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Buffalo Bills: Maybe Next Year
By Frank LATTUCA
Paul, Scott and Frank talk the Buffalo Bills: Triumphs and Woes
S8E12: Is A Graham Cracker A Cracker?
Buffalo Bills: Maybe Next Year
By Frank LATTUCA
Oct 29, 2019
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S8E24: Socially Distant
Frank, Scott, and Paul navigate the current madness of both the football and real world. Scott joins us for the first time for London, we talk about the Bills big moves including Stefon Diggs, and we talk about Tom Brady going to the Patriots, all the free agency additions and deletions. At the back end of the pod we do some emotional bloodletting on the current Coronavirus, Covid-19, crisis, and specifically tailor it to Tim Graham's article in The Athletic about Pegula Sports Entertainment letting go of a number of employees instead of opting to retain them through the crisis. All that and This Day in Bills History. Be safe. Be healthy. Be Well.
March 23, 2020
A special episode of Maybe Next Year where we wish Scott a fond farewell as he moves far away. Also we talk about the Bills, play a new game, an old game, and do some light analysis. Also, WASH YOUR HANDS.
March 11, 2020
S8E22: Super Pro Football Preview Spectacular
We are much excite to bring you Super Duper Preview of most high championship football game! Also we talk some Bills.
January 30, 2020
Season 8 BONUS: Pittsburgh City!
We got it! I got the damn audio off my phone from our Pittsburgh Road-Pod. It's all thrown together in a series of suprise moments including live audio from the game. Join us in a happier Bills time, won't you?
January 16, 2020
S8E21: Well, Maybe Next Year
The Bills are done after a loss to the Texans, and we let out all our frustrations. Okay, well, Frank yells at everyone. But other than that you do get a 3 stars, TDIBH, and a review of Facebook and twitter comments. Give it a listen and cry if you want.
January 10, 2020
S8E20: Sorry We Are Late
We had an Xmas week SNAFU after the Pats game, but we are back now. We recap the end of the season, look forward to the playoffs and a bunch of stuff in between. Enjoy!
December 31, 2019
The Bills dominate the Steelers, the gang recounts the experience at Heinz Field, Three Stars, an absolute GUT PUNCH of a heel turn, Pro Bowl stuff, This day in Bills Headlines, Bills Pats, and more!
December 19, 2019
S8E18: FIXED Realistic Is Not A Feeling
FIxed the Audio: We review Bills Ravens, 3 Stars, The Playoff Picture, Where We Are Now, Listener Qs, TDIBH, Bills Steelers and A BIG ANNOUNCEMENT (for us, not so much for you, but for you a little.)
December 12, 2019
S8E17: We Don't Know What To Do With This
The Bills have nine wins, and there are four games left. We are in uncharted podcasting territory but we breakdown the Dallas game, Three Stars, talk about PLAYOFF SCENARIOS including if the division is available, The National Games and the Bills getting Flexed, TDIBH, Listener Questions, Bills-Ravens, and Frank debuts a new segment THE HEEL TURN. ENjoy!
December 4, 2019
S8E16-Thanksgiving Quickie
Bills beat the Broncos, Three Stars, Frank Gore, This Day in Bills History, What we are thankful for on the Bills, and Bills Cowboys preview.
November 26, 2019
S8E15-Back on Track
We almost didn't record but then we did! Bills-Dolphins, 3 stars, Playoffs (PLAYOFFS!?!?) Bills Broncos, This Day in Bills History and more.
November 20, 2019
S8E14: Third and Huddle
Frank and Paul talk about the sad game against the Bills, take a shot at three stars without Scott, played some TDIBH, tried to figure out where we are in the Josh Allen-#Process era, and get you a Dolphins preview all in under an hour. Enjoy!
November 12, 2019
Frank is HOT because Scott, Paul, and the rest of #MaybeNation are not giving the 6-2 Bills enough credit. We do 3 stars from the Washington game, Go indepth on what this team is after 8 games, preview the next quarter season, touch in on injuries, This Day in Bills History, Preview the Cleveland game, and more.
November 7, 2019
S8E12: Is A Graham Cracker A Cracker?
Bills Eagles debacle, Three Stars, This Day in Bills History Trade, Injury, and other talk All this and our Bills Skins predictions in under an hour. Enjoy!
October 29, 2019
S8E11: Wrestling, Baseball, and the Bills
Bills Dolphins, 3 stars, Josh Allen, Seeing Ghosts, and lots more. Also we totally suck at TDIBH this week, and talk about the Eagles. Enjoy!
October 25, 2019
S8E10; Bye Bye Week
Bills Titans, Josh ALlen, Zay Jones, Three stars, This Day in Bills History , Bills Dolphins and More.
October 17, 2019
S8E9: All Elite Bills
Frank and Paul (and eventually Scott) discuss Bills Patriots, Three Stars, Josh Allen and the injury front, The second quarter of the season, and preview the Titans game. All this and TDIBH, Listener questions, some thoughts on Wrasslin' and more.
October 4, 2019
S8E8 Go Time
Scott and Paul cover for Frank and do a duo pod. So you won't hear that Frank is picking the Bills to upset the Pats (27-20) but you will heard Bills Bengals, Three Stars and the usual banter. Enjoy!
September 27, 2019
S8E7: The Kings of New Jersey
The Bills dominate New Jersey, Own New York, and are 2-0. We talk Bills Giants, Three Stars, Bills Headlines, Your Qs and Cs, Preview Bills v Bengals, and more.
September 18, 2019
S8E6: One and YOOOOO
We talk about the Bills dramatic comeback over the Jets, our first Three Stars of the year, Talk about the mess that the Dolphins are, Talk about Antonio Brown to the Patriots, and then give you some Bills headlines, listener questions, and preview Bills Giants. *Note: The Antonio Brown rape allegations broke during the show. While we don't discuss it very much, we did read a particularly graphic description of what he is accused of doing. Listener discretion is advised.
September 11, 2019
S8E5: It's Real Now
We touch on a perfect preseason, talk about LeSean McCoy and the other roster cuts, Wacky Schedule, This Day in Bills History, and then get to our (surprisingly) optimistic predictions for the Bills 2019 campaign.
September 5, 2019
S8E4: Le Process
Bills Lions, Andrew Luck, TDIBH, Wacky Schedule and more!
August 27, 2019
S8E3: Skype to the Rescue
We sort out our technical difficulties, and go over the first two preseason games, talk about Josh Allen, Christian Wade, Injuries, do some more Wacky chedule, This Day in Bills History, and more.
August 20, 2019
S8E2: Big Nickel
An extra long double episode coming off hiatus, We talk Mini Camp, Training Camp, the return of This Day in Bills Headlines as well as WACKY SCHEDULE and a whole lot more.
July 30, 2019
S8E1: Our Podcast Is Inevitable
The Draft, EJ Manuel, and more for our season 8 debut!
May 17, 2019
S7E27: Endgame
The draft, The schedule, A review of 2016, and This Day in Bills Headlines. Perfectly all balanced, as all things should be.
April 24, 2019
S7E26: Rising Like The Beth Phoenix
The gang gets you caught up on all the free agency news for the Buffalo Bills.
March 20, 2019
S7E25: Bills In Transition
We review the Super Bowl (boo!), and talk a lot of Bills in depth. How was last year? In comparision to the year before? Josh Allen? What does next year have to be? All that and some more!
February 27, 2019
S7E24: For All The Marbles
It's Superb Owl Week, and we talk about a wide range of Bills and NFL topics this week. Enjoy!
February 1, 2019
S7E23: Post Season Reason
Lots of Post Season Bills Topics for you to listen to!
January 17, 2019
S7E22: The High Note
We end the season with the Bills on New Years Day, recapping the blowout win over the Dolphins, 3 stars, a seasonal 3 stars, and we start taking apart the season that was and what it might mean for the next year. All that and This Day in Bills Headlines, your questions and comments, and more.
January 2, 2019
S7E21: Holiday Rush Job
Frank, Scott, and Paul come out of their food and holiday comas to talk about a terrible Bills Pats game no one wants to talk about. Plus the usual stuff, but only shorter cuz no one really had the patience to pod this week.
December 27, 2018
S7E20: The Bridge Builder
The Bills beat the Lions, Three Stars, Josh Allen talk, This Day in Bills History goes horribly, and we talk Bills Pats and more!
December 21, 2018
S7E19: This Is Getting Darn-Old
Well the Bills lost again, this time to the Jets, and are eliminated from the playoffs. We talk about the game, Is Josh Allen Good, Is LeSean McCoy done, Three Stars, This Day in Bills History, and more!
December 14, 2018
S7E18: Cmon Charles
Bills lose to the Dolphins and we make our title official. We talk the Hughes-Ref spat, Cutting Benjamin and Holmes, and lots more. All that and this day in Bills headlines and Three stars.
December 6, 2018
S7E17: Allentown
Frank, Paul, and the Ghost of Scotts past take to the mikes to talk Bills Jags, Josh Allen, the big fight, three stars, This Day in Bills Headlines, and more. Enjoy!
November 29, 2018
S7E16: Bye Bye Blowout
I spilled wine on my computer. But in football news, the Bills nearly decimated the Jets, Nathan Peterman is out, and the Bills are headed into the bye week. All that and Three Stars, Bills headlines, and more.
November 15, 2018
S7E15: This Is Getting Hard
Bills blown out (shocking), Nathan Peterman throws picks (shocking), this is a terrible offense (shocking) and we talk about this and everything else awful about your Buffalo Bills.
November 8, 2018
S7E14: LOLQBs
Bills Pats, 3 stars, NATHAN PETERMAN, other QBs and signings, TDIBH, Bills Bears Preview, and more.
November 1, 2018
S7E13: A-Bean-Don All Hope!
Holy Cow that game was awful. Bills drop it to the Colts, in horrifying fashion, The Patriots are coming to town on Monday Night, and everything is terrible. Well, except this podcast! Listen in for 3 stars, This Day in Bills Headlines, Your FB and Twitter Questions and Comments, and plenty of griping.
October 24, 2018
S7E12: This Is Not a Drill
The Bills blow it in Houston, Nathan Peterman remains a topic, Josh Allen is injured, everything is pretty bleak. Three Stars, This Day in Bills Headlines, your questions, comments and more.
October 17, 2018
S7E11: Big Clown Hands
The Bills beat the Titans, we speculate on Derek Anderson, get heated on Josh Allen (again!) and give you 3 stars, TDIBH, and a preview of next week's game.
October 9, 2018
S7E10: Wake Me Up, Has September Ended?
Bills snooze and lose in Green Bay, Three Stars, Complaining, TDIBH, and our second quarter season preview
October 3, 2018
S7E9: Well What the Hell Was that! Part II
Bills Beat the Vikings, Paul is back, and we do the usual great aweesomeness that is the podcast!
September 27, 2018
S7E8: Less Awful Awfulness
The Bills lose again, Josh Allen and Pat MaHomes talk, How bad is the Defense, This Day in Bills HIstory, Three Stars, and a Bills Vikings Preview.
September 20, 2018
S7E7: Well What the Hell Was that!
Paul is out, so Frank and Scott are left to pick up the pieces of the Bills Blowout loss to the Ravens. We talk 3 stars, a ton about Nathan Peterman and Josh Allen, our front office conspiracy theories, and preview the Bills Chargers Game.
September 14, 2018
S7E6-2018 Buffalo Bills Preview
Our last "make up" podcast, from right before the Week 1 game against the Ravens. Our newest podcast will be up shortly.
September 13, 2018
S7E5-Josh Allen for King Podcast
Another podcast from the archive. This is right after Josh Allen had a very good preseason game.
September 13, 2018
S7E4-Bills Cast
From our archive, we post an episode from the preseason for completeness sake.
September 13, 2018
Where have we gone?!?!
Just a quick note about where you can find our last few episodes as we transition away from this app, as well as the next few most likely. Go Bills!!
August 25, 2018
S7 E3: Welcome To The Dog Days of Summer
lazy days of summer talk as well as wacky schedule and more.
July 7, 2018
S7E2: Anchor is terrible. Also Bills stuff
The gang talks OTAs, Ritchie Incognito, The Anthem, Buffalo News Buyouts, Wacky Schedule, all while enduring the incredibly frustrating Anchor app dropping calls. enjoy!
June 4, 2018
S7E1: The Post Brandon Era
In this episode we talk about Josh Allen and his tweets, The rest of the Bills draft, Russ Brandon and who he may have been having affairs with as well as take your questions and comments. Enjoy!
May 3, 2018
S6E30: Pre Draft Pod
In the season 6 finale, Frank, Scott, and Paul talk about Incognito for like 3 seconds...and then talk draft for a long time. Enjoy!
April 25, 2018
Special Test Pod
The gang is test driving the anchor app to see if we like it for podcasting. Let us know what you think.
April 4, 2018
S6E29: Makin' Moves
The gang talks Bills free agency, trades, salary cap, draft and more! Advertisements
March 22, 2018
S6E28: Shuffle Off to Cleveland
Bills trade Tyrod, Sign a few free agents, and everyone talks about the draft.
March 12, 2018
S6E27: Awkward Awkward Awkward
Frank, Scott, and Paul discuss the strange circumstances surrounding the retirement of Eric Wood, the retirement of Aaron Williams, coaching changes, Alex Smith going to Washington DC, What we make of Kirk Cousins, The draft, your questions and comments, This Day in Bills History, and our Super Bowl feelings.
February 2, 2018
S6E26: Saturday Morning Cartoons
The Bills have another new Offensive Coordinator, What will the Bills decide to do with Tyrod Taylor, What about other positions, Listener Comments from Facebook, Last week's NFL results, this week's previews, This Day in Bills History, and more including a blooper ending.
January 20, 2018
S6E25: Well, Maybe Next Year
Six years of the pod, six maybe next years. At least this one came with a playoff game. We talk Bills Jags, lament not looking forward to a game next week, three stars, tdibh and some other Bills tidbits amidst your questions and comments. Note Paul's audio is a bit jumbly at the end, and […]
January 10, 2018
S6E24: Achievement Unlocked! PLAYOFFS!
Holy moly moly moly moly moly moly moly moly moly. In this week's episode we don't talk about how things went wrong, we dont' talk about what games they lost that they should have won, we don't lament another year of the drought, and we don't have to take it anymore! The Bills are in […]
January 3, 2018
S6E23: Better Late Than Never (or way too late)
We finally got our pod up! Bills-Patriots Recap, Gronk is a jerk, 3 Stars, Playoff Scenarios for Week 17, Can the Bills get in? This Day in Bills History and Bills Dolphins.
December 29, 2017
S6E22: So Close…So, So Close…
The Bills beat the Dolphins, Three Stars, An updated playoff picture, Pro Bowl Selections, This day in Bills History, Bills Patriots, Gronk-talk and more!
December 21, 2017
S6E21: Snoooooowvertime!
Bills Colts and the snow that never ended, Who is the QB, What about that 4th and 1?, 3 stars, TIDBH, Your questions and comments and more. Also Bills-Dolphins and some Playoff Prognostication!
December 15, 2017
S6E20: Well, We've Come This Far…
Bills Pats, Rob Gronkowski, Three Stars, QBs, Injuries, TDIBH, Colts and more!
December 8, 2017


text:
Petition for Secret Ballot Citizen Voting for Pay Raises sign now
This petition is to tell Congress that no longer will they be able to vote on their own pay raises. Since members of Congress are elected by the American people to speak for them in government, this petition states that henceforth every two years during the Congressonal elections, a pay-raise initiative will be attached to the ballot which will serve as an evaluation of the Congress' overall representation of the people. If the people believe that the performance of Congress warrants a pay raise, they have the option to vote one in. If not they do not have to give a raise to employees for poor performance. This petition calls for these conditions to begin immediately, or at the soonest feasible time.
Sign The Petition
Who signed this petition saw these petitions too:
- » Cancel Point Pleasant for Tru Calling!
- » Stop putting stupid things up for petitions
- » Abuse Of Accessible Parking Spaces: Let's put a stop to it now!
- » Rich People to pay taxes
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- » Petition for Government to Improve Efforts to Encourage Healthy Living and Gardening
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- » Top 3 Benefits of Security Window Film Mesa
Sign The Petition
If you already have an account please sign in
Help keep Online Petition free!
Please consider making a small donation today. This will allow us to keep Petition for Secret Ballot Citizen Voting for Pay Raises alive and available to a wide audience.
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Every cent you give goes toward maintaining the website and the petitions. Even a small contributions helps!
Support the Cause
Latest Signatures
19 July 201023. Sheila
I was completely flabbergasted when I read this article.I have been waiting almost 5 yrs for a small amount in Social Security Disablility with no income except Food Stamps. And they get a pay raise???? But I have to wait 2-1/2 years,after being given th
28 June 201022. Laura
I propose to go one step further, and propose that congress can only earn 3 times the minimum wage. Currently that would be around 32k. Perhaps we could give them some incentive and only pay them the AVERAGE wage of ALL workers in the state they represe
25 June 201021. James
I like it. This is long overdue. These guys would have to live up to their record which they now don't have to. Keep it going.
24 June 201020. Aleda
Funny you can vote yourgreedy selves a nice raise, yet you want to bleed taxpayers (ILLEGALLY) on a crap $5.15 an hour. Rot in he**!
24 June 201019. Christine
23 June 201018. Merryman
23 June 201017. Alfred
23 June 201016. Miranda
23 June 201015. Erica
23 June 201014. Brenda
If I can't vote myself a raise in pay, you shouldn't be able to either. Members of Congress seem to have lost sight of who is signing their paycheck. Yes, that would be us, the people of the United States. How dare you raise your won pay when the minimum
22 June 201013. Linda
22 June 201012. Warren
This is a disgrace. There is no justice and we want accountablity for a change. We will decide who and when they get a raise. You are elected officials who are doing a marginal job and most of you deserve a layoff notice not a raise. The people want t
22 June 201011. Brian
Anything that I can do to help this cause.
22 June 201010. Robert
I TOTALLY support this petition! In fact, their pay should be reduced.
22 June 20109. Rachel
22 June 20108. sheila
This is a good ideal,maby Congress will listen to their public more.
21 June 20107. Herb
A legislators performance record should be evaulated to determine if he merits a raise. Raises will not be granted to the entire Senate or House at one time. Constituents will be the people who decide if the raise is warranted.
21 June 20106. Richard
If Congress can't vote millions of people in poverty a pay raise, they have no right voting on their own salaries. They are employees of the American people, with salaries paid for by the American people, and should be evaluated by them.
21 June 20105. Terry Pitt
A raise in the minimum wage is years past due. We are NOT a third world country. Every American deserves a livable wage!
21 June 20104. Bill
21 June 20103. Patricia
I feel so sorry for the Senators and Congress because they are SO POOR! With all the perks they get, they should be satisfied!! If this petition drive get 500,000 signatures, maybe MAIN STREAM MEDIA will report it. The American people SHOULD DO SOMETHING
21 June 20102. David
My pay has declined by 50% over the last 20 years, while inflation has devalued our currency by an even larger percentage. Why should Congress keep getting raises?
21 June 20101. Karin
Pay raises for Congressmen/women should be decided by the voters.
Ballot, Citizen, For, Pay, petition, Raises, Secret, Voting

subset: commoncrawl


text:
I stumbled across this book at a bookstore in the airport, and I was intrigued. The book is written by someone who is respect and admire, Sudha Murthy. The book hooks you from the first page, with all the framework and background of the central characters. The writing style is simple and uncomplicated.
The story is based on Shrimathi and Shrikanth,who are from warring neighbor families, and go to the same school. One of the most beautiful things is the parallel that she draws between the bakula flower and the lead character Shrimathi, which explains the title– both are simple, not extraordinarily beautiful but has a lingering fragrance. They are both brilliant, and are often pitted against each other and teased by friends in the war on whether men or women are more intelligent. But as they grow up, their relationship blossoms in to one of friendship and love. They write letters when Shrikanth goes to college, and one of the key facts that stands out in the first half of the book is that Shrimathi had a real passion for Indian history and she is extremely bright. Once they get married, they move to Bombay, and while Shrikanth is working away in building a career, Shrimathi is content in supporting him and putting her ambitions on the back burner. She is willing to take on a job that is not worth her qualifications to send money to his mother, she moves to US with him when his career demands it. But as he progresses, he moves further and further away from who he was, from being a compassionate and caring husband who values his wife's intelligence, he moves to a self-centered, overly ambitious man who does not notice when his wife is ill and hospitalized. When Shrimathi notices a vacuum in her life, she wants children, but he doesn't want one. Finally, Shrimathi reaches a breaking point, and finally realizes that she is not living with the man she married and decides to move to US to pursue her PhD.
One of the most poignant parts of the book is when Shrimathi leaves, Shrikanth realizes how he ignores her, how he does not value the sacrifices she made, and how he treated her as just a secretary or arm-accessory. But he also recognizes that he might is not willing to change, so he cannot stop her from leaving.
Another interesting point is there is a hidden issue between Shrikanth and Shrimathi which manifested at the end. She was first in school when they were in the 12th grade exam, while Shrikanth came second. He was ashamed about it, but was glad she did not gloat. But I think he never forgot that, years later when a friend sent a letter to Shrikanth that Shrimathi was smarter than all of them for following her passion, he chose to not respond to the letter. When Shrimathi tries to talk to him about her frustrations, he says that she is the smarter one, who would know whats best for her. This just brought out an insecurity that was a part of his personality for all the years of their relationship.
I loved the book (I am sure anyone who reads this post can tell!) because I can almost feel the pain that Shrimathi has been through. Sudha Murthy had shown the pressure of current work styles and the impact it has on relationships and the transition of personalities who live under the pressure. It also showcases the emotional struggle for a woman to choose between her ambitions and marriage.


text:
Lavender Lily
Lavender Lily's spirit has always been enormous. She discovered quite early in her life that she is fae. A natural storyteller and tune-maker, she unearths friends where-ever she goes. For 20 years Lavender Lily has been creating performances that ignites imaginations, moves bodies to flow, excites minds and lightens spirits. The exuberance Lavender Lily radiates is catchable. Once you meet Lavender Lily, you will feel magikal too.
Appearing at Winter Magic Festival
When: 3:50pm


text:
Unhedged or Hedged ETFs?
Most Aussie investors building ETF portfolios are aware of home bias. They have a decent allocation to international shares via global ETFs. Within BetterWealth Community Portfolio, International Shares allocation is about 45% of the portfolio.
These investors are faced with the question of whether to hedge their International Shares or not. With more and more hedged ETFs coming to market, it seems like hedging is a good idea. After all, the idea of hedging is to reduce risks. Hedging out currency risk should reduce the risk of our portfolio right? Emmm …. Maybe not for long term investors.
Read about how Hedged ETFs work here.
AUD is negatively correlated to International Shares
Portfolio diversification is about reducing risks by holding assets that are negatively correlated. The Aussie dollar (AUD) just happens to be a negatively correlated asset to international shares. In the 20 years to June 2015, the AUD was -0.46 negatively correlated to International Shares (represented by MSCI World Index). This means when International Shares fall in value, the AUD also fall in value. This has the effect of reducing the volatility of Australian portfolios holding International Shares.
This happened in 2015. International Shares (MSCI World ex-Aust Index) dropped by 2.4%. Vanguard's MSCI World ex-Aust ETF (VGS) gained 9.5% in price. This was mainly caused by a 10% weakening of the AUD vs the USD.
Exchange rates are volatile. The relationship between AUD and International Shares is also volatile. The correlation between the AUD and International Shares have fluctuated over the last 20 years. On a 5 year rolling basis, correlation between the two fluctuated between -0.08 to -0.72. It was narrowing in the years leading up to the GFC, then significantly widened following the GFC towards range of -0.60 to -0.70.
Despite this volatility, the long term relationship between AUD and International Shares looks set to remain negatively correlated. This implies that unhedged positions in International Shares would have lower long term volatility than hedged positions.
Hedged ETFs are more volatile than unhedged ETFs
Currency hedging is suppose to reduce risks of an investment. But in the case of USD dominated assets (ie Global ETFs), hedged International Shares ETFs are more risky than their unhedged counterparts (when measured in standard deviation).
If we compare the closing price of four pairs of hedged / unhedged ETFs since inception, we'll find that the hedged ETFs carry higher standard deviation for each pair.
The chart below shows the % of extra standard deviation (ie extra risk) of the hedged ETFs in each pair.
Paying extra for currency hedging
Of course, hedged ETFs have to buy forward FX contracts. This means the funds have higher operating costs. These costs are passed to investors in the form of higher management fees. On average, hedged ETFs carry a 0.03% to 0.06% higher MER than their unhedged counterparts. Whilst this doesn't sound like a lot, in term of their relative MER, we are talking about an extra 10%+ in fees vs unhedged ETFs.
For cost conscious investors, looking at you lot Bogleheads, this might be meaningful amount to consider. But over 20 years, 0.06% difference in fees will only generate a ~1.1% difference in your final investment balance.
USD returns are higher than AUD converted (unhedged) returns
If AUD has been a natural hedged to International Shares, does it mean that unhedged returns is lower than USD returns?
Well, yes. But only slightly.
If Aussie investors held MSCI World Index over 20 years to June 2015, average annual return is 7.28% per year once the assets are converted to AUD.
In USD terms, the MSCI World Index returned 7.66% per year over that period. This means if you hedged out AUD / USD over the 20 years, you would achieve a higher rate of return for your International Shares. After all, if it only costs 0.06% to hedge, you'd still be up ~0.30% per year.
Risks and returns in a portfolio context
As long term buy-hold, portfolio theory investors, we know that single asset risk / return isn't the whole story. The question is risk / return in a portfolio context.
There are endless combinations of asset allocations to consider. To make this simple, we compare the risk / return profiles of portfolios holding only Australian Shares and International Shares.
The three scenarios is that Australian equities allocation is 60%, 50%, and 40%. International Shares allocation is either unhedged or hedged - where returns reflect USD index returns. In all three cases, the unhedged portfolio generated lower returns and lower risks (standard deviation). The unhedged portfolios carried a higher Sharpe Ratio - greater returns for every unit of risk.
The same theme is played out if you add Australian bonds allocation to the portfolio.
So should you hedge or not hedge?
There doesn't seem to be a clear call on this. Even Vanguard is sitting on the fence on this one. They suggest you should hedge your bets on hedging. Maybe hold 50% of your international shares hedged, and 50% unhedged they say.
It looks like AUD and International Shares will keep their negative correlation. So unhedged International Shares exposure is likely to have lower risks (standard deviation) in the short and long term.
By the same token, hedged International Shares is likely to drive higher long term returns. This is especially so when cost to hedge is low.
The differences in risks and returns of the alternatives don't seem to be significant. Maybe it comes down to personal preference at the end of the day?


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The Cobb County Board of Commissioners voted its objection Jan. 22 to an annexation request of 22 acres by the city of Acworth.
Known as 5134 North Shores Road, the annexation is scheduled to be heard by the Acworth Board of Aldermen at 7 p.m. Feb. 7 in the Council Chambers, Acworth City Hall, 4415 Senator Russell Ave., Acworth.
The applicant is Lakepoint Campgrounds, wanting to continue use of the land as a residential/campground business "with no changes."
Even though the vote was taken by the commissioners on Jan. 22 - except for Commissioner Bob Ott who was absent, a letter from four of the Cobb commissioners was sent to Acworth Mayor Tommy Allegood on Dec. 28, notifying him of the county's objection to this annexation.
Those commissioners signing this letter were Commission Chairman Mike Boyce and Commissioners JoAnn K. Birrell, Lisa Cupid and Ott - but not outgoing Commissioner Bob Weatherford or new Commissioner Keli Gambrill, representing that area.
While the current use is compatible with the Future Land Use of Park/Recreation/Conservation, the proposed city zoning of A/R-20 is not, according to a county statement.
Also, while the county cannot object when the proposed zoning will result in a down zoning, it would not be a down zoning for the applicant's RR request.
However, the county's Community Development Agency made no recommendation.
As she was concerning a November annexation of 55 acres that was approved by the city for the Lakeside at Cedarcrest mixed-use development by Green Worx, Teresa Stendahl of Acworth again told the Cobb commissioners on Jan. 8 that she was in opposition to this annexation.
If the city approves the rezoning and annexation anyway, then the county "will exercise the dispute resolution provisions of the Intergovernmental Agreement" and state law, according to the county's letter to Allegood.
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Wow this is a big assignment! I will consider joining you on this one....
I hope you do Vikki, I would love to see it!! It took me back in years playing with paints and drawing, felt like a kid again. Too much fun!!
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Bought iPod Touch 2nd gen 8GB
I've been thinking of doing some iPod/iPhone app store development, and the only two things that have kept me back are 1) no test unit and 2) no development machine. That, combined with the fact that my old ipod recently died, I figured it's time to upgrade.
So I've been looking out for deals on iPod Touches. Found a 2nd generation 8 GB iPod touch with a cosmetic crack on the screen (digitizer, not LCD) for $80 with a load of accessories. Picked it up as well as a replacement digitizer (and tool to open the front) from eBay for $14. I am happy with this deal so far. As far as I'm concerned, the iPod touch is all of the good things about the iPhone and none of the bad.


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Will it staunch the flow, will it stop the blood?
If the memories of the days of Gillard are any guide, once there's a taste for blood, up goes the cry "let there be more blood" ... until the harried and wounded hound finds somewhere quiet to lick its wounds, and then depart the scene ...
Significantly the story was dropped in the Murdoch press on a quiet Sunday ... and when you read the story itself, the headline doesn't mention the backflipper's back flip.
But it was there in the splash:
And if you could look past the parade of flesh, it was there on the front page as a backflip:
Oh sure, it was presented as an "exclusive" in all the thinly disguised hive mind brands as an "exclusive", as if no one's capable of noting that an exclusive to one paper must be a weird sort of exclusive if it turns up exclusively in another paper, but at least the HUN tried to be kind and dubbed it a "re-boot", rather than the act of desperation it is:
As a result of the strategic leak, the Fairfaxians had to play catch-up, and report the report, and they knew a backflip when they saw one in another paper:
And the ABC led with a delightful word: "succumbs":
1. To submit to an overpowering force or yield to an overwhelming desire; give up or give in. S
2. To die.
[Middle English succomben, to bring down, from Old French succomber, from Latin succumbere, to lie under, yield : sub-, sub- + -cumbere, to lie down (as in accumbere, to lie down).]
1. to give way in face of the overwhelming force (of) or desire (for)
2. to be fatally overwhelmed (by disease, old age, etc); die (of) (here)
The Tony Abbott the ...
So why was this backflip, long expected, dropped on a Sunday like the corpse of a dead cat, so significant?
Well the Currish Snail belled that cat, or let that cat out of the chaff bag, or if you will, cut to the chase, and got into the pool with the numbers:
Now that's a fun set of figures.
Meanwhile, other stories continue to multiply - here's one:
And the verbal thrashings continue, though this one by Katharine Murphy turns up where you might expect it in the Graudian, in its wretched new lightweight, virtually unreadable, iPad crashing format, under the header Five things we've learned from the year in politics.
Oh it's going to be a good, good year for humiliation, as the desperation compounds and the panic spreads and the anger mounts ....
Why the pond is already looking forward to the next flurry of cartoons that greets the next set of knights. Remember this vintage Pope? Yep, there'll be more vintage Pope to come here:


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March 22, 2018
Ben Muir / Petersburg Pilot
Seven deer pause near Haugen Drive on Tuesday. The group was first spotted walking south in the middle of 3rd Street one after another. They veered left on Haugen -slowing traffic - then dashed across the road, through a yard and away from a pair of beagles that were after them.
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February 2016
Five sisters in 19th century England must cope with the pressures to marry while protecting themselves from a growing population of zombies.
Project | Movies
Visual Effects Supervisor for the production, based upon the bestselling book by Seth Grahame-Smith, was Cinesite's own Simon Stanley-Clamp, who oversaw around 200 shots for the production, ranging from environments to digital make-up enhancement, crowds of computer generated zombies, decapitations and limb removal. Work was shared across Cinesite's London and Montréal teams.
For more information please visit www.cinesite.com/pride-prejudice-zombies
Website created & managed by Bruno LEVEQUE
All logos, images and trademarks in this site are property of their respective owner.
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January 18, 2019 – PresentVERSES. is a bi-annual and bi-coastal night of poetry, music, and performance that brings together established and emerging artists, across mediums, to benefit pressing sociopolitical issues unfolding in the present moment. Website.
New York, NY & Los Angeles, CA
New York, NY & Los Angeles, CA
VERSES. VOL 1 x Asylum Seeker Advocacy Project [SOLD OUT]
January 18, 2019
The Kitchen, NYC
The Kitchen, NYC
Anaïs Duplan
High Water
Wayne Kostenbaum
Lily Konigsberg
Dorothea Lasky
Eileen Myles
Precious Okoyomon
Raquel Salas Rivera
Anne Waldman & Devin Brahja Waldman
Yael Malka
Owen Smith-Clark
Eliza Soros, Organizer + Co-Curator
Eliza Barry Callahan, Organizer + Co-Curator
Gussie Roc, Organizer + ASAP Partnership
Becky Elmquist, Press Relations
Sam Williger, Merchandise Production
Andrew Stocker, Stage Manger
Jack Staffen, Production Assistant
Nina Channing, Production Assistant
Elliott Yancy, Production Assistant


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Bengaluru: Former Karnataka chief minister HD Kumaraswamy on Monday alleged that a local BJP corporator was involved in the murder of a Hindu activist near Mangaluru last week and demanded to know why the government was not bringing out the truth.
BJP, which has held "jihadi forces" responsible for the killing of Deepak Rao, who was hacked to death by a four-member gang on 3 January, has termed Kumaraswamy's charge as "irresponsible" and an attempt to mislead the investigation.
Kumaraswamy, also the state JDS chief, noted that four persons had been arrested and demanded to know whether the government still had not been able to find out "who gave them supari (contract)? "
"According to my information, a BJP corporator there is involved in Deepak Rao's murder, he alleged.
The former chief minister demanded to know why the truth was not being brought out about those who were behind the murder.
"What is the difficulty for this government to bring out the truth? Is there any understanding between both of them (Congress government and BJP)" he said and sought to know to whom the government was trying to protect.
28-year-old Rao, who was associated with Bajrang Dal and Vishwa Hindu Parishad, was killed on 3 January triggering tension in Dakshina Kannada district, leading to a retaliatory attack that claimed the life of 47-year old man Abdul Basheer.
Kumaraswamy's charge came on a day when BJP held a dharna in the capital city, condemning the 'failure' of the Congress government in maintaining law and order.
Calling Kumaraswamy a "master" in making "irresponsible" comments, BJP state President BS Yeddyurappa said his statement was far from the truth.
"I condemn his statement. Let him stop making such irresponsible comments, being a former Chief Minister. It is an attempt to mislead the investigation," he said.
Member of Parliament and BJP leader Shobha Karandlaje accused Kumaraswamy of indulging in 'appeasement politics' with such statements.
Find latest and upcoming tech gadgets online on Tech2 Gadgets. Get technology news, gadgets reviews & ratings. Popular gadgets including laptop, tablet and mobile specifications, features, prices, comparison.
Updated Date: Jan 08, 2018 19:16:06 IST


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BABz Boat Fenders Limited Warranty
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All warranted replacements must meet this simple criteria: The fender has split or burst from normal use and damage is not the result of a knife cut or puncture from a sharp object.
BABz LLC warrants its fenders to be free of defects in workmanship and materials under normal use and service for which the product is intended. This warranty is limited to product failure as a result of air loss from SPLITTING or BURSTING. Excluded from this warranty are fenders that have become useless from cuts or punctures, or disfigured from continued wear or use, or products that have been exposed to solvents that degrade the BABz integrity. Over- inflation of any fender voids any warranty claim. Obligation under this warranty is limited to repair, replacement or credit of the defective fender at our discretion. BABz LLC reserves the right to request return of the product for inspection. No return merchandise will be accepted without prior authorization. BABz LLC shall not be liable for indirect, special, incidental, or consequential damage or penalties and does not assume liability of purchaser or others for injury to persons or property. This warranty is in lieu of all other warranties, express or implied.
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Publication Summary and Abstract
Prescott, T. J. (2008), Action Selection, Scholarpedia, 3(2):2705.
Informally speaking, action selection describes the task of choosing "what to do next". More formally, given an agent with a repertoire of available actions, some knowledge of its internal state, and some sensory information concerning environmental context, the task is to decide what action (or action sequence) to perform in order for that agent to best achieve its goals [...]
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WILBURTON, OK (April 22, 2016) – Canadian GEAR UP students recently traveled to Tahlequah to tour the beautiful campus of Northeastern State University at the foot of the Ozark Hills. NSU is the oldest post-secondary institution in Oklahoma.
NSU Tour Guides Clayton Fulton and Maegan Bevins explained that Tahlequah is the capital of the Cherokee Nation. The tour began in the University Center which houses the mailroom, food court and the International Service Center, where students can sign up to participate in international academic opportunities through study abroad programs. Computers are also available in the University Center for student use.
Next stop was the John Vaughan Library with a mural that has been preserved and dated back to the late 1800s that features Cherokee warriors on horseback. Students asked questions about the library and Seminary Hall, the symbol of a university and of a great nation that is the location of memories and the spring board for new ideas, and it is a reflection of at least six generations of students, teachers and staff members who have gathered under the turrets and towers to teach, to study, to grow.
Tour guides pointed out the bronze sculpture of Sequoyah, noted 19th century Cherokee diplomat and creator of the Cherokee syllabary. Students learned about the many programs offered on campus including a few majors with large student enrollment—marketing, elementary education and advanced degrees in law and optometry.
Students could see Seminary Hall in the distance. A tour guide explained how the University was once a seminary for Cherokee women. In 1921, the school became a state college for teachers. In 1985, it became officially known as Northeastern State University.
Tour guides stated they love the campus clock tower, a symbol of NSU. They enjoy the melody of the clock's chimes as it reminds them what time it is so they are not late for classes.
Next was the W. Roger Webb Educational Technology Center houses computer technology classes and the fitness center. Freshmen are encouraged to live on campus in one of the dormitories. Guides reported research has confirmed that the grade point of students who live on campus is higher than those who do not. They described the many student events on campus such as the Kindred Spirits group, the Social Dance society, the fraternities and sororities, academic groups, career fairs, concerts and other functions available to freshmen.
Students learned about Bagley Hall which houses the College of Education. A large number of elementary education majors take most of their classes in the building affectionately called "The bag."
Students were taken to the Center for Admissions and Student Enrollment (CASE). The tour ended back at the University Center where students were excited about the large selection of cuisine that the NSU cafeteria offers.
"Northeastern is a beautiful campus with a lot to offer our students," said GEAR UP Education Coordinator Lori Douglas. "It was an informative tour on a beautiful campus."
The field trip was sponsored by Eastern Oklahoma State College GEAR UP. Participating schools take two field trips each academic year—one to tour a college or university and one that is cultural/educational in nature.
Canadian students ready to tour NSU are Hunter Harris, Amanda Joyner, Mikal Baker, Micah Elrod, Kelci Davis, Daniel Lenox, Aaron Stowers, Dominic Hernandez , Taylor Koedyker, Regan Boggs, McKenna January, Jonathan Cox and Megan Newman.
Canadian GEAR UP students ready to tour NSU are Dakota Thomas, Cody Glenn, Colton Luna, Caleb Thomas, Shawn Young, Stephanie McKinney, Paul Clark, Neva Northcutt, Madison Martin , Erica Mitchell, Dakota Hance, Chance Zernicek, Trevor Zernicek. Lily Romero, Jayton Gideon and Lauren Bratcher.
NSU Tour Guide Maegan Blevins provides information about the 114–year–old Seminary Hall to Canadian High School students Jonathan Cox, Max Luethje, Keegan Dickens, Shawn Young and Madison Martin.
NSU junior computer/marketing major Clayton Fulton led the Canadian GEAR UP students on the tour of the campus and its buildings.
Canadian GEAR UP students stand by the bronze statue of Sequoyah on the NSU campus.
Canadian GEAR UP students stand in front of a mural featuring Cherokee warriors on horseback in the John Vaughan Library. Pictured are Leanna Melton, Haley Combs, Jessica Decker, Paul Brewster, Dakota Hance, Caleb Thomas, Cody Glenn, Lauren Bratcher, McKaelynn Reed–Binder and Tyler Gorbet.


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The Maze Fun Park features a new, exciting corn maze theme every year!
2016 - Expedition Everest
Climb to the top of the highest place on Earth: Mount Everest. The goal is to reach the top and then survive the descent. If the weather doesn't get you, maybe the legendary yeti will. In the maze design, you explore Mount Everest, base camp, a Buddhist monastery, and try to escape the mysterious Yeti.
The Maize Quest® Cornfield Maze takes center stage with our 2019 Corn Maze Adventure:
GET LOST in the stalks with our 2019 Corn Maze: Atlantis - Search for the Lost City! Explore the Secret City of Atlantis while you traverse the maze with new clues at every corner.


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Ah ye olde cat memes. Nothing says you are way too old to be on this site than recognizing more than one of these classics.
First there were Thursday Memes - In 2019 - Cat memes for days of the week
Cats have provided more memery than George Bush, Donald Trump, and the Kardashian clan put together. But a cat, by any other name, is still a sneaky little furball that barfs on the furniture.
But what's better on the last day of the work week then a list of memes made to bring the weekend right to you Thirsty Thursday than enough memes to fill your glass several times over. Nothing, except even more amazing Thursday memes, so take your pick, or read both. You're already being judged either way.


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12the February 2018By Graham SmithHealth and council bosses have said no final decisions have yet…
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- The Kennally Care project to restructure Cornwall's health service approaches a "gateway" – with lawyers and politicians in close attendance
The Kennally Care project to restructure Cornwall's health service approaches a "gateway" – with lawyers and politicians in close attendance
Posted By theboss on 8th October 2018
8th October 2018 By Graham Smith Cornwall's health and social care chiefs are preparing to pass through the first of their self-defined "gateways" to embrace a radical restructure of the…
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- Kennally Care: what's it worth to run both the council and the health service?
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This article has 1 comment
Whilst I am probably light years away from the author's political persuasion, I am very concerned, as he is, by the ongoing developments re the NHS in Cornwall. The author states the following:
"This is because "healthcare providers" would not be paid per treatment, but by a 'Whole Population Annual Payment' – a set amount for the provision of named services during a defined period. This, it is argued, unlawfully shifts the risk of there being an underestimate of patient numbers from the commissioner to the provider, and endangers service standards."
I have immense concern at the vision of Cornwall Council and the NHS evolving into the equivalent of the currently disgraceful privatised railway "services" that, supposed, "work" in tandem with Government.
More should be heard from the Cornwall County Councillors in this most important matter of safeguarding the population of Cornwall.
Comments are closed.


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selected scholarly activity
academic article
- "Caterpillar Hates Unions More Than It Loves Profits": The Electro-Motive Closure and the Dilemmas of Union Strategy. Labour/Le Travail. 53-+. 2018
- Social Unionism in Hard Times: Union-Community Coalition Politics in the CAW Windsor's Manufacturing Matters Campaign. Labour/Le Travail. 79-+. 2011
- Canadian Autoworkers, the Climate Crisis, and the Contradictions of Social Unionism. Labor Studies Journal. 36:5-36. 2011
- Social Unionism and Membership Participation: What Role for Union Democracy?. Studies in Political Economy. 81:129-157. 2008


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We are back again with another Free Notebook Mockup PSD. It will help you showcase your drawings, sketches or typography pieces in a photo-realistic way. For a flawless presentation, just place your design in the smart layer and change the background if needed.
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Under the methodology of Lean Startup or agile entrepreneurship, a conscious effort is made to amortize the risks and reduce the waste of resources by launching a possible idea with the current possibilities. As is to be expected, every small business seo owner is interested in having more information about their potential clients, their wishes and needs before embarking on the adventure of launching a great product.
In order to reach customers in this digital world, first the entrepreneur must pave the path that allows them to reach him, and that is done with a strategy that allows those seeking information related to the brand to easily find the site. our business. We refer to the design of a SEO positioning strategy .
The acronym SEO means Search Engine Optimization which is translated as search engine optimization, and is defined as a set of techniques that are used intentionally to favor the position of business websites that grant search engine algorithms such as Google or Bing. Given that almost all people who come to a website do so through search engines, it is important to understand how these algorithms work and what strategies can (and should) be implemented to get the most out of them.
The ghost inside the machine: understanding the algorithms of the search engines
The exact way in which search engines qualify the pages can vary and is surrounded by mystery . The artificial intelligence of the search sites qualifies or "ranks" the pages based on the number of links that direct it to it, the keywords that are in the content it offers and the quality of the material disseminated. Through complex exchanges, the page is rewarded with a better score if the content is of quality and people seem to find what they are looking for, and penalized if it offers misleading information or junk content. Regardless of the type of product, idea or services offered by a small company, there is always a genuine desire to offer added value to the client and position themselves in the competition.. To accompany you to take on the challenge of facing other pages with greater traffic or larger companies, we bring some strategies that come from the proven experience of different techniques implemented to give favorable information to the search engines.
SEO positioning strategies: Importance of choosing the right provider
SEO positioning strategies necessarily involve an application of complex techniques to favor the website that must be implemented from the creation of the message. Therefore, SEO strategies must necessarily be connected to a greater strategy of content marketing , designing material of great value for the brand and consider the results you want to generate in the short, medium or long term.
Choosing a content marketing provider specializing in SEO is of vital importance, given that the vast majority of people come to companies via online, and it is estimated that 93% of web traffic is done thanks to the engines search The content marketing strategy is carried out with a long-term vision to measure the results of the techniques implemented up to 12 months after the release of the material. In accompaniment of the right provider, there are some proven techniques that will help your small business seo to rise in the results of the ranking and differentiate from similar suppliers.
1. Focus on your value proposition: one of the best ways to make genuine contact with users is to convey the value that your developing company has to offer its customers. A well-designed value proposition makes it very clear what can be expected from the brand and will make it easier for people to quickly find what they are looking for.
2. Design searches based on phrases and not on words: this recommendation has to do with understanding how the search process works organically. Instead of looking for keywords like: cat, keyboard, or screen, people are currently looking for the phrase they want to find: "my cat walked through my keyboard and turned the screen". The search engine algorithm quickly identifies the content that offers information about it and the user validates the usefulness of the information with the way in which it interacts with the link.
3. Connect what is published on the internet with different types of events: making a combined campaign of offline events (conferences, contests, offers) with online publications will give more confidence to the audience and increase the connection with the brand. Bringing the attention of the press and generating input links with other sites will also favor the ranking.
4. Make alliances with prestigious sites: strategies such as guest posting, interviews and articles of interest linking to other prestigious sites will give credibility to your website and people will begin to relate your business with strength and reliability. Additionally, the traffic between both websites will give the artificial intelligence of the search engines information about the validity of your site and relate it to the reputation of these portals that already have a great positioning.
5. Build quality content ("white hat" strategies): As with all important processes, there is a right and wrong way to do things. In SEO strategies, the legal and correct way to apply techniques to favor the position of a web in the algorithms is called white hat or white hat , and illegal or deceptive strategies are called black hat or black hat . The white hat strategies speak of quality and transparency; have an easy to navigate website, with original content, with key phrases that are relevant, an accurate description of the website, and that in the end, the site is a reflection of what it says to show.
What NOT to do: "black hat" strategies
Imagine that using certain techniques of dubious reputation you could generate a good positioning in a very short time, tempting, right?
Many people are faced with this dilemma when they decide to start a SEO positioning strategy , however the black hat It is illegal and nothing recommended. Black hat strategies usually provide information that is only used by algorithms, but that are not of any use to the user: key phrases are hidden in the text to appear in the search results, there are invisible links and poor quality content and incoherent, "farms" are made of links with ghost web pages that redirect content to your own web, among others. It may be tempting at first but the use of black hat techniques is strongly discouraged. Eventually the algorithm will update and detect the error and not only penalize the site, but also risk marking it as Spam and losing all the effort that has been invested in launching the small business seo online.
SEO strategies based on transparency, quality and excellence can be slow to implement, but each step is taken with the certainty that you are laying the foundations for a successful digital entrepreneurship. Allow you to be accompanied by a team of experts who have the ability to convert your passion into a content worthy of the first places of internet search engines.


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Lavender Honey Cheesecake
Total TimePrep: 25 min. + chilling
Makes16 servings
- 4 tablespoons dried lavender flowers, divided
- 1/4 cup boiling water
- 1-1/2 cups crushed shortbread cookies (about 21 cookies)
- 3 tablespoons butter, melted
- 2 packages (8 ounces each) cream cheese, softened
- 3/4 cup honey
- 1-1/4 cups heavy whipping cream
- Lavender sugar and fresh mint leaves, optional
- In a small bowl, combine 3 tablespoons lavender and water. Cover and steep for 15 minutes. Strain water, discarding lavender. Set aside.
- Crush remaining lavender flowers. In a small bowl, combine the cookie crumbs, butter and crushed lavender. Press onto the bottom of a greased 9-in. springform pan. Cover and refrigerate for at least 30 minutes.
- For filling, in a large bowl, beat cream cheese and honey until smooth. Gradually beat in lavender water. In another bowl, beat cream until stiff peaks form. Fold into filling. Spoon over crust.
- Refrigerate overnight. Run a knife around edge of pan to loosen; remove sides of pan. Sprinkle with lavender sugar and mint leaves if desired.
Editor's NoteLook for dried lavender flowers in spice shops. If using lavender from the garden, make sure it hasn't been treated with chemicals.
Nutrition Facts1 slice: 322 calories, 23g fat (13g saturated fat), 62mg cholesterol, 181mg sodium, 26g carbohydrate (18g sugars, 1g fiber), 4g protein.
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Dec 6, 2015
The promise of combining honey, lavender and shortbread is great. However, this recipe was a complete fail. There was nothing to bind the cake. Even though I strickly followed the recipe, once the springform pan was loosened, the cake flowed out like a soft pudding.Owning a lavender farm for 5 years, we cook with lavender all the time. I, and my guests, got a good laugh out of the results, but were disappointed that dessert was a disaster.If someone can tell us what is missing, the world might enjoy a firmer cheesecake.
Aug 15, 2014
If you love lavender you will love this cheesecake. The lavender flavor is distinct. SUPER EASY to make, and so unique and delicious. I don't particularly care for honey, but in this recipe it complements the lavender perfectly. Not too sweet at all. Garnishing with fresh sweet blueberries would be delicious. It seems to get better as it sits, too.


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How to Build Your Treatment and Get the Job: Commercial Directing
Please click here to join Hurlbut Academy and learn from the best in the industry.
INCLUDED IN THIS LESSON: 16 Minutes of Instructional Video, Sample Treatment, Behind-the-Scenes Stills, Written Breakdown. ENGLISH SUBTITLES INCLUDED
IN THIS LESSON YOU WILL LEARN: The treatment in the commercial industry is the golden key to landing a job. If you have a bad treatment or underdeveloped idea, don't expect to be called onto the project. In this lesson, Shane Hurlbut, ASC discusses the importance of treatments and what he's been faced as a director in his own right. Agencies and Clients are going to be weary of underdeveloped ideas. This lesson will prepare you to dive in head first on any job.
- How a build a treatment to pitch for the job.
- Understanding what agencies are looking for and how to make yourself stand out from the rest.
- Creating a visual presentation that lets people tap into your vision as a director.
- Breaking down agency boards and how to develop your notes to craft your vision.
- Understanding how to articulate your voice and making the audience know who you are.
- Learning ways to pitch your ideas and to make them stick.
- How to execute earlier discussions with the agency and rope in the job.
- Devising a plan in which you can provide creative assets that the agency will want.


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FTC: this post is not sponsored. All thoughts and weird opinions are my own.
I know it's been quite some time since I've written about natural hair, but I can never abandon our first true calling on Trials N' Tresses. So here we are back with some more natural hair tidbits. And if you're ever feeling lost you can looking through the hundreds of natural hair topics we've covered over the last 6 years (trust me we've hit just about everything!).
8 surprising Reasons Your Natural Hair Is Falling Out
4 Tips To prevent Split Ends For Healthy Natural Hair
Part of the reason Trials N' Tresses has taken shifts in content away from natural hair, is because well… my natural hair never has been the most amazing, and certainly not the most cooperative. I find that most of the time I'm at a loss for words when it comes to what is going on with this hair of mine on my head. Sometimes it thrives, most times it doesn't. And really… that is my fault. You see I've been neglecting getting professional haircuts religiously over the last 6 years. As I type this now I'm over due for a trim since November 2018. My hair dresser is not going to be happy about that.
Beyond my hair simply being uncooperative I know it is because I haven't been the most cooperative with her. Our hair deserves to be trimmed properly and here's why. And no… none of the benefits will be that it makes your hair grow faster… because that simply isn't true!
7 Benefits of Trimming Your Natural Hair
1. Avoid Split Ends: It's a fact… a well known fact that when you trim your hair regularly that you will be more likely to avoid split ends. I hate to break it to you… there is no treatment in the world that will heal or fix your split ends. Once those ends are split, they are split for good and there is nothing you can do to "repair" them. The two choices you have are to live with wispy damaged ends or to get a trim and start fresh! By observing your ends for the most part you can tell when they are in dire need of some TLC. This will dictate how often you incorporate regular trims into your natural hair regimen. For some it may be every 3-4 months for others it may be twice a year. Whatever works best for your hair is what you want to stick to… but you certainly want to make sure your ends are handled with care as to not increase the damage (the split can go all the way up the hair shaft… and no one will be happy then). Mind your ends and they will repay you with flourishing healthy hair in return!
2. Prevents Single Strand Knots: I thankfully haven't had to deal with single strand knots too often, but I know many many ladies who have. By implementing regular trims into your natural hair regimen, you remedy the single strand knot conundrum before it becomes a really frustrating problem. Even if you still experience single strand knots on occasion, frequent trims will surely help to alleviate the problem long term.
3. Your Hair Will Appear Thicker + Healthier: Every time I get my hair trimmed, I swear that I will always stick to the time line because my hair always looks fire after I do. Once you let go of those dead ends (both physically and metaphorically) your hair will look much thicker and healthier than when you had those straggly ends holding on for dear life. Yes your hair will appear shorter for a time… but health over length is always the focus/mission.
4. Minimizes Frizziness: Especially in these cold NYC streets during the winter, frizziness can reach an all time high if you have damaged unhealthy ends. Too much time between a haircut leaves you open to the possibility of a frizzy outcome even when using your best staple products and your go to hairstyle. I often find that when I add in the bulkiness of scarves, sweaters and winter coats, my ends take a major beating if they are not probably taken care of or tucked away in a projective style.
5. Promotes Healthy Hair Growth: This is not to be confused with trimming your hair makes it grow faster. The reason this is often said in the natural hair world is because when you trim your natural hair, you are allowing it the space to grow in a healthier manner. This makes it appear as though your hair is growing faster. When really all it is, is that you are retaining more of your growth/length as opposed to the amount of shedding/hair loss you go through when you have damaged ends.
6. Easier Time Detangling: Whenever my ends have gone too long without being trimmed, I have a much harder time detangling. I also have an increased amount of shedding that occurs as well. When you add shedding and difficult detangling into the mix you are probably facing far less hair growth and retention than you'd appreciate. When you trim more regularly you create the opportunity for the slip and moisture of your favorite natural hair product to do its job and cut down on the difficulties of detangling.
7. Maintain Styles For Longer: Messy unhealthy ends will ruin a style no matter how much time, energy, and gel you put into it. Twist outs, perm rod sets, and wash and go's will never turn out as good as you'd like if your ends don't conform. This means… yes for the sake of your styling process you need to get a trim, to help the style last longer.
What are some reasons you have against getting regular trims ( I know mine is because I have this unhealthy obsession with length). What are your reasons? Share your thoughts with me in the comment section below!
Until next time,
You May Also Like
Hey there! I'm Melissa, co-founder of Trials n Tresses, natural hair and beauty lover, binge tv watcher and lover of life. When I am not creating content for TNT, I'm busy teaching the future of society.


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Gabe is a clone of the greatest superhero ever to live, Megajoule. Once he was Home Run, on the streets of Houston, struggling to save children and defeat a trafficking ring. Now he is Aethon, leader of the new Inheritors and the symbol for New Foundation. He's always trying his best, no matter what he does.
Powers: Vibrokinesis. Classification: Bronzesoul Heavyweight


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Black Iron Fire Stack | Bronx | Large
Rectangular fire stacks made of iron.
Colour: Black, not a rust colour as shown in images.
This product will continue to rust if left outdoors for prolonged periods of time.
Clean with a soft dry cloth.
Size Large 26 x 39 x 118
Also available small size
Suitable for outdoor use


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What can the Trump phenomenon teach us about creative strategies for DRTV and infomercials?
What the United States has just experienced is nothing short of a direct to consumer marketing miracle. As bad as it is for some, others are rejoicing. While it has been polarizing and negative, there is a silver lining in that we can learn what worked from a marketing and messaging standpoint. And we can try to apply it to selling products and services to these consumers.
Is it really possible to sell a product to millions of people without a track record, substantiation, vetting of claims, clinical results or any known price points? It is almost beyond any marketer's fantasy. But it happened. And what can we learn from it as DRTV professionals?
Whether you like or hate the guy, he managed to tap into an emotion felt by many and was able to quantify it (even if he could not articulate exactly what it was). He made the sale and completed the transaction. Millions bought the product, even if they didn't really understand what it was.
The group he largely appealed to was the disenfranchised. Folks that felt left behind. Folks that felt marginalized. Folks that felt misunderstood. Folks that felt as though no one was listening to them. They needed a hero, no matter how misguided or off the rails that hero might be. They took a leap of faith.
So how would a DRTV marketer tap into that same ? How would someone launching or selling a product or service use this knowledge to ignite sales from a DRTV standpoint?
While not simplistic, one could glean small suggestions to keep an audience engaged and interested using some of the same strategies.
- Use populist themes. Don't be too intellectual. Keep it simple. Don't be above them. Be on their level.
- Use emotion. Sometimes emotion and the hope of a solution can resonate more than an over explanation of facts and figures. (As an example, Hillary did a great job of having facts, figures and track record on her side, but her inability to get people on an emotional level was a marketing blunder that hurt her.)
- Use simple themes or tag lines. They don't have to be super creative, but they need to inspire promise and hope.
- Be repetitive.
- Be a bit pushy.
Since Trump was able to engage fully half of America, the tactics and strategies used to market himself should not go unnoticed from a DRTV marketing standpoint. He accomplished the impossible as a modern day P.T. Barnum, who not only entertained but closed the sale.
So if DRTV marketers follow the Trump marketing strategy for successful selling, does that mean they have to do two different executions, one for half the country and another for the other half? I think most infomercial marketers in this day and age would gladly settle for half the country.


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A Guide to Proven Professionals
In your personal and business finances you're drafting a team of players who include attorneys, investment advisors, insurance advisors and certified public accountants (CPAs) all focused on helping you to attain your important goals.
2016 Guide to Professional Services Providers
When it comes to selecting a financial professional, bank, attorney or insurance company, relationships matter. We've found some of the region's top providers, who pride themselves on building trust.


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Haylie Trim Top
The Haylie Trim Top by Calli is the perfect staple piece to add to your wardrobe this season. Designed with a luxe fabric and form-flattering silhouette, this piece is sure to take you seamlessly from work, to weekend and anywhere in-between.
Size & Fit
Our model is wearing a size AU 8 top. She is 174cm tall with a 87cm bust, a 61cm waist and 89cm hips.
- Length: 44cm
- Classic round neckline
- White hue
- Short sleeves
- Trim detailing on sleeves and hemline
- Cropped length
- Non stretch fabrication
- UnlinedView Size Guide
Care Instructions
Cold gentle machine wash or hand washView Size Guide
Fabrication100% PolyesterView Size Guide
Free Delivery Orders Over $50


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Misha thinks to get more results, you can try adjusting your search criteria.
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Roomdock is the best source to find cheap rooms for rent in Atlanta area. Beautiful scenery and great city amenities in Atlanta make it appealing for roommates looking for rooms to rent in Atlanta. Our concierge services in Atlanta will make you feel right at home.
Chamberlain College of Nursing Georgia Housing Finder
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Best Rooms for rent in nearby cities


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theBalm has three Shady Lady shadow/liner palettes out and Vol. 3 is the newest one which features nine shimmery saturated colors.
I am fairly new to theBalm but so far really liking everything I have tried. Plus they are a San Francisco company and I always like to support cool local companies!
The names of these shadows are super cute and fun, which is yet another reason to love them.
Shady Lady Vol. 3
The palette comes in a fun giraffe print on the front and then lists all the colors on the back. It's a heavy sturdy cardboard palette with a large mirror inside. It does feel like it would do a good job protecting shadows as long as they didn't get completely crushed.
Shady Lady Vol. 3
Shady Lady Vol. 3
Lusty Lee, Envious Erin, Racy Kacy
Lusty Lee is a icy metallic silver
Envious Erin is a cool shimmery white
Racy Kacy is a saturated shimmery copper
Safe Bet Annette, Runaround Rebecca, Come-hither Heather
Safe Bet Annette is a pale cool shimmery pink
Runaround Rebecca is a medium green/plum subtle duochrome
Come-hither Heather is a medium plum/grey
Open To Offers Olwen, All The Way Annie, Guilty Gwen
Open To Offers Olwen is a medium shimmery blue
All The Way Annie is a medium royal purple with multi-colored micro-glitter
Guilty Gwen is a saturated black with multi-colored micro-glitter
I was really pleased with all the colors in this palette. They were all very soft and nicely saturated. Even the black glittery one felt soft not gritty, and was really dark. I like how they say next to the name which ones are good as liners also. Helpful tips are always appreciated!
Availability: theBalm's website and Sephora
Pricing: $39.50
What do you think about Shady Lady Vol. 3? Which are your fav products from theBalm?


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Aspirations Profile
We can look at our definition graphically if we think of each aspect - present/doing and future/dreaming - as the X- and Y-axis of a grid. Seen this way, the two aspects of the definition provide us with four categories:
Our definition of Aspirations and the Aspirations Profile represent the first part of TVAIC's Aspirations Framework that schools can use to help students become academically, personally, and socially successful.
Within the Aspirations Framework, the Aspirations Profile unfolds in 3 Guiding Principles that show up again and again, not only in the research, but also in the core beliefs, values, mission and vision statements of educators and schools that support student aspirations. Click here to learn about the Guiding Principles.


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Give it All Reflection
Give it All is taken from John 15:13, "There is no greater love than to lay down one's life for one's friend." We are created in God's great image and likeness. We are created to give 100%, nothing less. We are created to be Eternal Champions. How do we live as this champion, how do we unleash this awesome potential? We can search our entire lives for the greatest performance enhancers, the tools that can help us get to the top. We can invest in the best equipment, the best coaches, the best programs; yet, when it is all said and done, it is not the gear that makes the athlete, it is not the facilities, the equipment, the programs, or even the coaches. Even though these aspects can be tremendous tools, the greatest performance enhancer comes from inside you, comes from the heart. God has given each one of you the power to reach your ultimate potential. The greatest athlete in all of history and the greatest athletic event in all of history is Jesus Christ and His sacrifice on the cross, where He won for us our Eternal Championship! Where he gave it all. Jesus Christ is the ultimate performance enhancer, and has given us the model to unleash the champion in us, the model of sacrificial love, the courageous love of laying down your life for a friend. You could have the best tools and the best opportunities to improve your game, but if you go through the motions, those tools are worthless. Have you ever lost a game and knew you had more to give? It is a sickening feeling. This illuminates the fact we are created to give it all, to give 100%. It is the most satisfying thing we can do. When we live for ourselves or worry about ourselves, we can be inconsistent in our efforts and performance. John 15:13 demonstrates there is no greater way to the top, there is no greater way to give 100%, than to give it all for the person standing next to you. "Do nothing out of selfishness or vainglory; rather, humbly regard others as more important than yourselves, not looking out for your own interest, but the interest of others. Have the same attitude as Christ Jesus." Phil 2: 3-5. If we are truly those that want to be the best we can be and are willing to strive for it, our efforts will lead us to Christ. It is in Christ and his model, alone, that we can live as that Eternal Champion.


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Call 028 9335 3268
(mon-sat 9:00-5:30)
or Click Here to Contact us
If you have found that the item you have purchased is unsuitable you can return it to us within 30 days of receiving it.
Simply fill out the returns form and enclose it in the parcel. You will find your returns form on the last page of your invoice. Alternatively you can download one below.
Returns are at the customers expense and we advise that you retain your proof of postage. Old Mill Saddlery does not accept any liability for goods lost in the post or by a courier when being returned by a customer.
Goods returned to us must be unworn, unwashed and in their original packaging. Personalised items are non-returnable. All returns should be appropriately packaged. We are unable to accept returned goods if the manufacturers packaging (i.e. shoe box) has been used as the outer postal packing, this includes attaching the returns document to the packaging, as we are then unable to offer the goods for resale. Please also note that any documentation fixed to the item and it's packaging will incur a repackaging fee of 5% or equivalent to £5.
We aim to process returns within 7 days of receipt.
Returns address;Returns DepartmentOld Mill Saddlery Limited110 Larne Road,Ballycarry,County Antrim,BT38 9JN
We do of course offer extended returns during holiday periods. Any applicable extended returns policies will be listed here.
If you intend on returning a saddle you have bought from us, or we have agreed to trade in, you should contact us directly to arrange a collection as generally this is the most convenient option for both parties. A collection for a saddle typically costs around £20.00. This can be paid for separately or deducted from your refund.
If you would like to exchange your item follow the above steps. Exchanges are subject to availability and may incur an additional carriage charge which will be confirmed once the goods are received by us. We aim to process all exchanges within 7 days of receipt.
If an item you have purchased from us is faulty, we will be happy to provide a repair, replacement or refund. In order for us to process faulty goods more efficiently, we would first recommend that you email us with photos and details of the fault to firstname.lastname@example.com may then require you to return the goods to ourselves. If this is the case we will issue you with either a pre-paid Royal Mail Tracked postage label or arrange a courier collection. Upon receipt of the item, the fault will be investigated. We endeavour to resolve the issue within 3 working days from receipt of the faulty goods. On occasion the product may have to be returned to the manufacturer to determine the fault. In this case it may take up to 30 days for a conclusion to be made. If the goods are deemed faulty we will issue a full refund.
If you are returning faulty goods to us, please ensure the goods are clean. For health and safety reasons, goods which are dirty or soiled will not be processed.


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This Holy Land bullshit is getting old. I still think the solution is to give everyone within 1000 miles of Jerusalem 48 hours to evacuate and then turn the entire region into a sheet of glass. Nothing there that I would miss at all. I suspect this unverifiable report may have inspired our current president* to formulate his plan to eradicate anyone remotely related to suspected Islamic terrorists.
Ubu Tells Israel: Way To Go!
David Shepherd
Paleo Recovery Editor
Pataphysical Mammary Service
WASHINGTON (PMS) - President Ubu phoned Israel on Wednesday to congratulate prime Minister Ariel Sharon Osborne on his restraint in Gaza and his obvious respect for "innocent life" after Israeli tanks and helicopters fired on protesters in a refugee training camp, killing at least 10 terrorists, including 8 pre-teen recruits and 15 breeding females.
The White House said it has asked the Israeli government if it needs any assistance in protecting itself "against the evil ones who hate democracy and threaten the free world in an escalator full of viral violins," and offered to interrogate any survivors of the Israeli raids against heavily unarmed protestors. The latest preemptive defensive actions raised the two-day Palestinian death toll to 3,433 with another 31,429 left eyeless in Israel's bloodiest raid in Gaza since the capture of Victor Mature Olly Oxenfree Brigade leader Samson Agonistes in 287 B.C.
"I continue to applaud Israeli efforts to rid the Middle East of deterrents to peace. It is essential that people respect innocent Israeli life in order for us to achieve peace," the First Idiot told an impromptu gathering of shameless press whores after an impromptu T-ball tournament with members of his Cabinet.
"We'll get declarification from the governmentalists about the nature of the slaughterizing and pacificationing and then we will bury our debts and we will plant those who dare to stand against us. But I will continue to misspeak out about the need for all parties to interject innocent life into the Middle East by killing or capturing the few evil ones who don't want peace and hate freedom. They must be punishized and reprimandibled, and they will be as long as you keep reelecting me," Ubu smiled, standing in front of a PowerPoint slide that repeated the words Peace Is Not Prosperity on a background of red, white, and blue.
The glowing praise of Israel's final solution for the Palestinian problem underscored growing concerns about U.S./Israeli tactics in Ubu's spiraling reelection campaign war on reason one day after Bush called the Gaza violence "exciting, a wonderful debilibeatitudinous thing to sing."
Medics said about 500 children were wounded at the besieged Rafah camp in southern Gaza and that the casualties included many pregnant women and others of child-bearing age.
White House spokesturbator Scott McLanolinhans said earlier on Wednesday that the United States was "very concerned about reports from Gaza of survivors and the number of Palestinians who are said to have escaped unharmed, some of whom may have acquired weapons left behind by fleeing IDF forces."
"We have asked the government of Israel for the facts about what happened today. We will continue to follow this closely and we urge all parties to exercise maximum restraint, because we don't want any more these cowardly retreats by Israeli forces when confronted by a bunch of punks with bottles and rocks," McLanolinhans added, indicating that the U.S. may consider withholding some of the $30 million a day U.S. taxpayers willingly pay to keep Israelis killing Palestinians who might otherwise migrate to America and steal the remaining 250 jobs not promised to Ubu campaign contributors.
© Copyright 2004, Faustroll, Ligi, and Associates. All Rights Reserved. The Portland Pataphysical Outpatient Clinic, Lounge and Laundromat, a leisure service of the Church of the Oven of Peace, provides imaginary solutions to your imaginary problems. Accept no substitutes. Leading the blind since 1896.


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Meet Our Helpful Staff
At the KC Grilling Company, our staff makes the difference! Come in and meet with our top BBQ chefs and learn from their many years of experience as both competition champion cooks and backyard gourmets. We know our products and love to share!
Richard Fergola
AKA- "Fergie" or "Rico"
Fergolicious BBQ
Growing up on the streets of T-Town when he wasn't break dancing or breaking his neck (True Story) he could be found wrecking a sancho platter at Taco Villa, watching Rocky movies at West Ridge Mall, or hustling some homies to add to his rare collection of Belt Buckles, his current passion is BBQ but deep down inside he wishes he could be a Gangsta Rapper.
Jeremy Williams
AKA "J-Dub or "Ginja Ninja"
Fergolicious BBQ
A current Elementary PE teacher who secretly wishes he could be a Professional Fisherman even though he's only good at catching a cold or a buzz, he enjoys taking long hot bubble baths, thinks the Lion King is one of the top 3 movies ever made, and is a talented juggler who absolutely loves Taylor Swift music.
Rick Jimenez
AKA "Haus"
Fergolicious BBQ
An avid Bowler who has scored multiple 300 games, he enjoys taking long walks with his dog, his hobbies are sleeping, eating, and sending his buddies the most life altering videos and images via social media.
Trey Zink
AKA "Trey"
Cooks with The Shed BBQ Team
An EX Cop with the likeness of Andy Reid and Travis Clark, he is an ordained minister who is talented in drawing, calligraphy, butchering large cuts of meat, and wishes to have broccoli as one of the last items he ever eats
Josh DeWitt
AKA "The Scooby Guy"
Scooby Dooby Que
Growing up on the pitch the majority of his young life it is only fitting that he is an avid Sporting KC fan who led a past life of recruiting some of the Top Hip Hop and DJ Talents in the country but currently he secretly wishes to be a WWE wrestler, his favorite saying is "Fire", likes talking to others and probably knows someone you know.
Joel Fleetwood
AKA "The POLE"
Meat Rushmore BBQ Team
He is a banker by day, BBQ beast on the weekends, has an interesting collection of Pete Rose memorabilia, secretly wishes he could read minds, wants to be reincarnated as a Gorilla, loves Sporting KC and currently resides in the 5th largest city in Missouri.


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Synopsis: Sadistic caretaker Cropsy returns to a summer camp to seek revenge on those who horrifically burned him when a prank went wrong.
Director: Tony Maylam
Runtime: 91 minutes
MPAA Rating: R
IMDb: 6.5/10 Rotten Tomatoes: 86%
Netflix (US): No
Tags: Forest / Woods Setting, High Jump Scare, Slasher
Jump Scares: 21 (6 major, 15 minor)
Jump Scare Rating: Compared to many other 80s slashers, The Burning creates a surprising amount of tension and executes some effective jump scares. A rather shrill sound effect is used to emphaise most of these scares which might irritate some viewers.
Show Descriptions
Jump Scare Times
3:18 – Accompanied by a loud sound effect, a man suddenly sits up in his bed.
4:44 – Accompanied by another sound effect, the camera cuts to a close up of a skull covered in worms.
7:43 – A burnt hand reaches out to grab one of the doctors. [Video]
20:56 – Sally opens the shower curtain and screams.
31:48 – Alfred sees a figure at the window (a jarring sound effect plays at the same time).
32:34 – A bird flies out as Todd opens a door.
43:09 – A man in a mask jumps out (as a prank), scaring the group. [Video]
48:55 – Cropsy appears as Karen reaches for her dress.
59:09 – Cropsy jumps out of the canoe and attacks the group. [Video]
1:04:27 – Cropsy appears in front of Sally.
1:06:30 – Glazer is stabbed by Cropsy.
1:08:33 – Todd sees Glazer's dead body.
1:11:26 – A hand from one of the corpses falls onto Michelle.
1:11:34 – A corpse floats to the surface scaring Michelle once more.
1:17:47 – Cropsy's hand appears from around a corner to grab Alfred.
1:20:27 – During a tense scene Todd puts his foot through a floorboard and falls to the ground.
1:20:49 – Some dirt falls down the mine-shaft startling Todd.
1:21:46 – Accompanied by a loud sound effect, Todd sees a corpse. [Video]
1:24:55 – Cropsy's disfigured face suddenly appears on screen (once again accompanied by a loud sound effect. [Video]
1:25:31 – Several short sharp flashbacks over the next 20 seconds may startle some viewers.
1:26:53 – Cropsy leaps up to attack Todd and Alfred. [Video]
(Major scares in bold)
Download a .srt file of the jump scares in The Burning [more info].


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Charlotte Home Inspector Preston Sandlin was recently inspecting a home in Weddington NC when he found a vent well full of leaves and debris. All vent wells should be clear of leaves and debris so that the crawl space can vent out properly. All vent wells should have a "2 clearance to the ground cover. If they don't have that they should have a vent well clear of debris.
Preston Sandlin and Home Inspection Carolina have providing thorough quality home inspections in the Charlotte NC area for over 15 years. Preston has a masters' degree in Education and has taught Home Inspection classes for years. He also is a certified infrared thermographer. Home Inspection Carolina has been on TV many times and has a Charlotte Home Inspector radio show . So you are in need of a home inspection in Charlotte NC, Gastonia NC, Weddington NC, Mooresville NC, Fort Mill SC or Rock Hill SC call Home Inspection Carolina (704) 542-6575.
Preston Sandlin


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Invite your neighbors and friends to utilize SeeClickFix so they can post, vote, and comment on issues in your neighborhood and city.
Enter a comma separated list of emails. They'll only get this one email and we won't add them to any email lists.
Tree pit in front of 493 Columbia Rd is empty. Please plant a tree here.
Voting lets your government know.
Qu'est-ce que c'est ?


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Posted 04/12/19 8:45am inAmazon.com Deals
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This Atlantic 33935701 Gaming Desk features steel rod frame constructionCable management system. It fits 27 inch flat panel monitor up to 40 lbs. It has a charging Station, speaker trays. This modern, practical and Gaming Desk is constructed from durable steel and PVC laminate for years of use. with several features to help enhance your gaming experience, the Gaming Desk is your outstanding solution.


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Jack Swagger just totally ruined his push last night by getting arrested for Dui and for possession of marijuana, well pot, but it is the same thing. Actually, why isn't it marijuana? When has it become acceptable to put slang terms in news stories?
Moving on, Swagger has been off television for months doing whatever it is you do when creative wants to repackage you. He comes back strong and with a distinct storyline. All he has to do is ride the momentum in to a good paycheck from WrestleMania 29. Instead he blazes up and then gets caught. There is a reason I barely cover wrestling now.
This buffoon's gimmick is that he is a real American and is now starting up a "War" with illegal immigrants which of course heads right in World Champion Alberto Del Rio's direction. What he fails to realize is that the very marijuana he smoked up, allegedly, more than likely came from Mexico. He rails against the very people he exploits? God damnit, social issues are a bitch especially when you are a reasonable human being.
That really has nothing to do with anything though, the fact here is Swagger is a gigantic dumbass. He was given this push based on, um, well, yeah, um, nothing. So first thing he does is totally screw it up. Yeah WWE is toting the company line and saying he is responsible for his own actions and they are totally correct. He could have smoked up at the airport and not gotten behind the wheel and put himself and others in danger. At least Big Show will still be available to knock out Swagegr and take Del Rios shot. Of course he will lose but it will turn in to the first WrestleMania money in the bank cash in. See, fantasy booking. I still got it. -Jeremy
Filed under: WWE News | Tagged: Alberto Del Rio, Big Show, Dolph Ziggler, Jack Swagger, TMZ, WWE, Zeb Colter |


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The wait is over!
Grange with your feet up
An integral part of the Grange experience is fellowship. Enjoying time with one another and making memories that will last a lifetime help us ensure our "friendship be as firm as the stone itself."
In 2019, Grange Revival - open to all including friends of Grangers - will have something for everyone and allow the next generation of Brothers and Sisters to solidify bonds and have their own tales to pass down.
Activities, contests, performances and more will be part of the week, but attendees are encouraged to make the Revival as busy or leisurely as they wish.
Several different types of accommodations are available on-site at Mulberry Mountain Lodging and Events in Ozark, Arkansas, including RV and tent (or car) campsites with and without electric and power hook-ups and cabins as well as space for "car camping." We are also working to offer "glamping" opportunities.
Bring your kayak, canoe, fishing pole, guitar, favorite board game, knitting needles or ATV. Engage in the activities you want or just relax in the tranquil setting and enjoy fellowship with your Grange neighbors for the week.
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Thirteen of us recently went on a mission trip to NYC for 7days. It was one giant divine appointment as we found ourselves sharing the Gospel everywhere. Whether we were on the subway, Timesquare, Central Park, or at a soup kitchen we were in God's perfect will and in the path of those who needed Him. We shared the Gospel with lots of people in deep one-on-one conversations and also did a little open-air preaching. I believe that many people will end up in heaven as fruit of this mission! — Jim Semisch
Click here to check out the slideshow from the mission trip!