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"In that same hour [Jesus] rejoiced in the Holy Spirit and said, "I thank you, Father, Lord of heaven and earth, that you have hidden these things from the wise and understanding and revealed them to little children; yes, Father, for such was your gracious will." Luke 10:21
I love knowledge and I enjoy learning new things all the time, no matter the topic or subject, and I have especially taken a keen interest in science and understanding how the world works. Every time I learn something new I take a step back and I'm left in awe of Who God is and His creative power displayed by the universe. My dad is a retired carpenter who has the ability to create whatever is in his mind out of the objects and tools around him. I remember summers as a kid going to work with my dad and watching him transform rooms in houses to something totally different than before or watching him build additions and making it look as if that room existed with the house all along. I was (and still am!) enamored with the vast knowledge and experience that he could draw from to do what he did.
That same sense of awe that I have for my dad and what he makes is the same feeling I get when I look up at the night sky. One of my favorite pictures is the Hubble Telescope Deep Field Image. I first saw the image when I was in California last August and my brother took my parents and I to the Griffith Observatory outside of Los Angeles. On their largest wall they display the image and it is just breath taking. Astrophysicists pointed the telescope at an area of the night sky that seemed void of stars, an area about the size of a thumbnail, and they left the exposure open for about 2 weeks. The result is this picture provided by NASA. What we see is hundreds and hundreds of galaxies with billions of stars each. I look at that picture and I am just in childlike wonder at the power of God.
So why the verse? Why this post? Because so easily I allow the worries of this world to overtake me and I lose my childlike sense of wonder about God. I become consumed with deadlines, work, finances, studying, writing lessons and posts, and various other things. I get exhausted and I forget to look up at the night sky. I sometimes lose sight of the God we serve and just how HUGE He really is. I forget that this same powerful God loves us, cares for us, and personally knows us. I forget that this same powerful God longs and desires for us to spend time with Him and to simply rest in Him. God, the creator of everything, did not just create and abandon us; He created us and then lovingly called out to us and rescued us from our sin.
"But Martha was distracted with much serving. And she went up to [Jesus] and said, 'Lord, do you not care that my sister has left me to serve alone? Tell her then to help me.' But the Lord answered her, 'Martha, Martha, you are anxious and troubled about many things, but one thing is necessary. Mary has chosen the good portion, which will not be taken away from her.'" Luke 10:40-42
Mary took the opportunity, amidst the chaos and confusion of trying to serve guests, to simply rest at the feet of Jesus. She allowed her childlike wonder of Christ to cause her to rest and just listen to The Lord teach. It wasn't something to check off, it wasn't part of a to-do list; it was just a simple act of worship: rest.
I remember waiting in agony as a child for Christmas to arrive. I remember Christmas Eve, forcing myself to try and sleep so that Christmas morning would come sooner and there would be presents under the tree. Do I approach God like that? Or do I try so hard to be counted among the wise and arrogant of this world, consumed with my knowledge? I am not in any way suggesting that we somehow turn off our minds when we come to God. Wisdom is a good thing and should be sought after (see Proverbs), but we should be extremely cautious about elevating the gift of wisdom above the Giver. At the foot of the cross everyone is equal; awards, accolades, degrees, titles, and accomplishments mean nothing. The only thing that matters is the One whom we are worshipping. God calls to us as children, not so we'll believe anything, but that we would not come consumed with our self and our worries. Rather, we should come to Him as children on Christmas morning, excited and bounding with joy because we get to spend time with the Creator who loves us.
"Because children have abounding vitality, because they are in spirit fierce and free, therefore they want things repeated and unchanged. They always say, 'Do it again'; and the grown-up person does it again until he is nearly dead. For grown-up people are not strong enough to exult in monotony. But perhaps God is strong enough to exult in monotony. It is possible that God says every morning, 'Do it again' to the sun; and every evening, 'Do it again' to the moon. It may not be automatic necessity that makes all daisies alike; it may be that God makes every daisy separately, but has never got tired of making them. It may be that He has the eternal appetite of infancy; for we have sinned and grown old, and our Father is younger than we."
-G.K. Chesterton, Orthodoxy
Soli Deo Gloria,
Brian Ceely
Brian Ceely
is a researcher for Wycliffe Bible Translators, a College Age/Young Adult Minister at River Run Christian Church, and a very talented musician (specifically drums and guitar). He enjoys reading, writing, researching, philosophy, apologetics, playing drums like a crazy man and sharing the person and work of Jesus with young adults. Brian is also a regular at Starbucks and uses his many talents to bring glory to his God and Savior Jesus Christ.


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Love is blind – why else would I drive a 45 year-old pickup across America?
The emotions that evoke love are born in the chemicals of the brain; yet paradoxically love has no brains. Instead, we feel the effects in our hearts. The ache invades our chests and tears may soon follow; happy or sad. The cause? Take your pick – sappy songs, happy memories, sad lost opportunities, beautiful sights, or evocative smells.
It's this last one that caused a lump to leap into my throat as I first sat in the 1971 Chevy Cheyenne pickup I'd just bought. The smell instantly transported me back to the days when as a 13-year-old I taught myself how to drive my Dad's truck behind our Toronto, ON, machine shop. Frankly, having travelled all the way to Colorado to get this truck, it's exactly what I wanted to feel; it was glorious to bath in that nostalgia. But, then the drive started and the warm and fuzzy gave way to the nasty and annoying.
It was May and I was embarking on a 3,000 km drive across the American Heartland from Colorado to Ontario in a pickup almost as old as me.
With three solid days of driving ahead of me I was excited – and while the euphoria of getting back into the truck of youth at the age of 54 was intoxicating some very real-world observations began to crowd that first flush of euphoria out of head as I headed across the Great Plains.
First off – I wasn't 13 anymore – I'd forgotten how small the cabs were on these trucks and frankly I just fit. There is also no storage; the seat doesn't fold forward (because the gas tank is right there) and what little space is available under the seat is consumed by the jack.
And that block foam bench seat?
Well the first hundred kilometers was OK but then I started to fidget. Why? The seat has no recline, no tilt, no lumber support, it doesn't raise or lower and has no bolsters – it just does not adjust. Now I'd remembered these seats fondly because they were great for dates; but I had forgotten that when making a sharp turn you risked sliding across the truck. Speaking of tilt – the steering is fixed to. No up or down; no forward or back – I found I was constantly twisting in the seat and changing my grip because my hands, arms and shoulders got sore.
Then there is the HVAC on the truck. One defrost position, one heat position, no AC and three weak fan speeds; which when turned on blow dried leaves into the cab. Done, finished. Now AC was available in 1971 but it was a $500 dollar option. I say again, 500 bucks! on a truck that was already expensive at $3,150. Thankfully that's changed today; every econo-box has AC standard.
Then I considered my power options. Power windows and power door locks, power steering and brakes. All standard today – of these I have two. For which I was thankful as the steering and brakes were options too (however they are nothing like what we have today). I do have front disc brakes (just introduced on the truck that year) but no ABS, or EBD, or traction control, or limited slip, or stability control, or backup sensors or lane departure warning, or blind spot indicators.
For safety I have a single lap belt; no shoulder belt, no pretensioners, no airbags, no rollover sensors or side-curtain protection, no crumple zones, no radar/sonar, impact preparation or collapsing steering column. No, in my '71 Cheyenne I am the only real safety system and the softness of my old body the only cushioning.
As for the side windows, well that's also the AC. It's what we used to laughingly called 260-AC back then. (That's 2-windows down – drive 60 km-h to get a breeze). My windows also have cute hand cranks, which are annoying to open and close dozens of times a day; (made me wish for winter).
Then there are the locks! I had completely forgotten what a pain manual locks were. Need to open the passenger side? – Well, just lay flat on the seat and stretch with your finger-tips while your wife makes faces through the window because you're so slow. Want to lock the door once you're in? Smack the button with your elbow. Want to get out? Well you can't just reef on the handle; you have to pull that button up first. But – that's not all – want to lock the truck? It has to be done from outside with the key. So you first lock the driver door, then walk around and lock the passenger door. Come out of the store after two minutes and repeat the circle to unlock. This was a head-slapping moment for me. Now I knew why no one used to lock their cars when I was a kid!
Today, it all happens with a flick of a remote – or do nothing at all if your car recognizes the keyfob in your pocket.
Now, I love the look of my truck, however after a day battling headwinds in Iowa I realized that the GM engineers who designed it didn't spend much time testing in the wind tunnel. The study of aerodynamics, which plays a huge part in all modern vehicle design, is virtually absent from my truck. Driving the '71 at 120 km/h is akin to pushing a sheet of plywood through peanut butter. And drag? When I'd pass a transport truck the Cheyenne would leap forward as it was sucked into the trailers' vacuum. Once past the trucks speed was hammered and it was peanut butter time again.
What else? How about two-speed wipers (no intermittent) that barely scrap half the windshield. No cupholders – unless you count holding your coffee in your hand as one.
Infotainment? Yeah – right. That's a five-push-button AM radio with one tinny speaker in the dash that traps dead flies; that turned out to be the entertainment system – watching those little mummified bodies bouncing on the speaker that is. There is no seek, no recall, no stereo. Want music? Start tuning manually, repeating every 15 minutes as you lose the station; 'course at 120 km/h, with the windows wide open, its best to just turn it off as all the noise just mixes and gives you a headache. Speaking of noise – at 120 km/h the small block V8 is spinning at almost 3,000 rpm – Why? The tranny only has three speeds. Man, that engine whined! I spent hours willing it to upshift into fourth. A pipe dream of course, because it just didn't have another gear. Today – ten speeds will shortly be the norm in trucks.
But what I probably missed the most was cruise control. I'd forgotten how sore your foot and calf can get holding that accelerator hour after hour. In fact I really toyed with the idea of jamming the snowbrush between the accelerator and the seat – but I didn't.
Oh well, all these conveniences would be developed in the coming decades and it's obvious why they did. The comforts (not to mention safety features) on my truck suck! In fact there isn't a single thing on my '71 that I'd say is better than what's available today.
So, if you are one of the many guys who have walked up to my truck at the lumber yard and said "Man, they don't build'em like that anymore!" – My reply will be "You are so right! – and thank God they don't".

subset: commoncrawl


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I did a small camera test the other day, Jolla vs Z10, filming a Full HD video with the same content. I did two tests, outside conditions and inside conditions.
Both these devices have about the same specs on the camera, 8 megabit Auto-Focus and none of the are marketed as any kind of super-über-DSLR-camera-phones so they should be on the same line in that sense.
Anyway, video below:
I must say, I'm a bit disappointed with the Jolla camera quality, hopefully it can be fixed with software updates. Jolla compresses also a bit more than the Z10.


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The Foundation is Nutrition
Our Health, Energy, and Performance all start here.
What we choose to fuel our body with impacts each and every aspect of our lives. Prioritizing your nutrition is the key to looking and feeling your best!
Take your Health, Nutrition, and Performance to the next level with one of our Customized Nutrition Programs:
We Offer:
- Programs that take a whole-person approach, meeting you wherever you are to move towards your goals.
- Assessments of nutrition, body composition, lifestyle, fitness, and other factors to create individualized plans.
- Thoughtful and realistic suggestions to make sustainable changes and create healthy habits to last a lifetime.
- The accountability of working 1:1 with a knowledgeable and supportive coach.
- A focus on whole foods, loving what you are eating, and feeling confident in your food choices to look and feel your best.
- The flexibility and ability to assess your body's responses and adjust plans as necessary to see results.
- Follow-up appointments in person or by phone.
- Science-based nutrition to meet your specific needs and goals.
Not sure which Customized Nutrition Program is the best fit for you?
Schedule a free 15 minute consultation to discuss your goals, meet your coach, and find the right program for you!
Healthy Habits:
3 Weeks of Coaching
Ready to make some healthy changes, but not sure where to begin? Start here!
This 3 week program takes small, easily attainable steps towards better nutrition and your health and wellness goals. It is also a great option for individuals looking for guidance on navigating a dietary change or food sensitivities, improving digestion and overall gut health, or kicking those sugar cravings for good.
60 minute initial consultation
Big picture goal setting with manageable action steps.
Guidance on meal planning, preparation, and cooking.
Availability of coach via email for added support.
Optional 3-5 day food journal review
2-15 minute follow-up appointments.
Body Composition Analysis available as an add-on for $15 and highly recommended
Customized Nutrition:
6 Weeks of Coaching
Feeling committed to creating healthier habits and dialing in your nutrition to reach your goals? You're in the right place!
This 6 week program offers an individualized nutrition plan customized to your body composition, lifestyle, activity level, and goals. It gives you the time, support, and individualized attention to begin cementing habits, see results and create lasting change.
Includes everything in the 3 week program plus:
An individualized nutrition plan customized to your body composition, lifestyle, activity level and goals.
2 Body Composition Analysis- before and after.
Comprehensive review of written or visual food journal.
Additional 30 minute follow-up appointment to discuss your body's responses, adjust your plan as necessary, and keep motivation high
Whole Health:
9 Weeks of Coaching
If you are looking to optimize your health or performance in the gym, this package is for you!
Our 9 week coaching program takes multiple approaches to address nutrition, wellness practices, athletic performance, and habit change to set you up for success! It also features extra 1:1 support from your coach as an accountability partner.
Includes everything in the 3 and 6 week programs plus:
Movement, habit, and wellness practice recommendations to compliment and optimize your nutrition plan.
Nutrient timing, athletic recovery, and appropriate supplementation suggestions as needed.
Availability of coach via text message for added accountability, motivation, and support.
3 additional 30 minute follow up appointments with bi-weekly check-ins and longer appointments to maximize results.
Many conditions for which detailed nutrition advice is needed require medical diagnosis first. These include but are not limited to high blood cholesterol, diabetes, severe food allergy or sensitivity, high blood pressure, certain digestive problems, disordered eating, osteoporosis, severe kidney disease, cancer, and obesity. Pregnancy and lactation are also times when medical nutrition advice is recommended. Consultation with a medical expert is recommended in these cases.
Once you've completed a coaching package, you may decide that you could benefit from continued support, motivation and troubleshooting. We're here to help for the long haul!
30-Minute Follow-Up Sessions
Single session: $35
Package of three sessions: $100
Package of six sessions: $190
45-Minute Follow-Up Sessions
Single session: $50
Package of three sessions: $140
Package of six sessions: $270
What can I expect in my first appointment?
Prior to meeting, we will send you a questionnaire to help us get started when we meet. During your first visit, we will get some baseline information from which we will plan your program. Together we will create some health and lifestyle goals that fit your life. You'll start off with a preliminary program, which we can fine-tune until it is something that can be sustainable for the long haul.
We always take your likes, dislikes, family needs, and healthy, lifestyle habits into account when designing a nutrition plan. The plan and the process must fit into your life or you will not be able to maintain the changes long enough to meet your health goals. Having said that, there is always some level of commitment on your part to make the healthy changes that you will need to improve your health.


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People will tell you, "Oh, you should do a class on that."
So you do, but then they don't come.
With today's over saturated market of photography classes it is getting even harder to plan a class, let alone make any money from them.
But, just like any type of gamble - you just keep playing, eventually you might just hit the right number.


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We are excited to announce our national juried art show, COLOR, opening July 23, 2016, 1-6 pm. We are fortunate to be joined by a prestigious juror – Lilian Tone, Assistant Curator at theMuseum of Modern Art.
Award winners will be announced during the opening.
"I think it pisses God off if you walk by the color purple in a field somewhere and don't notice it." ―Alice Walker, The Color Purple


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Facebook announced it's Open Graph earlier this week, opening up to the rest of the web and making the user experience more social in the process. But what does this mean for books?
The two features that will have the biggest impact for publishers are the Open Graph and Like buttons.
The Open Graph is Facebook's attempt to aggregate all of a user's social activities from across the web into the Facebook platform. In doing this, they're mapping connections between users and elements. There is HUGE potential here: 400 million users makes for a lot of social data, and if we can tap into that it will change the way we market and sell books.
The Like button, specifically, is a simple way to open Facebook up to the rest of the web—something that has been a huge problem for marketers trying to use Facebook to their advantage. Before this, Facebook users were only on Facebook and it was really hard to get them to either leave or bring information in. Now, Like buttons can be added to any web page, the same way that you would add a share button.
Make the most of it now:
Add a Like button to a webpage about one of your books. When a Facebook user clicks that they like that book, it will get pulled into their Facebook profile and show up to their friends, acting as a personal recommendation. This also creates a connection between that user and that book. (Feel free to replace 'book' with 'author' in that last paragraph—same deal)
Plan for the future:
The way Facebook will be creating these connections can change the way we sell books. Having access to the data that tells you that User A likes Book A, B, C & D and is friends with Users B, C & D who like Books B, D, E, F & H the most, means that you suddenly have information about potential readers that you never had access to before. With this information, you can make smarter auto-generated recommendations based on their current likes and the likes of their friends.
What that means, though, is that you need to have good metadata for your books! (totally didn't see that one coming, did you?) Let's say that a user has a lot of connections to Canadian authors who write mystery & detective fiction, but you don't have the contributor flagged as Canadian and got lazy and used Fiction General as your subject category. Your book probably isn't going to get pulled up as a recommendation for that user—and you've lost a potential reader.
It doesn't have to be that way, though. You can improve your ONIX files (it's easy—I promise!—and BNC BiblioShare can help), which in turn will help readers discover your books that are right for them.


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This article is now available as a tour app on gpsmycity. Click on the link below to download
Thessaloniki is the second largest city in Greece and capital of Macedonian region here. It is a port city famous for its exotic landscapes, romantic nightscapes, well-maintained architecture,a potpourri of cultures and religions, heritage sites and very friendly people.
A stroll on the cobbled street of Thessaloniki reveals the hidden architecture, dating all the way back to Byzantine period. Despite Thessaloniki's historical significance, it's a popular hot spot among the tourists as a summer getaway and a happening social life.
Popular attractions and places to see in Thessaloniki!
Aristotelous Square
Named after famous Greek Philosopher Aristotle, this square is quite famous on account of its location which is close to the shoreline of the city. It was designed in 1918 and now it is the main hub for recreation. The square is lined by hotels, fast food joints, franchise stores and street entertainers. It also makes a venue for concerts at times. This square draws a lot of crowd, all thanks to the open space it provides with trees-defined streets, entertainment hot spot scattered all over. One can spend hours together shopping around or at the restaurants overlooking the beach or attending the concerts or witnessing the street performers' show here.
Halkidiki Beaches
The fantastic visit to Thessaloniki won't be complete if one doesn't visit the beaches here. For some tourists beaches are the main highlight of their trip. Basking under the sun and lazing on soft sand as nature whispers and sedates you is an experience you take with you from here. The beach stretches for over 400 kilometers (248 miles) and makes one spoilt for choices. From exotic to secluded, Halkidiki boasts of every kind of beach.
Plan a day at beach depending upon your mood and taste. One can kick back, unwind, sun bathe, take a dip, indulge in some beach sports , satiate their hunger by exploring and diving into different cuisines and party…..you name it and Thessaloniki beaches have it!
It actually means 'Fortress of seven towers', but in reality it features ten towers. It was built in 15th century and is the highest point of the city. Today it is a great example of what was then the second line of defense of the city. It is symbol of splendid history and houses an ancient prison which is now converted into a cultural center.
This heptapyrgion is a collection of several attractions- from the famous North Wall to the renowned Vlatadon Monastery and beyond the walls, stands the panoramic view of the peak of Mount Olympus. AgiosNikolaos Orphanos, a church within the expansive vicinity of Heptapyrgion, is also labeled amongst the UNESCO Heritage list.
White Tower of Thessaloniki
This imposing structure is the footprint of Ottoman Empire that ruled this region in 16th century. The location of the tower itself is a treat to eyes- standing gloriously on a water front and flanked by lush boulevards on either side, White Tower is a landmark of Thessaloniki. It has six floors and all are accessible by a string of stairs ending right up on a terrace that offers magnificent view of the surroundings.
Meteora- the hanging monastery
Discover the captivating cliff top monasteries of Meteora on a full-day tour from Thessaloniki. With a name that means 'suspended in the air,' Meteora is one of the most striking architectural sites in Greece thanks to its sky-high community of Orthodox retreats and many-layered past dating back to prehistoric times. Meteora were built beginning in the 14th century as a place of refuge from encroaching Turkish rule. Today, six of these stone abbeys remain and are collectively listed as a UNESCO World Heritage Site.
Make the most out of your time in beautiful seaside Thessaloniki while walking and taking in the tastes of the city. Learn about the history of gastronomy in the city from your local guide and stop to sip a local coffee and then hit up the bustling colorful market where you'll sample everything from local cheeses to cured meats to olives. Visit the buzzing, colorful markets of Thessaloniki, such as Athonos, Kapani and Modiano. Get to know the people of the market and taste excellent products, including high quality cheese and sausages, honey, halva, Turkish delights, fresh fruit, juices, nuts, homemade pies and dishes with secret recipes.
Thessaloniki walking Tour and Gastronomical Experience
How to Reach
By Air: Thessaloniki has an International airport which is well connected with all major cities of the world. This airport has lot of connections from known cities of Greece like Athens, Lemnos, Rhodes and Inoannina too. Find the best flight rates at our Flight Search page.
By Train: There are domestic trains as well as international that connect Thessaloniki with Turkey and Bulgaria. However, traveling by train is not advisable since the they make a lot of stops and the entire network is financially troubled which shows in the service.
By Road: Thessaloniki is well connected with Athens, Volos, Larissa and Patras by bus service operated by KTEL. You can also hire a car and drive from Athens to Thessaloniki by National Road and takes about six hours.
By Sea: There are plenty of ferries and cruises that run in Greece, however they do not operate every day of the week. So check before you go.
Place to Stay
Our top recommendations covering all tastes and budgets are as follows:
- Makedonia Palace Hotel
- Electra Palace Hotel
- Hotel Olympia Thessaloniki
- Crossroads Thessaloniki
- Studios Arabas
Checkout our Hotels search page for the best options to stay at Thessaloniki
So if Greece is next on your bucket list , do not miss this must-do destination in Greece. Thessaloniki has everything a traveler desires- a great atmosphere, rich history and wonderful food!


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Sometimes you just amaze yourself with simplicity.
Not many ingredients at all in this here Peppermint Smoothie.
But... there is a whole lot of taste! Only 3 ingredients... yes THREE!
During the busy and sometimes overwhelming Christmas season, it is awful nice to have those few moments of just simple, easy and tasty!
Jude 1:24-25
Linking To:


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When I visited Kruger National Park I had a nice chat with the owner James of Elephant Walk Accommodations, who to my great surprise had my bike washed ( Thanks again!!) while I was in the park. We talked about traveling Africa on a BMW bike and he mentioned an up coming trip on a R1200GS. I mentioned the troubles I was having with the oil cap leak and how something so simple could cause such a mess. James said you must visit my friends at Zambesi BMW in Pretoria.
He was right, this was a first class dealership all the way around. The staff was fantastic. I meet with Udo who went out of his way to attend to me and show me around the place. Udo took several pictures of my odometer having a hard time believe my GS was about to turn 500k. I also had a great time talking to some of the local customers and urging them to come to my part of the world for some adventure.
I bought fresh o-ring seals and ordered a new oil cap.


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About Reverse Mortgages
What is a Reverse Mortgage?
A reverse mortgage or HECM (Home Equity Conversion Mortgage) is a low-interest loan for homeowners age 62+ that uses a home's equity as collateral. The loan amount is a percentage of the home's value determined by the age of the youngest homeowner. The loan does not have to be repaid until the last surviving homeowner permanently moves out of the property or passes away. At that time, the estate will have 12 months to repay the balance of the reverse mortgage or sell the home to pay off the balance. All remaining equity is inherited by the estate. The estate is not liable if the home sells for less than the balance of the reverse mortgage.
Am I Eligible?
To be eligible for a HUD reverse mortgage, the Federal Housing Administration (FHA) requires:
- One homeowner/spouse be at least age 62.
- The home can be owned free and clear or should have at least 50% equity. If there is a mortgage balance, it can be paid off completely with the proceeds of the reverse mortgage loan at the closing.
The home must be a single family home or up to 4-unit maximum multiple family home with one unit occupied by the borrower OR a HUD-approved condominium. A "Financial Assessment" – consisting of credit history (not credit score), income and most recent 24 month property tax history is now required for all new applicants to ensure that the reverse mortgage is a sustainable solution
How does it work?
A reverse mortgage accrues interest just like a traditional mortgage except that the homeowner is not required to make monthly payments to reduce the loan balance. As a result the loan balance grows until the homeowner permanently moves out of the property or passes away.
About two-thirds of reverse mortgage holders have adjustable rate reverse mortgages because the rate is usually lower than a fixed rate. Because the homeowners do not make monthly payments, homeowners are not usually as concerned about possible future change in the interest rate.
Interest Rates
Over the last few years, the initial interest rate on a reverse mortgage has fluctuated between 3% and 5%. However, the actual interest rate is 1.25% above the quoted rate because the total rate includes the FHA's ongoing mortgage insurance premium. For example, if the quoted rate is 2.25%, the rate with insurance is 3.50%.
How much is available?
The amount that is available depends on three factors: age, current interest rate, and appraised value of the home. Use the calculator to determine the available amount.
Counseling is Required
A counseling session with a HUD Certified Counselor (either over the phone or in person) is a mandatory step in the reverse mortgage process.
A Pre-Counseling package will be emailed or mailed directly to the borrower prior to the counseling session (It contains fundamental program information as well as the borrower's reverse mortgage estimate). Counseling is typically $125.00, unless grant funds are available which would provide the counseling free of charge. The fee can be paid at the time of counseling or financed in the loan.
Here is a list of questions that you may be asked by the HUD Counselor to determine if you your general understanding of HECM Home Equity Conversion Mortgage.
When the counseling has been completed, original, signed certificates will be mailed to the homeowner, to be sent back with the completed loan application.
Is it like an Equity Loan?
Generally a home equity loan has strict requirements for income and creditworthiness. Also, with other traditional loans the homeowner must still make monthly payments to repay the loans. A reverse mortgage has no income or credit requirements and instead of making monthly payments, the homeowner receives payments.
With traditional loans the homeowner is still required to make monthly payments, but with a reverse mortgage the loan is not due as long as the homeowner lives in the home. Also, with a reverse mortgage one cannot be foreclosed upon or forced or forced to vacate the home because of a missed mortgage payment. However, the homeowner is still responsible for real estate taxes, insurance, and maintenance.
Purchasing a new home?
Beginning on January 1, 2009, seniors became eligible to use a reverse mortgage to purchase a principal residence as part of HUD's "HECM for Purchase Program".
Reverse mortgages are now available to seniors who would like to buy a new home if:
- At least one homeowner/spouse is age 62 or older
- The purchased home will be primary residence
- The purchased home will be occupied within 60 days of closing
- No mortgage loan other than the HECM can be used to buy the purchased home
- The difference between the purchase price of the home and the HECM proceeds must be paid in cash or from the sale of an existing home
Application Process
The typical completion time from counseling to closing is approximately 30 days. There are essentially 4 steps during this process:


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When we worry over our symptoms, we are, in the strictest sense, worrying about ourselves. The symptom is what is happening to me, what is happening in my body. Even when they restore my agency, even when they unveil the tightly coiled spring of my potentiality, my symptoms are always my symptoms. Inevitably, though, disease is a social thing. What we feel is our own, but others hurt too.
Tell people that you are sick and they will ask you how you are feeling. They will ask you and you will tell them, each time with the same words in the same sequence. Your mind will wander as you recite the formula, these words that have already become a kind of ritual incantation. Drifting off, you will think about how strange the question is, about the way it suggests an improbable inquiry into sensation as such. How are you feeling? What does it mean to feel? What allows us to have feelings at all?
Finishing your routine, you will return to the room. You will remember that you have really been asked, "What are you feeling?" Rate your pain on a one to ten scale. We both understand numbers. Maybe they will help us understand each other. You have been asked this question by someone desperate to grasp something that will always slip out of their hands. You have been asked this question by someone who is sympathetic, but who cannot understand what sympathy demands.
The fault is not their own: Where the etymology of "symptom" suggests passivity, the origins of "sympathy" propose an impossible activity. From words meaning "with" and "feeling," sympathy promises a radical correspondence with the other. When those we love are sick, we pursue this proposal to its illusory end: We want to feel as our unfortunate other does, feel what they feel. That we cannot do so is the tragedy of the sympathetic spirit. I feel, but I will never truly feel with you, much as I might try.
Sympathy thus begets a kind of paralysis. Acutely aware of our inadequacy, we render ourselves incapable of emotional action, frozen in our attempts to reach across the void. Let us be kinder to ourselves, to our others. In the end, sympathy does not, cannot, offer complete understanding of the other's pain. Sympathy dissolves instead into the bare fact of connection with others, the desire for a bond that we know will always be incomplete. The sympathetic want most of all to walk beside the sick. When someone asks how you are feeling, they are really asking you to tell them what they should feel. They want to know what they should do and how they can do it with you.
What should you feel? I cannot tell you. I do not know. But I am so, so thankful that you asked.
Walk with me.


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Listen: Sarah Angliss music and video
August 2014
|Sarah Angliss - Hello Sunshine
|Sarah Angliss - Summer's Lease
"Hello Sunshine" and "Summer's Lease" are both from Down To The Silver Sea – a compilation put together by Moon Wiring Club aka Ian Hodgson, and released on his Gecophonic Audio Systems label.
Also, watch "The Bows":
About "The Bows", Angliss says: "This is an interpretation of a London folk song which I hope captures the mood of the original, even though it's drifted far from its moorings. The bows in the title are the bends in the River Thames but could also refer to bows of a violin. In the original folk song (titled "The Cruel Sister" or "The Bonny Bows"), a woman drowns when she's pushed into the river by her sister. Downstream, her body is dredged out of the water and her breastbone, finger bones and hair are used to make a fiddle. Whenever anyone tries to play this fiddle, it speaks, revealing the identity of her murderer."
Vocals by Emma Kilbey. Thames Barrier footage from Prelinger Archives.
"The Bows" is from Angliss's forthcoming debut solo album Ealing Feeder (due for release in October 2014). Read Angliss's recent feature about the history of ventriloquism on The Wire online here.


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Every Monday should be a holiday, and this one already happens to be one! Let's celebrate!!
Idaho Green - on tour from Billings! New release on Wiener Records. They blasted through a high-energy set last June...on a Monday, of course! Let's welcome them back with open hearts!
Local lineup hand-picked for maximum fun...
FREE potato chips while supplies last! The chips will be opened during Idaho Green's set, so you must see the touring band to claim your free chips!


text:
Boomer Joins Cumulus As Indianapolis OM/WFMS PD
Cumulus Media has appointed Christopher 'Boomer' Layfield as Operations Manager for its Indianapolis cluster and Program Director of Country 95.5 WFMS.
Boomer most recently served as Program Director of iHeartMedia CHR "Channel 96.1" WHQC and Variety Hits "102.9 The Lake" WLKO Charlotte NC until his exit in January. He has also programmed for iHeart in St. Louis, Richmond, San Diego, and Nashville during his career.
In addition to programming WFMS, Boomer will serve as Operations Manager overseeing recently launched CHR "Energy 93.9" WYRG and Classic Hits 104.5 WJJK. Those two stations will continue to be programmed by Jay Michaels.
Layfield fills the opening created by Stephen Guittari's exit in January.
Cumulus Media announces that it has appointed radio programming professional Christopher "Boomer" Layfield as Operations Manager for its three-station group in Indianapolis, IN, and Program Director for Country-formatted WFMS-FM. Layfield heads to Indianapolis from Charlotte, NC, where he was Program Director for iHeartMedia. He has also held programming positions in markets including: St. Louis, MO, Richmond, VA, San Diego, CA, and Nashville, TN.
Tom Stemlar, Vice President and Market Manager, Cumulus Media-Indianapolis, said: "We are so lucky to be able to add a programming star of Boomer's caliber to help us continue to outgrow a very competitive Indianapolis radio market."
Layfield said: "Cumulus has assembled quite a talented team in Indianapolis getting great results with a pair of the market's iconic radio brands in Classic Hits WJJK and Country WFMS, as well as the exciting new CHR Energy 93.9. For me, it's a privilege and a thrill to join such a thriving operation in one of America's great cities and work alongside such passionate people to elevate these brands even higher…I can't wait to get started! I have to thank Indianapolis VP/Market Manager Tom Stemlar, Cumulus VP/Programming Operations Doug Hamand and Cumulus EVP/Content & Programming Mike McVay for this incredible opportunity.


text:
The University of Florida is regionally accredited by the Southern Association of Colleges and Schools (SACS)
to award associate, bachelor's, master's, specialist, engineer, doctoral and professional degrees.
Copyright © 2011 University of Florida Graduate School
POB 115500 (164 Grinter Hall), Gainesville, FL 32611-5500 • Telephone 352 392 6622 • Fax 352 392 8729 • E-mail firstname.lastname@example.com
Return to: Colleges and Departments
Dean: T. A. Dolan
Interim Director: R. Pileggi
School of Advanced Dental Sciences
Complete faculty listings: Follow this link.
Advanced education has progressed over the years to be an integral component of the College of Dentistry, growing from six certificate residency programs, with an enrollment of only 36 students in 1979, to fourteen certificate programs and various fellowship programs. Enrollment is now over 100. In 1993, the college started master degree programs in endodontics, orthodontics, periodontics and prosthodontics, and continues today to grow.
Follow these links for more information about UF's College of Dentistry graduate programs:
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text:
Asian sesame chicken salad
For all my office worker bees, or anyone who packs a lunch during the week: this is for you! I understand the effort required to A. make lunch ahead of time, B. pack it up for work, C. make and pack up a lunch for work that still sounds appetizing come lunchtime when there are paninis/pizza/pho just around the river bend AKA block. I rely on make-ahead lunches for work and I promise I'll only ever tell you about them if they're worth it. Chicken salad is one of my favorite things to make because there are so many directions you can go with it (traditional, with celery and tarragon / summery a la Pioneer Woman with sweet corn, blueberries, and feta / Asian, loaded with veggies, Sriracha sauce, and sesame notes—the list goes on), and all feel indulgent and satisfying. I know the reputation chicken salad has—that it's packed with mayo and the furthest thing from a salad—but this doesn't have to be the case for a few reasons. I always cut my mayo with sour cream or yogurt or both because I genuinely like it better this way. And the dressing should be made thin and flavorful using other ingredients too. And as an aside, I often eat chicken salad without bread or over greens instead because it's so good on its own and feels much lighter. Those are my solutions for lightening up this lunch, although there is zero wrong with not caring, not measuring, and eating it in a pita, or a wrap, or on good bread.
Asian sesame chicken salad
Yields 3 servings
2 cooked chicken breasts (leftover chicken works great!), cut/pulled into thin strips (nothing too small—the chicken salad should contain big pieces so the texture isn't too monotonous)
¼ cup diced sweet onion
5 florets of broccoli, broken up a bit
1 celery stalk, chopped
Handful of thinly sliced red cabbage
1 large carrot, shaved
3 mini sweet peppers, sliced (I like an assortment of red, yellow, and orange)
1 T sesame seeds
**Note: these are looooooose guidelines—you do not need all of these veggies on hand to create this dish, and you could also substitute different veggies for the ones I've used
Sesame Chili Dressing
¼ cup mayonnaise
2 T sour cream
1 T nonfat plain Greek yogurt
1 T vinegar (I'd suggest white or champagne)
1 tsp pure sesame oil (the good potent stuff—a little goes a long way, and I love this brand)
1 tsp Sriracha chili sauce
Squeeze of fresh lime juice
1 tsp salt
Freshly ground black pepper
Start by making the dressing in a small mixing bowl. Add all ingredients and whisk to thoroughly combine. Taste for seasoning, and add more salt and pepper if need be. Set dressing aside.
In a separate bowl, add all prepared ingredients (except sesame seeds) and mix to combine. To dress, start by folding in half the dressing. Add more and more dressing to taste. When you've added enough, finish by sprinkling with sesame seeds and tossing one more time. If you're making this ahead of time, the salad can now be refrigerated until lunch the next day. I'll usually make this salad no more than a couple days ahead—and if I want it a third or fourth day, I'll throw it together again later in the week with the chicken I already cooked.
When serving, serve with extra Sriracha sauce. Serve as is, or in a pita or sandwich, or over baby spinach.


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There is something beautiful about children's films, here are two I cannot wait for.
The trailer for the new Burton film Frankenweenie has my heart. Stop motion animation + black and white = perfection. Tim Burton, you have done it again.
ParaNorman, more fantastic stop motion animation fun. It's so refreshing to see a change from 'plain old' CG movies. Haha. I find there's something more accessible and almost 'handcrafted' about them.


text:
Welcome To LitigationCafe!
LitigationCafe is a web-based solution that will revolutionize
current client prospecting philosophies.
If you are an attorney or other professional who is currently
soliciting clients using direct mail, LitigationCafe can improve
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will make it easier than ever before to capture relevant data
about potential clients and then reach them in ways you never
thought possible.
So what are you missing by not using LitigationCafe?
Just yesterday we added
potential new clients for you!
Click the logo for helpful information from the Florida Bar
regarding advertising regulations, guidelines for direct
solicitation, and other helpful links.
for specific advertising rules.
Evans and Alexander
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brief 37
Paperback, 118 Pages
Price: $10.00
Prints in 3-5 business days
Post-modern poetry from New Zealand, brief (formerly A Brief Description of the Whole World) features well-known Kiwi writers and guests and is regarded as New Zealand's best underground poetry magazine.
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Product Details
- Copyright
- The Writers Group (Standard Copyright License)
- Edition
- Web Edition
- Publisher
- Writers Group
- Published
- March 19, 2010
- Language
- English
- Pages
- 118
- Binding
- Perfect-bound Paperback
- Interior Ink
- Black & white
- Weight
- 0.5 lbs.
- Dimensions (inches)
- 5.83 wide x 8.26 tall
- Product ID
- 6505849
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I've been on vacation. Sure, you might not have been able to tell because I wrote a few blog posts in advance and scheduled them to publish while I was gone, but I was away all of last week for a long, relaxing family vacation.
Things I did on my vacation:
1. Drank coffee each morning while watching the sun rise over a lake in northwest Arkansas.
2. Spent most days playing in said lake.
3. Enjoyed watching my son's first ride on a ski tube.
4. Enjoyed watching his first crash on a ski tube.
5. Taught my daughter to ride a knee board behind a boat as it started to rain.
6. Watched my kids discover the joys of catching fireflies, which used to be prevalent in Amarillo during the summers but haven't been around for years.
7. Introduced my kids to televised World Cup soccer.
8. Saw a water moccasin (not in the lake).
9. Finished reading this book. Started reading this book.
10. Came up with the seed of an idea for a series of children's novels.
11. Rode a horse with my kids.
12. Drove a 4-wheeler with my kids.
13. Got poison ivy on my elbow.
14. Taught my kids how to identify poison ivy.
Things I Didn't Do on My Vacation:
1. Turn on a computer.
2. Browse the Internet.
3. Blog, tweet, Facebook, or comment anywhere.
4. Write anything snarky when lightning struck Touchdown Jesus in Ohio, which would totally have been something I blogged about but, of course, I was offline.
5. Regret all the time I wasn't spending online.
I'm back, but last week was a good break. Time is not a renewable resource. I'm learning not to waste it.


text:
The Desmond Tutu Peace Centre (DTPC) is shutting down.
South African Nobel Laureate Emeritus Archbishop Desmond Tutu and wife Leah founded the centre 16-years ago to leverage their legacy to enable peaceful resolutions to conflict.
But it is now shutting down following Tutu and his wife Leah founding a different entity, the Desmond and Leah Tutu Legacy Foundation (DLTLF), said advocate Dumisa Ntsebeza SC, who chairs the Desmond Tutu Peace Trust.
"The Desmond Tutu Peace Trust (DTPT), whose project the Desmond Tutu Peace Centre (DTPC), is indeed in the process of being wound up in terms of a provision in the Deed of Trust that brought the DTPT into existence," said Ntsebeza, "the winding up is pursuant to a decision of the founders thereof, who have founded yet another entity."
He said the winding up process is being undertaken by auditing firm Grant Thornton after which a report will be submitted to the DTPT Board of Trustees.
He said an appropriate report about the origin, the history, the achievements and other details of the DTPT would form part of Grant Thornton's report, "which I would imagine would, on advice, be made available, to the general public of South Africa and elsewhere, simultaneously and not to selected media entities".
He declined to provide further details other than to say the time will come when "we will answer all of them (questions), after the auditing firm has done what it has been mandated by the DTPT Board to do".
Pamela Grayman, a partner at Grant Thornton, confirmed the appointment of the firm to assist in winding up of the trust.
According the foundation's website, the center's vision was a world committed to peace, a world in which everyone lives together as family, where everyone is loved, heard, cared for and unique, a world in which everyone matters and the essential good in everyone is manifested.
"We aim to create and maintain a Peace Center that will deliver programs that promote conflict resolution, restore social justice to the marginalized, and inspire leaders to be responsible and committed to the people they serve. We further the understanding that there is essential good in everyone,"
On the other hand, the new Desmond and Leah Tutu Legacy Foundation harnesses, consolidates, preserves and propagates the values, principles and mission of its founders to contribute sustainably to the creation of a more compassionate world. – Peter Luhanga


text:
Energy runs through our body all the time. Atoms are in constant motion, synapses are firing in our brain and through our nervous system, and our blood is pumping through our veins and arteries without ever stopping until we die. There are energy pathways for each major organ called meridians, which the Chinese have been using for thousands of years. We can use these pathways to make a change in your system. When you align your body and mind, you don't fight yourself to make the changes you wish to make. That makes these modalities work faster than any other techniques I have learned.
Our bodies and brains hold all that we have experienced, even if our brains don't remember the specifics. Tension and stress stay when trauma or shock is not resolved and released either emotionally or in our body. When trauma or shock is not resolved or released we often find ways to revisit the source of the tension or stress until we can find resolution. Sometimes we are aware of this, and sometimes our body is the one that is remembering and revisiting the tension or stress. By using energy checking/muscle testing, we can determine from your body what is needed in order to resolve and change those things you want to change in your life. And dealing with objections to change will allow you to move forward without fighting yourself.
All the modalities listed use energy checking/muscle testing and tapping, massaging or holding energy treatment points. When you choose mind and body modalities, I use energy checking/muscle testing to ask your body what it wants in order for you to meet your goal for the session.
Energy Checking/Muscle Testing is an assessment tool for determining how energy patterns affecting your body and mind may be related to the problems you wish to address in therapy. The technique involves me applying physical pressure on your arm to see if a specific muscle stays firm or loses strength while you try to hold your arm in place and keep in mind a particular thought, emotion, or problem state. The outcome, as indicated by the relative firmness maintained by the muscle, provides information to both you and me about emotional dimensions of your problems that may not be available to you through introspection. Based partially on this information, I will advise you on which energy treatment points may best be used in helping you achieve your goals.
Energy Treatment Points, adapted from the practice of acupuncture/acupressure, are located on the surface of the skin throughout the body. They can be stimulated for the purpose of correcting disturbed energy patterns that might underlie emotional and psychological problems. Stimulation may include touching, massaging, or tapping the point. In most instances, the client will be instructed on how to stimulate the appropriate points. In some instances, I may ask for consent to directly work with specific energy treatment points on hands, feet, head, and possibly other points.
Comprehensive Energy Psychology (EP)
This modality begins by making sure the energy in your body is running in the correct way so it doesn't block change and you aren't holding your breath. We then clear any systemic energetic interference (such as cell phones, watches, etc.) and make sure your brain is functioning using both sides. We clear any objections to change that you might have, which are old beliefs your body is holding onto. Once those things are addressed, I use muscle testing to find out the sequence of meridian points that need to be tapped, massaged, or held. You can find more information at the ACEP (Association for Comprehensive Energy Psychology) website at www.energypsych.org.
Developmental Kinesiology (Dev-K)
This modality evaluates the sixteen reflexes that are developed in utero and through the first year of life. Reflexes need to be fully developed and integrated, and all but five of them need to be turned off until our body needs them. The fight-or-flight response is one of them that gets stuck on, and this modality can help you manage or even turn off this response. You can find more information at www.braingym.org/about.
Brain Gym/Educational Kinesiology (Edu-K)
This technique uses a combination of body and eye movement, affirmations, tapping or sweeping meridians, resonation, and working with neurovascular points to allow the brain and body to reorganize around a new way of thinking or feeling about a past experience. It is a way to resolve shock and trauma. You can find out more information at www.braingym.org/about.
Thought Field Therapy (TFT)
This modality was the first one developed that used tapping on various acupressure meridian points. These are the same meridians that acupuncturists use, only there is no use of needles. There is a set protocol for each feeling for trauma, addictions, obsession, panic, phobias, double binds, etc. that you wish to change. When you get stuck, you do the opposite of what you want to do, or things don't shift, there are ways to change those psychological reversals so you can move forward. You again tap points while doing a specific breathing pattern. This is now taught in the first level of the Comprehensive Energy Psychology program. You can find more information at www.rogercallahan.com.
Emotional Freedom Technique (EFT)
This modality uses the same tapping sequence for all issues and feelings. It's a great technique to learn and use outside of therapy. Bring the issue to therapy when you get stuck, you do the opposite of what you want, or things don't shift, even though you do this technique. Then we can deal with the objections to change that are keeping you from moving forward. It may also be that what you are focusing on needs to be refined. You can find more information at Emo-Free at www.eft-emofree.com.
Touch For Health (TFH)
This modality uses tapping or holding meridian points to balance the energy meridians of the various organs in your body. I use muscle testing to determine what your body needs. This is very helpful for those who have health issues, especially those dealing with cancer and the chemotherapy and radiation treatments. It can help the body manage the treatments better and recover quicker in my experience. You can learn more about TFH at www.touch4health.com.
Prenatal and Perinatal Shock and Trauma (womb, birth, first year of life)
All our reflexes are developed in the womb and through the first year of life. This time really sets all the patterns in our body. The reflexes need to develop fully and be integrated, and the majority turned off until we need them. Shock and trauma affect their development. It can help to be able to identify when you go into shock and what you can do to come out of it and change that response. You clear shock through very gentle means. Trauma is what more traditional therapy addresses and will increase shock if shock isn't recognized and cleared first. You can learn more at www.birthpsychologyedu.com.
Eye Movement Desensitization and Reprocessing (EMDR)
This modality allows people to process trauma more quickly by going through the memory of the trauma in a particular way while using eye movement from side to side, sound from side to side, and/or tapping on each side of the body. This has been studied and found very helpful for those dealing with PTSD. I only use the eye movement in my work, and I found that this either clearly works or doesn't work for people. You can find more information at www.emdr.com/index.htm.
Energy Medicine
There are several energy systems within and around our body besides the energy meridians. These energy systems move energy in other ways and can carry the energy of our ancestral history. Using body movement, attention, holding various meridian points, etc., you can help the energy move through your body to relieve pain and stress and to create health and well-being. You can find more information at www.innersource.net/em.


text:
NYC Thursday Forecast - Brutal heat and humidity today will be followed by downward trend in temperature and upward threat for thunderstorms
Paul Dorian
The record of 95 degrees held yesterday at Central Park where the high reached 94 degrees, but today's record of 97 is within reach. One more brutal day of heat and humidity is in store for the region before a downward trend in temperatures begins tomorrow. A weak cool front will cross the region tonight causing some scattered strong thunderstorms that could possibly interrupt the Yankees/Red Sox game. Once this front drops south of here, it will stall out just to our south and this will lead to unsettled conditions right through the weekend. Another shower or thunderstorm is possible tomorrow with highs in the mid 80's – some 10 degrees or so lower than today. The weekend will bring a few showers and thunderstorms each day with high temperatures in the mid 70's on Saturday and near 80 on Sunday before yet another front slides through from the west later on Sunday. Weather conditions on Monday and Tuesday of next week will be quite nice with sunshine and highs in the upper 70's. Today- brutal heat and humidity with plenty of sunshine, a late day thunderstorm is possible, highs in the upper 90's, perhaps a record-breaker
Tonight- scattered strong thunderstorms, mild, lows near 70
Fri- partly sunny, still very warm, but not like today, a shower or thunderstorm possible, mid 80's
Sat- mostly cloudy, a few showers and thunderstorms likely, mid 70's
Sun- mostly cloudy, a few showers and thunderstorms likely, near 80
Mon- mostly sunny, pleasant, upper 70's
Tues- mostly sunny, still pleasant, upper 70's


text:
Welcome to Daddy Pete's Plant Pleaser, where our mission is to help you grow…one plant, one garden, one business at a time.
As a company we continue to build upon the foundation that our owner, Alan Smith, has established with a passion for excellence, quality you can trust, great customer service, creative product design, and a spirit of innovation.
As a North Carolina Century Farm, we are committed to building upon our rich, farming heritage of knowing and cultivating the true value of a product that most people find useless: cow manure from dairy cows. We compost it to help you grow...one plant, one garden, one farm at a time.
As craftsmen of an American heritage brand, we continuously seek ways to improve our composting process; and we also find the best materials available to mix with our composted cow manure to create a full line of products that will help you grow…one plant, one garden, one lawn at a time.
As pioneer men and women cultivating your own lawns and gardens to grow your own fruits and vegetables, we offer recipes to help you bring your harvest from your garden…to your kitchen…to your dinner table.
So let your inner farm out…jump into our website and indulge in our knowledge. Come discover farming through the eyes of Daddy Pete's. Timeless products…unparalleled quality…our goal is to become more and more creative, so that our creativity equals your increase.


text:
Arts & Culture
Wardle YMCA adds new board members
The Wardle Family YMCA welcomed five new members to its board of directors at its recent meeting. Joining the board are: Kelly Collins, David Homyk, Mike Green, Cheryl Comes and Rebecca Bass. They join Mary Jane Martin, chairwoman; Fred Kuhn, vice chairman; Jack Ryan, secretary; Bill Davidson, treasurer; Chuck Dalvini, former chairman; Dean Hewitt; Henry Robinson; Blakely Williams; Walter Mack; Ernie Schlichtemeier and Stacey Canaday.
Details: 843-522-9622


text:
Sargent, Thomas D. and Yang, Maria and Bonner, James (1981) Nucleotide Sequence of Cloned Rat Serum Albumin Messenger RNA. Proceedings of the National Academy of Sciences of the United States of America, 78 (1). pp. 243-246. ISSN 0027-8424. http://resolver.caltech.edu/CaltechAUTHORS:SARpnas81
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Use this Persistent URL to link to this item: http://resolver.caltech.edu/CaltechAUTHORS:SARpnas81
The nucleotide sequences of the recombinant DNA inserts of three bacterial plasmid clones containing nearly all of the rat serum albumin mRNA have been determined. A statistical analysis of the nucleotide sequence reveals a pattern of repeated internal homology that confirms the "intragenic triplication" model of albumin evolution.
|Item Type:
|Additional Information:
|Copyright © 1981 by the National Academy of Sciences Contributed by James F. Bonner, October 15, 1980 We thank R. Bruce Wallace for his helpful suggestions and T. Ikenaka for providing us with unpublished amino acid sequence data. This work was supported in part by Grants 5 T32 GM 07616 and GM 13762 awarded by the National Institute of General Medical Sciences. The publication costs of this article were defrayed in part by page charge payment. This article must therefore be hereby marked "advertisement" in accordance with 18 U. S. C. §1734 solely to indicate this fact.
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|molecular evolution; amino acid sequence; intragenic duplication
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text:
Arizona Port of Entry:
On the one hand, I am very grateful this fentanyl was intercepted by US CBP before it could hit American streets. I read online that the amount involved was enough to kill 57 million people!!! Think of the entire states of California, Arizona, and New York dead - this is (very roughly) 57 million people. I was so impressed with US CBP that I actually gave them a call (but I ended out calling the wrong Port of Entry in Nogales, though) to thank them for their attention to detail in finding this and the Officer that answered said that's the first time he's ever gotten such a call.
OTOH.....this huge fentanyl bust? The proposed wall would not have stopped this attempt as the fentanyl (along with some pounds of methamphetamine) was found in a produce truck hauling Mexican cucumbers....a wall would not have stopped this attempt by a produce truck to enter the US. I'm bringing this up to highlight that a wall is not going to solve all issues the GOP is up in arms about.
What do you'all think? Anyone else relieved to see this fentanyl not making it to the street, but also more cynical about any effectiveness of an expensive, controversial, ally-antogonizing/off-putting/insulting wall? Rob


text:
Rubedo, open source CMS & Ecommerce with Behavioral targeting.
Rubedo, digital platform:
Rubedo is an open source content management system. This professional website building tool offers a complete range of features for all users: personalization & targeting, content management, digital assets management, multi-site, cross-platform, SEO, responsive web design, geolocation, multilingual.
Rubedo is a multisite Web content management solution (multiple websites).
A configuration wizard support the easy creation of new websites in Rubedo back-end. All the sites can be managed through the same instance of Rubedo. Only one Rubedo plaftorm is necessary to manage several websites. Thanks to this multisite feature, administration of websites is centralized, while their daily management can be delegated to functional administrators. This is a multi-admin mode. Right management lets each administrator or webmaster manage his own site only.
Dealing with multi websites, the followings can be shared within the same instance of Rubedo:
According to need, these elements can be shared between the websites, or restricted to a specific website.
Rubedo website creation tools allow you to build easily websites and e-commerce websites. Imagine, create and transform your websites, pages, content and users without development.
Rubedo CMS offer tools to retain anonymous users, increase sales or apply a lead nurturing strategy with
Rubedo Philters are automation tools to customize the display of a site based on actions performed by a user. New blocks can easily be displayed to users based on rules you define.
Personalizing a website to fit the needs of Web users allows to create customer loyalty and increase the sells. Rubedo Magic Queries analyse the Web users' behavior to propose them a unique user experience.
The key to Rubedo Content Targeting success is to automatically combine visitor browsing information (whether he is logged in or not) with web contents, rather than defining customer segments .
From product catalogs development to order management, Rubedo Commerce provides a complete solution for your online shop. In pair with personalization, you will convert your prospects into customers by proposing the right product to the right person.
The administration interface of Rubedo (Back-end) is shaped like a virtual desktop. It allows for customization of the working environment and access to different administration, web mastering and content management applications through a startup menu.
User access to these applications is determined by right and roles. In order to make work easier for contributors, creation and editing features are also available from the front-office (inline editing).
Rubedo allows for effortless creation of new content types (articles, news, events, etc.) without requiring any technical knowledge. This enables flexible definition of parameters for contributors and validators: choice of fields (rich text editor, date, number, evaluation, geolocated address, internal or external digital assets), choice of workflow, taxonomy, rights.
Rubedo can manage multiple multilingual websites, offering over 50 languages. Each website can have its own languages and use a different localization strategy.
Rubedo offer DAM - Digital Asset Management for video, image and document. You can edit your images online with the editor.
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Designed to manage Big Data, Rubedo uses a NoSQL database (MongoDB) to deal with high volume data feeds.
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Etihad Airways A330-300
Etihad Airways has extended its Jet Airways codeshare and launched flights to Etihad Regional's Zurich hub, while airberlin is adding Abu Dhabi from Stuttgart—its first long-haul link from the airport. After securing regulatory clearance, Etihad and its equity partner Jet Airways have added another 43 routes to their codeshare, taking the total number of destinations covered to 71. These include 31 domestic routes, operated by Jet Airways, marking the first time Etihad's ...
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November 26, 2006
2006 MUT Awards Winners: Runners of the Year and Contributor of the Year
Colorado Springs ---The Mountain Ultra Trail (MUT) Council of long distance running has chosen the 2006 USATF Mountain Runners of the Year, Ultrarunners of the Year, and Contributor of the Year. The following will receive their awards at the annual USATF National Convention in Indianapolis, Indiana on Saturday, December 2 at an awards breakfast.
Simon Gutierrez, 40, Alamosa, CO received the nod for both open and masters mountain runner of the year. On minimal running due to an early spring injury, Gutierrez placed fourth overall and first master in the USA National Mountain Running Championships at Mount Washington. He followed that up with wins at the Teva Vail HillClimb, the Vail Mountain Trophy Race (where he qualified for his fifth straight Teva U.S. Mountain Running Tea), La Luz Hill Climb, and Pikes Peak Ascent. The following week he placed third at the Challenge Stellina mountain race in Italy and then led the U.S. men in Turkey at the World Trophy race where he placed tenth. After the Trophy Race he returned to Europe and won the World Masters Mountain Running Championships and placed third in the international Course des 2 Bains WMRA Grand Prix Race the following day. He works at the San Luis Valley Regional Medical Center as an outpatient manual /orthopedic physical therapist and works closely with the Adams State men's and women's cross country and track teams.
Nicole Hunt, 36, Deer Lodge, MT, mountain runner of the year, burst onto the mountain running scene this year after a successful road running career where she represented the U.S. in several international competitions. She competed on the USA National Ekiden Teams in 2002 in Beijing and in 2002 in Seoul, South Korea. She was the top American Woman, second overall, at the USA National Mountain Running Championships and led the women's team to a gold-medal performance in Turkey with her ninth place finish. Hunt has a 5000m track time of 15:52, a 10000m track time of 33:24. At the 2006 Bloomsday Road Race she placed tenth among the women and second American. She was sixth overall and second American at the 2006 Houston Half Marathon, and was 18th at the 2004 Olympic Trials timed in 2:40:39. Hunt has her own business where she coaches runners and does personal training primarily Online. She is also an RN but currently not employed as one.
Lisa Goldsmith, 41, Nederland, CO is a repeat winner in the masters mountain runner of the year category having won the award last year. Goldsmith performed consistently in the qualifying races for the Teva U.S. Mountain Running Team as well as at the World Trophy race. She placed 30th overall as a member of the gold-medal winning U.S. team at the World Trophy Race. She was the USA National Mountain Running Champion and won the Vail Trophy race to secure her spot on the U.S. team. Other top finishes were a first overall in the Front Range Frenzy trail series, Lookout Mountain hill climb, Indian Peaks 10k, Arthur's Rock(&roll) 10m, and Pikes Peak Ascent. Goldsmith is a massage therapist.
Karl Meltzer, 37, Sandy, UT, ultrarunner of the year, won the HURT 100 miler breaking the course record by 2hr36min running 22:16. He placed 17th at American River 50 Mile, second at Massannutten 100 Miler, second at Squaw Peak 50 Mile, winner at Hardrock 100 missing the course record (his) by only 28 minutes, running 27:07 and winning by more than three hours. He was eighth at Leadville 100 to complete the Rocky Mountain Slam and set that record in the process. He won the Wasatch 100 running 20:18 (35 minutes off his record) It was his 6th Wasatch 100 win. First at the Bear 100 on September 22 running the "snow course" in 20:35. 1st at San Diego 100 October 21 breaking the previous course record (his) by 1hr 36min running 15:48. First at the Javelina 100 November 4th running 15:25 also breaking that course record by 23 minutes. Won six 100 mile races in 2006 smashing 3 course record and is now the all-time leader with the most 100 mile wins in a calendar year. In the process he broke Leland Barker's Rocky Mountain Slam record by 6+ hours running 88:53.
Dan Verrington, 44, Bradford, MA, masters ultrarunner of the year, was masters champion at the USATF 50K road championships (Caumsett Park) placing second overall, placed second master and fifth overall at the USATF trail 50K championships, won the masters division and fourth overall at the USATF trail marathon championships (DuPont forest), was the masters USATF NE mountain running champion (Mt Cranmore) finishing third overall. First master at the USATF NE trail running championships (Northfield Mtn) setting a course record to finish fourth overall. He placed sixth in the masters division at the USA National Mountain Running Championships and was on the winning masters team. At the Montrail Northeast trail series he finished first in the masters category and was the overall series winner. Verrington was a scoring member of the CMS (Central Mass. Striders) team which became the first team to win gold medals at USATF National championships in the three MUT disciplines (Mountain/Ultra/Trail). Verrington is a Cemetery supervisor in Andover, MA.
Nikki Kimball, 35, Bozeman, MT, ultrarunner of the year, won Western States 100 Mile in 2006 and is a four-time winner and course record holder at the White River 50 Mile Trail Run, which she won this year. She finished second to Kami Semick at the Headlands 50K – the USA National 50K Trail Championships. She set a PR this year at the IAU 100Km World Cup where she finished as the third scorer for the U.S. women's team. She was a nationally ranked skier and biathlete at Williams College and post collegiate. Kimball is a physical therapist in Bozeman
Anne Riddle-Lundblad, 40, Asheville, NC, masters ultrarunner of the year,
was the top U.S. finisher at the IAU World Cup 100Km finishing in sixth place
with a time of 7:47:15. Lundblad started running at age 14, basically because "I
wasn't good enough to make the high school soccer team. My parents told me about
cross-country, which sounded like fun. I liked the idea of running through
fields, up and down hills, and over streams." She is the course record holder at
Mountain Masochist 50 Mile Trail Run and JFK 50 Miler both set in 2005. Others
wins in 2005 include the Promise Land 50K, the Virginia Creeper Marathon, the
Bel Monte 50K (course record), and the Great Eastern 50k (course record). She
was named 2005 USATF Ultra runner of the Year and earlier this year won the USA
50Km Road Championships. Lundblad is a counselor and personal coach in Asheville
where she lives with husband Mark and daughter Emma.
La Sportiva /Go-Lite was named the Contributor of the Year for MUT. Not only have they heartily supported a Mountain Running Team with runners from the west coast, east coast, and the middle too, but they were title sponsors for a series of events the past two seasons for a total of nine events in Colorado (5 in '06) with prize money and excellent and generous prizes for the age-group award winners. There were several mountain and trail races that they gave prizes and support too such as the Barr Trail Mountain Race. They were partial sponsors and put up the prize money for the team competition at this year's National Mountain Running Champs at Mt. Washington. They also were a supporting sponsor of the USATF New England Mountain running circuit and title sponsor of the USATF New England trail running championships at Northfield Mountain (MA).
In order to be considered for the USATF Mountain and Ultrarunning awards an athlete must show top results in US mountain/trail competitions for 2006 (November 1, 2005 through October 31, 2006) - this will include mountain races (these may be on paved/gravel surfaces as long as there is significant elevation loss or gain) and trail races of varying lengths below the ultra distance. USATF ultra runners of the year results on trail and ultra road courses above the marathon distance in both national and international competition. The nominee must be an ambassador for the sport - athlete promotes and supports mountain running. For the Mountain Category: Results from Teva US Mountain Running Team Selection races to be considered - in 2006 these included Mt Washington (also served as the USA Mountain Champs), Cranmore, Vail Mountain Trophy Race. Nominee must be a USATF member for 2006 - athlete MUST have a current USATF membership and to be considered for the masters category, athlete must be a minimum of 40 years of age.
Other nominees in the Contributor of the Year category included Bob Teschek, race director of the Mount Washington Race, a long time supporter of the mountain running program having hosted the USA National Mountain Running Championships and numerous team selection races; FuelBelt, Inc., for their support and sponsorship of the mountain and ultra teams; Vail Recreation District, for hosting team selection races for the past six years and their involvement with the USA National 10Km Trail Championships for the past three years. Past winners in this category include the American Ultra Running Association, Teva, and North Texas Trail Runners.
To see the MUT award criteria and the lists of past recipients, click here.


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Sometimes you need coffee and dessert simultaneously.
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Nutella Iced Coffee
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S'mores Iced Coffee
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- Top with whipped cream, a drizzle caramel sauce, and a few sprinkles of salt all for garnish (optional).


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I've talked often in recent months about Architecture's Odd Couple; among the stops have been lectures at the Frelinghuysen-Morris House and Studio in Lenox, Massachusetts; the New York Public Library; libraries in Ridgefield, CT, and Chatham, NY; and the Coffee House Club in New York. Over the past several years, I've traveled to Philadelphia, Boston, Washington, Atlanta, Charleston, and dozens of other cities (see below) to talk of architecture, the Civl War, presidents, and more generally the American past and how we remember it.
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In 2015, I talked at the Union League Club of Philadelphia; Ventfort Hall, in Lenox, Massachusetts; the South Union Shaker Village in Kentucky; the Lancaster Historical Society in Pennsylvania; the Columbia County Historical Society in Kinderhook, New York; the Society of Architectural Historians in Albany, New York; the Harriet Beecher Stowe Center, in Hartford, Connecticut, and a number of other sites.


text:
Subject of Complaint :BSNL Hungama charges to be stopped. DEACTIVATE
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We are a small farm who loves growing things organically. We sell bulk flowers by the bucket, a mix of blooms and filler. You get to let your creative side show by arranging in anyway you like. We provide the flowers, buckets with water and floral preservative. If you need specific colors or have flowers in mind, please contact us by March. We are happy to accommodate as we can after March.
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text:
David Reviews
The JW Collective grows in strength with two significant new collaborations.
Greg Hackett of Spindle Films possesses ambition and charm
it could be a winning combination.
Speade are excited to announce two new signings to their already rich editorial roster: Rich Woolway and Sam Allen.
Stink look forward to a new dawn in the Land of the Rising Sun, so to speak, as the production company launch their new Japanese arm.
Gramercy Park Studios describe themselves as "thrilled" to announce the appointment of Cesar Eiji Nunes as their new Head of CGI.
After securing a degree in graphic design in his home country of Brazil, Nunes spent the next fifteen years learning his trade at companies such as MPC, Passion Pictures and Nexus.
As you'd imagine, after working for some of the world's most highly-regarded CGI outfits he's a vastly experienced and skilled practitioner of these dark arts and GPS MD Richard Ireland is extremely pleased to have secured his services: "Cesar is a very talented CG artist who has a natural storytelling ability. His experience as a creative director and supervisor, paired with his passion for all aspects of the creative process, will be key to the department's development. We're in no doubt that he'll provide an invaluable creative depth to our team and the company."
In turn, Cesar Eiji Nunes says he's really looking forward to working with Ireland and his other new colleagues at GPS and that he wants "to push for more creative excellence and ever-more exciting projects and ways of approaching them."
FLOCK have added veteran cutter Nick Lofting to their core roster.
According to The Guardian, 3.2 million people watched the final episode of Game of Thrones in the UK when it was broadcast at two o'clock in the morning on 21 May.
Sam Cadman has signed with Another Film Company for UK representation.
Partizan have signed animation whizz Pete Candeland for commercial representation.
At this year's Festival of Creativity in Cannes you can make your whole experience worthwhile by attending the marvellous Straight 8 Industry Shootout.
Home is where it's at for Lisa Gunning as she returns to the UK with Rogue Films.
MPC have added another canny operator to their midst by signing colourist Yoomin Lee.
tantrum's recruitment drive continues to yield results as the company unveil new signing Ian Robertson.
Friend London have brought experienced comedy director Ric Cantor into the fold as they target a productive second half to 2019.
Kode say it is a "sincere pleasure" to welcome Sarah Chatfield to their team of directors.
Experiential artist-cum-director Thomas Webb is the latest to join the digital-savvy roster at Mill+.
Talented editor Rebecca Luff has crossed Soho to join Cut+Run after a highly successful stint with tenthree.
tantrum have bolstered their commercial offering with the double signing of directors Bennett Johnson and Tobias.
Channel 4's Diversity in Advertising Award is back and this year's theme is how the LGBTQ+ community is represented on our screens.
Seasoned director-cum-cinematographer Katie Swain has become the latest addition to Park Village's commercial roster.
Big Buoy's signing spree shows little sign of abating as the post house add CG whizz Kristaan Cain to their ranks.
Okay Studio have signed colourist Stef Colosi to their roster.
Vision's Emerging Talent wing are delighted to announce the signing of Igor Smitka, one of Slovakia's most promising cinematographers.
The increased ambition and scope of services at Scramble has been signalled by a change of name.
Culinary specialists Food Hall have become the latest addition to the roster at Lemonade Reps.
Furlined believe their new signing Ben Tricklebank has what it takes to become "one of the greats" as he joins the company's US and UK rosters.
Annex Films are pleased to announce the signing of Nadezna Radcore for UK representation.
Academy have added two new directors to their stable: Luke Davies and Fiona Godivier.
DAVID doesn't usually cover porn directors for obvious reasons, but in the case of FoodFilm, we're happy to make an exception.
Big Buoy are pleased to announce the return of Stacia Akaba as their new Executive Producer.


text:
Downloads of v 1.85
Last update
WebBrowserPassView is a password recovery tool that reveals the passwords stored by the following Web browsers:
Internet Explorer (Version 4.0 - 11.0), Mozilla Firefox (All Versions), Google Chrome, Safari, and Opera.
This tool can be used to recover your lost/forgotten password of any Website, including popular Web sites, like Facebook, Yahoo, Google, and GMail, as long as the password is stored by your Web Browser.
To install WebBrowserPassView, run the following command from the command line or from PowerShell:
C:\> choco install webbrowserpassview
To upgrade WebBrowserPassView, run the following command from the command line or from PowerShell:
C:\> choco upgrade webbrowserpassview
- tools\chocolateyInstall.ps1
# MetaPackage
Virus Scan Results
- webbrowserpassview.1.85.nupkg (df763bc30bca) - ## / 57 - Log in or click on link to see number of positives
- webbrowserpassview.install (= 1.85)
Package Maintainer(s)
Software Author(s)
© 2011 NirSoft
Release Notes
- Automatically built and uploaded by dtgm
Version History
|Last updated
|WebBrowserPassView 1.85
|Tuesday, February 14, 2017
|WebBrowserPassView 1.80
|Friday, July 1, 2016
Discussion for the WebBrowserPassView Package
Ground rules:
- This discussion is only about WebBrowserPassView and the WebBrowserPassView package. If you have feedback for Chocolatey, please contact the google group.
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- Tell us what you love about the package or WebBrowserPassView, or tell us what needs improvement.
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text:
|Episode complete credited cast:
|Peter Mark Richman
|Trooper Robert Franklin (as Mark Richman)
|Hazel Court
|Charlotte Scott
Trooper Scott Franklin stops by Charlotte Scott's remote cabin to see if she's alright. She is a big city fashion editor who is looking for peace and quiet while Franklin is a local who sees her as a snob. They are soon drawn to together when a giant creature seems to appear in the woods just outside Charlotte's cabin. Franklin's patrol car is overturned and her telephone is suddenly out of order. Together, they will have to overcome their fears and deal with the extra-terrestrial creature that has appeared, which turns out to be something altogether unexpected. Written by garykmcd
On IMDb TV, you can catch Hollywood hits and popular TV series at no cost. Select any poster below to play the movie, totally free!
Explore popular action and adventure titles available to stream with Prime Video.


text:
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text:
My sister in law Melinda Sue has started her own blog and I am so happy she has because she has posted photos of my brother and family that I'd never get to see otherwise.
This week she posted about an annual Plow Day event in their community. (You can read all about it on her blog here. Check it out there are some cute photos.) I've never gotten to go but I've heard all about it and now I finally got to see photos.
My favorite pics were those of my brother, John Deere, blacksmithing (pounding as we call it) for the Amish kids. I was playing around last night editing some pics of him I thought I'd share.


text:
Please get in touch with us by filling out our Contact Form.
It is possible that at the time of booking you may not have all the details. If so just give as much information as you can to help us quote more accurately, then, once the act is booked, we can organise the details as we get nearer to the date.
We are looking forward to hearing from you!
NB - We reply to all enquiries as quickly as possible. If you have not received a reply within 24 hours please check your spam folder/junk mail.
Alternatively, email us directly at: email@example.com
Audio Sugar are managed exclusively by Music HQ: https://musichq.co.uk/bands/audio-sugar/


text:
Jewelry will be on display: Wednesday, January 23rd, 2pm - 7pm.
Sold by Gema Edminston.
Welcome to Yarn Nook
We are happy to see that you have found our cyber home! In order to keep our customers well informed about what is going on at the shop, we have created this website/blog. This way we will be able to update our site often and keep you in the know! Look around, check it out and let us know what you think. Please join us at the shop soon too!
Shop Info:
Yarn Nook
1120B Coolidge Blvd.
Lafayette, LA 70503
Kitty Longman & Sherrie Ellender, owners
Tue, Wed & Thu 10am - 5pm
Fri and Sat 10am - 4pm
Sit & Stitch on 2nd Wednesday of each month, 4:30pm - 7:30pm
Ravelry.com Group:
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