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Lyric-Coloratura Jeanette LaVoy, returns as the soprano in this year's Sarasota Choral Society performance of Handel's Messiah. She has reveled as featured soloist of the FWCO, Sarasota Pops, the Sarasota Opera, the Jacobites Pipe & Drum Band, Venice Symphony and the Sarasota Concert Band. . A former vocal soloist of the US Navy Band, in Washington, D.C., Jeanette sang for Presidents of the U.S., and twice, while living in New York City, for then, mayor, Rudolph Giuliani.
Well known as an area voice teacher, LaVoy served as vocal coach to the "Von Trapps" great-grandchildren of Maria and Georg before their world tour!
Amy Connours, alto, one of Sarasota's own, has recently moved back to our community after a 20 year hiatus. Raised in Sarasota, graduate of Riverview High School, she received her Bachelor's degree in Music from Florida State University. After moving to Minnesota she took a career in Advertising before launching two successful businesses of her own. Along with being a wife and mother of two she has served as Music Minister at Buffalo Assembly of God, MN and currently is the Music Minister at Meadowland Worship Center in Sarasota. In addition, she is performing with The Florida Voices and is also serving as their president.
Tenor Robert Lischetti graduated from the Crane School of Music at the State University College at Potsdam, New York in 1974. In the summer of 1974 and in the following summer, he was engaged as an apprentice artist with the Lake George Opera Festival in upstate New York. From 1975 until 1981 he was a member of the resident company and training program at Tri-Cities Opera in Binghamton, New York, where he studied with Carmen Savoca and Peyton Hibbitt, and sang many of the roles which would later become the staples of his repertoire, including Tamino, Ferrando, Count Almaviva, Edgardo, Pinkerton, Faust, and Rodolfo.
Between 1981 and 1987, Mr. Lischetti lived in New York City, where he studied primarily with Franco Iglesias, a well known baritone from Mexico and a teacher of Placido Domingo. During this time, he expanded his sacred and oratorio repertoire as tenor soloist at the Fifth Avenue Presbyterian Church under music director William Whitehead. He also sang with the New York Choral Artists in concerts with the New York Philharmonic Orchestra under Zubin Mehta at Carnegie Hall and Avery Fischer Hall. He was active with the Opera Northeast touring company out of New York City, and added the Virginia Opera, the Syracuse Opera, the Indianapolis Opera, Opera Delaware, and the Syracuse Symphony and Long Island Philharmonic Orchestras to his list of credits.
In 1987, Mr. Lischetti traveled to Germany, where he would spend ten years singing as a guest artist in numerous opera houses, and also touring throughout Switzerland, Austria, and Holland. He was a regular soloist at the Staatsoperette Dresden, and the Landestheater Dessau, among others, performing much of his standard repertoire, and addingLenski/Eugen Onegin, The Prince/Rusalka (Dvorak), Graf Elemer/Arabella and Jaquino/Fidelio to his list of operatic roles. It was also in Germany that he became well versed in the classical operettas of Johann Strauss and Franz Lehar.
Since returning to the United States in 1997, Mr. Lischetti has sung with the Sarasota Opera, the Sylvan Opera of Philadelphia, and the Gold Coast Opera Company of Ft. Lauderdale. In concert he has appeared as a featured soloist with the Brevard Symphony Orchestra in Melbourne FL, the Southwest Florida Symphony Orchestra in Fort Myers, the Venice Symphony, and the Anna Maria Community Chorus and Orchestra. He presently resides in Sarasota, and teaches voice at his private home studio, and on the voice faculty at Manatee Community College in Bradenton, where he has also served as director of the Concert and Chamber Choirs. Mr. Lischetti sings regularly as a soloist at Temple Sinai in Sarasota, as well as at several area churches, and in solo recitals.
Celebrated Korean-Canadian Bass baritone Won Cho is known for the unique range and beauty of his voice as well as his outstanding acting ability. Thanks to his energetic voice and stage presence, Korean-Canadian bass-baritone Won Cho is in demand in both concert and operatic repertoire, appearing with many of the opera houses and orchestras of the U.S., Canada, Europe, Mid East, and his native Korea. His voice is described as "possesses the voice and presence to make himself instantly known on stage".
He recently made his Mexico debut as Sprecher in Die Zauberjlote with the Xalapa Symphony Orchestra during Carlos Miguel Prieto's final performance as music director with that orchestra and his other recent engagements during 2006-2007 season were Osmin in Die Entfiihrung aus dem Serail with Mercury Opera of Rochester, Melchior in Amahl & the Night Visitors and Bach's b-minor Mass with The Western New York Chamber Orchestra in Buffalo, Leporello in Don Giovanni at Southern Illinois Music Festival, Messiah in Toronto and Buffalo, Lord Nelson Mass in Toronto, Durufle's Requiem at St. Paul's Cathedral in Buffalo, and Beethoven's Choral Fantasie, Mass in C Major, and the World Premiere of Randol Bass' "Passage Into Spirit" with the Buffalo Philharmonic Chorus/Orchestra .
He was the 3rd prize winner of The 31st Vincenzo Bellini International Opera Competition in Italy where Dame. Joan Sutherland was the chair adjudicator, 1st prize winner of The Artist International Music Competition in Toronto, Canada, and a Regional Finalist at The Metropolitan Opera's National Council Audition. Additional honors and awards he has received include prizes from The Amici Vocal Competition, Operafest! of New Hampshire competition, voice scholarship from Boston University, and The University of Memphis where he was a Hohenberg-Scheidt Opera Fellow.
Mr. Cho has sung with such companies as Opera Memphis, East Slovak State Opera, Mississippi Opera, Operafest! of New Hampshire, Dicapo Opera of NYC, Opera Theater of Connecticut, Ocean State Opera, New Jersey Verismo Opera, Longwood Opera, Washington Concert Opera, and Utah Festival Opera as Figaro in Le nozze di Figaro, Sarastro in Magic Flute, Don Alfonso in Cosi fan tutte, Don Basilio in II Barbiere di Siviglia, Bonzo in Madama Butterjly, Sparafucile in Rigoletto, and Raimondo in Lucia di Lammermoor only to name the major roles. He currently is on the roster of Thea Dispeker Artist Management in New York City.
Won Cho received his degrees from Manhattan School of Music, Boston University, and University of Memphis. He has served at University of Northern Iowa (Assistant Professor of Voice), State University of New York in Fredonia (Assistant Professor of Voice / Coordinator of Opera Program) and currently serves as an Assistant Professor of Voice / Coordinator of Opera Program at University of South Florida.


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Whether you want to buy or lease your new car, truck, van or SUV, 1Click Auto Brokers will save you money while making the experience easy and painless!
As licensed and bonded automobile buyers' agents, we work solely for the benefit of consumers. Unlike the typical auto broker, we accept no kickbacks or commissions from auto dealers. We work for you and only you! And, we guarantee our results!
Our leasing and buying service is most beneficial for the serious car buyer who is in the immediate market to buy or lease any new car, truck, van or SUV. As a client of 1Click's, you would receive the following:

subset: commoncrawl


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Hillary Clinton is expected to announce her vice presidential running mate on Friday, and Virginia Sen. Tim Kaine has reportedly emerged as the front-runner.
Sources told Fox News the presumptive Democratic presidential nominee has not told Kaine or two others believed to be on her short list who has been eliminated. The Wall Street Journal reported Friday morning that Clinton is believed to be poised to choose Kaine.
In addition to Kaine, Clinton is reportedly considering Agriculture Secretary Tom Vilsack and New Jersey Sen. Cory Booker — a late entry.
Kaine, who is also a former Virginia governor and former chairman of the Democratic National Committee, is seen by many Democrats as a more moderate candidate with swing-state appeal. He was considered one of President Obama's top three finalists for the position in 2008.


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It's almost October. The weather is starting to change, the leaves are turning colors, and most importantly, eight teams are gearing up for the post-season. Well, seven. By Wednesday we'll know the eighth.
The Red Sox honored Johnny Pesky by retiring his number. Finally. I fully believe the Red Sox are a little harsh in their restrictions on retiring numbers. But…Johnny deserves this, and he will always be remembered. He's got the Pesky pole!
On to the post-season. Lester will get the start on Wednesday due to a minor oblique injury suffered by Josh Beckett, who will start game 3. Tito's got some roster decisions coming up, including what to do with Lowell and Drew. Drew played 7 solid innings on Sunday, without an issue. Hopefully, this is a good sign.
And for everyone who really wanted the AL East crown…don't worry about it. Good thing is, as of Wednesday, everyone is 0-0. Yes, the Angels killed us this year, but remember, those games came right as Manny was at his worst. The teams that met in the regular season are not the same teams that will take the field on Wednesday.
So prepare your rally caps, your favorite lucky t-shirts, and your hope for this coming October. May it be a long one for the Sox. Also, thank the good Lord above that you aren't a Mets fan. So when you're worried about playing the Angels, think of it this way: it could be worse, you could be the Mets.
I'm so excited. LETS GO RED SOX!


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This library contains research reports produced by the Building America program and other building science resources used to support this Solution Center. The materials cover both new construction and existing homes. Use the search box and/or the filters to explore hundreds of residential building resources. Access to some references not produced by Building America may require purchase from the publisher. Documents are listed alphabetically. While we continually update our database, links may have changed since posting. Please contact our webmaster if you find broken links.
The Technician's Guide equips practitioners with the knowledge to properly implement all of the measurement procedures required in the HVAC QI Specification.
This document covers a description of the need and applied solutions for supplemental dehumidification in warm-humid climates, especially for energy efficient homes where the sensible cooling load has been dramatically reduced.
Article describing how replacing PSC motors with ECMs can boost bottom line and improve customer comfort.
Paper covering a parametric study of foundation heat exchanger-based ground source heat pump systems for several house configurations in a range of European locations, with an emphasis on determining feasible combinations.
Article describing how to properly manage condensing HVAC equipment.
Guidance on performance of current diagnostics as well as a draft test method for use in future air flow evaluations.
Article in Energy Design Update describing the cost and savings benefits of electronically commutated motors (ECMs) for HVAC equipment.
Correcting pressure imbalances in your HVAC system can result in a healthier, more efficient home.
Factsheet describing the uses and benefits of ground-source heat pumps for affordable housing, assisted living, dorms and hotels.
Website article discussing the economics of ground source heat pumps.
Website with general information about geothermal (ground-source) heat pumps (GSP's).
Website with information about ENERGY STAR criteria for geothermal heat pumps.
Report investigating the status of the geothermal heat pump (GHP) industry and technology in the United States, assembling GHP energy savings potential, identifying key barriers to application of GHPs, and identifying actions that could accelerate adoption of GHPs.
Article describing a numerical model that can be used to size foundation heat exchanger (FHX) systems.
Article describing benefits of ECM motors and how they can be installed as retrofit motors in HVAC equipment.
This report is designed to meet ASHRAE 62.2-2010/2013 and ANSI/ACCA's 5 QI-2015 protocol, thereby improving the performance of HVAC equipment in new homes when compared to homes built to minimum code.
Online reference containing general information about geothermal heat pumps.
The main principle of smart ventilation used in this study is to shift ventilation from time periods with large indoor-outdoor temperature differences, to periods where these differences are smaller, and their energy impacts are expected to be less.
The following combustion appliance safety inspection must be completed to determine if fossil fuel-fired appliances are operating safely under a depressurized condition.
Report describing strategies to improve the aging steam heating systems in New York City to improve energy efficiency, reduce oil and gas usage, and cut maintenance costs.
Code establishing the rules of safety relating only to pressure integrity for the design, fabrication, and inspection of boilers and pressure vessels during construction.
Document detailing the requirements, roles, and obligations for participants in an organized effort, ensuring that HVAC installations comply with the ANSI/ACCA 5 QI – 2010 (HVAC Quality Installation Specification) QI Standard.
Standard providing a universally accepted definition for quality installation for residential and commercial heating, ventilating, and air conditioning applications.
Standard providing nationally recognized, manufacturer-endorsed set of inspection tasks for HVAC maintenance.
Standard covering equipment sizing loads for single-family-detached homes, small multi-unit structures, condominiums, town houses and manufactured homes.
Standard addressing the design and installation of mechanical systems through requirements emphasizing performance, public health, and safety.
Standard addressing the design and installation of mechanical systems through requirements emphasizing performance, public health, and safety.
Internationally, code officials recognize the need for a modern, up-to-date mechanical code addressing the design and installation of mechanical systems through requirements emphasizing performance. The International Mechanical Code®, in this 2009 edition, is designed to meet these needs through model code regulations that safeguard the...


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Brian Reine
Brian Reine is a veteran of the construction management industry, certainly. However, his focus these days is on disaster management and recovery. Although he is still involved with construction management and community development, most of his time is dominated by serving as the Chief Executive Officer of Omni Pinnacle. This is a company which has for several years now offered high quality disaster management and recovery services. The company offers services to various communities in Puerto Rico, the United States, and the Caribbean. Through this company, Brian Reine has been able to help numerous communities in the region.
Brian Reine has shown a commitment to excellence over the course of his career that has filtered through his entrepreneurial pursuits. He has decades of experience in this and related industries.


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THREE weeks ago my beloved deerhound died a most horrendous death from blue green algae poisoning.
During the past six months she, along with my three other dogs, have been exercised exclusively in Elmdon Park. There are no warnings of any problems, but I reported this matter to Solihull Council. This is a warning to dog owners to be on their guard as my dog only drank a small amount of water from one of the man-made ponds by the main lake and died within 36 hours at the vets.
Name & address supplied
Referendum is our right
NIKKI Sinclaire is asking for a referendum on membership of the EU (Letters October 1) because every promise that was made at the 1975 referendum regarding preservation of British sovereignty has been broken. If we live in a democracy why are so many of our laws handed down to us from Brussels and not from Westminster?
Before the Euro-elections in 2009, a BBC opinion poll showed 55 per cent wanted to withdraw from the EU and 84 per cent did not want the Lisbon Treaty. Yet still our politicians deny us a referendum.
If we did leave the EU we would save more than £10 billion per annum in next contributions, stop unrestricted immigration from EU states, discard unnecessary regulation that makes our exports less competitive and our lives more complicated, regain control of our own fishing grounds - isn't cheaper cod and chips an excellent reason for withdrawal?
By contrast, there is no longer any good reason for being in the EU. I hope readers will sign the petition to give us all a choice about Britain's future.
J Nurcombe
Marcliff Crescent, Shirley
In defence of a true disciple
I WRITE in response to P Ryan's comments to P Thomas, I quote: "his ill-informed shrieking clap trap" .
I would say the boot's on the other foot, P Ryan. I for one enjoy P Thomas's articles because I know he is telling the truth. People don't like the truth because it can make them feel uncomfortable and so you get such a reaction as from PR.
I say to him, you don't have to read those letters it obviously makes you very uncomfortable.
What P Thomas is doing in writing how he does is no more than what our God asks of us who do believe the Bible and its wonderful contents. The proof of the pudding is in the tasting of it.
And the Psalmist says, "Taste and see that the Lord is Good, blessed is the man who trusts in Him.
Betty Tanner
Bentley Heath Cottages
Road is worse
HAS anyone visited Reservoir Road since it was resurfaced a few months back?
I thought resurfacing was supposed to improve the state of the road - not make it worse.
Name & address supplied


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Premierehire is seeking a Buyer for a fast growing company in the North County. Due to rapid growth, the company is looking to expand the procurement department. Open to either junior candidates or mid-level candidates. Must be detail oriented and good with numbers.
Location: Carlsbad, CA
Type: Contract to Hire
Experience & Qualifications:
· Perform procurement-related works. Ensure inventory is stocked and purchase order is fulfilled and delivered on time
· Review sales performance weekly and inventory level to identify re-order, prepare data and make purchase proposal
· Make purchase recommendations for new products
· Prepare purchase orders, solicit bid proposals, and review requisitions for items
· Manage purchase orders from order placement till delivery to warehouse
· Negotiate price and payment terms with suppliers. Ensure vendors comply with the company's purchase requirements
· Coordinate with vendors and freight forwarders for import
· Identify slow moving items and propose disposition solutions
· Run open orders reports and ensure purchase is well within department budget
· Resolve production and shipping issues with vendors and warehouse
· Manage assistant Buyer and coach team
· Special projects as needed
Minimum Qualifications
· Education - Bachelor's degree in business, supply chain or purchasing
· 5+ years of purchasing (for mid-level), inventory control, logistics in e-commerce and wholesale industry. International vendors experience is preferred.
· Attention to details is a necessity
· Strong analytical skills
· Excellent negotiation skills
· Excellent organizational and communication skills
· Ability to adapt to change quickly in a high energy business environment
· Ability to meet deadlines and work under pressure
· Proficient in MS office e.g. excel, pivot table, words, Outlook
To learn more:


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11/30/2001, 9:52 am
Goodbye to George Harrison, whose time on earth ended last night.
A memory of his music: I'm sick with typhoid in India in 1999. My mom's freaking out in New York, talking about coming to get me. Meeta's nursing me with courage, love and tylenol. The song I most enjoyed hearing was "Here Comes the Sun". The song's faith in the future helped me know I'd get through it.
Thanks, man. You'll be missed.


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Muddy boots, the sign of a good adventure
breeze-dried to my jeans.
It's Christmas, and anyone who knows lonely
will know how much this means
to have hands to pull you up.
The wind gives me time to steady my feet,
mist lingering in earnest to softly kiss my cheeks
with afternoon colours, greys and greens and blues
and we could be on top of the world.
Now, more than ever,
I understand nature's lesson;
a picture really is worth a thousand words.


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CEO & Co-founder, meetra UG
Dr. Christoph Senft is CEO and co-founder of meetra, a Berlin-based HR service provider with a specific focus on India and Germany. From 2014 to 2017, Christoph was director of the DAAD Information Centre Pune. He studied and worked in Australia, Germany, India, Portugal and the United States and holds a Ph.D. in English Literature from the University of Potsdam. He has extensive knowledge of the international higher education and research landscape and maintains a close network of contacts with authorities, universities and companies in Germany, India and several other countries. Christoph is happy to share his experiences, particularly with founders and entrepreneurs who are enthusiastic about Indo-German collaboration.
Areas of expertise: recruiting and HR development, company founding in Germany, internationalisation of higher education, cultural relations and education policy, international publishing, contemporary Indian literature


text: Who would believe that Hanukkah, The Feast of Lights, could be celebrated in a remote Yupik Eskimo village? Young Sara Israel is accompanying her father, a traveling doctor, on his rounds when weather conditions prevent them from returning home for Hanukkah. Sara stays with the Eskimo pilot's mother, Sarah, and his daughter, Norma, while her father and the pilot visit the village's clinic. Everything reminds Sara of Hanukkah: The street lights outside recall the Hanukkah lamp, the menorah; the fried bread, assaliaq, that her hostess prepares smells like Hanukkah latkes. Sara entertains grandmother and granddaughter by relating the story of Hanukkah, and though it must be translated into Yupik by Norma, the meaning of the holiday is made clear. Suddenly the old woman produces a stone oil lamp that had burned not olive oil, but seal oil. With this lamp Sara is able to chant the traditional blessing over the candles. With patience and imagination, young Sara is able to convey the importance of this holiday to her Yupik friends, overcoming language and cultural barriers. The magnificent blue-and-purple watercolors do not let us forget that we are in a frozen and isolated land, but newcomer Conway's story will warm the hearts of all her readers. (Fiction/Picture book. 5-9)


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Dreaming of Summer days….
I subscribe to a blog by The Cottage Mama and recently received a free pattern and tutorial for the Summer Picnic Dress. It's just absolutely darling and I decided it was perfect for my stack of fabric from Blend Fabrics called Flutter & Float by Ana Davis. The whimsical rainbow swirls, hot air balloons, and… Continue reading Dreaming of Summer days….


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Compress PDF, Microsoft Office and JPEG files effortlessly
NXPowerLite Desktop will compress PDF, Microsoft Office and JPEG files simply and effectively by up to 95%, making them easy to email as attachments. It is especially effective on files that don't zip well.
PDF and Microsoft Office files often contain lots of high-resolution images, and background data not required for normal use of the file. NXPowerLite removes this data and excess bytes from internal graphics and standalone JPEGs to radically reduce files to their smallest size – without compromising quality. Optimized files stay in the same format, so a JPG remains a JPG even when optimized. It will look and feel identical to the original, just much smaller.
With productivity enhancing integrations for both Windows Explorer and Microsoft Outlook, oversized files will be a thing of the past.
Download size: 23.3 MB
Free Trial:
You can download a free fully functional trial version of NXPowerLite Desktop for Windows today. The free trial has two limitations, 14 days use and 20 files to be compressed. This gives you enough time for evaluation of the features of the program before purchase of a license
This is very easy and doesn't require any skills. Double click on the installer and follow on screen instructions. You need to choose from three options "complete, typical and custom" installation. The complete installation offers you all the program features while the typical is the type recommended for most users
Price: $47
You can purchase a license from the official website. If you buy a licence you can install it on more than one machine so long as you are the only user of the software.
After purchase, a license key will be sent to your email. Simply, register the software using 'Enter Key' button in About dialogue.
System Requirements:
Windows XP SP3 and above
NXPowerLite integrates with 32 & 64-bit versions of the following applications (Versions 2000 – 2016):
Microsoft PowerPoint
Microsoft Word
Microsoft Excel
NXPowerLite can automatically optimize email attachments in the following email clients:
Microsoft Outlook (2000 – 2007) [32-bit only] *
Microsoft Outlook (2010 – 2016) [32-bit & 64-bit]
Lotus Notes (6 – 9)
Outlook Express [32-bit only]
Windows Mail (6.0+) [32-bit only]
Integration with Office 2000 and Office XP may continue to work, but these versions are no longer actively supported
Supported file types:
PDF Documents
Microsoft PowerPoint presentations (PowerPoint 97-2016)
Microsoft Word documents (Word 97-2016)
Microsoft Excel spreadsheets (Excel 97-2016)
JPEG images
All the above formats contained within zip archives.
User Interface:
Functions & features:
Compress PDF, Microsoft Office and JPEG files by up to 95%
No visible loss of quality between original and compressed file
Files stays in the same format and functionality
Perfect for avoiding bounce back when sending email attachments
Handy productivity integrations for Windows Explorer and Microsoft Outlook
How NXPowerLite technology works:
PDF and Microsoft Office files often contain lots of high-resolution images, and background data not required for normal use of the file. NXPowerLite removes this data and excess bytes from internal graphics and standalone JPEGs to radically reduce files to their smallest size – without compromising quality.
PDF compression:
The program helps to significantly reduce file size without impacting on document quality. It reduce PDF File Size Up To 95%. It offers secure local file compression with simple Interface
Compress Word Document:
compress a Microsoft Word document to a smaller size without impacting quality
PPT compression software to significantly reduce file size up to 95% without impacting on visual quality
XLS file compression software to significantly reduce file size up to 95% without impacting on quality
Compress JPEG File Size:
JPEG compression software to significantly reduce JPEG file size Up To 95% without impacting on visual quality
How to use the program?
There are three main ways to optimize files with NXPowerLite. The first is to use the NXPowerLite application directly. The second is to automatically compress files when sending by Outlook email. The third is to simply use the quick optimize in Explorer using the right-click options
In the classic way done through the program interface, you can add files or folders using the add button or simply by drag and drop. You will need to specify the save profile and optimize profiles before starting to optimize. That's all!
In the second way using Microsoft outlook, the program integrates with Microsoft Outlook. Many versions are supported including from version 2002 to 2016. The program has a built-in feature that helps to automatically optimize email attachments as they are sent.
If you installed NXPowerLite with a 'Typical' or 'Complete' setup, Microsoft Outlook integration will be initially enabled. Now, at any time you try to send an email with attachment, the program will optimize it automatically.
If you don't want to optimize a specific email attachment, just click the 'NXPowerLite enabled' button in the ribbon
Global settings:
These settings are specific for the Microsoft outlook integrated app. It is easily accessible with a simple click on the 'NXPowerLite options' button in the main Outlook window and choose 'Settings. It is categorized under two buttons, attachment and optimize profile.
You can edit any option in the global settings such as minimum attachment size, exclusion of file types and auto-zipping you need to
Additionally, you can also configure how NXPowerLite handles attachments; which it optimizes or not, along with rules to control automatic zipping of attachments. In the Optimize Profile tab you can configure optimization settings. For example; select whether light or aggressive optimization of attached files
Windows Explorer:
After installation of the program, it integrates with the windows explorer so that it will be very easy for you to optimize any file you want with two mouse clicks. For example; PDF, PowerPoint, Word, Excel or JPEG file. The process is very easy, all you have to do is simply right-click of the file then choose the option you want from the 'NXPowerLite' sub-menu. You can select any number of files up to 10,000 files at any one time.
Right click menu options for supported files :
Add: If you select this option, the program main screen will start and the file will be added for optimizing.
Optimize this option allows you to create optimized copies immediately in the same folder. It will leave the original file or replace it with backup copy according to your selection
If you select optimize and send to, you have one of three options; send to compressed (zipped) folder
which collect the optimized versions in a zip archive alongside the original file, or you can send the files to mail recipient in its form or as zipped file
Sometimes, when you try to reduce a specific file, the operation fails with an error. No problem, you need to know that there are many reasons for this. You can visit this page for more details:
The settings include three main options; save profile, file naming and optimize profiles
The save profile offers you the option to save the output file in the same or in another directory as the original file and to keep the original file or to replace it
File naming allows you to add text to the backup or the optimized files. You can add any text you want
The optimize profile lets you set the compression options for PDF, office and image files. The optimize profile can set to screen, print, mobile, screen (no flattening), print (no flattening) or custom
I tried to compress a large PDF file and the result was amazing regarding the size and the quality of the output file. The original file size was 445 Mb and the output compressed file was 127 Mb with the same quality.
NXPowerLite is the best software solution that will compress your PDF, office and image files up to 95%. It saves much of your hard disk space with no change in the quality of the output file. It is quick, easy to use and simple. You can send large files as email attachments with no problems
Enter the Giveaway HERE


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The Ministry of Education is continuing its Tertiary Fees Funding Support scheme for approved mathematics and literacy papers. Up to 600 teachers each year will be supported to study a literacy paper at the graduate or post graduate level. Half the tuition fee will be paid for by the Ministry of Education and half by the teacher's school, or teacher. No release time or leave provision is part of this scheme.
Published on: 31 Oct 2018
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The following is scheduled for tonight's 7/18 WWE Smackdown on Syfy.
* Alberto Del Rio vs. Kofi Kingston.
* Alicia Fox vs. Eva Marie with Nikki Bella as special guest referee.
* Chris Jericho vs. Luke Harper.
* WWE U.S. Champion Sheamus and Dolph Ziggler vs. The Miz and Fandango.
* WWE Divas Champion AJ Lee and Paige vs. Layla and Summer Rae.
* Dean Ambrose vs. Kane.
Check back later tonight for a detailed recap of Smackdown here on Wrestleview.com.


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Glenrock Apartments is a luxury apartment community located off Dave Ward Drive in Conway. Units are available in 2, 3, and 4 bedroom options. Located minutes from Conway's most popular restaurants and shopping centers, and seconds from UCA, Glenrock offers the many modern amenities and features you are looking for in your new home.
Glenrock Apartments
2730 Dave Ward Drive
Conway, AR 72034
Office Hours
Monday – Friday
9:00 am – 6:00 pm
10:00 am – 5:00 pm
1:00 pm – 5:00 pm


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Sports Corporation's primary focus is to ensure you as a sporting fan are sat in the seat you desire, a finger tip away from your sporting hero, watching the sport you love. We recognise and value that sporting supporters are key to all events and we at Sports Corporation wish to reward the support and commitment of our customers through ensuring all individuals achieve the value for money they expect.
Our ticket prices span a wide range in the aim of allowing all customers to attend the events of their choice and should you be travelling we will organise your accommodation to ensure you can relax and enjoy the experience. We have accommodation available across England at competitive prices and will tailor individual packages to suit your budget.
Sports Corporation is privileged to offer VIP sports packages for those customers wishing to extend their experience further to cater for themselves, special guests, family or colleagues.
VIP packages place the customer in the best seats available with elite hospitality surrounding your chosen sporting event. Hospitality is again individually managed to meet your requirements. We are able to offer a champagne or drinks reception, full catering, after event party, face to face meet with your favourite sports star, accommodation, transport, and we will of course aim to meet any further requirements you may have.
Sports Corporation would like to thank you for your dedication and assures to create unforgettable memories. You will never forget where you were at the time that final goal was scored or the knock out occurred or the advantage point was one or the final wicket fell. For general enquires or enquiries about corporate hospitality and VIP packages please contact 0845 163 0845 or email firstname.lastname@example.com


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Follow the white trend and put a touch of individualism to your look. A nice knitted top will keep you warm in the sunny, but still quite cold April Sunday. And get a nice pair of pants that will invite the spring both in the city and in your soul.
A touch of pink will finish your chilled out Sunday angel-look.
Have fun!


text: Home / Marinated Chicken Wings Marinated Chicken Wings Email to a Friend Be the first to review this product Sign up for price alert $4.75 View Menu Special Instruction $4.75 Qty: + - Add to Cart Add to Favorites Additional Information Product's Review Product Tags Additional Information Additional Information SKU 011SN1003 Restaurant Aussie XL Cafe Meal Type Aussie XL - Snacks Product's Review Write Your Own Review You're reviewing: Marinated Chicken Wings How do you rate this product? * 1 star 2 stars 3 stars 4 stars 5 stars Quality *Nickname *Summary of Your Review *Review Submit Review Product Tags Add Your Tags: Add Tags Use spaces to separate tags. Use single quotes (') for phrases. CMS tab


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|ask a new question
I found an easy way to crop longer audio files directly on the droid to use as ringtones and notifications. Here's how:
- Go to Market
- Search for Ringdroid - install it
- Run the program
- Menu > select the file you want to crop
- Use the editor to edit the file - Easy!
- Set the file as a ringtone or notification tone
More Motorola Droid Tips & Tricks
› See More: Crop mp3's and audio files to use as ringtones or notifications on the Droid
Last edited by tavenger5; 11-12-2009 at 11:48 AM.
- 04-23-2012, 05:48 PM #2Junior Member
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Re: Crop mp3's and audio files to use as ringtones or notifications on the Droid
Yea after exploring for a while, I learned this too. It is nifty
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August 17, 2018
SHELBURNE, Vt., Aug. 16, 2018 /PRNewswire/ -- Wake Robin, Vermont's first Continuing Care Retirement Community, is welcoming food trucks as the millennial trend of eating out while saving a few bucks has gone on to reach the older generations. Throughout the summer, residents, staff, construction workers and prospective residents get the chance to sit down to enjoy local Vermont foods and grow even closer as a community.
"What's special about Wake Robin is the focus we put on building a community. Having food truck vendors come here throughout the summer and sharing a meal with residents, affords us the opportunity to build meaningful relationships and connect on a personal level," said President and CEO Patrick McKee. "That's always been a key part of our mission at Wake Robin and we're happy to continue it. Plus, how many food trucks do you see at retirement communities?"Wake Robin resident enjoying the food trucksWake Robin food trucksFeaturing local Vermont eats including Taco All Star Food Trucks and Shy Guy Gelato, Wake Robin is hosting just one more food truck stops this summer on September 11 from 11 a.m. to 1:30 p.m.About Wake RobinLocated on 136 acres in Shelburne, Vermont, Wake Robin is a non-profit offering the full continuum of living options. Ranging from 250 independent living cottages and apartments to the Linden Health Center, a five-star residential care and skilled nursing facility, Wake Robin offers the best in continuing care. Wake Robin is an active, safe, supportive community of adults valuing communication and fellowship, joy and humor. Welcoming a diverse population and a belief in everyone's lifelong dignity and worth, Wake Robin's first priority is the care and well being of every resident. To learn more, please visit www.wakerobin.com.


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Owner Resources
Welcome to Meridian Realty Group! We strive to provide the best possible service and to make your condominium a great place to live and own.
In order to view your account or submit a maintenance request,
please login through condocafe.com
For instructions on registering to the Condo Café website,
please email email@example.com.
Emergency Line
In case of emergency, please call our 24-hour Emergency Line at 781-642-8225.
If it is not an emergency you can contact your property manager.
Coming soon.


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Take the back road. Take a picture. Take your time.
Route 66, Essex, Calif. Only 64 miles to Laughlin, Nev., and the Colorado River.
Highway 95, Amargosa Valley, Nev.
Highway 374, Amargosa Valley, Nev.
Tecopa Hot Springs Road, off Highway 127 south of Shoshone, Calif.
Highway 127, Shoshone, Calif.
Women's restroom, Furnace Creek Visitor Center, Death Valley, Calif.
Mojave aster, Dante's View, elev. 5,475 feet, and Badwater Basin, Death Valley, -282 feet.
Photos: Ellen Alperstein


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Cleaning, Surface Modification, and Etching Process
Plasma cleaning is defined as a process that uses an ionized gas to interact with a substrate in order to remove contamination and/or modify its surface. Plasma cleaning, therefore, is much more than just a cleaning process, it is also a surface modification process and an etching process.In a more general way, we can say that most plasma cleaning applications are methods to promote adhesion between two items by:
- simple decontamination of their interfacing surfaces
- generating a modified surface condition such as increasing the surface roughness
- increasing the surface energy
- rendering the surface hydrophilic
- rendering the surface hydrophobic
- removing metal oxides by physical and/or chemical interaction
Plasma Cleaning and Wire Bonding Yield
For example, in the semiconductor industry a typical application is preparing the surface of a leadframe, and the dies mounted on it, with plasma cleaning. This is typically done prior to the wire bonding process with the purpose of increasing the bonding yield. It is also done before the molding process to ensure the removal of voids and delamination, thus increasing the package yield.
Download the SCI Automation Plasma
Semiconductor manufacturing processes are intended to build each individual die so that it performs according to specification. However, manufacturing issues during processing, variation in the process variables and cross contamination from other processes may cause some die to fail due to a phenomenon called NSOP (Non Stick on Pad). NSOP defines the event detected by the wire bonder when it senses that the bond just created was unsuccessful (no adhesion between the wire and the die's pad surface).
An example of how plasma cleaning can help solve this problem comes from an experiment where a gold-coated palladium bonding pad has been developed to reduce silicon cratering. The assembly, while improving on its hardness, has shown a high rate of NSOP due mainly to the presence of surface oxides. To reduce or eliminate these oxides, a plasma of Ar/H2 was used to form hydrogen radicals and react chemically with the metal oxide. The removal of metal oxides is more effective and faster using Ar/H2 compared to pure argon ion bombardment.
An experiment was defined using pure Ar and Ar/H2 plasma cleaning. A significant reduction of the NSOP rate was observed using Ar/H2 compared to Ar alone and Ar/H2 contributed to achieve higher wire bonding yield. In other cases, argon alone is also very effective, especially if argon plasma is generated at lower pressures.
Increasing Bondability
As we can see, plasma cleaning can substantially modify the surface of a metal substrate or a die's pad. By effectively eliminating the cause of NSOP, plasma cleaning can participate actively in increasing the wire bonding yield.
Preparing the surfaces of the dies and leadframes with plasma cleaning will increase the bondability of that specific assembly. Removing organic contamination or oxides left behind by previous process steps like die attach or snap curing are an easy task for a good plasma cleaning system. The wire bond pull and shear forces will increase, creating a much more reliable bond improving the overall bonding yield. An increased yield means a higher ROI for that particular product – so much so that the investment for a plasma cleaner could amortize rapidly.
In upcoming blogs, we will explain what plasma is and how it is controlled inside a vacuum chamber. We will also talk about various applications, the importance of mechanical and software design in good plasma cleaning processing, and we will look at the different models we offer.
SCI Automation, with its trademark SCIPLASMA, has over 14 years of experience in designing and manufacturing plasma cleaning systems. If you have any questions regarding your applications, please do not hesitate to contact us.
Amy, A.; Infineon Technol. (M) Sdn. Bhd., Batu Berendam, Malaysia; Ying, L.C.; Xavier, A. An Alternative solution for Non Stick on Pad on gold-coated palladium bond pad. Electronics Packaging Technology Conference (EPTC), 2012 IEEE 14th.
Dr. Enrico Malatesta
CEO, SCI Automation Pte. Ltd. Singapore


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Last night we decided to stay over at my sister's house. We took the kids out to dinner and had a lovely time catching up with each other. Nicola and Noah love hanging out together, and now that Noah is that bit older in terms of chattering and crawling around, they have a lot of fun playing and chasing each other around. I love that already the two are forming such a close relationship and I look forward to the years ahead and all the antics that are to come!
This morning we put Frozen the movie on and they sat cuddling on the sofa whilst watching it with Eddy. It was too cute to not run and grab the camera! Shortly after, I presented them with breakfast (broken up croissants) and together they munched through about three! Little piggies!
It's really cool to see that the babies actually recognise and remember each other when they haven't seen each other in a while. Noah also knows that Aunty Maria has way more toys than we do and so as soon as we arrive at her house he will crawl at top speed into the lounge and head straight for the toy chests!
Here is what the morning consisted of for the babes at chez Hince...


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You are here:Retirement Annuity
Retirement AnnuityPreservation Pension PlanPreservation Provident PlanInvestment PlanUnit Trust FundsLinked Life Annuity
The Classic Retirement Annuity Fund is a savings mechanism that can be used by all investors, including company employees, professionals, small business owners and unemployed individuals.
Lump sum or regular monthly sums may be invested.
Minimum lump sum investment amount: R 25 000Minimum recurring amount: R 500 p.m and R6000 p.a
No initial fees are charged on the annuity component when transferring to the Classic Linked Life Annuity from the Classic Retirement Annuity at retirement.
Your investment's capital growth influences the income you will earn during your retirement. If you reduce your retirement capital by making a withdrawal prior to retirement, it may impact on your retirement proceeds and your ability to provide sufficient income to cover your living expenses. We encourage you to speak to your financial adviser before proceeding with your withdrawal. Alternatively you can contact STANLIB on 0860 123 003 for assistance.
Regulation 28 of the Pension Funds Act sets the limits in terms of the maximum exposure the retirement fund (in this case STANLIB's Classic Retirement Annuity Fund) and the individual retirement fund member's savings (i.e. your savings) may have to various asset classes. For more information please read the Regulation 28 Restrictions document for the guidelines.
For more information please click here
STANLIB is an authorised Financial Services Provider


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Sunday, November 30, 2008
to this!
And it only took about 2 hours!
Last year I had put the lights into snap lock bags so they were easy to do, the decorations are on & the wreath is on the door & other favourite items are placed around the house.
It looks decidedly christmassy around here!
Chris even got out the ladder & put up some outdoor lights (some didn't work so I had to return them which was disappointing & annoying)
I can't wait til dark now to try them out. It will never compete with the Griswalds but it will nice for us this year.
Saturday, November 29, 2008
Getting ready...
I've cleared a space in the lounge room for the tree & tomorrow Erin & I will dust off the deco's & have some fun.
Note to self - it IS fun untangling metres of lights
Chris & I got some more presents sorted today & after yesterday I feel like it will all come together, I just have to find a new hiding spot as the previous ones are blown!
I'm trying a new white Christmas recipe I saw on The Cook & the Chef, I had the craisins,figs,white chocolate, glucose syrup & pistachios but no rice bubbles! so I'll finish it tomorrow.
Step 1 today, see the finished product tomorrow
Friday, November 28, 2008
Met with big sis & little sis at the Olive Grove in Ballarat for lunch (Yum!) & a catch up. We were able to nut out the KK & get some ideas for the kids. On the drive home I had some brainwaves & tried to keep them in my head until I could write them down!
The Olive Grove is a small but popular deli style cafe with nice food & lots of gourmet treats to tempt you, I wanted the star shaped Christmas cake & the very cute mini puddings but settled for some choc coated coffee beans to take home. (One year a friend had some of those under her tree & their little dog thought they would be good to eat & then ran around in circles manic for the whole day!)
I have a few 'wants' this Christmas - perfume, jewellery, a jacket for motorbike riding,maybe the Big Shot thing I saw in Lincraft, I've been good, I deserve all these things don't I? What I would really like is .....a surprise (attention Chris - no dustbusters thanks!)
Thought I'd leave you with the view from our front door the other night, very pretty.
Thursday, November 27, 2008
the pinks
the red & greens
Some of the christmas cards I have made this year, the first year I'll be sending hand made cards. I've done about 40 and hope to write in them this weekend ready to post.
Tuesday, November 25, 2008
The art of folding...
Sweet Erin has been learning origami at school & made this Christmas box for me from some older papers I had in my stash, will make a nice teachers gift don't you think?
I had a really hectic Tuesday & I wanted to finish a presentation I am giving tomorrow afternoon to the ward staff. I barely had time to have a drink all day & ate lunch on the run! So I hope I can pull it together in the morning or it might be a very short inservice!
Monday, November 24, 2008
Date with Hayley...
This LO is one I put together last night. I've been thinking about Mum & all the clothes she made in her lifetime & how as a child I did not appreciate it at the time. Mum made all of ours & her own clothes & knitted up a storm & she was a stickler for matched patterns & straight hems. Hayley has started making some clothes for herself, starting with simple skirts with a zip. I am no use to her as I never had the patience to learn how to sew much more than a straight line!
This little gold number is her latest creation, don't look closely at the seams but she has worked it all out by herself & done a great job.
Sunday, November 23, 2008
I've done a LO on myself, without an event to base it on, no special memories attached, just me as I am today.
It's been a very ordinary weekend, just the usual housework, shopping, cooking etc etc. Not all days can be filled with excitement can they?
Saturday, November 22, 2008
The bonus was it was perfect weather to stay indoors & finish off a couple of layouts I started at Louises yesterday.
This photo is only 11 years old!! but I like this shot of Mum with the kids taken at Erin's christening.
These photos of Chris are even older, taken just before I met him. He was only 19 when he 'passed out' of the army & he is holding his neice, Jenna.
Friday, November 21, 2008
End of days...
Thursday, November 20, 2008
It would be nice if I could manage that every day, do tuna patties count???
In lieu of my own creations Erin is sharing what she made in art today, well done sweetheart!
Wednesday, November 19, 2008
I think I'll watch Project Runway & go to bed early.
PS Louise, if you don't leave me a message I'm not coming on Fri!!!LOL
Tuesday, November 18, 2008
"you're like a best friend except even closer"
I ask "what's closer than a best friend?"
Answer - " A mummy!"
You are so sweet Erin, I wish you could stay 11 forever!
Monday, November 17, 2008
Spark of life...
A new program is being implemented in the Nursing Home of our local hospital where I work, I don't work in aged care but I feel that parts of this program have benefits for us all.
The underlying message from the 'Spark of Life' program is about igniting or reigniting the human spirit by encouraging everyones potential with deep insight into emotional needs & skills to achieve excellence.
I liked that line "igniting the human spirit", it seems to be an inspired way to treat the elderly. If nursing homes can adopt this philosophy then maybe these places need not be 'god's waiting rooms'.
I feel that this is a powerful message & wonder how I could incorporate this into my life (and my scrapbook pages), my work & my family.
Nursing is about caring for people but you don't have to work in a hospital to do so. Its nice to have a reminder now & then that everyone benefits from feeling valued, included & loved.
On a sightly less reflective & serious note, I love these pics of Chris with each of our newborns, who came into our lives in 1988, 1991 & 1997. Each baby has added something different to our lives & now that they are longer babes they continue to challenge (and enrich) us as parents.
Boy I did waffle on didn't I?! Thanks for looking, Jo
Sunday, November 16, 2008
I made these mini rosewater pavlovas today to use up some eggs that Jenny had passed on from her chooks. Don't they look delicious!
I have almost finished another LO using 3 photos of Chris with our newborns, it will be very sweet when its done. I often find I will 3/4 finish the page & if I leave it for a little while it will come to me if it needs something else.
I also bought the latest Family Circle magazine & have been poring over it. It is packed with Christmas recipes, most of which appeal to me to try. I have a dedicated Christmas recipe book which has my true favourites added to it. A good recipe will make it to the book for future use, and now the book is over flowing! Its one of the things I love about Christmas - yummy treats just for Christmas (most often made with a child helper) .I will probably buy 2 or 3 more mags to check out their Christmas recipes as well, I can't help myself!
Saturday, November 15, 2008
Old & new...
Friday, November 14, 2008
Busy day...
Thursday, November 13, 2008
I liked the look of the clouds this morning so I had to snap this shot.
That's what I love about my digital camera, you can take random photos, anything that takes your fancy, you can take 100 shots of the same thing & delete the ones that didn't turn out, you just have to remember where you've stored them on the computer & hope you have a computer whiz handy to help you find them when you 'lose' them! (luckily I have a couple on hand)
Hayley is devastated that Polaroid film is no longer being made, her Polaroid camera was a bargain find at an op shop & she has had fun playing with this format & done some very arty shots with it.
Still no rain out of that promising cloud.
Tuesday, November 11, 2008
Monday, November 10, 2008
This is what my week looks like.
This Nursing Mothers planner has been organising our life for the past 15 years, if its not on the planner it doesn't happen.
Roll on the weekend, that's still blank (for now).
Sunday, November 9, 2008
Chris & I rode over to Mt Macedon Memorial Cross today to join about 250 Ulyssians in a Remembrance Ride. This was our first 'big' ride with the club, and quite an experience. Once we got up to the cross they had a short service to honour the members who had 'ridden on' in the past 12 months, ie died. There were quite a few names from around the country, most of them had succumbed to cancer, heart disease or old age ( you have to be over 40 to join as a 'junior member')
Riding in a large group like that is quite slow, the 200+ bikes of all makes & models would have been quite a sight as we roared up the mountain & took over the carpark.
Saturday, November 8, 2008
Erica & I 'volunteered' to hand out lollipops, information packs & act as character minders in the big parade with ugly green T-shirts & hats. There were hundreds(?maybe thousands? it seemed like a lot) of people lining the route to see local schools, CFA, hot rod cars, marching girls, pipers a piping etc, in the parade. I think there were about 45 participants with around 30 of those on 'floats'. It was a lot more fun than I thought it would be.
Our unit manager Mandy was dressed as Sid the Seagull & was a good sport about the whole thing & our CEO dressed up as monkey & really played the part!
I just wonder what the onlookers who got our goody bag will think, hopefully some people who need our service will get the message.
Friday, November 7, 2008
I came home to the ravages of a dust storm that had hit big time.
I rounded up the outdoor setting chairs & cushions that were migrating down the road, salvaged a snapped pear tree, collected other peoples rubbish that had landed & cleaned up an inch of dust that had crept in under the doors & windows YUK! Everything is gritty... Grrrr. And we hadn't even had any rain (I'm beginning to take this personally!)
Nessa rang & invited me to a Postie party so I popped out with her for a nice catch up & giggle with the girls. Sometimes when things happen impromptu it's nicer than a planned event. Anyway it finally rained while we were out (I just checked the gauge) - 6mls!!! That should wash away some of the dust.
( I think I'll have to get a side career at the weather bureau to justify this tragic relationship I'm having with my rain gauge).
Thursday, November 6, 2008
Thank you...
Tuesday, November 4, 2008
Cup day...
Back to the regular world tomorrow.
Monday, November 3, 2008
At last...
This layout is a day in the life of Erin, an ordinary day, a typical day, on a lazy sunday.
I've been trying to finish this layout for ages & finally its done. I've done 2 layouts today after my lovely sleep in. It feels like another lazy sunday so I was surprised when the postie zoomed past. Erin & I baked today (cheesecake & chocolate spiders) & she painted a masterpiece.
The long weekend...
Sunday, November 2, 2008
I have been playing with Picasa web albums this morning and found this fun collage tool, so I just had to share this album in a snapshot. Our gorgeous Hayley did her debut at school in 2005.
Saturday, November 1, 2008
My clever husband is fixing our laptop. He had to order a small part from the US & fiddle with soldering tiny bits today so we can charge up the battery. He has been out in his shed working away at his workbench pulling the whole thing apart to get to the circuit board. He is amazing.
He has fixed cars, washing machines, dishwashers, the central heating unit, airconditioner, an amplifier and saved us hundreds of dollars in repair bills. He has built pergolas, fences, dollhouses & furniture. He hasn't had any formal training in any of these things he just picks things up easily & (mostly) enjoys doing it. At least if he fixes lots of different things it justifies all the tools he has, that's his story any way.
He just looks goofy when he's doing it!


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Raymond William McMurren
b. Dec. 22, 1929, Prescott, Ariz.
d. Dec. 29, 1929, Prescott, Ariz.
COD: Premature birth
s/o John James & Bernice Reba (Anderson) McMurren
Site # B/03/32
Citizens Cemetery records & plot map /Az. birth & death records
Note: Death Certificate is listed under Mc Murren, not McMurren.
Contributed on 6/3/04 by jlwight
Email This Contributor
Record #: 6917
Thank you for visiting the Arizona Gravestone Photo Project. On this site you can upload gravestone photos, locate ancestors and perform genealogy research. If you have a relative buried in Arizona, we encourage you to upload a digital image using our Submit a Photo page. Contributing to this genealogy archive helps family historians and genealogy researchers locate their relatives and complete their family tree.
Submitted: 6/3/04 • Approved: 11/1/16 • Last Updated: 7/24/19 • R6917-G0-S3


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The 35 MKIII is one of those boats that does everything well. You can race on Wednesday Night and take the family cruising on the weekend. With 573 sq. ft. of sail she is an able performer and sails well in light air.
The teak interior is well thought-out with berths for six. A good size galley, head with shower and Nav Station are included.
A great boat with the speed to win and comfort to cruise.
Call Art @ Westchester Yacht Sales for additional info on this good looking cruiser/racer. 914-450-3339
500 Rushmore Ave
Mamaroneck, NY 10543
United States


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Your Search For Delta Sleep / Vinyl / Ticket / Label name
Found 6 results
Sort by relevance
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Delta Sleep Twin Galaxies New album from indie-math-rockers Delta Sleep. Imagine a mix of Minus The Bear, Meet Me In st. Louis and Axes! You might have seen them supporting Braid at The Peel a couple of years back! Big Scary Monsters CD
Delta Sleep / Suffer Like G Did / Our Lost Infantry / Adults, The Elderly and Children Wednesday 23rd October at Catch Bar, Shoreditch This Not Jebolution Rock (co promo between This Is Not Revolution Rock and Jebs Presents) presents Delta Sleep Suffer Like G Did Our Lost Infantry Adults, The Elderly and Children Catch Bar, Shoreditch Doors 7:30 Tickets 5 Please note: Catch is a 18+ venue, VALID PHOTO ID will be required Facebook details - https://www.facebook.com/events/227042427453440 https://www.facebook.com/thisisnotrevolutionrock/events https://www.facebook.com/JebsPresents Past Event
Braid / Tangled Hair / Delta Sleep Sunday 28th July at The Peel Update Wed 24 Jul - tickets ordered from this point are for collection at The Peel on Sunday night. Please bring your order number with you. If you order CD+ticket, your CD will be posted and your ticket is for venue collection. Oh my. Braid at The Peel, playing Frame and Canvas in full. One of the most influential bands of the 90s emo / post-hardcore scene, the Chicago legends play one of THE classic albums. Post-Braid, members went on to Hey Mercedes, City On Film and The Firebird Band. Back together since 2011, their new material's shown they're as valid as ever. It's an over-used term, but if you care anything for modern alt rock music and the musicians who helped make it what it is, this show is unmissable. We're beyond stoked to be involved. Support from Big Scary Monsters' math-indie-popsters Tangled Hair and Delta SleepPlease note: The Peel is a 16+ venue. Valid PHOTO ID will be required. http://www.braidcentral.com CD Past Event


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Body Turn to Rain
New & Selected Poems
Richard Robbins
$19.95 paperback (9780899241517)
hardcover not available
Published: May 2017
175 pages, 6 x 8.5 in.
Purchase from our Distributor
Body Turn to Rain brings together work from Robbins' five previous collections, plus forty new poems that continue his wise meditation upon the American experience in this time, with all its variation, expanse, history, clownishness, beauty, and uncertainty. The book represents a way station in the life work of a thoughtful and finely tuned sensibility such as come among us all too rarely. And it is comprised of poems that walk out to meet you as though you were a friend.
Richard Robbins was raised in California and Montana, taught for a number of years in Oregon, and, since 1984, has taught at Mankato State University, in Mankato, Minnesota, where he continues to direct the graduate creative writing program. He has published five books of poems, most recently Radioactive City and Other Americas.
It is conceptual freshness, and a beautiful instinct for emergent shape, that makes this poetry radioactive. Robbins can spin a hitherto undiscovered cosmos out of a single, wayward proposition, but he never loses footing in the radiant, mortal, given world. Richest invention is tempered by submission to the textures of material and social and ethical life. What more can one ask of a book of poems? – Linda Gregerson
The poems are grounded in the geography of the American west-iots seasons, its people, its destruction-and lifted by the music Robbins coaxes out of the language. They reveal a sympathy with nature and a passion for humane awareness in a culture which often seems to tell us merely to consume and, "Be happy you know nothing." – William Trowbridge


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If James Bond can fly over the volcanic peaks of Kyushu in a helicopter, why shouldn't you?
The caldera and active peaks of Mount Aso can be accessed by foot and ropeways but the best views are from the air! Mount Aso features in the Bond film You Only Live Twice as Blofeld's secret lair and the film also has a helicopter chase between Bond and the enemy, SPECTRE, across the peaks of rural Kyushu. We can't provide a chase with gunfire but InsideJapan can arrange a short helicopter tour above the Aso crater and surrounding area.
For more information email us: [email protected] or call: 303 952 0379
Important notice: We are pleased to be able to offer so many amazing experiences in Japan. However, we are sorry that we can only include these as a part of a full Japan holiday package which includes your accommodation and transport alongside the experiences presented in this section of the web site.
Mount Aso helicopter ride
located in Mount AsoRead more >
Interested in this Experience? It is included in this tour:
Get off the beaten track as you explore the cosmopolitan cities, traditional hot spring towns and primeval forests of Japan's third-biggest island.
Kyushu Elements
Kyushu is a little-visited oasis filled with steaming volcanoes, bubbling hot springs, lush rainforests and sandy beaches. Not only is its countryside some of Japan's finest, but Kyushu's cities have plenty of cosmopolitan charm � without the crowds that Tokyo is famous for!
Other Transport experiencesView more >
Hozugawa boat ride
Take a trip down the Hozu River in Kyoto's stunning Arashiyama district.
Kyushu Seven Stars
Move over Orient Express - this luxury sleepr train combines beautiful, wood-clad carriages, luxurious cabins and French-Japanese fusion cuisine.
Tateyama Kurobe Alpine Route
Enjoy stunning vistas while traversing the Japanese Alps via a series of trains, cable cars, trolley buses, ropeways, tunnels and hiking routes.
Arashiyama rickshaw
There is no better way to see Kyoto's Arashiyama district than from the seat of a jinrikusha rickshaw.
Helicopter cruising in Tokyo
There is no better way to appreciate the vastness of Tokyo than by helicopter.


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Hi all!
I adopted a guinea pig last Friday and it was quite unplanned. I am now seeking out all information and advice so I can better care for him. This site has already been a wealth of knowledge and I'm certain I've only scratched the surface
My kids love to go to pet stores and look at the animals, but I am a firm believer in adoption. However, last Friday while we were oohing and awwing, I saw a lone guinea caged away from the others that were herded together. I asked a worker about him and she said that he was not for sale because he was imperfect. This word upset me LOL so I decided I needed him and he WAS perfect... I asked why they would say that and he has a genetic condition that causes his eye to weep. They thought that he had an upper respiratory infection and treated him for months until this apparent diagnosis. But they were going to have to "dispose" of him since he couldn't be sold. I asked if I could adopt him, and after some run-around I was allowed to. He's got a cage and seems used to handling from what I can tell, I'm guessing because he was under the vet care for so long. He loves to go out to our back yard and play outside, munching grass etc.
Here are my questions:
1) In my reading and learning, I'm convicted that I need to get him a pal. Should I feel pressure to do it quickly or should I get him situated and learn more before taking on another one? (I have found 3 within an hour of me at various shelters via Petfinder)
2) He's in a rabbit cage (even with no research I thought that the cages sold for piggies in store were too small), but can't seem to figure out how to go up the ramp. Can't figure out may be the wrong wording, but my concern is he's lived in an environment that hasn't taught him much... best ways to help him? Or is time all he needs?
3) Same as the environment question but with food. He seems to have only been fed hay and pellets. No interest at all in other foods that we've offered, but he'll eat hay or grass from my hand. Should I push this and try to keep experimenting, should I work on it or let it go?
4) His nails seem long to me. I purchase some clippers, but am terrified to hurt him. Should I take him to a vet?
Any other advice is welcome, I am a TOTAL newbie and want to take care of this sweet guy as best I can. Thank you all in advance for any help, and thank you for the help that this site is!


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Welcome to ALFA OF TACOMA
Alfa Romeo authorized dealer for PARTS, SERVICE and SALES...known for it's high reputation in servicing the greatest Italian marques: Alfa Romeo, Ferrari, Lamborghini and Maserati. Voted by the local Alfa Romeo and Ferrari clubs the best and most experienced Italian car repair facility (Officina Meccanica) in the Northwest since 1975.
We professionally service the greatest Italian fine automobiles: Alfa Romeo, Ferrari, Lamborghini and Maserati. We offer complete regular auto maintenance and major repairs specializing in transmission and engine rebuilds. Take advantage of our high quality workmanship and many years of experience in Italy and in the U.S.A. Protect your investment: Have our professionally trained Italian mechanics maintain your fine automobile...They speak the language.
Alfa of Tacoma has been an authorized Alfa Romeo dealer since 1975. and carries only original factory parts. We have a huge inventory for old and current model Alfas including 1300, 1600, Duetto, 1750, 2000 Spider, Alfetta, GTV-6, Milano and 164. Our knowledgeable parts department is ready to service all your needs. We carry many of the parts that are hard to find for older Alfas and if we don't have it we will try our best to locate it for you. Periodically we order parts directly from Italy. Alfa Romeo T-shirts, Key fobs, and hats are in stock. Alfa of Tacoma also carries parts for Ferrari, Lamborghini and Maserati and is a TUBI STYLE dealer. Enhance the sound of your Ferrari by installing a TUBI STYLE exhaust system: Better sound, Better performance...
We offer same day shipping anywhere in the U.S.A. and Canada by UPS. We Accept C.O.D./VISA/MASTERCARD.
From I-5, take I-705 (exit #33) toward Tacoma, City Center. Immediately after the Museum of Glass, take the Stadium Way exit. Go right on Stadium Way. One block down, take a left on S 4th Street. Go up the hill, 2 blocks, take a left on St Helens Ave. Go two blocks, Alfa of Tacoma (615 St Helens) will be on your left.
You can't miss the Italian awning
615 ST. HELENS TACOMA, WA 98402TACOMA: (253) 572-ALFA | FAX: (253) 572-2533 | SEATTLE: (253) 838-2531 | EMAIL: email@example.com


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The Luscious Ladies Magazine is a celebration of Beautiful pin ups from around the country. With over 50 gorgeous gals, and 7 chapters that are still growing that this movement is something to be not over looked. The powerful life of pin ups today is strong and encourages each woman to shine there own unique look as you flip though the pages. The thought was made from President and founder Brittany Jane and grew to a reality in a positive moment for all women everywhere that started In Sacramento and now new chapters in Vegas, San Diego, Oklahoma, Texas, Florida. & Indiana. The Luscious Ladies Magazine will come out each season Spring, Summer, Fall, & Winter. look of us online and in other publications.
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(Tweeting as @TSupercargo)
Persiflage: Light, frivolous conversation, style or treatment; friendly banter or teasing
So now we're on to @TheSupercargo's RT round-up for today Part Two, and I'd like to start with a crop of tongue-twisters.
[This continues from Part One: Kvetch (was Persiflage).]
RT @Squawkingalah Polly Parrot and Percy Parakeet enjoyed a spot of persiflage in the pepper tree.
RT @tWordBird What do you call a persiflage plumage propinquity-party? A mockingbird flock block-klatch.
There were a number of birds today, plumage and chirruping (I'm guilty too), but no more birds now, instead:
RT @fiberqat Pearl's persistent persiflage made the porch painters petulant.
(And Welcome to relative new Artwiculati @fiberqat!)
RT @lomnoir Persiflage persisted at the party until the pilsner and pinot supply perished.
RT @BurningHawk1969 Percival's persistent persiflage provoked pervasive playground punishments by predatory pugilists. #artwiculate
Let's move on next to innuendo:
RT @Wifsie RIP – My Lady Persiflage – choked on a Maxku, if you follow my drift. #artwiculate @gardencomet
To which Max replied …
RT @MaxRaunchiness Cut the persiflage / Let's go to my place right now / We'll talk dirty there #maxku
But Max, don't you find …
RT @Quatfest_Haiku Your Persiflage teasing is so appealing #artwiculate #sixwords
No? oh well, perhaps true persifl4ge is anyway more along these lines:
RT @SJHatzi Persiflage? Lady Astor: Sir, if you were my husband I'd poison your coffee. Churchill: Madam, if I were your husband I'd gladly drink it.
RT @goldenskye Their rapid-fire exchange was charged with derision, thinly disguised as persiflage.
Or perhaps …
RT @LBY3 @artwiculate Sir Persiflage sneered down at Arthur's knights from the ramparts: "Now, go away, silly English, or I shall taunt you again!"
We did have a couple of fun definitions:
RT @osmarjardim This is easy! Persiflage is an opera in three acts by Richard Wagner.
RT @JSAbsher @TinaNguyen Persiflage–a leafy green vegetable that children hate
@JSAbsher is not an Artwculate follower – but clearly a follower of a follower. It was a nice tweet regardless.
And then there were also a couple of good malapropisms:
RT @JonPowles Me car wouldn't start; there was water in the persiflage.
RT @harrarp I used to crave Persiflage. Since I did a brewery tour and saw how they make it I'm off it entirely.
@TiddK gave us some more poetry:
RT @TiddK I hear the banter of the rain / Its patter on my window pane / And Nature's persiflage refrain / Makes me happy once again
And @mazpowles shared a childhood tale:
RT @mazpowles Other girls moved gracefully and glittered when they smiled. I cultivated persiflage in a desperate effort to compete.
@LorcanDesperado had a surreal problem:
RT @LorcanDesperado Excess persiflage ~ can put me in a barrel ~ beset by monkeys.
And @Elfiss, in her first Artwicu-tweet, gave us a neologisim:
RT @Elfiss Please let the adjective of persiflage be persiflaglorious. How was your meeting? Oh it was persiflaglorious really. #artwiculate
(Welcome to the game @Elfiss!)
@lithiumzombie had a twisted quote to share. (Could be Daniël was commenting on Part One of this round-up. Not sure.)
RT @lithiumzombie Persiflage – All words are equal, but some words are more equal than others.
And finally to my favourite puns and idiom-play for today:
RT @ariandalen Do bees engage in persiflage? They do dance around a topic. #artwiculate
RT @navinsasikumar 'What does a farmer do when he hears persiflage? He threshes the chaff
RT @dmriver The butt of the joke is where persiflage gets ugly.
RT @bwlightning Persiflage before… & then happily ever banter.
Happily ever banter – that seems as good a place as any to wind up today's round-up Handing back to @TheSupercargo. Till next time!
[Nice to see both these tweets of @bwlightning and @dmriver placed in the top 5 with 68 and 67 points respectively.]
[The above continues from Part One: Kvetch (was Persiflage).]
Artwiculate is a game played on Twitter. Visit http://artwiculate.com for more information.
The winning tweet and the most popular runners up for today's word are, sadly Nowhere to be found! Why not protest? DM @artwiculate on Twitter, write an e-mail to firstname.lastname@example.com, or visit Artwiculate Support at Get Satisfaction.
(And, for addicts, don't forget Salon ArtWois at http://www.salonartwois.com/ )


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Hi guys!!! Today (and tomorrow) Priceline has 40% off all cosmetics so I thought it was a good time to pick up some goodies. Well, let's be honest... I will use any excuse to do some shopping and 40% is a good reason in my book.
On a complete impulse I grabbed the CC cream from Physician's formula. I love their mascara but have never tried any of their other products or any CC creams.
Something that was most definitely not an impulse buy was another jar of the Revlon Colorstay whipped cream foundation. I have lost count of how many jars I have brought of this foundation. Maybe five? Maybe more?! Another purchase that was not an impulse was the Maybelline Elixir gloss in 'Caramel Infused'. This was a re-purchase because I lost my previous one :( I also re-purchased the Maybelline Colour Tattoo in 'Barely Branded'. Love it!!!
A purchase that was completely unexpected was the Models Prefer Infinite Colour Eye Pencil in 'Gold Star'. I thought I picked up the bronze version but obviously not. I'm not sure what I am going to do with a gold eye liner???
I also grabbed a longlasting lipstick from Esssence in 'Natural Beauty', a Lip Quench lipstick in 'Nude Satin' from Face of Austraia and a Babylips Electro Pop lip balm in 'Shocking Pink' from Maybelline.
If you grabbed anything from the Priceline 40% off sale I would love to know what you picked up!
Thanks for reading,
cheers :)


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This Edinburgh dressing table stool is an ideal accompaniment for the Edinburgh bedsides and beds but looks perfect paired with our Edinburgh dressing table to complete look.
The Edinburgh Oak collection is one of the most diverse available today, meaning that you can find the perfect item, whatever the style or size of home. Beautifully made with a natural finish and antique brass effect handles for a rustic feel that brings a relaxed look to the home.


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Santa's sleigh has arrived safely carrying the jolly big man in a red suit and he is so excited about meeting all the boys and girls of Taranaki! You have a chance to win a $5,000 Centre City gift card and please rest your feet while getting your gifts wrapped for free at our gift wrapping station on Level 1 opposite Acquisitions.
As one of our VIP Club members we have a special offer just for you. Spend $60 or more in the Centre, present this email at the Management Office on Level 2 and we will give you a beautiful Christmas candle thanks to Farmers. One candle per customer and stock is limited so please be quick!
Gifts for Everybody
The Body Shop
Embroidered Shorts
Hallensteins Brothers
Becca Playsuit
Cotton On
© AMP Capital Shopping Centres 2019. All Rights Reserved.


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Existing retirement structures faced with new restrictions
The government has put forward a proposal that will see transfers to pension accounts restricted compared with current levels and, importantly, the measure does not grandfather existing arrangements.
From 1 July 2017, the government plans to introduce a $1.6 million superannuation transfer balance cap on the total amount of superannuation that an individual can transfer into pension phase accounts.
"This puts a limit on taxpayer support for tax-free retirement phase accounts, but does not limit the savings that can be accumulated outside these accounts or outside superannuation. A balance of $1.6 million could support an income stream in retirement of around four times the level of the single age pension," the government said.
The government believes this transfer balance cap will affect less than one per cent of superannuation fund members.
It will be applied to both current retirees and to individuals yet to enter their retirement phase.
The SMSF Academy's Aaron Dunn noted subsequent earnings on these balances will not be restricted, however, this measure significantly limits the extent of exempt current pension income (ECPI) applying to assets supporting the payment of pensions.
"Where a member has a balance in excess of $1.6 million, they will be able to maintain this excess within superannuation; however, it cannot be transferred into the post-retirement cap. As a result of it remaining in accumulation phase, a 15 per cent tax rate will apply to fund earnings the accumulation benefit generates," Mr Dunn said.
"For members already in retirement phase whose balance is above $1.6 million, they will be required to reduce their pension balance to $1.6 million by 1 July 2017. Excess balances for these members may be converted back to accumulation," he said.
"Failure to comply with this balance transfer cap will mean that the member will be subject to an excess transfer amount, including on earnings, similar to how the treatment of excess non-concessional contributions tax applies," Mr Dunn said.
"Everybody has got to reset at 1 July 2017. If you're in pension phase already and you've got $4 million, you have to roll back $2.4 million to accumulation – so you're effectively re-setting your pension monies at $1.6 million," he added.
The SMSF Association's head of policy, Jordan George, told SMSF Adviser that one of the association's biggest concerns relates to how this measure would be administered.
"Our biggest concern is that it is a complex way of trying to target concessions in retirement phase," he said.


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For many years, the Centers for Medicare and Medicaid Services (CMS) would approve a zero MSA allocation if the submission met the following criteria, along with supporting documentation, was provided as proof thereof:
The claim had been denied
There had not been any
indemnity payments
paid medical expenses
prior indemnity settlement
CMS announced today (11/1/2016), that effective immediately, the Workers' Compensation Review Contractor (WCRC) will utilize procedures that were previously in effect in reviewing zero MSAs. Additionally, despite not specifically announcing plans to do so, there are indications that CMS may be re-evaluating an internal rule associated with denied and zero MSA allocations that is being misinterpreted. If pursued, the revisions stand to raise the bar for approval even higher. If implemented, CMS plans to use the following three-pronged test in order for a Medicare Set-Aside (MSA) to qualify for a zero allocation:
The claim itself or the injury alleged had been initially denied in its entirety
There has been no medical or indemnity payments for the claim or alleged injury, and no acceptance of ongoing responsibility for medicals (ORM) reported
There has been either a final judicial determination after an evidentiary hearing on the merits eliminating the employer of responsibility, OR there exists medical records or documentation from the Medicare beneficiary's treating physician indicating that no future treatment is anticipated.
Said another way, CMS may only approve a zero allocation if it can be determined that no compensable workers' compensation claim exists, or no future medical expenses are anticipated, and no payments to the contrary have been made. You may ask, if I have one of the items listed above in number three, would I really need to have an MSA allocation at all?
There is no indication that zero MSA allocation changes will be a topic of discussion at the recently announced CMS Town Hall Teleconference scheduled from 1:00 to 2:30 p.m. EST on Nov. 17, 2016. The subject of the teleconference was listed as pertaining to: Ongoing Responsibility for Medicals (ORM) recovery, Final Conditional Payment (CP) process reminders, and Medicare Secondary Payer Recovery Portal (MSPRP) improvements. However, inquiry about zero MSA allocations may occur. To participate, you may call (800) 603-1774 and enter the pass-code: 987659 between 5-10 minutes before the event begins. For now, you may proceed as usual as CMS states it will publish any pending changes when or before they go into effect. Additionally, denied or zero MSAs are still being reviewed without a court order. However, if you have a zero MSA in the future, you may wish to:
Submit treatment records from the treating physician demonstrating no further treatment for the claimed injuries/illnesses will be required
Obtain, and provide CMS, a judiciary ruling after a hearing on the merits regarding the compensability of the claim
Review and if applicable, proceed to finalize as a strict compromise settlement as defined by CMS guidelines rather than submit.
If you have questions, please contact Lavonya Chapman, Esq., RN, CMSP; Optum, Medicare Secondary Payer Compliance Counsel, Settlement Solutions, 813-612-5525, firstname.lastname@example.com.
*Note: CMS approval of zero MSAs is intended for commutation claims. You may wish to refer to the WMCSA Reference Guide to determine whether your claim is considered a "compromise" versus "commutation" type settlement. See § 4.1.1 of the Workers' Compensation Medicare Set-Aside Arrangement (WCMSA) Reference Guide, version 2.5, revised 4/4/2016.


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Management Succession Planning: How to Do it Right
This article originally ran in the January/February 2018 issue of Western Banker magazine.
The regulators will be supportive of bank boards that work with their internal HR departments and with outside consultants, including counsel, to develop a three to five-year management succession plan that is a "rolling" evergreen document updated annually until there is a known event of a CEO resignation or retirement. Then, the bank's succession plan needs to spring into action and be communicated to the bank's regulators, employees, customers, and community. To be ready, the bank needs to take the long view to support executive development over the course of the careers of its personnel, nurture and reward its star performers and look to fill in gaps in the management ranks from external hires where additional depth is needed. This effort of identifying management talent as part of a management succession plan (inclusive of senior officers and IT Senior Management) is a different exercise from planning for business continuity in the event of an operational/organizational emergency, including if there is an emergency due to the untimely departure or passing of a CEO.1
From our respective vantage points as a former state bank regulator encouraging management succession planning and as a private law bank merger and acquisition specialist who has seen the lack of a CEO successor often drive bank sales or mergers, we offer the following observations:
The bank needs to develop a deep bench of management talent and continue to look to expand the pool of potential candidates who can be promoted into senior management positions. The FDIC issued a Financial Institution Letter on January 5, 2017 which summarized the agency's 2016 community banking conference including how community banks are managing succession planning.2 In the FDIC's April 6, 2016 conference summary report, ideas were presented to show how to develop a next generation of bank leaders.3 Among the strategies discussed were: "formal internship and mentoring programs, rotating emerging leaders through 90-day assignments with executives, charting specific career paths to executive positions, and including emerging leaders in board meetings so they become comfortable participating in the discussions and making presentations."4 We agree with these ideas, although we would recommend that banks rotate strong management performers in longer than 90-day assignments with a longer period of perhaps six to nine months to provide greater depth as part of the management development process. It is critical for upcoming management to be involved in the loan business and understand the lending margin mechanism thoroughly as well as to work in other areas of the bank which emphasize fee income generation, operational risk/compliance matters and marketing.
Once a plan is developed for succession and the incumbent CEO has set a target retirement/ resignation time frame, then the Board should stick to the plan. Additional flexibility may be needed in terms of implementing a plan, but a bank needs to resist the temptation of keeping the incumbent CEO on longer than he/she wants to be in place because the Board is concerned about macroeconomic conditions, or operational challenges and risks in the marketplace. The Board needs to trust in its pool of management talent. Likewise, the Board needs to resist the temptation to permit an incumbent CEO to stay on longer because for example, the stock market has underperformed right before the targeted retirement date or for other personal reasons motivating the incumbent CEO to not want to make a "clean break" as planned. If the management succession plan has been developed carefully and the target exit date for the incumbent CEO has been thoughtfully considered and communicated clearly to customers and the community, then there is little to be gained by further delay of not moving ahead with the planned management succession. Indeed, if there is undue delay, there is a risk that the rising management stars may be recruited away to another position by a competitor.
Be open to a range of personality types and a range of diversity characteristics of individuals and build a team based upon different strengths. The bank's organizational message needs to be that hard work and good judgment will set a candidate apart and permit he or she to rise up through the management ranks. That means that existing management does not need to clone itself. Various personality types can be very successful as CEOs. Introverts can be very strong leaders and extroverts can be primarily externally facing but sufficiently strong on internal details as well to do a great job. Balancing different personality types, skill sets and a range of diverse experiences can bring forward a great team. The bank's board ultimately needs to think of its management as part of an overall team structure; in some instances, for example, there may be a very fine management contributor who is destined to be a "No. 2" executive and to strongly support the CEO. If a "No. 2" executive is truly capable of holding a CEO position, most likely, the person will be recruited away. From our vantage point, the sooner that the successor to the incumbent CEO is identified as part of the bank's management succession plan and given the signal of the confidence that the Board and the CEO has in that individual, even if not publicly announced, the smoother will be the ultimate management succession. That may require additional patience from others in the existing management team who may still have the opportunity to be groomed for the CEO role or other senior positions at the time of the next round of management succession.
Life happens. Plans can unravel due to unexpected health issues or other unanticipated events leading to the departure of an heir apparent. Boards need to consider whether to look for an external hire, if that is possible in their marketplace or to do a "reset" and focus on grooming another internal candidate for succession as CEO, along with other planned senior management team advancements.
When management succession is done well, a bank will have the right CEO before the management change as well as after the management change. The new CEO will bring new ideas and a different perspective on some issues from his or her predecessor but ultimately a bank's board wants to strive for the continuation of a bank's culture as the new CEO gets started and makes his or her mark in the community, with investors, with employees, with customers and, with the regulatory officials. The new CEO will confront unique challenges but will be established as an effective decision maker to provide direction and leadership by the time he or she is ready to take over as CEO. And, then the Board needs to get started again strategically planning, likely with the objective advice of outside counsel, to develop the preliminary steps for the management succession plan for the future. The banking regulators are particularly aware of the challenges that rural banks may encounter to attract and retain senior management talent. So, for those banks, management recruitment/succession always needs to be on the minds of the directors of those banks. Without a doubt, having the right CEO is the most important factor for the long-term success of a bank.
1. FFIEC INFORMATION TECHNOLOGY EXAMINATION HANDBOOK: MANAGEMENT, at 19, 46 (Nov. 2015). Federal banking regulators provide that an effective oversight
of management should include succession planning for key personnel. See, e.g., OFFICE OF THE COMPTROLLER OF THE CURRENCY, COMPTROLLER'S HANDBOOKS:
CORPORATE AND RISK GOVERNANCE, 17−18 (July 2016); FEDERAL DEPOSIT INSURANCE CORPORATION, MANUAL OF EXAMINATION POLICIES:
MANAGEMENT, at 15 (Dec. 2004); and BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM, THE FEDERAL RESERVE SYSTEM'S DEFINITION OF A FULL
SCOPE, ON-SITE EXAMINATION FOR SAFETY AND SOUNDNESS, SR 94-12 (Feb. 24, 1994). See also 12 C.F.R. § Pt. 30, App. D (heightened standards for certain large
insured national banks, insured federal savings association and insured federal branches).
(Jan. 5, 2017).
3. See generally, FEDERAL DEPOSIT INSURANCE CORPORATION, THE 2016 FDIC COMMUNITY BANKING CONFERENCE: STRATEGIES FOR LONG-TERM SUCCESS
(April 6, 2016).
4. Id. at 7.