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Fifth letter of a Nasdaq stock symbol specifying that it is the company's second class of preferred shares.
See: Option adjusted spread
See: Options Clearing Corporation
See: Orgainization for Economic Cooperation and Development
See: Original issue discount debt
The two-character ISO 3166 country code for OMAN.
The ISO 4217 currency code for the Oman Rial.
See: Osaka Securities Exchange
See: Over-the-counter.
See: Out of the money.
See: Organization of Petroleum Exporting Countries
Oath of Inspectors
A sworn statement signed by the Inspectors of Election, usually notarized, wherein they swear they will impartially and faithfully execute their duties as Inspectors of Election at the annual or special meeting of shareholders.
Objective (mutual funds)
The fund's investment strategy category as stated in the prospectus. There are more than 20 standardized categories. E.g. Aggressive growth, balanced.
Objective probability
The true unobservable underlying odds that something is so.
A legal responsibility, such as to repay a debt.
Obligation bond
A municipal bond with a face value greater than the value of the underlying property. The difference is designed to compensate the lender for costs exceeding the mortgage value.
A person who has an obligation to pay off a debt.
Observational Noise
The error between the true value in a system and its observed value due to imprecision in measurement. Also called Measurement Noise. See: Dynamical Noise.
Ocean bill of lading
Receipt for a shipment by boat, that includes freight charges and title to the merchandise.
Odd lot
A trading order for less than 100 shares of stock. Compare round lot.
Odd-Lot Buy Back
An offer made by the corporation or its agent to purchase shares from odd-lot shareholders.
Odd-lot dealer
A broker who combines odd lots of securities from multiple buy or sell orders into round lots and executes transactions in those round lots.
Odd-Lot Resale
An offer made by the corporation or its agent to purchase shares from odd-lot shareholders and immediately resell them in the market, usually in round-lots to institutions, thus saving the corporation the expense of merely buying shares back.
Odd-lot short-sale ratio
The percentage of total odd-lot sales that is composed of short sales.
Odd-lot theory
The theory that profits can be made by making trades contrary to odd-lot trading patterns, since odd-lot investors have poor timing. This theory is no longer popular.
OEX index
Applies to derivative products. Quotron symbol for the S&P 100 index option.
Off-balance-sheet financing
Financing that is not shown as a liability on a company's balance sheet.
Used for listed equity securities. Transacted away from a national securities exchange even though the stock itself is listed, such as on the NYSE, and instead of on the OTC market, a regional exchange, or in the third or fourth markets (between customers directly). After 9:30 a.m., if the stock has not opened due to the exchange's discretion, trading can occur elsewhere, but the trader must assume the role of a quasi-specialist in the process.
Off-budget Federal entities
Federally owned and controlled entities whose transactions are excluded from the budget totals under provisions of law. Their receipts, outlays, and surplus or deficit are not included in budget receipts, outlays or deficits. Their budget authority is not included in totals of the budget.
Off-floor order
Used for listed equity securities. (1) Order to buy or sell a security that originates off the floor of an exchange; customer orders originating with brokers, as distinguished from orders placed by floor members trading for their own accounts. Exchange rules require that an off-floor order be executed before orders initiated on the floor. Upstairs order. Antithesis of on-floor order; (2) order not handled on the floor but instead upstairs.
Indicates a willingness to sell at a given price. Related: Bid.
Offer price
See: Offer.
Offer wanted
Used in the context of general equities. Notice by a potential buyer of a security that he or she is looking for supply from a potential seller of the security, often requiring a capital commitment. Antithesis of bid wanted.
Offering date
Date on which a new set of stocks or bonds will first be sold to the public.
Offering memorandum
A document that outlines the terms of securities to be offered in a private placement.
Offering scale
The range of prices offered by the underwriter of a serial bond issue with different maturities.
Offering statement
A shortened registration statement required by the Securities and Exchange Commission on debt issues with less than a nine-month maturity.
Often refers to initial public offerings. When a firm goes public and makes an offering of stock to the market.
Office of Thrift Supervision (OTS)
An agency of the U.S. Treasury department responsible for the U.S. savings and loan industry.
Official reserves
Holdings of gold and foreign currencies by official monetary institutions.
Official statement
A statement published by an issuer of a new municipal security describing itself and the issue.
Official settlements balance (overall balance)
An overall measurement of a country's private financial and economic transactions with the rest of the world.
Official unrequited transfers
Include a variety of subsidies, military aid, voluntary cancellation of debt, contributions to international organizations, indemnities imposed under peace treaties, technical assistance, taxes, or fines.
In the context of project financing, the purchase of the project's output.
Elimination of a long or short position by making an opposite transaction. Related: Liquidation.
Offshore finance subsidiary
A wholly owned affiliate incorporated overseas, usually in a tax haven country, whose function is to issue securities abroad for use in either the parent's domestic or foreign business.
Offshore fund
A mutual fund whose headquarters is based outside the United States.
"O.K. to cross"
Used for listed equity securities. "Legal to cross the buy and sell orders on the exchange floor because transactor is not a principal in the transaction."
Old-line factoring
Factoring arrangement that provides collection, insurance, and finance for accounts receivable.
A Market characterized by a small number of producers who often act together to control the supply of a particular good and its market price.
A Market characterized by a small number of large buyers who control all purchases and therefore the market price of a good or service.
OM Stockholm AB
The derivatives market of Sweden, trading a wide variety of interest rate and bond futures. The exchange trades futures and options on the OMX equity index.
Omitted dividend
A dividend that was scheduled to be declared, but that is not voted by the Board of Directors probably because the company is experiencing financial difficulties.
Omnibus account
An account carried by one futures commission merchant with another futures commission merchant in which the transactions of two or more persons are combined and carried in the name of the originating broker, rather than designated separately. Related: Commission house.
Omnibus Proxy
A list issued by depositories detailing their participants, and their holdings, and authorizing the participants to vote their proxies directly. This type of proxies are issued by Cede & Co. and by certain bank custodians.
Used in the context of general equities. Conjunction that denotes trade execution /indication, usually during a pre-opening look. "Looks 6 on 6000 shares at opening." See: for/at.
On balance
Used for listed equity securities. Left over after pairing off other market buy and sell orders, usually before the opening of a stock or market but at times at the close (especially during index expirations). See: Imbalance of orders.
On board
Used in the context of general equities. Long.
On Board Ocean Bill of Lading
An ocean bill of lading bearing an on board notation, or words indicating that the merchandise is located aboard the vessel for transportation. These notations must be initialed or signed by an authorized employee or agent of the ship line.
On Carriage
Freight costs arising after the cost of principal international freight costs. These are usually inland freight charges for delivery within the buyer's country.
On a clean up
Used in the context of general equities. Willingness to participate in part of a trade if all of the stock available is spoken for except for the "clean up amount."
On the close order
A market order that is to be executed as close as possible to the closing price of the day.
On-floor order
Used for listed equity securities. Security order originating with a member on the floor of an exchange when dealing with his or her own account, versus an upstairs order. Antithesis of off-floor order.
On the money
Used in the context of general equities. In-line, or at the same price, as the last sale.
On the opening order
A market order that is to be executed at the price of the first trade of the day.
On the print
Used in the context of general equities. To participate in a block trade that has already transpired, as if that customer had been part of the trade originally; often used by a new party looking to participate in a trade that has just happened. See: Open on the print.
On the run
The most recently issued (and typically the most liquid) government bond in a particular maturity range.
On the sidelines
An investor who decides not to invest due to market uncertainty.
On the take
Used in the context of general equities. Price moving upward, because more buyers are taking offerings, causing offerings to vanish and be replaced by higher ones. Antithesis of come in, get hit.
On the tape
Used in the context of general equities. (1) Trade printed on the ticker tape; (2) news displayed on Reuters or the Dow Jones News Service.
One-decision stock
A quality stock that is not actively traded, but rather held for its growth potential.
One-factor APT
A special case of the arbitrage pricing theory that is derived from the one-factor model by using diversification and arbitrage. It shows that the expected return on any risky asset is a linear function of a single factor.
144 stock
Used in the context of general equities. Restricted stock.One-man picture
When both bid and the offered prices of a broker come from the same source.
1/f Noise
See: Anti-Persistence
One-share-one-vote rule
The principle that all shareholders should have equal voting rights in public companies and each shareholder should have one vote.
One-way market
(1) A market in which only one side, the bid or asked, is quoted or firm. (2) A market that is moving strongly in one direction.
Tape symbol showing either the first transaction of the day in a security after a delayed opening or the opening transaction in a security whose price has experienced a large rise or fall from the previous day's closing price.
Used in the context of general equities. Having either buy or sell interest at the indicated price level and side of a preceding trade. "Open on the buy/sell side" means looking for buyers/sellers (for someone who is a seller/buyer). Antithesis of clean.
Open account
Arrangement whereby sales are made with no formal debt contract. The buyer signs a receipt, and the seller records the sale in the sales ledger.
Open book
See: Unmatched book
Open contracts
Contracts that have been bought or sold without completion of the transaction by subsequent sale or purchase, or by making or taking actual delivery of the financial instrument or physical commodity.
Open depending on the floor
Used for listed equity securities. Having room for a customer buyer or seller contingent on the results of a trade being executed on the floor (i.e., satisfying the specialist book and the orders the trader opened up). See: Open on the print, subject.
Open-end credit
Revolving line of credit that is extended with every purchase or cash advance.
Open-end fund
Used in the context of general equities. Mutual fund that continually creates new shares on demand. Mutual fund shareholders buy the funds at net asset value and may redeem them at any time at the prevailing market prices. Antithesis of closed-end fund.
Open-end lease
A lease agreement that provides for an additional payment at the expiration of the lease to adjust for any change in the value of the property.
Open-end mortgage
Mortgage against which additional debts may be issued. Related: Closed-end mortgage.
Open interest
The total number of derivatives contracts traded that have not yet been liquidated either by an offsetting derivative transaction or by delivery. Related: Liquidation.
Open-market operation
Purchase or sale of government securities by the monetary authorities to increase or decrease the domestic money supply.
Open-market purchase operation
A systematic program of repurchasing shares of stock in market transactions at current market prices, in competition with other prospective investors.
Open-market rates
Interest rates that are determined in the open market by supply and demand, as opposed to being set by the Federal Reserve Board.
Open (good-till-cancelled) order (GTC order)
Order to buy or sell a security that stays active until it is completed or the investor cancels it.
The method of trading used at futures exchanges, typically involving calling out the specific details of a buy or sell order, so that the information is available to all traders.
Open Policy
A marine cargo insurance policy issued to cover various unspecified exports over the life of the policy.
Open position
A net long or short position whose value will change with a change in prices.
Open on the print
Used in the context of general equities. Block trader's term for a block trade that has been completed with an institutional client and printed on the consolidated tape, but leaves the block trader with stock available (because the trader has taken a long or short position to complete the trade) for new customers who are on the opposite side of the market to the initiating customer.
Open repo
A repurchase agreement with no definite term. The agreement is made on a day-to-day basis, and either the borrower or the lender may choose to terminate. The rate paid is higher than on overnight repo and is subject to adjustment if rates move.
Open up
Used in the context of general equities. Disclose more information (e.g., the exact price and quantity of one's potential interest). See: Put pants on it.
The period at the beginning of the trading session officially designated by an exchange, during which all transactions are considered made "at the opening." Related: Close.
Opening Bank
A bank which establishes a letter of credit.
Opening price
The range of prices at which the first bids and offers are made or the first transactions are completed on an exchange.
Opening purchase
Creation of or increase in a long position in a given series of options.
Opening sale
Creation of or increase in a short position in a given series of options.
Opening transaction
Applies to derivative products. (1)Buy or sell transaction that creates a position out of a flat one (writing an option short or buying an option long). Antithesis of closing transaction. (2) First transaction of the day in a stock.
Operating Assets
Another term for working capital.
Operating cash flow
Earnings before depreciation minus taxes. Measures the cash generated from operations, not counting capital spending or working capital requirements.
Operating cycle
The average time between the acquisition of materials or services and the final cash realization from that acquisition.
Operating expenses
The amount paid for asset maintenance or the cost of doing business, excluding depreciation. Earnings are distributed after operating expenses are deducted.
Operating exposure
Degree to which exchange rate changes, in combination with price changes, will alter a company's future operating cash flows.
Operating lease
Short-term, cancelable lease. A type of lease in which the contract period is shorter than the life of the equipment, and the lessor pays all maintenance and servicing costs.
Operating leverage
Fixed operating costs, which are characterized as leverage because they accentuate variations in profits.
Operating profit (or loss)
Revenue from a firm's regular activities less costs and expenses and before income deductions.
Operating profit margin
The ratio of operating profit to net sales.
Operating rate
The percentage of total production capacity of a company, industry, or country that is being used.
Operating ratio
A ratio that measures a firm's operating efficiency.
Operating in the red
Doing business while losing money.
Operating risk
The inherent or fundamental risk of a firm, without regard to financial risk. The risk that is created by operating leverage. Also called business risk.
Operationally efficient market
Market in which investors can obtain transactions services that reflect the true costs associated with furnishing those services. Also called an efficient market.
Operations department
See: Back office.
See: Operating Expenses
Opinion shopping
Attempts by a corporation to attain reporting objectives by following questionable accounting principles, with the help of an auditor willing to sanction the practices. Prohibited by the SEC.
Stands for "other people's money," which refers to borrowed funds used to increase the return on invested capital.
Portugal's derivatives exchange (Bolsa de Derivados do Oporto) trading futures on the ten-year government bond, Portuguese stock index, and three-month interbank deposit rate LISBOR (Lisbon Interbank Offered Rate).
Opportunity cost of capital
Expected return that is forgone by investing in a project rather than in comparable financial securities.
Opportunity costs
The difference in the actual performance of a particular investment and some other desired investment adjusted for fixed costs and execution costs. It often refers to the most valuable alternative that is given up.
Opportunity line
Slope of a graph representing portfolios achieved by combining different levels of borrowing and lending with a single risky portfolio. Sometimes called investment opportunity set.
Opportunity set
The possible expected return and standard deviation pairs of all portfolios that can be constructed from a given set of assets.
Optimal contract
The contract that balances the three types of agency costs (contracting, monitoring, and misbehavior) against one another to minimize the total cost.
Optimal portfolio
An efficient portfolio most preferred by an investor because its risk/reward characteristics approximate the investor's utility function. A portfolio that maximizes an investor's preferences with respect to return and risk.
Optimal redemption provision
Provision of a bond indenture that governs the issuer's ability to call the bonds for redemption prior to their scheduled maturity date.
Optimization approach to indexing
An approach to indexing that seeks to optimize some objective, such as to maximize the portfolio yield, to maximize convexity, or to maximize expected total returns.
Optimum capacity
The amount of manufacturing output that creates the lowest cost per unit.
Optimum Leverage Ratio
The borrowing level that maximizes the value of the firm. The cost of capital to the firm is minimized at that same level.
Gives the buyer the right, but not the obligation, to buy or sell an asset at a set price on or before a given date. Investors, not companies, issue options. Buyers of call options bet that a stock will be worth more than the price set by the option (the strike price), plus the price they pay for the option itself. Buyers of put options bet that the stock's price will drop below the price set by the option. An option is part of a class of securities called derivatives, which means these securities derive their value from the worth of an underlying investment.
Option account
A brokerage account that is approved to hold option positions or trades.
Option-adjusted spread (OAS)
(1) The spread over an issuer's spot rate curve, developed as a measure of the yield spread that can be used to convert dollar differences between theoretical value and market prices. (2) The cost of the implied call embedded in an MBS, defined as additional basis-yield spread. When added to the base yield spread of an MBS without an operative call produces the option-adjusted spread.
Option agreement
A form that an options investor opening an option account fills out guarantees the investor will follow trading regulations and has the financial resources to settle possible losses.
Option cycle
The cycle of option expiration months. The most common cycles are: January, April, July, and October (JAJO); February, May, August, and November (FMAN); and March, June, September, and December (MJSD).
Option elasticity
The percentage increase in an option's value, given a 1 percentage point change in the value of the underlying security.
Option holder
A person who has an option that has not been exercised.
Option margin
The margin requirement for options described in Regulation T and in brokers' individual policies.
Option mutual fund
A mutual fund that buys and sells options for aggressive or conservative investment.
Option not to deliver
In the mortgage pipeline, an additional hedge placed in tandem with the forward or substitute sale.
Option premium
The option price.
Option price
Also called the option premium; the price the buyer of the options contract pays for the right to buy or sell a security at a specified price in the future.
Option Pricing Curve
A graphical representation of the projected price of an option at a fixed point in time. It reflects the amount of time value premium in the option for various stock prices, as well. The curve is generated by using a mathematical model. The delta (or hedge ratio) is the slope of a tangent line to the curve at a fixed stock price. See also Delta and Hedge Ratio
Option seller
Also called the option writer; the party who grants a right to trade a security at a given price in the future.
Option series
A group of options on the same underlying security with the same exercise price and maturity month.
Option spread
The trading of options of the same class at the same time in order to profit from changes in the size of the spread between different options.
Option writer
See: Option sellerOptional dividend
A dividends that the shareholder can elect to receive either in cash or in stock.
Optional payment bond
A bond whose principal and/or interest may be paid in foreign or domestic currency at the discretion of the bondholder.
Options Clearing Corporation (OCC)
Applies to derivative products. Financial institution that is the actual issuer and guarantor of all listed option contracts.
Options contract
A contract that, in exchange for the option price, gives the option buyer the right, but not the obligation, to buy (or sell) a financial asset at the exercise price from (or to) the option seller within a specified time period, or on a specified date (expiration date).
Options contract multiple
A constant, set at $100, that when multiplied by the cash index value gives the dollar value of the stock index underlying an option. That is the dollar value of the underlying stock index = Cash index value x $100 (the options contract multiple).
Options on physicals
Interest rate options written on fixed income securities, as opposed to those written on futures contracts.
Or better
Used in the context of general equities. Indication on the order ticket of a limit order to buy or sell securities at a price better than the specified limit price if a better price can be obtained. Does not imply a not-held order, but rather puts more emphasis on executing at the limit if available.
Oral contract
A contract not recorded on paper or on computer, but made vocally which is usually enforceable.
Instruction to a broker/dealer to buy, sell, deliver, or receive securities or commodities that commits the issuer of the "order" to the terms specified. See: indication, inquiry, bid wanted, offer wanted.
Order Book Official
The exchange employee in charge of keeping a book of public limit orders on exchanges utilizing the "marker-maker" system, as opposed to the "specialist system", of executing orders. See also Market-Marker and Specialist.
Order imbalance
Orders of one kind for a stock not offset by the opposite orders, which causes a wide spread between bid and offer prices.
Order Parameter
In a nonlinear dynamic system, a variable-acting link a macrovariable, or combination of variables-that summarizes the individual variables that can affect a system. In a controlled experiment, involving thermal convection, for example, temperature can be a control parameter; in a large complex system, temperature can be an order parameter, because it summarizes the effect of the sun, air pressure, and other atmospheric variables. See: Control parameter.
Order room
The brokerage firm department receives and processes all orders to buy and sell securities.
Order splitting
Breaking up orders so that they can be processed as small orders for execution by SOES. Prohibited by NASD.
Order ticket
A form detailing an order instruction that a customer gives an account executive.
Ordering Costs
Costs that occur when an order is placed regardless of the size of the order.
Ordinary income
The income derived from the regular operating activities of a firm or individual.
Ordinary interest
Interest based on a 360-day year instead of a 365-day year, resulting in what can be a significant difference.
Ordinary shares
Apples mainly to international equities. Shares of non-U.S. companies traded in their individual home markets. Usually cannot be delivered in the U.S. See: ADR.
Organization chart
A chart showing the hierarchical interrelationships of positions within an organization.
Organization of Petroleum Exporting Countries (OPEC)
A cartel of oil-producing countries.
Organized exchange
A securities marketplace where purchasers and sellers regularly gather to trade securities according to the formal rules adopted by the exchange.
Original face value
The principal amount of a mortgage as of its issue date.
Original issue discount debt (OID debt)
Debt that is initially offered at a price below par.
Original Issue Discount securities (OIDS)
Bonds on which the coupon rate is set considerably below the yield to maturity at the time of issuance so that the bonds are issued at a discount from a par value.
Original margin
The margin needed to cover a specific new position. Related: Margin, security deposit (initial).
Original maturity
Maturity at issue. For example, a five-year note has an original maturity of five years; one year later it has a maturity of four years.
The making of mortgage loans.
Organization for Economic Cooperation and Development (OECD)
An organization of industrialized countries formed to promote the economic health of its members and to contribute to worldwide development.
A bank, savings and loan, or mortgage banker that initially made a mortgage loan that is part of a pool. Also, an investment bank that has worked with the issuer of a new securities offering from the beginning and is usually appointed manager of the underwriting syndicate.
Orphan stock
A stock that is ignored by research analysts and as a result may be trading at low price earnings ratios.
Osaka Securities Exchange (OSE)
Established after World War II, one of the three major securities markets in Japan.
Oslo Stock Exchange
An exchange founded in 1819 and trading stocks, bonds, and stock options that is considered the options market of Norway.
OTC Bulletin Board
An electronic quotation listing of the bid and asked prices of OTC stocks that do not meet the requirements to be listed on the NASDAQ stock-listing system.
OTC margin stock
Shares traded over-the-counter that can be used as margin securities under Regulation T.
Other capital
In the balance of payments, other capital is a residual category that groups all the capital transactions that have not been included in direct investment, portfolio investment, and reserves categories. It is divided into long-term capital and short-term capital and, because of its residual status, can differ from country to country. Generally speaking, other long-term capital includes most nonnegotiable instruments of a year or more, like bank loans and mortgages. Other short-term capital includes financial assets that can be liquidated in less than a year such as currency, deposits, and bills.
Other current assets
Value of noncash assets, including prepaid expenses and accounts receivable, due within one year.
Other income
Income from activities that are not undertaken in the ordinary course of a firm's business.
Other long-term liabilities
Value of leases, future employee benefits, deferred taxes, and other obligations not requiring interest payments that must be paid over a period of more than one year.
Other sources
Amount of funds generated during the period from operations by sources other than depreciation or deferred taxes. Part of free cash flow calculation.
Used in the context of general equities. (1) No longer obligated to an order, as it has already been canceled: (2) advertised on Autex.
Out-of-favor industry or stock
An unpopular industry or stock that usually has a low price-earnings ratio.
Out of line
A stock price that is too high or too low in comparison with similar-quality stocks in the same industry, according to its price/earnings ratio.
Out-of-the-money option
A call option is "out of the money" if the strike price is greater than the market price of the underlying security. That is, you have the right to purchase a security at a price higher than the market price, which is not valuable. A put option is out of the money if the strike price is lower than the market price of the underlying security.
Out of the name
Used in the context of general equities. To no longer have an active trading profile/ position in the stock.
Out of print
Not open on the print. See: Clean.
Out there
Used in the context of general equities. Indication gained from their trading and inquiry activity that buyers and/or (more often) sellers are in the market and should be found to get their order. "Feels like IBM is 'out there'."
Out with
Used in the context of general equities. Showing of an inquiry to another broker by a customer ("he's out with....").
Payments on obligations in the form of cash, checks, the issuance of bonds or notes, or the maturing of interest coupons.
In general, this means to do better than some particular benchmark. Mutual Fund XYZ is said to outperform the S&P500 if its return exceeds the S&P500 return. However, this language does not take risk into account. That is, one might have a higher return than the benchmark in a particular year because of higher risk exposure. Outperform is also a term used by analysts to describe the prospects of a particular company. Usually, this means that the company will do better than its industry average. Related: underperform.
Outright quote
A quote in which all the digits of the bid and offer prices are quoted. See: Points quote.
Outright rate
Actual forward rate expressed in dollars per currency_unit, or vice versa.
Outside director
A director of a company who is not an employee of that company and brings in outside experience to help make board decisions.
Outside market
Used in the context of general equities. Outside the inside market (above the lowest offering and below the highest bid).
Outside of you
Used for listed equity securities. Another order bidding for or offering stock at the same price that the trader has put on the floor himself, represented by another broker in the trading crowd. These orders may have different price limits (possible top or low on floor mentioned to floor broker but not announced in the crowd). See: Matching orders.
Purchasing a significant percentage of intermediate components from outside suppliers.
Used in the context of general equities. Stock held by shareholders (verses the company's treasury stock).
Outstanding Dividends
Dividend checks which have been mailed to shareholders of record but not yet cashed. Funds are held until the check is paid, reissued or escheated to the state as abandoned property.
Outstanding share capital
Issued share capital less the par value of shares that are held as the company's treasury stock.
Outstanding shares
Shares that are currently owned by investors.
over-the-counter (OTC)
A decentralized market (as opposed to an exchange market) where geographically dispersed dealers are linked by telephones and computer screens. The market is for securities not listed on a stock or bond exchange. The NASDAQ market is an OTC market for US stocks. Antithesis of listed.
Over-the-Counter Option
An option traded off-exchange, as opposed to a listed stock option. The OTC option has a direct link between buyer and seller, has no secondary market, and has no standardization of striking prices and expiration dates. See also Secondary Market.
Apples mainly to convertible securities. Difference between how much common stock one party must sell and the other wishes to buy for the same amount of convertible in a swap.
Overall FTC limitation
A limitation on the FTC equal to foreign source income times US tax on worldwide income divided by worldwide income.
Overall market price coverage
Total assets less intangibles divided by the total of the market value of the security issue and the book value of liabilities and issues having a prior claim. This is used to determine how much of the market value of a certain class of securities would be covered in liquidation.
Used in the context of general equities. Technically too high in price, and hence a technical correction is expected. See: Heavy. Antithesis of oversold.
Overbought-oversold indicator
An indicator that attempts to define when prices have moved too far and too fast in either direction and thus are vulnerable to reaction.
Said to occur when a firm cannot service its debt even though its debt/equity ratio is not excessive.
Provision of instant credit by a lending institution.
Overdraft checking account
A checking account associated with a line of credit that allows a person to write checks for more that the actual balance in the account, with a finance charge on the overdraft.
Overfunded pension plan
A pension plan that has a positive surplus (i.e., assets exceed liabilities).
Used in the context of general equities. Sizable block of securities or commodities contracts that, if released on the market, would put downward pressure on prices; prohibits buying activity that would otherwise translate into upward price movement. Examples include shares held in a dealer's inventory, a large institutional holding, a secondary distribution still in registration, and a large commodity position about to be liquidated.
Overhanging Bond
A concertible bond issue that investors do not convert into common stock because the stock has not appreciated in value.
The expenses of a business that are not attributable directly to the production or sale of goods.
An economy that is growing very quickly, with the risk of high inflation.
In corporate finance, this refers to managers not acting in the best interests of the shareholders and investing too much (potentially in negative net present value projects).
An excess of issued shares over authorized shares.
Overlap the market
Used in the context of general equities. Create a crossed market by expressing a willingness to sell on the bid side of the market and buy on the offer side.
Overlapping debt
The portion of debt of political subdivisions or neighboring special districts that a municipality is responsible for.
Overlay strategy
A strategy of using futures for asset allocation by pension sponsors to avoid disrupting the activities of money managers.
Overnight delivery risk
A risk brought about because differences in time zones between settlement centers require that payment or delivery on one side of a transaction be made without knowing until the next day whether the funds have been received in an account on the other side. Particularly apparent when delivery takes place in Europe for payment in dollars in New York.
Overnight position
A broker-dealer's position in a security at the end of a trading day.
Overnight repo
A repurchase agreement with a term of one day.
To appreciate at a rate faster than appreciation of the overall market.
Used in the context of general equities. Creating artificial volume in a stock through activity not generated by normal/natural buyers and sellers in the market.
Overreaction hypothesis
The supposition that investors overreact to unanticipated news, resulting in exaggerated movements in stock prices followed by corrections.
In the context of project financing, the amount of capital expenditures or funding above the original estimate to complete the project.
The tendency of a pool of MBS to reflect an especially high rate of prepayments the first time it crosses the threshold for refinancing, specially if two or more years have passed since the date of issue without the weighted average coupon of the pool crossing the refinancing threshold.
Used in the context of general equities. Technically too low in price, and hence a technical correction is expected. Antithesis of overbought.
Oversubscribed issue
Investors are not able to buy all the shares or bonds they want, so underwriters must allocate the shares or bonds among investors. This occurs when a new issue is underpriced or in great demand because of growth prospects.
The excess number of shares or bonds that investors want to buy but are not available due to high demand.
Oversubscription privilege
In a rights issue, arrangement by which shareholders are given the right to apply for any shares that are not taken up.
Excessive broker trading in a discretionary account. Underwriters persuade brokerage clients to purchase some part of a new issue in return for the purchase by the underwriter of other securities from the clients at a premium. This premium is offset by the underwriting spread.
A stock price that is seen as too high according to the company's price-earnings ratio, expected earnings, or financial condition.
Usually refers to recommendation that leads an investor to increase their investment in a particular security or asset class. The increase is usually with respect to a benchmark. Suppose that U.S. equities compose 40% of the benchmark portfolio. If one thinks the U.S. will outperform, the investor may increase the exposure to U.S. equity to more than 40%.
Deducting and paying too much tax that may be refunded to the taxpayer or applied against the next period's obligation.
A speculative option strategy that involves selling call or put options on stocks that are believed to be overpriced or underpriced; the options are expected not to be exercised.
Own foreign offices
U.S. reporting institutions' parent organizations, branches, and/or majority owned subsidiaries located outside the United States.
Owner's equity
Paid-in capital plus donated capital plus retained earnings less liabilities.
Ownership-specific advantages
Property rights or intangible assets, including patents, trademarks, organizational and marketing expertise, production technology, and management and general organizational abilities, that form the basis for a company's advantage over other firms.


text: Started teaching at Parent Observation in 2000, becoming the director in 2008, and teaches parent and child classes for 18-month-old to 3-year-old children. Diane studied social welfare and earned a Multiple Subject Teaching Credential at U.C. Berkeley and an MA in Special Education at Santa Clara University. She has continued her education by taking Child Development classes. Diane's lucky enough to make a living doing what she enjoys most, which is helping children be confident in a classroom setting and in making new parents confident as parents. It's this critical time for both the child and the parents that Diane finds the most rewarding component to her career; it's when imaginations and language develop, where a child learns to participate in a group, develops confidence, learns to share, and makes their first friends. Parents and children alike are lucky to share in Diane's warmth, compassion, and expertise.

subset: commoncrawl


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Our July DokiDoki books have arrived! It's a double dose of Eiki Eiki, with Train Train Vol. 2 and Millennium Prime Minister Vol. 1!
Here are some pictures of the books and their accompanying fukuseigenga:
Get your copies today through Akadot Retail!
Train Train Vol. 2 (more information on DokiDoki)
Millennium Prime Minister Vol. 1 (more information on DokiDoki)


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CORAL GABLES — Miami's freshmen spoke to reporters Monday for the first time as Hurricanes.
We caught up with several, including N'Kosi Perry, Evidence Njoku, DeeJay Dallas, Trajan Bandy, Mike Harley and DJ Johnson, and heard about their goals for their first seasons at UM.
Njoku wants to uphold the "Njoku legacy" of being a "freak athlete." Johnson wants to "ball out" and put a total of zero bad plays on his highlight film.
Dallas has his sights set high.
Real high.
He wants to win "the Coastal, then from there, playoffs, then push comes to shove, national championship," he said. "That's really how I'm feeling."
Hear from them in the video above. We'll have much more from media day in subsequent posts.
[Perry says he doesn't feel pressure of QB race]
[Two goals this week: Narrow QB race, make depth chart]
[Video: Watch QBs throw on Monday]
[Practice observations: Pinckney back, Walton OK]


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So, I've been working on textures again, always trying to improve the product! This week I created a couple of sets of bangles, Purple, Orange and Blue Flower White Enamel bracelets and Purple, Orange and Blue Flower Gold Enamel bracelets. You get each color bracelet for both arms in one pack for $100L. That's 6 bracelets in each set for $100L, quite the bargain. However – my group members will get an even bigger bargain. I'm putting a FREE set of the Flower White Enamel bracelets into the good ole subscribe o' matic. So join my group to get your freebie this week, it's an easy subscribe o' matic group.
I also completed a fun Coral Butterfly set, with a lovely gold embossed butterfly pendant, cool matching beaded hoop earrings and bracelets to go with that! And finally, I worked on a lovely retro kind of look, I'm calling Silver with Aquamarine – a gorgeous necklace, earrings and bracelets for both arms set. Oh – and if you're still interested in picking up my AO's I've placed them ALL in the Whimsical Newbie Kit, which btw, contains a bunch of other fun stuff and helpful information too! And last but not least, I've built a new furniture set I'm calling Olive Silk, stop by the store to see it on display!
That's it for this week, as always, you can find all my stuff for sale at my store, Whimsical Creations – here's the SLURL so you can teleport directly to the store! Newness is pictured below.


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Wednesday, December 19, 2007
Egg On Its Way
The IUI was yesterday. Dr. M. had to use a tenaculum to "get traction" on my cervix, which, in addition to sounding rather disturbing, hurt like crazy and had me doubled up in pain (and spotting) for the rest of the afternoon. Last night, as I was going to bed, I felt a sudden, sharp pain from my left ovary, and this morning I can feel the "fullness" easing up, so I think that I might have actually felt myself ovulating. I'm still a little nauseous (from the trigger shot?) but feeling loads better than the past few days. Quite a relief, since maybe I'll be feeling close to normal by the time we leave for Christmas. In the mean time, nothing to do but down folic acid and wait.
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Debunking the Animal Rights Campaign of Misinformation
About Animal Wrongs
Animal Wrongs is a website created to inform the general public of the evils of animal rights organizations. We are a group of everyday individuals who collectively wish to expose these groups for the radical, violent and multi-million dollar terrorist cells that they are. Often boasting their violent and distrubing campaigns these groups prove their lack of regard for human life, and threaten the livlihoods and lives of millions of innocent people with every action they take. By being a supporter of 'animal rights' they are opposed to human rights by being opposed to medical research, pets, livestock and agriculture, the right of individuals to hunt and fish off the land, to choose what we consume and the occupations of many hard working people.
Featured Blogs
Exploding seal population devastates fish stocks
Despite what animal rights organizations and radical activists would have you believe, the harp seal is not an endangered animal nor is it's population on the decline.
PETA Bribing Celebrities.. Again!
If you've donated to PETA lately, your dollars which you originally though to go towards the protection of animals is going to help protect the reputation of drug addicted, millionaire celebrities.
Christmas Card Controversy
Despite all the joyous holiday celebrations taking place around the world it seems the propagandists and spin doctors of the animal rights movement took no time off.
Unfortunately due to the violent nature of animal rights organizations, who take every opportunity to threaten and attack us both online and offline, we will not be revealing any contact information of our writers and administrators.
You can however contact us through our feedback line, just send an email to the address above.
Our Blogs
Just a breeding machine.
Just a breeding machine. Instead of being treated for her condition she was artificially inseminated. Her ability to reproduce was more important than whether she was healthy or not. How sad.
I spend a lot of time in the company of factory farmers
I spend a lot of time in the company of factory farmers and it's a very rare event when one says 'that animal needs veterinary attention'.
Perhaps it's because they operate offshore
Perhaps it's because they operate offshore that there is so little dissent against this industry? It's also because they wrap themselves up in a protective layer of 'sustainability'. We should expect a fish-less ocean by the middle of the century, unless of course we...
Activist Groups
The definition of terrorism as defined by thefreedictionary.com is
"act of terrorism, terrorism, terrorist act – the calculated use of violence (or the threat of violence) against civilians in order to attain goals that are political or religious or ideological in nature; this is done through intimidation or coercion or instilling fear"
Here is a list of animal rights groups who have been found by Animal Wrongs to fit this definition:


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The fourth day of the Innovate conference is also our Board of Advisors meeting.
When I first joined Rational, this was one thing that really impressed me. While I was familiar and had led many customer advisory boards before, I was surprised in a positive way to recognize how much Rational and clients both invest into this. We are serious about this here! There are pre-meetings and homework. Our Board of Advisors members gather input from their organizations on strategic needs and trends ahead of time and help Rational validate our investment focus and priorities. I find the conversations direct, open and very focused. Beyond Board of Advisors meetings, I see the clients more devoted strategic partners with IBM. What a great story!
This year we get to welcome about 30 Rational Board of Advisors members and special guests joining us for a deep discussion covering Rational's strategic focus, system-specific tactics, DevOps and many other key topics. Thank you board members for being such devoted advisor and advocates of IBM Rational!


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TIJM, the International Journal of Medicine is a new medical journal that is designed to stand with reputation among other international medical journals and contribute in publishing high-quality research.
TIJM, the International Journal of Medicine offers a broad, professional audience for your advertising message. Bonus distribution at key conferences around the world further extends the impact and reach of your message.
Advertising in TIJM guarantees access to a key target audience of influential professionals—individuals with decision-making and purchasing power. Our journal is subscription based and is designed to enjoy a high rate of pass-along readership (via libraries and institutes)
If you are advertised in TIJM you succeed in
Banner Ads and Sponsored Pages are alternative options.
Print Solutions
Coverwraps - A high visibility and impactful customized cover with your company's product message which "wraps around" a journal's regular issue.
Belly Bands - wrap around the publication after it is printed and bound. Combined with your branding and artwork, they offer a unique packaging component to bundle and promote your product. Belly Bands are the first thing that a subscriber sees, providing high impact selling power. Belly bands are especially effective in issues which receive bonus distribution at major meetings around the world.
Inserts - TIJM can insert your preprinted inserts into the journal. This is a great way to distribute your literature straight into the hands of your target audience.


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Money Trouble Ahead: 15 Indications That Bad Times Are About To Hit The U.S. Economy
2011 is shaping up to be a really bad year for the U.S. economy. There are all kinds of indications that big trouble is ahead. So far financial markets are weathering all of the chaos around the world fairly well, but just as there were huge flashing warning signs before the 2008 financial crisis there are also huge flashing warning signs now. The price of oil is soaring, the U.S. housing market is experiencing huge problems, the cost of living in America recently hit a new record high and each week the globe seems to become even more unstable. How much pounding can our fragile economic system take before it completely collapses? As the price of oil goes even higher, it is going to cause economic growth to slow down and it is going to cause the prices of the things that we all buy at the stores to go up at the same time. It is very likely that we are entering a period of "stagflation" similar to what we experienced in the 1970s. This is going to cause a huge amount of money trouble for millions of American families. Already there are vast numbers of American families that are barely making it every month. Tens of millions of Americans are already receiving government assistance. So what is going to happen when the next financial crash happens and we experience yet another major economic downturn?
The truth is that the financial system was never "fixed" after the crash of 2008. If anything, it is more vulnerable today than it was back then. Even as you read this, major imbalances are building up in the global financial system, and at some point a "tipping point" will be reached.
Once that tipping point is reached, it will not be too long before the U.S. economy experiences the next wave of economic problems. Perhaps we will be fortunate and it will not be as bad as the 2008 crash. Perhaps this next wave will be even worse than 2008 was. Only time will tell.
But all of the warning signs are there. The following are 15 indications that bad times are about to hit the U.S. economy….
The Rest…HERE


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Peregrine [Womens]
This is a final sale product and is not eligible for returns or exchanges.
Women's cut [see the men's cut]
Not sure what size to get? Get a sizing consult here!
The Peregrine is the sleekest and lightest jacket that we've offered to date. It takes elements from our best-sellers for an ideal balance of the signature looks of the Birds of Prey line. The Peregrine falcon is the fastest animal in the air, reaching horizontal cruising speeds of 65- 68 mph and we've incorporated that sense of eye-watering speed into the design of our jacket. Made out of a super durable, military-grade ripstop fabric, the Peregrine will take you wherever you need to fly. The Peregrine also offers gauntlet-style cuffs to keep your sleeves secure, shoulder design engineered to maintain your range of movement, a removable hood, and zippered pockets to keep your things secure through all your vaults and rolls. An ideal balance of aerodynamic form and lightweight strength, the Peregrine is perfect for your longest journeys.
- Optimized for physical activity/parkour with close fit but full range of motion
- Two external pockets with zipper closure
- Removable hood
- Inside pocket
- Gauntlet cuffs to keep the sleeves secure
- Made with durable military-grade ripstop fabric
- Dry clean
- Black Garnet - Black with red accents and red stitching
- Eclipse - Black on black with grey stitching
- Wicked - Black with forest green accents and grey thread
- Damascus Steel - Silver with royal blue accents and thread
- Sneaking Suit - Gunmetal grey with black accents and black stitching
Customer Reviews
- Reviews
- Questions
best of both...
bought as a gift in the freerunner color scheme. the fit was perfect, and the color combination of grey and black is eyecatching and versatile. i chose this jacket because it has the color pattern of the falcon and the cuffed sleeves of the kestrel. i myself own the mens cut of both falcon and peregrine, so i know the fabric and stitching are high quality and comfortable. a very nice mid-weight option that catches attention every time you wear it. a well received gift that will get it's use for many years to come.
Okay, hear me out: I
Okay, hear me out: I regret nothing, and. This. Jacket. Is. Awesome. Story time : believe me when I say that it was not a spontaneous impulse. I literally spent months coming back to this very page, before finally pressing that "Add to cart" button, and even decided to e-mail Volante before hand because I wasn't sure which size would fit me best. After a quick response, I ended up choosing the Female-cut XS which "might be a little snug" around the waist but would apparently fit me well enough. And there went $310 (jacket) $70 (shipping). Anyway, I got an e-mail telling me that my Rogue Peregrine was bound to end up at my doorstep 3 days later, which made me go "yeah right, it's coming all the way from the USA (I live in Europe), I know how those things work and I'll probably get it in like 4 weeks or something". But what do you know, I really DID get it 3 days later, only handed over by an UPS guy who charged me $140 for costume fees. Damn, didn't expect something that dramatic. But hey! Once I opened the box I was the most happy person on earth for the next hour, and paraded my fabulous new jacket around the house, despite blazing hot 106°. It's flawless and fits perfectly (even if effectively a bit snug around the waist, but that's just for me) ! The range of movement is amazing (makes me want to start free-running, despite being as fit as an old dying dog), the pockets are great (I hoarded all the mobile phones of the house and could fit around 3-4 random stuff in one pocket, and there are 3 of them, amazing I tell you !), the fabric, details and stitching are really well done and the hood is super cool. Basically I'm eagerly waiting for summer to end so I can finally start wearing it. tldr: This jacket is the most awesome thing that happened to me this year and I love it, even if it ended up costing quite a bit more than expected.


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In a world that's increasingly fast-paced and virtual, people are discovering the meditative calm and visual pleasure offered by the new generation of coloring books for adults. "Adult coloring is absolutely a growing trend and consumers are really taking to the idea," notes publisher Matthew Lore on CNN. I purchased the "Secret New York" coloring book by Zoé De La Cases over a year ago and it's been sitting in my desk drawer blank, just waiting for me to start coloring in it, but I've never managed to find the time.
I fell in love with the fun, hand drawn illustrations inside that pretty much illustrate New Yorkers perfectly. Made me feel back home. Hot dog carts, fashion, buildings, and the Statue of Liberty even make an appearance in this book. It was honestly difficult to even decide which page to start on, there are so many cute designs.
My Verdict: Whether you live in New York, enjoy visiting, or have never been there and want to see the sights in coloring book form, this is a great book to pick up! Glad I decided to finally color it in. When I felt like there was no time in the world, it felt great to relax and color before bedtime. I will continue to take some time out to listen to my Bon Iver music while enjoying feeling like I'm a kid again. Yeah, I'll be coloring my heart out. Very Zen!


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Being on holiday is a great time of year for us to genuinely celebrate our lives. This year is remarkably special! Here we are in 2012, the world has not ended and in fact its apparent there are a lot of new beginnings emerging! As theorized by the Mayan calendar, Dec. 21st, 2012 is a profound time for human beings to ascend into a new awakening of possibility for humanity!
Many of us have noticed big changes in people's lives, some not so predictable or easily digested. In allowing the vast changes to flow into our lives like water, we get to experience the blessings they bring! What I find most amazing in my many losses this year, funeral services attended, frightening challenges in my life and so on is that when I really decide to reach out to find community, in yoga known as Sangha, it shows up almost instantly. We find that family can be relatives, neighbors, co-workers, distant friends, Facebook followers, and many social circles that we never would have guessed would be so powerful!
I have been sharing a pretty incredible transformation process I started early in the year called Wisdom Unlimited. I dove off the deep end into a self exploration of practicing creating what is really possible when excuses, fear, limited thinking and mental blocks are removed. It's unbelievable what I have discovered! It is similar to having a blindfold removed that you may not have known you were wearing. I mean seriously, I'm in awe as I approach the completion ceremonies the first week of December. The things people in my social groups have achieved are just so fascinating. It's so moving to see how much we are capable of as human beings. As we move into a pivotal time in humanity, this is all such perfect timing.
I am so stoked to be leading my first tour to India with an awesome group of people, as Dec. 2012 concludes and we emerge into the new beginnings of 2013. Just on the heels of this comes big news! After being in San Diego for 12 years, pursuing my dreams of practicing yoga with great yoga teachers such as Pattabhi Jois, Tim Miller, Saul David Raye, Shiva Rae, Eric Schiffman, Rich McGowan, Sean O'Shea, Matias Flurry, and more, my cup "overfloweth" with blessings. I have infinite gratitude for the divine experiences I have had with Mata Amritananda Mayi Devi, known as "Amma" in California, on US Tour and in India. It seems like a sacred temple has recently landed on my crown chakra, guiding me gently yet clearly onward into my new adventures!
In thinking of all of you who are a part of the Yoga Vortex social network, I have such deep gratitude for knowing you!!!! Whether it has been a mere look, a brief conversation or years of friendship we have built over time, I am deeply grateful to know you! For Thanksgiving I want to especially thank and acknowledge you for giving and sharing your support however you have. It is through the contribution of you, that I am where I am in my soul's journey in life!
Next month, I will be having a "New Beginnings" party on Sat. Dec. 8th at 6:30pm. in Carlsbad, CA. If you would like to attend, please RSVP to this email. In December, I will be traveling extensively on the east coast, embarking on Yoga Vortex Adventure Tours to India on the edge of the New year. Then,I will be moving to Atlanta, GA in Jan. 2013!
What's ahead? A realized vision! I see a Yoga Vortex studio manifesting as my journey unravels. I see a sanctuary where people explore yoga and other healing modalities, such as Thai Yoga Massage, Acupuncture, Acupressure, Ayurveda Therapy, Thai Chi, Chiropractic, Physical Therapy, Beginner's Meditation, Spiritual philosophy & paths, Live Music Concerts/Kirtans, Workshops, Classes, Weekend Immersions & Retreats, as well as more! I have been joking about how if you fly round trip from San Diego to Atlanta, which can be done for as cheap as $240, your first class is free. 🙂 Actually, a whole day of Yoga Vortex Sanctuary will be free, on me. 🙂
In the meantime, I am so excited about developing Yoga Vortex Adventure Tours! While this tour group to India is currently full, I am hosting another one in Mar. 2013 and you are invited. I will also be doing summer Yoga Vortex Tours to either Spain, Costa Rica, South America, Bali, Thailand,and/ or others. These tours will include Yoga Classes, Thai Massage, and/or Beginner's Guided Meditation among an amazing list of outdoor adventures to choose from! The only thing standing between you and anything you want is guess what- your thoughts.
If I have anything to sum up what has been my most powerful awakening of a year yet, I would simply say this. All it takes is a sincere willingness to attract what it is you know you were born to do. Inside that pure sincerity all things appear to lead you into its full realization. OM. Shanti.
I thank all the Divine Grace that is and ever will be in all of its embodiments including my connection with you. Thank you and infinite blessings to you this Thanksgiving!
Kam Singh, MA, RYT


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We are big fans of employee stock purchase plans (ESPPs). They allow ordinary employees to become company shareholders and build wealth. At a socio-economic level, ESPPs can thus perhaps even reduce income inequality, as can other forms of equity compensation. On myStockOptions.com, we have so much content on ESPPs that we could be called myESPP.com as well.
Studies about trends in ESPP design can be hard to find. Fortunately, the National Association of Stock Plan Professionals (NASPP), the National Center for Employee Ownership (NCEO), and the Certified Equity Professional Institute recently published data from their joint 2016 ESPP survey. The survey results are summarized at the website of the NASPP. Responses were received from 239 companies, 91% of which have tax-qualified Section 423 ESPPs. Among the findings of interest:
- 70% of respondents offer a 15% discount.
- 50% have a six-month offering period.
- 56% base the purchase price on the price at the beginning or the end of the offering period, whichever is lower.
- 79% do not have a required holding period.
- 54% spend less than 0.5% of their total compensation budget on the ESPP, while 21% spend between 0.5% and 0.9%.
- 24% report that they do not use any particular way of communicating the plan to their employees. Among those that do use specific communication channels, the most common means are email (93%) and the company website/intranet (90%).
- 36% of the companies are very satisfied with their ESPPs, and another 36% of them are somewhat satisfied; 25% percent report feeling neutral about their ESPPs; and 3% are dissatisfied with their ESPPs.
That last point is especially interesting. Not surprisingly, the companies that report spending more on participant education tend to also have a higher level of satisfaction with their ESPPs. As the NASPP observes in its summary of the results, companies therefore "might be wise to consider investing more in educating employees about their plans." With features such as those mentioned in the survey, an ESPP can be a really good financial deal for employees.
The full survey results, plus analysis of them, can be purchased from the NCEO.


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The Jets surprised many in 2017 by winning five games when they -- not the Browns, who ended up winless -- were expected to be the league's worst team.
A standout youngster says that even with those victories, New York did it by going through the motions, not by giving the maximum effort.
"Everybody was used to losing," Jets safety Jamal Adams told Bleacher Report. "You can always tell that vibe. I came in, and it was like everybody wanted to do the bare minimum. They didn't want to go above and beyond. They didn't want to take that extra step.
"They didn't want to be uncomfortable, [but] to be great, you have to be uncomfortable. You have to be willing to sacrifice and willing to do the little things. And the team, the organization, just wasn't doing those things."
A 5-11 record, by normal standards, is unsatisfactory, the definition of mediocrity in the NFL. For the Jets, it was lauded as an overachievement, considering the lack of talent on the roster. For Adams, a first-round pick from a traditionally strong program in Louisiana State, it understandably wasn't enough.
It also wasn't just the Jets, according to Adams.
"It's not necessarily what it looks like," Adams said when asked to describe the appearance of doing the bare minimum. "It's more about the vibe. That sense of everybody getting used to it.
"Like, it hasn't been going good. People are not studying their plays. People aren't knowing the plays. People aren't knowing their assignments. We get paid to play a game. You think that people would be dedicated to their craft and actually study it and know it like the back of their hand. It just didn't happen on our team. It's the whole NFL. You have a lot of guys that make it but get comfortable. It's about having that mindset that when you make it, you're just getting started."
Adams brought a mentality many would want from a first-round pick, one that will give his full effort and attention to a sport that has grown from a game to a profession. It's what made him one of the more exciting rookies of his class.
But hearing these same words, which came from Adams in the spring but were published Tuesday, has to be concerning for a Jets team that is still far from legitimate contention. Under coach Todd Bowles, the Jets have at best been a squad that has flirted with weekly competition (save for their dalliance with the postseason in 2015) and at worst been one of the league's bottom-feeders. In Year 4 of the Bowles era in New York, a improvement should be expected.
"Jamal is a very young player, and he's a very smart player, and he speaks from his heart," Bowles said, per ESPN. "We talked about it. He didn't mean a lot of the things that came out wrong."When you give everything and demand people to be like you, everyone is not like you. Some people learn differently, some people don't. ... It's part of being a young player. He'll learn over time things to say and what he really means and what not to say. We dealt with it. We've moved on."
With the topic having been broached and settled, the Jets can move forward on the same page, even if Bowles admitted some players hold themselves to a higher standard than others. And with a crop of higher selections -- including, most notably, quarterback Sam Darnold -- now in the facility, it's fair to expect improvement.
That begins with this camp, which includes determining the future at quarterback and other key positions. Where the Jets go in 2018 will impact how the franchise proceeds in the future, starting with Bowles. For Adams, the expressed mindset will serve him well and should keep him from worrying about his own job security -- even if it isn't as certain for those who don't subscribe to Adams' level of expectation.


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Municipal Solid Waste
The ever increasing amounts of municipal solid waste (MSW) are considered a global problem but AMBRA consideres MSW to be a valuable resource. "Waste is only waste if you waste it."
We acknowledge that MSW is a complex field and AMBRA prides itself on offering individually customized solutions to every client. Although we offer our proprietary Faber-Ambra system, AMBRA partners with top leaders in waste technology to address all areas of MSW from initial planning to end result. Our infrastructure allows us to adapt to each clients' needs.
Examples of our waste to resource conversion include:
- Converting organic waste into biogas, compost and fertilizer.
- Converting non-organic waste into refuse derived fuel, bunker fuel, gas or electricity.
For example:
- from 2,000 tons per day of fresh waste (60 % organic), we can produce net 50 megawatts. This translates to a total of approximately 432,000 megawatt hours per year.


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I know a brilliant woman called Clare Hudman. She helped me recover from a horrible illness a few years ago and is one of the most inspiring people I know. Last time I spoke to her she told me she was going to take the 2016 microadventure challenge set out by explorer Alistair Humphreys.
The challenge, she explained, involved sleeping in the great outdoors with no tent - just a bivvy bag - one night a month, every month, for a whole year. 'That sounds awful,' I said.
Then, after a nervous pause: 'I want to do it.'
Of course, it's not awful. It's exhilarating and challenging and fun, and it's forced my partner and I to get out into the open more. We walked the entire coast of Cornwall in 2015, over a gruelling yet magical five weeks - we're hardly couch potatoes - but this challenge takes away the negotiation: we just get out there and do it.
At the time of writing we've already done three microadventures, and they've been very memorable. There is nothing quite like the experience of waking up under a deep indigo dome of stars with a pheasant grumbling in the thicket behind you. If you're interested in getting involved, check out this page, and keep an eye on my Facebook page for monthly updates.


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Enclosure Bay
Located on the beautiful, northern coastline of Waiheke Island, between Little Oneroa and Palm Beach, Enclosure Bay is a modern, architecturally designed, offering luxury, bespoke, Hotel / accommodation.
- Per night
- $425 - $700
Contact Us
1 / 9
Enclosure Bay has two one bedroom suites and a King bedded room – all with private decks, air conditioning and facilities you would expect.
We enjoy a wonderful setting, capturing the sun all day and providing panoramic views of the Hauraki Gulf and its islands. Uninterrupted views out as far as Great Barrier Island and Coromandel Peninsula to the east, Rakino Island, Little Barrier Island and the Noises to the north and the setting sun behind Rangitoto to the west. Your privacy and opportunity to take it easy, refresh and restore, are our priorities.
So come to Enclosure Bay, relax, enjoy our 'special place' and watch the varied moods and colours of the Hauraki Gulf and its islands.
A warm welcome awaits you.
Physical address
Enclosure Bay, 9 Great Barrier Road, Enclosure Bay, Waiheke Island, Auckland, 1081, New Zealand.
Opening times
- Months of operation:
- All months of the year
Facilities and Features
- BBQ Facility
- Breakfast
- Children Welcome
- Conference Facilities
- Courtesy Transport
- Dinner
- Internet (Public Use)
- Laundry
- Luggage Storage
- Lunch
- Room Service
- Proximity to coach terminal:
- 5min from Matitia Ferry on Waiheke Island
- Proximity to town:
- 2km
Pricing and Conditions
|Per night
|$425.00 - $700.00


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Soreness Every Day With Starting Yoga
The last thing you expect when you start a yoga practice is persistent soreness that makes those relaxing stretches a painful ordeal. The soreness could be caused by using muscles that you've overlooked for a while or by a deep release of tension in hamstrings or hip flexors. Don't give up, just slow down. Focus on the problem areas with more yoga. Strengthen hamstrings with Chair pose, loosen hip flexors with Warrior pose, and tackle stiff wrists with a Namaste exercise.
Post-Practice Soreness
If you are sore every day at the start of your yoga practice, you might be experiencing a condition called delayed onset of muscle soreness, or DOMS. DOMS occurs when you work muscles hard with eccentric contractions that stretch muscles as they contract, which happens in most yoga poses. This puts pressure on nerve endings, leading to swelling and pain in the area of the affected muscle. You begin feeling sore about 24 to 48 hours after a practice session -- just in time for your next yoga class. DOMS might be normal -- muscles are adapting to the stress and will become stronger. But it might be a signal that you are working too hard, too long or too frequently. Warm up by repeating a series of Sun Salutations before practice and cool down with slow, gentle stretching and some down time in Corpse pose. Limit your practice to fewer sessions a week until you work through the soreness.
Yin Solutions
Try a yin style of yoga if your Ashtanga or power yoga class leaves you sore. Relax into poses and hold them for a while, just breathing into the pose and softening your muscles. A yin approach relies on floor poses so you are not lifting your body weight. Stretches like Butterfly, Sphinx, Dragonfly, Child's pose and Full Forward Bend stimulate your energy channels and release tight layers of connective tissue. You resolve longstanding stiff muscle patterns that may come from habit, poor posture or reaction to an old injury. Yin-style yoga doesn't have to put you to sleep. Balance your slow stretching sessions with more vigorous yoga classes on alternate days to build a pain-free yoga practice.
Painful Wrists
Your wrists can derail your yoga practice if you neglect them. Wrists take a beating when you work on a computer all day, or break a fall with your hands. Many yoga poses put pressure on delicate wrist joints as you support your own body weight on your hands. Yoga teacher and physical therapist Judy Gudmestad suggests giving up poses that require you to bear weight on a full wrist extension, until the soreness passes. Instead, strengthen that extension with exercises to train your wrist to bend back 90 degrees comfortably. Put your hands together in prayer position at chest height. Don't let your palms pull apart as you lower your hands a few inches toward your waist and return them to the heart area. Go slow with sequences like Sun Salutations that require you to bear weight repeatedly on your wrists. Work on modified and then full Downward-Facing Dog first, to toughen your wrists for the heavy lifting.
Help from Herbals
Any new activity can cause muscle soreness as your body adapts to unaccustomed stress. Natural healing herbs and therapies provide gentle pain relief. Moist heat from a hot water bottle or ginger bath can alleviate soreness. "Yoga Journal" recommends a long soak in a warm tub with 1/4 cup of ginger powder and 2/3 cup of baking soda. Ginger stimulates blood flow to muscle tissue and baking soda draws toxins from your pores. Try directly rubbing a massage oil into a sore muscle, placing a towel over it and applying a hot water bottle to open pores and warm the muscle. Use an oil infused with soothing herbs like camphor, clove and turmeric. Arnica will do that, too. Arnica is a homeopathic remedy for aches, bumps and bruises that comes as a cream, gel or pellets so you can rub it in or let a pellet dissolve under your tongue. The remedy helps to increase circulation while it lowers swelling and inflammation.
Photo Credits
- Motoyuki Kobayashi/Digital Vision/Getty Images


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At 20, the will reigns; at 30, the wit; and at
40, the judgment.
- Benjamin Franklin, "Poor Richard's
If youth only knew; if age only could!
- FTD customer
We are born naked, wet and hungry. Then things get
- FTD customer
Aging is mandatory. Maturity is optional.
- Chris Antonak
You are only young once, but you can stay immature
- Ogden Nash
Never trust anyone over thirty.
- Jerry Rubin, American activist
Age is a number and mine is unlisted.
- Anonymous
Age is a very high price to pay for maturity.
- Tom Stoppard, British playwright
Youth is a disease from which we all recover.
- Dorothy Fulheim, American writer
It's sad to grow old, but nice to ripen.
- Brigitte Bardot
It's not how old you are, it's how hard you work at
- Jonah Barrington, British squash star
The older you get, the stronger the wind gets - and
it's always in your face.
- Jack Nicholson, American actor
Women over thirty are at their best, but men over
thirty are too old to recognize it.
- Jean-Paul Belmondo, French actor
There is still no cure for the common birthday.
- John Glenn, U.S. senator
So you see, old age is really not so bad. May you
come to know the condition!
- Cicero, "On Old Age"
The secret to staying young is to live honestly,
eat slowly and lie about your age.
- Lucille Ball, American comedian
Old age is when the liver spots show through your
- Phyllis Diller, American comedian
Middle age is when your age starts to show around
your middle.
- Bob Hope, American comedian
You know you're getting old when the candles cost
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- Bob Hope, American comedian
Few women admit their age. Few men act theirs.
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every new person you meet reminds you of someone else.
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- Ogden Nash
Youth would be an ideal state if it came a little
later in life.
- Herbert Asquith
Greatness is the dream of youth realized in old age.
- Alfred Victor Vigny, French man of letters
Middle age is when wherever you go on holiday you
pack a sweater.
- Denia Norden, British humorist
Old age is no place for sissies.
- Bette Davis, film actress
Just say, "I'm not 40, I'm 18 with 22 years
- Unknown
Just remember, once you're over the hill you begin
to pick up speed.
- Charles Schultz
Men are like wine: some turn to vinegar, but the
best improve with age.
- Pope John XXIII
Old age is always 15 years older than I am.
- Bernard Baruch, American financier
Growing old is something you do if you're lucky.
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Anyone can get old, all you have to do is live long
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So, here's the third album with the "all-star projext" as they're often call, Mystic Prophecy. What we have here is a album with nice balance between hard riffing metal with melodic and catchy-as-hell choruses. They have a fairly good singer in form of Roberto "Lia" Liapakis. He can sing good in all ways, and drag the vocals out really good. It seem like he can sings just one word in a whole minute or something. Though it seems like he like to sing like that in almost every chorus. They do all sound a little alike just because of his vocals. Anyway, they also got the guitar-genius Gus G in the band, what can I say, this guy just rule on guitar. And also worth mentioning is the thrashing drummer, Dennis Ekdahl, who has some really cool drum parts on the album. The songs are mainly written by "Lia" and the bass player Martin, and some of them by Gus. And they've managed to come up with some good songs here.
The album begins with the fast "Burning Bridges". Begins with some nice leads and then breaks into thrash riffs and drums and some really heavy verses. The chorus is very very catchy and melodic and is the song's weakest part. Gus shows some nice guitar skill with the solos. 2nd up is "Time Will Tell", a middle track. A mid-tempo song with ultra catchy chorus. It's nothing special, in my opinion, it has cool soloing though. The 3rd song is much better though, "Under A Darkened Sun". It starts with a heavy thrash-riff, leads into a pretty fast, but yet heavy track, one of my favourites from the album. The chorus is as usual really catchy and melodic, this one is pretty OK though. But the strongest parts with the song is definitely the heavy verses. It follows by another track in the same way as the previous track, "Dust Of Evil". The verses are really similar to "Under A Darkened Sun" heavy stomping guitars in a kind of gallop-way. The chorus is as always, catchy and melodic. Worth mentioning is also the really heavy part before the solo. It's even a little bit aggressive, and I love that part. 5th up is the really fast "In Hell". Here the speed turns up to a very high level, with rattling bass drums and ripping guitars, melodic chorus, and a pretty cool spoken-break in the middle of the songs. The solo crushes. Next is the very boring ballad, "Never Surrender". There's a lot of these B-ballads out there, do we really need more of these? Answer: no way! It's the weakest track on the album for sure. "Wings If Eternity" is the following track, again we get a speedy double-bass drummer, with fast riffs too - and a really cool verse, with heavy guitars and nice drum playing. The short but very melodic, and it's pretty bad actually. It follows by "When I'm Falling". A middle-track, the verses are bad with a kind of Nu-metal riff, which sucks big time, a very melodic chorus which also is a bad one. The only light of the song would be the solos that Gus presents. 9th song is back to greatness though, "Warriors Of Lies". It has a really cool intro, and then explodes into that speedy playing again. It's just awesome, the verses are heavy with chugga-chugga riffs, and the chorus is once again very catchy, but it works. "Dead Moon Rising" begins with ripping bass drums and guitar, really cool opening. Then follows some calm verses and a little kind of sing-along chorus which is pretty nice. As on "Dust Of Evil" the part before the solo is insanely heavy and somewhat aggressive, and it lifts this song a lot, thumbs up for that part. The closing track is a in general boring instrumental, the title track, "Never-Ending". 2 min 41 sek of boringness is what I call it, a pretty unnecessary track.
Ad you noticed the album has it's highs, but absolutely some lows too. The most weak about the songs would be all choruses, which just are to melodic and sometimes too poppy for my taste. But in return we have all heavy and aggressive riffs, verses and instrumental parts. It's just impossible to not headbang to the middle parts in "Dust Of Evil" and "Dead Moon Rising" I tell you. The production also helps a little bit, with it's raw sound and also pretty heavy. But I've heard a lot better produced albums though, but it works, for sure. Anyway, if you're on the hunt for some heavy riffing a'la Iced Earth with catchy and melodic choruses (which tons of other power metal bands have already) this is a album for you.
Vocals: 8/10…Production: 8/10…Drumming: 8,5/10…Compositions: 8/10
3 KILLER TRACKS: Under A Darkened Sun, Dust Of Evil, In Hell


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HerStory: The Women of theParentVoice.Com
It is the first of the month which means it is time for HerStory, my monthly series where I present entrepreneurial women/mothers who are like you and me, but just a little bit different.
Today, I want to focus on a special group of women, all mothers. It is with great pride that I introduce to you:
The Women of theParentVoice.Com
These are the women who form the core team of the newest online magazine for multiracial, multiethnic, and multicultural families – www.theparentvoice.com.
It is with even greater pride that I tell you that I have had the pleasure of working with each one of these women because they are my family, my tPV, family – my theParentVoice, family.
I recently wrote about having found my calling. If you missed that post, please do catch up on it here. In this post, rather than rewrite what I wrote as an editorial for our magazine's launch issue (launched TODAY!! August 1, 2017), I will just direct you to that link.
We may not be entrepreneurs by the more popularly accepted definition of the word since we don't make money out of this incredible work. However, each one of us embodies the entrepreneurial spirit. I am really proud of my team.
We worked really hard, sacrificing family time for emailing possible leads, writers, or sending messages to our remote colleagues discussing the latest technology crises on our hands, or options for doing some things a certain way over another. We are an international team remotely located but working on one mission, our theparentvoice.com mission.
I am so grateful to these amazing folks who have nurtured a fleeting dream and given it a home and a life.
Get to know Lakshmi Iyer, Hema Nataraju, Séverine Perronnet, Emily Gold, and Jessica Colman Cheng and yours truly – Meet the Team
To learn about the birth of theParentVoice.Com, please read my Editorial here.
If you believe in raising and living a life with a multicultural and inclusive ethos, we are your magazine. Read us and write for us.
If you believe in our mission and values, support us by either shopping at our Store or Donating.
Either way, come join our community. We are on Twitter as: @ParentVoiceMag and on Facebook as: @theParentVoiceMag. Information about other social media platforms can be got from the website.Copyright secured by Digiprove © 2017
Read it. Like it. Share it.
A former Communication Studies professor turned a somewhat reluctant stay-at-home-mom (SAHM), I blog about my adventures raising two multiracial kids, a toddler and an infant. I write about parenting and living a multicultural Indian-Canadian-American HinJew life with honesty, a few tears, lots of laughter, and gallons of coffee. Blogger at: www.thephdmama.com Follow me: @thephdmama
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Totally with you on this. A phenomenal group of women on a mission. 🙂
Yes, partner! 🙂
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I slept better last night. I still woke up in the night, but not so restless. My fitbit says I slept 9hr33min (wow!), with 93% sleep efficiency.
Breakfast was lemon water, and a spoon of blackstrap molasses, followed by an unsweetened almond milk, raspberry (low GI) and chia seed smoothie.
It's the first time I've ever had chia seeds and I have to say I wasn't really looking forward to the white gloop this morning (I soaked them in almond milk overnight). However, they are DELICIOUS! I'm not kidding – absolutely gorgeous. I am a total convert. In fact, adding the raspberries hid the delicate taste, so I'll eat them separately next time.
Snack time I had cucumber, apple and olives, as yesterday (no pic). However, I did feel nauseous after the olives, and still hungry, so I ate a handful of brazils as well.
I've still got sinus pain on the right side of my face and this morning felt really tired. I think I need more food early on – or more protein at least.
Lunch was a prawn, raddish and sugar snap salad with a ginger dressing and sesame seeds. It was pretty good:
Then I finally had enough energy for a 30min walk.
At about 3pm I had carrot and sunflower seeds again.
Then I did another 30min walk (the joys of the weekend and the husband available to babysit!).
For dinner we had what we call fajita rice. It's basically rice mixed with veg and sometimes meat (or sometimes mushrooms, but tonight we had chicken), and fajita spices. I also made a batch of guacamole which is quite possibly the most amazing food on earth. For the guac I use avocado, lime, garlic and tomato, plus a dash of rock salt:
I felt calm and clear-headed in the afternoon and my energy was much better.
I was a bit peckish before bed as we ate early, so I had a glass of almond milk with a few chia seeds (my new most favourite drink ever).
It's early days but my skin hasn't gotten any worse and no new spots, hurrah!
Time outside: 1h8m
Total steps: 10,879 (yay!)
No real cravings today, which I think is mostly down to meticulous advance meal and snack planning.
The misery zone awaits (days 3-6).


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What to Do If Your Child Swallows a Magnet
(NEW ORLEANS) -- Dr. Robert Noel, an associate professor of pediatrics in the Gastroenterology Division at the Louisiana State University Health Sciences Center New Orleans, offered these tips for parents and caregivers who might have magnet toys in their home or suspect their child has swallowed a magnet.
Because magnet toys have industrial strength magnetic force, they find each other, or anything else made of metal, inside the body just as easily as outside. The tissue is trapped between which can result in:
• Holes in the tissue of the esophagus, stomach, intestines
• Infection
• Fistulas
• Bowel Obstructions
• Tissue Death
• Death
Tips for Parents, Caregivers Who Have Magnet Toys in Their Home:
• If you have children and are not using these magnets then dispose of them safely.
• If you have them and are still using them then put them away in a safe place preferably in a locked cabinet or locked container but definitely out of the reach of children.
• If you have adolescents that use these magnets educate them on safe use and storage of the magnets when not in use. Especially emphasize that younger siblings should not be allowed to touch these magnets.
• Educate your older children and teens about the risks of swallowing these magnets. Never permit them to use these magnets as face, body or mouth jewelry (such as to mimic piercings)
• If you have these magnet toys in your house, count them when you first use them, and count them each time before you put them away to account for all of them.
• Encourage your child to tell you immediately if an accident happens and he or she swallows a magnet or sees another child swallow one.
• Regularly check toys and play areas, including carpeting, for dislodged or lost magnets.
• Run another magnet or an object made of a ferrous metal around play areas, couches, chair cushions, etc. to pick up lost magnets.
• Consider using these magnets in a contained space such as on a tray where loose magnets can be contained to prevent them from dropping on the floor, carpet or into or under furniture.
• If you cannot account for all magnets after they have been out and used then evaluate the possibility that a child could have accidentally swallowed them.
• If it is possible that a young child could have swallowed them then immediately seek medical attention. Symptoms maybe not present or minimal until there is significant injury.
• Do not delay an evaluation if magnet ingestion is possible since substantial injury can occur within hours of ingestion.
• Don't assume a swallowed magnet will pass normally. These magnets are very likely to be attracted to one another and trap intestine between them causing them to become stuck inside your child.
What You Should Do if You Suspect That Your Child Has Swallowed a Magnet:
• If you think your teenager, toddler or child has swallowed these magnets, immediately seek medical attention by calling your doctor or go to the emergency department.
• Don't assume a swallowed magnet will pass normally.
• If your child has any unexplained stomach symptoms and these magnets are present in your household then consider the possibility that they have swallowed these magnets and take them to the emergency room for an x-ray evaluation.
• If the doctor says he sees only a single magnet on the x-ray and it is all right for your child to go home, make sure he has taken at least two different x-ray views. Two magnets trapping a piece of intestine between them can appear as one magnet when one magnet is behind the other in an x-ray picture.
Copyright 2012 ABC News Radio


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Photo restoration skills used for photo retouching
If you are not after photo restoration perhaps its photo retouching instead? The skills of a Photoshop artist should not just be limited to restoration of old photos, but everything. This helps the digital artist perfect their skills using many different techniques, many of which can be used across a wide range of imaging tasks. Some photo restoration techniques can be used in photo retouching and vice versa.
Below is an example of retouching and balancing out the proportions of a models face. Retouched using Photoshop, not a plug-in designed to do the job for you. These result in a clinical less natural retouch, without the fine control you get when you do it the right way.
A list of retouching that was performed:-
- Blemishes removed
- Any wrinkles (hardly any)
- Toned down any blueness where veins show through
- Hair – Hairline darkened to left to balance the face, Patch of hair added to forehead, Few stray hairs removed
- Fix odd shadows and distractions
- Face shaping, nose and jaw
- Skin Smoothing (without losing any detail)
- Eyes – Added eyelashes, removed contact lens edges, sharpening of eyes, catch lights added for extra punch
- Lips – Smoothed lips, lip colour and high lights, smile evened out
- Check adjust colour tone
- Sharpen
Avoid the plastic skin look, that is to say smooth and silky with no texture or detail, its fake and obvious and screams retouched. keep the details and treat it like a restoration, remove to much and the story changes.
Face retouching uses the clone tool, healing brush tool (quite a lot), clone to darken and clone to lighten, blending modes, and shadow correcting much like restoring an old photo. Sure you'll use one more than others but trying your hand at other types of Photoshop wizardry will help you as a well rounded artist.
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One Comment
- 1st October 2012 at 8:06 pm
Great, the photos looks as if it was taken recently.


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JNN 27 June 2013 Damascus : The Syrian army, backed by Hezbollah, the Lebanese Shiite group, declared victory over a second city in the central province of Homs, Al Arabiya television channel reported on Wednesday.
Tal Kalakh, three kilometers from the Lebanese border, has become the second city to fall under the control of the Syrian regime.
Earlier in June, the Syrian regime declared control of the strategic town of Qusayr, close to the border with Lebanon.
Meanwhile, pro-Syrian regime websites circulated video footage of soldiers patrolling the town in armored cars and on foot, Reuters reported.
"Terrorist groups infiltrated and terrorized the local people," Reuters quoted an army officer as saying in the video.
"In response to the request of the local people, the army entered Tal Kalakh to cleanse the area and restore security."
In the early stages of the conflict, Tal Kalakh, like Qusayr, was used by the terrorist as a transit point to smuggle weapons and fighters.
Regime power
The Syrian regime, backed by its Ally, Hezbollah, has far more power on the ground.
Hezbollah fighters are also spread out in areas neighboring Lebanon. Activists have reported their presence in the northwestern province of Aleppo and the Syrian capital, Damascus.
The declared victory came after the opposition Free Syrian Army said last week that it had received weapons that could change the balance of power on the ground.
Western and Arab nations pledged at the weekend to send urgent military aid to the rebels in light of Hezbollah's overt backing to the Syrian regime.
The two-year old Syrian conflict started as protests against President Bashar al-Assad's regime but morphed into a civil war.
The conflict has killed more than 100,000 people, the London-based Syrian Observatory for Human Rights, a pro-opposition monitoring group, reported.


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Fit Trax Cardio PopTony Little
Year Released: 2003
- Audio Workout
Video Fitness reviews may not be copied, quoted, or posted elsewhere without the permission of the reviewer
Show oldest reviews first
I loaded this program onto my IPod to use for outdoor walks. Tony Littles programs feature music timed to keep you moving at a consistent pace. These programs can be used for outdoor or treadmill walking and jogging and they can be used with other cardio machines. Tony does not coach throughout the program; he only appears in the introduction with some helpful tips. All of the songs on this program are original songs performed by the original artists.
This program is designed in such a way that users can easily personalize the workout. Tracks 3-6 are the beginner level tracks and clock in at 15:10 minutes, 7-10 are intermediate at 13:08 minutes, 11-13 are advanced at 14:08 minutes, and 14-16 are super advanced at 10:52 minutes. Someone could opt to do the warm-up then the intermediate level tracks then skip to the cool-down. The tracks and BPMs are as follows:
1. Intro Tony Little
Warm up 6:02
2. Fantastic Voyage - Lakeside 114 BPM
Beginner 15:10 minutes
3. Come Go With Me - Expose 119 BPM
4. Chains of Love - Erasure 120 BPM
5. Good Life - Inner City 120 BPM
6. Fascinated - Company B 118 BPM
Intermediate 13:08 minutes
7. Movin' On Up (MK Movin' Mix) - M People 124 BPM
8. The Glamorous Life - Shelia E. 127 BPM
9. Oh Yeah - Yello 130 BPM
10. Boogie Fever - The Sylvers 130 BPM
Advanced 14:08 minutes
11. It's Raining Men - The Weather Girls 142 BPM
12. I'm Alive - Cut N' Move 138 BPM
13. Lies - Thompson Twins 136 BPM
Super Advanced 10:52 minutes
14. Dead Giveaway Shalamar 150 BPM
15. Head First - The Babys 150 BPM
16. Nobody But Me - The Human Beinz 157 BPM
Cool-Down 7:47
17. Knocked Out - Paula Abdul 115 BPM
18. Na Na Hey Hey Kiss Him Goodbye Steam 118 BPM
I appreciate having original songs, and there is a good variety here if youre a fan of pop music. I also appreciate NOT having Tony Littles hyper coaching in my ear. The sound is crisp and clear, and the music is continuous with no gaps between tracks. Thumbs up on this one.
Instructor Comments:
Tony Little also has Cardio Funk and Cardio Rock CD in the Fit Trax Series


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Saint Andrew Zorard
- Sverad
- Svorad
- Swierad
- Swirad
- Wszechrad
- Zoerardus
- Zoërard
- Zurawek
- Zórawek
Missionary hermit in the area of Olawa, Silesia (in modern Poland). Monk in Tropie, Poland. Hermit and then Benedictine monk on Mount Zobar, Hungary c.1003 where, at the request of King Saint Stephen of Hungary, he helped establish a hermitage. Spiritual teacher of Saint Benedict of Szakalka. Known for his austere, contemplative life and personal piety. A biography of him was written by Blessed Maurus of Pecs.
- c.1010 of natural causes
- relics translated to the Cathedral of Saint Emmeram in Nitra, Slovakia in 1083
- 1085 by Pope Saint Gregory VII
- Abbey of Saint Andrew, Cleveland, Ohio
- Hungary
- Nitra, Slovakia, diocese of
- Tarnów, Poland, diocese of
- "Saint Andrew Zorard". CatholicSaints.Info. 22 August 2017. Web. 19 September 2019. <>