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1. Trade as I Say, Not as I Do
2. What is Insider Trading?
3. A Penny for Your Thoughts
4. Congress to the Rescue?
5. Congress and the 1%
I hope you enjoyed the holidays and are ready for the prospects of another year. In the investment business, the start of a new year is a magical time because all of the year-to-date numbers go back to zero and money managers get a fresh start. Considering the large upward move in the market on January 3, my bet is that most money managers at least started out on the right foot.
As I noted in last week's E-Letter, the beginning of the year is also a time to return to a more normal writing schedule. The new year always seems to bring fresh stories, new ideas, new opinions and challenges and opportunities to write about, not to mention a presidential election that you can be sure I'll weigh in on from time to time in 2012.
This week, my focus will be on a group of individuals that everyone seems to dislike – members of Congress. According to a recent Gallup Poll, only 11% of Americans approve of the way Congress is doing business, and a whopping 86% disapprove. Today's E-Letter will give you even more reasons to be counted among the 86% who disapprove.
Over the past couple of months, there have been major disclosures regarding the financial well-being of our elected officials, as well as an apparent loophole in securities laws that may have helped them get there. So, while Americans are struggling to make ends meet, your Congressmen are doing quite well through thick and thin. This will make for interesting reading, whether you love your Congressman or not.
Trade As I Say, Not As I Do
Some people consider the Holy Grail of investing to be achieving returns greater than those of the overall stock market, generally measured by the S&P 500 Index. While I have written in the past that merely beating the S&P 500 doesn't necessarily mean you don't lose money, it is just a benchmark that many investors use to judge the value of a particular money manager or mutual fund.
That being the case, most Congressmen should immediately become money managers upon their retirement. Why? Because studies have shown that they routinely beat the market. And not by just a little bit. Analysis of Congressional investment returns have shown that, as a general rule, members of Congress outperform the market by a significant margin of anywhere from 6% to 12%. Note that these are returns over and above whatever the stock market indexes achieved.
Think of it, our elected officials have a mountain of things to do, including sponsoring legislation, making speeches, attending committee meetings, etc., etc. Yet they still have enough spare time to analyze the market and come up with a market-beating strategy. Or do they? Let me explain.
A November 2011 "60 Minutes" report offered up another possible reason why our Representatives and Senators do so well in the market. It seems that members of Congress are not subject to the same "insider trading" rules that you, I and the other 300 million people in the US are governed by. That's right, an elected official can attend a hearing, work on legislation or sit in on a regulatory briefing not open to the public and then go trade on any information he or she may have gleaned from the meeting. No kidding!
Representative Spencer Bachus (R - Alabama) seems to have become the poster child of the Congressional insider trading scandals. Sitting in on a special briefing by Bush Treasury Secretary Hank Paulson and Fed Chairman, Ben Bernanke, Bachus reportedly heard Bernanke say, "It is a matter of days before there is a meltdown in the global financial system."
So what did Bachus do? Spread the alarm to his home state officials? Contact major banks in his state to determine their condition? Nope, he shorted the stock market, a trade that makes money when stocks fall. In other words, he used this non-public information to enrich himself, and obviously, he's not the only one.
What is Insider Trading?
The "60 Minutes" report focused on what is known as "insider trading," but it's important to note that there are two kinds of insider trading. One is perfectly legal and involves the purchase of a company's stock by its own management. As long as the decision to buy is made on public information and the trades are reported to the Securities and Exchange Commission (SEC), there's nothing improper about the transaction.
The other type of insider trading is illegal, at least for you and me. This kind of trading involves using insider information not yet available to the public to trade securities. The SEC wants all investors to be on a level playing field, so trades should be based only on information known or available to the public. The "60 Minutes" report and other articles since then have claimed that basing trades on non-public information is illegal for the vast majority of Americans, but not for members of Congress.
The SEC has a different opinion. In a response to a recent Wall Street Journal editorial about Congressional insider trading, SEC Enforcement Division Director, Robert Khuzami, noted that his written testimony recently submitted to Congress included the following excerpt:
"…there is no reason why trading by Members of Congress …would be considered 'exempt' from the federal securities laws, including the insider-trading prohibitions."
So do members of Congress get a pass on insider trading or not? The answer is that it depends on what kind of insider information you're talking about. As Mr. Khuzami correctly states, members of Congress are subject to laws governing trading based on information from corporate insiders, just like everyone else. It is only in regard to information gained as a member of Congress that the insider trading rules do not apply. How convenient!
Let's take an example for clarification. You may recall that private citizen Martha Stewart spent some time in prison for insider trading. Her problem began when Stewart was tipped off prior to a public announcement that a drug maker in which she owned stock (ImClone) did not receive FDA approval of its new drug. To avoid the drop in share price sure to come when this news was announced publicly, Stewart traded out of ImClone stock and avoided a loss but was later found guilty of illegal insider trading.
According to the SEC, had a member of Congress received the same timely tip from a corporate insider, it also would have been deemed to be illegal insider trading. However, had a member of Congress learned of the ImClone failure to get approval in a closed-door briefing with the FDA, it appears that trading on this information would have been perfectly legal.
As a financial professional, I can tell you that the SEC takes insider trading by private citizens very seriously. We have annual staff training on the rules governing insider trading, complete with case studies. And the SEC's rules don't just include financial professionals and company management. If even a part-time file clerk overheard a conversation between company executives and used the non-public information to make some money, that person could technically be charged with illegal insider trading.
Gary D. Halbert, ProFutures, Inc. and Halbert Wealth Management, Inc. are not affiliated with nor do they endorse, sponsor or recommend the following product or service.
A Penny for Your Thoughts
Actually, lots of pennies. Related to the exemption from the insider trading rules discussion above is the matter of so-called "political intelligence consultants," or PICs for short. Under current law, hedge funds and other financial services providers can legally engage well-connected Washington insiders to arrange meetings with elected officials and their staff for the purpose of gaining inside information that might affect investments.
Think about it, if a hedge fund manager knew ahead of time whether pending legislation was likely to pass or not, or that regulatory action was nigh, it could be worth literally millions of dollars in investment gains for the fund's investors. Yet, this sharing of insider knowledge does not currently violate insider trading rules.
A December 20, 2011 Wall Street Journal article detailed how a group of hedge fund managers were told about a compromise on the public option in the ObamaCare health care law before a public announcement was made. Obviously, this news would mean big money to stock traders who had the time to adjust their positions to take advantage of ObamaCare's passage.
Growing numbers of power brokers in Washington are forming these groups to engage in the lucrative practice supposedly designed to "bridge the information gap between Washington and Wall Street." Some members of Congress also say that the meetings set up through the PICs do serve a useful purpose. According to the WSJ article, Republicans value the meetings because "they seek the views of hedge fund managers to help shape laws that spur investment."
Democrats, on the other hand, feel that these meetings "…lead to better public policy because investors tell them about loopholes, inefficiencies or unseen consequences of existing laws." Yeah, right. What's really happening is that valuable non-public information is being sold to the highest bidder by Washington politicians. The more things change, the more they stay the same.
Never fear, Congress is Here.
Due to the massive negative publicity surrounding the November '60 Minutes' report and subsequent online articles, Congress dusted off a bill first introduced in 2006 that supposedly addressed insider trading by members of Congress. The "Stop Trading on Congressional Knowledge Act" (H.R. 1148) would make it illegal for members of Congress or their staff to buy or sell securities based on certain types of non-public information.
As with many pieces of legislation, the devil is in the details. The particular detail of importance in this bill is the phrase "certain types of non-public information." Elected officials are privy to all kinds of information that may not be known by the public. Yet the proposed legislation only prohibits trading on information related to pending legislation. Returning to our Spencer Bachus example, it would appear that information gained from an agency briefing would be exempt, so he would probably still avoid prosecution for insider trading even if the new law is enacted.
The Stop Trading bill would also target the political intelligence consultants discussed above and make them conform to the same rules now governing lobbyists. The legislation would also require members of Congress and their staff to disclose securities trades over certain amounts within 90 days. Of course, that's in the current version of the bill before these PICs and lobbyists start arranging meetings that could result in less restrictive rules, or none at all.
In reality, the Stop Trading bill appears to be yet another case of form over substance. Congress wants it to look like something is being done as a result of its dirty little secret being aired, but they don't want to stop the gravy train. One article I read said that the author expected insider trading by members of Congress to actually increase if the Stop Trading bill passes since the rules would then be clearer and have a much narrower focus.
Congress and the 1%
The Occupy Wall Street (OWS) movement seems to have now been omitted from the news cycle, but still continues on in many cities across the US, including Austin where I live. They claim to want to draw attention to the wealthiest 1% of the population who are, according to the OWS website, "…writing the rules of an unfair global economy that is foreclosing on our future." The occupation began in the Wall Street Financial District but, according to recent reports, perhaps they should take up residence outside the Capitol Building in Washington, D.C. I'll explain why as we go along.
Up to this point, I have discussed the special treatment that our elected officials in Washington enjoy in regard to their investments. Is it any wonder then that recent reports show that members of Congress enjoy a higher level of wealth than the rest of the country?
A recent New York Times article noted that the median net worth of members of Congress rose 15% from 2004 to 2010, while the net worth of the richest 10% of US households remained flat. Even worse, for all American families, net worth dropped 8% over the same time period.
A number of theories have been advanced as the reason that members of Congress were able to swim against the tide of shrinking portfolios during the Great Recession. Some include profitable real estate deals (perhaps using the same insider information discussed above), inheritances and even marriage to a wealthy spouse. Others note that the increasing cost of running for public office is resulting in only the wealthy being able to mount a campaign.
However, I think it's pretty clear that stock picks based on non-public information and cozy relationships with hedge funds can also explain a lot of what might be called the Congressional wealth gap.
Here are some other Congressional wealth statistics gleaned from various sources that may be of interest to you:
Some believe that having the wealthy so well represented in Congress is a good thing since they feel voters would want their representatives to be smart and successful, which also usually includes financial gain. It has also been pointed out that some members of Congress have built businesses from the ground up, so they are participants in the American dream.
Others, however, fear that wealthy members of Congress cannot relate to the plight of the average American. They ask, "How can a representative know how it feels to be unemployed with no cash reserve or have a home foreclosed on when they have never lived through such an event?"
Such thinking among voters can be dangerous for re-election hopes. Recall the fabricated story about George H.W. Bush being "amazed" at everyday supermarket scanners. Even though it turned out not to be true, the Clinton team used it to claim Bush was out of touch with Americans' everyday economic struggles, and we all know what happened in that election.
While all of the analysis is interesting, I don't think there is much we can do about the number of wealthy individuals in Congress. Going back to the founding of the US, many representatives were wealthy landowners. Later on, industrial and oil dynasties were represented and today we have those who made their fortunes in financial services and technology, and the legal profession has always been well represented. Being a member of Congress is a position of power, and power has always attracted money.
Of all of the information discussed above, I am most disturbed by the fact that self-interest seems to take center stage for members of Congress. Why else would they propose to fix the insider trading problem by actually making it easier for them to trade on non-public information, and then only after a "60 Minutes" report exposed their activity?
Even worse, these are the leaders we have chosen to get us out of the economic malaise we are currently experiencing. Since members of Congress seem to be most concerned with getting re-elected, how can they vote to make painful cuts in spending when it is much more popular to do the opposite?
The information we covered today also makes it easier to believe the stories of Congressmen who went to Washington with virtually nothing and came back multi-millionaires. However, I don't want to paint every member of Congress with the same brush. To be fair, there are some members of Congress who do not attempt to profit from insider information. Others place their money into blind trusts and have little or no knowledge of or influence on securities bought and sold in their accounts.
The bottom line is that not much is likely to change in Congress. As the cost of running for office continues to escalate, we may find an even higher concentration of wealthy individuals as our representatives. That would be fine were it not for the blatant self-interest that seems to permeate both Houses of Congress. As a result, Congress' 11% approval rating may get a lot worse before it gets better.
I also encourage you to check out my "Between the Lines" blog at www.garydhalbert.com. My latest post covers a variety of economic reports, several of which appear to be looking up. However, the situation in Europe remains as a possible spoiler, no matter how good the economic news on this side of the Atlantic might be. I also weigh in on the recent "recess" appointments by President Obama. He must have missed class the day they talked about constitutional checks and balances.
Wishing you a Happy New Year!
Gary D. Halbert
ADVERTISING DISCLOSURE:"Gary D. Halbert, ProFutures, Inc. and Halbert Wealth Management, Inc. are not affiliated with nor do they endorse, sponsor or recommend any product or service advertised herein, unless otherwise specifically noted."
Forecasts & Trends is published by ProFutures, Inc., and Gary D. Halbert is the editor of this publication. Information contained herein is taken from sources believed to be reliable, but cannot be guaranteed as to its accuracy. Opinions and recommendations herein generally reflect the judgment of Gary D. Halbert and may change at any time without written notice, and ProFutures assumes no duty to update you regarding any changes. Market opinions contained herein are intended as general observations and are not intended as specific investment advice. Any references to products offered by Halbert Wealth Management are not a solicitation for any investment. Such offer or solicitation can only be made by way of Halbert Wealth Management's Form ADV Part II, complete disclosures regarding the product and otherwise in accordance with applicable securities laws. Readers are urged to check with their investment counselors and review all disclosures before making a decision to invest. This electronic newsletter does not constitute an offer of sales of any securities. Gary D. Halbert, ProFutures, Inc. and all affiliated companies, InvestorsInsight, their officers, directors and/or employees may or may not have investments in markets or programs mentioned herein. Securities trading is speculative and involves the potential loss of investment. Past results are not necessarily indicative of future results.


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Surrounded by wonders.
Ample parking around which are buildings, and interesting museums. On one side is what is known as the blackheads house, a beautiful building with ornaments, gilded figures and an extraordinary clock. On the other is the Occupation Museum, and in the background, the church of St Peter. The Christmas tree has stood in this square each year since 1510.

subset: commoncrawl


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July 06, 2010
Palma's Beach in Palma de Mallorca
Paul's task is to decide in favour of one of the shells hidden in boxes with the flags of Germany and of Spain to act thus as oracle for the upcoming semi-final match of the FIFA Football World Cup between the two countries on July 7, 2010 in Durban, South Africa.
Paul, who had predicted well the result of five matches earlier in the tournament, this time decided for Spain.
A German tourist reads a German newspaper at Palma's Beach in Palma de Mallorca on July 6, 2010, on the eve of the World Cup semi-final football match Spain against Germany.
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Theorie Lounge
The Lounge in Theorie was located in the back of the Atrium Building. This area was not renovated for the filming of the series. In this picture, you can see the Front Doors in the background.
Another view of the Lounge.
Photo Credits: www.mtvbuilding.com
LoDo Building Main Page
Available from iTunes:
Updated - November 18, 2009Comments


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Video surfaced of Tlaib making very nasty remarks against President Trump. Tlaib was captured saying "We're gonna go in there and we're gonna impeach the motherf—er.".
In a closed door meeting, President Trump confronted House Speaker Nancy Pelsoi. Pelsoi, like always backtracked, and said Democrats are not looking to impeach President Trump. A complete 180′ by the two time speaker of the house after two full years of slamming President Trump.
He opened the meeting with a 15-minute address centered on Ms. Tlaib's comments and the issue of impeachment, one of the people said. Mr. Trump blamed House Speaker Nancy Pelosi for Ms. Tlaib's remarks, prompting her to reply that the meeting's purpose was to talk about the government shutdown, not impeachment, the people said.Wall Street Journal
In his news conference later Friday, Mr. Trump recounted the exchange with Mrs. Pelosi, a California Democrat. He said he challenged her to use the government shutdown as grounds for removing him from office, and recalled that Mrs. Pelosi said Democrats aren't looking to impeach him.
"That's good, Nancy, that's good," Mr. Trump said he responded. "But you know what? You don't impeach people when they're doing a good job."
President Trump has never been afraid to confront his enemies in person. Speaker Pelosi says what she can so she doesn't make herself look too stupid. That however, isn't always true. Many instances of the Congresswoman making herself looking like a complete idiot is more than just breadcrumbs.
Some Democratic members are distancing themselves from Tliab.
Democrats distanced themselves from Ms. Tlaib's comments. "I don't really like that kind of language," said House Judiciary Chairman Rep. Jerrold Nadler (D., N.Y.), whose panel would lead any impeachment proceedings. "But more to the point, I disagree with what she said. It is too early to talk about that intelligently," he said on CNN.
Mrs. Pelosi has kept the volume low on her caucus's calls to impeach the president throughout the 2018 election, instead encouraging a focus on economic policy, but that will be more difficult with Democrats in the House majority.
On the legislative front, House Democrats plan to focus on measures to lower prescription-drug prices, ramp up infrastructure spending and overhaul ethics and campaign-finance rules in Washington.
House GOP leaders called on Mrs. Pelosi to denounce Ms. Tlaib's comments.
"Pelosi's got her first test, and it happened on Day 1: How is she going to stand up to the most radical-left elements of her party when they become unhinged?" said Rep. Steve Scalise of Louisiana, the No. 2 House Republican.WSJ
Articles of impeachment were introduced by Rep. Brad Sherman (D., Calif.) on Thursday, but they aren't expected to move forward.
The Democratic Party is at an all time low. They might have taken over the house, but their ethics are still "RESIST". What exactly are they resisting? Low Unemployment? Lower Taxes? Billions of dollars saved in Trade? America finally becoming dependent on our own natural resources? JOBS JOBS JOBS JOBS JOBS JOBS! It's never made much sense to why Democrats want to stop such a Great President!


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#604, Palm Breeze, Pimple Saudagar, near Govind Garden restaurant, Pune, Maharashtra-411027
Affiliation: Works with ATREE as a GIS web developer
D-44, Windsor Park Vaibhav Khand-2 Indirapuram Ghaziabad(U.P) 201014
Brief Profile: I am an active member of #Mission100CroreTree which is spread all over India and I...
Wildlife Institute of India, Dehradun
Brief Profile: Climate change, Himalayan Rivers, Fishes, Macroinvertebrates, Species distribution...
Mannarakkoram, Vattiyoorkavu Trivandrum
Brief Profile: Research and capaign for water conservation Affiliation: NCPRI
7/ 26, Ground floor Tilak Nagar New Delhi-110018
Affiliation: SPWD, New Delhi India Water Portal, Arghyam, Bangalore
11A/1, Second Floor, Gautam Nagar, New Delhi - 110049
Brief Profile: In 2000, Ministry of Environment, Forests & Climate Change (MoEF&CC) desig...
109, Malviya Nagar Road, Malviya Nagar, Bhainsdehi, Madhya Pradesh, India
Brief Profile: Chief Administrative Officer in Thy Marketeers Private Limited.
1, Dr Ashutosh Shastri Road, Godawari Appartment, 3rd Floor, Flat 3a, Kolkata 700010 West Bengal, India
Affiliation: Coordinator- Policy and Impact, Partners in Prosperity
Villa 485, Adarsh Palm Retreat Outer ring road, bellandur Bangalore 560103
Brief Profile: Peepli.org/project/freshwater I document the effects of landuse, riveruse, and cli...
House-18, Pink avenue, Babai road, hoshangabad, Madhya pradesh
Brief Profile: Exploring aquatic life along Narmada river. List of Publications: Aquatic plants o...
Affiliation: Former Member State Commission for Protection of Child Rights, GOVT. OF HARYANA.
236/3058 Mangala vihar, Sisupalagada, Bhubaneswar, pin-751002
Brief Profile: Coastal tract of Odisha Individuals within the organisation: Binayak Swain
Wildlife Institute of India, post box no. 18 chandrabani, dehradun, Uttarakhand
Brief Profile: Working in rivers of Western Himalayas related to the study of habitat and ecology...
Malad West, Mumbai, Maharashtra, India
Brief Profile: Environmental Communication and Research with a focus on environmental governance ...
18 Southern Avenue ground floor Kolkata 700026
Brief Profile: Working for environmental issues for a long time. Not particularly in matters of r...
Chatola, Mukteshwar Uttarakhand
Brief Profile: Worked on environmental flows assessment in the Gangetic basin, writes on water is...


text: Comedy: South Park – What Should I Do? Brandon Caldwell November 5, 2010 Laugh Out Loud, TV/Movies 1 Comment [vodpod id=Video.4829350&w=590&h=384&fv=] What should South Park do? Should they not be the guys who are the bane of the FCC and practically get away with enough profane things you can't necessarily talk about them in public? What should they do? Should they not take shots at LeBron, Nike & BP? Should they become the hero? The champion of all things right on Comedy Central? Nah, they'd must rather piss off every single liberal thing like race, gender, creed & geographic disaster known to man. And for that, we thank them. Share this:TweetShare on Tumblr


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tag:blogger.com,1999:blog-8403559889404612721.post452522257343401931..comments2019-11-25T19:24:53.993-08:00Comments on Clothing Hacker: Top 5 of 2016MizzSmartyPantshttp://email@example.com:blogger.com,1999:blog-8403559889404612721.post-40966363003446751652017-01-19T17:59:21.203-08:002017-01-19T17:59:21.203-08:00Yes it was! It's kinda nice to have so much c...Yes it was! It's kinda nice to have so much change all at once. I've been joking that 2017 is going to be The Year of Jennifer.

Thank you. The haircut was a bit of an adjustment, but I'm so loving how it looks that I'm already planning on having my hair dresser make the asymmetry a bit more extreme when I go back in a couple weeks. And my weight has been a constant battle my entire life, so hopefully my target won't move quite as drastically once I get down to where my post-surgical body is comfortable.

I don't really know what's been keeping me from diving into making jeans. At this point I'm going to wait a bit because I think I still have more weight loss coming. But I have really enjoyed making more complicated garments in the past, so it's not really a fear thing. I also picked up a few cuts of bargain priced denim, so I'm not even really concerned about wasting the fabric. But by golly, it'll happen this year!MizzSmartyPantshttps://firstname.lastname@example.com:blogger.com,1999:blog-8403559889404612721.post-31131436940677647892017-01-18T11:56:13.803-08:002017-01-18T11:56:13.803-08:00That's a whole lotta life change this year for...That's a whole lotta life change this year for you. I hope the move goes well. Your haircut is so cute, and way to go with your health journey. Having been through the variety of sizes that 4 pregnancies bring, it's interesting to sew when you're kind of a moving target. No doubt you'll learn a lot in the process! Good luck with the jeans. Jean construction is really fun, and once you have the fit, the sky is the limit.Elizabeth Made Thishttps://email@example.com


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Exuberant Grotesques: Renaissance Maiolica from the Fontana Workshop
This catalogue, published to accompany the exhibition Exuberant Grotesques: Renaissance Maiolica from the Fontana Workshop (September 15, 2009 to January 17, 2010), features detailed entries on each of the objects and an essay on the history of collecting maiolica. A technical essay presents exciting evidence regarding the ambiguous authenticity of two vases shown in the exhibition.
Softcover, 60 pagesPrice:
$16.95Member Price:
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Types of Lifelogging Tools
Lifelogging has been around in some form or fashion for centuries. Back in the 1980s my dad used a notepad and a book containing calorie counts to painstakingly track his intake. Going back even further to 1726, Benjamin Franklin created his own system to track 13 virtues. Each day he noted whether he successfully practiced each one (humility, temperance, sincerity, cleanliness, moderation, etc.), using the findings to do better the next day. Interested in the concept? Put away that pen and paper and download the Ben's Virtues app or track your progress online at Thirteen Virtues. Here are a few others good old Ben might have approved of:
Mood: People who experience regular emotional fluctuations are turning to mood tracking apps to help them identify when and why they're experiencing low points and even turn them around via supportive online communities. Two such sites/apps are Moodpanda and Moodscope [source: Quantified Self]. It might sound silly, but regular collection of this type of data can show a person whether or not they're happy at work, with a particular friend or at a specific time of day, which can inspire someone to take corrective action (read: ditch the terrible job and obnoxious friend who's keeping you down).
Sleep: For something that's so important to overall health and wellness, sleep is often shunned in favor of late-night reality television and other time sucks. Others simply can't settle down, thanks to insomnia, stress or other factors. Wearable sleep technology and smartphone apps are designed to decode your z's, helping people identify how much and the quality of sleep they're getting, as well as possible triggers to avoid. Many sleep experts are skeptical about how reliable these trackers are, and advise users to take the produced data with a grain of salt [source: Pappas]. Examples include Fitbit and Digifit (which have other functions, as well) and the Sleep Cycle app, among many others.
Nutrition: Apps like MyFitnessPal and Calorie Count are user-friendly, but require manual entry. They can be very eye-opening, however (I consume how much sodium?), leading people to make better nutrition choices.
Fitness:RunKeeper and Cyclemeter are two apps designed to motivate and empower users to track activity and progress. Wearable tech like Fitbit and Jawbone are more expensive, but incredibly convenient, since all you typically have to do is wear them to obtain mad data. Old-school clip-on pedometers are also an option ... until they fall off and get lost. Not that I know anything about that.


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This is a Hack about creating a collaborative community of trust online to spark innovations in management. We believe that our best ideas are the ones that will not only increase trust in the workplace and trust in the world, but ideas that can also be applied right here and right now in how we work together on the MIX.
Inspired by our experiences and observations within the MIX community, this hack is posted collaboratively by Dan Oestreich and Annie McQuade (who struck up an online conversation a few days ago through this site), and is directly linked to Erika Ilves' hack, MIX Post M-Prize – Ideas for MIX beta. The similarity in title is intentional. Erika's hack leads with one example of WHAT we could do. This hack follows and focuses on HOW we could do it – and many other things -- together. Cross-commenting is encouraged.
MIX is a fabulous website. There are so many really great ideas here and so much work and thought has gone into their presentation and into the dialogues that have emerged in comment threads. But reading through some of those threads has left us feeling that debating and defending our ideas as individuals is more the norm than sharing, building on, and supportively exploring them. Too often, the threads suggest a zero-sum, "my idea is better than yours" or "you need my hack to make yours work" tone that gradually introduces defensiveness rather than appreciation, openness and learning.
It's not that we don't all need the push of new and different perspectives, and to be frank, some genuine conflict, but how can this be done so that the result is a community of innovators who trust each other and produce implementable ideas that people want to share in and own? If we want to increase trust and reduce fear, we believe we need to walk our talk.
We ourselves question whether aggressive debate and defense alone will result in the best ideas emerging in the end. Will the self-interest of obtaining the advertised prize and competitively pitting ideas against one another actually produce the most radical innovations in trust? And what happens after the contest? Will it create sustainable relationships that build value over time? Will we want to stay here and want to keep learning together? There's doubt in our minds because defensiveness is already here. And defensiveness may very well limit a willingness to engage, innovate and learn in any person, team, organization or society.
This hack is an open invitation to share your ideas on how to now move beyond our "contest culture" to one of greater mutual support, partnership, joint action and meaningful exploration. This is an invitation to trust. We are not limiting difference or conflict, but we aim to use that tension more productively to move us all toward discovery and management breakthroughs. We are not sure entirely how to do this and we are absolutely sure we cannot do it alone. There is no single idea or single person that is likely to "change the game." So we instead invite you ALL to share your observations and thoughts. We want to open the door to fresh insight on the whole process of trust and genuine collaboration that might unfold at MIX.
Some ideas that we have been talking about include these:
- Making it easier for people to connect to one another in real time, to actually talk to each other.
- Changing the hack presentation format itself. The current problem/solution format may not best facilitate connection or possible synergy. For example, we would like to submit a joint Hack! Imagine that!
- Building partnerships: asking for and offering to partner with others at MIX, sharing and building on the original ideas that are presented here as individual hacks, and then presented as models for how differing philosophies and approaches can result in learning and innovation.
- Develop some general principles about how we relate to one another. What will be our norms? What would allow you to trust others on this site -- and be trusted in return?
- Use appreciative approaches to encourage and support the human beings who are presenting ideas here. We are all looking to have our ideas valued. Can we find ways to reinforce the strength of ideas rather than only nag at their weaknesses? Frankly, it is our sense that competition begins to turn into synergy at the moment appreciation becomes real. In this regard, the enclosed video (linked here and in the Materials section) of The Compliment Guys offers one, entirely voluntary and light-hearted solution.
These are simply initial ideas to help get us started.
This hack is our first step to reach out to the MIX community to ask for your ideas. We don't know exactly how this might come together, nor what you believe needs to be done with the ideas that are generated. We are open to your thoughts there, too. That's why we are genuinely asking for your advice, ideas, questions, comments, and thoughtful support.
We do have some requests. Watch the video: The Compliment Guys. We are not saying that critique is not welcome, but we are saying, and we hope you don't mind the frank language: Don't be a buzz kill. Ask yourself, what is good about these ideas? How do these thoughts inspire you? How can I help advance these ideas. And, before you post a critique, and your critiques are surely welcome, ask yourself, am I truly trying to advance the cause of management or am I nagging? Am I interested in helping these people build something, or am I more interested in tearing something down so that it can be replaced by something I've created? Is there a way to offer my critique and still build trust? For example, if your first comment was to tell us that collaboration is not the answer because of X,Y, and Z, please spare us. Seriously. If you want to help us overcome the real issues with collaboration -- and there are plenty -- put your shoulder into it, think it though and help us BUILD the real thing.
Second, present something vulnerable here. Show up personally. Take the risk to share your experiences and observations within and outside MIX in an open way. Speak from your heart about your personal vision for what this community could be and how we can get there together. What could MIX mean to you?
Third, in your responses to this hack, please don't feel you have to have some perfect view, insight, or solution. This is about more than ideas. It's also about relationships and comfort zones. We know people are doing their best here. So relax and just be who you are. We trust that will help also make it safe for others to speak, as well.
Fourth, let's keep our eye on the real prize: synergy, the creation of something more than the sum of our parts. Not compromise, not some politically correct view of what collaboration is or might be, but empowered synergy by design.
So in a nutshell, take a look at the video and then share with us according to four principles for input to this hack:
- Genuine appreciation and furthering, not critique alone
- Vulnerability – take the risk to trust
- Imperfect, incomplete ideas are okay
- Synergy – help us all design and participate in a true collaboration
Finally, although this hack is posted under Dan's name due to the limits of the technology, it was created by Dan and Annie as partners. So please, if you use a salutation, address your comments to Annie and Dan or Dan and Annie. Thanks so much!
This site would not exist without the example and support of many people including Gary Hamel, Michele Zanini, Polly LaBarre, and David Sims. Reading through the baseline values and expectations for MIX, it's clear that the intention behind the work continues to be an incredibly positive and fruitful means to create the future. Let's realize the full potential of those intentions.
Our greatest thanks are to all of you, the hack, barrier, and story sharers and presenters. We deeply believe that with your help we are all on the way to the very thing we create together.
Hello Dan - I shared some comments at Chris Gram's blog, "What are the core values of the MIX?" at: http://www.managementexchange.com/blog/what-are-core-values-mix) which was building on your Hack here, and wanted to be sure you saw them.
I wholeheartedly agree with the kind of "structure influences behavior" adjustments you suggest and have suggested some others along similar lines. My sense is that we resonate on the point that we can wish for changes of behavior, but until we find ways to institutionalize structural enablers and remove structural disablers, that will remain wishful thinking, which will decay into the kinds of frustration and venting we occasionally see.
Also wanted to say how much I enjoy reading your contributions, whether they be your own sketches or your comments on other's sketches, and your access to the deep seated aspects of trust. Would therefore love to get your thoughts on my Story, "The Power of a Peer Group: How come something so proven is not more pervasive, and what are we willing to do about it? (at: http://www.managementexchange.com/story/power-peer-group-how-come-someth...) and the concept of a "circle of trust" which I mention.
Thanks again for sharing. Best.
I agree with Ellen on her observations on a more transparent rating system. Nayantara was angered enough by the volatility and destructive potential of the MIX method to update her ire to all my posts! Where I do not agree with Ellen and others is the need for 'a positive stance' for two reasons:
- Innovation is not a goody goody process. Perhaps I am talking about innovations of the basic kind. They emerge from a sense of mission. And they need honest stimulation, both of the positive and negative kind. Positive kind provide encouragement but perhaps the negative kind, so long as they are not crude, are more effective in creating perspective and driving the creative process forward. They need to be harnessed.
- Stance can so easily become hollow, a matter of form and therefore dumbing. In essence it is impersonal and suggests a poker face. It can also serve to hide the truth. I would much rather know the contrary opinion and feel it as well. That does not mean I have to accept it. It can have a grain of truth and serve the valuable purpose of driving me towards a deeper realization of truth, the real force for innovation.
I would like to recommended as follows:
- Only those who comment on a Sketch should have the right to Rate the Sketch
- The right to Rate should commence 72 hours from first post. This will provide enough time to owner of Sketch to rebut.
- The Rating by a person should be identifiable. If the Sketch owner is dissatisfied by the Rating (s)he should have the right to suspend it. The editor will finalise the Rating wherever it is suspended based only on the merit of the dialogue recorded between the two participants at the site, i.e., independent of own opinion.
In addition:
- Only those who contribute a Sketch to MIX should be allowed to update Comments and Rate.
- Contributors should be granted a neutral identity by MIX like Tom, Dick or Harry for purpose of Comments and Rating. This identity should be kept strictly confidential by MIX and not revealed to other participants. If possible it should be computer generated so that even the editor is unaware of it.
- Each week a panel of three pseudonyms should be identified by the Editor for Commenting and Rating new Sketches to set their ball rolling.
Other Editor rights: Can Rate provided (s)he observes the rules of Rating. Can Comment only under the Editor's identity. No pseudonym allowed. This also implies that Editor's Rating cannot be suspended by the Sketch owner as for other Ratings.
Regards, Raj Kumar
'As engineers, we viewed our lack of teamwork and cooperation as a
problem, and engineers are taught that problems have solutions. In the
world of construction, they do have solutions: here is the formula, and the
structure either stands or falls. But we now understand that thinking of
people as if they were objects is fundamentally wrong. We knew that in
theory, but we did not understand it in practice. It leads to distortions and
ends in failure.
Instead of attempting to go from problem to solution, and then
failing, we changed our language. Now we say we have pain, not a
problem, and then we talk about the pain. The problem was not the
disagreement but how we handled it, how we spoke to each other, and the
emotions we allowed to rise within us as a result of improper
communication. Now we say, "I feel, I understand," rather than "You are"
and "You believe." We communicate, we speak, we listen; we try to see
the other person's point of view. We establish relations. We accept that we
feel good or bad about each other. We learn, and the result is that our
perception of the problem shifts: the energy has left the problem; the pain
has diminished. We cannot explain it, but we like it.
We call that growth. Rather than going from problem to solution, we
go from pain through dialogue to growth. We grow as persons, as
managers, as executives, as human beings. We treat each other better.
We are more willing to make compromises. It is not how we behave that
matters, it is the character and maturity of our souls—the heart behind
those actions—that come through and are convincing. The bottom line is
that productivity has increased significantly, not to speak of the healthier
atmosphere around the workplace.'
The assumption is that somehow we can detach thinking and ideas from the people who are doing the thinking and hold the ideas, but in the process, we can also inadvertently make people objects -- and then we can stop listening and stop learning. I've been in lots of organizations where this devotion to argument (which is not the same as debate in my mind) especially among senior managers, simply results in the isolation and dismissal of the innovators, and the stagnation of the enterprise. I wouldn't want to see that happen here.
So in the end, I think all I am saying is that if we want to learn about trust through the MIX process, we also have a chance to live it here, and in so doing gain knowledge, something I know, you believe in, too. And that means to me that our relationships, right here, right now, are a perfect laboratory.
Many best wishes
Objects, Arguments and Debates are three different concepts. They may have different well springs. An organization with poor regard for trust and empowerment is likely to look upon personnel as employees working for a salary and may not look to them for Knowledge. I have seen such attitude in an economy sheltered from competition. Arguments are common where there is poor identification with the goals. Responsibility is low. Common in Government. In the private sector incentives can queer the pitch.: One could get paid for arguing in smart language!
Do have a look at my Barrier. Dhiraj has made a comment there which communicates the substance of my Barrier. Possessiveness is half the problem of Knowledge. The flow has a force. Seen minutely it is personal but in perspective identities fall away and the reality emerges.
This effort you have initiated deserves serious action. I am sure it will inspire me to a Hack if it comes through.
Hello Dan,
"We must create systems that routinely allow excellent work to result from the ordinary efforts of ordinary people."
I did not readily recall this quote from Scholtes but searched for it when I learnt you were friends. I was wide awake when I used the word 'incompetence' and the quote explains it. MIX is not only an excellent conception but is designed to give the intrepid a great chance. Give yourself top rating and begin with a bang. People will notice your idea and simply because you are on top they will be moved to make a statement. That feedback is valuable. It will progress you. What an excellent opportunity. But no, MIX did not understand what it had created and did not bother to understand. They used the system to irritate and depress and it happened repeatedly. I know Ellen Weber and Chris Grams lost heart. MIX created an opportunity but failed to fashion it into a System for excellence. They did not listen and have yet to commence listening. Look at the direction of their effort – cosmetic changes. They have lost the good functional aspects of the site. We do not get intimations of updates now. And that is incompetence. I said it then without feeling, to be part of a flow, and I was ready to justify it if questioned. I regard that as constructive. But there was no enquiry. After a few days there was this vindictive double jab at my ratings which up until then were doing quite well. You have suggested my thinking could be an assumption. Well, I did not keep it to myself. I expressed it and there was no move to correct me.
I am with Raj. The negative thought can play a powerful constructive role if it is backed up and not delivered as a final judgment. I was enjoying the site. I felt it my responsibility to speak up. However, I am with you in the constructive use of energy. I could have taken the initiative in developing rules for MIX engagement. They are still missing. Raj has created some.
You appear to believe in reasoning with Feelings. I respect them but believe they are illogical. They respond to action and not reason. I favour a flow because it reveals how genuine they are. Genuine feelings must be addressed with action. Where I am not clear I would favour questions. Thus I treat feedback as the core of Trust & Teamwork and not feelings. It is possible that a culture for feedback will reduce defensivness.
Great interacting with you. Best wishes,
Hello Dan,
"We must create systems that routinely allow excellent work to result from the ordinary efforts of ordinary people."
I did not readily recall this quote from Scholtes but searched for it when I learnt you were friends. I was wide awake when I used the word 'incompetence' and the quote explains it. MIX is not only an excellent conception but is designed to give the intrepid a great chance. Give yourself top rating and begin with a bang. People will notice your idea and simply because you are on top they will be moved to make a statement. That feedback is valuable. It will progress you. What an excellent opportunity. But no, MIX did not understand what it had created and did not bother to understand. They used the system to irritate and depress and it happened repeatedly. I know Ellen Weber and Chris Grams lost heart. MIX created an opportunity but failed to fashion it into a System for excellence. They did not listen and have yet to commence listening. Look at the direction of their effort – cosmetic changes. They have lost the good functional aspects of the site. We do not get intimations of updates now. And that is incompetence. I said it then without feeling, to be part of a flow, and I was ready to justify it if questioned. I regard that as constructive. But there was no enquiry. After a few days there was this vindictive double jab at my ratings which up until then were doing quite well. You have suggested my thinking could be an assumption. Well, I did not keep it to myself. I expressed it and there was no move to correct me.
I am with Raj. The negative thought can play a powerful constructive role if it is backed up and not delivered as a final judgment. I was enjoying the site. I felt it my responsibility to speak up. However, I am with you in the constructive use of energy. I could have taken the initiative in developing rules for MIX engagement. They are still missing. Raj has created some.
You appear to believe in reasoning with Feelings. I respect them but believe they are illogical. They respond to action and not reason. I favour a flow because it reveals how genuine they are. Genuine feelings must be addressed with action. Where I am not clear I would favour questions. Thus I treat feedback as the core of Trust & Teamwork and not feelings. It is possible that a culture for feedback will reduce defensivness.
Great interacting with you. Best wishes,
I was enjoying your comment and then, much to my disappointment, I reached the end. While nodding in agreement through the reading the theought 'honesty is a powerful form of stimulation' coursed through my head. Besides, the words of Koestenbaum express the philosophy behind my Compelling Energy. A pity that a phantom has derated my hack on Creating A Common Language For Stakeholders. In my own laborious way I had defined the problem articulated by Koestenbaum.and presented a solution.
I have a feeling the phantom who derated me is the same one who axed your hack on Trust. So we have a Phantom of the MIX! Will (s)he try to fight back like the other one? Has the fight already commenced? Interesting. For the moment I shall say the apparition has brought us together. Cheers.
Nayantara receded into hibernation following her anger. The last I heard from her was excellent advice to me to update my story. I shall leverage that to guide her here. Do not misunderstand me, but I think she shall have a laugh at your second last para on reducing people to objects. She saw the ability to progress from people to their Knowledge as a constructive power and actually, so did I. She has a barrier by that name so I will leave the counter argument to her.
This is not a hack so I am not rating it. If it goes off the first page I shall do my bit to bring it back since it needs to be noticed and supported.
Warm regards,
Raj Kumar
Annie, thanks for your kind words, since this topic is one I care about deeply. Thanks also for the question, which I find compelling. Founders of this site hold a great vision, and it feels safe when we all pulling toward that higher target of inclusion. When we respect one another's suggestions to improve management by not using tactics that crushed innovative folks in toxic settings during the past business era. (ie more that 70% dislike going to work, and research now shows there are actually brain parts such as cortisol that promote or stomp out change in any culture, and because of mirror neurons one player's poor tone tactics can rob an entire group's safety )
Transparency helps us to respect opposing views more and I'd like to see more transparency in the rating, if possible. Perhaps we could show one's average rating number or perhaps we can only rate a piece when we also make building suggestions that leaves our name beside the rating. Trust becomes evident to me across our differences when transparency defines both communication and actions. It's the difference between combative words spoken and lateral words supporting what does work in a person's article. It's about seeing more than any one way and helping one another move forward for innovation differences that offer dividends for a finer future:-)
I feel safer in a forum where folks look at articles as if they owned them, and then offered new ideas that might help to foster parts of it, as if they cared to see it grow. In that mode the comments help me to grow, without making me run for cover. We see lots of terrific ideas here, but it takes taming the amygdala to ensure each comment shows evidence of the innovative vision to move forward as a group of leaders.
You and Dan said it better than me. I also feel safer though, when opposing views are valued and not truncated by poor tone, that shuts down brainpower literally, with cortisol surges to the brain. In addition, it gets safer for me when people here treat folks as respected colleague - who they'd support and learn from as innovative ideas differ. 'Nuff said, except that it's an honor to collaborate with folks who share the same hopes for a new kind of management!!!! Thanks for your keen input and thoughtful ideas on this topic.
Dan and Annie, I support your desire for collaboration throughout a community that leads to discovery and management breakthroughs. We come to this community with so many different gifts and talents. When we build together rather than tearing down, we could see innovation that rockets us all forward. A trusting community makes a difference.
Wow - Dan and Annie thanks for saying so well what we at MITA call a serotonin tap. All that you offer here jacks up serotonin in the human brain so that trust, safety and vulnerability are possible. Serotonin is actually a chemical that can add focus and higher problem solving skills to transform any ordinary idea into an extraordinary one. Thanks for saying it so well, and modeling the tone that creates a challenging but safe community that Scott Peck and Parker Palmer claim we all crave, but at times forget to give.
Here are a few power punch enablers that serotonin offers by way of saying thanks for your thoughtful ideas! They are backed by research that impacts our outcomes and builds community.
1. People possess naturally about 5 to 10 mg of the chemical.
2. Serotonin is 90% within your intestines.
3. The hormone's additional 10% surges through the blood and brain.
4. It's neurotransmitter roles regulates:
Cardiovascular functions
Muscle contraction
Temperature regulation
5. Increase serotonin through foods such as milk, plums, pineapples, turkey, and bananas, as they add amino acid called tryptophan for manufacturing natural serotonin.
6. Neurons in the brain release serotonin, and the levels of release impact many behaviors.
7. Low serotonin levels can cause anxiety, fear, self-pity, insomnia, stress, and depression.
8. Certain drugs, such as Prozac, and even LSD will mimic serotonin in the brain.
Brainpower can increases for those who raise their serotonin levels in natural ways, and without drugs – simply by choosing to do so. Can you see why serotonin is deemed the brain's miracle drug.
There's more good news yet. Each time you choose to raise your serotonin levels, you literally rewire your brain's plasticity to cultivate more brain benefits on a regular basis. Your suggestions sound like a winning idea. By following these, and helping to build great innovative ideas, we'll raise our own and each other's serotonin for the work we all love to do – innovation. Again, thanks for stating it like a pro!


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Halloween and Drain Cleaning in Aurora CO
Million of pounds of pumpkin seeds and pumpkin pulp is being scraped from pumpkins in the United States as we speak. That is not a scarey idea I know, unless your kids are afraid of putting their hands in the pumpkin pulp like mine are. Nevertheless, ones Aurora plumbing system might start to shake, rattle, and gurgle at the idea of all those seeds and pulp possibly entering its pipes and drains! Halloween and the winter season holiday season are busy times of the year for us with looking after Aurora drain cleanings for our next-door neighbors. We suggest that one throw pumpkin seeds and...Read More
Reasons to Have Ones Aurora Drains Cleaned
It is necessary to have clean drains in ones home. Why is that? Drain Cleaning Aurora CO suggests to think about the drains and drain pipes of ones house as a circulatory system, much like a heart. And just like the heart pushes the vital elements of life throughout one's body, so do the drains push the necessary water throughout one's house. Similar to human beings require a well working circulatory system for us to work appropriately, so do our drains. Normally, stopped up drains come from having rotting organic matter stuck and developed in the drain pipe. This is the ideal...Read More


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Runners of NYC: Becs Gentry of Peloton
"My auntie moved here when she was 18 and she's 75 now so she's very much an American now. She married an amazing guy from Boston and he has become my life mentor. He was on track to become a professional ice hockey player and had a really horrific injury, where he couldn't walk or play sports any longer. He ended up going into finance and found a beautiful life for his family. But, he never took his eyes of sport. His kids came along and one of them was a baseball player, another was a runner. I was on holiday with them at a really bad time in my life personally. My parents told me I needed to spend some time with them in Naples, Florida. I was running every day. I'd just go out and explore. I didn't care about the pace or distance. My uncle just sat me down and said, 'You need to channel this passion that you have for running into your career. You haven't once spoken to me about your career. You're 26-years-old and supposedly have this great career. It's not here. I'm not seeing it. The passion you have burning in you is in fitness and in running. You need to go home and figure out how you're going to make that your life.' On my way home, I wrote my resignation letter for work and handed it in the next day before I enrolled in a personal training business diploma. I started two months later."
Through her work with Peloton, Becs Gentry has become one of the most recognizable treadmill instructors around the world and encourages hundreds of people to run. She recently sat down with us to give us a full deep dive on her upbringing in Worcester, England as a multi-sport athlete with an emphasis on tennis. She shares how and why she left that behind to focus on athletics (the beautiful British version of saying track and field).
Now Becs boasts a 2:50 marathon personal best. How did she get there? what she did before she got into the fitness space, why she rarely competes in races, her foray into ultra marathons and much more including her recent string of personal bests at the Hong Kong Marathon and Boston Marathon. A few insights into the 2019 Speed Project (a 340 mile unsanctioned relay race from LA to Vegas) are also sprinkled in.
Enjoy the conversation.
This is Runners of NYC. A biweekly podcast from CITIUS MAG. Hosts Leigh Anne Sharek and Chris Chavez look to bring you many of the untold stories behind luminaries and legends that make up New York City's running culture. You can catch the latest episode of the podcast on iTunes so subscribe and leave a five-star review. We are also on Spotify!
You can follow Becs on Instagram here.
Support for this episode of Runners of NYC comes from our friends at RAGNAR. They have found a way to make running a team sport. It is the perfect combination for you and your running friends whether you're a serious runner, casual runner or a mix of both. Everyone can run a Ragnar and finish the overnight relay together. With 19 trail races and 16 road races across the country, there's sure to be one close by – including one right here in our New York City backyard at Wawayanda Lake October 11-12. Embrace the challenge. Sign up today and get $80 off your team at any 2019 or 2020 race with promo code RUNNYC. Visit runragnar.com/RunnersOfNYC
Please consider supporting our work. We want to continue pushing out the podcast on a bi-weekly basis and bring you quality audio for our guests. we're simply asking for you to set aside a few dollars that might go toward a coffee or dollar slice to support our work. In return, we'll do our best to put together exclusive episodes, interviews and maybe some video for those supporters. The NYC running community is awesome and we'd appreciate the assistance. www.patreon.com/runnersofnyc


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Hi all,
I am the creator of a kids card game (for ages 9-15) called "Quest Adventure Cards(tm)" (website: www.questccg.com).
The game is to be sold in booster packs of ten (10) cards per pack. My master packs are 100 individual boosters. Each pack retails for about $5.00 (store cost is $3.25).
I have been trying to get toy stores to sell my game without any luck. I am now focusing on "game stores" and so far have conducted one (1) in-store game demonstrations for kids to learn how to play our game. The demonstration went okay (only two (2) kids came to the demonstration), however I have tried to get the store to buy ten (10) packs (investment < $40.00) without any success.
Does anyone have any tips or strategies to help me sell my game? I know the kids that play the game like it (it has a unique card matching mechanism that kids really enjoy). However without any store shelves featuring my product, I doubt my product will have any success...
Some people "imagine" that if they sell the product, I am going to make a mint with it... To be really honest, I would make more money with a full-time job rather than trying to sell these cards... My interest in the game is for it to become popular enough so that I may release an expansion to the game and new editions. I would want the brand to be "recognized".
Thank you for your help/guidance.


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Frequently Asked Questions (FAQs)
1. Do you rent your church facilities for events?
Yes, as a service to our parishioners and the community we allow our members, people in the community and non-profit groups to rent the church facilities. The requirements and the requested nominal contributions described in our Facility Use Policy offset the costs incurred from hosting outside events. Use of our facilities is at the discretion of the Rector and/or with concurrence of the People's Warden and the Vestry, and must be scheduled through the Parish Administrator. Specific rules are involved which will be explained by the administrator. Additional information and forms can be found on our Facility Use Policies page. Please contact the Parish Office.
2. Can we be married in your church?
Please call the Parish Administrator at 703-765-3949 and ask to speak to the Clergy to discuss the specific requirements for a Christian marriage. The clergy will be able to discuss what is involved. Pre-martial counseling with the Clergy is required and one of the parties must have been baptized. Re-marriage following divorce requires the Bishop of Virginia's approval for the Rector to officiate. Use of the church building involves early reservations to ensure it is available. See this link for A Guide to Weddings in the Church. You may complete this form and bring it to the Rector when you meet to discuss the wedding. Additional information and forms can be found on the Facility Use Policies page.
3. What do I need to do to be baptized or have my child baptized?
In the Episcopal Church a person can be baptized at any age. Adults and older children agree to be baptized and make certain promises on their own behalf. If an infant or younger child is presented for baptism, parents and sponsors (godparents) make the promises for them. A person who has already been baptized in name of the Father, Son and Holy Spirit in another Christian community does not need to be baptized again when they join an Episcopal church. Please contact the Parish Administrator to speak with a Clergy for more information. Service information can be found in the online Book of Common Prayer, select Holy Baptism on the left hand table of contents and then select Holy Baptism. Normally baptisms are held as part of the regular Sunday Eucharist, especially on certain days designated by the church such as the first or second Sunday in January to coincide with the baptism of Jesus, the Sunday before November 1, which is All Saints day, or during Pentecost (mid-May to mid-June). For your convenience, you may complete the Baptismal Information Form ahead of time and bring it with you when you meet with the Clergy.
Parents may choose godparents who are friends or family as long as they are baptized Christians. They should be on their own journey of faith, actively participating in the community of faith. They may help the baptized child live into a life in Christ by praying for them, talking with them about their own journey, encouraging their godchild to learn more about the faith, and how to follow Christ in their life.
4. Do I or my child need to be Confirmed?
While Baptism is the rite that welcomes a Christian into Communion with God in Christ, Confirmation is the means for mature Christians to reaffirm their Baptismal Vows. Confirmation is for those who were baptized as infants and who wish to commit themselves to Christ and to renew their baptismal vows. Reception and Reaffirmation are for those who were baptized as adults or in other denominations and who later wish to renew their baptismal vows as described on the Diocese of Virginia Guidelines for the Rites of Initiation. Service information can be found in the online Book of Common Prayer, select Pastoral Offices on the left hand table of contents and then select Confirmation. Our Rector holds a series of classes prior to the visit of the Bishop once a year to orient adults and young people to the Episcopal Church and prepare them for Reception and Confirmation. Please see the Rector regarding the class schedule.
5. What are the requirements to receive Holy Eucharist (Communion)?
Anyone who has been baptized may participate fully in the life of the church, including receiving the bread and wine – the Body and Blood of our Lord Jesus Christ – at the Eucharist.
6. How do I arrange to hold a funeral at your church? Who do I call when my loved one dies?
Our prayers and condolences are with you during this time of sorrow and we will do as much as possible to assist you. The death of a member of the church should be reported to the clergy or the Parish Administrator as soon as possible. A member of the clergy will meet with the family to plan the service according to the needs of the family and the wishes of the deceased (if known). Service information can be found in the online Book of Common Prayer, select Pastoral Offices on the left hand table of contents and then select The Burial of the Dead: Rite One which begins on page 469 or Burial of the Dead: Rite Two which begins on page 491. The Book of Common Prayer provides for a short devotional service on the night before the funeral which is listed under Ministration at the Time of Death on page 465. This usually takes place in the funeral home and is a fitting time for more personal, informal reminiscing, and for the last farewell to the physical remains. The Episcopal Church has no objection to cremation. The Committal of the body or the ashes is a part of the funeral rites of the Church and normally takes place at the grave site following the Eucharist.
7. How do I transfer my membership from my old church to St. Mark's?
If you would like to transfer your membership to St. Mark's, please provide the church office with the name and address of the church you are transferring from. We will write a letter to your former church requesting transfer of your membership. If you want to transfer out of St. Mark's, you will need to have your new church send us a request for transfer.


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Current Affairs, Politics, History, Sports, Entertainment and Satire From a Liberal Democratic Perspective
Thursday, October 13, 2011
"Free Trade Agreements Signal Bipartisan Cooperation": Why Foreign Trade is important
The fact is America has to trade with Foreign Countries, we are a country of 310M people in a World of 6B people. We are huge but we only represent 5% of the World's Population. Most of the customers in the World live outside of America, so its in our best interest. To trade with these countries especially in our own neighborhood. Like Canada, Mexico, Central America and Caribbean and in emerging markets in South America. Like Brazil, Argentina, Columbia. And of course with the European Union, Arabia and Asia and even in Africa. An Economic Policy that would work best, includes Foreign Trade. Making things in America, selling them here which creates jobs in America for americans. But also selling those products to other countries by exporting them, including our Natural Resources. If we ever get around to establishing a National Energy Policy. To sell as many products as possible to make as much profit as possible to create as many American Jobs as possible. Thats what Foreign Trade is about when it works and it works when Tariff Rates are low and equal. Meaning you have the same Tariff Rate in your country, as your Trading Partners have in their countries. And you have assistance for people who lose their jobs as a result of Free Trade. Help for them to find another job for people who lose a job thats not coming back. Assistance to learn a new trade even while they are on Unemployment Insurance.
What we shouldn't be doing is having an Isolationist Policy either on trade or Foreign Policy. And limit the influence that we can have as a World Power both economically and in Foreign Policy. But we shouldn't be trying to run the World either but representing our own National Interests and expressing our own Democratic Values. And Foreign Trade is a way to do this to be engaged with what is happening in the World. One of the reasons why I'm for eliminating the Trade Embargo with Cuba, who doesn't represent a threat at all to us. Economically, their military or in the War on Terror. Cuba is simply not a threat to America, perhaps never has been the Trade Embargo has cost both countries. And hasn't helped anyone, denying cubans and americans access to the other country. And allowing cubans to see what Liberal Democracy looks like, Individual Liberty. But this is what we should be doing with any country whether they are democratic or not. As long as they don't represent a threat to us.
If you want to have a strong economy and be able to influence other peoples and other countries. You need to talk with them in order to do that and do business with them. To give yourself Maximum Access around the World and be able to make as much profit as possible. And have as many customers as possible as well. Otherwise your just talking and dealing with yourself which can get lonely.
Posted by Erik Schneider at 6:34 PM
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Evolok | Apr 3, 2013
It is a well-known fact that the latest IT developments have triggered changes in the way we communicate and consume content, be it written or audio-video.
In the publishing sphere an increasing number of companies have erected paywalls, while in the broadcasting world various monetisation strategies have been adopted. In the USA one of the biggest pioneers has been HBO, while here across the pond SKY TV leads the way followed, in continental Europe, by SKY TV Deutschland.
With 20% of the American publishing industry now having a paywall in place, this has naturally grown into a hot topic for discussion in the broadcasting industry: Will we, in the future, pay for video content or will it be for free?
The answer at the moment is unclear. As many of the speakers at TV Connect were fond of saying, "we don't know exactly what the answer will be. We don't have a crystal ball."
The answer at the moment is unclear. As many of the speakers at TV Connect were fond of saying, "we don't know exactly what the answer will be. We don't have a crystal ball."
Yet, even without a crystal ball, magic eight ball, ouija board or other such methods of divination, there is clear evidence that we will witness further changes in the way we consume and share video content.
The exhibition in Las Vegas, alongside an array of other international events, shows that in the very near future TV is going to be more than just audio visual: it will be social, interactive, personal and very likely payable.
We hope a more defined answer will be given at the NAB show in Las Vegas (feel free to pop into our exhibition stand at N3820 and discuss some of these!).
Until then, we would like to share some thoughts about the future of TV expressed by various keynote speakers at the TV Connect event in London.
Access Management,
broadcasting metered paywall,
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0207 199 1518
Evolok is proud to create a world-leading digital subscription platform, combining identity management, access management, engagement and monetisation capabilities, that enables online publishers to leverage their content's appeal and maximise subscription revenues.
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Kuala Lumpur has certainly earned its reputation as the stopover destination of choice for many Australians travelling to Europe and beyond.
With competition from the likes of Singapore and Dubai, Malaysia's capital has upped the ante in recent years, becoming home to uber-luxurious hotels and a buzzing cultural scene. It's lively, multicultural and a mish-mash of history everywhere you look—a city that's sure to awaken the senses after a long-haul flight.
So, next time you need to break up a mammoth flight, treat yourself to 24 hours of shopping, world-class cuisine and even a little relaxation. Here's what we got up to in one of Southeast Asia's most storied cities.
The locals we spoke to in Kuala Lumpur all agreed - the city is serious about food. Like many of its Southeast Asian neighbours, the city is packed with famed restaurants competing side-by-side with street food vendors. Whichever you choose, you'll get an unforgettable taste of Malaysia.
Street food isn't a trend, but a way of life in Kuala Lumpur. Head over to Jalan Alor at Bukit Bintang and you'll be spoilt for choice with traditional Malay food—a must-visit for foodies and first time visitors who want to live like a local. We weren't always entirely sure what we were ordering in the hustle and bustle of the hawker stalls, but isn't that part of the fun?
If cocktails are your thing, you can't leave KL without paying a visit to Omakase + Appreciate. Hidden in the basement of an office building, don't be fooled by the 'No Entry' sign on the door - once you're inside you'll find a cozy speakeasy that regularly makes it onto lists of the world's best bars. The menu is always changing, but the bartenders are happy to take special requests, with a side of showmanship while preparing your tipple of choice. The matcha-infused gin cocktail was our personal favourite.
You can't go wrong with a rooftop bar, and we didn't have to venture too far from Hotel Stripes to find one. Man Tao Bar sits at the 21st floor above the hotel, offering spectacular views of the city. Grab yourself a poolside sundowner and take in the sights of Kuala Lumpur Tower and the Petronas Towers before heading out to explore the city. It also happens to be the perfect backdrop for an Instagram shot, in case you were wondering.
Travel to the top of this iconic Malaysian landmark for around $30 and experience the magical views of the entire cityscape.
Shopping, KL-style. Around 100 years old, Central Market is an enduring symbol of the city and its illustrious history. Now a haven for creatives, you can spend hours navigating the maze of local vendors, making it a great place to pick up some well-priced souvenirs. If you do find yourself craving the big brands, head over to nearby Pavilion Shopping Mall, which houses all the usual international stores like Michael Kors.
Explore KL's religious roots with a visit to Kuan Ti Temple in Chinatown. Spend some time reflecting, but don't leave without touching the giant sword, which locals believe gives you good luck (we're still waiting for ours to arrive!). Spend some time exploring the backstreets of Chinatown once you're done at the temple.
Hotel Stripes Kuala Lumpur is the latest addition to KL's boutique hotel scene, having been open for just over a year. It's located on a quiet strip a five-minute drive from the main Bukit Bintang area, with an eye-catching colonial-style facade giving an air of sophistication as you check in. It cost us around $20 using local ride-sharing service Grab to the airport.
We arrived to all the amenities you'd expect, from chic, spacious rooms to a well-equipped gym, as well as a few bonus surprises - hello complimentary minibar! The real show-stopper here is the hotel's rooftop bar and pool - more on that later. This YTL Luxury Hotel lived up to its membership of the Autograph Collection Hotels with its distinctive style and upscale service.
Rooms won't break the bank either, regularly going for under $100 a night - you can also earn and redeem Marriott Rewards points.


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Triumph are working with Team T3 Racing, a new team, who are very ready to take on The Isle of Man TT this weekend.
The team will compete in both 600cc Supersport races, with rider and double TT winner Gary Johnson on board a Triumph Daytona 675, prepared by 3 x championship winning T3 Racing.
It's going to be an exciting next couple of days on the most thrilling race track in the world and we will be sharing images on our social channels exclusively from the team.
We have been informed today that they managed an impressive 168mph on Bray Hill yesterday which put them just 1mph behind the fastest bike there.
Take a look at these exclusive pictures from behind the scenes of their first tests.
Bike Sales:Visit Dealer Page


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The Federal Communications Commission, as part of its continuing effort to reduce paperwork burden invites the general public and other Federal agencies to take this opportunity to comment on the following information collection(s), as required by the Paperwork Reduction Act (PRA) of 1995, Public Law 104-13. An agency may not conduct or sponsor a collection of information unless it Start Printed Page 74237displays a currently valid control number. No person shall be subject to any penalty for failing to comply with a collection of information subject to the Paperwork Reduction Act (PRA) that does not display a valid control number. Comments are requested concerning (a) Whether the proposed collection of information is necessary for the proper performance of the functions of the Commission, including whether the information shall have practical utility; (b) the accuracy of the Commission's burden estimate; (c) ways to enhance the quality, utility and clarity of the information collected; and (d) ways to minimize the burden of the collection of information on the respondents, including the use of automated collection techniques or other forms of information technology.
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Welcome to our video blog. This is where you can view many of our new television programs and express your opinions. We value your opinions and appreciate your comments. We encourage you to make comments and suggestions. Thank you.
Romanian Television Network (RTN) is the broadcaster of the Romanian language television programs including "Face to face". The broadcast has been on the air for more then 16 years and it is widely known worldwide among the Romanian speaking population.
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Ry was more interested in eating the cheese than putting it on her pizza.
We got them in the toaster oven (I ended up making Ry's as she was too busy scarfing down mozzarella). CJ obviously enjoyed his.
Ry refused to eat her pizza. And I annoyed her with my "please eat one bite" over and over.
The next fun thing we were going to do was make cookies. I got all of our ingredients ready only to realize we had no eggs. I then proceeded to listen to Mr. CJ whine and complain for 20 minutes that he WANTED TO MAKE COOKIES!! Ok CJ, let Mom run out to the chicken coop in the backyard and we can continue as YOU want. :-) Needless to say the Johnson house was cookie-LESS last night!
TGIF everyone!


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Cobra Electronics Walkie-talkie CXT135 Two-way Radio
For anyone looking to buy a two way radio I have assembled some information. The Electronics Walkie-talkie is a superb item. I certainly loved that the item had provides an easily recognizable alert for incoming calls. The two way radio is 8.7"H x 2.94"L x 7"W. It has a weight of 0.5 lbs. 028377909535 is the UPC (Universal Product Code) for this item. We would like you to get the best price when acquiring a radio!
Who is manufacturer for Electronics Walkie-talkie CXT135 Two-way? cobra walkie-talkie two-way radio mile range
Up to 16 mile range. NOAA weather and emergency radio; Be prepared for storms and emergencies with built-in NOAA radio receiver. Call Alert supplies a recognizable alert for incoming calls. May also be employed with AAA alkaline batteries. Compact design with extended range. Power saver circuitry; Unique circuit extends battery life when not transmitting or receiving. Wall charger and rechargeable Ni MH batteries included.
Features List
- Be prepared for storms and emergencies with the built-in NOAA radio receiver providing coverage of all government operated weather channels.
- Extended range capability provides up to 16 mile range. (Range will vary depending on terrain and conditions. )
- Provides an easily recognizable alert for incoming calls.
- Front panel push buttons provide easy access to all 22 channels (7 GMRS/FRS, 7 FRS, 8 GMRS). Works with other GMRS/FRS walkie-talkie 2-way radios.
- A unique circuit extends the life of the batteries. If there are no transmissions within 10 seconds, the unit will automatically switch to battery saver mode.
- Quantity: 1
- Product Dim.: Height: 8.7" Length: 2.94" Width: 7"
- Weight: 0.5 lbs.
- Package: Height: 2.8" Length: 8.9" Width: 6"
- Package Weight: 0.7 lbs.
1 year


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Get Compensation
Financial assistance is available through Nevada Victims of Crime for related expenses such as medical, funeral, household incidental, lost wages, transportation, etc.Victims Of Crime Website
Help With Treatment
The road to recovery is a long process and can be difficult to navigate. Let us help you through the process with our preferred medical professionals
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We can't imagine what you are going through. We are here to listen and support. Call our Crisis hotline today(888) 788-5640
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"When I was a boy and I would see scary things in the news, my mother would say to me, "Look for the helpers. You will always find people who are helping." To this day, especially in times of "disaster," I remember my mother's words and I am always comforted by realizing that there are still so many helpers – so many caring people in this world."
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Meet Teresa Babcock
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For us, justice is not an abstract term. It's something we create every day, for everyday people.
We've all heard the expression that everyone deserves a fair day in court. We don't believe that a person's wealth or intelligence should have anything to do with their right to justice. If you have been harmed, you deserve compensation. And if insurance companies are using your inexperience to keep your hard-earned money, then you deserve someone with experience and tenacity to get it back.
Our firm exists because we want to help you fight the bad guys, but we know you can't do it alone. You need people who know the system, the jargon, the rules, so we can beat corporations at their game and give you the outcome you deserve.
In a world of exploiters and exploited, we fight for the exploited. In a battle between big shots and little guys, we're with the little guy. Where insurance companies care about the bottom line, we care about the top priority: you.
That's why we come to work every day. It's that simple.


text: Hello my dears! I am so excited to share my latest make with you all! I have been in desperate need of a new dress for Autumn, but I was struggling with what style to make that would fit me both during and after pregnancy. Before becoming pregnant, my style consisted of very fitted garments… Continue reading The First Dress of Autumn


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Review 22 Drug and Alcohol Addiction Recovery Centers and Resources in Saint Paul, Minnesota
Senior RecoverySaint Paul, MN
Calix SocietySaint Paul, MN
Sober LivingSaint Paul, MN
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Rays of Hope UnlimitedSaint Paul, MN
Sex Addicts AnonymousSaint Paul, MN
Alcoholics AnonymousSaint Paul, MN
Meridan Behavioral Health NetworkSaint Paul, MN
Feel Good PlaceSaint Paul, MN
Alert Chemical HealthSaint Paul, MN
Serenity HouseSaint Paul, MN
Alcoholics AnonymousSaint Paul, MN
Rokelle Lerner & AssociatesSaint Paul, MN
Community Drug & Alcohol ServicesSaint Paul, MN
Chemical Health Assessments provided by Freedom Chemical Health ServicesSaint Paul, MN
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Green HouseSaint Paul, MN
Avalon Midway - Meridian Behavioral HealthSaint Paul, MN
Transitions Outpatient ProgramSaint Paul, MN
Cities Near Saint Paul, MN
How to Choose the Best Addiction Rehab Saint Paul, MN Offers
If you've made a decision on what amenities you're looking for, you can find Saint Paul inpatient treatment facilities that suit nearly any need. From executive treatment for businesspeople to celebrity recovery centers, your city offers many options, both low-cost and upscale.
How Long Does Recovering from Drug and Alcohol Addiction Take?
Depending on the kind of addiction and severity, you or a relative may be looking at anything from a thirty day in-patient alcohol or drug rehab facility all the way up to a 120-day or longer one. Some drugs may allow for short-term out-patient programs while severe cases may require long-term recovery services. Fortunately, you can find a Saint Paul treatment program to fit just about any personal need.
How Much Does a Rehab Treatment Center Cost and Is Insurance Accepted?
To estimate the cost of rehabilitation in Saint Paul, MN, you first have to consider the amenities the clinic offers and its location in comparison to your own needs. You'll find quite a wide range in cost for rehab programs. Many take private insurance, so either check with your provider to see if the cost will have partial coverage through your PPO or HMO, or call us toll-free for a discreet insurance check.
Ready to Get Help and Change Your Life for Good?
Whether you need help getting sober from an addiction or live with a teen who does, our helpline is ready to take your call, around the clock, and is staffed with friendly advisors, there to discuss excellent residential prescription and illicit drug addiction treatment clinics Saint Paul, Minnesota offers. You can review the costs and benefits of 30-day rehab centers vs 45, 60 or 90-day ones and make sure the treatment center you find is going to give you everything you need to triumph over addiction.


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Pilot dead in plane crash on Mississippi Gulf Coast
A man was killed after a small plane crashed in Hancock County Friday morning.
Hancock County Sheriff Ricky Adam told WLOX that the Cessna crashed after take-off from the Diamondhead Airport. It departed around 7 a.m., then crashed into the woods just north of Interstate 10. The plane caught fire and also brought down a power line.
Coast Electric was on the scene to make sure it was safe before Diamondhead firefighters could extinguish the burning plane.
Read or Share this story: https://www.clarionledger.com/story/news/2018/06/22/pilot-dead-plane-crash-mississippi-gulf-coast/724972002/