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GAP Insurance Case Study: Getting You Back On The Road
I Won't Need It... Will I?
David is one of MotorEasy's valued members, he has a GAP Insurance policy with us, in fact he has had two. After buying his new Volkswagen Golf David was offered GAP Insurance by the dealer, as most of us are when we buy a new or used car. He decided not to proceed with it, and left it a while until deciding that nagging doubt got too much. After shopping around, he purchased a GAP Insurance policy from MotorEasy.
"MotorEasy made everything simple and the claims process was incredibly easy"
Just days later David had to claim as he was involved in an accident that was not his fault. His car insurer decided the car was a write off and the value they had for the vehicle was significantly less than he'd recently paid for the vehicle.
Usually, David would have been significantly out of pocket at this stage, and forced to either downgrade his car or fund the difference between the invoice price and it's new "market value".
GAP Insurance Online
However, as he'd taken out GAP Insurance with MotorEasy, he was able to register a claim. After completing a few questions and providing proof of the write off from his insurer, his GAP Insurance settlement came through promptly - allowing David to go shopping for his replacement vehicle without being out of pocket.
Is GAP Insurance worth it?
With his GAP Insurance settlement paid, David was able to buy a new car and return to MotorEasy for another GAP Insurance policy on the new vehicle.
The proof that the claim would be handled quickly and professionally at a much better price than the dealer he bought his new car from was all David needed to come back and purchase again.
A Volkswagen dealership offered him the same cover as MotorEasy but for £180 more at £299, and a BMW dealership wanted £399, an astonishing £270 more than his MotorEasy GAP Insurance quote!
David said: "Before the crash I didn't see the need for GAP Insurance but now I wouldn't be without it. MotorEasy made everything simple and the claims process was incredibly easy. There is quite a bit of paper work to fill out but they talk you through everything and answer all your questions. I would definitely recommend them to anyone dubious about the need for GAP Insurance."
Don't delay - you never know when you could be involved in an accident that leaves you without a car.
Further Reading
GAP Insurance: The Hidden Pitfall In Car Finance Deals
Used Cars - Why September's The Time To Buy


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Professor Sleep and collaborators have recently been awarded $1.65 million dollars from NSERC to support student training and research in the area of environmental remediation.
Professor Brent Sleep of the Department of Civil Engineering will oversee the establishment of the Remediation Education Network (RENEW) with the funds, which come from NSERC's Collaborative Research and Training Experience (CREATE) program.
The NSERC funding will support 42 master's students, PhD students and postdoctoral fellows over six years. Students will attend U of T, Western University, Queen's University, adn University of Waterloo. The first cohort will be admitted for the 2014–2015 school year and will study with Sleep or with co-investigators Professors Elizabeth Edwards and Edgar Acosta of Chemical Engineering & Applied Chemistry and Professor Barbara Sherwood Lollar of Earth Sciences. At Queen's, they will study with Professors Kevin Mumford and Kent Novakowski, at Western, with Jason Gerhard, Jose Herrera, Denis O'Carroll, and Clare Robinson, and at Waterloo with Neil Thomson.

subset: commoncrawl


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Good morning folks! It's a pretty decent day here in DFW. A little overcast, but otherwise a nice day. It's supposed to get around 65 degrees so definitely no room for complaint. I'm hoping this means that "winter" is over here for us. It usually is this time of year, but things have been a little funky lately. In other news, I'm really enjoying my daily juices, though some are definitely better than others. I'm really hoping to get a good garden going soon because juicing is definitely not cheap if you're having to buy all the fruits and veggies. On that note, time to check Amazon.com for a little inspiration.
These selections are free at time of posting. Always check the price before ordering as I am not responsible for any purchases you might make.
~Sponsored Links~
Please enjoy today's selections. Don't forget to like our Facebook page here! We're on Twitter too! Join us here! Just added Tumblr, and you can see that here. It's a new page so I'll be adding content soon.
No kindle? No problem! Click here to download the reader program so you can enjoy them on your device. If you are looking for a kindle, click here to see some great deals. You can also read from your PC using the free Kindle Cloud Reader.
Head on over to Amazon for these amazing deals!
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*In order to keep this blog up and running, some content may or may not be sponsored by outside sources. All thoughts and opinions are my own, and not the property of any other organization or individual. There is no cost to you, my readers, in any way.*


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By Michelle Durham
CHESTER, Pa. (CBS) – There will be a daylong conference this Saturday at Widener University, called "Deepening Men's Relationships." It focuses on men's feelings and societal norms that seem to force many men and boys to shelve their feelings, putting them at increased risk for aggressive physical behavior and becoming an absentee partner or parent later in life.
Media Psychologist Dr. Robert Heasley, a Professor of Sociology at Indiana University of Pennsylvania, says the conference is an important one to attend, "for any of us involved in raising boys. As men ourselves really having the chance to sit and really think about what are the messages we received growing up? What gets in our way in feeling connected to other people? Having the life we want? Those are the issues we are going to be addressing."
Bala Cynwyd Psychiatrist and University of Pennsylvania Professor Dr. Rob Garfield says the issue of raising boys who can express their feelings should not just fall to their mother.
"Our stance has been to work to get men to step up to the plate with their boys, taking some of the pressure off of our wives, who get the job of 'well you are the people who teach boys how to have feelings…and that's stupid!'"
Both say boys who grow up not to be in touch with their feelings are also at higher risk for suicide. More information about the conference at MensRelationships.eventbrite.com.
Conference date: March 17th
Time: 8:30 a.m. – 4:30 p.m.
Place: Widener University's Main Campus in Lathem Hall
13th and Potter Streets, Chester, Pa.
Price :$95 or $75 for students.
Continuing education credits are available for an additional $25.


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Holiday Dogs Group Walks – sponsored by Hudson Signs
April 23, 2012
Holiday Dogs Group Walks are designed to give dogs and owners a chance to meet and greet, and to basically go for a group walk together. They are open to anyone, any age so come along (with a dog if you have one!) and help raise money for the Animal Health Trust to help with


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If you have visited other historic plantations, how would you rate your experience at Redcliffe in comparison to other historical sites?


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Bucolic heaven delivers wholesome festival weekend despite rain and gales.
There surely can't be many more beautiful settings for a festival than this. Set on the gentle bucolic slopes of a homespun organic farm, pretty much all of the site overlooks the gorgeous Chew Valley lake and its surrounding hills. Unfortunately I didn't get to spend much time admiring this view though as a good deal of the weekend was marred by rain and gales, which meant I spent most of my time in one wind-battered tent after another.
The weather could easily have been a disaster for the festival, and numbers did seem low, but somehow the extra-wholesome spirit of the weekend survived intact. It's an organic food and alternative energy sort of affair, very friendly with lots of kids, some in bonnets, and a mixed age range of teens and adults who speak with a great surfeit of soft zs. At times I felt like I'd joined the Amish for the weekend, albeit they're not big on soft zs as far as I know, and I was very happy with that. I think I'll get my neighbours over to build me a wooden house soon, yee ha.
Perhaps I'm exaggerating.
In truth this is a lovely festival, small to mid sized, well run, beautifully sited, and with a band line up that without being ground breaking merged seamlessly with the general chilled out good spirited vibe. Highlights for me included The Blockheads, who managed an excellent set for a bunch of old stagers in virtually a tribute band (at times it felt like the ghost of Ian Drury was up there with them), and headliner Stereo MC's, who provided a nice little bit of urban contrast to the so rural setting. There was also something heartwarming in the solidarity in the smallish crowd as we huddled as close as we could to the stage and each other to avoid the lashing rain and wind, like king penguins in a blizzard.
It very much wasn't all about the main stage though. There were plenty of decent bands in the tents too and I saw a fair few of them, what with the rain and all. The highlight of these, in fact the highlight of the whole weekend for me by (aptly) a country mile, was three piece My Baby who were godsmackingly and unexpectedly – I'd never heard of them - fantastic. Theirs was a proper high intensity set, so good it seemed to have been beamed down as a festival blessing from some sort of John Peel heaven. They meant it, they really meant it; look out for them.
Another highlight of the weekend for me was the first outing of the Zutopia Collective, which has grown out of the now legendary and sadly deceased artists studios and all round hedonism party venue in Lewes, Sussex. I spent a fair bit of time in this tent just enjoying the wonderfully inclusive and giving vibe so synonymous over the years with Zu. This collective is only going to grow, even over the weekend the numbers in the tent swelled impressively. Perhaps they'll stage their very own festival next year?
That's pretty much it. In short, Valleyfest is a little gem of a festival with a whole lot of heart. Do make the effort to go next year, it definitely deserves more punters and, with a bit of decent weather, you will be rewarded for your effort in spades…or do I mean in organic vegetables?
Published on 11 September 2016 by Neil del Strother


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The Octagon 20 Advance incubator builds on decades of success of earlier Octagon 20's with an all new intelligent design combining latest digital and materials technology with Brinsea's 30 years of experience. The result is an easy to use, accurate and high performance incubator with exactly the right controls to give the hatching results you need.
The Octagon 20 Advance is also available in EX form which includes full automatic control of humidity. This flexibility and value mean the Octagon 20 series remains the ideal choice whether you are breeding macaws or geese, hens or peafowl.
The specially designed control system is the heart of the Octagon 20 Advance. In normal mode it shows the incubation temperature and humidity to very high levels of accuracy. A simple menu allows the user to change the incubation settings. Features include high and low temperature alarm and choice of °C or °F. The menu also allows full control of humidity with the optional Advance Humidity Pump (see Octagon 20 Advance EX).
The high quality incubator cabinet is entirely injection moulded from high grade ABS which makes it tough and easy to clean. The base is double skinned and foam filled to reduce heat loss leading to lower electricity consumption and better temperature distribution. The top of the incubator is clear allowing good visibility of the eggs and chicks.
Air is circulated by a long life computer grade fan which, coupled with the unique grill with optimised air diffuser leads to extremely even air temperature throughout the egg chamber. Fresh air is controlled with a vent slider and humidity is provided by water in two reservoirs in the base.
To accommodate eggs of different sizes the Octagon 20 Advance's removable egg tray is supplied with dividers which the user can position to suit their eggs and so maximise the number of eggs that can be held. Eggs from as small as finches to as large as geese can be incubated and a guide to the numbers of a range of popular species which will fit is give in the specification table. Eggs are turned during incubation as the whole incubator is automatically rocked from side to side every hour by the Autoturn Cradle included.
Brinsea have now incorporated a cooling option in all their Advance models of egg incubators for 2012 for proven increases in hatch rates. This feature turns the incubator's heater and low temperature alarm off for a selected period but keeps the fan running. After the cooling period is complete the incubator reverts to normal temperature and the alarm is automatically reset.
Free 3 year guarantee when registered online
Now protected by Biomaster antimicrobial additive: proven to reduce bacterial growth by 99.99% and 100% safe for eggs, chicks and humans. Protects hatches from microbial transfer by cross contamination helping to reduce unexplained hatching failures.


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Ski touring is the fine art of suffering, balanced only by a few precious moments of pure ecstasy. For every brief moment of joy during the weightless descent, hours are spent meandering up steep slopes. At day's end, snuggling deep into down bags with the subalpine wind blowing pinecones through the trees, a sense of profound peace settles deep into the psyche.
The Hut is the powder palace of many a low-income earner, that sanctuary from snow where passions and odours mix in the communion with nature. Huts are becoming increasingly popular; on busy weekends it's not unusual to be packed in like rats on a submarine, but everyone is too, too tired to care, face plastered with that wild-eyed grin endemic to all backcountry travellers.
There is nothing more indelibly romantic than the Hut experience. Out in the blistering cold of the winter alpine, the intensity of the blue sky is matched only by the howling winds of a deep winter storm. And when the clouds roll in along the coast, the Huts are havens in the midst of whiteouts and epic snowfall. While alpinists and ski mountaineers dig snowcaves, pitch single-wall tents or forego even rudimentary comfort to bivy out in the elements, the rest of us powder-hunting, skanky ski-touring folk trudge our lazy asses into a warm, somewhat stinky hut, peeling off the sweat-stained layers to steam clothes and smoke bowls in front of the stove, breathing in fumes and downing schnapps.
Ski bums, architects and freaks: skiing at the Diamond Head Lodge
The idea of putting a hut out in the midst of the subalpine wilderness, though embedded deep within the ski culture of the Coast mountains, arose in the European Alps, where the Grünhorn Hut on the Tödi was built in 1863 by the Swiss Alpine Club. Though alpine huts were first built as staging areas for climbers attempting the most challenging summits, as skiing came into a sport of its own in the late 19th century, huts were built at treeline for skiers seeking out the adventure of self-propelled descents.
Joan Mathews, Ottar Branvold and his brother Emil built the Coast Range's first lodge, the Diamond Head Chalet, in the late 1940s. Long before Highway 99 became a four-lane racecourse, skiers took the four-hour ferry through Howe Sound to Squamish, then continued by train to Garibaldi Station, where after an overnight stay they hitched a ride from the Chalet's Bombardier snowcat up past the Red Heather ski area and to the lodge itself. Located just east of Squamish, the Chalet served as the basecamp to a wealth of terrain, including the gentle slopes of Paul Ridge and the more demanding objectives of Mamquam Mountain and Mount Garibaldi. It is also the southern terminus of the Garibaldi-Névé traverse, which like the Chalet, was first completed in the '40s. The Chalet was originally conceived by the Branvolds (Joan later married Ottar) as the first of a series of lodges in what is now Garibaldi Park, linked by hiking trails. Had it been built, the chain might've established a ski-touring classic not unlike the Haute-Route in the Alps.
December 5, 2019, 3:30 PM
Marshal Iwaasa's charred pickup was found near Brian Waddington hut on Nov. 24 More...
December 5, 2019, 2:36 PM
December 5, 2019, 7:00 AM
Still uncertainty over foreign buyers tax floated by Liberals ahead of election More...


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Published at Wednesday, May 01st, 2019 - 02:50:34 AM. Worksheet. By Nadine Maillard.
A worksheet is paper and pencil. There are no other materials used in conjunction with the worksheet. These include handwriting practice sheets and coloring pages. Sometimes parents like to pull out manipulatives for math worksheets to help the child "build" the answer. I still count these as worksheets. You really only need the manipulatives anyway, and the child will get far more out of the lesson if he writes his own equations rather than writing an answer down on a worksheet. A worksheet is not a printable that is used to enhance a hands on activity. Do you see the difference here? When we use a hands on material like unifix cubes to help solve problems on a worksheets, it's not okay. But if the worksheet (or printable) is used to enhance the activity such as counting mats, it's okay. The worksheet should be an afterthought, not the reason for the manipulatives.
Insert any shapes and lines. You will use the same steps as making a border, but I will show you how to format it so it is the perfect size and in the right place. There is nothing that bugs me more than when a shape is not perfect! This is a little trick I learned to make sure it is the right size: Go to the Format tab. On the right, look at the sizes for the height and width. If you need a shape to be a certain size, you can change these. To make a circle perfectly round, make sure both the height and width are the same. Ok, you got your shapes together, but they're not in the right spot. You don't have to move every piece individually! Click your mouse and hold it down as you go over and around the shape, just as if you were making a text box or square around it.
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S.852 - National Salvage Motor Vehicle Consumer Protection Act of 1998105th Congress (1997-1998)
BillHide Overview
|Sen. Lott, Trent [R-MS] (Introduced 06/09/1997)
|Senate - Commerce, Science, and Transportation
|Committee Reports:
|S. Rept. 105-265
|Latest Action:
|Senate - 10/12/1998 Message on House action received in Senate and at desk: House amendment to Senate bill. (All Actions)
|Roll Call Votes:
|There has been 1 roll call vote
This bill has the status Passed House
Here are the steps for Status of Legislation:
- Introduced
- Passed Senate
- Passed House
Subject — Policy Area:
- Transportation and Public Works
- View subjects
Summary: S.852 — 105th Congress (1997-1998)All Information (Except Text)
Shown Here:
Passed House amended (10/10/1998)
National Salvage Motor Vehicle Consumer Protection Act of 1998 - Amends Federal transportation law to require States receiving Federal funds for the compilation of passenger motor vehicle titling information, in licensing a passenger motor vehicle whose ownership has been transferred, to disclose on the certificate of title whenever records indicate that such vehicle was previously issued a title that contained a word or symbol signifying that it was "salvage," "older model salvage," "unrebuildable," "parts only," "scrap," "junk," "nonrepairable," "reconstructed," "rebuilt," or that it has been damaged by flood, and the name of the State that issued the title.
(Sec. 2) Directs the Secretary of Transportation to issue regulations requiring each State in licensing such vehicles to apply specified uniform standards, procedures, and methods for the issuance and control of motor vehicle titles and for information to be contained on such titles. Requires any State not in compliance with the uniform Federal requirements to print conspicuously on a motor vehicle's title or ownership certificate that such State does not conform to such requirements.
Directs the Secretary to prescribe regulations requiring: (1) a person transferring ownership of a rebuilt salvage vehicle to disclose to the transferee, before the time of transfer, that the motor vehicle is a rebuilt salvage vehicle when such person has actual knowledge of such fact; and (2) that a label containing such information be affixed to the windshield or window of a rebuilt salvage vehicle before its first sale. Prohibits any person from willfully removing, altering, or rendering illegible such label before the vehicle is delivered to the first retail purchaser.
Directs the Secretary to report to appropriate congressional committees whether the costs to States for compliance with the requirements of this Act can be met by user fees for titling, registration, inspection, or other services, or by earmarking moneys collected through law enforcement action to enforce such requirements.
Makes it unlawful for any person knowingly to: (1) make false statements on the application for a motor vehicle title or any disclosure with respect to a rebuilt salvage vehicle; (2) fail to apply for a salvage title when such application is required; (3) alter, forge, or counterfeit a certificate of title, a nonrepairable vehicle certificate, a certificate verifying an anti-theft inspection or an anti-theft and safety inspection, a required decal affixed to a passenger motor vehicle, or any disclosure with respect to a rebuilt salvage vehicle; (4) falsify the results of an inspection; (5) offer to sell any salvage vehicle or nonrepairable vehicle as a rebuilt salvage vehicle; (6) fail to give notice to a transferee of a motor vehicle that it has been damaged by flood; (7) fail to make any required disclosure with respect to a rebuilt salvage vehicle; (8) violate a regulation under this Act; (9) move a vehicle or a vehicle title in interstate commerce for the purpose of avoiding the titling requirements of this Act; or (10) conspire to commit any of these acts. Sets forth civil penalties for violations of this Act.
Authorizes the chief law enforcement officer of a State, whenever a person violates a requirement of this Act, to bring an action in district court to restrain the violation, or recover amounts for which a person is civilly liable, or recover the amount of damage suffered by a resident in the State as a result of the knowing commission of the unlawful act by another person.
(Sec. 3) Requires the National Motor Vehicle Title Information System to permit a user to establish instantly and reliably, among other things, whether: (1) an automobile known to be titled in a particular State is or has been a nonrepairable vehicle or a rebuilt salvage vehicle; and (2) an automobile bearing a known vehicle identification number has been reported as a nonrepairable vehicle or a rebuilt salvage vehicle.
Limits to States receiving certain Federal grants for the compilation of passenger motor vehicle titling information (currently, every State is required) to make such information available for use in operating the System.
(Sec. 4) Amends Federal transportation law to direct the Secretary to develop and implement a program to notify U.S. dealers and distributors of the prohibition on the sale or delivery of any vehicle for use as a schoolbus that does not meet prescribed standards.


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Scientists developed a test able to predict a risk of miscarriage for pregnant woman. The test measures the level of anandamide, a naturally occurring 'cannabis' in pregnant women who may have a negative outcome of their pregnancy.
Justin Konje, a professor and his colleagues at the University of Leicester, said that they managed to use their method of measuring the level of naturally occurring cannabis anandamide to foresee the possible risk of miscarriage in women with viable baby and having vaginal bleeding. The high level of anandamide indicates that woman is at increased risk of miscarriage.
Using the test on 45 women with threatened miscarriage, scientists predicted who would eventually have a miscarriage and who will have a live birth.
Women who would be warned about their risk of miscarriage will have to undergo serious stress but they will be able to cope with this quicker knowing the outcome of their pregnancy.
Scientists plan to go on with further research and if the results will be confirmed, the bed-side test will be developed to use in clinical practice.
The high level of anandamide measurement has an advantage over other methods like those based on peripheral blood mononuclear cells. Professor Konje found that the level of endocannabinoid, a compound similar to cannabis produced in a body is lower at an early stage of the pregnancy and increase at the time of supposed term of delivery. He revealed that those women, who delivered, had four times higher level of the endocannabinoid than those who did not.
The test determining the level of naturally occurring cannabis will be helpful to those women who may have a preterm birth and other pregnant women who will deliver in term.
Scientists are aimed to develop a test that would be able to give the results in 10-12 minutes if compared to the blood test which can take up to 12 hours to get the results.
The research is published in the Journal of the American Medical Association.


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hacer punto, hacer media, hacer punto de media, hacer agujeta, hacer calceta, calcetar, hacer molde, tejer, tejer a dos agujas, tejer a palillo, tricotar...
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Analyzing Data
The next step is to analyze your data and look for trends.
Finding Trends in the Gradebook (Quantitative)
One way to do this is to view the gradebook and look for patterns. Do you see that students typically submit their writing assignments late? Are students consistently performing below the mastery level you had hoped for on their homework assignments? Is there a sudden drop in the class average on a particular quiz?
If you see a pattern emerge, analyze it more closely. In the example above where there is a sudden drop in the class average for a quiz, you may need to check whether quiz questions align properly with the objectives for the week, or whether the lectures and readings cover the material adequately. Was the quiz scheduled at a time during the semester when students are likely to miss the quiz? If you have an idea of what may have caused this issue, you'll need to decide how to take action (see below). If you're unsure of the cause you could implore qualitative data techniques or survey the students to investigate the pattern further.
If you are interested in learning more, you can sign up for the Using e-Learning Data to Improve Learning training (details below).
Analyzing and Improving Quiz Questions (Quantitative)
It's a good idea to complete an item analysis on every new multiple choice quiz or test you give. An item analysis will identify questions that could be rewritten to be made more effective. Your goal should be to write valid questions that will help you reliably discriminate between students who know the material you are testing them on, and students who do not.
The AT Handbook on Testing and Grading explains how to calculate the difficulty, discrimination index, and effectiveness of each alternative for each multiple choice question in your assessment. Your LMS may already calculate some of this information for you. For more information on how to use the statistics available to you within the UF e-Learning system, read the CITT Blog post What a Test Can Tell You? Or, sign up for the Using e-Learning Data to Improve Learning training (details below).
Finding Trends in Survey Results (Quantitative and Qualitative)
Once students have completed a survey, try sorting students' responses based on their expected letter grade or current average. Do the 'A' students feel differently about some aspects of the course than the 'C' students? Look for trends. Can you hypothesize why your lower achieving students may feel differently about one aspect of the course than your higher achievers? The next step will be to decide how and when to intervene.
Discussion Boards (Qualitative)
Review your Stop, Start, Continue board and/or FAQ/General Discussion board to identify areas where students needed more clarification. Additionally, review the weekly graded discussion topic boards for quantity (frequency of posts beyond the minimum) and quality to see how you could improve your prompts to make them more engaging.


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|RSS Feed
The Independent Investor: Mid-Term Results Take Investor Focus Off Washington
True to form, the opposition party regained control of the House, while the ruling party, in this case the GOP, retained control of the Senate. If history is any guide, this means that little in the way of legislation will be coming out of Congress for the next two years.
In the past, investors and the stock market alike did better than you might expect under this kind of political paralysis. That's because financial markets abhor the unknown. Given the unpredictability of politics and legislation, investors are far more content with inaction than action, unless of course, those actions are favorable to the markets or the economy.
Take for example, the tax cut of 2018. That sent the markets higher because most investors expected the cut would fuel additional growth in the economy. In turn, that would generate higher earnings for public companies and provide a reason to bid the stock market up even higher.
While expectations for any additional tax cuts over the next two years are remote, there could be some surprises. There is some conjecture that the Federal government could undo parts of the tax cut. They could reinstate, for example, the federal tax deductibility of those states with an income tax. In exchange, the corporate tax rate might be raised a few percentage points. Of course, it's early days and any quid pro quo negotiation on taxes between the two houses and the president could drag out until 2020.
The unfolding disaster that is the Affordable Care Act (ACA) over the first two years of Republican rule was not lost on voters. Health care was identified as one of the greatest concerns among voters in exit polls across the nation. That doesn't mean that the legislatures will suddenly be able to come together and fix a health care system that has run amuck.
If the GOP, which had control of the executive branch and both Houses of Congress, could not come up with a plan to replace the AFC, why would we expect a divided Congress to do any better? At most, we may see drug pricing initiatives, but the passage of even that effort is doubtful.
The common wisdom of most political pundits is that the Democrats will launch investigation after investigation into the perceived wrong-doings of the president, his cabinet members, and anyone else they can target among the GOP. As a result, no one in power will have the time or energy to contemplate any new legislation. Most of their efforts will be tied up in defending themselves.
One area that might see the light of day might be infrastructure spending. Both parties have been talking about that since the early days of the Obama Administration. At that time, Republicans considered themselves deficit hawks and did not want to spend the money necessary to fund a multi-trillion-dollar spending program.
Today, however, Republicans, with few exceptions, have taken on the mantle of big government spenders. Democrats, at least since the days of Franklin Roosevelt and the New Deal, have always been saddled with that reputation. It is conceivable that enough elements of both parties could see their way into a compromise infrastructure spending bill. The caveat here is that the deficit itself could become an explosive issue next year as interest rates (and debt payments) continue to rise. In which case, neither party may be willing to add to the nation's debt for any reason.
In my opinion, the direction of the stock market will be far more dependent on how fast and how high-interest rates will rise. The outcome depends on the Federal Reserve Bank and not politicians in Washington, D.C.
There is one worry, however, that does continue to haunt the markets. President Trump's on-going trade war could ultimately sink both the economy and the stock market. The Democrats in the past, having been no friend of free trade, believe strongly that America has not been treated fairly by our trading partners. Given that the president and the Democrats may see eye-to-eye on this issue, it may embolden Trump to escalate his tariffs and other demands on our trading partners.
Bill Schmick is registered as an investment adviser representative and portfolio manager with Berkshire Money Management (BMM), managing over $400 million for investors in the Berkshires. Bill's forecasts and opinions are purely his own. None of the information presented here should be construed as an endorsement of BMM or a solicitation to become a client of BMM. Direct inquiries to Bill at 1-888-232-6072 (toll free) or email him at email@example.com.


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Car 8, back to New York State via Ohio.
Cheers, Bill and Jim and Dan read their blog
Car 0 and Car 4, back to Seattle. more
Catch you later, Eric, Steve, Rob, and Nick
Car 11, back up to Yellowknife.
Bye, Mark and Bob and Kelley
Car 6, down to Redlands CA.
Bon Voyage, Greg and Judy their story
|Wanna see results?
Check out the
SCORES BY LEG (table)
DAILY SCORES - CARS (graph)
DAILY SCORES - BIKES (graph)
|DAY 10: The Road Home
|Man, we had fun at the bar last night (or so I vaguely remember). But this morning people seem short-tempered as they pack up bags, scrape decals off windows, and contemplate the long road home. Reality is returning. A bunch of us meet for lunch at Lake Louise, farther south in the park. But our paths diverge here. So goodbye, new friends, goodbye, good friends, goodbye, goodbye.
Getting back
into civilization.
Cell phones
beginning to ring.
Look out gang,
here comes
the real world
Patricia Murphy of KUOW filed radio reports - including one for NPR's Savvy Traveler. Read her full news report here.
We hope to have some good airtime when Toolbox's SpeedVision special comes out at year end. Toolbox put a little camera in our car for two days. And we kept the tape rolling through thick and thin - unlike the team that ripped the microphone off the camera during a "friendly" in-car disagreement - or the team who completely erased the camera's tape after a less-than-perfect run


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Buddhist Sangha
Wednesday, December 12, 2018Time
12:00 pmLocation
Library Quiet Room
The Buddhist Sangha meets in the Library Quiet Room (3rd floor) Wednesdays from 12-1pm and Thursdays from 8-9pm.
This weekly meditation is open to all.
Sponsored by Religious & Spiritual Life and Contemplative Practices.
For more information, contact firstname.lastname@example.com
Annie Sampugnaro
(845) 437-5550
Religious and Spiritual Life Office
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This calendar contains a selection of events open to the public, unless otherwise noted. For the full campus calendar, visit: Master Calendar


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2017 White Water Rafting Outing August 4-6
The final balance owed by each team on Monday, June 26 needs to be turned in at the meeting on Monday, June 19 or you can bring them to the meeting on June 26 and give them to ASM Scheid – he will collect any payments that come in. We must have the balance by this date because we need to mail it to the WWR company before leaving for summer camp on July 1st. They must receive the final payment 30 days before our trip.
Please see the list below of other things that need to be accomplished prior to the trip in order to participate:


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Consumer Technology Association chief Gary Shapiro said that the Trump Administration is going "in the right direction" when it comes to immigration, during a panel discussion at the South by Southwest festival in Austin.
Why it matters: Trump immigration have not been well received by many in tech, which features large numbers of foreign-born tech employees and entrepreneurs. But Shapiro's comments show there is not unanimity.


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If you're lucky enough to have an incredibly light period then I envy you. You have no idea how bloody lucky you are.
1. You spend your whole time in the toilet. Its not fun.
2. You're constantly paranoid. All you can think about is wether or not people have noticed, or if you've left patches...
3. The cramps. It's a whole week of non-stop pain.
4. The raging hormones. They drive me insane, they make you wanna cry all the frickin' time..


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If you don't know what a distance estimator is, you'll find some quick introductions here. Having discussed folding space in some detail, I'd like to go over some interesting uses of perlin noise that you can apply to simple distance estimation functions.
This approach allows you to do full 3d displacement mapping on standard raytracing primitives. 3d displacement mapping is one of the things that we used to consider a holy grail of rasterisers when I worked in games. The problem is that bump mapping is a pixel operation, but distorting objects modifies the vertices, which in rasterised graphics is usually pretty expensive. The world of raytracing is quite different though. Truly displaced objects have been possible for a long time with raymarching algorithms searching along the intersection point for 3d displacements. However, distance estimation functions make 3d displacement embarrassingly easy.
First up, what is perlin noise? Basically it's a form of random noise which is classed as coherent noise. This means that neighbouring samples will vary a little, while distant samples will vary randomly. Perlin noise is easy to generate and has been used for many years to generate procedural textures etc., in fact, ever since Ken Perlin came up with it back in the 90s (or at least formally documented it).
Let's start up with a single octave of perlin noise. This simple picture shows random variables interpolated using a cosine interpolator to give smooth values. You can see that this basically looks like repeating white noise with some blurring over top.
Strictly speaking this is already coherent noise within a certain interpretation, but we can make this texture look a lot more interesting by adding another layer of interpolated noise overtop, this time at half the wavelength (and with half the intensity).
So lets add some more octaves to this noise and see what we get.
Now you can see why people use this a lot. A lot of landscape terrain generators start with this type of noise function, and if you look at things in nature like the edges of clouds, you can see similarities.
Applying perlin noise to a simple cube gives you a procedural texture on top of a basic flat surface. Note that we still have very hard and straight edges.
But what about if we render a cube using a distance estimation function, and then we factor perlin noise into the distance estimator? A very basic way to do this is to mix perlin noise into the dimensions of the box we're testing against in the distance estimator. In Wooscript the shader looks like this. (note you'll need the latest version of Wooscripter to be able to use the diffuse register as a temp store…)
rule main { scale = vec(8,8,8) distancefunction(perlindisplacement) distance } shader perlindisplacement { diffuse = vec(add(0.9,mul(perlinxyz(pos, 1, 1.0, 5, 8, 0.5),0.05)), 0, 0) distance = box(pos, vec(getx(diffuse),getx(diffuse),getx(diffuse)), vec(0,0,0)) }
And the rendered image suddenly has full 3d displacement.
This is very neat, but why does it work? Let's go back to the origins of perlin noise. Perlin noise is a form of coherent 3d noise, it means that the values are continuous, i.e. not discontinuous, and therefore they can be used within distance estimation functions. You have to bear in mind though that there are two things that we'd expect from a typical distance estimator.
1. Continuous function
2. Represents the minimum distance to the surface
Once we start putting perlin noise into the function we break that second constraint. Going back to a standard distance estimator, a sample is taken for the distance to the object, the ray is stepped forwards this amount, and another estimate is calculated.
If constraint 2 doesn't hold then we can't step the whole estimate along the ray. Instead we need to multiply the estimate by a stepsize which takes into account the potential overestimate. In Wooscripter you can do this by setting
stepsize=0.8 // or whatever fudge factor is appropriate
Guessing the full fudge factor is dependent on the variance within the noise function you're using. With this version of perlin noise 0.8 will do fine, but if we turn up the amount of perlin noise we're using, we'll need to reduce the stepsize down.
For the following render I've ramped up the noise level and I've tuned the stepsize down to 0.1 to capture the detail. I've also ramped the distanceiterations up to 2000 as it can take longer for these smaller step sizes to find the surface.
This approach also works nicely when render other basic primitives. Wooscript supports a sphere() distance estimator, and it's trivial to blend perlin noise into the radius value. In this case we get a lovely red cube with a 3d displaced surface.
shader perlinsphere { diff = vec(0.5+perlinxyz(pos, 1, 1.0, 5, 5, 0.5)*0.5, 0, 0) distance = sphere(pos, vec(0,0,0), diff.x) }
We can also ramp the level of noise right up giving us some very interesting looking fragmented objects like this green thingy.
In this case we've almost lost the fact that we're raytracing a sphere completely. Because perlin noise is varying across 3d space, we've also ended up with a 3d shape with concave surfaces carved into it. To avoid this and just get a noisy sphere we can change our DE to only sample the noise function in the unit sphere.
shader perlinsphere { diff = vec(0.5+perlinxyz(normalise(pos), 1, 1.0, 5, 5, 0.5)*0.5, 0, 0) distance = sphere(pos, vec(0,0,0), diff.x) }
Now we get a far more interesting exploding sphere object.
We can also extend this idea to things like toruses. Take a look at this example where we've modified the outerradius by a perlin noise function that's normalised to the unit sphere. In this case we get a tube of varying radius. Cool!
Finally, let's take a look at a CSG object where a standard spherical shell has a perlin jelly subtracted from it…
shader perlinsphere
diff = vec(0.7+perlinxyz(normalise(pos), 1, 1.0, 14, 5, 0.5)*0.5, 0, 0)
distance = max(max(sphere(pos, vec(0,0,0), 0.7),
neg(sphere(pos,vec(0,0,0), 0.65))),
neg(sphere(pos, vec(0,0,0), diff.x)))
Hopefully this has given you some inspiration to try things out for yourself. Wooscripter v1.0 is released in tandem with this article and now supports material shaders along with perlin noise in distance estimators. Download it here, or follow me on twitter (@dom767) for all the latest renders.


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This British horror anthology follows a trio of short slasher flicks. The first (and one that serious creeped me the eff out) is about a puppeteer that tries to get revenge on all who wronged him, the second follows a woman with murderous visions and the finale is about a bunch of punk thieves.
If you only have time to check out one of these, I have to suggest the first one. The puppet giggling, noise thingy that are made when the puppets attack still haunt me 24 hours later after watching this. SHUD-DER ya'll!
The acting is over the top corny but still it's overall enjoyable movie.


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Environmental Cost and Face of Agriculture in the Gulf Cooperation Council Countries
Fostering Agriculture in the Context of Climate Change
- Editors
- (view affiliations)
This volume presents the outcome of an Agriculture Workshop organized by the Gulf Research Centre Cambridge (GRCC), and held at Cambridge University, UK during the Gulf Research Meeting 11-14 July 2012. Co-directed by the editors, the workshop, entitled "Environmental Cost and Changing Face of Agriculture in the Gulf States" was attended by participants from Australia, Bahrain, India, Kuwait, Oman, Saudi Arabia, Turkey, UAE, UK, and Morocco. These scientists, educators, researchers, policy makers and managers share their experience in agriculture in the Gulf States, with the aim of helping to improve agriculture production and thus bridge the gap between local production and the food import.
The papers gathered here were presented at the workshop, and have all passed through rigorous peer review by renowned scientists. The diverse papers present various aspects of agriculture production in the evolving face of climate change and dwindling water resources in the region. The book covers topics such as the prospects of agriculture in a changing climate; the potential of climate-smart agriculture; the impact of food prices, income and income distribution on food security; improved efficiency in water use; challenges in using treated wastewater in agriculture; investment in foreign agriculture and agricultural research and development. The papers span the nations of the Gulf Cooperation Council, with specific case studies set in Oman, Bahrain and Kuwait.


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Mission Statement
The mission of Lubavitch of Montgomery Country is founded on the principle Love Your Fellow Man. It is committed to enhance the spiritual and physical well-being of the Jewish people, and to providing the opportunity to study and observe the tenets of Judaism as stated in the Torah, the Code of Jewish Law, and traditional works of Jewish law and philosophy, without regard to degree of commitment or form of affiliation. To this end, Lubavitch of Montgomery County establishes and maintains synagogue services, adult Jewish education courses, youth programs, family holiday awareness events, lectures, and the distribution of Jewish ritual items. Lubavitch of Montgomery County also sees within its mission promoting consciousness of G‑d and morality for all mankind.
Click here to read our Report for Winter 2018
Serving the Jewish Community with three centers & Friendship Circle
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Fort Washington, PA 19034
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Lafayette Hill, PA 19444
Friendship Circle


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When people talk about the "Marvel Universe," in most cases they're referring to a world designated Earth 616, home to the classic incarnations of Marvel Comics' heroes and villains, but the actual size of the company's shared universe is much far greater and includes numerous dimensions. In these other dimensions history and even reality is often changed, leading to slight or radically different iterations of Marvel characters.
Dan Slott Unveils "Spider-Verse," Featuring "Every Spider-Man Ever"
This September readers will travel to five of these different dimensions and encounter five different incarnations of Marvel's flagship character, the Amazing Spider-Man, in the "Edge of Spider-Verse" miniseries which features work by a different creative team across each of its five issues. CBR News spoke with Senior Editor and Spider-Man group editor Nick Lowe and writers Jason Latour & David Hine about their contributions to the series, which paves the way for the upcoming "Spider-Verse" event story line, and also features the Marvel Comics debut of writer Gerard Way.
CBR News: "Spider-Verse," a major Marvel event story that involves every incarnation of Spider-Man is almost upon us. From what I understand the "Edge of Spider-Verse" miniseries will introduce readers to some new spider-powered characters and reintroduce some fan-favorite ones. Nick, what exactly is this project and how did it come about?
Nick Lowe: This is the shot across the bow for "Spider-Verse." Like you said, in this miniseries we'll meet some Spider characters we've met before and we're going to be meeting a few new ones, too. One of my goals with the series is to highlight some characters that are going to be important in "Spider-Verse." That is, if they survive this book (and some of them don't!).
My other goal was to put together one of the most interesting stable of creators ever. I didn't want this to be just another group of stories leading up to an event. I wanted it to be special. So the creators were what I thought of first and I'm really, really proud with the people I've got on these issues.
The title "Edge of Spider-Verse" suggests a loose connection to the main story, but is that the case? How connected are the stories in these issues to the main "Spider-Verse" tale with Morlun and Peter Parker?
Lowe: These are all stories that lead into "Spider-Verse." By "Edge" we mean that you're crossing the edge of "Spider-Verse" and about to turn into its driveway. Some of the characters in this miniseries will have pretty major roles in "Spider-Verse."
In fact, you might see some of them in other "Edge of Spider-Verse" issues as well. "Edge of Spider-Verse" isn't only this miniseries. It's a banner for all the books that lead into the event. You'll see issues of "Amazing Spider-Man" that are "Edge of Spider-Verse." Both of the "Superior Spider-Man" issues #32 and #33 are "Edge of Spider-Verse" issues as well. There will also be an "Edge of Spider-Verse" issue of "Spider-Man 2099." So through this miniseries and those issues you're going to meet a lot of Spider characters who are going to be important to "Spider-Verse."
RELATED: Gage Sets the "Spider-Verse" Stage with One More "Superior Spider-Man" Story
So the individual issues of the "Edge of Spider-Verse" miniseries are all connected because of their ties to the event, but will they be accessible and self-contained for readers primarily interested in the adventures of a particular Spider character and/or the creators involved with that character?
Lowe: Absolutely. We built each of these to tell a story and at the same time have a tie into "Spider-Verse." Each one of them though will have a very easy entry level. Some of the stories feature brand new characters and some have established histories.
Let's talk a little bit about each of the five titles and the creative teams involved. "Edge of Spider-Verse" #1 is written by David Hine and Fabrice Sapolsky and features art by Richard Isanove.
Lowe: Yes, so David and Fabrice were the writers behind the previous "Spider-Man Noir" books that Marvel released. I really liked those books when they were coming out and I loved that Spider-Man Noir was in the "Spider-Man: Shattered Dimensions" video game.
So "Spider-Man Noir" has always been a favorite and I wanted to get David and Fabrice back together again. Then I saw it might be possible to get Richard on art. Richard not only is one of the greatest colorists to ever color a comic, but he's also an incredible artist in his own right. You can see that from the issues of "Savage Wolverine" and "Dark Tower" that he did. So I thought these creators would be a really nice fit together. I was really pleased to lock them into the first issue and set them off running.
David, I believe it's been about four years since your last Marvel work and your last "Spider-Man Noir" story. How does it feel to return to the character and the company for a big event like "Spider-Verse?" What do you find most interesting about the Peter Parker of "Spider-Man Noir?"
David Hine: Yes, the last book from Marvel was "Spider-Man Noir: Eyes Without A Face" in 2010. Most of my work tends to be creator-owned or for independent publishers these days, but I have a great love for the Spider-Man Noir character, so it was good to be invited back to write this issue. This version of Peter Parker is a lot harder-edged than the wisecracking web slinger of the regular Marvel Universe. This is still Peter Parker, with the same flaws and qualities, the same yearning for justice, but he is also a reflection of the period he grew up in. The challenge is to keep the character recognizable and credible, while taking him in a different direction because of the things he has experienced.
In terms of plot and themes, what is your "Edge of Spider-Verse" issue about? How new reader friendly is it? I understand the issue pits Spider-Man against a 1930s version of Mysterio? What can you tell us about this character?
Hine:Readers who are new to Spider-Man Noir should have no problem with the story. The first two series were set in the early 1930s when the Great Depression was at its worst and we saw Peter Parker and Aunt May as political activists. This time, we've skipped ahead a few years to 1939 and the New York World's Fair. This is supposed to be a new era, looking toward a future of scientific advancement and prosperity, but it is also the eve of the Second World War, so there's a sense of impending doom hanging over the whole story.
Fabrice Sapolsky and I, when we were discussing which villain to revamp for this issue, both immediately came up with Mysterio. Spider-Man Noir has always drawn together elements of both Noir and the Pulp magazines of the '30s and Mysterio is a perfect mix of the supernatural and super-science. He is presenting a performance of magic and escapology in the amusement area of the World's Fair, but his real intention is to get his hands on the superhuman powers of The Spider-Man.
What do you feel Richard Isanove brings to this story as an artist? Seems like he'd be perfect for this coming off his recent "Savage Wolverine" run which was a period piece set during prohibition.
Hine: Absolutely perfect. Richard is a very fine artist and I'm excited to have him on board. He's widely known for his color work, of course, notably on "The Dark Tower," but his art and writing on "Savage Wolverine" demonstrate that he's a perfect fit for this book, and I'm sure he'll capture the authentic look and feel of the period. I'm very much looking forward to seeing what he does with Spider-Man Noir.
We only have 20 pages for this issue so it's important to convey the sense of a buildup to the threat of the "Spider-Verse" event. Setting the story at that pivotal point in history when the world is about to be plunged into war is a good way to set that up, but we've also introduced some new elements to the Spider-Man Noir mythos, which I hope will pique the interest of Spider-Man fans enough to demand a return of Spider-Man Noir, not just in the "Spider-Verse" event but in his own right. So from my own point of view this book is also my pitch to bring back the Noir.
The second "Edge of Spider-Verse" issue is by writer Jason Latour and artist Robbi Rodriguez. I understand it will take takes us to a world where it's Gwen Stacy who's bitten by a radioactive spider and becomes Spider-Woman...
Lowe: Yes, I'm a big a Jason Latour fan. I've gotten to work with him a couple times, but since I moved over to the Spider-Office I haven't been able to work with him yet with his writer hat at the very least. So he was one of the first creators I called to do something because if you read his work on books like "Loose Ends," "Winter Soldier," or "Wolverine & the X-Men" he comes at things from such a fresh angle. The same thing goes for his art on "Southern Bastards," his Image Comics series with writer Jason Aaron. He's an artist's writer because he's an artist as well.
[Latour] is such a great comic storyteller and cartoonist. So I went to him and I threw out the idea to him that the Gwen Stacy Spider-Woman is a big part of "Spider-Verse." He really took to that character and had a story to tell. Then we talked about who would draw the story and Jason's first choice, which I was completely on board with, was Robbi Rodriguez who's killing it on "FBP" over at Vertigo. He had previously done an issue of "Uncanny X-Force" for me. So I really enjoyed working with them and Jason and Robbi's Gwen Stacy Spider-Woman story is really, really cool.
Jason, I believe "Edge of Spider-Verse" #2 is your first time working in Spider-Man's world. How does it feel to be given that chance with a story that ties into a big event like "Spider-Verse?"
Jason Latour: It's surreal. As a kid I read as many Spider-man comics as anything. It's always been on my bucket list to contribute to his world. So creating a character for that world, that I hope has the potential to stick around awhile, is pretty thrilling.
SPIDER-MANDATE: "Learning to Crawl" with Nick Lowe
"Edge of "Spider-Verse" #2 takes readers to a world where a radioactive spider bit Gwen Stacy and she became superhero known as Spider-Woman. What can you tell us about this incarnation of Gwen and her adventures in this issue? What do you find most interesting about her? In terms of plot and themes what is this issue about?
Latour: Well, one of the things I think is strongest about Spider-Man as a concept is that the themes run so deep that they really open themselves up to re-interpretation. On some level this is obviously that kind of story, but hopefully it isn't a simple "What If" where the gender swap or the plot superficially change things. We're trying to treat Gwen as a fully realized and fundamentally different person than Peter, to treat Spider-Woman as something new. But as we set out to do that it's impossible not to think about what she shares with Spider-Man. What that seems to be, aside from the powers, is that they're very much influenced by strong parents.
I've always gotten the sense that the Parkers were the kind of people who thought the community should police itself, that every person was responsible for the welfare of the whole. On the other hand Gwen's biggest relationship is with her father, Captain Stacy, who maybe shares some of the same qualities as the Parkers, but at the end of the day he straps on a gun and a badge and takes it upon himself to police that community. To me that slight wrinkle adds an interesting nuance to the lessons she'll learn.
Counterbalance all that with what I think is a fun, modern story about a young woman struggling with what she wants out of life. Gwen's in a band, she wants to be an artist -- but how practical is that when suddenly you can lift cars and stick to walls? What happens when you wake up and find you are basically a gun? Do you have to carry a badge too? Is it selfish to want something else?
Nick mentioned that you suggested Robbi Rodriguez for the story. What about his work makes him a great fit for the story you're telling?
Latour: Robbi's a very big reason I wanted to do this comic. We've done a few little weird things together before that were a ton of fun, and so I'm always looking to pull him along on some new adventure. It's honestly been a real pleasure to watch him grow into a really great cartoonist over the years. He's just got a real eye and sense for the world around him that's channeled through this boundless energy and desire to fearlessly experiment. You couple those talents with the work ethic he has, and the focus he's given to improving at the fundamentals of drawing and good storytelling and you've got the makings of something special. So setting out to work with him again really makes me want to raise my game and try to give him a script that will excite and elevate his work as much as I know he will mine.
I hope people enjoy what we're doing. Nick Lowe really has given us a lot of leg room to do something fun and unique. I'm really excited to have that power and whatever else comes with it.
"Edge of Spider-Verse" #3 not features art by "Infinity" artist Dustin Weaver, but it's also his Marvel writing debut, correct?
Lowe: Indeed. I believe I gave Dustin his first Marvel work years ago on an "X-Men" miniseries; if I remember correctly it was "Emperor Vulcan." I have since worked with Dustin a bunch of times. I edited him on a couple issues of "X-Men Legacy" and I edited him on "S.H.I.E.L.D." So we've worked together quite a bit and over that time I've gotten to really know him. He's been doing his own comic called "Amnia Cycle" which he's been writing and drawing. I've really enjoyed it as well.
So I knew he had it in him. I thought this would be a great opportunity to give him a shot at writing a Marvel comic and he really unfurled his imagination. His story is nuts! It's so full of cool sci-fi and tech elements. It's a complete reimagining of a Spider origin story. I think people are going to be really impressed with Dustin's work here.
Is it more of a science fiction story like "Spider-Man 2099?"
Lowe: Kind of. The story doesn't take place in the future per se, but it is a sci-fi world. The universe he's setting this story in is a little but different than ours, but it's very high tech and very science minded, which is really cool.
Interesting. And then "Edge of Spider-Verse" #4 marks the Marvel writing debut of Pulitzer Prize-nominated horror writer Clay McLeod Chapman?
Yes, [associate editor] Ellie Pyle brought Clay Chapman to Marvel for this story. He's best known for his horror writing and Ellie and Clay crafted this really creepy, terrifying tale featuring a very different Spider character that I think is going to send chills down everybody's spine when they read it. Clay is just terrific and we are so excited to finally get him on a Marvel comic. That's something that Ellie has been working on for a long time. So that's really cool.
Then finally we have "Edge of Spider-Verse" #5 by writer Gerard Way, which is also his first work for Marvel.
Lowe:Yes, so Gerard was actually the very first call I made for this project. I've been trying to get Gerard on a Marvel project for long time. We met a couple years ago at New York Comic Con and I've been slowly and surely trying to weasel my way into his life and trying to get him to write something for me. Because I'm such a huge fan of "Umbrella Academy." It's pretty embarrassing. So I've been desperately trying to get him going on something and this was something I could really let him loose with. It allowed him to go crazy and tell whatever kind of story he wanted to tell. There were really no rules here. He came up with this alternate universe and a Spider character unlike any that I think we've ever seen before. He's already turned in some designs and he's feverishly writing away.
We were trying to find an artist for him to work with and Jake Wyatt, who is just incredible, has done a couple of Marvel things. He's working on "Ms. Marvel" right now and about a year ago he did an "Indestructible Hulk Annual" for me. He's also working on his own creator-owned book that he's writing, drawing, coloring and lettering. So I feel a little guilty. I hope I don't delay that because I want to read it as a fan.
His art was something that Gerard fell in love with. So they're a match made in heaven. Hopefully this is the start of a larger relationship between Gerard, Marvel and Jake. It's a really, really cool story and I'm so stoked to be working on it with them.
People often write off event tie-in books and especially event prelude books. I think people sometimes go into these things with a preconceived notion, but I'm so proud of the roster we have on "Edge of Spider-Verse" both from the creator and character standpoint. I think it's going to be a really special series that people are going to be talking about for a long time.
Stay tuned to CBR News for more on "Spider-Verse."


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The Girl Who Played with Fire or The Girl Who Played with Fire, is the second in the Millenium series of movies and continues where its predecessor left off. Mikael Blomkvist (Michael Nyqvist), the editor of Millenium magazine is contacted by a researcher and his fiancee who have been examining the links between the Swedish government and the trafficking of women.
Lisbeth Salander (Noomi Rapace) has spent a year traveling with the money she stole during the conclusion of The Girl with the Dragon Tattooand is now trying to settle into Swedish life and some degree of normalcy. When the researcher and his fiancee are found murdered, Lisbeth is the suspect in the killings and must work with Blomkvist to clear her name and attempt to liberate herself from her complicated legal situation.
Terrible secrets about Salander's past are brought to light in the process of discovering the real killers; the movie doesn't so much end as it does leave the viewer anticipating the final installment.
Alfredson's directorial work is just as outstanding in this installment as it was in The Girl With the Dragon Tattoo; the result is a movie that nearly surpasses the exceptional quality of the first film. The story is deeply engrossing for the viewer, and loyal to Stieg Larson's renowned series, a phenomenon uncommon in a flurry of movies that take excessive liberties with the novels that inspire them. The acting is again superb, and the details included come across as both expansive and effortless.
Following the success of the American adaptation of The Girl with the Dragon Tattoo, David Fincher is returning to direct the next installment, which is currently in the works. This leaves viewers to wonder what changes he will actually make; given the nearly duplicated plot of the first American adaptation, it seems likely the upcoming remake will follow suit, merely changing Swedish actors for English-speaking versions. Perhaps there will also be minor tweaks in an effort to make the film more accessible to a wider audience, but in a series of already phenomenal films the need for such changes seems minimal. The film series is simply extraordinary and an excellent choice for anyone in search of a great story and an intricate, compelling plot: this film has both.


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Everybody still sleeping, I can spend a few more minutes on the computer and post a new card for my favorite Challenge, Sweet Sketch Wednesday
After making the Top Three (yes, I know, I keep repeating that but I'm still sooo happy!!!) last week I had to make a card for this week's Challenge. Moreover, the sponsor is Bugaboo Stamps so I really couldn't miss it!
As usual, there is a Sketch to follow:
And here's my card:
Patterned papers are a real treasure for me: they are difficult to find in my town so I usually have to order them and quite expensive so this time I decided to paint my background paper. I made a frame with some paper strips and make paint dots around them. I don't know if this solution seems a patterned paper but I like it.
I even used one precious button for the sun: I have a passion for buttons and I have problems in using my favorite ones... but I'll talk about this another time.
I really loved to think about summer and warm weather, I'm one of those girls who could go to sleep on January 6 and wake up in April. I hate the dark cold winter days. I resist until Christmas - I love Christmas - but after that, nothing.
While painting this little frog, I dreamed about summer holidays, long wam sunny days, some sun tan on my too pale face, no jackets, socks, boots, scarves, hats... Have you ever counted how many things you have to wear in winter?
The only pro is: more time for crafting and I'm really trying to spend every spare minute making new cards while dreaming about summer...


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Behold Gunplay "Drum Squad" Video, a new offering from Gunplay, which was released on Wednesday, June 29th, 2011. Gunplay's rap artistry continues to improve with every release, something which is most definitely evidenced on Gunplay "Drum Squad" Video. His ever - expanding catalogue is definitely better for it, and we're looking forward to the next piece of the puzzle - aren't you?
How do you feel about the production here?
Did y'all catch Gunplay's latest visual for Gunplay "Mask On" Video?
If you dig this, visit Gunplay's profile for the latest info, news, songs, and mixtapes. Check out Gunplay's Facebook and Twitter.


text:
POLICE have compiled a "vast" number of downloads of telephone calls as part of a file being prepared in the case of a County Antrim man charged with killing two young men in a road traffic collision.
A prosecutor also told Coleraine Magistrates Court on Monday the whole file is "voluminous" as she said a preliminary enquiry in the case of Shane Kinney (21), of Drones Road, Armoy, has been fixed for the end of August.
His parents - Kevin (51) and mother Sharon (49) - of the same address - are also charged in connection with the case.
It is claimed steps were taken to remove a car allegedly driven by Shane Kinney from the scene of the crash and fix damage on it.
Two young men died and seven other people were injured in the road collision near Ballycastle in April 2015.
Shane Kinney's solicitor Connel Trainor said a preliminary enquiry was due to have been held last week but it was adjourned until Monday for the prosecution to give an update.
A prosecutor said the preliminary enquiry - the legal move to send the case to the Crown Court - has now been set for the end of August.
She said the reason for the delay was the "vast" number of telephone downloads and the overall size of the "voluminous file".
Mr Trainor said he was very concerned that the case is "dragging on" and said the date given will mean it will have been well over a year since his client was first brought to court.
He asked for a review of the case in mid-August to ensure the preliminary enquiry will remain on track.
The Kinneys - are out on continuing bail - and were excused from attending the court on Monday.
Shane Kinney is charged with two counts of causing death by dangerous driving, seven charges of causing grievous bodily injury by dangerous driving and other charges following a crash at Cushendall Road, Ballycastle, on April 6, 2015.
His mother Sharon and father Kevin are charged with perverting the course of justice in connection with the horror road smash their son has been accused of causing.
Two people - Johnny Black (19) from Ballycastle and Robin Wilson (26) from Armoy died following a collision near Ballycastle on Easter Monday, 2015.
When the case was in court in November a prosecutor said there were 55 tape transcripts along with forensic reports including information on an airbag.
In September a court was told by a prosecutor a forensic report was still outstanding in relation to paint and a vehicle movements report was also due.
At a previous court last year a police officer said at 3.41am on Monday April 6, 2015, police received a report of a fatal road traffic collision at Cushendall Road, Ballycastle , involving two vehicles at the scene - a Volkswagen Bora in which Robin Wilson was going towards Ballycastle and a Peugeot car containing Johnny Black going towards Ballyvoy .
The officer said police investigations led them to believe a third vehicle was involved, a blue Volkswagen Golf, which was identified as belonging to Shane Kinney through its registration number.
He said the suspect presented himself voluntarily at Coleraine Police Station on April 8 and afterwards presented his car for inspection and no damage was found.
The officer said police believed parts were stolen from a car dismantlers yard in Armoy which were fitted on the vehicle and claimed forensics later matched the parts on Kinney's car to a car in the yard.
He said witnesses placed Kinney at the scene of the accident with damage to his car but that he then left the scene.
The officer said another witness saw Kinney and one of the deceased, Robin Wilson, at Hunter's Bar in Ballyvoy.
The police officer said witnesses alleged Kinney's parents recovered the car on the evening of April 6.


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This is the starting point for entrepreneurs or anyone interested in starting, managing, or expanding a business in general. The Clarion University SBDC Knowledgebase has a special emphasis on entrepreneurial activity in the following region: Armstrong, Cameron, Clarion, Clearfield, Elk, Forest, Jefferson, McKean, Potter, and Venango counties in Pennsylvania.
About The Clarion University SBDC Knowledgebase Blog
Latest Additions and Future Additions
Published By: Knowledgeman
Published: 2006-10-26
Revised: 2017-06-26
Accounting For My Business
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Business Plan For My Business
Main Page
Company Information
Main Page
Computers For My Business
Main Page
Cybersecurity For My Small Business
Free Software Training
Customer Service For My Business
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Demographic & Economic Analysis
United States, Pennsylvania, County, & Municipality
Economic Analysis
United States, Pennsylvania, County, & Municipality
Disadvantaged In Business
Minority Business Assistance
Women Business Assistance
Veteran Business Assistance
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Employees/Human Resource Issues
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Environmental Management Assistance
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Ethics For My Business
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Franchise Information
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Government Procurement
Doing Business with Pennsylvania
Doing Business with the Federal Government
Government Regulation and Compliance
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Independent Contractors/Freelance Workers
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Industry Information/Analysis
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Outside The United States
Free Industry Information Emailed To You (SmartBrief)
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Coastal Bend Small Business Blogged (Del Mar College SBDC)
EBSCO Host (Clarion University of PA Library)
Free Industry Information Emailed To You (SmartBrief)
Hill Reference Library Free Search (Hill Reference Library)
Competitive Intelligence Library (Fuld & Company)
Internet Search Engines and How To Get Results
New York Times Small Business Section
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Insurance For My Business
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New Product/Service Main Page
Technology Commercialization Main Page
Developing Smart Phone Applications
Non-Profit Businesses & Charitable Organizations
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Starting Or Expanding My Business
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Evaluating Your New Business Idea
General Information Websites, Resources, and Articles
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Required Business Registration and Forms (Pennsylvania)
Startup America Partnership: Apply to become a verified Startup America Firm
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vozMe (Converts text into speech/voice)
WolframAlpha (Information On Everything)
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Thursday, October 26, 2006
Clarion SBDC Knowledgebase - Table of Contents
1 comment:
- Shanaya said...
First of all i would like to thank you for the great and informative entry. I has to admit that I have never heard about this information I have noticed many new facts for me. Thanks a lot for sharing this useful and attractive information and I will be waiting for other interesting posts from you in the nearest future. Keep it up..
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text:
Opened 7 years ago
Closed 7 years ago
Last modified 2 years ago
#6151 closed defect (not a bug)
Startpage is blocking searches
|Reported by:
|Owned by:
|phobos, ioerror, arma, tails@…
|Actual Points:
|Parent ID:
I have been using Startpage for months.
But since today, I started to see this error message several times:
We have recently received a large number of searches coming from your computer or others on your local network in a very short time frame. In order to protect our service against automated "screen scraping" software programs, your access to Startpage's search has been paused for approximately one hour.
If you were using Startpage normally, we apologize for the inconvenience and will be able to lift this pause if you phone us at (212) 447-1100 (USA). Alternately, if you were operating a "screen scraping" program, you may phone us to work out an arrangement. You can also contact us at: autoquery @ startpage.com
Child Tickets
Attachments (2)
Change History (22)
comment:1 Changed 7 years ago by
A reason is probably my current exit node. It has the 3rd biggest bandwidth rate currently, so more people should be using it now
comment:2 Changed 7 years ago by
|normal → major
Startpage just added a special Tor page:
Can we do anything about this problem?
What about a system to send them the number of users of the exit nodes so that we or they can calculate a good/natural "search per user rate" using all statistics so they won't just look at the total connections especially for the biggest exit nodes.
comment:3 Changed 7 years ago by
|phobos added
We're trying to get in direct contact with them. Our best long-term plan for this type of issue is #4666. In the meantime, there's probably a few tricks that can be done to at least make it so that they're sure the thing that connects to them is a real Tor Browser and not a scraper script.
However, that proxy settings tweak they suggest needs to go away right speedy quick...
Changed 7 years ago by
|182lhy.png added
comment:4 Changed 7 years ago by
|major → blocker
Raising the priority of this bug because Startpage is telling Firefox-with-Torbutton users to backdoor their browsers (the patch for #5741 would break those instructions in TBB; that's probably the only reason They don't give the same bad advice to TBB users).
comment:5 Changed 7 years ago by
Here's there new error message in text form:
Are you using Tor? Welcome to Startpage, the world's most private search engine. We do not store anything about you — not your IP address, not your search queries We encrypt all traffic — using HTTPS, so even your ISP can't snoop on your searches Our privacy protections are third-party certified — we are the only search engine with third-party certification The E.U.'s privacy organization has certified us — no other search engine offers EuroPrise-certified privacy, and our systems are regularly audited to confirm this compliance Occasionally, Startpage may not return results with Tor. This happens when many Tor users are searching through the same end node, and Startpage cannot determine whether the searches are originating from automated screen-scraping programs. Here's what to do when this happens: If you use the Tor Browser Bundle: Switching to a new Tor identity is easy and fast: click the green onion icon next to your address bar, then click "New Identity", and try your search again. In some cases, you may have to switch identities more than once for this method to work. Or, if you use Firefox and the Torbutton: For a more permanent solution, you can instruct Firefox to use Startpage without its proxying. This is safe because Startpage encrypts your searches and does not store any personal data. To do this, go into the Firefox Options, click the "Advanced" tab, click "Network," then click "Settings". Then just add ".startpage.com" to the "No Proxy for" field and click "Ok". You should now have no problem using Startpage with Firefox and the Torbutton! We apologize for the inconvenience! We support the Tor project's privacy mission and have dedicated ourselves to delivering a private and secure search experience. We'd love to hear from you; Thanks for supporting Startpage and Tor's mission of a search engine and Internet that honor your privacy.
comment:6 Changed 7 years ago by
too tired to use the correct "their"
also, no response from starpage as of yet.
comment:7 Changed 7 years ago by
|ioerror arma added
|blocker → major
rransom: While I agree that this is Serious Business, this is only a blocker for the Torbutton component. For TorBrowserButton/Firefox Patch Issues, it's at worst a major annoyance.
I would fully endorse creating a Torbutton ticket, assigning it to cypherpunks as a blocker, and encouraging everyone to write up this amusing failure of privacy by policy thinking far and wide. But I think we should be merciful and give them a day or so to come to their senses and remove the offending paragraph, first.
comment:8 Changed 7 years ago by
Startpage responds. And they are now interested in working with us to some degree.
comment:9 Changed 7 years ago by
Define "to some degree"? Can we switch to DDG as the default in TBB?
comment:10 Changed 7 years ago by
|major → blocker
The Tor Project has effectively endorsed Startpage by choosing their search engine as the default in TBB. The last sentence of Startpage's blocking page attempts to pass off their advice as supported by The Tor Project. That is unacceptable.
The Startpage search engine file must be removed from the Tor Browser Bundle, as soon as possible.
comment:11 Changed 7 years ago by
I'm inclined to agree.
I'm sure we dropped the ball a little bit by not immediately presenting them with a team of engineers and copy editors to help them clean up their act. But despite that, they're pretty clearly demonstrating their lack of understanding about how privacy and anonymity _technologies_ work. Endorsing companies that think privacy is a policy measure is going to undermine a lot of our user education efforts.
comment:12 Changed 7 years ago by
That said, who are we waiting on to actually make a decision here? phobos or me because we're "in charge"? Mike or Erinn because they'll be writing the commit? Some other notion of consensus?
comment:13 Changed 7 years ago by
Have they responded on removing the "bypass Tor" paragraph?
comment:14 Changed 7 years ago by
I noticed a new message today. Looks like they've removed the bit that instructed users to backdoor their browser. Screenshot: http://i.imgur.com/389vw.png
Changed 7 years ago by
comment:15 Changed 7 years ago by
Are you still adamant about your previous opinions since they removed the offending paragraph?
Or do you think, now that they removed it, leave everything as it is and close this one?
comment:16 Changed 7 years ago by
|tails@… added
comment:17 Changed 7 years ago by
I don't know if Startpage has done anything about this, but I haven't seen that screen in the past several days.
comment:18 Changed 7 years ago by
|changed from mikeperry to rransom
|new → assigned
I dunno guys. I never did get exactly what this bug was "blocking" on our side. Reassigning to rransom so he can let it block some more stuff that he's doing.
Glad the notice seems to have gone away, though!
comment:19 Changed 7 years ago by
|→ not a bug
|assigned → closed
Seems to have stopped happening.
comment:20 Changed 2 years ago by
|→ Normal
Set all tickets without a severity to "Normal"


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This article attributes the steep decline in health insurance prices in New York to "competition" when the far bigger effect is simply adverse selection. Before Obamacare, insurers had to sell to anyone who wanted to buy in NY, but not everyone was required to buy, so only the least healthy would buy individual insurance, driving the prices up. The real change was requiring healthy people to buy insurance as well.
Thursday, July 25, 2013
Adverse Selection in Action
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text:
Whether or not you plan on walking in the Hike, pledges are a great way to participate, bring awareness to others who may not have heard about the Hike and to help us reach our $50,000 fundraising goal! We encourage those participating to seek pledges.
Pledge forms can be downloaded and printed below or picked up at the Shelter (263 Main Street).
The process is simple: get a pledge form, seek pledges, and raise money!
Forms and accompanying pledges should be turned into the Shelter by April 12, 2019.