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GREENWICH, Conn.--(BUSINESS WIRE)--
Diamond S Shipping Inc. (NYSE: DSSI) ("Diamond S", or the "Company"),
one of the largest publicly listed owners and operators of crude oil and
product tankers in the world, today announced results for the first
quarter of 2019.
-- On March 27, 2019, Diamond S successfully completed the merger with
the tanker business of Capital Product Partners L.P., creating a
publicly traded, large scale company with 68 crude and product carriers
with an estimated gross vessel asset value of over $1.6 billion as of
April 2019.
-- To facilitate the transaction, Diamond S entered into a credit
facility that provides a $300.0 million term loan and up to $60.0
million in revolving loans. At close of the merger, the Company borrowed
$345.0 million on this facility.
-- The Company maintains a healthy balance sheet with net debt at March
31, 2019 of $877.5 million implying a debt to asset value leverage ratio
of 51%.
-- Only four days of the fully merged Company are included in the
financial results for the quarter ended March 31, 2019. For the first
quarter, net loss attributable to Diamond S was $1.0 million,
representing a net loss of $0.04 basic and diluted earnings per share
("EPS"), and Adjusted EBITDA (see Non-GAAP Measures section below) was
$30.3 million.
Craig H. Stevenson Jr., President and CEO of Diamond S, said: "The
merger of Diamond S with the tanker fleet of Capital Product Partners
has created one of the leading publicly traded tanker operators in the
world. We are hard at work finalizing the integration of the two fleets.
We believe the combination of our two platforms will drive operating and
overhead efficiencies that will result in significant cost savings. Our
emergence in the public markets could not come at a better time as we
believe the broader tanker market is entering a multi-year up cycle
driven by restrained vessel supply growth, steady demand improvement and
the massive industry changes to come as a result of marine fuel sulfur
First Quarter 2019 Results
As the merger closed on March 27, 2019, only four days of results of the
68-vessel combined company are reflected in the financial statements for
the first quarter of 2019. The first quarter of 2018 reflects the
results of the fleet of DSS Holdings L.P.
Net loss attributable to Diamond S for the first quarter of 2019 was
$1.0 million, or $0.04 per basic and diluted share, compared to a net
loss of $13.7 million, or $0.51 per basic and diluted share, in the
first quarter of 2018. The decrease in net loss in the first quarter of
2019 primarily reflects an increase in revenues as a result of better
tanker market conditions in both the crude and product tanker segments.
The Company groups its business primarily by commodity transported and
segments its fleet into a 16-vessel crude oil transportation fleet (the
"Crude Fleet") and a 52-vessel refined petroleum product transportation
fleet (the "Product Fleet"). The Crude Fleet consists of 15 Suezmax
vessels and one Aframax vessel. The Products Fleet consists of 46 medium
range vessels ("MR2") and 6 handysize ("MR1") vessels. Net revenues for
the entire Company, which represents voyage revenues less voyage
expenses, were $61.1 million for the first quarter of 2019 compared to
$48.4 million in the first quarter of 2018. Net revenues from the Crude
Fleet represented $21.0 million in the first quarter of 2019 compared to
$12.7 million in the first quarter of 2018. Net revenues from the Crude
Fleet increased as a result of better market conditions driven by an
increase in long haul voyages, primarily from U.S. crude oil exports,
and steady demand growth in global crude oil consumption. Net revenues
from the Product Fleet were $40.1 million in the first quarter of 2019
compared to $35.7 million in the first quarter of 2018. The increase in
net revenues in the Product Fleet was driven by (1) an increase in
revenue days as a result of a decrease in the number of drydock days
from 156 in the first quarter of 2018 to 90 days in the first quarter of
2019 and (2) stronger market conditions primarily driven by lower global
product inventories.
Vessel expenses were $24.8 million for the first quarter in 2019
compared to $28.0 million in the first quarter of 2018. Vessel expenses,
which include crew costs, insurance, repairs and maintenance, lubricants
and spare parts, technical management fees and other miscellaneous
expenses, decreased $3.2 million primarily due to the decrease in
operating days from the sale of two MR2 vessels in the fourth quarter of
2018 and the timing differences based on vessel availability for
purchases of stores and spares.
Depreciation and amortization expense was $22.0 million in the first
quarter of 2019 compared to $22.1 million in the first quarter of 2018.
The decrease in depreciation and amortization expense was mainly a
result of the sale of two MR2 vessels in the fourth quarter of 2018
partially offset by four days of depreciation of the newly acquired 25
vessels from the merger.
General and administrative expenses were $6.3 million in the first
quarter of 2019 compared to $4.2 million in the first quarter of 2018.
The increase was due to higher legal and accounting professional fees
related to regulatory filings and an increase in headcount as a result
of building the infrastructure for public company reporting standards
and vessel management.
Interest expense was $9.4 million in the first quarter of 2019 compared
to $8.6 million in the first quarter of 2018. Interest increased in the
first quarter of 2019 as a result of an increase in debt borrowings on
lines of credit due to the weak market conditions in 2018.
Other income, which consists primarily of interest income, increased
from $0.4 million in the first quarter 2018 to $0.5 million in the first
quarter of 2019. The increase in interest income in 2019 was due to
higher average LIBOR rates in the first three months of 2019.
As of March 31, 2019, the Company had $81.3 million in cash and
restricted cash. Restricted cash and minimum cash required by debt
covenants was $55.2 million. The Company also had $16.1 million in
available lines of credit as of March 31, 2019.
For the Diamond S fleet, the second quarter for both the Crude and
Product Fleets looks weaker than the first quarter. Current market
conditions reflect the beginning of the typical seasonal weakness during
the warmer months of the year. Record refinery turnarounds are also
expected to have an impact on the entire tanker market in the second
quarter. OPEC has continued at its reduced capacity since the announced
production cuts in the fourth quarter of 2018. Tanker supply growth in
the first half of the year is expected to be higher than the second half
of 2019 due to higher scheduled new vessel deliveries and vessels
planned to be out of service for fittings of exhaust gas cleaning
As of May 10, 2019, the Company has booked approximately 60% of the
Crude Fleet vessels at $15,700 per day. Vessels in the Product Fleet are
70% fixed at $12,800 per day. Earnings are expected to be impacted by
positioning/repositioning of three to four vessels for drydocking in the
second quarter in the Product Fleet.
We remain optimistic for the intermediate and longer terms, however as
macroeconomic factors suggest to us that energy shipping is poised for a
recovery. These factors include:
Conference Call
The Company will hold a conference call on May 14, 2019 at 11:00 a.m.
Eastern Daylight Time to discuss its results for the quarter ended March
31, 2019.
To access the call, participants should dial +1 877 553-9962 for
domestic callers and +44 2071 928592 for international callers.
Participants are encouraged to dial in ten minutes prior to the call.
Please quote "Diamond S" to the operator.
A live webcast of the conference call will be available from the
Company's website at www.diamondsshipping.com.
An audio replay of the conference call will be available starting at 2
p.m. on Tuesday, May 14, 2019 through Tuesday, May 21, 2019 by dialing
in +1 866 331-1332 or +44 3333 009785 and entering the passcode 1194519#.
About Diamond S Shipping Inc.
Diamond S Shipping Inc. (NYSE: DSSI) owns and operates 68 vessels on the
water, including 15 Suezmax vessels, one Aframax and 52 medium-range
(MR) product tankers. Diamond S is one of the largest energy shipping
companies providing seaborne transportation of crude oil, refined
petroleum and other production in the international shipping markets and
is headquartered in Greenwich, CT. More information about Diamond S can
be found at www.diamondsshipping.com.
Disclosure Regarding Forward-Looking Statements
Matters discussed in this press release may constitute
forward‐looking statements including statements concerning plans,
objectives, goals, strategies, future events or performance, and
underlying assumptions. Although management believes that these
assumptions were reasonable when made, because these assumptions are
inherently subject to significant uncertainties and contingencies which
are difficult or impossible to predict and are beyond the Company's
control, there can be no assurance that the Company will achieve or
accomplish these expectations, beliefs or projections. Some of the
factors that could cause our actual results or conditions to differ
materially include, unforeseen liabilities; future capital expenditures,
revenues, expenses, earnings, synergies, economic performance,
indebtedness, financial condition, losses, future prospects, business
and management strategies for the management, expansion and growth of
the Company's operations; risks relating to the integration of assets or
operations of entities that it has or may in the future acquire and the
possibility that the anticipated synergies and other benefits of such
acquisitions may not be realized within expected timeframes or at all;
the failure of counterparties to fully perform their contracts with the
Company; the strength of world economies and currencies; general market
conditions, including fluctuations in charter rates and vessel values;
changes in demand for tanker vessel capacity; changes in the Company's
operating expenses, including bunker prices; drydocking and insurance
costs; the market for the Company's vessels; availability of financing
and refinancing; charter counterparty performance; ability to obtain
financing and comply with covenants in such financing arrangements;
changes in governmental rules and regulations or actions taken by
regulatory authorities; potential liability from pending or future
litigation; general domestic and international political conditions;
potential disruption of shipping routes due to accidents or political
events; vessels breakdowns and instances of off‐hires; and other
factors. Please see the Company's filings with the SEC for a more
complete discussion of certain of these and other risks and
The Company undertakes no obligation, and
specifically declines any obligation, except as required by law, to
publicly update or revise any forward‐looking statements, whether as a
result of new information, future events or otherwise.
accrued expenses at the end of the period
Non-GAAP Measures
To supplement the Company's financial information presented in
accordance with accounting principles generally accepted in the U.S.
("GAAP"), management uses certain "non-GAAP financial measures" as such
term is defined in Regulation G promulgated by the Securities and
Exchange Commission (the "SEC"). Generally, a non-GAAP financial measure
is a numerical measure of a company's operating performance, financial
position or cash flows that excludes or includes amounts that are
included in, or excluded from, the most directly comparable measure
calculated and presented in accordance with GAAP. Management believes
the presentation of these measures provides investors with greater
transparency and supplemental data relating to the Company's financial
condition and results of operations, and therefore a more complete
understanding of factors affecting its business than GAAP measures alone.
TCE revenue, TCE per day, earnings before interest, taxes, depreciation
and amortization ("EBITDA"), and EBITDA adjusted for the impact of
certain items that we do not consider indicative of our ongoing
operating performance ("Adjusted EBITDA") are non-GAAP financial
measures that the Company believes provide investors with a means of
evaluating and understanding how the Company's management evaluates the
Company's operating performance. These non-GAAP financial measures
should not be considered in isolation from, as substitutes for, nor
superior to financial measures prepared in accordance with GAAP. Please
see below for reconciliations of TCE revenue, TCE per day, EBITDA and
Adjusted EBITDA.
Reconciliation of Voyage Revenue to TCE per Day
Reconciliation of Net Income to EBITDA and Adjusted EBITDA
EBITDA represents net income/(loss) before interest expense, income
taxes and depreciation and amortization expense. Adjusted EBITDA
consists of EBITDA adjusted for the impact of certain items that we do
not consider indicative of our ongoing operating performance. EBITDA and
Adjusted EBITDA are presented to provide investors with meaningful
additional information that management uses to monitor ongoing operating
results and evaluate trends over comparative periods. EBITDA and
Adjusted EBITDA do not represent, and should not be considered a
substitute for, net income/(loss) or cash flows from operations
determined in accordance with GAAP. EBITDA and Adjusted EBITDA have
limitations as analytical tools, and should not be considered in
isolation, or as a substitute for analysis of our results reported
under GAAP. Some limitations are:
While EBITDA and Adjusted EBITDA are frequently used by companies as a
measure of operating results and performance, neither of those items as
prepared by the Company is necessarily comparable to other similarly
titled captions of other companies due to differences in methods of
calculation. The following table reconciles net loss, as reflected in
the consolidated statements of operations, to EBITDA and Adjusted EBITDA:
View source version on businesswire.com:
Investor Relations Inquiries:Nicolas BornozisJudit CsepregiTel:
+1-212-661-7566E-mail: email@example.com
Source: Diamond S Shipping Inc.
Investor Relations
Tel. +1 212 517 0810
Email: email@example.com
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Gardening in a changing climate, Tuesday 26th March, 9.30am-4pm, Nawton
• What will changes in the climate mean for your garden?
• What can you do?
You'll come away from this session with tips, hints and useful advice you can apply to your garden from experienced organic gardener, Barbara Hickman. Before the course, you'll be encouraged to consider your garden – size, aspect, soil, problems, needs, limitations and what you'd really like to know (see list below). Barbara will design a programme to meet your needs.
• Gardening in a changing climate, dealing with extremes
• Encouraging wildlife with plants and management, alternatives to chemicals
Afternoon Topics (select in advance)
• Brief history of gardening, styles, great gardeners, plant introductions (one session)
• Gardening through the year, seasonal highlights, colour, height
• Organics, pest control, companion planting, feeds
• Trees – function in world, forms for smaller gardens, planting and aftercare
• Basic shrub and clematis pruning
• Vegetables fruit and herbs
• And requests from participants
Refreshments: Teas/coffees provided. Participants to provide their own lunch/sandwiches Cost: £25 (all day); £15 (morning only 09.30am-1pm) £10 (afternoon only 2pm-4pm) Tickets: 01439 770985
Full venue details made available on registration.

subset: commoncrawl


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Personal Vision VS Business Vision: What Do They Mean For You?Posted: December 4, 2018 Filed under: advice, business, business owner, Business Plan, Business Vision, growth, opportunities, Selling Your Business, Starting a Business, strategy, success | Tags: Business, business owner, business plan, Business Vision, company vision, personal vision, Small Business Leave a comment
A business is so much more than a "job". It's a lifestyle, a world-view, a reflection of the type of person you want to be. It's how you want to contribute to the community, where you see yourself in your future, and in some cases, it's what you want to leave behind.
So many business owners tell me that they want to take their business to the next level, but they never define why. Everyone has goals, but they rarely take the time to write everything down and decide the "how's" and "why's" of what they want their business to be. In my experience, it's not only helpful to carefully consider and record your vision – it's essential.
These personal goals and business goals can be defined and followed by crafting a personal vision and a business vision. Here is a brief outline of both and not just how they are different, but also how they can work together.
Personal Vision
Create your personal vision first. As the owner of the business, your vision is key to where you want to take the business.
Do you dream about being able to take your family on vacation to an exotic location once a year? How about a four-day workweek, or buying your dream home? These things could be part of your personal vision.
When crafting a personal vision statement, you'll need to write down where you want to be in a year from now or 2 years from now. This could include considering your desired material lifestyle, your passion giving back, your ideal workweek, time with your family, and time enjoying the things you love (not your business). If you want to make sure that you are making enough money so that your children can have their college tuition paid for, this should be recorded in your personal vision statement too.
In addition to this, it's important to include an exit strategy in your personal vision. This will detail how you would like your business to proceed when you retire, including whether or not you intend on naming a successor (e.g. a spouse or child), or if you would prefer to sell the business. Be mindful that your exit strategy is carefully considered, and entails what you plan to do in place of work. Some business owners find it hard to leave their business behind, and it can never hurt to plan ahead for how you will fill your free time in the future.
Company Vision
Once you've completed your personal vision, it's time to concentrate on your company vision. The two go hand in hand. If for example, you want to spend only 6 months of the year working at your business, then part of your business plan needs to include finding a current or future employee who can take on some of your current roles and responsibilities. If your plan is financial freedom, then your company vision will be to increase your sales and marketing efforts, etc.
As the business owner, it's up to you to set the company vision; it is not a team approach. Although you need to share it with your staff, the company vision statement needs to be synergetic with your personal vision so that the two can work together to create a business that benefits both you and your employees.
The company vision will also help you create a big picture idea of what your company will look like as a whole, for both you and your employees. This is why creating a company vision can enhance your existing leadership skills, which in turn helps your employees attain their own career visions.
Writing out a personal vision and business vision and following them is crucial, and often, overlooked in creating the kind of business you'll be proud of. Writing out what you really want out of your business in a personal vision and then writing out how it can be achieved through your company vision can be both humbling and gratifying.
To get a better understanding of how to help your business grow, contact me today to find out more about joining The Alternative Board.
Customer Retention: The Benefits of a Loyalty ProgramPosted: March 20, 2018 Filed under: advice, business advisor, Customer Service, Marketing, opportunities, relationships, retention, Sales | Tags: customer retention, loyalty program Leave a comment
At a few TAB meetings I've recently facilitated, the business owners around the table have asked how they can ensure their customers keep coming back. When the cost of acquiring a new customer is five times more than the cost of customer retention, we need to show our customers that we care.
Many of you may be familiar with loyalty programs in your personal life such as from your gym or a preferred airline, but loyalty programs are also relevant for those who sell B2B products and services. So, what constitutes a loyalty program?
Loyalty programs can encourage your customers to continue purchasing your products or services by providing them rewards for their continued business. Such rewards may include discounts or free products by spending earned points, advance notice of a new product, or participation in loyalty members-only sales.
I'd like to share with you four possible benefits of implementing a loyalty program:
Money Savings
Not all money-saving offers, such as frequent sales and deeper discounts, are likely to be ideal for your business, but some loyalty programs allow customers to earn their own personal sale so you don't need to cut prices across the board. A good example of this is programs that give money back after spending a certain amount (Spend $X, Get $X Back). You could create service packages like this as well. The customers get the satisfaction of feeling like they are saving money, but in reality they tend to spend even more money at the time of reward redemption.
Loyalty programs can increase your sales without needing to lower your overall prices, giving your bottom line a valuable boost.
Promotion of New or Less-Popular Products
As a business owner, you might find that your business has difficulty selling certain products/services or getting customers to try something new. A well-designed loyalty program can offer greater rewards – and greater incentives – for specific purchases, which can compel customers to add or explore products or services that they would normally ignore.
Collection of Unique Customer Data
In order to sign up for your loyalty program, you'll need your customers to provide you with some basic information. This is an opportunity to ask for more targeted information than what you may already have on your customer, which in turn allows you to customize future offers to them. You may ask them about their preference for certain services, packages, or types of offers they'd like to see. Keep the questions brief, and offer dropdowns with possible answers for a simple user experience.
Knowledge of Your Customers' Spending Habits
Once a customer is registered for a loyalty program, you can track their activity with your business through an identification number or membership card. The more they use the program, the more data you collect on how often they make purchases, when they tend to shop at your business, and what products/services they buy and in what combinations. You can never know too much about your customers' spending habits.
If you do decide a loyalty program is a right fit for your business it can become an integral component of your customer retention program, but it can also be a deciding factor for a potential customer to choose you over one of your competitors.
Building customer loyalty is just one of many solutions to help business owners grow their business. Contact me today to discuss the benefits of working with TAB and growing your business!
Ready to Unleash Your Inner Entrepreneur?Posted: November 7, 2017 Filed under: business, business advisor, business owner, Goal-Setting, opportunities | Tags: business advice, Business Growth, Entrepreneur, Franchise 1 Comment
There comes a point in an executive's career where most, if not all professional milestones have been achieved. It's a point where I have found many executives start to become restless, looking for the next challenge. If you don't share the same excitement your colleague's have about their retirement plans and you are thinking about how you've always dreamed of being your own boss, then I'd like to share with you a great opportunity to unleash your entrepreneurial spirit!
As a franchise owner for The Alternative Board (TAB), you not only have the freedom to make you own decisions, have low overhead costs, and determine your own hours, but you will have the backing of an international franchise and be making an impact on small businesses and their owners.
As a TAB franchisee, you will:
- Build and manage an advisory board of up to 10 non-competing businesses
- Coach business owners to improve their leadership skills and help their business grow
- Facilitate group meetings and discussions to propose constructive, powerful solutions to business problems
- Guide and grow your business with autonomy, and with the backing and support of an international franchise
This opportunity is perfect for:
- Executives with an entrepreneurial spirit, who have an abundance of experience in the corporate world
- Business leaders who look to tackle a new challenge for the next 10-15 years
- Those who would enjoy helping passionate business owners innovate and grow their businesses
Becoming a TAB franchisee allows you to be your own boss, make your own decisions, and help small businesses succeed. It's the perfect opportunity for someone who wants to make a big difference in the lives of many small business owners and their ventures. If you'd like to learn more about being a TAB franchisee, contact me today!
Business Growth: How to Build Business Relationships After a Networking EventPosted: October 11, 2017 Filed under: advice, business, business coaching, growth, Networking, opportunities | Tags: Business Growth, connections, LinkedIn, Networking Leave a comment
In previous blogs, I've discussed how to effectively attend networking events. You're now quite adept at working the room and making the most of your opportunities. And, some of the connections you've made have the potential to develop into valuable business relationships. However, attending the event is only the beginning. Whether or not you're able to build successful business relationships after attending a networking event depends on how well you follow-up.
Business owners often share with me that their networking event was not successful because they didn't get any 'real' leads, but the truth is, that leads are not built in a day and this is why follow up after attending a networking event is so critical. In order to build business relationships after a networking event, you'll need to follow up. I've outlined below seven tips I believe will help to increase your success at the networking events:
- Review and prioritize the connections you made: Review your notes and the business cards that you collected. Google the people you met and interacted with. Make a list of the ones that you believe could be a potential client, strategic partner, vendor or referral source and prioritize in order of importance.
- Send an email within 48 hours: Send a quick "nice to meet you email", and personalize it by mentioning some of the things you discussed at the event. Suggest a face-to-face meeting for coffee or lunch and include a few date/time options.
- Connect on LinkedIn and other social media networks: This will help you build your online connections and a potential referral network. Connecting on social media also ensures that you and your connections will always be able to contact each other.
- Pick up the telephone and make a call: We're so used to email, social media and text, that making a phone call has become a novel idea. Pick up the phone, have a chat and suggest a time to get together.
- Deliver on any promises that you made: In the course of discussion, did you promise to send your new contact some information he/she was looking for? Deliver on your promises as quickly as possible.
- Introduce people to each other: Add value. You may have met someone who you believe would be a great connection for someone else that you know. Make the connection. They'll both thank you for it.
- Create a monthly follow-up plan: Building relationships takes time. A monthly follow-up plan will help you cultivate your contacts and build successful business relationships after attending a networking event. It's also a great reminder.
Are you following up after attending networking events? Want more advice on building successful business relationships after attending a networking event, or general advice from other business owners like you? Find out if a TAB Board is right for you!
Business Growth: How to Improve Your Customer Retention RatePosted: June 20, 2017 Filed under: advice, business, Business Plan, Customer Service, opportunities, strategy | Tags: Business, business advice, business strategy, business tips, Customer Service, Customers Leave a comment
I work with many business owners who are very often so focused on customer acquisition that they forget about how important and cost-effective customer retention is. According to the Harvard Business Review, acquiring a new customer is anywhere from five to 25 times more expensive than retaining an existing one. Research by Frederick Reichheld of Bain & Company shows that increasing customer retention rates by 5% increases profits by 25% to 95%.
One strategic business approach that I often recommend is to go deeper with the clients you have rather than invest the time to attain new ones. I've outlined below several tips to help you improve your customer retention rate:
Are your customers leaving you? If you want to improve your customer retention rate, you need to be aware of how many customers are leaving (the churn rate) and determine what is causing them to leave. Ask yourself what as a company you are doing that is causing your customers to leave.
Customers don't buy from companies; they buy from people. 60% of all customers stop dealing with a company because of what they perceive as indifference on the part of salespeople (Peppers and Rogers Group). Have your salespeople become complacent? Are you making an effort to make your customers feel valued or do you take them for granted? Are you rewarding your loyal customers for their business?
Listen to your customers. Talk to your customers – after all, they chose you. Invest the time to ask them how they feel about your products/services. Understand what they are looking for and what their plans are for the future. Personal relationships are powerful and inspire loyalty. The customer experience is key to your success.
It's not all about price. Companies are often totally focused on being the lowest cost provider. While being competitively priced is very important, there will always be someone who can come in at a lower price. Price alone won't keep your customers; delivering the best value will. Value is a combination of price, trust, customer service, delivery, relationships and support.
Has your company lived up to expectations? It's one thing to win the business; it's another thing to keep it. Make sure your brand has delivered on its promise and your product/service meet or exceed expectations. Take a look at creating a great customer experience. Managing customer expectations is an important part of customer retention. Set realistic expectations. It's better to under-promise and over-deliver.
Communicate! Communicate! Communicate! Communicating with your customers will keep you top of mind. Remember, there is always going to be someone lurking in the wings to swoop in and steal your business. Find out how often and by what channels your customers want to receive information. Always address your customers' concerns immediately. If you make a mistake, own it and fix it. Your customers will appreciate your honesty and your efforts.
Do you prize deliverables over results? Every deliverable must be able to show a measurable result that will positively impact your customers' business and help them achieve their goals and objectives.
Bonus Tip: Conduct an exit interview. There is no company in the world that retains 100% of their customers, no matter how good they are. If one of your customers is leaving, take it as an opportunity to improve. Conduct an exit interview to learn why they're leaving. This information is extremely valuable and can help you to make changes in order to avoid a similar situation in the future.
Are your customers leaving you? Want more advice on customer retention, or general advice from other business owners like you? Find out if a TAB Board is right for you!
The Roles They Are A-Changin'Posted: February 21, 2017 Filed under: advice, advisor, business, business advisor, business coaching, business owner, employee retention, employees, growth, Leadership, opportunities, relationships, retention, strategy, success, Uncategorized | Tags: business advice, business strategy, business tips, Development, staff development, workplace Leave a comment
As a business owner, you know how important it is to keep things fresh and innovative in your workplace, but when making changes, you'll need to consider how your plans might impact your employees.
If you are in the process of job redesign where employees are assigned new roles that play into their strengths and contribute to a more successful business, these changes can be stressful to your employees. If someone has been hired for a particular job and then he or she is suddenly expected to perform a different role in the organization, tension and stress can result.
A recent report found that 46% of 1,018 Canadian employees recently surveyed had taken time off work or noticed other employees taking sick leave following workplace changes, a common symptom of a stressed-out workplace.
I've outlined below a few tips on how you can shift roles in your organization without contributing to employee stress:
- Share your vision.
Why are you doing this? What is this change going to accomplish for your organization? Sharing this vision with employees will allow them to understand exactly why this is happening, and help them find their part in it.
- Keep the lines of communication open in regards to role change.
Ask employees how they feel they can contribute to a new role and encourage conversation. By doing this, you can evaluate each employee's strengths and weaknesses, while giving them an opportunity to work in a new role they would truly enjoy.
Make sure employees stay up to date as things begin to shift. For example, when you have made some final role decisions, send out an email to all staff informing them of the new structure. Keeping everyone in the know will ensure a smooth transition process.
- When your employees begin their new role, make sure they feel supported.
Assuming a new role can be challenging, especially if the employee doesn't have a lot of previous experience in the position. Positive reinforcement can go a long way, as employees are less likely to experience stress when they report a positive and supportive workplace culture.
In today's workplace, you need to keep things fresh, but maintain a balance against a backdrop of inclusiveness and communication. Learning how to handle change effectively is what will keep your team on the right path to growing your business.
How have you successfully restructured your business?
Employee Turnover – Is It Really A Bad Thing?Posted: June 21, 2016 Filed under: advice, employees, Hiring, opportunities | Tags: business advice, employee retention, employee turnover, Morale, Rewards Leave a comment
As a business owner you may hold to the traditional view that employee turnover is equated with failure. However, the days of working your entire career at one company and retiring with a defined pension plan, gold watch and a testimonial dinner are long gone. Employee turnover is part of the rapidly changing business environment that many of you face today. In fact according to CareerBuilder's Candidate Behavior Study, 75% of full-time employees are either open to or actively searching for new job opportunities.
Employee turnover can provide many benefits.
An Improved Workforce
Every company has a percentage of employees who are subpar or have toxic personalities. However, many retain these employees and as a result lose top performers who are overworked and underappreciated. Jack Welch, former CEO of General Electric, implemented a policy of annually evaluating staff in order to "purge" and replace the bottom 10% of performers. The reality is that even employees who are performing adequately can become complacent after a time and are frequently resistant to change. On the other hand, new employees are excited about their jobs and work hard to make a good impression. They bring a fresh perspective and new skills, which may ultimately improve efficiency and profitability.
I've outlined below a few ideas that I hope will give you pause to possibly reframe your views on employee turnover in terms of being a benefit to your business.
A Boost to Morale
New employees can breathe new life into your workforce. While disengaged employees can hamper productivity and morale, new employees can inspire their team members to greater heights with their enthusiasm and energy.
Cost Savings
Typically you'd pay long-term employees considerably more than a new hire. Hiring a new employee also gives you the opportunity to eliminate or reduce high-cost seniority driven benefits and perks – number of weeks of vacation, golf club and/or gym memberships, company car, parking spaces, Smartphones, etc.
Is There An Ideal Employee Turnover Rate?
Although there's no such thing as an ideal employee turnover rate, 10% is the rate most commonly used. However, not all employees are created equal. If you're losing your subpar performers, then you're doing well, regardless of the percentage but if your rate for losing top performers is high, you have a problem.
Low Employee Turnover Can Be a Problem
Low employee turnover is not necessarily a sign of a healthy company. It can be a result of poor management, fear of termination, weak performance management or being slow to release surplus labour. Although firing or laying off employees is never pleasant, you should have a plan in place on how to deal with under performing employees.
Employee turnover can be very positive for your company as long as you're losing subpar employees and not your top performers. I recommend that you carefully review the records of the employees that have left your employ in the last year to determine whether their leaving was of benefit to your company or if you have a problem that needs to be dealt with.


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2018 could be considered a tough year for the faith-based production and distribution company PureFlix. After seeing great success with the faith-based dramas God's Not Dead and the sequel God's Not Dead 2 as wellContinue reading
Month: March 2019
Avengers: Endgame Tickets to Go on Sale at 8AM ET on April 2nd
As previously reported, domestic Avengers: Endgame tickets will go on sale on Tuesday, April 2nd. Those tickets will become available at 8:00AM ET (Eastern Time). Theaters were notified of that embargo so that they mayContinue reading
Suicide Squad Poster From 2016 Still Hangs At New York City Bus Stop In 2019
As the recently rehired James Gunn gears up to direct the sequel, a poster for the 2016 Suicide Squad continues to hang at a New York City bus stop almost three years after the film'sContinue reading


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This is an amazing horse property in beautiful South Valley Neighborhood.
Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers' personal, non-commercial use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.
Listing information last updated on April 3rd, 2020 at 4:01pm MDT.


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2019 Audi A7 Specification And Price – Audi has begun the initial community road trial offers of its after that technology A7. We are still at the check mule phase, which implies the technical engineers are testing the new mechanicals in the makeshift body of an existing model, but even at the earlier period, we can presently get a couple of particulars.
2019 Audi A7 Future
It seems the length of the new A7 will not be transforming, but width needs to be up, as confirmed by the revised wheel arches about this mule. This ties in with statements that the new A7 will sport a larger, more last appearance. A single component we know will bring more than is the squared-off of a Kammback rear.
2019 Audi A7 Exterior And Interior
Audi is generating its total dimensions A6 and 2019 Audi A7* car lines more exclusive. The external of the Sedan and Avant is set up to get a touch sharper, with all of the models featuring interior enhancements and new devices. There is a new, extensive gear package for the A6 Allroad Quattro*. The current total-sizing family members are offered to purchase worldwide soon. Shipping and delivery will occur in the summertime. Quality, design and technological innovation – these are the important offering details for Audi full-size models. With the commence of the new model year, the manufacturer is further boosting its models. On the outside, changes to the front end of the cars accentuate horizontality: The Audi A6* and Audi A6 Avant* feature daring curves that surround the air flow inlets in the new top apron, and struts in great gloss black that break down the lateral air flow grilles horizontally. The aspect sill and rear fender are also far more angular fit. A new diffuser gives the finishing touch to the reduced rear finish.Some options bring a lot more online connectivity and entertainment aboard for all those A6 and A7 models. The Audi mobile phone interface places the personalized surroundings Apple company Car Engage in, and Android os Auto on the MMI keep track of. Other extra characteristics in the A6 and 2019 Audi A7 are the inductive charging you functionality of the Audi phone pack. It expenses suitable mobile devices to Qi standard. To keep the rear passengers occupied, two Audi PC tablets get connected to the car and can be used far from it. This device is also a new accessory for the range for the S models.For the A6 Allroad Quattro, Audi adopts hitting distinguishing visual characteristics to strengthen its off-road character. The substantial Advanced package is offered as a choice for those engine types.
2019 Audi A7 Engine
The base engine needs to be a turbocharged 2.-liter four-cylinder supplying 252 horsepower and also 273 pound-feet of torque. This product can make its launching in the 2019 A4. A connect-in crossbreed A7 is a guarantee, where there should furthermore be a battery pack electrical alternative at some point. Audi has also meant an energy cellular-outfitted 2019 Audi A7. The excellent news is that we will also see flashy S7 and RS 7 patterns yet again.
2019 Audi A7 Price And Release Date
Rivalry: BMW 5-series. Buyers within this (and each) segment are moving to SUVs. The A6 has to tempt individuals with its interior and outside styles, high-quality materials, and performance. Calculated Appearance and Price: The middle of-2019 for the A7, slip 2019 for the A6; each can keep their current costs placement, start just beneath $50,000 for the A6 and under $70,000 for the greater-loaded A7.


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Borehole water treatment requires knowledge about the different elements and how to treat it. In some cases two or three elements work together that would cause serious problems regarding the water quality.
Borehole Water Treatment Advice.
The best borehole water treatment advice that we can give you is to get the borehole water tested as soon as possible. It is critical that you know what the status of the borehole water is.
Borehole Water Treatment test.
Download the link below, print it and complete it by marking all the elements to be tested. It is important that all elements been tested. Just to test for a few elements that you think in important could be of no value to us.
By receiving the water test results you can send it to us and we will assist you.
Installation and supply of Borehole Water Treatment system.
We find that people want to save on the water treatment system by asking the plumber to supply and install a water system. The plumber knows nothing about the aspects of the correct treatment procedure for the different applications. The plumber knows all about the plumbing and we agree on that. If you are not serious about the health of your loved ones feel free to use the plumber.
Borehole Water Treatment Solution.
We provide borehole water treatment solutions to our clients on the basis that they provide us with the latest water analysis. We will not talk or give any advice to any person if they can't provide a water analysis. Don't even ask us how much a water treatment system would cost.
Borehole Reverse Osmosis Systems
Borehole Water Problem Solving Section
Borehole Water Purification System
Borehole Water Smell Like Sewerage
Borehole water contaminated with cholera
Bank requirement for borehole water
Borehole Water purification System Prices
Borehole Water Purifying System
Sewerage in our borehole water


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Artisan Raw Greek Fir Honey (2019 Vintage) - 1kg
Thomas' Raw Greek Fir honey (2019 Vintage) is a rich and slightly sour fruity honey. This particular batch is dark, very thick and is less savoury than the regular Greek Fir. It starts with a sharp sourness which then brings out a distinct and sappy flavour with hints of stewed fruit and mineral molasses notes, which linger. The taste remains pleasantly on the palate for a good time
The particularity of this Fir honey is that the bees have been collecting the sap from near the base of the Fir tree, where it is richer in mineral salts. They only do this every 3 to 4 years. Normally they collect from higher up the tree, on the top branches, where the sap is richer in sugars. That's what makes this Red Fir honey so special.
Colour: When runny, the colour of this honey is nearly black, with a reddish tint when you hold it up to the light.
Where it comes from: The Greek Fir honey is harvested from altitudes of at least 1500 metres on a mountain close to Argithea in Greece.
More on honeydew honey: Fir tree honey is known as a honeydew, because it is from the sap and resin of the tree not from flower nectar. Honeydews are high in oligosaccharides, which are known for their prebiotic qualities- aiding digestion.
About the beekeeper: It was brought to us by Thomas, a young Greek beekeeper, who is planning to take over his family's hives, which are in secluded forest glades in and around mountains of central Greece. He has great enthusiasm for raw honey and natural hive products.
Please know that raw honey does crystalise and this is a natural process that occurs mainly due to the natural glucose in raw honey. For more information on why honey sets visit this article and for a more scientific explanation go to wikipedia.
About Us - Here at The Raw Honey Shop we take honey very seriously and we believe honey should be RAW, unpasteurised and 100% natural. Since 2008 we've been introducing our customers to a whole new world of pure all natural unpasteurised raw honey. With a product catalogue consisting of over 30 different raw and organic honeys we have a variety to suit all tastes.
Thank you for visiting our shop and we look forward to introducing you to a world of raw, pure and truly wonderful natural honey, the way the bees would want it!
*Product photo is representative of this product. Honey colour and texture may vary depending on the season and level of crystalization. Please check the product title and description for accurate contents.*
- Reviews
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This honey is absolutely amazing. It arrived about a week ago now and I'm halfway through it already. A beautiful dark honey that is very thick and has an intense long lasting flavour. I've had it on toast, with Greek yoghurt and have been eaten it by the spoonful. I've been in honey for years and years and absolutely love it and in all honesty can say that this is one of my favourites. It's that thick and sticky that it took a few licks to get it all off the spoon.
This honey is not as sweet as normal honeys, with a malty aftertaste. It is great with toast and with yogurt. Highly recommend it.
This is my number one. Nothing else like it and if you're lucky enough to get a jar you'll order it for ever more. Divine.
My jar of vintage honeydew honey arrived yesterday and it's hard to stop eating a teaspoonful every now and then just to "remind myself of how it tastes". This honey is a deep, dark, colour, very thick and very full-tasting, reminding me of toffees and the coating on toffee apples. I can highly recommend it :-)
Tracking details
When your item has been shipped from our warehouse, you will be sent a tracking number via email with which you can track your parcel's progress. If you do not receive tracking information within five days of placing your order or have any problems using your tracking number, please let us know, and we can assist.
Shipping to UK addresses
For deliveries to the UK, we use 24 hour and 48 hour tracked signed services for most orders.Most shipments will require a signature on delivery.
Orders placed on a working day (weekdays, excluding bank holidays) before 1pm will normally be packed and handed to the shipping company same day. Orders placed after 1pm on a working day or during non-working days will normally be packed and handed to the shipping company the following working day.
Shipping to non-UK addresses
For deliveries outside the UK, we use carrier services (the exact service will depend on your country). Delivery times will vary depending on the destination country. Most shipments require a signature on delivery.
Due to additional paperwork needed for international shipping, orders with non-UK addresses will take slightly longer to process. Orders placed on a working day (weekdays, excluding bank holidays) before 1pm will normally be packed and handed to the shipping company within two working days. Orders placed after 1pm will normally be packed and handed to the shipping company within three working days.
Please see our full shipping policy here: https://www.therawhoneyshop.com/pages/our-shipping-policy


text: 15 Feb Emerald Waterways 2018 River Cruises at 2017 Prices Our 2018 deluxe river cruising preview brochure will arrive in stores soon. 2018 will include itinerary enhancements as well as even more EmeraldACTIVE inclusions for all itineraries. Book by April 30th to receive 2018 cruises at 2017 prices PLUS save up to $1,000 per couple Save $500 per person on sailings 15+ days and longer Save $250 per person on sailings of 8-14 days in length


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Our Stock Valve Tags are 1-3/8" in diameter with a 3/8" diameter hole and come in aluminum, brass or plastic (lamacoid). The numbers are stamped and filled with black paint for contrast on the metal tags and lasered on the lamacoids. Don't forget to order your chains, key rings, or lead seals with your order.
Please feel free to call, email or fax in your requests for custom quotes.


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Touch of Frost by Jocelyn Adams
I don't like writing reviews for books I didn't enjoy, and won't if I've bought them for myself. But as I was sent this for review (and at my own request, I have to confess), here goes…
I was disappointed with this book. The blurb hooked me and I was intrigued, but I don't think the story really lived up to my expectations. The tone came across as YA and a bit whiny, so it came as a shock to discover the female MC was really thirty-one years old. I know she was supposedly grieving for her terrible loss, but the way it was told made me want to shake her rather than sympathize. Seventy percent of the book seems to be spent on her bemoaning the tragedy that is her life, of telling herself what a terrible person she is (though I don't think any actual evidence is given as to why she believes this of herself) and lusting after her sexy, secretive rescuer whilst suffering from hypothermia. His reactions - one minute warming her hypothermia-racked body with his own to jumping in terror at the mere sound of her voice - seemed unrealistic.
About two thirds of the way through, it finally got interesting. A mystery arises over her rescuer after he returns her to the friends she has supposedly treated so badly. Then comes a huge, stunning reveal, an exciting life or death situation… and suddenly the end. Although hints were laid through the start of the story, I think more could have been done to strengthen them and make it more intriguing. If the style and content of the final confrontation had been present throughout the book, I'd have been more positive - delighted even. I've seen a lot of rave reviews over this book, so perhaps it simply isn't to my taste. As it was, Touch of Frost left me cold. 4/10.
Review by Blakely Chorpenning
My synopsis for TOUCH OF FROST by Jocelyn Adams:
Lauren McLean has never quite recovered from her grandfather's passing. Tired of the numb world she has cocooned herself into, Lauren ventures back to her grandfather's cabin looking for a spark of her former self, of something good and warm. Quickly, she is engulfed by a frozen lake and wakes in the arms of the man of her dreams. Or is he the man from her dreams? Their attraction is undeniable, yet Will Frost has a secret that may kill them both if they give in to their desires..
The downfalls:
There was not much time to acclimate myself to Lauren's world before I was thrust into the icy water with her. While I immediately bonded with Lauren and her grief, a little more character history would have done a story good. I'm still left wondering why she was so close with her grandfather to begin with. Just a close family? Absent parents? Only child enjoying the spoils of attention? A yearly winter treat?
And I have to say that certain exchanges between Lauren and Will Frost did not translate well. Odd word choices left moments that should have been awkwardly endearing in a girl-meets-boy kind of way, well, just awkward in a missed-the-mark kind of way. It made it hard to focus in on Will's character. Sometimes he was a tough yet sensitive mountain man. But then, out would peak a gawky teen rather than a hot beefcake that simply lacks finesse.
As for the plot, it is not very elaborate. Not to say that is all bad. But if you are a reader looking for action, read elsewhere. However, if you like those indulgent moments when two characters spark that flame, TOUCH OF FROST delivers.
The goodies:
Adams definitely knows how to enthrall readers. With little action to propel the storyline, TOUCH OF FROST could have easily melted away into oblivion. However, driven purely by two characters in a small cabin, their combustible lust and love prove momentous. At times I swore I could hear Lauren's heartbeat thrumming faster every time Will glanced her way.
Though Will's character was a tad obscure at times, the majority was loud and clear. If I ever end up in Will's cabin, there's no way either one of us is leaving. *wink, wink*
And, of course, the cover art is fabulous. Between that entrancing stare and a great synopsis, I was hooked, even though I rarely read a love story that doesn't involve weapons, ballsy women, and dead (-ish) things.
Bottom line:
TOUCH OF FROST offers the intense attraction found in TWILIGHT, and a divine heartache paralleling CITY OF ANGELS. Adams' characters resonate. There is a certain serenity achieved in this snowy, isolated world that might leave you as revived as Lauren.
I was touched by Frost and I liked it. 8/10.
This Touch of Frost book review was written by Pippa Jay
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Definition Edit
A vector is a place where malicious code, such as viruses or worms, enter a computer or network. Some common vectors include:
- buffer overflows — this is how the Blaster worm was able to propagate
- HTML email with JavaScript or other scripting enhancements
- networking protocol flaws.
A vector is "[t]he path an attacker takes to attack a network."[1]
Overview Edit
"Today it is common for an attack to have multiple vectors. A DDoS attack carried out by botnets along multiple vectors can interrupt services for days, weeks, or even months. More sophisticated attacks take advantage of vectors that amplify their strength through a process that generates exponential reverberations. The ability to amplify an attack, for instance by tricking a server into responding to a target with an even larger packet than what was originally sent, increases an already substantial asymmetric advantage."[2]
References Edit
- ↑ ICS-CERT, Common Cyber Security Language (full-text).
- ↑ Cyber Operations in DOD Policy and Plans: Issues for Congress, at 4.
See also Edit
|This page uses Creative Commons Licensed content from Wikipedia (view authors).
Community content is available under CC-BY-SA unless otherwise noted.


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Also found in: Dictionary.
Drawing toward, denoting a muscle (attrahens aurem or auriculam) rudimentary in humans, which tends to draw the pinna of the ear forward. See: auricularis anterior (muscle).
[see attraction]
attrahensAn obsolete anatomic adjective for drawing up; replaced by other adjectives—e.g., superior.
attrahens(a′tră-henz) [L. attrahere, to draw toward]
Bringing toward.


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Orlando, Florida (CNN) — A former University of Central Florida student found dead in his dorm room of an apparent suicide, alongside weapons and a backpack of bombs, planned a larger attack, officials said Monday.
School spokesman Grant Heston identified the student as 30-year-old James Oliver Seevakumaran.
He was at the university from fall 2010 through fall 2012 but was not enrolled for the spring semester and was in the process of being removed from the dorm room where he lived.
"While the crime scene processing was under way in that room, we found some notes and some writings that indicated that this was a planned attack," UCF Police Chief Richard Beary told reporters.
He said Seevakumaran's plan appeared to be set in motion as early as February, when weapons and ammunition purchases were made. Seevakumaran developed an outline for the attack, but that never came to fruition, thanks in part to the rapid response of law enforcement, Beary said.
The chief told CNN's Erin Burnett that he believes Seevakumaran built the bombs himself, but authorities were still trying to figure out how Seevakumaran was going to carry out his plan and whom he was going to target.
"It wasn't exactly clear what the attack was going to consist of. However, he did have a time line of how he was getting ready and preparing and then in the end, he would just 'give them hell' is the quote that he used," Beary told CNN.
When police entered the dorm room, they found Seevakumaran dead from an apparent self-inflicted gunshot wound to the head, a handgun, an assault weapon, a couple hundred rounds of ammunition and four homemade bombs in a backpack.
An Orange County Sheriff's bomb squad team examined the explosives and rendered them harmless. Federal agents have joined the investigation, and the bombs were sent to an FBI lab to determine what materials were used.


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NextSeasonTV // April 21, 2019
THE GILDED AGE Premiere Date on NBC? When will THE GILDED AGE TV show start on NBC? Will THE GILDED AGE be a successful show? Trailers, Characters and all the things you are curious about THE GILDED AGE; Stop looking and start watching! We have the latest THE GILDED AGE information on this page.
Will THE GILDED AGE start any time soon? What are the latest news on THE GILDED AGE? Find out below!:
From the creator of Downton Abbey comes this 10-episodes series set in 1880s New York City, a period of immense social upheaval in which huge fortunes were made and lost and palaces spanned the length of Fifth Avenue. The series follows the wide-eyed young scion of a conservative family who embarks on a quest to infiltrate a wealthy neighboring family led by a ruthless railroad tycoon and his ambitious wife, whose "new money" is a barrier to acceptance by the Astor and Vanderbilt set. Oh, and there's also a rakish and single son, in case you were wondering about that sort of thing.
For even more THE GILDED AGE cancellation/renewal news, check out our sister website cancelled shows tv. You can see all upcoming shows on our Upcoming TV Shows (2019-20) page.
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November 2017 Commerce Club-Kuraray
Infrastructure Keeps Kuraray Expanding in Houston
Robert Armstrong, General Manager of Kuraray America's EVAL™ Business Unit, unfolded a positive story of the skyrocketing growth of plastics to the crowd as he shared the "Kuraray America Growth in the U.S. 2017" presentation at the Port Bureau's Commerce Club luncheon on November 9. The event was held at the Doubletree by Hilton Hotel Houston Hobby Airport.
"The viscose fiber, 'rayon', was the first Kuraray product in 1926," Armstrong explained. "Today Kuraray is an integrated chemical manufacturer based in Japan, with operations in Asia, the Americas, and Europe." Armstrong oversees the extensive EVAL™ brand of Kuraray's business in America that manufactures plastic resins and film, including a strong "barrier" coated film.
"The barrier film is what's inside your windshield that keeps it from shattering when one of those little rocks fly into it while you're driving 225," said Armstrong humorously. The trademarked EVAL™ derives its name from the chemical compound utilized in its production of ethylene and vinyl alcohol.
Infrastructure and the cost of doing business brought Kuraray to the Houston area in 1986 when the company was part of a joint venture with Northern Petrochemical. Forming a company known as Evalcam they built the EVAL™ plant in Pasadena. Kuraray bought out Evalca in 1992, making the company 100% Kuraray. As of 2017, Kuraray has four manufacturing sites in Houston.
Armstrong named the Houston region's pipeline logistics as a "critical mass of infrastructure" that plays a significant role in moving their product through the supply chain. The logistics volume has continued to grow, expanding from containers on trucks in 2013 into utilizing rail and barges in 2014. In 2015, maritime movements expanded again to include vessels as well as barges.
As Kuraray's development of new products continues to grow, so do their expansion plans. The company's investments in logistics in the area include the AVERA Bayport Logistics Park, scheduled to open in 2018, and an investment in an EVAL™ debottlenecking project of $69 million in 2018. Currently, Kuraray is "actively studying" more expansion in manufacturing. Armstrong again cited the port region's infrastructure and attractive business picture as a factor in their investment decisions.
Armstrong was the final speaker for the Port Bureau's Commerce Club luncheon series in 2017.
Our Commerce Club business luncheons are hosted on the second Thursday of each month. Guest speaker for January 2018 is CAPT Kevin Oditt, Commander, Sector Houston-Galveston, USCG. Register at: www.txgulf.org/events/commerce-club or call us at (713) 678-4300.
- Date December 15, 2017
- Tags Dec 2017-Jan 2018


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Ready to start your path towards health and want to schedule an appointment?
Call me at 413.551.9199. If I am in with a client or on the line, I will return your call within 48 hours (I do not return business calls over the weekend, out of respect for my family's personal time, but will gladly get back to you during business hours on Monday.)
You can also email me with any questions that you might have in regards to acupuncture, health, or any comments that you might have. I look forward to hearing from you!
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Here is my NOTICE OF PRIVACY PRACTICES if you are interested.


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Do you want to file a trademark in Spain, the European Union, or internationally and you do not know how? We can be of help. In Bamboo, we are lawyers specialized in trademarks. We know the legislation and the praxis of the trademark offices, so we can be of assistance not only with the filing itself, but with the monitoring and the active defense that the effective exercise of your rights demands.
The trademark registration grants its owner exclusive rights in the territory of protection. As a exclusive right, it is also exclusionary: the proprietor of a registered trademark is entitled to prevent all third parties not having his consent from using in the course of trade, in relation to goods or services, any identical or similar sign that may cause likelihood of confusion in the part of the public.
Thus, it is absolutely crucial for any company or particular that plans to offer products and/or services in the course of trade to be assisted by an expert, in two ways: first, in order to be able to impede any third party from causing confusion in the territory of protection under a similar or identical sign; and, second, in order to prevent and avoid actions arising from other undertakings.
Moreover, you should know that registration offices do not normally refuse trademarks ex officio based on relative grounds. This means that any third party may be able to file a similar or identical trademark, that you will not be capable of noticing this filing in order to take the appropriate actions based on your earlier rights. In this regard, we provide our monitoring service at the time of filing the trademark, and we will inform you about eventual applications that may be confusingly similar to your registration.
If you have any doubts about filing a trademark in Spain, in the European Union or internationally, do not hesitate to call or text us. We will be happy to help.
Services that we provide:
- Professional reports for studying the feasibility of use and registration of trademarks.
- Preliminary searches with professional opinion.
- Filing trademarks in Spain (OEPM), in the European Union (EUIPO) and internationally through the Madrid System (WIPO).
- International strategy for trademark expansion and growth: management of foreign trademark applications, through our network of partners.
- File monitoring during the whole life of the trademark, through specialized software.
- Preparing and filing oppositions, appeals, observations to provisional refusals, and every other administrative procedure, both before the OEPM and the EUIPO.
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- Negotiation and contracting: licenses, assignments, transfers, undertakings and coexistence agreements.
- Litigation: preparing and filing actions for trademark infringement, cancellation, invalidity and nullity.
- Domain name proceedings and complaints under the Uniform Domain Name Dispute Resolution Policy (UDRP).


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Pure Encapsulations Probiotic 123 80 gms. For children ages 1 and up For daily use, Dairy–free blend of Lactobacillus acidophilus, Bifidobacterium bifidum and Bifidobacterium lactis (formerly known as Bifidobacterium infantis), Providing 4.5 billion CFU per serving, Supports the mucosal lining of the GI tract and healthy GI barrier function, Maintains healthy immune system function, Supports healthy yeast balance, Promotes intestinal comfort and moderates occasional diarrhea.
Due to the heat sensitivity of this product, we will only ship orders containing this product on Mon-Wed. Please be advised that if you place your order on Thursday or Friday it will be held until Monday. All orders are shipped with freezer packs enclosed in 48 hour "cold-pack" insulated boxes.
This formula requires refrigeration to maintain culture viability.Ages 1 to 3, take 1/2 scoop daily.Ages 4 and up, take 1 scoop daily, or as directed by a health professional.Mix with applesauce or yogurt.
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Friends, meet the Crochet Rope Stitch! Do you love it as much as I do? (And isn't that color yummy?) It has so much body. It would look great in a scarf, shawl and all kinds of other great crochet projects!Are you having fun learning new crochet stitches with me? I love how we can take basic stitches we already know and get a whole new look by combining those stitches in a different way!
If you can double crochet and chain you can do this stitch! If you use it in a project, be sure to tag me on Instagram and show me what you are up to!
Remember, when making swatches, be sure to attach hang tags to the swatches so you can remember the stitch you made later. I like these larger hang tags so I can write out the pattern on the back for even easier reference. It's a great way to remember the stitch as your collection of swatches grows.
It also comes in handy if you crochet a swatch you're going to put on your blog and completely forget the name of the stitch. ahem… That NEVER happens here. cough. cough.
You can read everything you need to know about stitch swatching here.
Crochet Rope Stitch
Materials Needed:
- Any size hook. I used US G6/4 mm crochet hook (Did you know you can purchase my go-to hooks on Amazon?)
- A yarn weight that works with your hook size. I used worsted weight yarn.
- tapestry needle and scissors
Remember, you can make your swatch with any size hook and yarn weight. Read all about How to Swatch Here.
Stitches and Abbreviations:
- ch – Chain
- dc – Double Crochet
Resources and tutorials you may find helpful in following this pattern: Crochet Abbreviations, US to UK Crochet Conversion Chart. Find links to stitches on the "Tutorial" menu: Getting Started will show basic stitches used in many patterns and Crochet Stitch Dictionary shows our growing collection of crochet stitch tutorials.
Chain a multiple of 3 + 2 (for information on what this means, please read How to Swatch), plus 1 for the foundation chain
R1: dc in the 4th ch from hook, ch 1, dc in next ch, *skip next ch, dc in next ch, ch 1, dc in next ch, repeat from * to last ch, dc in the last ch, turn.
R2: ch3 skip first 2 dc, *(dc, ch 1, dc) in next ch-1 sp, skip 2 dc, repeat from * to last dc, skip last dc, dc in turning chain, turn.
Repeat row 2 for the pattern.
Did you enjoy learning the crochet rope stitch? I love to see your creations! Please share your Crochet Rope Stitch projects with me on Facebook or tag me on Instagram. To learn more stitch patterns, please visit our Crochet Stitch Dictionary.


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We all have them. Many times STUFFED to the brim with pencils, screws, papers, power cords and other odds & ends. If you have your drawers organized, bonus to you.
In this video from Rocket Organizing (a new division of Organized Solutions), we take a look at an organizing magic trick to keep your drawers organized and in check:
What is your favorite drawer in your home?


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This homemade video is terrifying, but there's a happy ending.
It shows toddler Gavin Walla silently strangling at the end of a looped window blind cord that he was playing with in the living room.
In the video, his mother, Nicky Walla of Chippewa Falls, Wisconsin, sees what's happening, screams, and then rushes in to save her son. The boy had accidentally wrapped the cord around his neck and was choking silently until he was blue in the face.
"I somehow got Gavin off the window blinds, but I don't actually remember lifting him off," his mother said. "We were the lucky ones. If you can call it that," husband Nate Walla said.
The footage was shot more than a decade ago. Now 17, Walla is calling on parents everywhere to watch the video of his near-death experience.
"I'm glad that it's out there," Walla told ABC News. "It saved the lives of other children that have been fortunate enough to have parents who have seen the video."
About three decades ago, the government first identified window blind cords as a hidden danger. Hundreds of children have been killed or injured by the cords. The Consumer Product Safety Commission (CPSC) estimates that since Walla's video was released, more than 100 children have died in similar window blind cord accidents.
Even though the industry claims voluntary manufacturing standards and educational programs have been enough to reduce the death toll. But the CPSC has said it might not be enough.
Last year, the CPSC voted to start the rulemaking process that may eventually lead to mandatory safety standards for new window coverings.
"Keeping children from being strangled to death is first and foremost for me when it comes to window covering cords," said CPSC Chairman Elliot Kaye in a statement at the time. "No matter the final approach—whether it is a comprehensive federal standard or a vastly improved voluntary standard—I feel the urgency to having this hazard addressed, so families with young children and businesses can have confidence in the safety of these products."


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A Rich, Proud History
British Pathé was once a dominant feature of the British cinema experience. Before the advent of television, millions around the globe came to movie theatres for their weekly dose of filmed news. The birth of this phenomenon took place when renowned French filmmaker Charles Pathé came to London in 1910 to introduce an innovative medium to British audiences – the cinema newsreel.
We're Old News
Over the course of a century, British Pathé reported on everything from armed conflicts and seismic political crises to the curious hobbies and eccentric lives of ordinary British people. In so doing, the organisation set the benchmark for cinematic journalism, blending information and entertainment with unmatched success and influencing whole generations of Britons.
Historical - and Historic - Films
Now considered to be the finest newsreel archive in the world, British Pathé is a treasure trove of 85,000 films unrivalled in historical and cultural significance. Spanning the years from 1896 to 1978, the collection includes footage from around the globe of major events, famous faces, fashion trends, travel, science and culture. It is an invaluable resource for broadcasters, documentary producers and archive researchers worldwide.
Important Partnerships
British Pathé represents the Reuters historical collection, which includes more than 136,000 items from Reuters-owned news agencies. All footage can be viewed on the main British Pathé website.
British Pathé has also worked extensively with the best in the business, such as the BBC, producing excellent original long-form content to add to its newsreel archive.
A British Pathé for the 21st Century
In 2018, British Pathé launched its online on-demand service "British Pathé TV". Created as an alternative to the mainstream broadcast channels and aiming to appeal to specialist audiences – such as history buffs, royal watchers, cinema aficionados and train enthusiasts, among many other groups – it is designed to complement the existing British Pathé newsreel archive (which remains free-to-view on the main British Pathé website).
Access Hundreds of Hours of Content
British Pathé TV's library is loaded with great full-length documentaries, fascinating interviews, classic movies and more!


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You can make good money at this business but you need great locations that provide enough volume to make it worthwhile to service provide a decent return on your investment. I have even seen some entrepreneurs try selling snacks at companies without any machine at all…totally on the honor system. Still another variant you could do is provide coffee, soft drinks or basic snack food for a company location and try to get the company to pick up the cost as a benefit for its employees.
Form a business entity. You'll need to decide what type of business entity you want to be, for tax purposes and hopefully to eventually attract investors. You will do this after you've decided whether you will need money from others either in equity or loans and with the advice of your legal and accounting experts. It is one of the last steps taken before you actually spend money or ask someone for money. Most people are familiar with corporations, LLCs, etc., but for the vast majority of small business owners, you will need to form one of the following[2]:
Short tasks are often just extra money and rewards, but it's something a lot of people do to fill in the gaps between other types of work from home jobs. The tasks available will vary from site to site.
Everyone wants videos for their website, and corporations and non-profits are willing to pay good money for high quality service. This is a local business because you need to be onsite with your camera.
Starting any business has a price, so you need to determine how you're going to cover those costs. Do you have the means to fund your startup, or will you need to borrow money? If you're planning to leave your current job to focus on your business, do you have some money put away to support yourself until you start making a profit?
The antique market is not as lively as it used to be. But there's still money to be had from the industry if you love rare old stuff and possess the skill of restoring them to their former glory. To start an antique refurbishing business at home, you'll likely need a few thousand dollars to build out a basic workshop and stock it with all of the right treatments and materials in order to truly excel with this side business idea. Start small by borrowing around what you can, and learning the basics of the trade as a side hustle before investing in a ton of equipment.
#20 – InstaEdu is an online company hiring work at home tutors to teach online students different school topics. Payment is usually $20 per hour made using PayPal. Teaching sessions take place through Skype, text message, video chats or even whiteboards.
As people are demanding more fulfillment in their lives and have more options to consider, they are increasingly turning to coaches. You can build your skills in this field by reading up on it, signing up for some life coaching yourself, or taking a course about how to teach life coaching.
One of my business school classmates started a concert promotion business while still an undergrad at Harvard, and even as a student he was making a fortune at it. He started with lesser known groups and smaller venues, and within a couple years he was booking some of the largest venues in greater Boston. He also enjoyed partying with the rock stars!
June 6, 2017 | Mark Thomas | Not having a local grocery is an all too often experience in rural communities. Understanding the reasons is key to developing strategies to overcome this crippling blow to the economic vitality and longevity in small town America.
It is absurd how much money you can make in liquidation! One of my friends made hundreds of millions of dollars as a partner in a firm primarily specializing in liquidating retailers. Typically, a liquidator comes into a business and buys everything that is unsecured. Then if the company is a retailer, they hire the company's staff themselves to run a going out of business sale. You could specialize in liquidating certain types of businesses or personal estates.
There are basically two businesses here and I would tend to focus on one or the other. One is providing medical help such as skilled nurses. The other is providing senior companions. Both can be great businesses with long term revenue streams and high demand.
Shutterstock – Read Review – May be open worldwide. This popular stock photo company has occasional openings for remote image reviewers, where you determine which submitted photos should make it onto the Shutterstock website. Pay and other details are under wraps — workers are required to sign an NDA, so it's hard to find many details online.
Too many entrepreneurs make the mistake of trying to run their business venture out of their personal bank account. It's super important to create a separate bank account for your business, primarily because it isolates your professional financials and makes them easier to manage and track.
#30 – Art Logic – If you are great at coding at willing to work from home, try applying for an Art Logic job online vacancy. The company occasionally hires system developers who earn $20 per hour respective of the job.
Consider a home equity loan. If you have a home, looking to get a home equity loan can be a wise idea, since these loans are typically easily approved (since your home acts as collateral), and interest rates are typically lower.
Banks levy varying charges. For a business startup, these can amount to a substantial sum for a bank-dependent operation. Always confirm the requirements and charges beforehand. Do not choose a bank based on only the reputation.
Twice I have heard Jim Koch, founder of Sam Adams beer, talk about how he started his business. I find this to be a tough business. First you need a brew master with deep expertise. Then you have to get your beer taste to be very distinctive and very pleasing. You need consistent quality. You need to stand out versus the many other small brewers, build a clientele, and arrange for transportation. Nonetheless the market is huge and because of the success of micro-breweries, established beer distributors are increasingly willing to take on smaller labels.
One of my friends with a background in manufacturing started a business removing waste from building sites and then he progressed into the demolition of industrial buildings. Like other construction related services, one of the keys to success is very carefully bidding for your work. You also need to make sure you get paid–general contractors can be highly successful one minute and then short on money to pay bills the next.
1. Study the market. When a product idea dawns on you, first you must situate it. I recommend searching through Google Images and Google Shopping. Do similar products exist? Study them carefully. What benefits do they offer? Consider your point of difference. Does it offer a benefit consumers truly need or want? Read Amazon product reviews for further insight. Search for prior art as well. (Your goal is to understand the history of innovation as it relates to your concept, not to prove it's never been thought of before.) If you find your idea in a patent but not on the market, do further research. What happened?
These low-investment, no-inventory online businesses make a great entry point for beginners or anyone with a busy schedule, giving you a hands-on education in entrepreneurship at a fraction of the cost.
Some might start out as employees or apprentices for other businesses and then gradually build up the skills and experience before they set out on their own. But with the right idea and determination, they can make their dreams of having their own small business come true.
Hi, I am really trying to start my own trucking company doing hot shot services. I know plenty companies that would let me handle their needs but with the cost of living being so high in the city it makes it so difficult to save money to get started with bills and child support. If anyone knows anybody that could help me get a small business loan I would gladly appreciate it.
People with disabilities often face many challenges in their regular every day lives. The things we all take for granted the disabled struggle with everyday. One of the biggest obstacles the disabled job seeker faces is locating work from home jobs. Actually it's an obstacle we all have but the disabled are way more disadvantaged in this respect. So are there work at home options available to people with disabilities? We explored this very question and came up with some interesting findings.
Most of the peoples are doing the same business in traditional ways.. however now in current market trends we need to change the traditional marketing concepts instead of this need to join customers socially and virtually via webs and mobile apps.. so peoples can share there views, like dislikes and give your reference to other peoples.
Protect your LLC status: Having an operating agreement makes your LLC more "legitimate" in the eyes of the court, especially if it is a solely owned LLC. Because there are many different types of business structures, you want to make sure that your LLC is recognized as an LLC and not something different. The formality of an operating agreement insures that your LLC will be seen as an LLC. [19]
You could find some space on a busy street, perhaps in a resort area, and equip it with arcade games. But I would try instead renting a cool collection of arcade games for parties. The overhead is less, you could start out with just a few games, and you know how much money you will be making before you go to work!
Think back to all the times you've called a company for help or typed questions into an online help box. The people you dealt with could have been working at home, which gives you some idea of the kind of work you might be doing.
Resource Recommendation: If you could use some help with this step, a business license service is a great solution. They'll determine everything required of your business on a federal, state and local level, get the forms for you and even provide filing instructions.
Lots of businesses try to save money by hiring people as independent contractors rather than full-time employees. The IRS will impose large penalties on businesses that do not withhold and pay taxes for workers that it considers full-time employees rather than independent contractors. Here are some things the IRS will look at to determine whether a worker is an independent contractor or a full-time employee:
Willing to mow lawns and trim bushes and trees? Many people are quite happy to pay for such services, and the demand is persistent: Nature just keeps growing… and growing… and growing. Not only is this a great side business for a fit adult, it's also a great way for a teenager to get a small business started.
If you like this info, don't forget to follow us on Facebook for more of it! You can also get my list of 15 work at home companies hiring RIGHT NOW if you subscribe to our FREE twice-weekly newsletter.
Now that you've officially formed your business, it's time to take all the necessary precautions to make sure you're fully compliant with the federal, state and local government. Here are the best places to find out about each:
If you think you have a reasonably good ability to judge which early stage businesses have the best chances to succeed then this is the business for you! However, the odds against any particular venture backed business succeeding are low, so you need to spread your bets widely, especially if you are betting on very early stage companies. To get started you may first want to invest with a group of angel investors, typically plucking down $25k or $50k for each company you invest in.
Elaine Turner Elite has new openings for their national network of personal stylists who represent the brand and earn up to 25% sales commission. Designer brand, Elaine Turner creates exclusive apparel, handbags, shoes and jewelry for women who appreciate quality and comfort at an accessible luxury price point. Their mission is to make women "Feel Beautiful Inside and Out". Elite Stylists have the ability to create their own flexible schedule and are provided with tools, samples and support to reach their goals. Stylists connect with clients via one-on-one styling sessions, trunk shows and philanthropy events. Stylists can also style and sell virtually through our new "try before you buy" box service. To apply for a position in your area, visit Elaine Turner Elite.
Yes, you can start your own clothing line with just a few items, be successful and have a lot of fun along the way! Look at Ralph Lauren who started by selling a couple neck ties and then built that into a multi-billion-dollar empire. Contract out the manufacturing which is the really hard part of the work. Then focus on developing eye-stopping designs and talking it up with potential re-sellers, or sell the items yourself online!
**** REMOTE WORK @ HOME AUTOMOTIVE SERVICE CLAIMS ADJUDICATION**** Automotive Industry Representatives Looking for a great automotive opportunity Attention Service Writers, Automotive Technicians, Automotive Claim and Warranty representatives. Do you…
In that case, you buy the building and hire a management company to handle the day-to-day hassles. I once tried to sell one of my online businesses to a 40-year old real estate billionaire who started out his business with just a couple multi-family homes.
Pet grooming and boarding are also businesses where convenience and distance matter, making them perfect ideas for rural businesses. No one wants to drive two towns over to drop their pet off for a trim, nor drive back to pick them up. Since most small towns don't have a pet specialty chain such as a Petco, businesses can also capitalize on the lack of a major pet store where owners would usually purchase food, toys, and clothing for their pets. If you plan your business well, you can become the one-stop shop for all things furry. And that translates to big profits.
Initial Outfitters – Whether you are looking for extra income, more time with the girls, or you want to make a difference in the lives of others, Initial Outfitters can be just that & more for you. You set your own hours to achieve your own income goals and dreams, so you never have to miss the big {or little} moments in your life! Our boutique-style line of personalized jewelry and gifts appeals to women of all styles and ages, and is sold exclusively by our Independent Outfitters … women just like you! Through our partnership with Charlie's Lunch Ministries, we now annually fund 19 Charlie's Lunchrooms around the world, feeding over 1,300 children physically and spiritually. Join us for as little as $99 and Make a Living that Makes a Difference! For more information, contact us: InitalOutfitters.com or via email email@example.com.
Live in a destination where travelers frequently visit? If you love meeting new people from around the world and also love the city you live in, starting your own local tour company is arguably the best business idea that will give you both of those perks. Take a unique spin on your local tour business like Erik from Vantigo. He was starting his VW van tour business in San Francisco as just a side business idea while he was still working a full-time job, and grew it to being a sustainable source of full-time income before quitting—now he's running a multiple van tour company on the back of what originally began as a crazy side business idea.
If you are really want to be your own boss and build a highly successful business, I am sure that you will find an idea that you really like on my extensive list! And once you have chosen your idea, check out our guide explaining the 5 critical steps you need to follow to start your own business.
Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by phone or in writing.
User interface and user experience matters big time on your website! That's why they have often become a separate business from website development/coding. You can earn an advanced degree in this field, you can read books about it or you can learn it on your own.
With this business, you could focus on providing PC training to employees at smaller to mid-sized companies that are too small to have their own IT departments. Or you could offer classes to individuals.


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Last night we were absolutely blown away by Tony Carroll from Jolley's Boathouse and his culinary talents. He started off with a cured salmon perfect for dinner parties, then went on to amaze us with a slow cooked lamb shoulder, and finished with an extremely addictive passionfruit semifreddo.
Next up -- Brian Richot from the Currant Shed on the 23rd of July!!
Give the Moroccan slow cooked lamb a try for yourself!
Slow Cooked Lamb Shoulder w Moroccan Flavours.
Quince, Preserved Lemons and Almonds.
1k Lamb Shoulder
1 Ea Onions {Finely diced }
6 Cloves Garlic { Crushed }
4 Ea Tomatoes { Diced }
20 Mls Saffron Water
2 Lt Chicken Stock {Hot ]
200 mls Vegetable Oil
2 Ea Cinnamon Sticks Broken
1 Table Spoon Coriander Seeds
1 Table Spoon Cumin Seeds
1 Table Spoon Fennel Seeds
Roast, Cool, Grind and Sieve the above.
1 Table Spoon Tumeric
1 Table Spoon Smoked Paprika
1/3 Table Spoon Chilli Powder.
½ T/Spoon Powdered Ginger.
3 T/spoons Honey
100 mls Red Wine Vinegar
Seal Lamb Shoulder in a really hot pan, and place onto a braising dish.
Sweat Onions in Oil really well, add garlic and Cinnamon for 3-4 mins. Add all the spices and cook out.
Add Tomatoes, 3-3 Mins, Honey, and a pinch of salt. Add hot chicken Stock and Saffron Water, bring to the boil and simmer.
Pour over the lamb, cover w Al foil and place in a low oven overnight.
Finish w salt lemon Juice, Poached Quince, Toasted Almonds and Preserved Lemons.
Garnish w picked Coriander Mint and Parsley.