text:
Cinnamon Brioche Bread Pudding is a simple yet rich dessert with tantalizingly delicious comfort food flavors. It's deceptively easy to make, yet special and beautiful to serve. A dessert you'll want to come back to time and time again.
Perfect for the holidays or brisk evenings with a cup of tea and a roaring fire.
Change it up by adding your favorite dried fruit, like cranberries, raisins, apricots, figs or dates. Garnish with toasted nuts like walnuts, pecans, or hazelnuts.
Historians trace the origins of bread pudding to the early 11th and 12th centuries. An ingenious way to use up stale or leftover bread. By the 13th century, bread pudding, also knowns as "poor man's pudding," became a popular dish.
RELATED: Two-Minute Bread Pudding in a Mug
How to Scald Milk
This recipe calls for scalded milk. While it's tempting to skip this step, in the end, it will save time. Scalding the milk actually cuts down on cooking time and gives the flavor and texture of the custard a boost. Be sure to let it cool before adding it to the egg mixture.
Timeless Classic: Cinnamon Brioche Bread Pudding
Timeless Classic: Cinnamon Brioche Bread Pudding
Cinnamon Brioche Bread pudding is a simple yet rich dessert with tantalizingly delicious comfort food flavors. It's deceptively easy to make, yet special and beautiful to serve. A dessert you'll want to come back to time and time again.
- Prep Time: 5 minutes
- Cook Time: 25 minutes
- Total Time: 30 minutes
- Yield: 4 servings 1x
4 cups brioche cubes (or use a country white loaf as an alternative)
3 eggs, lightly beaten
1/3 cup sugar
1/2 teaspoon cinnamon
1/4 teaspoon nutmeg
1 teaspoon vanilla
2 1/2 cups scalded milk
Warm Vanilla Browned Butter Sauce (Richer Flavor, Browned Butter Color)
1/2 cup butter
1/2 cup sugar
1/2 cup packed brown sugar
1/2 cup whipping cream
2 teaspoons vanilla
Warm Vanilla White Cream Sauce
2 cup whipping cream
3/4 cup sugar
1/2 cup butter
1 teaspoon vanilla
Preheat the oven to 350-degrees. Prepare individual ramekins or four 10-ounce individual pie plates (or a 2-quart baking dish) with non-stick cooking spray or for extra flavor, butter each dish.
Cut brioche into 1/2-inch cubes and divide evenly into individual ramekins or pie plates. If desired, divide 1/2 cup dried fruit and a handful of toasted nuts to the bread cubes in individual ramekins or pie plates.
In a saucepan over medium heat, scald the milk until just before the boiling point. Allow it to cool slightly. To watch a YouTube video on how to scald milk, click here.
In a separate bowl, whisk together eggs, sugar, cinnamon, nutmeg, and vanilla. Whisking constantly, slowly pour the warm milk into the egg mixture. Divide the mixture evenly between the individual ramekins or pie plates and place them on a baking sheet.
Baked until puffed and a toothpick inserted into the centers comes out clean. About 25 minutes. Allow the bread pudding to cool for 5 minutes before serving.
For the Warm Vanilla Sauce: Combine all sauce ingredients except vanilla in 1-quart saucepan. Cook over medium heat, stirring occasionally, 4 to 5 minutes or until mixture thickens and comes to a full boil. Remove from the heat and stir in vanilla. Serve warm.
For the Warm Vanilla White Cream Sauce: Stir the whipping cream and sugar together in a saucepan. Add the butter, and cook, stirring constantly, over medium heat until butter is melted and mixture boils. Continue to cook, stirring constantly for 3 minutes or until the mixture is slightly thickened. Remove from the heat and stir in the vanilla. Serve warm.
If making a the 2-quart casserole size, increase cooking time; 35 to 40 minutes, or until a toothpick inserted into the center comes out clean. Allow the bread pudding to cool for 5 minutes before serving.


text:
Notice of Violation: Homelife Bayview Realty Inc.
Ottawa, 29 January 2016
File No.: PDR 9174-1600
To: Mr Steven Schmeiser
Homelife Bayview Realty Inc.
505 Hwy # 7 East, Suite 201
Thornhill, Ontario, L3T 7T1
Date of Notice and Payment: 29 February 2016
Penalty: $45,000
Pursuant to section 72.02 of the Telecommunications Act, S.C. 1993, c. 38 (the Act), the undersigned has issued this Notice of Violation finding Homelife Bayview Realty Inc to have committed the following violations contrary to the Canadian Radio-television and Telecommunications Commission's (CRTC's) Unsolicited Telecommunications Rules (the Rules) made under section 41 of the Act:
Between 13 April 2013 and 14 October 2014, real estate agents acting on behalf of Homelife Bayview Realty Inc. initiated telemarketing telecommunications to consumers, notwithstanding that Homelife Bayview Realty Inc. was not duly registered nor subscribed to the National Do Not Call List (DNCL), thereby violating Part II, Section 6 and Part III, Section 2 of the Rules.
Pursuant to section 72.01 of the Act, the undersigned has determined that the total penalty for the violations identified above is $45,000.
The penalty of $45,000 must be paid by Homelife Bayview Realty Inc. to "The Receiver General for Canada" in accordance with subsection 72.09(3) of the Act.
Tom Lowry
Director - Compliance and Enforcement Sector
- Date modified:

subset: commoncrawl


text:
Wednesday, September 23, 2009
Time for the Principal's Office
Bet this will be an issue during the next elections.
Did Your Egg Stand?
Happy autumnal equinox! Now where is the fall weather, when does the Christmas music start, and will I get a refund on my hurricane insurance?
The egg standing thing is an urban legend.
Malpractice Reform
"The direct costs of malpractice lawsuits — jury awards, settlements and the like — are such a minuscule part of health spending that they barely merit discussion, economists say. But that doesn't mean the malpractice system is working.
The fear of lawsuits among doctors does seem to lead to a noticeable amount of wasteful treatment. Amitabh Chandra — a Harvard economist whose research is cited by both the American Medical Association and the trial lawyers' association — says $60 billion a year, or about 3 percent of overall medical spending, is a reasonable upper-end estimate. If a new policy could eliminate close to that much waste without causing other problems, it would be a no-brainer.
At the same time, though, the current system appears to treat actual malpractice too lightly. Trials may get a lot of attention, but they are the exception. Far more common are errors that never lead to any action.
After reviewing thousands of patient records, medical researchers have estimated that only 2 to 3 percent of cases of medical negligence lead to a malpractice claim. For every notorious error — the teenager who died in North Carolina after being given the wrong blood type, the 39-year-old Massachusetts mother killed by a chemotherapy overdose, the newborn twins (children of the actor Dennis Quaid) given too much blood thinner — there are dozens more. You never hear about these other cases.
So we have a malpractice system that, while not as bad as some critics suggest, is expensive in all the wrong ways.
Of course, the debate over medical malpractice isn't about reducing medical malpractice, but don't try to explain that to the Republi-con's unholy alliance.


text:
Beezwax- Black Clouds / On GuardFebruary 11th, 2007
Dropping on Out In The West Records, Paris born Beezwax delivers another healthy 12" featuring a selection of tight UK rappers in the form of Skriblah on the A side and newcomer Taurus on the B. 'Black Clouds' see's the Terra Firma member shining in retrospective fashion over a strings based beat, whilst the efforts of Tuarus are just as laid back but this time lacing a piano flavoured foundation. Beezwax certainly has skills on the board, and it'll be interesting to see how he handles a faster paced production down the line. This drops on February the 26th.


text:
SEO to be performed on my website for organic traffic
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SEO to be performed on my website for organic traffic
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text: We Want to Talk to You!Employment Application We are always looking for smart technicians that have a love for the industry, our customers and your future! Please fill out the form to apply for positions opening up all the time. Good luck and Thank you!Your Personal InformationYour Name* First Last Your Email Address* Enter Email Confirm Email Your Home Address* Street Address Unit / Suite Number City State Zip Code Your Phone*Best Time To Call You*When is the best time for us to reach you via telephone?Best Time To Call YouMorningsEarly AfternoonLate AfternoonEarly EveningPosition You're Applying ForPosition You're Applying ForElectricianAudio Video TechCCTV Security InstallerTV MounterHome Theater InstallerControlled Access InstallationHours You Are Available for Work*please tell us what hours you are available for work each day of the week.MondayTuesdayWednesdayThursdayFridaySaturdaySunday Previous EmploymentYour Previous Employers*please list your previous employers, the dates you worked and the position you heldEmployerDatesPositionPhone More About YouTell Us About Yourself*Upload Your ResumeAccepted file types: pdf, doc, docx.upload your resume in .pdf, .doc or .docx formatThe Legal StuffTerms and ConditionsBy agreeing to our terms, I certify that all of the information contained in this application is true and complete. I understand that any misrepresentations or false information that I provide, either in this employment application or at any other time during the application and hiring process, may result in the disqualification of my application for employment or, if I am hired, in the immediate termination of employment at any point in the future.I understand and agree that this employment application does not guarantee employment on any terms. I further understand and agree that, if I am hired, it will be on a strictly at-will basis, meaning that just as I am free to resign at any time, TV Installation King has the right to terminate my employment at any time, with or without cause or prior notice. No implied oral or written agreements contrary to this at-will employment basis are valid unless they are in writing and signed by the President of TV Installation King.I understand that TV Installation King may seek to verify any or all information listed above or otherwise provided by me during the application and hiring process. I hereby expressly authorize TV Installation King to verify that information, without further notice to or consent by me, and I authorize prior employers and others from whom such verification is sought to release relevant information about me. I further authorize TV Installation King to investigate all references and secure additional information about me.I hereby release from liability TV Installation King and its representatives for seeking such information and all other persons, corporations or organizations for furnishing such information.TV Installation King is an Equal Opportunity Employer. TV Installation King does not discriminate in employment and no question on this application is used for the purpose of limiting or excusing any applicant's consideration for employment on a basis prohibited by local, state or federal law.Acceptance* I agree to the Terms and Conditions This iframe contains the logic required to handle AJAX powered Gravity Forms.


text: SteelMagnolia9 #1 Posted September 17, 2019 I am starting this thread for my mini-review of my Cumberland River Cruise, September 7, 2019 to September 14, 2019 on the Queen of the Mississippi (QOM). There were approximately 150 passengers onboard. This was my 7th cruise with ACL and I traveled solo on this cruise. I had an overall enjoyable trip, but the QOM has some deficiencies, one which I considered major. I'll share my impressions and experiences from this past week onboard as well as information about the ports and shore excursions. As it is always valuable to hear others experiences and impressions, I invite anyone who was on this cruise to add your own thoughts and comments to this thread. Next: Travel Day and Pre-Cruise Hotel 0 Share this post Link to post Share on other sites


text:
A recent decision of the Ontario Superior Court has added a new arrow to the quiver of an employee whose terms and conditions of employment have been unilaterally changed.
The Facts
In Russo v. Kerr Bros. a long term employee of a candy factory had his annual salary reduced from about $114,000 to $60,000 per year. Mr. Russo had been employed at the same place since he was 16 years old. He was 53 at the time this case was heard and had been the warehouse manager since 1977. The initial wage reduction had been 10% across the board for all employees, and later significantly more for Mr. Russo.
Mr. Russo did not accept the new terms of his employment and engaged a lawyer who wrote to the Company unambiguously informing the Company that his client did not accept the new conditions. Notwithstanding this, Mr. Russo continued to work for the Company at the reduced salary until his lawyer brought a motion under the new rules for summary judgment. The motion was heard and decided about 18 months after the unilateral change and while Russo continued to be the warehouse manager.
Under the new summary judgment rule, a court has the power to award 'partial summary judgment'. Counsel for the Company argued this was not a proper case for summary judgment, in part because the period of notice determined as appropriate by the court – 22 months – had not expired and it was therefore not possible to determine the final damages. He also argued that this was not a proper case for summary judgment at all because the court should hear all the evidence before determining the appropriate period of notice.
The Decision
Mr. Justice Gray did not agree. He found that the new test for summary judgment – "no genuine issue requiring a trial' – was met in this case. He awarded a notice period of 22 months. The Plaintiff had argued entitlement to 28 months, whereas the Company had proposed 18.
There are two interesting principles to be taken from this case.
First, it is appropriate for an employee to remain employed after being constructively dismissed, and so long as he or she informs the employer that the new terms are not acceptable, continuing to work under the new conditions will not be taken as acceptance of them.
The court found Russo was entitled to the difference between what he would have made under the original terms, and what he actually made during the period of notice. His income during this period was treated as mitigation very similar to the analysis in Mifsud v MacMillan Bathurst Inc, a Court of Appeal decision from 1989. In that case, Mifsud had been explicitly offered continued employment in mitigation of his damages, which he had rejected. Here no such offer was made. Mr. Russo merely continued to work and the Company allowed him to do so. The letter from his lawyer was all Mr. Russo needed to establish the fact he was not accepting the new terms during the period of reasonable notice.
Second, and perhaps more interestingly, the court made use of the specific provisions of the summary judgment rule to grant relief for the period which had expired at the time the motion was heard (18 months), but retained jurisdiction to deal with the remaining period of notice once the 22 months had expired. Under Rule 20.01, the court is empowered to grant summary judgment on 'all or part of the claim'. Here the court awarded damages for part of the claim and adjourned the matter for enough time to allow the remaining period of notice to run. The court indicated it would deal with the damages for the balance of the notice period at that time if the parties were unable to agree as to the appropriate damages in the case.
This case may demonstrate an increased appetite on the part of Ontario's courts to deal more expeditiously with wrongful dismissal actions. This case demonstrates the importance of appropriate legal advice at the front end of a case. Such advice can preserve and enhance rights – in this case the rights of a terminated or constructively dismissed employee.


text:
Your skin is vital to your health as it protects you from infections and germs. Aesthetic and foot expert Dr. Gabriel Maislos at Vino Med Spa in Houston helps you take care of your skin with professional medical facials for both your face and feet. For a relaxing treatment and better health, call today or schedule an appointment online.
A facial is a specialized skin treatment aimed at treating dead skin cells, dirt, and other impurities through exfoliation to rejuvenate and revitalize your skin.
During your facial, the team of professionals at Vino Med Spa also spend a great deal of time moisturizing your skin with special lotions and creams to help reduce the appearance of lines and wrinkles.
A professional medical facial is a relaxing experience and can help ease your stressed and tired skin.
During a traditional facial, the health professionals at Vino Med Spa want you to feel relaxed. To begin, the aesthetic specialist starts by closely inspecting your skin to determine your skin type, whether it's dry, oily, or a combination of both, and the best treatment option for you.
The aesthetic professional then cleans your skin and gently exfoliates the top layer to remove dead cells and reveal the younger, healthier skin underneath. They then apply special moisturizers to assist with hydration and revitalization.
To retain your skin's natural beauty after a professional facial, Dr. Maislos recommends you use sunblock daily, which can reduce the sun damage linked to aging. Regular visits to Vino Med Spa for facials also help you keep your youthful look.
Foot facials are both relaxing and rejuvenating. As a podiatrist, Dr. Maislos understands the importance of healthy feet and offers a foot facial to improve the health and function of your feet.
During the foot facial, the aesthetic feet professional closely inspects your feet for health concerns, exfoliates dead and calloused skin, provides a massage to improve your circulation, grooms the toenails, and moisturizes the skin to lock in health.
Anyone with tired, worn-out feet can benefit from a foot facial. But as a podiatrist, Dr. Maislos understands the special foot needs for people with certain medical conditions, such as diabetes, and provides guided treatment that not only makes you and your feet feel good, but also improves your overall health.
You may also benefit from a medical foot facial if you have:
For medical face and foot facials, call today or schedule an appointment online.
*Individual results may vary


text:
Free Consultation: (504) 454-2769Tap to Call This Lawyer
Jack E. MorrisTolar Harrigan & Morris LLC
- Business Law, Patents, Trademarks...
- Louisiana
Claimed Lawyer ProfileLII Gold
Jack E. Morris provides professional legal services to clients throughout Louisiana. Engaged in civil litigation and counseling in the areas of business and commercial law, patent, trademark, and copyright law, insurance law, construction law, real estate and property law, legal malpractice law, and appellate law, Mr. Morris represents a diverse clientele including large and small businesses as well as individuals. Mr. Morris has represented clients before state and federal courts at every level, including the Louisiana Supreme Court and United States Supreme Court, and also before various arbitration and mediation forums.
- Paul M. Hebert Law Center, Louisiana State University
- Louisiana State University - Baton Rouge
Professional Experience
- Partner
- Tolar Harrigan & Morris LLC
- - Current
- Owner
- Jack E. Morris, Attorney at Law, LLC
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- Partner
- Molaison, Colvin, Greenburg, Zelenka, Morris & Loeb, LLP
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- Attorney
- Molaison, Price & Loeb, LLP
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- Law Clerk to Justice Catherine D. "Kitty" Kimball
- Supreme Court of Louisiana
- -
Articles & Publications
- Wetland Determination from the Buyers and Sellers Views
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text:
Return Policy
All items displayed and sold by 5 Star Furniture is subject to strict quality control standards. Should a customer not be satisfied with any product received within 7 days from date of receipt, 5 Star Furniture will endeavour to repair or replace the item in question.
It is the responsibility and for the account of the customer to return and later collect the faulty item. If 5 Star Furniture is not able to repair or replace within a reasonable time period the item a full refund of all monies paid will be made.


text:
Compare Heritage Education Funds vs Global RESP Corporation BETASee how Global RESP Corporation vs. Heritage Education Funds compare on employee ratings, job openings, CEO approval, business outlook and more.
Employee Ratings
What Employees Say
I worked at Heritage Education Funds full-time for more than 8 years
Great people and executives and owners
No clear direction where the company is going.
Advice to Management
Nothing. They got sold.
I worked at Global RESP Corporation full-time
Sometimes it's not busy and if you don't do anything at your desk, no one will notice.
Toxic and conservative culture. When I left, it was immediately after we had a staff meeting where the former CEO lectured us about not making enough sales, and claiming that we were all "too stupid... to find other jobs". Well, challenge accepted. I left a few months later and it was the best decision I ever made. Not sure what the management situation is there now, but if you Google "Global RESP Corporation" and "OSC", you'll get to read about their past legal trouble. Even if the past CEO is gone, I'm not sure you could stop a sinking ship. The people who have been there for years are not concerned with advancing their career, let alone demanding respect. If you keep your mouth shut and show up everyday to do your job, no one will touch you. They don't respect work-life balance here. The former CEO was so conservative that he would yell at you for eating at your desk around Ramadan, because he had to fast. They're definitely stuck in the middle ages here. But if that's your cup of tea, this might be the workplace for you. Also, I know for a fact that upper management directed staff to write fake, positive reviews on Glassdoor. So you should take what you read here with a grain of salt, or maybe a truck-load.
Advice to Management
Respecting employees is very basic, you should learn how to do that.


text:
We have created a platform that allows us to share information about our guests' behaviors - positive AND negative. This platform will return us the power we lack when facing out guests. In the near future, we will also introduce solutions to help us return the power when facing the OTA's
We need a global solution - not just a small network of local accommodation providers. We need to be connected - so when a guest in Sao Paulo steals a towel, the hoteliers in Cancun know about his behavior before he checks in with them the next night. Our success depends on our collective strength, it depends on our taking care of each other. Together we are stronger!
We invite you to be part of the biggest accommodation providers network in the Americas. And more importantly, we want to invite you to join the only site in the world that has our interests - the accommodation providers - as its only interest.


text:
How do I upload a batch file?
Step 1 First you will have to create the batch file – visit the "How do I create a batch file?" page to learn how. Step 2 To upload the file you've created, click on the "Transactions" tab and click the "Upload a batch file of transactions" option. This option can also be found within the "Quick Links" panel on the dashboard. Step 3 Select the file you previously created and saved by clicking the "Choose File" button and locating the file. Step 4 Once you have selected the file you would like to upload, choose the funding source that you would like to fund the transactions. The fund source selector will default to your primary funding source, so be certain to check that this is the correct fund source for the file you're uploading. Step 5 Once you have selected the funding source and selected the file, click the Read More


text:
Starting from April 2017, the premium for servicemen performing combat missions in the ATO area will be increased up to 7500 hryvnias. It was stated by President Petro Poroshenko at festivities on the occasion of graduation of students of operational-strategic and operational-tactical level in Ivan Chernyakhovsky National Defence University of Ukraine.
"After consultations with the Minister of Defence and the Chief of the General Staff, I have made a decision and instructed to increase the volume of additional monetary reward for the performance of combat tasks in the ATO area starting from April 1," the Head of State noted.
"Additional 1500 hryvnias. In general, as an addition to salary, allowance will equal 7500 hryvnias," Petro Poroshenko added emphasizing that it goes about the warriors directly on the touch line.
According to him, the volume of premium for those who fulfil combat missions on the second line will be increased by 1100 hryvnias. "The overall volume of premium will equal 3500 hryvnias," the President said emphasizing that in both cases it goes about the additional premium to salary.
The Head of State emphasized that the state has been taking efforts to increase social protection of its defenders. He informed on a new initiative of providing housing for the military.
"We have made a decision to initiate new practice of ensuring housing perk for the graduates of the National Defence University of Ukraine directed to the military service. This year, about 20% of graduates, first of all those directed to the performance of combat missions, will get permits to apartments," Petro Poroshenko noted. The President instructed Minister of Defence of Ukraine Stepan Poltorak to ensure housing for 100% of such servicemen in 3-4 years.
Press service of the President of Ukraine


text:
To learn more about the Risk Data Open Standard (RDOS) industry initiative, you will be redirected to the RDOS domain.
RMS and Cambridge Centre for Risk Studies Launch New Data Schema to Manage USD 500 Trillion of Insurance Exposure
New insurance exposure data definitions and framework will enable insurance companies to efficiently manage multiline accumulation and clash risk
RMS, the global catastrophe risk modeling and analytics firm, and Cambridge Centre for Risk Studies (CCRS), today announced the release of a new Data Definitions Document v1.0 for 14 different classes of insurance exposure including: casualty liability, specialty lines, trade credit and surety, agriculture, life and health, and annuity exposure, which covers an estimated $554 trillion of total insured limits globally.
CCRS completed a two-year exercise documenting the full range of insurance categories that are available in the market and a classification system for all the assets that they protect. This project, in collaboration with RMS, involved extensive interviews with 130 industry specialists and consultation with 38 insurance, analyst, and modelling organizations.
The published insurance exposure Data Definitions Document v1.0 provides a standardized schema for insurance companies to have a consistent method of monitoring and reporting their exposure across multiple different classes of insurance. This new data standard will improve interchanges of data between market players to refine risk transfer to reinsurers and other risk partners, reporting to regulators, and exchanging information for risk co-share, delegated authority, and bordereau activities.
A key point of developing the data schema is to identify concentrations of exposure, and to assess accumulation risk by enabling new types of loss models. Insurers are concerned about several ways that accumulations can occur – through having multiple insurance policies with the same policyholder, having different lines of insurance with clusters of insured value in the same geographical location, and by having 'clash' risk from underlying events that impact several classes of insurance in an insurer's portfolio.
The project has demonstrated the need for the data definitions documentation to provide a framework for loss modelling by examining three catastrophe scenarios:
Insurance companies are now assessing the clash risk from these scenarios for the portfolios of multiline exposure that they manage.
Dr. Mohsen Rahnama, Chief Risk Modeling Officer at RMS said, "We're honored to partner with the Centre for Risk Studies on this data schema project. Establishing a current and market relevant data standard for managing exposure consistently is a priority for an industry managing accumulations and clash risk more widely. The release of this new data schema will solve risk challenges at an enterprise level across multiple classes of insurance. By making this schema open to the market, we hope to enable a new generation of risk model development and improvements across the insurance market in the ability to manage their multiline exposure risk."
Professor Danny Ralph, Academic Director of Cambridge Centre for Risk Studies said, "A standardized view of risk is necessary to enable a consistent understanding of exposure across multiple insurance portfolios. Understanding this, the Cambridge research team has engaged deeply with the insurance community to develop data standards that align with current practices and are practical to implement. We are pleased to partner on the development of this data schema with RMS and offer it as an open source document to the insurance and risk management industry."
Multi-Line Insurance Exposure Management Data Definitions Document v1.0: Open source data definitions for 14 classes of insurance, ranging from Casualty Liability, Trade Credit and Surety, Political and Security Lines, through to Life and Health and annuities. Cambridge Centre for Risk Studies in collaboration with Risk Management Solutions, Inc.; Sept 2018.
Challenges and Solutions for Enterprise Exposure Management: Companion report describing the processes and methodology and presenting three clash scenarios developed to explore the usability of the data definitions in the schema. Cambridge Centre for Risk Studies in collaboration with Risk Management Solutions, Inc.; Sept 2018.
Atlas of Global Insurance Exposure: A visual distribution of $540 Trillion of insured exposure worldwide across the major classes of insurance. Cambridge Centre for Risk Studies in collaboration with Risk Management Solutions, Inc.; Sept 2018.
About Cambridge Centre for Risk Studies
Cambridge Centre for Risk Studies is a leading research institute specializing in systemic and emerging risk in business, based at University of Cambridge Judge Business School.
About RMS
RMS solutions help insurers, financial markets, corporations, and public agencies evaluate and manage catastrophe risks throughout the world. RMS has over 1,200 employees across 13 offices in the US, London, Bermuda, Zurich, India, China, Japan, Singapore and Australia - our products and models covering six continents.
We lead an industry that we helped to pioneer—catastrophe risk modeling—and are delivering models, data, and risk management solutions on the RMS(one)® platform to transform the world's understanding and quantification of risk through open, real-time exposure and risk management.
Insurers, reinsurers, trading companies, and other financial institutions trust RMS solutions to better understand and manage the risks of natural and human-made catastrophes, including hurricanes, earthquakes, floods, terrorism, and pandemics.
Matthew Longbottom
+44 20 7444 7706
Devonne Cusi
+1 551 226 1604
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For security reasons, this proprietary content is locked. To access this, and other RMS content, please continue to RMS Owl. If you are already a member, simply sign in for exclusive access. If you are an RMS client but not an RMS Owl member, sign up via the Need to Register option on the RMS Owl home page to unlock this important resource.


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- Code:JJ
- Certification
City & Guilds Diploma in Pharmacy Service Skills after year 1
City & Guilds Diploma in Pharmaceutical Science after year 2
QQI Level 6 Minor Award in Health Services Supervisory Management Skills (6M4978)
- Duration Two Years (2 days each week)
The course is modular with continuous assessment over the two years. Students will develop medical knowledge to recognise common illnesses and communication skills to liase with pharmacists and council patients on healthcare issues. Students will gain experience in dispensing procedures and practices and be able to interpret prescriptions and prepare medicines for dispensing. They will be able to maintain patient records and operate pharmacy computer systems. They will also be able to supply non-prescription medicines in accordance with legislation and guidelines. The Pharmacy Technician assists the Pharmacist in the preparation, checking, storage and dispensing of drugs.
- Programme of Study
Year 1: Diploma in Pharmacy Service Skills
- Provide an effective and responsive pharmacy service
- Actions to reduce risks to health and safety
- Reflect on and develop your practice
- Assemble prescribed items
- Order & Maintain pharmaceutical stock
- Provide advice on symptoms and uses of medicines
Year 2: Diploma in Pharmaceutical Science
- Chemical & biological principles for pharmacy
- Microbiology & human physiology for pharmacy
- Use of medicines for various illnesses and conditions
- Community pharmacy practice
- Professional development in pharmacy
- Pharmacy law, ethics & practice
Components subject to change
- Entry Requirements
- QQI Level 5 in Pharmacy & Retail Selling
- City & Guilds Level 2 in Pharmacy Services
- IPU Certificate in Medical Counter Assistant with at least 6 months pharmacy retail experience
- Applicants with at least 2 years experience working in a pharmacy
- The student must be working in the pharmacy for the duration of the course for a minimum of 20 hours a week. All applicants will be interviewed
Places are offered following successful interview. Learners must source their own work experience.
- Career Opportunities
Pharmacy technicians are employed in both the private sector in community and private hospital pharmacies and by the HSE in hospital pharmacies. Other employment opportunities include medical sales for pharmaceutical suppliers.This qualification is recognised in Ireland and the UK.
- Higher Education Progression*
- Course Co-Ordinator
Margaret Allen
- Where are they now?


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Loved making this, loved eating this 🙂
So simple. Everything in one massive bowl and then mix it all together. I made a lattice weave bacon casing but you don't have to bother if you don't want to.
500g beef mince
One onion – diced
One cup of parmesan cheese
One egg
Handful of chopped parsley
One cupful of pork scratching – after measuring, put in a blender and blitz
Black Pepper
Teaspoon of garlic salt
(Streaky bacon – optional)
Place everything in a bowl and mix.
Now, if you want to, lay out the bacon in a lattice
Now place the combined mix in the middle of the bacon and fold the bacon around the mix.
Once completed (and seriously only takes 5 minutes max) place upside down (bacon edges on the bottom) in a baking tin ready to cook in a hot oven for 40 mins (around 180 keeping an eye that it doesn't burn).
After approx 40 minutes, take it out, let it rest for 5 minutes and then serve. You could also serve a tomato or bbq sauce as a topping if you prefer.
We opted for cauliflower cheese and steamed shredded brussels and kale.


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American astronomers have discovered a whole class of space objects about which scientists previously had no idea. We are talking about dwarf black holes, which occupy an intermediate position between the most massive neutron stars and black holes of small mass, whose existence was not in doubt.
However, in recent years, more and more reports have appeared about unusual cosmic phenomena that can be caused by completely exotic objects. Lenta.ru talks about hypothetical stars whose existence may never be proved. Continue reading "Space Monsters"


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Title: Shuffle
Also known as:
Year: 1981
Genre: Short / Art House
Language: Japanese
Runtime: 34 min
Director: Sogo Ishii
Writer: Sogo Ishii, Katsuhiro Otomo
IMDb: http://www.imdb.com/title/tt0083073/
A young man is on the run from the law, but before he goes down, he needs to settle the score with a Yakuza boss.
Our thoughts:
It was only a matter of time before I reviewed a Sogo Ishii title as I really enjoy his work, it's just a shame that getting ahold of a subtitled copy of his movies can be a bit of a challenge. Since I believe only 5 of his movies have legitimate releases with English subtitles. Sogo Ishii is considered to be godfather of Japanese Punk Cinema during the 70's and with his unique filmmaking style and the no-fear attitude he had when first starting out, it's easy to see why.
Here in the States nobody would dare to do something that would infringe copyright laws, as you would get slapped with a lawsuit faster than you could blink. For "Shuffle", the material came from a manga called "Run" in which Sogo Ishii enjoyed so much that he decided to make a short film based on it. Which would be only his 4th movie to date (as far as my knowledge goes) and went ahead and made the movie without permission from the original creator of "Run". Thankfully though, the short film adaptation was eventually approved.
There really isn't much to the story itself, which of course is going to happen with any short film as there really is only room for one plot line, rather than several. The movie revolves around a young man and the result of his actions towards his girlfriend and the Yakuza boss who exploits her. With the original material being titled "Run" and being a Sogo Ishii movie, you can guess that it does feature a lot of running. Well not a lot, there is really only one running scene in which our lead is trying to escape from the law. This foot chase actually takes up most of the film's length, but tells the story and helping the audience catch up through a series of flashbacks. Not only that, but also goes to show as to why our character can continue on for such a long run and why started a chain reaction of his life spiraling down into the gutters. Though in any movie, all chases scenes must come to an end and when it does, the climatic ending arrives with it, that is as tragic as it is chaotic.
While this may not be the most exciting story or the most popular of Sogo's movies, it is still an excellent short that not only demonstrates as to why he is synonymous with the punk era of Japanese cinema and his unique filmmaking style. It allows you to connect with a character who would be looked down upon as nothing more than some low-level street punk, but is rather one that was dealt a bad hand and resulting in making bad decisions out of love and anger.
Gore: 1/5
Nudity: 0/5
Story: 3/5
Effects: 1/5
Comedy: 1/5
We bought this movie from:
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Mercury Jets is an on demand air charter provider specializing in private jet and turboprop charters in Elizabeth. Our team is composed of industry leading professionals dedicated to providing our customers with the ultimate air charter experience. We are committed to safety, reliability and white glove customer service. To obtain a charter quote tailored to your specific needs, please fill in the request form or call our agents 24/7 at +1-212-840-8000.
Mercury Jets offers private jet charter services to and from Elizabeth, New Jersey, United States.
With a proudly rich and long history dating back to 1664, Elizabeth is the county seat and the largest city of Union County. The city's population is about 124,969 people, making it fourth most populous city in the state. Elizabeth boasts a myriad of business, retail, shopping, and entertainment opportunities, attracting millions of visitors annually. The city is home to New England Motor Freight, Inc.
There are a number of recreation centers and lots of attractions to enjoy in Elizabeth, including the Boxwood Hall, Warinanco Park, Mills at Jersey Gardens, Galloping Hill, Ash Brook Oak Ridge, Veteran's Memorial Waterfront Park, Elmora Hills, and others. The city also hosts a great number of festivals and special events.
Elizabeth is served by Newark Liberty International Airport, which is located 4 miles from the city center and provides both international and domestic flights.


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June 26, 2012
Landmark policy paper outlines economic, social and environmental benefits.
Last week, two leading associations released a landmark policy paper that calls for federal financial incentives to support investment in sustainable technology for the country's colleges and universities.
The year-long study outlines how the federal government should develop and enhance clean energy incentives and investments for the higher education sector to support sustainable practices on campuses, control institutional operating costs, spur economic development and prepare college graduates to integrate sustainability into their business and personal lives.
"Higher Education: Leading the Nation to a Safe and Secure Energy Future" was released during the fifth anniversary celebration of the American College & University Presidents' Climate Commitment (ACUPCC), an agreement between nearly 700 colleges and universities to promote sustainability through teaching and action. The report's authors represent the National Association of College and University Business Officers (NACUBO) and Second Nature, the lead supporting organization of the ACUPCC.
The paper recommends a series of changes to the tax code that clears the way for colleges and universities to support green technology and sustainable investments. Some of the changes called for include:
-Allowing tax-exempt bond financing to prepay power purchase agreements that require no price escalation.
-Developing a loan guarantee program for energy-efficiency or renewable-energy projects.
-Enabling long-term charitable deductions and tax credits for biomass and biomethane fuel-source contributions.
"The federal governmental has both a moral and a practical obligation to support these changes. Transforming the ways that colleges and universities address sustainability is an important step in moving towards a fair and just society," said Dr. Anthony Cortese, co-founder of Second Nature. "Many of our signatory institutions have already committed to achieving climate neutrality. This is encouraging, but federal policy changes can allow them to prioritize sustainability even further."
"Many colleges and universities have already done the straightforward projects that drive a lower energy profile, such as lighting upgrades and building automation. Now, institutions are challenged to find the right ways to finance larger-scale sustainability projects," said Liz Clark, Director of Congressional Affairs, Advocacy and Issues Analysis at NACUBO. "There isn't a lot of low-hanging fruit left, and the federal policy changes our paper recommends would pay dividends over time."
To access the full paper, click here.


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This was our meal on Ganesha Chaturthi. Click on below links for individual recipes.
🌿 Bisi bele bhath – rice, toor dal, veggies cooked with freshly ground spices and finished with generous helping of ghee
🌿 Bhajji – batter fried assorted vegetables
🌿 Kosambari – bengal gram and cucumber salad. I have shared the recipe for carrot kosambari. This is prepared the same way
🌿 Karjikai – deep fried dumplings with a filling of coconut, sugar and nuts
🌿 Holige – (Puranpoli/obattu) These lentil stuffed flatbreads are an absolute must at my home for this occasion. Bengal gram sweetened with jaggery is used as the stuffing. Enjoy hot holige by smearing a dollop of ghee (clarified butter) and warm milk
🌿 Akki kadlebele payasa – boiled rice and Bengal gram sweetened with jaggery and finished with lots of dried coconut


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Robert Anderson
Class Description | Monday Night Improvisation | 13 January 2020Arriving into a sensitised and centred sense of self, we'll expand our awareness and movement outwards into the space. Entering the 'open score' of group improvisation, we'll utilise all our senses to integrate action and witnessing. As we attune to the dance of the ensemble we'll focus on how we support the space. We'll look at ideas of the tableau, of flocking and swarming as techniques for sculpting and enlivening space. Maybe less is more, stillness as valuable as movement.
Robert Anderson is an independent dance artist based in London. He teaches contact improvisation at Laban and Rose Bruford College and in a variety of settings in the UK and abroad.
Robert has studied and practised dance improvisation since 1996. Influential teachers have included Kirstie Simson, Nancy Stark Smith, Angus Balbernie, Ray Chung, Julyen Hamilton, KJ Holmes. Since 2001 Robert has been teaching and facilitating contact improvisation classes, jams and workshops in London. Robert has taught abroad at international dance festivals in Germany, Poland, Russia, Italy, Finland, US and Israel. He was a curator for the CI36 celebration in Pennsylvania (2008) and part of the organising team for ecite09 in Ormskirk, England (2009). Recent performance projects have included Some Men Must Die (Kiev, 2015) directed by Thomas Mettler. He has also performed in work by Jia-Yu Corti, Joe Moran, Kate Brown, Tino Seghal, Jovair Longo, Meghan Flannigan, Margot Henderson, Lalitaraja and Sarah Shorten. He has been a company member of Touchdown Dance since 2002. His classes invite a sense of play and poetry for the dancing body.
Robert Anderson


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It's 1997 and Interplay was a year away from entering the stock market with its own IPO, albeit to help drum up funding in order to shore up future projects and deal with its growing debt load. Yet it was clear that their published library was also suffering from a glut of questionable quality and that they were doing what they could to stanch the bleeding.
That year, Interplay's published lineup included a gamut of repackaged hits such as Descent I and II to the critically panned such as Intelligent Games' Waterworld and Cryo's Atlantis port for the Sega Saturn.
But beneath the avalanche of disappointments lay buried a few gems that no one may have ever heard of. One of them was Gremlin Interactive's Realms of the Haunting, an incredible first-person haunted house where FMV colluded with Doom-like controls within an epic tale standing at the very edge of the apocalypse-to-be. Even though it had combat, it played more like a free-roaming adventure game much like how Access Software's Under a Killing Moon was to the genre in 1994.
Realms of the Haunting arrived on shelves in a big, lavishly decorated box packed with an itty-bitty manual that laid out the basics of control and set up the initial premise. Though the documentation was scarce, the game was packed with juicy lore found in descriptive, spoken, paragraphs covering everything from your inventory items to books and scrolls weaving together the terror beyond. It even came with CG rendered minutiae ranging from items for puzzles to clippings on crop circles to add to the atmosphere. The game also tracks all of the info learned about items allowing you to click on them and ask questions to NPCs that might be with you for further insights thanks to a list of topics relevant to each.
Players took on the role of a Adam Randall whose father has passed away. Returning to Cornwall and the village of Heston, he has also received a strange delivery in which lie clues to an even greater mystery that his father had left behind within his mansion. What he doesn't realize yet, and which he and the player will discover, is that his mansion is actually a nexus point for words beyond and the final battleground between good and evil. Somehow, I think Adam would have preferred something else an an inheritance instead of the strange visions and even stranger house that he's compelled to explore.
The story is great stuff with a cast of characters whose allegiances you're not so sure about until nearly at the very end. There's Rebecca Travisard, something of a psychic who apparently worked with Adam's partner and becomes the player's off and on buddy throughout the adventure. And then there's Florentine, a dapper older gentleman whose Guy Fawkes looks hide the evil beneath his skin. He's also not above taunting the character, appearing when you least expect it, but he's not the only wickedness playing with your perceptions in this game.
One thing that the game does is try to blend ideas on the end of the world from a number of different sources making it a cosmopolitan blend of the end time, doing something like a "Deus Ex" mix of lore and superstition, boiling it all down into its own fiction revolving around a cosmic stopgap protected by mysterious Watchers maintaining the precarious balance between good and evil. This isn't an exclusively Christian vision of the apocalypse — thought it borrows heavily from the Christian side. However, here, God and Satan are really reflections of the ultimate powers on both sides of this balance.
Demons like Belial also show up as "human" as your neighborhood milkman before transforming into terrifying horrors. There are also angels, though they're not strictly the Biblical kind like everything else in the game paying lip service to religious concepts. The whole premise attempts to play on the idea that everything is a reflection of this greater struggle and that these familiar names and concepts are grasping at that, intangible super-conflict that the players within this story are privy to. It's a controversial, and refreshingly innovative, way to blend familiar ideas into a great story, and Realms stands out as a fantastic example of that artistic approach.
Gameplay-wise, you had a huge inventory of apparently infinite pocket space and there were plenty of weapons with a scarce amount of ammo. Once I had the magically recharging weapons, I almost never used the other guns in my inventory because of that limitation, so it does play a little survival horror with only so many healing flasks and bullets around. You also have melee options such as a rusty sword.
Of course, having all of these seems like a little overkill considering how dumb the actual AI is. It can get stuck behind doors, wander aimlessly in circles, or shamble slowly at you allowing Adam's even faster reflexes to dispatch them almost at will. Of course, until you find a handy melee weapon or enough ammo to make a fighting stand, doing all of that can seem like the scariest thing imaginable in this game.
Realms also brings on the atmosphere — at least in the beginning. The haunted mansion, the flickering lights, strange paintings, doors sealed with pentagrams…it all works to create this atmosphere that Adam is suddenly thrown feet first into. As he peels back every layer of the terror here, he does so alongside the player, starting as blank slates ready to confront just whatever is ahead.
By the mid-point in the game, Adam's dispatching monsters left and right with nary a second look, and the game cleverly recognizes that it's not so much about horror scares anymore but about solving its puzzles and saving the world from the end. It still has a number of surprises that ramp up the stakes of what awaits at the end, especially thanks to FMV that does a remarkable job in portraying each character (such as Florentine's drippingly evil wickedness).
Interface-wise, this was a strange game when it came to controls. When I gushed about this game earlier, I mentioned how I had to hold down both the left and right mouse buttons to free look around. Aiming was handled by a combination of pointing the camera in the direction of your enemy and then moving the mouse to aim around, so you'd see Adam's weapon-toting appendage move left and right along the bottom of the area as you moved the mouse about the screen to shot at the monsters.
It felt like I was driving a tank, aiming the turret by holding down both mouse buttons to point the camera, and then moving the mouse around for finer aim. After an hour or so, I just got used to keeping both mouse buttons held down while I walked on through the mansion and into the dungeons.
Realms' adventure elements come on through with its context-sensitive pointer which indicates what actions can be performed on certain objects. Clicking on most brings up Adam's pithy description of what he thinks it is or how he feels about the glowy thing in his face. Other times, he just snags whatever he can stuff into his pockets whether it's torn up paper or a mystical doodad.
Though combat wasn't that tough, and you could save anywhere, the game did have other things that could be aggravating such as how obscure some of the puzzles can be. In my previous writeup, I mentioned that one of the most annoying parts in the game was running all over a maze-like area to collect brains to feed into a machine. And these brains are pretty well hidden. Without an automap and given how twisty those corridors were, it was a huge letdown to see the pacing of the game reduced to a time sink like that. Other puzzles, such as jumping on moving platforms, could be just as annoying, but after making it past those, the game would always open up again for a few more hours — at least before the next maze area.
Before it appeared on Good Old Games, getting it run on more modern systems like XP took a little creative finagling with compatibility modes and in extracting the right contents of the four CD package to the hard drive so that it could play seamlessly. Thanks to efforts like DOSBox, however, and to a hardcore Realms site like this one that covers all things Realms related, I was still able to re-experience this classic on my PC. Though the graphics are pretty awful and the controls take some time to get used to, I still enjoyed every minute of playing back through the kind of horror classic that few others have dared to tackle in similar fashion.
Realms of the Haunting is truly one of those under appreciated games from yesteryear, a game that didn't get as much press as it could have and which I remember as being the "odd game out" on shelves that no one knew what to make of. By that time, first-person shooters had come into their own with mega-hits that defined the genre, and a game like Realms wasn't the kind of high-octane blast 'em up that some might have expected it to be.
That's too bad. Because punching through those expectations, Realms brought a fascinating and innovative take on horror and first-person adventure games that few can claim to have done even in today's saturated market such as Frictional Games' wonderful bout with Amnesia. Gruesome, completely bonkers, epic, and drenched with creepy, atmospheric puzzles and characters, Realms of the Haunting is one inheritance from the past worth taking up.


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Stepdads: Dads that didn't have to be
To a child, a dad is so many things. Dad is the protector. The rough houser. Dads are the strong ones, and their big strong arms always make for the best bear hugs. They are the model of hard work and determination. Dad's are teachers and boo boo kissers. Sometimes the discipliners. Kids need their dad's.
For some, that dad, is a step dad.
Step dad's are angels sent to us because God knows how important a dad is in a child's life.
They call them "step" because they step up, when another man steps out.
Step dad's are there to show us that It just takes a strong man to raise a kid, and an even stronger one to raise someone else's.
A step dad wakes up every day choosing to put his kids needs ahead of his own, not letting the fact that they are not his blood, stand in his way.
Men like this are so rare, and so overlooked.
Being a father is such a huge job in itself, but to be a father to another man's child? Epic.
Allot can be learned from a step dad
Love others as if they are your own flesh and blood, even when they are not.
Unconditional love, should truly be unconditional.
Step in, when others step out.
Show up, and don't give up, even when the problem wasn't yours to begin with.
Often men seem to worry when dating a woman with a child, who's dad walked out. They worry about the child not accepting them. They worry that they are not enough. That they are not strong enough. They worry that they are unable to love a child that isn't their own.
Stop that worrying.
If you love that babys mom, and you give that relationship your all. If you treat that kid like your own, and show it all the love in your heart. Then you ARE enough. That child is going to love you like their own, and you will love them like your own.
It is possible. It can happen.
I know this, because I am the product of it.
My stepdad came into my life when I was about 6 months old. My mom never even asked him to play a part in my life. When she told him about me, he instantly wanted to be part of my life. My mom wouldn't let him meet me at first. He used to put diapers, wipes, and formula in her car while she was at work. Once she let him meet me, it was settled. That's my dad. He is the only dad I have ever known, and I refuse to call him anything else. You can read my full story here.
The love of a step dad is something so special. This is a man that has no biological ties to you. This isn't a man that has been "thrown" unexpectedly into fatherhood. This man had a choice. And he chose you. For that, comes a whole other level of love and respect.