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Maybe you think that getting a loan for your business is too complicated. Below is an explanation, in summary form, of the financing options available to you.
How it works: the SBA financing programs are used by the bank to grant commercial loans to small business owners on the best possible terms and conditions. The SBA gives the bank a guarantee on a percentage of the total amount disbursed, which can be up to a maximum of 90%.
Financing options1
The most popular programs are: Express and 7A. The table shows the main facts about both programs:
In addition to the loan guarantee program, the SBA, along with banks, offers loans for the purchase, improvement or construction of fixed assets. This option is known as Program 504. A 504 project usually has three components: the Bank provides 50% or less of the financing; a CDC provides 40% of the financing through a debenture (a bond guaranteed 100% by the SBA); and the client provides a minimum of 10% of the financing.
The Certified Development Companies (CDC) have been approved by the SBA to participate in Program 504.
Your loan at Banco Popular
Banco Popular is certified in the SBA's Preferred Lender Program (PLP) and as an Express Lender; and provides the majority of loans to small and medium-size businesses in Puerto Rico and the Virgin Islands. This agency is dedicated to helping, providing guidance and protecting small and medium-size businesses in the United States, the Virgin Islands and Puerto Rico
Banco Popular has received the Platinum Award, the highest honor granted by the SBA, for the past 15 years.
To learn more about our products and to receive complete guidance on the financing options available to you, access here or call the Business Banking Center at 787-756-3939. We will help you make your business dreams a reality.
1Any extension of credit is subject to credit approval.
2The term and interest rate will depend on the purpose of the business loan.


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Know Some Good Books?
Look! It's me! Actually posting something on the blog! It feels like every post I publish involves me starting out by apologizing for my lack of attentiveness. Life has been crazy, and un-inspiring. Same old, same old.
But, I do have a reason for writing today (other than to beat myself up for my laziness). I have some books that I would love to get, and was wondering if my fellow blog readers have read them, what they thought of them, or if you have any other recommendations.
Book Number One: The Catholic Girl's Survival Guide for the Single Years.
Written by Emily Stimpson, this is a book I have seen literally everywhere. I've had people on Catholic Answer Forums mention it and have also seen the author interviewed in the Catholic Register. It looks really good…
Book Number Two: Arms of Love
Another one that I have heard tons of good things about. It's by Carmen Marcoux, and instead of being the typical non-fiction/advice book, it is a fiction novel about courtship, dating, romance and Catholicism. It's more on the expensive side though, so if you would recommend it, please let me know.
Book Number Three: Worth the Wait
Written by a combination of over a dozen Lifeteen authors, the book tackles subjects like "How far is too far?" and "What if he really likes me?" Part of me really wants to read it, yet at the same time, I have tackled those subjects on here before. It's new, but it seems more like a one time read. I do love Lifeteen contributors though.
Book Number Four: Christian Courtship in an Oversexed World – A Guide for Catholics
Yet another book recommended by my friends on Catholic Answer Forums, this one looks really solid. Someone has described it as the Catholic version of "I Kissed Dating Goodbye" by Joshua Harris. Yet on amazon, there are three less than flattering reviews about the book, saying it was offensive to Catholics. There are also twenty some reviews who said it was one of the best books of this genre to read as a single Catholic.
Decisions, decisions. Let me know if you have read any of these, or if you would recommend any of the same type that you have found helpful.
God bless!
Chloe M.
Know Some Good Books?

subset: commoncrawl


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Becoming a Clinical Psychologist
The word psychology can translate to mean "the science of the soul." Since Aristotle, psychology has become both a science and a profession. As a profession, it is the application of understanding people and their behavior to help solve human problems (Careers, 1993). A psychologist usually concentrates on one specialty that is of particular interest. There are many different fields of psychology to study. Clinical psychologists work with people with emotional and mental problems (Career Discovery, 1997).
A clinical psychologist basically prevents, evaluates, and treats mental and emotional disorders in individuals. "Disorders range from minor problems of adjustment and normal psychological distress related to biological growth, to more severe conditions such as depression, schizophrenia, and those requiring patient institutionalization" (Specialty, 1995). People who want to work in this field must be emotionally stable and personable. "Patience, compassion, sensitivity, and leadership skills are especially important in a clinical setting" (Specialty, 1995).
Responsibilities include determining the nature, cause, and possible effects of individual conflicts and distress, whether they are personal, social, or work related (Specialty, 1995). While judging disorders, clinical psychologists interview patients and observe their behavior in individual situations (Meggyes, 1998). Patient's medical and social case histories are reviewed and then sometimes-suitable aptitude tests, personality tests, interest inventories, and achievement tests are given to the patient. Clinical psychologists work with people of all ages and maturation levels. On the other hand, they might focus their attention toward a particular group like families or prison inmates. Some evens specialize in treating certain disorders. Many clinical psychologists conduct research and print their data. Examples of topics studied include the causes of depression or the development of phobias. Other clinical psychologists teach and guide students of clinical psychology in an academic surrounding (Specialty, 1995).
The working conditions for a clinical psychologist is mostly the same as a psychologist in any other field of study. Clinical psychologists work in comfortable office settings, classrooms, or laboratories. Some that are in a private practice choose to set their own hours, but may have to work evenings and weekends to accommodate client schedules. For clinical psychologists that teach at places of education, they might divide their time between teaching, research, and administrative responsibilities (Specialty, 1995).
A clinical psychologist needs at least a Masters degree in clinical psychology and a postgraduate diploma in clinical psychology (Hinengaro, 1998). More than 60 percent, though, of all people who work in psychology hold a doctorate degree (Hopke, 1993). In clinical psychology the requirements for the Ph. D. or Psy. D....


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Visit my new site at https://RaviRaman.com
Category: Personal Development
Get My Goal Setting eBook For Free
Some of you may have read on my Set Higher Standards blog that I'm starting a 1:1 coaching practice to support people in advancing their careers and businesses.
This is a true passion of mine, and am taking some steps to make it a reality.
If you have any desire to advance your career or grow your business, I'd greatly appreciate your feedback through this little survey. This will help me fine tune the focus of my practice at this early stage.
In return, you will see a link at the top of the survey to a my 7-step goal setting eBook. I have created and used this process to transform my own life over the past 10 years.
This powerful tool is yours FOR FREE as my way of saying thank you for filling out the survey. Click the link below or just fill out the embedded survey in this post!
Live your dream,
p.s. Don't worry, your survey feedback will be anonymous!
Create your free online surveys with SurveyMonkey , the world's leading questionnaire tool.
Dream – Motivational Video
This video, "Dream" by Mateusz M, has over 15 million views on Youtube and for good reason. Every now and then I browse YouTube for inspiration. This one is a gem.
The music, words and video clips are not only highly motivating, they are inspiring.
Film clips represented are from some of my favorite movies: Into The Wild, Rocky 4, Seven Pounds, Pursuit of Happyness, A Beautiful Mind. Words are by Les Brown, Eric Thomas and Will Smith, among others.
…"it's not over until I win!"
Why I Left My Job to Travel The World
I left my job a year ago to travel the world.
I'm writing this point to share my experience, in the hope that it helps other readers who are going through a similar situation make sense of it all. There is no one-size-fits-all answer to the decision for staying in or leaving a job, particularly one you care about. The decision must be made by each person on their own. However, it can be helpful to examine the paths that others have walked.
It's been almost a year since I left my job at Microsoft.
I started there as an intern and literally never left. I got an offer to join full-time, and despite having not yet graduated from college – decided to take it. I flew home, convinced my thesis advisor to let me finish school through distance education so I could get my degree and flew back to start work as a full-time employee hardly two weeks later. The place was amazing (still is in my opinion), I was captivated.
During the 14 years I spent working in Redmond, WA – I learned a ton. I took on more and more responsibility with steady promotions. Became a people manager, which I enjoyed. Tried out various jobs – ranging from finance to strategy to product planning to marketing. I got married, bought a house, took care of two dogs and had a great circle of friends.
Microsoft was an integral part of my identity. I noticed that my family took great pride in my work there. At parties my work gave me an easy and engaging answer to the "what do you do?" question. I spent most of my time working, thinking about work, or hanging out with friends I made at work. I traveled all over the world meeting with customers. It was fun and rewarding.
So why did I decide to leave?
I didn't leave to join another company. I didn't get fired. I just decided that it was time.
I get this question time to time and it is something that I still don't know the exact answer to. However, I definitely know how it felt when I made the decision, and how it still feels now. It felt RIGHT then and STILL DOES. I have zero regrets and am confident that it was the right thing to do for me, even though many people who care a lot about me (including many members of my family!) think I was and am insane to leave a well-paying job during the height of my career, and give up a significant portion of my (former) net worth in unvested stock grants.
The right thing to do isn't always easy.
The right thing to do isn't always easy, but with enough awareness it can at least become clear when it is the right time to act. Leaving a job shouldn't be a cop-out to keep from dealing with problems that should be solved, an excuse to avoid seeing through on a commitment, or even worse, an act of laziness.
For me, I definitely felt stressed in my job. Very much so at times. I resented having to spend the best hours of the best years of my life chained to a laptop. I grew increasingly frustrated at having to play office politics and deal with people operating with ulterior motives – though the fact I also had some amazing peers to work with made dealing with the bozos more bearable. I also just wanted to move quicker and faster, taking my ideas from plan to reality, with less need for reviews and rubber stamps – a tough thing to do at a large corporation. In my opinion Microsoft is quite agile for a company its size, but there are still limits to how quickly a company with 100,000+ employees can move.
However, these reasons weren't why I left.
I put up with the negative issues for my whole career. Instead, it turns out that the I wanted to try my hand at doing my own thing, and living without a career. I wanted to shed the identity of "the Microsoft guy" and just be Ravi. I wanted to be more than just what I did for work. I wanted to travel and see what life would be like without the type of responsibility a corporate job entails – and do so together with my wife. Perhaps most importantly, I wanted to learn more and do more without work dictating any sort of boundary.
I always knew that at some point (I stopped working when I was 34) when I was 40-50-60-70…I would want to cut back on the sheer volume of time I spent working…I didn't know exactly when but it seemed like I'd only cut back on work when my hair turned gray….then it hit me, why wait? Why not figure out how to live a better and more balanced life now? Should I leave work now or wait a few more years or five more years? Maybe ten?
I have many more years of work left in me, but I only have my strong health and capacity to travel untethered (with my wife!) now. This was my thought process. So I decided to take the leap – as did my wife.
If I had to sum up my motivation for leaving Microsoft it is this: I NEEDED TO EXPERIENCE LIFE IN A DIFFERENT WAY.
My job and working in a corporate setting was become too familiar. It wasn't boring, it was just far too familiar. I needed to really do something different and throw my brain for a loop. I needed to get off the linear path a corporate uphill trajectory put me on. I needed to leave the familiar comforts of my corporate job to learn how to experience life in a different way.
I resigned from Microsoft (my wife also left her career). I sold my car. We moved everything we owned into storage. We rented out our house (that we just bought a few years ago!). We packed our bags (just 1 backpack for each of us) and booked a one-way ticket to India.
We traveled the world. We traveled the US – visiting dozens of national parks. We spent time with friends and family. We hiked until our feet were blistered. We sweltered in the heat of the desert. We enjoyed the mountain air of the Rockies, High Sierras and Himalayan foothills. We dipped our toes into the Atlantic and the Pacific. We made it to the lowest and highest parts of the USA. We spent over 80 nights camping out under the stars.
I have never looked back on or questioned our decision to make this move. I know that I will work again – but don't know exactly what form that will take. My experience and learning over the past year has been immense. It has changed me, and I hope, changed me for the better.
If I do end up going back to work at a big company at some point, I will surely be better equipped to deal with the things I wanted to leave behind when I left. I am more energetic, more patient, more creative and more inspired than I have been in years.
If nothing else, this year of travel has given me two fringe benefits: (1) I feel amazing and have lost 40 pounds that slowly accumulated – mostly on my waist – during my last few years of work (2) I sleep like a baby!
That alone has made my decision worthwhile.
Call for comments:
- Have you every resigned from a job you cared about?
- How did you know it was the right time?
- What did you learn from that experience?
5 Tips for Setting Goals That Stick
I've heard the statistic thrown around that 80% of people never bother to set goals, and of the 20% that do, 70% fail. So we are talking about 20% goal setters with a 30% success rate. This means that only about 6% of the population proactively directs their life to keep it moving it in a positive direction. That is less than 1 in 15 people! What terrible odds. The rest rely on chance, fate or momentum.
It doesn't need to be this way. There are proven techniques that can greatly improve the odds that whatever goal you set can be achieved. If you aren't setting goals, well, that one is tougher to deal with since it requires intrinsic motivation. You can try watching some motivational videos on Youtube, like this one, or check out one of Tony Robbins programs. If that doesn't do it, well…why are you reading this blog anyway? 🙂
I've found that for the goals setters among us, there are five key things you can focus on to supercharge your goals and help you see them through. I use these techniques in my own life, and want to share them with you before the new year to help you avoid being one of the 94% of people that keep things going in status quo fashion.
1. The "WHY" matters more than the "HOW"
Don't let your brain nix potentially fulfilling goals because you don't know how they will be accomplished. Ultimately, none of us have complete control over how anything in this world works, so don't try to make guesses. Let's take the example of an aspiring marathoner. Let's say that you have a goal to run your first marathon, but have never run over a mile in your life. Setting a goal to finish a marathon does not and should require that you have all the steps figured out between now and the day of your race. What matters, is that the reason (the "WHY") is incredibly strong. With compelling reasons, you (and the universe at large) will find a way!
What do you want to achieve? Why is it important to you? Ponder this question for a while (at least 10 minutes). Write down your answer.
2. Make powerful goals
Don't set weak goals! Weak goals are doomed to failure. Back to the marathon runner example….let's say you really want to do a marathon…but since that seems like too far, you comprise, and instead say you are going to run 2 miles some day on the roads near your house nonstop (your previous best was 1 mile). Is that enough to keep you motivated? Will it get you up early on the weekends with excitement to go train? Is it something you would be proud of accomplishing? Whatever your goal is, it's OK to dream big….it's these big dreams that get us excited. For me, I have a goal of running 100 miles in a single day within the next 2 years. It is a big goal (one that most people find shocking), but it sure is a powerful one that keeps me motivated.
Is your goal compelling enough to excite you? How could you make it even more exciting?
3. Be specific
Ambiguity is a fact of life, but it is also a source of incredible fear. Uncertainty can paralyze you before you even start. The more specific you can be in shaping your goals, the better chance you have of achieving them. Being specific helps your brain realize that the goal is not just a dream, but a real and tangible thing. For example, instead of saying "I want to make more money next year than last year"….get specific. Figure out exactly how much you want, down to the penny. Don't worry about how this will happen, or whether the number is too big. Just get specific. A few years ago, I set a financial goal for monthly income. I wrote a check (made out to myself) and posted it on my vision board. It was made out for a very specific amount of money I expected to bring into my life on a monthly basis within the next year. While I did not reach this goal within a single year…I greatly surpassed it within 2 years! I'll take that as success!
How specific is your goal? How could you make it even more real, tangible and specific?
4. Use peer pressure to your advantage
Humans are social animals, and much of our behavior is driven to both serve, lead and gain acceptance from our peer group. Use this fact to your advantage. Don't be shy about your goals. Keeping them secret helps no-one. Tell your family. Tell your friends. Tell your co-workers. It shows that you are someone who is motivated and could help inspire others to start setting some more compelling goals themselves. People are far more likely to follow-through on a goal when they have other people keeping them accountable. You also never know who in your peer group might have some insights that could help you achieve whatever it is you are after (physically, financially, etc.).
Who are you accountable to regarding your goal? Is this person (or people) supportive of your achieving the goal? Who else could you recruit to keep you accountable?
5. Reference them daily
Put your goals in a place that is highly visible. Ideally, you should reference them on a daily basis. Put them on a sheet of paper next to your bathroom mirror. Put them on a poster and hang them in your bedroom (or even better, living room). Out of sight means out of mind. Keep them in a place where you are forced to look at them. Reading them is best, but just glancing at them will jog your memory and get your sub-conscious engaged to help you achieve what you want.
What reminders do you have in place that keep your goal top of mind?
So there you have it, a few quick tips to help make 2015 the best year ever!
Call for comments:
- Do you set goals?
- What have you done to increase your chances of actually achieving your goals?
The Value in Hiring a Coach
This past weekend I decided to give downhill skiing a try. I skied a handful of times in high school, but that was almost 20 years ago. Since then, I have been a snow boarder and for the past 15 years or so, I've gotten out a handful of times a year. I also love to Nordic Ski.
The advancement in ski technology in the last 20 years is staggering. Skis are wider and more stable, easier to turn, less tricky to plow through powder and even the stiff ski boots are more comfy to wear. More and more of my friends are skiing now a days, and I find skiing more of a practical skill as it opens up more possibilities for adventure through alpine touring and backcountry skiing – something there is a lot of potential for in the Pacific Northwest. While my wife was in a Nordic Ski Camp, I figured this was a chance for me to get back on skis.
Since I have some experience on skis, I was going to just rent the right gear and fumble around on my own at Silverstar Mountain Resort for a few days. I figured that after launching myself downhill a few times my muscle memory would kick in. Good thing I didn't try that approach! Instead, sanity prevailed and I ventured over to the ski school and booked 2 group lessons, on back-to-back days. Since it was early season conditions and there weren't many people on the mountain this weekend, my group lessons ended up being semi-private lessons.
I had two different instructors, both older (one was almost 70, the other 58) and both in phenomenal shape. They would ski backwards down blue runs (moderately difficult slopes) while called out coaching instructions…at times doing so while balancing on one ski!
While I was pretty tired by the time our 2 hour lessons were done each day, my teachers were hardly warmed up. By using proper technique, they not only got down the hill faster and with more grace, they also did so with far less wear and tear on their joints and muscles.
By the end of the second lesson, I experienced this phenomenon myself. Despite just learning a few simple drills — (1) focusing on my feet and the inner edge of the skis while turning (2) keeping my hands out front and (3) initiating turns from my knees without moving my hips — I was cruising along without fatigue. My knees didn't hurt. My feet didn't get sore. I was able to float through soft and choppy snow as well as harder groomers.
I can now see myself as a skier again!
Three little drills – practiced for a couple hours over two days – had completely transformed my skiing ability. Whereas I was nervously moving down a green slope at the start of the first day, I was confidently carving down blue runs by the end of the second day. The increased enjoyment and confidence I now have on skis was worth every penny I paid for the lessons ($320 for 2x 2-hour lessons with lift tickets and ski rentals).
If you are serious about learning anything – be it skiing, snowboarding, yoga, writing, weight lifting, painting, music, presenting, blogging, business building, real estate investment, tax rules, etc….really any skill – it pays to find someone who is not only good at what they do, but also a GREAT teacher (not all skilled people know how to teach!). I lucked out, both my ski instructors were amazing and the fact that they were essentially private lessons meant that we could progress as fast as I could learn.
Typically, people who know how to do something well aren't cheap to hire for private lessons, but you will find that the progress you can make with careful instruction will far surpass (or at least massively accelerate) what you could do on your own.
Call for comments:
- Have you had success hiring a coach to learn a skill?
- What did you like about the approach your coach used?
How to Quit Drinking Coffee
I love coffee. I have a cup (or two!) every morning. For a long time I never drank the stuff, I just didn't develop a taste for it. Once I graduated from college and started working at Microsoft, that changed. I started drinking coffee just to pass the time or while taking a break with co-workers. I was also living in Seattle….the coffee capital of the universe. Eventually I grew to love the stuff.
Over the years I've had an on again off again relationship with coffee. I've even blogged about my swapping out a coffee habit for a tea habit. At times I drank too much of it, and felt like it was an addiction I didn't need in my life. I would feel a little jittery and at times have trouble sleeping. Tea, even the caffeinated varieties, never gave me the same trouble.
Right now I am thoroughly enjoying my coffee habit and have no desire to quit. I have 1-2 big cups in the morning (I brew it myself) and feel no ill effects. In fact I'm drinking some right now! Perhaps my body has developed some kind of tolerance, or perhaps I'm just blind to the continuing ill affects. Even more likely, my days are no longer stuck behind a desk. I'm very active and that makes a big difference in how well my body processes food and drink – caffeinated beverages included.
Whatever the reason I'm still sticking to my coffee habit. There are more important things for me to focus on right now.
However, my wife is taking a break from drinking coffee, it just isn't sitting well with her right now. She is a true coffee aficionado though, which makes her giving up the stuff even harder. She has shown a ton of willpower in being coffee free for a few weeks now and we talk quite a bit about it.
Since coffee is on my mind (and in my mouth) right now, I thought I would share five tips for those looking to quit, based on my own experience in the past.
Get clear on why you want to stop drinking coffee
We are motivated by compelling reasons more than anything else. Why do you want to stop drinking coffee? Is this the right time to do so? How will your life be better without it? Is it really a priority?
The urge to give things up in the hope that it will make life remarkably better can be a big one….but without first getting clear on why taking action is important the deeper intrinsic motivation will be lacking. Take some time to ponder your compelling reason "Why?".
Commit to going cold turkey off coffee
Many articles on the internet mention that going cold-turkey isn't the smartest thing. These articles point to the numerous withdrawal symptoms that come with caffeine withdrawal. That's why I go cold-turkey off coffee, but continue drinking other caffeinated drinks for a while.
Going cold-turkey has been the only method that has worked for me. Just tapering back on the amount of coffee consumed over time never worked. It was too tempting to drink more. YMMV.
Wean off the caffeine over time
To avoid withdrawal symptoms, I would start drinking green tea or Yerbe Mate instead of coffee. There is a good amount of caffeine in these drinks, but in my experience they don't lead to the jittery-ness or highs and lows that caffeine in coffee provides. I could drink a big cup of Yerbe Mate in the afternoon and sleep like a baby. The same was never true with coffee. Again YMMV.
Over time, if you want to cut back on all caffeine, you can explore the world of herbal teas or coffee substitutes (based on chicory, carob and other caffeine free and healthy ingredients). My wife is drinking is drinking this stuff right now, I tried it and it's decent:
TeeccinoFrench Roast Herbal Coffee Alternative, Caffeine and Acid Free, 10 count (Pack of 6)
Develop a new morning/afternoon drink ritual.
A lot of the desire to drink coffee can be linked to the ritual associated with it. Maybe you enjoy drinking a steaming cup with your partner in the morning. Maybe its a way to relax with co-workers in the afternoon. Maybe you like walking to Starbucks during your lunch break and getting some fresh air.
Replicate those rituals, but find a substitute for the coffee. Walk to a juice bar instead of a coffee shop. Get loose leaf teas and proper tea brewing equipment to make the process more fun. Propose going on a walk with co-workers instead of sitting at the coffee bar. Etc.
Keep a log/journal for 10 days (minimum)
This one is important, particularly if you are wanting to quit coffee for a health-related reason. Make note of what you eat/drink, your sleep quality and energy levels (and whatever other health indicators you are monitoring). See how your coffee free-ness is helping (or not) your cause over time.
There might be something else you can do to more dramatically improve your well-being than just giving up coffee, or perhaps coffee is really throwing a monkey wrench into your quality of living. The only way to know if to objectively look at the data. Keep a log for at least 10 days. Review it and see for yourself. If it's working keeping it up. If not, change your approach.
Minimalist Living vs. Your Stuff
I have a weird fascination with minimalist living.
I don't want to be a minimalist, but I do want to keep my life simplified to the point where I'm not spending hours every month trying to find stuff I already that's buried in the bowels of a storage room somewhere.
A friend of mine had a trick to keep his belongings pared down to just the essentials. Whenever he got something, like a book for example, he got rid of something.
This was a practical solution for him since he was a long-term traveler and carried all his belongings in a backpack. There was literally no room or strength left to lug extra stuff around. To my knowledge he continued to hold this philosophy even after settling down again.
With the holidays coming up, chances are that whether you want to or not you will end up getting more stuff. Either you will succumb to the slew of limited-time-only deals or you will have presents to deal with.
Go ahead and enjoy the new stuff, but consider getting rid of an equal quantity of things to make room for it. Re-gift, donate or sell. Keeping stuff around has a cost, even if it came to you for free.
Tiny House Living: Thoughts after 2 Weeks in a 200 sq. ft. Cabin
My wife and I are two weeks into a six-week stay in a Tiny House. Our little cabin in the woods is located on a horse pasture in the interior of British Columbia, Canada.
After spending the past year traveling around the world and the USA visiting national parks (and living in a small tent, tiny motel room or hostel bunk) we were excited at the idea of plopping down in one spot for more than a few days.
We found this cute little cabin on AirBnB. We spend our days nordic skiing and practicing yoga (at the local Bikram Studio) and cooking awesome vegan meals.
What makes our experience even more unique, is that we are here in the dead of winter, where temperatures can drop to zero degrees (I'm talking fahrenheit not celsius!) and snow falls by the foot. So we spend a LOT of time indoors when we aren't at the dog park or at the ski hill. This gives us a unique perspective on how livable the interior space is (or isn't).
Our Tiny House is definitely "tiny" but it is not built on a chassis that can be moved around, as is typically implied by the term "Tiny House." Instead, it is a renovated shed.
See the above pic? Yes, that is a miniature pony right outside! The Tiny House (~200 sq. ft.) is located on a horse pasture, with a couple of ponies. There are a dozen horses elsewhere on the property. The Tiny House is only half as wide as the picture shows…as a large portion of the right size of the building is a storage shed, not interior space.
The owners gutted it and rebuilt with tons of insulation and minimal yet sufficient and modern furnishing. There are tons of natural light through a few large windows and sliding doors, along with electric heat and a full bathroom with deep tub. The kitchen is minimal but complete, with a micro-fridge and a 2-burner electric hot plate and full sink. It is <200 square feet in size.
Tiny House living seems to be a hot trend, and there is even a show (I think it is on TLC?) about it. I think most people are enamored more with the idea of not having to deal with their stuff vs. the idea of cramming a bunch of full-grown humans (and in our case, two good-sized dogs + two full-grown humans!) into a home smaller than the size of a typical unused spare bedroom in most Mc.Mansions.
Can two full-grown humans and two full-sized dogs live in such a small space without going guts?
What benefits are there to Tiny House living?
What drawbacks are there to Tiny House living?
Overall, would we recommend Tiny House living to you?
I'll address these questions one by one based on my experience living in a Tiny House for the past two weeks. I'm sure my opinions will shift a little as we stay plan to stay here a full 45 days, so I'll post an updated blog with thoughts towards the end of our stay.
1. Can two full-grown humans and two full-sized dogs live in such a small space without going nuts?
Yes! It took us about two days to figure out how to not only fit our stuff into the Tiny House, but also to "convert" the layout for sleeping vs. daytime activity. We learned how to stack the kitchen stools on the counter and move tables around to make it possible to pull out the sofa-bed and still get around if we needed to.
Perhaps the biggest learning was how to work around the kitchen, as my wife and I LOVE TO COOK AND EAT GREAT VEGAN FOOD! With a 2-burner hot plate and limited counter space and storage, we had to experiment with ways to store our stuff.
We also discovered where our dogs like to sleep and hang-out, and positioned their dog beds accordingly.
After a few days, we found a system that works for us, and now we are able to cook, eat, sleep and hang out without any issues. We have everything we need.
You might be wondering how much stuff we have with us……we have quite a lot….since we are ski bums for the winter, we have multiple sets of skis, tons of winter clothing, and a ton of food/spices and some kitchen appliances (like our Vitamix and some cookware). Imagine a Subaru Outback with a back seat packed with stuff, and a rooftop box also packed with stuff…..that is what we got!
2. What benefits are there to living in such a small space?
We only carry what we need, and that is very liberating even though it seems like we brought everything but the kitchen sink with us. It's still a small fraction of what we had in our large house last year. We buy groceries that we will consume within three days, and tend to buy lesser amounts of non-perishables. This results in less stuff going bad or just going unused. There is no doubt that living in the Tiny House has saved us money on groceries!
It is easy to find stuff. I can't tell you how often I would need to go hunting for some piece of equipment in my house when we lived in a 3200 sq. ft. monster back in Seattle, WA. In our Tiny House, it is pretty obvious where stuff is!
Heating and cooling….it's winter here so the "cool" part takes care of itself, but I'm amazed at how a single electric baseboard heat keeps the place toasty warm! Our Tiny House is very well insulated.
Perhaps the biggest benefit, is that my wife and I (and our dogs!) feel much closer together. I'm not just saying physically closer together (which we are as well!) I'm saying that we feel like we are spending a lot more quality time together. We talk more. We cook together more. Being a small space provides a sense of intimacy that you don't get when one person is upstairs and the other is downstairs or in the kitchen or in the basement, etc. There is nowhere to hide out…I call this a benefit but can also be a drawback (see below).
3. What drawbacks are there to living in such a small space?
The main drawback right now is the fact that we have to deal with a sofa-bed. This means converting and moving stuff around in the morning and at night when it is time to sleep/wake-up. It only takes us 3 minutes to do…but it is annoying.
The other drawback is that there is no privacy. If you need to work on something in peace and quiet, or perhaps have a private phone call or attend an online class (which I'm doing right now); you can't go to another room…because there is no other room!
Lastly, the space is small (duh!) which is fine, but if we lived full-time in a space this small we would need a storage unit equal in size to keep our other gear (summer/winter camping gear, bikes, extra clothes, tools). Living in a Tiny House is definitely doable….but if we were to ever do it for a longer stretch we would need a good-sized storage unit or shed on the property to keep our other stuff….stuff that we use on a seasonal basis, or just on the weekends.
4. Overall, would we recommend someone taking the plunge and moving into a Tiny House?
Yes! I think people would learn a lot about their habits and how much extra/useless stuff they carry around if they moved into a Tiny House for AT LEAST A WEEK. Doing such an experiment would go a long way in helping folks shake up some bad habits and streamline their lifestyle. Check out AirBNB…there are a lot of Tiny Houses posted there – this includes sailboats, RV's, cabins and actual "Tiny Houses" build on a movable chassis.
However, I don't necessarily think that Tiny House living is the right thing for a lot of people for the long-term. I think small houses (e.g. a 800 sq ft 2BR/1BA bungalow) NOT Tiny Houses are far more practical for most folks, as they have more storage and possibility for a private bedroom space. I think just going "Tiny" for Tiny sake doesn't make that much sense. Unless you want to go Tiny to get around zoning rules….that is another story.
Do you live in a Tiny House?
Have you ever been in one?
What do you think?
I'm Still Here!
Hello everyone! It has been a long time since I've posted to this blog. Almost a year ago, I posted that I was leaving my career to travel the world with my wife. 11 months in…..we are still going strong!
We have traveled throughout Asia, Australia, New Zealand, Fiji and are six months into an epic road trip around the USA and Canada, visiting dozens of national parks along the way.
Our decision to take a career break seemed scary a year ago, but was absolutely the perfect decision for both of us.
We are spending the next six weeks being nordic ski bums while living in a "Tiny House" (really…it's <200 square feet small!) in Canada. These six weeks will be the longest stretch we have stayed in one spot in the past year. To make things even more deluxe, we just got an internet connection to the Tiny House, so we will be able to blog more. You can read about our travel adventures at www.raviandalison.com.
Also, I plan to get back into a regular rhythm posting to www.sethigherstandards.com as well. If you are still subscribed, thanks for sticking it out!
Thank You Microsoft
Thank you Microsoft for all of the amazing memories, friendships and a lifetime worth of learning about business, technology and perhaps most importantly, a lesson on how to work together with others to achieve a common vision. It's funny how the skills I learned in grade-school about how to cooperate and work well with others ended up being the most important ones in my career.
I joined Microsoft over 13 years ago – as an intern. Towards the end of my internship, I was given the offer to join full-time. After exploring some other career options, I figured what the heck – Microsoft would be a great place to spend a couple years (at most!) before going to get my MBA. I never imagined that a 20 year old would be given so much responsibility anywhere else. I accepted! The MBA never happened. I was learning a ton on the job and fell in love with Seattle and the company. What I thought to be a short stint turned into much more.
During my career I worked on mergers and acquisitions, new business models, product naming and branding, pricing, market research, product planning and finally, business planning for our retail channel. I've traveled the world, met with Fortune 500 companies and CTOs, worked as an individual contributor and been a manager of several different teams. I worked on line of business software, productivity software, enterprise services, consumer services and operating systems. I couldn't have asked for a more broad-based and educational experience.
I can say without question that happiness in the workplace is directly related to the person you work for. A boss means everything. I've been lucky to have many world-class managers. Thank you to my past managers: Paul, Marc, Jason, Jenna and Bernardo. You gave me the latitude and flexibility to do my work as I saw fit and apply my own creativity, with just enough guidance to stave off disaster. You looked out for the business and also for my own well-being. Thank you for that.
What's next?
I am leaving Microsoft to travel the world, see the American country-side and witness my life through a different lens. I'm not leaving to join any other company – as most people would think. I don't have a startup idea or some other business venture on the side. I am simply resigning to do something now that I thought I wouldn't be doing until after I retired.
Most importantly, I am lucky to have the chance to go on this great adventure with the most special person in my life – my wife Alison – before kids or further obligations come into the picture. For my entire adult life my identity has been largely defined by Microsoft and the Seattle area. Aside from heights, the only thing that scares me is the idea of living a life wondering "what if…" I'm going to find the answer to that question.
So here I go. I'm going to spend the forseeable future (a year? maybe more?) living a different type of life that is free of daily work, and full of whatever else comes to mind. Some days will be great, others will be tough. This vagabond style of life is not going to be forever, but it is the right thing for now. As a 34 year old, I have many more years of my life left to work (and plan to!).
For now, it is time to get my but out on the road while I am healthy and able.
You can follow our exploits at www.raviandalison.com.
Unarmed Self-Defense Training
Last weekend I attended an Unarmed Self Defense workshop, conducted by Insights Training. The last time I hit anyone was in tae kwon do class when I was 10 years old. I figured it would be a good idea to learn how to hit and defend myself at a basic level. I also heard great things about the training and figured it would be a good use of a weekend. I was right.
The workshop was two full days and was mostly drill-focused with partners. Hardly any time was spent sitting in chairs. We would learn a technique for defending/attacking and then carry it out multiple times with multiple opponents. We covered a variety of grabs and attacks – both standing and on the ground. We also learned how to de-escalate verbally and through body language. The culmination of the day was a full force attack against a trainer in a specially designed attack suit. During breaks the trainer would tell stories and answer questions to teach new material.
The most important learning for me was a new mindset (one of preparedness and a desire to protect what matters most) and a firm understanding of my rights to protect what is important to me. Mindset is even more critical than fitness, equipment or skill. Personal safety is not something I have spent much time thinking about so this weekend definitely opened my mind to a whole new world and how to deal with it effectively. If you are in the Seattle area I highly recommend taking this training.
Nothing to Do and That's OK With Me
The Fear of Enlightenment – Alan Watts
- Each of us are really the Great Self
- We deny this because we don't "feel it"
- We are frightened of feeling it
- We develop a method of practice of putting off feeling it
- We think we need to suffer and be worthy of being our Great Self
- All of this is just postponement, because we are afraid to see it in the here and now
- Suffering is something we (falsely) think we need to do to achieve enlightenment
- Suffering has nothing to do with realization of the Self
- Realization of the Self is just about "coming off it" (it being our own perceived model of the world)
- A guru/teacher is always saying to you "what are you doing? what is your game?"
- A guru/teacher has many methods of helping you see the reality of who you are
- If you have a thin shell, it can be easy for a guru/teacher to help you
- If you have a thick shell, it can be tougher
What if Money didn't matter
A simple but very important question to ponder, particularly for those of lucky to have "enough".
We Control The Meaning of Our Lives
Last month I participated in my second Date With Destiny experience. This is a program led by Tony Robbins that focuses on identifying the core values driving you today, the new values you want to live by and using this new "inner compass" to direct your life in an even more fulfilling manner. There was a lot to take in over the six days, but one distinction that I came away with is that we control the meaning of our lives (past, present and future).
No matter what.
No matter what has happened in the past, no matter what troubling conditions we are dealing with in the present, and no matter how potentially bleak the future looks; we can create our own meanings from the experience and either use it to empower ourselves or cast ourselves as a victim.
In the same way that one person could love a day full of bright sunshine and another could cower with fear of getting sunburn, so it is that we can define how we react to situations, memories and possibilities in a way that serves us or in a way that doesn't.
The Value of Building Things Yourself
I just built a little raised bed in my yard.
I needed more space to plant greens (I eat a TON of them!) and this part of my lawn was already destroyed from overgrowth and pine needles that killed off the grass.
It was a simple little project, just arranging some rocks, adding soil and planting seeds (all organic!) – but it feels good having done it. Building things with your hands isn't about doing something cheaper or better, it's about the sense of accomplishment and pride that can only come from creating something from scratch – by yourself.
What are you building?
How to Get Along With People
I've had my fair share of challenging conversations over the years. It can be tough to deliver a challenging message at work, take critical feedback, deal with an emotional family situation or stand up for what you believe – even when it means going against the views of someone else.
How do you deal with such situations and the people involved?
One option is to get angry, frustrated and label the other party as wrong and maybe even totally psycho! Put the blame on the other person, protect your own ego and make it a story of "me vs them". This option might feel good initially, but will inevitably lead to more frustration, anger and rarely will solve the issue at hand. It is far more likely that you will enrage the other party, cause more resentment and ill will between everyone. Not to mention the sleepless nights spent tossing and turning worrying about the issue.
Another option is to assume the best and highest intentions for the other person involved. Don't cast them off as psycho. Don't belittle their ideas. Don't make them evil. Don't create a story of "me vs we" or "us vs them". Instead, assume that they are behaving the way they are because at some level, deep down, they truly believe it and it serves some higher purpose for them. Assume that in their view of the world, they are right and doing the right thing.
You do NOT need to agree with their point of view. You only need to assume that they have a reason for it, and that their intention is good. You may need to really do some soul-searching to find that good intention – but it will be there if you look hard enough.
This applies even in extreme cases – where lives (or entire ways of life) are at risk or big sums of money are at stake. Even for people the public might condemn as murderers and felons, there is some seed of intention and higher purpose for what they have done. Even if that purpose serves only the individual and not the other person (or people/community) involved. It is still there.
For less extreme cases – this is also true. Let's take the example of a disagreement at work with a co-worker. You might not agree on an issue, but if you start a conversation by assuming their best intention (they are trying to help, build a stronger team, solve a hard problem, etc.) then you immediately have common ground and can move forward to find a resolution. You don't have to agree with their actions, but how can you doubt their intentions? How do you know what is going on in their head? You don't, so take the "high road" and assume the best.
At some level everyone is right in their own mind and any dialogue needs to start with acknowledging that in your own mind and internal dialogue. The alternative is to assume they are out to get you in some way…and that way of thinking just leads to stress and despair.
I prefer the way of thinking that lets me sleep well at night.
Don't Manage Your Time Manage Your Energy
Managing your energy is far more important than just managing your time.
Keep a log of how you feel during the day based on your energy level.
Over time see how hydration, nutrition, sleep, training and work schedules impact your energy.
Then, make adjustments to maximize your overall energy level, and make sure that your key activities during the day are aligned during the times when you have the most energy to give.
For example, I know that hydration has a HUGE impact on my energy level. I also know I tend to have the most energy between 9-Noon. After noon (and until 3-4pm or so), I'm essentially useless 🙂 . Later in the evening, I get a second wind around 9-10pm but if I take advantage of that I will pay the price by feeling awful the next day.
Knowing this I focus on getting creative tasks at work done in the morning before lunch, and do my training in the evening around 5-7pm. I carry a water bottle with me and hydrate constantly during the day – especially when teaching lots of yoga or training more in hot weather.
I don't believe that it is necessary or even possible to feel awesome ALL of the time. Instead, strive to do your best to feel good MOST of the time, and focus on making use of that productive time to do something worthwhile.
Three Keys to a Happy Life
- Make friends with your past.
Live in the present.
Be optimistic about the future.
…go on and be happy.


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Final Portrait
Directed by Stanley Tucci (R)
Perfection eludes a legendary artist.
Stanley Tucci, directing his first film in 10 years, remains "the most modest yet nimble of moviemakers," said Owen Gleiberman in Variety. Like other fine recent biopics, the actor's new chamber comedy focuses on a single chapter in the life of its subject—in this case, the Swiss sculptor and painter Alberto Giacometti. It's 1964, and the cranky, chain-smoking artist has invited American art critic James Ford to sit for a portrait. Working in exquisite miniature, Tucci settles into Giacometti's Paris studio and "finds the interior hum of drama in each and every moment." The painting is supposed to take an afternoon, but as Giacometti repeatedly scraps his work, deeming it worthless, Ford must repeatedly reschedule his flight home, said Robbie Collin in The Telegraph (U.K.). The movie becomes "a bleakly funny existential farce," and Geoffrey Rush "hurls himself into the film's star turn with a cantankerous abandon," while Armie Hammer plays Ford with "gliding, WASPy finesse." In a movie that relies on it, the dialogue could be a touch snappier, said Charles Ealy in the Austin American-Statesman. Still, Tucci's meditation on the creative process plays like "a delicate minuet." ■


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Our actions
Role of nutrition and genetics in age-related macular degeneration (AMD)
- Name : Jean-François Korobelnik
AMD is the major cause of blindness in industrialized countries. Since a few years, important progress has been made in the understanding and treatment of this disease. It is increasingly evident that this disease results of a genetic susceptibility, combined with environmental factors. Among those, smoking and nutrition represent major modifiable factors. In particular, an American randomized trial has shown that supplementation with antioxidants and zinc is useful in the secondary prevention of AMD.
We carry out, since 2006, the Alienor (Antioxydants, Lipides Essentiels, Nutrition et maladies OculaiRes) study, an epidemiological study bearing on almost 1000 elderly subjects living in Bordeaux. Our objective is to study the role of nutritional factors (antioxidants, lutein and zeaxanthin, omega 3 fatty acids) in AMD, taking into account the genetic susceptibility of subjects (using several polymorphisms) (1). The baseline examination took place in 2006-2008. A first follow-up examination has been performed in 2010-2011, thanks to the financial support from the Fondation Voir et Entendre, and a second follow-up is currently ongoing, 4 years after baseline.
Maculopathy linked to age
Our study has, until now, allowed the confirmation of a strong association of AMD with smoking and the gene of Complement Factor H (2). We have also evidenced a decreased risk for AMD in people having high dietary intake of long-chain omega 3 fatty acids (EPA, DHA) (3). These data consolidate results from about fifteen studies, worldwide, which all suggest that long-chain omega 3 fatty acids, which are mainly provided by fish, may have a protective role for AMD.
Other works are ongoing, with regard to several genetic polymorphisms (ARMS2, factors C3 and C2/B of the complement, LIPC…), together with the role of other modifiable factors (blood pressure, plasma lipids, antioxidants, lutein and zeaxanthin, sunlight exposure…). The Alienor Study is currently the only ongoing epidemiological cohort on AMD in France. It will allow major progress in the identification of high-risk individuals, who may benefit from increased ophthalmological follow-up and preventative measures (smoking cessation, nutritional advice, food supplements…).
1. Delcourt C, Korobelnik JF, Barberger-Gateau P, et al. Nutrition and Age-Related Eye Diseases: The ALIENOR (Antioxydants, Lipides Essentiels, Nutrition et Maladies Oculaires) Study. J Nutr Health Aging. 2010; 14: 854-861.
2. Delcourt C, Delyfer MN, Rougier MB, et al. Associations of Complement Factor H and Smoking with Early Age-Related Macular Degeneration: The ALIENOR Study. Invest Ophthalmol Vis Sci. 2011; 52: 5955-5962.
3. Merle B, Delyfer MN, Korobelnik JF, et al. Dietary omega-3 Fatty acids and the risk for age-related maculopathy: the alienor study. Invest Ophthalmol Vis Sci. 2011; 52: 6004-6011.
Rare disease day 2017
The Rare Disease Day - held on the last day of February since its first celebration in 2008 - serves to raise and deepen awareness of rare diseases among the general public, public authorities and decision-makers.Read more
Opening of the Hearing Institute - Group leader positions
The Hearing Institute, an auditory neuroscience research institute, will open in April 2018. Various funding opportunities are available. Both senior and junior group leader applications will be considered.Read more
Vision Innovation
En partenariat avec l'Institut de la Vision, le congrès Vision-Innovation© se déroulera le 10 février 2015 à la Maison de l'UNESCO.


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Product Info
Item #
Product Type
Surface Finish
Honde solar ground mounted system adopts full hot-galvanized steel structure and ground screw for panel installation. It is quite cost effective, and this screw-in foundation system is not only suitable for natural ground, but also for dense and even tarred surfaces. Cost effective, quick and efficient installation — the screw makes system robust and stable. Fit to strong wind, heavy snow area.
Installation Site: Open filed
Main Material: Q235B Steel
Surface Treatment: Hot-dipped Galvanization
Snow Load: 0.6KN/M2
Wind Load: 36M/S
Install Angle: 30 Degree
Useful Life: 25years
Mounting type: carbon steel solar ground screw mounting system
Ground Clearance: customized
Tilt angle: customized
Max wind speed: up to 60m/s
Snow load: 1.4KN/m2
Panel direction: portrait or landscape
Standard: International Standard & AS/NZS1170 & CE
Warranty: 5 years on material


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Whole Sale Enquiry
M/S fashion equation is an initiative started in 2008 as a quest to give women the perfect fit in casual ethinic wear. This gave birth to our first flagship brand "eStyle".
Key USPs of the Brand are:
- Perfect fit for the style
- Consistency of the fit, time and again
- Unique Styling with a mass appeal
- Affordability - Something for everybody
- High Quality standards, right from fabric to end product
Brand Presence
The Brand eStyle is growing at a fast pace in pan india level. We had a brand presence throughout India in partnership with various offline and online Retail players.
Design, Manufacturing and Wholesale
All eStyle products are designed and manufactured directly by M/S fashion equation. This ensure highest standards in terms of quality and design.
Buy Wholesale womens Kurtas , direct from Womens Kurtas manufacturer based in Chennai,India. We are also manufacturer of Womens Short Kurtis,Ladies Designer Kurtas, Embroidered Kurtas and Trendy Salwar Kameez. If you are looking for Manufacturer of Womens Patiala Salwars, Churidar Bottoms, Salwar Bottoms and Womens Leggings then look no more. Just drop us a query for Wholesale supply for all Womens ethnic wear and we will revert back with our Wholesale Catalog for Womens Kurtas, Trendy Salwar Kameez , Patiala Salwars, Cotton Dupattas, Salwar pants, Churidar Bottoms and Cotton Lycra Leggings.


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The other day I was cursing the people who designed the Brooklyn New York Atlantic Pacific Station. Because of the layout and the fact that the one station is actually two stations combined, any transfer there involves at least seven sets of stairs. However, as I was walking quickly past some of the HIV prevention billboards in the station, I saw something that got me huffing and puffing more than the muliple sets of stairs.On all of the HIV awareness posters, beautiful posters I might add, of male couples with sentiments like "I get tested to protect the man I love" and such, someone pasted a sticker over each face. On each of the HIV awareness posters. On each face.
The stickers said Romans 1:17-28, which, if you're not familiar, is a way of indicating a verse from the New Testament of (usually) the Protestant Bible. In this particular instance, my guess would be that the people distributing the stickers was referencing the particular dose about being queer: "Because of this, God gave them over to shameful lusts. Even their women exchanged natural sexual relations for unnatural ones. In the same way the men also abandoned natural relations with women and were inflamed with lust for one another. Men committed shameful acts with other men, and received in themselves the due penalty for their error."
Well, OK, if being gay is against your religion, fine, just don't be gay. But don't try and distract from an important message of not transmitting a serious (and sometimes still fatal and at least, chronic) disease. Even the Pope said it's OK to use condoms to prevent HIV; this means whoever was so sticker happy is actually more conservative than the current Pope, which isn't something that should make anyone proud.
No matter. The stickers came off pretty easily with my fingernail and a pen. And as long as I see them up there, I will take the time to pull them off.


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Let's start the week right with some yum grub! Wishing everyone a lovely week ahead <3
This recipe is typically how I make a dhaba style masala, and it works great for any veggie or protein you have on hand. I made the classic combo of paneer and peas. It's tangy, creamy, spicy, and the definition of warming comfort!
The masala (gravy) part of this dish can be made ahead, and stored in the freezer for up to 2 weeks! When you need it, you'd simply thaw the masala to room temperature, transfer to a saute pan, and add in any protein and/or veggie of your choice and cook it in the masala. More details below as you read through the recipe.
serves 4-6
1/4 cup ghee
1 tsp cumin seeds
1 cinnamon stick
2 cloves
2 dried bay leaves
1 large red onion, thinly sliced lengthwise
1/2 tsp amchur powder
1 tsp turmeric powder
1 tsp red chilli powder
2 tsp coriander powder
1 tsp cumin powder
2 tbsp garam masala
1 tbsp dried methi (fenugreek) leaves
1 cup green peas (if using frozen, thaw to room temperature)
2 tsp coarse kosher salt
Paneer ~3 cups cubed; I used frozen (fresh) paneer this time, thawed to room temperature. They are sold in fresh slabs/blocks, which I cube into bite size pieces.
Note: You could also buy the pre-cubed, or even the fried version. Use any kind!
To make into a sauce:
4 large tomatoes, roughly chopped
1 large handful cilantro ~1/2 cup chopped
5 cloves garlic
1″ piece ginger
4 dried red chillies
For topping:
1 tbsp salted butter
2 tbsp chopped fresh cilantro
Make the sauce:
In a blender, add the measured sauce ingredients; tomatoes, cilantro, garlic, ginger, and red chillies. Grind to a smooth sauce and set aside.
My tomatoes were so juicy, I didn't add any additional water. Add little if you need to, but try not to exceed 2 tbsps.
Putting the dish together:
In a deep saute pan, heat ghee over medium heat for 10 seconds. Add cumin seeds, cinnamon, cloves and bay leaves. Fry for 10 seconds and add in the sliced onions.
Saute for 5 minutes until the onions soften. Add in the measured spice powders: Cumin, coriander, red chilli, turmeric, amchur, and garam masala.
Saute and let cook together for 8-10 minutes until the onions are golden brown and slightly crispy in the edges.
Pour in the tomato gravy that's been made, along with a 1/4 cup water.
Lower the heat to medium-low, and let this tomato onion masala simmer for 15 minutes. This step is critical in making a well developed and intensely flavorful gravy.
Note: At this stage, you could store away this masala in the freezer for up to 2 weeks. It makes an incredible flavorful base for any curry/saute of veggies or protein. When you need it, you'd simply thaw the masala to room temperature, transfer to a saute pan, and add in any protein and/or veggie of your choice and cook in the masala.
To the tomato masala, add peas, salt, 1/4 cup water, and cover with a lid. Let it continue to cook for another 8-10 minutes. At this stage, you should have a masala that's thick and saucy, keep adjusting your water quantity depending on how it looks for you.
Add the cubed paneer and methi. Toss gently to mix thoroughly. Cover with a lid and let this cook another 5 minutes.
After 5 minutes, uncover, sprinkle more cilantro for garnish and serve hot with your favorite bread and/or basmati pulao. It is quintessentially dhaba style to serve it with a healthy dab of salted butter on top that adds to the creaminess of the masala. Don't miss out!


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The ethnic fare popularly known as Adivasi Mela becomes 13 days old by today. From the heavy rush of visitors it is evident that the people of capital city have fallen in love with this event and they never find such an exotic fair anywhere. Its specialties are distinguished in the tribal food products, household articles, tribal foods, tribal village, tribal arts and crafts and the tribal dances.
In the evening the Cultural Association of the employees of ST & SC Development Department presented a drama in the open air pandal. The central theme of the play titled "HATA" was a tragic story of cruel exploitation of a poor, simple and ignorant tribal man named Sambaru. Draught makes him a migrant tribal labourer and unscrupulous middlemen and vested interests do everything to take away his beloved wife and only son to make them bonded labourers. Sambaru's dream to educate his son and make him a "Babu" comes to a tragic end. The poor man losing everything in his life becomes a destitute and his life becomes hell. The gifted artists brought tears in the eyes of the spectators by their splendid performances. Throughout the play the audience remained spell bound.
The stalls were happy with their transactions. The visitors were happy with their sight and taste of foods and goodies, they carried home. They will eagerly wait to enjoy the Mela next year.
The members of the National Commission for Scheduled Tribes came to see the Mela in the evening. Accompanied by the Commissioner-cum-Secretary and Director, ST & SC Development Department they visited all the segments and expressed their pleasure over the structure, display and activities of the Mela.


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A list of games Tuesday in the Daily News area.
Tuesday, July 15
(All games 7 p.m. unless otherwise noted.)
Summer Baseball
American Legion
Franklin at Norfolk (5:45 p.m.)
Lowell at Ashland (5:45 p.m.)
Hudson at Newton (6 p.m.)
Malden at Sudbury
Zone 4 Playoff Semifinals
Game 1: Leominster at Milford (7 p.m.)
Senior Babe Ruth
Billerica at Natick
Franklin at Bellingham (8 p.m.)


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Mental wellbeing in the workplace
This full or half day workshop will give you the confidence and tools to effectively approach, support and manage mental wellbeing within your business.
What is mental wellbeing in the workplace training?
One in four of us will be affected by mental health in any one year* - that could be up to a quarter of your workforce!
Developing mental health awareness can help you significantly reduce the cost to your business through reducing absence and increasing productivity.
This workshop can help to create an open attitude and culture towards mental health in your organisation and you will gain the confidence, strategies and tools to effectively approach, support and manage mental wellbeing in the workplace.
The workshop will:
- Explore some of the more common mental health conditions and also look at the relationship between stress, wellbeing and performance
- Give you the opportunity to discuss current mental wellbeing challenges in their workplace and share experiences and good practice.
Who is it suitable for:?
Staff who are responsible for the wellbeing of others.
What will it cover?
Workshop content overview
What is mental health?
Stress, mental wellbeing and performance
Creating a supportive climate
Workplace adjustments
Action planning
Where to get help
What our customers say:
The course gave a good insight into mental wellbeing. The materials worked well and it was nice to have a lot of group interaction."
It's given me more tools and ideas for supporting my team. I aim to be more open about mental wellbeing."
Delegates from Macmillan workshop
How much will it cost?
Group size: 8-12 participants per workshop
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Source: * Adult psychiatric morbidity in England, 2007


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Thingiverse - Digital Designs for Physical Objects. Histoire design graphique : Design Is History. Maca is Rambling about Web Development, Design and Graphic Arts. Les Arts Décoratifs - Site officiel. Home. 15 Tiny Houses To Simplify Your Life. 15 Tiny Houses To Simplify Your Life. NASA's Warp Drive Project: "Speeds" That Could Take a Spacecraft to Alpha Centauri in Two Weeks Even Though the System is 4.3 Light-Years Away.
(Before It's News) NASA's Warp Drive Project: "Speeds" that Could Take a Spacecraft to Alpha Centauri in Two Weeks — Even Though the System is 4.3 Light-Years Away.
A few months ago, physicist Harold White stunned the aeronautics world when he announced that he and his team at NASA had begun work on the development of a faster-than-light warp drive. His proposed design, an ingenious re-imagining of an Alcubierre Drive, may eventually result in an engine that can transport a spacecraft to the nearest star in a matter of weeks — and all without violating Einstein's law of relativity. The above image of a Vulcan command ship features a warp engine similar to an Alcubierre Drive. Image courtesy CBS. The Alcubierre Drive The idea came to White while he was considering a rather remarkable equation formulated by physicist Miguel Alcubierre.
Injected Oxygen Particle Allows You to Live Without Breathing. September 22, 2012 "A team of scientists at the Boston Children's Hospital have invented what is being considered one the greatest medical breakthroughs in recent years."
The Most Futuristic Predictions That Came True in 2012. Google's long-awaited 'smart' glasses will go on sale this year for a hefty $1,500. YouTube video reveals what wearers actually see for the first timeShows how pictures are taken, emails sent and how voice commands workComes as Google lets developers play with the glasses for the first time By Daily Mail Reporter Published: 05:00 GMT, 23 February 2013 | Updated: 18:06 GMT, 23 February 2013.
The Turing Test. First published Wed Apr 9, 2003; substantive revision Wed Jan 26, 2011 The phrase "The Turing Test" is most properly used to refer to a proposal made by Turing (1950) as a way of dealing with the question whether machines can think.
According to Turing, the question whether machines can think is itself "too meaningless" to deserve discussion (442). The Turing Test. Effective and Highly Creative Design Using Minimal Resources. 08.09.09 | by Erik Anderson Whether it's product branding, package design or projects for ourselves, we're pleased when we find a solution that's very effective and creative, while keeping resources to a minimum.
This idea is very inexpensive idea and it's a great way to recycle a wine bottle. See how this simple idea inspired this brand and wine bottle design. My dream house. My dream house.
Frosted. 39 Concept Art and Illustrations of Astronauts. For years, we have been fascinated by the cosmos and all the stars, galaxies and universes that come with it.
But also, we have been inspired and our curiosity has been piqued by the astronauts that explore outer space. Movies like 2001: A Space Odyssey, The Right Stuff, Apollo 13, Moon and now Alfonso Cuarón's Gravity have given us a glimpse into what life could be like if we lived in a world where astronauts dared to go in to the black depths of infinite space and where society accepted it as a common occurrence. Space has always been the Final Frontier and as humans, we have always wanted to take that "small step and giant leap". So join us in celebrating outer space and the astronauts that explore it with this collection of concept art and illustrations.
Simple Ideas That Are Borderline Genius - 43 Pics. Click Here For More Genius Ideas.
OpenDesk - Open Source Furniture — Made Locally. Thingiverse - Digital Designs for Physical Objects. Big Rig Pedal Powered Desk. The Big Rig is a large work desk and stationary bike combo that also happens to be a kinetic generator, producing power from your pedaling motions that you can use to charge gadgets, power laptops and electrocute yourself for whatever reason it might serve you.
Sure, you may laugh at someone who chooses to torture themselves with bicycling endlessly just to create trickles of power, but when the apocalypse happens and the power grid goes down, whoever owns one of these things will end up the one laughing at your face. Created by Pedal Power, the contraption features a sufficiently large desk that looks spacious enough to hold two laptops and an extra 30-plus-inch display, so you can use it to read emails, update spreadsheets, or play games while pedaling on the bike mechanism.
It features an adjustable seat for accommodating users of various heights, although the desk itself is fixed. Check It Out. Inventables: The Hardware Store for Designers. The Spirit Lantern (Green Fire 2.0) Green fire is ubiquitous on the web, and making it is remarkably straightforward - provided you are not led astray, as I was, by ... let's call it poetic license.
Now, after having had a rather disappointing Halloween at chez Green, when I read that a purported "chemistry teacher" found using isopropyl alcohol, rather than methanol, resulted in "a fire that alternated from orange to blue to green" and that it was "pretty cool," I now understand that to mean "after the third whippit, the normal blue and orange flames of the rubbing alcohol looked kind of green.
A father installed this door on his lot and what is underneath it is GENIUS! This article is about the first season of the television series.
For the first season of The Walking Dead video game series, see The Walking Dead: Season One. The primary characters of the first season include (from left to right): Amy, Shane, Glenn, Carl, Lori, Rick, Dale and Andrea. Lambiek Comiclopedia. The Official Website of Chris Sanders » gallery. Mateusz Kołek. Drawn To It Studios. McD Workshop LLC. Db. CORY LOFTIS. U. The Art of Matt Stawicki Galleries. Art By Randy - Gallery. Cosimo Galluzzi: Archive. Blue Chevrons. Caitlin-wilson-meretes-modern-home.jpg (JPEG Image, 960×1280 pixels) - Scaled (60%) 31 Insanely Clever Remodeling Ideas For Your New Home. 10 Favorites: Wall-Mounted Desks for Children (and Teens) Older 10 Favorites: Wall-Mounted Desks for Children (and Teens) by Julie Carlson Issue 8 · Winter Break · February 26, 2014 Newer Issue 8 · Winter Break · February 26, 2014 Share on email Our roundup of space-saving desks, wall-mounted edition.


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Thursday, September 30, 2004
Stemming the Tide
Juan Cole has received leaks that the White House is delaying arrests in the Valerie Plame and the Lawrence Franklin cases until after the election. Nothing of interest here. It's just politics. Move on along now.
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The Chabad House hosts weekly Shabbat dinners while school is in session. The intimate and elegant setting allows students to meet new friends from every niche of the Kennesaw State community, while feasting on a gourmet home cooked meal. Experience the sweetness of Shabbat with great cuisine, lively conversation, and family warmth. Join us with your friends!
RSVP : Sending in your RSVP is important and very much appreciated! You are always welcome to join us.


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Ogonna Nnamani Tabbed Third-Team Verizon Academic All-American
Dec. 5, 2002
Stamford, Conn. - Verizon and CoSIDA released today the 2002 Verizon Academic All-America� Volleyball Team. Stanford sophomore outside hitter Ogonna Nnamani was honored as a third-team Academic All-American. She was one of only two underclassmen selected to an all-america team.
The thirty-nine volleyball players selected to this year's national team have a combined grade point average of 3.93 and the combined average of the twelve first team members is just under 3.98.
'This program finds the best of the best and rewards them for their hard work, dedication and talent. The 2002 volleyball team is an amazing example of the skill level of today's student-athletes,' said CoSIDA President, Alan Cannon.
The Verizon Academic All-America Teams program recognizes student-athletes who have succeeded on the field and in the classroom. Individuals are selected by votes from CoSIDA, the 1,800-member College Sports Information Directors of America. To be eligible, an athlete must be a varsity starter or key reserve and maintain a cumulative GPA of at least 3.20 on a scale of 4.00. Since the program's inception in 1952, over 12,000 student-athletes have been honored with the award.
Under an agreement with CoSIDA, Verizon has been the exclusive sponsor of the Academic All-America program since 1985. Verizon, America's literacy champion, strongly believes that literacy is a key ingredient to success and outstanding achievements in life. The Academic All-America program is part of Verizon Reads, the company's national campaign to promote literacy through corporate philanthropy, partner collaboration, community outreach, and customer and employee participation.
For more information about Verizon, visit www.verizon.com.
For more information about the Academic All-America programs, visit www.cosida.com or email firstname.lastname@example.com.
2002-2003 VERIZON ACADEMIC ALL-AMERICA� VOLLEYBALL TEAM
First-TeamNAME, SCHOOLLauren Fendrick, UCLABritten Follett, Southern IllinoisKarla Kucerkova, AmericanLaura Pilakowski, NebraskaJennifer Pritchard, WinthropLibby Windell, Arkansas
Second TeamNAME, SCHOOLJill Arganbright, Northern IowaPaige Benjamin, WashingtonElizabeth Gower, ColoradoNatalie Hand, AmericanAmber Holmquist, NebraskaElisabeth Kwak-Hefferan, PennsylvaniaHeather Wollyung, Quinnipiac
Third TeamNAME, SCHOOLIsabell Anderer, MarshallCrystal Brim, CampbellCassie Busse, MinnesotaLauren Cuyler, Louisiana StateJulie DuPont, CincinnatiCari Jensen, Kansas StateOgonna Nnamani, StanfordStefanie Rewitz, Hofstra
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Get exclusive access to premium articles, product guides, reviews, how-tos, and more from CIO, CSO, Computerworld, InfoWorld, ITworld, and Network World - the best enterprise tech publications in the business. Learn more!
FAQ: Microsoft sharpens Edge
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One of the ways you must do to make kids interesting in learning is about the process of giving lessons to your kids. Understanding and knowing the condition of kids before applying a learning process are very important. The main purpose of a learning process is to provide a knowledge that can be absorbed properly by a child. In order to make them adsorbed the knowledge well, you must have some techniques. So, here are some ways to provide interesting lessons for your child.
Thing you should do to make kids interesting in learning
1. Environment
First way that supports kids interesting in learning is the atmosphere of a supportive environment. With the supportive environmental conditions, it can help and support the child's mental condition. With a good level of emotion children, it will tend to be able to make the lessons adsorbed easily and quickly. If you want the lessons well adsorbed by them and also understood by your child, be creative in creating a good and pleasant environment for your child.
2. Atmosphere
Second way to make kids interesting in learning is the atmosphere that you have to create. Try not to make conditions stiff during the learning process. Create pleasant conditions and attract children to be happy and comfortable with these conditions so that children are not easily bored. In this condition, as parents, you must understand the condition and mood of the kids. So that you will understand how to deal with a child who is bored.
3. Provide a challenge
Third best step for kids interesting in learning is to provide a challenge or a competition for children. With the aim, It can spur and provide a competitive and learning spirit for kids. Did you know that a child will be greatly affected with this? especially when you apply a system to compete the learning material. Do not forget to give stories and inspiration to those who planted the seeds of enthusiasm for them in the future. With the intention of children, they will have examples to continue learning through the characters they idolize.
4. Parental support
Next way to create kids interesting in learning is to support children to move forward. Two of them are by hearing and understanding what the child is going to want. You can also give instructions and directions about what and how your child will do. Because talking and understanding the child's personality is very important to do.
Those are some things about kids interesting in learning that you can do yourself at home. Providing knowledge or lessons for children does not need to have excessive discipline. Understanding and knowing their condition is something that is good enough to encourage and support them. Hopefully some of the techniques above can help you.


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Jane McGonigal is the internationally acclaimed game designer and author, most recently of "SuperBetter: A Revolutionary Approach to Getting Stronger, Happier, Braver and More Resilient–Powered by the Science of Games".
In a wide-ranging conversation, she spoke at MIT with Scot Osterweil, creative director of the MIT Education Arcade.
The event was hosted by Harvard Book Store.
About Andrew Whitacre
Andrew directs the communications efforts for CMS/W and its research groups. A native of Washington, D.C., he holds a degree in communication from Wake Forest University, with a minor in humanities, as well as an M.F.A. in creative writing from Emerson College. This work includes drawing up and executing strategic communications plans, with projects including website design, social media management and training, press outreach, product launches, fundraising campaign support, and event promotions.


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Crypto phones are mobile telephones that provide security against eavesdropping and electronic surveillance.
The interception of telecommunications has become a major industry. Most of the world's intelligence agencies and many private organisations intercept telephone communications to obtain military, economic and political information. The price of simple mobile phone surveillance devices has become so low that many individuals can afford to use them. Advances in technology have made it difficult to determine who is intercepting and recording private communications.
Crypto phones can protect calls from interception by using algorithms to encrypt the signals. The phones have a cryptographic chip that handles encryption and decryption. Two algorithms are programmed into the chip: A key-exchange algorithm for the key agreement protocol and a symmetric-key algorithm for voice encryption.
For the system to work, both users must have crypto phones logged into crypto mode. As with other phones, the signal is encrypted by GSM but it is also encrypted by the cryptographic chip. When the IMSI-catcher performs a man-in-the-middle attack and disables the GSM encryption, the crypto phone encryption remains intact. Therefore, while the signal is still being intercepted, it can no longer be decoded and fake SMS messages can't be sent as the IMSI-catcher does not have the correct code.
At the beginning of the call, both users get the same session key by using the hash function. Then the session key becomes a confirm code. The confirm code could be 3 letters or 4 numbers, depending on the phone's manufacturer. In the crypto mode, the user reads the confirm code over the encrypted line to his communication partner and verifies the confirm code his partner reads back. If there is a discrepancy in the confirm code, a man-in-the-middle attack has been detected.
The "session code" that has been established is used only for that specific call. At termination, all the parameters are wiped from memory, and there is no way to reconstruct the code. Intercepted and stored encrypted material can be kept for later analysis, but there is no way to break the code except, possibly, by the time consuming trial-and-error method.


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Evidence Planting or Tampering is a crime and any person who knowingly, willfully, intentionally, and wrongfully alters, modifies, plants, places, manufactures, conceals, or moves any physical matter, digital image or video recording, with specific intent that the action will be wrongfully produced as genuine may be charged with a misdemeanor. A peace officer or prosecuting attorney who intentionally and in bad faith alters or withholds any physical matter or exculpatory material or information may be charged with a felony.
What does the prosecutor have to prove?
1. Defendant knowingly, willfully, and intentionally altered, modified, planted, placed, manufactured, concealed, or moved any physical matter, digital image or video recording.
2. Defendant had specific intent that the action would result in a person being charged with a crime. or
2. Defendant had specific intent that the physical matter would be wrongfully produced as genuine or true upon any trial, proceeding, or inquiry whatever.
3. Defendant was a peace officer. Misdemeanor: 1. Defendant knowingly, willfully, wrongfully, and intentionally altered, modified, planted, placed, manufactured, concealed, or moved any physical matter, digital image or video recording.
2. Defendant had specific intent that the action would result in a person being charged with a crime. or
2. Defendant had specific intent that the physical matter would be wrongfully produced as genuine or true upon any trial, proceeding, or inquiry whatever.
Felony: 2years/3years/5years
With probation 0-364 days
Misdemeanor: 0-180 days
Patrick got my entire case dismissed! I was almost sure we would lose but I am glad that I listened when he told me that the case was winnable. He always called me back the same day, answered my emails in a quick and timely fashion, and kept me in the loop with everything pertaining to my case. He also was helpful in the fact that he gave me pointers on how to handle MY particular case: what to do, what to say, and how to act. Thanks Patrick!!
by J.H.
My husband was referred to Patrick. We are SO thankful we found him! My husband had a case against him where he potentially could have paid big fines or penalties, but Patrick basically got the entire cased dismissed. Everyone else involved in the case had to plead guilty! He worked aggressively, always communicated with us about what was going on and what was going to happen, is very pleasant to deal with and made my husband feel valued despite the situation. If you are looking for a good Lawyer, Patrick is awesome!
by W.Z.
A few months ago I was asked by a friend for the name of a lawyer who handles DUI's in San Diego. As a fellow attorney in San Diego I have many lawyer names in my rolodex who handle such cases, but I thought Patrick would be the best "fit" for my friend. Patrick met with my referral on multiple occasions, always answered his e-mails and calls on a prompt basis, and ultimately achieved an amazing result on a ca se which was definitely an uphill challenge. Great job Patrick!
by Alex Dychter, Employment Law Attorney
Patrick Griffin is an outstanding criminal defense lawyer, who knows both the legal intricacies and interpersonal dynamics of criminal matters essential to mounting a successful defense. Mr. Griffin is a consummate professional, who acts with civility and integrity while achieving the best outcome for his clients. I recommend Patrick's services unequivocally.
by Kevin Murphy, Administrative Law Attorney
Patrick was great! I hired Mr. Griffin after a friend referred me to him. I met with a few older attorneys who all treated me like another file before I decided to hire Patrick. He was great from the start… he knows his stuff and is a great communicator, both with me and when he is in court. His energy is obvious from the first few minutes of meeting with him. I was kept informed every step of the way and when it was all said and done I couldn't have been happier with the result. I have already referred two other people to the Griffin Law Office and they both have thanked me.
by C.J.
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The Thermo Scientific™ DCT6088 Dedicated Transit Time Flowmeter reliably measure the flow of clean liquids using a unique digital correlation technique. The Thermo Scientific™ DCT6088 Dedicated Transit Time Flowmeter is designed for use on pipes of all sizes, the non-intrusive device is easy to install, simple to operate, and eliminates pressure loss and leakage which reduces downtime and increases profit potential.
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On-site Consultations
Questions to consider before scheduling an on-site consultation
- Are there physical obstructions near the location, such as:
• Over head wires
• Foundations
• Concrete Driveways or Sidewalks
• Fences
• Existing Tree Stumps
- Will there be room for our tree spade truck and tractors to drive up to the location? On average our equipment requires a minimum of 10 feet in width.
- Are you looking for an existing tree to be moved to a new location? If so, please answer the following questions:
• What is the diameter of the tree trunk?
• What is the height and width of the leaf canopy?
• What is the distance from the ground to the lowest limb?
• What obstructions exist in both the original and new location of the tree? (See list above)
- Are you purchasing a new tree to replace a tree? See our current tree inventory.
- Is the current tree damaged or diseased?
Contact us today to schedule an on-site consultation. (Please have this information ready before calling or emailing for a on-site consultation.)
Actions to take prior to on-site consultations
- Contact the utility company to have them mark any under ground pipes or wire lines. It typically takes 48 hours after the call has been places. We can help you schedule this with the utility company.
Other considerations
- Determine the reason for adding a new tree, such as:
• Shade
• Screening
• Fall color
- Determine how fast the tree needs to reach it's mature size. See our current tree inventory.