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Pickle Stress Toy
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Product Overview
Find yourself in a little bit of a marketing pickle? Then it's time to take action and break out of the funk with some custom Pickle Stress Toys from Quality Logo Products®. These fun and distinctive stress balls will do wonders for your brand all without breaking the bank.
With the realistic details, the Pickle Stress Toy looks almost good enough to eat (but don't -- just use it as a promo item).
- Unique stress reliever shape draws attention
- Made of squeezable polyurethane foam
- Imprint area of 1 3/4" x 3/4"
- Perfect for the agriculture industry, grocery stores, and any business with the word "dill" in their name
The Pickle Stress Toy is not only easy to squeeze but even easy to twist and bend without tearing, as we found when we tested it. Additionally, its imprint didn't flake even when we scratched it. We can say that we think this product is a sweet dill--er, deal!
One thing is for sure: if you use the Pickle Stress Toy as your next giveaway item, your recipients will never forget you. How many businesses hand out pickles anyway? Don't be sour about your marketing slump, call up Quality Logo Products® today and change it!
SPECIAL NOTE: This stress toy is not intended for use by children under the age of three (3) and could pose a choking hazard.See All
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Love my Pickles!!
Product is great and order was processed and shipped fast! Customer service was also so helpful and pleasant! Would definitely order through QLP again.
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Young or old, I think we all (secretly) enjoy jumping up in muddy puddles, and from experience it's a great stress buster! Fortunately, there's a great excuse to get out in your wellies this week as Save The Children have just launched their Peppa Pig Muddy Puddle Walk Week, to help raise money for their great cause, and they have asked Mam Cymru to share this information with our readers!
It's Peppa Pig's Muddy Puddle Walk Week for Save the Children -23-29 April
If anyone is used to the great outdoors, the adventurer and elite Ultra endurance marathon runner and award-winning TV presenter Lowri Morgan is in her element.
The Gower-born athlete and mother to 3 year-old Gwilym, is encouraging the Welsh public to take part and organise their own Peppa Pig's Muddy Puddle Walk for Save the Children next week between 23-29 April.
Last year saw 160,000 children across the UK take part in raising an incredible £243,000 for Save the Children's vital work, and this year the charity hopes even more people will sign up, take part and donate. By raising money for Save the Children this will help support the charity's work to give every last child the chance to learn, play and grow up healthy and happy. Millions of children around the world are missing out on this – just because of where they're born.
Organising a Muddy Puddle Walk is also a great way for families and children at nurseries and schools to explore the world around them and jump in muddy puddles, like Entertainment One's Peppa Pig, for a worthy cause. Whether it's splashing in puddles along a trail at the park or getting creative and making puddles indoors from paper and foil – it's a fun day to spend together and raise funds in the way that suits you – help walkers get sponsored for their walk, ask for a donation to take part or even bake Muddy Puddle cupcakes to sell on the day!
Lowri Morgan who has completed ultra-marathons in the Arctic and through the muddy waters of the Amazon said: "What a great idea this is! I spent most of my childhood playing outside and building dens, jumping in muddy puddles and creating mud-cakes was a natural part of growing up for me. And I'm re-living that now with my son Gwilym, who also likes playing outside, going for walks and jumping in every muddy puddle we see on the way!
"Muddy Puddle Walk is a great incentive to get families to go out on a walk, to explore and take in the wonders of nature around them and just have some fun in the fresh air. You'll be helping other families around the world by organising your own walk and getting others to sponsor you. So get your wellies on and get muddy for a good cause!"
Louise Davies, Head of Save the Children in Wales added: "We hope many families, nurseries and schools from all across Wales will get outside, come rain or shine, and help raise much needed funds for Save the Children. It's so easy to take part and it's the perfect excuse to explore the outdoors with your little ones. By jumping in muddy puddles like Peppa Pig and raising money for Save the Children you can help give children a brighter future."
Sign up now at MuddyPuddleWalk.org for your free Muddy Puddle Walk Fundraising Pack full of fun Peppa Pig inspired activities to help you get started – with tips for great walks indoors and out, fundraising ideas, fun activities to get your walkers ready for the big day and at the end of the walk, there's a free Peppa Pig sticker reward for every child. The fundraising packs and other resources are also available in Welsh.
Get your wellies on now and get fundraising! Don't forget to share your photos with us @mamicymru
By Heulwen Davies, Mam Cymru.


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A simple asymmetrical wall shelf made of bent steel. Fits both modern and minimalist interiors as well as those in the industrial style. Perfectly blends into the living room, hallway, kitchen or bedroom. Can store small items, which you need at hand. Can hang in both directions – with a metal part attached to the wall visible at the top or attached below the shelf – depending on your preferences.
Measurements: (L) 22.5 (W) 18 (H) 9.5 cm
Materials: Steel
Weight: 2 kg


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Meredith (NYSE: MDP) Corporation, the publisher of women's magazines like Better Homes & Gardens and Ladies' Home Journal, is the new owner of the world's largest food website, Allrecipes.com, which it will acquire from the Reader's Digest Association in a $175 million transaction that will close later this quarter.
Allrecipes.com has about 25 million monthly unique visitors. According to Meredith's press release, the acquisition "more than doubles the audience of the Meredith Women's Network," which includes its magazines' websites and Recipe.com, "to nearly 40 million unduplicated unique monthly visitors," and "nearly doubles annual digital revenues for the Meredith Women's Network." (Meredith does not release annual digital revenue figures.)
Reader's Digest bought Allrecipes for around $66 million in 2006 and has been shopping it around since last year. Rumored bidders included Random House, Amazon (NSDQ: AMZN) and AOL (NYSE: AOL), according to the NY Post.
Meredith recently acquired Every Day with Rachael Ray magazine and its digital assets, Family Fun magazine and its digital assets and EatingWell.
Full release on page 2.
Doubles Reach of Meredith Women's Network; Supports Total Shareholder Return Strategy
DES MOINES, IA (January 24, 2012) – Meredith Corporation (NYSE:MDP; www.meredith.com) and The Reader's Digest Association, Inc. announced today that Meredith, the leading media and marketing company serving American women, has agreed to purchase Allrecipes.com, the world's No. 1 digital food site.
"The acquisition of Allrecipes.com, the market leader in the digital food space, significantly enhances our leading consumer and advertiser proposition," said Meredith Chairman and CEO Steve Lacy. "It more than doubles the scale of the Meredith Women's Digital Network, and is expected to drive incremental revenue and profit growth, adding to our already strong free cash flow over time."
The acquisition of a digital brand of scale aligns well with Meredith's Total Shareholder Return (TSR) financial strategy, which was announced on October 25, 2011. The TSR strategy includes (1) An increase in its annual stock dividend by 50 percent to $1.53 per share; (2) A new $100 million share repurchase authorization; and (3) Strategic investments to drive incremental revenue and profit growth.
The transaction, valued at $175 million, is expected to close later this quarter. Meredith plans to invest in Allrecipes.com to optimize the site for today's growing online and mobile audiences. This investment spending, along with normal business seasonality, is expected to make the acquisition slightly dilutive – approximately $0.10 per share, or less than 4 percent – to Meredith's fiscal 2012 full year financial performance. Meredith expects the acquisition will be modestly accretive to earnings per share and free cash flow in fiscal 2013.
The addition of Allrecipes.com fits with Meredith's previously stated strategic acquisition criteria: (1) National media brands that provide access to new audiences and advertising categories; and (2) Digital platforms that significantly increase scale. Specifically, the addition of Allrecipes.com to Meredith:
• Nearly doubles annual digital revenues for the Meredith Women's Network.
• Gives Meredith the world's No. 1 food website to pair with its expanding multi-platform food portfolio, enabling Meredith to offer advertisers access to more than 100 million unduplicated American women.
• More than doubles the audience of the Meredith Women's Network to nearly 40 million unduplicated monthly unique visitors, making it the No. 1 premium owned and operated website in the important Women's Lifestyle Category, according to the most recent comScore data.
• Provides Meredith access to a large and vibrant audience to market other products to, including print and tablet magazine subscriptions, as well as drive other E-Commerce opportunities.
• Enables Meredith to apply Allrecipes.com's proprietary Search Engine Optimization (SEO) expertise across Meredith's digital platforms, which will improve performance, and reduce Search Engine Marketing (SEM) spending.
• Introduces Meredith brands to new audiences, as Allrecipes.com has 17 sites in 22 countries.
"The acquisition of Allrecipes.com significantly enhances our digital platform and reinforces our leadership position in the food category," said Meredith National Media Group President Tom Harty. "It increases our relevance with new, younger audiences, and offers advertisers an unmatched ability to now connect with an audience of more than 100 million consumers. We are excited to add Allrecipes.com, the world's No. 1 food website, to our strong portfolio of digital media brands."
Allrecipes.com currently has a database of over 500,000 recipes. Its U.S. audience is 70 percent female with a mean household income of $73,000, and it reaches nine out of 10 primary grocery decision makers. Allrecipes.com mobile apps have been downloaded by over 11 million consumers, and they are the No. 1 download on Android, iPhone, and iPad recipe applications. It is also the top food recipe channel on YouTube.
"Allrecipes.com is a dynamic, growing business and our sale process generated significant excitement," said Robert Guth, Reader's Digest Association president and CEO. "We are very pleased to have reached agreement with Meredith. We have worked well with them on a past transaction, so we know they will be a great home for this business and the team. For RDA, this is a significant step forward in our commitment to focus our resources on our core businesses, such as the Reader's Digest brand."
Added Lisa Sharples, President of Allrecipes.com, "Meredith is the perfect home for Allrecipes.com. Meredith's laser focus on women, existing strength in food, strong relationship with advertisers and proven consumer marketing expertise are very attractive. Together, I'm confident we can grow the Allrecipes.com brand as well as the Meredith Women's Network across digital, mobile and social media platforms."
The acquisition of Allrecipes.com adds to actions Meredith has taken in the last year to strengthen its position as the leader in the digital and food content marketplace. These include the:
• Acquisition of Every Day with Rachael Ray magazine and its related digital media assets;
• Acquisition of FamilyFun magazine and its related digital applications;
• Acquisition of EatingWell, a multi-channel food brand focused on healthy eating and wellness;
• Launch of Recipe.com, a multi-channel food brand that pairs recipes with digital coupons and savings that is already attracting 2 million monthly unique visitors
• Expansion of food and lifestyle content in its leading portfolio of brands across tablet products including the iPad, NOOKColor, Kindle Fire, and Samsung Galaxy.
• Introduction of 12 new apps resulting in more than 3 million downloads, including BHG.com's highly successful Must Have Recipes; and
• Creation of six new Special Interest Media titles, bringing the total in the food space to nearly 40.
"We are constantly looking for strategic acquisitions and investment opportunities to expand our reach and increase shareholder value," said Meredith Chief Development Officer John Zieser.
BDT & Company served as financial advisor to Meredith, and McDermott, Will & Emery served as its legal advisors. Morgan Stanley acted as lead financial advisor to Reader's Digest. Evercore Partners acted as financial advisor to Reader's Digest. Weil, Gotshal and Manges acted as legal advisor to Reader's Digest.


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Several events take place at Boldshaves during the year, from National Garden Scheme open days, to spring walks in the woods to hear the nightingales sing. Boldshaves also hosts the annual Wealden Literary Festival which takes place each summer.
Nightingales at Boldshaves 2020
Join us for a hosted walk to hear the nightingales sing at Boldshaves. Weekday evenings at 6pm during the weeks of 20 April, 27 April and 4 May. No booking needed. £5 per head, 6pm at the main house.
The Wealden Literary Festival – 27/28 June 2020
"It is a thrill to see Wealden Literary Festival taking root and flourishing. With its emphasis on the natural world, its commitment to children and to community, and its vision of getting people outdoors and hands-on with nature, as well as reading and talking about it, it strikes me as a hugely hopeful and valuable new event. Long may it grow!"Robert Macfarlane, author of The Old Ways and The Lost Words
"The Wealden Festival is a beautiful experience: convivial, generous, and profoundly hospitable to ideas and words and all who love them."Jay Griffiths, author of Kith and Wild


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- This sports car was designed by the famous stylist "Dutch" Darrin.
- It featured sliding doors, fiberglass body and a three-position convertible top.
- Only 435 were built before it was dropped at the end of 1954, the only year of production.
Born in 1882, Henry J. Kaiser left his home state of New York at the age of 32 to open his own construction business in Canada. Returning to the states in 1931, Kaiser became a partner in a company that built the Hoover (Boulder) Dam, Grand Coulee Dam and Shasta Dam. During WWII, he was involved in shipbuilding and aircraft production and after the war entered into the manufacture of automobiles.
Kaiser teamed up with Joseph W. Frazer of Graham-Paige and set up manufacturing in Willow Run, Michigan. When production began in October 1946, the less expensive Kaiser and the more expensive Frazer had similar bodies with styling by Howard "Dutch" Darrin. The cars sold well, putting the company eighth in US production, the highest of any of the postwar independents. After 1948, however, the company's profits began to decline.
Kaiser is remembered for many different and innovative designs, one of which was the Kaiser-Darrin 161 Convertible Sports Car. Designed by Darrin, the two-seater sports car had sliding doors, a fiberglass body and a 3-position convertible top. The 161 was dropped at the end of 1954 after a total of 435 were built. In the spring of 1955, the company decided that the cost of re-tooling and advertising a new model was not cost-effective. A contract was signed with the Argentine government to make Jeeps and Kaiser sedans in Buenos Aires until 1962. The Kaiser-Frazer Corporation name was changed to Kaiser Industries Corporation.
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Free Domestic U.S. Shipping ✈ Free International Shipping on Orders Above $125
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Gashina Gashina! Sunmi is queen and you will be too with this t-shirt! Show your support for Sunmi and look good in this!
Custom Design by Grace, @jjinro
This t-shirt is everything you've dreamed of and more. It feels soft and lightweight, with the right amount of stretch. It's comfortable and flattering for both men and women. • 100% combed and ring-spun cotton (heather colors contain polyester) • Fabric weight: 4.2 oz (142 g/m2) • Shoulder-to-shoulder taping • Side-seamed Model is wearing a size M. He's 6.2 feet (190 cm) tall, chest circumference 37.7" (96 cm), waist circumference 33.4" (85 cm).
Size guide


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Today I have 7 years of Sobriety from Dilaudid! It did a number on me and I lost a lot but I chose to live! Recovery was a very long and hard road and I still Take One Day At A Time! Today, I am happily married and we are working on a family! Life is Good! I am Blessed!
*Originally shared on Facebook


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Regular price
This gift box is for someone who deserves a relaxing afternoon. Filled with local Artisan products needed to take a moment to relax and unwind.
Lemon Lift Loose Leaf Tea: A refreshing & uplifting, lemon, ginger tasting herbal blend, to be enjoyed anytime.
Bahen & Co Chocolate
Rose Botanical Bath Soak: A calming blend of Himalayan salts, organic rose powder, geranium, lavender and rose petals to relax the mind and body
Hand Poured Soy Candle: Pink Champagne & Exotic Fruits
Large Wooden Keepsake Box: This gift comes in a wooden box with slide lid. Each gift comes with optional handwritten note card - please write your message at checkout.


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WSC's Wingspan after school performing arts program was recently treated to a visit by guest artist Leslie Carrara-Rudolph who plays Abby Cadabby on Sesame Street. Ms. Carrara-Rudolph enthralled students with a workshop on character development and creativity, specifically geared for middle school students. With student input, she created a character, featured below, and made that character come to life for students. She also shared her definition of imagination: "I am magic in the nation."
News & Announcements >


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In the third in a short series on modern moving light service and repair, particularly LED based fixtures, On Stage Lighting looks at a LED problem and the difficulties and [ … ]
Category: Stage Lighting Equipment
Stage and Theatre Lighting Equipment Reviews, Information and Articles.
Chauvet R2 Wash – Repair and Maintenance
In the second part of this mini-series of articles on keeping LED stage lighting rigs on the road, On Stage Lighting looks at a typical moving LED wash fixture and [ … ]
LED Moving Lights Service and Repair – What keeps a rig working in 2019?
In the first of a mini-series of articles, On Stage Lighting looks at what it takes to keep a modern LED stage lighting rig working and the particular issues surrounding [ … ]
Will QLab Ever Be A Lighting Thing?
A year on from the release of QLab 4, On Stage Lighting asks: "Will QLab ever really be a lighting thing?"
Trends in Busking : The Rise Of Executors
On Stage Lighting looks at the relatively modern phenomenon of Executors in busking stage lighting setups.
LED Stage Lighting – LED Stage Lights in 2017
In 2007, I wrote an article on LED lighting for stage and theatrical use as it was fast becoming cheap and more readily available. Major stage lighting manufacturers had started to [ … ]
Virtual Dimmer – LED Lighting Control
The continued growth in the use of colour-mixing LED based stage lighting fixtures leads to some unique control requirements. On Stage Lighting give you the quick information on "Virtual Dimmer". [ … ]
Lighting Value, Infrastructure Cost
As production lighting technologies simultaneously advance and get more affordable during an era of significant development, On Stage Lighting looks at the fine balance between lighting value and cost.
Lighting Control Hardware Lifecycles
Following on from some recent discussion in the lighting control hardware vs. software debate, On Stage Lighting considers some trends in the market and the life cycle of specialist lighting [ … ]
QLab 4 – Lighting Workflow Ideas
Following the release of QLab 4, On Stage Lighting presents some suggestions for lighting workflows aimed at users who may be unfamiliar with programming QLab and its core concepts.
Do you have a hardware fetish?
The world of lighting control would seem to be very much about software right now. Fans of different console platforms will argue over functionality and workflow as much as they'll [ … ]
QLab 4 and Stage Lighting Control
So, the much anticipated QLab 4 has arrived and with it a new branch of functionality that may or may not have caught you by surprise. On Stage Lighting looks [ … ]
Essential Busking Page 3 – Executors
In the third of our experiments in the quest for minimalism in creating a setup for busking concert lighting, On Stage Lighting tackles Executors as a means of busking a [ … ]
Essential Busking Pages 2 – Palettes Only
In the second of our experiments in search of the Essential Busk Page, On Stage Lighting sets a new set of restrictions that give us a chance to explore further [ … ]
OSC and Stage Lighting Control
Following a recent tip-off from ChamSys that the 220.127.116.11 release of the MagicQ software will include support for Open Sound Control (OSC), we look at what OSC is and how it relates [ … ]
QLab 3 to LX Console DMX using OSC
As part of the 'Summer of Video' at On Stage Lighting, we present a short tutorial on a cheap and simple DMX lighting control system that integrates the free LX [ … ]
Pixel Mapping Stage Lighting Guide
Media Servers and Digital Lighting was a quick introduction to "convergence" and the technologies involved in using digital media for stage lighting. Current lighting trends include the use of arrays [ … ]
PLASA Show Report
As PLASA London waves goodbye to it's Earl's Court home to seek new pastures at ExCeL in 2013, On Stage Lighting guides you through the retina burning LEDs to see [ … ]
PLASA – Another Show Report
Armed with nothing but a well worn pair of shoes and four days supply of anti-migraine pills, On Stage Lighting hits Earl's Court in London for the 2011 assault on [ … ]
Event Safety and Temporary Stage Design
Following the recent news of several stage and event structure collapses, On Stage Lighting looks at where we have come from as a fledgling industry and where we might look [ … ]


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Homeownership study by two CSUSB economics professors gains national recognition
Office of Strategic Communication
(909) 537-5007
A study on the sociological effects of homeownership in California by two faculty members of the Cal State San Bernardino Department of Economics has been given a top prize by a national homebuilders group.
"California Homeownership and Sociological Factors," written by Daniel MacDonald and Yasemin Dildar, assistant professors of economics, was awarded the 2017 Best Local Government Affairs Effort in the Government Affairs category by the National Association for Home Builders. The winning study, which was among 120 entries nationwide, was commissioned by the Building Industry Association of Southern California, Baldy View Chapter. The award was given to the BIA chapter's leadership, including CEO Carlos Rodriguez, for their efforts in funding and disseminating the study as part of their advocacy.
"Recent initiatives for more funding or to loosen supply restrictions at the state and local levels (such as SB-827) are fueled by a need to solve the social problems generated by declining homeownership rates in California," MacDonald and Dildar said. "Because of our research findings, anti-development interest groups like NIMBYs ('Not In My Back Yard') are being increasingly forced to defend a position that is at odds with a vibrant and safe community."
The report, published in 2017, took data on homeownership from each county in California and analyzed its relationship to sociological outcomes such as health, educational attainment, inequality, crime and poverty. It found that, on average, and after accounting for other factors such as unemployment and demographics (minority population size, age distribution, and family structure), counties with higher homeownership rates have significantly higher high school graduation rates, lower crime rates (both violent and property crime), and reduced poverty rates.
It also found that the positive relationships between high school graduation rates and homeownership are stronger for minority groups (Hispanics/Latinos and African-Americans), lending weight to the claim that increased homeownership among minority groups can help narrow socioeconomic disparities and improve economic opportunities.
In an editorial by The Sun not long after the report was published, the newspaper wrote the report "gives the (state's housing) crisis a social justice dimension by focusing on sociological aspects of home ownership and overcrowding."
And citing the report's findings, the editorial concluded, "What does all this mean? That it's important for government at all levels to do whatever it can to encourage home building by removing any obstacles it can. … We need more housing. It's good for California, it's good for Californians and, as the professors found, it's good for social justice."
For more information on Cal State San Bernardino, contact the university's Office of Strategic Communication at (909) 537-5007 and visit inside.csusb.edu.
Related Stories


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Over the same time period, our investments have outperformed the NAREIT All REIT Total Return Index by 20%.
Opportunistic, value-add, and new development opportunities in industrial, digital infrastructure, medical, senior living, self-storage, office, and retail asset classes.
Largest and most inefficiently priced and managed segment of the commercial real estate industry: the lower middle market, where the investment opportunities typically range from $5 million to $50 million.
Since founding the firm in 2000, Brian has positioned Northstar as a leading multi- faceted, vertically integrated real estate company. Northstar's line of business, which is value-add real estate focused on job creation, is currently one of the premier acquirers of vacant and/or value-add properties in markets throughout the United States. Northstar focuses on buying these assets from lenders, corporations and other owners, then improving and placing them back into productivity in order to create jobs and opportunities in their local communities and, in the process, delivering attractive returns to its investors. To date, Brian has personally overseen the acquisition of over $1.3 billion of property value and has purchased over 12.5 million square feet in 137 separate properties with his capital investors. The current portfolio consists of assets in 17 states in the U.S. and has a potential market value of over $1.3 billion.


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Haun, Dr. Jonathan Lee DMD
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Our corporate website is wearing a new look. The website has been re-designed with ease of use, more detail information, and corporate brand as the core theme, as well as adaptation of the latest web technology and trend.
You can now check the status of your cargo directly on our website with our online tracking system.
We will continue to listen to you, our customers, and keep adapting technology to serve you better.


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A Maine native, raised in Biddeford, with an innate passion for stories, Emma Bouthillette started writing at a young age. At first she created imaginary tales with crayons. By kindergarten she upgraded to using an old typewriter. When her dad bought a word processor for his business, she commandeered it for her stories.
Through grade school, high school and college, she pursued writing. Emma earned her Bachelor of Arts in English literature from the University of New England in 2008, with a semester during her senior year spent at the Salt Institute for Documentary Studies. After a year writing for local weeklies, she began working at the Portland Press Herald and enrolled in University of Southern Maine's Stonecoast program, obtaining her Master of Fine Arts in creative non-fiction writing in 2012. Though not her mainstay today, Emma continues writing for Maine Women Magazine and published her first book, A Brief History of Biddeford, in 2017.
As a result of surgery to remove a benign brain tumor when she was just five-years-old, Emma suffers from minor brain damage requiring a regiment of hormone replacement. As a result, she struggles with a lack of peripheral vision and excess weight. After the majority of her teens and twenties spent hating her body, abiding to various diets and countless hours in a gym, she shifted her perspective. Emma celebrated her thirtieth birthday on a tropical beach wearing a bikini, and not because she finally reached her goal weight, but because she learned to love her body just the way it is.
In another radical shift of perception, Emma walked into a yoga studio in March 2017 seeking to nurture her mind, body and spirit. It was love at first OM. In April 2018, she finalized her 200-hour yoga teacher training through the Fluid Yoga School hosted at Samudra Studio.
If you don't catch her on a yoga mat or with pen to paper, you can probably find Emma with her corgi Savvy, supporting local businesses, or breathing in the salty air on Fortunes Rocks Beach.


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Tim gulps down Nate's cock next, and it might not be all that long but hot damn if it isn't thick, and Tim has to stretch his lips a bit to get them all the way around it. Video Player Information Current Player:
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Market Update for the Month Ending November 30, 2017
By The PKA Team | On December 8, 2017
Another strong month for markets
Domestic and international stock markets had a good month. In the U.S., the Dow Jones Industrial Average popped 4.24 percent, the S&P 500 Index climbed 3.07 percent, and Nasdaq Composite gained 2.34 percent. All three indices hit all-time highs during the month.
Gains were driven by improving fundamentals. According to FactSet, as of November 24, the blended earnings growth rate for the S&P 500 for the third quarter was 6.3 percent, more than double the 3.1-percent estimate at the end of September. From a technical standpoint, all three U.S. indices remained above their 200-day moving averages for the month—a signal of probable continued strength.
International markets also moved up. The MSCI EAFE Index rose by a solid 1.05 percent in November. As in the U.S., performance was driven primarily by improving earnings growth and general economic expansion. Emerging markets, as measured by the MSCI Emerging Markets Index, improved by 0.21 percent in November. Both foreign indices remained above their 200-day trend lines.
Turning to fixed income, yields on the short end of the curve increased in anticipation of a rate hike and the potential for a government shutdown in December. The Bloomberg Barclays U.S. Aggregate Bond Index declined by 0.13 percent, and the Bloomberg Barclays U.S. Corporate High Yield Index fell by 0.26 percent.
Economic news to be grateful for
November's economic releases were generally positive. Job creation in October rebounded from negative headline figures with a print of 261,000 new jobs. In addition, unemployment and underemployment both declined, and wages held constant. Following dampened results in September from the hurricanes, this shows the continued strength of the job market.
Not surprisingly, consumer confidence climbed during the month. The Conference Board's survey is now at a 17-year high heading into the important holiday retail season.
Despite high confidence levels, hard spending data has fallen short. Not so for the latest retail sales report. The headline figure grew, and September's figures also were revised upward, painting a solid if not spectacular growth picture for the fourth quarter.
Businesses also experiencing growth
The Institute for Supply Management's Manufacturing index, a measure of manufacturing confidence, declined slightly to 58.2—a healthy number that indicates ongoing expansion. The Nonmanufacturing index performed better, increasing to a 12-year high of 60.1. As the service sector accounts for the majority of economic activity, this is a very positive signal.
Here as well, better sentiment was accompanied by improvements in spending. Core durable goods orders increased by 0.4 percent in October, and the strong September figure was revised upward. Core business spending is close to a five-year high (see Figure 1).
Figure 1. Change in Core Durable Goods Orders, Year-Over-Year (2013–2017)
In the housing industry, improvements in sentiment also were matched by investment. Homebuilder confidence rose to an eight-month high, as strong consumer demand and rising prices continued to offset the high costs of labor and materials. The supply of new and existing housing stock remains near historic lows.
Consumer demand came in better than expected, with existing home sales growing at 6.2 percent. The level of new home sales is at the highest it has been since October 2007.
Political risks remain elevated
As we've been saying for months, the major source of risk is political. In Europe, the inconclusive German election and stalled coalition talks rattled European markets mid-month and have the potential to create more uncertainty. The ongoing Brexit process in the U.K. is also creating concern, while North Korean nuclear tests continue to destabilize the region.
The immediate political risks, however, are here in the U.S.: tax reform and the debt ceiling. If tax reform passes, it could be positive for the markets. But passage is uncertain—and that uncertainty could create volatility.
Meanwhile, the current debt ceiling agreement expires on December 8. Without a new agreement between Republican and Democratic lawmakers, the government will shut down, potentially bringing more uncertainty and turmoil.
Markets remain strong
Given the strength in the economy and markets, any political disruption will be cushioned. That doesn't mean we won't see market volatility, but any short-term shocks should be offset by the strong economic and corporate fundamentals. As always, a well-diversified portfolio matched to your risk tolerance remains the best way to meet your financial goals over the long term.
All information according to Bloomberg, unless stated otherwise.
Disclosure: Certain sections of this commentary contain forward-looking statements based on our reasonable expectations, estimates, projections, and assumptions. Forward-looking statements are not guarantees of future performance and involve certain risks and uncertainties, which are difficult to predict. Past performance is not indicative of future results. Diversification does not assure a profit or protect against loss in declining markets. All indices are unmanaged and investors cannot invest directly into an index. The Dow Jones Industrial Average is a price-weighted average of 30 actively traded blue-chip stocks. The S&P 500 Index is a broad-based measurement of changes in stock market conditions based on the average performance of 500 widely held common stocks. The Nasdaq Composite Index measures the performance of all issues listed in the Nasdaq Stock Market, except for rights, warrants, units, and convertible debentures. The MSCI EAFE Index is a float-adjusted market capitalization index designed to measure developed market equity performance, excluding the U.S. and Canada. The MSCI Emerging Markets Index is a market capitalization-weighted index composed of companies representative of the market structure of 26 emerging market countries in Europe, Latin America, and the Pacific Basin. It excludes closed markets and those shares in otherwise free markets that are not purchasable by foreigners. The Bloomberg Barclays Aggregate Bond Index is an unmanaged market value-weighted index representing securities that are SEC-registered, taxable, and dollar-denominated. It covers the U.S. investment-grade fixed-rate bond market, with index components for a combination of the Bloomberg Barclays government and corporate securities, mortgage-backed pass-through securities, and asset-backed securities. The Bloomberg Barclays U.S. Corporate High Yield Index covers the USD-denominated, non-investment-grade, fixed-rate, taxable corporate bond market. Securities are classified as high-yield if the middle rating of Moody's, Fitch, and S&P is Ba1/BB+/BB+ or below.
Authored by Brad McMillan, senior vice president, chief investment officer, and Sam Millette, fixed income analyst, at Commonwealth Financial Network®.
© 2017 Commonwealth Financial Network®


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This story is from the category Health
Date posted: 24/11/2012
A program at Mayo Clinic using telemedicine technology is showing promise for patients with concussions in rural Arizona. A case study published in the December 2012 issue of Telemedicine and e-Health validates "teleconcussion" as a useful means to assess concussed patients.
In the case study, doctors at Mayo Clinic in Arizona conducted a live audio-video evaluation of a 15-year-old soccer player in Show Low, Ariz., who received a concussion during a game. The teleconcussion evaluation, believed to be the first in the state to use telemedicine for concussions, supports the use of this technology to bring concussion expertise to rural locations. Similar telestroke, teleneurology, and teleepilepsy programs have been operating at Mayo Clinic in Arizona for several years.
More than one-third of rural Arizona lacks access to the kind of neurological expertise found in metropolitan areas. Mayo Clinic's program aims to address this disparity by providing support through these programs. With telemedicine technology, use of a specialized remote controlled camera system allows the patient in the rural setting to be "seen" by the neurology specialist in real time. The Mayo Clinic neurologist, whose face appears on the screen of the monitor, consults with physicians at the rural sites and evaluates the patient via Internet-based computers.
"When a community doesn't have ready access to providers trained in the recognition and management of concussion, concussed athletes sometimes go unrecognized or returned to play prematurely potentially subjecting them to more serious injuries," says Bert Vargas, M.D., neurologist and assistant professor of Neurology at Mayo Clinic in Arizona. "Teleconcussion can help triage patients and help identify which people are in need of additional workup or management. In the case of sport-related concussions, this technology can provide rural physicians with assistance in making decisions about when athletes can safely return to play."
See the full Story via external site: www.mayoclinic.org
Most recent stories in this category (Health):
03/03/2017: Interactive health apps may inspire healthy behaviors, but watch the tone


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Every business is a collection of processes working together in harmony to help create a better outcome. Without useful processes that employees can follow, the operational efficiency of a business falls apart and eventually creates anarchy inside the organization, where no one knows what is going on.
The same can largely be said about finance. Without sensible policies, smart approaches and well-intended processes, the finances of the business begin to come apart at the seams.
The larger the company, the more involved their purchasing procedures tend to be. While they may have started out dealing with a single supplier for everything, it later became obvious when a procurement specialist came onboard that this wasn't the most efficient approach to follow for best results. That can be said whether seen from a product range, pricing, procurement availability or single point of failure standpoint.
When a strong process is created that governs how major purchases are reviewed, researched, put out to competitive bidding, deals structured and purchase completed, it helps avoid costly mistakes that ultimately hurt the profitability and bottom-line of the company. To avoid expensive financial mistakes, it is a good idea to have someone in the company who is well qualified in the subject of finance.
Studying for an online master of science in finance provides a solid financial background to rely upon in many business situations. The program at Northeastern University provides broad financial knowledge covering corporate finance, financial management, statistical analysis, and investing. The Northeastern University Online course is also easier to access because it is built around studying from home (or the office) in free pockets of time.
With cashflow being critical to businesses, having good processes and procedures for staff to follow with accounts receivable frees up senior qualified finance staff to focus on financial planning. While cash flow forecasts are useful to follow, when the finance team doesn't follow correct procedures to build relationships with customers, so they can chase down debts and pull in payments promptly, the accounts receivables can quickly get out of control.
While receivables sit on the balance sheet as an expected asset, at some point they must be written off when confidence fades leading to serious doubts that the balances are collectible. Following solid financial processes reduces the likelihood of bad debts because more ledger accounts are cleared ahead potential business insolvencies. The last point is especially true during a recession where a steady hand must be kept on the receivables to avoid steeper losses.
Even with reliable financial projections via managerial accounts on special projects or a cashflow forecast for the central business activity, following dependable processes is key. Without a consistent set of procedures to develop all the information sources to create a cashflow forecast, accountants are left scrambling for accuracy.
New investments using free cash based on a semi-accurate cashflow forecast avoids excess cash sitting idle losing money to inflation. Therefore, an improved forecast and, by extension, effective processes, end up indirectly making money for the company because it better informs investment decisions and avoids excessive lock-up periods on short-term investments.
The process isn't everything on the financial side of a business, but it certainly helps avoid problems. Without processes that managers can rely upon and other staff can follow, a business won't run efficiently and momentum is lost in the pursuit of growth and greater market share.
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Cart Tek No Longer carries the replacement SLA Batteries. For your GRX-1200R you will need a 12 volt 35 ah deep cycle battery. We can recommend picking up a battery at a local battery store. We have had great luck with Interstate Batteries. Here is a link to their website: https://www.interstatebatteries.com/find-a-location
We have a drop in Lithium-Ion upgrade kit available Here.


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No Deposit Casinos – Free Money Casino Or a Ploy?
No deposit on line casino bonuses are a method to encourage increasingly free money casino individuals to discover and turn out to be part of the net playing world. Individuals are lured to expertise the joys and pleasure of this digital world with out spending a single penny via no deposit casinos.
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Welcome bonus to draw novices
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The first objective behind this no deposit provide is to encourage individuals from changing into part of on-line casinos. That is executed as these bonuses wave off hesitations of individuals involved with monetary threat or sophisticated software program of on line casino websites due to which they're reluctant to check out their luck within the on-line playing free money casino.
Nevertheless, to make sure that just a few fraudsters don't take undue benefit of such beneficiant bonuses, on-line casinos have wagering necessities that must be complied with earlier free money casino than the profitable quantity from no deposit bonus is cashed out by the on line casino gamers.
So, is it a ploy?
NO! This is not a ploy in any respect. New gamers are positively rewarded with free cash that they've gained. However to forestall numerous free deposit fraudsters, on-line casinos require on line casino fanatics to play some bets on the on line casino desk. The price of these bets must be a sure variety of occasions of the participant's authentic deposit, which is the goal that the on line casino participant has to attain earlier than he/she cashes out their profitable quantity from the no deposit bonus.
Nonetheless, how a lot variety of occasions is the goal, normally varies from one on line casino website to a different. This measure was essential to be launched by the net casinos in order to avert individuals who should not have any intention to affix the on line casino desk as a daily participant however are solely involved in incomes cash with out shelling out a single penny.
Take note the wagering necessities
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It's always a tale of two senators in Montana and the contrast could not be more stark. In Jon Tester you have a big, hulking farmer, quick to laugh and speak his mind, on the other hand you have Steve Daines who comes across as stiff, rigid and phony to constituents. Just look at this clip of Daines to get that slimy feeling from him:
The plastic smile and manufactured remarks of Senator Daines remind us of everything that is wrong in Washington D.C. and brings me to the second point of the key distinctions between Senator Tester and Senator Daines. The citizen in the Daines video was explicitly asking Senator Daines to hold in-person town hall and Daines could only mention his telephone conference calls with screened questions.
On the other hand you have just re-elected Senator Tester holding town halls in Daines town of residence, Bozeman, without anyone even having to ask him.
Tester also listens to his constituents and develops policy by listening to what is best for them, Daines would need to hold town halls to listen.
At the Bozeman town hall that occurred yesterday Senator Tester fielded a question from Sara Blessing, a Montanan very concerned with her future as climate change is an imminent threat to her generation.
Sara Blessing asked Senator Tester:
"I'm wondering if you'll support the Green New Deal and if not what is your plan to give my generation a future that is being rapidly stolen from us?"
Senator Tester responded:
"I support the fact that we need to have a debate on climate change."
"Most of this is solved by putting resources in research and development."
Tester was referring to research to make renewable energy production and storage more safe and affordable. He spoke of his personal experience in seeing the great leaps wind and solar energy have taken in his lifetime and how we need to develop them further.
Watch Sara's question and Senator Tester's response here:
Senator Tester did have some opposition to pieces of the Green New Deal, he stated:
"There are other things in the Green New Deal that I just can't support, in other words, a job, period. You get a job. If I'd have been in high school and someone would have said 'no matter what you do, no matter how much alcohol you drink, no matter how bad you've done to your community you get a job', that just doesn't work for me."
This is the portion of the green new deal that proposes a job guarantee for every American. Tester continued:
"The issues that she(Rep. Ocasio Cortez) put in about climate, I think we need to have that debate."
Senator Tester finished his statement on whether he supported the Green New Deal:
"Kind of yes, kind of no."
To me, it sounds like Senator Tester supports efforts to address climate change, but he has questions about the overarching ambition of the Green New and the full scope and exact language.
Senator Tester was gracious and listened and then had an answer that was complicated and not all that comforting. While he agreed that "we need to find out what's appropriate" when it comes to addressing climate change, the realities of the modern era were a concern. He stated about the use of diesel fuel in his tractor:
"I don't have any other options, give me options. That's what more research and development will do."
Sara Blessing is a lifelong resident of Gallatin County, she was born and raised in Reese Creek, a small farming community north of Bozeman so small that I had never heard of it until Sara mentioned it in her question, and I was raised in Bozeman.
Sara is real Montana, just like Jon Tester.
Sara is a member of the Sunrise Movement, a group started by teens and students in college to address climate change on the global scale. The Sunrise Movement has rallied around the Green New Deal as a mechanism to solve the global crisis of climate change and is focused on immediately and rapidly addressing climate change in the next 10 years before we reach the point of no return with global average temperature increases which threaten the future of human life on the globe.
I've heard Senator Daines lives in Belgrade, that's not important and it his home address should stay private. We all deserve our privacy. Sara probably was born and raised 15 minutes from where Steve Daines currently resides but she couldn't be further away from his dangerous policies on climate change that endanger her future and the future of our country and world.
Senator Daines called the Green New Deal "Venezuelan socialism."
This is the sort of dangerous rhetoric that moves us backwards in addressing this crisis and has no place in the marketplace of ideas on such a catastrophic concern.
In the last few years climate change has caused wildfires and hurricanes, like the destructive and unprecedented Hurricane Sandy which struck New York City. Just in the last few weeks tornadoes and flooding across the United States have devastated crops and communities as well as the national security risks the flooding caused when it damaged a storage facility for a vital aerial command center, as Reuters reported:
Flooded U.S. Air Force base underscores climate risk to security: experts
Last week's "bomb cyclone" storm flooded about 60 structures including 30 buildings at the Offutt Air Force Base, said Ryan Hansen, a spokesman for the 55th Wing, a unit providing reconnaissance, intelligence and combat support to U.S. leaders.
Eight planes in the 55th Wing had to leave the base, Hansen said, and workers might not be able to assess damage to hangers and maintenance buildings until the end of the week.
One of the planes was a Boeing-made E4-B plane, one four the Air Force has that are meant to serve as an aerial command center in case of national emergency or destruction of ground bases, such as in a nuclear attack. Two E4-B's were also damaged by a tornado at Offutt in 2017, CNN reported at the time.
Francesco Femia, the co-founder of the Center for Climate and Security, said the flooding shows that the White House needs to let the military do its job in assessing the climate threat.
"This is an example of a vital threat to our national security from a climate-related disaster, and more of this kind of thing is likely in the future," Femia said.
I would love to hear Senator Daines answer a question about the Green New Deal with the respect and thoughtfulness that Senator Tester did yesterday in Bozeman. Thank you, Senator Tester for having the courage to do the job you were elected to do and listen to Montanans and take their tough questions. While I disagree with some of what Senator Tester said, I appreciate that he was willing to start the conversation.
Thank goodness people like Sara Blessing exist to ask these questions. Without active, engaged and tenacious citizens our government quickly falls prey to lobbyists and the D.C. bubble mentality. Senator Tester knows this and knows he must listen so he can learn from us and we can help him deliver what we need for a better future…or any future.
One person reflected on climate change and the burning of the Notre Dame in Paris:
Last night I went on a run. I couldn't stop my mind from picturing all the world's wonders that are dying or will die due to climate change, war, and environmental destruction. How will we mourn DC when it goes underwater? The national mall? The Lincoln Memorial? The White House?
I almost feel grateful that we can focus on mourning one old building right now. Soon it will all be too much. Entire cities, gone, without pause or notice.
If you feel sad about Notre Dame, join @sunrisemvmt and help fight the biggest threat to humanity as we know it.


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Introduction to the Cayman Islands Situated in the calm, clear blue, sparkling waters of the western Caribbean, lies the beautiful British Overseas Territory known as the Cayman Islands. Consisting of three islands just 480 miles south of Miami, Grand Cayman, Cayman Brac, and Little Cayman are what can only be described as paradise. Lying closer to the equator than some people realise the Cayman Islands' climate is tropical and warm, showing little seasonal variation. Over the last 30 years the Cayman Islands have matured into one of the world's largest international financial centres. This has been achieved through providing the services, infrastructure and operational flexibility which the international investor demands. At 22 miles long and 4 miles wide Grand Cayman is the largest of the Cayman Islands and home to the main law firms and financial institutions. The Legal Market The work on offer in the Cayman Islands is of excellent quality, and due to the nature of the work, lawyers will often handle a wide range of transactions and work on a higher number of matters at any one time compared to their offshore counterparties. This keeps an ongoing supply of interesting and varied work, which in turn leads to broad experience. The offices of offshore law firms are smaller than those of City firms, and so levels of responsibility and interaction are commonly higher than elsewhere. Lawyers who make the move to the Cayman Islands do so as a positive career development move; the smaller teams often foster a more relaxed working environment as well as excellent opportunities for those looking for autonomy and a chance to hone their client and practice development skills. Lawyers specialising in the areas of banking and finance, corporate finance, funds and trusts will generally find their skills in demand. There is an increasing need for commercial litigators and insolvency lawyers. Re-qualification is a simple process of applying to the Cayman Bar when you are granted a work permit. Money Matters Salary packages in the Cayman Islands tend to be higher than in other offshore jurisdictions and are tax free. It will depend on which firm you join as to the remuneration package you will receive. Some firms pay a standard salary package, some a salary plus commission and others just commission. Lawyers generally also receive various other benefits including pension and health insurance. Although the cost of living is considered higher than that of other offshore centres, the standard of living in the Cayman Islands is widely regarded as one of the best in the Caribbean region. The local currency is Cayman Island Dollar (KYD), the exchange rate at time of printing is 1KYD = £0.76 Approximate salaries are as follows:
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Milk (1/2 gallon) - KYD$3.49
Bread - fresh whole wheat loaf - KYD$1.69
Ice Cream - Haagen Daz (1 pint) - KYD$5.09
Still water - Evian (1.5 litre) - KYD$1.99
6 Pack Beer - KYD $9.50
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Click Here for a short John and Margaret story at More Agreeably Engaged!
Author of Jane Austen and Elizabeth Gaskell Inspired Fiction
Beautiful Nicole! Just the thing I needed to warm my heart on this day. Just reposted it on Armitage Authors.
Can't wait for your new North & South novel to hit the stores.


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Domaine Tempier is the best and most famous producer in the Bandol region, situated on the Mediterranean coastline approaching the Italian border. Bandol is the inarguable home of Mourvedre, where it is not only the predominant grape variety, it produces full-bodied, somewhat wild wines chock full of character.
Tempier produce five distinct red cuvees: the 'Classique' which is lighter and blended with Grenache, Carignan and Cinsault; the rare 'Speciale' which is mostly Mourvedre with 20% Grenache; and three single-vineyard wines - La Tourtine (6ha of 80% Mourvedre with Cinsault and Grenache), Cabassou (1.2 ha underneath Tourtine of 95% Mourvedre and 5% Grenache) and La Migoua (a 5ha south-facing natural ampitheatre comprising 50% Mourvedre, 30% Cinsault, 18% Grenache and 2% Syrah). Yet it is perhaps for their tremendous rose which is half Mourvedre and decreasing proportions of Grenache, Cinsault and Carignan that Tempier is held in the highest acclaim, such is the revere in which this wine is regarded.
Drawing on nearly 40 hectares of vineyards, Tempier's winemaking techniques are very traditional - barely changing over the decades. The wines are vinified and aged for at least 18 months in large old oak foudres - between 2,000 and 8,000 liters capacity. They offer startling longevity and ageability, developing more powerful and complex savoury flavours of undergrowth, meats, spice and herbs with age. They are both unique and idiosyncratic, and a sheer pleasure to consume.


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Mazda Parts Specials in Jacksonville, FL
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You know how important it is to keep your Mazda car or SUV maintained and serviced on a regular basis, so that you can enjoy driving it around the First Coast for years to come. If you're the type who prefers to take care of your routine maintenance yourself, you're probably already on a first-name basis with the good people in our Parts Center.
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With The Walking Dead's 100th episode coinciding with its Season 8 premiere, "Mercy," EP/showrunner Scott Gimple and EP/director Greg Nicotero decided to throw in a few nods back to the very first episode, "Days Gone Bye."
The episode wasn't filled top to bottom with references, so as to not constantly pull viewers out of the story, but some of the opening sequences, in particular, were meant to pay tribute to the show's pilot. Check out the slideshow below to see all the little winks and nods contained in The Walking Dead's 100th episode.
Warning: Spoilers for The Walking Dead's Season 8 premiere...
So what did you all think? Did you spot all those moments? Were there any that you saw that we might have missed? Let us know down in the comments.
Matt Fowler is a writer for IGN and a member of the Television Critics Association (TCA). Follow him on Twitter at @TheMattFowler and Facebook at Facebook.com/MattBFowler.


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A pan of five of our delicious pecan sticky buns for you to finish at home + enjoy fresh from your oven. Bake at 350F for 6-8 minutes until golden brown + warm. After removing from oven, flip onto plate to reveal caramelly goodness!
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How to Buy Ethereum – Beginner's Guide
By: Ofir Beigel | Last updated: 11/12/19
Ethereum is a DIY blockchain platform with smart contract functionality. It's a platform for developers that was invented by Vitalik Buterin in 2013 to build decentralized apps. The platform has gained immense popularity and so did its currency, Ether. This post will cover the best ways to buy Ether online.
How to Buy Ethereum Summary
- Get an Ethereum wallet
- Find you Ethereum address
- Go to Coinmama and choose the amount of Ether to buy
- Enter your Ethereum address and payment information
That's it! The Ethereum coins (i.e. Ether) will be sent to your wallet within a matter of minutes. If Coinmama doesn't work out for you here are the top exchanges for buying Ether online:
Trading platform
Trading platform
Trading platform
If you want a more detailed explanation of the buying process and also a better understanding of Ethereum and its currency, Ether, keep on reading this post. Here's what I'll cover:
- What is Ethereum?
- What is Ether
- How Do You Buy Ethereum?
- Frequently Asked Questions
- Ethereum vs. Ethereum Classic
- Optional – Mining Ethereum
- Conclusion
1. What is Ethereum?
Ethereum can be used to decentralized just about anything: voting, domain names, financial exchanges, crowdfunding, company governance, contracts and agreements of most kind, intellectual property.
It's a Do It Yourself platform for creating blockchains. The Ethereum platform is the base layer, and on top of that you can create different tokens (e.g. ERC-20 tokens) to run decentralized apps (aka Dapps). If you want to understand Ethereum completely, watch this video:
2. What is Ether?
Ether is the currency of the Ethereum platform. Ether will be required by anyone wishing to build upon or use the Ethereum platform. Just like Bitcoin, Ether can be traded around the web and mined. Most people use the term Ethereum to refer to the currency instead of Ether and that's why it can get a bit confusing.
The total supply of Ether and its rate of issuance were decided by the donation gathered on the 2014 presale of the currency. The results were roughly:
- 60 million ether created were granted to contributors of the presale.
- 12 Million (20% of the above) were granted to the development fund, most of it going to early contributors and developers and the remaining to the Ethereum Foundation.
- 3 ethers are created every block (roughly 15-17 seconds) to the miner of the block (this was reduced to 2 Ether in 2019).
- 2-3 ethers are sometimes sent to another miner if they were also able to find a solution but his block wasn't included (called uncle/aunt reward).
The founders of Ethereum state that Ether is not a currency as much as it is "crypto-fuel", meaning it's a token that has one main use – to pay for the Ethereum platform.
3. How Do You Buy Ethereum?
Step 1 – Get an Ethereum Wallet
Before starting the buying process you will need to get an Ethereum wallet to hold your Ether. There are many types of Ethereum wallets. Here is a short breakdown of the most popular Ethereum wallets.
Ethereum Hardware wallets
Hardware wallets are the most secure way for storing Ether. It's a piece of hardware that you connect to your computer (just like a flash drive) that stores your Ethereum private keys offline. A hardware wallet is probably the optimal mix between security and convenience you can find. The main hardware wallets that support Ethereum are Ledger and TREZOR.
Electrum Software wallets
If you're just starting out with Ethereum, don't have a lot of Ether to store or don't have the money to buy a hardware wallet you can use free software wallets. These wallets are free of charge but are less secure since they are constantly connected to the Internet (and therefore can be hacked). The top Ethereum wallets for beginners are Exodus (for desktop), Edge (for mobile) and MyEtherWallet (for desktop / mobile)
Step 2 – Buy Ethereum with a Credit Card or Wire Transfer
The easiest way to buy Ethereum (i.e. Ether) would be through one of the popular Ethereum exchanges which are listed below.
Buy Ethereum through Coinmama
Coinmama – A worldwide seller of Ethereum that has been working in the cryptospace since 2013. The site allows you to buy Ethereum with your credit card or bank wire transfer (SEPA and SWIFT). Exchange rates are relatively fair especially if you use SEPA transfers.
Buy Ethereum through eToro
eToro – If you're only into Ethereum for price speculation and don't need to hold the actual coins or send them to anyone else, eToro is probably the easiest and cheapest option. The company allows you to buy and sell Ethereum for fiat currency (USD, EUR, etc.) without access to the actual coins.
If you're using eToro you can skip step 1 of getting an Ethereum wallet since you won't be able to send any coins outside of the platform.
Cryptocurrencies can widely fluctuate in prices and are not appropriate for all investors. Trading cryptocurrencies is not supervised by any EU regulatory framework. So keep in mind that your capital is at risk.
Buy Ethereum through CEX.io
Cex.io ia a cryptocurrency exchange that allows you to buy Ether with a credit card. If you use the company's brokerage service (buying directly from the exchange) the fees will already be calculated into the exchange rate, that's why it will seem higher than other exchanges. If you want to get better rates try using the site's trading platform (suited for more advanced users).
- Open a CEX.io account
- Add your payment method (Credit card or bank account)
- Go to "Buy/Sell" and select Ethereum
- Choose the amount of Ethereum you want to buy
- Click on "buy Ethereum"
Buy Ethereum through Coinbase
Coinbase is a convenient and cheap way to buy Ethereum (if it's available in your country). Coinbase will sell you ETH for a fee of 1.49%-3.99% depending on your payment method (credit cards have a higher fee than wire transfers). Here's how you buy Ethereum on Coinbase:
- Open a Coinbase account
- Add your payment method (Credit card or bank account)
- Go to "Buy/Sell" and select the amount of Ethereum you desire
- Click "Buy Ethereum"
Buy Ethereum through Bitpanda
Bitpanda is a cryptocurrency exchange specializing in buying and selling cryptos inside the Eurozone. The company has a pretty intuitive interface for purchasing Ethereum and other cryptos and the service is relatively quick. The only issue is that there are no listed transaction fees and you'll need to calculate the fee charged from the final price.
Step 3 – Withdraw the Ether to your Wallet
Once you bought Ether remember to make sure the coins are sitting in your own personal wallet. If you leave your coins on the exchange and the exchange gets hacked or becomes insolvent you may end up losing your coins.
For this step you'll need to send your coins to your Ethereum address. Just like you need an email address to receive emails, you have an Ethereum address to receive Ethereum. The address is a long string of characters and numbers that start with 0x and looks something like this: 0x123f681646d4a755815f9cb19e1acc8565a0c2ac. You can retrieve your ETH address from your Ethereum wallet.
4. Frequently Asked Questions
How do I Buy Ethereum with Paypal?
Most exchanges won't accept PayPal since its buyer protection allows the buyer to reverse the transaction and that opens up the option for fraud (you can read more about this here). However, if you're willing to pay a price there are several ways you can buy Ethereum with PayPal.
One workaround would be to buy Bitcoin with Paypal and then trade it for Ethereum on a cryptocurrency only exchange like Binance. The process will take time, as buying Bitcoin with Paypal isn't straightforward, and you will pay a transaction fee for each step of the process. Only use this if you're willing to pay up to 15% or more in fees.
Alternatively you can use LocalEthereum – a marketplace that allows individuals to connect with each other in order to buy and sell Ethereum. The concept is similar to LocalBitcoins. While the variety and flexibility of this marketplace are usually high, the risk is also high. You have to make sure the person you're dealing with is legit before conducting a trade.
How do I Start Investing in Etheruem?
There are many forms of investing in Ethereum. You can mine, trade, buy and hold or even invest in different sites. However, many of these methods contain great risks. I suggest reading in depth about the different types of investments here.
How do you Sell Ethereum?
If you'd like to sell Ethereum you've bought you can do so on all of the exchanges listed about except for eToro. eToro will only allow you to sell Ethereum that was bought thought their platform. So here are your options:
- Coinmama
- CEX.io
- Coinbase
- Bitpanda
For a complete list of Ethereum exchanges where you can buy and also sell Ethereum visit this page.
5. Ethereum (ETH) vs. Ethereum Classic (ETC)
Ethereum Classic is a cryptocurrency that was created due to a disagreement with the way original Ethereum conducted business. The catalyst for the split was due to a hacker finding a way to steal $60m worth of Ethereum coins.
The supporters of ETH said that the code should be altered and the stolen coins should be refunded, while the supporters of ETC said that "code is law" and whatever happened happened. ETC is actually the original Ehtereum code and ETH forked their code to create a new Ethereum.
Therefor two identical competing currencies were created that have two different exchange rates. Today ETH's price is much higher and is usually what is referred to as the "true" Ethereum in the crypto community.
6. You can also mine Ethereum
If you're looking for an alternative for buying Ethereum you can try mining Ethereum. Using your own computer (CPU mining) will probably not get you too far, However, if you have a GPU on your machine then you can get some actual rewards rewards. Mining Ethereum is similar to Bitcoin mining in many aspects aside from the fact that you don't have to buy dedicated hardware to participate in it.
7. Conclusion
Ethereum is a disruptive technology that is set to change how the Internet works. Whether it succeeds or not remains to be seen, but for now you can easily get your share of "the Internet's future" by following the steps mentioned above.
As Ethereum becomes more popular its currency, Ether, seems to be gaining momentum and appreciating in price. But as always cryptocurrencies are a very risky investment and things can change in a heartbeat (as demonstrated by Ethereum's colossal price drop during 2018).
If you want to learn more about Ethereum you can use the variety of social channels dedicated to the platform: Facebook, Twitter, YouTube, Reddit, StackExchange and the Etheruem blog.
If you have additional questions or comments I'd love to hear about them in the comment section below.
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Mail me up..i will show you
You can buy Ethereum right in your wallet if you're using Lumi Wallet 😉
Several times I used changenow to buy ETH and other cryptocurrencies. Conveniently, there is no registration and limits, so I can buy as many coins as I need. This is one of the easiest ways to buy crypto.
Hi guys, try Singbit.sg if you want to buy Bitcoin / Ethereum in Singapore. It has zero transaction fees.
If you want to buy ETH or various other coins cheap and easy use Payfair it's a new platform like localbitcoins but on the blockchain so no fraud or dodgy thefts…
I was all about buying some Ethereum right up until you want my Social Security number and photo ID. This has bad decision and identity theft written all over it. Forget that crap!
I have never bought or sold a crypto currency before and am going through various pieces of information etc regarding the various processes. Can someone please advise me on the following:
If I buy etherium from an exchange, the 'coins' stay on that exchange until I transfer them to a personal wallet, for example MEW. If I have a hardware wallet let's say a Trezor I can then transfer my 'coins' from MEW to the Trezor. Is there any way that I can transfer the 'coins' direct from the exchange to the Trezor?
What place do you recomend to buy ETH in LatinAmerica, in ditail on Chile? I look first in COINBASE but is not available in my country.
I have been utilizing the 99Bitcoin courses. I will definitely be leaving a stellar review. I've learned so much after what appeared to be a road to nowhere on my own. I need some HELP here please. I live in Hawaii and Coinbase doesn't operate here. I'd like to sign up with Cex.io but they currently are not accepting any new registrations until they've caught up. I want to own Etherum, Bitcoin, and Ripple. I see another of your recommendations called Coinmama but before I register there can you tell me, is there a problem with buying, owning, and selling… Read more »
I would like to invest a small amount of money just to try out how all this system works. Well, if i understand it correctly i register for example to myetherwallet. Then i buy ether on coinbase for example. And then i withdraw my ether to my wallet. In step3 what do you mean under 'leaveing one's coins in the exchange'? Do you think coinbase and myetherwallet is suitable for a beginners?


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Apr 28, 2018 . Expert advice and ideas for planning a fence that looks great and does . The best wind-control designs have a 45-degree baffle at the top of the . The fencing panels may be metal, vinyl, or rot-resistant wood such as . How to Choose Outdoor Furniture · Patio Roof Cover Sheds Water, Allows Natural Light.
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Fencing in high wind areas requires special attention not given to its moderate wind . Or will you situate your new fence exposed to an open field or water?


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To play 'This Little Light of Mine' on the ukulele you first will need to start with the chord G progression. Start playing this at the lyric Light and then switch to the chord G7 on the verse shine. On the next line, play the chord C at the verse light and then on the word shine play the chord G. Now, while singing the same lyrics now play the G chord at light and switch to Em at the word shine. Now on the ending verse at, 'Shine, Shine, Shine' play the chords G, D7 and C-G! You can take a G chord and suspend the second and forth by removing your index finger and a four by taking the middle finger off. To play the pattern it's down up down up down up down up in a swing shuffle. Now you can easily play 'This little light of mine' on ukulele.
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