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Many existing financial literacy programs are designed to teach individuals and families how to manage credit, loans and spending; increase savings; and budget and reduce debt. Although these form a good foundation for building financial literacy, they miss one of the greatest factors affecting Americans' personal finances and retirement planning today: health care.
Given the evolving health care environment in the United States, health care education and planning should be a key consideration in personal finance and financial literacy efforts.
I believe that more comprehensive employer-based financial literacy programs are critical to improving retirement readiness in America. The financial services industry has a responsibility to educate its communities and the employers it serves, and we must do so to improve employee outcomes. It is simply not enough to tell people to save more or spend less; we need to empower them to become self-advocates.
Financial literacy is also good for business, since poor employee decision-making is having a growing impact on corporations' bottom lines, decreasing productivity and increasing absenteeism. An Integrated Benefits Institute study in September 2012 indicated that poor health has cost the economy an estimated $576 billion, with $227 billion of that as a result of lost productivity. Studies like these have shown that financial worry is one of the most common predictors of workplace absence.
Employers need to understand that employees may be unable to retire due to a serious lack of savings and inability to afford today's health care costs. The Employee Benefit Research Institute reported recently that a 65-year-old couple with median drug expenses would need approximately $166,000 in savings to have a 50 percent chance of meeting medical expenses throughout retirement and roughly $287,000 to have a 90 percent chance. From an employer's perspective, employees who delay retirement could add to overall health plan costs.
To offer some perspective, nearly 80 percent of baby boomers have cited uncovered health care expenses as their "top concern" in retirement. Yet studies show that only about 12 percent of workers have a financial plan for retirement that even considers health care. This is where I encourage employers to fill a significant gap.
How are employers supposed to educate employees on health care costs as a new retirement risk? First, they need to understand how to get back to the essentials of setting objectives. The first question should be: What is the goal of your benefits plans?
Rather than making reactive changes in health care plans, employers should proactively communicate the objective of a total employee benefits strategy. Setting objectives is a twofold task that includes identifying the corporate goals an employer hopes to achieve as well as employee behaviors that need to change. Ultimately, any plan design changes should further the benefits objectives. All members of the employer's benefits team-health brokers, retirement advisers, and human resources and service providers-should be working together toward a common goal.
Together, employers and their benefits teams should create a benefits-dollar allocation strategy that includes incentives to affect employee behaviors. Simple, actionable instruction on retirement and health benefits should be communicated consistently throughout the year. Annual open enrollment is simply not enough.
As the CEO of a local financial institution, I believe it is our responsibility to educate the community and the employers we serve on matters of personal finance, which now include health. We need to see the next generation of financial literacy as both opportunity and responsibility for employers.
The benefits of a more holistic approach to financial literacy are twofold: a population that is better prepared for future life events such as retirement and, ultimately, improved growth for our community.
Patrick Cunningham is CEO of Manning & Napier Inc.
6/14/13 (c) 2013 Rochester Business Journal. To obtain permission to reprint this article, call 585-546-8303 or email firstname.lastname@example.com.


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Looks strange (as James Perkins said)
how do you call your Log class.
I normally not use such central classes for logging.
I add a 'private static final Logger' to my class and use it direct (e.g. from a SLSB)
What if you add your app without additional configuration, any errors? The root-logger should add your logging to the server.log if you use the correct level (e.g. ERROR/WARN/INFO).
This should work without SLF4J and errors.
Mr. James,
I am also confused . What I want to use is log4j not slf4j.
I will delete slf4j dependencies right now.
But this will not fix my problem.
I have noticed that my logs are added to the server.log but not my log wessal-web.log.
I dont have log4j.xml in my app.
Any idea?
Of course,
no need for central class for logging.To log, it is easy to code like this:
Logger.getLogger(HibernateUtil.class.getName()).log(Level.INFO, "sessionFactory Created");
But still not log to my file . only to the server.log
What is the package name of HibernateUtil.class? If it's not com.lit.wessal it won't show up in your log file. The only records that will show up in wessal-web are any loggers that have at least a category of com.lit.wessal at a level INFO or higher. I've done something similar before and never had any problems. Maybe if you could paste the entire logging subsystem XML from your standalone.xml I might be able to see something. Also Maybe paste a class with a code sample if that's possible.

subset: commoncrawl


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A pure, creamy lipstick formula for bold color.
What it does:
Nars Lipsticks are enriched with vitamin E to increase wearability and keep true color locked into place. They impart semi-matte color so that lips are left looking velvety and full-bodied with a sheer finish.
Beauty Tip:
Use lip liner as a finishing touch to create and mix your own unique lip color.
Makeup artist. Photographer. Iconoclast. Creative visionary François Nars launched NARS Cosmetics with 12 cult-favorite lipsticks in 1994, inspiring self-expression, creativity, and artistry with uncompromising pigment purity and imaginative color. Today, NARS' boundary-pushing approach manifests from the pigments to the products to the photographed campaigns, shot by François himself—bringing high-fashion, high-style, and forward thinking to beauty.
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Get more information about
If you are not completely satisfied with an online purchase or gift, you may return your U.S. or Canadian purchase in stores or by mail. Restrictions apply for returns made outside the U.S.


text:
California lawmakers pass first U.S. plastic bag ban
California lawmakers are sending Gov. Jerry Brown a bill that would make the state the first to impose a statewide ban on single-use plastic bags. VPC
California could soon be the first state to ban single-use plastic bags.
Lawmakers are sending Gov. Jerry Brown a bill, SB270, which cleared the Senate on a 22-15 vote Friday.
The bill would prohibit single-use plastic bags at grocery stores and large pharmacies in 2015 and at convenience stores in 2016 in an effort to reduce litter on streets and beaches.
"This is a statewide problem meriting a statewide solution," Sen. Alex Padilla, D-Pacoima, and author of the bill, told the Los Angeles Times.
About 100 jurisdictions in California have adopted similar bans.
The bill allows grocers to charge 10 cents each for paper and reusable bags. It also includes $2 million in loans to help manufacturers shift to the new model.
The bill was opposed by bag makers and some Republicans.
"This is big government taking over local agencies' responsibilities," Sen. Jean Fuller, R-Bakersfield, told the Sacramento Bee.


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These sites are solely intended for adults and you must be 18 or older to enter
In order to continue entering this site, you must read and agree
to the following items:
I am fully aware that this site contains sexually explicit adult materials.
I am not offended by materials of a sexually explicit adult nature.
I warrant that it is legal to view such material in my locale and country.
I take full responsibility for knowing the laws which govern over me, my community, and the internet, and I agree to abide by the rules and restrictions outlined in the above information.


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The parent company of Southern California Edison, operator of the troubled San Onofre nuclear plant, reported Tuesday that the costs of the yearlong outage at the plant had ballooned to more than $400 million as of the end of 2012.
The hefty price tag includes inspections, repairs and purchasing replacement power.
Edison International officials fielded questions from analysts about the plant's extended shutdown and the possibility that federal regulators will require the plant to go through a lengthy license amendment process before returning to service.
They also took some shots at elected officials who have accused Edison of knowingly installing defective equipment at the plant.
The plant has been out of service since last January because of unexpected wear on tubes in the plant's steam generators.
Edison has proposed restarting the less-damaged of the plant's two units and operating it at 70% power, which the company argued would alleviate the conditions that led to the wear. The U.S. Nuclear Regulatory Commission is still reviewing the proposal.
Edison indicated Tuesday that the company has looked into what repairs could be done to restore both units to full power, and was told by the steam generator manufacturer, Mitsubishi Heavy Industries, that the job of replacing a "significant portion" of the system could take more than five years to complete.
The report also heralded a potentially protracted dispute between the two companies. Mitsubishi's warranty on the equipment limited payouts to $138 million, of which the company has paid out $45 million to date. Edison is contending that the warranty cap should not apply because of unusual circumstances at San Onofre -- Mitsubishi disagrees.
Edison Chief Executive Ted Craver said the company "bristles" at allegations made publicly by Sen. Barbara Boxer (D-Calif.) and U.S. Rep. Ed Markey (D-Mass.) that the company was aware of design flaws in the steam generators and did not make fixes in order to avoid triggering a license amendment.
"This is just not accurate, and it injects politics into a process that should be free of it," Craver said during Tuesday's earnings call.
The lawmakers cited a leaked confidential report by Mitsubishi when they made their claims. The NRC has said it will make a redacted version of the report public, but has not yet done so.
Environmental group Friends of the Earth contends that Edison should be required to go through a license amendment process, including public hearings, before the plant can restart.
The NRC has yet to decide on that question, but agency staff asked Edison to demonstrate that unit proposed for restart can operate safely at its full licensed power, raising the possibility that the commission would require a license amendment in order for it to operate at 70% power.
In a response submitted Monday, Edison argued that 70% power is, in fact "normal steady state full power," but also promised to provide an analysis by March 15 showing that the unit could operate at 100% power without danger of a tube rupture.
Edison officials were scheduled to meet with NRC staff Wednesday.
This story was reported by Times Staff Writer Abby Sewell.


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The University Pathways English learning program at Greenville College is a one-year non-credit program aimed at preparing international students for university-level education in the U.S. In addition, the program provides cultural information needed to be successful students in U.S. university-level education.
Although this is not a TOEFL preparation program, students who complete the whole program should be well prepared to obtain high scores on the TOEFL test. Students are encouraged to take a TOEFL preparation course offered during the University Pathways program. The TOEFL preparation course provides practice in different types of questions that appear on the test, and it helps students improve general test-taking skills needed to be successful on most standardized tests prepared in the United States. Students may take the TOEFL while at Greenville. The college provides transportation to the nearest TOEFL test site on a regular basis.
The program consists of five levels of instruction. Each level of the program becomes more challenging as students are expected to grow and develop their English language skills. Each level lasts seven weeks and contains classes including reading, writing, grammar, listening and speaking, pronunciation, and a conversation or speech class.
Level 1: Beginning
Level 2: Low-intermediate
Level 3: Intermediate
Level 4: High-intermediate
Level 5: Advanced
All new students will automatically be placed in level 1 until they arrive on campus and complete the placement test. Following this test, students may be moved up to level 2 based on their scores on the test. There is not a minimum TOEFL score requirement to be admitted to program, but students should demonstrate basic English skills.
Class sizes are small to ensure individual attention. Typically, University Pathways classes have no more than ten students. Students attend class six or seven hours a day. Textbooks are provided to the students. The cost of textbooks is included with the program costs.
The program is designed to allow flexible learning periods. Students are provided opportunity to enter the program at four different points during the academic year.
Late August (sometime between August 22nd and 29th)
Middle October (sometime between October 12th and 19th)
Late January (sometime between January 23rd and 30st)
Middle March (sometime between March 20th and 27th).
Cultural awareness and personal and academic adjustment assistance
Trips to mall, Walmart and other markets
Field trips to nearby destinations
A variety of events and activities at Greenville College and in the Bond county area
American and international festival celebrations
American roommate assignment whenever possible
Homestay over holidays provided by locals whenever possible
Personal care from a Christian school
Assistance provided to take students to the doctor when they are sick
Free tutoring services five nights a week
Advice regarding I-20 and visa
Transportation to TOEFL test site available
Another benefit is that students who graduate from our University Pathways English learning program are guaranteed admission to Greenville College without having to take the TOEFL. If students complete the program in the middle of the regular academic semester, Greenville College offers seven-week undergraduate courses with six credits in total to ensure there is no gap between the English learning and the matriculation learning. Some positive outcomes are that 23 University Pathways graduates are attending Greenville College as traditional students and several more have been admitted to other American universities.


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We're in the news again and this time not for the wrong reasons. The Daily Telegraph has a long article in tomorrow's magazine on chareidi Stamford Hill which they have put online. A nice and fair write up overall. The usual suspects, the buffoon, the 'rabbi', make an appearance and there is the oft recycled canard of Pinter senior establishing YH schools. As if. More like he climbed to the top and once there shoved everyone out of the way bar his children of course. But that's for another day.
There are however other voices too and the writer has taken the time and effort to visit Dunsmure Road and Egerton Road. I mean how many journalists do that, though Oldhill Street may be too much to ask. You can't fault a journalist who tries to gain entry to a kolel either and I suspect many will be relieved that his request was declined.
Yours truly is also allowed a few words edgeways though not quite enough to rain on anyone's parade. But I'm not complaining because the article is far more comprehensive with context, historical background and research than anything I've seen for a long time.
What such articles however confirm more than anything is that so long that we, myself included, don't take the law into our own hands no one will do it for us. The Telegraph or other papers or even the JC can only give us so much time and unless something of note takes place we are only one of many and there's a limit to how much space can be dedicated to us. No one will ask the 'rabbi' the awkward question if we are not prepared to ask them ourselves and no one will challenge the buffoon on the rubbish and hypocrisy he spouts week after week if we ourselves can't stand up to him.
Whether it is corruption, nepotism, endangering of lives (and I hear rumours of something major on that front), fundamentalism or downright stupidity you can either stand up to be counted or deserve what you get.


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As Apocalypse 2012 is due this Friday and I control this section I've taken the liberty to add the first layout that I've built (rather than modified); with a little bit of help from Richard Andrews.
Thanking Glen for inspiring the basement railway.
The main thread (8 pages) is here: viewtopic.php?t=4485
with other aspects here:
NB: This layout no longer exists in this form as the double decker section is now owned by Barry (More Cats than Sense)


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Sorry Oregon, you won't be able to claim Homer, Bart and the rest of The Simpsons clan as your own. The Simpsons creator Matt Groening confirms exclusively to TV Guide Magazine that his recent statements were misinterpreted — he did not reveal that his long-running animated Fox comedy was set in Oregon.
"I never said Springfield was in Oregon," Groening says. "I said Springfield was the name of my sled."
Groening is responding to rampant reports that claimed he had suddenly revealed one of the biggest secrets of The Simpsons' 23-season history. In an interview with Smithsonian magazine, Groening confirmed something that he had actually mentioned several times in the past: That he named the show's setting after Springfield, Oregon.
"When I was a kid, the TV show Father Knows Best took place in the town of Springfield, and I was thrilled because I imagined that it was the town next to Portland, my hometown," he told the magazine. "When I grew up, I realized it was just a fictitious name. I also figured out that Springfield was one of the most common names for a city in the U.S. In anticipation of the success of the show, I thought, 'This will be cool; everyone will think it's their Springfield.' And they do."
But that's a far cry from proclaiming that the show actually takes place in Oregon. The Simpsons executive producer Al Jean also tells TV Guide Magazine that it was one big misunderstanding — which was then repeated on virtually every news program and in every newspaper in the country. "They misinterpreted something I've heard him say for at least 10 or 20 years," Jean says. "He was inspired by growing up in Portland, but it's really an every town. It's really funny. Matt grew up in Oregon and parts of The Simpsons were definitely inspired by his childhood. But there is no specific state that Springfield is in, and we will never reveal that secret... except this coming Sunday at 8," he quips.
Jean says the brouhaha reminds him of what happened last year when news outlets picked up on an item that Michael Jackson didn't do the singing in the episode that he guest voiced. That reveal wasn't new — it was plainly stated by one of the producers on the show's DVD audio commentary track. "I guess news now is just finding something that people forgot and then talking a lot about it," he says.
"On the other hand," Jean says he's "flattered they still care. And in conclusion, there is an answer if you just put all the clues together." (He's joking, fans.) "In the movie we say it borders on Ohio, Nevada, Maine and Kentucky. So good luck finding that state. When you do, you're a true Simpsons fan."
Meanwhile, Jean says this Sunday's couch gag was created by famed animator Bill Plympton, who's known for his cartoon shorts such as Your Face and Guard Dog. Plympton joins Banksy and John Kricfalusi in designing such gags. In this one, Plympton "reveals that Homer had a romantic past with the couch, and that there is a love child couch that Homer has to acknowledge," Jean says. "But it's very sweet."
But conspiracy theorists, take note: Plympton, like Groening, hails from Oregon.
Subscribe to TV Guide Magazine now!
Today's News
Exclusive: Nope, Springfield is Not in Oregon, Clarifies The Simpsons' Matt Groening
Sorry Oregon, you won't be able to claim Homer, Bart and the rest of The Simpsons clan as your own. The Simpsons creator Matt Groening confirms exclusively to TV Guide Magazine that his recent statements were misinterpreted — he did not reveal that his long-running animated Fox comedy was set in Oregon.


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text:
West Michigan Whitecaps VS. Great Lakes
- Dates: July 29, 2019
- Times: Starts at 7:05 PM
Host: Fifth Third Ballpark - Home of the West Michigan Whitecaps
Venue: Fifth Third Ballpark - Home of the West Michigan Whitecaps
4500 West River Dr. NE, Comstock Park, MI 49321
- Phone: (616) 784-4131
- Category: Sporting Events
- Price Per Person: Visit website for ticket prices
View Map
The West Michigan Whitecaps are a professional minor league baseball team. A member of the 14-team Midwest League and Class A affiliate of the Detroit Tigers, the Whitecaps play 70 home and 70 road games each season. "Home" is Fifth Third Ballpark. Call for information on group tickets.


text:
Associate Professor, Department of Medicine (Allergy & Immunology)
Dr. de Vos is an Assistant Professor of Medicine (Allergy and Immunology) and attending physician for both adult and pediatric allergy and immunology at Jacobi Medical Center. Additionally, she sees patients at Montefiore Hutchinson Campus ambulatory care center. Her clinical interests range from allergic respiratory and skin diseases to food allergy and anaphylaxis, with a particular focus on complex causes of hypersensitivity disorders.
Dr. de Vos' research focuses on the pathogenesis of allergic diseases and the induction of immune tolerance by allergen vaccination (immunotherapy). She was awarded the 2008 Young Investigator Award from the American College of Allergy, Asthma and Immunology and received the Career Development Award from the Institute of Clinical and Translational Research of Einstein after completion of the Clinical Research Training Program (CRTP) in 2009. Her publications include original articles and textbook contributions on the diagnostic evaluation of hypersensitivity disorders and desensitization through allergy immunotherapy.
Textbook Contributions
Recent Abstracts
Material in this section is provided by individual faculty members who are solely responsible for its accuracy and content.
Jacobi Medical Center
1400 Pelham Parkway South
Building 8, Room 1A150
Bronx, NY 10461


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6 children killed in Baltimore fire, 3 others and mother hospitalized
A firefighter was also injured
A firefighter was also injured
A firefighter was also injured
Firefighters have recovered the bodies of six children who died in a fire in northeast Baltimore early Thursday morning, and three other children and their mother were taken to a hospital.
The fire started just after 12:30 a.m. on Springwood Avenue, off Bel Air Road. Arriving crews found flames coming from all three floors of the home. Smoke continued to billow from the roof at noon.
By the time firefighters got to the scene three minutes after the initial call, the fire had become so intense that the third floor collapsed.
A firefighter was also injured, officials said.
"With the collapse," Clark said, "it's going to make this a very labor intense-type situation at this time, in terms of trying to search for any additional victims that may be inside the home."
U.S. Rep. Elijah Cummings office identified the woman injured in the fire as one of his staff members.
In a statement, Cummings' office said:
"I am asking that our entire community pray for my staff member, Katie Malone, and her young family. Katie has worked as a Special Assistant in my Catonsville office for nearly 11 years where she dutifully serves my constituents in the areas of immigration, postal services, and the military, including Service Academy nominations. I am grateful to the Baltimore City Fire Department and all those who responded quickly to the devastating fire. My staff is a family and this unimaginable tragedy is shocking and heartbreaking to us all. I again ask for your prayers."
An excavator arrived to pull debris from fire scene.
A GoFundMe page has been set up to help the family with expenses. You can donate here.


text:
LITTLE ROCK, Ark. (AP) -- Gov. Mike Beebe says two deaths in Little Rock have pushed the death toll from violent weather in Arkansas to seven.
Little Rock police spokesman Terry Hastings says a tree fell on a Little Rock home, killing an 8-year-old boy and his mother who had climbed into bed with him as a severe storm moved through the city overnight. The Skanner News Video: Deadly Storm
Hastings says an infant sleeping in another room was not hurt.
The violent weather was part of a complex of storms that hit the Southern Plains and Mid-South late Thursday and early Friday.
Other Arkansas deaths occurred in Bald Knob, Colt, Scott and two in Garland County.
Nationally, the death toll stands at nine. A tornado killed two elderly sisters at Tushka in southeastern Oklahoma.
THIS IS A BREAKING NEWS UPDATE. Check back soon for further information. AP's earlier story is below.
Destructive storms that tore across the country's midsection left at least seven people dead after smashing uprooted trees into homes in Arkansas and ripping apart the only school in one tiny Oklahoma town, officials said Friday.
A tornado swept through Tushka in southeast Oklahoma town late Thursday, killing two sisters in their 70s, Salvation Army Capt. Ric Swartz said.
The tornado also injured at least 25 people as it ground through the town of 350 residents, said Gilbert Wilson, Atoka County's emergency management director. He said witnesses reported seeing two tornadoes that merged to form a single twister. The National Weather Service confirmed a single tornado hit the area.
Tushka Public School Principal Matt Simpson said the storm destroyed five school buildings and that the campus is littered with downed trees and bricks blown from the buildings. Students from kindergarten through 12th grade attend the school, which was empty when the storm hit.
Easton Crow, a junior, drove by after the storm and saw missing roofs, crushed vehicles and textbooks scattered everywhere.
"I'm heartbroken. This is where most of us grew up," Crow, 17, said. "I'm just in awe that in a few seconds memories that have been built were taken."
The school won't reopen for the rest of school year and officials must figure out where students will attend class, the principal said.
"I've been doing this for 10 years, but this is definitely new for me," Simpson said. "It means a lot of challenges I wasn't expecting."
Gov. Mary Fallin planned to travel to the stricken town later Friday.
Emergency crews are clearing storm debris from the town's roads to survivors can return home and officials can assess the damage, Wilson said.
Jim Sarris, 43, returned to his home in Tushka on Friday morning to find the back of his house blown away and debris littering his property. He found his 1986 high school letter jacket a few hundred feet away.
"I had to crawl through (the house) to get a pair of pants."
An Atoka Trailer Manufacturing plant was destroyed by the storm. The owner, Ryan Eaves, said it would cost millions of dollars to rebuild the plant where some 60 employees assembled trailers that haul heavy equipment.
"Twenty-four hours ago this was an 80-thousand square foot heavy manufacturing facility, at the moment it's a pile of rubble," Eaves said. "This building was a shining bright spot for the community. To think it could be overtaken like this is overwhelming."
He said he would shift work to another factory three miles away.
High winds associated with the same storm system killed five people across Arkansas early Friday.
In Garland County, a 24-year-old man and his 18-month-old daughter were killed when lightning struck a tree, which then fell on their mobile home on Pistol Circle. The victims were crushed in their bed. As the sun rose Friday, one side of the mobile home was torn away, and the tree still rested on a mattress.
Neighbor Melissa Wright, who lives in a mobile home across the street with her mother and daughter, said her mother was outside and saw the lightning strike.
"I have a 3-year-old girl, and that's my worst fear," she said. "You don't think that when you're lying in your bed, something like this could happen to you."
In Bald Knob, a 6-year-old boy was killed when a huge tree fell crushed his home at about 2:30 a.m. Police Chief Tim Sanford said the tree was between 6 and 8 feet in diameter and it took more than two hours to get a truck big enough to lift it so they could reach the child.
"It was a very large, old tree," Sanford said. "This is very, very tragic."
Sanford said the boy's parents and a sibling were rescued with minor injuries. The chief said the tree appeared to have been blown down by straight-line winds.
In eastern Arkansas, strong winds knocked a trailer from its moorings in the little community of Colt, killing a woman inside.
St. Francis County Sheriff Bobby May said a strong downburst of wind apparently got under the double-wide mobile home where Lardelah Anderson, 64, and her husband lived, flipping it onto its roof. Jesse Anderson, 65, was taken to the Regional Medical Center at Memphis, Tenn., where he underwent surgery Friday morning, May said.
In Scott in Pulaski County, a man was killed when a tree fell on his recreational vehicle. Sheriff's spokesman Lt. Carl Minden identified the victim as James Lofts, 56.
As the sun rose Friday, the storms were moving across Tennessee, Louisiana and Mississippi.


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Mullins Looks To Keep Win Streak Alive At Rad Dad Enduro
Eaton Rapids, Michigan (April 1, 2014) – Charlie Mullins will be carrying a two-race win streak into this weekend's round of the Kenda AMA National Enduro Series – the Rad Dad National Enduro in West Point, Tennessee – and the FMF/KTM rider is hoping to leave town with win number three under his belt.
Among the riders hoping to stop Mullins' win streak is Mike Brown, who will be making a rare appearance at a National Enduro. Brownie, a Husqvarna Factory Racing-backed rider, is one of the top EnduroCross and ISDE racers in the world and this Sunday he'll test his single-track skills against the best off-road racers in America.
Joining Brown in his attempt to halt Mullins' streak at two wins is KTM support rider Grant Baylor, and Husqvarna Factory Racing's Andrew DeLong. Baylor and DeLong are hot off of podium finishes last month at round two of the series in Blackwell, Texas, where Baylor claimed a personal best runner-up finish and DeLong finished third.
Eight-time National Enduro Champ Mike Lafferty has a good record at the Rad Dad and will be another rider to watch, in addition to AirGroup Racing's Nick Fahringer and Maxxis/Klim/DirtWise KTM rider Jesse Groemm. KR4's Shane Hufford also had a personal best in Texas, and his fourth place finish at that race should give him plenty of momentum heading into the Tennessee round where racers will not only be competing for championship points, but also a big chunk of the $3000 Pro Purse offered by Enduro Engineering.
And for all you AA riders, the Rekluse Expert-AA class pays $100 for first, $75 for second and $50 for third. Plus, the Expert-AA Class Champion will earn $1000 from Rekluse, if he runs Rekluse Clutch Components. Be sure to check out the Rekluse website for exact details.
The Expert-AA class was created to give these talented young riders a stepping-stone to achieve their goal of becoming pro riders. The NEPG is encouraging these riders to push their limits in a highly competitive class where the top five are separated by mere seconds, just like the pros. The NEPG will keep these riders grouped together for the rest of the year.
On Saturday, the day before the national, KTM will host a Family Enduro, as well as a spaghetti dinner on Saturday night, so there will be plenty of family oriented activities to enjoy. You can also walk around the pits and check out the factory bikes that will be on display. Teams representing the KTM, Husqvarna, Yamaha, Suzuki and Beta factories will be set up in the paddock area starting Saturday morning, so there will be lots of opportunities to get autographs and talk to riders, team managers and mechanics.
As far as the racecourse, this year's event will feature three miles of transfer before the first test to give the racers a chance to warm up a bit before diving into race mode. As usual, the course will offer a mixture of tight trail with some faster sections thrown on, all on a nice Tennessee clay surface. Kenda recommends its Washougal tire for the Rad Dad since it works great in intermediate conditions.
In addition, the six tests will be arranged so that the first one is relatively short and then they will get longer as the race progresses. There will also be two brand new test sections that haven't been used for years.
For more info on this race or the Kenda AMA National Enduro Series be sure to log onto www.nationalenduro.com
Media contact: Shan Moore


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Understanding Your Health Insurance Benefits
Please contact your insurance company prior to your appointment to avoid any issues with insurance coverage and to review your plan for office visits and diabetes supplies. There are many insurance plans available today and they do not always cover all expenses. Understanding your coverage will enable you to plan ahead and avoid unexpected costs.
Here are some helpful hints:
Before your visit, contact your insurance company to make sure Joslin Diabetes Center is in your network for coverage and you have all the referrals in place that you will need.
You may be responsible for paying a co-pay, co-insurance, and/or deductible. In some cases you may be responsible for non-covered services. Co-pays are collected at the time of service. If you have multiple specialty visits on the same day, more than one co-payment may be required.
If you receive insurance through an employer, their human resources/benefits department can often answer your questions.
When talking to your insurance company, keep a record of:
- Date and time
- The name of the person with whom you spoke
- The specific questions you asked
- Summary of the answers you were given
Insurance cards are a good source of information. They often contain details about websites and phone numbers for customer service representatives you can contact for assistance. Always bring your insurance card to your appointments to make sure Joslin has the most up-to-date information on file.
Questions to Ask Your Insurance Company
- Is my Joslin provider in the network?
- Do you cover Diabetes Self-Management Training/Education and/or Medical Nutrition Therapy (MNT)? If you do, please provide specifics about the number of visits and the reimbursement per visit.
- Do I need a referral from my PCP? Am I limited as far as where I can receive these services?
- Do I have a deductible or co-pay? How much is it?
- Do you cover diabetes supplies, including blood glucose meters? Which supplies, brands, quantities?
- Do you cover medications? Are there restrictions as to types, brands or quantities? Must I purchase them from a particular source?
- Do you cover lab tests? Are there restrictions as to types, locations, and how often they can be done?
For Referral-Related Questions: Call our Managed Care Coordinator at (617) 309-2492
Billing, Payments & Insurance
Page last updated: April 09, 2018


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General information
The 280-seat Doris Duke Theatre screens independent, documentary, and international film, and hosts lectures, performances and concerts by visiting and local performers. The theater entrance is located at the rear of the museum on Kinau Street.
See our film calendar.
See our lecture and performance calendar.
Box-office hours: The box office opens 30 minutes before the film starts.
Theater tickets: Available at the box office, at both museum locations' visitor information centers, by phone at 808-532-6097, or online in advance.
Film admission: $12 general admission; $10 museum members.
Children age 18 and under get FREE admission to films and concerts!
Get mobile tickets with the HoMA App: Get our app and buy tickets on-the-go. Search "Honolulu Museum of Art" in the Apple App Store or Google Play to find and download our new app. Museum members can find their digital membership card in the app, and quickly get scanned in to receive your discount at the box office. Note: To set up your digital member card, you will need to create a free online account.
Matinee Rewards Card: Pick one up at the theater box office. When you attend three matinees, you receive a free fourth screening.
Concession stand: In the lobby, visitors can purchase classic movie snacks and locally made goodies ($2-$6). Drinks include coffee, hot tea, Perrier, Shaka Tea, Bundaberg Ginger Beer, and bottled water ($2-$4.5).
Film submissions: For film submissions for festivals and individual films, please e-mail Taylour Chang, email@example.com
Volunteering: For volunteer opportunities at the Doris Duke Theatre, click here for more information.
• For weekday matinees, you may park in the lot behind the Honolulu Museum of Art School (1111 Victoria St., entrances on makai side of Beretania and Young streets) for $5 for up to five hours and $2 for each additional 30 minutes or fraction thereof.
• For evening screenings, you can park free at the museum's lot at 1035 Kinau St., Diamond Head of Victoria Street.
• Handicapped parking is available in the small Luce Pavilion lot on Victoria Street. Patrons using handicapped stalls should proceed to the main entrance on Kinau Street.
For the hearing impaired: The Doris Duke Theatre is equipped with the Easy Listener Hearing Assistance System. You can pick up a receiver at the ticket counter.
firstname.lastname@example.com, 808-532-8700
Theater staff
Taylour Chang, Director
808.532.3033, firstname.lastname@example.com
Sarah Fang, Theatre Program Coordinator
808.532.8794, firstname.lastname@example.com
Minette Ferrer, Theatre Operations Assistant
808.532.8765, email@example.com
Rental facility
The theater is available for corporate and private rentals. For information, see the theater's rental provisions form.
To make a booking, contact Sarah Fang at email@example.com.
About the theater
The Honolulu Museum of Art has had a film program since the 1930s, when it showed classic films in Central Courtyard. Screenings moved to what is now the Doris Duke Theatre in 1977. The theater was named in honor of Doris Duke, who was a generous philanthropist and supporter of Islamic art and culture, jazz and other music and performing arts. Anna Rice Cooke, Clare Boothe Luce, and Doris Duke are connected by their contributions to the arts that continue to benefit the people of Hawai'i. Anna Rice Cooke founded of the Honolulu Museum of Art; Clare Boothe Luce endowed the building that contains the museum's theater; and the Doris Duke Foundation provided funds for the modernization and re-dedication of the theater in 2000.


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The Rasterbator
Ever heard of The Rasterbator? It's an awesome online tool where you can upload a photo and it will spit back a half-toned PDF version that you can print on many sheets of paper and hang on your wall to make one huge image.
We ran an interview with The Rasterbator's creator, Matias Arje, in Issue 7, so we made this challenge: send one of your photos to the The Rasterbator and make a cool, multi-page, PDF. Then print it out and hang it up somewhere. Finally, take a new photo of the result and add it to this theme!
The only rules are: You had to take the original photo (used for the Rasterbation) and you had to take the photo you uploaded to JPG. And, as always, be creative! Try shooting the original photo and the Rasterbated version together. Or shoot yourself with it to show perspective. Have fun!
RSS for photos in The Rasterbator


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Ahlan wa Sahlan to the Arabic Program at Bucknell University
Arabic, one of the world's most widely spoken languages as well as one of the official languages of the United Nations, is of great importance these days (more than ever before!). Arabic is named as a "critical language" by the U.S. State Department and thus offers several scholarships for language study in the U.S. and abroad. Arabic speakers are in such great demand and there are many career paths to follow with Arabic in national and international government positions.
Students of International Relations and Political Science are some of many who would benefit from additional knowledge of Arabic language and culture. Bucknellians feel that knowing Arabic will give them a career edge in such fields as diplomacy, intelligence, engineering, business and international developments.
The Arabic program at Bucknell University emphasizes all four language skills (speaking, listening, reading and writing) and covers both Modern Standard Arabic as well as Spoken Arabic (colloquial Levantine dialects). We use the most widely taught textbook series, Al-Kitaab, along with an online companion site to make the learning process more interesting and individual. We also use a variety of supplementary authentic materials such as newspapers and magazines, songs, videos, Middle Eastern cuisine, Skype with native speakers of Arabic, etc. to make the cultural context come alive. The program is developed to get students speaking in Arabic as quickly as possible; by the end of the first year, classes are conducted primarily in Arabic.
The Arabic Studies minor consists of five courses. Students must complete the sequence of the core language courses through ARBC 104, plus additional coursework to reach a total of five credits toward the minor. Additional courses may be taken in Arabic Studies or other disciplines, such as International Relations, Political Science, Religion, Philosophy, Art, and History. Two half-credit courses are considered as one course toward fulfilling the minor requirements. Arabic minors are strongly encouraged to participate in approved study abroad programs in any Arabic-speaking country. No more than two of the study abroad courses can count toward fulfilling the Arabic minor requirements. Arabic minors who opt to apply for an Arabic study abroad program must receive course approval from the director of the Arabic Studies Program prior to starting the program.
Students interested in the Arabic minor should consult Professor Martin Isleem for the appropriate sequencing of courses (see contact info below).
The Course Catalog provides course descriptions.
The most up-to-date information about course offerings can be found in Banner Web.
Make a gift to support the Arabic Studies Program.
The following links are virtual breadcrumbs marking the 27 most recent pages you have visited in Bucknell.edu. If you want to remember a specific page forever click the pin in the top right corner and we will be sure not to replace it. Close this message.


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Our Prediction: India, 1.73Bet on India for Real Money
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Mostly it's standard Quake - same weapons (although the Grenade Launcher has disappeared), same power ups, strafe jumping, etc.
The physics appears to mostly be the same as Quake 3, but the maximum speed you can get through strafe-jumping has been capped (it's still fast, but I'm not good enough at strafe jumping to "feel" the cap).
As far as I can see, health and armour "overcharging" can only go 50 points above your regular maximum. For those not familiar with Quake, traditionally your "maximum" health and armour is 100 for each, but some health pickups (and all armour ones) can take you "above" your maximum, up to 200. However, your health and armour will slowly decrease back to the regular maximum (encouraging you to maintain control over the pickups).
The most significant deviation from the "classic" Quake formula is of course, the addition of distinct "Champions" with unique abilities, following the latest trends in online gaming.
I'll be honest, I was one of the *many* people quite skeptical with the idea of "heroes" in Quake (distinct characters with different stats and abilities), but I do think it's been implemented quite well.
Some of these passives bring in features from other Quake iterations - Slash gets Quake 4's "crouch slide", Anarki gets air control from the CPMA mod, and Visor gets an uncapped strafe jump.
The difference in starting health and armour between champions is significant - Anarki, a squishy character, starts with a measly 75 health maximum, and starts with 25 armour (50 maximum) - compare that to Sorlag, a veritable tank, who starts at 150 health and 50 armour (100 max)! The tradeoff is that Anarki is quite a bit faster, having the higher speed at 320 (the vanilla Quake speed I believe) vs Sorlag's 280. Nyx is the fastest character with a speed stat of 330, 300 seems to be "average".
The game mods at the moment are classic Deathmatch, 4v4 Team Deathmatch, 1v1 Duel (pick three characters, lose one when it dies, when all have died, lose the round, best of three rounds), and the new 4v4 "Sacrifice" mode. It's this last that will be the "official" competition mode and involves picking up a power up, moving it to your side of the map and "holding it there" for a while to score a point. I've only played this once, so I can't really comment on it. Mostly I've been playing TDM, like the dirty casual scrub I am. The UI shows slots for several other game modes, so more will likely be coming.
Most of the characters seem to be getting use (with one exception), although there is definitely a bias towards Anarki and Nyx, both fast characters with some unique movement options; Nyx has a walljump, allowing some quick shortcuts without having to rocket jump, and Anarki has his air-control.
The game is set to be "Free To Play", with payment for character unlocks. It is possible to "rent" a character, where you pay in-game currency to gain access to a character for 24 hours.
The starting character, Ranger (protagonist from Quake, and the only id software protagonist in the game so far), is pretty good though - he has a standard max 100 health and 75 armour, and the top tier 320 speed (beaten only by Nyx), his passive isn't too interesting (reduced self-harm), but allows more rocket jumping, and his active ability is a projectile that does quite a bit of damage (similar to a rocket) that he can teleport to (presumably he recovered the thing he used to kill Shub-Niggurath).
All I wish for now is for them to replace the stitches in Anarki's mouth.


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Date(s) - 09/27/2018
5:00 pm - 6:30 pm
Pride Center of New Jersey
Categories LGBT New Jersey events
The Improv Dance Group meets every Thursday night at the Pride Center of New Jersey, 85 Raritan Avenue, Suite #100, in Highland Park from 5-6:30pm.
Are you a free spirit who likes to shake it? In this group you will learn how to get creative with your movement with and without music. This dance crew is one that focuses on your creative direction and voice with trust exercises and the study of improvisational strategy. As a crew we will put our creative voices together using improvisational dance to inspire audiences and each other. All are welcome.
For more information visit pridecenter.org.


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Stars react to 66th Emmy Awards nominations
Stars react to nominations for the 66th Primetime Emmy Awards, announced Thursday in Los Angeles:
— "If the phone rings, I completely forget what's going on. I think someone is in trouble, someone is in jail, I'm in trouble, what could possibly be wrong? I immediately go to that place, and it's my publicist saying congratulations. I go to the dark place. — Matt LeBlanc on getting the early-morning call with news of his nomination for lead actor in a comedy series for Showtime's "Episodes."
— "I was lying in bed with my son and I was thinking I shouldn't scream and wake him up but I need to scream and wake him up. So I did and he put the pillow over his head." — Minnie Driver on how she responded to her lead actress nomination for "Return to Zero."
This image released by Netflix shows Kate Mulgrew, left, and Lorraine Toussaint in a scene from ¿Orange is the New Black," nominated Thursday, July 10, 2014 for an Emmy Award for best comedy series. The 66th Primetime Emmy Awards will be presented Aug. 25 at the Nokia Theatre in Los Angeles. (AP Photo/Netflix, JoJo Whilden)
— "I am over the moon. I cannot wait to fly to LA to see Louis CK win." — Ricky Gervais on his lead actor in a comedy nomination for "Derek."
— "If I celebrate today, it would be probably simply going out to dinner, which I know probably doesn't sound that thrilling to most people, but for me it really is a lovely day. I love going out to dinner. There is also the chance that the celebration takes place by lying in bed playing Candy Crush and reading, which also makes me very happy." — Jim Parsons on how he plans to celebrate his two Emmy nods: Lead actor in a comedy for "The Big Bang Theory" and supporting actor in a miniseries or movie for HBO's "The Normal Heart."
— "I'm thrilled and a bit shocked to be nominated. And when I look at the other nominations I'm humbled. But I've always felt that liver failure brought on by acute alcoholism could be really, really funny." — William H. Macy, nominated for lead actor in a comedy series for playing a drunk dad on "Shameless."
— "It's a wonderful acknowledgement, a beautiful recognition, but what they're really saying is Jenji Kohan is a genius, and Kate Mulgrew fell in love with that character and they all got married!" — Kate Mulgrew on her supporting actress nomination for Red in "Orange Is the New Black," created by Kohan.
— "I've been texting with (fellow nominee) Jesse Tyler Ferguson already this morning and we've been talking about it. We were talking about Champagne and he said, 'It is a protein, right?'" — Cat Deeley on her plans to celebrate her nomination for reality-competition host.
— "So happy with these nominations. This breaks my 'I can't believe what happened to Brazil' funk." — Billy Crystal on his three nominations for "700 Sundays."
— "It'll be a thrill for me to be there for the first time. I don't get out much. I imagine in August it'll be about the only place I go outside the house." — Billy Bob Thornton, on his first Emmy nomination, for his work in "Fargo."
— "Maybe I'll just come in three hours late." — Jon Voight joking about how he'll celebrate his supporting actor nomination for "Ray Donovan," which is shooting now.
— "I played princesses all day long. That was my morning." — Colin Hanks, whose two young daughters are unimpressed by his supporting actor nomination for "Fargo."
— "For once, the Parents' Television Council sent me a gift basket WITHOUT a cobra at the bottom." — Seth MacFarlane on the 12 nominations earned by "Cosmos: A SpaceTime Odyssey," which he executive produced.
AP Entertainment Writers Derrik J. Lang and Sandy Cohen in Los Angeles and Lauri Neff in New York contributed to this report.
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