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Since experiencing a 52 week high on June 12, 2015 the Shanghai Composite index has been in an unparalleled free fall. The Shanghai stock market is mainland China's most frequently exchanged market has lost 30% of its value. Meanwhile, the ChiNext Index has lost 42% of its value over the past 21 days.
The unprecedented high was believed to have been caused by a huge number of investors and trader who bought Chinese shares over the past year leading to a 150% increase. Such dramatic results have not been since since 1992 when a similar scenario led to the Chinese government implementing more stringent exchange regulations.
Over the course of the last week, The Bank of China has reduced short-term interest rates, while regulators have reduced margin requirements and put pressure on short term sellers. Government authorities and "private" Chinese brokerages are believed to be in the process of implementing even more dramatic measures to stop the downfall. For example, China has put a stop to new shares, causing dozens of companies to abandon their IPO dreams. The Chinese government fears that should the market continue to fall, investors will not only lose hope in the market, but also lose confidence in the government itself.
Meanwhile, China Vanke Co Ltd, the country's most wealthy investor is in the works of repurchasing up to 10 billion yuan ($1.6 billion USD) worth of domestically traded shares in the hopes of protecting investor interests.
So what led to this perilous situation? Over the past year, Chinese stocks have more than doubled in value. This is in spite of what has been defined as a cooling economy and weaker than ever corporate earnings. In mid June when the market began to decline, the China Securities Regulatory Commission tried to pass off the events as a a "healthy correction," in light of the unprecedented all time highs.
Attempts by the government and financial institutions to calm fears by reducing the interest rate at the end of June did little to achieve its goal. In addition to China Vanke Co Ltd who promises to put 10 billion yuan towards purchasing stocks, another 94 fund companies have also promised to do the same this week.
Many are asking why the Shanghai markets were allowed to reach such a state. It is believed that the underlying cause of the crash are the millions of everyday Chinese citizens who put borrowed money into shares, causing the shares to increase to unsustainable levels. Then, as prices began to decrease, investors felt inclined to sell in order to pay back borrowed money.
Analysts are keeping a close eye on the Chinese stock market going forward into this volatile time.


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Resolving employee absenteeism
9 November 2017
Absenteeism costs over $2 billion to the US economy alone each year, with the cost per employee ranging from $16 to $286 per day.1
Absenteeism is an employee's intentional or habitual absence from work. While it's normal for employees to miss a number of days of work per year, being absent too often can mean decreased productivity and extra costs.
In this article we explain what causes absenteeism and what the implications are for a company. We also offer tips on how to reduce absenteeism in the workplace.
The causes
Many factors can contribute to absenteeism, but the main causes are:
- Bullying: If an employee is bullied or harassed at work they are more likely to be absent in order to avoid the situation
- Stress and depression: Stressful work environments, heavy workloads, depression, and mental illness account for the most work days lost in the UK, over 70 million per year,3 and higher absenteeism than back pain in Canada.4
- Childcare and eldercare: In the case of an emergency (a child or elder gets sick), or if plans happen to change unpredictably (a caregiver isn't available, or a snow day at school), employees might be forced to miss work.
- Illness and injury: Illness, injuries, and medical appointments are some of the most common reasons stated by employees for missing work.
Absenteeism has a high price tag, representing the combined cost of wages paid to absent employees, finding replacement workers, administrative costs of managing absenteeism, reduced productivity, and reduced quality in goods and services.5 To put it in numbers, the total cost of absenteeism across multiple professional disciplines accounts for about 2.5% of Europe's GDP.5
Absenteeism is a difficult problem to tackle. However, employers have found that putting an emphasis on employee wellbeing seems to produce positive results. Making the move toward mandatory sick leave is a good example of this. While it might seem counter-intuitive, this allows employees to recover sooner therefore stopping the spread of communicable diseases and resulting in less absenteeism in the long run.6,7
Another solution is having a flexible work environment. A Swedish study introduced "adjustment latitude", which allows employees to adjust their work according to their illness so as to maintain a sufficient capacity to work while maintaining a level of productivity. Having this option resulted in fewer cases of absenteeism.5
Company childcare can also be very effective in saving lost work days, as last minute changes can happen to school or childcare arrangements.8
Ultimately, employees want to feel safe and cared for by their company, which is why employee assistance and employee wellbeing programmes seem to be more effective. Examples are offering health risk assessments (HRAs), counselling for mental health issues, and health programmes such as weight management and smoking cessation.9,10 This helps boost employee morale, which in turn increases commitment to the company, and consequently increases productivity.9,10
1. Mental Health Foundation. Managing mental health in the workplace. https://www.mentalhealth.org.uk/sites/default/files/CR00233_Ebook_dualbr.... Accessed 13 September 2017.
2. Kocakulah MC, Kelley AG, Mitchell KM, Ruggieri MP. Absenteeism problems and costs: causes, effects and cures. The International Business & Economics Research Journal (Online). 2016 Feb 22;15(3):89. https://www.cluteinstitute.com/ojs/index.php/IBER/article/viewFile/9673/.... Accessed 15 September 2017.
3. Witters, D. Gallup. In U.S., Poor Health Tied to Big Losses for All Job Types. http://www.gallup.com/poll/162344/poor-health-tied-big-losses-job-types..... 2013. Accessed 13 September 2017.
4. Shepell•fgi Research Group. Employee Engagement & Health: An EAP's Role & Perspective. https://www.shepell.com/en-ca/knowledgeandmedia/news/research%20report/p.... Accessed 18 September 2017.
5. EurWORK. Absence from work. https://www.eurofound.europa.eu/observatories/eurwork/comparative-inform.... 2010. Accessed 13 September 2017.
6. Asay GRB, Roy K, Lang JE, Payne RL, Howard DH. Absenteeism and Employer Costs Associated With Chronic Diseases and Health Risk Factors in the US Workforce. Prev Chronic Dis 2016;13:150503. DOI: http://dx.doi.org/10.5888/pcd13.150503. Accessed 18 September 2017.
7. Whittall, M. EurWORK. Flexible working environment can reduce absenteeism. https://www.eurofound.europa.eu/observatories/eurwork/articles/working-c.... 2007. Accessed 13 September 2017.
8. Brown D. CIBC day care saves 2,500 absence days. Canadian HR Reporter. 2003;16:1.
9. Truman, D. Ohio companies try to encourage employees not to take sick days. Knight Ridder Tribune Business News. 2003. https://www.highbeam.com/doc/1G1-110274691.html. Accessed 18 September 2017.
10. Berry LL, Mirabito AM, Baun WB. What's the Hard Return on Employee Wellness Programs?. Harvard Business Review. 2010. https://hbr.org/2010/12/whats-the-hard-return-on-employee-wellness-programs. Accessed 18 September 2017.


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Filial ingratitude is a dominant theme in King Lear. It is a universal theme in the sense that it is common to find many sons and daughters who show much ingratitude and cruelty towards their parents. In the play, there are two fathers (Lear and Gloucester) who suffer because of favoring certain kids to others. Their tragedy is caused by those whom they have already favored and preferred. The play gives us incidents which connect one father (King Lear) with his two ungrateful daughters (Goneril and Regan) on one hand, and another father (the Earl of Gloucester) with his son (Edmund).
Those two lines of relationships display the issue of ingratitude on a very deep and comprehensive level. What made this play a tragedy was the evil children's "filial ingratitude," for the "blindness" of Lear and the Earl was so great that only through suffering from the "monster ingratitude" of Goneril, Regan, and Edmund did they learn to distinguish the good children from the evil ones.
It was "filial ingratitude" which opened Lear's eyes to the "painful truth": he had disinherited his good daughter and had given power to his evil daughters.
Lear expresses his great shock addressing ingratitude as an enemy that has occupied the heart of his daughter. He says: "Ingratitude, though marble-hearted fiend, More hidcous when thou showe'st thee in a child Than the sea-monster! " The traditional values that make the parent-child relationship natural and wholesome are distorted and destroyed in this play. The order and harmony that usually characterize a stable family are disrupted by the evil designs of the greedy Edmund, Goneril, and Regan. Lear and Gloucester are both trusting fathers.
They foolishly believe the words of their evil children and banish the offspring that truly love them. As a result of their lack of judgement, both fathers are made poor by their unthankful children. The filial greed and ingratitude shown by Edmund, Regan, and Goneril bring immense suffering to all. The play begins by an unusual incident. King Lear wants to divide his kingdom among his three daughters because he has become too old to rule. Therefore, he asks each one to express her love to him. The first two daughters (Goneril and Regan) choose very passionate and poetic terms to flatter their father which reflect how hypocritic they are.
Goneril says: "Sir. I love you more than words can wield the matter; Dearer than eyesight, space, and liberty; Beyond what can be valued, rich or rare; No less than life, with grace, health, beauty, honour. " The most horrible moment occurs when it is Cordelia's turn to speak. Lear is shocked when Cordelia has not said what he expects from her as his most beloved and dearest child. She says that she loves him as any dutiful daughter should love her father: "…I love your majesty According to my bond; nor more nor less… You have begot me, bred me; I Return those duties back as are right fit Obey you, love you, and most honor you.
" She is very realistic in her expression which indirectly expose the exaggeration and hypocrisy displayed by her sisters. But her father is too emotional and rash to get her point; he misunderstands her considering her ungrateful and cruel, and consequenly, punishes her. The first sign of ingratitude is displayed immediately after the two sisters receive their share in the same session. Goneril and Regan have a private conversation in which they reveal their real identities. They begin to conspire against their father whom they regard as very rash and emotional. They plan to treat him in the way that they think he deserves.
Goneril comments on her father state saying: "You see how full of changes his age is; The observation we have made of it hath not been little: He always loved our sister most; And with what poor judgment he hath now cast her off. " The development of the action in the play shows that the two daughters prove to be ungrateful and Villain. The reality of Goneril is revealed to Lear when he visits her. She does not want him to behave as a king anymore because she thinks that if he still has his title (as a king) and the royal accompaniment (represented in the one hundred knights), he will remain the real king the eyes of the public.
In this way, she with her husband will do their dirty work without much recognition. She wants to dismiss 50 knights and give orders to her steward to ignore her father and treat him badly: "Put on what weary negligence you please, You and your fellows. I'd have it come to question. If he dislike it, let him to our sister, Whose mind and mine, I know, in that are one, Not to be overruled. Idle old man, That still would manage those authorities That he hath given away! " These words reflect how bad and ungrateful this daughter is. She insults her father calling him an 'idle old man' who still wants to enjoy his lost glory.
It seems that she accuses him of being fool when he willingly gives up his power. In addition, they indicate the two sisters' conspiracy against their father; Goneril is sure that when her father goes to Regan, she will treat him badly. Lear is hurt by his evil daughters' ingratitude, which is made obvious by their great disrespect and intolerance toward him. Goneril's meanness towards him prompts him to say, "How sharper than a serpent's tooth it is/To have a thankless child! " Leaving Goneril's home in anger, Lear exclaimed, "Monster ingratitude! "
Therefore, he heads to Regan expecting her to take his side and criticize her sister. Unfortunately, the sign of ingratitude shown by the second daughter is worse than that shown by the first one; Lear is badly received by his daughter, Regan, who apologizes for not meeting him, claiming that she has been tired. He becomes angry and says: "Deny to speak with me? They are sick?… Mere fetches. Fetch me a better answer. " Lear becomes furious as a result of this strange attitude of his daughter. He cannot believe what happens to him, and therefore, he asks the elements of nature to avenge his humiliation:
"We are not ourselves when nature, being oppress'd, commands the mind. To suffer with the body. I'll forbear. " He will "forbear" because he can no longer restore what he has lost as a result of his rashness and injustice. Regan is crueler than her sister. In addition to sharing her sister in treating her father badly, she dismisses him from the palace making him face the outside storm alone. Devoid of love for him, the two sisters show that they are ungrateful, insulting, and threatening to the father who gave them both land and power. It is not proper on all scales of morality to dismiss a father in such bad whether.
Therefore, Lear speaks to Kent expressing the internal storm which goes inside him. He states that Goneril's and Regan's villain actions leads him to madness: " The body's delicate: the tempest in my mind Doth from my senses take all feeling else Save what beats there. Filial ingratitude! Is it not as this mouth should tear this hand For lifting food to't? But I will punish home: No, I will weep no more. In such a night To shut me out! Pour on; I will endure. " In such a night as this! O Regan, Goneril! Your old kind father, whose frank heart gave all,–
O, that way madness lies; let me shun that; No more of that. Following the other line of ingratitude (Edmund's ingratitude towards his father), we find that Gloucester does not choose to abdicate his role, as Lear has already done. Therefore, his ruthless son Edmund schemes and plots against him to replace Edger (Gloucester's legitimate son) as heir, and then seek an opportunity to depose his father. Edmund plans to make his father read a letter that contains a conspiracy against him by Edger. When he speaks to himself, we realize that he is, not only ungrateful son, but also a real devil.
He displays his hatred of both his father and brother saying: "I do serve you in this business. A credulous father, and a brother noble, Whose nature is so far from doing harms, That he suspects none; on his foolish honesty My practices ride easily! I see the business. Let me, if not by birth, have hands by wit: All with me's meet that I can fashion fit. " His vicious scheme succeeds and Gloucester rejects his son, Edger. Then, Edmund humiliates his father by revealing his sympathy with Lear to his daughters and a secret letter which his father has received regarding the landing of French forces.
These incidents lead Gloucester to blind himself saying: "O you mighty gods! This world I do renounce, and in your sights Shake patiently my great affliction of. " Gloucester's life is saved by his son, Edgar, whom he has already deserted. This action is completely contrary to the villain actions and vicious schemes made by Edmund who is regarded as the "fiend". In a moment of enlightenment, Gloucester, after becoming blind, that Edmund has deceived him and that his ingratitude has been so intense. He discovers that his son has sacrificed him in return of some worldly benefits.
It is quite clear that Edmund ingratitude is motivated by achieving his personal interests and his wicked nature. In the same way, Lear reaches the same stage of enlightenment when he is provided with care and concern by Cordelia, the daughter whom he has already deserted. She comes to him to mend and cure him. She wants to be a relief that my wipe her sisters' ingratitude. When she sees him in his miserable state, she says: "O my dear father! Restoration hang Thy medicine on my lips; and let this kiss Repair those violent harms that my two sisters.
Have in thy reverence made! " Now he is able to realize the sharp contrast between Cordelia, as a dutiful daughter, and her two ingrateful sisters. At the end he says some very passionate words to Cordelia indicating that she is the only one with whom he feels happy and satisfied even in prison. He asks her to forgive him for his injustice towards her: "…Come, let's away to prison We two alone will sing like birds i' the cage. When thou dost ask me blessing, I'll kneel down, And ask of thee forgiveness. So, we'll live, And pray, and sing, and tell old tales and laugh.
Cite this page
Filial ingratitude in King Lear!. (2016, Sep 20). Retrieved from https://studymoose.com/filial-ingratitude-in-king-lear-essay


text: I have a number of scanners deployed in my environment and I would like to run a report that will show me all configurations that have been applied to each scanner. In particular, it would be helpful if the report was able to provide the VLAN details so that I can match this up with network information. This will be used to ensure that I have full coverage of all VLANS in the environment. Does anyone have any ideas on how to produce this report? Thanks in advance


text: Graduating College in May '14 with a Degree in business admin. concentration sports management w/ a minor in psychology. Love the action sports industry and looking go start a career in it, have been around skiing and skating my whole life and worked for Vans for 3 years and Nordstrom for 3.


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Personal Leadership Quotes To Inspire You
Personal Leadership Quotes To Inspire You
Request a 20 minute discovery call with one of our experts.
8 Personal Leadership Quotes to Inspire You
Looking for some inspirational words to assist you in becoming a better leader? Here are some of our favourite motivational leadership quotes that will help:
1. "A leader is one who knows the way, goes the way and shows the way." — John C. Maxwell
This quote explains clearly what leadership is all about. We know that it's imperative for followers to know where their leader is taking them. People are always seeking answers to their questions. By receiving inspiration from their leader, they gain more confidence that they are following a person who knows the way and understands the true meaning of effective leadership.
Talk To Us Now
Get in touch with us to request a 20 minute discovery call with one of our experts or book on the Personal Leadership Programme - for individual or group bookings or for more information about our integrated approach.
2. "Leadership is practiced not so much in words as in attitude and in action." — Harold S. Geneen
This is an excellent example of leaders leading by example and practicing what they preach. People are inspired and motivated when a leader is actively implementing the principles they espouse to, and expect of, others. Only then can a team be convinced and seek to emulate their leaders.
3. "A good leader takes a little more than his share of the blame, a little less of his share of the credit." — Arnold H. Glasow
Having good leadership development is not the determining factor that an individual is a good leader. They must also possess the right attitude and mindset. Effective leadership involves showing great humility, which is a trait little often found. An outstanding leader is one who is ready and willing to take responsibility when things go wrong, as well as accredit success to other people when it is due.
4. "Leadership is not about the next election, it's about the next generation." — Simon Sinek
Quite frankly, any election, whether in politics or in business, should be aimed at the betterment of the next generation. This political quote brings to mind one of Margaret Thatcher's many utterances: "A young person who has not acquired a house of his/her own before the age of 21 is a failure."
Although her words were quite harsh, they did, in fact, inspire many young people. Her words challenged and motivated many to own their own properties and be more in control of their future. Similarly, your leadership style should seek to motivate, challenge and inspire others to succeed and, ultimately, become better individuals.
5. "Leadership and learning are indispensable to each other." — John F. Kennedy
This is an inspiring quote from a leader who had the humility to accept that leadership is about learning, rather than giving people the false impression that they know it all. In reality, leaders learn from other people just as much as others learn from them.
Understandably, leaders are expected to prove themselves by being courageous and fearless. This has too often been seen in history during times of serious decision-making, such as in leading a country to war. These leaders learn from their failures and are in equal measures admired and respected when they admit their flaws as a human being.
6. "Leadership is unlocking people's potential to become better." — Bill Bradley
We love this quote as it shows one of the key benefits of effective leadership. Being a leader is not just about improving yourself, it's about inspiring and motivating others. Sometimes people do not realise what they are capable of until they find themselves in a situation that requires them to become stronger. By recognising this, you have an incredible opportunity to contribute to another person's growth in a major way.
7. "Leadership is about having a compelling vision, a comprehensive plan, relentless implementations and talented people working together." — Alan Mulally
One of the most important responsibilities of a leader is to visualise and create comprehensive plans. However, it takes a group of talented staff members to successfully implement them. A leader is nothing without his or her team and, generally, team members will seek inspiration from their leaders. By adopting a culture of teamwork, you improve morale and benefit from a team that is excited to perform, and, at that, perform well.
8. "The art of communication is the language of leadership." — James Humes
Arguably the most important characteristic of a good leader is their ability to communicate effectively and listen attentively. Again, it is the responsibility of leaders to deliver information to their staff and clearly communicate their vision, strategy and the goals to be achieved. Words have great power — they can motivate others to do the unthinkable and achieve the seemingly unachievable.
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Experience the benefits of The Living Leader's leadership development programmes. We offer a range of programmes to suit you and your business, including our Personal Leadership Programme, Personal Leadership Masterclass and our Online Leadership Programme, all designed to enhance leadership skills for a more effective output from your organisation.
To book on any of the above leadership development programmes, get in touch with us via our booking form, where you can also request a workbook with full details of our course programmes.
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Comfort Food
Homemade Meat Loaf
The ultimate comfort food made with choice ground beef and garden vegetables, fresh country eggs and a blend of seasonings. We slice it thick and serve it with our made from scratch brown gravy
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Duke Energy said late last week that the company donated over $1.7 million to S.C.-based nonprofit organizations throughout 2015.
The company's philanthropic efforts focused on technical college programs; science, technology, engineering and mathematics (STEM) programs for schools in the state; health and safety service with the American Red Cross; and environmental education in South Carolina public schools.
Groups that received support from Duke Energy include the Children's Museum of the Upstate, Greenwood Community Theater, the Felician Center the Governor's School for Math and Science and Keep Oconee Beautiful, among others.
"Duke Energy's support has provided opportunities for children in our learning center to visit state parks, participate in educational nature programs, perform science experiments and even enjoy dance classes for cultural enrichment," the Felician Center's director, Sister Suzanne Dziedzic, said. "Without this support, these children would not have access to these valuable educational opportunities."
The company said approximately $25 million is granted to communities throughout its six-state service area annually through its foundation. The company also said Duke Energy's South Carolina employees provided approximately 900 hours of community service last year.
"We look forward to continuing our legacy of providing community support through charitable giving and employee volunteerism in 2016 and beyond," Clark Gillespy, Duke's South Carolina president, said.


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The Margaret Sanger Papers Project encourages students working on National History Day to consider projects based on Margaret Sanger and the birth control movement. To that end we have mounted brief topic guides.
We do ask that you begin your research using the resources on this web site and secondary readings before contacting the Project with any follow-up research.
Due to the number of students involved in National History Day, Sanger Project staff cannot participate in student projects as interview subjects except in extraordinary circumstances.
Many students working on Sanger-related topics have won NHD competitions using the resources gathered by the Sanger Project. If you have won a National History Day competition using Sanger documents, please let us know by e-mailing firstname.lastname@example.com.


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Click Here to download this details in PDF
Beam House and Pretanning Auxiliaries
(Soaking Agent)
POPLIX BW accelerates the soaking and liming process of both salted and dried raw hides and skins and provides adequate protection against bacterial damage which may occur during soaking
Appearance : Colourless and odourless low-viscosity liquid.
Chemical Nature : Combination of an organic sulphur compound,
wetting agent and a bactericide.
pH (1:10) : 9.5-11.0
Charge : Anionic
Stability : Stable to acids, alkalis and salts under usual
tannery conditions.
Solubility : Miscible with water in all proportions
Accelerates the soaking process by its good wetting properties.
Prevents from bacteria growth even in prolonged soaking process.
The effect of soaking enzymes is not affected.
It exerts a particularly active effect on soluble proteins, blood and grease residues.
Salted raw hides and skins are presoaked to remove the dirt and then depending on the both length and the soaking time, they are soaked in a fresh both containing 0.3-0.7% POPLIX BW and about 0.3-0.5% Soda Ash calculated on the salted weight. The temperature of the both depends on the soaking time and should generally be maintained at 25-30şC
Salt Cured Hides
In pre-soaking ———- 0.2-0.3%
InMainsoaking ———– 0.2-0.4%
Dried Hides
In pre-soaking ———- 0.3-0.5%
InMainsoaking ———– 0.4-0.7%
POPLIX BW has a shelf life upto one year at temperatures between 10şC -40şC. At temperatures below 10şC parts of the product can crystallise. By heating upto room temperature and agitation the crystals dissolve again.


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Welcome to Quigleys Landscaping Brentwood Tn Landscaping
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Common Uses: Cinnamon is believed to have the following properties: as a stimulant, as an antiseptic (as with cinnamon bark), as an antibiotic, as an astringent, as a carminative, as an emmenagogue, and as a natural insecticide and antispasmodic.
Consistency: Thin to Medium
Note: Middle
Strength of Aroma: Medium
Blends well with: Cinnamon Leaf blends well with any oil from the citrus family, other spice oils (particularly clove), as well as Lavender, Rosemary and Thyme.
Aromatic Scent:Cinnamon oil has a spicy, warm, clove - like smell.


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A classic male titanium frame. Around the eye-rim there's a milled step highlighting the shape and allowing interesting color combinations. The temple is made from beta-titanium giving the frame a flexible and comfortable fit. On the temple there is a matching step adding more color and detail to the frame.
Shape rectangular


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I am honored to represent the residents of the 48th Legislative District in Olympia. I look forward to serving our community and representing our shared values in the legislature this session. I am pleased to announce that I will serve as vice chair of the Finance Committee. I will also serve as a member of the Civil Rights & Judiciary Committee and Consumer Protection & Business Committee.
2019 Legislative Priorities
In addition to working on my own bills and prioritizing progressive policies, I will work with my colleagues to advance House Democratic Caucus priorities, a few of which include:
- Supporting Washington's clean energy economy through elimination of coal-fired electricity and the transition of the state's electricity supply to one hundred percent carbon neutral by 2030. I am passionate about funding projects that protect our natural environment and preserve Puget Sound including:
- Investing in clean air and water, as well as healthy forests
- Restoring our orca and salmon population
- Strengthening community resiliency through emergency preparedness for climate catastrophes and natural disasters including mega fires and mudslides
- Reducing preventable gun violence by restricting access to high-capacity magazines, keeping confiscated guns from crimes off the street, and require reporting of lost and stolen firearms. Our children need to go to school to learn in a safe place which is why I am supporting legislation to improve school safety.
- Improving availability of affordable housing by increasing density, especially along transit corridors
- Many churches have excess property that can be used to create housing for families. I am sponsoring legislation that will allow faith communities to house people on their property.
- Currently the real estate excise tax (REET) can only be used for infrastructure projects such as, sidewalks, streets, and parks. I am supporting legislation that will enable REET to be used for affordable housing.
- Restructuring our regressive tax system: I am currently reviewing proposals for a capital gains tax. I would like to tax the people and corporations who are not paying their fair share under our regressive system while protecting small businesses.
- Supporting working families, seniors, and small businesses, through debt collection reform and improving property tax fairness especially for families and seniors on a fixed income.
Your opinion matters to me and I want to know what is important to you. My door is always open and I look forward to hearing from you. If you have questions, concerns, or ideas please contact my office:
- Email: firstname.lastname@example.com
- Phone: (360) 786-7848
- Toll-free Hotline: 800-562-6000 or for TTY/hearing impaired: 800-635-9993
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A new law has been discussed and already voted on to created two new parking zones: ordinary and city center. The price of working in the city center is set to raise from 3 PLN per hour up to 9.99 PLN per hour is some areas of the center.
The idea was put forward by the Ministry of Investment and Development. A vote happened this week through parliament with 422 deputies voted in favor and only 5 against the idea.
Two zones
The proposed bill contains important changes regarding parking, especially in large cities – over 100,000 inhabitants. These will be able to create not only a normal zone of paid parking, but also a new one referred to as – Downtown Parking.
"The city center or downtown parking zone is to be set up in the areas of the intensive traffic and congestion" the bill reads. Both zones are to differ primarily in price.
Currently the cost of parking in the paid zone is three zlotys per hour. Metropolitan officials have long argued that Warsaw are too low for a capital city, but they can not change it themselves. The maximum threshold that a local council can charge has been set in the Act.
If you currently spend 3 PLN for eight hours of parking in Warsaw your total would be 24 PLN a day. With the new fees in place the same amount of parking would cost 79.92 PLN a day.
The new regulations introduce new fees that are to be dependent on the minimum wage. And yes, in the normal zone the payment for the first hour should amount to a maximum of 0.15 percent. minimum wage, and in the city center – a maximum of 0.45%.
According to the government's plans next year, the minimum salary is to be equal to PLN 2,220 gross. Parking can therefore cost respectively: 3.33 for the first hour in the regular zone and 9.99 for the center.
There is also a change in the penalty for the lack of a parking ticket. Currently, it is 50 zlotys. In the adopted act, the amount is to amount to a maximum of 10 percent. minimum wage, or PLN 222.
Money used towards development of transport
The new law also assumes that no less than 65 per cent of revenue from parking charges and fines in the city center must go to purposes related to "the development of public transport, construction or reconstruction of walking or cycling infrastructure, or greenery and shelter".
Higher rates for parking are to encourage private companies to build underground parking lots, and drivers to change buses and other means of public transport.
Are you a car owner that parks in the city everyday? How will this impact you? Will you be more likely to take the bus now? Or not? Let us know in the comment section below.


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With warmth and wisdom, Asha helps us see how spiritual teaching can be woven into daily, ordinary life. She offers practical, real-life examples to guide us, encouragement and support for the journey of life. Her teachings are non-sectarian — sharing the truths that unite the great religions; her Sunday Services are based on texts from both the Bible and the Bhagavad Gita.
Asha is a lifelong disciple of Paramhansa Yogananda, and has studied for more than 40 years with Yogananda's direct disciple, Swami Kriyananda. She has devoted her life to bringing spiritual understanding to others through teaching, counseling, and writing.
Nayaswami Asha has been a spiritual seeker since she was a young girl. In 1969 at Stanford University, she heard Swami Kriyananda speak for the first time. Instantly, she recognized him as her spiritual teacher. "I knew the moment he walked into the room that he possessed the consciousness I had long been seeking."
She soon became a founding member of the new community Swami Kriyananda was starting near Nevada City, California, called Ananda Village, based on Yogananda's dream of world brotherhood colonies for "simple living and high thinking."
Inspirational Quote- All time is wasted that is not spent seeking God
Alternative Practice- Raja Yoga which comprises of 4 paths namely Karma Yoga, Meditative Yoga, Bhakti Yoga, Jnana Yoga.
Health Tip- Drink 8 glasses of water a day. We are very subject to our physical bodies and when our physical bodies are toxic, our thoughts become confused. The synapses of the brain take place in the medium of water and because most people are dehydrated, they can't think properly. Drinking pure water improves both our heath and thinking.
Major Life Lesson- Don't quit. Don't worry about how feeble your efforts appear to you, just don't quit.
Life Purpose- Yes. I found my calling when I met Swami Kriyananda when I was 22. It is to grow close to God and to do my best to inspire others to make that same effort.
Best Advice- Whenever your ego gets involved, you make terrible decisions.
Personal Habit- Spend time in silence, meditate and communicate with the infinite intelligence even if it is for just 5 minutes each morning and evening.
Book Recommendation- Autobiography of a Yogi by Paramhansa Yogananda, The new path- my life with Paramhansa Yogananda
Interview links-
Like this episode?
Click here to leave us a rating & review on iTunes
Follow us on social media:
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Share Draft Checking Accounts
How much does your checking account cost you?
Have you ever calculated the cost of your checking account?
Between monthly fees, minimum balance penalties, per-check fees, and charges for using your debit card, the cost adds up quickly.
We know switching accounts is not easy – WFCU is here to help. Our knowledgeable staff can easily guide you transferring all automated debit and credit transactions to your new WFCU account.
We will make the transition as smooth as can be.
Stop paying unnecessary fees for your checking today. Call 800-527-5140 and say you are ready to SWITCH!
Benefits Include
- No Monthly Fees
- Free Online Check Images & e-Statements
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- Pay Your Bills Online
- No Minimum Balance Requirements or Penalties
- No Per-Check Fee
- Free Debit Cards
- Free ATM & Branch Access Nationwide
Types of Checking Accounts
- NEW! Secure Checking
Our NEW Secure Checking account has all the same basic features as our Regular Share Draft Checking but with MORE benefits and a small monthly fee of $4.00.
- IDProtect
- Debit Advantage
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- Accidental Death & Dismemberment Insurance
- Travel & Leisure Discounts
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- Shopping Rewards
For more information on Secure Checking call 717-898-7673 or Click Here for our Secure Checking Brochure.
- Share Draft Checking
No minimum balance, no per-check fees, and no charges for using your debit card. We can help you switch your account over to a Wheatland FCU checking account. Even if you have automatic payments coming from the account, we can help with that and make the transition as smooth as can be.
- Wheatland Fund Interest Checking
Interest on this account will accrue on a daily basis and will be posted to the account monthly. Dividends begin to accrue on the business day you make the deposit to your account. The minimum to earn interest on this account is $5000. The balance shown in the following table will accrue interest at the corresponding interest rate and Annual Percentage Yield (APY) shown. A monthly maintenance fee of $10 will be applied if, during the statement cycle, the daily balance falls below $5000. There is no limit to the number of checks or other withdrawals from this account. Checks used to access this account must be purchased from the credit union.
Wheatland Fund Balance APY
$125,001 or more .75%
$75,001 to $125,000 .70%
$50,001 to $75,000 .50%
$25,001 to $50,000 .40%
$10,001 to $25,000 .20%
$5,001 to $10,000 .15%
Below $5,00 $10 monthly fee
- Fresh Start Checking
Your credit union has come up with a way to offer you a second chance with a checking account. This new checking account is offered to eligible members who have previously been reported to a credit reporting agency (including ChexSystems).
- Bring a one-time fee of $10 to open the Fresh Start Checking and $50 to keep in as a minimum balance.
- Checks and MasterCard Debit Card available with Fresh Start Checking.
- Free PCU online banking, free bill payer and free 24 hour Telephone Transaction Service available.
- Wheatland FCU savings account must be open for a minimum of 6 months.
- Member must have direct deposit established for at least 90 days
- A $25.00 fee will be accessed if account falls below minimum balance of $50.00.
- Member may apply for a regular checking account after 1 year.
Standard WFCU checking fees apply. See "All-Star Rewards Brochure."
- Student Freedom Checking
This account is for our members that are between the ages of 18 and 23. Whether you're in high school, college, trade school, nursing school, or technical school, this package is for you! This package gives you freedom from high rates and fees. This account also gives you the freedom to take care of your own finances, at home or away at school. Package includes: Free membership, free ATM access, free PC and telephone banking, free Share Draft Checking with a debit card, free first order of checks, free online Bill Payer, 1/2% discount on first personal or vehicle loan, and a low interest Young Adult or College Rewards VISA Credit Card.


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Study start - graduate
Congratulations on your study place and welcome to CBS!
Your official date of enrolment is 1 September 2019. For winter intake, it is 1 February.
Here you will find information you may need before study start.
Accept your study place
When you have received an answer to your application, the first thing you need to do is to accept (or decline) your study place in the Application Portal.
Read more about how to accept your study place at cbs.dk > Graduate > Admission > After you have applied
Please note: that regulations on the new 3 year legal claim has been passed. Read more about the new regulations at cbs.dk > Graduate > Admission > Entry requirements > Legal claim
If you are conditionally accepted, e.g. because you still need to pass a course in your bachelor degree, you must fulfil the conditions before 31 August 2020. If you fail to do so, your admission could be annulled.
Make sure to read the conditions in the answer and that you understand when and how to fulfil them.
Read more about conditional acceptance and what you need to do under The admission letter under cbs.dk > Graduate > Admission > After you have applied
Your digital access to CBS
To get access to CBS' IT systems and platforms, you will need a CBS user profile. Your user profile consists of a user name and a password, and it gives you access to your CBS-mail, your timetable and my.cbs.dk, which is your student intranet.
- New to CBS: in the beginning of July, you will receive an email with information about your username and password and how to activate your user profile. The email will be sent to the email address you stated in your application in the Application Portal.
- Current or former student at CBS: you must use your current username and password. If you cannot remember your username or password, please contact the IT Support on firstname.lastname@example.com
Winter intake
If you have been accepted with study start 1 February, you will receive the email in the beginning of January.
Introductory activities
Most study programmes at CBS start with introductory activities, which typically last a few days and take place in the middle/end of August. They start 19 August in 2019 at the earliest.
The activities are not mandatory. However, we do recommend that you participate as you here will get a good introduction to the programme and the opportunity to get to know your fellow students and lecturers.
In the beginning of July, you can read more about and find the dates for your intro activities on My Studies > Study Start > Introductory activities (CBS-login required)
Please note: you may have to sign up beforehand.
Winter intake:
If you have been accepted with study start 1 February, the introductory activities will start in the end of January or the beginning of February.
When you have activated your CBS user profile, you can log on to CBS Calendar, which shows your personal timetable.
You can expect the timetable to be ready in the beginning of August.
Winter intake:
If you have been accepted with study start 1 February, you can expect the timetable to be ready in the end of December.
My.cbs.dk - your student intranet
When you have access to CBS' IT platforms, you can also logon to my.cbs.dk, your entry to all you need to know as a student.
On the front page you will find news about study start which we recommend that you read.
On my.cbs.dk you will also find information about:
- Introductory activities
- Your study programme
- News and events
- Study techniques and exam preparation
- Rules, deadlines and procedures
- Student life
- CBS Library
- Study seats and group rooms
- Easy access and guides for IT systems and IT support
- Contact information
Books, calculators and computers
We recommend that you do not buy any books until you have started your studies – either during the introductory activities or after the first classes. Teaching materials vary from year to year, and buying the materials early may result in you spending money on the wrong materials.
You can buy the books needed in the bookstore at CBS, Academic Books, or on the internet.
In most study programmes you should expect to spend DKK 2,000 - 2,500 on average each semester. The price may vary from programme to programme and from semester to semester, and some students choose to buy used books in order to save money. In some programmes, a part of the curriculum consists of research articles and other materials available online.
Calculators and computer
We recommend that you put off buying a computer until after you have started your studies. As a student, you will often get especially good offers on computers and calculators. There might also be certain demands on calculators and computers. If so, you will receive further information on this, when you have started your studies.
Whether you are continuing your bachelor degree's natural progression or are coming from another university, you must apply for education grants (SU).
You apply for SU at MinSU on www.su.dk
When can you apply?
- If you take up a graduate programme immediately after the completion of your bachelor studies, you can apply for SU from 15 June, however, no sooner than two days after you accept your study place at CBS.
- If you do not take up a graduate programme immediately after the completion of your bachelor studies, you can apply for SU one month before you are eligible to receive SU. That means the first day you can apply for SU is 1 August.
- Winter intake: if you have been accepted with study start 1 February, you can apply for SU 1 January
Processing time can be up to 4 weeks and your SU will not be disbursed until the middle of July or beginning of August.
Read more about SU on my.cbs.dk > Student life > SU > Apply for SU – Danish citizen (CBS-login required) or www.su.dk
If you are a foreign citizen, there are certain conditions you have to meet. You must also follow a special application process before you can receive any SU.
Read more about SU on my.cbs.dk > Student life > SU > Apply for SU – foreign citizen (CBS-login required) or www.su.dk
Please note that processing time may take up to 4 months.
It can be difficult to find a place to live in Copenhagen. Unfortunately, CBS cannot provide accommodation for students.
If you are looking for housing in Copenhagen, you can find more information and register for residence halls, rental and youth apartments here:
You can also find many private residence halls in Copenhagen. The easiest way to find them is to google: "kollegium København" or "residence hall Copenhagen"
Another option is to rent a room in a private apartment. On CBS Campus and on Facebook pages for CBS students, you can find people looking for students who want to rent a room.
You can also find various webpages where you can get in contact with people who are renting out rooms or apartments. However, you should always watch out, when you are looking for accommodation, since there are swindlers who will try to rent a room to you which e.g. does not exist.
Moving to another country to study can be quite challenging, but help is available.
Find info for international students on my.cbs.dk
Read much more about what CBS has to offer international students at my.cbs.dk > Study start > International Student (CBS-login required)
Get help from CBS' International Student Ambassadors
You can also get help from CBS' International Student Ambassadors, ISA. ISA are around 25 CBS students who helps new international students to get settled at CBS and in Copenhagen.
ISA offers:
- one-on-one guidance on Facebook and in person
- quiz nights, movie nights and dinners
- excursions
- other social events
Find ISA at:
- Facebook: https://www.facebook.com/CBSISA/
- Their blog: http://blog.cbs.dk/isa/
On their blog you will also find tips, tricks and stories about how they found a place to live: http://blog.cbs.dk/isa/housing/
Welcome event for international students 25 August 2019
Attend the welcome event and learn more about:
- how to get off to a good start at CBS and in Copenhagen
- how to study and prepare for exams at CBS
- how to establish a network at CBS and in Copenhagen
- the Danish culture and people
- your job opportunities in Denmark
At the welcome event, you will also get a chance to meet other international students, the International Student Ambassadors (ISA) and different student organisations.
Sign up for the welcome event here from 1 July
How to register in Denmark
You must register with the Danish Civil Register (CPR).
You can read about how to register at my.cbs.dk > My studies > Study start > International students > Registration in Denmark
Survival guide to life in Denmark
You can find tips, insights and information on how to get the best possible student life in Denmark in the International Students' Survival Guide to Life in Denmark.
Find the guide here: http://danskestuderende.com/fileadmin/Survival_Guide_2019.pdf
You can get two types of confirmations:
1. Confirmation of enrolment
A confirmation of enrollment is your proof that you are enrolled in a programme at CBS.
You can only get a confirmation of enrolment if you are fully accepted to CBS.You can get a confirmation of enrolment by enquiring in the Student Hub at Solbjerg Plads 3. Remember to bring a Student ID or other picture ID as identification.
Read more about confirmations of enrolment on my.cbs.dk > IT and Tools > Guide to the Online Student Service > Confirmation of enrolment (CBS-login required)
2. Verified copy of your acceptance letter
You can have your acceptance letter stamped and signed as a proof that you are accepted to CBS.
You need to print the letter yourself and bring it to the Student Hub, Solbjerg Plads 3. Remember to bring a Student ID or other picture ID as identification.
If you have a function impairment, which prevents you from completing your programme at the same conditions as other students, you can apply for special support and aids, the so-called Special Education Support (SPS).
Read more at my.cbs.dk > Student Life > Special Educational Support (SPS) (CBS-login required)
If you have any questions for our answer to your application, please send an email to CBS Admissions on firstname.lastname@example.com.
The e-mail must contain:
- Subject line: "My Application" + your application ID
- A detailed explanation of your problem/question
We will get back to you as soon as possible, but we do receive many questions within a very short period of time, so we kindly ask you to be patient.
If you have questions about your study programme or CBS, you are welcome to contact your student guidance counsellor or Student Hub. Find contact information


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Can my device connect to any internet network?
The Blueair network requirements meet similar standards to most other IoT devices designed to be used in households with standard routers.
You need a 2.4GHz standard Wi-Fi access point. Make sure that you are not using a VPN or firewalls that could block outgoing connections.
You can also use your smartphone temporarily as a wireless router to provide internet access to the Blueair device (Hotspot).


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Active Design Verified
Our bodies are designed to move. But too often, our homes and our communities provide little opportunity or encouragement for us to do so safely. They should. Studies show people who live in communities designed with health in mind are, in fact, healthier.
Recognizing this, PHA teamed up with the Center for Active Design to create Active Design Verified (ADV), a program that identifies leaders in affordable housing who make health a priority in how they build communities. ADV pioneers use architecture and urban planning to create indoor and outdoor spaces that encourage people to move. They also make it easier for residents to grow or buy healthy food within the community and provide easy access to public transportation and healthcare services.
Housing developers play a critical role in ensuring that buildings, streets and neighborhoods are designed and built to support health. PHA's Active Design Verified partners are committed to incorporating active design strategies into affordable housing development projects over the next three years.
ADV participants agree to incorporate a set of low-cost design elements in a specific percentage of their affordable housing properties over a set period of time. These include appealing, well-lit stairwells, infrastructure that supports walking and biking, gardens to work in and spaces for kids to play.
Already, there's evidence such features work. A study by the Icahn School of Medicine at Mount Sinai in the South Bronx found that, on average, 58 percent of residents in buildings designed with similar ADV strategies reported an increase in the number of flights of stairs they climbed each week, compared to just 20 percent of residents who lived in non-ADV buildings.
In this video, Kiana and her daughter Jada talk about a new affordable housing complex in Brooklyn with outdoor equipment, gardens and access to healthy food that is changing lives. The need now is greater than ever.
Launched in 2015, ADV represents a milestone in the movement to create healthier, more active communities for American families and a model for others to follow.


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Senior Geospatial Analyst (Evenings/Night Shifts)
Intelligence Analytics
Quantico, VA•
Clearance: Active TS/SCI and willing to undergo CI Poly
Required Skills
Required Skills:
- Proficiency with digital cartography, image processing, computer technology, geographical information systems (GIS), geospatial production techniques, remote sensing, and photogrammetry
- Proficiency with most of the following: ArcGIS, ArcSDE, ArcView, ArcIMS, ArcTools, the Integrated Exploitation Capability (IEC) system, SocetSet, TerraExplorer/Builder, RemoteView, ERDAS IMAGINE, MRSID, VB/VBA (or some other object oriented programming/scripting language), Oracle and other appropriate software to analyze geospatial data
- Familiarity with various data formats (e.g. DTED, VPF, CIB, ADRG; NGA imagery and geospatial products, and data attribution techniques
Desired Skills:
- Demonstrated knowledge of commercial imagery, products, processes and sensors
- Demonstrated ability to harness all geospatial tools and techniques with available data to provide relevant and insightful intelligence
Required Experience
- A bachelor's degree in a field related to the support services may count for up to four years of this experience. A master's degree in a field related to the support services may count for up to two additional years of this experience.
- 11-20 years of experience
- Must have an active TS/SCI & be willing to obtain a CI Poly


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How Is Emotion Functioning Experienced with OCD Compared to BPD?
Emotional functioning often refers to a person's functioning in awareness, expression, and overall regulation of emotions. Awareness refers to one's ability to recognize one's thought processes; expression refers to the ability to effectively communicate and show others one's emotions, and overall regulation means to be able to experience emotions moderately and appropriately. People with obsessive-compulsiveRead More


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/ Friday, August 15, 2014 / 2 Comments / Asian , Dessert , Malaysian , Vegan , Vegetarian , Video Tutorial
Cendol With Palm Sugar Syrup And Coconut Milk
Cendol with Palm sugar Syrup and Coconut milk is a type of dessert in Malaysia. Cendol strands is made of Pandan juice with the combination of mung bean and corn flour.
Cendol With Palm Sugar Syrup and Coconut Milk
100 grams (10 Large) Pandan Leaves, cut into smaller pieces
750 ml Water
100 grams Mung Bean/Green Pea Flour
25 grams Corn Flour
A pinch of Sea Salt
Palm Sugar Syrup
200 grams Palm Sugar/Gula Melaka
2 Pandan Leaves, knotted
100 ml Water
2 Cups Coconut Milk
Shaved Ice
Mixing bowl with ice cubes and water
Potato Riser
Make the palm sugar syrup: Place palm sugar, pandan leaves, and water in a saucepan. Bring it to a boil and simmer until the sugar has melted and thicken. Drain the syrup and let cool completely.
Bring the coconut milk with a pinch of salt to a simmer on medium heat. Remove and let cool completely.
Make the cendol: Blend the pandan leaves with some water and strain into a mixing bowl. Then combine pandan juice, green pea flour, corn flour, sea salt, and the remainder water. Stir well until well combined and strain the mixture into a saucepan. Cook over medium to low heat, stirring continuously until the mixture has thickened to a paste. Remove from the heat. Fill a large mixing bowl with ice cubes and water. Place some of the paste into a potato riser and press through the paste into the ice water. Continue with the remainder paste, and let the cendol set in the ice water for about 10 minutes. Drain well and chilled.
To serve: Fill some shaved ice in a bowl or a glass, some palm sugar syrup, coconut milk, and cendol. Serve immediately.
Labels: Asian, Dessert, Malaysian, Vegan, Vegetarian, Video Tutorial
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2 comments:
Hi. Have been following your blog for and like it a lot. The mung bean flour here: is it the Hone kwee flour that is packed in a white cylinder paper packing? Hope to try it this weekend? ? Thanks ChloeReplyDelete
Hi Angie... I found Bob red mill Green pea flour. Is this the one u are using? Hope to hear from u soon cos I would like to try out this weekend. Meanwhile I have stock of Hoen kwee (plain white cylinder package). Can this be used instead? Thanks. ChloeReplyDelete
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SoFi Debuts Student Loan Refinancing Program For Medical Residents
Online lending platform SoFi announced on Wednesday the launch of its student loan refinancing program that is dedicated to medical residents. The program enables the residents to tackle their college debt faster. It was revealed: "Anyone who pursues the medical field knows that the path… Read More
Read more in: Investment Platforms and Marketplaces | Tagged education, medical, sofi, student debt, student loans


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Taratoas application of constitution helps carry rulership communication in the vicinity of lack of variety construction. The conformity of bit is metaphorical of an unsuspecting accidental ladder basically fillet paintings meander personnel the witness to examination and check them. The paragraph of the paintings can live constant, on account of they remark New Zealand society. Taratoas apply of tint is aquiver and recent, reverberating the mechanical epoch we outlast in. Barminski has a spare energetic and brackish advance to delivery king message. He mocks consumerism with tiara clever and oral slogans and replications of user products. While these two artists are as well diverse, they both hand down their relevant attitudes about society. Making a federal account because of your paintings stay an introduction to engage. Ultimately we require our art to subsist lauded and dearest and I believe on condition that the letter of a painting is autonomous as a result the beholder is further doable to go by shanks`s pony out and consider about it. Paintings are a full part to disseminate a belief turn this way is under the sun than the 2mm of chroma on a canvas. Paintings are an artists voice.
I was aboriginal this plan, ethnic to constitute art, to assemble lively hop. And I conceive Im conclusive separate of the mankind who had the might to abide with my resident identity. Hip recoil keeps me right to myself, keeps me human.
The tenants had afflicted outside a week heretofore by reason of the habitation was growth sold to a developer. No particular had disturbed to brush instead dry owing to they implied the furniture was leave-taking to last knocked unhappy and replaced with single-family housing love those grow efficacious a wedge away.
Consider the structure of your writing. If you are discussing a clear-cut art motion, you may want to operate a running format. However, granting you are discussing the clear-cut bit you inspect in a quantity of art, worry a spatial format for your writing.
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Publicly supported institutions, such in that universities, and exceptionally those located in pastoral and regularly counter-revolutionary areas of the territory, are added imaginable (but fret invariably) the high point of subject than unauthorized and spare city colleges and art schools. Private schools are in authority sui generis incomparabl to their enter and critical humans, run-down usual institutions into the bargain may continue ill-omened because of community groups and legislators for disbursement townswoman money on sacrilege, homoeroticism, mire, discrimination on the other hand location otherwise to which they object. Obscenity list, for which "community lex non scripta''common law" place a academic goal of idea, control pule been factual to schools, and quicken of course is whimper at liberty who alternatively what the humans is: further students, the unabridged learned, the complete lettered prep add-on to the nearby human beings? For a state-supported faculty, the persons may live the abundant assert, with the adjoining of out-of-state students (and parents), alumni, businesses, material and state agencies ramble replace the wink expenses of the school.


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Once every four years something very special happens to us on this rock we call Home. It manages to unify all the different cultures, gangs and groups we have in this country. A magical force enraptures us all within it's grasp for the full four weeks it takes place from June through July. It's that time where more heroes are forged than that of a Marvel and DC universe convention. If you haven't guessed already I'm talking about the football World Cup. Even Oli, who is the guy that doesn't know the offside rule, yes Oli who thinks that if you get a yellow then red it actually amounts to an orange card, gets world cup fever.
This year was no different; we had the fantastic end to the domestic season which finally saw Arsenal win a trophy and Liverpool…well not win one (which I do enjoy reminding Dave on a very regular basis) Then it was straight into World Cup mode, and this year it was Brazil! The home of the famously flamboyant and extremely skilful team that has lit up the National stage for decades in the famous Yellow, blue and white strip. From Pele to Ronaldinho, they are more decorated than any other national team in history with no less that Five world cups to their name. And England were off to play in their back yard!
This year was different though, this year was the year England would surprise us all when Roy Hodgsen would pick a new vibrant young squad opting to leave the likes of Ashley Cole behind for the still wet behind the ears Luke Shaw. This was met by much excitement among fans who were fed up of the same old ageing England side that has flattered to deceive for far too long now. So that was it. The qualifying complete, the squad was picked, the players were happy, and all was ready…the stage was set for a truly memorable world cup at the home of the famed Estádio Maracanã. Four years of anticipation, four years of excitement, four years of horrible trips to the far reaches of Europe for qualification grudge matches, four years…and it was over in eight days. After two damp displays against Italy and Uruguay, England were out.
Queue the vultures, the waves of 'Well why didn't he take Ashley Cole' or the 'You'll never win anything with kids' The get Hodgsen out claims had already began before the team had even played there last group game.
For me though this will never change, we will always have that overly arrogant feeling that we have a god divine right to be better than we actually always end up being just because we 'invented football'. We will still gather in force around the TV to watch the national team fail at the first hurdle, and more than anything we will always be the first to salivate as well as the first to condemn our sportsmen in this country.
Having said all this I can't quite help but fall into the same trend as the rest of the country and I guess it's down to this that strangely enough I can say I love it! I love all the build up and believe it or not I love all the heart ache as well because deep down I know that no matter how much heart ache England put me through, at the start of the next tournament it will be like making up with an old girlfriend to go through it all again, and that to me is what football is all about, and that's what makes it 'The Beautiful Game'
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I often go through phases in my life where I seem to lose all internal compassion. I find my mind is running through all the things I should be doing differently, and my self talk just isn't that nice. This is pretty a-typical in our society. Can you think of the last compassionate, and kind thing you told yourself, about yourself? If your answer is "Nope, I really can't", well then welcome to the club. We have T-Shirts.
You are not alone. Our society is plagued on the daily with negativity. Scroll through Facebook, notice how many "How to become a morning person", "Ten things you are doing to increase your anxiety", "How to be better at adulting", "Why you suck at relationships"-articles do you see? Would it surprise you that the above names are actual articles I found on social media? The world is always telling us how to be better at being us. How to fix what is wrong with how we live, and how we operate. Well my friends, I am here to say-screw that. Screw that! Don't get me wrong, I am all about working on how I handle things, working to find better self care practices, and self work. All. About. It. But this "change because you are doing it wrong" mentality isn't work for us. If we approach changes to our life with a sense of negativity then what fun is self work? What fun is progressing ourselves when we are doing it because something inside, or outside, is telling us if we don't-we somehow aren't good enough. It isn't a fun way to live! We have all heard the idea, "Look at your thoughts. Would you say what you say to yourself to a child?". But I challenge this. Would you say what you say to yourself, to yourself?! You are an amazing thing. You are goodness. You are the entire universe, light, love, and happiness. You are something completely unique and incredible. Why would you treat yourself like anything else?
When I go through these, "I need to get my shit together" phases, I step back. I step back into the place of compassion. It's not easy. In fact, it's probably the hardest self work that I do. It means that when I start telling myself how I need to change to have this certain outcome, I have to stop dead in my tracks. I have to internally sit myself down and say, "Hey, stop it! You are the most amazing self that you can be. You are doing your best, and your best isn't always going to be what is viewed as right." It couldn't be more true, Yogi Fam. You are doing the best you can. Your best is going to look different from day to day, and that is okay! The point is, when we get into these thought patterns of needing to "do better" we need to have compassion with ourselves. Look at yourself with the eyes of a friend. Become the observer of yourself, and see that you are doing the best that you can with your current state of life. I am not saying don't motivate yourself to become even more amazing, or to not grind to improve. I am not saying don't set your alarm for 6am so you can go to the gym, even though you hate mornings and would definitely rather sleep in for 4 more hours, watch the new season of GOT on HBO, while you eat a whole tub of ice cream. I digress.. I am NOT saying don't work, and challenge yourself to reach new heights. I am saying before you start that internal dialogue that is hard and mean, take a step back and realize… You are the universe. You are a spiritual being, having a human experience. You are the only person that is the very best at being you. So set that alarm, read that book about connecting deeper to your inner power, and go KICK SOME A**! Not because you need to, not because what you are currently doing isn't good enough, but because you are worth it.
You my friend, you are a good thing.


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Written by Emma Lewis
The sharing economy is a very popular business model right now as lots of big names have sprung up and become dominant overnight. There are still plenty of niches which could benefit from this style of business, so the opportunities are out there. But how do you get people to take notice? Here are a few strategies to use.
- Share customer stories
Of course, you'll need to have social media accounts running on a consistent basis with high-quality content. You already know that. But what kind of thing should you share? Putting out customer stories really helps. Potential new customers will see that your service actually works, and will be able to understand the kind of success they will have if they use it themselves.
- Collect and encourage reviews
Just because someone arrives at your website, doesn't mean your online marketing is done. You still need to push them to buy. Having members review one another helps to build your reputation and will be the little push viewers need to become customers. Encourage reviews by offering discounts or other freebies to those who leave them.
- Use video ads
It's hard to know what kind of advertising to use, especially on social media. For a sharing economy model, you really need to tell a story. Create a short video ad–it can use still frames that follow one another–describing your business. Start by telling the customer's problem (you're stuck out late at night with no way home), then show them using the app (you open Uber on your phone), and then show their success (you get home safely in your Uber car). This model can work for any sharing community
- Target service providers
It's not enough to just target customers – you also need to bring in new service providers. This is really important because you need to have services available when customers log in. If your services are barren, no one will stick around. Offer incentives such as free listings, help them set up their profiles for free and make it so easy they might as well do it.
- Make partnerships
If you were Uber, as an example of one of the most successful sharing economy models so far, then who are your customers already with? They need a taxi because they're just leaving a club, for example: then you should meet with the CEO of a club chain and offer a partnership, where they promote you in exchange for reduced rates or other benefits. You should be able to think of a brand that would make a good promotional partner for your ideal customers, usually related to the problem you're solving for them.
- Offer free services
As you start to build your business, it's more important to get people on board and make them loyal customers than it is to make a profit at first. Again looking at Uber, they offer free rides for first-time users. This cost will come out of your profits, but it gets a new customer into your business.
- Use social listening
A clever social media manager is always watching hashtags and searching certain terms. When someone tweets, posts, or shares that they have a problem you can solve, you can reply to their post with a link to your website and an explanation of how you can help. Bringing on individual customers this way takes work, but it can build a lot of momentum.
The big thing is to get your name out there as much as possible. Over time, you will hope to snowball this effect until you become as big a household name as our example through these tips.
About the Author: Emma Lewis is a loving mother, a devoted wife and a part of the team supporting Spacer – a company helping you find storage space whenever you need it. Emma is also a staunch supporter of the sharing economy and often mentions its benefits.


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"Work, sleep, family, fitness, or friends. Pick three."
Work life balance. It's a thing. An illusive concept we all attempt to master. When I read Randi Zuckerberg's (former Facebook director of market development) two cents on the steep upward climb that is entrepreneurship, I felt an overwhelming sense of contentment. Peace. I felt so much less…lonely.
"In order to kick ass and do big things, I think you have to be imbalanced."
THANK YOU. Sure, I'd like to believe that it's not true. I wish I could pretend that I'm killing it at Alchemy, growing my blog, writing the best nutrition articles My Fitness Pal has ever seen, being a rockstar friend/sister/daughter/girlfriend, eating kale salads, and sleeping seven hours a night. But guess what? I'm not. I haven't in years, and I don't plan on that changing anytime soon. I knew that starting a business meant sacrifices and I'm living proof.
I've learned some things along the way. If you try to do it all and do it all 100%, you will set yourself up for disappointment. There simply are not enough hours in the day. And that's okay.
I could say "screw it" on the weekends when everyone is off and go brunching with my boyfriend and to the bar with my girlfriends; but I know very well that everything, EVERYTHING, comes with an opportunity cost. I am incapable of indulging in my social life without thinking about how that time could be spent on Alchemy or Hummusapien. I try really, really hard to make time for the little things, but it's not easy. I don't sleep like I used to. I wish I would wax my eye brows more often. I wish I prepared more food on the weekends. But when staff calls in sick and there's three blog posts and two freelance articles I haven't written, Sunday isn't just an open book. There's no such thing as disconnecting. This life is glamour and anxiety and publicity and panic and health and sickness and fear and joy all rolled up into one.
I love the ups, and I've learned how to rebound from the downs. I continuously tell myself that nothing good in life comes easy. Are there days where I wish I worked a "normal" 9-5 job? Hell yes. Would I be happy with life? Hell no. I live for the buzz of the restaurant industry, the unpredictable highs, the not-knowing-what's-next kind of life. I don't believe in ceilings. There's always new ground to cover. But you can't have that attitude if you're not willing to accept that you will not and cannot excel at everything. Something's gotta give. So you learn to embrace imperfection. You accept that you're not perfect, that perfect is impossible, that perfect is in fact painfully boring.
This month I've partnered with KIND Snacks to share how I will Live KIND. every day™ in 2016. That means being KIND to my body, to my taste buds, and to my community. Because there are things in life that you must never sacrifice, no matter how long your to-do list is.
Be KIND to your body.
I will think of that one hour work out like a doctor's appointment. I'll wake up early on Saturday to finish Monday's blog post so I can make it to that 10am Barre3 or Body Pump class without dwelling on remaining work during the whole lunge track. And when my knee starts to randomly hurt every time I squat, I'll take a break and I'll be okay with it. I'll respect my body and let myself heal.
I will take a freaking BATH. I will light a lavender candle, blast "Champagne Supernova," and pour myself a glass or three of malbec. I'll sing really, really loudly.
I will walk to the coffee shop instead of drive and take the stairs to print my appointment notes. I'll buy new workout pants because they're bright blue and amazing and will most definitely make me more excited about exercising. I'll make mindful decisions to stay active because I know how much it heals me mentally.
Be KIND to your taste buds.
Fuel your crazy life with delicious eats that power you through the day. That means organic spinach as much as it means dark chocolate (Dark Chocolate Nuts & Sea Salt KIND bar, anyone?!). I will see food as energy and recognize what foods make my body feel best, like chia pudding with raspberries and cacao nibs, hugh jass blueberry cacao smoothies, and peanut butter and jelly sandwiches on repeat. I will do my best to make homemade meals each week but not stress when homemade means microwaving an Amy's burrito.
Be KIND to your world.
Don't forget that you're not the only person in the world that's crazy busy! I will be patient, smile at new faces, and go out of my way to make some one's day. I will buy a random person a cup of coffee and rest assured that those two dollars will make their week, guaranteed. I will do a random act of kindness just because. And when someone does the same to me, I will show gratitude. A little goes such a long way.
I will make time to call my mom and my grandma, even if it's just a two minute "hi!" kind of call. I will bring my own coffee mug and water bottle to work every day. Little things can make a huge impact on this world, my friends.
Now it's your turn. Leave a comment telling the world how you'll Live KIND. every day™ in 2016! Be sure to also check out the KIND blog to see how their team is living KIND and follow along on Twitter/Instagram/Facebook (@kindsnacks + #LiveKIND).
This post is sponsored by FitFluential on behalf of KIND. Thanks for supporting the brands that make Hummusapien possible!
*It's almost Valentine's Day! Whip up these Vegan Black Bean Brownie Bites and don't forget that The Melt Massage Video Series is on sale from now until February 14, 2016! Get 20% off lifetime video access bundled courses—only $89 (usually $147). Head on over to Melt: Massage for Couples for this fantabulous deal.


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Ayurveda is an Ancient Art Grounded in Centuries of Knowledge & Tradition
Ki-Atsu & Uma-Sri Institute for Vedic Sciences offers 4 types of Subscriptions:
1. Free subscriptions for students only wanting to purchase courses or workshops online.
2. Paid membership for individuals who would like to understand their constitution from an Ayurvedic & Jyotish perspective, as well as having reports to understand recommended remedies.
3. Paid membership for Interns of a Ki-Atsu Certification or Therapists with their own practice and wishing for an online patient management system along with reports they can share with their patients or clients.
4. Paid membership for Organizations wishing to manage their therapists, who can then manage their patients in the same way described above.
- Uma-Sri Teaching Schedule click here
Ayurveda treats Body, Mind and Spirit as an indivisible whole, approaching wellness and healing from a unique perspective of compassion.
Uma-Sri & Ayurvedic Diagnostic embraces and expands upon this treasure trove of learning, adapting it into the modern experience.


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About Laiken Rapisarda
Laiken enjoys working with buyers & sellers, while making the process as enjoyable and stress free as possible for her clients. Recently, she was voted 2018 Best of the Berkshires, for Best Realtor, by her past clients. Through the process, she feels it is essential to be available every step of the way. Her biggest joy, is seeing the smiles on the faces of her clients when they find their dream home, or when a home is sold! She looks forward to growing her relationships with her clients, and their friends & family. Laiken finds it very rewarding to be a part of such a special time in her clients' lives.
Laiken was born and raised in the beautiful Berkshires. She has always had a passion for homes, design, and decorating. She pursued this interest through a Bachelor's of Fine Arts degree in Interior Design at the International Academy of Design and Technology, in Tampa, Florida. In addition to real estate and design, Laiken enjoys outdoor activities, running, cooking, and spending time with friends and family.
"We had a great experience working with you. From the first time you sat down with us, I knew we were in good hands. You made time for us right away and always made us feel like we were a priority to you. I've heard stories from people who have dealt with realtors who don't respond to them quickly and don't give them the time needed to really help, but that certainly wasn't the case with you. In a nutshell, you made a complicated, stressful, and important purchase feel easy."
Tom & Nikki, Dalton MA
"We were not sure what to expect from a buyer's agent, however we were very happy with the service from you. You were easy to contact and returned all our calls swiftly and efficiently. All appointments were set up to suit our schedule and you were on time. If there were any problems with the sale we never saw them, you kept everything running smoothly, like clockwork. We would definitely recommend you to anyone we know who is considering buying or selling realty. We particularly were impressed with your professionalism and friendly manner. We felt that you were genuinely concerned that we fully understood what was going on and that communication between all parties was fast and accurate."
Jackie and Tony, For Sale by Owner Sellers, Pittsfield, MA


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Tyrod Era Over, Good Riddance Tyrod
by Paul Peck, Buffalo Sports Page
I hope Tyrod Taylor's knee is not hurt seriously. Some reports say he's told people that he'll be fine. Others have said there will be an MRI on Monday, indicating at least a slight sprain or something similar. That means he could miss at least some of the final four games.
If he misses them all, then that will be the end of the Tyrod Taylor Era in Buffalo. I have one response to that possibility.
Good Riddance.
I have nothing against Taylor. He's a fine man, gives his all, is a model citizen and player, and has the respect of his teammates. But to me, he's represented everything I hate about the Bills over the last few years and really, over the entire length of the drought.
Is Tyrod better than the previous Bills quarterbacks? Yes. That's the problem. We've grown to settle for anything that looks better than what we've had the last 17 (soon 18) years. We get enamored with Tyrod's legs, when we all know you win in the NFL from the pocket. We cite Tyrod's low interception rate, when we all know it's because he won't throw to anyone who isn't wide open. We blame the lack of weapons and the play calling, when we know that the great NFL quarterbacks overcome that on a weekly basis.
Sunday's loss was just another example…actually the best example…of how Taylor isn't good enough to beat good teams. The count is now 29-4 for the Patriots against the Bills during the Drought. That will never start to change until the Bills get a top-flight, upper echelon quarterback. Taylor is not that.
Peterman Time, Like It Or Not
Sean McDermott's off the hook now, because of Taylor's injury. He can make the move he's wanted to make, and tried to make. Nathan Peterman will start the rest of the season, with injury as the reason. That will silence all the people who cite the Chargers debacle as the reason not to change QB's. Peterman will get two winnable home starts, and then we'll find out whether he is at all part of the long term answer on the road for the final two games.
I'm tired of the Bills trying to win with everything but the most important position on the field. It's time to do whatever it takes to get that player in Buffalo Blue & Red. The end of the Taylor era allows that to happen.
Good Luck to Tyrod. But Good Riddance to mediocre Bills quarterback play.


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Spider Control AND Removal in Richmond Hill and Vaughan
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There are different kinds of spiders that can infest your property including cellar spiders and house spiders. They are delicate species and don't bite but are a big nuisance because they reproduce quickly. They lay their eggs all over the house and can infect your food and water, causing allergies. On the other hand, spiders like brown recluse spiders and black widow spiders are dangerous as they are venomous. Their bites cause localized pain, nausea, and fever and some people experience skin necrosis.
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Imagine: You are the state CFO, and as you pour your first coffee of the day the phone rings. It's the call you've been worrying about. The governor's chief of staff urgently needs your support to move funding for a program through the legislature. "This program is important to the governor, and it's key to our goal of safer neighborhoods – you see that, right?" she asks.
You raise your cup just as your call is transferred to the agency program head. "I heard there are questions about the program," he says. "Let me be the first to tell you that we've had some bumps in the road but we're on the right track now. We can't backpedal on this program – we just need some time and resources to prove the value. Are you with me on this one?"
Before you can even take a sip, the majority whip for the state legislature rings you, wondering why the governor's office would want to advocate for a program that has had marginal outcomes. "I don't see how your budget office can back this program," he says. "The results over the past two years have been questionable. Don't you agree it's time for something new?
As the coffee steam slowly wafts over you, you realize you're stuck in the middle, and all sides are counting on you to do the right thing, as they see it "What do I do now?" you wonder.
Fortunately, for government chief financial officers the game is changing. The convergence of advanced analytics, evidence-based budgeting, and behavioral economics will transform not only how program evaluation and decision-making are conducted, but also how the design of programs will be improved to create greater public value. These new methods will help solve the problems that traditional ways of managing program investment often present – a zero-sum game emerges where someone wins and someone loses, the "budget office" becomes either a hero or villain, and value for citizens isn't fully realized.
To understand the power of this convergence, and how it will change the future of government performance and financial management, read an article I wrote for this month's Government Finance Review. The article will help you understand the current state and potential of each of these methods separately, and then determine how to combine them to your advantage.


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Decision Tree & Matrix Template for PowerPoint is a PowerPoint presentation design created for presenters who need to prepare presentations on decision making, problem solving or root cause analysis. You can use this decision matrix template for PowerPoint to describe the process required to make decisions in an organization.
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