text:
Offers and deals at Mövenpick Hotel Colombo
Discover our exclusive range of special offers and seasonal deals in Colombo for weekend escapes, city breaks, romantic getaways, family holidays and business stays. Enjoy great discounts with our stay and save offer at Mövenpick Hotel Colombo.
Stay & Save
Enjoy up to 20% off your holiday in Colombo and indulge in a scrumptious breakfast.from 132.00 $ per room, per night, breakfast included
Family Happinest Offer
Book your family stay in Colombo and save 50% on your second connecting room. Kids up to 6 years eat free and youngsters from 7-12 years get 50% off while enjoying meals in our restaurants and room service. Say yes to happiness with our Family offer!from 132.00 $ for both rooms, per night, breakfast included


text:
Peyton Manning's return was the biggest news to come out of the Denver Broncos' 31-3 victory over the Chicago Bears in the teams' preseason opener, but it wasn't the only quarterback storyline.
Following a Bears turnover in the first quarter, Caleb Haine took over for Manning in a first-and-goal situation from the 6-yard line. The Broncos moved 4 yards backward before settling for a field goal.
Moments later, Hanie was trending nationwide on Twitter. Not the good kind of trending, either.
I hope you still have a house in Chicago, Caleb Hanie. The Broncos might just leave you there....â Troy Hufford (@MHR_Troy) August 10, 2012
Caleb Hanie has already been asked to bring his playbook to the coach's office at halftimeâ Evil Mike Tomlin (@EvilMikeTomlin) August 10, 2012
Poor Caleb Hanie. By the second half, he's going to be a replacement official.â jon greenberg (@espnchijon) August 10, 2012
BREAKING NEWS: Caleb Hanie has gotten worse.â Da BearsBlog (@dabearsblog) August 10, 2012
Hanie finished 7-of-14 passing for 79 yards before giving way to rookie Brock Osweiler (5-of-10 passing, 55 yards, one TD), who led the Broncos on two scoring drives. Adam Weber finished the game and threw for a 25-yard touchdown on his first pass.
With Manning's health a legitimate question mark, the Broncos need a quarterback into whom they can put their faith. On Thursday, it wasn't Caleb Hanie.

subset: commoncrawl


text:
Andrew Snyder
Contact Information
MCC - Campus Visit Form
Educational Background:
Attended Black Hawk College and received a Bachelor's of Science from Southern Illinois University Edwardsville in Historical Studies
Why Community College?
I chose a Community College because I wasn't really sure what I wanted to do or where I wanted to go. But I knew I wanted to keep learning. That decision allowed me time to learn a little bit more about college and myself so I could make the right choice for my next move.
Best things about working with students:
Knowing that we can make the college experience accessible to everyone is the best part of working with students. College doesn't feel like a real option to some, but sharing the opportunities available with those students is the best.
Other information about me:
I have worked for Big Brothers Big Sisters and John Deere previously and learned a lot and made an impact in many different ways through those opportunities. But it always comes back to helping people and I think that's what I am able to as an Admissions Coordinator here in Muscatine.
I've lived in St. Louis and Chicago, and though I have loved both, this will always be home. I enjoy spending time with my family and friends and running every chance I get.


text:
Categories > Celebrities > My Chemical Romance
Valentine's Day4 reviews
We all know the awkward moment on Valentine's day when you have a special friend and you got them something but you're not sure if they got you something. Yeah......
Valentine's Day
(#) Heartbreak_Beauty 2012-02-14that was awesome
im inspired to write now XD
Valentine's Day
(#) Murderous_Music39 2012-02-14awwww!!!:3 it was so cute!!
Valentine's Day
(#) lwarfield3 2012-02-14This is so cute!! (Squeals like stupid fangirl) Okay, fangirl moment over. I wish my valentines day was that interesting-it was a snowday. WTF, right? Ugh. I sound so bitter
Author's responseNot really lol. I got a bunch of roses but I gave them to my friends cause I love them all so much Xp But the beat thing I got that day was the idea for this in my boring ass study hall XD
Valentine's Day
(#) Kaida_R 2012-05-13AWWWWWW! loved this!! Seriously, when I read your writing, I find myself laughing along with the characters. You're a fantastic writer!
Sign up to review this story.


text:
Nerve Conduction Velocity Testing (NCV)
What Is Nerve Conduction Velocity Testing?
Nerve Conduction Studies and Electromyography (EMG) assist our providers in making a very specific diagnosis if our patients have or are suspected of having neurologic deficits, including radiating pain, numbness or tingling. NCV/EMGs are ordered for nerve entrapments, neuropathies, including carpel tunnel, generalized nerve diseases known as polyneuropathy and any sort of trauma related nerve injury.
It is also very effective in diagnosing and allowing us to better treat sciatica, a pinched nerve at the level of the spine compared with peripheral nerve injuries away from the spine, such as carpal tunnel.
As well as identifying neurological deficits, this testing helps us distinguish between nerve and muscle disorders, the severity and extent of the disease and help categorize the type of injury. Primary muscle diseases include but are not limited to myopathies, muscular dystrophy, Lupus and alcoholic myopathies. NCVs are safe and well tolerated by most patients. NCV/EMGs are considered an invasive procedure because the nerves are stimulated with micro-needles and a mild electric current. It has been described as a sensation similar to "hitting your funny bone," though the feeling only lasts a few seconds. The responses of the nerve are measured and noted, giving us an abundance of information that we can use to better treat these conditions and diagnose nerve damage, dysfunction or destruction as well as determine muscular diseases.
If you are experiencing numbness, tingling, weakness and/or radiating pain, this test might be a useful resource for our staff to better treat your symptoms by identifying the cause and root of the pain.


text:
But I have noticed something else that is not a laughing matter: how the actions of some rapture-seized parents could, unintentionally in most cases, harm their children.
Think about it. How many news stories have you heard where people said they were convinced that they no longer needed earthly goods, and so they gave away everything they owned? In an NPR News story, Barbara Bradley Hagerty reports how Harold Camping's predictions have inspired people to quit their jobs and leave their families. As one 27-year-old mother told NPR, "Knowing the date of the end of the world changes all your future plans."
That mother, Adrienne Martinez, went on to say that, based on her belief about the impending rapture, she canceled plans to go to medical school. Instead, she and her husband quit their jobs and moved from New York City to Orlando to devote their lives to worshiping, proselytizing, and spending time with their two-year-old daughter. The couple is expecting another child next month, whom one can assume the Martinez's believed would be born in heaven.
"My mentality was, why are we going to work for more money? It just seemed kind of greedy to me. And unnecessary," Martinez told NPR. Her husband added, "God just made it possible—he opened doors. He allowed us to quit our jobs, and we just moved, and here we are." Said his wife, "We budgeted everything so that, on May 21, we won't have anything left."
Now that the prophesy has failed to come true, what is to become of this family and the countless others who also bet away their futures? In this economy, we can only assume that they will have a difficult, long read ahead, as they try to rebuild their lives. But, of most importance to me, how will the choice to risk flinging a family into a state of poverty affect their children? Furthermore, how will those children be affected, as their parents potentially suffer with psychological trauma, trying to come to grips with the realization that their high-stakes belief is untrue?
In my book, Breaking Their Will: Shedding Light on Religious Child Maltreatment, I talk about the emotional difficulties children face when they are taught such notions as Armageddon and the Second Coming. A number of people I interviewed spoke about how, as children, they lived in a perpetual state of fear, because they were convinced that doomsday could arrive any day. Now, this latest threat—that hell would literally break loose on May 21st—brings to light new forms of child abuse and neglect.
Consider what happened on May 20th, the day before the world was predicted to come to an end: Lyn Benedetto of southern California allegedly slit her daughters' throats and wrists and then her own to avoid what she believed was the coming "tribulation." Benedetto reportedly used a box cutter and paring knife in an attempt to kill her 11- and 14-year old daughters and then herself. Thankfully, the three survived. The girls were hospitalized and released to child protective services, and their mother was taken to jail.
We can wonder what kind of mental health syndromes or problems plague parents who jeopardize their children's lives based on their religious beliefs. We can blame Harold Camping and some media outlets for propagating nonsense. We can laugh at those who take such nonsense as gospel. But, as I point out in Breaking Their Will, it is even more important to step back and question all religious ideas that are generated by, and spread, fear. Such ideas have the potential to lead parents to abuse and neglect their children.
[ADDENDUM: As you will see below, this blog generated numerous comments by individuals who described how the terrorizing "end times" religious teachings of their childhoods were emotionally abusive. The mother I write about, Adrienne Martinez, also commented, stating that her children were not negatively affected by her and her husband's decision to give up material wealth in anticipation of the world coming to an end. On October 28, 2011, Camping's website published a statement, saying that "it seems embarrassing" that Campings predictions were wrong, and he apologized for telling people that those who doubted that that the rapture would take place on May 21 probably had not been saved.]


text:
Friday, October 8, 2010
Agent Pitch Contest Winners And A Can't Miss Article!
But before I make the big announcement, I would like to thank Joanna one last time for her awesome interview and for donating her precious time. Agents are super busy...so it means a lot to me when they give up their time to help us out. So thanks Joanna I appreciate all of your help with this contest!
Okay I won't torment you any further...here are the winners:
THIRD PLACE: Jennifer Williams
Title: Wistful
Genre: YA Historical Romance
WISTFUL, after her extravagant Ton wedding, 15 year old Julie Haynesworth runs away from her ancient husband to live with a poor commoner family only to fall in love with the eldest son; too bad he thinks she's a boy.
SECOND PLACE: Slushpile Slut
Title: Where The Stones Speak
Genre: YA Historical Fantasy
Banished by those too fearful to harbor one so marked with magick, sixteen-year old Iona, clan ruler on The Isle of Virgins, wields a javelin and sword to protect her refuge and ensure the existence of her kind. But when she discovers she is more than a fledgling prophetess, she is a sibyl of ancient lineage, Iona must embark on a journey to find her sacred circle of stones, where they say no dark magick can breech, and proclaim her oracles to the multitudes— But there are many who seek to silence the ancient world's last free sibyl.
FIRST PLACE: Stina Lindenblatt
Title: Lost in a Heartbeat
Genre: YA romantic suspense.
After a stalker assaulted seventeen-year-old Calleigh, she's forced to keep silent about what happened or else the psycho will kill her BFF. The only person she dares to tell is her new friend, Aaron, who kind of figures things out. But as she falls for him, she discovers they're linked in a way she could never have imagined—a connection that could be deadly for Calleigh.
Congratulations to the winners and a huge thank-you to all who entered! Winners send me an e-mail and I will give you the directions to submit your work to Joanna!
Now for this ultra-fabulous article. Debut novels are something I seek out with a vengeance...I love seeing for myself where it all begins for my favorite authors. So when The 50 Most Famous & Impressive Debut Novels of All Time was brought to my attention, I was all over it. It was inspiring to see where legends such as Stephen King, Jane Austen and even the Bronte sisters started out. But don't take my word for it...check it out for yourself. You won't be sorry!
I hope everyone has an awesome Friday and an even more fabulous weekend!
21 comments:
- The Golden Eagle said...
Congratulations to the winners! :D
That's an interesting article; I've heard of many of those debut novels, but I don't actually think I've read more than just a couple.
- October 8, 2010 at 6:36 AM
- Creepy Query Girl said...
wow- congrats you guys! Great entries! And thanks for the link!
- October 8, 2010 at 6:53 AM
- Lydia Kang said...
Congrats to the winners! They all sound like fabulous reads!
- October 8, 2010 at 7:37 AM
- Stina Lindenblatt said...
OMG!!!! I won! Yay!
Wow, what a way to start Canadian Thanksgiving long weekend. :D
Thanks Renae and Joanna for the awesome contest!
- October 8, 2010 at 8:01 AM
- salarsenッ said...
So happy for you all!! I didn't enter, still not ready, but I'm living vicariously through you all!! And Stina & Slushpile...way to go!
- October 8, 2010 at 8:15 AM
- aspiring_x said...
congrats to the winners!
and super cool list of debuts!
- October 8, 2010 at 8:52 AM
- Matthew Rush said...
Holy crap! Two out of three of these people are good friends of mine. That rocks! Congrats to everybody!
Hi Renae.
- October 8, 2010 at 9:56 AM
- Christina Lee said...
Oh and Stina, two thumbs way up--I had the priviledge of reading this book and it RAWKS! I hope Jo loves it!
- October 8, 2010 at 10:23 AM
- Adventures in Children's Publishing said...
YAY Stina. WOOT!!!
Congrats to all the winners,
Martina & Marissa
- October 8, 2010 at 12:25 PM
- Melissa said...
Congratulations to all the winners.
- October 8, 2010 at 2:11 PM
- RaShelle said...
Congrats to the winners. Yay!!! =D
- October 8, 2010 at 2:41 PM
- Talei said...
Wow - congrats to all winners!!
Hi Renae, I have an award for you on my blog, please do pop by when you have a few minutes. ;))
- October 8, 2010 at 3:13 PM
- Clara said...
Congrats to the winners! And thanks for sharing the list, I loved it! =D Hopefully, in 10 years our novels will be there!! Weeeeeeeeeee!!!
- October 8, 2010 at 3:57 PM
- Slushpile Slut said...
Just stopped by after a long, hard day at work to take a quick peek and I'm so excited I got 2nd!! SQUEE!!!!
Congrats to the other winners!!
And a BIG HUG & THANK YOU to Renae for hosting this contest...Mwuah!
- October 8, 2010 at 4:30 PM
- Hannah Kincade said...
oooh, CONGRATULATIONS EVERYONE!! Awesome news!
- October 8, 2010 at 4:31 PM
- Lisa Gail Green said...
OMG that's so exciting!! Congrats to all of you. It's nice to see a couple of familiar names in the "winners circle." What a great contest!
- October 8, 2010 at 7:57 PM
- A.L. Sonnichsen said...
Yay, Stina! And congrats to all the winners. :)
It was fun to read all these.
- October 8, 2010 at 11:36 PM
- Jemi Fraser said...
These are terrific! Congrats to the winners :)
- October 9, 2010 at 9:22 AM
- Jenn said...
Thanks for having this contest! I thought everyone did a great job :)
I had some trouble pulling up your email address to email you. Could you let me know your email so I can send you an email? Or you could just send the instructions to me. Thanks again!
- October 11, 2010 at 1:51 PM
- SWK said...
Cool link! And Joana Volpe rocks! Congrats to the winners. Look forward to following your blog!
- October 11, 2010 at 3:14 PM
- Janet Johnson said...
Congratulations to the winners! Very cool contest, Renae. :)
- October 15, 2010 at 2:20 PM


text:
The smart beta exchange-traded product marketplace is crowded and extremely competitive. To gain attention, some rather hefty performance claims are being made. We examine live US mutual fund track records over the last 40 years to gain an intuition into how much outperformance is reasonable for the most superior smart beta strategy or active manager. We call this return "plausible outperformance."
The evidence and intuition underlying a contrarian value investing discipline has proven merit in cycle after cycle across history. When value becomes cheap, it almost always and everywhere comes back as an outperforming investment strategy. If history is a guide, now is the time to increase allocations to value strategies.
2019 Investment Symposium
Chasing returns can be very costly. High valuations can go higher, but not indefinitely. At Research Affiliates' recent London Symposium, Rob Arnott explains how the link between starting valuations and subsequent returns is powerful, and examines which investments look attractive today.
CEO Spotlight
Because cognitive diversity is conducive to better decision making, firms that embrace it tend to produce better outcomes for their investors. Katrina Sherrerd discusses how improved outcomes are being increasingly linked to a sustainable and high-functioning culture.
RA Conversations
Cam Harvey explains the link between the yield curve inversion and future stock returns as well as why value offers investors a potential hedge against downside risk after a yield curve inversion.
Webinar Replay
In a 45-minute webinar, Rob Arnott and Ari Polychronopoulos discuss the performance of RAFI and value in the context of the longest bull market for growth stocks in history.
Rob Arnott explains why Research Affiliates expects US equities to return only 1% above inflation over the next decade—but emerging markets offer more promising long-term returns.
February 5, 2019
CEO transitions are a great time to focus on refining the enduring formula of a firm's success. Katrina Sherrerd's formula has three equally important elements: mission, culture, and team. The result are win-win-win outcomes—that is, a win for our end investors, a win for our distribution partners, and a win for ourselves.
Hear Chris Brightman, Research Affiliates' CIO, discuss his 10-year outlook for real equity returns. While he foresees the price of the S&P higher than where it is today, he expects US equity returns to be in the low single digits.
January 9, 2019
Over the last 15 years, factor returns have not delivered on investors' expectations. Are factors broken or far riskier than investors believe? Investors could dismiss the approach based on recent poor performance, but perhaps a better path would be to gain an understanding of three risks associated with factor investing. Doing so can help investors form more realistic return expectations.
We believe a solid understanding of the specific underlying return drivers of ARP strategies can improve investors' odds of maximizing the long-run investment opportunity of ARP investing.
Further Reading
Alternative Risk Premia: Valuable Benefits for Traditional Portfolios
Machine learning provides the investment industry with a new set of tools. However, investors need to be cautious. Machine learning is being hyped and sometimes misapplied.
Feifei Li discusses RAFI Multi-Factor, a strategy that offers diversified exposures to robust equity factors.
June 12, 2018
Vitali Kalesnik discusses factor investing and how the ETF landscape has changed the way we talk about markets, value, and growth.
October 18, 2018
Winner of the 2018 Bernstein Fabozzi/Jacobs Levy Award for Best Article
Valuation, always an effective tool for long-term investors, can also be useful for assessing short-term market prospects. The authors demonstrate that conditioning CAPE on current inflation and real yields substantially improves its accuracy in forecasting returns for periods from one month to one year.
Published in the Journal of Portfolio Management by Rob Arnott, Tzee Chow, and Denis Chaves.
Recognizing that the management of taxable portfolios has advanced in the past 25 years, the authors of the present paper update a seminal 1993 study in which Robert H. Jeffrey and Robert D. Arnott introduced the concept of a normally negative "tax alpha" and formulated tactics to reduce its detrimental impact on investment results.
Winner of the 2016 Graham & Dodd Scroll Award Of Excellence Paper
Not every factor profits investors when implemented through a passive strategy. Size and quality show weak robustness, and liquidity-demanding factors, such as illiquidity and momentum, are associated with high trading costs.
Published in the Financial Analysts Journal by Jason Hsu, Vitali Kalesnik, Noah Beck, and Helge Kostka.
All of the well-established factors to which investors gain exposure in low-cost smart beta funds are expected to deliver a premium in the long run, but none is guaranteed to outperform at all times. Seeking diversification, many investors have turned to strategies that exploit multiple factors. Published in the Journal of Index Investing.
Many investment organizations benchmark their funds' performance against the classic 60/40 mix of domestic stocks and bonds, but this posture limits their ability to earn superior risk-adjusted returns. The authors argue that investors can fully realize the well-established benefits of asset-class diversification only if they are seriously willing to revisit their policy portfolios, investment guidelines, and benchmarks.
Navigate long-term forecasts for over 130 assets and model portfolios.
Explore expected returns and valuations for smart beta and factor strategies.
Alice's Adventures in Factorland: Three Blunders That Plague Factor Investing
April 11, 2019
A Backtesting Protocol in the Era of Machine Learning
November 24, 2018
May 10, 2019
February 5, 2019
CNBC Squawk Box: Here are recession warning signs this investing pro is watching
October 23, 2019
Bloomberg TV: Yield Curve Signals Warning for the Economy, Says Cam Harvey
October 2, 2019
MarketWatch: Investors should get 'smart' about factors
September 28, 2019
Business Wire: Research Affiliates Hires Adam Willis to Further Strengthen Australian Presence
September 16, 2019
Barron's: Rob Arnott - Cryptocurrencies Look Like a Bubble, and How Investors Can Brace for Lower Returns
August 26, 2019
Morningstar: Rob Arnott - Podcast on Morningstar's "The Long View"
August 21, 2019
Sydney Morning Herald: Rob Arnott and Mike Aked - Key actions for investors to help cushion any equity market shocks
July 31, 2019
Meb Faber Research: Rob Arnott - The Best Investment Writing Volume 3: Yes. It's a Bubble. So What?
July 29, 2019
Bloomberg TV: Rob Arnott - Bubbles Are Forming
July 17, 2019
CFA Institute Enterprising Investor: Defining an Ideal Culture: A Values-Based Framework
July 15, 2019
Financial Times: Katrina Sherrerd - Welcome the Godmother of Smart Beta and Diversity
June 30, 2019
30 Index Interviews: Rob Arnott of Research Affiliates
June 26, 2019
Bloomberg Radio Podcast: Chris Brightman - Masters in Business
June 19, 2019
Investment Week: Money Losing Investments — Guaranteed!
June 19, 2019
Business Insider: Even the world's top firms pay Rob Arnott for advice. Here's why he thinks an area of the market once left for dead is set for a roaring comeback.
June 13, 2019
Bloomberg News Podcast: Rob Arnott - Maverick Risk
June 07, 2019
Bloomberg TV: Rob Arnott on "What'd You Miss?"
June 07, 2019
Investment & Pensions Europe: Strategically Speaking: Research Affiliates
May 01, 2019
Barron's: Fake Stock 'Factors' Can Cost Investors Lots of Money
April 19, 2019
CFA Institute Enterprising Investor: How Culture Improves Outcomes: Cognitive Diversity
April 16, 2019
Citywire Professional Buyer: Rob Arnott: This pioneer of quant investing is concerned that the community he helped foster is losing its way
February 25, 2019


text:
For and extravagant, eye-catching and glitzy outlook, everyone love to opt for decent and stunning styles of party wear dresses. When attires carry specially adorned and crafted embroideries in very wide range, then no women can desist from trying these. Party wear embroidered apparels are an essential part of every Pakistani closet. No matter what sort of formal or semi-formal function you want to visit, one thing which you have to follow, opt fine embroideries with charming hues and contrasts. There are some eminent designers that are producing best collections of embroidered dresses and shirts.
Recently and as last year, the trend of pencil trousers came in market and every dresses formal dresses have seen having variations of embroidered work shirts with pencil trousers. Whether you carry them with short shirts or long shirts, they gives equally stunning and smart look.
Plenty of women love to wear these with short and medium shirts that coupled with uppers and gowns. Pencil trousers are now trendy among woman choice and latest collections are seen by Zainab chottani, Maria.B, Sha Posh etc and many branded designers wear carry the same fusion. Some images of Latest Embroidered Party Wear Shirts With Trousers Designs Collection 2016-2107 are shown blow.
The latest wedding and party wear fancy dresses is in all retail stores and in all clothing lines. These shirts and Kurtis are designed in cotton, chiffon, silk, lawn and Georgette with bunch of embroidery and thread work along with motifs in pearl, applique and stone work. Work of zari, zardozi and dabka is seen on border, neckline and also on sleeves. These apparels are available in different styles as if you have craze for Kurtas and tunics you can carry them with cigarette pants and pencil trousers.If you love to carry simple long shirts then you need other variety like angrakha style and medium length with front open style. Cigarette pants and pencil trousers are seen in market with funky hues selected from inspiring palettes.
Party Wear Fancy Shirts Designs With Pants/ Trousers Collection 2016-2017
Fancy and embroidered pants and trousers in black, white, beige and off-white are most popular to opt with monochromatic and multi chromatic Kurtis. Pencil trousers carry button on bottom side or side embroidered work that adds more glamour. One best thing that these brings continence with styles and trends, whether you are going to opt for indoor or outdoor function, you can easily wear them.
Perhaps the trend of short and medium shirts with pencil trouser are going to hit this season and every functions. Every single girls and even woman of all age groups are finding these attires that are extremely suitable for all formal occasions. So don't wait more, otherwise fashion will leave you behind. Here are some famous branded Party Wear Fancy Shirts Designs With Pants/ Trousers Collection 2016-2017.
Facebook Comments
Article Name
Latest Embroidered Party Wear Shirts With Trousers Designs Collection 2016-2107
For glitzy and appealing look, every woman and single girl want something different decent & unique that make her possible to stand out in confidently in crowd.
Julia Henry


text:
It's not everyday you find a show as downright nasty as "Vice Principals" on HBO -- or as funny. Star and co-producer Danny McBride has hit his stride with this series, but he wouldn't be there without the creative soundtrack.
What made this a particularly stimulating show to supervise? Visit SonicScoop for this in-depth interview with Gabe Hilfer of Full Pursuit and his partner DeVoe Yates to find out.


text:
Wednesday, 25 March 2015
Berlin calls...
I have often made a Holy Week pilgrimage to one of the most atheistic cities in Europe: not out of religious perversity, indeed I have sometimes caught the odd Passion and/or Parsifal in Leipzig too, but on account of the Berlin State Opera's Festtage. It was with an account of the Barenboim/Boulez Mahler cycle that I began this blog. Both Daniel Barenboim and Pierre Boulez will feature strongly in this year's events, the latter as part of his ninetieth birthday celebrations. Tomorrow, I shall leave for Berlin, musical performances beginning on Friday. I shall, God or whoever it is one should evoke in Berlin willing, report back on the following:
27 March - VPO/Barenboim: Boulez Livre pour cordes, Mémoriale, Originel, and Schubert 'Great' C major Symphony
28 March - first night of new Parsifal production: directed by Dmitri Tcherniakov; conducted by Barenboim; cast including René Pape, Wolfgang Koch, Andreas Schager, Anja Kampe.
29 March a.m. - Erdmann/Lapkovskaya/Michael Barenboim/Women from the NDR and MDR Radio Choirs/Staatskapelle Berlin/Barenboim: Boulez - Le Visage nuptial, Anthèmes 2, Notations (piano and orchestral)
29 March p.m. - Deutsche Oper: Madama Butterfly
30 March - Michael Wendeberg: Boulez piano works
1 April - Kremer/Argerich: works by Weinberg, Beethoven, and Franck
2 April - Staatsoper Tannhäuser (as also seen last year)
3 April - NDR Choir/Konzerthaus Orchestra/Spering: Bach Trauerode and Schubert Mass in A-flat major
4 April - West-Eastern Divan Orchestra/Barenboim: Debussy, Boulez (Dérive 2), Ravel
5 April - Komische Oper: double-bill of Gianni Schicchi and Bluebeard's Castle, dir. Calixto Bieito
2 comments:
- Lisa Hirsch said...
Oh, that Komische Oper double bill is fabulous; wish I could get away, but Berlin for a long weekend....too far from California.
- 25 March, 2015 14:39
- Jonathan said...
I admire your stamina - especially taking on works the day after Parsifal - I'd need time to come down. My programme in Cologne of the St Matthew Passion & The Turn of the Screw pale by comparison.
- 25 March, 2015 20:37
Subscribe to: Post Comments (Atom)


text:
Dr. André Czauderna
Program Manager
|+49 221 8275 – 3482
André Czauderna is an education researcher holding a PhD from Johannes Gutenberg University Mainz. His research interests include learning in video game affinity spaces, the development of creativity, game design education, and didactics in higher education. At the Cologne Game Lab, he is responsible for the management and development of the study programs.


text:
We all have tummy trouble now and then, but if you find yourself with on-going digestive drama, you might be suffering from irritable bowel syndrome. IBS usually first develops between 20 and 30 years of age and around twice as many women are affected as men.
Today, Dr Paul Wilson, Consultant Gastroenterologist at Spire Parkway Hospital, gives us the lowdown on IBS...
What exactly is Irritable Bowl Syndrome?
"Irritable Bowel Syndrome (IBS) is thought to affect as many as one in five people in the UK, leaving them struggling with symptoms including stomach cramps, bloating and a myriad of digestive issues such as diarrhea and constipation. However it is often still misdiagnosed as symptoms are similar to a number of other health complaints, including more serious issues such as Crohn's and ulcerative colitis."
What are the symptoms?
"The symptoms vary between individuals and affect some people more severely than others. They tend to come and go in periods lasting a few days to a few months at a time, often during times of stress or after eating certain foods. The main symptoms are alternating constipation and diarrhoea (although some individuals may have a predominance of either), abdominal pain or discomfort, and bloating."
How is IBS diagnosed?
"There are no specific tests for IBS, as it does not cause any obvious detectable abnormalities in your digestive system. In most cases, a diagnosis will be based on whether you have typical symptoms and your GP will consider assessing you for IBS if you have had symptoms for at least six months. Your doctor will take a history (document your symptoms) and examine you to make sure you are suffering from IBS and not something more 'sinister'. Once they have carried out an examination they will be in a position to decide whether medication or simply a change of diet and lifestyle would be the best pathway for you to take – it may well be a mixture of both!"
How can the menstrual cycle aggravate IBS?
"Quite a few women notice that their IBS symptoms become worse around the time of their period – in fact there are some who only have symptoms at the time of their period. However, managing the symptoms – even if they are on a monthly basis – is a full time job! There are several positive steps you can take to control the symptoms of IBS but they won't have any effect if you only take them at the time the symptoms begin to show."
What can be done to manage the condition?
"Stopping smoking and cutting down on alcohol are two immediate steps sufferers can take which usually improves their situation. Stick to a healthy diet which includes fresh fruit and vegetables and cutting down on processed food. In general terms keeping fit should have a beneficial effect on your symptoms. Those with IBS are often less active than those without and increasing activity has been shown to help symptoms in some cases."
If you haven't signed up to Pink Parcel yet, it's time to start enjoying your period! Subscribe here and you'll have everything you need (and want) sent directly to your door.


text:
Our Services
Website Development
We design elegant, responsize and professional website within a short period of time. We work with your financial budget
Software Development
Sometimes you just need a custom solution tailored to your need. When there is need for this, we are your best bet.
Digital Marketing
Now you have started a business, project or cause. Let's help you reach the world with our vast database of network at an affordable price. Visit the Request Quote page to place an order.
Professional Training
We teach the next generation how to do it. You want to learn, we want to teach. Contact us with your schedules.
We Teach To Code
At O'Bounce Technologies, we all learn to code and teach to code. If your next career move is to learn to code, we are your surest bet. Contact us today
Partnership That Works
Need an advice, suggestion, guide or partnership with your organization? We are open and ready to see us succeed together.


text:
Product Information
SignalKine™ Human LIF Sandwich ELISA Kit from Cell Signaling Technology (CST™) is a solid phase sandwich enzyme-linked immunosorbent assay (ELISA) that detects human LIF (hLIF) in multiple matrices. Unknown samples being tested for hLIF and hLIF Standards are added to low volume microwells, where the hLIF is captured by the coated hLIF Rabbit mAb. Following a washing step, a biotinylated hLIF Rabbit mAb is added to detect the captured hLIF. HRP-linked Streptavidin is then used for detection of the biotinylated hLIF Detection Rabbit mAb. HRP substrate, TMB, is added for color development. The magnitude of absorbance for this developed color is proportional to the quantity of hLIF in the sample.
SignalKine™ Human LIF Sandwich ELISA Kit detects hLIF in multiple matrices that be quantified by generating a standard curve with the recombinant hLIF protein standard provided. The hLIF standard range is from 31.25 to 2000 pg/ml. Samples containing higher levels of hLIF can be diluted to fit into the standard range.
Leukemia Inhibitory Factor (LIF) is a 20 kDa pleiotrophic factor belonging to the IL-6 superfamily of cytokines (1). LIF is expressed in a number of tissues and cell types. The LIF receptor is a heterodimer comprised of LIF-R (gp190) and gp130, a common signal transducer for IL-6-type cytokines (1). Depending on cell type and context, LIF/LIF-R can activate Erk, PI3K, and Jak1/Stat1/3 pathways (1,2). LIF has a diverse array of biological activities. Murine embryonic stem cells are dependent on LIF for pluripotency and self-renewal in vitro (1). Exercise-induced LIF secretion in muscle induces myoblast proliferation, suggesting that LIF may play a role in exercise-induced muscle hypertrophy (2). LIF also negatively regulates Th2 and Th17 cell differentiation (3,4).
Explore pathways + proteins related to this product.
Swiss-Prot Acc.: P15018
Entrez-Gene Id: 3976
Cell Signaling Technology is a trademark of Cell Signaling Technology, Inc.


text:
ARLINGTON, Texas – When Phillip Tanner and Lance Dunbar both left the first week of training camp with injuries, it didn't appear the Cowboys had anyone else on their current roster to fill their roles.
After the emergence of converted fullback Jamize Olawale, both players are fighting for their jobs as they return to practice in preparation for Saturday's preseason game against the Rams.
Tanner had surgery on a fractured bone in his hand and Dunbar suffered a hamstring injury on Aug. 4, the same day Miles Austin left with a hamstring injury. Tanner and Dunbar haven't played in a preseason game yet this season.
Most of Tanner's reps Thursday came on special teams, rather than running back.
"It felt good," Tanner said. "My biggest thing was staying into it mentally. That was the most important part. I did well on that. As far as conditioning, no matter how much conditioning you do, it always feels good to get back out here and do special teams."
Tanner knows what it's like to be a surprise back in the preseason. He did last preseason what Olawale has done this year, rushing for 72 yards on 22 carries through the first two games while Tanner and Dunbar have sat out.
Dunbar said he knows he has a lot to make up for this weekend, after returning to practice Monday against the Chargers. He said he's 100 percent healthy and stressed the importance of the game this weekend to show he's back.
"It's my first time in action," Dunbar said. "They want to see what I can do. I've got to come ready to work."
Olawale isn't sure yet how his carries in the backfield will change with the anticipated return of the duo. He said his concern is playing his best when he's called upon, and he doesn't know if he's opened coaches eyes or not.
He said he feels like he is a different type of running back who could be useful to the Cowboys toward the goal line.
"I feel like I can help in those situations. Whatever they ask me to do I feel like I can step up and help," Olawale said. "I would love to." Tanner and Dunbar left as the No. 3 and No. 4 running backs when they were hurt. It remains to be seen where they sit on the depth chart after the emergence of Olawale, who said coaches are still having trouble pronouncing his name correctly. If he continues leading the team in rushing, as he has through two preseason games, it won't be long before they get it right.


text:
Learn about Gardening for Birds
South County Regional Library
21100 Three Oaks Parkway
Estero, FL 33928
2pm on Thursday June 25, 2015
Master gardener Wendy Sprague discusses plants that are attractive in the landscape and beneficial for birds. Learn how to "Birdscape" your yard to attract feathered friends.
Registration is requested: INFO (4636) or leelibrary.net.


text:
I have no idea how to create pages but I'll figure it out eventually godammit
Wednesday, December 8, 2010
DON'T YOU SCREW UP MATT YOU DAMN PIRATES! Just like you've screwed up every player to come through your franchise since Bonds left! Don't you dare screw up Matty! Matty's too good for you!
Be careful Matt... you stay strong. You can do it. You can overcome the Pirates. YOU ARE MATT DIAZ. AND YOU WILL BE SUCCESSFUL. EVEN IN PITTSBURGH. We love ya Matty. Stay safe. You're always welcome in Atlanta.
oh god i'm going to cry
5 comments:
It was a good run for him. He made the most of what he had. But he'll be 33, and Pittsburgh will overpay for him, expect him to play every day, and he may turn into Garrett Jones.
At that point, the Braves can trade for him again down the stretch. Diaz gets paid, the Braves get him back, and the Pirates will unload payroll. Life will be where it should be.
- December 8, 2010 at 1:34 AM
- madding said...
I don't understand why anyone would sign in Pittsburgh, ever. I don't even want to FLY to Pittsburgh. I'm sure it's a lovely place and everything, but I don't want to start failing at life and sucking at my job all of a sudden.
- December 8, 2010 at 1:41 AM
- Colbey (flywheels) said...
I walk away from the computer for one day and when I return I see this? Why Braves? Why?!
- December 8, 2010 at 10:30 AM
- Captain Canuck said...
so I read in the morning that the Dodgers have signed Matty, then I get home in the evening and read that the Pirates have signed him.
- December 8, 2010 at 1:01 PM
- Derek said...
Good Luck Matty! I know that we wouldn't give him that kind of money so I hope that he can take advantage of his every day position and flourish.
- December 8, 2010 at 7:36 PM


text:
WPF reader of XPS Documents with the Mitsu's control WPFControlBook
An API close as possible to Internet Explorer's for ease of porting
It offers client and server-safe components for XML over HTTP
ActiveX control content debugger
Powerful IDE for coding PHP for both professional and novice alike
free PE-File Encryptor/-Compressor which is designed to process most .exe, .dll and .ocx files
Intel Compilers help Windows software run at top speeds
Virtual Pascal - free and easy-to-use Pascal development environment
A development kit that software developers can use to create applications.
Samsung's new open mobile platform
Encompasses all the development components necessary for the full PHP application lifecycle
A complete PHP development and server environment
A Subversion client, implemented as a windows shell extension
Develop games and applications with this tool
The BEST portable, extendable, high-performance executable packer
This runtime allows PC based applications to access PlayReady content using the PlayReady PC...
This is a database editor for the [PEC] cheater for the PlayStation emulators Bleem and Virtual...
A tool to Extract the contents of an .msi File
OpenAL SDK includes documentation, sample code, demo applications, and a re-distributable run-time...
Convert batch files into actual program in one click.
This application is a portable executable (.exe) editor
Break through your software development challenges
Hexadecimal file editor that offers many features
Allows you to convert your XLS (Microsoft Excel) files to DBF format
An excellent Integrated Development Environment(IDE) for C/C++ language.
A simple way to alter alpha mask bitmaps in a resource file
Integrated Development Enviroment (IDE) focused on PHP
An application that allows users to view detailed information about an exe file
UML CASE tool - UML diagrams, use case modeling or reverse engineering
Professional, optimizing, multi-platform C and C++ compiler with a comprehensive suite of development...
A development tool for you to use.
A free suite of tools including a process viewer and a PE editor
Explore2fs is a GUI explorer tool for accessing ext2 and ext3 filesystems.
A CSV (Comma Separated Values) editor
Menu Creator & Menu Extended (+Menu Designer) create dream menu! No code! FREE!
curl is a command line tool for transferring files with URL syntax, supporting FTP, FTPS, TFTP,...
Microsoft Forms 2.0 Control library installation.
This is a set of runtime headers, used in building a compiler system based on the GNU GCC and...
Easy to use resource editor
UPX Shell - An ASPack-like GUI shell for UPX
A system call tracer that can trace all the calls a program makes to the functions imported...
DLL viewer, resource editor, win32 PE disassembler, and dependency scanner
This package will enable you to enhance your newly-created Java applets with multimedia capabilities.
Develop Windows applications using both native and managed technologies
You can use this fast Java decompiler to reduce the time and energy you spend on your work.
Includes tools, documentation and samples developers need to write, build, test, and deploy...
A redistributable package installs the .NET Framework runtime and associated files that are...
A tool that sets Breakpoints, Watches Variables, Debugs JavaScript
A video/audio capture activex control.
It gives an easy way to retrieve information about Windows controls visually right off the...


text:
Large Format Photography Forum
LF Forums
Lenses & Lens Accessories
> Does a 210mm Symmar-S fit into a closed Technika IV?
View Full Version :
Does a 210mm Symmar-S fit into a closed Technika IV?
7-Jan-2004, 14:34
And if so, is a recessed lensboard needed? Which one? Thanks.
Ted Harris
7-Jan-2004, 14:42
I hate to venture an answer when I am not absolutely sure but this one is pretty clear.
A 210 Symmar S is jsut about the same size as the current 210 Apo Symmar and there is no way that lens comes even CLOSE to fitting on my Horseman FA closed. while the Linhof is slightly larger than the Horseman it is not that much larger. I don't think you would be able to close it with anything larger than a 135 or 150.
Again, Bob Salomon will have to weigh in with the definitive answer .... here is one case where i hope he tells me I am wrong but I don't think it will happen. You are talking about a fairly substantial piece of glass in a #1 shutter.
arthur berger
7-Jan-2004, 15:05
Dont even try to close the camera with a 210 symmarS lens. It wont fit. And dont mount it on a recessed board either, its easier to use the flat boards whenever possible. I use a master technica and the 210 lens you mentioned.
7-Jan-2004, 15:28
Thanks for the (expected) bad news.
7-Jan-2004, 15:38
How about a 210mm Sironar-N?
David A. Goldfarb
7-Jan-2004, 15:48
I have the older Symmar 210/370 convertible and it doesn't fit the Tech V.
Bob Salomon
7-Jan-2004, 16:18
No 210 will close on the camera and the recessed boards are for 0 shutters. The 210 has a 1 shutter so they also would not fit the board.
What is the problem with just mounting it on the camera? The Technika is very fast to mount or remove lenses.
g. wiley
8-Jan-2004, 20:57
A Nikon 200mm M f8 would fit. Copal O, 180g and only 43mm in length. Of course you have to stop down considerably to get the full covering power with this lens.
Also a Fujinon A 240mm f9 may be able to close up into your camera. I don't have it's length, but it uses a copal 0 and only weighs 245g. So recessed boards are a definitely possibility with these lenses, but probably aren't necessary.
David Hempenstall
9-Jan-2004, 04:00
there is a 210mm G-claron stuffed inside my tech V right now.
heaps of room.
someone else could tell you if the IV and V have the same 'internal' room.
my nikkor 300M also fits inside, and i know Peter Dombrovskis used to have a 150mm symmar-S inside his master tech.
no point to a recessed lens board on a 210mm.
cheers, dave.
9-Jan-2004, 13:55
The 210mm apo Symmar fits in a Technika V (5x7) on a flat lensboard Regards Andreas
Kevin Crisp
9-Jan-2004, 14:11
I'll bet a 207mm Ektar would fit.
Powered by vBulletin® Version 4.2.5 Copyright © 2019 vBulletin Solutions Inc. All rights reserved.


text:
Philadelphia, PA, US
Kansas State University, Manhattan, KS, US, Graduate Teaching Assistant
Graduate Teaching Assistant.
Dimensions Consultancy, Kathmandu, NP, Architect
Architecture Design, Client Interaction, 3d Modelling and Structure Drawings.
Kansas State University, Manhattan Ks, Masters, Architecture
Masters of Science in Architecture. My concentration is ecological and sustainable design. Right now I am doing research in methods of carbon footprint measurement in building construction process.


text:
Tuesday I wrote in my paper journal, before school:
Regardless, it's time to go to school. New day, supreme happiness will sneak in! Something glorious will happen! I can't wait to find out what it is! Talent show auditions and happy students and fantastic things I am so excited for! Happy Tuesday, self-proclaimed best day of the week! Here we go here we go. Once these teeth are brushed, the excellence will surely begin!
I write ridiculous affirmations like this on paper constantly, especially before 7am, usually to calm anxious nerves. That day I was just particularly tired and not interested in going to school. But it was a self-proclaimed prophesy.
Second period, the same class that had the huge crying-fest, talk-about-death-and-bullying conversation, decided to yell, collectively, "STOP BEING GAY" repeatedly outside my door before entering my room.
I was slightly upset already because first period was a little messy (my fault), so I stepped outside and immediately sent two students (with a history of raised voices and standard attitude problems) directly to the office. I then turned on stern voice, telling students we would not say a word entering the room. I paged the office to send the girls back once they were calm and without attitudes (no write up, no consequence aside from that), and immediately after they sat down, I began a conversation about LGBT social justice and awareness.
Students took turns explaining their few experiences with LGBT issues. The biggest heartache was when I said, "Raise your hand if you know someone gay," and about 80% of student hands went up. I optimistically followed up with, "Keep your hand up if you care about that person."
I did not expect all but two hands to fall, but they did. This incensed me more.
"You don't understand," I said. "The Delta is behind. We are behind. Up north, and on most college campuses and big cities, a gay person is just like any other person. To say 'that's gay' and mean it's stupid is to directly insult me, because I have so many family members and best friends that are gay."
My favorite was talking to Kedrian (who, when another student informed us he knew someone "Who is trying to be straight" responded with "Oh, that's good"). I said, "Would it make sense for me to go up to something I don't like and say, 'Ew, that's so black.'" He shook his head and said no. "Well saying, 'Ew, that's so gay' is the exact same thing."
The conversation did not win over hearts, did not flash lightbulbs over heads, did not enlighten 24 little brains. But it did create a forum where students could honestly ask and talk about what they have seen. Boys making out in cars; a lesbian couple's baby dedicated in a local church (!!); a dad who said that "Gay people are going to hell." I was so uncomfortable at first, worried I'd misrepresent the LGBT community or present things in a bad way. Then I stopped to think about it. To think that literally my two best friends since seventh grade are gay, that multiple family members are gay, that I've attended countless LGBT events and panels and diversity trainings, that I've helped co-workers get dressed in drag and cheered them on as they performed… if anyone is well-versed in LGBT issues that these students trust, it's going to be me. I can't worry about accidentally misrepresenting; I should worry more about not representing at all.
All week my students have been reading this article about Melba Pattillo and the Little Rock Nine for homework. Today they brought in two paragraphs explaining what they would do if they were in Melba's shoes. Would they go? Would they be able to handle constant harrassment all the time because of the color of their skin? Students had fantastic answers… and it was a homework assignment!
My lowest class average for homework this week was 75%. Getting there.
Sarah got a trunk of artifacts from Central High in Little Rock, and today I borrowed it to use with my kids. I am trying to live the whole student-centered thing, trying to relax, give them the reigns, see how they work when I'm not micro-managing.
This was extremely difficult today, but accomplished, I'd say. Students were divided into groups. Each group had directions, an artifact, and a short passage about the artifact. They discovered what it was, learned about it, then explained how the artifact related to the Little Rock Nine (ex. with a record, "Melba probably listened to music on records with her friends. They're kind of like CDs")
I told my students in advance that today was Central High day, to close out Black History Month. As a result, from the reading and this expectation, I had two girls do things that made me feel like a real teacher.
- Ria told me her mom read the Melba Pattillo story I sent home, and now they both really wants to read Warriors Don't Cry, Melba's autobiography. I brought in a copy today for her to look at and her eyes were so round my teacher heart melted.
- Kathy came in with a manila folder today, which she handed to me. Students have been working on a black history report for social studies, which I assumed the folder was. Wrong. When I looked through I found about 10 photos of Central High and various history events surrounding the Little Rock Nine integration events. Next to most pictures were one to five complete sentences describing the photos. She printed them out last night, took the time to caption them, and brought them in specifically for me to look at and to share with the class. WHAT?! This is not your standard over-achiever, she might have a B in my class, but she was invested in the information and so excited to share that she had actually been to the school. The amazing-factor of this event took a few hours to sink in, but sink in it did.
After these events, at midnight on Wednesday night, I had a revelation: my students will write a collaborative research paper on social justice.
I'm going to show Horton Hears a Who, and base everything on the Dr. Seuss (happy birthday!) quote, "A person's a person, no matter how small." We'll talk about different groups that have fought for equality, where they've failed, where they've succeeded, and where those issues are now. Students will break into groups, and each group will study a separate issue (gender equality, racial equality, LGBT equality, etc.) The end of their reports will be a call to action for themselves and their community, and I CANNOT WAIT TO GET THIS INTO A POST-BENCHMARK UNIT PLAN. Any ideas to supplement, encourage, or help me get started (never planned a research paper before, but I have ideas) are more than welcome.
Happy ProSat, Delta.


text:
150mm x 150mmLuxury Cream BoardPearlescent EnvelopePrinted in the UK
B is for Baby Boy
S is for Stylish and D is for distinctive. This stunning letter-press style card is die-stamped in sparkling foil on luxury cream board.
In stock
SKU: RA003 Category: Cards, Retro Alphabet, Baby, Twins & Christening.
We are passionate about our products being made in Britain. A product's provenance is important to us and we want to support and endorse British-Made wherever possible. We will continue to source high quality products in the UK and partner with suppliers who are proud to be 'Wonderfully British'.


text:
Make your own sugar tractor with the Tractor Cutter Set from FMM
Combine friendly farmyard animals with a tractor topper or side design made using FMM's Tractor Cutter Set.
The set contains everything you need to cut out the wheels, chassis and trailer of the tractor and the choice of colour is up to you. Use the tractor with the Cute Farm Animals set for a farmyard design or use with diggers and dumper trucks for a construction theme.
Enter now for your chance to win a Tractor Cutter Set!
What You Could Win
We have five Tractor Cutter Sets from FMM to give away – one each for five lucky winners!
How to Enter
Simply enter your name and email address into the box below by midnight on Wednesday 31st August and the winners will be picked at random in the days that follow. Good luck!
Please note, this competition is open to UK residents only.
Tell us what you think… join the conversation!
All we ask is that your posts follow the house rules.


text:
Throwback Thursdays. A History of SCID
Every Thursday we will be taking a quick look back at some of Shaun Clarkson & Shaun Clarkson ID's past projects.
Make sure you come back every week for a chance to reminisce.
This week THE RAW CLUB
For our first throwback go right back to where it began for Shaun Clarkson. Having graduated with a Fine Arts degree he got his first gig in the late 80's with friend and nightclub owner, Oliver Peyton, making installations for his RAW nightclub.
Situated in a basement below the YMCA just off Tottenham Court Road, Shaun incorporated outlandish, fabulous, striped sculptural interiors into the design of this late 80's Icon.
Long closed now, these images give you a glimpse of the early work of Shaun Clarkson, later to evolve into Shaun Clarkson ID.


text:
"What must my children do to prove the houses are theirs, in order to sell them?"
A widow's will leaves everything equally to her four children. She has two homes in two different states. How will those homes get transferred legally to her children?
Newsday explains this in its recent article, "How can my children prove they own my houses after I die?"
The executor will engage an attorney to file the decedent's will in probate court. In many instances, it's the same attorney who initially drafted the will.
After the probate judge reviews the document, he or she, more often than not, validates the will and issues "letters testamentary." These letters authorize the executor to carry out the instructions in the will.
Children won't be required to do anything to prove ownership of the houses. After the decedent's will is probated, it's a public document, and a buyer's title insurer will verify that the sellers—in this case the four children—do indeed own the house.
A certificate of the court's "letters testamentary" is the only document the executor is required to have, in order to legally sell your house and to distribute the proceeds in equal shares to the children. However, it's not uncommon for a buyer to request a copy of the death certificate, although it's really unnecessary, since it's been filed with the court in the probate proceeding.
For the house in the second state, the executor will need to retain an attorney admitted to the bar in that state to file for ancillary probate there, before he or she can sell that house. The court in that state will then ask the court in the first for official or "exemplified" copies of all the needed documents. This will include the death certificate, the will and the letters testamentary, along with the signatures of the probate judge and the county clerk where the will was initially probated.
In simple terms, your will is the document that proves your heirs own the houses you will have left for them.
Reference: Newsday (June 28, 2017) "How can my children prove they own my houses after I die?"


text:
There is always time for a CupcakePosted: November 11, 2011 Filed under: Eat Drink & Be Merry | Tags: Thanksgiving cupcake 2 Comments
With Thanksgiving just around the corner, I had to share this supper cute and EASY cupcake decoration:
Orange frosting and sprinkles topped with a pretzel = Thanksgiving Cupcake!
2 Comments on "There is always time for a Cupcake"
really cute idea! yum!
how cute is that!


text:
Rock Bottom Nashville is mirroring Widespread Panic's fundraising for "Tunes for Tots" They will be donating 10% of every pint sold to "Toys for tots" for the entire day of 12/29/16
Rock Bottom also has a new release coming soon. "Hemped and Confused" American Pale Ale is brewed with 80lbs of organic "shelled" hemp seeds toasted in-house to bring out the earthy and nutty character. The hemp was added to a simple mash of 2-row, munich, and vienna malts and paired with pungent American hops.
This is their first recipe from Assistant Brewer Mitch Crain- an avid "jam band" enthusiast that will be happily attending one of Widespread Panic's show in Nashville this New Years Eve. The concept and theme of this brew is meant to celebrate "hippie" or alternative culture, the crop that inspires it, and it's close connection to the craft beer movement.


text:
Norwegian Jade
Norwegian Jade offers international travel and a truly global experience. Head to Europe with this great ship, and enjoy 10 international restaurants, 10 bars and lounges, and the most amazing accommodations imaginable. The ship has Courtyard Villas - private areas reserved exclusively for you, and share their own deck. It also has two 5000 square-foot Garden Villas, which have three separate bathrooms, a private garden and even a private pool. The ship also has luxury suites available.
Activities on Norwegian Jade
Norwegian Jade has incomparable amenities that will keep you busy all day. Take a dip at the pool, and enjoy the waterslides and hot tubs. The Sapphire Kid's pool is great for children of all ages, with its slides and paddling pool. Stroll around the Atrium and take in the décor. If you would like something a little different, head over to the Art Gallery and look at all of the great paintings they have on this wonderful ship. The Galleria Boutiques are where you will find gifts for every occasion - perfumes, jewelry and designer clothes to name a few. The video arcade will keep you (and your kids) occupied for hours, and there is more. The ship has the Yin and Yang Health Spa and Beauty Salon, where you can pamper yourself all day long. The fitness center has state-of the-art facilities, as well as a basketball, volleyball and tennis court. There is a chapel, a card room, and a game room. For the kids, there are age-appropriate activities for all ages - your youngsters can check out the Kids Club and the Teen Club.
Dining / Food on Norwegian Jade
Norwegian Jade has delectable gourmet food to suit any palate. The Alizar Main Dining Room and the Main Dining Room offer sumptuous meals where you can dine in style. The Indoor/Outdoor Buffet Restaurant allows you to eat inside, or on a great patio area where you can enjoy the weather as well as the food. There is Cagney's steakhouse for all-American beef, Jasmine Garden Asian for Asian cuisine, and Le Bistro French Restaurant for a Parisian touch. If you are craving Italian Cuisine, head over to Papa's Italian Kitchen - or try some Spanish Tapas at the Tapas and Salsa Restaurant. There is even a sushi bar. The ship even offers 24-hour room service so you can order your favorite items on the menu and have them delivered to the comfort and privacy of your stateroom or suite.
Entertainment on Norwegian Jade
Norwegian Jade has great options for entertainment - from Broadway musicals and live music, to great casino games and DJs; you are certain to enjoy yourself every hour of the day. Take in a live show at the Stardust Theater, or enjoy a freshly rolled cigar at the Corona Cigar Club. Head over to the Art Gallery bar or the Atrium Bar and enjoy a cocktail with your close friends. Meet new people at the Outdoor Grill and Bar, or at the Spinnaker Lounge. The Star Bar, Tankards Beer and Whiskey Bar, Topsiders Bar and Grill, and Mixers Martini and Cocktail Bar are all great places to hang out. Don't forget Magnum's Champagne and Wine bar. Want something a little more daring? Head over to the Jade Club Casino and try your luck at the Vegas-style card games and slots. Get your dancing shoes on and go to the Medusa Lounge and Nightclub where you can groove to the beat and enjoy all your favorite songs.
|Norwegian Jade Fast Facts
|Previous Name
|Pride of Hawaii
|Maiden Voyage
|Ship Class
|Jewel Class
|Ships Registry
|Officer Nationality
|Crew Nationality
|Tonnage (GRT)
|Passenger Capacity
|Number of Crew
|Passenger Decks
|Total Accommodations
|Oceanview Staterooms
|Interior Staterooms
Norwegian Jade Reviews
0.0 out of 5 based on 0 reviews
Overall Rating
Ship Quality
Stateroom Quality
Dining & Food Quality
Staff Quality
Entertainment & Activities Quality
Family Friendliness Quality


text:
Continuous Deployment – The Final Step of Continuous Delivery
Social Media - The Teenager's Dilemma
We are almost there. Agile practice has driven the adoption of continuous build orchestrated by a continuous integration workflow. Continuous build has led us to continuous test now driven by the continuous delivery pipeline. The final piece of the puzzle is continuous deployment.
Continuous build and continuous deployment have some factors in common. The build and deployment steps of CI are often driven by one-off scripts crafted by a developer who really understands how the application is assembled. If you know how to compile your application you have a clear understanding of how to deploy your application. For this reason developers will often add deploy logic into the build script that is called by the CI workflow. Alternatively, they will create a separate build script that is called after the build. But this is not a continuous deployment solution.
Solving the challenge
Solving the continuous deployment challenge requires an unbiased analysis at the script driven deployment process. Developers who create deployment scripts often invest a good amount of blood, sweat and tears in the process. So taking a step back and really analyzing the process can be difficult. No one wants their 'baby' to be called ugly. The most critical part of this unbiased analysis is to look at the complete deployment picture, from dev through prod, and how that picture changes across the life cycle.
Important in addressing continuous deployment is to stay mindful that development, testing and production environments are 'mixed.' None of these environments look the same. Development teams will add 'deployment' logic to their build scripts to support a limited number of end points, possibly a database server and an application server. When the CI workflow executes, the 'build' script creates the binaries and on success moves the binaries out to the end points. The build and deploy process is one in the same. This is completely adequate and quite efficient for development.
Testing requirements
Next up is the testing team. Testers are beginning to embrace continuous test and therefore want the continuous delivery pipeline process to 'push' new updates on a more frequent basis. Tester's will often call on the development team to write the testing deployment scripts. This environment can look very different from development in terms of size and often technology. The use of Docker containers or VM images are favored by testers as it accelerates the ability to start up a 'clean' environment and support many testers working in independent silos. Seldom does testing re-compile the code so the development script is modified to only execute the 'deploy' step and adjusted to conform to the testing environment requirements.
And finally, the continuous delivery pipeline needs to 'push' the deployment to the production environment upon a successful test workflow. This is ultimately the goal of agile and purpose of the continuous delivery pipeline. Some organizations do not believe this to be possible because neither the development nor testing scripts can support the production environment. So yet again a new script is required. And this is where agile stops and the waterfall practice persist. Production deployments require the coordination of multiple applications, running on multiple end points, database updates, router configurations, IT stack updates scheduled around routine end point maintenance. Production teams will develop their own process mixed with scripts and manual steps to deploy the application on their own time frame, which is most often not iterative. The result is great code languishes in 'staging' areas.
Continuous deployment needs more
In essence a scripted deployment process is static. Continuous deployment needs more. A continuous deployment process should be dynamic and adapt to changes across the lifecycle without impacting or modifying the underlying logic. To do this, your deployment process must manage the IT stack, the database and the application stack without binding the environment variables and configurations (number of end points and type) to the scripts themselves. Tooling is the best way to achieve this.
Automating the continuous deployment process with tooling vs. scripting is key to a successful continuous delivery pipeline. But it is also critical to consider the human and cultural elements. Because the production team has all of the responsibility in managing the production environment, it is important to understand what will drive them to adopt improved automation. Production teams who are faced with supporting agile teams are being asked to substantially increase their work load. In the waterfall approach, production teams could expect a new application release every 2-3 months. In agile they are being asked to push a release on a much more frequent basis, weekly for example. If you do the math you will quickly see their challenge. For a mid-size company with 50 agile application teams, production must support 50 application releases per week but they are only staffed to support 50 application releases every 2-3 months. Their timeline has been seriously compressed.
Moving towards agile
In order to help move the production team towards agile, they must see the benefits of tooling a continuous deployment process driven by the continuous delivery pipeline. The best way to achieve their buy-in is one application team at a time. Moving production to a continuous deployment cadence can seem overwhelming if the problem is looked at as an 'all or nothing' solution. This is a very common mistake. Like the idiom, 'how to eat an elephant' this problem is best approached in smaller pieces. For this reason the continuous deployment solution should itself be light weight and low cost in order to reduce the risk of entering this level of corporate process change. Reassuring the production team that they will continue to manage the production environment with added visibility and control of what is coming down the pipeline is ultimately what they will need to move them to leaner datacenter methods. Small successes will get you there.
Tracy Ragan
Latest posts by Tracy Ragan (see all)
- Seeking Geek Girls – Exploring the Gender Gap - September 26, 2017
- Don't Throw Out Jenkins for CI Just Yet - August 14, 2017
- Agentless Release Automation for Continuous Delivery - June 27, 2017


text:
If you are interested in purchasing a used car, you may possibly have run across a automobile listed for sale that is had an engine replacement. At West Omaha Auto Service, we pride ourselves on excellence in all that we do. When you come to us for engine replacement, you can rest assured that we'll take the time to do the job appropriate the initial time. While we do provide engine repair as a single of our solutions, occasionally it tends to make far more sense to replace than repair. In reality, because after market replacement components are virtually always significantly less high-priced than OPEM components, they are in fact frequently essential by an insurance firm for a one hundred% percent reimbursement if you happen to be involved in an accident.
Some of the heat generated is released by means of your tailpipe and the remainder heats up the engine. Will most likely be simpler to set up on the engine although it is still out of the car. This allows us to supply better top quality of function than general auto repair shops which perform on all elements of your automobile. These firms have the full Honda replacement kits for the Kawasaki powered John Deere 757 which contains every thing what a person needs to install the Honda GX690 26HP.
When a auto or truck needs major engine repair, the 1st response and reaction of several shoppers is to acquire a new or employed automobile. There is one particular key advantage of a vehicle that is had an engine replacement: Assuming the engine was replaced with a new engine, or even merely a newer engine, it implies the engine has significantly less use than the car's original powerplant. For street use, a stage 1 upgrade usually includes a hotter cam, a lot more compression, larger valves and/or slightly modified head(s), and add 50 to 70 horsepower more than the stock engine. Our rebuilt engine organization has replaced more than five,000 engines in the previous ten years.
With a cold engine, the elements can wear out more quickly, producing the engine operate significantly less efficiently and emit a lot more pollutants. Engine Replacement Specialists are seasoned and prepared to help you in attaining the highest level of functionality for your automobile. A properly functioning cooling method has the capacity to sustain the engine at less than one hundred degrees temperature throughout continuous 50mph level drives on cool days.
If the original engine had a bearing failure, replace the oil cooler to remove any threat of a repeat failure due to metallic debris in the oil cooler or lines. Beneath-inflated tires make it tougher for your vehicle to move down the road, which indicates your engine makes use of far more fuel to keep speed. When our buyers come to us with an engine that has a lot of miles and a blown head gasket , for example, it may possibly not be worth it to repair. The belt synchronizes the camshaft and the crankshaft rotation so that the engine valves open and close at the correct timings.


text:
WAIST: Measure around your natural waistline—right above your hips. Be careful not to squeeze too tight to allow a little give.
TALL: All tall sizes are 5 cm longer than regular sizes and are marked with a T behind the size
SHORT: All short sizes are 5 cm shorter than regular sizes and are marked with a S behind the size
Ultra-tight, second-skin fit that keeps you locked in.
A slimmer, athletic cut that allows total mobility but eliminates the bulk of extra fabric.
Fuller cut for complete comfort, total range of motion & greater breathability.
You must be logged in to share by email.
Muy baja calidad conforme al precio tan elevado que tiene, ninguna relación calidad precio, tallas demasiado grandes y muy simples para su elevado precio, muy decepcionado.
I'm only writing this because I feel like it's my duty. This hoodie is my favorite hoodie ever made by any brand and I NEED to get more. I would absolutely recommend this product to anyone who wants to feel warm but not hot, and super comfy yet stylish all at the same time.


text:
Developer Relation Trainee (m/f)
- Trainee
Developer Relations Trainee, Berlin at SponsorPay in Berlin, Germany Developer Relations Trainee, Berlin (m/f)
SponsorPay is the world's leading value-exchange advertising platform. Our innovative solution drives the monetization of premium content on platforms such as Facebook, iOS and Android through brand engagement, user acquisition and direct response ad campaigns.
BrandEngage®, our social video and engagement advertising product, features an immersive ad unit with custom creatives, enabling Fortune 500 brands to achieve meaningful interaction with consumers, including social actions, purchase triggers and market insights.
We work with thousands of partners including leading publishers Zynga, Electronic Arts, Ubisoft and OutFit7 as well as renowned advertisers such as Coca-Cola, Samsung, Warner Brothers and Volkswagen.
SponsorPay is headquartered in Berlin with offices in San Francisco, New York, Los Angeles, London, Paris, Shanghai, Seoul and Tokyo. We were honored as one of the world's top 100 digital media companies by OnMedia in 2013 as well as Europe's second-fastest growing digital company by Media Momentum in 2012. We've also won top awards from White Bull and Red Herring.
Position overview
As Developer Relations Trainee based in our Berlin headquarters you will support our Developer Relations Team with publisher operations, mid to long-tail account management and publisher projects. Our premium publisher partners consist of leading online games, social network applications and other cutting-edge online publishers.
Your Role
- You're responsible for selling & key accounting mid to long-tail game and app developers across platforms like Facebook, iOS, Web and Android
- You're responsible for Publisher Operations, Project Management and Publisher Support globally
- Understand and share market intelligence regarding platforms, publisher/developer verticals, and end-user experience with our internal advertising, product, marketing and finance teams
Your Profile
- BA/ BS Degree
- Passion for omobile apps, games, social networks and game dynamics as well as monetization within games is a big plus
- Passion & drive for the mobile app ecosystem
- Proactive, entrepreneurial and driven work-style
- Fast learner who can adapt quickly to new challenges
- Languge skills: fluent in English, German or Russian is a plus
What We Offer
- Amazingly international team with more than 110 passionate people from 30+ countries
- Secure position at the global leader in a rapidly growing industry
- Competitive remuneration package
- Support and assistance in relocating from outside of Berlin
- Working environment in which your contribution can – and will – make a difference
- Fun workplace in one of Europe's most vibrant capitals


text:
INF 385T - Special Topics in Information Science: Politics of Preservation
|Fall 2013
Graduate standing. Additional prerequisites may vary with the topic.
Study of the properties and behavior of information. Technology for information processing and management.
Three lecture hours a week for one semester.
May be repeated for credit when the topics vary.
This course introduces one of the most complicated (and under-studied) components of the media industries: Preservation. Beginning with a contextualization of the field, and of its precedents in European collecting practice, public records offices, and museums, the course will employ both a theoretical and practical approach to archival media product. Debates over the merits (and drawbacks) of defining media product as "artifact" will be complemented by larger discussions over the practical ramifications of copyright and physical deterioration - increasingly problematic areas for both the filmmaker and academic researcher. Topics include: preservation principles, the impact of access programs and strategies, and the role of the archivist or curator. Utilizing the literature available as well as film and video resources of the University of Texas and the Austin community at large, students will combine an analytical approach to the history and theory of collecting with "hands-on" research - from Hollywood features and educational films, to home movies and the ever vanishing footage of the public domain.
Topic Description:
Politics of Preservation
Cross listed with RTF 380G.
RTF is the home department.
View all classes with this course number


text:
Is it not a BEAUTIFUL sight when you're crossing the lagoon in a friendship and see that pretty pavilion before your eyes?
The Campanile di San Marco looks striking from every angle - I can never seem to stop taking pictures in the Italy pavilion!
...then of course there's the Doge's Palace with its wonderfully PINK tiles.
Everywhere you turn there seems to be a new charming vignette...and THOSE FLOWERS! It's like a Mediterranean summer all year long. ;)
As you wander you'll find so much to look at, so many hidden corners and interesting little areas. The Italy Pavilion is another one of those areas, like Be Our Guest restaurant, where - if I were rich - I would hire out the whole area and have some truly fabulous party!
OHMYGOSH - just imagine it: VIA NAPOLI could do the catering!! Ahhhh...if only!
In case you guys were wondering, this update has no real point. I just felt like daydreaming about the Italy pavilion. You don't mind, right? ;)
One thing you *won't* find in the real Italy: that Epcot ball in the background! But I think it rather adds to the perfection of the landscape. :)


text:
very very very nice game.i love it.
- How to Play ? : Show Sandy what a great hairstylist you are, finding the trendiest and most stylish candy hairstyle for her to wear this hot season. Check out the new trendy hairdos playing Sandys Candy Hairstyles and decide which one looks best on Sandy. Be bold and daring this summer with colors, starting with make up, hairstyle and the outfits you wear. No matter if its long or short, wavy or straight, braided or tied in a bun or ponytails, the newest hair trend this season is all about multi colors and locks. if you dont like the color of the locks, you can change them with other colors by clicking on the lock that you want to recolor. Isnt that just awesome, girls!
Tags : hairstyles for women , candy hair styles , hair styles games ,
Played : This Game Played 11147 times.
Points : ./5
Date & Category : 31.05.2012 - Hairddresser Games


text:
When sustainable fashion jumps out as a theme at ur tech conference
By James Governor on January 3, 2018
When I started looking for talks and examples of sustaining the craft for Monki Gras I didn't have fashion in mind. But Mazz Mosley, lead backend engineer at Unmade proposed a talk, and now a few other examples have emerged. The Unmade story is cool. Not least because I was thinking just this morning how personalisation […]
Posted in Trends & Concepts | Tagged craft, Fashion, Open source, Sustainability, Technology / Software, Uncategorized
Event Report: Inside The Apple #SpringForward Event
By R "Ray" Wang on March 9, 2015
Apple Event Announcements Shows Continued Progression In The Digital Lifestyle The Spring Forward Apple event at Yuerba Buena gardens brought forth a slew of major announcements that pointed to the continued build out of the Steve Jobs "Star Trek" road map. Figure 1. Tim Cook welcomes the crowd at the #SpringForward event The analysis of […]
Posted in Business | Tagged #appleevent, #springforward, #techoptimization, 2015, apple, Apple Pay, Apple Research Kit, Apple Watch, Apple Watch Kit, best practices, Business Transformation, BYOD, Chief Customer Officer, Chief Digital Officer, Chief HR Officer, Chief information officer, Chief Marketing Officer, CHRO, CIO, CoIT, CoIT and the New CSuite, Constellation Research, Customer Experience, CXO, CXP, digital, Digital Business, Digital Marketing Transformation, Digital Strategy, Digital Transformation, DigitalBiz, digitaltransformation, disruptive, disruptive business models, disruptive technologies, Disruptive technology, enterprise mobile, Enterprise Mobile Management, Fashion, future of work, mass personalization, Mass Personalization At Scale, mobile, Mobile Biz, Mobile OS, Mobile strategy, mobility, News Analysis, R "Ray" Wang;, rwang0, Software Insider, SoftwareInsider, Technology Optimization, user strategy, vendor strategy
Customer Life, Not Just Lifecycle Were all Human and That Makes It Tough To Figure
By Paul Greenberg on September 14, 2010
I didn't think that my 60th birthday would affect me much, but it did. Know why? Because I realized that I was actually over halfway through my life and that it was a finite life. It also hit me very hard that there are things I needed to do for my own sake and hopefully […]
Posted in Featured Posts, Trends & Concepts | Tagged Clothing, customer life, Fashion, lifecycle, marketing, shopping, Vera Wang
Is Fashion Stake Legal? Fashion Stake Crowdsources Haute Couture
By Jeff Nolan on April 5, 2010
A major problem in the fashion industry is that it is very difficult for a new designer to "break the code" that enables a distribution capability, so as a result we have few brands dominating the retail landscape and a couture business that while garnering headlines actually generates very little in the way of actual […]
Posted in Business | Tagged Fashion, fashion stake, Harvard Business School, Haute couture, investment, Quid pro quo | 2 Responses


text:
That the marginalized in India are increasingly feeling restless. This isn't a hyperbole it's the stark reality of the times we live in.
Tag: Indian Muslims
How can the psyche of Muslims be changed towards Modi?
As it appears; the premise of the question is pretty flawed. To begin with; you've assumed that it's incumbent on the Muslims of India to reach out to PM Modi, when in reality it's the responsibility of the leaders to be all- inclusive & do away with suspicions (if any that may exist among people). … Continue reading How can the psyche of Muslims be changed towards Modi?
Daily Takes: Swooping On Zakir Naik
Hang on tight as I delineate this: As a kid, I grew up listening to his speeches & as you'd guess it, I was actually quite impressed with his style, wit & rhetoric. He has his own style of quoting from plethora of religious texts; from Quran to Bible & Bhagwat Gita. As I grew, … Continue reading Daily Takes: Swooping On Zakir Naik
Do Muslims In India Really Feel Alienated?
As much as technology would make you believe; not every thing around here is binary. There are things which are a tad complex & won't fit into your typical cliches. This is one among those things. Muslims in India are a complex lot, just as diverse as are Hindus or any other community. If you … Continue reading Do Muslims In India Really Feel Alienated?
The Coup Within India's Muslim Society
If I were to choose a single phrase then, certainly Muslims are indeed responsible for their troubles & abject conditions. But, things are far from being pretty simple. So, I'd rather enumerate a few among the myriad of problems: The Caste divide The wider majority amongst the Muslims are in fact descendents of lower … Continue reading The Coup Within India's Muslim Society
Decoding The Canard Of Muslim Population Growth
I'd try to be the voice of sanity here So, do bear with me:First & foremost population growth is itself a menace, plaguing society more than any vice could ever do.This exponential growth is unsustainable, proven empirically.Now, onto the more relevant part of your question i.e, Muslims population growth in India is surely an … Continue reading Decoding The Canard Of Muslim Population Growth
The Muslim 'Problem'
Nearly seven decades post partition of India. The Indian Muslims stand at crossroads, they ought to choose between assimilation or risk being left out.


text:
- Font:
- +
- -
EL SEGUNDO, Calif., May 11, 2011 (GLOBE NEWSWIRE) -- Financial Finesse, the leading provider of unbiased workplace financial education in the U.S., has released today its first quarter 2011 research report on employee financial issues. In a trend seen since the first quarter of 2010, employees are continuing to take charge of their own financial recovery from the 2008 recession and are showing they understand the importance of planning for their future. Employees made significant improvements in major areas of money management in Q1 2011, a continuation of an ongoing trend that has persisted for the last several quarters:
|I have a handle on my cash flow so I spend less than I make each month.
|I regularly pay off my credit card balances in full.
|I have an emergency fund to cover unexpected expenses or to pay bills for a few months if I lose my job.
|I pay my bills on time each month.
Employees are also focusing on strategies to reduce debt and build their savings. There was a drop in long-term planning calls to Financial Finesse's helpline, but calls about short-term issues were more proactive in nature, with a focus on budgeting, establishing an emergency fund, and paying off debt to free up cash flow. There were fewer calls about financial hardship issues, bankruptcy, eviction, and other emergency issues. In addition, those who did call about retirement were focused on saving and investing for retirement rather than taking loans and hardship withdrawals from their retirement plan.
"We first identified this trend in the middle of the recession, with employees developing better financial habits out of necessity. The good news is that it is continuing without the usual complacency that we typically see in an economic recovery," says Liz Davidson, CEO and Founder of Financial Finesse. "Every quarter that employees continue this momentum, the less likely they are to backslide and more likely that this is a lasting mind shift in how they manage their finances."
But despite good strides forward, Davidson warns that employees still have a long way to go when it comes to securing their retirement. According to the study, only 15 percent of employees are confident they are on track to meet their retirement goals—a drop from 18 percent in Q4 2010—which is among the lowest retirement confidence levels Financial Finesse has ever recorded.
The report also identified a big area of concern in employees' investing knowledge, showing that only 34 percent of employees are confident their investments are allocated appropriately for their time horizon and risk tolerance, even though 77 percent of employees indicated they understood the basics of stocks, bonds and mutual funds.
This makes it even more evident that there is a huge gap between where employees are with their retirement savings and where they need to be in order to avoid an economic crisis.
The good news, Davidson says, is that employees, employers, and industry leaders, all recognize the problem and are taking action to solve it. Across the board, employees of virtually all income levels and all age groups (except for those under $60,000 and under age 30) reported that retirement was their top priority, and the number of employees participating in their company-sponsored retirement plan has increased from 83 percent in 2010 to 91 percent in Q1 2011, according to Financial Finesse's study.
In addition, more employers are offering retirement education as an ongoing employee benefit and those employees who commit to ongoing retirement education are saving enough to retire comfortably. A recent behavioral change study Financial Finesse conducted found that employees saved on average 11 percent of their income—over twice the national average—in their 401(k) plans when they had five or more interactions with retirement education programs.
These are all promising signs, but Davidson and other experts caution that employees' recent progress is just a start. Employees must continue this progress, and accelerate it, to be able to close the gap between what they have now and what they need to retire, and that's not easy to do in what is still a tough economy.
As a result, David Wray, President of the Profit Sharing / 401(k) Council of America, the nation's foremost authority on company-sponsored retirement plans, is making retirement education a bigger priority in PSCA's research and advocacy efforts and at its conferences and annual Signature Awards. According to Wray, the problem merits much more focus on the part of employees, employers, and industry leaders. Wray notes that "many employees are still not saving enough and companies are implementing more retirement planning and education programs. Over 50 percent have recently increased their employee education efforts according to our most recent survey of plan sponsors. Every employer needs to have a robust program in place to provide the ongoing retirement education that employees need so they will save sufficiently and invest appropriately and be effectively prepared for retirement."
Financial Finesse is an unbiased financial education company providing personalized and innovative financial education and counseling programs to over 500,000 employees at over 400 organizations. Financial Finesse partners with organizations to reach goals such as reducing fiduciary liability, increasing plan participation, decreasing stress, and increasing productivity through its unique approach to financial education. Financial Finesse does not sell products nor manage assets. For more information, visit www.financialfinesse.com .
This information was brought to you by Cision http://www.cisionwire.com
The following files are available for download:
|Q1 2011 Research on Employee Financial Issues-Press Release
© Copyright 2012, GlobeNewswire, Inc. All Rights Reserved


text:
Last night, when those final electoral votes rang up on my CNN app, I suddenly thought of Curtis Lockey and Craig Mackenzie, two guys who have been missing from the news for a while.
I told you about Lockey and MacKenzie two years ago. They are developers who brought a formal administrative "false claims" complaint against Dallas City Hall over alleged illegal diversion of HUD money.
They allege that for decades Dallas took hundreds of millions of dollars in federal low-income housing money -- money dedicated by law to racial desegregation -- and diverted it instead to housing for rich people downtown. In the process, Dallas had to provide the feds every year with an official certification every year that it was doing the right thing.
Lockey and MacKenzie gave HUD reams of what they said was evidence that those certifications were fraudulent. The legal term is false claim, a very serious offense, sometimes criminal, in a law that dates back to the Civil War.
Why was I thinking about them last night? Because I have been thinking about them during this whole Republican jihad against Obama.
Dallas was able to do pretty much what it wanted with HUD money all those years because officials in Washington, both Republican and Democratic, looked the other way. But when MacKenzie and Lockey lodged their complaint, the people I talked to about it all used a phrase they had picked up from Westchester County, New York, where a similar false claims action had pretty much turned that entire county upside down. The phrase was: "There's a new sheriff in town."
That's what everybody said. No more nudge-nudge wink-wink. No more swearing an oath that you're spending the money for what the law says it's intended for and then sliding it under the table to your buddies instead. The new sheriff wasn't down with that.
Everybody knew who that sheriff was. Barack Obama. No more Mr. Winky-wink. President Obama, through Ron Sims, his secretary of housing and urban development, was going to put this housing question in order and a whole bunch more stuff, too. This was just about the time the White House was making it clear it intended to take the same kind of new broom to Wall Street and to the banking industry and to federal disaster contracting and to a lot of smelly corners in America.
Not quite. Right about then was when we began to see the really big money clouds gathering over America, the mobilization of the top-tenth-of-a-percenters, the cynical co-opting of the old white fools in the Tea Party and the angry ginning up of the Fox News Ministry of Disinformation.
If you like this story, consider signing up for our email newsletters.
You have successfully signed up for your selected newsletter(s) - please keep an eye on your mailbox, we're movin' in!
As the forces of reaction gathered strength, I kept remembering that phrase in my head, new sheriff in town, worrying that it had been too triumphal too soon. So last night when those final electoral votes rang up and the talking heads all started talking about the need for reconciliation, my first thought was simple.
Screw that. Reconciliation? Hey, this was High Noon. That new sheriff didn't abandon us after all. He met that bad man in the street and took him out.
So now he's not the new sheriff any more. He's our sheriff. We put that badge on him twice. And we need him to get back to sheriffing, not reconciling.
I need to get back in touch with Lockley and MacKenzie. I sure hope they're still in the game.


text:
Each month a new essay about pond keeping, pond building, wetlands use and/or misuse appears here. These are writings exclusive to earthponds.com and may not be reprinted or used without written permission from Tim Matson.
January - Skating on Fields or Ponds: Just Add Ice
February - The Tale of Pork Barrel Pond
March - Rites of Spring, Climate Change, and Your Pond
April - Fill 'er Up: A Pond Owner's Guide to Water Sources
May - Controlling Stream Erosion and Sediment Loading in Ponds
June - POND ROOTS: Origins of THE passion for ponds
July - Lupines at the Pond
August - Cleanout Time in Pondville
September - Is Your Pond Spillway Flood Ready?
October - In Praise of Small Ponds
November - Best Fish Ponds
December - Pond Ice Alert
January - A Pondkeeper's Season: Winter
February - A Rinkmaster's Primer
March - A Pondkeeper's Season: Spring
April - Time for a Spring Pond Tuneup
May - Getting Started with Pond Landscaping
June - Getting to Great Pond Water
July - Getting to Great Pond Water, Part 2
August - Life's a Pond Beach
September - More Water, Please!
October - When Ponds Go Bust
November - Getting Along With Beavers
December - Pondering Beavers
January - Winter Ponds: Ice Savvy
February - Drought Busters Plus Pond Roundup
March - Dos and Don'ts of Spillways
April - Tiny Bubbles - Big Rewards
May - Adapting Your Pond to Climate Change
June - Ponds for Time Travel and Other Wonderful Things
July - Ponds for Wonderful Things Part 2
August - Irrigation: Ponds Grow More Than Fish
September - Stocking Fish
October - Ponds for Wonderful Things: Fire Protection
November - Prepping Your Pond for Autumn
December - When It's Time to Pull the Plug
Copyright © 2019 earthponds.com - All Rights Reserved.
Designed & Maintained by 5above media 802.299.7915