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Sessions should last 55 minutes, unless otherwise indicated. Doors open 15 minutes before the start of each session.
Tickets will be available at the festival welcome desk over the weekend (depending on availability).
In case of lost or forgotten tickets please visit the festival welcome desk (at the entrance to the library).
Sessions will take place in the Great Hall, the Recital Room and the VLR (in the library). All venues have disabled access. The Recital Room and the VLR are on the 1st floor and have lift access. If you have any concerns about your mobility in the unlikely event of an emergency please speak to one of the stewards before the session starts.
Accessible toilets are located in the library building.
We are sorry that the school does not have a hearing loop.
Stewards will be on hand throughout the weekend and printed maps will be available at the welcome desk (at the entrance to the library).
The main festival car park is on Courtington Lane (approx. 200m from the school).
There is a drop-off point and dedicated Blue Badge holder parking at the main school gate.
First aiders will be on duty over the weekend and can be found at the entrance to the great hall. If you feel unwell at any point please speak to a steward.
A café serving snacks, sandwiches and hot and cold drinks will be open on Friday and Saturday.
The restaurant serving hot food will be open during selected times on Friday and Saturday.
We are not able to accept card payments in either the café or the restaurant and there are no facilities to withdraw cash onsite. The nearest ATM is at the Co-op in Bloxham.
The Joiners Arms - food served 6pm - 9pm (8pm Sunday)Old Bridge Road, Bloxham OX15 4LY 01295 720223 www.joinersarms.com
Bloxham Fish Bar - open 4:30pm - 9:30pmHigh Street, Bloxham - 01295 722343
Elephant & Castle Humber Street, Bloxham 01295 720383 www.bloxhampub.co.uk
Church House Bookshop will run a bookstall throughout the weekend in the main building, with a great selection of speaker books and other titles. Author signing sessions will also be here - full details of these will be at the welcome desk. To order speaker books or find out more visit www.chbookshop.co.uk or call us on 0845 017 6965 (Mon-Fri, 9:30am - 5pm).
Payment by cash or card. Unfortunately we are not able to accept book tokens.
If you have an hour or two to spare between sessions, we recommend:


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subset: commoncrawl


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Wednesday, December 26, 2012
The Most of the most
24. the underdogs comeback was like most TMS comments
23.The Monkey now replaces the Tailwind's cat logo
22.the CrossGuru race is so undergorund most dont know either exist
21.1k+ hits on Friday June 6th 2012 prove TMS hits an all time High in low.
20.like poop on a Kenda, JTP is all over the place...
19.mutha nature pays a visit to P2P nearly kills people.
18.Melly Kelly is 2fine
17. Lathrup Takes each other out at B-HAM
16.KACHELBERRY goes MIA
15.after 3 state titles Steve B the un-offical masters scene champion
14.Jason SWAT solo's off the front at the toughest scene crit since the Rockford days
12.Former and always Miscener Chewberti moves south and puts on a pair of MT kahkis for 2013
11.DC spend the year breathing and racing every 3 days.
10. the State Roads got really fuckin hard.
9.RK drops the Argyle kit for Fuji's with discs
8. the Grayling Giant is coming.....
7.Cruze Bogie comes home..
6.Tailwind schedule gets shuffled. jury is out if it was a success.
5.KIDA takes one step closer
4.SIMONSTER signs back with a Miscene frame builder for 2013
3.KOLO-Tc names Aaron B crosser of the year..
2.after an over the top start the Bunny melts into a beautiful pile
1. Das German nuff said..
thanks folks its been a good ride..
maybe Ill see you on the other side..
Posted by the MICHIGANSCENE at 7:16 AM 10 comments: Links to this post
Tuesday, December 25, 2012
Monday, December 24, 2012
Most of the most 49-26
49. The Sylvania "hard man" crit sends many seeking permanent life alert
48. the Lion and Mac B get the call up
47.Booze, babes and Travel the Rodd brothers make it all look easy
46.Friday Fifteen first apears lessens the low T stress level
45. Cyber Bullies now offical call TMS home
44.Kroske recovers fast after a jacked up wing
43.CrossGuy lays an egg
42.ICEMAN sets another record....
41.Timmy F cant stop pullin triggers
40.Getting dropped sucks
39. you got nothing to lose when you lose fake friends.
38.TMS rarely speaks relevants.
37.das-german rides Miscne's best off his wheel in late August
36.RonC comes on late in the season..looks strong
35.Lance gets crucified effects the locals to no aval..
34.Rainman upgrades and rides well.
33.the lead vehicle takes out Dlam and the sockless ex Lathrup guy at Cherry Ruby crit
32. Tao of Mike creeps in leakin secrets form the dark
31.CrossBastards keep the enthusiam level up when low t sets in..
30. the BlackAce isnt scene all fall...
29. Crybaby gains momentum
28.Lathrups Z-man tops 45+ state Crit title
27.KIDA goes back to worlds
26.RGF/Cleveland clinic reek havoc on miscene crits all summer
Posted by the MICHIGANSCENE at 2:39 PM 8 comments: Links to this post
Sunday, December 23, 2012
Most of the most 74-50
73.former state road champ Jim Bruce is MIA most of the season
72. Antonuk leads the Status update point series followed closely by SJD.
71.Venges are the weapon of choice for sprinters and posers alike.
70.Dybo still can win
69.everyone gets out alive in miscene's other murder city
68.MP is briefly co-governed by a socialist party.
67.some smart shop mechanic straightens out Rudy p's shifters
66.Lathrup got old
65.Nate williams wins State Tt with a broken seat.
64.Rick Snow wins more than most notice
63.Fly-weight wins one for PH health
62. Herrmitman lives up to his name early on.
61. white Lightning stays in the same kit for two seasons
60.Parmachicken terrorizes em all summer.
59.NRC tough guys invade state crit championship
58.Upgrades and downgrades. thanks for all the hard work USAC
57. KID-A could be it
56. Ben Whitehead pulls one out at the festival of the Sun Crit
55.the Bunny just keeps going
54.Kroske named first TMS Jedi
53.Murder City loses its Crit due to financial woes
52.A-Game hits the road with Bissell
51.The Turbo diesel fires up in early July.
50. six+ and the grammar still sucks.
Posted by the MICHIGANSCENE at 9:36 AM 6 comments: Links to this post
Saturday, December 22, 2012
Most of the most 100-75
this shit is in no particular order of significance..so dont be so quick to be hating...
besides its Xmas time fool..spread some love to those that dont get it..
100. 2011 ends
99. BRX is quickly gaining cult like status faster than a spring peak
98.2012's winter kindness equals the playing field
97. the Bunny takes Antonuks place on RGF
96. Joe L spends the winter in Hibro-mode and chunks up
95. Danny K goes into semi seclusion in northern Quebec
94. Lumbo 100 gets harder as Norba pro's start showing..
93.Spring Flingin gets kooky. different winner every week.
92.Bissell debuts its new Miscene elite squad
91. The lion of Leroy begins his march early in March towards evolution
90. A-Game now official owns the BRX crown
89. Another year goes by and no Kennsington RR.
88. WMSR stage race comes aboard...greeted with mixed emotions
87. Cone Azalia goes smooth
86. Shrek goes on a 6 week terror of the scene winning a handful of races and scaring kids all the while
85. Kolo-Tc gaining steam.
84.comebacks are under the radar.
83. the Lion of Leroy kills the memorial day weekend crits
82. Lathrups Z-man... likes Wednesdays better..
81.Das-German and KidA ride away breathing in Westbranch
80.. WTF-Das Germans carrys two bottles for 90 miles
79.WIZ+SSBRX=kills em again
78.DC starts coming
77.Priority health packs its 2012 squad with old pros. and cute teenagers.
76.SIMONSTER beats skinny guys at there own game
75.RBS fields one of the biggest teams to date..bike business must be good.
Posted by the MICHIGANSCENE at 7:50 AM 8 comments: Links to this post
Friday, December 21, 2012
The death of cycling
1. Any device that can shave legs
2. Strava
3. Fitting systems (see Body Geometry or ReTul anything)
4. Power based training devices
5. "Training Plans"
6. "Coaches"
7. Any clothing item or accessory costing more than $200.00 (see #8)
8. Credit cards
9. Power/Weight ratios below 4
10. Any event becoming popular post '99. (see cyclo-cross, Ultra-anything, Fondo-anything,"poser-anything", etc.)
11. PEDs
12. UCI and USAC
13. Excuses
14. Thinking too much
15. Lack of heart
Posted by the MICHIGANSCENE at 6:04 AM 10 comments: Links to this post
Thursday, December 20, 2012
Tuesday, December 18, 2012
Posted by the MICHIGANSCENE at 10:16 PM 8 comments: Links to this post
like a dog chasin its tail...
Dam fools i was up most of the night and spent a good part of the first day of this third week.tryin To come down off a T induced coma of sorts....so much i had to walk away for awhile and pick that shit back up at my favorite sittin spot...something about the depth of differences in personalty's that come and go in the late early morning hours .....gotta say it help me wrap my grey matter around the past few months..its gawd awful dizzying on how fast time fly's when your having fun.....or how time drags when Danzig's in your house..I think i figured it out.....how that creepy ass copy of Omen II and cross are so closely related..you know how i hate that old fool gettin trapped under the ice..all that suffocation, suffering and shit while doing somethin you love...its so closely related to this cross...I think i may have solved that shit as it went out to the curb yesterday morning.. now i aint scene hide nor hair of his spooky ass..thank god..maybe my dreaded X-curse has been broken..only time will tell right? much like "time heals all wounds" and gettin the monkey off your back......and well i guess for some of you this may hold true...the monkey? well that's your dam problem..i cant do nothing about that shit..T don't like monkeys not since i had to sit through Close Encounters of Third Kind umpteenth number of times to satisfy Gary's addiction...dam..T don't like monkeys... any more than well....i guess some of you folks....
So lets wrap this shit up and get on down with it..yea i wont say i told ya so... but..i never said i was right or what i speak is a KMFDM Godlike truth..it is merely mine as it see it through sometimes eyes clouded with big ol crocodile tears....so if you have a heart under that flesh you all wear dont hate me for being me..accept me for the fact we are all cut form the same cloth but often woven differently and colored brightly.....
enuff jibber jabber....like a dog chasin its tail...
Sven: right now this very moment you hold the crown, and although not "officially" a miscnere..T's glad to claim you for the time being..
Parmachicken: like the new physch....rumors where it came from make T laugh no matter keep it contained and bring some back maybe next year..
RK: my advice learn to love him for awhile..if you use that lil bastard to your advantage he can be an a valuable asset..
Pony: the great prime minister almost Buddha like...
Wiz: Vegas odds had you home sleeping off last nights Mick Ultra..but you showed ..and you played
like a champion you are..
Beebee: i dont know you. although i have scene you in passing ..but never formally been introduced .. contrary to popular KOLO-TC belief..time will tell if your it..nice ride any how. T approved..
Jgood: times runnin out..i dont wanna speak too much..just like me...i know you got big shoulders.. but theres no way in hell ...would i let that hyper active Lil bastard hang out too much longer on my back...sometimes there is no tomorrow.......
Jmak: you came good...you should sleep well...
SteveB: I like you Steve dont exactly know your back ground or where you came from but..im indifferent on the racing down thing..im not hatin or lovin just.. Sixteen Candles like...void.
DC: in typical Jedi form: you must do what you feel is right..
Queen Anne: ya know how T feels nothing but down on one knee holding your soft hand.. love for you.
Mello K: wow...
the CrossGuy; you need a new plan not hatin just T dont like posin..just good solid advice
Massey: your good for the TMS...all silly kids stuff aside.
LAKO: whats up wit dat?
JB MAYBE? come on...wtf...just when T was feelin good about your cause
Cross Bastard: couldn't of done it without you......T's gonna miss ya..
Clint V: the body the engine..its too valubale to play with like a cheap action figure..use it or lose it....
DannyG: the new young gun?
Lil Simon..stuck in purgatory..but respectful is he T's proud.
Old man Seaman..T's knows where you came from..and all this outdoor grizzly hard man stuff is fun ..but
focus is solid thing use dont abuse it......dont be afraid to reinvent yourself..
Scott Hoffner: arrives in his new PH kit..but what happened. Fisher and fellas jumpin ship?
BIG MAC: I love this dope shiettt........
and well for the wrest of my dead homies...all i can say...is if your hopes and dreams got crushed dont feel so dam bad...but sure as hell dont banter on for the next 9 weeks about your excuses..find that monkey sit down with him in a quiet spot and talk that shit over...this shit wont last forever and neither will you
|Men - Cat 1/2/3 - ELITE
|City, State
|SVEN BAUMANN (1 - Cat1)
|Lake Orion, MI
|Wolverine Sports Club
|Ortonville, MI
|Grand Rapids, MI
|Midwest Cycling Group
|Walled Lake, MI
|AARON BEEBE (1 - Cat3)
|Grand Haven, MI
|Lake Orion, MI
|Wolverine Sports Club
|Grosse Pointe Farms, MI
|Wolverine Sports Club
|Milford, MI
|Novelty, OH
|SIMON BAILEY (1 - Cat2)
|Ann Arbor, MI
|Two Wheel Tango/Morgan & York
|CLINT VERRAN (2 - Cat3)
|Lake Orion, MI
|Peter Mogg
|Berkley, MI
|Wolverine Sports Club
|Wolverine Sports Club
Posted by the MICHIGANSCENE at 6:47 AM 8 comments: Links to this post
Monday, December 17, 2012
Posted by the MICHIGANSCENE at 5:51 AM 39 comments: Links to this post
Sunday, December 16, 2012
Saturday, December 15, 2012
The thrill is in the chase. You gotta work like ya never been hurt, fuck like ya don't need the money, an' scratch like no one's watchin'."..soft hits, glass jaws and redundancy of months breathing easy, weigh heavy on a tired soul.
..and so it goes with eyes wide open..
Elite men. in less than a half a season ago this man rode Miscenes best off his wheel on the toughest state championship we've scene in too many season..simply put barring a disaster Sven is my pick
Elite women: the old bird needs this one..as next year it wont happen im rubbing the lamp for you honey..bake those cakes once last time....
masters 35+ Jgood you gotta alota heart everybody knows..
but its up you to prove me wrong..Alex its yours to lose.
masters 45+DC..at least throw out a Johnny T grimace for the eye of gatto or A-tucker and crew....oh I forget they dont do that no more...love ya DC.. haters are gonna hate.
B 39 u..LAKO i love hand to hand combat..TMS silly shtick aside.. ..guns is too easy..you better bring a knife..i dont mean chincy plastic cutlery or Ginsu.. I mean a mans knife..if you gotta find Mic Dundee get on it..cuz your gonna need a sharp ass one to To cut up the BIGMAC....
B40+..Dont call it comeback...but ill throw Pappa Gooch some love and place my 5$ on him.
SS. JB maybe
Bfore I send you all on your way let me drift for a brief moment...
take one last look at the Friday 15...look it over real good look at those names...some folks were a sure bet, others weren't given a snow balls chance in hell ...
get my drift?
..and so it goes with eyes wide open..
Elite men. in less than a half a season ago this man rode Miscenes best off his wheel on the toughest state championship we've scene in too many season..simply put barring a disaster Sven is my pick
Elite women: the old bird needs this one..as next year it wont happen im rubbing the lamp for you honey..bake those cakes once last time....
masters 35+ Jgood you gotta alota heart everybody knows..
but its up you to prove me wrong..Alex its yours to lose.
masters 45+DC..at least throw out a Johnny T grimace for the eye of gatto or A-tucker and crew....oh I forget they dont do that no more...love ya DC.. haters are gonna hate.
B 39 u..LAKO i love hand to hand combat..TMS silly shtick aside.. ..guns is too easy..you better bring a knife..i dont mean chincy plastic cutlery or Ginsu.. I mean a mans knife..if you gotta find Mic Dundee get on it..cuz your gonna need a sharp ass one to To cut up the BIGMAC....
B40+..Dont call it comeback...but ill throw Pappa Gooch some love and place my 5$ on him.
SS. JB maybe
Bfore I send you all on your way let me drift for a brief moment...
take one last look at the Friday 15...look it over real good look at those names...some folks were a sure bet, others weren't given a snow balls chance in hell ...
get my drift?
Posted by the MICHIGANSCENE at 7:52 PM 15 comments: Links to this post
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Posted by the MICHIGANSCENE at 3:01 PM 1 comment: Links to this post
Friday, December 14, 2012
1.Scott Quiring - Q
The Godfather of the off road Michigan Scene. The man that everyone chased for many years. Although not racing any longer, he is still representing with his support and bikes throughout the Scene. The "seed was planted" and hence forth we grew.
2.Jeff Weinert - The Little Pony
2001 Master's National Champion.
Five time Michigan State Cyclocross Champion.
The "Pablo Picasso" of the Michigan Cyclocross Scene. He doesn't have the raw watts of many others, but boy can he paint a pretty picture when feeling the mood.
3.Jon Card - The Ace of Spades
Two time Michigan State Cyclocross Champion.
Four time Ohio State Cyclocross Champion.
Four time state time trial Champion.
Two time state road race Champion.
Multiple National Master's podium awards.
Getting "long in the tooth" at nearly 50, but still one hard ass mo' fo' with the sweetest team kit around. One word...Style.
4.Jer Walker - Too White
If ever a rider lived for the sport of cyclocross, it was Too White himself.
He learned the art from the Pony and the training, sacrifice and discipline from the Ace. Can you think of a better combination.
Remember the movie scene in Conan the Barbarian where all of the kids died off pushing the stone wheel and only Conan lived. When people ask how in the heck this once pudgy, lower than normal talent won a state championship, tell them that he'd survived the "stone wheel" of tutelage under the Pony and Ace. 'Nuff said.
5.Rob Foshag - The Evil Looking Dude
You can't say that being a disciple of the Ace and riding the Blue Wave can be a bad thing. But that Evil Looking Dude melted the snow and ice and came good on a frigid day in December to make all of the nay sayers wonder. Who says that nice guys don't finish first?
6.Mike Wissink - Wiz
The next coming. For a while I think that everyone actually believed that the Pony and Ace dynasty couldn't be broken, then along came Wiz to create his own dynasty. His slow and steady rise to the top lets you know that no dope check is needed and his nice demeanor allowed us to cheer against his predecessors. Unfortunately, sometimes there's more to winning than jut pedaling and it seems that the burdon of victories weighed too heavily and ended his dynasty all too soon.
7.Mark Parmelee - Parma Chicken
All champions will be on this list, but will the "one hit" season be enough to keep his name on the eternal "lips" of the Scene? Most insiders might say he's too good to not have another, but only time will tell if he can repeat the year of "breathing easy".
8.Sven Baumann - The Silent Killer
Sometimes watts just plain wins and we haven't seen this many numbers since the old UCI Springfield Oaks days rolled into one package. Vegas odds has another one in the books for 2012, but time will tell the tale come Sunday.
9.Anne Schwartz - Queen Anne
Called the "Old Bird", but with high praise. Many young 'uns will come, but they'll never hold the respect of Queen Anne. Thanks for showing those future starlings the path of righteousness.
10.Kelly Paterson - Melly Kelly
Sometimes the brightest stars pour vibrant, but for only a brief spell. And boy could she cast a spell. A true a champion through and through.
11.Marne Smiley - mmMarne
Her low key demeanor would allow the mind to easily forget that she captured the crown in her own right. Can she add another diamond to the crown on Sunday.
12.Mike Simonson SIMONSTER
If he chose to focus on cyclocross (and could keep his rigs in one piece) he may have garnered a state championship by now. Ask any of the above men on the list and those that say that he doesn't provide a bit of fear is just plain lying. Maybe one day he'll choose to race through December and take one home for the fire place.
13.Tom Burke RK
It would be a shame if the Road King was to be left off of the Champions list, but time is running out for the quite one. Maybe a few less racing days would give him the edge that it takes to garner the final step up, but can he change his ways this late to the party.
14.Brent Bookwalter the One
His career was too young while on the Scene to be called a State Champion, but obviously he was the rawest talent this Scene had witnessed during his early youth. Much thanks to Mr. Bookwalter for representing on the World's stage.
15.MacKenzie Woodring BIGRING
Most likely the long term air to the throne (if she stays in the Scene and doesn't get bored), but she must get the crown before assuming the throne.
Posted by the MICHIGANSCENE at 7:32 AM 5 comments: Links to this post
Thursday, December 13, 2012
Men's elite: Mark M will out power anyone. last weekends performance in the mud, super tech course and road away from everyone. Even Jeff W.....watch!
Women's elite: Ann S unless..... Mo shows up then..
Masters 35-39: Alex Mono, but Don't count out Jgood....if he can make like Aldo Nova and get that monkey off his back..
Masters 40-49: Don c with his mouth closed...of course....
Masters: 50: Mark w?!?!?
B Men 30-39: Lako..........
B Men 29 under: Big Mac, but if Ryan K can stop being 23 and ride, he will win. Big is loosing form K-WICK .
Posted by the MICHIGANSCENE at 11:09 PM No comments: Links to this post
Posted by the MICHIGANSCENE at 6:31 PM 1 comment: Links to this post
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Wednesday, December 12, 2012
Chewie: Il go with the LIL PONY course conditions could sway in his favor and the fact he cut his teeth on the grounds of Addision oaks...
R2D2: Parmachicken...
Elite women:
Chewie. its game over for the Queen if Marne and ms Woodring show
R2D2: the Queen..of course
Masters 45:
Chewie: Donald C.
R2D2: sandbagger
Masters 35+
Chewie: yellow shoes wont scare that monkey off your back..im putting a Five Dollar bill on the BIGPUN
R2D2: Steve Brojlio
Chewie: JB..if he can get his act together
R2D2: Stark..
Chewie: BIGMAC can still shake another out
R2D2: Steve Brojlio
Chewie: little Gooch..no comp..
R2D2. Sandbagger
Posted by the MICHIGANSCENE at 10:32 AM 5 comments: Links to this post
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8 Million Baby Boomers Are Facing Hunger in The U.S.
New Study by Feeding America Documents Struggles of Americans Age 50 to 64
More than eight million Baby Boomers age 50 to 64 are turning to charitable food assistance to make ends meet, according to a new report released today by Feeding America® made possible by a grant from AARP Foundation.
"Baby Boomers and Beyond: Facing Hunger After Fifty" documents lack of employment, housing instability, poor health and unpaid medical bills are among the top challenges facing this age group, most of whom are not age eligible for federal support programs like Social Security and Medicare.
"Our network serves 13 million older adults and we expect that number to rise," said Matt Knott, president of Feeding America. "Every day for the next 15 years, 10,000 people will turn 65. This is absolutely the right time to be taking a hard look at the data to determine the challenges our mature clients face."
The report was produced by Feeding America with help from an AARP Foundation grant. It is based on data collected for Feeding America's Hunger in America 2014 report, the largest study of charitable food assistance in the U.S. More than 60,000 clients confidentially answered questions about their personal and household circumstances for the study. Feeding America is a network of 200 food banks that provide food and groceries to 46 million Americans annually.
"Hunger is an invisible problem that millions of older Americans battle silently every day. We have found that the "youngest old" – people 50 to 59 – tend to suffer the most, often having to skimp on meals or skip them altogether because they can't afford them," said AARP Foundation President Lisa Marsh Ryerson. "Feeding America's boomer-focused research reinforces our earlier research on this hidden and very serious problem, and intensifies our commitment to address it."
The data provide comprehensive profiles of older adults and their households in three categories:
- All adults above the age of 50
- "Pre-seniors," age 50 to 64
- Seniors, age 65 to 74 and age 75 and above
Pre-seniors are particularly vulnerable to hardship and are more likely than their older peers to:
- Experience housing instability, such as having to move in with friends or family in the past year (18%) or facing foreclosure or eviction in the past five years (15%);
- Describe their own health as fair to poor (59%);
- Have unpaid medical or hospital bills (58%);
- Live in a household experiencing poverty (72%); and
- Live in a household that is food insecure – defined by the USDA as the state of being without reliable access to a sufficient quantity of affordable, nutritious food (86%).
Of further concern, pre-seniors are struggling to find and keep jobs in a slowly recovering job market and many of the pre-seniors who are working do not earn enough to get by. While it is expected that individuals exit the workforce as they age, nearly two-thirds of pre-seniors had not been employed in the past year, with most citing poor health or disability as the reason.
The report also examined multigenerational households, specifically households with at least one older adult and at least one grandchild. Among these households, 77 percent live at or below the federal poverty line.
Multigenerational households reported high rates of making "tradeoffs" in the past year to afford basic necessities, with households choosing between paying for food and:
- Utilities (76%);
- Transportation (75%);
- Medical care (74%); and
- Housing (61%).
They also report employing various coping strategies, including buying the cheapest food available, knowing it was not the healthiest option (82%).
The Feeding America network has devoted increased resources to programs designed to address the unique health, economic and nutritional needs of an aging population.The Feeding America Senior Grocery Program, strategic advocacy for critical government programs that benefit older Americans such as the Commodity Supplemental Food Program and Supplemental Nutrition Assistance Program, and awareness building engagement campaigns like #SolveSeniorHunger™ bring more food to older Americans in need and more attention to this intensifying issue.
The full report of Baby Boomers and Beyond: Facing Hunger After Fifty can be found at:FeedingAmerica.org/SolveSeniorHunger.
Follow Black Tie and Flip Flops on Twitter at @BlackTieFF, Like Us On Facebook, or email us at BlackTieAndFlipFlops at Gmail.


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Mr. John Gibson is currently a Clinical Lecturer in the Reconstructive Surgery & Regenerative Medicine (ReconRegen) research group. He is currently reading for a Medical Doctorate (MD) degree alongside plastic surgery training in the Welsh centre for Burns & Plastic Surgery.
John obtained his medical degree in Cardiff in 2013 prior to commencing his Foundation Training in Wales. He completed his Core Surgical Training in Scotland, obtaining his Membership to The Royal College of Surgeons (Glasgow) in 2016.
John's research interest is in the Use of Big Data in Plastic and Reconstructive Surgery and development of a national skin cancer database and streamlining of patient care.
He is currently supervised by Professor Iain Whitaker (Professor of Plastic Surgery) and Professor Hayley Hutchings (Professor of Health Service Research) and is working in Collaboration with Mr Ashley Akbari (Senior Research Analyst) and Mr Tom Dobbs (Clinical Lecturer in Plastic Surgery). He is well supported by the ReconRegen Research Group (the largest plastic surgery research group in the UK) and the SAIL databank / MRC Farr Institute based at Swansea University Medical School. This collaboration aims to provide novel insights into the management of non melanoma skin cancers with the aim of transforming such care in Wales.


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The book 'Fire and Fury' sparks a rift between Trump and Bannon, the FBI revives scrutiny of the Clinton Foundation, and GOP Senators target the author of the Steele dossier.
Best-selling author Max Blumenthal breaks down the growing intra-elite clashes and the key developments that are being overlooked. Read more.
- Michael Wolff's 'Fire and Fury': Inside Trump's White House - NYMag
- Trump Declares Himself 'Stable Genius', Trolled Hard by Twitter & the World - Sputnik
- Tapper cuts off Trump adviser interview: I've wasted enough of my viewers' time (video) - CNN


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Kristin & Josh's Great Falls Park Engagement Session
A crisp fall evening at the park where they had their first date, Kristin & Josh's Great Falls Park engagement session was beautiful. Full of smiles, laughter, sweet kisses, and a few stolen quiet moments, this time spent with them was truly special to me. Kristin and Josh, thank you for choosing me to document your love story. I can hardly wait for your wedding next year!
LOVE Great Falls and these images are gorgeous!!
These photos are really lovely! Love all the fall leaves.
Beautiful job! I love the long shots under the tree and the ring shot! <3
Sara and Adam are a husband and wife photography and cinematography team based out of Fredericksburg, VA. Our primary work consists of weddings, engagements, portraits, studio photography, and pets. We are available for travel within Northern Virginia, DC, Charlottesville, and Richmond and would love to speak with you. Please shoot us a quick message in the form to the right and we will be in touch shortly!


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Age recommendation: 1-5 yrs
Design: Designed by Kåre Tofte
Colour: Cherry Red with yellow wheels
Product dimensions: Length: 57cm, Height: 28cm, Width: 18cm
Weight: 1920 grams
Moover Toys Baby Truck - Cherry Red
DISPATCH PRODUCT - 7 to 10 working days
Receive your purchase now, spread the total cost over 6 weekly automatic payments. Interest free!
Fun to play with and educational
Moover Toys are award-winning wooden toys that are fun to play with and educational at the same time.
Moover Baby Truck is specially designed for maximum enjoyment by children aged 1 - 5 years. The truck is fun and enables the child to familiarize him or herself with play on wheels in a safe way. It appeals to both boys and girls – and is therefore an obvious choice as the child's first "ride-on" toy.
Play and Learning: With Moover Baby Truck the child can practice simple assembling and construction skills as both the truck body and the crane can be removed. In the driver's cab there is room for a teddy bear or a doll and other toys can be placed in the back. A creative mixture of play and learning.
How to build Moover toys
Safety: Moover Baby Truck is designed to drive straight, and the positioning of the rear wheels ensures that it cannot tilt. The truck thus gives the child a safe and calm first-time experience of toys on wheels.
Assembly: Moover Toys are delivered in flat packs and can be assembled easily and quickly with Moover Toys' unique "click key system" - without the use of any tools. The assembly of Moover Toys' products is a joint, constructive experience for both children and grown-ups – later on, the children will be able to assemble the toys themselves.
Age recommendation: 1-5 yrs
Design: Designed by Kåre Tofte
Colour: Cherry Red with yellow wheels
Product dimensions: Length: 57cm, Height: 28cm, Width: 18cm
Weight: 1920 grams


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To Whom It May Concern,
I have been a customer of Starfish Blue Smeaton Grange for the past 10 years. I have had a wonderful experience watching each of my children learn to swim and seeing them progress through the very detailed and comprehensive stages.
I have 3 children and my eldest son is now nearly 12. I started the Mums and Bubs class with him when he was 12 months old. My daughter is now 9 years old and both children have gone on to do silver squad training at both Macquarie Fields and Bradbury Pools. I kept them swimming at Starfish until they were able to enter the bronze squad level. I was very pleased with the attention to stroke correction by some very focused and expert staff at Starfish. The individual stroke correction has certainly helped them and be confident swimmers to participate in primary swimming carnivals at school.
My youngest daughter is now nearly 5 years and although we go to squad at the Council pools and it would be easier to have her in classs while the older two swim, I still make the trek from St Andrews to Smeaton Grange for her lessons for a number of reasons. Firstly, the quality of the lessons and individual nature of the instruction. We have had some marvellous instructors during our time. All children have had both a mix of male and female instructors.
Secondly, the makeup lessons when they are sick have also been a big bonus and have definitely kept mine swimming during the winter. By keeping them swimming during the winter it kept their skill level up. I recommend taking a hairdryer and showering them and putting them in PJ's after their lesson and putting a beanie on.
Thirdly, I have also liked the water safety that is constantly reinforced during the lessons.
Thanking you for providing quality instruction.
Fiona Pereira


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Textron is powering possibilities. We had the opportunity to work with content from a number of amazing Textron brands to create this corporate overview.
The UC Narrative is
This animation,
Created for The
Breast Cancer: A
NYU Winthrop
Textron is powering
Esther is a
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Martin lives on Vashon Island where he and his wife, Donna, raised their two daughters and have helped preserve Vashon's environment and community for over 40 years. Martin is retired, most recently from Seattle Public Utilities (SPU), where he served as a Policy Advisor and finally Deputy Director. During his 20 years with SPU, he focused on environmental policy initiatives, regulatory compliance, and organizational change. Born in Seattle, Martin has been devoted to enjoying and preserving the Northwest all of his life. He began this work as Executive Director of the WEC in the late 1970s then served as a lobbyist for the Coalition Against Oil Pollution. In the 1990s, served as the Long Range Planning Manager at Metro Transit and Assistant Director of Habitat at the Washington Department of Fish & Wildlife. Martin is an avid bicyclist, sailor, and wood worker.
David Bricklin is a partner in the Seattle law firm of Bricklin & Newman, LLP. His practice emphasizes environmental, land use, and community issues. Dave earned his undergraduate degree from Michigan State University. He is a graduate of The Harvard Law School, where he was a co-founder and editor of the Harvard Environmental Law Review. Dave has practiced environmental and land use law throughout Washington State since 1979. He was closely involved in the development of the Washington Growth Management Act and Model Toxics Control Act. Dave is a past president and director of the Washington Environmental Council; former co-chair of Washington Conservation Voters; a founding member and current director of Futurewise (formerly 1000 Friends of Washington) and is on the board of Climate Solutions.
Sharon Chen first began thinking about the intersection of environmentalism and politics as a board member of the Washington Toxics Coalition where she has served as Board Chair. As a member of the Northwest Conservation Philanthropy Fellowship's inaugural class of 2013, she found herself often reminding fellows about the zero multiplier effect on any non profit work when there is a lack of an effective policy making body in our governments. A native of New Jersey, Sharon first came to Seattle to work at Microsoft where she spent 12 years working in the development teams. Sharon speaks Mandarin Chinese, has a degree in Computer Science Engineering from Princeton University, and lives with her husband and 3 children in Seattle's Capital Hill neighborhood.
Julie Colehour is founding partner of C+C, a public relations and social marketing firm that focuses on environmental and sustainability issues for a variety of public and private sector clients. She has spent her career working to motivate people to alter their behaviors for social good. Her causes have included everything from organic farming to water conservation to green building to recycling and energy-efficient products. Julie is a Seattle-area native who grew up hiking, skiing and kayaking in our beautiful backyard. She currently lives in rural unincorporated King County with her husband and son and has a daughter in college.
Maggie's career in conservation spans four decades. She worked for over twenty years for The Nature Conservancy, gaining broad experience in state, national, and international land conservation in Latin America. She served for five years as Director of Government Relations for The Nature Conservancy. Maggie has deep roots in grassroots activism, starting with helping to found the Methow Valley Citizens Council. Her passion for place was born in the Methow, as was her belief in the ability of individuals to shape the future of the lands and waters they cherish. She lives on her Twisp River farm with her husband, Mark Wolf-Armstrong.
Maggie has served on a number of state and regional boards and as chair of the Washington Biodiversity Council, the Washington Wildlife and Recreation Coalition and the High Country News Foundation. Maggie holds a B.S. from Yale University and a Masters of Forestry from the Yale School of Forestry and Environmental Studies.
Linda believes in the power of travel to learn about the world and in the power of images to spark curiosity and foster insights and understanding. Linda and her husband David are Executive Producers of the award-winning documentary film "Chasing Ice" which shows one photographers' quest to document the science of climate change.
Linda received her M.S. from the Massachusetts Institute of Technology's Sloan School of Management and has a B.S. from Miami University (Ohio) in Systems Analysis. Linda moved to the northwest in 1989 to work at Microsoft and quickly discovered a love for the spectacular scenery and outdoor activities in the region. She lives in Seattle on Queen Anne Hill with her husband David and enjoys travelling the world, photography, sailing, and the sport of curling.
Diana is recently retired from her role as the Director of HR at Omeros Corp, a commercial biopharma in Seattle, WA. With a degree in Fish and Wildlife from Montana State University, she worked for NOAA as a fish observer in Alaska. Her HR work has been in a variety of industries most notably Amazon.com, Nastech Pharmaceutical, and Intermec Technology. She spends her free time birding, participating in citizen science projects, and traveling with her husband and daughter. As a previous member of the People For Puget Sound board, she is enjoying her second term on the WEC board and looks forward to continuing to explore the fabulous treasures in the Pacific Northwest.
Marc works as a consultant helping public and private sector clients achieve resource conservation outcomes such as eliminating waste, increasing recycling, reducing greenhouse gas emissions, saving water, and conserving biodiversity. He was on Washington Conservation Voters board for 10 years and board chair for three.
Josh Friedmann is a lawyer at Davis Wright Tremaine LLP, focused on supporting sustainable public-private and mixed-use community development projects, as well as other matters with sensitive public-facing concerns. He has worked on financing and development issues of transit stations, community colleges, interpretive sites, affordable housing, and hospitals. Josh also supports several 501(c) nonprofit organizations in governance, regulatory, and risk-management areas. Previously, he served as a legislative affairs aide to the White House's Council on Environmental Quality. Josh is a Washington native who enjoys exploring the outdoors, volunteering on social action and advocacy projects with Seattle's Jewish Federation, and undertaking various home improvement projects. He graduated from Tufts University and Harvard Law School.
A graduate of Seattle University Law School and Boston University, Peter was a law clerk for the late Justice James M. Dolliver at the Washington State Supreme Court. Peter worked for eleven years in the criminal division of the King County Prosecutor's office where he was promoted to Senior Deputy. In 1997, Peter founded the Washington Forest Law Center, a non-profit public interest environmental law firm. Peter is also heavily involved in efforts to develop and promote progressive forestry policies. He and his wife Martha founded the Kongsgaard-Goldman Foundation in 1988. Peter is also active in helping elect environmental leaders in federal, state, and local races. He has served on the boards of numerous non-profit organizations including the Rails to Trails Conservancy. Peter and Martha have three boys. Peter has been a bicycle commuter his whole life. In his spare time, Peter loves to bike, climb, ski, and hike. He has climbed Broad Peak, an 8,000 meter peak in Pakistan other big mountains around the world.
Ken's first job after arriving in Washington in 1993 was serving as a legal intern with WEC. He has practiced environmental law with government (serving as an AAG for now-Governor Chris Gregoire on behalf of the Washington State Department of Ecology) and now with Foster Garvey. Ken has been involved with Washington Conservation Voters for the past 10 years, serving as the chair of the King County Chapter, and as the chair of the WCV State Board. Ken, along with his wife, Meredith, and his daughter, Alexandra, love to spend their time skiing, playing soccer, sea kayaking, and enjoying the natural beauty of the Long Beach Peninsula.
David Perez is an attorney at Perkins Coie, handling complex civil litigation matters, with a focus on appeals and unfair competition. David also maintains a robust pro bono practice that focuses on civil rights, constitutional law, and voting rights. Each year since 2013, David has been named a "Rising Star" in Washington Law and Politics. David received his B.A. from Gonzaga University where he was selected as the student commencement speaker, and his J.D. from the Yale Law School. The first political board that David joined after law school was the former King County Conservation Voters' board, vetting local political candidates seeking the organization's endorsement. In addition to the WCV board, David currently serves on the board of the Ballard Food Bank and as President of the Latina/o Bar Association of Washington. David lives in Queen Anne with his wife and two young daughters.
Bill Pope is a lawyer and environmental activist, as well as an innkeeper (Mazama Country Inn, 1994 to present). For 10 years he was a corporate lawyer with Microsoft, after which he served as general counsel of Vulcan Inc. and Vice President of the Paul G. Allen Forest Protection Foundation. Bill served on the steering committee of the Loomis Forest Fund, which raised over $17 million to save 25,000 acres of "old growth" forest in north central Washington State. Other environmental organizations he has been involved with include the Cascade Conservation Partnership (Steering Committee 1999-2002), the Board of Trustees of the Nature Conservancy of Washington (1998-2004), the Board of Trustees of Earthjustice (2002 to 2011), the Board of the Wilderness Land Trust (2003 to present), the Methow Conservancy Advisory Board (2005 to present), as well as a previous stint on the WSC Board (1999-2002). Bill has lived all his life in Washington State, most of that in Seattle but for the last 3 years in Mazama. Bill has three grown children, one granddaughter, and another on the way!
Sarah Reyneveld is an Assistant Attorney General in the Labor and Industries Division of the Washington State Attorney General's Office (AGO) in Seattle. She previously served as a research assistant in the Office of Governor Chris Gregoire, a Legislative Assistant in the Washington State Senate, and a Deputy Finance Director on the 2004 Chris Gregoire for Governor campaign. Sarah earned a J.D. from the University of Washington Law School, a MPA from the Evans School of Public Policy and Governance, and a BA from Smith College. At UW, Sarah studied environmental law and policy and spent the summers working at the AGO's Ecology Division, Earth Economics, and the Government Accountability Office's Natural Resources and Environment team in Washington D.C. Sarah was also a founding student member and Associate Editor-in-Chief for Articles of the Washington Journal for Environmental Law & Policy. Sarah was previously a member of the Washington Conservation Voters' Statewide Endorsement Advisory Committee and former King County Conservation Voters' Board. In addition to the WCV board, Sarah currently serves as the Chair of the King County Women's Advisory Board and on the boards of the UW Alumni Association, Graduate Washington, Washington's Paramount Duty and the 36th District Democrats. In 2016, Sarah received the inaugural Evans School Young Alumni Award for her distinguished community service. Sarah lives in Ballard with her husband Joel and two young children.
Nancy Ritzenthaler has been active in the Washington environmental community for 15 years, as a board member of Conservation Northwest, and as supporter of many other green causes. After a career in business development and marketing at Microsoft and Hewlett Packard, she and her husband now own a business which provides business and family retreats for groups of 10-14 people, at two beachfront properties on Whidbey Island. Nancy received her MBA from Massachusetts Institute of Technology's Sloan School of Management, and a BS degree in forestry from the University of Washington. She lives in West Seattle with her husband and 3 children. Nancy grew up on Bainbridge Island and is a native Washingtonian. She spent her formative years hiking and climbing on the Olympic Peninsula. Her passions include cycling, nordic and alpine skiing, being a soccer mom, and enjoying the beauty of the Northwest.
David's consulting practice facilitates organizational assessments, strategy, change management, human resources effectiveness and leadership coaching; improving long-term customer value, organizational health, and performance. David has served in executive leadership roles and as a senior consultant, working across multiple industries and sectors.
Sapna Sopori was born in Arizona as a first generation Indian-American, raised by a single-mother whose own challenges and opportunities in this country shaped Sapna's understanding of the intersection between race, gender, and immigrant-status. Sapna has spent 16 years working in environmental education. As the Director of Youth and Community Education with IslandWood, Sapna worked with her staff to decolonize their programs to ensure that the reason they do the work is not undermined by how they do it. In these programs, stakeholder input drives evolution, which is constantly explored to unearth the embedded saviorism and deficit modeling so prevalent in the greater field. Sapna also worked with IslandWood's Graduate Programs, teaching the Nonprofit Leadership course, in which the next generation of nonprofit leaders are challenged to uncover and address the hidden biases in the administrative systems, from hiring practices to board development to fundraising. Outside of her work with IslandWood, Sapna is active with and learns from the Seattle chapter of the Environmental Professionals of Color. She is also a Senior Fellow with the Environmental Leadership Program and facilitates their Fellows of Color Affinity Group. Sapna was recently honored with the Kitsap YWCA's Mission Award for Eliminating Racism and Empowering Women. Sapna firmly believes that she has been fortunate to have all of these life experiences as a result of the generosity, courage, and support of those around her, and she strives to do this belief in her justice.
As a lawyer and policy analyst, Toby has worked with environmental groups, Tribes, local governments, and others on forestry, fisheries, water quality, land use, and development issues for almost forty years. Toby became the first staff attorney at WEC in the mid-1990s, organizing volunteer lawyers to represent WEC and other NGOs in numerous cases, such as conservation of forest lands under the then new Growth Management Act, preventing inappropriate shoreline developments, and submitting amicus briefs in appellate cases of state-wide significance. From 1998 through 2006, he was staff attorney at the Washington Forest Law Center. Toby is presently a Natural Resource Law & Policy consultant, working with communities around the country on climate change adaptation, advocating for conservative forest management in Washington State, and helping move Seattle land use planning and development policies toward a sustainable future.
Jim Timmons lives in Eastern Washington in West Richland near the tri-cities. Jim is a University Economics lecturer at WSU tri-cities and Heritage University in Toppenish. He holds degrees in Economics and Business from the University of Washington and Washington State University. Jim has farmed in the Columbia Basin Project and worked in the IT business over the years. He now uses his super powers to help strengthen the environmental community by volunteering with WCV.
Peggy has 30 years professional experience working in local government technical and senior managerial positions, including serving as Technology and Management Information Manager for King County Metro Transit, directing strategic planning, market research efforts and transit technology projects. A lifelong conservationist, Peggy served on environmental boards including the Pacific Crest Trail Association, the Olympic Coast Alliance and as Chair of the Alaska Coalition of Washington. Peggy grew up in Seattle, completed her doctorate from the University of Washington, and taught at Fort Lewis-McChord and Pacific Lutheran University. Peggy and her husband Ted, enjoy hiking, sailing, skiing, and shrub steppe land restoration. They have traveled to every continent and have hiked the Pacific Crest Trail, the GR5, the Rota Vicentina and plan to complete the Continental Divide Trail. She was the first female yacht club Commodore in the Northwest and has extensive personal experience recreating in the Puget Sound/Salish Sea.


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Here's something I hope to start doing more often. Technically, I've been hoping to actually start all year. Short development video logs.
Today's video is a demonstration of the cross promotion features in Smiles Zen and Smiles Drop. Inspiration hit last night, and I added something amusing to it I'd thought I'd share.
Both builds should go out tonight. I'll be adding a pair of arrows beside the icon, just so it's even clearer that you can click on it right here.
– – – –
In other news, Smiles 1.3 (the full bundle) was approved yesterday. That includes the graphics performance fixes for the iPhone 3GS and iPod touch 3rd gen, in addition to a few other little bugs.
After Free Smiles 1.3 is finished, the plan is to get back to the ports… and hopefully actually talking about them and some of the technical details that have gone in their development.


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Having a bad day? Make Me Calm is not just a mantra, it's the handy app for your Apple Watch to help you get through those difficult moments.
Make Me Calm is integrated with Apple's Health app, to detect if you are within the average resting heart rate of 60-100 beats per minute, or if you need to slow things down.
A high heart rate can be caused by stress or anxiety. To check your heart rate, allow Make Me Calm to access your Health data.
Here's How
A minute of silence and reflection could help reduce hours of stress. Start by selecting your mood and finding a good place to calm your mind.
View inspiring quotes and soothing messages based on your selected mood to get your heart rate back to normal. Take a little time to breathe in, breathe out, and release all the bad energy.


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MDMX Film Commission: We Do What We Can
Illustration, Film, Post-Production...
Early 2017 I was approached by Max, a producer and founder of MDMX to create some promotional material (illustrations) for a short film the company was working on; We Do What We Can directed by Kwaku Awuku-Asabre. I was found via Soundcloud of all places because I am very active on that platform as I love music and my profile picture was of my 'Somewhat Childish' illustration piece. (TIP: make your brand known everywhere, you never know how opportunities may find you.)
I was commissioned to produce 3 illustrations that captured a few main characters and some key shots of the film. I approached this project similar to my personal ones by identifying what were the aims, important factors that had to be included and what visual language would be most appropriate. I conducted research by assessing production material made available to me so I could study the feel of the film and character's details. I then selected around 10 concepts I could draw up and agreed with Max which ones would be the most powerful and singled the ideas down to 3.
From there, communicating with Max and Kwaku, drawings and ideas were revised whilst I also gathered research for background details so I could build the virtual landscapes. After that, I then started piecing the drawings together in Photoshop rather that drawing the illustrations as one flat image which allowed me to edit components if needed.
The raw and rough sketches of the main characters.
The Illustration at the top is one of my favourite pieces to date because I was able to manifest the vision I had for it and was pleased with the outcome. Although I personally think the second illustration could have been stronger, I believe I delivered something special and learnt a lot through the process. The finished 3 illustrations will also be distributed as posters and postcards for supporters that contributed to the Kickstarter campaign. I love the project and very excited to see the film so if you would like to know more about it's progress as well as see the trailer, visit here.


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How to Avoid a Mortgage Escrow Nightmare | Real Estate ...
A monthly payment is added to your mortgage bill and analyzed once a year to cover . This means that your property taxes may go up very significantly in the .
Why is my Escrow Payment Changing
Your mortgage is paid 12 times per year, therefore 1800 / 12 = a monthly mortgage payment of $150. Here is where it gets tricky, lets say your taxes go up by .
Step 1
Why did my monthly payment go up? - Consumer Financial ...
Mar 22, 2012 . There may be a few reasons that your monthly payment went up. . Some homeowners believe that they have a fixed-rate mortgage . Second, if you have set up an escrow account to pay for property taxes or homeowner's .
Step 2
tagged as: taxes - Consumer Financial Protection Bureau
Principal, Interest, Taxes, and Insurance, known as PITI, are the four basic elements of a monthly mortgage payment. Your payments of principal and interest go .
Step 3
How can I lower my new mortgage payment without refinancing? HELP ...
$3000 for the year AND my taxes went up so the company which holds my mortgage has raised my mortgage payment up $500 starting in Feb.
the arbor edge: My mortgage payment went up - but I have a fixed ...
Jun 22, 2010 . My mortgage payment went up - but I have a fixed rate? . of tax and insurance payments and almost all mortgage companies collect the max.
Tips & Warnings
Why Did My Escrow Payment Go Up? | Zillow Blog
Jul 27, 2011 . One homeowner even had their mortgage payment go up by $60/month . payment, a taxes payment and a homeowners insurance payment.


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AL RIYADA Loans
Clearly personalized for your needs. Doha Bank offers you a loan on short term basis against your fixed deposit with us at the lowest interest rate in Qatar! The features of the personal loan from Doha Bank include:
- 1 Hour Loan processing for complete cases as per policy
- Guaranteed minimum interest discount of 50 bps (Basic Points) from rack rate (QCB rate + 1.5%) for all Salary Loans
- Grace period: 2 loan instalments
- Repayment: 72 months for Qataris & 48 months for Expat customers
- Minimum Loan Amounts applicable as per T&Cs.
- Maximum Loan: QAR 2 Million for Qataris and QAR 400,000 for Expats
Following are the eligibility requirements and features of the Summer Ramadan loan instalment postponement promotions offer:
- Personal loans & Home loans are eligible for the offer
- Maximum 2 Postponements for current remaining tenor less than 120 months
- One postponement for current remaining tenor less than 180 months.
- Postponement offer is valid for 5 months starting May valid till September 2017
- Each postponement will be charged QR50/-
- There should be a gap of minimum one month between two postponement, postponement shouldn't be on consecutive months
- Age at loan maturity after the postponement should not be exceeded maximum age cap that is 65 Qatari & 60 for Expatriates
All AL RIYADA customers who fulfil minimum salary transfer criteria are eligible.
You may apply for a personal loan by producing the following documents:
- Valid ID and passport copy
- Original Salary assignment letter on company letterhead stamped signed by employer
- Other Banks statement if salaries transfer from other bank to DB
- For Expatriates: 3 months statement if only one salary is credited to DB account
- No Objection letter/clearance letter from the other bank
- 6 months statement
- Salary certificate
More Details about Personal Loan
Apply for Personal Loan
Doha Bank Housing Loans are offered to both Qatari Nationals and Expatriate Residents to buy a new house, to transfer a mortgage from another bank or even for equity release from property you already own.
Save Money with Your Doha Bank Housing Loan:
- Special Rate of 0.5% less than the QCB rate for the first year
- Free Mortgage Saver Account @ 1.25% p.a. interest rate up to QAR 2 million
- 12-months grace period with your home loan
- Cash back settlement fee of up to QAR 20,000, whenever you transfer your housing loan from any other bank to Doha Bank.
- Priority approval for AL RIYADA customers
- Free property fire insurance for the first year
- Free management and mortgage fees
- Free for life VISA Infinite credit card
- Free 20,000 DOHA MILES with your VISA Infinite credit card
- Diversified Investment Opportunities to invest in properties in world class city locations such as London, Edinburgh, Glasgow & Manchester.
Doha Bank Housing Loan Features:
- Salaried or self- employed individual
- Long repayment period up to 20 years
- Borrow up to 70% of the property value (LTV)
- Completed or under construction properties for Qataris
- Freehold & Leasehold completed properties for Qatari & Expats
- Wide network of approved developers
- Priority Loan Approval and quick processing
All AL RIYADA customers who fulfil minimum salary transfer criteria are eligible.
More Details about Housing Loan
Apply for Housing Loan
Loan/Overdraft against deposit facility offers customers the convenience to borrow funds against their deposits. As a customer, you can avail a loan/overdraft against your deposits anytime within the maturity of the deposit. You can also enjoy interest earned on your deposits while having access to funds at all times.
You can apply for a Loan or an Overdraft with as low as QAR 25,000 and up to 90% of the deposit amount. This is available against your Fixed Deposit, Upfront Deposit, Smart Saver & Al Dana Savings account. Earn interest from your deposit while having access to funds at all times.
BBoth Nationals and Expats can utilize this facility. To be eligible, applicants must be valid residents of Qatar, holding a deposit facility with Doha Bank and of ages 18 years and above.
You may apply for loan/overdraft facility, by bringing your original valid QID and passport at any Doha Bank Branch.
More Details about Loans and Overdrafts against Deposits
Apply for Loans and Overdrafts against Deposits
Doha Bank's retail, commercial and corporate products are granted at our sole discretion and are subject to the Bank's terms, conditions and acceptance.


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Having burned through a small pile of public funds nipping down to the Big Brother house and impounding Pete Burns' coat, Hertforshire Constabulary then wasted some time of Natural History Museum staff who confirmed, actually, it's not a Gorilla coat at all, but made from the skin of a Colobus monkey. The experts pointed out that the coat was also "in a relatively poor condition and had been relined at some point", which we think is naturalists being polite while saying "this is a coat from the last century, please don't waste our time any further."
The Herts Police, though, having discovered that they and Jodie Marsh were the only people in the world who even thought it was gorilla skin in the first place, don't intend to let it lie there - no, even although it's not from a primate protected by the Convention on International Trade in Endangered Speices, they're still going to pass their file to the Crown Prosecution Service, thereby spending even more on an incident that doesn't seem to have a crime, never mind a victim.
The cops are starting to aware that they're shifting from laughing stocks into the sort of territory where Chief Constables are asked what the hell sort of Keystone outfit they're running, and are rushing out justifications for their sudden interest in furs:
Hertfordshire Constabulary said it treated wildlife crime as seriously as any other following complaints from the public about Burns bragging on TV of wearing gorilla fur.
And just how seriously would that be? Latest figures released by Hertfordshire Police Auhtority reports that a surprising 19.2% of notifiable/recorded offences result in conviction, caution or taken into consideration of court - that's right, less than one in five crimes are solved in the county. The same report suggests that only six out of every ten hours available to the police force in the county are used in frontline police work - perhaps they might want to think about using that time a little more wisely.
On the other hand, if you are living in Hertfordshire and paying for the police force, we'd recommend if you have to report a crime in the next week, tell them the criminal looked a bit like Michael Barrymore. That might get their attention.
Earlier: Herts Police have time on their hands


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Finn Harps have been handed a tough start to the upcoming season with the news that they have three away trips in the first four outings.
The Ballybofey side have to make the long treks to Cork City, Dublin to face Shelbourne at Tolka Park and then Waterford United in the first month - journeys that are bound to provide something of pinch in these tough financial times at the club, with 2007 Premier Division champions Drogheda United the only visitors to the Twin Towns in March.
In arguably one of the most competitive ever divisions, Harps must play Cork, Shelbourne, Waterford, Monaghan United, Athlone Town and Salthill Devon twice away from home and just once at Finn Park. The opposite is the case for Drogheda, Mervue United, Longford Town, Wexford Youths and Limerick City.
In fact, the First Division is so scattered, the closest thing that Harps have to a local derby is expected to be Monaghan, which is a 122-mile round-trip. It remains to be seen whether or not the side managed by Mick Cooke, who last the promotion-relegation play-off last season to Bray Wanderers on penalties will be in the second flight at all.
With the continued monetary problems at both Bohemians and Galway United in the Premier Division, there may be a shake-up when the league licensing comes to the fore. Last season, Bray were moved to the Premier a week before the campaign got underway when Cork City were demoted. Harps have been away from home on opening day in each of the last two seasons.
They last opened the season against Cork in 2005 on their return to the Premier Division when goals from John O'Flynn and current Republic of Ireland international Kevin Doyle gave the side then managed by Damien Richardson a comfortable 2-0 win in the campaign when they lost won the top flight. Harps, for their trouble, were relegated under the helm of Anthony Gorman, who had taken over from Felix Healy that June.
Ahead of the new campaign, Harps boss James Gallagher hopes to add to his playing staff ahead of pre-season training, which kicks off on January 15. Gallagher has re-signed James Doherty, Thomas Bonner and Mark Forker, while Kevin McHugh and Ciaran Gallagher were already contracted to the club.
Harps' fixtures: Fri. 4 March Cork City (a); Fri. 11 March Drogheda United (h); Fri. 18 March Shelbourne (a); Waterford United (a);
Fri. 1 April Mervue United (h); Fri. 8 April Monaghan United (a); Fri. 15 April Longford Town (h); Fri. 22 April Wexford Youths (h); Sat. 30 April Athlone Town (a);
Sat. 7 May Salthill Devon (a); Fri. 13 May Limerick (h); Fri. 20 May Cork City (h); Thurs. 26 May Drogheda United (a); Mon./Tues. 30/31 May TBC Shelbourne (h);
Fri. 10 June Waterford United (h); Fri. 17 June Mervue United (a); Fri. 24 June Monaghan United (h);
Sat. 2 July Longford Town (a); Fri. 8 July Wexford Youths (a); Fri. 15 July Athlone Town (h); Fri. 22 July Salthill Devon (h);
Fri. 5 August Limerick (a); Fri. 12 August Cork City (a); Fri. 19 August Drogheda United (h);
Sat. 3 September Shelbourne (a); Fri. 9 September Waterford United (a); Fri. 16 September Mervue United (h); Fri. 23 September Monaghan United (a); Fri. 30 September Longford Town (h);
Sat. 8 October Wexford Youths (h); Sat. 15 October Athlone Town (a); Sat. 22 October Salthill Devon (a); Sat. 29 October Limerick (h).
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The museum is open May 25 & 26, July 20 & 21, and Sept 14, 2019.
We are also open to groups by appointment.
If you wish to arrange a tour please contact us via our contact form or at the postal mailing address.
We are located on the grounds of the Leduc West Antique Museum. Travel 5 miles west of Leduc on Highway 39. Go north on Range Road 260 (Cohne Dale Road) for about a mile and the museum will be on your right.


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Basic Stuff Everyone Should Know
We are going to take a look at how the Domain Name System can be used to help you keep your website online, improve website load times, email delivery, and so much more.
Before we get started, here's a quick refresher on what DNS is and how it works.
We will be using Constellix to demonstrate how to create the various records you need to get your site online. You can follow along, just create a Constellix account and add a test domain.
Update Nameservers
Your first encounter with DNS almost always happens at your domain registrar –where you bought your domain name.
Ok so you have a domain name, cool, but it doesn't actually do anything yet. If you type your brand spanking new domain into your browser, I bet you'll see a placeholder page courtesy of your registrar.
First things first, get off your registrar's DNS. There are many reasons why, and you can read more about those here.
You will need to change your domain's nameservers to those of a specialized DNS provider (psst! Try Constellix!).
How you do it depends on your current provider, but basically what you want to do is make note of all of your existing DNS records. There may also be an option to export them into a zip file. Though, it's likely won't have any records unless you bundled with web hosting or another service. If you do, you'll want to create the exact same records at your new provider.
Now you can add your domain to your new provider. You'll be prompted to update your nameservers through your registrar. This tells the company you bought your domain from that you are going to be using another provider for DNS hosting. You may need to wait a few minutes, but if you have Constellix this takes only a few seconds thanks to our instant propagation.
One thing to note, changing DNS providers DOES NOT change who your registrar is. Your domain is still registered through your registrar, but you are now hosting your DNS information (records) through a different provider.
Now that you have moved to an external provider, you can start adding records. Let's assume you don't have any yet. You will need a handful to get your site up and running, which only takes a few minutes.
Get Naked
Before we go any further, you need to decide whether you want to send your users to www.yourdomain.com or yourdomain.com. The latter is called a "naked domain" or "CNAME flattening" and it's the latest craze because frankly, it just makes life simpler.
We're going to assume you, like the rest of the world, prefer to not type in the extra 4 characters of www.
But what if someone enters www.yourdomain.com into their browser? Where will they go?
Nowhere. Because we have to tell them that www is not the preferred version of our site. We can do this using a CNAME record.
CNAME Records
CNAME records point domains (or hostnames) to other domains (or hostnames). They are also called Alias records because they tell the user that the record information is actually hosted somewhere else.
You can even use CNAME records to point to external domains like www.yourdomain.com to www.google.com. Just remember to add a dot at the end, or the hostname will be appended to the beginning of your domain like www.google.com.yourdomain.com.
Keep in mind that CNAME records are different from Web Redirection because you can only point domains to other domains, no fancy URL paths. You wouldn't be able to say www.yourdomain.com points to www.google.com/this-is-not-a-page.html.
Another thing to note, CNAME records cannot be used at the root level. So once we make our domain naked, we won't be able to use a CNAME record to point your domain to another hostname… more on this in a few minutes.
For this use case, we need to point www.yourdomain.com to yourdomain.com. That means we are telling the user that the IP address for www.yourdomain.com is actually stored at yourdomain.com.
Now we need to create a CNAME record that tells everyone who types in www.yourdomain.com to go to yourdomain.com.
For the record name enter www and point that to the host: yourdomain.com. Make sure you do not add a period/dot/stop at the end. You only want to use those if you are pointing to an external domain like google.com.
Once you commit your changes, your domain will be naked! Go ahead and try it. Constellix propagates changes instantly to all of our nameservers around the world. That means your users in Australia can see the changes you made in under a second after you commit them.
Add a Web Server
Ok, we're live on our new DNS provider and our domain is naked… but you don't have a website. It just shows a blank page.
You need to create a record that tells your users how to get to the web server where you are hosting the files for your website. Let's assume you already have a web server and at least a homepage (index.html) setup. Your web hosting provider will give you an IP address or hostname for the server your site is hosted on.
You need to tell users who visit your domain that they need to actually be going to the web server to see your website files. You can do that with an A record which answers users with the IP address of the web server or an ANAME (read more about this later) record that points to the hostname of the server.
In this example, we are going to use Constellix to show you how to create an A record. Leave the name field blank, since we want this to work at the root (naked) level of our domain. In the IP field, enter the IP address of your web server.
Your changes will propagate instantly. Now, when you type your domain name into your browser you will see the index.html page you have stored on your web server. All thanks to DNS.
More CNAME
Simplify Your Life
The next thing you need to do is setup your FTP (how you upload website files) and mail servers. Both of these services will most likely need to point to your web server. There are two ways to do this. You can take the hard way and go and make more A or CNAME records that point mail.yourdomain.com and ftp.yourdomain.com to your web server.
Or, you can create CNAME records that point to the root of our domain, which already has an A record that points to our web server.
That means, if you ever change your web server, all you have to do is update a single A record.
Have you ever accidentally added an extra "o" to google.com? It's okay, we all have. But did you notice that you still ended up at google.com? Not gooogle.com or a blank page, but plain old google.com. That's because Google uses a CNAME record to send traffic that mistakenly adds an extra "o" to their intended destination.
When you set up your own site, you may want to do the same thing. This does mean that you have to buy domains that are similar or a letter off from your own domain. Then, all you have to do is create a CNAME record that points users to the correct domain.