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Press Conference
Team Video Center
Big Rapids, Mich. - The nationally 10th-ranked Ferris State University men's ice hockey team concluded a critical six-game homestand over three weekends unbeaten and still in first place in the Western Collegiate Hockey Association (WCHA) standings as the Bulldogs beat Alaska 4-3 on Saturday (Nov. 23) night at the Ewigleben Ice Arena.
The Bulldogs picked up their 10th win of the year and ran their unbeaten streak to nine consecutive contests overall (8-0-1) with the weekend sweep over the Nanooks in Big Rapids. Saturday's triumph came in front of 1,857 fans as the Bulldogs played at home for the last time until the New Year.
Ferris State entered the night holding a four-point lead atop the WCHA standings and the Bulldogs took control early by scoring three goals against Alaska in the opening period of action. The early start, combined with a key goal in the second frame, helped FSU wrap up the six-game homestand by grabbing 11 of a possible 12 points in league action.
The Bulldogs' current nine-game unbeaten streak is now the nation's longest and Ferris State still has yet to lose a conference contest in its debut season in the WCHA.
Bulldog sophomore Matt Robertson notched his fourth goal of the campaign only 4:40 into the contest on a rebound shot to put FSU on the board first. Freshman Chad McDonald and sophomore Kenny Babinski added assists as the trio combined for the score after moving up to the top line for the game.
Soon after, junior Justin Buzzeo notched his team-leading seventh goal of the year at 6:39 of the first frame with senior linemate Garrett Thompson and sophomore defenseman Zach Dorer each earning helpers.
The lead grew to 3-0 at 11:33 of the first stanza when senior forward Cory Kane tallied his fourth lamplighter of the season on a Bulldog power-play with assists going to freshman defenseman Ryan Lowney and McDonald.
Ferris State, which was outshot in Friday's 5-3 win over the Nanooks, put plenty of shots on net in the first period with 16 compared to Alaska's nine in the opening frame.
However, the Nanooks quickly chipped into the Ferris State lead as Colton Parayko scored his first goal of the year only 22 seconds into the second frame. Cody Kunyk and Michael Quinn posted assists on the first Alaska marker of the evening.
The Nanooks then added two more second-period goals, which both came off the stick of Kunyk as he increased his total to nine goals on the season. His first at 3:35 of the second was assisted by Parayko and came short-handed after the Nanooks had been called for a holding penalty.
Then, nearly midway thru the second period at 9:55, Kunyk found the back of the net again to tie up the contest at three goals each with Garrick Perry earning the helper on the even-strength goal. The three second-period goals came on the strength of a 15-9 edge in shots for Alaska in the second period.
Ferris State, though, responded soon after Kunyk's second goal as Thompson banked in a shot off Alaska goaltender Davis Jones from behind the goal line to give FSU a 4-3 advantage at 13:02 of the second period. The score would eventually turn out to be the game-winner and was assisted by freshman Kyle Schempp. It was Thompson's seventh goal of the year.
Neither team was able to score in the third and final period as Alaska managed only seven shots and the Bulldogs had only four attempts find their way close to the net over the final 20 minutes of play.
Ferris State goaltender CJ Motte tallied 28 saves in earning his 10th victory of the year and remaining unbeaten (10-0-1) in net this season. He ranks as the nation's leading goaltender in winning percentage this season.
Jones made 25 saves for the Nanooks at the opposite end of the ice with Alaska holding a final 31-29 advantage in total shots for the evening. He dropped to 2-3-1 between the pipes this campaign.
Both teams capitalized on the power-play once with each team finishing one-of-five on the night. Ferris State and Alaska each had five penalties for 10 minutes in the box.
By virtue of his game-winner, Thompson picked up the game's first star while second star honors went to Robertson and Buzzeo claimed the third star for the Bulldogs.
Ferris State improved to 31-30-4 all-time against the Nanooks with the weekeed sweep and FSU is now 18-9-3 in history against Alaska at the Ewigleben Ice Arena. Saturday's victory was the Bulldogs' seventh win to go with a tie in the last 10 matchups versus the Nanooks.
The series has been a tight one as 20 of the last 21 meetings between the two teams have now been decided by two goals or less, including both of this weekend's matchups.
With the win, the Bulldogs are now 10-2-1 on the year and 7-0-1 in WCHA play. Alaska fell to 5-5-2 overall along with 2-4-0 in league action. FSU's 10 wins to date are the second-most in the country and the Bulldogs continue to hold a four-point lead over second place Bemidji State in the league standings after Saturday's play with the Beavers having played two more conference games.
This weekend's series' wrapped up a six-game homestand for the Bulldogs. Saturday's contest against the Nanooks was FSU's final action at home in the 2013 calendar year as the Bulldogs will not return to home ice until Jan. 10-11 versus Michigan Tech.
Single-game tickets for all remaining FSU home contests this season are currently on sale and can be bought online at StarTickets.com, by calling 1-800-585-3737 or purchased in person at the FSU Athletics Ticket Office. For more ticket information, fans can visit FerrisStateBulldogs.com or call (231) 591-2888.
Ferris State opens a eight-game stretch away from home next weekend (Nov. 29-30) as the Bulldogs venture to Marquette for a Thanksgiving weekend clash against the Northern Michigan Wildcats in WCHA play at the Berry Events Center. The series' opener is set for Friday (Nov. 29) and the finale takes place on Saturday (Nov. 30) with both games starting at 7:07 p.m. (ET).
FSU Pushes Unbeaten Streak To Nation-Leading Nine Games With Victory
|Alaska (5-5-2, 2-4-0 WCHA)
|Ferris State (10-2-1, 7-0-1 WCHA)


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Vermont's Lyndon Furniture is one of America's most admired eco-friendly furniture companies. We've been partnering with Lyndon for many years and often customers ask "just what is it that makes Lyndon Furniture so green?"
We put the question to our friend Dave Allard, Lyndon's owner and founder and below are a few of his comments. We'll follow up with more tomorrow.
Use of Local Woods - At Lyndon Furniture "green" practices start with our Purchasing Policy. We purchase wood through responsible local partners, thus minimizing transport distances and helping our regional economy. This policy greatly reduces fuel usage and carbon emissions.
Sustainably Harvested Woods - The hardwoods we utilize at Lyndon are grown and harvested within a 500 mile radius of our shop. Some are even harvested less than two miles away, from my own property. This is unlike furniture imported from China or other places where the lumber might be sourced from thousands of miles away in Africa or South America, thus consuming great amounts of energy in transit before timber is even received for furniture production.
Green Technology - At Lyndon Furniture we utilize advanced technology and responsible manufacturing to maximize yield and reduce the amount of wood waste, making certain that all wood processing by-products are put to some use. For example, our sawdust is used by local farmers for animal bedding.
Pretty cool, right? In Vermont nothing goes to waste. It's part of our Yankee culture of ingenuity, innovation and oh yeah...thrift. In Vermont "green furniture" is not a new promotional slogan. Furniture making has always been this way up here and I'd guess it always will be. Vermonters just aren't very responsive to passing trends. It's more about quality, integrity and sustainability in VT.
We'll post a few other green characteristics of Lyndon's eco friendly furniture tomorrow.

subset: commoncrawl


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(CNN) -- The fact that Chick-fil-A is a company that espouses Christian values is no secret. The fact that its 1,600 fast-food chicken restaurants across the country are closed on Sundays has long been testament to that.
But the comments of company President Dan Cathy about gay marriage to Baptist Press on Monday have ignited a social media wildfire.
"Guilty as charged," Cathy said when asked about his company's support of the traditional family unit as opposed to gay marriage.
"We are very much supportive of the family - the biblical definition of the family unit. We are a family-owned business, a family-led business, and we are married to our first wives. We give God thanks for that," Cathy is quoted as saying.
Strong feelings of support and disagreement have followed, making Chick-fil-A the top Google trend on Thursday morning as the company's Facebook and Twitter pages were burning up with arguments.
"Hate mongers! Never again! Not another $ from me," Duke Richards wrote on Facebook.
"Goodbye Chikkk-fil-a! your food was delicious, but I can no longer eat nuggets filled with hate!" read a post by Blake Brown.
"I am truely ashamed of the recent admittance from Mr Cathy about your bigotted company practices. I hate the fact that my money was used for this. I will never support your company will make sure anyone I know does not either," Mikell Kirbis wrote on Facebook. "While I'm not a Christian I know that hate is not in gods plan nor does ignorantly picking sections of the bible to brandish. Good bye and I hope either you change your ways or close down."
But the support for the company was just as vehement.
"Just wanted to say I'm proud that you stand firm in your beliefs. You knew the risks, and still took the plunge. May God bless this company with abundance. Never back down!" said a Facebook post from David Jones.
"Thank you for standing up for what you believe. The truth is not hate. It's just the truth," wrote Sharon R Boyd.
"I love the values that this restaurant stands for and will support it every dang chance I get! Pay no attention to the morons spewing hate!" read a post from Raymond Joy.
Twitter comments were also divided.
"I personally admire Chick-fil-A for really backing their beliefs. It's so rare that you find people in the business world that will do that," Twitter user MissMerica wrote.
"Chick-fil-A has tarnished the fried chicken industry's once-sterling reputation for never being bigoted, historically, in any way," DanForthFrance tweeted.
Others felt there were bigger issues to be worrying about.
"People who are bashing Chick-fil-a for their Christian stances need to find more important things to complain about," huckyMcDaniel tweeted.
In a statement to CNN on Wednesday, the company said it would stick by its principles, but it tried to withdraw from the heated social media debate over them.
"The Chick-fil-A culture and service tradition in our restaurants is to treat every person with honor, dignity and respect --regardless of their belief, race, creed, sexual orientation or gender. We will continue this tradition in the over 1,600 Restaurants run by independent Owner/Operators. Going forward, our intent is to leave the policy debate over same-sex marriage to the government and political arena," said a statement from Don Perry, the company's vice president of corporate public relations.
The Human Rights Campaign, a lesbian, gay, bisexual and transgender advocacy group, said Wednesday that Cathy's comments gave consumers a clear choice.
"It's strange to say, but it's good to see Chick-fil-A finally admit to their anti-LGBT policies," Michael Cole-Schwartz, the organization's director of communications, told CNN. "Now fair-minded consumers can make up their own minds whether they want to support an openly discriminatory company or take their business elsewhere. As the country moves toward inclusion, Chick-fil-A has staked out a decidedly stuck-in-the-past mentality."
Polling shows increasing support for gay marriage in the United States. A CNN/ORC Poll conducted in late May found 54% of respondents favoring the legal recognition of gay marriage with 42% opposed. The poll had a sampling error of 3%.


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There are many lines that you can expect to hear on just about every episode of The Atheist Experience. One is "Tell me what you believe and why you believe it." Another is "Promoting positive atheism and the separation of church and state." However, I think one of the most important repeated lines is: "If you disagree with us, then we will try to get to your call more quickly."
To me, that's a vital component of intellectual honesty. Anyone can barricade themselves in a mental fortress of belief, deciding on what is true "in their hearts" early in life, and refusing to listen to any evidence to the contrary. However, if you want to have as many true beliefs and as few false beliefs as possible, you simply have to step out of your fortress and really listen openly to what people are saying who don't agree with you. There is no other way to expose the false beliefs you hold and the true beliefs that you lack.
That's why I generally want to make it a point in life to read the Bible, listen to Christian radio, argue with Jehovah's Witnesses, and take all the callers I can.
That's also why I'm kind of disappointed, though not really surprised, by the apparent terror that, ah, certain people seem to have these days over putting 9/11 terrorist Khalid Sheikh Mohammed on trial in a civilian court.
As I understand it, there are two major concerns at play here, both of them (not to put too fine a point on it) cretinous. One of them is that Mohammed will escape from jail and go on the most horrifying killing spree the world has ever known. The other is that if Mohammed is allowed to defend himself in court, then the dulcet tones of his voice spouting terrorist propaganda will surely incite more violence against the United States.
Ezra Klein masterfully dismantles both arguments in just a few short sentences. Regarding their escape:
These guys took down a plane with box cutters. They used crude weapons to attack a far more sophisticated and effective fighting force. The most fearsome of them was captured at home, in his pajamas. It's not like we're putting Magneto on trial and need to keep him away from metal filings.
And regarding letting him talk:
Trying these guys publicly, as well as holding them in normal prisons like common criminals, is good public relations. Being a terrorist is a more appealing prospect if the world's sole superpower appears to cower before your might than it is if you end up trapped in the American legal system, forced to submit to endless cross-examination and consultation with attorneys and other bureaucratic humiliations. Lots of people want to be super villains. But who wants to be a henchman? Being held on a fortified military island and tortured by a country that can't seem to get you to talk is a much more glorious finish than a long and dull trial that ends with you serving time in central New Jersey.
When you come right down to it, Mohammed is really just another extreme religious crackpot, and talking and listening to religious crackpots is what we on the Atheist Experience want to happen. We want it to happen because crackpottery thrives on remaining mysterious. If you can frame your crackpottery in a few pithy sentences appealing to some seemingly high minded ideals, then it sounds superficially convincing. But when you start probing their beliefs in depth, that's when you get to have conversations like this…
"Tommy Davis previously denied the Xenu story, asking CNN reporter John Roberts if it 'sounded ridiculous' and saying the story was 'unrecognisable' to him. The Xenu story has also been denied by actor Tom Cruise and other famous Scientologists."
And this…
"Wait. Mormons actually know this story and they still believe Joseph Smith was a prophet? …No, it's a matter of logic! If you're gonna say things that have been proven wrong, like that the first man and woman lived in Missouri, and that Native Americans came from Jerusalem, then you'd better have something to back it up. All you've got are a bunch of stories about some asswipe who read plates nobody ever saw out of a hat, and then couldn't do it again when the translations were hidden!"*
And this…
"Religion has convinced people that there's an invisible man… living in the sky. Who watches everything you do every minute of every day. And the invisible man has a list of ten specific things he doesn't want you to do. And if you do any of these things, he will send you to a special place, of burning and fire and smoke and torture and anguish for you to live forever, and suffer, and burn, and scream, until the end of time. But he loves you! He loves you. He loves you and he needs money!"
That's what we want to have happen with the beliefs of fuckwits like Khalid Sheikh Mohammed. We want an American lawyer to stand up in front of this guy on the witness stand, and let him spout off his beliefs. And then we want our lawyer to shake his head in disbelief, and say "Mr. Mohammed, are you freaking kidding me????"
What we don't want is for Khalid Sheikh Mohammed to get away with no trial at all, or a tribunal under cover of darkness. We don't want him to be executed without a chance to air out his horrific, vile sounding views. We don't want to give people an excuse to make a martyr out of him without laying his idiocy bare for the entire world to see.
I'm sure some people will object that someone will hear his words and say "Hey, ya know? This jihad business sounds pretty reasonable to me." And I'm sure that that's true; I can imagine that there are probably a (very, very, very small) number of people who were not already looking to sign up for the terrorist lifestyle, but will be persuaded by Mohammed's silver tongue to join the cause.
But you know what else? I'm willing to take that chance, because I'm seriously betting that the number of people who will be moved to sympathy for America and disgust for Mohammed and his ilk would tremendously dwarf the number of people who would fall for his recruitment speech.
I am firmly of the belief that you can't prevent bad ideas from being heard, but you can shed light on them and make them look foolish. I think it's the ideal of free speech that we should all strive for. If I didn't think that, then I would have to conclude once and for all that our little public access show is a bust, simply on the grounds that we have allowed so many more bad ideas to get air time than would have gotten it otherwise.
Call me a naive idealist for having some faith in humanity that they can be dragged to a reasonable position. The ones to really watch out for are the small-minded, pathetic people polluting the airwaves, who are afraid to hear Khalid talk. Somehow they must feel that his beliefs are so reasonable and so seductive that millions of people will become America's enemies just by listening to a defeated criminal speak on a docket. And frankly, I feel sorry for them, for the fear of the world around them that they must feel every day
* Note: It was pointed out in the comments that the quote about Mormonism from South Park, while funny, is not an accurate representation of the Mormon story.


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Welcome to the CRG Discussion Forum!Forum registration problems: Make sure you enter your email correctly and you check your spam box first. *Then* email KurtS2@gmail for help.Classified ads are not allowed on the forum.
To add a question about these manifolds if I could. I know all the 4 spd small block cars in 69 came with smog. Did any of the small block, automatic SS 300 hp 350's ever come from the factory with smog that model year?
I thought the manifolds were put on at the engine plant.


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I usually have 4+ fullscreen windows open whenever I use Xcode 4. When I quit Xcode, and reopen it, only one or two of the windows open as fullscreen, and the rest all open in a single desktop as normal windows. (I think the behavior is the same with Chrome and probably other apps to.)
Is there anyway to fix this?


text: There is no "passing" or "failing" score on the ELPT. The scores simply reflect your language proficiency. If you have questions about your results and placements, feel free to contact the director of ILC at the email address given below. She will be happy to explain your results and placement. Remember: Do not contact Testing Services for your ELPT results. Testing Services assists in the administration of the ELPT. However, they cannot report ELPT results. firstname.lastname@example.com


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No Murderer
How comfortable are you in hating other professing Christians? Do you hold grudges? Do you purposefully avoid speaking to believers whom you dislike? Do you recount all the wrongs someone has done to you even after they have apologized? Ask ...Read More
Be Not Surprised
Biologically speaking, Cain and Abel were from the same family. However, they did not share the same spiritual heritage. Though we might think they were brothers, in an ultimate and eternal sense they were not. The church can also be ...Read More


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Mom's Blood Reveals Baby's Down Syndrome
Last week researchers released the first non-invasive prenatal test for Down syndrome, and more such tests are expected in the coming months.
Oct 25, 2011
Jef Akst
Finally there is an alternative to poking a needle into a mother's womb to test her baby for genetic abnormalities. Last week (October 17), researchers at Sequenom, a genetic diagnostics manufacturer based in San Diego, California, announced the release of MaterniT21, which uses a sample of the mother's blood to test for Down syndrome in the fetus. Specifically, it measures the abundance of DNA that comes from chromosome 21—normally around 1.35 percent of the DNA in the blood. An overabundance of chromosome 21 sequences suggests the fetus may have Down's, which results from carrying an extra copy of the chromosome.
The test boasts a false positive rate of just 0.2 percent, and is being marketed as an additional test to follow up on ultrasound predictions of Down's, which carry a 5 percent false positive rate.
According to Nature, MaterniT21 is the first of many, as prenatal genetic screening enters "a long-anticipated era" of non-invasive testing. "There's every reason to think that in the future you'll be able to extract an enormous amount of information from [the fetal DNA carried in the mother's blood]," Peter Benn, director of the Diagnostic Human Genetics Laboratories at the University of Connecticut Health Center in Farmington, told Nature.
While such tests could decrease the number of women who have amniocentesis—a procedure involving the extraction of a small amount of fluid from the amniotic sac, which risks injuring the baby's limbs and even miscarriage—bioethicists worry that the availability of non-invasive procedures could raise other issues, such as the decision of whether or not to keep an unhealthy fetus or the possibility that parents will make such choices on less serious conditions.


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Meeting Calendar: As a public service, the City Clerk's office maintains a record of board proceedings, including a meeting calendar which covers meetings and events scheduled for the current month.
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Stelpro 750W Silhouette Convection Heater, 240 V, Programmable Thermostat, WhiteStelpro ASIL07TEW
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First...oh it's the first thing I'm going to write on my blog here.
I have really felt so good with people who come to my room, we laugh and have fun... Read More »
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We have two vacancies 1 for hard core recruitment & 1 for PMC
Understanding client requirements of resources ,responsible for entire recruitment cycle and handling end-to end recruitment.
Coordinating PMC across SIPL, LSIP, PPR and annual appraisals
Corporate Destination is a leading search and recruitment services company, which provides... services throughout India and in Europe, USA & Gulf Countries. As a group of Highly experienced professional, we are uniquely placed to offer the combined advantages of truly international reach in human resources management and in-depth understanding of a wide range of specialist industry sectors. Corporate Destination is founded by Ms. Neyha Sud and Mohammad Khan. Both of them are having more than two decades of experience in this trade.
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Tuesday, January 17, 2012
Dear Publishing Partner
Dear Publisher Partner:
Thank you for your bold willingness to invest in the future of publishing and readership. Libraries and publishers have a lot in common: we connect writers with their audience, we promote literacy, and in the process, we grow the whole market for literacy. Our goal is to replicate the current print-purchase model libraries have had with publishers like you for centuries with e-content. We invite you to participate with us.
We want to buy e-content from you. In the past year alone, my library redirected 10% of our $3.5 million collection purchasing budget for e-content. We suspect that our e-content purchasing will reach 20% next year. We are encouraging and supporting other libraries to join us in supporting our new publisher/partners.
We need to own the files. Douglas County Libraries has built an industry standard platform (using Adobe Content Server) that enables us to smoothly integrate e-content with our catalog, providing a seamless experience for our patrons that replicates our print check-out model. But that requires us to have possession of the content. We are not asking for the copyright, or the right of exclusive distribution. We only want possession of the file on our own servers, just as we traditionally had possession of a copy of a book within our facilities. The Library may index the eBooks to better enable patrons to locate materials of interest. However, this index will only be used for that purpose, and will not be provided to any other organization.
We have already teamed up with a few other publishing pioneers, among them the Colorado Independent Publishers Association, Gale/Cengage, Lerner, Marshall Cavendish and IPG. For some of those publishers, we wrestled through a contract-writing process that wound up being both expensive and time-consuming for both parties. In the interests of getting more content sooner, I'd like to streamline things while still letting publishers know what they need to know.
Douglas County Libraries represents the following to you:
• We will buy a copy for each simultaneous user. That is, if we buy one copy, one person can check it out from us at a time. That loan period will be for 3 weeks, although our system allows people to return a book early, making it available for another patron. Note that this is precisely what we do with print titles. For virtually all e-content, we intend to purchase an additional copy for every four "holds" (people waiting for the title to be available) in most cases. Our users will be able to read the ebooks either through a browser on a private cloud (hosted by the library), or through a device capable of reading Digital Rights Management (DRM)-protected ePub files.
• We will attach DRM when you want it. Again, the Adobe Content Server requires us to receive the file in the ePub format. If the file is "Creative Commons" and you do not require DRM, then we can offer it as a free download to as many people as want it. DRM is the default.
• We will promote the title. Over 80% of our adult checkouts (and we checked out over 8.2 million items last year) are driven by displays. We will present e-content data (covers and descriptions) on large touch screens, computer catalogs, and a mobile application. These displays may be "built" by staff for special promotions (Westerns, Romances, Travel, etc.), automatically on the basis of use (highlighting popular titles), and automatically through a recommendation engine based on customer use and community reviews.
• We will promote your company. See a sample press release, attached. [Note: not attached to this blog post.]
• If you provide a link to enable this, we will enable our patrons to directly purchase the title. Some of our patrons don't want to wait!
• We may remove your content from our catalog if it is not used. But we will not resell or transfer ownership of the file to any other person or entity. But see Concerns below.
What we need from you: a discount. Libraries are volume buyers. For print, we typically get a discount of 45 percent. Our goal is to buy as much content as possible, and to demonstrate to our community the value of the cooperative purchasing agreement that is the public library. We also understand that the pricing for e-content is in flux. This discount can be negotiated annually.
Concerns for the future: many book buyers got their start by picking up used books. The library contributes to that market significantly: we give books to schools, churches, thrift stores, and active veterans. Used books are a significant part of the larger reading ecosystem, and they promote both library use and new book purchasing.
But there are no used ebooks at this time. At some point – not now – I hope that publishers and libraries can come back to this issue. Again, we assure you that anything we buy from you will NOT be resold or transferred to any other person or entity. But we'll want to talk with you about this further down the line for new materials.
I hope that this letter clearly delineates the terms of engagement between the Douglas County Libraries and you. Again, this understanding closely mirrors the terms between libraries and publishers for over a hundred years. We think it greatly benefits both of us.
Would you be willing to accept this letter instead of a more formal contract?
5 comments:
- Hamish said...
Would you be willing to accept this letter instead of a more formal contract?
In UK, I'm pretty sure this would constitute a contract anyway. Have the legals had a look at it?
- January 19, 2012 at 1:41 PM
- Jamie said...
Yes they have. But this is a "contract" that's less formal, less expensive, and in far clearer language than many typical contracts. More to the point, we present it to them as our usual practice, rather than a point-by-point negotiated agreement. That makes it MUCH simpler to remember just what our responsibilities are - as opposed to having to memorize a different set for each publisher.
- January 19, 2012 at 8:59 PM
- Stapleit said...
What if all econtent was available to libraries through a cost per use model (at a reasonable cost) where they didn't own the content? If that became the operating norm, could that be a better fit for library customers as they wouldn't have to wait for the individual copy? I wonder if that could be a more palatable model for publishers and also work better for libraries. Perhaps the model could then be expanded to encompass movies, music, ... (again at a reasonable cost for libraries - less expensive than say Freegal right now). I do understand the criticality for such a model to have some teeth, otherwise, losing access to all econtent is a risk. Thoughts?
- January 25, 2012 at 8:42 AM
- Stapleit said...
Another thought - perhaps a blend of the two concepts. Pay per use for the first year (or defined period of time) then puchase to own and lend after....
- January 25, 2012 at 10:53 AM
- Jamie said...
Whoops, I missed these comments! Sorry. I suspect that somewhere down the line we'll wind up with a mixed model. I think the library should still buy and own some archival copies of content. But we might well supplement popular titles with short term, per-use leases.
The problem with lease-only is that it leads to monopoly: one company owns the content, and keeps driving up the cost. Multiple copies of things not only help to keep them cheap, but also serve important archival purchases, providing public access even when a company goes under.
- February 5, 2012 at 11:30 AM
jlarue.com - Welcome
In November of 2018, I left my position at ALA in Chicago to return to my Colorado-based writing, speaking, and consulting career. So I'...
Recently, a library patron challenged (urged a reconsideration of the ownership or placement of) a book called "Uncle Bobby's Weddi...
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text:
Date: July 30, 1996
HOUSE AND SENATE PASS n.R. 3448,
TIlE SMALL BUSINESS JOB PROTECTION ACT OF 1996;
The House passed H.R. 3448, the SI11all Business Job Protection Act of 1996, on May 22, 1996. The Senate passed an amended version on July 9, 1996. Both versions of the bill contain provisions of interest to SSA. The Conference Committee to resolve the differences between the two versions is scheduled to meet on July 30.
- The House-passed bill would treat fishermen as self-employed (rather than employees) if (1) they were part of a crew of no more than 10 members on a vessel, determined on the basis of the average size of the crew during the preceding four calendar quarters, and (2), under limited circumstances, they received cash pay of not more than $100 per trip. The provision would be effective January 1, 1997. The provision would also apply to the period 1985-1996, unless the remuneration had been treated as wages when paid.
The Senate-passed bill has the same provision as the House bill except for the effective date. The provision in the Senate bill would be effective January 1, 1995. It would also be effective for the period 1985-1994, unless the remuneration had been treated as wages when paid.
Employer-Provided Educational Assistance
- The House bill would extend for two years a provi sion that expired January 1, 1995. under which certain employer-provided educational assistance was excluded for Social Security and income tax purposes . The extension would app ly to taxable years beginning after December 31, 1994, and before January 1, 1997, but would not apply to assistance for graduate level education for taxable years beginning after December 31,1995.
The Senate bill would extend for three yea rs the exclusion for employer-provided educational ass istance (including the application of the exclusion to graduate education.) The extension would apply to taxable years beginning afte r December 31, 1994, and before January 1, 1998.


text: A line of low-noise amplifiers (LNAs) from Satellink, Inc. (www.satellink.com) relies on the latest high-frequency active devices and circuit-design techniques to achieve impressive low noise figures at microwave frequencies without cooling. Ideal for setting sensitivity levels in RF/microwave receivers, such as in wireless local area networks (WLANs), these amplifiers are supplied in rugged metal housings with coaxial connectors. As an example, model SHA170-30M is an LNA with noise figure of a mere 0.40 dB from 1.65 to 1.75 GHz with 30-dB gain assuming a 1.25:1 VSWR at input and output ports. At higher frequencies, model SHA470-25M provides 0.60-dB noise figure and 25-dB gain from 4.4 to 5.5 GHz. The firm boasts standard models through 10 GHz and can quickly turnaround custom designs with extremely low noise figures.


text:
Avoiding Burnout
Every true believer has sufficient grace to finish well. If this is true, and I believe it is, why do so many believers burn out? What Is Burnout? The term burnout was coined by rocket scientists to describe shutting down …Read More
Mourn with Those Who Mourn
Yesterday, Helen told me that her husband, Gerry, is now a quadriplegic. In college, Helen was my wife's roommate, and Gerry and I lived in the same dorm. Helen was maid of honor at our wedding. When we graduated from …Read More
Thy Kingdom Come
Henry was an ornery agnostic. His wife, Eunice, was a devout Christian. They lived in a farming community, where a yearlong drought was devastating the local economy. At the request of many of the farmers, the pastor of a local …Read More
Archie Parrish
Dr. Archie Parrish is founder and president of Serve International in Marrietta, Georgia, and serves as an emeritus member on the board of directors for Ligonier Ministries.


text:
MAC Preseason Poll
West Division
1. Central Michigan (154 points)
2. Western Michigan (126)
3. Northern Illinois (103)
4. Toledo (71)
5. Ball State (58)
6. Eastern Michigan (34)
East Division
1. Buffalo (155 points)
2. Temple (144)
3. Akron (128)
4. Ohio (116)
5. Bowling Green (101)
6. Kent State (51)
7. Miami (Ohio) (33)
MAC Championship Game winner: Central Michigan (18 points), Western Michigan (4), Buffalo (2), Temple (2).
DETROIT – Even the Mid-American Conference is piling on the Big 10.
The MAC held its football media day Friday at Ford Field and Northern Illinois University quarterback Chandler Harnish was asked about playing two Big 10 teams this season in Wisconsin and Purdue on the road.
"Last year we went Big 10 (at Minnesota) and SEC (at Tennessee) so it's almost like a downgrade," Harnish said.
Harnish was then quick to praise Wisconsin and Purdue.
"In all honesty, those are two great programs with great traditions," Harnish said. "Purdue has the cradle of quarterbacks. Wisconsin has the great tradition of running backs and they've got another great one this year.
"But we're going up there expecting to win. And that's what you have to do. Obviously we're going to be undersized but if we play with real heart and great technique we'll have a great shot."
Harnish said he spent time with Central Michigan quarterback Dan LeFevour and Western Michigan quarterback Tim Hiller and learned from them.
"I watched those guys in high school so it was kind of cool to be in the same room as them," Harnish said.
There was lots of praise from multiple MAC teams for Hiller, who played through a torn ACL at the end of last season.
"That guy is tough," Harnish said. "A lot of times you hear that quarterbacks aren't tough. Then you hear that story and people here that and the perceptions really change."
Bell update: NIU coach Jerry Kill said he doesn't expect junior running back Cameron Bell to be eligible for this season. Bell was released from his scholarship at Iowa State and transferred to NIU. He still is in the appeals process with the NCAA to try and play this season, but if he doesn't win that he still will have two seasons of eligibility remaining.
Mystery solved: When the roster came out last month, many NIU fans wanted to know about 5-foot-7, 148-pound walk-on tailback/defensive back Furqan Muhammad. Kill answered those questions Friday.
Kill said the connection comes from DeAngelo Evans, who was a running back at Nebraska before transferring to play for Kill at Emporia State. Evans recommended Muhammad to Kill.
"He's a good person and I'm looking forward to seeing him [play]," Kill said. "It'll be interesting."
Not all a Twitter: Toledo coach Tim Beckman has become somewhat of an expert on Twitter after signing up a few months ago and using it with great frequency. He's been quoted on it in numerous articles and said Friday he really enjoys directly updating Toledo fans with what's going on in the program.
Asked how many questions he already had gotten about his use of Twitter on Friday morning, Beckman responded, "Oh, gosh. Hundreds."
On the other end of the spectrum, Kill said he wouldn't be signing up for Twitter any time soon.
"I'm working on a couple of other things," Kill said. "I would if I thought it had any benefits. But I'm not convinced it's benefiting recruiting."
Defending the defense: The MAC has a long reputation of putting up points and games that turn into shootouts. Friday, Western Michigan coach Bill Cubit spoke about the defense in the MAC, saying, "The toughest defenses are in this league."
"The reason is that everybody is almost about the same and everyone is trying to get the best out of their personnel so the schemes are so different," Cubit said. "We played Iowa, and Iowa has a great defense, but it's not mentally as hard because what they do they do well. In this league, you can see seven, eight different coverages in a game.
"When you play those teams, they don't do that. They let their guys play because they've got really, really good players. Not that we don't have good players, but it's not the same."
Polling numbers: The MAC preseason poll also came out Friday, with NIU picked to finish third in the West.
There aren't too many surprises in the preseason poll, but NIU safety David Bryant says the Huskies are pretty close to the top two teams in the West.
"I think we're fairly close," Bryant said. "Each team lost important players from last year but have important guys coming back. But if you watch both of those games from last year, they both came down to the wire. And then they played each other it came down to the wire. I think all three teams are right there with each other."
Buffalo was picked to finished first in the East and Temple was selected to finish second. Buffalo coach Turner Gill bristled when asked about being picked first.
"That doesn't change anything," Gill said.
Big Ten foes don't strike fear in MAC teams
MAC Preseason Poll


text:
IT industry seeks MAT reduction to 5% in Budget
The Finance Minister is slated to announce on Thursday the budget proposals for the next fiscal.
"With the introduction of MAT for SEZ units, it has become very difficult for the IT companies in India (specifically for SME) sector to operate competitively and in a profitable manner," ITsAP (the IT and ITES Industry Association of AP) said in a statement.
"This has reduced the employment generation rate and further FDI investment in India. Hence the MAT should be rolled back or decreased to 5 per cent," it said.
Under the present IT laws, business losses can be forwarded only for a minimum of 10 years and the same should be allowed to carry forward without any limitation.
In the current economic downturn globally, recouping the losses in 10 years may not be possible and many countries are allowing losses without any limitation to period, the IT body requested.
ITsAP also requested the FM to give an opportunity to set -off the taxes payable against refund due to the assessee which will increase the liquidity and save time in following up for the refunds.
On Service Tax issues, the ITsAP said all export companies in IT/ITES are entitled for refund paid on the input services.
"However, the same is not a reality as of today barring a very few cases.
A series of meetings with Nasscom and other agencies with the Central Excise and Service Tax officers is not improving the refund process. Further, many small companies are not applying for the refund considering the hassles being created in the chain of refund claim," the industry body said.
BVR Mohan Reddy, Founder and Chairman of Infotech Enterprises Ltd, said for the software industry, withdrawing the MAT on SEZs, initiating a new SEZ policy to further improve IT exports, implementing a policy for R&D in software industry and promoting Tier II/III towns for inclusive growth will help accelerate growth in the software industry (IT Industry).
As SME sector is the backbone for the industry and employs 59 million people, it can be a growth driver for future. And hence a special package for the SME sector will help sustainable growth, Reddy said.
The tax on SEZ was introduced in the Union Budget 2011-12. The SEZ players said the benefits offered in the SEZ Act 2005, provided a wide range of incentives to investors in SEZs including exemption from MAT and 100 per cent income
tax exemption on export income.
According to a recent survey by research firm Ipsos, companies attributed exemption from tax as the key reason for investment in SEZs, which stood nullified with the imposition of the MAT.


text:
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Bring an authentic and high tech look to your customization options with the Hex Personalization Pack. Get a camo, as well as themed reticle, patch, playercard and background.
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text:
Gorilla Grip™ Hammer Head ® (21 grams)
Bottelsen's Gorilla Grip™ knurl offers the strongest grip on Planet Earth! This extra coarse knurl gives the dart throwers maximum grip for powerful and uniform release. The Gorilla Grip™ Hammer Head® 90% tungsten dart line offers a variety of weights, satisfying every dart thrower's need.
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Width (max)
Width (min)
21 grams
90% Tungsten
2.15 inches
0.25 inches
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Note 1: All lengths and widths are approximate to the nearest 0.1"
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3 Darts
Anodized Aluminum Hammer Head® Spinning Shaft (1 set)
Hammer Head(1 set)
Deluxe Metal Croco' Case
Product GuaranteeWe stand behind all products we sell. Your satisfaction is our top priority If you are not satisfied with the quality of your purchase, within 30 days of delivery, simply send the item back, unused, in its original packaging.Return & Exchange Policy {Return Policy}You may return new, unused items for a refund or exchange. Simply return the product in its original packaging, within 30 days of delivery.


text:
Home >
New York >
Cornell University Alma Mater frame with campus photo
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To order your custom diploma frame simply click on the Buy button. The wooden diploma frames are remarkable with the university print and portrait photo. Many college diploma frames are available with professional a selection of campus photos. Diploma frames with tassel box are also available.


text:
Without TestMode 'GetAnalogSensors ' gets static sensors values, the dimension of which is unknown (as Brett shows). In TestMode the same command gets the sensors values in the proper dimension (e.g. for WallSensor -- mm) and with proper reaction to obstacle. Finally, 'GetAnalogSensors raw' in TestMode gets the sensors values in mV.
vic7767 wrote:thanks for the addition of the TCP/IP selection...
as I understood, all the NeatoControl software has to do is to send and receive ascii characters through the interface and this actually works quite well, just the timing is different (time needed for a charachter to be received by the other side).
Users browsing this forum: BrettS, doublem, fufu, jdong, johnnyh, lanchez, leonicholson, Miles267, Russo221, vic7767, wassct and 397 guests


text:
The basis for our products:
CREALOGIX Digital Banking Hub
Open architecture for open banking
With our scalable, secure and highly modular software solutions and products, we enable banks to implement their digital banking strategy effectively, quickly and cost-efficiently.
The CREALOGIX Digital Banking Hub is our innovative architecture for open banking of the future – online, mobile, or in direct contact with an advisor. The API-based architecture allows for seamless integration with all your systems. This means that you are extremely well-equipped to meet the demands of PSD2 and open banking.
Why CREALOGIX?
Six good reasons
A selection of successfully implemented projects
In 2014 Raisin introduced a completely new business idea: Digital interest rate marketplaces should enable private investors to invest overnight money and time deposits easily and securely with European banks – ultimately making investments more attractive. To achieve this, the Berlin start-up needed a technological infrastructure that could process an immense amount of data in real time. The CREALOGIX Digital Banking Hub is a digital platform with an open architecture that enables Raisin to integrate its interest rate marketplaces into third-party banking systems.
From the inception of its organisation, Raisin identified CREALOGIX as ist partner for digital banking solutions. Thanks to CREALOGIX's sophisticated Digital Banking Hub, Raisin reduced its time-to-market significantly and rapidly expanded the reach of the portals WeltSparen.de, Raisin.com and Raisin.co.uk. These portals, which bring together investors and banks, are highly stable and process enormous volumes of data in real time.
Through the open API architecture of the CREALOGIX Digital Banking Hub, the interest rate portals can be inserted into the banking environments of partner companies so that customers can make partial use of the Raisin offers without leaving their app or online portal.
Since its launch, more than 150,000 customers have invested more than eight billion euros via the portals. Users can currently choose from over 250 products from 50 banks in 15 European countries. Raisin has extended the offering to business customers and is now offering other simple investment products in addition to daily and fixed-term deposits.
Success Story
Helaba Landesbank
CREALOGIX worked with Helaba Landesbank, Hessen and Thuringia (Germany), and IT services partner adesso, to launch a new digital banking portal for real estate and corporate clients. Through an intuitive dashboard, business banking customers are able to gain a complete view of their financials and account data. Customers can send and receive secure communications within a unified user experience, benefiting from an efficient and value-adding new channel in their relationship with Helaba.
The challenge
Helaba embarked on an ambitious digital transformation strategy, starting in 2016. A priority was to provide a comprehensive digital banking channel for customers that simplified access to existing digital products and interfaces within a consistently designed user experience. Information for customers needed to be unified into an always-available, on-demand resource.
The solution
Digital customer portal for real estate and corporate clients
The Helaba customer portal was set up with the CREALOGIX front end and integrated with a large number of different banking back office systems by service partner adesso. Corporate banking customers who have a complex array of banking services now enjoy an intuitive and consistent overview of all their investments, loans, accounts, and derivatives. Instead of waiting for bank communications or requesting information on the phone or in branch, customers now have all the details they need at their fingertips.
Customers have given very positive feedback, welcoming the new digital functionality provided and noting both the ease of use and performance in day-to-day banking tasks. Helaba has successfully enhanced its brand recognition in Germany as a pioneer in digital banking for business customers.
Helaba is pursuing an agile approach to expanding its offerings further, incorporating direct customer feedback from the first releases. Helaba continues to work with CREALOGIX to develop the customer portal and roll out innovative digital banking features.
Raiffeisen is the third largest banking group in Switzerland and is a leader in retail banking. The new E-Banking from Raiffeisen can be accessed anywhere, at any time of day or night. With a modern design, high levels of security and intuitive user prompting, the digital offering should be, above all, a pleasure to use.
The technical challenge for Raiffeisen was, on the one hand, the optimisation of communication with the application. However, (client and server-side) resources also needed to be optimised. A technical consolidation was also needed on a number of levels. From a professional point of view a new design had to be provided for online banking and individual information had to be able to be displayed to the customers.
The Most Important Enhancements for the Customer in Overview
- Notifications and Messages
- Prognosis: payments carried out and standing orders
- Full text searching and filtering functionality for account statements and standing orders
- Diagram read-out
- Quick function
1,2 million
E-Banking Customers
E-Banking logins per day
120 million
Payments per annum
In the interim E-Banking has been implemented for all customers. Customer responses show that above all the new design, supplementary features and clarity score well with the customers.
St. Galler Kantonalbank
With a balance sheet total of 30.4 billion francs the St. Galler Kantonalbank is the sixth largest cantonal bank and also a very innovative one. In October 2015 the bank went live with its new digital banking. In this case their focus was, above all, on a dashboard tailored to the individual, simplified navigation, a payment assistant and mobile banking.
The St. Galler Kantonalbank is one of five cantonal banks, which upgraded to the new Digital Banking from CREALOGIX in 2015. Alongside the most extensive range of functions, E-Banking from CREALOGIX offers an open and high-performance architecture and great security for both the bank and its customer.
SGKB customers enjoy the freedom to conduct their banking anywhere, any time. Within the Digital Banking Hubs module CREALOGIX caters to active customer service and contact. The Campaign module lets the bank offer its clientele relevant offers at the right time. The Personal Finance Management module helps customers to manage their household budgets.
Deutsche Kreditbank AG
DKB is one of the fastest growing retail banks in Europe. With over 3,000,000 customers DKB is also one of the 3 largest direct banks in Germany. Their enterprise strategy is based on an infrastructure with few branches and a focus on selected customer categories in the private customer, corporate customer and public customer sectors. In this case, private banking is operated exclusively as direct banking.
- Strong growth from 140,000 to over 3 million customers.
- Rapid time-to-market for product and service innovations.
- Integration of partner products and services (e.g. credit cards, vouchers, PayPal accounts, etc.)
Digital banking solution, including online banking, online brokerage, self-service processes, online applications, online campaigns, Touch ID, post box, content management system, etc.
Satisfied customers
Enhanced customer retention and customer satisfaction: 90% of customers are "highly satisfied", 97% would recommend DKB. Cross-selling could be increased significantly. Launch of new, more innovative products possible in weeks instead of months.
Modern banking and brokerage, mobile apps and advice. All services are available any time and anywhere online, via mobile and by phone. That is why Consorsbank is one of the leading direct banks in Germany. Retail and private banking customers can access their accounts and portfolio via a portal. Maximum security and performance are fundamental.
In the first stage of the implementation they were looking for integration into all transaction and backend systems, as well as various content and data providers. In the second stage the strengthening of online sales and the introduction of the new digital strategy to focus on the customer was implemented. In addition PFM functionality was integrated, so as to be able to offer personalised information and processes for all customers.
The Digital Banking solution is the basic technological platform. All features, such as online banking, online brokerage, collaboration, campaigns and the new integrated Personal Finance Management function are based on that platform. Further future trends, such as third-party account connection, savings plans, etc., were implemented.
Through its digital strategy and customer personalisation Consorsbank could achieve an enormous improvement in customer satisfaction. The Digital Banking project had a 60-80% lower implementation cost and time requirement. Cross-selling could be significantly increased.
Coutts & Co. is one of the leading banks in private banking and wealth management. With their modern and comprehensive digital offering Coutts is taking a clear leading role in the private banking landscape.
With their online offering Coutts offers their customers a fast, secure and easy way to manage their finances. With mobile and tablet banking the customer has access to their accounts and portfolios anywhere, any time.
With the new digital offering Coutts already gives their customers the advantage of making payments with their mobile or tablet. In addition, features such as news and insights and the ability to send personal messages to their customer manager are also offered to customers. The customers can set personalised notifications for themselves by SMS or email for scenarios based on, for example, account balances or transactions of a particular amount.
% Acceptance rate
Million Online Banking Logins in 2014
Transactions per login
In 2014 Coutts achieved a very high acceptance rate of 57% for their online banking platform. For private banking this is, on average, approx. 40%. Out of the users of E-Banking from Coutts 81% were active during the three months surveyed.
Societe Generale
Société Générale is one of the most important commercial banks in France. Read more about how CREALOGIX helped Société Générale to successfully build up their digital bank.
Business Case
Société Générale wanted to differentiate itself from its competitors with a new digital solution. On the one hand there was a demand that the core banking system remain independent, on the other hand they wanted an improved and more modern design. Security played a further important role. The high security requirements for their digital bank should be able to be fulfilled by the same provider.
The bank's requirements were also driven by cost efficiency, an agile and flexible roadmap and the potential for simple integration into the back office system. Furthermore, Société Générale places a high value on innovation and differentiation from their competitors. These were all reasons why Société Générale chose CREALOGIX.
With the Digital Banking Hub from CREALOGIX Société Générale received a tailor-made online banking system. With its extensive functional scope Société Générale offers its customers a unique banking experience. Personal notifications, news read-outs, co-browsing and also the traditional and share trading module round out the entire programme package.
Media articles
A Swiss fintech announced the expansion of its business activities in the Asia Pacific region. The firm has a strong presence in the private banking and wealth management segment.
Crealogix will leverage Koemei's technology that uses automated speech recognition (ASR) to convert audio, podcast, and video content into text data, which facilitates cross-media search capabilities.
Private banks scrambling to adapt their compliance workflows to suitability requirements set by Hong Kong regulators are turning to tech tools originally designed to address the European Union's incoming Markets in Financial Instruments Directive II (MiFID II).
Crealogix will leverage Koemei's technology that uses automated speech recognition (ASR) to convert audio, podcast, and video content into text data, which facilitates cross-media search capabilities.
Finovate 2019 – CREALOGIX wins "Best of Show" for the third consecutive time
"CREALOGIX TimeWarp" takes users on a journey through time: The groundbreaking app graphically shows the effects of financial decisions and helps bank customers to handle their money prudently. With TimeWarp, CREALOGIX took the third glass trophy in a row for at the Financial technology exhibition.
IDC Financial Insights
CREALOGIX advances again in the IDC ranking of the global Top 100 FinTech companies thanks to innovation and sales growth..
Brandon Hall Group
Excellence Awards
The partners CREALOGIX and Bühler were awarded for their interactive and personal training program "ChocoGenius", with which consistent knowledge transfer is enabled.
Systems in the City
Awards 2018
CREALOGIX was awarded "Best Web Front End Solution" at the 2018 Systems in the City Awards in London, for innovative solutions provided to leading wealth management firms.
CREALOGIX take first place at
the Private Banking & Wealth
Management Germany Awards
Hybrid Advisory Software Financial Advisory Workbench wins jury in the category "Excellence in Customer Experience"
CREALOGIX wins the
«Best of Show 2018" – award
at FinovateEurope
Continuing CREALOGIX' success from last year, thanks to the innovative Digital Banking App "Gravity" the company was honoured with the Best of Show Award, voted for by theFinovateEurope audience in London.
Asian Private Banking
Technology Award 2017
CREALOGIX was awarded as "Best Mobile/Tablet App Developer". The Technology Award is presented by the leading magazine "Asian Private Banker" and recognises innovations and achievements from Asia's rapidly growing financial technology sector.
APAC CIO Outlook
CREALOGIX recognized as one of the TOP 25 FinTech companies in APAC region.
features on IDC Quadrant
CREALOGIX is delighted to have been selected and featured on IDCs MarketScape European Mobile Banking Software Solutions. IDCs MarketScape and its rigorous scoring methodology looks beyond market share and provides a clear framework comparing the product and service offerings, capabilities and strategies as well as current and future market success factors of each vendor.
Brandon Hall Group
For Spexian Artificial Intelligence CREALOGIX received the Brandon Hall Group Silver Award in the category "Best Advance in Emerging Learning Technology".
Banking Technology
Award 2017
CREALOGIX has been named as Best digital channels banking system provider at The Banking Technology Awards 2017.
Brandon Hall Group
Excellence Awards
In Boston, CREALOGIX received the coveted gold award for the game-based compliance training "Crime in the City" for financial crime prevention.
IDC Financial Insights
In 2017, IDC Financial Insights reconfirmed the position of CREALOGIX as one of the world's top 100 fintechs.
Wealth & Finance International Fintech Award
Wealth & Finance International presented CREALOGIX with the award for the best fintech in Western Europe for its consulting solution "Digital Financial Advisory"
Goodacre Systems
in the City 2017
The CREALOGIX Secure Client Portal for JM Finn was awarded the prestigious title "Best Online Development". The user friendliness of the mobile app was a particular highlight.
IT Innovation Prize
CREALOGIX received the IT Innovation Prize 2017 for its multibanking platform, which simplifies payment transactions across all banks.
Growth Champion
In the independent ranking by the "Handelszeitung" and "Le Temps", CREALOGIX takes 8th place for greatest turnover and 51st place for greatest growth in the ranking of Swiss companies.
CREALOGIX wins the
"Best of Show 2017" award
at FinovateEurope
CREALOGIX presents the digital banking of tomorrow with the virtual reality application The ARCs as part of the live demonstration at FinovateEurope 2017 in London. Around 1,200 representatives from the fintech industry awarded the innovation with the Best of Show Award 2017.
Top 100 Technology
Companies in Fintech
In 2016, CREALOGIX was added to the list of the top 100 fintech companies by FinTech Forward, a collaboration of American Banker and BAI.
Private Banker International
Global Wealth
In the Private Banker International Global Wealth Awards 2014, CREALOGIX's customer Coutts & Co received a distinction in the category "Most Innovative Digital Offering".


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When I want something, I will go anywhere I need to go in order to get it. Patience is not one of my virtues. I wouldn't admit this to just anyone but since we have bonded over beauty products, I'll tell you. After going to two other stores, I once drove 49 miles each way for an Armani foundation. I hunted down Valentina's Home Brewed Pure Body Care Perfume Oil in True Love in much the same way over the course of the last few months.
Every time I would try to buy this perfume, every other fragrance would be in stock but True Love. It eluded me for months, and apparently a lot of other gals. It wasn't until a random stop at Whole Foods on Christmas Eve for a centerpiece that I finally found it. We've been inseparable ever since. Isn't that how it always goes? You find what you want when you least expect it. What I didn't expect was how much I'd love the whole Valentina's Home Brewed Pure Body Care line.
Continue reading Valentina's Home Brewed Pure Body Care Perfume Oil in True Love


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24 Hour assistance is available at (209) 464-1594
Serving Amadador, Calaveras, San Joaquin, Stanislaus and Tuolumne counties with schedules for over 800 meetings in over 150 Alcoholics Anonymous Groups.
E-mail questions or comments regarding this page to
Contact Delta Central Office at
Office Location: 1525 N El Dorado St #3, Stockton CA 95204-5903 Business Phone: (209) 464-1509 Fax (209) 464-0529
Business Hours: 12:30pm to 5:00pm Tuesday, Wednesday and Thursday
Find meetings on your mobile device at m.aadelta.org
NEW! Our meeting schedule is available on the Meeting Guide mobile app:
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text:
Max B & French Montana Respond To Jim Jone's Frienemies Track! "Frienemies. What Are These Words?. Chrissy Called My Phone. That B*tch Don't Get Enough Of This D*ck. I Got Chrissy On Tape"
Max B & French Montana responding to Frienemies
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text:
National Institutes of Health
National Heart, Lung, and Blood Institute
National Center on Sleep Disorders Research
Main Getting Started Teacher's Guide Student Activities About NIH and NHLBI
This Web site is based on a printed publication of the same title. Because high school teachers receive most of the limited number of printed supplements, this online version was created for people outside the 9–12 education community.
The content is equivalent to the printed supplement, only in a different format. The unit consists of lesson plans, which are accessed through the Teacher's Guide section of the Web site, and the multimedia student activities, which are accessed through the Student Activities page. The Web-based activities for students are only one part of the curriculum unit. The Lesson Plans provide the framework for both the hands-on classroom activities and the Web-based multimedia activities that make up this curriculum supplement. Together, the classroom and multimedia activities enable students to gain a deeper understanding of the science behind this important topic, and of how it relates to human health.
Sleep, Sleep Disorders, and Biological Rhythms—developed with the National Heart, Lung, and Blood Institute (NHLBI)—is a creative, inquiry-based instruction program designed to promote active learning and stimulate student interest in medical topics. This curriculum supplement aims to help students develop the following major goals associated with scientific literacy:
Note: The above setup (or better) is recommended. Although your computer configuration may differ from those listed above, this Web site may still be functional on your computer. The most important items in this list are current browsers and plug-ins.
The video in the About NIH and NHLBI section of this Web site uses QuickTime player technology. View the following tutorial if you are not familiar with setting up QuickTime for optimal performance:
Note: You need Macromedia Flash to view this tutorial.
This address takes you directly to the home page of the National Institutes of Health's Office of Science Education, which provides access to a variety of resources for teachers and students, including NIH publications: http://science.education.nih.gov.


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January 17, 2013
Contact:Larry Ragonese (609) 292-2994
Lawrence Hajna (609) 984-1795
Bob Considine (609) 984-1795
Land deal links tens of thousands of acres of preserved Pinelands and coastal habitats
(13/P5) TRENTON – The Christie Administration announced today that the Department of Environmental Protection in partnership with the New Jersey Pinelands Commission, The Nature Conservancy, and Conservation Resources, Inc., has preserved 5,079 acres of woodlands and wetlands in Atlantic County's Great Egg Harbor River watershed at a cost of $9.7 million.
The DEP's Green Acres program finalized two related land purchases securing 4,970 acres from Lenape Farms and 109 acres from HBH Associates. The more than 5,000-acre project, one of the largest state preservation effort in years, helps link together more than 56,000 acres of previously existing state wildlife management areas, plus thousands of additional acres of county parkland in an area where the Pine Barrens meets a coastal estuary ecosystem.
"The preservation of this property further enhances the quality of life in our state, providing additional outdoor recreational opportunities for our residents while adding environmental protections for an important natural area in southern New Jersey," DEP Commissioner Bob Martin said during ceremonies at the property. "We commend our partners for working with the state to preserve such a large tract of ecologically important land at the core of tens of thousands of acres of previously preserved lands.''
The property flanks U.S. Route 50 in Estell Manor. The bulk of the property, known as Lenape Farms, contains large expanses of forested uplands that merge into coastal marshlands. The preserved property is now part of a state wildlife management area, providing hunting, fishing, hiking and bird watching opportunities for the public. It will also protect headwaters of Steven's Creek, Gibson's Creek and Mill Creek, which are tributaries to Great Egg Harbor River.
The preserved land directly links Atlantic County's Estell Manor Park to three DEP wildlife management areas – the Tuckahoe Wildlife Management Area and Gibson Creek Wildlife Management Area to the south and the Maple Lake Wildlife Management Area to the west. The Great Egg Harbor River Wildlife Management Area and the sprawling Peaslee Wildlife Management are also located nearby.
The newly acquired land is now the Lenape Farms unit of the Tuckahoe Wildlife Management Area. The public can access the property by foot immediately as the DEP's Division of Fish and Wildlife develops and implements a management plan, which will include formal trail development.
"This is the largest single New Jersey land deal we have ever been involved in—a huge amount of acreage in a priority conservation area, with important implications for forests, wildlife and water systems,'' said Barbara Brummer, New Jersey State Director for The Nature Conservancy.
"We are deeply gratified to have been a leader in protecting this watershed for the future.''
The tract had been used as a private hunting game preserve since the early 1900s, and was privately managed for forestry and wildlife purposes for many years.
"Lenape Farms has done a wonderful job of enhancing tree quality, encouraging forest regeneration, reducing wildfire hazards and protecting wildlife habitat for almost 100 years,'' said Terry Caruso, Supervising Program Development Specialist for the DEP's Green Acres program.
The property provides habitat for a number of wildlife species, including the barred owl, northern pine snake, Pine Barrens tree frog, Cooper's hawk, timber rattlesnake, Cope's gray tree frog, bald eagle, red-headed woodpecker, black rail, osprey, black-crowned night heron and diamondback terrapin.
Under terms of the agreement, Lenape Farms was paid $9.4 million and HBH Associates received $334,000.
The DEP provided $6.5 million in Green Acres funding. The Nature Conservancy provided $3.2 million, which included a $2.3 million Pinelands Conservation grant from the Pinelands Commission and a $264,000 grant from Conservation Resources Inc., a nonprofit organization that provides financial and technical services to the conservation community in New Jersey.
"The Lenape Farms acquisition represents the permanent preservation of one of the largest remaining private parcels in the State" said Michael Catania, President of Conservation Resources, Inc. "This tract, which has been wonderfully managed by private stewards for generations, is reminiscent of one of the huge Adirondack "camp" properties that have recently been preserved by public/private partnerships in New York. CRI salutes both the sellers and the partnership of buyers who had the vision and perseverance to save this gem in perpetuity."
"It has been difficult for Lenape Farms to let go of this beautiful and pristine tract of land," said Stew Keener, President of Lenape Farms Inc. "Our organization has enjoyed and carefully maintained the Lenape Farms property for multiple generations.
"Our stewardship and tree farming, which has been inspired and implemented by our forester, Bob Williams, is well documented and is a source of great pride for us,'' said Keener. "We sincerely hope that this tradition of excellence continues in perpetuity now that the land is in the public domain. We are honored to have played a part in preserving one of the largest tracts in the state's history."
"This is an excellent addition to our efforts to preserve environmentally-sensitive land," said Nancy Wittenberg, Executive Director of the Pinelands Commission. "Including this parcel, the Commission has now paid out a total of $7.9 million toward the permanent preservation of 6,670 acres of land."
Together with public and private partners, the Green Acres program has directly protected 650,000 acres of open space and provided hundreds of recreational opportunities for a wide range of activities, including natural areas, hiking and fishing areas, city parks, playgrounds, athletic fields, boat ramps, docks, fishing piers and environmental education.
In addition to providing recreation opportunities, Green Acres projects help protect water quality and stimulate economic development by creating jobs, at the same time making cities and towns more attractive places to live and work.
To view a map of the site, visit: http://www.nj.gov/dep/docs/lenapefarms-map.pdf
For more information on the DEP's Green Acres Program, visit:
For more information on the New Jersey Pinelands Commission, visit: http://www.state.nj.us/pinelands/
The Nature Conservancy is a leading conservation organization that works to protect ecologically important lands and waters for nature and people. For more information on the organization's work in New Jersey, please visit: nature.org/newjersey.
For more information on Conservation Resources, please visit: http://conservationresources.org/
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Last Updated:
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Paris not laughing at 'vacant' Kiwi billboards
Paris Hilton is not amused. The American hotel heiress is upset a photo of her is being used to advertise vacant billboard space in Auckland.
The photo, which shows Hilton partying, has the word "vacant" written in giant-sized lettering across it.
Hilton's Los Angeles-based manager Jamie Freed said Wellington billboard company, Media5, had no permission to use Hilton's image, and they could expect to hear from Hilton's lawyers.
We can all have a giggle at what superfish says: "I love how Paris Hilton's own manager doesn't even try to dispute the content of the billboard and sticks solely with the legal aspects. He's paid to make his client look awesome no matter what, yet saw this and went "Aw, shit, they got us."
If we stop snickering for a moment, we know how well that American Apparel billboard using Woody Allen went, it cost AA a pretty penny and the news was written up around the world for several months.. Oh wait, that looks like a plan.
In all seriousness, what is going on photography in advertising lately? Did all the educated art buyers get fired? (and by educated I mean those who are aware of the legalities of using celebrities and rights issues). Take for example the recent storm over Toyota's Flickr-pillaging that adgrunt LeslieBAP has been talking about, directing me to Brandsanatomy and "The bigger the company, the bigger the blunder". Long story short, Toyota used images found on Flickr* on their new 4-runner website but forgot to do the whole rights dance. When the photographers found their images on the site, and got Toyotas attention via Twitter. @Toyota finally responded with
@calanan @Photo_John @stuartzero We're currently pulling the photos and will be in contact with each photography [sic] who was represented
Brandsanatomy says: "This is why your company needs an experienced marketer on staff. Real marketing directors have an understanding of intellectual property laws. Photographs, fonts, illustrations, and other design elements found online are not free for you to use, especially for commercial purposes."
I might add, another reason you need people with experience is that they probably won't misspell a tweet, further annoying the people they are meant to calm.
Devaluation, this constant strive to beancount and get things for cheap (or free) is causing this along with inexperience and a general muddling of people knowledge of rights, model rights and advertising law. Seems to me (and Leslie) that in the hunt for corners to cut someone skipped the Art Buyer/producer (or hired one that had no IP training) and went straight to production. Costly mistake in the end, please remember that dear beancounters. Job positions are not like appendixes, people actually fulfill needed tasks.
* Note to everyone. Just because an image is on Flickr does not make it automatically free-for-all CC-heaven. It might make it a CC-Licensed image, but even then you need to read and understand what license it is before using them in the manner allowed by said license.
Photograph of Paris Hilton Billboard taken by Lathkill96 at Flickr, all rights reserved.
"Costly mistake in the end, please remember that dear beancounters. Job positions are not like appendixes, people actually fulfill needed tasks."
Just so you know there are some of us out here that "get it." Sometimes we understand it better than art directors, marketing directors, and production directors. I wish I didn't have to know it, but it is one of my responsibilities. So don't brand accountants with "it's all about the numbers and only the bottom line counts," and I won't lump creatives in a group that is "all about the pretty and not about the reality of running a buisness."
Might not be as creative, but I do understand. http://blog.oden.com/blog/oden/0/0/marketing-design-and-intellectual-propertyoh-my
By the way, I don't find Paris Hilton amusing at all.
Adland is supported by your donations alone. You can help us out by donating via Liberapay, the Paypal button here
or by using our amazon affiliate links to buy yourself an ad book or something else nice.


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Josephine Mendoza
Josephine Marie Mendoza was born at 6:19 a.m. Dec. 12 at Via Christi St. Joseph Hospital in Wichita to Eloy and Andrea Mendoza of Derby.
She weighed 7 pounds 4 ounces and was 19 inches long.
She has two older siblings, 2-year-olds Katherine and Layla.
Duane and Karen Carlson of Lincolnville and Federico and Maria Mendoza of Houston are her grandparents. Joyce and Ruth Ann Carlson of Lincolnville, Howard Heinbuch of Maryland, and Ana Melgoza of Guadalajara, Mexico, are her great-grandparents.


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Here are the latest short answers to questions posted on our Web site. In our discussion, we will cover topics from Secs. 250-30, 250-50, 250-52, 300-22(d), 380-4, 410-15(b), 640-9(a)(3), 645-5(d), 680-6(c), 680-12, 680-38, 680-41(c), 680-71, 725-54(a)(3) and Arts. 230, 250, 645, and 725 of the National Electrical Code (NEC).
Q. I recently installed a 480/120-208V transformer. I bonded the X0 terminal (neutral) to the case of the transformer and ran a grounding electrode conductor to effectively grounded building steel. A coworker insisted that I should only bond the X0 terminal (neutral) to the case of the transformer and not to the building steel. He cited recent changes in Arts. 230 and 250. Who's correct?
A. You are correct. Sec. 250-30 specifies you should bond the grounded (neutral) conductor to the equipment grounding conductor on the secondary side of the transformer. In addition, the same Code rule requires you to run a grounding electrode conductor from the secondary grounded (neutral) conductor to an effectively grounded structural metal member of the structure (or an effectively grounded metal water pipe within 5 ft from the point of entrance into the building). If both of the above electrodes are not available, then you can use any electrode specified in Secs. 250-50 or 250-52.
Q. Are there any distance restrictions or requirements regarding how close you place a switch to a bathtub, shower space, or hydromassage bathtub?
A. No. However, Sec. 380-4 does prohibit you from installing switches within the wet location of a tub, shower space, or hydromassage bathtubs (see Sec. 680-71).
Note: You must install switches 5 ft from pools, fountains, spas, and hot tubs, see Secs. 680-6(c), 680-12, 680-38, and 680-41(c).
Q. I've installed speakers on metal poles for sound and public address systems for sports fields for years. We've always installed our cables inside a nonmetallic raceway within the pole to assure our speaker wiring remained separate from the power wiring. We take care to separate our Class 2 or 3 cables from the power wiring by having internal dividers and boxes. Does the NEC prohibit us from continuing this practice?
A. Maybe, maybe not. Let's review a few rules to understand this issue better.
1. Changes to Sec. 410-15(b) in the 1999 NEC was made to recognize that you could use metal poles as a raceway to enclose lighting fixture supply conductors.
2. Sec. 640-9(a)(3) requires you to install Class 2 or 3 cables (used for sound and public address systems) in accordance with Art. 725.
3. The exception to Sec. 725-54(a)(3) indicates that separation between Class 2 and/or Class 3 cables and power conductors is not required if you install either the Class 2 and/or 3 cables or the power conductors in a raceway.
So now what? Here are my opinions. When working with nonmetallic poles, it's okay for Class 2 or Class 3 cables to be inside a raceway within a nonmetallic pole (concrete, fiberglass, etc.) along with the pole power conductors. However, I still feel Class 2 or Class 3 cables located inside a raceway within a metal pole along with the pole's power conductors would be just as safe. But I'm sure some inspectors will not permit this practice.
Q. I am with the Army & Air Force Exchange Service. We are constructing a new data center, and I have a question about the requirements for cables under raised floor. Must short (30 ft or less) jumper cords or power cords that plug into underfloor outlets be plenum rated?
A. No, the cords are required to be listed as Type DP (data processing cable). Sec. 300-22(d) identifies electric wiring in air-handling areas beneath raised floors for information technology equipment must be in accordance with Art. 645. Sec. 645-5(d) requires power, connecting, and interconnecting cables associated with information technology equipment be listed for data processing rooms and marked Type DP. Type DP cable has adequate fire-resistance characteristics suitable for this environment. However, listed low-voltage and limited-energy cables are not required to be Type DP or plenum rated.
Note: All proposals (to the 2002 NEC) to allow short-length power cords (non-DP rated) to plug into underfloor outlets beneath raised floors for information technology equipment were rejected.


text: It may seem a little stupid, but if you are faced with a power outage, having a candle holder that doubles as a flashlight may prove useful. It can be used as a decoration, so you will never have to scrounge around in closets and cabinets to find it —plus should the 3 AA batteries die, you can just flip it over and use the candle end. Clever idea, but the style leaves a little something to be desired. Available for $40. [Product Page via DVICE]