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MD has always been the right financial firm for physicians and physician-centred advice. The MD Advisors you've always trusted—the people who know physicians and their finances best—are still here and are not going anywhere.
Physician-focused objective advice
My name is Elizabeth Giami.
Elizabeth Giami
Insurance Consultant
MD Insurance Agency Limited
I've been an insurance specialist for the greater Quebec City region for nearly 15 years now.
And I love my job.
I like that, as a team, we find solutions and we work together to find solutions for the client.
Because what I've noticed is that everyone knows the client a little differently.
So, together we can build highly personalized solutions.
Insurance is inherently something that a lot of people don't like to talk about.
But because there's already an element of trust, because I'm able to describe what I'm doing in understandable terms
And you can feel that during the meeting.
My clients would probably say that they trust me, that they finally understand the insurance product.
And I would say they found it kind of fun in the end.
Maybe I just hope they'd say that, but I do think they find it easier than they expected to.
I've realized that it's rarely ever about business. It's rarely about investment or products.
Often, if not always, it's about relationships and building connections with the client.
MD will always be a specialized resource for physicians.
I believe that our company will only become stronger and better in the future.


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|Don De Savigny1
|1Epidemiology and Public Health, Swiss Tropical Institute, Basel, Switzerland
|Key issues:
Effective control of malaria in Africa faces many challenges and bottlenecks. The dramatic increase in financial resources for malaria control provided by recent Global Health Initiatives and new partnerships for financing at country level have improved the prospects of having sufficient commodities for malaria prevention (long-lasting insecticidal nets, insecticides for indoor residual spraying) and treatment (artemisinin combination therapy and other drugs). As this higher-level constraint resolves, another array of constraints are quickly becoming evident. These include large-scale procurement of commodities once financing is available, and the delivery of these commodities in programmes that actually reach the population in need. These constraints are all health system constraints. Failure of countries and donor partners to invest wisely in health systems development have resulted in the current frustration to meet Millennium Development and other international and national goals.
|This presentation will examine the common health system weaknesses that currently impede effective national-scale malaria prevention and treatment. Under health systems dimensions of stewardship, resources, financing and programme delivery, key weaknesses revolve around: policies and guidelines; tendering and procurement; public-private partnerships; human resources, training and supervision; decentralization and ownership; national and local planning, priority setting and resource allocation; population access and targeting; provider compliance; consumer adherence; home care and household behaviours; monitoring and evaluation.
|Meeting challenges:
|There are a number of strategies for both quickly scaling up equitable access and coverage of malaria interventions that can temporarily avoid these system constraints (e.g. campaign approaches for preventive interventions), yet help build systems for more sustainable continuous availability of quality interventions through routine systems (integration). This presentation will examine some recent successes in such approaches.
|Conclusion (max 400 words):
|When it comes to achieving malaria control, health system strengthening is ignored at our peril. There are a number of system strengthening strategies that have been shown to work, but all require political commitment from all partners.
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subset: commoncrawl


text:
Jack Richeson® Signature Pastel Landscape Foundation Set
Product Number: 9738707
Out of Stock
Versatile, vibrant, and well-made, these pastels are appropriate for every level of skill and creativity. Foundation sets offer you an easy way to try three different types of pastels. The soft handmade pastels are great for velvety finish work. The medium-soft pastels are perfect for the middle layers of a painting. The semi-hard, square pastels are perfect for under painting and have great flat edges for shading. Each pastel type features superior lightfastness and doesn't crumble.
Each set contains:
- 12 half sticks of handmade pastels
- 12 half sticks of medium-soft pastels
- 12 half sticks of semi-hard pastels
- 2 squares of professional-grade white and black
- Charcoal pencil
- Kneaded eraser
- 2 stomps
- Chamois
- Pencil sharpener
of 0 Reviews
Your guide to an exceptional shopping experience.


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In feudal Japan, women are vulnerable, in need of protection, and capable of deception. Jokichi of Mikogami, a drifter, has not yet fully revenged the death of his wife and son. He searches for Kunisada Chuji, who in turn has hired the knife-throwing Windmill Kobunji to kill him. Kobunji and Jokichi meet in the winter, near Sasago Pass, when both have rescued women: Jokichi has saved the lute-playing Oyae whose clan and whose lover want her dead; Kobunji has rescued Oharu, a well-born woman married to an innkeeper. Is this rescue a whim or something deeper? And why does Jokichi become the consumptive Kobunji's protector? What ultimately will Jokichi do about Oyae?
DVDRip | MKV | 716 x 364 | x264 @ 2606 Kbps | 83 min | 1,71 Gb
Audio: Japanese AC3 1.0 @ 192 Kbps | Subs: English (embedded)
Genre: Action, Drama


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Investor and Builders Alert! Great R-C2 50′ x 120′ lot in the desirable Highland Park community. Build now or allow this home to keep the rental revenue rolling in. 2 bedroom suite upstairs rented for $1,050 and a lower 2 bedroom suite rented for $750 (may not be a legal suite). Many updates over the years including vinyl windows, newer electrical, wiring, flooring, countertops, appliances and bathrooms. Located on a quiet street close to all amenities, Confederation park, shcools and downtown. This flat lot offers it all, call now to view…This will not last long!
Additional details
3604 3 Street Northwest, Calgary, AB T2K 0Z6, Canada


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Kaye Dacus us back with her second Matchmakers contemporary romance, The Art of Romance. Enjoy a look behind her latest characters.
Over to you, Kaye:~
Brief physical description
Caylor Evans is a woman who definitely stands out in a crowd—at six feet tall with short, wild, red hair, she's not afraid of drawing attention (though she does get tired of being asked if she ever played basketball or volleyball). At thirty-five years old, she's learned to accept her well-above-average height and hourglass figure.
At six foot three, Dylan Bradley is one of the few men Caylor's ever met whom she doesn't tower over. With curly dark hair, a few days' growth of stubble, a couple of tasteful tattoos on his arms, and dark, expressive eyes, it doesn't matter that he's seven years younger—she can't deny the attraction!
Strengths and weaknesses
Caylor's the strong one, the one everybody else depends on. Caylor's weakness comes from her strength—five years ago, she willingly gave up her life to move in with her grandmother after her grandfather passed away, because Sassy can't drive due to poor eyesight. This strength of character has led to her weakness—of letting life pass her by, of becoming a workaholic (between her job as an English professor at a small liberal-arts college and a published author), and of scuttling every opportunity she might have at a romantic relationship because of her commitment to caring for her grandmother—who has a more active social life than she does!
Dylan's strength lies in overcoming his weakness—in discovering that he's spent his whole life letting others (his parents and his previous romantic partner) run roughshod over him, convince him he's not good enough, that his dreams, his desires, his passions aren't right, aren't living up to their expectations. Of course, by discovering this, he is in danger of swinging the opposite direction—of assuming that everyone is going to treat him this way. . .including a certain sassy, redheaded English professor.
Quirk (if any)
Dylan and Caylor are both creative types. Dylan is always thinking in terms of art—of painting, of drawing. And he's pretty sure that if he would just go ahead and give in to the temptation to draw Caylor, he'll get her out of his head. Caylor's the quintessential romance author—every situation makes her think of a new story idea. She even sneaks pictures of the cute electrician who comes out to the house so that she can add him to her file of physical "templates" for future characters. (Oops—maybe that part of her is a little too autobiographical!)
For both of them, getting lost in creativity is one of their favorite ways to de-stress, to relax, to get away from the conflicts and turmoil in their lives.
Your inspiration for the character
The inspiration for The Art of Romance came from my developing a "crush" (as I am wont to do!) on the chef I thought should have won the second season of Top Chef, Sam Talbot. He was so quiet, so unwilling to express his emotion—except through his art (food, in real life)—that my brain spent the entire season he was on developing him into a character. An artist. Someone who may not say much out loud, but has a definite, somewhat snarky, continuous monologue going on inside his head. That, and he's cute, too!
I'd had an image in my mind of Caylor when I first came up with the story idea, based on a model with long red hair and a reserved demeanor I'd seen on a couple of plus-size clothing websites. But that image led to a character who was too quiet, too demure—and I needed someone different from my taciturn artist hero. Then my editor told me they wanted to use stock photos for the book cover, if possible, so I went "shopping" on my favorite stock-image website (JupiterImages.com) . . . and when I found this picture, I knew I had my Caylor.
Background to the storyEnglish professor Caylor Evans moved in with her grandmother five years ago when Sassy's eyesight became too poor to get her driver's license renewed. Though she is now writing sweet/inspirational romance novels, Caylor still draws inspiration for her heroes from the portfolio of covers and sample images drawn/painted by Patrick Callaghan for the steamy romances she used to write (as "Melanie Mason"), and dreams of meeting a man like that cover model.
After losing his teaching position and being shunned by the fine-arts community in Philadelphia, artist Dylan Bradley has returned home to Nashville to regroup and determine the next step for his life. His grandparents offer him their guesthouse for as long as he wants it—along with plenty of opportunities to meet young women. Though it was years ago, Dylan is uncomfortable with the fact that his face—only slightly disguised—is on the covers of half a dozen steamy romance novels by Melanie Mason, the artwork he did to put himself through college under the pseudonym Patrick Callaghan. Especially after he meets Caylor Evans, a woman who has her life together in a way he only dreams of. Will Caylor and Dylan learn that the true art of romance is grounded in honesty and truth?
Thanks Kaye ~ you always provide lots of fun detail!
Relz Reviewz Extras
Character spotlight on Zarah & Bobby from Love Remains
Review of Stand-In Groom
Character spotlight on Kaye's William Ransome & Julia Witherington from Ransome's Honor
Visit Kaye's website


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Name Your Stud…I mean, Name Your Car Day and a very short story…Terry and Me and a Hot Car
Posted by Jina Bacarr
TERRY AND ME AND A HOT CAR, a very short story
I crushed on a guy in high school who drove the coolest car and wore the coolest black leather jacket.
You couldn't miss him or his muscle car in the campus parking lot. Before school, after school…during classes. Yes, Terry was a bad boy. The kind teenage crushes are made of. But he always smiled at me. A freshman. Ponytail swinging, arms filled with books. Once he even picked up my red Algebra book when I bumped into a lamppost while I was staring at him.
"You gonna need this class, kid," he said, smiling at me with twin dimples, "to go to college."
"Nah, I'm going to be a writer," I said with the confidence of a fourteen-year-old with big dreams.
"Still, you gotta pass all your classes." He opened the math book. My test paper with big fat "D" fell out. He shot me a look that would melt the panties off a mannequin. "This ain't gonna get you into college, kid."
"We're going for a ride."
I freaked. Was that my heart pounding? My face sweating, I wet my lips, trying to look all sexy-like. It didn't work. The only extra-curricular activity on Terry's mind was putting pedal to the metal and revving up my brain for algebra.
"You remind me of myself, kid," he said, shifting into high gear. I was riding shotgun and praying someone would see me with him.
"Yeah?" I said, scooting over closer. I could scarcely breathe when my knee touched his for a nanosecond.
He didn't say a word, but jammed on the gas and we took off like a fire rocket. If I hadn't had my seatbelt on, I would have ejected.
"Yeah. You're a loner. Hanging out in the library during lunch, reading all the time." He made a right turn so fast I swore we were taking the corner on two wheels. "You have a family?"
I nodded. As normal as pancakes and bacon strips on Sunday, I wanted to tell him, but I was too embarrassed, so I made up a story. "My dad is a roadie with a band so I never see him." He was actually a sales rep for a bank and traveled a lot.
Terry lifted a very sexy right brow, as if to say, Yeah, right, and then got all serious. "I don't have a family, really. Wish I did. But that's not what's important, kid. Your math class is."
He pulled into a big park with thick trees and sunshine poking its nose through the branches. We sat in his car that day and other days after school. Him drilling me on algebra equations, x+y and all that jazz. Me, drooling over him.
I was totally in love.
With a senior.
But Terry had the hots for a cheerleader. No surprise here. But she wouldn't give him the time of day. I wanted to run up to her and say, "Hey, what's a matter? Isn't he good enough for you?"
The truth was, Terry was smart (the way he aced those math equations proved that), but he didn't go to class. The gossip mill said it was because his dad was always drunk and hit him. So he was like on this rebellion against society.
But he always found time to help me with my algebra. Made me study until I got it.
I scored an "A" in the class.
Then one day, I didn't see Terry or his hot car in the campus parking lot. I panicked. I wasn't worried about math or my grade or even riding in his car.
I was scared shitless about him.
I found out later Terry took a swing at his old man when his father hit his mom. Hurt her bad. Terry didn't wait for answers. He took his mom to an abused women's shelter and left town. Word was that he joined the army. I was sad, but happy for him. I'd hoped he found the family he was looking for among his fellow brothers in arms.
Soon after I got a postcard from him from some faraway place. Said life was good and he'd sold his car to help his mom get out on her own. I was so proud of him. I knew how much that car meant to him.
Then nothing from him.
Months later, the town was buzzing with news.
Terry was killed on a routine patrol. The bad boy with the good heart had taken a hit.
I was devastated. Didn't sleep, eat.
But I did my math homework.
For Terry.
Knowing he was up there in heaven.
Wearing that black jacket of his.
And jamming through those pearly gates in his hot car.
A hero.
If you love Civil War romance and time travel and TWO hunky military heroes, check out my Kindle Scout winner:
She wore gray.
He wore blue.
But their love defied the boundaries of war.
And time.
LOVE ME FOREVER is now available from Kindle Press at Amazon.com
Posted on October 2, 2015, in Amazon, author, books, e-Books, hottie, hunk, Kindle, Kindle Press, kindle scout, KindleUnlimited, military hero, pancakes, rebel, romance, sexy, soldier, sweet romance, writer, Writing and tagged Amazon, boyfriend, car, crush, highschool, hot car, hottie, hunk, Kindle Press, kindle scout, name your car day, rebel, romance, short story. Bookmark the permalink. Leave a comment.
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As the Chief Investment Strategist for an investment research firm, I'm frequently asked two questions about gold:
1) Can gold really keep going up in price?
2) What's the best way to invest in gold today?
To answer the first question it is first important to state that gold is a form of global currency - it's better than paper money.
It's been used as a global currency for thousands of years - not for reasons of tradition, vanity, superstition - or even policy - but simply because it exhibits the unique qualities that mankind seeks in money as a medium of exchange, and as a store of value.
To quote former Fed Chairman Alan Greenspan, gold is "...durable, portable, homogeneous, divisible..." and so it makes an excellent store of value. Even Mr. Greenspan knows that gold is better than paper money.
This notion of gold as a store of value might be foreign to many people today - but in much the same way that aluminum is particularly good as a building material for aircraft, or cattle are particularly suited for eating, gold is particularly good for holding its value.
Today, the world's governments are engaging in a suicide-pact based on increasing debt levels as a policy. There's literally no problem that leaders appear to think can't be solved without large increases of fiat currency supply. Debt is their policy, and they're resolute in the belief that the underlying problems will eventually work themselves out.
These policies are having devastating impacts on currencies because more money supply means each dollar, peso, or euro is worth less. Yet many leaders seem to believe in their policy so fervently that they're willing to devalue their currencies - relative to one another and to gold - to no end.
Devalued currencies mean gold demand as a store of value increases.
So whenever someone asks me, "Can gold keep going up in price?" my answer is yes, as long as it's priced in currencies that are being devalued.
Given this inevitability, and the reality that gold mining stocks represent the best way to capture gains in the price of gold, it's vital to give your investment portfolio exposure to the market's best gold securities as well as the underlying metal.
So bottom line - yes, I think over the long-term gold will keep going up, with normal corrections along the way.
What is the best way to invest in gold? I recommend a diversified basket of gold ETFs, major gold producers, junior gold stocks and gold bullion. Each has its own advantages, and at different times represents the 'better deal', depending on market prices.
Next week I'll discuss a couple of gold mining stocks that I like. As far as an ETF, I prefer the SPDR Gold Shares ( GLD ) to round out my exposure.
Disclosure: Ian Wyatt owns GLD in his personal investment account.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.


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Happy Monday babes! I hope you all had a great weekend. Dylan was sick most of the weekend, so I was at home taking care of him and Noah. Although those times can be tough, I'm thankful that it gives us quality time together as a family. Today I'm excited to be partnering with Nordstrom to chat about comfy pants & share some Mother's Day gifts under $100.
Comfy pants are my jam, and every mom needs a pair or two in their closet. In fact, if I wasn't a mom I would still be rocking comfy pants. They just make life easier. I can't bend down to pick toys up off the floor in un-comfy pants. It just doesn't work. The great thing about comfy pants these days is that there are plenty of cute ones. It's totally acceptable to rock some joggers or cute linen pants while out running errands. You can also dress them up for a night out.
The pants I'm wearing are uh-mazing. There are so many things I love about them. Firstly, the fit is amazing; I love how they are a little slouchy & that they have pockets. Secondly, I love the color; I'm obsessed with all things blush/taupe lately. Thirdly, I am a huge fan of the drawstring; it's a little longer than normal which gives these pants a unique look. I'm wearing a size x small, so they do fit a little oversized in my opinion. Luckily I'm able to just tuck them under the bump, and they work!
I paired my comfy pants with the best v neck tee ever. When you find an amazing v neck tee for only $24, you scoop it up in multiple colors. I actually just got the blush/taupe color, and I'll be featuring it here on the blog soon. I love the fabric, the fit, and the little pocket. I swear by these tees!
Lastly we need to chat about these comfy sandals! I've been wearing then non stop since they showed up, because they go with everything! The heel is the perfect size, they come in a bunch of colors, and I love the lace up detail. These are the perfect sandal for summer, I promise!
Now let's hop into my Mother's Day gift guide. I spent quite a bit of time whipping this little baby up. Dylan, if you're reading I'll take anything in this gift guide (I basically picked out stuff I wanted, lol!) I hope you find some inspiration for your mama, or for yourself (treat yo self mama, we freakin deserve it!).
Wine Glasses // Mom Coffee Cup // Metallic Pink Watch // French Press // White Candle // Cute Joggers // Comfy Drawstring Pants // Lace Up Sandals // Marble Water Bottle // Best V Neck Ever // Cozy Cowl Neck // Pajama Set // Comfy Robe
Thanks so much for stopping by today friends. Have an awesome Monday!
Lee Anne


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Research Healthy Lifestyles
Research Healthy Lifestyles
Research shows healthy habits learned in child growth and development of supporting bodies and brains of children and promote better health in adulthood. Since the mental and physical health are well related to the ability to
Learning and good health is an important predictor of future productivity, it is important that Texas schools give students access to learning environments that support healthy lifestyles.
Fact: The children are fed well, perform better in school, both academically and behavior.
Fact: Physical activity strengthens children's bodies, minds and dignity.
Fact: good night's sleep is essential for optimal growth and development performance.
Fact: Healthy habits formed during childhood.
Texas PTA is committed to building healthy families and communities, and believes that everyone has a role in making sure parents, schools, and communities have the support and resources they need.
The following information will help you develop a healthy lifestyle initiative to work with parents, students, teachers, school administrators and community members to support a healthy lifestyle at home, at school and in your community.
Fit Kids collaborative
Funded jointly by the PTA and Blue Cross / Blue Shield of Texas, Fit Kids Collaboration has focused on bringing stakeholders together to create a school health program, inspiration and collaboration to improve school health in Texas.


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Congress Explores Recent Fatal Pet Food Cases
ROBERT SIEGEL, host:
A House subcommittee is taking a close look at whether the Food and Drug Administration is giving short thrift to the food part of its mandate. Recent problems with tainted spinach, peanut butter, and now pet food, have lawmakers asking whether the FDA needs to do more to protect the public.
NPR's Julie Rovner has the story.
JULIE ROVNER: Michael and Elizabeth Armstrong of Indianapolis, Indiana thought the bad spinach they served their daughters last August was perfectly safe to eat in a salad. Within days, however, both five-year-old Isabella and two-year-old Ashley were ill. Isabella quickly recovered, but Ashley didn't. By mid-September, Michael Armstrong told a House Energy and Commerce Subcommittee this morning, Ashley had been diagnosed with severe complication caused by E. coli.
Mr. MICHAEL ARMSTRONG (Father of children poisoned by contaminated vegetables; Resident, Indiana): The next week, about a week when we were in intensive care, it was pretty rough. We really didn't know if she's going to make it. At the time, she was on dialysis. She required blood transfusions. Her kidneys had shut down. She had pancreatitis. She had brain swelling. It's a really nasty syndrome.
ROVNER: The Armstrongs themselves tracked the spinach Ashley had eaten back to the lot that had been recalled. Today, Ashley is on several medications and will soon need a kidney transplant. Her mother told the subcommittee their lives have been forever changed by the incident.
Ms. ELIZABETH ARMSTRONG (Mother of children poisoned by contaminated vegetables; Resident, Indiana)): We always enjoyed eating very healthy. We love fresh fruits and vegetables. Now, we can't eat them, one, because of Ashley's illness. We have to watch the high potassium and content. But, also, we just don't trust that they're safe anymore.
ROVNER: And Michael Armstrong urged lawmakers to act.
Mr. ARMSTRONG: These are my little girls. It's my job to protect them, and that I teach them everything I can. But the one thing I found out is I can't protect them from spinach. Only you guys can. You can protect them, I can't. And I don't know what the right answer is, but I know what the wrong answer is, and that is to keep doing what we're doing when it's not working.
ROVNER: Families affected by the tainted food weren't the only ones urging Congress to act at the hearing, so did the Government Accountability Office. GAO's Lisa Shames said Congress needs to give FDA the authority to recall food products, something it currently lacks. She also said Congress needs to better distribute food inspection funding.
Ms. LISA SHAMES (Government Accountability Office): For example, FDA is responsible for regulating about 80 percent of the food supply but accounts for about 20 percent of food inspection resources, whereas USDA, the Department of Agriculture, is responsible for regulating about 20 percent of the food supply but receives the majority of food inspection resources.
ROVNER: And even when FDA does inspections, sometimes they don't prevent problems. Charles Sweat, CEO of Natural Selection Food, the salad processor implicated in the tainted spinach outbreak, said the FDA was actually at his plant the week the bad spinach came through.
Representative BART STUPAK (Democrat, Michigan): Did they do any testing or they just come in and look around?
ROVNER: That's subcommittee chairman Bart Stupak, Democrat of Michigan.
Mr. CHARLES SWEAT (CEO, Natural Selection Food): What they do is they come in to look at our documents and they reviewed all our compliance with all of our programs and controls.
Rep. STUPAK: But you're not required to do any testing?
Mr. SWEAT: The voluntary regulations and guidelines from the FDA do not require any testing so far.
Rep. STUPAK: So they're just looking at how you're handling a product?
Mr. SWEAT: They're just looking at our processes. That's correct.
ROVNER: Also at the hearing, the heads of two farms involved in a case of tainted pet food testified, the contaminant involved, melamine, has already been traced back to wheat gluten purchased from China, but now they think they know why the melamine was added: to make substandard gluten more valuable. Paul Henderson is the CEO of Menu Foods.
Mr. PAUL HENDERSON (CEO, Menu Foods): Melamine would make wheat gluten appear to have a higher protein content that was actually the case. For a seller who knows how the industry testing methods work, this will allow them to cheat buyers.
ROVNER: The FDA only yesterday got permission from China to allow U.S. inspectors in. It took intervention from lawmakers, another lapse in the agency's authority. The FDA will get its chance to respond at a separate hearing next month.
Julie Rovner, NPR News, Washington.
(Soundbite of music)
SIEGEL: America's intelligence agencies are increasingly headed up by military men and some analysts say that's a problem. That story when we continue with ALL THINGS CONSIDERED.
Copyright © 2007 NPR. All rights reserved. Visit our website terms of use and permissions pages at www.npr.org for further information.
NPR transcripts are created on a rush deadline by Verb8tm, Inc., an NPR contractor, and produced using a proprietary transcription process developed with NPR. This text may not be in its final form and may be updated or revised in the future. Accuracy and availability may vary. The authoritative record of NPR's programming is the audio record.


text:
Personal or family health insurance in Dubai or the UAE doesn't have to be complicated. We've made it easy to compare the best health insurance companies and find the plan for your needs. Simply answer a few questions, and get real-time quotes only from insurers that meet our high standards for quality and experience. Then just click apply!
Get competitive company rates for group coverage. With our support, you can keep your business healthy and your workforce at work.Group
Find a good health insurance plan that is right for you and your budget. Our experts and medical insurance companies will be there to support you when you need it most.Individual or Family Coverage


text:
Are you highly strung? Overly stressed? Incredibly anxious? Maybe you've read self-help book after self-help book, been to councillors, meditated and started eating as clean as it's possible to eat and yet none of the things you've tried are working. So, now it's time to take this little penguins advice and just do that.
The A3 print features some of the best advice you'll ever get. Underneath the text is an image of an extremely chilled out penguin who just could not care less. He's wearing some cool trainers, a groovy little colourful t-shirt, and his face portrays the cool, calm and collected look of a little penguin psychopath who, quite frankly, thinks you're an idiot for allowing your emotions to run amok.
This novelty print is printed on high quality paper and would look great hanging on your wall as a constant reminder as to how you should deal with life. It makes the perfect gift for the highly strung.
- Best advice you'll ever get
- Great gift for the highly strung
- Featuring text and extremely cool penguin
- Simple and attractive design
Detailed Information
- Size: A3 (42 × 29.7 cm)
- Material: high-quality, textured paper


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Accommodation in Poole - Where to stay
Welcome to our Poole Accommodation Guide. To help you find the perfect place to stay, we have split the accommodation available into 4 categories, running from top of the range Hotels, a collection of Guest Houses and Bed and Breakfast establishments to the best of our local campsites. There really is something to suit everyone in and around Poole in Dorset.
Please select one of the categories of accommodation listed below, to view a selection of the establishments available in Poole and the surrounding area.
If you own or run an establishment that is not listed, please complete our downloadable form and then e-mail us at with your details so we can include you.


text:
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Call us on
Medical negligence experts at Irwin Mitchell have recovered a significant settlement for the family of a man who tragically died after a hospital's failure to diagnose an aneurysm.
Our client, Mr O, attended A&E at Maidstone Hospital on 11 June 2009 complaining of abdominal and testicular pain. He had developed lower abdominal pain the previous evening which had persisted and increased. He also felt pain in his right testicle but it wasn't swollen.
He'd felt no pain on passing urine and had had no bowel symptoms, but he had noticed an increased urinary frequency during the previous three months. He felt nauseated but hadn't vomited.
The senior house officer (SHO) noted that Mr O looked well and had stable observations. However, on abdominal examination, he found that he had an expansible mass in his upper abdomen which he diagnosed as an abdominal aortic aneurysm (AAA) but considered this an incidental finding.
The SHO thought that Mr O might be suffering from prostatitis or epididymo-orchitis. He also thought that the AAA required follow-up by a vascular surgeon.
The SHO discussed the case with the urology registrar on call, though it isn't clear whether he mentioned the AAA to him. The urology registrar advised that prostatitis was an unlikely diagnosis "as patient is so well clinically". He also said that a bladder scan should be done to rule out urinary retention and that (if it did) a urine specimen should be sent for culture and Mr O should be treated for urinary tract infection (UTI) with trimethoprim.
Discharge From A&E
Hospital staff discharged Mr O with advice to see his GP if his symptoms persisted after he had completed the course of antibiotics or to return to the A&E department if his symptoms worsened.
On the evening of the same day, Mr O collapsed at home and an ambulance was called. The ambulance crew found him to be deeply comatose with absent pulse and breathing. They attempted resuscitation but were unsuccessful. A coroner's post mortem examination was subsequently carried out and the cause of death was given as rupture of an abdominal aortic aneurysm.
Expert Evidence From A Vascular Surgeon
We obtained positive medico legal expert evidence from a vascular surgeon. This evidence concluded that the urology registrar made the improbable diagnosis of UTI without bothering to come and see the patient.
In addition, it was negligent of the casualty officer to assume that the AAA was an incidental finding and culpable of the urology registrar to ignore it if he'd been told about it. A vascular surgeon would in the circumstances have been under a duty to see Mr O promptly.
It is likely that Mr O would have been offered a conventional emergency aneurysm repair and that he would (on a balance of probabilities) have survived emergency repair of his ruptured aneurysm.
After contacting Irwin Mitchell, Mr O's spouse and son-in-law accepted a settlement of £60,000.
Clinical negligence expert Kate Major represented them. She said: "This is a tragic case which should have never happened. With assistance of our investigations the family has been able to obtain answers as to what happened and can now move forward with their lives. Hopefully lessons will be learnt."
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Playhouse Disney makes it to Rogers
After almost a year of waiting, Rogers digital cable customers will finally be able to watch Playhouse Disney, a multiplex channel from Family Channel featuring popular Disney programming and Canadian produced children's programming.
The station is now available to Digital cable subscribers on channel 68. Programming from the channel will also be available on Rogers On demand offerings beginning October 12th.
Like the family channel, Playhouse Disney does not air any commercials while showing popular Disney programming such as Aladdin, Bear in the Big Blue House, Buzz Lightyear of the Star Command, Higglytown Heroes, JoJo's Circus and Disney's Little Mermaid. In addition to programming from Disney, the channel also broadcasts original Canadian content such as Franny's Feet, The Secret World of Benjamin Bear and beginning in January, a new series called Stella and Sam.
As a multiplex channel, Playhouse Disney will only be available to Family Channel subscribers and may not be ordered as a standalone channel.
Discuss in Digital Home's Rogers Digital Cable forum.


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Practical Management of Patients With Neuroendocrine Tumors
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Antibodies in Myeloma: Practical Applications for Nurses
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Future Directions Toward a Cure for Multiple Myeloma
Tuesday, April 18, 2017
Charise Gleason, MSN, NP-BC, AOCNP:
The challenge for nurses caring for patients with myeloma is going to vary from centers. For instance, where I work, we see a couple thousand patients a year that only have myeloma. That's what we do. But in the community, you might not see the same volume of patients. So, it's hard to keep up with all the therapies and the side effects, and how to manage this for your patient.
Kathleen Colson, RN, BSN, BS:
As far as challenges for the oncology nurse in multiple myeloma, I think we're at a conundrum. We have so many therapies. I think I had mentioned earlier that because we have monoclonal antibodies that have a different side effect profile, we need to monitor patients for infusion-related reactions. Nurses need to know about these infusion-related reactions. They need to know how to treat for them, how to pre-treat, what medications to give them prior to their infusion, and educating patients what they need to know post infusion. And, again, most generally with the monoclonal antibodies, these can be mild infusion reactions, but we still need to watch out for severe ones. Generally, these always happen with the first infusion, and the patients do well thereafter.
To know how to carefully monitor patients with monoclonal antibodies, the oncology nurse needs to understand these new oral therapies, these classes of drugs, and mechanisms of action. They need to know how to manage the side effects for these patients and also talking to the patients about compliance and adherence, because patients are taking a lot of their therapies at home. Are they taking their therapies? So, we need to know about compliance. I think this all comes through education and really emphasizing to patients the importance of staying on track with their medications and not missing their therapies or not taking it because they're going on vacation and they feel like they don't need it. Because having oral therapies gives patients a sense of freedom that, "Well, if it's oral, maybe I don't need to be taking it," and it's very important to emphasize the importance of staying on track with their therapies.
Wendy Vogel, MSN, FNP, AOCNP:
There continue to be challenges for the oncology nurse who's caring for myeloma patients because of the disease process itself. Myeloma patients often present with pain, whether from fractures, bone disease, that sort of thing. So, I think that's always going to be a challenge as we treat myeloma patients. I guess it's a good thing for oncology nurses to have trouble dealing with keeping up with the drugs that are going to come out in myeloma therapy, and the new ones that we have, and how to educate those patients. That's a good thing.
Charise Gleason, MSN, NP-BC, AOCNP:
The Darzalex Protocol for Nurses is going to show nurses what they need to do for their patients—talking about the side effects, the premedications that are essential, and the fact that we can easily get these patients through these infusions. This is for nurses to not be intimidated by these drugs. They're used to giving monoclonal antibodies, and this is a part of myeloma that is going to be used more frequently even now than what we are doing.
Wendy Vogel, MSN, FNP, AOCNP:
I think what I'm most excited about, in things that are coming about for multiple myeloma, is the different targets that we have. If you look at the myeloma cell and you look at the different targets that are expressed there, like the CS1, CD30, CD20, we can look at the natural killer cells, or NK cells. There are so many different targets and so many exciting possibilities for new drugs to come out in the future, and so much is in clinical trials right now.
Charise Gleason, MSN, NP-BC, AOCNP:
I'm excited that there are so many options for treatment now for patients. And we've got these amazing drugs that we can use. It hasn't cured myeloma, but we have so many more options than what we used to. Monoclonal antibodies have made the patient experience much better. Patients are living longer, they're responding to these therapies, and we have so many new drugs coming down right now that, in clinical trials, we're just looking at a whole different way to treat myeloma than we used to. And we're tailoring treatment more to the patient, especially after that induction therapy. Induction still pretty much remains the same unless we add an antibody on a clinical trial. But then after that, we're really looking at the genetics of the disease and how we treat patients. These drugs just make such a huge difference.
Kathleen Colson, RN, BSN, BS:
These are very exciting times in myeloma, especially all these new approaches to therapy. We have the monoclonal antibodies, we have the immunomodulatory drugs, and we're looking at therapies for vaccines, different approaches with transplant, and CAR-T therapies. And so, right now with all these new approaches, we have so much yet to learn for our patients. But what I do know, and what I know is exciting, is that when I do meet with a patient, the therapies that they are going to receive are effective; there's great efficacy. We see very good and rapid response rates with these patients. And, most importantly, I know that these therapies are manageable for the patients and they're easily tolerated. So, these patients, again, have the freedom to know that they don't have to be coming into clinic. They can have their oral therapies and take it home, in combination with coming in maybe once a week, every other week, or once a month. Because the monoclonal antibodies, in addition to their other therapies, help lead to better response rates for our patients. Myeloma is the hematological malignancy that remains incurable at this time, but we know that it's very highly treatable. And with the rapid advancements in myeloma looking at new pathways for treating the disease, it certainly helps give encouragement to our patients and their families. And so, we see hope and renewed survival for myeloma.
Transcript Edited for Clarity
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Tonight begins the celebration of Yom HaAtzmaut – the 65th anniversary of the establishment of the modern State of Israel. Similar to the 4th of July Independence Day in the US, but different in that Israel observes Memorial Day (Yom HaZikaron – Remembrance Day) the day before Independence Day to remind us of the fact that it was through the bravery, dedication and sacrifices of many that we are able to enjoy independence.
For my family, it's also a celebration of our liberation from exile. I'm sharing this video for those who haven't been blessed with the ability to come home. Intended to be "a feel-good movie to brighten your day" ISRAEL21c produced Israel Shining Bright for 65 years to share with you the people and places that make Israel so special.
Want more? Continue reading Happy 65th Birthday Israel!


text: Long hairstyles can be striking and a real show stopper, but if you've rocked long hair before, you know that it can also be a real pain in the you know what! Without the right haircut, all that length can become a burden. A good way to lighten your hair load a bit without losing length is to add in some layers. Long layers are the great solution for those who love to rock their locks flowing freely, but don't want to look old-fashioned or weighted down. Check out the 25+ Hairstyles Long Layersideas below to get inspired before your next head to the salon.


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constipation issues
Created by Updated on Dec 09, 2016
my baby is 5 month old and she is constipated. can someone suggest me
| Dec 10, 2016
give him collicaid drops before feed,it is d best syrup for constipation in infants
| Dec 09, 2016
wat tanisha said is totally right.. if she's not pooped for 4-5 days you can give pediatric dulcolax suppository capsule... . it's meant for babies.. u must insert that capsule in baby's poop hole.. it will make her poop withing 5-10 minutes.. relieving her as well.. . these are absolutely safe.. I use it for my baby wen she doesn't poops for days... n yes bf babies poop irregularly...
| Dec 09, 2016
since ur baby is already 5 months. ..u can give her liquids. ... like 2-3 spoon of water or fruit juice.... dis may help her.... also if u r giving formula milk.... chk the consistency. ...it shuld nt b v thick.
| Dec 09, 2016
give him milk boiling with ajwan and took warm na feed
| Dec 09, 2016
she cries when she passes stool and it is hard stool
| Dec 09, 2016
Hi when you say constipated -- what exactly are you referring to? Going to potty once in 3-4 days or there is a pain while passing poop. If it is the first one then rest assured that exclusively breastfed babies passes poop that irregularly. and if it is pain while passing poop then it is advisable to give baby a lot of tummy time.


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I have annoyingly insufficient photograph material, and almost no information about Esch-sur-Sûre/Esch-Sauer, but I want to say something about it, as with its erection in 927, Esch Castle is in actual fact the first castle on the territory of the present Grand Duchy of Luxembourg (as we've seen in the previous publication, even the castle in Luxembourg City dates from AD 963.) The area was also obtained by a certain nobleman from the Abbey of Stavelot through an exchange treaty, and despite its present appearance and size, at that time it was a county with 19 villages in possession.
There are historical records from the 11th century about two brothers, members of the noble county family that possessed the castle – Gottfried and Heinrich of Esch, who participated in the preparation and accomplishment of the First Crusade. (And while I'm writing these lines, I'm realizing that in my mind, shaped aside from the great Western European History, the knights stand in some aspects next to some mythical creatures like the unicorns, for example, as if it is almost impossible to find any historical records about them, although they are real historical characters.) Gottfried, who lead a couple of diplomatic missions in order to ensure the free passing of the crusaders through particular territories, after the Crusade went back home, whereas Heinrich found his death in 1097 during the siege of a castle in Mesopotamia.
The round tower was built as late as the 15th century, while the initial square one (that I've neglected to take a photograph of) dates from the 10th century.
The decline of the castle began in the middle of the 16th century and lasted to the 19th century.
The church was renovated in 1906, but when it was built, by whom, and whose was the craftsmanship of the altar – I couldn't find any information about it.
As if this is the most impressive eagle lectern that I've seen so far. The eagle is a symbol of the power of God's Word, and the double-headed eagle is in its turn an ancient symbol of the Sun that originated in Mesopotamia 4000 years ago. Later it was appropriated by the Holy Roman Empire, Prussia, and Russia. In any case, the eagle is always associated with power, might, and domination. Here it is crowned and stands on the Globe.
The decorations of the confessional.
And one last historical piece of information – in 1871, Victor Hugo visited this settlement too.


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Data Analytics: How to Know the Right . . .
Six Ways Teradata Vantage is Moving t . . .
Data Analytics in the Cloud: It's Not . . .
The Four Types of Chief Data Officers
Customer Data Platforms: Silo Killer . . .
Teradata Experts on the Top Tech Pred . . .
Is There a Geographic Component in Yo . . .
How Teradata and Oxford Saïd are Mode . . .
Swedbank Delivers Superior Customer E . . .
How Moving to the Cloud Helped Craft . . .
How Air France-KLM Group Uses Cross-C . . .
How U.S. Bank Uses A.I. and Machine L . . .
6 Lessons for Women in Tech
Teradata Has Been Named One of the Wo . . .
It's a small world after all
It all Started with 'CARE' – Reasons . . .
What It Means To Partner With A World . . .
Which customer bought what and when?
For any enterprise that analyze data that was the central question they sought to answer to understand their place in the market. But in this new era of disrupt or be disrupted, companies must begin asking themselves more powerful questions — like, "what are our customers going to do tomorrow?"
At the last full day of Partners 2017, Teradata's Oliver Ratzesberger sat down with business leaders to discuss the future of analytics in the enterprise, highlighting key points in his new book co-authored with Northwestern University's Mohan Sawhney, "The Sentient Enterprise."
For many businesses, adopting more advanced analytics practices in an environment that can seamlessly blend data sets means they can pivot from predicting transactions to predicting behaviors.
Grace Hwang, executive director of business intelligence and advanced analytics at Verizon Wireless, detailed how her company has leveraged scalable analytics to maintain the lowest churn rate in the telecom industry.
"If you are saving for the sake of saving, then people would be just waiting for your next promo," she said.
To avoid that scenario, rather than focusing on short-term metrics, Verizon instead plays a longer game when assessing a customer's journey. For instance, a customer that will likely buy up a sale right away looks like a win for the company. However, if that person then calls into a call center later to complain, then it's clear offering that individual a sale wasn't good for the company's bottom line in the long term. The key to making those inferences is un-siloed data, so a company can have a transparent view into all facets of a customer journey, both transactional and behavioral.
At banks, however, predicting behavior isn't just about knowing what your customers may do — it's about knowing who is masquerading as one of your customers as well. That has driven the 146-year-old Danske Bank of the Netherlands and 200-year-old Westpac Banking Corp. of Australia to transform themselves into futuristic companies armed with AI- and machine learning-based fraud detection.
While that shift is a challenge in itself, another trial soon followed for their companies — culture. Getting people to work with and trust AI after years of using a different method can be a challenge.
"When you go through our organization — we aren't that big, 20,000 employees — there are people who don't understand," said Nadeem Gulzar of Danske Bank. He said advanced analytics is the "ace in the hole," arming Danske Bank with the data that proves what its employees should be working on.
Dr. Leif Evensen of Westpac says companies still must educate employees so the impact of investing in AI isn't diminished.
"The problem is, you can invest any amount of money in the technology and in analytical talent, but the binding constraint comes from the culture and capability of the organization — basic things like being able to frame and define a problem and being aware of biases of humans when they are trying to arrive at a decision," says Dr. Leif Evensen of Westpac.
And as cultures evolve, companies must continue to evolve as well. So what should enterprises do now to prepare for potential sentience in, say, 20 years? It's always hard to say when it comes to technology, but panelists had a few guesses.
"I'm a firm believer in AI assisting us in all shapes and forms," said Gulzar. "It will be embedded in our lives to a degree we don't understand right now, just like smartphones."
However, some panelists believed the increased role of AI would change one job title in particular.
"Data scientists, 10 years from now, I think that job will be irrelevant," said Satven Sangani, of Alation. "I can imagine Teradata 20.0 will come with, 'Hey, Alexa!' or 'Oliver,' and the data science can be done in two to three minutes. But the implementation will be hard; [then] the running of model and testing will be the important job."
If that forecast proves true, it's the young generation now that will interact with machines and models in a more natural way. And from his experiences at home, Ratzesberger has witnessed just how comfortable workers 20 years from now will be with intelligent agents.
Around last Christmas, Ratzesberger happened up on his young daughter, sitting in her room alone, talking to her Amazon Echo, which she uses to play music since CD players are no longer en vogue.
"She was chatting with Alexa," he said. "She went back and forth ... and gave feedback as a 7 year old." It left Ratzesberger with one question: "Should I be scared, or proud?"


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Grilling Tips: Use Tongs
Daily Grilling Tip:
Use a pair of tongs or a metal spatula—not a barbecue fork or, worse, a knife—to turn meat or move it around on the grill. Forks and knives poke holes in the meat that can allow precious juices to drain out.
Summer Grilling Guide
Grilled Steak
Buying a Gas Grill: What You Need to Know
Three Essential Steps to Cleaning a Grill
Recipes and Strategies for Easy Grilling
Marcia Kiesel's Top Grilling Tips
How to Add Flavor Before Grilling
How to Add Flavor After Grilling
10 Easy Ways to Master the Grill


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Creating a productive shared studio space is not as easy as throwing a handful of jewelers into a room to see what shakes out. We knew our mission was not an easy one, so I take some serious pride in the shop that Luana, Sharon, and I have created together. The buildout took lots of communication, patience and a healthy dose of elbow grease before she was up and running.
Last month SF Made visited our new studio, Goldlight Jewelers, to see how we three local manufacturers were making it happen. SF Made is a nonprofit organization whose mission is to stimulate our local economy by fostering the growth of the manufacturing sector in San Francisco. Their recent blog article gives a great rundown of our advice to fellow makers who are thinking of co-leasing a new studio space.


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This Week in DC: July 21-27
July 21, 2014 by Becca
Just like that, we're nearing the close of July. Summer is flying by.
Screen on the Green kicks off tonight with a showing of the 1984 classic "The Karate Kid." The free outdoor event will continue with screenings on Monday evenings at sunset through August 11 with movies shown on a giant 20' by 40' screen between 7th and 12th Streets on the National Mall. Screen on the Green is a free summer movie series that provides a tribute to classic films. Each screening attracts more than 15,000 Washingtonians and tourists, making this one of the largest community events in D.C.
Join MOVEIUS Contemporary Ballet after its July 22 performance of #albatross for dinner, drinks, and bocce ball at MOVEIUS's exclusive fundraiser, "Ballet to Bocce." Vendetta, a boutique bocce bar next to the Atlas Performing Arts Center, will bring out flat-bread pizzas, mac 'n' cheese, and arugula salad as you mingle with the cast, bet on D.C. restaurant packages in the silent auction, or try your hand at the classic Italian sport in one of the two, 25-foot bocce ball courts inside the tavern. Tickets, which include dinner and two drinks, are limited, so order now for $30 in advance (any extra tickets will be $35 at the door).
A lot of the Bitches and their babes were born in July. This weekend, we ordered a cookie cake from Captain Cookie DC, a local food truck that delivers the most amazing cookies and ice cream cookie sandwiches around town, for a friend's birthday. The enormous cookie cake was an absolute hit with the birthday girl and her party people. You can enjoy cookies and milk by finding the truck on Twitter, or ordering for your next fete online.
It's Wednesday wine night! Head to Vino Volo Wine Bar & Cafe in Bethesda and check out its new summer menu and wine pairing. The wine bar also offers educational classes where you can learn about—and try—wine from different regions of the world. Head there for great tastings and good food. The menu offers bites and small plates including cheese and cured meats, salmon rolls, and pizzettas. Enjoy wines in tasting flights, by the glass, or by the bottle. Enjoy wine on an outdoor lounge patio to sip and savor in, as well as a full retail shop to help stock up your cellar. 7243 Woodmont Ave., Bethesda, Md.
P.J. Clarke's hosts its second annual Lobster Feast Thursday from 6 to 9 p.m. This year's feast benefits One Love Foundation and tickets are $65. Tickets include a traditional lobster dinner, unlimited Port City Brewing Company beer and Gosling's Dark & Stormies, live music, giveaways from Vineyard Vines and more. Click here for tickets. PJ Clarke's, 1600 K St. N.W., Washington, D.C.
We think date night in Cleveland Park is in order. Ardeo+Bardeo's Executive Chef Matthew Kuhn will be showcasing appetizers such as an heirloom tomato and lobster salad with jersey burrata, pickled okra, olive oil crouton, and Carolina gold tomato vinaigrette, and watermelon and tomato gazpacho with pickled watermelon rind, basil yogurt, and agrumato. Second course choices include pan roasted Alaskan halibut with baby summer vegetable ragu, smoked tomato butter, and a lobster-basil emulsion or tomato-infused spaghetti with Calabrian chili, bottarga, basil, and house ricotta. For dessert, guests can enjoy Anson Mills polenta cake with candied pine nuts, saba, Cherokee purple tomato sherbet, or Chef's cheese plate with pecorino al basilico, tomato jam, medjool dates, hazelnuts, and grilled baguette. 3311 Connecticut Ave. N.W., Washington, D.C.
Celebrate summer with ice cream. Ice Cream Jubilee, the only D.C.-owned and operated small-batch ice cream company, will open the doors of its first scoop shop on Saturday in The Yards Park on Saturday. The grand opening event will be from 10 a.m. to 10 p.m. Founded by Victoria Lai, an attorney-turned-icecreampreneur, who began making and selling ice cream three years ago from a professional kitchen while working as a presidential appointee at the Department of Homeland Security. Since 2013, Ice Cream Jubilee has been selling its small-batch ice cream through select local markets and its old-fashioned ice cream cart. 301 Water Street, S.E., Washington, D.C.
Brunch, of course! Head to Copperwood Tavern in Shirlington, as the restaurant is adding a short rib Benedict to the brunch menu. Plus, the farm-to-table restaurant celebrates the canine each month with a Dog of the Month "Wall of Fame." Those wishing to enter their pooch as a contestant need to email firstname.lastname@example.com with a picture of their dog, stating the dog's name, birthday, breed, and a few sentences about why they should be Dog of the Month. A dog is eligible to win the title only once and must be a resident of Arlington County or the local D.C. area to pick up their prize at Copperwood Tavern. Each monthly winner receives the following prize: a customized dog basket from Copperwood Tavern's sponsor, Dogma Bakery, a $50 gift card to redeem at Copperwood Tavern, a Copperwood Tavern bandanna, social media shout-outs, and the winning dog's picture is framed and hung on the restaurant's "Dog Wall of Fame." The top dog is announced the first week of each month. Copperwood Tavern, 4021 Campbell Ave., Arlington, Va.


text: Project Page TabsSummary & MeetingsSummary: The OpenTravel Code List Optimization Project has four primary objectives: Reduce the complexity and improve the quality of the data in the Code List; Associate supporting metadata directly with code table items; Establish new processes for peer review of code list additions; and, Propose enhancements to the current inline XML-structure defined for the OpenTravel XML Object Suite product. The key project deliverable is a streamlined Code List with no redundant or illogical entries. Additional deliverables include an enhanced "open list" XML structure (for exchanging both OpenTravel and 3rd-party Code List information in schema products) and converting the Code List from a spread sheet to an online mechanism supported by functionality for searching and exporting—and processes for enhancing and maintaining the integrity of the Code List. Meetings: The Code List Optimization Project team meets every Tuesday from 11:00AM - 12:00PM US/Eastern, Webex.Big Ideas brainstorming session at OpenTravel Advisory Forum 2012 in Miami.Owner: Architecture WorkgroupTravel Sector: All Sectors Proposal & HistoryProject Start Date: Thursday, September 13, 2012Target Completion Date: Monday, April 1, 2013Proposal Abstract: Inception: The Code List Optimization Project began in September, 2012 as a means of simplifying the 149 tables with a combined 4,620 code table items that comprise the OpenTravel Code List MS-Excel spreadsheet that has historically been included in the 1.0 XML Message Suite publication download. Challenge: To eliminate increasing complexity that has accreted since its inception by reducing redundant and illogical entries and improve usability for a wide ranging and growing number of implementers who rely on the Code List to exchange descriptive information using OpenTravel schema products or who utilize the Code List to support data quality requirements for internal content data stores initiatives. Project Status: Active ArtifactsFile Collection: Document / File SizeDate AddedSummary AttachmentSize Code List Optimization Proposal v2321.24 KB 12/5/2012 AttachmentSize Project Brief331.07 KB 12/7/2012New on ODN - one pager project overview for new members and available to public with image showing example of enumerated list (which will replace Code List in OpenTravel 2.0 Object Suite). AttachmentSize Phase 1 Project Brief320.42 KB Project Brief from phase 1 of project. AttachmentSize Code List Procedures19.05 KB 1/27/15Procedures to request a new code to be added to an existing code list. AttachmentSize Code List Optimization Project Brief Phase II1.25 MB 11/2/15This updated project brief contains details on the updates to the code table from both Phase I and Phase II AttachmentSize Optimized Code List Phase II2.2 MB 11/2/15This optimized code table contains the updates from both Phase I and Phase II of the Code List Optimization Project.


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$169.95 $209.95
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- Ponte fabrication
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- Ruffle detailing at sleeves and hemline
- Mini length
- Back exposed zip closure
Model wears a size S.
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Just because a business isn't performing as well as it should be doesn't mean it's time to throw in the towel. With the right help and perspective, a failing business can be turned around and made profitable again. To learn more about this process, we spoke to Paul DelFino, principal of Opportunity Inc., and author of Avoiding Skewed Entrepreneurial Strategies. He has spent the past two decades assisting entrepreneurs in growing their businesses, responding to economic downturns, and assisting with mergers and acquisitions.
Small Business Center: At what point is a business in need of turnaround services?
Paul DelFino: When any key performance metric signals deterioration and the business owner doesn't know why, or they don't have a plan to change or correct the trend, an outside resource should be immediately considered. Just like with human health, one problem can lead to others. That's true whether the problem is declining revenue, cost of goods explosion, overhead growth, quality deterioration, declining margins, or market share loss. Speed of accurate diagnostics and attention — along with corrective action that considers the totality of the enterprise — are the key to reversing the trend. Remember, correction is easier when it's done earlier.
How important is it to get outside help with the process?
Entrepreneurs and small businesspeople are normally driven, prideful, and passionate about what they do, and they know their business extremely well. But, surprisingly, most have never run or managed any other business. They may not have the best view of what's wrong, what should be improved, and how. That's why an outside unbiased perspective is invaluable. Additionally, when problems surface, it's normally evident to the employees, vendors, investors, lenders, and eventually the customers. When outside help is brought in, they take comfort as they see corrective actions being implemented.
How long does it generally take to turn around a company that is doing poorly?
Depending on the root cause of the problem and the control the small-business owner has over the solution, recovery can be expected in months or years. Emergency action plans can help short-term crises like not meeting payroll, but more often than not, true corrective action requires new personnel, a system change, product re-engineering, revised pricing strategies, or revised distribution programs.
What type of financial analyses should be done before a small-business owner embarks on a turnaround effort?
Too often business owners don't manage "by the numbers" or take advantage of published industry information about standard ratios. Seeking out industry standards is one of the first things I do when I get a call about a troubled business. Trend analysis of all typical financial performance ratios is advisable on an ongoing basis, but it's critical when entering into a diagnostic, pre-turnaround initiative.
Should small-business owners inform their employees of the turnaround plan?
In most cases, the employees should be apprised that a consultant has been retained, but I counsel business owners to avoid the term "turnaround" when communicating with employees. In nearly every case, turnarounds involve interaction with the team, so the business owner must evaluate the ability of the consultant to interact with their team constructively. Employees are typically skeptical of outsiders and change, so specialists who enter the company have to sell themselves to the team as a whole to truly expedite corrective action.
What factors should business owners use to set goals for this process?
The goals should be mutually set by the business owner and the consultant. Once the short-term emergency corrective actions are implemented, it's necessary to set reasonable timelines and stages using as much industry data on norms as possible. However, it's critical that the evaluation covers the complete span of traditional business measurements because it's easy to focus on any single dimension of the business without noticing that a new problem is being created.
If business owners have suffered damaged relations with their vendors and suppliers, how can they repair them?
If the vendor relationship has not deteriorated, I find that an honest, direct dialogue works best. Taking the offense with the vendor and explaining that a consultant has been secured to correct the problem usually helps because it shows the business owner is concerned, committed, and wants to continue the relationship. Most experienced suppliers understand that their best probability of getting paid and continuing a profitable relationship is to cooperate. This is most often best communicated as a team with the small-business owner and the consultant.
What about the relationships with banks and other lenders?
As a former banker and lender, I know that what bankers dislike the most are surprises and the feeling that something is being hidden. When dealing with them, proactive, aggressive communication of the issues and plans is a must. Bankers have concerns beyond repayment. They are highly regulated, and open communication with them helps them to be in compliance. Bankers take comfort when outside business specialists participate in a turnaround and recovery. In fact, the specialist could take the lead in communications with bankers in partnership with the business owner.
Should the business owner do anything about customer relations during the turnaround period?
They should do more than usual. Turnarounds require focus, which cause the business owner and employees to sacrifice time in other aspects of the business. It's critical that there not be a deterioration in customer relations, customer service, or quality during implementation of the plan. That being said, it is possible that the expenses required in order to attain service levels and quality standards are too high. In these cases, care must be taken to implement the changes gradually to minimize customer defection.
What is the first sign that the business is recovering?
Some metric helped identify the problem, such as revenue, margin, customer loss, cost ratios, returns, rejections, inventory expansion or reduction, or a cash deficiency. In any plan there should be an intense monitoring of "the dials," that is, those key metrics. When all critical dials are showing improvement, without taking another metric out of the target, then the recovery has begun. When all metrics are in an acceptable range for a period of three months or more, it means recovery is probable.
What is the biggest mistake you see small-business owners make when trying to turn around their companies?
Waiting too long to ask for help. The doctor-patient analogy is best applied here. When the symptoms begin to surface, it's time to get a physical. Likewise, when you see revenue dropping, margins shrinking, a loss of customers, and service quality crashing, consider having an independent specialist come in and do a diagnostic. The faster the root causes of the problems are diagnosed, the quicker the solution. And that means less financial and long-term damage to a business.


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Industrial Tiltdeck
This trailer has a 15' x 81" wide tilting deck plus an additional 81" wide non-tilting deck. This non-tilting deck is offered in both 5' and 7' long versions and custom lengths can be ordered. The non-tilting deck is especially handy for bigger landscaping and road building jobs where you need to carry large equipment, attachments and supplies.
This trailer holds your equipment and attachments like your toolbox holds your tools and comes standard with Dexter Torsion axles, a lockable chain tray and a spare tire mount.
Five models to choose from, 15/5', 15/5' HD, 15/5' XHD, 15/7' and 15/7' HD.
Standard Features
Features and Benefits of LWL Trailers
Sandblasted, Primed and Painted Frames
Sandblasting thoroughly cleans the frame to remove any oil and debris. It is the only way to remove the mill scale from the steel. Priming and painting ensures extra protection against the elements and provides a nice finish to your trailer. All of the LWL brand trailers are sandblasted and finished, giving you years of protection from the elements. (See below for in-depth discussions on this)
Protected Lighting
Lights are part of the safety system on all trailers and with any safety system you want reliability. All of the LWL brand trailers have their own tail lights (sealed beam or LED) enclosed in a steel tube to prevent the damage caused by road debris thrown up by the tires. This extra level of protection ensures peace of mind on that long trip home.
Welded Frame Versus Bolted Construction
Some of the smaller utility trailers on the market that are offered in the "big box" store environment need assembly, requiring the trailer to be bolted together. The LWL brand of trailers comes standard welded together. They are assembled by professionals to provide a stronger structure that easily outlasts the bolt together trailers.
Sealed Wiring Harnesses
Lights are the first thing that fails on a trailer and are the most frustrating thing to fix. LWL has taken extra steps to prevent this from happening. Wiring harnesses generally fail at the connections first. LWL understands this and offers the best mounted, best sealed, and most trouble free harness on the market today. LWL wiring harnesses are fed through washers which are welded onto the frame. This is a much more secure mounting method than staples in our Canadian environment. The actual wires are enclosed in a sealed rubber case. What really separates LWL from the competition, is our connectors. The connector that joins the wires together does two things. First it makes the connection securely and safely. Secondly and more importantly, it removes all of the air and buries the connection in silicone inside the plastic case thus providing 100% protection from all nature can throw at it. This connection system beats black tape and heat shrink tubing every time.
LWL offers the longest warranty coverage of any trailer manufacturer. A full 5 year structural warranty comes standard on our premium line. 10 year warranty is standard on LED lights and Dexter provides a 5 year suspension warranty on their Torflex axles. This coverage is second to none and LWL provides service at all of their dealers giving you peace of mind with your new trailer.


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Featured Communities
Get To Know Robert Stewart
I've spent the last 13 years curating the knowledge, tools, and skills to make my clients successful. I quite literally love what I do. People choose to work with me because of my perspective and standards. People choose Keller Williams Realty because we're the #1 real estate brokerage in the world in every metric that matters – agent count, sales units, and sales volume. Forbes magazine also named us "Happiest Place to Work" in the US. You're in the right place.
Robert currently lives outside of St. Paul with his 3 kids, ages 14, 14, and 12. A consummate NERD, he geeks out on topics of food, music, physiology, housing policy, construction techniques, German diesels, and economics. Originally from Staunton, VA, Robert moved to the Twin Cities 13 years ago and still has a bit of an accent. Current obsessions include ramen noodles, tacos, kettlebells, Emily Dickinson, and real estate property search techniques.


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|Exam Code
|Exam Name
|Selling HP Enterprise Storage Solutions
|Questions and Answers
|Updated On
|Click to Check Update
|PDF Download Mirror
|HP2-K03 Brain Dump
|Get Full Version
|Pass4sure HP2-K03 Full Version
ecological and affordable
relocation resourceful
energy and resource efficient
economical and green
Which offering provides 24×7 simple, reliable, around-the-clock server and storage monitoring, along with problem resolution?
Citrix services
Microsoft services
HP Insight Remote Support
Installation and Implementation
Which service proactively manages changes across your customer's total environment, with complete support for enhanced service levels and proactive risk avoidance?
Support Plus 24 Service and Hardware 6-hour Call to Repair
Support Plus Service
Critical Service
HP Instant Support Professional Edition
With regard to Storage Services, it is important for customers to know what they are receiving with their product warranty. Which statement is not true?
Services can help your customer meet availability, performance, installation or support management needs.
Relying on product warranties alone is no guarantee that faulty equipment will be back in production within a specified time or at a predictable cost.
A standard warranty uplift ensures customers of consistency of operations for missioncritical or standard business computing.
Support Plus 24 Services is available at no additional cost as part of your warranty.
What does HP CI-MM Express achieve for customers?
It enables customers to evaluate capacity across the server and storage environment.
It offers a service to help customers implement cloud computing in a reliable and accurate way.
It enables customers to predict future server capacity requirements by using a converged infrastructure measurement methodology.
It provides an assessment of the customer's current "as is" IT environment before proposing a converged infrastructure evolution path.
HP Financial Services can help to address the "lack of budget" objection. Which statement best describes these services?
They are available in 60 countries and offer the best option for acquiring new IT solutions
They offer leasing solutions that can shorten the implementation and total project timelines
They provide a complete range of services designed to reduce the cost of buying new IT solutions
They make it economical for customers to deploy world-class technology on terms tailored to their needs.
When you are starting a meeting with a customer, which three key components should you include in your opening statements?
the customer's project budget, timelines, and decision-making processes
the customer's project timelines, decision-making processes, and business needs
the meeting purpose, background, and action-item deadlines
the meeting objectives, duration, and agenda
When a customer is considering an entry-level array, which HP StorageWorks offering is ideal for small mid-sized companies?
HP StrageWorks X9000
HP StrageWorks P2000 Modular Smart Array
HP StrageWorks DAT Tape Autoloader
HP StrageWorks EVA6400
Which HP StorageWorks SAN offering is considered ideal for small and medium-sized businesses that existing virtual server environments?
XP24000 solution
6400 Enterprise Virtual Array
P4000 SAN solution
8400 Enterprise Virtual Array
The HP P4000 enables customers to scale up and scale out their storage infrastructure. What does this solution enable customers to do?
to rapidly expand their storage infrastructure to include the HP XP series
to maintain sufficient storage capacity for the next three to five years
to purchase only what they need today and avoid unnecessary investments
to consolidate all their MSA system with one P4000 solution


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September 9, 2011, 1:30 am
Colorado commission to release maps for new state House, Senate districts today
UPDATE: After the maps were released, Democrats and Republicans traded barbs over which side was being fair.
A commission charged with redrawing legislative boundaries today will release proposed maps for new state House and Senate districts. (Links to the maps appear at the end of this blog.)
The Colorado Reapportionment Commission has until Oct. 7 to finalize its maps and send them to the Colorado Supreme Court for approval. The commission has been meeting since May, first gathering data to help draw preliminary maps and then embarking on a 25-city statewood tour to gather input on those preliminary maps.
Commission members used that data to issue today's maps. Some highlights:


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Our next "new face" is Callum Beale. He will be playing the disciple Thaddeus in Jesus Christ Superstar. Callum has performed in productions regularly, his first show being with Melbourne Gang Show is 2004. To Callum, the best thing about rehearsals is seeing how the production is coming together already. During the rest of the season, Callum is looking forward to being on stage in front of an audience and performing to the best of his abilities. When he is not on stage, Callum enjoys watching TV and any movies.
As for Kacey, well she has been familiar with Croydon Parish Players for some time due to her friendship with Julia Duke but is now making her CPP debut as one of our angels. Kacey is no stranger to theatre having performed in her first musical 'The Wiz' in 2001. She also takes singing and dance classes in her spare time and has been loving meeting everyone at rehearsals and making many new friends. Learning all the different harmonies in the ensemble songs has also already been a highlight for Kacey.
One thing that Kacey (and Callum) cannot wait for is the buzz of opening night! You won't want to miss this one!


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Organic Compost Accelerator
- Granulated supplement made from animal by-products, fermented vegetation residues, organic materials, and living microorganisms
- Contains important composting bacteria and fungi cultures
- Allows quick and effective breakdown of garden and kitchen waste, as well as leaf and grass cuttings
- Perfectly suited for composting in a compost bin
- Also suitable for composting autumn foliage
- For all types of composting
- Yields large amounts: 2 kg is enough for approx. 4 m³ of garden waste or 66 m² of autumn foliage
2 kg carton
Additional product information
You will find the whole world of Neudorff's environmentally friendly products in this catalogue. We have put together a brief summary of each of our products for plants, house and garden together with a photo. This allows you to take a look at our extensive range for yourself.


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The resource has been added to your collection
In this lesson, students will learn about choices and opportunity costs that occur every day. While this lesson will go on throughout the day, the actual lesson is short.
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(Reuters) - LinkedIn Corp raised its follow-on public offering to about 8.75 million shares and priced it at $71 a share in a bid to raise working capital, including further expansion of its product development and field sales organizations.
On November 14, the professional networking company said it would offer 8 million shares.
Late on Wednesday, LinkedIn said it will sell about 1.3 million shares in the offering, which at the $71 price could raise up to $92.3 million, while the rest will be sold by existing stockholders.
Selling stockholders included Chief Executive Jeffrey Weiner and private equity backer Bain Capital Venture Integral Investors LLC, which sold off all its shares.
The bookrunning managers of the offering are Morgan Stanley & Co LLC, BofA Merrill Lynch and J.P. Morgan Securities LLC. Allen & Company LLC and UBS Securities LLC are co-managers.
This month, LinkedIn reported a revenue of $139.5 million, above Wall Street expectations of $127.6 million, according to Thomson Reuters I/B/E/S.
LinkedIn shares, which went public in May, closed at $71.56 on Wednesday on the New York Stock Exchange.
Reporting by Kavyanjali Kaushik in Bangalore; editing by Andre Grenon


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Starting: Dec 5th, 2019 12:00am EST
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Dave LudwigPresident/CEO[email protected]
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Approx. $4 Million of Various Accounts with Judgments
Simply call 1-858-847-0659
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We will be glad to listen to your specific needs and from that HGP can prepare a detailed solution for your review that will maximize the returns on your assets for the company and its Shareholders.
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Terribly trendy, but oh so good. I love kale salads. Especially a good raw kale salad with a fantastic dressing. This is one of my absolute favorite dressings (or shall I say vinaigrette?) for kale. One that appears on our table a lot! It's bursting with Asian flavors — roasted sesame oil, Japanese rice vinegar, soy sauce, ginger and a couple other delicious flavorings. Really, what's not to love?
Actually, this should actually be a recipe for sesame-ginger dressing, since it is one of my favorite dressings and versatile enough to be used with any robust green – it's terrific with pointed cabbage (red pointed cabbage if you can get your hands on it), savoy (Chinese) cabbage, curly kale (actually kale of any kind) and a wonderful assortment of other vegetables that may accompany your salad — think sweet red peppers, cool and crunchy carrots, tender snow peas, even edamame. I have made this countless times, every time a little differently than the last, but the essence stay the same — the dressing — and this time a simple version with lacinato kale and sweet red pointed pepper. The perfect mix for a detoxifying and vitamin rich kale salad.
I may be a bit of an anomaly, but I'd figure for many of us, it's hard enough to convince ourselves to eat our greens, let alone to try something like kale — raw. But trust me, it can taste REALLY amazing. If you are a little skeptical, let me tell a little trick to making it taste great. First of all, you want to transform those sturdy leaves into something soft and tender. I do that by massaging the leaves with a little olive oil, sea salt and lemon juice until they are all well coated. This little massage breaks down the cell walls of the kale, allowing it to wilt and absorb all the incredible flavors — all of which makes it insanely good. You don't even have to go for the full 5 or 10 minute massage. Once you dress it up with the rest of the dressing you can let it sit a while and let the dressing do the rest of the magic. With time, it also tenderizes the leaves. Sweet.
When you make the dressing for this salad, you may think it's not enough for all that kale, but since it is an intense and deeply flavored dressing that is being tossed with already pre-dressed kale, it works out to be, what I think, the perfect amount. If I am not eating a massive bowl of this to myself, then I serve this kale salad as a tasty side with simple grilled chicken or fish. Enjoy!
NOTE: I prefer Japanese rice vinegar since it is not as strong as the Chinese produced vinegars. Look for it in your local Asian supermarket.
Asian Kale Salad with Sesame-Ginger Dressing
Serves 4, as a side
For the salad:
1 bunch lacinato kale (also called Tuscan/dinosaur kale), or regular curly kale, tough ribs removed and cut into bite-sized pieces (about 450 g / 6 handfuls)
1 tablespoon extra-virgin olive oil
1/4 teaspoon sea salt
freshly squeezed juice from half a lemon
1-2 pointed sweet red peppers, cut lengthwise and sliced thinly
1 tablespoon toasted sesame seeds, to garnish (optional)
For the dressing:
1 large clove garlic, minced
1 tablespoon extra-virgin olive oil
1 tablespoon unseasoned rice vinegar (Japanese)
1 tablespoon soy sauce
2 teaspoons toasted sesame oil
1 tablespoon ginger, minced
NOTE: if making this dressing for a salad that doesn't require "a massage" beforehand (meaning anything other then kale), then I would add the 1 tablespoon olive oil and freshly squeezed lemon juice to the dressing ingredients. I'll leave it up to you whether you want to add extra salt.
1. In a large bowl, toss kale with the olive oil, salt and lemon juice and rub into kale to soften.
2. In a small bowl, whisk together the garlic, olive oil, rice vinegar, soy sauce, sesame oil, and ginger until well combined.
3. Add the red peppers to the salad. Pour the dressing over the salad, sprinkle with sesame seeds (if using), and toss well. Serve and enjoy!
NOTE: this salad is great prepared in advance, so go ahead and let it sit while you prepare the rest of your meal.


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|XS Cargo Winnipeg
The XS store was in the parking lot of The Brick near Polo Park.
XS was known for colourful ads inserts and low cost goods, some of if re-conditioned product. The company blamed competition with Target and Walmart for their demise.
Other stores circling the drain the last months are Bowring, Bombay and Sears.


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The four Cs are: Carat, Colour, Clarity and Cut. These are the four value factors that professionals use to grade, compare and value diamonds. This grading system was developed by the GIA in the 1940s and universally used by all respected jewellers to provide objective standards in the evaluation of a diamond.
Understanding the 4Cs will help you to make the right choice.
Carat is the unit measurement of diamond weight.
One carat is 1/5 gram. Sometimes one carat is referred to as 100 points.
Diamond weights less than 1 carat are expressed as points; for example 0.50 carats diamond is referred to as a 50 pointer. Diamond weights greater than one carat are usually expressed in carats and decimals. For example a 1.45-carat diamond is expressed as "one point four five carats".
Diamonds of the same weight can have very different values depending on the other value factors of cut, colour and clarity.
What Carat Size Should I Buy?
Buy whatever size you like, just make sure you set a budget first.
The most popular diamond is white (colourless), but diamonds also come in all other colours too such as pink, cognac, black, champagne, yellow, blue and red. These are called fancy coloured diamonds and are often valued higher than a "white" diamond. As for "white" diamonds, the colour grading scale begins with the letter D, which is colourless and the most expensive, and continues with increasing presence of colour to the letter Z. The bulk of the diamond market falls in the high end of the near colourless range.
Use this image, but take away the copyright and fancy yellow and change the fonts.
What Colour of Diamond Should I Buy?
Colour is very subjective. Many of these colour distinctions are so subtle they are indistinguishable from the next colour grade to the untrained eye. You should buy whatever colour grade you like and which falls in your budget. If you are buying a few diamonds for one jewellery piece, try and make sure they are similar if not the same colour grade as each other.
Most diamonds contain natural internal inclusions or surface blemishes. The amount, size, type and position of these flaws affect the value. The clarity of diamonds are graded as:
FL – Flawless, extremely rare.
IF- Internally flawless, very rare
VVS1 and VVS2 – Very very slightly included. Inclusions are difficult for a skilled grader to see under 10x magnification.
VS1 and VS2 – Very slightly included. Minute inclusions slightly visible under 10x magnification.
SI1 and SI2 – Slightly included. Inclusions detectable under 10x magnification.
I1, I2 and I3 - Included. Visible to the human eye.
What Clarity Grade of a Diamond Should I Buy?
Flawless diamonds are the rarest and the most expensive. However, diamond does not have to be flawless or need to be a VVS grade to be stunning.
The safest bet is to buy diamonds with clarity of SI2 or better.
SI1 and SI2 grades are eye-clean, which means the inclusions are not easily visible to the human eye. If the cut is excellent, these grades can be an excellent choice for both value and appearance.
Avoid I1, I2 I3 clarity grades for fine engagement rings as these grades have inclusions that would affect the brilliance and durability.
Cut directly affects a diamonds beauty, which is why most jewellers say it the most important factor. The beauty of a diamond comes from the interaction of light and it is determined by three attributes: brilliance, fire and scintillation.
Brilliance is the ability to reflect light from a diamond; fire the ability to disperse light into the colours of the spectrum; and scintillation is the flashes of light or sparkle when a diamond is moved in the light. An excellent cut diamond gives a diamond its brilliance and its fire and therefore its beauty.
Diamonds that are cut too deep or too shallow lose light that spills through the side or bottom. As a result, poorly cut diamonds are less brilliant and certainly less valuable. A diamond that is cut to good proportions reflects light internally from one facet to another and then disperses back through the top of the stone. A diamond that is well cut will display maximum brilliance and fire.
The cut scale as determined by the GIA is Excellent, Very Good, Good, Fair and Poor.
What Cut Quality of a Diamond Should I Buy?
For engagement rings, you should look for a Good, Very Good or Excellent cut diamond, which has good brilliance and sparkle. Brilliance is the first thing people notice. You can learn to judge brilliance with the naked eye by comparing with many diamonds. Once you can recognise a well cut brilliant diamond with your eyes you are well on your way of finding the perfect diamond.
Beauty Is In The Eyes of The Beholder
The 4Cs provide a way to objectively compare and evaluate diamonds, but grading alone can't describe a diamond's mysterious and captivating beauty – for that you will have to see the diamond yourself and trust your eyes and make the call.
Fluorescence is the visible light some diamonds emit when they are exposed to invisible ultraviolet (UV) rays. On a GIA Diamond Grading Report, fluorescence refers to the strength, or intensity, of the diamond's reaction to the long-wave UV, which is an essential component of daylight. The light emitted lasts as long as the diamond is exposed to the ultraviolet source.
Is fluorescence common?
Yes. Of the diamonds submitted to GIA over the past decade, approximately 25%-35% exhibit some degree of fluorescence. However, only 10% of those show strengths of fluorescence that may affect appearance (ie. Strengths noted on laboratory reports as medium, strong, or very strong). In more than 95% of the diamonds that exhibit fluorescence, the colour is seen in blue. In rare instances, the reaction is yellow, white, or another colour.
What impact does fluorescence have on the appearance of a diamond?
GIA studies show that, for the overwhelming majority of diamonds, the strength of fluorescence has no widely noticeable effect on appearance. In many instances, observers prefer the appearance of diamonds that have medium to strong fluorescence. In rare cases, some diamonds with extremely strong fluorescence may appear hazy or oily; fewer than 0.2% of the fluorescent diamonds submitted to GIA exhibit this effect.
Does fluorescence compromise the structural integrity of the diamond?
No. A diamond that fluoresces has the same integrity as one with no reaction to UV. Submicriscopic substitutions and/or shifts in the diamond structure can cause fluorescence as well as prevent it. Nothing in either instance inherently weakens or is bad for the diamond.
The above notes on fluorescence are from the GIA.
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