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Your Money
Your Shares
Signs of recovery?
China's recent good growth numbers have added more fuel to the recovery fire. But should we believe it, or is the China strength story a little over inflated? To find out, Peter Switzer caught up with Austrade's chief economist, Tim Harcourt. read more >
Q&A - Entering the stock market
Q. I am 30 years of age and am dying to get into the stock market but because the market has gone up so far, I am afraid of getting into it and then finding the market will collapse on me. What is your advice? A. I get th... read more >
Q&A - What is the best way to trade?
What is the best way to FX TRADE? Is GFT the best broker? Your question is interestingly simply, but scares me a bit. I would have to say that investing can be hard but trading takes you to a new level of risk and return. Even ... read more >
Q&A - Short selling made simple
Short selling – please, please – in simple terms. I am new to the market and it's a little complicated. As you are new to the market, let's break this seemingly simple term down so you can understand wha... read more >
Q&A â Help with ETFs
My wife and I would like to invest in the share market in the near future and I have seen guests on your show discuss ETFs. What are the pros and cons of investing with an ETF? And how would we select one to invest with? We are... read more >
Portfolio builder
18 February 2010 - I want to build a portfolio but I don't know how to do it. Should I go to a full-service broker or a discount internet... read more >
Cheap shares, good dividends?
28 January 2010 - I have been reading that companies with good dividends are the ones that I should be adding to my portfolio. Some are pretty... read more >
ETFs explained
22 January 2010 - I keep hearing about ETFs as being good for small or novice investors. What are they and are they safe? An Exchange Traded... read more >
Borrowing money to buy shares
14 January 2010 - I could not believe my ears when someone told me that you can borrow to buy shares. As it seems as though it is true, could... read more >
New to the stock market â is now the right time to buy shares?
17 December 2009 - I have never been in the stock market before and I am wondering if you think this is the right time to invest in the stock... read more >
Is margin lending for shares safe?
17 December 2009 - I've heard about people making a lot of money using margin loans in the past, but the share price falls recently have... read more >
What are hedge funds?
11 December 2009 - I am confused about hedge funds as they have attracted a lot of bad press but other money commentators say they should be... read more >
Mind your Ps and Es
08 December 2009 - I keep reading about and hearing financial commentators and brokers talking about P/Es for shares and it always seems important... read more >
Endowment warrants
11 November 2009 - Q. What are endowment warrants and is it a good time to think about investing in these? A. In simple terms you pay a... read more >
What is your super contribution?
03 November 2009 - Q. I am often hearing that 9% compulsory super is not enough for a comfortable retirement and that it should be 15%. What do... read more >
Understanding P/E ratios
29 October 2009 - Q. I keep reading about and hearing financial commentators and brokers talking about P/Es for shares and it always seems... read more >
Should I jump into the share market?
26 October 2009 - Q. Every day when I get up and see that the stock market is up again, I think I have missed the boat with this rally. Should I... read more >
Q&A - Have I missed the boat?
19 October 2009 - Q. What is your view on the stock market? I am 25-years-old and have missed out on the current rally and wonder is it too late... read more >
Q&A - Margin loans made simple
09 October 2009 - Q. Lots of people got into trouble with the crash of the stock market last year because they had margin loans, or so I have... read more >
Q&A - Borrowing to buy shares
06 October 2009 - Q. I could not believe my ears when someone told me that you can borrow to buy shares. As it seems as though it is true, could... read more >
Dollar dazzlers
01 October 2009 - The Aussie Dollar hit a fresh 13-month high this week boosted by a positive investor sentiment and following signs that our... read more >
Q&A â Help with ETFs
28 September 2009 - My wife and I would like to invest in the share market in the near future and I have seen guests on your show discuss ETFs.... read more >
Q&A - Short selling made simple
14 September 2009 - Short selling – please, please – in simple terms. I am new to the market and it's a little complicated. As... read more >
Safety in numbers
07 September 2009 - Is there such a thing as a guarantee for your investments? While capital protection sounds like a pretty good idea, what does... read more >
Q&A - Options
07 September 2009 - Q. I have been advised that a good way to buy shares is to do it with a company with options. Could you explain what... read more >
Top picks and value investments
02 September 2009 - Corporate reporting season is well and truly underway and market watchers have been broadly pleased with the latest rounds of... read more >
Q&A - What is the best way to trade?
26 August 2009 - What is the best way to FX TRADE? Is GFT the best broker? Your question is interestingly simply, but scares me a bit. I would... read more >
The new investors
15 August 2009 - With the economic recovery, there are a growing number of investors looking for places to put their cash. So what type of... read more >
Signs of recovery?
14 August 2009 - China's recent good growth numbers have added more fuel to the recovery fire. But should we believe it, or is the China... read more >
Q&A: Changing bank accounts
13 August 2009 - Q. I want to switch bank accounts as my bank simply does not give a toss about me, but I don't like the thought of the... read more >
Companies of the future
12 August 2009 - Shares expert Simon Bond, partner at ABN AMRO Morgans and expert on switzer.com.au returns to help Peter Switzer discuss the... read more >
Trading strategies
12 August 2009 - Peter Switzer talks trading strategies with money market and interest rate expert David Bassanese. On the agenda is... read more >
Should Macquarie be dumped from the perfect portfolio?
08 August 2009 - What does Madonna and a meerkat have to do with Macquarie Group? On Peter Switzer's SWITZER on Sky News Business... read more >
Q&A: Choosing a fund manager
06 August 2009 - Q. Could you give me some guidelines on how to pick a good fund manager to invest my money in? I agree with you that the worst... read more >
Picking stocks
03 August 2009 - There are many nice things about having your own television show but the one I like best of all is that you can ask smart guys... read more >
Q&A: CFDs
03 August 2009 - Q. A friend of mine has talked me into CFDs and I have a $40,000 exposure to them. What do you think about them? Ben, Crows... read more >
Risky business
30 July 2009 - Are you a fearless crusader or something of a scaredy-cat when it comes to investing in the stock market? Robin Miranda from... read more >
Top 10 picks for your portfolio
30 July 2009 - Every investor wants to build the hardest working portfolio possible, but how should they go about it? To find out, Peter... read more >
Q&A: managed vs indexed funds
29 July 2009 - Q. There's a lot of debate about the performance of fund managers versus passive funds or index funds and I am not sure... read more >
Whenâs up, Doc?
25 July 2009 - Australia's economy – on the way up? Leading economist says yes. Despite the doomsday cries of the last 12 months,... read more >
Over the hedge
24 July 2009 - With recent falls on the stock market, hedge funds have received a bad rap, often being associated with greed and risky... read more >
Switzer's rich guide
18 July 2009 - The first question you have to ask yourself is: "Do I want to get wealthy?" I don't mean Frank Lowy rich,... read more >
Q&A - Investments
15 July 2009 - I would like to invest some money in the stock market. I often hear many people recommending investing in the top 100 companies... read more >
Confidence in confidence
27 June 2009 - Beware economic geeks bearing negative 'gifts' and remember Julie Andrews when the bad news bearers start to get... read more >
A tough year for both clients and financial planners
09 June 2009 - These are the strangest of times for financial planners with the horrendous market slide not only undermining our... read more >
No time like the present
19 March 2009 - Sure we live in interesting times, and you could call them scary times, but many of you might have heard some pundits say,... read more >
Time to roll the dice
28 February 2009 - The scariest question of all for someone like me came from the ABC's Midday news host, Roz Childs. It was simple to ask... read more >
Beware of business journalists
28 January 2009 - One of the greatest problems with business journalism is that it's not written for most amateurs who actually read the... read more >
Who are you?
22 January 2009 - With the stock market looking likely to test the November lows, it could be a great time to ask exactly who are you and what... read more >
Do you feel lucky?
16 January 2009 - With the Australian stock market tumbling 43 per cent last year and this week's disappointing run of down days on most... read more >
Credit thaw required
10 December 2008 - In case you missed it, the credit market freeze is ultimately a symptom of the financial mistakes that created the US housing... read more >
Decisions, decisions
28 November 2008 - At a time when the battle over the R-word — that's R for recession — has got so hot that it has been... read more >
Killing doom
21 November 2008 - Excuse me for venting my spleen, but I have had a gutful of the gloom headlines and the doomsday merchants. In fact, it is time... read more >
Nought in the noughties
19 November 2008 - When we reflect upon the Crash of 2008 in years to come, we will always remember the sorry saga of Eddy Groves and ABC Learning... read more >
How do you get rich?
15 November 2008 - As the stock market's ups and downs affects the upward march of the Aussie dollar, and investors ponder if... read more >
Don't change horses mid-race
13 November 2008 - A prominent wealth-building operator has warned Australians about doing something as irrational as putting their investments... read more >
Creating bankable solutions
23 October 2008 - On the day Black Friday was born two weeks ago, when stock markets globally spun out of control, my media enquiries went into... read more >
Where's the bounce?
17 October 2008 - The big question for the week has to be why didn't interest rate cuts and a better rescue package for troubled global... read more >
Economic lateral thinking
15 October 2008 - The Malcolm Turnbull demand for banks to pass on the full interest rate cut has been criticised for being opportunistic and... read more >
Ethics or the dollar?
03 September 2008 - The biggest mistake any investor could make is to ignore the cleaner, greener and more ethically sound world that's... read more >
Hedge your bets carefully
20 August 2008 - Some investors call them parasites while others simply call them hedge funds. They have made some impressive returns in recent... read more >
Ring my bell
07 August 2008 - At long last we're seeing a turnaround in stock markets to signal the end of the bear market. Let me say that more and... read more >
Stay off the bandwagon
03 July 2008 - Holding shares now is not for the feint-hearted but remember it is coldest just before the dawn. Ironically, in the absence of... read more >
Time to look at the data
27 June 2008 - The week ahead will bring a run of economic data both here and in the USA, which could have a big impact on two important... read more >
Pick the perfect portfolio
26 June 2008 - With hedge funds prowling around to undermine the share price of even solid companies such as Fairfax Media and Qantas, the big... read more >
In it to win it
20 June 2008 - With share price valuations falling to the lowest evaluations in, wait for it, 19 years, the question you have to ask yourself... read more >
Play the market
19 June 2008 - With the stock market in much lower territory compared to last year, and even to recent months, it must be getting close to the... read more >
Is your planner on the ball?
12 June 2008 - At a time when financial stocks have been trashed on the stock market and banks are having trouble attracting funding,... read more >
Damage control
02 April 2008 - read more >
Go for quality and survive the ride
14 March 2008 - With the stock market not cheering loudly for the US Federal Reserve's $200 billion rescue package for credit markets,... read more >
How do you pick your stocks?
13 March 2008 - With the stock market making monkeys out of experts and the new valuations for popular shares making many comment that good... read more >
Time to be greedy
05 March 2008 - The line I have picked up, which I will never forget, came from my favourite investment guru – Warren Buffet. He recently... read more >
Bride over troubled waters
23 February 2008 - Like a bridge over troubled waters the investors of this country turn to our economic and market gurus to give us a clue to how... read more >
Days like these
18 January 2008 - With the stock market's slide pushing the correction to 13% since November, my lack of concern could be summed up as... read more >
A prayer for the yanks
14 December 2007 - Spending time worrying about America is not a regular Aussie pastime. And it's more the case when it is connected to... read more >
Fasten your seat belt
05 December 2007 - These are challenging times for investors and wealth builders with stock markets heading south more times than north in recent... read more >
What's on the horizon?
19 September 2007 - With the US central banker Ben Bernanke riding to the rescue of worldwide money markets and triggering a 330-point plus spike... read more >
Spring fever
01 September 2007 - Hold your breath wealth builders - we're now in the worst month of all for stock markets. And with the sub-prime mess still... read more >
How long can the good news continue
08 June 2007 - With economic growth turbo-charging up into the fast lane and unemployment heading to 32-year lows and the stock market in... read more >
The sucker's rally
07 April 2007 - This week's frenzied rush for media stocks following the Wednesday's start date for the federal Government's... read more >
Market moves
01 March 2007 - Hate to say I told you so, but I did suggest in an earlier newsletter this year that we should expect a correction of the... read more >
Let's think positive
01 October 2006 - All investments need to be scrutinised, numbers wise, before your hard-earned money is slipped into a great idea. Buying shares... read more >
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With a decade of experience and unprecedented success breeding and releasing macaws in Costa Rica, the core team formerly with the Ara Project is embarking on an exciting new mission. With passion and renewed enthusiasm they are launching a new organization, "Macaw Conservation Costa Rica" (MCCR) and an ambitious new goal in Costa Rica: The Pacific Coast Macaw Corridor.
In collaboration with U.S. based non-profit organizations, Kerulos Center (Oregon), and Foster Parrots, Ltd. (Rhode Island), MCCR's Central facility will offer "Aves Sagradas", a permanent sanctuary facility for disabled or otherwise un-releasable parrots. This program will provide a refuge and a lifetime of quality care for retired breeders, former "pet" parrots who are not candidates for release, and disabled wild or elderly birds who need peace and permanence.
Educational programs that garner the participation of local communities are essential to any conservation effort. MCCR conservation education initiatives will draw in local communities, school groups and field interns, broadening interest and helping to cultivate that sense of personal responsibility and involvement that will ensure the success of macaws and habitat protection efforts in Costa Rica.
MCCR's most ambitious goal, the Pacific Coast Macaw Corridor, will work to establish a series of release and research sites spanning Costa Rica's Pacific coast. These sites will begin to link otherwise isolated macaw populations, creating a system of protected habitat that will not only enable wild macaws to flourish, but will also offer protection for other key Costa Rican species. Macaws are a great representative species to promote the protection of entire ecosystems and their inhabitants.
Habitat destruction and poaching continue to pose major threats to the success of wild macaws in Costa Rica. Your support for MCCR can help change everything! Please consider supporting this essential work by making a donation to Hatched to Fly Free.
Carrying on in the tradition of project founders, Margot and Richard Frisius and Marti Everett, HTFF Director, Chris Castles, emphasizes the importance of passion and respect in conservation work, and the essential connections of the heart that nurture each and every macaw. "It's not about how many macaws we can breed and release; it's about making every individual count."

subset: commoncrawl


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These recipes are an effort to preserve generations of culinary heritage while also giving you a chance to try the tastes of Syria right from your home.
In Syria, the exchange of sweets between friends, family and neighbors is tradition, especially during the holidays. These cookies are perfect for an exchange.
Ibtisam started cooking professionally after she moved to Beirut. Kebab Halabi is one of her quick go-to's for an easy, satisfying meal.
A hearty classic of fried eggplant, poached chicken and spiced rice stacked together in a pot and flipped over before serving.


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Most people can tell that HDMI cables improve the video and audio quality, but they have no idea how they work. They also feel confused if they check out a few stores, since there are huge discrepancies between the costs. Fortunately, finding the HDMI cables best buy is not that complicated. Indeed, there are some factors you have to consider. Moreover, the length is just as important. If you need to connect two media sources that are close one to another, the cheapest cable will do the trick. Therefore, the quality is not relevant for short distances. The cable either works or not. There are no middle solutions. On the other hand, the real problems occur when it comes to long cables. Aside from length and the associated extra shielding, there are a few other criteria to think about.
How important is the resolution
The education is not important for customers only, but also for sellers or agents. For example, plenty of them will talk about cable types that do not even exist. Therefore, do not be surprised to find out that you might need a 120Hz cable in order to admire some high definition videos on your new television set. However, there is no such thing on the market. The lack of education in sellers can seriously confuse customers too.
It is true that there are more types of HDMI cables, not to mention about their categories. Practically, version 1.3 is the most recent one, while there are only two categories. From a technical point of view, the second category is required for 1080p resolutions, while the first one is more than enough for 720p or 1080i resolutions. With all these, you can try two different cables on the same HDTV set. No matter how hard you try, it is almost impossible to spot the differences.
All in all, the good news is that resolution does not really affect the costs too much. Therefore, this aspect is more confusing than actually useful.
What about the durability?
Durability affects the quality, but after all, it depends on your personal necessities. If you need to find the HDMI cables best buy for your home system, you are obviously not planning to move the equipments too often. Most home owners rely on the same cables for years. However, if your job implies moving them from one place to another, it might be worth to spend more money on a durable type. The world renowned brands are highly recommended for the durability and quality, but they are just as popular for the huge costs.
Therefore, if you plan to connect two media sources that are close one to another and you hope to tuck the cable under the carpet, you do not need a huge investment. The cheapest cable will perform very good. Moreover, it may be unbranded as well. As long as the signal is successfully transmitted, there is nothing to worry about.
Buying HDMI cables is not hard, but not easy either. There are a couple of things to determine and everything becomes a lot easier. The good news is that you do not have to spend a fortune to bring the high definition into your household.


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After, what Ryan's parents thought was a pulled muscle, he was taken to the doctor to be checked out. Everything seemed okay and Ryan was back in school two days later. When Ryan woke up in the middle of the night, a week and a half later, screaming that his back and hip were hurting, it was back to the doctor's office. The doctor sent Ryan for a full blood work up and a hip x-ray. Then, the phone rang at 10:30pm. The pediatrician had consulted with the head pediatric oncologists at Children's Hospital and Medstar Georgetown University Hospital. Ryan needed more tests in the morning. At Georgetown Hospital, Ryan and his parents met with the head of the oncology department to discuss what might be happening. Nervous and afraid as to what they would find…they checked in that morning, and Ryan did not leave the hospital again for 21 days!
Ryan was diagnosed with Acute Lymphoblastic Leukemia (ALL) on December 23, 2009. When most families were preparing to spend the holidays with family and friends, Ryan's family was preparing for a terrifying, grueling journey. 3 ½ years of treatment started with 3 weeks in the hospital, filled with chemotherapy, steroids, scans, blood work, shots and much, MUCH more!
The Darby's were lucky. Ryan's diagnosis was hopeful. They were surrounded by friends and family that helped them in EVERY WAY possible. While the journey to cancer-free was a long one, today, Ryan is a healthy, thriving teenager. Ryan's dad is known to say, "cancer picked the wrong kid." Indeed it did. Ryan has taken his difficult experience and turned it into good. He advocates on behalf of other kids with cancer, he speaks to crowds to raise awareness of the challenges associated with pediatric cancer, he inspires us with his motto, "never look back."


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Our Guest NLP Trainers
Robert Dilts
One of the most prolific and innovative developers in the field of NLP
Robert Dilts is one of the field's outstanding NLP trainers and developers. He is possibly the most foremost and prolific developer, author, consultant, innovator and trainer in NLP, at an international level, in the world today.
He has written 25 NLP books in which he shares his developments pioneering modelling and research on application areas such as visionary leadership, health and well being, presentation skills, dynamic learning, creativity and innovation , strategies of genius, conversational belief change, etc.
Robert works in business with leadership and entrepreneurial issues as well as with the individual 'hero's journey'- applying the deeper principles of systemic change and transformation through NLP. His NLP development work is at the forefront of achievement in the field and his creative and intellectual contribution immense.
Judy DeLozier
One of the original co-developers of NLP
Judith DeLozier is an original co-developer of the field in NLP and has made fundamental contributions to the development of many core NLP models and processes.
In her 30 years of training and working with NLP all over the world she has particularly championed ideas that relate to culture, community, personal congruence, trans-cultural skills and more systemic and relational approaches.
Judith's background is originally in anthropology and religious studies and her love of dance (ballet and Congolese) has led her to promote movement and the body as a primary tool in NLP - leading to the creation with Robert Dilts of Somatic Syntax.
During her time as an associate trainer at NLPU with Robert Dilts they developed what is known as 3rd Generation NLP and together they wrote the seminal book "NLP II The Next Generation".
She has also coauthored: NLP Volume 1 (with John Grinder, Richard Bandler and Robert Dilts), Patterns of the Hypnotic Techniques of Milton H. Erickson (with John Grinder and Richard Bandler), Turtles All the Way Down (with John Grinder) and the Encyclopedia of NLP (with Robert Dilts.)
Stephen Gilligan
One of Milton Erickson's students and part of the Original NLP group in Santa Cruz
Stephen Gilligan, Ph.D., is a Psychologist in Encinitas, CA. He was one of the original NLP students at UC Santa Cruz; Milton Erickson and Gregory Bateson were his mentors. After receiving his psychology doctorate from Stanford University, he became one of the premier teachers and practitioners of Ericksonian hypnotherapy. This work unfolded into his original approaches of Self-Relations and Generative Self. Over the past ten years, this has been further developed with Robert Dilts into Generative Coaching.
He has taught in many different cultures and countries over the past 30 years, and has published extensively. His numerous books include The Hero's Journey: A voyage of self discovery (co-authored with Robert Dilts).the classic Therapeutic trances, The courage to love,The legacy of Erickson, and Walking in two worlds (w. D. Simon). His newest book is Generative Trance: The experience of Creative Flow, and he and Robert Dilts are co-authors of the forthcoming Generative Coaching.


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Nigerians are intellectually aggressive, economically ambitious people – President Buhari
President Muhammadu Buhari has always trended anytime he jets out of the country. The President On Monday described Nigerians as a people who are "intellectually aggressive and economically ambitious".
Meetings with the Prime Minister of the Kingdom of Morocco, Saadeddine Othmani, at the Royal Guest Palace in Rabat, Morocco.
He said the country has a youthful and "aggressive population" that are innovative and resilient.
The president was quoted to have made the comments in Rabat, Morocco, during a meeting with Saadeddine Othmani, Prime Minister of Morocco, at the Royal Guest Palace.
Garba Shehu, senior special assistant on media and publicity, quoted the president as saying: "Nigerians are intellectually aggressive and economically ambitious.
"I received some of our students here yesterday and I am really impressed with the zeal and fearlessness they exuded.
"In Nigeria, we have a very young and aggressive population and we are working very hard to create the enabling and inclusive environment for their contributions to be better appreciated."
Buhari said his administration was interested in partnerships with countries that can explore Nigeria's huge potential, adding that the country is on the verge of an agricultural revolution.
"We need to do more to improve our statistics on food production and, graciously, the weather has been auspicious in the last couple of years for agricultural growth. We are happy that through partnership with you and hard work, the price of fertiliser is already down by 50 percent,'' he said.
During his visit to the North African country, President Buhari signed three agreements, namely; Nigeria-Morocco Gas Pipeline project, vocational training in agriculture and building of a chemical plant in Nigeria.
Commenting on the gas pipeline project, he said: "We have a huge gas reserve in Nigeria, and we should be known more for gas exploration than for crude oil. So, we are happy with the new partnership with Morocco."


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Illinois Print
Illinois Print
from 15.00
We first designed this print to lovingly celebrate our "little dot on the map". Where is yours?
After selecting the print size and clicking "add to cart," a short from will pop up asking which city you would like to purchase.
Custom cities are available at no extra charge, but please allow an additional 3-5 day shipping/turnaround time.
Readily available in:
• Chicago
• Printed professionally with high quality ink on photo paper with a matte finish.
• Shipped flat in protective plastic sleeve with stabilizer.
• Available in 8x10 or 11x14 inches


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Change can be painful — so do yourself a favor and choose a cloud provider who will still be around in a couple of years.
Article by Patrick Thibodeau in InfoWorld.
Emphasis in red added by me.
Brian Wood, VP Marketing
One in four cloud providers will be gone by 2015
Acquisitions will be the leading cause of cloud vendor reduction, says Gartner
Cloud adopters face serious risk in the next two years because of the strong possibility that their provider will be acquired or forced out of business, according to Gartner.
The research firm is predicting a major consolidation in cloud services and estimates that about 25 percent of the top 100 IT service providers in the infrastructure space won't be around by 2015. "One in four vendors will be gone for whatever reason — acquisition, bankruptcy," said William Maurer, a Gartner analyst. Most of the time, the changes will come through acquisition.
"There is real risk," said Maurer to a packed room for his presentation at the Gartner Data Center Conference.
"We're in the phase of buyer beware with cloud," said Michael Salvador, who attended the presentation. He is a technical solutions manager at Belden, which makes cable, connectivity and networking products. "You better do your research — there's no safety net out there," he said.
Concerns about risks may drive some users to large vendors, Salvador said, but smaller providers may offer better prices or some additional guarantee that a large provider may not offer.
There is pressure on providers to cut costs, but Maurer told his audience to be gentle with their vendors.
"You need to make to make sure that your service providers are successful," said Maurer. "Give them a chance to make a reasonable return on their investments, give them a chance to make some money. Don't take all the money off the table, because if you do, you are not going to have a lot of them around."
The standing-room-only audience was already convinced of the risks to cloud, based on their responses to an audience participation question, which recorded answers electronically.
The audience question was asked: "At what level do the risks associated with outsourcing some/all of your data center solutions to one or more of the 'aaS' models (meaning infrastructure-as-a-service, software-as-a-service, platform-as-a-service and others) prevent you from making the decision to move forward? (Select one)"
Nearly 50 percent saw cloud-based solutions as having "a great deal of risk" while 33 percent saw "somewhat" risk. Only 12 percent indicated there was little risk.
Gartner also predicts that the portion of organizations using cloud services will reach 80 percent by the end of this year.


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Students must complete a Credit or Continuing Education (CEU) enrollment form to be officially registered for courses during any given quarter. Registrations are accepted through the last day of the quarterly registration period. All financial obligations must be cleared before a student may register for a subsequent quarter. Program of Study students must consult with an advisor prior to registration.
|Resident (Tribal/Descendant)
|Non-Resident (Non-Tribal)
|Per Credit
|Registration Fee
|Late Registration Fee
Technology Fees Certain courses carry laboratory or material fees.
Certain courses carry student activity fees.
A resident student is one who is an enrolled member of a federally recognized tribe or Alaska Native Corporation, a biological child of an enrolled member of a federally recognized tribe, or someone who is covered by the Jay Treaty. DOCUMENTATION must be provided to enroll as a resident student. Contact: Enrollment Services, 360-392-4215 for specific instructions.
Registrations are accepted during Late Registration for any regularly schedule class, space permitting. Registrations are not accepted for regularly scheduled classes after the close of Registration without written permission from the instructor.
Some classes are specified as Continuous Enrollment, such as Learning Assistance Center or Independent Learning courses. Students may enter these classes anytime during the first three weeks of Fall, Winter and Spring quarters and during the first four weeks of Summer quarter.
Certain courses are listed for variable credits. Students must indicate the number of credits to be completed on the enrollment form. The number of credits may be changed through the drop/add process during the first three weeks of the quarter.
The College Curriculum Committee may determine that traditional letter grading is inappropriate for a particular credit course. If so, the course will be designated S/U grading and will be so described in the catalog. Students may also select to be graded on the S/U system in a particular course by marking the appropriate box on the registration or add/drop form. This selection must be made no later than the end of the third week of Fall, Winter and Spring quarters and no later than the end of the second week of Summer quarter. After those dates, the grading option in force is final and may not be changed.
Students may select S/U grading only in courses that are electives in their programs. This grading mode is not appropriate in courses applied to the general education requirements or to courses in the student's major area of concentration. Students are also cautioned that overuse of the S/U system may cause concern by employers and four-year colleges.
Students may register to audit any class by marking the appropriate box on the registration form. Regular tuition costs and fees apply. Audit courses do not carry credit and are not computed in GPA calculations. Students may change to audit status through the first eight weeks of Fall, Winter and Spring quarters and the fourth week of Summer quarter.
Students may change classes during the official registration period by completing an add/drop form. Program of Study students should consult with an advisor before changing classes to insure consistency with program goals.
Students who wish to withdraw from college or from one or more classes must complete an add/drop form. Students may officially withdraw from any course through the first eight weeks of Fall, Winter and Spring quarters and the fourth week of Summer quarter. Official withdrawals occurring after the third week of Fall, Winter and Spring quarters and the second week of Summer quarter are posted on the student's permanent record.


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The objective of this model is to hold securities that have some resemblance to the private equity market either directly or indirectly. The model is broadly diversified and has a bias to domestic securities. Since public private equity is an oxymoron, the publicly traded securities held are proxies for the private equity market.
A Core and Satellite approach has been used to build this model, with the Core including low cost, primarily market capitalization weighted ETFs across four main segments of the market: 1 ) Listed private equity funds 2) Listed private debt funds 3) Publicly traded traditional proxies for private equity and 4) Publicly traded alternative proxies. The Satellite allocations include ETFs that track alternative indices, attempting to add alpha over the Core indices. Examples include pre-IPO business development companies, venture debt, convertibles, companies doing buybacks, etc.
Private Equity Model Cost Summary
- The weighted average cost of the Private Equity Model is 1.09%
- This compares very favorably to the Morningstar Category Average of World Stock Mutual Funds of 1.45% (Source: Morningstar Direct)
- This is a reduction of 25% when compared to active money manager costs!


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A gorgeous diva takes her clothes off and shows her shaved tunnel of love. She is very horny and ready to receive a cock.
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Why Not Whiskey
Which facility did you adopt your horse from and what are you calling him?
I adopted Why Not Whiskey from the Lexington Kentucky facility. We call him Whiskey at home but I'm still deciding what I want to show him under.
What's your favorite thing about your new horse?
I absolutely love Whiskey's personality. He's super sweet and he's always looking to please. He loves attention and always wants to be near you.
Does your horse have any new friends?
Whiskey has several new friends. He's in the field with two ponies and he always talks to the off the track gelding in the field across from him.
What have you been working on with your new horse?
Right now we're going on hacks, doing flat work, and trying to build up his topline.


text: When it comes to choosing a window contractor for your home, quality and trust should never be compromised. Working with a professional is an absolute must. With over 20 years experience and a real focus on customer satisfaction, you can rely on us for your window installation project. Our installations are carried out by fully trained staff to the highest professional standards. Always on time and on budget.


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While it may look like we are a quaint little shop, we pack a high powered punch. What really makes us tick is our ability to deliver complex jobs on time and in budget. Throughout the year, we ship around 200,000 shirts to various people, companies, and organizations across the country. We handle screen printing, tagging, bagging, shipping, and more for our corporate clients.
We make it look fun and laid back, but at the end of the day, we get it done. We can get it done for you, too.
Interested in getting the conversation started about how we can take your company to the next level?
Capabilities & Benefits
Screen printing is just the beginning. We can be your resource for garment inspiration as well as partnering with you to ensure certain project goals are met at every step.
T-Shirts are repeat, wearable reminders of your brand's connection to people. We love t-shirts and the people we work with do too!


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Alea of Premeditated Leftovers and I want to welcome you to our weekend blog hop, The Gallery of Favorites, a place to share favorite posts on any subject from your own blogs. Thank you to everyone who visited and linked up to The Gallery last week. This week we are featuring Michelle Meche, who shares Cajun and Creole cooking and culture on her blog Ms. enPlace. Last week Michelle linked her post Adios Rick to The Gallery.
Photo credit Ms. enPlace
Michelle is part of the I Heart Cooking Clubs Group, who have recently been working with Rick Bayless recipes. Michelle shared Rick's Favorite Chocolate Birthday Cake, which her husband made for her birthday. The photograph speaks for itself really! There are links to seven other recipes Michelle made with the group in this post, a delicious round up of dishes, my favorite of which is the Avocado Dressed Shrimp.
Although Alea and I both spend a lot of our time writing about food, we also have many other interests and we know that our readers do as well. The Gallery of Favorites is a place for all bloggers to share any of their ideas, interests and passions.
Please share your favorite posts with our Gallery of Favorites below.
Include a link to your actual posts, rather than to your blog.
Please include a link to one of the hosts in your post if you want to be considered for our weekly feature, either by text or with our button:


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Writer's Block
This is the second time I've committed the grave sin of allowing dust to gather on this space. There is so much to say, so much to remember. But there is very little of me to write it all down, to build castles of paragraphs. It's not laziness, I've realized. It's guilt. I shouldn't be staring at my laptop and pounding on the keyboard; I should be caressing the face of my son, carrying him every single moment, singing him nursery songs. I should hold my life instead of write about it.
I look at him again. I've got it all wrong. His presence in my life -- his bold, perpetual presence -- must rouse me, not inhibit me. If I truly love him, I must pull out the best of me and stash the worst of me away. For there is a tiny tot that looks up to silly old me, asking me to show him the way in this mystifying world. I don't even know how to navigate it myself. But maybe writing will help. It should. It did before. It always does.
So here's to the words that will do me a service, to the act that makes sense of all the contours and challenges, to the art that captures the beauty of a boy, of a family, of motherhood.
May I never give up on it.
And may you never give up on me. Thank you for your unwavering patience, for waiting for my thoughts to become words.


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September is Hunger Action Month, and we're featuring some of our wonderful volunteers who help us SQUASH hunger everyday. Check out how Aila Goforth helps SQUASH HUNGER with our Nutrition Education program, Cooking Matters at the Store.
"It blows my mind that 1 in 4 children in North Carolina is going hungry. I think it should blow everyone's mind!"
So says Aila Goforth, a senior in NCSU's Applied Nutrition program and a volunteer with IFFS Nutrition Education programs.
"I volunteer to get out of my comfort zone and engage with the world, to help the world understand that hunger exists and if everybody helps, we can make a difference."
Aila leads Cooking Matters at the Store grocery store tours to teach families healthy nutrition on a budget. From reading nutrition labels to deciphering unit pricing, the Cooking Matters at the Store curriculum arms families with the practical knowledge to make little changes that add up to a big difference in health.
"The amount of sugar in cereal is often the big eye opener," says Aila. "When mom sees that 12 grams of sugar in the average box of cereal equals 3 teaspoons of sugar, the light bulb goes off."
Aila teaches families to compare the advertising on the box to what's on the nutritional label. "It may say 'healthy' or 'natural', but the label shows it has 16 grams of fat."
Because Aila works with low-income families, her eye is always on balancing what is healthy with what is affordable. That means buying a whole chicken, which is more economical than buying a chicken already cut up. Or buying milk on sale and freezing it to drink later.
Coming from a family that often needed help to stretch the budget, Aila knows first-hand what it's like to go hungry or eat what's filling rather than what's healthy.
"If everyone learned just a little bit about hunger and health, and then helped just a little bit, we could solve this. There are so many ways to volunteer."
If Aila can do it, you can, too! Find out all the ways you can volunteer at www.FoodShuttle.org. Want to help out with grocery store tours like Aila? How about on October 24th for Food Day? We're hosting tours in Food Lions all across the greater triangle! Find out more here.


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For investors looking to send money outside of the country, there are a few elements that they need to consider when it comes to foreign exchange control and the South African Reserve Bank regulations, says James Bowling, CEO of Monarch & Co, a company that specialises in residency and citizenship by investment programmes around the world.
He notes that essentially the South African foreign exchange market is governed by Exchange Control Regulations set out by the South African Reserve Bank. More commonly known as the SARB, the Reserve Bank controls the flow of currency out of South Africa. "The Reserve Bank controls and oversees all money leaving the country by nominating a number of authorised dealers or banks that regulate the flow of currency on their behalf. In order to send money out of the country, all funds have to be either directly or indirectly approved by the Reserve Bank via exchange control regulations," says Bowling.
"While it is not entirely unique to South Africa, there are very few countries throughout the world that have control regulations over the flow of money in or out of the country. In this country, all transactions that flow in or out of South Africa are affected by the exchange control regulations - regardless of the amount that is transferred or who the sender or recipient is," says Bowling.
He notes that due to the effect of bulking transfers, currency trading companies that trade via authorised foreign exchange dealers are able to offer better rates and do not have to charge money transfer service fees. This is a huge advantage for investors who are looking to move large amounts of money in and out of the country.
Bowling says that there are a number of key points of exchange control regulations that investors need to keep in mind:
- It is applicable to all transactions no matter the size
- No resident may effect a transfer without prior approval
- No company or legal entity may effect a transfer without prior approval
- Only authorised dealers are allowed to effect a currency transfer
- Outward payments may only be made for permissible reasons and under conditions that are approved by the authorised dealers on behalf of the Reserve Bank
- All payments made to foreign parties must be reported to the Reserve Bank
- There are set amounts for personal transfers in the form of allowances that must be adhered to.
So how do these points affect individuals? Bowling explains: "Well, essentially the exchange control regulations dictate how much and under what circumstances an individual may transfer money out of the country. It is important to bear in mind however, that the exchange control regulations apply to South African residents, not citizens or permanent residence holders. Therefore if you are considered a resident for exchange control purposes, the regulations will be applicable."
Bowling explains that the permissible reasons for transfers abroad include the following:
- Monetary gifts and loans
- Donations to missionaries
- Maintenance transfers
- Travel allowance
- Study allowance
- R1 million foreign capital allowance
- R4 million individual capital allowance
According to Bowling, just as with individual transfers, payments made by companies to a foreign party are also covered by the regulations. "Similar to individuals, companies are also required to justify why they need to pay money outside of the country and need to seek the approval of the Reserve Bank – no payment to a foreign entity is exempt from the regulations. Understanding the exchange regulation guidelines will help investors to follow the correct procedures when transferring money," Bowling says.
He concludes by saying that those looking to invest internationally should seek expert counsel to ensure they choose the most efficient, cost effective and legal method to do so.


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Will "Catering Director" be Replaced By Robots? 🤔
0 % Chance of Automation
"Catering Director" will never be replaced by robots.
This job is ranked #121 out of #702. A higher ranking (i.e., a lower number) means the job is less likely to be replaced.
Care to share? Click for Facebook, Twitter, LinkedIn, or XING. 👍
Job Description
Coordinate activities of staff, convention personnel, or clients to make arrangements for group meetings, events, or conventions.
Job Details
- The SOC (Standard Occupational Classification) code is 13-1121.00
- The Mean Annual Wage in the U.S. is $ 52,020.00
- The Mean Hourly Wage is $ 25.00
- Currently, there are 95,850 people on this job
☝ Information based on the reference occupation "Meeting, Convention, and Event Planners".
Also Known As…
- Meeting, Convention, and Event Planners
- Special Events Coordinator
- Events Manager
- Event Coordinator
- Convention Services Manager (CSM)
- Convention Services Director
- Conference Services Manager
- Conference Services Director
- Conference Planning Manager
- Conference Planner
- Catering Director
- Wedding Planner
- Wedding Designer
- Trade Show Coordinator
- Special Events Planner
- Special Events Director
- Special Event Assistant
- Scheduling Coordinator
- Planner
- Party Planner
- Meeting/Event Planner
- Meeting Planner
- Meeting Manager
- Facility Coordinator
- Executive Meeting Manager
- Events Director
- Event Specialist
- Event Planner
- Event Organizer
- Event Manager
- Corporate Meeting Planner
- Corporate Event Planner
- Conventions Reservationist
- Convention Worker
- Convention Planner
- Convention Manager
- Conference Service Coordinator
- Conference Reservationist
- Conference Producer
- Conference Organizer
- Conference Manager
- Certified Meeting Professional
- Catering and Convention Services Manager
Tasks for "Catering Director"
- Review event bills for accuracy, and approve payment.
- Organize registration of event participants.
- Coordinate services for events, such as accommodation and transportation for participants, facilities, catering, signage, displays, special needs requirements, printing and event security.
- Direct administrative details such as financial operations, dissemination of promotional materials, and responses to inquiries.
- Promote conference, convention and trades show services by performing tasks such as meeting with professional and trade associations, and producing brochures and other publications.
- Maintain records of event aspects, including financial details.
- Meet with sponsors and organizing committees to plan scope and format of events, to establish and monitor budgets, or to review administrative procedures and event progress.
- Design and implement efforts to publicize events and promote sponsorships.
- Conduct post-event evaluations to determine how future events could be improved.
- Obtain permits from fire and health departments to erect displays and exhibits and serve food at events.
- Plan and develop programs, agendas, budgets, and services according to customer requirements.
- Arrange the availability of audio-visual equipment, transportation, displays, and other event needs.
- Inspect event facilities to ensure that they conform to customer requirements.
- Develop event topics and choose featured speakers.
- Confer with staff at a chosen event site to coordinate details.
- Hire, train, and supervise volunteers and support staff required for events.
- Consult with customers to determine objectives and requirements for events such as meetings, conferences, and conventions.
- Monitor event activities to ensure compliance with applicable regulations and laws, satisfaction of participants, and resolution of any problems that arise.
- Evaluate and select providers of services according to customer requirements.
- Negotiate contracts with such service providers and suppliers as hotels, convention centers, and speakers.
- Read trade publications, attend seminars, and consult with other meeting professionals to keep abreast of meeting management standards and trends.
Related Technology & Tools
- Personal computers
- Videoconferencing equipment
- Video projectors
- Two way radios
- Laptop computers
- Desktop computers
- Public address PA systems
- Overhead display projectors
- Hypertext markup language HTML
- Dean Evans & Associates EMS Professional
- Microsoft Word
- Oracle Primavera Enterprise Project Portfolio Management
- Microsoft Outlook
- MeetingMatrix International
- Microsoft PowerPoint
- IBM Lotus Notes
- Blackbaud The Raiser's Edge
- Delphi Discovery
- Adobe Systems Adobe Creative Cloud
- Microsoft Excel
- Microsoft Office
- Adobe Systems Adobe InDesign
- ESRI ArcGIS software
- Certain
- Adobe Systems Adobe Photoshop
- Microsoft Publisher
- Active Network EventRegister
- Delphi Technology
- MemberClicks COMPLETE
- Spreadsheet software
- Microsoft Access
- Lenos
- Microsoft Project
- Planstone
- FileMaker Pro
- Web browser software
- NSF Hospitality Rendezvous Events
- Convention Industry Council CIC APEX Toolbox


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What's Wrong With This Gray Station?/
This station can't seem to get out of the way of itself.
Once again, WTAP in Parkersburg illustrates just why viewers distrust the media. Shortly after an attacker slammed his car into students and then started stabbing them with a butcher knife at Ohio State, some idiot at WTAP sent out this tweet. Forget the fact that it was not an 'active shooter situation', the insensitivity is astounding.
Let's recap WTAP's recent performance:
July 28th, WTAP announces Flash Floods due to rain
August 15th, the station warns viewers of a "Head" advisory
September 20th, BREAKING NEWS of an abduction, but wait til 6pm for the info
October 3rd, some guy wins a half marathon
October 5th, WTAP asks who will win the VP Debate? Yes or No?
November 1st, they add two Sundays to the week
Now we realize this is market 194, but come on? Either ND Phillip Hickman goes home at Noon or Gray just doesn't care about the viewers.


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Who's ready to win something sweet?
(pause for deafening applause)
(realization that on the internet, you can't hear anyone cheer)
OK, so here's the deal. It's a totally sweet giveaway sponsored by Snubbr.com!
What cookbook have you always wanted to try?
We're giving away a 1 free cookbook, any cookbook you want - it could be a baking cookbook, vegan cookbook, whatever (as long as it's under $30) to 1 lucky reader.
How do you enter? Just leave a comment below with the title of the cookbook you covet, and why you want to win it, and next Friday, June 4, at 12 p.m. PST, we'll pick one winner at random and send you the cookbook. US residents only this time, please.
Of course, if you need recommendations for cookbooks, head on over to Snubbr.com (the ones sponsoring this sweet giveaway). It's a new site that is like Yahoo Answers for shopping advice. You just ask them a question like "What's the best cookbook?" and their experts will dish out recommendations for you.


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By Destynee Norwood August 11th, 2013
Tim Sutton's directorial debut, Pavilion, is a lushly poetic meditation on the seldom documented ennui felt by teenagers entrapped by their youth. The film follows a boy named Max (Max Schnaffner) who moves from upstate New York, leaving behind pals and the girl he likes and his mother, to suburban Arizona where he lives with his dad in a hotel and makes new friends, nearly indistinguishable from his old ones. Amidst this sparse plot, Pavilion is about teenagers hanging out with each other, filling their honey-slow summer days with bike-riding, skateboarding, swimming, and fireworks-lighting, their bodies always moving in synchronicity. Max disappears in the final 15 minutes and Cody (Cody Hamric), the main friend Max makes in Arizona, becomes Pavilion's focal point, a transition that is explained when Cody says that Max has moved to another neighborhood. This slight shift in perspective feels natural because Pavilion's focus is not on a singular character but on the fluidity of friendships that is so mysteriously specific to youth. The hypnotic vignettes are filled with subdued urgency and wild peace.
While garnering well-deserved comparisons to the films of Gus Van Sant, Pedro Costa, and Terrence Malick, Pavilion reminds me more clearly of Tristan Patterson's Dragonslayer, a documentary about skateboarder Josh Sandoval. Both Pavilion and Dragonslayer create a space rarely found in cinema where its subjects are free to do as they'd like without their actions being interpreted for the audience as necessarily "good" or "bad" through filmmakers' caveats. Instead Sutton and Patterson allow for a grey area which, in turn, lets their viewers gauge for themselves what something means and, moreover, leads these films to possess truly complex characters.
Unlike Dragonslayer, Pavilion is a fiction film, but traditional structure is challenged by Sutton in select moments when the dreamy lull is disturbed. In one scene, a voice giving the teenagers suggestions for screen direction is just barely heard. In another, Cody asks someone off-screen if he's going to be in the movie; the same voice answers affirmatively. These breaks of the fourth wall imply the way these kids fill their time when they aren't being filmed. Beautiful cinematography by Chris Dapkins + ethereal soundtrack featuring Sam Prekop of The Sea and Cake. Pavilion is available on iTunes, Amazon, and Vudu, and as a physical release through Factory 25. Trailer is embedded below...


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It's In The Bag
by Gina Angie on 03/14/2012 | 1 Minute Read
Enter The 2012 Dieline Package Design Awards presented by Inwork
This year 38 winners across 12 different categories will be awarded a 1st, 2nd, or 3rd place Dieline Award, and one special winner will receive a one-of-a-kind Best of Show award. Click HERE find out more & ENTER!
Special thanks to Inwork and Transparent Container for their support of The Dieline Package Design Awards 2012.


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My Favorite Drugs
[Sung to My Favorite Things]
Reefers and roach clips and papers and rollers
Cocaine and procaine for twenty year molars
Reds and peyote to work out your bugs
These are a few of my favorite drugs.
Uppers and downers and methedrine freakout
Take some amphetamines, watch your brains leak out
Acid and mescaline pull out your plugs
These are a few of my favorite drugs.
Backs that are perfect for carrying monkeys
Users of heroin, often called junkies
Methadone helps then to stop being thugs
Takes them off one of my favorite drugs.
On a bad trip
When the cops come
When I lose my head
I simply take more of my favorite drugs
And then I just go to bed.


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We Are Stormwater Management Experts
Virtually all new projects, and most redevelopments, constructed today must account for the quantity and quality of the water leaving the site once construction is complete, and forever after. To accomplish this, Construction EcoServices offers turnkey compliance services during construction activity, erosion control solutions for slopes and channels, post-construction compliance services for stormwater management systems for detention and stormwater quality treatment. We also seek out innovative solutions to common stormwater problems that exceed regulatory requirements and lower total cost of compliance.
Featured Stormwater Innovation
smartPOND takes passive stormwater controls and gives them brains, allowing for either pre-programmed stormwater pond management that actively measures and releases stormwater to match your regulatory regime, as well as application-based real time control that allows you to retain or release water at the tip of your fingers.
Through the use of an innovative, automated rotating skimmer, everything from detention ponds to an entire watershed can be controlled automatically or at the push of a button. Impound water, allow contaminants to settle to the bottom, then release the cleanest surface water – all without direct management.
Featured Case Study
FocalPoint Overcomes the Clay Soil Challenges of North Texas
The new park in Highland Village, near Dallas, features walking trails, a splash pad, a large pavilion, open areas for recreation and sustainable stormwater management. The focal point of the integrative landscape consists of bioswales to detain, convey, and treat stormwater runoff, while providing an aesthetic and imaginative landscape for the park goers. The unpredictable and frequent storms, combined with clay soils, forced the design team to create a solution that would perform under extreme conditions while keeping the long-term maintenance costs low.
How Did Construction EcoServices Solve This Challenge?
Now Providing SWPPP to Central and North Texas
Reliable, consistent and uniform stormwater services, no matter where your projects are!
As you may know, Construction EcoServices has had representation throughout Texas for many years, offering engineer-specified stormwater management solutions. We are pleased to announce that in addition, we are now offering our Construction Compliance Services (SWPPP) and Post-Construction Stormwater Compliance Services (SWQ/WPAP/SWQMP) in both Central and North Texas.
Many of our existing clients operate in and around Dallas, Fort Worth, Austin and San Antonio and have often requested that we bring our expertise, regulatory relationships and consistently high level of service to those markets. We're happy to express our appreciation for the partnerships we've forged with you over the years and excited to say to all of you in those new markets, "we're here!" New client or old, if risk management and cost-effective compliance services are important to you in Central or North Texas, let's talk.
Our Comprehensive Stormwater Management Services Include:
Stormwater Systems >>
SWPPP and Jobsite Compliance >>
Stormwater Quality Mangaement and Compliance >>


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India's First IKEA Store in Hyderabad
The IKEA store in Hyderabad is on a land of more than 13 acres and it has more than 7400 products. The products are priced less than it is charged..
World Photography Day: Celebrating the changing vogue of pictures
So let's commemorate this changing trend of photographs on this World Photography Day. Keep Clicking & Smiling. It is now celebrated globally on August 19.
Kerala Flood 2018: Rescue Mission
While the South Indian state of Kerala has been battered under heavy showers and floods, the Indian Army and Navy have deployed personnel in Kerala.
20 Small Business and Self-employment ideas for your own business
Small tips and ideas for your business need nothing more than an internet connection, whereas others demand a level of licensing or a particular set of vocational skills…the choice is yours! Here those self-employment ideas.
Tips to boost Your Confidence
A self-confident person is the most admired personality in today's time. Do you know why? Because self-confidence is the only key to success.
How to Spend Money Save Time | Anurag Aggarwal
Time is the most precious resource and should not be wasted on doing trivial things. Don't be penny wise and pound foolish. One cannot...
Don't be too Available | Anurag Aggarwal
Want to enhance your worth in people's eyes? Adopt the strategy which is shown in this blog that Don't be too Available.
In this article, I am going to discuss about how you can convert your product into a big brand. Brand is that commodity what has a large demand.


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LED Bulbs E27 (Edison screw)
Philips LED Bulb 9.5watt (Warm White)
Manufacturer: Philips Led
Product Code: EL662
Availability: In stock
Weight: 120 Grams
Product is an offer
E27 Philips Led Bulbs are intelligently designed to reduce energy consumption and offer a long life performance. They are suitable for home, office, hotels, restaurants and anywhere there's an E27 screw base. They run on standard mains input voltage (240V) and as with all LED bulbs, produce the minimum heat, converting up to 90% of electricity into light, meaning less power and lower running costs.
Do not hesitate to contact us for any questions or clarifications before and after your purchase by clicking here.
To calculate energy savings compared with standard bulbs click here.
Beam Eagle: 180°Lumens: 800 lmLight Color: Warm WhiteReplacement: 60 WattPower Consumption: 9.5 WattDimmable: NoColor Temprature: Warm White (≤3000Κ)Input Voltage: 220-240 VACLife Time: 15.000 HoursProtection Rating (IP): IP20Dimmension: ø60x103 mm


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Addressing the Thermal and Power Challenges of Tera-Scale Computing
December 3, 2010
Time: 2:00pm-3:00pm
414 CEPSR/Schapiro Building
Speaker: Dr. Sherief Reda
Federation of Virtualized Infrastructures: Sharing the Value of Diversity
November 16, 2010
Time: 2:00pm-3:00pm
EE Conference Room (13th floor Mudd)
Speaker: Dr. Panayotis Antoniadis
Robustness and Resiliency in Data Conversion
November 12, 2010
Time: 2:00pm-12:00pm
414 CEPSR/Schapiro Building
Speaker: Dr. Yun Chiu
Bayesian-inference Based Recommendation in Online Social Networks
October 26, 2010
Time: 1:30pm-2:30pm
CS Conference Room
Speaker: Professor Yong Liu
The Random Neural Network Model: Discovery or Invention?
October 21, 2010
Time: 11:00am-12:00pm
Interschool Lab, Room 750 Schapiro CEPSR
Speaker: Professor. Erol Gelenbe
Robustness of Interdependent Networks
October 18, 2010
Time: 3:00pm-4:00pm
CS conference room (CSB 453)
Speaker: Professor Shlomo Havlin
All-Digital RF Circuits Synthesized from Digital Standard Cell Libraries
October 15, 2010
Time: 3:00pm-4:00pm
Interschool Lab
Speaker: Dr. David Wentzloff
Fair Throughput Allocation In Wireless Networks
October 15, 2010
Time: 2:00pm-3:00pm
EE Conference Room
Speaker: Dr Vijay G. Subramanian
Towards an Erlang Theory for Flow Based Architectures
October 6, 2010
Time: 1:30pm-2:30pm
Speaker: Professor Ravi R. Mazumdar
Re-purposing Musical Instruments As Synthesizer Controllers
October 1, 2010
Time: 11:00am-12:00pm
Interschool Lab, 7th floor Schapiro CEPSR
Speaker: Miller S. Puckette
Towards Street-Level Client-Independent IP Geolocation
September 22, 2010
Time: 1:00pm-2:00pm
Speaker: Professor Aleksandar Kuzmanovic
Emerging ADCs
September 17, 2010
Time: 3:00pm-4:00pm
Interschool Lab, 7th Floor CEPSR/Schapiro Building
Speaker: Dr. Un-Ku Moon
Connectivity and Coverage Problems in Emerging Networks
September 17, 2010
Time: 2:30pm-3:30pm
CS Conference Room
Speaker: Professor Arun Sen


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Love more? More love?
After three weeks in the Mountain West, I made my way back to the Midwest. For the first time in 16 months, I went home to Montana to see my people and celebrate the entrance to my 4th decade.
Primary Food.
The choice to move from MT (to OR) to MN was not easy, and it's one I'll never regret. But over the past 16 months I consciously chose to not "go home" to MT, because I know some secrets about myself.
I know that when I leave Montana, like literally drive out of the driveway of my sister-wife's house, I start to cry knowing the airplane will take me away soon. I can't tell you why I cry, but leaving my deepest loves makes me sad. And this grief used to affect how I "live" in MN. But with a break, now, I have more resilience and know how to get over my grief.
Second secret: I knew if I went home I'd want to go back...like permanently...and I don't feel like my work in the city is done. It's just beginning.
Let me tell you something. Montana has shaped me as an adult. It is home.
The thing I forgot about Montana, which totally startled me that I forgot -- it's dark. Really dark.
It's dark enough to make you feel the stars, hear the voices in the trees, and taste the sunrises. It makes you feel your thoughts, feel the unwinding, and the repair. It makes all the "busy" go quiet – and I wasn't totally ready for that level of quiet.
In all my hustle in 2015, even though I was getting quiet everyday, it was not this level of quiet.
So…I let it in. It wasn't always comfortable, either. But my time in MT was limited, and I wanted to soak in every bit.
One night, I sat up late looking out at the stars – I think it was New Years Eve. We all went to bed early, and it'd been forever since I talked to the stars. I sat like a kid at the side of my bed, just talking to the world that I call the spirit world seeing what I'd see and what I'd hear.
Whooosh – a huge shooting star from east to west shot by me. Got a download. Up next, from North to South a baby shooting star. Another download. Then a wave of light danced on the western horizon, I wondered if it was the Northern Lights since I had my glasses off – Instagram confirmed it was the next day. Another download. Then sleep...
I loved my entrance into 2016.
The next 6 days were filled with getting to know the land around my friends new home. Playing with the boys, learning to help a pony with Founders, riding on 4-wheelers and cooking great meals. I got to see my own "auntie" and introduce my friends to her family, making new connections in a new community. A big birthday party with my favorite hearts. Runs in the country. A day in Bozeman to work. And, discovering the piece of land I will buy to start my return.
But...the sun, the sky, the mountains, the eagles, the hawks, the laughter, the love, the movie night, the fires, the food and the coffee – and oh the wine with my best girlfriend - this medicine, this food, I didn't know I needed.
But I did. It's why I was there…
When I landed back in MN, I saw the positive effects of being out west on my body and soul. I was talking to Angela about it and she said, "Well yah, you got so much 'primary food' that it made everything right and align in your body." I asked, "What? Primary food…what?"
She said, "You know…love, connection, physical activity, doing the work you love, and being in places that feed your soul and deepen your spiritual quest." I didn't know this terminology, but it made me light up with curiosity.
She talked on, and I listened. When she was done explaining I said, "YAH! I gave myself primary food!!!" I was so proud of myself and also acknowledged how much I neglected giving myself primary food last year hustling to make LMH happen and grow business. #notaprotip
Leonard Cohen says, "You go your way. I'll go your way too." What I know now is that I can do both – give myself huge doses of primary food while hustling and growing my business.
New plan for life: more Love! Love more!
How many of you can step up and say you're not allowing yourself enough primary food? Raise your hands in the comments or on social this week.
The sun just came out as I'm wrapping up. Time to break up the day with some outside play!
Love you to bits.


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Woohoo!! Competition winner!!
Winners are grinners 😀 🎉
Thank you to @cerdomustilestudio and @wk_quantumquartz for the Instagram competition prize @pana_chocolate
Read More >
Winners are grinners 😀 🎉
Thank you to @cerdomustilestudio and @wk_quantumquartz for the Instagram competition prize @pana_chocolate
Read More >
Looking forward to shooting this country style kitchen next week for clients in Kangaroo Ground- stay tuned for professional photographs!!
Read More >
We hope you like our recent Glen Iris house renovation in collaboration with AHP Constructions?
Our Clients Design Brief: Loves to cook, wants loads of light, refined lines, fresh, handle-less, balanced, minimalistic and contemporary style.
Read More >
We are excited to announce our Bundoora renovation has been featured by E&S Trading on their Australian Inspiration Gallery.
To see the full article follow the link to their website below:
Logie Interiors : E&S Trading Feature
#E&STrading #Renovation #MelbourneInteriorDesigner #Media #Kitchen #Bathroom #LaundryRead More >
We are pleased to announce we have won 'Best of Houzz' for service 2016!
Thank you to our happy clients who have awarded Logie Interiors the highest level of client satisfaction by the Houzz community.
Visit us @ Houzz : http://www.houzz.com.au/pro/carlielogie/logie-interiors
Like us on facebook: https://www.facebook.com/LogieInteriors/
#bestofhouzz #australia #interiordesigner #business #melbourne #residential #award #design #congratulations #logieinteriors
After having an incredible wedding, and a one month honeymoon in Mexico, it's back to business as usual and we are now fully booked until the New Year. To those Clients and Facebook followers interested you are welcome to view the moments that captured our wedding day, through the eyes of our talented Photographer- Tamara and Videographer- Ben. Follow the links below and…Read More >
Progressive photos of large Bacchus Marsh house renovation currently being completed by Logie Interiors. Internal plaster works to start next week, can't wait to show you the final works for this project.Read More >
Internal and external colour scheme 'Presentation Boards' completed by Logie Interiors. All finishes have been specified to suit the current market place. The boards will be located at Vertical Real Estate – Ivanhoe, where potential buyers can see.
Image of the 3D rendered CAD image can be seen via the below link:
Read More >
Some inspiration from the very first 'DEN Fair' held last week at the Melbourne Exhibition Centre. It was exactly what the industry required, a successful event with a strong focus on Australian emerging and established artist. It was captivating to see the amount of high quality products produced by Australians.Read More >
Logie Interiors is lucky to have their latest residential project showcased on the Caesarstone Australia website and social media sites. See the Caesarstone website photo gallery for both the 'Bianco Drift' stone used in the kitchen application and the 'Snow' stone applied throughout all wet areas.
More photos to follow once we hand over the project to our client….Read More >


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Processing Payments
We have built tie-ins to many gateway providers such as Authorize.net, DiamondMind, CyberSource, USA E-Pay, TPro, Stripe, InternetSecure, Network Merchants, PayPal and others. When people checkout to pay for the parties in their cart, the money goes directly to your gateway/merchant account. We don't take any percentage of the transaction or add any fees. The gateway/merchant account will have its own fees depending on the specific company and your negotiated contract with them.


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Engagements in the mountains | z + jeromy
Z + Jeromy . These two are amazing to photograph & so much fun to hang out with . Their connection + the love they share is so evident in the way she looks at him and the way he holds her .
We ran around the Wichita Mountains champagne in hand, as Z dumbfounded us in the way she can frolic in heels . But nothing was as great as how much Jeromy could make her laugh . I appreciate a relationship that has endless laughter – it's always a good sign of a great life ahead .
Coffee, mountains, and a bonfire . What else could you want .


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Jonathan Saunders, the designer whose stock has risen sky-high over the past two seasons, has been named this year's winner of the BFC/Vogue Designer Fund. This prize is not just a fancy title or an odd-shaped piece of glass for the mantel, this is a proper investment in the future of British fashion.
Saunders will receive £200,000 to invest in his evolving business, which last month in Milan saw the launch of a full menswear line. Saunders has found fans in first ladies Michelle Obama and Samantha Cameron while stores from London's Matches to New York's Bergdorf Goodman sell his clothes.
Trained in printed textile at London's Central Saint Martins, Saunders quickly proved himself as a strong colourist. More recently he has turned his attention to the shape and cut of his clothes, which has resulted in increasingly strong and wearable collections.
On Wednesday morning, Vogue editor Alexandra Shulman said: "I am delighted that Jonathan has won this year's award. His recent collections have shown he is a designer who can provide beautiful clothes that women enjoy wearing and he is in a great position to build on his current success."
Saunders said: "I'm so happy about winning. The last 12 months have been an exciting time for me and my team and I'm very proud of all their hard work. We have many exciting plans for the near future and this along with the support network provided by the BFC will enable us to achieve our goals."
Previous winners of the prize include Christopher Kane and Erdem.


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Character Illustrations by Pablo Lobato
Awesome illustrations by Pablo Lobato, a graphic designer and illustrator from Buenos Aires, Argentina. Pablo has a very unique style and his portfolio includes work for clients such as The New Yorker, Rolling Stone Magazine, Time Magazine and Boston Globe.
via Abduzeedo Pablo Lobato's portfolioArt Illustration Posted on May 6, 2012


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Over 40 Beauty Bloggers List.
The Best Over 40 Beauty Bloggers from thousands of top Over 40 Beauty Bloggers in our index using search and social metrics. Data will be refreshed once a week. Also check out Over 40 Beauty Youtubers.
If your blog is selected in this list, you have the honour of displaying this Badge (Award) on your blog.
Over Forty Beauty Bloggers
1. Prime Beauty Blog
USA About Blog Hi everyone, I'm Cindy, Editor of Prime Beauty, a beauty and lifestyle resource for women over 40 with equal parts info and snark. Written with a tongue-in-cheek attitude, Prime Beauty is packed with articles on skincare, makeup, product reviews, makeup tips and tricks, recipes, lifestyle tips and giveaways
Frequency about 5 posts per week.
Since Aug 2009
Also in American Beauty Bloggers
Blog primebeautyblog.net
Facebook fans 129,630. Twitter followers 10,446.
2. Realizing Beauty • Realize your beauty inside and out
ON, Canada About Blog Realizing Beauty the blog was launched as Perilously Pale back in 2011 and has evolved into Realizing Beauty. Christa is inspired not only by the colour and creativity that the world of beauty offers, but also the ability to nurture self confidence in others. She is passionate about helping real women embrace, and enhance, their natural beauty.
Frequency about 1 post per week.
Since Apr 2011
Also in Canadian Beauty Bloggers
Blog realizingbeauty.com/blog
Facebook fans 20,157. Twitter followers 4,692.
3. hotandflashy50.com | Style, Beauty, and Health for Women
About Blog Hot & Flashy is for mature women who want to look and feel their best while in their hot-flash years! I'm Angie, and having recently celebrated my 50th birthday (4 years ago now), I can confidently say that 50 is the gift that just keeps on giving! For me, the keys to looking good are: skincare, style, diet, and exercise. Because it's not just about looking good, it's about staying healthy and fit
Frequency about 2 posts per week.
Since Oct 2012
Blog hotandflashy50.com
Facebook fans 11,953. Twitter followers 4,511.
4. Beauty4Free2U
Atlanta, GA About Blog Hey you! So happy you are here in my little beauty corner! I´m an over 40 beauty lover and I am sharing here beauty tips - especially for women over 40- on how to look young and fresh and other inspirational things! I hope you stick around!
Frequency about 2 posts per week.
Also in Beauty Blogs
Blog beauty4free2u.com
Facebook fans 2,618. Twitter followers 9,200.
5. Never Say Die Beauty - Get the Inside Scoop on Beauty
suburban Boston MA, US About Blog Allison has beauty ideas for women over 40 based on her 20 years traveling around the U.S. as a focus group moderator and market researcher talking to women about what´s important to them when it comes to beauty and beauty products.
Frequency about 5 posts per week.
Since Oct 2012
Blog neversaydiebeauty.com
Facebook fans 1,346. Twitter followers 2,479.
6. Beauty Info Zone - Reviewing beauty products so you know!
Michigan About Blog Beauty Info Zone is the creation of two women, Marcia and Lisa. They have been blogging about cosmetics since the late '90's, and are so crazy about cosmetics they each became makeup artists. Lisa and Marcia created their blog as a resource to showcase real-life experiences with products along with detailed information for those researching products.
Frequency about 10 posts per week.
Since Mar 2010
Blog beautyinfozone.com
Facebook fans 7,437. Twitter followers 5,923.
7. Makeup Obsessed Mom | A Beauty & Lifestyle Blog
Texas About Blog This blog is filled with reviews, swatches and tips about beauty products, makeup and skincare to innovative tools and tricks.
Frequency about 2 posts per week.
Since Jan 2012
Also in Mom Lifestyle Blogs
Blog makeupobsessedmom.com
Facebook fans 5,275. Twitter followers 3,761.
8. Notes from My Dressing Table
Prescott, Arizona About Blog I'm a fifty-something, coffee addicted, empty nesting, sarcastic beauty/lifestyle blogger who believes that life is too short for stupid rules, especially those that pertain to people in my age bracket. Beauty of a "Certain Age." Reviews, how-to's, all about the beautiful things I love are in the Notes from My Dressing Table.
Frequency about 1 post per week.
Since May 2010
Blog notesfrommydressingtable.com
Facebook fans 3,736. Twitter followers 3,562.
9. Glam and Uncensored
New Orleans, LA About Blog A beauty blog providing reviews and advice on cosmetics and skin care products to help make you sparkle & shine.
Frequency about 3 posts per month.
Since Aug 2013
Blog glamanduncensored.com
Facebook fans 374. Twitter followers 4,307.
10. Pammy Blogs Beauty
Atlanta, GA About Blog Pammy is a passionate beauty enthusiast on the hunt for truly great products. You will find detailed and upbeat reviews of beauty products and fashion trends.
Frequency about 3 posts per week.
Since Sep 2010
Also in Georgia Blogs
Blog pammyblogsbeauty.com
Facebook fans 7,860. Twitter followers 3,182.
11. Anti-Aging Beauty & Makeup Blog
About Blog The Anti-Aging Beauty Blog keeps you up-to-date with new research and anti-aging articles. Follow me to the Anti-Aging Beauty Zone. Face care tips, how to tighten loose skin, cheap beauty products. My personal quest to age well & look amazing over 40
Frequency about 4 posts per month.
Also in Anti Aging Blogs
Blog antiagingbeautyzone.com/anti..
Facebook fans 143. Twitter followers 139.
12. Stephanie Marie Blogs - Beauty • Anti-Aging • Lifestyle • Health
About Blog Welcome to my blog! I'm Stephanie, a 42-year old Beauty Influencer, YouTuber, and mom of two. My goal is to help women feel good about themselves as they age. Here you'll find many topics like makeup, skincare, hair care, travel, health and fashion.
Frequency about 2 posts per month.
Since Aug 2016
Blog stephaniemarieblogs.com
Facebook fans 1,551. Twitter followers 1,124.
13. backstorybeauty
About Blog Keep up with backstorybeauty blog for a fresh take on luxury, niche, green & vintage beauty.
Frequency about 2 posts per week.
Blog backstorybeauty.com
Facebook fans n/a. Twitter followers 930.
14. FabOverFifty » Beauty
New York, NY About Blog Faboverfifty.com is the only interactive website that embraces the complete lifestyle of fabulous women over fifty: their beauty and style; health and wellness; sex and relationships; careers and experiences.
Frequency about 1 post per month.
Since Dec 2005
Blog faboverfifty.com/beauty
Facebook fans 526,113. Twitter followers 6,171.
15. Kelly Kirby, Atlanta Beauty Expert
About Blog Kelly is a certified specialist in fitness nutrition as well as a professional makeup artist. Her context is a mix of beauty, health, lifestyle typically geared toward ladies over 35
Frequency about 3 posts per month.
Since Apr 2015
Blog atlantabeautyexpert.com
Facebook fans n/a. Twitter followers n/a.
16. MsGoldgirl » Beauty
San Antonio, Texas About Blog Hey everyone! I'm Marnie Goldberg. I'm a 42-year old wife, mother, volunteer, and former elementary school teacher/reading specialist living in San Antonio with my husband, two boys (ages 14 and 17), and three dogs. I discovered the world of fashion and beauty in my late 30's and I want to share what I've learned with all of you!
Frequency about 1 post per month.
Since Oct 2010
Blog msgoldgirl.com/category/beauty
Facebook fans 10,534. Twitter followers 9,041.
17. Gouldylox Reviews
Baltimore About Blog Gouldylox is a beauty blog all about hair and makeup. The blog provides honest beauty advice from the sister you wish you had.
Frequency about 1 post per week.
Blog gouldylox.com
Facebook fans 802,770. Twitter followers 2,563.
18. Beauty, for good. – Cruelty-free beauty for beauties over (and under) 30
About Blog I've been talking about starting this blog for a while now, and here it finally is! My goal is to share some of the info I've gathered over the course of a disturbing amount of time (and $) thinking about and playing with makeup, with ladies who are dealing with the particular challenges of 30 skin…. and to do my small part to advocate for beauty that does not come with the expense of animal test
Frequency about 1 post per month.
Blog beautyforgood.net
Facebook fans 30. Twitter followers 177.
19. 40andholding.com
Myrtle Beach, SC About Blog Beauty & Makeup Blog for Women Over 40. Providing Skincare & Makeup Product Reviews, Beauty Tips & Tricks, Best Drugstore Finds in Makeup & Skincare.
Frequency about 2 posts per month.
Blog 40andholding.com
Facebook fans 1,369. Twitter followers 4,925.
20. Jenifer Jenkins Beauty Blog – Look and Feel Your Best After 40!
About Blog At 42 my quest to remain youthful has become an obsession. The theme of my Blog is How to be the BEST version of yourself at any age
Frequency about 3 posts per month.
Since Jun 2015
Blog jeniferjbeauty.com
Facebook fans 2,063. Twitter followers 4,171.
21. Lucy's Cruelty-Free Beauty and Living
Hollywood, FL About Blog Lucy's Cruelty Free Beauty and Living is a blog dedicated to a cruelty free lifestyle with everything from beauty and skincare to fashion and technology!
Frequency about 1 post per month.
Since Jun 2013
Also in Cruelty Free Makeup Blogs
Blog 2genbeauty.blogspot.com
Facebook fans 671. Twitter followers 3,054.
22. Radiant Brown Beauty
About Blog I'm Michelle and I am the creator of this here blog, Radiant Brown Beauty. As a woman of color over 40 whose had struggled with self-esteem, I've decided to share some of the information and tips that have helped me to appreciate my physical beauty as it is, I have a passion for embracing my naturally curly fine hair.I regularly share my tips for fine natural hair care and ge
Frequency about 1 post per month.
Since Feb 2011
Blog radiant-brown-beauty.com
Facebook fans n/a. Twitter followers n/a.
These blogs are ranked based on following criteria
- Google reputation and Google search ranking
- Influence and popularity on Facebook, twitter and other social media sites
- Quality and consistency of posts.
- Feedspot's editorial team and expert review
Top 25 Over 40 Beauty Bloggers Winners
CONGRATULATIONS to every blogger that has made this Top Over 40 Beauty Bloggers list! This is the most comprehensive list of best Over 40 Beauty Bloggers on the internet and I'm honoured to have you as part of this! I personally give you a high-five and want to thank you for your contribution to this world.
If your blog is one of the Top 25 Over 40 Beauty Bloggers, you have the honour of displaying the following badge on your site. Use the below code to display this badge proudly on your blog. You deserve it!:

Tags: over 40 beauty rss feeds


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ECOTOURISM FACILITIES FOR OLIVER'S WHITE HILL - Module 1
Oliver's @ White Hill
McLaren Vale SA
from the project brief:
Redeveloping and revitalizing Oliver's White Hill site into an eco-tourism spot, in particular the heritage ruins and the connection with the stunning existing landscape.
This design proposal will aim to:
- Provide a design proposal able to connect the ruins and the main site on Seaview Rd by providing a route for tourism purpose as hiking and explore the surrounding nature.
- Adapt and redevelop the two existing ruins into small living spaces as weekend retreats self-sustainable and off the grid, using affordable materials and alternative energy sources.
- Readapt the existing sheep shearing building into a multifunction hub, into a gathering space that can hold different events related to the farm activities.
OWH01 students: Li Heng Chue, Shannon Foulis, Xinsuo Li, Lin Zhao


text: I couldn't understand why I kept being drawn back to this cover from Knowledge ("The colour magazine which grows into an encyclopaedia") until I saw a 1972 book called The Astrological Significance Of Stonehenge. Suddenly the giant machine looked like a megalith, and the atomic signs in the sky the stars, the striving for a magical future through technology harking back to the past. (this may just be the crazy fruits of thinking about all this too much, of course ...)


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Lagoa da Conceicao is a very nice and touristic place in Florianopolis. Many people come here for it's coffe houses, restaurants and bars that are always very busy during the night. You can also cacth one of the small boats and enjoy a whole day in a very nice tour around the lake.
Here's your soundtrack. Okay, maybe they're not exactly brazillian but their music is awesome and their live shows legendary.Now, Brazil covers almost half of South America and its Amazon rainforest is the world's largest jungle... which is rapidly getting cut down. The country is basically one giant botanical garden with some bangin' cities on its edges.Brazil was colonized in 1808 by the royal court of Portugal, which was fleeing Napolean's troops. They didn't stay long, and Brazil won its independence in 1822.Its biggest city, Sao Paulo, is the financial hub of South America. Brazil is the "b" in BRIC -- Brazil, Russia, India and China. These four were labeled the world's fastest developing large economies in the year 2001.Brazil is known for three things: amazingly beautiful women, carnival, and Pele -- King of Football, Athlete of the Century, football ambassador of the world and a declared national treasure.Brazillians can tell foreigners a mile away, by the way their hips move. Samba is built into the soul of brazil and carnival is when it bursts out into twenty-four hour undying explosions of sound on every street.This picture of mask diving at the Taipus reefs makes me shed hot and salty tears all over my calendar, which is set on "January" right now.Text by Steve Smith.


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Click on the image to view a Sharper, Full Screen image (Trust me, its better!).
Bondi Beach Panorama: One of the most amazing sunrises i have ever witnessed, not just on Bondi Beach, but anywhere. The clouds formations and the intense colour capture in them and reflected on the water. I was getting ready to pack up for the morning as the sunrise was pretty magic. I was talking to a passer by on the beach and then out of no where the colourful magic hit Bondi Beach for all to see.
This image looks amazing printed LARGE.
Bondi Beach is a popular beach and the name of the surrounding suburb in Sydney, New South Wales, Australia. Bondi Beach is located 7 km east of the Sydney central business district, in the local government area of Waverley Council, in the Eastern Suburbs. Bondi, North Bondi and Bondi Junction are neighbouring suburbs. "Bondi" or "Boondi" is an Aboriginal word meaning water breaking over rocks or noise of water breaking over rocks. The Australian Museum records that Bondi means place where a flight of nullas took place.
All photo only images come hand signed and titled by Andrew. They are then wrapped carefully and delivered in a cardboard tube. Your image can be delivered anywhere in Australia or the world.
To purchase or make any inquiries about this image or any others, please email us at firstname.lastname@example.com
Money Back Guarantee


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May 23, 2017 – Faith & Religion: Stop Apologizing for Religious Extremists
– The Rev. Dr. Lillian Daniel, guest
Season 10, Episode 22
Are you tired of apologizing for religious extremists that have nothing to do with your own faith? This week on Friends Talking Faith with The Three Wise Guys we'll discuss faith, religious extremists, and just how weary people get who practice GOOD FAITH – apologizing for those with BAD FAITH. You hear it all the time, "those people don't represent what I believe! Or, it is impossible to do something like that and call yourself a member of my faith community. Or, I'm so sorry, I know people who claim to be part of my religion have done these things – I feel so terrible about it!" Today, we'll talk with a resident expert theologian – her recent book is entitled, "Tired of Apologizing for a Church I Don't Belong To – Spirituality Without Stereotypes, Religion Without Ranting." The Rev. Dr. Lillian Daniel will bring her unique insights and great spiritual depth to this conversation. Our conversation with the Rev. Dr. Lillian Daniel (pictured here) about religious extremism and why we're all tired of apologizing for it. Listen now to this episode of Friends Talking Faith.
Click on the book to the left
to learn more about Dr. Daniel's books, including:
"Tired of Apologizing for A Church I Don't Belong To"


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(The National Law Journal)
Data explosion and complexity of cases require greater division of labor.
Joe Yanny was aghast.
The veteran entertainment lawyer, whose clients include Paula Abdul and Grateful Dead Productions, was reacting to the suggestion that he comes across in the courtroom as a bit of a Lone Ranger – a solitary crusader in the mold of Clarence Darrow, Louis Nizer or these days, Gerry Spence.
"Who, me?" asks Mr. Yanny of Los Angeles Fischback, Perlstein Lieberman & Yanny. "To the contrary, I find that more and more I'm spinning courtroom work off to my colleagues."
While a lawyer might have to share the courtroom glory getting a little help on a case is proving a pretty good strategic move in the 1990s. The ideal of the lone legal eagle is out. Teamwork is in.
The rise of this "committee" effort may reflect the zeitgeist of a nation feeling communal as the century draws to a close. Or it may have been influenced by the recent impressive victories of high-profile tams, such as OJ Simpson's defenders. But lawyers of all stripes have more practical reasons for coming to believe two, three or a dozen heads are better than one.
The length of time it takes to try a case nowadays is also a factor.
"When I started practicing law, important cases ran a week or so," says Don Howarth, of Los Angeles' Howarth & Smith, who lectures for the California State Bar on trial strategy for plaintiffs. "The trial my partner and I just completed went three months and had a total of 22 witnesses. No one can be up, everyday, for three months."
Sharing the limelight
Not that Mr. Black has so embraced the team concept that all this talent makes an appearance at trial. He routinely gives the opening and closing as well as the key examinations – "unless I think someone is uniquely qualified to do it better. Say, if it's a cross on DNA, I'll gladly defer to Barry Scheck, "he says in a laughing reference to the professor in the law clinic of New York's Benjamin N. Cardozo School of Law, Yeshiva University, who became a household name for his work on the Simpson defense.
Similarly, Mr. Winterman says he bows out of his customary starring role in favor of a "guest attorney" who combines specialized knowledge with advocacy skills – as when he used someone who was up on the psychological literature to help defend a medical malpractice case with a brain-damaged child.
There is a risk, however, to these cameo appearances Mr. Howarth cautions that a long case develops its own conventions and in-jokes that may befuddle a jury. "You bring in a stranger, however knowledgeable," he says, "and when he's through and goes away, the jury is apt to be left thinking, 'What was that all about?'"
Instead, the Harvard-trained litigator assumes he and Ms. Smith are interchangeable on subject matter. They divide up the trial work based on their physical differences. When examining a dying client on the stand about what terminal cancer had done to his quality of life, the petite Ms. Smith "had finesse and gentleness, almost like a hostess," he recalls. "If I'd done it, given the taboos we have in our society about death and dying, I would have come across as brusque and stilted or both."


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Research Integrity and Ethics: Facilitating excellent research
In every discipline undertaking excellent research requires rigour, respect and responsibility - integrity as well as intellect. The University's GRIP Policy articulates the expectations of the University, Faculties and Academic Departments regarding:
- fundamental principles governing research;
- the responsibilities of individual researchers;
- what constitutes good research and innovation practices (e.g. in issues including authorship, data management, publication, collaboration, public engagement);
- what constitutes unacceptable research and innovation practices.
Further policies, guidance and information about aspects of research integrity and research ethics can be found using the links on this page.
|Research Integrity Training
|Links to a range of educational resources on research integrity, including online training tools, videos, books, case studies and other materials can be found here
What to do if you have any concerns about potential research misconduct?
- The following webpage provides information on what to do: Toolkit (supported by Human Resources).
- All staff/workers and students are obliged to report to the University any concerns about potential research misconduct, whether witnessed or where they reasonably believe that this is, has or is likely to occur.
- Pages 32 - 34 of University's GRIP Policy lists what is meant by unacceptable research & innovation practices.
- The University provides access to plagiarism detection software - Turnitin