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Florida Veterans' Benefits Guide
This annual guide helps connect Florida's veterans and their families with earned federal and state benefits, services and support. It also contains useful phone numbers and website addresses for additional information.
Click here to view an interactive version of the 2019 edition of the Florida Veterans' Benefits Guide.
To download a PDF copy of the guide, click here.
If you would like a hard copy of the 2019 Benefits Guide, please email email@example.com. For bulk copies, please email email@example.com
Florida Military-Friendly Guide
This annual guide, created by the Florida Defense Support Task Force, offers a summary of Florida's laws, programs and services benefitting military servicemembers and their families.
Click here to view the Florida Military-Friendly Guide.


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Winter Creamy Alexander Soup (vegan)
I've just returned home from a winter foraging course where we covered 10 wilds that you can pick here in Cornwall through winter. I love foraging in the cooler months and there's a great choice of wild pickings too. I've written about and sung the praises of winter foraging before in; Why Cornwall is excellent for foraging even in winter.
On the foraging course we shared the joys of being outside in nature, as well as some great tastes and a hot flask of Alexander Soup. I always make wild tasters for courses and soup felt fitting for December, as did using some of the abundant growing Alexanders (Smyrynium olusatrum).
All the soup was appreciatively devoured, though luckily I'd kept a portion at home to have for a late lunch. You can read and see lots more – including recipes – about Alexanders in the Alexanders section of my blog.
Meanwhile, lets get to it. Here's this delicious recipe which is so easy to make, good for you and seasonal here in Cornwall.
Winter Alexanders Soup (vegan)
Serves 4, generously
- 200g alexanders leaves (large stalks removed)
- 1 tbsp coconut oil
- 1 medium onion
- 150g pots, diced (scrubbed, though not peeled)
- 200g creamed coconut
- 1250ml boiling water
- 3 tsp powdered vegetable stock
- salt and pepper
Finely chop the finer Alexander stems and put aside. In a medium saucepan, heat the oil over a medium heat, chop the onion and add to the sizzling oil, stir and cook until translucent. Lower the heat, add the potatoes and Alexander stems and sweat for 10 minutes. Meanwhile, measure out 1.25 litres of boiling water, roughly chop the cream coconut and place in a large, heat-proof bowl, pour the boiling water over the coconut, and stir until dissolved. Season with stock and salt and pepper. Chop the Alexander leaves and add to the pot, cook for 7-10 minutes, or until tender. Blend and serve, or pour into a hot flask and take to the beach for a hearty lunch.

subset: commoncrawl


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Alcoholic Support for Expats
It's difficult enough getting help to deal with your alcohol problem via conventional counselling or therapy. As some of you may have discovered, waiting lists for NHS funded treatment are often many months, and if you're not at 'crisis level', then you might not even qualify for help at all.
Consider then how difficult it can be to find help for an alcohol problem if you're an expat living abroad. Quite often the only counselling available will not be in your first language, and you really have to be fluent in another language to communicate at a therapuetic level. For some reason expat communities do seem to include plenty of people who drink heavily, so that doesn't make it any easier.
So if you're an expat living overseas, and you need help with drinking too much, what can you do?
Well, that's where we can help. Being able to access a native English speaking therapist or counsellor via an online video App like FaceTime or Skype allows expats to get support wherever they may be. The only limitation here is any time-zone difference, so if you're in Europe or the Middle East, you're fine. In fact in countries with a good mobile signal, you can even have the session on your phone.


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Saratoga: Adirondack devoid of New York runners
There's a filly entered in the Grade II Adirondack at Saratoga Race Course today named Who's in Town.
If that's a question, the answer is: Nobody from town.
Despite a $100,000 bonus to entice New York-based horses to run in juvenile graded stakes on the NYRA circuit, none of the seven fillies in the field for the Adirondack has raced in New York, much less broken their maiden, which is a requirement of the bonus.
Remarkably, trainer Todd Pletcher doesn't have a horse entered in the Adirondack, after winning it three times in the last seven years with Kauai Katie, Position Limit and Octave. He does have two — Corfu and Danza — in today's companion stakes for colts, the Grade II Saratoga Special, however.
The 7-5 morning-line favorite for the Adirondack is Fiftyshadesofgold off an eight-length win in the listed Debutante at Churchill Downs in June, after a 10-length maiden win at Lone Star.
In fact, the seven Adirondack fillies have broken their maiden at seven different tracks outside New York.
The grey/roan Fiftyshadesofgold debuted at five furlongs and was just as impressive at six in the Debutante, beating big fields both times.
She's by My Golden Song out of the Hadif mare Hadif Cat.
"She's very fast," trainer Bret Calhoun said. "What excites me the most is how she might be able to carry her speed. She has a high cruising speed and has a good mind. I was surprised she was that close to a hot pace in the Debutante, but she was able to put them away. I think everybody dreams of having a horse like that."
The second choice in the Adirondack is Untapable, a Tapit filly who broke her maiden by a length at Churchill Downs in June, and trainer Michael Matz has the third choice, Who's in Town, who debuted at Delaware Park 26 days ago.
"She looks real good, doesn't she?" Matz said of Fiftyshadesofgold. "We were happy the way she [Who's in Town] ran down at Delaware. It wasn't that big of a field, but she did it awfully nice. I spoke with [owner] Mr. [Richard] Golden, and when I saw the Schuylerville, they went so slow the last eighth of a mile, so we said, 'Let's give it a try.' "
The bay Who's in Town is by the champion sprinter Speightstown out of the Cozzene mare Who's Cozy.
Ridden by Alex Cintron, she beat a small field at Delaware Park on July 15, but the runner-up, Con Gee, who was four lengths back, came back to win at Saratoga on Thursday. Who's in Town will be ridden by Joel Rosario in the Adirondack.
"I don't know what she beat, but she did it pretty handily," Matz said. "She was very professional. She was on the one hole, he took her back, went to the outside and she galloped out real strong. I think, being out of a Cozzene mare, the six-and-a-half [furlongs] should absolutely be no problem.
"She's a nice-looking filly, she behaves herself well and it is a big jump, but you've got to start somewhere."
The Adirondack will be the ninth race on the program and followed by the Saratoga Special, which has also drawn a field of seven.
Of those, five broke their maiden in New York, and one, Wired Bryan, has already cashed a $100,000 bonus with a debut win at Belmont Park followed by a win in the Grade II Sanford on opening weekend.
Trainer Michael Dilger, a former Pletcher assistant, became a head trainer in January and had started just 22 horses through Saturday.
He's wheeling Wired Bryan right back in 21 days.
"He had 32 days between his maiden win and the Sanford; that's probably ideal," Dilger said. "This is maybe a little short, but he's got a good disposition, he's held his weight well and he's trained well and breezed well. It was a case of why not?"
Pletcher's two are Corfu, who actually is coming back more quickly than Wired Bryan, and Danza, who skipped the Sanford because it fell just nine days after he won his debut at Belmont Park.
Corfu broke his maiden at Saratoga on July 25 and is the 5-2 Saratoga Special favorite, just ahead of 3-1 Candy Dandy, who won by five lengths at Churchill Downs in June.
"It was a very fast race," Pletcher said. "I think he showed some courage. There was a lot of pace pressure early, and he seemed to bounce out of the race really well, so we hope to take advantage of his speed and give this a try."
Twang, trained by Al Stall Jr. for Claiborne Farm and Adele Dilschneider, is also coming back on short rest after breaking his maiden by 3 1⁄4 lengths at Saratoga on July 27.
"Two-year-olds can do that," Stall said. "They lay it down and try, but leave themselves a lot of room for improvement. He's a big horse, a strong horse, a sound horse, so we just thought it might be a race to take a shot in.
"He was very hard-pressed to stay in front, so I'm not sure how much natural speed he'll show, especially going 6 1⁄2 [furlongs]. Whatever Rosario wants to do is fine with me."


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Email: firstname.lastname@example.com
Twitter: https://twitter.com/Southernenduro
Facebook: https://www.facebook.com/Southernenduro
Instagram: https://instagram.com/southernenduro
8 Comments
Emma · 10th September 2018 at 8:28 am
Hi I have been trying to order from the website but when I proceed to checkout it throws up an error asking for shipping details. There is no option to put any further details? Thanks.
Tristan Oliver · 6th September 2018 at 10:49 am
Hi, I am trying to book the Mash-Up on 11th November (I don't have an account yet) and I cannot proceed to payment as it says I am not providing a valid email, although I am.
Please can you help.
Timothy Uttley · 6th September 2018 at 5:20 am
hiya I booked in for the mash up at qecp and have not received any conformation this is the first time ive ridden with you and im not sure what the crack is. if you could send me some info, what kit do I need, I have helmet, gloves, my bike is safe to ride is this all I require soory to be a pain but im looking forward to it and I would like to be prepared
Cheers Tim


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Need help? Check out Spotify Answers for solutions to a wide range of topics.
Latin Jazz - Ideal for summer.
Canciones nuevas, nuevos artistas con un talento impresionante. Espero que le guste !!!
Going forward we are going to leave Placeholders when moving posts out of the Music Chat for violating the terms and conditions. Please follow the steps below when moving reported spammers: 1. Go to the reported post 2. Select "Move Message" 3. Select "Move individual Message" 4. Make placeholder read only 5. Leave placeholder This post was removed for violating the Community Terms and Conditions, specifically " Avoid double posting". Any users posting the same content multiple times will have their posts removed. For more information please read here: https://community.spotify.com/t5/Music-Chat/Reminder-Spotify-Community-Guidelines/td-p/4786834
I love your playlist! Check out my my brand new release: https://open.spotify.com/track/5dMWhxzd7KFqWfR4Rq0BuK


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Water Damage Restoration – What to Do?
Most of the goods that were damaged after a flood or any water damage, from houses to personal items, all of those things were considered to be good as lost. But thanks to the advancements of technology, what was lost before can now be restored easily and it will even look like its new again. You might know that mopping a house after a flood can do nothing at most cases, it can be a very tiring task. Stagnant water when left alone will damage a lot of things, down from the floor, walls, carpets and other personal items. You need the right equipment if you want the water to be totally extracted from your floor and walls, you will have to look for the right equipment. Hanging all of the wet things that are hanged under the sun will not guarantee a good restoration as well. You should know that water is a great conductor of electricity, chances are, your electrical wirings are already damaged. Tampering with the electrical system especially when wet will lead to a bad experience, you just might get electrocuted. That is why you have to make sure that you leave the water damage restoration to the specialized professionals that can handle the clean up and other services.
You have to make sure that you hire professional companies for the whole water damage restoration process so that drying the wet areas down to removing mold from the vicinity will be their job. You have to make sure that you get help from a professional so that all of the water damage restoration process will be dealt with accordingly. This is because only with the help of a professional and their high tech equipment will be there any chance that your property can be recovered. Any object that has been inflicted by water damage for 48 hours can still be restored easily back to its original state before the flood every happened. If you want the right restoration, be sure to hire the best professionals to assure proper restoration. You have to entrust everything to the professional that is currently doing the water damage restoration, he or she will know what to do in times of major water crisis. Be sure to choose a water damage restoration company that will work with the government by following the government's procedural standards for a better restoration process. Just to be sure that you chose the right water damage restoration company, be sure to do some research, okay?
Follow this guide if you want to have your home and other properties properly restored by the water damage restoration companies in your area, it is the only way that your things will be restored back to new.
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Enterprise technology and IT companies often conduct complex beta trials or pilots as part of the sales process. After closing a pilot deal, your team may celebrate momentarily, but then the development team gets to work. While there's much to do on the technical front, companies often miss out on the marketing that should take place with engaged early adopters.
Since you are giving access to your product or services for free (or at a substantial discount) during the trial period, there's often significant onboarding time involved. In the case of healthcare IT pilots, hundreds of person hours may be required to develop custom code and train users.
The following marketing deliverables should be negotiated as part of the pilot contract.
1) Post-Trial Survey/Interview
At a bare minimum, your marketing and customer success teams should have access to trial participants to conduct an online survey or phone interview. When only the tech team debriefs the users, value propositions experienced during the trial are often glossed over as bugs and features take center stage.
2) Joint Press Releases
It's tough to get a prospect to issue a release before the pilot, and it might not be in your best interest, either. You won't want a public pre-release available for consumption if the engagement does not go well. Pilots are learning experiences and they only succeed some of the time.
However, you will want the ability to issue a release if the pilot goes well and the prospect seals an ongoing deal. The time to negotiate the post-pilot release is during the contracting phase. If you try to engage a communications team after the fact, you've already done all the work and have no leverage.
3) Case Studies — Permission to Share Outcomes Publicly
Be sure to obtain permission to share trial outcomes publicly. Often, you can bargain to get access to metrics and trial data. Along with your internal technical onboarding team and the beta testers, set high-level goals, the purpose, and hypotheses for the trial. It is an experiment after all! Try to be as specific as possible with goals. For example, "During the three months of this trial, we will lower workplace injuries by 10%."
If the beta testers agreed to undertake the trial to solve a specific problem, make sure all parties involved know what that problem is and what successes will be needed to convert to a paid sale.
4) Testimonials
Both case studies and press releases will be more impactful if you obtain shareable quotes from the chief economic buyer and main user buyer. Be sure to obtain permission to use the quotes from the prospect's corporate communications department.
5) References
In addition to quotes, secure 1–2 beta users who will be willing to speak to your prospects and the media. Prospects expect to speak to peers and editors often demand a reference interview before publishing a story.
Beta trials and pilots are exciting for small through enterprise-sized companies. Make sure your marketing department shares in the work and the glory.


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New: Drake x PARTYNEXTDOOR, "Recognize"
Drake continues helping out his OVO crew with a feature for his friend PARTYNEXTDOOR.
Drake's been helping out his OVO buddies on a few tracks lately, and he's just turned in a few verses for the producer and singer PARTYNEXTDOOR on "Recognize," an epic track from PND's upcoming sophomore mixtape, appropriately titled PARTYNEXTDOOR 2, which is out July 29th. Check out the track below - it's not so much a party-starter as a more contemplative jam for the end of the night.


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Sooner or later, each of us will experience that dagger in the heart called grief. The experience of losing something we value or close to our heart is part of life and no one can escape from it. Loss has many layers to it – it could be a long relationship coming to an end, a loved one died, a pet that one has lost, a heart break, children leaving for abroad settlement or any other sort of transition that brings about a feeling of losing someone dear. Now when we lose something, we go through a period of grieving process. It can start with complete denial, then goes on to feelings of anger, extreme sadness or depression and then acceptance. People sometimes may not even find any interest in their daily chores. It's like breathing for the sake of it. So, when a feeling of loss happens, learning to cope up with the situation is essential so to make sure we aren't stuck in any of these stages and that we can move on with life. Dealing with grief isn't easy, in fact it is quite a difficult challenge. We are here with some practices that can help people heal their wounds.
Accept the loss – Learn to bring the feelings and emotions out. Because suppressing all that inside will only harm your future well being, if they are not processed at the very beginning. All you need is people who you feel safe with. Open up your feelings like anger, sadness, loneliness and emptiness to a trustworthy friend who is a good listener or a supportive family member. They can channelize your negative emotions and can show you the blessings of your life. You can take help of a counsellor who can help you deal with the emotions. Find what works for you and get to face these feelings and deal with them.
Fill up the empty space – Losing a relationship or a person always leave an empty spot within. The closer your connection and the more intense the loss, the more profound the emptiness may feel. After a reasonable time frame or after you have accepted the loss, you have to find ways to fill up that gap. It can be in the form of an activity or building a new connection or anything that gives your life a new meaning and a positive direction. Redefining parts of your life after a loss may be needed to compensate for the empty spot.
Take care of yourself – Grief consumes a significant amount of energy. Your will to live without the dear one you have lost and ability to follow normal routines might quickly erode. To combat these problems, try to get adequate sleep, don't starve yourself and include physical activity in your daily routine. Always remember the one who has left this world, wouldn't have been happy to see you in such a mess. Take a walk to channelize your thoughts, make a dish that your dear one loved, take rest while thinking about good times spent with that person. All this will let you be connected to that person in some way or the other. Only grieving isn't a way to remember lost ones.
Move forward – When you lose someone, you need to focus on modifying your relationship with him or her. You can do this by changing your relationship from an attachment to a detached way of connection. This means you can have a place for him or her in your heart but a place of peace and not pain. However, this takes time and practice, it takes an effort to modify your thoughts, so don't force it and be patient with the process. When you get to this place, you can move forward in life without feeling like something is holding you back.
Losing a loved one is devastating. Someday, however, the sun will shine again. So keep doing things that positively impact others, engage in meaningful activities, make time for your self-reflection and start to enjoy simple things in life.
To get in touch, Write to email@example.com or chat with experts now.


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We use cookies to make sure your experience is as good as it can be. If you're happy with that, just continue using the site. Learn more about cookies here.
So, to save you time, we've put together a list of the information you'll need in order to get a car insurance quote.


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missing mobile number
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Womens Round Neck Checked Top
- Rs 649
- MRP Rs 1299
- (50% Off)
- Includes all taxes
First Citizens earn points on every purchase. (Link or enroll here)
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- Product Description
Wear your attitude with this top from Rocky Star. Made from good quality fabric, this will keep you at ease for long hours. It features a checked pattern along with a perfect fit design that renders it stylish, while the round neck and bell sleeves make it convenient to wear.
Product code: 205387070_9100
Need help? Contact us
Knit/Woven Woven Sleeves Bell Sleeves Back Style Key Hole Back Occasion Casual Pattern Checks Neckline Round
DISCLAIMER: Colors of the product might appear slightly different on digital devices.
Add a feminine print to your occasion wardrobe with this top. Make your casual outings stylish by teaming this top with a pair of distressed denim shorts and sandals.
Known for his trend-setting styles, Rocky S has redefined luxury with the launch of this ultra-chic fashion brand, exclusively at Shoppers Stop.Rocky Star extends across a wide range of categories such as fashion apparel, innerwear for men, as well as personal accessories such as bags, shoes, belts and wallets, as well as a line of deodorants for men and women. You can reach out to Brand at: 1-800-419-6648 or firstname.lastname@example.com.
Easy Returns14
If you are not completely satisfied with your purchase, you can return most items to us within 14 days of delivery to get a 100% refund. We offer free and easy returns through courier pickup, or you can exchange most items bought online at any of our stores across India.
Easy Exchange
If you are not completely satisfied with your purchase, you can exchange most items to us within 14 days of delivery. We offer free and easy exchange through courier pickup, or you can exchange most items bought online at any of our stores across India.
For More details read our Exchange Policy
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Red Dead Redemption, developed by Rockstar San Diego, is set for release next week, and the anticipation is reaching a fever pitch. The minds behind Grand Theft Auto have proved numerous times that they can make a rich open world game, to say the least. Based on what Rockstar has shown so far, there is growing evidence to suggest Red Dead Redemption will be their best offering to date. For starters, the game is set on the western frontier of turn-of-the-century America, or as it's more commonly known, the wild west. In addition, Redemption boasts a thriving, incredibly detailed world full of dynamic side missions, and some fresh multiplayer modes to boot.
The Western Setting
The wild west is an especially interesting setting for Red Dead Redemption because games have barely scratched the surface of this historical period. The only other western themed, recent release I can think of is Call of Juarez. While that series did a decent job of creating an enjoyable western atmosphere, it was ultimately a fairly standard, linear experience. The idea of an open world game, set in the wild west, made by Rcokstar, is certainly enough to peak my interest. Fortunately, the story of Red Dead's protagonist, John Marsten, also seems intriguing. A man with a checkered past, Marsten finds the law has caught up with him, and in order to protect his family, he will have to take down his former partners in crime.
A Living, Breathing World
Grand Theft Auto IV raised the bar for the current generation sandbox. Red Dead Redemption looks as though it will uphold the same high standards with gorgeous visuals, expansive environments, and an incredible attention to detail. Redemption's game world spans a vast area, covering desert, forest and mountainous regions of the American southwest. The world is so massive it stretches all the way to areas of Mexico, which represent a sizable portion of the experience, from the southern American states. The scope and variety of the environment is quite impressive.
Dynamic Side Missions
While taking a break from Marsten's quest there are a ton of other adventures to pursue. The side missions are randomly generated, dynamic events which will help keep the player guessing as to what they might run into next. These events could consistent of hunting wild animals, rescuing a couple from bandits, chasing down bounties, gambling, fighting gangs and/or the law, or preventing an execution. The amount of options available, outside of the core plot, will make it easy for players to get lost in the world for hours on end. Random distractions aside, there is good reason to carefully consider how each situation is approached. A morality system based on your actions in these side missions will effect the way people perceive you. For instance, having a reputation as a tough badass will make wannabe thugs more likely to challenge you to a duel.
Free Roaming Multiplayer
Rockstar is attempting to reinvent sandbox online multiplayer with Red Dead Redemption. The most striking new feature is the free roaming mode. This mode gives players the entire world map to explore with their friends or solo as they please. Joining a posse will open up cooperative missions such as raiding a sheriff's station or challenging another posse. The leader of a posse can set waypoints, thereby deciding what adventures the group will undertake. However, the system is very flexible - any member of the group can jump in or out of the posse seamlessly and go on to pursue their own interests. For example, if a member breaks off to kill civilians, the marshals will focus their attention solely on that one person, not the group. Bottom line, free roaming mode is set up to give players complete freedom to shape their experience.
All of the features mentioned above are only a fraction of the overall game. Of course, along with the side missions, there is a full narrative to the single player campaign. There are also more traditional online competitive modes such as deathmatch and capture the flag, if free roam feels too unfocused. From what we've seen, Red Dead Redemption is shaping up to be a fully featured package, offering an expansion of the ideas developed in Grand Theft Auto, adapted for a western setting. Be sure to check out our final review of Red Dead Redemption in the coming days.


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by Hannah Han
(New York, NY )
luka is a wonderful Jack of mine. He was rescued from my ex roommate. She didn't want him after he got close to me. She even threw him once and other time he almostgot killed in a shelter. I saved him from her. He had been with me ever since. I unfortunatly didn't make wise choices with roommates and boyfriends butthank God I still have him. He is now with me part time and other time he is with his foster father and mother Neil and charly. They love him very much like me but not much like me. He is so intelligent and so loving. I miss him when he isn't with me. Now I have cancer but I will never forgive myself if I leave him with somebody who don't care about him. I love him.
Comments for I love my Luka
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Value of a CFP Professional
In the alphabet soup that commonly follows a financial advisor's name, there are only a few certifications that truly confer a high level of competency, ethics, and professionalism. Tom Thalman is a Certified Financial Planner™ practitioner. This premier designation is considered a gold standard in the industry, and few advisors have persevered through training and multiple examinations to receive this prestigious honor.
As a CFP® professional, Tom adheres to a strict moral code and upholds the principles of integrity, objectivity, competence, fairness, confidentiality, and diligence. He is held to a fiduciary standard and must always act in the best interests his clients.
Financial planning is about more than investments, and Tom's training helps him analyze all facets of your financial life. From budgeting to estate planning, all of the monetary intricacies that are part of your life are collected, analyzed, and brought together into a comprehensive financial plan. Your financial advisor should be a friend, confidant, and voice of reason through the complex financial climate and through the changing circumstances of your life.
Click here to see the difference of a CFP® certification.


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Sheath/Column Off-the-Shoulder Knee-Length Taffeta Mother of the Bride Dress With Appliques Lace Cascading Ruffles #5949
Product Reviews
Rosie Cavallaro
2018-08-15 17:09:25
I hate shopping for clothes let alone a nice dress or gown, I'm a jean's and sweatshirt girl! I was nervous about ordering online also! I ordered this dress to see the quality of work before committing to a gown for my son's wedding later this year! No more hesitation with JJ's House! I was very pleased! I ordered using the custom size option, worked with customer service who was very nice,the dress arrived sooner than my expectation and it fit great! Arriving when it did, I was able to wear it to another relatives wedding! I've already ordered my gown for my son's wedding thru JJ's House! Umm... make that 2 as I couldn't decide which one to wear yet!
Sharon Girolmo
2017-11-11 04:08:48
Perfect for the mother of the groom
2016-04-26 20:50:25
My daughter wore this to prom; she loved the fabric and the dress fit perfectly. Great quality, and it came quickly! Will definitely be ordering again from JJ's House!
2015-10-06 07:21:40
The dress was for my sons wedding. I was really worried after reading the reviews but . . . The dress was beautiful. The fit was perfect. I plan to continue to order from this company.
2015-09-21 10:13:26
Great dress...
2015-05-26 13:07:35
I bought this in red -- the construction was excellent - it was everything I thought it would be
2015-04-29 17:28:06
this dress is everything I wanted.i love it
2014-09-03 23:06:41
Attn: Customer Services Dept. Love my dress, but need exchange for next size. I normal wear 14 sent for 16 still does not fix properly. I would like to return for size 18. Thanks
2014-04-25 12:26:42
I ordered this dress in lilac. I paid the extra for the made to measure option and was not disappointed. The dress fits perfectly. The only thing I was disappointed in was that I expected the dress to reach my knees. The dress is definitely above my knee. However it is still a beautiful dress and I can' t wait to wear it to my niece's wedding in May. After I ordered the dress it only took 3 weeks from start to finish to reach the UK. Import charges cost £24. So beware that this is an extra cost. In summary, good price for a made to measure dress that I do not expect any of the other Wedding guests to be wearing.
2014-04-25 08:06:34
I absolutely love my dress. I was concerned ordering my dress online so I ordered early in advance (just in case) I wasn't satisfied with the quality. I was impressed with the quality and the custom-fitting is perfect!! I advise going with the custom fitting if your proportions are not aligned with the standard dress sizes. I chose the Grape color and can't wait for the wedding in July!


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Sunday, April 17, 2016
Happy 17th Birthday Rhea ...
A journey even before I could know its you was started in July 1998 and since then I always felt I have a friend inside me who listens to me as I want. The moments of morning sickness when you made me more sleepy and yet for my cravings when I am not able to get to eat, you always listened to me when I said to settle with a glass of milk. Those days were the tough ones when I was experiencing motherhood and no one was there to guide.
My frequent talks with you while you were still in my womb made that connection, whether you listened or not but you always obeyed me to what I requested.
I was eagerly waiting for you with the hope to name you Rhea and it happened.
I was hesitant to tell people that I want my kid to be a baby girl because I felt it could be discrimination against boys. Having you in life I really didn't need anyone beside. I grew up with you as we traveled from Canada to India and then to USA. Many times I let you handle the situation whether it was at school or among friends with the thought to make you strong. Today when you share your stories of 3rd grade and onwards I feel proud how you managed those days because you never troubled me with those. That time also came when I heard you started counseling kids and helping friends by giving them moral support and by merely listening to their issues.
A great human being is what you have become and I feel proud the way you are growing up as a beautiful and strong girl ready to take off with the first wings that you can get after your education.
I want you to fly high to achieve your aspirations and dreams yet I want you to be grounded and affectionate to everyone. Rich and poor is mere a feeling made out of people's thought. If you look at mother nature there is no one richer than her and yes thats how you want to be in life. Have a lot but share a lot too. As you climb help others to climb too. Being human doesn't makes you less in anything. Travel more and touch the hearts of the people. There will be opportunities to make mistakes and yes make the mistakes but learn something out of it.
As you needed a friend be a friend to one who needs one and help out. Be yourself and worry nothing at all, for life is a roller coster ride for everyone then why not enjoy the ride until it ends ;)
A very happy birthday on your 17th birthday, don't hesitate to be YOU.
With love always
~ Dawn
Saturday, April 02, 2016
Lost, Confused!!!
Lost, confused
State of mind
You wonder sometimes
The very existence of you
When you think your part is done
No one needs you anymore
Selfless or selfish whatever you call
It's about give and not expect
Yet we all live for that day to depart
Waiting is not pleasant
I guess this is the moment
That everything reflects back
Time to say thanks and goodbye
~ Dawn
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Wonderful Mamas
Happy Mothers Day to the two best mamas on the planet. Thanks for loving us, supporting us, encouraging us, listening to us, feeding us, disciplining us, hugging us, sacrificing for us, and showing us how to live and love well. We love you and are so thankful that we got to grow up with you as our moms.
Adam & Camille
6 comments:
- Rachel said...
Happy Mother's Day to you, too, Camille! Hope it's a wonderful first! :)
- May 10, 2009 at 1:53 PM
- Olson Family said...
Happy first Mother's Day to Camille!!!! I hope Henry gives you the best present of all-- a few extra hours of sleep tonight:)
- May 10, 2009 at 5:57 PM
- Ann Miller said...
happy first momma's day!!
- May 10, 2009 at 6:56 PM
- Lora said...
It was a blessing and gift from God to have the honor of "raising you up". I love you both too!
- May 11, 2009 at 9:05 AM
- Brittany Hubbell said...
Happy Mother's Day, Camille! (This is Bethany's sister. )
Jason and I are hoping to come up to Erie this summer during my "time off," and we hope we get a chance to meet your little dude. :)
I also wanted to say that you guys need to add a new photo to the banner of your blog... you are more than just Camille, Adam, and Powers now! How great!
Your wonderful family is in our prayers.
Britt (and Jason)
- May 11, 2009 at 1:41 PM
- Deb said...
ahhh...your FIRST Mom's Day. It is so special!
- May 14, 2009 at 7:39 PM


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AYUDH Volunteers Participated in Clean Up Drive at Sabarimala
AYUDH Volunteers Participated in Clean Up Drive at Sabarimala
Every year millions of devotees flock to the famous shrine known as Sabarimala in Kerala. As per the instructions of Chancellor Amma, this is the seventh time that the volunteers of Embracing the World had gathered in this hill-station for a cleanliness drive.
Volunteers including members of AYUDH India, followers of Amma around the globe, students from Amrita University turned this cleanliness drive into a festival! For the past seven years, tons of waste has been removed from the river Pampa and Sannidhanam (Temple Area) during the clean-up drives. Hoping that people visiting this biodiversity area will keep-up its divinity and purity.


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Add tagging of documents and locations within documents
It would be a great deal, if it would be possible to tag all documents and (possibly) each position within each note with one or more tags. There should be a tag list for each shelf of notes, such that I can have different sets of tags for each shelf. It should then be possible to open the tag list for a shelf, click on a tag, and get a list of all usages of this tag with all documents and all locations within documents. Clicking on a usage should open the document (in case it is the tag of a whole document) or the document at the tagged position (if the tag is attached at a location within the document). The list of usages should be sorted according to the document names, and if there are more usages within a document, according to the page number. It should also be possible to jump from a tagged position within a note to the list of usages, and then to another usage, and so on.
To tag a note or a location within a note, one should be presented a list of available tags within this shelf. Then, one can select one or more tags, and possible also add one or more tags, which then can also be selected.
It would be ideal, if this approach was combined with folders (and subfolders ...) within each shelf, as is proposed in another feature request. One speciality of this request is, that these folders should be kept separately from shelves, in order that different tag groups can be maintained, one tag group for each shelf.
This feature, would make a great application, as GoodNotes already is, much more valuable. It would make GootNotes also a great knowledge management tool - with only little implementation effort. Looking forward for this feature being added! :-)
41 comments
Some form of tagging is needed to complement what is otherwise an awesome product
Also love the previous idea of being able to search by date
Would love to be able to tag documents. Is this coming or in the works?
David Berschauer commented
For the search function everything in every note is already indexed and accessible this way. It should be simple to add this feature!
Moral commented
Location will be great
Jeff Davis commented
Tags and filtering are essential to me. I am hoping to give up Evernote. But Evernote still has some awesome features that I can't live without.
Charisma Riley commented
Here! Here! And #tagging / @mentioning with a drop down of options, allowing tags to be remembered throughout the app, and used in any page. This would be amazing.
This will be the perfect app for my Mac/iPad Pro combination if it had the tagging feature! So far, Evernote, OneNote, and Goodnotes are vying for my favorite, so you are so close.
Nick commented
I would like to see some type of label feature that allows me to organize my notes in multiple ways. This could be used to apply custom labels such as "Meeting Notes" and "Follow Up" to a page so that I can easily look for all notes under meeting notes or under follow up without hoping that the search feature will recognize my handwriting every time.
I would also like to see a calendar feature that allows me to easily find notes I took on a certain day. I regularly look back on notes that I took during a meeting in prior weeks on a certain day. Instead of jumping between various notebooks hoping to find them I would like to see a calendar that allows me to click on a day and see all notes from that day.
Lenny commented
GoodNotes 5 is here but without any tagging functionality :/ ?!
Yury commented
Any update on this? Marked as started a year ago.
Stefania commented
Quando? É passato quasi un anno...
I like reading my pdf notes or books from the good notes app because I can easily highlight and annotate in the pages. It would be so much better to add tags on the highlights for easy/convenient searching.
Ka Tech commented
When can we expect tag to be implemented?
Roland commented
Hi there, so when doyle think we can expect tags in GoodNotes integrated. t is a vryimportant feature for me. cheers Roland
Ivan Zorkic commented
I would love to be able to add tags to my notebooks and use that to group them in various ways. Sure, you can use categories, but it's not the same - tags allow a notebook to "belong" in different groups (for example one note can both be "important" and "good idea").
Angus commented
It would be pretty trivial to change search so it can search for #tag. Then you'd have tag support!
It would also be great if each page would receive an automatic searchable time, date and location (using same place name system as Apple Maps) stamp. It is sometimes easier to find back notes this way in addition to tags. I often need to cross-reference notes: discussed topic A with counterpart X. In which notebook should I file it? A or X.
It would also be great if each page would receive an automatic searchable time, date and location stamp. It is sometimes easier to find back notes this way in addition to tags. I often need to cross-reference notes: discussed topic A with counterpart X. In which notebook should I file it? A or X.
This is my top suggestions as well, so I'm happy to see it has been started. What is critical for me is to be able to tag locations within documents, not just the document as a whole. I take notes in many different settings and use the folder structure of Goodnotes extensively. Bookmarks are great for finding something within one documents. Now we need a tool to find something across ALL documents. Thanks for considering this and getting it underway.


text:
As the case against Uncle dragged on, laws changed within the molestation epidemic. By the time it came to trial, the cousins' and my testimony was no longer admissible. Statute of limitations had passed. Two Sisters would face the trial. The case continued to drag until the last moment when Uncle plead No Contest. His sentence was Community Service.
Legalities settled, Grandma Edna renewed her vigilant pressure of bringing the family together. Birthdays. Holidays. Anniversaries. All of us in different places of healing.
I found myself not caring about what she thought. Her discomfort did not bother me.
This resolve was something I learned from her.
|Photo taken by dancjr
What I did dread however were the funerals. Only three important ones remained. My Great-Grandmother.
Grandpa Johnny
And Grandma Edna's.
Each I would need to attend and pay my last respects. Honor their lives and support my Dad as he grieved the loss.
Great-Grandmother went first. She was an immigrant from Switzerland. I spent a few nights with her when I was little. Within her was a sweet resolve. A similar fierceness to Grandma Edna, but a gentleness and grace. I greatly admired that quiet dignity. With only a few years of, I attended her service and wake. It was the first time I had seen Uncle. I felt a little sick, but not falling apart. He stayed on one side of the room and we the other.
By the time Grandpa Johnny passed away, I understood a little about forgiveness. Giving up my right to get even, be vindicated or even see justice was a start. The longer I wished him ill. I understood the verse, "Vengeance is mine, says the LORD."
It was God's job to judge. I don't know what wounds Uncle carried which influenced his choices. Who knows, maybe Uncle simply paid forward a violation he received.
I needed to stop being afraid.
I needed to get out of God's way as judge.
For my own healing, I needed to forgive
So, at Grandpa Johnny's graveside, I approached Uncle.
With shaking hands and a trembling heart, I looked into his eyes. I said, "I forgive you." Then hugged him. A peace flooded my soul. The words, "It is finished" breathed within me. Then I walked away.
Forgiveness doesn't mean a Do Over. It doesn't mean access to my life. It simply means I accept the same God that judges me, will judge him. The same sun that warms me, warms him. The same air I breathe, he breathes.
That's all.


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Zillow, Attn: debut docu-series spotlighting America's Denver real estate housing crises
Dive Brief:Online Denver real estate marketplace Zillow teamed with media company Attn: on "Finding Home in America," an original docu-series covering housing issues, according to news shared with Marketing Dive.The six-part effort is hosted by Carri Twigg, who worked in the Obama administration, and incorporates footage, interviews and original animation. Each episode examines a specific housing challenge through the perspective of real people and will be available for streaming on Facebook Watch, with shorter versions on Instagram
February 20, 2019
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Reykjavik Is Being Swamped by Empty Luxury Flats
The spacious entrance to Hildigunnur Haraldsdottir's building in downtown Reykjavik is paved with marble from Prague and decorated with stained glass artwork by a famous local artist. The architect's apartment on the 5th floor is fitted with floor heating, AEG appliances and balconies with stunning views of the city's harbor and historic center.
February 19, 2019
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Denver real estate new-home sales soar 17% in November, hit an 8-month high
The numbers: Denver real estate New-home sales ran at a seasonally adjusted annual 657,000 rate in November, the Commerce Department said Thursday. That was 17% higher than October's sales pace and marked an 8-month high.That trounced the MarketWatch forecast of a 563,000 selling rate.What happened: The government's November report on denver homes for sales of newly-constructed homes was delayed by the partial government shutdown. And as a reminder, new-home sales data are compiled based on small sample sizes, making them prone to hefty revisions. November's data came with a reported margin of error of 20%.
February 12, 2019
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How to Find the Best House for You-Get the Best from Denver Real Estate
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February 5, 2019
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Why Adjustable Rate Mortgages Should be Preferred Now
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February 3, 2019
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The Longest US Government Shutdown Is Over-All Will Be Getting Back pays In Next One or Two Days, and Denver Real Estate Is on Song Again
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The need of the hour is to wait. However, the government shut down might be a history quite soon. Hence there is nothing to worry for now. However, you need to take some precautions definitely. As far as the Denver real estate is concerned, you will definitely find that for next one or two weeks, or till when the shutdown does not end, postpone your buying plans. And if you have debt, stop spending in what can be avoided. You might soon find the shutdown a history, but you should be cautious. You should only spend money for below:
January 29, 2019
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Denver Real Estate Deal Might Get Delayed Due To US Government Shut Down
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January 26, 2019
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The KYN-24 AC Metal-Enclosed Switchgear And Controlgear (hereinafter referred to as switchgear)manufactured by XJ is a complete set of distribution apparatus designed for 24kV three-phase AC 50Hz single busbar and single busbar segmented system. It is mainly applied in power plants, power transmission from small and medium generators, power distribution in industrial and mining enterprises, and energizing and power transmission of secondary substations and startup of large HV motor in the electric power industry system, so as to realize control, protection and detection.
Such switchgear meets the requirements set out in IEC298 and GB3906-1991, and has the interlock function that can prevent from pushing and pulling a circuit breaker handcart with load, opening and closing a circuit breaker mistakenly, opening and closing a circuit breaker when the earthing switch is in closed position, entering the charged compartment accidentally and closing the earthing switch mistakenly with charge. It can be configured with our handcarts with various functions such as VEM-24 indoor high-voltage vacuum circuit breaker, isolation handcart, fuse handcart, PT handcart, metering handcart and transformer handcart. It can be designed to be multiple types and satisfy various design demand, and is really a distribution apparatus with superior performance.
For more details,pls contact us.
The following materials shall be provided when orders are placed:
1.Main wiring scheme No., and systematic single line diagram, arrangement diagram and layout;
2.The user shall provide the secondary function diagram and terminal arrangement diagram. If there is no terminal arrangement diagram, it shall be prepared by the manufacturer;
3.Summary of model, specifications and quantity of internal elements and electrical equipment in the switchgear;
4.The span and height shall be provided if busbar bridges are required (busbar bridge between two rows of cabinet and between wall and cabinet);
5. Use of switchgear in special service conditions shall be stated when the order is placed;
6.The type and quantity of other accessories needed or accessories beyond the accessory supply scope shall be provided.


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Kiko the Watchful Godmother - original painting
Kiko is the mother figure and protector of the animals who are hunted
Materials: Acrylic on canvas (ready to hang)
Size: 80 x 60 cm / 31.5 x 23.6 inches
Please send me a message if you would like to buy this painting but your country is not showing on the shipping options :)
Shipping from New Zealand
Processing time
1-3 business days
Customs and import taxes
Buyers are responsible for any customs and import taxes that may apply. I'm not responsible for delays due to customs.
Payment Options
Returns & Exchanges
I gladly accept returns and cancellations
Just contact me within: 14 days of delivery
Ship items back to me within: 30 days of delivery
Request a cancellation within: 12 hours of purchase
I don't accept exchanges
But please contact me if you have any problems with your order.
The following items can't be returned or exchanged
Because of the nature of these items, unless they arrive damaged or defective, I can't accept returns for:
- Custom or personalized orders
- Perishable products (like food or flowers)
- Digital downloads
- Intimate items (for health/hygiene reasons)
- Items on sale
Conditions of return
Buyers are responsible for return shipping costs. If the item is not returned in its original condition, the buyer is responsible for any loss in value.


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Just as it is with religion and politics, some battles never seem to end. We see the same constant confrontations in technology, too. Mac vs. Windows. iPhone vs. Android. iPad vs. Mac.
Wait. What? Who compares iPad to a Mac? Is such a comparison of similar tech gadgets a thing? If you read the most recent headlines, yes. Apple's new iPad Pro benchmarks well against more than 90-percent of all personal computers and that includes the Mac; specifically, even a MacBook Pro.
For all the horsepower in Apple's latest iteration of the tablet, isn't iPad Pro really just a big iPhone? I mean, can you do everything on an iPad Pro the way you can do whatever you need to do on a Mac? Any Mac?
The answer is the same as always. Yes. No. It depends. Look, the new iPad Pro is on my list of wants, not so much the list of needs (refrigerator tops the list this month). Why? iPad Pro is a big iPhone. It is not a Mac, but can be a very lightweight– albeit expensive– Mac notebook.
Let's say the new 13-inch MacBook Air– 8GB RAM, 256GB SSD storage, Touch ID, Thunderbolt USB-C, Retina display– weighs in at $1,399. The similarly sized and equipped 12.9-inch iPad Pro with 256GB SSD storage, Face ID, USB-C, and a Retina display weighs in at $1,348 (with Smart Keyboard Folio; you know, just to keep the comparison balanced).
$51 difference between an entry-level Mac notebook and iPad Pro. Well, if the iPad is little more than a big iPhone, how does that compare?
iPhone Xs Max with 256GB SSD storage, Face ID, etc. comes in at $1,249. Those closely knit price tags are set up that way for a reason. We live in a capitalist society and everyone is out to get your money. Who is better at that than Apple?
The Wi-Fi + Cellular option for iPad, to bring it some of the same capability you get in iPhone Xs Max, is an extra $150, or $1,498. For an iPad that has one big advantage over a new iPhone.
Screen real estate.
Yet, that's exactly what you get with a MacBook Air. Screen real estate. And less portability (no removable keyboard, one less camera, and fewer applications from which to choose (iOS App Store dwarfs the Mac App Store in selection; though perhaps not capability).
iPad Pro is just a very big and expensive iPhone.
Still, if you want more capability from iPhone you can mirror the screen to a Mac using QuickTime or the Reflector app.


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Maplewood Twp., NJ15 Tower Dr
Est. Mortgage: $/month
MLS Number 3605070
- Single Family Residential
- Address 15 Tower Dr
- Year Built 1968
- Parking Spaces 3
- Bedrooms 7
Simplicity, comfort & beauty epitomize this one of a kind mid century gem. Harmoniously nestled on almost 2 acres of park-like grounds, this Frank Lloyd Wright inspired home combines stunning design, master craftsmanship, soaring open spaces & abundant natural light. Perfect for entertaining & daily living. Features a magnificent 2 story entry hall, huge window enclosed living & dining rooms, cook's kitchen & breakfast rm, family rm w/ sunken fp & wet bar, spa like mbr suite w/ dual baths & dressing rms, 6 additional br's w/ en-suite baths, finished lower level w/ 2nd kit & wet bar, billiards & media rms, exercise rm, laundry & pdr rm. W/ 30 skylights, custom lighting & teak built-ins throughout. Heated Pugliese pool w/ waterfall & whirlpool. 6 zone HVAC. Original furniture & art also available for purchase.
Listed by Coldwell Banker Realtors


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Really Cheap Web Page Hosting, Good Or Bad?
If you decided to create a site for your handcrafted items so you can sell them, what would you need to do? Your next priority would be to establish shopping cart functionality on the site. Some hosts will offer this ability, but the costs will be different from company to company, while others won't have it available. Read on for more features that you should look for from your chosen web page hosting provider.
Deciding between a dedicated and shared server can prove challenging. Shared hosting may create a problem for well-established websites with heavy traffic, as it may mean limited bandwidth or even downtime. You may be better off with dedicated hosting.
Security should be one of your big concerns. This can be achieved via the use of a good secure server certificate, such as SSL. This will give you the ability to put a small button on your site letting visitors know that your site is secure and safe for transactions, including personal data or financial information.
Shared or dedicated hosting, which one fits your needs? Shared hosting may create a problem for well-established websites with heavy traffic, as it may mean limited bandwidth or even downtime. You should probably seek a dedicated host, instead.
While most web hosting sites suggest you back up your data; you should make a practice of doing so, regardless. You should definitely back up your data, for the safety of your marketing materials and unique media if nothing else. This way, if something ever happens, all of your site's information is still available to you.
Web Host
When selecting a web host, look for a company that offers you detailed site statistics and traffic information to your website. Put a counter on your site, and make sure it matches your web host's numbers. You can benefit greatly from this information as a business owner, because it allows you to adjust your approach and tweak your site to maximize traffic.
Lump-sum payments can save you money at a web host, but monthly payments give you more flexibility. Consider monthly payments – what if you need to cancel service sometime down the road? If your web host's service goes down the toilet or you end up having your account closed for a breach of terms of service, you'll lose out on what you've already paid.
Does the company offer a portion of your money back if you want to end your contract early? If you experience any problems within a certain period, you should be able to cancel and get your money refunded. You can usually expect a 30-day window. It is not uncommon for web hosts to make claims that cannot be supported.
In your quest for a hosting company, make sure that you do research outside of the host's website in order to better determine if it's a good web host. Customer reviews on independent websites or blogs will give you a much more accurate picture of your host's abilities. While a host can control what is said on their own website, they can't stop people from posting legitimate complaints elsewhere.
A cPanel can be beneficial, ask your web host if they provide it. You can easily add popular applications once you have your website set up when your host has a cPanel. These applications are usually very intuitive and user-friendly to install. It also makes your website's management much more efficient.
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Do not just choose a website host based on price comparisons. Examine all of the options and features offered by each provider. With all the factors you must consider, price alone will not serve your needs nearly so well as careful consideration. Know what you need, and make sure the hosting plan you choose offers it.
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You should check out all of the options available to you before settling with a web host. Rates for services can range greatly, depending upon your needs. Hosts that charge more may allow more data transfer per month, but don't tend to have any less downtime than cheaper hosts sometimes.
Posted, by Barb in Web Hosting Tags: Bandwidth, Cheap Web, Dedicated Host, Downtime, Financial Information, Handcrafted Items, Heavy Traffic, Hosting Provider, Marketing Materials, Personal Data, Secure Server Certificate, Security Risks, Shopping Cart, Site Statistics, Traffic Information, Type Of Security Measures, Web Host, Web Hosting Service, Web Hosting Sites, Web Page Hosting


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With the warm days and evenings of summer just around the corner, also comes the abundance of opportunities to enjoy your favorite whites and rosés. To help you prepare for your summertime festivities, we created a Summer Subscription where you can automatically receive Joseph Jewell wines throughout the summer.
The Summer Subscription is a 6 or 12 bottle subscription for the months of June, July, and August that reserves and automatically ships your favorite summer wines. You tell us if you would like to receive all Rosé of Pinot Noir or a mix of Rosé and Vermentino, and we'll deliver it right to your front door all summer long. Additionally, to protect these Jewells during the warm months, all subscribers will receive their wines via Next-Day Air for no additional cost.
2018 Rosé of Pinot Noir, Ryan Vineyard, Humboldt County
Concentrated with aromas of strawberry and blood orange, the crisp acidity and refreshing citrus flavors of this wine make it the quintessential warm weather wine.
2018 Vermentino, Raymond Burr Vineyard, Sonoma County
Pale straw in color with limestone and green apple on the nose, balanced with a bright palate filled with pears and a hint of lemon thyme.


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We treat a number of common conditions with evidence based naturopathic treatments. The following list is a sample of the common conditions treated at Snow Naturopathic.
- General health and wellness: Optimizing health, increasing energy, preventing disease, age and genetic-related targeted disease prevention
- Gastrointestinal health: Food sensitivities, inflammatory bowel disease, irritable bowel syndrome, constipation, diarrhea
- Immune health: Frequent cold and flu's, autoimmune conditions, allergies, cold and flu prevention
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Unsure about whether Naturopathic Medicine is right for you? Book a free 15 minute consult to meet with Dr. Karen Snow to find out more. Read more about the treatment options.


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Links to other Pages & Sites
- SGG Renew. Preserve. Grow. Campaign
- Saint Gregory the Great Daycare
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- Catholic High School
- Catholic Diocese of Richmond - Homepage
- Hampton Roads Catholic Schools
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- The Holy See | Vatican | Pope Francis
- News.VA Official Vatican Network
- U.S. Conference of Catholic Bishops
- Virginia Catholic Conference
- VIRTUS Online
- Follow us on
ONLINE GIVING: If you think you may miss church services due to other commitments, consider setting up an automatic giving schedule. Your consistent support is vital to our church all year round. Click here to set up...
To access and/or update your registration information or to register at this parish click here. You will choose "new user" and enter the requested information. Once we receive it, we will send you a temporary password for you to personalize. By doing this you will be able to keep your information up to date and have access to your financial contributions.


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The legendary Sitka spruce once stood 165 feet tall, with shimmering golden needles – a rare genetic mutation that caused its leaves to be golden in colour, grew upon the banks of Haida Gwaii; where the patient observer would find that trees are fed by salmon and eagles can swim. The mythical golden beauty inspired a magical experience of nature.
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Longevity and sequencing risk: using alternative investments to address pre- and post-retirement issues
Longevity and sequencing risk: using alternative investments to address pre- and post-retirement issues
Investors often have competing needs from their investments - the need to build wealth through attractive return potential and the need to avoid losses by lowering risks. Balancing these needs through alternative investing can offer potential solutions for investors.
Investing in financial markets requires investors to balance return and risk, short-term and long-term goals, and cyclical and structural factors. To do so effectively, investors must also balance the human emotions of greed and fear. Greed drives investors' desire to build wealth by seeking investments with attractive return potential, while fear drives investors' desire to avoid losses by investing in low risk investments.
These two emotions are particularly acute for individual investors who have identified (and become emotionally attached to) a specific goal for their savings, be it retirement, funding a college education or buying a house. In such situations, investors want to ensure they generate attractive returns on their investments so they have sufficient wealth to fund the event, while at the same time avoiding damaging losses that could permanently impair their ability to do so. This issue is even more complicated for investors seeking to provide for a comfortable retirement, given the significant variables involved (such as the unknown duration of retirement and highly variable expenses) and the potentially devastating consequences of failure to achieve the goal.
This challenge is not limited to individual investors. Institutional investors, such as defined contribution pension plans, defined benefit pension plans, insurance companies and government-sponsored retirement plans, all face a similar dilemma. In many cases, these investors have plans that are underfunded and need to generate strong returns to meet future liabilities, while at the same time avoiding losses that would undermine their ability to do so.
In technical terms, the two primary risks that these individual and institutional investors face are longevity risk and sequencing risk. Translated, longevity risk is the risk of living longer than your savings last, while sequencing risk is the risk of large negative returns occurring at a time that makes losses difficult to recoup.
The solution to longevity risk is to seek investments that offer attractive return potential in order to help build sufficient wealth to fund retirement. Conversely, the solution to sequencing risk is to seek stable, low-risk investments in order to avoid potentially devastating losses that could permanently impair the investor's ability to fund retirement. The challenge for investors is to build a portfolio that balances these competing needs.
This paper explores the issues and challenges associated with longevity and sequencing risk, especially in the current market environment, and examine how alternative investments offer investors potential solutions for these risks.
Click Download PDF to read the full article


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Company Details
Ningbo Timax knitting Co.,Ltd
|Unit Price:
|USD 4 / Meter
|Payment Type:
|Min. Order:
|1000 Meter
|Delivery Time:
|20 Days
Model No.: skyone-linen
Material: Linen / Cotton
Usage: Garment, Home Textile, Industrial
Style: Plain Dyed
Pattern: Plain
Raw Materials: Linen
Thickness: Fine-Thin Yarn Fabric
Weight: 9-160GSM
The Number of Yarn: Single
Width: 57/58"
FABRIC WEIGHT: 155gsm
Packaging: as requested
Productivity: 30000Meters per month
Brand: SKYONE
Transportation: Ocean
Place of Origin: China
Supply Ability: GOOD
Certificate: SGS/ITS
HS Code: 60069000
Port: Ningbo,Shanghai,Guangzhou
Along the healthy and environmental awareness, people take more love for Linen Fabric. Not only woven linen fabric, people used more and more knitted linen fabric to make garment and home textiles.
Linen is natural long fiber, which is from linen plant. Because the plant feature, linen fabric is very fit for human body. It always keep cool and dry, has good water absorption, adjust body temperature, radiation protection, anti bacteria, anti allergy.
China has long history of planting linen, we are special in knitting workship of linen to make it for any type of fashion
garment.Based on linen feature,we developed blended yarn combined with linen and cotton, linen and rayon, linen and polyester. It can keep good healthy of linen and good look and handfeel from others.
Fabric type: linen cotton blended knitted jersey
|Composition: 55%linen45%cotton
|Yarn count: 15S
|Fabric weight: 155gsm
|Fabric width: 57/58"
|Elastane: without
|Knitting technic: weft
|Dying technic: solid color dying
|Color: As requested
|Fabric feature: vintage, natural,healthy
|Usage: Garment
|Supply type: order to order
|Packing: As requested
|Payment: T/T,L/C
Product Categories : Linen Series > Linen Cotton Plain


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Wedding Catering Cranbourne Vic
8 Insider Tips For Selecting the Right Catering Service In Cranbourne
When it comes to the important things that can make or break an event, few are as important as the quality, flavor and look of the food and drinks you serve. A lot is riding on your choice which caterer to work with, and if you think this choice truly isn't really that essential, look at it this way, remarkable catering can save an event that's on the rocks, but bad catering will almost always send visitors to the doors.
In addition, since catering is often the # 1 or # 2 line-item expense for the majority of events, the caterer you pick is also a substantial financial decision and can influence how much money you have left over to spend on other areas depending upon food costs and amounts.
Add in that caterers can differ considerably in their prices and the types of meals and services they provide, and the procedure of selecting a catering service can figuratively and literally feel like you are comparing apples to oranges.
# 1 Responsiveness And Personal Interest In Your Requirements
Of all the event and catering professionals we talked with, this came up over and over and over again, primarily since how responsive and interested a caterer is throughout your preliminary conversations is a sign of how they will perform throughout the length of their agreement with you (and more on agreements later).
A potential caterer needs to be learning as much as they can about you in your first few conversations with them, so you ought to expect them to be talking and asking concerns about 20% of the time and you offering responses and describing your needs about 80% of the time.
# 2 Capability To Manage Your Specific Type of Occasion In Cranbourne 3977
Not every catering service is perfect or every type of occasion, and lots of catering services themselves freely admit this.
So when interviewing your Cranbourne catering services (and you ought to speak to a minimum of 3 catering services for any event with an affordable budget), you need to be specific about the kind of occasion you are preparing and the kind of food and/or presentation you are anticipating. Otherwise, you might wind up picking a catering service who simply isn't an excellent suitable for the type or style of your event.
Practically every caterer has a basic menu or menus to select from, and lots of do offer some level of built-in versatility to adapt these menus to your specific requirements by substituting particular items and/or customizing others.
Nevertheless, the standout caterers will go beyond standardized menu alternatives and want to develop fantastic fare that matches much more specific theme and dietary requirements.
# 3 Determination To Provide Tastings
How will you ever know what a catering service can do unless you sample their goods? And more specifically, how will you understand what the menu items you are thinking about will taste like unless you specifically attempt them?
Some people avoid asking to sample the particular items they want for their event because it looks like an inconvenience for the caterer, but it is standard to ask for a sampling of exactly what you are meaning to order prior to you sign on the dotted line.
In addition, you can request wine parings for these tastings if they are appropriate for your event (once again, be prepared to pay a charge, it's a small price to pay to guarantee you select the ideal catering service). When you are tasting the food, also attend to how it is presented, as any catering service who makes the effort to appropriately show a sample will probably be most likely to make that type of effort on your occasion day.
Are you an event manager who has to manage catering information, budget plans and tasks?
Or are you a caterer who has to track proposals, invoices, meal selections, inventory and other customer information?
# 4 Familiarity With The Venue
You might be in for a surprise if you work with a BARBEQUE take-out joint to cater a formal ballroom charity event. Or if you select a high-end business occasion caterer to serve a barn wedding. Why? Because these caterers may not be accustomed to preparing and serving food in such a setting.
This can get even more particular depending upon limitations of the venue itself, like in the case of museums and historical sites.
Much more conventional locations can also have restrictions that catering services should follow, like specific setup standards or disposal limitations for waste food and water, so having a caterer that recognizes with a venue's rules can possibly save you great deals of trouble on occasion day.
# 5 Complete Explanation Of Services/Goods Promised In The Agreement
The catering service's contract must plainly spell out precisely what food, drinks and services the catering service will be offering on the designated day( s). Moreover, it should safeguard you from non-performance as much as it protects the caterer from non-payment/default, so you might want to think about having a lawyer} take a look at it before you sign it.
Every detail needs to be included in the agreement, consisted of selected menus, number of portions and/or individuals to be served, beverage/bar service information (if applicable) and all rates and additional services.
No caterer in Cranbourne with a shred of dignity and scruples enters into a contract with plans to bail at the last minute, but you need to make certain there is a cancellation clause in your contract just in case your caterer has to cancel.
You do not want to be left without recourse with only days or hours prior to your occasion, so simply ensure cancellation procedures and charges remain in place so you do have a backup strategy.
# 6 References You Can Call and Speak To
Of course you will have to look into the catering services you are thinking about, and it's always great to start online and check out sites.
Nevertheless, don't stop there, as online reviews are not constantly reputable (or even authentic); for instance, an excellent caterer might have had a few nightmare/hater customers who skew their rankings, while a truly mediocre caterer might have padded their online reviews. So see if you can locate some previous clients of the caterers you are thinking about and reach out to them.
# 7 Insurance Coverage
Every catering service we talked with called insurance protection "a provided" for caterers, and you certainly don't wish to legally be on the hook for some oversight or mishap that was the fault of your caterer.
# 8 A Skilled Chef and Kitchen Area Staff
Remarkably, how long a catering business in Cranbourne has actually stayed in business might not be as vital in selecting a terrific catering service as you may think.
So make certain to inquire about the chef's bona fides and CV since he or she will most likely be the one most responsible for the outcome of the meal and whether your visitors enjoy it or not.
Call Us Now Of Fill In The Form To The Right For All Private Catering, Wedding Events, Birthdays And Barbeque's.


text: I just joined a new company and unfortunately IB is not on their list of approved brokers. I currently have a Friends/Family acct at IB and an individual acct at ToS. Is there another broker with a similar setup to IB F&F? My options are somewhat limited: TD Ameritrade Scottrade/Etrade Fidelity Schwab