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subset: commoncrawl


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True confession: I'm a troglodyte and don't own a smartphone. If you are like me, you need a way to post media on Instagram without a phone.
When you log into Instagram on a desktop or laptop computer using a web browser, there is no option to upload photos or videos. But I figured out a work around…Continue reading "How to Post Media on Instagram Without a Smartphone 📱"


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San Francisco County, California Crime Statistics
This webpage contains crime figures for San Francisco County, California. You can examine the breakdown of crime by type, changes to crime numbers over time, and see how San Francisco County compares to similar locations. If you are interested in seeing public records resources for San Francisco County, California, you can click the Public Records tab at the top.
Total Crime
Between 1999 and 2008 there were 383,583 total crimes reported in San Francisco County, California (56,271 of them violent). Of the 42,620 crimes that occur a year in San Francisco County, almost half happen less than a mile from home. On average, someone is a victim of a crime in San Francisco County, California every 12 minutes. This includes 728 murders, 1,616 rapes, and nearly two hundred and seventy-three thousand thefts (including 59,260 motor vehicle thefts).
Crime Trends
During the previous 10 years, crime data were available in San Francisco County, California for 9 years. Over that interval, reported crime in San Francisco County decreased by 1 percent. Over that same time frame, violent crime increased by 3 percent. Overall, the crime numbers reveal a gradual decrease in crime over the last 9 years in San Francisco County. If the current trend continues, predicted crime numbers could fall to forty-two thousand for San Francisco County, California in 2009.
Crime Comparisons
Crime Data Information
San Francisco County, California law enforcement agencies report their statistics to the FBI UCR program. The data reported for San Francisco County conform to the FBI data quality guidelines. For more information, and a description of the statistical methods and data algorithms used by RecordsPedia, please visit our methodology section.


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West Country Myths and Legends Tour
6 Day Tour
Inspired by the story of King Arthur and the mythical Camelot we will ponder on this and many more stories, as we travel together through the truly spectacular "West Country", embracing the four counties of Somerset, Devon, Dorset and Cornwall, or Kernow as it is known in the Cornish language. We will learn how for over 1000 years the peninsular was the richest region in the known world, having abundant resources of copper, tin, silver and gold, trading in centuries BC with The Phoenicians and The Roman Empire, feeding the mineral needs of the Bronze Age.
The region is not only rich in folk law but offers unique local dishes, wines, ciders and beers, many of which we will sample as we travel through this wonderful land. Let us start without any further ado!
Day 1
Bristol, Bridport, Wells, Lyme Regis & Glastonbury
Our tour starts in the prosperous city of Bristol, once a thriving maritime port. Now the waterfront's 19th century warehouses and harbour side have become a cultural hub, with many fine restaurants, bars, shops and cultural institutions. Our first destination is the Cheddar Gorge, England's largest gorge at 400 ft deep and 3 miles long, with spectacular pinnacles and beautiful caves. Cheddar cheese is known the world over, where better to taste this delicious cheese than at the last cheese maker in the gorge, The Cheddar Gorge Cheese Company, where we will not only see authentic cheddar cheese made but have the opportunity to taste it.
Next we visit England's smallest city, Wells. Enjoy taking our lunch at one of the many fine restaurants, pubs and tea shops. A drive of only 6 miles brings us to the historic city of Glastonbury to visit the famous Glastonbury Tor. Visit Dorset market town of Bridport, where you can taste traditional English ale and taak a look "behind the scenes" of the brewing process at Palmers Brewery. The breathtaking Jurassic Coast and Lyme Regis is our final destination today. We will stay tonight in one of the many fine hotels in or near the town.
We are happy to send you a program which is adapted to your flight schedule. Please get in touch with us if you would like this.
Overnight stay including half-board in the Lyme Regis area
Day 2
Lyme Regis, Exeter, Torquay, Dartmoor & Princetown
We start our day travelling along the south Devon coast, passing through the towns of Seaton, Sidmouth, Budleigh Salterton and Exmouth, arriving in the university city of Exeter,once the most south-westerly Roman fortified settlement in Britain.
We will visit Exeter Cathedral, which has the longest uninterrupted medieval vaulted ceilingin the world. This afternoon we will visit "The English Riviera", Torquay, and Devon's famous seasideresort. Enjoy a "Devon cream tea" at the world famous Imperial Hotel, overlooking the bay and the beautiful Devon coast. Our last journey today is inland, to the ancient and mystic Dartmoor National Park, driving through one of the largest wildernesses in the UK.
Overnight stay including half-board in the Dartmoor area
Day 3
Tavistock, Fowey, Saltash, Truro & Falmouth
Before we leave Dartmoor, we will visit the hamlet of Postbridge and pass the notorious Dartmoor prison. Our next port of call is to Tavistock an ancient stannary and market town, where local crafts sit aside all sorts of local produce and is very much the social hub of the town. One last visit on Dartmoor will be to Buckfast Abbey, an extraordinary place on the southern border of the moor with a truly remarkable story. In medieval times the Abbey was totally destroyed, only to rise, phoenix like again between 1906 and 1938, recreated as it had been, 650 years earlier. You have to see it to believe it! It's time to leave Devon and Dartmoor. We travel west to Saltash, to cross over the River Tamar and the Tamar Estuary, via the modern suspension bridge.
No visit to Whitby would be complete without eating its most famous dish "fish and Chips" you will find no better than here. We will visit one of Whitby's fine restaurants for lunch. Later we depart travelling inland through the northern sector of The North York Moors National Park, to our final visit today at Great Ayton and the Captain Cook Monument.
Overnight stay including half-board in a nearby hotel
Day 4
Fowey, Porthcurno, Truro, The Minack Theatre, St Michaels Mount & Falmouth
The Cornish peninsula offers such a diversity of land and seascape, enjoying a pleasant microclimate, encouraged by the ever present Gulf Stream. We travel to the Cornish capital and only city Truro, marvelling at the spectacular Truro Cathedral, the last built in the English gothic revival style and consecrated in 1910. Our onward journey takes us through the former stannary town of Helston, best known for the annual "Furry Dance", performed every 8th of May to hail the beginning of summer. Now to a Cornish icon, St Michael's Mount, a tidal island with a medieval village, harbour and castle. Depending on the tide we will either walk the stone causeway or take a taxi boat to make the five minute crossing, either are very exhilarating. We journey further, driving along the Penzance seafront, through the fishing port and centre for the arts, Newlyn, then on to the enchanting fishing village of Mousehole. After a delightful short drive through the hamlets of Lamorna and St Levan, we arrive in Porthcurno Bay. Today the Porthcurno Telegraph Museum tells the story of the birth of international communications. On the southern headland of the bay is the unique Minack Open Air Theatre, in every appearance like a Roman amphitheatre.
We journey on, passing the now highly commercialised Lands' End complex and take the very picturesque coast road along the north coast before we arrive in St Ives, which will not disappoint, twice voted "Best UK Seaside Town", this is perhaps the ultimate English seaside resort with its beautiful beaches and harbour and regarded by many as the most important centre for the arts. Today dozens of small art galleries can be found in the quaint, narrow streets around the harbour. If this doesn't excite the visitor, then perhaps a Cornish cream tea, or Cornish pasty on the harbour side might! After our busy day we journey back across the peninsular to the maritime town of Falmouth, to enjoy the night life and spend our night in one the very fine hotels.
Overnight stay including half-board in Falmouth
Day 5
Falmouth & Free day to visit local attractions
On this free day there are numerous possibilities to occupy the visitor. Falmouth is home to The National Maritime Museum, highly recommended, or perhaps tides permitting a river taxi up The River Fal, to Truro and visit the city for some culture and retail therapy. Visits to the Tudor castles of Pendennis and St Mawes may excite the history buffs, or just relaxing on Gyllyngvase beach, enjoying an informal lunch at the beach café.
The opportunities are limitless!
Overnight stay including half-board in Falmouth
Day 6
Padstow, Boscastle, Port Isaac, Tintagel, Clovelly & Westward Ho
Today we head back to the rugged north coast, with our first stop in the fishing port of Padstow, situated near the mouth of the River Camel. Soon we depart for Port Isaac, a small picturesque fishing village, before we stop at the picturesque harbour of Boscastle, said to be one of Cornwall's most romantic places. The village has charming little shops, cafes and galleries, which are very easy on the eye but maybe not the pocket!
Now we return to the Arthurian Legend and the village of Tintagel, where speculation about King Arthur, the wizard Merlin and Avalon are the main focus of myth and legend around the nearby castle and headlands. We will visit the 13th century castle ruins, which enjoy a spectacular position on cliffs by the sea. Afterwards, we continue north east along the coast, sadly leaving Cornwall and returning into Devon, passing by Bude on our way to our penultimate visit today, the small village of Clovelly, famed for its very steep main street. Our last short journey, just a few miles around Bideford Bay is to our final night of the tour in Westward Ho, where perhaps we will ponder the last six exciting days, in our sea view hotel.
Overnight stay including half-board in Westward Ho
Day 7
Ilfracombe, Weston-Super-Mare, Exmoor National Park & Bristol
Our first stop is Ilfracombe, a well-established seaside resort, at its height in the 1950's, before the days of overseas package holidays. Today it still has the charm of those happy days. We travel on to Exmoor National Park, an area of 267 sq. miles, which is situated 29% in Devon and 71% in Somerset. We will have another opportunity to see wild ponies on the open moors as we drive through this largely unspoilt wilderness. We will travel along most of the 4 miles of coastline seeing Great Hangman, the highest sea cliff on mainland Britain at 1,043 feet. Following the coast we arrive at Burnham-on-sea, before our last stop on our tour together at Weston-Super-Mare. Here we can marvel at the enormous expanse of sandy beach exposed when the tide is out and visit The Grand Pier to have that very English holiday experience, eating crab sandwiches and a cup of excellent English tea.
The last part of our journey together will be the city of Bristol where we started our adventure seven days ago, when we must sadly say goodbye to our fellow travellers.
We hope you have enjoyed our "West Country Myths and Legends" tour and look forward to seeing you again on another of our tours in "England's Green and Pleasant Land" series.


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BOOK EARLY! Save MoreEarly Bookings Save Up to 40%
Some 500 metres from the Archaeological Site of Akrotiri, on the south west coast of Santorini, is Red Beach, otherwise known as "Kokkini Paralia". The name is taken from the unique colour of the surrounding rocks and cliffs, as well as the stunning black and red shingle. The contrast between the red and black of the beach with the bright blue of the sea creates a magical setting.
Red beach is preferred by people who love adventure and who are fascinated by striking landscape. The beach is accessible only on foot, so a pair of practical shoes would be recommended. If you choose this beach for swimming and if you are an adventurous person, our Santorini Car Rental Agency recommends renting a jeep for beach excursions, and enjoying the several "off the beaten track" trails scattered around the island.
Location: 8 km south west from Fira
Description: Red Beach 'Kokkini Paralia' was christened because of the steep red rock faced cliffs backing the beach. You have to park and walk for a few minutes to arrive at the beach.
Things to do at Red Beach:


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We took a trip to Sydney on the weekend for a friend's birthday party – which meant I had to pack for a couple of nights away.
I'm the first to admit that I am absolutely terrible at packing. I absolutely hate doing it, and I always procrastinate leaving it to the last minute with eleventh-hour panic packing producing pitiful results!
While it's not uncommon for me to arrive at my destination and realise I have eight pairs of shoes (for 2 days) but no underwear (true story!) – I have definitely improved in leaps and bounds on the toiletries front.
Hotel-supplied products generally make me shudder – normally cheaply made and full of nasty chemicals, and rarely are they cruelty free. So I simply always take my own.
In the past however I would lug full-size toiletries everywhere I went – but I recently decided to get super organised and now have a collection of travel-size cruelty-free products which are perfect for a couple of days away.
This weekend I packed my Sanctum Travel Essentials pack – with shampoo, conditioner and shower gel – and headed to Rydges Cronulla.
Surprise surprise however – the bathroom products were also Sanctum!
Sanctum is an Australian brand (made in Byron Bay) and is certified organic, vegan friendly and 100% cruelty free. They are also certified by Choose Cruelty Free. They are very affordable and you should definitely check them out.
Yay Rydges – kudos to you!
CP x


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Wednesday, July 31, 2013
Misconceptions on taking sides.
Of late there is a lot of misconceptions on "taking sides". Maybe we need to think a little more about what that really means. Directly after the AGM I was accused of changing sides when I continued to talk with the new committee and I have spoken to at least 2 Council members on this topic in the last week and so I think we need to clear the air on this.
This is an example of taking sides. Here.
Lets contrast that stand to what FGM has been talking about and let me use a chess analogy to try to explain this. Lets say we see 2 chess players fighting over the board and one of them puts up his hand to call for the arbiter but the arbiter is busy elsewhere. So say I walk over to the arbiter and tell him that he is needed at that table. Am I taking sides?
Do you see what I mean? How can that be interpreted as taking sides? There is now a dispute on the contest for the Presidency at the AGM. And one of the contestants want to call in the arbiter. If the arbiter agrees that the rules have been infringed then he will call for another contest for that post. Then the 2 candidates will have to go before the "board" (States) again and argue their case. And then the State delegates decide and vote again.
So really this is what FGM is talking about. Let's play by the rules. That is my side and it is not personal and not for anyone or against anyone. I am just for following the rules. Is that clearer now?
In one of my conversations with a Council member he "accused" me of putting a smiley on facebook on somebody's post. A smiley does not mean I agree with what he says. In that case the smiley was supposed to remind that person of what I had privately advised him previously. So lets not jump to conclusions.
But do let us consider deeper about this contest for the post of President again. 7 States are in revolt. This is not a small matter. If this issue is not resolved then MCF will find it very hard to settle down and get the job done. So why don't we get that contest over and done with quickly and then move forward as a more united community.
That is all I am saying now. And may the better man win. This is chess yes? We do believe in competition to bring out the best in us, do we not? It is not about taking sides is it? It is about making the best possible decision for the well being of MCF and the chess community.
For in law the decision of who is to be President ultimately belongs to all the State Affiliates collectively and not to anyone else whether it is X-pose or otherwise. And the arbiter is COS. So X-pose can take sides and decide who should be President etc but the rest of us would like to see the arbiter rule on this in order to lay this ghost to rest and we can then move on to better things as a chess community. Gens Una Sumus.
Tuesday, July 30, 2013
The MCF story, from AGM to EGM. Final part.
Part 1. Here.
Part 2. Here.
Part 3. Here.
The calls for the EGM is getting more strident and this call is lead on the blogs by X-pose. Here.
I started writing this series by saying that the EGM may not be a good thing if we are not careful. Let me explain further here. But first let us stop and have a good look at where we are right now. But to see it better, lets start from the time that Greg became Secretary of MCF in 2009. Was anything good done by Greg during his time? Did he not bring in written selection for the Juniors? Was that not a step forward from the previous administration? So yes there was a small step forward.
But we still faced sabotage of private initiatives by officials within MCF. We still faced lies and character assasination spread on the blogs by certain anonymous people lead by Jimmy and supported by Peter and Eddy Fong (author of X-pose). And we still faced back door entries into the senior squad and allegations of financial irregularities.
And so came the revolt at the last AGM.
The question that I am going to ask you now is if there has been any improvements since the AGM? Are we not having more events, bigger events now? More International participation? Have we not seen the ending of banning of players without grounds and the coming in of selection for the senior squad? Not perfect yes but still another step forward is it not?
So the EGM should be meant to take us forward yet again isn't it? Not backwards surely. And for that to happen we need MCF to become more professional and not less. Agreed?
So let me tell you what I checked out during the few days I took off from writing. When X-pose first came up with the article on the coming EGM, I called Zuhri when he was in Singapore and asked him about the article and he didn't even know who Eddy was. I then checked with one of his helpers and he also said that he did not pass any information to Eddy. Now why is this important? Where is Eddy getting his information from? And who's agenda and opinion is he forwarding?
Do you recall the attacks on FGM lead by Jimmy? All those lies spread to attack the training by a GM for our kids and to stop the thematics which is similar to the training that Aron Teh receives in China. Today I am receiving poison letters that is attacking the character of Dato Seri Santhara. Does it not look like the toxic people are back and they are on both divides? (Inside MCF or wanting to get back inside).
So what should this EGM bring in if we are really looking for improvement? Should it not be based on issues instead of personal attacks? Yes, MCF has improved since the AGM but we are still not looking at how to compete with our neighbours. How to better ourselves. We just have bigger events with more prize money. And we now have selection for the senior squad although the criteria needs to be better too. And there are still many many things left unresolved.
Let us look at the motions again for the EGM to see what I mean about being professional. Here.
We need to focus on issues and not personal likes and dislikes if this EGM is to bring us forward. Can you see that only motion 1 has any basis? The deputy President was unchallenged and he won fair and square. So why the vote of no confidence against him now? Let me hazard a guess here. It is simply because of the intense dislike for Peter. No matter what he does, right or wrong some people will always be against him. Ref: Here. This is wrong. And if we continue to make decisions like this we will never progress. I feel I can say this because I too was the subject of Peter's incessant attacks and character assasination and he banned my son without any grounds did he not?
So Peter should just have been contained by the Council. It was in the Councils power to stop him. Either not let him in or curtail his "authority". But the Council failed in it's job and now some people want to lay that blame on Dato Seri. That is also wrong. Ref: Here. (Yes, the poison letter seems to have originated from someone within the Council).
Note: I don't think it is necessary to publish the poison letter so the link above is just a little message to the person who penned it.
The President recommends his choice of appointees to the Council and then the Council approves or not approve. So why need the other motions? If there is a new President then there will be new recommendations; does it not follow?
So the only motion that has any basis is the one on the contest for the Presidency. And Zuhri has called in the arbiter, COS. So this contest does not involve anyone else except COS and the State Affiliates.
However with the entry of the toxic people yet again they have now managed to pit Zuhri against both Tan Sri and Dato Seri Santhara. This further confuses the issue when what we need is more clarity.
So the motions are flawed and hides hidden agendas. Personally I think the appeal to COS is a good thing. When that happens we are sending a clear signal to our players and the rest of the chess community that proper appeals is a good thing when you feel the rules have been infringed. And you cannot be banned for calling in the arbiter. But lets not whack the other players while we are doing it. This appeal is about the election of the President and nothing else. So let the arbiter do his job and then the States vote in the President that they really want according to the rules. And then we all accept the results and settle down to work hard to bring Malaysian chess to where we deserve to be.
Note: If we use the methods of Jimmy, Peter and Eddy we will all become just like them and we will never be able to improve. The rest of MCF's history will be about knocking out people we do not like and replacing one "gang" with another. And all our efforts will be washed down the drain. That is the lesson we must learn in order to move forward. It must be about issues and not personalities. And if you pardon my french, the Council also needs to grow some balls.
Don't make this about hate but about improvement and a stronger Malaysia in chess. Do it for the players, the kids and for the love of chess.
Thank you for your time and for allowing me the chance to express my opinion about the EGM here. I am a member of the chess community and I too have contributed my part towards improvement in Malaysian chess.
Monday, July 29, 2013
The MCF story, from AGM to EGM. Part 3.
Part 1. Here.
Part 2. Here.
What went wrong and who is responsible. This is very very important to understand first or the EGM will probably not bring any results towards the goal we want to achieve. The complaints were not only about Peter. Directly after Peter made his demands on Datcc, I hear that Tse Pin also made similar but not identical demands on Cerdik. And I also hear that threats have been hurled at the States and the people who signed the petition that they too will be banned.
Lets slow down here. I am now going to tell you that it is all a storm in a tea cup. Please try to see why I am saying this. So let us go back to the Constitution but lets us first understand that all authority in MCF flows from the source which are the States. This is very very important. Without the States' mandate MCF has ZERO authority. Is that clear before we proceed?
And that mandate goes directly to the elected COUNCIL and not to the individual officers. So each officer has only as much authority as the full COUNCIL gives them.
So directly after the disputed AGM, the re-elected President appointed more officials. Were the procedures followed? Did the Council approve the appointees as stipulated in the Constitution? The President only has casting vote in case of a tie. That is all he has.
The very next thing on the agenda should have been the voting rights of the approved appointed officials. Do they have any voting rights in Council deliberations? Only the full Council can decide that; with the President only having the casting vote. After that decisions must be made by the full Council again to see how much authority will be given to each official under the given portfolios. They may have zero authority and can only make recommendations to the elected Council. This again is subject to the Councils deliberation.
I am fairly sure that none of this was done. So every ruling made on banning Kedah, banning the other States and petitioners or banning players who attend Cerdik's tournaments etc has no basis. It is all ultra vires and beyond the authority of the people issuing the threats. Can you also see now that Peter's demand on Datcc is also just a bluff? Where is his authority to make such a demand?
So what went wrong?
The very first thing that went wrong was that the Council did not know the Constitution and the extent of the authority vested in them.
This needs to change first. Particularly in MCF since we elect our Presidents based on their contacts in the market to bring funding into the sport and not for any knowledge per se of the sport itself. So the Council must work or a few people with the President's ears can hijack the whole MCF as has often been done in the past by different "gangs" at different times.
And so who is responsible for the mess we are now in again? I will leave that question for you to reflect on before my next part. I will only say this. In chess, when the player does not put up his hand and call for the arbiter when the rules have been infringed, does he/she deserve to lose?
Next: Why is the motion as shown on X-pose flawed?
Sunday, July 28, 2013
Philippines- 2013 National chess championship-semi finals-mens division.
Ref: Here.
This is how GM's are made.
I remember my good friend Norlito explaining the structure to me but perhaps I was a little distracted then since I can't recall exact details. His son is Paulo Bersamina, the National Junior Champion there and Mark's training partner. If I remember correctly, a number from this tournament (more than 3 for sure) will go on to meet the GM's. And they have many there. Iron sharpen iron. And from there they select the Olympiad squad.
In Malaysia, we have now reached the stage where our top IM's are at the same level as a player trained in China who was only a 1900 during our recent National Close. Isn't that a huge wake up call for us all? But what are we doing now instead of figuring out why we have dropped so far and how we can reverse this trend?
Recently I heard somebody defending the past record of MCF. Boy oh boy.....
Before I forget, Good luck Pau. May the force be with you.
The MCF Story, from AGM to EGM. Part 2.
Part 1. Here.
Directly after the AGM, I had a long conversation with one of the elected Council member and we reached an agreement. We both agreed that there were many things wrong with MCF and change was needed. And we also agreed that MCF needed time to make those changes. So I agreed not to write about the many things I was still hearing about so long as effort was put in to correct them.
And so I decided to continue to place my trust in the process again and when there were attempts to block Mark's entry to the National Close, I didn't write about it. I went through the proper channels and the issue was resolved. In my mind that was a small sign of positive development.
Then I heard that Peter Long tried to block Zuhri from going to Asean and then tried to withold the refund due him from World Youth to the sum of RM10,000. And that too was resolved which demonstrated that there are some people in MCF with a sense of right and wrong.
Then I heard that Peter wrote to Datcc to ask them to submit a whole host of information about Datcc to KLCA in order to continue to organise in KL. The killer wordings so I am told, was that he injected words to the effect that even if all was in order and Datcc is duly and legally registered, KLCA may still bar Datcc on the grounds of whether Peter gets along with the organiser or not. This was a whammy since there is nobody in any of the divides/camps that gets along with Peter or that Peter likes. Then I heard that a number of organisers in KL chose not to organise events anymore etc etc.
On an almost daily basis or so it seems I hear of something or another about Peter and his antics. Now the point is this. Whether it is 100% true or not those are the stories floating around and this affects perception. Perhaps there were some exaggerations, perhaps not but still the net effect was that MCF could not settle down and start solving 30 plus year old problems simply because new ones were created almost everyday.
By and large MCF was reduced to fire fighting instead of looking into many pressing issues that needed attention. But MCF still remained functioning in a manner but something else is happening is it not? How do you think Zuhri felt when they tried to bar him from going to Asean with his very young son and not return his money promptly as was due to him? What do you think the organisers, who had been working hard to keep KL in the fight when KLCA did not function for all those years, felt about those conditions to Datcc?
Where would all those fanned up angry energy go to? Peter keeps rubbing more salt into old wounds. But things were still barely in balance although there were still talk of an EGM here and there. However there was still not enough energy in the people who had fought hard to get a contest into the AGM to get back into the fight again. Basically we were all tired and just wanted to go back to developing our chess and business. And so we left the responsibility to the people who were now inside the new MCF to get their job done.
And so I didn't write about the many many events that people were telling me as agreed with the Council member. Then came the tsunami. Somebody in their "wisdom" decided to ban Kedah. As far as I can see this became the tipping point. Suddenly everyone who had just previously wanted to get on with their lifes became super riled up again. And then the States responded with the petition.
The collective wisdom of MCF has failed. They now seem to be on a self destruct path, likening to the personality of Peter Long. And so we are now in crisis yet again.
What I now see in the new developments is that people who were sidelined from MCF for good reasons during the AGM are now using this opportunity to make a come back. So is this EGM going to be a good thing? I am not so sure. The author of X-pose has never in the time that I have known him, stood on principle. Go back to the history of his previous stand on issues from his blog. Why the sudden reversal in position now?
In my next part I will ask many questions that I think needs to be answered before we jump into an EGM. Otherwise the EGM may just bring us right back to the dark ages again if we are not careful.
Next: What actually went wrong and who was responsible?
Friday, July 26, 2013
This is how it works.
Yesterday (22nd July) at 09:15am, in Minami-ku, Saitama-Shi JR Minami Urawa station, a 30-year-old lady slipped into the gap between the train and the platform when boarding the Keihin Tohoku line. She was stuck at her waist.
About 40 passengers, both on the platform and from the train carriage, came out to help push the train away from the platform so as to rescue the lady. The lady was later brought to the hospital and was reported to have no significant injuries.
When the incident happened, the train staff made an announcement apologizing that the train has been delayed because someone got stuck in the platform gap. Instead of grudging or complaining about the delay during the rush hour, several train passengers voluntarily got off the train to help the train staff rescue the lady. Within moments, everyone got off their seat to join in the rescue.
Guess what?
The Keihin-Tohoku line went back into service within 8 minutes.
The MCF story, from AGM to EGM. Part 1.
Ref: Here.
After checking I believe that the above post is more or less accurate. However I am a little dubious about the motions being proposed as well as the intentions of the author. To see this issue more accurately let us go back a little into the past and also let us see what we were trying to achieve during the AGM.
The revolt during the AGM happened for many reasons. Some of us were aghast that the authority invested in MCF/Associations were used to sack or suspend innocent officials without grounds and/or due process, some of us were fed up with the lack of success in MCF for the last 30 plus years. Some of us did not like how selection was done via PR campaigns and how undeserving players were given places to play for the National squad. And some of us were tired of how some officials used their authority in the State Associations or MCF to attack private organisers and trainers/coaches and so subvert the development of chess in Malaysia etc etc etc.
It was a big mess before and we had all hoped that a rejuvenated MCF can bring in some positive change. So directly after the AGM, opinions were divided as to whether the objectives were achieved or not. Perhaps some were still dissatisfied but by and large many of us accepted the results after a long tough fight and continued to try to work with the new MCF to achieve the same goals.
And there were some positive changes. We got some sort of selection for the senior squad at National Close and the Malaysian Masters and there were no more banning of players without grounds that I am aware of. (But it was not so straight forward. Mark still faced a lot of resistance getting to play at the National Close but some good officials intervened and so we finally managed to play.)
Note: The selection criteria were lop-sided, in my opinion, but when we chose to play that meant we accepted the criteria and we did not qualify. So nothing wrong there. We will just struggle again and argue our case to get fairer criteria for the next year or try to qualify within the given criteria if we are unsuccessful in getting any changes there. But at least we will know where the goal post is.
So it did seem that there were finally some check and balances and some way to resolve issues with the new MCF. So how did this "sudden" call for an EGM come about? That is the question now on many of our minds and that is what I will try to cover in the next part.
I am writing this in the hope that we will learn from the lessons so that this EGM, if it does come about, will bring in the changes that we had all hoped for. If we are not clear of the issues yet again then we may be looking at an "EEGM" or just simply go back to the dark old days again. So we need to be very careful about what the EGM will bring and hopefully not repeat past mistakes. And then still hope for positive change.
If that happens again then I believe this will just become another MCF story of so much wasted time and energy.
Next: The events that triggered the EGM call.
Tuesday, July 23, 2013
No postings for a few days.
There has been a lot of new information over the last few days. A few people seems to have also flip flopped on their past positions. So it is a very confusing picture being painted about what is happening within MCF right now. Give me some time to verify all the information before I write further.
All my best for Malaysian chess.
Saturday, July 20, 2013
Off to SS2 Tournament tomorrow.
We will be travelling to KL tomorrow morning for the tournament in SS2. It's been a while since we have played in KL since day trips there are more taxing than playing in Penang or Kedah.
See you guys there.
Friday, July 19, 2013
Can a State be banned by the President of MCF for following due process?
The States are the source of all authority vested in MCF. And the States themselves get that authority from their member chess clubs which is populated by the players.
So does the President have carte blanche powers? Can he exercise authority beyond what is mandated to him? All he has is casting vote in case of a tie at Council deliberations. It says so in the Constitution. He cannot even bring in appointed Council members without the approval of the elected Council. That is also stated in the Constitution if anybody cares to read it.
There is a due process of appeals if any member within the structure feels that they have been unfairly treated. And both the chess clubs and the State Affiliates can appeal to COS within the law. Can they be banned for that? For following the law?
There were the questions I raised about unconstitutional sackings, about banning without grounds all those years ago. About using the authority vested in MCF to sabotage the training of the Juniors by a GM before International representation. About sabotaging thematics organised by a private entity outside of MCF. It's all the same thing. It is about the abuse of power to serve select vested interests.
A good anology is you being arrested and banned after going to the police to report a crime because they don't want you to tell anyone that a crime has been committed. If you do that then they cannot get more unsuspecting victims. If there is nothing to hide it would be a very different story would it not?
Can you now see how Malaysian chess has been sabotaged for all these years? Strong players sidelined, threatened and attacked so they do not dare to protest according to the law. Honest officials sacked without due process so that they can continue to abuse without resistance.
They are afraid of the truth and of the implementation of the law.
So let me remind you again. There is nothing wrong with our players. They are extremely talented and gifted and we have the resources to develop a GM. But there is something very seriously wrong with the way we are governed by MCF. Can we change this? Is the COS not mandated to oversee the development of Malaysian sports?
Isn't 30 plus years of failure enough wasted time? Lets continue to support those people inside and outside of MCF struggling to bring positive change to Malaysian chess. Let us not allow those very few fellas to take us back into the dark ages. Lets choose a side. Let us choose right over wrong.
Make no mistake. The small gains we have had recently have been hard fought to gain and a heavy price paid. But it can very easily be reversed if we become complacent.
Thursday, July 18, 2013
There is no game without establishing the rules.
You may think that what I am saying is obvious, especially in a mind sport like chess. But this may not be the case. Consider this. Some may say that the President of MCF has carte blanche powers and does not need to consult the Council. Some may say that the Council members are the elected officials at the AGM mandated by the States and so only the full and elected Council are the ones with the authority and the President only has casting vote.
Consider this also. Some may say that fat numbers show the strongest players. Others may say that just a PR campaign is enough. And yet others say that the strongest players are the ones that win in a selection no matter what their numbers are at that time.
So there can be many opinions. Some may think they are playing normal chess and their opponents think they are playing losers chess. So who won the contest?
Clearly the rules need to be established. Otherwise chess will only be the cowboy's game in Malaysia. That is the first thing we need to set right. And only after that can we progress.
Are you seeing it now? Why we have been spinning our wheels in all these dramas while our neighbours are moving further and further away in terms of playing strength, skill and knowledge.
I think it will shortly become apparent why I am saying this now.
Do read this as well. Here.
All my best for Malaysian chess.
Tuesday, July 16, 2013
Why setting up chess clubs is important.
Under the COS system as I have been informed, chess clubs can speak directly to COS in cases of disputes. So in theory, the chess clubs officials are elected by the players, then the chess club officials elect the State Officials who then go on to elect the National Officials. That is the structure.
So this is from the conversation I had with an MCF Official recently. It seems some State Associations are not facilitating for the chess clubs to vote during their AGM's. So is this a problem?
This becomes a problem if players do not form chess clubs because they feel discouraged by the attitude of the State Associations. Why? Because without the chess clubs you will have no voice. So you must form it. If the State Association then does not involve you, you can take the matter up with COS. They are in infringement of the rules and you have every right to ask COS to intervene.
But there is more to consider. If the State Association does not involve the chess clubs, then legally they have no mandate to vote at the National AGM. This is important for MCF to make a stand on. State Associations without mandate should not be allowed to vote or take office...for finally this question must be asked....Who do they represent?
Do think on this. But in the meantime form your chess clubs and get it registered with COS and the State Associations. If there is a problem, use the process to solve it. Write in to COS. You are now inside the system as a chess club.
Monday, July 15, 2013
Trapped energies and potential.
I hope it is apparent to us all now that without change in MCF, we will be unable to progress. If we had used GM Ziaur properly things may be different today. If we had not allowed Jimmy and party to stop the training of our Juniors before International representation, things may be different today. If the thematics had been allowed to continue we may have seen different results at our last National Close.
MCF needs to govern fairly to all in the chess community. They cannot use the authority to protect their selfish business interests and their players via back doors and PR campaigns.
If this change does not come then all the effort of the State Associations to develop their players, all the private initiatives from those outside of MCF will come to nothing. All the energies and potential will be trapped.
This is what has been happening for 30 plus years and still the struggle within MCF today. Lets change our fortunes once and for all and leave the past behind us. Let us try to get a properly functioning MCF.
Friday, July 12, 2013
Is this also what is happening in MCF?
Ref: Here.
The "chess clubs" elect the State Officials. And presumably the chess clubs represent the players as was intended by COS. But then the chess clubs are ignored. The State AGM is only on paper and the chess clubs not called up to vote as I am informed happens in at least one "State Affliliate".
So in at least one State Affiliate there is no voice at all from the players. And somehow that State Affiliate is able to vote at the MCF AGM.
And when they get into MCF, they try to bend MCF into following their private agenda.
Don't you think something is wrong? Don't you think only genuine State Affiliates should be able to vote? Otherwise where is the mandate to govern coming from?
Wednesday, July 10, 2013
Our boy's in Kazan.
Ref: Here.
When I look at the results here, I cannot help but think... what if they had better training? We are now seeing Aron Teh jump leaps and bounds after training in China. The big big question is does the difference in results have anything to do with the training here? Ref: Here.
So why not let FGM do our Thematics when we tried to make a difference? If it doesn't work, the players will just stop coming isn't it? How would allowing FGM to continue with it's efforts make MCF look bad as was alluded on Jimmy's blog? Doesn't this type of result look much worse for MCF and begs the question what has MCF been doing for all these years? Questions, questions, questions yes? Will we ever be able to come to the right answers?
Are the right answers shown up better from the results on the table or do they come from PR campaigns?
Follow Aron Teh in Spain. With games to download.
Ref: Here.
My belief is that if we want to progress, we need to follow good examples. He is ranked 150 there.
Tuesday, July 9, 2013
Are there similarities between what is described in the discourse on the link below and MCF?
Ref: Here.
It is very dangerous to think of MCF as a business where the officials can use the authority vested in the Association to attack players not in their training "University" or to attack their better competitors in the market place.
And it is very dangerous to seek public office just to gain those type of power.
MCF is to serve the chess community and not the other way around. The chess community should not be seen as a captive bank account to enrich a few individuals no matter how badly MCF performs.
What we need to progress are more new ideas from a mind sport and not doing the same thing over and over again and expecting different results.
We cannot progress by using the authority vested in MCF to kill off any new initiatives. If the idea is no good then the market place will take care of it. MCF should also not become the place of last refuge for people with no more ideas and cannot survive in the market place without a crutch. If they are of no use out there anymore what do you think they can bring into MCF?
Do think on this and decide for yourself.
Response to "What is MCF?"
Ref: Here.
I understand that there is now a move for an EGM to elect a new President. But my understanding is that it is because of the pressure from the State Associations requesting for one. So this explanation may not be very accurate. Ref: Here.
I am not going to split hairs with Eddy about whether MCF is an NGO or a "NSF". Ref: Here. For the readers who really want to know the technical difference, if any, google NGO's and look at the very broad and detailed definitions.
I believe the major difference in opinion from the largely 2 camps within MCF now is whether MCF should govern fairly and be impartial to all members of the chess community including private organisers/coaches and trainers or should MCF be used by select organisers/coaches and trainers to suppress certain private initiatives to give unfair advantage to the "players" which have the "MCF official's" support as per past practices.
That is the crux of the struggle today. And even the parents are split on this. I suppose those that have the inside track would support the continuation of the abuse of MCF authority and those that want their children to learn how to achieve their own goals via their own effort alone in clean competition and from a level playing field, would oppose.
That is what is at stake now.
For negative evidence I would ask you to look at what happened to Jimmy's game as an example of when the authority of MCF is abused and healthy competition is taken away from chess.
For positive evidence it may be wise for us to look at the example of Aron Teh. Ref: Here.
FGM is now working hard to try to re-introduce our Thematics so I sincerely hope we will see the end of the abuse of power to sabotage any further private initiatives.
Monday, July 8, 2013
I am very impressed by this man's thinking.
What do you think? Here. Will Malaysian chess achieve this level of maturity?
Saturday, July 6, 2013
Off to Penang tomorrow to play at New World.
Details here.
See you guys there.
Thursday, July 4, 2013
Spot on again Marina.
Ref: Here.
I am reminded of our own struggle to get a properly working MCF/State Association. The prevalent argument when I first got involved in chess was that only "strong" chess players like Jimmy and Peter etc can have a voice and say on chess matters. And that is a problem isn't it? Running an organisation requires a lot of different skills and know how. And we need to learn how to cooperate to take us further. But some just can't seem to understand that.
Feedback from Syuen.
During the Syuen tournament many parents came up to me to ask me questions about this post I wrote. Ref: Here.
And so there were many enquiries about the Thematics I organised in 2011. Ref: here.
I spent a great deal of time during Syuen explaining how the Thematics work and why they are essential for us to progress faster as well as why FGM decided to abort trying to do anymore. It's all here on this blog if you care to look back. Basically we got tired of Jimmy and party attacking us, our players and sponsors and MCF doing nothing to protect our interests.
But since there is such a strong call to bring back the Thematics this time, I have spent the last few days talking to my supporters to see if they are still interested to support this effort again. So far the response is positive.
So I really hope that we will not face these problems again. Ref: Here. The job of MCF and the State Associations is to do grassroots work, to do National events and State events. More importantly it is there to provide an environment and a level playing field where private entities can come in to provide value added services.
Recently we heard more stories of people using the authority of MCF to attack other private organisers ref: here. But I also hear that this time there are good people within MCF who are pushing for the end of the abuse of power in our Associations. So there is hope yet.
I ask you my readers to consider this. How much time have we lost because of these people's attempt to sabotage Malaysian chess? Would we have been able to mount a better challenge to a Malaysian player trained in China if the Thematics were not sabotaged? Water under the bridge now right? I ask you to look back and recognise the struggle taken up by FGM and others to even bring us selection. Do you recall what had happened over the last few years? Do you remember what it was like before; when our senior players represented our Country without selection? When it was all back doors and selection by PR campaigns?
So continue to support change for the better. I will come back to you shortly with news of the next Thematics.
Meanwhile we will be playing in Penang this weekend at New World. See you guys there.
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text:
|On March 8, 2019, The Countess of Wessex hosted a reception at Buckingham Palace on International Women's Day 2019 to highlight the vital role women play in building peace in countries affected by conflict. Princess Mabel of The Netherlands also attended the reception held at Buckingham Palace. (The Countess of Wessex wore a new abstract print men's shirt and pleated midi skirt by Victoria Beckham.)
The Countess of Wessex hosted a reception on International Women's Day 2019
28 comments:
- AnonymousMarch 9, 2019 at 12:19 AM
- AnonymousMarch 9, 2019 at 12:21 AM
Happy International Women's Day 2019. Lots of famous faces.The cut of this dress is nice,but not a fan of the pattern.ReplyDelete
Mostly I like Sophie's outfits, this is not my cup of tea. As I can see sleeves are too fluffy, also the hemline is wrong on her.ReplyDelete
Sometimes I wonder if these women look in a mirror before they leave the "castle!" This dress is so wrong to me: the print is ugly and the style just swallows her.ReplyDelete
Her face is lovely but she needs a new hair style. I think it was Anna Wintour who said a woman should choose her hair style that best suits her by age 50. I hope this is not what Sophie has chosen.
"Princess Mabel of The Netherlands" schrijft u. Ze mag zich Van Oranje-Nassau van Amsberg noemen. (titre de courtoisie)ReplyDelete
Ik noem haar altijd de douariere!Replies
- AnonymousMarch 9, 2019 at 11:35 AM
Ja, u weet wel hoe je iemand neer moet halen.Delete
U vergist zich: hoe je iemand neer moet zetten.Delete
En daarmee basta! (leentjebuur van Bernhard zur Lippe-Biesterfeld)
I really appreciate Sophie Wessex for representing the royal family with dignity and genuineness, and she looks fabulous when she "gets it right". I can't like this drab, lumpy outfit, though. It looks a bit like camo, just not as colorful.ReplyDelete
Not a fan, this pattern sort of reminds me of military desert pattern, the silhouette it's too bulky and she seems engulfed by a sea of fabric. Not her best look.ReplyDelete
This outfit is by Victoria Beckham? Sorry but this dress is awful! I can't think of noone that this outfit might look nice on.....ReplyDelete
I hate not liking Sophie's clothes, but I just don't care for them most of the time. With her hair and skin tone, she looks so much better in color. Most neutral colors will wash her out. So often Sofie is swallowed by fabric, and her preference for longer hemlines is aging her. She looks her best in sillouettes that are more fitted, showing her figure. Even the Queen shows more leg than Sophie does. I would love to see her wear her hair down more often because it softens her look. She has been such an asset to the BRF, and this seems to be the one and only area she has any missteps.ReplyDelete
- AnonymousMarch 9, 2019 at 2:36 AM
Sicher, Sophie hat schon schöneres getragen, aber ich mag sie. Obwohl nicht "royal" geboren, weiß sie, sich auf diesem Parkett zu bewegen.ReplyDelete
- AnonymousMarch 9, 2019 at 4:26 AM
I like this dress. I think the pattern is unique and the style is nice, esp with the pleated skirt part. It could be an inch or two shorter, but not a big deal for me. Her hair in the usual upsweep is very classy.ReplyDelete
- AnonymousMarch 9, 2019 at 5:46 AM
I adore the Countess and love her work and and almost everything she wears, but this outfit is the wrong style for her. I think would look much better as a jumpsuit... somewhere in a desert combat zone.ReplyDelete
I admire Sophie so much for the overflowing load of duties she has taken on. So I don't like to throw out a criticism. But here it is -- really do not like the shirt part of this outfit. Most unflattering to say the least. I don't like the fit on Sophie, the print nor the style. (Was surprised when I saw it was a Victoria Beckham. Does not speak well of the label.) I do like the style of the skirt and with a differently styled solid top in a coordinating color, it would work.ReplyDelete
This print looks like toile. It is something different and very British. Not every appearance by these ladies should be long on glam and short on substance. That said it looks more suited to a dressage type event. Sophie seems like a genuine person. She gets a pass on this.ReplyDeleteReplies
Honestly, I can't see this is very British. And I don't really see why it's especially suitable for dressage.Delete
It's that staid type of style that older British women would wear with sturdy walking shoes when out and about in nature. Good for supervising the work in the stables or giving prizes at such an event. Toile is one of the earliest forms of creating a print on fabric. Some patterns are specific to certain countries.Delete
As a British person I honestly have no clue what you mean - I've never seen anybody dressed like this for those kinds of events. I really haven't. And I haven't noticed my fellow Brits tripping around in toile prints.Delete
Toile is generally found in more stately homes as wallpaper, upholstery and window treatments. It's the kind of fabric a designer is called in create the look. A few years ago the print crossed over into the apparel market. Victoria is trying to recreate the trend. And...in the picture above, the lady is British. http://www.cowtan.com/manuel-canovas/toiles#1001219Delete
Thanks for the link - some nice prints which definitely look better as wallpaper in a large residence than as clothing.Delete
But this print doesn't look like toile - it seems more abstract and rather unattractive. It would be a bit prettier if it was that kind of print although it's all a bit much and I think needs a plainer skirt or pair of trousers paired with it.
The lady is indeed British - as is the designer, but it's still not something that I recognise as an especially British thing in terms of clothing.
You were right...in terms of the print. A visit to Victoria's site describes it as 'disruptive camouflage'. Your eyesight is waaaay better than mine, since the repeat looked like trees. As for the style of dressing, the Queen herself wears .... never mind. Again you are right about the print.Delete
Not loving this outfit - don't especially like the print and don't especially like so much of it. It might have been better just as the top part.ReplyDelete
Anyway, hats off to Sophie for supporting these kinds of causes.
- AnonymousMarch 10, 2019 at 3:59 PM
Only Victoria Beckham (or someone as thin as she is and with her attitude) can pull off this 'look'. She often has this cut in multiple colourways. And they are ment to be oversized. But I think they only work for women of a certain body type, and even for them it only does in block colours. When you add a heavy pattern like this, it's too much.ReplyDelete
Not sure what's wrong with her hairdo. I agree with those who quipped that it's aging Sophie and looks quite severe. Maybe wearing her hair loose doesn't feel comfortable for her. Whilst it looks professional, it just doesn't fit the image i have of Sophie. Maybe a change in hair salons would offer her some fresh perspectives.
- AnonymousMarch 10, 2019 at 8:57 PM
So nice to see Pss. Mable there too. Nice dress for Sophie.ReplyDelete
Creo que son 2 cosas 1) la ropa de hoy no la favorece para nada y no es linda;2)el trabajo que desarrolla,su simpatía,lo desempeña perfectamenteReplyDelete
(We will not publish unnamed comments that were posted without stating a name or nickname) - Blogs allow for the posting of public comments. Posted comments must directly relate to the information and or topics of discussion on those blog. Comments that are moderated will be reviewed before posting. Comments that are not moderated will be addressed as soon as possible. We trust the community to ignore personal attacks, negative speech, and respond politely.


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Ukip has suspended three party members after a group of protesters raided Britain's biggest socialist bookshop on Saturday. Police were called to the Bookmarks store in Bloomsbury, central London after up to a dozen people entered the shop chanting, threatening … Continue reading
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May urges Brexiteers to choose head over heart, as Tory supporters switch to Ukip
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UKIP accused over "child grooming taxi driver" tweet
AN INNOCENT youth worker's libel claim against a former UKIP branch chairman resumed amid accusations that Islamophobia was "tolerated" in a local party. Zahir Monir (38), of Rotherham, is suing for substantial damages over a tweet which wrongly identified him … Continue reading
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Islam is a death cult, says Ukip's latest acting leader, Gerard Batten
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text: Food & drink Tweet by @SheffAfter5 Published Apr. 2 2019 05:02 PM Want to experience the soul that late night street #food has to offer? Food Works Sheffield and The Hide are putting on a great event on the 5th to with an evening of food, #drinks, DJs and prizes. Get your tickets for a chance to party. #SheffAfter5 https://t.co/mktS2vG818— SheffAfter5 (@SheffAfter5) April 02, 2019 16:00


text:
The Cebu Real Estate Board (PAREB-CEREB Inc.), held it's 59th annual convocation, induction of officers, and awarding ceremony last Thursday, November 29, 2018 at Cebu Parklane Hotel.
Newly appointed member of the PRBRES, Honorable Pilar M. Torres-Banaag, graced the event with her presence as the Guest Speaker and Inducting Officer. In her address to the attendees, Atty Banaag spoke of the challenges facing Real Estate Service Professionals in the country today, as well as the plans PRBRES has for addressing several of those concerns. Their proposed resolutions regarding the practice of foreign nationals and unaccredited or unlicensed individuals, as well as the revamp of the industry's CPD system in particular, were met with great enthusiasm amongst those in attendance.
With a shared vision for the organization, the following were inducted as Officers on the CEREB Board of Directors for 2019: President- Eva D. Miñoza; 1st VP- Stephanie Krystal Candice Louie Morgan Phillipe G. Tornilla; 2nd VP- Nestor B. Toledo; Secretary- Sunshine C. Hoyo; Asst. Secretary-Jovelyn P. Tumakay; Treasurer- Everlyn M. Magdadaro; Asst. Treasurer- Maria Theresa R. Niere-Laoc; Auditor- Marianne A. Neri; P.R.O. Marie Fe V. Acusar; and Directors- Atty. Catherine Annabelle C. Hermoso, Chona O. Labustro, Jocelyn A. Jamero, Jose Francis R. Cañizares, Marian V. Batiquin, and Rockebilly T. Ababat.
CEREB President 2018 Ms. Ma. Lucylyn C. Whysall addressed her fellow members with pride and gratitude for the success of her term as President before handing over the reigns to CEREB's Incoming President for 2019 Ms. Eva Miñoza. This symbolic Turn Over of Bell and Gavel was followed by Ms. Miñoza's acceptance speech where she shared her excitement for the year to come and announced that CEREB would be going G.R.E.E.N. (Growing in Real Estate and Environmental Nurturing)
The Cebu Real Estate Board (PAREB-CEREB Inc.) is an organization of licensed Real Estate Service Professionals with over 300 members devoted to the growth and prosperity of the Real Estate Industry.
The event was sponsored by: Mandani Bay, Elixer of Life, The Family of the late Dr. Vicente and Beatriz Gulbe, EDM Property Investments, Robinsons Land, Tytans Properties and Development, Inc., Union Galvasteel Corporation, Amonsagana, Alveo, Cebu Landmasters, Cebu Realty & Brokerage, WOW Realty Group and Services Inc., SunStar, and Cebu Parklane Hotel.
Written by: Stephanie Krystal Candice Louie Morgan Phillipe G. Tornilla, 2018 Corporate Secretary


text:
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Over the past year, I've generated many thousands of mortgage leads for clients. Most of the leads that can directly be accounted for, were produced with traffic generated through Facebook and Google Adwords advertising. Other leads are more difficult to account for because they are not direct strategies (I'll explain in the webinar).
I knew from the beginning that search engine traffic was going to be the ultimate answer, but the problem came down to logistics and financial resources of the average LO. The campaigns were complicated. There were many moving pieces. They required a greater investment. And I was involved in business partnerships that had me convinced that there was hope in social media ads.
For a while, it seemed that Facebook ads showed some promise. On paper, they look great, actually. But, over and over, our clients continued to express frustrations with how scattered (crap) the overall quality was. We advised that clients use the leads to refer to Realtors, but still, the quality was painfully low, even for them. Realtors do have an extended window of opportunity when compared to the mortgage situation. That's because people have to have the mortgage & they want to have the house. A borrower might spend 2 years looking for a home before hiring a Realtor (if they do at all). They are spending as little time as possible looking for a mortgage. Can you blame them?
In contrast, the leads I've generated with Google/Bing ads, done the right way, for clients with the right budgets, consistently produce far more consistent results, complete with consistent leads that are ready to move.
In taking a step back from the entire situation, to re-evaluate, it hit me. Of course, of course… It's all about reaching high-quality borrowers at the right time, and if they have not shown any intent then your timing is always off. You can generate leads and bug them to death, but you can't catch high-quality borrowers because they are playing an entirely different game. They have been SPAMMED enough to know better.
The thing is, clarity does not equate to simplicity and the source of traffic is only one small piece of the equation. I have the answer, but the explanation requires a 90-minute webinar to communicate effectively. So, here we are.


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Somebody was knocking on our door at 10 am, i was a bit puzzled, it was too early and too late at the same time for friends to come knocking.
Mam, you have a package.
3 boxes of i don't know what was handed to me, with our names on it.
My Boyf, didn't tell us that our good friend Earl, BM of Lee Jeans Philippines has sent us something.
Limited Ed jeans baby!!! with real gold buttons. only 100 pairs were made :)
Thanks Earl i really love my pair, Boyf did a great job guessing my pants size.
<3 feeling so blessed and loved <3
we did a little photo shoot in our room as soon as we opened them, with matching sunnies and headdresses.
*Photos courtesy of Dane
Don't you just love our background?! sorry for the mess, as we are currently packing our stuff to ship back to the city. crap i can't believe summer is over.


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BBC Programme Italy
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Next →
A Brief History of Double Entry Book-keeping - Episode 4
The rise of double entry book-keeping in medieval Italy.
Book at Bedtime - Travels Through France and Italy - Episode 1
The road from Dover to Calais provides endless opportunity to be lodged uncomfortably.
Crossing Continents - Nichi Vendola
A profile of Nichi Vendola, the new hope of the left in Italy.
Digital Planet - 14/04/2009
Earthquake technology, Obama's tech policy, WhereCampAfrica & part 2 of our Woz interview.
Digital Planet - 25/08/2009
Afghan elections online, Cybermentors, Iranian computer games, Italian wine technology
Excess Baggage - 02/05/2009
John McCarthy explores three very different aspects of Italy, from Sicily to Venice.
Excess Baggage - 24/04/2010
John McCarthy looks at historical Tuscany and buying a farm in Brazil.
Excess Baggage - 27/06/2009
Sandi Toksvig hears about the world of weaving and travel in search of the Roman empire.
Food Programme - Slow Cheese
Sheila Dillon meets producers of rare and unusual cheeses from around the world.
From Our Own Correspondent - 02/07/2009
Kate Adie introduces BBC foreign correspondents with the stories behind the headlines.
From Our Own Correspondent - 11/07/2009
Bridget Kendall reports on the G8; Will Ross is in Ghana ahead of President Obama's visit.
In Our Time - Carthage's Destruction
Melvyn Bragg and guests discuss the Destruction of Carthage
In Our Time - Dante's Inferno
Melvyn Bragg examines Dante's 'Inferno', a medieval journey through Hell's nine circles
In Our Time - Paganism in the Renaissance
Melvyn Bragg and guests discuss the return of classical pagan thought in the Renaissance.
In Our Time - St Thomas Aquinas
Melvyn Bragg and guests discuss St Thomas Aquinas.
In Our Time - Tacitus and the Decadence of Rome
Melvyn Bragg examines the life and chronicles of the the Roman historian Tacitus.
In Our Time - The Augustan Age
Melvyn Bragg and guests discuss the Augustan Age in Rome.
In Our Time - The Fibonacci Sequence
Melvyn Bragg discusses the mathematical and cultural mysteries of the Fibonacci Sequence.
In Our Time - The Grand Tour
The origins and cultural impact of 18th century tourism.
In Our Time - The School of Athens
Melvyn Bragg and guests discuss Raphael's depiction of Plato and Aristotle.
Making History - 12/05/2009
The experiences of a painter and decorator from Sale in 19th-century China.
Material World - 09/04/2009
Forty years after the first British Concorde flight what happened to the supersonic dream?
Profile - Silvio Berlusconi
Jonathan Maitland profiles Silvio Berlusconi.
The Carabinieri Art Squad
Alex Butterworth meets the police team protecting Italy's priceless culture.
The Drawings on the Wall - The Master of Paspardo
George Nash visits the prehistoric art galleries of Northern Italy's Val Camonica.
Today - 06/04/2009
Including Sports Desk; Weather; Thought for the Day.
Today - 07/04/2009
Including Sports Desk; Weather; Thought for the Day.
Today - 08/04/2009
Including Sports Desk; Weather; Thought for the Day.
Today - 15/04/2009
Including Sports Desk; Weather; Thought for the Day.
Today - 31/03/2009
Including Sports Desk; Weather; Yesterday in Parliament; Thought for the Day.
Traveller's Tree - Series 5 - Homestay/Homeswap
Katie Derham hears from people who have stayed with locals or swapped houses with others.
Woman's Hour - 20/07/2009
With Jane Garvey, who talks to Gloria Hunniford about her new TV series on angels.
Woman's Hour - 29/06/2009
With Jane Garvey. Plus: 16th century convents, over-fishing, juvenile offenders in Iran.
Woman's Hour - Weekend Woman's Hour
Highlights of this week's Woman's Hour programmes with Jane Garvey.
Woman's Hour Drama - Sacred Hearts - Carnival
The convent celebrates the long-awaited carnival, but where is Serafina?
Woman's Hour Drama - Sacred Hearts - Ecstasy
Serafina sings for the first time and is rewarded by an unexpected voice from the audience
Woman's Hour Drama - Sacred Hearts - Fever
While the convent is hit by fever, Serafina begins to make her plans for escape.
Woman's Hour Drama - Sacred Hearts - Letter
Suora Zuana begins her remedy to cure a spiritual disease and solve the convent's problem.
Woman's Hour Drama - Sacred Hearts - Living Saint
Serafina has been found senseless, presumed dead.
Woman's Hour Drama - Sacred Hearts - Miracle
Suora Zuana administers a strong remedy to calm Serafina's convulsions.
← Previous
Next →


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More than 200,000 pilgrims throng the Camino de Santiago each year, walking a network of trails through northern Spain to the shrine of Saint James in Santiago de Compostela. Some are drawn by the challenge of a long-distance hike. Many walk in search of clarity as they process an illness, trauma or crisis of faith.
In 2014, the Alaskan-born cellist Dane Johansen added a musical quest: Hiking the 600-mile path with his instrument strapped to his back, he recorded Bach's six suites for solo cello in 36 churches along the way.
A documentary film, "Strangers on the Earth," which is screening at Cinema Village in New York through May 17 and opens in Los Angeles on June 1, captures something of the ardor and elation of the experience. In a phone interview, Mr. Johansen, 33, compared the need to pace himself on his 45-day journey with the search for a natural rhythm in Bach.
"You have to find for yourself what is the natural tempo that brings you through these pieces," he said. "There is so much opportunity for space. Once I found that pace, everything happened more naturally, and there was an almost improvisational quality in the music."
Mr. Johansen sometimes appears touchingly vulnerable in the film; at one point, his frustration with the imperfections that crept into his performance after a long day on the trail was obvious. His fingers were swollen, his body was sore, and there had been no time to practice before facing an expectant audience in an unheated chapel.
"It was difficult to get my ego around those challenges," he said. At the same time, his fellow travelers — some of whom adjusted their walking plans to follow his performances — encouraged him to think of his music-making as a gift.
"I had people describe to me that the music was like a balm for weary travelers at the end of the day," he said. "There's something cosmic and essentially human about Bach's music. So even though I wasn't always feeling my absolute best, it was an incredible opportunity to share that with those people."
There was not just his body but also his instrument to worry about. One sunny but chilly morning, Mr. Johansen opened his case to find his cello beaded with condensation and was terrified he'd ruined it. The cello turned out to be fine, but a member of the crew filming him suggested packing the empty space inside his case with diapers, the silicone gel in which would suck up humidity.
Another volatile factor was the acoustics in the 36 religious spaces in which Mr. Johansen performed. Their varying size, design and building materials made for vastly different sonic environments, each with its own degree of reverberation, clarity and warmth.
"Some of my favorite ones were the Romanesque churches that were built of this beautiful soft stone," Mr. Johansen said. "You can play a note and listen to it take on a life of its own."
In the city of Leon, the cathedral was opened to him for a private tour. "We got to go into this dark, cool Gothic cathedral with the morning sun coming in through these incredible stained glass windows," he recalled. "It was amazing to play Bach in there. It was probably the largest space I've ever occupied by myself with music."
These days Mr. Johansen's musical life is rarely so isolated. On completing the Camino, he bid farewell to the touring life he had enjoyed as a member of the Escher String Quartet and joined the Cleveland Orchestra. The humility imposed on him by the pilgrimage survives in his new professional life.
"There is something really selfless about playing in an orchestra," he said. "You have to give everything you have to this ensemble and to the music. But nothing of you as an individual is going to shine."
But he has continued to perform as a soloist, including at house concerts in New York, where he's been able to get to know members of the audience before putting bow to string. One epiphany he had on the trail, he said, was that "my continuing life with music has to include a regular dose of this kind of opportunity, to share music with people in a more intimate setting than you get with lights and a stage."
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Ways to Give
Online Donations
NAVHC Foundation is happy to be able to accept donations online. Please click the button below, then enter the amount you wish to donate. You will then be prompted to enter your billing details. We accept the following forms of payment: Visa, MasterCard, Amex, Paypal, and Check. After processing your payment, a receipt will be sent to your specified email address.
Other Fundraising Strategies
NAVHCF is a highly unique Foundation, as it is set-up to provide greater access to life-saving procedures available at NAVHC. A variety of methods raises funds for the Foundation:


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Why book Villa Opera Drouot with Hotel Direct?
- Cheapest price guaranteed
- UK-based Customer Service Centre with freephone: 0800 633 8000
- Arrival Assurance™. Only Hotel Direct double-checks your booking
- Earn and redeem Hotel Direct points on your booking
Hotel and location:
The 4* Villa Opéra Drouot offers refined romantic decor reminiscent of the Offenbach era, whilst musical instruments, guilt ornaments and cosy lounges add to the ambience and provide a wonderful traditional atmosphere for your stay in Paris. The hotel is ideally located for sightseeing and shopping in the heart of the Opera area, the Folies Bergère is a mere 5 minute walk away and a 10 minute walk will take you to the Opéra Garnier, Opéra Comique and the fantastic shopping opportunities of Printemps Haussmann, Galeries Lafayette. The Champs Elysees, the Trocadéro and the Eiffel Tower are easily reached on a short metro ride from Grands Boulevards station which is less than a 10 minute walk away.
Room and hotel facilities:
The 30 bedrooms at the exceptional 4* Villa Opéra Drouot are decorated in warm tones and have luxurious fabrics. All rooms are ensuite with bath or shower, air-conditioning, minibar, room service, in room safe, satellite television, pay per view movies, work desk, Wifi internet access(chargeable), hairdryer, laundry service is also offered. Iron and ironing board may be requested from reception. The hotels corner position ensures the rooms are bathed in natural light and have views of the district. Hot buffet breakfast may be taken in the delightful breakfast room. Relax at the end of the day with a drink in the lounge bar. There is no smoking in the public areas.
Check-in: 2pm Check-out: 12pm
Car Parking:
Public parking at Rex Atrium 6 minutes walk from the hotel: Special rate for hotel guests - Euro 17 per 24 hours.More Info
well set up - really good lo...


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Self groomer, massager with an all in 1 functionality. This cat self groomer is perfect for any cat owner.
The arched bristle cat brush helps remove loose fur to reduce shedding around the house and also massages the Cat at the same time.
This Cat Arch will keep your house hair free and is very easy to setup.
The carpet base is durable and can be used as a scratching pad.
This Cat Arch is also easy to clean and will be great in keeping your pet entertained.


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Google Analytics and Google Tag Manager
Video summary - Google Analytics
How to add GA and GTM to the event platform?
To add the pixel (or tag) to your event, click on EVENT > DETAILS. Then click EDIT.
Scroll down until you see the two fields:
Add the respective pixels in each field. For more information, Click here
What kind of information does the InEvent platform allow to map?
You can map actions and clicks on our forms and ticket sales.
See the Google Analytics page (SETTINGS > INTEGRATIONS> GOOGLE ANALYTICS) for all parameters that will be sent to your GA / GTM, after you enter the codes in the Event Details screen.
What is Google Analytics (GA)?
GA (or Google Analytics) is a free tool provided by Google (Gmail is required to use the tool), This tool allows you to view the most visited pages on your site in real time, understand how the user browses through it, and get immediate reports on user behavior.
The GA is a great ally of the marketing and events department because it is possible to verify in real time the geographical location of the user, the length of retention on the site, the most visited pages and more, among other information.
What is Google Tag Manager?
GTM or (Google tag manager) is a tool provided by Google for the management of marketing tags, that is, for the management of programming codes (HTML that would be the structures of websites). The GTM facilitates the implementation of these codes, allowing the control of different tags (such as the LinkedIn pixel and the Facebook pixel) in just one code and on a platform. It would basically be the joining of all the controls you need on a single platform.
The use of GTM allows greater freedom, not needing constantly and directly from a programmer. Besides, you do not need to change the website of other companies directly.
What are Pixels?
Pixels (tags or labels) are codes (or scripts) placed in the HTML structure of websites to collect information about user behavior.
The pixel is a tracking tag that tells the GTM what it should do, so to speak.
How to use GA and GTM on your site?
After creating your account in Google Tag manager, following the steps of the links above and after the creation of your container, that is, where all the codes of your GTM will be hosted, a code will appear. This code is what should be copied on the site you want to monitor.
After this installation you must insert the tags in the container. The platform itself will provide you with some tag tips and you can also customize it. Your site is now linked to these tags that you want to track or even include on your site.
For more information, contact your IT team or view the Google Tag manager website


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More info to follow on HOA Minutes – Watch the video.
3 comments on "Minutes"
When I served on the Board I made it a point to become familiar with Davis-Stirling requirements and feel confident that business discussions are to take place in an open meeting.
Our new board held a special meeting to "discuss re-vote on paint schemes voted upon by members" ….. there was no discussion; a motion was made, seconded and unanimously passed to "undo" the previous vote of the members and conduct a new vote.
Is this permissible?


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Accountants-Guide.co.uk | UK Corporate Tax Guide
Tax Guide
Business Guide
Find Accountants:
Home : Corporate Tax Guide
UK Corporation Tax and Tax Rates Guide
1. What is a corporation tax?
In the UK , corporation tax is the amount of income... [more]
2. What does company mean with regard to the corporation tax?
The word company does not just apply to an individual business... [more]
3. Who pays corporation tax in the UK?
Any company that has its base of operations in the UK... [more]
4. What are taxable profits?
Taxable profits are the amounts of money that your company makes... [more]
5. What tax reliefs apply to taxable profits?
Some companies may qualify for different reliefs to... [more]
6. What is the corporation tax on capital gains?
Companies have to pay corporation tax on their... [more]
7. How can losses affect the corporation tax?
Losses that a company sustains can be used... [more]
8. How does the corporation tax apply to groups?
Group relief allows for trading losses, losses... [more]
9. How do companies figure out how much corporation tax they have to pay?
In order to determine the amount of corporation tax companies... [more]
10. How much is the corporation tax rate?
The corporation tax at present... [more]
[Back to UK Tax Guide]


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Long Term Disability is one of the most valuable and complex elements of your benefits strategy. It is one of the fundamental components of your program that provides peace of mind to your employees and their families.
Some areas of your benefits program are straight forward and easy to manage, such as paramedical services, or dental services. A quick glance at your benefit summary can answer questions like does my program cover massage therapy? How much dental work may I have done in a given calendar year?
Long Term Disability, on the other hand is much more complicated. There are many different stakeholders involved at various stages of any disability claim, each with their own ideas and bias on how the claim should be managed. The impact of a Long Term Disability claim can have far reaching implications that ripple out and reach many different stakeholders: the company; the employee; the employee's family, physician or specialist team; the insurance company, and potentially many others.
Many disabilities are straight forward, have an expected duration, an expected return to work date, and can be very simple and easy. Unfortunately, there are disabilities that are much more complex. Sometimes it is challenging even for the treating physician to determine the nature of disability, or clearly observe restrictions and limitations that might prevent work activity and give rise to a disability claim.
Complex disability claims is an area where you can and should look for some guidance and support from your Benefits Consultant. There are a number of things that a well educated and informed Benefits Consultant can do to help you navigate the complex disability landscape:
These are just a few ways that your Benefits Consultant can assist you and your employee in navigating the complex disability process.
Long Term Disability – Supporting Employees Through the Change of Definition
By Peter Moffat on March 4, 2013
Strategy-Driven Plan Design
By Peter Moffat on August 20, 2013
Short Term Disability Insurance Benefits Plan Sponsors and Employees
By Peter Moffat on September 11, 2018
A Group Retirement Program: How to Grow Your Employees and Your Brand Over Lunch
By Peter Moffat on June 20, 2017
Put a Powerful Force to Work in Your Retirement Savings Program
By Peter Moffat on April 5, 2017
Best Practices for Filing a Long Term Disability Claim – Plan Member (Employee)
By Peter Moffat on August 10, 2015
Best Practices for Filing a Long Term Disability Claim – Plan Sponsor
By Peter Moffat on May 19, 2015
Best Practices for Filing a Long Term Disability Claim – Part 1
By Peter Moffat on February 23, 2015
Best Practices for Filing a Long Term Disability Claim – Attending Physician's Statement
By Peter Moffat on January 11, 2015
Disability Management (Return to Work)
By Peter Moffat on November 10, 2014
Disability Management (Disability Prevention)
By Peter Moffat on October 6, 2014
Disability Management (Health Promotion)
By Peter Moffat on June 2, 2014
Disability Management (Awareness)
By Peter Moffat on March 4, 2014
The Importance of a Disability Management Program
By Peter Moffat on December 3, 2013
Strategy-Driven Plan Design
By Peter Moffat on August 20, 2013
Complex Disability Claims
By Peter Moffat on June 5, 2013
Long Term Disability – Supporting Employees Through the Change of Definition
By Peter Moffat on March 4, 2013
Long Term Disability and Workers Compensation
By Peter Moffat on November 13, 2012
Dispensing Fee Deductibles: The first step on the path to improved drug cost management
By Peter Moffat on July 30, 2012
Learn how Peter can help with your group benefits.
Phone 604.714.4865, email email@example.com or send a message.


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Making Strides Against Breast Cancer
Nearly 250,000 people will be diagnosed with breast cancer this year. That could be your mother, sister, daughter, your wife, or even you. Making Strides Against Breast Cancer walks so anyone touched by breast cancer won't have to face their diagnosis alone.
Positive Vibes Only Society is partnered with Making Strides to raise awareness and money to fund research, support services, and early detection. With your support, we can find a cure.
50% of net proceeds will be donated to American Cancer Society's Making Strides Against Breast Cancer.


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Competitions The Brush Off Juried Painting Competition
NOTE: This opp listing has expired and may no longer be relevant!
Opportunity Description
International Deadline: April 30, 2017 – Avenue Art and Mountain Lake PBS are pleased to announce their partnership to bring viewers the 6th Canadian "BRUSH OFF", a Juried Painting Competition that raises awareness and funds for art based projects for people living with Alzheimer's disease.
Together, they will spotlight artists, the community and the projects that directly benefit while adding entertainment to the mix.
As part of this partnership, Avenue Art & the "BRUSH OFF" have expanded art submissions to include works not only from all of Canada, but now also from artists within the Mountain Lake Region, Adirondacks and Champlain Valley. These U.S. artists now join artists from across Canada, who have been participating in the "BRUSH OFF" since its inception.
This call for submissions is open to:
- Artists 18 years of age or older.
- Canadian artists & artist from the Mountain Lake Regions, Adirondacks & Champlain Valley.
- Only original works may be submitted.
- Work must have been created within the last 24 months.
The "Brush off" award $1,500
The "May cutler" award
People's Choice Award
Entry Fee $55.00 ($63.24 pst & gst included) up to three (3) images. All entry fees are non-refundable.
Submissions will be reviewed by the jury and artists will be notified of the results by email.
- Artworks sold will be shared 50% to art projects for Alzheimer's and 50% to the artists.
- The gallery reserves the right to reproduce accepted entries for publicity purposes.
- Deadline for Submissions: April 30th
- Announcement of acceptance: May 14th
- Open Night Preview / Fundraiser Cocktail: MONTREAL September 14th
Avenue Art opened its doors in 1995 with the mission to promote and present Canadian emerging artists with a local focus on the Montreal/Quebec's unique artistic flavor.
In 2000, The Canadian Painting Competition, The "Brush Off" was founded by Avenue Art Gallery. Celebrating a growing success story we strive to introduce Canadian painters to the public while raising awareness and funds for art based activities for people living with Alzheimer's disease.