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By Times of Trenton Letters to the Editor The Times, Trenton
on January 28, 2013 at 6:20 Am
Furry friends help special kids connect to the world
A therapy dog can assist those with autism spectrum disorder. A Mercer County family has recently received their very own therapy dog and it has affected their son's life in a way they never could have imagined.
Children with autism can become very depressed when faced with everyday social interactions that most people find easy.
A therapy dog can not only help alleviate the child's stress, but also help the child interact socially with many new friends. (Who does not want to run up and pet a cute dog?) Not only can a therapy dog help children interact socially, but children can form a bond with their new furry friend, which they might not have previously experienced with people.
Rutgers University professor Julie Fagan, along with several other student researchers and I are working with the nonprofit Attitudes in Reverse to investigate whether visits with therapy dogs would be helpful for those afflicted by autism.
Teams of therapy dogs and handlers will be going approximately one hour a week for six weeks to those homes that have requested to participate in the study.
We will be scheduling the free sessions beginning in February. Our first task is enlisting families to join the project. Interested families should log onto our project website ruffloveus.wordpress.com or contact me for more information at (908) 307-1917 or email@example.com.
— Courtney Zinna,
The writer is research coordinator for the study at Rutgers University, where she is an undergraduate student.


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It is an honor to be chancellor of the University of Michigan-Flint. I have been fortunate to work with students throughout my professional career. Helping them to achieve their fullest potential is a joy and inspiration.
UM-Flint is a regional comprehensive university where student success is central to our mission. Expert faculty members are deeply committed to educating students, recognizing that each person learns in a unique way. Diverse perspectives thrive on our campus, as dialogue and debate are encouraged and celebrated. Because a truly complete education occurs both inside and outside the classroom, UM-Flint combines the rigors of a University of Michigan education with unique experiential learning opportunities available in our great city, through civic engagement and research.
Education is a powerful driver of people, communities, and economies. UM-Flint is located in the heart of the great city of Flint, Michigan. We collaborate with community partners to find common goals and common ground to address the challenges we face. Flint and the surrounding area are proof of what is possible when people join forces to create a bright future for all, and UM-Flint is proud to be part of that ongoing effort.
We can make a difference for our students and our community.
Go Blue!
Susan E. Borrego

subset: commoncrawl


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Each one is constructed from an unbreakable and rustproof aluminum alloy that won't bend or buckle in use. The formed rubber grips are insulated so they won't transmit cold or become unbearably hot in the sun.
They provide a natural grip on the top and bottom for your index finger and your thumb, which keeps the tools from sliding around in your hand when in use.
Each tool measures 12" long.


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Hi All,
I am new in LISP and need your help to start programming in LISP. I have read the basic of lisp about different commands. Please help me to start programming.
Exolon wrote:Does it not simply mean that the file was closed successfully? (let form evaluates to its last subform, which is (close in), so that returns T (I presume is the emacs lisp equivalent of #t in Common Lisp, i.e. true)... right?)
nitinkapoor25 wrote:I am trying the file opening in emacs LISP with below mentioned code:
- Code: Select all
(let ((in (open "/home/administrator/test.el")))
(format t "~a~%" (read-line in))
(close in))
Users browsing this forum: No registered users and 1 guest


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Mushroom Crepe Recipe (Crepe Forestiere)
In less than 3 weeks, La Chandeleur is going to be celebrated in France. It originially was a religious event (40 days after Christmas) but nowadays, it's become a more commercial celebration). Crêpes are traditionally served on the holiday, which gives me an excuse to flip some crêpes for my family. I know that making crepes is intimidating for a lot of people, but I have prepared crêpe batter countless times and I promise it's easy to master, and with a little bit of practice you'll have no problem with it.
In general, for La Chandeleur you'll see them served as dessert, either with fruit and cream or simply sweetened with a sprinkle of sugar. Savory versions (ham and cheese is a staple), however, are not uncommon. This recipe is for a "forest"-style crepe, which means it's filled with mushrooms and it's also known as beggar's purse. I added a few roasted chestnuts and garbanzo beans for extra protein.
I hope you're inspired to make some crepes yourself. You'll be a pro in no time!
I'm giving away a copy this week and will announce the winner next Monday, January 14th, 2013. I am so grateful for all the blessings I have in my life. Thank you so much for your love and support. Here's to making 2013 as unforgettable as 2012!
Yields: 12 purses12 crêpes, omitting the sugar
4 tablespoons olive oil
1 yellow onion, sliced
¼ (15-ounce) can garbanzo beans, drained
1 cup roasted chestnuts, quartered
3 cup combined mushrooms (shiitake, morels and chanterelles), sliced lengthwise
2 cloves garlic, cut into quarters
2 tablespoons unsalted butter, diced
2 tablespoons all-purpose flour
1 cup mushroom stock (or vegetable broth), warm
1½ teaspoons salt
1 teaspoon black pepper
¼ cup Gruyère cheese, shaved
¼ teaspoon nutmeg, freshly grated
¼ bunch parsley, with stems
Preparing the parsley stem ties:
Make sure the stems are long enough (about 10 inches).
Boil the stems in about a quart of salted water for about 30 seconds until softened. Drain and immediately transfer into a cold water bath. Pat dry on towels. Remove as much liquid as possible. Set aside.
Making the mushroom filling:
Heat about 2 tablespoons of oil in a large pan. Add the garlic and cook until golden. Add the onions and cook over low heat for about 10 minutes, stirring frequently to prevent the onion from burning, until the color is evenly golden brown. Transfer to a platter.
Add more oil if necessary. Add the garbanzo beans first and cook for 5 minutes, then add the mushrooms. Sauté over medium heat. Add the chestnuts and return the onions. Season with salt and pepper. Toss well and transfer with the juice to the same platter.
For the mushroom sauce:
In the same saucepan, melt the butter over medium-low heat. Bring the heat back up to medium-high and add flour. Keep stirring manually with a whisk for approximately 2-3 minutes. Stir until well combined and add the milk in 2-3 stages. Increase the heat while constantly stirring for about 5 minutes. Reduce the heat to low. Season with nutmeg, salt and pepper. Let the sauce rest until it's time to assemble the dish.
Assembly time: Place a crêpe on the working space. Place a small mound of mushrooms and garbanzo beans (about 1½ tablespoons) in the middle of the crêpe. Drizzle with 1 tablespoon béchamel and top with a few cheese shavings. Tie the crêpe into a bunch using the reserved parsley stems. Using kitchen shears, trim the excess crêpe. Place on a serving platter. Garnish with a few slices of mushrooms as a reminder of the filling.
Bon appétit!
You could replace the crêpes with tortillas.
You can find vacuum-sealed fire-roasted chestnuts in most Asian markets.Published By: on January 7, 2013.


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After two restaurant attempts at a location on Interstate 40, Lincoln Storrs has decided to move downtown for his latest venture.
Tyler Street Cafe officially opened earlier this year at 900 S. Tyler St..
The restaurant, with signage declaring it serves "comfort food," offers a variety of old-fashioned American classics.
Storrs, who has a culinary degree from Scottsdale Culinary Institute in Arizona, previously operated Lincoln's, then Goody's Bar and Grill, at 4000 W. Interstate 40.
The new downtown site - once a barbecue joint and an Asian sushi spot - now provides lunch-seekers chicken-fried steaks, cheeseburgers, brisket and more.
The restaurant serves a variety of daily lunch specials, including meatloaf on Mondays, beef tips on Tuesdays, country-fried chicken on Wednesdays, beef enchiladas on Thursdays and fried tilapia on Fridays, according to the menu.
A variety of hearty side items, from macaroni and cheese to sweet potato fries, also is on the menu.
The restaurant serves breakfast burritos from 7:30 to 9:30 a.m.
Customers can choose from bacon, sausage and ham choices or a combo.
Storrs said he wants his guests to enjoy hearty meals in a comfortable dining space.
"We want people to be able to relax and eat well," he said.


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Well wow, it's been so long! Sorry I haven't been writing, folks. As you will momentarily be reading, I have been at my grandmother's since late December caring for her while she recovers from colon cancer. It has been a real roller-coaster ride, and seems finally to be at an end. With some great timing, I learned that my application for a Work and Holiday visa was approved yesterday, so I will in fact be heading back to Oz sometime soon! Anyway, this is something I've been working on for a while as a reflection on my time as a care giver. Finished it last night. Enjoy and share, please.
While I was on the phone with my mom the other day, I came up with a perfect analogy for time spent with my Grandma. It's like a game of mine-sweeper. You never know when you're going to hit a bomb, but then again, sometimes you get lucky.
The last week with Grandma has been mostly uneventful, but I am acutely aware that it has been exactly a week since her last major outburst, making us due for one at any moment. It's difficult living this way, not knowing when her gentle sweetness will suddenly turn to irrational wrath. It grows anxiety inside of me as a knot in my stomach or a fluttering heart, and I know it isn't healthy.
In my best moments I find ways around this anxiety by turning my attention elsewhere, exercising, or using conscious breathing to calm my nerves. But unfortunately these are false cures because, as we all know, it's only a matter of time before she erupts again. And when she does, my cycle of shock, anger, resentment, resigned duty, and suspicious optimism will begin anew.
Caring for an aging grandparent with a history of erratically abusive behavior presents so many challenges and paradoxes. The first is the question why? Why give my love, time, and patience to someone who has acted so cruelly through the years?
I was fortunate with this one. I had the opportunity recently to spend quite a bit of time with my grandmother, during which I was able to see her in a new light. The tough, caustic exterior that I'd known all my life made fewer appearances than usual, and several times during brief, middle-of-the-night conversations, I saw a vulnerable, forlorn, and troubled self-awareness that I'd never known to exist in her. My compassion and empathy for what I see as a life-long inner struggle was awakened, and I felt bonded with her enough to want to reach out and care for her when she needed someone.
The second paradox is how to give care to someone even as they are pummeling you with verbal abuse, and even as you are aware of their level of dependence on you. Clearly infirmity or age is no justification for cruelty, and the only real response is to remove yourself from the line of fire as quickly and un-dramatically as possible. But when the petulance descends at 5:00, and it's your responsibility to provide dinner at 6:00, what do you do? The little angel and devil sit on my shoulders. One urges me to show equal compassion to myself by leaving. The other injects me with guilt and fear over neglecting my duties.
And although the culture around care-giving is now sophisticated enough to recognize the potential for damaging ferocity in the frailest of little old ladies, even so, one asks oneself: "Shouldn't I be able to rise above this?" Paradox three, similar to number two but distinct: How is it that someone with so few faculties at her disposal can so efficiently inflict emotional harm?
Again, I was lucky on this count. I did not grow up with this woman harping and haranguing me, pulling my hair, screaming, blaming, shaming me. When she screams at me that I am a terrible care-giver, that I'm lazy and irresponsible, I know it's not true and it does not strike a painful chord within me.
What gets to me is knowing how SELF-destructive her behavior is, that by pushing me away, she is quashing her own blessings and opportunities. This time, an angel sits on each shoulder. One sadly points out that appeasing her will only encourage her virulence, tells me to give tough love, to leave if I need to. The other one takes pity on her, tells me to walk away if I have to, but to come back when I can and try to forgive. I try to keep a balance of both, and I cautiously report that so far her mood swings seem to be lessening.
The last, and in some ways the most challenging contradiction is the depth of love and admiration I have developed for someone who can so easily turn from a determined and adoring elder into a temperamental and vicious tyrant. On a daily basis, I am awed at the iron grip she keeps on a lifetime of duties and standards, be it spending a full 30 seconds to bend over to pick up the tiny scrap of paper marring an otherwise clean floor, or the holiday letter she sends out annually to over 100 people that she's befriended over the years.
I watch her slowly go through the process of bathing, dressing, and drying her hair without a thought to asking for help so long as she is physically capable of doing it herself. Daily tasks that for most of us takes less than five minutes is a project for her. She may yell at you for helping her with her jacket incorrectly, or grouse about her extremely poor memory, but she never, ever whines.
How easy it is to grow frustrated at the pace of the elders in our care, to chastise them for the vices that hamper their health or recovery. The truth is, they're as human as we are, and have faults just like we do. I try to admire my grandmother's strengths, and understand her weaknesses, knowing that when I'm her age, it'll be just as hard for me to tear myself away from my computer.
There is a bitter-sweetness to these feelings because my grandmother also happens to be a punishingly demanding and critical person. It's hard to feel compassion and respect for someone who is so selfish and cruel. In the end, I guess it's my own selfish desire for a good feeling inside that allows me to overlook her unforgivably harsh behavior. This has been a life-changing experience for me, one that has taught me so much, and one that I will always value and remember. I want to hold on to that.


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mozilla.org NotesOctober 16, 2003
If you don't have thick skin before doing work for a high profile organization with fans who are very opinionated, you develop it in a hurry. The response has been great, but there are still points to be addressed.
A big one. What happened was I got asked to put some thought into that, but because of a restricted timeline I couldn't explore it as much as I would have liked. There are plans to spend some quality time on this in the next few months, but it couldn't happen all at once so I did two things.
First, I decided we wouldn't try a paradigm shift just yet. Colours were culled from the existing site, logos were tweaked rather than redesigned, and the only thing I really contributed that was completely new was a bug image for Bugzilla. Anything but the hideous devil chip that exists now.
Second, I worked on a new treatment of the logo which, by most accounts isn't right. Bad: the boxed head. Good: the text treatment. Most didn't even notice the typeface swap, and those that did liked it. It felt wrong dropping a floating dino head in a white area, so the black box was conceived out of necessity. Chances are that both will be scrapped in the end, but it's something for now.
There are a few things that are problematic here, and again I'll have to defer to the restricted timeline. Most pages are full-screen, but the home page is constrained to a hard pixel width. This, if you can believe it, was because I couldn't figure out the necessary CSS in time. It's the only way I got it working across all platforms consistently, although now I'm finding there's a bug in Konqueror anyway.
The main header is a little light on functionality. There was more that should have gone into it, but the focus changed as we developed. I originally designed for a more portal-like site with different search options, a font switcher, and the like — but that all got dropped.
Well, I thought I did a hell of a job here with my extraneous titles and skip nav links and relative fonts sizes and such, but it appears 90% doesn't exempt one from criticism. What's being discussed is how much we should defer to a user's settings, and allow their preferences to prevail. Particularily, no specifying of underlining or not underlining links (an issue I will happily concede) and no specifying of a default font size (one which I won't).
Markup & Validation
Content was frequently copied & pasted from older documents, so a lot of pages will spit out errors. My templates were okay, so we'll have to blame the content here. There are a lot of pages to retro-fit, so this isn't going away any time soon.
As well, the whole XHTML 1.0 and MIME type issue has reared its ugly head. I debated what to do about this at the beginning, and in the end I think chose wrong. HTML 4.01 will probably be the final goal, if for no other reason than to quiet the pedants.
It was tough work, and it's definitely not over. Reactions have been great, and those that haven't were (mostly) constructive and useful. Obviously you can't please everyone, but a lot of the basics have been covered.
I had about two weeks to throw design and code together. The project started last month, and my initial deadlines were ultra-tight. My involvement was strictly voluntary, and I've kept my standards as high as they are when building commercial work, but I didn't get everything right. Which isn't to say that I got most things wrong, but to explain that I can't be everywhere at once.
There are things you would do differently. There are things I would do differently! But this is what we have, and what we have is mostly good.


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Tensions flared momentarily in Tunis on Tuesday as citizens awaited the official announcement of electoral results in the country's first democratic elections. Hundreds of secular-leaning voters, fearing they had suffered a resounding defeat at the hands of the moderate Islamist party, Al Nahda, gathered in front of the electoral commission office, carrying signs decrying what they believed to be fraud.
"There are a lot of people who are disappointed by the result," says Moez Ali, a founder of the Union of Independent Tunisians for Liberty, a civil society organization that grew out of the Jan. 14 revolution. "We were expecting [Al Nahda to win] – but not by so much."
Tunisia's independent electoral commission was expected to conclude its vote count by midday Tuesday, announcing which parties and candidates will populate a new constituent assembly meant to draft a new constitution and appoint a caretaker government. However, the commission only released results from five of 33 electoral districts, citing a need for more time because of technical problems. As the sun went down on Tuesday, it was unclear when the full results would be released.
[ Video is no longer available. ]
The delay and preliminary estimates have stirred up speculation that Al Nahda, the moderate Islamist party that has dominated the electoral campaign, will capture far more than the 30 percent of the seats expected. Sayid Ferjani, a member of the party's political committee, told The Christian Science Monitor late Monday that Al Nahda believed it had won a majority based on its own parallel count.
Secularists are confused, upset
Among secularists, there is angry confusion about why they performed so poorly in comparison. The Congrès pour la Republique (CPR) and Ettakatol, two left-leaning secular parties, are expected to have the next most votes after Al Nahda, but the once-dominant Party for Democratic Progress and the smaller Modern Democratic Pole have gathered few seats in the few districts released so far.
"[Among the secularists and youth,] some are insulting one another – it's your fault, it's your fault – some are angry at the international media [for focusing on Al Nahda]," the author of the blog Masseri [My Destiny], who writes about women's rights and helped organized street protests in January, says during an interview. A self-proclaimed modernist, she began writing anonymously after receiving numerous threats.
"Others are circulating proof of fraud," she continued, describing videos that began to circulate on Facebook by Monday evening. The alleged violations included some polling agents stealing ballots, vote buying both before and on election day, and unfair pressure exerted on voters already in the queue to vote. Between 300 and 400 secular-leaning protesters had gathered in front of the electoral commission by 4 p.m. today, demanding a response to alleged misconduct.
"We are not here against any party, we are against the electoral violations that we saw committed by Al Nahda," says Myriam Marzouki, a protester who served as an electoral observer. She says that her polling station gave preference to Al Nahda voters by allowing some who were ineligible to cast votes. "The president [of the polling station] saw the violations but said he didn't want to have any problems."
Others at the protest, however, were more clearly frustrated with the results of the vote. "We're not happy with what happened with Al Nahda," says Salma, a civil servant at the protest who declined to give her last name out of concern that her comments could have an impact on her work. "They utilized religion just in order to win seats. But if [Rached] Ghannouchi [the leader of the Islamist party] is our leader, it will be a war among the Tunisians."
Other young secular activists declined to attend the protests, arguing that what was truly needed was political organization to unite the many disparate parties opposing Al Nahda. The youth supporters of all the secular parties are planning to meet next week to discuss how they can unite the various party supporters toward a common political agenda, says Ali of the Union of Independent Tunisians for Liberty.
An impressive election
Despite the concerns of some on the left, international observers uniformly agree that Tunisia's first democratic election took place in a way that was not just free and fair, but incredibly impressive.
"In such a short term, nine months, they have been able to put up extraordinary machinery," says former Peruvian President Alejandro Toledo, a co-head of the National Democratic Institute's monitoring mission in the country. "[The electoral process] is not free of some deficiencies, but it truly is impressive."
The national electoral commission also said at its evening press conference that no electoral violations would be used to cancel votes, unless there was proof of illegal campaign financing.
Al Nahda has 'a different discourse'
Apart from that small rally, Tunis was calm on Tuesday. Across town at the Al Nahda headquarters, the mood was both excited and heavy with the responsibility to lead in a divided political environment. If Al Nahda does indeed have a majority of seats, says Mr. Ferjani of Al Nahda's political committee, it is "problematic, because we feel that there are very high expectations on our shoulders. And we have only a few months to satisfy them."
Al Nahda will also have to convince its opponents that it is genuine in its promise to respect pluralism and the rights of women. Many critics of the party have accused it of "double speak" – promising to guard rights and freedoms to one audience but promising a more Islamist and restrictive state to its supporters.
"The problem of Nahda is that they have a different discourse," explained Khadija Cherif, secretary general of the International Federation for Human Rights in Tunisia (FIDH). "At the top of the discourse, they say, 'We'll keep things here, we will protect the republic, the [rights of] women, we don't want an Islamist regime. Maybe some of them believe it. … Today they will stick with the republic, but tomorrow – we'll see."
Al Nahda has denied these accusations repeatedly during the campaign, and Ferjani says that the party will not use a majority to exert undue influence. "We may hold the majority today but we can't hold it forever. We are interested in a system suitable not just for the winners but everyone."
Part of Al Nahda's strategy is forming coalitions, which it claims to have secured with Ettakatol and CPR. Spokesmen for the two parties, however, continue to decline to speak about coalitions until the results are released.
Youth disenchantment
Coalitions may not placate the voters who took to the streets on Tuesday, however. Many of these same youths now say they feel unrepresented by the political parties; some who attended the manifestation in front of the electoral commission didn't even vote.
"All the political parties are made up of older people," says Abdul Haq Charni, an 18-year-old protester. "They were in their homes while I was on the street being teargassed. So why should they be able to decide my future if I was the one who was fighting on the streets for theirs?"
Though they are relatively few in number, many of the now disenchanted young were at the front of the revolution and could easily organize again.
Whatever the final results, Abdelwahab Hefaiedh, a professor at the University of Tunis, cautioned that the coming hours and days are critical in order to maintain calm and unity in the transition process. "It is absolutely necessary that [Al Nahda] comes out and reassures the people, because there is a complex of fear about how they will lead the country.
"It's not a question of winner or loser but how to stabilize the social body politique."


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Choose your room
The three-star hotel Agustinos is located in the heart of Pamplona's biggest and busiest industrial district. Just a short distance from the hotel are many of the city's cultural highlights. History buffs will delight in knowing that Pamplona's historical district is simply a ten-minute ride from the hotel. Enjoy a great location close to popular cultural attractions like the Museum of Navarra and the Museum of the Running of the Bulls. Shopaholics will be happy to know that we are located near the famous, pedestrianized shopping street known as 's I'.
The Agustinos has 60 rooms. One room is a spacious junior suite, while two are specially designated for travelers with special physical needs. Amenities abound at the Agustinos, to make your stay with us as comfortable as possible. Special touches include wireless Internet access, LCD flat screen televisions, your choice of pillows and our unique bathroom kit ¿Agua de la Tierra' or ¿Water of the Earth.¿
We have conference facilities that can host up to 300 people, in rooms that sing with natural sunlight. Our hotel restaura...


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text: Whether you're looking for luxury overseas holidays or prefer to spread your summer over a number of cheap weekend breaks, we've something for ALL TASTES AND BUDGETS. Enjoy a touch of luxury on our 4 star, all inclusive holiday in Portugal, find adventure in Lapland; alternatively If you like the great outdoors, you'll love our camping and glamping breaks. Popular holiday resorts like Center Parcs are much more affordable and fun when in a group of other single parent families. Fun and Friendship. Whatever your choice of break and location, you won't be alone on your holiday – our groups are designed to make sure there's company for the kids, but fun and friendship for the adults too so that all return home with new friends and lots of fond memories. You won't be sat alone while your children play, or feel like a gooseberry surrounded by traditional married families. Our groups are always accompanied by a Single With Kids' coordinator, with fun get togethers and itineraries, so you can simply sit back and relax (a rare event for lone parents!) Click here to see our great range of breaks, and the great thing is that if you choose to join our Rewards Club, you'll save a massive 15% on all our holidays!


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Take this quiz. You're having a catch-up dinner with a longtime friend. She is not in a relationship. The conversation revolves around:
a) Which centerpiece to choose for your wedding. There has never been a tougher ordeal in all your time on earth.
b) How fabulous it feels to never have to go on a blind date again. You're so relieved to have a Saturday night date for the rest of your life.
c) Telling her the latest news on the wedding planning front, then asking how her new job is going — and really listening to the answer.
If you answered a), you are perilously close to the pitfall common to many engaged women — being at least temporarily so obsessed with every facet of the upcoming nuptials that you cannot imagine your nearest and dearest friends not being equally enraptured with seeing pictures of floral arrangements and hearing about your wedding cake tastings.
If you answered b), your understandable self-absorption in this happy period of your life has given way to a brain fritz in the empathy department.
If you answered c), congratulations. You can share the exciting details of planning the biggest day of your life, yet not forget that your friend has her own life and problems that matter.
A 2010 study by Oxford University found that people in consuming romantic relationships typically drop one or two other friends to make more time for their lover. This is often happenstance — reasons include divergent interests with an old friend as well as inevitable time constraints (i.e.: you can no longer commit to a leisurely weekly brunch). It is quite possible that you and your fiancé will form couples friendships that play a central role in your life.
The single friends with whom you share a close emotional bond are the ones to work on maintaining; acquaintances might fall away. But this doesn't negate the role your single friends have played up to now, or the importance of tactfully transitioning into the roles you can play in each other's lives in the future. Here are some tips to get you started:
Find Wedding Obsession Buddies
Stop sharing minute detail with single (and possibly married) friends who are tired of the status updates. Save the where-should-dislikable-Aunt-Sarah-sit messages for your fiancé, parents, and siblings... Those who are equally vested in each step of the journey.
Repeat After Me: Avoid Ugly Bridesmaid Dresses
You are the caption of the Good Ship Wedding Day, but that doesn't mean you don't want your bridesmaids and other good buddies to be happy. Don't just assign tasks willy nilly; what is this person's interests and desires, and how large a commitment can she comfortably make toward planning the event of the year? Don't assume; ask!
Remember When You Were a Single Friend of the Bride
And treat your buddies exactly the way you wish you'd been treated!


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On Sunday, July 28, the Southington South All-Stars had a chance to make history, but officials waved off play when the locals fell behind by 10 runs. Newington had rallied to an 11-1 lead before play was called in the fourth inning.
There were no Southington players running onto the field with fists pumping wildly. There were no local parents cheering in the stands…but there were no tears either. Southington still has a chance at a state title with a victory in their next contest.
Nothing seems to stop this band of local ballers. It's a group of all-star players from the 9-10 year old division of Southington South Little League, and the loss in the second game of the state finals was their first defeat in 12 postseason contests.
The run began in early July with a 5-2 victory over Berlin in the District 5 championship. With a lopsided, 17-6, win over Wallingford in the winner's bracket and a 14-6 win in the rematch, Southington South came away with a District 5 title. But the boys were just getting started.
At sectionals, the team rallied for wins over Prospect (2-0) and Fairfield American (3-2) before besting Wilton (15-4) at the McCabe-Waters Little League Complex in Bristol to capture their second title in two weeks.
With an 11-0 all-star record, the team has already collected a District 5 and a Section I title. It was enough to propel them into a best of three series against Newington for a chance to claim the state title. This is the first time since 1969 that the league has sent a team into the final round.
"This feels awesome," said Southington South head coach Chris LaPorte. "I don't know what it is about this team, but it doesn't matter what the score is, they just want to play baseball. They don't look at the scoreboard. We hope this run continues."
Members of the team are Daniel DiCorpo, Dylan Olson, Nicholas Buonanni, Jake Napoli, Drew Belcourt, Michael Gurzenda, Jake Neuman, Vincent Spizzoucco, Sean Olson, Jackson Cardozo, Shane LaPorte, Colby Powell, and Cole Matusik. The coaching staff includes Chris LaPorte, Erik Olson, and Chris Matusik.
On Saturday, July 27, the boys rallied past Newington, 13-3, in the opening game in Guilford. The following day, they suffered their first defeat. The two squads were scheduled to lock horns in a Tuesday finale after this article has gone to press.
Who knows? Southington might already be celebrating the victory.
To comment on this story or to contact sports writer John Goralski, email him at jgoralski@ southingtonobserver.com.
Making a run; Southington South all-stars are looking for their 3rd title
On Sunday, July 28, the Southington South All-Stars had a chance to make history, but officials waved off play when the locals fell behind by 10 runs. Newington had rallied to an 11-1 lead before play was called in the fourth inning.


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Festival of Christmas again comes to Bethel bringing with it the festive spirit and glad tidings of
the yule season. The 200 voice festival choir composed of the three choral groups combine with the college
band, art, and speech departments to present this dramatic portrayal.
Volume XLI—No. 10
Bethel College and Seminary, St. Paul, Minn. Thursday, December 1, 1966
Collegiate 'Who's Who' Publication
Dr. 0. Hobart Mowrer presents to the college the "Crisis in
Psychiatry and Religion."
Festival Proclaims God's Glory
Artistic, Musical Settings
Portray Christmas Story
Bethel's tenth annual Festival of
Christmas will fill the fieldhouse-auditorium
four times during the
weekend with on-campus and com-munity
audiences of 1700 for each
performance. The special presen-tations
will be given Friday and
Saturday at 8 p.m. and Sunday at
3 p.m. and 9 p.m.
Theme for this year's program is
"Glory to God" which will be car-ried
through three sections (the
Prophecy, the Birth, the Rejoicing)
by the combined efforts of the art
and music departments.
As musicians thirty percent of
the student body will be per-forming
in the program in the
200-voice Festival Choir and the
60-member College Band. Each
of the individual choral organi-zations,
the College Choir, Male
Chorus, and Women's Choir, who
together with others interested
make up the Festival Choir, will
also perform selections separ-ately.
As the choirs form en masse in
the front of the auditorium, they
will sing before a mural backdrop
produced by the art department
under the leadership of Mr. Eu-gene
Johnson. The design will por-tray
the Nativity of Christ in orig-inal
bright-colored scenes with
special colored lighting effects en-hancing
the portrayal.
Added to the music and art
forms in depicting the eternal
glory of Christmas will be Scrip-tural
narration, handled this year
by Mr. Elliott Donnels, Assistant
Professor of Education. The narra-tion
will be used to unite the var-ious
Bandsmen will open the pro-gram
with a prelude portion in-cluding
three arrangement
"Carols for Christmas" by
Grundman, a "Christmas Suite"
of familiar Christmas music by
Walters, and Bingham's "Volun-tary."
In the prologue portion
Mr. Donnels will open with a call
to worship, following which an-tiphonal
choirs will echo through
the auditorium with verses of
Dr. 0. Hobart Mowrer, an ac-knowledged
crusader for reform
in the field of psychology, pres-sented
a stimulating, yet disturb-ing
report to the campus commu-nity
in his convocation address
the Swedish nativity hymn "All
Hail to Thee 0 Blessed Morn" by
Nicolai. Then the entire group of
singers will process to the plat-form
singing "Angels, from the
Realms of Glory." Before the in-vocation,
the congre-audience
will join in singing "Silent
As in the processional, the
theme of Christmas glory pervades
all the music of the program. An-thems
ranging from the Renais-sance
selection "Glory" by Hassler
to the contemporary German-Min-nesotan
Gerhard Track's "Gloria"
are programmed with this theme
in mind.
The massed choir will sing five
numbers, including the two men-tioned
above and Averre's "Did
Mary Know?", Praetorius' "To Us
Is Born Immanuel," and Jolley's
"Gloria in Excelsis." Also featured
in the main part of the program
will be a fifteen-member brass en-semble
from the Band.
The mixed voices of the Col-lege
Choir will join in three spe-cial
selections, "0 Day of Great-est
Joy," by Eccard, "The Carol
of the Birds," arranged by Shaw-
Parker, and Kirkpatrick-Fisch-er's
"Away in a Manger," which
will be done by a small ensemble
from the choir. The Women's
Choir and Male Chorus will each
sing two numbers, the women
"Within A Lowly Stable" by
Morgan and "Sing Ye Praise to
the Newborn King" by Litten
and the men "Glory to God in
the Highest" by Whitford and
"Infant Jesus" by Cassler.
Members of the music faculty
who will combine to bring the mu-sical
part of the presentation to
its apex are Mr. Julius Whitinger,
Dr. Robert Berglund, Dr. Gordon
Howell, Mr. Oliver Mogck, Mr. C.
Howard Smith, and Mr. C. Edward
In addition to the performing
students, about twenty other young
Bethelites will handle technical
during the chapel period Tuesday.
Dr. Mowrer, an avowed anti-
Fruedian, stated that w e stand
deep in trouble today in regard
to our approach to mental health
with the theory and techniques
The final list of nominees to
"Who's Who Among Students in
American Universities and Col-leges"
from Bethel College was an-nounced
recently. The list includes
seven juniors and fourteen seniors.
Selection of nominees was con-ducted
by campus committees in-volving
participation. Consideration
was given to the student's scholar-ship,
his leadership and coopera-that
have been and today are used
for treatment. We have, in fact,
been believing a myth with the
result that much treatment has
been driving neurotics away from
the normal.
Dr. Mowrer began his address
by discussing the historical tra-ditions
in psychiatry, beginning
actually with the early Christian
church. The early church, said
Mowrer, was basically a small
groups movement in which dis-turbed,
"neurotic" individuals
could find their "salvation" in
this world through exomologe-sis,
or open confession, and then
through the required restitution
o r penance for their "sins."
Therefore, lost, wayward, neu-rotic
persons could be restored
to community.
This sound therapeutic technique
which, according to Mowrer, form-ed
the strength and vitality of the
early church was gradually lost.
The acceptance of Constantine's
offer to make Christianity the state
religion in Mowrer's opinion was
a gross error, for then Christiani-ty
had to attract the multitudes.
It lost its small group appeal and
cont'd on page 3
tion in educational and extracurri-cular
activities, his general citizen-ship,
and his promise of future
There is no competition among
the various institutions submit-ting
nominations, as their cur-ricula
and extracurricular pro-grams
differ too greatly to per-mit
accurate comparison.
Each institution participating is
assigned a separate quota large
enough to give a well-rounded rep-resentation
of the student body,
small enough to confine nomina-tions
to an exceptional group of
students and based upon curricular
Recognition in "Who's Who" is
designed as 1) a goal to inspire
greater effort in those who may not
otherwise perform to the best of
their ability, 2) a reminder that
District secretaries throughout
the Baptist General Conference
will converge upon Bethel Semin-ary
Friday for a District Workers
Day to acquaint the seminarians
with the problems and challenges
of serving the twentieth century
church. Seminary classes will be
cancelled for the entire day.
The program of the day will be
highlighted by several major
events, beginning with reports
from the districts sharing particu-lar
needs and opportunities. The
student body will be addressed in
the morning chapel session by Rev.
Truman Halvorsen, Executive Sec-retary
of the Middle East District.
The students and district men
will have opportunity to interact
time must be used intelligently to
bring the best results from one's
college experience, 3) a means of
comparison for outstanding effort
and achievement, and 4) a stan-dard
of measurement for students
comparable to other recognized
scholastic and service organiza-tions.
Those recognized from Bethel
include seniors Jim Brand, Tom
Corneil, Cabot Dow, Gail Erick-son,
Kathie Fjeldheim, John Hal-vorsen,
Kathie Harvie, Bernie
Johnson, LoAnn Liukonen, Teri
Mounce, Richard Olson, Connie
Oosterbaan, Barb Reed, and Dick
Junior nominees were Mel Fahs,
Jim Hammar, Paul V. Johnson,
Jonathan L. Larson, Dave Living-ston,
Linda Carol Olson, and Ron
in elective sessions discussing the
Problems of the Rural Church,
Establishing New Churches, Re-newal
in the Established Church,
Youth and Education Work in the
Districts, and the Challenge of the
Inner City. Students will act as
moderators for the sessions with
the district leaders as discussants.
A report and discussion of the
recent Berlin World Conference on
Evangelism with Dr. Gordon John-son,
Dr. Carl Lundquist, and Rev.
Gordon Anderson will occupy the
afternoon with a district worker
and faculty dinner followed by
conferences with seminary stu-dents
concluding the sessions.
Twenty-one Bethelites
Mowrer Challenges Freudian Theory
BGC District Workers Convene
With Seminary Students, Faculty
The convocation presentation of the film, "A Time for
Burning", Thursday, November 21, and the ensuing panel
discussion indelibly affected the thinking of the campus com-munity
with the primacy of the civil rights question.
Following the meeting, one felt almost as if he had just
left a revival service. One fellow even facetiously remarked,
"Man, I almost feel like I've been saved all over again." There
was an intense desire for dialogue and sense of purpose in at-tempting
to face the crucial issues of civil rights. There was
a sense of religious fervor to set right the injustices that
have been meted out to our black brothers. There was that
sense of immediacy pervading the convocation session. And
this is to be commended, For action to result, thinking must
be stimulated — right now!
However, the answer evolving from the panel discus-sion
of the issue following the film presentation was mildly
disturbing. The solution as it seemed to have been presented
was simply: "Get to know us. We don't bite." Great! But
that's too superficial. Where do I go from here?
How do I, a white American, twenty-one year old, middle
class, Baptist General Conference, evangelical, Protestant col-lege
student attending a small, religious, midwestern institution
which doesn't even have a single American Negro student
enrolled — how do I "get to know" my Negro brother in the
human race in that intimate sense which would transcend
racial boudaries and provide, we are told, a stimulus for an-swering
the civil rights question?
It has been our experience that Bethel students generally
lack confrontation with the problems mitigated by racial crisis.
We don't live with Negros as next-door-neighbors, we don't
worship with them in our churches, we don't invite them to
our social gatherings — they are in reality excluded from our
social, spiritual, and cultural strata.
For this reason we have to be told more than "get to
know us." We agree that that is necessary, but we ask the
more immediate question to our situation, "In practical
terms, how do I get to know you?" That is the answer we are
With our limited experience and comprehension of the
problem, we have to be shown the way. And I have a feeling
that in answering the "how" we find the pain, the agony, the
struggle, the crisis that is crucial to civil rights.
NOW I'VE GOT A Tes-r- HERE ,C3A949), CAN PASS.
Page 2 the CLARION Thursday, December 1, 1966
Letters to the Editor:
Immediacy of Civil Rights Student Views NSA Critics' Methods
A rouses SS tudd ent Int eres t
by John Sailhamer
The Middle East
For the past two years the VCLS
(Viet Cong-like Syrians) have ter-rorized
the Israeli border regions
under the guise of liberation much
like their V.C. counterparts have
done for the last 10 years.
This week Israel retaliated with
a USLR (United States-like repri-sal).
Sending 4,000 troops with
tanks, jets, and bombs into the
border town of Samu (pop. 4,000),
the Israelites scored a devastating
coup against the town's 8-man po-lice
force. The United States has
condemned the action as "inex-cusable"—
although they'll probab
ly forgive it.
Russia, France, the United
States and Great Britain have
signed a UN resolution to con-demn
the attack. "Praise any-body
you want, just pass the
Nationalism, Deutschland's Fran-kenstein,
has made a couple of
significant attempts to pull the Al-lied
stake from its heart:
a) The National Democratic
Party (NDP), a very-Nazi organiza-tion,
polled 8% of the Popular in
the State of Hesse. With eight
members in that state's parliament,
the party, using France's de Gaulle
as an example (Hitler still isn't too
popular), is anti-American, anti-foreign
occupation and anti-foreign
b) West Germany's Christian
Democratic Party and the Social
Democratic party have formed a
coalition government controlling
447 of the 496 votes. The new
Leader will be either Mayor
Willy Brandt or Georg Kiesinger.
As a result of the Minnesota
Nurses Association (MNA) decision
to force the Twin City Hospital
Association to meet its demands
($66 raise in monthly pay), 1,300
nurses submitted resignations in
local hospitals. Resignations are
effective December 26.
Along with butterflies, stamps
and baseball cards, the Kennedy
half-dollar is a nation-wide collec-tors
item usually, unlike the for-mer,
sought for economic aggran-dizement.
However, according to a
spokesman from the U.S. Trea-sury
Department, our quarter-weary
pockets may soon find
rest. Half-dollars are now be-ing
minted at record pace—in-ventories
have more than doub-led
in the last year—but where
are they?
"Once people realize that the
Kennedy halves will be the coin
of the realm for 25 years, the
hoarded coins will come out of
Senate Observer
by Leonard Sammons
One and one half hours of un-adulterated
boredom ended when
the Senate meeting was adjourned.
Whether is was post-vacation drag
and the recovering from a two-week
layoff or just from the work
of numerous accomplishments of
the past few weeks, one cannot
tell. But one must say that he is
glad that meetings are not as dead
very often.
The meeting was dominated by
reports. The first was given by
Bill Ledkins regarding the coffee
shop. It was proposed, among oth-er
things, to remove the partition
between the coffee shop and
lounge, reclaim Bargain Bob's stor-age
area, and make the lounge
area into smaller lounges.
The Senate discussed this and
approved a motion that these
suggestions be submitted to the
administration for approval. Dick
Schultz questioned if this idea
was the best possible and if a
better plan could be drawn.
Dave Anderson wanted it made
clear that the Student Association
was not committing itself to finan-cing
the operation which would
cost $700. Mr. Anderson rightly
felt that this burden should not
be borne by the Association. After
all, if the coffee shop makes more
profits, it will be to their good,
not the good of the students.
Tom Hulst, representing the
class of 1969, gave the Nik Dag
report. It appears your guess of
what will be scheduled for Nik
Dag is as good as his and that
isn't good at this late date. The
lack of plans reminiscent of 1965
when Paul V. Johnson gave the
Nik Dag report and Dick Schultz
then also was rightly highly criti-cal.
The difference between this
year and last is that this year
the report was made a week
earlier. Both times the Senate
received a report which was
useless. Something should be
done before next year to end
the Nik Dag chaos.
Radio station WBCS gave a re-port
this week concerning their
operation. Dick Schultz questioned
the report. When the motion to
approve the report was brought
up it was approved by voice vote.
Mr. Schultz asked for a division
of the house which showed how
close the vote had not been, with
10 in favor and 3 opposed.
The Senate ended its ritual
meeting in the fastest time in sev-eral
weeks, thus preventing this
observer of some sleep. Next week,
however, should be more interest-ing.
The Senate does not go two
weeks without doing something of
ing Avenue, a citadel of Christian-ity
in the Twin Cities, asking the
world to come and hear? Or is it
our duty to go into all the world?
There is a convent in the middle
of Hollywood. Few know of its ex-istence.
It is a few blocks from
the corner of Sunset and Vine.
When the sisters enter there, they
take a pledge of "complete devo-toin
to the Church and Christ."
They are shut off from the world.
NO ONE ever sees them. During
public services, they have their
own room to the side of the nave.
They are heard but not seen. A
curtain separates them. When re-lations
come to visit, there is a
veil down between them through
which neither can see. Only the
Mother Superior has contact with
the world, taking care of supplies,
etc. I feel I can safely say that
no one has has ever been won
to the Faith by seeing this convent
and, in it, Christ. No one comes
to ask for it.
I also dare say that if Bethel,
both as individuals and as a school,
refuses to associate with the
world, very few will be won to
Christ. People don't come and ask
for it. Does this mean we should
be in the NSA? I don't know. It
might be one of the things we
think about when our membership
is up for renewal next time. Con-sider
it for the here and now, too.
Remember Christ's last words,
according to Mark, we're to "...Go
into ALL THE WORLD and preach
the gospel to EVERY CREA-TURE."
(Mark 16:15) Is this Bethel
College and Seminary? or the
Bethel Cloistures — undergraduate
and advanced?
Bob Bryant
Class of '70
Dorms Sponsor
Open Visitation
Edgren, Bodien, and Hagstrom
dormitories will be open for the
perusal of visitors Sunday from
1:00 to 5:00 p.m. Refreshments will
be served in Edgren dormitory dur-ing
open house hours.
Edgren dormitory is also spon-soring
a door decorating contest
keeping in step with the yule tra-dition
and the open house. Prizes
will be awarded both to individual
winners, and to the wing with the
most festive atmosphere.
Individual prizes consist of a
permanent door citation, $7.00, and
a rotating trophy for first place,
$5.00 and a temporary citation for
second place, and $3.00 and a tem-porary
citation for third. The wing
prize will consist of an inscribed
plaque to be on display in the dor-mitory
Chosen as judges for the contest
are Dr. Wallace Anderson, Miss
Florence Oman, and one other yet
to be decided. Judging will he
from 1:30 to 2:30 p.m.
the CLARION
Published weekly during the academic year,
except during vacation and examination
periods, by the students of Bethel college
and seminary, St. Paul 1, Minn. Subscrip-tion
rate $3 per year.
Editor-in-chief John Halvorsen
Assistant Editor Jonathan P. Larson
News Editor Jeff Loomis
Feature Editor Nancy Johnson
Sports Editor Lynn Bergfalk
Photography George Saunders
Business Manager John Tegenfeldt
Advisor Wallace Nelson
Opinions expressed in the CLARION do not
necessarily reflect the position of the college
or seminary.
To the Editor,
These thoughts may be a "post
mortem," but I am writing out of
a personal conviction. As I lay
typing to sleep one night recently,
my mind centered on the subject
of the late NSA controversy, es-pecially
some of the emotion-charged
terms that were thrown
by the critics of the Senate's deci-sion,
i.e.: "ultra-leftist," "sewer of
people," "to (them) go none of our
thanks and all of our disgust," "see
the name of our school put into
the muck" (Clarion—"Senate Ob-server,"
Oct. 27, 1966). A number
of thoughts have crossed my mind
concerning the subject.
First, let me make it clear that
I am not biased one way or the
other. I am not well enough versed
on the organization to have a valid
opinion. I have heard arguments
on both sides and have friends on
both sides.
A few thoughts on the matter:
1) We as Christians are generally
opposed to "dirty" politics when
mud slinging is the chief defense,
and offense. Most of us were re-pulsed
by some of the tactics em-ployed
in the just-passed election,
and yet we let this sort of thing
go on at our own school.
2) Is the name of our school
(Beth-el: house of God) really dis-graced
by associating with this
group? I remind you that an active
member is Wheaton College. The
suggestion was made in this paper
that we use more scripture. O.K.:
here goes—Jesus ate with "publi-cans
and sinners"—people regard-ed
as traitors and untouchables.
His own disciples came from some
of the lowest echelons of society,
yet they turned the world upside
One of the most interesting stor-ies
of Scripture concerns the wo-man
at the well—an adultress and
one from the "sewer." The Apostle
Paul was a missionary to the Gen-tiles,
considered by the Jews as
the worst sort of "muck" of that
Yet, Paul himself said that we
cannot sup from Satan's cup and
from the Lord's. John wrote that
we cannot have fellowship with
light and darkness, for one will
absorb the other.
Just a few questions: When
Jesus prayed His only recorded
prayer to Gad (John 17), asking
that we be left in the world, yet,
like Him, be not of the world, is it
our duty to interpret this to mean
that we are to be utterly separated
from the world? We each have
to answer this for ourselves. Is
Bethel to be the Cloister of Snell-
Coffee Shop Reform Confronts Senate
You'll be surprised
when you claim the re-ward
. . . a pleasant
meal at the Arden Inn.
Come soon.
N. Snelling and Co. Rd. B. OPEN:
Sundays noon to 9 p.m. Daily 11 a.m.-
2 p.m., 5-9 p.m. Closed Mondays.
&Ilea-1419A Barl•t Niatelt
5501 Chicago Avenue South, Minneapolis
Sunday School 9:30 Morning Service 10:45
College CYF 8:30 p.m. Evening Service 7:00
Rev. Ellis Eklof, Jr., Pastor Roberta Yaxley, Dir. of Music
Thursday, December 1, 1966
the CLARION Page 3
Royal Cagemen Face MIAC Champs
In Saturday Contest With St. Thomas
A basketball team that many
have called the best in the 81-year
history of the College of St. Tho-mas
is back virtually intact for the
1966-67 season and plays Bethel
Saturday at 8:00 p.m.
"Everyone will be up for us this
year," said head coach Tom Feely,
"and the Minnesota Intercollegiate
Athletic Conference (MIAC) will
be a tougher one than we played
in last year."
Last season the Toms rolled
to a 16-0 MIAC record, the first
unbeaten conference champion
since the 16-game, round-robin
schedule went into effect in
1952-53. They finished the sea-son
24-4, taking the District 13
NAIA title, but losing in the
first round of the NAIA tourney
in Kansas City, Mo.
Nine lettermen are back, includ-ing
five of the six players who
comprised the nucleus of last sea-son's
squad. Back are guards Pat
Feely, Fred Korba and Nick La-pentti,
all seniors; center Dan
Hansard; and forward Mark Miller,
another senior.
The fast-breaking Tom offense
will again make maximum use of
both its speed at the guards and
height at center. Feely expects
most teams to draw their defenses
to stop Hansard, an all-conference
center who averaged 16.3 points a
game despite playing a dozen con-tests
with a cast on his hand. The
Tom coach is concocting some al-ternate
offenses to penalize this
Co-captain with Hansard is all-conference
guard Fred Korba,
who has shown no ill effects in
practice from a shoulder separa-tion
suffered in an October 8
football game. Nick Lapentti, the
indefatigable speedster from
Ecuador, is back, along with Pat
Feely, the coach's son. Feely is
used mainly to settle down the
Toms when their exciting, scram-bling
style threatens to become
anarchy on the court.
"We look good so far in prac-tice,"
commented Feely, "but we
need more work on meshing our
offense and smoothening out our
teamwork. Some work is necessary
on individual weaknesses, such as
To the editor:
"Thou Shalt Not Steal?"
Several of my cronies have cal-led
to my attention recently the
sickening reality that numerous
articles of theirs have been pil-fered
from them during the last
few weeks from Edgren Dormitory.
I am coming to the realization that
some Bethel students are respon-sible
for these underhanded, sinful
This problem is especially dear
to my heart because I, too, have
had various possessions stolen
from me since coming to Bethel
this fall. Three weeks ago I left
my room unoccupied and unlocked
for approximately two and one-half
minutes. As I returned to
my room I noticed the door was
open. When I looked into my clos-et
I discovered that four pairs of
my pants were gone.
After playing detective for two
weeks I finally found my long-lost
trousers. T h e last items stolen
from me were a box of Cold Power
soap and a $3.00 sweatshirt. The
money involved in these thefts is
virtually irrelevant. The principle
of the act is what ticks me off.
It is disgraceful to Bethel's
Christian reputation to have stu-dents
attending college here who
Thursday, Dec. 1-7:30, Senate
8:00, Music of J. S. Bach
Monday, Dec. 5-7:00, Student
3:00, Marriage of Figaro
Tuesday, Dec. 6-7:00, Tuesday
Evening Sacred Concert
Thursday, Dec. 8-7:30, Senate
Battery Service — Brake Work
Towing — Tire
Pure Oil Service
Proprietor Jerry 645-1325
Hansard's free-throwing." (Hansard
had a .470 free-throw percentage
last season, but his cast was a
Among the freshmen, Tom Hay-den,
a 64 forward from Moose
Lake, Minn., looks the most prom-ising.
Another first-year man likely
to suit up is 6-2 John Blum, a
former St. Thomas Academy for-ward.
insist on exhibiting such a low
standard of ethics. Perhaps we
should reexamine Christ's life and
compare His code of ethics with
ours. Do we have room for im-provement?
Gaylord Anderson
Trays Purchase
Advances Sport
"Traying" as translated from
Bethel jargon in to the English is
nearly synonymous with "sled-ding."
However, whereas no soph-isticated
collegian would be seen
with his Royal American Flier in
tow in pursuance of the latter
activity, he is so thoroughly charm-ed
by the ingenious primitiveness
of the former that unashamed en-joyment
of the winter snows is
freely possible.
A more precise definition of
"traying" is "the riding or carry-ing
on a tray" to which might be
added "over the snows" for Beth-el's
use. Tradition the sport has
already become at Bethel, and will
again this year be prodigiously
fostered by the Student Senate.
Actively lauding the Senate's
participation in its forthcoming
tray sale are several of its "sis-ter"
institutions. St. Catherine's
College, for instance, came prompt-ly
to our aid with an offer of a
possible 60 trays, St. Thomas with
an additional 25.
Tray sales will begin with the
first significant snow fall and con-tinue
until every pampered Cali-fornian
and Floridian has in his
possession this sure device for
complete appreciation of rugged
cont'd from page 1
Salvation thus became easy and
less effective. Confession was re-duced
not to open confession to
the small significant group, but
eventually became sealed confes-sion
to a single priest. Penance or
restitution became formality and
was corrupted by token indul-gences,
This process of sealing con-fession
was not opened by the
Reformation. In fact the Refor-mation
in Mowrer's opinion did
little to reform. It clossed con-fession
completely, removing ev-en
the token of it that existed.
The individual was told to take
his "sins" directly to God in
silent prayer. Confession became
a confession of faith and not of
sins. And this was unfortunate.
Therefore, the whole problem of
mental illness fell to the medical
profession by default, where it
actually did not belong. The
church failed to deal with the
problem and lost out according
to Mowrer.
When the problem was placed
in the hands of medical men, their
natural reaction was to treat it
as illness, attempting to find or-ganic
bases and cures, completely
ignoring the concept of evil. They
removed any fault from the indi-vidual.
He was "ill", and really,
this might happen to anyone.
Mowrer then proceded into an
explanation of three basic revo-lutions
in psychiatry. The first
was that which removed the
curse of anathema upon the
mentally disturbed, the second,
the basic upheaval caused by
Sigmund Freud and his subse-quent
followers, and the third,
one which we are presently en-gaged
This has taken several forms.
One branch seeks to find the an-swer
for the psychological prob-lems
of mankind through the use
of drugs, particularly those of the
psychedelic variety.
The second, and more significant
trend, championed by Mowrer, is
the trend for return to community
—the basic structure and strength
of the early church emphasizing
small groups, open confession for
"sins" and active restitution. It
emphasizes, according to Mowrer,
morality and a return to t h
"square" which was blamed by
Freud as the cause of disturbance.
Mowrer continued to empha-size
throughout the convocation
session that the hope for the
future in mental health was to
be found in a return to the type
of the early church.
He went on to produce signifi-cant
emperical evidence to give
weight to his hypothesis. Accord-ing
to Freud's theory, the continu-um
of abnormality extended from
the sociopath to the normal to the
Treatment was therefore direct-ed
toward lowering the oversocial-ization
of the neurotic toward the
normal. The neurotic was then too
moral, too good. This is the basic
assumption of psychoanalytic the-ory.
However, Mowrer stated that
this is a myth which we have
been duped into believing. The
studies that were cited gave suf-ficient
evidence that the con-tinuum
actually extends from so-ciopaths
to neurotics to the nor-mal.
Psychoanalytic therapy has
therefore been making socio-paths
out of neurotics by lower-ing
their degrees of socializa-toin!
Dr. Mowrer concluded his state-ments
with the admonition that
psychopathology is basically due to
ignorance and moral failure and
that the cure must be both edu-cational
and ethical in nature. And
the church must lead the way by
attempting through "integrity the-oraphy"
to return the individual to
morality and to the early church
sense of community psychological-ly
and spiritually.
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by Lynn Bergfalk
Although the Royals dropped their opener 84 to 81, pros-pects
are high for an exciting and successful cage season.
With no "soft touches" on the schedule, every victory will be
well deserved and every game filled with action.
The team will be looking for their initial win tonight
against a strong River Falls quintet, and this Saturday's game
with St. Thomas's defending MIAC champs promises to be one
of the year's toughest. Next week Bethelites who were home
for Thanksgiving vacation will get their first look at the squad
as they entertain Buena Vista Monday and Hamline Thursday.
So why not take a few hours off from the studies to
support the team? A partisan crowd can influence the out-come
of a basketball game more so than any other sport.
This is especially true when the fans are right on top of
the floor as they are in our fieldhouse. With their rough
schedule the cagers will appreciate and need strong support
from the student body. * * *
Dave Cox, head baseball coach for three years and foot-ball
mentor for two, will be leaving Bethel next week to con-tinue
his master's work at Colorado State College, in Greely,
Colorado. Coach Cox is an alumnus of Bethel, and played foot-ball
and baseball for the Royals while he was a student here.
As a coach his gridders compiled a 1965 mark of 3-4-1
in a rebuilding year. This past fall the squad, hurt by the
loss of several key players early in the season, logged a 3-5
record of 44-21 in the won-lost column, including an im-pressive
18-6 record in 1964. They have been conference
champs both years.
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720 13th Avenue South — Minneapolis
Morning Worship 10:50 Evening Service 7:00
Sunday School 9:45 College Coffee House
and Singspiration 8;15 p.m.
Robert Featherstone, Pastor Gary Smalley, Youth Director
Charlotte Ransom, Christian Education
Transportation from Bodien at 9;15 a.m.
Evening Transportation Provided
We Fill Your Doctor's Prescription
Large Selection of Frames
Contact Lens Service
Two Locations
719 Nicollet Ave. 27 West 4th St.
Mpls., Tel. 332-5681 St. Paul, Tel. 224-5212
(across from Dayton's) (Lowry Med. Arts Bldg.)
* * * *
Hockey and wrestling will join basketball on the sports
calendar to provide a full weekend of activity for Bethel fans.
The grapplers have a quadrangular meet at Augsburg, while
the icemen open their season with Hamline at Aldrich Arena.
Medway Norist
Flowers for all occasions
our specialty
1875 W. Larpenteur Ave.
Bethel Royals in white, from left, Edgar Peterman, Tom Hagen,
Ron Pederson, and Dake Bjorklund prepare for battle as that elusive
sphere descends into the pack.
Page 4 the CLARION
by Jerry Loomis
Saturday, November 19, the
NAIA District 13 Cross Country
Championship was held at the
Como Park golf course. In compari-son
to last week, conditions were
somewhat better. Although the
temperature was around freezing,
at least there was no snow on the
ground. Despite the cold condi-tions,
quite a few runners ran
very well.
Just as he did the previous
week, Van Nelson of St. Cloud
came through with a dazzling per-formance.
In fact, he took two
minutes off the old district record
which he set in 1964. That year he
covered the 4.15 mile course in
23:20. But this year he recorded a
time of 21:27!
And this was not all. Not only
did Van break his old record,
but five others did, too. How-
The Bethel College basketball
Royals Saturday fell victim to a
second half slump as they dropped
their opening season game to
Jamestown State College of James-town,
North Dakota, 84-81, on the
Royals' home court.
Picking off 13 bad passes, Bethel
opened a 50-37 lead at half time.
Dave Bjorklund had a 19 point
first half and finished with 37, his
personal career high at Bethel.
Big 6'6" Ron Pederson is still
recovering from his football
bruises and was held to 13 points
and 17 rebounds. The real story
of the game, however, is to be
found in the personal foul de-partment.
The Royals commited 27 per-sonal
fouls, giving 36 free throws
and 22 points to the opposition.
The North Dakotans, on the other
hand, were only called for 15 mis-cues.
Three Bethel players fouled out
of the game—Dick Robertson, for-ward,
Tom Hagen, center, and
Dave Livingston, forward. In addi-tion,
Ron Pederson gathered four
fouls as did guard Dave Bjorklund.
The Royals' rebounding
strength was greatly diminished
Thursday, December 1, 1966
ever, the second place finisher
was 1:03 behind Johnson.
This gave Clint Chamberlain of
Moorhead a time of 22:30. Third
was Bruce Johnson of St. Cloud at
22:51, fourth was Jim Syardahl of
Macalester at 22:54, fifth was Jeff
Rennneberg of St. Cloud at 23:06,
and sixth and the last man to
break the old record was Jerry
Dirkes of St. Cloud at 23:14.
The teams that participated in
the championship were Bethel,
Macalester, Winona, and St. Cloud.
In addition to these teams, there
were three participants from
Bemidji, one from Moorhead, and
two from Hamline.
As far as team standings went,
the Royals did not do well. The
St. Cloud harriers won the
championship with a total of 28
points. In taking second place,
, Macalester scored 33 points. Fin-ishing
in third place was Winona
in the closing quarter with a
number of these key players out
of the game or in foul trouble.
Reserve center, Tim Weko, was
a pleasant surprise, however,
showing good potential under
the offensive bucket.
Jamestown earlier beat Nor-thern
Montana of Havre and
split two games with Rocky Moun-tain
College of Great Falls, Mon-tana.
This added experience show-ed
in the ability of Jamestown to
make clutch baskets in the third
quarter, while the Royals, playing
with all their fouls and lack of ac-tual
game experience, missed easy
Hamline and Hoyt Mi 6-9272
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2057 N. Snelling (Across
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with a score of 73 points. The
Bethel harriers came in last with
a total of 103 points.
Rich Swanson was the first run-ner
to finish for Bethel. In taking
nineteenth place, Swanson covered
the 4.15 distance in 25:39. Steve
Johnson took twenty-first with a
time of 25:59.
Dave Moulton was twenty-fourth
at 26:20, and Steve Roe finished
the course in 27:02 for twenty-sixth
place. The last two runners
to finish for Bethel were Dave
Haring and Ken Minnis.
This was the final meet of the
1966 season for the Bethel Col-lege
cross country team. This
year the harriers had their ups
and downs, as they met some
very stiff competition. The
team's overall record was six
wins and eleven losses.
Because this year's team was
composed primarily of freshmen,
the experience of the year could
lead to an improved 1967 season.
At - the cross country dinner held
November 19, Steve Johnson was
awarded the trophy for the most
valuable player. The most improv-ed
award was given to Dave Moul-ton.
Steve Roe was named the
honorary captain for the 1966
Royal Pucksters
Confront Pipers
Fast action will be the theme at
Aldrich Arena Fridday at 7:00 p.m.
when the Bethel hockey team will
do battle with Hamline University.
The team, with new coach Bob
Eimaheiser, has had several work-outs
during the wee hours of the
morning during the past two weeks.
"We have a long way to go" is a
prevalent comment but enthusiasm
and desire are at a peak.
Coach Eimaheiser is past coach
of Ramsey High School who is now
teaching at Ramsey and coaching
there in the role of an assistant
Following the Bethel-Hamline
game at Aldrich, two other MIAC
games are scheduled.
layups and pressed too hard on
At a different time and under
different conditions, the outcome
of the game could have easily been
Bjorklund, Dave 15 7 3 3 37
Pederson, Ron 5 3 17 4 13
Hagen, Tom 2 0 6 5 4
Robertson, Dick 5 I 2 5 II
Peterman, Edgar 3 2 3 1 8
Weko, Tim 3 0 2 2 6
Bjorklund, John I 0 0 I 2
Dow, Cabot 0 0 0 0 0
Livingston, Dave 0 0 4 5 0
34 13 37 26 81
Royal Runners Break Century Mark;
NAIA District Meet Is Season Finale
Bjorklund Buckets 37 In Bethel Defeat;
Royal Fouls Fly Jamestown To Victory
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Student Discount
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1548 W. Larpenteur Ave—Ph. 646-4114—Next to Falcon Heights State Bank
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text:
(And booze, because of course.)
Wednesday, December 25, 1991
This was our first holiday together after I figuratively walked to the edge of the cliff and jumped off by telling my tugboat man I loved him the first time we shared a cup of coffee.
I was positive he was going to break up with me.
My ten-year-old son was with his dad for the day.
My tugboat man and I went to the gym in the morning for a little holiday workout before they closed at noon. The house was freezing when we got home. I remember going to the thermostat to turn on our central heating. It's rare that we need the heat on continuously here in SoCal; we use it briefly to take the chill out of the air.
It was (like it still is) a sad home when my son's not here.
On the way home from the gym we stopped at a liquor store and bought a small bottle of Jagermeister and a bottle of Rumpelmintz.
I was in the bathroom when I heard him. He very quietly said, "Rosebud, will you come into the family room? We need to talk."
Oh NO, NOT the dreaded we need to talk. This did not sound good. Not good at all.
That's breakup speak, I just knew it. But on Christmas DAY??? Who would do that? I know we had kind of fast tracked our relationship after that first cup of coffee–he even had been introduced to my son during a work-related event or two and things were moving along great-or so I thought. Maybe things were moving too fast and he was getting cold feet. All kinds of doomsday scenarios were floating around in my head. All I knew for sure was that I didn't want to come out of the bathroom; I stayed there, heart pounding, tears welling up in my eyes. I looked at myself in the mirror.
Why today of all days? What did I do wrong?
I was still wearing my workout gear with an oversized plaid shirt. Nineties grunge, ya know?
At some point I steeled my nerves and came out of the bathroom to get it over with and figure out how to endure a breaking heart.
He was sitting at the small dining table we have in our family room where we eat informal meals. There were a couple of shot glasses filled with Rumplemintz (peppermint schnapps). He looked very serious. I mean, like he planned to deliver really bad news. He pulled out a chair and said, "Have a seat."
I said, "No. I don't want to."
Nice guy. He was going to get me drunk, break up with me, and run out the front door. This could be the worst day of my life. Seriously. He was going to do this before I could get a Christmas present from him? Seriously?
"Oh, come on. I need to tell you something. Come and sit down right here."
Oh. Shit.
I forced my sad little plaid covered self over to the chair and looked down. I looked anywhere but at HIM. I didn't want to see him for the very last time.
He wasn't saying anything. I could feel him looking at me. At that point, I was thinking to myself, oh hell–just get it over with already! I gotta get myself a gallon of ice cream and start on it asap.
Finally, he reached over, took my hand and said, " I need you to know that I love you."
WHAT? You set me up for a break up scenario and you were planning to tell me that you loved me? WTF?
I had anticipated the worst possible outcome. Instead, once again–he surprised me.
Crap. I can't go any further with this story! He just told me that I can't write the rest of what he said 'cos it's private–not for anyone to hear but me is what he said–but I can tell you it was lovely and sweet, and I'm so glad he's here now–home for Christmas–because I'm always reminded of that first year.
If you don't have to drive anywhere, try our special holiday tradition cocktail, the Reindeer: mix equal parts Jagermeister and Rumplemintz. Very potent!
Where did your most memorable "I love you" take place?


text:
posted by Jim Walsh at
Wednesday, February 28, 2007
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Organize personal family papers, clippings and photographs in this compact preservation kit. All materials are acid-free and preservation quality to ensure safe long-term protection. Each kit contains one acid and lignin-free document case and a selection of archival storage supplies specific to your needs. An instruction pamphlet describing basic requirements for paper or photographic preservation is also included.
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Fax: 800-947-8814


text:
Guna Yala
Stretching nearly 400km, Guna Yala – the autonomous comarca (territory) of the Guna people – takes in the narrow band of mainland Panama north of the Serranía de San Blas and the sweep of nearly four hundred tropical islands that is the Guna Yala Archipelago (often referred to as San Blas or Kuna Yala). Only about forty of the minute islands are inhabited; some strain to contain towns, while others are little more than sandbanks that a lone family has made their home. The administrative capital, El Porvenir, lies on a small, narrow island off the tip of the peninsula at the far western end of the comarca.
Changes in recent years, including a direct road from Panama City and mobile phone reception for many of the islands, have opened up travel in the region, while increasing pressure on the fragile environment and on traditional cultural values.
The Guna gradually made their way here over the centuries, migrating first from Colombia to the Darién region sometime in the sixteenth century. Abandoning that area after years of struggles with the Spanish and the Emberá tribe, they settled afresh along the coast and on the islands in the nineteenth century, but it took what they call "the Tule Revolution" in 1925 to have the territory recognized as theirs alone. To this day, no non-Guna may live in the comarca; it's a privilege just to enter it and an even greater one to hop among the islands, soaking up their beauty, and to spend the night in the community, perhaps sleeping in the same room as a Guna family. Learning a little about their cultural heritage and observing the fascinating ins and outs of island life are excellent reasons to come here – even if you can't stand idyllic beaches.
You're most likely to base yourself on one of the tiny uninhabited islands in western Guna Yala – all of which are palm-topped and encircled by thin white-sand beaches. Accommodation options on each one offer day-trips, usually for a fee, to other picturesque, uninhabited islands. Good bets include the tiny Isla Perro (Achutupo – Dog Island); a cargo ship was wrecked in the shallows here in the 1940s, making for great snorkelling. Snorkels can be rented on the beach. Isla de las Estrellas, its shallows dotted with its namesake starfish – is also popular.
The Cayos Holandéses, however, are generally considered to offer the most spectacular underwater scenery. Protected by an outer reef, they offer natural swimming pools showcasing an array of sponges and corals that attract rays, reef sharks and a plethora of rainbow-coloured fish. At the outer limit of the comarca, 30km from shore, they are inaccessible when the seas are rough (especially Dec–Feb) and the extra fuel needed to reach here means a day-trip here usually carries a hefty supplement.
Other excursions are sometimes made to an inhabited island, or to the mainland to visit a Guna cemetery or to go for a walk through the rainforest to a waterfall.
All of the islands are privately "owned" by the Guna, and when your hotel drops you off for an afternoon of sun-drenched laziness you will be approached for your payment of a visitor tax, usually US$2–5 – check with your guide beforehand, as it may be included in the price of the trip. When going on an excursion, be sure to bring water and something to do, whether it's a book, a pack of cards or snorkelling gear (though some islands do have snorkelling gear for rent).
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text:
Feb. 21, 2005
SANTA CLARA, Calif. - The Santa Clara University men's tennis team defeated UC Santa Barbara 5-2 this afternoon at the Degheri Center to improve its season mark to 4-4. The Gauchos fall to 2-8 on the season.
Singles was played first, due to forecasted inclement weather. UCSB went up 2-0 with wins by Alex Anselme and Leo Basica at No. 1 and 6 singles, respectively. The Broncos countered, with wins by Bobby Rasmussen and Jan Macek on the fifth and second courts.
The final two singles contests extended into third sets, where Eric Kochanski shut out Elad Stern in the final frame to win on court four. Kochanski was down match point in the second-set tie-breaker, but hit an off-balanced cup volley winner to save match point, taking momentum from that point into a set-winner on the next serve.
"It was great for us to bounce back after Saturday," head coach George Husack said. "It was also very nice to play outdoors, although conditions were brutal with heavy winds and the threat of rain. I think we started out our day slow emotionally, but found a way to battle back from an 0-2 deficit. Bobby had lost to Dalskov in the fall at our Bronco Classic, so that was a big win for him today, getting us on board and starting the comeback."
Santa Clara will play its next three matches on the road, visiting Fresno next weekend for contests against the host Bulldogs, as well as Rice University. The Broncos will also play at San Francisco on March 2 prior to returning home to the Degheri Center to open a three-match homestand against Hawaii on March 4.
1. Bedilion/Macek (SCU) def. Brotman/d'Argence (UCSB) 8-2
2. Anselme/Dalskov (UCSB) def. Zepponi/Kochanski (SCU) 8-5
3. Ben Hidalgo /Rasmussen (SCU) def. Stern/Basica (UCSB) 8-6
1. Alex Anselme (UCSB) def. Taylor Bedilion (SCU) 6-4, 6-3
2. Jan Macek (SCU) def. Ivan d'Argence (UCSB) 7-6 (3), 6-4
3. Francisco Zepponi (SCU) vs. Nick Brotman (UCSB) 7-6 (4), 2-6, 6-3
4. Eric Kochanski (SCU) vs. Elad Stern (UCSB) 4-6, 7-6 (6), 6-0
5. Bobby Rasmussen (SCU) def. Anders Dalskov (UCSB) 7-5, 6-4
6. Leo Basica (UCSB) def. Tyler Wilson (SCU) 6-3, 6-1


text:
but he almost certainly did differentiate between John Roberts and Samuel Alito, suggesting that the latter might be too conservative. He did so at a meeting with conservative lawyers in April 2007. Robert Novak writes:
I talked to two lawyers who were present whom I have known for years and who have never misled me. One is neutral in the presidential race, and the other recently endorsed Mitt Romney. Both said they were not Fund's source, and neither knew I was talking to the other. They gave me nearly identical accounts, as follows:
"Wouldn't it be great if you get a chance to name somebody like Roberts and Alito?" one lawyer commented. McCain replied, "Well, certainly Roberts." Jaws were described as dropping. My sources cannot remember exactly what McCain said next, but their recollection is that he described Alito as too conservative.
This, then, is the consistent recollection of a number of sources who were at the meeting.
It's no accident that while Giuliani, Thompson, and (to a lesser extent until recently) Romney built up impressive rosters of conservative lawyers who backed them, McCain came up largely empty.
UPDATE: This piece by Wendy Long helped me see a connection between the Alito flap and my prior post about how McCain makes decisions. How did McCain decide that Roberts was fine but Alito might be too conservative? I doubt that he read their opinions which, in any case, would not support that conclusion.
More likely, he picked up this view because it was "in the air" — in the Senate, probably on the pages of the New York Times and the Washington Post, etc. But how did this view get into the air? Because, as Long points out, liberals cooked it up in order to bring Alito down. They had already tried to pin the "too conservative" label on Roberts but that failed mostly because Roberts did so well at his hearing. This put the burden on liberals to portray Alito as "worse" than Roberts. Not many Republicans bought this, but evidently McCain did.
To comment on this post, go here.


text:
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text:
Last Tuesday's record-breaking hot weather forced many Mission residents to find their own way to deal with the heat, whether it was ironically complaining about how hot it was despite complaining about how cold it was the previous week, or seeking refuge in Dolores Park only to have the party broken up by police.
A few enterprising residents instead decided to take matters into their own hands and held their own Crooklyn-style water party courtesy of a neighborhood fire hydrant. Luckily, our pal Elizabeth was on the scene and managed to capture the fun! Why couldn't the hipsters think of this?
(Thanks Elizabeth!)


text:
Call 1-800-405-6682 to get started!
A VA Approved Lender. Not Available in Nevada
Not affiliated, endorsed or sponsored by a government agency.
Mortgage Research Center — NMLS #1907
Equal Opportunity Lender
The following are answers to common questions on the VA Loan and homebuying process. Choose from list below to find the answers relevant to your questions. If you don't see your specific question, contact a Home Loan Specialist online, or call our office at 800-405-6682.
Please use the links below to find out more about general VA Loan policies and the Department of Veterans Affairs.
VA Loans have many benefits not offered by conventional loans, especially for first-time homebuyers with little or no money for a down payment. Unlike conventional loans, VA Home Loans do not have private mortgage insurance requirements. Additionally, VA Loans usually have more competitive rates than conventional loans and are not subject to the amount of closing costs associated with conventional loans. Additionally, there are certain fees that VA mortgage borrowers cannot be charged. VA Home Loans also give you the ability to refinance to a lower rate without having to re-qualify for the loan, a process known as a VA Streamline Refinance, or IRRRL. Getting started on your VA Loan is easy; simply contact a Home Loan Specialist now!
This means the VA guarantees the loan to the lender in case of default. The lender is the one who actually loans the money. It does not mean that you are guaranteed a loan; you still have to qualify for it based on credit and income standards set by both the VA and the lender.
Your entitlement is the amount that the VA will guarantee for your loan with the lender. $36,000 is the maximum entitlement and with this entitlement the VA will guarantee a home loan up to the county loan limit, which is $453,100 in most areas, but can be higher in some high cost counties.
No, the VA does not offer any interest only programs at this time. On all VA Loans you pay back to the principal of the loan and gain equity with every payment.
No, the VA does not offer stated or no-document programs. All loans through the VA require full documentation.
No, at this time the VA does not guarantee HELOCS. The VA will allow you to cash out on your existing property with a cash-out refinance.
The VA does not currently offer farm loans or business loans. However, you can buy a home with some acreage without a problem (so long as it's not considered an income producing property), as long as there are other comparable properties that have recently been sold in the area.
Your VA mortgage will be through a private lender. The VA doesn't give the loan itself; it guarantees the loans that lenders issue. All lenders have to follow the same guidelines of approvals in order to get the loan guaranteed by the VA. The VA guarantee allows them to offer this special program to those that served or are serving. Lenders may then have additional guidelines on top of those established by the VA in order to approve your loan.
No, the VA guarantees the lender on the loan. There is no third-party mortgage insurance required with a VA Loan.
In certain situations this is possible. In a purchase transaction if the improvements make the home more energy efficient you can request an energy efficient mortgage (EEM) which can allow you to finance up to an additional $6,000 on your mortgage. If you want to refinance a current mortgage you can pursue a cash-out refinance which would allow you to take out additional funds for certain allowable reasons such as home improvements. Otherwise, if you are pursuing a purchase and just want to take out additional cash for non-energy efficient improvements, you will not be able to do so with a VA home loan.
Qualification is based on many factors. Assuming your credit is sufficient to qualify, your income will be examined. Normally, with good credit, your debt-to-income ratio (what you earn a month versus what you pay out per month, including your new house payment) cannot exceed 41%. To calculate your debt-to-income ratio, divide your monthly debt obligations by your total monthly earnings and multiply the result by 100. The best way to find out your exact debt-to-income ratio is to call a Home Loan Specialist and have him or her crunch the numbers for you.
This is allowed, but the guidelines are very strict. The second loan has to be equal to or better than what you would get with one large VA Loan. The rates on second loans are nearly always higher and, therefore, would not fit guidelines. Also, many lenders will not allow a second loan behind the VA Loan during a purchase.
If your home will cost more than $453,100 and it's not in a high cost county, one option is to put enough money down to close the gap between the purchase price and the $453,100 loan limit. If a VA Loan is not right for you, we can assist you in choosing an alternative mortgage solution.
No, you can get pre-approved before you even start looking for a property. By getting pre-approved prior to entering into contract on a home you can ensure that you are contracting on a home that you can afford.
Most of the time, the realtor will want your pre-approval letter to show that you have been pre-approved for a home loan and for how much. This is a better bargaining chip with the seller because it shows you are a serious buyer and have already pursued financing.
Many factors go into the timing of the process. To be safe, you should allow at least 30 days from contract to closing. However, it is possible to close much sooner depending on the circumstances. With the help of our Home Loan Specialists, the process is quick and easy!
You can get pre-qualified at any time for your VA mortgage, even without a property or house in mind. Many times this is the best way to go because it allows you to look for a new home with the knowledge of how much you can afford. Additionally, you will be able to foresee any potential problems before you have a contract.
Many local banks and credit unions are not approved to issue VA Loans or may only close a few each year. This lack of comfort in the familiar can often be what guides this opinion. If your local bank is discouraging you from choosing a VA Loan, make sure it has the ability to issue VA Loans. For a majority of Veteran homebuyers, a VA Loan is the best option due to the fact that no down payment is required.
You should allow at least 10 minutes to get through your Home Loan Specialists questions and then additional time to cover any questions you may have, although it may not take that long. If you have to stop in the middle of the application, just call your Home Loan Specialist back when you have sufficient time, and you can complete it then. To get started on your application now, contact a Home Loan Specialist.
No, you are not obligated to anything until the day of closing when you sign the documents and take the key.
It can take less than an hour for a Home Loan Specialist to get you pre-qualified for your VA Loan. Your Home Loan Specialist will ask you some questions, check your credit, and calculate your debt-to-income ratio (what you pay out per month vs. your monthly income). Once you are pre-qualified you move on to the pre-approval process. During this step your Home Loan Specialist will send you some paperwork to complete and return and also request some supporting documentation such as copies of your paystubs, bank statements, W-2s and identification. Once your Home Loan Specialist receives this information he can review all your documentation, update your information and, assuming everything looks good, he/she can then issue your pre-approval. Often times the process from your first phone call to pre-approval can take less than a week. It will mainly be dependent on how proactive you are in sending back your paperwork.
We recommend getting pre-approved as early as possible once you start looking into buying a home. The pre-approval lets you know you are qualified for a loan and gives you plenty of time to settle any disputes found on your credit report and anything else that could hold up the process. The earlier you complete these tasks, the smoother the process will be once you find a home.
Being pre-qualified means you are qualified based on the information you presented on your application over the phone. Being pre-approved means you are approved based on supporting documentation, such as pay stubs, W2s, and bank statements.
You will need to know both personal and financial information. You will be asked detailed questions and will possibly need to provide employment history for two years, current income including pay, commissions or bonuses, alimony or child support that you would like to be considered, dividends, asset information, and personal information such as your Social Security number, birthday, current address, and address history for the past 2 years.
A statement of service is a letter from your commanding officer stating how long you have been in the service and what your status is. It is often required for underwriting purposes for active duty applicants.
Yes, your information is secure and confidential. It is not shared with any parties that are not involved in your specific loan and the closing process.
No, we are a one-stop VA lender. We approve you and go through the entire process with you, from the application to closing.
Once your loan is in process, you will still be in contact with you Home Loan Specialist up until the day of closing. He or she will be your primary contact through the entire process.
That depends on your income, assets, and credit history. Normally, your Home Loan Specialist will let you know the maximum he can pre-approve you for based on your debt-to-income ratio. If you find a home just out of that pre-approval amount, call your Home Loan Specialist immediately and he or she can tell you on the phone whether or not you will be approved for the higher amount. Generally he will want specifics on the home such as the property taxes and estimates for home owners insurance, to ensure you don't make an offer on a home for which you can't actually qualify.
There will be very little effect. You can choose to use your Certificate of Eligibility or your spouse's or a portion of both of them and it will have no impact on the details of the loan. One benefit of having an eligible partner is that you can avoid the increased funding fee for subsequent VA Loans. For your next home purchase you could use your spouse's eligibility and not have to pay the increased fee.
You will still be eligible, but you must have remaining entitlement to take out a new VA Home LoanA Home Loan Specialist can help you run the math to determine if you have any first tier or second tier entitlement remaining and if so how much. From there he can give you a price range to stay within to avoid having to make a down payment.
You can absolutely purchase a foreclosed property. These transactions often take longer as they require lender approval on the seller's side of the transaction. It will also be important to select a property that appears move-in ready and structurally sound as foreclosure sellers are less willing to make repairs than others.
Equity is the amount of value a homeowner has in their property. You can calculate your equity by subtracting any liens or debts against your home from what your home is worth.
A discount point is a percentage of the loan amount you will pay to buy your interest rate lower. You can buy to a lower rate with discount points, which can sometimes save you money over the life of the loan.
A child care letter is a letter required on a VA Loan if the borrower has children under the age of 13. A VA Loan requires that childcare expenses are counted as liabilities for qualification purposes. The letter just states what if any child care costs you occur on a monthly basis, and if none are incurred the reason.
Title insurance is insurance you obtain through the title company to protect you from any liens that may be found after closing. The title company or title attorney will do a thorough check to make sure that doesn't happen. In the off chance a lien is found, you are covered.
If you have questions, or if you want to determine if a Veteran Home Loan is actually the best financial decision for you, you may get advice from a Home Loan Specialist online or call 800-405-6682.