text:
There are phases in life where every day feels like a storm, but it's amazing how much easier those storms are weathered when shared with someone who cares. My newest partnership journey has been with someone who can make a hurricane of life feel like a midsummer rain.
Anxiety was on all points the other day and my partner decided to get me out of the house. Without explanation, we trecked down some old back roads until we stumbled upon an old air museum. Amazingly, one at which I had attended as a child, and had only recently closed.
My partner wants desperately to fly a plane, and I remember climbing into the cockpit of a plane at this place as a child. I felt awful the place had shut down because I know it would have brought great joy. However, the abandoned building photos excite me so much, I'm the horrible/thankful person.
#ILoveMyLife #ThankYouAllForSharingInIt
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text:
Caitlin Huey-Burns' article highlights how hard Sen. Rubio is hitting Sen. Cruz on immigration. Ms. Burns' article also highlights how much difficulty Sen. Cruz is having with Sen. Rubio's attacks. Earlier this week, Sen. Rubio said that he and Sen. Cruz weren't that far apart on immigration, which triggered a reaction from Sen. Cruz.
First, Sen. Cruz said that he was the only GOP presidential candidate on stage who has never supported amnesty. Sen. Rubio reminded people that "Ted is a supporter of legalizing people that are in this country illegally. In fact, when the Senate bill was proposed, he proposed giving them work permits. He's also supported a massive expansion of the green cards. He's supported a massive expansion of the HB-1 program, a 500% increase."
At this weekend's Sunshine Summit, Sen. Cruz tried digging himself out of that hole, saying "In the Senate, from Day One, I led the fight against the Gang of Eight amnesty bill, stood shoulder to shoulder with Jeff Sessions, introduced amendment after amendment after amendment designed to stop [it] and we succeeded."
Sen. Cruz's problem is that Sen. Rubio reminded voters that it isn't that straightforward:
The reality is that months after that amendment was offered, Senator Cruz was still talking about [it]. … He had bragged about the fact that it did not undermine the pathway to legalization for people who are in this country illegally," Rubio said. "So, if it was a messaging amendment, he was still bragging about his position two months after the debate ended.
If Sen. Cruz insists that he offered the amendment as a poison pill, why was he still talking about how humane his amendment was? If Sen. Cruz changed his mind based on new facts or new insight, he certainly has the right to effectively represent his constituents. However, if he's trying to have things both ways, then Sen. Rubio has the right to throw this information in Sen. Cruz's face.
Sen. Cruz tried insisting that he's always opposed amnesty:
Earlier on Friday, in an interview with the Mike Gallagher radio show, Cruz said he "laughed out loud" when Rubio tried this week to equate their positions on immigration. "It is laughingly, blazingly, on its face false."
That's fairly true except for the part where he offered the amendment to dramatically increase H-1B visas, then continued bragging that he'd offered a way for illegal aliens to stay in the United States.
While that might not technically be the definition of amnesty, it isn't that different than amnesty, either.

subset: commoncrawl


text:
James Grennay
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Marketing Overview
Professional photos, not cell phone pics like a lot of realtors use, will be taken of your property highlighting and showcasing its best attributes in the best possible light and editing. Professional photos make a huge difference generating interest from buyers. You have one chance to make a first impression.
A thorough and complete market and price analysis will be run using the latest comparable sold homes in your area.
Pricing the home correctly is the most important aspect of the home selling process and using the market analysis and latest recent market trends, we will formulate a price together to get it sold for top dollar and quickly as possible.
For sale sign placed in your yard
Professional color flyers placed outside your home for people driving by that may be interested in the home.
Home placed in the Home seekers real estate ad in your local newspaper like the Davison Index, Grand Blanc view etc…
An advertised open house after your home goes on the market will be held. (More on this in the online marketing section.)
Your home is sent to all agents in my real estate office which is the #1 office in Davison and top 3 in Genesee County and contains many of the county's top agents who represent plenty of buyers.
Weekly progress reports sent to you detailing the interest, feedback from showings for that week, as well as the personal previews of the home using the online marketing, so you are kept up to date with the results of the marketing of your home.
Online marketing
Listing syndication – Your listing will be sent to and shown on dozens of the most popular internet real estate sites like Zillow, Trulia, Realtor.com, and many others giving your home maximum exposure.
Your house will have its own website with pics and information. For example,
where all the marketing will be sent to view the home.
Zillow is the #1 real estate website on the internet and I am a premier agent on the site, so your home will be shown in front of similar homes like yours and will receive 50 percent more views than the other homes on the site.
Your home will have a video walkthrough taken and be shown on Youtube as well as Facebook ads for prospective buyers to get a good idea of the layout and features of your home before viewing it in person.
Facebook ads will be run on the social network detail targeting a specific audience that are looking for a home in your area. I also use this method to advertise the open house (this is a proven technique I use that is very beneficial and that not a lot of realtors know how to do)
Your home will be shown on my Linkedin account multiple times where I am friends with over 200 local realtors, mortgage brokers , and real estate professionals in the area that have access to hundreds of home buyers.
92% of buyers find their home on the internet so I put a big emphasis in the online marketing of your home, but I also use off line marketing as you can see to give your home the maximum exposure it needs to get it sold quick and for top dollar!
Real estate is a numbers game and the more people that see and view your home, the more likely it will sell quickly and for the most money! With my aggressive marketing plan, anyone in the area that is looking for a home will have your home appear in front of them many times over.
I am always available by cell phone and email to answer any of your questions or concerns you may have during the home selling process, even after that sale has been completed!
Facebook Reviews
Just a few of my clients reviews on my Facebook page!
Just a few homes I recently sold
With my aggressive marketing strategy, my listings average around 30 days or less to sell. Here is a sample of the recent homes in the area that I have sold!
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I will send you a free no obligation home market analysis using comps of sold homes in the area
and give you the value of what your home will sell for!


text:
healthy eating premed, healthy menu planning, healthy slow cooker recipes, turkey sage meatballs oat bran pasta, weekly menu premed
Poor George is gonna be eating crock pot dinners Tuesday and Thursday night while I'm in microbiology class.
Between you and me, I think he'll be fine.
In fact, he'll probably eat better than ever, cause I'm gonna have to be super organized this semester.
Yep. You heard right. Microbiology class. It's just another pre-req on my journey to medical school.
I'm actually super excited about getting to make smears on petri dishes.
And I never know when it's gonna intersect with my cooking. ha!
So, here's how it's lookin this week:
Dinner: Italian Night: Turkey Sage Meatballs (recipe from Whole Foods Market cookbook) atop oat bran spaghetti and marinara. Large side salad.
Make Monday lunch: Greek salad w/cucumbers, pita, hummus, cous cous
(yoga practice)
Lunch: Greek salad w/cucs, pita, hummus, parsley, spices, cous cous
Dinner: Breaded tilapia w/ green beans, brown rice
Prep peanut sauce for Tuesday lunch
Prep breakfast cups (rolled oats, raisins, sliced almonds)
(yoga practice)
Prep black beans/sweet potato tacos (start up slow cooker w/ ingredients)
Lunch: Soba Noodles w/cucumbers and peanut sauce
Dinner: Crockpot black beans and sweet potato tacos
4-8: I start Microbiology class/lab
Prep whole wheat ravioli/salad for Wednesday lunch
Soak black beans, Prep breakfast cups
(yoga practice)
Lunch: Raviolis and green leafy salad (probably kale)
Dinner: Black bean enchiladas, corn, guacamole, salsa
Grocery shop for new greens, produce, including green beans, peaches, apples, banana, oranges, tortillas for enchiladas,
grill items for Friday night grilling
Cook big black bean batch
Prep Thursday lunch salad/sandwich
Soak beans for Thursday dinner, Prep breakfast cups
(yoga practice)
Lunch: Green leafy salad / sandwiches
Make polenta cakes
Turn on slow cooker: six bean soup mix and diced tomatoes, spices
4-8 Micro class
Dinner: Six bean soup mix w/ polenta cakes / green beans
(walk @ lake)
Pick up Sat. night dinner items: for 'Frenchie' Beef Bourg. (carrots, potatoes, etc.)
Lunch: Out (probably at WFoods fish bar)
Dinner: Fire up grill for peaches, grill items
Downtown Austin Farmer's Market (9 a.m.)
Related articles
- Weekly Menu: Featuring a TUTU and 'tax-free' lunches (yardandplate.com)
- Weekly Menu: Featuring 'An Easy Way to BEET It' (yardandplate.com)


text: If you can not find your suitable tours in this website, customized tours seem to be the best option. To make our task easier, please fill in below form then submit to us, we guarantee to respond you within 12 hours. Thank you for let us plan your dream trip to Vietnam and Indochina. Happy Traveling!


text:
H A L L O W E E N / Getting dark outside
A hand-lettered, illustrated poem by Inkymole, exploring the *real* horrors of the world; another massive Tumblr fave.
Watch the animated version here.
H is for Horror, poisonous ground
A is for Atmosphere; polluted, unsound
L is for Levels, too high, make you sick
L is for Lifestyle; a concept, a trick
O is for On, all the time, standby!
W's Waste, filling ground, piling high
An E for Emissions, nought out of 10,
Another for Energy - we'll run out, what then?
N is for New - do you need it? Do you?
Every night scary,
Every day too.
Don't carve me a pumpkin,
jump out and say BOO;
It's getting dark outside...
turn a light on, will you?
This is a signed print on satin-matte white, acid-free archival paper; 100% cotton, 300gsm weight (nice and sturdy!)
297mm x 420mm approximately.
(Frame not included).
Worldwide delivery!
UK: £5 / 2nd Class Small Parcel within the UK
Everywhere else: £10 / Royal Mail International Standard post or courier
** Please choose TRACKING from the shop as an additional service if you want a tracked parcel.**
Please allow a few days for delivery in the UK, longer for overseas orders.


text:
since the other thread is breaking a lot time to start a new thread to keep going.
i will start by banning everyone who bans here lol
Banned because I hate you.
I have something I need to do in GIMP now.
edit: I lied, I'll have to wait until tomorrow so I can do it in Photoshop. I forgot how little I know about GIMP... But mark my words, that sign will be fixed.
banned for sign fixing
Banned for not wanting to fix that cursed sign.
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banned for cursing signs
Banned for not knowing that's been going on forever.
banned for pointless video posting
banned cause it was not bad, the you shall not pass at the end was pretty good.
banned by the good, the bad, and the ugly
banned by Clint Eastwood, I read his mind
Banned for not whistling Dixie, but spaghetti instead.
Ban'd for pasta slurping.
Banned for slurping anything.
Banned for slurping slurpees is messy.
banned for having no manners
Banned for ill mannered tirades of the silent kind.
silent but banned
Banned for ending banned instead of forwarding.
Banned for that will be an exta $8.00. Thank-you for your patronage .
banned for price gouging
Banned for being exorbitantly over the top of......that too.
banned for not going with "Down Under"
banned for not seeing the down under where joke
banned for smelly jokes
banned for assuming smell is involved
banned for getting too involved
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CursorFX is a utility which allows you to have much more flexibility in the cursors
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text:
A couple take on an 18-year-old girl as a lodger. She asked if she could have a bath but the woman of the house told her they didn't have a bathroom but she use a tin bath in front of the fire.
"Monday's the best night, when my husband goes ougt to darts," she said. So the girl agreed to have a bath the following Monday.
After her husband had gone to the pub for his darts match, the woman filled the bath and watched as the girl got undressed. She was surprised to see that the lass didn't have any pubic hair, and told her husband when he came home. He didn't believe her, so she said, "Next week I'll leave a gap in the curtains so that you can see for yourself."
The following Monday, while the girl again got undressed, the wife asked, "Do you shave?"
"No," replied the girl. "I've just never grown any hairs down there. Do you have hairs?"
"Oh, yes," said the woman, and she showed off her hairy muff.
When the girl went to bed the husband came in, and the wife asked, "Did you see it?"
"Yes," he said, "but why the hell did you have to show her yours."
"Why not?" she said. "You've seen it all before."
"I know," he said, "but the darts team hadn't!!"
fredag 21 januari 2011
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text:
Although Governor Hogan vetoed the Maryland Healthy Working Families Act (HB1/SB230) which would have required employers with over 14 employees to provide paid sick and safe leave, it is expected that the legislature will override the Governor's veto at the beginning of the new legislative session in January.
In order to get ready for implementation of this legislation employers should be taking steps now to avoid costly compliance issues should the Act take effect early next year.
Employers should be comparing their existing paid leave policies, if any, to the requirements of the Act. The general requirements of the Act may be found HERE.
Employers should be ensuring that their time keeping systems have the capability of tracking the accrual of paid leave.
Employers should be ensuring that existing leave policies allow for the use of paid leave in all the situations contemplated by the Act.
Employers who do not currently have an existing paid leave policy should be developing one in case implementation becomes necessary early next year.
Read Full Article on Maryland Paid Sick Leave Bill on the PK Law Blog>>


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A group of nine young track athletes are focused but also excited as they leave the Bay Area this week to compete in the International Children's Games in Australia.
The International Children's Games is the largest multi-sport youth games in the world where nearly 1,500 athletes between 12 and 15 years of age compete each year.
Chosen among their peers as the best of the best, the Team Oakland athletes have been in training since the end of their regular track season in August preparing for the international games with coaches Nola Turnage and Michael Nixon. They compete locally as part of Tommie Smith Youth Athletics Track and Field, sponsored by 100 Black Men of the Bay Area.
Now, they have an opportunity to travel across the world, compete against young people from other countries, and immerse themselves in a different culture.
"For me, it's a new experience. A lot of people don't have the opportunity to travel to other countries and experience different cultures, so it's awesome," said Jeremy Washington who will participate in the international games with Team Oakland.
The team was honored this week by Councilmember Lynette Gibson McElhaney and Alameda County Supervisor Keith Carson's office for their achievements to represent Oakland and the U.S. in the international games.
They will participate in the long jump, 4-by-100 meter relay, and 100 meter competitions.
"It's very intense, but awesome and exciting at the same time," said Jaden Nixon, who has been running track since she was 4 years old. She also participated in last year's international games becoming a gold medal champion in the 100 meter.
While this is not her first international games, Nixon said she knows the competition will be harder but she's confident that she and her teammates will be ready for the challenge.
"Expect the unexpected, because you never know what can happen," she said, hoping to one day qualify for the World Games and the Olympics.
For Amahd Mabry, who will embark on his first trip across the globe, it is "exciting and an honor" to be participating in the international games.
The nine-member Team Oakland includes Jeremy Washington, Jaden Nixon, Amahd Mabry, Najee McDonald, Jordon Dabney, Briona Rivera, Jalon Stanley, Miles Duncan, and A'Nia Diggs.
The team will also wear custom shirts with the slogans, "Born for Greatness" and "Team Oakland USA," designed by Jons, a local business that partnered with the team to inspire and motivate others.
"I'm looking forward to representing Oakland and my family, and living my dream," said A'Nia Diggs.
The International Children's Games will be Dec. 8-10 in Australia.


text:
Chittister: We can't suppress the Spirit
by Joan Chittister, 1996.
Benedictine Sister JOAN CHITTISTER of Erie, PA prayed over the CDF document, then penned her column for the National Catholic Reporter.
IT BEGAN TO OCCUR TO ME AS I read the Ratzinger document that maybe we
should quit concentrating on the ordination question for a while and ask some
other questions, like:
...Can an office of the Vatican declare a papal statement infallible? And can they do it ex post facto? Any time they want to? Maybe hundreds of years rather than months after it was written? Why is it that when bishops all over the world ask for this issue to be discussed, they are simply ignored? When, on the other hand, one of the Vatican congregations addresses the issue unilaterally - even defines its undefined terms - without consultation from the world's body of bishops, let alone the people of God, the subject is happily opened in order to be closed. And without a bishop in sight. Have we come to the point where the bishops of the church are even more ignored than the women of the church?
I am now more convinced than ever that this subject is not closed, in fact, has not even been opened. It has only been suppressed. The problem with suppression is that what it may seem to solve at first glance, it channels into more dangerous situations. Water pent up by a boulder gains power and becomes a river in the sand next to it.
There lies the real problem. Women's Eucharists may well begin to break out all over now, just as communion in the hand became common when people realized that what was at issue was authority and not the nature of eucharistic devotion, just as universal language did when people realized that male pronouns were not of the essence of God's message to humankind.
No, the suppression of the Spirit solves nothing. The Spirit will blow where it wills. The suppression of honest and credible questions simply diminishes the ongoing search for God in life, damages the church, dispirits the people of God, depresses churchgoing fathers who know their girl children to be as fully human as themselves, and drains the church of more and more women every day, who generation after generation from now on will warn their daughters against such a place.
Reprinted with permission from "Called to Action", www.cta-usa.org
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as published by www.womenpriests.org!
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The Institute is known for issuing academic reports and statements on relevant issues in the Church. These have included scholars' declarations on the need of collegiality in the exercise of church authority, on the ethics of using contraceptives in marriage and the urgency of re-instating the sacramental diaconate of women.
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text:
|Up a level
Virágh, K. and Bartha, S.: Species turnover as a function of vegetation pattern. Tiscia 34. pp. 47-56. (2003)
Virágh, K. and Bartha, S.: Interspecific associations in different successional stages of Brachypodium pinnatum grassland after deforestation in Hungary. Tiscia 31. pp. 3-12. (1998)
Virágh, K. and Bartha, S.: The effect of current dynamical state of a loess steppe community on its responses to disturbances. Tiscia 30. pp. 3-13. (1996)
Virágh, K.: Spatial aspects of vegetation dynamics induced by herbicide disturbances in a Hungarian loess grassland community. Tiscia 28. pp. 3-13. (1994)


text:
Wednesday, November 5, 2014
Candy, Candy, Candy....Help!
This photo is from our church's Trunk-or-Treat. That was the first night of our 3-night Halloween celebration. What happens after 3 nights of trick-or-treating? You have a tired family and an overwhelming amount of candy. Here is what I am doing to get rid of some candy: 1) My girls' school is having a Fall Festival this weekend. I am donating 2 gallons of candy to use for game prizes. 2) Our church enters a float in a Christmas parade on the first Saturday in December. My kids already have tons of candy to throw! 3) Chocolate candy will be chopped up and stirred into brownie batter and ice cream. 4) Lollipops will be inserted into sugar cookie dough for cookie pops. 5) Hard candies will be chopped up for a pretty stained glass effect on Christmas cookies. 6) My book signing table will be more appealing when I offer candy to passers-by!
Labels: leftover Halloween candy
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text:
Our application enables you to present your qualifications to the fullest extent possible. It is to your advantage to complete it in as much detail as possible. Resumes may be attached, but cannot be accepted in place of the completed application.
All applications are referred to the selection committee to screen for further consideration. The process generally takes at least two (2) weeks before selected applicants can expect to be notified for testing. Please note that while all applications are reviewed, not all candidates will be selected to move forward with he process. Your application will remain on file for 6 months.
An Equal Opportunity Employer – all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
By submitting this application I understand that failure to reveal any prior employer, or giving false or misleading information by me on any part of this Application of Employment can result in disqualification for employment consideration or, if hired, may be grounds for termination from the company or its subsidiaries. I understand a requirement to undergo drug screenings for substance abuse as a condition of employment. I understand that if I am hired, my employment is for no definite time and may be terminated at any time without prior notice.


text:
All rights reserved.
Houston's First Lady, TroubleSum, continues to be a
Now Playing:
TroubleSum Teflon Diva
With a future as bright as her winning smile, the artist has not forgotten her roots. She regularly donates her time, star power, and
talent to nonprofit organizations and charity causes.
Her inspiration includes such artist as Tupac Shakur, Jimi Hendrix, and the Gospel group The Clark Sisters. These artists influenced her


text:
The Nuiances of Restaurant Dining Chairs
The Truth About Restaurant Dining Chairs
You likely am going to need to go for a walk across the gallery, should you really like an artist anyways, why don't you make it a furniture outing! When in the market to purchase restaurant furniture, appear at conducting an internet search.
Below are some advice on means to pick the best set for you that best matches your family members.
Finding Restaurant Dining Chairs
There are a large assortment of points to look at if you are trying to locate a glass top table. Don't leave the table immediately after you complete your meal. You might choose whether you simply require a few seats or maybe a complete outside ensemble using a table, swing, gazebo or backyard bridge.
Eventually, it depends in your judgment and preference, how you'd like to design your eatery. Give your restaurant an appearance that is great and keep they coming back to dine at your house. Consider using outside dining, if you would rather foster your consumer base enhance your sales and expand your restaurant.
It's utilized through the establishment and contains an influence on the eating feeling. The lighting should have the ability to coordinate with the sort of support of the eatery and the feeling. Proper light is crucial for each restaurant.
These things aren't considerably permanent although style aware folks typically continue to the glass tables. An outstanding stool ought to be made of metal to ensure it really is durable and last longer. If you should get great quality wood or metallic seats and tables, it really is desired to search for an on line retailer that claims to offer you the top of the goods.
Finding the Best Restaurant Dining Chairs
Bear in mind that businesses try and promote it as business furniture, and might actually be residential furniture that is superior. Furniture buying isn't entirely for image's sake. Outdoor diners should comprehend to dwell to some particular extent, with nature, in regards to pest manage.
It's is fairly powerful and durable looks brilliant and easy to manage. A restaurant operator can pick from among several table foundation foundations, alongside patio chairs and restaurant booths, and pick from many different colours of wood and upholstery stains, and also table-best colors. Should you be using artificial wicker, see the thickness, flexibility together with the spacing that is weave.
One point which is a typical requirement for a wide range of furniture is comfort, so nevertheless stylish a piece of furniture might appear, when it is uncomfortable to take on a seat, its useless. Likewise there are specific sorts of furniture which provide an awareness of composure and additionally can soothe us. It does not be much feeling to get high-priced office furniture for somebody who will just be employed by a couple weeks.
Why Almost Everything You've Learned About Restaurant Dining Chairs Is Wrong
Round dining dining table sets are produced from several distinct different materials, which can be not impossible to buy an attractive, beautifully made table that WOn't cost also and an arm a leg. Hard wooden chairs without a cushioning do not support individuals to sit for prolonged amounts of time, and you might detect friends and your family members enthusiastic to leap up after a meal from the dining table. It's quite crucial that you've got the measurement that is perfect before purchasing any table fabric covers to guarantee a flawless fit.
You might offer your seats that are existent a facelift with attractive and wonderful slip covers. Now, you will find large choice of toddle high chairs available on the market. It really is not unimportant where you are going to be placing it when selecting furniture.


text:
1997 Massimo Romeo Estates DOC Vin Santo di Montepulciano 375 mL Wine
$109.99 (as of September 10, 2018, 6:10 am)
- Description
The "mother" vine is more than a hundred years old. This wine is offered in an attractive gift box with the winemaker's signature. Supplies are limited due to its age and rarity. The last bottles of the 1993 are in my possession in my climate-controlled warehouse. The wine is made from a grape combination of 60% Malvasia, 30% Trebbiano and 10% Pulcinculo. It is a classic!


text:
The Alabama House of Representatives voted unanimously Thursday to approve a bill to provide $12 million in funding to help schools in rural parts of the state gain access to broadband Internet service.
HB41, also referred to as the Wired Act, by Rep. Donnie Chesteen (R-Geneva), seeks to tackle a difficult problem that has left many schools behind in regard to technology.
In the past, the federal government has assisted schools in purchasing computers through the E-rate program, funded through fees levied on telecommunications companies. To gain access to that money, schools have to match the funds through local dollars.
Because of that, many of Alabama's poorest schools have been unable to come up with the required matches. Currently, about 91 Alabama schools are set to miss out if they are unable to meet a deadline later this month.
Chesteen's bill pulls money from a state education technology fund in order to assist schools in matching E-rate funding.
The legislation is built upon an earlier bill from Sen. Gerald Dial (R-Lineville), which failed to pass both houses when its effort to acquire a $100 million bond to fund "pen enabled tablets and mobile computers" was thought to become quickly obsolete.
Chesteen's bill also takes on another of the House GOP's agenda items, which was to see better technology installed in rural parts of the state. However, the legislation is separate from the proposals from Gov. Robert Bentley and a Senate bill from Sen. Tom Whatley (R-Auburn), which would decrease regulations on telecommunication service providers to enhance access to broadband service in rural parts of the state.
With its passage in the House, Chesteen's bill is set to go before the Senate next week.


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Even though love can make your world go round, when there are disagreements over monetary issues, it may tarnish the best of relationships.
As per reports, 7 out of 10 couples do report about straining their relationship due to monetary issues. This is one of the reasons why there are so many couples, who try to keep away from financial matters and discussion, especially at the start of a relationship. This is why it has been advised by experts to start talking about monetary issues with your partner. If you keep ignoring it, it may end up causing more strain to your relationship.
But what is the right way or manner to discuss monetary issues with your partner without damaging your beautiful relationship with one another? You could follow a few of the tips that have been mentioned below:
Ensure that the core issue is actually related to money
Many times, when disagreements about money take place, a very little actually has to do with money actually. There are more critical issues involved such as self-esteem, controlling, love and security issues, or others. This is why make sure that you think carefully before you initiate the discussion. Make sure that you are first honest with yourself and think how exactly you feel about money. Do ask questions like how your parents deal with such issues would, how you spent in the past and the things you did in your past relationship regarding financial issues. Money is actually the tangible bit of the relationship. This is why it would be quite easy to get emotionally pulled into it.
The time to talk about money must be neutral
Usually, couples do not easily talk about money. If you have a new partner, you need to be more cautious and relaxed during the discussion. Try to talk about ways by which you both could handle the issue. In case you have issues about the way your new partner is spending money, or about their financial decisions, do express about such points carefully and in a composed way.
Always remember that not everyone would be comfortable discussing monetary issues at the start of a relationship. You need to be persistent but also patient. If you try to talk about it repeatedly, yet your partner seems to be defensive, then mark this as a red flag. This means, your partner would not feel comfortable talking about other issues with you quite honestly.
It's necessary to even understand from your partner's point of view
As per research, it has been found out that men and women think differently when it comes to money. Women do sense money as a sign of stability and they feel secure about it. This is why they like to save it for emergencies. They also get highly stressed when financial issues arise. On the other hand, men are more willing to take risks when it comes to money. They also figure it out as a threat to their self-esteem. This is why you have to ensure that you do understand points from the perspective of your partner too.
It is normal to not agree with your partner on certain grounds. However, make sure that you do not forget to move towards your goal as couples.
Submit your review


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|Submissions for the Convention are now closed.
The 11th World Convention of the International Confederation of Principals will be an excellent opportunity for school leaders, educators, academics and professionals in areas related to education to interact and share ideas and experiences with participants from both within as well as outside their own country and areas of specialization. The theme of the convention is "Inspiring Global Leadership".
The ICP 2013 Committee invites the submission of abstracts on original work for consideration for a Workshop, Oral, or Poster in the Convention program.
Workshop: A 60-90 minute session on a single topic, usually run by one presenter/facilitator. May contain an interactive/participative element.
Oral Presentation: A 15 minute oral presentation within a session on a specific theme/topic. Ideal for newer presenters, case study presentations, or presentations that don't require a full hour. It allows for a variety of international viewpoints/perspectives and the opportunity for multiple speakers to present on the same topic.
Poster: A0-sized hard copy posters, which will be displayed in the exhibition hall. Depending on the number of submissions, posters could be displayed for a single day or for the duration of the whole Convention. This format of presentation is a way of sharing knowledge/experiences/information, when verbal explanation is not necessarily required! Excellent for people who would like to contribute to the Convention, but not speak.
|Please click here to download the Proposal Template – Workshop.
Please click here to download the Abstract Template – Oral and Poster.
Submission Deadline Dates
Deadline for receipt of submissions 5 November 2012
Authors notified of acceptance 10 December 2012
Early Bird registration deadline 8 February 2013
Author registration deadline 20 March 2013
Please read through the submission instructions listed below before preparing your Workshop proposal:
Step 1: Download the the Workshop Proposal template.
Step 2: Complete the Workshop Proposal. Save as a .doc or .docx document to your computer.
Step 3: Click on the button below to complete the Submission Form. It will be necessary to attach/upload the .doc/x copy of your proposal.
Please read through the submission instructions listed below before preparing your abstract:
Step 1: Read the General Policies and Requirements for the submission of abstracts.
Step 2: Write your abstract following the Abstract Format & Layout Guidelines.
Step 3: Download the appropriate Abstract Template and insert/add your abstract text. Save as a .doc or .docx document to your computer. Please note: Abstracts must not exceed the 250 word limit. The word limit relates only to the text of the abstract and does not include title, authors and institutions. A small number of graphs and tables may be included in the abstract, provided they add value to the content and remain within the bounds of the template.
Step 4: Click on the button below to complete the Submission Form. It will be necessary to attach/upload the .doc/x copy of your abstract.
General Policies and Requirements
By submitting, the authors consent for the abstract to be published in the Convention proceedings publication.
An abstract must contain sufficient information to reflect the content of the presentation. The text should not contain statements alluding to results or conclusions not presented within the text.
The presenting author will be required to register for the Convention in order to ensure their abstract(s) is included in the final program. Deadline for presenting author registration is 20 March 2013.
All submissions must be completed electronically via the online submission form. If you are unable to submit in this manner, please contact the Convention Managers at email@example.com or phone: +61 2 9265 0700 for further information.
All submissions must be prepared according to the guidelines provided. Submissions will be accepted and published only if submitted using the supplied template.
There is no limit to the number of submissions by an individual or organisation.
Abstracts must not exceed a 250 word limit. The word limit relates only to the text of the abstract and does not include title, authors or institutions.
The template will allow a title of up to 180 characters in length.
The abstract should state the problem being addressed, the purpose of the paper, basic procedures/methods, main findings and principle conclusions. If necessary, references should be minimally cited in the body of the abstract.
Abstracts must be free of typographical and grammatical errors.
Standard abbreviations may be used for common terms only. Otherwise, any abbreviation should be given in brackets after the first full use of the word. Abbreviations may be used in the title, provided the name in full is outlined in the body of the abstract.
You are requested to nominate your preference for Oral or a Poster presentation.
The abstract title should be short, informative and contain major key words. Font should be: Bold, Times New Roman, 14 Pt,Centred.
Abstract titles should be followed by authors' first names and surnames (with the presenting author in bold) with superscript reference numbers for institution. Corresponding to these numbers, names of institutions should be referenced, including city, state and country (in this order).
See example below:
Rob Nairn1, Norm Fuller2, Andrew Pierpoint2
1Western Australian Secondary Schools Executives Association, WA, Australia
2Queensland Secondary Principals' Association, QLD, Australia
Abstract text must be: Times New Roman, 12 point font size, single-spaced and left and right justified. Leave a line between sections but do not indent. Page layout should be: A4 (210 × 297 mm), 20 mm borders all round, paper title starts at 25 mm from top of page.
Submissions will be independently reviewed and scored by several reviewers, using the following criteria:
1. Clarity of content and session outcomes
2. Demonstrates capacity to improve student achievement
3. Research effectively teamed with practical application
4. Relevance to leading issues with potential to attract the interest of educational leaders
5. Balance between cutting-edge issues and perennial concerns.
Reviewer scores and comments will be strongly considered when developing the Convention program and offering presentation slots.


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Sterling silver with 14ct gold detailing on an 18" chain, this pendant remembers the events of Ireland 1916. I decided to go with symbols to remember these brave warriors who gave their lives for the freedom of Ireland.
Shamrock - Ireland, the right to our own Nation.
Peace Lily - The end of fighting on Irish soil.
Heart - The fierce love that burned in their hearts for Ireland.
These three elements come together at the base of the pendant to form the Newgrange tri-spiral, which to me is one of the oldest symbols of Ireland.
It's meaning is myriad, to me it represents life, death and rebirth, as Ireland was reborn as a nation once again in 1916.
100 years a Nation!!
Length of pendant excluding loop for chain : 40 mm / 1.6ins
Width at widest point : 25 mm / 1 ins
Weight including 18" chain : 6 grams
Sold Out
Mara, Irish for "sea", echoing the undulating curves and spiraling motion of this beautiful pendant. Highly polished sterling silver, Mara is 75 mm long, and hangs on a 30" belcher...
The Children of Lir Elegant Swan Pendant is a statement piece that looks truly magnificent worn over a plain coloured garment. A gorgeous 14ct gold heart, is nestled in the center...
Fall into the loving arms of the caring, embracing Guardian Angel.She is cradling an unseen child, you, and smiling serenely to say, "All is well". Her beautiful wings form a...


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PUBG Mobile APK 0.10.0 + Android/iOS Data Download / PUBG Lite APK
PUBG Mobile APK 0.10.0 + Android/iOS Data Download / PUBG Lite APK. PUBG APK the OFFicial Players unknown battleground free APK Android apps with free premium apk. download on APKCreations.
PUBG Mobile 0.10.0 For Android
PUBG (Short for PlayerUnknown's Battlegrounds) is a fight royale-style internet amusement created and distributed by PUBG Corporation, an auxiliary of Bluehole. This diversion depends on the last man standing ongoing interaction, which began from a motion picture called Battle Royale. In the diversion, 100 players will join the war of survival in the wake of being dropped on an abandoned island where they need to gather weapons and gear to devastate different players and abstain from being demolished. There is a protected zone that will contract after some time, constraining all survivors to move into a little territory. The last living individual will turn into the champ.
- NamePUBG Mobile (APK)
- Publisher Tencent
- Size39M
- MOD Features:No
- Latest Version0.9.0
- PlatformsAndroid 4.3+ iOS 9.0+
- PriceFree
PUBG Mobile Update
Well, there are many updates came for PUBG but apkcreations providing best and virus free for the PUBG Mobile for APK. You can Get easily this game in a single click.
How to Play PUBG for Mobile and PC.
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Moving and shooting in the game is quite easy with the virtual navigation keys on the screen. Activities such as drink, jump, sit, reload … are designed with a small virtual key on the screen. You will not have to remember every one of the shortcuts as on your PC!
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I love different expressions of surprise/shock or dismay. They show great diversity of language and also how easily phrases can 'jump' from one culture to another.
The classic
Ay, Carumba!
is a brilliant example. Although made famous by Bart Simpson, it's not made up. It's actually Spanish so therefore spoken all over the world. So you can speak some Spanish even if you don't know so!
Jewish/Yiddish for 'Oh woe' or 'Woe is me' but actually of Germanic origin – Wow! ..
Modern phrase? You'd think so but no. First appeared in the 1500's and can be attributed to the Scots! See the link for the full info. WTF?
Whether you love or hate this one the origin may surprise you. Back in ancient times, (Early 90's) and we didn't have the internet or smart phones, this acronym was used by caterers to communicate via their pagers – Where's The Food? – True. Believe it or not…
Overheating laptop means I'll have to keep this short but I'll leave you with one more …
There's LOADS of explanations for this one but I can't be bloody bothered to list them all here.
I'll tell you one bloody thing though. The bloody Australians nicked it from us …


text:
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Designed for experienced EMT-Bs, this text thoroughly but concisely covers topics, skills, and knowledge required to re-certify.
Essentials of Emergency Care, 3e is the perfect tool for helping your students continue their success as EMT-Bs. New technology provides additional comprehensive practice and review.
- Student CD-ROM contains a unique diagnostic pretest, posttest, and chapter quizzes.
- The Web Essentials Companion Website is a valuable online resource that includes interactive quizzes and case studies as well as links to important EMS websites.
- Case Studies within chapters help make the theory-to-practice connection.
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- lifespan Development highlights important pediatric and geriatric issues within the chapters.
- Instructor support has been improved with PowerPoint slides and distance learning options including Course Compass and Blackboard platforms.
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- Deutsch
- English - UK
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A Akamai gravará esta transcrição. Consulte a nossa política de privacidade para obter mais informações. Ao prosseguir, você concorda com a gravação e o uso de seus dados pessoais.
PCI DSS compliance is a requirement for any business that stores, processes, or transmits payment card data. Developed by the major credit card companies, the Payment Card Industry Data Security Standard (PCI DSS) defines measures for ensuring data protection and consistent security processes and procedures around online financial transactions. Businesses that fail to maintain PCI DSS compliance are subject to steep fines and penalties.
PCI DSS Compliance Mandates
As formulated by the PCI Security Standards Council, the mandates of PCI DSS compliance include:
For large merchants that conduct high volumes of online financial transactions, PCI DSS compliance is enforced by annual validations performed by an independent Qualified Security Assessor (QSA).
Achieving and maintaining PCI DSS compliance can be time-consuming and costly for merchants. The benefits to merchants of the PCI DSS compliance program come largely in the form of enhanced consumer confidence. Consumers shopping online expect their account data to be safe anywhere it is stored, transmitted, or processed in the course of completing a transaction. They demand reassurance that their personal information remains private. To the extent that the PCI DSS compliance program helps provide this reassurance, the program contributes to the continued growth of online commerce.
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Akamai's integrated compliance management solution allows businesses to reduce the cost of achieving and maintaining PCI DSS compliance while meeting performance and reporting requirements. Our Cloud Security Solutions provide compliance tools and documentation focused on business application security and web site delivery. For ecommerce businesses that use the Akamai Secure Content Delivery Network to accelerate the delivery of web applications to end users, Akamai provides documentation certifying that the Akamai network is PCI compliant. The pre-certification of this portion of your application delivery infrastructure lets you cross a major item off your PCI compliance checklist and helps you to stay focused on your core business.
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Edkimo requirements
1. Why use a feedback app?
An app is a small program that works on all mobile devices. Students can download Edkimo for iPhones or Android smartphones or tablets. Of course, surveys can also be answered via the Edkimo website. Just click here and open it with the feedback code: www.edkimo.com This works on any computer – at school or at home.
2. What kind of equipment do teachers need?
The best way to create and manage your surveys is to use a computer or tablet. First, log in with your username and password: https://app.edkimo.com/login On your personal dashboard you can create new questionnaires, show results, and delete surveys. If you have no Edkimo account yet, please register here: https://app.edkimo.com/signup
3. Do all students need their own mobile phone?
Of course not! Our feedback app works just as well on PC, laptops or tablets. Since feedback with Edkimo is very fast, several students can also share one mobile device. Once a questionnaire is answered and sent, simply click the button "Next participant" and pass the smartphone or tablet on to the next student.
4. What are the advantages compared to classic paper surveys?
Students appreciate the anonymity. In paper surveys, they fear that teachers could recognize their handwriting. For teachers, our feedback app offers a tremendous work relief and saves a lot of time. By discussing the results, teachers and learners can work together to improve the lessons.
5. Does Edkimo only work for schools?
No, our feedback app can be used in all situations where teachers and learners come together: at universities and colleges, adult education centers, NGOs and professional trainings at companies.
Create and manage your surveys with Edkimo
6. How do I create a survey?
To create a survey, simply chose a template from the list. Give it a title (for example, the name of the class), click "add" and the new survey will appear on your dashboard with the feedback code.
7. How many survey templates are there?
There are several Edkimo templates, which were developed together with an educational research team from the Leuphana University Lüneburg, Germany. In our free version (first account at school) you will find a selection of these questionnaires. Once you purchase a school account (full version), we support you with survey design and include your already existing questionnaires as online templates in Edkimo.
8. We have our own school survey. Can I use this in your app?
Sure, just send us your template as a word/pdf or xls-file by email: email@example.com We will be happy to help you in adapting it to the needs of online use and automatic evaluation and upload it as an Edkimo template for all teachers of your school.
9. How can I be sure that the Edkimo templates are any good?
Our Edkimo team has been involved in various educational studies and we have many years of experience in the process of creation, piloting and standardization of questionnaires. We continually improve the quality of our templates and develop them further with educational experts from Leuphana University.
10. Can I also ask my own questions?
Yes, all users can add their own questions to the Edkimo templates. You can also create your own templates with different question types (Open Questions, Multiple Choice, Likert Scale) and reuse them whenever you like.
11. What does the results screen look like?
The results overview helps you to focus on the most important points and is divided into three sections:
- a text summary provides the most positive, the most negative, and the most questionable issue.
- for the different areas of the survey, results are pictured as diagrams
- all questions with open answers are listed
- each individual question is pictured in graphic with detailed statistical key figures.
12. Who can see my results?
The results are entirely in the hands of the teacher. The school management has no insight into the results of your class. However, we advise you to release and discuss the results with your students, who will be then more motivated to change negative habits and improve the lessons. Of course, this decision is entirely up to you. To discuss the results, either put them on a screen, print them on paper or send them by email. The answers to open questions can also be blended out.
13. How much time does Edkimo save, compared to other feedback methods?
With Edkimo the feedback process is shortened to a few minutes. All steps from gathering feedback, to evaluating data, and discussing the results with the learning group can be done at the end of a lesson, and do not longer take days or even weeks.
Data protection with Edkimo
14. What happens to my data and data of the students?
Edkimo means privacy-by-design. We do not collect personal data from pupils and do not create student profiles. From teachers, we collect just as much data as necessary for communication and the process of account administration.
15. There are also free offers for online feedback. Why does Edkimo cost money?
Edkimo relies on a service-oriented business model: We provide schools and teachers a good value app for a small amount of money. This allows us to remain faithful to the principles of data parsimony. In particular, competitors from the US, are based on a data-financed business model in which student's and teacher's profiles include as much data as possible and are refined by means of targeted advertising or the resale of personal data.
Any more questions?
16. How much does Edkimo actually cost?
Students can use Edkimo free of charge and without registration. Edkimo is also free for the first teacher at any school. Just sign up here: https://app.edkimo.com/signup The cost of an Edkimo full version depends on the size of your school. We charge 1 Euro/US-Dollar per student per year. For large schools, the price for a school account is capped at 800 Euro/US-Dollar
17. Mobile phones are banned at my school. Does Edkimo make any sense for us at all?
Yes, Edkimo works on all technical devices connected to the Internet. Questions can also be answered on school's laptops or PCs or of course, also at home.
18. There is no Internet connection at our school, but feedback is important to us.
Most students nowadays have a smartphone with an Internet connection. Even with only two to three smartphones, one can quickly question a whole class because at the end of the survey the button "next participant" appears and several people can share just one device.
Do you have more questions? Don't hesitate to write to us an e-mail: firstname.lastname@example.com


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|11 Nights & 12 Days
|Places Covered
|Goa – Cochin – Munnar – Thekkady – Alleppey
|Tour Highlights
Day 1: Arrive Goa
On arrival in Goa airport transfer to your hotel rest of the day free overnight in Goa
Day 2: Goa
Get Free Tour Quotes
Full day sightseeing our Goa – Visit Old Goa, the most important Cathedrals and churches – namely Se-Cathedral, Church of St. Francis Xavier, St. Catherine's Church, Arch of Vice Roy of Goa. Miramar Beach – This is the only beach close to any city and has a good view of the river Mondovi flowing into the sea. Also visit Dona Paula fishing village which is a small village at the tip of Panaji, the place has a very good viewpoint and a monument at the same place. Overnight in Goa
Day 3: Goa
Full day at leisure for own activities and to enjoy the facilities of the resort overnight in Goa
Day 4: Goa – Cochin by Train
Train Transfer to Madgoan Railway station board your train to Cochin overnight in Cochin
Day 5: Cochin
Arrive Ernakulam railway station & transfer to your hotel evening witness the performance of Kathakali dance overnight in Cochin
Day 6: In Cochin
Get Free Tour Quotes
Morning Guided city tour visiting Mattancherry Palace, Jewish synagogue, St. Francis Church and the Chinese fishing nets after noon free overnight in Cochin
Day 7: Cochin – Munnar
Morning Drive to Munnar enroute visit tea plantations. On arrival in Munnar, check in at hotel rest of the day free and relax Overnight in Munnar
Day 8: In Munnar
Day explore the tea plantations, Rajamalai, Mattupatti dam and tea museum overnight in Munnar
Day 9: Munnar – Periyar
Drive to Periyar check in at hotel after noon boat ride in Lake Periyar to watch wildlife. Later visit Kumily spice market to see and buy spices overnight in Periyar
Day 10: Periyar – Alleppey
Drive to Kumarakom, on arrival, switch over to the House Boat and cruise along the backwaters, passing through paddy fields, villages, market etc., the cruise is through `Kuttanad' literally meaning the land which is lower than the sea level but is kept intact by its bunds and dikes. It is the `rice bowl' of Kerala. The rice fields are very beautiful and this lush land and surrounds governs the placid way of life of the people who live on the backwaters overnight on board HOUSE BOAT
Day 11: Alleppey – Cochin
Disembark from the houseboat and drive to Cochin airport for your flight back home
This Tour can be reversed or altered to your convenient, ask for quote, suggestions etc.,


text:
Robert Webber
Authentic Worship in a Changing World: What's Next by Robert Webber, Webber was William R. & Geraldyne B. Professor of Ministry at Northern Seminary in Lombard, IL. He is the author of numerous books on worship. Webber looks at new movements of change in worship, sociological changes, theological changes, and the future of worship. Sep/Oct 2000 Theology Matters p. 1


text:
The treatment of most diseases
We practice a completely new approach to treatment using bioreson therapy
Consultation of a neurologist
The reception of a neurologist in Melbourne, doctors of the highest category of Andrade is valued for the unique knowledge and combination of classical neurology, high-tech bioresonance medicine, two types of reflex therapy, manual therapy and hirudotherapy.
Bioresonance therapy
The central idea of bioresonance therapy is the energy nature of all living things. Man radiates his own electromagnetic field and is the source of his unique vibrations or vibrations.These vibrations can be easily recorded and measured using special devices. When a person is healthy, he radiates smooth, regular vibrations.
Manual therapy
Manual therapy means treatment by hand. This is one of the oldest areas of science, however, the theoretical foundations that allowed it to form into a separate methodology
Manual medicine combined the achievements of neuroscience, biomechanics, orthopedics, and neurophysiology.
About doctor Andrade
lauryn Andrade is a qualified neurologist, a specialist in Su Jok acupuncture, vegetative resonance testing. The doctor is a regular participant in congresses of neurological clubs, international scientific and practical conferences on neurological topics.
Lauryn Andrade is the author of 54 scientific papers.
Leave your message
ADDRESS : 209 St Georges Rd, Fitzroy North VIC 3068, Australia
EMAIL : firstname.lastname@example.com
Phone : +61 3 9186 6245


text:
Talk to your KiwiSaver provider and Kāinga Ora - Homes and Communities about buying your first home.
You must be in KiwiSaver for at least 3 years before you withdraw funds for your first home.
You can withdraw:
- your contributions
- your employer's contributions
- the government contribution
- interest you have earned
- fee subsidies (if you got these).
You must leave $1,000 in your account. Funds transferred from an Australian Complying Superannuation scheme cannot be withdrawn.
KiwiSaver HomeStart grant
Depending on whether you're buying an existing home or a new build - you can get up to $10,000 towards buying your first home using the KiwiSaver HomeStart grant.
HomeStart helps people buy their first home, but if you've owned a home before you might still qualify.
Kāinga Ora - Homes and Communities administers this grant.


text:
Latest By
"The answer to the problem of information overload on the Net is reputations
engineer a system called a reputation server."
Compare to the Polawindow fromThe Godmakers (1972) by Frank Herbert.
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Prototype Robotic Masseur Has The Touch
'The automatic massager began to fumble gently...'
Trash Sorting AI Robot Presages Skynet, Thanks A Lot
Keep your head down, Kyle Reese.
Electric Unicycle Is A Tumblebug
'A tumblebug does not give a man dignity, since it is about the size and shape of a kitchen stool, gyro-stabilized on a single wheel.'
Another Soil Bacterium Eats Plastic
'...the plastic was dissolved before his eyes.'
reLive Memorial Come Back As A Tree
'It was time - time to go again. She touched the leaf. She was wanted.'
Engineered Living Building Materials
'... it was the cheapest building material known.'
Draw Circuits With Conductive Ink
'It's rewiring things... squeezing silver toothpaste in a ribbon along the printed circuitry.'
Arkangel: Automatic Visual Censoring
It's whatever the Party says it is, Winston.
NASA Competition To Design A Bucket Drum For Moon Mining
'There was a heap of discarded ore where Grantline had carted and dumped it...'
Medical Assistant Robot May Roam The Halls Of Hospitals
'Take care, sir.'
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Tretinoin Cream Uses | 100% Secure and Anonymous
Retin-A is as many a time as with not used to improve the appearance and texture of the skin. It produces a restrained, superficial peel of the epidermis. Retin-A has effects on the both the superficial (epidermis) and the mighty (dermis) parts of the skin.
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Mustela Cleansing Wipes x70
Delicately scented and ultra-soft wipes for baby and child's face, hands, nappy area and body from birth on, including newborns just out of neonatal ICU. Replaces Dermo-Soothing Wipes
Mustela No-Rinse Cleansing Water 300ml
MUSTELA PHYSIOBÉBÉ IS NOW NO-RINSE CLEANSING WATER. Ideal for quick clean ups, this no-rinse cleansing fluid for face and diaper area effectively cleans and softens the skin. Gentle surfactants dissolve dirt and cleanse without stripping the natural oils. Gentle enough to use from birth on. Just apply to the skin…
Best for Summer, Best for Winter, Bioderma, Bioderma Best for Winter, Bioderma Face, Cleanser, Cleanser, Face, Sensibio, Sensitive Skin, Skincare, Water Savvy
BIODERMA Sensibio H2O CleanserR240.95 – R345.95
A cleansing and make-up removing water that respects the fragility of sensitive and intolerant skin. Face and eye area.
Baby, Best for Summer, Best for Winter, Bioderma Baby, Cleanser, Daily Hygiene, Face, Noreva, Noreva Baby, Noreva Best for Winter, Noreva Face, Noreva February, Skincare, Specials, Universal, Water Savvy
Noreva Universal Micellar Cleansing Lotion 500ml
Specifically formulated to cleanse all types of skin, even the most sensitive, with or without rinsing, Universal Micellar Cleansing lotion softens and removes even waterproof make-up. Its well-tolerated formula can be safely used for facial hygiene and for infants and children. This milky water is pleasant and easy to use,…
BIODERMA Sébium H2O Micelle SolutionR205.95 – R345.95
A cleansing and make-up removing micellar water that gently purifies combination, oily or blemished skin – even if sensitive. Adults and teens.
BIODERMA Hydrabio H2O CleanserR245.95 – R345.95
A cleansing and make-up removing water for dehydrated, sensitive skin that respects the fragility of sensitive skin and stimulates moisture. Suitable for normal and dry skins too. Face and eye area.


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IT, Peace and of course culture. In tune with the central theme of the 2018
Pyeongchang winter games… a special set of commemorative are unveiled. Won Jung-hwan shows us how the organizing
committe and many other dedicated individuals are putting the final touches to add to the
festive mood. The organizers of the PyeongChang 2018 Winter
Olympic Games have showcased a new set of commemorative coins and banknotes to the public
for the first time in Seoul on Wednesday. (KOREAN) "Last year, 11 kinds of commemorative coins
were released at the first sale,… and 12 kinds at the second sale. This time, we have put all of them together
as well as the commemorative banknotes inside the 8-hundred-88 limited edition set,… to
commemorate the upcoming 2018 PyeongChang Winter Olympics." This special set of commemorative coins and
banknotes consists of 4 gold, 15 silver, and 2 bronze coins,… along with three kinds
of banknote. Just 8-hundred-88 sets have been made. This number comes from combining '88' from
the 1988 Seoul Olympics and '8' from PyeongChang 2018. The set costs just over 10-thousand U.S. dollars. The first customer to purchase the set of
special coins and banknotes was Korean R&B singer Insooni, who is an honorary ambassador
for the PyeongChang 2018 Winter Games and the singer of the PyeongChang theme song,
"Let Everyone Shine". Insooni's personal name was also engraved
on her commemorative set,… and those who purchase a set can also have their name engraved
on their set,… and will also have their name written on a plaque at the PyeongChang
2018 memorial hall. The special set of commemorative coins and
banknotes will be available to pre-order from the 15th to the 26th of this month from major
banks and post offices, or online at the Poongsan Hwadong website. Meanwhile, as the two Koreas agreed on Tuesday
that the North will send a delegation to next month's Winter Olympics,… The organizing committee expects the occasion
to be a rare chance for inter-Korean exchanges. (KOREAN) "Although we are highly confident of pursuing
a culture-Olympics and IT-Olympics, previously we had some concerns about a peaceful Olympics
for PyeongChang 2018. But now that North Korea has decided to participate,
we are very confident that we can achieve the peace-Olympics as well." South Korea hopes that the 2018 PyeongChang
Winter Olympics could set the tone for bringing peace to the divided peninsula. Won Jung-hwan, Arirang News.


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Viewing events from August, 2016
We need to catch the train that leaves Liss at 09.02, leaves Liphook at 09.09 and leaves Haslemere at 09.15, which then arrives at Waterloo at 10.15am. The recommended way is to buy the ticket on-line the day before - this will be an OFF PEAK DAY RETURN. To buy one ot these, you need to have a senior railcard OR be in a group of at least 3 people.
Den's walk will probably be at Walderton, passing though Watergate Hanger and past Watergate House, perhaps a bit less than 5 miles with lunch at The Barley Mow in Walderton.
Jeff's walk is about 7.3/4 miles and is fairly flat. Lunch will probably be at The Sportman Inn in Amberley and then back to Parham via the Southdowns Way
THERE WILL BE A MENU AVAILABLE PRIOR TO 10.00AM IN THE CAR PARK BUT IF YOU WANT A PRIOR PEEP, GO TO www.selbornearms.co.uk/menu. Starting PROMPTLY AT 10.00am from the free car park behind "The Selborne Arms". GU34 3JR. SU7419033512. 51deg.05'46.06"N 0deg.56'30.85"W or 51.096128deg.N 0.941903deg.W. The walk takes us across open fields and some woodland, through Noar Hill nature reserve with an abundance of wild flowers at present (and possibly a few late orchids) finally descending the zigzag. Lunch at "The Selborne Arms", they have requested we pre-order lunch before we walk. A larger walking group has pre-booked the same time as we have (12:30ish). It may be a case of first come first served. Someone will be at Midhurst car park as usual, but WE AIM TO LEAVE MIDHURST AT 9.30AM instead of the usual 9.45.
This day walk will be from the car park in Selborne to the Three Horsehoes in East Worldham. Park in the public car park behind the Selborne Arms. The food is nearly all fresh cooked, so it would be very helpful to pre-order - details are below. For those with long memories, baked potatoes are not on the menu - new owners say they can't really be done as a quick meal!!


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On March 6th 2020, Jaron H. Wilde (University of Iowa) presented his current research topic "Beyond Borders: Supergovernment Monitoring and Tax Enforcement" at the WHU Research Seminar in Finance & Accounting.Read more
Sharing our expertise –
Delivering actionable insights in the field of finance.
The Chair of Financial Accounting focuses its research and teaching activities on the areas of financial accounting, corporate finance, and private equity. In particular, our research addresses the following topics:
- Income Smoothing
- Financial Analysis
- Executive Compensation
- Corporate Governance
- Bank Investment Strategy
- Insider Trading
The Chair, which is part of the WHU Financial Accounting & Tax Center (FAccT), has been held by Professor Dr. Garen Markarian since 2014.
The Chair of Financial Accounting Team:
Professor Dr. Garen Markarian
+49 (0) 261 6509 230
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Learn more about Garen Markarian
Recent research and articles –
Selected publications of Professor Dr. Garen Markarian.
Oil Prices, Earnings, and Stock Returns.
Prior research has failed to document a consistent association between oil prices and stock prices. We propose and examine whether that failure is due to the need to link oil price changes to firm-level changes in earnings and investments. We find that the impact of oil prices on a firm's earnings and investments varies significantly by industry and by whether the firm is an oil producer or oil consumer. Nevertheless, firm fixed effects explain more than ten times the variation between oil prices and firm performance/investments than industry and time fixed effects combined, indicating that aggregation by industry and time can mask the unique impact of oil prices on an individual firm's earnings and investments. We also find that investors react more strongly to oil-related earnings than non-oil-related earnings, particularly for oil consumers. Investor reaction to oil-related earnings also spills over to the stock prices of industry peers. By providing a firm-level mapping of the impact of oil prices on performance/ investments and stock prices, our paper extends prior studies that examine the impact of oil prices on the aggregate economy and stock markets.
Corporate Investment and Earnings Surprises.
We find that firm-level investment is negatively related to the likelihood of meeting or beating analysts' short-term EPS forecasts. In a 35-year panel dataset of US based companies, we find evidence that suggests firms with the best growth opportunities, opaque firms, and firms with higher than usual bonus compensation, are the ones to alter investment in order to beat benchmarks. Utilizing the passage of Sarbanes-Oxley as a natural experiment we find that firms trade off accruals-based earnings management in lieu of investment cuts. Results are robust to a number of covariates, and endogeneity or reverse causality does not seem to drive our inferences. This study suggests that, consistent with survey results from Graham, Harvey, and Rajgopal [2005. "The Economic Implications of Corporate Financial Reporting." Journal of Accounting and Economics 40: 3–73], managers may reduce or delay corporate investment to meet or beat short-term earnings benchmarks.
Investment Horizon, Risk, and Compensation in the Banking Industry.
This paper examines the relation between the investment horizon of banks and their CEO compensation, and its consequences for risk and performance. We find that banks with short-term investment intensity pay more cash bonus, exhibit higher risk and perform more poorly than banks with longer-term investment intensity. This evidence is broadly consistent with the view that short-term means of compensation encouraged a short-term investment focus, which in turn led to both higher risk and resulted in poorer performance, culminating in the sub-prime crisis. The inverse risk-performance relation suggests pay schemes were incongruent with shareholders' interest. Moreover, pay arrangements used in banks prior to the subprime crisis exposed banks to the ex-post settling up problem (the clawback problem).
Managerial Risk Taking Incentives and Income Smoothing.
Inside Agency: The Rise And Fall Of Nortel.
By employing the theoretical template provided by agency theory, this paper contributes a detailed clinical analysis of a large multinational Canada-headquartered telecommunications company, Nortel. Our analysis reveals a 21st century norm of usual suspects: a CEO whose compensation is well above those of his peers, a dysfunctional board of directors, acts of income smoothing to preserve the confidence of volatile investors, and revelations of financial irregularities followed by a downfall. In many ways, the spectacular rise and - sudden - fall of Nortel illustrate excesses of actors within, and contradictions of the system of corporate governance implied by the agency model. Furthermore, this case illustrates limitations of the agency framework in complex situations with short-term oriented investors.
What's new at the Chair? –
Browse the latest news and events.
On September 18, the new adidas Chair of Finance, Accounting, and Taxation was officially opened at the Vallendar campus of WHU - Otto Beisheim School of Management. The chair will be headed by Professor Dr. Martin Jacob.Read more
On May 10th 2019, David Windisch (University of Graz) presented his current research topic "Measuring Accounting Comparability" at the WHU Research Seminar in Finance & Accounting.Read more
On March 8th 2019, Pietro Bonetti (IESE Business School) presented his current topic "Disclosure Regulation and Corporate Acquisitions" at the WHU Research Seminar in Finance & Accounting.Read more
FAccT – Sharing insights into financial business practices.
The WHU Financial Accounting and Tax Center (FAccT) is dedicated to generating and disseminating scientific knowledge about the economic consequences of financial accounting and taxation. Our research and teaching is supplemented with guest lectures by practitioners to give students different perspectives and novel insights into business practice. Interested?


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Personal Details
Age 24 Height 5' 6 Measurements 34C-22-34 Bust Natural Tattoos Yes Complexion Tanned Build Slim Hair Brunette Eyes Brown Weight 53kg Dress Size 8 Languages English, Spanish Availability 10am - Late Nationality Eastern European Nearest Station Marylebone, Baker Street Location Marylebone Incall/Outcall Both
Duration Incall Outcall 1 hour £200 £250 1.5 hours £300 £350 2 hours £400 £450 Additional Hour £200 £200 Overnight (8hrs) £1300 £1300Note: All the rates given are in pounds(£).
DescriptionKenya is a lovely young companion with a sweet personality and a gentle nature. She's polite and friendly and a perfect choice for anyone looking for a dream date with a love for all things naughty. She's slim and sexy with big brown eyes and the sweetest smile. Kenya is available for both incall and outcall appointments in central London until late.
To see Kenya, please call Agency Pink on 020 7060 3090 or (+44) 20 7060 3090 if you are outside the UK.
Alternatively, please email us if your booking request is at least 24 hours away.
Alternatively, please email us if your booking request is at least 24 hours away.
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Causes of Corn Root Lodging
Root lodging may occur when root growth is insufficient to fully anchor the corn plant against the force of the wind.
We know the challenges you face as a Minnesota farmer, which is why we're proud to offer a new class of corn products that can give you confidence and peace of mind all season long. Hand-selected by our local agronomy team, Gold Country Seed® FortiField® products have a unique set of agronomic characteristics and protection against local diseases to deliver the high yield potential you've come to trust. Read the full press release.
Strong emergence and seedling vigor support better stand establishment in challenging conditions, including early planting and high-residue cropping systems.
A strong foliar disease package protects yield potential and can help reduce the need for in-season fungicide application.
Sturdy roots and stalks combined with good late-season health and intactness offers improved plant integrity for ease of harvest.
Root lodging may occur when root growth is insufficient to fully anchor the corn plant against the force of the wind.
Anthracnose in corn can be present as a leaf blight, top die-back, or stalk rot.
Gray leaf spot is favored by high relative humidity and prolonged leaf wetness, but can be managed with corn product selection, fungicides, residue management, and crop rotation.


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So enjoyed the wine tasting event today held by Empower Her at Savino Vineyards. It was well-organized & a lot of fun...and I even walked away the raffle prize!
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I've been really slow to getting around to making business cards for my blog. When at events, it can sometimes be a bit tedious to have to basically spell out my blog name for others (In writing the name, Diapered Daze and Knights, is obvious. When spoken, people intuitively think it is spelled Diapered Days and Nights. Thus, I spend a lot of time saying things like "daze" – as in "as a parent I am in a daze most of the time" or "knights" as in I have all boys…).
When Signazon.com approached me and offered me a chance to try one of their products, I knew it was time to make some business cards. One of the reasons I have been avoiding making cards is that I am not a designer. I wanted cards that were custom, but I did not have the ability to design them on my own.
That's where Signazon.com surprised me. I chose a 2-sided card. I was able to easily upload my logo to the front, and then I added my contact information on the back. I was also able to easily customize the colors using the color codes specific for my blog.
The best part of the whole transaction? My new business cards arrived at my house printed and neatly packaged within just a couple days. The printing is high-quality and clear – I couldn't be happier with my experience!