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Anese Cavanaugh, the author of Contagious Culture, illustrates 3 Ways to Have Your Customers at "Hello" and Build Long Lasting Relationships. Being fully present with customers and always being honest with them will lead to more meaningful connections and repeat business. (Inc.)
Micah Solomon, is a customer service speaker, customer experience consultant, and bestselling business author, most recently of High-Tech, High-Touch Customer Service, suggests 24 ways to dramatically boost customer service. Through a compilation of articles, Micah gives tips on everything from selecting the right employees to responding to customer inquiries in order to improve customer service. (Forbes)
Tammy Smulders of SCB Partners and Havas LuxHub outlines the key trends that will shape the luxury retail space over the next three to five years, and the implications for research. One example is the opportunity for readers to shop directly from magazine editorial which could change the luxury online retail landscape. Another interesting find is that 55% of luxury goods purchases in the UK and 60% of luxury goods purchases in France are made by international visitors. Researchers can use mobile apps for quant and qual to capture shoppers on the move, and ensure research is properly targeted and respondents are screened to capture their nationality. (research.)
According to Forrester Research, a significant portion of the world's luxury retail sales — about 30% representing 47 billion euros — occurs in Europe, with most coming from Italy, France and the United Kingdom. The majority of these sales still occur in physical retail stores, but over the next five years, online sales in the U.K., France, Germany, Italy, Spain, the Netherlands and Sweden will skyrocket, with a predicted growth rate four times the entire luxury goods market. Retailers, therefore need to rethink how online sales should work and Matt Dion explains how. (Luxury Daily)
Feature Photo Source: Dreamstime


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Pledge to Stand Up for Peace & Decrease Gun Violence Today
Today at 4pm, the Senate is slated to vote on the first piece of gun control legislation in the Obama era. We all know better background checks will not end gun violence. But if closing loopholes on gun purchases saves even one life, it is entirely worth it.
To truly disrupt the culture of violence that makes homicide the #1 cause of death for 15-24 year old African Americans, D.C. legislation must combine with community action, and we are doing it. Our Pledge to Stand Up For Peace went up on Causes last week1 and has garnered over thirteen hundred signers and rising.
Behind those signatures are stories that must be told. League activists, many of whom have been personally affected by gun violence, are organizing a national storytelling campaign that moves the conversation past NRA vs. Big Government and to the inspiring young organizers who are doing the hard work to make our cities safer. By sharing their stories, we can inspire youth action and protect lives.
Will you chip in $15 so hundreds of young survivors can share their stories of triumph over gun violence? youngvoter.org/triumph
Our campaign to end gun violence will be long and hard-won. Today's Senate vote is the first of many policy debates. Through it all, we need to remember the tragic math: every hour, four Americans lose their lives to firearms. We can't afford to wait one more day for action. Join our campaign and together we can triumph over gun violence.
In peace and solidarity,
1.) Here's the petition I referenced: causes.com/putthegunsdown
In 2013, homicide is the #2 cause of death of 15-24 year olds in America. Sign the petition asking your legislator to support responsible gun ownership, including universal background checks on new firearm purchases and funding for youth violence prevention programs.
While 91% of Americans agree that universal background checks are a common sense law for gun ownership, we can't decrease gun violence without confronting the despair and anger that leads young people to pick up the firearm in the first place. That's why I am committed to supporting programs that promote peace and deal with the some of the structural issues that perpetuate a cycle of violence in cities across America.
A child or teen is shot with a firearm every 30 minutes in America. From the massacre in Newtown, Connecticut to the senseless killings in Chicago, our culture of violence is destroying young lives nationwide. In 2013, Congress has the opportunity to close loopholes and enact universal criminal and mental health background checks on all new gun purchases, which nearly 91% of Americans support.
This is our chance to stand behind responsible gun ownership and work on innovative solutions to chip away at our culture of violence. More importantly, this is the time to invest in programs that heal people that are affected by gun violence and work to inspire young people to solve problems peacefully.
The League of Young Voters will be submitting this petition to the local congressman of every petition signer. If you believe that the road to peace lies in the power to transform lives proactively, please share this with your friends.

subset: commoncrawl


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Punjab elections 2017: Amit Shah seeks votes for border security, communal harmony
Campaigning in the border district of Amritsar on Monday, BJP president Amit Shah sought votes for the SAD-BJP alliance "in the interest of national security and communal harmony in Punjab".assembly elections Updated: Jan 30, 2017 19:49 IST
Hindustan Times, Amritsar/Ludhiana
Campaigning in the border district of Amritsar on Monday, BJP president Amit Shah sought votes for the SAD-BJP alliance "in the interest of national security and communal harmony in Punjab".
He also declared chief minister Parkash Singh Badal "the epitome of sacrifice": "He has dedicated his entire life for the betterment of Punjab. It hurts when people abuse him. Politics has hit a new low."
On the lines of what Prime Minister Narendra Modi has said in his Punjab election rallies, Shah, who was addressing a rally in support of BJP and SAD assembly candidates and also BJP's Lok Sabha bypoll candidate, Rajinder Mohan Singh Chhina, said, "The election in Punjab is an election for the security of the nation. Punjab is the heart of India. If it is secure, the nation is secure."
He declared that it is the SAD-BJP alliance — "a symbol of Sikh-Hindu unity" — that has ensured brotherhood and communal harmony in the state. "It is very important to carry on with that," he told the gathering. The candidates who stood with him on stage, besides bypoll nominee Rajinder Mohan Singh Chhina, included BJP's Anil Joshi, Rakesh Gill, Rajesh Honey, and Tarun Chugh, and SAD's Gurpartap Tikka.
On the AAP and Arvind Kejriwal, the BJP supremo said, "Some people are trying to do their best to defame Punjab. They are fooling people in order to seize power in Punjab. But I must say, the people know it all. The electorate of Delhi which voted for you (AAP) is now looking for you with binoculars in their hands. Arvind Kejriwal wants to be the CM of Gujarat, Punjab, Goa, of every state he visits."
He termed state Congress president Capt Amarinder Singh as an "absent MP" from Amritsar, "Even if he manages to become the CM, where will people go to find him? He prefixes 'Captain' to his name but takes orders from Rahul baba (Rahul Gandhi, Congress vice-president) ."
He credited the Modi-led central government with development in the state, and also mentioned that Modi and Union finance minister Arun Jaitley (who lost here against Amarinder in the 2014 LS polls) have a "deep connection" with Amritsar.
In Ludhiana, Shah said Punjab will benefit with the BJP in power at the Centre and the Akalis being an important ally in the state. "Akalis are not alone as the government at the Centre belongs to Narendra Modi. If you want peace in the state, then neither the Congress nor the AAP can bring peace in the state; only the SAD-BJP alliance can," he said.
First Published: Jan 30, 2017 19:49 IST


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Open Groups
These groups meet at various times and locations throughout the week, providing the opportunity for spiritual growth and fellowship in a setting that helps foster deeper relationships. Mixed groups are for married and singles of all ages. There are also specific groups for men and women.
There are some specialty groups not mentioned above, due to space constraints. Also, we may be forming more groups during the fall. For updates, please contact Steve Cox at 781-888-1964, stevepcox [at] comcast.net
South Brockton Mixed Tuesday Evening Group
Tuesday Evening Mixed Home Group in South Brockton meets 6:30 pm for dinner at Ernie and Merryle Anderson's home in south Brockton, followed by a time of Bible Study and discussion, usually from 7:30 to 9:00pm. This year we will be studying "end times". For more information and to indicate your interest please contact Ernie or Merryle.
Contact: Ernie & Merryle Anderson, (508) 583-1407, anderson489 [at] comcast.net
South Easton Family bible Study Group
Friday Evening Family Bible Study Group in Easton meets every other Friday night in Easton at a home near the church. Our intention is to provide an atmosphere where those with young children can participate as a family. We share dinner from 6:00 - 7:00, have Bible study and discussion from 7:00 - 8:00, and finish the evening with coffee and dessert. Our study will begin with a variety of topics for the first few weeks as the group forms before commencing a study series. This is a flexible and casual group, which allows for families with children to join in easily.
Contact: Jon & Jenica Leo, (508) 286-4228, mailho [at] comcast.net
Women's Monday Night Group
Women's Monday Night Group in South Easton meets every other Monday night in South Easton from 6-8 pm starting September 11th. This fall and winter we will be going through a study with Dr. David Jeremiah entitled "People are asking...Is This The End? Signs of God's Providence in a Disturbing New World."
In this 10 session study, Dr. Jeremiah focuses on ten developments that signal a significant shift in the moral, spiritual, and geo-political landscape of our world and the United States. Each are explained and evaluated from a biblical perspective. Each person should have their own study guide. Study guide lessons will be assigned as homework prior to each group meeting, and meeting time used for watching the DVD and discussing the lesson.
Contact: Joanne Lupa, (508) 285-4689
Women's Tuesday Morning Bible Study
Women's Tuesday Morning Bible Study at the Fellowship. Ladies, are you looking for a new study in God's word? You are welcome to join with our Tuesday morning ladies study. Not only will you discover great treasure in God's Word, but you'll also discover the treasure of sweet fellowship among this group of women. More information will be in the bulletin as we get nearer to our starting date. We meet in the Music Room behind the sanctuary from 10:00 - 11:30am.
Contact: Kerrie Benevides, (508) 823-8196, neh810c [at] aol.com
Men's Wednesday Morning Prayer
Men's Wednesday Morning Prayer, Study, Discussion at the Felowship meets in the kitchen of the Fellowship prior to work every Wednesday morning. This is an open group. All men are welcome. We alternate between doing a book of the Bible, and then, doing a published Christian book chosen by consensus. Come when you can, leave when you must.
Contact: Bill Wolf, (508) 543-7402
Men's Thursday Night Group
Men's Thursday Night Group at The Fellowship at The Fellowship meets every other Thursday from 7 to 9 p.m. The focus of this group is providing men encouragement and practical instruction in how to be successful men of God, dads and husbands. This year we will continue learning about the life of Jesus through a study of the four gospels. We meet downstairs at the church in Room 2.
Contact: Steve Cox, (781) 888-1964, stevepcox [at] comcast.net
Men's Saturday Morning Group
Men's Saturday Morning Bible Study at the Fellowship group meets at The Fellowship from 7:30 to 9 a.m. We focus on Bible study, but also on helping men grow in obedience and in their walk with God. We focus on fellowship, relationships, worship, study, and prayer.
Contact: Alan Siegel, (508) 243-0446 (cell), alan [at] siegelfinancial.com
Other Groups
There are some specialty groups not mentioned above. Also, we may be forming more groups during the fall. For updates, please contact Steve Cox at 781-888-1964, stevepcox [at] comcast.net.
Growth Group
Growth Group is a discipleship training group that strengthens believers in the foundations of walking in obedience to the Lord. Participants learn how to become better established in personal devotions, personal Bible study, prayer, fellowship, sharing their faith, and confidence in understanding God's will.
Contact: David Dore, 781-436-3677 or 1ddore [at] comcast.net


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Assistant/Associate Professor of English, Writing & Rhetoric
Assistant or Associate Professor of English,Writing and Rhetoric
MCLA's English/Communications Department seeks candidates for a full-time, tenure-track appointment in Writing and Rhetoric to begin September 1, 2015. The ideal candidate will have: academic preparation in Writing Studies, Rhetoric and Composition, and/or English language and Literature; a demonstrated experience in designing, developing and administering a college writing curriculum; and experience in supervising writing instructors. We seek an energetic candidate who will teach undergraduate writing courses, as well as design and coordinate an invigorated college-wide writing initiative that emphasizes current pedagogical principles, including writing across the curriculum.
QUALIFICATIONS: Candidates must hold a Ph.D. in Writing Studies, Rhetoric and Composition, or English. Candidates who are ABD with a firm date of completion will be considered.
Preference will be given to candidates with at least three years of successful teaching experience at the college level in composition, rhetoric, writing studies or related fields, and with significant experience in writing program administration. Readiness to teach courses in English language and literature is also a plus.
TO APPLY: Applicants should electronically submit a cover letter, curriculum vita, statement of teaching philosophy, and three letters of reference to: http://mcla.interviewexchange.com/jobofferdetails.jsp?JOBID=54607
Review of applications will begin immediately and continue until the position is filled. We will conduct interviews at MLA in Vancouver between January 8-11. For best consideration, please submit all materials by December 5, 2014.
Massachusetts College of Liberal Arts is committed to a policy of nondiscrimination and affirmative action in its educational programs, activities and employment practices. The college complies with all federal, state, and local laws and regulations advancing equal employment. Applicants who will enrich the diversity of the campus community are strongly encouraged to apply. Visit www.mcla.edu.


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We provide first class representation to clients in the areas of divorce, child custody, paternity, and modifications. If you are in the unfortunate situation of needing a divorce, let Matt Ingham represent you. He will try to negotiate a mutually favorable settlement between you and your spouse. Keep in mind, Mr. Ingham is the divorce lawyer Tulsa trusts for serious, aggressive legal services. In the event your case must go before a judge, he will defend your rights aggressively.
In the event you choose to hire Mr. Ingham, you will also receive the benefit of working with his staff. The staff at Bulldog Divorce has years of combined experience handling family law matters. Like Mr. Ingham, the staff at Bulldog Divorce focused 100% on family law. Family Law includes divorces and cases involving children.
If you are ready to take the first step, then you are in the right place. This is true regardless of whether your case is a simple divorce without children. This is also true regardless of whether your case is a complex divorce with children. Regardless of the degree of difficulty, Bulldog Divorce is here to help you.
In the event you call our office and Bulldog Divorce is unable to help you, then in all likelihood Mr. Ingham will be able to refer you to another attorney. As previously stated, Mr. Ingham has years of experience in the local legal community. As such, he is very well connected and will likely be able to refer you to an attorney, someone who he knows and trusts…someone who can help you.
The Divorce Lawyer Tulsa Trusts
When you are ready to take the first step, go ahead and make the call to our office at (918) 591-2566. When you make the call, you will speak with a member of the Bulldog Divorce staff. Be prepared to provide a brief statement about your current situation. Once you have provided a brief statement, then you and a member of the staff at Bulldog Divorce will proceed to discuss the options available regarding the scheduling of a consultation with Mr. Ingham, the divorce lawyer Tulsa trusts.


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By: Olimatta Taal
Mischief Entertainment in association with Wickerman Promotions, held Mischief 2007 on April 29th in Clarendon at the Jamalco Sports Club. It was a night full of excitement, good entertainment, and fun mischief. The decor and ambiance was incredible as gold and black beautified the artist and V.I.P. area creating a buzz backstage.
Many Reggae favourites graced the stage giving the audience lots of enjoyable moments. Freddy McGregor wooed the audience with many classic and current tunes. He then introduced some of the talent coming out of the Big Ship Camp he is working with like Delly Ranks, producer and artist extraordinaire.
New Artist, Teflon made an impression on the audience as he proved to be the next upcoming artist to look out for. He called up Lutan Fyah, who excited the crowd into a pure musical bliss. Even through his recent controversy in the press, he prevails.
Munga Honorable was in high demand as ladies screamed and fire torches blazed the night as he performed hit after hit. L.U.S.T. comprised of Lukie D, Thriller U, Singing Melody, and Tony Curtis, serenaded the ladies with harmonious melodies. Each artist displayed their solo abilities as well.
Turbulence gave the fans a quick fix as he came on stage with something more of a barrage instead of an entourage. Fresh from his European tour, he barely did two songs and rushed off the stage, leaving everyone hungry for more.
The women went absolutely crazy when Monster Shack Crew delivered an energetic yet romantic set. Ghost, Roundhead, and General B brought some of their tunes from the past back and couldn't give the ladies enough. As Ghost sang his last love song, the night took a turn towards mischief when Ninja Man walked on stage. The audience went into an immediate frenzy as he showed them why he is the original Gorgon. He then called up 'his daughter' Spice, who appeared to be a couple months pregnant. That's when the real mischief began; Spice addressed the controversy over the questions surrounding the potential father of her child.
She made it absolutely clear that none of the entertainers that people had speculated could hold that position. She never revealed who the father was and bounced along the stage performing. Things went up another notch as Cobra appeared, wearing a complete Spider Man suit from head to toe. He performed a number of tunes.
Macka Diamond heated things up with her new song celebrating the union of Beenie Man and Angel. She congratulated Angel from leaving one 'money man' and going to the 'next money man'. She concluded asking Bounty Killa to marry her so they could be a 'money couple' in satire of course.
The night reached a climax with the Alliance, which included performance from Bounty Killa, Wayne Wonder, and K-Queens. Bounty Killa was in a very jovial, pleasant, yet commanding mood. He delivered a great set. It was evident that Wayne Marshall had made tremendous strides over the years, as his delivery and charm with the audience was impeccable. The K-Queens gave us double trouble, as this set of twins showed us why Killa is bussing them in the reggae fraternity.
The finale came with Vybz Kartel and Aidonia mashing up the place. It was obvious that regardless of the passa between many camps, the audience enjoyed them all. As Kartel and Aidonia released song after song, the show closed with a bang. Get set for Mischief 2008 from now.


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The Samsung Galaxy A8 is powered by 1.8GHz octa-core Exynos 5430 processor and it comes with 2GB of RAM. The phone packs 32GB of internal storage that can be expanded up to 128GB via a microSD card. As far as the cameras are concerned, the Samsung Galaxy A8 packs a 16-megapixel primary camera on the rear and a 5-megapixel front shooter for selfies.
The Samsung Galaxy A8 runs Android 5.1.1 and is powered by a 3050mAh non removable battery. It measures 158.00 x 76.80 x 5.90 (height x width x thickness) and weigh 151.00 grams.
The Samsung Galaxy A8 is a dual SIM (GSM + CDMA and GSM + CDMA) smartphone that accepts Nano-SIM and Nano-SIM. Connectivity options include Wi-Fi, GPS, Bluetooth, USB OTG, FM, 3G and 4G (with support for Band 40 used by some LTE networks in India). Sensors on the phone include Compass Magnetometer, Proximity sensor, Accelerometer and Ambient light sensor.


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5 Reasons Why You Should Use Packers And Movers
The vast majority would concur that there is nothing more awkward and irritating to pack and move every one of your assets. It takes a long time of cleaning, watchful arranging, finding sufficient pressing materials, for example, boxes and dunnage, naming, et cetera. When you are done it feels like you have run a marathon. Look at the best in the market for this reason for instance, a moving organization in Texas.
Luckily you don't have to do all that any longer for there are particular organizations like those named above which would deal with every single such detail for a charge. Here is the thing that you would anticipate from these expert pressing and moving organizations:
1. An extremely point by point stock of your belonging: The main thing they would do is draw up a stock of your things alongside their surmised esteem. This rundown would enable them to design their style of pressing and furthermore get satisfactory protection for the move. A similar rundown would enable you to check whether every one of the things that were stuffed and send by transport achieved their goal as arranged.
2. Sublime pressing: An organization would send their group to pack your products in boxes. Every thing would be independently pressed and assembled by their surface and brittleness in reasonable boxes for transportation. Each container would be appropriately marked and reported for its substance. At any given time, you would know precisely where to discover a thing is simply by taking a gander at your lord list. This is an eminent preferred standpoint for there is nothing lost in this sort of pressing and along these lines your feelings of anxiety would stay low.
3. Great association: You don't have to do anything. Everything would be dealt with by this expert association that would see that your porcelain is stuffed precisely; your precious stone is placed in with the perfect measure of pressing, et cetera. No worry for you. You should simply manage and by and large even that isn't required.
4. Eminent transporting game plans: Most movers and packers would have their own vehicle. They would guarantee that your things are painstakingly transferred and transported to their goal. They would likewise guarantee that all the stuffed articles are emptied at the goal and guarantee that there is no harm. In the event that there is harm, they would have the protection pay for it. Every one of the movers and pressed safeguard their articles while in travel, along these lines, you would not be presented to any sort of hazard. Once the things are emptied, they would, at your guidelines, unload the articles you need unloaded and discard the pressing material.
5. Wonderful sticker price: For taking all the inconvenience off your hands, this organization would charge you an expense. Regardless of whether some of the time the sticker price is somewhat steep, it is still totally worth when you take a gander at the inconvenience it spares you. Ideal from the earliest starting point to the end, they would keep you peaceful on all records. I would state that they have earned the expense they charge many occasions over.
10 Ways to Sabotage Your Website Traffic and Send Visitors Packing
When you have your online business simply like any one else utilizing a site you will have your own particular installment framework and your own particular composed highlights. Be that as it may, when you have an eBay business which is relatively arranged and furnished with every one of the highlights you require all created by eBay designers you truly don't have to stress over the majority of the specialized things like installments, security and so on. In any case, there is one thing normal which you need to deal with in your consistent online business and eBay online business also that is the bundling and delivering administration. It truly depicts your polished skill that how brisk and conferred your transportation benefit is. This is a standout amongst the most imperative parts of offering on eBay and shockingly it is disregarded by the merchants.
It is quite evident that the venders more often than not neglect this reason since they are as of now utilizing each other specialized element created by eBay for them on their online business yet dispatching administration is something they need to deal with themselves. The act of bundling and dispatching administration is additionally basic in building a long haul association with your clients. The stage in which you need to give the bundling and dispatching administration happens when the purchaser looks out for pins and needles subsequent to sending you the installments utilizing any proper installment choice. The hold up is extremely excited and now and then it is exceptional too if somebody is purchasing out of the blue from eBay. You never think about what you have sold in light of the fact that it could be a thing exceptionally uncommon for somebody. Other than the risk of misrepresentation, there's the peril that the thing you send will be harmed in travel.
What you have to ensure is that you make an extraordinary keep an eye on all the cases that you are going to ship to your client. These are the essential checks of delivery benefit. Make certain to utilize think about boxes when you transport and that you take care to sufficiently pad your stock inside those containers. I've gotten boxes from dealers who stuffed the internal parts with bubble wrap and daily paper, and I was upbeat for the inconvenience. In the event that you are shipping something especially delicate, consider twofold boxing it. Delivery administration can likewise be improved by putting a saying thanks to card, business or even a little letter in your bundle that you have dispatched to your client. Just to spread great expressions of thanksgiving and have a pleasant client relationship.
A Few Items to Pack Or Bring to Summer Camps
By perusing this article specifically, I can envision that you are endeavoring to decide for the last time what things to pack and convey to summer camp. While there may be a few unique interesting points with regards to a theme this way, however there is absolutely an advantage that you could exploit by preparing for this mid year encounter.
So there are really two unique strategies that I can devise to convey this data to you. I can either list the greater part of the things that I observe to be imperative in one long and itemized numbered mold, or I can approach another course. The rundown is too long and excessively exhausting, making it impossible to spread out in that configuration, so I would rather list the classes of critical things, or the absolute most essential things to ensure your kid packs.
One of the first of these is the nourishment that you should pack alongside your kids. While there will be three square dinners daily for your kids to eat, there will unquestionably be a lot of chances for late night eating over apparition stories and such. So you shouldn't send them with stuff to make sandwiches, yet rather a lot of real nibble sustenances and treat items. Trust me, your kids will much obliged.
One of the following things on the rundown of imperative parts of pressing for summer camp are the garments that your youngster needs to take with them. You must be the investigator here, and guarantee that your kids are bringing outfits that enable them to move around uninhibitedly and be exceptionally dynamic regardless of the assignments that are set before you. Ensure they are set up for the exercises that they will be included with.
On the off chance that there is one thing that late spring camp is famous for, the swimming your youngsters will be ready to do. Some of the time it's a lake or even simply one more swimming pool like what they have in your neighborhood, however every child is regularly required to dress to swim, regardless of whether they do or not. So ensure that your youngster has reasonable garments to swim in, however something that is age fitting as well.
So what are the bed dressings that your youngster will utilize while they are dozing far from home. All things considered, that truly relies upon the camp and what their answer is. Some request that you send them with things, others endeavor to give an answer without anyone else. You may profit by investigating a customized indoor resting pack for your tyke to utilize while they are away however.
So who makes an indoor resting sack? Well Fireside Comforts for one. They have a lot of various adjustable alternatives for you to have the capacity to browse, so your youngster can get the outline that best fits them by and by. You can likewise get the sack monogrammed, so that there will be no perplexity when it comes time to pack to return home who had what. So this will give your kid some solace and certainty dozing far from home.
So you may be an arranging guardian that might want to realize what things to pack and convey to summer camp, and I can dare to dream that you can get somewhat more data towards this end by having perused this article. While there may be a ton to set you up, ought to be okay in the event that you consider what is recorded above and a portion of the necessities that were left without saying.


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Broncos coach Vance Joseph said Emmanuel Sanders will miss Sunday's game due to an ankle injury.
Emmanuel Sanders will miss Sunday's game against the Chargers with a sprained ankle, Broncos coach Vance Joseph announced Monday.
Sanders went down during Denver's Sunday night game with the Giants and had to be carted off the field.
In addition to Sanders, fellow wide receiver Isaiah McKenzie is also out for Sunday and Joseph said both players are week-to-week.
With Sanders down, the Broncos will have to lean even more on Demaryius Thomas to keep the pass game alive. Receivers Bennie Fowler, Cody Latimer and Jordan Taylor will probably see increases in targets and playing time as well with both Sanders and McKenzie out. Running backs C.J. Anderson and Devontae Booker will also likely see an increase in touches.
• Report: Jameis Winston Suffered AC Joint Sprain, Might Be Able to Play Through It
Since arriving in Denver in 2014, Sanders has only missed one game. The two-time Pro Bowler has 25 catches for 266 yards and two touchdowns this season.


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"I want to drive them to our landing page so they can register for our project updates."
This is one of the most common marketing objectives we have to clients achieve, and on the WeChat platform, the ecosystem is built differently, and how users use the platform doesn't necessarily align with the goals we are familiar with in western online and social media marketing.
WeChat users like to stay in the app, and the stats show it. Of the over 1.6 billion registered accounts for WeChat, 902 are daily active users, 34.6% of users spend a whopping 4+ hours on the app every day! This has increased significantly from the previous year's 17.2% of people spending 4+ hours on the app, meaning WeChat has built a successful ecosystem where the user is reliant on it for news, online messaging, and even daily errands such as banking and movie tickets purchases.
The good news is YES you can track conversions from WeChat by inserting URL links using QR codes so users can scan to visit your website, You can also insert a url address into the WeChat article's "read more" link to take them to your landing page or website.
The bad news is NO, most of the readers are highly unlikely to leave the WeChat app. Phones make it easy enough for them to tap on the last app they used on the top left to take them back to the app while your page is loading. It is also unlikely for them to fill in a registration form if they do end up loading your website. The reason is because most of the communications for the Chinese take place of WeChat or other messenger apps like QQ - rarely do they use email as a form of communication.
The process we have seen for WeChat users is that they will read your article, and if they find it interesting they will share the article on their personal newsfeed, much like how Facebook users share on their newsfeed, or they will send it to specific friends in their contact list via a private chat. If you get lucky, they may share it in a private chat group, which can sometimes house up to 300+ members.
For the over 50 real estate presale projects we have marketed on WeChat, the user will read the article on WeChat, and if they want more information, they will send a message to their realtor, asking them to provide information. Most Chinese investors, if they are active in the market, will have a representing realtor, collecting information on the latest presale projects on their behalf. The exchange of information, from floor plans, to starting prices and photos of the brochure the realtor picks up from your sales centre, will be sent through WeChat, where the investor evaluates their interest.
The key learning and takeaway is that WeChat users operate differently from users on western social media, who are used to clicking "Learn More" on an ad and being taken to a registration page where they enter in their email and receive more information via that channel.
A more tailored information distribution process is needed for WeChat, and our team has the answers. As your cultural advisor, let us help you navigate the WeChat platform to bring success to your new product, service or brand.


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The Emerald Princess ship was amazing! There was so much to do and see. There is so much care and attention to the details, and the service is above and beyond! The crew members are so nice and friendly and you truly got the royal treatment. I had a really hard time at first being waited on. "I'm competent, I can get my own silverware that's right there, or throw away my own garbage, or take care of my own plate!" But no, they would (nice) get mad at you! One time I was in line for pizza and a worker was in front of me. He offered for me to get in front of him, and I said that I was fine, and in no hurry. Well he joked saying, "No go ahead, or I'll get in trouble," well I don't think he was joking! I would recommend a cruise, especially Princess, to anyone and everyone! And maybe someday, when the kids are older, we'll go again. We had so much fun!
Tuesday, August 24, 2010
The Emerald Princess
1st stop; Fort Lauderdale
To celebrate our 10th anniversary (9-9-00) we used some of our tax return from buying our house last year to go on a Western Caribbean cruise through Princess. It was awesome! The food, the boat, the service, the shows, the entertainment, the excursions, the ports, everything was amazing! The only downers were missing the kids like crazy and badly spraining my ankle half way through and then having to be in a huge air cast (but we'll get to that later). Than's sister Sarah volunteered to watch the kids so we traveled up to their house Thursday night and flew out Friday am (thanks for the ride Courtney!) We couldn't leave Sunday and arrive soon enough to get on the boat, and Southwest didn't fly from Spokane to Ft Lauderdale on Saturday, so we had to leave Friday (yeah bummer, I know). So we rented a car, and got a hotel and had a good time. We went to the beach, drove down to Miami (which is nuts by the way) and went to the beach down there. Oh, and went to Walmart twice (no place like home!). Leaving the kids was harder then I thought it was going to be. I cried the night before we left, anticipating the separation in the morning. I cried/got teary that morning before we left, as we left, after we left on the way to the airport, at the airport, and in the air. Then again at bed time as I'd lay there trying to got to sleep for the next three days, thinking about them! I big baby I know, but we have never been away from then that long and SOOOO far away! I know they were in good hands and going to have a blast, but missed their cute faces! At one point as we were sitting in the Spokane airport waiting to board, the thought crossed my mind, "Just kidding, I can't do this, I want to go back home with the kids!" But it passed, I made it, and had a great time! As we'd see kids on the ship, or certain things would remind us of the kids, or something would come up and we'd say "Oh Garrick/Aleksia/Trestin/Cassiah would LOVE this!" we'd miss them like crazy and wish they were there with us, but over all it was best they weren't. Again, we had a great time, but hopefully our next BIG vacation is a family one! Enjoy!


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This is a computer-based test to assess the English proficiency of non-native speakers of the language who wish to study abroad or immigrate. The test is accepted by universities, business schools and higher education institutions worldwide and is approved for Australian and UK student visa applications. The test, divided into three parts, measures the listening, speaking, reading and writing ability of test takers through tasks which reflect real-life settings.
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Freefall Live/
Freefall is now live in the Kindle Store. You can find it on Amazon.com, Amazon.ca Amazon.co,uk and all the other good places that Amazon serves. I also just finished the edits on Starfall, Dylan and Jolene's story, so that should be up by the end of this week. Sweetfall, Zoey and Flynn's story is also coming along nicely. It has been so much fun to set these stories at White Peaks Ski Resort in Montana, a fictional place of course, but one like many of the great Western U.S. ski resorts that I have visited. I might do some spin off stories based on other characters in the first three stories like Astrid, and Chance and maybe even Renate and Nadia. If there is someone you want to hear more about in particular, please be sure to let me know! I am also going to start offering read and review copies soon so be sure to sign up for my mailing list if you're interested.
Stay beautiful!


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Total Quartz Rapid Oil Change
How to join us? New partners
Why make the switch for TOTAL QUARTZ Rapid Oil Change center?
You receive a unique brand signage with our new eye-catching visuals that help you attract new customers.
You access to a wide range of lubricants from the 4th worldwide oil company, providing excellence performance and majors OEM's recommendations.
We help you to improve your sales and profitability through dedicated support to follow your activity and schedule attractive promotions, training sessions for your technicians.
You benefit of all the effects of our corporate advertising campaign and our sponsorship campaign in DAKAR, Formula 1, WTCC, WRC, WEC, etc… that let increasing day by day the awareness of our brand.
In addition, you will have access to potential customers through our fleet card customer base.
There is no franchise fee and no royalty percentage required to join us, so if you want to enjoy all these benefits and have questions about the program, please contact us.


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Platinum accredited top Georgia Roofer, Braswell Construction Group, brings Atlanta customers over 16 years' experience in the industry and is recognized in Georgia as the top roofing specialist for Shake & Slate roofing.
Braswell Construction Group (BCG), a leading GA roofer and roofing contractor, is conveniently located in the heart of Buckhead Atlanta. One attribute that separates BCG from other Atlanta roofing contractors is that they are recognized as a DaVinci Masterpiece Contractor by DaVinci Roofscapes and one of very few installers of Brava Roof Tile that is certified. Additionally, BCG holds the exclusive elite status of Owens Corning Platinum Preferred Contractors only given to companies that not only met the highest standard requirements, but also exceeded them in all areas of their trade. Once named as an Owens Corning Platinum Preferred Contractor, the provider is considered among the best in the industry. Call BCG today to get a free estimate and $500 off your next new roof.
More information can be found at: http://braswellconstructiongroup.com
Braswell Construction Group (BCG) has been locally owned and operated since 2002, and prides itself on its high-quality craftsmanship, exceptional customer service, and professional acumen. BCG has a reputation for always completing its roofing and restoration projects on time and on budget while providing customized service, top-notch customer service, and unparalleled workmanship.
A full list of services is provided on the company website. Some options cover residential and commercial renovation and restoration, including repair for storm damage, water damage, and fire damage.
The company states: "BCG is a full-service roofing company with extensive knowledge in many different roofing systems. With our 5-year craftsmanship warranty you can rest at ease that we have you covered." Chris Braswell, founder and owner of BCG, summarizes his overall mission by offering the following statement. "We strive to achieve the highest quality and reliable services in order to surpass all expectations. Your home is a lifetime investment and your most precious asset; this is why we value each and every customer's desire to have a qualified professional working on the premises of your home."
BCG offers premium shake and slate roofing options for customers wanting to improve the look and function of their home. The expanding category of synthetic roofing products cater to homeowners, builders, and remodelers who prefer renewable resources that come with the advantage of extreme durability and longevity yet want the look of natural slate or shake roofs. Braswell Construction Group explains that synthetic slate roofing is a mixture of recycled rubber and plastic put into molds that are taken from real slate and shake roofing. As contrasted to real slate & shake roofing, this is less costly, lighter, and is much more resilient and durable because it can be installed without the concern of damaging the product. And just like the real slate & shake roofing, its life expectancy can also last a hundred years.
Advanced materials and manufacturing technologies give the synthetic products better resistance to weathering, greater durability, and longer lifespans than real slate or cedar, according to manufacturers. "The material is mimicked to obtain efficiency and also longer life over the natural product," says Chris Braswell. "Other composite roofing materials pale in comparison to DaVinci & Brava. We use DaVinci & Brava products because they perfectly resemble the natural beauty of cedar shake roofs and slate roof shingles, but without the drawbacks and upkeep." The final appearance of BCG's installed DaVinci and Brava products is almost impossible to distinguish from the natural material.
More information about BCG's specialty roofing options can be found at: http://www.braswellconstructiongroup.com/davinci
BCG is also one of the few certified installers of the great choice of Brava Roof Tiles. The company recommends this exceptional product because it is not only maintenance free but authentic in appearance and resistant to the elements making it virtually indestructible even against hail and falling trees.
In addition to Braswell Construction Group's heart of Buckhead Atlanta location, their expert team also has locations in Covington/Conyers, Greensboro/Lake Oconee and has been successfully servicing all respective surrounding areas since 2002.
Full details of the options available through BCG and the roofing services provided can be found on the URL above. Interested parties can get in touch by calling (678) 283-2551.
Contact Info:
Name: Michelle Bird
Email: Send Email
Organization: Braswell Construction Group, Inc. Roofing & Restoration
Address: 3060 Pharr Ct N Northwest #32, Atlanta, GA 30305, United States
Phone: +1-678-283-2551
Website: http://www.braswellconstructiongroup.com
Source: NewsNetwork
Release ID: 454084


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Sydney truly springs to life next season, with a great variety of events, festivals, parties, fashion and sports activities. Whether you are a punter, a muso, a die-hard rugby fan, fashion devotee or just after some family fun, this season has plenty to offer. So much so, the hardest thing will be finding space in your social calendar. Let's just say, Sydney is definitely in full spring.
- 1 Sydney Spring Carnival
- 2 Sydney Fringe Festival
- 3 The Outfit Captures The Moment – Fashion Workshops
- 4 Listen Out Festival
- 5 Spartacus Ballet
- 6 Sydney Contemporary
- 7 Surry Hills Festival
- 8 Oz Comic-Con
- 9 Good Food Month
- 10 Sydney Bar Week
- 11 NRL Premiership
- 12 Wine Island at Sydney Wine Festival
- 13 Newtown Festival
- 14 Sculpture By The Sea
- 15 Manly Jazz
1. Sydney Spring Carnival
Grab your hats and finery because Sydney Spring Carnival is back. For ten weeks Royal Randwick and Rosehill Gardens will be the ultimate destinations for all things fun, fashion and thoroughbreds. From the top-tier races, buzzing social scene and huge prize pools, there is plenty of reason to dash down to the races this spring.
Sydney Spring Carnival
2. Sydney Fringe Festival
Sydney Fringe Festival is back for the ninth year in a row and this year it will be bigger than ever. Up to 400 shows will span the month-long festival, this includes 120 world premieres, 142 Australian premieres, and 170 Sydney premieres. The festivities will kick off on September 1st with Fringe Ignite. The annual opening party will take place at 13 different venues across the city. Check out the full program of unmissable events to follow.
3. The Outfit Captures The Moment – Fashion Workshops
From smartphone photography workshops to sewing skills, the fashion workshops at Castle Towers will teach everything you need to know to ignite your fashion career. With several successful events already under their belts, these immersive workshops will provide any aspiring fashionista with invaluable skills and knowledge. So if you're looking to jump into the world of fashion or even just learn something new, register for one of these fun and educational fashion workshops running from now throughout spring.
The Outfit Captures The Moment
4. Listen Out Festival
Syndey's biggest music festival is back this year serving up some of the hottest chart-topping names right now. With names like A$AP Rocky, Glades, Skrillex and Snakehips as well as a hoard of other acts you'll be sure to be entertained. Listen Out Festival is the citie's premium dance music festival and will again be hosted at the iconic Centennial Park. Grab a ticket while you still can.
5. Spartacus Ballet
One of the Australian Ballet's most popular works is coming to Sydney this spring. Choreographed by Lucas Jervies this masterful piece tells a story of a gladiator who led a slaves' rebellion against the Roman empire. Among with the torrid tale, there is also a love story. Set to music by Aram Khachaturian Spartacus, the production showcases the company's dancers at their very best.
6. Sydney Contemporary
Australia's largest and most diverse celebration of international and local art is back for the fourth year running. Sydney Contemporary will run for five days throughout September. The program includes a curated collection of works and events suitable for everyone. From art after dark to performance pieces, illustrations and a huge selection of seminars and workshops this artsy affair is not to be missed.
7. Surry Hills Festival
Drawing over 60,000 people every year Surry Hills festival is definitely one of the citie's biggest and most fun events. The family-friendly free event showcases the talent of local creatives. This year's line up includes musical acts Microwave Jenny, Chymes, Joyride and King Tide as well as a whole heap of other big-name local acts. There will also be plenty to eat and drink with stands serving up all the best in craft beer and snacks.
8. Oz Comic-Con
Geek out surrounded by all of your favourite TV stars, writers and illustrators from the worlds of sci-fi, Superheroes and comic books. Pop-culture fans can immerse themselves, in all the latest in video games anime, sci-fi and fantasy stories while getting up close and personal with their creators. The action-packed weekend will be made up of seminars, workshops, panels, stalls and meet and greets so get your cosplay ready and get down to Darling Harbour.
Oz Comic-Con
9. Good Food Month
One of the world's biggest food festivals, Sydney's Good Food Month will once again be serving up some of the citie's best eats, drinks and beats. Throughout October you can treat yourself to endless market stalls, including the beloved night noodle markets, as well as a huge range of other delicious events. The foodie's dream festival is the ultimate celebration of all things yum in the city.
10. Sydney Bar Week
Sydney Bar week is a celebration of all things booze and bars in the city. Offering tastings, workshops, parties, the bar awards and more, this is a must event for any bar hopper. This year's launch party will kick off at Brix Distillers while other events will take place at some of the citie's coolest bars. Some events are already sold out, so get in quick so you don't miss out.
11. NRL Premiership
The biggest event of the year for rugby fans, the 2018 Telstra Premiership Grand Final will go down on Sunday the 30th of September. Two teams will fight it out at ANZ Stadium to take the cup home. Be among the crowd of thousands for one of the biggest sporting events in the country while also being treated to some exciting entertainment. From the opening ceremony, halftime show and the game, this is not just one for sports fans.
12. Wine Island at Sydney Wine Festival
This heavenly destination is the ultimate celebration of all things wine. Sip on some of the citie's finest wines while indulging in sweet and savoury eats and chilling out to some live tunes. Over three days, Clark Island will transform into a booze island paradise, perfect for the wine lovers out there. From Gage Roads Beer Garden to wines haling all the way from WA and Chur Burger Food Trucks, Hunter Valley Cheese Co and more serving up some eats, you won't want to miss this one.
Wine Island at Sydney Wine Festival
13. Newtown Festival
One of Sydney's biggest and most beloved events, Newtown festival will be returning in 2018 for the 40th year in a row. Taking over Camperdown Memorial Rest Park the festival is produced by Newtown Neighbourhood Centre as a major fundraising event. Devoted to social change, the festival celebrates Newtown's unique, vibrant and accepting community. It aims to help those in need of support while creating a sense of harmony in the area.
14. Sculpture By The Sea
Sydney's iconic Bondi Beach will once again be transformed into a massive outdoor exhibition for the 22nd annual Sculpture by the Sea. The beachfront will play host to over 100 amazing works by international and local artists. Sculptures will cover the stretch between Bondi beach right up to Tamarama Beach.
15. Manly Jazz
Manly Jazz is an internationally acclaimed music destination. Recognised for its diverse lineup the festival includes everything from traditional New Orleans jazz to funk, Latin, fusion, blues, gospel, swing and roots. Sip on the seaside beds while listening to some smooth jazz at one of the many outdoor or indoor venues with stages set alongside the world's famous Manly Beach.
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text: Coral Gables is located just south of Downtown Miami and Coconut Grove.Locally known as The Gables, it's one of South Florida's most affluent and desirable communities. Established by George Merrick in 1925, Coral Gables' tree lined streets and Old Spanish influenced architecture are like none other. Considered to be a suburban-like area of Miami-Dade County, one of the most attractive features to Coral Gables are its waterways. The cityis mapped with an impressive maze of canals, which lead into Biscayne Bay. Within the southern area of Coral Gables, there are a handful of private gated communities that house some of South Florida's most luxurious property. Old Cutler Road hosts most of these opulent communities such as Coco Plum, Gables Estates and Old Cutler Bay. Planted directly in the heart of Coral Gables is the University of Miami and the renowned Biltmore Hotel.


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I'm looking forward to my Volunteer Week in my constituency which starts tomorrow.
Everything is all set for my first day, where I will be starting at 9am at the Follifoot Disabled Riders Group– guiding rides and then going to Harrogate Hospital to collect requests and present on their radio station.
On Friday night I am also at the Volunteering Oscars in Harrogate which fits nicely with my week, paying tribute to people in the area who give up their time to help others.
There will be plenty of daily updates on here so register in the right hand column to get notifications when I post.


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PR goes to the dogs. Or comes from them. Or something.
It's not so much the spirit behind this — helping owners find their lost pets seems like a great idea — as the idea of doing so by giving your pet a website and tag that's "personalized to fit your pet's stylish needs". Also, the whole "why not send this to someone who doesn't ever write about pets?" thing.
Hi [redacted]!
Dog Tag Art has created the first ever "Virtual Leash" which allows you to maintain a unique website (a.k.a. online profile) for your pet with unlimited emergency contacts that can be instantly notified. The website can send you, and your emergency contacts, messages through email, Twitter, text message and voice mail when your pet is found. Virtual Leash also uses Google Maps to show potential finders a safe place for your pet. You can change this address easily and at anytime.
Your pet's unique website is printed on a tag, (along with your phone number), that can be personalized to fit your pet's stylish needs. Your pet's website can be updated as you move, travel or even when they are at a pet sitters for the weekend. Would you like samples of any of their fabulous customizable pet tags or more info on Virtual Leash for a possible feature? Release and images are below and be sure to check out their website.


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Are people who have earned Masters degrees in post-graduate school 'entitled' to put that designation behind their names? I am used to seeing Ph.D., but when I see MBA it makes me wonder?
— Marcia Milburn, Beltsville, Maryland
Dear Ms. Milburn:
Holders of a master degree working in academia or research use their post-nominal abbreviations for their degrees because the degrees are part of the fabric of the institution's hierarchy.
Holders of a master degree that is essential to their professional practice do too.
Some examples include:
* On an academic paper, an author would put the post nominals for his or her degree after their name, e.g. B.A., B.S., or M.A.
* An administrator at a scientific research facility with a Masters might include those post nominals on his or her card: degrees are pertinent at the institution.
* A psychotherapist will include the post nominals for their degree (e.g., MSW for Master of Social Work) since it defines their credentials to be a counselor, their eligibility for insurance reimbursement, and clarifies their training from those with a "Master of Counseling" or a "Doctorate in Psychology."
Other than those circumstances, noting one's masters (or bachelors) is infrequent. A degree that does not certify you to a specific profession is rarely used.
Contrast that to including the post-nominal JD (a degree) … or CPA (a professional certification) – which both are used all the time and denote one's qualifications to do a certain task.
— Robert Hickey www.formsofaddress.info


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Management Perspectives: Managing Cash Flow
Dec 1, 2003 12:00 PM,
By William Lynott
Click here to read more Management Perspectives columns
Cash flow — how much money is flowing into and out of a business — is an easy concept to understand. Still, not every electronics professional is fully aware of the impact that cash flow has on the bottom line. That's probably because the importance of cash management is much easier to recognize in some types of businesses than it is in others.
Take home building, for example. When a builder takes on hundreds of thousands of dollars in short-term debt in order to build some new homes, it's obvious that he or she must generate substantial positive cash flow in a hurry if the business is to survive.
Of course, not every situation is that dramatic, but generating and managing cash flow are critically important responsibilities for all contractors. Losing control of money has generated more financial headaches for small-business owners than temporary red figures on the bottom line. On the other hand, a sensible cash management system can provide a life-sustaining cushion during those inevitable slow times when the clients aren't streaming in and the phone isn't ringing as often as you'd like.
Once you accept the importance of cash flow, you'll find it easier to stick to the rules of good cash management in your shop. Here are nine powerful techniques for improving your cash flow and profits:
Never allow any of your money to lie idle
If you don't already have one, open a money market account at your bank and have it linked to your business checking account for telephone or online transfers. Deposit all of your daily receipts into the money market account, where they will immediately start drawing interest. This step may not seem worth the effort at today's admittedly paltry interest rates, but this is a temporary situation. Interest rates are already beginning to inch up, so your efforts today will pay off tomorrow.
Never deposit receipts directly into your checking account. Keep a minimum balance in the checking account and transfer cash by phone or online only as needed to cover checks written.
The worst money sin of all is leaving checks or cash lying around in a desk drawer until you can get to the bank. Using every cent of your money to make money is the mark of professional cash management.
Don't be timid about using other people's money
Everyone has heard stories about people who have built large successful businesses without ever borrowing a cent, but they are clearly the exceptions. At today's extraordinarily low interest rates, careful use of credit can be one of your most effective business-building tools.
Most financial professionals are uncomfortable with extensive use of credit for personal affairs. Business, though, is a different matter. To begin with, the costs of borrowing are legitimate tax deductions for businesses. It makes more sense to spread out the cost of capital purchases than to put stress on your cash flow by laying out large amounts of cash that you could put to productive business use. Credit, when used in a sensible and controlled manner, is a powerful profit enhancer.
Consider leasing
Most accountants agree that leasing is the most expensive way to maintain a personal car. But business is a different animal entirely.
"The nature of business accounting is such that leasing can be the most sensible approach to many types of capital investment," says Thomas Normoyle, CPA. "It usually makes sense to lease if you will be able to use the cash in your business or in your investments to earn a better return than the cost of leasing."
Talk to your own tax adviser about that the next time you're considering any purchase of capital equipment that might be available on a lease basis.
Diversify to keep cash flowing
This is an important strategy for any business subject to fluctuations in the economy. When you and your employees are idle, any work is better than no work at all. Offering any special services or products at prices that do not satisfy your usual parameters of profitability can make sense if they provide work and some cash inflow where there would otherwise be little or none.
Don't be in a big hurry to pay your bills
There's a good reason why checks are slow to come in from some people who owe you money. It's because hanging on to cash as long as possible keeps that money available to draw interest or to work in the business of the person paying the bills.
That's why you should set up a system that provides for paying bills only when they come due. It's easy to do and is another rung on the ladder of professional cash management. However, don't go overboard and jeopardize your credit standing by paying bills late. Pay your bills when they are due — not before, not after.
Also keep an eye on the state of postal deliveries during this uncertain time. If it seems that another delay in deliveries may be on the horizon, allow extra time for your credit card payments to arrive in time to avoid those oppressive late-payment fees.
Be aggressive about collecting accounts receivable
If you do any of your own billing, it's important not to allow those receivables to go untended. You've earned that money, you have a right to it, and you need it. If your customers learn that you are cavalier about money owed to you, you can be certain they will stretch your patience (and your cash flow) to the limit.
Maintain a cash cushion
Whenever possible, keep enough cash in interest-bearing accounts to cover normal operating expenses for three to six months. There is nothing like the peace of mind and self-confidence that comes when you don't have to sweat out next week's payroll during a business slowdown. Also, remember that your cushion money is making money for you in those interest-bearing accounts.
Develop a personal relationship with your banker
Handling money is a banker's job. Even if your operation is relatively small, it's a good idea to have a personal relationship at the bank where you do business. Discuss your financial picture honestly with the manager of your local branch. You'll get some good ideas and a favorable ear should you ever need a little financial help.
Let your computer help you manage your cash flow
Whether your business is large enough to make use of one of those heavyweight commercial software packages or whether you use Quicken or Money on a desktop PC, trust every aspect of your finances, including personal investments, to your computer. The financial reports and analyses that modern software can produce at the touch of a button can be vitally important tools for improving cash flow and bottom-line profits.
Even if your business is large enough to farm out your record keeping, consider putting your finances into one of the popular software packages designed for small business and personal finance. They are infinitely easier to use than they were as recently as a couple of years ago. More important, they will teach you in dramatic fashion how much you can benefit from a sensible cash management system.
Taken individually, good cash management techniques may seem inconsequential. However, when you blend them together in a consistent manner, they will form a significant and permanent contributor to your bottom line.
William Lynottis a former management consultant and corporate executive who writes about human interest, business, and financial topics for consumer and trade publications and is the author of Money: How to Make the Most of What You've Got. He can be reached email@example.com.


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March 2018 Volume 11 number 1
What I said last year continues to be true. St. David's is a remarkable small country parish. It has an even better mix of young and elderly families with the addition of two young active families, a good but smaller number of well trained acolytes, an active Sunday School program, a vigorous sense of community and wider outreach. All of these factors are all increasingly rare in small parishes, and even in some larger ones. Having a Parish Pre-School is even more the exception.
Being financially sound is also less and less the case for small parishes. St. David's is still financially stable although a disturbing element of fear that the aging population will mean a loss of revenue is still present. If not firmly resisted, it can still become a deadly force. Finding new sources of revenue as well as a realistic reevaluation of our financial priorities is still an important issue for a stable future. Cutting down on the expenses of doing ministry must be the last, not the first resort for without the Sacraments and pastoral ministry, a parish cannot be a parish but becomes simply a club without a purpose. Trust in the leading of the Holy Spirit and the courage and willingness to take a few risks can be scary but is the way of faith. For a parish that has carried on for years with supply clergy rather than a vicar or rector, St. David's has done very well, in fact remarkably well and that, in large part, is because it has supported the clergy who have served here.
All of this is evidence of good lay leadership and the faithfulness of the congregation as well as a long succession of good and faithful supply clergy. Some training in matters of parish administration and the legal requirements imposed by the New York State Religious Corporations law and Canons of the Church is still needed. Wardens, who have the responsibilities normally borne by a rector for the running of the parish, need the knowledge and tools to do the job. The Diocese is now trying to provide better support for these unsung heroes of the field, in part by expecting long-term supply clergy to undertake a teaching role in this area. We still need Visitors and at least one Worship Leader who is not away for extended periods of time during of the year but we have several new readers, Lay Eucharistic Ministers, (Chalice-bearers) and Vestry members. We lost our summer only Chalice bearer this past year and two of our others leave for warmer climes for the winter, and though we have a few new folks, we need to train a few more people for that important job. We still have two and sometimes three acolytes who serve well and take a commendable interest and pride in their work, which adds greatly to the beauty and solemnity of our liturgy. Some new recruits and training
are still needed in this area too.
Worship after all, is the heart of our life together, all the rest is for the purpose of
making that possible, meaningful and uplifting and it is worship that equips us for living
out our life in Christ in the world around us. St. David's has much of which to be proud,
and much to look forward to in the future by the grace and leading of the Holy Spirit.
Respectfully submitted,
E. Heather Benson, Long-term Supply Priest
By Lynne Swartz, Warden
January 21, 2018
As 2017 comes to a close, it is a time to reflect on happenings in the past year. We lost some members, and gained some new members. St. David's is so fortunate to have parishioners that are willing and able to participate in our services and events during the year. Our music has been enhanced by a semi¬permanent substitute, Bob Peters, as we continue our search for an organ scholar. We also had a concert organized by Mr. Peters that benefited the ER&D and a fun concert with music of the 60's, with one of our own members participating in the group BAGG Square.
We have continued to use Calogero and Associates for our financial work with one of our parishioners, Tom Sumney being the liaison between accountants and St. David's. He has done a great job for us.
While we miss those we lost this year, we are so happy to have a new family that is very active, with a grandson who has joined our Sunday School.
2018 will be a challenge but we are up for it! We are discussing many outreach programs and know that it will be another successful year in Barneveld. As has been said in the past, we are an aging parish but have not stopped growing. With God's help, we will continue to grow in his service.
This year we continue to use the "Good News Curriculum" for our Sunday School classes. We have had six children attend classes this year so far from four families in our parish. Sharon Nash and Debbie Landman have volunteered as teachers this year. We always welcome other members of our parish to teach a lesson or two (or more). If anyone is interested please contact Sharon Nash.
by Debbie Landman, Warden
January 21, 2018
St. David's witnessed many changes in 2017.
Regretfully we had to say good-bye to some of our long time members and active Sunday parishioners who passed away this year and we miss them greatly. We parted ways with our long time organist —which has allowed us to consider an organ scholar program- which we will continue to pursue. We shared joyful music at two special concerts this Fall-Thank you to Bob for one concert and Paul for the other! We have welcomed some new parishioners — Merry and Ronnie who hopefully will be part of our church for some time to come. We have been blessed by Tom who served as our Treasurer this year and has done a remarkable job in getting our bookwork in order after Joanne retired. Sharon continued her wonderful work as our garage sale guru and had the biggest sale yet- including many items generously donated by Joanne from her house with Ted. Even though Ricky retired as warden she continued to be very involved with coordinating many events this year and placing several articles in the newspaper to get St. David's mission out in the community & her next project is our 200th anniversary celebration in 2021- how exciting! In November we enjoyed a visit from Bishop Dee Dee and I believe all of us gained some inspiration from her words and her mission for the Diocese. I would like to thank Lynne for all that she has done over the past two years as warden for St. David's. She was great at keeping us on track and leading the way! I will miss her as our leader, but glad that she will have some chance to rest now & recharge- except that she may now accept a position as treasurer-so much for rest. Our priest, Heather, has continued to offer us much guidance and counsel and her sermons continue to truly reflect the Word of God.
I would like everyone to think about what St. David's means to you- what do you love about it? What would you change? How can St. David's help our community? Would you miss it if it wasn't here? We would love to have these discussions with you in 2018- attend a vestry meeting or talk to a vestry member. Help us let this little church shine in 2018!
March 29 Maundy Thursday 5 PM
March 30 Good Friday 5 PM
April 1 Easter 10 AM
For health and strength to work, and leisure to rest and play,
We thank you, Lord.
The Book of Common Prayer
St. David's is particularly thankful for the Rev. Heather Benson's continuing recovery. We welcome her back.
Jesus prayed for us "that they may be one"—but he never had to deal with a Facebook comments section. Can we have Christian unity AND real conversation on divisive topics like politics, sexism, gun violence and racism?
Join Bishop DeDe Duncan-Probe of the Episcopal Diocese of Central New York on Facebook Live for monthly discussions—from a Christian perspective—on controversial topics. We'll consider the issues for the sake of building relationships, not winning arguments.
Join the conversation on Facebook Live at Bishop DeDe's Facebook page (facebook.com/bishopdede), Tuesdays at 8 p.m.:
March 20th: Why would white Christians care about racism?
April 3rd: Is there a Christian response to gun violence?
We are now half way through the current school year. We have full classes in both the 3 and 4 year old groups. There are 6 boys and 6 girls in the 3 year old class and 9 boys and
7 girls in the 4 year old class this year. We have had a good fall and winter so far. Santa visited us again and all the children sat on his lap to tell him what they wanted for Christmas — no cryers! The four year olds continue to learn how to write the letters of the alphabet. They will learn how to write their names next even though 4 of them can already do it. We have worked on shapes and colors with both groups. Counting to 10 is going very well with the three year olds. The four year olds are perfecting their counting to 30. We have had two parties at Halloween and Christmas and our next one will be on Valentine's Day in February. If the snow holds and it gets a bit warmer we will go sledding on the hill next to the church soon.
This year one of our three year old parents — Brynn Semeraro (who sells Usborne Books- a quality children's book company) arranged a Book Fair for November and March. This allows parents to purchase books for their families. The school earns a certain dollar amount for the total sold. This allows us to pick out books for the school free of charge based on our sales during the Book Fair.
Sharon Nash continues as the teacher and Lynne Swartz is our director. Each day we have a helping parent. Those that choose to do this get a slight reduction in their tuition. Our monthly tuition this year is as follows:
3 year olds - $75 for parents who are helpers and $100 for those who are not.
4 year olds - $110 for parents who are helpers and $140 for those who are not.
Graduation for the four year old class is scheduled for Friday, June 15th.
We are already getting calls for next year's classes. To date - 9 three year olds are interested and have been added to a preliminary
Drop off small items starting May 5th. Bring larger items after Memorial Day. Please remember to clean items first – this helps them sell better. Feel free to mark items if you know what they should bring. If you need pickup of items, please call Sharon Nash (896-6305). We will accept items up until May 31st. There will be a signup sheet for workers at church. We will need lots of help in moving and marking the many, many items donated by Cornelia Knower, as she moved out of her large home into assisted living. We are thankful for her generosity. All help is greatly appreciated.
Sharon Nash
The vestry has budgeted a modest sum this year to create a website for the church to serve as part of our outreach to our community. Chris Pepe has agreed to serve as our tech geek to make this happen and do periodic maintenance. While Chris will do the heavy lifting on the tech part to get it up and running, it's up to this congregation to create the message and content that goes in the website.
The link below
has a very good article to help guide us in this process. It is written from an Episcopal concern and perspective. Your input is needed for both the website and the newsletter. Please support these ventures.
Tom Sumney
Gertrude Millar (Trudy) Owens, 94, of Barneveld, died peacefully in her home on January 29, 2018 while being treated for emphysema and congestive heart failure.
Trudy was born in New Hartford, NY, on February 3, 1923. She was the daughter of Captain David S. Howard, USNR and Gertrude Millar Howard. Her father was a graduate of the US Naval Academy and a Vice President and Director of the Charles Millar & Son company in Utica, NY. She had two brothers and two sisters, She attended the Utica Country Day School and graduated from the Masters School Dobbs Ferry, NY and Vassar College in Poughkeepsie, NY. In 1944, she married William Page Harris of Alpena, MI, while he was serving in the Pacific as an officer in the US Navy. They had three children and were divorced in 1955. After her first marriage, she and her children returned to New Hartford and in 1960, she married John Van Dyke (Jack) Owens of Prospect, NY. Jack was the President of the Eastern Rock Products Company and a highly respected member of the business community in Utica. She is survived by one child from her first marriage and all five of her step-children as well as 9 grandchildren and step-grandchildren and 4 great-grandchildren.
She was blessed with a full and active life of service. During her first marriage, she lived in Germany for three years as part of the military occupation after World War II, where she encouraged German women to become active in civic affairs and served as Chairperson of the American School in Bad Godesberg. She was a member and volunteer worker with the Junior League in Utica, Detroit, MI, Columbus and Cincinnati, OH. She was a very active member of the Episcopal Church, serving on the vestries of both Grace Church in Utica and St. David's Church in Barneveld. She was also the Treasurer of the Episcopal Church Women of the Second District of the Diocese of Central New York. She served on the boards of the House of Good Shepherd, The Clothing Bureau, The Samaritan Counseling Center and The Sunset Home, all in Utica. In 1993, she and her husband received the Founder's Award for long
In addition to her service, Trudy was a talented athlete and gifted artist. She was a member of the Utica District Golf League for 25 years and won multiple club championships, at the Sadaquada Golf Club. She was a prolific member of the Embroiderers Guild of America. Her work won awards at the state level and decorates both Grace and St. David's Churches as well as the homes of many of her friends and relatives. She also was a talented jeweler and enamellist. She loved traveling with family and friends and was an extraordinarily lucky fisherwoman, almost always catching the biggest bass, salmon or bonefish wherever she traveled.
Most important she was a loyal wife and devoted mother with both her own children and her beloved step-children who came into her life after the tragic loss of their own mother.
After the passing of her second husband in 1996, Trudy moved into her own small home in Barneveld and lived out her remaining years surrounded by her treasured garden and supported by her many loyal friends and family.
A memorial service will be held at St. David's Church Barneveld, NY on a date to be announced.
Trudy was an avid reader and later on listener of audio books. Her wit, intellect, and interesting opinions and stories made for lively discussions at St. David's Book Club. Some other words ascribed to Trudy by parishioners were formidable, unique, a force to be reckoned with (in a good way). She is missed.
Father of all, we pray to you for those we love, but see no longer: Grant them your peace; let light perpetual shine upon them; and, in your loving wisdom and almighty power, work in them the good purpose of your perfect will; through Jesus Christ our Lord. Amen.
The Book of common Prayer
Most of us grew up with the idea of giving up something for Lent. For many it was (is) a way to diet by giving up all those sweets. The Church of England has a different take for this Lenten season. They issued a "Lent Plastic Challenge , a call to reduce use of plastics. A calendar of tips to meet the challenge was produced. The following are excerpts from that calendar.
'For Anglicans Lent is the time when we remember the 40 days that Jesus spent in the wilderness, facing challenge and temptation. It is a time when we reflect on God's purpose in our life. This year we challenge you to give up single-use plastics – to reduce the actions which damage God's creation.
Over 8.3 billion tonnes of plastic have been produced since the 1950's. That's enough plastic to cover every inch of the UK ankle-deep more than ten times over. Just 9% was recycled.
'To strive to safeguard the integrity of creation and sustain and renew the life of the earth' The Anglican Communion's Fifth Mark of Mission."
Share your journey with others on the Plastic-less Lent Facebook Group.
"Sunday 4 March
Colossians 1: 16-17
'For by him all things were created: things in heaven and on earth, visible and invisible.'
Consider organising a community litter pick."
Each week of the Lent Plastic Challenge has a theme, for example food and drink, kitchen, clothing and travel. March 5 – 10 is the kitchen theme.
"6 Use natural cleaning cloths instead of plastic and synthetic sponges.
Compressed natural cellulose sponges are often sold without any plastic packaging."
"9 Avoid foil wrapped crisps and chocolates.
Some sweet wrappers are now recyclable but don't forget to check.
"Sunday 11 March
Job 28:12-13
'But where can wisdom be found? Where does understanding dwell?"
Do you use disposable cups at church? Can you encourage people to bring their own mugs?"
The theme for March 12 - 17 is clothing.
"21 Avoid wet wipes.
These contain plastic fibres so don't break down like toilet roll, despite often being described as flushable."
"17 Request zero plastic packaging.
If you're buying clothes on line ask the retailer if they can reduce or remove plastic packaging."
"29 What lasting changes are you going to make?
Do you find yourself looking at plastics in a different way? List three things you are going to commit to changing."
"Make your voice heard.
Share what you are doing with friends, family and community. Ask you MP what they are doing to tackle single use plastics. Join the UN's CleanSeas campaign and Greenpeace's Plastic Pledge. Find out your own plastic footprint. Call on supermarkets for a Plastic Free Aisle.
We hope this challenge has made you more aware of your plastic use and helped you create some lasting changes."
The entire calendar can be viewed at
or google Lent Plastic Challenge calendar.
Some suggestions are uniquely British.


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Running out of Christmas ideas. Here is a festive, yet simple Japanese inspired vegetarian recipe. It has the perfect colors for the Holidays too! Lately I've been expanding my knowledge on fermenting food. Fermented foods like yoghurt, sauerkraut, kombucha, miso and kimchi are not only healthy to consume, but they also come with a special taste, which you need to get use to. But what are fermented foods actually? Fermented foods have been gone through a process of lactofermentation, which means that natural bacteria feed on the sugar and starch in the food and therefore creates lactic acid. Because of the fermentation, foods are preserved and all good enzymes, vitamins, fatty acids and probiotics are kept alive. Eating fermented food also benefits to an improved digestion system. If you think of the common Japanese ingredient Miso, you would automatically think of the famous Miso soup. As I'm experiencing a lot on miso, I also love to make a miso sesame dressing and pour this over my cold silky tofu, or what about miso as a substitute for salt. Today I share a simple but great recipe with my favorite veggie the eggplant. I seriously can't get enough of eggplant. I love the tender meat texture and sturdy skin. Andrew doesn't really like it, but that's I think due to the fact that his mom told him not to eat too much eggplant as it can cause infertility with men (?) Well we are expecting our second child, so there's nothing wrong with you honey… Luckily Rocco loves eggplant, as one of the very few vegetables, under one condition, it has to be all mushy and soft. Depending on how long you want to keep these Miso eggplants under the grill, they will either be super soft or still a little bit dense, up to you. Ok let's make these babies!
Grilled Miso Eggplant
Serves 2-3 portions
- 3 Japanese eggplants (long and skinny ones)
- 2 tablespoon of white miso
- 1 tablespoon palm sugar
- 1 tablespoon grated fresh ginger
- 1 fresh chili pepper
- 1/4 teaspoon of dried chili flakes (leave this out when serving for children)
- 1 scallion / green onion
- 1 tablespoon of quinoa seeds (or toasted sesame seeds)
Preheat the oven to 200C / 400F.
Cut the eggplants in half lengthwise. Cut in the middle of each half, making crosses, make sure not to cut through the skin. Salt the eggplant lightly and let sit for 10 minutes. Line a baking sheet with parchment paper. Roast the eggplants for about 20 minutes until flesh is soft. Remove from the oven and preheat the broiler or use a torch. To make the glaze, combine miso, sugar and ginger to a paste. Brush the eggplants with the miso glaze, using up all of the glaze. Place under the broiler, about 5 cm from the heat, and broil for about 1 minute, until the glaze begins to bubble and looks shiny. Remove from the heat. Allow to cool if desired or serve hot.


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Montreal is a food city. Between the French cuisine, Canadian favorites, and city specialties, there's tons of flavorful calories to consume. Don't know where to start? Here's a list of a few restaurants not to miss.
We drove to an industrial section of the Mile X neighborhood for a late dinner at Manitoba. This restaurant is known for its locally-sourced ingredients, organic wines, and trendy cocktails. Our waiter was knowledgeable about each dish on the menu, but not snooty. The hipster vibe plus heavy French accents had us thinking we'd found the East Village of Quebec.
I ordered the deer steak served with a generous helping of beets, mushrooms, and other well-prepared vegetables. My only regret from the whole experience was that I didn't snap a picture.
Get back to Montreal's roots by sampling some more traditional French cuisine. We made a reservation at L'Express, a Parisian-style bistro that opened in 1980. With its black and white tiled floors, glass ceiling, and warm lighting, you certainly feel as though you've traveled farther than Canada.
We bought a bottle of wine and leafed through the menu. If you don't speak a lick of French, pas de problème. There's a guide in English (and other languages) that will help walk you through the dishes. We opted for a bone marrow appetizer, steak tartare entrees, and crème brûléeto to share. Magnifique!
The Great Bagel Debate:
Montreal has two famous bagel shops, both of which are located in the Mile End neighborhood. St. Viateur opened in 1957 and operates 24/7, making over 1,000 bagels a day. Fairmount Bagel began its legacy in 1919 and is the oldest bagel bakery in the city. But which is best? We New Yorkers were quite determined to find out.
Unlike the Big Apple's bagels, these noshes are smaller, denser, and traditionally topped with sesame or poppy seeds. The dough is boiled in honey-infused water, giving the bagels a sweeter flavor, and then cooked in a wood-fired oven. There's also less focus on the cream cheese component. In fact, it seemed most bakeries didn't made their own spreads.
Our takeaway: Nothing beats a plump, cream cheese filled New York bagel from a legit bakery. But these Montreal eats were tasty. A steaming hot sesame bagel from Fairmont was my personal favorite. Without much cream cheese and only one topping, you can taste the sweet dough and better understand what Montreal bagels are all about.
As one of the oldest delis in Canada, Schwartz's truly knows how to make a smoked meat sandwich. They've been serving Montreal and all of its hungry tourists since 1928, so expect about a 15 to 20-minute wait.
Schwartz's beef brisket is marinated for 10 days in a secret blend of spices. Their signature dish is a smoked meat sandwich served on rye bread with a bit of mustard. You can opt for a lean, medium, medium-fat, or fat cut. We chose medium sandwiches, with a side of pickles, poutine, and black cherry sodas.
The best part: It was super cheap, especially with the current exchange rate. New York's Katz's deli will cost you $20 per sandwich—in Montreal you'll pay about $7.25 USD. It's a different cut of meat, but the similarities are apparent. Remember to bring cash and to arrive with an empty stomach.
Bonus: The Keg Steakhouse + Bar
While wondering around the quaint streets of Old Montreal, we stumbled into one of the only open restaurants on New Year's Day. Our "cheap meal" accidentally turned into delicious seafood dishes and a round of Boulevardier cocktails—c'est la vie. While The Keg was by no means on our food bucket list (yes, it's a chain), the Pistachio Crusted Salmon with garlic mashed potatoes was a delightful way to start 2017.
We never made it to these joints, but here are a few other highly-rated Montreal restaurants. Enjoy your trip!
Maison Publique
Bouillon Bilk
Le Bremner
Joe Beef
Olive et Gourmando
La Banquise
Au Pied du Cochon


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Talk about bad timing. JP Morgan Chase revealed late last week that a "flawed, complex, poorly reviewed, poorly executed, and poorly monitored" trading strategy cost it $2 billion since early April. On Tuesday, less than a week after the stunning announcement, Chase chief executive Jamie Dimon must go before shareholders at the company's annual meeting.
The loss has been a public comeuppance for Dimon, who has been one of the loudest critics of efforts to limit Wall Street's trading habits. Had the Volcker Rule that Dimon so vociferously opposed been in place, JP Morgan would never have been able to execute its strategy.
As Francine McKenna points out, that may change shareholders' sentiment toward Dimon's pay package, which is the fattest among the four biggest U.S. banks. While several Chase executives appear to be on their way out, it's only fitting that Dimon take some lumps in the pay department over the trading loss as well. After all, shareholders have.
JP Morgan was supposed to be the most disciplined of the Wall Street brigade. It's now clear that Wall Street needs protection from itself. It simply can't resist the allure of rewards that blinds it so completely to risk.
The loss isn't just an embarrassment for Chase and Dimon, it's an embarrassment for the regulators, the lawmakers, and the Obama administration that have collectively refused to put meaningful limits on Wall Street's most egregious activities.
Congress, of course, is already calling for hearings, because that's what Congress does. It hears, but it doesn't listen, and it certainly doesn't learn. We don't need more political theater. We've heard the banks' excuses, and we can do without another display of faux indignation from lawmakers who've failed to fix this problem.
What we need is real regulation. Since the financial crisis that Wall Street unleashed on the world, savers have been forced to sacrifice to pay for Wall Street's sins. Interest rates have been essentially zero, meaning those who've been responsible and saved for retirement are being punished so the banks can be recapitalized.
And because the Federal Reserve has vowed to keep rates low for another year, it's not going to change anytime soon.
All of that might be justified if the banks had been forced to change their habits — if, for example, we no longer allowed them to use our government-insured deposits to make risky trades. But as Chase's debacle reminds us, its business as usual on Wall Street, and we're still picking up the tab.