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Please be advised that the following location is a provider-based clinic and both a physician and facility fee will be assessed, which may result in a higher out-of-pocket expense.
Contact Us
668 Eddy Street
Providence, RI 02903
No Show Policy
We have a policy for missed appointments at all Women & Infants' physician practices. If you need to reschedule or cancel an appointment, please give us at least 24 hours notice. Learn More
Program in Women's Oncology/Breast Health Center
Paul A. DiSilvestro, MD, Director of the Program in Women's Oncology and the Division of Gynecologic Oncology
Paul A. DiSilvestro, MD, is a professor of obstetrics and gynecology at The Warren Alpert Medical School at Brown University and the director of the Program in Women's Oncology and the Division of Gynecologic Oncology at Women & Infants Hospital, where he also serves as the program's director of research. Dr. DiSilvestro is the co-chair of the Ovarian and Breast Cancer Committees at NRG Oncology and previously served on the Cancer Prevention and Control and the Phase I committees. In addition, he has been study chair or co-chair of multiple National Cancer Institute-sponsored Gynecologic Oncology Group trials. Dr. DiSilvestro is a general and subspecialty (gynecologic oncology) board examiner for the American Board of Obstetrics and Gynecology (ABOG).
Hannah A. Bansil, MD
Hannah Bansil, MD, MPH, is a breast surgeon with The Breast Health Center. She joined the team in 2016 after completing a fellowship in breast surgery at Columbia University. She earned her bachelor's degree in biology from Covenant College, a medical degree from East Tennessee State University, and a master's in public health in global health from Harvard School of Public Health. She completed a global health research practicum through Harvard in Nicaragua, where she worked to establish collaborative partnerships and collect data. She also served as a volunteer physician in Ethiopia and Bangladesh.
David Edmonson, MD
David Edmonson, MD, is the medical director of the Lymphedema Program for Women & Infants' Program in Women's Oncology. He is studying ways to help prevent and treat lymphedema, the swelling of the arms or legs that can occur in patients who have had lymph nodes removed as a part of their cancer surgery. Dr. Edmonson is also the physician liaison for Women & Infants Hospital Cancer Committee. He is currently studying different surgical techniques which may improve the cosmetic results after breast cancer surgery.
Jennifer S. Gass, MD
Jennifer S. Gass, MD, is chief of surgery at Women & Infants Hospital, director of the breast fellowship at the Breast Health Center, as well as clinical assistant professor at Brown Medical School from 1993-present. She is board certified in both general surgery and critical care.
Cornelius Granai, III,, MD
Cornelius O. "Skip" Granai III, MD, FACOG, FACS, is an associate professor at Brown University. He heads a team including residents, three gynecologic oncology fellows, four certified oncology nurses, three nurse practitioners and the multi disciplinary support of many others including medical students from Brown and elsewhere. Dr. Granai received a master's degree in cell biology from the University of Vermont in 1973 and his medical degree from the University of Vermont, College of Medicine in 1977. He served a residency in obstetrics and gynecology at Tufts University, School of Medicine from 1978-1981 and completed a fellowship in gynecologic oncology at New England Medical Center.
Prior to joining Women & Infants Hospital and Brown University, he was on the faculty of Tufts and Harvard University and on the staffs of New England Medical Center and Massachusetts General Hospital. He is board certified in obstetrics and gynecology and gynecologic oncology. He is a fellow of the American College of Surgeons, the Society of Surgical Oncologists, the Society of Gynecologic Oncology, the New England Association of Gynecologic Oncologists (to which he was recently elected as president) and the American Society of Clinical Oncology. In addition to serving as a member of the executive committee of the Brown/Tufts Cancer program, he was selected as a participant of the Fetzer Institute Relationship-Centered Care Group. He serves as co-chair of Care New England/Lifespan Oncology Service Line Committee and was elected to the information committee of the Society of Gynecologic Oncologists.
Robert D. Legare, MD, FACP
Robert D. Legare, MD, received his medical degree in 1990 from Tufts University School of Medicine in Boston. His residency was completed in 1992 at Yale–New Haven Hospital in Connecticut and his research/clinical fellowship was completed in 1996 at Harvard Medical School and Brigham & Women's Hospital. He was an associate physician at both Brigham & Women's Hospital and Dana–Farber Cancer Institute and an instructor in medicine at Harvard Medical School, 1996–1997. Dr. Legare is now an assistant professor of medicine and ob–gyn at Brown University School of Medicine.
As a medical oncologist/hematologist he is an integral part of both the Gyn–Onc Clinic and the Breast Health Center. Dr. Legare is the medical director of the Cancer Risk Assessment and Prevention Program and the Breast Health Center within the Program in Women's Oncology. He is board certified in medical oncology, hematology and internal medicine. He is the instructor for small group sessions, Pathophysiology/Hematology (Bio281), Brown University School of Medicine. Dr. Legare received the Dean's Teaching Excellence Award from Women & Infants Hospital/Brown University in 2004 and 2005. He is a member of the American Society of Clinical Oncology, American Society of Hematology, Brown University Oncology Group and the author of many papers, abstracts and chapters.
Elizabeth Lokich, MD
Elizabeth Lokich MD, is a gynecologic oncologist in the Program in Women's Oncology at Women & Infants Hospital and an assistant professor of obstetrics and gynecology at The Warren Alpert Medical School of Brown University. She earned a bachelor of art degree in molecular biology from Dartmouth College, and a medical degree from The Geisel School of Medicine at Darmouth.
Dr. Lokich completed a residency in obstetrics and gynecology at Dartmouth Hitchcock Medical Center and fellowship in gynecology oncology at Women & Infants.
Cara A. Mathews, MD
Cara Mathews, MD, is a gynecologic oncologist and surgeon who is trained in robotic gynecologic surgery. A graduate of Dartmouth College's medical school, she completed her residency at Women & Infants and a fellowship at the University of Oklahoma. She also conducts research and in 2015 earned a national Young Investigator Award from the Gynecologic Oncology Group for her project "Survival in Advanced Endometrial Cancer: Does Time to Chemotherapy Initiation Matter?"
Matthew T. Oliver, MD
Matthew T. Oliver is a gynecologic oncologist at the Program in Women's Oncology at Women & Infants Hospital. He received his doctor of medicine degree from East Tennessee State University James H. Quillen College of Medicine of Johnson City, TN and completed a residency in obstetrics and gynecology at Memorial University Medical Center/Mercer School of Medicine of Savannah, GA. Dr. Oliver also completed a gynecologic oncology fellowship at Women & Infants Hospital /The Warren Alpert Medical School of Brown University.
Dr. Oliver is an assistant professor of obstetrics and gynecology at the Warren Alpert Medical School. He serves on the Young Investigator and Ovarian Cancer Committees at NRG Oncology. In addition to clinical care, his current research is focused on increasing our understanding of ovarian, endometrial, and cervical cancers on the molecular level to provide better targeted therapies.
Dr. Oliver has been chosen as a Women's Reproductive Health Research Scholar (K12) funded by the Eunice Kennedy Shriver National Institute of Child Health and Human Development.
Sonali V. Pandya, MD
Sonali Pandya, MD, is a breast surgeon. She earned her medical degree from Saint George's University School of Medicine, Grenada, West Indies, completed a general surgery residency at Albany Medical Center and a Society of Surgical Oncology Breast Disease Fellowship at Women & Infants. She operated a private practice in Florida before returning to Rhode Island. Her research interest focuses on breast cancer in young women and she is helping to develop support programs for this group of survivors. She also helps with breast exam training for the residency programs at Memorial Hospital and with the voluntary staff on evaluating and managing breast masses and breast density.
Katina Robison, MD
Katina Robison, MD, a gynecologic oncologist, is an associate professor of obstetrics and gynecology at The Warren Alpert Medical School of Brown University, and the director of research for the Program in Women's Oncology, director of the Women's Intimacy and Sexual Health (WISH) Clinic, and co-director of the Colposcopy Clinic at Women & Infants Hospital. Dr. Robison earned her medical degree at the University of Pittsburgh and went on to complete her obstetrics and gynecology residency and gynecologic oncology fellowship at Women & Infants Hospital/Brown University.
Dr. Robison was chosen as a Women's Reproductive Health Research Scholar (K12) funded by the Eunice Kennedy Shriver National Institute of Child Health and Human Development from 2009 through 2014, during which time she received multiple foundation grants and completed numerous cohort studies. In 2015, Dr. Robison received a Patient Centered Outcomes Research Institute (PCORI) award to perform a multicenter prospective cohort study titled "Cancer of the Uterus and Treatment of Stress Urinary Incontinence (CUTI)." Her current research is focused on cancer prevention, quality of life among cancer patients, and survivorship. She has a specific interest in database development and patient centered outcomes.
Bachir J. Sakr, MD
Bachir J. Sakr, MD, joined the Program in Women's Oncology in 2007. Dr. Sakr received a degree in medicine from The Lebanese University in Lebanon, and completed his fellowship in hematology and oncology at the University of Pittsburgh Medical Center in Pennsylvania.
Dr. Sakr sees patients at Women & Infants in his capacity as a full-time hematology and oncology specialist. He is fluent in three languages - Arabic, English, and French.
Ashley R. Stuckey, MD
Ashley R. Stuckey, MD, is a gynecologic oncologist and breast surgeon in the Program in Women's Oncology and an assistant professor of obstetrics and gynecology at The Warren Alpert Medical School of Brown University. She earned a bachelor's of arts degree in french from Davidson College, and a medical degree from Louisiana State University School of Medicine. She completed a residency in obstetrics and gynecology at Louisiana State University Health Sciences Center, including one year as its chief resident. In addition, she completed a month-long program as the Galloway Fellow at Memorial Sloan-Kettering Cancer Center. She also completed a pair of fellowships – in pelvic surgery at the Lahey Clinic and in gynecology/breast oncology at Women & Infants.
William M. Sikov, MD
William Sikov, MD joined the staff of the Breast Health Center in July 2003 and became both a full-time faculty member and associate director for clinical research in the Program in Women's Oncology in August 2014. His academic interests include clinical and translational research.
He is a nationally recognized expert on neoadjuvant therapy for breast cancer and the treatment of triple-negative breast cancer and has served as study chair for many regional and national breast cancer studies. He is a clinical associate professor of medicine at The Warren Alpert Medical School of Brown University. Dr. Sikov received his A.B. in Russian studies from Brown University in 1978 and his medical degree from the Yale University School of Medicine in 1978. He completed an internship and residency in internal medicine at the University Health Center in Pittsburgh in 1985 and a fellowship in hematology-oncology at the New England Medical Center in Boston in 1989.
Dr. Sikov is board certified in internal medicine, hematology, and medical oncology. He is a member of the American Society of Clinical Oncology and in 2013 was elected a fellow of the American College of Physicians.


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Grade 8 High School Transition Night
Attention current 8th grade parents: there will be Transition Night at Holliston High School on March 18th at 7:00 PM in the auditorium. This will be an informational session on Scheduling, Academics and Activities at HHS, as well as an opportunity to meet the Administrative Team and the Department Leaders.
From 6:30-7:00 PM the high school will be holding a Special Ed Step-up presentation in the HHS library.
Carpool Loop Reminder
As a reminder to all parents, Robert Adams Middle School has two possible locations for dropping off and picking up your student. The first and most recognizable location is the Woodland Street loop at the front of the school near the 6th grade wing of the building. We encourage all 6th grade parents to use this loop. The second location is the Linden Street loop, which is on the side of the building nearest to the 7th and 8th grade wings. We encourage 7th and 8th grade parents to use this loop. This loop is also used less frequently, which provides for a more seamless pick-up and drop-off for parents.
Within each loop, we ask that the flow of traffic stay continual. As you pull into the loop, pull up as far as possible. As a car leaves, fill in the gap in front of you. Stay as close to the curb as is possible so that other cars can pass. Within the Woodland loop, stay to your right and follow the larger loop around the back of the school before accessing the smaller loop at the front of the school. Our hope is that these strategies can minimize the traffic on Woodland and increase the efficiency of picking up or dropping off your student.
Attendance at RAMS
This is a reminder to parents about attendance policies and practices of Adams Middle School and the district. Listed below are some common challenges that parents run into.
Upcoming Dates
March 12 Parent Ed: Executive Function @ RAMS Library; 7-9PM
March 13 NO SCHOOL/Professional Development Day
March 19 Term 2 Ends
March 18 Grade 8 Holliston High School Transition Night
March 24 MCAS: Grade 7 Long Composition
March 30 MCAS: All Grades ELA Reading Comprehension Session 1
April 1 MCAS: All Grades ELA Reading Comprehension Session 2
General Info > RAMS News >

subset: commoncrawl


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The Provincial
Father Stephen Sánchez, O.C.D.
Born and raised in San Antonio, TX in the last century to Juan Sánchez and Teresa Martinez de Sánchez, Fr. Stephen is one of four siblings of whom three remain. Among those remaining, Fr. Stephen is the only practicing Catholic – so far.
He attended Catholic Schools throughout his academic life: St. Agnes Elementary, Christ the King Elementary, Holy Cross High School, and one and a half years at the University of Texas in San Antonio as a pre-med student.
Fr. Stephen was accepted into the Monastery of Our Lady of Mt. Carmel and St. Thérèse in San Antonio in February of 1983. He made his Solemn Profession of Vows in 1989. His Priestly Ordination took place in 1992 at the Basilica and National Shrine of St. Thérèse and Our Lady of Mt. Carmel, San Antonio, TX.
In 1987, he earned a B.A. in Psychology with minor in Philosophy from St. Mary's University in San Antonio. In 1992, he earned a Master of Divinity from the Oblate School of Theology, also in San Antonio, TX.
Fr. Stephen undertook an intensive academic year course (1992-1993) in the Spirituality of St. Teresa of Avila and St. John of the Cross in Avila, Spain at the 'Centro Internacional de Avila' [currently known as CITeS].
He has served the province as Vocation Director from 1993 to 1996 and as Superior of Marylake in Arkansas from 1996 to 2002.
He has been involved for several years in the formation program for the Permanent Diaconate program of the Diocese of Dallas and also serves as adjunct Spiritual Director for Holy Trinity Seminary also in Dallas.
Fr. Stephen has served the Discalced Carmelites of the Province of St. Thérèse in various administrative positions and is at the moment serving the Order as Superior of the Mt. Carmel Center in Dallas, TX since 2002. The Center serves the Diocese of Dallas and surrounding areas through its retreat ministry, conferences on spirituality, chaplains to the Sisters of Our Lady of Charity and Refuge, the Catholic Charismatic Community of God's Delight, as well as serving as Spiritual Directors to many in the Dallas/Fort Worth area.
Web Design and Development
Clover Weaver Design


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$3,399.00 $4,999.00 32% Off
Carbon Lifetime warranty through Manufacturer
Fuel EX 8 Plus is a versatile full suspension trail bike with girthy plus-sized tires for unrelenting traction. It's the perfect balance of value and performance, with a trail-tough Alpha Platinum Aluminum frame, 140mm front and 130mm rear suspension, and a wide range SRAM GX Eagle 1x12 drivetrain. Key features - Capable and stiff 130mm frame is 29" and 27.5+ compatible - Plus-sized tires for extra traction and confidence on loose, rugged terrain - Exclusive suspension tech with ABP, Full Floater, and RE:aktiv - Straight Shot stiffness, Knock Block frame defense
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Hi! I am a strong Christian husband married to a non-Christian wife. I realize I can't change her or make her do anything. Only God can change her. I do have to admit that it really hurts me because before we got married she went to church with me. After we got married, she lost interest and stopped going on all accounts and I, too, stopped going. At the moment I have fallen into Satan's trap; however, I am coming out again. I would accept any right information here. Thanks for your help.
"Strong" is not the word I would apply to someone who allowed others to influence him to stop worshiping God and who says he is currently in Satan's trap, though he is getting out. Don't get me wrong, I am very happy that you realize that you have a problem and that you are working on correcting that problem. However, a Christian needs to keep an accurate view of his situation. "For I say, through the grace given to me, to everyone who is among you, not to think of himself more highly than he ought to think, but to think soberly, as God has dealt to each one a measure of faith" (Romans 12:3).
Because you fell away, you damaged your ability to set a good example for your wife. Not that it can't be repaired, but you are starting with a handicap. Your leaving the church just justified her departure in her mind. Though talking to wives, the same general idea in the following applies to husbands. "Wives, likewise, be submissive to your own husbands, that even if some do not obey the word, they, without a word, may be won by the conduct of their wives, when they observe your chaste conduct accompanied by fear" (I Peter 3:1-2). What you do counts far more than what you say.
To repair this breach, you need to get your life right with God. As your life improves because you are once again following God's teachings, your wife will see this and be encouraged to make it apart of her life as well. "Let no one despise your youth, but be an example to the believers in word, in conduct, in love, in spirit, in faith, in purity" (I Timothy 4:12).


text: I work at a company where it's become necessary to FR as much as humanly possible and we'll primarily be using Matthews paint. I know you can FR treat your substrates and do an FR clear after painting, but is there an FR additive for Matthews paint? I suspect not but I'd love to be proven wrong. Thanks for any guidance!


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This week while sitting at my computer wondering what to blog about this month, I saw the corner of a colorful book under my main bookshelf. I reached over and found it to be my very well loved edition of the book Oh, The Places You'll Go! by Dr. Seuss. As I thumbed through the worn pages, I had a big "aha!" moment: In order to work smarter, we need the motivation to know we can succeed. That motivation is more successful when it comes from within—no one else can motivate you to do something unless you are already raring to go! Here are some ways to find your motivation to complete your Career Step program and beyond.
We are often scared to look internally because we are afraid that what we will find might be more discouraging than what we knew before the introspective look. However, in finding motivation to complete your program, the first and most important step is taking a hard look at why you wanted to enroll in the first place. Do those motivations still hold true? If so, great—you are well on your way to success! If they don't (because sometimes they won't), that's okay too. You just need to determine what the new motivations are and how they fit into the grand scheme of completing the program and securing employment.
Once you have determined the motivations behind taking the program, it is time to set micro goals to achieve on a weekly basis. One big mistake in attempting to motivate ourselves is that we misunderstand the true nature of the time it takes to enact goals. We tell ourselves that we are going finish the program by X date, and then we become overwhelmed by the goal, paralyzed because it seems unachievable, and put it out of sight and out of mind. If we are going to have the motivation to know we can succeed, we need to set small goals that are absolutely achievable.
I like to take my day planner every morning and write 6 work goals to achieve and 6 personal goals. They can be something as small as "complete 2-4 pages in the program" to start or "smile at a stranger." Once you have your daily and weekly goals written down, get to work on achieving them. There is no better feeling than seeing a to-do list full of checkmarks at the end of the day. You will feel accomplished, and if you can keep your motivation up by achieving these small goals, you will continue to step yourself towards your big goals of graduation and employment. You should be proud of yourself when you achieve your weekly goals and you should reward yourself for your efforts. It doesn't have to be anything big or expensive, but it should be something you feel excited about— even if it's just a little time to yourself to go for a run, devour some tasty ice cream, purchase a new resource for your home office, or (my personal favorite) get a fun book to read if you have some spare time.
These are just a few tips, but they build a great foundation to success. Oh the places you can go if you follow these tips! "So…be your name Buxbaum or Bixby or Bray or Mordecai Ali van Allen O'Shea, you're off to Great Places! Today is your day! Your mountain is waiting. So…get on your way!" – Dr. Seuss


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Typical Premium Candy Assortment: 1 each Strawberry Airheads, Atomic Fireball, Sour Apple Blow Pop, Boston Baked Beans, Vanilla Bonomo's Turkish Taffy, Bubble Gum Cigar, 2-piece Candy Buttons, Candy Cigarettes, Candy Necklace, Caramel Creams, Chick-o-Stick, Chiclets 2-piece box, Chuckles, Jawbreaker, Jujyfruits, Banana Laffy Taffy, Lemonheads, Necco Wafers, Watermelon Now & Laters, PayDay, Strawberry Pop Rocks, Razzles, Root Beer Barrel, Smarties, Sugar Daddy Junior, Swedish Fish, Caramel Apple Pop, Tootsie Roll, Wax Bottles 5-pack and Wax Lips.
Typical Penny Candy Assortment: 2 each Anise Squares, Atomic Fire Balls. Banana Splits, Bazooka Bubble Gum, BB Bats, Bit-O-Honey, Black Taffy, Butterscotch Disks, Candy Necklace, Caramel Creams, Caramel Squares, Mini-Charleston Chews, Chick-o-Sticks Nuggets, Chiclets, Cinnamon Bears, Cinnamon Disks, Mini-Clark Bars, Coconut Neapolitan Sundaes, Dubble Bubble Gum, Dum Dum Pops, Honeycombed Peanuts, Hot Dog Gum, Jawbreakers, Jelly Nougats, Jolly Ranchers, Kits, Lemonheads, Mint Juleps, Mini-Necco Wafers, Now & Laters, Orange Slices, Peanut Butter Bars, Red Bird candy puffs, Root Beer Barrels, Saf-T-Pops, Salt Water Taffy, Scripture Mints, Slo Pokes, Smarties, Sour Fruit Balls, Stick Candy, Sugar Daddy, Super Bubble Gum, Swedish Fish, Sweet & Sour Pops, Tootsie Flavor Rolls, Tootsie Rolls Midgees, Walnettos and Watermelon Slices.
Please keep in mind that the actual assortment you receive may vary due to availability from our suppliers.


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Certain types of midrun discomfort (chest pain, a torn muscle) warrant an immediate trip to the ER or medical tent. But there are less severe, but still bothersome, points of tension that can crop up during a run or race. Here are five "quick release" moves that can ease your pain while keeping you in the game.
1) Calf cramp: Standing on the side of the road, with feet below your shoulders, raise the ball of the cramped leg's foot up while keeping the heel on the ground. For a deeper stretch, lean forward, keeping the knee of the leg being stretched locked and the opposite knee bent. Hold for two seconds; repeat 10 times or more as necessary.
2) Stiff neck: Slow down or walk. Look straight ahead; slowly lower your right ear toward your shoulder. Press gently on your temple with your right hand. Hold for two seconds, release. Repeat 10 times on each side, more as needed.
3) Tight shoulders: Slow your pace or walk. Looking straight ahead, turn your head to the right 45 degrees and drop your head forward, bringing your ear down toward your chest. Place your left hand on top of your head and press down gently. Hold for two seconds, release, and repeat 10 times on each side, or more as needed.
4) Side stitch: While running, contract your abdominal muscles, and lean forward and into the side where you feel tightness. Push your hand against the point of pain. If the pain persists, take a quick pit-stop. Stand with your feet below your shoulders and gradually lean into the cramp. Hold for two seconds, release and repeat 10 times or more as needed.
5) Back tension: While running, focus on the feeling of pulling your navel in and up. If this doesn't relieve the pain, stop running. Place your hands on your hips and lean forward. Hold for two seconds, release, and repeat 10 times or more as needed.


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by Elouise van der Merwe
(Lydenburg, Mpumalanga, South Africa )
I'm a careful observer by nature. I'm made that way. I long for truth. I used to search horrifically hard for almost truths, but then found real Truth in Jesus. And my aim is to get to know Him better, every day. To grow in awe of Him, and gain more understanding, bigger perspective and to really not miss the game plan He has out. I want to be smack in the middle of His game plan for me. I'm His, best thing that ever happened to me, and all my close observations, all my learning, all my figuring out of things and all the rest of me, is now really alive in Him. I love that He is Truth. I so love that Jesus is my answer and that it's going to take a lifetime to get to understand the full extent of Him. I love that it is 'above understanding'. I love the mystery and adventure of following Jesus, the crazy excitement, that feels to me like geuirilla warfare.
I love how you do your website and Facebook, Lois. Your pure heart shines through your writing. That is beautiful.
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Bulletproofing The Powertrain By Installing A Transmission Cooler And An Oil Cooler
One of the recent car crafting trends is something wed never have predicted if youd have asked us 10 years ago. That trend is making mods that dont necessarily make your car go any fastersuch as brakes, safety equipment, and reliability equipment. Thats because our street machines have to share the road with todays cars, which stop better, protect their riders better, and are more reliable than much of the old iron we drive.
And those are the standards that we plan to meet with our beloved Cheap Street Chevelle. Its hard to divert our money away from making performance-improving mods, but considering the cars recent reliability record, we felt it was time to optimize the equipment weve already got. Since the car often gets used on long road trips through the desert, we thought wed begin bulletproofing the powertrain by installing a transmission cooler and an oil cooler, both from Perma-Cool. In a diversion from the bare-minimum installation you might expect from Car Craft, we opted to go a step further and plumb both coolers with braided-stainless hose from Goodridge, and monitor the temperature of the engine oil and trans fluid with a duo of Ultra-Lite gauges from Auto Meter to quantify any improvement. As youll see, it got real expensive in the process.
We anticipate the letters complaining of the relatively high cost of doing a quality cooler installation. Were certain that others will question the need for any oil cooler at all. Thats why we conducted tests and collected data to substantiate the need for the coolers. And to be perfectly frank, its still good insurance for a $6,500 motor and a $4,000 transmission.


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For Young, the Shock of Old Age Spurs Saving
Young people typically don't care about saving for their retirement, since it feels so far away. A Stanford project seeks to close this gap by showing people how they'll look when they are old. WSJ's Jason Zweig explains.
This transcript has been automatically generated and may not be 100% accurate.
Gou ... I don't think enough for retirement ... look at era and yourself the date you might need those bonds wouldn't for people to save Mart ... researchers are taking a lot ... everyone I'm helping covered and I'm joined by Jason Zweig Wall Street Journal ... begin with ... really affected where Americans are in terms of meeting we really don't get high marks in and now we really don't Kelsey I mean as a society of the whole it's been estimated ... that Americans are roughly four trillion dollars behind where we need to be in cumulative savings ... in order to support standard of living in retirement ... and the biggest problem is not that people don't know the need to say it ... is not that they don't want to say ... it's that they intend to save ... they have great intentions and no actions they're all talk ... and no follow through ... a bit to get some point all get to lead or an elderly someday but ... they just have a problem ... Visa was given to seeing what they might need to ensure that they don't ... fully comprehend how much ... he painted the action in a way to happen when you write well for small its nontrivial eyes for a lot of people who live hand to mouth stating anything can be almost impossible ... by ... for the middle class ... it's a little harder to ... you know to make that argument that people aren't saving the three key and ... it's not saving because they say well I'll ... save tomorrow ... you know today's day MPC ... he now and I don't feel so flash of do it tomorrow when I have more money and then tomorrow comes ... and they say while I'm busy too many of which are now the thing is that critics upset you mention it and have not ... we all when he was he on that and he used to say things like Oh I'm not to get a haircut that cost three hundred thousand dollars ... and we had in mind is the money that he laid out at that moment ... would be money that he wouldn't be able to save and make growl ... with investment performance into the future ... but thinking that way ... thinking about how your present expands ... will deprive your future self of many enormous sum of money ... is very rare it's why they're on the if you people like walking Buffett I ... am getting richer than the other end of Treader what with ... the top five NFL ... look at what people need to do it's interesting that some researches are actually trying to ... get a weight check the brain to this belies saying what a person might look like at Hastings sixty five he retires other young person ... at twenty ... one can look Universal American Stevens' up to be bought this house will help save more ... it seems as if it does work ... and here's a guy and an interdisciplinary team has been exploring this idea and I I watched some of their experiments at Stanford University recently and ... is actually fascinating what they do is that a person's photograph ... the use ... and serve off the shelf software to ... each the person ... aged more if the face ... and then you presented to you ... on average are yourself in virtual reality so you interact with your own self you recognize it's you ... but you will can you say Oh I look at all ... that ... and then you come out of this day ... and here in the frame of mind of understanding what it's like to be all ... and if it affects you or attitude toward put money in your future state and let real world applications well that's how I know financial advisors for sample can be used S Korea ... will ultimately what's likely down the road is if this gets road tested and it does work which a lot people think of will ... and the logical thing to do is you would use the we'd ask people their permission you take a photograph of them ... he was aged ... and they knew it presented to them while they're enroll in your for one K or ... a financial advisor can use it at our quarterly you can review ... and show people their future selves and say ... are you serving your future self well ... with your saving and spending habits and it may well change people's behavior ... are stepping up to the eleventh the present some interesting effects the latter has got ... a big unfazed by the Wall Street Journal no pics of the main things in more than eight times in a ... website that is this the new supper now I'm Kelsey Hubbard all Street Journal digital network ...


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tutorials & features
Pixel Power virtualizes playout at NAB 2016
Graphics heritage moves to software-centric solutions for productivity
Last Updated: February 10, 2016 3:04 am GMT
(February 10, 2016)
NEW STAND LOCATION – SL5922, NAB, Las Vegas
: Pixel Power, the automation, branding and graphics innovator, is drawing on its pedigree of nearly 30 years of uncompromised excellence for its new generation of products. At NAB 2016 (Las Vegas Convention Center, 18 – 21 April) it will demonstrate new, highly productive software solutions that bridge the transition from today's broadcast infrastructures to the IP connected future.
"The revolution is not about swapping IP for SDI, it is about seizing the potential of software-defined networks," said James Gilbert, CEO of Pixel Power. "That means completely redefining the way we work, relying on tightly integrated software systems to automate dull and repetitive tasks, freeing talented broadcast staff to focus on what they do best.
"We saw that this was inevitable many years ago, so the main thrust of our development has been around putting our graphics excellence into an environment that invites software workflows," he added. "Pixel Power is now delivering practical solutions to playout and automated content production which can exist in standalone devices, virtualized in the data centre or virtualized in the cloud."
Leading the demonstrations at NAB will be the latest version of StreamMaster™ virtualized playout. Built on the Clarity 3D graphics engine, the modular software platform is designed to provide scalable facilities for anything from a pop-up channel to a full premium service, running on dedicated hardware, on a virtual machine or in the cloud.
The modular software architecture means it is format agnostic, and is ready for all variations of Ultra HD today. It is also scalable in terms of functionality and future growth. As well as operational efficiency it delivers impressive cost savings and offers new pricing models, including pay-as-you-go for trial channels and pop-up services.
Another important boost for productivity comes through automated content production. Pixel Factory™ adds to the proven Clarity 3D graphics engine the ability to use templates to generate large numbers of sophisticated clips such as promos, trailers and other marketing content. Creative editors set out the templates and provide the core information for each campaign, with the Pixel Factory automatically generating all the versions and resolutions for each clip. Broadcasters already using Pixel Factory report savings in post production time of 50% or more through the elimination of unproductive repetitive manual tasks.
"Pixel Power is well known for the quality of our graphics engines, and we have enjoyed great success in the market because of it," emphasised Gilbert. "Our focus at NAB is on helping broadcasters and content companies make the best use of their creative teams, letting them concentrate on what makes them great and leaving our automated systems to do the rest."
StreamMaster virtualized playout – in standalone hardware, in the data centre and in the cloud – Pixel Factory and the rest of the Clarity graphics family can be seen at the new location of the South Lower Hall at NAB 2016 on booth SL5922.
Pixel Power develops, distributes and supports the technologies and solutions that media companies rely on to create their on-air identity, enhance their content with stunning graphics, and deliver their services anywhere there is an audience.
Pixel Power offers powerful solutions to meet the creative and production needs of today's file-based operations. Now you can add graphics power for QC, web delivery, post production, or to enhance program material and add graphics overlays for playout and streaming without the overhead of real-time platforms. Our continuing development program ensures that we develop system that integrate with existing file-based operations and add features for multi device playout, second screen and social media.
Through a worldwide network of carefully selected distributors Pixel Power ensures that local and knowledgeable sales, service and support is always available for our ever growing client base. With systems installed in major broadcasters and production facilities around the world, Pixel Power is working with the broadcast industry globally to develop exciting and creative systems for the highly automated, multi-skilled environment which is modern television production. Pixel Power's growing customer base of over 2000 systems includes market leading broadcasters like the BBC, Sky, ITV, Channel 4, Disney, HBO, ABC, CBS, Fox, WDR and RTBF.
With corporate headquarters in Cambridge, England, Pixel Power also has a wholly owned US subsidiary providing sales and service across North America as well as a dedicated Middle East office in Dubai.
More News From Manor Marketing »
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Stella Soomlais studio makes leather bags and accessories. In addition to cool and long-lasting design the company has put circular economy principles in good practice to be a pioneer in making the leather use more sustainable and responsible.
All bags are made of vegetable tanned leather of European origin that ages beautifully. The details of the bags can be simply repaired or replaced.


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|Look up swear or swearing in Wiktionary, the free dictionary.
Swear or Swearing may refer to:
- The Swear, a band
- "Swear" (Tim Scott McConnell song), a 1980s pop song, single for Sheena Easton 1985
- "Swear" (Alan song), a j-pop song by Alan Dawa Dolma from the album My Life
- "I Swear", a song by John Michael Montgomery, later covered by All-4-One
- "Swear" (The Walking Dead), a 2016 television episode of The Walking Dead
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- All pages with titles containing Swear
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|20 Jul 2009
6x W2K8 R2 (x64), 6x W7 7600 (x64), 2x Gentoo (x64), 1x Ubuntu 9.04 (x64), 1x pfSense (FreeBSD)
I apologize if it has already been recommended but it wasn't on the first page and didn't turn up in a quick search.
Input Director is a free Windows application I can't live without. Input Director lets you control multiple Windows systems using the keyboard/mouse attached to one master computer. Basically it is a software based KVM switch.
Both at work and my home office I have between 3-6 monitors (various quite a bit as I play with different systems), Input Director saves me 1- clutter of having multiple keyboards\mouse; 2- time having to switch between different hardware; 3- money; 4- resources on my primary system. I basically dedicate 1 system to my core "office" applications (e-mail, work IM, monitoring software). This keeps my development system clean of extra apps and fast but with Input Director it acts like it is just another monitor.
Synergy is an alternative that is cross-platform and also free but development was halted years ago and does not work well in Vista or higher without disabling too many things.
|My System Specs
|20 Jul 2009
Thank you Mikinho. Added. :)
|My System Specs
|20 Jul 2009
Windows 7 7600.16384 x64
Mikonho What is the benefit over running headless systems with remote control apps? is it performance, 3d rendering or...? Just curious. Since this is software based, you wouldn't be able to use it until Windows is booted. I have a few headless machines here that I just remote in to with VNC, LogMeIn, RDP.
ohhhhhhh you can seamlessly transition to the next desktop, like one big huge seamless monitor? nice!
|My System Specs
|20 Jul 2009
6x W2K8 R2 (x64), 6x W7 7600 (x64), 2x Gentoo (x64), 1x Ubuntu 9.04 (x64), 1x pfSense (FreeBSD)
|My System Specs
|20 Jul 2009
W7 Ultimate x64/W10 Pro x64 dual boot main build-remote pc W10 Pro x64 Insider Preview/W7 Pro x64
I wasn't sure if anyone caught this one yet. But Corel is now seeing a free version of MediaOne Standard edition an image/photo editor available.
Corel & Lexar Special Partner Offer
|My System Specs
|20 Jul 2009
Windows 7 Ultimate
As an IT professional that do a lot of on and off site work, I like portability. Here is sweet app with a ton of apps included that you can run from a flash drive. I actully have a folder that I run them from on my desktop as well. LiberKey - Home
LiberKey, what is it ? LiberKey groups a lot of free software. True "swiss army knife", it offers local and/or portable use.
|My System Specs
|20 Jul 2009
Windows 7 Ultimate x64
Might I suggest adding Sun Virtual Box to your list. It's a virtual machine software package which runs rather nicely. The only thing I've had to fiddle with was changing the VM's over to using the Intel NIC driver to use bridged networking and DHCP.
Also you could add Exact Audio Copy. That is a great CD Ripper application, especially when coupled with this setup guide here:
|My System Specs
|23 Jul 2009
ultimate 64 sp1
multithreaded free GPL open-source software for making dvd's from avi, mpg, mkv etc etc
a bit more powerful than windows dvd maker:)
my only gripe is the lack of customised menus.
|My System Specs
|23 Jul 2009
Thank you Mickey. Added. :)
|My System Specs
|23 Jul 2009
W7 Pro 64
Partition program
I found this free software for W7 that partitions disks.
Partition Wizard is a Windows based FREE Partition Manager. It works as partition magic and supports Windows 2000/XP/2003/Vista/2008 server and Windows 7. FREE for Home and Business user.
(the home edition is free)
i haven't tried it beyond isntalling, but the website says it is W7 compatible for 32 and 64 bit. (some i found only are for 32 bit W7 in the free version)
S, if it works, please put to the sticky list.
|My System Specs
|Thread Tools
|Similar help and support threads
FREE Great Programs for Windows 7 [2]
Continued from - https://www.sevenforums.com/software/92-free-great-programs-windows-7-a-196.html FREE Great Programs for Windows 7 These are completely FREE programs for Windows 7. I have tested all of these programs below without any problems in the 32 bit and 64 bit Windows 7...
Free Great Programs For Windows
I scrolled down to the Macrium Reflect Free entry, clicked on the link, only to find it goes right to C/NET with no choice (at least I didn't see one) but to use their "agent" to download. I also tried Major Geeks and got the same "agent" trash. Does anyone know of a safe site to download...
Great free copy/move app
I really like this free app. (but find the latest beta version works better in 7. There is a paid pro version that adds little that the free version doesn't have. The free version basically has everything most users would need. One thing I really like about it is by default it gives you more...
Loads of free great quality Walls
Try this software out, it works like a charm on Windows 7, very easy to use as well.... Dream Desktop - New Wallpapers Loads of very nice images.
|Themes and Styles
Free Partition Software. Great Offer
Giveaway of the Day - free licensed software daily. Today: Partition Manager 10.0 Personal (English) - Special offer for our GAOTD users ? Partitioning for Windows 7 and 64-bit version support!We want to thank you for ... Check this out gang. This is a great offer.
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Versuri Blackguard - Cinder
Album: Blackguard - Profugus Mortis
Let's burn this place to cinders Let's burn it to the ground No sign of its existence No sign it ever was With pleasure we'll light the match And then we'll stand in awe as It all is blown away And the new life from its demise Reborn a clean slate at last And we will never go back to the way it was How long have we waited for? Finally at a head 'Cause there's nothing more to be said Now! Let's burn it all down The parliament hill to the government halls Will be the first to fall! Greed and desire was the fuel for this fire And now they've lost it all! Next set ablaze to your church For all the lies and the pain and the hurt You all claim to be heaven sent All i see is a god who's misrepresent
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Archive for October, 2009
Mental Illness and Treatment: Topics That Should Be Center Stage in Health Care Reform Debate
I don't think quoting the last paragraph of Glenn Close's article on Huffington Post detracts from her insightful writing and knowledge of an illness that needs to be brought out of the darkness and into the light if we are going to find a solution together. Here it is in its entirety.
The World Health Organization (WHO) estimates that by the year 2020 mental illness will be the second leading cause of death and disability. Every society will have to confront the issue. The question is, will we face it with open honesty or silence?
Read more at: http://www.huffingtonpost.com/glenn-close/mental-illness-the-stigma_b_328591.html
We have certainly been aware of the magnitude of the mental illness issue for some time now. When states agreed with human rights organizations and others that the bulk of patients locked up in institutions had no place there and could take their places in society, it was not out of compassion and the understanding that care would still be needed for these individuals outside ivy-covered walls, but rather it was seen as a cost-cutting measure to states' budgets.
At the same time, insurance companies' saw that mental health benefits were a back breaker to employer-backed insurance plans. Insurance plans with mental health benefits were almost nonexistent for individuals. Health care for mentally ill individuals and support for their families became more and more elusive while our prisons often became the place of last resort because treatment options are so finite.
A caregiver at MetroHealth told me recently that a person who should be admitted to the psychiatric unit of the hospital must have insurance, be rated, or have Medicaid BEFORE admittance. It is the only area with such a requirement. So, when a mental illness issue is identified, the person is instructed to come back to the hospital for a rating, and then, they will be admitted. How often do you think that person returns, gets a rating, and is admitted? What if you were the family member that finally convinced the person to seek help? How do you think everyone copes?
Almost thirty years later, mental health budgets in the state of Ohio have taken direct hits as a budget cost-cutting measure. We as a nation continue to push this real issue back into the darkness as national suicide rates soar. In reality, the violence of mental illness is usually self-inflicted. Rarely, is it focused outward and seldom do wives"blow away" the "perp".


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Radical Reconstruction, Interesting Narrative of the Life of Olaudah Equiano, and Incidents in the Life of A Slave Girl, Written by Herself
First Edition©2016
K. Stephen Prince
The Reconstruction period following the Civil War was a transformative moment in which political leaders addressed questions concerning the place of the southern states in the postwar nation, the status of formerly enslaved African Americans, and the powers and limitations of the federal government. In this volume K. Stephen Prince explores the important role of the Radical Republicans in pressing for change during this period in a way designed to make the complexities of Reconstruction comprehensible to students. The Introduction introduces the Radical Republicans and details how Reconstruction grew from a complex negotiation among groups with often conflicting agendas. The documents, arranged in thematic and roughly chronological chapters, allow students to sift through the evolution of Radical Reconstruction and its aftermath through speeches, letters, press coverage, legislation, and contemporary illustrations. Document headnotes, a chronology, questions to consider, and a bibliography enrich students' understanding of Radical Reconstruction.
Read online (or offline) with all the highlighting and notetaking tools you need to be successful in this course.Learn More
Table of Contents
PART ONEINTRODUCTION: Who Were the Radical Republicans?The Radicals' ReconstructionAllies and AdversariesWartime ReconstructionAndrew Johnson and the RadicalsThe Fourteenth Amendment and the Election of 1866The Reconstruction Act of 1867The Impeachment of Andrew Johnson and the Election of Ulysses S. GrantFrom Radicalism to RedemptionThe Legacy of Radical Reconstruction
PART TWOTHE DOCUMENTS1. Wartime Reconstruction and Presidential Reconstruction1. Abraham Lincoln, The Emancipation Proclamation, January 1, 18632. Abraham Lincoln, Proclamation of Amnesty and Reconstruction, December 8, 18633. Benjamin Wade and Henry Winter Davis, The Wade-Davis Manifesto, July 18644. The Thirteenth Amendment to the U.S. Constitution, 18655. Rev. Henry Highland Garnet, Speech on Racial Equality in the House of Representatives, February 12, 18656. Andrew Johnson, "May Proclamations", May 29, 18657. George Boutwell, Speech on the "True Basis" of Reconstruction, July 4, 18658. Thaddeus Stevens, Speech on Land Redistribution, September 6, 18659. George Julian, Speech on the "Grasp of War" Doctrine, November 17, 186510. Thomas Nast, "Pardon" and "Franchise", August 5, 186511. Northern Voters Reject Black Suffrage, 186512. Mississippi Legislature, Acts Relating to the Freedpeople, 186513. Elizabeth Cady Stanton, Letter in Support of Women's Suffrage, December 26, 18652. Defending Civil Rights14. Andrew Johnson, First Annual Message, December 4, 186515. Charles Sumner, Speech on the "Actual Condition of the Rebel States", December 20, 186516. Benjamin Wade, Speech on the "Great Principle of Eternal Justice", January 18, 186617. Lyman Trumbull, Speech on the Civil Rights Bill, January 29, 186618. Black Delegation to the White House Calls for Civil and Political Rights, February 8, 186619. The Civil Rights Bill, 186620. Andrew Johnson, Veto of the Civil Rights Bill, March 27, 186621. Harper's Weekly, "Outside of the Galleries of the House of Representatives During the Passage of the Civil Rights Bill", April 28, 186622. A Northern Journalist Describes Racial Violence in Memphis, Tennessee, May 186623. Report of the Joint Select Committee on Reconstruction, June 186624. Thaddeus Stevens, Speech on the Fourteenth Amendment, June 13, 186625. The Fourteenth Amendment to the U.S. Constitution, 186826. Wendell Phillips, Speech Criticizing the Fourteenth Amendment, October 26, 186627. Resolutions of the North Carolina Freedmen's Convention, October 18663. Towards African American Suffrage28. Record of Ratification Votes for the Fourteenth Amendment, October 1866-March 186729. Thomas Nast, "King Andy", November 3, 186630. Andrew Johnson, Second Annual Message, December 4, 186631. Frederick Douglass, "Reconstruction", December 186632. Hamilton Ward, Speech on Radical Reconstruction, December 13, 186633. John Broomall, Speech on Black Suffrage, January 8, 186734. James Ashley, Speech on the Southern State Governments, January 26, 186735. George Julian, "Regeneration Before Reconstruction", January 28, 186736. The Reconstruction Act, 186737. A.R. Waud, "The First Vote", November 16, 18674. Impeachment and the Election of Grant38. Charles Sumner and John Sherman, Debate on Land Redistribution, March 11, 186739. James Ashley, Speech on Impeachment, March 7, 186740. George Boutwell, Speech on Impeachment, December 5 and 6, 186741. The Tenure of Office Act, March 2, 186742. Articles of Impeachment Against Andrew Johnson, March 2, 186843. The Senate Votes on Impeachment, May 186844. W. L. Sheppard, "Electioneering at the South", July 25, 186845. Ulysses S. Grant, Acceptance of the 1868 Republican Presidential Nomination, May 186846. The Democratic Party Platform, July 18685. From Radicalism to Redemption47. Henry Wilson and Samuel Pomeroy, Speeches on the Fifteenth Amendment, January 28-29, 186948. The Fifteenth Amendment to the U.S. Constitution, 187049. Frederick Douglass and Susan B. Anthony, Debate on Women's Suffrage, 186950. Hiram Revels, First Speech as a U.S. Senator, March 16, 187051. Currier and Ives, "The First Colored Senator and Representatives", 187252. Elias Hill, Testimony About a Ku Klux Klan Attack, 187153. "Veni Vidi" Describes the Violence of Redemption in Mississippi, July 187554. Rutherford B. Hayes, Inaugural Address, March 5, 1877
APPENDIXESA Chronology of Radical Reconstruction (1863-1877)Questions for ConsiderationSelected BibliographyIndex


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Thursday, November 17, 2016
Listen to the Regents Meeting of Nov. 16, 2016
Under the new format of Regents meetings, there are several concurrent sessions of committees. The committee meetings now run longer than they used to under the old format. (Work expands to fit the time available, etc.) So a day's meetings audios run on for hours.
However, under the new format, the temporary archiving is done on YouTube which means we can extract the audio soon after each session ends. (It's less straight-forward than that description sounds, but we will spare you the technical details.) So we first archive the audios and then, when we have time, we will listen.
For now, we provide links below that will take you to all the Nov. 16 sessions, plus a description of highlights from the LA Times.
Here is Academic and Student Affairs.
Access to the full set at:
From the LA Times:
Members of the University of California community expressed unease and concern Wednesday about Donald Trump's presidency and its potential effects on Muslims, people who are in the country without legal permission and other vulnerable campus groups.
UC President Janet Napolitano told regents in their opening session that "understandable uncertainty and consternation" about Trump had prompted her and the chancellors to reaffirm their commitment to inclusion and equal opportunity in a public statement shortly after the election...
Albert Lemus, a non-voting regent-designate, asked... how many federal dollars could be at risk if UC chose to become a "sanctuary campus" protecting those in the country without legal sanction. "I suspect all of it could be at risk," (was the answer).*
Regents did not discuss a tuition increase but are scheduled to take a deep dive Thursday into financial issues, including the budget, financial aid and tuition levels...
In other business, a regents committee approved stricter rules against board members who violate UC policies on ethical conduct and sexual harassment, even if their actions occur in private settings. The proposal by board Chairwoman Monica Lozano was prompted by disclosures that Regent Norman J. Pattiz made comments about the breasts and looks of women who worked at his PodcastOne business in Beverly Hills.
"The University of California has taken a strong, unequivocal stance on sexual violence and sexual harassment," Lozano said. "We do not tolerate such conduct anywhere in our campus community."
The full board will vote Thursday on the proposal, which would require all regents to take sexual-harassment-prevention training and subject them to possible sanctions if they acted unethically or displayed sexual misconduct. The sanctions could include a written censure or removal from committee leadership positions, but only the state attorney general has the power to remove a regent for serious misconduct such as corruption or felony crimes, according to Charles R. Robinson, the regents' general counsel.
The committee also agreed to take a deeper look later at what other private behavior would be subject to the new rules after Regent John A. Pérez raised questions about whether the new rules would cover broader territory, including business dealings and hate speech. Pattiz voted for the proposal but did not speak, other than to say he had started sexual-harassment-prevention training.
Full story at http://www.latimes.com/local/education/la-me-ln-uc-regents-20161116-story.html
*You read it on this blog first:
Posted by California Policy Issues at 8:23 AM
Labels: audio, diversity, politics, tuition, UC Regents
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Join Me for an Evening that Could Change Your Future
The Dream Retirement Dinner
Thursday 25th April 2019
Portfolian House, Oakham
What if I told you that I could change your life by treating you to dinner? Would you attend? How about if I told you that the delicious meal could also help to boost your wealth?
Register for the Dinner
This year I've created a series of dinner seminars to help my clients create an incredible retirement and I want you to be a part of it.
I'm passionate about retirement. Sadly, retirees are running out of money, but retirement isn't just about the money: they're also facing increasing cognitive and bodily decline. Too many people are living a later life of misery, monotony and isolation. I want to put a stop to all of this. Planning for your future has never been more important.
At Efficient Portfolio we understand that approaching and meeting an expert to help improve your situation can be daunting. That's why so many people bury their heads in the sand and refuse to seek professional help. But planning for your future is so important and can be the difference between living out the life you're dreaming of or working to the point of exhaustion with nothing to show for it.
It is never too early to look forward toward your future, regardless of your current situation, but there have never been so many people trying to scam you out of your precious savings. As a Chartered Independent Financial Planner, I work daily with individuals who have all sorts of concerns surrounding their retirement, the most common being, 'will I have enough?' Working together, we can build clarity into their financial future.
The format for the event itself takes place in the best possible surrounding: over a sumptuous, yet relaxed, dinner of no more than 16 people. Upon arrival, you will be greeted by our team and have time to enjoy a drink with our Financial Planners before sitting down to enjoy your dinner. We intersperse each course with a short and informative talk by myself, Charlie Reading APFS, on the steps you can take to improve your tomorrow.
However, where our guests find the most value is the ability to talk directly to me and the other Financial Planners who will join you for dinner. Whilst you are dining you will be able to hear about a range of topics that are raised in conversation, talk about common concerns of people in your situation and hear expert options on what they feel can be done to improve your future. Please note that, in the interests of confidentiality, specific concerns and personal financial situations will not be discussed at the dinner; instead you will be given the opportunity to have a private call after the event.
Our next event is taking place on Thursday 25th April 2019 at Portfolian House, Oakham.
Now, I know that this won't appeal to everyone, and that's fine. I can't invite everyone. I am looking for 16 select people who want to take their futures by the scruff of the neck and shake things up. I'm looking for people who are passionate about changing their tomorrows and who are ambitious and determined enough to start putting in place the building blocks of their future.
The cherry on top, so to speak, is that I'm not just taking you out for dinner to a run of the mill restaurant; instead, you'll be treated to a private, gourmet meal, free of charge, cooked by Irish celebrity chef, Liz Moore. So, not only are you going to enjoy an evening of fine food, you are going to come away with the knowledge of how to build a robust retirement plan that will give you the best future imaginable.
As I said, places for this highly exclusive event are precious. I don't want you to miss out on this remarkable opportunity, so you need to secure your place today. Either register below or email my Event's Manager on
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I look forward to seeing you there.
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Register for the Dinner


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Oliver Hudson cuddles up to his wife Erinn Bartlett while hitting the red carpet at the premiere of his new film The Christmas Chronicles held at the Fox Bruin Theater on Sunday (November 18) in Los Angeles.
The 42-year-old actor was joined by his co-stars Lamorne Morris, Judah Lewis, Darby Camp, Kimberly Williams-Paisley, as well as Molly Sims, Erika Christensen and Disney stars Ariana Greenblatt and Meg Donnelly, as they stepped out to show their support.
The movie, out on November 22, is the story of sister and brother, Kate and Teddy Pierce (Judah and Darby), whose Christmas Eve plan to catch Santa Claus on camera turns into an unexpected journey that most kids could only dream about.
Kurt Russell plays the role of Santa Claus in the film and also attended the premiere with his longtime partner Goldie Hawn.


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BRIDGEWATER, Mass. – The Bridgewater State University women's swimming & diving team cruised to a 138-65 victory over visiting Elms College on Saturday afternoon at the Moriarty Pool.
The Bears (5-2) placed first in nine of the 12 events and also had two events that would have had winning times but were competed in as exhibitions.
Freshman Makayla Paquin (North Easton, Mass.) and seniors Haley Nolan (Lowell, Mass.), Jennifer Marmion (Waltham, Mass.) and Picabo Miskiv (Centerville, Mass.) opened the meet with a victory in the 200 medley relay as the foursome posted a time of 2:06.80.
Nolan, classmate Becca Foster (Billerica, Mass.), junior Mackenzie Coogan (Assonet, Mass.) and sophomore Allison Hunt (Norton, Mass.) were the first to touch the wall in the 200 freestyle relay (1:47.49) as they swam the event as an exhibition to close out the meet.
Hunt also captured top honors in both the 200 freestyle (2:10.38) and 100 freestyle (1:00.71), while Nolan placed first in the 500 freestyle (5:44.20).
Foster, Coogan and Paquin also won individual events. Foster in the 50 freestyle (27.36), Coogan in the 100 individual medley (1:08.29) and Paquin in the 50 backstroke (32.99).
Freshman Selin Marino (East Greenwich, R.I.) and junior Alexa Wilson (Centerville, Mass.) rounded out the Bears individual event winners. Marino placed first in the 1,000 freestyle (11:52.01), while Wilson won the one-meter diving competition with a score of 157.65 points.
Junior Adi Tobias (North Attleboro, Mass.) was the first to touch the wall in the 50 breaststroke (36.39) as she competed in the event as an exhibition.
The Bears are off until Saturday, January 19th (1:00 PM) when they host a tri-meet against Brandeis University and Keene State College.


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For FNWF I spent 2.5 hours ironing fabrics for Ashleigh's 18th birthday quilt (which is well overdue!). Then I spent another couple of hours ironing last night as well.
|Fabrics for Ashleigh's quilt
I have also managed to cut most of the fabrics over the weekend. The feature fabric in the background had to be fussy cut to get 12 x 10.5" squares which was a bit tricky as it was an asymmetrical border print, not an all-over print. I'm happy with the results though.
|Fussy cutting the 10.5" feature squares
I desperately want to cut the final fabric, which will be the middle border, but since tomorrow is a work day it's unlikely I'll get back to it soon.
Speaking of work, I really should get some sleep. If you would like to see what everyone else got up to for FNFW you can visit Cheryll's website here.
Happy stitching!


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Washington & Lee sends potential law students email about their ranking drop
This has been a terrible week for Washington & Lee Law. They dropped a massive 17 points in the U.S. News law school rankings. They went from the 26th ranked law school to the 43rd. The timing of this change is awful or helpful (depending on who you are), because seat deposit deadlines are rapidly approaching.
Washington & Lee sent the following email to this year's class applicants (1):
"Dear Class of 2017:
Washington and Lee University School of Law (W&L Law) attracts a student body that is confident in its identity. That identity appreciates honor and integrity, close personal relationships and collegiality, and a commitment to the highest standards of the legal profession. W&L Law has always provided its students with a very unique law school experience in a community they can call their own.
Since the U.S. News & World Report rankings of law schools were first released in 1987 until last year, W&L Law has had an average ranking of 23rd nationally, ranging from a high of 18 to a low of 34. The most recent U.S. News & World Report rankings have placed W&L Law far below our historic national average ranking. Although the rankings cannot capture the full measure of our or any other law school, we recognize that they are an important market force.
And yet, all of the qualities that make W&L Law a wonderful law school—for example, the welcoming learning environment that comes with our small class size—remain the same. As rankings may fluctuate from year-to-year, W&L will continue to offer a legal education that is innovative and personalized. The small student to faculty ratio supports small class sizes, as well as independent study opportunities, tutorials, seminars, and small practicum courses and facilitates direct dialogue and one-on-one meetings between the faculty and students.
Finally, many different pieces of data make up a school's ranking. Some of these data points are based on our performance in years past, as there is a lag time before such data appears in the U.S. News & World Report rankings. This is particularly true for employment and bar passage data. Some of the data points may, therefore, not fully reflect the current situation. Over the last year and a half, we have taken steps to offer new initiatives and programs not available to prior graduating classes. These efforts include stronger bar preparation support, externship and interview programs in Washington, D.C., a more robust post-graduate fellowship program, changes in our approach to the employment market, and new leadership in our career planning office.
Washington and Lee University School of Law is committed to maintaining an institution of the highest quality, an institution of great history and innovation. We look forward to you joining our family in the fall."
(1) http://www.reddit.com/r/LawSchool/comments/208ym2/us_news_rankings_winners_losers


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Whitby Seafoods Scampi Review
I love seafood. People ask me if I could be vegetarian as I already eat a lot of vegetables and not too much meat, but the one thing that would stop me is seafood. For me, fish is so versatile and tasty that I would struggle to not pick a piece of Salmon off a menu. So when I was asked if I wanted to try some Scampi, I was more than happy to.
They have also recently undergone a style overhaul with new sleek branding and packaging which has bought them into the current day and makes them stand out on the shelves. The website has a friendly feel and allows you to explore their brand and individual products even more
'We catch them in the waters around the British Isles and carefully prepare them with our tasty golden crumb here in Whitby, North Yorkshire. '
The cooking instructions were really simple, taking just 18 minutes in the oven or deep fry for 4 minutes making it a easy dinner.
I was sent this product for review, but all opinions are my own.


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My last hurrah
NEW YORK -- During my last year on Tour before I officially retire, there have been a lot of "last" experiences. Tuesday night was the last singles match I'll play at the U.S. Open, and it may have been the most exhilarating experience of them all.
I played against Andy Roddick, one of my friends and someone I respect a ton, both professionally and personally. He got the better of me, just as he did in my last match at Wimbledon a few months ago, but it was a night I'll never forget.
The crowd was electrifying and I was determined to not only compete, but also enjoy what would most likely be my last opportunity in Arthur Ashe Stadium. Roddick served an incredible 77 percent first-serve percentage and, while I had a tiny chance to steal the first set, his superior skills won out. My goals were to play aggressively, focus on my service games and make Andy hit an inordinate amount of passing shots.
I did the best I could, but it wasn't enough. Our embrace after the match was something I will always appreciate as Andy told me, "We will miss you out here." He was incredibly gracious, before, during and after the match, even going so far as to give me some extra tickets for some of my friends when I came up short.
I've had to confront a lot of emotions going into my final Grand Slam event, and it was a tough balance acknowledging them and still trying to prepare for a match against one of the greatest players in the world. The U.S. Open has meant so much to me over my career and well before I even had a tennis career.
I started coming to the U.S. Open when I was 8 years old and my brothers and I would try and sneak into the player's lounge when we weren't franticly running around the grounds trying to watch every player we had ever heard of.
Most kids went to summer camp; I went to the U.S. Open. I fell in love with the sport and was determined to hoist the U.S. Open trophy above my head one day. I never came close to that level of success, but I savored every experience I had on the courts at the USTA Billie Jean King National Tennis Center.
All in all, I played the U.S. Open 13 times, 11 times in the main singles draw. My record here wasn't anything spectacular but I am very proud of a 5-0 record in five-set matches and my tough third-round, four-set loss to eventual champion Andre Agassi in 1999. I had to get 98 tickets that day for my friends and family and I played an even match with the best player in the world in my favorite tournament.
I won my first match in the main draw as wild card after winning the Boys 18 Nationals in '95 when I upset David Prinosil. I couldn't believe I was actually competing in the U.S. Open, not to mention winning a match. It was one of the most amazing feelings I have ever had and one I thought about often for motivation during tough times in my career.
Last year during my quarterfinal mixed-doubles victory, I blew out my back (which has been a lingering problem throughout my career, requiring 19 cortisone injections). I needed emergency surgery and was told my career was over. I desperately wanted to play one more U.S. Open and over the course of my ongoing rehabilitation process, I constantly thought about getting back on the U.S. Open courts.
The ovation I received Tuesday night upon entering the court and the subsequent experience of playing made all of the arduous physical work and gut-wrenching soul-searching over the past year well worth it.
The U.S. Open will always have a special place in my heart. But from now on I'll have to view it from the stands just like everyone else.
Outspoken ATP tennis pro Justin Gimelstob is a frequent contributor to SI.com. He's competing in his 13th U.S. Open.


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Distribution Channel Assessment Worksheet
Conduct a distribution channel assessment to gauge whether your products are getting to your target customers in the most effective way. Read more
Print Marketing Essentials
Here's a look at the top three print marketing tools you need in your arsenal: business cards, brochures and flyers. Read more
Trademarks: Everything You Need to Know - Part II
What makes a strong trademark, and how should you protect it? Learn about the four categories of marks and the degree of protection afforded.
Trademarks: Everything You Need to Know - Part I
We'll dive into the details of what actually constitutes a trademark, and how you can protect your trademark rights.
IP Primer: What are my Intellectual Property Rights, and How Do I Protect Them?
Intellectual Property (IP) is often a company's most valuable asset. Learn more about trademarks, patents and copyrights.
How to Market a New Invention
It's every entrepreneur's dream to come up with the perfect new product guaranteed to fly off the shelves.How do you market your new invention? Read more
Keep Up with Trends by Diversifying Your Product Line
Change is a part of business, and success depends on adaptability. The best way to meet the changing needs of customers is to diversify your product lines.
Inventory Management: Is It Time For A Change?
Poor inventory management can result in operational downtime and loss of business and revenue. Here's how to make changes to your processes.
Developing the Right Product Mix for Your Small Business
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Is Your Product Ready for Walmart?
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How to Profit From a Fad
Do you know what is a fad, and how to profit from one? Learn how to study a fad's potential and act on it quickly.


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NEWARK, N.J.— Although it was late January, Newark Mayor Ras Baraka was feeling plenty of heat from residents in his city.
The Mayor held a Monday afternoon news conference where he quickly announced, "We have plowed at least 5,000 miles of road in the city already. We have a lot more to do."
Mayor Baraka spoke from inside of the city's Office of Emergency Management and made it clear that he had heard the critical voices of many from within the city, "I know there are a lot of people out there that are aggravated that are frustrated about how fast we are getting this done. I just want to let everybody know we will get it done, no matter how long it takes."
The Mayor admitted the dig out has been a daunting challenge for not only residents but also for members of his own team.
However, most frustrating to a number of residents that PIX 11 News spoke with, is the fact they had not seen any city workers.
When we asked one resident if she had seen anyone from the city in the neighborhood, she quickly responded, "No, only you guys."
As a result of the many residents who were trapped in their homes, the Mayor felt obligated to ask for forgiveness during his news conference, "I apologize to those folks who were not able to get to work today or had any other inconvenience because of the snow storm."
Kaleena Gobolt was digging out her car from an unplowed Baldwin Avenue when we caught up with her. For the 32-year-old who had to miss work for the last two days, the response from the city does not add up, "It just doesn't make no sense."
When PIX 11 News took a stroll, residents were quick to point out where their unplowed street stood, "They said that we have to be patient. They are coming."
When asked if their patience was running thin? "Yes very thin," responded one resident.
Crystal Knight says that even the simple act of a phone call has been challenging.
"We tried to call the emergency numbers. They get very nasty and they hang up on you. So there is nothing else you can do but just sit here and wait," Knight said.
Knight sums up the situation in five words, "It's bad. It's pretty bad."
It is even more challenging to absorb when one considers everything she and others have had to endure as well as the financial impact, "The street haven't been plowed. No one has come through here. We did all of this. We're trying to move the snow over so we can get out to go to work. I am trying to go to work today, but I couldn't go to work, because I had no way to get out. So now I'm missing a day's pay and nobody is going to reimburse me for that."
Michelle Brant shared with PIX 11 News her loss of trust in the city and its Mayor Ras Baraka, "No faith at all because you still can't get out if you're doing it by yourself. No faith."


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Yes the painted frenzy doesn't stop at chairs {see here and here}. We painted this couch and the results were AMAZING! So amazing we fought over who could keep it....It literally looks like leather! I cheated on the reveal though by not finishing the seat cushions but couldn't hold it in anymore and wanted to share.
2 parts paint to 1 part fabric medium {the fabric medium softens the fabric}
THIS IS SO MUCH FUN! Love watching the transformation!! Ahhhhhh....this poor little couch just sat there all lonely....It was in amazing shape and I LOVED the wood detail! After painting the matching chair {which went so smoothly} we decided that it had to be ours! I am so glad we rescued this lovely!


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Company reports earnings per share (diluted) of $0.64;
Net income increases 9.6 percent on revenue growth of 5.5 percent;
Reiterates 2012 full-year guidance for revenue and earnings per share.
Arbitron Inc. (NYSE: ARB) today announced financial results for the first quarter ended March 31, 2012.
Net income for the quarter increased 9.6 percent to $17.8 million, or $0.64 per share (diluted), compared with $16.2 million, or $0.59 per share (diluted), for the first quarter of 2011.
For the first quarter of 2012, the Company reported revenue of $106.4 million, an increase of 5.5 percent compared to revenue of $100.9 million during the first quarter of 2011. Revenue for the quarter benefited primarily from annual rate increases, including the continued phase-in of contracted price increases for the Company's Portable People Meterâ"¢ (PPMâ"¢) service.
Costs and expenses for the first quarter 2012 increased by 4.7 percent to $75.2 million from $71.8 million in the first quarter 2011. Approximately $2.8 million of the increase was due to costs associated with Arbitron Mobile, which was acquired in July 2011, and to planned incremental investments in cross platform initiatives. The net pre-tax investment during the first quarter of 2012 in our cross platform initiatives and Arbitron Mobile, was $3.0 million, compared to $1.0 million in the first quarter last year.
Operating income in the first quarter 2012 increased 7.4 percent, to $31.2 million from $29.1 million in the first quarter 2011.
EBIT (earnings before interest and income tax expense) for the first quarter 2012 was $28.9 million, an increase of 8.7 percent compared with EBIT of $26.6 million for the first quarter of 2011. The Company's EBIT margin for the first quarter 2012 increased to 27.1 percent from 26.3 percent in the first quarter of 2011.
EBITDA (earnings before interest, income taxes, depreciation and amortization) was $36.6 million in the first quarter of 2012, an increase of 8.1 percent compared with EBITDA of $33.9 million in the first quarter of 2011. The Company's EBITDA margin for the first quarter 2012 increased to 34.4 percent from 33.6 percent in the first quarter of 2011.
Management Comment on First Quarter 2012 Results
Said William T. Kerr, President and Chief Executive Officer:
"Our results and our activities in the first quarter are well aligned with our long standing priorities for enhancing our core services and for generating revenue growth."
"We unveiled our marketing mix modeling service at the recent Advertising Research Foundation convention. We expect to have the complete service up, running and ready to improve radio's visibility among the top agency media planners by the middle of the summer."
"Digital radio remains a key priority as we continue our work to follow radio onto its new digital platforms in order to quantify this growing audience segment thereby enabling customers to monetize it."
"Our cross platform initiatives continue to demonstrate the value that our unique personal, passive and portable measurement technologies can bring to this emerging marketplace."
"Finally, with the launch of a new, syndicated mobile measurement panel, Arbitron Mobile is moving to expand its footprint here in the United States," said Mr. Kerr.
2012 Full-Year Guidance
Arbitron is reiterating its revenue and earnings per share guidance for 2012.
Arbitron expects 2012 revenue to increase between 5 percent and 7 percent over its 2011 revenue of $422.3 million. Arbitron's cross platform initiative and Arbitron Mobile are expected to account for $4 million to $7 million of the Company's 2012 revenue compared to $1.5 million in 2011.
The Company anticipates 2012 earnings per share (diluted) between $2.15 and $2.30, an increase of 8 percent to 15 percent over comparable 2011 earnings per share (diluted) of $2.00, which excludes the impact of an impairment charge of $0.07 per share (diluted) taken in the 4th quarter 2011. These estimates include anticipated net investment of approximately $12 million pre-tax in Arbitron's cross platform initiatives and Arbitron Mobile in 2012.
Earnings Conference Call: Schedule and Access
Arbitron will host a conference call at 10:00am Eastern Time, Thursday, April 19.
The Company invites you to listen to the call toll-free by dialing (877) 262-6702. The conference call can be accessed from outside the United States by dialing (443) 863-7301. To participate, users will need to use the following code: 68568491. The call will also be available live on the Internet at the following sites: www.arbitron.com and www.streetevents.com.
A replay of the call will be available from 1:00pm on April 19, 2012, through 11:59pm on April 26, 2012. To access the replay, please call (toll-free) (855) 859-2056 in the United States or (404) 537-3406 if you're calling from outside of the United States. Replay listeners will need to enter the following code: 68568491.
Presentation of Non-GAAP Information
The terms EBIT (earnings before interest and income taxes) and EBITDA (earnings before interest, income taxes, depreciation and amortization) are non-GAAP financial measures that the management of Arbitron believes are useful to investors in evaluating the Company's results. These non-GAAP financial measures should be considered in addition to, and not as a replacement for, or superior to either net income as an indicator of Arbitron's operating performance, or cash flow, as a measure of Arbitron's liquidity. In addition, because EBIT and EBITDA may not be calculated identically by all companies, the presentation here may not be comparable to other similarly titled measures of other companies. For a reconciliation of these non-GAAP financial measures to the most directly comparable GAAP equivalent, see the EBIT and EBITDA Non-GAAP Reconciliation, along with related footnotes, below.


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Swami Ramanand Teerth Marathwada University (SRTMU)
Swami Ramanand Teerth Marathwada University was established in 1994. Named after Swami Ramanand Teerth, it is located at Nanded in Maharashtra, India. The university is intended to serve primarily the southern part of Marathwada, specifically the districts of Nanded, Latur, Parbhani, and Hingoli. The university has received recognition from the UGC and the NAAC. [more details]


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Learn More
Thermo Scientific™ Pierce™ Coated Plate IP Kits
Perform immunoprecipitation assays without resins, beads, centrifugation or magnets using coated streptavidin or Protein A/G 96-well microplates.
Marca: Thermo Scientific™ 45360
Detalles adicionales : Peso : 3.62870kg
DescripciónThese coated microplate immuunoprecipiation kits provide for rapid immunoprecipitation of multiple samples without the usual tedium of pipetting, centrifuging and separating beaded affinity resin in individual microcentrifuge tubes. Immunoprecipitation is accomplished using coated 96-well microplates rather than beaded agarose resin. The plate format allows for faster processing of multiple samples. The Protein A/G Coated Plate Kit can be used for immunoprecipation with any antibody that binds to Protein A or G. The Streptavidin Coated Plate Kit is for immunoprecipitation with biotinylated IP antibodies.
- Ready-to-use, high quality coated plates provide high capacity and consistency
- Accommodate antibody and sample volumes comparable to tube-based methods
- Easily recover immunoprecipitated samples for downstream analysis
- Coated plates are 96-well strip plates, convenient for experiments requiring only a partial plate
- Include simple instructions, including detailed explanation of appropriate controls
- Two kits available, suitable for most common antibody types (mouse, rabbit, human and goat IgG subclasses) or any biotinylated antibody or bait protein
Advantages of the Plate Format:
- Best suited for simultaneously processing multiple samples and their control conditions
- Allows faster, easier and more thorough washing than with traditional tube/resin IP methods
- Makes use of familiar and convenient ELISA tools (multichannel pipettors and plate washing)
- No no tubes to open and close, and no centrifugation required
Protein A/G Kit (Part No. 45350)
- Binds all human IgG subclasses; human IgM, IgA (weak), and IgE; and all mouse IgG subclasses
- Offers increased binding for mouse monoclonal antibodies compared to Protein A or Protein G alone
- Free of pH dependency when binding IgGs, providing more flexible binding conditions
Streptavidin Kit (Part No. 45360)
- Used in combination with biotinylated antibodies, resulting in IP and co-IP preparations free of interfering antibody fragments
- Contains biotin-blocking buffer to minimize endogenous biotin binding
Coated 96-well strip plates, uncoated 96-well strip plates, PBS pack, detergent solution, elution buffer, neutralization buffer and sealing tape
Recommended for:
Rapid, trouble-free immunoprecipitation of multiple samples and their controls; Immunoprecipitation when plate-based tools and techniques are preferred
|Pierce Streptavidin Coated Plate IP Kit
|Uncoated 96-well Strip Plate (white), 2 plates, Surfact-Amps X-100 Detergent Solution, 6 x 10mL Elution Buffer (pH 2.8), 50mL, Sealing Tape for 96-well Plates, 18 sheets, Streptavidin Coated 96-well Strip Plates, 2 plates, Biotin Blocking Buffer, 2 x 15mL, Neutralization Buffer, 12mL, PBS Pack (makes 500mL), 1 pack
|Assaying 48 samples with controls or 192 total IP reactions
|Multi-component kit
|2 plate kit


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2014 Club Car Precedent 4 Fun Electric. 2014 Batteries, Windshield, 5 Panel Rear View mirror, 10" Alloy wheels.
This CLUB CAR PRECEDENT is for sale at:NB Golf Cars Sioux Falls
Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either expressed or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, license, processing and/or documentation fees, and destination charges.


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In many workers' compensation claims, the insurer will offer a single lump-sum settlement. Many of our clients struggle with whether to accept this settlement. On the one hand, it provides financial certainty during an uncertain time. On the other, you are foregoing your right to pursue more benefits you might be owed through workers' compensation. So if you accept, you must be sure you are receiving the benefits you are owed under the law. And enough that you and your family will be cared for while you are out of work.
We Know The True Cost Of Your Injury
At Richard D. Director Law Offices, we have been helping injured workers for over 40 years with their workers' compensation claims. We can assess the true cost of your injury, taking into account your lost wages, medical costs and the resources you will need while you recover from your injury or adapt to a new normal.
Importantly, we do not encourage our clients to settle when it is not in their best interests. As a trial law firm with extensive experience in the courtroom, we never back down when insurers are attempting to underpay our clients.
We will fight aggressively for the benefits you deserve.
Don't Accept Without Speaking To A Lawyer
You may have a good relationship with your employer. You may expect to be able to go back to work at some point. This can give you the false impression that your settlement offer is designed to be fair.
This is not necessarily the case. The insurer must protect its bottom line, and that doesn't involve paying out all of the benefits to which you might be entitled. Instead, it is a way to end the claim with a single payment.
That said, it may still make sense to accept a workers' comp final settlement, provided it is fair. It reduces uncertainty and ensures you have enough money to keep afloat while you recover.
Whether to accept is a personal decision that depends on the offer and your individual circumstances. Prior to accepting, speak to an experienced workers' compensation attorney to discuss your situation.
Questions About Workers' Compensation Lump Sum Settlements?
Our office in Whitehall, Pennsylvania, represents clients in Lehigh County and surrounding areas. Call 484-619-2949 or contact us online to schedule your free initial consultation. We are happy to discuss a potential settlement amount to determine if it is fair.


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Star chasers
Ivy Posts: 5,592
edited December 1969 in Art Studio
This is a one of my first daz studio animation created back in 2010.
I thought you all may get a kick out of it. :D
TJMusic Posts: 0
Oh, this one have certainly taken a lot of work and rendering time. Quite impressive!
What are you using to render such long pieces? I see the quality was compromised a bit, but still it was a lot to render.


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Just in case you needed a little more American pride to conclude your 4th of July holiday, this deleted scene from Talladega Nights is nine minutes of Will Ferrell, Chris Isaak, and John C. Reilly as Ricky's often-ignored sidekick Cal singing about how "if you're born in America, you're already number 1." The scene wasn't on the DVD or in the theatrical version, which is a pity because it's hilarious. Do you love this country so much it makes your eyes bleed, or because you can start a militia if you have to, or because you are like Ricky and are also aroused by Betsy Ross? Then you should probably just watch this deleted scene already.
via director Adam McKay's twitter


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For the past 12 months, the amount of natural gas in storage has hovered between an enormous 2,500 and 3,000 billion cubic feet, an unprecedented volume that owed its existence to the shale drilling bonanza that has swept the country.
But the laws of economics appear finally to be kicking in, and today, Aubrey McClendon, CEO of Chesapeake Energy, the country's second-largest natural gas producer, said he expects to consistent declines in gas storage moving forward.
This will partly be driven by the company itself: in its Q2 earnings call today, McClendon said the company hopes to reduce its dry gas wells to 7 or 8 in the next 12 months — compared with the dozens it currently has active.
McClendon said the company would not seek to move back into natural gas production until prices moved back to $5.
Compare that with the $3 price at which contracts currently trade.
This does not mean that fracking activity will end — McClendon said the company is now going to lean hard into oil and liquid natural gas production, much of which will still be extracted out of shale plays.
And even as it has risen off record-low prices of around $2.50 earlier this year, natural gas still has room to run to catch up with its mid-2000s average of above $5.
But going forward — and barring more mild weather — expect to see a continuous decline in storage volumes, and subsequently steadily higher prices.


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Ousted 'Community' creator Dan Harmon going to Adult Swim
Dan Harmon has found a network that will appreciate him for the creative, talented and innovative guy he is. As Community, the show he created and executive produced for three seasons, floats in limbo thanks to NBC's absurd scheduling decisions, Harmon's animated series Rick And Morty has found itself part of Cartoon Network's celebrated Adult Swim brand, having been picked up to series today.
Co-created with actor, voice artist and producer Justin Roiland, the 30-minute show centers around the relationship between a grandfather (a brilliant inventor) and his grandson (not a brilliant inventor); it's expected to premiere in 2014, according to Deadline. The animated pilot was greenlighted in May, just days before NBC announced that Harmon would no longer work as Community's showrunner.
In addition to Rick and Morty, Harmon has development deals with CBS and Fox.


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