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Where is it? Where do you keep it? We have an intruder!
I repeat, we have an intruder! We have an intruder!
I repeat, we have an intruder! We have an intruder!
I repeat, we have an intruder! We have an intruder!
I repeat, we have an intruder! EVIDENCE ROOM 24 – 36 …doges both the bludgers, throws the quaffle with his curve ball and scores the match point! The match was terrific. Cool! Is that your diary? It's just plain stupid. – What is?
– Quidditch. People running around on brooms, chasing flying balls? It's ridiculous. Worse than a fantasy. But it's real! I must admit though, it's an interesting point of view, I've never seen it like that. But… Maybe it's the muggle part in you… that finds Quidditch stupid… I am not a muggle. I have none of their dirty blood. I am the best student
Hogwarts ever seen. And one day, I'll be the most powerful wizard
in the history of time. I can assure you. I'm just a second year student. I hardly know anything about myself, but there is one thing I do know: you're exceptional. I have no doubt. You'll surely become… the greatest wizard ever. Watch out, she's dangerous! "No past, no future." Inject her with Veritaserum. "And me?" You're going to sing like a siren. "Farewell, Grisha." What have you done to me? What have you done! So, let's see. Grisha McLaggen. Graduated at Hogwarts in 1950. Second class Auror, order of Morgana, untraceable for two years… A personal investigation, I guess? I might be offended… considering how amazingly you broke all my men's bones. I was expecting… a much more interesting witch, and clearly not an alchemy expert. Such a peculiar displacement technique. Which kind of magic is it? It surely doesn't look like
a common disapparition. Listen to me, General Makarov. You're making a mistake. You know my name. Surprising. But, we'll agree, Miss, that sneaking
into an Auror's warehouse of the Soviet department, without any kind of authorization, is a way more serious mistake than any I might have made. We're talking about
a high protected and concealed warehouse. So, I can only… imagine… how serious… your purpose is. So I ask you, What do you want, Miss McLaggen? You have something… that does not belong to you. Something essential… to complete my investigation. And yet… we did not receive
any request of cooperation from the British department. So, I deduce this is a private matter. Isn't it? You have to help me! You have no idea what is at stake! Why don't we test the wonderful effect… of the potion
that's entering your system… right as we speak? What… were you trying to steal, Miss McLaggen? A diary. A diary which used to belong… to Tom Marvolo Riddle. As I thought. Tom Marvolo Riddle. After Gellert Grindelwald's fall, the Soviet lands were still… brimming with dark magic. Artifacts… that that bastard and his followers… had been forced
to hide after their defeat. One of our reconnaissance team has come across something… unusual. An object… damn well protected. The most capable among us… gave up his life to overcome… such magic. A diary. Apparently… belonging to a Tom Marvolo Riddle: the mysterious disappearance
of a boy ten years ago, clean record, no kind of connection
to Gellert Grindelwald. Not one… of our disillusionist… has been able to obtain
anything from those pages, not a single damn word! Then, you turn up. A British Auror… on the trail of the murder
of Hepzibah Smith and… Tom Marvolo Riddle. Our Mister Nobody. Why? That diary, that's the only clue I have, my only chance to stop Tom! Tom? You mean Mr Riddle? I didn't know you were friends, or, intimate, even. We were friends… the four of us. We wanted to change the world… The four of you? Slow down,
let's talk about Riddle. According to the investigation
files found in your bag, he seems to have been
implicated in various crimes, among which the most scandalous… in recent years: the homicide of Hepzibah Smith. Because that's
what you believe, isn't it? It's a long story, that started way before the murder… of Hepzibah Smith. Persuade me. Tell me every single detail. I imagine… you've already heard… of the four founders of Hogwarts. What many people don't know is… they have descendance. Rictumsempra! Flipendo! Expelliarmus! Unusual choice to use Flipendo. Congratulations to both, boys. Bloody hell, I had a feeling this time. I thought I'd win! You should move your legs more. If you're not ready
with an Expelliarmus, dodge. I'm sure you'll remember it next time. I trained every single day for this! One day, I'll beat you, my friend. I konw it. You have a long way to go
before you can beat a senior. Go on, have a laugh while you can. Now I make an oath. One day, I'll be the strongest wizard ever. Stronger than Dumbledore, Stronger than you, Wiglaf. And then, I will marry you, Grisha. God, here we go again. I will mary you,
and we'll have some beautiful babies. I'll find the lost cup of my house, I'll get back the ancient
castle of Helga Hufflepuff, and we'll live happily ever after! What do you think? Enough with this nonsense. Come on, this will probably be
my last reunion here in Hogwarts. We have many things to discuss. Come one, Grisha, say something. Alright, let's make a deal. If you really become a great wizard, as you say, you'll be strong enough to defeat Tom. Tom? Yes, exactly. If you defeat Tom, then, maybe I'll consider your proposal. Tom? Don't make me laugh, Grisha. Alright, alright. Everyone at school knows… that you have a crush on Tom. So what? He may be a bookworm, but he's not even remotely
as strong as Wiglaf. Really? So you think you could beat him, now? Me? No. Not now. He's a seventh year student, so I think… Stop, that's enough! You look like kids
fighting over chocolate frogs! Wiglaf, we… – We're just joking.
– Joking? Joking… Do you remember why we're here? Do you remember who we are? Why, regardless… of the different houses
the Sorting Hat sorted us in, we are bounded forever
by a destiny we cannot change? We are the heirs. Exactly. Heirs? What does this mean? Are you really… Grisha McLaggen. Descendant of Godric, and heir of the bloodline
of Gryffindor. But, the files don't say anything about this! The descendance from the founders… does not appear in official documents. It is a secret… guarded from one generation… to the next. And… the other heirs? Wiglaf Sigurdsson, heir of Ravenclaw, and Lazarus Smith, heir of Hufflepuff. We trained, we studied, we did researches… to find where our ancesters… hid the heirlooms
of the four noble houses. But in the end, we were just a bunch of children, dreaming of changing the world. And Tom Riddle? The fourth heir. The heir… of Slytherin. So he was a friend of yours too? Yes, but Tom, was different. He has always been. That day… something broke. And remember, we took an oath. We, the heirs, will fight so that evil… will be eradicated. We will bring peace and justice. We will make the world… a better place! Such a nice speech, Captain. Don't worry Mr. Riddle. We are honored. We are nothing… but low rank wizards, right? How could we expect… a noble Slytherin like you… to lower himself… to the vile rule of punctuality? You're right, Captain. You may be the only wizards,
expect from Slytherins, I even dare talk to. Not like they're worthy, mind you. Grisha! he dematerialized! We're in the Room
of Requirement, idiot. We were talking
about the sacred heirlooms… of the houses, perhaps you care. Oh! Big news. Actually, Grisha and I were discussing
about who is the best wizard… between you and Wiglaf. – Well, I was just…
– Stop this! What's wrong? Afraid to lose your spot, Cap? There's never been any Cap. Come on Wiglaf, it looks like you're afraid of Tom! You could beat him
in a heartbeat if only you wanted to. You'll see, Grisha. Well, this is new. Is that so, Cap? Guys, stop it. I won't fight you, Riddle. But I think you want to. This is the last time… we'll actually all meet, yes? Now or never. Right, right! There's no reason for us to fight. You are not my enemy. For now. We're not talking about a deadly duel, Just an amateur fight. Tom, maybe… We all know how much… you care to prove the Raven
is superior to the Snake. Enough! Relax, Captain. It was just a joke. Come on Captain, where is your sense of humor? Well, you actually
never had a sense of humor. Alright, Grisha! Wiglaf doesn't
want to fight Tom? I'll try myself and then you will have to marry me! What? You don't want to, Lazarus. You know well
that you are not ready for this duel. Yeah? We'll see! Lazarus! Lazarus, stop! You heard Tom! Listen to the elders once and for all! Of course! Tom, Tom, Tom, Tom! You'd like everyone
to always listen to Tom! Lazarus! Stop this! You don't have
any other ace in the hole, Laz. Bye bye, Grisha. Lazarus… just wanted to get my attention… but Tom… Something took over him… Like a shadow… hungry for power… You broke his arm! Willing to do anything… to punish the weaker… and claim its own… unquestioned… superiority. That… was the end of everything… more or less. What happened then? A few days later… the schoolyear ended, and that meant… the end of Hogwarts for Wiglaf and Tom. And yet… I still don't understand
how all of this can be linked… with the death of Hepzibah Smith. After his schoolyears, Tom asked Master Dippet… to be able to stay on as a teacher, of Defense against the dark arts, but Dippet declined, and recommended
he wait a few years more. So Tom, model student, and seen by many as the new
promise of the wizarding world, disappointed everyone
by taking a job at Borgin and Burkes, a dealer of dark artifacts
and memorabilia… in the slums of Knockturn Alley. Yeah… He works there for… a few years,
then he mysteriously disappears. Just a few days before the discovering of old Smith's body. 1955: the year of the scandal. House-elf murders her mistress, death by poison, cold case. The house-elf confessed. So, miss McLaggen, I ask you one more time. What does Tom Riddle have
to do with Hepzibah Smith? Hepzibah Smith, descendant of the Hufflepuff family… aunt of Lazarus Smith, the one true Heir of Helga. Interesting. What did Lazarus do after school? Lazarus was the only one among us Heirs… to find his ancestor's heirloom… the Hufflepuff cup. But… someone was chasing him: a powerful, dark wizard… determined to seize the cup. In his message to us, he wrote he would hide
the cup at his aunt Hepzibah's, an old, fanatic crone, so that it would be safe… But… When the owl… delivered the letter to us, it was too late… Lazarus smith died… just a few days
before his aunt Hepzibah. And this dark wizard
would allegedly be Riddle? If you think Riddle is involved… what proofs do you have?
How can you be sure? Because I saw it. There are wizards… capable of showing things
that go beyond space and time, Mister Makarov. Albus Dumbledore. He had always
had a great respect for Tom, nonetheless, he may be the only one… that always knew
how dangerous he could be. Miss McLaggen? Just a few days
after her mistress's death, Hokey, the house-elf, died, probably shocked in discovering
she was the murderer… of Miss Hepzibah. But, once more, fate was on professor Dumbledor's side. He managed to access
the elf's subconscious, drawing out her most hidden memories. Which memories? What have you seen? They overwork you at that shop, I have said it a hundred times. Well, what is your excuse for visiting
this old, boring lady this time? Mr. Burke would like
to make an improved offer… for the goblinmade armor. Five hundred Galleons. He feels it is a more than fair. Now, now, not so fast, or I will think you're only
here for my trinkets! I am ordered here
because of them, Madam. I am only a poor assistant,
who must do as he is told. Mr. Burke wishes me to inquire… Oh, Mr. Burke! I've something to show you
that I've never shown Mr. Burke! Can you keep a secret, Tom? Will you promise
you won't tell Mr. Burke I've got it? But you, Tom, you'll appreciate it for its history, not how many Galleons
you can get for it. I would be more than glad
to see anything Miss Hepzibah shows me. So, wait for me here! Wait a minute. What I still have to figure out is… How did Tom Riddle know
that Ms. Smith had the cup, if she had only received it
from Lazarus days before? His employment at Borgin and Burkes. was clearly part of a plan. What better way to find out… about illegal traffic of heirlooms, and magic artifacts? Ms. Smith, was a regular costumer. Tom knew she was an Hufflepuff… and he knew… her affection might prove useful. And it did. He figured Lazarus
would give her the cup… and he seized the opportunity. I'm sure you'll like this, Tom… If my family knew I was showing you! They can't wait
to get their hands on this! I wonder whether
you know what it is, Dear? Pick it up, have a good look! So? A badger… So… this was…? Helga Hufflepuff's cup, as you very well know, you clever one! Didn't I tell you
I was distantly descended? This… has been handed down
in the family for years and years. Lovely, isn't it? And all sorts of powers
it's supposed to possess too, but I haven't tested them thoroughly, I just keep it nice and safe in here. I think you'll like this
even more, lean in a little. Mr. Burk sold it to me, years ago. And I daresay he'd love
to get it back when I'm gone. Slytherin's mark… That's right! I had to pay an arm and a leg for it, but I couldn't let it pass,
not a real treasure like that, had to have it for my collection. Burke bought it, apparently from a… ragged-looking woman… who seemed to have stolen it, but had no idea of its true value! Hepzibah didn't have any clue… what a heavy impact those
words would have had on her fate. The woman who sold the locket to Burke? Merope Gaunt, heir of Salazar Slytherin. Mother of Tom Riddle. Are you all right, dear? Yes. Yes, I'm very well. Your eyes… I thought…
but a trick of the light, I suppose… It's funny… how sometimes chance intertwines… so devilishly well with fate. Don't you agree, Ms. Smith? Dear boy, I… The seeker… chases the Snitch… so assiduously, When he finally grabs it, firmly holding in his hand… He simply realizes
the game was already won. What do you mean? Poor, sweet Lazarus, such an erratic and umpredictable boy, disowned by the Hufflepuffs… But he was so proud of his roots… to risk his life… looking for Helga Hufflepuff's cup, the lost heirloom of your family. How do you know about Lazarus?! How do you know the cup was lost?! And he trusted again… the very same family… that denied him
his Hufflepuff descendance, handing the cup to you, hoping to keep it hidden
from dangerous people. People like me. You what… But my luck seems
to be endless because… I bet your dear nephew ignored… that you also owned
the noble Slytherin heirloom. Very well. The one that I was
so desperately looking for… Finally mine! Do you want my treasures? Take them, you can keep them! I find it almost disgusting. Your nephew has done
so much to find this relic… and restore your family's name… And then I look at you. So sickening, so revolting, so old. You're living proof of how low
the four houses have fallen. If Hufflepuff ever had a worthy heir, that was Lazarus Smith. And now he's dead, by my hand. You did what…? He wanted to raise
this world to higher ends. He wanted a peaceful and just world, like all four of us heirs. But you don't have to worry, his dream will live on with me. You are Slytherin's heir! Tom! I have a secure vault at Gringotts! I'm rich, I'll do anything you want,
I'll give you everything you want! Tom dear, I beg you! Tom! Tom, I beg you! Enemies of the Heir, beware. Avada Kedavra! Tom impeccably
staged a first-class scandal: a False Memory charm, an undetectable poison, and just the right touch
of theatricality; the house-elf pled guilty. Merlin's beard… That night I paid Tom a visit… Tom! unaware of the crime
he had just committed. Alohomora! Tom! I was desperate… after Hogwarts, Tom cut off all ties with us Heirs. After Lazarus died… I was terrified. What if Tom had managed to find
one of the heirlooms he was looking for? Lazarus's murderer, would he have come for him too? I got there late. Tom had vanished. I was… the only one… who still cared about Tom… The only one who still believed in him. The only… disgusting little girl… still blinded by her feelings. But… to what end? Why retrieve
the four founders' heirlooms? Horcrux. What ? Horcrux. Do you know… what this word means, General? A power so dark… that only a few dare speak of it. The only known form… of immortality. Tearing a fragment of your soul… to confine it into an object. What kind of object? Who knows? Might be anything. Or maybe… something you really care about. An object which represents something. Which… is bound to a memory… Which is a part of your past. Like… a diary! So you think that… the diary we obtained… is a horcrux? I can't say for sure. But… I'm sure that… both the cup and the locket, are now more than simple heirlooms. And I think that he won't stop there. For what we know, he might already have gotten
to Rowena Ravenclaw's diadem… Wiglaf. What happened to Ravenclaw's heir? It's a nasty wound. Now stay here, be quiet and wait
while I finish this healing potion… hoping that this will work. After all these years… Why did you look for me? Because we have a common goal, I guess. And I even guess that in this world… there still is someone
I can call my friend. That someone is you. Things are getting worse. Now they call themselves Deatheater… Hilarious! There's nothing we can do, not as long as the enigma
remains unsolved. We searched every
single inch of those ruins, but there is no sign of the sword. You mean… Godric Gryffindor's sword? Probably… the only heirloom
Tom still couldn't find. What are Wiglaf's intentions? We have to stop him, Wiglaf… If he manages to take
hold of the sword, well then… We have to Save him! He opened the Chamber of Secrets. He killed Lazarus! He's been… betraying us, always! He is true evil. And I will eradicate him! I will bring justice! There's still some good in Tom! I know it! Tom? Who is Tom? No, Grisha. There was never a Tom. He has always been… Volde… He has always been? – Go on.
– Nothing. That name just… It doesn't matter… I guess the Veritaserum
is starting to wear off. Wiglaf tried to stop him, Mister Makarov. He tried, but now… He's dead. dead? He had no chance with him. First the Badger, then the Raven… I'm the only one left. The only one
who can still stop the Serpent. The only one who can still save Tom. Save him… From what? From himself! That diary… If there's a way to stop him, it's in there. It is a fragment of his soul… Of his life… Of his past… And mine. The train leaves in an hour. You'd better pack your things. Is this how you say goodbye? Since, as you know, I am a Headboy, it would be almost impossible… to say goodbye on the train, so… What' s the matter with you? Sorry? What's the matter with you! What's the bloody matter! Why do you always
make things go wrong? It looks like you enjoy seeing
the world going to pieces! Lazarus will be ok. And Wiglaf, well… You know… we are alike in many ways. It's normal for us to be in conflict. But he will take his own path, as I will follow mine. And me? What answer do you have for me? You are a seeker, right? You know too well how the game works. You have to cach the snitch. You have to chase it… you have to grab it to end the game. But it never rests, it's unstoppable. It whizzes at top speed… and if you want to catch it, you must not be distracted. You cannot think… No past, no future. What about that diary, then? Memories are made
of something peculiar… Trying to catch them can be dangerous. The good ones, they're hard to catch. The bad ones, on the other hand… They're even harder to keep away. You will run away, won't you? You will disappear, I know. It's in your nature. But you can't run away
from who you truly are. You can't run away from your past. Farewell, Grisha. Since that day… Have you seen each other again? No. Not yet. You're accused
of serious crimes, young lady. Attempted robbery of materials… held by the soviet auror department, resisting arrest, contempt… But… I suppose… there might have been
a big misunderstanding, true? You told me everything, Ms. McLaggen. And, unless you are immune… to Veritaserum… you said the truth… But it's still your own truth. I cannot be sure
what you said actually happened. We need facts, we need proofs. No one would believe
such a convoluted… and inconsistent story. Not even I, can truly believe it. Yet… I see something… extremely sincere in you. Something different. We cannot use this diary, it doesn't belong here. If the owner, really is Tom Marvolo Riddle, then, it's a problem of the brits, so… I'm giving this diary to you. I am sure that, you can work on convincing
your department… to take your investigation seriously. After Gellert Grindelwald, I'm sure they wouldn't want
another dark wizard on their hands… Am I right? – General Makarov, I…
– Please, take back your wand… and the rest
of your personal belongings before you use
the Portkey you'll be given. I'm sure I will hear more of you… Yes. Be well. Thanks, General. Oh, Ms. McLaggen! The diary… What I cannot figure out is: How did you know we had it? I didn't… Or maybe… I did! What in…? Who the hell… Who… Who are you?! My name is… Voldemort. That's not possible… Transfiguration? There's nothing that powerful… The Veritaserum…? Darkness hides secrets… far more powerful… than just a simple potion, General. You violated my soul's tomb… the tomb where my past lies. Grab him! Enemies of the Heir… Beware! Whomever these remains belonged to, is of little importance at this point. Probably a sacrifice… for who knows what kind of dark ritual… It was a woman. Come on. We must go, before we get caught in the storm. Grindelwald was defeated… but this notwithstanding… because of him,
good people must still die. When will it end? It has no end… There will always
be darkness in this world, Igor. The darkness… is all that we have… How else… would we remember the light?


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Banking and Financial Services : The Expectations
Landing a job after business school MBA degree has never been straightforward. Students should prepare themselves for an ever-changing market. Soft skills are more important skills to earn the first job, than the core MBA subjects of finance and marketing. Students of IPER MBA Class of 2020 learned these and more in the special guest lecture by Ms. Nandita Malhotra, Assistant Vice President, ICICI Securities Limited. The lecture was held on 27th October 2018 in the full-packed Auditorium in IPER premises.
During this knowledge-enriching and informative session, Ms. Nandita addressed the first semester MBA students on "Corporate Expectations from Students and Overview of Banking and Financial Services Industry". It was a moment when students heard directly from the corporate professional on banking and financial services.
Banking and Financial Services Industry
BSFI is an industry term that refers to companies that provide Financial Services/Products or both. It comprises of commercial banks, insurance companies, non-banking financial companies, pension funds, cooperatives, and similar small financial organizations.
Financial services may include payment gateways, stock trading, mutual funds etc, whereas banking includes investment banking, retail, private and corporate banking etc. Students aspiring to join this industry generally take up finance as a specialization during their MBA course.
Expectations of the Banking and Financial Services Industry
Recruitment operations are becoming a much more short term with changing market and technology scenarios. Companies seek a specific combination of skills and this combination keeps on changing from time to time. Just an MBA degree does not suffice to the skill requirements in a fresh MBA graduate. While the ability to work with a wide variety of people is one of the most important skills, time management, understanding of the digital impact on businesses and building a sustaining people network is considered as highly rated skills in an MBA graduate today.
The most difficult skills identified in today's corporate industries are big data analysis, brand storytelling, financial forecasting and the ability to use social media to the benefit of the business. Generally, the students pursuing MBA are not able to identify the right skill sets and end up focussing on the least important skills and not giving time to learn the more important ones. The special session with the AVP of ICICI Securities Ltd helped students re-align their focus to win a rewarding job in the BFSI sector.

subset: commoncrawl


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Alan "Crunchy Frog" Morgan, wrote the following, I believe
This works well (it should, as you mention it is the analogue of three balls). Another thing I found *really* useful was doing 2 balls and a club. Start the 2 balls off together (right) and the club in the other hand (left). This lets you concentrate on club throwing/catching only 1/3 of the time. You need to use heavy balls to do this trick (so that the weight of the club and the balls aren't too different). Later you can try 2 clubs and 1 ball. After that..... need I say more?
The start with clubs is IMHO really important. Too many people hold one club in their hands and sort of let the other one dangle between their fingers like a spent erection (I know people appreciate these charming metaphors). I can attest to the fact that it is possible to grip 4 clubs firmly (*) so your hands *are* big enough to do it. The technique I use looks like this. Looking down at your right hand you see the club shafts go
1 2 \ \ / / \ / / / / / / \ / / \ \ OO/ \OO <- bulb of club OO OO
throw the clubs 1 2. Yes, I know that 1 is underneath 2, but it is rotating in such a direction that it slips out from underneath. Try this a few times. This lets you grip both clubs firmly and have full control over where they go flapping off to.
(*) ObUnneccessaryEgoMassage: I can attest to this because I am working on 7 clubs.


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Kok Sen Restaurant 国成餐室 – Rustic Cantonese Cuisine
Keef and I did not get off our cab knowing that we couldn't secure a table a few nights ago and ended up eating at 136 Hong Kong Street Fish Head Steamboat, so this is like killing two birds with one stone when finally I was able to eat Yusheng and Cze Char at Kok … Continue reading
Kitchen Inn When My Kitchen's Out?
Kitchen Inn, another new kid on the block on Elizabeth Street (a couple of shops away from Borek Bakehouse), about 100-150 metres from Queen Victoria Market. I usually like to see what the restaurants' patrons are eating (if there's outdoor seating) before making mental checks to see if that particular restaurant would be committed to my "must … Continue reading


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1. Slay, Belle! Velvet A-Line Dress // 2. Navy Holiday Wreath Print Stephanie Fit & Flare Dress // 3. Fitted Velour Dress // 4. Dress with Tie Belt // 5. 1950s Burgundy Red Velvet Delores Swing Dress With Sleeves // 6. Good Enough to Strut A-Line Dress // 7. 1950s Style Holly Berry Print Swing … Continue reading 9 Dresses for the Holiday Season
Category: Style
What I Loved in February.
I can't believe February is over and we're two months into 2019. January felt like it took forever, and February just flew by. My favourites for this month is a little shorter (just like the month), but I hope you enjoy it anyway! Style Matt and Nat came out with a beautiful spring/summer line. They … Continue reading What I Loved in February.
Best Places to Find Knitware
From September to around the end of March/ beginning of April is my favourite time to break out the big tub of jumpers and knit sweaters. Because the weather varies so much in Canada you can wear them on their own, under a jacket or layer them. Because I wear them for the majority of … Continue reading Best Places to Find Knitware
My Handbag Collection
I've always been a HUGE fan of purses and bags, but never been able to afford anything super expensive. Lucky for me, there are a million cheaper brands that make luxury like bags. I'll admit that I do have two more expensive bags, but I got them with discounts and saved for them. I'll begin … Continue reading My Handbag Collection


text: Someone once told me "never trust vegetarians or people who don't eat chocolates". Now I happen to know a few vegetarians and consider myself a bit of a chocolate connossieur, and I think we're all rather trustworthy people. So when Seattle-based Liko offered to pay for some extra work on her wedding video from this Continue reading


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School Information
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ESKOM & the LIES behind the South Africa LOAD SHEDDING MESS
Click START ARROW to play AUDIO
A GREAT INSIGHTFUL INTERVIEW BY MARTIN to THIS EXPERT!
– Radio Host Martin Bester talks to Ted Blom who is a senior energy, mining and commodities strategist and tactician about the shananigansat ESKOM which is causing us so much inconvenience and losing us Billions of Rands at the same time as a country.
Published by: JAY J BOTES
Twitter: @jayjbotes
Facebook: /jayjbotes
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Source: Jacaranda 94.2 fm / Martin Bester Breakfast
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WAKEFIELD, Mass., 22 October 2014 —Today, the PCI Security Standards Council (PCI SSC), the PCI Security Standards Council (PCI SSC), a global, open industry standards body providing management of the Payment Card Industry Data Security Standard (PCI DSS), PIN Transaction Security (PTS) requirements and the Payment Application Data Security Standard (PA-DSS), announced a new partnership to offer authorized PCI training in Nigeria, South Africa, Croatia, Turkey and Bahrain.
As part of a
"After many years of driving awareness in payment security and risk in Europe and emerging markets, I am delighted to partner with the Council and proud to be part of the PCI Global Training Network", stated Lucas Allen, CEO, LiquidNexxus. "We look forward to bringing, much needed, education and awareness in the form of PCI Awareness, PCI Professional and PCI Internal Security Assessor training to merchants, service providers and acquirers - helping them to build internal expertise and security and to improve
PCI Awareness training is an entry-level course that outlines challenges surrounding payment card security, explains how PCI Standards can help mitigate risk and provides the tools to build a secure payments environment.
PCI Professional (PCIP) training delivers in-depth coverage of the PCI DSS and PA- DSS – version 3.0, how to use compensating controls and more. This course provides an individual, renewable qualification and a solid foundation for future career progression to other PCI qualifications.
The Council's popular Internal Security Assessor (ISA) course can help
The Council has received strong feedback from attendees on the benefits of attending these classes in person, with great value placed on peer and case study discussion. Attendees cite the ability to interface with expert instructors and get questions answered in a supportive learning environment as major drivers for choosing instructor-led training.
"Education is a critical driver of payment security, and the Council is committed to expanding PCI training opportunities globally," said Stephen W. Orfei, general manager, PCI Security Standards Council. "We're pleased to announce our first international training partnership and excited to partner with LiquidNexxus, an
The first PGTN training classes including PCI Awareness, PCIP and
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The PCI Security Standards Council is an open global forum that is responsible for the development, management, education, and awareness of the PCI Data Security Standard (PCI DSS) and other standards that increase payment data security. Founded in 2006 by the major payment card brands American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc., the Council has over 700 Participating
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Tom Wesel, Partner, Milestone International
HMRC's proposals of August 17 to impose penalties on 'enablers' of tax avoidance raise grave civil liberties concerns. As they stand, the proposals are one-sided, ludicrously draconian, and need to be revised.
The frustration directed at tax avoidance is understandable. HMRC are looking for ways to prevent mass market tax avoidance schemes that are often backed up by carefully caveated opinions from barristers paid for by the scheme's providers. The proposal, therefore, is to charge 'enablers' of such schemes (tax advisors, lawyers, trustees) a penalty of up to the amount of tax their clients would have saved in cases where the 'arrangements' are later defeated by HMRC, either in court or by agreement. The heavy penalties proposed are unlikely to lead to any settlements in the future.
While there is sympathy for the intent of the government's proposals, they have been put together using definitions inappropriately borrowed from other provisions in the Finance Bill. They are so wide that, if enacted in their current form, there would be little scope for clients to receive unbiased advice in tax matters. Advisors would be forced to err overly on the side of caution, to protect themselves rather than their clients.
Who is an enabler?
The first serious issue in the proposals can be found in the definition of enabler, which has been taken from the new regime of fines in the Finance Bill 2016 for advisors who enable offshore tax evasion. This defines an 'enabler' as anyone who 'has encouraged, assisted or otherwise facilitated conduct that constitutes [offshore tax evasion or non-compliance]" (Part 1, Schedule 20, Finance Bill 2016). This may be an appropriate definition for conduct that facilitates a criminal offence, as anyone engaged in such conduct is likely to have an inkling that something is amiss.
However, the wide scope of who is an enabler in relation to avoidance alongside the lack of any requirement for fault means 'enabling' avoidance would make advisors potentially liable in a huge variety of situations. This would include a client seeking professional advice on whether to participate in a scheme, being responsibly advised on its risks and likely consequences, but deciding to go ahead anyway.
One can understand why HMRC is reluctant to concede the need for fault, negligence or collusion with the client – otherwise, peddlers of potentially dubious schemes could claim ignorance and 'blame the barrister' (whose opinion will be conveniently vague). Unless HMRC is willing to rethink and distinguish the responsible advisor who points out risks from one wilfully negligent, or one colluding with clients, tax will end up as the one area of law where advisors fear state reprisals. Achieving a balance between not having advisors forever fearfully looking over their shoulders and putting reasonable pressure on them to be more conservative is not easy to achieve.
To try to maintain that balance, liability for the enabler must depend on what they can be assumed to know or be expected to discover. Only where it can be shown that an 'enabler' should reasonably have been aware of a significant risk that the advice contravenes the likely purpose of the relevant tax rules can one fairly consider imposing such extreme, and potentially ruinous, penalties. Simply leaving the degree and manner of their imposition up to HMRC and 'trusting the executive' is likely to provoke a climate of fear and concern. Lawyers often intone about the rule of law, but in this context it's not just a cover for professional self-interest.
What is avoidance?
A second serious issue is that HMRC has proposed a concept of avoidance so wide that it catches almost any arrangement that involves a tax saving, whether legitimate or not. The definition is taken from the scheme of sanctions for repeated 'Promoters of Tax Avoidance Schemes' (POTAS) in Part 10 of Finance Bill 2016. Once again, while POTAS may require the broadest possible definition of avoidance to sanction serial promoters, it is of little help to responsible advisors and others in knowing what kind of arrangements to 'avoid'.
Such arrangements consist of those which:
- have been counteracted by the General Anti Abuse Rule;
- are subject to a Follower Notice;
- are notifiable under the Disclosure of Tax Avoidance Schemes or VAT disclosure regimes;
- are the subject of legislative targeted anti-avoidance rules.
Of these four, the real problem is the ambit of the Disclosure of Tax Avoidance Schemes (DOTAS) rules introduced in 2004, which has been continually widened to the point where it encompasses almost anything. Originally, it was a system obliging advisors to notify mass-marketed schemes to HMRC, so that HMRC could stop them in time to limit the tax loss. That is no longer the case.
Under regulations introduced earlier this year (SI 2016 No. 99), DOTAS has been expanded so that any arrangement (whether marketed to just one client or many) that employs shares or loans is notifiable wherever that arrangement is likely to have been entered into for tax reasons. That includes a vast number of ordinary commercial transactions that are structured to be tax efficient. There does not even need to be a tax avoidance motive involved, merely a 'tax advantage', another extremely wide term.
It is perhaps understandable that HMRC would like to keep the strict legal definition of what is 'notifiable' under DOTAS very wide so as to collect as much information as possible, while relying on advisors to use their common sense on what not to report. It is even understandable why it might have wanted to build on this for POTAS to catch the serial providers of schemes. However, the vast scope of the strict legal test of what is 'notifiable' under DOTAS means that HMRC could impose a penalty on 'enablers' wherever an entirely benign arrangement to save tax is implemented using shares or loans and HMRC ultimately defeat this.
All this may not be the intention, but as currently drafted the proposals give HMRC the widest possible discretionary powers to impose immense and crippling fines without proof of fault. The challenge will be finding clear principles that stop those who devise and market avoidance schemes from profiting from them while preserving the rights of taxpayers to seek unbiased advice on often unclear areas of law. Just as taxpayers need to be able to plan their affairs within the law and not lay themselves open to unintended liabilities, so to do their advisors.


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December 2009
Imagine . . .
Imagine you are Job. What are you thinking, feeling, and experiencing as you live through the loss of your property and your family? How do you experience the grief and then the questioning of your friends? How do you relate to God?
Imagine you are the centurion watching yet another crucifixion. But this one is different . . . why? How does it feel to be forgiven by the one you have put to death? What do you make of the eerie darkness and the earthquake?
Imagine you are Mary. Your heart is crushed by the sight of your son dying. How do you bear it?
News and Notes
CRC/RCA Hymnal Gets a Name!
Lift Up Your Hearts: Psalms, Hymns, and Spiritual Songs is the name of the hymnal to be published by Faith Alive Christian Resources in 2013.
In our planning discussions the term "heart songs" comes up repeatedly. It is our prayer that the songs in this collection will represent the songs that reside in the hearts of people. These heart songs can be confessions, praises, laments, words of adoration, and psalms and contemporary, global, ancient, or hymn-like.
Taste and See
The comforting smell of baking bread may evoke childhood memories of your mother's kitchen or remind you of leisurely Saturday mornings sitting at the local bakery with the newspaper and a cup of coffee. But few people associate that lovely aroma with church services, even though bread figures prominently in worship.
When We Were Yet Speechless
Saturday night, the night before Easter, about forty-five of us gathered in the dusk in the narthex outside the sanctuary doors. We settled ourselves and began to gather our hearts for worship—a new service—a kind of modified Easter Vigil for us to try. The sanctuary doors opened to reveal a path of light—tiny votive candles perched on the side of each pew—making a pathway of light through the dim and dark sanctuary.
A Season of "Social Capital"
Have you ever dined with a Muslim? Or with a person from South Africa? Ever shared a meal with a homeless person or with the mayor of the town or city where you live? The answers to these deceptively simple questions communicate more about our "social capital" than we might at first expect.
In recent years the term "social capital" has become a buzz phrase with many different definitions. Most of these definitions refer to human relationships within society and distinguish between three different kinds of social capital: bonding, bridging, and linking.
By His Stripes
Many churches drape a strip of cloth on the cross in their worship space during Lent. Sometimes a black cloth for Good Friday is changed to a white cloth for Easter. Amazing, isn't it, how making such a small addition to something we're so used to seeing can be so noticeable!
The visual presented here builds on this idea but adds a bit of coarseness and texture to your cross, which, if your church is anything like mine, is a finely polished and architecturally appropriate symbol of the blood-stained boards our Savior was hung on.
Make Haste to Help Me
[During this service, the sanctuary doors will remain closed. The ushers stand outside the doors to encourage people to enter the sanctuary in reverent silence.]
Call to Worship: "Be Still, for the Presence" SNC 11 Stanza 1, sung by soloist
Scripture Reading: selected verses from Psalm 38
Answering the Questions or Questioning the Answers?
The story of Job is the story of a man who lived long ago and far away in the country of Uz. But it is also the story of every person who has ever tried to make sense of undeserved suffering and the seeming absence of God. It's a powerful story of deep faith in tragic times.
The book of Job challenges our ideas about how life should be lived and who God is. The story seizes us, demands our imagination, and refuses to let go until we have wrestled with the same life-shaping questions that haunt the main character.
Praying the Headlines
It's no secret that students are attracted to visual media. Images from television, video games, mobile phones, and the Internet saturate their days and nights. They use images to communicate with their friends. They learn with visuals in the classroom. They entertain themselves with pictures and animation.
From Sacrifice to Communion
This Good Friday service focuses on Mark 14-15. As Jesus cries out from the cross, the curtain of the temple tears from top to bottom, opening the way into the Holy of Holies. The service begins with the Old Testament background of the tabernacle and temple and culminates in communion in the most holy presence of God, not just for the High Priest, but for everyone who comes by way of the cross.
It Is Finished
What did Jesus mean when he said "It is finished"? This readers' theater examines the multiple meanings of that phrase. It would work well in any Good Friday service, but is especially appropriate as part of a service on the Last Words of Christ (see RW 14 and 78 for service ideas on the Last Words). —JB
[As readers' theater begins, a cellist plays "Man of Sorrows" in the background.]
Beneath the Cross
Our worship planning team decided to present the story of Jesus' betrayal, death, and burial from the perspectives of those who were there. We chose six characters from the passion narratives and asked six people from the congregation to tell their stories. They were encouraged to immerse themselves in their character by reading the Scripture passage and by familiarizing themselves with the dramatic reading—even memorizing it, if they chose.
A Strange Community
This service is designed for use on Good Friday, but it would also be appropriate for use throughout the Lenten season. As it stands, the service runs about forty minutes, although it could be lengthened by the addition of extra anthems. We used one reader for the Scripture lessons and different readers for each of the reflections, although it could also be done the other way around. Scripture readings were taken from The Message.
Call to Worship
Songs for Lent and Easter
None of these songs can be called traditional hymns. Three of them are very short—just right for inviting churches (and schools!) to introduce them to children and for repeated use by the congregation during Lent or Eastertide. The other two songs are longer; they're directly tied to Scripture passages scheduled for Year C in the Revised Common Lectionary that begins with Advent 2009.
Crucified--by My Hand
Some time before Lent our pastor, Al Van Dellen, announced the theme of his Lenten messages: "Crucified—by My Hand." The topics were Judas, Nicodemus, Peter, and the Centurion. I immediately thought of the wonderful readings from the drama "We Were There" by Marla Ehlers (see RW 58). We used Ehlers's portrayals of Judas and Peter on the appropriate Sundays, and I wrote readings for Nicodemus and the Centurion, along with a service plan for the Centurion. I'm hoping others may find these useful!
A Love Stronger Than Death
Celebrating Easter with the Song of Songs may seem to be an unlikely pairing at first. But since we proclaim Christ as the consummate lover of the collective church and the individual soul, what could be more natural?
Text Message Worship
In our church, two very different things came together to form the idea of a text message worship experience.
First, my fellow high school youth group leaders and I noticed that we spend a lot of time "policing" cell phone use during youth group events. Kids are constantly texting each other, even when they're sitting just a few feet from each other! Second, we wanted to try making the season of Lent—and particularly Holy Week—more of a focus for our students.
Worship in Calvin's Geneva
This year I have enjoyed participating in events celebrating John Calvin's five hundredth birthday in Pittsburgh, Toronto, Grand Rapids, and Montreat. I've been pleasantly surprised by the keen interest in Calvin's approach to worship. Here are brief answers to some of the most commonly asked questions I've received during these celebrations.
Q What are some of the biggest differences between being a Christian in Geneva in the sixteenth century and being a Christian in North America today?
Sing with the World: Global Songs for Children
Compiled by John L. Bell and Alison Adam. Glasgow: Wild Goose Resource Group, Iona Community, 2008. GIA Publications, Inc., exclusive North American Agent. Spiral song book (G-7339) and CD (CD-771). To order go to www.giamusic.com or call 1-800-442-1358.


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Beijing Guoan was one of the few (if not the only) remaining teams in the Chinese Super League who hadn't been bloodied by Guangzhou Evergrande since the Cantonese side joined the league, last night changed that.
The Beijingers put in a good effort but were roundly defeated by Evergrande due to defensive errors and a red card setback. It didn't have to be that way, Beijing looked the better side from the start and had a great chance when a seeing eye pass from Shao Jiayi found Freddie Kanoute in the box, but Zhang Linpeng was in place to block it.
Any concern that Guangzhou was going to get off to a slow start as has been the case much of this season was ended in the 12th minute when a Rong Hao cross found Sun Xiang, playing in his 100th match, all alone on the left. Sun's curvy volley beat Yang Zhi and put the home side up by one early on.
From there, it was a lot of back and forth play, with Guoan relying on Kanoute and Zhang Xizhe and Evergrande relying on Elkeson. Both sides created some good chances, but both were hampered by the slippery conditions, despite the pre-match rain, Evergrande watered the pitch as well, perhaps worried about Guoan's speed, though it had a clear impact on both sides.
Just before the half hour mark, Elkeson was all alone going in on Yang, who came out to challenge him and the contact led to Evergrande being given a penalty and Yang seeing red. Despite Zhang Xizhe's excellent play up to that point, Guoan manager Stanojevic, perhaps sensing the match was over, took him off and brought on backup keeper Zhang Sipeng. Conca converted the penalty to give Evergrande a 2-0 lead.
The Beijingers continued to fight back, but couldn't produce much, while Guangzhou created chance after chance, though Zhao Xuri's horrible shooting helped keep Guoan in the match. Credit also to Zhang Sipeng, seeing his first CSL action since 2011 (and only his 4th appearance), he performed valiantly keeping Evergrande off the board.
Evergrande added another in the 66th minute, Conca's beautiful pass found Zhang Linpeng and then a Zhang cross picked out a wide open Elkeson for a third goal. Back at his club, Zhang showed the skill that regularly has him coming in for high praise, but wasn't seen during the recent East Asian Cup in Korea.
With a lead now at 16 points (though second place Shandong plays tonight), Guangzhou's third straight title is a certainty, the only question left is will they go through the season undefeated?
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I'm also a season ticket holder at Hengda and I like going to watch games, I'm sure I'll renew next season though. Some of the results can be fairly predictable, but I wouldn't call the football boring, considering some of the dross I used to pay 6 or 7x more to watch each season in England.
The area where I sit in Tianhe is not in one of the fan group areas and at the beginning of the season there weren't many people there. However, as the season went on, more and more people have joined and most seem to arrive 10
minutes late and leave 10 minutes before the end. They spend most of the game eating snacks and taking photos. Evergrande is becoming more and more 'fashionable' to watch in GZ, that's for sure.
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This section of the website lists active breeder members by affixes. While Great Lakes CKCSC does not endorse or recommend specific breeders, we do use this resource to locate breeders who are members in good standing of the Great Lakes CKCSC, Inc. Fellow breeders should refer to other breeders with similar breeding philosophy without degrading others.
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Skinny Zucchini Carrot Muffins
Hello friends!! How are those healthy New Year pledges coming? I have a good-for-you recipe today to help you continue the good work or get back on the wagon. Regardless of how you've done, these skinny zucchini carrot muffins will be great to add to your breakfast rotation.
When it comes to eating healthier, breakfast is my biggest challenge as my mornings are always busy and I don't have time to eat. I always 'plan' on waking up earlier and make myself breakfast but yeah, I would rather sleep that extra 20 minutes so I end up eating toast, quick microwaved oatmeal if I am lucky or smoothies. Although, if I am on top of my game over the weekend, I bake muffins and granola on Sunday. These zucchini carrot muffins were my most recent Sunday prep and I love how much veggies I packed in there.
I've been playing A LOT with my Kitchenaid Spiralizer Attachment for the Stand Mixer to make every kind of vegetable noodles for dinner. To say I love this thing is an understatement and I appreciate how it has forced me to eat more vegetables; remember these sweet potato and apple enchiladas? If you are on the fence about a spiralizer, I urge you to get this attachment for your stand mixer (I don't have much counter space in my kitchen so this worked out great for that!!) and when you do get it, check out the Kitchenaid blog, The Kitchenthusiast, for lots of great recipes using the spiralizer attachment, including these zucchini carrot muffins.
Filled with spiralized zucchini and carrots, whole wheat flour and natural sweeteners, these muffins are hearty and filling. They are on the skinny side on calories and will be a great way to start the day. The recipe is over on Kitchenaid.com today, so go get it and get your breakfasts healthier and in line with your resolutions!
Have a great week!
Zucchini Carrot Muffins
This post is sponsored by KitchenAid. All opinions are 100% mine as usual. Thank you for supporting the occasional sponsored posts that make it possible for me to continue to create quality content!
MAKING THIS RECIPE? Share it with us on Instagram using #aclassictwist so we can see what you are baking up in your kitchen!


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|20 Sep 2016
Need To Schedule a Program Run Under Admin Priviledges
I am confused a bit as to how to make this work.. I need a program and a batch file to run on a schedule but they have to run under admin rights. First of all my account I sign in under is an admin account but just plain scheduling a program under task scheduler gives mixed results since it apparently doesn't start it in Admin Mode.
This entire fiasco is what I need to download EPG program data for my HTPC. The program that downloads the data is called MC2XML and I have a plain jane batch file that renames the product to a .xml extension for use in Media Portal.
I have searched and found an assortment of ideas but for one reason or another they do not get the results I need.
Any help and or suggestions greatly appreciated.
|My System Specs
|20 Sep 2016
Windows 10 Pro x64, Windows 8.1 Pro x64, Windows 7 Ultimate x64 SP1,
I don't know what you have tried since you did not say but what you want can be accomplished with The Task Scheduler. The Scheduler allows running a program at Highest Privileges (which means with administrator privileges).
See this tutorial
Task Scheduler
|My System Specs
|20 Sep 2016
Thanks for the quick reply!! And the tutorial also! Basically what things I have tried have been Task Scheduler or similar.
I tried the Splinter Ware Scheduler version and couldn't get it down like I wanted. The trouble is if these are not ran under Highest Privileges the product output either doesn't populate or it does so somewhere other than the intended location.
I can manually right click and tell it to run under Admin and it'll work fine,so I'm thinking somewhere along the line the level of operation gets altered.
Thanks so much and I'll report back as to how it goes shortly :)
|My System Specs
|Thread Tools
|Similar help and support threads
Problem with the administrative priviledges even though the admin
I am using windows 7 starter. i am the administrator of my PC. I am the only user on my PC. but i do not have the administrative priviledges. i cant even copy anything to C and D drives because i do not have the write privileges.Please help me...... when i right click on computer, and say manage, a...
|General Discussion
How can I schedule a startup task that requires admin privileges?
This is something that has bugged me since installing Windows 7 Ultimate with separate admin and user accounts. As often recommended for security, I normally log on as a standard user. If I truly want to make a system change, update a program, etc., I am happy to get a prompt for an admin...
|General Discussion
Schedule a program to exit on a specific time
Hey guys, can anybody tell me if windows 7 has a built-in feature that allows a program to exit automatically, let's say, every 5pm at night. I know that there's a scheduler to start a program, but not sure if it works to turn off a program? The reason I want to know is that I sometimes...
|General Discussion
System hangs when asking for Admin Priviledges
I have an annoying issue and it only happens about half the time my computer is turned on. When I run a program in "admin mode", the screen goes black and hangs for about 5 seconds, the prompt comes up asking me to approve, I click yes, screen goes black for another 5 seconds then the program...
|General Discussion
Schedule a program to start
Can I set up a schedule using task scheduler to have a disk imaging program start up on a specific day and not start up every day?I only do a disk image on one day for a few hours and having it run all the time uses up memory which is not necessary. Can it be done?
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It's crucial to take your car to an auto repair shop that is experienced with your make and model, as well as your specific problems. Riverside Transmissions, in Waltham, Massachusetts, will listen to your concerns, review your options, and answer any questions you may have. They offer a variety of auto repair services, including transmission repairs and rebuilds, clutch and cylinder repairs and upgrades, transmission fluid changes, drive shaft and drive axle repairs, heavy-duty upgrades, and standard maintenance. They have over 30 years of experience and offer flexible appointments and affordable services. Contact them today to schedule a visit!
Many of us rely on our vehicles to get around every day. When we experience problems with our vehicles, it can induce panic and even fear. When you take your car into a repair shop, asking key questions up front can make a real difference.
Here are seven questions you should ask your mechanic before getting your car repaired.
What Certifications Do You Have?
Going with a qualified transmission shop will help you to avoid further problems later. Ask about certifications and experience. The most common certification you may find is one from the National Institute for Automobile Service Excellence, or ASE. The shop may also hold qualifications from other local or regional organizations. Make sure these certifications are backed up by plenty of experience, though.
Are You Familiar With My Make and Model?
General experience isn't enough – you need someone who knows your car in and out. They should be familiar with your make and model. Don't accept, "Well, I've done (x model), which is pretty similar, so there won't be a problem." Find someone who has worked on your exact car before, preferably more than once.
Are You Familiar With This Specific Problem?
You should also find someone who has experience with the specific concerns you have. If they've never seen it before, but they're "excited for the challenge", move on. You don't want to be the guinea pig. Look for someone who knows exactly what the problem is and can explain it to you in detail.
What Are All My Repair Options?
Some auto repair shops may try to lead you towards one solution or another, despite the fact that your problem may have other solutions that they're leaving out or downplaying. They usually do this because their chosen repair is either more expensive or easier (very busy shops may opt for quicker repairs). This repair may not be necessary, or it may only be a short-term solution. Ask about all repair options and make sure you understand each one, so you can choose the best one.
Can I See My Old Parts?
This may seem like a strange request, but it's an important one. It will protect you from fraudulent mechanics who will charge you for the replacement of a part when there's nothing wrong with it, then return your car to you as "fixed." You don't need to take the parts with you, you just want to see them to make sure a replacement was done. If a repair shop refuses, move on to someone who will gladly fulfill your request.
What Kind of Warranties Do You Offer?
Don't assume you know the warranties you can get for your vehicle and the services you need. Warranties vary from one repair shop to another. Always ask if there are any warranties offered for your vehicle. When you discuss diagnosis and repair with the technician, ask again for warranties for those specific services. These guarantees will give you peace of mind and save you money in the long run. If a shop doesn't offer any warranties, it means they are not very confident in their services and staff, so you should look elsewhere for someone who does.
Do You Charge Extra for Estimates and Diagnosis? How Much?
You don't want to receive a price for repairs that you think is affordable, only to get a surprise when you receive a bill that is much higher. Some transmission shops have separate charges for estimates and diagnosis, and they may not tell you up front. It's up to you to ask. Make sure you know exactly how much these repairs will cost you, and exactly what you're getting for the price.
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There is one critical reason why South Florida's road rage dynasty continues.
Yes, for the third straight year, the AutoVantage Road Rage Survey rated Miami (the entire South Florida area, actually) No. 1. Yes, three years in row, our drivers are more inconsiderate and show more road rage than any other drivers in the nation. We are quickly becoming the New England Patriots of Road Rude. Maybe We Are The Champions should be blared on our highways during rush hour.
And why are we so dominant?
Some folks are blaming Canadian drivers. Some are blaming tourists, the elderly, the young, New Yorkers, South Americans, Central Americans, Australians, the Finns, the Nigerians, you name it.
Do you want to know the real reason we again have the rudest, nastiest drivers in the nation?
You. Yep, the person in the mirror.
Just look at the findings in the survey, and look at the habits that contribute to road rage.
Talking on a cell phone? Guilty, aren't you?
Tailgating? Guilty again. Eating, drinking or putting on make-up while driving. Sure, you've done it. Cutting over without notice (that means directional signals for the technology impaired)? You do it all the time, don't you?
Running red lights? Slamming on brakes? Fess up. You've done 'em all, and probably a lot worse.
Yes, it's embarrassing. Even more embarrassing, notorious traffic pits like Boston, New York, Washington, D.C., Atlanta and Los Angeles are not as filled with road rage or rude drivers as we are, at least according to the survey. By the way, Pittsburgh had the most courteous drivers, in case you were curious.
As for us, we are probably well on our way to a four-peat of the award, unless our stressed-out drivers decide to do one thing about their driving habits.
Look in the mirror.
BOTTOM LINE: Our driving reputation nothing to be proud of.


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Women who want to have families need to get busy a whole lot sooner than they may expect: For the best chance of having a three-child family, a woman should get pregnant by age 23, UK scientists told the Sunday Times of London.
"Everyone thinks you can wait," said Allan Pacey, a professor at Sheffield University. "This shows you can't."


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Food Network Stars Aid 'No Kid Hungry' Cause
WASHINGTON — Food Network will send a truck
around the capital this holiday season, collecting
the following for a food bank: 15,600 diapers,
11,500 cans of beans, 8,600 cans of veggies,
2,900 tins of tuna, 2,200 cans of soup, 1,800
bags of rice and 1,400 jars of peanut butter.
Pictured at a Dec. 6 press conference on
Capitol Hill are (l. to r.): Rep. James McGovern
(D-Mass.), co-chair of the House Hunger Caucus;
Amanda Freitag and Marc Murphy of Food
Network's Chopped; and Laura Goodman, senior
director of corporate partnerships at Share Our
Strength. They were in town to announce the
food drive in the Washington, D.C.-to-Philadelphia
corridor, in association with Whole Foods
Markets and the "No Kid Hungry" initiative, and to raise awareness of childhood hunger.
Chopped has been integrating nutrition themes into the chef competition, including a contest between school
chefs ("lunch ladies") that had the winner — amid tears all around — talking about packing the take-home
meals for kids she knew might not get a weekend meal at home.


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Here is a pizza recipie without flour. Gluten-free, low in carbs and delicious.
- 400 g of thuna in own juice
- 4 eggs
Tomato layer
- 1 small can of tomatoes in small pieces
- pepper
- salt
- oregano
Middle Layer
- Your choice !
Cheese layer
- 150g of grated cheese
How you bake the pizza
- Drain the thuna, add the 4 eggs and mix it.
- Put the crust onto baking parchment and put it into the oven at 180°C for 15 minutes.
- Take the crust out of the oven
- Add tomatoes, salt, pepper & oregano
- Add all your own ingredients - you know best what you want on the pizza!
- Add all of the cheese !
- Put the pizza back into the oven for around 20 minutes. I guess you know exactly how the cheese layer has to look !
- Enjoy!!


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Santa Maria, TX
Add an Event
Best Events Near You in Santa Maria, Texas
The Spazmatics- The Ultimate New Wave 80's Show
Saturday, Apr 18, 2020 at 7:30pm
Pharr Events Center
Pharr, TX
Read More »
Search in a different zip code / city:
Add an Organization
Best Places To Go Near You
Brownsville Sports Park
1000 Sports Park Boulevard
Brownsville, TX
The City of Brownsville Parks and Recreation offers everyone, both our young athletes and the young at heart athletes of both genders an opportunit...
Read More »
Buena Vista Skate Park
West Sprague Street and South Jackson Road
Edinburg, TX
Read More »
Edinburg Scenic Wetlands
714 Raul Longoria Road
Edinburg, TX
Our Story In March of 2003, the Edinburg Scenic Wetlands and World Birding Center was the first of nine World Birding Centers to open. The center...
Read More »
Santa Maria Top Searches
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Flamingo Bowl
3301 N 23rd Street
McAllen, TX
Flamingo Bowl offer 40 modern tenpin bowling lanes, 14 full sized pool tables, and a well stocked family arcade. Kids can use gutter guards, ramps ...
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Gladys Porter Zoo
500 Ringgold Street
Brownsville, TX
Mission The Gladys Porter Zoo is a visitor-oriented zoological and botanical park, dedicated to the preservation of nature through education, cons...
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Harlon Block Sports Complex
1020 West 18th Street
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International Museum of Art And Science
1900 Nolana
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Mission:The mission of the International Museum of Art & Science (IMAS) is to promote a deeper appreciation for the arts and sciences through i...
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La Feria Skatepark
501 North Canal Street
La Feria, TX
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Los Fresnos Skatepark
Ocean Boulevard and Nogal Street
Los Fresnos, TX
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McAllen Municipal Park
1921 North Bicentennial Boulevard
McAllen, TX
A large park that plays host to many City events. The sports enthusiast will enjoy the Stutzenbecker Baseball Fields, soccer fields, and Municipal ...
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Museum of South Texas History
200 North Closner Boulevard
Edinburg, TX
About the Museum Preserving and presenting the borderland heritage of South Texas and Northeastern Mexico Prehistoric plants and animal fossils, na...
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National Butterfly Center
3333 Butterfly Park Drive
Mission, TX
The History of the National Butterfly Center How We Began The National Butterfly Center is a project of the North American Butterfly Association ...
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Quinta Mazatlan
600 Sunset Drive
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Our Mission: The urban sanctuary works to enrich people's lives by sharing knowledge about birds, plants, and environmental stewardship in South T...
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San Juan Skatepark
700 South Kansas Avenue
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Santa Ana National Wildlife Refuge
3325 Green Jay Road
Alamo, TX
About Us:Established in 1943 for the protection of migratory birds, Santa Ana National Wildlife Refuge happens to be positioned along an east-west ...
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South Padre Island Dolphin Research and Sea Life Nature Center
110 North Garcia Street
Port Isabel, TX
Our Mission Statement: To educate the public regarding the bottlenose dolphins native to the Gulf of Mexico and South Padre Island in addition to ...
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South Padre Island Nature and Birding Center
6801 Padre Boulevard
South Padre Island, TX
At the southern tip of the world's longest barrier island, South Padre Island Birding & Nature Center is a spectacular introduction to a ...
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The Black Dragon pirate ship
#1 South Padre Blvd.
South Padre Island, TX
The Black Dragon is a modern day replica of a 17th century galleon. Below the water line, she's a modern sea-worthy vessel with the latest ma...
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The Zone Action Park
2600 West Expressway 83
McAllen, TX
Go karts, Bumper boats, Two Mini-golf courses, Batting Cages, Video & Arcade Games, Snackbar, Birthday Parties, and Corporate Events!
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Valley Nature Center
301 South Border Avenue
Weslaco, TX
Mission Statement: To increase knowledge and understanding of the South Texas flora and fauna. Take a walk on the wild side of Weslaco, through ...
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Sold out
FOUND Gallery Ann Arbor
Bird Watcher Necklace - Mini Binoculars
$ 26.00
Lovely Design!
A playful handmade necklace featuring a pair of tiny binoculars accented with a small gold-toned sparrow! These pieces hang from an elegant long 27" antiqued bronze chain.
- binoculars are 1" x 1", tiny bird is approx 8mm
- 27" antiqued bronze chain
- assembled in California


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Tricks You Cannot Ignore When Deciding The Best Windshield Repair And Replacement Service Provider In Utah
No expertise is required to know that the windshield of your automobile will destruct in case of an accident. It is possible that you can make some repairs to the windshield or it may damage to the extent that requires replacement. It is necessary that you find the most appropriate windshield replacement or repair professional in your area so that you can rest ascertained the work will be done in the right way. There are chances that you will have some difficulties when it comes to identifying the most excellent windshield repair and replacement company from among the many available in the market. Content of this paper will cover the information to assist you when picking the most appropriate windshield repair and replacement firm in Utah.
It is needed it comes to your attention that your car can be lost or destructed when the windshield repair or replacement work is in progress. It means that you cannot afford not to wish to know whether the windshield repair and replacement service provider has protection against the risks facing your vehicle when it is in their premise. If you want to rest assured that you will not suffer losses in case of anything, it is wise that you look at the cover documents.
It can be wrong to overlook the guarantees you are getting from the firm before you can choose them for the task. Confirm that you will work with the windshield replacement and repair company that is ready to redo the job in case you are not okay with it. There is a need that you verify that the assurance is written so that you can rest assured that you will not have challenges in case of anything.
It can be unwise to ignore the comments the clients are making about the said firm when you are choosing them for the crucial assignment. It is wise that you make the bold step to contact some of the customers who will tell you about the standard of the services they received. It is needed that you attest to it that you will pick the firm whose clients have confirmed they were happy with their services.
It is apparent that you will need to utilize your car after a particular period. It implies that when picking the windshield repair and replacement service provider, you should attest to it that they can perform the job within the period that you want. Verify that you wish to know from the firm the amount of time they will take to conclude the vital assignment before you decide to work with them.
Looking On The Bright Side of Auto


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Gaining weight
There are many people who actually want to put on weight, not lose it. These people are usually those that are very thin because their metabolisms work very quickly and they are therefore unable to gain weight. Other people who want to gain weight are those people that are interested in bodybuilding, because they need to gain weight in order to turn it into muscle.
The secret to successful weight gain is to choose calorie dense foods to eat.
Calorie dense foods
These kinds of foods are usually high in far and sugar do to the fact that all protein and carbohydrates have four calories per gram, while fats have nine per gram.
Common calorie dense foods are things such as meats, candy bars, rice crackers, cookies, potato chips, fried food, soda drinks, beer, and ice cream. They are high calorie foods because they contain a lot of sugar and fat usually.
However, there are ways to intake a lot more calories while eating healthy at the same time.
Consuming calories should not be the only important thing, they need to be consumed while looking at the nutritional value of the foods.
Fibrous carbohydrates and vegetables like lettuce, cucumber and broccoli are very low in calories, because they are high in fiber, and therefore, the body does not do a good job of absorbing the caloric content.
These types of vegetables also have a high water content.
However, there are some healthy fresh foods that are high in calories. Simple carbohydrates are the best ones. Fruit juice is a good thing to drink, and it is even better than eating fruit, because it is more concentrated in juice form and it contains less fiber that way.
While an orange will give a person about 60 calories, orange juice will provide a person with about 160.
Complex carbohydrates also should be consumed. These include whole grains, pasta, cereals, beans, potatoes and rice, because they are rich in calories, but also not bad for a person's health.
A regular serving of pasta will contain close to 100 calories, making it a great food for people who are interested in gaining weight.
Also, in very small amounts, unsaturated "healthy" fats are good for the healthy and will help with weight gain. One tablespoon of flaxseed oil and two tablespoons of peanut butter will add 500 calories to the diet.
Protein supplements are also good for gaining weight in a healthy manner, because it is often hard to eat enough protein in everyday meals through food. Weight gain supplements like soy or whey protein shakes are great for people who want to add more calories to their diets. It is important to make sure that the shakes are a good mixture of proteins and carbs and that they also do not contain too much sugar.


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Audi RS4 Declared 2007 World Performance Car
At a press conference presented by the MIDWAY GROUP and hosted by the New York International Auto Show at the Jacob Javitz Centre in Manhattan, New York, the Audi RS4 was declared the 2007 World Performance Car.
The Audi RS4 was chosen from an initial entry list of seventeen (17) contenders nominated by World Car jurors from 22 countries throughout the world.
While the winner of the overall World Car of the Year award must excel in a broad range of attributes, there is a segment of the car-buying public for whom performance - in its broadest sense - overrides all other priorities. Vehicles appealing to that clientele may be too narrowly focused to appeal to the masses, but it is an important element in the overall automotive mix. It is for that reason that we created the World Performance Car award in 2005.
Candidates for the World Performance Car award must demonstrate a specific and overt Sports/Performance orientation. They must also satisfy the same availability criteria as for the overall award and may be chosen from that list of eligible vehicles.
Additional entrants may include newly introduced variants that satisfy the same criteria, but are derived from existing rather than brand-new models. In all cases, they must have a minimum annual production rate of 1000 vehicles.
The jurors voted in January 2007 in order to establish a top ten shortlist. The 2007 World Performance Car was chosen from those finalists as tabulated by the international accounting firm KPMG.
WCOTY's jurors loved the RS4, which is the virtual definition of a sports sedan. With its quattro all-wheel-drive system it puts its 420 high-tech horsepower to the ground with confidence, and it can be tossed around an obstacle course with abandon. The Audi build quality is beyond reproach and for all its high-performance capability, the RS4 can be absolutely docile when that is what is called for, making it a true dual-purpose car, suitable for everyday family use as well as track days. The very best part, however, is the wonderful roar it emits when you put your right foot down.
The top three contenders for the third annual World Performance Car in addition to the Audi RS4 were the BMW 335i and the Porsche 911 Turbo.
"We are honoured to receive the World Performance Car of the Year award for the Audi RS 4," said Johan De Nysschen, Executive Vice President of Audi of America, on accepting the award. "Over the past few years, Audi has emerged as a serious sports car brand and RS models have played an important role in this development. So we are delighted that the World Car of the Year jurors view the RS 4 as the very definition of a sports sedan."


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Here is a little update on both Haley & Rachel:
Haley - Haley is now talking!!! She is saying dog, outside, eat, more, ball and NO. I know she is saying a couple of other words, but I can't remember which ones as I am typing this. We are so proud of her. Haley gets speech therapy 2 times a week as well as occupational therapy. Haley is still working on potty training, which will continue to be a long road but I have faith that she will learn/understand how to use the potty correctly. It just takes a lot of time for my girls. Haley loves her hearing aids and wears them well. Haley loves dogs, but we don't plan to get one anytime soon. Haley has been recently diagnosed with generalized anxiety disorder. She get anxious if her schedule gets changed or we go somewhere she is not familiar. Also noises (vacuum, mower, etc) make her anxious. She is blind and hard of hearing so that makes things worse for her. She is typically a happy loving sweet girl. She loves to be held, give hugs and gets concerned when her baby brother cries. She is almost 8 years old and still wears 5T clothing. She is our petite sweetie.
|Haley 1st day and last day of school comparison
Rachel - Rachel continues to be our challenging girl!!! She is a sweet girl, but oh so stubborn and persistent. Rachel is still not talking despite having the cochlear implant. We think that Rachel does in fact have autism. Though she loves to be around people and loves to get into peoples stuff. Rachel doesn't have any boundaries which is a challenge when we are around others. Rachel is working on potty training as well, but she is fighting against it. So not sure when she will get it, but we continue to work on it with her. Rachel gets occupational therapy and physical therapy 2 times a week. Rachel wears AFO braces to help her walk better. She can walk without them, but she does tend to fall easily. She has right sided weakness. Rachel still relies on her g-tube for all her nutrition as she still won't swallow food. She loves to taste and chew food, but she continues to spit it out. I have NOT been able to find a therapist to help her learn to swallow food. I am loosing hope that she will ever eat normally. The therapist we have had just have not been able to help her. She has had the g-tube for so long now. Rachel has a hard time sleeping. She gets up at least once in the night. We have to give her medicine to help her sleep. Rachel is also on a behavior medicine to help control her behaviors. She tends to have outbursts and fits easily. Rachel is very challenging but she can be sweet and loving. She likes to play with her baby doll. She likes to play with my hair and put it into ponytails. She is a daddy's girl and she loves to snuggle with him. Rachel is an average sized almost 8 year old. She is skinny though.
|Rachel 1st and last day of school comparison
Both Rachel and Haley are going to summer school this summer. They love school and the routine of school helps them in so many ways. The first day of 3rd grade will be on August 28th!
Rachel and Haley will turn 8 years old on August 4th!!!