text:
Statement of Martin H. Gerry
Deputy Commissioner
Office of Disability and Income Security Programs
Social Security Administration
Before the
Senate Judiciary Committee
Subcommittee on Immigration, Border Security and Citizenship
June 19, 2006
Chairman Cornyn, Senator Kennedy, and members of the Subcommittee:
Thank you for the opportunity to appear before you today to discuss how the Social Security Administration's (SSA) work in issuing Social Security numbers (SSNs) and processing wage reports supports the Department of Homeland Security's immigration law enforcement activities.
Maintaining accurate records is of utmost importance to SSA. Earnings posted to a worker's SSN are used to determine both eligibility for Social Security benefits and the amount of those benefits. The SSN is also used to track payment of those benefits. We are keenly aware of our responsibilities to ensure that we issue SSNs and cards only to those persons who are eligible to receive them. Today, I will discuss some of the steps SSA takes to meet these responsibilities.
The Social Security Number
As you know, the SSN for many years functioned only as a way for SSA to keep track of the earnings of workers in employment covered by Social Security. There was no statutory authority for other uses of SSNs until 1972; since then, the use of SSNs as an identifier by government and the private sector has proliferated to the point that it has become integral to most government functions as well as to private business transactions ranging from banking to video rental. For example, possession of a valid SSN did not become a condition for receiving government assistance until 1977. SSNs were not required for dependents on tax returns until 1986.
Until the 1970s, SSNs were assigned and cards were issued based solely on information provided by the applicant. But as the uses of the SSN have expanded over the past 35 years, the need to establish and then continually strengthen the associated documentation requirements have become increasingly important. In fact, the documentation requirements today are significantly more stringent than they were just 5 years ago.
The SSN card was never intended and does not serve as a personal identification document—that is, possession of the card does not establish that the person presenting it is actually the person whose name and SSN appear on the card. The card does not contain information that would allow it to be used independently as proof of identity.
Since SSA uses the SSN as an administrative tool to facilitate the proper crediting of wages, our focus has been on ensuring our ability to determine whether an SSN matches the name of the individual to which it was assigned. We have great confidence in our ability to correctly post wages to the correct record when they are reported correctly. After all, those activities have been central to our business processes for the past 75 years.
Our ability to determine the identity of the person to whom a number has been assigned, whether that individual was entitled to an SSN, and whether the individual was authorized to work in the U.S. at the time the SSN was issued, has been improved with the development of SSA's more stringent verification processes and requirements.
Strengthen the Enumeration Process
I would like to highlight some actions that SSA has taken over the years to strengthen the enumeration process.
As I noted earlier, at the inception of the program, all SSNs were assigned and cards issued based solely on information provided by the applicant. Evidence of identity was not required.
Over time, as the use of the number has been expanded for other purposes, SSA has recognized that changes were necessary to protect the integrity of the card and enumeration process.
Beginning in November 1971, persons age 55 and over applying for an SSN for the first time were required to submit evidence of identity. As of April 1974, non-citizens were required to submit documentary evidence of age, identity and immigration status. This made it more difficult to obtain a card on the basis of a false identity. SSA was also concerned that individuals who had been assigned SSNs for purposes other than work might use the card to obtain unauthorized employment. Therefore, in July 1974, we began to annotate our records to show when a non-citizen had been issued an SSN for nonwork purposes. Four years later, the integrity of the SSN was further improved, when we began requiring all SSN applicants, not just non-citizens, to provide evidence of age, identity and United States citizenship or non-citizen status. In October 2003, SSA significantly tightened the rules concerning issuance of nonwork SSNs.
We have also developed new processes for issuing SSNs to newborns and immigrants with permanent work authorization.
Enumeration at Birth Process (EAB)
Because of increased demand for SSNs for children at earlier ages due to tax and banking requirements, SSA developed and began to use the EAB process in 1987. SSA recognized that all the information needed to process an SSN application for a newborn was gathered by hospital employees at the child's birth and verified with the respective bureaus of vital statistics. Nearly three-quarters of all requests for an original SSN are now completed through this process.
'Enumeration at Birth' is available in the fifty states, the District of Columbia, and Puerto Rico, and allows parents to indicate on the birth certificate form whether they want an SSN assigned to their newborn child. When a parent requests an SSN for a child through EAB, the State vital statistics office receives the request with the birth registration data from the hospital and then forwards this information to SSA. As a result of these procedures, the parent is not required to file a separate application for an SSN for the child. Based on the information the State forwards to SSA, we assign an SSN and issue a card for the child.
It is important to note that EAB is a voluntary program on the part of the hospitals and the States and other jurisdictions. No law requires State or hospital participation. The program is administered under the provisions of a contract between each state and SSA that includes safeguards to ensure that the process is not vulnerable to fraud. SSA reimburses the states for participation on a per item basis (currently $2.04 for each birth record). EAB is a far more secure way to enumerate newborns. In addition, the program provides significant savings to the Federal government and a convenient service option for the public.
Enumeration at Entry (EAE)
To reduce fraud and improve government efficiency, SSA inaugurated our Enumeration-at-Entry process in October 2002. Under this process, SSA has entered into agreements with DHS and the Department of State (DOS) for those agencies to assist SSA in enumerating immigrants. To assist SSA, DOS collects enumeration data as part of the immigration process. When the immigrant enters the United States, DHS notifies SSA and the card is issued.
Other Improvements
Within the past several years, to improve the security of our enumeration process, SSA has instituted numerous safeguards to prevent a person from fraudulently obtaining an SSN. These include:
- SSA verifies the immigration status of an individual with DHS before assigning an SSN to a non-citizen.
- Because the majority of individuals born in the U.S have been assigned an SSN by the time they reached age 12, SSA requires a mandatory in-office interview with all SSN applicants age 12 or older.
- As a result of the Intelligence Reform and Terrorism Prevention Act of 2004 (IRTPA), Public Law (P.L.)108-458, SSA restricts the issuance of replacement SSN cards to no more than three per year and no more than ten per lifetime;
- As a result of the same law, SSA has established improved verification standards for documents submitted in support of an application for an SSN and requires independent verification of birth records of individuals of all ages applying for an original SSN card (other than those enumerated at birth).
The Social Security Card
Just as the SSN was created for administrative reasons, the Social Security card was designed to give individuals a record of their SSNs. The demand for counterfeit cards has grown with the increased uses of the SSN.
Consequently, Congress and the Executive Branch have worked together over the years to increase the security features included in the card, as the following discussion illustrates. Let me say at this point though, that while some security features have been made public, other features are forensic in nature and must be kept confidential in order to protect the security of the card. I am sure you will understand the caution which must be exercised in discussing the security features of the card in a public forum. Beginning in 1983, the Social Security Act required that SSN cards be made of banknote paper, and to the maximum extent practicable be a card that cannot be counterfeited. SSA worked with the Bureau of Engraving and Printing, the Government Printing Office, the Secret Service, and the Federal Bureau of Investigation to design a card that met these requirements.
Recent Improvements to the Card
The immigration and welfare reform legislation passed in 1996 required us to both conduct a study and to develop a report on different methods for improving the Social Security card process, including prototypes of new cards. This report, "Options for Enhancing the Social Security Card," was issued in 1997.
You have asked us for information on the cost of replacing social security cards. We know from the 1997 effort that the main costs associated with replacing the current SSN card are those associated with reinterviewing individuals and reverifying documents, while the additional costs of the card itself—even one with additional security features--are minimal. I will address these cost issues more in a moment.
The IRTPA required the Commissioner of Social Security, in consultation with the Secretary of Homeland Security, to form an interagency task force to establish requirements for improving the security of Social Security cards and numbers. Because current law requires the card to be printed on banknote paper, the taskforce was limited to consideration of improvements to this type of card. The taskforce included representation from SSA, DHS and the Federal Bureau of Investigation, Department of State and the Government Printing Office. The taskforce has completed its work, and the Commissioner has developed an implementation plan to produce an SSN card that is less vulnerable to counterfeiting, tampering, alteration and theft.
Cost of Card
You asked me to address today the issues associated with replacing current Social Security cards with a new type of card and the costs in terms of dollars and work years, as well as timeframes for this transition. Although the Administration is not seeking to replace all Social Security cards, in response to your question, in determining the cost of replacing Social Security cards for a significant portion of the population, it is important to note that, as I indicated earlier, producing the physical card, even the most elaborate card, would be the least expensive part of the process.
The most important factor affecting the total cost is the requirement to verify the identity of the person applying for the card and, in the case of non-citizens, determining the immigration status and work authorization. Other factors must be taken into account as well. For example, the cost of peripheral equipment that might be needed in SSA field offices to work with the new cards and the cost to SSA to notify number holders who might need to obtain a new SSN card would have an impact on total outlays.
Currently, most original SSNs (and cards) for United States born individuals are issued through the EAB process in which parents apply for their child's SSN at the hospital as part of the birth registration. The vast majority of replacement SSN cards, and a relatively small number of original SSN cards for U.S. born individuals, are issued by SSA field offices where evidence is reviewed and verified. The majority of original SSN cards issued through SSA field offices are for individuals who recently arrived in the United States and whose immigration status permits assignment of an SSN.
Last year, we estimated that a card with enhanced security features would cost approximately $25.00 per card, not including the start-up investments associated with the purchase of equipment needed to produce and issue this type of card. According to estimates made last year, reissuance of all new cards for the 240 million cardholders over age 14 would be approximately $9.5 billion. Since that estimate, we know that the cost of issuing SSN cards has increased by approximately $3.00 per card due to new requirements for additional verification of evidence, so we anticipate an increase in the total cost estimate when we update our figures to reflect current dollar costs.
Currently, staff of the agency devotes approximately 3,300 work years of effort to the SSN card issuance process. Last year's estimate indicates that we would need an additional 67,000 work years to process 240 million new cards. This would require hiring approximately 34,000 new employees if we were required to complete the work within 2 years and 14,000 new employees to complete the work in 5 years. This estimate assumes replacing cards for 240 million individuals; if fewer were replaced, the cost would be lower. An approach that mandated new tamper resistant cards would be issued only during the normal course of initial issuance and reissuance would involve relatively modest additional costs. If a phased approach were mandated that limited new cards to only the approximately 30 million people who change jobs at least once during a year and the additional 5 million young people reaching age 14, the cost would be approximately $1.5 billion per year, using last years cost numbers.
As you are aware, the expertise of counterfeiters and the wide availability of state-of-the-art technology make it increasingly difficult to develop and maintain a document that cannot be counterfeited, despite best efforts to guard against such incidents. Therefore, SSA will continue to evaluate new technology as it becomes available to determine if additional features should be included.
Verifying SSNs
On another front, SSA has also worked to develop different tools to assist employers in verifying a worker's SSN. Initially, SSA used a manual process for verifications. This was a highly labor-intensive process that has become increasingly cumbersome as verification became more rigorous and workloads increased.
Over the years, SSA has worked to offer employers alternative methods to verify SSNs. One of those methods is the Employee Verification System (EVS), which has been available to employers for over a decade. EVS is a free, convenient way for employers to verify employee SSNs. It provides employers with several options depending on the number of SSNs to be verified:
- For up to five SSNs, employers can call SSA's toll-free number for employers (1-800-772-6270).
- Employers also have the option to submit a paper listing to the local Social Security office to verify up to 50 names and SSNs.
- In addition, employers may use a simple registration process to verify requests of more than 50 names and SSNs or for any number of requests submitted on magnetic media.
To further increase the ease and convenience of verifying employee SSNs, SSA developed the Social Security Number Verification Service (SSNVS), which is an internet-based option that permits employer's to quickly verify that the employee-provided information matches with SSA's records. SSA expanded this service to all employers in June 2005. In that year, we processed over 25.7 million verifications for over 12,000 employers through SSNVS, and we estimate that we provided an additional 41 million employer verifications through other verification methods.
Basic Pilot Program
For all queries submitted through the Basic Pilot Program, which is administered by USCIS in DHS, SSA matches the employees name, SSN, and date of birth against the information in SSA's records. SSA confirms whether the information matches or does not match its records and whether a death indicator is present on SSA's records. In addition, if the employee alleges United States citizenship, SSA checks the employee's citizenship status as recorded in SSA's records. For all queries indicating the employee is a non-citizen, DHS uses the employee's submitted alien registration number or admission number to confirm current employment eligibility. In 2005, SSA processed approximately one million queries to the Basic Pilot.
Identity Theft
I have described today the measures we take to ensure the identity of the person to whom we are assigning an SSN or issuing a Social Security card. And I have described the services we offer to employers to assure that the names and SSNs of their employees match the name and SSN combination in our records. But there is no way we can tell employers or Departments of Motor Vehicles, for example, whether a person standing in front of them is the individual to whom the SSN was assigned or the Social Security card was issued. So verifying a name and SSN combination is not, and cannot be, by itself, a protection against identity theft.
No-Match Information
In certain instances when a Social Security number does not match that worker's name, SSA notifies employers of this situation through what is commonly called a 'no match' letter. We send these letters to employers who submit more than 10 wage items when more than 0.5 percent of the items in a wage report consist of an SSN and name combination does not match our records. The employer 'no match' letters include a list of up to 500 SSNs submitted by the employer in wage items that SSA could not post to a worker's record. In 2004, we sent approximately 120,000 employer 'no match' letters, which covered 7.3 million mismatched records. For privacy reasons, the letter lists only the SSNs, not the name/SSN combination. The only source of information that SSA receives about a taxpayer's employer and earnings is from tax return information on the Form W-2. We receive and process this information as an agent for the Internal Revenue Service. Use of and disclosure of tax return information is governed by section 6103 of the Internal Revenue Code. SSA currently has the authority to use this information only for the purpose of determining eligibility for and the amount of social security benefits.
Although, under current law, SSA cannot release no-match data, to DHS, the Administration supports allowing this disclosure in the interests of national security and for law enforcement purposes.
In closing, let me say again that SSA remains committed to maintaining the security of the SSN and the SSN card and ensuring that the American public's hard-earned wages are properly credited to them so that they will be able to receive all of the benefits to which they may be entitled.
Thank you for the opportunity to appear before you, and I will be pleased to answer any questions you may have.


text:
Eyelet Bedskirt
$79.00 - $99.00
Overview & Details
- Girls' bedskirt.
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- 14" drop.
- Available in twin, full or queen sizes.
- Machine wash.
- Imported.
- Exclusively ours.
This pretty bedskirt adds a light and lovely finishing touch to her bed. With a contemporary eyelet design, this elegant bedskirt for girls' beds matches a variety of bedroom styles and bedding collections, making it easy to coordinate with virtually any color sheets. Our tailored style girls' bedskirt also has split corners for a perfect fit and smooth finish. 14" drop helps hide unsightly bed-frame hardware or under-bed storage. Made from 100% cotton, our kids' eyelet bedskirt will make her bedroom even prettier in an instant. Machine wash. Imported. Available exclusively at Company Kids®.

subset: commoncrawl


text:
Availability: In stock
* Required Fields
Brand: Borboleta
Colour: Ivory Patent Leather
Material: 100% Leather Upper and Leather Lining
Heel: High density foam (sizes 16-22), Technical Rubber (sizes 23-26)
Sole: Neolite with non-slip inserts
Designed for: Baby girls with wider feet
These timeless, ivory patent Sharon boots are stylish, comfortable and made from the finest leather. This stunning pair of boots make for the perfect present and are ideal for both special occasion and everyday wear.
They have a decorative, scalloped edge around the ankle and down the sides and are finished with a beautiful, stitched, ivory bow to the front.
They are part of the Borboleta brand of children's footwear, which are crafted to the highest standards in our factory in northern Portugal. Watch the video on this page, for a behind the scenes look into the care and attention that goes into crafting each and every pair of Sharon boots.
The upper boot and lining are made from 100% leather allowing for breathability and the sole is leather look. They offer the comfort and flexibility needed to support natural foot movement and development. The soles also include non-slip inserts; perfect to prevent active little girls from slipping and sliding.
They are a wider fitting boot and include a Velcro strap which makes adjustments and tightening easy, as well as getting them on and off.
Their high quality, stylish finish, has made this brand a favourite with the Royal Family and consumers alike.
They're available in sizes 16 (0 UK) to 26 (8.5 UK) suiting little girls aged between one and three years old.
There is FREE delivery available on orders of £50 or over.
Please note: For orders to be dispatched the same day, they must be made before 3pm (UK time) Monday to Friday. Orders that are made after 3pm will be dispatched the following working day. Orders that are made after 3pm on Friday will be dispatched on Monday (or Tuesday in the case of a bank holiday).
© 2011-16 Babyshoes | Babyshoes is a trading style of Goodwear Shoes (2001) Ltd Company Registration No.: 4752332, VAT No.: 764 5257 10
Web design & Magento Ecommerce Liverpool by Tornado


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AlphaGraphics has state-of-the-art CD, DVD and thumb drive replication and labeling technology that protects your valuable materials.
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Alfred Endo Farms Consulting Inc
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Sydne National Laser Inst.
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The first step to determining whether you have ancestors who served in the military during the Civil War is to trace your genealogy back to the 1860s. If you have not already completed this step, the Library's "Genealogical Records at The Library of Virginia" pamphlet provides an excellent overview of the records in our collections that could be useful to your research.
After you have compiled a list of names of individuals who could have served in the military, you need to determine the unit(s) in which those individuals served. Several indexes can provide that information: Janet B. Hewett's Roster of Confederate Soldiers, 1861–1865 or Roster of Union Soldiers, 1861–1865 or the online Civil War Soldiers and Sailors System. These sources provide an index to the National Archives and Records Administration's compiled military service records (CMSRs), which were created primarily by abstracting information from Union and Confederate records that were housed at the National Archives during the early twentieth century. Most soldiers have a CMSR. Because misspellings abound in the records that were used to create the CMSRs, you will need to check all possible misspellings of your ancestors' surnames and remember that first and middle names may be reduced to initials. You may find listings for several individuals who could be your ancestor. Although your ancestor could have served in more than one unit, it is likely that you will need to narrow your list of units in which he may have served.
Next, you will need to limit your list by finding information on each soldier. If your ancestor was a Confederate who served in a Virginia unit, the fastest way to narrow your list may be to consult the Virginia Regimental Histories Series, which provides a history of a unit and information on the individuals who served with it. Look for several clues—it is likely that the unit was formed in or near the area in which your ancestor or his friends and family resided, and if you know that your ancestor survived the war and one of the potential matches did not, then you can eliminate him from your list. Lee A. Wallace Jr.'s compilation A Guide to Virginia Military Organizations 1861–1865, Rev. 2d ed. (Lynchburg, Va.: H. E. Howard, 1986), Stewart Sifakis's Compendium of the Confederate Armies: Virginia, and the other Confederate States in 10 vols. (New York: Facts on File, 1992–1995), and Joseph H. Crute's Units of the Confederate States Armies (Midlothian, Va.: Derwent Books, 1987) provide brief unit histories that could be helpful to your research since they often note the counties in which individual units or companies were formed. If your ancestor served in the Union military, Frederick H. Dyer's compilation A Compendium of the War of the Rebellion, 2 vols.([New York]: National Historical Society; Dayton, Ohio: Press of Morningside Bookshop, 1979) provides unit histories. C. E. Dornbusch's Military Bibliography of the Civil War (1961–1962; reprint, New York: New York Public Library, 1975–2003) provides a list of other unit histories that could provide information on your ancestor. If these sources do not help, you will need to obtain a copy of each potential ancestor's CMSR to gain information on those individuals.
Once you have identified the unit in which your ancestor served, you can search for information on his military service. If you have not already done so, order a copy of your ancestor's CMSR from the National Archives (or print a copy from the Library of Virginia's microfilm copy of the record while you at the Library) because this record is the most likely source of a significant amount of information on his military service. Next, begin a search for even more information. Although his name may be included in indexes and catalogs, you are more likely to find information on him by researching his unit because records are more often cataloged by unit and not by the individual names that they contain. Even if a record for your ancestor's unit does not mention his name specifically, you can learn what the unit—and mostly likely your ancestor—was doing at a particular time and place. Published sources may be found through the Library's Books and Journals Catalog, and unpublished sources may be found through the Library's Archives and Manuscripts Catalog and Military Service Web page.


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ORLANDO, Fla., July 11 (UPI) -- A woman suing Casey Anthony, acquitted last year in her daughter's death, want to know if Anthony benefited from a charity set up by her parents.
Attorneys representing Zenaida Gonzalez, who accuses Anthony of defamation, asked the court to look into suggestions that Anthony's parents helped her out financially, the Orlando Sentinel reported Tuesday.
"Our sources have indicated that she has received money directly from her mother Cindy," Matt Morgan, one of Gonzalez's attorneys, told the Sentinel.
The filing is the latest request for information as the civil suit heads to a January court date. Gonzalez alleges Anthony defamed her when Anthony told investigators a similarly named nanny kidnapped 2-year-old Caylee Marie Anthony in 2008. Authorities say the nanny didn't exist.
The filing came after a People magazine article reported Dr. Phil McGraw, host of the syndicated "Dr. Phil" television show, donated $600,000 to the charity established by Anthony's parents in honor of Caylee Anthony.
Morgan said his firm hasn't independently confirmed that money transfers occurred, which is why they filed a request to the court for the information Tuesday.
"It's rumored that Dr. Phil made a generous contribution to the Caylee Marie Anthony trust fund and some of the proceeds" were given to Casey Anthony, Morgan said.


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I like to encourage good things. So I would like to encourage NFL.com to do more good pieces like the Bucky Brooks article, "Examining Houston Texans' defensive rise under Wade Phillips."
In the article, Brooks talks of the reasons he thinks the Texans defense did so well under Phillips last year despite having little off-season to implement a new defense. Good pictures, video to support his points as well.
In a more macro view, I think the main reason for the Texans doing well on defense last year was just getting sound coaching and scheme on that side of the ball. The Texans defense has always shown a great deal of effort. And they've drafted a ton of players on that side of the ball. But effort + talent is wasted without just sound, solid coaching.
But even if you have already read that NFL.com piece, I highly suggest clicking on that link again. The way you tell web editors the types of articles you value and want more of is by clicking on them and reading them.
Programming Notes:
Houston Texans training camp will start at the end of July. Like always, they will have tickets for attendance and these tickets will likely go fast given how last season went. I suspect that the tickets will be available on the Houston Texans website very soon, likely early next week.
I'm working on some additional Texans stuff between now and then. In the meantime, I invite you to read my latest on the Saints mess, "Saints Bountygate is Now Saints Litigate: Common Q&As." The post contains all the key litigation documents, so if you want, you can read what the parties are saying without the spin on what the parties are saying.
UPDATE: Added some more litigation documents to that previous post including the full copy of the final determination letter that Mike Florio has been discussing at PFT. In addition, wrote a part 2 to that post with additional questions I received from fans, "Roger Goodell Moves the Goal Line: Part 2 Saints Bountygate Q&A."
Yes, that's a Saints matter but how that is resolved could affect every team/fanbase in the league.


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All the images in these galleries are ©Copyright 1996-2009 Robert M. Atkins, all rights reserved. Use of these images without permission is expressly prohibited except for personal use, for example as wallpaper or screensavers on your own PC, for inclusion in a school report which you are writing, or on your personal totally non-commercial web site (in that case a link back to this site is required).
All other uses require written permission and licensing. Please contact email@example.com for licensing information and fee schedules.
This the main image gallery where you can see a selection of images I've shot over the last few years. Click on any thumbnail image below to go to that section of the gallery.
Other Galleries on BobAtkins.com:


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The currency in the Fallout world varies from area to area and even faction to faction.
Pre-War moneyEdit
Pre-War money was the currency of the United States of America before the Great War. Despite its former status, no contemporary individuals or organizations use pre-War money as a form of currency, treating it as a low-value collectible item instead. Since the holograms at the Sierra Madre Casino were programmed before the war, they still use pre-War money as their primary basis of exchange.
Bottle capsEdit
In New California, the relative scarcity of bottle caps made them a perfect currency for Hub merchants to adopt in the 22nd century, leading to the nickname "Hubbucks" and "Hubscript." Backed by the value of water, the Hub merchants supported bottle caps because the technology to manufacture them and paint their surfaces had been mostly lost in the Great War, which limited any counterfeiting efforts. Secondly, there are a limited number of bottle caps, which preserve their value against inflation to some degree. For similar reasons the East Coast merchants also recognize bottle caps as a currency. Their earliest recorded use by survivors originates in Appalachia as of 2106. An advertising campaign Nuka-Cola was testing out allowed exchange of bottle caps with robotic vendors at the Whitespring Resort[1].
While becoming the standard currency for Hub merchants in the 22nd century, by the mid-23rd century bottle caps were replaced by New California Republic (NCR) dollars, which were backed by gold.[citation needed] Caps would once again become a regularly-used currency after the destruction of NCR's gold reserves by the Brotherhood of Steel destabilized the value of the dollar.
By the late-23rd century, the presence of Caesar's Legion (who have their own currency) and the low value of the NCR dollar caused bottle caps to re-emerge as the standard currency of the Mojave Wasteland in 2281. Nevertheless, NCR and Legion currency are both considered legal tender by the various caravan companies and on the New Vegas Strip. Mojave merchants also accept nonstandard variants, such as Sunset Sarsaparilla bottle caps.
NCR dollarsEdit
The NCR introduced its own money around the turn of the 23rd century and initially it relied on coins minted from gold. By 2241, the economy of NCR dominated the West Coast and coins became universal currency, used by the three big powers: NCR, Vault City and New Reno. During this time bottle caps had become worthless in these regions.
The gold in Redding, for a while, backed the NCR currency.[citation needed] However, by 2281, the gold had been targeted and destroyed during the NCR-Brotherhood War. As a result, the currency has become severely devalued, with a hundred-dollar bill coming out to around 40 caps rather than its face value, even in NCR territory or shops. This means that the exchange rate for NCR Currency to bottle caps is about 2 bottle caps to 5 NCR dollars. Its form had also changed: instead of minted coins, the NCR issues banknotes, similar to pre-War money.[2] In the Mojave Wasteland, these notes can be seen in the $5, $20, and $100 denominations.
The notes are issued by the Republic Reserve located in Angel's Boneyard. In 2281, the current Treasurer of the Republic and head of the Republic Reserve is John Michael Henderton; his signature can be found on the front face of all NCR notes found in the Mojave Wasteland.
Mine scripsEdit
The town of Redding uses Morningstar mine scrips and Kokoweef mine scrips as secondary currency, supplementing NCR dollars.
Legion moneyEdit
Caesar's Legion uses two old forms of currency which were also used in Roman times. They are minted by the Legion in the form of silver and gold coins, each coin bearing the profile of Caesar. Despite Caesar's poor relations with the other factions in New Vegas, Legion currency is still accepted as payment in the Mojave Wasteland, owing to the high level of trade with the Legion and the safety of its territory for caravans.[citation needed] The exchange rate is 4 bottle caps to 1 Denarius, and 100 bottle caps to 1 Aureus.
The Denarius (silver), which bears an image of a younger Caesar on the obverse and Caesar, Joshua Graham and Calhoun on the reverse. The inscriptions are in Latin, "Caesar Dictator" meaning "Dictator Caesar" or "Absolute Ruler Caesar" on the front and "Magnum Chasma" meaning "Great Abyss" or "Great Fissure" on the back, referring to the Grand Canyon. The symbolism is simple - the denarius commemorates young Caesar's journey to the Canyon and his first victories as a dictator of the tribes.
The Aureus (gold), which bears the portrait of the older Caesar on one side and the symbol of the 10th Legion (the bull) on the other. The inscriptions are in Latin, "Aeternit Imperi" meaning "For the eternity of the empire" on the front and "Pax Per Bellum" meaning "Peace through War" on the back.
Legendary scripEdit
Legendary scrip is found only in Appalachia and is obtained by trading legendary items to legendary exchange machines. They are only accepted as legal tender by Purveyor Murmrgh who will trade mystery legendary weapons and armor in exchange.
Brotherhood scripsEdit
|The following is based on Fallout Tactics and some details might contradict canon.
Brotherhood scrip is a currency used only by the Brotherhood of Steel for trade within the Brotherhood. Brotherhood traders accept only this currency with the exception of some outsider traders that are present in most bases and accept ring pulls.
Ring pullsEdit
|The following is based on Fallout Tactics and some details might contradict canon.
Ring pulls are used as currency by people in the area of Chicago. They are pull-tabs from soda cans. Ring pulls can be found all over the settlements in early missions and traders will accept them. There are usually some outsider traders in Brotherhood bases who will accept ring pulls as well.
- ↑ https://www.reddit.com/r/fo76/comments/9w7z5p/the_explanation_behind_caps_in_fallout_76_yes/?st=JOWOCMH2&sh=d6cca44f
- ↑ J.E. Sawyer "And this is discussed in-game: BoS raided NCR's gold reserves until NCR could no longer generate gold coinage nor back their paper money. They abandoned the gold standard and established fiat currency, which is why its value is inflated over both caps and (especially) Legion coinage."


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There are several occasions where you can wear the Wholesale Women Dresses from gizelcm.com. One such example is a casual dinner party with friends. A casual dress paired with ballet flats will just be the right outfit. If in doubt whether you are under or overdressed, stay on the underdressed side but bring a scarf or earrings to dress up your outfit if needed. Gizelcm.com also sells Wholesale Tunic dresses that you can wear to a casual dinner party with your close friends.
A company party will require a more formal frock. Not to worry because gizelcm.com also has Wholesale Women Dresses to wear to an office party, whether it is with your bosses and co-workers or with clients. The rule of thumb for office parties is to pattern your choice of attire with your office environment. Even if your office is usually casual, steer clear from dresses that are too provocative as this might prevent you from being taken seriously. Sleeveless tailored dresses can be worn, as well as wrap dresses. Accent your outfit with shoes or accessories in metallic shades.
Dresses are also great outfits for first dates. If there is a type of dress that makes you feel good about yourself and that also looks good on you, then by all means wear this to your first date. However, bear in mind that you will also want to make a good impression on your date so avoid anything that would be too provocative. Wholesale Women Skirt are also sold at gizelcm.com; check these out as well for additional ideas.
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Yet sex is probably one of the most common, and certainly most
pleasurable activities we humans experience-indeed essential for the
survival of the species. Yet only a handful of studies exist to help
us understand and enhance the health benefits:
A decade later, researchers found that the death rate from all causes
for the least sexually active men was twice as high as that of the
most active. The death rate in the intermediate group was 1.6 times
greater than for the active group. A similar pattern of longevity and
frequency of orgasm was found for all causes of death, coronary heart
disease, and other causes.
Of course many questions arise with this type of study. Does the
frequency of orgasm cause the improved health? Does poor health cause
lower sexual activity? Or does some other factor such as physical
activity, alcohol, depressed mood, or "vital exhaustion" cause both
poor health and less sexual activity? The researchers did find that
strength of the results persisted even after adjusting for differences
in age, social class, smoking, blood pressure, and evidence of
existing coronary heart disease at the initial interview. This
suggests a more likely protective role of sexual activity.
To quote the researchers:
"The association between frequency of orgasm and mortality in the present study is at least-if not more-convincing on epidemiological and biological grounds than many of the associations reported in other studies and deserves further investigation to the same extent. Interventions programs could also be considered, perhaps based on the exciting, 'At least five a day' campaign aimed at increasing fruit and vegetable consumption- although the numerical imperative may have to be adjusted."
More research is needed. Any volunteers?
Since the overall death rate was reduced 36% for an increase of 100 orgasm per year, one could easily imagine a new prescription for health:
Rx: Sexual Intercourse At least 2 x per week
Such a prescription might have few side effects and would be far more pleasurable than many other regimens often prescribed.
And even if sex doesn't prove to add years to life, it may add life to years.
For More Information
Davey Smith G, Frankel S, Yarnell J: Sex and death: Are they related? Findings from the Caerphilly cohort study. British Medical Journal 1997;315(7123):1641-44.
Excerpted with permission from the Quarterly Newsletter, Mind/Body Health Newsletter. For subscription information call 1-(800)-222-4745 or visit the Institute for the Study of Human Knowledge website.


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Blue cheese stuffed burgers
Ban blase burgers and up your grilling game by tucking a chunk of cheese, a spoonful of sauteed mushrooms or some chopped grilled red pepper inside your patties. Blue cheese stuffed burgers Prep: 15 minutes Cook: 6-8 minutes Servings: 4-6 Note: Adapted from Sam Zien's "Just Grill This!" Ingredients: 1 1/2 pounds ground beef 1 teaspoon seasoning salt 2 ounces blue cheese crumbles 2 tablespoons butter, softened Olive oil Freshly ground pepper 4 to 6 pretzel rolls or other buns, toasted 1. Mix beef and seasoning salt in a bowl. Form into 4 or 6 burgers. Combine blue cheese and butter in a small bowl; mix well. Make an indentation in middle of each burger with your thumb; fill with some blue cheese mix. Fold burger around the mix; seal well. 2. Lightly oil each patty; season with pepper. Heat grill to medium-high. Cook burgers, 3 to 4 minutes per side for medium-rare. Serve on toasted buns. Nutrition information: Per serving (for 4 burgers): 479 calories, 48% of calories from fat, 25 g fat, 12 g saturated fat, 130 mg cholesterol, 22 g carbs, 39 g protein, 828 mg sodium, 1 g fiber.
Bill Hogan/Chicago Tribune
Copyright © 2019, Daily Press


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With the recent adoption and implementation of the Affordable Care Act, there are a great number of changes to our health care system underway designed to expand access to affordable health care to more Americans.
Here in California, we've taken the lead in passing the supporting laws and regulations necessary to make the ACA work. This includes the creation of Covered California –- our state's online health insurance marketplace where individuals and small businesses can shop for health care coverage. Doctors, hospitals, patient advocates, and insurers continue working with health care stakeholder organizations across the state to iron out a million complicated policy details so we can avoid the kind of problems the federal exchange has experienced.
Unfortunately, in the midst of this incredibly complex task of implementing the ACA, a front group for trial lawyers has qualified a measure for the November 2014 ballot that would make additional major changes to our health care system. The measure would give the state Insurance Commissioner -– an elected politician who relies on campaign contributions from special interests to get into office -– sweeping new power over health care, including what benefits and treatments plans cover.
What could go wrong with giving a politician more power over health care, after all?
Although the measure would create massive new health care regulation, the trial lawyer-backed proponents drafted this measure without any input from doctors, patients, hospitals or other health care providers.
A look at the fine print reveals a number of flaws and the real agenda behind the measure: more money for trial lawyers.
1) the measure will harm people's ability to see their doctor and get the care they need. It grants the Insurance Commissioner new power to approve or reject the benefits offered by health care plans, and thus the kind of treatments covered. Treatment decisions should be made by doctors and patients, not a politician.
The measure also allows the commissioner to set rates at levels which don't meet the cost of providing care, resulting in lower reimbursements to physicians, hospitals and other providers. This will result in reduced access to primary care and specialists for patients at a time when we should be expanding that access.
2) The measure will create a more costly bureaucracy that would bleed off millions of dollars of critically-needed funding from patient care. While these costs are ostensibly paid by health insurers, they will be passed on to consumers in the form of higher premiums.
3) Voters should ask themselves: Why would trial lawyers and their allies spend $2 million to qualify such a measure? The answer is simple – follow the money.
Buried in the fine print of the measure are provisions allowing lawyers to file regulatory and legal challenges every time there are changes to a health plan – and get paid for doing so. The proponents behind the measure have already made millions of dollars through this mechanism for other insurance. With this measure, they stand to make tens of millions more.
This not only drives up costs, but it threatens to slow the system of approvals down with an endless series of legal challenges.
Our state is already leading the way on health reform and improving access to affordable care for more Californians. We should focus on making that effort work –- not passing a measure that will drive up costs, hurt access to care and simply line the pockets of the proponents and their friends.
Dr. Richard Thorp is president of the California Medical Association


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Bioremediation: Applied Microbial Solutions for Real-world Environmental Cleanup
Ronald M. Atlas, Jim Philp
ASM Press, 2005 - Science - 366 pages
Annotation Bioremediation: Applied Microbial Solutions for RealWorld Environmental Cleanup is a fascinating examination of research and its realworld application. Intended for both academics and practitioners, the book presents information on the legal, scientific, and engineering principles behind bioremediation for cleaning up contaminated soil and groundwater sources.Provides global perspective in coverage of a broad range of bioremediation technologies including bioinjection, bioaugmentation, and phytoremediationOffers viewpoints from contributors who are recognized leaders in their fieldsPresents over 130 figures including highquality line drawingsExamines practical examples of bioremediation application, including relevant case studiesDiscusses the interactions of legal, scientific, and engineering principles behind use of bioremediation for cleanup of contaminated land and aquifers.
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[Rev. 6/2/2018 2:32:52 PM--2017]
NRS 42.001 Definitions; exceptions.
NRS 42.005 Exemplary and punitive damages: In general; limitations on amount of award; determination in subsequent proceeding.
NRS 42.007 Exemplary and punitive damages: Limitations on liability by employer for wrongful act of employee; exception.
NRS 42.010 Exemplary and punitive damages: Injury caused by operation of vehicle after consumption of alcohol or controlled substance.
NRS 42.021 Actions based on professional negligence of providers of health care: Introduction of certain evidence relating to collateral benefits; restrictions on source of collateral benefits; payment of future damages by periodic payments.
NRS 42.030 Court approval of agreement to transfer structured settlement required.
NRS 42.001 Definitions; exceptions. As used in this chapter, unless the context otherwise requires and except as otherwise provided in subsection 5 of NRS 42.005:
1. "Conscious disregard" means the knowledge of the probable harmful consequences of a wrongful act and a willful and deliberate failure to act to avoid those consequences.
2. "Fraud" means an intentional misrepresentation, deception or concealment of a material fact known to the person with the intent to deprive another person of his or her rights or property or to otherwise injure another person.
3. "Malice, express or implied" means conduct which is intended to injure a person or despicable conduct which is engaged in with a conscious disregard of the rights or safety of others.
4. "Oppression" means despicable conduct that subjects a person to cruel and unjust hardship with conscious disregard of the rights of the person.
(Added to NRS by 1995, 2668)
NRS 42.005 Exemplary and punitive damages: In general; limitations on amount of award; determination in subsequent proceeding.
1. Except as otherwise provided in NRS 42.007, in an action for the breach of an obligation not arising from contract, where it is proven by clear and convincing evidence that the defendant has been guilty of oppression, fraud or malice, express or implied, the plaintiff, in addition to the compensatory damages, may recover damages for the sake of example and by way of punishing the defendant. Except as otherwise provided in this section or by specific statute, an award of exemplary or punitive damages made pursuant to this section may not exceed:
(a) Three times the amount of compensatory damages awarded to the plaintiff if the amount of compensatory damages is $100,000 or more; or
(b) Three hundred thousand dollars if the amount of compensatory damages awarded to the plaintiff is less than $100,000.
2. The limitations on the amount of an award of exemplary or punitive damages prescribed in subsection 1 do not apply to an action brought against:
(a) A manufacturer, distributor or seller of a defective product;
(b) An insurer who acts in bad faith regarding its obligations to provide insurance coverage;
(c) A person for violating a state or federal law prohibiting discriminatory housing practices, if the law provides for a remedy of exemplary or punitive damages in excess of the limitations prescribed in subsection 1;
(d) A person for damages or an injury caused by the emission, disposal or spilling of a toxic, radioactive or hazardous material or waste; or
(e) A person for defamation.
3. If punitive damages are claimed pursuant to this section, the trier of fact shall make a finding of whether such damages will be assessed. If such damages are to be assessed, a subsequent proceeding must be conducted before the same trier of fact to determine the amount of such damages to be assessed. The trier of fact shall make a finding of the amount to be assessed according to the provisions of this section. The findings required by this section, if made by a jury, must be made by special verdict along with any other required findings. The jury must not be instructed, or otherwise advised, of the limitations on the amount of an award of punitive damages prescribed in subsection 1.
4. Evidence of the financial condition of the defendant is not admissible for the purpose of determining the amount of punitive damages to be assessed until the commencement of the subsequent proceeding to determine the amount of exemplary or punitive damages to be assessed.
5. For the purposes of an action brought against an insurer who acts in bad faith regarding its obligations to provide insurance coverage, the definitions set forth in NRS 42.001 are not applicable and the corresponding provisions of the common law apply.
(Added to NRS by 1989, 486; A 1995, 2669)
NRS 42.007 Exemplary and punitive damages: Limitations on liability by employer for wrongful act of employee; exception.
1. Except as otherwise provided in subsection 2, in an action for the breach of an obligation in which exemplary or punitive damages are sought pursuant to subsection 1 of NRS 42.005 from an employer for the wrongful act of his or her employee, the employer is not liable for the exemplary or punitive damages unless:
(a) The employer had advance knowledge that the employee was unfit for the purposes of the employment and employed the employee with a conscious disregard of the rights or safety of others;
(b) The employer expressly authorized or ratified the wrongful act of the employee for which the damages are awarded; or
(c) The employer is personally guilty of oppression, fraud or malice, express or implied.
Ê If the employer is a corporation, the employer is not liable for exemplary or punitive damages unless the elements of paragraph (a), (b) or (c) are met by an officer, director or managing agent of the corporation who was expressly authorized to direct or ratify the employee's conduct on behalf of the corporation.
2. The limitations on liability set forth in subsection 1 do not apply to an action brought against an insurer who acts in bad faith regarding its obligations to provide insurance coverage.
(Added to NRS by 1995, 2668)
NRS 42.010 Exemplary and punitive damages: Injury caused by operation of vehicle after consumption of alcohol or controlled substance.
1. In an action for the breach of an obligation, where the defendant caused an injury by the operation of a motor vehicle in violation of NRS 484C.110, 484C.130 or 484C.430 after willfully consuming or using alcohol or another substance, knowing that the defendant would thereafter operate the motor vehicle, the plaintiff, in addition to the compensatory damages, may recover damages for the sake of example and by way of punishing the defendant.
2. The provisions of NRS 42.005 do not apply to any cause of action brought pursuant to this section.
(Added to NRS by 1965, 1143; A 1967, 738; 1981, 1928; 1989, 487; 2005, 161)
NRS 42.021 Actions based on professional negligence of providers of health care: Introduction of certain evidence relating to collateral benefits; restrictions on source of collateral benefits; payment of future damages by periodic payments.
1. In an action for injury or death against a provider of health care based upon professional negligence, if the defendant so elects, the defendant may introduce evidence of any amount payable as a benefit to the plaintiff as a result of the injury or death pursuant to the United States Social Security Act, any state or federal income disability or worker's compensation act, any health, sickness or income-disability insurance, accident insurance that provides health benefits or income-disability coverage, and any contract or agreement of any group, organization, partnership or corporation to provide, pay for or reimburse the cost of medical, hospital, dental or other health care services. If the defendant elects to introduce such evidence, the plaintiff may introduce evidence of any amount that the plaintiff has paid or contributed to secure the plaintiff's right to any insurance benefits concerning which the defendant has introduced evidence.
2. A source of collateral benefits introduced pursuant to subsection 1 may not:
(a) Recover any amount against the plaintiff; or
(b) Be subrogated to the rights of the plaintiff against a defendant.
3. In an action for injury or death against a provider of health care based upon professional negligence, a district court shall, at the request of either party, enter a judgment ordering that money damages or its equivalent for future damages of the judgment creditor be paid in whole or in part by periodic payments rather than by a lump-sum payment if the award equals or exceeds $50,000 in future damages.
4. In entering a judgment ordering the payment of future damages by periodic payments pursuant to subsection 3, the court shall make a specific finding as to the dollar amount of periodic payments that will compensate the judgment creditor for such future damages. As a condition to authorizing periodic payments of future damages, the court shall require a judgment debtor who is not adequately insured to post security adequate to assure full payment of such damages awarded by the judgment. Upon termination of periodic payments of future damages, the court shall order the return of this security, or so much as remains, to the judgment debtor.
5. A judgment ordering the payment of future damages by periodic payments entered pursuant to subsection 3 must specify the recipient or recipients of the payments, the dollar amount of the payments, the interval between payments, and the number of payments or the period of time over which payments will be made. Such payments must only be subject to modification in the event of the death of the judgment creditor. Money damages awarded for loss of future earnings must not be reduced or payments terminated by reason of the death of the judgment creditor, but must be paid to persons to whom the judgment creditor owed a duty of support, as provided by law, immediately before the judgment creditor's death. In such cases, the court that rendered the original judgment may, upon petition of any party in interest, modify the judgment to award and apportion the unpaid future damages in accordance with this subsection.
6. If the court finds that the judgment debtor has exhibited a continuing pattern of failing to make the periodic payments as specified pursuant to subsection 5, the court shall find the judgment debtor in contempt of court and, in addition to the required periodic payments, shall order the judgment debtor to pay the judgment creditor all damages caused by the failure to make such periodic payments, including, but not limited to, court costs and attorney's fees.
7. Following the occurrence or expiration of all obligations specified in the periodic payment judgment, any obligation of the judgment debtor to make further payments ceases and any security given pursuant to subsection 4 reverts to the judgment debtor.
8. As used in this section:
(a) "Future damages" includes damages for future medical treatment, care or custody, loss of future earnings, loss of bodily function, or future pain and suffering of the judgment creditor.
(b) "Periodic payments" means the payment of money or delivery of other property to the judgment creditor at regular intervals.
(c) "Professional negligence" means a negligent act or omission to act by a provider of health care in the rendering of professional services, which act or omission is the proximate cause of a personal injury or wrongful death. The term does not include services that are outside the scope of services for which the provider of health care is licensed or services for which any restriction has been imposed by the applicable regulatory board or health care facility.
(d) "Provider of health care" means a physician licensed under chapter 630 or 633 of NRS, dentist, licensed nurse, dispensing optician, optometrist, registered physical therapist, podiatric physician, licensed psychologist, chiropractor, doctor of Oriental medicine, medical laboratory director or technician, licensed dietitian or a licensed hospital and its employees.
(Added to NRS by 2004 initiative petition, Ballot Question No. 3; A 2011, 1511)
NRS 42.030 Court approval of agreement to transfer structured settlement required.
1. An agreement to transfer the right to receive payments pursuant to a structured settlement to a transferee is valid and enforceable only if the transfer is approved by a district court. The transferee must petition the district court for such approval and the court shall approve the transfer if it determines that:
(a) The transfer is in the best interest of the payee, considering the totality of the circumstances, including, without limitation, the welfare and support of the dependents of the payee;
(b) The payee has been advised in writing by the transferee to seek independent professional advice regarding the transfer and has received such independent professional advice or has knowingly waived such advice in writing; and
(c) The transfer does not violate any applicable law or the order of any court.
2. An action pursuant to subsection 1 must be commenced in the district court:
(a) Located where the original claim which gave rise to the structured settlement was filed; or
(b) Within the county in which the payee resides.
3. Not later than 7 days before a hearing on a petition pursuant to subsection 1, the transferee must file with the district court and serve on all interested parties and any attorney who represented the payee in the action which resulted in the settled claim a notice of the proposed agreement and the petition for authorization of the proposed agreement. The notice must include, without limitation:
(a) A copy of the petition of the transferee;
(b) A copy of the proposed agreement;
(c) A copy of the disclosure required pursuant to subsection 4;
(d) A list which includes the name and age of each dependent of the payee;
(e) A statement that any interested party may support, oppose or otherwise respond to the petition of the transferee by appearing in person or by counsel during the hearing on the petition or by submitting written comments to the court; and
(f) Notice of the time and place of the hearing, the manner in which a written response to the application must be filed and the date by which a written response to the petition must be filed for consideration by the court.
4. A transferee who commences an action pursuant to subsection 1 must provide to the court with the proposed agreement a disclosure setting forth:
(a) The amounts and due dates of the payments under the structured settlement proposed to be transferred;
(b) The aggregate amount of the proposed payments to be transferred;
(c) The amount to be paid to the payee for the transfer before deducting any expenses;
(d) An itemized list of all expenses that the payee will be required to pay other than attorney's fees and which will be deducted from the amount paid to the payee for the transfer, including, without limitation, any commission owed to a broker, service charges, application or processing fees, costs of closing on the agreement, filing or administrative charges and fees paid to a notary public;
(e) The amount to be paid to the payee for the transfer after deducting the expenses;
(f) The amount of any liquidated damages which the payee is required to pay if the payee breaches the transfer agreement;
(g) The discounted present value of the payments under the structured settlement that are proposed to be transferred and the discount rate used to determine that value; and
(h) If adverse tax consequences exist, a statement which informs the payee that such a transfer may subject the payee to adverse tax consequences with regard to the payment of federal income tax.
5. Compliance with the requirements set forth in this section may not be waived.
6. As used in this section:
(a) "Annuity issuer" means an insurer who has issued a contract to fund periodic payments under a structured settlement;
(b) "Dependents" include, without limitation, the spouse of a payee, any minor child of a payee and any other person for whom the payee is legally obligated to provide support, including, without limitation, alimony;
(c) "Independent professional advice" means advice of an attorney, certified public accountant, actuary or other licensed professional adviser;
(d) "Interested parties" means the payee, any beneficiary irrevocably designated under the annuity contract to receive payments following the death of the payee, the annuity issuer, any person who is obligated to make payments pursuant to the structured settlement and any other party who has continuing rights or obligations under the structured settlement;
(e) "Payee" means a person who is receiving tax-free payments under a structured settlement and proposes to make a transfer of the right to receive payments under that structured settlement;
(f) "Periodic payments" includes, without limitation, both recurring payments and scheduled future lump-sum payments;
(g) "Settled claim" means the original tort claim or workers' compensation claim resolved by a structured settlement;
(h) "Structured settlement" means an arrangement for periodic payment of damages for personal injuries or sickness established by settlement or judgment in resolution of a tort claim or for periodic payments in settlement of a workers' compensation claim;
(i) "Transfer" means any sale, assignment, pledge, hypothecation or other alienation or encumbrance by a payee for consideration of the right to receive payments pursuant to a structured settlement; and
(j) "Transferee" means a party acquiring or proposing to acquire the right to payments pursuant to a structured settlement through a transfer.
(Added to NRS by 2003, 1665)


text:
Tamas Horvath, DVM, PhD
Jean and David W. Wallace Professor of Comparative Medicine and Professor of Neuroscience and of Obstetrics, Gynecology, and Reproductive Sciences; Chair, Department of Comparative Medicine; Director, Yale Program in Integrative Cell Signaling and Neurobiology of Metabolism
Departments & Organizations
Comparative Medicine: Horvath Lab | Integrative Cell Signaling & Neurobiology of Metabolism (ICSNM)
Obstetrics, Gynecology & Reproductive Sciences: Discovery to Cure Internship | Reproductive Neurosciences Group
Fellowship Training
Interdepartmental Neuroscience Program
Kavli Institute for Neuroscience
Yale Center for Research on Aging (Y-Age)
Yale Combined Program in the Biological and Biomedical Sciences (BBS): Neuroscience: Neural Disorders
Office of Cooperative Research
Tamas Horvath is Professor and Chair of the Department of Comparative Medicine and Professor of Neurobiology and Ob/Gyn at Yale University School of Medicine, New Haven, Connecticut. He is also the Director for the Yale Program on Integrative Cell Signaling and Neurobiology of Metabolism. He received a Doctor of Veterinary Medicine (D.V.M.) degree from the Faculty of Veterinary Sciences in Budapest, Hungary, and a Doctor of Philosophy (Ph.D.) degree from the University of Szeged in Hungary. His research has been focusing on neuronal circuitries that support physiological and pathological homeostatic conditions, including processes associated with reproduction, energy metabolism and neurodegeneration.
Education & Training
|Szeged University (2000)
|University of Veterinary Sciences, Budapest (1992)
Honors & Recognition
Outstanding Scientific Achievement Award (2016)American Diabetes Association (2016)
Hans Fisher Senior FellowTechnical University of Munich (2014)
Honorary Doctorate, Faculty of Veterinary SciencesSzent Istvan University (2013)
7th John K. and Mary E. Davidson Lectureship and Award of the Department of PhysiologyUniversity of Toronto (2012)
The Ernst Oppenheimer AwardThe Endocrine Society (2012)
The NIH Director's Pioneer AwardNational Institutes of Health (2010)
Finalist; Blavatnik AwardThe New York Academy of Sciences (2009)
BBVA Chair in BiomedicineThe Cajal Institute (2008)
Hans Fisher Senior Fellow Munich, Germany (2014 - 2014)
Visiting Professor Gödöllő, Hungary (2014)
Visiting Professor Porto Alegre, Brazil (2013)
Visiting Professor Cologne, Germany (2013)


text:
Taking a page out of the playbook of the hitters at the Altoona Curve stadium from the previous week, the batters at PNC Field, home of the Scranton/Wilkes-Barre Yankees, tallied 13 home runs of their own throughout the morning and afternoon of Monday, July 26th. After much friendly competition, the scores panned out like this:
Team Scores:
- Team PA Rep. Karen Boback 2 – 1,745 points
- Team PA Rep. Karen Boback 1 – 1,740 points
- Wilkes University Team – 1,685 points
- Peoples National Bank Team 2 – 1,540 points
- Team SWB Front Office – 1,240 points
- First National Team 1 – 1,135 points
- Peoples National Bank Team 1 – 1,135 points
- Team Parente Beard – 980 points
- Team Chesapeake Energy – 900 points
- First National Community Bank Team 2 – 860 points
- Scranton Federation of Teachers Team 1 – 775 points
- Team U.S. Rep. Chris Carney – 755 points
- Scranton Federation of Teachers Team 2 – 660 points
Single Batter Scores:
- Andy Welcomer– 370 points
- Devin Wolfe – 345 points
Home Run Hitters:
- Steve Sulcoski from Team Boback – 4
- Matt Ruch from the Wilkes University Team – 3
- "Newman" from Team SWB Front Office – 2
- Carson Baker from Team Bobak – 1
- Dale Gerfin from Team Boback – 1
- Angus Neary from the Wilkes University Team – 1
- Jay Helcoski from Peoples National Team 2 – 1
- Steve Sunday from Peoples National Team 2 – 1
An incredible number of supporters came out to take a swing against breast cancer, including some of Pennsylvania's VIPs: U.S. Representative Chris Carney; PA Senator Lisa Baker; PA Representative Karen Boback; PA Representative Sandra Major; PA Representative Jim Wansacz; Dr. Dan Kopen and Miss Keystone, Bryn Harvey.
Rep. Boback's teams 1 & 2 were comprised of stand-in batters, including Senator Baker's son, Carson. Collectively, the teams hit 5 home runs! A combination of perfect weather, the emcee expertise of Tammy Miller, interviews with WBRE and WNEP, enthusiastic fans and lots of pink feather boas created the perfect conditions for batters to hit a few out of the park.
In other news, PBCC staffers, who are always in search of great food, voted PNC Field concessions to be the best, hands down! Check out the waffle fries!
Ten down and one to go! Stay of the look-out for the wrap-up of the Reading Phillies game, which takes place on July 30, and our 2010 Derby season! For now, take a look at the pictures!


text:
Third parties
HSE cooperates with the service and trading companies operating in the supply area:
ENTEGA Privatkunden GmbH & Co. KG is the trader and sales company for electricity, gas and heat. Entega Vertrieb is a subsidiary (74.9%) of HSE. Entega Vertrieb GmbH is responsible for the relations with the clients and special market investigations. Entega Vertrieb GmbH is holding the contracts with the customers involved in this project for the supply of energy.
COUNT+CARE GmbH (formerly ENTEGA Service GmbH) is the billing company that is going to handle the billings for all the customers involved in this project. COUNT+CARE GmbH is a subsidiary (74.9%) of HSE. COUNT+CARE GmbH provides the knowledge of the assets that are used in this project. The company is responsible for services, maintenance, spare parts etc. in the supply area. They employ the needed workforce for installations.
These companies have framework contracts with HSE and DNO. ENTEGA Vertrieb GmbH & Co. KG and COUNT+CARE GmbH are going to be involved in the project as third parties. They are represented in the consortium by HSE AG.
Delphin Informatika, Moscow (RF)
Otto-von-Guericke University will use the Russian enterprise Delphin Informatika as a third party based on their scientific cooperation agreement. The company is a medium enterprise allocated in Moscow. This company has closed contacts with Russian universities and offers practical work to a number of PhD students. Delphin Informatika is a front runner in the application and the mutual conversion of IEC 61850 communication and IEC 61970 data management. They gained first project experiences in substations at the transmission level. The company has experience of technical cooperation with West European companies and has a scientific cooperation with the University of Magdeburg. A common paper "Experience of IEC 61850 application in practice" is selected for the conference CIGRE 2010. Delphin Informatika is represented by the University of Magdeburg in the consortium.


text:
3/5 (60 %), 1 vote
Store located in Shopping mall/center : Regent Mall
Store brand name : Booster Juice
Address & Location : 1381 Regent Street, Box 140, Fredericton, NB, Canada, E3C 1A2
State : New Brunswick
City : Fredericton
Phone (Regent Mall) : 506-462-0350
Your satisfaction : Write a review
Booster Juice in Fredericton, New Brunswick - Save money and don't miss sales, events, news, coupons. Booster Juice is located in Regent Mall, Fredericton, New Brunswick - E3C 1A2 Canada, address: 1381 Regent Street.
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text:
Broken record time, what makes all of us happy? App updates. And today we've got the official eBay app getting a small little update that fixes some minor things within the Windows Phone app for all users.
The most obvious thing you'll notice after updating eBay up to version 188.8.131.52 on your Windows Phone device will be the refreshed branding. Back in September of 2012 eBay introduced a new logo, dropping the one they had been using since 1995. Well it only took a few months for an app update that reflects the new logo.
Prior to today, the last time we had an app update for eBay was last mid-July, where it only got some bug fixes. Fast forward to today, we also have some 'bug fixes and improvements' mixed in with some updated EULAs.
Not exactly a ground breaking update, nor one that heavy eBay users deserve on Windows Phone. This app has none of the obvious Windows Phone 8 features. I'd be over the moon if it had lock screen support to show you auctions you're watching or double wide tile support.
C'mon eBay, bring your A-game.
You can download eBay for Windows Phone 7.X and 8 in the Windows Phone Store right here, use the QR codes below, or swipe right in our app.
Thanks for the tip Jon D!