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Karly Siroky is the founder of Karma, a brand incubator and basecamp for B-corps, entrepreneurs and visionary companies committed to doing good. She and her women-led team build, guide and launch brands for clients who place people and planet over profit. Karly also serves as Lucia's design advisor. Her column offers a heartfelt look into life as an entrepreneur and navigator of the creative wilderness.
"And this—this is your room," he said. I stepped through the door, and my mouth fell agape. Hanging above the bed was a panorama of Mt Rainier; next to the closet, the North Cascades; and on the far wall, a portrait of Mont Blanc, reflected in a glassy alpine lake.
While driving to a friend's house last summer, I had a vision. It appeared like a deer in the headlights. As soon as I arrived, I demanded a paper and pen. She happily obliged, easily detecting I was onto one of my wild hairs. I kneeled at the coffee table and a sketch emerged, a triangle with points labeled: coaching, creative, capital. Beside it, a smaller triangle: people, planet, profit.
Standing at the kitchen sink, that's when it hit me. I finally understood what it means to live off the land. A year ago, while driving back to the Lower 48 from Alaska, I passed through a tiny corner of the Yukon Territory. An area roughly the size of California, its total population is 38,000. Never in my life had I seen a place so wild, so unadulterated…
Due to their agile, lightweight design, gliders can land in places most planes can't. For example, having encountered a paucity of lift, it is not uncommon for a pilot to simply cut her losses, pick a good spot, and touch down in a grassy field. We call this "landing out."
I taped it to my MacBook. Over the past year, only two mantras have claimed this choice piece of real estate: Defeat resistance, and now, Break trail. Every day when I get to the office, I see these words.
Our lives are the sum of micro movements. Every second of every day, an infinite number of unpredictable factors wholly predict the course we travel—the people we meet, our life experiences and where we find ourselves—right here, right now. Independently, these factors seem trivial. A butterfly in Bali couldn't possibly cause a hurricane in Bermuda. Or, could it?
As someone who makes her living working remotely, it's hard to admit that the only way to truly connect with someone is to look them in the eyes. Over the past two weeks, I have looked more strangers in the eye, many in the throes of some of their deepest struggles, and offered these words: "Buen Camino." The American equivalent? "Happy trails." The literal translation: "Good way."
There are two types of people in the world: those who let their dogs snuggle in bed with them, and those who relegate them to the floor. The former results in dog hair on the sheets. The latter is an example of boundaries. In my dream world, I am the latter.
It's hard to say when exactly she was conceived. Like many parents-to-be, our studio was eager to decide on her name. There were many scribbled in journals, recorded in voice memos and typed into Google Docs. But this one just kept coming around: karma.


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Give Now
Sometimes inspiration and meaning can be found in the most ordinary places---like the kitchen.
A satisfying salad like this one can serve as a meal-in-itself.
This recipe brings together three seasons of flavors: winter (fennel), spring (sugar snap peas) and summer (blueberries) for a fresh and delightful mix, perfect as a summer grilling side.
The flavor of honey and corn are prominent, while the summer blueberries are sweet, tart and juicy.
Since 2004, Fallen Fruit has been planting fruit trees around Los Angeles. The trees produce hundreds of pounds of produce a year — all free to the public.
The sweet and tart blueberries work so wonderfully with the cornbread. No sugar necessary!
Many farm workers call blueberries their favorite crop to pick, but it's a short season, and workers and their families have to keep moving.
Start with a simple pancake recipe, then get creative. That's when you have the chance to wow people.
Of all my u-pick berry adventures this summer, I most enjoyed picking blueberries. Not only were they tasty to eat, they required less stooping to pick!
I originally imagined this as a dessert, but it works even better as a hearty way to start off your day.
What superfoods should I be eating? Are they more nutrient-rich when eaten raw or cooked? What makes them so super anyway? Your questions answered!
Students from The Project School are helping turn the perimeter of the Middle Way House into edibles. It's like a living classroom.
In today's podcast, we have two recipes for Caribbean grilled chicken and a sweet treat with berries. Then we pull weeds in the garden with fourth graders.
Even though I can't pick blueberries here in Southern California, I do love to buy some when they're in season and make this pie.
What I decided to make from the treasures I purchased from the market was a salad that makes a wonderful side or light lunch.
With the help of Jeni Britton Bauer's new cookbook, the sky's the limit with what you can do with an ice cream maker.
Earth Eats is celebrating strawberry season today with a fresh take on strawberry shortcake and a recipe for a better-than-a-cobbler summer berry grunt.
There are inventive ways to avoid all the store-bought dyes and chemicals when you're coloring eggs this Easter. It's fun to do it yourself - and it's science!
More brunch! An egg casserole with artichoke hearts, potatoes and a slew of other things. And, the Drunken Watermelon will put a smile on your guests' faces.
Making your own jam or jelly is not difficult at all. All that's needed are canning jars, pectin, lemon juice, fruit and a sweetener.

subset: commoncrawl


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Suspected Worm Creators Arrested
Saturday, August 27, 2005
Officials in Turkey and Morocco have arrested two men thought to be responsible for creating computer worms that infected hundreds of thousands of computers worldwide this year, including the Zotob worm that crippled several high-profile companies this month, the FBI said yesterday.
Police in Morocco arrested Farid Essebar, 18, a Moroccan national born in Russia who used the online moniker "Diabl0." Authorities in Turkey arrested 21-year-old Atilla Ekici, known by the online alias "Coder."
Essebar and Ekici are suspected of releasing the Zotob and Mytob computer worms that were designed to take advantage of flaws in Microsoft's widely used Windows operating system. The suspects' nicknames can be found in the original computer programming code for Zotob, according to the FBI and Microsoft Corp., both of which worked with overseas officials on the case.
Authorities said the pair were using the worms in a money-making scheme and did not appear to have any terrorist connections.
Worms and viruses are malicious software that often are introduced when someone opens an infected computer file, such as an e-mail attachment. They can take over a computer hard drive, often making the contents available to hackers. Worms like Zotob are even more dangerous because they can seek out and infect computers on a network without any action on the part of users, exploiting weaknesses in the software that Windows uses to communicate online.
Mytob is an e-mail worm that emerged in late February and has since spawned dozens of variants. Hackers have used Mytob to steal personal information from infected computers and to make the computers automatically send out spam e-mail to others. Authorities also believe the two suspects authored a Mytob predecessor known as "Rbot," a prolific family of Trojan horse programs that allow attackers to maintain access to infected computers.
The Zotob worm first emerged on Aug. 14, just four days after Microsoft released a patch to fix a security flaw in Windows that the worm was designed to exploit. Two days later, several companies -- including CNN, the New York Times and ABC News -- reported that a variant of Zotob had infiltrated their computer networks. The worm also temporarily disabled the systems that the Department of Homeland Security uses to screen airline passengers entering the United States.
A spokesperson for Homeland Security praised the FBI and Microsoft yesterday for the swiftness of the investigation but declined to comment further.
Zotob and subsequent variants of the worm infected at least 255 companies around the world, said Oliver Friedrichs, a senior manager at Cupertino, Calif.-based Symantec Corp., a computer security company.
The spread of the Zotob worm was tempered both by the fact that it infected only computers running Windows 2000, an operating system primarily used by businesses, and because Internet service providers typically filter the type of Web traffic generated by the worm. As a result, most of the Zotob infections were limited to corporate networks.
Louis M. Reigel III, assistant director of the FBI's Cyber Division, said evidence indicates Ekici paid Essebar to develop the worms and that the two used them for financial gain. Reigel declined to say whether the men were connected to a larger criminal enterprise. But according to information released by the Moroccan government, the two men are alleged to have forwarded financial information stolen from victims' computers to a credit-card fraud ring.
Police who raided Essebar's home found a computer that contained the original programming instructions for the first version of the Zotob worm, according to a law enforcement source who was involved in the investigation but spoke on condition of anonymity because the information could affect legal proceedings in Turkey.
The United States has an extradition agreement with Turkey, but Reigel said the government would not seek to extradite either man. Rather, he said, both countries have specific laws against computer crimes that should allow local authorities to prosecute.
Krebs is a staff writer for washingtonpost.com.


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Best Hair Salon Chicago | Mandarin Quarterly | Michael & Michael
best hair colorist Chicago. Best hair stylist Chicago. Best hair salon Chicago. Hair salon Chicago.
Until I visited Michael & Michael, I didn't realize how little I knew about frizzy and dry hair. Michael & Michael salon is located in the Western Area of the River North neighborhood, and this past March it celebrated 13 years in business. People seldom stop here when passing by, as they don't know of the existence of a "top hair salon". "We have only this single location and have become a destination salon that attracts many customers from different places," said Michael Crowley, co-founder and Business Director of the salon. The other founder, Michael Jacobson is the chief hairstylist and "First Scissors" of the salon. Many successful companies are eager to open branches after becoming established, but it is the last thing the two Michaels want to do. After experiencing first hand Jacobson's fantastic skills I have to agree with them, this unique salon is definitely worth your visit.
We have all experienced that, after extensive dying and perming, repairing damaged hair ends is almost impossible. It is in vain that you apply piles of professional haircare products trying to salvage it. What you may not know is that the main reason for your dry and frizzy hair is not the result of dying and perming, but the wrong cutting techniques. "Professionally trained hairstylists should be able to properly recognize and analyze all types of hair textures, and use the most suitable hair cutting techniques and styles." Jacobson said. To become a hairstylist or hair colorist at Michael & Michael,one needs to go through two years of training in the salon. After "diagnosing" my hair, Jacobson gave his professional "prognosis:" "If you want to go against the way your hair grows, you absolutely cannot win," Jacobson explained, "so, you must have your hair cut in harmony with your vortex." Before perming, Jacobson started by cutting lengths of my hair, this "seemingly casual" cut enables my hair to regain its balance and makes it immediately look better.
According to colorist Marta Contino-Lopez, "balayage" remains very popular, and in addition to the natural effect it creates, it doesn't require much maintenance. At Michael & Michael, understanding hair texture and protecting the health of the hair is of utmost importance. "Our task is to create beautiful color without overly damaging the hair," Marta said, explaining that the more different you are making the original hair color, the more processes you need to reach the target hair color. Marta explained that, if a colorist achieves the correct color in the "lift" process, no additional "toning" is needed, which can avoid further damage to hair.
Following Jacobson's advice, I tried the burgundy red. My expectations were low at the outset but I was amazed by the results. I never imagined that burgundy red fused with my natural dark hair can turn so bright, beautiful, healthy looking and shiny at the same time.
According to Jacobson, curly hair and "undercut" styles were popular this year. He recommends using the comb when the hair is 90% dry. After Jacobson's attentive and careful trimming, my new hairstyle is stereoscopic from all angles, and I am able to reproduce my fresh new look daily with my own, at home blow dry. If you're still looking for Mr. Right for your hair, Michael & Michael will never disappoint you.


text: DirtCheapJohn Posted February 28, 2007 2006 Honda CRF50F like new $100.00 Almost new kids riding gear $50.00, (I spent $500) Will trade for nice BMX bike... 2005 WR450F with the "Q" pipe and other goodies, great condition $1000.00 I'm selling out ALL my bikes, call me for a list... Well I really didn't think that stupid bill would become law. So I didn't fight it, it pi$$ed me off, but I was really busy with work, couldn't take off and besides I thought someone else would take care of it, thats why I send $40 every year to the AMA ya know. So any way I've got three tickets in the last month for my kid riding his stock CRF50 in my back yard and I've paid five grand to an attorney and still lost, ( :applause: I even had to pay for my crazy neighbors attorney too!!!) Anyway my next ticket is eight hundred dollars, hell thats almost what I paid for the bike. It just ain't worth it any more... I'm sorry guys I guess this is my last post on TT, I'll find some nice bicycle forum somewhere, it was great while it lasted... Good Bye John Q Public State of Washington October 3rd, 2007 ****THIS IS WHAT YOU WILL BE SEEING IN THIS FALL IF YOU DON'T WAKE UP !!!**** I had to get your attention. The rally is in 9 days. There are thousands of hits every day on "Check out the hottie on this bike" And hundreds every day on "My two wheeler rules, and your quad sucks" And two dozen on "Save your sport" Please read: http://www.thumpertalk.com/forum/showthread.php?t=459642 and: http://www.thumpertalk.com/forum/showthread.php?t=447561 You can make a difference but only if you make a phone call or write a letter or email or attend the rally, or be a good neighbor. People the ship is sinking and you're standing around listening to the band... Share this post Link to post Share on other sites


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CHRISTMAS MEDITATION: The Fullness of the Time by Joan Chittister
From The Liturgical Year
There's a popular folk tale about three blind men who walk around an elephant to determine what kind of beast this animal might be. One takes hold of the elephant's tail and says, "This creature is very like a rope." The second happens to take hold of its tusk and says, "This creature is very like a spear." And the third, patting the wide, hard side of the animal, says, "This creature is surely a wall." Obviously, if any one of them had all three insights at once, these men would have understood a great deal more about elephants than any one of them could possibly know alone.
Liturgical spirituality is a bit like that as well. Each season has a great consuming centerpiece on which we concentrate — Christmas Day or the Resurrection — but it is being willing to walk thoughtfully through all the other parts of each particular cycle that gives us the fuller, truer picture of exactly what the feast itself is all about.
The Christmas season, or Christmastide, is not about one feast day. It is a series of feasts that embed us in a kind of refracted glory, the underpinnings, the other pieces of the mosaic that complete the feast itself.
The feasts of a season create a heightened awareness in us of what the season's major feast is about. They help us to understand the feast from multiple perspectives and various layers of meaning. Together they create a mosaic that fleshes out for us the fullest meaning of the feast. They give us a way of looking at our own world differently because through them we come to see Jesus differently. They provide the hope because of which we can move in the dark parts of the spiritual life with both confidence and conviction.
Christmas — the light that shone upon a manger — was also, the ancients knew, the light that led them on beyond it as well. If God is truly with us, has been manifested among us, companions us as we go, knows our pains and our hopes, then life is not a dark forest from which there is no exit. It is a darkness, however dark, that is always overcome by light.
But how would they know that? How do we know that? We know that because surrounding the feast of Christmas are the feasts that open up to us the real nature of this child whom, with the shepherds, we have come to realize lives with us, in us, as much today as yesterday. These minor feasts of Christmastide give us a great deal more than a manger. They give us, as adults, models to live by if we, too, are to be steeped in Jesus and full of new life.
The Feast of the Holy Family
The Feast of the Holy Family depicts Jesus in a home where he grows in wisdom, age, and grace. (Luke 2:52) It is a model of what we want for the children of our time. It is a model of the kind of love and care that encourages children to grow up to be on their own but guides them as they do.
This feast causes us to pause and look at our own families, both the ones we grew up in and the ones we're now developing ourselves. It raises questions in us about the harmony of the home we're in now — and what part we play in both its peace and its disturbance. We are brought to wonder what wisdom, maturity, and virtue the children of our time are able to see in us that will transfer itself to them. We must ask ourselves if we are learning from one another, caring for one another; becoming more spiritual together as we go. And if not, why not? And what do we intend to do about it, as Jesus did, for the sake of the rest of the world?
The Octave of Christmas: The Feast of Mary, the Mother of God
Very few feasts have an octave, an eight-day commemoration of the feast, meant to give even more significance to the dignity and importance of the major celebration itself. Like incense, an octave is the sweet memory, eight days later; of what has gone before. It is the aura of a feast, so important, so impacting, that the power of its presence in the human soul lingers far after the feast itself. If nothing else, it is an octave that says to the deepest part of us, Don't overlook what you have just seen. Think again. Think about it always.
In that same way, this feast adds another layer to Christmas. The Octave of Christmas, January 1, while we are still very much aware of the birth of Jesus, confronts us with the Solemnity of Mary, Mother of God. But this feast is not the church's answer to the annual Mother's Day so common in the secular world; this feast is a statement about both Mary and Jesus. She is human, we know, and therefore so is he. This Jesus is no Greek god, no being from another planet, no fairy-tale divine. This child, born of Mary, is us. The Solemnity of Mary is a cataclysmic theology of both the compassion of God for human limitation and the potential of the human spirit to grow into the divine.
The second great feast of the Christmas season that amplifies our awareness of the person of Jesus is the Western church's separate celebration of the ancient Eastern feast of the Epiphany. While the Eastern church concentrates on the baptism of Jesus as the divine revelation of the Holy Trinity, the Western church continues to maintain the story of the Magi. These foreign kings, themselves altered by strange manifestations of the stars in the heavens, like the shepherds, find their way to the child and, the scriptures say, "to pay him homage." (Matthew 2:2) The world recognizes the heavenly in this tiny child. And the child recognizes the people of God in them. This is not a Christian child only; this child belongs to the world.
The Baptism of Jesus
On the Sunday after Epiphany, the Christmas season ends in the West with its own celebration of the baptism of Jesus by John at the Jordan. As the Eastern church points out, it is at this moment that we see for the first time the union of God the Creator, God the Son, and God the Holy Spirit. But we see something else as well. We see Jesus accepting baptism by John, a sign that Jesus accepts humanity. His own and ours, in all of its struggles, all of its limitations, all of its burdens, and all its focus on the ultimate, on the divine.
The feast days of Christmastide make the full meaning of Christmas clear. There can be no doubt about it: this child is human, yes, but he is of heavenly as well as earthly origin. In this child's light we all walk safely through the unknown. We are all here with the Magi, full of gifts to give in his behalf. What's more, with the opening of the heavens on the bank of the Jordan, we all have our first vision of life beyond life.
Christmas is larger than a baby in a manger. Christmas is the coming of a whole new world. More than that, it is what makes that world possible.


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Every Arthur Murray studio and teacher is equipped with the knowledge to instruct you in any style and skill level of partnership dancing, ranging from "Dancing at the Bars" to "Dancing with the Stars!" Below is a sampling of the most popular dances taught.
Rhythm Dances
Rhythm, Latin, Swing, and Nightclub dances are especially useful and important to learn. The majority of the music you hear out-and-about will be some kind of rhythm dance. It's also important to learn a variety of dances to conquer boredom and adapt to different size dance floors.
Ballroom Dances
There is nothing quite like bobbing and weaving gracefully through couples around the dance floor. Learning the ballroom dances helps to acquire grace & poise, proper posture, lead & follow skills, navigation, and adaptability for any size dance floor no matter how crowded.
Specialty Dances
Arthur Murray is renowned for also knowing the latest niche dances, and helping with even your craziest requests. If you've always wanted to learn West Coast Swing, Zouk, Drag Blues, Balboa, or Argentine Tango, we have you covered! Want to learn a formation routine with your bridal party? We can help you with that, too! No request is too crazy for us.


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The Ideal Article You Will Ever Learn About Toys
Good toys are certainly not too difficult to find. Finding one which works for your home and is useful for you kid is difficult. Balancing these needs is not necessarily difficult, that is something you will discover by reading this article article.
Consider the space wherein a toy will be stored before purchasing it. If it's a big toy, ensure the space is big enough so your child can start to play safely. Make sure they have enough space for storage because of it too.
If you prefer a good place to locate toys that happen to be only gently used, consider Craigslistbeyblade burst Make sure you look closely at any toys you're thinking of buying from your CL ad. You can actually find secondhand toys in good condition. This is the way to discover super deals.
Discover what the trending toys are for your year. Around November and December, new lists should start sprouting up. You can get good ideas this way. Shop as quickly as possible and check out your options.
Before spending your money in the toy department of your own local store, be sure to look at prices online. Internet retailers often beat in-store prices for various types of popular toys. This can save you a huge amount of cash around the holidays. Online retailers usually have sales that last far in to the holiday shopping season.
Many active kids love sports equipment. A basketball hoop, baseball bat or football helmet may be a great selection for them. This will make them happy and get them to be active.
When selecting baby toys, it's essential to choose toys which can be age appropriate. Choose toys which can be colorful, lightweight and textural. Children this age learn by tasting, hearing, touching and seeing. Also, since children usually put everything in their mouth, be sure all toys are non toxic.
Look at the child's age when purchasing a toy. All toys offer an ideal age range to think about. Understand this when going outside to stores. You don't want to buy a toy for a kid who's not ready for doing it. It could also be a challenge in the event the child in question is probably going to outgrow the toy in the future. Don't spend a good deal on a thing that doesn't suit your kid's age range.
If you would like invest in a toy for the child, you should just ask them to see what they're wanting to buy. You may feel that one could guess based upon what you understand them, however they may want something totally new. Have a conversation along with your kid prior to going out shopping.
There is nothing wrong with purchasing toys at thrift shops or consignment shops, especially simply because they are usually so affordable. Just make certain that you clean them well. You can't make certain the location where the toys were and what kind of germs they may obtain that your youngster can get.
Purchasing a good toy is possible, particularly through the help of the data you possess just read.
You can find toys that are suitable for both your youngster and your pocketbook. Utilize the ideas presented here to make ideal toys for every single person in your household..


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What a day! What a day, day, day! October-in-June winds outa the northeast, temp a cool, cool 70. Fans still as death, A/C a thing of the past (I barely remember yesterday), and windows wide to the world, even the one in the kitchen, the one I have to climb into the sink to open!
Wheeeeee . . . I don't want a pickle, I just wanna ride on my motor-sikkle!
And tha's jus' what I'm gonna do, me and the wind communin'. Whistlin' and singin' into the wind, singin' Arlo's motorcycle song!!!
Wheeeeee . . . And I don't want a tickle, I just wanna ride on my motor-sikkle!
That's right, don't bother me now; I'm on a roll, roll, roll, just a'rollin' down the wind.
Wheeeee . . . And I don't wanna die, I just wanna ride on my motor – cyyy – kul!
The Motorcycle Song by Arlo Guthrie.


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Paige Hull
Saturday, December 5th
11:00am to 5:00pm
The Vintage Round Top, along with five other area properties were selected to be on the Round Top Historical Society Tour of Homes. Please join us this Saturday for lite bites and an open door to tour each featured home. We're teaming up with Lark, an amazing year round gift shop in Round Top, to decorate for the holidays. So, come meet our family and enjoy the day in the country - we'd love to see you!
Tickets are $15 and can be purchased before the Home Tour from the Round Top Chamber of Commerce, Round Top Real Estate or can be purchased the day of the tour from the Historical Society campus at 397 E. Mill St. (behind the Round Top Post Office). All proceeds go to the Historical Society to help preserve the rich history of Round Top. Visit www.rtahs.com for more information about this event.
In addition to the tour, Round Top Christmas on the square will be happening with a parade, entertainment, and Santa!
Also, tune in this Friday Dec.4 at 9:00am on KHOU! Smoot and I will be guests on Great Day Houston with Deborah Duncan talking about the Holiday Tour, Round Top, and our favorite Christmas decor.
Top Photo: Max Kim-Bee Bottom photo: Laura Morsman


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Curator Love: Do Denim Like Jessica Alba
See Gallery
If you've been watching Jessica Alba's street style at all, you know girlfriend was born to rock some serious denim. Our girl Jessica is such a jean expert that People Magazine's StyleWatch named her their first ever Denim Style Setter of the Year in their October issue.
Not afraid to take fashion risks, Jessica wears every cut, color, and print under the sun and does it with ease. No matter what you're personal style, denim is a universal wardrobe staple so we can all definitely take some major pointers from this denim superstar.
Read on for five lessons J.A. has taught us on how to rock some serious denim.
Photo Credit: Courtesy of A New Mode


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How To Handle Rejection
Since 2005, I have committed a few faux pas on Facebook. I don't think my sins will ever approach the gracelessness of a middle-aged mother on Facebook (that's a jab at my own), but I am not some beacon of social media poise. I have accidentally poked, unintentionally shared, and once even tagged myself in a stranger's profile picture. That last blunder may be most embarrassing moment – until last week.
I have known "Phil" for several years. We share the same friendship circle, see each other monthly, and have the rapport of managing elevator talk if we even communicate at all. However, by proximity, history, and mutual friends, I daresay we are more than acquaintances.Read More


text: First released in the early 90's the Adidas EQT range has been producing multiple performance lines that cover a wide range of sports from football to athletics. Built with aesthetics and performance in mind, the EQT range now counts countless models among its archives, to the attraction of sneakerheads everywhere. You can catch the latest EQT releases online at our EQT shop online at Dandy Fellow.


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"She's been quiet. She's been biding her time. She's memorized the diagrams. She's mastered the techniques. And she's seen it all. Mangled cyborgs. Androids sold for parts. If consciousness isn't respected, then how can I respect them? I'll take my future in my own hands. I'm not a piece of scrap. I'll show them all."
Original Art.
In stock


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Inform your access strategy with critical insights into payer, provider and patient behavior
Fundamental to the success of your market access strategy is clear visibility into payer, provider and patient behavior. IQVIA's comprehensive real-world database includes lifecycle transactions, which offer the critical level of detail required to untangle the complex interaction of payer utilization management, patient response to cost sharing, and prescriber ability to overcome rejections. This view of prescription reversal and rejection rates tied seamlessly to the broader data assets of our real-world database, creates a holistic view of brand performance and key market trends, and empowers us to execute upon a broad range of analytic studies designed to help you achieve the level of access you seek.
- Create standardization across your organization, and establish an accurate, reliable single-source of truth for managed market , co-pay, and traditional patient analytics
- Evaluate the suppression in share due to a payer controls such as prior authorization, and how it varies geographically
- Identify the geographies with the greatest cost sensitivity and research the dynamics of co-pay card programs across your brands and those of competitors or analogues
- Provide your commercial teams with visibility to the structure and prevalence of pharmacy benefits on patients and their impact on share performance
- Measure the impact of formulary changes on your brands and those of competitors to develop a more effective payer contracting strategy


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There are some places around the globe that are more dangerous than others. That's not to say that they aren't full of lovely people, but tourists should be careful if they feel their wanderlust taking them to any of these countries.
With that in mind, here are 20 of the most dangerous countries for tourists to visit. If you have any plans to travel to one of these places, you should definitely consider alternative plans…
1. Democratic Republic of the Congo: A number of different armed groups, including bandits and the Congolese Armed Forces themselves, populate the country and are known for being quite violent.
2. Thailand: There are four provinces in southern Thailand that are considered the most dangerous and where there have been roughly 6,500 violent deaths in the past 13 years: Pattani, Yala, Songkhla, and Narathiwat. Martial law is even imposed on the area.
3. Jamaica: Montego Bay and Kingston in particular have had problems with violent crime, including shootings, in recent years. Even those staying in resorts are not invulnerable. Jamaica is beautiful, but the dangers are something to watch out for.
4. South Africa: There are such high crime rates in South Africa that some citizens have taken to hiring their own private security guards. Murder and rape are especially prevalent in the more remote regions. Still, destinations like Cape Town are known for being some of the most beautiful travel spots on the planet.
5. Guatemala: The Guatemalan border with Mexico is among the most unsafe parts of the nation, as the area has been plagued with drug-related crimes and human trafficking. Throughout Latin America and the Caribbean, Guatemala has the fifth highest homicide rate. Armed robberies and carjackings are common as well.
6. Chad: Al-Qaeda, Boko Haram, and even ISIS have an active presence in this central African country. Foreigners have been just as vulnerable to these terrorist groups as the country's citizens and security. They also have a problem with the minefields around the borders with Libya and Sudan.
7. Bangladesh: This South Asian country is not only vulnerable to terrorist attacks, but to extreme weather conditions, including natural disasters like cyclones, floods, and even earthquakes.
8. Mali: Bamako, the capital of this West African country, has a high risk of terrorist attacks, as do other parts of central and northern Mali. Restaurants and hotels have been targeted in particular frequency.
9. Lebanon: The number of controversial groups that populate Lebanon have made violence a threat to residents and tourists alike. It has also had problems with innocent lives being caught in the crossfire of more relatively minor disputes.
10. The Philippines: Not only did a Manila casino suffer a fire after a shooting in 2017, but there have been an alarming number of kidnappings with foreigners frequently being targeted, especially around the southern Sulu Sea and the Sulu Archipelago.
11. Ukraine: Russian-supported separatists have frequently clashed with the armed forces of Ukraine in the country's eastern and southeastern regions, with civilians often finding themselves in the crossfire.
12. Honduras: Honduras has one of the highest murder rates on the planet. The country struggles so much with drugs and crime that the police are overwhelmed. Seventy percent of American citizen homicides in Honduras have occurred in the areas of San Pedro Sula, La Ceiba, and Tegucigalpa.
13. Kenya: There have been a number of terror attacks both within and outside of the capital city of Nairobi (the biggest city in the country), including stabbings, shootings, and even bombings from grenades.
14. Egypt: Egyptian sites frequently visited by tourists have not been safe from attacks by extremist terrorist groups like ISIS, nor have a number of different modes of transportation. It's recommended that tourists avoid this area if they can.
15. Venezuela: There have been a great deal of challenges in Venezuela due to the political upheaval in the South American nation, all of which has been credited with leading to a rise in crime. These days, it boasts one of the highest crime rates on Earth.
16. Nigeria: Crowded public places like hotels, restaurants, entertainment venues, churches, and even schools have been targeted by Boko Haram and the Islamic State of West Africa. The U.S. State Department has even issued a travel warning.
17. Pakistan: Sadly, Pakistan has had a problem with religious strife for many years. The fact that there are severe limits upon the freedom of speech, and that some places are forbidden to foreigners, certainly doesn't help.
18. El Salvador: Not only does this Central American nation have one of the highest homicide rates on the planet, but the country is plagued by violent gangs known as maras who have been known to traffic drugs and weapons.
19. Yemen: U.S. citizens in particular have been targeted and detained in the capital city of Sanaa by rebel groups. Plus, the war there has led to a massive outbreak of cholera and violence.
20. Columbia: It should be noted that this country is not necessarily as dangerous as it once was, but that doesn't necessarily make it safe, either. It's still struggling with armed gangs known as Bacrim, as well as terrorist attacks.
If you have to go to one of these places for whatever reason, just be aware of the risks that you're taking. It is important to note, though, that many of the problem these countries have can be found anywhere. Like most things, it's best to do your research!


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Research Summary
Jeremy Nathans uses molecular genetic approaches to study the development of the mammalian retina and embryo. The twin goals of this work are to understand the molecular and cellular mechanisms of pattern formation during development and the molecular and cellular basis of human disease.
Our laboratory is interested in the mammalian visual system and, in particular, the retina, the light-absorbing sheet of cells that lines the back of the eye. Our general approach is to use the tools of molecular genetics to identify and study genes involved in development, function, and disease. A second interest is in elucidating the mechanisms of pattern formation during animal development and, in particular, the role of the Frizzled family of cell-surface receptors. These two interests have converged with our discovery of a Frizzled-based system for controlling the development and integrity of retinal blood vessels.
Mammalian genomes encode 10 distinct Frizzled receptors. Fifteen years ago, we showed, in collaboration with the laboratory of Roel Nusse (HHMI, Stanford University), that Frizzleds are the receptors for the Wnt family of ligands. Mammalian genomes encode 19 Wnts, and the ligand-receptor relationships among Wnts and Frizzleds are complex. We have constructed knockout and/or conditional knockout mice for each of the 10 Frizzleds to define their roles, singly and in combination, in mammalian development. This summary focuses on experiments that reveal the roles of Frizzled3 and Frizzled6 in the development of the brain, spinal cord, inner ear, and skin; Frizzled1, Frizzled2, and Frizzled7 in the development of the heart and palate; and Frizzled4 in the development of the vasculature.
Mice lacking Frizzled6 exhibit unusual hair patterns. Frizzled6 is expressed in hair follicles and in the skin. In its absence, these structures look normal under a microscope, but instead of the normal pattern of parallel hairs, the hairs over much of the body surface are organized into large-scale patterns, such as whorls. In analyzing the developmental origin of these macroscopic patterns, we observe that the nearly parallel alignment of hairs on the body of a wild-type mouse is produced by a reorientation of follicles that are subtly misaligned at birth, and that the diverse Frizzled6 mutant hair patterns are produced by a much larger reorientation of follicles that are severely misaligned at birth.
These observations show that, despite their large size, developing hair follicles display substantial plasticity, reorienting within the dermis in what appears to be a self-organized process. The essential features of this process can be studied with simple cellular automata models in which a local consensus "rule" acts iteratively to bias each hair's orientation in favor of the average orientation of its neighbors. These experiments define two systems for hair orientation: a global system that acts early in development and is dependent on Frizzled6 and a local self-organizing system that acts later and is independent of Frizzled6. Several hair follicle–associated structures, including the muscle that mediates hair erection ("goose bumps") and axons that asymmetrically innervate the hair follicle, reorient along with their target hair follicle.
Complex hair patterns are prevalent in a variety of mammals, including humans. In many species, including our own, individual variations in hair patterning are well documented. At present, the molecular and cellular mechanisms responsible for orienting hair follicles are largely unknown. We suspect that interactions between the individual elements in a variety of complex biological structures—such as cells within an epithelium or axons within a fiber tract—use some of the same "rules" that we have observed in the hair follicle system, even if the detailed molecular mechanisms differ. It is interesting that local consensus interactions, conceptually similar to those that align hair follicles, influence group behavior in a variety of complex social systems, including locust migration and fish schooling. These interactions presumably represent an economical way to propagate global signals across a population and to enhance precision in the context of imprecise individual responses.
Frizzled3 controls the directional growth of axons in the embryonic brain and spinal cord. Although hair patterning and axonal navigation may seem like unrelated processes, both require local structures (hairs or axons) to sense the larger environment around them. Frizzled3 and Frizzled6 are highly homologous, and mice that are missing both genes exhibit additional defects not seen with either single mutant. In particular, their neural tubes fail to close, a common congenital defect in humans. Double-mutant mice also exhibit a defect in the orientation of sensory cells in the inner ear. We suspect that each of these developmental processes—neural tube closure, axonal path finding, hair patterning, and orienting inner ear sensory cells—utilizes the same basic molecular machinery to read out the spatial coordinates of the tissues in which they operate. This system appears to be the body's equivalent of the global positioning system—a system that provides positional information to cells that must coordinate their movements or orientations with the overall body plan.
Frizzled1, Frizzled2, and Frizzled7 also act redundantly and are important in a different set of developmental processes: closure of the palate, the structure that forms the roof of the mouth, and closure of the ventricular septum, the wall that separates the left and right ventricles of the heart. Defects in these two closure processes are among the most common birth defects in humans. The observation that Frizzled signaling plays a central role in a variety of tissue closure processes suggests that these processes share a fundamental mechanistic similarity despite their diverse anatomic contexts.
The function of Frizzled4 is quite different from the functions of the Frizzleds described previously. Loss of Frizzled4, in either mice or humans, results in a failure to fully develop a vascular system in the retina. We discovered that Frizzled4 is the receptor for an unusual ligand, Norrin, that is structurally unrelated to the Wnt proteins, which, as already noted, are the principal ligands for the Frizzled receptor family. In humans and mice, mutations in Norrin also cause hypovascularization of the retina, as do mutations in two Frizzled-associated membrane proteins, Lrp5 and Tspan12, that are part of a signaling complex. Norrin is produced by glial cells in the retina and brain, and Frizzled4 is expressed on vascular endothelial cells. We have recently found that Norrin-Frizzled4 signaling also plays a central role in maintaining the blood-brain and blood-retina barriers. This work defines a signaling system that controls central nervous system vascular development and homeostasis, and it unifies a set of previously unrelated disorders of human retinal vascular development.
Grants from the National Institutes of Health, the Foundation Fighting Blindness, and the Ellison Medical Foundation provided partial support for these projects.
As of April 29, 2016


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In general, purely as dress, decorated with Van Cleef & Arpels flower ring replica is a ring, which only focus on style, does not represent any other meaning. Like to wear in which finger to wear on which finger. Van Cleef & Arpels Flower ring styles, colors, etc. are more than the brightly.
When you wear it, no matter where you wear do not have any meaning, this Van Cleef & Arpels ring is generally flower ring. This ring is play a decorative role, can be worn on any finger you want to wear.
Ring worn on the thumb is very strange, is not recommended. Ring worn on the index finger, the feeling is more personal advocate.
The most formal wear law than worn on the middle finger, if you do not have too formal feeling, you can add a simple fake Van Cleef & Arpels ring finger on the left or right. Ring on the ring finger is usually a wedding ring, ring looks more slender, so no matter what the rings are standard wear delicate.
Freshest wear law, than put a ring on the little finger head. A small, simple tail Van Cleef & Arpels ring, so that women's hand somehow cute together, usually on behalf of "I just want a single, please do not waste my time to pursue" means.
When wearing a Van Cleef & Arpels ring replica designed relatively strong, if you want a more personal style, consider another material with the same lines relatively simple ring finger on the other. If the material properties of the ring and the watch can match, it is the best and simple. For example, you are wearing a cute flower gold rings, gold can be equipped with a leather watch box.
If you do not have much to transform the table or rings, we might consider wearing a Van Cleef & Arpels ring of hands and wear watches staggered hand, do not let the lack of coordination of two accessories in one hand only appear.
At the same hand only wear two cheap Van Cleef & Arpels ring, the color should be consistent, and when a ring complex, the other one must be simple. In addition, the best choice of two adjacent fingers, such as the middle finger and index finger, middle finger and ring finger or ring finger and little finger, do not separated by a "mountain."


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In this video, Giuseppe DiCarlo, Head of the Marine Protected Areas Program for WWF Mediterranean, talks about communication between stakeholders and the management authority to encourage decision-making in a participatory process.
The "Voices in Ocean Planning: Lessons from Leaders" video series, produced by OpenChannels and PacMARA, offers wisdom and guidance on ocean management from experienced professionals in our field. Advice on creating strong management plans in the face of budget uncertainties, engaging stakeholders in the planning process, enhancing communication skills within planning bodies, and more tips and insights are provided in this series.
More voices will be added regularly over time. Be sure to follow @OpenChannelsOrg for updates or bookmark this page to learn from additional leaders in the future.


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Martha Collins is the author of five books and two chapbooks of poetry, and has translated two volumes of poems from the Vietnamese, one in collaboration with Thuy Dinh. Her most recent book is Blue Front, published by Graywolf Press; it is a book-length poem based on a lynching her father witnessed when he was five years old. The book won an Anisfield-Wolf Book Award, and was chosen as one of "25 Books to Remember from 2006" by the New York Public Library. Her most recent publication is a chapbook, Sheer.
Collins has also been the recipient of many other awards and honors; they include fellowships from the NEA, the Bunting Institute, the Ingram Merrill Foundation, and the Witter Bynner Foundation, as well as three Pushcart Prizes, the Alice Fay Di Castagnola Award, and a Lannan residency grant. A selection of poems from Blue Front won the Laurence Goldstein Poetry Prize in 2005; other selections from the book appeared in Kenyon Review and Ploughshares.
Collins founded the Creative Writing Program at UMass-Boston, and for ten years was Pauline Delaney Professor of Creative Writing at Oberlin College. She is currently editor-at-large for FIELD magazine and one of the editors of the Oberlin College Press. She read from his work on February 11, 2010, in Cornell's Goldwin Smith Hall. This interview took place the following week.


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Central East - Orlando - EPOC Clinic
By Jay Rogers
Published April 9, 2011
Every Person's Own Choice, 609 Virginia Drive, Orlando, FL 32803
Pendergraft, James Scott (owner, verified, suspended) – Orlando, Ocala, Tampa, Fort Lauderdale
Spagnolo-Hye, Scott Evan (verified) – Orlando, Tampa, Ocala
Whitney, Randall Brooks (verified) – Orlando
Facility/Provider Type: Abortion Clinic
Administrator: JAMES S PENDERGRAFT
Owner: EPOC CLINIC, LLC
Owner Since: 9/26/1991
Profit Status: For-Profit
Licensed Beds: Not Available
AHCA Number (File Number): 13910012
AHCA Region: 07
License Number: 822
Current License Effective: 9/30/2011
License Expires: 9/29/2013
License Status: ACTIVE
Authorized Procedures : First & Second Trimester
Foreign Limited Liability Company (Nevada)
Registered Agent Name & Address
Manager/Member Detail
Name & Address
Title MGRM
A series of videos telling the true story of Baby Rowan, a 22-week-old boy who was born alive in Dr. James Pendergraft's abortion clinic in Orlando and left to die!
Forerunner - Home » Florida's Murder Industry » Duncan, Stephen Wiley (verified, owner) - Tallahassee
Your comments are welcome!
The Four Keys to the Millennium (Book)
Foundations in Biblical Eschatology
By Jay Rogers, Larry Waugh, Rodney Stortz, Joseph Meiring. High quality paperback, 167 pages.
All Christians believe that their great God and Savior, Jesus Christ, will one day return. Although we cannot know the exact time of His return, what exactly did Jesus mean when he spoke of the signs of His coming (Mat. 24)? How are we to interpret the prophecies in Isaiah regarding the time when "the earth will be full of the knowledge of the LORD as the waters cover the sea" (Isa. 11:19)? Should we expect a time of great tribulation and apostasy or revival and reformation before the Lord returns? Is the devil bound now, and are the saints reigning with Christ? Did you know that there are four hermeneutical approaches to the book of Daniel and Revelation?
These and many more questions are dealt with by four authors as they present the four views on the millennium. Each view is then critiqued by the other three authors.
$12.95 — ORDER NOW!(We accept all major credit cards and PayPal.)
Click here for more information
Abortion Clinic 911 Calls (DVD)
Exposes the Dangers of Abortion to Women!
These shocking eyewitness accounts expose the dangers of abortion not only to unborn children, but to the health and lives women as well. An antidote to the smokescreens of the liberal media, these short clips show what really happens in and around abortion clinics.
Although the content is emotionally gut-wrenching, these videos have been used in church seminars and small groups to educate Christians on the abortion issue and to lead people toward a pro-life position. Contains 2 hours and 40 minutes of materials that can be shown separately.
Watch these pro-life videos on-line.
"These videos helped change my mind from pro-choice to pro-life. Your videos are what did it for me. I will be walking in next year's March For Life in San Francisco." — A. Jackson, California
"I was going to have an abortion until I saw your video. Praise Jesus!"
— M. Drew, YouTube Commenter
$4.95 — ORDER NOW!(We accept all major credit cards and PayPal.)
Click here for more information
The Abortion Matrix: Defeating Child Sacrifice and the Culture of Death (DVD)
Download the free Study Guide!
Is there a connection between pagan religion and the abortion industry?
This powerful presentation traces the biblical roots of child sacrifice and then delves into the social, political and cultural fall-out that this sin against God and crime against humanity has produced in our beleaguered society.
Conceived as a sequel and update to the 1988 classic, The Massacre of Innocence, the new title, The Abortion Matrix, is entirely fitting. It not only references abortion's specific target – the sacred matrix where human beings are formed in the womb in the very image of God, but it also implies the existence of a conspiracy, a matrix of seemingly disparate forces that are driving this holocaust.
The occult activity surrounding the abortion industry is exposed with numerous examples. But are these just aberrations, bizarre yet anomalous examples of abortionists who just happen to have ties to modern day witchcraft? Or is this representative of something deeper, more sinister and even endemic to the entire abortion movement?
As the allusion to the film of over a decade ago suggests, the viewer may learn that things are not always as they appear to be. The Abortion Matrix reveals the reality of child-killing and strikes the proper moral chord to move hearts to fulfill the biblical responsibility to rescue those unjustly sentenced to death and to speak for those who cannot speak for themselves (Proverbs 24:11,12; 31:8,9).
Speakers include: George Grant, Peter Hammond, RC Sproul Jr., Paul Jehle, Lou Engle, Rusty Thomas, Flip Benham, Janet Porter and many more.
Ten parts, over three hours of instruction!
Running Time: 195 minutes
$19.95 — ORDER NOW!(We accept all major credit cards and PayPal.)
Click here for more information
God's Law and Society (DVD)
Download the Free Study Guide!
God's Law and Society powerfully presents a comprehensive worldview based upon the ethical system found in the Law of God.
Speakers include: R.J. Rushdoony, George Grant, Howard Phillips, R.C. Sproul Jr., Ken Gentry, Gary DeMar, Jay Grimstead, Steven Schlissel, Andrew Sandlin, Eric Holmberg, and more!
Sixteen Christian leaders and scholars answer some of the most common questions and misconceptions related to this volatile issue:
1. Are we under Law or under Grace?
2. Does the Old Testament Law apply today?
3. Can we legislate morality?
4. What are the biblical foundations of government?
5. Was America founded as a Christian nation?
6. What about the separation of Church and State?
7. Is neutrality a myth?
8. What about non-Christians and the Law of God?
9. Would there be "freedom" in a Christian republic?
10. What would a "Christian America" look like?
Perfect for group instruction as well as personal Bible study.
Ten parts, over four hours of instruction!
Running Time: 240 minutes
Watch over 60 on-line video interviews from God's Law and Society.
$19.95 — ORDER NOW!(We accept all major credit cards and PayPal.)
Click here for more information
Massacre of Innocence (DVD)
Exposing The Occult Roots of Abortion
This presentation looks at the spiritual roots of abortion and exposes the myths surrounding child killing. Little known historical facts about abortion and how they relate to modern feminism are presented logically and accurately. Has been effective in converting many to a pro-life position.
Massacre of Innocence goes where no pro-life presentation has gone before in "tearing the lid off abortion" to reveal the spiritual realities we must battle if we will bring an end to this crime. The presentation is absorbing, fast-paced, informative and incredibly devastating to any attempt to justify abortion.
"… an extraordinary statement … a powerfully articulate presentation about what abortion really means, and why a great and moral nation like the United States must not allow the slaughter to continue."
— Congressman Robert K. Dornan
Running time: 85 minutes
$19.95 — ORDER NOW!(We accept all major credit cards and PayPal.)


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A New Window
02 Nov 15
Dedication of a New Window
On All Saints Day, this year Sunday 1st November with the sun streaming through, the first new window at St. Laurence's since 1930, was dedicated to the glory of God. The window which was given in memory of Jennifer Woolliscrft with the inscription written by her family sums up so much of Jennifer's life "In dedication to Jennifer Woolliscroft who gave and received great support and love within this church from 1966 to 2012." The window depicts the local country side with its blue bells, pastures and woodland that she and many others so love.
The window has been fitted into one of the oldest parts of the church in an opening which for over two hundred years lost from view. When the stone work was discovered in the early 1970s it was able to bring much needed light into quite a dark corner of the chancel. However the large plain glass which was then installed had become cracked and very draughty. This lovely new window has maintained the sense of light with some clear glass within its structure.
It was lovely to welcome her large extended family to this very special service. We hope and pray it will continue to be enjoyed, give light and glory to God for century's to come.


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The Retreat
Calligraphy Classes
Bespoke Invitations
Semi-Bespoke Invitations
About Phylecia
About Letterpress
The Retreat
Bespoke Invitations
Semi-Bespoke Invitations
About Phylecia
About Letterpress
Calligraphy Classes
my manifesto
I understand that wedding stationery needs to be a practical piece of information, communicating the essential details to all the wedding guests, but it also has the potential to be more than that. Stationery should be designed to be evocative and tell a story.
My hope is that when a guest holds the wedding invitation in their hand, that they first and foremost
something. The whole thing should be an experience. Excitement from receiving a very special envelope (or box), to the gasps and awe of the beauty of the invite itself, to the wide smiles it brings as they share in the joy and anticipation of this beautiful event that will join two unique individuals together as one.
I love the craft of letterpress and the depth it adds to stationery. You don't just hold a lifeless sheet of paper with information on it, you hold something that you can run your fingers across. Each word casts a shadow of importance. With letterpress, the design can simply be words and still stir emotion.
My stationery design goes beyond how the information is laid out on a piece of paper. It's also about knowing how the colour of the paper, the texture and thickness of the paper, the print and finishing touches compliment each other. Every little detail down to the seal and binding holds importance in bringing a story to life.
A wedding is a glorious life-changing event celebrating the union of two souls, the invitation is the fanfare to that event! That's why, to me, the amount of thoughtfulness and love that goes into creating wedding stationery should be carefully considered.
When the wedding stationery has been designed and crafted beautifully, it gives the wedding day the announcement it deserves–it radiates the life of the couple, puts anticipation in the hearts of their guests and will last as a beautiful keepsake for the rest of their lives.


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Collection of Poi Flogger Sets
This matched pair of Poi Swivel Floggers consists of twenty 16" EPDM rubber or charcoal grey yogamat tails per flogger. The finger loops are made from either black rubber or clear PVC and will be detailed in your choice of Turks Head Knot colour on the tails. Fast and light to take advantage of the swivel action to deliver maximum sting in respect of the rubber and maximum thud with the yogamat. A great addition to any collection.
Create beautiful Poi like patterns, or perfect your Florentine style with this well balanced pair.
Knot Colours: Black, Red, Purple, Green, Turquoise, Pink and Orange
Handle length: 4.5" Finger Loops
Tail length: 18" including connecting chain


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Those who place a high priority on preserving existing neighborhoods sometimes ask why we aren't focusing on building walkable neighborhoods on vacant land. With much of the vacant land in Eugene at the edges of town, separated from downtown and the city center by distance and suburban style developments, these kinds of developments face many challenges.
An example is Crescent Village-- while the townhouses, rowhouses, and mixed-used apartments with shops below are lovely, it faces several challenges. Unless the resident is fortunate enough to work at one of the handful of offices included in the development, they are most likely going to have to drive to work in another part of Eugene (at least until high-frequency bus service serves the community.) Because all of the homes were built in the past 10 years or so, they are at the higher end of the Eugene market, and it is unlikely that the waiters at the restaurants will be able to afford to live there-- and again, newer construction commands higher rents, meaning that necessary businesses with lower profit margins are less likely to be able to afford the rents. Finally, attempting to patronize any place that isn't located in the development would require either driving or walking across sizeable, pedestrian unfriendly parking lots. Crescent Village is a beautiful example of a mixed use development, that shows many of the flaws of Drive-to Urbanism that is described in this Strong Towns article.


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DT Raequan Williams and the #5 Michigan State Spartans kicked off the 2018 season this week. In the above video, Sokol talks about the start of camp and the upcoming season.
Want the latest breaking MSU news delivered straight to your email for FREE? Sign up for the DAILY Spartan Nation newsletterWHEN YOU CLICK RIGHT HERE!Don't miss any of the latest up to the second updates on Michigan State Sports when you follow on Twitter @HondoCarpenter


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I bought the Baum Kuchen x Superior Labor leather pen holder on a whim. I was in the process of buying a few other items from Baum Kuchen and I thought this pen holder was pretty, but also would be a useful when I need to carry around a couple of pens.
The pen holder comes in a natural, undyed leather. It is a 2 pen sleeve with stitched detailing and a brass clip on the reverse side engraved with a very apt analogue quote (there is a clip-less option too).
The branding is on the reverse of the pen sleeve which means everything is simple and classic in its design.
I have been using my pen sleeve for about three months and the colour has changed quite a bit purely from sitting on my desk rather than being exposed to lots of sunlight. In the photo below you can see the colour in comparison to a Superior Labor portfolio in the light brown colour.
The leather has moulded nicely around my fountain pens which have been faithful partners on the pen sleeve. If I were to swap these out for alternative pens, or pens without clips, the fit wouldn't be so snug and I'd need to be careful not to lose anything.
I haven't used the clip at all. I did think I would clip this onto my Travelers Notebook but the position of the clip makes this look a little odd and is unbalanced. As I don't move around with these items much I also don't feel the need to clip the pen sleeve onto a notebook. You can do it and its sort of useful for moving things around but that's about it.
Overall thoughts.
Superior Labor produces really nice products and this collab is the same high quality. I am surprised by how much I have used it and it's quickly became an item that I use on a daily basis.


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South Park Pillories Apple In Typically Raunchy Style
Apple has ridden a string of prescient product rollouts to market-beating financial success, but the company's recent privacy scandals and reputation for serving status-seeking customers haven't escaped the notice of the sacred cow-toppling creators of South Park.
Trey Parker and Matt Stone kicked off the 15th season of the Comedy Central animated series Wednesday with an episode based around Apple's iPad tablet and featuring Apple CEO Steve Jobs as a foul-mouthed, diabolical tyrant.
Apple has in recent days been caught up in a major controversy over its use of location tracking data on its iPhones and iPads. The company came under fire last week when two researchers publicized the existence of an unencrypted, hidden file on iPhones that stores location data taken from nearby cell towers and Wi-Fi hotspots. The cached data was also timestamped, backed up on iTunes and although associated with Apple's Location Services, could not be shut off by users when they opted out of the service.
Parker and Stone clearly moved fast to create the South Park episode, called "HUMANCENTiPAD" —the location tracking file has only been heavily publicized for about a week and Apple made its first public statement on the matter just yesterday.
But clearly the South Park creators were aware of the scandal when they made the episode. One character, distraught that his best friend has been kidnapped by fictional Apple goons, says that it's no use going to the police, because "when the police want to know where somebody is, they ask Apple."
Indeed, after the first news of the iPhone's location tracking file broke, it came to light that police had been using the data in criminal investigations for months.
One area where the South Park creators got it wrong, however, was in the depiction of a fictional tablet from Toshiba called the Handibook that's half the price of an iPad. One of the reasons for the iPad's continued success is that competitors have not managed to beat Apple on price in any significant way.
You can watch "HUMANCENTiPAD" here—but be warned, it's pretty disgusting.


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Join Brian Lee White for an in-depth discussion in this video Mastering the track with compression and limiting, part of Mixing a Hip-Hop and R&B Song in Pro Tools.
Now that we have a good candidate for a final mix, I can move on to the last stage of Master…Bus Processing, adding equalization, compression, and limiting to my entire mix bus to achieve…that final polished and competitive sound.…What I'm going to do here on my Master Fader, remember I initially inserted the VCC, and…I mixed through that. Now some mixers will actually mix through their compression and…limiting during the mix process, I didn't in this case, so I'm going to approach things slightly differently.…
Know that it is okay to mix through compression and limiting and some actually have great…success with those techniques, sometimes I use those techniques, however, I do want to…point out that mixing through a limiter means you have to be very careful about how you…change and set levels throughout the mix process.…Because if you push something too hard, you may end up with 6, 7, 8 dBs of gain reduction…on your Master Fader Compressor without even knowing it, and really kind of choking out…all the dynamics of the mix.…
Recommended prerequisites: Pro Tools Essential Training and Pro Tools Mixing and Mastering
- Setting up the mixer
- Layering kicks and low-frequency management
- Enhancing the lead vocals
- Working with rap "stabs" and "adlibs"
- Processing vocals with EQ, compression, and other effects
- Warming up bass and low-frequency tones
- Re-creating a "sampled vinyl" sound
- Creating "width" and "depth" in the stereo field
- Adding automation
- Mastering the track with compression and limiting
- Bouncing out a stereo mix


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I have been in the house all week. The combination of a dislocated shoulder and days of snow and ice have kept me on the inside, looking out, behind the glass. For once I am not missing it, the outside. The fear of falling has made me glad to be indoors, and I have plenty to keep me occupied between Gaelic still to learn (since a language is something you can never reach the end of learning) and the internet to entertain and a stack of real, hard-copy books that's part of my collection and intention to resume a reading habit.
Yet still something keeps on gnawing at me, some missing connection, some missing link, some meaningful sustained creative practice, some way to reach beyond the glass.
Friday morning, five past nine, I watch the birds through the living room window. The waters of the loch beyond are cold, a steely grey. Clouds drift above the water. As I watch, the clouds shift in colour, the edges tinged with the first hints of sunrise, as the morning starts to break behind the hill. The moment fills with hints of goldlight, edge of sunlight, the heart is full for just one moment with nothing but the rising of the morning.
Watching through the living room window, the headlights of my neighbour's car creep slowly down the hill.
Fragment by fragment, I remind myself. Although for more than a long time I have wished that I could shape and mould these fragments of mine into form, into poems, into essays, into three lines even or the rhythm of 17 syllables they are resolute in their defiance and slip away if I chase them too hard. Perhaps that is all that there is for me, and perhaps that too is enough.
I take a photograph from the inside out. Picking up letters from the porch the light pulls me, demands I find my phone and take a photo, through the glass. I still don't know why or what it is, this need to take photographs, even today stuck inside, taking pictures through the glass-glare, once again this magnetic desire: to click, to notice, to say thank you.looking out
I have been feeding the birds by the door for fear of setting foot on the ice. I notice the pattern of their feeding on the ice, marking their time this week, and mine.bird tracks
Reading this made me think about how we make connections online. Although the article's about love, it reminded me, wistfully, of how much I used to believe in blogging as a human, democratic form, and the possibilities it offered us to forge connections, to stretch out our hands, to offer some small glimpse of our selves to others. Has that possibility really gone, or is still ours to claim?
More snow has fallen, soft and crunchy. The ice-fear reduces and I walk into the garden. The sun is falling through the shadows of the trees, I mean its branches, I mean here for a moment there is nothing but this meld of shadow tree and sunlight snow and a roll of winter's memory.Snowlight
Perhaps this is my practice. Perhaps this place and space, this knowledge I have of how to link and mix together pictures and words, to piece together fragments, perhaps this act of blogging is of itself, for me, creative practice, no need for more.
Saturday morning, sunlit snow. Feeling stronger, fitter, brighter, braver and with someone else in the house during daytime hours in case I'm needing rescued I venture out at last, five minutes down the road. A snow path by the harbour. Sunlight glinting on snow. The sun is strong and the air delicious. The starlings are shouting with the love of it, their squawks like a serenade. I wish I could lie down on the snow path and take photo after photo of the way the light falls. It feels like Christmas morning, like New Year's morning, like the first morning.snow and shadow


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Your dream home is just a few miles away with the launch and completion of Moham Meridies. These beautiful homes are located at JP Nagar in Bangalore that is going to welcome and cheer the home freaks. The project has lavish yet thoughtfully designed residences. The innovative housing township is coming up in one of the best localities of Bangalore in the state of Karnataka. Moham Meridies is a beautiful and cozy home nestled in the lush green landscapes to revitalize your inner being where one will have a sense of serenity and harmony. The project is a masterpiece creation for those who get attached to their homes in the same way as they get with their lovable ones. Moham Meridies is spread across on 0.11 Acres of land area and is priced at Rs 10,007 per Sq ft. Moham Meridies has 2 BHK, 3 BHK and 4 BHK configuration. The 2 BHK comes in size of 1319 Sq ft, 3 BHK comes in sizes of 1792 Sq ft to 2002 Sq ft and the 4 BHK comes in sizes of 5496 Sq ft. Hence people have a wide choice to choose from.
Imagine your wonderful life in Moham Meridies, Bangalore that will start taking soft walks with nature, viewing scenic views of rising sun and birds sitting on the flowering trees to wish you a warm good morning. The nature canniness will make you cheerful, enthusiastic and fill your heart with lasting happiness. Further, the homes at Moham Meridies are Vaastu compliant to have a sense of calmness around you. Every room is built in perfect directions laid out by Vaastu to have a smooth flow of energy and no future obstruction.
Since its inception in 2010, JS Group is delivering state-to-art projects that showcase the quality work. With a clear vision and dedication, it provides end-to-end realty solutions and delivers maximum value for money to the stake holders and the buyers. The group has a team of dedicated and proficient professionals who takes pride in setting benchmarks by uniting transparency with an assurance of quality. JS is committed to adopt safety measures by adhering to the principles of EHS policy. It practices resourceful energy utilization management and promotes environment friendly construction material. Few of the delivered projects the group are Serene Woods, Lotus, Nikhil Residency and more.
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Grand County locals among proponents of instream flow laws
Sky-Hi Daily News
Efforts are being made on the state level to establish instream flows in rivers as a "beneficial use" under Colorado law, and a few locals are getting behind the legislation.
Kirk Klancke of Trout Unlimited and manager of a local water and sanitation district, endorses HB 1280, introduced last week, for making instream flows a "beneficial use to mankind."
Klancke, along with Mitch (Mo) Kirwan of Mo Henry's Trout Shop, participated in a press conference introducing the legislation recently. They talked about the economic impacts of low flows.
Not only are river flows necessary to the recreation and tourism industries helping to drive Colorado's economy, they said, but are critical to sustaining fish, wildlife and healthy river corridors.
In accordance with Colorado water law, Klancke said his district must prove beneficial use of water rights in order to protect those rights. The district's water rights are secured for future growth, but at present, are not being fully utilized for the purposes of the district.
Therefore, because of the "use it or lose it" component in Colorado water law, the remaining water to which the district has rights is pulled out of the river to irrigate a field that no longer gets hayed, he said.
"It seems like a foolish use of water when leaving it in the stream has more beneficial use," he said.
And as more and more water gets diverted from the Fraser River, low flows are driving the cost of waste water and water treatment upward, he said.
The concentration of pollutants is greater when flows are lower, resulting in higher expenses related to treatment operations, maintenance and construction, Klancke said.
The Colorado Environmental Association has teamed up with other instream flow advocates, such as Trout Unlimited, the Environmental Defense Council and the Colorado Water Conservation Board, to create the Healthy Rivers Campaign in support of three legislative solutions proposed at the Statehouse.
Groups such as the Rocky Mountain Farmers Union have also endorsed the bills, according to Water Caucus Coordinator Becky Long of the Colorado Environmental Coalition.
"Colorado water law is many things, but logical and simple aren't on the list," Long said.
The proposed bills are not in any way designed to reconstruct the existing water authority already worked out in statute, she said. Among the chief merits of current water law is that it has "an infrastructure built around it that people agree to," she said.
But what the proposed laws are designed to do is "provide protection for water right owners who want to do the right thing and keep water in the river."
Water right owners would do this by working with the state through the Colorado Water Conservation Board, an entity that since 1973 has been the only body allowed to acquire water rights for the sole purpose of letting water continue to flow downstream.
The conservation board acquires these rights in a number of ways, by grants, purchases, donations or leases.
HB 1280, dubbed the "Protect Lease Instream Flow Water Right Bill" among supporters, has been crafted to ensure protection of water rights if a rights owner chooses to donate or loan water to the Colorado Water Conservation Board.
A Healthy Rivers Campaign fact sheet states that "by protecting the value of the owner's water right for the future, this bill will allow individuals and cities to donate or lease water to the state without fears of future penalties."
The Colorado Legislature passed a similar bill, HB 1012, last year which allowed for a temporary loan or donation of water without penalty to the conservation board during drought times when the health of a river is in jeopardy.
"This year's legislation, in my opinion, is a natural progression of that," Long said.
Two pieces of companion legislation are set to follow HB 1012. One, sponsored by Rep. Kathleen Curry and Sen. Jim Isgar, would create a $1 million fund to assist the instream acquisition program. The other, sponsored by Rep. Jack Pommer and Sen. Dan Gibbs, is meant to create tax incentives for water-rights owners who choose to leave their water in local streams and rivers. The latter was written to offset costs that come along with each step of the process, such as the need to hire a professional hydrologist, for example, to provide documentation of rights.
"This bill allows (water right owners) to take tax incentives up to 50 percent of the current use value of a water right capped at $100,000 per water right owner," Long said.
The tax incentive program would have a limit of $2 million per year starting out, she said, but it is hoped the program would have a chance to grow as participation grows.
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Tecpetrol, PetroNova extend Llanos oil discovery
Tecpetrol Colombia and PetroNova Inc., Calgary, have tested oil at a stepout from a 2012 oil discovery on the CPO-7 block in the Llanos basin in Colombia.
Tecpetrol Colombia and PetroNova Inc., Calgary, have tested oil at a stepout from a 2012 oil discovery on the CPO-7 block in the Llanos basin in Colombia.
The companies ran the test at Atarraya-4, drilled directionally from the Atarraya-1 surface pad to a bottomhole location 2,625 ft southwest from Atarraya-1, where they made a hydrocarbon discovery last year (OGJ Online, May 9, 2012).
Atarraya-4 went to a total depth of 4,841 ft true vertical depth, 5,640 ft measured depth, and mud and electric logs indicated the presence of 25 ft of net oil sand at the top of the C7 Carbonera unit. Production casing was cemented and the well tested on hydraulic jet pump and electric submersible pumps.
Production tests of a gravel-packed interval at 5,204-21 ft at the top of the Carbonera unit yielded 1,000 b/d of fluid with an 11.2% water cut. Net production was 880 b/d of 21.4° gravity oil at a relatively low ESP frequency of 32 Hz, PetroNova said.
The companies completed Atarraya-4 in the upper C7 Carbonera and expect to run an extended production test after obtaining permits.
Atarraya-4 is the fifth well in the drilling campaign on CPO-7, in which PetroNova has a 20% working interest. Next Tecpetrol and PetroNova will directionally drill Atarraya-3 from the same pad to a bottomhole location 2,296 ft northeast from the Atarraya-1 location.


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Consensus on Need to Revise Tax Code, but Partisan Split on Specifics
By DAVID M. HERSZENHORN
Republicans and Democrats agree that Congress must act. But the devil is in the details.
Studying TurboTax, H&R Block and TaxAct to find the one with the least-annoying features.
Republicans and Democrats agree that Congress must act. But the devil is in the details.
If Burger King and Pfizer can lower their tax rates with inversions, why can't I?
Here's how to handle your return, whether you are in a same-sex marriage, using Airbnb or gambling on fantasy sports.
Congress saved the vegan marshmallow, gluten-free doughnut tax credit.
Various breaks can reduce tax bills. Here is a look at what helped one hypothetical suburban New York couple — and what might work for you.
Seed-to-sale tracking and layers of tax rates and rules prompted the rise of a niche market for cannabis business software.
Because interest on some home mortgages is tax-deductible, borrowing against a home can be a useful tool to pay off other, nondeductible debt.
An expanded section from the business desk of The New York Times that includes articles, interactive tools and videos to help you better understand and manage your money.


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Do Your Part(ner)!/
We are honored and excited to be teaming up with Plum Organics to talk about the realities of parenting; especially since this campaign hits close to home. Not only do Jax and Ero love their yummy snacks, it's also great to see a company who encourages parents to make time for their relationships, sans guilt.
Its time to make love a priority ... (again). Sometimes we lose track of our relationship as we put all of our attention on our kids. We want to make it a little easier to bring back that spark, so you should join us in taking the pledge to DO YOUR PART(NER)! (www.DoYourPartner.com) We will be sharing an update in a couple weeks and we would love to hear how things have been going for you all since taking the pledge. #sponsored #DoYourPartner
Plum Organics is allowing us to giveaway 5 Do Your Part(ner) kits and you should defenitly be excited because they are pretty rad.
Rules are as follows:
1. Take the pledge at www.DoYourPartner.com
2. Tag a couple who may need some alone time
3. Post a picture of you and your partner and tag @therealmelroy @_vanessaroy @plumorganics - in both the picture and the caption
4. Hashtag #DoYourPartner
Winners will be selected on Monday, February 13th.
May the odds be forever in your favor (hahaha)
USA only
Public Accounts only


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The Shelbyville City Council conducted its business in 10 minutes Monday evening, approving several items without discussion.
The council approved proposed changes to the Tax Increment Financing (TIF) applications.
Those changes include:
- Requiring multiple estimates, at least two, for work to be done
- Finished work must be inspected by the city's building inspector
- Waiving of the application fee.
The council approved the new conceptual design presented for the downtown mini-park, also known as the Sister City Park.
Shelbyville Downtown Improvement committee chair Anita Breeden told the board that the committee decided the plans drawn by the architects did not work well for the community. She presented a new design created by Shelbyville Garden Club president Karen Cherry. The plan features planting areas, lighting, trees, Sister City paving bricks display and covered shelters.
In other business the council:
- Accepted the bid by Steve Canada to purchase a 1988 GMC truck from the city fro $155.
- Approved the use of the East Main Street parking lot for the Rotary Club Halloween costume contest. The contest will be held Friday,October 26 from 5-7 p.m.
- Appointed Brenda Shoaff to the Cemetery Board of Managers to replace Connie Roney.
Commissioner Jeff Johnson reported that the work on South 8th Street is nearly complete and that bids will be opened October 12 for work on South Hickory Street from South 5th to South 8th streets.


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Faulconer paid $4000 ethics penalty with campaign cash
San Diego mayor 's 2016 political committee covered dinner, airfare, public relations
Matt Potter 3:41 p.m., Sept. 20
Escondido music instructor Linda Menendez locates songwriters and musicians for Rhino and Sony Records, companies that pay her to track down outstanding royalty recipients and deliver accrued funds.
"It's pretty cool to see the reaction on someone's face who's been living in a trailer in Wisconsin, with no idea his music got picked up for a movie [soundtrack] or some Pebbles or Nuggets compilation, and I hand him a check for ten grand!"
Menendez receives a commission of 5 to 10 percent of the royalty amount, plus basic traveling expenses.
"I was looking to deliver a $15,000 check to a guy who recorded an obscure Christian rock album in the '70s under the name JamMaster Jehova, Life Saving. He called it that because his musical ministry would save lost souls and because he spent his life savings on it. He pressed 10,000 copies and only ended up selling a few hundred to religious bookstores before he donated all the unsold albums to thrift stores. His biggest distributor was the Salvation Army, and they don't pay."
Home Sweet Home Records does pay, though the label didn't come into existence until after JamMaster Jehova (real name Brian Benoit) gave up his dreams of a musical ministry. The Christian label released Benoit's songs (copyright-clear due to the songwriter's business naïveté) on numerous devotional compilations.
"My client [Home Sweet Home] kept aside the standard residuals.... Unfortunately, I couldn't track him down through Social Security, DMV, or law enforcement [records], and the address on his last tax return was no good anymore.
"I did find a marriage license placing him in Northern California. I went up there, and he had already moved, but I knocked on a neighbor's door, and he gave me [Benoit's] new address.... I got $1200 for the delivery, and his wife made me a terrific roast beef dinner."


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In the turbulent wake of 'Flygate', Obama's doubtless illegal act of war against the species Musca domestica, I was following links from the always mind-boggling PETA site when I came across a blog called "Suicide Food" which I read for a while with some enjoyment.
The blog's premiss is a good one and it mines its niche with a single-minded diligence that lazy bloggers such as myself can only admire. It's an attack on one single strand of anthropomorphised advertising: the representation of animals as desiring their own consumption.
I find the blog thought-provoking, amusing and just-plain-wrong in about equal measure. The post about the high-kicking barbeque pig is a good example. It is a dumb and tasteless ad - fair enough - but the discussion at once introduces what seems to be the central motif of a school of ethical thought that's all over the animal rights scene like a rash: 'how can you not feel tainted just by witnessing this?' Ethics understood as the maintenance, at all costs, of the image of oneself as an ethically pure agent - untainted by the sinfulness at large in the soiled world beyond the realm of the pure.
I do find this point of view tremendously interesting and so I at once lurched off, after reading the blog, into writing a near dissertation-length post about 'Quasi-Buddhist Pelagian Dualism and the rise of the New Perfecti'
Realising, after about two thousand words, that I didn't have a clue what I was going on about, I hit, 'Save as Draft' instead of 'Post'. (A score of academics will, I'm sure, construct distinguished careers around the imagined contents of the 'Lost Post of Hubert on the Digital Cathars'. Oh well, what can you do? Those guys have got to make a living too, I suppose...).
Anthropomorphising animals is a thoroughly bad thing? Yeah, well, probably it is.
I was riding home last night after a warm summer rain and, coming to the the bottom of a fast downhill bend, I saw approaching, fallen from a much-perched upon tree above, a wide carpet of slimy bird poo across the smooth tarmac path. That looks a bit slippy, I though, as I sped towards it, a less-skilled cyclist might well take a tumble on such a treacherous surface - and then, of course, promptly went arse over tit and converted much of myself into pizza.
I suppose I could write a post now called, The Karma of Hubert: Small Animals Fight Back! - and that might be funny.
Would it be tasteless anthropomorphism, though? Well, yes, maybe it would be. Can I get worked up about it? No, I don't really think I can right now.
Right now, anyway, I have to go and change these damn band-aids...


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March 2014/
The FTC has settled a claim against a marketer of home security systems after it alleged that the company violated the national "do-not-call" list. FTC v. Versatile Marketing Solutions. The company purchased leads from lead generators who claimed that consumers had given permission to contact them but the consumer had not actually provided express written signed consent. The company also used prerecorded calls and fake survey calls to market its services.
A group of marketers has settled claims that they sent text messages to consumers with false gift card offers directing recipients to deceptive websites. FTC v. CPATank, et al. Text messages are barred absent the prior express consent of the recipient.
A California consumer has won a judgment against a former school board candidate who sent a prerecorded call to him during an election campaign. The consumer received the call on his cell phone despite having never provided his number to the caller (which would constitute express consent), and the call, therefore, violated the TCPA. Arkow v. Trunkey.
A California court has dismissed a claim against a debt collector alleging violation of the TCPA for calling a cell phone with an ATDS. The Court ruled that an ATDS requires the equipment use a random or sequential number generator or it is not an ATDS. The Court, therefore, dismissed the claim. Stockwell v. Credit Management.
Comment: Most other courts have ruled that the ATDS definition "to store or produce numbers to be called using a random or sequential number generator" means that using a random or sequential number generator modifies the word "produce" and not both the words "store" and "produce" and, therefore, do not require that the system have a random or sequential number generator for it to be an ATDS. This case may be of some value, however, in California.
A Colorado court has refused to reject the FCC's definitions of "prior express consent" with regard to calls to cell phones. Chaves v. The Advantage Group. The plaintiff urged the Court to reject the FCC's finding that persons who knowingly release their phone numbers have, in effect, given their invitation or permission to be called at the number which they have given.
A Delaware court has ruled that the TCPA can be used to sue individuals if they developed or authorized policies or procedures that led to corporate violations. McGee v. Halsted Financial Services. It also ruled that damages for the TCPA were per call, not per violation.
New York
A New York court has ruled that a consumer had a cause of action against a debt collection who called her cell phone believing it to be owned by a different consumer. Echevarri v. Diversified Consultants, Inc. The Court placed great weight on the fact that the consumer contacted the debt collector on the first day that she received calls and advised that it had the wrong number yet the debt collector continued to call the number.
An Ohio judge has dismissed a claim against several defendants, including a telephone company, which alleged that they assisted in violating the TCPA and, therefore, were vicariously liable for the violations. Lucas v. Telemarketer. The judge ruled that the defendants did not actually initiate the calls and, therefore, could not be liable for alleged TCPA violations caused by the calls.
A Pennsylvania court has ruled that Yahoo did not violate the TCPA when it sent text messages to a consumer's cell phone number. The cell phone number had previously been held by someone who opted into Yahoo's texts. Bill H. Dominguez v. Yahoo, Inc. The Court reviewed Yahoo's text program and held that it did not have the capacity to randomly or sequentially generate numbers. The Court ruled that because it lacked this capacity, it was not an ATDS.
Comment: This is a very narrow ruling regarding the definition of ATDS, finding that an ATDS has to randomly or sequentially generate numbers for the TCPA to apply. Most other courts have read the language "store or produce" to allow storage of other imported numbers, not randomly or sequentially generated, to qualify equipment as an ATDS.
A Pennsylvania court has held that an offer of judgment made to an individual in a purported class action did not make the class action moot.
Comment: There is a split among the circuits regarding the effectiveness of an offer of judgment to disqualify an individual as a class representative. If you are sued in a TCPA class action, you should review which circuits allow an offer of judgment as it can be an effective means to end the case.
A bill has been proposed in the Tennessee Senate (SB 1916) which would require any business with a call center in the state to notify the Commissioner of Labor and Workforce Development prior to relocating a call center to a foreign company. The bill would provide for penalties not to exceed $10,000 for each day of violation.
West Virginia
A West Virginia court has refused to dismiss a case brought by an individual alleging violation of the national "do-not-call" list. Mey v. Monitronics International, Inc. The companies did not actually call the plaintiff, but argued that they should not be responsible for calls placed by an "authorized dealer" of their products.


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Credit Unions and Traditional Banks
Understanding the institution that you entrust your personal or business money with is very crucial. Chandler credit union best establishment. They have really diversified how people bank today. People are slowly shunning down the traditional way of banking opting for Credit Unions. A Traditional bank is only involved in keeping your money for you, making you a customer whereas with a credit union you are a member.
Why Credit Unions?
It feels good to be part of a banking institution that you keep your money with, but it feels even greater when you know you are a member. Credit Unions let the members vote and are part of the board, the traditional banks are run by stakeholders and no one else has a say in how the bank is run.
A traditional bank will focus more on rendering commercial loans for big and credible investors. A Credit Union, on the contrary, focuses on enhancing members' savings and offering consumer loans.
The Three pluses of a Credit Union
1. Organized-A credit union is an organized institution which in most cases is local; this emphasizes on the member's needs. This is not the case with a traditional bank; banks are open to all making it hard to focus on the average banker.
2. Non-profit-Through lower loan rates and higher saving rates, a credit union guarantees its members profits, unlike the traditional bank which earns profits that are then paid to the stakeholders.
3. Members volunteer-The traditional banks have paid board members to run the institution. With a credit union members volunteer to be part of the board. This really creates for diversity and growth of a banking institution since the different members can run for the election to be part of the board.
There are more advantages with Credit Unions. Look for one near you to understand more on why it is best compared to traditional banking.