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When clients tell me they are unhappy with their skin, that it feels rough and dry, it's dull, and that they hate their lines and wrinkles, I know the solution is EXFOLIATION.
What Is Skin Exfoliation?
Simply put — EXFOLIATION is the removal of surface dry skin cells from the Epidermis. The Epidermis is made of 4 layers of densely packed cells that line the outer layer of the skin.
Believe it or not — there are usually 15 to 30 layers of dry, dead cells in this upper layer.
Now, it's not all bad! There is a reason for it:
This layer helps prevent germs getting in and moisture getting out.
It also protects the more delicate, underlying layers against abrasion. These dead cells are sloughed off periodically. When a new cell is produced, it pushes the older one off.
A good analogy is to think of the the new cell as a grape…plump and moist, and the old one like a raisin…dry and shriveled. Those shriveled cells are what we see.
When we're young, these dry cells slough off naturally & are replaced every 4–6 weeks. However, as we age, this shedding period slows down — like our metabolism.
And that's where I come in! Professional treatments, like microdermabrasion or chemical peels, help remove some of these cells to give you a "fresh" and healthy glow.
So….How Do You Know If You Need To Exfoliate? Besides looking in the mirror …. Do a simple test.
Cut off a small piece of the adhesive (Scotch) tape and apply it to your forearm. Rub it gently and remove. Now look at the tape. See those little pieces of flaky skin? Imagine that as a film on your face — you need to exfoliate!
Here's Why it's a good idea to Exfoliate:
- Detoxifies your skin
- Brightens your complexion
- Reduces fine lines and fades sun damage
- Softens your skin
- Kills bacteria and prevents breakouts
- And Improves product penetration and treatment results.
Some common problems which are improved w/exfoliation include:
Blackheads, whiteheads, and those little bumps under the skin are examples of CLOGGED PORES. The more you remove the surface cells, the more freely the skin's oil will flow, preventing congestion in the pores, which leads to refined pores.
When pores become clogged, they appear larger, which is the last thing we want. By "decongesting" your pores through exfoliation, they will appear smaller & your skin will look brighter.
Simply washing your skin will not accomplish this.
A SIDE NOTE: Some people have told me they wash their face w/water only. Now…without being "critical"..my response is to ask "Is that how you clean your dishes?" You must use cleanser to emulsify & remove the oils/dirt/pollution/grime and products from your skin!
HYPER-PIGMENTATION is another condition improved with regular exfoliation. This shows up as the brown spots that come from pregnancy, hormonal changes and sun damage.
As we age, these spots become more noticeable and darker. Exfoliation breaks up these pigmented cells to help them fade. If you add a skin lightening agent, such as Vitamin C, to your home care, this speeds up the fading process.
Especially in the winter, you may find yourself trying to load up on heavier creams to compensate for the dryness. But dry skin means you have dry skin cell buildup. And the more you layer on the heavier creams, the more you are trying to re-hydrate dried out cells, which makes no sense! You must exfoliate and THEN moisturize. This LEADS TO smoother skin!
Similar to sun damage, the key to fading POST-BREAKOUT MARKS is to increase exfoliation.
The more we remove the damaged cells on the surface, the more we are ridding the skin of the dark marks which — in turn — encourages new, healthy, unscarred skin to grow.
Exfoliation works by making the HILLS meet the VALLEYS. One way I help you get more youthful skin is with in-house peels and then teaching you how to extend those results at home by using some powerful anti-aging ingredients like Peptides and Retinol.
For example…Peptides send signals to cells and prompts the skin to make new collagen, which leads to more youthful, supple skin.
Lastly, Exfoliation leads to Better Product Absorption. Serums and moisturizers are better absorbed into skin that's not blocked by layers of dead cells and dirt.
Regular exfoliation of your face will help your makeup go on smoother, more evenly, and will also allow your sunscreen to better protect your skin.
Types of Exfoliation
There are two types of exfoliants. First, a "chemical" exfoliant dissolves or digests the dry skin cells. These include Glycolic, Lactic and Salicylic acids and fruit enzymes such as Pumpkin, Papaya, and Raspberry. They work by being applied & left on your skin or 2–10 minutes.
Second, a "physical" exfoliant includes facial brushes, wash cloths and scrubs, as well as Professional Treatments like Microdermabrasion.
Professional Treatments give your skin a more intensive exfoliation than you can do at home.
The goal is to exfoliate as much as possible with minimal irritation.
My skin care treatments take into account your skin type and condition, which I reassess each time you visit.
I treat the most prominent issue first. This means that if I have a client with active acne and color scars from older acne, I focus first on the clearing and calming the active acne, and later on the hyperpigmentation from old scars.
My spring special is a 45-minute Microdermabrasion treatment at a special price. Just contact me via the Contact Tab above for more details.
Remember: Exfoliation helps resolve certain skin problems and gives you healthy, youthful-looking and glowing skin.


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Insight from gluten-free cake brand, Almondy, suggests that us Brits are adopting the Swedish custom of 'fika'.
Fika doesn't have a direct translation in English but it loosely means having a coffee, often accompanied with a little treat.
Swedish company Almondy has identified that this "fourth meal" of the day will be a big trend this year.
"The new findings show 2018 will be the year snacking goes a step further with more consumers incorporating a fourth meal into their daily diets," explains Madeleine Ahlström, Brand Manager at Almondy.
"We are seeing the Swedish coffee and cake custom of 'fika' gain momentum in the UK and it lends itself perfectly to becoming the small fourth meal consumers are looking for.
"A slice of cake can work as a snack any time of day whether it is with a hot drink mid-morning, enjoyed as an afternoon treat or for those who want to grab a slice for later – giving savvy operators the opportunity to sell throughout the day."

subset: commoncrawl


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6 Value Stock Picks From The Indian Market
Indian Markets have rallied a great deal and it is time to pick stocks that can create value. Here are a list of stocks that have great value from a long term perspective.
Bank of Baroda
Not many investors are looking to buy into government banking stocks at the moment. But, these could be good contrarian bets at the moment. The government is looking at the possibility of issuing capital bonds for these PSU Banks, to boost their capital. Government banks are in desperate need of capital to expand and also to meet Basel III requirements. Apart from this the belief is that non performing assets for some of these banks may have peaked. Bank of Baroda is among the top three government owned banks with a sizeable presence across the country. It maybe one of the best government owned banks and a great contrarian stock to buy at the current levels. The stock is also trading at 0.87 times book value.
Check stock quote of Bank of Baroda here
Coal India
Shares in Coal India have fallen from levels of Rs 340 to the current levels of Rs 257. This is a good stock to buy for a number of reasons. The first is that Coal production at the company is higher and was much better in the month of August. The dividend yield on the stock would be around 7 to 8 per cent and the company declares dividends in the month of Feb. Cash rich business, that is also debt free are other positives. Check stock quote of Coal India here
Union Bank
We think that Union Bank has value because of a number of reasons. Today, it is impossible to create a franchisee as large as Union Bank for a new full-fledged bank. The stock is trading below its book value and there is a high possibility that in the next one year or so, NPAs would start falling as growth in the economy picks-up. PSU banking stocks which are saddled with NPAs would be one of the biggest beneficiaries of such a growth. However, in the immediate short term all would depend on how growth pans out. From a 2-3 year perspective this stock should not be a bad bet. Check stock quote of Union Bank here
Tata Motors DVR
The Tata Motors DVR is trading much lower at Rs 219 compared to the stock price of Rs 288. The only difference between a DVR and a share is that DVRs have lesser voting rights. But, many investors are least interested and hardly attend AGMs. Tata Motors DVR also entitles you to an extra dividend of 5 per cent when compared to equity shares. So, if you want to look at purchasing the Tata Motors stock go for the DVR. The shares of the company have fallen a great deal recently due to a poor set of results. However, we believe that a spate of new launches from Jaguar Landrover and robust growth in the US Economy would power the shares ahead. Buy with a long term perspective in mind.
Karnataka Bank
Karnataka Bank is another stock that we like at the current levels. It is amongst the cheapest private sector banking stocks that is presently available. If you have a long term perspective n mind, this is a value stock that you should pick. The p/e ratio for the stock is around 10 times, while the p/e book 0.91, which is much better than larger and smaller private sector banks in the country. With a dividend yield of 2.5 per cent, the stock is not a bad bet at the current levels. Check stock quote of Karnataka Bank here
This article is strictly for informational purposes only. It is not a solicitation to buy, sell in precious metal products, commodities, securities or other financial instruments. Greynium Information Technologies Pvt Ltd, its subsidiaries, associates and the author of this article do not accept culpability for losses and/or damages arising based on information in this article.


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Certificate II in Retail Cosmetics
Certificate II in Retail Cosmetics
Blended delivery, Part-Time
Brisbane campus
- There are no formal entry requirements for this course
- Minimum age requirement of 15
approx. 7 hours structured self-paced online studies per week.
75 practical on-campus hours
12 Months
- This is a nationally recognised qualification SHB20116 Certificate II in Retail Cosmetics
- Ask about Recognition of Prior Learning (RPL) and Credit Transfer options to reduce your study time and costs
- This course is taught in our flexible blended delivery option and you will have access to learning materials online
This is what it's all about
The Certificate II in Retail Cosmetics is the entry level qualification to the makeup industry. You will learn a range of skills under the guidance of our industry experts to start a career within the dynamic cosmetic retail environment.
The course has been designed for those wanting to develop skills and knowledge to sell, demonstrate and apply cosmetics products to an industry standard. It consists of 15 core subject areas providing you with the skills and knowledge to operate within a cosmetic retail environment.
The course allows you to study at your own pace with self-directed online learning, using our learning platform under the guidance of an expert trainer. To ensure practical skills are developed, you will complete a minimum of 75 practical hours at our professional training salon.
This is what you get
- Access to our online learning portal for all your digital learning resources
- All in class learning materials and all consumables during practical hours, no hidden costs
- On successful completion you will receive a statement of attainment and your nationally recognised qualification certificate
The Certificate II in Retail Cosmetics is a gateway course into working in a vibrant and exciting industry and will give you all the starting techniques and knowledge to proceed into the world of makeup artistry.
Successful completion of this course leads to exciting career possibilities in the makeup and cosmetic industry. Graduates from the Certificate II in Retail Cosmetics course are able to gain employment as;
- Retail Store Cosmetic Consultant
- Pharmacy Cosmetic Consultant
- Retail Cosmetic Assistant
- Cosmetic Advisor
- Makeup Artist
- Freelance Artist
- Salon Assistant
Start any time with our blended online delivery option. Theory elements of each unit will be completed online under the guidance of our expert trainers. Plan for up to 7 hours of self-paced online studies per week. The AACM Retail Training Salon will open on set days each week for practical skills development and practical assessments. You will be provided with a training calendar of dates to choose when you attend. You must complete a minimum of 75 training salon hours to meet the practical component of this course. The retail training salon will also be open for block training sessions for those required to travel or have employment opportunities and commitments.
Through our AACM Alumni Community we provide ongoing opportunities for work experience, employment, networking and lifelong learning. We continue to mentor and support graduates, opening up our industry network, contacts and opportunities. AACM Alumni receive special offers on AACM courses and continue to receive discounts and benefits from our industry partners.
The Alumni Community is providing our graduates a platform to discuss techniques, share their experience, enhance their network, connect with members, publish news and to share job opportunities where available. AACM is regularly contacted for work experience and paid opportunities and we advertise these exclusively to our Alumni Community.
This is what you will learn
The course has been designed for those wanting to develop skills and knowledge to sell, demonstrate and apply cosmetics products to an industry standard. It consists of 15 core subject areas providing you with the skills and knowledge to operate within a cosmetic retail environment.
- Makeup application
- Salon services
- Makeup
- Health and hygiene
- Social media
- Organisational requirements
- Retail services and sales
- Advise on beauty products and services
To achieve the Certificate II in Retail Cosmetics, a total of 15 units must be completed. These units have been selected in consultation with industry and in accordance with the Training Package rules of this qualification. For more information about the course recognition please visit training.gov.au. Please note that we may alter the unit selection from time to time to meet industry expectations and stay with the pulse of time.
|Contribute to the health and safety of others
|Apply safe hygiene, health and work practices
|Design and apply make-up
|Research and apply beauty industry information
|Conduct salon financial transactions
|Recommend products and services
|Communicate as part of a salon team
|Receive and handle retail stock
|Comply with organisational requirements within a personal services environment
|Produce visual merchandise displays
|Advise on beauty products and services
|Organise personal work requirements
|Sell to the retail customer
|Participate in environmentally sustainable work practices
|Use social media tools for collaboration and engagement
Your Payment Options
Study Loans is Australia's first dedicated private student loan provider. They offer highly competitive rates, allowing you to borrow all or part of the course cost through a responsible funding method. You simply pay-as-you-go with simple terms and conditions. The loan option is available for students as well as parents/guardians.
Visit Study Loans today: Study Loans
Key facts:
– Study Loans is funding education only, they understand your needs
– Very competitive offer
– Convenient weekly, fortnightly or monthly payments
– Up to 48 months loan terms
– Loans from $2,001 to $15,000
– Australian citizen or permanent resident
– Employed in a full-time, part-time or casual job
– 18 years of age or older
– Demonstrate a capacity to service the loan
The Certificate II in Retail Cosmetics is priced at $50 on a weekly basis including access to our learning portal, learning materials, access to our training salon and all consumables needed during your practical hours at our training salon. To secure your enrolment and get access to our learning portal, a initial deposit of $200 is required on enrolment.
We refer to this as our subscription model, where you pay as you go while studying. The course fees can be paid by direct debit or credit card.
Download our available options: AACM Payment Plan Options
The Certificate II in Retail Cosmetics is for students aiming to enter the beauty services industry and is funded by the Queensland Governments under the Certificate 3 Guarantee program available for eligible applicants.
You may receive a subsidy towards your certificate II qualification if you:
- Are assessed as a disadvantaged learner that faces barriers to training participation and requires additional support prior to enrolment in a certificate III vocational qualification
- Are 15 years or older and no longer in school
- Living in Queensland full time
- Are an Australian or New Zealand citizen, permanent resident, or temporary resident with the necessary visa or work permits
- And don't currently have (or are enrolled in) a certificate 3 or higher level qualification.
Non-concessional fees:
If you are eligible, you will pay the following student co-contribution fee towards your course fees:
|Per subject
|Number of subjects
|Total student co-contribution
|Remaining student co-contribution
|$1 760
|$ 1 560
After paying the $200 deposit, the remaining student co-contribution of $1 560 can be paid in 52 weekly installments of $30 each.
Concessional fees:
If you are eligible, you will pay the following student co-contribution fee towards your course fees:
|Per subject
|Number of subjects
|Total student co-contribution
|Remaining student co-contribution
|$1 240
|$1 040
After paying the $200 deposit, the remaining student co-contribution of $1 040 can be paid in 52 weekly installments of $20 each.
For more information visit:
Queensland Government Certificate 3 Guarantee
Certificate 3 Guarantee student fact sheet
What our students and graduates say about us
Small class sizes and wonderful teachers who are very supportive with assessments and willing to spend time with us to perfect things. Already had job opportunities through this course… I feel like they really want us to succeed.
We have great teachers who are still working in the field that know updated information and are passionate about what they do and helping us along the way and make it fun! Doing this course is the best decision I ever made, coming here twice a week is the highlight of my week.
I moved from Perth (to Brisbane) just so I could specifically study at this school. I haven't regretted any of it; I've gained some great friends and have had so many great opportunities so far, I can't wait for the next ones.
Key Dates
Commencement Date
Start any time
Online learning
Start any time by diving into your online learning materials straight away. Learn at your own pace using our online learning management system on your mobile, tablet or desktop computer.
On-campus training days
75 hour over the course duration, flexible timetable
Course Recognition
As a Registered Training Organisation under ASQA (RTO 31527), our certificate and diploma level courses are nationally recognized qualifications, which are issued to students after successful completion of a course. The programs are structured in line with National Training Packages, for more information about us and our courses please visit training.gov.au. For more information about our regulatory body, please visit ASQA.
Some short courses offered from time to time may not be recognized courses. Please visit the relevant course pages on our webpage to find our more or contact us to clarify.


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Bernardine Carroll
In 2014, Bernardine Carroll took a break from the art world and found herself working as a humanitarian disaster response worker. For this Workspace Social, she invites attendees to explore objects and paper documents connected to projects she has developed over the past ten years. While looking at these items, she will give very practical explanations about humanitarian disasters, from social to climate, as well as guide a discussion on how they affect us and what we can learn from them. She would also like to start a broader conversation about how Limerick could operate as a City of Sanctuary for artists and writers, a movement which is developing in Europe.
About Bernardine:
Bernardine Carroll is a Limerick-based artist, cultural producer and sometimes disaster response worker. She works with Narrative 4, an organisation that uses the power of personal stories to build empathy across differences. Graduating from the Sculpture Department in LSAD and with a MA in Art in Public from the University of Ulster, she has a background in socially-engaged practice and an interest in weaving together the worlds of art and humanitarian action. She has created a number of solo and collaborative projects in Ireland as well as Canada, the UK, Germany, the Netherlands, Greece and Nepal. While working as a Public Art Manager, she produced a programme of socially-engaged projects in the west of Ireland, working closely with communities of place and interest.
In 2014, she took a break from the art world, and found herself working as a humanitarian disaster response worker for an American NGO, first in the US (floods/snowstorm) before being sent to Vanuatu (cyclone) and Nepal (earthquake). In post-earthquake Nepal, she witnessed the local arts community operating as a powerful community of resilience, and began working closely with Sattya, a Nepali arts organisation, producing community arts projects along side the programmed shelter, rubble-clearing and camp-management operations. After moving back to Limerick in 2016, Bernardine received Arts Council funding to return to Kathmandu to undertake an artist residency with Sattya, to further her understanding of arts-led resilience and to develop new work. This visit inspired her to set up Grounding in 2017, a peer-led learning programme that supports personal and community resilience in the arts. Most recently, she received funding from Limerick City and County Council to undertake an artist residency in Athens, which allowed her to explore European humanitarian themes, which will be developed further in 2018.
New to the Workspace Social?
The Workspace Social is a weekly event developed as an alternative format for artists' talks and networking. Every Thursday, a local or visiting artist is invited to join us for lunch: to discuss a recent project, to share new research or to propose an activity. Participants are welcome to bring along their lunch and to eat with the artist.
The Workspace Social is programmed by Ciaran Nash for Spring-Summer 2018.
InformationWorkspace Social #40: Bernardine Carroll
Thursday 29 March, 1-2pm
Image: The City Doesn't Know (2017), participatory art installation in Kathmandu, collaborating with a rickshaw driver. Photography by Sattya.


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Will Raison Fishing Episode & eMag 103 'Winter Method Feeder Nuances' Download £2.99 Buy Here
|Product Price
Product Description
Will Raison Fishing Episode & eMag 103 'Winter Method Feeder Nuances' Download £2.99 Buy Here
In Session 'Winter Method Feeder Nuances' - Article & video. In this In Session video and article Will Raison delves into those nuances that can make a big difference to success with the method feeder in winter, from choosing the feeder and tackle, settling on the optimum hooklength, how to maximise your bait options, the benefit of a loose fed line at closer range, using timings, quiver tip choices, setting the tip, and more Wills advice is bound to have something to help.
In The Tackle Room - Will talks about pole cups and pots, what he uses and why, how he uses them to make accurate measurements of bait and how to use a pole cup to stop a ball of groundbait spin off at an angle. Article & video
Tactical Ten In This article Will talks about the various ways he hooks worms.
Your Questions Wills Answers
Product Features
|£2.99 1


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Job Description
Job title: Legal Secretary
Hours: 9-5 (4 days a week)
Location: Worcester
My client is a well-known industry leading solicitors that due to growth require an additional Legal Secretary. The business has a fantastic reputation for developing their staff and creating a progressive and dynamic work environment.
Legal Secretary responsibilities:
" Providing administrative support to a Senior Solicitor.
" Be able to multitask and manage your own work load.
" Experienced in the use of Microsoft systems and case management systems.
" Audio dictation.
" Work to tight deadlines.
Legal Secretary desired Skills and Experience:
" Experience within Residential Conveyancing will be beneficial
" Excellent general administrative experience
" In case management experience
" Previous experience working as a Legal Secretary
For more information on the Legal Secretary, please contact Alexander on 01905 731591 or


text: Hubei Investment in Fixed Assets' Ninth Five-Year Plan and 46 Years Statistics is an informational publication which was compiled by Hubei Provincial Statistics Bureau together with Hubei Provincial Planning Committee, Hubei Provincial Economic and Trade Committee, and China Construction Bank – Hubei Branch. Based on carefully selected statistical materials, this book comprehensively and accurately reflects the huge changes in Hubei's socialist constructions in the past forty-six years. The book could be used as a reliable reference for government leaders at all levels, researchers, and entrepreneurs to get a clear view of the economic achievements and practical experiences in Hubei's economic construction.


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SPOTLIGHT / Chris Larsen: Puts the clout behind state's new privacy bill
California's Senate on Tuesday passed the toughest financial privacy bill in the nation by a vote of 31 to 6, a day after it sailed through the state Assembly, 76 to 1.
As early as next week, Gov. Gray Davis is expected to sign the bill, which requires banks and other financial institutions to obtain customers' permission before they can share or sell information about them to other companies.
After four years of stalemates and stalling, lawmakers were galvanized into action by a low-key Bay Area Internet executive. Chris Larsen, chairman and chief executive officer of online lending company E-Loan, spent $1 million of his and his company's money to bankroll an initiative petition on the issue that amassed 600,000 signatures, more than enough to guarantee it a place on the ballot in March.
Larsen gave lawmakers and the financial industry an ultimatum: Agree on legislation or expect an the even-tougher ballot measure to win voter approval.
MBA BY THE BAY: See how an MBA could change your life with SFGATE's interactive directory of Bay Area programs.
When the financial companies that had opposed the bill agreed to negotiate, Larsen rolled up his sleeves to mediate between them and consumer advocates, hammering out a final version as the clock ticked toward the deadline for submitting petition signatures.
Once the financial firms withdrew their opposition, legislators -- some of whom had received hefty donations from those firms -- stopped blocking the bill.
"He was critical to the success of the bill," said state Sen. Jackie Speier,
D-Hillsborough, sponsor of the landmark legislation. "He was critical to the movement of the financial institutions to the table, critical in the negotiations."
Unassuming and quietly deliberate, Larsen, 42, doesn't fit the fiery mold of a Ralph Nader -- except for his fervor when he discusses threats to consumer privacy and the way financial institutions blocked attempts to pass privacy laws.
"We're about reforming a broken, corrupt system and bringing the (financial) industry back into trust," he told workers at a new-employee orientation at the company's bland Dublin headquarters, where he and most of the 830 staffers sport the casual wear of dot-commers, rather than the button- down garb of brick-and-mortar banks.
Larsen considers himself "radically pro-consumer" both personally and professionally.
E-Loan is predicated on empowering consumers, he said. Access to loans "is right up there with health care and education in terms of how someone succeeds in America. It affects where you live, where you send your kids to school," he told the nine new employees, who nodded in agreement and later asked him how they could help support the privacy initiative.
Larsen is the first to admit that enlightened self-interest led him to back the privacy bill.
"E-Loan only has a shot if consumers trust us to give their most personal information into a computer," he said.
Larsen's passion on behalf of the little guy came in part from his father, an aircraft mechanic for United Airlines. His mother worked as a freelance illustrator.
His dad is a "tough guy, who was personally affronted by Watergate," he said, a union man who thought management was always corrupt -- just how Larsen describes the financial industry.
"I got a good slug of anger from him," Larsen said.
The middle of three children, Larsen grew up in San Jose amid apricot and plum orchids. After graduating from San Francisco State University with a degree in accounting, he worked at Chevron, doing financial audits in Indonesia, Ecuador and Brazil. He went back to school after a few years, earning an MBA at Stanford in 1991.
After what he called the "sleazy" process of applying for a mortgage left him feeling ripped off, he started his own mortgage business in 1992 with a friend, Janina Pawlowski, determined to do it better. A couple of years later, a light went off in their heads that the Internet would change everything.
The two incorporated E-Loan in August 1996, started the Web site the following summer and were quickly propelled to success on the tidal wave of the dot-com boom. E-Loan gained a quarter of the online mortgage lending market in 1998, according to Forbes magazine, making it the leading online mortgage firm.
The company went public at $14 per share in June 1999. At one point the stock soared above $60 before crashing back to Earth in 2000 along with that of other Internet companies. At times it has dipped below $1, but these days it's hovering around $4.
"It's been a wild ride," Larsen said. (Pawlowski stepped down from day-to- day management in early 2001.)
The company has been profitable for the past seven quarters. In 2002 it made $10.7 million on sales of $103.3 million.
Last year the staff grew by 50 percent, and the Web site lists more than 100 open jobs. This fall the company will move out of its Dublin office into a new, larger building in Pleasanton.
Larsen thinks E-Loan will thrive by focusing on three areas: mortgages, home equity loans and car loans. His overall goal is to demystify borrowing money the way Charles Schwab -- one of his role models -- made stock trading accessible to the average person.
For E-Loan's board, Larsen's evolution into a consumer activist took some swallowing.
"My knee-jerk reaction in a vacuum without knowing him would have been 'This is some guy fueling his political ambition,' " said Bob Kagle, general partner at Benchmark Capital, an early investor in E-Loan, which still owns 14 percent of the company. Kagle has served on the board since inception. "But I think Chris' motives are very genuine, heartfelt, connected to the E-Loan mission. He's very much a self-made guy. He feels committed and obligated to give something back. "
California Controller Steve Westly remembers Larsen as an outspoken student with "fire in his eye" in a class on business externalities Westly taught at Stanford business school.
"Lo and behold, here's a student who was paying attention and has gone on to become a powerful force on the statewide stage for public policy," said Westly, who will serve as best man at Larsen's wedding later this year. Larsen and his fiancee, who owns a Berkeley cafe, are building a house in the Berkeley/Oakland hills.
Westly helped broker the past few weeks of intense negotiations on the privacy bill with the financial industry. "It was simply Chris' will and intellect" that enabled a deal to be reached, Westly said.
"He went to each of the industry groups (banks, brokerages, insurance firms,
credit card companies) and said, 'This is what is needed from you to sign off. ' He was able to make sure that no one of the industry groups was triaged, no one was a loser."
Even those who have tangled with Larsen said they respect him.
"I think he's a deeply ethical person," said Craig Watts, consumer affairs manager for Fair, Isaac, a San Rafael company that calculates consumer credit scores. "I admire his moxie."
Three years ago, Larsen drew Fair, Isaac's ire when E-Loan let consumers look up their credit scores on its Web site. The scores were an industry secret at the time.
Fair, Isaac objected to E-Loan presenting the scores without any context to explain them, Watts said. Under pressure from Fair, Isaac, credit bureaus threatened to cut off E-Loan's access to the scores -- which would have killed its business as a lender. E-Loan stopped, but its action may have accelerated widespread access to the scores, which Fair, Isaac and others now offer via a Web site.
"Son of a gun, within a year of when he took it on, consumers had easy access to these scores nationally," Watts said.
Larsen, Speier and consumer activists see the bill's passage as just the first step. Next, they want to crusade for national legislation modeled on the new California law.
Larsen and the others hope to make their point in Washington when Congress reconvenes next month.
"We can say, first and foremost, that this is a workable thing," he said. "It's a standard that has had thousands of hours of hearings. There's not a better vehicle that has considered every single permutation of very broad and complex issues.
"Washington has been making fun of California because of the recall. Here's an example of a populist uprising that had a very constructive outcome. We just did a bunch of hard stuff that the vast majority of citizens passionately want. We're ahead of the rest of the country." ---------------------------------------------Age: 42
Job: Chairman and CEO, E-Loan Inc., Internet loan company in Dublin
First job: Paper boy, San Francisco Chronicle, junior high
Second job: Grounds sweeper, Great America in Santa Clara, high school
Quote: "We have the potential for an Enron-type meltdown on privacy. Data is being shared and sold by so many companies, so fast and in such large numbers, there's no question that the skyrocketing rate of identity theft correlates with it." ---------------------------------------------Privacy bill
-- A financial company will have to first get a customer's permission before it can sell or share account balances, spending information with an outside company (third party).
-- Customers will be able to stop a company from sharing personal financial information within a family of companies (affiliates and subsidiaries).
-- Customers will be able to stop a company from sharing personal financial information with outside companies engaged in a joint-marketing agreement with a financial institution.
-- Banks and insurance companies will have to provide customers with clear notice, in plain English, about how the company plans to share information and how the customer can stop it.


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Antique Rocking Chairs 1900's
Antique rocking chairs 1900's – Check every antique noisy chair that has made it through decades into one section, and you will find pieces of American history. Imagine the stories they will tell you if they can talk. Today, I want to talk a little about the example of an ancient rural rocking chair, often called Rocker Hoop. They are called for the arm bracket. You will find this antique wooden chair with many designs, made of various types of wood. Most are made by hand and attention to detail. These individual pieces of rocking chairs are carved according to the style of each craftsman.
You will find different plans to change the position of the rear seats and along the rails, small differences in curves from the armrests, and various designs for rails from the back antique rocking chairs 1900's of simple straight battens for more complex shapes with sweeping and rising or fancy statues. Assembling each rock chair runs uniquely among craftsmen. You can find examples of minute hand rails running directly through the seat frame and down with rocker-foot grooves, and also the design, which supports fixed armrests to the outside of the seat frame as they walk down the walk. Even the shapes of the stones themselves can differ from one craftsman to the next.
25 Picture Gallery: Antique Rocking Chairs 1900's
If you are looking to buy antique wooden chairs, it would be wise to check antique rocking chairs 1900's for use. The original old stone will be damaged and not used and must match the type of wood used for the rest of the chair. In time it's easy for the legs to become brittle and need to be replaced. If you find a chair that is not so worn out, or wood or a pattern that doesn't seem to fit the rest of the chair, you might look for an improved rocker, and its value as an antique can be reduced to a large. So watch out. The same is true for seats. Whether the splint or seat upholstery is already built in, it is very important to see if the seat is genuine or close to it.
This post topic: Rocking Chairs


text: email@example.com 0 Report post Posted March 13, 2018 Program purchased at Staples and installed off of CD. Program would open initially but after update applied the program would not open. I was going to work on the tax file anyway but it won't let me import a file unless I update Quote Share this post Link to post Share on other sites


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Mr. Bonthius of the Medical University of South Carolina has no relevant financial relationships to disclose.)
Dr. Bonthius of Atrium Health/Levine Children's Hospital has no relevant financial relationships to disclose.)
Neuroschistosomiasis is an infection of the nervous system by a blood fluke of the genus Schistosoma. A common infection within tropical regions, neuroschistosomiasis can cause substantial neurologic disability. In this article, the authors discuss the role of humans and snails in the fascinating life cycle of schistosomal worms, the presumed pathophysiology of neuroschistosomiasis, and advances in the control, diagnosis, and treatment of this important parasitic disorder.
Key points
• Schistosomiasis is a common intravascular infection caused by parasitic Schistosoma trematode worms.
• People are infected during routine agricultural, domestic, occupational, and recreational activities that expose them to infested water.
• Neuroschistosomiasis results from migration of parasite eggs into the nervous tissue and resultant host immune response.
• Neuroimaging, serology, molecular testing, and biopsy can all be important components of the diagnostic workup for neuroschistosomiasis.
• Antischistosomal drugs, corticosteroids, and surgery are useful for treating neuroschistosomiasis.
Historical note and terminology
In 1851, Theodor Bilharz Maximilian, a German surgeon, discovered the trematode worm in an autopsy while working at the Kasr-el-Aini Hospital of Cairo in Egypt, initially naming it Distomum haematobium. Later in 1851, he communicated his findings to his former teacher, Carl Theodor Ernst von Siebold in a series of letters. In 1853, extracts from these letters together with von Siebold s comments were published in the German Zoological Journal (Bilharz and von Siebold 1853).
Due to the peculiar morphology of the worm, it was clear that it could not be included in the genus Distomum as was initially proposed; thus, the parasite was described in 1856 as Bilharzia haematobium by Meckel Von Hemsbach in a thesis entitled "The Geology of the Human Body" (Meckel 1856). Weinland, apparently not knowing of this thesis, re-described the worm as Schistosoma haematobium in 1858 (Weinland 1858). However, in 1948, the International Commission on Zoological Nomenclature established the name Schistosoma and it is, thus, the current name of the parasite (International Commission on Zoological Nomenclature 1950). Bilharz also described Schistosoma mansoni, but this species was re-described by Louis Westenra Sambon in 1907 at the London School of Tropical Medicine, who named it after his teacher Patrick Manson (Brant et al 2006). The life cycle was described by da Silva in 1908 (Brant et al 2006).
Molecular phylogenetic studies suggest that Schistosoma spp. originated in Asia and that a pulmonate-transmitted progenitor colonized Africa and gave rise to both the terminal-spined and lateral-spined egg species groups, the latter containing Schistosoma mansoni (Sambon 1907).
Schistosoma mansoni likely appeared only after the transatlantic dispersal of Biomphalaria from the neotropica to Africa, an event based on African fossil record, occurred about 2 to 5 million years ago. This parasite became abundant in tropical Africa and, much later, entered the New World with the slave trade (Morgan et al 2003).
Schistosomiasis was originally thought to have been exported from Africa to South America during the period of slave trade where it found favorable climatic conditions that promoted its spread. Factors that favor spread include growth in international travel, refugee and population migration, and the development of new water resources (Ross at el 2002).
Five species of Schistosoma to infect humans: Schistosoma mansoni, Schistosoma hematobium, and Schistosoma japonicum are the most widely distributed whereas Schistosoma mekongi and Schistosoma intercalatum are restricted in geographic distribution. Most granulomas following schistosomal infection develop in the intestine, liver (Schistosoma mansoni and Schistosoma japonicum), or genitourinary tract (Schistosoma haematobium) (Ross et al 2002). Cerebral schistosomiasis is usually caused by Schistosoma japonicum whereas myelopathy is most often induced by Schistosoma mansoni and Schistosoma haematobium (Pollner 1994).
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Wang, F.; Zhao, W.; Yang, Z.-S., Prediction of heat of vaporization of pure compounds at normal boiling point by residual function method, Huagong Xuebao, 1989, 40, 489. [all data]


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Ecological economics' explicit links with the natural sciences result in a more scientific approach, which is inherently more pluralistic and empirically grounded. It places humans and human behavior in a broader historical, evolutionary, and ecological context. Humans are seen as a part of the natural world, not abstractions in isolation from nature and each other. It is problem-based, not tool-based, and its methods include any that are applicable to the problems at hand. These include everything from participatory processes to envisioning alternative futures to complex systems simulation modeling. It recognizes the importance of envisioning and the limits of the positive-normative dichotomy. It goes well beyond interdisciplinary dialog. It aspires to be a truly transdisciplinary science.
The broad spectrum ofrelationships between ecosystems and economic systems is the locus of many of our most pressing current problems (i.e., sustainability, acid rain, global warming, species extinction, wealth distribution) but it is not covered adequately by any existing discipline. Environmental and resource economics, as they are usually practiced, are subdisciplines of neoclassical economics focused on the efficient allocation of scarce environmental resources but generally ignoring ecosystem dynamics and scale issues, and paying only scant attention to distribution issues. Ecology, as it has historically been practiced, sometimes dealt with human impacts on ecosystems, but the more common tendency was to stick to 'natural' systems and exclude humans.
Ecological economics also focuses on a broader set of questions and goals than the traditional disciplines. Here, again, the differences are not so much the newness ofthe questions or goals, but rather the attempt to integrate them. They can be stated as both questions and goals, since they represent both complex questions requiring further research to fully understand and goals that most people would agree are worthy of the title:
1. assessing and insuring that the scale of human activities within the biosphere are ecologically sustainable;
2. distributing resources and property rights fairly, both within the current generation of humans and between this and future generations, and also between humans and other species; and
3. efficiently allocating resources as constrained and defined by (1) and (2) above, including both marketed and nonmarketed resources, especially natural capital and ecosystem services.
These questions/goals are interdependent and yet need to be addressed hierarchically. The problem of ecological sustainability needs to be solved at the level ofpreferences or technology, not at the level ofoptimal prices. Only ifthe preferences and production possibility sets informing economic behavior are ecologically sustainable can the corresponding set of optimal and intertemporally efficient prices be ecologically sustainable. Thus the principle of 'consumer sovereignty' on which most conventional economic solutions are based is only acceptable to the extent that consumer interests do not threaten the overall system, and through this the welfare of future generations. This implies that if one's goals include ecological sustainability then one cannot rely on consumer sovereignty, and must allow for coevolving preferences, technology, and ecosystems.
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Top Harry Potter Imgur Alternatives Harry Harry is a mixture of a couple of unique types. He can also be dressed up like he is going to play a Quidditch match! As he is the main character you will find an increasing number of people will wear him. Harry Potter has become a substantial part of a number of our own lives. Harry Potter also holds a slew of items, especially with lots of the characters which show their strong awareness of development within the whole period of the films, which makes the plot increasingly interesting. I'm a Harry Potter fanatic.
At the complete most visually attractive scene of the movie, the both of them speak on the yacht for a typhoon approaches. In general, the collection is a terrific collection for the LEGO collectors as well as the Harry Potter fans all over the world. At the event you were thinking of purchasing a few of the sets, try to do so whilst they are still in creation, as unopened, mint condition sets could be exceedingly costly on the secondary business. You can be a whole lot more than you're if you would only enable the change to occur. Life change is hard for you since you are not sure you need to change.
Perhaps, 1 day that I will provide past life regression a move. Plan your mind to maintain a highly successful state from the current time upon awakening, and you are certain to have a productive and amazing moment. Some people think that time is linear, but others think it is cyclical. So now, next time you stop by the grocery store and get some vegetables to eat, just keep in mind that you soon will be supplying the meals in their view.
You've got to let your kids go and create their own choices even in the event that you believe choice is a error. After your Harry Potter movie binges, take a look at the top libraries for kids in NYC, in which you can borrow the most delightful children's novels and do not lose out on the on the ideal story times for kids. Every child who is old enough to inform you exactly what is in their mind will have a notion of what it is that they want to be for Halloween.
Currently, you might use a good deal of notes-taking apps like Evernote. Your site can not afford to leave clients frustrated and second guessing on how to complete a buy when they can easily locate the specific same item on another, easier to navigate website. It's possible to see a listing of the occasions and discover if to obtain tickets here. A comprehensive list of participating locations are accessible here. You're ready to view a complete list of locations on the Cinemark site. Below, you will find a list of the finest Halloween costumes for kids. Recent reports and stories are currently going around the full series will be on Netflix in just a couple of days, on Nov. 1.
The manager opted to keep the scene. When you return and see the film, you really feel much worse for the man. For a lot of people around the Earth, the Harry Potter films are still the pinnacle of movie franchises. Also be sure to have the Harry Potter movies on hand to help you and your customers can observe all of them! The romance started a lengthy time ago. 1 book in the Harry Potter series is going to be printed yearly. There are a lot of more novels I have loved and have affected me.
There are many GIFs out there, it can be difficult to locate precisely what you are looking for. An wonderful photograph does not need to showcase an individual but could be anything. Furthermore, if you are planning to have a photo of a topic before a sunset, be certain to use a flash. Furthermore, lots of the best photographs can be of the complete most unlikely topics. Taking an award winning photograph is going to have a little practice but choosing a great photograph for fun is easy to perform.
Classics using a Sexy Twist In case you're searching for some skimpier Halloween costume strategies for women, put a fun spin on several fundamental get-ups. Tasting it will turn you into a fan. Naturally, a famed performer to perform the main character is an advantage to hit the huge display.
Top Harry Potter Motivation Guide!
In my situation, Harry Potter has become somewhat of a relaxation in a remarkably hard moment. He or she has always been one of the beloved stories of all times and it was never just a book collection, but a completely new world meaning everything to a lot of us. He sacrificed himself and was resurrected to life so as to save the remainder of humanity. Finn rescues his dad from the system that's adulthood.
Firstly it is a wonderful approach to build muscle, burn fat and get fit. For me, lots of the motivation behind this is that there are likely men and women who will see me and have the specific same moment I had watching Chase or some of my buddies. Needless to say, you are likely to accomplish your tasks but they will not be imaginative. It is safe to say we completely pitched at the challenge. However, it instructed us that you'll have to seek out things otherwise, change the outlook and determine whether you've got the proper women and men in the most appropriate places. You understand why your purpose is significant to you. There's apparently an equation that's something like the higher your aims and ambition, the more hurdles you'll face in route. Like Dabo you're likely to keep moving ahead and inspiring your team on the way.
If you own a vision, you then have the ability to make it happen place. The capability of motivation shows that you're never too young or older to achieve success. Favorable leaders tap in the capability of a vision and find a way ahead. A positive leader sees what's feasible then requires the upcoming steps to rally and unite individuals to make it. The Harry Potter Alliance is devoted to turning muggles to wizards all over the Earth, and that is where you encounter.
As an example, friendship is just possible between two virtuous people. Love is a powerful weapon As youth, we have been taught that hate is a terrible sense and we should always be filled with love and we have seen the power of love saving Harry on several occasions. You eliminate expect your intention is genuinely achievable or perhaps worthy of achievement.
Spiritual texts are some of the the most read compilations of literature on earth. Transforming the name wasn't straightforward. What's more, the series taught her that life isn't going to always be easy but you'll always have a means to address it and most importantly to know the worth of her life on an important scale. Harry Potter series have really have helped lots of folks in positive facets which we cannot deny. Not only that, but by having a long-term objective, Rowling was able to create a lot larger story. The key consideration to remember is that for individuals with ADHD particularly, every escape is similarly an entrance. It is obvious she wanted Draco to be similar to this.
Suggestions, Formulas and Shortcuts for Harry Potter Motivation
Some folks work since they will need to produce a difference on the planet. What's the intent of walking into the dark, misty woods once the vast, green meadow is simply good enough. The moment you realize you have got complete responsibility for each and every facet of your life is the precise moment you are completely FREE! You cannot be negative and grateful at the very same instant. When you are having trouble focusing on a project, sometimes it all requires to locate your motivation is the most suitable type of background noise. However talented you believe you're, if you do not put in the job, it is likely to amount to nothing. Locate 1 fan who's ecstatic about the job you do.
Failure happens more often than we believe. It is part of lifeand definitely a part of succeeding. You will make tons and lots of mistakes in the custom. There isn't any way to dismiss fear, instead utilize it to your benefit. There are those that are neurodivergent. In place of operating subconsciously as almost all individuals do, you need to earn a conscious decision about who you mean to be and where you plan to go. Life is innately tough. It's scary once you study your own life from its entire timeline.
Facts, Fiction and Harry Potter Motivation
Nevertheless many attempts a person makes. There are quite a lot of approaches that may work depending each individual. You will develop in the person that you intend to be, instead of the person your circumstances led you to be. It is not uncommon for people with ADHD to have difficulty visualizing an entire task from begin to finish.
A Guide to Harry Potter Newspaper Template It is probably the book cover is not likely to wrap all the way around the book. What's worse, it's going to divert your reader's attention, so that it's not feasible for them to concentrate on the principal information of the newspaper. When there's part of your article your tongue stumbles over, that's a hint that there may be awkward writing that must be reworked. Then you will give feed back to each story depending on the kind you develop. There are just a few characters that is able to protect against a sexy issue, nevertheless stale it is. There are many elements to this party I will be making separate articles about them. I haven't decided yet if I will offer the blank template at no cost on here. The program, of course, isn't an ideal one. It's found in the pdf document above. The very best letter is beneath the headline STAR LETTER. In journalism, brief paragraphs of a couple of sentences are typical. This section also has articles on recent matches and other things of interest.
The New Angle About Harry Potter Newspaper Template Only Released
Create a black-white gradient starting from the bottom. We are going to discover that The Quibbler is basically a one-man operation, and does not require authorities access to continue operation. It follows that in which you opt to place your information on our website, it may be obtained from anywhere around the world and so a move of your information outside the EEA might be deemed to have happened. Use pre-printed invitations to get a quick and effortless solution for the Harry Potter party. To learn to write in the paper style follow the directions on the this hyperlink. For more information see www.allaboutcookies.org. Cease using the outdated notion of newspaper advertisement and get started employing the updated system of advertising using newspaper mockup on websites, social networking, etc..
Make your tea stained paper using quality paper. Grab the interest of the readers concurrently. You will some kind of hat, a bag, and a house badge for every child.
Who Else Wants to Learn About Harry Potter Newspaper Template?
The very first step is to deliver the fundamental features using paper and hot paste. You'll need to learn to write in newspaper style and you need to adhere to the checklist ready for you by the editor. Bear in mind, you will smooth out the bizarre folds and creases later, so just focus on obtaining the fundamental shape the way you want it.
You will realize another colour change. Hopefully, you're going to find something which works there. To aid you with this task here are a couple sites that will supply you with a few ideas. I am rather grateful for the challenging job of others! Few folks have enough time to read all the text of every article in a newspaper, so that they frequently skim the headlines to check if they might want to read more. The close of the publication has extra info and terminology regarding spells.
Locate a helper who is not afraid to ham up this to teach the class! I started to add condiments and other sorts of food instead! Persistent cookies could be used for lots of functions such as remembering users' preferences and options if employing a website. You could also utilize parchment paper.
The Hogwarts crest for your cover of the correspondence are available here. Some are fortunate enough to be able locate artists that they can find the work done closely with, but that is not always correct. All you will need is a crafting soul and a few supplies, and you may create the following genius Harry Potter DIY endeavors. The Prophet isn't the only publication in the Wizarding World, but it's most likely the most frequently read. A witch or magician any place in Britain might have a copy in hand over a fast time of publication. I found each of the charms at this website and my children have found a few missing.
My best online friend is the superb Prabz! Use different colors of food coloring so the kids won't know what color to expect from their magic soda. Every game is designed for noncommercial or educational use, and all are suitable for users of any era. It can be printed directly from the browser. I just used my hands to use the modeling paste and smooth it out, but in case you have ceramic or pottery tools you can use those if you wish to continue to keep your hands clean.


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Dostawa: 7 dni
Ring with sapphire
The gem is framed in 14 carat Warsaw gold, melted with special care exclusively for Elfjoy.
The word sapphire comes from the Latin sapphiru which means blue. Sapphires come in a rainbow of colors from the vibrant blue of the midday sky, to the navy blue of the night sky, yellow reflections of the sun, and the pink of dawn and dusk. Sapphires are often associated with loyalty and dignity. Most often mined in Sri Lanka, India, Australia and Brazil.
Order realisation - up to 21 days.
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Please specify the size of the ring in the comment when placing the order.
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John C. Heuton
Contact info
(303) 863-2971
Contact info
(303) 863-2971
With more than a decade of law-firm and in-house experience, John's practice includes all aspects of IP litigation, prosecution and appeals work, as well as IP-focused merger and acquisition agreements.
John has represented clients in federal courts across the country in patent, trademark and contract disputes. He prepares and prosecutes patent and trademark applications and appeals covering diverse technologies including medical device, biotechnology, and telecommunications. He has also earned victories on behalf of his clients at the PTAB and TTAB.
Before joining Sheridan Ross, John was in-house IP counsel at Level 3 Communications where he managed patent litigations, procured patent rights, managed an international trademark portfolio, conducted due-diligence projects, and negotiated vendor and sales agreements. He also worked at the IP law firm, Fitzpatrick, Cella, Harper & Scinto in Manhattan.
During law school, John served as a law student clerk to the Honorable Arthur J. Gajarsa, U.S. Court of Appeals for the Federal Circuit. Before attending law school, John worked for Amgen, Inc. where he researched, developed and implemented new methods of manufacturing interleukin-1 receptor antagonist, used to treat rheumatoid arthritis.
University of Colorado (B.A., Dean's List, Molecular Cellular Developmental Biology, 1999)
Franklin Pierce Law Center (J.D., magna cum laude, 2004)
- Intellectual Property in Employment
- Intellectual Property Litigation
- Patent Office Post Grant Proceedings
- Patent Prosecution
- Trade Secrets and Confidentiality
- Life Sciences
- Pharmaceuticals
New York, 2005
United States Court of Appeals for the Federal Circuit, 2005
United States District Court for the Eastern District of New York, 2006
United States District Court for the Southern District of New York, 2006
United States Patent and Trademark Office, 2008
Colorado, 2009
United States District Court for the District of Colorado, 2013
Colorado IP Inn of Court, Board Member, 2013 to present
Presentations and Publications:
- Author: Neither the Well-Known Marks Doctrine nor KORUS Provides Basis for a Prior Use Claim, International Trademark Association's INTA Bulletin, Feb. 15, 2018.
- Author: Untangling the Nanothreads Between the Enablement and Written Description Requirements, Nanotechnology Law & Business, March 2017.
- Jury Finds Willful Infringement in IP Trial, Law Week Colorado, Nov. 16, 2015, read full article
Wright & McGill v. Active Outdoors LLC et al. (D. Colo.) – Counsel for Plaintiff seeking declaratory judgment of patent and trade dress invalidity and non-infringement pertaining to outdoor equipment products.
Inspire Commerce, Inc. v enVista Interactive Solutions LLC dba Enspire Commerce et al. (D. Colo.) – Counsel for Plaintiff asserting trademark infringement and seeking cancellation of competitor's trademark.
Aspen Roofing, Inc. v. Aspen Contracting, Inc. (D. Colo.) – Counsel for Plaintiff asserting unfair competition under the Lanham Act and violations under the C.C.P.A, among other claims.
Litens Automotive v. Zen S.A. and Zen North America Corp. (S.D. Fla.) – Counsel for Defendants against claims of patent infringement relating to overrunning alternator decoupler pulleys. Defendants also asserted a patent misuse affirmative defense. The action was resolved through settlement on terms favorable to Defendants.
Oldcastle Precast, Inc. v. Jensen Enterprises, Inc., d/b/a Jensen Precast (E.D. Cal.) – Counsel for Plaintiff asserting claims of patent infringement against a competitor in the precast concrete industry. The action resolved through settlement on terms favorable to Plaintiff.
RD Fashion Group LLC v. Joseph McEvoy d/b/a Ridin Dirty Inc. (T.T.A.B.) – Represented clothing retailer in successful cancellation action against the mark "RYDIN DIRTY."
Futurm Communications LLC v. Adaptive Communications LLC et al. (Jeff. Cty. Colo.) – Counsel for Defendant against claims of trade secret misappropriation and breach of contract, among other claims.
Austin Fresh Burger Bar Concepts LLC v. 5280 Sliders LLC et al. (D. Colo.) – Counsel for Plaintiff asserting trademark infringement and unfair competition.
WCM Industries, Inc. v. Danco, Inc. (D. Colo.) – Counsel for Plaintiff asserting patent infringement pertaining to plumbing technology.
WCM Industries, Inc. v. BlueVue, Inc. (D. Colo.) – Counsel for Plaintiff asserting patent infringement pertaining to plumbing technology.


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Hi There! Is this Your First Time?
Did you know if you Register you have access to free search tools including the ability to save listings and property searches? Did you know that you can bypass the search altogether and have listings sent directly to your email address? Check out our how-to page for more info.
- Price$169,900
- Beds1
- Baths1
- Sq. Ft.572
- Built1964
5040 N Beach Rd #b2, Unit 7, Englewood
Live your Florida dream vacation every day just steps from the gorgeous Manasota Key beach! Enjoy a shelling walk with your morning coffee or spend the day at the complex screened pool or socialize at the Tiki Bar before watching the marvelous sunset. This unit could be your retirement dream come true or a great rental investment property - or both! Close to shopping, restaurants from casual to gourmet, this area has many recreation facilities including nearby world class golf courses and the quaint, charming & artistic Dearborn Street in Olde Englewood.
Essential Information
- Price$169,900
- Bedrooms1
- Bathrooms1.00
- Full Baths1
- Square Footage572
- Acres0.00
- Year Built1964
- TypeResidential
- Sub-TypeCondo
- StatusActive
- UtilitiesPublic
- FeaturesFishing Pier, Pool, Water Access, Waterfront
- Is WaterfrontYes
- WaterfrontBeach-pub, Gulf/Ocean
- ExteriorBlock, Stucco
- Exterior FeaturesOther, Mature Landscaping
- Lot DescriptionNon-Applicable
- RoofShingle
- FoundationSlab
Listing Details
- Listing Office:Edgerton Realty & Development
Community Information
- Address5040 N Beach Rd #b2, Unit 7
- AreaEnglewood
- SubdivisionKo-ko-kai
- CityEnglewood
- CountyCharlotte County
- StateFL
- Zip Code34223
- InteriorOther
- Interior FeaturesOpen Floorplan
- AppliancesDishwasher, Microwave, Range, Refrigerator
- HeatingElectric
- CoolingCentral Air
- # of Stories2
- StoriesOne Story, Ground Floor Unit
Additional Information
- Days on Market434
- ZoningMMF10
Listing information courtesy of Edgerton Realty & Development.
All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified.
Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law.
Listing data comes from My Florida Regional MLS.
Listing information last updated on March 30th, 2020 at 9:00pm EDT.


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Natural State to Live with an Open Heart!
In the wake of the Boston Marathon this quote by Mr. Rogers has gone viral! I felt a deep desire to be a part of this Ocean of Love and Light in the face of such tragedy!
I truly believe it is our Natural state to live with an Open Heart! But, in my opinion and experience, we are conditioned through our environment to begin closing our Hearts, to begin judging others (especially ourselves), and basically to begin living in Fear!
Now with that being said, I believe the Spiritual Path is to return to our Natural State of Love, that is why it's such a difficult path to embark upon, and why so many remain entrenched in Fear! It is taught in, A Course in Miracles, by the time we are 4-5 years old, our environment has already determined how we will interact in the world as an adult! If it wasn't a bed of Roses, no worries, as spiritual beings having this human experience, we are always shown ways to Open our Hearts! This is part of our growth, part of our path is to return to this state!
I love this quote, because his environment nurtured him to remain in his natural state of Openness and Love! It so eloquently sums up how he became, Mr. Rogers, the epitome of an adult who lived fully with an Open Heart! It's challenging to dance with our natural state of Love through the familiar ominous cloud of Fear. The physical expression of that Fear is manifested in the tragedies we see, but have Faith, these are our opportunities to Open! All the times we are challenged by Fear, it is our responsibility, as Spiritual Beings, to OPEN our Hearts to its Natural State of Love! Are you swimming in this beautiful Ocean of Love, or are you trudging through the muck deep in the swamp of Fear?
Love and Light,
"When I was a boy and I would see scary things in the news, my mother would say to me, 'Look for the helpers. You will always find people who are helping.' To this day, especially in times of disaster, I remember my mother's words, and I am always comforted by realizing that there are still so many helpers – so many caring people in this world." – Fred Rogers (Mr. Rodgers)
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My Favorite Moon Tool ~ The Moon Is My Calendar
Have you ever wondered how the Moon's cycles connect to your own life and inner rhythms? I always have. I remember the exact day when I talked to the moon and asked her to show me how she moves through me. I asked to know her, her rhythms, when she was...
❤ 🌕 Gemini Full Moon Blessings? What's Alive Within You? 🌕 ❤
Full Moon Blessings! As I sit here writing to you, I'm feeling the full moon moving deeply through my being. And my heart is full as the rains fall in California! Blessings indeed! This moon comes after our Earthly initiation into Winter... I've needed extra time to...


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Born in Lima, Peru in 1939, Frederick Cooper studied architecture at the National University of Engineering in Lima. He attended postgraduate studies in Europe (1963-1966), in London's Birkbeck College at London University under the tutorship of Professor Nikolaus Pevsner, at the Courtauld Institute with Sir Anthony Blunt, in Paris with Professor Andrés Chastel at the Institut d'Art et Archeologie and with Professor Pierre Francastel at the Écoles des Hautes Etudes of the University of Paris, ending with Professor Giulio Carlo Argan in the DSchool of Architecture of the University of Rome. The purpose of his postgraduate studies was to develop a specific modern architectural approach to the teaching of architectural history for architectural students, within the conditions relevant to the strains of a developing Latin America country such as Perú.
From 1966 to the present, Professor Cooper has been the founder and senior partner of COOPER GRAÑA NICOLlNI ARCHITECTS (now CGGMS Architects),having completed within his studio more than 450 projects & buildings. His career spans the critical period of political and social upheaval as the developing cities of Latin America grew exponentially. His work has been part of the debate about the development of an architecture responding to the crisis of the modern Latin American citizen. His own home stands as both a wondrous piece of architecture and a powerful symbol of solidarity with the dispossessed. His work and teachings have exerted a significant positive impact on the Peruvian architectural scene over five decades.
He has been a Senior Professor in Architectural History since 1968, as well as Head Tutor in Architectural Studios, both in The School of Architecture of the National University of Engineering and that of the Pontifical Catholic University of Perú (which he founded in 1999), in Lima, as well as in Columbia University, in New York. He has lectured frequently in schools of architecture in Perú, Latin America, the United States and Europe.
Professor Cooper likewise created in 1995 the well known Latin American monthly architectural journal ARKINKA, which is now in its 278th. issue.
A critic, academic and advocate, there are few areas of Peruvian and Latin architecture and artistic life that he has not touched and influenced from initiating debate, to formulating its history, to preserving its heritage, to advocating its development and most importantly to practicing his beliefs in architectural form, a progressive modernist architecture fit for the social, economic and environmental conditions of Peru.


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Barrington Tops gets a regular dusting of winter snow so it's not too far to drive for your family's first snow ball fight. Just don't forget to duck. Add this experience to #YourBuckettsList #TopThingsToDoGloucester
Category: Holiday fun
Dusty's Astro Tours of the Night Sky
Take a tour of the night sky with an experienced guide and powerful telescopes! You'll marvel at the star clusters, planets, nebulae, our own awesome Milky Way galaxy and learn about our place in the solar system.
Swimming – Stroud Pool
Summertime swimming with free entry, now that's hard to beat! The Stroud Swimming Pool opens early & closes late so it's perfect for those long hot summer days. #Stroudswimming
River Swimming
The swimming opportunities in Gloucester and Barrington Tops make it feel like the local swimming season runs almost year round.
Swimming – Gloucester Olympic Pool
The perfect place to cool off is right in town, at the Olympic swimming pool complex: lap pool, wading pool with water feature & picnic area. #Gloucesterswimming
Barrington Outdoor Adventure Centre
Fun by Nature: Barrington Outdoor Adventure Centre is the outdoor specialist for Barrington Tops adventures.
Horse riding along the Cobark River
For spectacular horse riding near Gloucester, come and join other horse lovers and ride over the mountain trails and stream in the foothills of the beautiful Barrington Tops and Cobark Valley.
The thrill of going over a rocky cliff and defying gravity is one of the great lures of abseiling & you can try it at two scenic locations in Gloucester.
Paddling the Barrington River
White water paddling at Gloucester on the Barrington River by canoe or kayak, it's what we're famous for!


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Mangaluru, May 31, 2018: Incomplete works by the National Highway in Thokkottu junction and Pumpwell circle along with incompetent handling have intensified flooding problems from the heavy rains on May 29, Tuesday, alleged Mangaluru MLA U T Khader.
Addressing media at the District Congress Committee office on May 30, Wednesday, he said that the "procrastinating" attitude of the National Highway Authority of India (NHAI) has resulted in an inordinate delay of flyover constructions at Thokkottu and Pumpwell. The Chief Officer of NHAI has expressed his negligent attitude during the heavy water-logging on Tuesday. There were not enough facilities by the authority to clear the debris. A delegation from Congress will submit a complaint to the Union Road Transport Minister against the inefficiency of the company in finishing the constructions, he said and urged the Central Government to initiate action against the construction company which has failed to stand up to the expectations of the public.
He further said that he could not take part in the review meetings related to the waterlogging situation as the model code of conduct for MLC elections is in force. The MLA urged the district administration to come up with precautionary measures towards sea erosion in Ullal.
Lamenting about the loss of lives and property during the heavy rains on May 29, Tuesday, he thanked the police department for its involvement in the relief work and public co-operation.


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Jun 12, 2019
Thank you to everyone continuing to donate to WoT Spoilers, and Fox and Raven media. You have literally changed our lives.
If you don't already, You can help us create the content you love, and become full time podcast creators, by donating on Patreon
Check out https://www.spoilercon.org/ For more information about...
May 2, 2019
WoTSpoilers is a weekly book-club. You can join the conversations that make the podcast on Discord.
Please remember, Seth and Patrick are two nerds in a basement who would rather be creating content full time, than working our 9-5s. You can help us create the content you love, and become full time podcast creators, by...
Oct 10, 2018
As has become our tradition, with the end of each book, we sit around at the Darkfriend social have a drink and talk about our reflections on the book we just read, what we're excited about that's coming up, and really as you'll find out, anything we feel like.
Thanks for listening.
Apr 17, 2018
We've completed The Great Hunt. So, as is our tradition, we're releasing an episode made up of our trademark tangents. The Chosen have prepared a list of questions that we answer during this episode. Lots of speculation on the Wheel of Time TV show, perhaps we'll hear some news at Jordancon. We read constantly, and use...
Dec 10, 2017
Kelsey joins us as we reflect on the podcast and the Eye of the World. The conversation quickly veers off course into a fun and random conversation about life, allergies, pets, and of course, books.
WoTSpoilers is a twice weekly book-club, and you can join our conversations on Discord.
Please remember, Seth and Patrick...


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Last week, I told you about the niacinamide's ability to boost your immune system and beat the deadly antibiotic-resistant MRSA infection. That article spurred a lot of interest among readers. And a couple of readers wanted to know if niacinamide could also kill pseudomonas.
One reader, Val L., wrote: "I am writing from Brisbane, Australia and am wondering if you have come across a way to kill pseudomonas infections of the urinary tract. My husband acquired this when the hospital inserted a stent into the kidney. He has had a number of antibiotics, to no avail. He has been told he will just have to live it." And reader Donna R asked, "Does this vitamin also rev up the immune system to fight pseudomonas aeruginosa in the lungs?"
Pseudomonas aeruginosa is a disgusting bug. It secretes a slime and then develops its colonies within that slime. Before long, you have a slimy mess of pathogens. I told you it was disgusting.
This slime is likely what makes pseudomonas so resistant to antibiotics. Val, this is likely why your husband's doctors can't get rid of it. Pseudomonas is the most likely infection you'll get after surgery. It's also common with burn and lung infections. And it's nothing to sneeze at, as it is one of the leading causes of post-operative death due to infection.
Continued Below...
Most doctors don't think nutrition has anything to do with hearing loss. But several new studies show just how important nutrition is to your ears - and how some people are actually reversing their hearing loss.
Click Here To Learn More
Pseudomonas can attack just about anywhere in your body. The urinary tract and respiratory system are primary targets. But they also can go after bones, joints, and intestines (just to name a few).
So how can you get rid of these pesky and potentially deadly bugs? The first place to start is with oxidative therapies (hydrogen peroxide, ozone, IV vitamin C, ultraviolet blood irradiation). These therapies can wipe out infections better than any other treatment out there. And they can kill bugs that are antibiotic resistant. You can find doctors who use these treatments at acam.org.
But that doesn't answer Val and Donna's questions. Niacinamide does have a very powerful antimicrobial ability. So the answer is yes, it can work. In fact, the very same research team I told you about in the original niacinamide article said, "Niacinamide is not only effective against S. aureus, it also has demonstrated efficacy against other major human pathogens, such as K. pneumoniae (Klebsiella pneumoniae) and P. aeruginosa (Pseudomonas aeruginosa), in our human peripheral blood killing assay."
What's more, taking large doses of niacinamide (up to 6 grams) will not kill the good bacteria in your gut, as antibiotics do. So talk to your integrative physician about oxidative therapies. And while you're there, ask about taking niacinamide (your doctor can help determine how much you need to take).
I also suggest you use an immune-boosting product, such as MycoPhyto Complex, and take plenty of vitamin C to build your immune system prior to any surgery or any stay in a hospital. It could keep the bugs away from you while you're staying at their favorite residence.
Your insider for better health,
Steve Kroening
Steve Kroening is the editor of Nutrient Insider, a twice-a-week email newsletter that brings you the latest healing breakthroughs from the world of nutrition and dietary supplements. For over 20 years, Steve has worked hand-in-hand with some of the nation's top doctors, including Drs. Robert Rowen, Frank Shallenberger, Nan Fuchs, William Campbell Douglass, and best-selling author James Balch. Steve is the author of the book Practical Guide to Home Remedies. As a health journalist, Steve's articles have appeared in countless magazines, blogs, and websites.
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Alastair Roberts –For Baptists the grace signified in water baptism is typically understood to be grace already received: For Baptists, water baptism is predominantly retrospective, looking back to a salvation largely completed.
mark—So Roberts thinks that there is a "not yet aspect to justification" not only for infants but for all of us, because he agrees with the Lutherans that God's justification happens again every day, and the "old man" has to pass from death to life over and over again, and that what causes this is the continuing "efficacy of water baptism"
Roberts—"The force of the grace of adoption summons thee adopted to live out of that grace and not to turn their backs on it. Adoption is never only a completed event of the past, but is an enduring reality enjoyed by those who continue to receive it. Adoption is much less about its initial reception than it is about its lifelong reception. The faith water baptism calls for is not present faith so much as future faith."
Roberts—-"The magisterial Reformers presented a higher and more efficacious doctrine of water baptism than their Roman Catholic interlocutors."
Roberts–"The Canons of Trent reveal that, the grace of water baptism being easily forfeited by sinners who failed to persevere in it, it was necessary to supplement its grace with that of another sacrament–penance. The result was the diminishment of water baptismal grace within the sacramental economy. Beyond giving an initial impetus, water baptism was swiftly substituted for by other sources of grace."
mark—Roberts is saying that the Reformed are not like that, not just looking for the water to wipe out original sin, but believing that the water will continue to have "efficacy". But this "efficacy" of water will be conditioned on the sinner, not so much on the sinner not sinning, but on the sinner continuing to believe as a condition of remaining in the covenant.
Roberts—"The grace water baptism signifies is neither chiefly a grace already received nor merely a grace limited to the time immediately following the reception of the sacrament."
Roberts—Tertullian argues that the delay of water baptism should be preferred, especially in the case of young children and the unmarried, who are particularly vulnerable to temptation and falling from water baptismal grace.
mark—But it is not yet quite politically correct in some Presbyterian denominations to talk about "being justified every day" or the "not yet aspect of justification" so often people who believe in that refer to "salvation" or "sanctification" as being the "not yet". Roberts talks about "adoption"
Roberts—"Martin Luther's resistance to the 'linear model' of the Christian life, with an one time conversion followed by progress beyond that point. Luther maintained that we never move beyond the point of water baptism. . Conversion is an ongoing reality in the Christian life, a continual act of going back to water baptism as the beginning. The efficacy of water baptism day after day makes death and resurrection a reality that has not yet been fully accomplished IN US."
Roberts–"The magisterial Reformed were concerned to emphasize that the grace of water baptism is the grace of a promissory seal, with an efficacy that extends throughout our lives. "
Roberts—"The force of the grace of adoption summons thee adopted to live out of that grace and not to turn their backs on it. Adoption is never only a completed event of the past, but is an enduring reality enjoyed by those who continue to receive it. Adoption is much less about its initial reception than it is about its lifelong reception. The faith water baptism calls for is not present faith so much as future faith."
mark—But the "efficacy" of the water continues to depend on the condition of faith. And this means that 'effectual grace" can later turn into ":effectual curse". No antinomian "eternal security" here.
Not only is the efficacy of the death of Christ distributed by means of the efficacy of water baptism but the efficacy of water baptism continues to be dependent on the object of your faith, but the object of your faith is your continuing faith, which you believe is not totally alone, which faith you believe continually exists in you along with your hating sin and loving God (enough).
Meredith Kline–The newness of the New Covenant does not consist in a reduction of the Covenant of Redemption to the principle of election and guaranteed blessing. Its law character is seen in this, too, that it continues to be a covenant with dual sanctions….There is no reason to regard Jeremiah's description of the New Covenant as a comprehensive analysis or to exclude the curse sanction from a place in New Covenant administration."
Mike Horton—"To be claimed by water baptism as part of God's holy field comes with THREATS as well as blessings. Covenant members who do not believe are under the covenant curse. HOW CAN THEY FALL UNDER THE CURSES OF A COVENANT TO WHICH THEY DID NOT BELONG? God promises his saving grace in Christ to each person in baptism, whether they embrace this promise or not. Yet the instrumental A condition is that they must embrace the promise in faith. Otherwise, they fall under the covenant curse without Christ as their mediator."
Jonathan Edwards: "We are really saved by perseverance…the perseverance which belongs to faith is one thing that is really a fundamental ground of the congruity THAT FAITH GIVES TO salvation…For, though a sinner is justified in his first act of faith, yet even then, in that act of justification, God has respect to perseverance as being implied in the first act."
Mark asks– How could we possibly give thanks, when the future hangs in the balance and depends on our future acts of faith?
John Piper—"The Bible rarely, if ever, motivates Christian living with gratitude…Could it be that gratitude for bygone grace has been pressed to serve as the power for holiness, which only faith in future grace was designed to perform?… some popular notions of grace are so skewed and so pervasive that certain biblical teachings are almost impossible to communicate. For example, the biblical concept of unmerited, conditional grace is nearly unintelligible to Christians who assume that unconditionality is the essence of all grace."
mark—Piper's Future Grace teaches works not only as evidence for us and other people but works as evidence for God
Piper—"How then can I say that the judgment of believers will not only be the public declaration of our differing rewards in the kingdom of God, according to our deeds, but will also be the public declaration of our salvation – our entering the kingdom – according to our deeds? The answer is that our deeds will be the public evidence brought forth in Christ's courtroom to demonstrate that our faith is real. And our deeds will be the public evidence brought fourth to demonstrate the varying measures of our obedience of faith. In other words, salvation is by grace through faith, and rewards are by grace through faith, but the evidence of invisible faith in the judgment hall of Christ will be a transformed life." (Future Grace, p 364)
Several times Paul listed certain kinds of deeds and said, "those who practice such things shall not inherit the kingdom of God" (Galatians 5:21; 1 Corinthians 6:9-10). In other words, when these deeds are exposed at the judgment as a person's way of life, they will be the evidence that their faith is dead and he will not be saved. As James said, "Faith without works is dead" (James 2:26). That is what will be shown at the judgment. (Future Grace, p 366)
Meredith Kline—By circumcision, the sign of the consecratory oath of the Abrahamic Covenant, a man confessed himself to be under the juridical authority of Yahweb and consigned himself to the ordeal of his Lord's judgment for the final verdict on his life. The sign of circumcision thus pointed to the eschatological judicial ordeal with its awful sanctions of eternal weal or woe. In the case of a covenant with the fallen sons of Adam, their nature as covenant breakers from their youth would seem to preclude any outcome for the divine ordeal other than condemnation. Yet the very fact that Cod makes a covenant with such subjects reveals that along with justice the principle of redemptive grace is operative here with its totally new and unpredictable possibilities. The covenant is a law covenant but it is a redemptive law covenant.
John Fesko —"Even though we can talk about a distinction between the visible and the invisible, or between the external and internal, why should we have to choose between water and the Spirit (Word, Water and Spirit, p 241, "Baptism as Covenant Judgment)
mark—Most people don't say "water baptism", because the Bible does not say "water baptism", but then most people also add that "baptism" in the Bible is always water and many of the paedobaptists (and some of the "Reformed Baptists")teach that there is a "sacramental union" between water as the sign and the "efficacy" as the thing signified.
And then almost all of them say that the water baptism of John was about the Holy Spirit, and therefore baptism by Jesus and by the church is about both the water and about the Spirit, but NOT about legal identity with Christ's atoning death or about justification.
And then they explain there is one gospel only, there is only one church, and therefore the baptism by John is not water only and the baptism by Jesus is not with the Spirit only
And in this way they know that it's not Jesus who baptized with the Holy Spirit, but rather that the Holy Spirit "baptizes us into Christ" and so we know that water baptism is not about Christ's death or righteousness but about the Spirit uniting us to Christ's righteousness .
John Fesko, 322— "It is unnecessary to choose between water baptism and Spirit baptism"
And then Fesko on the same page (322) finds it necessary to conclude (without arguments) that Spirit baptism is not God's imputation. Fesko also explains that baptism (both water and by the Spirit) is NOT Christ's giving the Spirit, because the Westminster Confession teaches us that Spirit baptism is the Spirit giving us Christ by uniting us to Christ by faith.


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If you are dreaming of remodeling your patio, start from he base and build a solid foundation and start with a paver drive that helps you budget your costs and help you explore options. If you are looking at paving the floor of your patio, you should opt for foolproof options such as bricks and blue stone or even go for other newer styles such as the wood decking tiles.
Here are the best options we can think for you, if you are looking to remodel the patio this Autumn:
- Concrete is often a very good patio floor and many of us find it staid and common, however, a concrete patio floor will always exude a modern appeal and is perfect for wide open spaces that have crispy and distinct edges. You should first decide on the area that needs to be floored first. Then ask the professionals to dig the Earth out and level it. Barriers need to be put in place so that the shape of the patio is determined. The filler materials such as the gravel is then spread and concrete poured and leveled. The contractors will then finish and cure the concrete.
- The next best option for a patio floor are the wooden decks. These are classic and a little expensive too. The comfort is high and these are perfect in homes and apartments alike. You have to keep in mind the fact that wood requires a lot of upkeep and needs constant care and maintenance. A good alternative to pure wood are deck tiles. These are innovative materials that can be snapped together and create a modular feature. Most of these decks need to stained and sealed on the edges to protect them form the vagaries of nature.
- Finally, the third best option for a patio floor are the brick and stone floors that are dry laid and require a mason to lay each block. A mason will dig and level the ground. He or she will lay the concrete over crushed stone and gravel, making a base and then lay the bricks along with mortar.
Blue stone is an option that is getting popular by the day and each of these stones are made by hand beautifully laid and manicured over your patio space. These come in varied shades and are quite a rage this Autumn. If you like pale lilac and deep blue slate, try and opt for these.
For more queries contact us or call us on (516) 781-0356 or (516) 783-6754


text: Marylou Losee, Cpa Cga M. Losee & Associates Kingston, Canada Expertise in: Website: https://www.loseecga.com About me: M. Losee & Associates is a full service accounting firm, focused on providing high-quality service and customer satisfaction - we provide expert knowledge at affordable prices, the best of both worlds. With a variety of accounting/bookkeeping service plans to choose from, our CPA - CGA, Chartered Professional Accountant on staff acts a controller for your business. Special care and attention is given to each of our clients in order to get your business to where it is you, the owner wants to be. We specialize in accounting and taxation services for small to medium size business and new entrepreneurs. Industries: Agriculture, Forestry, Fishing and Hunting Mining, Quarrying, and Oil and Gas Extraction Utilities Construction Manufacturing Wholesale Trade Retail Trade Transportation and Warehousing Real Estate and Rental and Leasing Professional, Scientific, and Technical Services Health Care and Social Assistance Arts, Entertainment, and Recreation Accommodation and Food Services Not-for-Profit Organizations