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- Best Surge Protector Overall
- Best Home Theater Surge Protector
- Best High-End Surge Protector
- Best Budget Surge Protector
Best Surge Protector
Article Contents
While a surge protector might seem like little more than a fancy power strip, the protection they provide can be crucial for guarding your electronic devices. Their protection is usually rated in Joules, which is a measurement of energy and indicates how much of a surge they can protect against; generally a higher rating means more protection from one of these devices.
It's important that any power outlet in a house or similar building be properly grounded to ensure a surge has somewhere to go, even with a surge protector in place. The immense power of a bolt of lightning cannot be adequately handled by a surge protector, but good protection can deal with more common power issues like surges utility provider or other local sources. Read through the surge protector buyer's guide below for information to help you pick the best model to safeguard your setup.
Best Surge Protector Overall:
When looking for a best, overall surge protector, consider the features it provides in total. First of all, the protection rating for the device needs to be high enough that it offers some actual protection. You really want to look for models that offer a rating of about 3,000 Joules or more. It is also helpful to look at the length of the cords and how many outlets they offered, as well as how those outlets were arranged so that you can plug in as many of your devices as possible for protection.
We've chosen these best surge protectors overall because they have at minimum of 3,000 Joules of protection which should keep your hardware safe against most surge events. You get at least eight outlets on these protectors which is ideal for both elaborate computer setups and home entertainment systems. All of these models have at least eight-foot long cords to give you flexibility in how you setup your system and hardware. You also get indicator lights on each of these surge protectors so that you can tell it is properly working and your system is safe.
Belkin BE112234-10 12 Outlet Home/Office Surge Protector
This is a tremendous surge protector that offers everything you could want in a simple, elegant piece of equipment. It has a very high protection rating, as well as 12 outlets and a nice, long 10 foot cord. There are two indicator lights that let you know it is working properly and protection for phone lines and coaxial connections. Read Full Review
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CyberPower CSHT1208TNC2 Home Theater 12-Outlets Surge Suppressor NET, and AV protection
This option from CyberPower is an excellent model that gives you great features and has just about everything you could want. You get terrific protection from this model and it has 12 outlets, including four that are spaced apart for larger plugs. With an eight-foot cord and two indicator lights, this is a great option that should work in just about any setup. Read Full Review
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Tripp Lite TLP1008TELTV Surge Protector
This is, in many respects, quite comparable to something like the CyberPower CSHT1208TNC2, but it's not quite as good in a few major ways. The protection rating on this surge protector is high, though there are models with higher ratings. This surge protector only has 10 outlets, but they are arranged quite well. Read Full Review
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Tripp Lite Protect It! 8-Outlet A/V Surge Protector (AV810)
This is an interesting design from Tripp Lite that includes eight outlets, three of which are designed for larger plugs such as those with transformers in them and the units cord itself is a very generous 10-feet in length. This model offers about 3,000 Joules of protection and includes two indicator lights. Read Full Review
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Fellowes 99115 10-Outlet Power Guard Surge Protector
Here is a great, straightforward surge protector that works well and includes a few extra features without giving you anything you don't need. It has over 3,000 Joules of protection and 10 outlets, plus coaxial, phone, and network connections. The 10-foot cord gives you great freedom in setting up your system and it has a pair of indicator lights. Read Full Review
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Best Home Theater Surge Protector:
In considering at different surge protectors for a home theater setup, the first thing you should look at is the protection rating for each model. You want to find a good amount of protection, to make sure your equipment is properly protected. Beyond that, however, you should also look for great additional features and design elements that make these particular models excel in a home theater setting. They need to have enough outlets for all of your components, with additional features like outlet labeling and information displays that help make them easier to use than other models.
We've chosen these best home theater surge protectors because they have at least 2,000 Joules of protection for your HDTV and other hardware. They a minimum of at least eight outlets which should be enough for your entertainment system or home theater, and most include labeling options. You also get coaxial connectors on each of these picks which protect your system from surges through that line. All of these models also have cords that are at least five feet long which should be sufficient for a home theater setup and feature indicator lights or displays that let you know your system is safe and the surge protector is working properly.
Belkin 12-Outlet Surge Protector (P-BSQ1200-06)
You get a massive amount of protection of over 4,000 Joules with this model to keep your HDTV and other hardware safe. 12 outlets give you all the connections you could need and six of them are positioned for larger plugs. The six-foot cord is great for any setup and this model includes coaxial and Ethernet connections along with two indicator lights. Read Full Review
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Tripp Lite HT10DBS Surge Suppressor
This is a solid choice that doesn't offer quite as much protection as the Belkin 12-Outlet Surge Protector, but is still quite effective. It includes color-coded labels for each device, and has enough 10 outlets for just about any setup. You also get phone and Ethernet connections along with three sets of coaxial connectors. Read Full Review
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Monoprice 9290 8 Outlet Home Theatre Power Center
If you prefer a console design, rather than a traditional surge protector, then give this one a good look. It has an excellent protection rating and eight outlets for a wide range of home theater devices. You also get coaxial and networking ports for additional protection along with an LED display and indicator lights. Read Full Review
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Tripp Lite AVBAR10 Isobar Audio Video 10 Outlet Surge Protector
Pretty comparable to a lot of other home theater surge protectors out there, this is a great model with a simple, isobar design. You get 10 outlets and a pretty good protection rating with this model though it doesn't have as many secondary connections as some other ones on the market. The simple design is easy to set up and use so it's definitely worth considering. Read Full Review
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Monster MP HT 800G Home Theater PowerCenter with Monster GreenPower
This is a pretty straightforward home theater power supply but it has just enough features to make it stand out compared to some other models out there. It has eight outlets (three of which are set apart for larger connections) but it's worth noting that four of them are switched outlets. This one has a somewhat low protection rating at only 2,160 Joules, but that should still be enough for the needs of most users. Read Full Review
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Best High-End Surge Protector:
For high-end surge protectors, first and foremost you should look for maximum protection, which typically comes down to the highest rating in terms of Joules. High end models should protect for over 3,000 Joules, which is a significant portion of a power surge event. While a bolt of lightning certainly puts out more energy than that, these devices can protect you from surges from your power provider and other sources. Beyond the basic protection they provide you also want to find surge protectors that have a lot of outlets so that you can plug in all the devices you need. A long cord is important, which gives you some flexibility in where you set up your surge protector.
We've chosen these best high end surge protectors because all of them give you at least 3,800 Joules of protection which can handle just about any surge event short of a lightning strike. All of these models have at least eight outlets which is enough for a computer setup or home entertainment system, at least eight-foot cords to give you great options for setting up your system, and indicator lights that help you ensure they are functioning properly.
Tripp Lite 10 Outlet Eco-Surge Protector
There are a lot of great features with this surge protector, including great protection at over 6,000 Joules of protection. This one also has lots of outlets and a nice long cord to make setup easy. Rather than an indicator light, this one has a display that lets you ensure proper functionality. Read Full Review
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CyberPower Home Theater Series CSHT1208TNC2G Surge Suppressor
This is a truly impressive high end surge protector that is a great solution for a computer setup, home theater, or other area where you need to protect your electronics. The protection rating on it is excellent at over 4,000 Joules and it gives you a high number of outlets, each with covers for when they're not in use. Read Full Review
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Belkin BE112234-10 12 Outlet Home/Office Surge Protector
This is a great choice for a home office or similar setup, with terrific protection and some great options overall. It has a very high protection rating, and 12 outlets for your devices. It also has a 10 foot cord which should be more than sufficient in many settings and includes connections for coaxial cables and Ethernet. Read Full Review
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Tripp Lite Isobar 10-Outlet Home/Business Surge Protector (HT10DBS)
Some great features all come together in this surge protector to make up a solid model. It has almost 4,000 Joules of protection and includes 10 outlets, including four spaced apart for larger plugs. You get an eight-foot cord and three diagnostic LEDs so you always know that your system is protected. Read Full Review
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Tripp Lite Isobar 8 Outlet 120V Surge Suppressor
While this may not be the very best high end surge protector, this model has a few great features that make it a solid option for any setup. It has a high protection rating and a 12 foot cord that should work in just about any office. It only has eight outlets, but there's a remote on/off switch on a cord that you can use to easily turn the protector off and on. Read Full Review
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Best Budget Surge Protector:
In looking at budget surge protectors, look for really affordable options for your home or office that still provide solid protection. There are surge protectors available for less than $10 that are little more than power strips and offer no real protection against a potential surge. While these models don't offer ratings as high as some high-performance models, they can still keep your electronics safe against many power surges. All of these come in at about $30 or less, and you might be able to find them for quite a bit less than that during a good sale.
We've chosen these best budget surge protectors because they all provide at least 1,500 Joules of suppression which can protect your equipment from a wide range of surge events. They all have at least six outlets which should be enough for most setups, though some of them do have more. You also get indicator lights on each of these models so you can tell that your system is protected and that the surge protector is functioning properly.
Belkin 8-Outlet Surge Protector (P-BSQ800-06)
This is an excellent surge protector for the price and gives you performance and options that you can find on much more expensive models. With a rating of over 3,000 Joules and eight outlets, you can use this model for a computer setup, home entertainment center, or other use when surge protection is required. This model has a six-foot cord and indicator lights that let you know it's grounded and functioning properly. Read Full Review
Belkin BE112230-08 12-Outlet Home/Office Surge Protector
In many ways, this surge protector is as good as, or better than, anything you can find in a budget price range. It has a very high protection rating, 12 outlets, an eight-foot cord, and connections for both phone and coaxial lines. The only real issue with this one is that it has a suggested retail price of $50 from Belkin, but you can typically find it for about half that price from retailers. Read Full Review
V7 SA0806B-8N6 8 Outlet 1800 Joules Surge Protector
This model has a lower protection rating than some other models on the market, but it still offers enough protection for many setups. It has eight outlets, with four designed for larger plugs, and a six foot power cord. There are also connections for coaxial lines and phone lines with this model and indicators for power and grounding. Read Full Review
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Tripp Lite Protect It! SWIVEL6 6-Outlet Surge Suppressor
The protection rating on this budget surge protector is less than half that of some other models out there but it's still a good choice. It is a direct plug-in design so there's no extra cord but you need to have a wall outlet close to your electronics. There are only six outlets on this model, but they can swivel to give you various angles for the cords you need to connect to it along with two diagnostic LEDs. Read Full Review
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CyberPower 7050SG Energy Saving Surge Suppressor
While CyberPower is well known for their high-end surge protectors, their budget models are somewhat more limited. This one has a pretty good protection rating and seven outlets that are easy to use, including three energy-saving outlets. It has a five-foot cord, connections for a phone line, and two indicator lights. Read Full Review
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Surge Protector Buyer's Guide
Although picking a surge protector might initially seem simple, there are actually quite a few considerations to keep in mind before making a choice. Perhaps the single most important factor is the suppression rating, which indicates how much power the device protects your electronics from. You should also look at other considerations like the number of outlets, cord length, and other connections for devices or cables the surge protector can help defend. Noise filtering, clamping voltage, and additional safety features are all important in protecting your system more completely to prevent damage to your computer or other electronics.
Suppression Rating
Arguably the single most important consideration when looking at a surge protector is its suppression rating, which indicates how much power it can protect your system from in case of a surge. This rating is expressed in Joules, a unit for measuring energy, with higher values indicating greater protection. At the very minimum, you should look for a model with a rating of at least about 1,000 Joules or just a bit over it. 2,000 to 3,000 Joules is definitely preferable, and if you are really concerned about surges through your power lines, then look for a model with a rating over 3,000 or even 4,000 Joules.
Number of Outlets
While power suppression is incredibly important, all the protection possible is meaningless if you do not have enough outlets for all of your devices. The best way to determine how many outlets you need is to look at the devices you plan on plugging into the surge protector at that outlet. From there you can choose a model with one or two more available outlets. This gives you enough connections for all of your devices, plus some options for expanding your system or plugging in temporary devices.
If you're not sure how many devices you'll have plugged in together, then go for a surge protector with at least seven or eight outlets, although a dozen or more is definitely a better choice. Also be sure to pick a model with at least one (preferably two or three) outlets specifically for larger plugs; this helps you avoid using up two outlets for a single device.
Cord Length
This may not be a major issue, but it's definitely worth considering. The length of the cord on your surge protector can help eliminate excess clutter or make it easier to set up your entire system. If all of your devices are close to a wall outlet, a shorter cord minimizes the extra cable you have between the wall and your surge protector. Conversely, look for a model with at least six feet of cable if you have a setup where extra reach is necessary. This ultimately comes down to your set up, so choose the protector with the right cord length for your arrangement.
Additional Connections
Your first priority when choosing a surge protector may be available electrical outlets, but you should consider other connections too. If your protector will be near a cable modem or other cable cord you will be using, then look for a surge protector that includes a cable connection. This lets you run your cable signal through the protector, protecting your devices from surges that can come in along that line. Similarly, if you have a phone line near the area, choose a surge protector that has in and out phone connections so you can protect your telephone equipment. Other connections, like Ethernet ports, are also beneficial to protect your entire network from potential surges.
EMI/RFI Noise Filtering
Power surges may be your primary concern when choosing a surge protector, but many models also include filtering to reduce electromagnetic noise through your system. This is especially beneficial if you run networking cables through your surge protector since noise elimination can help improve a networking signals fidelity and clarity. Look for noise filtering of at least up to 50dB, though 75dB is better and helps keep signals clear of a lot of noise.
Clamping Voltage
The clamping voltage of a surge protector indicates at what point it will divert power away from your devices and protect them from a surge. Fluctuations of voltage through power cables and from outlets is not uncommon, so surge protectors do not immediately go into action at any increase. Instead, there is a value known as the clamping voltage, and whenever voltage goes above this level, the surge protector steps in to keep your devices safe.
There are three common voltages: 330 V, 400 V, and 500 V. Lower values are better since you don't want a surge protector to ignore too much, so 330 V is really ideal but 400 V is also acceptable. Avoid any surge protectors with a clamping voltage of 500 V.
Safety Features
Detachable cables are a great safety feature you should look for when picking a surge protector. This lets you more easily store a protector when not in use, and also prevents tripping over cables. You should also look for a surge protector that includes outlet covers, either ones that slide into place or removable ones. By covering unused outlets, it reduces the likelihood of accidental insertions from say, a curious youngster holding a metal fork. Such features are really ideal in a household with small children, but even in a professional setting they can be valuable.
Manufacturers and Warranty
As you consider different surge protectors, look for well known manufacturers that deliver quality products that are reliable over long-term use. Companies like Belkin, CyberPower, and Tripp Lite all produce excellent surge protectors that live up to the specifications indicated on the models they make. Fellowes and APC are also good companies that make a wide range of different surge protectors.
Look for a surge protector with at least a five-year warranty, though you can find many models with lifetime warranties. One thing to keep in mind, however, is that surge protectors can only handle a certain number of surges, after which they function as a power strip but no longer offer protection. Models with indicator lights let you know if you need to replace it or if it is still working properly.
Leave a Question or Comment
1 comments
- benjamin.f.lauzon
All surge protectors still let threw power up to 330 volts or more. Anything connected to a surge protector still uses 250% the power requirement when theres power surges.They not offer protection against surges for appliances and electronics not connected to a surge protector. All small electronics and appliances not connected into a power bar suffer the effects of full power surges.Lightning and other high-energy transient voltage surges can only be suppressed with a whole house surge protector. The standard let-through voltage for 120 V AC devices (surge protector ei. surge bar) is 330 volts. The theoretical lowest limit possible let-through voltage for 120 volt power lines was 180 volts. New technology high quality surge suppressors can now clamp voltage at 130 volts.Research and detailed information about power surges, surge protectors and lightning strikes can be found on this page:armur.webs.com/surge-suppressionModules offered by Armur Improves life expectancy by up to 32% of all electronics including appliances, electronics with microprocessors and anything with a motor.Guaranteed savings on household yearly Hydro bill from 8% to 20%.Modules are approved and certified CSA. All testing passed from the UL and the standards IEEE/ANSI. Those tests show that the characteristics and specification previously described by ARMUR are 100% guaranteed and certified.Clamp voltage at 130 volts and protects against lightning.Posted on 6/8/2013 12:47 pm |


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Selecting A Wine The Easy Way Using These Simple Tips
A great bottle of wine is appropriate for countless occasions and events. From how to buy to how to serve wine, you need to know all you can before your next event. If you want to learn some more about wine, keep reading this article.
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If you drink wine with your meal and you get frequent headaches, you may want to reduce the amount you drink. Wine has sulfites in it which can cause headaches sometimes when they are consumed. You need to drink in moderation.
Narrow Glass
Do not use red wine in a narrow glass and white in a wide glass. A narrow glass is perfect for whites, keeping warm air away from the drink. Use larger glasses for red wines. More air can enter the glass and react with the wine; this warms it and enhances the flavor.
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Wine Lovers
Look for groups designed for wine lovers. Forums are a great place to share information and learn from other wine lovers. Learning new information from others can end up leading you to your new favorite wine.
If you have white wines on hand, drink them within a year, and definitely before two years have passed. Except for Chardonnay. The difference is due to the fact that Chardonnay is aged in oak barrels, unlike other white wines. The opposite of this usually is true for wines that are darker, along with various other types of wine.
Serve your wine in beautiful, elegant stemware that fits the type of wine and the occasion. You have to have clean glasses which look great. If your stemware has chips or is out of date, it's time to go shopping.
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Hello, Garret! Welcome to the Disney Parks Moms Panel. Let's visit with those royal sisters of Arendelle today!
Frozen fever has taken over my family, too, Garret. We've sung at the top of our lungs to all the tunes at The First Time in Forever: A Frozen Singalong Celebration at Disney's Hollywood Studios twice now, and both times it's been a blizzard-y blast. Along with those memorable songs for the kids, there are some great inside jokes that parents will appreciate as well. And Queen Elsa has some wintry tricks up her sleeve for the grand finale. But I don't want to give it all away!
Both times we attended this show, we used FastPass+ selections for it. There is a stand-by queue available across the courtyard from the theater, and it looked pretty long by the time the doors opened and the FastPass+ line was through. It isn't necessary, but to be absolutely sure you can experience this show, and to avoid waiting in a long stand-by queue, I'd suggest choosing it as one of your FastPass+ selections.
I hope this helps you in your planning, Garret. Have a wonderful vacation, and tell Anna and Elsa we said hello!
Have a magical day,
Kathy K.
Visit Walt Disney World Resort to explore the magic.
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World Mental Heath Day-Combating Work stress
The World Health Organisation (WHO) marked today to make sure…
Managing Anxiety-You Can Do It!
Feeling anxious? Panicky? Or agitated? If so this article is…
Depression: Don't let it get you down
As depression rates soar are we becoming less and less happy…
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text: We're quickly approaching the holidays and in order for shipments to arrive in time please order before December 14th to make sure the parcel will reach you in time with DHL. Orders shipped via Omniva or local post might take a bit longer than usual to arrive. If you have any questions please contact our support.


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We would love to hear from you! Send an email to our executive board at firstname.lastname@example.com and we will get back to you as soon as we can to answer your questions or get you signed up!
HURAA is on Facebook! We post all our latest photos, updates, news, and more. We would love to hear from you there too, so let us know what you think and like HURAA!


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With the average temperature of 21.5 degrees centigrade this part of the island has the best climate in the Canary Islands. Additionally as a result of the proximity to the tropic of cancer the position of the sun means that we average 10 ½ hours sunlight in December and up to 14 hours during the summer. These facts together with a low humidity level make the Los Gigantes area probably the most idyllic spot in Europe.
If you are considering investing in this area look no further, this truly is a small corner of paradise.
Los Gigantes was declared a place of National Touristic Importance in the mid 1960´s and since then has been developed in a tasteful and charming way. Just walking through the resort and taking in the fantastic array of trees and tropical flowers makes your stay here so much more colourful and pleasant.
Los Gigantes and Tenerife can offer you everything that you would want as your holiday home destination. Locally there are a varied selection of restaurants, bars and shopping venues and only ½ an hour from here you have the still growing resort of Playa de Las Americas which enhances your choice further.
Six golf courses on the island and the newly constructed Abama course, designed by Dave Thomas, just 10 minutes from our office completes a selection of sporting facilities second to none. Whether you want mountain hiking or nautical sports we can offer you a quality of life that has been well worth working for.
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Giant Steps - Los Gigantes Property
Buying a property abroad can feel like you're taking a giant step, however Tenerife Property Sales can help you each step of the way if you're thinking of purchasing a property... >>


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CEF partners with churches to reach communities with various community festivals, fairs and other outreaches. Volunteers share the Gospel to children using the Wordless Book, Meet the King booklets, Gospel bead bracelets, Gospel Flipper Flapper, and Gospel Cube.
If you are planning a community outreach CEF can train your volunteers to share the gospel. Please contact our local office if you would like training or if you would like for CEF to partner with you to reach your community for Christ.


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The purpose of the experiment was to determine the effect of kicking a soccer ball at different impact locations, or strike zones, on the overall distance traveled by a soccer ball. The impact locations consisted of 2.5 inches above, 2.5 inches below, 1.25 inches, and 2.5 inches to the left of the cross sectional center of gravity. The researchers predicted kicking the soccer ball in the center would produce the maximum distance traveled because no energy would be exerted on spin. A spring-loaded apparatus was made to generate consistent energy through the experiment. The trials were performed on a turf soccer field to reduce lurking variables. Before the ball was kicked, the researchers made sure the cleat struck the ball in the specified strike zone. The "leg" was pulled back a constant distance and released to kick the ball. The researchers found the lower strike zone produced the greatest distance while the center strike zone produced the second greatest distance. During the lower trials, the ball flew in the air before hitting the ground causing the ball to lose less energy and travel further because the ball only experienced drag in the air as opposed to balls traveling on the ground which experienced both drag and ground friction. The center impact traveled more distance than the other two horizontal impacts deviated from the center because as the impact location increasingly deviated from the center, the rotational kinetic energy increased and the translational kinetic energy decreased due to the law of conservation of energy. Ultimately, the researchers rejected the original hypothesis. These conclusions can be seen throughout various sports; one example occurs in baseball. Ground balls, hit at the top of the ball, do not travel as far as "home-run" balls which are hit at a lower region on the ball, creating approximately a 45° angle of elevation.
Research Done By:
Guy Lin
Sterling Heights High School
Frank Woo
Lakeview High School


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Hello, it's another warm day today, hope everything is okay in your part of the world.
It's time for a new challenge to start at Aud Sentiments Challenge Blog. Our theme for this challenge is to include a Spring/Easter Sentiment on your project. Our sponsor is the delightful Paper Nest Dolls.
Here is my make using Spring Basket Avery.
SU Tangerine Tango cardstock for the basecard , diecut circle and punched scalloped circles
SU Tempting Turquoise for matte and diecut
White cardstock from stash for image and sentiments
DP from First Edition Paper 12x12 paper pad - J'Adore - It has a lovely gloss finish which doesn't show in the photo
Image is from Paper Nest Dolls - Spring Basket Avery
Sentiments from SU set - Hello Spring and Hero Arts - Anytime Messages
Nestie Curved Rectangles Die
SU Circle punch and Scalloped Circle Punch
Copic Markers
Memento Tuxedo Black inkpad
D/S tape roller and foam dots
Hope to see you over at Aud Sentiments Challenge Blog with a creation or two. Check out my fellow teamies makes and take the time to leave a comment. They are much appreciated.
Thanks for stopping by,
Take Care,
Hugs, Sandy
Thursday, March 9, 2017
Spring or Easter Sentiment
Posted by Sandy at 6:00 PM
Labels: Aud Sentiments DT card, Female birthday
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Why does the MILCOMP start on 2 August on the schedule?
A. The official arrival/registration day for MILCOMP is 4 August. We understand that some teams may prefer to fly to Canada early in order to acclimatize. Therefore, we have made arrangements for quarters and rations to be available as of 2 August at an extra cost of approximately $75.00 CAD per day, payable directly to the base accommodation center and the mess hall. You must notify us upon your registration through this website the date of your arrival so we can advise the base accommodation center. You will have access to the gym/pool, and all other sporting facilities, but NO official training will be provided, ie. obstacle course, water obstacle course, weapons and ranges will NOT be available to you.
How do we register family members and accompanying persons?
A. Canada does not have a Reserve Officers Association, and therefore all registration fees become "public funds." As an "operational reserve," we are bound by numerous hospitality and financial rules and regulations, which limits our ability to organize "non-military" events.
The good news therefore is that there is no fee, per say, for family and friends to travel together. You simply need to pay for their accommodations and meals, as you would on any vacation. If you would like to invite them to any of the official events, you have the option of purchasing extra tickets a la carte for the Opening Ceremony & Reception, Closing Ceremony & Gala Dinner, and the Symposium day.
Quebec City is a vibrant and multicultural tourist paradise. You are welcome to explore, at your own leisure and at your own pace, and in accordance with your own budget, all that the city and surrounding areas have to offer. We are currently working with the hotel concierge services to provide you with discounted packages, and will announce more details in the coming months.


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Your home is your castle, and you want it to represent you, your personality and your taste. You've worked hard, and you deserve a home that is a reflection
of your achievements. Welcome to Duncan & Duncan, Clarksville's preferred custom home builder.
Every step of the way, we work tirelessly to ensure that your home is crafted to your desires. We will work with you from the beginning in choosing the right design and materials, all the way through final completetion to ensure that your home is how you envisioned it.
We never cut corners, we use only the finest quality materials. Our craftsman builders are the finest around, and we have over 30 years of experience as a general contractor and home builder.
We are locally owned and operated in Clarksville, and we know the area! If you ever have any questions, we will always be here for you.
Contact us today to discuss your custom home needs and you'll see why we are the preferred custom home builder in Clarksville.
-Don Duncan, 931-206-4545.


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The Communication Workers Union (CWU) has criticised the government for changes it has made to how pensions will be calculated, which it said will leave BT Pension Scheme members worse off in retirement.
As a result of the changes, BT has revised down its pension deficit by around £2.9 billion.
The government has changed the inflation rate for revaluation and indexation of work pensions from the Retail Prices Index (RPI) to the Consumer Prices Index.
CWU said that the change in index could negatively affect 331,000 people in the scheme because CPI is usually lower than RPI, currently by 1.5 percent.
Andy Kerr, deputy general secretary at CWU, said: "CPI-linking will mean smaller pension increases for many hard-pressed pensioners and will lead to the pension falling below the real cost of living.
"BT may get a boost in its share price, but the result will be a lifelong cut in benefits for our retired members."
BT said that the government's decision reduces the valuation of its pension scheme's liabilities by around £2.9 billion, assuming that CPI is on average 0.75 percent lower than RPI per year in the long term, and 1 percent lower over the next five years. The company's total pensions deficit was £5.2 billion (or £3.8 billion net of tax) as of 30 September 2010, compared with £7.9 billion (or £5.7 billion net of tax) at 30 June 2010.
BT indicated that the decision will also affect the next triennial funding valuation for the pension scheme, which is due on 31 December 2011. However, it said that no changes will be made to the current recovery plan, whereby BT will continue to pay deficit contributions of £525 million in 2010 and 2011.
"Any reduction in the funding deficit due to this announcement will reduce the number of years of any future recovery plan," BT said.
The BT Pension Scheme has decided that the government's changes will mean that CPI will be used for members of sections A and B of the scheme, that is, the 248,000 who joined BT before 31 March 1985.
However, it said that it was taking further legal advice to clarify how revaluations will be made for the 83,000 members of section C of the scheme, and it will continue to use RPI for these members until the review is complete. Section C relates to employees who joined BT between 1 April 1986 and 31 March 2001. The BT Pension Scheme closed to new members on 1 April 2001.
"We are seeking an urgent meeting with BT to establish what effect in real terms this will have on our members," said Kerr.
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Thank you to Iceah from Wow Legs for this Poem Tag on Girlfriends! I want to share it to my lovely friends as well! This is dedicated to all of my blogging friends out there!!
When I was little,
I used to believe in the concept of one best friend,
And then I started to become a woman.
And then I found out that if you allow your heart to open up,
God would show you the best in many friends.
One friend is needed when you're going through things with your man.
Another friend is needed when you're going through things with your mom.
Another will sit beside you in the bleachers as you delight in your children and their activities.
Another when you want to shop, share, heal, hurt, joke, or just be.
One friend will say, 'Let's cry together,'
Another, 'Let's fight together,'
Another, 'Let's walk away together.'
One friend will meet your spiritual need,
Another your shoe fetish,
Another your love for movies,
Another will be with you in your season of confusion,
Another will be your clarifier, Another the wind beneath your wings.
It may all be wrapped up in one woman, But for many, it's wrapped up in several...
One from 7th grade,
One from high school,
Several from the college years,
a couple from old jobs,
On some days your mother,
On some days your neighbor,
On others, your sisters,
And on some days, your daughters.
So whether they've been your friend for 20 minutes or 20 years,
Pass this on to the women who has a place in your life/lives.....
It is that time again...award time....I have been very lucky and have received allot of awards over the past two weeks or so..so I am going to list them all and pick a few people this time...If I missed any awards..do let me know!! Thank you to all my blogging friends!!
The first two are from Rose's Obstacles and Glories
The next three are from Susie's Homemade
The last award I got from both Susie's Homemade and Life in the Lapadula House
A Mummy's Meanderings
Middle Life
A Hippie Liberal Mom Chronicle. No Slack Intended
A Slice of Texas
Kitty's Social Commentary and General Snark
Blooming in Boulder County
Best Post of the Week
American in Norway
These are in no particular order! If you area a follower or a comment leaver and you have not seen yourself yet getting an award from me..you will soon!!
Later Tators!


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Date of the Event: 30/01/2018
Event Conduction Duration: 5 pm- 6 pm
Event Venue: City Centre Mall, Untwadi, Nasik.
Name of Event Coordinator: School Of Fashion Design & Beauty Cosmetology.
Outline of Program
School of Fashion Design & Beauty cosmetology, Sandip University conducted promotional activity at "CITY CENTRE MALL" Nashik, Which Includes Group dance of Fashion & Beauty students.
Outcome of Program:
The people gathered over there were attracted by Sandip University, got very positive response by Mob & also good number of enquiries.
30 January 2018 - 30 January 2018


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Kobe's night view is one of the best three night views in Japan. (Other two is in Hakodate and Nagasaki.)
From Rokko Mountain, you can see both Osaka and Kobe.
Rokko Garden Terrace is the good place to enjoy the view. (Altitude 890m)
The reason for $10 million night view... because electricity expenses for the area in this night view are $10 million per night!


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a birth – day one
When Baby D was born, he was born crying and robust. His APGAR scores were high: 9 and then 10. His colour was good. He appeared healthy and strong. We placed him skin to skin on my chest, and as he calmed his breathing settled into small rhythmic moaning sounds. We thought they were adorable. He was adorable.


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Holy shit life, give me a break for a second!
This fragrance is hand mixed to order. I combine Chamomile, Lavender, Frankincense, and Ylang to get you or a friend in need to calm the fuck down.
Uncensored label unless censored requested - just let me know when you checkout.
Censored will say F*ck.
Because your car should smell good, too! Bring your favorite A to Z Candles fragrances along for the ride with my scented sachet car fresheners. The elastic cord is attached and ready to hang on the rear view (or anywhere, really) so you can enjoy up to three weeks of fragrance. Give it a little shake every now and then to refresh.
You can keep my sachets in small spaces, too! Think lockers, drawers, closets, and even small bathrooms!
Size: 3" x 4" organza bag.
Materials: Elastic string, sachet rocks, and premium fragrance oils.
Keep out of reach of children.


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by Eric Stashin (aka The Rotoprofessor)
Washington's Bishop Sankey was one of the most productive running backs in college football in 2013. When a running back puts up this type of line you would think there are high expectations:
1,870 yards (5.7 yards/carry)
28 receptions for 304 yards and 1 TD
However, there are also some concerns based on his size (5'9″, 209 lbs.). NFL.com in their combine scouting report for Sankey said that:
"Lacks ideal bulk and functional run strength — not a robust tackle-breaker. Too often grounded by single-tacklers or tripped up by the ankles. Shows some hip tightness. Average explosion, speed and elusiveness."
His performance at the Combine helped his cause, however, and may have helped to minimize some of the doubts. According to Walter Football:
"At the Combine, Sankey ran faster than expected and looked good in the receiving drills. He had a strong performance to help his draft stock."
NFL.com has his 40 time listed as 4.49 seconds and is also marked as around the top performers in the bench press (26 reps), broad jump (126.0 inches), 3 cone drill (6.75 seconds) and 20 yard shuttle (4.00 seconds). Those are impressive numbers, but the concerns are obviously not simply going to go away.
There's a good chance that his game fails to translate to the NFL, and it's going to be difficult for any team to trust him if his blocking is sub par. Those concerns make him seem more like a rotational back, with the potential to sit on third downs and at the goal line.
While his landing spot will ultimately determine his value, it doesn't seem like he will be anything more than a late round flier.
Sources – NFL.com, Walter Football


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Arrow Energy Educational Establishment
Arrow Land Holdings Pty Ltd
Ranges Bridge
Precinct Urban Planning was engaged by Arrow Land Holdings to provide town planning assistance associated with the establishment of the Theten Farm Arrow Education Centre at Ranges Bridge. The project involved development of an educational facility to provide a base for community engagement sessions, educational excursions, training and workshops for students and landholders on Arrow Energy's solutions and on-going commitment to coexist with the agricultural industry.
• Provision of Strategic and Statutory Planning Advice
• Development Application Preparation
• IDAS Process Management
• Development Facilitation


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What our customers are saying:
Really enjoying this strainer...
Only 1 left in stock
This beautiful stainless steel 'Chakoshi' tea strainer/infuser is hand crafted at Torii Kanaami in Kyoto City.
Established in 1889, they have a long history making utensils for tea, traditional Japanese cooking, and also netting that is used by Shrines, Temples, and Machiya townhouses throughout Kyoto.
Size (Approx.): Length 180mm / Height 60mm / Diameter 70mm
There are no reviews yet, would you like to submit yours?


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The PlayStation video game console is absolutely an amazing maker, one which brings the current new wave of modern technology to your pc gaming and also Net experience. If you are thinking about a brand-new console system, seriously look the attributes of PlayStation 3 console. They will certainly provide you with the optimum quantity of enjoyable with alternatives as well as functions that you will certainly ever before require.
Directly, like a mom and dad, I believe among the best facets of the PlayStation 3 is the gamer's capability to download and install as well as play video game trials. Utilized to be you might get a disc with numerous demonstrations on it yet after that you were stuck to a pointless disk and also out a number of bucks while doing so, with the brand-new function as soon as you have actually played the demonstration as well as determined if you wish to buy the video game you could after that remove it as well as not be out one red cent.
80 gigabyte
There is some complication on this version as the very early launch had all the exact same capacities free psn code generator of the 60 however later on launches are downsized. If you discover an 80 job with 4 USB ports, it will certainly have all the fantastic functions of the 60 provided above. On the various another hand, if it has just 2 USB ports you shed the Wi-fi, SADC as well as in reverse compatibility.
160 gigabyte
This is the most recent instalment of the free psn code generator household as well as is anticipated to launch around the vacations this year. It will certainly have the 2 USB as well as Wi-fi capacity to select the beast dimension disk drive; one could just presume that there are some major upgrades involving require the manufacturing of this console.


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This scene was once identified as Herod and the Three Magi (New Testament, Matthew 2: 7), but none of the figures is shown with a king's attributes of crown or sceptre. It is more likely to show saints or prophets in debate, which was a popular motif in Florentine art during the early 16th century.
With its bright colours, expansive drapery and dynamic poses, the painting is typical of the style of the Florentine Mannerist artist, Pontormo. Another version of this picture exists in Musee Magnin in Dijon. The present painting was originally painted on a wood panel, and has since been transferred to canvas.


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This occupation is part of Manufacturing
not enough datawhy?
- Create a Budget
- x Create a Plan
- x Find Job Openings
About the Job
Assemble, fit, fasten, and install parts of airplanes, space vehicles, or missiles, such as tails, wings, fuselage, bulkheads, stabilizers, landing gear, rigging and control equipment, or heating and ventilating systems.
It is also Called
- Aerospace Assembler
- Aircraft De-Icer Installer
- Aircraft Fuselage Framer
- Aircraft Layout Worker
- Aircraft Line Assembler
- Aircraft Part Assembler
- Aircraft Parts Assembler
- Aircraft Powerplant Repairer
- Aircraft Riveter
- Aircraft Sheet Metal Mechanic
What They Do
- Assemble parts, fittings, or subassemblies on aircraft, using layout tools, hand tools, power tools, or fasteners, such as bolts, screws, rivets, or clamps.
- Read blueprints, illustrations, or specifications to determine layouts, sequences of operations, or identities or relationships of parts.
- Set, align, adjust, or synchronize aircraft armament or rigging or control system components to established tolerances or requirements using sighting devices and hand tools.
- Attach brackets, hinges, or clips to secure or support components or subassemblies, using bolts, screws, rivets, chemical bonding, or welding.
- Join structural assemblies, such as wings, tails, or fuselage.
- Adjust, repair, rework, or replace parts or assemblies to ensure proper operation.
- Inspect or test installed units, parts, systems, or assemblies for fit, alignment, performance, defects, or compliance with standards, using measuring instruments or test equipment.
- Position and align subassemblies in jigs or fixtures, using measuring instruments and following blueprint lines and index points.
- Cut, trim, file, bend, or smooth parts to ensure proper fit and clearance.
- Layout and mark reference points and locations for installation of parts or components, using jigs, templates, or measuring and marking instruments.
People who work in this occupation generally have the interest code: RC.
This means people who work in this occupation generally have Realistic interests, but also prefer Conventional environments.
Work Values
People who work in this occupation generally prize Support, but also value Relationships and Working Conditions in their jobs.
Things They Need to Know
- Mathematics - Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
- Education and Training - Knowledge of principles and methods for curriculum and training design, teaching and instruction for individuals and groups, and the measurement of training effects.
- Mechanical - Knowledge of machines and tools, including their designs, uses, repair, and maintenance.
- English Language - Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
- Production and Processing - Knowledge of raw materials, production processes, quality control, costs, and other techniques for maximizing the effective manufacture and distribution of goods.
Things They Need to Be Able to Do
- Quality Control Analysis - Conducting tests and inspections of products, services, or processes to evaluate quality or performance.
- Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
- Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
- Monitoring - Monitoring/Assessing performance of yourself, other individuals, or organizations to make improvements or take corrective action.
- Reading Comprehension - Understanding written sentences and paragraphs in work related documents.
- Complex Problem Solving - Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.
- Speaking - Talking to others to convey information effectively.
Education Required
These occupations usually require a high school diploma.
In 2018, the average annual wage in Kansas City, MO-KS was $38,740 with most people making between $26,350 and $56,640
Kansas City, MO-KS projection information is not available
Education & Training
Similar Occupations
- Boilermakers
- Pipe Fitters and Steamfitters
- Electric Motor, Power Tool, and Related Repairers
- Telecommunications Line Installers and Repairers
- Signal and Track Switch Repairers
- Power Plant Operators
- Chemical Plant and System Operators
- Petroleum Pump System Operators, Refinery Operators, and Gaugers
- Cutting and Slicing Machine Setters, Operators, and Tenders
- Railroad Brake, Signal, and Switch Operators


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European Apostolic Leaders (EAL) is a servant movement. We seek to model servanthood, respect, honor and love. In previous times, Europe at times colonized the world in negative ways. Now, we believe that God is using us to show the way to the loving authority of the Triune Godhead! «Jesus said to them again, ´Peace be with you. As the Father has sent me, even so I am sending you´» (John 20:21).
The purpose of European Apostolic Leaders is to connect each member's wisdom and resources in order to function more strategically, combine our efforts globally, and effectively accelerate the advancement of the Kingdom of God on earth into every sphere of society.
Top Photo: Some of our 33-man strong delegation from 17 nations at the Norwegian Parliament at Oslo 2016, hosted by MP of the Christian Democratic Party (KrF), Geir S. Toskedal.
Video below: In a meeting in Suceava, Romania on September 30th, 2018, Jan-Aage Torp sheds light on what «really» happened when ICAL and EAL severed ties in November 2015 - three years before.


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Return Policy
To make your purchases easier, TheJewelersShop.com assures your satisfaction by offering you a comfortable return policy. Please follow the simple steps below. Items must be returned within 20 days of delivery. Orders received after this date will not be accepted for refund. The minimum return shipping method should be Xpresspost with insurance and a required signature. You have to choose between this two option:
- Exchange your purchase .
- Gift card of the same value.
Enclose the unworn item(s) with all additional materials in the original box.
Clearly write the Authorization Number that was given to you on the outside of the securely sealed return package.
Please mail your return package to:
The Jeweler's Shop
142-5401 boul. des Galeries
Québec, QC, CA, G2K 1N4
Once your package is received, it will be thoroughly inspected to ensure that there was no use of the item(s) and that all tags are securely in place. Your credit card will then be refunded the amount of the item, less all shipping charges in both directions. Custom orders with engraving and special ring sizes cannot be returned (refund, exchange or repair). Please call 418.934.6334 for more details.
Please allow a short period to process your refund. This should be no more than 7 business days upon receipt of the item. During holiday seasons, time expectancy may vary.
At TheJewelersShop.com, it is our priority to ensure that our customers are pleased with the items that they have purchased. If not, our Return Policy guarantees your money back, providing that all criteria have been met.
f you have any questions about this policy, please contact us by phone at 418.914.6334 or by e‑mail at email@example.com


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So what is meant by assistive technology? Some may or may not have an idea of what is meant by it.
Assistive technology refers to any item, piece of equipment, or product system, whether acquired commercially modified, or customized, that is used to increase, maintain, or improve functional capabilities of individuals with disabilities. Examples of assistive technology include calculators, wheelchairs, augmentative communication devices, computers, specialized software, and picture communication symbols. (Solomon, Allen, & Resta, 2003, p.272)
IDEA backs this definition of assistive technology and requires it to "be considered for each student for whom an Individualized Education Program is developed" (Male, 2003, p.133).
In education, assistive technology is invaluable to individuals with special needs. Assistive technology is a vital step towards providing equal access to education to those who otherwise would be left in the dark because of the disabilities that they may have. However, there are many assistive technology devices that are out there. Determining the most appropriate device is almost if not more important than the wide selection of devices available. Unless the best device that will accomplish the purpose and match the individual's needs is acquired, then the technology may be more of a nuisance when it comes to providing equal access to education for the individual. "Careful documentation of the degree to which the device provides the desired outcomes provides almost irrefutable justification for the device recommendation" (Male, 2003, p.134).
For almost four years, I worked in a center-based program in the public school system. The students that I worked with were sent to the center-based setting due to continued disruptive behaviors which resulted in their dismissal from the regular school environment. Not all, but many of these students had also been evaluated as having intellectual and/or physical limitations, as well. Many of the students who may have had these limitations may have come to me with assistive technology devices or would be assessed by a collaborative effort including other professionals, parents, and myself to determine the available devices that would be beneficial to assist them with gaining equal access to an education. However, sometimes, though the devices could have been very beneficial to their education, sometimes their behavior would prevent them from getting the most benefit. So negative behavior was one barrier for some of the students I worked with concerning the use of assistive technology.
One particular student was assessed with hearing impairment and was provided with hearing aids, as well as a sign language interpreter, hearing impaired teacher, speech language pathologist, and occupational therapist. Upon coming to my class, she only had one hearing aid that had been issued to her up to that point. Before the end of the next year, she had been re-evaluated and re-fitted for new hearing aids and given hearing aids for both ears. However, she disliked wearing them and would often times hide them, remove them, and when having severe behavioral difficulty attempt to destroy them. Because of her resistance to the devices and services provided, in my opinion and others' opinions, she was not able to experience the full benefits of the assistive technology and services provided her. Still, I believe that the services provided were the most appropriate for her to help her gain equal access to her education, and when behavior was not an obstacle, she was able to be actively engaged in the learning process and do quite well.
So what are your thoughts about assistive technology? What has been your experience with it?
Male, M. (2003). Technology for inclusion: Meeting the special needs of all students. Boston: Allyn and Bacon.
Solomon, G., Allen, N. J., & Resta, P. (Eds.). (2003). Toward digital equity: Bridging the divide in education. Boston: Allyn and Bacon.


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Warren's Piece
ESTELLA WARREN is worried that her innermost secrets might fall into the wrong hands, after she recorded a tape of her feelings on a plane she thought was about to crash into the ground. "I suddenly felt the plane go down and thought we were going to die," says the one-time Chanel girl, soon to be seen starring alongside Mark Wahlberg in Planet of the Apes . "I thought if I'm going to die, I might as well videotape it. So I got out my recorder and started taping goodbyes. I told secrets and things that I did that I shouldn't have." As it happens, tragedy was averted when pilots managed to aright the plane after it plunged. But Estella, who was keen to keep her secrets secret by destroying the footage, was asked to hand the tape over to lawyers, on the basis that it could contain vital evidence of negligence. "The airline claimed it was a technical difficulty," Estella tells Star magazine. "But you can clearly hear the pilot say on tape, 'We have no back-up battery'." If the recording proves to be crucial to their case, lawyers may choose to play the tape in court.


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3 Stocks to Help Fund Your Retirement
Why stocks such as PepsiCo, 3M Co., and Kinder Morgan are strong contenders for your retirement portfolio.
If you don't have stocks in your retirement portfolio, you may not be ready to rule your retirement just yet. Safe-haven investments such as Treasury bonds and CDs may help you preserve capital, but you risk outliving your nest egg if it isn't growing. That's why owning high-quality stocks that have the potential to grow earnings and dividends for years to come are among the best possible investments for your golden years.
To help you start right away, we asked three of our contributors to suggest one stock each that they believe could help you fund your retirement. Read along to see which among PepsiCo (NASDAQ:PEP), 3M Co. (NYSE:MMM), and Kinder Morgan (NYSE:KMI) suits you best.
PepsiCo is a "set it and forget it" winner
Keith Noonan (PepsiCo): When it comes to selecting stocks for a retirement portfolio, equities that have low risk profiles and dependable dividends make strong candidates. To borrow an old infomercial catch phrase, a good retirement stock should allow you to "set it and forget it," and food and beverage giant PepsiCo fits that mold well.
Dividend stocks have historically outperformed the broader market, and dependable payouts can provide a source of income for retirees and a buffer against market volatility. Pepsi's payout is a respectable 2.8%, and the company has delivered dividend growth for 44 years running --- and will once again deliver an increase with its upcoming June disbursement. With positive momentum on cash generation and the annual cost of distributing its dividend representing roughly 57% of free cash flow, there's still room for payout increases down the line.
PepsiCo's business produces strong margins and is backed by a top-tier product portfolio, with 22 brands that generate at least $1 billion in annual retail sales and a lineup that's evolving to meet shifting market demands. No stock is without risks, and an increasingly health-conscious public does threaten sales of sodas and certain snack products, but the company is making commendable progress on diversifying its offerings through internal development and acquisitions.
With its stock trading at roughly 21 times forward earnings estimates, PepsiCo is a great company that pays a reliable dividend. It deserves a spot in your retirement portfolio.
You can't ignore 3M
Neha Chamaria (3M Co.): I too have a preference for low-risk dividend-paying stocks when it comes to retirement investing. It's even better if the company is a diversified one, as I believe diversity comes with the advantage of offering high growth potential while mitigating risks. So the stock I recommend is conglomerate 3M, a global company that sells products in roughly 200 countries today, has 100,000 patents under its belt, and serves nearly every sector you can think of, including industrials, consumer goods, healthcare, electronics, and energy.
I believe 3M's diversity has played, and will play, a key role in driving its earnings and cash flows higher over the years. 3M's profit has dipped during recessionary periods, but the broader trend has been upward:
More importantly, 3M increased its dividends even during those hard-hitting years. In fact, it increased its payout for the 59th straight year earlier this month. Now that's the kind of income security you want in retirement. Better yet, with 3M paying out just about half its net profit and free cash flow in dividends, there's ample room for even higher dividends even if the company's earnings grow at a slower pace going forward.
Here's another interesting tidbit: 3M's dividend has nearly doubled in the past five years, and so has its stock price. Of course, there's no guarantee the stock and its dividends will continue to grow at such torrid pace, but there's no reason to doubt 3M's growth potential, either. When you factor in 3M's rock-solid financials, its return on assets, and management's credibility, it's hard not to pick the stock for your retirement portfolio.
The infrastructure giant awakens from its slumber
Chuck Saletta (Kinder Morgan): Pipeline giant Kinder Morgan saw its shares collapse following its dividend cut in late 2015. Yet it cut its dividend for precisely the right reasons -- to shore up its balance sheet and protect its credit rating from falling into junk-bond territory.
As painful as that step was for investors who came to expect or rely on Kinder Morgan's dividend, it's bringing the benefits the company hoped for. Its balance-sheet leverage is now safely in investment-grade territory and is expected to be around the company's target of 5.4 by the end of 2017. In addition to shoring up its balance sheet, the dividend cut helped Kinder Morgan finance more of its growth internally, setting it on a more sustainable and self-sufficient trajectory.
While there's no guarantee until the company announces a dividend increase, Kinder Morgan does anticipate being able to resume raising its dividend in 2018. Thanks to the tough medicine it took starting in late 2015, today's Kinder Morgan is on much more stable financial footing than it was then. Since the dividend cut caused its shares to sink, it stands to reason that resuming dividend increases in a more sustainable manner should help those shares on their road to recovery.
Humbled, stronger, and still generating billions in cash flow, Kinder Morgan looks poised to resume its traditional state of sharing the rewards of its growth with its shareholders through dividend increases. Combine that with a price that represents a reasonable market valuation after its tumble, and it becomes a reasonable candidate for investors looking for stocks to fund a portion of their retirement.


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5 Bedrooms, 2 Bathrooms, Capacity: 8
|Banett Properties
T. Barnett
22 Fifth Ave
Saratoga Springs, NY 12866
Click here
|Member Since:
|Jan. 22nd, 2006
|Other Listings:
5 Bedrooms, 2 Bathrooms, Capacity: 8
Bedrooms: 5. Bathrooms: 2
Yr-round house rental on 132 mile long Lake Champlain in historic Westport, NY. 5 BR, sleeps 8; fully accessible downstairs bed and bath. 2 full baths; new eat-in kitchen; FPL. Spectacular sunrises over the lake. Large deck overlooks Westport Bay and VT shoreline. Sand beach, Walk to marina andr local restaurants
5 Bedrooms, 2 Bathrooms, Capacity: 8
Beds: 8 Twins
Minimum Stay: 7 Night Minimum
Beachfront, Lakefront, Lake View
Nearby Attractions: - Walk to 18 hole golf course, restaurants, village library, marina w/boat & slip rentals. 40 min to Whiteface Mtn Ski Area or Lake Placid; 30 min to hiking in Adirondack Mtns. Excellent biking, canoeing, sailing.
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We offer a diverse selection of private vacation home rentals, condos, cabins and beach lodging in New York including Westport vacation rentals in Westport, New York.


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On September 20th, 2003, Darcy and I along with a group of people including my buddy Ben, climbed the famous Half Dome in Yosemite. Even though we knew it would be a challenge, we also knew it would be an achievement we would proudly live with for the rest of our lives.
Instead of stringing sentences together to describe this journey, I'll exemplify it with pictures and short descriptions. Here we go:
We started before sunrise:
Early on in the walk is this waterfall (Ben and I):
We hiked up STEEP calf-burning terrain:
Sometimes it was EXTREMELY STEEP:
We stared at where were going amazed at how far and high we still had to go (and this picture was taken when we were pretty far along in the hike!):
We stared at the danger we faced as we prepared to climb the cables up to the summit:
Here's a close-up of people scaling the cable to the top of Half Dome:
We enjoyed the amazing views from the top! It took about six hours to get there, but it was well worth it. We stayed up there for an hour, soaked in the views, took pictures, and ate lunch.
On top of the world:
Cool Picture, huh?:
What goes up, must come down:
Getting down was much faster than getting up (thank you gravity), so the whole journey took 11 hours. I've been a part of some of the most grueling training sessions in my years of high school basketball and soccer, but I don't think my legs have ever felt like jell-o as much as they did at the end of this hike. It was literally painful to take another step!
Monday, February 25, 2008
Half Dome. Been There, Done That.
On September 20th, 2003, Darcy and I along with a group of people including my buddy Ben, climbed the famous Half Dome in Yosemite. Even though we knew it would be a challenge, we also knew it would be an achievement we would proudly live with for the rest of our lives.
Posted by Jeff at Monday, February 25, 2008 0 comments
Sunday, February 24, 2008
Soccer Celebrations That Made The Newspaper
Once upon a time I played competitive soccer. Even though I went on to play in college at Cal Poly SLO, the pinnacle of my career was my senior year in high school when I helped the Santa Rosa Panthers win the North Coast Section (NCS) championship. Most of my greatest soccer moments can only be remembered in my mind, but luckily for me, a few of them made the newspaper.
Newspaper photo number 1: Santa Rosa Press Democrat (October, 1997)
It was against Rancho Cotate, our second meeting of the year. We had lost the first match-up down in Rohnert Park 2-0. Our second contest was a huge game, and we needed the win the secure to best record in the league at that point. I scored the games only goal in the second half off of Ryan Smith's corner kick. Ryan's cross didn't come straight to me, but after a few deflections it came my way, slightly bouncing. I timed it so my laces struck the ball when it was a few inches above the grass, on it's way down. My shot from about the penalty spot hit the side netting, just outside of the reach of Rancho's diving goalie. Once I saw the ball hit the net, I was more pumped up than I've ever been in my life - seriously. I put my hands up in the air and ran back down the field screaming and seemingly floating. Here's what my celebration looked like:
Newspaper photo number 2: Santa Rosa Press Democrat (November, 1997)
This next one was from the day after we won the NCS Championship my senior year. We beat Cardinal Newman 3-1. They scored first, but I scored soon after their goal. I took a beautiful ball (once again from Ryan Smith) down to the ground with my chest, let it bounce once, and volleyed it into the back of the net. This goal, however, did not make the paper, but is the most memorable goal I've ever scored in my life.
The goal that made the picture was our third goal of the game, which I scored on a penalty kick. The cool thing about this photo was it was pictured twice - once in the sports section and once on the top right corner of the front page! I felt famous for a day.
Newspaper photo number 3: San Luis Obispo Tribune (September, 1999)
My third time getting pictured in the newspaper for soccer was in college. It was one of my first college games, and was my first ever college goal. It was against the University of Illinois - Chicago. My first half goal made the game 1-0 and we ended up winning the game 2-1. Greeting me for a hug is #9 James Newton - who we called Sugar, or Sug - and behind me is Spencer Frankenburger.
My days of picking up the newspaper with the possibility of seeing my face in it are long gone. However, I'm extremely thankful that these pictures were taken and that my mom reached out to the respective newspapers to secure me a copy of each of these photos. Thanks mom!
Posted by Jeff at Sunday, February 24, 2008 0 comments
Monday, February 18, 2008
My Sisters With Me Through the Years
I've been doing some file maintenance lately, and in doing so, have been looking at some old pictures. This is when I got the idea to share some pictures of me with my two sisters over the years.
Pictures of me with Trisha date back to my birth, as she was born 2 1/2 years before me. Beth, on the other hand, was born a few months after my tenth birthday.
The young Narduzzi family just starting out their journey:
What a great team:
I'd do anything to fit in with big sis, including wear a leotard:
Ah yes, Disneyland:
First day of 3rd and 5th grade, respectively:
The annual in-front-of-the-xmas-tree photo:
Trisha and I reading to Beth (notice how nicely combed Beth's hair is!):
My sisters helping me celebrate my birthday:
Trisha graduates from UCLA in June, 2000:
Trisha is now 30 and living and working in San Francisco. Beth is 17 (18 in July) and a senior in high school. Next year she will be attending my alma mater - Cal Poly SLO.
Here we're together just last month in Oklahoma at a wedding (that I posted about here):
Posted by Jeff at Monday, February 18, 2008 0 comments
Sunday, February 17, 2008
Mac As A Puppy
My parents are the proud owner of a West Highland Terrier name Mac. Mac is five years old and is a great dog. He is also one of the few dogs that Bosco has befriended in his life. There is just something about Mac that Bosco likes that no other dog has! Perhaps it's the fact that Mac is the first dog Bosco ever interacted with? Bosco tends to love people, but not so much other dogs - Mac being the exception. We don't even bother taking Bosco to the dog park anymore because he just follows us around rather than interacting with the other dogs.
It's been so long since Mac was a puppy so I thought it would be fun to post some pictures of him from back then. These were taken when I came home from San Luis Obispo for the weekend just to see my parents new addition to the family (I think in early 2003).
On the front porch:
On the stairs:
With my Mom (before my parents did their backyard):
Darcy meets Mac:
Grown up Mac looking at Bosco trying on his raincoat this past Xmas:
Posted by Jeff at Sunday, February 17, 2008 0 comments
Thursday, February 14, 2008
Busy Work Week
Hello Everyone. I've pretty much been at work nonstop since Sunday night, only coming home to sleep. As a result, this blog has been neglected. The craziness wraps up today so I'll likely be back in the swing of things over the three-day weekend. I hope I haven't lost you.
Posted by Jeff at Thursday, February 14, 2008 0 comments
Thursday, February 7, 2008
Back Left Tire Blows On The Way To Work!!
Today I got up fairly early to go to work - at about 5:30am. My plan was to be at work by 7am and have a very productive day - A good day. Well... it didn't work out that way.
At about the halfway point driving to work on 880N I was startled by a really loud popping sound - it sounded like an explosion! I wasn't sure what is was, and at first speculated that it might have been a rock hitting my window. But as I scanned around for a shatter I didn't see one. What could it be? After 20 seconds of pondering I was willing to forget about it when all of a sudden my car started handling funny, trying to pull me left. I then realized my tire was completely flat and I knew I had to pull over. Bummer! I pulled to a stop right before the Brokaw exit, which was at least a mile past where I initially heard the pop.
I call Darcy. I call my boss. Then I call roadside assistance (more like a call center in Nowhere, USA) and they dispatch a local resource to come to my rescue. I wait...
I quickly found out after they got there that the spare under my car was not accessible due to my not having the tool necessary to unlatch it. Apparently when I bought my used Explorer in 2002 it didn't include the kit that allows access to the spare tire. Consequently, I waited nearly 45 minutes to find out I needed a tow! I called the tow and 30 minutes later it was there. So much for getting to work by 7!
I didn't get the tow trucks driver's name, but I did get to meet him a little bit. He looked to be in his low thirties, maybe younger, and had recently come to America from Isreal. He started out in New York for six months and has now been in San Jose for six months. He cited the horrible horrible horrible traffic in New York as his reason for venturing west. He admitted that the traffic is bad here too, but only during rush hours. In New York it's always rush hour.
I had him drive me to Pacific Tire in Milpitas, which is the tire shop I bought my tires at a couple of years ago. I left it there for repair. Luckily, he offered to take me to work, and I accepted. I got to work at 9am.
If you don't remember the bad days you can't appreciate the good ones!
Posted by Jeff at Thursday, February 07, 2008 0 comments
Monday, February 4, 2008
My "What If's" About the Super Bowl
It's not so much that Darcy and I are mad that the Giants won as it is that we're mad the Patriots lost. Actually, 'mad' is the wrong word. 'Disappointed' works better, as does 'frustrated'.
This whole season we marveled at the greatness of the Patriots. They were blowing teams out while everyone was questioning whether they were the greatest football team ever. Tom Brady throwing touchdown passes at a record-breaking rate, and they were scoring touchdowns seemingly at will. We had fun watching history, and wanted them to make their season a perfect 19-0.
We watched as Indianapolis, Philadelphia, Baltimore, and New York came close to regular season upsets. But no, it was impossible to beat New England. Even if you had the lead on them in the fourth quarter, they would score a winning touchdown in the final minutes of the game and break your heart.
Last night the Patriots got a taste of their own medicine as Eli Manning led NY down the field for a winning touchdown with only 35 seconds left on the clock. As they always are with the losing team, all the "what ifs" were aimed at New England.
- What if Belichick had gone for a 49yd field goal instead of going for it on 4th and 13 with 6:49 to go in the 3rd quarter?
- What if Asante Samuel would have caught that interception instead of dropping it to keep NY's winning drive alive?
- What if the Pats would have sacked Eli Manning instead of letting him break free to throw a 32yd (to the NE 24yd line) pass to David Tyree with 1:15 left in the game?
- What if David Tyree drops that pass that he secured with one hand against his helmet instead of making a miraculous catch for the ages?
All of these "what ifs" have nothing to do with Tom Brady, but have a huge impact on his legacy. All season long all the "what if" questions were to the other team. For example, what if the Raven coordinator hadn't called time out before the play they stopped the Pats on 4th and 1?
In conclustion, it's not so much that we're Patriot fans as we're fans of their dynasty and dominance over the rest of the NFL. It was fun watching them be great. Watching the Patriots was like watching Tiger Woods. They were seemingly incapable of choking. We now know that is not true, and the truth is disappointing/frustrating.
Oh well, I'll get over it. Go 49ers!
Posted by Jeff at Monday, February 04, 2008 0 comments
Sunday, February 3, 2008
Against Me! Opens Up For The Foo Fighters
Last night I went to The Foo Fighters concert at Oracle Arena in Oakland with a colleague from work. We were treated to a great show with all the well-known Foo Fighter hits as well as a few of their new songs from their recently released sixth studio album.
David Grohl as he walked out to the center of the arena, right by where we were standing:
This was not my first time ever seeing The Foo Fighters. In October of 2006 Darcy and I saw them play an acoustic set at the Bridge School Benefit concert at Shoreline.
For those of you not aware, The Foo Fighters emerged following the April 5th, 1994 suicide of Nirvana front man Kurt Cobain. David Grohl - who was Nirvana's drummer - is now the lead singer/guitarist and creative force for The Foo Fighters. He's an extremely talented musician, singer, and entertainer.
Even though The Foo Fighters are a great live show, they weren't the sole reason I was willing the shell out $85 for a general admission ticket. The opening band, Against Me!, is a band I have been listening to consistently for the last two months. When I found out they were opening, that's when I knew I had to attend this show. As good as the Foo Fighters were, I enjoyed Against Me! even more.
Against Me! pictured here:
For those of you who think you may have similar taste in music to me, do yourself a favor and get Against Me!'s new album New Wave. The album is great all the way through, and if you're like me and are always looking for new music to work out to, there are a few tracks on New Wave that make great exercise music.
Link to Against Me! website HERE. If you are only able to listen to a few songs, check out 'Up The Cuts', 'Thrash Unreal', and 'Americans Abroad'.
Posted by Jeff at Sunday, February 03, 2008 0 comments


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Six months post SRS/ GRS and things are getting back to normal. The new normal. My partner and I go out and have fun, she only has to dilate once per day and life is just continuing.
It was very hard after she had SRS to manage certain life things. She got a serious infection (it was really stinky…!!!!!) I had to drive her to work, shop, cook, clean, we moved house and then the day after we moved I had a serious accident. All of this took the fun out of the day to day ease of living. It was a culmination of events that has led me to appreciate our relationship and her functional transition.
To reach the point of funcationality is an achievement that some partners will get to and others will not. It is not a failing either way. But it is possible.
For someone who is a passable trans person life does just 'go on' and that's it. It is a blessing and a privilege for my partner and I to experience this. I can not emphasize enough that the idea of the trans woman who will never pass is just not true. A lot of people don't pass because they do not that the right support, finances and self-awareness but this doesn't have to be the same for your partner.
The 'new normal' for us as a couple is kind of the same as the 'old normal' because in reality lots of things are still the same. One kind of reaches a point of resolution and all that water that flowed under bridge is passing out into the ocean. You can look out at it but you don't have to cross it again.
Having a trans partner can be deeply challenging and disrupting for the psyche and soul. How it all 'plays out' depends on a multitude of factors and only some of these are in your control. It is important for that neither partner becomes beholden nor a victim to the other so that depressive or blaming cycles can not be broken. Perhaps this is true of every relationship.


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Halifax's Hannah Cockroft claimed her 10th world title and Great Britain team-mate Georgie Hermitage set a new world record at the World Para Athletics Championships in London.
Five-time Paralympic champion Cockroft won the women's T34 400 metres for her third title at the 2017 championships while Hermitage triumphed in the T37 400m in a world record time of one minute and 0.29 seconds.
Cockroft has already won the T34 100m - in a world record time - and T34 800m and has never lost a race at a major championships.
Cockroft said: "I'm feeling really emotional. I even had a little cry. I was confident until yesterday when I got full of cold. When I came to the start line I felt like I had nothing to put into the race.
"All the way round I was thinking 'I can hear the girls coming. I'm not going fast enough, I'm not going fast enough.' So to get that result when I was feeling like this is such a relief.
"This is my 10th world title but that hasn't really sunk in yet. I'm so used to taking each race as it comes. Every time I put on this top it's still a massive honour to come and represent Britain and British Athletics.
"But I'm not finished yet. My motivation was out there, those two young girls right at my back. They are the reason I train.
"I want to prove I can still go fast. I just want to keep going out there. I want to prove I can keep going a little while longer."
Hermitage defended her world title after winning in Doha two years ago and added to her T37 100m Rio gold from last year's Paralympics.
She said: "I am so relieved. That feels like a really long straight out there and I was totally spent by the end. I wasn't sure at all about the time so was very surprised to see it was a world record.
"It's so unbelievable, it's been such a difficult time for me this season so I just decided to go out there and give it my best shot.
"It just shows that with the right training and support you can improve. I knew I had to go out hard and felt I did that. I was back on the track for my first race of the championships and I just went in to autopilot.
"I've been under a lot of pressure as everyone has been coming back to the team and they've been doing so well. We've had lots of success and I just wanted to be part of that but I wasn't sure how it would go for me.
"The main feeling is relief but I also feel so happy to have won and can't believe it was in a world record time."
Great Britain's Kare Adenegan,16, also claimed bronze behind Cockroft in the T34 400m.
"This is a huge experience for me," she said. "I've learned so much about tactics, I just need to work on my strength and come back fitter and better. I can go home now and enjoy the school holidays and have a nice break."
Richard Chiassaro also took bronze in the men's T45 400m but Zac Shaw missed out on the final of the T12 200 metres after finishing second in his heat in 22.93 seconds and Rhys Jones finished fifth in the men's T37 100 metres.


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A woman living in Florida paid just over $3,000 for a hearing aid. After 15 years, she had paid more than $12,000 in interest reaching 25 percent, late payment fees and monthly payments and until this week, was still being made to pay.
Amanda Libby now lives in Somersworth and she is 91 years old.
It is something Americans are facing every day. There are people in the Seacoast and Lakes region and elsewhere in New Hampshire who are buried in debt. Credit card companies are raking in the money while the victims of high-interest rates are hounded by collection agencies.
Credit card purchases are time bombs set to go off if the buyer of a product doesn't pay what is owed within the time allowed, often 25 days. Allow the debt to go beyond the time allowed and the interest rate serpent slithers in. The rate is usually an adjustable one with the credit card company able to increase it after giving cardholders notice in print — a notice that requires a magnifying glass and an explanation from someone well-versed in the language of the credit industry.
The credit card industry has come close to being a predator. The debt it encourages is a carrot-and-stick approach. No matter how fast the debtor runs, he or she never catches up — and it is where the creditor wants the consumer. The creditor is there waiting to spring the trap. The consumer is encouraged to become an addict. And credit ratings go into the tank.
Amanda Libby bought a hearing aid from Sears when she was in her mid 60s. At the age of 91 she was still paying for it. The cash flow from Amanda to Resurgent Capital Services, LP in Greenville, N.C. ended only as it was being exposed to the public.
An inquiry was made by Foster's Daily Democrat regarding Amanda's plight but a representative and counsel for Resurgent Capital Services declined to discuss it, citing privacy, agreeing however, to speak with a representative of Ms. Libby. The newspaper passed on the message and the call was made by the woman's daughter-in-law. The result was notification that the "account will be written off and recalled from the collection agency and no further payments will be owed."
What Amanda Libby owed this week was more than $2,200. Gone is the more than $12,000 she paid for a hearing aid priced at something more than $3,000. The newspaper's intervention resulted in something Amanda Libby had been trying to accomplish for years.
There are a lot Amanda Libbys among us. People who don't read or cannot understand the fine print on credit card agreements. While there are people who seek and receive relief in some form, there are many more who fall deeper and deeper into debt — people who rely on credit cards to make weekly purchases of groceries or for things which they might not otherwise be able to afford.
The economy is in recession, but the purchasing practices of too many people reflects an attitude that the economic sun is shining brightly.
Credit cards are not a substitute for cash. They represent delayed payments. Affordability must be the standard in the use of credit cards.
The only people who gain benefit from long-term payments are those who encourage them and the high interest rates and late payment fees they accrue.
The United States is a debtor nation and the people of our country are treading the same dangerous path.
Beware of the credit card trap
A woman living in Florida paid just over $3,000 for a hearing aid. After 15 years, she had paid more than $12,000 in interest reaching 25 percent, late payment fees and monthly payments and until this week, was still being made to pay.


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Recipe: Butter Cream Steam
This entry was posted on December 6, 2009.
If you're into butterscotch, you'll love this sweet and silky steamed milk concoction -- perfect for the holidays!
- 1/2 oz. Monin Butterscotch Gourmet Syrup
- 3/4 oz. Monin Caramel Sauce
- 8 oz. steamed milk
Mix the syrup and the sauce together in a cup. Add a bit of the steamed milk and stir together to incorporate. Fill with the rest of the milk and garnish with whipped cream and toffee bits, if desired.


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Memory Lane | Arizona Professional Photographer | Brooke Marcella Photography
I said my goodbyes holding back my tears as I watched my mom, sister, and boyfriend drive off and as soon as they were out of sight my eyes welled up with tears. Here I was standing in the parking lot moving into my college dorm. Alone. I was no longer a kid. I was an adult living on my own and that was a scary thought. I only allowed myself to cry for the brief drive to my new home. It was time to put on my big girl pants and grow up and that is was I did. And that was one of the best decisions I ever made. I still remember that day so vivid in my mind. My first day at college. I was never sad about high school ending and I never really felt like a senior. I didn't cry at senior night, I didn't cry at graduation, and I wasn't sad when packing all my stuff, but as soon as my family drove away it hit me all at once that this was my new life and at that moment it was surreal.
Now I am a junior and the semester has come to an end and it is unbelievable how fast time goes by. I have grown so much since that day and I look back now and smile because coming to ASU was one of the best decisions of my life and now I only have 7 classes left to take. I am officially a senior in college…when did that happen?!? For the pasted fourteen years I have had the comfort of school. It's the one constant in my life and now it is coming to a close and that is terrifying and exhilarating all at the same time. And there is the famous question "What do you want to do when you graduate?"…and true is I don't know and I am completely okay with that. I believe if it's meant to be it will be and for right now I will just sit back and enjoy the ride.
So as many of you work on this Friday afternoon I encourage you to reflect on your past and think of the first time you felt like an adult.
Happy Friday everyone!
My first day of college leaving my baby behind :(To now all grown up...well almost :)


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Hathaway and Sandy Caldwell's
In the case of Hathaway Manufacturing, pay-for-performance Isn't working very well. Sandy Caldwell, the Human Resources Manager for Hathaway Is seeking to improve the team oriented nature of the company. To accomplish this, Sandy feels a pay-for- performance system Is the best way to Implement the cultural change. Unfortunately, the reaction to this change is immediate, and completely negative. There could be a several different reasons Caldwell is experiencing the adverse reaction to her new move.
However, whatever the reason employees may be unhappy, it is clear from the response that it is a bad idea. Sandy cannot expect everyone to take a liking to a new format in Job function, and performance-based pay s one that is pretty significant. Not only does it change the way the company functions, but it may be burdensome to those who excel at carrying out there Job independently. Second, a company's chances of success In a performance-for-pay environment can have a lot to do with the Industry Itself.
For example, a car dealership may pay salesmen based solely on commission, but a manufacturing plant may not appreciate those changes In an environment that can be more complicated, or physically demanding. The company's reaction is also likely to hinder Sandy's plans for any type of improved culture, therefore, completely defeating the purpose. This issue of adverse reaction should be expected in this type of setting, especially. Workers are expected to maintain some type of competitive spirit because it is a natural part of their pay expectation.
However, the new policy does a lot to take that away. Management could benefit by keeping individual performance at the highest level, even if still continuing on with the new performance-based policy. This could be done by still recognizing individual achievement, and allowing more responsibility and decision-making ability to be performed by team leaders. The plan also falls to clearly communicate an appropriate system of payment. This being one of the key factors of performance-based pay also does much to hurt Sandy's new plan.
She could have done more to Involve others In the process of determining pay, and more importantly. Waited before starting this new policy without having the reaction. Lastly, for this plan to proceed, management will have to address the issue of the employee evaluation system. This, too, likely contributes to the negative feelings about the new policy simply because it has not clearly been defined by management. Employees need to understand that this type of evaluation is essentially the backbone of how the policy works.
When people work in a team environment, it can actually act as a benefit for those who aren't as motivated in the workplace. The team then needs to manage itself, and when all goes well, reap the benefits. While all of these areas may make the idea of a pay-for-performance policy seem too complicated try, going through a more complete and inclusive process of adapting employees is really what is key to its success. The biggest mistake isn't necessarily the new policy, but instead the implementation of it. Works Cited: Desert, G. (2011). Human resource management (12th De). Upper Saddle River: Prentice Hall.