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Chemicals Supply: Philip L. Bodner, Metro-Chem, Kearny, N.J.
Hello, my name is Phil Bodner, and I am a "soap-man." I get to wear many hats and mean many things to the customers I serve. I'm pleased to be a part of American Laundry News' continuing effort to bring new ideas and beneficial information to our industry. I hope to contribute to the conversation and provide whatever insights that my experience will allow.
I live in South Jersey with my wife, Penny. My likes include family, golf, history, politics, current events and dining out with our friends. For the past 28 years, I have worked as a sales representative and sales manager for Metro-Chem Inc., and my expertise in laundry technology extends from shirt laundering, hospitality and institutional, to linen supply and industrial uniform plants.
My responsibilities have included new product ideas and testing, hiring and training field technicians, procurement and engineering of automated injection systems, marketing and sales meetings, as well as maintaining many long-term customers in my own Philadelphia area territory.
At Metro-Chem, we manufacture more than 100 laundry-specific products for all laundry needs. We provide innovative, top-quality chemistry to all segments of the industry, but we believe that you can only be as good as your ongoing commitment to service in the field. It is this combination of effective products and a true consultative approach to technical service that I believe helps fuel our sales growth and delivers the greatest good to our individual customers' businesses.
As a company, we stay abreast of everything from local water conditions and water restrictions, to wastewater regulations and new types of textiles and garments. As such, we've been busy in 2012 developing a new activated chemistry to help perform well in lower temperatures, lower pH and with fewer oxidizers required. This concept is moving us toward shorter wash formulas with importance placed on less water consumed per load.
We have also done our due diligence and created several new non-NPE surfactant-based detergents with exciting results. These formulations are more readily biodegradable for those that desire, or are required to take, a greener path toward laundry production.
I would like to wish everyone a Happy New Year, and I hope that 2013 will provide opportunity, renewed prosperity and happiness to all in our industry and our country.
Equipment Manufacturing: Steve Hietpas, Maytag Commercial Laundry, St. Joseph, Mich.
Since graduating from the University of Wisconsin with a bachelor's degree in business administration and marketing, I've spent the majority of my career—more than 15 years—in the commercial laundry industry, with a focus on the OPL segment.
Currently a senior sales manager, I joined the Maytag® Commercial Laundry team in October 2007. To date, I have managed OPL sales throughout the Midwest, Mid-Atlantic and Canadian markets, and I work directly with distributors to ensure our products meet the needs of their customers. Previously, I was a regional sales manager for another commercial laundry equipment manufacturer covering a similar territory. My background also includes working with national accounts that purchase equipment directly for their own use, as well as selling to franchisees.
Maytag® Commercial Laundry offers a full range of commercial washers and dryers to the OPL market through an international network of distributors. Our company is dedicated to developing energy-efficient solutions and dependable products for the commercial laundry market. And in 2008, Maytag® Commercial Laundry celebrated the 50-year anniversary of its entry into the commercial laundry business.
As the industry continues to evolve, so does commercial laundry equipment. From a manufacturer's perspective, this can create challenges. An excellent example of this is the ongoing objectives to increase the energy and/or water efficiency of equipment, while decreasing the amount of time it takes to do laundry—therefore decreasing labor costs—and providing exceptional cleanability.
2012 was a busy and successful one for Maytag® Commercial Laundry. We introduced an industrial line of soft-mount washer-extractors available in 180-, 230- and 275-pound models. We also enjoyed continued growth within the OPL market segment and are continuing to work on new product introductions for 2013 and beyond.
Uniforms/Workwear Manufacturing: Scott Delin, Superior Uniform Group, Seminole, Fla.
I have expertise in image apparel and uniform program management, specializing in healthcare laundries. With more than a decade of supplier sales experience, and another 15 years in a mixed-plant linen supply company, I believe my hands-on knowledge base is unparalleled.
I, alongside my father, grew up operating a women's apparel cut-and-sew operation. I am passionate about sharing my knowledge with others and helping them build successful partnerships.
The company I work for, Superior Uniform Group, was founded in 1920 as Superior Surgical Manufacturing. By 1926, its Fashion Seal Uniforms brand was created. After acquiring several other manufacturers over the years, Superior Surgical officially changed its name to Superior Uniform Group in 1998 to better reflect its greatly expanded clientele base.
Superior Uniform produces more than a dozen catalogs, outfitting employees from various industries that include healthcare, restaurant/food service and governmental/public safety. The company has also created a call center division called The Office Gurus, and a digital apparel division called everyBody Media, which were both launched in 2008 and 2011, respectively.
I am a board member for the Textile Rental Services Association (TRSA), where I develop and present in-house training programs that can be used in laundries as they seek new, innovative approaches to selling uniforms to the healthcare industry. I am also active in the American Reusable Textile Association (ARTA), where I serve on its board of directors, and am a member of the Healthcare Laundry Accreditation Council (HLAC) advisory board. I hold a bachelor of science degree in textile and apparel management from Philadelphia University.
A couple issues that will present challenges in the new year include market changes and how our healthcare customer base is looking for a new type of uniform look, with new kinds of user-friendly fabrics. I'll also be thinking about more employee purchase programs as hospital and healthcare budgets continue to be cut.


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The mortgage broker business in the UK has been negatively affected by the credit crunch a lot more than any other country in the planet, apart from the USA. Great brokers will go the added mile to acquire as a lot relevant data as possible from a client in order to generate a case that has as significantly likelihood as possible in getting accepted by a lender. As of 2007, in the United States the federal law and most state laws do not assign a fiduciary duty on mortgage brokers to act in ideal interests of their customers.
So, brokers can give a lot more alternatives (typically significantly much better alternatives), to the borrowers they serve. Text is available under the Inventive Commons Attribution-ShareAlike License added terms might apply. The first step to becoming a mortgage broker is to pass 1 of many qualifications that are recognized by the FSA. The nature and scope of a mortgage broker's activities varies with jurisdiction.
But with a with a mortgage broker, they'd merely submit the loan at another bank for approval. Mortgage brokers are now regulated by the Australian Securities and Investments Commission. In order to keep their qualification, mortgage brokers should participate in continuing expert improvement. The objective of the NMLS is to enhance and boost mortgage market supervision, develop better communication from state to state, and to generate consistency in licensing specifications and automate the licensing approach to the greatest degree achievable.
They consist of the Sophisticated Certificate in Mortgage Advice and Practice and a qualification in lifetime mortgages. Mortgage brokers do not have the capacity to charge the buyer a larger or reduce rate and in return get a greater or decrease commission. Mortgage brokers in the UK are split amongst the regulated mortgage market place, which lends to private people, and the unregulated mortgage marketplace, which lends to firms and investors.
As soon as brokers have attracted their customers they must give a good service to each retain their existing customers and accomplish new organization via referrals. Mortgage brokers have the capacity to shop quite a few lenders at after so they can uncover the very best pricing based on the borrowers requirements. A crucial distinction in between mortgage banks and mortgage brokers is that banks have far more of a standardized and set method to setting charges.

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Health and Safety in the workplace is one of those areas that is often subject to ridicule. Of course, things were not so strict in years gone by, and rules and regulations can make things more difficult at times, but we have to remember that all those rules and regulations are there for our own good.
Accidents do happen – especially in the workplace – and it is the duty of every employer to make sure the risk of such is minimised. This means putting into place procedures that, in some cases, might appear to be cumbersome and time-consuming, bit that are in fact sensible and important.
Where the operation of heavy machinery is concerned, safety and care is of paramount importance, and the same is true when the maintenance and servicing of equipment is required. This is why you need to implement lockout-tagout procedures, and in many cases, this is actually a legal requirement.
What is lockout-tagout, and when are such procedures used? Let's have a look in more detail at what it's all about.
What is Lockout/Tagout
The primary objective of lockout-tagout is safety, and it is also a very important security procedure. It aims to ensure that a machine, equipment or heavy plant can on no occasion be operated – or even switched on – by anyone other than an authorised person. In many factories, lockout-tagout – or LOTO – is used as a routine to ensure that maintenance or servicing of a machine can be carried out safely.
LOTO works to a routine that needs to be strictly adhered to, and in the case of a shut-down for maintenance, follows this five-step format, which we will explain in a moment:
- Announce shut down
- Locate power source
- Isolate power source
- Lock and tag power source
- Prove machine is immobilised
The announcement is so that those involved know what is about to happen. In some machines there are procedures that need to be carried out in advance of a shut-down, perhaps to release residual energy, and these must be followed. Locating the power source is vital as there may be more than one; some larger machines use more than one energy source to operate correctly.
Isolating the power is about switching it off, whether a mains supply or otherwise, and now we come to the important bit – tagging.
Locking is often done by bespoke locking devices designed for specific switching systems, and the tag will contain the details and name of the operator who performed the shut-down. This person is solely responsible for restarting the machine, and only when they are sure that it is safe to do so. Permission must not be given over the phone or by any other means – they must be there in person. This is crucial to the effective operation of a lockout/tagout procedure. Special equipment is also often used for LOTO procedures – and you can turn to Substation Safety for more information.
Other Danger Sources
There are other areas of machinery where the lockout-tagout routine may be useful and aid safety. Perhaps you have machinery that uses very hot or extremely cold surfaces that need stabilising before maintenance. Or, you might have a machine that uses certain gases, or liquids, that could be dangerous to touch or inhale. These are primary areas for LOTO procedures.
It is essential that you have a team of experienced machine operators who are fully trained and experienced in the LOTO procedure, and who are happy to take on the responsibility of being a designated keyholder. This is one of the most important jobs in terms of effective health and safety in the workplace, so make sure you choose and train your team well.


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Bengal Cat Information, Colors & Photos
ABUNDADOTS/CATTICHROME cattery is inspected yearly by a licensed Veterinarian, to ensure our standards exceed the guidelines set forth by the International Cat Association's voluntary responsible breeder program. We find anything other then an EXCELLENT score to be unacceptable.
Should Bengal Cats be allowed to go outside alone?
Bird and mammal mortality caused by outdoor cats is much higher than has been widely reported, with annual bird mortality now estimated to be 1.4 to 3.7 billion and mammal mortality likely 6.9 – 20.7 billion individuals. A study, which employed scientifically rigorous standards for data inclusion, demonstrates that the issue of cat predation on birds and mammals is an even bigger environmental and ecological threat than we thought.
To maintain the integrity of our ecosystems, we have to conserve the animals that play integral roles in those ecosystems. Every time we lose another bird species or suppress their population numbers, we're altering the very ecosystems that we depend on as humans. This issue clearly needs immediate conservation attention.
There are misguided notions that outdoor cats represent some harmless, new component to the natural environment. The carnage that outdoor cats inflict is staggering and can no longer be ignored or dismissed. This is a wake-up call for cat owners and communities to get serious about this problem before even more ecological damage occurs. The magnitude of mortality may exceed all other direct sources of anthropogenic bird and mammal mortality combined. Other bird mortality sources would include collisions with windows, buildings, communication towers, vehicles, and pesticide poisoning.
Despite these harmful effects, policies for management of free-ranging cat populations and regulation of pet ownership behaviors are dictated by animal welfare issues rather than ecological impacts. Projects to manage free-ranging cats, such as Trap-Neuter-Return (TNR) colonies, are potentially harmful to wildlife populations, but are implemented across the United States without widespread public knowledge, consideration of scientific evidence, or the environmental review processes typically required for actions with harmful environmental consequences.
Are Bengal Cats non-allergenic?
Unfortunately no cats are truly "hypo-allergenic". Bengal cats may cause less issue to those who have allergies to cat fur, as bengals have hair, but if the allergies are to cat saliva or cat dander, the issues will be the same.
Since allergies to cats are generalized, and not pin-pointed to specific issues, we do not place our kittens into new homes on a trial basis. It is too stressful on the babies. We also have tried allowing people to visit the cats and kittens, and most do not show any reactions in short periods, but after prolonged exposure they may find issues.
You might want to consider looking into either the Sphynx or Rex breed of cats.
When are your Bengal Kittens ready for new homes?
Many people ask if they can have their kittens at eight weeks of age. And often, we hear customers tell us that a 12-16 week old kitten is no longer a kitten!!!!!!!!! This is so untrue, they are still very much little babies at this age. Remember, the Bengal cat is unlike a regular cat and continues to grow and mature for two years unlike other breeds that are mature at around 11 months of age. I know most of you are eager to get your new kitten, but there are several reasons we do not allow our kittens to leave for their new homes prior to at LEAST twelve weeks of age. Here's a bit of information:
1. We like to allow our kittens to wean themselves at their own pace, which makes for a less needy kitten, and a happier mom. Most of our kittens start eating solid foods around five weeks of age, but still want/need the comfort of Mom. Some kittens have such a strong urge to suckle, that if they are taken away too early from mom, will begin to nurse on each other, on clothing or even on their owner. Others become fretful without mom, and tend to cry often or have nervous habits. These habits can be difficult to break. In the wild, a kitten would never leave mom at six to eight weeks of age -- they would never survive. It's not natural for a kitten to be taken from its mother and littermates at such an early age, so we let mom and baby determine when it's time to be fully weaned.
2. Good litterbox habits are reinforced by watching mother. Most kittens don't start to use the litterbox until around four or five weeks of age. They watch mom dig and scratch, use the box. They learn to bury their waste in the litter, too. On the rare occasions when we've had to wean kittens early, these kittens took much longer to regularly use the litterbox. They have accidents around the house, and are unsure where to go. On the other hand, the kittens raised by mom until 9 or 10 weeks of age rarely had litterbox accidents. All kittens benefit from consistency and familiarity when young -- so a familiar environment, same litterbox, etc. makes for few, if any accidents, and reinforces strong litterbox habits. That way, when the kitten leaves for its new home, it continues using the litterbox faithfully.
3. While the kittens are nursing from mom, they receive passive immunity from mother's milk. At around six weeks of age this slowly begins to taper off, and our kittens are vaccinated around nine or ten weeks of age. It is from six to nine weeks that a kitten is most vulnerable to disease and stress. Just another reason they are left with mom and allowed to continue to nurse. By the time a kitten is around twelve weeks of age, the immune system has developed enough to give the kitten much needed protection when going through the stress of adoption. Vaccinating nursing kittens is pretty much a waste of time and vaccine, since mother's antibodies interfere with the vaccine -- basically rendering the kitten still unprotected. Therefore, we do not vaccinate kittens until at least one week after they've been weaned.
4. Kittens that leave for their new homes around 12 weeks of age are well socialized by this time, and can handle new experiences without much fear and/or stress. This socialization comes not only from their human family, but also from mom and littermates. They've learned how to play, without getting too rough, how to use the litterbox, how to stay well-kept through daily grooming, and how to interact with humans and other cats. Our kittens have well-formed litterbox habits, have been eating solid foods for at least four weeks, and have become quite used to the daily activities of our household. They learn a vacuum cleaner won't eat them up, and that dogs are not dangerous to them. When it is time for them to leave for their new home, they are mentally and physically ready to make the big change.
Do Bengal Cats have to eat raw meat?
Just because the Bengal breed was created from the Asian Leopard Cat, that does not mean they are "wild" animals. The Bengal is a fun loving, playful and inquisitive domestic cat breed that requires the same care and feeding as any other kitty cat.
Bengal Cat terminology:
ALC: Asian Leopard Cat (Felis bengalensis). A small (6-13 lb) forest-dwelling wild cat used in the creation of the Bengal cat breed.
FOUNDATION CATS, F1, F2, F3: Refers to generational status, specifically the first three away from the leopard cat. F1 is first generation bengal (one parent is an ALC) F2 is 2nd (one grand-parent is an ALC) and F3 is the last generation before SBT.
SBT: Stud Book Traditional, TICA's registry code referring to the cat's generational status. This is the 4th or more generatoion of bengal breeding without any wild cat. Only the SBT Bengal is eligible for showing.
Bengal Cat Coat terms:
FUZZIES: A stage Bengal kittens go through. Beginning at 4 weeks and can last up to 16 weeks of age. The coat texture becomes course, and the pattern becomes obscure and undefined. Colours also fade and grey out.
PELT: Refers to the exceptionally soft feel and density of the fur; not all Bengals are "pelted".
OCELLI: From the latin "oculus" meaning little eye. These are the white spots seen on the backs of the ears, and are mostly seen in the early generations.
WHITED: A highly desirable trait and refers to the white underside (belly) of the Asian Leopard Cat. This trait is seen in most wild cats, and is unique to the Bengal cat breed. Black spots should be seen on the belly ontop this whited base.
LOCKET: A patch of white fur (devoid of color) that are most commonly found in the groin or throat area, but can be found anywhere, even at the tip of the black tail! Often undiagnosed as it may consist of one single white hair where is does not belong. Although the fault does not affect the cat's health in any way and is merely a cosmetic inperfection, it is a penalty in the show ring and is passed on through generations.
PATTERN TERMS: ARROWHEAD- Spots horizontally aligned and formed into arrowhead shapes. ACREAGE- The amount of distance between pattern and ground color. BULLSEYE- An undesirable closed circular swirl on the side of the body with a spot in the centre. Most often seen on the marble, but also seen on the spotted coat. CHAINING: Spots linked together to form chain like patterns. Most often seen along the top of the cats pattern along the sides, flanking the spinal column.
Do your Bengal Kittens come neutered/spayed?
YES!!! And we urge you check out the following link to find the pros and cons of early speuters:
Why does the Bengal kitten have no whiskers/short whiskers in the photos you sent me?
Kittens have whiskers to "feel" their way around the world. Once the babies start leaving the nest box and exploring on their own, moms can become over protective. They chew off the whiskers (or cut them short) to try and deter the babies from leaving. But not to worry, this is common and the whiskers will fully grow in as normal!!!
Bengal Cats - Coat Colors and Patterns


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Document Details
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Published Document
National Marine Fisheries Service (NMFS), National Oceanic and Atmospheric Administration (NOAA), Commerce.
Final rule.
NMFS issues this final rule to implement Amendment 13A to the Fishery Management Plan for the Snapper-Grouper Fishery of the South Atlantic Region (FMP). This final rule extends the current prohibitions on fishing for South Atlantic snapper-grouper in the experimental closed area and on retaining such species in or from the area. The experimental closed area constitutes a portion of the Oculina Bank Habitat Area of Particular Concern (HAPC), which is in the exclusive economic zone (EEZ) in the Atlantic Ocean off Ft. Pierce, FL. The intended effect is to continue the benefits of the closed area, namely, enhanced stock stability and increased recruitment of South Atlantic snapper-grouper by providing an area where deepwater snapper-grouper species can grow and reproduce without being subjected to fishing mortality.
This final rule is effective April 26, 2004.
Copies of the final regulatory flexibility analysis (FRFA) are available from the Southeast Regional Office, NMFS, 9721 Executive Center Drive N., St. Petersburg, FL 33702.Start Further Info
Julie Weeder, telephone: 727-570-5753, fax: 727-570-5583, e-mail: firstname.lastname@example.com Further Info End Preamble Start Supplemental Information
The snapper-grouper fishery off the southern Atlantic states is managed under the FMP. The FMP was prepared by the South Atlantic Fishery Management Council (Council) and is implemented under the authority of the Magnuson-Stevens Fishery Conservation and Management Act (Magnuson-Stevens Act) by regulations at 50 CFR part 622.
In Amendment 6 to the FMP, the Council proposed prohibitions on fishing for South Atlantic snapper-grouper in what is currently known as the experimental closed area and on retaining such species in or from the area. NMFS approved these prohibitions, and they became effective June 27, 1994 (59 FR 27242, May 26, 1994). In addition, in the experimental closed area, any South Atlantic snapper-grouper taken incidentally by hook-and-line gear must be released immediately by cutting the line without removing the fish from the water.
The experimental closed area is slightly less than 92 square nautical miles in the EEZ offshore from Ft. Pierce to Sebastian Inlet, FL. The geographical coordinates are specified at 50 CFR 622.35(c)(2). The experimental closed area constitutes a portion of the southern part of the Oculina Bank HAPC. In the entire HAPC no person may: (1) use a bottom longline, bottom trawl, dredge, pot, or trap; (2) if aboard a fishing vessel, anchor, use an anchor and chain, or use a grapple and chain; or (3) fish for rock shrimp or possess rock shrimp in or from the area on board a fishing vessel.
The preambles for both the proposed and final rules for Amendment 6 stated that the measures applicable to the experimental closed area "* * * will 'sunset' after 10 years if not reauthorized by the Council." (59 FR 9721, March 1, 1994 and 59 FR 27242, May 26, 1994, respectively).
As stated above, measures applicable to the experimental closed area were intended to enhance stock stability and increase recruitment of South Atlantic snapper-grouper by providing an area where deepwater snapper-grouper species could grow and reproduce without being subjected to fishing mortality. They were based on the Council's concern that traditional fishery management measures, such as minimum size limits and quotas, might not be sufficient to protect fully the snapper-grouper resources. The Council believed the measures would provide protection for overfished species in the management unit while minimizing adverse impacts upon user groups.
Based on limited information, there appear to be some encouraging signs of positive biological impacts from the initial 9-year prohibition of fishing for snapper-grouper species within the experimental closed area since it was established in 1994. A study conducted in 2001 found that, in the few areas where habitat remained intact, there were more and larger groupers than observed in a 1995 study, and male gag and scamp were also common. The observation of male gag and scamp is particularly of interest because size, age, Start Printed Page 15732and proportion of males of these species have declined both in the Gulf of Mexico and South Atlantic regions. Other encouraging signs include the observation of juvenile speckled hind, which is a candidate species for listing under the Endangered Species Act. However, some species in the management unit remain overfished and continued protection is required.
This final rule will continue the current measures applicable to the experimental closed area indefinitely; no changes to regulatory text are required. The current measures at 50 CFR 622.35(c)(2) read as follows:
"(2) Experimental closed area. Within the Oculina Bank HAPC, the experimental closed area is bounded on the north by 27°53′ N. lat., on the south by 27°30′ N. lat., on the east by 79°56′ W. long., and on the west by 80°00′ W. long. No person may fish for South Atlantic snapper-grouper in the experimental closed area, and no person may retain South Atlantic snapper-grouper in or from the area. In the experimental closed area, any South Atlantic snapper-grouper taken incidentally by hook-and-line gear must be released immediately by cutting the line without removing the fish from the water."
The Council will review the configuration and size of the experimental closed area within 3 years of the publication date of this final rule and will re-evaluate all measures applicable to the area after 10 years.
The Council believes these actions provide the most biological, social, and economic benefits while allowing for adaptive management. Extending the prohibition on fishing for snapper-grouper species in the experimental closed area for an indefinite period will continue to protect snapper-grouper populations and protect Oculina coral and associated habitat. Such extension will also provide a hedge against the scientific uncertainty associated with the status of snapper-grouper species and reduce the possibility that these populations may fall below sustainable levels. Economically it is expected that the long-term benefits, such as "insurance" against the uncertainty of stock assessments and the non-use benefits of extending the prohibitions on snapper-grouper fishing in the closed area, outweigh the short-term benefits of opening the area to harvest. These measures are also expected to provide the most long-term positive impacts because they allow for adaptive management which can be seen as an assurance to the public that the area will be monitored and reviewed. Should the Council find after the 3-year review on size and configuration that the boundaries of the area are not appropriate, they can be changed at that time. In addition, the 10-year re-evaluation period will assure the public that the area will not be closed and forgotten. Additional background and rationale for the measures discussed above are contained in Amendment 13A.
NMFS approved Amendment 13A on February 4, 2004. NMFS published a proposed rule to implement Amendment 13A and requested comments on the proposed rule through January 9, 2004 (68 FR 66069, November 25, 2003).
Comments and Responses
NMFS received eight letters from the public during the comment periods on Amendment 13A and the proposed rule. The comments are summarized below along with the responses from NMFS.
Comment 1: The Oculina Bank Experimental Closed Area (OECA) is a failed experiment in fisheries management because there was not adequate policing. The OECA should be opened immediately and indefinitely.
Response: Scientific studies suggest that there has been some success with the OECA, and that a continued closure is appropriate. Signs of recovery of snapper-grouper species in the OECA are encouraging. A recent study showed that there were more and larger groupers in the area compared to 1995, and male gag and scamp were also observed. Finally, researchers observed juvenile speckled hind, a candidate species for the endangered species list. Opening the area would result in the loss of any gains accrued in the last 10 years, and short-term gains from increased catches would be outweighed by negative impacts to snapper-grouper populations. Enforcement activity for the OECA has recently increased. In 2003, NOAA Enforcement assigned a NOAA Enforcement special agent whose responsibility was to monitor fishing activity in the Oculina Bank area and coordinate law enforcement efforts.
Comment 2: Two additional options should have been considered but were not: reducing the size of the area, and instituting a seasonal closure during spawning months for certain fish.
Response: The Council considered both of these options during the scoping process. Neither a reduction in size of the current closed area, nor a time-limited spawning closure, would be expected to provide the degree of protection required to buffer snapper-grouper stocks against the scientific uncertainty associated with management of these species. The current size of the OECA is based on the best available scientific information, which includes, but is not limited to, the distribution of the Oculina coral and the deepwater snapper-grouper species associated with it. If the size of the OECA were reduced, some corals now located inside the boundaries of the present closed area would be susceptible to damage from hook-and-line gear and/or anchoring of vessels. Seasonal closures would not protect the density, sex ratio, or age, size, and community structure of fishes found in the OECA, because of harvests made in the open season. Fishing effort applied outside the closed season could remove the largest, oldest individuals with the best genetic makeup and greatest reproductive potential.
Comment 3: While the closure of the OECA as described in the preferred alternative is a step in the right direction, the OECA should be permanently (not indefinitely) closed. Some writers said it should be closed until scientists show that it is no longer necessary. One writer suggested that 3 years was not long enough to evaluate success in the area, and the site should be given adequate time before evaluation. Others suggested that regular reviews should occur, but there should be no scheduled time limitations or deadlines for review.
Response: Indefinite closure allows for adaptive management, which ensures that the area will be actively managed. Using adaptive management and the 10-year re-evaluation period, the public is assured that the area will be evaluated within prescribed timeframes and will not be re-opened prematurely. The evaluation scheduled for 3 years from the publication date of the final rule is meant to determine whether the size and shape of the OECA are appropriate, i.e., whether the configuration and location provide adequate protection for growth and reproduction of the target species, not whether fishes and corals in the area have recovered due to the closure. The deadlines set for reviews do not in themselves provide for action to change the FMP. Opening the OECA or changing the size or configuration of the area would require additional action by the Council and would necessitate analysis of the existing scientific data on the efficacy of the OECA. Any scientific reasoning for opening the OECA would be rigorously reviewed as part of that process.
Comment 4: (a) Quotas on all fish stocks in the OECA should be cut by 40 percent in 2004 and by 10 percent each successive year; (b) No fishing for snapper-grouper species should be Start Printed Page 15733allowed in the area, even incidental catch; (c) The size of the OECA should be doubled; (d) More marine sanctuaries should be established under the direction of the Caribbean Fisheries Management Council; and (e) The ban on anchoring in the OECA should be extended to include non-fishing vessels.
Response: (a) The Council is currently developing Amendment 13B to the FMP. This amendment will include options to restrict harvests of overfished species of the snapper-grouper complex throughout the South Atlantic. If such restrictions are implemented, they will be based on the best available scientific information. Quotas, along with seasonal closures and size limits, are frequently used management tools that help to ensure sustainability of species in the snapper-grouper management unit. (b) Incidental bycatch is non-directed and cannot be completely avoided, unless fishing for all species (including non-snapper-grouper species) is prohibited. Current regulations require cutting the line on incidentally hooked snapper-grouper species caught in the OECA without removing them from the water. Such responsible and ethical fishing practices provide the best possible chance for survival of these fishes. (c) The size and configuration of the OECA will be re-evaluated 3 years after the publication date of this final rule. (d) Marine sanctuaries in the United States are established pursuant to the National Marine Sanctuary Act, and not pursuant to the Magnuson-Stevens Act. (e) This amendment was prepared and will be implemented under the authority of the Magnuson-Stevens Act, which regulates fishing.
Comment 5: Adequate enforcement is needed to ensure the security of the OECA, and more funding should be devoted to this end. Additional funding is needed to monitor the efficacy of the closure of the OECA.
Response: Since this amendment was developed, enforcement efforts in the OECA have been enhanced significantly. For example, the Council stressed the importance of enforcement of the OECA; NOAA General Counsel revised its penalty schedule and increased civil administrative penalties; and a NOAA Enforcement special agent was assigned to the area and is responsible for coordinating patrols of the OECA and cooperating with partners to charge violators. Furthermore, the Florida Fish and Wildlife Conservation Commission purchased a 65-ft (20-m) offshore patrol vessel through the Joint Enforcement Agreement Fund from NOAA Enforcement. One of the missions of this enforcement vessel is to patrol the Oculina Bank and OECA. An Evaluation Plan, with needed research and monitoring studies and an enforcement/outreach program, is to be developed within 1 year of implementation of this amendment, using the expertise of the Council's Law Enforcement, Habitat, Coral, and Snapper-Grouper Advisory Panels. NMFS and the Council agree that continued research and monitoring of the OECA is important for measuring progress.
Comment 6: The Oculina Habitat Area of Particular Concern (HAPC) should be extended to include recently discovered Oculina thickets that lie just outside the HAPC.
Response: Amendment 13A states that, in 3 years, the size and configuration of the OECA will be re-evaluated using the best available information.
Comment 7: An integrated management plan for the OECA and HAPC should be developed that incorporates regulatory actions, research and monitoring activities, enforcement needs, and outreach and education programs.
Response: An Evaluation Plan, with needed research and monitoring studies and an enforcement/outreach program, is to be developed within 1 year of implementation of this amendment, using the expertise of the Council's Law Enforcement, Habitat, Coral, and Snapper-Grouper Advisory Panels.
The Administrator, Southeast Region, NMFS, determined that Amendment 13A is necessary for the conservation and management of the South Atlantic snapper-grouper fishery and that it is consistent with the national standards of the Magnuson-Stevens Act and other applicable laws.
This final rule has been determined to be not significant for purposes of Executive Order 12866.
NMFS prepared an FRFA, based on the Regulatory Impact Review, that describes the economic impacts that this final rule will have on small business entities. A summary of the FRFA follows:
Amendment 6 to the FMP, implemented in May 1994, established harvest and possession prohibitions for snapper-grouper species in the Oculina Experimental Closed Area. These prohibitions are scheduled to sunset in June 2004. This final rule will extend these prohibitions for an indefinite period of time for the purpose of continuing protection of snapper-grouper species, and reducing the possibility that these populations may fall below sustainable levels. Further, by restricting the ability to harvest fish from the area, the rule is also expected to provide protection to the Oculina coral in the area. The Magnuson-Stevens Act, as amended, provides the statutory basis for the rule.
No public comments were received concerning the IRFA. Therefore, no changes were made in the final rule as a result of public comments.
The final rule does not impose any reporting or recordkeeping requirements.
There are two general classes of small entities that will be directly affected by the rule, commercial fishing vessels and for-hire fishing vessels. The Small Business Administration defines a small business that engages in commercial fishing as a firm that is independently owned and operated, is not dominant in its field of operation, and has annual receipts up to $3.5 million per year. The revenue benchmark for a small business that engages in for-hire fishing is a firm that has annual receipts up to $6.0 million per year.
There were 1,174 commercial vessels that participated in the snapper-grouper fishery in the South Atlantic during 2002. Of these vessels, 120 were homeported in the area of interest, where the "area of interest" is defined as those home port locations on the Florida Atlantic coast from Cape Canaveral south to West Palm Beach and are in the closest geographic proximity to the area covered by the rule. Commercial vessels operating in the snapper-grouper fishery in this area are estimated to have average annual gross and net incomes of approximately $39,745 and $12,388, respectively. Based on this income profile, it is assumed that all commercial fishing entities that will be affected by the rule are small entities.
For the for-hire sector, 1,221 snapper-grouper for-hire permits were issued to vessels in the southern Atlantic states in 2002. Of this total, 94 permits were issued to for-hire vessels in the area of interest. These vessels comprise two types of business operations, charterboats, which are smaller vessels designed to carry six or fewer passengers that book trips on a vessel basis, and headboats, which are larger vessels that book passage on an individual angler basis. The average gross and net revenues in 1997 for charterboats operating off the Atlantic coast of Florida are estimated at $57,000 and $15,000, respectively (2001 dollars), while that of headboats are estimated at $155,000 and $69,000, respectively (2001 dollars). Based on these gross revenue profiles, all for-hire vessels that Start Printed Page 15734will be affected by the rule are assumed to be small entities.
The number of commercial and for-hire vessels that would fish in the closed area should the area reopen is not known. During the public comment period on the proposed rule, no one expressed an intent or desire to fish in the area should it reopen. However, all entities in the area of interest have the potential to enter the area. All such entities will be covered by the final rule, and all said entities are small entities.
The final rule is not expected to alter present fishing practices. All entities can continue to fish in the location, manner and frequency that they currently operate. Therefore, the final rule should not affect the profitability of identified vessels.
Five alternatives to the final rule were considered. One alternative differs from the rule only in that it lacks a specific schedule for re-evaluation of the rule. Three alternatives also lack a re-evaluation schedule and differ from the rule in the duration of the prohibition. No impacts have been identified associated with the presence or absence of a prescribed re-evaluation schedule. These four alternatives, therefore, are expected to have the same effect on the affected entities as the final rule. None of these four alternatives would restrict current fishing practices in any way and, therefore, would not impose any new operational costs and would not adversely impact current harvests. Thus, current profits of participants in this fishery are not expected to be reduced. The only impact any of these four alternatives may induce would be the elimination of potential, but not certain, increased short-term profits that might be derived from fishing activity directed into the Oculina area, should sunset have been allowed to occur. The fifth alternative, the no-action alternative, would allow for sunset of the prohibition. This alternative, and the three alternatives that specify shorter prohibition duration than the final rule, would allow potential, but not certain, short-term increases in profits to occur if participants re-enter the area. However, if snapper-grouper populations become depleted as a result of directed effort inside the area, any short-term gains would dissipate. Further, these potential short-term profits are expected to be less than the benefits that will accrue to continued protection of the resource and area. The benefits of continued protection are expected to exceed any potential short-term profits that would materialize from fishing in the Oculina area no matter how long the prohibition continues. However, it is the Council's intent to achieve long term continued protection and those alternatives which limit the duration of the prohibition will not meet this intent. The final rule, therefore, is not expected to induce any significant economic impacts on small entities, best suits management needs, and meet the Council's intent.
Copies of the FRFA are available upon request (see ADDRESSES).Start Signature
Dated: March 19, 2004.
Rebecca Lent,
Deputy Assistant Administrator for Regulatory Programs, National Marine Fisheries Service.
[FR Doc. 04-6723 Filed 3-25-04; 8:45 am]


text:
Golfers Should Cut Class
When something happens six out of seven times over 13 years, it's probably not an accident.
If there were any doubt that the best European golfers are better than the best Americans now, it was erased Sunday when the Euros erased what had been a 10-4 deficit to retain the Ryder Cup with a 14 ½ -13 ½ win. Beyond this, four of the top five players in the World Golf Rankings are Europeans.
This shouldn't be the case. Europe has the population advantage, with roughly 700 million inhabitants, but golf is virtually nonexistent outside the European Union. And former Eastern Bloc countries inside the EU like Lithuania, Latvia, Estonia and Poland, aren't exactly golf hotbeds. That essentially levels the participation gap.
Another mystery: The members of Team Europe mostly hail from Great Britain, Ireland, Spain, France, Italy, Germany, Belgium and the Scandinavian countries—places that, climate-wise, aren't exactly Florida, California or Arizona, to say nothing of Texas, Georgia, the Carolinas or the rest of the Sun Belt. The U.S. should have an advantage there, too.
So what gives?
One difference is that the 12 Americans on the Ryder Cup team all attended college. Just two members of Europe's team, Graeme McDowell and Luke Donald, spent those crucial, formative years of development playing collegiate golf.
This isn't a shock. American college graduates earn about twice as much as non-college graduates—and a scholarship is the driving obsession of nearly every elite kid playing a sport in the U.S. (Jurgen Klinsmann, the former German soccer star who now coaches the U.S. national team, said when he moved to the U.S. with his American wife, he couldn't understand why everyone was constantly talking about where their kids were going to school.)
But after Sunday's events, it's fair to question whether college may be part of the problem—not just in golf, but in other world sports where the U.S. is suffering, including tennis and soccer.
Here's what happens when top golfers, tennis and soccer players attend college: They subject themselves to rules about how often they can compete and practice. They throw themselves at the mercy of coaching that is not always world-class. They live in housing filled with…let's call them distractions. And in order to play, they have to pass classes in biology and political science.
Compared with the experience of Rory McIlroy or other European golfers, who turn pro as teenagers, then do little else but practice and compete (sometimes for their next meal or train ticket), the college life is pretty appealing.
But it's also a safety net. It's not crazy to think that the European approach creates athletes who work a bit harder and perhaps become just a wee bit tougher.
The NCAA remains a perfect training ground for elite swimmers and track and field athletes—and of course for basketball. It's where the world's best athletes between the ages of 18 and 22 come to compete in those sports. We all saw the benefits of that system on display during the London Olympics. And let's be honest: Tiger Woods didn't fail to win a point this weekend because he spent two years at Stanford.
But moving forward, the U.S. may need to chart a new route to glory in golf. And truth be told, it may not run through Palo Alto.
Corrections & Amplifications
Tiger Woods spent two years at Stanford. An earlier version of this article incorrectly said he spent three years in Palo Alto.
Copyright ©2019 Dow Jones & Company, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8


text:
Jet Set
by Jason Oliver Nixon
Sky Writing
by Sarah Elbert
In this issue:
Jennifer Hudson draws from her own memories for plum roles in the holidays musical Cats and an upcoming film about Aretha Franklin.
Also: The Undeniable Appeal of Sydney
Origin Trade coffee house
WAHEEDA HARRIS, October 2016
Why Now: A year after Prime Minister Justin Trudeau swept into office with a new vision for the country, twenty-somethings have invaded historic ByWard Market, with young entrepreneurs and budding tech start-ups being lured by spots in Lowertown's restored brick buildings.
Where to Go: Andaz Ottawa ByWard Market, the first hotel from this modern boutique chain to open north of the 49th parallel, offers a stylish rooftop lounge—the newest haven for politicos and the creative class. Get caffeinated with a steaming cortado at Origin Trade coffee house before walking or biking the Capital Pathway, which connects downtown to 140 miles of trails. Spend an afternoon shopping for fashionable made-in-Canada wardrobe must-haves at Workshop Studio & Boutique and enjoying an art walk of the 20-some neighborhood galleries, including the contemporary collection at Ottawa Art Gallery. Then follow the local tradition of cinq à sept (a postwork social time) at Vineyards Wine Bar Bistro with a wine flight such as Good Things Grow in Ontario. Or try a distinctly different libation from The Albion Rooms gastropub: a craft beer and rye whiskey shandy with fresh ginger. For a spicy finish to the day, visit Ace Mercado in the market, which offers inventive modern Mexican cuisine paired with fusion cocktails such as the memorable Quebexicano, a heady mix of vodka, maple syrup, green apple, bitters, lemon juice and sparkling wine.
MSP Communications, 220 South 6th Street, Suite 500, Minneapolis, MN, 55402
© 2019 Key Enterprises LLC. All rights reserved


text:
Screening job applications – About the impact of nobility
by Annika Herrmann und Uwe Peter Kanning
With the use of an online experiment including 776 participants we examined whether a title of nobility in an applicant's name, their gender, or the evaluator's experience with the selection process could have an impact on the candidate's evaluation. Regarding stimulus material, the evaluators received a fictional resume, which was systematically varied in terms of the nobility title as well as the candidate's gender. Results indicate that applicants with a title of nobility received significantly different ratings (concerning the dimension assertiveness and probability of an eventual employment) than those without a title. These effects occurred particularly for female applicants regarding their probability of an employment. However, male applicants were rated more negatively concerning their professionalism, regardless of their names. The evaluator's experience is no safeguard against such biases.
Keywords: personnel selection, application documents, bias
Sorry, this entry is only available in Deutsch.


text:
Katy Perry's Roar - the best bits
"Looks like there's a tiger on the loose!!!" tweeted Katy Perry on Friday night, just after office hours ended at Discopop towers. So here, two days late, are our first impressions of her new single, Roar.
00:00 Sounds like Hard Knock Life.
00:10 No longer sounds Hard Knock Life.
00:29 Paging the tabloids: "You held me down, but I got up".
"I got the eye of a tiger".1:15 Indelible post-chorus earworm. Roar-oh-ah-ah-ah-ah-oh.
"I am a champion".
"You're going to hear me roar".
1:30 "I went from zero to my own hero". Oh dear. Second verses are hard, aren't they?
1:55 The chorus gets better every time it repeats.
2:41 Instrumental break, leading to a...
2:48 Slow-building crescendo, pre-empting the...
2:57 Climactic chorus, now with strings and tambourine, prompting several...
3:10 OTT ad-libs, heralding a...
3:30 Descending guitar riff, signifying the end.
3:38 The end.
All in all, it's a solid pop effort, which is nearly as audacious as the cover art. I'm only disappointed that, in deference to her new "mature" image, Katy failed to include the sound of an actual lion roaring in the song. I've put some playable samples below, so you can create your own on-the-fly remix.
7/10 (8/10 with the lion roars)
Labels: audio, Katy Perry, Music


text:
Mio Cyclo 405 Cycle Computer
- Delivery in 2-3 working days
- Free tracked delivery
- Trustpilot review 9.4 out of 51.574 reviews
Pros & ConsPros & Cons
- 4 inch touchscreen for a clear view as you navigate.
- Surprise-me mode which allows you to discover new roads and routes.
- The menu structure has a high level of user-friendliness.
- The maps can't be expanded, but it features a map of Europe as standard.
|Battery Life
|15 hours
|Navigation using
|Route calculated during your ride / Preloaded route
|Surprise Me feature
|Map View
|Expandable Map
|Map Updates
|Yes, free
|Satellite Signal
|All specifications
With the Mio Cyclo 405 HC you have the entire continent of Europe within your reach. It's easy to connect a number of ANT+ sensors, such as the included heart rate and cadence/speed sensor. The map stays up to date for as long as you use the device. With the Cyclo 405 it's easy to discover new locations. Just fill out your destination and Cyclo does the rest. Download a route or make up your own route if you know the area. The perfect combination of function and simplicity. The Cyclo 405 has an integrated ANT+ sensor that can be used with the optional ANT+ heart rate monitor and speed/cadence sensor. Take in mind: you cannot connect a power meter. You get all the performance data and statistics you need.
An unreadable screen because of the son is a thing of the past. The Cyclo 405 has a flat 4-inch touch screen with anti-glare from which you can read maps, suggestions, and statistics. The new Cyco-user interface is more intuitive now. The system is incredibly user friendly, you probably have it installed in moments, probably without having read the user manual.
Are you in an adventurous mood? The Mio Cyclo 405 is equipped with the unique 'Surprise-Me™'-feature. This way you can choose from three different routes based on time, distance, or destination. With the brand new lap feature you can mark several parts of the ride or set up a distance interval training, perfect when you're working on your shape! Connect with MioShare and synchronise all your rides directly with Strava™ so you can look at them later, analyse them, and share them with others. The Cyclo 405 is also suitable for Strava-segments and outdoor training.
Delivery includes
• Mio Cyclo 405 cycling computer
• Handlebar mount
• USB-cable
• Manual
Recommended by the product specialistRecommended by the product specialist
Related productsRelated products
|Mio Cyclo 405
|Garmin Edge 820
|Garmin Edge 530
|Wahoo ELEMNT Bolt
4 reviews
172 reviews
13 reviews
111 reviews
|Battery Life
|15 hours
|15 hours
|20 hours
|15 hours
|Navigation using
|Route calculated during your ride / Preloaded route
|Route calculated during your ride / Preloaded route / Route created on smartphone
|Preloaded route / Route created on smartphone
|Preloaded route / Route created on smartphone
|Surprise Me feature
|Map View
|Global Maps
|Expandable Map
|From 233.80
|This product
|View product
|View product
|View product
9 / 10
Sencillo y util
Justo para que te guie sin problemas
6 / 10
Duidelijk scherm en redelijke navigatie
- Duidelijk van scherm
- Goed van vorm
- Duur
- Slechte navigatie in bos
- Batterij duur geen 15 u maar 7 a8 u
10 / 10
zeer tevreden
mijn 405 doet alles wat ik er van verwachtte , dus dik tevreden...ook tevreden over de wijze van afhandeling door mantel.....op 1 dag van mantel tot in belgie op mijn adres afgeleverd......niks mis mee...
- mio 405 zelf
- snelle afhandeling
- belofte door mantel gehouden, op 1 dag afgehandeld
- 405 mio groter duidelijk scherm
- 405 mio zeer hoge stand bey tijd
9 / 10
Clair et facile
Ecran de 4" clair et très lisible pour le prix par rapport à la concurrence. GPS facile à utiliser et très intuitif. La taille de l'écran peut être gênante pour le XC mais pour la navigation, il est excellent. Par expérience, le SAV Mio est très réactif. Car ce n'est pas mon premier Mio.
- Taille écran de 4"
- Facile d'utilisation.
- Prix par rapport à la concurrence.
- la taille de l'écran pour le XC.
All specificationsAll specifications
Manufacturer specifications
New features
• 4" flat, anti-glare touchscreen that can be read in the sunlight
• Hardware with 3 buttons for on/off, lap feature, and start recording
• Complete maps from Europe, preloaded - Open Street Maps, ready for use
• Strava Live Segments – in- and outdoor
• Group messages of social apps (WhatsApp, Twitter, Facebook Messenger) via Bluetooth® connection to your smartphone
• No magnet, speed and cadence sensor
• Lap feature with this you can mark different segments or laps on specified intervals, so you can challenged to improve your results per lap or segments
• AC-adapter 2 A - to charge your device quicker
• Simple and user friendly navigation - large numbers on screen, simple menu structure
• Surprise Me™ - confirm time, distance, or destination and choose from 3 surprising routes
• Integrated ANT+-sensor – and wireless heart rate monitor and no magnet speed- / and cadence sensor
• Fits electronic Shimano Di2 bike shifters. Reads and registers shift data of the electronic Shimano Di2-shifters. Supports Shimano Di2- remote control for changing dashboard pages and the start/stop registration
• Wifi - no computer connection necessary, synchronise your routes effortless with wifi
• Real time resistance – connects with ANT+ trainers with FE-C-protocol and offers the same resistance during indoor training
• Desktop-application - one application to easily operate your device, downloading new routes, and sharing experiences


text:
Today I'm talking to Vincent Nguyen (pronounced like win). He is the founder of Growth Ninja. That's a Facebook Ads productized service.
This is a very technical interview. We dive deep into the nitty-gritty of running a service.
We talk about how he work with clients, how he structured his service, and his unique pricing model for this kind of service.
[2:27] Performance-based pricing model.
[8:42] How Vincent chooses and identify his clients. Why someone would outsource Facebook Ads.
[12:56] Examples of a scaling problems and counter-intuitive challenges. Optimizing for Facebook whims.
[19:36] Strategy to start a campaign with Facebook Ads. What to show first time to a complete stranger.
[24:05] Thoughts on servicing B2B vs B2C companies.
[27:23] How Vincent started Growth Ninja from a dinner with Neil Patel. The story of his video for a position in Empire Flippers.
[38:04] The day-to-day of a solo operator. Time spent in administrative, analysis, and creative.
[44:11] Logistics to get payed with a performance-based model. Issues with attribution.
[47:18] What to keep in mind about Facebook Ads in 2018.


text:
Kate was looking to market her new business Communakate. Once we had designed her new logo, the business card, was the next step. Business card design is very affordable as the process is not time consuming once the logo has been designed.
Click on the images to see a larger view.
Click here to read about her logo design.


text:
Node:SRFI-13 Constructors, Next:SRFI-13 List/String Conversion, Previous:SRFI-13 Predicates, Up:SRFI-13
SRFI-13 defines several procedures for constructing new strings. In
addition to
make-string and
string (available in the Guile
core library), the procedure
string-tabulate does exist.
|string-tabulate proc len
|Scheme Procedure
|proc is an integer->char procedure. Construct a string of size len by applying proc to each index to produce the corresponding string element. The order in which proc is applied to the indices is not specified.


text:
Prescription drugs can be expensive, and many people don't have insurance to cover these medications. But cost should not prevent anyone from accessing the medications they need. There are resources available to help.
HealthLink is our community's front door to healthcare information and resources. While HealthLink does not specifically provide prescription assistance, we do offer healthcare financial counseling, and we can help you determine whether there are any assistance programs for which you may be eligible.
The Medication Connection program assists patients who have no other sources for help with prescriptions—those who have too much income to qualify for state aid for prescriptions, but not enough to purchase a supplemental prescription plan. We work with patients' primary care providers to help access special patient medication programs offered through pharmaceutical companies.
Effective June 15, 2015:
Medication Connection has re-located to The Pharmacy Center at the Laconia Clinic. Clients are seen by appointment only, no walk-in's will be accepted. To make an appointment, please call (603) 527-2860.
Health First Family Care Center, with locations in Franklin and Laconia work with with Health First clients to access pharmaceutical company programs, and assists clients with accessing Medicare Part D. They also provide some sample distribution to clients and work with pharmaceutical companies to access samples most needed by patients.
For more information, or to schedule an appointment, please call their offices at 934-1464 or 366-1070.
Local counties participate in a program offering discounts on prescriptions not covered by insurance. The Prescription Discount Card Programs are usually free and open to all county residents. For information or to get a card, please call your County Commissioners' office or your Town or City Clerk's office.
Some city or town welfare offices may offer limited prescription assistance for those with limited income. Please call your city or town welfare office for more information.
Medicare Prescription Drug coverage is optional insurance available to anyone with Medicare coverage. There are many plans available, and plan cost varies. These plans make sense for some patients with high medication costs, but may not be helpful for everyone. For more information, please call ServiceLink at 528-6945.
This website primarily provides access to generic drugs for people who meet financial guidelines. People with other insurance may still apply, but everyone who applies needs to send a prescription and must list their income. Visit the site at www.rxoutreach.org.
Wal-Mart offers consumers a program that provides a number of generic drugs at a cost of $4 per prescription or refill. There are approximately 300 different prescriptions available at Wal-Mart, Sam's Club, and Neighborhood Market pharmacies across the nation. A list of available prescriptions is available at www.walmart.com, or you can ask at any Wal-Mart or Sam's Club pharmacy.
If you have difficulty accessing any of these resources, and live in the Three Rivers Region, please call ServiceLink of Merrimack at 228-6625. If you live in the Lakes Region, please call ServiceLink of Belknap County at 528-6945 or HealthLink at 524-7171 for help.
When we receive medical care, it's important to let our caregivers know all of the medications we are taking. Our safety depends upon it. But it can be difficult to keep track of multiple prescriptions, and when you factor in over-the-counter medications, herbal products, and vitamins.
Medication Cards are one of the easiest ways to make sure those caring for us have an accurate picture of all the medications we are taking. By carrying this card in your wallet, and keeping it up-to-date each time you add or remove a medication, you can make sure your medication record travels with you and is available to anyone who cares for you.
Free medication cards are available at local provider offices, ServiceLink, Lakes Region General Hospital and Franklin Regional Hospital. Or download your card today. Download Medication Card >>
You now have a way to safely and regularly dispose of them, Take it the box.
The Laconia, Gilford and Franklin Police Departments now offer permanent medication collection boxes to help you dispose of your expired or unused medication safely. The collection box is accessible 24-hours days/7 days a week, and the best part is it's FREE!
The following guidelines apply:
Did you know? Approximately 70% of those who abuse prescription medications get them from family or friends, often from the medicine cabinet. This permanent medication collection box addresses a vital public safety and public health issue. By taking unused and expired medications out of our community, it significantly reduces the opportunities for misuse and/or abuse.
Protect Groundwater: Flushing medication is NO LONGER recommended. Research shows that certain medications are not thoroughly flushed out during water treatment, and can end up contaminating our groundwater.


text: In a swift 75 minutes of family fun, and with an original score richly layered in blues, rock, rap and gospel influences, Piggy Nation follows Sammy Hamhock, a little pig excited to be on summer vacation following his Dad to work on Piggy Patrol, issuing tickets for piggy behavior. But is his Dad being a piggy too? Will Sammy lose the girl of his dreams, the lovely Lacey Leppard, because of his Dad's piggy behavior? Can Sammy teach his Dad not to be a piggy? Piggy Nation battles the rude behavior found all around us, in a colorful and amusing update of the golden rule. Lessons in thoughtfulness and consideration shine in this family musical for kids ages 3-10 and their parents and grandparents too!


text: Brain Health Print How to Feel Less Tired During the Day Written by Written by Michelle Ullman Michelle Ullman has written hundreds of articles on home decor since 2011. She's a self-taught decor expert who contributes to several publications. Learn about our editorial policy Michelle Ullman Updated on June 25, 2019 Caiaimage / Tom Merton / Getty Images More in Brain Health Brain Food Mental Exercises Healthy Aging In This Article Table of Contents Expand Watch Your Sleep Fuel With Protein Get Off the Couch Water, Water Everywhere Have Fun Do Your Mind Some Good View All Back To Top It's normal to have an occasional draggy day, but if you're staggering through life looking for a bottomless coffee pot, and longing for bed whenever you're not in it, it's time to evaluate your habits and change those that are draining your energy. If your fatigue is new, accompanied by other symptoms, or so severe you can't function normally, start with a visit to your doctor. If you have a clean bill of health, but still crash into the fatigue wall most days, you don't need to accept exhaustion as normal, or take to your bed. Although sometimes life throws more your way that is easily handled, you can still make small changes that will up your energy level. Watch Your Sleep It's obvious that too little sleep will leave you tired. If you often sleep less than seven hours at night, you're not only likely to be exhausted; you are also risking serious health concerns, including: Weight gainDepressionIncreased risk of accidentsLowered immunityIncreased risk of diabetes and heart problemsImpaired thinking, memory, and mood While sleeping too little is the most common cause of exhaustion, surprisingly, some studies have shown that routinely sleeping more than nine hours each night also raises the risk for obesity, diabetes, and headaches. So go for the happy medium; most adults do best on seven to eight hours of sleep per night. Another often-overlooked energy-zapper is the snooze button. It's so tempting to grab those extra nine minutes of shut-eye, but that's just enough time for you to doze off without reaching restorative sleep. You're better off getting up right away when the alarm clock rings. Sleep is as important to your health as proper eating and exercise, so don't push it aside to make room for other activities. Fuel With Protein If your usual breakfast is a muffin, donut, bowl of refined wheat cereal, or even worse, nothing at all, you're likely to feel the effect just a few hours into your day. Loading your belly with a heavy dose of carbs leads to a spike in blood sugar that makes it hard to resist the office vending machine once that sugar high crashes back down. Work protein into every meal, and grab snacks that balance carbs with protein. If you have time, scramble eggs for breakfast. If not, smear peanut butter on a piece of whole-wheat toast, enjoy a bowl of yogurt with fruit, or a protein-enriched bar or smoothie. Instead of an afternoon candy bar from the vending machine, have apple slices with a small piece of cheese. Protein wards off severe fluctuations in blood sugar, leaving you more alert. Get Off the Couch It seems counterintuitive, but daily fatigue can be your body's way of crying out for more activity. Exercise raises your metabolism, stimulates your mood and helps you sleep better at night. You don't need to spend hours at the gym; even a 20-minute brisk walk around the block will provide benefits. Water, Water Everywhere Dehydration leads to fatigue, and many people don't drink enough water throughout the day. Up your intake by keeping a water bottle handy, and drink a full glass of water before each meal. Another quick trick for an instant pick-me-up is taking a brief shower. If that's not an option, washing your face, or even washing your hands in cold water, can leave you feeling more awake. Have Fun A big laugh is one of the best energizers around and costs you nothing. Watch a funny movie, read a hilarious novel or your favorite comic strip, or call that friend who always cracks you up.Indulge yourself in a favorite activity each day, even if only for a short time. Read, garden or listen to your favorite tunes; whatever makes you feel good.Thrill your partner by looking for more than sleep between the sheets. Sex not only makes you feel good and relieves stress; it also boosts levels of adrenaline and endorphins, which energize you the next day.Try something new. Sign up for a class that interests you, try that new restaurant, learn a new hobby or sport. Even small changes like a new hairstyle or route to work can shake up routine and leave you feeling more alert. Do Your Mind Some Good Stress, negativity, and depression are huge energy-downers. If you are overwhelmed with gloomy thoughts, you might need professional help to shake the clouds. But for everyday stress and blues, try any of the following. Volunteer: Helping others is one of the best ways to improve your mood and energy.Gratitude journal: Take a minute or two before bed each night to write down something good that happened that day.Forgive: Hanging onto anger, grudges, self-pity or resentment saps your energy and spirits. Releasing negative thoughts leaves your mind free to focus on more stimulating topics.Meditate: You don't need to hit the mat for an hour to reap benefits from meditation. Even three minutes of counting your breaths while sitting quietly help calm your mind and leaves you feeling more aware and alert.Spirituality: Whether you are a regular churchgoer or consider yourself a spiritual person, some communion with a higher power is a great way to relieve your worries, appreciate what you have, and release the tensions and thoughts that lead to fatigue. If it seems there just isn't enough caffeine available to get you through your day, it's time to set down the coffee cup. Making healthy changes is a far better way to feel good and build up your energy to conquer your busy life. Was this page helpful? Thanks for your feedback! Learn the best ways to manage stress and negativity in your life. Sign Up You're in! Thank you, {{form.email}}, for signing up. There was an error. Please try again. What are your concerns? Other Inaccurate Hard to Understand Submit Continue Reading


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|Cover of Wild Sugar Desserts published by New Holland Publishers
Here is lovely Lyndel Miller food, prop and interior stylist, recipe developer and writer who hales from Brisbane Australia.
In your "about" section on your web page in paragraph 7 you can be found fossicking. Can you tell us non Australian's what that means?
It means to rummage or search for :)
I am constantly searching for props, for my hire catalogue or a particular job. Right now I am on the search for "Kitsch" items which is great fun!
Can you tell me a little bit about the food shots on your portfolio? Were they shots you did for fun or jobs or both?
Most of the photos in my online portfolio (www.lyndelmiller.com) are published works. I can't wait to have the time to do just some portfolio shots that are just for fun.
You'll find a lot of dessert images are from my latest book Wild Sugar Desserts which I not only food and prop styled but co-authored.
I contributed over 40 recipes of my own and some from our successful family business.
I am also a recipe developer. I love this aspect of my job also.
In Chicago it is very hard to break into the food styling field. Can you tell me about your experience getting into food styling? Did you assist a stylist first to learn the trade?
I have been very fortunate, in the right place at the right time you could say. During my studies, a mutual friend introduced me to a talented photographer named Mindi Cooke who wanted to break into food. We got together and started doing portfolio work and soon that stemmed into commercial work which Mindi sent my way.
We built a strong relationship and absolutely love working together. Mindi also worked on the book.
I feel right at home with the work. I felt like I had been doing it all my life really and in some respects I had been. I have spent well over 10 yrs in commercial kitchens in the past. I had already been "plating" dishes in a rustic fashion for years.
I would imagine it is the same with other food stylists, you either have it in you or not?
I have jumped at opportunities for TFP (trade for portfolio), this is when photographers and stylists collaborate on a piece of work for free to get a sample for their portfolios, if I have felt the work would benefit my portfolio and I think it is a good idea. I have been very fortunate as it is difficult here too in Brisbane, Australia. Most work for stylists is generated in Sydney, so you really need to be pro-active. Luckily, I am getting enough work to fuel my passion and I am writing another cookbook which I hope to have published.
Before I ask you about book number two lets talk about book number one out this month. How did the idea for Wild Sugar Desserts come about?
I worked with Celeste Vlok from Sydney and Mindi Cooke from Brisbane. Both amazing photographers and great fun to work with.
Not so pleasurable, mmm-real ice cream, you can have some trying moments with it, you have a giggle with the challenge, you have to embrace it.
Do you have a food blog? What do you think of all the food blogs at the moment?
I haven't had time to make one, but have had a lot of interest. I have a page though at www.facebook.com/lyndelmillerstylist
I really haven't an opinion on blogs at the moment as I haven't had the time to explore. I don't follow any at this time. I love "What Katie Ate", here in Australia, Kate's work and blog is really fantastic. ME TOO I LOVE HER WORK.
Have you done both commercial and editorial food styling? Which do you prefer?
I love both!! Commercial work is your bread and butter though.
In Australia do the stylists work on a day rate?
Tweezers, bamboo skewers, baby wipes, lens cleaner and herbamare are my must haves in my styling kit. If I had to pick one thing, that's tough-tweezers.
What do you think are the most important elements of a good food photograph?
That the food is the hero! Composition, and that the food (hero) generates an emotive response. I aim to create "food porn" (can I say that)?
You also rely on the photographer to create beautiful lighting. Some times you may have to direct here to get the result you envisage.
I would love to work with my idols in the styling industry. Sibella Court, Glen Proebstel are my favourites!
I love Sharyn Cairns and Chefs Karen Martini, Nigella, Jamie, Yotam, Tessa Kiros, Charmaine Soloman and Ravinger Bhogal...there is a few!:)
I admire them for different reasons, all are fabulous!!! And am sure I am yet to discover others :)
Oh that brings me to my next question. Can you give us a sneaky peak on your next book?
Well, the Healthy Bee was our family owned restaurant. It closed 5 years ago after my dad passed away suddenly. People came for miles to eat here. Celebrities would get off at the airport and have their limo drivers pick up supplies from the restaurant for their trips. So this book will be very personal.
I will have recipes that are healthy, easy, inspired deliciousness all done in a kitchy style. Very exciting.
Has social media been a boost to your business and if so how?
It has, I think, and I say that because others think I do it well. Though I don't think I am that savvy, so it could possibly work better for me if I spent some time learning more about it. Any suggestions?
I enjoy networking and connecting with creatives and supporting others. It is a great place to share inspiration. I am loving Pinterest at the moment and have a Food Glorious Food board at pinterest...it is great fun but I wish artists were credited more for their beautiful work. That is it's downfall I think.
Looking forward to getting a copy of your book and trying some of those gorgeous looking recipes like this one for Strawberry Yoghurt Cheesecake.
|Photography by Celeste Vlok
Strawberry Yoghurt Cheesecake
This is one of my all time favourite desserts. All credit here, goes to my culinary hero, my Mum, Carole Seymour..It took years to get this recipe mind you, and while I have made this now numerous times, I never tire of it. I modify it often, as does my daughter ( that's the beauty of it! ) ..My kids jump up and down at the whisper that one may be on it's way, planned for a Sunday treat…we all love it, I hope you love it too , and make for all you love. Strawberry is my choice of yoghurt, cherry a close second. Thanks MUM !!!! Love you
Serves 8 -12,( big slices in this house!!)
1 packet ( 400g / 14 0z ) digestive biscuits or your choice
6-8 tbsp ( 80 - 100g) melted butter ( some biscuits are more absorbent than others)
Butter, for greasing 20 cm spring form pan
2 ½ cups ( 630g ) of your yoghurt of choice or 4 x ( 170 g = 680g ) sized flavoured yoghurt tub ( of course you can use greek yoghurt and add a coulis here, just make to 2 ½ cups..have a play )
250 g ( 9 oz ) cream cheese
1 cup ( 200g / 7 oz ) raw sugar
2 tbsp ( 40g ) powdered gelatin ( or agar agar *)
1/3 cup ( 2 fl oz ) hot water
Prepare a spring form pan, cover the base with greaseproof paper or foil and grease over the top and sides of pan with a little butter.
Crush the biscuits, use a food processor or place biscuits in a zip lock bag to suit and roll a rolling pin over the contents until they resemble coarse breadcrumbs.
In a small saucepan, over a low heat, melt the butter. Combine the two ingredients and press into the base and sides of the prepared spring form pan.
Place the prepared base in the freezer for 10 minutes, until you add the filling.
Blend the yoghurt, sugar and cream cheese in a blender.
Take the gelatin powder and hot water and mix well, to avoid lumps.
When fully dissolved add to blended yoghurt mix and blend again. At this point don't walk off to a soapie or answer the phone. Gelatin sets REALLY quickly! )
Remove the pan from freezer, and add the filling, return to fridge to set.
When set remove and run a knife around the edge of pan, release the spring and carefully remove the ring over the top of cake.
Cut to desired serving sizes and serve on it's own or with Berry Coulis page 00
For the vegetarian or additive sensitive, use Agar Agar as an alternative to animal derived gelatin.
Thanks so much Lyndel for such a great interview and for sharing a recipe! Through our emails back and forth across the ocean I have come to know you and am happy to call you friend or do you say "mate"?!
If anyone has any questions for Lyndel or myself please leave them in the comments section or email us directly.


text: The Americans with Disabilities Act (ADA) is designed to eliminate any discrimination because of disabilities. In the U.S., providing equal access means ensuring that all individuals enjoy the same provisions for safe and secure access to areas, buildings, transportation, and facilities in places of work and leisure, and can make use of programs, services, employment opportunities, and technology without any discrimination. The American with Disabilities Accessibility Guidelines (ADAAG) is a document detailing the scoping and technical requirements for accessibility of persons with disabilities to sites, facilities, buildings, and elements.


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Second post for Queering Catholicism
According to the catechism, sexuality in relationship is defined and guided by the following:
Sexuality is ordered to the conjugal love of man and woman. In marriage the physical intimacy of the spouses becomes a sign and pledge of spiritual communion. Marriage bonds between baptized persons are sanctified by the sacrament…Sexuality, by means of which man and woman give themselves to one another through the acts which are proper and exclusive to spouses, is not something simply biological, but concerns the innermost being of the human person as such…The acts in marriage by which the intimate and chaste union of the spouses takes place are noble and honorable; the truly human performance of these acts fosters the self-giving they signify and enriches the spouses in joy and gratitude." Sexuality is a source of joy and pleasure: The Creator himself . . . established that in the [generative] function, spouses should experience pleasure and enjoyment of body and spirit…Therefore, the spouses do nothing evil in seeking this pleasure and enjoyment…The spouses' union achieves the twofold end of marriage: the good of the spouses themselves and the transmission of life. These two meanings or values of marriage cannot be separated without altering the couple's spiritual life and compromising the goods of marriage and the future of the family…The conjugal love of man and woman thus stands under the twofold obligation of fidelity and fecundity. (2360-2363)
There are several scholars who believe that the full expression of same-sex love and pleasure within a personal, mutual relationship is entirely compatible with the Church's teaching of marriage and sexuality. Many argue that sexuality is a gift from God and when expressed in a personal, mutual relationship it is therefore natural and accepted. Hence, TQBLG individuals believe that their sexuality is "created, sustained, and blessed by God" (Yip, 1997b, p. 172). If God is love, why would God be less present in the love of a queer couple than a heterosexual couple? Many queer couples firmly believe that achieving a Christian partnership based on Christian values is achievable—their relationships are based on mutual love, mutual sharing, faithfulness, mutual commitment to pleasure…mutuality in its various forms and expressions.
On a personal note, my beloved and I have accepted the teaching of the Church and embodied it in our relationship. Our relationship (and those of countless others) is based on the idea of sexuality that the Catechism expresses. We believe in and live by "intimate and chaste union"; we practice and strive for self-giving to each other by caring for the other when sick and supporting each other's adventures (such as working 3 jobs to support the other while in divinity school); we experience pleasure and enjoyment through our bodies by affirming each other's beauty, balding, flat-footedness, and pudginess; and have transmitted life by affirming, celebrating, and challenging each other's lives and personhood in fullness (even when we may not agree with each other)—our relationship has been life-giving to us and to those we welcome into our casa. By the Church's standards, Jason and I are being faithful to the church's teaching in every sense of fidelity and fecundity. Our coming together may not be able to produce children, but we can transmit life by pro-creating love and laughter through the formation of a family, be it how we treat and include our families of origin in our lives, the family formed through our inner sanctum of friends, extending the Body of Christ by how we treat those we engage with in the world, and through whatever means we decide to have children (which is a whole set of other entries!).
Christian members of the TQBLG community have been able to manage faith and sexual identity signifying their ability to not only survive but thrive, live, and celebrate in a social, religious environment that many times does not accept or support them. Though many are amazed, queer Catholics are finding ways to be who they are and find their place in the Church. Pope Benedict XV said that there was to be no distinction among Catholics—we are all Catholics, period! One cannot be sure whether or not he had queer Catholics in mind, but many TQBLG individuals are proud of their Catholic faith and through their experiences are opening doors so that all people can celebrate and commune as one body. May TQBLG Catholics are faithful people to their Catholic heritage striving "to live [our] lives in accordance to the Gospel, who discuss the sermon over brunch after mass, and who write their checks at the Offertory…. [They] also respond 'Lord hear our prayer' when the general intercessions plead for greater respect for life, because [they] know first hand what it means to experience disrespect for life" (Stoltz, 1998, p.11).
delfin bautista is a member of the CTA 20/30 Leadership Team and the CTA Board of Directors; delfin is also a member of Dignity's Young Adult Caucus and is co-chair for Dignity's Trans Caucus. delfin currently serves as the Director of the LGBT Center at Ohio University. delfin "preaches" on their own blog "Mi Lucha, Mi Pulpito" and is a contributor to the Young Adult Catholic Blog and to Believe Out Loud.


text: This week our former student James Moxom came to speak to our Diversity Group about his life after school as well as reflecting on his own time at school. He told us about how inclusive post-16 education could be. It was a great way to end the half term and James' talk gave us an insight of all the possibilities ahead.


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Ellking hotel, the elegantly designed hotel has rapidly earned the reputation as the finest among equals. It combines exquisite service with an unforgettable friendly ambiance to offer our guest a state of the art destination for conferences and relaxation.
Hospitality Industries
Royal Lamerta Hotel
Miklin Hotel
Kings Royal Atlantic Hotel / Rest.
African Regent Hotel
An icon to the finest hospitality in Ghana, The African Regent is an integral part of Accra's most prestigious residential community and features exclusive accommodations that offer more than just a good night's sleep.


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Jp McMahon, Culinary Director of the EatGalway Restaurant Group, along with fellow Fáilte Ireland Food Ambassador, Jacinta Dalton, Food and Beverage Lecturer in GMIT will travel later this month to the Terroir Symposium in Toronto, Canada. JP has also accepted an invitation to speak at a world congress on food and tourism, The 3rd International Conference UNITWIN UNESCO Network 'Culture, Tourism, Development', due to take place in Barcelona in June.
The Terroir event which is being headlined by renowned chef David Chang, also includes a 'Rural Retreat' in which JP will be partaking in, rubbing shoulders with the worlds best chefs. This particular event will use the Ontario landscape as it's source of culinary inspiration where great culinary minds will find to get creative and cook up a dish each to feed over 200 guests. Each dish, presented buffet style, is to capture the essence of the terroir of Ontario.
JP says "As well as an amazing networking opportunity, participating in Terroir is a great privilege. Former speakers have included Noma's Rene Redzepi and Faviken's Magnus Nilsson so I'll be in great company. Having two Irish representatives, particularly from the West, will no doubt further cement Galway's reputation as a centre of excellence in food".
JP has also been invited to present a paper at the The 3rd International Conference UNITWIN UNESCO Network 'Culture, Tourism, Development' in Barcelona this June. The conference, which takes place from 16th to 20th June, aims to present current research and tendencies in gastronomy heritage and tourism based on biodiversity and cultural diversity of our territories. JP will present a paper entitled, 'Towards an expanded Terroir: Investigations in the contemporary culinary field'.
For more information on these events see www.terroirsymposium.com and www.tourismandgastronomycongress.weebly.com/


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Liberal and National Party MPs from rural and regional electorates must stand up to Tony Abbott and oppose the abolition of the Low Income Superannuation Contribution (LISC).
The Low Income Super Contribution ensures that those earning $37,000 or less a year effectively dont pay tax on their contributions, meaning up to $500 more going into their superannuation accounts each year.
The vast majority of those who benefit from the Low Income Super Contribution live in rural and regional Australia in electorates like Hinkler, Cowper, Lyne, Page, Wide Bay (Acting Treasurer), Braddon, Mallee, Gippsland, Parkes, Page and Paterson.
Indeed, 24 of the 25 lowest income earning electorates are in rural and regional Australia.
The abolition of the LISC is yet another Abbott Government policy which disproportionally hits rural areas harder than it does the cities.


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I'm not sure why I started this blog, perhaps to have my place on the Internet? No, I could care less about that. Maybe to track all my favorite links and blogs? No, that's why we have "Favorites". Everyone else is doing it? No, I wouldn't jump off a bridge just 'cause everyone else is. To express myself? No, I don't need the WWW to do that but it seems like the most logical reason for now. I guess I will discover the reason once my blog evolves (or dies) over time.
For now, I think I will make this as a landing site to share my passion for my kids and hobbies with whoever is interested. I'm most passionate about scrapbooking the life of my children so I'm sure I'll share some ideas on that. I also love to scuba dive. I go on a big diving trip 1 - 2 times per year so I'll chronicle that. I want to learn how to make jewelry - we'll see how that turns out.
Oh and I guess I should share a bit about me. I am married to a wonderful man, who would literally do anything for me. I'm a working mommy of two beautiful girls. I also have a really great step-son. I live my life for my kids, although I have not forgotten about me. I still know how to have fun! My girls are 5 years and 6 weeks old right now. My oldest ADORES my youngest and I am sure the admiration will be returned when our youngest gets a bit older. I work as a marketing manager for the world's largest technology company, HP. I really love my job but that doesn't mean I want to work the rest of my life. That may change in the next 6 - 7 years but that's all I'm gonna say about that for now ;)
I'm not sure how often I'll update my blog, maybe daily, weekly, monthly and I'm still not sure what my blog will focus on. Let's just see what happens ...


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Daredevil Sammi Woods from Newton Stewart completed her fundrasing skydive on September 3 at Skydive Strathallan in Perthshire raising £1200 for UNICEF.
The 25-year old said she loved skydiving, saying the experience was "amazing".
She was very lucky as weather turned bad that day an only six out of the 14 people booked in got to jump before the organisers stopped operations.
Sammi's mum Linda says she is already wondering what she can do next, and she's liking the idea of wing walking!
Sammi's JustGiving fundraising page is open until tomorrow. Go to:


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List of property, Italy
Property in Italy.
One of the most stable real estate markets in Europe is the Italian real estate market. Due to the fact that the Italian market has developed evenly, without jumps, as in some other countries, property prices remain stable. The global economic crisis has not had a significant impact on the value of the property. Therefore, Italy is stable and confident in demand for the purchase of real estate for a holiday and for year-round use. Real estate is bought primarily for a comfortable Mediterranean climate, beautiful and varied landscapes, rich cultural and historical heritage. Prestige and luxury also can not be discounted.
The Italian market is very diverse. Here you can buy a new apartment for 50,000 euros, and probably the most expensive in the world of real estate. As usual, the cost is determined primarily by the region and the infrastructure and of course the proximity to the sea.
Traditionally popular to buy a property here are considered to be world-famous lakes Maggiore, Como and Garda, Liguria and Tuscany course. Of greatest interest are the islands of Sardinia and Sicily. Many famous people have property in these areas.
Stable demand for capital - "Eternal City" of Rome and the business center of Italy - Milan. Not a few buyers are attracted and Venice.
Real estate in the south of Italy, and above all in the perfect choice to buyers who dream of inexpensive real estate in this great country. Calabria today, it is an agricultural and environmentally friendly area with good infrastructure and the nicest beaches in Italy. Here you will find perhaps the largest selection of properties in Calabria, including apartments, townhouses and villas.
Taxes on ordinary real estate in Italy is not great, and the elite real estate and may reach 20%. The law here does not limit the right of foreign nationals to purchase real estate. purchase of real estate by foreigners in the country. The very process of buying and selling is not complicated, but it does require some knowledge.
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Tool Bags | Range Bags
Would you rather be organized or unorganized? We assume you picked the latter option, and we have the perfect tool bag for you. Tool bags are essential for missions, hunting, field practice, and even shooting ranges. If you carry several different weapon accessories, you require a bag that can withstand the weight of your tools. Ordinary bags can rip and tear easily and are not comfortable to carry either in your hand. The tool bags we have in store for you are designed by well-known companies. When it comes to comfort and durability, you can count on these tool bags to perform exceptionally. You can carry them using their padded handle. They also offer more than one pocket, thus giving you sufficient space to place your weapon tools. You can secure them with a zipper and prevent them from falling out while you are traveling from location to location. The manufacturers have built the back to accommodate all types of different environments. Your firearm tools will remain protected from rain, mud, sand, dirt, debris, and other weather conditions you may encounter during your time outdoors. The tool bags are available in a wide variety of colors. You can also opt for a waterproof compartment if you need to store a few necessary items.
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Inventory Management + Fulfillment Be Fulfilled
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Multiple Piece Mailings
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Fight Gear
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