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You've decluttered your home and have tons of random items that you no longer need or want. Now what? Why not turn them into extra cash, friend?! I've been doing exactly that for the last few months and am excited to show you my best tips and tricks of how to successfully sell on Facebook Marketplace. (And you don't even have to leave the comfort of your home if you don't want to.)
I started selling on Facebook Marketplace about six months ago after my friend told me how successful she'd been at it. When we'd get together she'd share how she'd sold this or that item and what she was planning on doing with the money. (Don't worry it was definitely not in a braggadocios way but in an excited way.) Needless to say I got excited about the idea of making some cash for my clutter too!
Now I'm an introvert and selling to people is way out of my comfort zone. I was hesitant until I realized that my friend who's been doing this for a lot longer than me is an introvert too. So I picked her brain for her tips and tricks (hello, porch pickup) and have been successfully selling ever since.
Without further ado, here are our best tips and tricks to successfully sell on Facebook Marketplace!
What can I sell?
Honestly you can sell anything and everything on Facebook Marketplace. I encourage you to take a few pictures, list it and see what happens.
One of the first items I sold was a set of bookcases. They weren't in perfect shape but I listed them anyways. I was blown away when they were sold within 24 hours with 8-9 people waiting in the wings if the original buyer backed out.
Items that do well are children's toys and clothing (bundling like items together works great), furniture and household items. But I'm the type of the girl that will try anything because you just never know what someone's looking for.
Here are quite a few of the items that I've been able to sell on Facebook Marketplace.
As you can see, you can sell just about anything on Facebook Marketplace!
Pricing, Pricing, Pricing
I'll be totally honest and say that pricing can be tricky when selling on Facebook Marketplace.
When I'm unsure what to price something at I'll do 2-3 things. First I'll see how much the item is selling for brand new. Then I'll take a look around on Facebook Marketplace and/or Ebay to see what other people are selling theirs for.
Generally items tend to sell for 60% or less of retail value if it's in great condition. So if I can buy an item brand new for $100 it'll sell for $60 at the most. (Realistically anywhere from $40-$60 depending on the demand for the item and where you live.)
Start High on Pricing
Now when I say start high on your pricing I don't mean that your item should be way overpriced. Let me explain myself.
My husband is a salesman and if he's taught me anything about selling it's this – you can always come down on your price but you can never go back up!
So if you want to get $15 for an item start it at $20. Some people will try to negotiate with you and some won't. In fact, I once sold an item for $7 and when the lady picked it up she left me $10. (Now either she wanted to leave me a nice tip or she didn't stop to get change. Either way I was excited about that extra money because I was hoping to get $5 for the item.)
Be Negotiable
Most people like to negotiate when it comes to Facebook Marketplace. They feel like they're getting a better deal if they can get it for a little bit cheaper than your original asking price. (Think negotiating at a yard sale. Some people do and some people don't.) So start high on your pricing (see above) and be willing to come down a bit if asked.
When it comes to negotiation I'm so glad that I can hide behind my Messenger app because I'm bolder when it's not face to face. (What can I say, I'm an introvert!)
If your item is listed at $20 and they offer you $12 ask them to meet you in the middle at $16. They'll still feel like they're getting a deal and you'll get more than they originally asked for. (This is yet another trick I learned from my salesman husband.)
You can always tell them no when they ask for a cheaper price but don't get your feelings hurt if they decide they don't want the item. They're not rejecting you, they're rejecting the price.
Have Great Pictures
When taking your pictures remember that a picture is worth 1,000 words. Also keep in mind that most people don't read so your picture will likely sell your item!
Clean up your item a little bit and take your picture in great lighting. I promise it'll sell a lot better if you have a great picture.
Let me show you what I mean. When I was looking for a bed to buy for my son I ran across these Facebook Marketplace ads. Now you tell me which one of these you would rather buy?!
Give Tons of Detail
It's better to have more detail than not. While you have the mojo of taking pictures and listing your items go ahead and look for dings or scratches, rips or tears, take measurements, etc. People will ask and it's better to have that information on the front end than to have to go look later. I also recommend that you take a picture of any damage so the person can see exactly what they're getting.
Think about the information you'd want to know if you were buying the item and include it in your ad.
If you have a smoke-free home include that in your ad.
Another thing to consider including in your ad is that your item is first come first serve (FCFS) or that there are no holds. Let's say that a potential buyer messages you the first day you've listed the item but wants you to hold it for them for 5 days; having this stated in your listing will be a point of reference that you can tell the potential buyer that the first person to get to you with cash gets the item. My friend puts this in all her listings.
With all that being said, there will still be people that don't read your ad details and will ask you a question that you've already answered. When this situation happens (and it will) just remember to have grace!
Expect Goof Balls
I know it's sounds horrible to say this but you're dealing with people and there are a lot of goofballs in this world. Hey, I'm just being honest!
You'll have people that will ask questions about the item you have for sale when the answer is clearly written in your ad.
Others will not show up to pick up the item and you'll be frustrated because you had someone else interested and you told them it was sold. (This, my friend, is why you always tell others that are interested that you have someone coming to pick up the item but you'll let them know if it doesn't work out.)
Porch Pick-Ups Are Your Friend
Remember how I told you that my friend shared her best Facebook Marketplace tips and tricks with me?! Well, this was the one that had me at hello.
If you're like I was, you have no idea what a porch pick-up is. Well, friend, it's exactly what it sounds like. You place the item on your porch (or in a box or specified place on your porch) for the buyer to pickup and they leave the money under your front porch mat or in the box.
Aren't you worried someone will steal the item?
I get asked this question a lot. Honestly, the items that I'm listing would be donated or thrown away if I didn't sell them. So if the person did end up stealing them I wouldn't really be at a loss.
Now if you're selling a big ticket item I wouldn't recommend porch pickup.
Another awesome feature that I love about Facebook Marketplace is that you can check the buyer/seller rating to see if others recommend buying/selling from them. Why is this important because if they have a negative rating they're likely not someone you want to do business with.
To see someone's rating: (I know it says seller rating but Facebook lumps them both together.) When you open an add scroll underneath the picture and look for the seller information. You can see that Amanda has 2 mutual friends with me (whose names I have removed for privacy sake) and it also shows the seller ratings other buyers have left for her. I would definitely buy from Amanda with 3 positive ratings!
Go with your gut. If you're comfortable trying porch pick-up list a few items and give it a go. And if you're not comfortable meet at a public place with lots of foot traffic. You could even check with your local police station and see if they have a designated pickup area for Facebook Marketplace and Craigslist buyers/sellers like mine does.
If you're ready to try to sell your first item let me show you how easy it is to get started! Keep in mind that these images are from an iPhone so your phone (or computer) may look a bit different…and the look of things are always changing on Facebook. This will give an idea of what to look for!
Start by following along with the red arrows.
Open your Facebook app and click the three dots on the top right.
Click on Marketplace. (When you start using Marketplace regularly the little house icon will appear at the bottom of your screen and you can click on that instead of the three dots.)
Click the sell button on the top left-hand corner.
Choose what type of item you'll be selling. (I've only ever used the Items option.)
Add up to 10 photos, description, etc and list your item. (Make sure it has your correct location – mine is always wrong for some odd reason.)
Once you've listed your items you'll likely want to come back to Marketplace to see your items. Click on Your Listings.
(Side note) You'll want to have the Facebook Messenger app so that you can quickly reply to questions about your listings and accept the cash that people want to give you!
Here you'll be able to see current listings and any items that you've sold.
Once you've sold an item (or if you have a no show – fingers crossed that never happens to you) I recommend that you always leave a buyer rating. This just helps others in the Marketplace community know whether or not to buy from this seller.
It's a simple as clicking the appropriate face…
…and why you recommend/don't recommend the buyer.
And there you have it friend, my best tips and tricks for becoming a ninja and successfully selling on Facebook Marketplace. I look forward to hearing how your selling experience goes!
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Beachy Head Marathon & 10K: Saturday 24 Oct 2020
The Eastbourne Beachy Head Marathon is one the biggest off-road marathons in the UK. Formerly known as the Seven Sisters Marathon, it is popular for its scenic and challenging route through the South Downs National Park countryside. Great for runners, joggers or walkers looking to get fit.
The 10k run will set off just after the marathon with a route comprising of breathtaking views and challenges, taking a shorter looping route across the Downs to Belle Tout Lighthouse and back.
Start/Finish from Bedes School, Dukes Drive, Eastbourne BN20 7XL.
2020 Entries Now Open!
One of the biggest off-road marathons in the UK returns on 24 October 2020 for its 40th year!
The challenging event, set against the stunning backdrop of the South Downs National Park, will see thousands of runners take part, and will also feature the 10k run for a consecutive seventh year with the new addition for 2020 of a Half Marathon!
Marathon - 26.2 miles
Saturday 24 October will see the arrival of thousands of runners from around the world to Eastbourne for the Beachy Head Marathon, set within the stunning South Downs National Park and taking in the sights of the UK's highest chalk sea cliff.
2020 marathon entries now open.
Introduced in 2013, the annual Beachy Head 10K also takes place on Satuday 26 October and has grown every year and become a firm favourite for 10K runners looking to experience the cross-country course and also with those looking at taking their first steps in the running world!
Enter now

subset: commoncrawl


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We're serious about tailoring our web copywriting courses. You get exactly what you (and the team) need, without pointless theory or 'this doesn't really apply' nonsense.
But here's a rough idea of what you can expect from a full day web copywriting course. (Yes, we also train on traditional copywriting. And we can run shorter or longer sessions. It's your call.)
Need a bit more detail?
Copywriting courses – prices and all the options (PDF, 121KB)
You might also want to read our blog post on choosing the right in-house digital content course.
We usually include eight exercises in a full-day session – all based on your own material.
Introduction to WEB COPYwriting
- Introductions and warm up
- What really matters. What doesn't.
- Competitor review
The writing – what to do and how to do it
- How many words?
- What sort of words?
- Simplicity isn't complicated
- You and we
- Keep it active
- Action is everything
- Avoid adjectives and fluff
- What goes first?
Chunking information
- Lists, bullets, paragraphs, sub headings
- Cutting copy down to size
- Headlines
- Scary things you must never write
- Tricks and tips
- Labels, structure and links
- Good and bad structures
- Labelling pages
CONTENT MARKETING (blogs, guides and more)
- Creating a basic content strategy - from analysis to action
- Frequency, content calendars and topic lists
- Searchable and shareable
- Make content marketing work alongside social media
Search – making sure your content gets found
- What do people want?
- Meta data and content
Need a bit more detail?
Copywriting courses – prices and all the options (PDF, 121KB)
Ready to talk about your web copywriting course?
Email email@example.com or call 0203 603 7740 (we've got offices in Glasgow and London).


text: Streaming Music, Podcasts, & Audio How to Use Car View On Spotify Drive safer and sing louder By Lisa Mildon Lifewire Tech Review Board Member & Writer Lisa Mildon is a Lifewire writer and an IT professional with 30 years of experience. Her writing has appeared in Geekisphere and other publications. our editorial process Facebook Twitter LinkedIn Lisa Mildon Updated November 21, 2019 Music For Your Life Music For Your Life Introduction Discover Great Music Services Best Music Storage Sites That Stream Apple Music Slacker Radio Create a Free Spotify Account iTunes and The iTunes Store Amazon Music Services Google Play Music What's That Song? Shazam A Song On Your Phone Websites That ID Unknown Songs Apps & Services That ID Unknown Songs Find Song Lyrics Find & Download Your Tunes Where to Get Free Music Downloads Legally 11 Free Music Apps Best Websites for Free Music 5 Of the Best Indie Music Sites Best Music Apps for Your iPad Free Music Apps for iPhone Offline Music Apps to Try 6 Music Apps for Android Rock Out In Your Car Listen to Music From A USB Flash Drive Rock Out To Pandora How to Get Free Music With SiriusXM How to Use Spotify's Car View Catch The Beat In Your Home Connect Alexa to Pandora Connect Alexa to Spotify How to Stream Music to HomePod Use Apple Music on Apple TV Use Bixby And Spotify Together Create Your Own Playlist Make Playlists on iPhone Make an iTunes Playlist Make a Spotify Playlist Make a YouTube Playlist Make an AncestryDNA Spotify Playlist Make a Playlist On Your iPad Petto/Pixabay Tweet Share Email Spotify has added a safety feature on Android devices to make driving with streaming music more driver-friendly. This feature is called Car View and it's available only on Android devices. Car View detects your vehicle's Bluetooth and changes the playing interface to a simpler one that's easier to see and use while driving. Instructions for Spotify are for Android version only. (Version varies with device.) Prerequisites for Car View There are a few prerequisites for using Car View in Spotify. You will need: An Android device. You can use either a smartphone or tablet as long as it has Android on it. Bluetooth enabled both on your smartphone and in your vehicle. See your car manual\website to enable or confirm Bluetooth is on or if you even have Bluetooth. (Most modern cars have this feature but you can also add it to older vehicles. Check your local tech store or Amazon for an inexpensive Bluetooth car kit.)Your smartphone or tablet paired to the car via Bluetooth. Without this pairing, your car or truck won't be able to play music through the speakers, but Car View will still play through your Android device in your vehicle.A Spotify account. It doesn't matter whether you're using a free account or a premium account (paid subscription).The Spotify app installed on your Android smartphone or tablet. Once you've confirmed these items, the next thing is to get Car view set up. Do not attempt to set up Car View while driving. How to Confirm Or Enable Car View By default, Car View is enabled. However, if you've accidentally turned it off or you connect your phone via an Auxiliary or line-in connection, your car may not be aware of this feature. To confirm or enable this setting, follow these steps: At the Home screen, tap Library. At the top right corner tap the cogwheel (Settings). Scroll down midway until you get to the Car section. Next to Car View, make sure the slider switch is set to the right. The slider will be green if enabled. About the Car View Interface Once you start your car, Spotify recognizes your vehicle and switches from its normal interface to the minimalized interface. This clean interface has removed the album cover giving the driver a distraction-free interface. The Car View interface makes it easy to see who the performer is, the song, and other operations. Looking at the screen below, you'll see the comparison of the normal view (left side) vs. Car View (right side). The basic interface has the following options: Song titlePerformerThe song progress bar.Previous (Looks like a rewind button.)Pause\PlayNext (Looks like a fast-forward button.)Favorite (Heart)Song shuffle button. How to Turn Off Car View While Car View offers a safer driving experience while listening to your favorite tunes, your passenger may want to enjoy seeing album covers or using other features in Spotify. There are two ways to disable the Car View feature. One is to disable for the current trip, and the other is to turn off the feature completely. To temporarily disable Car View, tap the three vertical dots at the top right-hand corner of the Car View interface. That will open up the option to temporarily disable the Car View. Tap Turn Off Car View to disable until your next drive. Alternatively, you can tap Cancel to go back to Car View. To completely disable Car View: From the Home screen, tap Library. At the top right corner tap the cogwheel (Settings). Scroll down midway until you get to the Car section. Next to Car View, make sure the slider switch is set to the left. (Option will be grayed out if disabled.)


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Lodge Road
Phone: 01343 830578
Website: www.hopemangolf.club
In Their Words ...........
Originally Hopeman was a nine hole course, which was extended to18 in1985 making it probably one of the most demanding links courses to play golf in Moray located inthe North of Scotland. Most fairways are jealously guarded by gorse and broom, adding an additional challenge to members and visitors alike.
For those who have not played a round of golf at Hopeman you will find that although our course is only 5624 yards long it provides as good a challange as many of the more expensive clubs at half the price. What make our course stand out are many of the spectular holes that overlook the Moray Firth and we are proud to praise our signature hole, the Prieshach, voted as on of the best Par 3s in Scotland (by Sky Golf ), on the tee golfers face a panoramic view of the Moray Firth, where often you can observe local dolphins having fun in the Firth below. The all year round excellent condition of the course greens which run true, and many of the fairways defined by gorse bush when in bloom provides a spectacular backdrop of colour as well as a trap for those errant shots make it a delight to play.
A warm welcome awaits in the clubhouse whether before or after your round or even if you are passing and feeling a bit peckish what is better than freshly cooked homemade food for you there is something for everyone.
Essential Information at a glance, for YourGolfDay
- Coursetype: Predominantly links course originally a nine hole course, this was extended to18 in1985. Many of the fairways are lined by gorse bush which when in bloom provides a spectacular backdrop of colour as well as a trap for those errant shots make it a delight to play.
- Number Of Holes: 18
- Yardage: 5624yds from the white tees
- Par: 68
- Bar/Restaurant: In the clubhouse there is the The Mashie Niblick restaurant which caters for parties and outings and has a full range of buffet options.
- Drinks/Snacks: Snack menu available in the Mashie Niblick restaurant
- Changing Facilities: Yes, for members and visitors
- Shower Facilities: Shower rooms for members and visitors
- Pro-Shop: Small shop sells golfers essentials
- Golf Club Hire: Golf clubs available to hire
- Buggy Hire: Buggies are available to hire but it is best to pre-book
- Trolley Hire: Pull trolleys are available to hire
- Practice Area: There is a practice area
- Putting Practice: Practice putting green laid to the same standard as the greens on the course
- To Confirm All Details and Further Information: Visit the Website
Location and Route Planning


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Walking Festival features in new video of Winchcombe
Local resident and video producer, Andrew Davies, has launched a 60-minute film follows the life of the town throughout the year and features 25 different stories of local people, organisations and events.
Andrew has sought to convey the behind-the-scenes stories as well, by interviewing the owners and organizers, including Lady Ashcombe at Sudeley Castle. The film brilliantly captures a year in the life of this vibrant community. Andrew has combined his experience as a professional video producer with his affection for his hometown to produce this delightful portrait of Winchcombe's history, culture and people. The DVD is on sale at The Emporium and Café 6 in Winchcombe, or on-line at: www.winchcombevideo.co.uk
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The EZ-3 HD USX is a blast to ride around the block or across the country! The combination of its suspension frame and plush, fully supportive seat offers unparalleled comfort. Plus it's designed to support up to 400 pounds. You'll also love the under-seat steering, which takes all the pressure off your arms and hands. And, you'll appreciate the ride of the super-strong 20-inch aluminum wheels, which feature 48 spokes each in the rear. Plus, this sweet bicycle sports powerful disc and linear-pull brakes and a hill-flattening 21-speed SRAM/Shimano drivetrain.
Sun Seeker's EZ-Classic SX is pure bliss to pedal thanks to its stable wheelbase, vibration-damping steel frame, superb seat and glorious riding position. It's the ideal machine for everything from cruising around town to exploring backcountry roads. Plus, this sleek sled sports a super-smooth 21-speed drivetrain that allows you to tackle any terrain. And, it has linear-pull brakes for top-notch stopping power, too.
Sun Seeker's X3-AX features 3 wheels so you enjoy a go-cart feel and don't even have to put a foot down at stops. Plus, its light aluminum frame has plenty of get-up-and-go and handles like a dream, while the long wheelbase means a stable, predictable ride at even maximum speed. Complementing the great frame are three 20-inch wheels with quality tires and dual rear disc brakes for total control. You'll also love the comfy, highly adjustable mesh seat and the easy ergonomic handlebar position. You get reliable Shimano, SRAM, and Promax components for braking and shifting excellence too.
There's nothing better than the look on the two-wheelers' and hikers' faces when you come rolling down the trail on Sun's Flat Top Off-Road Unicycle. This uni is fully capable with a tough, light aluminum frame, cranks and heavy-duty mountain pedals. Uncharted territory is easy to explore with its burly triple-wall aluminum rim wrapped with a Kenda Kinetics knobby underneath you, too.
The Sun Seeker Fat Tad CX is the most fun you'll have this low to the ground, off-road. This bad boy is equipped with front and rear suspension, chromoly frame, plus 4-inch wide off-road tires! The Fat Tad will handle sand and gravel like no other trike out there. Shifting is smooth with SRAM drivetrain components and 3x8 gearing while reliable, all-weather braking is provided by the Promax mechanical disc brake up front. Other features include an aluminum seat frame, air-mesh padded seat, and provisions to mount four water bottle cages. - X-Seam range: 37 – 50.5 inches
$134.99 - $144.99
If you're looking for some fun on one wheel, then Sun's Flat Top Classic Unicycle is just the ticket. The steel frame is tough and reliable, while the aluminum rim and grippy tire make for effortless pedaling. Plus, the wheel spins on durable sealed bearings, and the quick-release seatpost makes adjustments a snap.
If you've got cycling on your mind but crave the added stability and comfort of three wheels, then the Traditional Trike is what you're looking for. Our trike is specifically designed with an ultra-low step through frame, like our Streamway, for easy on and off access. Once seated, you immediately notice the impressive comfort of the tractor style saddle. If bigger is better, then Sun hit pay dirt. - High-tensile steel easy step-through frame with compatibility for optional direct mount rear derailleur and disc brake - Single-speed gearing (Internal 3-speed, Internal 5-speed and 7-speed derailleur kits available for purchase separately) - Alloy linear-pull front brake with brake lever actuated parking lock (Rear axle disc brake caliper kit available for purchase separately) - Single wall alloy rims with stainless steel spokes - 24 x 1.75" CST street friendly tires - Sun Trike High Rise steel handlebar - Sun Tractor padded saddle with heavy duty steel base - Steel chain guard - Nickel plated steel front fender - Vinyl coated steel wire basket, 21 x 15 x 9"
Sun Seeker's EZ-Tad SX is a blast to ride everywhere! The combination of a low-center-of-gravity frame and 3 quick-rolling wheels makes this low-rider handle like nothing else. It's more than just zippy speed though. A plush, fully supportive seat offers unparalleled comfort, too. You'll also love the under-seat steering, which takes all the pressure off your arms and hands. And, this sweet rig sports powerful disc brakes and a hill-flattening 24-speed SRAM/Shimano drivetrain.
$209.99 - $229.99
For total "fun on one," Sun's Flat Top Extreme Unicycle is the way to go. This fun ride sports a chromoly frame, a bomb-proof ISIS spindle hub, and aluminum crank arms for maximum stiffness and impact-resistance. The seat has a built-in grab bar for extra control in tight spots. This lightweight, extra-responsive unicycle will entertain you for years to come and help develop your one-wheeled skills!
The Eco-Tad SX is not only affordable, but also full of great features. The steel frame is strong and compliant for shock absorbency over rough roads, it sports smooth-rolling aluminum wheels with durable Kenda tires, and features reliable Promax brakes. It has a fully adjustable mesh-back saddle with a padded bottom that keeps you cool and comfortable on long outings. There are spare bottle mounts on the seat frame to let you carry plenty of hydration for the long hauls. - X-Seam range: 31 – 53 inches
$109.99 - $139.99
For "fun on one," look to Sun's Classic Unicycle. The steel frame sports a classic unicrown design and is built for excellent strength and reliability. Plus, the wheel spins on sealed bearings for durability, while the quick-release seatpost makes seat adjustments a snap. And speaking of seats, the Classic's offers top-notch comfort, balance, and bumpers to protect it, too.
The Big Fat Dummy is a long tail cargo bike that took a few too many doses of growth hormones. At first glance, you might say that Surly just put bigger tires on a Big Dummy. But if you said that, you'd actually be very wrong so just… don't. Think of Big Fat Dummy as more of a second or third cousin to Big Dummy rather than a brother. They share some of the same DNA and look sort of similar, but they're two very different bikes and really only interact when they both reach for the potato salad spoon at that family reunion that no one really wants to be at anyway. Now that that's out of the way, let's get down to the nitty gritty of what makes this hulking beast of a bike tick. Surly's goal with designing a cargo bike around fat tires was to create the most stable, stiff, and traction-laden ride possible while hauling a ton of stuff. Big Fat Dummy has a longer toptube and slacker headtube than its more svelt cousin giving it a nice, predictable, and stable ride. They also used thinner, lighter tubing to construct its cargo area so while it's an overall burlier bike, there's not much difference in weight. Big Fat Dummy accepts either 10mm or 12mm axles in the rear with a spacing of 190/197mm. That big ol' spacing equates to one thing: tire clearance for days. Big Fat Dummy maxes out at a massive 26 x 5.25" tire.* While that large of a tire provides the most traction and stability a bike can possibly offer, it's also a lot of rubber to push and might not be for everybody. Luckily, Big Fat Dummy is also a blast to ride with 3" tires too. It uses the same 100mm suspension-corrected fork as the Wednesday, meaning if you want to add a little squishy squishy to your ride, you can throw a Bluto on and let 'er rip. If you intend to carry a passenger on your Big Fat Dummy, Surly requires use of their Dummy Rail Collars. These provide a secondary retention system for the rack, as well as stiffen the rack system. In addition, a stoker handlebar set up, found on tandem bicycles, is recommended as well. Make sure to check with seat post manufacturer for stoker handlebar compatibility. All Big Fat Dummy framesets and bikes ship with a Dummy deck, rails, bags, and the aforementioned Dummy Rail Collars so you can immediately start hauling cargo — human or otherwise. Big Fat Dummy is ready and willing to carry all sorts of crap — literally. It's already in use on an organic farm in Ecuador so it's likely that it's hauled some form of manure by now. *Using a 26 x 5.25" tire will cause some drivetrain limitations.
The Eco-Delta SX is Sun Seeker's most affordable recumbent trike that also happens to be full of great features. The 3-wheel design gives this recumbent superior stability, while the ergonomic position is great for staying comfortable and relaxed even on all-day rides. The steel frame is strong and compliant for shock absorbency over rough roads and the aluminum wheels wrapped in durable Kenda tires are smooth-rolling. The seven-speed drivetrain provides plenty of options for hills and the Promax brakes deliver reliable stopping power. It has a fully-adjustable mesh-back saddle with a padded bottom that keeps you cool and comfortable on long outings. There are spare bottle mounts on the handlebar and seat frame to let you carry plenty of hydration for the long hauls. - X-Seam range: 31 – 53 inches
With Sun Seeker's EZ-TriClassic SX you get the go-cart fun and sweet comfort of a recumbent with the stability and confidence of a trike. It's the perfect machine for enjoying all your rides and staying healthy and fit. Plus, it's designed for optimal comfort with a fully supportive seat with backrest. This sweet trike is equipped with fine components, too, from the crisp-shifting Shimano/SRAM drivetrain, to the easy-rolling aluminum wheels, to the confidence-inspiring brakes.
With Sun Seeker's T3-CX Tadpole you'll wonder how you got to your destination so easily and comfortably. You'll love the direct steering, which makes the CX respond quickly and predictably. And, you'll appreciate the ride of the easy-pedaling 20-inch aluminum wheels, which are wrapped with super-fast, high-pressure Kenda tires. Plus, this sweet machine sports powerful disc brakes and a hill-flattening 24-speed drivetrain.
Sun's XL Unicycle rolls over almost anything thanks to a sturdy frame and an extra-large 4.25-inch-wide tire. Plus, it boasts a lightweight aluminum rim and plush unicycle saddle, which features a handle that lets you drop, jump and ride over stuff that challenges even two-wheeled cyclists.
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tim chapman wrote:IronOfZion wrote:those look like the m85 colokroms I have.
Here are some pics so you can have a look yourself:
http://www.advancedballstriking.com/for ... =97&t=1843
Great set of irons from the 50's, but very hard to find in good condition. Might be good to try and find out if these are indeed the m85's and not M65 or M75 since those have less stiff shafts.
thanks IOZ - the adv does say stiff shafts but unfortunately the guy selling them appears to be a bit of an arse, so i don't think i can get any more info out of him..... check out this reply to my Q for any more details & the identifcation of the writing on the 2i (these clubs are at one of my other shops where they are also on sale and i wont be there again until friday as i own and help run the other shops that i also own and i am far too busy to worry about selling this set of irons that are clearly pictured and described in detail and we cannot understand why you are asking so many questions about a £99 set of irons - the listing tells you and shows you everything you need to know regarding the purchase of this £99 set of macgregor tour forged irons 2 to 9 iron)
i was thinking to offer him 60 quid but without the pw & not being able to be sure if they are m85 perhaps i'll move on - unless perhaps you think they would be a real bargain at that price ? They look to be in good nick anyway.
maybe i could phone his other shop - he owns several don't you know - perhaps his mate there will be more disposed towards offering something approaching customer service
would the m85 identification be stamped on the head ? cheers Tim
Wow. I thought I had dealt with some arrogant frogs on fleabay but this guy is something special
I wouldn't want to give that guy any money
Anyway, here is a pic that shows the location of the M85 stamping.


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It appears that the Lenovo ThinkPad Helix will give a new meaning to a tablet/laptop hybrid with the features that it offers to users, according to a report from theverge.com. The Lenovo ThinkPad Helix does more than simply allowing users to attach and detach a keyboard to extend its battery life. The features of the tablet itself are already remarkable and with the addition of the keyboard docking station, its performance goes up to next level.
The 11.6-inch touchscreen tablet offers a full 1080p resolution for its screen display along with a Core i7 processor, 8GB Ram and 256GB SSD. The processor of this Windows 8 tablet will be overclocked when the keyboard dock is attached to it due to the cooling system found on its hinge. The keyboard dock can be attached in a number of ways, backward, forward, and even with the display facing away from the dock. This will allow users to use the device as a tablet with an enhanced performance and increased battery life. It also has a number of ports integrated 4G LTE connectivity and a Wacom stylus pen.
The Lenovo ThinkPad Helix also offers support for near field communication which allows users to perform tasks by simply tapping the device. For added security, a Kensington lock is also integrated into the locking system of the tablet. The Lenovo ThinkPad Helix has a total battery life of ten hours, five hours each from the keyboard and the tablet itself.
However, all of these features do come with a price, an odd touchpad that has five buttons beneath the surface and a $1,499 price tag. The Lenovo ThinkPad Helix is expected to enter the market by February, which means potential users have around a month to save up for this feature-laden Windows 8 tablet.
Image: Mashable.com


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A new Agatha Christie adaptation streams ahead of its theatrical release. And a documentary mini-series explores the death of the rapper Tupac Shakur.
What's Streaming
CROOKED HOUSE (2017) on iTunes and Amazon. If Kenneth Branagh's recent adaptation of "Murder on the Orient Express" left you in the mood for more mystery from the mind of Agatha Christie, you'll be glad to learn that this adaptation of Christie's "Crooked House" is available to stream ahead of its theatrical release next month. Glenn Close stars as the matriarch of a family in which one member has just been murdered, and Max Irons ("The Riot Club") plays a private detective who has come to investigate.
SAVING CAPITALISM (2017) on Netflix. The former labor secretary Robert B. Reich hosts this documentary, based on his 2015 book and directed by Jacob Kornbluth ("Inequality for All"). Through interviews and commentary, Mr. Reich examines the state of the United States economy.
MARVEL'S RUNAWAYS on Hulu. The fate of the world is in the hands of the next generation in this new series, based on the Marvel comic books of the same name. In it, young superheroes team up to fight their supervillain parents.
BEAT BUGS on Netflix. A holiday special of the animated children's show centered on a group of young bugs will feature a cover of the Beatles' "Here Comes the Sun" performed by Yusuf Islam, formerly known as Cat Stevens. The series's story lines and characters are inspired by Beatles lyrics.
What's on TV
WHO KILLED TUPAC? 9 p.m. on A&E. This six-part series looks into the death of the rapper Tupac Shakur, who was killed in a drive-by shooting in 1996. The incident prompted widespread theories about who pulled the trigger, some of which are discussed in this documentary hosted by the civil rights attorney Benjamin Crump. In Shakur's obituary in The New York Times, Jon Pareles wrote: "In some raps, Mr. Shakur glamorized the life of the 'player,' a high-living, macho gangster flaunting ill-gotten gains. But in many others, sometimes on the same albums, he portrayed the gangster life as a desperate, self-destructive existence of fear and sudden death. He described gangsterism as a vicious cycle, a grimly inevitable response to racism, ghetto poverty and police brutality."
THE BRIDGE ON THE RIVER KWAI (1957) 10:30 p.m. on TCM. This World War II film stars Alec Guinness as a British colonel in a Japanese prisoner of war camp who must oversee the building of a bridge to aid Japanese forces. The film won best picture at the 30th Academy Awards, in 1958. In a review for The Times the previous year, Bosley Crowther summed up the film, writing: "Here is the heart of this fine picture, here is its stark and potent theme: discipline and conformity are the obsession of the professional militarist. And upon this rising realization hinges all the subsequent drama and suspense as a small commando team inches into the jungle to destroy the colonel's precious bridge."


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Welcome back to the ECC Travel Abroad Program blog!
Make plans now to join us on our upcoming trip to Scotland, May 20-27, 2015. Just click the image below for more information.
While you're here, read some of our previous posts and see pictures from our 2014 Baltic Capitals Cruise, our 2013 trip to Great Britain, and our 2012 trip to Spain.
Follow along as we blog about our journey beginning on May 20, 2015.
Thursday, August 7, 2014
Wednesday, July 2, 2014
Baltic Capitals Cruise - Final Post
Nineteen people from Eastern North Carolina sailed on a nine-day cruise on the Baltic Sea.
The photo shows the group enjoying their last dinner together before they reached the port in Copenhagen, Denmark, where all passengers disembarked and headed home. Visiting the six capitals of Denmark, Germany, Estonia, Russia, Finland, and Sweden created memories filled with rich history and culture.
ECC students Brenquitta Webb and Jennah Summerlin benefited from this life-altering experience, exploring cultures, traditions, customs, and history unlike their own....experiencing the trip of a lifetime.
Until we meet again...
The photo shows the group enjoying their last dinner together before they reached the port in Copenhagen, Denmark, where all passengers disembarked and headed home. Visiting the six capitals of Denmark, Germany, Estonia, Russia, Finland, and Sweden created memories filled with rich history and culture.
ECC students Brenquitta Webb and Jennah Summerlin benefited from this life-altering experience, exploring cultures, traditions, customs, and history unlike their own....experiencing the trip of a lifetime.
Until we meet again...
Sunday, June 8, 2014
Additional Adventures in Stockholm
ECC travelers Jessie Jones and Josie Davis prepare to leave for
an excursion in Stockholm, Sweden.
Retha Deaton, Mahlon Deloatch, Vines Cobb, and Carnell Lamm
wait for their Stockholm excursion to leave.
Parks cover nearly one third of the city, including market squares.
Stockholm boasts a high density of restaurants, with cafes and free entertainment.
Several of the ECC travelers visited the ICEBAR, a room made out of ice from the Torne River in the Swedish Lapland. Each person put on heavy coats with hoods and gloves to enter the bar and drink from an ice glass.
One of the waterways in Stockholm.
Friday, June 6, 2014
Stockholm, Sweden
Stockholm, the capital of Sweden, is located at the point where Lake Malar and the Baltic Sea meet. Nearly 1.5 million people live in the greater Stockholm area.
Stockholm is built on 14 small islands. Driving through the city, one sees open bays and narrow channels.
Stockholm residents use bicycles, personal autos, Segways, buses, and other means of public transportation to move about the city.
Travelers visited the Vasa Museum, where they saw the Swedish warship, "Vasa." The museum is built around the restored 17th century warship, which sank in Stockholm's inner harbor on her maiden voyage in 1628. Its salvage in 1961, with more than 12,000 objects on board, is one of Sweden's most important events in marine archaeology.
Helsinki, Finland and Suomenlinna
Helsinki was originally established at the mouth of the Vantaanjoki River in 1550 by King Gustav Vasa of Sweden, who wanted the town to compete with Tallinn. Due to the shallow water in the bay, the town was moved to its current location in the 1640s. Helsinki became the capital of Finland in 1812.
Suomenlinna, known as the 'Gibraltar of the North" is considered to be the largest sea fortress in the world and is included on UNESCO's list of World Heritage Treasures. The island is a 20 minute boat ride from Helsinki, Finland.
Suomenlinna was built to protect the country against invasion from Russia.
Suomenlinna Island Fortress
Laura Ashley Lamm, Lance Cherry, and June Cherry touring the sea fortress.
Carnell Lamm and Retha Deaton touring Suomenlinna, a home to 800 residents.
The dry dock at the island fortress.
The history of the dockyard dates back to 1747.
A view from the island of Suomenlinna
St. Petersburg and Peterhof
St. Petersburg is a cosmopolitan city with a cultural and artistic core. St Petersburg is Russia's biggest port. The city moves across and around the the mouth of the Neva River.
Peterhof, the town of palaces, fountains and parks, was built by Peter the Great to rival Versailles. It lies on the Southern shore of the Gulf of Finland. The Grand Palace is known as the most brilliant of all the summer residences of the Russian Tsars. The layout of the 300-acre park and fountains was designed by Peter himself. The Grand Cascade consists of 3 waterfalls, 64 fountains and 37 gilded statues.
Thursday, June 5, 2014
More from St. Petersburg, Russia
The high rise apartments are located in the city and countryside for the heavily populated St. Petersburg. The rainy day is normal in Russia. Only 50-55 days a year are sunny. The other 310-315 days are either overcast, snowy, or rainy.
Grassy areas could be found throughout the city; however, the grass was about a foot tall - not as well maintained as lawns in the States. The weather most likely affects the ability to maintain the grounds. No lawn maintenance was visible.
The State Hermitage is one of the greatest repositories of the world's art. This Russian museum, shown in the photo, houses about 3,000,000 monuments of culture and art. The Hermitage or "Winter Palace" was an imperial residence, built for Empress Elizabeth Petrovna, in 1754 but was later converted into a museum.
The outer building is on the grounds of The Great(Catherine's) Palace. The palace and grounds were constructed for Catherine I under her husband, Peter I, and serving as a place for rest and entertainment of the tsar. The palace, with a 300 meter-long facade, is one of the main sights in Tsarskoye Selo. The Great Hall, the Amber Room, the Picture hall and other rooms are noted for the baroque style of architecture and the gold leaf appliqué applied to the wood.
Palace visitors had to check their coats and large purses before entering the palace. "Over the shoe slippers" had to be worn as well to protect the floors. Photography was limited.
Picturesque waterways added to the beauty of St. Petersburg.
Tuesday, June 3, 2014
St. Petersburg, Russia
Travelers (from l to r) June Cherry, Laura Ashley Lamm, Carnell Lamm,
Lance Cherry, Susan Galbraith, Freida Wright, Deborah Lamm,
and Retha Deaton prepare to disembark for their excursion
to St. Petersburg, Russia.
Lance Cherry, Susan Galbraith, Freida Wright, Deborah Lamm,
and Retha Deaton prepare to disembark for their excursion
to St. Petersburg, Russia.
St. Petersburg, Russia, has a population of 5,131,967 people. With unemployment at about 7 percent in the large city, those who work full time earn about $2000 per month - average wage. Many don't own a car; they generally take advantage of public transportation. If people live in one of the many high rise apartments, they may purchase their 2 bedroom apartment for about $250,000.
Monday, June 2, 2014
Tallinn, Estonia
Tallinn, Estonia, is the third stop on our trip. Tallinn, the capital of the Republic of Estonia, is a small but beautiful medieval city on the Eastern shore of the Baltic Sea. The city was first inhabited about the end of the 10th century when the Estonian tribes built in the vicinity of the port. The port was an advantageous location on the East-West trading route. Tallinn turned into one of the largest and most powerful trading towns of Northern Europe because of the trading routes of the other Western European towns.
Tallinn was built with local limestone, resulting in a heavy and Gothic style, as seen above. Toompea is an area of the town located on a limestone elevation 20-30 meters above the rest of the town. This area belonged to representatives of the nobility since the 13th century and was set apart from the downtown by a protective wall.
The photo above shows the protective wall surrounding Toompea.
The downtown area of Tallinn is located between Toompea and the seaport. Shown above and below are locals enjoying a concert in the Republic Square.
Upcoming Posts
Looks like our travelers are having so much fun they haven't had a chance to post any updates lately! Stay tuned... There are more exciting highlights of the trip on the way.
Friday, May 30, 2014
Back At Sea
Thursday, May 29, the third day of the Baltic Sea cruise, is at sea. It's 60 degrees F. Sunrise at 5:31 a.m. and sunset is at 10:19 p.m. The time difference is 7 hours; yesterday it was only a 6-hour difference. The time on the Baltic Sea is ahead of the United States.
The cruise is multi-cultural with travelers from around the world. Over 40 countries are represented. The largest groups are the USA with 1012 people, Canada with 302, United Kingdom with 80, Japan with 53, and Australia with 50.
Meeting new people is part of the cultural experience!
Warnemunde, Germany
Thursday, May 29 was spent in Warnemunde, Germany, a seasonal resort in northeastern Germany. Warnemunde means the estuary of the river Warnow. The photo shows an train engine car made into a bar or pub.
Warnemunde, in the district of Rostock, is filled with outdoor markets.
Bright murals on the sides of buildings help portray the culture of the German city of Warnemunde.
Fishing boats, cafés, and bars line the water front in Warnemunde.
Shops line the waterfront of Warnemunde.
Warnemunde is the center of maritime traffic, with navigational aids, such as the lighthouse (in the photo) still in use. The lighthouse was built in 1897 and is 121 feet high.
Attractive, well-maintained homes line the small cobblestone streets in Warnemunde.
Shop owners often live in apartments above their shops in Warnemunde.
Several of the travelers ate lunch in the Cafe Wegner and enjoyed homemade soup and bread. Also dining beside us was a German family - a father, two well-behaved toddlers, and their pet dog. The dog slept at the feet of the children while they ate their French fries with ketchup. Fathers were enjoying a national holiday in their honor; retail stores and other businesses were closed for the holiday.
The Evangelical-Lutheran Church of Warnemunde was established in 1871, the fourth one built in the town. The first was built in the 13th century. The carved gothic altar below is the work of a Danzig artist, dating from 1475.
Captain Bligh, a local bar which sells a variety of German beer, is busy on Father's Day.
Thursday, May 29, 2014
Good Morning from Germany
Good Morning from Germany! Our trip to the Baltic Sea has been most enjoyable thus far and we are only getting started. Yesterday was the perfect day to get acquainted with our ship, the Norwegian Star. Our ship is filled with on-board activities and delicious food buffets everywhere you turn. Cuisines cover various cultures and even a traditional American steakhouse sits on board ship. It's a sunny cool day, today, but we hope by the end of the week the sun will shine bright for us to take advantage of the large pool and slide. Everyone needs a little relaxation! The streets of Germany await, and we look forward to sharing the sites with you.
~ Laura Ashley Lamm
Wednesday, May 28, 2014
Copenhagen, Denmark
The travelers arrived in Copenhagen, Denmark, early Wednesday morning. Copenhagen has about 1.5 million people in the city with about 1.2 million bicycles. Bikes are everywhere. Bikes are treated like autos; drivers receive tickets if they are parked illegally!
Tivoli Gardens is a famous amusement park and pleasure garden in Copenhagen. It is the second oldest amusement park in the world. Other places of interest are The LittleMermaid, a bronze statue by Edvard Ericksen, and Rosenborg Castle.
The Norwegian Star set sail at 5:15 p.m. on Wednesday from the Copenhagen port heading for Warnemunde, Germany. Arrival time is expected at 7:15 a.m., May 29. About 2000 people from around the world are aboard with about 1000 crew members. Travelers will experience daylight until around 11:00 p.m.
Tuesday, May 27, 2014
Departing Washington Dulles International Airport
The Baltic Sea travelers left Edgecombe Community College at 8 am Tuesday and headed to Washington Dulles International Airport. The photo above shows the travelers preparing to check in. The flight leaves at 5:15 pm and lands in Copenhagen, Denmark at 7:15 am, Wednesday. Travelers will embark on the Norwegian Star mid-day.
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The longevity risk is the risk attached to the increasing life expectancy, which can eventually translate in needing higher than expected funds to meet expenses during retirement.
In other words, as you spend down your savings during retirement, if you live longer than expected you will run out of money. This means your last days could be spent in poverty or as a burden to relatives.
Getting lifetime income
In 1965, Jeanne Calment, a 90-year old French widow, sold her apartment to a lawyer under a contingency contract. The contract provided that he would pay her 2,500 Francs per month until her death, at which point the ownership of the apartment would be transferred to the lawyer. Unfortunately for the lawyer, Jeanne Calment turned out to be the world's longest living human and survived for another 32 years.
The Canada Pension Plan and Old Age Security provide similar guarantees, but do not provide sufficient income for most. Those fortunate enough to accumulate long service in an employer-sponsored defined benefit pension plans get a lifetime guaranteed income, which together with Government pensions will typically generate sufficient income.
Getting guaranteed lifetime income is the key to eliminating the longevity risk. Without it, as one gets older and see savings dwindling down, the only strategy is to tighten the belt and conserve money until only Government pensions remain.
We are living longer
The life expectancy at birth in Canada was 81.1 years in 2009. Life expectancy has increased by 6.2 years since 1979, when it was 74.9 years. Life expectancy has been steadily increasing and the trend is expected to continue. The upward trend in longevity is good news for all of us. Medical advances, reduction in smoking, exercise and a better diet are having a big impact on life expectancy. From a financial point of view, increased longevity puts a stress on individuals and Government.
Women tend to have a lower mortality rate at every age. Life expectancy at birth in Canada in 2009 was 78.8 years for men and 83.3 years for women.
How long will I live?
A recent report from the Society of Actuaries ("2011 Risks and Process of Retirement Survey") finds that more than half of retirees and pre-retirees misjudge their life expectancy and about 40% underestimate the figure by five or more years. Underestimating life expectancy means having too short a planning horizon. This can result in inadequate provision for retirement needs.
"Even when individuals or couples do make a reasonably good estimate of remaining lifetime for people their age, far too few of them provide adequately for the consequences of outliving average life expectancy." – Society of ActuariesAnother shortcoming noted in the report is failing to fully understand the variability in life expectancy, and to understand that about half of the people will outlive the average life expectancy. Average life expectancy at age 65 is in the mid- to late 80s. For a 65 year old couple, there is a 50% chance that one will be living to age 91 and a 25% chance that one will be living to age 95.
At retirement, the steady stream of employment earnings that many of us relied upon stops and is replaced with withdrawals from assets accumulated to finance the rest of our lives. We face an uncertain future: we cannot know how long we will live or how healthy we will be. The first step is to ensure we don't underestimate our life expectancy when planning retirement.
Managing the longevity risk
Running out of money is one of the primary concerns of most retirees. This is an even larger concern today as life expectancies have risen. Planning to live to a specified age is risky, and planning to live only to your life expectancy will be inadequate for about half of us.
There are three main approaches to creating lifetime retirement income:
- Systematic withdrawals,
- Annuities, and
- Segregated funds that provide a guaranteed minimum lifetime benefit (GMWB).
Systematic withdrawals
Managing your retirement funds over a lifetime is a difficult balancing act. Being cautious and spending too little might needlessly restrict your lifestyle, and spending too much increases the chance of running out of money.
Managing the longevity risk means planning for a long period. Part of your assets should continue to be invested in equities, which have historically achieved higher returns, despite having higher volatility. The long-term horizon of your retirement – 20 or 30 years, means that you can ride out the ups and downs of the market by staying invested.
Poor returns in equity markets have set back retirement savings considerably and investors have responded by taking shelter away from equities to more conservative investments. Abandoning equities completely severely limits return potential and lower returns can seriously affect the amount and duration of retirement income.
Look at the odds of living longer than average and ensure you have the financial resources to meet your expenses for this entire period. If your resources are insufficient, scale back your retirement lifestyle as much as you can, especially in the early years.
With systematic withdrawals you are retaining the longevity risk. You can only mitigate its impact by scaling back withdrawals and achieving better investment returns. The advantage is that you keep control of your money and can leave a legacy.
The alternative of getting a life annuity eliminates the longevity risk altogether and provides an income stream for life. There are some disadvantages: losing control of your assets and the ability to leave money to heirs. Annuities can be expensive and provide an income that may not be sufficient to cover all expenses. This can make annuities slightly unpopular, but they should be considered as an important tool for retirement planning.
Instead of purchasing an annuity once, consider laddered purchases every few years. The income will be higher, and you will have a better idea of your longevity prospects. If you are healthy, the annuity rates will be higher, but you will keep control of a portion of your assets for a longer period of time. You can factor your desire to leave a legacy in deciding how much to allocate to an annuity.
Some insurance companies offer a "guaranteed minimum withdrawal benefit" (GMWB) option with their segregated funds. The GMWB provides an income for life, usually between 3% and 5% of the invested capital. The amount upon which the withdrawal rate is based is usually reset every few years, so if there is good investment returns, the income can grow (but will never decline).
These products have many complex rules (and terminology) and are sometimes difficult to understand. They also often "lock-in" the investor, who has to stay with the strategy or face penalties and losses if they cash out before the end of the term.
Many insurance companies have recently suspended sales of these products. Those who haven't suspended sales have reduced the lifetime income payout from 5% to 4% or even 3% to ensure their viability. The lower payout rates make these products less attractive at this time.
Which is best?
The solution may lie in a combination of these approaches. In any case, these three approaches of generating retirement income have different, sometimes opposite, features that involve trade-offs between flexibility and control in exchange for lifetime security.
There are some mathematical models that find the combination of these three products that minimizes the odds of running out of money while ensuring estate goals are met. When the models are used in a commercial context, we have to take the recommendations with a grain of salt: in the end, the objective is to sell product.
Not yet retired?
If you're not yet retired, you can address the longevity risk by saving more, investing more aggressively, postponing retirement or planning for a lower standard of living for a longer period.
Postponing retirement can be an attractive option to enhance retirement preparedness or recover from investment losses. Research has shown that the impact of delaying retirement from age 62 to age 66 can increase retirement income by 33%.
Postponing retirement reduces the odds of running out of retirement savings in several ways:
- Additional savings accumulated,
- Additional returns earned on savings,
- Untouched capital that otherwise would be paid out as retirement income,
- Increased value of other sources of retirement income such as Government and public pensions and employer-sponsored savings plans, and
- Shortened post-retirement period.
Planning for a lower standard of living may be a last resort strategy, when all other options have been exhausted.
If unforeseen circumstances cause you to retire earlier than intended, consider working part-time or on a contractual basis during retirement.
We most likely will live longer than we think. Longevity is variable, and averages can mislead. One spouse will outlive the other and live for several years. Living long is expensive, but is an insurable risk with annuities. While other strategies reduce or mitigate the longevity risk, annuities take the risk away.
Longevity is a risk that I hope we will all have to deal with!


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I need to not use alphabetical for category order. Is there a way to do that? Perhaps I can add another field to that table and sort numerically?
Or perhaps the category parent number would be the right path?
Your friends over here at WebAssist! These Dreamweaver extensions will assist you in building unlimited, custom websites.
These out-of-the-box solutions provide you proven, tested applications that can be up and running now. Build a store, a gallery, or a web-based email solution.


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19 hours ago
Friday, October 15, 2010
Wednesday, October 13, 2010
The State Fair...
Daddy and Harmon on the Indiana Jones Adventure
Mmm... funnel cake!
Callum loved the experience of watching the lights!
Posted by Francisca and Chris at 8:30 PM 1 comment:
Sunday, October 3, 2010
Chris' childhood home (you know where they grew up all poor and all)
Chris' beloved cornerstore growing up :p
Posted by Francisca and Chris at 7:36 PM 2 comments:
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I'm totally in LOVE with this Halloween save the date free download. As you can see, I'm planning a Witches Tea Party for my friends…more details later. I used this free download and made some adjustments.
Amy from Living Locurto is the mastermind behind these save the date downloads. How do you like the look of this dark spookier save the date? Cool huh?
Stefanie from Brooklyn Limestone is the genius behind these invitations. Check out her fab blog for the free download.
Don't have time to carve a pumpkin? Add tacks to make your own design! These clever, easy to design "tacky" pumpkins are from Poetic Home.
Make your own Halloween luminaries. Use brown paper bags – draw your own design and light brightly. Weigh down your luminary with sand, this will help it from falling over. If you have little kids around, skip the candles. Battery operated candles are a much safer bet. Image from here.
How cute is this? Halloween banner made by Megity's Handmade blogged about here.


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Artist Statement/Biography
"It has been stated that each garden reflects our longing for spiritual peace – a tie with our primordial beginnings. It is in the beauty of nature where I find this spiritual connectiveness."
Claudette Losier's floral paintings have been described as "breathtaking splendor of pure colours in the abstract form of flowers, created with richly patterned light with an abandonment to patterns in nature." However, she is not strictly a floral artist and likes to create art using various subject matter such as athletic figurative, semi-abstraction, landscapes, still life, cityscapes, transfer art, t-shirts silkscreens and creature creations.
"I graduated as a BFA in Arts from Brock University in 1989. My creative focus now is on paintings in acrylics using the glazing method of painting, and realism with various themes. I also have another body of work that I do using various transfer-art techniques.
"As well as creating Art, I have been involved as a volunteer in the Arts Communities in St. Catharines and Hamilton. Since 2006, I have turned my attention to teaching Art. Recently, I have exhibited work in galleries in Hamilton, Toronto and Niagara Region."
Claudette was born in Oshawa and lives in Hamilton.
Puzzle of Black-Eyed Suzies #1$1,000
A Single Red Rose of Stoney Creek$500
We Must Believe in Spring Eternal #1$190
Puzzle of Black-Eyed Suzies #2$600
Going Japanese$600
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Dalai Lama Expresses Worry Over Situation in Hong Kong
The Tibetan spiritual leader His Holiness the Dalai Lama in a recent interview to a Taiwanese news channel expressed his concern over the situation Hong Kong. His Holiness has called for peace and dialogue to resolve all issues and advised to stay away from violence. The financial hub of Asia has been through a tumultuous past three months.Read more


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No matter how many years it has been since you saw the 1998 Adam Sandler movie, "The Wedding Singer," there is likely one performance you remember. Rosie, the older adult vocal student who paid Sandler's character Robbie Hart Sandler in meatballs and performed an energetic cover of "Rapper's Delight." Ellen Albertini Dow, the actress who brought Rosie (and The Sugarhill Gang's lyrics) to life died Monday at the age of 101, Deadline reported Monday.
"I don't want to be (considered) an actor good for her age, I want to be known as a good actor," Albertini Dow told the Los Angeles Times in an interview shortly after the release of "The Wedding Singer."
Born in Pennsylvania in 1913, Albertini Dow would not begin her screen acting career until she was in her 70s. She left Pennsylvania to study acting and pursue a career in New York City. There she performed as part of a comedy act and directed stage productions. She also worked alongside mimes Marcel Marceau and Jacques Lecoq in Paris before moving to California to teach acting at Los Angeles City College. Later, she moved to Pierce College to teach in the theater department founded by her husband, Eugene Dow.
She retired from teaching in 1985, and made her film debut in "American Drive-In" that same year. In addition to "The Wedding Singer," Albertini Dow appeared in the films "Sister Act," "Patch Adams" and "Wedding Crashers," among others. She also made cameos in a number of popular TV shows including "The Golden Girls," "Family Matters" and "Seinfeld." In 2013, she appeared in an episode of the Fox sitcom "New Girl."
Albertini Dow's memorable rendition of "Rapper's Delight" can be heard on the first of two "Wedding Singer" soundtracks. Undoubtedly, the song contributed to the success of the double platinum album, which made the Billboard Top 5.


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Pay it in 4! Afterpay and zipPay available!
Dining Table
This stylish Dining Table combines quality and design into in one. Ideally for 4 seater, this dining table is just perfect for small to medium sized homes, it also serves the idea of simple and contemporary living. The table is made of reinforced particle board, which was used to add sturdiness to the overall structure. The extra large legs were designed to ensure the table stays in place while you enjoy your meal.
Apart from the design and quality, the table also features a beautiful wood stain which blend well into other home furniture.
Package Contents
Simply sign up before your first purchase and save a further $20.


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NorthEast Qualifier
East Coast Championship
Spectator Information - Easter Services
Easter Services
Unfortunately we will not be able to hold an Easter Service as the PA Convention Center in 2019. We hope to be able to offer this service again next year.
See the links to the right for a listing of local masses for the Gaylord and Philadelphia locations.


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Tuesday, August 10, 2010
Waitin Ta Go
I'm thinking of doing a demo vid for the blog and would love some feedback on interest.. I promise I will not stare into the camera and drop the "Blue Steel" look on you......... @ _@
Quote: " Photography has greatly disturbed the imagination, because one has seen things devoid of feeling. When I wanted to get rid of all influences which prevented me from seeing nature from my own personal view, I copied photographs." Henri Matisse
10 comments:
- Ian Bruce said...
Hey Dan--nice work! I have been going back through your older posts. I wish I could see more of your work in person! I did see some at the Falls gallery. Howard told me he had just sold a couple for you--congratulations!
- August 10, 2010 at 5:39 PM
- Unknown said...
A welcome return to boats. The way the foreground is lit against the shadowed background gives immense depth to this piece. Powerful.
I'd love to see a vid of you working so get it on asap.
- August 11, 2010 at 2:57 AM
- Pam Holnback said...
The water highlights and the way it sparkles draw me right in!
- August 11, 2010 at 7:42 AM
- Kyle Martin said...
Hi Dan,
Yes, a demo video would be awesome!
Great one here Dan, I never get sick of the boats! I really have to dig up that video of the stormy Round Pond session.
- August 12, 2010 at 2:50 PM
- Daniel Corey said...
Hey Ian, Thanks for the kind words and the sales update!
Hey Mick, thanks and I will start shooting this soon, probably done by early fall with editing and all.
Thank you Pam
Kyle! yeah I would love to see that vid. Send it to me when you get to it.
- August 14, 2010 at 1:42 AM
- Dana Cooper said...
I just stumbled upon your blog, and I love your work, I'm a new fan...!
And yes, I would love to see a video!
- August 14, 2010 at 2:52 PM
- Jack Riddle said...
Dan--video is a nice idea. The boat piece sparkles. I enjoyed the blog about insults. I have weeks like that all too often (once is too many!). But we stick with it don't we? Jack
- August 15, 2010 at 9:02 AM
- Celene Farris said...
I hope you do film a video, it will be fun to watch. But nothing can beat watching you paint in person. Thanks for the great day today and for sharing your thoughts as you worked. I love that little painting! Many thanks!
- August 18, 2010 at 8:00 PM
- irinapictures said...
So glad I found your blog, such a treasure!
And I will wait for the video, Matisse is not right)
- August 25, 2010 at 11:47 AM
- Daniel Corey said...
hi Dana, welcome and thank you.
hi Jack,thanks and yes we keep on trucking.
hi Celene,Thank you, you are too kind. I am glad you liked that piece.
hi Irina, welcome. Matisse was right.
- August 26, 2010 at 2:49 AM


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hey, guys!
i spent the last week working at summer camp, so that's why i haven't been posting. i think i'll be able to get lots of content out of my camp experience, though, because it's been . . . wild. so keep an eye out for that, i guess.
it's been awhile since i posted more answers to my q&a (coughit'sbeenlikeeightmonthscough), so that's what i'm doing today. enjoy! :)
click to read parts one, two, three, and four.
| gracie's questions |
how do you think that you can change the world?
i would like to use my art to help others feel less alone. maybe i'll be able to draw or write something so honest that people will realize they're not the only one to feel that way.
having a job where i can make an impact on someone's life seems good, too. like a youth group leader or camp counselor or something.
writing or reading?
i get writing and/or reading slumps quite often, so my answer would depend on if i'm in one of those at the moment. but right now, i'll say writing. i've been writing down lots of memories and journal entries and poems recently.
drawing/painting or photography?
same thing as the last question. i get lots of hobby-related slumps. i'll go with art for now, because it's relaxing, i can create something beautiful out of nothing, and i have some great art supplies.
favorite book ever?
(i manage to come up with a new favorite book every time i get this question.)
i'm going to say tiger lily by jodi lynn anderson. it's a peter pan retelling from tiger lily's point of view and it broke my heart the first time i read it. it's heavy and touching and, despite being set in neverland, so real.
your favorite word?
it might not be my favorite word ever, but i really like "litost." it means "a state of torment created by the sudden sight of one's own misery." "ethereal" is important, too, for personal reasons that i'm not sure how to explain.
the first five things you think when you hear your own name?
(for anyone who doesn't know, my real name is loren, not apollo.)
1) how everyone pronounces it "lauren" unless they know me well. :')
2) it means "laurels and victory," which is kind of funny because i'm a loser.
3) this one girl (also named loren) at camp two years ago who got high off of bug spray.
4) my soccer coach made us all pick a food that starts with the same letter as our name, to make it easier to remember who's who. my food was linguini.
the first five things you think when you hear MY name?
1) i know a girl named grace and apparently she has a golf cart??? i'm jealous.
2) one of my youth group leaders (also named grace) always brings really good snacks to bible study.
3) this super sweet girl who helped me during one of the worst days of my life. her middle name is grace, i'm pretty sure.
4) a girl at my church was telling me about her friend who is basically the exact same person as me. we like the same music, have the same hobbies, share a zodiac sign, etc. she moved before i got to meet her, but i follow her on social media, where she goes by the name grace.
5) and i think of you, of course, sweetheart. :)
| olive's questions |
what would you pick, to be able to fly, or to breath underwater?
breathing underwater, i think. in my head, it seems like chilling underwater would be really peaceful and exciting. but i'd probably hate it in real life because i'd be afraid of drowning.
i don't particularly like watching tv, because i get bored too quickly. but two shows that i really like are gravity falls and over the garden wall. they're both cartoons with weird elements mixed in. i've also been watching the office and parks & rec, and i'm enjoying those a lot.
what's your favorite day of the week?
at the moment, i'm looking forward to sunday, because that's when i leave for my second week of camp. i don't usually like sundays, though. i'm not a fan of getting up for church, and something about them makes me feel sad and tired.
do you like seeing movies in the theater, or at home?
i never go to movie theaters unless i'm going with friends or i'm on vacation. but i prefer watching movies at home anyway. i can wrap myself up in blankets and have free snacks and draw while the movie plays.
what's one food you will never get tired of?
peanut butter. it goes well with everything.
popsicles or ice cream?
one time i had a popsicle, and the joke on the stick was "what is it called when a bunch of raspberries get together and make music? a jam session." and i swear, i had never been more glad to be alive than when everyone groaned at that joke.
but i like ice cream better. there are more flavors and you can use toppings and it's not as sticky.
if you where a demigod, who would be your godly parent?
the quizzes i've taken say apollo. that makes ense. he's supposed to be the god of archery, healing, and poetry, right? that fits me. and i already go by the name apollo online.
if you where an elf in keeper, what ability would you want to manifest?
being a shade would be pretty sweet, i think. but i took a quiz and got inflictor, which would be ok as long as i could make people feel happy and safe.
if you were a dragon, what color would your scales be? (PURPLE!!)
i'd hope for silver or maroon.
what's your favorite video game?
the legend of zelda series is really great, i love the characters and lore and music. i also really like this ds game that my brother has called fantasy life, and skyrim, of course.
do you have any left handers in your family?
just one of my uncles, i believe.
have you read lodestar yet? what did you think of it?
i have read lodestar, my mom bought it for me because i won nanowrimo last year. i don't exactly remember what it was about (haha oops), but it's the keeper of the lost cities, so i'm sure it was incredible.
what do you think the difference is between a fairy and a pixie?
pixies are the mischievous ones, and they all have pixie cuts. fairies are the ones that sing to flowers or whatever.
| kiki's questions |
how long is your hair?
about an inch past my shoulders. i've had long hair for most of my life, but i thought i'd try something new this year.
skirts or shorts?
shorts, absolutely. the only time i wear skirts is if it's for a costume. shorts are just much more comfortable to me.
elves or hobbits?
as much as i love the hobbits, the elves clearly have it better. they're tall, they can sing, they're beautiful, they have glorious hair, they've got cool names, and did i mention that they're tall? because that bit is important.
favorite animal?
i really love turtles. i want to have one as a pet and name it billie joe armstrong, like the lead singer of green day. but none of the pet stores in my area sell turtles anymore and apparently it's illegal to keep a turtle you find in the wild.
favorite shoes?
i bought combat boots last autumn and they're pretty much the only shoes i wear. and they have pink flowers printed on the inside, so that's cool. but i also adore the beat up converse that i've had for years. they have a moon drawn on the toe.
winter or summer?
winter, i think. i like that i can wear boots and hoodies and beanies, and how much nicer hot showers feel, and stepping outside and seeing your breath puff up in front of you. this summer might change my opinion, though, because of how much time i've been spending at camp.
it's snowing right now, i wish it was summer. but when the summer rolls around, i wish i was freezing. (cough it out // the front bottoms)
favorite star wars character?
poe. oh my gosh i love him so much.
favorite dessert and lunch?
cereal for both. i don't care what time of day it is, i will always be down for having cereal. specifically honey bunches of oats in a tea cup with no milk. that's strange but i don't really care.
hang on, i just made myself hungry. i'll go get some cereal and then come back and finish this post.
i hope you guys enjoyed this! maybe you learned that we have something in common, or that i'm weirder than you thought. please don't come after me for not putting milk in my cereal.
have a good day!
xo apollo


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This rustic, country chic style picture frame features a washed and scraped finish over finger-joined soft wood, with additional wear along the edges to simulate a soft yet rugged look. The profile is 1 ½" wide, with a flat, rectangular shape, and a ½" rabbet depth.
This picture frame is a soothing choice for nature art and country farmhouse decor, including wedding portrait photography, prints, posters, original fine art landscapes, and watercolors.
For a unique DIY project, consider using this style to create a collection of small wedding party favors by attaching a name plate to a small-sized frame, with names and a wedding date. When you receive prints from the photographer, you could send one out to each guest, so they can have their own framed copy of your wedding photo.
Additional themes that pair well with this rustic, country picture frame are coastal, cottage, and beach designs or genres, due to the weathered look and feel of this frame. In this sense, the feel of this chic country frame is also light and uplifting, as it begs the viewer to escape. Peaceful images of leaves, trees, and other vegetation might also offer a Zen feeling in context to this frame.
|Inside Dimensions:
|18 x 24
|Approximate Outside Dimensions:
|20 5/8 x 26 5/8
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The American Dental Association and most pediatric dental professionals do not endorse tongue piercings. The ADA doesn't go so far as to condemn the practice, but does use language like "Don't pierce on a whim" and, addressing people who already have a tongue piercing: " …the best option is to consider removing mouth jewelry before it causes a problem".
The ADA's position reflects an understanding that tongue piercing is a personal matter, an individual choice. Tongue piercing isn't so risky that dental professionals flatly denounce it, but they do hope that people considering it will understand what they're getting into and that those who have already done it will learn best practices for minimizing the risks.
Tongue piercings do pose risks to oral health.
The repetitive impact of the piercing on teeth and the changes in oral geometry appear to be causes of the more common problems. One of the larger studies found that tongue piercing is correlated with enamel fissures and enamel cracks. Accidental biting down on a piercing appears to cause cracks deep enough to expose the dentin and nerve inside a tooth. This is a severe injury that may require root canal therapy. Fillings, too, can be damaged by the impact of a tongue piercing.
Another result of the repetitive contact between a tongue piercing and teeth can be orthodontic in nature. Diastema is the loosening and movement of teeth, opening or increasing the gaps between them and possibly leading to malocclusion.
The soft tissues of the mouth are also at risk. Tongue piercings are associated with receding gum lines, although the way this happens needs more study. The piercing procedure itself has been seen to cause nerve damage, sometimes permanent, that numbs the tongue and can affect speech and the sense of taste. A tongue piercing that becomes infected can lead to very serious health problems, such as angina, hepatitis, and herpes.
Finally, the piercing itself is an obstacle to the pediatric dentist, as it can block x-rays and obscure important details in radiographic imagery.
For those who have made the decision to have tongue piercings and had them done, the American Dental Association has advice on how to minimize the risks, starting with selection of the piercing and through to good hygienic practices and emergency responses. The ADA doesn't flat-out warn against tongue piercings, any more than it warns against ice cream. All human choices are trade-offs, with risks and rewards. What's important is that our choices be informed choices.


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Bonell Purple Sequin Party Mini Dress
Sale price $10.00 Regular price
This sparkly party dress dress features a hidden side zipper and has adjustable straps. Wear to a party or out for a special night. The fabric is thick enough on the inside, you do not feel the sequins so it's a dress you can dance the night away in.
- Size: Medium (with stretch)
- Style No. 1955
- Material: Polyester and Spandex
Product from Canada ♥


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In part 1 of our 4 part series, we discussed what your child's celiac diagnosis means. Now we will give you some science-backed facts about gluten, with foods and ingredients to keep your eyes peeled for!
If you are to remember any fact about gluten, remember that it is a structural protein found in wheat, which as you can imagine, gives gluten a lot of uses. It takes on the role of providing structure in foods such as pizza crust, bread, pastries, and more. It can also serve as a binding agent in food like sausage, or foods bound with flour like casseroles or crab cakes, sauces, and gravies. It can be found in a variety of obvious items like baked goods and pasta with wheat flour.
If your child is on a gluten-free diet, he should also avoid rye and barley because these grains also contain gluten and will trigger the same reaction. The name of the type of gluten protein in rye is secalin, and the name of the type of gluten protein in barley is hordein.
Gluten can be found in not so obvious foods like deli-type meats, hot dogs, or even salad dressings, soy sauce, and canned vegetables. Sometimes people confuse similar looking gluten-containing and gluten-free varieties of the same manufacturer such as frozen waffles or burritos. Or, sometimes ingredients change and all of a sudden include gluten, where there was none before. This is why it is important to always read labels! US labeling laws require that manufacturers list if a food contains wheat, since it is a top eight allergen, but not gluten.
Remember from our previous article, that gluten-free means removing wheat, barley, and rye? Here are common varieties of each that fall into these categories, plus a few other grains to keep an eye on:
You may be confused seeing oats on this list. Oats are naturally gluten free and are great to include in your diet because of their fiber and iron content. However, there is a small portion of the celiac population who can't tolerate oats. It is best to start by consulting with your doctor to make sure it isn't a trigger. If oats are given the A-ok, it is important to buy the oats labeled "gluten-free." This makes it less likely that they were grown, milled or processed with rye, barley or wheat. These grains are similar in size and shape, which is why oats are at great risk of cross-contact with gluten-containing grains.
Unfortunately, when you pick up a label, you can't always pronounce each ingredient. This makes it even more difficult to know if that specific ingredient contains gluten. When in doubt, put it back on the shelf. Here is a list of a few key words and foods to keep an eye out for that might not be so obvious:
Lastly, if your child is taking any vitamins or minerals, make sure to do another check as you would in the ingredient lists of foods. You can also check out www.glutenfreedrugs.com to do a double-check!
The gluten-free maze can take a lot of time and diligent searching, but you will become a gluten-free master in no time. Have your kid help you grocery shop so she develops her own skills for times when you aren't around. The more you do together, the more you'll both learn at the same time. Remember that you're in this together, and your child's gluten-free diet will get easier with each passing day.
Keep reading and head to part 3 of our series: What Can My Kids Eat on a Gluten-Free Diet?
We help grow healthy kids, families and communities to create healthier generations!Learn More
Meet Melissa Halas. When she's not at SuperKids Nutrition, she's inspiring adults to live their best life through healthy eating and an active balanced lifestyle at MelissasHealthyLiving.com.Get Inspired


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A couple of days ago, the British Prime Minister gave a speech about radical Islam and outlined a five year policy to deal with radicalisation. You can read the details and watch a video of the highlights on the Telegraph website if you are so inclined.
The speech hasn't received great reviews; Cranmer, it typical robust form said:
He spoke of the United Kingdom as "a successful multi-racial, multi-faith democracy"; not, it must be noted, as a successful multicultural one. But he was concerningly vacuous in his grasp (or lack thereof) of a basic understanding of religion. Either he eschews his spiritual advisers, or he never had any.
Peter Oborne, formerly of the Telegraph made the following comments in an excellent piece:
This message has been reinforced by David Cameron's systemic failure to pay serious attention to mainstream Muslim voices. Incredible to relate, he has entered a mosque only once during the five years of his premiership. This is a wretched record from a prime minister who has repeatedly claimed that he cherishes British minorities.
Both Cranmer and Peter Oborne have good things to say about the rather unpleasant ramifications and lacunae in the Prime Minister's speech. However, I'd like to focus on his lack of understanding of Islam. I came across this excellent quote in Summoned from the Margin the autobiography of Lamin Sanneh (I'll review it in a day or two).
… Islam constitutes a radical intellectual challenge to the West, not by virtue of any overt offensive in particular, but by virtue of the West's own blind spot on religion. If and when the challenge became overt, a naive West might think a muscular military response, modulated with economic inducement, would be all it would take to dispose of the problem, showing how the religious blind spot can induce obsessive behaviour.
You cannot respond sensibly to an issue if you do not understand it; British policy makers are spectacularly ill-equipped to deal with some of the most pressing challenges we face in today's world.


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Its a fact the Oxfordshire swingers scene is strong than ever before with thousands of couples posting up profiles and looking to meet with other Oxfordshire swinging contacts
The swinging scene in the South East has always been much higher than northern regions primarily due to the lack of decent clubs so many couples join adult contacts website's as a means to meet with other couples and no more is that case within Oxfordshire!
To give you some idea of the member types we have along with some photos I've added this sample page, along with a featured profile that show us just what a BBW cuckold looks for when considering prospective males.
Looking for cuckold meets and live around Oxfordshire, maybe Eynsham then read this advert!
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When in the bedroom I do tend to by a little shy at coming forward at first but once teased and stroked soon leaves me wanting more.
My husband is encouraging me to meet with males so that I can have sex with them whilst he watches and the only condition is he must be present and whilst I'm extremely happy we are looking for other males.(the rest of this profile is inside the members section)
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This section will have further sample profiles added and whilst we do have thousands I've trying to post a diverse range of contacts so that you get some idea just whats inside the members section...


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A few quick shots of Shanghai's Museum of Contemporary Art (MOCA), a very nice, if somewhat small, space on the edge of the city's sprawling People's Park.
Established in 2005 to help draw even more attention to contemporary Chinese art, my visit coincided with a show entitled Squares of Rome. It was a good exhibit, consisting primarily of photography, giving me the idea to try something similar in Ljubljana. I was however, hoping for something a little bit more Chinese.
Here are a few more shots, and a few more are here.
[Museum website]
Admission: 20 RMB (3 USD / 2.40 EUR)
MOCA-Shanghai 03, originally uploaded by pirano.


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About CSCA
The Central States Communication Association Executive Committee consists of ten members:
- President
- First Vice President
- Second Vice President
- Immediate Past President
- Executive Director
- Chair of the Finance Committee
- Two Members at Large
- Chair of the States Advisory Council
- Editor of Communication Studies
Executive Committee
Chad McBride
Creighton University
Omaha, NE
Alberto Gonzalez
First Vice President
Bowling Green State University
Bowling Green, OH
Debra J Ford
Second Vice President
Creighton University
Omaha, NE
Amy Aldridge Sanford
Immediate Past President
Texas A&M University-Corpus Christi
Corpus Christi, TX
Chad Edwards
Executive Director
Western Michigan University
Kalamazoo, MI
Patric Spence
Editor, Communication Studies
University of Central Florida
Orlando, FL
Jeffrey T. Child
Finance Committee Chair
Kent State University
Kent, OH
Katherine Denker
Member at Large
Ball State University
Muncie, IN
Tiffany Wang
Member at Large
University of Montevallo
Montevallo, AL
Anna Wright
States Advisory Council Chair
Illinois State University
Normal, IL
Cooper Award Committee
The Cooper Award is named after former CSCA President Pamela J. Cooper and is presented to one M.A. level graduate teaching assistant and one Ph.D. level graduate teaching assistant. At the annual convention, the recipients receive a $50 cash award and a certificate.
2019-2020 Committee Members:
Co-Chair: Ashley Hinck, Xavier University
Co-Chair: Ronald Greene, University of Minnesota
Sara Drury, Wabash College
Mike Blight, North Central College
Emily Sauter, University of Minnesota--Mankato
Federation Research Prize Committee
The Federation Prize Committee is charged with selecting the recipient of the Federation Prize. The Federation Prize recognizes superior intellectual development and communication scholarship by awarding a cash prize of (up to) $5000 to a selected research proposal authored by a CSCA member.
2019-2020 Committee Members:
Chair - Allison R. Thorson, University of San Francisco,
Vice-Chair – Steven Hunt, Illinois State University
Member - Randy K. Dillon, Missouri State University,
Member - Maria Brann, Indiana University-Purdue University Indianapolis
Member - Stacy Tye-Williams, Iowa State University
Nominating Committee
The Nominating Committee is charged with selecting a slate of candidates for the yearly election. The committee shall nominate at least two candidates for the office of Second Vice President and at least two candidates for the office of Member at Large. Every three years, the Nominating Committee is charged with recommending a slate of candidates for the office of Finance Committee Chair to the Executive Committee.
2019-2020 Committee Members:
Dawn O. Braithwaite, University of Nebraska-Lincoln (Chair)
Eddah Mutua, St. Cloud State University (Vice-Chair)
Kaitlin Phillips, Utah State University
Sarah Riforgiate, University of Wisconsin, Milwaukee
Chad Edwards, Western Michigan University (CSCA Executive Director, ex officio)
Pearson and Nelson Outstanding New Teacher Award Committee
The Pearson and Nelson Outstanding New Teacher Award Committee is charged with selecting the recipients of the Outstanding New Teacher Award. The Pearson and Nelson Outstanding New Teacher Award recognizes individuals early in their professional career who are showing distinction as teachers and are in their first five years of full-time teaching.
2019-2020 Committee Members:
Theresa Castor, Committee Chair, Univ. Wisconsin-Parkside (Chair)
Diana Trebing; Committee Vice Chair; Saginaw Valley State University
Aimee Lau; Wisconsin Lutheran College
David Bodary; Sinclair Community College
Jimmie Manning; University of Nevada, Reno
Communication Studies Article of the Year Committee
2019-2020 Committee Members:
Chair: Erin Sahlstein Parcell, University of Wisconsin--Milwaukee
Ann Heuman, Texas Tech University
David Deifell, Clarke University
Kristina Scharp, University of Washington
Dorthy Pennington, University of Kansas
Jennifer Dunn, Dominican University
Warren Award Committee
2019-2020 Committee Members:
Chair: Helen Sterk, Western Kentucky University
Vice Chair: Lara Martin Lengel, Bowling Green State University
Daniel Chick, University of Kansas
Karla Scott, St. Louis University
Angela Jerome, Western Kentucky University
Jack Kay Award Committee
2019-2020 Committee Members:
Chair: Larry Frey, University of Colorado, Boulder
Vice Chair: Jeff Tyrus, Youngstown State University
Debbie Dougherty, University of Missouri, Columbia
Matt Seeger, Wayne State University
Donald Ritzenhein, Wayne State University
Association Staff
The CSCA staff oversees the day-to-day operations of the organization. With the exception of the Member Services Associate who is contracted by the organization, all staff members generously volunteer their time and expertise.
2019-2020 Staff Members:
Chad Edwards, Western Michigan University (Executive Director) email@example.com
Joy Daggs, Northwest Missouri State University (Convention Exhibits Manager)
Stephan Spates, Missouri State University (Newsletter Editor)
Sara Baker, Southern Connecticut State University (Book Review Editor)
Kathie Cesa, KOC Member Services (Contracted Member Services Associate) email@example.com