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Bank Teller Education and Training Programs
Learn about your training options for becoming a bank teller, such as earning a degree or completing on-the-job training. Review the qualifications for earning the Certified Bank Teller credential. Get more information on the typical job duties and responsibilities of bank tellers. Schools offering Finance degrees can also be found in these popular choices.
What Is a Bank Teller?
Bank tellers provide face-to-face customer service for bank patrons, assisting with deposits, withdrawals, payments and even opening a new account. When you go into a bank to deposit or withdrawal money, make a payment or check your balance, a bank teller is the employee that will likely handle these tasks for you. The bank teller may also help you open a new account.
|About the Career
|Bank tellers assist customers at banks with deposits, withdrawals and other transactions
|High school diploma or equivalent, some employers may prefer training or customer service experience
|Training Programs
|Single courses and short certificate programs are offered at several schools and online
|While not required, a bank teller certification distinguishes individuals with proven bank teller skills
|Median Salary (2018)
|$29,450 (for all bank tellers)
|Job Outlook (2018-2028)
|12% decline (for all bank tellers)
Source: U.S. Bureau of Labor Statistics
Do I Need a Degree?
The U.S. Bureau of Labor Statistics (BLS) reports that you don't need a college degree to become a bank teller. You'll need a high school diploma or a GED and you may be required to pass a drug test and background check. You'll get much of your training on the job. However, there are training programs offered by community and technical colleges that may help you prepare for a career as a bank teller. A bank teller is an entry-level position in the banking industry, so if you are looking to advance into a different department of banking, you may want to complete a degree program in a field related to banking, such as accounting or finance.
What Training Is Available?
As an entry level job, the bank that hires you will provide your training and you will learn many of your job duties by interacting with customers. You can also complete a training program either online or in person. Program details and requirements vary by institution, but all include instruction in basic banking practices, customer service skills and technical applications, like banking software.
Is There a Professional Certification?
The American Bankers Association (ABA) offers a bank teller certification. You are eligible for this certification if you have at least six months of job experience working as a bank teller and if you have completed the American Institute of Banking's bank teller certificate program, which can be found online. You will also need to provide letters of recommendation and successfully pass a background check in order to meet all of the ABA standards for certification.
To continue researching, browse degree options below for course curriculum, prerequisites and financial aid information. Or, learn more about the subject by reading the related articles below:


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It's tough to get better reviews than Penny Lane in Rozelle, New South Wales. You can find this highly rated eatery right down on the corner of Darling and Melton Streets in the heart of Rozelle. This suburb is on a peninsula to the west of Sydney CBD and Penny Lane serves as a central meeting point. This place serves up some seriously decadent food. You can share a bunch of small plates with friends or you can choose to sit down to enjoy one main dish. Whichever way you choose, you can't lose. The small plates include such gems as beef eye fillet with truffle and quail yolk as well as the Carpaccio of swordfish with lemon, grapefruit, pink peppercorns, mint and citrus. Don't be afraid to ask the attentive staff if you don't understand any of the menu items. The staff at Penny Lane is always eager to give recommendations. You'll be able to tell that they love their job and that they've worked there a while. They know everything about the delicious main dishes that include housemade gnocchi, seafood hot pot and angel hair pasta with blue swimmer crab meat and claws. Penny Lane focuses on wines. Australia makes some of the best wines in the world and those bottles are all showcased at this romantic eatery. You can also sample varietals from around the world. The wines list is carefully curated to compliment the full flavours of the food. You can even choose to take advantage of the two-course or three-course pre-fixed menu. Penny Lane is available for hire. You can have a celebration or a corporate event down at this delicious little spot.
Thu 07:00 - 19:00
Fri 07:00 - 22:00
Saturday : Closed
Sunday : Closed
Mon 07:00 - 19:00
Tue 07:00 - 19:00
Wed 07:00 - 19:00
Address: UTS Broadway Building , Level 1 81-117 Broadway, Broadway NSW 2007

subset: commoncrawl


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Crisis? What Crisis?
Thatcher in 1990, Callaghan in 1979. Two British Prime Ministers who thought that being seen to 'get on with the job' was the best way to handle political difficulties at home. Perhaps it is fitting therefore that Boris Johnson is also out of the country, presumably in part for the same reason.
When the unanimous judgement of the UK Supreme Court was handed down this morning. The court's ruling, that there was no reason, let alone a justifiable one, to prorogue Parliament and that the UK Government acted illegally, was as damning in its judgement as it was surprising in its clarity.
As with much of what has happened with Brexit, it is impossible to guess what might happen next. Immediate calls for his resignation from all sides are predictable, but it is likely that whilst in the New York, the Prime Minister might follow the advice of "America's Boris" and stick it out, at least in the short term.
What the Opposition chooses to do next will be critical in that determination. With the media narrative clearly building up to the decision today though it was with a chronic lack of perspective, but entirely unsurprising, that Labour Conference chose to continue petty squabbles and fudge positions. A clear clarion call this morning of its position would have further increased the pressure but has not yet materialised. Strong, visual action today could still salvage the situation, but whether the party is capable of that or cedes that group to the SNP, Lib Dems and others remains to be seen.
The guesswork will continue over the coming hours, days and weeks but I suspect the news from the Big Apple will echo both Callaghan and Thatcher, "Crisis? What Crisis?" and "No, No, No."


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You in a heap 'a trouble boy…
If Obama was David Cameron he would be blaming Prince George.
How did Obama go from being "outraged" when he "read about the IRS scandal in the newspaper" to calling it a "phony scandal"?
Because between "outraged" and "phony scandal", he "got all the facts."
I guess since they think these are all 'phony' scandals is the reason they launched phony investigations and give phony answers to real questions.
Oops – Got so carried away with the 'phony' scandals I forgot to give an A+ for the cartoon. Loved the 'Informed Voter' patch!!
Branco is a genius.
Slap the cuffs on the little twerp and toss the key into the sewer. Seize the "evidence" and put 'im on trial. Upon receiving a guilty verdict, sentence him to share a cell with Blogo…
Cruel and unusual punishment!
[…] From A.F. Branco (via Legal Insurrection): […]
[…] From A.F. Branco (via Legal Insurrection): […]


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Tag Archives: travel
Rosie and Me: Day 24. Honey, I'm Home!
I looked everywhere.
I looked in the suitcase, in the duffle bag that I used to transport exercise clothes, and of course I looked to see if they were hanging on the travel rack in Rosie's back seat with all the rest of my clothes, where they should have ended up.
I was distraught.
I only have two pairs of jeans. (I'm a khaki kind of guy and have been since medical school)
One is a pair of Levis 501 button fly jeans that are okay. The other is a pair of Wranglers that are comfortable, fit me better and feel better to me for some reason. I was looking forward to wearing them both on the road and in the car while traveling.
The Wranglers were gone. Vanished. AWOL. I couldn't find them anywhere, and I was so disappointed and angry with myself since I thought I had lost them somehow during the packing and leaving for the trip. I could not for the life of me figure out what had happened, but Levis it was for the duration of the trip and nobody died.
Fast forward three weeks to today, Day 24. I arrive home, haul everything up the stairs to my apartment, start to dump things on the bed and anticipate the (at least) six or seven huge loads of laundry I was about to tackle.
I turn around to put my hiking boots in the closet.
They're there, forlorn and forgotten, on the floor under the blue seersuckers and the suits and the full length wool winter coat, all of whom had to stay behind and pull guard duty as the rest of us traveled the US. I guessed they had slipped off the hanger as I picked up armloads of clothes for the trip.
They were down, but not out.
I smiled. At least I hadn't lost them.
Now, direct your attention to my desk, whereupon sits a huge pile of three weeks' worth of mail placed nicely in a USPS box for me.
About halfway down in the geological survey that is this afternoon's mail opening exercise, I come upon an envelope from Seattle. Not from my friend Elizabeth, who has been busy doing her own traveling in North Carolina this week. Not from anyone else that I know, at first glance. Official looking, this envelope. I figured it was not a thank you note for shopping at the Pike Place Market and buying Dungeness crabs (though they should have sent me a thank you note, as expensive as those suckers are!)
I opened it and soon realized that I had been spotted by THE MAN in Seattle and had supposedly been doing (GASP) 29 mph in a 20 mph school zone. I have no memory of this, of course, but here are two pictures of Rosie happily cruising (not at 92 mph, like in Montana, but at a child-killing, pavement scorching 29 mph in Seattle), plus a picture of my license plate.
Fine: $189.
Welcome to sunny Seattle. We're so glad you're here. You didn't buy enough crabs, you jerk.
Well, nobody died, right? I'm home, the trip was grand, and I will just consider this overhead. I really, really, really thought I had traveled 6987 miles with no tickets of any kind and was feeling pretty damn smug about it.
The moral to this sad, sordid, fishy tale, my dear readers?
If you ever find yourself in a new city, life starts to go a little fast, and you get caught with your jeans down, you are just screwed.
Don't come crying to me. Been there, done that, paid the ticket.
Good evening, my friends, from the sunny state of South Carolina, where the women are lovely, the jeans are blue, and so are the crabs we catch with our own hands, some chicken necks and a string on the coast.
It's been real, and I hope you enjoyed the ride as much as I did.
Rosie and Me: Day 22. A Chevy, A Steak Sauce and a Birthday.
After our wonderful cocktails and meal last night at Mark and Becky's house, it just made sense that Mark show me the gorgeous new exercise and fitness facility at Tulane University in downtown New Orleans this morning. Technically called the Reily Student Recreation Center, this is a wonderful place that had multiple floors of racquetball courts, basketball courts, treadmills, exercise bikes, open exercise rooms, an Olympic size pool and a ping pong table or two.
In the first storyboard draft for Pixar's film Cars, the main character, a race car named Lightning McQueen was going to have number 57 as his racing number, in reference to director John Lasseter's birthdate, January 12, 1957. But in the final cut, Lightning's racing number changed to 95.
They check your ID and make you sign in as a guest with a sponsor. If you forget your ID, they won't let you in until you catch your friend's wife just before she leaves the house for work and have her bring your wallet from your back pants pocket. Not that I would know anything about that, of course. No.
I walked the track to warm up and then spent the rest of an hour on a kick-ass bike. Fun.
Then, it was time to bid New Orleans goodbye and head out of town towards Birmingham.
Passenger 57 was a film starring Wesley Snipes.
I met a friend from high school, Lawton Higgs, who I have talked to on Facebook for some time, for dinner at a local barbecue place in Homewood, Alabama. Saw's BBQ is an excellent place to experience home-cooked ribs, chicken and pork, among other items. We had a great time talking and filling up on some great food.
Heinz 57 is a brand of sauce, and the number of varieties of foods claimed to be produced by the H.J. Heinz Company.
We then walked a couple of storefronts down the street to the Edgewood Creamery on Oxmoor. Cinnamon ice cream is good. Just sayin'.
57 Channels (and Nothin' On) is a song by Bruce Springsteen, from his 1992 album Human Touch.
This was a nice day.
Carnegie Hall is on West 57th Street in New York City.
Oh, yeah, I had a birthday today too. Guess what year I was born in and which birthday this was.
Tomorrow, I will head for Athens to see family and have one more day and night to relax. Then, it's back to Aiken to check mountains of mail, emails, turn off the away messages and get ready for the inevitable post-vacation letdown after such a long time away.
Thanks to all of you have followed along at home, seen the sights with me, sampled the food, and even had a Corpse Reviver #2 last night. You've been great.
Good night, friends, from Birmingham, Alabama.
Rosie and Me: Day 21. Madder Than a Hatter Eating a Beignet in Jackson Square
So today was New Orleans day! How cool is that?
My high school friend Mark told me right away that I had to buy a hat, and that my first stop was to be Meyer the Hatter, one of the biggest hatters in the south.
"Just go in, tell them that you're visiting and that you don't know what you want, and they'll fix you right up."
I walked from Tulane down Canal, then took a right on St. Charles Avenue, went in and said exactly that. After finding out what kind of hat I liked, which season I wanted it for, and if my taste ran to finer hats in the group (it did), he picked out two hats for me right away. The first was too small. The second fit perfectly. I walked out in ten minutes flat with a wonderful black wool felt hat with a brown and black leather band.
I then went all the way down Canal and hopped the Algiers ferry ( two bucks each way) and got some glorious shots of the city.
After the ferry came my usual big walk around the city, heading down towards Jackson Square. This is once again a beautiful part of New Orleans, with sun splashed water, vibrant color, the laughter of children, and the raucous sound of a jazz band on the green.
What trip to New Orleans as a tourist is complete without a trip the the Cafe Du Monde for beignets and chickory cafe au lait? Such a beehive of activity! Dozens of waitstaff and powdered sugar-coated people scarfing down trios of the just warmed pastries, washed down with smooth coffee. Divine. Yes, sadly, I ate all three.
To work off the calories from the Cafe, one must stroll the French Quarter, with its signature horse-drawn tours, pedal cabs, and balconies now decorated in style for Halloween. This city seems to love this holiday, as I've seen ghouls and ghosts and strings of orange lights and zombies and witches everywhere I go.
Lunch was with my friend Mark at Pesche, a restaurant open for one year in an old reclaimed warehouse. Stunning architecture, excellent seafood gumbo (yes, Knot, I took your advice and it helped, thank you), roasted pumpkin, and a fine LA-31 Pale Ale. Magnificent!
The rest of my afternoon was spent at the WWII Museum, and ever-expanding tribute to the many who sacrificed to literally save the freedoms of millions in the 1940s. The D-Day portion of the Museum is fully open, the huge new Boeing Pavilion is up and running and it houses a B17 bomber suspended from the ceiling along with five other period planes. Talk about a huge room!
Other exhibits about the European and Pacific theaters will open in the next year. Well worth a few hours of your time if you're in New Orleans.
Then, it was home for a wonderful dinner with Mark and Becky, complete with Mark's signature cocktails. My favorite was the Corpse Reviver #2. Suffice it to say that if you drink more than one of these I think it would have the opposite of the intended effect.
I even got a house tour last night, with stories of Katrina recovery on a very personal level and an introduction to the house ghost in the attic.
This was a wonderful day.
Tomorrow, it's hit the gym first, as Mark wants me to see the fine facility affiliated with Tulane, then Rosie and I will cross the Mississippi River and head to Birmingham.
It's almost time to feel South Carolina sunshine on my face again.
Oh, one traveler's tip for you today. How do you take an excellent photo?
Look around for the area of grass or dirt or other surface near your subject that is the most worn down. This is where thousands of people before you have taken the shot.
Don't stand there.
Change the light, the angle, the perspective, the shadow.
You will take a beautiful photo that brings back memories and that you can share with others.
Good night, friends, from New Orleans, Louisiana.
Rosie and Me: Day 20. Visiting Relatives
Some observations as I made my way from Little Rock to New Orleans today.
The hotel in Maumelle, Arkansas, was one of the nicest of the properties I've been in on this trip. It looked brand new, smelled of new construction, had nice carpeting and furnishings, and the staff was warm and welcoming. My room was large, well-appointed, was directly across from the fitness center, had modern NFC access built into the door and just seemed to be brand new. When I asked the clerk how long the hotel has been open, she said since 2011.
I have had a chance to meet several online friends on this trip, people I have come to know very well but had never met in person. I have known them for 1-5 years, and I dare say I'm closer to a couple of these friends than to most of my "real life" ones.
When I attended the dinner given by Elizabeth for my high school friends in Seattle, it was almost like we picked up right where we left off. After almost four decades, we could tell stories, joke and kid each other, and act like goofy teens again for awhile. We were in many ways the same people, but with lifetimes of experiences since our last meeting.
I drove into New Orleans today, marveling at how busy and active everything looks. When I drove down the same interstate in 2005, with a Red Cross on my rental car, we were the only people on the road except for the National Guard troops who let us into the city. I counted the number of windows blown out of the Sheraton Hotel building and heard gunfire down by the levee. Today, I heard the roar of traffic and the sound of streetcars. That visit saw New Orleans bruised and battered. This trip will see it happy and beckoning.
I have been very busy and active on this vacation, so much so that some of you have repeatedly told me to slow down! I have been following an itinerary that I set for myself. I'm doing things that I choose to do in places I want to go. Contrast this with work, when I am driven by schedules and job needs, and when I feel tired and worn down many days, not energized.
Tonight I had a wonderful New Orleans meal and great conversation with my old high school friend Mark Vanlandingham and his wife Becky at Boucherie on Jeanette Street. Tomorrow will be full of coffee, good food, walking, parks, art, military history, and just being out in the good warm southern air.
Things I've learned from all this?
Everything is relative.
Everything has context.
Everything is transient.
Everything has importance.
Everything will end.
As one of my regular readers often says to me, "Carpe diem!".
I will do my best to make tomorrow one of the best days I've ever had.
Will you?
Good night, my friends, from New Orleans, Louisiana.
Rosie and Me: Day 19. Dr. Bates and the Secret of the Ya Ya's Supperhood
Traveled to Little Rock, Arkansas today, with a feeling that I was getting back to my beloved south. I have thoroughly enjoyed seeing the sights all around this great big country of ours, meeting new friends and seeing old friends again, sampling food and coffee in more places than I can count, and seeing how beautiful America is. It is getting to be time to get back to my roots, though, back to the warm, humid climate, the slower pace and the drawl of the south. You can take the boy out of the south…
The weird sign of the day award goes to this little jewel seen somewhere in Arkansas I believe, if memory serves:
"Toad Suck Park"
I'll just let you sit with that one for a minute. Get another drink if you need to. I'll write the rest of this post while you're gone.
The nice event of the evening today was dinner in Little Rock with three people I'd never met in person before. Ramona Bates, she of the scarf and baby quilt making fame, had wanted me to come through and have dinner with her and her husband Brett. She sent me a text when I got here and said that Val Jones, a blogger and physician who I had met on Twitter years ago, just happened to be working a locum tenens job at a hospital in town, and she also joined us for dinner.
We ate outside at Ya Ya's Euro Bistro, a wonderful place in an upscale retail area. The weather was perfect in the early evening, the food was excellent and the company fine. We enjoyed getting to know a little more about each other, and it was remarkably easy to do. Funny how that happens when you have Twitter or Facebook relationships for years before actually meeting someone in real life.
Ramona had made me a Mobius scarf and some homemade bread, so I came away in good shape tonight!
As I wrote before I started this trip, seeing the people, old friends and new, has been the highlight of my travels across the land. We all need friends, people who we like and who like us, people we can share our hopes and fears with, as well as sharing a crab dinner or a drink or a story or two.
Thanks to all my friends across the USA who enrich my life and make it better in so many ways.
I love all of you guys.
Tomorrow, we travel to The Big Easy to visit with Mark and Becky and eat (really, again??), see the WWII Museum and see what else we can get into. It will be my first visit back to New Orleans for pleasure since I worked for seventeen days just after Hurricane Katrina hit in 2005. I'm looking forward to a much more pleasant experience this time around.
Good night, dear readers, from Little Rock, Arkansas.
Rosie and Me: Day 18. Flint-stones.
Once upon a time there was a coffee shop in Emporia, Kansas…
Well of course there was a coffee shop. Whose blog is this anyway?
Granada Coffee Company was my mid-morning stop today to recharge and sample the local beans and muffins. A blueberry one and a big Americano with plenty to take on the road was perfect. The shop was little but homey and comfortable, with just five or six tables. The lady barista was very friendly to me from the start (are you sensing the pattern here, that people who are around coffee, who drink coffee and who brew coffee are all very nice people?), and I was very impressed with the fact that she called every one of her customers while I was there by name as they walked in the door. The sign on her wall said, "Enter as strangers; leave as friends." I believe that this fit just right.
Then, it was on to see the Flint stones. No, not the yabba dabba doo kind, but the rolling hill kind that were a nice shade of yellow-brown-gold and undulated nicely through the rest of Kansas before I hit Oklahoma. The Flint Hills were a very pretty part of the state to drive through indeed.
The highlight of my day, and the only real destination I had set myself today, was the Oklahoma City National Memorial and Museum. How can I describe this place to those of you have never been there? I expected that it would be a very visceral experience for me. I am getting a little road weary now that I am in my third week away from home, and I tend to get a little more emotional when I'm tired, so I knew that this would be a very interesting and educational, but emotionally painful, stop. It is telling that one of my close friends texted me just before I got there and checked in with me, offering to touch base later in the day to make sure I was okay.
Walking up to one of the massive gates, situated at each end of the site like gigantic bookends of time, plus seeing the sections of fencing that have been left to accept tokens and memorabilia from visitors, immediately hit me in the gut. That and the fact that Jesus, in the form of a large white statue across the road, had turned his back on the horrific trauma, covered his face, and wept. I saw the tiny tennis shoe hanging from the fence, the pictures of the victims and the still-fresh grief of the families that said goodbye, probably for the hundredth time, to their daughter or father or husband, and I had trouble seeing to use my camera to capture the pain.
I spent a total of about four hours at the site, three in the bright sunlight of the outdoor venue and inside touring the museum, and another hour as the sun set. I wanted to get another set of pictures as the wonderful lighting slowly changed the feeling of the Memorial from a sun-splashed beauty to a melancholy glow. I was very glad I took the extra time to go back.
The Memorial is one of the best I've ever visited, and I highly recommend you see it if you ever go to Oklahoma City. The museum educates as it should, with words and pictures and sounds and emotion and shock and closure. The outdoor area is nothing short of spectacular in its ability to recreate the space as it was in the moment before the blast, but to also bring us forward in time long past 9:03 AM on that fateful day of April 19, 1995. The horror of the loss is apparent in the Field of Empty Chairs, but the hope and serenity that comes up from the perfectly clear and calm pool of water between the bookended gates of time is calming. Above it all, the Survivor Tree lets us know that when all hope seems gone, life can go on.
I don't have any other words that do this place justice, but I tried to capture some of the emotion behind the lens of a camera to share with you. I hope I have done a good enough job.
The overarching themes of this Memorial are that out of horrendous destruction springs monumental beauty, from hate can come love, and from darkness can come soothing light.
If you love someone, tell them.
If you feel strongly about something, act.
None of us are guaranteed tomorrow.
Good night, dear readers, from Oklahoma City, Oklahoma.


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Things about the Freelance Web Developers Market Research
Last Christmas I started an online survey about why freelance web developers get hired. The survey was simple with only 3 main questions. It was for whom was hired as freelance web developers, or who had ever hired them. The 3 questions for these 2 groups were different:
- Freelance web developers would be asked:
- How do your clients find about you?
- How do you spread the word about your brand and your work?
- What do you wish you had known when you first started?
- People who had ever hired freelance web developers would be asked:
- Why did you hire a specific freelance web developer?
- What issues or challenges led you to hire him / her?
- What result did you expect when work with him / her?
Sounds interesting? Now let me tell you the behind-the-scenes story about why I started the survey, how I conducted it, and most importantly, what I've learned. Read More…
I'm a senior web developer helping clients build their websites to grow businesses. Currently I'm based in Taipei, Taiwan.
I write things about WordPress, AngularJS and life. Whenever you'd like to find someone to talk about these topics, just get in touch!


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Aarti wrote in to ask. "Please could you tell me what buses go from Malaga Airport to Estepona? I will be arriving at Malaga airport in November, also what are the ticket rates?"
I wrote back to say: "Hi Aarti, the easiest way to get to Estepona from Malaga airport is to take the dedicated Malaga airport to Estepona bus. Fill in the details in the booking engine box and you'll see the timetable immediately. During the 2018/2019 winter season from October to May a bus ticket from Malaga Airport to Estepona bus station costs €10.20. There is a taxi rank right next to the Estepona bus station which makes it easy to travel on comfortably from there.
To catch the Malaga airport bus to Estepona when you come out of arrivals look straight ahead and about 50 metres in front of you, you'll see the airport bus stop.
If you have to wait for the bus then have a cup of coffee or a cold beer at Gambrinus outside Arrivals. The Malaga airport bus stop is just behind the cafeteria. If you sit outside over on the left you can keep an eye out for your bus to Estepona. Thank you for writing in Aarti, I hope you have a great journey. Mike"


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17+ anschreiben 2go
Ensure that you make the information you're searching for. Whether this information is Incorrect, or the business entity name from the IRS file is not right, it is your choice to find this info fixed, or alter the title of your company anyplace else to match with the IRS, which isn't recommended as you'll be receiving information requests for many years about alternate DBA names for your company. So we're in a position to attract more valuable details on following posts. The right contact information ought to be included also even if you already filled out it on your primary application.
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If Therefore, she is encouraging applicants to be cautious in ensuring the entire info is true. Each borrower should have a minimum of two guarantors. A guarantor cannot guarantee for 1 person at a moment. It is therefore vital that they be mindful of every one of the duties.
Find the right info. Just a little transposition in numbers could signify your income is being reported to another company, or a different company's information is being attributed to your income, and that might take some time to sort out! In case the colleague has left the previous employer too, this is predicted to be clearly mentioned in the correspondence which the current person is NOT working with the prior employer. Begin with describing the way in which the accident occurred and why the insured individual was to blame. Though you should consider your own carelessness in deciding what an acceptable settlement is, it is not your job to produce comparative negligence disagreements for your insurance carrier. When it's a tax refund intimation then you don't need to do anything.
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The PDF format is Considered to be a very good option in case you Don't Need To generate any kind of alterations in the template of a printable calendar and would like to use or share it in the same manner. If you've already typed your document, then underline the text and then correct the font. Your true document for your job should be much more detailed and elaborate. You can add text too, if you select. By default, the text looks in the specific fashion as the remaining part of the card, however you can change using the options below the Home tab. You may even change the font or font size should you desire. There are tons of fonts that are included with Microsoft Word and most may be appropriate to your requirements.
If You'd like to congratulate someone by name or feature a date on a Banner ads, you're able to quickly create your own. It is crucial to obtain the name, as it assists personalize your cover letter. While lots of people use Word for easy tasks like writing letters, it's a lot more software. Word provides you the capacity to make an individual envelope to each of your recipients, and you might publish customizable envelopes to match the requirements of your enterprise. Microsoft Word has been in a position to exhibit unique collections of text from various colours. It has the ability to produce single or multi-fold cards.
If you are mailing out a letter employing a double-window envelope it may be Difficult to format the record by yourself. A clear, concise and skilled letter ought to create the reviewer give additional attention to your request. A flourishing letter of intent has to be written in a professional fashion and need to seem persuasive and defined. To solve such critical components of an expert dealing, a letter of intent has a significant duty. Before you write a letter of intent for just about any occupation, you must understand what you must include and what not.
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Utilize bullet points when potential To produce the letter a good deal easier to read, and clearly state what action you want the governor to tackle your behalf, including requesting that he sign a specific bill into law. Formal small business letters predict for a particular protocol whatever the letter's intent. Composing English small business letters isn't the simplest task. You will also have to consider whether you are sending your company letter to one individual or to multiple women and men, which will influence the greeting you opt for. The letter doesn't have to be a very long letter but the tone has to be succinct and professional. When it ought to have a professional tone, it should not be stiff or too formal. For instance, a complaint letter concerning a product may now explain that you've been a loyal client and are typically very delighted with the product.
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Each paragraph Will have a Topic sentence that is among the reasons to consider the thesis. Over the following Paragraphs you write about everything you said you'd write about in the very first paragraph. From the very first paragraph you mention the reason of why you are writing. The closing paragraph of your letter should incorporate a succinct Restatement of why it is you are writing and what you'd prefer the recipient to do.


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What is Friendship 8?
Friendship 8 is an opportunity to get better acquainted with other Corinth community members through regular gatherings of 8 adult couples and/or individuals. After all registrations are in Pastor Dan will organize the groups and notify members.
Friendship 8 is very simple and is all about making new friends and deepening your connections with other worshipers at Corinth Church. After groups are formed you will be asked to meet together to make a plan for gatherings hosted by each member (couples or singles). There are no rules apart from that. Gatherings can be in homes or public places, they can involve meals, games, coffee/tea/soft drinks. You can meet every week or less frequently. These are not prayer groups, bible studies, or covenant groups. It is just light socialization for people who want to know more about the Corinth Church community.
Please use the form below to let us know of your interest in participating. (Sorry, but we will not be able to register anyone with unrecognized contact information. If you wish to join us for worship we'd be glad to welcome you and register you for the next round of F8 gatherings.)
[gravityform id="1″ name="Registration"]


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SOCAN Foundation Awards for Young Composers
The John Weinzweig Grand Prize of $3,000 for the best overall work was awarded to Eugene Astapov for "Hear My Voice." The jury panel members were Elisabeth Raum, Dinuk Wijeratne, and Alissa Cheung.
The Godfrey Ridout Awards, for works of any number of voices with or without instrumentation and/or electroacoustics.
1st prize: Roydon Tse for "And the Ocean was Gone" (ON);
2nd prize: Francis Choiniere for "A Clear Midnight" (QC);
3rd prize: Tristan Zaba for "Encroachment" (ON);
Young Composer Prize: Leo Purich - Composer for "Flexible Fugue for Choir (SATB) and piano" (QC).
The Hugh Le Caine Awards, for live or recorded electroacoustics, where the intended performance is, at least in part, through loudspeakers. Works in this category may be multi-media and may include acoustic instrument(s) or voice(s), live or recorded. The principal element in the work must be electroacoustic.
1st prize: Carmen Vanderveken for "At Play: 3 short pieces" (QC);
2nd prize: Xavier Madore for "Les loges de la suite" (QC);
3rd prize: Bekah Simms for "Skinned & Skinscape" (ON);
Young Composer Prize: Kai Kubota-Enright for "Isaac" (BC).
The Pierre Mercure Awards, for solo or duet compositions, with or without voices and/or electroacoustics.
1st prize: Stephanie Orlando for "Scatterbrain" (ON);
2nd prize: Alison Yun-Fei Jiang for "Isles" (ON);
3rd prize: Liam Ritzfor "Drei Klavierstücke" (ON);
Young Composer Prize (ex æquo): Leonid Nediak for "Fantasie No. 2" (ON), and Thomas Cardoso-Grant for "artifact ii" (QC).
The Serge Garant Awards, for compositions requiring a minimum of three performers to a maximum of 12 performers with or without voice and/or electroacoustics.
1st prize: Eugene Astapov for "Hear My Voice" (ON);
2nd prize: Nolan Hildebrand for "HEATDEATH" (MB);
3rd prize: Corie Rose Soumah for "Reflet" (QC);
Young Composer Prize: Jules Bastin Fontaine for "Trio en hommage à Bruckner" (QC).
The Sir Ernest MacMillan Awards, for compositions requiring no fewer than 13 performers up to a full symphony orchestra, which may include vocal participation and may be scored to include electroacoustics.
1st prize: Luis Ramirez - Musician for "Chido" (ON);
2nd prize: William Kraushaar for "APOCALYPSIS 15" (QC);
3rd prize: Jared Miller for "Ricochet – Reverb – Repeat" (NY);
Young Composer Prize: Leo Purich for "Variations and Fugue on Mozart" (QC).
Thanks to a partnership with NYO Canada, three young composers will have an opportunity to hear their works in concert. These works will be "Variations and Fugue on Mozart" by Leo Purich, from Québec; "Chiaroscuro" by Dan Jeremy Reyes; and "Prairie Frost" by Stuart Beatch, Composer, Composer. One of these artists will also be offered a residence.
Congratulations to everybody!


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How to Handle an Aggressive Interview
As you step into your job interview, relax and remember that at the end of the day, an interview is really just a polite conversation between two professional adults. Both of you are interested in what the other has to say, and neither of you have anything to gain by attacking, belittling, or emotionally manipulating the person across the table. An interview is not an interrogation. And your potential employer isn't some kind of drill sergeant putting you to the test to see how you handle intense pressure. This conversation isn't personal—it's just business.But unfortunately, some interviewers just don't see things this way. Sometimes, for reasons that relate directly to the responsibilities of the job, they really do need a candidate who can stay graceful and composed while facing a barrage of aggressive questions. Sometimes managers lack experience, and they think aggression is a standard part of the interview process (TV and movies can contribute to this perception). And sometimes they mean no harm, but they simply don't recognize the impression they're making on a candidate.If you encounter aggressive interview behavior—for any of the reasons above—don't panic. And don't lose your composure. Just answer calmly and stay open to whatever this experience can teach you. Keep these tips in mind:If Your Claims Are Challenged… If you won an impressive award twice in a row or led a large team at a very early stage of your career, interviewers may point out that this is unusual and they may ask for more detail. Answer by agreeing that the situation is unconventional, and then calmly and cheerfully provide every detail that's asked of you. Answer a confrontational interviewer exactly as you would if the person were polite and diplomatic. Don't acknowledge the rudeness or impertinence of the question.If Your "Sense of Humor" Is Put to the Test…Don't be flustered by silly questions that are designed to test your sense of humor. If you're asked which cartoon character you would be, or the five ice cream flavors you would take with you to a desert island, don't miss a beat. Provide a witty, honest answer if you choose. If you feel baited and would rather not play along, laugh and ask politely for the next question.If Your Interviewer Asks for Something Odd…A famous army officer used to give his interviewees a single command: "Make me mad." Some of them would insult his tie. Some would roll their eyes and walk out. One candidate (who was hired on the spot) reached out without a word, picked up a model ship on the officer's desk, and broke it in half. If you're asked for something that challenges your composure and quickness, stay composed and answer quickly. The substance of your answer won't really matter, but your directness and calm will reveal your approach to this kind of problem solving.If You Face an Impossible Question…Some interviewers like to ask questions with no easy answer, for example, the clichéd, "what are your weaknesses?" Or, "give me five reasons why I shouldn't hire you." If your interviewer seems to be cornering you or asking you to say something negative about yourself, respond like a media savvy politician: Simply don't answer. Instead, take the stage and use it to reiterate the five reasons why you SHOULD be hired. Just because it's your turn to talk doesn't mean you have to answer the question at hand.Your Resume & Your InterviewA strong resume can lay the stage for a pleasant and meaningful interview—for parties on both sides of the table. If you use your resume to provide your interviewer with clear, relevant, and positive detail about your background, you'll be better able to control the conversation. Start by visiting MyPerfectResume for tools, formatting guidelines, and industry-specific tips that help you stay on track.


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Dec 7, 2017 7:05:31 AM
Hey all,
I wanted to chime in on this thread regarding the lack of Forward to a Friend in the third-generation editor. The simplest answer is that due to lack of usage in our previous editor (both our users inserting this link, and recipients using this link) we decided not to implement the feature. We also wanted to solve for cases where this feature was used as a workaround (such as getting around possible display issues), with other features or improvements to the editor. With our current editor being under active development, we want to focus on the latest and greatest features that will bring as much value as possible to our users. While I can understand that some users found this feature valuable, our plan is not to rebuild the second-generation editor, but rather to learn from its mistakes/successes to create a new, best-in-class editor.
To address some of the concerns around the lack of this feature:
I love all the feedback I've been reading on the third-generation editor and the team is looking forward to continuing to deliver awesome new features into 2018. Stay tuned for some great new features coming out first thing in January!
I am also one of many of your customers who what this very important feature. Forward to a Friend is completely different from the other growth tools you mention. While these features are good and important for your customers, Forward to a Friend allows those in our current database to share information with their friends who would then be able to subscribe, etc. I am actually surprised that you don't see that as perfectly obvious. The majority of people receiving our emails are already subscribed. Forward to a Friend is likely the Number One growth tool for your customers and in the best way - by receiving it from a friend. Since it has been available in the past and is readily available just about everywhere else, I am quite sure your developers could easily add this feature back in. Thank you.
Hello @dorism11. Thanks for your feedback about the Forward to a Friend feature. I can certainly see how this could be a useful tool for you. Our Product team is still researching and looking into this but I will certainly submit your request over to that team and will have them contact you if there is any update.
I am adding to the list of the voices requesting this feature to be added back in.
Here's my rationalle: people may use their own email's forwarding feature, but then the recipient would not have an easy way to subscribe to our emails themselves. The only current solution would be to add a subscribe button to the original email. But this doesn't make sense either.
Hello @AGY,
Thank you for providing feedback on this feature. Based on your rationale I can understand why this would be helpful. I have tracked the feedback in your account for our developers to see.
I would also like to point out, if others have no already done so, that we actually may be losing subscribers. When a FORWARD TO A FRIEND option is not available, a person may use the Forward tab in the nav bar of their browser. That person doesn't know they received it and they Unsubscribe.
Truly a service would be done for your customers by adding FORWARD TO A FRIEND back in.
Thank you.
Has this feature been added? We need it because our sales team and customers are forwarding our promotional emails and someone they send it to doesn't want to receive the email and clicks the "unsubscribe" and it unsubscribes our customer or our sales person. So now they don't receive any of or other important emails. Forward to a friend is a common way of sharing info and other systems offer this feature.
Hello @AnitaS921. At this time, the Forward to a Friend feature is not available to use in campaigns created using our third-generation editor. I certainly understand how this would be useful for you and your contacts so your contacts do not become accidentally unsubscribed. I will note this feedback in your account and send it over to the appropriate team.
I too was disappointed to discover that the "Forward to a Friend" feature was no longer available as part of the new editor. The new editor is great but the loss of this feature is disturbing as it was a vital tool in enabling list growth. I am hopeful that the Constant Contact team will add it back very soon!
Hello @ThomasL76. Thank you for your feedback about the Forward to a Friend feature! I can see how this can be used as a list growth tool for you. In the meantime, you can include a link to your sign-up form in your campaign to allow new contacts to join your mailing list. I have tracked this request in your account and sent it over to our developers.
Thank you - we do already include that link however it does not work as well without the "Forward to a Friend" feature as the messages often get "altered" (missing images, etc.) when recipients forward them using programs such as Outlook. Additionally, the "Forward to a Friend" feature allowed us to see statistics (trends) regarding how often our messages were being forwarded -- without that feature, we lose that valuable insight.


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The 2020 ESTHER Ireland Small Grants Scheme is now accepting applications.
The European ESTHER Alliance engages health institutions in effective and sustainable North-South partnerships, strengthening the capacity of health institutions to provide quality services through knowledge generation, sharing best practice, collaboration, and advocacy.
The ESTHER Alliance aims to contribute to the achievement of healthy lives and well being for all, at all ages. ESTHER Alliance supports peer-to-peer partnerships that are capable of inspiring institutions and individuals to change the way they work, improve the quality of service delivery and potentially influence health policy.
ESTHER partners believe that this approach addresses systemic challenges in healthcare, contributing to Sustainable Development Goal 3 and progress towards Universal Health Coverage.
ESTHER Ireland grants have brought together hospitals, clinics and 3rd level institutions across a range of countries, from Ghana to Zambia and Nepal. So far ESTHER has supported over 20 health partnerships.
"One small ESTHER grant, it's like a seed; it can lead to an oak tree."
Dr. Rosarii Griffin of University College Cork (UCC) speaking of the partnership with Mzuzu University (Malawi).
Funding for ESTHER Ireland is provided by Irish Aid, managed by the HSE and administered on behalf of the HSE by the Irish Forum for Global Health. The grants contribute to objectives of Irish Aid development policy A Better World.
ESTHER Ireland believes that robust partnerships can contribute to improved health services for poor and disadvantaged communities, and that these partnerships can lead to a "multiplier effect" on health outcomes. The grants support the development of best practice in partnerships and ensure that partnerships operate reciprocally and fairly. ESTHER Ireland creates learning and training events for Irish organisations to develop their partnerships work, developing supports a community of health experts who work in North-South partnerships.
"It's finding that reciprocity in our relationship, that we can realistically do a clinical audit together in a way that is equally meaningful for both groups doing this work together."
Dr. Meabh Ni Bhuinneain from Mayo General Hospital, on the partnership between Mayo General Hospital Londiani District Hospital in Kenya
2020 ESTHER Health Partnership Scheme
This grant scheme has evolved over the past five years, supported by regular learning events held with partners. There are two bands of funding available in 2020, with priority being given to Band 1:
Band 1: Innovation Grants
This year's grants will focus on innovation, with a strong focus on supporting established health partnerships. Sample activities could include exchange visit or skills building workshops, activities could include education, training, mentoring, technical support, service quality improvement and research. To qualify for a grant, you will need to demonstrate development of the partnership: evidence of the quality of the partnership (achievements, progress over time, challenges overcome) as well as accreditation through the ESTHER process. You will also be asked to outline a 'theory of change' for development of the partnership: how have you planned for the partnership to strengthen the capacity of health institutions to address local health priorities and unmet health service needs, as well as how it will contribute to the goal of universal health coverage. If successful, you will be asked to submit case studies and contribute to ESTHER learning events. For more information visit Application Guidelines 2020
Band 2: Development Grants
New and emerging health partnerships are also welcome to apply for funding to develop their partnership; activities could include the development of a formal agreement such as an MoU which will support the development of stronger ties between partners, or exchange visits with a view to building relationships and improving health outcomes. If successful, you will be asked to submit a case study and other details of how the funding has supported the partnership to develop. For more information visit Application Guidelines 2020
Available funding:
- Innovation (Band 1): up to €10,000
- Development (Band 2): up to €8,000
Grant funding should achieve value for money; having co-funding is considered an advantage.
Preference for all funding awards will be given to Irish Aid key partner countries providing bilateral support to the health sector (Mozambique, Ethiopia, Tanzania, Liberia), to other Irish Aid key partner countries (eg Zambia, Malawi, Uganda) as well as countries in which the HSE is engaged with through formal agreements (eg Mozambique, Sudan, Zambia).
Please click here to view guidance on the maximum rates for daily subsistence allowance, which vary depending on the region where visits will take place.
ESTHER Ireland will continue to support and monitor active partner participation at all stages of the grant implementation process in particular at the grant planning and reporting stages. Applicants are encouraged to be as clear and succinct as possible in their proposals and ensure all background documentation, including that outlined in the introduction is included in the application.
Application Process
To apply for one of our grants please log in or sign up to the online grant platform, Common Grant Application, and complete the online application procedure. Applications will be accepted on a rolling basis for the duration of one year, applications will not be accepted after April 30th 2020.
First-time users register here
Returning users log in here
The below video provides a step by step guide on completing our online application form. Incomplete applications will not be considered.
If you have any queries, please email firstname.lastname@example.com.


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Who was… Ayesha? ebook
Categories: eBooks, Sahaba Biography
Alhamdulillah here is the second book in the series "Who was…?" And this time it is Ayesha bint Abu Bakr (radi-Allahu anha)! The first book in the series was 'Who was… Khadijah?'. I really pray that our children benefit from these books. These books are a great addition to Islamic curriculum. I have also made a […]Continue Reading → Leave a Comment (0) →


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|Find the best surf spots
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Latitude: 21° 17.407' N
User rating (18)
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Go down Ward ave. (heading toward the ocean) cross over ala moana BLvd. take the next left, drive till you get to a parking lot.
DistanceIn the city
WalkInstant access (< 5min)
Easy to find?Easy to find
Public access?Public access
Special accessDon't know
Wave qualityNormal
ExperienceExperienced surfers
FrequencyVery consistent (150 day/year)
DirectionRight and left
BottomReef (coral, sharp rocks etc..)
Normal lengthShort (< 50m)
Good day lengthNormal (50 to 150m)
Good swell direction
Good wind direction
Swell sizeStarts working at Less than 1m / 3ft and holds up to 3m+ / 10ft+
Best tide positionAll tides
Best tide movement
Week crowdCrowded
Week-end crowdUltra crowded
It's a pretty funky wave. It has this weird section on the lefts that pitches, mushes, and then the wave fades out real quick. If you get the lefts that line up from deep you get a decent ride and sometimes you can get in and out before the section mushes out.
There are some nice rights but you can get stranded on the super shallow inside because they don't break into a channel like the lefts do.
Pretty mellow, but always pretty crowded. Like most south shore spots there are heaps of long boarders out which kind of sucks.
Always pretty fun and easy enough to score waves but defnitely nothing world class
Author: Anonymous Contributors (3) They surfed this spot ! (49)
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|No surf trip
By Anonymous , 22-01-2009
Howzit from the 60s bras - I'm 62 now -snf- but I surfed Kewalo 1965-66 with Bones, Ronny N, Long Russ, Russ Mawae, Stephen, Mooch to name a few. The guys called me "Bobby Boy". We used glassed in skeg boards w/o leashes. No kooks, no crowds, no kidding! Beautiful lefts, the bigger the better it got. We pulled right up to the shoreline and climbed over the rocks to launch. We ate at the San Pan Inn and the KHVH News Heliport was there. My wife and I were there in 04. The way it was is all gone now, beautiful park. We ate at the expensive restaurant and I watched you guys in the sunset. Never stop surfin dudes!
By Anonymous , 09-12-2007
super duper - kewalos really is a great wave, but try getting a set wave on a good day and you're likely to get very frustrated. the wave breaks like a machine, nearly the same place everytime, so the takeoff zone is tight, and there's a pretty clear pecking order. often if you do find yourself in good position, some random guy will turn his head and drop in. seriously, i'd say it's harder to get a wave here than a good day at rocky point. great wave tho.
By Anonymous , 26-07-2007
kewalos channel - i was bodyboarding at kewalos and i noticed there was no one out at point panic. I wanted to cross the channel to go there. Then I thought there must be a reason no one was crossing the channel. There was like twenty of us out at kewalos and no one at point panic. Then my brother told me the channel is very polluted and shark infested.
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- Look for:
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Adjustable from 14" to 30", our Italian-made "Venezia Box" design will sparkle for years to come!
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Also in Silver, Rose
At Roma Designer Jewelry, we only work with the most enduring and premium quality materials. All of our silver pieces are crafted with pure 925 Sterling Silver.
Many of our silver pieces are finished with a thick layer of rhodium (noted in individual product description) to preserve shine, add durability and prevent tarnishing (WON'T TURN GREEN).
We are a proud American family business with suppliers, designers, and artisans in 27 different countries.
We bring you the very best luxury jewelry from places like Milan, Paris, Tokyo, Israel and Bali (None of that cheap Chinese stuff) at prices that are fair to our independent designers, artisan manufacturers, and most importantly, you.


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EVENT DATE: Aug 19, 2013
We are having a fundraiser to help the Zalac family with financial support for their daughter Alayna, whose is in critical care, due to Acute Lymphoblastic Leukemia.
Alayna is a beautiful 12 year old little girl that was just diagnosed with Leukiemia just a month ago. She is now in critical care at Children's Beaumont Hospital.
My best friend Teri was just married to Jamie last Friday. Alayna got to walk Teri down the aisle. There wasn't a dry eye at the ceremony. Just two days later, Alayna was fighting an infection which lead to septic shock and has been in critical care since. This is a rare side effect the chemo. The family is missing work, traveling back and forth to the hospital and will have extensive medical bills. Her dad Mike just started a new job and is living on the other side of the state in Holland. Needless to say, they need our prayers and support.
Please find it in your heart to give and support Alayna!
The Team: $0 TOTAL RAISED SO FARJOIN THE TEAM
Want to help Fundraise or Volunteer for this amazing Fundraiser? Join the Team


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June: Sunday 24 to Friday 29 June 10 places available
(International week. Languages: French, Spanish, Catalan, English)
Nature and Survival
Making hammocks, gathering berries and edible plants, building a bivouac and a hide, orienteering, observation of constellations in the summer sky,
river swimming, cave exploration, sleeping under the stars …
4 camps in July: "Lands of Legends"
1st camp: Sunday 1 to Friday 6 July (3 places available)
Avatar! (Language: French)
Based on the film Avatar, immersion for a week in a new civilisation that lives in complete harmony with nature. Paying homage to the trees and connecting with the natural world, learning about plants, insects and birds, making bows and arrows, dyes and natural make-up, the invention of a new language and a final game acted out in the ancient rocks…
2nd camp: Sunday 8 to Friday 13 July (full!)
Pirates ! (Language: French)
Learning the songs and mottoes of famous pirates, observing local aquatic wildlife, working on signs and coded messages, making flags, miniature pirate ships, and huge rafts for… a fantastic naval battle on the lake!
3rd camp: Sunday 15 to Friday 20 July (full!)
Tree People ! (International week. Languages: French, Spanish, Catalan, English)
Invention of a new civilisation living in harmony with nature, in the trees. Building tree houses, making trapezes and swings in the trees, studying trees and the forest, making wood sculptures, learning about edible and medicinal plants, grass weaving, rhythms, codes and inventing a new language.
4th camp: Sunday 22 to Friday 27 July
Samurais (6 places available)
Making masks, Samurai armour and wooden swords,
immersion in the secret and fascinating civilisation of ancient Japan,
martial arts training and work on breathing and self-control,
observing nature and the animals that inspired many kata, introduction to Bushido - the Samurai code of honour - and the Zen philosophy,
culminating in a big, multi-coloured battle with duels and calligraphy banners!
One camp in August:
5th camp: Sunday 26 to Friday 31 August
Thème : Adventures! ( 10 places disponibles)
Several nights under the stars, exploration, river fishing,
tracking wild animals, learning about Mediterranean plants, mammals and insects, cooking outdoors, introduction to geology and nature protection.
Anouchka 60 83 111 93


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Mississippi State star Victoria Vivians won her fourth Gillom Trophy Monday as the best women's college basketball player in Mississippi.
Have you ever seen a basketball filibuster? When a team is just so good that the other side has no choice but to keep the ball out of their hands. When they can't try to win because they are trying not to lose.
That's how good the Ingomar girls' basketball team is, and that's what New Site had to try in the 2A State Championship game Friday.
New Site coach Byron Sparks had seen his team lose by 20 and 26 in two earlier matchups with Ingomar, and he'd seen that Falcons squad go 36-1 on the season. So he had his New Site team just hold the ball.
More: Raymond wins second-straight title but with first-year coach Tony Tadlock
The Royals just tried to stall and keep possession for as long as they could in the first half — New Site took the ball with five minutes in the first quarter and held onto it until it committed a turnover with 30 seconds left. The strategy may have kept things close early — 5-2 in the first quarter — but Ingomar pulled away to win 46-19 for their third straight 2A State title.
"It just comes down to we thought we'd have trouble guarding them, so if they don't have the ball it makes it easier for us," Sparks said.
The strategy was frustrating for fans and for Ingomar, but it worked in that first quarter. Players admitted they couldn't help but think "Really? Come on," as New Site worked a gimmick to stay in the game.
At the end of the day, though, it was the greatest form of flattery.
More: Okolona seniors make good on expectations, win 1A State Championship
Sparks raved about the balance this Ingomar team brings. They bring five girls on the floor at all times who are a threat to score. He spoke at length about the offense but caught himself and pointed out that the defense has held most teams in the 30s this season.
"They'll find ways to hurt you," he said.
Story continues after gallery
Ingomar led 13-2 at halftime, but New Site wanted to stick with the stall a little longer to start the third quarter. Then Ingomar did what Ingomar does. It forced turnovers on New Site's stall, then made the right play on nearly every possession. The Lady Falcons sank 4-of-5 3-pointers in the third quarter and increased that 13-2 lead to 28-6.
By the fourth quarter, Ingomar could have fun with it. The Lady Falcons could make a silly face to family in the crowd. Players like Lindsay Hall could literally dribble in three circles around a New Site defender chasing her.
But maybe the best way to describe how good Ingomar is and, more importantly, how it stays so good, is how it responded to the little things that go wrong in a 27-point win.
That one basket it allowed in the 5-2 first quarter? Coach Trent Adair had the details ready about what his team did and shouldn't have done on the play.
Or when New Site hit a 3-pointer despite Ingomar leading by 20, star junior Gara Beth Self was yelling and grimacing. It just shouldn't have been allowed to happen.
"When they score, it's just like a punch in the gut," Self said. "That's why I get so fired up."
Ingomar now has three-straight titles and graduates crucial seniors like Mallory Russell, Lindsay Hall and Jatyjia Jones. Adair said none of the three championships stand out from the rest.
"Just as special as the first two," he said. "Each year, we just try to win it."
Next year, they'll have Self and other players like Lauren Thompson returning. Like Adair said, they just try to win it each year. They'll try to win a fourth.
Other state championship games
4A girls: Lawrence County girls win first state title with 38-34 win over Byhalia
4A boys: Raymond wins second-straight title but with first-year coach Tony Tadlock
2A boys: Coahoma County races past Bay Springs for 2A boys title
1A boys: Okolona seniors make good on expectations, win 1A State Championship
1A girls: Back to back: Pine Grove girls walk away with second-straight 1A state title


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Creative Workspaces #2
I asked some more writers and artists to tell me a bit about their desks and studios…
Jenn Thompson
London, UK
"For the first time in about a decade I've finally got an actual desk. No more writing on beds/floors/kitchen tables. It's some sort of Scandinavian bureau from the 20s and was given to me as a present when I moved into my new place. I keep all my notepads and writings in the drawers, as the workspace is quite small. It's usually cluttered with books and comics and such which I read when not at work. I do most of my creative work here, with a frog, a hipflask, and a solar powered Japanese lady looking down."
Jenn writes for forbookssake.net
Nina de la Mer
Brighton, UK
"The space where I write is a world apart from the fictional topics I write about. Looking out of my study window at a tree-lined street and school playing field, I travel within my own mind to grimier settings like lap dancing clubs and British army bases. Health and Safety would have a field day over my so-called work station. The desk is our too-high-up old kitchen table, the office chair the cheapest I could find. Above eye level are various morale-boosting pictures, and to my right a calendar where I've added dates of short story competitions which I'd like to enter this year (work and children will probably put a stop to that). I think I'm pretty lucky to have this space but I don't think a writer's room is essential: The important thing is to clear your head, clear enough room for a laptop or notebook – and write."
You can find out about Nina's latest book here: myriadeditions.com/Layla and follow her on Twitter @scarydelamarey
Finbarr Bermingham
London, UK
"This is the workspace I share with my girlfriend (she's the musician). After a transient few years I've now lived in the same home for more than two years for the first time in over a decade. It's nice to have a 'space' and I probably do what I consider to be my best (non-work related) writing here. But I still tend to do the majority of it on the hop. I guess old habits die hard."
You can follow Finbarr on Twitter @fbermingham and find his blog here fbermingham.wordpress.com
Hannah Stuart-Leach
Culture & Lifestyle Journalist
Bristol, UK
"Since I spend most of the day staring at black and white Word documents, I like to surround myself with as much colour as possible. Anything bright and stimulating – yet somehow still calming. There are three pink and green lotus flowers behind my screen, which I made having been inspired by the lanterns in Buddhist temples in Korea. Light is important too, it helps keep me alert having a view of the world outside. I'm terrible for hunching over my desk, but since I hit my 30s I've been making smalls efforts to sit properly. The stack of books under my laptop is my half-hearted attempt at ergonomics."
Hannah's website is hannahstuart-leach.com and you can find her on Twitter @printisnotdead
Jennie Gillions
Colchester, UK
"I work on a 1950s mahogany desk in the study off my bedroom. The bookshelves are behind me. My brain is a cluttered place so my desk isn't – pen, pretentious Edgar Allen Poe notebook, antique globe, photo of my nephews, a box of letters and postcards and things, and a bit of art. The laptop is on the floor because today's a fiction day; I can write my For Books' Sake journalism straight onto the screen but fiction drafting needs to be in my own handwriting."
Jennie's Twitter is @JenGillions She writes for forbookssake.net and theinspiredmadman.wordpress.com
Hannah Evelyn Rowlands
London, UK
"I don't have a studio or a spare room to work in (London rent is already bloody enough) so use half my bedroom as a working area for my illustration work/drawing/photoshop marathons. I LOVE toys… and do collect them. I have a few vintage Fisher Price wheeled animals and lots of Lapin & Me toys as I've drawn them quite a lot for the shop in the past year. I found the Kewpie in a bin on Kingsland Road! Haha, I did have to wash it a lot, god only knows what it was covered in… The silver lamp is Ikea and I love it. I do try and change the pictures up a bit, I don't tend to put much illustration up as I prefer photos, paintings or bits of design (doing illustration kind of makes you sick of looking at other illustration and I also think it's best if you don't!) But I do have some vintage illustration bits up, alongside two recent artists Nathalie Lete and Yoshitomo Nara because they are two of my all time favourites. Also I've got a few bits of Ana Albero's work stuck up, an illustrator from Berlin whose work I really like."
You can find Hannah's website here: raisinheart.com and find her on Twitter @raisinheart
Alexis Somerville
Your humble editor
Brighton, UK
"My workspace has changed since the previous post as I'm staying with a friend in Brighton over summer before I move to Lisbon. I don't have a desk in my room but my housemate has kindly lent me the kitchen table. Naturally there are no drawers so it can end up as a dumping ground if I'm not careful. Though I don't have that much of my stuff here so that helps. I'm more excited about stationery than most other objects and have recently received some awesome gifts from friends (rubber stamps & ink pads, Korean stickers & notebooks). I decided to put up some pictures even though I'm only here for a short while. It makes me 40% more likely to do stuff. "


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Mellanie explains where women can find information about atrial fibrillation.
Well, for one thing, once I was cured of atrial fibrillation in knew that I couldn't stand on the sidelines and watch others suffer with it. So I created stopafib.org which is a resource for patients, by patients. So stopafib.org has a tremendous amount of resource. A lot of information about what every A-fib patient should know and what their family members should know, but equally important – we keep up with the latest findings, the latest research, the latest studies, and publish news stories about all of the latest information that patients need to know about A-fib.
We also have a blog – the atrial fibrillation blog, it's atrialfibrillationblog.com, and there we post information, events and opinion pieces. That's where we get into things like, does stress cause A-fib? Does exercise cause A-fib? Does caffeine cause A-fib? and many other similar things and that's an opportunity for patients to share their own stories of what their experiences are in those areas.
We have recently also brought up a discussion forum and that's accessible through the stopafib.org home page. We are exploring how patients can join with other like-minded A-fib patients to talk about topics that are of interest to them.
So, first of all we have there some local support groups. So, let's say you are in Portland, Oregon or at Dallas Fort Worth and you want to find others in your area and discuss things related specifically to your area, that's where you can find information and join with other like-minded folks and hopefully get together in-person as well to share your experiences and sometimes just to share a hug because we A-fib patients need a hug from each other, from those who really understand what we are going through.
Also on the discussion forum we have specific topics such as A-fib and exercise. There's a subgroup just focused to that topic. A-fib and sleep apnea, A-fib and acupuncture, and young A-fibbers, also those who have valvular A-fib or their A-fib was related to mitral valve issues or other valve issues. So those are great places to discuss with others who have a similar situation to yourself, things that are of concern to you.
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Boy or girl? Keep the surprise going until the big reveal with this gorgeous bunch of professionally picked balloons! Featuring 14 balloons in various colours, styles, and shapes, it's a great way to get the guests excited!
Try separating the balloons and placing in small bunches around the venue, or keep it simple and stunning and use them as a great big floating centrepiece!
Why not also add a gender reveal balloon to go along with it? Perfect for announcing the secret with a pop of confetti colour!
Don't forget balloon essentials such as helium, balloon weights, and ribbon!


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Lynne Lacock
Senior Lecturer
School of Psychological & Social Sciences
I am a Senior Lecturer in Counselling at the University. I trained as a counsellor following a move to York after a career in NHS management, working in a variety of strategic and operational posts in organisations in London, mostly within General Practice and Primary Care. My counselling orientation is humanistic-integrative, with a particular interest in person-centred, experiential practice. I have taught at York St John University since 2003. I teach on the BA in Counselling, Coaching and Mentoring and the Postgraduate Diploma in Counselling. My teaching and research interests have developed to focus on the professional training of counsellors and the development of person-centred experiential practice within the NHS. I have worked as a counsellor in a number of voluntary organisations in York and currently do so within one organisation
- BA (Literature/Language) University of York 1981
- Graduate Diploma in Counselling York St John University 2002
- Member of British Association of Counselling and Psychotherapy
- Fellow of Higher Education Academy
Further Information
I teach on the BA on Counselling, Coaching and Mentoring, am Course Director for the Postgraduate Diploma in Counselling and teach on CPD courses for experienced counsellors.
Current teaching includes:
Postgraduate Diploma in Counselling
Module lead for BA modules: Research Methods and Dissertation Course Lead for IAPT/BACP course; Counselling for Depression.
Professional Activities:
I am a Member of the British Association of Counselling and Psychotherapy and a Fellow of the Higher Academy. As part of my role as Course Director for the Postgraduate Diploma in Counselling, I am involved in regular meetings and liaison with local practice providers and supervisors. I work on a voluntary basis as a counsellor for a local voluntary organisation and am involved in local forums of voluntary organisations providing counselling services.
My current research interests are focused on the development of Counselling for Depression as a NICE recommended treatment within IAPT. I have been involved in the evaluation of the pilot training programme for Counselling for Drepression and have presented at national conferences, including the BACP research conference in May 2015, the inaugural Counselling for Depression Conference held at Metanoia in October 2013, and in February 2015 at the New Savoy Partnership Conference IAPT Recruitment Fair. I am part of a research team based at the University of Sheffield conducting a randomised control trial comparing Counselling for Depression and Cognitive Behavioural Therapy (PRaCTICED).
Professional Activities
I am a volunteer counsellor in a local voluntary organisation. I am a Registered member of the British Association of Counselling and Psychotherapy, a Fellow of the Higher Education Authority and a member of the group Psychotherapists and Counsellors for Social Responsibility.
Pearce, P. Sewell, R. Hill A, Coles H, Pybis J, Hunt J, Robson M, Lacock L, Hobman T,'Evaluating counselling for depression', Therapy Today Vol 23, Issue 10 December 2012
Pearce, P. Sewell, R. Hill, A. Coles, H. Pybis, J. Hunt, ., Robson, M. Lacock, L. Hobman, T. Aligning practice with the evidence base for counselling clients with depression in the NHS: an evaluation of the first IAPT counselling for depression (CfD) training programme. BACP research conference May 2012, Edinburgh.


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Wine of the week: Lamberti Prosecco Vino Spumante Extra Dry NV
The Wine Curmudgeon does not drink much Italian sparkling wine. This disappoints two of my favorite people in the wine business, who see qualities like lightness and charm where I see fizziness and dullness. So this wine is their holiday gift.
That's because the Lamberti (sample, $15) manages to be very Italian and yet still offer some backbone and sturdiness that too many Italian sparklers don't have. The Lamberti is simple and light with a hint of apple fruit, but it's not too sweet and it's bubblier than many other proseccos. Italian sparkling wine usually doesn't have wave after wave of small, tight bubbles rising to the top of the glass, which I love and which seems to be the sign of quality bubbly.
Hence my pleasant surprise at how well this wine was made, and especially at this price. Drink the Lamberti to welcome in the New Year, with any sort of holiday brunch, as an aperitif, or with a mid-week dinner (white pizza or spaghetti with clam sauce).


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Includes up to 7500 stitches
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Mexican Turkey Hash Brown Bake
Total TimePrep: 20 min. Bake: 35 min.
Makes6 servings
- 1 pound lean ground turkey
- 1/4 cup chopped onion
- 3 garlic cloves, minced
- 1 package (32 ounces) frozen cubed hash brown potatoes, thawed
- 1 can (10 ounces) enchilada sauce
- 1 can (8 ounces) tomato sauce
- 1 can (4 ounces) chopped green chilies
- 1 tablespoon reduced-sodium taco seasoning
- 1 cup shredded cheddar cheese
- Reduced-fat sour cream, optional
- In a large skillet, cook the turkey, onion and garlic over medium heat until meat is no longer pink. Add the hash browns, enchilada sauce, tomato sauce, chilies and taco seasoning; heat through.
- Transfer to a 13x9-in. baking dish coated with cooking spray.
- Cover and bake at 375° for 30 minutes. Sprinkle with cheese; bake, uncovered, 5-10 minutes longer or until cheese is melted. Serve with sour cream if desired.
Nutrition Facts1-1/3 cups: 330 calories, 12g fat (6g saturated fat), 80mg cholesterol, 799mg sodium, 35g carbohydrate (3g sugars, 4g fiber), 23g protein. Diabetic Exchanges: 3 lean meat, 2 starch, 1 fat.
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Feb 17, 2012
I loved this and my husband and son loved it. It was a bit much on the potatoes for me but not for my son and husband. Great weeknight dinner!
Jan 15, 2012
Very tasty!!! A little spicy, but not overboard.
Jan 13, 2012
I made this for dinner last night. I <3 mexican food!!! This dish is way too spicy. I can't get my kids to eat it at all, and we eat a lot of things with quite a kick! With that said, I made a special lunch today. I scrambled an egg with some milk, then I added some of this hash brown bake from last night, with 1/2 a piece of american fat free cheese, mixed till it was melted and served it as a sandwich......It was SOOOOOOOOOOOO good. That was excellent, so I will make this again, but not for my kids. It was good eaten like this. It also seems to be way LESS spicy the next day as left overs. Thumbs up !!!!!!!!!! Try my variation next time you make this, you will LOVE it !!!!!!!!!
Oct 29, 2011
I really liked this recipe! It was great. You could also use turkey sausage and serve it for breakfast or brunch.
Oct 25, 2011
This was delicious! Makes more like 8 servings or 6 HUGE servings! Great flavor, reheated well and you could easily make a double batch and freeze it! This will become a winter staple!
Oct 10, 2011
This was a very delicious and filling dish. I used hot enchilada sauce, which gave the food an extra kick. Would highly recommend!
Sep 26, 2011
Two thumbs up! A really hearty, tasty recipe. Thank you! (and I agree, with an egg for breakfast? Yum!)
Sep 26, 2011
This recipe was great! My entire family enjoyed it...and it made great leftovers. The next time that I make it I will probably tweek only one thing: I'll add a little extra ground turkey.
Sep 25, 2011
This recipe was easy to make and it tastes great! My husband asked for it with scrambled eggs, wrapped in a tortilla shell. It's the perfect dinner or breakfast!


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Step into a salon and you are bound to get at best conflicting information if not outright false information about spray tans. The problem is that salons are simply uneducated or have gained misleading information. When an undercover investigation was done by ABC News, they found that all the salons they entered and asked questions about the spray tans were told it was safe, no need to use protective wear, and one even went as far as to say that it was 'super health' and 'great for pregnant women' - let's get one thing straight. The DHA found in spray tans is dihydroxyacetone, a chemical. The DHA that's been found beneficial to pregnant women is docosahexaenoic acid, an omega 3 fatty acid. They ONLY thing they have in common is their initials, other than that they are worlds apart.
The DHA in spray tans is at best questionable! The spray tan industry is not regulated by the FDA and is a segment that almost falls through the cracks on safety oversight. The agency advises consumers who spray tan they are "not protected from the unapproved use of this color additive" if they are inhaling the mist or allowing it to get inside their body. They state that protective underwear, eye wear and nose plugs as well as lip balm should be used. Most of the salons that ABC News stepped into didn't even have any of these items available.
Recent studies have raised serious concerns and many questions. The DHA found in tanning spray has been found to alter genes in certain cells, cause mutations and speculations have lead that it could cause cancer, among other things. These findings were based on lab studies and have not been studied in humans.
They have also discovered that the DHA is being absorbed into the body at a higher rate than they previously thought. Remember, anything you put on your skin is at some rate being absorbed into the body. An entire industry exists based on this information (the nicotine patch, the birth control patch, etc).
So what are we to do? Sun tanning causes cancer, not to mention premature aging, spray tans are at best questionable, so then what? The alternatives really don't exist, there are tanning lotions out there without DHA, they don't really give you a bronzed look, however, they can provide a warm glow. And tanning pills - well they contain beta carotene, the same additive that gives carrots their color and isn't popular because it gives more of an orange color.
The best advice is to simply protect your skin with sunscreen and love it no matter what color your skin is. We spend so much energy and money on products that lighten our skin...it seems like a contradiction to go out and spray tan! If you have a night out and want some color on your legs, then use some of your foundation, or if you have mineral powder mix it with some lotion and spread it around. Viola, instant, healthy color!
For the full report done by ABC News: http://news.yahoo.com/spray-tans-safe-experts-raise-questions-industry-puts-190727621--abc-news-health.html