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NOTICE: The CARES Act has been signed into law; however, it is not yet effective and those benefits are not yet available. Please do not file your claim until you are eligible. Filing before you are eligible will only delay benefit payments for you and others. Please continue to check this webpage daily for updates. Thank you.
UPDATE: Due to a higher volume of calls on our unemployment insurance customer service line, wait times may be longer than usual. Before you call, please visit the COVID-19 page and review the FAQs for employers and claimants here, or watch the Unemployment Insurance Q & A Video. Thank you for your patience.
Policy List
|Policy File
|ETPL Training Provider List Policy
The ETPL Training Provider List Policy is effective 11/15/19.
|ETPL Training Provider List Policy - Effective 11.15.19.pdf
|Workforce Innovation and Opportunity Act Definitions
These definitions define the terms used throughout current and future policy published by the Workforce Services Division of Iowa...
|WIOA Definitions Policy.pdf
|Average Unemployment Rates by Region
Developed by Labor Market Information Division to identify potential Areas of Substantial Unemployment for PY 2020 allocations to states...
|Field Memo.pdf, Cedar Rapids City.pdf, Des Moines City.pdf, Four ASUs.pdf, Marshall County.pdf, Regional map.pdf, Waterloo City.pdf, forms.pdf
|Field Memo 19-06: WIOA Program Year 2018 (PY18) Annual Statewide Performance Report Narrative
This field memo provides information and guidance on completion of the REgional PY19 WIOA Annual Report Narrative.
|Field Memo 19-06.pdf
|Field Memo 19-05 WIOA Title I Program Monitoring
This field memo outlines the monitoring that IWD Workforce Services will conduct of the Title I service providers during the 2nd, 3rd,...
|Monitoring Field Memo 19-05.pdf
|Field Memo 19-04: Coordination of WIOA Title I and Trade funds with Iowa Last Dollar Scholarship
This field memo provides guidance on the coordination of WIOA Title I and Trade funds with the Iowa Last Dollar Scholarship. This...
|field memo 19 04.pdf
|Memorandum of Understanding (MOU) Guidance for Local Workforce Development Boards - Field Memo - 19-02
To transmit guidance on the extension or renegotiation of MOUs in the Local Service Delivery Areas.
|Field Memo 19-02 MOUs.docx_.pdf
|Chapter 8 - WIOA Title IB Program Policy
Policy for the WIOA Title I Youth, Adult and Dislocated Worker programs. Published 3/27/19. Effective 6/3/19
|Chapter 8 WIOA Title I - Updated 3.7.2019.pdf
|Field Memo: 18-08 Average Unemployment Rates by Region
This Field Memo identifies potential Areas of Substantial Unemployment for Program Year (PY) 2019 allocations.
|FM 18-08 Average Unemployment Rates by Region.pdf
|Field Memo 18-05: Offering Employment and Case Management Services to TAA Program Participants
This Field Memo provides policy requirements for offering and providing case management services for all participants under the TAA...
|Field Memo 18-05 Offering Case Management Services to TAA Participants.pdf


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Governor Phil Scott - Weekly Press Conference - Suicide Prevention for Veterans
Download: Not yet available for download.
Tell us about your experience with this online video, click here.
Weekly Update by Governor Scott. Recorded December 5, 2019.
This program was downloaded from the Vermont Media Exchange and can be viewed on the website of the original public access station.
ORCA Media | www.orcamedia.net
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For a complete list of Vermont's public access stations, please visit the Vermont Access Network website at vermontaccess.net/amo.
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Featured Story
Burlington Mayor Miro Weinberger Offers City Resources in response to Covid 19 Pandemic
Burlington Resource & Recovery Center: On Monday, March 23, we launched the Burlington COVID-19 Resource & Recovery Center, or RRC. The RRC's function is to provide relief to the economic disruption of COVID-19. If you are a renter worried about housing security, a business owner seeking access to federal assistance, a person experiencing homelessness who needs shelter, a Burlingtonian looking for information about City taxes and fees during this time or the federal aid that is coming, or someone looking to volunteer safely, you can get a 1-1 (remote) consult at the RRC and find many resources on the website. For more information, call (802) 755-7239 or go to the City website: https://www.burlingtonvt.gov/Resources

subset: commoncrawl


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Filipino Showbiz Entertainment News, TV, Music, Movies, Celebrities Online
Apple iPad 2 Prices in the Philippines:
16GB (with Wi-Fi) – 23,990 pesos
32GB (with Wi-Fi) – 28,990 pesos
64GB (with Wi-Fi) – 33,990 pesos
16GB (with Wi-Fi + 3G) – 30,990 pesos
32GB (with Wi-Fi + 3G) – 35,990 pesos
64GB (with Wi-Fi + 3G) – 40,990 pesos
Smart Communication
LAHATxt 30 Combo – 30 pesos, 250 texts to all networks, 20 mins. consumable calls to SMART/TNT/Red Mobile, Valid for 2 days. Just text L30 to 2266.
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Promo valid only until June 30, 2011.
PLDT smenation
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Monthly Service Fee of P2,750 – One Time Charge of P500 – VAT exclusive – Lock-in 2 yrs.
Call 101-888 or visit www.pldtsme-nation.com.ph
To convert your Globe Rewards into various items with MyRewards MyGlobe. Just text Bal to 4438. Then text ITEMS to 4438 to get a list of reward items. To claim it, text REDEEM (space) ITEM CODE to 4438. You can also share your points to your friends or family members. Just text SHARE (space) 10-digit MOBILE NO. (space) points to 4438. The redemption of points earned in 2010 is extended until April 17. Unredeemed 2010 points will expire on April 18, 2011.
Blackberry Torch 9800 key features Qwerty keyboard, full touch screen display 3.2? 16M-color multi-touch capacitive touch screen (360 x 480), 3G with HSPA support, built-in GPS, Bluetooth v2.1, microUSB v2.0, DivX and XviD support. Powered by Blackberry OS 6. Said to be, each unit costs around 28,000 to 33,000 pesos.


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- Home
- 2019 BMW 2-Series
- Overview
Save money. Use the U.S. News Best Price Program to find the best local prices on the 2-Series.
The 2019 BMW 2 Series ranks near the top of the competitive luxury small car class. It offers excellent performance, great safety and reliability ratings, a posh interior, and user-friendly features.
The 2019 BMW 2-Series's #1 ranking is based on its score within the Luxury Small Cars category. Currently the BMW 2-Series has a score of 8.8 out of 10, which is based on our evaluation of 36 pieces of research and data elements using various sources.
#1 2019 Audi A5
The 2019 BMW 2 Series is an outstanding luxury small car. The 2 Series rewards drivers with its punchy turbocharged engine options and nimble handling, but unlike some rivals, it still remains comfortable to drive on rough pavement. The 2 Series earns high marks for its fuel efficiency, well-made interior, intuitive tech features, and long list of safety equipment. All in all, the 2 Series is a well-rounded car.
You should definitely consider the 2 Series if you want a luxury car that puts an emphasis on driving enjoyment. The 2 Series is attractively priced in this segment, with coupe and convertible models starting at $35,300 and $41,100, respectively.
That being said, you may want to look elsewhere if a small back seat is a deal breaker for you. In that case, sporty four-door models like the BMW 3 Series, Alfa Romeo Giulia, or Kia Stinger may be a better fit.
Compare the 2 Series, 3 Series, and Giulia »
The 2 Series has carried over largely unchanged since its debut for 2014. That means you can buy a used model – which likely costs less – and still drive a vehicle that is by and large the same as a new BMW. That said, there are a few revisions to be aware of. The convertible body style and available all-wheel drive were added for 2015, and the high-performance M2 joined the lineup for 2016. The engines in the lower two trim levels gained extra horsepower for 2017 (along with new trim names). For the 2019 model year, a comprehensive suite of advanced safety features, including automatic emergency braking, became standard.
You can learn more about recent model years by reading our reviews of the 2016, 2017, and 2018 BMW 2 Series. If you decide a used model is right for you, check out our Used Car Deals page to learn about savings and discounts on used vehicles.
Compare the 2017, 2018, and 2019 BMW 2 Series »
Our BMW 2 Series review includes far more than just one person's opinion. We collected professional evaluations from more than 36 sources and combined them with concrete data like fuel economy estimates, safety features, and performance specs to help you make an informed buying decision.
At U.S. News & World Report, we rank the Best Jobs, Best Hospitals, and Best Colleges to guide readers through some of life's most complicated decisions. We've been ranking and reviewing the Best Cars since 2007, backed by a team with more than 75 years of combined automotive experience. To keep favoritism out of the picture, we maintain a separate advertising team and decline expensive gifts and trips from car companies.
Prices for a new BMW 2 Series start at around $35,000 and go as high as about $60,000, which is a typical range for a luxury small car. The core trim levels include the 230i (starting MSRP: $35,300) and the M240i (starting at $45,800). Both are available with all-wheel drive for a $2,000 upcharge and can be ordered as a convertible for an extra $4,600 to $5,800. The M2 Competition, available only as a coupe, starts at $58,900.
Overall, the 2 Series is among the least-expensive models in the BMW car lineup. The BMW 3 Series sedan starts at $40,250. The BMW 4 Series coupe and BMW i3 hatchback start at around $44,500.
Check out our U.S. News Best Price Program for great savings at your local BMW dealer. You can also find excellent manufacturer incentives on our BMW deals page.
Choosing between the entry-level Mercedes-Benz C-Class and 2 Series models depends mostly on whether you prioritize dynamic handling or a lavish cabin. The Mercedes has a cushier interior, while the BMW is the sportier of the two. Move up in trim levels, and the C-Class catches up on the performance front with models such as the 503-horsepower AMG C 63 S. Keep in mind that you'll pay several thousand dollars more for the Mercedes models, though.
Compared to the Audi A3, the BMW 2 Series is better in almost every way. It's more athletic than the front-wheel-drive A3, and it has a history of higher safety and predicted reliability ratings. That said, the A3's combination of a lower base price and more standard features (including leather upholstery and heated front seats) makes it a better value. It also has a little more room in the back seat. Unless price and rear-seat legroom are high priorities, we recommend going with the BMW.
Compare the 2 Series, C-Class, and A3 »
The 2 Series comes with seating for four people in both coupe and convertible body styles. The front seats are heavenly. An abundance of adjustments, artful bolstering, and an agreeable amount of room means travelers of all sizes can get comfortable. There isn't much space in the back seat, however, which is common for a vehicle this size.
Both of the 2 Series' rear seats have a set of lower anchors and an upper tether anchor. The hardware is remarkably easy to find and use, but you may have a hard time fitting in a rearward-facing car seat because of the limited legroom. The Insurance Institute for Highway Safety gave this BMW's LATCH system the highest rating of Good for ease of use.
The 2 Series has a sophisticated, modern, and well-built cabin. An abundance of top-shelf materials are present, and you'll feel like you are riding around in a much pricier sports coupe.
You'll be able to carry two sets of golf clubs in the BMW 2 Series coupe, which has a spacious 13.8-cubic-foot trunk. That's more cargo room than the Audi A3 offers. The 2 Series convertible isn't quite as roomy. It has an 11.8-cubic-foot trunk when the top is up and 9.9 cubic feet of available space when the top is down.
It takes some time to find your way around BMW's iDrive infotainment interface. After a few days, though, navigating through the system will seem almost second nature thanks to the intuitive layout. It comes standard with a 6.5-inch display, Bluetooth, a USB port, and HD Radio. Several appealing upgrades are available, such as a Harman Kardon 12-speaker surround-sound system, Apple CarPlay (annual subscription required), and navigation with real-time speed limit info.
There is no wrong choice when deciding among the 2 Series' powertrains. The trio of turbocharged engines starts with a 248-horsepower four-cylinder that feels much more powerful than its specs suggest. The M240i employs an inline six-cylinder engine that's rated at 335 horsepower. It shaves nearly a second off the 2 Series' sprint time, reaching 60 mph in 4.4 seconds versus the 230i's 5.3 seconds. For the ultimate in 2 Series performance, go for the M2 Competition. Its inline six-cylinder engine is rated at 405 horsepower, up from last year's rating of 365, and it can reach 60 mph in four seconds flat.
Gearboxes in the 2 Series are just as polished and satisfying as the engines. Choices include a six-speed manual, an eight-speed automatic with paddle shifters, and a seven-speed dual-clutch automatic (only available in the M2).
In addition to providing smile-inducing takeoffs, the 230i has one of the most fuel-efficient engines in our luxury small car rankings. It earns 24 mpg in the city and 35 mpg on the highway. As expected, fuel economy decreases with the six-cylinder models. The M240i earns 21 mpg city/30 mpg highway, and the M2 gets about 18 mpg city/25 mpg highway.
The 2 Series achieves one of the hardest tasks required of a sporty daily driver: It manages to be both engaging and comfortable. Spirited drivers will delight in the responsive handling of this sports coupe. Four drive modes let you tame it down from Sport or Sport+ to Comfort or Eco, smoothing out the ride for a comfortable cruise. Rear-wheel drive is standard, and all-wheel drive is available in all but the M2 Competition.
The 2019 2 Series measures between 14.6 and 14.7 feet in length, depending on the trim level. Curb weight can be as low as 3,411 pounds or as high as 3,994 pounds.
The 2019 2 Series receives a stellar predicted reliability rating of 4.5 out of five from J.D. Power.
BMW covers the 2019 2 Series with a four-year/50,000-mile limited warranty.
The 2019 2 Series earned the highest rating of Good in five crash tests performed by the Insurance Institute for Highway Safety. The IIHS also gave the 2 Series the second-highest rating of Advanced for front crash prevention technology and the second-highest rating of Acceptable for how well the headlights illuminate the road ahead.
The 2 Series now comes standard with the Active Driving Assistant suite of advanced safety technology. These features include daytime pedestrian monitoring, forward collision warning with automatic emergency braking, and lane departure warning. Front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera are also standard. Available safety features include active park assist, adaptive cruise control, automatic high beams, and adaptive headlights.
The 2 Series comes in three trim levels – 230i, M240i, and M2 Competition – and the fundamental difference between them is the engine. Horsepower increases along with the price tag, starting with the 248-horsepower 230i and topping out with the 405-horsepower M2. Two body types are available: the 2 Series coupe and the 2 Series convertible. For the two lower trims, BMW offers all-wheel drive as a $2,000 upgrade. The M2 only exists as a rear-wheel-drive coupe.
We recommend starting with the 230i. It has the lowest price in the lineup, an engine that's both gratifying and fuel-efficient, and a multitude of options for customization. You can modify its exterior styling by selecting one of the three available design packages (Sport Line, Luxury, and M Sport). Interior upgrades are bundled in the Convenience Tier and Premium Tier, and BMW offers several standalone enhancements, such as a Wi-Fi hot spot, wireless charging, and a 12-speaker Harman Kardon surround-sound system. Given this level of personalization, the 230i is an excellent way to blend modest power with your personal preferences.
If you're yearning for more power than the 230i's four-cylinder engine can provide, the M240i is an ideal option. It isn't as exorbitant as the M2 Competition (which rings up at nearly $60,000), but the midlevel M240i still provides a thrilling drive.
Powering the 230i is a twin-turbocharged 2.0-liter four-cylinder engine and an eight-speed automatic transmission. You can switch to a six-speed manual transmission at no charge and add all-wheel drive for $2,000. Prices start at $35,300 for the coupe body type, and $41,100 for the convertible.
SensaTec upholstery (BMW's synthetic leather), power-adjustable front seats, and automatic climate control are included. Additional standard features include a 6.5-inch infotainment display, a seven-speaker audio system, push-button start, and a proximity key. Standard safety technology for 2019 includes Active Driving Assistant, a suite containing daytime pedestrian monitoring, forward collision warning with automatic emergency braking, and lane departure warning.
The performance-oriented M240i starts at $45,800 for the coupe and $50,400 for the convertible. Under its hood is a 3.0-liter twin-turbocharged six-cylinder engine. Like the 230i, this trim offers a choice between an eight-speed automatic and a six-speed manual transmission for no charge, as well as a $2,000 all-wheel-drive option. Exterior enhancements include a rear spoiler, 18-inch alloy wheels, and a sport exhaust system. Also standard is a moonroof, ambient lighting, satellite radio, sport steering, M Sport brakes, and adaptive M suspension.
A 405-horsepower twin-turbocharged 3.0-liter six-cylinder engine comes with the range-topping M2. Gearbox choices include a standard six-speed manual and a $2,900 seven-speed dual-clutch automatic. BMW boosts performance of the M2 Competition by adding aerodynamic features, an M-tuned exhaust with quad tailpipes, an M rear spoiler, and a track-ready cooling system. In addition to leather seats, the driver and front passenger are treated to 14-way power-adjustable and heated seats. Carbon fiber trim, an 8.8-inch infotainment display, a 12-speaker Harman Kardon surround-sound system, Apple CarPlay, and navigation are also included. The M2 Competition comes only as a rear-wheel-drive coupe, and it starts at $58,900.
Check out our U.S. News Best Price Program for great savings at your local BMW dealer. You can also find excellent manufacturer incentives on our BMW deals page.
See 2019 BMW 2 Series specs and trims »
The 2019 BMW 2 Series is a sublime sports coupe. The balanced suspension system yields both athletic handling and a comfortable ride. Even the entry-level engine provides a satisfying drive, and higher horsepower options are included with the higher trim levels. The 2 Series has plenty of trunk space and front-seat legroom, and it earns above-average fuel economy estimates with the base engine, all of which add a dose of practicality for those intending to make this BMW their daily driver. This two-door is not an optimal choice for carpooling, however, and adults will have a hard time getting comfortable in its snug back seat.
Don't just take our word for it. Check out comments from some of the reviews that drive our rankings and analysis.
2019 BMW 2-Series
More than 150,000 car shoppers have purchased or leased a car through the U.S. News Best Price Program. Our pricing beats the national average 86% of the time with shoppers receiving average savings of $3,206 off MSRP across vehicles.
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|Cheryl has been an avid member and held several executive positions with numerous networking and community organizations including CitiFest, Arthritis Foundation, Joints in Motion, Schedel Gardens, Toledo Main Street program, Toledo Chamber of Commerce, Business Network International, Women's Entrepreneurial Network, Internet and Technology Association of Northwest Ohio and, since 1993, Marketing Education and DECA.Recently, Cheryl was awarded with the Fifth Third Award, 20 under 40; and an Honorary Lifetime Membership Award from Port Clinton DECA. Cheryl designed and created both the Gatsby Gala (Arthritis Foundation's signature event) and the Garden Party (SchedelGarden's most successful fund raiser). along with sitting on and participating in countless ither events for charity and private enterprise when style, creativity and flawless coordination were needed.She was nominated numerous times for the Ernst and Young Entrepreneur of the Year, 2001 and2002; Leadership Toledo, 2001 and 2002; and was awarded nationally in the Boy Scouts National Annual Report for a brochure she wrote and designed, "Jack's Day at Camp," to help explain the transitions as Camp Miakonda. Multiple Addy awards and Crystal awards were also added to the portfolio recently.
She was recognized by President Bill Clinton and State Representative Paul Gillmor for her accomplishments in business as well as her extensive community service including the creation of "Marketing BootCamp," a marketing seminar for small businesses, and her manual, published in 1994, on the global benefits of Free Enterprise. Giving back to the community and to those organizations that help the company grow is an important part of the business plan for Hardy.
Cheryl attended the University of Findlay, Findlay, Ohio; the University of Arizona, Tempe, Arizona; Baldwin-Wallace College, Berea Ohio
|• President of Hardy Communications and Marketing since 1997.• Recently attended the International Green Energy Summit in Berlin, Germany on behalf of the Marina District in Toledo, Ohio in cooperation with Dillin Corp. and Owens Corning as the public relations representative.• Created a re-branding plan and new vertical market strategy for a $150 million general contractor that included a detailed research program for the target markets within the multiple vertical market, an integrated strategic plan cross marketing the vertical markets and geography as well as a direct mail lead generation and prospecting program for specific vertical markets that produced a 40% response rate.
• Developed a new brand, marketing campaign and sales and marketing implementation project for a small firm who in only 8 months was able to have over $1 million in project quotes out – which would double their size.
• Engineered a cosmetic medical educational and sales campaign for a new product to the region that yielded extreme growth in the business year over year as well as branded the new medical firm as a recognizable name with the target market in just 2 years on a reasonable budget.
• Facilitated a successful strategic plan for a small, rural, woman owned business to create and implement a brand, a lead generation and prospecting system (target was accounts with a $150K+ budget) and a sales and customer retention program – all managed internally – in less than 8 months.
• Developed a branding strategy for Dillin Corp. to feature multiple, unique master planned projects under one common brand focused on retail leasing for national tenants for the ICSC convention in Las Vegas.
• Strategic marketing for Leivs Commons – 400 acre mixed-use, master planned community, Northwest Ohio's first such development.
› Developed materials for large investors, national pre-leasing and the early retail branding.
› Managed PR and media relations for the on-going J. Preston Levis Commons development. Entirely responsible for Dillin Corp's interaction with the media and Larry Dillin's interviews and PR strategy.
› Designed, Built, Coordinated production, shipping and erection and managed the traffic and meetings at the Dillin Corp. ICSC booth in Las Vegas for the retail leasing and financial meetings for over 10 significant master planned, mixed use projects across the country.


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Franco Modigliani (June 18, 1918 – September 25, 2003) was an Italian-born American economist. He was awarded the Nobel Prize for Economics in 1985 for his work on household savings and the dynamics of financial markets. The Modigliani-Miller theorem, which he co-authored with Merton Miller, represented a breakthrough in the theory of corporate finance, with important implications for understanding investment decisions.
Modigliani also developed the Life-Cycle Hypothesis as a counter to the classical Keynesian model of spending, which stated that people increase their spending as their income increases. Modigliani proposed that consumers would aim for a stable level of income throughout their lifetime, saving during their working years and spending during their retirement. Unlike Milton Friedman's model which assumed that people would save for their descendants, Modigliani claimed that people save only for their own retirement. The idea that people save for their old age is not a new one. Modigliani's contribution was in constructing a formal model that allowed macroeconomic implications to be made. The Life-Cycle Hypothesis has thus proved as a useful tool in analyses of the effects of different pension systems. For a society to maintain its prosperity, all members must be encouraged to contribute as best they can to benefit the society as a whole, and the society must also care for their needs. As life expectancy rates have risen in many nations so have the numbers of older people, requiring a clear understanding of how to provide financial support for everyone, whether through pensions or individual savings. Modigliani's work has been valuable both in terms of analysing savings trends in the society as a whole, and in terms of understanding how best to provide for members of society as they age.
Franco Modigliani was born on June 18, 1918 in Rome, Italy, the son of Enrico Modigliani and Olga Flaschel. His father was a famous physician and his mother a volunteer social worker. He received his basic education in Rome, and, despite the sudden loss of his father in 1932, an event that was quite traumatic to young Franco, he graduated early from the best high school and at the age of 17 enrolled at the University of Rome. Although his family wanted him to follow his father's steps and become a physician, he chose law as his main educational track.
In 1939, Modigliani married Serena Calabi, through whom he came in touch with the antifascist movement. He went briefly to Paris, where he studied at the Sorbonne. He received his Doctor Juris degree from the University of Rome, in June 1939. He moved with his wife to the United States just a few days before the start of the World War II.
In 1939, Modigliani was awarded a free tuition fellowship by the Graduate Faculty of Political and Social Science of the New School for Social Research. There he completely turned his interest toward economics and econometrics. He obtained his Ph.D. working under Jacob Marschak, whose ideas played an important role in the formation of Modigliani's own approach to economics. In 1946, Modigliani became a naturalized citizen of the United States.
Modigliani served as an instructor at New Jersey College for Women in 1941, and an instructor in economics and statistics at Bard College in 1942. In 1944, he returned to the New School as a Lecturer and a Research Associate at the Institute of World Affairs. There he published his first contributions to the study of saving.
In 1948, Modigliani joined the University of Illinois at Urbana-Champaign faculty. At the same time he was awarded the prestigious Political Economy Fellowship of the University of Chicago. During that time he started to collaborate with Richard Brumberg, with whom he developed his "Life Cycle Hypothesis of Saving." Modigliani stayed in Chicago for only a year (1949-1950), and at the University of Illinois until 1952.
In 1952, Modigliani joined the staff at the Graduate School of Industrial Administration of Carnegie Mellon University, staying there until 1960. From 1960 to 1962 he was professor of economics at Northwestern University. In 1962, he accepted position of a professor at the Massachusetts Institute of Technology, where he stayed for the reminder of his career. He became professor emeritus in 1988.
In the late sixties, Modigliani worked on the designing of a large scale model of the U.S. economy, sponsored by the Federal Reserve Bank. He also actively participated in the shaping of economic policies in Italy. He was a member of the National Academy of Sciences and the American Academy of Arts and Sciences. He also served as president of the Econometric Society, the American Economic Association, and the American Finance Association.
Franco Modigliani was awarded the Nobel Prize for Economics in 1985 for his work on household savings and the dynamics of financial markets.
Modigliani died in Cambridge, Massachusetts, U.S. on September 25, 2003, at the age of 85.
Modigliani and his colleague Richard Brumberg, who unfortunately died suddenly in 1955, developed the Life-Cycle Hypothesis, which attempts to explain the level of saving in the economy. Modigliani objected to the classical Keynesian model of spending, which stated that people increase their spending as their income increases. The higher their income, the more money people spend.
Modigliani instead proposed that consumers would aim for a stable level of income throughout their lifetime, for example by saving during their working years and spending during their retirement. Milton Friedman also worked on his own theory of savings, which he published three years after Modigliani. The two theories differ in the time frame involved: Modigliani hypothesized that people plan for their own retirement, whereas Friedman claimed that they save money for their descendants as well.
The Life-Cycle Hypothesis has long-term implications in economic science. The idea that people save for their old age is of course not a new one. Modigliani's contribution was in constructing a formal model that he integrated into well-defined economic theory, and in his drawing macroeconomic implications from the model. It showed that aggregate saving depends primarily upon the rate of growth of the economy. It also revealed that aggregate saving depends on economic as well as demographic factors, like age structure of the population and the life expectation. The Life-Cycle Hypothesis has thus proved as a useful tool in analyses of the effects of different pension systems.
Modigliani and Merton Miller published their famous The Cost of Capital, Corporate Finance and the Theory of Investment in 1958. The paper urged a fundamental objection to the traditional view of corporate finance, according to which a corporation can reduce its cost of capital by finding the right debt-to-equity ratio. According to Modigliani and Miller, however, there was no right ratio, so corporate managers should seek to minimize tax liability and maximize corporate net wealth, letting the debt ratio chips fall where they will. Modigliani and Miller also claimed that the real market value of a company depends mostly on investors' expectations of what the company will earn in the future, not the company's debt-to-equity ratio.
The way in which Modigliani and Miller arrived at their conclusion made use of the "no arbitrage" argument, that is the premise that any state of affairs that will allow traders of any market instrument to create a riskless money machine will almost immediately disappear. They set the pattern for many arguments in subsequent years based on that premise.
The Modigliani-Miller theorem forms the basis for modern thinking on capital structure. The basic theorem states that, in the absence of taxes, bankruptcy costs, and asymmetric information, and in an efficient market, the value of a firm is unaffected by how that firm is financed. It does not matter if the firm's capital is raised by issuing stock or selling debt. It does not matter what the firm's dividend policy is. Therefore, the Modigliani-Miller theorem is also often called the capital structure irrelevance principle.
The theorem was originally proved under the assumption of no taxes, but can also be extended to a situation with taxes. Consider two firms that are identical except for their financial structures. The first (Firm U) is unlevered: that is, it is financed by equity only. The other (Firm L) is levered: it is financed partly by equity, and partly by debt. The Modigliani-Miller theorem states that the value of the two firms is the same.
Paul Samuelson, a good friend of Modigliani and a fellow Nobelist, said, "Franco Modigliani could have been a multiple Nobel winner. When he died he was the greatest living macroeconomist. He revised Keynesian economics from its Model-T, Neanderthal, Great Depression model to its modern-day form" (Sales 2003).
Modigliani's theory of life cycles helped explain the varying rates of savings in societies dominated by younger or older population. His models were successfully used in predicting the future effects of various pension plans. In addition, the methods Modigliani invented for calculating the future value of a company became basic tools in corporate decision making and finance.
Modigliani influenced many generations of students, among others Robert C. Merton, the 1997 winner of the Nobel Prize in economics.
All links retrieved April 25, 2017.
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It's not a campaign. It's honesty.
The Deets
The subtle soft blue appearance makes this gemstone earring truly precious, and perfect for the transitional spring month of March.
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Signature Box
Inspired by stars and the universe (this is where all gold comes from, after all). All Automic Gold packaging is 100% recyclable.


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InvestingNew(07) 3424 7882Send to mobile
Peacheys Investment Services Pty Ltd8 Gray St, Ipswich, QLD, 4305BEST FINANCIAL ADVICE Tony established Peacheys Investment Services in 1998 to provide financial advice to a high level of integrity and trust. Our business focuses on strategies that work on an individual basis rather than the mass market. This means you will have a personalised investment portfolio working to achieve your specific goals. 2 Great Locations Even though we service the greater of Australia, we have two locations in Queensland where you are welcome to come and visit. You can choose to contact us in Ipswich or Hervey Bay. Both locations are filled with experience and you can feel safe with your investment. At Peacheys Investment Services, we believe it is never too early to plan for your retirement. We offer before retirement expert advice on: Transition to R...read moresponsored listing
AccountantsNew(07) 3202 1199Send to mobile
Clift Pearce Accounting Pty Ltd14 Mortimer St, Ipswich, QLD, 4305sponsored listing
InvestingNew(07) 3281 1226Send to mobile
Total Wealth Management16 East St, Ipswich, QLD, 4305The TWM Client Services Charter sets out our values and philosophies and establishes a framework for how we aim to deliver on our commitment to you. Relationship and Trust The core of our charter is to build long-term professional relationships with our clients. We realise that a relationship is a two way street, with trust as its foundation. Quality and Dependability When you deal with TWM you can depend on the quality of the advice that is provided as we have adopted a best practice model based around technical excellence and experience. Our advisers have over 25 years experience in providing financial planning advice across investments, superannuation, personal insurance and finance. Regular externally controlled audits arranged by our licensee also ensure that quality ...read moresponsored listing
InvestingNew(07) 3810 1000Send to mobile
QLD Self Managed Super Fund Services265 Brisbane St, Ipswich, QLD, 4305sponsored listing
InvestingNew(07) 3281 2422Send to mobile
Red Diamond AccountingIpswich, QLD, 4305sponsored listing
InvestingNew(07) 3202 3555Send to mobile
Access Vehicle & Equipment Leasing13 Pardalote Drive, Ipswich, QLD, 4305sponsored listing
InvestingNew(07) 3819 0491Send to mobile
HR Financial71 Nicholas St, Ipswich, QLD, 4305HR Financial is a firm of dedicated professionals who provide a complete range of financial planning services. Our firm employs a team of highly qualified professionals with over 16 years of financial planning experience. Regular ongoing training allows our staff to keep abreast with the latest policy, economic and structural changes that may affect you and your family meeting your goals. We take the time to listen to our clients and translate observations into practical, useful recommendations to help these clients prosper and grow. We explain and minimise the complexity of any situation by using clear and simple terminology. Our objective is to work alongside you to solve problems that arise and help you reach your financial and lifestyle goals, and to meet your needs now ...read moresponsored listing
AccountantsNew(07) 3812 3838Send to mobile
G.J. Walsh & Co213 Brisbane St, Ipswich, QLD, 4305Experience â?? the wisdom gained from a rewarding journey Established in 1994 and operating from a beautifully renovated â??Queenslanderâ??, G J Walsh & Co grew quickly from its humble beginnings. By embracing a strong commitment to its clients, we were blessed with rapid growth due to a passion for quality, grounded in astute business values. Greg Walsh founded the practice on the back of 18 years in the commercial sector. David Richardson joined the practice in 1999 as a willing graduate. Our business, professional and individual clients benefit from the most insightful, expert and informed financial advice. Let our partners personally manage your affairs with the support of an expert team of professionals. In 2005, we moved to our current location in Brisbane St...read moresponsored listing
InvestingNew(07) 3812 3430Send to mobile
Pearl Finance & Investments Pty Ltd59 Roderick St, Ipswich, QLD, 4305Pearl Finance & Investments is an established finance brokerage business with the professionalism,contacts and services to quickly source tailored finance packages to suit either your personal or/and business needs. We specialise in providing simple and flexible solutions for individuals and companies alike throughout Australia. Services include: - Personal Finance - Cars, Boats, Motor Bikes, Caravans, Personal Loans - Commercial Finance - Motor Vehicles, Trucks, Earthmoving Equipment, Office Fitouts, Medical Equipment, Tools, General Equipment and Plant, Solar Panels and associated Equipment, Pharmacy Funding any business equipment need. - Mortgage Finance - Home Loans, Investment Loans, Commercial Real Estate, Construction Finance - Business Finance - De...read moresponsored listing
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Limestone Insurance and Financial ServicesRiverlink Medical & Dental Centre, Lowry St, North Ipswich, QLD, 4305With the vast array of insurance and financial products available, knowing which ones are appropriate to your needs can be a difficult task. At Limestone Insurance and Financial Services our staff will work with you to gain a full understanding of your personal circumstances to provide you with tailored advice using a wide range of products. We are dedicated to helping you prepare for life's important milestones and achieve your financial goals. Your adviser will work with you to develop a plan for your financial future taking into account your financial commitments and lifestyle expectations. Our services include: Retirement Planning Superannuation Financial Protection Life Cover Total & Permanent Disability insurance Trauma insurance Income Protection Business Expen...read moresponsored listing
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Jade Financial Group14 Mortimer St, Ipswich, QLD, 4305sponsored listing
InvestingNew(07) 3432 6611Send to mobile
The Public Trustee Of Queensland99 Brisbane St, Ipswich, QLD, 4305sponsored listing


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October 15, 2015
5 Smart Financial Tips for Purchasing a Car
Some people have great luck in getting exactly the car they want, for the price they want, with all of the right loans in place, and will never have to worry about repairs or accidents. And then there are the other 99 percent of us.
However, within the realm of automobile possibilities, there are paths which are less troublesome than others, and they can lead to the five following generally smart financial tips for purchasing a car – dealing with financing, need-based purchasing, the cost of repairs, the cost of gas, and avoiding high-pressure sales tactics.
Understand There Are Financing Options
Even for people with less than stellar credit or issues with car loans in the past, there are helpful automobile financing specialists who are on your side. By finding a company you can trust to help you get your new vehicle and start improving your credit score simultaneously, you'll be in a situation that as long as you act responsibly, you can start your life back off on the right foot where you may have stumbled in the past.
Only Buy What You Need
One of the first smart rules for purchasing a car is that you should only buy what you need. If you don't need a fancy car, don't buy a fancy car. And then it follows – if you need a truck, don't buy a car. If you need a car, don't buy a van. Pay attention to the specific needs of your job and your lifestyle, and then from there you'll be in a position to use the vehicle effectively without any unnecessary expenditures for accessories that you don't really, truly need.
Brush Up on the Cost of Repairs
When you decide on a car, be sure to understand what repairs for that particular model cost. Because there is a difference between repair costs of domestic vs. foreign cars, for instance. If you don't have money for repairing a certain kind, then you don't have money to buy that car in the first place.
Look for Trends in Gas Prices
What about the engine of the vehicle you're interested in? Are you going for 4, 6, or 8 cylinders? Because if gas is expensive, you're going to be paying for that in spades if you get a car with a lot of power. Just keep that in your equation when you're thinking about buying.
Don't Get Caught In a High-Pressure Sale
Particularly when it comes to used cars, it's easy to get caught in high-pressure sales. As long as you know what you need, what you want, and what your budget is, you can avoid tactics that make you uncomfortable and go to a different dealership if you need to.


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Practical Oracle Cloud Infrastructure
by Michał Jakobczyk
Use this fast-paced and comprehensive guide to build cloud-based solutions on Oracle Cloud Infrastructure. You will understand cloud infrastructure, and learn how to launch new applications and move existing applications to Oracle Cloud. Emerging trends in software architecture are covered such as autonomous platforms, infrastructure as code, containerized applications, cloud-based container orchestration w...
Price: $28.04 | Publisher: Apress | Release: 2020
Exam Ref AZ-900 Microsoft Azure Fundamentals
by Jim Cheshire
Prepare for Microsoft Exam AZ-900 - and help demonstrate your real-world mastery of cloud services and how they can be provided with Microsoft Azure. Designed for professionals in any non-technical or technical role, Exam Ref focuses on the critical thinking and decision-making acumen needed for success at the Microsoft Certified Fundamentals level. Focus on the expertise measured by these objectives: Under...
Price: $25.99 | Publisher: Microsoft Press | Release: 2019
Practical Microsoft Azure IaaS
by Shijimol Ambi Karthikeyan
Adopt Azure IaaS and migrate your on-premise infrastructure partially or fully to Azure. This book provides practical solutions by following Microsoft's design and best practice guidelines for building highly available, scalable, and secure solution stacks using Microsoft Azure IaaS.The author starts by giving an overview of Azure IaaS and its components: you'll see the new aspects of Azure Resource Manager...
Price: $28.52 | Publisher: Apress | Release: 2018
Cloud Data Design, Orchestration, and Management Using Microsoft Azure
by Francesco Diaz, Roberto Freato
Use Microsoft Azure to optimally design your data solutions and save time and money. Scenarios are presented covering analysis, design, integration, monitoring, and derivatives.This book is about data and provides you with a wide range of possibilities to implement a data solution on Azure, from hybrid cloud to PaaS services. Migration from existing solutions is presented in detail. Alternatives and their s...
Price: $31.94 | Publisher: Apress | Release: 2018
SQL Server 2017 Administration Inside Out
by William Assaf, Randolph West, Sven Aelterman, Mindy Curnutt
Dive into SQL Server 2017 administration - and really put your SQL Server DBA expertise to work. This supremely organized reference packs hundreds of timesaving solutions, tips, and workarounds - all you need to plan, implement, manage, and secure SQL Server 2017 in any production environment: on-premises, cloud, or hybrid. Four SQL Server experts offer a complete tour of DBA capabilities available in SQL S...
Price: $34.23 | Publisher: Microsoft Press | Release: 2018
Exam Ref 70-533 Implementing Microsoft Azure Infrastructure Solutions, 2nd Edition
by Michael Washam, Rick Rainey, Dan Patrick, Steve Ross
Prepare for the newest versions of Microsoft Exam 70-533 - and help demonstrate your real-world mastery of implementing Microsoft Azure Infrastructure as a Service (IaaS). Designed for experienced IT professionals ready to advance their status, Exam Ref focuses on the critical thinking and decision-making acumen needed for success at the MCSA level.Focus on the expertise measured by these objectives: Design...
Price: $31.61 | Publisher: Microsoft Press | Release: 2018
AWS for Developers For Dummies
by John Paul Mueller
Modern businesses rely on Infrastructure-as-a-Service (IaaS) - a setup in which someone else foots the bill to create application environments - and developers are expected to know how to write both platform-specific and IaaS-supported applications. If you're a developer who writes desktop and web applications but have little-to-no experience with cloud development, this book is an essential tool in getting...
Price: $19.38 | Publisher: Wiley | Release: 2017
Real-Time Web Application Development
by Rami Vemula
Design, develop, and deploy a real-world web application by leveraging modern open source technologies. This book shows you how to use ASP.NET Core to build cross-platform web applications along with SignalR to enrich the application by enabling real-time communication between server and clients. You will use Docker to containerize your application, integrate with GitHub to package the application, and prov...
Price: $45.13 | Publisher: Apress | Release: 2017
Windows Server 2016 Inside Out
by Orin Thomas
Dive into Windows Server 2016 - and really put your Windows Server expertise to work. Focusing on Windows Server 2016's most powerful and innovative features, this supremely organized reference packs hundreds of timesaving solutions, tips, and workarounds - all you need to plan, implement, or manage Windows Server in enterprise, data center, cloud, and hybrid environments. Fully reflecting Windows Server ne...
Price: $53.85 | Publisher: Microsoft Press | Release: 2017
Microsoft Azure IaaS Essentials
by Gethyn Ellis
With the increasing interest in cloud computing and the growth in Infrastructure as a Service (IaaS), Microsoft Azure is the leading player in cloud-based solutions.You will learn how to create both a Windows and Linux virtual machine, and how to go about connecting and working with these machines in the cloud. You will understand the requirements that allow you to expand your on-premises network to the clo...
Price: $19.99 | Publisher: Packt Publishing | Release: 2015


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Private Session 25-Minutes
Half Session/Private Sessions are 25-minutes long and individualized to suit the needs of each person. They can include: Healings (tension reduction, energy-system balancing, and/or trauma release) as well as Readings (life's purpose, intuitive, and past-life).
Please include your name, email address, and phone number in the spaces below so we can contact you to schedule your session.


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If you enjoy having an endless list of exciting activities on your To-Do-List, then the Newport Beach Peninsula is the place for you! Out of all the areas in Newport Beach, this might just hold the most excitement. Day or night, there's a little something for all ages. Whether you enjoy walking, running, biking or all of the above, once you settle into the peninsula you will find yourself making excuses on why not to leave! The Peninsula is for those who love leading active lives. On any given day you'll catch families playing Frisbee down by the water, people fishing off the pier, bikers on beach cruisers, and some deliciously, tasty food options. During the summer months, the peninsula is packed with locals and tourists soaking up the good ole' California sunshine. Although winter brings a more calm beach vibe, here are a list of the top ten things you can do on the Newport Peninsula year round!
1. Explore Lido
One of the best kept secrets many people tend to miss if simply passing by, is the Lido Village. The Lido Village boasts not only some of the best boutique shopping destinations in Newport, but provides a unique feel unlike any other area on the peninsula. (Did we mention it backs up to Newport Harbor!?) The Lido Village has recently undergone major renovations, and the finished product is definitely worth seeing for yourself. The Lido Village not only has some great shopping destinations, but also houses other amenities. A number of businesses that call the newly upgraded Lido Village home include Curl Fitness featuring yoga and Pilates, Tress Apothecary & Salon, and the newly opened Elyse Walker boutique. In addition, one of the most exciting rumors spreading its way up the coast, is the news of Nobu making it's way to Orange County! Nobu, one of the most renown Japanese restaurants, is set to open this winter. If the news of a two story, waterfront, indoor-outdoor Nobu doesn't have you excited, then you must come see for yourself!
For more information regarding the Lido Marina Village, you can do so by clicking here. The Village is located at 3434 Via Lido, 92663.
2. Watch Surfers at the Wedge
The Newport "Wedge" is recognized worldwide for it's big waves. With that said, one of the best activities to do while on the peninsula is to watch Newport's skilled surfers tackle the monstrous waves at the wedge. With the anticipation of a big swell, this location brings a melting pot of tourists and locals. Located at the very end of the peninsula, the wedge can generate waves that can reach up to 30 ft. tall. Thanks to the help of the jetty and the end of the wedge, these waves create quite the spectacle. Next time you find yourself on the peninsula during a southern swell, you'll have to make your way down to the "Wedge", so you too can witness the excitement firsthand. Love to surf but not ready to tackle the 30 ft. waves of the wedge? Don't worry, Newport Beach peninsula has a number of other locations where the waves are much calmer. Who's knows maybe after a little practice, you'll be ready to conquer the "Wedge", during the next big swell.
3. Brunch
Although Newport Beach has a number of amazing breakfast and brunch locations, nothing beats brunch on the peninsula. Although you may want to try and make your way down early, as the peninsula is a destination for many brunchers, there is no shortage of places to try. If you're in search of some good old fashioned fun, head to Woody's Wharf. Woody's, a veteran on the peninsula, incorporates the two magic words every brunch enthusiast is on the hunt for, bottomless mimosas. Gather a group of your closest friends and head over to Woody's for a relaxing, delicious, waterfront brunch. In search of something a tad more upscale? Another brunch destination that should make its way on your To-Do-List is The Dock. The Dock, considered one of the peninsula's hidden gems, will put an end to your search. Better yet, arrive for brunch in style, via Duffy boat.
To view the full menu at Woody's Wharf you can do so by clicking here, or by calling them directly at 949.675.0474. Woody's is located at 2318 Newport Blvd, 92663.
For more information regarding The Dock Restaurant, you can do so by clicking here, or by calling them directly at 949.673.3625. The Dock is located at 2816 Lafayette Ave, 92663.
4. Visit the Balboa Fun Zone
Spending your day at the Balboa Fun Zone is a must! There are a multitude of activities you can find yourself enjoying with the whole family. For a fair-like feel you can experience year round, the Fun Zone is crawling with some great family fun! While you're there, make sure to take a ride on the Ferris wheel for a view of Newport Harbor, visit the arcade for a guaranteed great time, and last but not least rent Jet Skis! What better way to get your grasp of the peninsula than to see it from the water. At Balboa Water Sports, you can rent Sea Doos by the hour. Whether a See Doo aficionado or you prefer to book a guided tour, this is one activity you simply need to check off your Newport Peninsula bucket list. They also rent SUP boards too!
For further inquiries you can visit their website by clicking here, or by calling them directly at 949.723.5387. Balboa Water Sports is located at 702 E Balboa Blvd, 92661.
The Balboa Fun Zone is located at 600 E Bay Ave, 92661.
5. Fish Tacos You Must Try
It's no secret some of the best taco joints are located right here in Southern California. In fact, you can grab some pretty great tacos right here on the peninsula. One of the most favored taco establishments in Newport Beach, goes by the name of Bear Flag Fish Co. If you don't stop at Bear Flag while enjoying a nice sunny day on the peninsula, you will be missing out! Bear Flag is well known for its delicious fish tacos. However, they also have some other delicious items including Ahi Poke, as well as sushi rolls. In addition, you can stop by daily and pick up some delicious fresh fish to cook up for yourself at home as this location includes a fish market.
For more locations or to view their full menu, you can do so by clicking here. Bear Flag Fish Co.'s peninsula restaurant is located at 3421 Via Lido, 92663.
6. Rent a Bike
One thing you will always see on the peninsula is people navigating themselves from place to place via beach cruisers. Biking around the peninsula is a great way to get a lay of the land! There are plenty of places to rent bikes all along the peninsula, one of them being Seaside Bikes. Seaside has an entire fleet of beach cruisers, and even has a Surrey, which can fit up to six adults and two children. Seaside Bikes also carries electric bikes too! If you're feeling adventurous you can even ride the bike path all the way down to Huntington Beach. However, if you're more in the mood for a mellow afternoon cruise, enjoy a relaxing ride right alongside the sand. You can even stop at the day drinking hot spot, Mutt Lynch's, for a refreshing cocktail and a perfect place to take in all the action. The view and the people watching alone is guaranteed to keep you busy for hours.
For more information regarding Seaside Bicycle Company Rentals, you can click here, or call them directly at 949.270.6911. Seaside Bikes is located at 105 Main Street, 92661.
7. Get an Acai Bowl
Too early for a cocktail? Grab some friends, take your bikes and cruise on over to Porro Vita. Porro Vita not only has some great juices and smoothies, but acai bowls too! In fact, they're famous for their acai bowls served up in carved out coconuts. Topped with granola, fresh fruit and coconut flakes these acai bowls are definitely Insta-worthy. While you're there, make sure you try the Dragon Bowl. The Dragon Bowl includes a delicious blend of strawberry, banana, Whey protein, cinnamon, coconut water, peanut butter, mango and the best for last pitaya! Whether you're a juice, smoothie or acai connoisseur, this popular neighborhood juice joint is sure to exceed your expectations.
To view the full Porro Vita menu, you can do so by clicking here, or you can call them directly at 949.873.8344. Porro Vita is located at 3000 Newport Blvd.


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Imepitoin monotherapy appears less effective than phenobarbital for canine Idiopathic Epilepsy
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Over the weekend, Square Enix has revealed the contents of Final Fantasy XIV: Heavensward's Collector's Edition, as well as its price. The publisher also revealed that players will be able to chose between a physical or digital Collector's Edition, with the latter not including the physical goodies.
The expansion's Collector's Edition features a Dragon Mount statue, a Heavensward Art Book that features designs and illustrations created during the development of the expansion, and a promotional blu-ray that includes a complitation of all of Final Fantasy XIV: A Realm Reborn's trailers. In addition to these physical goodies, the Collector's Edition also includes in-game items such as a flying mount and a helm based on that of Final Fantasy IV's Cecil.
The Heavensward expansion takes players to explore a whole new location, Ishgard, where players will be able to take the skies and explore floating continents via flying mounts, which include black chocobos, dragons, personal airships and more. Along with the new story and locations, the expansion will also add new job classes, a new loot system, a new playable race, new dungeons and raids, and level cap increase from 50 to 60.
The physical Final Fantasy XIV: Heavensward Collector's Edition will be available to purchase for $129.99/£129.99/€129.99. The digital Collector's Edition, which includes the expansion and the in-game items, will be available for $59.99/£59.99/€59.99.


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Alvey Junior Tackle Box
1 in stock
Measuring 11cm in diameter the Junior Tackle box is narrower than most. It's Bakelite construction makes it sturdy. There is no damage to rims or interior compartment. Now that Alvey has ceased production in its Brisbane factory, Alvey vintage products are certain to increase in demand with collectors.


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My 2014
Facebook reviews, which I admit to have shared on my own account, are not always accurate. But the idea of a review enthrals me. it reminds me of how far I've come, of how much has happened within the year that was. It's the last day of 2014, and I guess it's time I looked back.


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Ignore the crap "studio" pictures, I don't have a proper setup to take fancy pictures 😛
So as some of you are aware I upgraded from a Nikon D610 to a Nikon D750 and while I haven't had a chance to properly test it yet, I just wanted to write down my initial thoughts.
Native ISO of 12800 is immense!
Although I only upgraded from a D610 which is a fantastic high ISO low noise camera, I just wanted more! I was looking forward to this the most. Being able to shoot in low light conditions at 12800 and having absolutely minimal noise is just great.
I was able to test this in some astro shots last night. My first exposure was ISO12800 with a 15 second shutter and I actually blew out the picture. I had to reduce down the exposure time to 10 seconds!
I also was able to shoot some aurora last night. I like shooting at low shutter speeds for the aurora so that I can capture the details rather than smoothing it out with longer exposures. ISO12800 with a 3 second shutter got me a perfect exposure and caught some great detail in the aurora.
Auto Focusing in low light
I had read online about the ability to pretty much autofocus this camera in the dark if you could find any light source at all. I got to test this last night and it worked like a charm. I picked a faint light in the distance, pressed the focus button and low and behold it focused the camera perfect.
Smaller, thinner body
The first thing I noticed when I took the camera out of the box was just how nice it feels in the hand. With the D750 having a thinner body, you have a deeper grip now which also feels more secure than my D610.
Histogram/Image Details
Last night I went down the road and did some tests shots. I was trying to check my histogram by pressing up in the D-Pad and it wouldn't show nothing. You have to enable this option in the menu. For anyone knows how this works in the D610, it's just a nice display. Personally I don't like it, I'd rather have the display from the D610.
LCD Screen
Although the screen itself is fantastic, with a lot more colors, I absolutely loathe the fact I can't turn off the screen when adjusting the ISO/Qual/WB – this is a serious issue for any keen astrophotographer, the only solution for this problem seems to be either covering it (pain in the ass) or turning down the brightness of the LCD screen. I'm really hoping Nikon release a firmware upgrade so there is an option to turn this off.
LCD Tilting Screen
Personally, if I had the option of having a tilting screen or a fixed screen, I would choose a fixed screen. I just think having the tilting screen is a gimmick that I will never use, although some people will love it, and it's just asking to be broke when it catches on something accidental.
This isn't really a conclusion to be honest. But having only owned it for about 16 hours while writing this, I'm already in love with it and I think this camera and I are going to have a great relationship together and I can't wait to properly test it in my astrophotography.
At this stage though, I'd have no hesitation in recommending it to anyone.


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Fully furnished cozy one bedroom apartment (2005) situated in the heart of Sozopol's charming old town. The apartment occupies the second storey of a traditional style three-floor house over-looking the Black sea. Perfectly positioned at the Southern end of Sozopol peninsula, wake up with sunrise and greet the evening with the sunset. The sound of waves completes the romantic setting and atmosphere. You will be lured back again and again to your home away from home.
- Sleeps 4 people
1 bedroom(double bed)
2 double bed size pull out sofas
- 2 bathrooms
- Fully equipped luxurious kitchen and dining area
- 2 TVs; cable TV; DVD; WiFi internet
- Air conditioning and heating
- Washing machine
- Iron and ironing board
- 24 hr.hot water
- Bedding and towels
- Safe deposit box
- 3m away from a small, private beach and a 100 m away from the central one
- minutes from shops, restaurants, bars, clubs and many attractions (galleries, museums, water, sports, day trips, etc.)
If you would like more information, please contact us on this number +359 (0) 878 601 627,
+359 (0) 899 938 348, Gergana Peeva.
+359 (0) 899 938 348, Gergana Peeva.


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Triple Strength Fragrance Diffuser - Tahaa (Vanilla Caramel)
Size: 250ml/8.45oz
- SALE!250ml/8.45oz
- A long-lasting fragrance reed diffuser
- Inspired by exotic locations from across the globe
- Delivers a low-maintenance & intoxicating scent in the air
- Uses high quality reeds
- Lasts up to three months
- Housed in a uniquely designed bottle ideal as a home decor
- Made in Australia
Last Minute X'mas Gifts
We know it happens every year. You've run out of time to shop, and there's still so much to buy. Never fear! For your last-minute ...See more >>


text: Listen to streaming radio 1Jazz.ru - Smooth Uptempo on your computer, tablet or phone. Radio station 1Jazz.ru - Smooth Uptempo live online in good quality without registering with Vo-Radio. Broadcast of popular music and songs in 2018 to FM radio 1Jazz.ru - Smooth Uptempo, frequency (bitrate 128 kbit/s, ) music in the genre jazz,.


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Certified Mega Mall offers the Aruban consumers and tourists a diverse array of shopping options, with department and specialty stores and a broad range of services.
A company dedicated to offer our clients "EVERYDAY ... LOW PRICES", always looking for new horizons and new ways to please our clients and last but not least, dedicated to give back to the community of Aruba, the bloodline of our existence.
Phone ext:
243 Costumer service
232 Hardware
235 Bucher
236 Deli
238 Fruteria
245 Furniture
240 Kitchen cabinets


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Lovely Lola is a sweet shy dogNeeds to be loved
Beautiful LOLA came to us with her mummy Ellie. Ellie was in a horrendous state as she'd been caught in a snare but is now safely in a forever home but this has left Lola behind.
Lonely lovable Lola is shy but gentle and would really benefit now from being in a home preferably with a confident and friendly resident dog to encourage her to explore the big world that is on offer to her.
Medium/Small size and ready to travel, waiting patiently at our shelter in Romania.
Home > Dogs for Adoption


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- Safe & Confidential - Call 24/7
- Most Insurances Accepted
- Get the Facts
Review 9 Drug and Alcoholism Recovery Centers and Resources in Marietta, Georgia
RiverMend Health CentersMarietta, GAWith offices in Atlanta and Augusta, RiverMend Health Centers provide a comprehensive array of behavioral health services, including the evaluation...
The Anxiety & Stress Management InstituteMarietta, GA
Tangu Recovery1820 Water Place SE #250No Rating
Atlanta, GA 30339
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Atlanta Addiction Recovery CenterMarietta, GAAtlanta Addiction Recovery Center provides compassionate, integrated addiction treatment in a convenient outpatient setting. In-network with Blue Cross Blue Shield,...
Accelerated Recovery CentersMarietta, GA
Toxicology AssociatesMarietta, GA
M G Counseling Services IncMarietta, GA
Georgia Recovery CenterMarietta, GA
Guardian Interlock SystemsMarietta, GA
Toxicology Associates of North GeorgiaMarietta, GA
Cities Near Marietta, GA
How to Choose the Best Addiction Rehab Marietta, GA Offers
If you've determined what amenities you're looking for, you'll find Marietta in-patient addiction treatment programs that fit just about any need. From professional treatment for businesspeople to VIP recovery programs, your city offers many alternatives, both low cost and high-end.
How Long Will Recovering from Drug and Alcohol Addiction Take?
Depending on the kind of dependency and severity, you, a friend or a family member may need anything from a 30 day residential drug or alcohol rehabilitation program all the way up to a 4-month one. Certain drug types may allow for short-term outpatient programs while severe cases may need longer-term treatment programs. Still, you can find a Marietta treatment clinic to fit just about any requirement.
How Much Does a Rehab Treatment Center Cost and Is Insurance Accepted?
In figuring out the price of treatment in Marietta, GA, you first have to decide on the amenities the center provides and its locale in relation to your own requirements. The price varies considerably for rehabilitation clinics. Many accept private insurance, so either check with your provider to see if the cost will have partial payment through your PPO or HMO, or dial our helpline, at no charge for a discreet insurance check.
Ready to Get Help and Change Your Life for Good?
Whether you need help getting clean from an addiction or live with a husband or wife who does, our help line is ready to take your call, anytime, day or night, and is staffed by friendly advisors, there to discuss the perfect inpatient drug and alcohol rehab centers Marietta, Georgia offers. You can review the ins and outs of thirty-day abuse treatment facilities versus forty-five, sixty or ninety day ones and make sure the treatment facility you choose is going to give you or your loved one all you'll need to succeed in recovery.


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Graham's Tawny 20 Years20 Years Port Wine, Black Friday, Brands, Graham's, Port Wines, Wine Types€34,92
Looking for a special Gift?
Personalize this bottle here.Unsurprisingly for wine lovers of Port, Graham's wine excellence is associated with the choice of the highest quality grapes. Graham's 20 Years Old Tawny Port Wine is the pursuit of perfection between the impeccable balance, of young Port wine's freshness, and the ageing complexity of old Port wines. A wine improved for twenty years to achieve a so sought after excellence and to delight consumers. This amber and golden Tawny possesses a rich palate, slightly sweet and delightful. Rich ripe fruit and nut aroma, such as walnuts, and orange zest notes. Graham's Tawny 20 Years is an impeccably balanced Port with a long, elegant finish.€34,92
Quinta da Pacheca Tawny 20 Years 50cl20 Years Port Wine, Black Friday, Brands, Port Wines, Quinta da Pacheca, Wine TypesPacheca Porto Tawny 20 years old is a wine resulted of a blend of old cask aged ports matures at Quinta da Pacheca cool and tranquil cellar.Rich and elegant nose with a delicate nuttiness and subtle mellow notes of chocolate, butterscotch and fine oak wood.€37,87€37,87
Quinta do Vallado Tawny 20 Years20 Years Port Wine, Black Friday, Brands, Port Wines, Quinta do Vallado, Wine TypesQuinta do Vallado Tawny 20 Years is a very rich and aromatic wine, which combines dried fruit with cigar notes. With freshness that characterizes much of the Quinta do Vallado Tawny, unctuous liquorice flavour, with round finish in the mouth. A Silver Medal Wine awarded by the "International Wine Challenge 2004" in May 2004 and by Wine Magazine "in the same month of 2004. Be sure to evaluate this excellent suggestion yourself.€34,19€34,19
Dow's Tawny 20 Years20 Years Port Wine, Black Friday, Brands, Dow's, Port Wines, Wine TypesDow's 20 Years Old Tawny Port is considered the ideal wine to accompany cigars. The Habano Festival is the largest event related to cigars and takes place annually in the last week of February in Cuba. The Habanos company, responsible for the festival's organization, selected Dow's 20 Years Old Tawny Port as one of the premium products to accompany cigars. Purple and vibrant, softens into a greenish-gold colour after 20 long years of ageing in oak casks. Ripe raisins aroma with caramel and honey notes, based on a balanced, rich and unique palate, showing dried fruit flavour.€33,75€33,75
Sandeman 20 Years Tawny Port Wine20 Years Port Wine, Black Friday, Brands, Port Wines, Sandeman, Wine TypesThe Sandeman 20 Years Tawny is an elegant, complex and intense Port. It has a golden amber color and sophisticated and intense aromas of nuts and spices. In the mouth, it reveals to be a sophisticated Tawny, with a great complexity of flavors, perfectly combined, emphasizing the presence of apricot, honey, nuts, vanilla and caramel. The finish is velvety, elegant and simply irresistible. Keep the Sandeman 20 Years Tawny bottle standing up, at a temperature between 16 ° C and 18 ° C in a cool, dry, dark place.€32,61€32,61
Fonseca Tawny 20 Years20 Years Port Wine, Brands, Fonseca, Port Wines, Wine TypesFonseca Tawny 20 Years. A feature of Tawny wine is that, as they become older, sediments are deposited on the casks and therefore the wine gradually gets a lighter colour. This is how Fonseca Tawny 20 Years Port wine gets a deep amber colour with golden highlights. With ripe and very concentrated fruity aromas and flavours, this Port has caramel notes, cinnamon and slight wood notes. It is intense, complex and powerful with a long and glorious finish.€48,51€48,51
Barão de Vilar 20 Years Tawny Sublime with Wood Box (50cl)20 Years Port Wine, Barão de Vilar, Brands, Port Wines, Wine Types €27,54€27,54
Blackett 20 Years Tawny20 Years Port Wine, Black Friday, Blackett, Brands, Port Wines, Wine Types €57,82€57,82
Ferreira Duque de Bragança 20 Years Tawny Port Wine20 Years Port Wine, Black Friday, Brands, Ferreira, Port Wines, Wine TypesThe Ferreira Duque de Bragança Tawny 20 Years, is a Port with a vibrant reddish color, with some copper nuances. It reveals an intense aroma. During the time of aging, it acquired delicate aromatic notes of nuts, spices, ripe fruits and jam. On the palate, it is a full-bodied wine, delicate, soft and with a very balanced freshness, which resulted from blends with younger wines during the maturation. An exceptional wine that reflects the classic, elegant, complex and fresh profile of the Ferreira brand. Awards and Distinctions: 92/100 - Wine Spectator; 93/100 - Decanter; Silver - Concours Mondial de Bruxelles 2017; Silver - Decanter World Wine Awards 2017; Great Gold - Decanter World Wine Awards 2016; Silver - Concours Mondial de Bruxelles 2016€47,74€47,74
Messias 20 Years Tawny20 Years Port Wine, Black Friday, Brands, Messias, Port Wines, Wine Types €39,58€39,58
Vista Alegre 20 Years White20 Years Port Wine, Brands, Port Wines, Vista Alegre, White Port Wine, Wine Types €39,05€39,05
Cockburn's Tawny 20 Years20 Years Port Wine, Black Friday, Brands, Cockburn's, Port Wines, Wine TypesAmber in colour, and of an extraordinary complexity with layers of dried fruits, nuts and caramel, consumers consider it to recall a whiskey. In its aroma, this Cockburn's 20 Year Old Tawny Port, exactly expresses roasted almonds and dried fruit aromas, with great intensity and persistence. In this Port Wine, the wood ageing characteristics are notorious, as well as ripe fruit, which allowed it to acquire great silk like smoothness. It is sweet and elegant on the palate, medium-bodied, without astringency and dried fruit retro-aroma. Excellent balance.€30,16€30,16
Ramos Pinto Quinta Bom Retiro 20 Years20 Years Port Wine, Brands, Port Wines, Ramos Pinto, Wine TypesRamos Pinto Quinta do Bom Retiro 20 Years is a blend with an age average of 20 years, that from a careful selection of several batches of one of the oldest Douro's farms - Quinta do Bom Retiro The period in which was kept in wood, has modified its colour, evolving from a red colour to vibrant tons of orange brick and vibrant yellow. A classic Tawny.€59,56€59,56
Taylor's Tawny 20 Years20 Years Port Wine, Brands, Port Wines, Taylor's, Wine TypesTaylor's 20 Years Tawny Port Port wine with an excellent dried fruit aroma and orange blossom notes, exquisitely velvety due to ageing care.€45,01€45,01
Vasques de Carvalho 20 Years Tawny20 Years Port Wine, Brands, Port Wines, Vasques de Carvalho, Wine Types €85,07€85,07
Burmester 20 Years Tawny Port20 Years Port Wine, Black Friday, Brands, Burmester, Port Wines, Wine Types €47,01€47,01
Barão de Vilar 20 Years Tawny Sublime (50 cl)20 Years Port Wine, Barão de Vilar, Brands, Port Wines, Wine Types €20,20€20,20
Offley Barão de Forrester 20 Years Tawny Port Wine20 Years Port Wine, Black Friday, Brands, Offley, Port Wines, Wine TypesIn honor of the legendary Baron Forrester, it was released a 20 Year old Tawny Port wine, made of high quality red grapes. With an orange color and yellow shades, typical of a quality Tawny. This Offley Barão de Forrester 20 Years Tawny has a great intensity and complexity of aromas, which include notes of vanilla, spices such as cinnamon, pepper and ginger, fruit like plum and hazelnuts, aromatic notes of exotic wood, varnish and cedar. On the mouth, it is a sophisticated, structured Tawny, with an excellent balance between its natural sweetness and firm tannins. The finish is persistent, velvety and harmonious.€38,72€38,72
Croft Tawny 20 Years20 Years Port Wine, Brands, Croft, Port Wines, Promo, Wine TypesCroft 20 Years Old Tawny Port This Port wine belongs to one of the oldest Port Houses, Croft House which it was founded over four centuries ago, in 1588. Croft 20 Years Old Tawny Port was made from a selection of Port wines aged in wood, which matured in winey oak casks. After maturation, these wines are identified with a batch, so that the quality and the style of the House is always guaranteed. This Port possesses a tawny colour and an ocher rim with wood, dried fruit and ripe figgy aromas. Its a pleasant, smooth and mellow wine with a long finish.
€44,18 €44,18
Quinta de la Rosa 20 Years Tawny Port Wine 50cl20 Years Port Wine, Brands, Port Wines, Quinta de la Rosa, Wine Types €34,33€34,33
Niepoort Tawny 20 Years Port Wine20 Years Port Wine, Black Friday, Brands, Niepoort, Port Wines, Wine TypesNiepoort Tawny 20 Years is a port with a deep reddish-brown colour and orange shades. It presents a fantastic aroma and taste of candied fruits and dried apricots and nuances of nuts.€68,99€68,99
Kopke Tawny 20 Years20 Years Port Wine, Brands, Kopke, Port Wines, Wine TypesThe C.N. Kopke is the oldest company in Portugal that is dedicated to the Port Wine production since 1638. Kopke is considered a prestigious brand and reference in the national and international market. The 20 year old Kopke is an amazing Port to enjoy in the company of some dear friends or family.€64,70€64,70
Quinta da Gaivosa Tawny 20 Years Port20 Years Port Wine, Black Friday, Brands, Port Wines, Quinta da Gaivosa, Wine TypesFermenting with indigenous yeasts at a temperature between 20-25ºc for 3 to 4 days, this Port sees its fermentation interrupted with wine spirits at 77º V / V. Prizes: Producer of the Year in Portugal in 2006 and Producer of the Year in Portugal in 1999.€56,56€56,56
100 Years Port Wine Pack10 Years Port Wine, 20 Years Port Wine, 30 Years Port Wine, Port Wines, Wine TypesWe have gathered in one exclusive pack 100 years of Port Wine. Now you can experience the complexity and magnificence of 10, 20, 30 and 40 Years Old Tawny's from some of the most distinguished Port Wine Houses.€207,97
Free shipping for EU countries.€207,97
Andresen Royal Choice 20 Years Tawny Port20 Years Port Wine, Black Friday, Brands, J.H.Andresen, Port Wines, Wine Types €44,80€44,80
Vista Alegre 20 Years Tawny20 Years Port Wine, Black Friday, Brands, Port Wines, Vista Alegre, Wine Types €40,41€40,41
Graham's Tawny 20 Years 4.5L20 Years Port Wine, Brands, Double Magnum, Graham's, Port Wines, Wine TypesGraham's Tawny 20 Years is the pursuit of perfection between the amazing balance of freshness of young Port Wines and the complexity of the aged ones. An wine improved over 20 years to achieve the pretended excellence and delight the consumers. With an amber and tawny gold colour and complex but harmonious flavours. Rich aroma of riped fruits, nuts, such as walnuts and notes of orange zest. Impeccably balanced with a long and elegant finish. An elegant wine from 20 years ago in a special bottle of 4, 5Lt to ven the most demanding Port Wine lovers.€371,19
Free shipping for EU countries.€371,19
Churchill's Tawny 20 Years 50cl20 Years Port Wine, Black Friday, Brands, Churchill's, Port Wines, Wine Types €45,97€45,97


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PathWays PA E-Newsletter: September 4, 2009
Due to the holiday weekend, PathWays PA is posting its E-Newsletter early this week. Have a safe and enjoyable Labor Day.
PA Budget
Labor Day is just around the corner and while some Pennsylvanians will be enjoying cookouts for many, who operate, are employed by, or require the services provided by non-profit agencies, hospitals, and others, the continued wait for a complete state budget means another tense weekend of closures, layoff, and service cuts.
After three weeks of suspended talks, the House/Senate Conference Committee met this week to negotiate the state budget proposals. There was a brief discussion on a House proposal, which is currently at $28.1 billion, and another House proposal put forth by Representative Sam Smith, which puts spending at $27.5 billion. The Committee adjourned with plans for their staff to prepare line-item comparisons of the two proposals, which will be the basis for the next meeting, which has yet to be set.
In the meantime, preschools and other pre-kindergarten programs are shutting their doors, along with child care centers and many other state programs. If you work for one of these organizations or if the services you rely on have been cut, please tell your story! Write a letter to the editor of your local newspaper, or tell your story to PathWays PA. We will share these stories on our blog and in our e-newsletters.
If you are upset about the budget proposals, which include cuts ranging from education to hospitals to the elimination of the Industry Partnership program, please tell your legislators how you would finish this sentence: "If the choice is between reducing/eliminating spending on hospitals, burn units, Industry Partnerships, and childcare, or increasing revenues, I would support…" Faxed brief notes and phone calls are very important right now.
During this recession, some budget cuts are inevitable. But too many cuts will lead to long-term impacts on our families, our health, and our economy at a time when we cannot afford to do without.
Industry Partnership Program
Unfortunately, the importance and critical need of the Industry Partnership Program is getting lost in the state budget reporting. Right now there is no funding included for this important program in some of the budgets being proposed.
Take Action! Industry Partnerships are consortiums that allow employers to improve and expand their workforce by bringing together companies committed to the development of their workforce.
- This program provides workers with access to training that gives them the skills necessary to maintain jobs and obtain employment with sufficient wages so workers can adequately support their families.
- In Pennsylvania, more than 6,300 businesses are involved with more than 70 Industry Partnerships across the state. More than 70,000 workers have been trained since 2005.
- On average, those workers have seen their wages rise by 6.62 percent within the first year after receiving the training.
- Read more about how the Industry Partnership program is helping in one county
Adult Education and Family Literacy
Take Action! Adult education and family literacy are especially important during this recession to ensure that families have the opportunity to gain the education they need to be or become self-sufficient. In Pennsylvania, the Senate proposal cuts adult literacy by 29% and the House is considering a 12% cut. Please contact your representatives today to let them know the importance of this program!
- These services have seen an increased demand in recent months.
- According to a new report from the Philadelphia Workforce Investment Board, over 202,000 adults in Philadelphia do not have a high school diploma, and 40 percent of Pennsylvania adults struggle with basic literacy skills.
- Overlooked and Undercounted: Struggling to Make Ends Meet in Pennsylvania shows that 40.9 percent of all Pennsylvania households have a high school education or less, and of those households, 49% of those with less than a high school education earn less than the Self-Sufficiency Standard
Philly Serves Volunteer Fair
Join Mayor Michael Nutter and over 65 organizations on September 11th for the Philly Serves Volunteer Fair. This event is part of a National Day of Remembrance and Service and will include a ceremony at noon.
Learn how these organizations are making a difference and how you can help. You will be able to get information and sign up to volunteer your time and talents.
WHEN: September 11, 9:00 – 2:00
WHERE: City Hall Courtyard (rain location, Mayor's Reception Room – City Hall, Room 202)
For more information please contact Global Citizen at 215.665.2655 or visit www.globalcitizen.us.com.
MPower Yourself, Health and Wellness Expos
Mercy Health System, along with NBC 10, is holding a series of health and wellness expos the first four Saturdays in October from 10 am – 3 pm. The expos are designed to empower members of the community to achieve healthy lives and will feature health screenings and education, fitness instructions, and cooking demonstration in an entertaining and family-friendly environment.
The expos will occur at:
- Nazareth Hospital, Northeast Philadelphia – Saturday, October 3
- Mercy Philadelphia Hospital, West Philadelphia – Saturday, October 10
- Mercy Fitzgerald Hospital, Eastwick Wellness Center, Southwest Philadelphia – Saturday, October 17
- Mercy Suburban Hospital, East Norriton – Saturday, October 24
Workshops for Non-profits
The Pennsylvania Association of Nonprofit Organizations (PANO) has announced a series of September workshops for nonprofit staff and board members in Southeastern Pennsylvania.
- Board Meetings: Is Your Organization Complying with Parliamentary Procedure? September 15th 9:30-11:30, Willow Grove Giant Food Superstore, led by Harry S. Rosenthal, PRP, of Parliamentary Services.
- Effective Advocacy for Nonprofits, September 18th, 12:00 – 3:00, Nutritional Development Services, 111 S. 38th Street in Philadelphia
- Fundraising Practices: Track it Right! Book it Right! Report it Right!, September 29th 9:00 – 12:30 at the Phoenixville Community Health Foundation, led by with David Gruber, CPA, Amper, Politziner & Mattia, CPAs and Consultants and Tish Mogan of PANO
Need Assistance With Public Benefits Applications?
PathWays PA provides assistance to those who need help applying for food stamps or other benefits. For further information, you can contact our office in Philadelphia 215-387-1470 or Delaware County 610-543-5022.
For more information about the services provided by PathWays PA please visit our website.


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What you experience
You attempt to log into ArcSite and are told that your account has expired. However you are certain that you have paid through Apple.
What likely has happened
There are times when despite payment having been made through the Apple payment system, ArcSite has not received notification of this transaction. The result of which is that it appears to us that your account has expired.
What to do to "Solve" this issue
Solution #1 - Log off and back into your account
- In the top right corner of the canvas, tap on your account name and tap Log Out
2. Log back in
Solution #2 - Restore
You can "Restore" your subscription with a few clicks directly from the app.
- From the main Projects screen, tap on your email address in the top right corner
- Select Manage Subscription option
- On the "Choose Your Subscription" screen, tap the link at the very bottom center of the screen.
This should resolve this issue.
If this does not work
Please contact support at either:
- firstname.lastname@example.com
- 1 888 266 1843 option 2


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My main transceiver is an Icom IC-7000, doing 2-100W on HF/50, 50W on 2m and 35W on 70cm. I use it mostly at home and sometimes when on vacation with our caravan.
I purchased the IC-7000 because of it's versatility and nice display, after reading many reviews, tests and forumpostings about it. If you can have only one transceiver that does about everything from 80m to 70cm except D-Star, this is a good candidate.
It is not the best transceiver you can buy, but a real good jack of all trades. And it comes in a very portable size too!
In my car I use the Anytone AT-D578UV, a true dual receive 2/70 FM/DMR mobile transceiver with lots of nice features like analog APRS send or crossband and same band repeater.
It does RX/TX from 136-174 and 400-480 MHz, with max 50W into a small magnet mounted dual band antenna.
My main portable HT's are (I own two of them) Anytone AT-D878UV's. With two VFO's (although not true dual receive) I can RX/TX on 136-174 and 400-480 MHz in FM and DMR. Power is limited to about 5W, but it can also do analog APRS send.
I also own a Polmar DB-50 VHF/UHF dual transceiver. It is a clone of the Powerwerx DB-750X, which is a clone of the Anytone AT-5888UV. :) Why this clone and not the original chinese TRX? Well, I like the looks better.
It does TX in narrow/wide FM on 136-174 (50W) and 400-490 MHz (40W) and RX-only on 108-136Mhz (in FM and AM). It has 2.5kHz channel step, so it will TX on almost any frequency needed.
Don't know if I ever need the crossband repeater, but the dual receiver is very nice! Now I can monitor two repeaters at once and never miss any action. :)
Mainly used during JOTA as the analog 2/70 rig.
|I still own the Kenwood TH-F7E transceiver. It does 50mw/500mW/5W on VHF/UHF only, but has been MARS modded so also does TX on PMR446. It also has a general coverage receiver.
My Hytera PD-785G does digital on DMR repeaters and/or simplex. It has 1024 channels, 64 zones (of 16 channels each), does 1 or 4 Watts on 400-470MHz and also has a GPS to send my position to aprs.fi.
|I also own about 20 Baofeng BF888s HT's. Analog UHF and 2W only, but very cheap (less than 10 euros when bought in China). So perfect to use for Scouting activities, where damage/wear is always an option. ;)