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Here is another reason why you should get excited about LeadBolt once again…
We've now officially launched our new Windows 8 SDK and it is now available in the LeadBolt Portal for all publishers! This is very exciting news as our ad serving technology has now extended to yet another platform which increases the potential for the monetization of Windows 8 apps for publishers, giving them access to our very effective SDK powered ad types in addition to our HTML ads.
With ad serving now provided for Windows 8 devices, our Advertisers can easily create and target compatible ad campaigns to this platform so as to broaden their reach even further to engage a whole new app user base throughout the entire app usage cycle.
Using our Windows 8 SDK, publishers can now access the following premium ad formats:
- Interstitials
- App Walls
- Advanced Overlays
- In-App Alerts
- Banner Ads
- Rich Media Ads
- Audio Ads
Using HTML integration, publishers can now access the following HTML compatible ad formats:
- Banner Ads
- App Walls
Publishers can now download the new Windows 8 SDK by visiting the 'Help/ FAQs' tab then clicking on the 'App Developer SDKs' tab in their publisher portal. Please read the updated PDF documentation included to get started with the new Windows 8 SDK seamlessly.
Microsoft Build 2013 – QuickStart Challenge
The LeadBolt Windows 8 SDK will be featured as part of the Microsoft Build 2013 event in San Francisco, happening from June 26-28. The LeadBolt SDK will be integrated into Windows 8 apps by groups of developers as part of a 20 minute QuickStart challenge, to demonstrate how simple it is to integrate LeadBolt's effective ad serving technology to Windows 8 apps.
We continuously strive to provide publishers with high performing advertising solutions for their apps on popular platforms and advertisers the ability to target new platforms with growing user bases so as to achieve even better results in their ad campaigns.


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Glasgow Girls climbed to third in the Scottish Building Society SWPL 2 table following a comfortable win over city neighbours Partick Thistle at Petershill Park.
Lauren Kerr's double, the second an absolute screamer, saw the Girls get back to winning ways and remain unbeaten against the Jags this season.
Thistle started the brighter of the two sides and came within inches of taking the lead, Emma Lawton's free-kick from out wide crashing off the crossbar before being cleared to safety.
The first chance at the other end fell the way of Lauren Coleman, when she met Leigh Ferrol's cross but her looping header fell wide of goal.
Ten minutes later however, the hosts did move in front. Kirstin McGuire's free kick found Kerr who scuffed a volley into the corner of the net which stood, despite loud protests from the Thistle defence that she was offside.
Partick tried to find a quick response and went close when Lawton burst to the by-line before cutting the ball back to Mhairi Hawksworth, who turned her marker but her left footed shot went just wide of the post. Cheryl Hogg then tested Toni Harkness, but her shot was easily held.
Despite Thistle being the side on the front foot, Glasgow doubled their lead almost instantly after that chance and they did so in style. Kerr picked up the ball over 30 yards from goal and sent a powerful effort flying beyond Sara Robson into the back of the net.
Lawton went close again for the away side with another shot saved by Harkness but it really should have been 3-0 at the other end in stoppage time. Ferrol's corner found its way to the back post where Eleanor Smith met it on the half volley, but it flew over the bar as the referee's whistle brought the half to a close.
Glasgow then had another chance to extend their lead at the start of the second half when Robson cleared straight to McGuire, but the keeper was able to redeem herself by deflecting the forward's effort onto the post.
Just past the hour mark, Thistle had two quick chances with Deborah McLeod's volley and Sophie Gallacher's header both being kept out by the busy Harkness.
Lucy McEwan then should have added gloss to the score-line when she worked space on the left of the box, before forcing Robson into a clever save before Thistle managed to scramble the ball to safety. She had another effort six minutes from time but it was tame and easy for the keeper.
McEwan was then replaced by Emma Jolly, making her first team debut at the age of just 15-years old.
The final chance fell the way of the visitors when a long ball found Hogg who tried to poke the ball past the onrushing Harkness, but she managed to block the shot.
Glasgow Girls: Harkness; Gillan (MacLeod, 59), Smith, McTear, Gallagher; Kerr, Coleman; Ferrol, Docherty, McEwan (Jolly, 87); McGuire (Fisher, 70)
Partick Thistle: Robson; Lawton, Jackson, Ranes, Richardson (Hannah, 90); Murray, McLeod; Hawksworth (Paterson, 64), Hogg, Lyle (Morris, 81); Bisland (Gallacher, 59)
Glasgow Girls Head Coach, Iain Ferry
Glasgow Girls Player, Emma Jolly

subset: commoncrawl


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Lusungu Kayela, Seeff's Principal in Zambia says Zambia is a safe, peaceful, democratic country that has benefited from good macro-economic stability over the last 25 years.
This lower-middle income country has a population estimated at 17.86 million and land extent of 743,390km2 and despite many economic challenges over the last decades, Zambia has made overall significant social, economic and political progress.
As such the country is now recognised as one of the SADC's more attractive investment destinations.
Zambia is continuously weaning itself from its dependence on the copper mines and has many strong international companies operating in the country, especially in retail.
The country is part of one of the more dynamic regions of the world and the IMF estimates that it will grow at 5.2% per annum through to 2023. It has grown at a similar pace since 2000.
Zambia is one of the most urbanised countries in Sub-Saharan Africa with 44% of its population living in a few urban areas.
Foreign investment
Over the last 20 years Zambia has seen a broad-based growth based on improvements in productivity and entrepreneurship across multiple sectors, including agriculture, mining, manufacturing, banking and telecommunications. This has been supported by substantial investments in infrastructure.
According to The Urban Africa Real Estate Report of 2018, South Africa accounts for 51% of the international funds invested and more than 10% of capital comes from Zambia's neighbours - Botswana and Tanzania.
The international investors transacting in Zambia include quality names such as Hyprop (SA), SA Corporate Real Estate (SA), Grit (Mauritius), Novare (SA), Actis (UK), PrimeTime (Botswana), Terrace Africa (SA) and Heriot Properties (SA). ShopRite also has a significant wholly owned property portfolio in Zambia.
Chinese investors are quite active in the residential and office space market and in the retail market to a smaller extent.
At the moment there is limited interaction between the Chinese players and the rest of the property community whether from a funding, leasing or tenant perspective.
The 16,000m2 SunShare office across East Park Mall and Arcades has been a successful investment even though some of the retail developments have been less lucrative and seem to be primarily tenanted by retailers with lower priced goods.It is however expected that Chinese players will eventually become more integrated in the market (Urban Africa Real Estate Report 2018).
The Rental Market (Residential)
Rentals account for about 80% of Zambia's real estate market in a few urban areas in the country's capital - Lusaka and Copperbelt, Ndola and Kitwe - with the majority of the population in these areas being low to middle income earners.
There is however a significant amount of expatriates including individuals, employees of companies and diplomats (embassies) and international organisations such as the UN accounting for the higher end properties with monthly rentals of between US$1000 -US$3000. These properties are currently experiencing a downturn/slump.
The middle market is characterised by average monthly rentals of between US$500 - US$1,000 and has remained resilient despite increases in interest rates and the economic slowdown of the past three years.
The analysis of middle market neighbourhoods in the south of Lusaka suggests a slow maturing of the market, possibly reflecting the tighter economic conditions of recent years.
A review of the above suggests a slowing rental market from an income perspective, as yields from rental properties have been higher in the past. Over the longer term the limited supply to this market could ensure that capital appreciation averages above 3-4 % per annum in local currency.
The middle market appears to be holding up better than the top end as rental increases at least track inflation, if not exceeding it in some cases. As a result total returns, being the sum of net income and capital appreciation, are on track to beat inflation across the middle market, despite recent challenges.
The lower middle market is defined as the market for monthly rentals between US$250 - US$500 and possibly offers the most attractive yields to investors. This is well supported by demand and can be a large catalyst for economic growth and financial deepening.
Newly Built Luxury Complex for Rent/Sale
There are new apartments located in Roma - an upcoming area for new modern offices close to major shopping malls, schools and hospitals. Roma has also seen companies such as MTN Zambia and Mount Meru, among others relocate their headquarters to the area.
These magnificent light, neat and modern apartments with high quality finishes and fittings offer an intelligent layout that provides lavish accommodation but at the same time still ensures privacy.
The complex consists of four three bedroom apartments with beautiful gardens, their own/individual swimming pools and a barbeque area.
The property also offers an additional four one bedroom apartments. Rental prices ranging from US$1300 for furnished one bedroom apartments to $2800 for three bedroom apartments.
Commercial Property Market
For a long time the only purpose-built buildings in Zambia's capital city Lusaka, were situated in the central business district (CBD). These mostly belonged to parastatal organisations and to commercial banks that utilised them as their company head offices.
After the liberalisation of the economy however, commerce and industry started to flow and so did the general wealth of Zambians.
As a result of this rapid growth - that was not envisaged to grow as exponentially in such a short space of time - congestion in the CBD led to a mass exodus corporates from the CBD into suburbia and into the residential areas of Lusaka where homes were rented and converted into office space.
At the turn of the millennium, GDP growth rates were averaging 6% and suburbia could not sustain the demand for office space any longer. This in turn created a strong case for purpose-built office space and almost 20 years later, this market has grown and has managed to bring down rental rates from an average of USD25 per square metre (up until two years ago) to an average of USD15 per square.
The selling rates of office space have remained largely unchanged due to the debt finance used to purchase these buildings - averaging around USD700 - USD1200 per square metre.
Good deals can however be picked up on slightly older buildings like the one listed below on Kabelenga Road.
Zambia's tourism market remains buoyant and boasts untapped potential with around 19 National Parks and several game management areas doted around a country of 750,000 square kilometers.
Tourism main spots are spread vastly, from a number of waterfalls and deep lake waters in Northern Zambia, white-sandy-beaches on the shores of the Bangweulu, beautiful game viewing in the Luangwa Valley and bird migrations in the Kafue National Park, to the world renowned Mosi-oa-Tunya/Victoria Falls - one of the seven natural wonders of the world and a United Nations World Heritage site on the boarders of Zambia and Zimbabwe.
Livingstone, the tourist capital of Zambia where the Victoria Falls is situated, has an international airport with daily flights from Johannesburg, Addis Ababa and Nairobi, and takes under two hours to reach from Johannesburg - making it even closer than Cape Town.
There are a number of lodges and tourism investment properties in Livingstone for investors in the hospitality business to consider - including a beautiful bush lodge virtually in the Mosi-oa-Tunya National Park!
Farms and Agricultural Block
For many years Zambia has been described as a landlocked country endowed with a large land resource base of 42 million hectares - of which only 1.5 million hectares are cultivated every year. Overall Zambia boasts good farming conditions, including sub-tropical vegetation and abundant water resources (40% of central and southern African water).
Annual rainfall varies between 750mm and 1,000mm. Average temperatures in Zambia is also said to be fairly favourable to agriculture and is characterised by warm conditions with plenty of sunshine.
The past few years have seen a major expansion in the Zambian Agriculture Sector triggered by many investors looking at various opportunities in the agricultural sector.
The Government's policy has shifted from just focusing on row crops and irrigation to new opportunities that focus on citrus, fruits, nuts, sugar cane, oils, etc. on a huge scale.
Popular farm block areas with vast lands are available for investment and include: Mkushi, Mpongwe, Chisamba, Choma and Mazabuka.
We have been serving these areas and have listed regularly in Choma, Mkushi, Chisamba & Mazabuka.
There has also been a keen interest in fish farming now encouraged by government. We have some listings in this sector.
New Developments in Lusaka
Like in many other countries, a housing deficit remains a challenge in Zambia. It is currently approximated that the country's existing stock stands at 2.5 million houses - relating to a shortage of around 2 million houses.
Due to this deficit and an ever-increasing population - Lusaka and areas like Roma, Foxdale and Ibex Hill in particular - larger parcels of land are now being subdivided and developed into housing estates.
A perfect example of a new development is Roma Park which started off as a piece of 120-hectare agricultural land subdivided into smaller parcels. It now offers a modern combination of urban living, retail, commercial as well as light industrial opportunities.
Roma Park is located in Roma within a few minutes' drive to amenities such as Foxdale Court, East Park, Arcades, Roma Catholic Church an Lusaka International School among others.
Houses for Sale in Roma Park (Buboni II)
Buboni II is situated in Roma Park and was developed with 32 shell houses of which 19 are three bedrooms homes.
The remaining homes are two bedroom homes and two complete homes are available on show. Plot sizes range from 300 sqm to 550 sqm and prices range between US$ 104 500 and US$230 000.
Picture attached
These newly built apartments are located in Roma - an upcoming area of Zambia.


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These Neocon Zionists have totally lost it. Their smear campaigns are outdated and repulsive. They see everything through the prism of race and ideology rather than logic and facts.
If you criticize their policies and views they call you an anti-Semite as if this term has any relevance in the current U.S. foreign policy debate. These idiotic ideologues think that anti-Semites are hiding under every bed in the United States. They need a reality check.
Political conditions have changed. The climate of opinion about the U.S. role in the Middle East and its unconditional support for the extremist government in Israel has changed. But rather than face up to this reality neocons are acting out like little children and screaming "anti-Semite" at their critics. They can't persuade people why they're right so they're shutting down the debate by bullying people into silence. But this isn't working. They have lost the debate.


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How to Become a Data Scientist: What You Need to Know
There's no doubt that having a data scientist job means you're on a promising career path—one that's in-demand, fulfilling, and...Read More ›
There's no doubt that having a data scientist job means you're on a promising career path—one that's in-demand, fulfilling, and...Read More ›
Don't you love the thought of learning something new? I sure do! In fact, my parents used to call me...Read More ›
Have you been thinking about making the transition to a tech career, but still need the skills to get you...Read More ›
Whether you've been thinking of a career change for a few months or even a few years, you've probably wondered...Read More ›
Did you dread going back to work after the holidays? Is changing careers one of your New Year's resolutions but...Read More ›
Here's the thing about tech: it's not nearly as hard as it seems if you're creative or a problem solver...Read More ›
New year, new job? Instead of promising to join the gym, eat more Brussels sprouts, or finally organize your front...Read More ›
Whether you're brand new or already established in the tech world, being part of a group of like-minded people who...Read More ›
If you're looking to make a career change at 30, you probably have some concerns. You may be asking, am...Read More ›
Do you remember being 18 and worrying that you didn't have an answer (or even an idea) when people asked...Read More ›
Administrative assistant can be a great job choice—for some people and for some time. My mother happily started her working...Read More ›
Success! You landed your dream freelance client, created a beautiful site for them, and were showered with praise for your...Read More ›
Have you been thinking about learning to code? Sure, there are countless benefits to learning tech skills. I'm talking benefits...Read More ›
When I told my family and friends that I wanted to learn how to code, I heard a lot of...Read More ›


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For Resale Information: Visit the First Service Residential website to place an order for resale information. Enter the zip code and you will be directed to the order site. Please be sure that you get a confirmation that you have entered all the required components of the order and that it is complete. You will have the ability to track your order. Alternately, you can call First Service Residential at 703.385.1133 to order.
PUD Questionnaires: These questionnaires are often required for refinancing purposes. The fee for the HOA to complete this form is $50.00. Companies can fax the questionnaire to 703-729-9733 (Attention: Joanne Hang). Once the payment is received, the finalized questionnaire will be faxed to the requested source.
Payment methods:
1. Checks can be made payable to Broadlands Association, Inc. and mailed to:
21907 Claiborne Parkway, Broadlands, VA 20148.
2. Credit Cards can be processed through Paypal…please use the Buy Now button:
Master Insurance Contact: https://www.griffinowens.com/


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The heartland of England has sights that put the 'Great' in Britain - its venerable universities, its royal heritage, and reminders of its industrial might. At Oxford and Cambridge, see where kings and prime ministers studied. At Blenheim Palace - Winston Churchill's birthplace - Rick connects with English aristocracy. At Ironbridge Gorge, he fires up memories of the Industrial Revolution. And all along the way, Rick drives on the left and polishes his pub etiquette.
There are no upcoming air times for this episode.
Funding for Rick Steves' Europe is provided in part by:


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Bedrooms: 4
Bathrooms: 3
3220 Bairds Lane
Burleson 76028
This stunning 4 bedroom 4 bath home in gated Churchill Park is a must see!Situated on 1.59 completely fenced in acres featuring a gorgeous play pool with water feature in the back!Circle drive& adorable curb appeal with dormer windows & porch.Office or second living w fireplace at entry,formal dining & butlers pantry off kitchen make this a perfect place for entertaining.Living area has lots of light,stone fireplace & looks out over pool!Kitchen has large breakfast bar,island & gas stove.Master is large & features a garden tub, separate vanities & separate shower.Upstairs each bedroom has their own bathroom.Media room & small craft room upstairs. Pool is an oasis out back w outdoor sound system!
Attached, Garage, Garage Door Opener, Opener, Side
Cable TV Available, Decorative Lighting, High Speed Internet Available, Multiple Staircases, Plantation Shutters, Vaulted Ceilings, Window Coverings
Dishwasher, Disposal, Drop in Range/Oven - Gas, Oven - Gas, Range/Oven-Gas, Vent Mechanism, Water Line to Refrigerator
Central Air-Elec, Central Heat-Elec
Covered Porch(es), Gutters, Patio Covered, Sprinkler System, Gazebo, RV/ Boat Parking, Satellite Dish
Acreage, Heavily Treed, Interior Lot, Landscaped, Lrg. Backyard Grass, Some Trees, Subdivision
Users may not reproduce or redistribute the data found on this site. The data is for viewing purposes only. Data is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS.
Listing information last updated on April 9th, 2020 at 8:00am CDT.


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Pfizer Global Supply
Pfizer Global Supply
Pfizer Global Supply (PGS) is a globally competitive internal and external supply network providing high-quality innovative solutions for our customers. Our colleagues make certain that the entire range of Pfizer products, offered in more than 175 markets, are produced to the highest standards, in complete compliance with all applicable regulations, and always available when they are needed.
The Active Pharmaceutical Ingredients (API) plant is registered as Pfizer Asia Pacific Pte Ltd. The plant has been designed with the integration of new technologies and pharmaceutical manufacturing processes. Environmental, health and safety considerations for both our colleagues and the community were also a priority when designing this state of the art facility.
External Supply Asia (ES Asia) identifies, develops and actively manages sustainable cost effective supply options that complement the Pfizer Global Supply network to meet the needs of our business partners.


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An interagency partnership between the Department of Veterans Affairs (VA) and the DOE/NNSA will use supercomputing to securely analyze digital medical records – potentially leading to improved healthcare for millions of veterans.
Suicide prevention, prostate cancer, and cardiovascular disease are the three priority areas for this "Big Data Science Initiative" as the VA and our National Laboratories seek to develop new medical treatments and preventive strategies.
"The VA has a unique dataset of medical records, whole genomes and imaging data that is one of the most comprehensive in dimensions of time, scale, and breadth … in many aspects this dataset is considered to be the largest and most comprehensive in the world," said Dimitri Kusnezov, NNSA Chief Scientist.
The capabilities of high performance computers at our labs are already tackling important data processing tasks like predicting the spread of diseases and speeding up pharmaceutical timelines for new cancer treatments. According to Kusnezov, this new challenge "will uniquely stress our computers … in dimensions that our existing datasets have not."
The VA already conducts extensive scientific research studies and clinical trials, leading to successful innovations in robotic prosthetics and other advanced technologies. Gaining access to the digital might of DOE/NNSA high-performance computing brings new potential for scientific achievement.
The collaboration will hopefully shed light on warning signs of diseases and improve our nation's heroes' quality of life while also accelerating development of the next generation of algorithms and modeling capability on our nation's supercomputers.
The United States is the only country with the ability to bring together a health database of this size with analytics capabilities that can "push the frontiers of computing and artificial intelligence." And our National Laboratories are especially suited to this task as "DOE provides a unique safe harbor for the data and applications of tools that is difficult to achieve in the commercial sector," Kusnezov said.
Data sources from the Department of Defense, Centers for Medicare and Medicaid Services, and the Centers for Disease Control and Prevention will also support this initiative.


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3D product animation to showcase the new Ecofret platform for VTG.
VTG wanted to communicate the key advantages of the new Ecofret platform over the existing designs in around 2 minutes.
The animation was designed to be shown at exhibitions and trade shows. For this reason, it was designed to have no audio so the key messages were all delivered visually, using text and infographics. Several creative concepts and storyboards were created to determine the best method to communicate these messages visually.
Two versions were created to serve VTG's different clients.


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Dr Saniflo Saniflo Macerator Repair Refurbishment Fixing Service
Doctor Saniflo was set up to reduce the number of Saniflo units being thrown away as we are an environmentally conscious company. We were finding that most plumbers (not ourselves) were being hired to fix a Saniflo Macerator they would simply say it is broken or the motor is gone to the customer and you need a new one when really all it would need was a new part to get the unit going again.
Due to the unpleasant nature inside the unit they did not want to get involved in repairing the unit, the plumber would then charge for a new unit plus his labour time then off he went, the customer would have the outlay of a new Saniflo and have a spare unit which could have been fixed quite easily.
If you would like to use our service please go to the prices page for full instructions.
Submit your review
Paul here from Australia. My Sanitop now works like new despite being 25 years old! Bought parts from Doctor Saniflo who were very helpful. Bought new rubber membrane, clip, capacitor and micro-switch. Parts installed relatively easily - Dr Saniflo directed me to a guide. Saved heaps compared with buying a new Sanitop and don't want to buy into the throw-away culture; really satisfied to fix my Sanitop myself; did my research and found Doctor Saniflo to be the best source of quality parts at a reasonable price, even for older Sanitop models with hard to source parts.


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M-Clan Concert Films
Dos Noches En el Price
Year: 2015
Runtime: 2 hr 6 minOn June 6th and June 7th of 2014, the Spanish rockers, M Clan, celebrated their twenty year career with more than twenty tracks from their songbook. The Clan was joined by guests like Ariel Rot, The Drugs, Miguel Rios, as well as some former Clan-members.
M-Clan Top Tracks
Related Artists
Mientras No Cueste Mas Trabajo
Year: 2007
Runtime: 14 minMientras No Cueste Mas Trabajo was rereleased on September 29, 2007 with four new songs, "Firmes", "El rey de la baraja", "La aceituna", and "Me gusta el fútbol".
In 2007, Melendi received the "Best Tour" award from the "Premios de la Música" ceremony held in Cordoba. He also did an advertising campaign for Canal+ Spain entitled "Me gusta el fútbol" (I Like Football), for which he wrote a song of the same name.
El Creyente
Year: 2016
Runtime: 1 hr 53 minHe calls himself Loquillo or Loco (Crazy), but he is one of the most famous rockers in Spain with a career of over three decades.
His latest album is Creyente (Believer, 2014), with which he is now back on the road in a tour that will take him through much of the Spanish geography. This is a live album recorded in the Sports Palace of Granada where Loquillo gave an overview of his entire career.
Vivo... Para Contarlo
Fito y Fitipaldis
Year: 2016
Runtime: 1 hr 36 minVivo...Para Contarlo is the first live album by Spanish rock band Fito & Fitipaldis. It was published by DRO in 2004. The concert was performed 19 August 2004 in Bilbao.


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Little man is growing too fast. He's decided the past week that he's determined to use a fork. And he's actually pretty good at it. We were at a restaurant, and I was helping him use a fork. I was impressed at how well he did.
For dinner I gave him a little fork, and he did really well on his own. I can't believe how fast he's growing up. Fellow mommies, how do we make them slow down???
(sorry for the not-so-great pics. they were from my iPhone)


text: Goyder's Park, Darwin Waterfront Add to my trip Vedi la gallery Rivedi | Ingrandisci la mappa Darwin e dintorni Destinazioni Da fare e da vedere Arte e cultura a Darwin In viaggio con tutta la famiglia Retaggio storico, Darwin Darwin e dintorni, natura e fauna Darwin e dintorni, attività all'aria aperta Darwin, viaggi in auto Festival e manifestazioni a Darwin e dintorni. Tours Darwin, alloggio Guida di Darwin Goyder Park commemorates Goyder's Camp, which is of historical significance as the first settlement within Port Darwin from which would grow the modern city of Darwin. Woodroffe Goyder, Surveyor General of South Australia, landed at an area between Fort Hill and the Darwin escarpment on 5 February 1869. From this location Goyder's survey party surveyed the city that would become Darwin and eight other townships along Northern Territory waterways between February and September 1869. The camp continued to be occupied following the departure of Goyder for many years during the early years of settlement and expansion within Darwin. The camp area is also of historical significance as the landing point for the submarine telegraph cable between Java and Darwin that linked Australia to rest of the world in 1871 through telegraphic communications and was the site of the original Overland Telegraph Camp. Mappa Mappa Visualizza la mappa Nelle vicinanze Nelle vicinanze Esplora il Northern Territory Alloggio Escursioni Da fare e da vedere Festival ed eventi Percorsi stradali Scegli un percorso Arnhem Way Binns Track Explorers Way Greater Litchfield Loop Natures Way Outback Way Overlanders Way Red Centre Way Savannah Way Tratte aeree Scegli una tratta Domestic flights to Alice Springs Domestic flights to Darwin


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Can Relaxation Ever Be Harmful?
Relaxation is an important part of human life. Everyone loves to take breaks and recuperate from time to time, and relaxation is shown to reduce stress and have several health benefits. Approximately 77% of adults regularly experience physical symptoms as a result of stress. These symptoms can include headaches, insomnia, chest pain, and more, and they can lead to serious conditions like cardiovascular diseases and mental health problems. Making time for relaxation can help manage this stress and prevent it from manifesting physically. Techniques like meditation, breathing exercises, and rest help produce a relaxation response in the body which can decrease stress and stress-related conditions.
However, as helpful as relaxation can be, the age-old adage "too much of a good thing is a bad thing" applies to relaxation as well. When people achieve relaxation in the wrong ways or over-prioritize it in their lives, there can be unhealthy consequences just as dangerous as having too much stress. Here are some signs that your relaxation techniques might be more problematic than they are beneficial:
You Achieve Relaxation in Harmful Ways
There are both positive and negative ways to achieve relaxation. If you use negative ways to reach a state of relaxation, you are going to increase your stress levels and cause more damage than good. Abusing drugs, alcohol, or other substances might feel helpful in the moment, but these coping mechanisms are unhealthy and can have significant health risks. Addiction to drugs and alcohol can cause physical and emotional problems that can lead to severe bodily damage and even death. You should avoid using substances to try and reduce stress.
Other negative ways people use to try and manage stress include unhealthy or excessive habits. Overeating and binge-eating can be disastrous for your health, which will lead to increased stress and health problems like obesity and heart-disease. Seek help if your stress-managing eating habits have become out of control. Over using entertainment and binge-watching television has been linked with depression and loneliness. While it might be helpful to set aside time to watch television, play video games, or use other electronics to take a break, when you spend hours upon hours doing these activities, you put your health at risk. Poor coping habits like impulsive purchasing can devastate people financially and mentally, and it can also ruin marriages and other relationships. Make sure to avoid these habits when you are trying to deal with the stressors in your life.
Emotionally or physically cheating on a significant other is a surefire way to poison a relationship. Destroying your health and the relationships you have with people you care about is never a good way to manage the problems you are facing in life. If you are participating in any of these activities in order to feel relaxed, your relaxation is harmful, not helpful.
You Over-Prioritize Relaxation
While relaxation can have wonderful benefits for people who make time for it regularly, it can be problematic for people who dedicate too much time to it. If you are relaxing when you should be working or you are slacking off instead of taking care of your responsibilities, you are relaxing in a harmful way. Like anything else in life, relaxation needs to be balanced among your other duties. If you are sleeping or participating in other stress-relief activities when it is time to for you to go to work or take care of your children, then you are not achieving a healthy balance. In fact, sleeping too much can ruin your sleep schedule and cause insomnia. Carve out time for relaxation, but make sure that you have time to take care of your other duties as well. Make sure to relax in moderation.
You Use Relaxation to Avoid Conflict
If you are in a partnership or friendship where there are unhealthy problems that need to be handled, you should not seek relaxation in order to escape or cope with the conflict in those relationships. Do not be so relaxed that you are afraid to confront someone. Avoid using relaxation as a form of escapism in order to prevent yourself from having potentially hard conversations with others. Practice good communication and address issues in your relationships when necessary. Communication is a healthy way to begin to address conflict, and everyone involved will be better for it.
Your Relaxation Promotes Isolation
While it is definitely important to carve out time for yourself and have alone time, be wary if your relaxation techniques only involve isolation. It is important to be around others and to communicate to your friends and family when you are feeling overly-stressed or you are having a difficult time coping with problems in your life. Actively avoiding others is not a beneficial way to relax and it can cause you to feel lonely and depressed.
For more information or for help finding positive relaxation and coping techniques, visit Oakville Wellness Center.
How to Give a Compliment
Giving compliments to others is a great way to build relationships and strengthen bonds between friends. People tend to enjoy receiving compliments because kind words and positive feedback are encouraging and motivating, and they boost self-esteem. In addition to making a person feel good about themselves, flattering words also have numerous health benefits for the recipient. People who receive positive words frequently are shown to higher levels of productivity and decreased levels of stress, and they experience the same emotional payoff as they would have if they received a tangible reward instead. Researcher Norihiro Sadata, one of the creators of a study about the benefits of receiving compliments, says that getting a compliment is "as much as a social reward as being rewarded money." With the evidence of how money is a key motivator, it is no surprise that people who receive praise have high levels of performance.
Although the recipient of kind words seems to benefit the most from compliments, giving compliments can be equally rewarding. However, while everyone loves to receive accolades, praising others does not always come easily. Sometimes giving compliments can be intimidating because people are not sure how their words will be received, or they are afraid they will come off as disingenuous. It can also be difficult for someone who has social anxiety or someone who is nervous around others to approach someone and commend them. If you struggle with any of these insecurities, giving a compliment might be a challenge, but with practice, you can become skilled in this area and reap the benefits of boosting others up with kindness. Here are some tips to keep in mind as you work on becoming more confident when giving compliments.
Be Genuine
Avoid giving compliments randomly or without meaning. Compliments come across better when they are sincere and the recipient knows you truly mean what you are saying. Always make sure that you are being moderate with your praise. You do not have to be over-the-top with your compliments to be genuine. Inflated praise will make your comments seem insincere and might make the recipient uncomfortable. Take the time to truly acknowledge someone's strengths and approach them with genuine kind words. A genuine compliment will go a long way because it will be more significant to the recipient.
Be Selfless
Make sure your motives for giving the compliment are pure so that you do not give backhanded compliments or seem like you are giving praise for your own benefit. Empty flattery and kissing-up are not helpful for you are the person you are complimenting. Make sure you are not offering your words in order to receive a compliment in return. When you offer words of admiration, you should be doing it solely for the benefit of the other person.
Be Specific
Regardless of how sincere your intention is, a general compliment will not be as significant as one that recognizes something specific. Instead of praising someone for doing good work, praise them for the specific action or project they completed that demonstrated their good work and include examples. Saying, "Your presentation was great" is not as meaningful as saying, "The information you shared in your presentation today was insightful and well-organized, and I learned some helpful new skills I will be sure to implement." Try and focus on character traits and behaviors rather than physical attributes, and be as specific as possible when highlighting these characteristics.
Be Aware
There is nothing more sincerely flattering than knowing someone sees you and that they can specifically pinpoint something they appreciate about you. Take the time to pay attention to those around you so that you can notice their personal strengths. As you focus on others and their positive qualities, genuine compliments will come to you more naturally. Make it a priority to be present when you are spending time with others and actively look for opportunities to offer praise.
Be Casual
Many people are afraid to praise others because, in their mind, they see compliment giving as ambitious, grandiose gesture. Giving a compliment does not have to be complicated or overly formal. When you see an opportunity to offer someone a genuine compliment, simply walk over to them and casually give them your positive remarks. Notice and offer admiration for small actions. If someone has a new haircut that looks good on them, let them know. You do not have to wait for someone to do something major or for them to have some sort of big accomplishment in order to recognize them. It will be less intimidating to give compliments when you see them as quick, casual remarks rather than grand gestures.
Be Open to Receiving Compliments
If you are not able to receive compliments well, you might struggle to give them to others. Learn how to take a compliment in stride. When someone praises your work or offers you a positive remark, smile and say thank you. Resist the urge to diminish their compliment by denying or negating their kind words. Do not automatically return a compliment unless it is sincere. When you receive a compliment that is truly flattering, consider the way they gave their compliment to you and allow that experience to influence how you give compliments to others.
For help communicating and building positive relationships with others, contact Oakville Wellness Center and visit their blog.
Mental illness is often the result of a complicated interaction between our genetic makeup, lived experiences and the environment we inhabit.
Scientists have yet to precisely identify the root of the difficulties 1 in 5 Americans face in a given year (National Alliance on Mental illness, 2017).
Advances in the area of mental health research are vitally important as they can help to inform new treatments.
Researchers at the Institute of Human Genetics at the University of Bonn in Germany recently discovered that a gene called "SLC6A4" was strongly correlated with someone's chances of suffering from social anxiety disorder (SAD). Initial findings have been published online in the journal of Psychiatric Genetics.
SLC6A4 is involved in transporting serotonin in the nervous system. Serotonin is sometimes referred to as the "happiness hormone" as it is involved in feelings of positivity and wellbeing.
The fact that some people are born with an innate disposition towards suffering from SAD is extremely interesting, particularly given its high prevalence rates in the American population.
Anxiety disorders are amongst the most common mental illnesses affecting up to 18% of the population (Anxiety and Depression association of America, 2017).
What is Social Anxiety Disorder?
SAD is often minimized by people confusing it with "shyness" or simply being introverted. In reality, SAD is an intense and persistent fear of social situations. Those with SAD may experience bouts of anxiety over simple everyday things such as answering the phone or being asked directions on the street.
Whilst many of us may experience mild anxiety over social situations, those with SAD will experience chronic worry before, during and after the social scenario. They particularly fear embarrassment or social rejection.
SAD is often apparent from an early age and first manifests itself in childhood or adolescence. It is also almost twice as common in women as men, with prevalence particularly high in Europe and North America.
Scientists are not fully sure why women are more prone to anxiety but some have theorised that this propensity may be linked to differences in brain chemistry and hormone fluctuations.
Women are also more prone to stress and tend to mull over stressful situations more than men, who tend to pursue more active coping strategies.
So what does Social Anxiety Disorder look like and how is it diagnosed? Here are some of the signs:
Some individuals who suffer from SAD also experience panic attacks.
Panic attacks result from fear of social situations that becomes overwhelming, leading up to a physical response. Although panic attacks usually only last a few minutes, they are extremely unpleasant.
The individual may feel nauseous and experience trembling, palpitations and a shortness of breath. Although panic attacks don't lead to any long- term physical difficulties they are extremely alarming.
SAD often co- occurs with other disorders such as depression, generalised anxiety disorder and post- traumatic stress disorder.
What Causes Social Anxiety Disorder?
As previously discussed SAD is the result of a combination of genetic and environmental factors. Although certain genes may significantly increase the likelihood of SAD, this may not be enough for the disorder to manifest itself.
Researchers have linked parenting styles to the likelihood of developing SAD. As SAD may have a genetic root, parents may be more worried or anxious, translating poor coping styles to their children.
Getting Diagnosed with SAD
The Diagnostic and Statistical Manual of Mental Disorders (DSM), published by the American Psychiatric Association, is the tool most commonly used to diagnose mental conditions including SAD. Criteria includes:
Persistent fear of and/ or intense anxiety about social scenarios in which you believe you may be judged or act in a way that's embarrassing.
Avoidance of social situations and/or intense anxiety when present in social situations
Anxiety that's out of proportion to the situation
Anxiety or distress that impedes your daily living
Fear or anxiety that cannot be explained by a different medical condition, medication or substance problem
These criteria should be present for 6 months or more
How is SAD Treated?
SAD may be treated with medications and/ or psychotherapy. Psychological counselling is highly effective for those suffering from SAD. It can help the individual learn ways to deal with stress in social situations and build self- confidence.
One of the more commonly used treatments is CBT (Cognitive Behavioural Therapy). CBT may help the individual to see that their fears are irrational and help them to gradually work up to facing the social situations they fear the most. One tactic that is often employed is role- playing, whereby the individual can practice being in social situations and build up confidence in a safe and secure environment.
SAD can be all- consuming for the sufferer, as being crippled regarding ones social life and interactions limits our ability to form relationships, push our personal boundaries and live a happy and fulfilling life.
It has a remarkably high prevalence rate and many suffers stay under the radar undiagnosed.
SAD responds remarkably well to treatment, however, and if you suspect you may have SAD, please seek out a local mental health professional and learn to tame the anxiety you face daily.
American Psychiatric Association. (2000). Diagnostic and statistical manual of mental disorders: DSM-IV-TR. Washington, DC: American Psychiatric Association.
Turk, C. L., Heimberg, R. G., & Hope, D. A. (2001). Social anxiety disorder. Clinical handbook of psychological disorders: A step-by-step treatment manual, 3, 114-153.
October 2019


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- 1 tablespoon oil
- 1 brown onion, remove ends and papery skin then finely chopped
- 2 garlic cloves, cut off end, remove papery skin and finely chop or mince in a garlic crusher
- 200g mushrooms, sliced
- 1 red capsicum, seeds removed and flesh sliced
- 800g can diced tomatoes
- 4 eggs
- Greek yoghurt
A meal in a pan, this dish makes the perfect brunch, lunch or dinner.
Credit: Woolworths
It's this easy
- Heat oil in a frying pan over a medium heat, add onion, garlic, mushroom and capsicum and cook until soft and onions and mushrooms have turned golden.
- Add tomato, bring to boil and cook for 5 minutes until slightly thickened.
- Using a spoon make 4 holes in the tomato mix. Break an egg into a glass and pour one egg into each hole.
- Cook until egg whites are cooked.
- Sprinkle with pepper and salt and some sollops of yoghurt.
- Try adding ground cumin and harissa paste for extra spice or sprinkle over some chopped coriander when serving. Make the yoghurt extra thick and creamy by placing lining a sieve with paper towel, add yoghurt, and place in fridge, allowing it to drain for about 2 hours.


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Despite rumors to the contrary, Microsoft says it has no plans for an Xbox 360 Blu-ray player, citing digital downloads as the real wave of the future.
In an interview with MCV, Microsoft Interactive Entertainment Europe Vice President Chris Lewis said despite Blu-ray's triumph over HD-DVD, the company had no plans to follow up with a Blu-ray player for the Xbox 360. Instead, he suggested Microsoft will follow its greater strategic advantage in the area of digital distribution, which he believes will take preeminence over conventional media.
"We never wanted to force consumers down any particular DVD playback route," he said. "We felt that HD-DVD was the right format for an accessory, but we always felt very strongly that we should never make that an integral part of Xbox 360 because we wanted to give people the choice."
"My own view is very clear and I know it's shared by other people in Microsoft is that the future's digital downloads now. The broadband proliferation is amazing - people's appetite to download movies through Video Marketplace is a testament to that. The future is about people taking their digital content on an online rather than physical media," he continued. "We have no plans to do anything at all in terms of further or additional movie playback peripherals. My own sense - and a lot of the analysts would feel the same way - is that online is the future. And we're very well placed to take advantage of that."


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For a true, modern driving experience, your vehicle needs to be equipped with the latest and greatest technologies. Thankfully, when you drive a new Chrysler, Dodge, Jeep, or Ram vehicle bought at our West Texas dealership, you have the opportunity to enjoy one of the finest technology suites on the market — Uconnect®. What is Uconnect®? This award-winning connected vehicle platform is built into many Chrysler, Dodge, Jeep, and Ram vehicles offering advanced connectivity, entertainment options, and navigation and communication features. Powerfully intuitive and easy to use, the Uconnect® platform is a modern enhancement that could be yours when you visit our Chrysler, Dodge, Jeep, and Ram dealership between Lubbock and Sweetwater, TX.
What features are included with Uconnect®? Many new Chrysler, Dodge, Jeep and Ram models include the available Uconnect® 4C NAV system, which can be accessed through a largest-in-class 12-inch touchscreen. This display includes full-screen navigation, music and on-demand content that can entertain you during your daily commutes and weekend road trips. You'll even enjoy a customizable home screen with split-screen capability that allows you to accomplish two tasks at once, while features such as pinch-and-zoom technology make your Uconnect® experience easier.
Learn more about Uconnect® technology by visiting Blake Fulenwider Chrysler Dodge Jeep Ram Snyder! We'll tell you more about the Uconnect® features that are available on new models like the 2019 Ram 1500 pickup and 2019 Jeep Cherokee SUV. Shop with us and get a well-equipped, technology-driven vehicle today!
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With the financial year-end soon approaching, there would be a frenzy amongst most of us to buy tax-saving products. Life insurance companies do a brisk business in March as you can claim tax benefits under Sec 80C for life insurance premiums.
As such, the time is right to know more about Unit Linked Insurance Plans or ULIP as it is popularly known. In the case of a ULIP, the maturity benefit, partial withdrawal benefit, and death benefit are exempt from tax under Sec 10(10D) (as per current taxlaws and some pre-defined limits). Switching between funds is permitted and is not subject to taxation.
Also, ULIPs are exempt from long term capital gains tax (LTCG) that one incurs in case of mutual fund and direct investments in the stock market. Other than the taxation benefits, a ULIP can also be used as a vehicle for long term wealth generation. Read on to know more about how you can use ULIPs effectively in your portfolio.
What is ULIP?
A Unit-linked Insurance Plan (ULIP) is a Life Insurance product combining life insurance and investments into a single product. ULIP allows you to earn market-linked returns as the investible portion of the premium is invested in market-linked funds such as debt and equity instruments in varying proportions as per your risk appetite. ULIP being a long-term product can be used effectively to plan for your long-term goals such as children's education expenses, marriage expenses, to fund your dream home, to build a neat retirement corpus, etc.
The fund management team of the insurance company manages your investments using their expertise. It is akin to owning a mutual fund folio and a life insurance policy in a single product.
Also, a ULIP offers you the flexibility to switch between various investment funds (debt to equity or vice versa) to make the best of market conditions, thus providing you more control and freedom to manage your policy.
Funds Offered Under ULIPs
To accommodate various risk appetites, most life insurers offer 7-9 investment funds to choose from. The funds broadly fall under one of the following categories:
Debt: The investments are done in a mix of debt or fixed income securities such as government securities, money market instruments and corporate bonds. There is a low risk as compared to equities. A low risk also entails conservative returns. This is a good option for those who are risk-averse and are keen on stable returns over higher returns.
Equity: The investments are primarily done in the equity markets. The risk is very high and so is the potential for higher returns. This is a good option for those who are open to taking risks and understand that equity markets are subject to volatility and can see ups and downs per market conditions. The insurers offer a range of equity funds that invest in the large-cap, multi-cap, mid-cap, small-cap, and thematic funds to suit various risk profiles. Most financial experts suggest that equity is the best option for long term wealth creation and should be considered by people who are saving for long term goals which are at least 5 years away.
Balanced: This is aimed at people who have a moderate risk appetite and wish to earn more returns than what a debt fund offers but are not comfortable investing entirely inequities. These funds are a combination of debt and equity funds and insurers offer balanced funds with varying debt/equity proportions to suit a range of risk profiles.
Quick Facts About ULIP
- Flexibility to choose policy premium, premium payment term, and policy tenure.
- For policy term greater than 10 years, if the age at entry is below 45 years, the minimum sum assured should be 10 times the annual premium and if the age at entry is above 45 years it should be 7 times the annual premium. For policy term less than 10 years, the sum assured should be 5 times the annual premium irrespective of age.
- Sum assured cannot be less than 105 percent of the total premium paid including top-ups.
- The charges are bifurcated into upfront charges and monthly charges.
- The policy allocation charge (commission, distribution, and promotion expenses, etc) is deducted upfront from the premium. Some ULIPs sold exclusively online do not have this charge.
- The monthly charges include the cost of insurance/mortality charges and the policy admin expenses. These are deducted by way of cancellation of units from the policy fund at the prevailing NAV.
- The fund management expense is the fee charged to manage the funds. It is deducted from the NAV before the NAV is declared. The maximum allowed is 1.35% p.a. of the policy fund value and it is charged daily.
- There is a lock-in period of 5 years. If the policy is surrendered before the completion of the lock-in period, the surrender charges are deducted from the policy fund value and the surrender value is retained in a discontinuance fund and paid after completion of the lock-in period.
- After the lock-in period, partial withdrawals can be made from the policy fund.
- Top-Ups can be made in your ULIP policy.
- Choice of multiple investment funds and the flexibility to allocate your premium in more than one fund in proportions desired by you.
- Customize your policy with various riders such as Accidental death and dismember rider, Term rider, Critical Illness Rider, Waiver of premium rider, etc.
How ULIP Features Can Be Used to Achieve Long Term Goals
- Partial Withdrawals: After completion of the lock-in period, you can make tax-free partial withdrawals from the policy fund value (subject to min/max limits and no. of withdrawals permitted by the company) to fund emergency expenses or to meet various milestones such as children's higher education, etc.
- Top-Up: ULIPs also help you allocate any excess funds that you may have on account of bonuses, salary increments, dividends, etc in your policy by way of a top-up. Thus you are saved from the task of searching for new investment options/products to invest your excess funds. To exercise the top-up feature, you need to first pay the regular premiums due. Top-ups can be done anytime during the policy tenure. An important rule to note regarding top-ups is that as long as the top-ups do not exceed 25% of the total regular premiums paid till then, there is no need to buy an insurance cover with the top-up premium. Top-ups attract a nominal charge of 1-3%. Thus, you can buy more units at a lower cost. This feature provides you an opportunity to park your excess funds in a choice of funds thereby helping you to generate an attractive corpus in the future. Also, it saves you the hassle of buying and managing multiple products.
- Switch of Funds and Premium Redirection: These are two different features that can be used to manage and re-balance the asset allocation.
A fund switch request switches the existing funds to the new/desired fund(s). However, in case you wish that your future premiums also be invested in the new fund(s) you need to provide a premium redirection request. Premium redirection applies only to future premiums. With a premium redirection feature, you can invest your future premium in a fund(s) which is different from your existing fund(s). Most insurers allow policyholders to give switch/premium redirection requests online with just a few clicks.
Below are some illustrations on how the switch of funds and premium re-direction requests can be used to derive maximum benefits out of your policy:
- Policyholder A has an equity fund that has performed exceedingly well, however, he sees that the equity markets are becoming quite volatile. Hence to insulate his existing funds and capitalize on the gains, he switches from equity to a debt fund which is not subjected to high volatility.
- Policyholder B has an equity fund in his ULIP policy. During the initial years of the policy, the equity fund NAV was quite low and this helped him buy more units on premium payments. After some years, he sees that the equity fund has performed very well and the NAV has gone up considerably. Accordingly, his policy fund value (NAV*units held) has seen good growth.
Now his next premium is due. If the premium is used to buy units of the equity fund, he will get considerably fewer units on account of the high NAV. At the same time, he sees that the debt markets are looking very attractive and he wishes to participate in this performance. He also wants to keep the equity fund and enjoy the good performance of the same. So, what does he do? He gives a premium redirection request to the debt fund. Since the premium redirection is concerned only with future premium allocations and not with existing funds, his current funds are untouched (remain in equity fund itself). Subsequently, he pays the premium which is used to buy units of the debt fund (as per premium redirection request). This policyholder has used both the features to exploit the market conditions and derive maximum benefit for his policy.
- Policyholder C is an investor with a low-risk appetite and accordingly has chosen a debt fund. When his premium is due, he sees that the equity markets are quite volatile and the NAV of the equity fund is quite low. As per his financial advisor, the equity fund is quite a promising one and is expected to perform well and that C should make good use of the market correction to buy units of this fund. C being a conservative investor does not want to put all his apples in a single basket. He only wants the fresh premiums to go to the equity fund and wants the existing funds to remain in debt. He gives a premium redirection request to equity. Subsequently, he pays the premium which is used to buy units of the equity fund and earlier funds remain in debt only. By using a premium redirection feature, C is taking small steps into the world of equity without disturbing his existing funds in debt.
- Policyholder D has an equity-based fund. His policy will mature in a few years. He has earmarked the policy fund value to be received on maturity to fund his daughter's wedding. Since the goal is soon approaching, he wants to adopt a conservative approach and safeguard his kitty from market volatility. So, he gives a switch of fund and premium redirection request to the debt fund. The switch request ensures that his existing funds are switched to debt. The premium redirection request ensures that the future premiums paid are allocated to the debt fund. Here he has used both switch and premium redirection features to manage his policy. As his goals are soon approaching, D has taken the right decision to switch from equity to debt fund to protect his fund from the high risk and volatility presented by equity funds.
- These are ways in which a ULIP can be customized to suit your specific requirements and generate wealth in the long run. However, do not fret in case you do not have the time, inclination or savviness to follow the markets and make the decisions related to switching and premium re-direction. This gets us to the other feature of ULIP.
- Asset allocation fund: The insurance company's fund manager uses his expertise to switch between equity and debt funds considering the prevailing and expected market conditions.
- Wheel of Life strategy: In this strategy, your investment is shifted from equity to debt automatically on a gradual basis considering your age and remaining policy tenure. This helps build a fine balance between risk and returns and optimizes returns based on the policy tenure.
- Systematic transfer of funds: In this strategy, the money is initially invested in a debt fund and transferred to equity funds in 12 regular installments to safeguard against high volatility.
- Trigger-based portfolio strategy: Your premium is invested in an equity fund and a debt fund in around 75:25 ratio. Market movements will result in a change in this fund allocation ratio. The trigger event may be defined as a particular % say a 15% rise in the equity fund. On the happening of a trigger event, proportionate units are moved from the equity fund to the debt fund. Such re-balancing ensures that gains are capitalized and protected from equity market fluctuations. Also, it helps in restoring the asset allocation between the equity fund and debt fund at the ratio chosen initially.
Indicative Returns on a ULIP
- Plan Name: Bajaj Allianz Goal Assure Plan
- Life Insured – Male
- Date of birth – 11/03/1989
- Policy Term: 15 Years
- Pay Term: 15 Years
- Amount Invested: 5,000 monthly (Rs 9,00,000/- for 15 years)
- Maturity Value @ 8% – Rs 14,81,210/-
- Maturity Value @ 20.94% – Rs 48,49,820/-
A ULIP (Unit-linked Insurance Plan) is a holistic product for both the conservative and the seasoned risk-taking investors. It provides various options, freedom, and flexibility to manage your policy and maximize returns over the long run. If used well, it can help you meet your various goals at different life stages.


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This vinyl charcoal tire cover from Omix-ADA fits 87-96 Jeep Cherokee. Fits LT215 and LT225 tires with 15-inch rims.
How do you get to work? At Omix-ADA we take the road less traveled. With an in-house engineering department the company continuously develops and tests new products. At Omix-ADA the team knows what it is like to work in an environment the preserves the rich Jeep heritage. They get to live it everyday when they arrive at their offices. With thousands of products that we support a vast network of retailers and distributors. Whatever Jeep you drive, Omix-ADA and Rugged Ridge make Jeeps rock. For longer than twenty years, Omix-ADA has engineered and fabricated over 15,000 different restoration and replacement parts for Jeep drivers. Omix-ADA Corporation owns the quality aftermarket off-road brands Rugged Ridge, Alloy USA, Precision Gear, and Outland Automotive. Shop Omix-Ada Now


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Whenever there's a celebrity scandal as with Tiger Woods, the timeless debate about the use of high-profile celebrities as spokespeople is trotted out. Many of us in the PR/communications industry […]Read More
Launching a Successful Blog, Part I
Jenni is a contributing guest blogger from Bastille Marketing. As a digital strategist, I often hear, "We want to start a blog, can you help us?" And, I think, "Terrific! Now […]Read More
You're Invited to a Party!
Today it seems that we all stay in touch with family, friends and colleagues through social networking sites. Facebook, MySpace and Twitter are fun ways to find out what your […]Read More
PSAs: What Business are We Really In?
On one of my Southwest flights returning from a media market trip, I had a chance to pause and ponder: What business are we really in when we distribute and […]Read More
Keeping Them on the Bandwagon: How to Present Social Media ROI
Have you ever been to a presentation about your organization's social media strategy and seen this slide: "Over 2,000 Facebook fans; 500 Twitter followers and 3,000 MySpace friends!"? "Great," everyone […]Read More
Why You Should Love the TSA Blog
"Wow, reading this blog actually makes me think that TSA might know what they're doing." -Infrequent flyer (February 11, 2008) That's a post the Transportation Security Administration (TSA) received one […]Read More
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Daniel Murphy flashing the stuff of legends
CHICAGO - When the Mets inevitably wrap up this NLCS, and add another chapter to the Cubs' never-ending story of cursed heartbreak, kids from the North Side should be dressing up as Daniel Murphy this Halloween.
Seeing that No. 28, with a bat in his hand? There isn't a more terrifying sight in these parts. And for those shaken citizens of Wrigleyville, don't worry. Murphy will be leaving soon, along with the other Mets, their next destination a likely World Series date with the Royals in Kansas City.
The Mets seem unstoppable, rolling to a 3-0 lead in this series after Tuesday night's 5-2 victory in Game 3, and Murphy is a force of nature. When Murphy took Kyle Hendricks over the centerfield wall in the third inning, a solo shot that put the Mets ahead, 2-1, it was his sixth home run of this postseason.
Murphy also has homered in five consecutive games, tying the playoff record of Carlos Beltran, who had an October for the ages in 2004. The notable difference? Beltran's Astros got tripped up in the NLCS. Murphy's power surge is going to propel the Mets to the World Series.
"I wish I could explain it," Murphy said, repeating a familiar refrain. "I would have done it like six years ago. I can't explain it."
Better not to overthink this. Players in every sport talk about reaching the mystical "zone" and have no clue how they got in or out of it. The only approach is to ride it for as long as they can. When Murphy deposited that Hendricks pitch in the bleachers, his teammates went wild in the dugout, but are struggling to grasp the enormity of what he's doing.
"It's ridiculous," David Wright said. "Being here in Chicago, he should have given the shoulder shrug to [Michael] Jordan after that last one. It's fun to watch. I understand how difficult it is to do what he's doing, to continue this hot streak."
Difficult? Just making contact against Clayton Kershaw is difficult. What Murphy has done, ripping two homers off Kershaw, and one each off Zack Greinke, Jon Lester, Jake Arrieta and Hendricks -- in the same postseason -- is virtually impossible.
To the Cubs' credit, they did get Murphy out three times, including a double play that ended the fifth inning. Hendricks even struck him out looking in the first, which drew a big roar from the Wrigley fans. Maybe they thought this night would be different.
After 108 years, the Cubs had to know better, especially with Murphy, who shares the same name as their accursed billy goat. But they shouldn't take it personally. Murphy savaged the Dodgers in identical fashion, and there's no safe strategy for pitching him right now.
On Sunday night, Murphy hooked a looping Arrieta curve inside the rightfield foul pole. But against Hendricks, his third-inning rocket announced where it was headed by the crack of the bat. The estimated distance was 431 feet, covered in a blink, and now Murphy is only two homers short of the all-time, single-playoff record, held by Beltran, Barry Bonds (2002) and Nelson Cruz (2011).
Murphy's sense of timing is perfect, as he'll be a free agent when this playoff run ends. Newsday's Marc Carig reported that the Mets might even be rethinking their plans regarding Murphy, now entertaining the idea of extending the $15.8-million qualifying offer.
Murphy was asked point-blank late Tuesday night about how much cash he thought he'd made for himself this October.
"That's an offseason question," he said. "Fortunately, right now, four teams don't have to answer offseason questions."
Thanks to Murphy, the Cubs will be fielding those questions in another day or so.
We're revamping our Comments section. Learn more and share your input.


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Party Catering Stockleigh QLD
8 Insider Tips For Choosing the Right Caterer In Stockleigh
When it comes to the things that can make or break an event, couple of are as crucial as the quality, taste and appearance of the food and drinks you serve. A lot is riding on your choice of which catering service to work with, and if you think this decision truly isn't that essential, look at it in this manner, amazing catering can save an occasion that's on the rocks, but bad catering will almost always send visitors to the doors.
In addition, because catering is often the # 1 or # 2 line-item cost for many occasions, the catering service you choose is also a substantial monetary choice and can influence just how much money you have left over to invest in other areas depending upon food costs and amounts.
Add in that caterers can differ significantly in their prices and the kinds of meals and services they offer, and the process of selecting a caterer can figuratively and literally feel like you are comparing apples to oranges.
# 1 Responsiveness And Individual Interest In Your Requirements
Of all the event and catering professionals we talked with, this came up over and over and over again, generally since how responsive and interested a caterer is throughout your preliminary conversations is a sign of how they will perform during the length of their contract with you (and more on agreements later on).
A potential caterer ought to be finding out as much as they can about you in your first couple of discussions with them, so you must anticipate them to be talking and asking concerns about 20% of the time and you offering answers and describing your requirements about 80% of the time.
# 2 Capability To Manage Your Specific Kind Of Occasion In Stockleigh 4280
Not every catering service is perfect or every kind of event, and numerous catering services themselves openly confess this.
So when interviewing your Stockleigh catering services (and you need to speak with at least 3 caterers for any event with a sensible spending plan), you need to specify about the kind of event you are planning and the kind of food and/or presentation you are anticipating. Otherwise, you might end up picking a catering service who simply isn't a good fit for the type or style of your occasion.
Practically every caterer has a basic menu or menus to choose from, and numerous do provide some level of built-in flexibility to adjust these menus to your specific needs by substituting particular items and/or personalizing others.
However, the standout catering services will go beyond standardized menu choices and want to produce incredible fare that matches a lot more particular style and dietary needs.
# 3 Willingness To Offer Tastings
How will you ever understand what a caterer can do unless you sample their goods? And more particularly, how will you know what the menu items you are considering will taste like unless you specifically attempt them?
Some people avoid asking to sample the specific items they desire for their occasion because it appears like a hassle for the catering service, but it is standard to request for a tasting of exactly what you are planning to order before you sign on the dotted line.
In addition, you can ask for wine parings for these tastings if they are appropriate for your event (once again, be prepared to pay a cost, it's a small cost to pay to guarantee you choose the ideal caterer). And when you are tasting the food, also attend to how it exists, as any caterer who puts in the time to properly display a sample will probably be more likely to make that sort of effort on your event day.
Are you an event supervisor who needs to handle catering details, budget plans and assignments?
Or are you a caterer who has to track propositions, invoices, meal selections, inventory and other customer information?
# 4 Familiarity With The Location
You may be in for a surprise if you hire a BBQ take-out joint to cater an official ballroom fundraising event. Or if you choose a high-end business occasion catering service to serve a barn wedding event. Why? Due to the fact that these catering services may not be accustomed to preparing and serving food in such a setting.
This can get even more specific depending on constraints of the venue itself, like in the case of museums and historical sites.
A lot more traditional venues can also have constraints that caterers must follow, like certain setup standards or disposal constraints for waste food and water, so having a catering service that recognizes with a venue's rules can possibly save you lots of inconvenience on occasion day.
# 5 Total Description Of Services/Goods Promised In The Contract
The caterer's agreement ought to clearly spell out exactly what food, drinks and services the caterer will be providing on the designated day( s). Additionally, it should protect you from non-performance as much as it safeguards the catering service from non-payment/default, so you might want to think about having a lawyer} look at it before you sign it.
Every detail must be consisted of in the contract, consisted of chosen menus, number of servings and/or people to be served, beverage/bar service information (if suitable) and all rates and additional services.
No catering service in Stockleigh with a shred of dignity and scruples participates in an agreement with plans to bail at the last minute, but you have to ensure there is a cancellation stipulation in your contract simply in case your catering service has to cancel.
You don't wish to be left without recourse with only days or hours prior to your event, so simply ensure cancellation procedures and charges remain in place so you do have a backup plan.
# 6 Referrals You Can Call and Speak To
Naturally you will have to check up on the catering services you are considering, and it's always good to begin online and check out sites.
However, don't stop there, as online reviews are not constantly trustworthy (and even genuine); for instance, a good caterer may have had a couple of nightmare/hater clients who skew their ratings, while a truly average catering service might have padded their online reviews. So see if you can track down some previous customers of the caterers you are thinking about and connect to them.
# 7 Insurance
Every catering service we talked with called insurance protection "an offered" for catering services, and you definitely don't want to legally be on the hook for some oversight or mishap that was the fault of your caterer.
# 8 A Skilled Chef and Kitchen Area Personnel
Surprisingly, the length of time a catering company in Stockleigh has stayed in business may not be as important in selecting a fantastic catering service as you might think.
So ensure to ask about the chef's bona fides and CV due to the fact that he/she will most likely be the one most responsible for the result of the meal and whether your visitors enjoy it or not.
Call Us Now Of Fill In The Form To The Right For All Private Catering, Wedding Events, Birthdays And Barbeque's.


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impact report 2014 - research
Our work in epilepsy research received a boost this year when we were ranked as world leaders in the field
A world without epilepsy is the driving force behind our research. There are positive signs that genetics may be the key to seizure freedom in the future.
Our research centre is integrated with our medical centre and MRI unit – and our researchers see patients on a daily basis. They see for themselves the toll of epilepsy and this adds a real urgency to our work.
Recent technological advances have accelerated our progress – and in 2014 we have taken delivery of some of the most cutting edge technology to help us unravel the biology of epilepsy.
In the laboratory the installation of a DNA sequencer means we are able to map the genomic sequence of a patient rapidly and efficiently.
For the first time DNA sequencing is being used alongside existing tests such as MRI and EEG.
Transcranial magnetic stimulation is being used as a research tool to look at brain excitability in people with epilepsy. Our 3D imaging camera is helping us to explore the link between face shape and genetic variations which lead to epilepsy and using optical coherence tomography we are able to look at the thickness of retinal fibres at the back of the eye in relation to epilepsy severity, duration, drug resistance and epileptogenic focus.
It is nearly 20 years since we installed our first MRI scanner – recently updated to generate the most advanced images of the brain - optimising the safety and success of neurosurgery.
Our brain tissue potentially holds the answers to many of the questions we are asking about epilepsy. Epilepsy Society's Brain and Tissue Bank was set up early in 2014 and is the first facility of its kind dedicated to epilepsy. We hope it will accelerate the development of new treatments and cures. Based at UCL's Institute of Neurology it is led by Dr Maria Thom and her research team who have recently received a share of $6 million of US funding towards increasing the understanding of epilepsy related deaths.


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Major Sponsors
Periostin: a novel biomarker for chronic rhinosinusitis
Z. Qin , X. Li , X. Cai , J. Li , H. Zhu , Y. Ma , S. Wu , D. Liu and X. Li
Department of Otorhinolaryngology, Qilu Hospital of Shandong University, Jinan, 250012, China; Department of Otorhinolaryngology, the Affiliated Hospital of Qingdao University, Qingdao, 266003, China; Clinical Laboratory, People's Hospital of Qingdao Shibei district, Qingdao, 266033, China; Department of Otorhinolaryngology, Qingdao Hiser hospital, Qingdao, 266033, China; Shandong University School of Medicine, Jinan, 250012, China
Chronic rhinosinusitis; periostin; inflammation; remodelling
305 - 313
Periostin: a novel biomarker for chronic rhinosinusitis. Objectives: Rhinosinusitis is characterized by inflammation of the sinuses, resulting in particular symptoms. This study aims to investigate the feasibility of periostin as a biomarker for chronic rhinosinusitis. Methodology: The mucosal tissues of the ethmoid sinus were sampled from 12 patients with chronic rhinosinusitis without nasal polyps (CRSsNP) and 25 with chronic rhinosinusitis with nasal polyps (CRSwNP). Inferior turbinate biopsy was performed in 15 patients with a deviation of the nasal septum (DNS). Immunohistochemical (IHC) staining was performed to assess the distribution of periostin. Quantitative reverse transcription-polymerase chain reaction (RT-PCR) was conducted to detect the expression of periostin mRNA in nasal tissue specimens. The serum concentration of periostin was measured using enzyme-linked immunosorbent assay (ELISA). Correlation analysis among periostin mRNA in nasal mucosa, IHC staining score of periostin, serum concentration of periostin and proportion of blood eosinophils was performed. Results: The serum concentration of periostin and the IHC staining score of nasal mucosa from CRSsNP and CRSwNP patients were significantly higher than those in DNS counterparts (both P<0.01). The levels of periostin mRNA in CRSsNP and CRSwNP patients were slightly increased, but did not significantly differ from that in the DNS group (both P>0.05). The IHC staining score and serum concentration of periostin were correlated with the proportion of eosinophils in blood (P<0.05 and P<0.01). Conclusion: Periostin can be used as a novel biomarker for chronic rhinosinusitis, which provides a potential target for individualized therapy of chronic rhinosinusitis.
Vol. 12, 2016, 4th trimester
Periostin: a novel biomarker for chronic rhinosinusitis


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Marquette King is having an amazing week, and he's enjoying it as much as he can. After owning the week's premiere NFL matchup on Sunday night when the Raiders dominated the Broncos, Marquette is now moving on to the election. The eccentric punter took to Twitter to pledge his allegiance to democratic presidential candidate Hillary Clinton in the only way he really could, with a hilariously awkward, muted video with her.
It's no shocker that King is #WithHer, back in May he popped up at a Clinton rally in the Bay Area to lead a Hillary chant, so clearly he's on her side of the ballot.
The lack of surprise, however, doesn't make the video and tweet any less amusing though. "Im not trying to vote! I'm trying to get with her," he said in the tweet, underneath a video where they're clearly enjoying themselves. We may never know what was said by either King or Clinton in the video, but that's probably exactly how he wants it.
The punter also tweeted "Hillary Clinton should be a Victoria Secret model instead of president. She still a 10," but later thought better of it and deleted it. It's not his first foray with Hillary on Twitter either, he was amused by this mockup of her dancing from the Ellen show last month.


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"Powerful, insightful, and
eye-opening." — Ken Ham
"Fascinating, Absolutely
excellent." — Rand Alcorn
"Excellent, Superbly
done." — Phil Johnson
Hear expert testimony from
leading evolutionary scientists at some of the world's top universities:
Watch as they present their most
compelling evidence for Darwinian evolution. Their answers will amaze you. Your
faith will be wonderfully affirmed!
Running Time: 36 minutes


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Katy Perry MET Gala
See this Iconic Dress
CuteCircuit's designs and innovations have been written about extensively in the press and included in numerous book publications and articles. On the Biography page you will find a selection of press clippings about CuteCircuit as they appeared on international publications, including:
This partial archive from around the world is to aid any researcher wishing to understand the history of the company and its fashion designs.
CuteCircuit's work is also the subject of many documentaries about fashion and innovation. Here you can see a selection of videos from CuteCircuit fashion shows and events worldwide.
Please contact us for high-res images, videos, and interview requests if you are an accredited journalist or blogger.
For updates read CuteCircuit News as they happen.
See this Iconic Dress
Read the News
Learn more about haptics and sound
Learn more about this little black dress
Shop the handbags online
A stunning evening gown commissioned by the Museum of Fine Arts Boston for the TechStyle exhibit
See the video


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HA NOI (VNS) — Examination and treatment costs at hospitals ranked the same in terms of facility quality and services provided will be standardised, under a joint circular soon to be released by the Ministry of Health and the Ministry of Finance.
Speaking at an event yesterday where attendees could state their opinions on the plan, Deputy Health Minister Pham Le Tuan said costs of medical services differed between hospitals with the same rankings in the country because localities regulated their own prices.
Rankings are determined by professional skill levels, medical facilities and techniques used. The ministry found that, for example, some hospitals ranked Level 1 in Ha Noi or HCM City had different costs from Level 1 hospitals in Hai Phong, Da Nang and Can Tho, Tuan said.
Tuan said the shortcomings arose when city and provincial People's Councils individually implemented a law that regulated medical service costs.
However, a revised health insurance law that took effect in the beginning of 2015 should take care of the problems, Tuan said. The revised law says the health minister, with the help of the finance minister, must standardise medical service costs paid by health insurance funds.
Health insurance is compulsory for all, and aims to cover medical services for the entire population. It also means citizens have to buy health insurance cards, which will cover part or all of their medical costs, according to the revised law.
A draft of the joint circular states service costs for five levels of hospitals: Level 1 through Level 4 and Special Level. Currently, Bach Mai and Viet Duc are Special Level hospitals, and many district hospitals are Level 4.
The joint circular is scheduled to be completed and circulated in the second quarter of the year. — VNS


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Timeline of Truth: Samson, the Selfish Judge – The Birth of Samson (Judges 13:1-25)
Samson is the last in the cycles of Judges, and the lowest judge with regard to his conduct. Samson's account starts out with his supernaturally announced birth to his then barren mother. Though Samson ends up living for himself through his life and even his death (as we will see in future lessons), God still works through this rescuer to keep the nation of Israel on course to fulfill God's promises. God reigns, and works even through imperfect and immoral leaders.
MEDIA (right-click, and choose "Save As…" MP3 – NOTES
Tags: Angel of the Lord, Birth Control


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CALCASIEU PARISH, LA (KPLC) - Louisiana State Police found over $100,000 worth of drugs at two different traffic stops on I-10 in Calcasieu Parish, according to Trooper Derek Senegal.
Senegal said that 15 pounds of hydroponic marijuana valued at $40,000 were found at one traffic stop, around 10 p.m. on Jan. 14.
Troopers found 2,000 ecstasy pills valued at $61,000 at another traffic stop on I-10 shortly after midnight on Jan. 15, Senegal said.
A total of four arrests were made.
KPLC will continue to update this story as we receive more information.
Copyright 2019 KPLC. All rights reserved.


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Perfect timing for our first big snow of 2014, hope you do not mind that I skipped to Part 2 first. LET IT SNOW, LET IT SNOW, LET IT SNOWMOBILE!
As I was leaving Point Pleasant I found a collector car dealer Future Classics in Lakewood NJ and they were very cool about letting me wander around.


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Our online store was closed for three weeks in August and September, therefore we have decided to pool the collection from the sale of our bags for these 2 months and choose only one charity.
In November 2016, our charity of the month was the Myanmar Emergency Appeal by Muslim Aid. Recent events, however, made us realize that help is needed more than ever for our Rohingya brothers and sisters in Myanmar. This time, we have chosen the Human Relief Foundation (HRF) as our charity of the month.
The specific appeal we have chosen is the Rohingya Emergency Appeal.
The Rohingya have suffered years of persecution in Myanmar, and UN figures indicate that over 85,000 have arrived in Bangladesh following the violence. So far most other nations are reluctant to help, save a few such as Bangladesh and Turkey.
HRF are helping by providing food packs, installing water wells and pumps to ensure clean water supply and running medical camps in Bangladesh for the refugees arriving at the border. Medical doctors, nurses and helpers aid up to 80 vulnerable people in on day, prescribing patients check-ups and prescriptions.
You can visit the HRF website here or their Facebook page here, to learn more about their wonderful efforts and how you can help. Give to another in need and Insyaa Allah, help will be there for us when we are in need.
Jazakumullahu khair to our purchasers!


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The AWS Mumbai Summit 2017 provided learning opportunities for new cloud users and for the experienced partners through many sessions, workshops and demos.
The recently held Amazon Partners Summit in Mumbai witnessed participants from the cloud computing community. The keynote at the summit was delivered by Terry Wise, Vice President, WW Alliances, Channels and Ecosystem, AWS.
AWS Technology Partners in India include Manthan, Indusface, Newgen, Mithi Software, Vinculum, and many others who are providing software solutions that are either hosted on, or integrated with AWS.
In talking to DQ Channels, the partners at the summit shared that, AWS's reliable cloud platform gives them freedom to build their products around its eco-system with great efficiency and instant service delivery. Some views from the partners are shared below:-
Atul Batra, CTO, Manthan at the summit shared, "Manthan wants to become the biggest analytics provider on the cloud. Right now we are operating in 23+ countries, and out of them US is our largest market.
It's been 6 years; we are having a great partnership in terms of co-innovating with AWS. We are really thankful to the partnership of AWS and are well honored".
Manthan is an AWS Advanced Technology Partner innovating with AWS native technologies and services.
Tarun Malaviya, Founder & CEO, Mithi Software says, "Our Company is working on collaboration solutions. We started off by providing email solutions to large and small organizations. What we have seen is how collaboration technology is moving. We have observed that the usage of email is changing; like today people are not really sharing too much information on emails but email continues to be an important medium of sharing basic information. It has become an important medium of recording official information now.
A lot of transaction is happening online too. People save everything in their systems but there is obviously a possibility of system failure or a deliberate removal of stuff. These problems can be faced in case of fraud also and the information can be lost. So here comes the adoption of Cloud as everything can be stored on cloud and can be brought back immediately. About two years ago the company made the choice of moving to the Cloud platform to avoid such problems".
Tarun added, "Moving to AWS has enabled Mithi to bring newer and better offerings to its customers and to innovate faster. The company has recently launched 3 more solutions on AWS including Vaultastic – a cloud based email archiving and backup solution that can be used to archive mails from any mailing system and ClearStream – offering Anti Spam, Anti Virus and Ransomware protection for mail servers as well as a basic disaster recovery to ensure email service continuity in case the primary email server is inaccessible".
"The relationship with AWS is pretty good. They really understand the partners who are building on the top of the cloud. For AWS, the partners are important as with our growth, they also grow", Tarun further added.
Ashish Tandon, CEO, Indusface told, "Indusface is a total application security platform. What we essentially do is we secure websites and mobile apps from hackers. We have customers in around 17 countries. We are basically protecting websites from hackers".
Ashish further shared, "We have expanded through AWS, and the customer reach has really increased because of AWS. As we are entirely hosted on AWS, we not only sell to AWS customers but also use their platform to host".
Varoon Rajani, CEO, BlazeClan Technologies in talking to DQ Channels shared, "We are AWS's partner from 5 years. Our business around AWS is going pretty good. We have been growing well since then. The platform is really powerful in terms of value that it adds to our customers. It helps to innovate around and provide better services to the customers. It helps to stand up in the market as a leading company".
"Earlier it was difficult for us to get enterprise customers. We were not really ready to get into cloud, but then there were adoptions over cloud and it has helped a lot in terms of business", Varoon added.
Amit Thapliyal, Head Marketing & Digital Initiatives, Vinculum shared in the talking that, "We are a global SAAS company and have worked with the global ecosystem, the ecosystems like flipkart. We have retailers like TATA too".
"Amazon gave us demand predictability and good flexibility. We have really entered the markets now which are developing with this. When we tell them that we are on Amazon, it's really easy to convince them. Amazon is there for data security also. Its infrastructure is very much capable of the security layering", added Amit.
Vinculum is an Advanced Technology Partner of AWS which has built integrations to marketplaces like Amazon, eBay, Flipkart etc.
Shomik Dasgupta, Partner, PWC told, "It feels like we are partners with the king of cloud domain. That's going to be the future. AWS has that presence. They have experience and are industry leaders. The infrastructure is helpful. The relationship with global customers is very much enjoyed because of AWS. There is a sense of security that is enjoyed. The relationship has been great with AWS".


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Makibes HR3 Smart Bracelet Continuous Heart Rate with many features and cheap price
Features :
[maxbutton id="9″]
Continuous heart rate monitor
It tracks your heart rate continously at every moment every day. Heart rate recording will start automatically once you wear it on.
IP67 Water resistant
IP67 Professional protection level,which means you could wear it even in the rain,hand washing,don't worry of it.
0.96 Inch TFT color screen,customizable clock faces
Best suitable screen size with customizable clock faces,which gives you great experience.
Pedometer / Sleep monitoring / Sedentary reminder
The smart watch helps you record all your activities in the day,calculate the distance you walk and calories burned,take care of your health, monitor your sleep, remind you to have a rest and track your steps, mileage and calories for high quality sports.
Raise wrist to wake
Raise your hand to brighten the screen without taping screen to see real-time stats including date, time and heart rate.
Intelligent Reminder
HR3 supports calls, remind, SMS reminder, third-party messaging reminder, etc. Not only vibration but also screen display, make sure you don't miss any important calls or messages.
USB charging
There is 80mAh Li-ion battery packed on the HR3, which enables the tracker keep working 7days.
Full-featured APP for IOS & Android
You can customized your own home page and make some adjustment to given health parameters like putting your most concerned one first
Buy it Now :
[maxbutton id="9″]


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From the English Premier League to the Australian A-League, club football is where players young and old compete for the trophies and adoration of their fans week-in and week-out. For the younger players, it is also a chance to develop their craft and hone their skills in the hope to make that "big move" and get a chance to represent their country at the highest level, the World Cup. In effect, every league is a development league.
A lot of controversy in Australia has been around whether or not the A-League is or isn't a development league. In theory, it is. Purely by the fact that on the global football ladder, the A-League is quite a few rungs from the top. This means that to reach the A-League level for a younger player is a fantastic achievement but far from the end of the journey to reach the highest level.
Given the opportunity, players will almost always find their level. Taking the opportunity and performing well at their current level will almost certainly afford a player a chance of moving up the ranks. Progression could take the form of going from the A-League to the Dutch Eredivisie or a player going from VfL Bochum to Bayern Munich, an upwards step is a sign of development. It's not a perfect measure and sometimes players can find themselves taking steps backwards to best fit their level.
We look at ten Australian players who have been given the opportunity in the A-League and see if they have taken that opportunity. Whether or not that means they're ready for the next rung on the ladder is more of a decision for the individual player and his support team.
Danny de Silva (Sydney FC)
Age: 22
Position: RW/AM
Matches played: 15
Attack: +3.1
Defence: +1.6
Passing: -0.6
Dylan Wenzel-Halls (Brisbane Roar)
Age: 21
Position: CF/AM
Matches played: 15
Attack: +4.8
Defence: +2.3
Passing: -1.0
Nathaniel Atkinson (Melbourne City)
Age: 19
Position: RB
Matches played: 14
Attack: +2.3
Defence: +3.4
Passing: -0.8
Riley McGree (Melbourne City)
Age: 20
Position: AM/Winger
Matches played: 21
Attack: +3.2
Defence: +2.6
Passing: -0.4
Thomas Deng (Melbourne Victory)
Age: 22
Position: CB
Matches played: 22
Attack: +0.8
Defence: +4.2
Passing: +0.5
Aiden O'Neill (on loan to Central Coast Mariners)
Age: 20
Position: CM
Matches played: 19
Attack: +1.6
Defence: +2.8
Passing: -0.1
Matthew Millar (Central Coast Mariners)
Age: 22
Position: RB/RWB
Matches played: 19
Attack: +2.7
Defence: +3.3
Passing: -0.5
Ryan Strain (Adelaide United)
Age: 22
Position: RB
Matches played: 21
Attack: +2.2
Defence: +3.1
Passing: -0.5
Keanu Baccus (Western Sydney Wanderers)
Age: 20
Position: DM/CM
Matches played: 19
Attack: +1.8
Defence: +3.1
Passing: -0.03
Connor O'Toole (Brisbane Roar)
Age: 21
Position: LB
Matches played: 15
Attack: +1.8
Defence: +2.5
Passing: -0.4


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Are there fees for transferring money in or out of the account?
StashAway does not charge any fees for transferring money in or out of an account.
If you choose to deposit/withdraw in SGD, there will be a 0.08% currency conversion charge by our broker, Saxo. This fee is embedded in the FX rate.
If you'd like to deposit/withdraw in USD, kindly check with your bank for any additional charges they may have.