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Regulation to mobile payments – a well done CBALive 2012
From Sean Smith at PNC on business agility to Richard Cordray at CFPB on regulations, with discussions on mobile payments sprinkled in between, Consumer Bankers Association's CBALive 2012 in Austin was an intimate meeting with an expansive agenda. There were a lot of discussions around the Banks' future in the mobile wallet and payment industry, whether PayPal is a friend or a foe, and what will happen when Apple gets into the payment space. On the other side, a lot of discussions around the issues facing the Banks right now – how to make up for the revenue shortfall from interchange and overdraft regulations and the revenue shortfall from the current interest rate environment. Here are the top 5.
#3: Kevin Travis from Novantas talked about channel preferences and how to transform the distribution network as the customer behavior changes. He illustrated 3 distinct segments in US banking – branch traditionalists, ultra-connected, and virtually domiciled and how these are behavior oriented segments rather than segments by age or wealth. While some banks are using an acquisition strategy that places premium on growing density in the footprint, Kevin argued for an acquisition strategy that uses a thin network for new geographies as a low cost experimentation.
#2: Hearing directly from Consumer Financial Protection Bureau (CFPB) Director Richard Cordray. The general tone was that CFPB is there to lower the risks that consumers face in the financial marketplace. He encouraged Banks to take initiative on simplifying how they communicate to customers with a focus on clarity. The other highlight was his view on a leveled oversight of competitors regardless of charter to make it a fair playing field for banks & non-bank actors.
#1: The highlight of the conference has to be the key note by Jim Clifton, Gallup's chairman and CEO on "Banks and America – The State of the Relationship." He talked about the need for the banks to build trust and why it is important. He put that in the context of how the Banks can help the1.5 Million growth oriented small businesses out of the total 6 million small business in the US – help them sell, provide them strategic advice. The best one liner was "Innovation is over-rated" implying that entrepreneur with even simple ideas can create jobs which is the new American dream. His example for this was Wayne Huizenga, the man behind Waste Management, Blockbuster, and AutoNation.
I was going to give the #1 to two shaved heads, Richard Hunt and James Carville, discussing LSU football strategies in the national championship game. Entertaining. On the other hand, only 7 of the crowd of 1000 cared. So decided to drop that. Kudos to the CFPB board and members for a well organized, informative, fun, and useful conference.
This post was contributed by: Karthik Mani.


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Since India being a democratic country, it is your duty and a right to cast a vote. Despite the campaigns and the rally in Bengaluru the other day, Turnouts has been very poor as citizen failed to vote. I would say this is the root cause for the current state of India.
Every one of the four seats in the city recorded a plunge in voter turnout when contrasted with the past Lok Sabha elections in 2014.
Bengaluru Rural seat, which for the most part records a higher turnout than its urban partners, kept on holding the qualification with 64.09%. Among the urban parliamentary voting public, Bengaluru South drove in the city with 54.2% of its electorate exercising their establishment. The two seats recorded a drop in turnout of 2.36% and 1.55% individually contrasted with the 2014 Lok Sabha elections.
This year, Bengaluru Central saw minimal number of residents turning out to cast a ballot with a turnout of simply 50.84%, and a monstrous drop of 5.27 rates indicates as looked at 2014.
The voter turnout figures were discharged by the Election Commission at 9 p.m. on Thursday and are liable to correction, said authorities.
The Bharatiya Janata Party and electoral roll analyst P.G. Bhat credited the drop to the 'threat of missing names' of certified voters. "Elections authorities had erased an aggregate of 5.05 lakh sections with an end goal to tidy up the rolls. Be that as it may, there have been many wrong erasures prompting disappointment of real voters," Mr. Bhat contended.
Both BJP and Congress have translated the turnout in the city as being to support them. So to conclude this elections turnout were very bad and disappointing. Deletion of existing voter ID's? Such a blunder. Results are expected to be released on 23rd may 2019. Hope the best among the rest wins.

subset: commoncrawl


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Investment Committee: Stay the CourseSubmitted by Connecticut Wealth Management, LLC on February 14th, 2018
Prior to early February, the S&P 500 index enjoyed its longest streak in history without a pullback of at least 5%, but after more than 18 months of nearly uninterrupted advances, over the last two weeks volatility in the stock market has increased considerably. This long period of market calm is actually more unique than this recent perceived instability. Regardless of what has caused this current turbulence (most agree that investors are reacting to fears of heightened inflation), we suggest that the key to surviving these downturns is simply to be aware that they will occur and to remember that your portfolio, as a result of all the planning work that we do, is designed to weather these exact types of events. After years of relative underperformance from bonds compared to their stock counterparts, times like these remind us of why we adhere to a target asset allocation as a function of your cash flow needs. A balanced portfolio gives us the intestinal fortitude to ride out periods of volatility.
We recognize that hearing the phrase "stay the course" can be a frustrating response when the value of your hard-earned money declines, but the odds of success from drastic market timing strategies are simply not compelling. While everyone would prefer to sell out of all positions at the top of a market cycle and buy back in at the bottom, any legitimate study indicates that it is nearly impossible to time this accurately, and investors who try to time the market end up worse off than if they had stuck to their allocation. On average, the market fully recovers from a correction of over 5% in 132 days and from declines of 10% or more within 365 days. Even in the worst market crashes, investors who stayed the course have always made their money back.
We would be remiss not to spend a few moments on the larger economic conditions that suggest solid fundamentals are still intact. Many of the elements discussed in our last blog post regarding potential benefits from tax reform are still in place, and many of the leading indicators that can help predict a recession still point to continued economic growth. In fact, we are looking closely at this recent volatility as a potential opportunity to buy stocks, not sell. As always, it is our responsibility to study and interpret economic and market data and make informed decisions, devoid of emotions, about how best to allocate your assets.
Finally, for those who might appreciate both simple graphical analysis and a touch of humor, we thought you might enjoy the two items below. Please feel free to reach out to us with any questions.


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"My artwork's foundations grew from my love of architecture, the Impressionists, crazy quilts and the sublime landscape. Inspiration comes from so many sources; so I simply start, interacting with the materials and the image, as if in a live conversation. New ideas emerge as I work, and those provide the boldness and the spirit that I want, which for me, is where art and architecture intersect." - JAG
Josephine A. Geiger's artwork emphasizes the underlying architecture of the scene - the lines, details & movement - through a palette comprised almost wholly of rectangles and squares. And while it might seem that there is a calculated, mathematical approach to creation, she uses no patterns for her artwork.
With a professional background in architecture, Josephine combines those years of training and design sensibility alongside loads of experience and experimentation with glass.
Born and mostly raised in Menomonie, WI, Josephine A. Geiger now works from her Saint Paul, MN studio, creating geometric and slightly abstract 'landscape mosaics' crafted in traditional leaded stained glass with copper and sometimes fused elements. In addition to numerous private commissions, Josephine's work is represented in various public collections and installations. Her distinctive style has earned multiple awards and she has been featured in both regional and national publications.
New work, custom design, stained glass (leaded), small scale mosaics, autonomous artwork panels, multi-media artwork (glass, fused, steel, copper), fused glass, full service studio from design through fabrication and installation.
Primarily working in Minnesota and western Wisconsin, and the upper Midwest, but I have shipped custom commission work all over the US, from Portland, OR to New York, NY, and even to New Zealand.
Stay in touch with our community, industry news, and educational opportunities.


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PIQUA — Families, residents, and visitors lined up along the Great Miami River in Piqua on Monday evening to celebrate the Fourth of July with a first: watching fireworks over the riverfront.
The city of Piqua continued in the tradition of the Piqua Fourth of July celebration held at Fountain Park, adding to it the festivities downtown and moving the fireworks to the riverfront.
"It think it's a very good turnout," Candi Etter of the committee for the Fourth of July celebration said. "I think the public liked all of the activities … I think it's going over very well."
Etter and other representatives from the city were passing out American flags and hats, 500 each. Later that evening, they passed out glow-in-the-dark bracelets.
"I'm glad it's been successful," Etter said.
"We come every year," Gee Hall of Piqua said.
Hall was at the Fourth of July celebration at Fountain Park with her 2-year-old granddaughter Rhia Moore, who also comes to every Fourth of July celebration. Hall noted, though, that Moore slept through her first year of the Fourth of July celebration.
"She's having a ball just running around," Hall said, adding that her favorite part of the Fourth of July celebration is watching the kids have fun.
One couple was in town seeing family and decided to stop by the Fourth of July celebration, which was where they had their first date.
"Our first date … was 44 years ago on Fourth of July," Ron Putnam said.
Two years later — after the first time they held hands — they got engaged.
"We got engaged on the Fourth of July," Ron Putnam said, which was in 1974.
Ron Putnam and his wife Jane are currently from Virginia, but they grew up in Piqua.
"It'll always be hometown to us," Jane Putnam said.
Ron and Jane Putnam each volunteered as youth members of their respective churches at the Fourth of July celebration when they were growing up in Piqua, helping with the churches' fundraising booths selling different kinds of food. They said that this year's Fourth of July was different, but they are looking to incorporate it into an annual trip each year.
Despite the cloudy weather, long lines protruded from each of the booths along the path through Fountain Park. From a photo booth to caricatures to face-painting, there was constant opportunities for family friendly fun. The activies continued with a miniature golf course, a COSI science exhibition, a fish toss, and more, including the popular zip line and obstacle course.
Also at Fountain Park, the tradition of fundraising continued with booths from local churches and organizations doing fundraising, including the Boy Scouts group Pack 295, Piqua High School baseball, Piqua parishes, Mainstreet Piqua, and more. Christian Life Center was also selling snow cones as well as letting people know about their block party on July 9 from 3-9 p.m, which will be held at their church located at 8654 County Road 25-A in Piqua.
There was also a kid zone featuring a dunk tank and a pie-in-the-face booth, sponsored by Piqua United Penecostal Church.
"Once people saw (someone) getting pie in the face, everyone wanted to join in," Paul Green of Piqua United Penecostal Church said.
Green took approximately 40 pies to the face over the course of the Fourth of July celebration, and he said he was happy to do so after seeing so many smiling faces. Green explained that they were also raising money to take their church's youth to the Columbus Zoo on July 16.
The park's Hance Pavilion featured entertainment by the Mountain Dulcimer Society of Dayton, Rum River Blend, and the Piqua Civic Band during the day.
In the evening, the celebration moved dowtown. Tim Wirth of WPTW Radio was the master of ceremonies for the evening entertainment, including opening act The Hired Guns and headliner The Coasters.
There were also food trucks from Susie's Big Dipper and Tin Roof Mobile Food during the evening celebration.
Overall, there was no shortage of chances for fun, food, prizes, or entertainment to celebrate Independence Day in Piqua.
Reach reporter Sam Wildow at (937) 451-3336


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12928 / 43157 Adverts
Gîte - Self Catering - Stone-Built House Detached, single storey, separate entrance, in a hamlet
from ₱2231/Night (rates)
from 1 to 4 people
2 bedrooms
Liveable floor area : 60m²
2 bedrooms
Liveable floor area : 60m²
ParkingHigh chair
- View : Mountain, country side, farmland, prairie, forest, village
- Kids welcome
- Setting : Mountainy, Peaceful
- Ski slopes at 25km
- Fishing
- Pets friendly
Gîtes de France : 2 ears Meublés de Tourisme : 3 stars Touristic region : discover Ballon des Vosges
Advert No. 3637
For your guidance
Contact by phone
Contact by email
For safety and quality control reasons, we strongly recommend to contact the owner through IHA Holiday Ads.
Reviews about the Advert 3637
Be the first to provide a review about this advert!
Gite de La Voie Verte Hautes VosgesAdvert 3637Rupt sur Moselle - Vosges - France
Advert details 3637
Assets House
Parking : Parking uncovered : 2 off road.
baby equipment : High chair
Interior Stone-Built House with View: mountain, country side, farmland, ...
Receive up to : from 1 to 4 person(s)
Liveable floor area : 60m²
Interior layout : 2 bedroom(s), 1 bathroom, 1 toilets, separate kitchen, dining room
Sleeps - bed(s) : 1 full bed(s), 2 twin bed(s), 1 baby cradle, 1 possible extra bed(s)
Guest facilities : T.V., DVD player, board games, cable/satelite, internet access, wifi, wardrobe, hair dryer, electric heating
Appliances : Crockery/flatware, kitchen utensils, cafetiere, electric coffee maker, electric kettle, toaster, electric raclette set, gaz stove, oven, micro-wave oven, electric fries fryer, extractor hood, refridgerator, deep freeze, washing machine, vacuum cleaner, iron, ironing board
Exterior Gîte - Self Catering in Setting: mountainy, peaceful
Ground surface : < 100m²
Outside accommodation : Terrace 10m²
Outside setting : Yard 30m²
Outside amenities : BBQ, parasol, yard seated area
Rates Calendar Availability Gîte - Self Catering in Rupt sur Moselle
Seasons & Availability Stone-Built House in Rupt sur Moselle
Rates Stone-Built House in Rupt sur Moselle
Check-in day
Season Night Weekend week 2 weeks Month
Low season - - ₱15495* Sat - -
Mid season - - ₱18594* Sat - -
High season - - ₱21073* Sat - -
Festive specials - - ₱22313* - -
Promotional period - - ₱15495* Sat - -
ServiceFrequencyIncluded / SuppliedSupplementRates
Sheets1 X / per week₱372
Towels1 X / per week₱372
Single family home
Cleaning on departure₱2169
For your guidance
Information :
Kids welcome
Pets friendly
Cell phone network coverage
Water : hot/cold
Local voltage supply : 220-240V / 50Hz
Electricity supply : mains
Booking conditions
Reservation :
Payment made upon reservation : 25% of rental sum
Payment balance : on handing over the keys
Deposit required : ₱6198*
rentals :
Service charges included
Cleaning charge levy on departure : ₱2169*
Accepted methods of payment :
Holiday coupon
Leisure, Surroundings, Location Home 3637
Leisure Rupt sur Moselle - Vosges
Specific activities on site or less than 3 miles :
FISHING Lorraine
Leisure activities less than 12 miles : Cross-country skiing, ski-trekking, bathing, tennis, hiking, mountain bike (path)
Locality :
Ski slopes at 25km
Ski lifts at 25km
River at 500m
Forest at 500m
Mountain range at 1km
Amenities :
Downtown at 3km
Bike/mountain bike hire at 3km
Ski hire store at 7,5km
Breadstore at 2km
Caterer at 3km
Supermarket at 2,5km
Drugstore at 3km
Hospital at 15km
Location AccessHouse Rupt sur Moselle
4 Rue des Barrieres
88360 Rupt sur MoselleLorraine
GPS coordinates of accommodation
Latitude 47°54'24"N
Longitude 6°41'14"E
Access routes Gîte - Self Catering 3637
at 15km / 15min.
Railroad station Remiremont
Remiremont, Vosges, Lorraine, France
Cities close by
Ferdrupt (5km)
Le Thillot (10km)
La Bresse (29km)
Close to Lac du Ballon, Coney, Col des Bagenelles, Foret de la Montagne, Bois du Haumont, Staufen, Bois de la Famille, Alt Wald, Tete du Violu, Lac de Longemer, Le Grand Ventron, Col de la Schlucht, Lauzin, Le Bressoir, Hohneck, Col du Bonhomme, Chateau de Courcelles, Colline de Vologne, Bois de la Grande Mouille, Vologne, Lac Blanc
Cities close by
Nearby places
Photos House 3637
Façade, Stone-Built House in Rupt sur Moselle - Advert 3637 @cc
Sleeps - bed(s), Stone-Built House in Rupt sur Moselle - Advert 3637 @cc
Separate kitchen, Stone-Built House in Rupt sur Moselle - Advert 3637 @cc
Dining room, Stone-Built House in Rupt sur Moselle - Advert 3637 @cc
Bathroom, Stone-Built House in Rupt sur Moselle - Advert 3637 @cc
Winter, Stone-Built House in Rupt sur Moselle - Advert 3637 @cc
Mountain, Stone-Built House in Rupt sur Moselle - Advert 3637 @cc
Return to the rental listingsContact


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The city of Oulu is considered as the Light of the North inhabited by many families, young people and students. God gathered together a group of people coming from different nations, culture and backgrounds to reflect the light of Jesus Christ through love and unity. We desire to see God's transforming power in families, individuals and young people.
Phone number +358 40 197 89 78
Contact information firstname.lastname@example.com
Creativity DTS, Find your talents and use them…
The heartbeat of this Discipleship Training School is Love and Unity. Jesus said, "A new command I give you: Love one another. As I have loved you, so you must love one another. By this everyone will know that you are my disciples, if you love one another." Come and let us experience God's transforming love together and be united in His presence. Jesus is for all and all for Jesus! Step into the adventure that the Holy Spirit prepared for you. Be encouraged to enlarge your territory and be a blessing. Welcome to Oulu and enjoy the beautiful combination of nature and city in one package. Come to know God intimately and make Him known.
The dates and school fees
The dates are 28.8.2020-12.2.2021. Lecture period is the autumn period and after new year we will go to outreach.
– Lecture phase costs 2200 (euros). It includes lodgings, food, teaching, teaching material and possible trips / outreaches during lecture phase. It does NOT include your passport, visas, traveller's insurance, personal expenses or your travel to and from Oulu. An own price for those who go to school from home. Ask for family price also!
– If you get accepted to the school, you are to pay 200€ (euros) registration fee in advance to insure your enrolment in the DTS. However, it will not be refunded in case you cancel your participation. The registration fee is included in the total lecture phase fee.
– Outreach fee is 2100€ – 2600€ (euros) depending on the location.
YWAM Oulu Staff.
Part of the YWAM family of ministries


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pulses of self, jabs that most often land and have integral impact. Longer sentences are haymakers that often lose and contribute little to your writing.
Tag Archives: Essay writing
Want to learn something today?14 Sep
Something useful?
An essay is just one thing.
One thing created by you, from ideas within YOU.
So stop complicating it!
Uh…10 May
Don't worry about the grade, don't worry about anything, just throw yourself to your topic. Let yourself BE your writing, and nothing else. Your ideas are beautiful and they need to be read. Use every second, as this life is so cruelly curt. Just a thought…


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Hello everyone!
Well 2014 is just around the corner and I thought that this year I would set some reading goals for myself! I just recently started keeping track of what I read (mostly through Goodreads), but I didn't have any specific goals this year.
So, for next year I have decided that:
1. I will create a reading challenge!
I will try to read 52 books. I know… 52 is such a weird number, why not 50? Well, I thought that since the year has 52 weeks, I would try to read one book per week! This doesn't mean that I will finish one book each and every one week, maybe one week there will be two, another none.. you get the point. But in the end, I will have basically read one book every week!
ALSO, in order to keep track of these I have created a page where I will be writing the books that I will finish every week!!!
2. I will read at least 6 adult books. Why 6? I just thought that it would be one book every other month. I know, brilliant, right? The main point of this is that I would like to read a bit more diversely. I feel like I've only been reading young adult, lately and I know there are so many amazing adult books out there!
3. I will finish at least 5 series. If you watched my video about my unfinished series, you will probably know that I have started a lot of series (around 28!) that I have yet to finish. I would actually like to finish a lot more than 5, but I'm setting a realistic goal here and hope I can achieve it!
4. I will re-read at least 5 of my favorite books. I like that I have read so many awesome new books lately, but I fell like I miss a lot of my favorite characters, like for example Harry Potter, and I really want to jump into these familiar worlds again!
So these are all the goals I hope to achieve for the next year! Have you set any reading goals for the next year? Let me know and wish me luck! 🙂


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About Orchid - Over 43,000 men are diagnosed every year in the UK with testicular, prostate and penile cancer. Orchid is the UK's leading charity working in the area of male-specific cancers and provides support to people affected by or interested in these cancers through funding a world-class research programme, awareness and education campaigns and a range of vital support services.
Martin is also participating in the Prudential 100 mile London-Surrey cycle ride in July, raising money for Broomfield Hospital Charities.


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Back in
Tenment 67 – Cyberpunk Larp
Welcome to Tenement 67Up till now Tenement 67 (T67) has been day events. This was the first weekender. The sad news for me was that family commitments meant that I had to leave on
The LocationThis time play was at The Gaol in Oakham
The PlayersThe players were a fantastic bunch. A
The GameIt was
This larp is a long way from find the gold, kill the monster.It is
Which is my way of sayng that T67 is a great example of just how far Larps have come since the 1980's.


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If you own a
home and have rain gutters, you know firsthand what a chore it can
be to keep them clean. Unless you have teenagers living at home
you'll have to clean gutters out yourself or find another way.
Well, for many homeowners that other solution is with gutter
Having gutter covers put on your rain gutters can go a long way
in keeping out the leaves, twigs, pine needles and other debris and
keep the channel flowing.
What are gutter covers?
These covers are either a screen or a solid covering that fits
right on top of your existing gutter system. They allow the water
in, but keep the debris out.
What types work best?
Choosing the right type of gutter cover really comes down to your
budget. If you are looking for the least expensive route, a gutter
screen is your best option. These screens are cut to fit the length
of your gutter and easily attach over it.
For those with a higher budget you can buy systems such as
Gutter Helmet, Rainhandle R or PermFlow Gutter Guard System to name
just a few.
These gutter systems have proven effective, but they can cost
upwards of $15-$20 a foot installed. Gutter Helmet is one system
that must be professionally installed. They do not allow you to
What are the drawbacks?
Any cover can still have problems at times, Gutter screens can
still become clogged and cause problems while other systems can
become loose over the course of time, although this is not the
All in all, installing gutter covers on your roof's guttering
system has many more positives than negatives. If you want to spend
less time on a wobbly ladder and more time doing other things, then
they are well worth looking into.
© =date("Y");?> - RainGutterTips.com - All Rights Reserved Worldwide...


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What happens when you merge a passion for animals with a proven track record in corporate and social event planning, marketing and public relations? You get SUP Creative Group!
The simple answer is YES!
With the rise in the use of marijuana due to the legalization of the plant in several states and the medical uses of this form of drug ...read more


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Customer Reviews
Best Necklace
I absolutely love this necklace! It's simple, yet so beautiful and perfect. It goes with everything! I wear it with jeans and a t-shirt AND I wear it with dresses. I get so many compliments on it. Best purchase I ever made!
Keeping this for myself!
I am not a jewelry person, but my sweet husband is. When I showed him this necklace, he insisted on ordering it for me. I have not taken it off since it arrived. It is sparkly and just fun to wear! I have had several people ask me about it. I love it!
Couldn't Be Happier!!!
I received my "Angela" necklace today and I'm blown away by its quality and beauty. This necklace is simple yet so stunning- versatile to be worn every day or for those special occasions. I love that it can be adjusted to 3 different lengths. The packaging is top notch and shipping was right on time. Naut & Chain is truly a 1st class company! Will definitely be back for more—Thank you Naut & Chain!!
"The Angela" is gorgeous..!!
"The Angela" in white gold is a gorgeous necklace.! It's dainty which I love but stunning enough to make a statement. Looks great layered with other necklaces. Light enough for everyday wear. Gorgeous enough for special occasions. High recommend..!!


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Feeding Time Puzzle
- Pieces: 550
- Size: 24″ x 18″
- Artist: William Mangum
This snowy scene captures the serene beauty of a mountain farm. Suitable for framing.
2 reviews for Feeding Time Puzzle
This was a wonderfully relaxing puzzle to complete! There is no other way to describe it.The beautiful snow covered mountains with the cows feeding makes you long for a nice mountain visit and a fire of course. As always the finest quality puzzle which we love. Someone gave us another brand a few months ago and as soon as I picked up the first piece I knew this was not going to be a good experience. Couldn't wait to get back to our Heritage puzzles. We ordered 3 more before we finished the 1st night of "Brand X".
Thanks for always keeping your quality a step above the rest!
I love the shape of the puzzle pieces in this puzzle. Made it fun to do. Do you have any other puzzles with the same unique shapes?


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Should you wish to return any products, you must inform us in writing, either a letter or an email. This must be with us within 14 days, starting from the day after you receive your delivery. The date of delivery will be as recorded by our carriers. Once we have your request for a return, our customer services will give you a Returns Reference number. Goods without a Returns Reference number will not be accepted. Please ensure all goods are returned with their original packaging, complete with all other associated components sent with them, such as accessories and fitting instructions. Goods should be in an undamaged condition and sent back by your own method of transportation at your own cost. Please note that you have a statutory duty to take reasonable care to ensure that the goods are not damaged in transit and that we receive the goods. If reasonable care is not exercised, we may make a claim against you for not exercising this statutory duty. Your refund will be made within 30 days after return of the goods.
For further information please see Terms & Conditions.
To make us aware of faults please email firstname.lastname@example.com
Inspirations address is: inspirations, Roker Avenue, Sunderland SR6 0BS,
All these conditions are in full accordance with the Consumer Protection (Distance Selling) Regulations 2000. For more information visit www.opsi.gov.uk/si/si2000/20002334.htm (UK ONLY).


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"We are dynamic people that have other interests besides the law… Keep an eye out…Try different things. And just keep putting yourself out there… At the end of the day you want to look back on life and feel really proud of the way you spent your time."
It's a philosophy that's proven effective for New York – based attorney, Jennifer Newman Sharpe. She runs a successful entertainment practice, serves as CEO of Sparkplug and still finds opportunities to regularly give back to her professional community.
Sharpe recently sat down with New ESQ and spoke about the moment she realized she was ready to start her own firm, finding fulfillment in passion projects and achieving work/life balance when it comes to her most important role yet, mom.
NE: Thank you so much for sitting down to talk to our audience today. Tell us, when did you know that you wanted to practice law?
JNS: Good question. I actually wasn't sure that I wanted to practice law until the middle of law school to be honest. I knew that I wanted to work in the music industry specifically and I went to law school because a lot of the executives working in the music industry that I admired had law degrees. So, I realized that that type of educational foundation would be pretty essential to getting to a certain level in my career in the music industry. But I didn't think that I necessarily wanted to be a lawyer or practice law. Once I went to law school and I started working for a boutique entertainment firm, I realized it could be fun, that it's intellectually stimulating and that I enjoyed the client facing, more than I thought I would. So, I've been doing that ever since. I haven't wanted to go in-house or pursue a career outside of that.
NE: It was the music that led you to the law and not the other way around?
JNS: Exactly. I studied undergrad at New York University in a brand new department. I was in the inaugural class of the Clive Davis Department, now the Clive Davis Institute, of Recorded Music. It was this department set up in NYU's Tisch School of the Arts by Clive Davis. The curriculum was a mix of music production and music business with some entrepreneurship built in. I spent time in the studio and know how to mix and record and produce; make a record. But I also learned a lot on the business side as well.
NE: Let's talk a bit about your experience as a law student. This question is from our contributor, Nicole. Are there are any specific law school courses you would recommend for entertainment law students?
JNS: Definitely take as many copyright courses as possible. I actually got more from the copyright classes – skills that I use every day – than I did from my entertainment law class. You should still take entertainment law courses. But I think copyright is very important, especially for anyone interested in transactional work. It's also important to take contracts courses and get experience in that area even if it's not specific to entertainment.
Corporate law courses are useful as well because most companies need corporate law work. I do some of it as well as some general practice. I don't do any complex corporate law, but I do need it often and refer out to a lot of other attorneys at this point. It can also be very useful if you plan on representing artists. Artists start out as individuals. But eventually they often need to form loan-out companies or holding companies to handle their business. So it is important to understand how to structure so their companies and their assets are protected.
NE: How often do you find yourself collaborating with an artist's team?
JNS: Quite often, if I am working with an artist. My clients are really a mix. I probably spend 70 percent of my time working on the business side and the remainder working directly with artists, though when I started my practice it was the opposite.
But you work with their team quite a bit. If they have a manager you're probably communicating with their manager often, more than you are even communicating with artists. This of course depends on what you are looking to accomplish for the client. It takes a great team. You, as an attorney, are a cog in that team trying to make it function well.
NE: How did you make the transition from student to practice?
JNS: I ended up starting my practice about a year after I graduated from law school. Even then, it took some time to really decide that I was going to do that full time. I was working part time in a design firm doing business affairs. I'd had two years experience during law school at a boutique entertainment firm and I started to get clients because of my relationships in the music industry. I was getting work here and there and then I realized at a certain point – I should just be doing this. Why am I doing anything else? It was keeping me busy and making me more money than I would at another job. And, it was really satisfying.
NE: How long did it take for you to feel like you had grown into your role as an attorney?
JNS: I don't know if there's ever really that one moment. It kind of happens gradually. Six months after I started representing clients was when I decided that I was not going to do any other jobs. It was a big, pivotal moment for me. And I was relieved because I didn't feel the need to look for any other jobs or opportunities.
Another pivotal moment for me came two years after I started my practice. It had grown to a really healthy level. I was approached by a number of law firms to join those firms and bring my practice and work with them in some capacity – either of counsel or associate or counsel. Being able to say no to those opportunities, when I knew that a year before I would have jumped in, was a really cool moment because I realized things were going well. So sometimes there's value to be had not only in making changes, but in staying and realizing you are happy where you are.
NE: You touched a bit on how your practice led to other business opportunities. Tell us about your startup.
JNS: Of course. I co-founded a startup about two years ago called Sparkplug. It is an online marketplace where musicians rent instruments, gear and space to one another. It's kind of like Airbnb, but for musicians and their gear rather than for lodging. I launched it with three other co-founders and I am currently CEO of the company. I now dedicate a lot of my time to it. It's been great because I do some of the legal work as well, but I'm able to take on another role that's really rewarding and it has nothing to do with being a lawyer.
NE: The success of Sparkplug is a perfect example of how law grads can utilize their degrees by doing something else great outside of practicing.
JNS: It really is. For a little while it was difficult to reconcile the two and let go of being an attorney in my work with Sparkplug. Now I really relish it and value it so much. I do contracts and some of the legal work. But, we're not just attorneys. We are dynamic people that have other interests besides the law. So, being able to fulfill yourself with ventures and projects that are outside of practicing – just like you're doing with New ESQ – I think it is really amazing.
As attorneys, we are trained to go to law school to work for a firm for an insane number of hours and that's it. In New York especially there's so much pressure on hustling and working – and that's great, and I'm always looking for opportunities. But there's also something to be said for doing things that have nothing to do with work and for having passion projects. At the end of the day you want to look back on life and feel really proud of the way you spent your time.
NE: Speaking of outside opportunities, you've been very involved with a New York based organization, Women In Music, or WIM.
JNS: Yes. It's a great organization. I've been a member for ten years now – on the board for six years, Vice President for three years, and I just recently stepped down as general counsel, which position I held for three years. The organization is run by a group of volunteers that give a lot of their time. I've gotten so much value and met so many people through the organization. Whether it's WIM or a different group, I really encourage people to join at least one organization and be generous of their time. You never know how that relationship might evolve. I mean, look at us today!
NE: That's true, we actually met through WIM.
JNS: Having great relationships in the industry is how I started my firm and how I've been able to maintain it. I've also made some incredible friendships outside of the professional relationships. No one knows what the future may hold or who could be a future client, a future business partner, a friend, someone to go to yoga with.
NE: What advice do you have for those who aren't sure where to start, when it comes to relationship building?
JNS: I do realize that it depends on personality. Some people are comfortable with being direct and taking the lead. Back in 2010, I ran the door at the WIM holiday party. It wasn't a huge role but I met everyone that walked in and it helped me put faces with the names. There are valuable opportunities all around, even those that aren't on a large scale. And if you make a good impression, even better! Yes, we're attorneys and traditionally perform a certain type of work but it doesn't mean we can't roll up our sleeves and get out there. With my startup for example, I'm CEO but I do a lot of the day to day minutia. I'll do anything that needs to get done. That's what it takes when you run a business and you're practicing solo. I have help but I still do a little bit of everything at my law firm.
I would also encourage people to think outside of the box. There are jobs besides big law. It is very hard to get into a boutique entertainment law firm right out of law school. I'm asked that all the time. I will say that it doesn't mean you can't make your own opportunities. I do usually recommend that attorneys practice for at least a couple years. But there are others things out there. Keep an eye out. Have passion projects. Try different things. And just keep putting yourself out there.
NE: You run a busy law practice and second business. What is the typical day like for you?
JNS: I started my practice about five years ago and now it consists of mostly businesses in the music industry with a handful of artists that I work with. As I stated, I also focus a lot of time on my startup right now. But for my practice I usually start around 9:00 am. I get emails out of the way and then I get into the meatier agreements. I also usually have a couple of calls during the day with clients who want to discuss or with other attorneys to negotiate agreements. If I have time around midday, about twice a month, I'll do informational interviews.
In the afternoon I usually focus on administrative work, responding to client requests and sending out engagements letters if I have new clients. I conduct my initial client consultations in the afternoon as well. Then I pause work everyday around 5:00 pm. This wasn't the case six months ago. But, I pause everyday now because that's when I take care of my baby for a couple of hours. I usually go back to work around 7:30 or 8:00 and tie up any small stuff.
NE: How has being a mom impacted you and your career?
JNS: I welcomed my first baby in June. When I needed to take leave, I had an attorney friend who I trusted immensely, who was able to step in and take on some of the work.
Now that my son is here, when I'm working, I'm working, and when I'm with him, I'm with him. I would rather be with him and be very present and in the moment, than worrying about work during our time together. Before motherhood, I could work 12-13 hours a day, six or seven days a week. But I can't do that anymore so in the time that I have to work now, I'm extra focused. I also feel lucky that I have a great partner and support system. It is a balancing act.
NE: What's it been like for you to run a practice remotely?
JNS: It's a choice. I think for a while people assume you work from home because you have to or can't afford an office or you don't have a day job. That's not always the case. I had an office I went to every day for two years and then I realized I was wasting over an hour every day commuting. It wasn't productive time. So I made the choice to leave my office space. I still have an office where I receive mail or can go to for conferences. But, I work from home and it's great. I use this fantastic company called Ruby Reception as my virtual receptionist, so I still am able to keep work and personal lines separate and have that administrative support.
This interview has been edited and condensed.
Jennifer Newman Sharpe is an entertainment, intellectual property, and start up business attorney based in New York. Her clients include artists, producers, managers, record labels, publishing companies, digital distribution companies, and tech start ups. She has spoken at numerous conferences and institutions, including SXSW, CD Baby DIY Musician Conference, New Music Seminar, and NYU, on topics such as music licensing, artist agreements, the music business, and women's role in the music industry. Jennifer is also co-founder and CEO of Sparkplug (www.sparkplug.it), the sharing economy marketplace where musicians rent their instruments, gear, and space to and from each other. Jennifer is Vice President and on the Board of Directors of the national, non-profit organization Women in Music.


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The Lion King
The Lion King 123movies, The Lion King 123movies full movie, The Lion King 123movies watch online, The Lion King 123movies free hd, The Lion King 123movies online free, Simba idolises his father, King Mufasa, and takes to heart his own royal destiny. But not everyone in the kingdom celebrates the new cub's arrival. Scar, Mufasa's brother—and former heir to the throne—has plans of his own. The battle for Pride Rock is ravaged with betrayal, tragedy and drama, ultimately resulting in Simba's exile. With help from a curious pair of newfound friends, Simba will have to figure out how to grow up and take back what is rightfully his.
Views: 313
Genre: Action, Adventure, Animation, Drama, Family
Director: Jon Favreau
Actors: Chiwetel Ejiofor, James Earl Jones, John Kani, John Oliver
Country: USA
Duration: 118 min
Release: 2019
IMDb: 7.2


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text: Below is a "Send" button which you can use to let us know that Kamel Towing can not be reached at 601 Magnolia St or at (915) 533-9995. If you have visited Kamel Towing and want to share your experience with the business please write a review! If this business has a video about themselves you will be able to watch it by clicking the play button on the video window. If you are looking for a way to contact Kamel Towing you have come to the right place! Below is their address and phone number. For a map and driving directions to 601 Magnolia St in El Paso please scroll down and click the link under the map to "View Larger Map".


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- December 23, 2017
- By Kal Gohill
- In Safety, Tire Selection
- 2172
- 2
Ever wondered how old your tires are? Looking to buy a used tire? Keep scrolling and you'll find out what reading the tire DOT number can tell you. * By the way, D.O.T. stands for Department of Transportation. Here's an example of a tire DOT number: 1) PLANT AND SIZE CODE: The first 4 characters
Tire manufacturers publish UTQG (Uniform Tire Quality Grade) ratings to help consumers understand the potential performance of a tire, based on 3 things. Treadwear, Traction, and Temperature. The one thing to note hear is, the individual tire manufacturers (like Michelin, Bridgestone, Pirelli) grade their own tires, based on comparison with a their own standardized control
The quest to choose the right tires can seem like a maze to a lot of people - so we've laid out three things to know when starting your search for tires: 1) CONSIDER YOUR DRIVING CONDITIONS Choosing tires is kind of like choosing shoes (just go with me - it'll make sense). You wouldn't
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1787 Speakeasy Murder Mystery
1787 Brewing Company 43 South 4th Street, Hamburg, Pennsylvania 19526
Someone bumped off a partner at the speakeasy in town… We gotta find out who before the coppers get involved. One or more of the guests are guilty!
Come dressed in yer best glad rags of the 1920's for a chance to win a door prize. There will be clues, games, photo ops, murder mystery and a blind pig.
The password to enter is…? (You will receive your password via a separate email closer to the event.)
Ticket includes show, heavy appetizers and one beverage of choice from the 1787 Brewing Company. Tickets are $50 per person. This is an over 21 event.
Tickets can be purchased by calling 610-562-3106 or on EventBrite at http://bit.ly/2E8Z48Q.


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General Description
All have * bathroom/shower * WC * telephone * TV * air conditioning/heating * hairdryer * balcony/terrace * (certain amenities may be payable locally)
There are 184 guestrooms spread across 12 floors. The European Blue Flag of quality has previously been awarded to 28 of Mallorca`s beaches. Magaluf beach has plenty of watersports and activities and is a great spot for cheap holidays in Mallorca.
Swimming Pools
The hotel has a swimming pool and a children`s pool.
Eating and Drinking
There is a buffet style restaurant and a salon bar.
Right Choice
The hotel will appeal to couples and families for its great views and excellent location for accommodation in Magaluf.
Suitable for
Couples and Families


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MTB's are your thing? Then you will find the frame of high quality aluminum, the balanced handling and responsiveness of Analog perfect for fun on the trails, both in the short high-speed rides that in the longer hikes in the hills. Both in 27,5er format as in the 29er version, this bike offers the perfect ergonomics for dynamic amazing guide, at an incredible price. And since the tube there was not everything, we chose one word to describe it: Analog!699,00 € VAT included


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Removal of the asbestos and other hazardous materials inside the Auburn Schine Theater is now complete, clearing the way for its restoration.
The Cayuga County Arts Council, which owns the 1938 movie theater, posted photos of its stripped-down interior Friday on the council's Facebook page.
The work was completed in mid-January and the absence of hazardous materials in the theater was confirmed shortly thereafter, council communications chair Michelle Milewski said Friday. All of its seating has been removed and its brick and ironwork exposed. The next step in the theater's restoration is uncertain, Milewski said, but she named its HVAC and South Street marquee as priorities.
"With a project of this magnitude, priorities can change after each step is complete," she said. "What may have been a top priority before abatement began may be pushed back down the timeline. That being said, the building is still structurally sound, asbestos-free and primed for restoration. We're enthusiastic about any and all steps forward."
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Some new details about the restoration of the Auburn Schine Theater emerged Wednesday as its…
The arts council is in the process of transferring ownership of the Schine to an LLC it will co-own with Bowers Development, of Syracuse. The transfer will require the approval of the state Office of Parks, Recreation and Historic Preservation. The state holds a preservation covenant on the property until July 25, 2036, due to funds it has awarded the project dating back to 1996.
"We're working with the state authorities to lift the covenants," Milewski said. "Although progress is being made, nothing is finalized yet."
Bowers contracted Sessler Environmental Services, of Rochester, to remove the theater's hazardous materials. The work had to be completed by the end of January because the $800,000 that funded it, which came from the city of Auburn's Community Development Block Grant accounts, had to be spent down by then. The city allocated the money to the Schine project in June after learning it had to be spent down due to a new rule from the Department of Housing and Urban Development, Office of Planning and Economic Development Director Jennifer Haines told The Citizen.
A $1.2 million state grant, awarded in December, will support further work on the Schine. Bowers has given the project a $6 million price tag and an October 2019 completion date. Bowers and the council have said they plan to reopen the renovated theater as a convention center that can host live entertainment, weddings, trade shows and more events.
Lake Life Editor David Wilcox can be reached at (315) 282-2245 or firstname.lastname@example.com. Follow him on Twitter @drwilcox.
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Tag Archives: Concert
[HQ FANTAKEN] Minzy And 2NE1 At AON Concert In Hong Kong (March 22, 2014)
[HQ FANTAKEN] Minzy At AON Concert In Beijing (April 19, 2014)
[HQ FANTAKEN] Minzy From AON Concert in Taipei, Taiwan (April 27, 2014)
Source: – M a r i M o r i –
[HQ SCANS] 2NE1 for Pulp Magazine Philippines (January 2015)
Fanaccounts From 2NE1 AON Concert in Seoul
I arrived at the venue and luckily, SK HandBall stadium is smaller than Olympic Stadium.. so I was able to see the stage well~!!!
They showed 2NE1 MVs through the screen and people started screaming!!! Continue reading
2NE1 & Lee Hi – If I Were You (YG Family Concert in Japan)
Source: Daum


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Delish editors handpick every product we feature. We may earn money from the links on this page.
We've added sautéed mushrooms to the classic — and very simple — spaghetti with garlic and oil, but the dish can still be made in no time at all. Regular white mushrooms are excellent here; portobellos or wild mushrooms would be great, too.


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Travel Diaries & Blog – If you want to hear about our trips and general musings you have arrived at the right place!
Our Journal – Working Your First Winter Season at 40
(click here)
General Travel Diaries:- Click on the links…
October Alps Trip – Christmas Ski Trip Reccy
Morocco by Land Cruiser – 2011
Gites La Colombiere – Research!
Are we spoilt on the continent?
Motorhome skiing How much cheaper is it really
Hatton Locks – Messing About On The River
General Musings:- Click on the links…
How To Efficiently empty your toilet casette
How to use the Mont Blanc Tunnel in a Motor Home
Hymer Induced Spinal Prolapse!
Buying ski lifts & Grave Yard Extraordinaire! Buy Buy BUY!
And so the bus adventure begins
River and Canal Holidays in Europe


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If you have ever applied caulk from a tube or a caulking gun, it mostly likely wasn't a good experience. Even professional contractors find it challenging to squeeze and seal, but many people are unaware of the fine lines that separate performance and safety.
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At the National Archives, located at Kew in London, there are a number of documents relating to Scarborough Aquarium, the palatial underground complex designed by Eugenius Birch which opened in 1877 underneath the Cliff Bridge. The structure was destroyed in the 1960s to make way for the underground car park that stands on the site today. Nonetheless, stories about it are the stuff of local legend, and the attraction lived a second life as Gala Land from the mid 1920s until 1966. Tales of its impressive interiors and bizarre features beg the question: whose idea was it?
Above: Inside the National Archives – answers, or more questions? (source)
The material at the National Archives consists mainly of dull contractual documents and legal jargon; a series of folders testify a succession of failed business plans, and multiple attempts to resurrect what was ultimately a perpetually struggling attraction. Even as far back as 1871, there was apparently great optimism regarding the prospect of an aquarium in Scarborough, evidenced by the establishment of the Scarborough Sub Tramway Aquarium & Improvement Company Ltd.
This company did not actually build the aquarium, but a sea life attraction was possibly part of its future plans. Furthermore, due to the lack of details within the company documents, it has been impossible to establish whether or not this title refers to the Scarborough Aquarium that Stories From Scarborough is investigating. Perhaps there was another aquarium?
Above: Ramsdale Valley would soon see the introduction of an aquarium beneath its pathways (source)
The Scarborough Sub Tramway Aquarium & Improvement Company Ltd, consisted of a small team of local investors, including William Rooke (a doctor of medicine), James Kirby (a lumber merchant) and William Harris (another merchant). Also in their number was a Mr John Leckenby, who, unlike his fellow shareholders, decided to join forces with yet another fledgeling company. The Marine Aquarium Company Scarborough Limited was larger, seemingly better funded, and its supporters came from across the UK. It was with this company that Leckenby and his new colleagues founded the Scarborough Aquarium.
Above: Papers relating to the Marine Aquarium Company Scarborough Limited (source)
Mr Leckenby, a bank manager and keen fossil collector, was born in 1814. He originally resided in Ripon, but a job with the York City and County Bank brought him to Scarborough in 1837, where he quickly became one of Yorkshire's most prolific collectors of natural history specimens. These included a large collection of shells, and his carefully selected fossils were later exhibited in Cambridge. Leckenby contributed to various journals, evidently wishing to share his passion for geology and natural history, and it seems like that his involvement with the various aquarium groups was part of this. Sadly, he died in 1877 after a short illness (you can read his obituary here), so was unable to see the aquarium dream fully realised.
Above: Inside the Woodwardian (now Sedgwick) Museum in Cambridge, where Leckenby's samples were displayed (source)
The Marine Aquarium Company Scarborough Ltd, was first registered in 1874, under the watchful eyes of two solicitors' firms: Moody, Turnbull & Graham (Scarborough) and Peake, England & Snow (Sleaford). The company address was given as 73 Thomas Street, Scarborough, where Moody, Turnbull & Graham had their offices, and by this point John Leckenby, at sixty years old, was described in the documents as a gentleman out of business. His fellow shareholders, on the other hand, were apparently thriving in their chosen fields.
Above: The signatures of the shareholders (source)
William Locke, for instance, was a colliery owner – alongside business partner John Warrington, he had opened St. John's Colliery in Newland (near Wakefield, Yorkshire) only years earlier in 1870, and owned nearby Newland Hall. Like Locke, Warrington was also on the board of shareholders for the new aquarium company.
Above: Newland Hall in 1900 – the 54 roomed property once owned by Locke and Warrington (source)
Charles Kirk, on the other hand, was an architect – he ran a successful family firm based in Sleaford, Lincolnshire. His family, originally from Leicestershire, had long been associated with the building trade – father William was a surveyor and monumental mason, whereas Charles' own son, also named Charles, later took over the family firm and was also on the list of Aquarium backers. This might also explain why Sleaford solicitors were involved with the company.
Above: Sleaford is a market town in Lincolnshire, where Charles Kirk was based (source)
Kirk first came to Sleaford on a commission during the 1820s, staying to design many of its buildings, which are now Grade II listed. These include Carre's Grammar School in Tudor Gothic style (1834) and Westholme, a large house in Chateau Gothic style (1849). He also designed Boston Sessions House, now a Grade II listed building.
Above: Boston Sessions House, one of Kirk's designs (source)
So how did Charles Kirk become involved with Scarborough Aquarium? It seems likely that his firm may have helped with the building of the attraction, especially given his son's involvement, although by the 1870s Charles would have been an old man. Interestingly enough a Charles Kirk is listed as the promoter of Scarborough Aquarium and Theatre Company (one of many later reincarnations of the aquarium's governing body) when this organisation was liquidated in 1886. More likely son than father, although both the Kirks seemingly made an incredible investment in the aquarium.
Another dedicated member of the board was Walter Marr Brydone. Like aquarium designer Eugenius Birch, he is listed as a civil engineer in the 1874 documents.
Above: Part of the company agreement (source)
Brydone was Chief Engineer for the Great Northern Railway between 1855 and 1861, and during his career designed and patented a number of signalling systems. During the early years of the Scarborough Aquarium, he was listed as a gentleman who lived in London. His father James was a Scottish surgeon who rose to fame whilst serving at the Battle of Trafalger. He was reportedly the first to sight the Franco-Spanish fleet without any visual aids – the transmission of this information to the HMS Victory was crucial to Britain's success.
Although Walter did not follow in his father's footsteps, his achievements in civil engineering were much celebrated, and coincidentally, he also lived in Lincolnshire, although resided in Boston, rather than Kirk's Sleaford. It seems more than likely that the two men were well acquainted, but still the question remains: why did two successful professionals from Lincolnshire decide to put their money behind an aquarium in Scarborough?
Above: Boston, Lincolnshire – Walter Marr Brydone's home town (source)
Eugenius Birch, the final board member. was a Londoner and also a legendary seaside architect. His talents were put to good use in places such as Margate, Brighton and Blackpool, and his aquarium involvement came after the architect turned his attention away from railways, bridges and viaducts to piers and the British seaside from the 1850s onwards. Perhaps it was Birch who knew Brydone or Kirk, or both – after all, these men were involved in similar industries. Either way, most of the shareholders were entering their later years, and none lived to witness the slow demise of their aquarium dream. Most likely they would have been relieved to see it rescued and revived by the Scarborough Corporation in the 1920s, but would arguably be horrified to see the dismal car park that took its place in the later 1960s.
Above: Eugenius Birch designed many beautiful structures, such as this pier in Eastbourne (source)
As for the aquarium idea – this seemed inevitable. The 1871 venture evidenced an early appetite for such an attraction, as did Victorian obsession with collecting things, whether that be fossils or real life sea creatures and plants. Combined with the boom of the British seaside holiday and the building of aquariums elsewhere, the possibility of this attraction presented an appealing challenge for a select group of engineers, architects and moneyed men.
Later a number of interesting characters would join their ranks in a bid to save the struggling company, but that's a story for another post.
Most of the above information was derived from files held at the National Archives in London.
Other sources include:
English Heritage: Charles Kirk


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Manage Blog Posts
www.geraldwmcfarland.com/blog "The Inside Story"
That's the link & the overall title for a series of postings about my new detective novel "T.T. Mann, Ace Detective," set in San Francisco in 1955 and featuring a protagonist who is 6' tall & weighs only 22 lbs. This bit of whimsy has as its background an accurate portrait of the city in the mid-195...


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- the articles of association and by-laws of your future Romanian company.
Foreign investors can open the following types of Romanian companies (structures): the Romanian SRL, the Romanian subsidiary, the Romanian branch, the Romanian representative office (liaison office). The representative office in Romania can be established only for certain types of activities; our team of Romanian lawyers can offer advice on the documents necessary to register a liaison office here.
Every type of Romanian company has its specifics and limitations. For instance, the Romanian representative office may only start marketing activities; it can't be registered with the purpose of developing commercial operations. We recommend you to contact us before making a final decision.
When opening a company in Romania, foreign investors are not imposed with any restrictions. Thus, a Romanian company can be set up by both local and foreign shareholders and there are no nationality restrictions regarding the company's directors. Romanian law also allows corporate shareholders and directors.
See other related info:
Establishing a representative office or company branch
Purchasing real estate in Romania
NOTE: This is not intended to be a complete list of documents or a complete set of costs to set up a Romanian company . Contact us for in-depth information. Our Romanian law firm is prepared to assist foreign investors in any matter concerning the legislation regulating the activities of local businesses.
Enescu & Cuc is a Law Firm with affiliates all over the world. We salute our latest partnership with CompanyFormationNetherlands.com, the provider on best guide on how to set up a company in Netherlands.


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Company: Microsoft Corp., One Microsoft Way, Redmond, WA 98052; Phone: 800/642-7676; Internet: http://www.microsoft.com/education/.
Price: Learning Essentials is available at no cost to schools that have Microsoft Office academic volume licensing plans, although a one-time "media fulfillment cost" may apply, depending on the type of license.
New and existing academic volume licensing customers who order or already have purchased licenses for Microsoft Office can download at no cost from the Microsoft volume license Web site. CD media can be ordered at a one-time cost.
Learning Essentials is available to users of Microsoft Office 2003 Editions or Microsoft Office XP Professional or Standard editions. A large demonstration version is available online.
Audience: Middle school and older students and their teachers.
Format: Online download or CD-ROM.
Minimum System Requirements: Computer with a Pentium 233 MHz processor (Pentium III recommended), 128 MB RAM, up to 50 MB hard disk space for the student component, up to 240 MB hard disk space for the educator component, Super VGA monitor 16-bit or higher supporting 800 x 600 screen resolution.
Also required: Microsoft Windows 2000 Service Pack 4 (SP4), Windows XP (SP2) or later, and Microsoft Word 2002, Excel 2002, PowerPoint 2002, Office XP or later.
Dial-up or broadband Internet access (provided separately) is useful for the Internet features that are included with parts of the program.
Description: Learning Essentials for Microsoft Office provides education-specific tools for students and teachers to use with Microsoft Office applications, including Microsoft Word, PowerPoint, and Excel. The teacher version of the program is larger and helps teachers generate materials for students. Both versions provide customized toolbars, templates, tutorials, and other materials.
Reviewer Comments:
Installation: Installation is automatic if the correct versions of Windows and Office are present, along with the correct processor speeds and enough hard drive space. Learning Essentials, marketed to schools, can be installed from a network connection as well. Installation Rating: A
Content/Features: Learning Essentials is intended to help middle or high school students and their teachers improve their productivity with Microsoft Office by providing tools designed for the most frequently used Office applications. The program provides teachers with tools to help students learn how to work with Office and also offers some helps for students.
The package features curriculum-based templates and toolbars for Word, PowerPoint, and Excel; academic tutorials created by various education publishers; and other materials. Teachers can use the larger educator version of Learning Essentials for help in creating instructional resources and handling administrative tasks.
The toolbars appear as needed, either for a project-specific purpose or when specific templates are used. The toolbars offer access to resources such as foreign language dictionaries or bibliography assistance and commands for writing, math, and science. Some toolbars provide easy access to Office tools including equation editor, math symbols, and foreign language editing and translation tools.
The templates designed for Word, Excel, and PowerPoint provide starting places for assignments. Students don't have to spend additional time working with sometimes complicated layouts before beginning a project. The 64 templates for students cover writing projects, science reports and presentations, and more. The 117 templates for teachers cover classroom handouts and presentations, grading rubrics, managing classrooms, and more. Teachers can easily create additional templates with tools included in the teacher version.
The tutorials have been developed by Houghton Mifflin, Pearson Prentice Hall, SchoolKIT, and others. The tutorials often accompany templates and walk students through the process of doing good work. The 28 student tutorials include guides for creating thesis statements and proofreading. The Writing Process tutorial helps students successfully complete the four basic stages of writing. Among the 39 tutorials for teachers is Designing Great Projects, which outlines the characteristics of successful project-based instruction.
Learning Essentials also includes Microsoft Producer, an add-on to PowerPoint that synchronizes audio and video with text and graphic images.
The program's Educator and Student Centers help quick-start common assignments and tasks. The side-by-side Project Assistance windows and Checklists provide guidance and coaching and help track progress. The Create Test Wizard helps educators design tests and quizzes without having to take time out for formatting.
Learning Essentials is available in a variety of country/language editions.
All in all, this is a great addition for school districts with the correct versions of Microsoft Office. Content/Features Rating: A
Ease of Use: In the sense that Learning Essentials contains lots of documentation and an intuitive interface, it is easy to use. However, like Office itself, this program is large, intended for a variety of tasks, and complicated to learn. Teachers will need to take time to explore it well in advance, and many students will need help as they use various parts of the program. Ease of Use Rating: A
Product Support: Technical Support is available online at http://support.microsoft.com/. I could find no direct contact information on any of the materials or on the Microsoft Web site. As with other Microsoft products, users are apparently intended to figure out specific problems with the included documentation or the online material. That should cover most situations, but it will not cover all. Product support would be greatly improved with the possibility of some sort of personal contact. Product Support Rating: B
Recommendation: Learning Essentials is a useful and inexpensive addition to Windows for middle school and older students, in schools with the appropriate technology. The program may even be appropriate for some upper elementary use.
Unfortunately, for economic reasons, this program won't be used for quite some time in a school district like mine. Our older computers and older versions of Office are not compatible with Learning Essentials, and my district isn't likely to purchase computers and software that meet the program's requirements for several years.
Overall, Learning Essentials is inexpensive enough for schools that use the correct versions of Microsoft Office and I recommend it to them. Recommended.
Reviewer: Charles Doe, Elementary Media Specialist, Hastings Area Schools, Central Elementary School, 509 S. Broadway, Hastings, MI 49058; 616/948-4423; firstname.lastname@example.com.


text:
The beautiful and magnificent girl of Hollywood, Cindy Crawford continues to be reported to be on the best pinnacle of popularity along with even cultivated with all the latest news of getting an unbelievable plastic surgery in today's age of 47 years. Cindy Crawford is understood to be graceful model ...Read More »
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Emily Maynard Plastic Surgery Before and After
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Jane Fonda Plastic Surgery
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Helen Hunt Plastic Surgery Before and After
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text:
Darwin carnival may not have started but the winning streak has
Jun 20, 2015
MGA insurance brokers 1000m maiden was the first race in Darwin today. Neil had two runners who delivered a beautiful quinella.
Earnhart a 3 year old Choisir gelding won by 6 lengths in a time of 57.3 seconds.
Borough a first start 3 year old filly ran second.
Congratulations to all of their owners and to Neil. Satisfying result. Last weekend saw Belle ez run 3rd in a 0-70 1100m race so the team is looking good.


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Coaching Approach
The goal of Align Performance, LLC is to help individuals and teams/organizations in the greater New York area and worldwide learn the science behind mindset and team culture/dynamics so they can more consistently align performance with potential.
My approach to teaching clients is largely grounded in the following theories and ideas:
Working with me involves:
My approach to teaching clients is largely grounded in the following theories and ideas:
- Cognitive-behavioral theory - our thoughts, feelings, and behaviors are interconnected, and what we think drives what we do whether we are aware of it or not. Understanding our habits of thinking and driving better habits (thoughts, feelings, behaviors) over time is essential.
- Personal construct theory - the meaning we give to our experiences is important. If we want to optimize performance then we need to better understand ourselves and our perspectives.
- Humanistic approach- we have a basic, human need for personal growth and can make choices about what we want to think and do. Further, a client-centered approach emphasizes the importance of our collaboration where the client is an active participant in the process.
- Self-determination theory - we are driven by 3 fundamental psychological needs: to feel competent, in control, and related to others. These needs and our own personal needs affect how we think and feel, what we do, and how we interact with others.
- Mindfulness, acceptance, and commitment - we are naturally built to have poor attention spans, and in today's busy world staying in the present moment can be a challenge. Further, we think on average about 50,000 thoughts a day; it's called the monkey mind (we go from one thing to the next to the next). Thus, always trying to control our thoughts is going to end up being a challenge and ultimately may distract us from what we need to do in order to perform optimally. Learning to stay focused in the here-and-now, accept the thoughts and experiences we have, and commit to focusing on the task at hand will lead to more relaxed, focused performance. We have to learn how to perform even if we're not in the right headspace.
- Positive psychology - if our thoughts drive our actions, then fostering a growth mindset and optimal outlook (functional optimism) will drive effective actions that will lead to optimal performance. We don't always need to focus on what's wrong; focusing on strengths, actively feeding our confidence/motivation, and working on having an optimal outlook can greatly benefit our performance.
- Transtheoretical model - changes will only happen when someone is ready for them. Clients need to be ready to apply what they are learning.
- Expert performance - quality practice is essential. We must prepare effectively for what we want to see out of ourselves in performance. Consistently pushing ourselves outside our comfort zones will help us continually improve, focus on mastery, and perform at our best.
- Systems theory and socialecological model - for teams/organizations, working together at all levels of the group is essential for optimizing performance. Everyone needs to be involved and invested in helping the group to perform at its best.
Working with me involves:
- Taking into consideration you and your specific needs to determine what information and approach might be most valuable for you or your team/organization.
- Teaching you (and your team) about how the mind influences performance and/or the science underlying team dynamics and culture (knowledge is power!).
- Helping you consider how to apply what you have learned.
A variety of services are available to fit your needs. After an initial consultation (free of charge), we will determine what your needs are and will identify an approach personalized for you and/or your team.
"You need to prepare your mind for where your body may have to go."
~Stacy Lim, LA police officer
~Stacy Lim, LA police officer


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I have talked about the open source CMS and Ubuntu 16.04, the details of which you can read in these articles:
- Installing Fuel CMS on Ubuntu 16.04 LTS : A Complete Guide
- How to Install BlogoText CMS on an Ubuntu 16.04 LAMP VPS
Apache Zeppelin is a web-based open source notebook and collaborative tool for interactive data ingestion, discovery, analytics, and visualization. Zeppelin supports more than 20 languages including Apache Spark, SQL, R, Elasticsearch, and more. Apache Zeppelin allows you to create beautiful, data-driven documents and see the results of your analytics.
- A DreamVPS Ubuntu 16.04 server instance.
- A sudo user.
- A domain name pointed towards the server.
For this tutorial, we will use 'zeppelin.example.com' as the domain name pointed towards the 'Vultr' instance. Please make sure to replace all occurrences of the example domain name with your actual one.
Install Java
Apache Zeppelin is written in Java, thus it requires JDK to work. Add the Ubuntu repository for Oracle Java 8.
sudo add-apt-repository --yes ppa:webupd8team/java
sudo apt update
Install Oracle Java.
sudo apt -y install oracle-java8-installer
Verify its version.
java -version
You should see the following output.
user@dreamvps:~$ java -version java version "1.8.0_161" Java(TM) SE Runtime Environment (build 1.8.0_161-b12) Java HotSpot(TM) 64-Bit Server VM (build 25.161-b12, mixed mode)
Set the default path for the Java by installing the following package.
sudo apt -y install oracle-java8-set-default
You can verify if 'JAVA_HOME' is set by running the below.
echo $JAVA_HOME
You should see the following.
user@dreamvps:~$ echo $JAVA_HOME
If you see no output at all, you will need to log out from the current shell and log back in.
Install Zeppelin
Apache Zeppelin ships all of the dependencies along with the binary files, so you do not need to install anything else except Java. Download the Zeppelin binary on your system; you can find the latest version of the application on Zeppelin download page.
wget http://www-us.apache.org/dist/zeppelin/zeppelin-0.7.3/zeppelin-0.7.3-bin-all.tgz
Extract the archive.
sudo tar xf zeppelin-*-bin-all.tgz -C /opt
The above command will extract the archive to '/opt/zeppelin-0.7.3-bin-all'. Rename the directory for the sake of convenience.
sudo mv /opt/zeppelin-*-bin-all /opt/zeppelin
Apache Zeppelin is now installed. You can immediately start the application, however, it will not be accessible to you as it listens to localhost only. You can configure Apache Zeppelin as a service. You can also configure Nginx as a reverse proxy.
Configure Systemd
In this step, we will set up a Systemd unit file for the Zeppelin application. This will ensure that the application process is automatically started on system restarts as well as failures.
For security reasons, create an unprivileged user for running the Zeppelin process.
sudo useradd -d /opt/zeppelin -s /bin/false zeppelin
Provide ownership of the files to the newly created Zeppelin user.
sudo chown -R zeppelin:zeppelin /opt/zeppelin
Create a new Systemd service unit file.
sudo nano /etc/systemd/system/zeppelin.service
Fill the file with the following information.
[Unit] Description=Zeppelin service After=syslog.target network.target [Service] Type=forking ExecStart=/opt/zeppelin/bin/zeppelin-daemon.sh start ExecStop=/opt/zeppelin/bin/zeppelin-daemon.sh stop ExecReload=/opt/zeppelin/bin/zeppelin-daemon.sh reload User=zeppelin Group=zeppelin Restart=always [Install] WantedBy=multi-user.target
Start the application.
sudo systemctl start zeppelin
Enable the Zeppelin service to automatically start at boot time.
sudo systemctl enable zeppelin
To ensure that the service is running, you can run the following.
sudo systemctl status zeppelin
Configure Reverse Proxy
By default, the Zeppelin server listens to the localhost on port 8080. In this example, we will use Nginx as a reverse proxy so that the application can be accessed via standard HTTP and HTTPS ports. We will also configure Nginx to use an SSL generated with Let's Encrypt free SSL CA.
Install Nginx.
sudo apt -y install nginx
Start Nginx and enable it to automatically start at boot time.
sudo systemctl start nginx
sudo systemctl enable nginx
Add the Certbot repository.
sudo add-apt-repository --yes ppa:certbot/certbot
sudo apt-get update
Install Certbot, which is the client application for Let's Encrypt CA.
sudo apt -y install certbot
Note: To obtain certificates from Let's Encrypt CA, the domain for which the certificates are to be generated must be pointed towards the server. If not, make the necessary changes to the DNS records of the domain and wait for the DNS to propagate before making the certificate request again. Certbot checks the domain authority before providing the certificates.
Generate the SSL certificates.
sudo certbot certonly --webroot -w /var/www/html -d zeppelin.example.com
The generated certificates are likely to be stored in '/etc/letsencrypt/live/zeppelin.example.com/'. The SSL certificate will be stored as 'fullchain.pem' and private key will be stored as 'privkey.pem'.
Let's Encrypt certificates expire in 90 days, hence it is recommended to set up auto-renewal of the certificates using Cron jobs.
Open the cron job file.
sudo crontab -e
Add the following line at the end of the file.
30 5 * * * /usr/bin/certbot renew --quiet
The above cron job will run every day at 5:30 AM. If the certificate is due for expiration, it will automatically be renewed.
Create a new server block file for the Zeppelin site.
sudo nano /etc/nginx/sites-available/zeppelin
Fill the file with the following information.
upstream zeppelin { server 127.0.0.1:8080; } server { listen 80; server_name zeppelin.example.com; return 301 https://$host$request_uri; } server { listen 443; server_name zeppelin.example.com; ssl_certificate /etc/letsencrypt/live/zeppelin.example.com/fullchain.pem; ssl_certificate_key /etc/letsencrypt/live/zeppelin.example.com/privkey.pem; ssl on; ssl_session_cache builtin:1000 shared:SSL:10m; ssl_protocols TLSv1 TLSv1.1 TLSv1.2; ssl_ciphers HIGH:!aNULL:!eNULL:!EXPORT:!CAMELLIA:!DES:!MD5:!PSK:!RC4; ssl_prefer_server_ciphers on; access_log /var/log/nginx/zeppelin.access.log; location / { proxy_pass http://zeppelin; proxy_set_header X-Real-IP $remote_addr; proxy_set_header X-Forwarded-For $proxy_add_x_forwarded_for; proxy_set_header Host $http_host; proxy_set_header X-NginX-Proxy true; proxy_redirect off; } location /ws { proxy_pass http://zeppelin/ws; proxy_http_version 1.1; proxy_set_header Upgrade websocket; proxy_set_header Connection upgrade; proxy_read_timeout 86400; } }
Activate the configuration file.
sudo ln -s /etc/nginx/sites-available/zeppelin /etc/nginx/sites-enabled/zeppelin
Restart Nginx so that the changes can take effect.
sudo systemctl restart nginx zeppelin
Zeppelin is now accessible on the following address.
By default, there is no authentication enabled, so you can use the application directly.
Since the application is accessible to everyone, the notebooks you create are also accessible to everyone. It is very important to disable anonymous access and enable authentication so that only the authenticated users can access the application.
Disable Anonymous Access
To disable the default anonymous access, copy the configuration file template to its live location.
cd /opt/zeppelin
sudo cp conf/zeppelin-site.xml.template conf/zeppelin-site.xml
Edit the configuration file.
sudo nano conf/zeppelin-site.xml
Find the following lines in the file.
<property> <name>zeppelin.anonymous.allowed</name> <value>true</value>
Change the value to 'false' in order to disable the anonymous access.
Enable Shiro Authentication
Now that you have disabled the anonymous access, you need to enable some kind of authentication mechanism so that privileged users can log in. Apache Zeppelin uses Apache Shiro authentication. Copy the 'Shiro' configuration file.
sudo cp conf/shiro.ini.template conf/shiro.ini
Edit the configuration file.
sudo nano conf/shiro.ini
Find the following lines in the file.
[users] admin = password1, admin user1 = password2, role1, role2 user2 = password3, role3 user3 = password4, role2
The list contains the username, password, and roles of the users. For now, we will only use 'admin' and 'user1'. Change the password of admin and user1 and disable the other users by commenting them. You can also change the username and roles of the users. To learn more about Apache Shiro users and roles, read the Shiro authorization guide.
Once you have changed the passwords, the code block should look like this.
[users] admin = StrongPassword, admin user1 = UserPassword, role1, role2 # user2 = password3, role3 # user3 = password4, role2
Now restart Zeppelin to apply the changes.
sudo systemctl restart zeppelin
You will see that the authentication has been enabled and you will be able to log in using the username and password set in the Shiro configuration file.


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Full-flavored and full-bodied, Elouan Rosé is the perfect wine for creating this refreshing wine cocktail.
- 1 bottle Elouan Rosé
- 1 lb watermelon cubes
- 1/2 cup granulated sugar
- 1/2 cup water
- 1/4 cup freshly squeezed lemon juice
- Mint for garnish
Pour rosé into ice cube trays and freeze overnight. Place watermelon on a parchment-lined baking sheet (ensure cubes are not touching) and freeze for at least 2 hours, then transfer the watermelon into a sealable bag and keep frozen.
Combine sugar and water in a small saucepan over medium heat, stirring constantly until sugar is dissolved and mixture has come to a boil. Turn off heat and let sit until thickened – about 15 minutes. Pour syrup into a small bowl and let cool. Keep in refrigerator until ready to use.
In a blender, mix rosé ice cubes, frozen watermelon cubes, simple syrup, and lemon juice until mixture is combined. Pour into glasses and garnish with a sprig of mint.
~ ~ ~
If you find yourself in Florida and in need of a refreshing Rosé beverage, you can find our Elouan Frosé at the following accounts:
Salt 7 (Delray Beach)
SLS Hotel (South Beach)
Loews Hotel (South Beach)