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World naked bike run
This article relies too much on references to primary sources. Teacher milf porn videos. Police were involved in one ride at they told riders to get dressed before reaching the wading pool at Green Lake Park. Here is a brief update regarding the ride. World naked bike run. Photos from the World Naked Bike Ride. Please reply "Going" to the event if you already know you will be attending.
At the same time riders that would like to see a longer ride can do both legs this does include some of the women that come out each year. Ashley Halbower and Josh Halbower, both of St.
These donations go into a PayPal account which is used e The last two years saw just shy of 9, attendees, a drop from previous years when more than 10, people showed up to ride. This morning we sent a thank you email to the LAPD officer assigned to our event thanking him and his colleague for their assistance.
Photos here are welcome! Riders stopped and took over a beach there on the North of Seward Park and went into the water and relaxed for a while. While both groups strive to have a fun time, those involved with WNBR are also biking in solidarity with others in cities across the globe who wish to engage the public with a message. Hot hoes naked. If you rode in or one of the previous rides you will recall that we rode past the Disney Concert Hall, however, in order to do so we had to go up a short but steep incline on Figueroa and 1st street.
A short while later we received a reply from him a segment of which we would like to share with all of you: IF you were a participant and have photos to share please follow the instructions: Last year Strother estimated that unembarrassed bicyclists made the hour-long jaunt from Mickey Markey Park in the Bywater to the upper French Quarter and back.
There were also two successful night rides organized by anonymous cycling advocates. The yoga session at Madrona Park on Lake Washington with Mekosun was a precedent-setting unique feature for naked bike rides.
It was our pleasure to ensure your event was safe. The reason for this format is two fold. After a year of heated political protests in Portland, it will be interesting to see if the city's biggest annual protest heats up itself.
In past years, the event has drawn an estimated 10, bicycle riders. The ride started at 9 PM Saturday. At the time this was a new record for naked bike rides in Seattle. Strother said that he knows just moving two blocks away isn't going to transform every onlooker into a gentleman or lady, but the inherent bawdiness, booziness, and crowds of Bourbon Street won't be part of the picture.
Christopher Newbold and Patrick Newbold, both of St. Does Portland's naked bike ride make the city safer for cyclists? This man reunited with his mom after 52 years thanks to genetics test on Mother's Day.
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Up until earlythe name and e-mailing list of the Solstice Cyclists group was kept somewhat secret to avoid unwanted hassles.
Audery Bakke of St. The WNBR initial message was protesting against oil dependency and celebrating the power and individuality of the human body. Priyanka chopra full nude pics. Butts abound at L. We will consider your feedback along with the corresponding authorities in making our final decision regarding the route.
A new record was set for clothing-optional riders.
However, the morning run at Seward Park and evening swim at Madison Park beach took place and were a success, but not financially as no money was raised. World naked bike run. This year's main ride route was more or less the same as with the exception being the changes in the beginning. This article's tone or style may not reflect the encyclopedic tone used on Wikipedia.
After a year of heated political protests in Portland, it will be interesting to see if the city's biggest annual protest heats up itself. Facebook Twitter Email Print Save. The last two years saw just shy of 9, attendees, a drop from previous years when more than 10, people showed up to ride. Champion nude sweatshirt. However, we can confirm Louis on Saturday, going clockwise, first heading east toward downtown. Portland's naked bike ride plagued by accidents, alcohol? We have seen posts "we should have gone" so we would love to hear why you did not.
We also received less media coverage than previous years. So the burlesque-esque bike ride, which began inis going to pedal down parallel Burgundy Street instead. Here is some pre-ride coverage that we had not shared: We are working with the local authorities on the details. Don't have an account? There is no bad reason. Donation of non toxic paint and brushes are welcome.
Remember, that the LAPD are allowing us to have this annual ride as long as we cooperate by following these simple rules:. Christopher Newbold and Patrick Newbold, both of St. Kim k new nude pics. The good news is that this year the morning loop will be going down town once again as most of the construction that impeded us from doing so last year has been completed.
The ride was stopped shortly after leaving Lincoln Park. Strother said that he knows just moving two blocks away isn't going to transform every onlooker into a gentleman or lady, but the inherent bawdiness, booziness, and crowds of Bourbon Street won't be part of the picture.
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College star Megan McKay set to join Keely Froling and Ellie Collins under the Torns boards
The Launceston Tornadoes have addressed their front court issues that dogged last year's lamentable season.
The club has announced that 192cm power forward Megan McKay is set to make a NBL1 debut straight after her current stint in Germany.
The recruitment of the 23-year-old West Australian has bolstered the Tornadoes' height under the boards.
McKay's arrival comes on the back of 188cm Keely Froling and 182cm Ellie Collins joining the playing roster.
Brittany Hodges, standing at just 185cms, spent most of last campaign sidelined with a persistent hamstring injury that left a shorter Stella Beck to play out of position.
Two of last year's forwards will no longer take part in the new Tornadoes program under coach Sarah Veale that leaves McKay to be the tallest player signed since Mikaela Ruef took the court in 2016.
McKay, speaking amid her first professional contract, is keen to lead from the front.
"I will be striving my best to bring talk and energy to the team along with a strong inside presence," she said.
The rookie has impressed for first division Bundesliga club Wasserburg, averaging 15.1 points and 8.2 rebounds.
It adds to a bulging resume that includes a role in the winning Australian under-17 FIBA Oceania championship team in 2013 and the gold medal four years later at the World University Games.
McKay has also completed a distinguished US collegiate career for St Mary's Gaels.
Not only did she average 12.6 points and 7.8 rebounds in her senior year, the 2019 graduate made the NCAA conference championship all-tournament team, earned the all-conference first team honours and was the first woman ever to lead the West Coast conference in field goal percentages all four years.
St Mary's has proved to be a fertile recruiting ground for Tornadoes and McKay is well aware of the reputation that Lauren Nicholson in 2017-18 and Beck the next year have carved out in Launceston.
"I am excited to head down to Tassie and to play for the Torns this NBL1 season," she said.
"I'm looking forward to working with Sarah Veale and my other teammates to help develop Launceston's basketball culture and to bring back a championship."
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The gate Arab News Technical The Gate Arab News Technical
Company returned to Facebook again to use the method of cloning features and applications in order to pull the rug from under the feet of competitors, where they released a new app called Lasso, which lets users create short video clips, in order to suitable the application of TikTok China is a popular major, which has recently merged with the application of the Musical.ly, and the platform of social media in gaining teenagers, where he said half of teenagers only in the year 2018 they're still using Facebook compared to 2014 when he said 71 percent of them they're using the product.
The information related to the development of this application has appeared for the first time in late October, users can through the application of Lasso Lasso-record short video clips and synchronize the way the lips move with the music, similar to what can be done already via the application of Tik Tok TikTok, also allows Facebook app users to record short clips such as the application of the Vines.
The app is available on Android and iOS iOSand continue it in the current time on the United States of America only, the organization said in the app description: "lasso Lasso is a standalone application new the videos short and entertaining from comedy to beauty to fitness and more. We're excited about the possibilities here, and we will collect comments from the people and content creators to develop and improve the app".
This allows you to Lasso the filming of video clips lasting up to 15 seconds (no preloader), and users can log into lasso Lasso via Instagram or create an account using Facebook, giving the app permission to access the page file of your personal photos and videos to the user, so that after completion of the setup process to scroll through the many short video clips that run automatically during traffic.
And view the tags or the hashtag prominently at the bottom, as the user can, in a manner similar to the rest of the platforms, social media, filter the content with tags, and watch videos lasso Lasso as a story on Facebook, Facebook Stories, with the work of the company to add a feature later to watch the videos as a story on Instagram, with reference to the user is not able to make their profile private, which may cause some concern.
The mosques in the application of Lasso Lasso-a lot of content, similar to what was there already via Facebook Watch the launch of the initial, and moved away to Facebook for a statement formally launching the app via its website, and its announcement of the app on a tweet posted by the product manager of Facebook Andy Huang Andy Huang via his account on Twitter announcing the launch of the app, to later Product Manager Lasso Bowen B Bowen Pan tweeted about the app.
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File Photo - Shane Warne & Liz Hurley rumoured SplitAdd to Lightbox Download
Liz Hurley with her partner Shane Warne present the winning prize for The cash out Multiples only on Betfiar International Stakes at Ascot Races
Ascot Racecourse, Ascot, United Kingdom
Saturday, 27th July 2013
Picture by Andrew Parsons / i-Images
According to British Media - Australian cricketer Shane Warne and British model Liz Hurley are rumoured to have split after the couple stopped using social media to communicate.
Filed Tuesday 17 September, 2013.
- Filename
- iImages_ap_liz_hurleyAA-060x.JPG
- Copyright
- ©2013 Andrew Parsons / i-Images
- Image Size
- 3707x2602 / 699.5KB
- Contained in galleries
- SEP 17 2013 File Photo - Shane Warne & Liz Hurley rumoured Split, JULY 27 2013 Liz Hurley and Shane Warne at Ascot Races


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Just we sat down with author and expert Louann Brizendine, M.D. to learn all about what goes on inside that head of his — literally as her hotly-awaited new book 'The Male Brain' is released ( March 23!
1. Which are the biggest differences when considering male and brains that are female?
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Desktop-as-a-Service Designed for Any Cloud ? Nutanix Frame
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Complete Story
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General Category => General Discussion => Topic started by: pbeilschmidt on March 09, 2016, 06:44 PM
Windows Updates (March 2016 Patchday) cause problems for e!Sankey - please read!
Post by:
March 09, 2016, 06:44 PM
The updates released by Microsoft on March 2016 (March patchday) may cause problems opening diagram files in e!Sankey. This issue was reported to us and we could confirm it on our own machines (Windows 7, Windows 10).
When trying to open an existing Sankey diagram file, or when creating a new diagram file, an error is prompted and the opening/creating of the file is aborted. The error message reads "Signature validation failed. File integrity compromised". See sample screenshot from e!Sankey 4 below.
We are not sure whether this problem occurs on all machines that have installed the March 8 security updates, or whether it occurs only on machines that have specific security settings.
[Update March 10: All e!Sankey versions 1,x, 2.x, 3.x and 4.0 seem to be affected. Problems have been reported for operating system Windows 7 and Windows 10]
Our staff is analyzing the issue at present, and we have likely identified which of the 13 Windows security updates may cause this problem for e!Sankey.
[Update March 9, 11 PM EST: KB3141780 and/or KB3135983 seem to be responsible for the problem. These security updates address a vulnerability in the Microsoft .NET Framework 3.5.1. Please see the link in post reply #1 below.]
Microsoft encourages all users to install the updates and labels them as important. Hence we can not call for abstaining from running the updates. Should you, however, be able to delay the Windows update for some days, you could avoid to run into a situation in which you are unable to work with e!Sankey.
We will be working hard to solve this issue, if we have a handle on it. We will keep you informed on all developments here in the forum. Our e!Sankey Help Desk will do its best to answer all your questions. However, as of present (March 09, 2016, 1 PM EST) we can not offer a solution.
[Update March 10, 2 AM EST: Using a system restore point might constitute a first quick solution. Please read post reply #2 below.]
[Update March 10, 6 AM EST: For Windows 7 users temporarily uninstalling KB3135983 seems to be a possibility to circumvent the issue. Please see the link in post reply #3 below.]
We very much regret this situation that has arisen with the latest Microsoft Update and apologize for all inconveniences caused to our e!Sankey users.
Re: Windows Updates (March 2016 Patchday) cause problems for e!Sankey - please read!
Post by:
March 09, 2016, 06:50 PM
Information on the March security updates:
https://support.microsoft.com/en-us/kb/3140768 (https://support.microsoft.com/en-us/kb/3140768)
Information on the specific most likely causing the issue:
MS16-035: Security update for the .NET Framework to address security feature bypass (https://support.microsoft.com/en-us/kb/3141780)
MS16-035: Description of the security update for the .NET Framework 3.5.1 in Windows 7 Service Pack 1 and Windows Server 2008 R2 Service Pack 1: March 8, 2016 (https://support.microsoft.com/en-us/kb/3135983)
Re: Windows Updates (March 2016 Patchday) cause problems for e!Sankey - please read!
Post by:
March 10, 2016, 08:26 AM
One possible solution can be the use of a System Restore Point. If you have opted for setting a system restore point before installing the Windows updates of March 8 you can revert to the operating system status you had before.
Note that system restore is not allowed in all companies. Please talk to to your system administrator. System restore may take up to 30 minutes.
We have conducted tests with system restore point and could successfully open e!Sankey files again.
Note: This is not an endorsement for running Windows System Restore.
We continue looking into other possibilities in tackling the problem, e.g. by temporarily excluding single security updates from the March Windows updates. We will keep you informed on any alternative solutions that can fix this issue.
Re: Windows Updates (March 2016 Patchday) cause problems for e!Sankey - please read!
Post by:
March 10, 2016, 10:15 AM
Another intemediate / temporary solution for users that run
Windows 7
and possibly also Windows 8 / 8.1 could be to uninstall security update
again, if the complete Windows Update of March 8, 2016 has been installed. Alternatively, if the Windows Update hasn't been installed yet, you may want to uncheck KB3135983 in the list of security updates, and exempt it (temporarily) from installing.
We do explicitly advise customers that they are uninstalling (or refrain from installing) this specific security update KB3135983
at their own risk
. Microsoft has identified this security update as "important" and advises its users to install them. Consult with your system administrator.
Re: Windows Updates (March 2016 Patchday) cause problems for e!Sankey - please read!
Post by:
March 10, 2016, 05:51 PM
An intermediate update for our users (March 10, 12 AM EST):
Looks like the colleagues from the development team have caught this little rascal now and that we will be able to provide an update release compatible with the changes made by the Windows security update tomorrow. We beg your patience until we have done the necessary testing and will keep you posted here.
Re: Windows Updates (March 2016 Patchday) cause problems for e!Sankey - please read!
Post by:
March 11, 2016, 11:33 AM
We have now released new versions for e!Sankey 4.0 and e!Sankey 3.x and will be providing these on our update server within the next hour (Friday March 11, 12 AM CET/6 AM EST). Users will be notified that a new version is available in the software in the version panel on the start page (see screenshots).
Please see this new post for details (http://forum.e-sankey.com/index.php?topic=1965.0).
Simple Machines


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All posts tagged "Baron Batch"
Features/ 5 years ago
Reviewing the 2011 Steelers Draft
The Pittsburgh Steelers had a total of 7 picks in the 2011 NFL draft. When you analyses drafts it usually takes...
Steelers Make Roster Moves To Get Roster Down To 75
A day after the Steelers fell to 0-3 in the preseason, the club today made 15 roster moves today to get...
Steelers Acquire RB Felix Jones From Eagles For LB Robinson
The Steelers announced today that they have agreed to a deal with the Eagles, which sees the Black and Gold move...
RB Bell To Miss This Week With Foot Sprain; To Seek Second Opinion On Injury
Yesterday RB Le'Veon Bell promised he would be back and make all those that were shouting out negative things about him...
Game Stories/ 7 years ago
Plenty To Work On; Steelers Sloppy In 18-13 Loss To Giants
By Steve Spooner Well the first preseason game is in the books for the Steelers and let's be honest it's one...
State Of The Steelers Running Backs
On Saturday, the Pittsburgh Steelers addressed a much needed position in the NFL Draft. A running back. Le'Veon Bell is...
Steelers Suspend Mendhall For One Game For Not Showing Up Sunday
Running back Rashard Mendenhall might as well start looking around the league at other teams that need running backs, because he...
Steelers Bring Back WR Burress, Ink QB Hoyer to Back Up Batch
As expected today, the Steelers made some roster moves – one was expected, the other – quite the surprise. First the...
Mendenhall and Redmen Both Miss Practice; Both May Sit Sunday vs Cincinnati
The Steelers may have to air it out vs the Bengals on Sunday night, as a couple of their top running...
News/ 9 years ago
Rooney Wants to Stay with Grass field at Heinz Field
Two days after rookie running back Baron Batch blew out his left knee while practicing on artificial turf, Steelers chairman emeritus...


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Loan and loan – how do they differ?
Loan and loan – concepts similar to each other, both derived from economic terminology, but definitely differing in their interpretation. When the given commitment given to the client is a loan and when the loan? What is the difference between a loan and a loan?
The concept of credit
What is a loan ? The commonly accepted definition indicates that the loan is a liability which a financial institution authorized to undertake banking activities grants to the borrower. A loan is the physical provision of a certain amount of cash for a specific purpose by a bank or a cooperative savings and credit union. The borrower , by taking a loan under a signed loan agreement in which the purpose of the loan is indicated, undertakes to return the loan principal together with accrued interest to the creditor for a fixed period in the contract. They are the remuneration that the lender collects for granting the loan.
Granting such as credit commitments is preceded by an analysis of the capacity and reliability of the credit potential customer. Ability should be understood as a real possibility of monthly, timely repayment of principal and interest installments during the loan period. The level of creditworthiness is affected by the level of monthly income and the borrower's costs incurred by the borrower, eg due to installments of other financial liabilities, rent, fees for utilities and the like.
The Bank also checks the financial situation of the client in many databases, and in the first place in the database of the Credit Information Bureau, which stores information about all borrowers in Poland, regardless of whether they regularly pay installments or have delays in repayment. Positive entries in BIK work in favor of a potential borrower and accelerate the issuance of a positive credit decision.
What is a loan?
The loan is also a financial obligation, but it can be provided by virtually any entity, even by a natural person who does not conduct business. All rules for granting and incurring loans are included in the provisions of the Act of 12 May 2011 on consumer credit, the provisions of which came into force in Poland on December 18 of the same year.
A loan is also a consumer loan if its amount does not exceed PLN 255 550 or the equivalent in a currency other than Polish. The entity that grants the loan can be any person or institution that has the appropriate amount of money to make available to the borrower on the basis of a previously concluded loan agreement.
What is the difference between a loan and a loan?
A loan and a loan are obligations in which one party is guilty of the other, on the basis of a written or verbal contract. The difference between a loan and a loan lies in who can commit. Banks, Credit Unions, loan companies and other entities that own loan capital may grant loans within the limits of applicable regulations, but only banks and credit unions are entitled to grant loans.
The loan agreement must be compulsorily concluded in writing, and with the loan such a form is not required up to PLN 500. Later, the contract, similarly to a loan, should be drawn up in writing.
The loan is granted for any loan purpose, with minimum formalities, even online, without a personal visit to a loan company. We will get it despite the negative entries in BIK, although on slightly less preferential terms.
A special type of loan is a mortgage in which the mortgage established on a residential property is secured. Only bank institutions provide such loans, and loan companies have no right to secure their claims in the same way.
Loans and loans are similar products, although there are differences between them that do not allow the use of these two terms interchangeably.


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KeywordAlaska Department of Law
Alaska Supreme Court
Anchorage, Alaska
appellate courts
criminal appeals
criminal justice
criminal law
diversion programs
justice education
juvenile justice
pretrial diversion
sexual assault
violence against women
Washington (state)
MetadataShow full item record
AbstractThe November 1978 issue of the Alaska Justice Forum leads with a description of Project PROSECUTOR (PROSecutor's Enhanced Charging Using Tested Options and Research), a project of the Alaska Department of Law and the UAA Criminal Justice Center to improve prosecutor screening and legal advising to police and to establish a pretrial intervention program. Standing Together Against Rape (STAR), a 24-hour crisis intervention and advocacy service for victims of sexual assault, opened in Anchorage in May 1978. The state of Washington has adopted a sweeping new juvenile justice code, which went into effect July 1, 1978, replacing the original code adopted in 1913. Also included are digests of recent Alaska Supreme Court opinions and points brought up in criminal appeals cases, the winter 1978–1979 schedule of classes offered by the Justice B.A. program at UAA, announcement of an upcoming police education symposium, and a justice training calendar.
Table of Contents"Project Prosecutor" by Kevin Bruce / "Rape Crisis Program" by Sema Lederman / "Winter Class Schedule" / "Washington Juvenile Code" / "Opinions of Note" / "Police Education Symposium" / "Points on Appeal" / "Justice Training Calendar"
SourceAlaska Justice Forum
PublisherCriminal Justice Center, University of Alaska Anchorage
CitationAlaska Justice Forum 2(10), November 1978
Related items
Showing items related by title, author, creator and subject.
Alaska Justice Forum ; Vol. 26, No. 1 (Spring 2009)Everett, Ronald S.; Carns, Teresa W. (Justice Center, University of Alaska Anchorage, 2009-03-01)The Spring 2009 issue of the Alaska Justice Forum presents articles on Anchorage Wellness Court and other therapeutic jurisprudence and problem-solving courts, justice system operating expenditures, and an update on the work of the Criminal Justice Working Group.
Criminal Justice Reform and Recidivism ReductionMyrstol, Brad A.; Armstrong, Barbara (Justice Center, University of Alaska Anchorage, 2016-04-01)This article briefly examines evidence-based approach to policymaking in criminal justice and the two conceptual pillars that serve as the foundation of this strategy: effectiveness and efficiency. The article also describes the Pew-MacArthur Results First Initiative, a "smart justice" approach to reducing recidivism under the auspices of The Pew Charitable Trusts and the John D. and Catherine T. MacArthur Foundation, that is being led in Alaska by the Alaska Justice Information Center (AJiC), housed in the UAA Justice Center.
The Public's Perspective— Justice Administration 1980: A Survey of Public OpinionHavelock, John E.; Ring, Peter Smith; Bruce, Kevin (Justice Center, University of Alaska Anchorage, 1980-08)This public opinion survey was commissioned by the Alaska Criminal Justice Planning Agency, Governor's Commission on the Administration of Justice, to help people interested in justice administration in planning, predicting, and educating with respect to the future design and administration of the justice system in Alaska. The survey was conducted during November and December 1979 and included 676 respondents from throughout Alaska. The survey elicited public opinion in four major areas: (1) the climate of public safety, including perceptions of crime rates, public safety, gun ownership, victimization, and family violence; (2) images of the justice professional, including professional skills, professionalism, educational qualifications, discretionary judgments, and discriminatory practices; (3) changes in the law, including the role of public opinion in revision of law, strictness and leniency of laws, perceptions of revisions (including recent revisions in sentencing, the Alaska criminal code, alcohol regulations, and drug laws), perceptions of laws relating to alcohol, marijuana, and other drugs, criminality of gambling and sex offenses, and election of justice officials; and (4) public attitudes toward selected decisions regarding the administration of justice, including law enforcement and corrections priorities, justice services in rural Alaska, consolidation of public safety services, police use of firearms, sentencing, and public education in justice.


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Buy Thai Curry, Grocery & Thai Cooking Ingredients here
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IMPORTANT: We are experiencing unprecedented levels of ordering and supply chain issues. This is due to the changes in buying habits surrounding the current concerns about Coronavirus. We are doing all we can to meet demand, but please do bear with us during this exceedingly busy time. Your order will arrive later than normal. Many Thanks, Operations Co-ordinator.


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Special Offer:
Free Standard Shipping on Orders $50+
Shakespeare® WildCat Spinning Combo
$29.99 $25.49
Special Offer:
Free Standard Shipping on Orders $50+
Details nullhttp://www.shakespeare-fishing.com/shakespeare-combos-spinning-combos/shakespeare-wildcat-spinning-combo/1423951.html
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Shakespeare® WildCat™ combos are specifically designed to haul in those monster catfish. These tough combos are reliable and won't empty your wallet.
- 50 size reel
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Product Reviews
Shakespeare WildCat Spinning Combo is rated out of 5 by 3.
Rated 5 out of 5 by Smccoy from Great combo for catfish I bought this for my wife and she loves it. Thanks
Date published: 2018-06-09
Rated 4 out of 5 by prop630 from Nice heavy duty outfit I bought this a few weeks ago and I'm very happy with it. Great heavy duty rod and reel set up for catching most cats and carp, rod has good backbone to it and is a nice size. Probably not as good for the big monsters but great for my use. I wish the reel had a lever to turn off the anti reverse. Nice heavy duty setup for the price.
Date published: 2019-09-28


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See whats on at your local library
Anyone who lives, works or studies in the Falkirk area may join Larbert library. Books, DVDs and other items are available for loan.
This library also provides free high speed internet access and has a wireless computer network.
See our Whats On for regular children's activities in the library
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22 Hallam RoadLarbert FalkirkFK5 3JX
01324 503590
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Mon., March 27, 2017
Pup learns about porcupines the hard way
HUNTING DOGS -- Ranger, my Brittany pup, appears to be one of those slow learners when it comes to porcupines.
The photos show his first encounter two weeks ago and his second encounter on Saturday.
The first amounted to one quill that I pulled out with my fingers.
The second encounter amounted to around 80 quills and a bill for $510 from the Pet Emergency Clinic, which is more than a standard acupuncture treatment.
I know, I know. It could have been worse. People have been sending me photos of the worst-case scenarios.
My other bird dogs have pointed porkies.
We're going to work on that, before I go broke.


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- Did you mean
- winter resulting barley
Search results
Winter Wheat Stand Assessment and Fertilization
Evaluate winter wheat stands after green up for yield potential based on a stand count and ... temperature. Typically, winter wheat is said to break dormancy once soil temperature has warmed to 39 F or ... is to determine if some form of weed control is needed. Weeds of concern include winter annual weeds ...
Frost Seeding to Renovate Pasture and Hay Fields
cycles of late winter and early spring help to move the seed into good contact with the soil. The key is ... temperatures that we continue to experience this winter is a contributing factor to increased incidence of calf ...
Check Cattle for Lice in Late Winter/Early Spring
Check beef and dairy cattle for lice infestations during the late winter and early spring months. ... Although lice can be present throughout the entire year, high numbers of lice are most likely during winter ... heavy lice infestations are most often seen during winter months. There are two type of lice that may ...
Maintain Teat Dipping Practices During Cold Weather
wind is channeled. Winter weather can result in increased incidences of roughened teat ends, termed ...
Managing Your Tax Return
The winter chill has returned, and some days it seems like a long time till spring returns. What ...
Manure Management in Winter
Winter may seem like the ideal time to haul manure. After all, we won't get stuck or leave ruts in ... frozen soil. Winter is also a time when many livestock that are typically on pasture are housed indoors ... a winter rain rushes across saturated soils. NRCS 590 standards limit winter application to 5,000 gal. or ...
Keep Yourself Moving in the Winter Months
It's winter, which means cooler weather, but don't let that keep you from being active. ... keep yourself active while staying safe, motivated and reasonably comfortable in the winter months? ... the winter often, consider buying shoes or hiking boots that are slightly larger than your usual size. ...
Chili White Chili Winter Black Bean Soup Zesty Tomato Soup ...
Challenges of Drying Higher Moisture Corn
recommended for corn that will be stored over winter. There was a lot of June planted corn in Wayne County and ...
The Link Newsletter
Winter Edition 2020 Fall Edition 2019 Fair Edition 2019 Summer Edition 2019 Spring Edition 2019 ... Winter Edition 2019 November/December 2018 October 2018 August 2018 July 2018 June 2018 April/May 2018 ...


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Has a Death Occurred? We Are Available 24/7 (503) 894-7611 Live Chat
News & Events
Wilhelm's Portland Memorial was built to serve the community in more ways than one. We take pride in hosting our neighbors so please join us join us for a service, a quite walk or one of our memorable events.
Dissolving the Dead: A Look Inside Portland's First Aqua Cremation Machine
By Portland Mercury | Read Article
Free Mausoleum Tours
Every Wednesday & Friday
Join us for a free tour of our beautiful mausoleum every Wednesday and Friday starting at 3 PM. On the day of the tour, all that is required is to sign-in and one of our family service advisors will escort the group to the mausoleum.
Located at Wilhelm's Portland Memorial Funeral Home, 6705 SE 14th Avenue in Westmoreland.
Service of Remembrance
December 7, 2019
Wilhelm's Portland Memorial
We invite you to join us for a service of remembrance to honor those who have lost a loved one.
There will be a full memorial service, live choir music, candle lighting ceremony and refreshments.
Service will be held at Wilhelm's Portland Memorial at 6705 SE 14th Ave, Portland, OR 97202.
This is free and open to the public.
Copyright © 2020 | Terms of use & privacy policy


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Spearmint Natural Coconut Oil Toothpaste 60ml - Georganics
Georganics natural toothpaste with calcium carbonate and sodium bicarbonate cleans and remineralizes teeth naturally thanks to being high in minerals like calcium, potassium, magnesium and natural organic silica. This is the safest and mildest toothpaste formulated only with the best quality ingredients, all of which are organic and food grade certified.
Georganics natural toothpaste is made from coconut oil and blended with Spearmint Leaf Essential Oil, steam distilled and certified organic. This toothpaste's properties are very similar to that of Peppermint Oil. It is a strong antiseptic, eliminating germs and promoting healing. The fluoride free, SLS free, and glycerine free formulation is an ideal replacement to commercial whitening toothpastes, and the packaging is entirely plastic free too. It comes in a glass jar with bamboo spatula, and the seal on the jar is made from biodegradable wood pulp. It's also PETA cruelty-free and vegan certified.
HOW TO USE: With the spatula provided with your toothpaste, apply a pea-sized scoop onto a bamboo toothbrush. Brush as usual for 2 minutes, leave longer for extra remineralisation. Make sure no water enters the jar to avoid bacteria growth. Once the jar is opened store in a dry and warm place for up to 12 months.
INGREDIENTS: Calcium Carbonate^, Caprylic/Capric Triglyceride*^, Kaolin^, Butyrospermum Parkii Butter*^, Cocos Nucifera Oil*^, Diatomaceous Earth*^, Sodium Bicarbonate^, Mentha Spicata Herb Oil*^, Tocopherol^. *Organic. ^Food Grade.


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These pages are targeted at people who can already program in Python, so the most basic aspects of functions and methods is assumed knowledge, and this page focuses on what is of interest to those who aleady have that assumed knowledge. Default Value Parameters.The default value trap'Pure' functions / methodsFunction overloading Default Value Parameters Both… Continue reading Functions and Methods (With the Traps and Tricks)
Tag: python
Variables & Types (Under the hood)
This posts delves a little deeper in to variables in both Python and Kotlin. Nobody Expects.. Pointers in Python (and Kotlin)Primitive Values vs Reference/Pointer Variables.Mutable vs ImmutableShared Modifications - The Devil InsideClass vs Type in Python & Kotlin Nobody Expects.... In many languages, the simplest variables operate like a calculator memory: A value is stored… Continue reading Variables & Types (Under the hood)
The two that do not fit in the same group are the Python With and Kotlin Use. These functions are for using (or doing something with) a resource that should be released when the operation is complete. Kotlin Let, Apply, Run, Also, With (not to be confused with Python With), are all quite similar. Once… Continue reading With,Use,Apply,Also,Run,Let
Structure: Import, Dependencies & Repositories
Both Kotlin and Python use the keyword "import". At a superficial level, import performs a similar role in both languages, but the steps for each languages achieve what is required are very different. Examining how import works, explores the structure of Python and Kotlin program, and how they are constructed. Import relies on dependencies, and… Continue reading Structure: Import, Dependencies & Repositories
Namespaces, Modules & Packages
I found the wikipedia page on namespaces not very helpful, and in fact did not find a concise and clear explanation elsewhere, so hopeful this post provides a clear and concise explanation of the basics, before getting to the more advanced. Contents: Basicswhat is a namespace?runtime vs compile time namespacesglobal namespacesobject namespaces and "."function/method 'local'… Continue reading Namespaces, Modules & Packages
Static Typed vs Dynamic Typed Languages
Programming languages are categorised as either static typed ,or dynamic typed, and the differences may actually surprise, as they go deeper than it may seem at first. Contents: Dynamic Type Variables: The Obvious, but Superficial Difference Dynamic Types: A Deeper Difference Strange Behaviours Behaviour Summary: Total flexibiliy, total uncertainty Static Types Compile Time vs Run… Continue reading Static Typed vs Dynamic Typed Languages
Python: The great, the bad and the ugly
Python is one of the most popular programming languages. In fact PYPL has Python as now the most popular language, and Tiobe recently awarded Python language of the year. So clearly Python has very strong appeal, hence the upgrade from 'good' to 'great' in the title of this post. An interesting perspective can be gained… Continue reading Python: The great, the bad and the ugly


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Prior to you find out the fundamentals regarding exactly how to trade options as well as the approaches, it is essential to comprehend the kinds, price and also threats prior to opening up Options represent trading. This post will certainly concentrate on supply Options vs. international money, bonds or various other safety and securities you can trade Options on. This item will primarily concentrate on the buy-side on the trading and also the market methods utilized.
What is a Stock Option?
A choice is the right to market supply or get at the strike cost. Each agreement on supply will certainly have an expiry month, a strike cost and also costs – which is the price to short the alternative or get. If the agreement is not worked out prior to the alternative runs out, you will certainly shed your cash spent in your trading account from that agreement.
What is a Call Option as well as exactly how to trade them? A telephone call alternative agreement provides the owner Finakademie the right to purchase 100 shares of the supply (per agreement) at the dealt with strike cost, which does not alter, despite the real market value of the supply. An instance of a telephone call alternative agreement would certainly be:
1 implies one alternative agreement standing for 100 shares of PKT. The standard idea and also discovering exactly how to trade call options in this instance is you are paying $500, which is 100% at danger if you do absolutely nothing with the agreement prior to December, however you have the right to get 100 shares of the supply at 40. You did pay costs of $500, so the overall internet gain in this Options trading instance would certainly be $1500.
Trading Accessibility schedule makes it simple for the investors to routinely as well as easily examine their Options and also check the economic market on a 24/7 basis. As the system uses the accessibility to worldwide markets, investors can continuously maintain trading at any type of time of the day.


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Extended version of IRN's league table of the top 100 rental companies in the world, which includes comment on individual companies and further graphical analysis
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This is a Fruit Roll-Up knock off that will give you a serving of actual fruit rather than a bunch of artificial ingredients and commercial sweeteners. The cool thing is she uses three different types of fruit in these, with apples, strawberries, and grapefruit making an appearance. Making it look like a strip of leather is easier than you think, and she walks you through the steps so you can make it look appetizing. And they're great for kid's lunches as well, so you can feel good about what they are snacking on.
Grandmas may have spent hours perfecting their versions of meatballs (and we love 'em for it!), but in these busy times, slaving over a stove may not be on the agenda. Expedite your meatball-making with these breadcrumb-free, baked-not-fried pork and beef spheres, drowned in a homemade marinara sauce. You won't believe it only takes about 30 minutes for the whole thing to come together.
It can be pretty overwhelming to make a significant lifestyle change. For most people who take on the Paleo diet, their biggest co...ncern is the question of "What will I eat?" Even when you understand which foods you can enjoy, and which foods you should avoid, the task of actually planning, shopping for, and cooking your meals can still be very confronting. To streamline this aspect of committing to eating Paleo, Bill and Hayley have created "The 30 Day Guide to Paleo Cooking". In this book, Bill and Hayley guide you step-by-step through your first month of following the Paleo diet. They cover everything you need to know to have a basic understanding of why this way of eating is perfect for optimal health. We are all designed to be fit, healthy and happy people, and following the Paleo diet is a solid foundation for a happy, healthy life.For your first 30 days of eating Paleo, this book includes a complete meal plan broken down week by week. In each week, they provide a detailed schedule of the meals to make, shopping lists that go along with the meal plan, and recommended reading to expand your knowledge of this lifestyle beyond the basics. read more
I'm a guy, carnivore and amateur cook . I love meat so going Paleo isn't a great stretch for me, but I'm always looking for ways to bump up the flavor and elevate my cooking. What I like about this cookbook is that the recipes are easy to follow. But what I LOVE is the diversity of different cooking styles and meats used. The author takes you on a world wide trip of flavor and introduces you to proteins most people would be nervous to try to cook or eat. While you have your normal proteins such as beef, pork, chicken and lamb, you also get an intro to frog legs, gator, bison, buffalo, venison, elk, etc. Take a walk on the wide side and let your inner Captain Caveman taste buds scream in joy with these tasty and healthy recipes. Good Eats.
Perhaps the most compelling part of this cookbook is the thousands of glowing reviews. People write that Meals Made Simple is the must-have for every paleo kitchen thanks to its delicious recipes and helpful shopping guides. One person even goes so far as to say this cookbook changed her life! If that doesn't motivate you to check out this product, we don't know what will.
This is a great way to start your day and feel like you really ate a full meal. Eating Paleo means eating until you feel content, not starving yourself or depriving yourself of a full-sized meal. This breakfast burger is packed with wonderful breakfast foods that will not only keep you satisfied but will also make sure you aren't cheating on your diet. You're getting super foods like avocado, eggs, and fresh kale, which work nicely together and provide a good mix of protein, vitamins, and minerals. The avocados have potassium, the eggs have protein and minerals, and the kale has plenty of fiber and other good things for your body.
Now, you never have to worry about becoming bored with your meal planning again. This book awakens new ideas on how to cook naturally, with raw, organic ingredients. If you're just starting out on this journey you'll be amazed at the many delicious meals and snacks provided here, within these pages. If you want an abundance of quick and easy recipes, and all of them to be good for you then this is a great recipe book.
A very hot oven quickly roasts the potatoes and finishes the chicken without overcooking. The simple oil mixture, using solely extra-virgin olive oil to keep it paleo-friendly, packs a ton of flavor without adding excessive calories or fat to an already flavorful dinner. To serve a family, double the recipe and use an additional sheet pan for added space. You can substitute fingerling potatoes, halved lengthwise, for the small Yukon gold potatoes.
Introducing paleo food to a family can be tough, especially as many people are resistant to the idea. As a result, this cookbook offers one potential way around the problem, by focusing on recipes that aren't obviously paleo. The meals would also work well for many families because they don't use incredibly obscure ingredients and often don't have as many steps as other paleo recipes.
With this crock pot recipe you can create a cashew chicken dish that will rival anything that you can buy from your local Chinese restaurant. The great thing is that because it is using the slow cooker it is going to be a really easy as far as preparation goes. You won't have to babysit this, all that's needed is to place the ingredients into the pot and let it cook itself for 3 to 4 hours. The great thing is they've used things like arrowroot starch instead of a breading made from wheat. It's simple and subtle changes like this that can turn a Paleo no-no into a Paleo yum-yum.
Junk food and takeout tend to have a strong hold over people, even when they're attempting to eat healthily. This cookbook attempts to tackle that problem by introducing a range of different paleo dishes that are variations on common takeout meals. This includes recipes from many different cultures, including Indian, Mexican, Greek and American meals.
If you want to try a Japanese-style burger without traveling to Japan, this is your ticket. They're using organic grass-fed ground beef from Trader Joe's, an excellent way to start off any burger recipe. From there they add onion, garlic, an egg, and some seasoning to get these just right. They then pan fry them, and they give the instruction of not squeezing them during the cooking process because they'll end up dry. You can flip them as needed, but when it's all said and done these retain their round shape. To make it even more Japanese themed you can use soy sauce during the cooking process.
Are you tired of having to eat out all the time because your culinary skills just aren't up to par or you don't know where to start when it comes to creating a quick delicious meal from your own kitchen? If you answered "yes", then this is the cookbook for you. The recipes are simple enough in execution complex in flavor to make the most novice of cooks seem like they really know their way around the kitchen.
The main limitation to mention is the layout. In particular, the overall design and font size means that some parts of the recipes are hard to read – especially if you're trying to follow the recipe while cooking. The problem may not be dramatic for everybody but it would be a particularly significant issue for anybody with even minor vision challenges.
In order to keep salads interesting you need to have an array of different ways to make them. In this grilled chicken salad recipe you're starting with a basic chicken salad, but adding in items like raspberries, walnuts, and artichoke hearts to jazz things up and make it a meal that you look forward to time and time again. Top it with a basic balsamic vinaigrette or your favorite Paleo dressing and you've got a winner on your hands.
Even though these have been dubbed "finger lickin'" Colonel Sanders has nothing to do with these. That's because they're not made with chicken, but with beef. They pack a bit of a kick because of the chipotles used, but not so much that it overpowers the other ingredients. There are plenty of Paleo ingredients used, both in the meatballs, and in the sauce. You'll find tasty items like coriander seed, garlic, paprika, and bay leaves. You'll find that the Paleo diet is not very restrictive, it's just a matter of finding the right mix of spices and seasonings to make the food taste as good as it can.
Eating Paleo is as hard or easy as having the right recipes to follow. Go into it alone and try to figure it out solo, and you'll probably crash and burn. Go into it armed with an arsenal of delicious recipes already planned out for you, and in accordance with the Paleo guidelines of what to eat and what not to eat, and your chances of success improve dramatically. Here are the Top 10 Paleo Diet Cookbooks on the planet, so you can get the junk out of your life and start eating real, actual, food.


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Resheq calls on the international community to save Myanmar Muslims
Hamas political bureau member, Ezzat Resheq, condemned the brutal attack targeting the Rohingya Muslims in Myanmar and the continuing the ethnic cleansing campaigns against them.
Resheq declared in a press statement on Sunday his movement's support for Muslims in Myanmar, calling at the same time for an official and popular act, and for Arab and Islamic and international moves to stop the war on Muslims in the Arakan region.
The Hamas leader also called for an urgent global relief campaign to save the oppressed and displaced people in Myanmar.
He concluded his statement by saying: "To our brothers the Rohingya Muslims in Myanmar, we say: your blood is ours … Your pain is ours… Your tragedy is also ours."
The United Nations has confirmed that more than 22 thousand people in Myanmar, mostly Muslims, fled from their areas because of the new Buddhist massacres, and about four thousands and 665 homes were destroyed.
A senior government official announced that more than a hundred people have died and three thousand houses burned, but Human Rights Watch Organization predicted that the death toll is greater according to the statements of witnesses who have fled from the horror of the massacre.


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"The Artist's Way"
I want to recommend this product at Amazon.com
The Artist's Way Starter Kit
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Learn more: https://smile.amazon.com/dp/1585429287/ref=cm_sw_em_r_mt_dp_U_Fq7iEb4YZN8PG
In the morning I listen to George Harrison, 'Here come's the Sun'.
It was the start of some needed healing of my heart. I had enough. I thought if I had worked hard enough, it would come together. Everything; life, the purpose and the joy.
It was "The Artist's Way" which gave me some tools; reintroduced me to old lessons and offered new directions.
So, in the morning when I wake up, I take a moment to take in the sun and reflect. The practice is referred to as the 'morning pages'. The idea is to place a stream of consciousness on the pages for five minutes, a period of time to purge your mind from muddle and place your thoughts in line.
It is simply journaling, a chance to shine a light on your thoughts. As soon as the pen leaves the paper, the thoughts disperse. It can be a moment to place intention in the universe, a moment of gratitude, of prose or poem, a scribble or mantra……
It's a moment to exhale.
The beautiful moment, is enough
As I start another chapter….
Many blessings.


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Author: Leigh Sparks
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Tag Archives: High Streets
Retail Focused Funded PhD Available – Suburban Mobility: Shopping and Older People
A fully funded three year PhD is available for Autumn 2019 start. This research project explores features of the retail environment that enable older people to use local neighbourhood and high street shops as well as participate and keep mobile in … Continue reading
Posted in Academics, Ageing, Architecture, Community, Consumers, Design, Health, Healthy Ageing, High Streets, Older consumers, PhD, Places, Planning, Public Realm, Scotland's Town and High Streets, Shopping, Streets, Streetscapes, Town Centre Living, Town Centres, Towns, Uncategorized, University of Stirling Tagged Access, Ageing, Community, Consumers, Design, Health, High Streets, Mobility, Neighbourhoods, Older People, PhD, PhD. Retail, Places, Shopping, University of Stirling Leave a comment
Vacancies and Store Closures
Over the last few years, vacancies and store closures have not been out of the news. Whilst vacancy levels may have dropped off from their peak a few years ago, there is a continuation of stories about the closure rates … Continue reading
Posted in Closure, Competition, Consumer Change, Government, High Streets, Local Data Company, Places, Public Realm, Retail Change, Retail Economy, Retail Failure, Retailers, Retailing, Scotland, Scotland's Town and High Streets, Scotland's Towns Partnership, Scottish Government, Scottish Retailing, Shop Numbers, Store Closures, Tax, Town Centre Review, Town Centres, Towns, Uncategorized, Vacancies Tagged futures, High Streets, Local Data Company, Places, PwC, Rates, Retail, Scotland, Scotland's Towns Partnership, Shop Closures, Tax, Town Centres, Vacancies 2 Comments
Scotland's Towns – a decade of learning (hopefully)
As this post is published (3 April) I am presenting at an event held to formally launch Scotland's Town Centre Boost Fund of £50m. The Town Centre Fund has been set up by Scottish Government and COSLA and aims "to … Continue reading
Posted in Government, High Streets, Place Standard, Places, Regeneration, Retail Change, Scotland's Improvement Districts, Scotland's Town and High Streets, Scotland's Towns Partnership, Scottish Government, Town Centre Action Plan, town centre first, Town Centre Living, Town Centre Review, Town Centres, Towns, Uncategorized, Understanding Welsh Places, USP Tagged BIDs, COSLA, High Streets, National Review of Town Centres, Place Principle, Scotland, Scotland's Improvement Districts, Scotland's Towns, Scotland's Towns Partnership, Scottish Government, Towh Centre Boost Fund, Town Centre Action plan, Town Centres, USP 1 Comment
Yours for £1 (not really)
It was an eye-catching gimmick, and it did the job, getting media coverage (and me onto the radio (again)). In early February, at a London auction The Postings shopping centre in Kirkcaldy was put up for sale with a reserve … Continue reading
Posted in Buildings, Community, Community Development, Creative Places, Dumfries, High Streets, Kirkcaldy, Landlords, Localisation, Places, Property, Regeneration, Retail Change, Scotland's Town and High Streets, Scotland's Towns Partnership, Shopping Centres, Town Centre Living, Town Centres, Towns, Uncategorized Tagged Assets, Community Action, Dumfries, High Streets, Kirkcaldy, Landlords, Property, Retail, Shopping Centres, towns Leave a comment
I was out at the country on the tenth 'anniversary' of the closure of the last Woolworths store in the UK – 6th January to be exact. I had already contributed to an element of the 'celebration'/'remembrance', so didn't feel … Continue reading
Posted in Architecture, Buildings, Churn, Closure, Consumers, Corporate History, Ghost Signs, Heritage, High Streets, Historic Shops, History, Pound Shops, Poundland, Retail Failure, Shopfronts, Store Closures, Streetscapes, Towns, Uncategorized, Urban History, Woolworths Tagged Churn, closures, Employees, failure, Heritage, High Streets, History, Pound shops, Retail Change, Retail Nostalgia, South Africa, stores, Streetscape, Woolworths 1 Comment
Dead or Alive?
A few weeks ago I was reading an interview in the Guardian and the interviewee, the writer Barbara Kingsolver, said about the Great Barrier Reef: "You're hearing about everything that dies, you're not hearing about everything that's still alive. If … Continue reading
Posted in Community, Consumers, Local Retailers, Localisation, Regeneration, Reinvention, Scotland's Town and High Streets, Small Shops, Small Towns, Town Centres, Towns, Uncategorized Tagged High Streets, Localisation, Media, Places, Regeneration, retail failure, Store Closures, Store Openings, towns 5 Comments
Twin Towns
To anyone with a Welsh background and an interest in films, Twin Town conjures up a film of 20+ years ago which was described as a Welsh Trainspotting, though less successful. Lock up your sheep and pretty much anything else, … Continue reading
Posted in Carnegie UK Trust, Collaboration, Community, Heritage, High Streets, History, Markets, Places, Regeneration, Small Towns, Town Centres, Towns, Uncategorized Tagged Carnegie UK Trust, Collaboration, Community, Development, Digital, Heritage, High Streets, Identity, Markets, Places, Small Towns, towns, Twin Towns, Twinning Leave a comment


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Our Alumni in 1998 Artists we've worked with Barbara Agar, Pam Ainsley, Peter Allen, David Almond, Maureen Almond, Keith Armstrong, Neil Astley, Atomic Lip, Julian Atterton, Eric Bainbridge, Ghazala Bashir, Mark Beevers, David Belbin, Heather Bennett, Dermot Blackburn, Bodytalk, Ben Bone, Chris Bostock, Chaz Brenchley, Joanna Brelstaff, Lee Brewster, Geoff Broadway, Simon Brown, J Chillmaid, […] READ MORE
Jean Sprackland
The Buzz
The Buzz Poetry performances The Buzz is a long-running series of regular poetry readings in Middlesbrough. Over the past ten years many of the most distinguished poets of our time have read in Middlesbrough. The Buzz is a chance to see and hear some of the most exciting poets around, as well as an opportunity […] READ MORE


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Overseas visitors to Tibet shall process entry formalities upon showing confirmation letters issued by the Tibetan government.
Passports and Visas: The foreign tourist is granted the entry visa only when he or she holds a valid passport and a letter of visa notification for tour groups issued by a Chinese embassy in a foreign country and confirmed by the Tibetan Tourist Administration.
Entry Confirmation Letter: Overseas tour groups, those from Hong Kong, Macao and Taiwan included, are allowed to enter Tibet only with a confirmation letter from Tibet Autonomous Region's Tourism Administration. The administration has representative offices in Beijing, Chengdu, Golmud, Shanghai, Xining, Xi'an, Hong Kong, Kathmandu, Japan and the United States to handle group tours.
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The ability to accurately keep track of sales leads is important in any sector, and this is especially true when it comes to the work of financial advisors. Thankfully, the relentless onward march of "Big Data" means that it is easier than ever to maintain an overview of how things are progressing with lead generation.
However, it may surprise many within the financial advice sector to find that their competitors, and even their colleagues, may be failing to use the information that is readily available to their best advantage.
Meaningful growth
A study by InvestmentNews in 2016 found that only 38 per cent of firms formally tracked leads on a routine basis. IM's Financial Performance Study, which was conducted in partnership with the Ensemble Practice, benchmarked client conversion rates from various companies and looked at the correlation between their practices and meaningful growth.
The list of financial advisors for the study set up a group of peers that could be weighed against each other, with the findings being declared as a "shock" in the published report.
Although the majority of those firms that took part in the study admitted to not tracking sales leads, every one of them is likely to have the tools to do so.
A customer relationship management (CRM) system is industry standard for financial advisors, though it may come in many forms. Any software that is used to look after the essentials of data collation, such as customer contact details, tracking interactions and managing customer accounts, falls under the umbrella term.
This sometimes means a package made up of a broad set of applications designed to help businesses manage various processes, but the upshot is that the ability to track sales leads should be a relatively easy factor to look after.
Lead Tech Connect
At Lead Tech we understand the importance of tracking sales data. All of our financial advice partners have access to Lead Tech Connect, our state of the art performance and lead management system.
Lead Tech Connect allows partners to update their lead data at every stage of the conversion funnel. This allows us to see exactly how our leads are performing. This data gives us unparallelled insights into where we can improve as a lead provider, and how our partners can improve their conversion rates and increase ROI.
We encourage partners to keep their Lead Tech Connect data up to date so we can constantly improve performance. This data is also used by our in-house digital marketing team. It allows us to generate more of the leads our partners want, and less of the ones they don't.
Types of leads
Any independent finance firm succeeds or fails by its conversion rate level. This means that knowing how many leads turn into actual customers is a vital part of maximising productivity and effectiveness.
The only way to know if your firm is strong or weak in the sales process is by making a thorough assessment of the way that leads are dealt with and the outcomes that they present.
A touch
For the purposes of the study, a "touch" was defined as a lead involving contact with an individual who could become a client through a basic lead generation practice. This could include some form of marketing activity across a wide spectrum or simply the use of the company's established referral network.
A prospect
A different type of lead is one that your business has gathered information about, which has then led to a validation of a qualified lead. This refers to a potential customer who is known to be able to afford basic prices or a minimum fee or some other quantifiable measure, such as having a minimum level of assets or meeting your own niche requirements, whatever they might be.
Converting a financial investment advice lead into a sale obviously comes down to more than simply managing data on different types of leads. However, knowing how to use the information that is available to you can make the difference between a good conversion rate and a bad one.
Formally tracking leads, both for touch and prospective clients, might be a lengthy process. Many firms operating in the financial advice sector have to factor in the time involved as it can in some cases take over a year to go through the process successfully.
Acknowledging this delay not only helps in overall operational planning but can also assist in dealing with certain types of client profiles, such as windfall beneficiaries or near-retirees who may themselves be looking ahead to a time when they know that advice will be needed.
Breakdown of tracking
Although the InvestmentNews Financial Performance Study found that the majority of firms were failing in their tracking efforts, it also highlighted the activities of those who did undertake the process.
Among the firms who did track leads:
- 72 per cent did so at the firm level
- 28 per cent did so at the individual adviser level
- The average conversion rate was 37 per cent of prospects/qualified leads
- The conversion rate for other leads who could be a client was 21 per cent
The role of marketing
Many companies across the financial sector think that marketing is all about brand recognition. For any firm operating in specialised areas such as those offering clear financial advice, lead generation must be a priority aim for any campaign.
Often, firms will find successful marketing a serious challenge, especially in the current environment where several areas such as social networks and in-context online advertising are constantly shifting boundaries. Attracting business is the ultimate aim for marketers, and conversion rates ultimately sort out the good from the bad.
Generating leads via various marketing tactics can come down to a numbers game, even for those who are adept at getting their branding and message across on different platforms and in different arenas. This is where effective targeting becomes the key factor and where it ties into tracking sales leads to give an accurate overview.
Only when leads become prospects and are verified meaningful contacts can the sales process take over. This vital conversion stage has to involve showing the value of the offering that the firm can provide in terms of competitive rates, expert niche knowledge or other key USP factors.
Marketing materials can only really show the potential of what you do and what you can offer, and it can be a long path to the final meeting where a deal is done. By ensuring accurate lead checking throughout the process, you can take ownership of the process and maximise your chances of success.


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School Profile
1996 年的东方人才学校, 1997 年学校更名为肇庆市工商职业学校。 The predecessor of Guangdong Business Technology University was the Oriental Talent School, which was founded in 1996 , and was renamed Zhaoqing Business Vocational School in 1997 . 3 月经广东省人民政府批准成立、国家教育部备案,学校升格为肇庆工商职业技术学院, 2014 年更名为广东工商职业学院。 Established in March 2004 with the approval of the Guangdong Provincial People's Government and filed by the Ministry of Education. The school was upgraded to Zhaoqing Vocational College of Industry and Commerce, and was renamed Guangdong Vocational College of Industry and Commerce in 2014 . Approved to upgrade to an undergraduate college in 2018 . 5 月教育部正式批准命名为广东工商职业技术大学,是国内首批本科层次职业教育试点学校。 In May 2019 , the Ministry of Education officially approved the name of Guangdong University of Commerce and Technology, which is the first batch of vocational education pilot schools at the undergraduate level in China. The school currently has two campuses, Xinghu and Dawang, which are respectively located in Qixingyan National Key Scenic Area and Zhaoqing National High-tech Industrial Development Zone. The school covers an area of 1,283 acres, with a total construction area of 443,200 square meters. The campus environment is elegant, the scenery is beautiful, the climate is pleasant, and the transportation is convenient.
In the past 23 years, the school has become an ordinary institution of higher learning with two-wheel drive of engineering and management, and the coordinated development of engineering, management, economics, literature and art. Now has the School of Intelligent Manufacturing, the School of Physical Education and Health, the Department of Architectural Engineering, the Department of Computer Application Technology, the Department of Economic Management, the Department of Business Administration, the Department of Finance and Accounting, the Department of Applied Foreign Languages, the Department of Art Design, the Department of Cultural Communication, the Department of Public Education and Ideological and Political Education There are 2 departments, 2 departments, 8 departments, etc., offering 48 majors (directions). There are five experimental training centers including intelligent manufacturing, electronic information, construction, finance, commerce and trade, art and creativity. There are 157 experimental training rooms of various types, and the total value of teaching and scientific research equipment is 115 million yuan. The total number of books is 1.16 million, and more than 1,100 Chinese and foreign periodicals. There are 1 provincial key major, 6 provincial financial aid majors, 2 provincial off-campus practice teaching bases, and 1 provincial public training center; 7 key majors, and brands 2 majors, 4 specialty majors; 1 provincial engineering research center; 1 provincial decision-making consulting base.
There are 661 full-time teachers in the school, 41.15% and 32.38% of the full-time teachers are teachers with master's degrees and associate high titles, respectively, and 33.74% are "dual-teacher" teachers. The teaching team includes one national outstanding teacher, three provincial outstanding teachers, and one provincial teaching teacher. In addition, it employs 164 part-time teachers from industry and enterprises. The school currently has more than 10,000 full-time students. In recent years, the quality of school personnel training has been improving year by year, and has been recognized by employers. The employment rate has continued to remain above 98%. In 2018, our school won the second prize of Guangdong Teaching Achievement Award.
The school adheres to the concepts of integration of production and education, school-enterprise cooperation, and coordinated development, implements the "one garden, one chain" development strategy, focuses on the development of new engineering disciplines on the Dawang campus, and cooperates with the Zhaoqing National High-tech Zone, Changchun University of Science and Technology and related enterprises to create "Changchun Zhaoqing Branch of National University of Science and Technology Park of Science and Technology University ", jointly build a platform for technological innovation, research and development, and transformation, and build a business incubation park; adopt the operating mechanism of coordinated development of" government, enterprise, school, and industry "in the main campus of Xinghu to create an adaptation to Guangdong The Hong Kong and Macao Greater Bay Area development, an economic and management specialty professional chain adapted to the economic and social development of Guangdong and the industrial development of Zhaoqing, provides high-quality human resources and social services for regional economic development.
In recent years, the school has been focusing on the talent training characteristics of cultivating SMEs in the future, building a four-in-one talent training model of cultural quality, professional knowledge, vocational skills, and entrepreneurship, and promoting the integration of production and education, school-enterprise cooperation, and continuous improvement. The quality of talent training; the implementation of the "double-teacher" system for teachers and the "dual-certificate" system for students, combining work with learning, giving equal emphasis on education and training, improving academic vocational skills and sustainable development capabilities; opening "hundred professor and expert lectures" and "hundred entrepreneurs" "Lectures" to stimulate students' enthusiasm for learning; introduce Tsinghua Science and Technology Park quality expansion training programs to cultivate students' teamwork awareness and physical exercise habits; vigorously support student club activities and thoroughly implement student development and service student concepts; build college students' entrepreneurship teaching, entrepreneurship training, A three-level platform for entrepreneurship incubation to cultivate students' entrepreneurial awareness, entrepreneurial spirit and entrepreneurial ability.
The school has been rated by the Ministry of Education, Science and Education Institute of Guangdong Province, the Guangdong Provincial Department of Education as "people-satisfied private university", "China's best business university", "China's most promising university", "Guangdong Zhaoqing Vocational Education Base Construction Advanced "Units", "China's Top Ten Brand Higher Vocational Colleges in the 30 Years of Reform and Opening Up", "Top Ten Private Colleges and Universities in Guangdong Province", "Top 10 Private Higher Vocational Vocational Competitiveness Units in Guangdong Province", "Guangdong Provincial Innovation and Entrepreneurship Demonstration School" .
大学。 At present, the school is actively promoting the innovation and strengthening of school projects and undergraduate-level vocational education reform projects, continuously deepening the characteristics of running schools and the reform of education and teaching, comprehensively improving the strength of running schools and the quality of talent training, and working hard to achieve high-level, distinctive undergraduate-level occupations that people are satisfied with. the University.


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Mary has just returned home for Spring Break. However, her mother has a date lined up for her to help a friend at work. She begrudgingly agrees to have a night out with this mystery date before spending the rest of the week partying with her friends.MoreMary has just returned home for Spring Break.
However, her mother has a date lined up for her to help a friend at work. She begrudgingly agrees to have a night out with this mystery date before spending the rest of the week partying with her friends. Marys disdain turns to delight when she discovers her date is a tall and hunky man named Robert.
A member of the prestigious Pegasus Motorcycle Club, the well-connected biker is her ticket into the hottest nightclubs in the city. Shell be more than delighted to show off the handsome rider off to her friends.The biker is charismatic yet gruff and emotionally withdrawn. Robert hides emotional scars from a past relationship.
A tragic accident has robbed him of a lover and fellow biker. The biker has taken to riding aimlessly throughout the night. Soon, Mary becomes attracted to the quiet sorrow. Hidden in Roberts heart. To his surprise, the taciturn biker takes interest in the patient, thoughtful woman who doesnt know how to ride a motorcycle. Mary hopes she can ease the bikers pain in way no joy ride could ever do.
Even if it is for one night.EXPLICIT: This 18+ story contains graphic language and imagery such as a hot sensual encounter between an adventurous woman and a devastatingly handsome biker who hides a tragic past. This erotically charged romance might be too hot to handle!EXCERPT:Needless to say, I felt a rush of blood to the inside of my legs. "Wow…""I've been so long without a woman," he growled, sitting down next to me. "I thought I could recover one day and find someone. But it needed to be someone special. And I think I've found her."The next minute was a blur.He tugged at my shirt as I tried to get the jeans off of him.
I managed to get it off of him as he stripped my torso of clothing. We had all of this emotion holed up in our bodies. It was like unwinding a toy car.We had taken the time to understand and know each other on a personal level before this physical encounter. I could sense a conflict within him. Robert was deciding if he could move on from the memory of Dawn and enjoy the comfort of another woman or not. Yet, our mutual desire was much too strong.He planted his lips on mine.
The kiss was primal and so fierce that it completely robbed my lungs of air.
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