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Every afternoon ValueWalk provides an update on global market levels, economic news, and hedge fund news.
Post Market Update
Market Levels
- US: Dow: 12805.39 (0.70%), S&P 500: 1368.71 (0.74%), NASDAQ: 3016.46 (0.84%)
- Europe: CAC: 3237.69 (0.62%), DAX: 6674.73 (1.02%), FTSE: 5634.74 (0.70%).
- Asia-Pacific: Australia: 4246.10 (-1.08%), China: 2308.92 (0.13%), Hong Kong: 20140.67 (-1.07%), India: 5226.85 (-0.32%), Japan: 9458.74 (-0.84%).
- Metals: Gold: 1660.30 (-0.02%), Silver: 31.52 (-0.50%), Copper: 3.64 (-0.29%)
- Energy: Crude Oil: 102.70 (1.66%), Natural Gas: 1.98 (-2.31%)
- Commodities: Corn: 6.36 (0.20%), Soya Bean: 14.22 (-0.28%), Wheat: 6.33 (0.24%)
- Currency: EUR/USD: 1.3111 (0.02%), GBP/USD: 1.5909 (0.02%), USD/JPY: 80.8700 (0.01%)
- 10 year US Treasury: 2.035% (0.053)
Market and Economy News Update
U.S. markets rebound: Halting a five-day decline, markets closed higher on Wednesday, as the earnings season kicked-off on an upbeat note. The Dow Jones Industrial Average (INDEXDJX:.DJI), the S&P 500 (INDEXSP:.INX) and the NASDAQ (INDEXNASDAQ:.IXIC) all closed with decent gains.
U.S. economy grew at a moderate pace: The Fed said today in its Beige Book business survey, the economy maintained its expansion in all 12 of its regions, as hiring showed a steady increase and residential real estate markets improved. However rising prices for gasoline and other energy products may weigh on the economy, the report said.
U.S. import prices jump in March: Prices of goods imported into the U.S rose in March by the most in nearly a year due to sharply higher fuel costs. The Labor Department said import prices climbed by 1.3 percent from the month before, the biggest gain since April 2011. Economists were expecting a 0.9% monthly increase.
Mortgage applications fall: Applications for U.S. home mortgages last week fell 2.4 percent from the prior week, the Mortgage Bankers Association said on Wednesday. Purchase applications had gone up in the previous two weeks.
Oil drops to eight-week low: Oil prices rose on Wednesday, after data from the U.S. Energy Department showed domestic fuel stocks fell much more than previously expected. Crude-oil futures for May delivery jumped 1.7 percent to $102.70 a barrel on the New York Mercantile Exchange. Brent oil for May settlement gained 0.3 percent on the London- based ICE Futures Europe exchange.
Company News Update
- Alcoa Inc. (NYSE:AA) was the biggest gainer in the Dow Jones Industrial Average and closed 6.2 percent higher, after the largest U.S. aluminum producer posted an unexpected first-quarter profit yesterday after market close.https://www.valuewalk.com/2012/04/alcoa-ceo-says-china-may-not-slow-aluminum-production/
- U.S.-listed shares of Nokia Corporation (ADR) (NYSE:NOK) plunged 16 percent after the company lowered its first-quarter outlook citing a decline in gross margins amid stiff competition from rivals.https://www.valuewalk.com/2012/04/nokia-corporation-nok-cuts-q1-outlook-and-confirms-over-200m-lumia-phones-sold/
- Among banking stocks, Bank of America Corp (NYSE:BAC) gained 3.8 percent after Guggenheim upgraded its rating on the financial giant to "buy" from "neutral." Morgan Stanley (NYSE:MS) also rallied 1.2 percent after Evercore Partners increased its price target on the stock to $20.
- Homebuilders like PulteGroup, Inc. (NYSE:PHM), Lennar Corporation (NYSE:LEN) and DR Horton, Inc. (NYSE:DHI) ended sharply higher after Wells Fargo said that this year may see the beginning of the recovery for the housing market.
- Life insurer and mortgage guarantor, Genworth Financial Inc (NYSE:GNW) gained 3.2 percent after BTIG LLC initiating coverage on the stock, rated it a "buy".
- Opnet Technologies, Inc. (NASDAQ:OPNT) the network-performance-management company, slid 13.4 percent after indicating that fiscal fourth-quarter earnings and revenue would be below expectations.
- J.C. Penney Company, Inc. (NYSE:JCP) announced its CFO Michael Dastugue will demit office, and current COO Michael Kramer will assume charge on an interim basis.
- In an effort to offset plunging U.S. sales, Research In Motion Limited (USA) (NASDAQ:RIMM), is planning to open stores across the Middle East where local demand for its BlackBerry phones is still strong.
- Electronics retailer, Best Buy Co., Inc. (NYSE:BBY) has said that the probe into former Chief Executive Officer Brian Dunn's personal conduct has not been closed.
Hedge Fund News Update
- The $2.7 billion London-based hedge fund firm Tyrus Capital, founded by Tony Chedraoui in 2009, has moved the majority of its operations to Monaco in response to the impending European Union regulations.
- Moody's Corporation (NYSE:MCO) has put Man Group Plc (LON:EMG), the largest listed hedge fund manager in the world, on downgrade watch, citing general market weakness and growing challenges in the company's core business. https://www.valuewalk.com/2012/04/man-group-plc-emg-on-review-for-downgrade-by-moodys-mco-we-had-a-hunch/
- BlueCrest Capital Management has appointed Greg Clerkson, director of alternative investments at consulting firm Russell Investment Group, as head of global consultant relations. Clerkson will spearhead U.K. institutional coverage at BlueCrest.
- Hedge fund consultancy firm Aksia, has hired Oliver Newton, formerly of Tarchon Capital Management, as senior advisor in its London office, and will advise the firm's institutional investor clients in Europe and the Middle East.
- According to the latest data from eVestment Alliance, institutional investors pulled out $5 billion from equity funds in the first quarter of this year.
- New York-based hedge fund, Mason Capital, said it will vote against telecommunication company Telus Corp.'s plan to create a single class of common shares by combining non-voting shares with its common shares.


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A few months ago, while I was still living in the UK, I wrote this post: Facebook envy: or the self-perpetuating circle of how we present expat life to the world.
In it, I discussed how easy it is to only show one side of expat life to our friends and family back home – I used Facebook as an example because that is mostly how I communicate with people I know, but this should also include Instagram, Pinterest, blogging etc. To quote myself:
Over the past few years, as Facebook has evolved, I have watched the lives of several expat friends as they moved from one country to another, settled in, started work or got the children off to school. I have seen photos of beaches and parties, cocktails and safaris….why do expats tend to focus so much on the "good-side" of life? Is it because we're trying to prove to our friends that the life we're living is actually as good as everyone expects it to be? Are we trying to prove it to ourselves?
Now, as I settle into our new life in South Africa, that post is coming back to haunt me a bit. Because guess what I have put up on my FB site? Ok, not beaches because we live about three million miles from the sea. But lots of posts about the weather (hot and sunny), the wildlife (impressive) and the wine (delicious and deliciously cheap). So for now, my friends back home basically think I am lying around in the sun, drunk on red wine and watching the elephants go by.
Which of course I am not.
Life is a lot more boring than my posts would have you think. There is a lot of dealing with tantrums, getting up too early, emptying the dishwasher, cursing the school for yet another confusing rule that we don't understand, answering work emails, checking our bank accounts, trying to work out which drawer houses the vegetable peeler, buying a new vegetable peeler because it turns out no drawer houses it…
But have I posted any of this information? Not really. But why not?
This is a question I have been pondering. Back home I had plenty of updates about some (not all – no-one REALLY wants to know that we have just done our accounts…) of the above. Mostly about things like tantrums. I think it is healthy to share the bad as well as the good side of life, especially when it comes to parenting. It makes it a lot easier to know that you are not the only one whose child is lying on the floor screaming because her sister wouldn't listen to her when she was trying to explain the rules of the "summer game" (yes that was yesterday. No I don't know what the summer game is either).
But something stops me here. There are a lot of things I could moan about. At time of writing, I am still waiting for our air freight to turn up (let alone the sea freight) so we're still living out of the same three suitcases we packed more than a month ago. And quite frankly I am a little fed up of these clothes. My social diary is empty, I can go all day without speaking to another soul bar for the check-out woman (I managed to spin a complement about my top into a five minute conversation yesterday!) and I am struggling to do any exercise at all as I don't know where and when I can walk or run in this city. We had a fantastic day at a safari park, but I didn't mention the horrendous traffic accident we passed on the way home with at least one fatality.
So boo hoo me. Although actually not boo-hoo me at all because all of the above is mixed in with the sun and the wine and the trips we have already booked to Cape Town and hot air ballooning and Kruger national park. And yes the girls are dreadfully homesick and we have had a lot of tears and I can't get Madam M to wear anything but the same three playsuits to school every morning (when they have to leave at 6.45am!!!). But they also have a school with tiny class sizes and amazing facilities which includes a swimming pool and a stand-alone library. And we can afford to take them for pizza every weekend if we like. And our oldest daughter already has two party invites and she's only been at school for less than a week.
Which brings me back to the updates that I have already posted, those leaving my friends with an overwhelmingly positive view of my life and why it is I don't balance it out a bit with more of the reality. And I think it is because to do so would somehow seem ungrateful. We have been given this fantastic opportunity, and I realise how amazingly lucky we are. I know that it will also be hard, especially at the beginning, but I suppose I didn't want to start the moaning until I could at least put it into perspective. Maybe I have gone too far the other way. Perhaps I should do it the other way round – start with the bad side and then add some of the good. But that, I suppose, is not the message I want to convey.
I will post about more mundane things. Gradually, as life here returns to some sense of normality and the excitement of seeing elephants and rhinos in the wild fades slightly, as the price of the wine stops impressing me so much and I start to get blase to the never-ending sunshine, then I am sure my posts will become more and more blah. Just like they used to be. I probably will still post when we do interesting trips, or something unusual happens. But eventually my friends and family back home will get a more realistic portrayal of what day-to-day life is like.
I just promise I won't ever post anything about buying vegetable peelers.


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Minx Launches New Celebrity Manicurist-Designed Nail Art Collections
Minx Launches New Celebrity Manicurist-Designed Collections
You've probably admired the nails of stars like Beyoncé Knowles, Lady Gaga, and Rihanna, and here's your chance to get in on the action. Minx has just launched a new professional line of celebrity manicurist-designed nail art ($5 to $10 above traditional Minx manicures). Last month, manicurist Lisa Logan, who has decorated the nails of stars like Beyoncé and Mary J. Blige, debuted her own Minx collection, which features eight colorful, geometric designs. And this week, Marian Newman, who has worked with brands like Givenchy and Vivienne Westwood, is set to release her own line, where chromes and graduated colors are the focal points in her eight-piece collection.
That's not all. Naja Rickette, the person responsible for Lady Gaga's "Love Game" and "Paparazzi" nails, and Kimmie Kyees (Katy Perry's and Rihanna's manicurist) are also set to launch their own collections come Spring. Are you excited to check these new Minx collaborations out? Tell us in the comments, and see more of Logan's and Newman's offerings in the gallery below:


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Japanese cuisine – aka: 'sushi'. Now is the time to discuss my favourite cuisine EVER… It's with great pride that I announce sushi is Bae. It's been bae all this time… Bae. 'Anywae', yaeh – bae.
I love sushi of all types, hosomaki, uramaki,nigiri, sashimi, maki and temaki… They're life. I love them because you can purchase sushi in different variations to suit your dietary requirements (i.e. vegetarian, pescatarian, and sometimes even meat). My favourite of all has to be the uramaki – a simple salmon & avocado would do just fine.
Other reasons to like sushi: anyone who's everyone can have and enjoy these filling but bite sized tasters. Also, there are two styles of sushi such as tempura and/or raw. The good thing is, it's up to the person's preference. I think this is why I love sushi more than any other cuisine.
Furthermore, (oo-er, yes BIG words now…) I don't usually eat rice – but when I do, it's sticky rice. I'd eat sticky rice (the main ingredient of sushi) on a daily basis if I could…
There's a really great Japanese shop near where I work that makes them fresh to buy each day. At 4pm, they start selling them for clean cheap (not dirt) because they don't like food waste… Neither do I.
Want to learn how to make sushi? Here's a recipe to feast your eyes and mouth on.
In terms of good sushi restaurants in London, my personal favourite is Eat Tokyo in Golder's Green. Others include SushiSamba in Liverpool Street, and Nobu in Oxford Street.
How much sushi could a sushi chef sushi if a sushi chef could sushi? All of 'em.
In order to reach my 300 word count, I'll be explaining How To: eat sushi:
- with chopsticks
- you can go all #ThugLyf and eat them by hand
All you have to do is pop them in your sushi-hole like a Skittle and not only hope for the best but become the best.
Accompaniments to sushi: usually you'd find pickled ginger and wasabi which – umm, let's skip that… I love chilli but I don't want to cremate my tastebuds with a paste! Finally, you can also add soya sauce to enhance the experience of sushi eating. However, I can't because my face'll bloat faster and would look more inflated than a life-sized beach ball.
Without further ado… Chow down.


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If you're annihilation like Us, again you apperceive that back you acquisition the absolute allotment of accouterment — be it a brace of jeans, a abundant T-shirt or a dress — you accept to aces it up in every distinct color. Case in point, the absolutely beauteous Leith Bodycon that's been aerial off the shelves!
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We weren't the alone ones agitated about how absolutely abundant the Leith dress is. Reviewers artlessly couldn't get enough! With over 2,500 aglow reviews, it's bound risen through the ranks as one of Nordstrom's best well-reviewed and top-rated items. While hundreds of reviewers assert this is the best adequate and adulatory dress they own, the better acclaim has appear from women who affirmation to not abrasion bodycon styles at all and that this dress afflicted their mind! One client shared, "This is the absolute allotment of accouterment — not aloof the absolute dress," adding, "It can be dressed up or down, feels like pajamas, and looks amazing on all anatomy types!" We couldn't accede more.
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Not abiding how to abrasion the top-rated look? If you're headed to work, we acclaim throwing on a cropped cardigan and bottomward into stiletto heels. Want to accumulate it accidental for a brunch date or a day out? Try a brace of abate boots and a long-line cardigan for warmth. Accept a big date ahead? Don't balloon the red lipstick and the strappy pumps for a chichi attending your admirer is abiding to love.
See it! Shop the Leith Ruched Bodycon Tank Dress for aloof $56 alone at Nordstrom! Baddest shades accessible for $33.60 (40 percent off of $56)!
Check out added of our picks and deals here!
This column is brought to you by Us Weekly's Shop With Us team. The Shop With Us aggregation aims to highlight articles and services our readers ability acquisition absorbing and useful. Artefact and account alternative is in no way advised to aggregate an endorsement by either Us Weekly or of any celebrity mentioned in the post.
The Shop With Us aggregation may accept articles chargeless of allegation from manufacturers to test. This does not drive our accommodation as to whether or not a artefact or account is featured or recommended. Shop With Us operates apart from announcement sales team. We acceptable your acknowledgment at firstname.lastname@example.com. Happy shopping!
12 Quick Tips For Dress Shirt Colors | Dress Shirt Colors – dress shirt colors
| Welcome for you to the blog, with this occasion We'll explain to you about dress shirt colors


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MindEdge's Humanities through the Ages Learning Resource
MindEdge's Humanities through the Ages learning resource helps college and university students apply Humanism across the ages. Students draw connections between and across cultures and their respective aesthetic and philosophic disciplines by utilizing games, videos, interactive exercises, quizzes, and other engaging content.
This modular course can be tailored to your school with webtexts, ebooks, and optional trade paperbacks available. It seamlessly integrates into all learning management systems.
MindEdge's Humanities through the Ages content enhances skills in:
- Identifying the core principles of Humanism
- Understanding the major disciplines in the humanities
- Discussing the different perspectives brought by Western and non-Western cultures to the humanities
- Describe major themes in the humanities
- Recognizing the interplay of language, visual art, literature, and performing arts in the construction of major civilizations and key historical time periods
- Considering the influence of Greek and Roman culture on concurrent and later societies
- Analyzing the aesthetic experience in a variety of contexts
Humanities through the Ages presents students with multi-faceted frameworks for understanding how Humanism has evolved over time, challenging and engaging learners to consider how a particular culture in a particular time period was influenced by other cultures, yet produced their own, unique modes of aesthetic expression. This is accomplished through activities, both interactive and narrative, where students must consider not only how to analyze a particular medium of aesthetic expression in its own right but also how to deepen that analysis by applying cultural, cross-cultural, historical, and cross-discipline contexts. There is an objective midterm exam and an objective final assessment, but this course can easily be tailored to accommodate a variety of written assignments, whether analytical and/or self-reflective in nature.
There are fifteen modules in the learning resource:
- Introduction to the Humanities
- The Visual Arts
- Literary Expression
- The Performing Arts
- The First Civilizations
- The Classical Tradition: Greece and Rome
- The Middle Ages
- The Renaissance, Reformation, and Age of Exploration
- The Baroque and Age of Enlightenment
- Neoclassicism, Romanticism, and Realism
- Modernism and the 20th Century
- Post-Modernism and the 21st Century
- Imagination, Values, and Emotion
- Connections Across Disciplines
- Humanities and Culture


text: We work nationally and internationally with various ligands partners. We are happy to assist you are , for example, during a visit to our sister hotel " Green Wood Hotel & Spa " in the ski resort in Banzko (Bulgaria ) at 200 m altitude. A flight there and back from Berlin is already possible per person from 100,00 € and a week in a double room for 2 people from 390,00 € . For this purpose, you may speak to our staff and allow for an offer.


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565 4th St. Construction Gives Rise to Suit
SAN FRANCISCO, CA – The Hair Shop, LLC is the plaintiff in a lawsuit against Shun Construction, Inc. and Patrick Lin. The core of the beef is that the defendants failed to improve the space as promised, but the killer allegation, if true, is that Shun Construction was not licensed at the time the work was being done.
The Business and Professions Code says that one need not pay for work done by unlicensed contractors. It doesn't matter if you know that they are unlicensed. You can hire an unlicensed person and not pay them and/or get your money back.
This seems unfair to unlicensed contractors who do good work but the Legislature thinks rewarding licensed contractors and punishing unlicensed ones is more important.
Hiring unlicensed contractors is not without risk, however. Not only are unlicensed contractors unable to secure proper permits, they can also get injured and/or otherwise claim that they are your employee. Labor Code section 2750.5 makes unlicensed workers your employees for all purposes. To make things even more complicated, employees are exempt from the Business and Professions Code licensing requirements. Case law discussing both regulatory schemes, subcontractor's and subcontractor's workers complicate matters further.
|This blog reports on cases filed in and around the San Francisco Bay Area. The statements made are based on the allegations in court-filed documents. Allegations are just accusations, and may or may not be true.
|The authors of the blog are attorneys at the San Francisco litigation firm, Wood Robbins, LLP. If you have a legal issue, send them an email. If they cannot help you, they will try and point you in the right direction.
Source: Woods Roundup Commercial


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Emirates Group inks deal with ENDP
Dubai, March 12, 2012
Dubai national airline Emirates has signed a MoU with Emirates National Development Programme (ENDP) to encourage career development for high school graduates.
The MoU will specifically address the need for operational staff; such as pilots, cabin crew, engineering and airport services, said a statement from the airline.
Successful candidates will be placed in front-line areas such as the brand new Concourse 3 and in Emirates Terminal 3 at Dubai International Airport, the newly-appointed Tawasul call centre and in Emirates Engineering facility.
As the high school graduates will be the face of Emirates, representing both the company and the UAE, Emirates is looking for bright applicants with positive attitudes, with interest in the aviation industry who have great communication skills and English proficiency.
"As the aviation and tourism industries continue to expand, Emirates recognizes that there will be continuing need for qualified employees at all levels of our organisation," said Nasser bin Kherbash, Divisional Senior VP, HR Development and Employee Services.
"The MoU with ENDP is the perfect approach to support our UAE citizens at the high school graduate level, developing both their talent and preparing them for career growth at Emirates, as well as filling the need for this much-needed skill set going forward," he noted.
Essa Al Mulla, executive director Knowledge & Human Development Authority said, "Our partnership with Emirates Group, which extends today to more than 6 years, is a testament of our commitment to ensure placement of National candidates in the workforce of the UAE; recognizing that the tourism and hospitality sectors will see incredible growth going forward."
'Emirates has a clearly stated mission to support UAE nationals and to respect the national culture through its flight services worldwide; bringing travellers into Dubai and representing the UAE abroad,' he noted.
The MoU with ENDP is just the latest step the Emirates Group has taken in further developing Emiratis early in their career.
Over 2000 UAE citizens work for Emirates, representing the 5th highest nationality in the company. Of these, 24 per cent are in senior management positions, 10 per cent in middle management, 9 per cent in engineering and 11 per cent are pilots.-TradeArabia News Service


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Somewhere on the edge of the universe, Captain James Kirk went out of his way to steal the thunder of some other sci-fi show.
Now this is just badass. Admittedly I'm not too updated with BSG but this really makes me want to change my mind. I'm also reminded of Dr. Who and all those times he'd shift in and out of different time lines with his Tardis. You know, running with the little guy, making change.
I'd actually have to YouTube this episode for myself. Apparently this is from the BSG final. I still can't believe Enterprise is here. No wonder humanity survived.
P.S. We now know where Starbuck went. She was beamed out.


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Read Matthew 9:35 - 10:8:
In the reading from Matthew we feel Jesus' fondness and longing for the people, whom he describes as harassed and disturbed, agitated and without peace.
He urges his disciples to join him in praying earnestly for more workers in the harvest, knowing that God will be dependant on human cooperation and availability to accomplish the healing and gathering in. That is just as true for us today as it was then, and we need to take Jesus' urgency to heart. True religion is being at peace with God, and the absence of that peace is obvious in our society.
Immediately after this the twelve are sent out, in the role of ambassadors, to proclaim the kingdom of God and accompany the news with signs of healing. All the detailed instructions they are given point to a loving commitment which is total and without ambition, personal gain or personal comforts.
That still needs to be our attitude as the Church, so that our motives are transparent and uncluttered by sub-agendas or empire-building. We are called simply to love people into the kingdom, where they can know the joy and hope of being at peace with God.
The Church exists to make more followers of Jesus Christ.
When eleven men set out to evangelise the world, we may well wonder how on earth they did it.
Within ten years of the death of Jesus, the gospel about him had reached Alexandria and Antioch, the greatest cities in Africa and Asia. It even reached Rome which was the capital city of the world at that time. The message spread like wildfire throughout the whole empire.
Evangelism was clearly a priority among those first followers of Jesus.
'What is evangelism?'
Dear God,
I have so many thoughts in my mind,
so many competing voices:
I hear the news,
I hear the latest music and songs,
I hear about the latest fashions and trends.
I hear so much about the world,
changes, initiatives, new businesses,
climate change, carbon footprint.
I watch films, TV,soaps and comedy programmes,
re-runs of Friends,
sport, the latest match and my side,
the current competition.
I ask you God:
to quieten these other voices down,
to still my mind,
to open a new path;
for your voice, your Word,
to be a strong voice for me this day.


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Do you ever struggle as to whether you make a difference in the lives of your students? "Make a Difference." It is the Imperative of my life. But I struggle deeply with whether I am making a difference. I am often anxious as to whether it is the successful Narrative of my life, and lately the struggle has been dead-centered on my teaching efforts. After all, how can I know if I am making a difference in the lives of my students in the long run? Anxiety and struggle represent the outcome of my dubious and abstract success metrics that try to look far into the future and deep into the heart.
In her first experience as a teacher, prior to developing her educational philosophy and founding the House of Education, Charlotte Mason struggled with whether she was making a difference in the lives of her students.
"Some years ago, I was accustomed to hear, 'Habit is TEN natures,' delivered from the pulpit on at least one Sunday out of four. I had at the time just begun to teach, and was young and enthusiastic in my work. It was to my mind a great thing to be a teacher; it was impossible but that the teacher should leave his stamp on the children. His own was the fault if anything went wrong, if any child did badly in school or out of it. There was no degree of responsibility to which youthful ardour was not equal. But, all this zeal notwithstanding, the disappointing thing was, that nothing extraordinary happened. The children were good on the whole, because they were the children of parents who had themselves been brought up with some care; but it was plain that they behaved very much as ''twas their nature to.' The faults they had, they kept; the virtues they had were exercised just as fitfully as before. The good, meek little girl still told fibs. The bright, generous child was incurably idle. In lessons it was the same thing; the dawdling child went on dawdling, the dull child became no brighter. It was very disappointing. The children, no doubt, 'got on'—a little; but each one of them had the makings in her of a noble character, of a fine mind, and where was the lever to lift each of these little worlds? Such a lever there must be. This horse-in-a-mill round of geography and French, history and sums, was no more than playing at education; for who remembers the scraps of knowledge he labored over as a child? and would not the application of a few hours in later life effect more than year's drudgery at any one subject in childhood? If education is to secure the step-by-step progress of the individual and the race, it must mean something over and above the daily plodding at small tasks which goes by the name.[1]
Home Education (98)
Charlotte Mason's educational philosophy and method are the results of her extensive inquiry into how to effect real growth in students, to make a difference in their lives.
As I have considered how to move away from anxiety over whether I am making a difference, I am going to engage more with a practical resource from ASI: the Reports of Growth. The Reports of Growth measure Maturity Traits, Relationships with Content-Based Knowledge and Relationships with Skill-Based Knowledge. They are to be completed at the end of each semester for each student. As an introduction to the Reports of Growth, ASI states,
"Growth is the fulfillment of living things. It is what is intended for us as human persons. Physical growth is seen through height and weight differentiation; whereas, intellectual growth, spiritual growth, and relational growth are seen through changes in behavior and thinking. They result in skill development, in the ability to talk and write about a subject, and in the pursuit of further knowledge."
The Reports of Growth help the teacher to carefully assess changes in behavior and thinking in students based on meaningful evaluation criteria that can be seen on a daily basis and are important for each student in the long run, such as engagement with living ideas, joy in growth and relationships in the classroom, and submission to habit training. Whereas in past years I only turned my attention to the Reports at the end of the semester, I am going to become very familiar with the Reports of Growth prior to the end of each semester as a way to help guide my efforts and thoughts throughout the semester. I encourage you to do the same.
Through faithfully applying Ms. Mason's educational philosophy and method, and utilizing the practical resources offered by ASI, I have a sense of how to make a difference in the lives of my students – a sense of vocation beautifully expressed by one of the teachers trained under Charlotte Mason herself:
"I think none of us left without the sense of a vocation. 'I have a life to give.' Teaching was to be a mission carrying the breath of life to God's children, going out 'two and two' with the mothers of our children to labour in God's vineyard – not looking for results or rewards or for the praise of man but praying for our children that they 'might increase' even as we 'decrease.'"[2]
[1] Mason, Charlotte. Home Education, (98).
[2] Cholmondley, Essex. The Story of Charlotte Mason, (75).


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Barrow Training is a registered Employment Agency
Barrow Training is a registered Employment Agency– (Licence EA 3738).
We provide our clients with permanent, temporary and contract recruitment solutions across specialist divisions. Our recruiters are highly specialised in the areas they recruit for and have a deep understanding about your industry. We specialise in recruitment in Healthcare, Childcare, Retail and Hospitality.
Are You a Qualified Trainer?
Barrow Training currently has opportunities from Novice Trainers to Associate Trainers. If you are interested in becoming a trainer for Barrow Training please contact Liz Doran.
Please download and complete our application form. The form should be returned to firstname.lastname@example.com
Interested in Becoming a Trainer?
If you are interested in becoming a qualified trainer, Barrow Training offer a number of courses which may be suitable for you. Our special purpose award in Training and Development course is a Level 6 QQI accredited course for those who want to learn to train in any field.
For a confidential discussion please contact our team on 059 9721416 or email email@example.com


text: Turmeric, a vibrant yellow spice, has been an Asian medicinal for thousands of years, as well as a key ingredient in dishes throughout the continent. It's revered for its antibacterial properties, and provides a beautiful color and aromatic bitterness to soups, stir-fries and curries. Try it in something sweet, such as a mango lassi, to temper the spice's sharp flavor while still getting a healthy boost of antioxidants. Use it as a seasoning for roasted cauliflower, along with cumin, crushed red pepper, cilantro and mint—the milder herbs balance out the pungency of the turmeric. Find these recipes and more in Food & Wine's guide.


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Skip Navigation
Please Note that you are viewing the non-styled version of the Ohio Emergency Management Agency website. Either your browser does not support Cascading Style Sheets (CSS) or it is disabled. We suggest upgrading your browser to the latest version of your favorite Internet browser.
Dennis Tomcik, Branch Chief
(614) 889-7159
The Field Operations, Training & Exercise Branch primarily provides support to county emergency management offices. The branch is split into two sections: the Field Operations section and the Training and Exercise section.
The Field Operations section provides liaison between the state and 88 local emergency management agencies during local and state level emergencies. The section contains nine field liaison representatives, each who conducts business and provides assistance to nine or 10 county emergency management agencies.
This section participates in county and state level exercises and conducts a variety of emergency preparedness training to emergency responders. The Field Operations staff also provides technical assistance to public officials regarding emergency management programs and types of available assistance and/or resources.
The Training & Exercise section is responsible for the development of an annual emergency management training program and conducts central and outreach courses. The section coordinates training courses to educate state and local EMA staff, volunteer workers and private industry personnel on emergency management procedures, issues, and response actions. The section also coordinates training facilities and maintains state and local training records.
This section conducts or assists with the development and evaluation of state and local exercises to test emergency operations plans (EOPs) with the Field Operations section. Training & Exercise also instructs FEMA's exercise design and evaluation courses for state and local EMA staff and industry personnel.


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Microsoft Outlook is an e-mail application that is used to manage messages, e-mails, meeting schedules, calendars, tasks, journals, to-do lists etc. Any data which has been received or created in Outlook is get stored in a file which is PST (Personal Storage Table) file. As compared to the previous versions of Microsoft Outlook, Outlook 2010 is much more advantageous and faster. It is an advanced application of Microsoft Outlook. But sometimes, If the data stored in PST file on Outlook 2010 meets to corruption or get damaged or deleted due to any reason, then you may loose all your important Outlook information and personal details.
A free PST repair program is provided by the Microsoft Outlook with the motive to repair and restore the corrupt or damaged PST file. However, there are some weak point with the scanpst.exe. This tool repairs only the header part of the damaged or corrupted PST files, and it can not repair the file which is larger than 2GB. Sometimes, it does not shows any corruption in the PST file but still Outlook complain remains the same. Instead of proceeding with Microsoft scanpst.exe, it is advised to go with a fine PST repair utility which is PST repair outlook 2010, in order to repair your corrupted or damaged PST files.
Reasons for the corruption in PST files:
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It will save recovered Outlook items at the specified location and the progress bar will show the file saving process.
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When once the saving process will be complete, the dialog box will show the 'Recovered File Size' and 'Destination path' of the PST files.


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NEWINGTON -- The evening of June 7 was a special occasion for a planeload of army men and women returning from a 12-month stint overseas. This particular arrival marked the 250th flight to land l at the Pease Tradeport since the Seacoast Detachment Marine Corps League met their first flight of veterans returning from the Near East in the spring of 2005.
To celebrate the event, Captain Ed Johnson, head of the Pease Greeters, accepted a six-foot long symbolic check for $3,000 on behalf of the more than 100 Greeters.
Marga Coulp, owner of Classic Cutters of Portsmouth, presented the donation. Assisting Ms. Coulp was honorary marine Anna Labrie, who is Marga Coulp's mother.
On April 25, Ms. Coulp and the help of her staff from Classic Cutters put on a 50"s Sock Hop Charity Dance to benefit the soldiers at the Portsmouth Elks Lodge No. 97. The event featured 50's music and a lucrative auction with gifts and services supplied by generous local purveyors.
With more than 200 people in attendance, the auction earned $4,000, of which $3,000 was allocated to Pease Greeters, $500 to Honor Flight (www.honorflight.org), an organization who assists WW2 vets to travel to Washington, DC to view the new WW2 memorial and $500 to Harbor Home (www.harborhomes.org), an organization that helps empower veterans towards recovery and integration back into our community.
Photos from the event can be seen by going to: www.classiccutters.com
The Greeters have not missed a flight since inception four years ago. They assemble in an hour's notice and some drive as much as 100 miles to be there. The returning troops are greeted by a hearty applause and shouts of both praise and pride.
For the Greeters, these 100 or so men and women home from war or those heading overseas have earned their photo on the walls of the airport in the hall named "Hero's Walk." Along with exuberant chatter and sincere hugs and handshakes, the troops are offered donuts, coffee, snacks and toiletries.
The Greeters make sure each soldier knows they are appreciated, respected and remembered for their efforts and sacrifices overseas, as well as in our own country. Pease Greeters take their mission very seriously, making sure soldiers and families as well are given firsthand knowledge of the general community's respect and admiration.
To find out more about the mission of the Pease Greeters, go to: www.peasegreeters.org.
On Sept. 18, the Portsmouth Elks Lodge No. 7 will be hosting a concert by award-winning songwriter Curt Bessette. The evening will include a program of WWII stories with Bessette's original songs.
The songs are about Pearl Harbor, the war in Europe, veterans returning home with emotional, as well as physical wounds, life on the Home Front and the historical facts surrounding these songs and stories.
Bessette is volunteering his time and talent for this evening of stories and musical pictures. Proceeds will be used to benefit Honor Flight).
For more information about this event, email firstname.lastname@example.com.
To make a tax-deductible donation to the Pease Greeters, contact Ed Johnson at (603) 964-5929 or e-mail at email@example.com.
To make a tax-deductable donation to Honor Flight or Harbor Homes, email email@example.com.
Classic Cutters raises $4,000 to benefit soldiers
NEWINGTON -- The evening of June 7 was a special occasion for a planeload of army men and women returning from a 12-month stint overseas. This particular arrival marked the 250th flight to land l at the Pease Tradeport since the Seacoast Detachment Marine Corps League met their first flight of veterans returning from the Near East in the spring of 2005.


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Like talking to 17 Friends Who've Been There
Rating: 5/5
Binding: Paperback
I had a bilateral mastectomy with tram flap reconstruction in May 2002. The decisions I had to make were agonizing. This book was the best I found on the subject, and I read and re-read the case histories that were closest to my own situation. The information proved to be accurate and gave me a realistic expectation of the process and the results. I recommend this book to anyone undergoing breast surgery, with or without reconstruction, as it covers a wide array of decisions that other women have made.
Pages: 592
Publisher: St. Martin's Griffin
Karen Berger
John Bostwick
Excellent Reading
Rating: 5/5
Binding: Paperback
I used this text for my A-Levels (in Tanzania). It is undoubtedly the best physics text I have seen for A-levels. Explaining clearly and keeping the reader intereseted. It uses sufficient explanation without sacrificing mathematical proofs. I recommend it for all A-Level students, and also for Freshmen and sophomore level physics students (even some junior level topics) in the USA. It is far above any of the unnecessarily long winded books I used in my undergrad courses in the US. It is also a must have for begining physics enthuthiasts and for those wanting a reference. Thats why I am looking for a copy since I lost my old one!
Publisher: Gardners Books
Michael Nelkon
Philip Parker
One of the greatest books of all time.
Rating: 5/5
Binding: Paperback
This was the greatest book I have ever read. It completely changed my view on life and showed me what reality truley was. The Call of the Wild was a tale of a 140lb dog who went by the name of Buck. Buck was stolen from his California home and sold up north where he became a sled dog. In Alaska Buck learned the harsh reality of life as a working dog. Although this was a tough read at times its depth is infinite. If you can unlock the true meaning of this book, and see it as more than just an old boring adventure story, you'll be much wiser person because of it.
Pages: 144
Publisher: Puffin
Jack London
Suspense not to be missed
Rating: 5/5
Binding: Paperback
One of the best books I have ever read. I could not put the book down once I started it. Leroux is a master at setting the mood for the entire novel from the very first chapter and the story just flows with someof the best memorable characters of all time. The Phantom is truly one of the great characters in all of literature with something that we all can relate too. Just an excellent story that anyone can pick up and read with a depth behind it that you will never forget.
Pages: 368
Publisher: Harper Perennial
Gaston Leroux
Definitely a keeper
Rating: 5/5
Binding: Mass Market Paperback
If you're reading Kinley's books, then you want to read Master of Seduction first. This is actually the sequel to it. I enjoyed A Pirate of Her Own from the very first line. Humorous and sweet, it's the kind of book that just stays with you long after you finish it. I loved Morgan and Serenity. For that matter, I wish I were Serenity. Morgan, like Jack, just took my breath away. My only complaint is that I can't wait until next year for another Kinley novel! I wish she wrote faster.
Pages: 320
Publisher: Avon
Kinley MacGregor
The best part of Canada!
Rating: 5/5
Binding: Paperback
I am just several days before spending my holiday in British Columbia and the Canadian rockies, and this book really gives a lot of pre-fun. Very informative, very useful information (with places to stay, places to dine, must see attractions etc.) and an enthusiastic style make it a pleasure to read. I am sure that it will be of great value for every tourist who will visit this part of Canada.
Pages: 451
Publisher: Frommer
Bill McRae
Shawn Blore
Brigham's best biography, by far
Rating: 5/5
Binding: Hardcover
This is certainly by far the best biography ever written on a very important figure in western American history. It is very well documented. Arrington does not skip the controversies, it is all layed out. I certainly came away with a greater understanding of Brigham Young. Leonard Arrington was the head of the Mormon churches hisorical department for years and had a great influence on many Mormon historians to write honest and concise history. My only criticism is sometimes Arrington overly discusses economics in Utah rather then other aspects of Brigham Youngs life. Overall though it is great!
Pages: 16
Publisher: Knopf
Leonard J. Arrington
Worth Reading
Rating: 5/5
Binding: Paperback
The author's style reminded me of no-one so much as the late, lamented Philip K. Dick. It's dark, it's satirical, it's ever so slightly bitter, and it will stay with you for the rest of your life.It's not the prostelytizing rag the title might imply -- thank Bob for that. This is modern sci-fi at its best; the kind with unreal situations, but very real characters. If there _were_ a disease that made people sprout wings, this is how society would react. And no, it's not always pretty.
Pages: 304
Publisher: Bantam Books
David Sosnowski
I loved it!
Rating: 5/5
Binding: Hardcover
Don't judge these books by the movies. The books are a thousand times better. This one is definately my favorite. Action, adventure, mystery, comedy, magic (maybe even a little blooming romance?)... what else could you ask for in a book? It is one of the funnest books I have ever read. Everyone I've talked to agrees with me, and you will too. If you haven't read them yet, do, they are amazing. Especially this one. I think I read it in about two days, that's how good it is. So have fun reading!
Pages: 734
Publisher: Arthur A. Levine Books
J.K. Rowling
A Wonderful Read
Rating: 5/5
Binding: Hardcover
This book is beautifully written. It moves at a fast (tho' not too fast) pace.Manchester here paints for his readers a vivid picture of life in late medieval and early Renaissance Europe. Overall, the picture isn't pretty, but it is unquestionably captivating. Read this book to get a sound perspective on our world today.Finally, although the last part of the book, on Magellan and his voyage, is not integral to the bulk of the book, Manchester's portrait of Magellen sparkles with insight. It is one of the most enjoyable pieces that I've read in a long while.
Pages: 320
Publisher: Little, Brown
William Manchester


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James van Riemsdyk has seen his team dig itself out of deeper playoff series hole against the Boston Bruins before.
That was three years ago, and his sweater was decidedly orangier, but the mindset hasn't changed one iota. And the 24-year-old has passed the lessons learned from that experience along to his teammates.
Playing as a rookie for the 2010 Philadelphia Flyers, van Riemsdyk scored his club's first goal in the Flyers' eventual come-from-behind classic Game 7 victory over the Bruins in their Eastern Conference semifinal battle.
Three springs ago, Boston had Philadelphia in a stranglehold in both the series and that seventh game, leading each 3-0, but the Flyers refused to submit. Philly's remarkable comeback in that series would eventually lead to a Stanley Cup finals appearance and 21 games of postseason hockey under the belt of Number 21, then just 21 years old.
So if those Flyers can rally from 0-3 in their series, what's to stop van Riemsdyk's new team, the Toronto Maple Leafs, rebounding from 1-3 to claim their opening-round series against a Bruins team that still dresses many of the same characters?
Nothing, van Riemsdyk, explained, first to his curious teammates and later to a few reporters. If you commit to a step-by-step mindset.
Sure, "one game at a time" is a sporting cliche. But that's because it can work. Ask the '10 Flyers.
"If you take a step back and look at it, it's a huge mountain. But if you compartmentalize it and say, 'OK, we're going to have a good practice, then a good first period, then a good game, and hopefully we get a chance to have another game,' (it's doable)," the power forward said after unlacing his skates following Sunday night's 2-1 Game 6 victory. "We've gotten better and better as the series has gone on, but we've got to play our best game (Monday)."
One gets the sense that for JVR and the rest of the Leafs — suddenly an underdog team with a growing nation of supporters — that shift-by-shift approach isn't just something safe to trot out for the microphones (although it is that too) but a necessary strategy when a good team punishes you with a scoring chance every time you make a mistake.
Van Riemsdyk shoots down the notion of the Leafs — most of whom made their playoff debut in Game 1 of this series — are benefiting from youth and naiveté. Experience, he asserts, counts in the playoffs.
"We have a lot of character in this room. We never looked at it as 'oh shit' or anything. Excuse my French. We knew what we had in front of us," van Riemsdyk said.
With 39 playoffs games played going into this series, though, van Reimsdyk knew better than most what was in front of them. Which is why a few of the less-experienced Leafs approached van Riemsdyk and asked him how those Flyers of three seasons ago clawed their way up that mountain.
"You try to have that chatter within the locker room. You can't get overwhelmed by the situation you're in. You gotta dial in to the game, the present. You're going to do it one game at a time and focus on what's right in front of you, and I think we've obviously done that, but the job is far from over," van Riemsdyk said. "Not a lot of guys get a chance to play in a Game 7 in their career, and it's an honour and a privilege to play in them."
It's an even bigger honour to win one when you've trailed the series 3-0. Only three teams have done it.
Down three games to one isn't much easier. If JVR and the Leafs do complete the comeback Monday night at TD garden, it will be the first time Toronto has recovered from a 3-1 series deficit since 1942.


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My Nonprofit Reviews
Review for Clarkston Community Center Foundation Inc, Clarkston, GA, USA
I have served on the CCC Board for about seven years and have found the growth in programs, volunteers and collaboration to be very encouraging. The Clarkston area is a very diverse area with many immigrants. Through the efforts of the CCC, the city and small but growing business community we are making real progress in reaching the good people of the area and Central DeKalb. We and our partners offer ESL, Student Success after school programs, a community garden, a periodic Farmers Market, Friday night dances through the Chattahoochee Contra Dancers, programs for seniors, Tai Chi, Yoga, soccer and basketball; and event rentals including the beautiful Angora Hall. Local entertainers and artists use the CCC on a regular basis. Consider getting involved!
More Feedback
Will you volunteer or donate to this organization beyond what is required of board members?
How much of an impact do you think this organization has?
Will you tell others about this organization?
When was your last experience with this nonprofit?
Keith, thank you for years of service to the CCC. We have thrived under your leadership!


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Richard Garth, C.J.
1. I have felt considerable difficulty in arriving at a proper conclusion in this case.
2. The question we have to decide is not only a very serious one to both parties concerned, but it has also an important bearing upon the relations which exist in this country between the owners and managers of large factories on the one hand, and brokers and others, who are in the habit of advancing money for the carrying on of those factories, on the other.
3. His Lordship then stated the facts, and continued with reference to the objection to the stamp borne by the three letters of assignment given to the plaintiffs by Macrae:
It may, perhaps, be convenient here that I should deal with a preliminary objection which has been made by the defendants. They contend that these documents, upon which the plaintiffs' claim depends, and without which it is of course impossible for them to launch their case, are insufficiently stamped, and, consequently, not receivable in evidence. It is said by the defendants that the documents are "mortgages of property not delivered at the time of the mortgage," within the meaning of Clause 10 of scheduled I of the Stamp Act, XVIII of 1869.[1].
5. On the other hand, the plaintiffs contend that, if they are mortgages at all, they are not mortgages of property within the meaning of that clause, because the word "property" as defined by the Act in Section 3, means " property being in British India."
Phear, J.
6. At the trial did not think it necessary to decide this point, and he reserved his judgment upon it until he had determined how he should dispose of the whole case; and, as he decided it eventually in favour of the defendants, he did not give any opinion upon the stamp objection. I have great doubt whether it was right to go into the plaintiffs' case at all, or to deal with the document in question as proved, without first deciding whether or not they were admissible under the provision of the Stamp Act; but, at any rate, I think it right to decide the point now, before stating what conclusions I have arrived at upon the merits of the case.
7. I am of opinion that the proper stamp to be affixed to documents of this description is a stamp of 8 annas.
8. The documents are, no doubt, in the nature of equitable mortgages, but it cannot be said that the property which is the subject of mortgage exist in British India; and, as an instrument must be stamped at the time it is made, the words " being in British India" would appear to mean being in British India at the time of the making of the instrument. Thus, for instance, if a mortgage were made of property which, at the time of the execution of the deed, was in England, that mortgage would not be subject to stamp duty, although, subsequently and before it took effect, the property might be conveyed into British India See Megji Hanaraj v. Ramji Joita 8 Bom. H.C. Rep. O.C. at p. 180. The question of stamp must depend on the state of things existing at the time when the mortgage was made; and, as in the case which I have just instanced, it was possible that the property mortgaged might never find its way to British India, so, in the case of the documents in question, it was possible that the property might never have come into existence at all. If this was not the intention of the Legislature, they should have made their meaning more clear.
9. I am, therefore, of opinion that the stamp affixed to these documents is sufficient, and that, consequently, they are admissible in evidence.
10. But then comes the main question in the case, how far they are of any force, or validity, as against the defendants' mortgage.
11. The plaintiffs, on the one hand, insist that, so far as their advances were necessary for the realization of the indigo of the season 1872-73, Mr. Macrae had authority, either expressed or implied, to pledge the indigo to them, and secure those advances. The defendants, on the other hand, say that Mr. Macrae had no such authority.
12. Undoubtedly, prima facie, the defendants' title being first in order of date, and founded upon the mortgage of the 1st of February, the terms of which are as clear as they can be, ought to prevail; but the plaintiffs put their case in this way :
13. In the first place they say, on the strength of Mr. Macrae's own statements, supported by the evidence of other witnesses, that, at the very time when the deed of the 1st of February was in course of execution, it was agreed between him and Monohur Das, who was representing the Mussamuts, that Macrae should borrow from the plaintiffs, or others, any further sums that might be required for the purpose of the concern, and that he should give the lenders the first charge upon the indigo of the season for securing those sums. Monohur Das and other witnesses for the defendants, who were present on the occasion referred to, deny that any such agreement was made; but, although Mr. Macrae's story may not be correct in all particulars–and, of course, after the lapse of several months, it is hardly probable that he should remember exactly what occurred–I have no doubt that something was said at that time as to further advances being required, and that Monohur Das assented to the same course being pursued in that respect as had been adopted in previous years.
14. But, assuming that the conversation took place precisely as Mr. Macrae describes it, it is impossible to escape from the conviction that it was an agreement made in direct contravention and defeasance of the deed which Mr. Macrae was at that very moment executing to the Mussamuts. It was, therefore, not admissible in law, as contradicting the express terms of the mortgage (see Section 92 of the Evidence Act); and I consider that the learned Judge in the Court below was perfectly right in rejecting it for that reason.
15. The only possible way in which it occurred to me at one time that the arrangement might be rendered effectual, was to treat what passed between Mr. Macrae and Monohur Das, not as an agreement, properly so called, but as a direction given by Monohur Das, acting for the mortgagees, to Mr. Macrae, acting as the manager for all parties interested in the production of the indigo, to borrow on behalf of the Mussamuts as well as others, such further sums as he might find it necessary to raise, and upon the same terms as money had been borrowed for the same purpose in previous years.
16. But there is great difficulty in construing what actually passed on that occasion, in this way: In the first place, this construction is not in accordance with Mr. Macrae's own version of what transpired; and I feel strongly that, in a case of this nature, we ought not to assume anything inconsistent with absolute truth, which would have the effect of depriving the Mussamuts of their vested rights. And, again, we have no right to infer, in the absence of evidence, that Monohur Das had authority from the Mussamuts at that time to invest Mr. Macrae with powers directly at variance with the deed which it was his special duty to perfect. He might have been for general purposes their mooktear and man of business, but, as he was present on that occasion for the very purposes of seeing the deed executed, the contents of which had been approved by the Mussamuts, I cannot say that he had authority, in the absence of any special powers, and without communication with the Mussamuts, to give Macrae directions, the effect of which, if acted upon, would be to defeat their rights.
17. On the other hand, I cannot look upon Mr. Macrae himself, as we are asked to do by the plaintiffs, as the agent and manager of the property on behalf of the Mussamuts. It is true that, in one sense, he was acting as manager of the factory, under the direction of the Court, for all parties concerned; but, as regards the mortgage to the Mussamuts, and the rights which they acquired under it, he was acting on behalf of the mortgagors as against the mortgagees, and he had clearly no power to invade those rights, by virtue either of his general authority derived from the Court, or of anything that passed on that occasion between him and Monohur Das.
18. Failing, then, to establish either a substantive agreement as put forward by Mr. Macrae or any directions from the Mussamuts which would justify the pledge of the indigo to the plaintiffs, the case is likened by the plaintiff's Counsel to that of a West India estate, where the consignee, or manager, who has charge of the property for the benefit of all parties concerned, has been held, in a long series of authorities, entitled to charge upon the produce of the property any expenditure or advances which he may have necessarily made for the general benefit of the concern, and to repay himself by that means before any other claims upon the estate have been satisfied. It will be found, however, that the doctrine and principle of these cases do not apply to the present. In the first place, as pointed out by Phear, J., in the Court below, the plaintiffs in this suit are not themselves in the position of consignees or managers of the property which they seek to charge; nor can they legally or equitably place themselves in the position of Mr. Macrae, and treat the advances which they have made for the purposes of the factory as advances made by Mr. Macrae himself. The truth is that both the plaintiffs and defendants have advanced their money on the self-same security. Mr. Macrae has obtained the money from both parties upon the faith of each having a first charge upon the indigo, and the question in this case, as I pointed out in the first instance, is not between Mr. Macrae, the general manager of the concern, and the concern itself, but between two conflicting sets of mortgagees, each of whom has advanced money upon the same security. The cases, therefore, of West India estates, as very fully explained by Phear, J., in the Court below, have no application to the present.
19. I therefore now come to another, and the principal, ground of contention on behalf of the plaintiff's, as to which I confess I have felt very considerable difficulty.
20. It is urged by the plaintiff's that, however many obstacles of a technical nature may affect their right in this claim, there is no doubt of the fact that the indigo in question could not have been produced, or manufactured, without the aid of the money which the plaintiffs have advanced. They contend that this was a fact well known to Monohur Das, if not to the defendants themselves; and that Monohur Das was not only aware that the plaintiff's were making these advances, and that they were absolutely necessary for the production of the indigo, but that they were making them upon the usual terms–that is to say, that the advances were to be a first charge upon this indigo itself. It is argued, therefore, that the Mussamut defendants have for their own benefit, and in order to secure the production of the indigo in which they were deeply interested, knowingly allowed the plaintiff's to advance their money upon the faith of having a first charge upon the indigo produced; and that, having done this without making any claim adversely to the plaintiff's, or giving them any notice or information that they objected to the plaintiffs' advances, or that they themselves were entitled to the security upon which the plaintiffs were relying, they ought not inequity and good conscience to be allowed now, having had all the advantage of the plaintiff's money, to turn round and deprive them of their security.
21. The plaintiff's say that the case comes within the principle which has been acted upon in a great number of cases commencing with Pickard v. Sears 6 A. & E. 469 and which was laid down thus by Lord Chancellor Campbell in the House of Lords in Cairncross v. Lorimer 3 Macq. H.L.Ca. 829: "The doctrine is found, I believe, in the laws of all civilized nations that, if a man, either by words or conduct, has intimated that he consents to an act which has been done, and that he will offer no opposition to it, although it could not lawfully have been done without his consent, and he thereby induces others to do that from which they might otherwise have abstained, he cannot question the legality of the act which he has so sanctioned, to the prejudice of those who have so given faith to his words, or to the fair inference to be drawn from his conduct."
22. If a case of this kind could be established by evidence, as clear and strong as that which has been pressed upon us in argument by the plaintiffs Counsel, I should be very much disposed to decide upon this ground in the plaintiff's favour; but I am of opinion that, in order to defeat and override an engagement as solemn and distinct as that of the mortgage to the Mussamuts, the evidence that they either themselves, or through their agents, were perfectly aware, not only that the advances were being made by the plaintiffs, but of the amount of those advances and of the terms upon which they were made, should be clear and unmistakeable.
23. With this view, I have carefully considered the evidence in the present case, and I have reluctantly come to the conclusion that it is by no means sufficient to support the plaintiffs' contention. As regards the Mussamuts themselves, there is no pretence for saying that they were personally made aware either of the necessity for the advances, or of the advances themselves, or of their amounts, or of the terms upon which they were made. On the contrary, at the time when Mr. Macrae says that he made the arrangement with Monohur Das, the Mussamut defendants were having the mortgage deed read over to them, which would certainly convey to their minds that the expenses of the year had been estimated at the sum which they themselves were advancing, viz., Rs. 1,31,325-15-0, and that, in consideration of the large amount of money which they were entrusting to the concern, they were to have a first charge upon the whole of the indigo produce. They distinctly deny that they were made aware of any advances by the plaintiffs, except the Rs. 5,000, which was borrowed for their own necessities; and there is no proof whatever, nor indeed is there any attempt to prove on the part of the plaintiffs, that these ladies were personally made aware of anything further.
24. But then it is said that Monohur Das was not only their agent for the purpose of carrying out the mortgage transaction, but that he was their karpardaz, or general man of business for all purposes, and, more particularly, the only person through whom they negotiated with Macrae; and it is also stated (which is perfectly true) that during the whole season these ladies kept two servants in constant attendance at the factory, in order to see how matters were going on there. Now, I quite agree that it has been proved, not only by the plaintiffs' witnesses, but also by Monohur Das, and by the Mussamuts themselves, that Monohur Das did in fact act as their general man of business, and that he was cognizant, at the time when the mortgage was executed, of the intention of Macrae to borrow some further money for the purposes of the factory. He knew also that, in former years, sums had been borrowed from the plaintiffs upon the security of the indigo, though it does not appear that those sums were anything like so large as those borrowed by Mr. Macrae on this occasion; and Banwarilal himself had always personal knowledge of those loans. Moreover, I fully believe Mr. Macrae, when he says that Monohur Das afterwards proposed that the money borrowed by him from the plaintiff's should pass through the hands of the Mussamuts, in order that he (Monohur Das) should get a commission upon it; and I think it extremely likely that, if that request had been complied with, Monohur Das would have been the means of smoothing the plaintiffs' path, and of preventing this litigation. But I do not find any evidence, nor do I in fact believe, that Monohur Das was aware of the large amount of money which Mr. Macrae was borrowing, or of the actual terms upon which he was obtaining it; and he certainly was not aware of the fact that Macrae was borrowing a large sum, not only for the season 1872-73, but also for the season of 1873-74, upon the securiry of the indigo which had been mortgaged to the Mussamuts.
25. It would, undoubtedly, have been far better, and only consistent with fair and open dealing, that the Mussamuts should have been personally informed of Mr. Macrae's requirements, and that they should at least have had an opportunity either of advancing the money themselves, or of obtaining it from the plaintiffs, or other persons. They would then have known precisely what was borrowed; they might have satisfied themselves of the necessity for borrowing it; and they might also have made their own terms with the lenders.
26. Giving Mr. Macrae, as I am quite disposed to do, credit for all honesty of purpose, and for endeavouring to do the best he could for the factory, I must say that the inconsiderate manner in which he transacted these loans, without taking any steps to make the Mussamuts aware of them, argued not only a want of business-like qualities, but also of that ordinary prudence and consideration which the manager of such a concern may fairly be expected to possess. Although he himself carried out the mortgage security with the Mussamuts, and was the only person then representing the mortgagors, he states in his evidence, that he does not know whether he ever read over the contents of the instrument, and we find him, according to his own account, making an agreement with Monohur Das, at the very time when the mortgage was entered into, directly at variance with its most important provisions. Having regard to those provisions, it was clearly his duty, as it seems to me, before he ventured to borrow further moneys on the security of the indigo produce, or to give any third person such a charge on that produce as would conflict with the Mussamuts' rights, to give those ladies distinct notice of what he was about to do, and to inform them not only of the amounts which he proposed to borrow from time to time, but of the persons from whom, and the terms upon which, he proposed to obtain them; and under no circumstances should he have undertaken to pledge the indigo produce for the requirements of the season of 1873-74.
27. Strange to say, the conduct of the plaintiff's themselves also appears remarkable for a want of business-like caution. They were perfectly aware that the indigo had been previously mortgaged; and yet, without any enquiry or any notice to the mortgagees, they advance no less a sum than Rs. 88,000 upon the faith of Mr. Macrae's statements, and the informal documents upon which they now rest their claim.
28. I should have no hesitation in finding, as a fact, that the sums advanced by the plaintiffs were, in great measure, at least bond fide required for the purposes of the factory. Mr. Macrae was not cross-examined with regard to the necessity for the advances, nor as to the items of the plaintiffs' account, nor as to the due expenditure of the sums advanced. It would certainly have been more satisfactory, if, in a case of this nature and importance, instead of being examined under a commission, he had himself appeared in Court, and produced his books, and frankly tendered himself and them for thorough investigation; but, as he was not advised to take this course, and as he was not cross-examined with regard to his expenditure, or the necessity which existed for borrowing the money, I think the defendants were not justified in suggesting that the money was either not required, or that it was improperly expended.
29. But, when the case of the plaintiffs is put upon this ground, that they acted with proper caution in making these advances, and that the defendants, with full knowledge of all the circumstances, stood by and allowed the plaintiffs thus to advance their money upon the faith of a security which they themselves possessed, and upon which they intended to insist,–I must say that I think in that respect the case of the plaintiffs is not proved.
30. However much, therefore, I may regret the result (because I quite believe that the plaintiffs acted in perfect good faith, and that the defendants have reaped the benefits of the money which the plaintiffs have been induced to advance), I am satisfied that the conclusion which we have arrived at is the only one consistent with equity and good conscience.
31. The claim which the Mussamut defendants make to the property in question is undoubtedly well-founded in point of priority; and I think that, upon neither of the grounds contended for by the plaintiffs, can their title to it be legally displaced.
32. The appeal will, therefore, be dismissed with costs on scale No. 2.
Macpherson, J.
33. I also think that this appeal must be dismissed.
34. The matter in dispute is a simple question between two mortgagees as to which of them is to have priority. If the plaintiffs could make use of the arrangement which Macrae says was made at the time of the execution of the mortgage deed, of course they would be entitled to a decree. But they clearly can make no use of it; for, if any such arrangement or understanding then existed between the parties, it was essential that it should be embodied, or provided for, in the mortgage deed.
35. Then, again, I think it impossible to say that the plaintiffs have proved that the advances were made by them with the knowledge and acquiescence of the defendants (the Mussamuts). Nothing is proved on this issue against them personally; and as regards Monohur Das, the evidence is vague, and not such as it might have been, had Macrae taken the commonest precautions, for there ought to have been no difficulty in bringing home to Monohur Das, at any rate, express notice and knowledge of all the details of what went on between Macrae and the plaintiff's. Even as to the bill for Rs. 5,000, which Monohur Das certainly knew was drawn against Moran and Co. there is nothing to prove that he knew the terms on which it was drawn, and there is nothing to show his knowledge of any other particular advance made by the plaintiffs.
36. The plaintiffs failing to prove knowledge and acquiescence on the part of the defendants (the Mussamuts), there is nothing, as it seems to me, in the contention that the matter can be treated as in the nature of a case of salvage. The defendants (the Mussamuts) had a first mortgage, as security for a large sum advanced for the season's manufacture, and no reference was made to them before the further advances were taken from the plaintiffs. I am wholly at a loss to comprehend on what principle of equity they, who were present on the spot, and might at any time have been appealed to, can be held liable to give priority to the plaintiffs who were strangers, brought in over their heads, without their consent, by the mortgagor's manager. I say this even on the supposition that the amount now claimed by the plaintiffs was absolutely necessary in order to enable the indigo to be manufactured, and that no indigo could have been made without it. Of course, the position would have been wholly different, had knowledge and acquiescence on the part of the defendants (the Mussamuts) been proved.
37. The plaintiffs, no doubt, had, in previous years, made similar advances, and had been allowed a first charge on the indigo; but, on this occasion, they knew that Banwarilal, the former mortgagee, had died, and that his representatives were mortgagees of the factory and the season's indigo. Knowing that there were new mortgagees, ordinary prudence ought to have suggested the necessity of procuring their assent before making the advances.
38. I agree in the opinion that only an eight-anna stamp was required for the agreement between Macrae and the plaintiffs.
39. I regret the conclusion at which we are compelled to arrive, because it is clear that the plaintiffs acted perfectly honestly throughout, and because I have very little doubt that Macrae also acted honestly, and that his story is substantially true, although it is impossible to say that it is proved to be so. The looseness of Mr. Macrae's mode of doing business is quite wonderful, and it is remarkable that the plaintiffs should have been ready to lend their money on such slender security.
[Schedule I, Clause 10:
Mortgage deed when Posses- Fee Payable. sion of the property comprised therein is not given by the The stamp-duty with which Mortgagor at the time of exe- a Bond of the amount secured cution. is chargeable (No. 5).] --


text: Primate-scientist de Waal (Chimpanzee Politics, 1983) attempts "to correct biology's bleak orientation on the human condition" in this massively researched, expertly written book, which contends that peacemaking among primates--including human beings--is as normal as aggression. De Waal bases his conclusions on more than a decade of close observation of various primate species. Watching chimps in a Netherlands zoo, he discovers that they often resolve a conflict with hugs and kisses. Male chimps prove to be far more conciliatory than females, leading de Waal to question the claims of Marilyn French and others for a peaceful, prehistoric matriarchy among humans. Throughout, he likes to exchange his lab coat for a philosopher's robe, using primate observations to comment on human nature and behavior ("both violence and nonviolence can be taught") and to ruffle scientific feathers by courting heresy (e.g., asserting that "anthropomorphism is a very good step" in studying animal psychology). This is fun, and makes the potentially dry ethological information more inviting. De Waal finds that rhesus monkeys seek a subtle, restrained form of peacemaking suitable for their highly complex social structure; that stump-tailed monkeys and bonobos both use sex as the great reconciliator. All this points again to human behavior, justifying the author's optimistic conclusion that forgiveness is not a recent--and precarious--social invention, but rather "over thirty million years old. . .a shared heritage of the primate order." A radical look at simian behavior, sure to generate much excitement amongst the smartest, most aggressive--and, one hopes, most peace-loving--species of them all.


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Hot Dogs
If you live in Chicago, it's a beef frank and you eat it on a poppy seed roll with mustard, relish, onions, pickles, tomatoes and celery salt. If you're in Rochester, N.Y., it's a spicy pork sausage -- split, grilled and nestled in a toasted bun. The varieties are as endless as the stories of its origins. Are they called franks because they were invented in Frankfurt, or are they called wieners because they come from Wien (aka Vienna)? Nobody knows for sure, but one thing's certain: A hot dog's not a hot dog until it's sitting in a bun. And that important innovation is all-American.


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New York City, NY – January 28, 2014 – President Barack Obama featured New York City-based education nonprofit Blue Engine and student Estiven Rodriguez in his speech at the White House College Opportunity Summit on January 16th. Among a group of college and university presidents and leaders from nonprofits, foundations, and state governments across the country, the President recognized Blue Engine for connecting young people like Estiven, "like Michelle, and like me" with opportunities in higher education.
Two weeks later at the State of the Union, the President again recognized Blue Engine's "innovative tutoring program" and told the story of Estiven Rodriguez, a senior at the Washington Heights Expeditionary Learning School (WHEELS) in Manhattan who worked closely with Blue Engine Teaching Assistants (BETAs) throughout high school.
As the President explains, Blue Engine "recruit(s) recent college graduates to work as teaching assistants in public high schools that serve low-income communities, teaming up to help students build the skills they need to enter college ready for college." With the support of teachers and BETAs, Estiven's performance soared — from failing Regents Exam scores (63) to "college ready" scores (87) that exempt him from remedial coursework and strongly predict degree completion. He'll be attending Dickinson College in the Fall on a competitive Posse Foundation scholarship.
Excerpts, transcripts, and videos from both Presidential speeches are available below.
WHEELS Senior acknowledged at State of the Union 2014 from WHEELSnyc on Vimeo.
So I'll end with a great story that I think speaks to this. There's a former teacher here today named Nick Ehrmann. — Where's Nick? So here's Nick right here. — Five years ago, Nick founded a New York City nonprofit called Blue Engine, and they recruit recent college graduates to work as teaching assistants in public high schools that serve low-income communities, teaming up to help students build the skills they need to enter college ready for college.
The first group of students to work with those teaching assistants are seniors now. One of them, Estiven Rodriguez, who also is here today — where is he? There he is. Good-looking, young guy right here. — could not speak a word of English when he moved to the United States from the Dominican Republic at the age of nine. Didn't speak much more English by the time he entered sixth grade.
Today, with the support of a tightly knit school community, he's one of the top students in his senior class at Washington Heights Expeditionary Learning School, or WHEELS. Last month, he and his classmates put on their WHEELS sweatshirts, unfurled a banner, waved flags and marched down the streets of Washington Heights in New York City through cheering crowds. You would have thought it was the Macy's parade. But the crowds on the sidewalk were parents and teachers and neighbors. The flags were college pennants. The march was to the post office, where they mailed in their college applications. And Estiven just heard back — this son of a factory worker who didn't speak much English just six years ago won a competitive scholarship to attend Dickinson College this fall.
So everywhere you go you've got stories like Estiven's and you've got stories like Troy's. But we don't want these to be the exceptions. We want these to be the rule. That's what we owe our young people and that's what we owe this country. We all have a stake in restoring that fundamental American idea that says: It doesn't matter where you start, what matters is where you end up. And as parents and as teachers, and as business and philanthropic and political leaders — and as citizens — we've all got a role to play.
The President's full speech is available as a transcript and video.
Estiven Rodriguez couldn't speak a word of English when he moved to New York City at age 9. But last month, thanks to the support of great teachers and an innovative tutoring program, he led a march of his classmates through a crowd of cheering parents and neighbors from their high school to the post office, where they mailed off their college applications. And this son of a factory worker just found out he's going to college this fall.
The President's full speech is available as a transcript and video.
Blue Engine prepares students in low-income communities to succeed in postsecondary education through exposure to rigorous and personalized high school coursework. The organization recruits bright recent college graduates to work as teaching assistants in public high schools serving low-income communities. In partnership with teachers, Blue Engine Teaching Assistants (BETAs) reduce student-to-teacher ratios and help small groups of students like Estiven build the college-ready skills they need to transition successfully into higher education.
During the current academic year, 52 BETAs serve over 1,000 students across five New York City high schools. Last school year, Blue Engine's partnership with three schools increased college readiness on New York State Regents Examinations (Algebra, Geometry, and English Language Arts) by 61 percent. With 609 college graduates applying to be BETAs from 183 colleges and universities nationwide this past spring, Blue Engine presents service as solution, growing a pipeline of future educators and advocates committed to making a measurable impact in the communities they serve.
Since Teach For America alumnus Nick Ehrmann founded the organization in 2009, Blue Engine has been recognized as one of the nation's most promising social innovations by leading social impact funders including AmeriCorps, Blue Ridge Foundation New York, Robin Hood, Michael and Susan Dell Foundation, Draper Richards Kaplan Foundation, Echoing Green, PropelNext (of the Edna McConnell Clark Foundation), Tiger Foundation, Edwin Gould Foundation, Heckscher Foundation for Children, Barclays Capital Foundation, Select Equity Foundation and Coatue Foundation, among others.
Founded by Principal Brett Kimmel, the Washington Heights Expeditionary Learning School (WHEELS) opened its doors in September 2006 in response to the community's lack of excellent college-preparatory public secondary schools. A member of Outward Bound's Expeditionary Learning network, WHEELS is rated as an "A" school by the Department of Education and was recognized as a "Transformational School" by Teach for America founder Wendy Kopp in her book A Chance to Make History (2011). The approximately 650 students are 98% Latino and all qualify under federal guidelines for free and reduced lunch. 100% of WHEELS students apply to and are accepted to college.
Emily Brenes, Communications Associate
Blue Engine, Inc.


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I was born in 1959 and am a lifelong fan of Coronation Street. I love it with a passion and can't live without it, I've watched vintage and modern.
But modern is too serious, and has lost its sense of humour, nobody is a laugh. If they're not ripping one another for loads of money they're killing one another, too serious.
They want to bring a comedian on the programme, Norman Wisdom, and Peter Kay have been on in the past.
D Kroghan
Brighton Avenue


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Emmanuel Episcopal Church
Please join us at Emmanuel the third and fifth Sundays of the month at 10:00 a.m. for a service of Holy Eucharist.
Emmanuel, located at old Port Conway, where U. S. Route 301 crosses the Rappahannock River, is the newest Episcopal Church in King George. After the building of St. John's, a movement began in 1856 to erect a church in the Port Conway area. The area was well populated, having been the original center of activity in the County. Construction of Emmanuel was under way in 1859, and the church was consecrated in 1860. Shortly thereafter, Emmanuel was damaged by federal soldiers. Friends of the Episcopal Church in the North raised money for war-damaged churches in the South, and Emmanuel was restored using those funds.


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Supporters are now helping to
Campaign closed
Thanks for being one of over 23,000 people who signed our petition to end the slaughter of 15,000 dolphins in Peru each year by shark fishermen. BlueVoice presented the signatures to the Peruvian embassy in Washington, D.C., the Peruvian delegate at the Int'l Whaling Commission and at a press conference in Lima. Among BlueVoice's next actions to end the slaughter is to use the footage we have…
Let the government of Peru know that people around the world are horrified by the dreadful slaughter of dolphins. Demand that they enforce the existing laws of Peru and stop the dolphin hunt and sale of dolphin meat.
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