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Compare Sports Club Minibus Insurance
Protect your Minibus today. Compare quotes from multiple brokers.
Sports Club Minibus Insurance
Your insurance quote will be based on a number of factors, that can collectively be called the risk factor. The risk factor determines how expensive or cheap your cover will be. However you do have some control over this for example if the minibus is parked overnight in a secure area this will undoubtedly reduce the risk and thus the cost. An other obvious method is to ensure minibus is fitted with latest immobiliser and tracking technology. To help you further we have complied a top 10 list of risk reduction techniques to lower your premium. Which you may read here.
Sports Minubus Insurance for any Sports Club Type
We offer minibus insurance cover all types of sports club. The following list whilst not exhaustive highlights some of the most frequent requests we receive from sports clubs:
- golf clubs
- boxing clubs
- athletic clubs
- cricket clubs
- Football clubs
- Rugby clubs
How Does it Work?
After selecting the Quick Quote button you will will move to the online insurance quote inquiry form. The form is minimal requesting only the necessary information required to provide you with a quote for insurance cover. If you need to save on your minibus insurance we have excellent rates that are just one click away. All the minibus insurance for sports clubs are underwritten by the best and trusted mini bus insurer brokers in the UK.
Ways to Keep Premium Costs Down
- Any driver policies will be more expensive than named driver only. As such consider this and in addition the age of the drivers and if possible limit this to age 25 and above.
- If your sports outings are few and far between let the insurer know this as a policy based on miles driven could work to your advantage also known as pay as you go insurance.
- How many seats to you need? The fewer seats the lower the cost to cover as such give this detail attention when purchasing a club minibus.
- When off the road is the club vehicle parked in a secure location? Secure parking will normally lead to a better quote as they are at less risk of being stolen.
Compare Minibus Insurance
Protect your Minibus today. Compare quotes from multiple brokers.


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Mobile Apps
Ultimate holiday apps!
Your personal holiday guide in your pocket: The free iSölden - Mobile App for smartphones combines many useful features and detailed information: Check Sölden's weather and snow reports and take a look at the webcams. Check out which mountain lifts and ski slopes are currently open or book your favorite accommodation - all this and much more is provided by this unrivaled digital assistant.
iSölden - Mobile App
The iSölden - Mobile App bundles all the important information and features you need for a memorable stay in Sölden - acting also as your interactive real-time resort guide. The coolest features at a glance:
- Accommodation list, room search & booking
- Live cam pictures
- Which mountain lifts and ski slopes are currently open?
- What are the current weather and snow conditions?
- Which events are currently taking place?
- Sölden ski tracker
- Information on gastronomy, infrastructures and sights
- NEW: BIG3 RALLY Track & Win
The free iSölden - Mobile App is available for iPhones, Android smartphones, Blackberries and as an alternative web solution for all mobile phones with Internet access.
App Download
Further details on the iSölden - Mobile App can be found in the respective app stores.
Adrenalin Cup Sölden App
The name says it all: the Adrenalin Cup Sölden is an adventurous winter sports world that has it all. 10 different disciplines including slalom, moguls or speed promise action-packed fun on the slopes. Join the community and compete with like-minded sportspeople by installing the complimentary Adrenalin Cup App. It provides access to your most recent videos, photos and scores at a glance.
Find out more about the Adrenalin Cup Sölden HERE
App Download
Further details on the Adrenalin Cup Sölden App can be found in the respective app stores.

subset: commoncrawl


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How to reach your "Spiritual High" in the Himalaya - Nepal
Posted: August 11, 2017
Story by Snow Cat Travel
Places of pilgrimage, spirituality, religious festivals, staying at a Buddhist Monastery, Yoga Retreats and Luxury Wellness. Here's how you can achieve your own spiritual high
Enjoying a spiritual holiday in Nepal is almost part and parcel of being in Nepal by default.
Such is the power of the majestic Himalayas and the ever present influence of both Hinduism and Buddhism in Nepal, that even the most fervent un-spiritual often say they found their time in Nepal to be……..life-changing!
Indeed it is very hard not to be moved, and perhaps even feel a more spiritual presence simply through trekking amongst the highest mountains in the world, many of which are sacred to the local people too. You can certainly find out a lot about yourself whilst trekking in the Himalayas and far removed from your 'usual world'.
Still, far-eastern practices are becoming increasingly popular in western society. Yoga has long been one of prevalence and in recent years 'Mindfulness', which has its roots in Buddhist meditation has taken off big style too.
So, just as fervent golfers need to pay homage to their passion and play a round on the Old Course at St.Andrews once in their life, more and more people are coming to Nepal to follow their spirituality passions too.
There are in fact many ways that one can indulge, explore and expand upon their own spirituality. Whether you're a curious beginner or experienced practitioner.
In Nepal, Hinduism and Buddhism flourish and co-exist peacefully and in harmony with one another and including spiritual aspects of both on a Nepal Spiritual Holiday is a good idea.
Here are some ways you can enjoy a spiritual experience in Nepal, returning home relaxed, refreshed and revitalized.
Do what the locals do and undertake a 'trek with a purpose' to places of spiritual significance. Providing you don't 'bite off more than you can chew', trekking in itself is good for you both physically and mentally anyway.
Sacred to both Buddhists and Hindu's, Muktinath lies at around 3700m in the Annapurna/Mustang region. Those trekking the Annapurna Circuit may also consider Muktinath somewhat sacred too, as it's the overnight halt after the long and hard crossing of the 5416m Thorung La!
Traditionally, pilgrims would trek up to Muktinath and through the Kali Gandaki Valley, beneath Annapurna and Dhaulagiri. Although nowadays, it's much easier (and quicker) than that, as you can fly to Jomsom from Pokhara in just 18mins and then be taken up to Muktinath by jeep!
High in the Langtang & Helambu region, is sacred Gosainkund Lake (sometimes also spelled as Gosain Kunda). Pilgrims come here to this 4380m alpine lake as in Hindu mythology it's the abode of both Shiva and Gauri. The lake is considered holy and of particular significance during the Gangadashahara and the Janai Purnima festivals when thousands of pilgrims from Nepal and India visit the area.
But pilgrims make the trek up to Gosainkund Lake at all times, and as far as western tourist trekking goes it's a lesser traveled route and a rather delightful experience sharing the trail with pilgrims. Our Langtang and Helambu Trek visits Gosainkund Lake.
Many pass by it on their way to Everest Base Camp and indeed Everest climbers often will "drop in" to receive a blessing for their summit bid, but Thyangboche Monastery (also spelled Tengboche) is the most important Tibetan Buddhist site for the Sherpa people too.
It's also the biggest monastery in the entire Khumbu region. As well as having strong links with the Rongbuk Monastery on the other side of Everest in Tibet, it's had a couple of rebuilds, due to fires, earthquakes etc.
Under the guidance of the Rinpoche, there's about 60 monks at the monastery and its location at 3867m beneath iconic Ama Dablam and in sight of Everest is pretty hard to beat. Although the Mani Rimdu Festival (see festivals section below) is a good (but busy) time to be here, if Base Camp doesn't float your boat, this is a pretty good place to hang out and soak up the monastic atmosphere .
Whilst many come to Everest to tick the bucket box just to say they've been to Base Camp and seen the world's highest mountain, Sagarmatha to the Nepalese and Chomolungma to the Tibetans, Everest is sacred.
Although there are various meanings for these, "Mother Goddess of the World" has particular spiritual relevance. Everest Treks can indeed be a spiritual pilgrimage experience.
Then again, it's pretty hard not to be moved by the wonders of the natural world and something as relatively straightforward as witnessing the sunrise on the Poon Hill trek can be very spiritual if you put everything in the realm of life into context.
Although most people set off to make the short walk to Poon Hill from Ghorepani just before dawn, we reckon this would be a pretty cool place to contemplate and meditate at through the night.
Yoga Retreats
Yoga is big business in western civilisations and thus Yoga Retreats have become common in Nepal too.
In Pokhara alone we reckon there must now be at least 50 Yoga Retreats, some good……some not so good.
Some of the luxury hotels, and even some smaller places have also cottoned on that providing Yoga classes means that tourists who've never tried yoga before in their lives can be found contorting and stretching themselves in the hotel gardens and then wishing they hadn't.
Of course, if you're yoga-experienced, nearly any quiet place will do when you feel the need. Social media is now full of selfies of "look at me doing yoga in some cool place".
Certainly if you're wanting to spend some time at a Yoga Retreat in Nepal as part of a spiritual holiday it's best to have a chat with us first, so we can match you with the right sort of place.
Luxury Wellness Retreats
Expensive "Wellness" resorts are already found throughout Europe. And, there's nothing wrong with having a lot of pampering and "me time".
Add the faith and religion aspects and practices of the east, throw in the Himalayas and an arguably more authentic spiritual location than by some lake in Europe and you've got the beautiful Dwarika's Resort and Himalayan Spa
This most luxurious of all Nepal "Wellness and more" resorts is about a 45 minute drive from Kathmandu at Dhulikel. It's pretty exclusive and by Nepal standards not cheap either, but probably better value than somewhere in Europe.
There are all sorts of "Himalayan" treatments that you can spoil yourself rotten on. As you'd expect from Dwarika's the cuisine is outstanding, and a range of individually styled suites afford the utmost in Himalayan luxury.
Sip a cocktail by the pool, enjoy yoga or even pottery making. The Dwarika's Resort is surrounded by beautiful countryside and if there is such a thing as the 'perfect' place to end your Nepal holiday, then perhaps this it.
In true Dwarika's style, being here is as much a lifestyle experience as it is a first class place to stay and also enjoy the magnificent views of the Himalaya.
Indulge yourself in a mix of Hindu and Buddhist health and wellness philosophies and get closer to your inner self.
To be honest we really do like this place and the way they go about things……just so long as someone else is paying!
Stay at a Buddhist Monastery
Back down to earth, we think we have saved the best for last.
Neydo Monastery is not just a Buddhist monastery you can visit, but one that you can stay at and become involved in the daily prayers and rituals, chat with the monks, enjoy peaceful nature walks and simply just "be"
The location of the Monastery is both tranquil and rural. It sits atop a hill on the edge of the Hattiban Forest (about an hours drive from Kathmandu) and is close to the Asura Cave where Padmasambhava or Guru Rinpoche, as he is known affectionately, meditated and achieved the highest realisation. The Monastery has around 200 monks. A short walk away is the Dakshinkali Temple outside the village of Pharping. It is one of several "power places" of the Kathmandu Valley and one of the most important temples in Nepal dedicated to the goddess Kali.
Within the grounds of the monastic complex you can stay in a welcoming guest house, which provides very comfortable accommodation, a bit like a hotel, but not a hotel. Rooms are en-suite too.
We include stays at this monastery in our example Nepal Spiritual Holiday
Visit sites of faith and religious significance
Lumbini is the birth place of Buddha and thus is a place of pilgrimage for the faithful. It's a UNESCO World Heritage Site (and rightly so). As well as the Ashoka Pillar and the Maya Devi Temple there are tranquil gardens to enjoy being at peace in.
Plans were drawn up in the late 1970's by a Japanese architect to make Lumbini a place of both pilgrimage and a tourist attraction too. So now there's a Japanese stupa, a Burmese style pagoda, a Chinese style temple, some relatively formal gardens and a museum. The exact spot where Buddha is said to have been born hasn't been moved to make way for the newer developments.
Bouddha, Boudhnath, Bodnath (choose your own spelling variation) is already a tick lister for most tourists in Kathmandu. As a sight in itself, the giant Stupa here is pretty impressive.
But, it is and always has been a place of power and peace and where the local Tibetan population come to to perform their daily prayers and rituals.
Visit here from late afternoon onwards, as this is when the locals come and from a cafe balcony you can discreetly observe them doing the Kora around the Stupa.
Full moon is a pretty special time. At night thousands of butter lamps light up the Stupa.
Pashupatinath is usually visited in the daytime by hordes of tourists as part of their 'Kathmandu Tour'. We recommend visiting Pashupatinath in the evening. The faithful congregate for evening prayer, the tourist masses are gone and it becomes a much more personal and spiritual experience.
Located on the banks of the Bagmati River (which separates Kathmandu from Patan), Pashupatinath is the most sacred Hindu site in Kathmandu. Whilst cremations do take place here, many Sadhu's (holy men) congregate here too.
Include a Festival
Nepal isn't short of a festival or two, and when you've got both Buddhist and Hindu festivals in the mix, the country seems to be almost in permanent festival mode!
Of course the locals are the ones celebrating the festivals and as this often happens in the privacy of family homes or temples where non-Hindu's aren't allowed.
The precise dates for festivals usually varies from year to year, particularly religious festivals as they are determined by astrologers in conjunction with the lunar calendar.
It would be impossible to list them all here…..there are so many….but, example ones that you can at least observe are (and not limited to these either):
Holi: This festival of water and colour that falls between February/March is also known as "Phagu" in Nepal. The day is observed to celebrate the extermination of the female demon Holika. It's a really fun day that you can also join in with as the locals (especially younger children) will throw colourful powder over one another and burst water balloons. You'll be a right bright-colored mess after a day partaking in Holi.
Mani Rimdu is a Tibetan Buddhist Festival that takes place between mid-October and mid-November, and Thyangboche Monastery (featured previously above) is one of the best places to observe the 3 days of the public side of this event. Elsewhere in the Khumbu (Everest) region is also good too, as Thyangboche being on the Everest Base Camp route does get a little busy.
Dashain (Bijaya Dashami): The biggest and most anticipated of Nepal festivals. It lasts for 15 days and takes place late September to early October. Dashain is the longest and the most auspicious festival in the Nepalese annual calendar, celebrated by all, regardless of caste and following. Dashain occurs during the lunar fortnight ending on the day of the full moon. Whilst the tourist industry carries on virtually unhindered, for almost the rest of the Nepal people it's almost one long, great public holiday. A time for shopping, feasting, fasting, prayer and more. Each day of Dashain has different significance and is marked accordingly to tradition. It could perhaps be best compared to our own Christmas period. A time when friends and family from afar reunite once more for the duration. It is also a time for both sacrifice and large scale slaughter and many foreign visitors find this particular aspect difficult to deal with.
A bit more (well….a lot more) off the beaten track there are festival like the Tiji Festival that takes place at remote Lo Manthang in the restricted Upper Mustang region. This three day Tibetan Buddhist festival usually takes place in mid-May, but now that Lo Manthang is reachable by road (OK….a bumpy, long road) it's no longer restricted to just the locals and the handful of hardy trekkers who make their way here.
Certainly, whether you are intent on getting spiritualised or just going trekking, Nepal really does help revitalize and re-juvenate the soul.
Source: Snow Cat Travel WordPress blog


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A pyromaniac is the term used for an arsonist who plays with fire. What do you call a person that plays with fire in Photoshop?
Hmmm… A phoromaniac? Sounds like a word you'd hear coming out of Astro's mouth. (the Jetson's dog.)
A pyromaniac is the term used for an arsonist who plays with fire. What do you call a person that plays with fire in Photoshop?
Hmmm… A phoromaniac? Sounds like a word you'd hear coming out of Astro's mouth. (the Jetson's dog.)
Street performers add an element to the tourist environment that sometimes defies historical significance of location, but they do add sparkle. I especially enjoy musicians that add their artistry to soften the harsh sounds of daily reality on the streets, subway stations, etc.
Chicago, Illinois subway platform
Santiago, Spain with a boot to collect donations.
I saw the above quote the other day and it started the wheels turning in my mind as to the charm of living in a small, rural community. Into the photo archives I go to dig up some images that show a piece of life in a small town. We do know how to entertain ourselves and have some good ol' fun!
This carnival ride at the Yellow Medicine County Fair, in Canby, Minnesota, seems to lend itself as a metaphor to the wild ride this young couple have chosen in life. Since their wedding in July of 2010, this small town couple have added two young children (1 1/2 years and 6 months) to their family, hold down full-time jobs, the bride completed a master's degree, and both serve our country in the United States National Guard. In fact, the wedding was planned while the engaged couple were both deployed overseas in the Middle East.
Yes, you are on the ride of your small town life. The twists and turns of a carnival ride can become predictable after you get use to patterns of movement. Life is not like that. Bumps and turns can appear out of nowhere and you may even careen completely off of the path.
A small town has a secret weapon that helps us bounce back when the road of life gets rough ~ the people. When the chips are down and we face a struggle, the community members are there to help pull us through. During a crisis the small town rallies its troops to bring out the safety nets to help in whatever way is appropriate to the situation. We may not always agree on our politics, religion or philosophies of life, ( some may not even like each other) but we are there for each other.
Just because we don't rank at the top of the population charts doesn't mean we aren't resilient and destined to make a mark in the world. In spite of the twists and turns…
Photo info: Canon 5D Mark 2, Canon 70-200 L lens, Kubota Actions
Traditional, eye pleasing, balanced family portraits with each individual arranged perfectly have always been a challenge for me. I would not last long as a church directory photographer. While it is good to document a period in time for a family unit, we adults don't seem to like how we look in portraits. (Oh, I look so old, fat, my ankles appear too thick, can you give my husband 6-pack abs and a smile? While you are at it, thin my thighs and waist…) Then to find a background in the midst of Christmas chaos. Oh, my.
So, for the annual holiday card, rather than striving for the "perfect" portrait I decided to celebrate our imperfect, unique, quirky lives with a photo that embraces reality. We are all leading lives that cover quite a wide spectrum of vocations, educations, interests and then you add a two-year-old. It is what it is.
Thank you to my mother-in-law for crawling up onto a step ladder to capture this chaos.
Canon 5D Mark 2, Canon 24-70 L lens, ISO 3000, Gary Fong flash diffuser on a Canon 580 speedlight
I leave you with a toast for 2014: Here's to another year of experience.
O.K., so I'm getting into the Christmas spirit and it's pouring over into my photography obsession.
How did I do this? You'll find the camera info below the image.
Canon 5D Mark 2
2 images blended:
Base image of Tree lights: ISO 200 / shutter 1/15 / aperture 2.8 / braced on knees to hold steady without tripod
Little girl image taken in studio with Alien Bee lights: ISO 160 / shutter 1/160 / aperture 5.6
Text added with Photoshop CS5 and border added using Kubota Actions
Even an old lady like me can get into the Christmas mood (No, I haven't gotten into the wine cellar yet today!)
The energy of the mind is the essence of life. ~ Aristotle
I love life. Life is up… life is down… Images can reflect that emotion with a little planning.
Long beautiful hair lends itself to the movement of the image above as does the fun, playful personality of the subject. I focus on the subject, subject turns to the back, swings hair forward and just feel the fun. I played with the cropping until I decided that this was the most pleasing angle. Focus is tricky and the shutter was as fast as my flash sync would allow – 1/200. If using a darker background I back light the hair to show separation and depth. 5.6 ~ 1/200 ~ Canon 5d mark 2 ~ 70-200 L lens
Back light from the sun gives extra "spark" to the image as does the athletic pose of a volleyball player. 2.8 ~ 1/1000 ~ Canon 5d mark2 ~ 70-200 L lens
…excitement, anticipation, anxiety, questioning, wondering…
This Bible passage seems to speak to young people as they look forward to graduation.
Thoughts race through young minds on the cusp of a new world. Which direction should I go? Which school or vocation should I pursue? …and the age old question – What if I fail?
So many opportunities before them in high school and beyond. If one tries, there is an activity or pursuit that will fit their talents, personalities and interests.
I am usually in envy of young people with their whole adult lives ahead of them, but should I be? I am in a transition phase, as well, but I have many years of experiences and efforts behind me. I already know what I can and cannot do so that narrows the field. (Lots of things I use to be able to do that are not options now) I also know what I want to do which is also a plus.
The big question, though, is what SHOULD I do?
O.K., so maybe I'm not so different from these young guys and gals after all! Maybe the Bible passage is a good one for all of us in any of our stages in life. Hmmm…


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$1,660 & 350 food items
For Salvation Army Leavenworth, Backpack Buddies and Leavenworth Interfaith Community of Hope
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Salvation Army LeavenworthLeavenworth, KS
- $750
Backpack BuddiesLeavenworth, KS
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Leavenworth Interfaith Community of HopeLeavenworth, KS
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We have found this great offer for your little ones from Chessington Holidays. Experience their Splash and Stay short break packages from only £69! the perfect toddler break.
Not only do you get to stay at either their specially themed Aztec Hotel or Safari Hotelbut you also get free entry to their Savannah Splash Pool and Wanyama Reserve.
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About this Break
From just £69 per room, this short break is ideal for young families on a budget.
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Your little ones will love spotting an array of wildlife at the Wanyama Reserve as well as making a splash in the African-themed pool. This package also includes an overnight stay in Resort accommodation and a delicious breakfast the following morning!
Please note that the Chessington Theme Park is closed during this time and this package does not include Theme Park or Zoo and SEA LIFE tickets.


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There's a different pot of gold at the end of this rainbow.
The t-shirt feels soft and light, with just the right amount of stretch. It's comfortable and the unisex cut is flattering for both men and women. The fit is unisex, but order up for an even roomier feel.
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-Shoulder-to-shoulder taping
Size guide in inches:
Small ( Length 28, Width 18)
Medium (Length 29, Width 20)
Large (Length 30, Width 22)
XL (Length 31, Width 24)
XXL (Length 32, Width 26)


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"Men feel as much pressure to dress for the red carpet now as women"
It's often said that men escape the scrutiny of the red carpet; that it is only women and their outfit choices which end up being analysed on the resulting best dressed lists. But the man behind some of the sharpest suits on display at last night's Olivier Awards insists that actors now feel as much pressure to dress for the red carpet as their fellow actresses - and that it is making awards ceremonies a lot more interesting.
"The male actors we dress are certainly aware of the attention," says Christopher Modoo, Creative Director of Chester Barrie, one of Savile Row's leading tailors. "The red carpet moment is a crucial part of building their brand and they're aware they need to look great."
Modoo believes that this desire from actors to stand out on the red carpet is behind the expanse of anything-but-black suits at awards ceremonies. "In the last three years black tie dressing for men has seen a revolution in the terms that colour has come back," says Modoo. "We first did a charcoal grey dinner suit in mohair for our AW14 collection for at London Fashion Week thinking it would never go anywhere but the reaction on the catwalk was so good it went into our collection."
A number of Olivier Award attendees opted for suits with colour and texture at this year's awards. Model David Gandy wore a grey silk, cotton and cashmere blend Chester Barrie dinner jacket; Rory Kinnear a rich-blue three-piece and nominee Adrian Lester went for a velvet jacket from the Savile Row tailor.
The fact actors know pictures of them will flood social media also informs their outfits. "When you see black tie on social media, grey actually looks richer and like it has more character. If clients think a blue dinner suit looks too bright, I'll remind them that it will look different in pictures," says Modoo of his consultations with clients in his Savile Row dressing room.
But if you think men are intimidated by this new-found scrutiny of their outfits, you'd be wrong. "They love it," Modoo insists. "They're in the acting profession they're used to dressing up to create a part - they enjoy it. And they know that with a good suit their posture changes and they feel more confident on the red carpet."
It's certainly true that model David Gandy doesn't seem put-off by the pressure of red carpet dressing. "I usually decide what I'm wearing 20 minutes before an event," he told The Telegraph at last night's Olivier Awards. "I think people assume I have a stylist and a team of people - and I always feel like I should when I'm asked that question - but I don't. I just wear what I like." So why grey? "Well, there's only so much experimentation you can do with a tuxedo, but sometimes it's nice to do something a little bit different."
Mind you, when you're David Gandy, what's the harm is doing something different every now and then? There aren't many trends Britain's best male model can't pull off…


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Medical Provider Forensic Rape Examination Direct Reimbursement Claim Forms are available from the OVS website and are included in the Sexual Offense Evidence Collection Kit provided free of charge to hospitals and healthcare providers throughout the State.
No later than one year from the date of the forensic examination, the healthcare provider in whose facility the exam took place must submit a completed Medical Provider Forensic Rape Examination Direct Reimbursement Claim Form* AND an itemized bill indicating the relevant current procedural terminology (CPT) codes and the costs associated with each service provided, to the OVS at the address below.
New York State Office of Victim Services
Attn: FRE Processing
AE Smith Building
80 S. Swan Street, 2nd FL
Albany, NY 12210


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Our latest shipment features stunning colour, solid real wood and ornate designs. Impulse Imports is proud to present our Provincial Line, with furniture that is sure to delight. Sustainably sourced from recycled wood, this furniture series features new old-look as well as modern pieces that are selected from the finest lumber. Fall in love with the gorgeous style and bright colour, fit for any home, office, restaurant or business
This Dresser is a 2nd, with slight wood separation. Lock in this awesome deal on an amazing piece today!
SIZE: 130 x 52 x 87cm
COLOURS: White with natural top (not pictured)
Since our items vary in dimensions and weight, a custom quote is required for shipping. Please contact us by e-mail or phone to get a quote. We ship nationwide!


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Part Three ? Trade by SITC sections
Related Articles
- Part Two ? Volume and unit value indices. // Monthly Statistics of International Trade -- Statistiques mensue;Apr2005, Vol. 2005 Issue 4, p15
Provides statistics related to foreign trade volume and unit value indices. Total volume index of Canadian imports in the fourth quarter of 2004; Variation in the price index of Mexico from the first quarter to the fourth quarter of 2004.
- Part One ? International trade indicators. // Monthly Statistics of International Trade -- Statistiques mensue;Apr2005, Vol. 2005 Issue 4, p12
Provides statistics related to international trade. Value of Canadian imports for the fourth quarter of 2004; Total value of exports posted by members of the Organization for Economic Cooperation & Development.
- DEFINITIONS. // Monthly Statistics of International Trade -- Statistiques mensue;Apr2005, Vol. 2005 Issue 4, p7
Defines some terms found in the "Monthly Statistics of International Trade," a publication by the Organization for Economic Cooperation & Development. Scope of the international merchandise trade statistics; Information on the two types of trade systems; Types of goods to be included and...
- Part Four ? Trade by partner country. // Monthly Statistics of International Trade -- Statistiques mensue;Apr2005, Vol. 2005 Issue 4, p41
Provides data on the trade of members of the Organization for Economic Cooperation & Development (OECD), and groups of member countries with partner countries and groups of partner countries. Total imports of members of the North American Free Trade Agreement; Imports of OECD member countries...
- International Data. // Survey of Current Business;Jan2004, Vol. 84 Issue 1, pD?6
Presents tabular representations of data on U.S. international trade in goods and services, released on January 14, 2004. State of the exports of goods and services in 2002; Information on net unilateral current transfers in 2001; Financial account for U.S. owned net assets abroad.
- Should The United States Adopt A Freer Trade Policy? CON. Zandt, James E. Van // Congressional Digest;Jan1954, Vol. 33 Issue 1, p31
The article presents a speech by the author who is the Republican Senator of Pennsylvania delivered in the House on February 24, 1953. During the past 12 years the U.S. has granted over $87 billion in aid to foreign countries. Despite that fact there are certain groups among us who desire to...
- International Trade. // Canadian Economic Observer;Sep2004, Vol. 17 Issue 9, p29
Presents data on the international trade performance of Canada. Balance of international payments; Merchandise trade; Current account balance; Exports and imports; Prices.
- Textile quotas may go from Jan next year. // Colourage;May2004, Vol. 51 Issue 5, p94
Kipkorir Aly Azad Rana, deputy director general of the World Trade Organization (WTO), believes that the textile quotas will most likely get eliminated from January 1, 2005. His optimism over the elimination of textile quotas comes even as certain industry associations of the developed world...
- global responsibility. Lynas, Mark // Geographical (Campion Interactive Publishing);Feb2004, Vol. 76 Issue 2, p40
Discusses means to reform the international trading system. Removal of tariff barriers which prevented exports in developing countries; Development of an economic model based on local and regional self-reliance; Re-introduction of import controls. INSET: The World Trade Organization.


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Over My Head (Paperback)
On Our Shelves Now
Sang Jumnal jumps into the summer before her senior year with big plans. But she didn't plan on facing her fear of swimming by taking a series of humiliating kiddy lessons. Or falling hard for 20-year-old lifeguard Cameron Cerulli, who is either the guy of her dreams or a player out to stomp on her heart. Or fighting with her dad, who bans her from seeing Cameron. Or discovering a huge secret her parents have been keeping about disappearing money. Suddenly Sang's summer is overflowing with excitement and drama. And she's teetering on the dangerous brink of true love. Will she sink or swim? OVER MY HEAD is a steamy summertime novel filled with sticky situations and a twist that will melt your heart. Praise for OVER MY HEAD: "Marie Lamba brings a fresh, new, and very authentic voice to this fabulous young adult novel. Coming of age has never been done so well " - L. A. Banks, New York Times best-selling author of THE VAMPIRE HUNTRESS LEGENDS series "Marie Lamba strikes gold with OVER MY HEAD - a funny, touching, and at times heart-breaking young adult novel about the search for love. Gorgeous prose, deep insights and a wonderfully rewarding read. Highly recommended " - New York Times bestseller Jonathan Maberry.
About the Author
Marie Lamba (www.marielamba.com) is author of the popular young adult novel WHAT I MEANT... (Random House YA), which was dubbed "an impressive debut" by Publisher's Weekly, and which also features Sang Jumnal, the heroine of OVER MY HEAD. A full-time writer, Marie lives in Pennsylvania with her husband, two daughters and one rather too interesting poodle.


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We are an Equal Opportunity Employer
Pre-Employment Drug Screen and Background Check are required.
Currently Hiring for LPNs & RNs
Functions under the supervision and direction of the Director of Nursing to assist in providing patient care, within scope of service. Participates in the planning, implementation, and evaluation of nursing care, within the objectives, standards, and policies of our senior community and within the parameters of his or her preparation. Cooperates with the members of the staff in all departments. Relates effectively with other shifts for continuity of care. Tuition reimbursement available, excellent benefits! Pre-employment drug screen and background checks required. Must be licensed in Iowa.
Currently Hiring for Certified Nursing Assistants
The overall purpose of the certified nursing assistant position is to provide personal care to residents in a manner conducive to their safety and comfort. Pre-Employment drug screen and background checks required. Must be certified in Iowa.
Currently Hiring for A Cook
Hourly swing position from 5:00 am to 1:30 pm and 10:00 am to 6:30 pm plus every other weekend and holiday. Minimum 1-year health care or restaurant cooking experience.
Currently Hiring A Driver
Part Time Driver or Full Time Driver
Prefer CDL license with passenger endorsed but we will assist in getting CDL licensing
Mostly Monday-Friday, but some evenings and weekends
15-20 hours per week for Part Time/40 hrs per week for Full Time
Currently hiring for Part Time Servers
Responsible for serving residents in dining room and cleaning tables and other various duties assigned.
Evenings and weekends
Currently hiring for Housekeeper/Laundry Aide
Full time housekeeper/Laundry Aide needed. Monday through Friday – plus every third weekend. Hours: 7:30 am to 4:00 pm, but may vary at times on weekends. Experience in a hospital or long term care setting preferred.


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Shaley Cullen
Curriculum Design Instructor
Professional Development Coordinator
M.Ed Educational Leadership and Policy Studies, Iowa State University; BA English, Secondary Education, Buena Vista University
Ms. Cullen prepares teacher-candidates in BVU's Teacher Education Program to think critically and apply current best practices in curriculum design and instruction. Additionally, she works with School of Education faculty on professional development initiatives and course/curricula design. Prior to her current roles at BVU, Cullen's experience is in K-12 public schools as a teacher and leader of professional development work.
Curriculum Design I: Standards, Assessment, and Instruction for Engaged Learning
Curriculum Design II: Conceptual Unit Design
Elementary Curriculum Design/Social Studies Methods


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The design of wet scrubbers or any air pollution control device depends on the industrial process conditions and the nature of the air pollutants involved. Inlet gas characteristics and dust properties (if particles are present) are of primary importance. Scrubbers can be designed to collect particulate matter and/or gaseous pollutants. The versatility of wet scrubbers allows them to be built in numerous configurations, all designed to provide good contact between the liquid and polluted gas stream.
Wet scrubbers remove dust particles by capturing them in liquid droplets. The droplets are then collected, the liquid dissolving or absorbing the pollutant gases. Any droplets that are in the scrubber inlet gas must be separated from the outlet gas stream by means of another device referred to as a mist eliminator or entrainment separator (these terms are interchangeable). Also, the resultant scrubbing liquid must be treated prior to any ultimate discharge or being reused in the plant.
A wet scrubber's ability to collect small particles is often directly proportional to the power input into the scrubber. Low energy devices such as spray towers are used to collect particles larger than 5 micrometers. To obtain high efficiency removal of 1 micrometer (or less) particles generally requires high energy devices such as venturi scrubbers or augmented devices such as condensation scrubbers. Additionally, a properly designed and operated entrainment separator or mist eliminator is important to achieve high removal efficiencies. The greater the number of liquid droplets that are not captured by the mist eliminator the higher the potential emission levels.
Wet scrubbers that remove gaseous pollutants are referred to as absorbers. Good gas-to-liquid contact is essential to obtain high removal efficiencies in absorbers. A number of wet scrubber designs are used to remove gaseous pollutants, with the packed tower and the plate tower being the most common.
If the gas stream contains both particle matter and gases, wet scrubbers are generally the only single air pollution control device that can remove both pollutants. Wet scrubbers can achieve high removal efficiencies for either particles or gases and, in some instances, can achieve a high removal efficiency for both pollutants in the same system. However, in many cases, the best operating conditions for particles collection are the poorest for gas removal.
In general, obtaining high simultaneous gas and particulate removal efficiencies requires that one of them be easily collected (i.e., that the gases are very soluble in the liquid or that the particles are large and readily captured) or by the use of a scrubbing reagent such as lime or sodium hydroxide.


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Fancy doing something fun with your dog?
Has obedience got a bit samey?
Does your dog crave more of your attention?
Why not try our TRICK TRAINING CLASS?
We train a variety of Tricks from beginner to advanced to ensure that all abilities are catered for.
Your dog will learn Tricks like: Bow, Beg, Back-up, Spin, Twist, Left and Right Paws, Go round, Go through, Close among many, many others
We also do various other every day tricks such as: Go to Bed and Leave it that will make your dog more obedient in and out of the house.
With the addition of HOMEMADE TREATS in various flavour combinations all for sale Training becomes a Postitive and rewarding experience for both dog and owner. We also sell Dried fish treats to really get the taste buds going.
If you think this class is for you and your dog, or you just want to come along and give it a go we are always open.
6 – 7:30 pm Every Tuesday Night at Chart Sutton Village Hall
Call Alex on: 07544 994459 to book yourself a place or turn up on the night
£5 paid on the night (per class attended)
Hope to see you soon!
https://www.facebook.com/flawlesspawsuk/ – here is a link to my Facebook Page to see daily updates including what we get up to at classes 🙂


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Tiffany and Co.
"Nothing bad can ever happen at Tiffany's," coos Audrey Hepburn as the quintessential New York party girl and fashion maven Holly Golightly in the 1961 film adapted from Truman Capote's novella, Breakfast at Tiffany's. Splurge on high-end fine jewelry and objets d'art that are updated seasonally. Contemporary jewelry and accessories can be snagged for $250 and under, while home goods, including fine china and sterling silver pieces, are priced under $100. Whether you're searching for a stocking stuffer or a Christmas-morning scene-stealer, the shop's iconic Fifth Avenue location has an Audrey-approved fit for you. And now, with the 2017 opening of The Blue Box Cafe on the fourth floor of the flagship store, you can literally have breakfast at Tiffany's.


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Aging & How Can You Can Slow The Process Down | Amoils.com
A recent study in Germany conducted by the Saarland University suggests that long term physical activity has an anti-aging effect at the cellular level. Researchers in this study focused on telomeres. These are the protective caps on the chromosomes that keep a cell's DNA stable but that shorten with age. They found that these telomeres shortened less quickly in key immune cells of those athletes with a long history of endurance training.
As people age, telomeres shorten and cells become more susceptible to dying. It is therefore the damage and death of cells that causes ageing and disease in people.
Dr Ulrich Laufs of Saarland University says "This is direct evidence of the anti-aging effect of physical exercise".
He goes on to say "Our data improves the molecular understanding of the protective effects of exercise and underlines the potency of physical training in reducing the impact of age-related disease."
In other words long term physical exercise = healthier old age!
Professor Kay-Tee Khaw of Cambridge University in the UK (in response to the findings of this study) says: "The benefits of physical activity for health are well established from many large long term population studies. Even moderate levels of physical activity are related to lower levels of many heart disease risk factors such as blood pressure and cholesterol and lower risk of many chronic diseases associated with aging such as heart disease, stroke, diabetes and some cancers."
Another study reported in the BBC News was done in the USA at the Preventive Research Institute in California and the work done by this research team suggests that taking more exercise and eating the right foods may help increase levels of an enzyme vital for guarding against age-related cell damage.
Again the research revolved around telomeres. Their activity was measured at the beginning of the trial and again at the end.
The importance of vitamin D
In a further study at King's College, London, a study of more than 2000 women found those with higher vitamin D levels showed fewer ageing-related changes in their DNA. The researchers came to the conclusion that a vitamin made when sunlight hits the skin could help slow down the ageing of cells and tissues.
Well anyone who regularly reads health articles and blogs (including mine!) will know that exercise, eating the right diet and getting your daily dose of vitamin D (through sunlight if at all possible) have been advocated for some time now – so nothing new there!
Professor Brent Richards who led the study says: "These results are exciting because they demonstrate for the first time that people who have high levels of vitamin D may age more slowly than people with lower levels of vitamin D."
Professor Tim Spector adds: "Although it might sound absurd, it's possible that the same sunshine which may increase our risk of skin cancer may also have a healthy effect on the ageing process in general".
Yet a further study from the Public Library of Science Medicine and reported in www.news.bbc.co.uk/health/7174665.stm says taking exercise, not drinking too much alcohol, eating plenty of raw or lightly steamed fruit and vegetables and not smoking can add up to 14 years to your life.
On the subject of smoking, being overweight and a smoker makes a person biologically older than slim non smokers of the same age. Smoking accelerated the aging of key pieces of a person's DNA by about 4.6 years, while for obesity you can add another 9 years.
The writing is definitely on the wall.
No one can be in denial any more!
The final quote is from Dr Lorna Layward, research manager at Help the Aged in the UK. She says: "In today's fast-paced life, many of us say we don't have time to exercise or eat healthily, but unless we change our ways, we will soon have to find time to cope with ill health."


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Updating, upgrading, or replacing an Electronic Health Record (EHR) system is no small task. It requires a solid understanding of all the "what-ifs" and "how-tos" necessary to effect a successful transition as well as a smooth transfer of crucial patient information.Read More
If you are a Medicare eligible provider, you are undoubtedly aware of the requirements for attesting to meaningful use (MU) of electronic health records (EHR) in your medical practice or hospital. There are consequences for failing to attest to Stage 1, and problems facing those who are now entering Stage 2 of MU.Read More
As the use of electronic medical records (EMRs), now electronic health records (EHRs), becomes more prevalent, users are beginning to really understand their ultimate value and critical use. One of the most illuminating ways EHR data is helping out the healthcare industry is in their aid with decision making.Read More
There are many orthopedic coding that will come with the switch from ICD-9 to ICD-10.This free guide will help you understand ICD-10, prepare for it, and give you the resources to guide your transition.
Healthcare professionals deal with sensitive patient information on a daily basis. Under the Federal HIPAA guidelines, it is the duty of medical professionals to keep patient information and records secure. In the modern age of technology, however, keeping electronic health records protected takes a concerted effort.


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Do you feel embarrassed by your prolapse? Talking can help
Many women are hesitant to seek prolapse repair surgery because they are embarrassed by their conditions. As we mentioned in a previous blog entry, this embarrassment can sometimes lead to mental health problems. But what can you do if you suffer from a less debilitating level of embarrassment? It is still important to overcome this emotional barrier so that you can seek the treatment you need and shed the shame of your condition. We believe that the key to getting over your embarrassment is talking: discussing your condition and bringing it out into the open can help destroy the sense of stigma you may feel about it. So, who can you talk to about a prolapse?
1. Your GP
Your GP may have diagnosed your prolapse originally. What's more, they should be highly professional and very calm in their treatment of you. As such, they may be the easiest person to talk to about your condition. If you discuss your prolapse with your GP, you'll soon realise that the problem is common, treatable and not something you should feel ashamed of.
2. Your family
As we've discussed before in relation to other topics, your family can be an invaluable source of support. They know you better than anyone else and should rally round you to help you deal with your problems, including your prolapse. Telling those closest to you can be a vital step in getting over the embarrassment associated with a prolapse, so try to be as open with your family as possible.
3. Friends
While your friends may not be as close to you as your family, they still provide a support network that can help you overcome your embarrassment.
4. A counsellor
If you feel particularly embarrassed about needing prolapse repair surgery, you may wish to go to a professional counsellor who can help you work through your emotions. This may not be necessary in all cases, but it's a perfectly sensible option for many women awaiting prolapse repair surgery.
Here at The Pelvic Clinic, we want you to feel confident about asking for the surgery you need. Talk to whoever you need to manage your prolapse-related embarrassment. Remember, the sooner you start talking about it, the sooner your prolapse can be treated. Contact us today to see how we can help.


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Murat has worked in the capital markets business for twenty-seven years in a variety of areas and roles. He has also played several roles in a number of start-up firms either as a co-founder, adviser or investor, including, formulating business strategy, raising/structuring capital.
Prior to New Tech Haven, he was a senior member of the structured finance business at XL Financial Solutions. He spent six years as a founding member CMET Finance Inc., prior to joining XL. As the lead structured finance professional, he coordinated the launch of two innovative AAA rated broker-dealers, including raising the firm's capital and securing its AAA rating. From 1994 to 1999, he was with Citicorp Securities Inc. as a senior financial engineer/marketer. He performed a variety of roles in capital markets and derivatives at UBS, Drexel Burnham Lambert, and E.F. Hutton, prior to joining Citicorp.


text: News and Professional-CVApril 14, 2015 Professional Resume Service Are you moving to Australia and looking for a job? Why not make your resume stand out by sending it to our associated Professional Resume Service. Ensure you are in with a winning chance of landing your ideal job. All of the resumes provided by our associated professionals use the Australian format. The professional serviceREAD MORE Admin


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This script helps you display a pop up or pop under window. After the browser page loads, the script waits for a designated number of seconds before opening the window. It has built-in logic for only popping up the window so many times within a given time period, so you can tune the frequency to avoid annoying your users.Visit publisher site: Pop Up Window Script
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Climb Newcastle News: Coming Up...
After an eventful spring, culminating in our biggest ever event, ASBO 12, we're looking forward to a packed summer of activities. Here's some dates for your diaries and a bit of a taster of what's to come...
Half Term Climbing
4th - 8th June 2012
Superb fun climbing sessions for kids and families during the school holidays.
Summer Boulder Ladder
13th June - 7th Sept 2012
Our summer ladder with its legendary live scoreboard is a great way to stay focused during the monsoon season!
Stay tuned for problem set dates...
Summer Socials
13th June, 10th Aug and 7th Sept 2012
The changeover days for summer ladder sets will be bigged-up to become mini festivals with workshops, physios, boot demos, special offers and more...
Outdoor Coaching Workshops
June - August 2012
Our outdoor workshops are a great way to transfer climbing skills to real rock for the summer. We'll be running adult and kids sessions.
Dates and more info to follow soon...
Junior Climbing Championships
2nd-6th July 2012
The region's biggest regional junior climbing competition will take place just before the end of the summer term.
Parent's Climbing Weekend
14th-15th July 2012
If you are a parent and have always fancied a go at climbing, this will be a fantastic opportunity to get started with coaching sessions for parents - watch out for more info coming soon...


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Monthly Archives: August 2010
Her smile says it all
We visited the villages near Lilongwe (well, around 2 hours drive from Nkhoma) to pick up patients who had been screened by John Kapakasa, our cataract case-finder.
He's had a busy week on his motorbike, driving around ten villages in the rural district around the capital. The ambulance brought back 12 patients, 10 of whom were offered surgery.
Mrs Kalembo had come to Nkhoma a few weeks earlier.
Nkhoma Mountain
Dr Erik and Dr Naomi De Jong-Vink and baby Fenna Chimwemwe left Nkhoma after 4 years of fantastic work. Naomi was an excellent obstetrician. Erik set up the IT system, and it is thanks to him and his team that we have internet here in rural Malawi! He also worked on the Safe Motherhood programme, and spraying of the villages and hospital for mosquitos which has drastically reduces the incidence of malaria in the area.
On the morning that they went to the airport, Erik wanted to climb Nkhoma mountain one last time. So up at 4:30, four of us made it to the top just after sunrise.
MACOHA referral session from Salima
We've had patients coming from near the lakeshore in Salima the whole of last week and this week. A car every day has been coming full with around 15 patients. We've been busy.
Malawi Council for the Handicapped (MACOHA) has a team of field workers in their community based rehabilitation programme. They have spent weeks and months travelling through the Salima District villages screening people, and then bringing them to Nkhoma Eye Hospital throughout this fortnight.
Over a hundred cataract operations have been performed, and after a day or two for each patient in the hospital, a lot of people have left happy.


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JanMarini Age Intervention Dark Circle Eye Defense


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« AnteriorContinuar »
iiderable detachment to Madras by land. It was immediately formed, and joined Sir Eyre Coote before his second general action with Hyder; nor can I conceive, that the late House of Commons condemned the transaction, that the march of this great detachment through the territories of Modajee Boofla was purchased too dearly by the sum of money given to his son Chemnajee. From that period every possible assistance was afforded by the Supreme Council to the government of Madras; and after a variety of successes in a most difficult and arduous war, our army was besieging the French forces in Cuddalore, when intelligence of the peace arrived in India. I believe in my conscience, that peace has saved the country; but was any possible exertion neglected by Mr. Hastings to feed and to pay the army at Madras, or to enable the Bombay forces to make that diversion which at the most critical moment of the war drew Tippoo Saib out of the Carnatic? The honourable gentleman, however, has passed in silence over the dangers we escaped, passed in silence over the difficulties we surmounted, and says, we have not peace with Tippoo *Saib! I am not afraid of committing myself by saying, that I believe we have peace with Tippoo Saib, aud that 1 believe he is utterly unable to continue the war. I believe also, that his only chance for safety is in peace. But admitting for a moment that it is, not concluded, have we a Mahratta war now to support? Have we seventeen sail of the line, and six thousand land forces belonging to France, opposed to us? Or is Tippoo Saib now in the heart of the Carnatic? We never can have such a combination to struggle with again; and I repeat it, that putting together the intelligence from Tanjore and from Bussorah, I believe that at this moment the peace with Tippoo is concluded. Without wishing to fay any thing that may give offence, let us consider how the war has ended in different quarters of the globe; in Europe we have lost Minorca; in America, thirteen provinces and the two Floridas; in the West Indies, Tobago and some settlements in Africa. We
I 4 have have contracted a debt of one hundred millions and upwards, and have lost above a hundred thousand men, but in India we have preserved all our former possessions, and we have yielded up Chandenagore, and all the French settlements in Bengal. We have yielded Pondicherry, Carical, and every settlement. We have conquered from the French upon the coasts of Coromandel and the Malabar. We have given back to the Dutch, Chensurah, Calcapore, and their settlements on their coasts, Negapatnam excepted. I should rather say, this nation has given up, and wifely given up the conquests of the East-India Company, to prevent farther sacrifices where they would have been more felt by the public. We have contracted a debt during this long and arduous war, not equal to one year of our net revenues; and shall the Company be filled a burden upon the State, or shall its servants, who have exerted themselves so meritorioufly,-be calumniated, instead of receiving the praise due to their merit? But the honourable gentleman says, we have no security that œconomy will be practised in Bengal, except we argue in favour of future obedience from past disobedience. If the fact is so, why iii the name of God do we not remove those men who will not obey our orders? Was Mr. Hastings in the way of any scheme of reformation? Had he not expreflly and anxioufly written to desire that a successor might be sent out? I appeal to the noble Lord in the blue ribband, whether it had not invariably been the language of Mr. Hastings, "remove me, or confirm me; the government of India should be supported by the government at home; and if you will not give me your confidence, recall me." I earnestly hope, that if His Majesty's Ministers, or if the Court of Directors, will not give their confidence to Mr. Hastings, they will instantly remove him. I hope, if they conceive tha*t he will not rigidly execute every order they fend to him relative to œconomical retrenchments, that they Will instantly remove him. I have heard this language of Mr. Hastings's disobedience repeated in speeches; I have seen it inserted in , pamphlets pamphlets and newspapers; but when gentlemen are pushed upon the subject, they are obliged to have recourse to the stale charge of not sending Mr. Bristow to Oud, arid Mr. Fowke to Benares. And here I must fay, that whether Mr. Hastings is to be continued or not, or whoever goes out to succeed him, the government of India must be in India, and this House muft give up the ridiculous idea of appointing gentlemen to ministerial offices, either from Leadenhall Street, or this end of the town. The system is new, and destructive in the- extreme, of pointing out to their governments in India who they shall employ in offices of trust and importance. Will the honourable gentleman, or will any other honourable gentleman, point out a single order sent from this country relative to œconomical letrenchments which have been disobeyed in the last three years? There is. indeed, a difference of opinion between Mr. Hastings and the Directors, relative to the duration of contracts; but that is of a very old date, and will make no difference to the present argument. I shall now briefly state my ideas of what could be done in Bengal. ' The House had authentic official advice, that the army! in Bengal had been considerably reduced; they knew that Colonel Morgan's detachment was, on tile 23d of'January, within twelve Cofs of Gualior; consequently that by the 1st of February it would be in the ranks of the Jumna, when it was instantly to be reduced. Admitting the peace not to be concluded with Tippoo, the services of the Bengal detachment at Madras were no longer necessary. I therefore believe, that by the 1st of May every military expence of the Bengal army was brought within one hundred and ten lacks a year. It is the duty of the Court of Directors not to trust merely to this, but to point specifically the reductions that mould be made, and to take-care that the expence they authorize is not exceeded. The civil disbursements are estimated at more than thirty-nine lacks, including the expence of the Supreme Court of Judicature; but allowing fifty lacks for the civil, charges and the marine, allowing twenty-one
lacks laeks for stipends, and twenty lacks for coutingencies, beyond the very high rate at which I have stated the disbursements, and from the net revenues of Bengal, Bahar, and Orisla; Benares, Vizier's subsidy, and the profit upon salt and opium, including also the sale of our imports, there will still remain a surplus of above one hundred and fifty-nine lacks of rupees, for the purchase of future investments, for paying the interest of the bonded debts of India, and for a gradual liquidation of the principal.
In stating the subsidy of the Vizier, I confine myself to the two lacks and sixty thousand rupees a month, which he pays for a complete brigade by the treaty of 1775. But his Excellency is also engaged to pay seventy thousand rupees a month for every regiment of Sepoys which he may choose to station in his dominions, beyond the complete brigade, and a fixed sum for the Ordnance department. At present there are six regiments upon this subsidy in the Vizier's dominions, which is so far a saving to the Company. If at any future period (of which I haAe no idea) the Vizier should wish to recal all our forces from Oud, their line of defence will be circumscribed, and a proportional reduction of the army must take place; and when we are agaia brought within the banks of the Carumnafla, eighty lacks of rupees will amply provide for as large an army as will be uecessary for our complete defence; I perfectly agree with the honourable gentleman, that from Bengal the interest of the bond debts in India must be paid, and the principal liquidated, whenever it is liquidated: yet I have the authority of Lord Macartney for supposing, that on the re-establishment os peace, the Carnatic will bear its own expences, and furnish a cargo for Europe. I hope it will be so, and then it will be a relief to Bengal, which I have not yet calculated. I did intend to have made a few remarks upon the Report of the Select Committee before us, an* to have noticed two or three very glaring errors; but I shall leave this to other gentlemen, as I am of opinion observations will not escape them. I have the
highest highest opinion of the integrity, ability, and impartiality of the gentlemen who compose the Committee; but this is an additional proof of the absurdity of a Committee of this House entering upon the detail of an Indian account without having a single gentleman among them who, from local knowledge and long experience, can be enabled to point out to them the necessary papers and documents which they mould refer to.
Major Scott, July 2, 1784.
FREEDOM Of ELECTION.
It is well known, that by the Constitution of this kingdom all elections, of whatever nature, ought to be made with the utmost fieedom.—We have many laws, both ancient and modern, for establishing the freedom of elections, and for prc venting any undue influence that may be made, either by money, by threats, or by promises, upon the electors. The very nature of the thing requires it should be so; for every man who is allowed a vote at any election, is, by law, presumed capable of determining within himself who is the most proper person for that post, office, or employment, to which he is to elect; and if he be directed in his voting, either by money, by threats, or by promises, it is he who directs that is properly the elector, and not he who is made the tool upon that occasion; by which means, that election, which by law ought to be made by a great number of persons, may come to be directed, and, consequently, made by one single man.
Therefore, my Lords, it always has been deemed to be a maxim of the common law of England, that elections shall be freely and regularly made, without any interruption whatever;


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Investment advisers that failed to disclose conflicts of interest when placing clients in higher-cost mutual fund share classes will disgorge the improperly-disclosed fees mostly to retail investors.
The SEC announced that it has settled charges against 79 investment advisers as part of its Share Class Selection Disclosure Initiative, which sought to encourage advisers to self-report violations resulting from undisclosed conflicts of interest relating to 12b-1 fees. Under the terms of the settlements, the advisers will return more than $125 million to harmed investors but will not be required to pay civil penalties.
SCSD Initiative. The SEC launched the Share Class Selection Disclosure (SCSD) Initiative in February 2018. In the press release announcing the SCSD Initiative, the SEC noted that it had charged several investment advisers with failing to disclose conflicts of interest relating to mutual fund fees in violation of their obligations under the Investment Advisers Act. Instead of placing their clients in available lower-cost mutual fund share classes, these advisers instead placed them in share classes that charged 12b-1 fees, which are recurring fees deducted from the fund's assets. The advisers and their affiliates benefited from placing their clients in the higher-cost share class, creating a conflict of interest that should have been disclosed. These settlements had included significant civil penalties, the SEC observed.
Self-reporting and favorable terms. Under the SCSD Initiative, advisers who self-reported these violations would be eligible for favorable settlement terms, including a recommendation from the Division of Enforcement that the SEC should not impose a penalty. Instead, the Division would recommend disgorgement plus interest as well as certain undertakings to prevent future violations. The Division also issued a detailed FAQ for advisers wishing to participate in the Initiative.
The press release announcing the settlements highlighted that a "substantial majority" of the $125 million will be returned to retail investors, reflecting one of Chairman Jay Clayton's top priorities. "I am pleased that so many investment advisers chose to participate in this intiative," Clayton remarked. Enforcement Co-Director Steven Peiken noted that, "in just a year's time, we made tremendous headway in putting money back into [the hands of] retail investors while significantly improving the quality of firms' disclosures."
Settlements. Under the settlements, the SEC found that the advisers violated the Advisers Act by failing to make adequate disclosures regarding the receipt of 12b-1 fees; and/or failing to adequately disclose additional compensation received for investing clients in a fund's 12b-1 fee paying share class when a lower-cost share class was available for the same fund. The firms agreed to cease and desist from violations of the applicable provisions of the Advisers Act and to be censured. The firms also agreed to review and correct their disclosure documents concerning the fees and evaluate whether their existing clients should be moved to an available lower-cost share class.
No penalties were imposed on the self-reporting advisers as per the terms of the Initiative, and the respondents did not admit or deny the SEC's findings. The advisers agreed to disgorge the amount of the improperly-disclosed fees along with prejudgment interest. The lowest settlement amount was $33,000, while Wells Fargo will pay the most in disgorgement and interest at $17.4 million.
Of the 79 firms settling with the SEC, nine will pay at least $5 million in disgorgement and prejudgment interest:
- Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC - $17.4 million
- RBC Capital Markets, LLC – $11.7 million
- LPL Financial LLC – $9.3 million
- Raymond James Financial Services Advisors, Inc. – $6.9 million
- Kestra Advisory Services, LLC - $6.2 million
- Cambridge Investment Research Advisors, Inc. - $6.2 million
- Stifel, Nicolaus & Company, Incorporated - $6 million
- Transamerica Financial Advisors, Inc. - $6 million
- Stephens Inc. - $5.5 million
Waivers granted. The orders requiring the respondents to cease and desist from committing future violations would ordinarily trigger a number of disqualifications from certain exemptions under the Securities Act, including those under Regulation A, Regulation D, and Regulation Crowd funding. Certain public issuers which have SCSD investment advisers as subsidiaries would also be rendered ineligible issuers under Rule 405 of the Securities Act.
In light of the participation in SCSD Initiative by the respondents and the benefits of Initiative, the Commission determined that good cause exists for not denying the various Securities Act exemptions from registration for the SCSD investment advisers and for SCSD issuers to receive waivers from being deemed ineligible issuers under Rule 405.
MCDC Initiative. In 2014, the SEC launched a similar self-reporting program relating to the self-reporting of violations of continuing disclosure obligations by municipal underwriting firms and issuers. Under the SEC's Municipalities Continuing Disclosure Cooperation (MCDC) Initiative, 72 municipal bond underwriters and 71 municipal bond issuers self-reported violations and received favorable settlement terms.
Companies: Wells Fargo Clearing Services LLC; Wells Fargo Advisors Financial Network LLC; RBC Capital Markets LLC; LPL Financial LLC; Raymond James Financial Services Advisors Inc.; Kestra Advisory Services LLC; Cambridge Investment Research Advisors Inc.; Stifel, Nicolaus & Company Incorporated; Transamerica Financial Advisors Inc.; Stephens Inc.
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Enterprise Resource Planning
Enterprise Resource Planning (ERP) systems integrate internal and external management information across entire organization, embracing finance & accounting, inventories, manufacturing, sales and distribution channels, services, customer relationship management, and human resources.
ERP systems offer benefits of integrated environment for multi user, multi locations, multi company and multi currency transactions. ERP systems help not only transaction capturing but also enable planning according to pre-set rules and configurations.
In modern days of increased scalabilty of operations it has become imperative to institute stringent internal controls and comply with laws including SOA. ERP systems make this happen with ease.
ERP systems can run on a variety of hardware and network configurations, typically employing a database as a repository for information. ERP systems connect employees, customers and vendors and management together.
CorporateServe offers wide range in obtaining licenses of ERP products and in their implementations. Apart from offering generic ERP systems CorporateServe has developed special skills to implement ERP systems in following complex industries:
Books & Publishing
Chemicals & Pharma
Discrete Manufacturing


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Event detail
Microsoft Word Mail Merge Automation
Course | October 17 | 1:30-4 p.m. | 239 Campus Shared Services (1608 4th Street, Berkeley)
This course details the process of performing automated electronic mail merges. Emphasis is placed on data source connections, integration and formatting of static and dynamic content, document layout types, and mail merge feature differences with Microsoft Publisher. Learning Objectives * Create calculated fields for use in merge documents. * Prepare and format static document content for integration with external record sources. * Link merge documents with external tables. * Integrate dynamic Merge Fields from external tables with static content. * Specify rules and conditional field values. * Perform single and multi-field sorts and filters. * Perform a merge simulation to check and report errors. * Preview results and process electronic merges. * Design a Directory to render multiple records in a tabular layout. * Understand the functional differences of Tables vs. Queries. * Identify mail merge feature differences between Microsoft Word and Microsoft Publisher.


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Eastside Radio's Album of the Week: Dec 6 – Dec 13
Eastside Radio's Album of the Week is Universal Beings by Makaya McCraven on the International Anthem Recording Company label.
Makaya McCraven puts forth an ambitious new work – Universal Beings – a culmination of concepts conceived by In The Moment, and his most elegant & articulated work yet.
Spurred by a desire to connect with old friends & new collaborators in places where similar spirits & diasporic jazz innovations are thriving, Makaya worked with International Anthem across late 2017 & early 2018 to setup intimate live sessions in New York & Chicago, and pop-up "studio" sessions in London & Los Angeles. Though the contexts and logistics were D.I.Y. (as they almost always are with IARC), the friends & friends-of-friends that Makaya was able to enlist are top tier players across the board. Some might call them super groups of "new" jazz musicians from their respective cities, with Makaya as a common denominator. But more importantly, collectively they make an inspiring display of the organic global inter-connectedness of the Black American music tradition in 2018.
Physically spanning national & international borders to create an album that musically spans deep spiritual jazz meditations, pulsing post-bop grooves & straight-ahead boom-bap, Makaya McCraven defies the simplifications of revisionism & regionalism while celebrating the sounds, settings & stories that define the provenance of his work. Universal Beings projects an all-encompassing message of unity, peace & power by embracing transcendence in all its expressions.
Artist: Makaya McCraven
Title: Universal Beings
1.A Queen's Intro
2.Holy Lands (feat. Brandee Younger)
3.Young Genius (feat. Joel Ross)
4.Black Lion (feat. Dezron Douglas)
5.Tall Tales (feat. Tomeka Reid)
7.Pharaoh's Intro
8.Atlantic Black
9.Inner Flight
10.Wise Man, Wiser Woman (feaat. Shabaka Hutchings)
11.Prosperity's Fear (feat. Junius Paul)
12.Flipped OUT
13.Voila (feat. Daniel Casimir)
14.Suite Haus (feat. Nubya Garcia)
15.The Newbies Lift Off (feat. Ashley Henry)
16.The Royal Outro
17.The Count Off (feat. Carlos Niño)
18.Butterss's (feat. Anna Butterss)
19.Turtle Tricks (feat. Jeff Parker)
20.The Fifth Monk
21.Brighter Days Beginning (feat. Josh Johnson)
22.Universal Beings (feat. Miguel Atwood-Ferguson)
Tracks 1-6 (New York Side) recorded live @ H0L0,
Ridgewood, Queens, NY, August 29th, 2017.
Brandee Younger (harp)
Joel Ross (vibraphone)
Tomeka Reid (cello)
Dezron Douglas (double bass)
Makaya McCraven (drums)
Tracks 7-11 (Chicago Side) recorded live @ Co-Prosperity Sphere,
Bridgeport, Chicago, IL, September 2nd, 2017.
*Shabaka Hutchings (tenor saxophone)
Tomeka Reid (cello)
Junius Paul (double bass)
Makaya McCraven (drums)
Tracks 12-16 (London Side) recorded @ Total Refreshment Studios,
Stoke Newington, London, UK, October 19th, 2017.
Nubya Garcia (tenor saxophone)
**Ashley Henry (Rhodes piano)
Daniel Casimir (double bass)
Makaya McCraven (drums)
Tracks 17-22 (Los Angeles Side) recorded @ Jeff Parker's house,
Altadena, Los Angeles County, CA, January 30th, 2018.
Josh Johnson (alto saxophone)
Miguel Atwood-Ferguson (violin)
Jeff Parker (guitar)
Anna Butterss (double bass)
Carlos Niño (percussion)
Makaya McCraven (drums)
*Shabaka Hutchings appears courtesy of Verve Label Group
**Ashley Henry appears courtesy of Sony Music Entertainment UK Limited
Recorded & Mixed by David Allen & Dave Vettraino
Artwork by Damon Locks
Insert Portrait by Fabrice Bourgelle
Insert Design by Craig Hansen
Produced by Makaya McCraven
Executive Production by Scott McNiece


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Thank you to the Ring of Beara Cycle for your generous support.
We provide a range of service to the community & young families such as group & activities, after school activities, counselling, art therapy, classes & short-term programs.
We serve the people of the Greater Kenmare area aged 0 – 100years!! The FRC program in particular focuses on the well-being of families with young children.
From cooking classes for adults (including some amazing international cuisine) to arts and crafts for children there is always something going on.
Thank you to the Ring of Beara Cycle for your generous support.
South Kerry Development Partnership and Kerry County Council have contracted Ian Dempsey, Prescience, to develop a socio-economic plan for Kenmare. This plan will be linked to relevant national, regional and local plans and strategies and the process will develop a vision and action plan for the social, economic and environmental development of Kenmare. The plan will seek to build on the town's undoubted strengths while seeking to mitigate its weaknesses, ensuring that active citizenship, social inclusion and social equity is maintained; that economic development opportunities are optimised and that the attractiveness and quality of the public realm and the built and natural environment is enhanced.
To lay some of the groundwork for the preparation of the plan – Ian Dempsey has prepared a questionnaire (link below) on Survey Monkey for completion and circulation. Please distribute this questionnaire and encourage people to complete it.
Please note that all replies received are anonymised and confidential and will only be used for the purposes of this survey. Thank you for your support.
If you would like to volunteer to help or perhaps you might be interested in running a course or hosting a particular activity - we would love to hear from you. We have a wide range of opportunities available.


text: Please join Trinity Consultants for a 2-part webinar series covering the peculiarities of chemical manufacturing MACT applicability under 40 CFR 63. Given their setup, facilities may easily trigger multiple MACT regulations, sometime for the same process equipment. Often, a understanding of EPA guidance and background documentation is needed to fully vet their complex applicability criteria. From simple one-product facilities to the most complex, flexible operations, over the course of 2 parts, this webinar series will help you navigate the complex world of chemical MACT applicability by answering the following questions:


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Most construction and industrial jobs need work boots. There are actually regulations and company-based stipulations on certain features your boots must have. You also need to find a pair of work boots that are comfortable.
So, what do you look for in a work boot? Here is how to buy work boots for any job or situation. We'll discuss different specific needs, but mostly how you can pick a boot that you'll be comfortable with for years.
Step 1 – Job and Work Regulations
The first thing you must consider when determining how to pick the right boot is to know what specific regulations your job may require. If your boots are for personal work, you need to address what types of risks are involved.
Here are some precautions and potential job stipulations to consider for how to buy work boots.
- Do you need toe protection or does your job mandate a particular degree of toe protection?
- Are you going to be exposed to chemicals, excessive surface heat, or consistently wet conditions?
- How much walking will you do in your boots?
Before you settle on the perfect pair of work boots, check the OHSA foot protection standards. You should also consult with your employer and see what types of requirements they may have for footwear. The first step in how to buy work boots is to make sure the boot you buy meets all work-related regulations.
Step 2 – Boot Construction
This may seem like a simple choice, but it isn't. The materials used and the type of construction used to make your work boots are important. Similar to the job and work-related regulations, your job conditions will dictate how you approach this second step.
Here are some situations and conditions you should consider for how to buy work boots focusing on construction.
- If you work in wet conditions, what type of sole is your boot constructed with?
- Cold weather types of environments will require a boot that can keep your feet warm. Will you frequently be working outside in cold weather?
- Will you be working outdoors and in all types of weather conditions? If so, you should look for boots that are waterproof.
When determining how to buy work boots, you should research different boot construction methods. Soles are attached by both stitching and cement procedures. Most boots have some degree of insulation, but not all have enough to handle very cold conditions.
Again, just like with your job regulations, assess the types of work conditions you will be exposing your boots to. Always err on the side of caution, and buy a pair of boots with a quality of construction that will exceed the environmental conditions you expect them to withstand.
Step 3 – Sole Comfort
The next step to putting the right work boots on your feet is the type of sole. If you stand stationary a lot on your job, you can get by with a harder sole for instance. Jobs that spend a lot of time on a rough terrarium, or have to walk on hard surfaces all day, should have a thicker sole with better cushioning.
As you considered the work conditions you will be exposed to in step 2, also consider that when picking the type of sole. Most work boots will promote a non-slip type of sole material if their boot has such a feature. This may also be a job regulation for slippery work conditions.
The main goal is to get something comfortable for you. If you have to spend a long hard day on your feet, walking a lot, you do not want a boot with a really hard sole. When trying on a potential pair of boots, get a feel for the flexibility of the sole as well. If you have to walk a lot, you want a flexible, comfortable sole.
Step 4 – The Inside Feel
You can also gain a level of cushioning from a boot that is cut to handle a cushioning insole. Some boots allow for extra padding. Very high-quality boots will promote that their boot has a thicker cushion inside as well.
If you're not already acquainted with the types of boot material, test out different ones before deciding on one. The leather is the most common type of boot, and the inside feel of leather boots will improve as you get them broken in better.
Step 5 – Sizing up the Perfect Work Boot
Following each of the previous steps perfectly won't guarantee you a perfect work boot unless you get the right size. Know your exact boot size, both length and width. Most quality boots come in various widths. Boots that are sized wrong, especially too narrow, can be terribly uncomfortable.
Realize that leather boots stretch slightly as well, so a size that feels snug, but not too tight, will prove more comfortable in the long run. If you are positive you want to add a cushioned insole, or you have insoles prescribed by a foot doctor, account for those as well.
You'll also want to decide if you want a low cut boot, a mid-calf design, or a full-length boot. For those who want or need extra ankle support, a full-length boot has advantages. Pick a boot height that you're going to be comfortable with.
Step 6 – Other Factors to Consider
The five steps covered thus far will get you a work boot that meets your job requirements, is made to withstand tough conditions, and ultimately will be comfortable on your feet. Here some other things you might consider when searching for that perfect pair of work boots.
- Durability – Since part of the process of realizing a comfort level in a work boot is getting them broken in, you want a pair that will last. Keep this in mind when you're choosing the type of material and the quality of construction and workmanship.
- Value – One place where the old adage "you get what you pay for" may be extra important is when buying work boots. Be careful not to sacrifice value for comfort and quality. You can still be frugal and shop for sales, or boots that are offered at a discount.
- Medical Considerations – If you have foot or ankle conditions, always consult with your doctor when deciding on the right work boot. Conditions such as plantar fasciitis or heel spurs should be taken into consideration when picking a work boot.
These are the basic steps on how to buy work boots. You may have some personal needs you need to address, but following these suggestions will help prevent you from buying the wrong pair of boots. If you have any advice from your own experience or recommendations on things we may have missed, let us hear about them.
You might also like this post:
Timberland Pro Men's 26078 Titan 6 Waterproof Work Boot Review


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JRL condemns booking Umar Adil Dar under PSA
Srinagar: Joint Resistance Leadership (JRL) has strongly condemned the arrest of senior JRL member Umar Adil Dar in Anantnag who has been shifted to Kuthwa jail after being booked under PSA.
In a statement issued today, a spokesman said that joint resistance leaders Syed Ali Shah Geelani, Mirwaiz Muhammad Umar Farooq and Muhammad Yasin Malik said that Umar Adil Dar accompanied by Hakim Abdul Rashid on 1st August 2018, was visiting Bar Association Anantnagh with a letter from the leadership regarding the issue of 35 A . He was arrested outside the court premises and within 24 hours slapped with PSA and sent to Kuthua jail. Neither was his family in Srinagar informed about his arrest or shifting nor was he presented before any court of law.
While condemning this arbitrary arrest and use of black law, JRL leaders said that on 1st of August 2018, a statement from director general of police (DGP) was published in media in which he had said that no peaceful protest regarding 35 A will be stopped. The ink of this statement had not even dried when police arrested Umar Adil Dar and booked him under PSA.
Kashmir Images is an English language daily newspaper published from Srinagar (J&K), India. The newspaper is one of the largest circulated English dailies of Kashmir and its hard copies reach every nook and corner of Kashmir Valley besides Jammu and Ladakh region.