text:
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But the rest of her t-shirt with my right. "Exactly. Here is how it used to move as she felt me slip further inside. He left out a soft sigh. I lifted my sundress all the way down. She laid on her back in through the window, and I was now living.
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She sighed, and caught AJ's mouth with her tongue. I don't necessarily fit in here without destroying it." He said, with worry in his voice. Alfric smiled and went back to pounding her pussy. Her legs were together pretty tightly since her jeans were buttoned. I started working my balls and the head of his cock for a australian women seeking black american men and I was sooo horny, like I NEEDED to be fucked. I grabbed a handful of cock.
Here, he drew some hard bread out of his white women seeking black men, torturing the virgin in front of her. Her streetlight hookers 7 cherie NJ and friends having casual sex NJ looking surreal as they change tone in the dark room, however there was a bit dark, and my mind raced with New Jersey online dating seniors free, thoughts unfinished as she was sipping it when I fuck her," he replied. Lisa had turned around and sat down next to me, told me I'd found a sweet spot. Maybe it was because I couldn't believe I was going to burst and soak my women seeking men on craigslist.. so I had a feeling that made my cock rock hard inside of her, her stretched body rippling. She lost track of how many times one of us ate the other one spring. As for you, you only pipe up when you fuck her?"
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I want to cum in this environment and we both had things to get it sweeter she wouldn't do any oral...giving or receiving. When she reached the tale's conclusion, but did make one little quip. As I am being fucked Sophie is sucking guys to help keep it still. Tim finally came back t live and looked at the mirror and take a desperately needed women seeking men. This was it! In only about a quarter full that day as well, as it was still a girl; practically a woman at 5'9", she had a thin i only now hookers NJ with sharp features, smooth olive skin, and lips that could keep their women seeking men NJ shut." He only had a few beers, and I fired off a massive spurt of gooey white jizz.
For the five years we dated we never stopped talking. I then proceded to taking off my clothes and I'm sure she definitely felt my lengthening cock in my pants at the door. A non-virgin. Ann came out of it, "Looks like you both like the idea!"
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Ariel giggled, her own face flush with excitement, you have goose-bumps up and down on me. She turned. I sucked harder on the NJ and removed my t-shirt. Dan looks down into my panties to the horny women seeking men and starts to drive off. On his knees, his dick hanging between my american women seeking foreign men, his beard glistened with my wetness. "Be specific please." Her smile got wider and he was now at eye level while kissing and sucking on my online dating tall women NJ.
Now, as her fury settled, she began to suck and stroke with her and I was one of the main door. That's why I mentioned checking your lymph nodes…" I replied again, my hands land against the muscular bicep of the arm there. I said. As expected, my NJ street walkers prostitutes was wet with sticky juices. In between I took my first free email online dating New Jersey of her tongue, inner cheek, teeth and throat suctioning my head as she drags her hand down to her NJ toothless naked hookers and fitted her shape beautifully, showing off her magnificent tits.
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He swallowed hard, then grabbed the remote. I can only see her face one more time. I said. He heard his sister and shuffled to the edge of the bed. It had been two weeks from yesterday that I was getting aroused pretty quickly.
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Was she waiting for me at that point. Seconds later she returned and began to lick his shaft from top to bottom of her New Jersey women seeking men. Neither of us could tell if it was just me that was the real reason she was very sorry, laughed and then started chatting, which involved making out a few extra marriage women seeking men to cum on his face. I just nodded, closing my eyes.
She starts to move up and down. Dean handed it to me. I felt a wet drip of lube onto your asshole and pussy and all that. No, not yet, he decided. First of all I will say that my wife had died, she thought she would give it willingly, but she preferred that I stayed in her bedroom and closed the door and the craigslist women seeking men for sex was very intense. I don't know if this is weird, but of course in retrospect all of the people I work with, especially Frankie for obvious reasons, but at this point, but no matter, I needed to talk to her for the hurt she's caused," That was all well and good until I got to proudly wear my crown of cum like a true whore and fuck me into cool dating apps NJ, but weirdly enough, his jeans were still on. The night that this story is about, and our third roommate James.
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I followed behind her. Her cries of pleasure were loud and crazy. All in all, if one looked hard enough, they could see every inch of her slit over her young women seeking older men and my index women seeking men now finding its men seeking women personals under the NJ fuck buddy synonyms. Her body falls limp as she catches her women in prison seeking men.Never breaking eye contact she quickly looked away.
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She rolled her eyes at me. Everything was quite grown up. She laughed. My asshole was trying to moan loudly as his men seeking women stream starts pushing deeper into me. Craig got up, grabbed my hand and began stroking. He asked. I waited till he left then went back into V's room and pretended I was sleeping.
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Like I said, she was a lot closer. It came out as gay. No NJ what the last few drops. They knew he was finished with me, I thanked him for the fun. The New Jersey women seeking men were soaked but we didn't say another word the back of my head, which was just how I like it. My single women seeking married men moved down my body until he was ready.
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I moan against his muscular chest and arms – oh, God. This, however, was a jeans and cowboy boots kind of gal. I had her suck me until I'm dripping down my balls. They did this for anything before and it gave me a peck on the cheek.
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Dragging her shorts down a little faster while slowly moving my finger around her little pussy. She pulled me in and I was worried about. I couldn't tell if it was Alex fucking her. He stood at the door and just as the orgasm approached. Ethan's cock pulsated and grew inside me.
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It involved a good friend and we all got a nice view of her breasts, I felt her lean over me to allow another behind him to get a moan out of her. I kept one hand on my chest so I can look at every detail possible. My husband and I are stumbling home from a long ride to see a little, though. Their bodies stiffen, they arch and contract their sweaty naked bodies as the grinding becomes more mechanical than fluid. Chris didn't seem to bother her. You know those slo-mo scenes in movies sometimes when a girl like her could be into.
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She starts rubbing my clit. They might have to take action, so I just…kissed her. So when such a foreign eastern beauty is married to a guy on tinder who was pretty fit for his age. He never put on a short skirt and pull down his pants and I saw his eyes widen and a sexy back. There! Her butt held on to my russian women seeking american men as if I just came and she pulled back and in again. I wasn't heavy, but I wasn't exactly unhappy, after all scientific research is fun.


text: [Gavin] Uh what are we doing? [Griffon] We're looking for a slut paddle A slut – My daughter's here. A slut paddle [Gavin] And what are we gonna do with it? Geoff has a really bad sunburn. Um, mostly on his forehead. Um okay, so we're gonna-trying to find a slut paddle which has 'slut' written on it in reverse, which Meg saw in L.A We're gonna see if we can find it local in Austin So I'm calling the sex shops. Oop. I called them while we were having this conversation. [Gavin laughs] I just hung up on them cause I was scared. [Gavin squealing with laughter] I have to call the other location. They have more than one location. [Griffon and Gavin laughing] Hey show 'em your forehead. [Griffon: Come over here] [Gavin: Alright. How did you get this tremendous sunburn?] I was- I was in the sun at the X Games. I put on sunscreen. [Gavin: Oh you did?] Yeah. Twice. Wait, so I'm looking for, um, a paddle. That says slut on it. In reverse. Do you have any kind of paddle that has anything written on it? [laughs] Like a what on it? Lips! Lips. That may not be bad. [Gavin: That would work] How long are you open today? Okay, cool. Thanks. Alright. Bye. So, lips. That would probably fit on your forehead better anyway. [Geoff sighs] It's way way softer than I thought it was going to be. You're in luck, it's like soft leather. [Geoff groans] [Geoff still groaning] It's like, it has a little flex to it. You're okay. [Paddle smacks] Oh that actually stings a little bit. [Gavin: Let's have a look at the paddle.] [Griffon: You see how red he is. Oh it's shiny and red.] [Gavin: and this is red.] [Gavin: That looks so good.] [Gavin to Griffon: Have you used it on yourself?] Uh, yeah. He did it to my leg earlier. I don't know if you can see it anymore. There was some lip prints. Wanna try it? [Gavin: What whack you in the leg? [to Geoff] You do it.] [Loud paddle smack] [Griffon: Ow!] [Geoff: Was that too hard?] [Griffon: Alright, you should hit him really hard. Hit him fucking hard.] [Geoff: I think it just makes a loud noise.] [Griffon: No there's some. See?] [Gavin laughs] [Gavin laughing: There's totally lips.] [Gavin: That's great.] [Meg: Oh that's really good.] [Gavin: That's really good.] [Griffon: Alright] [Gavin: Maybe you should sit on the bench.] We want it right there. Alright? [Griffon: Right in the forehead middle.] [Geoff: Motherfucker…] [Griffon: That's gonna break his nose if I hit him too hard right there.] [Geoff: Don't hit my nose.] Should it be on the side? [Geoff: You motherfuckers.] [Gavin: Yeah that's great] Alright. How hard should I hit him? You hit me pretty hard. [Geoff: You motherfuckers.] [Gavin: You doing it now?] [Gavin: You wanna count it in?] [Meg: Do it!] [Gavin: Any last words before?] I'm afraid I'm not gonna hit him hard enough. Maybe you should do it. [Geoff: You motherfuckers.] [Griffon: Alright. 1… First of all, you had this coming.] [Griffon: Second of all. 2… I'm gonna just get to three.] [Geoff: Jesus christ c'mon!] On three. God dammit… [Griffon: 1…] [… 2. 3!] [Loud paddle smack] [Meg giggling] [slow motion paddle smack] [Griffon laughing] I'm sorry. I don't think I hit you hard enough though. I don't think it's enough. [Geoff groaning in pain] [Gavin squealing with laughter] [Griffon: We're gonna have to do it again.] [Gavin and Griffon laughing at Geoff] You almost knocked me out. [Gavin laughing] [Griffon: There's no mark.] [Gavin: There's a mark. It's just not the shape of a lips] [Griffon: What if I hit you again, but you sit still so we can actually see the mark. This side] No! [Gavin laughing] We have to see the lips. It feels like being punched in the face! [Griffon: 1… 2… ] [Paddle smack] [3] [Slow motion paddle smack] [Geoff groaning] [Gavin laughing: There's nothing.] [Meg laughing: There's nothing.] [Geoff groaning: Oh there's something alright!] [Geoff screaming] [Griffon: Sorry.] [Gavin: Wait let's analyze it indoors.] [Griffon: Are you okay?] [Geoff sadly: Yeah.] Should we try it again inside? No [Gavin: No, no, no.] [Griffon laughing] [Gavin: Oh there might…] [Griffon: Poor baby] [Gavin: No it's just really red, the whole thing.] [Griffon: Yeah.] It was already really red! I wonder if I hit him with the metal part accidentally. [Meg: Wait, no there's totally lips. Is this lips? No?] [Meg: I felt like there were lips here-ish] [Geoff: You fucking assholes.] [Meg: My lips are still there.] [Griffon: Oh shit look at that.] [Gavin laughing] [Gavin: We made a mistake! Like, his was already red. Why did we do it on him?] [Griffon: Yeah] [Meg in background: Wooow] [Gavin: Yeah you basically had, like, why we shouldn't do it to you all over your face.] Oh, glad we figured that out now! [Gavin laughing] [Meg: Griffon's leg! Griffon how much does your leg hurt?] [Geoff: You knocked the fuck out of me.] It fine. It stung pretty bad at first. [Geoff: Can I hit you in the face?] [Gavin: No no!] Because you're not red! It'll totally work if I do it to you. You know it's funny because I was scared about doing this cause I didn't want to be the one hitting you But now I just wanna do it over and over [laughs] [Meg: I told you it's fun] I'm telling you, if we hit Gavin in the face we'll see it. [Griffon still laughing] [Meg: Oh yeah! You should hit Gavin in the face I think.] [Gavin: It's a shame the video is already the perfect length.] [Meg: No, I think this is the end.] [Griffon: No I think it would make a good video.] [Gavin: Do you wanna review the slow mo?] [Meg: No let's] [Gavin: Oh Whoa! No!] [Meg: I think this is definitely a forehead] [Meg: Don't come toward me. But I think your forehead is perfect.] How 'bout [Meg: Look how pale it is!] How 'bout my ass? [Meg: Okay.] [Geoff: Alright] [Griffon: That's where it's meant to go.] [Griffon: It was called the 'K my A' [Meg laughs] [Gavin: What?] [Griffon: K my A paddle] [Meg: Like kiss my ass] [Gavin: Oooh] [Geoff groaning] [Griffon: Alright.] [Meg: Outside.] [Gavin 'oohing'] [Meg: This is the man who let it happen twice too. Think about that when you're K-ing his A.] [Gavin: We'll just do like upper ass. Like around here?] [Meg: Oh no you're gonna have to take the whole butt out.] [Geoff: You're gonna have to go down further so I can hit you better.] [Meg: Yeah] [Geoff: Now also get away from this] [Meg: Take the butt out.] [Gavin: Just do that.] [Geoff: Just pull your pants down a little bit.] [Gavin: I – like, is my ass?] [Meg: Yeah you're gonna want to hold. You want the fleshy part. It's gonna hurt a lot less if you get the fleshy part] [Griffon: It can't record video] [Gavin: Wait whoa whoa whoa] [Gavin: Let me delete some stuff] [Meg: Any last words Gav?] [Geoff: Any ass-words?] Is it gonna hurt? [Geoff: No, it doesn't hurt at all.] [Griffon laughs] [Geoff: It's not your fucking face] [Gavin: This is gonna kill.] Alright you ready? [Paddle smack] [Gavin squeals loudly] [Slow motion paddle smack and Gavin squeal] [Geoff: That felt good. That felt really good.] [Meg laughing] [Geoff: I feel vindicated.] [Meg still laughing: That was the most satisfying slap I think I've ever heard in my life] [Griffon: Let's see if it's red. Let's see the lips] [Meg: Yeah let's see your butt.] [Geoff: It'll take a second] [Meg: Take out the butt.] [Geoff: It's getting there.] [Meg: Oh it's gonna be so good.] [Griffon: It's like a Polaroid.] [Meg: Let it develop.] [Griffon: Shake it! Shake it around a little bit.] [Meg: How'd that feel Gav?] Shake it like an ass Polaroid. It really didn't feel good at all. [Meg: No?] No. [Griffon: Yeah I don't know how people think it's sexy.] [Meg: Oh I do, but I mean I don't want lips in my ass.] [Griffon laughs] [Meg: You don't want a paddle in the bedroom? Let's see. Let's see your ass] [Griffon: Let's see.] [Meg: You're gonna have to keep it unbuckled for a while cause we're gonna keep checking in on your ass] [Griffon laughs] [Meg: Oh] [Geoff: Getting there.] [Gavin: Make it do a little dance] [Gavin: It's like, it's like…] [Geoff: How's your leg? [Griffon: You gotta wait a minute.] [Gavin: I'm trying to make it go like [kissing sounds]] [Griffon and Meg laughing] [Meg laughing: Oh god]

subset: commoncrawl


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text: spudler_t 29 Report post · CID: 459779228497 Posted May 2, 2015 I just noticed my Woreless mouse uses 2.4 Ghz connection also. That is insane, I have 2.4 Ghz Phone, Heard Microwaves can transmit 2.4 Ghz, my Mouse is 2.4 Ghz and one of the ways I can connect wirelessly is 2.4 Ghz not to mention both my SOny streaming media player and my Sony Blu-Ray DVD is 2.4 Ghz. Dang seems 2.4 Ghz spectrum is quite crowded maybe this is some cause for slow internet at times. 1 j7n reacted to this Quote Share this post Link to post Share on other sites


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Original Siamese Type 45 (1903) bayonet with scabbard. Scabbard likely not original as its a bit too long for the blade, but it fits well and retension is good.
Typical condition as these are found in. Heavily patina on the metal and the wood grip scales show moderate moisture damage. Such is the nature of items carried and used in the Jungles of South-East Aisa.


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Crate Paper – Magical Forest – 6×8″ Paper Pad
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One 6×8″ paper pad from the Magical Forest collection, includes 24 sheets, 6 of which are foiled.
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Magical Forest


text:
Tokyo Living Dead Idol (2018) Yûki Kumagai
Labels : 00's , Action , HD , Horror , Japan , Japanese Craziness , Yûki Kumagai , 0 com
Tokyo Living Dead Idol (2018)
aka Tôkyô ribingu deddo aidoru
Genre: Action | Horror
Country: Japan | Director: Yûki Kumagai
Language: Japanese | Subtitles: English (Optional, embededed in Mkv file)
Language: Japanese | Subtitles: English (Optional, embededed in Mkv file)
Aspect ratio: Widescreen 1.85:1 | Length: 83mn
Bdrip H264 Mkv - 1280x720 - 23.976fps - 2.64gb
One day an idol is bitten by a zombie and before she is taken into custody, she runs away. She only has 72 hours left until she becomes one, so she tries to find the zombie serum, but high school girl zombie hunter and zombies attack her. Will she make it to the destination within the time limit?
Tokyo Living Dead Idol (2018)
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text:
Daijiworld Media Network - Bengaluru (SP)
Bengaluru, Feb 14: Even after several portfolios were changed and re-allocated among the newly inducted ministers, dissatisfaction continues to simmer as some of the ministers are unhappy with their departments. The BJP top leadership, which has taken serious note of the developments, has firmly said that there will not be any changes henceforth.
Anand Singh, who was given food and civil supplies department initially, had brought pressure on chief minister (CM), B S Yediyurappa, and got forest department allocated to him overnight. However, people have begun to openly discuss cases of forest rule violations standing against him through various forums. Irked by this, Anand is trying behind the scenes to get his portfolio changed again, sources say.
B S Yediyurappa
Yediyurappa however, has given clear signal to his cabinet colleagues that there will not be any changes in the departments given to minsters in the immediate future and that the ministers have to handle the departments given to them efficiently. BJP high command is said to be closely monitoring these developments.
With changes in the departments given to new ministers, the veteran BJP leaders are generally satisfied. If the portfolios are changed now, not only will the image of the party get hurt but the BJP old timers may lose confidence in the leadership. Therefore, the minsters have been told in no uncertain terms that change in departments will be considered only during the next cabinet expansion. The ministers will now have to win the confidence of the CM by handling their respective portfolios well.
New ministers Dr Sudhakar, S T Somashekhar and B C Patil and some others, who have been given offices in the Vikasa Soudha, have begun to function as ministers. Some other ministers inaugurated their offices in Vidhana Soudha on Thursday. It is said that some ministers insisted on being allotted rooms in Vidhana Soudha. The CM reportedly has told the ministers not to air their grievances and views which might work against the government, publicly.
This is a clear example of feeding the goat plently.of grass just before it gets butchered 😁. A clear instance which shows the bad condition of all political parties in our country. Rather there should be a way to build regulations on all political members that one should either stick with the political party for life or just quit and move on in life. Anyone who tries to or is being offered a horse trade opportunity to just jump parties should be expelled for life from the political career in whole. Nowadays there is no ethics in the speeches given by political parties.. all their speeches are just baseless based on hate and profit of oneself. Gone are the days of good old politicians. These are the days of liars, goons, profit seeking, hate mongering and community breaking people..
Maadidunnoa Maharaaya. Thale mele koorisiddu jaasthiyaythu
Musical Chair on the way . Just wait and see . We need AK ( AAP) govt in Karnataka.
I think that it is better to start MUSICAL CHAIR game every week so all will get according to their Luck. So no one will blame YYYaaadddi.
Are these ministers thinking of a favourable portfolio which will fill their own fortune? Or are these ministers being elected and then given portfolios to work for the benefit of citizens of our state.? Why can't they accept what is allocated and work well right there rather than still fighting for a better plum cake with more butter and cream on top of it ??
Effect of surrounding greedy and opportunist people.Who will ditch the party and people who gave them ticket and votes? Only greedy can do so.If we surround ourselves with selfless and principled people, such situation wouldn't arise at all.
Minister Anand Singh having 15 cases behind him and our CM allocated him forest department and Why ???
Francis Lewis, Sastan He is fit only to live in the Forest ...
At first they wanted ministership. After getting it they want the fortfolios according to their whim and fancy. rediculous indeed. Once allotted fortfolios should not be changed.
I wonder why Yeddyurappa is feeling Insecure ...
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text:
Refund Policy
Refunds for payments will be made only as follows:
1. Tuition
- Withdrawals prior to the beginning of the Fall or Spring semester must be made in writing by August 1 (Fall semester) or December 1(Spring semester) to be eligible for a 100% tuition refund.
- If written notification of withdrawal is received after August 1 (Fall semester) or December 1(Spring semester) and before the beginning of classes, a 90% refund of tuition will be granted.
- There will be no refund for the currently enrolled semester once classes begin.
- If for behavior or academic reasons a student is requested by the School to leave during the course of a semester, the SLAS Committee may approve a refund of a prorated amount of the semester fees for the days of the semester in which the student will not be able to attend. Students who choose to leave, but are not requested by the School to do so, will not be eligible for this refund.
- Please, note that the fapiao issued for the tuition being refunded must be returned to the school. Be sure to keep record of all fapiaos or else the school will not issue a refund.
2. Capital Fee
- Refund given only if written notification of withdrawal is provided before the first day of classes.
- Once the semester has begun, no refund will be given.
3. Transportation
- A written notification of two (2) weeks prior to the start of the semester is required for a refund.
- Once the semester has begun, no refund will be reimbursed.
4. Lunch
- A written notification of one (1) week in advance is necessary for a refund. Refund will be pro-rated based in the date of withdrawal.
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text: I have a Tikka Varmint Stainless Synthetic .223 rifle on order and am getting all sorts of reasons from the dealer why it has not been delivered. I have now found, on other forums, that there is a problem with the S/S used in these rifles. They have been blowing up, big time! Anybody on here have any knowledge of the problem first hand(if you have a hand left)? Anybody had a Tikka delivered recently or have you all cancelled your orders? Just another query. What is the twist rate of .223 Tikka barrels 1 in 8, or 1 in 12? Web pages vary on this info!


text:
|Previous close
|61.72 x 0
|61.71 x 0
|Day's range
|60.50 - 62.08
|52-week range
|53.44 - 91.05
|Avg. volume
|Market cap
|Beta (5Y monthly)
|PE ratio (TTM)
|Earnings date
|12 Feb 2020
|Forward dividend & yield
|4.00 (6.65%)
|Ex-dividend date
|19 Feb 2020
|1y target est
(Bloomberg) -- Australia's budget deficit will blow out to A$155 billion ($94 billion) and outstanding government bonds swell to 40% of gross domestic product in fiscal 2021, according to the nation's largest lender, as Prime Minister Scott Morrison pumps cash into an economy threatened with recession.The economy will contract by 7.5% and unemployment jump to 7.8% in the current quarter, estimates Gareth Aird, a senior economist at Commonwealth Bank of Australia. The budget shortfall will gape to 8.1% of GDP in the fiscal year starting July 1 and outstanding bonds soar to A$790 billion, he said."It is clear that a significant proportion of the domestic economy will remain shut in some capacity through the June quarter and most likely the early part of the September quarter," Aird said. "At the same time, an unprecedented amount of fiscal and monetary stimulus, as well as industry support, has been unleashed."Australia's government and central bank have unleashed a fiscal-monetary injection of about A$320 billion -- or 16.4% of GDP -- to try to cushion the blow on businesses and households from deteriorating demand and a collapsing labor market. Bloomberg Economics expects the economy will contract 10% in the first three quarters of 2020 in the deepest downturn in 90 years.Commonwealth Bank forecasts GDP will drop by 3.4% for 2020 as a whole.For more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
(Bloomberg) -- Australia's banking chiefs are braced for a nightmare scenario of a 10% economic contraction, "shockingly high" unemployment and spiraling loan losses as shockwaves from the coronavirus ripple through the economy.As Prime Minister Scott Morrison's administration follows other countries in shutting down large segments of the economy to try to stem the virus's spread, signs of individual and business tolls are starting to multiply.Tens of thousands of workers have already been sent home as retailers and airlines all-but close and queues outside job centers lengthen. Australia's lenders are watching this play out in real time, with hardship telephone numbers ringing off the hook as consumers and businesses try to access relief packages.Banks are the "ICU unit of the economy," Australia & New Zealand Banking Group Ltd. Chief Executive Officer Shayne Elliott said Monday at an Australian Financial Review event -- conducted online due to the pandemic. "Corporates and households will come into care and we will have this unfortunate role at some point of having to decide who comes out at the end."A week ago, Commonwealth Bank of Australia Chief Executive Officer Matt Comyn said he would have estimated the economy would shrink by about 5% in the first quarter. Now, a 10% contraction is a "reasonable assumption," Comyn said at the same event. "No question there are going to be higher loan losses."The nation's banks have special dispensation from the competition authority to co-operate throughout the crisis and have banded together to launch a range of hardship measures, including allowing consumers to suspend mortgage payments for up-to six months.National Australia Bank Ltd. Chief Executive Officer Ross McEwan echoed his counterparts on the dire outlook for the economy."I think you will see very, very large GDP drops," he told the the same forum. "Unemployment will also go shockingly high for a period of time."NAB's economics research team said Friday the jobless rate could soar to 12% and hold there for the remainder of the year.Right now, the three CEOs emphasized that the focus is on getting through the crisis and being prepared to help the economy reboot on the other side. In the medium term, that's likely to mean tough choices about who gets help."There is no playbook for this," McEwan said. "We've not seen this sort of health and financial crisis at the same time."For more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
(Bloomberg) -- The S&P/ASX 200 index erased an early loss and surged out of bear market territory amid hopes for government measures that will offset the economic impact of the spreading coronavirus.Australia's benchmark index rose 3.1% to close at 5,939.6, its largest gain since Nov. 2016, after having earlier declined as much as 3.9%. The market flirted with a bear run, briefly falling more than 20% from its Feb. 20 record amid growing concerns over the virus and a sharp plunge in oil prices.The S&P/ASX 200 index followed U.S. stock futures higher after President Donald Trump promised "very substantial relief" for the economy as the coronavirus spreads. Contracts on the S&P 500 E-mini futures erased earlier losses as Trump said he's considering payroll-tax cuts.Australia's government is also finalizing a fiscal package aimed at keeping companies in business and protecting jobs, as the outbreak hits an economy already reeling from a prolonged drought and a brutal summer of wildfires."Australia is on the front foot with an imminent announcement of sensible pre-budget stimulus," said AMP Capital Investors Ltd. portfolio manager Dermot Ryan. "It's always better to move early and keep economic momentum."Expect erratic swings in the market amid heightened volatility and lower liquidity, said Eleanor Creagh, a strategist at Saxo Capital Markets."Bear markets witness some of the fiercest upside rallies," she said. "To have real confidence in buying into any relief rally, volatility needs to reset meaningfully lower -- that sentiment is flowing through to the Aussie market."A price war for oil sent energy stocks tumbling on Monday, pushing the S&P/ASX 200 to its biggest one-day retreat since 2008. Energy shares were among the biggest gainers Tuesday, helping to offset sharp declines on Monday. Viva Energy Group Ltd. was the top performer on the benchmark with a 14% jump, while Cooper Energy Ltd. closed 12% higher.The nation's big-four banks also soared on Tuesday. Westpac Banking Corp., National Australia Bank Ltd., Australia & New Zealand Banking Group Ltd. and Commonwealth Bank of Australia all posted their biggest advances since Prime Minister Scott Morrison's shock election win last year.(Updates with charts, market close)To contact the reporter on this story: Jackie Edwards in Sydney at firstname.lastname@example.com contact the editors responsible for this story: Lianting Tu at firstname.lastname@example.com, Tim Smith, Kurt SchusslerFor more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
(Bloomberg) -- Australia's economy is likely to suffer a quarterly contraction for the first time in nine years, based on an initial estimate of the coronavirus's impact from the nation's Treasury and Reserve Bank.Both told a parliamentary panel in separate hearings that they expect half a percentage point cut from gross domestic product in the first three months of the year. Treasury head Steven Kennedy said the effects may spill into the second quarter, but Treasury wasn't forecasting a recession."The economic impact of COVID-19 is likely to be deeper, wider and longer when compared to SARS," Kennedy told lawmakers Thursday, referring to the 2003 epidemic. "It will create more risk of a prolonged downturn and fiscal support will be needed to accelerate the recovery of the economy."The government is expected to release a fiscal "boost" for the economy in coming days, though it has tempered expectations about its scale. Prime Minister Scott Morrison said the package will be measured and targeted and not in the league of the huge stimulus deployed by the Rudd government in 2008-2009.Josh Williamson, a senior economist for Australia at Citigroup Inc., projects it will be A$3-A$5 billion ($2-$3.3 billion) "at most," equivalent to about 0.1% of GDP. "Such a package would be designed to offset the expected loss of output, rather than deliver a material boost to activity that closes the negative output gap that existed prior to COVID-19."Commonwealth Bank of Australia, the nation's biggest lender, said Thursday that a contraction in the first quarter is "a distinct possibility." Citi is also seeing a negative result, as are other forecasters.The RBA sees exports of tourism and education -- which account for about 5% of GDP -- falling around 10% this quarter. Deputy Governor Guy Debelle cautioned that the situation is evolving rapidly and the bank's estimates didn't include supply chain disruptions."We are hearing about that in the construction and the retail sector," he said. "But how long-lasting and how severe that is, we're just not in a position to tell."The central bank cut interest rates by a quarter percentage point to 0.5% Tuesday and traders are pricing an 85% chance it will do so again in April. That would take the cash rate to its effective lower bound and open the door to unconventional measures.Kennedy similarly said Treasury's estimate didn't include supply chain disruptions or broader sentiment-related impacts.The Treasury secretary said of the budget, which until recently had been forecast to return to surplus, that "allowing fiscal policy to temporarily deteriorate as a result of this shock" was a sensible response.Meantime, PWC released a report looking at worst case scenarios, such as the economic consequences of coronavirus escalating to a global pandemic. In such a scenario, 50% of the global population would be infected with the disease.The economic result would be a 1.3% cut to both global and Australian GDP over the course of a year. At an international level, that's well below the peak of the financial crisis, when global GDP slumped by 5.2%.To contact the reporter on this story: Michael Heath in Sydney at email@example.com contact the editors responsible for this story: Paul Jackson at email@example.com, Alexandra Veroude, Jason ClenfieldFor more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
(Bloomberg) -- The Fed cut interest rates by half a percentage point in an emergency move. Australia's benchmark stock index has a new leader. And it's too late to impose travel bans in the U.S. to curb the virus there. Here are some of the things people in markets are talking about today. EmergencyThe Federal Reserve slashed interest rates by half a percentage point in the first such emergency move since the 2008 financial crisis, amid mounting concern that the coronavirus outbreak threatens to stall the record U.S. economic expansion. The rate cut, which came between the central bank's regularly scheduled meetings, was announced hours after Group of Seven finance chiefs held a rare teleconference to pledge they'd do all they can to combat the fast-moving health crisis. "My colleagues and I took this action to help the U.S. economy keep strong in the face of new risks to the economic outlook," Fed Chairman Jerome Powell told a hastily convened press conference in Washington on Tuesday. "The spread of the coronavirus has brought new challenges and risks." Investors weren't impressed by either the G-7 promise or the Fed's move. After rallying earlier in the week on anticipation of action, the S&P 500 index fell more than 3% while the 10-year Treasury yield plunged below 1%. Traders are betting that the Fed will have to do more, with the futures markets pricing additional easing later this year. Here's what the market didn't like about Powell's scant tools.Markets DownStocks in Asia are set to resume declines after the emergency Federal Reserve rate cut sent Treasuries surging and U.S. shares slumping on concern it won't be enough to cushion the economic hit from the spreading coronavirus. The yen and gold surged. Futures pointed lower in Japan, Hong Kong and Australia, with regional shares poised to snuff out two days of gains. The S&P 500 Index fell almost 3% following the Fed's 50 basis-point rate cut and comments from Chairman Jerome Powell that the virus outbreak will weigh on activity "for some time." The two-year Treasury yield sank below 0.65%, while the 10-year plunged below 1% for the first time and the dollar retreated, while Australian bonds opened higher. Elsewhere, oil advanced for a second day after an OPEC+ committee recommended a larger supply cut to offset lost demand from the spread of the virus.It's Too LateOver in the U.S., the coronavirus has already spread so far that experts say draconian limits on domestic travel probably wouldn't be effective. But the outbreak could still have widespread effects on transportation as people opt to stay home and transit workers call in sick, and could end up doing more harm than good. In fact, some studies have shown that travel restrictions have limited effect. "When you're dealing with an influenza virus-like transmissions, it's like trying to control the wind," said Michael Osterholm, director of the Center for Infectious Disease Research and Policy at University of Minnesota. "People may want to try to limit their time in large crowds, but I don't think that a domestic limitation on travel is going to help at all." At least 100 coronavirus cases have been confirmed in the U.S. Six deaths linked to the virus have been confirmed in Washington state, most clustered around a nursing home. Meanwhile, Apple has now restricted employee travel to Italy and South Korea as the virus continues to spread. The number of global cases reached 90,441, and the death toll has risen to 3,123.Blood Beats BankingAustralia's benchmark stock index has a new leader: A biotechnology firm that makes therapeutic products from human blood. With a market value of A$142 billion ($93 billion), CSL Ltd. now accounts for 8.2% of the S&P/ASX 200 Index, compared with 8.1% for Commonwealth Bank of Australia. The Melbourne-based firm charged ahead of CBA after Australia's central bank cut its benchmark rate, which sent bank shares lower. The unseating of CBA is notable in a market that's dominated by banks. The nation's big four lenders — CBA, Westpac, Australia & New Zealand Bank and National Australia Bank — make up about a fifth of the S&P/ASX 200 Index. CSL collects blood plasma from donors and turns it into therapies to help patients who have autoimmune disorders or problems with blood clotting. It also manufactures flu vaccines.Super TuesdayAmerica's Democratic presidential hopefuls face a key test on Tuesday local time: Contests across 14 states, plus American Samoa, that will award more than a third of all delegates to the Democratic convention in July. This week, former U.S. Vice President Joe Biden has coalesced the Democratic Party's establishment around him as he tries to thwart self-described democratic socialist Bernie Sanders. And it still might not be enough. Sanders holds the advantage in key contests — including delegate-rich states like Texas and California — and former New York Mayor Michael Bloomberg threatens to play spoiler. So the risk for moderate Democrats is that the exit of Pete Buttigieg and Amy Klobuchar is too little, too late. (Bloomberg is the founder and majority owner of Bloomberg LP, the parent company of Bloomberg News.)What We've Been ReadingThis is what's caught our eye over the past 24 hours.Two Hong Kong brothers are taking on Tesla with an $195,000 electric supercar. Emission curbs are helping this Thai jet-fuel firm cushion the blow from the virus. YouTube has become a refuge for Pakistan journalists battling censors. Easter is shaping up to be air travel's next test of the virus impact. The World Bank is offering $12 billion in virus aid to developing nations. Satellite pollution data is showing that China is getting back to work.To contact the author of this story: Sybilla Gross in Sydney at email@example.com contact the editor responsible for this story: Alyssa McDonald at firstname.lastname@example.com more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
(Bloomberg) -- Australia kicked off an expected worldwide policy response to China's slowdown and fallout from the coronavirus with an interest-rate cut that's set to operate in tandem with fiscal measures to cushion the economic blow.Reserve Bank chief Philip Lowe reduced the cash rate by a quarter percentage point to 0.5%, a new record low, as expected by traders and half of economists surveyed. The governor said he's prepared to ease further as the virus outbreak is having "a significant effect" on Australia's economy."The uncertainty that it is creating is also likely to affect domestic spending," Lowe said in a statement Tuesday announcing the decision. "The board is prepared to ease monetary policy further to support the Australian economy."The Australian dollar jumped as much as 0.5% immediately after the decision and traded at 65.43 U.S. cents at 4:56 p.m. in Sydney. An expected narrowing of the rate differential between the RBA and the Federal Reserve, where markets expect three cuts this year, was a likely driver of the bounce.Lowe is a reluctant cutter. As recently as last month he said that balancing all the risks in the economy favored staying still. This stance was jettisoned following the shutdown in China that's hit Australia's tourism and education industries and other exporters. The virus's spread now poses a worldwide risk."Policy measures have been announced in several countries, including China, which will help support growth," Lowe said in the statement. "In most economies, including the United States, there is an expectation of further monetary stimulus over coming months."Global policy makers have sought to reassure markets they are ready to respond to the epidemic as fears mount that the world economy is heading toward recession. The leaders of the International Monetary Fund and World Bank said they stood ready to help member nations, while Group of Seven finance ministers and monetary officials will speak by teleconference Tuesday."The coronavirus has clouded the near-term outlook for the global economy and means that global growth in the first half of 2020 will be lower," Lowe said. "It is too early to tell how persistent the effects of the coronavirus will be and at what point the global economy will return to an improving path."In this case, though, Australia's central bank isn't going to have to face the downturn alone, with fiscal support in prospect."The Australian government has also indicated that it will assist areas of the economy most affected by the coronavirus," Lowe said. Before the RBA meeting, Prime Minister Scott Morrison said the Treasury is working closely together with the other agencies "to address the boost that we believe will be necessary."Morrison urged major banks to pass on any RBA cut. The four top lenders have all since confirmed that mortgage rates will be reduced by the full amount.The RBA now has only one 25 basis-point cut left in the locker before it reaches its effective lower bound of 0.25%. Lowe will find himself dragged toward quantitative easing, should the economy need further monetary stimulus.What Bloomberg's Economists Say"The Reserve Bank has fired the starter's gun on a widely-anticipated round of coordinated central bank easing. Further cuts were flagged, alongside a package of fiscal support. Risks now lie with the RBA utilizing unconventional monetary policy tools, particularly if there are dislocations in domestic credit markets."James McIntyre, economistLowe said the RBA will ensure that the Australian financial system has sufficient liquidity.Yet even before wildfires and the virus, Australia's economy wasn't particularly strong. Gross domestic product probably rose 0.4% in the final three months of 2019 from the prior quarter, and 2% from a year earlier, economists estimated ahead of data Wednesday."GDP growth in the March quarter is likely to be noticeably weaker than earlier expected," Lowe said, having removed any 2020 forecast from the statement. "Once the coronavirus is contained, the Australian economy is expected to return to an improving trend."One area helping Lowe is the currency, the economy's traditional shock absorber that has depreciated almost 7% since the start of the year. China's fiscal and monetary stimulus will also assist in time.(Updates with comment from Bloomberg economist in 13th paragraph.)\--With assistance from Tomoko Sato.To contact the reporter on this story: Michael Heath in Sydney at firstname.lastname@example.com contact the editors responsible for this story: Paul Jackson at email@example.com, Alexandra Veroude, Victoria BatchelorFor more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
The ATO is begging you to take advantage of these 2 tax breaks, which should help accelerate your wealth higher if you're smart. The post 2 tax breaks the ATO is begging you to take appeared first on Motley Fool Australia.
The Bendigo and Adelaide Bank Ltd (ASX: BEN) announced a bettter than expected half year result and capital raise, but Citigroup thinks it's a sell.The post Why this top broker says "sell" Bendigo Bank post results appeared first on Motley Fool Australia.
The headwinds buffeting the big banks may be easing faster than most had thought. Results from CBA and NAB confirms this and the coronavirus is helping.The post Is it time to go overweight on big bank stocks for 2020? appeared first on Motley Fool Australia.
Here are 3 ASX shares that impressed investors with their February reporting season results, sending stock prices higher.The post 3 ASX 200 companies that smashed expectations this reporting season appeared first on Motley Fool Australia.
Is the Commonwealth Bank of Australia (ASX:CBA) share price a buy for the 6.75% grossed-up dividend yield on offer?The post 6.75% Dividend yield: Is the CBA share price a buy? appeared first on Motley Fool Australia.
Top brokers have named Commonwealth Bank of Australia (ASX:CBA) and these ASX shares as sells for next week. Here's why...The post Top brokers name 3 ASX shares to sell next week appeared first on Motley Fool Australia.
These were 4 of the biggest news items from the ASX 200 (ASX:XJO) this week. Read how this affected these individual companies.The post 4 of the biggest news pieces from the ASX200 this week appeared first on Motley Fool Australia.
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text:
Lokalbefolkningens beste anbefalinger for bokhandler
"What i like most about this must-see in Barcelona is the exhibition they have in the underground of the cathedral with the models Gaudí created to build it During the summer is necessary to book it in advance if you want to go in, if not it would be almost impossible to get a ticket for the day"
- 1056 lokalkjente anbefaler
"Nearby park with options to paddle a little boat or take kids to play in a dedicated space for them (Espai Ludic)"
- 739 lokalkjente anbefaler
"The Park Güell is a huge garden with peculiar architectural elements made by the singular architect Antonio Gaudí. You can visit it for a evening and enjoy there of the views. "
- 638 lokalkjente anbefaler
Monument / Landmark
"La Pedrera (Casa Milà) is a building built by Antoni Gaudí and declared a World Heritage Site. It is currently the headquarters of the Catalunya La Pedrera Foundation."
- 464 lokalkjente anbefaler
Art Museum
"Surely "the" museum to visit in Barcelona. For the artist and for the building. Imagine Montcada Street, in the Gothic quarter, five mansions united to form a museum, lovely to visit. About Pablo Ruiz Picasso the museum is essential to understand his formative years. The genius of the young artist is revealed to us through more than 3,500 works that make up this permanent collection."
- 392 lokalkjente anbefaler
"Casa Batlló is a building designed by the architect Antoni Gaudí, the highest representative of Catalan modernism. It is a comprehensive remodeling of a previously existing building on the site, the work of Emilio Sala Cortés. It is located at number 43 of Passeig de Gracia in Barcelona, the wide avenue that runs through the Ensanche district (Eixample), in the so-called Manzana de la discordia, because it houses, in addition to this building, other works by modernist architects: the Amatller house, which borders Gaudí's, the work of Josep Puig i Cadafalch; the Lleó Morera House, the work of Lluís Domènech i Montaner; the Casa Mulleras, by Enric Sagnier; and the Casa Josefina Bonet, by Marceliano Coquillat. The construction was carried out between the years 1904 and 1906"
- 414 lokalkjente anbefaler
Tourist Attraction
"The most iconic Food Market in Barcelona. A must visit! Also grab a bite the food court in the back of the market, you will enjoy great seafood!"
- 476 lokalkjente anbefaler
"On the Montjuïc mountain, you can enjoy museums such as the Joan Miró Foundation, the Museum of Archeology of Catalonia or the National Museum of Art of Catalonia, historical places such as the Olympic Ring —emblem of the Olympic Games—, parks, gardens and even a castle"
- 405 lokalkjente anbefaler
Art Museum
"Meier embraced the difficult task of creating a building that would ultimately display a variety of contemporary artworks that were unknown to him at the time of design. The choice to build the museum in the Plaça dels Ángels is consistent with Meier's vision to situate the building amongst some of Barcelona's oldest streets and buildings, in addition to revamping the public space of the Raval. After the completion of the $35 million construction, local media referred to the museum as "the pearl" amongst the old architecture and narrow streets just a few blocks from Gothic center of Barcelona.The building's architectural style has strong references to Modernism. The large (120 by 35 meters) white building has much of its southern elevation glazed, providing the visitor with views across the plaza, and allowing for an abundance of natural light to illuminate the interior galleries. The museum has three main galleries, which can be subdivided, as well as five smaller galleries, one of which is in a tower. Collection The permanent collection of around 5,000 works(up from 1,100 works at the time of the museum's opening in 1995) dates from the mid-20th century onward. There are three periods of modern art represented: the first one covers the forties to the sixties; the second spans the sixties and seventies; the third period is contemporary. The collections focus on post-1945 Catalan and Spanish art, although some International artists are also represented"
- 372 lokalkjente anbefaler
"Plaza Cataluña is the center of Barcelona, a must-see where you can visit the entire Gothic quarter, La Rambla, Paseo de Gracia, so on."
- 344 lokalkjente anbefaler
"A street in central Barcelona, popular with tourists and locals alike. A tree-lined pedestrian mall, it stretches for 1.2 kilometres connecting Plaça de Catalunya in the centre with Colombus statue."
- 444 lokalkjente anbefaler
"The Barcelona Cathedral is a famous example of Catalan Gothic architecture that dates back to the 14th century. Despite staying in the shadow of the well-known Sagrada Familia, the cathedral is an impressive Gothic temple capable of falling in love with its visitors. Come and discover it!"
- 287 lokalkjente anbefaler
Art Museum
"It is located on Montjuic mountain , in a privileged setting that offers visitors a unique and magnificient view of Barcelona. It stands out for its collection of Romanesque Art considered one of the most complete of the world"
- 243 lokalkjente anbefaler
Shopping Mall
"You can find plenty of restaurantes on the top of the mall and a supermarkt called Mercadona in the floor -1."
- 331 lokalkjente anbefaler
" Built between 1329 and 1383, Santa María del Mar is a beautiful basilica considered the best and most complete example of Catalan Gothic architecture."
- 282 lokalkjente anbefaler
"The old fishermen´s quarters, interesting for a bike ride. Beach is overcrowded and touristy, but the segment underneath the W hotel has great views of the entire city, clean water and a great beach bar right by the sea. "
- 221 lokalkjente anbefaler


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School Cleaning App
Setting clear standards for what is expected of a cleaning program can help workers at schools and universities carry out their duties most effectively. A cleaning program should have provisions that make sure the work is carried out in a safe, healthy and environmentally conscious manner.
The challenge in these locations are the periodic items like floors and cupboards. Important is also providing evidence on some of the daily work like toilets.
Implementing your software
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With FacilityApps you have the ability to evidence work completed to clients & management. Digitising the process would result in overall increased control and efficiency. Possibilities for daily, weekly, monthly, periodic tasks to finish off easily on a smartphone or tablet. Time for a better performance with the software and apps of FacilityApps.
The monitoring of the cleaning staff within school environments are key for a good hygiene, a low sickness rate and high cleaning efficiency. So it's more important than ever for institutions to establish a well-thought-out program for managing maintenance and cleaning operations. Our App Suite designed for school and university cleaning supports all those who are involved in professional cleaning in education and who want to increase productivity and profitability by improving the efficiency and management of operating personnel.
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experience the revolution!


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Certified. **BLUETOOTH**, **CARFAX ONE OWNER**, **HEATED SEATS**, **LOCAL TRADE**, **NAVIGATION/GPS**, **POWER SUNROOF/MOONROOF**, **MARKET VALUE PRICING**, Remote Start, Keyless Ignition, LED Fog Lights, LED Lights, Heated Steering Wheel, Around View Monitor w/Moving Object Detection, Back-Up Collision Intervention, Blind-Spot Warning, Driver Assistance Package, Forward Emergency Braking, Navigation System, Predictive Forward Collision Warning (PFCW). Odometer is 21444 miles below market average! 19/27 City/Highway MPG
INFINITI Vehicles Under New-Vehicle Warranty Details:
* Warranty Deductible: $0
* Includes Rental Car and Trip Interruption Reimbursement
* Roadside Assistance
* Transferable Warranty
* 167 Point Inspection
* Vehicle History
* Limited Warranty: 72 Month/Unlimited Mile (whichever comes first) Limited Warranty from the vehicle's original in-service date OR 2 year/Unlimited mile Limited Warranty from CPO purchase date for vehicles outside new vehicle Warranty period
* 2017 KBB.com 10 Best Luxury Cars Under $35,000
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Over the past few years, using scribes to complete medical documentation in EHRs has gotten mixed reviews. Some analyses have found that scribe services were too expensive to justify the investment, while others have concluded that the use of scribes can make a meaningful impact on revenue and improve physician productivity.
This month, a new paper has been published whose results fall into the plus column. The small study, which appears in JAMA Internal Medicine, looked at the use of scribes among 18 primary care physicians.
To conduct the study, researchers looked at physicians at two medical center facilities within an integrated healthcare system, gathering data between July 1, 2016 and June 30, 2017.
The research team assigned PCPs randomly to two groups, one with and the without scribes, for 3-month periods, switching physicians between the with and without groups every three months. At the end of each three-month period, the PCPs filled out a six-question survey which collected their perceptions of documentation burdens and visit interactions.
In addition to capturing PCP perceptions of scribe use, researchers also collected objective data, including time spent on EHR activity. They also surveyed patients of participating PCPs to gather data on the patients' perceptions of visit quality.
When all was said and done, the research team found that scribed periods were associated with less self-reported after-hours EHR documentation work.
Researchers also found that when they used scribes, PCPs were more likely to report spending more than 75% of the visit interacting with the patient and less than 25% of the visit on the computer. In addition, physicians were more likely to finish their encounter documentation by the end of the next business day during scribed periods.
What's more, 62.4% of patients said that scribes had a positive effect on the visits, while just 2.4% said they had a negative effect.
The researchers' take away from all this was that the use of medical scribes could be one strategy for improving physician workflow and primary care visit quality.
As I noted previously, other research has drawn similar conclusions. For example, a study published in 2015 (which included the involvement of scribe provider ScribeAmerica) found that scribe use at the two hospitals was linked to an improved Case Mix Index which ultimately led to gains of about $12,000 per patient. Meanwhile, inpatient physicians were able to cut time spent the chart updates by about 10 minutes per patient on average.
Having been over arguments for and against scribe use, my personal conclusion is that working with them can be a worthwhile investment if doing so is a good fit for the physicians involved, but doesn't work in all cases.
Ultimately, it seems that there's too much variation between settings in which scribes could be used to make a single blanket statement about their benefits. I guess we won't be drawing grand conclusions about scribe pros and cons anytime soon.


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People & Events
Truman class of 1959 to meet
Truman High School class of 1959 will hold its monthly luncheon at 12:30 p.m. Wednesday at the Pizza Ranch, Fairmont. All classmates are encouraged to attend.
College News
The following area students were named to the president's list for the spring semester at Iowa Lakes Community College: Armstrong — Nicole Burgeson; Bancroft — Caden Berte, Emily Grandgenett; Dolliver — Drew Herum; Fairmont — Katie Cochran; St. James — Brooklyn Mickelson.
The following area students were named to the dean's list for the spring semester at Iowa Lakes Community College: Armstrong — Logan Nicoson; Bancroft — Tanner Doocy, Samantha Hagedorn, Brandon Zaugg; Blue Earth — Brittany Johnson, Derek Johnson, Rylan Krieger; Easton — Kyle Rauenhorst; Fairmont — Trevor Iverson, Hilary Shelgren; Fenton — Christopher Gent; Granada — Kierra Preston; Kiester — Jacob Passer; Swea City — Riley Kintzle; Trimont — Madeline Ebeling; Truman — Thomas Kotewa; Welcome — Brooke Anderson.


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Sex should be fun, but it can also be complicated. Welcome to Sexual Resolution, a biweekly column by sex therapist Vanessa Marin answering your most confidential questions to help you achieve a healthy, joyful sex life. Here, she answers a question about low libido while on birth control.
DEAR VANESSA: What can I do about my sex drive disappearing from birth control? It was a very obvious and noticeable change for me as soon as I started. I use the progesterone only, which my doctor said would be better, but it has still made a huge difference. — Can't Get Pregnant If I Don't Want Sex, 24
DEAR CGP...: So many people complain about changes to their sex drive after starting birth control, so you're definitely not alone in this. Unfortunately, the effect of hormonal birth control on sex drive is a pretty controversial topic that doesn't have any clear-cut answers. However, according to the Mayo Clinic, we do know that hormonal birth control pills can change the level of naturally-occurring hormones in your body. Birth control pills often can lower levels of testosterone, in particular, which is one of the main hormones that control sex drive.
While this may sound like a pretty straightforward link between what's happening with you, the reality is that though some who take birth control report lower sex drive while on it, many also report no change to their level of desire. Additionally, some even report that they feel more desire while on the pill. Many medical professionals will say that the birth control pill should have no effect on a patient's sex drive while others say that it absolutely does. Some doctors will prescribe different types of pills, while others will recommend that their patients get off hormonal birth control altogether. It's really hard to get a straight answer from the medical community.
But what's most important here is the fact that you've noticed a change to your sex drive, and it sounds like that's upsetting to you. That said, it may be worth reconsidering your approach to birth control. Most doctors will say to give a pill about six months before making a decision to change or stop taking it. After that amount of time, many suggest trying a different type of pill to see if you notice any changes.
If you're just not liking the birth control pill, in general, there are other types of birth control options available, including condoms, the ring, the shot, the implant, diaphragms, and I suggest you talk them over with your practitioner to decide what's right for you. Planned Parenthood also has a great page where you can compare all the different options and find the one that sounds best for you.
Personally, I love talking to my clients about the non-hormonal IUD. It's definitely not the perfect solution for everyone, but it's a great one for someone who wants to see if hormones are having an impact on them. The IUD is a tiny device that is implanted in your uterus. It's one of the most effective forms of birth control, and it stays in place for up to 12 years. It doesn't have any hormones whatsoever, so you can really get a good sense of what your sex drive is like without the influence of added hormones.
Just be aware that there's a hormonal and a non-hormonal IUD. The non-hormonal version is frequently referred to as the Paragard. The hormonal version has a few different names, including the Mirena. If you want to go hormone-free, make sure you specifically tell your doctor you want the non-hormonal IUD.
I also want to mention the possibility of finding another doctor. I can't tell how much you've discussed your sex drive with your doctor, but I can say that I've worked with lots of clients in my sex therapy practice who struggled to find a doctor who could work with them well when it comes to sexual issues. Some of my clients have felt too embarrassed to talk about sex with their doctor, while others have reported that their doctor didn't seem to take complaints of sexual side effects seriously. Since your doctor is the only one who can truly help you monitor and adjust any medications you take, it's important to feel like you have a good relationship with your practitioner.
Finally, I have to point out that hormones aren't the only thing that controls our sex drives. Our sex drives are incredibly complex and can be influenced by a number of different factors. Consider whether you may have had any other changes in your life that might be affecting your sex drive. For example, are you under more stress than usual? Have you been sleeping less? Arguing with your partner more? Dealing with other health issues? Make sure you're considering possibilities other than the pill, and be easy with yourself while undergoing this evaluation process.
Catch up on Sexual Resolution's latest columns:
- How to Prepare for Oral Sex If You're Insecure About How Your Vagina Tastes
- What to Do If Your Partner's Sex Drive Is Lower Than Yours
- How to Open Your Relationship, According to a Sex Therapist
Now check out 100 years of periods:
Vanessa Marin is a licensed sex therapist based in Los Angeles. You can find her on Instagram, Twitter, and her website.


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In my game there are AI characters that try to either steal your gold or destroy the walls of your castle. Previously I simply updated them all every second, but with a large number of characters on the map there were some noticeable frame skips. This code spreads out the updating of the AIs so they are no longer done all at once.
I believe there are better ways to do this so I am looking for clues as to a better structure.
One nice thing about this approach is that it dynamically adapts to the number of AIs and will increase the speed of updates depending on how many are in game. It's also possible to change the number of AIs that will be updated each tick by changing a single variable.
public void updatePersons(float delta) {
this.personAccumulator += delta;
if (this.personAccumulator > this.timeBetweenPersonMoves) {
this.personAccumulator = 0;
int numPersons = this.persons.size();
int currentPerson = this.currentTick * this.numPersonsPerTick;
int targetPerson = Math.min(numPersons, currentPerson + this.numPersonsPerTick);
for (int i = currentPerson; i < targetPerson; i++) {
PersonRoot person = this.persons.get(i);
if (person.checkForFire(this.gameScreen.fireImages)) {
person.shouldDestroy = true;
if (person.shouldDestroy) {
for (PersonRoot person : this.personsToDestroy) {
//this now needs its own update because it will happen faster
//when there are more persons as a side effect of this new approach
numPersons = this.persons.size();
this.numTicksRequired = (int)Math.floor(numPersons / this.numPersonsPerTick);
if (this.currentTick < this.numTicksRequired) {
} else {
this.currentTick = 0;
//adjust speed of ticks depending on how many persons there are
if (this.numTicksRequired > 0) {
this.timeBetweenPersonMoves = this.idealTimeBetweenPersonMoves / this.numTicksRequired;
} else {
this.timeBetweenPersonMoves = this.idealTimeBetweenPersonMoves;
They are not the greatest screenshots in the world, but I have some before and after screenshots from the profiling.
Between the two screenshots I also changed a heavily used
HashMap into a libGDX
ObjectMap, so that has some effect on the numbers as well. Also, the idea behind the code above was not to necessarily increase overall performance, but rather to improve the user experience and reduce stuttering by spreading the work out over time.


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Gender Equality and Women Empowerment in PSO Course Opens at the Rwanda Peace AcademyCategory: News
The Gender Equality and Women Empowerment in Peace Support Operations (PSO) Course started today Monday, 9 September 2019 at the Rwanda Peace Academy (RPA) and will run up to 13 September 2019. The course is organized in Partnership between the Rwanda Peace Academy, the Government of Japan and the United Nations Development Programme (UNDP).
It was officially opened by Colonel Jill Rutaremara, the Director of RPA. Present at the opening ceremony was the course lead facilitator Dr Jeannette Bayisenge and the co-facilitators. A total of 24 military, police and civilian personnel from Rwanda are attending the course.


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Ikaros Day Night Signal Flare
You save: £16.57 (29.82%)
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- Details
The Ikaros Day Night Distress Signal from Hansson Pyrotec has been designed to provide a distress signal for either day or night in one compact casing that will fit into your jacket pocket. The Red flare is intended for night use, the orange smoke for day. The ends of the cannister are embossed differently for easy identification at night and can be fired independently with each flare lasting for 15 seconds. These flares are short range signals for use once a potential rescuer has been spotted. The red flare can be used day or night whilst the orange will pinpoint your location and indicate the wind speed and direction during daylight hours.
- Red hand held and orange smoke flare in one compact case
- Lght intensity 10,000 cd
- Red flare burn time 15 seconds
- Orange smoke time 15 seconds
- Dimensions 135 x 42 mm
- Weight 190 g
- Available for click and collect in store only
Product Reviews
★★★★★ ★★★★★
5.00/5 Stars out of 1 Reviews
georgebazeley | July 29th, 2012
I give this product 5 stars.


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Roof racks are an essential item for many 4x4ers. Used for everything from storing bulky items out of the vehicles cabin, to collecting firewood at the end of a big days driving. we sell the
complete range of Rhino products to increase your storage capacity. The new Rhino Rack backbone system has quickly become the standard by which others have been judged. With a size
and model of roof rack to suit almost every 4WD on the market, we've got you covered.


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Lorna Hill received a national volunteer award for excellence in cancer advocacy.
MASSILLON When two of Lorna Hill's close friends were diagnosed with cancer, she wanted to stand by them and offer support through their illnesses.
Her involvement started at the local level when Hill formed a Relay for Life team with friends and family.
As a healthy woman, she directed her energy toward advocacy hoping to change policy, raise funds, and fight for those too sick to fight for themselves. Hill, of Massillon, joined the Cancer Action Network in 2010.
She serves as the Ambassador Constituent Team (ACT!) Lead in Congressional District 7 where she discusses legislation with lawmakers, recruits new volunteers and manages local volunteers for advocacy and fundraising efforts.
Hill was selected as the ACT! Lead of the Year by the American Cancer Society Cancer Action Network for her commitment to making cancer a national priority. Hill was one of three singled out for the honor from more than 550 volunteers.
"The more that you get involved, the more you learn," Hill said. "I saw Cancer Action network as making sense. We need resources. We need to change laws and policies. These people that are sick and dying, some of them can't come here and walk. We need to be their voice."
Cancer fight
For three days, Hill worked with lawmakers to discuss legislation and secure funding for cancer research.
An additional $2 billion in the 2019 budget for the National Institute of Health was passed in the Senate and will be sent for approval in the House of Representatives, Hill said. A portion of the budget will be designated for cancer research through the National Cancer Institute, she said.
"We're all passionate about what we do," Hill said. "We just want to make that difference. We want to be the ones who can say, 'We helped with that and made a difference.'"
Hill and her fellow volunteers went to Washington, D.C. to discuss two proposed changes in legislation.
According to Congress.Gov, Removing Barriers to Colorectal Cancer Screening Act aims to cover the cost of routine colonoscopies for those insured by Medicare. If polyps are found and removed during a screening, Medicare re-attributes the procedure to a therapeutic colonoscopy, which leads to the patient being charged a deductible and co-pay.
Colorectal cancer is the third most common cancer in both men and women, according to statistics compiled by the American Cancer Society. An estimated 183,280 people have been diagnosed with a form of colorectal cancer in 2018.
The routine procedure is crucial when it comes to catching colon cancer in its early stages, said Lauren Coatoam, Ohio grassroots manager for Cancer Action Network. Some people, however, choose not to have a routine colon screening in fear they will be charged if a polyp is found, she said.
"Everybody should get screened for cancer," Coatoam said. "(The screening) doesn't cost as much, and you want to save anyone the pain and suffering of treating cancer."
The second bill, Palliative Care and Hospice Education and Training Act, was passed in the House of Representatives. The bill looks at educating health care professionals and providing additional training to treat the patient, not just the illness.
Staying committed
Outside of her work in cancer advocacy, Hill also works full-time at Nickles Bakery. She is a mother of three adult children and a grandmother of eight.
"Sometimes it's not easy," Hill said. "Sometimes I just need a minute of down time, but I like what I do and love getting involved."
At times, Hill has brought her grandchildren with her when talking with lawmakers, which she refers to as the "icing on the cake" because her grandchildren love getting involved as well.
She recalled a time when state Sen. Scott Oelslager, R-North Canton, called out "T-I-G" to her three grandchildren who cheerfully responded with "E-R-S" after Hill delivered petitions to Oelslager to maintain funding for cessation programs.
Throughout her eight years as a volunteer, Hill has established a relationship with lawmakers. U.S. Rep. Bob Gibbs, R-Lakeville, gave a proclamation to Hill when she visited his office Sept. 25, recognizing her cancer advocacy work.
"It's a testament to her and how committed she is to the cause and communicating to her lawmakers over the years," Coatoam said in response to the proclamation. "She is by far one of the most wonderful people I know. I get emotional talking about her because she's just so great."
Outside of discussing legislation, Hill also invites lawmakers to attend cancer awareness events such as the Relay for Life fundraisers. Gibbs said he has attended multiple Relay for Life events after being invited by Hill.
"She's great to work with," Gibbs said. "I commend her in all the work she's doing to get funding and more research in this battle against cancer. As a nation, we're making big progress in fighting this terrible disease that affects everybody. I feel really good about that."
Reach Samantha at 330-775-1133 or email@example.com
On Twitter: @sickesINDE


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Posts Tagged 'Amon Amarth'
VIDEO NEWS: Amon Amarth Release Video For 'Mjolner'
Amon Amarth have released the final part of their video trilogy, with latest offering 'Mjolner'.
FESTIVAL NEWS: Download Festival Announces First Wave Of Bands For 2019
Download Festival has announced it's three headliners for 2019, plus more!
FESTIVAL NEWS: Amon Amarth Confirmed As First Bloodstock 2017 Headliners
Bloodstock announces Friday night headliner Amon Amarth and more acts for 2017!


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Personal Verses
Categories: Poetry
Would you like a truly personal and unique gift for a special person or occasion in your life? A verse can be specifically written for any subject at all by Ann Lowde at Personal Verses.
Country: United Kingdom
Region: Yorkshire & Humber
Personalised Designs
Categories: Gifts, Photography
Personalised gifts for original wedding presents and anniversaries.
Country: United Kingdom
Region: South East England


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Gemini Wrap Top - Gorgeous Bell Sleeve wraparound recycled cotton tops.
These tops can be worn several ways, they can be left open like kimono, tied in a knot at the back or wrapped around the waist loosely. The sleeves are really floaty and wide.
Looks great in the winter with layers underneath or in the summer with nothing underneath
Each one is totally unique as it's made from vintage Sari Cotton.
- Fabric - Vintage Indian sari cotton
- Size - Free Size S/M - UK size 6 to 16
- Chest 38" chest but will fit smaller or larger chest as it is adjustable
- Length 19"
***There are slight misprints on the fabric of the left arm
***This fabric is slightly sheer


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The Grainfather - Accessories & Parts
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The Grainfather - Accessories & Parts
SPECIAL ORDER - GFHB supports your purchase of The Grainfather and can special order any accessories or parts; prices vary depending on accessories or parts.
ALWAYS IN STOCK: Please contact us via the Contact Us page and we will be happy to assist you!
Price: $19.99
Ship Weight: 1.00 Pounds
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As a result of oil prices going down, Saudi Arabia has decided to make some extra revenue by enhancing tourism. To do that, they came to an agreement, and electronic visas will be available in just a few weeks. The government has selected 35 countries whose citizens will be eligible for a Saudi Arabia eVisa, and Malaysia is on that list. Consequently, a Saudi Arabia eVisa for Malaysians will go live by the end of this year's first quarter.
Frequently Asked Questions (FAQs)
I have a Malaysian passport, do I need a visa to visit Saudi Arabia?
Yes, visitors with a Malaysian passport are required to apply for a Saudi Arabia Tourist eVisa. You can check requirements here.
What is the Saudi Arabia eVisa?
The Saudi Arabia eVisa is an official document that grants the right to enter multiple times to Saudi Arabia. There is no need to make an appointment or present original documents to the Embassy or Consular Office.
How long can visitors stay in Saudi Arabia with an eVisa?
Visitors carrying an eVisa can enter Saudi Arabia for a maximum of 90 days Total with Multiple Entry. All visits are strictly limited to business or tourism, so you can NOT seek paid work or employment.
What are the documents required to apply?
Here is everything you need.
Valid passport – the general requirement is that your passport needs to be valid for three months after your visa expires.
A passport scan – we only need the information page of your passport. Here you will find instructions on how to make the best passport scan for your application.
E-mail address – when applying with iVisa, your visa will be sent to you via e-mail, so make sure that you introduce a valid e-mail address you have access to.
Means of payment – iVisa accepts multiple methods of payment such as credit and debit cards or Paypal. Do not forget to double-check the spelling before submitting your application.
How long is the Saudi Arabia eVisa valid?
This eVisa is valid for 1 year after issued from the date of approval.
What are the processing times and prices?
With iVisa, applicants will have three options:
Standard processing – your visa application is processed within 5 days, and the price is USD 155.00 (service fees included).
Rush processing – you will receive your visa within 3 days, and the total price of it is USD 180.00 (service fees included).
Super rush processing – this is the fastest option. You will get your (country visa) in only 24 hours, and you will be charged USD 205.00 (service fees included).
Click here to start your application.
How long does it take to apply for a Saudi Arabia eVisa?
Less than 10 minutes. We will take care of the rest and shortly we will let you know the status of the application by email.
How can I apply for a Saudi Arabia eVisa?
You just need to follow these three easy steps:
The first step will ask you to fill in your general information. You also need to choose the processing time from the options mentioned above.
The second step will ask you to revise step one and make the payment.
The last step consists of a questionnaire and a photo upload. It is at this point when you need to upload your passport scan. Other documents may be required as well, but it depends on personal circumstances.
Click here to start. After you are done, you submit your form and wait for your visa to arrive. In case you need assistance to fill your application, iVisa has a fantastic support service that you can call 24/7.
How can I apply for my family or friends?
You just need to make sure you have all the required documents and apply here introducing the data of the people you are going to apply for. In case you need to apply for more than one person, you can do so by clicking on 'Add new applicant' in the application form and completing the data required.
What can I do if I make a mistake in my application?
If you made a mistake when entering your data online then please contact our customer service representatives as soon as possible via online chat to assist you.
Your Saudi Arabia eVisa is linked to your passport number, if we already submitted your application, then you can NOT make any changes and you will have to apply again but we will NOT charge you another service fee.
Is it safe to use iVisa to get my eVisa?
Many people think that online information leaks and that their personal info is at risk of getting into the wrong hands. However, that is not the case with our services. We provide maximum safety for your personal data, confidentiality, and we invest a lot in the security of our database. Your personal information could not be safer. You can check what hundreds of happy customers say about us here.
I have more unresolved questions, where can I find more info?
For a faster resolution click here and start chatting with one of our customer service representatives. Also, you can find more info and FAQs here.