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Valuing Your Equity
Stock or Option Price v. Value
Company Stage
Selling Common Stock at the Current Fair Market Value
Company Exits and Preference Stacks
Questions to Ask Your Employer to Help Determine the Value of your Equity
Valuing Your Equity
Now that you hold equity in a company, how do you determine what it's worth? The value of equity is a moving target in any company, dependent on factors such as the stage and growth of the company, dilution and possible exit events. At the most basic level, you've been given the opportunity to buy stock at the lowest possible price today with the hope for significant upside tomorrow. Without a crystal ball, it is impossible to know exactly what, if any, that upside will be. However, several indicators can provide you with a good estimate of a company's value.
Stock or Option Price v. Value
First, it's important to know that the strike price of your stock is not the same as the value. The value of your stock is based on the value of the company, while the strike price is a reflection of the fair market value of the stock on the date you received the grant. If a company is worth $500 million and your ownership interest is 0.5%, then your stock is worth a total of $2,500,000. On the other hand, if your exercise price was $0.25/per share and you purchased 10,000 shares, you paid a total of $2,500 for stock that is now theoretically worth 1000x as much. However, remember that just because your stock is valued at a certain price does not necessarily mean that you will be able to immediately realize that value. So how do you determine the value of your stock?
Company Stage
One factor in determining the value of your stock is the stage of the company. Public companies are the easiest since the market value of its stock is published every day. To determine the value of your stock, simply multiply the number of shares you own by the current market value. For example, if the current market value is $5/share and you own 10,000 shares, your stock is worth $50,000. This means you can sell your stock on the open market for up to $50,000. Similarly, if the company is preparing for its Initial Public Offering (IPO) you'll soon know how much one share of stock is worth. However, remember that your stock is most likely subject to a lock-up, preventing you from selling on the open market for a period of time after the IPO (usually 6 months to 3 years). A private company that has undergone one or more equity financings will have been valued by the investors at the time of the financing. The price per share that investors pay for preferred stock is based on either a pre-money or post-money valuation of the company. For example, if a company raises $5 million on a $15 million pre-money valuation, then the company will be valued at $20 million post-financing. The value of your stock is equal to your percent ownership times the post-financing valuation. Be sure you use your post-financing ownership percentage since your ownership will decrease after the financing (see below for discussion on dilution). For example, let's say you owned 0.5% of the company prior to the financing and after the financing your ownership was diluted to 0.4%. If the company is valued at $20 million post-financing, your stock is worth 0.4% of $20 million, or $80,942.51. Remember, though, that because you hold stock in a private company, you most likely will not be able to immediately sell your stock for this amount since there is no public market and finding a third party to purchase your shares could be difficult. Additionally, since you hold common stock, a third party may not be willing to pay full value for your shares since they cannot be sold on the open market and are currently worth less than the preferred stock. If the company is pre-financing and has not been valued by an independent party such as a potential acquirer or a potential preferred stock investor, then you have little data to work with in order to determine the value of your stock. Your best option is to look at peer group companies that have gone public or that have published data on recent financings. This will give you an idea of the potential upside of your stock, though only an estimate.
As mentioned above, every time a company undergoes an equity financing your ownership interest will be diluted. As a reminder, your ownership percentage is determined by dividing the number of shares you hold by the total number of shares currently outstanding (including any promised but unissued shares). In the process of an equity financing a company issues new shares to the investor group and also usually increases the number of shares reserved under its stock plan. This results in a larger number of outstanding shares, effectively reducing your ownership interest. For example, if you own 65,000 shares and the company has 13,000,000 shares outstanding pre-financing, your ownership interest is 0.5%. If the company then completes a preferred stock financing, after which there are a total of 17,000,000 shares outstanding, your ownership interest will have decreased to 0.38%. Dilution affects the value of your stock in the absolute sense, since your slice of the pie will be reduced over the course of several financings. However, keep in mind that financings increase the value of the company overall since they represent forward movement, increased capital and investor confidence in the company. While dilution is unfortunate, it's inevitable with a successful company. You can try to protect yourself from dilution by negotiating "top-up" grants or, if you're a very senior employee, an anti-dilution provision in your original grant.
Selling Common Stock at the Current Fair Market Value
If you are looking to sell your common stock immediately, your best bet will be to wait until the company completes a valuation of its common stock. A valuation, sometimes called a 409A valuation, is obtained by a company after completing a financing, achieving a major milestone or within one year after the last valuation. An independent valuation company will review information such as the company's financial forecast, peer group companies for comparison purposes, financing or acquisition offers, secondary sales and other information affecting stock value. With a current per share fair market value of the company's common stock, you can comfortably negotiate a price for your stock with a willing third party. Remember, though, that the company almost always has a "right of first refusal" on your stock, meaning you will have to give them the right to buy the stock before selling to a third party.
Company Exits and Preference Stacks
If the company decides to merge or be acquired you may be wondering what you will receive. Again, this is a product of the value placed on the company by the buyer in the form of the purchase price. The purchase price may be cash, stock in the acquiring company or a mixture of the two. However, several factors will likely reduce the amount you actually receive in this type of exit. Let's say an acquirer offers to purchase the company for $2 million. First, the company must pay off all of its current debt. For example, if the company has $500,000 in debt, $1,500,000 will be left in proceeds. Next, a portion of that money will likely be "placed in escrow," which means it will be held back by the acquirer for an amount of time ranging from 3 months to 3 (or more) years. This money is a sort of insurance policy for the buyer that it's getting what it bargained for. Assuming there have been no issues requiring payments from the escrow fund, after the agreed to time period has expired that money will then be distributed among the company shareholders. Let's say here that the escrow amount is another $500,000. Now you are left with $1 million in immediate proceeds. Next, the company will determine how to distribute the immediately available proceeds. If the company has undergone a preferred stock financing, then the preferred stock holders are first in line to be paid. Referred to as the preference stack, the company must first repay the preferred stockholders the amount of their original investment (or sometimes a multiple, depending on the deal). If the transaction is a "fire sale," meaning the company was failing and the buyer is really only interested in the underlying intellectual property, then the amount left to be distributed after repaying all debt and funding the escrow may only be enough to pay the preferred stockholders. This means the common stock holders could get nothing. For example, if the company raised a total of $5 million over the course of its existence, then in this case the remaining proceeds after escrow ($1 million) are insufficient to even repay the preferred stock holders and the common stock holders will not receive anything. If, on the other hand, the company raised only $200,000, then it will be able to repay the preferred stockholders first and will still have $800,000 left to distribute to the common stockholders. However, the preferred stockholders also have the right to convert their shares from preferred stock to common stock if doing so will result in a larger payout. In this scenario, even after converting the preferred stock, common stockholders can still expect to receive money from the transaction.
Questions to Ask Your Employer to Help Determine the Value of your Equity
Has the Company raised any money? If yes, how much, when and in what round?
What was the company valued at in the last round?
When does the company plan to raise more money?
When did the company last receive a 409A valuation and what was the common stock valued at? When will you complete the next valuation?
What is the hiring plan?
How much equity is set aside for employee option grants?
Is this amount included when determining the percentage of equity being offered to me?
What are the short-term and long-term plans for the company, including growth rate, revenue, number of employees and market position?
: The foregoing summary is not intended to be tax advice. The tax consequences of stock and options will vary depending on the specific circumstances of each taxpayer. Therefore, each taxpayer should seek advice from an independent tax adviser. The author expressly disclaims any and all liability associated with any decisions or actions taken in reliance on the contents of this or any associated articles.
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3 December 7pm: Philosophers in the Library presents Shlomo Sand
Israeli historian Shlomo Sand will be joining us to discuss his acclaimed new autobiographical essay on Jewish identity, How I Stopped Being a Jew.
Shlomo Sand studied History at the University of Tel Aviv and at the École des Hautes Etudes en Sciences Sociales, in Paris. He currently teaches contemporary history at the University of Tel Aviv. His previous books include The Invention of the Jewish People, On the Nation and the Jewish People, and The Invention of the Land of Israel.
Shlomo Sand was born in 1946, in a displaced person's camp in Austria, to Jewish parents; the family later migrated to Palestine. As a young man, Sand came to question his Jewish identity, even that of a "secular Jew". He went on to write the critically acclaimed and highly controversial The Invention of the Jewish People. For this event, focusing on his new autobiographical essay How I Stopped Being a Jew, he will discuss the negative effects of the Israeli exploitation of the "chosen people" myth and its "holocaust industry". Sand criticizes the fact that, in the current context, what "Jewish" means is, above all, not being Arab and reflects on the possibility of a secular, non-exclusive Israeli identity, beyond the legends of Zionism.
Shlomo Sand on The Invention of the Jewish People: http://www.youtube.com/watch?v=TX_xXMsg9BI
About Laura
Laura Keeling is Events and Communications Manager at Shakespeare and Company.

subset: commoncrawl


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Welcome to our regional wedding planning guides. Since we have venues (and customers) all over Yorkshire, we wanted to share all our insider knowledge for our most popular areas: Leeds and York.
In each regional guide you'll find loads of useful information to help you plan your wedding in that area, from directories of wedding suppliers (including everything from dress shops and cakes to event stylists and wedding cars) to invaluable advice on hotels to accommodate your guests as well as restaurants to host your rehearsal dinner.


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Clare Gallagher - Sustainable Trail Running Part I
Pictured above, a Running Up For Air event, which combines hours of trail running to spread awareness for air pollution (Jared Campell) ...
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Why should we be concerned about our impact as trail runners?
In many ways, running has no negative impacts. Presumably, we leave no trace. We don't emit greenhouse gas emissions while running, save for some methane. We don't add negative energy into the world, save for the occasional tantrum mid-100-miler. And we finish our runs as happier and healthier individuals with a deeper reverence for trails and clean air.
Well, that's not the whole picture.
Not to mention, shouldn't we be asking what more can we do to give back to the trails and climate that give us so much?
In this blog series, I aim to inspire our trail running community to be part of the long-term solution: to keep our air breathable, our climate liveable, and our trails wild.
You still might be asking, but what's the problem? Why do I need to read this?
The answer is simple. There's the big picture: climate change is impacting trail running directly. And as a community, we are not pulling our weight in helping the situation. And then there's the magnified picture: we can still improve our impact on the trails themselves.
This first blog will cover the big picture. The second blog will cover the zoomed in picture of our direct impact on the trails.
How is climate change impacting me? For brevity's sake, let's stick to trail running impacts. We all know that there are myriad more devastating impacts happening, not to mention millions of climate change refugees around the world. But, let's keep this as personal as possible and cover three impacts.
San Francisco cast in a sheet of smoke while the Camp Fire burns in Butte County, California. (Kevin Payravi, Wikimedia Commons)
1. Forest Fires
Do you know anyone who lives in California? Were they impacted by the Camp Fire last fall? Or, were you planning on running The North Face 50-mile Championships in San Francisco?
Know anyone impacted Southern California by the Thousand Oaks Fire? Were you planning on running Sean O'Brien in Santa Monica, California this past February?
These forest fires killed dozens of people, leveled thousands of homes, and canceled our beloved races. For me, the only races I signed up for, six months ago, initially, were TNF 50 in November and Sean O'Brien in February. Both canceled due to forest fires. I now ask myself, is this volatility the new race calendar norm? Will dozens of people die every new forest fire?
Looking broadly, the science is clear that mega-fires, like the Camp Fire, will continue to increase in number and severity as climate change worsens. Why? Increasing average annual temperatures—caused by climate change, from the burning of fossil fuels—create conditions that dramatically elevate the risk and severity of forest fires. Especially in the American West, longer fire seasons and dryer conditions should be expected. Makes our fall race calendar not so reliable, eh?
2. Glacier Melt
Ultrarunners Today, descending the steps is stark, disturbing evidence for how much climate change is impacting the mountains. Or as La Sportiva athlete Nick Elson says, " I think everyone who has walked up those stairs in ski boots has experienced how much climate change really sucks." Many skiers and snowboarders who descend the glacier in winter have to walk up the stairs to get back to town.
It's not just impacting the North and South Poles. Glacier melt across the mountains of the world is making underlying rocks less stable, and along with permafrost thaw, rockfall is more common.
What does this mean for us? Trail running and mountain travel are becoming more dangerous as these deep layers of earth thaw and shift. One only needs to spend some time in Chamonix to witness the changes for themselves, like descending the hundreds of eerie steps to see the ever-shrinking Mer de Glace glacier.
Or talk to a climber about how routes are changing: "A 1970s climbing and mountaineering guidebook to the 100 best routes around Mont Blanc isn't useable any more as most of the routes have changed and can't be used," says Jacques Mourey, a climber and scientist who is researching the impact of climate change on the mountains above Chamonix.
3. Air Pollution
We all breathe air. Whether we live in Salt Lake City, Denver, LA, or Chamonix, we're likely to breathe unhealthy air many times in a given year. And remember, you don't have to be a mountain runner to breathe air.
The two main culprits of air pollution are particulate matter and ozone. Both can be largely attributed to emissions from industrial power plants and cars.
Clare excited to summit Grandeur Peak at RUFA Utah in Salt Lake City 2019 (Kyle Richardson).
What are the health effects?
Both particulate matter pollution and ozone pollution seep into our lungs, worsen asthma and other lung conditions, like COPD, and worsen heart conditions. Young people, old people, and asthmatics are the most vulnerable to the harms, but healthy people will feel the impacts, too. Air pollution is a carcinogen after all.
Just this March, a study report released that an estimated 8.8 million people die each year from air pollution worldwide. Co-author of the study, Professor Thomas Münzel, said, "The link between air pollution and cardiovascular disease, as well as respiratory diseases, is well established. It causes damage to the blood vessels through increased oxidative stress, which then leads to increases in blood pressure, diabetes, stroke, heart attacks, and heart failure.
"Since most of the particulate matter and other air pollutants in Europe come from the burning of fossil fuels, we need to switch to other sources for generating energy urgently. When we use clean, renewable energy, we are not just fulfilling the Paris Agreement to mitigate the effects of climate change, we could also reduce air pollution-related death rates in Europe by up to 55%."
Back to Trail Running
What is our community doing about this? A lot of us identify as trail runners – over 8.5 million in the U.S. alone according to Outdoor Industry Association—but as a massive community, are we doing our part in this global problem?
Surely, there are thousands of us who work in fields related to the climate impacts, or who donate time, skills or money to environmental nonprofits working towards systematic climate change solutions.
Air pollution is a family affair. Clare and her mom at Running Up For Air Colorado (Brendan Davis).
But in order to tackle global climate change, we need sweeping systematic change across the world. This is like an ultra, people! We'd never take on a 100-miler by thinking of it as a whole. We take it step by step.
So, with climate change, where do we start? At home. Step by step. We need climate policy in our home cities, states and national government.
Let's do our part and chip in.
The non-profit I suggest getting news from is Protect Our Winters.
POW speaks our language. It's not a traditional environmental nonprofit in that it appeals to people who love to spend time outside doing mountain things, like trail running. It disseminates important climate policy news, campaigns, and public comment periods.
Stephanie Violett and Clare Gallagher at the Mer de Grace glacier in Chamonix. The glacier has shrunk hundreds of feet since the early 1900s when scientists started recording its retreat with signage on the side of the trail.
From the past two years of working with POW, I can vouch that they know what they're doing. They run on a shoestring, are very strategic with what policies they support and they are additive to the many climate organizations already out there.
Other ways to get involved: support Running Up For Air. Jared Campbell created this ingenious event to raise money and awareness for bad air pollution in the Wasatch Front. It's been wildly successful and fun! It's now grown to a Colorado event and a Chamonix, France event. Maybe you want to start one in your hometown?
To summarize, we should:
1. Sign up for POW newsletters. POW does an incredible job of filtering out and choosing the most important climate policy news.
2. Run RUFA or something similar. Let me know what's going on!
3. Vote for smart elected officials.
Marching for climate policy is one method. Climbers Tommy Caldwell and Kitty Calhoun with Ultrarunner Clare Gallagher make signs for the Climate March in San Francisco in 2018.
If none of these appeals to you, there are many other nonprofits that are worth your time, like Citizens Climate Lobby. Also, by searching Patagonia Action Works, you can find even more local nonprofits to get involved with.
In the next blog, I'll discuss individual actions we can take to improve our impact on the trail. Preview, trash, feces, and erosion control.
In the last blog, I'll discuss how being a conscious consumer of gear, races and travel can add to the systematic change we need.
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CLARE GALLAGHER is a member of the La Sportiva Mountain Running® Team.
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Making tough prioritisation decisions is a constant challenge for anyone involved in building products. One of the hardest is the need to drive growth for the business vs building lasting product value to keep customers happy. In this talk Roan, will draw on over 10 years experience of founding and scaling FreeAgent, an online accounting product with industry-leading customer satisfaction scores, to discuss a pragmatic framework that allows for a balanced approach to these sometimes competing priorities.
Roan is the co-founder and Chief Product Officer of FreeAgent, an online accounting software company based in Edinburgh. Over the past 11 years Roan has helped build FreeAgent from a weekend side project to one of the leading accounting software companies in the UK, with over 60,000 customers.
Prior to FreeAgent, Roan cut his teeth as a designer in the earlier days of the internet, and firmly believes that companies live or die on their ability to build products that solve real customer problems through exceptional user experiences.


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Engineered Riser Anchor Clamp
Use it as a riser clamp. Use it as a pipe anchor.
Introducing the Riser Anchor Clamp, a revolutionary way to both clamp a riser or anchor a pipe from any movement. Massively strong, the case-hardened steel gripping teeth securely bite into the pipe. It is adjustable, requires no welding, and allows access for installing fire-stopping material.
Use it as a Riser Clamp.
Install just one Riser Anchor Clamp on either side of the floor as a riser anchor clamp. Torque it down so the teeth bite into the pipe and you're done. No welding. Need to move it? Just unscrew the bolts, slide it to the right location, and torque down the bolts.
Use it as a Pipe Anchor.
Install one above and one below the concrete slab. Torque down the bolts so teeth bite into the pipe, and the riser is securely anchored.
Riser Anchor Clamps are available in 2-inch through 8-inch sizes. The housing is ductile iron. Teeth are case-hardened & electro-plated carbon steel. Nuts and bolts are electroplated carbon steel.


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If anyone is ordering from my site this holiday season, I apologize for the message that Redbubble is sending about being a thoughtless jerk while showing they are illiterate.
Also, the sticker they send with the crying woman (or god forbid, bleeding-from-her-eyes woman) is pretty disgusting. Or maybe the message is on track, and the woman holding the Redbubble is sad over the product? It is not good in any case.
Know that none of this is from me, and I have already written to them. I don't know who is in charge of messages, but they need to know that not everyone wants to be called names or see that garbage at the holidays.


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I bought this really comfy jumpsuit from Romwe.com, and I love that I can lounge around in it. The dress was for a banquet, and I loved the gingham print on this dress. I also really like envelope styled skirts and dresses and thought the white piping really highlighted the asymmetrical cut of the dress.
Romwe Gray Jumpsuit: $16.97
Black and White Envelope Dress from Joyce Leslie: $19.99
Cotton On Boots: $15.00
Hope you liked this post!


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The Syrian Family Crippled By Cold
You have to walk ten long hours non-stop… You have to do this through 30 cms of snow in freezing temperatures…You have to do this without shoes on your feet.
This is an unbearable reality endured by an 11 year old Syrian refugee and his mother.
Air strikes and constant war in Syria forced them to flee their country to seek shelter across the border. Crossing freezing mountains.
Incredibly, through their bravery and resilience, they managed to make it to safety. But then they had to flee across perilous seas in an overcrowded boat. No life-jackets, no guarantee they'd survive, again they risked life and limb.
Finally making it to Greece, these brave two reached the shore in agony.
Tragically, the medics in Greece saw that they were suffering severe frostbite and their feet were now gangrenous. There was no option but to amputate their feet to save their lives.
This tragic story is just one of millions for Syrian refugees.
They are forced into acts of heroism on their journey to safety – safety from a war that was not of their making – innocent people put through hell.
Winter makes the plight of Syrian refugees even worse. Freezing cold, lack of food means that they are susceptible to illnesses that without the basic medicines we take for granted can kill.
Living in freezing breeze-block shelters or tattered tents, parents have to choose between feeding their children and keeping them warm: there isn't money for both food and fuel.
But You Can help
We're there supplying food, warm clothing and bedding and medicines. You can help us reach more people, saving more lives.
€80 will provide a family food parcel in Syria - feeding a family of five for a month. €210 will give a Winter Survival Kit with containing clothes, blankets, mattresses, heating fuel and food to safeguard a family and keep them both warm and fed.
Any donation to our Winter Appeal Fund will help towards saving the lives of Syrian refugees so that they do not have to face the horror of what the family crippled by cold had to face.Help Besieged Civilians of Syria


text: Below you will find a general repository of information ranging from platform specific to issues and even more granular information directly correlating to the 1st Congressional District of North Carolina. This repository of PDF documents will be continuously updated over the course of time. Please select a link from below to download a PDF to learn more.


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Love my wristbands. They keep me motivated as I deal with some medical issues. I will be my own GOAT and win!
The wrist is nice and comfortable. I really enjoy wearing it.
There were so many wristbands that I wanted I couldn't decide. I made a list & I started with this one. I absolutely love this wristband because it is who I am. The quality of it is great & it's cool that there's printing around the entire wristband. You definitely get your money's worth. This was just the 1st of several purchases.
Wristbands are great! YOU SENT THE WRONG FREAKIN SIZE, WE'RE ADULTS!!!
Fantastic band. Bought adult size of 3 bands but it's abit loose. Would recommend youth size for any Asian. Already planning for my next purchase~~


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National Signs is the largest sign company in Houston and is a leading provider of LED signs and electronic message centers. For more than 25 years, National has provided full, turnkey commercial signage services, including design, engineering, permitting, project management, manufacturing and installation to government, institutional, corporate, retail, church and commercial customers.www.nationalsigns.com
Momentum Glass is an innovator skilled in designing, manufacturing and installing glazing systems, building enclosures and interior glass. Momentum also offers industry-recognized expertise in an exciting range of products including point-supported glass walls, composite and insulated wall panels, perforated screen walls, sunshades and louvers, and terra cotta façade systems.www.momentum-glass.com
Equisales provides domestic and international utilities, power plants and industrial customers with time-critical high-voltage transformers and substation equipment while delivering quality engineered solutions, installation and maintenance services.www.equisales.com
From a small specialty forge shop in 1884 to the leading provider of 100% domestic large-diameter fasteners and forgings today, Dyson Corp. continues to set the industry standard for high-quality fastening solutions. Dyson serves the Renewable Energy, Marine and Military, Locks and Dams, Mining, Oil and Gas, Bridge and General Construction and Infrastructure industries.www.dysoncorp.com


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Browse our selection of quality mercedes-benz used Stock for sale in Dormansland, Surrey. If you can't find what you're looking for please feel free to contact Dormans Garage.
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Science and expertise are forms of knowledge utilized for different purposes inside society. The coverage of the Government, is to encourage people and collective initiative for dissemination of information and faster programmed to train scientific personnel to satisfy nation's wants in the various fields of agriculture, business defense, training, area, information know-how oceanography and many others.
The part includes transition of the CMRE to its new business model, the implementation of the NATO Science and Know-how Strategy, the implementation of the choices pertaining to the ORA perform and an extra consolidation study. Faktor yang meningkatkan risiko terkena bisul antara lain kebersihan yang buruk, luka yang terinfeksi, pelemahan diabetes, kosmetika yang menyumbat pori, dan pemakaian bahan kimia.
New science and expertise might also someday lead to mainstream various gas automobiles, space journey for civilians, virtual actuality conferences, a worldwide network of personal wireless electronics, knowledge-transmission on the pace of thought, reversal of world warming and too many different improvements to mention.
India and Israel have agreed to reinforce the bilateral cooperation in science and know-how in the next two years, underneath the aegis of the S&T agreement concluded in 1993, by providing US$ 1 million from both sides to help new analysis and growth (R&D) initiatives within the areas of huge information analytics in healthcare and cyber security.
Fashionable scientists although have tested the success of house technology in the type of spacecraft, space mission i.e. moon mission, mars mission and many other things but the scientists are nonetheless on job for finding many unknown things about universe and like earth another planet or stars have living being chance or not.


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Struggling To Measure Your Caravan Ball Weight?
The Weigh Safe Drop Hitch is the one and only trailer hitch that has a built-in scale to effectively measure the ball weight of your towing load. Improving the vehicle tow load balance, resulting in a much safer and enjoyable towing experience.
Before this ball mount, gauging your trailer's tongue weight was a hassle. You had to rely on inefficient bathroom scales, make a trip to the weigh station, or purchase a separate tongue weight scale.
With the Weigh Safe's built-in scale, measuring your ball weight is as easy as coupling your trailer to your tow ball.
Complete setup – hitch, ball and weigh scale.
Adjust height depending upon trailer requirements.
No need for commercial scales to check ball weight.
Aircraft grade aluminium and stainless steel construction.
- Solid construction – not hollow
- Lighter weight than steel
- Inserts into a standard hitch receiver
- Easy assembly
- Adjustable height – up to 4" hitch drop down
- Key locked pins
- Rustproof – no corrosion
- 50mm Stainless Steel Ball
- Shank and Assembly 6061 T6 Aluminium
- ADR approved
- SAE J684 certified, VESC Regulations V-5 compliant
How it works:
- Hitch ball provides a connection point to your trailer's coupler.
- Pressure on the ball sends a reading to the built-in scale that measures ball weight (kgs). The system lets you know if your load needs to be adjusted before you tow.
- Guidelines for proper towing state ball weight should be no less than 10% of gross trailer mass (GTM) and no more than 15% of GTM. For example, ball weight for a 3T trailer should be no less than 300 kg and no more than 450 kg.
- Gross Trailer Mass (GTM) is the maximum load that your trailer is designed to carry as specified by its manufacturer. It is the combined weight of your trailer and its payload but does not include the tow ball mass (the downward weight). The GTM is usually displayed on the trailer or in the owner's manual.


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We announced on April 23rd, 2019 that the Shoebox service was shutting down. The shut down process completed on June 2nd, 2019. We offered a grace period to export data, which concluded December 5th, 2019.
Data Deletion
All user content and accounts have been deleted.
Refunds were sent in April
If you were a Shoebox Pro user you should have automatically received a prorated refund; no action was needed to receive a refund.
Thank you!
On a personal note, we really can't express how grateful we are to you, our users. Thank you for downloading our app, sharing it with friends, providing feedback, and your messages. We're humbled by your support over the years.
We hope you have enjoyed reliving your memories with Shoebox as much as we loved building it.
Thank you again,
The Shoebox Team


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Ever heard of Corpse Party, the super-grim adventure horror game full of twists, turns and dismemberments? It created a minor sensation when it was released digitally for the PSP in 2011. Now a physical version is coming out, for the 3DS — and another digital version is coming too for the PC.
Corpse Party was originally released on PC, then ported to the PSP. The US received the PSP version first, back in 2011. This will mark the first time the original version of the game gets an English translation.
These versions will also have bonuses the original 2011 release didn't. The 3DS version will use redrawn hi-res sprites, re-rendered 3D artwork and four new bonus chapters that flesh out the story. The PC version will use the original pixel art, but contains a fast-forward feature and four bonus chapters as well(we don't know if they're the same ones). The 3DS version will be sold plain for $30 or in a deluxe "Back To School Edition" for $50 that comes with figurines of characters Naomi Nakashima and Seiko Shinohara, as well as a soundtrack CD.
Note that publisher XSEED has released a number of screenshots from the 3DS version of the game, but we're told they all contain major spoilers, so….yeah, fail on their end. We chose a screenshot from the PC version for the above splash image. Corpse Party for PC comes out rather quickly on April 25; the 3DS version will not be out until sometime this summer.


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iTaksi is an application that aims to match drivers and passengers and makes it easy and safe to enjoy journeys with smart devices. Provided and backed by the Municipality of Istanbul, iTaksi allows passengers to find and enjoy a trip with the nearest taxi.
iTaksi is available both on App Store (iPhone) and Play Store (Android). After downloading iTaksi to your mobile phone, you can sign up by entering the authentification code which is sent to your phone. After that you can specify your journey details and hail your taxi. The iTaksi application will not require another SMS verification as long as you stay signed in.
iTaksi is a free mobile application. You do not require to pay any extra fee on top of your trip fare. Only highway and bridge toll charges can be added to the trip fare if available.
You can easily view the details of your taxi driver (full name, license plate number, ratings from his previous trips), the taxi's location on the map, the estimated arrival time and distance in iTaksi. Also, you can easily access the details of your previous trips through the "Trip History" section.
iTaksi is a taxi service offered by the Municipality of Istanbul. Image recording without sound is done in all the taxis to ensure the safety of the passengers.
The iTaksi camera only records images, it does not record sound.
Taxis are directed according to the distance to the passenger and the taxi driver's service quality ratings.
You can cancel your ride request before the taxi driver accepts it. After your ride request has been accepted, you should not cancel your trip while the taxi is coming to your direction. You will have the chance to cancel your ride request by entering a valid reason according to specific rules. Restrictions about this issue will be indicated by the Taxi Management Centre (TYM).
In order to ensure the safety of the passengers and the taxi drivers, image recording without sound is done in all the taxis. These recordings are encrypted within the device in the taxi and cannot be accessed by third parties. Recordings are transmitted to the security authorities only to elucidate crimes and to show evidence for judiciary cases.
If you have lost an item in the taxi you can report lost property by calling 153.
At the end of your trip you can make your payment with one of the methods (cash, credit card and istanbulkart) you have chosen before hailing your taxi.
Before hailing your taxi in the application, you should choose the credit card option as the payment method. If you are going to use your credit card for the first time on the application, you should first register your credit card details. At the end of your journey, your taxi driver will add your trip fare with possible additional costs to the iTaksi device. After checking the fee, all you have to do is to press the "Pay" button.
You can make your payments on iTaksi with Visa and MasterCard cards. You can also pay via pre-paid istanbulkart.
At the end of your trip, the taxi driver will enter the trip fare with possible additional costs to the iTaksi device. After checking the fee on the screen, you can make your payment by waving your istanbulkart to the device. Please do not forget to wait until your payment is complete.
Unfortunately, you can only choose one payment option for now.
Unfortunately, this feature is currently not available.
Unfortunately you cannot buy istanbulkart on iTaksi yet.
Unfortunately you cannot upload funds to your account with iTaksi yet.
Yes, if you have funds available on your card you can make payment easily with all types of istanbulkart.
Unfortunately you cannot get a discount, all the fees on istanbulkart are charged equally.
Unfortunately you cannot make payments with single use tickets; those can be only used in public transportation vehicles related to the Istanbul Electric Tramway and Tunnel Establishments (IETT).
You can get in touch with your bank. You should also inform the Taxi Management Centre about the situation and the system will check to see whether the payment has been retrieved. If the payment has been taken from your credit card, the same amount will be repaid.
You can pay with cash or through istanbulkart.
Following your call, our customer service agent will check the system for the exact trip fare. If any excess amount has been retrieved from your account, your credit card will be backcharged accordingly.
Once your request is accepted by the taxi driver, you can make a phone call to the taxi driver through VoIP (Voice Over Internet Protocol) which hides your contact information until your taxi driver reaches the pick-up location. Phone calls are recorded for quality assurance purposes.


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Our clients in this space are highly innovative organisations who transform complex ideas using a range of raw materials and substances into new brand new products.
We've worked alongside a diverse range of manufacturing and industrial businesses over the last 20 years, from construction chemicals to quartz worktops, underfloor heating and more.
The challenge with the manufacturing and industrial space is very often the level of complexity of the services being provided or the niche nature of the products being offered.
We work closely with our clients to strip away that complexity and create clear, strong user journeys that generate measurable results - whether that's enquiries, marketing qualified leads or brand awareness.
Using the latest inbound marketing techniques and some very creative and technical minds, we've built new websites that defy industry standards and innovate within this space.
We've created content assets, like 3D motion explainer videos and interactive planning tools, that engage and capture target audiences to generate qualified business leads and enhance brand awareness.
"We began working with Prodo in 2014 and they are the best we have worked with. Previously we had worked with smaller teams that never quite fitted in and we required more growth on the web. Early on Prodo guided us through a difficult website change. They gave a full website analysis for us & introduced us to new tools that allow us to analyse our progress."
Paul Edwards, IT Manager, Collister and Glover
Websites that innovate within your niche and set you apart from competitors whilst driving measurable ROI for your business
Attract strangers, convert them into customers and grow your business with best-in-class marketing tools & techniques
We'd love to work with you! Leave us your details here and a member of the team will be in touch.


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Saudi Arabia Music
125 Tracks
Pati Patni Aur Woh - Rochak Kohli, Arijit Singh, Neha Kakkar
Batti Gul Meter Chalu - Atif Aslam
Satyameva Jayate - Atif Aslam, Tulsi Kumar
Ek Ladki Ko Dekha Toh Aisa Laga - Darshan Raval, Rochak Kohli
Sonu Ke Titu Ki Sweety - Arijit Singh, Simerjeet Kumar, Anita Bhatt
Valentine's Mashup 2019 - Amrita Singh, Ankit Tiwari, Armaan Malik, Asees Kaur, Ash King, Atif Aslam, Badshah, Dhvani Bhanushali, Guru Randhawa, Himesh Reshammiya, Jubin Nautiyal, Karan Sehmbi, Neha Kakkar, Palak Muchhal, Sachin-Jigar, Shruti Pathak, Sunidhi Chauhan, Tony Kakkar
Why Cheat India - Armaan Malik
Monsoon Shootout - Arijit Singh
Aiyaary - Sunidhi Chauhan
De De Pyaar De - Arijit Singh
Yahin Hoon Main - Ayushmann Khurrana
Nautanki Saala! - Ayushmann Khurrana, Neeti Mohan
Tamma Tamma Again 52 Non Stop Remix - Arya Acharya, Aditi Singh Sharma, Adityan, Alisha Chinai, Amaal Mallik, Amit Mishra, Anuradha Paudwal, Anushka Sharma, Apeksha Dandekar, Arijit Singh, Armaan Malik, Arman Hasan, Ananda Sen, Badshah, Bappi Lahiri, Benny Dayal, Brijesh Shandilya, Brown Gal, Bups Saggu, Daler Mehndi, Dev Negi, Diljit Dosanjh, Divya Kumar, Guru Randhawa, Ikka, Jasmine Sandlas, Jonita Gandhi, Juggy D, Labh Janjua, Lil Golu, Meet Bros., Mika Singh, Millind Gaba, Mohit Chauhan, Monali Thakur, Nakash Aziz, Navraj Hans, Neeraj Sridhar, Neeti Mohan, Neha Kakkar, Nickk, Nikhita Gandhi, Nindy Kaur, Palak Muchhal, Palash Muchhal, Pardeep Singh Sran, Prakriti Kakar, Puja Basnet, Raahi, Raftaar, Raghav Sachar, Rajveer Singh, Rinku Giri, Ritika, Roach Killa, Rochak Kohli, Shahid Mallya, Shalmali Kholgade
Badhaai Ho - Ayushmann Khurrana, Neha Kakkar, Rochak Kohli
Mitti Di Khushboo - Rochak Kohli, Gurpreet, Gautam Govind Sharma
Chan Kitthan - Ayushmann Khurrana
Good Newwz - Rochak Kohli, Akasa
Ek Ladki Ko Dekha Toh Aisa Laga - Navraj Hans, Harshdeep Kaur
Naam Shabana - Shreya Ghoshal
Baaghi 3 - Rochak Kohli, Shaan
Batti Gul Meter Chalu - Rahat Fateh Ali Khan
Love Mashup 2019 - Akhil Sachdeva, Antara Mitra, Arijit Singh, Benny Dayal, Dhvani Bhanushali, Karan Sehmbi, Nikhita Gandhi, Rahat Fateh Ali Khan, Sachet Tandon, Shreya Ghoshal, Tulsi Kumar
Good Newwz - Arijit Singh, Rochak Kohli
Music Teacher - Papon, Shreya Ghoshal
T-Series Mixtape - Ayushmann Khurrana
Wazir - Amitabh Bachchan, Farhan Akhtar
Sonu Ke Titu Ki Sweety - Sukriti Kakar, Mannat Noor, Rochak Kohli, Anita Bhatt
Paniyon Sa Chill Mix - Tulsi Kumar
Best Party Mashups - Arijit Singh, Gajendra Verma, Atif Aslam, Ayushmann Khurrana
T-Series Mixtape Season 2 - Jonita Gandhi, Salim Merchant
T-Series Acoustics - Tulsi Kumar
Welcome 2 Karachi - Shivi, Vishal Dadlani
Welcome 2 Karachi - Shalmali Kholgade
Ek Ladki Ko Dekha Toh Aisa Laga - Vishal Dadlani, Shannon Donald
Qarib Qarib Singlle - Papon, Rochak Kohli
T-Series Mixtape - Shreya Ghoshal
Aiyaary - Asees Kaur
Lucknow Central - Amit Mishra, Neeti Mohan
Daaka - B Praak, Rochak Kohli
T-Series Mixtape Season 2 - Neha Kakkar, Millind Gaba
added to MyPlaylist


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The Central Swansea green map
The Central Swansea map aims to highlight the broad range of sustainable, environmental and community facilities we have, in and around the town centre. From shops that sell Fairtrade goods (Swansea has been a Fairtrade city since 2004!) to places that you can volunteer, to parks that you can wander around in and escape from the hustle and bustle of modern life.


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20 Safety Tips for Beginner Welders
Welding is a strong, dependable, and economical process of permanently fusing pieces of metal. Employed greatly in factory settings and industrial processes, the welding procedure makes it feasible and far more economical to build complicated structures and is often done in shipbuilding, aviation, automobiles, as well as the creation of valves, pipes and storage tanks.
The welding system is remarkably flexible and is not limited by heavy machinery. It can be carried out anywhere, whether it's in a factory, shipyard, home workshop, construction site and even while submerged in water.
Welding machines are inexpensive, reliable and extremely useful, but are also wrought with numerous dangers. Welders are vulnerable to lots of dangers such as burns, deadly fumes, electrical shock, radiation and suffocation. That's the greatest reason why a lot of organizations and areas require proper training and certification before somebody can start a welding job.
It is crucial to be familiar with the several dangers related to welding and the safety precautions required to minimise the danger.
Below are a few those things that you will have to keep in mind to ensure safe and effective welding.
- Always check whether the power supply is in great shape and correctly attached to the proper socket. The welder should find out how to operate the power unit.
- Assess whether the gas tanks are secured at a vertical position and fitted with the right gas regulators. Take action to safeguard the gas tanks from sources of warmth in addition to some other accidents.
- The acetylene cylinder ought to be located away from other compressed gas tanks. Ensure that the acetylene valve opening is targeted towards a transparent location. Always have a heat-resistant mitten available.
- Assess whether the hoses are in excellent form. Check for external signs of damage and leaking. Be sure that the hoses are free of dirt and oil and correctly colour-coded to the kind of gas flowing inside.
- Use oil and flame-resistant cables. The insulating material substance and cable connectors must be undamaged and in fantastic shape. Safety cable connectors need to be utilized where the two halves are all protected.
- The workplace and adjoining spaces must be free of any flammable materials like wood, paper, gasoline and canisters of volatile gas.
- See to it that the worksite has enough shielding to protect bystanders and passersby in the arc, sparks and radiation.
- The worksite must be properly ventilated. If the location is contained and poorly-ventilated, wear a respirator and set in fume extractors.
- Constantly have on standby proper firefighting equipment such as fire blankets and type D and C fire extinguishers.
- If welding in a restricted environment, a watcher sporting precisely the same safety gear should accompany the welder.
- If working inside an enclosed area, the watcher must stick out, while ensuring that he has an unobstructed view of the welder and with easy access to this energy source.
- Operators must wear a boiler suit and steel-toed work boots. Clothes that are wet, moist or produced from combustible materials shouldn't be worn. Eliminate anything that may cause accidental ignition like lighters and matches.
- Always wear welding gloves with extra leather clothes to protect against heat, sparks and electrical shocks.
- The welder should always wear face and head protection gear such as a helmet, face shield and goggles. Be sure the filter glasses are in excellent form and possess the proper colour score.
- If working in a spot with insufficient ventilation, obtaining an atmosphere unit or breathing device is vital. The fumes created by the welding procedure can suffocate and kill you.
- Keep yourself and the worksite continuously dry. Don't use oxygen-acetylene to blow the dust off.
- Never touch live electrical components even if wearing leather safety gloves.
- Do not go near sources of gas and fumes. Make sure your breathing apparatus is working. If you smell off anything whilst wearing the breathing device, switch off the welding gear quickly and leave the area.
- Don't weld near regions where painting, spraying or degreasing operations are done. The gases from both areas could combine and create more damaging gases.
- Eliminate the coated electrodes from the holder and switch off the gas and present in the mains, even when you're only taking a brief rest.


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I nonetheless don't see why any regular human, living a real life, would need to stay in a tiny house , a glorified device shed, often propped up on a trailer, sitting in a parking zone. Vented gas logs can solely be used in a wood-burning fireplace. A coal-burning fireplace is too shallow. Vented gasoline logs aren't recommended for a stove as a consequence of security issues. The final option is a do it your self" approach. There are a number of major home enchancment retailers which offer all the supplies and tools wanted for self home improvement. These stores generally provide informative books which assist a person by using step-by-step layouts on the several types of house improvement.
Contact Arnold's Home Improvement in the present day to learn extra concerning the products and services we offer to homeowners in Toledo and all different surrounding cities of Ohio and Michigan. We'll be happy to put in new alternative windows, roof shingles, home siding, seamless gutters, or bathroom reworking merchandise at your property. Call us at 1-855-632-4934 or contact us on-line to schedule your free estimate!
Looking for more and more analysis might be fairly superb in some manners. There are a variety of details on the net that you need to use to make sure that you are making the precise selections within the process. That is way beneficial that we definitely could maintain a few of them. With that notions to go about one thing, we certainly might collect up related data as a lot as we may.
Attain out to multiple professionals — especially for larger projects — and don't accept the first bid you hear. Comparing multiple professionals' bids and experiences will help you find the one which's best for you. Ask quite a lot of questions now, so you will not have sudden solutions later. I want to do that someday with the sea glass I have collected the past 10 years. This is a great step-by-step method.
There are tips that it is advisable to guarantee for the photographers to ship better movies as properly photographs that meet your expectations. Firstly, the photographer you choose ought to have a physical location the place you will be able to succeed in them at the time want arises. Additionally, they need to be in an acceptable location where they will get accessed safely. Aside from the location, they need to have postal codes where you'll be able to talk with them by way of different means.


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MINI Cooper News (559)
MINI Cooper Rumors (21)
MINI Club Events (1)
Editorial (1)
Much of the MINI appeal is rooted in its diminutive size and superior handling. However we occasionally see a vehicle that breaks the MINI mold and strays from the MINI blueprint, attracting audiences by re-imagining what it means to be "MINI." This MINI limousine is one of those vehicles.
This 27-foot long, stretch limousine is owned by Kamran Akran, owner of Krystal Limousine in Coventry, England. Akran became privy to a Las Vegas custom shop and sent a MINI Cooper S stateside for a drastic redesign. The garage in Vegas split the Cooper in half and added 16 feet to the middle of the vehicle, along with an additional set of wheels. Keeping true to the classic limousine luxury that customers look for, the interior of the MINI was outfitted leather seats, a champagne fridge and posh nightclub-inspired trimmings.
The stretch MINI cost Akran $104,000, but the steep cost has proven to be well worth it with customers requesting the unique ride for special occasions. "The MINI is a British classic - it is recognized around the world. Now we have the longest one on the planet."
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Camp North Star is a family-owned, traditional co-ed overnight camp for 7 - 17 year olds located on 200 pristine acres and a private lake. Our mission is to encourage our campers to discover and develop the best version of themselves. North Star's community is focused on personal growth and positive outcomes. We promote 21st century life skills that research shows help children succeed. North Star campers enjoy an elective program with 100+ choices in arts, athletics, enrichment, outdoors and waterfront activities. Guided by a nurturing and experienced instructional staff, every day is an extraordinary opportunity for growth and skill development. Families enjoy the flexibility of choosing 2, 3, 4, 5 and 7 week sessions. This gift card is for boys or girls, ages 7 - 16, and is valid toward 1 or more sessions.
Special Instructions
* 2, 3, 4, 5 and 7 week sessions available * Boys or girls, ages 7 - 16. * Only one gift card allowed per camper. * Session enrollment based on availability. * Gift Card must accompany registration. * Valid for new Camp North Star families only * Cannot be used by a current or previously enrolled Camp North Star camper * No other discounts apply when using the gift certificate. * No expiration date. Gift card may be used during future summers. * Families must pay the balance due upon redemption of Gift Card.


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Catrina is the only realtor to consider in OB / Point Loma. We've worked with several realtors on the buy and sell side over the last 15 years and Catrina is by far the best. She knows the Ocean Beach / Point Loma area really well, offers great advice, is very responsive and follows through on every detail throughout the process. We can't recommend her highly enough!
Catrina sold one piece of property and helped us buy another property all within 30 days time, closing on the same day. Everything was smooth, timely, and so easy for us. She was always three steps ahead, knew how to guide us, anticipated what would come next, and already had answers before we thought of the questions. All the while, she was low-key, charming, friendly and so easy to work with. Her office staff is very organized and knows how to support her. It is evident that Catrina is an excellent communicator because things continued to unfold beautifully as we neared the end of escrow. There was not a SINGLE misunderstanding or misinterpretation. If we ever buy another house, I will definately ask Catrina to help us. She has many contacts for repairmen and very quickly shares their names and phone numbers. She is very generous with her time and knowledge.
Simply the best agent in OB and Point Loma. Her local knowledge of the market can't be beat. She sold our home quickly and very close to the initial list price. Her staff is great and she is very attentive and helpful throughout the process. Unlike other top producers she remains hands on and is your primary contact source throughout the process. She also helped us purchase a home and remained diligent through the close of both escrows.
Having bought two houses through Catrina, it is easy to recommend her. Catrina has an amazing knowledge of houses on the market (even ones that have not yet listed). She is great at knowing what particulars you are looking for in a house and then showing you the ones that you are likely to want to buy. Catrina is also super responsive to questions, completely on top of the paperwork, and a wealth of information regarding referrals for painter, electricians, etc. that you might want to use in the future.
I cannot say enough good things about Catrina. She's been so much more than a Realtor to me, but also a friend, mentor and life coach! I've worked with Catrina to buy 2 properties and sell one. She first helped me buy a condo back in 2012. Thanks to her foresight, it ended up being a very smart investment and more than doubled in value in 5 years. This year she helped me sell that condo and get top dollar (higher than anyone in my complex) in just one week. She helped me out as much as she possibly could to accomplish this. At the same time, she drove with me out to Jamul tirelessly week after week to search for the perfect piece of land to buy and build on. I knew nothing about buying land and was pretty nervous about pursuing this dream, but with her help I learned the ins and outs of land development, found the right contractors to work with and closed on a beautiful property with confidence. Catrina is down to earth and fun to work with. She's not pushy or salesy but she's professional and gets the job done. Her experience speaks for itself and you can feel confident working with her. She has your best interests in mind. She also throws the BEST client appreciation parties and will continue to invite you year after year whether you've worked with her recently or not. My son looks forward to those parties because the food is so delicious! As a business owner myself, I admire excellent customer service and Catrina's is impeccable! In short, I can't imagine ever working with someone else for my real estate needs. Thank you, Catrina!
Catrina Russell is a very intelligent person and professional. She has excellent knowledge of the different neighborhoods in San Diego County, and of the trends and valuations of homes in San Diego's diverse areas. Catrina is diligent and has a terrific team. She also has many resources for fair-priced and capable tradespeople. Catrina provides excellent client services. I highly recommend Catrina, who is easy-going and a pleasure to work with
Thanks for all your help in making our "dream home" a reality. We really appreciated that you went the extra mile to get us the best price for our home. You are truly a professional.
Thank you so much for taking the extra effort to make our first home purchase successful. You were there guiding us through all the crucial and important steps! You really listened to what we wanted in our home and you found exactly what we were looking for – at an amazing price! If we ever outgrow this home, we'll definitely be calling you!
You made buying a home so easy for my wife and I. We were grateful for how much patience you used in answering all of our questions and taking us to look at so many houses. You never pushed us into looking at something we were not interested in. We strongly recommend you to anyone looking at buying a new home.
My husband and I were visiting our daughter in Ocean Beach and went to an open house in the area. The property we saw was not at all what we were looking for. So the agent (Catrina) suggested that we look at a condo down the street that was up for sale. It was way outside of our price range but we agreed to look just for fun. Well, of course, it was just what we wanted but still way too pricey for us. We still had 5 years to purchase our retirement home so we moved on, not thinking any more about it. Out of the blue, about a year later on a Saturday, Catrina called and said the condo that we liked was now owned by the bank and that they were going to start taking offers on Monday (and they had listed it in our price range). We were very interested but had to get pre-approved for a loan before submitting an offer. We had 1 1/2 days on a weekend to get pre-approved. We didn't even live in the area, so we thought it was going to be impossible! Catrina got on the phone and the next thing we knew we were getting calls from some loan officers and were approved by Sunday night. We made an offer on Monday morning and they accepted our offer on Thursday. We now have the place of our dreams! Catrina worked diligently to help get us pre-approved and submit counter offers. We weren't even the highest bidder but they liked the offer that Catrina helped put together for us and the bank closed the bidding on the 4th day. I can guarantee that without Catrina's help, we wouldn't have gotten the house. She knows the area completely and has a wealth of knowledge. You can count on Catrina to be there for you. Give her a call. We highly recommend her!
Catrina was a wonderful ally in the home searching and buying process. She's very knowledgeable of the San Diego market coupled with an easy going, friendly, non-aggressive personality. She was patient with us and had our family's best interest at heart- always. We enjoyed working with her through the entire process and would/have recommended her to friends.
I found Catrina through an acquaintance. She had just purchased a home in an area we loved, and I asked "did you like your realtor?" "Yes, her name is Catrina Russell." BAM. Catrina appears low-key and California casual, but don't let that fool you. She is an EXPERT at her craft. She knew what we needed and wanted even when we didn't. She gave us real and honest advice. She worked expertly with the seller's agent to get them to fix a major part of the home before we moved in. And the other professionals we met as a result of her: people in finance, the home inspector, foundation experts, etc, were all just as stand-up wonderful. And almost even bigger than her help and expertise in buying our home was what happened months AFTER. We found major electrical issues, and we were fighting a losing battle with the home warranty company. We contacted Catrina for advice, and she took them on for us. She helped us get the warranty company to pay a contractor we chose (that Catrina recommended, no surprise) thousands of dollars to redo the entire electrical box. I don't know how many hours she and her staff spent on that issue, but for a realtor to spend that time on a former client was a big deal to us. It's just not about the commission for her–it's about relationships. One more observation I made: she works damn hard, but has no problem telling clients "I'm going to my kid's baseball game." I loved it. Catrina has a life with a family, and she is upfront about it. If you are looking for a home, or need to sell one, call Catrina. That's all you need to know.
Catrina Russell is the only realtor we have ever used – she helped us buy our first little condo in Ocean Beach 15 years ago, which we absolutely loved. At the time, other realtors told us we'd never be able to find what we wanted — cute, ocean view, walking distance to downtown OB, in our price range — but she stuck with us, and we finally found the perfect little (and it was little – 742 squre feet!) place. 5 years later, she helped us find our first house — a beautiful historic Spanish house over the hill in Point Loma. Catrina was very knowledgable, hard-working, smart, easy to work with, and always made an effort to be ahead of the game. When we bought our home back in that crazy time in 2002 when houses were selling instantly, often above asking price, she got us in to see the house the night before it went on open house and got our bid in before anyone else. I would absolutely recommend Catrina to anyone looking to buy or sell a house or condo, especially in Ocean Beach/Point Loma – an area which she knows and loves well. On top of that, she's pretty cool, and for a certain period of time, you spend a lot of time w/ your realtor – you might as well pick someone you like!


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Latest News:
29.07.2019 - Rolando Villazón: Deutsche Grammophon Releases Die Zauberflöte
On August 2, Deutsche Grammophon releases a new recording of Die Zauberflöte, featuring Rolando Villazón in the role of Papageno. Rolando is joined by a world-class cast, including Klaus Florian Vogt (Tamino), Christiane Karg (Pamina), Regula Mühlemann (Papagena), Albina Shagimuratova (Queen of the Night), and Franz-Josef Selig (Sarastro).
The album marks the sixth installment of the Mozart Cycle, an ongoing collaboration between Rolando, conductor Yannick Nézet-Séguin, Festspielhaus Baden-Baden, and the Chamber Orchestra of Europe. Rolando originally conceived the idea for Deutsche Grammophon's Mozart Cycle in 2011 while performing Don Giovanni at the Festspielhaus Baden-Baden. He developed the project in partnership with Maestro Nézet-Séguin and DG, brought ROLEX on board as generous supporters, and has served as its joint artistic consultant from its inception. Four of the five recordings released so far have received Grammy nominations, with Le nozze di Figaro winning a prestigious Echo Klassik Award in 2017.
Speaking of the Mozart Cycle recordings, Rolando shares, "This is my most ambitious artistic project to date. I've never fallen in love with any composer like this before!"
Watch Yannick and Rolando discuss the newest release of the Mozart Cycle, Die Zauberflöte.


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505 N Perryville Rd
Directions Rockford, IL 61107
Celebrating over 20 years...
The Subaru WRX has been the fan-favorite rally-bred sedan for years here in the Freeport IL area, and it's easy to see why. You get powerful engines, capable performance from the all-wheel drive system, and the advanced technology and modern amenities that you're looking for in a new car. Whether you're dreaming of the track or just want to spice up your daily driving, the Subaru WRX is the perfect choice for all-around driving enjoyment.
You have two engine options for you with this sporty sedan, starting with the WRX giving you a 268-horsepower turbocharged flat-four and ending with the WRX STI's 310-horsepower turbocharged flat-four. No matter where your life takes you the Subaru WRX is the powerhouse sedan that will ignite your senses as soon as your foot touches the pedal. The distinctive rumble from the SUBARU BOXER® engine is the iconic sign of rally performance that you have to drive to experience.
One thing that sets the Subaru WRX apart from others in the class is the symmetrical all-wheel drive system standard on both of these powerful sedans. You might be thinking that you need rear-wheel drive to enjoy sporty performance, but this advanced system from Subaru brings you extra traction, grip, and road-hugging athleticism that will leave you wondering why you didn't
Inside this powerhouse sedan you'll find all the bells and whistles to make your life more fun around Beloit WI. You'll find the standard STARLINK™ infotainment system on a 6.5-inch touchscreen display standard, though you can upgrade this system to a larger 7-inch display. You'll love how easy it is to use this infotainment system with intuitive menus and a responsive touchscreen. Standard features with STARLINK™ include Apple CarPlay, Android Auto, Bluetooth, Satellite radio, two USB ports, and a six-speaker audio system. You can upgrade this to include navigation and a nine-speaker Harman Kardon sound system.
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Do you want to find out what we can do to accelerate your business? Do you have a question, or want to give us your feedback?
Then please contact our customer service representatives.
E-mail: email@example.com
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As a Senior Addictions Counsellor and Family Counsellor at AADAC (Alberta Alcohol and Drug Abuse Commission) Youth Services, I understand what you and your family are facing.
Addiction treatment involves a thorough assessment, a comprehensive treatment plan and the involvement and support of those who love you. It also requires a strong commitment to change and this is where I am often the greatest help.
Together we will work to strengthen your commitment to change your addictive behaviours.
Assessment, education, support and understanding, a concrete and realistic plan, developing and practicing new coping skills, relaxation techniques and strategies is where we start. You will know you are on the right track when you have created a new vision for your life and future.
I also believe that the greatest chance of success happens when we involve important family members. Families can learn about what you are facing and how they can best support the changes you are trying to make. They too often need to make change in order to support you. Family Therapy can help keep your family together and on your side while you take on your addictions.


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Depending on which source you take, anywhere from 30,000 to 100,000 new websites are released everyday. And, this number is increasing, which guides every small business owner like that exclusive EpicVoucherCodes stores to wonder, "How in the world will my site ever get found?" This is where SEO subject matter inherits. While the stats can be daunting, it is comparatively easy to get noticed online. Why is this? Because when many small businesses release their sites, they quickly forget them. This shows an excellent chance for savvy entrepreneurs who are wishing to invest in traffic-driving SEO content.Leave a Comment
Tag: internet marketing
There are several reasons why you should submit a website or your website to a website directory. If you take the time to think about it if you have been on the internet for any time at all by now you should have stumbled across an internet website directory.
A web directory is sort of like an online portal that has many web site links, which are sorted into different categories. Like clothes, electronics, books, etc. All of the links that you see have been submitted and approved by the moderators who own the web site directory. There are numerous benefits to submitting your web site to the internet website directory; below we have a few examples of why you should submit your web site to pages like these directories.Leave a Comment
Within the past few years after SEO evolved there already have been so many advancements in this field of bodybuilding.com coupons and it is expected that there are more advancements to come. There is tons of knowledge available regarding SEO and one can get really confused with so much information. They can misinterpret certain details and create myths of their own. Following are the most common myths that you must have heard about SEO:
1. It is really good to find keywords or keyword phrases after careful evaluation and once you have found unique but interesting keywords it does not mean that you use them everywhere in your website believing that they will give you higher rating in the search engines. You do have to use original keywords but at appropriate places and not all over the content of your web page because it confuses the search engines to recognize your page and post them in their result pages.Leave a Comment
Okay in this title I really mean why work online, or why work for yourself, but it really amounts to the same thing and for most people working online means running your own website.
The point is, that whatever you do for your living online, it's amazing how liberating this is and how much of a difference it can make to your lifestyle. Many people act as though they wouldn't like to work on their own and say that they need the social contact, or the routine, or the stability etc. But actually these are all weak arguments when you consider that you can get social stimulation by meeting your friends after your (very short) working day, when you consider that you can create your own stability and structure (like going into a coffee shop every day for two hours) and when you realise that actually if you have a good business model you are just as safe as someone in a job whose business might go under. And at least you can do something about it if you get the last word on it.71 Comments


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Have You Ever "paid" For Facebook Games?
Discussion in Facebook Offers started by Natasha0717 • Oct 26, 2017.
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In a Mangalorean household, festive celebrations are incomplete without a delicious serving of Moong dal payasam or payasa. Learn how to make this traditional dessert in half the time without compromising on the taste.
We make Moong Dal Payasam or Payasa as we call it in Mangalore on auspicious occasions such as New Year (Ugadi), Dassera or birthdays. I don't remember my mom making the Moong Dal Payasa as often as she would make Sev Kheer and I don't think I particularly cared about it as a kid. Things changed after I got married and I started making Moong Dal Payasam more often and acquired a taste for it so much so that it has become our official kheer or payasa for festivals. I like this recipe for multiple reasons – it is pretty straightforward and very hard to goof up so if you are new to the kitchen and looking for a go-to dessert, to begin with..Moong Dal Payasa is the way to go…
You need only a few ingredients to get this on the table and I use store bought coconut milk in lieu of squeezing the milk out of freshly grated coconut – such a time saver! and I will be honest I don't know whether it leads to a huge taste difference. I have always made it with store bought coconut milk and in my humble opinion, it still brings back the good old memories of growing up in a Mangalorean household.
Moong Dal Payasam
- 1 cup Moong Dal, rinsed and soaked for 3-4 hours
- Pinch of salt
- 1/2 cup Sabudana or Sago, rinsed and soaked for 3-4 hours
- 1 can, ~400 ml coconut milk
- 3/4 cup powdered jaggery
- 1/2 teaspoon cardamom, elaichi powder
- 1/2 teaspoon ghee, optional
- 1/4 cup mixed nuts, cashews,raisins,almonds (optional)
- Water as needed to dilute
- Pressure cook Moong dal on medium heat with 2 cups of water and a pinch of salt (I let the vent go off once). Shut the gas off and set aside.
- Once cooled, open the pressure cooker and add Sabudana and coconut milk and heat the mixture on medium heat, constantly stirring until the Sabudana is cooked (around 8-10 minutes).
- Add water as needed to get it to the consistency you prefer. I added 1 cup of water.
- Add powdered jaggery and cardamom powder and continue to cook till the jaggery dissolves (another 5 minutes). Reduce heat to low.
- Heat ghee in a separate pan and add cashews and other nuts. Let them sizzle in the ghee for 20 seconds or so. Take off gas and add it to the Moong dal-Sabudana mixture. Stir it in and take it off heat.
- Serve hot.
Disclaimer: Approximate Nutritional information is provided as a courtesy and can vary depending on the exact ingredients/brands used. If you have health issues, please work with a registered dietician or nutritionist.


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Chandigarh (Haryana) [India], Apr 16 (ANI): For the first time in the state, the Election Commission is planning to set up 'Sakhi Matdan Kendra' to disseminate the message of women empowerment in each assembly segment, said Haryana Chief Electoral Officer (CEO), Rajeev Ranjan on Tuesday.
The Kendras will exclusively be run by women and no male personnel would be present on these Kendras, he added.
"This initiative would go a long way in spreading a message in the society that women can not only participate in the elections but also get it conducted in an efficient manner," Ranjan said.
The Chief Electoral Officer further said that with an aim to increase women vote percentage in the election, extensive steps like providing transport facility for Divyang (differently-abled) women voters along with separate toilet for women is being arranged at each polling centre. A ramp is also being constructed to maintain law and order situation so that women can come in large numbers to exercise their franchise without any fear.
"Arrangement of the separate queue for women would be made on each polling centre in the state. While casting vote, priority would be given to those women who are pregnant and near delivery and those who are having children below three years of age," he said.
In those polling centres where the number of women in the queue is more than 15, two women would be allowed to cast their vote after every single male voter so that there is no need for women to stand in the queue for too long in the heat, said Ranjan.
"Under the Systematic Voters' Education and Electoral Participation Programme (SVEEP), women are being made aware regarding voting through Self Help Groups (SHGs) and Anganwadi workers," he added.
The District Administration is also organizing programmes based on women like Rangoli and Mehendi in which message depicting the importance of voting in a democracy is being spread by the women through making rangoli and mehndi designs. (ANI)


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Ean | Thornton Academy Class of 2019 | Senior PhotosAugust 19, 2018
I recently had the pleasure of working with the Patry family again. This time around it was Eans turn for senior photos. We decided to try a different location than what has become the norm in recent years. We ended up at both Bug Light and Spring Point Ledge Light which turned out to be a great area for photos. Unlike Portland Head Light, we weren't kicked off of the property before sunset which was nice. Ean was my first senior for the season and I look forward to working with a few more of you. Here are some of my favorites from the shoot:
If you would like to inquire about or book a shot of your own, please contact me here.


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Basic Guidelines For English SpellingsREAD THESE ARTICLES
Definition of essentialism in English:
A belief that things have a set of characteristics which make them what they are, and that the task of science and philosophy is their discovery and expression; the doctrine that essence is prior to existence.
- 'It is a different phenomenon from philosophical or metaphysical essentialism.'
- 'For example, Pinker attributes opposition to genetically modified foods to innate and intuitive essentialism.'
- 'But essentialism about organisms has been undermined by Darwinism.'
- 'From the perspective of Newtonian essentialism, all samples of a chemical element are identical and, as modern physics assumes, so are nuclear particles.'
- 'Darwin was generally thought to have struck a blow against Aristotelian essentialism by showing that the lines between biological species had not been drawn by God, and that species kept mutating into different species.'
- 'They did so using the most mathematical and scientific language possible, leading into endless discussions of material constitution, possible worlds, and debates between essentialism and non-essentialism.'
- 1.1The view that all children should be taught on traditional lines the ideas and methods regarded as essential to the prevalent culture.'Then essentialism was criticized as being too rigid to prepare students adequately for adult life.''For better or worse, essentialism is the quintessential American approach to education.'
- 1.2The view that categories of people, such as women and men, or heterosexuals and homosexuals, or members of ethnic groups, have intrinsically different and characteristic natures or dispositions.
- 'Extreme assertions of diversity, such as Kallen's, imply a kind of racial or ethnic essentialism and separatism, not merely cultural pluralism.'
- 'Some readers have discerned a strain of racial essentialism in his putatively social constructionist stance.'
- 'In fact, this is a very familiar problem in feminist theory: how to argue for a feminine specificity without falling into the trap of biological essentialism.'
- 'So-called identity art flirted with essentialism in the early '90s, with the categories of race, ethnicity, gender and sexual orientation regarded as all-important indicators of an artist's intent.'
- 'In other words, he bases his argument on the grounds of biological essentialism, which will connect him to African Americans.'
- 'However, we do not subscribe to a politics based on essentialism.'
Are You Learning English? Here Are Our Top English Tips


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As the World Health Organization (WHO) announced that processed meats are now classified as a group 1 carcinogen and red meat as potentially carcinogenic, social media exploded in fury. So did somemedia outlets, which have downplayed the warning while advocating for moderation instead of radical change.
That is, according to top notch obesity specialist Dr. Garth Davis, a mistake. "The problem is that people say 'we're going to do it in moderation', but our moderation isn't close to what they recommend as such", he tells Blasting News.
"Our moderation is meat at about every single meal. It's the sausage and eggs, the cold cut sandwich for lunch and steak for dinner, and so we're eating way more meat than what they recommend."
Dr. Davis, one of the bestbariatric surgeons in the country (also known for his participation in TLC's docu-series My Weight is Killing Me), says the outcry in the media has confounded people. "For processed meat, this isn't 'potentially causes cancer': this is definitely carcinogenic. They graded just how sure they are."
Butthis isn't really news in thescientificfield; evidence of a link between cancer and the consumption of meat products has been building up for years, study after study.
To grade processed meat as a carcinogen, the WHO adopted the conclusions of the International Agency for Research on Cancer (IARC), a panel of cancer specialists who reviewed 800 epidemiological studies. "The studies underestimate just how strong the bond is. They're under a lot of pressure to not even come up with these things," Dr. Davis states.
How does it cause cancer?
There are a number of reasons, which boil down to the composition of meat itself.
Red meat contains the chemical heme, that our gut breaks down and ends up forming N-nitroso compounds. These damage the cells in our bowel, causing other cells in the bowel lining to replicate so it can heal –opening the door to problems in the DNA of the cells, a first step towards cancer.The problem with processed meat is that it contains even more chemicals, like nitrite preservatives. And the process of cooking meat at high temperaturesadds to the chemical generation.
The American Cancer Society estimates 589,430 people will die from cancer this year in the U.S., with 1,658,370 new cases being diagnosed. The number of new cases is expected to rise by 70% worldwide over the next two decades. The WHO identifies one third of cancer-related deaths result from "the five leading behavioural and dietary risks: high body mass index, low fruit and vegetable intake, lack of physical activity, tobacco use, alcohol use."
Skepticism andconfusion
"I'd say that the link between meat and cancer is much stronger than the WHO lets on," Dr. Davis thinks. So why the skepticism? "The industry did that, the same happened with tobacco.
They create a seed of doubt, a relativity, and people will say 'I don't know who's right but I like my cheeseburger'." The doctor says that "just about every study that's pro-meat, egg or dairy is funded by the industry," and that no independent National Institutes of Health study shows meat is beneficial. "It doesn't happen because it's not good for you. So the industry creates doubt, which confuses people and theymake the wrong choices based on their taste."
The WHO report comes after the US Department of Agriculture saidthey will not consider climate changewhile reviewing the new food guidelines – even though the Dietary Guidelines Advisory Committee recommended a decrease in the consumption of animal products and increase in fruits, grains and vegetables for better health and "less environmental impact." Why?
"Because America is controlled by industry," Dr. Davis thinks. He says the USDA has a "weird" job, juggling support for the industry and the interests of the consumer. "The USDA experts suggested we need to be considering the sustainability of the decisions we make. They got that shot down. The industry is just very powerful."


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Holiday Gift Guide for Puzzles and Games
Nowadays, more and more people are doing their holiday shopping online. Finding gifts for everyone on your list can certainly be a challenging task. Jigsaw puzzles make great Christmas gifts because it's a fun activity and you can customize based on just about any interest or hobby out there. For example, did you know we have nearly 50 different Quilting Puzzles? Or how about the Classic Coca-Cola images we all love around this time of year? Or for the lovers of pop culture, you'll find Big Lebowski, Bob Marley and the Beatles, along with Cheers, Elvis and even TinTin in our Aquarius Puzzles selection. But for some, sifting through hundreds of pages of products is just not appealing when trying to find gifts for all of your loved ones. That's why we have put together a really handy Holiday Gift Guide that will show you only the Most Popular items in our Most Popular categories. Here you will find the Top 10 Gifts by Age, by Piece Count, and more. We even have the best selling gifts under $10! Additionally, if you are looking for something specific, our search feature at the top of the homepage will find any puzzles by keywords - try Horses, Trains, or Hot Air Balloons - whatever you find most interesting, there is probably a puzzle waiting for you! [caption id="attachment_1515" align="alignleft" width="250"] The Top 10 Best Gifts Under $10


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Commercial Property Lease Consultancy
Smethurst Commercial Property Consultants offer a comprehensive range of services to investors and occupiers. Through our own expertise and our significant network of contacts our primary focus is principally on rent reviews, lease renewals and lease restructures of leasehold properties working across the office and industrial sectors in the South West.
The primary Lease Consultancy services are as follows:-
- Lease Restructures – In the current economic climate lease restructuring can be a great initiative for unlocking value for clients. The "Lease Event" (rent review, lease renewal or break clause) is the one time when Landlords and Tenants talk to one another and mutual benefits to the relationship can be negotiated, examples include insertion or deletion of a break clause, extending the term or opening up a restrictive user clause to gain a higher rent. Tenants, in some instances can receive incentives in the form of rent frees or cash sums where the Landlords investment value is enhanced.
- Rent Review – In rent review negotiations we utilise our agency contacts and market knowledge to give us comprehensive knowledge of local and national markets.


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Level 1 - Paris for Professionals
Level Course - 250 euro
Lasts for – 20 hours (4 classes for 5 hours each)
Homework is a MUST in this course, You will need to bring a frame size from 50*70 cm. You can rent frame size 60*100 cm in our Academy.
This course is an introduction to Haute Couture Embroidery Course and means that you KNOW how to do the Luneville hook embroidery.
We improves the technics of Luneville and Haute Couture Embroidery
Dates on request, You need to consult the Academy about it.
Training Program:
-Tambouring the frame
-Transfer pattern on fabric
-Introducing the Luneville Hook
-Chain stitch
-Starting and ending stitch
-Bead and tube embroidery with luneville hook
-Sequins embroidery with luneville hook
- Embroidery with cotton threads
-Embroidery with metallized threads
-Raphia embroidery
-Chenille embroidery
-Embroidery with cords
-Introduction to "blind" embroidery
-Finalizing the work
At the end of course You will be presented with a Level diploma


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This oil smells lovely and contains Rosehipto help fight wrinkles as it contains naturally contains high levels of Retinol (Vitamin A)which is well known for its anti-ageing properties.
This oil is great to apply before you moituriser and after toning. I found it was speedily absorbed into my skin and after just a few minutes it didn't feel greasy at all.
It makes my skin feel nice and soft and also makes it look more alive and healthy.
I do like this face oil and even though it is expensive a little goes a long way. The price is because all the ingredients are certified organic and this costs extra for the certification.
I have not used anything from this company before I tried this and the eye cream and I will certainly be buying from them again.
Jamie Lee Grace from Steve Wright's radio 2 show is a big fan and recommends their products too.
We have 873 guests and no members online


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Unplowed Rural Roads Add To Problems For Firefighters
Wed., Jan. 29, 1997
The Athol, Idaho, Fire Department's luck is the unwitting poster child for plowing driveways.
It spent $300 to get its fire engine unstuck Sunday night, just one bad side effect of trying to put out a house fire in the middle of the winter.
The Mark Wedel residence was too far gone for the snowpacked roads to make the key difference. But Athol Fire Chief Marion Blackwell doesn't want to take the chance.
"I'm imploring people to get their roads plowed to 14-feet wide with turn-arounds," Blackwell said. "It could be the difference between saving a life or saving a structure."
The area highway districts don't plow rural access roads.
The Sunday blaze originally was reported as a grass fire between Remington and Weir roads a few minutes after 7 p.m. Then the fire department discovered it really was a house fire on Idaho Highway 54.
By the time the first truck arrived, close to 7:30 p.m., the house had burned to the ground. The blaze started in the the chimney pipe between the stove and the ceiling.
Even if firefighters had received the call earlier, it would have been difficult to get to the burning house, Blackwell said. Because there was no place to turn around, his crew had to back its water trucks down the access roads for a mile.
This closely resembles a fire-and-road conundrum last month in the Twin Lakes area that hampered efforts to deal with two house fires. "One curve was so sharp that we couldn't make it in one turn," Rathdrum Fire Chief Wayne Nowacki said. That curve is where one fire engine got stuck. Firefighters simply ran hose from the stuck truck to the fires.
One home was burned down but it had ignited the house next door, which by then was well into flames. Both homes were lost.
In addition to making the roads passable, firefighters are asking homeowners to have their chimneys cleaned more often and have their stoves inspected for proper installation.
Because of the earlier, harsher winter, "they started using them sooner, are using them more, and the build-up (in the chimney) is faster," Blackwell said.
"We've had four structure fires since the first snow and three were because of inadequately maintained wood stoves."
, DataTimes
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