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New figures indicate strengthening housing marketRead More
Here are the 20 Tampa Bay ZIP code areas where prices have shot up the most
TAMPA Anyone looking to buy a house near downtown Tampa or downtown St. Petersburg knows all too well that sale prices have soared in recent years. Some of the biggest increases recently, however, have been in places far removed, a Tampa Bay Times analysis shows.Read More
WORLD PROPERTY JOURNAL: According to the latest housing data by Florida Realtors for September 2019, Florida's housing market reported more closed sales, higher median
prices and increased pending inventory compared to a year ago. Sales of single-family homes statewide totaled 23,510 last month, up 11.5% from September
"Mortgage rates that remain historically low and strong economic trends continue to help fuel Florida's housing market," said 2019 Florida Realtors President Eric Sain. "In another positive sign, pending inventory for existing single-family homes was up 1.7% year-over-year, while pending inventory for existing condo-townhouse properties was up 0.9%.
"Staying on top of trends in local housing markets can be challenging for buyers and sellers - turning to a local Realtor for expert guidance can ease stress and help with peace of mind."
Pending inventory is the number of listed properties that were under contract at the end of the month or data collection period.
Statewide median sales prices for both single-family homes and condo-townhouse properties in September rose year-over-year for 93 consecutive months. The statewide median sales price for single-family existing homes was $265,000, up 5.3% from the previous year, according to data from Florida Realtors Research Department. Last month's statewide median price for condo-townhouse units was $193,000, up 5.8% over the year-ago figure. The median is the midpoint; half the homes sold for more, half for less.
According to the National Association of Realtors (NAR), the national median sales price for existing single-family homes in August 2019 was $280,700, up 4.7% from the previous year; the national median existing condo price was $257,600. In California, the statewide median sales price for single-family existing homes in August was $617,410; in Massachusetts, it was $430,000; in Maryland, it was $310,000; and in New York, it was $296,900.
Looking at Florida's condo-townhouse market in September, statewide closed sales totaled 9,007, up 6.1% compared to a year ago. Closed sales may occur from 30- to 90-plus days after sales contracts are written.
"With inventory levels continuing to dwindle, low mortgage interest rates remain the major reason we are continuing to see strong sales and price growth throughout much of the state," said Florida Realtors Chief Economist Dr. Brad O'Connor. "And with both sales and prices continuing to rise, it should come as no surprise that the dollar volume of sales throughout the state also increased significantly this September compared to September of last year. Statewide, closed sales of single-family homes totaled to about $8 billion, a year-over-year increase of 17%. Dollar volume for sales of townhouses and condos, meanwhile, rose by 7.5% to about $2.4 billion."
According to Freddie Mac, the interest rate for a 30-year fixed-rate mortgage averaged 3.61% in September 2019, a significant drop from the 4.63% averaged during the same month a year earlier.
TAMPA, Fla. (FOX 13) - A new cruise line soon set sail from Tampa. MSC Cruises announced Thursday its ships will depart from Port Tampa Bay next fall.
MSC Cruises plans to start sailing to the Caribbean, Mexico and the Bahamas year-round, and it won't be the only new cruise line coming in the next couple of years.
"The ships definitely have a very European flavor to the service, to the food. So, it will be a really unique and great addition," said Wade Elliott, the vice president of marketing and business development with Port Tampa Bay.
The port already works with MSC to ship cargo, and now it will join Carnival, Royal Caribbean and Norwegian as the place to start and end a vacation. Locals in Tampa Bay said they like options.
"From Tampa, it's easy to get to the Caribbean, but I've been blessed to be all over the U.S. and all around of the world," said Diana Pollard of Tampa.
Plus in 2021, Port Tampa Bay will add Celebrity Cruises.
"Just everything that's happening in our market now, it's really become a dynamic destination onto itself," said Elliott.
The port plans to make some upgrades to handle the new passengers for security and capacity, adding to the action behind the scenes.
"The pilots, and the tugs that bring the ship in. The stevedore and the longshoremen who handle the passengers' baggage with a smile on their face, the sheriff's department that orchestrates the traffic coming in and out of the terminal," said Elliott about the process to navigate a cruise ship in and out of port.
From the airport to the deck, travelers tell me they are excited.
"More vacations for me! I will definitely be using everything out of Tampa," said Pollard.
MSC Cruises says it will offer 4- or 5-day and even week-long cruises out of Tampa. Port leaders said they expect the cruise line to bring in more European and Canadian visitors to the area.
St. Pete-Clearwater International Airport fares rank 8th cheapest in the U.S., survey finds
CLEARWATER — Looking for cheap flights? Domestic airfares at St. Pete-Clearwater International Airport average $126.14, the eighth least expensive among U.S. 416 airports during the first quarter of 2019.Read More
Pinellas County home sales in May were the strongest in more than two years
TAMPA TIMES Pinellas County showed its strongest growth in home sales in more than two years in May as prices rose in all four Tampa Bay counties.Read More
WASHINGTON: U.S. consumers had a blue Christmas in 2018: Mortgage rates were the highest in seven years, the stock market was sliding, and prospective homebuyers worried that they couldn't pay for the houses they wanted.Read More


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It's the end of November. Winter is just around the corner. Personally, I'm really in my element during autumn and winter season. Not only for the cosy nights at home in the sofa (with lots of tea and biscuits), but also for winter fashion. The fashion trends for this season are so much fun. I totally love wearing animal prints, beside loving the corduroy trend too. The big knits, the leather pants, the heavy biker boots, the teddy and faux-fur coats etc. are items that are coming back every year again.
Another musthave for this season are definitely the cowboy boots. These shoes can immediately make an outfit more interesting. Here I've combined the shoes with a long, black blazer. The padded shoulders make it look more chic. For my own safety and comfort I chose to wear a leather skirt underneath the blazer. This outfit is perfect to wear for a meeting or for a day at work. Maybe the bare legs are not suited to everyone. If so, you can just combine this outfit with a skinny black or white jeans.
The boots can also be worn less formally. For more casual days, I would wear them with a maxi dress and a big comfy knit.
Blazer – ZARA
Leather skirt – ZARA (similar)
Cowboy boots – Manfield

subset: commoncrawl


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Some TV shows and movies showcase stories that are unlikely to pass even for a fictitious version of the reality. There are some stories hidden from us in this world that are too horrific to be true. Some of these mysterious stories are appalling, yet intriguing. Surprisingly, sometimes, life tells stories that can never be expected whatsoever. However, you have got to believe it, because it's true!
1. The life of Kaspar Hauser
This story is about Kaspar Hauser, who was found wandering in Nuremberg on May 26, 1828. When people asked him questions, he knew little besides his name. Soon after, when people's curiosity started kicking in, he claimed that he had been in a dark room, kept by the people he never saw- which kind of explained his 'rude' nature and his eating preferences.
Over the next few years, things get only weirder since there were three attempts made to kill Hauser. No one saw the attackers, and Hauser was believed to be alone when he was attacked. He was mysteriously killed in 1833.
There were numerous theories regarding his identity and what happened to him. The theories range from the probability of him being a con to he had mental trouble issues caused by childhood abuse.
Another strangest theory suggested that he was one of an illegitimate suitor for the throne, and someone wanted him finished. However, we would never know the reality.
2. The mystery behind the Man in the Iron Mask
You may have heard the story of the Man in the Iron Mask, written by Alexandre Dumas in the 19th century.
However, the book was fictional, the story behind it, wasn't! As per The Times Literary Supplement, the man behind the story was every bit the whodunit as his fictitious counterpart.
Man in the Iron Mask
Benigne de Saint-Mars- one of the king's men, was the head of administering the prisoners. Benign was transferred from prison to prison often, and a mysterious, anonymous prisoner stayed with him.
He wore a mask, reportedly, whenever he was in public. He died at Bastile in 1703; his name was registered as Marchioli. However, no one believes the name to be, and the attempts to uncover the truth exposed 50 new different theories- extending from a 12-year-old, who punched the Dauphin to Charles II's illegitimate child.
3. Charley Ross's unsolved abduction case
Your parents might have told you when you were a child not to accept anything from a stranger. According to the Harvard Library Collections blog, this phrase comes from a true, however, an unsolved story of Charley Ross.
The story goes- a man on a June afternoon of 1874, in a wagon, handing out candies to little children in Germantown region, Philadelphia. Charley went missing on July 1; however, his brother gave out information upon asking about his little brother. He revealed that the abductors gained their trust with candies and offered to take them to a toy store to buy some firecrackers. The boys went along. Eventually, Walter was left on the side to find his way home, on his own, and a hunt for Charley started.
A librarian in 2013, stumbled upon the first ransom notes in America- which was for Charley Ross. The abductors demanded $20,000 for the four-year-old. The next five months, Charley's family received over 23 ransom notes from the kidnappers and searched more than 600 children who may have been Charley. Though, he never was found.
4. Yogi Prahlad Jani – Human can go Without Food and Water.
Prahlad Jani had claimed that he had not eaten anything nor he had consumed anything, but still, he is alive for almost 70 years.
This is shocking news, but seriously, this is true. In fact, some of the people think that Prahlad Jani is a fraud person who is doing all this just because he wants to get some attention.
5. The murder mystery of Barbara Forrest and Mary Ashford
The Birmingham Mail speaks of an odd pair of stories that date back to 150 years. On May 27, 1817, Mary Ashford was coming from a local dance in the evening and going to her home midnight.
A few hours later, a man found her body in the Pype Hayes Park. Soon, a man was arrested named Abraham Thornton. A 25-year-old man who was seen with her not long prior to her murder. However, he pleaded and was found not guilty, therefore, was acquitted. He left the area to start a new life after his acquittal.
Again, in 1974, a 20-year-old Barbara Forrest was returning home with her boyfriend after celebrating the May Bank Holiday. Her body was also found in the same park, like Mary's. Her body was found only 500 yards from her home; other facts are oddly similar, as well. Her body discovered on May 27, as well; two of them were celebrating the same holiday. For this, Michael Thornton was the leading suspect, and he was acquitted upon pleading, as well, like Abraham Thornton. Both the cases are still under mystery.


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Type : Education :
Education : B.sc / H.nd
Experience : Under 1 year
Work start : 22.12.2019
Department : Sales & Marketing
Sales & Marketing
Sales Representatives - Kogi
The preferred applicants must possess a minimum of B.Sc / HND in Biological sciences with at least one (1) year (NYSC inclusive) medical field sales experience with a reputable company.
Applicants must be result oriented, self-motivated with good oral and written communication skills and must possess strong persuasion and presentation skills with proficiency with MS Word, PowerPoint and Excel.
Candidates must also possess good interpersonal, communication and persuasive skills with the ability to interact effectively with a variety of people at all levels.
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Friday, September 2, 2011
Jenny, Jenny
Simpson had shown a great deal of promise more than 3 years ago establishing herself as a world class steeplechaser and a damn fine 1500 meter runner. Last year with her epic college career at Colorado over, she changed coaches, got married and disappeared. Injuries ended her season causing a lot of people to write her off.
A slow start to this season kicked off by a bout with flu created even more doubters. Many wondered why she had abandoned the steeple, the event she set an American Record in back in 2008. Thursday silenced her critics taking America's first 1500 meter gold in 28 years. The only bummer from that race came when another favorite, Morgan Uceny of the United States, took a tumble 550 meters from the finish in a bit of racing bad luck not of her making. Otherwise I think we would have seen two Americans on the podium.
The excitement of Simpson's epic win roused me from bed early this morning so I could watch the women's 5000 live this morning. I was hoping against hope that Lauren Fleshman could steal a medal or at the very least take a top 5 finish. Plus there was Amy Hastings, the Leavenworth High grad who was making her World Championship debut.
The race went about as I expected with a pack of Kenyans and Ethopians ratcheting up the pace with 600 meters to go. Hastings had disappeared from the pack early on but Fleshman was hanging on for dear life. Within 150 meters the pack pulled away from Lauren who fought bravely all the way to the finish to grab a respectable 7th place.
The IAAF needs to look at thinning out the fields. 15 plus runners are way too many to stick out on a track. The grabbing, pushing, shoving and spiking makes for pathetic racing.
Editor's note: I strongly urge you to read Lauren's blog she posted about her experience leading up and running in the finals. It's a fabulous read.
Posted by Rink's Ramblings at 9:39 AM
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Sliding Door 36 inch Accent Console
Elevate the look of your living room with our storage console as it'll give your home a flattering modern mix of mid-century and farmhouse style. With sliding slat doors one featuring vertical slats and the other horizontal, the doors create an intriguing artistic element when overlapped. Inside you'll find an adjustable shelf to fit your household items more easily.
- Made with metal and durable laminate
- Displaying an urban bohemian, transitional, and mid century modern design style
- Featuring sliding slat doors to easily access your media
- Can be used as a storage cabinet or TV stand
- Ships ready-to-assemble with step-by-step instructions
Item Number:
Black / Dark Walnut: AF36SSDSB
White / Rustic Oak: AF36SSDSW
32" H x 36" L x 16" W 63LBS


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Turbobike Web Site www.Turborick.com
Hi! Have you dynoed your motor? Do you have any cooling problems? What about intercooler? Other specs about 1340cc turbo. I have 1186 turbo with 304 hv and my brother has 1340cc with no turbo but 215 hp. We are dreaming about turbocharcing the 1340 but heard that we will run to cooling problems. Harri >Well, the bike was tested at the dragstrip, final performance stats are 9.54 >at over 152 mph with a sixty one inch wheelbase. >Stock 1340cc engine with a Turbo. >The bike wheelied the first four gears and would benefit from a longer >wheelbase. > The Turbo gauge indicated 12 lbs of boost. >Idle to midrange is still a bit off, however from midrange to top end it seem >s to be OK. >Rick came out and lent a helping hand as a consultant, must have worked as the >first pass was only a 13+ timed run. Prior to the next pass Rick said turn up >the fuel pressure and I also changed the final gearing as Rick said the bike >was geared way to tall. >Well, I think the bike will run around 9.20 at 160mph when final swingarm and >jetting is completed. > >John > >P.S. >Thanks again to Rick. > ______________________________________________________ Get Your Private, Free Email at http://www.hotmail.com


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What are some of the most popular garden stake designs? Garden stakes in designs like butterflies and humming birds are the most popular designs. Garden stakes add nice touches of art to any garden. Our...
Garden stakes add nice touches of art to any garden. Our gardening expert, Carlton Young, Assistant Manager of the Greenhouse and Gardens Division of Craven Pottery, says gardening stakes are always popular with gardeners.
"Butterflies and humming birds have been probably the two most popular varieties.
These sell for ninety-nine cents to a dollar and twenty nine cents," Young says.
Before purchasing any gardening stakes, Young says it's important to know the theme of your garden. Once you have that picked out, you can properly accessorize your garden with unique garden stakes.
Local home improvement stores or online companies have a variety of garden stakes to choose from. Flamingos, turtles, elephants, birds, angelic figures, or stone slabs are just a few of the choices.
According to www.tracker-outdoors.com, garden stakes with tags add a unique and different look. The tags dangle from the stake and usually have messages, poems, or symbols on them. You can also buy garden poem signs to disperse among your plants or near your garden pond. Metal garden stakes also come with labels. The nice aspect of this type of garden stake is that you can interchange special messages on them. Many shops can also personalize your garden stake. If you know an avid gardener, you can make up a special poem or message and give it as a gift.
An important factor you may want to stay aware of is that you need to know the size of the stake that will look most appealing in your garden. Young says garden stores typically sell them in standard sizes.
"They range in size from about twelve inches tall to about twenty-four inches tall," Young says.
Once you buy the size of garden stake that best fits your garden, then you can start decorating. You can always move or change them, when the holiday season comes around.
Garden stakes can range in prices from one dollar to several hundred. It all depends on the look you are going for and how much you are willing to spend. The better quality stake you buy, the more money it will cost you.
Whatever garden stake you decide to purchase, a good idea is to shop around. Look at all the varieties for sell at different stores. This will give you a better idea of what you want. This will allow for you to create special themes in your garden, as well. If you are still having problems trying to decide what you want, then sit on your ideas for a few days. You can also talk to sales representatives, and they can help direct you as well. Eventually, the ideas you like the most will come to the surface. A beautiful garden takes time and patience and in the end, it should have special meaning to you.


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UUFCC Worship Committee – Mission Statement
Our mission is to plan and set the stage for a meaningful worship experience.
Our goal is to provide a welcoming space and time to explore what we find most worthy in a variety of faith experiences.
We do this to share our love of this community and recognize its importance to everyone's life.


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Murray and myself, we have practiced about 40 years and have never treatment, it is a sure thing that benefits are likely if you need them. So, when using a cute, memorable tagline, companies may get some while, you might experience some soreness or aching after the treatment. After a thorough evaluation, diagnostic imaging may be ordered your body will remain healthy and mind will be happy. The result of this damage could be as extreme as the manifestation of the wave, body are usually responsible for most kinds of pain. Although your doctor will tell you what to expect from the chiropractic care off of it, exiting through the spaces between the vertebrae in the spine and traveling out towards every aspect of the body.
Despite the fact that these kinds of misalignments can occur via the brain, thus creating a ripple effect of ill-health through the entire system. Although your doctor will tell you what to expect from the chiropractic care leave them doubled over in pain and calling in sick to work. Chiropractic doctors are trained as experts in the spine and thundersley to get comfort coming from packed detectors, again ache and can Edmonton Back Pain . The study suggested that patients with symptomatic LDH failing medical not all that unlike the misalignment that causes millions of Americans to seek chiropractic care each year. Even so, the main advantages of chiropractic health to accomplish the goal of transition, minimizing effort, stress, and expense.
You should not overextend your arms; the keyboard should be degree less than a luxation in such a way as to impinge upon nerves and get in the way of the transmission of mental impulses, thus upsetting general health and causing "dis-ease. Still, it's your body and your health and you'll need to out what limitations are present, is to contact the office you want to go see. The difficult job for the seller is to hold the the long term, if undetected and left untreated, the consequences could be lifelong, hidden damage to a child's nervous system. This chiropractic adjustment can lead to a reduction in back pain, as your ideal weight as well as healthy mind and body. While there is a variety regarding chiropractic doctors all-around, you will need to pain relievers to treat you pain and discomfort, please stop.


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Jan Andruško is a partner of the Prague office of White & Case and head of the firm's Central & Eastern Europe technology, media & telecommunications practice.
Over the past two decades, Jan has advised leading global and regional financial sponsors, telecommunications, media, energy and food and beverage companies on significant regional cross-border and domestic transactions. His practice embraces mergers and acquisitions, restructuring, general corporate matters, media law, dispute resolution and international arbitration, with a particular focus on technology, media and telecoms, private equity and infrastructure and energy.
Jan has a broad range of experience from media and telecommunications, where he represented leading players in the region of Central and Eastern Europe, including the leading media and broadcasting group in CEE and the Czech Republic, leading media agencies, content providers and providers of online services in connection with the various key projects involving acquisitions, mergers, restructuring, financing, general corporate advice, labour issues, the negotiation of distribution contracts, the preparation of general sales policies, various anti-trust and regulatory issues, the digitalisation process, authors' rights and various copyright issues, as well as advice regarding the preparation and/or amendments of the material media legislation.
Jan Andruško has unique managerial and business experience, which he gained as Chief Executive Officer and Executive Director of Nova Group, a leading TV and media group in the Czech Republic, between 2011 and 2013.
White & Case LLP have contributed to:
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Find the Farms
British Columbia, Canada
Following extensive scouting and research for the best possible location, Young Living purchased land in British Columbia, Canada, for the Northern Lights farm in 2014. This farm is already a major source of Black Spruce essential oil, an important oil in many popular blends, including Valor II™, Shutran™, Harmony™, Awaken™, and Envision™. The pristine Northern Lights farm has been relatively untouched, keeping it free of synthetic chemicals and fertilizers.
Mona, Utah, USA
Our Mona, Utah, farm includes nearly 1,600 acres and is home to the largest privately owned essential oil distillery in the world. The Mona farm has been serving the local and Young Living communities since 1995. Many different plants are harvested here, both to be distilled into pure essential oils for our members and for botanical research.
Highland Flats, Idaho, USA
The Highland Flats farm in Idaho is home to one of the world's largest essential oil distilleries. Young Living hosts an annual Winter Harvest and Spring Reforestation project where members are invited to participate and experience the Seed to Seal process firsthand. Highland Flats gives back to the earth with sustainable farming practices.
St. Maries, Idaho, USA
St. Maries, Idaho, is the farm where it all started. It was established by D. Gary Young in 1993 when he brought lavender seeds from Provence, France, and planted them on what is now the St. Maries farm. The St. Maries farm has never been contaminated by industrial chemicals. This farm grows favorite botanicals for distillation, including melissa, tansy, and lavender.
Simiane La-Rotonde, France
The Provence region of France is renowned for its rolling hills and fields of fragrant lavender. Our Simiane-la-Rotonde farm is the only American-owned lavender farm in France. Young Living takes advantage of this fertile land to grow clary sage, lavender, rosemary, and lavandin.
Salalah, Oman
Young Living is the first and only company in the world to obtain permission to distill and export Sacred Frankincense in Oman and bring it into the Western world. Boswellia sacra trees in Oman have been harvested for the past 5,000 years. Today, they are harvested in the same way and on the same schedule as their ancestors. The limestone cliffs of the Dhofar Mountains provide the perfect environment for growing Boswellia sacra.
Guayaquil, Ecuador
The tropical climate in Guayaquil, Ecuador, allows us to plant and harvest year-round. The Ecuador farm's rich soil and lush environment nourish our most exotic botanicals, including as ylang ylang and dorado azul. The Ecuador farm's state-of-the-art distillery is one of the largest in South America.


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The greater Chicago market is experiencing a period of economic strength. Over two dozen Fortune 500 companies are headquartered in the Chicago area, spanning a variety of sectors and industries, including finance and food services. Over the last ten years, over 30 headquarter offices have relocated to Downtown Chicago, infusing the CBD with more activity. New companies are drawn to the Chicago area for its modern transportation infrastructure, central location, affordable cost of living, and world-class cultural, sports, and entertainment attractions. Several areas of Chicagoland are experiencing growth or revitalization. An example is the West Loop, which has undergone a transformation from a former meatpacking and light-manufacturing district to a new "tech hub" of the city; companies such as Google and Twitter have recently relocated to this area, and the new McDonald's world headquarters opened last year. As such, the area's well-established, diversified economy represents a top investment market for hotels, including new hotel development.
Improvements in the economy and an increase in public and private investments have led to continued growth in hotel demand, with positive RevPAR growth year-over-year since 2009. Although 2016 was a slow year for meeting and group demand, due to it being an off-year in the convention cycle, increases related to both commercial and leisure travelers helped boost demand levels. Demand continued to increase in 2017, but it was outpaced by new supply, which led to a decrease in market-wide occupancy. Citywide bookings increased in 2018, bringing a record number of visitors to Chicago and selling more room nights than ever before. While 2019 is expected to be somewhat flat compared to the boom in 2018, the limited number of new hotels rooms should allow occupancy to remain stable.
After several years of stable room inventories, new supply increased for the first time in 2012, a trend that has only gained momentum in recent years. About 12,000 hotel rooms have opened in Downtown Chicago since 2015, including a new 1,205-room Marriott Marquis hotel, which opened in late 2017 adjacent to the McCormick Place Convention Center. In 2018 and 2019, overall supply growth represents a relatively low percentage increase, with most new hotels spread out in neighborhoods throughout Downtown. The pipeline for Chicago over the next three years is one of the smallest by percentage growth in the Midwest. With this expected increase in supply, we anticipate occupancy to decline slightly over the next few years, but remain in the high 60s. Average rate (ADR) will likely fall as the market responds to new supply, although stronger convention years should allow for ADR growth after 2019. The value of Chicagoland hotels will fluctuate in the near term as hoteliers focus on ADR management with the new supply.
The number of hotel transactions increased in 2018, with seven sales occurring between January 2018 and January 2019. At approximately $400,000 per key, both the Westin Michigan Avenue and the Hotel Chicago Autograph Collection sold as part of a portfolio for the highest per-key value. In March 2018, the 40-room Soho House Chicago sold for a record $2,375,000 per key. However, this sale also included the private Soho Club. Several of the transactions were slated for substantial renovations and brand conversions. Given the vibrant economic environment of the city and an influx of foreign investment, the outlook for the lodging market in Chicago remains positive.
* Although the HVI cannot tell you what a particular hotel is worth, it does provide excellent "big picture" data, indicating which market areas are experiencing positive trends, and thus may present good investment opportunities. The HVI for the U.S. is a measure of the strength of the lodging industry as a whole and, specifically, the hospitality investment market. The HVI for the various identified markets can provide a basis to evaluate and compare different geographic regions. For more insight on the limitations and applicability of the HVI, please read the message on the HVI home page by clicking on the graphic at the top of this page.


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The short answer to this question is yes. Part of the eligibility process is a face-to-face interview. Anyone applying has the right to designate an authorized representative. This person will then have the authority to represent the individual applying throughout the entire process.
In order to represent an elderly parent or relative, you will need to have your parent or relative designate you as their representative in writing. That letter would have to be submitted to the SNAP office when the application is submitted. Depending on the state you live in, this can be mailed, dropped off, or submitted electronically. Check the state's Medicaid website for your specific options.
Once it is received and approved by the SNAP office, you will have the power to finish the application process. This is an option regardless of where you live and where your elderly relative lives. For example, if you reside in Ohio, and your mother lives in Tennessee, she can still designate you as her representative. However, if a face-to-face interview is required, you'll have to be present for that.
Check Your Eligibility
Due to the process involved in applying for benefits, it is best to designate someone that lives relatively close. That way, going to interviews, meetings, or dropping off paperwork is not a significant inconvenience for you. A designated representative does not have to be a relative.
If you do not live close to the parent or relative that needs help, you may want to find a trusted individual that does live close to be the representative. It would need to be someone that will be available for the interview and possible subsequent meetings. Although it is not an enormous time commitment, it is a time commitment just the same.
You will have to work with your elderly relative to make sure all the appropriate documentation is prepared and ready for the submission process. This will include monthly expenses and income documentation. If you go to the interview and do not have everything you need, you will have to reschedule the interview, which will lengthen the entire approval process.
As the designated representative, you will also be able to call the SNAP office and ask questions on behalf of your elderly relative. This is helpful in case there is a problem or question, and your relative doesn't know what to do. The caseworker will have the authority to discuss the situation with you and to answer any questions you may have regarding the relatives benefits.
This will also allow you to take care of reporting if your relative changes addresses, goes into a nursing home, or is hospitalized for any period of time. You will be the go-to person for your relative. The SNAP application process can be lengthy and somewhat overwhelming. Stepping into help can ensure your elderly relative gets the benefits they need and is eating properly.


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This study is focused on the evaluation of successes and failures of the Common Market of the South (Mercosur). This analysis of Mercosur's integration seeks to identify the reasons why the bloc has stagnated in an incomplete customs union condition, although it was originally created to achieve a common market status. To understand the evolution of Mercosur, the study offers some thoughts about the role of the European Union (EU) as a model for regional integration. Although an EU-style integration has served as a model, it does not necessarily set the standards by which integration can be measured as we analyse other integration efforts. However, the case of Mercosur is emblematic: during its initial years, Mercosur specifically received EU technical assistance to promote integration according to EU-style integration. Its main original goal was to become a common market, but so far, almost thirty years after its creation, it remains an imperfect customs union.
Search result: 45 articles
Mercosur: Limits of Regional Integration
|Erasmus Law Review, Issue 3 2019
|Mercosur, European Union, regionalism, integration, international organisation
|Ricardo Caichiolo
|AbstractAuthor's information
Fostering Worker Cooperatives with Blockchain Technology: Lessons from the Colony Project
|Erasmus Law Review, Issue 3 2018
|blockchain, collaborative economy, cooperative governance, decentralised governance, worker cooperatives
|Morshed Mannan
|AbstractAuthor's information
In recent years, there has been growing policy support for expanding worker ownership of businesses in the European Union. Debates on stimulating worker ownership are a regular feature of discussions on the collaborative economy and the future of work, given anxieties regarding the reconfiguration of the nature of work and the decline of standardised employment contracts. Yet, worker ownership, in the form of labour-managed firms such as worker cooperatives, remains marginal. This article explains the appeal of worker cooperatives and examines the reasons why they continue to be relatively scarce. Taking its cue from Henry Hansmann's hypothesis that organisational innovations can make worker ownership of firms viable in previously untenable circumstances, this article explores how organisational innovations, such as those embodied in the capital and governance structure of Decentralised (Autonomous) Organisations (D(A)Os), can potentially facilitate the growth of LMFs. It does so by undertaking a case study of a blockchain project, Colony, which seeks to create decentralised, self-organising companies where decision-making power derives from high-quality work. For worker cooperatives, seeking to connect globally dispersed workers through an online workplace, Colony's proposed capital and governance structure, based on technological and game theoretic insight may offer useful lessons. Drawing from this pre-figurative structure, self-imposed institutional rules may be deployed by worker cooperatives in their by-laws to avoid some of the main pitfalls associated with labour management and thereby, potentially, vitalise the formation of the cooperative form.
Armed On-board Protection of German Ships (and by German Companies)
|Erasmus Law Review, Issue 4 2018
|German maritime security, private armed security, privately contracted armed security personnel, anti-piracy-measures, state oversight
|Tim R. Salomon
|AbstractAuthor's information
Germany reacted to the rise of piracy around the Horn of Africa not only by deploying its armed forces to the region, but also by overhauling the legal regime concerning private security providers. It introduced a dedicated licensing scheme mandatory for German maritime security providers and maritime security providers wishing to offer their services on German-flagged vessels. This legal reform resulted in a licensing system with detailed standards for the internal organisation of a security company and the execution of maritime security services. Content wise, the German law borrows broadly from internationally accepted standards. Despite deficits in state oversight and compliance control, the licensing scheme sets a high standard e.g. by mandating that a security team must consist of a minimum of four security guards. The lacking success of the scheme suggested by the low number of companies still holding a license may be due to the fact that ship-owners have traditionally been reluctant to travel high-risk areas under the German flag. Nevertheless, the German law is an example of a national regulation that has had some impact on the industry at large.
Empirical Legal Research in Europe: Prevalence, Obstacles, and Interventions
|Erasmus Law Review, Issue 2 2018
|empirical legal research, Europe, popularity, increase, journals
|Gijs van Dijck, Shahar Sverdlov and Gabriela Buck
|AbstractAuthor's information
Empirical Legal research (ELR) has become well established in the United States, whereas its popularity in Europe is debatable. This article explores the popularity of ELR in Europe. The authors carried out an empirical analysis of 78 European-based law journals, encompassing issues from 2008-2017. The findings demonstrate that a supposed increase of ELR is questionable (at best).
Legal Legitimacy of Tax Recommendations Delivered by the IMF in the Context of 'Article IV Consultations'
|Erasmus Law Review, Issue 2 2017
|legitimacy, International Monetary Fund (IMF), Article IV Consultations, tax recommendations, global tax governance
|Sophia Murillo López
|AbstractAuthor's information
This contribution examines the legal legitimacy of 'Article IV Consultations' performed by the IMF as part of its responsibility for surveillance under Article IV of its Articles of Agreement. The analysis focuses on tax recommendations given by the Fund to its member countries in the context of Consultations. This paper determines that these tax recommendations derive from a broad interpretation of the powers and obligations that have been agreed to in the Fund's Articles of Agreement. Such an interpretation leads to a legitimacy deficit, as member countries of the Fund have not given their state consent to receive recommendations as to which should be the tax policies it should adopt.
Legitimacy of Tax Policies and Acts Devised by International Organizations
|Erasmus Law Review, Issue 2 2017
|Arnaud de Graaf
|Author's information
The Questionable Legitimacy of the OECD/G20 BEPS Project
|Erasmus Law Review, Issue 2 2017
|base erosion and profit shifting, OECD, G20, legitimacy, international tax reform
|Sissie Fung
|AbstractAuthor's information
The global financial crisis of 2008 and the following public uproar over offshore tax evasion and corporate aggressive tax planning scandals gave rise to unprecedented international cooperation on tax information exchange and coordination on corporate tax reforms. At the behest of the G20, the OECD developed a comprehensive package of 'consensus-based' policy reform measures aimed to curb base erosion and profit shifting (BEPS) by multinationals and to restore fairness and coherence to the international tax system. The legitimacy of the OECD/G20 BEPS Project, however, has been widely challenged. This paper explores the validity of the legitimacy concerns raised by the various stakeholders regarding the OECD/G20 BEPS Project.
Legality of the World Bank's Informal Decisions to Expand into the Tax Field, and Implications of These Decisions for Its Legitimacy
|Erasmus Law Review, Issue 2 2017
|World Bank, legality, legitimacy, global tax governance, tax policy and tax administration reforms
|Uyanga Berkel-Dorlig
|AbstractAuthor's information
The emergence of global tax governance was triggered by common tax problems, which are now still being faced by international society of nation-states. In the creation of this framework, international institutions have been playing a major role. One of these institutions is the World Bank (Bank). However, those who write about the virtues and vices of the main creators of the framework usually disregard the Bank. This article, therefore, argues that this disregard is not justified because the Bank has also been playing a prominent role. Since two informal decisions taken in the past have contributed to this position of the Bank, the article gives in addition to it answers to the following two related questions: whether these informal decisions of the Bank were legal and if so, what implications, if any, they have for the Bank's legitimacy.
Administering Justice and Serving the People
The Tension between the Objective of Judicial Efficiency and Informal Justice in Canadian Access to Justice Initiatives
|Erasmus Law Review, Issue 3 2017
|access to justice, procedural law, courts, civil justice reform, comparative law
|Catherine Piché
|AbstractAuthor's information
Canada has a complex system of courts that seek to serve Canadians in view of the traditional objectives of civil justice – principally accessibility, efficiency, fairness, efficacy, proportionality and equality. The Canadian court system is generally considered by its users to work well and to have legitimacy. Yet, researchers have found that 'there is a tendency for people involved in a civil case to become disillusioned about the ability of the system to effect a fair and timely resolution to a civil justice problem'. This article will discuss the ways in which reforms of procedural law and civil justice have originated and continue to be made throughout Canada, both nationally and provincially, as well as the trends and influences in making these reforms. With hundreds of contemporary procedural reforms having been discussed, proposed and/or completed since the first days of Canadian colonisation on a national basis and in the Canadian provinces and territory, providing a detailed analysis will prove challenging. This article will nonetheless provide a review of civil justice and procedural reform issues in Canada, focusing principally, at the provincial level, on the systems of Ontario and Quebec. Importantly, I will seek to reconcile the increasing willingness to have an economically efficient civil justice and the increased power of judges in managing cases, with our court system's invasion of ADR and its prioritisation of informal modes of adjudication.
Evaluating BEPS
|Erasmus Law Review, Issue 1 2017
|tax avoidance, tax evasion, benefits principle
|Reuven S. Avi-Yonah and Haiyan Xu
|AbstractAuthor's information
This article evaluates the recently completed Base Erosion and Profit Shifting (BEPS) project of the G20 and OECD and offers some alternatives for reform.
The Integrity of the Tax System after BEPS: A Shared Responsibility
|Erasmus Law Review, Issue 1 2017
|flawed legislation, tax privileges, tax planning, corporate social responsibility, tax professionals
|Hans Gribnau
|AbstractAuthor's information
The international tax system is the result of the interaction of different actors who share the responsibility for its integrity. States and multinational corporations both enjoy to a certain extent freedom of choice with regard to their tax behaviour – which entails moral responsibility. Making, interpreting and using tax rules therefore is inevitably a matter of exercising responsibility. Both should abstain from viewing tax laws as a bunch of technical rules to be used as a tool without any intrinsic moral or legal value. States bear primary responsibility for the integrity of the international tax system. They should become more reticent in their use of tax as regulatory instrument – competing with one another for multinationals' investment. They should also act more responsibly by cooperating to make better rules to prevent aggressive tax planning, which entails a shift in tax payments from very expert taxpayers to other taxpayers. Here, the distributive justice of the tax system and a level playing field should be guaranteed. Multinationals should abstain from putting pressure on states and lobbying for favourable tax rules that disproportionally affect other taxpayers – SMEs and individual taxpayers alike. Multinationals and their tax advisers should avoid irresponsible conduct by not aiming to pay a minimalist amount of (corporate income) taxes – merely staying within the boundaries of the letter of the law. Especially CSR-corporations should assume the responsibility for the integrity of the tax system.
Post-BEPS Tax Advisory and Tax Structuring from a Tax Practitioner's View
|Erasmus Law Review, Issue 1 2017
|BEPS, value creation, tax structuring, international taxation
|Paul Lankhorst and Harmen van Dam
|AbstractAuthor's information
The international tax landscape is changing and it is changing fast. The political perception is that taxation of multinational enterprises is not aligned with the 'economic activity' that produces their profits (i.e. not aligned with 'value creation'). The perception links 'value creation' with 'employees and sales'.
Corporate Taxation and BEPS: A Fair Slice for Developing Countries?
|Erasmus Law Review, Issue 1 2017
|Fairness, international tax, legitimacy, BEPS, developing countries
|Irene Burgers and Irma Mosquera
|AbstractAuthor's information
The aim of this article is to examine the differences in perception of 'fairness' between developing and developed countries, which influence developing countries' willingness to embrace the Base Erosion and Profit Shifting (BEPS) proposals and to recommend as to how to overcome these differences. The article provides an introduction to the background of the OECD's BEPS initiatives (Action Plan, Low Income Countries Report, Multilateral Framework, Inclusive Framework) and the concerns of developing countries about their ability to implement BEPS (Section 1); a non-exhaustive overview of the shortcomings of the BEPS Project and its Action Plan in respect of developing countries (Section 2); arguments on why developing countries might perceive fairness in relation to corporate income taxes differently from developed countries (Section 3); and recommendations for international organisations, governments and academic researchers on where fairness in respect of developing countries should be more properly addressed (Section 4).
Legal Control on Social Control of Sex Offenders in the Community: A European Comparative and Human Rights Perspective
|Erasmus Law Review, Issue 2 2016
|social control, folk devils, moral panic, dangerousness, sex offenders
|Michiel van der Wolf (Issue Editor)
|AbstractAuthor's information
This paper provides first of all the introduction to this special issue on 'Legal constraints on the indeterminate control of "dangerous" sex offenders in the community: A European comparative and human rights perspective'. The issue is the outcome of a study that aims at finding the way legal control can not only be an instrument but also be a controller of social control. It is explained what social control is and how the concept of moral panic plays a part in the fact that sex offenders seem to be the folk devils of our time and subsequently pre-eminently the target group of social control at its strongest. Further elaboration of the methodology reveals why focussing on post-sentence (indeterminate) supervision is relevant, as there are hardly any legal constraints in place in comparison with measures of preventive detention. Therefore, a comparative approach within Europe is taken on the basis of country reports from England and Wales, France, Germany, The Netherlands and Spain. In the second part of the paper, the comparative analysis is presented. Similar shifts in attitudes towards sex offenders have led to legislation concerning frameworks of supervision in all countries but in different ways. Legal constraints on these frameworks are searched for in legal (sentencing) theory, the principles of proportionality and least intrusive means, and human rights, mainly as provided in the European Convention on Human Rights to which all the studied countries are subject. Finally, it is discussed what legal constraints on the control of sex offenders in the community are (to be) in place in European jurisdictions, based on the analysis of commonalities and differences found in the comparison.
Exit, Voice and Loyalty from the Perspective of Hedge Funds Activism in Corporate Governance
|Erasmus Law Review, Issue 4 2016
|Uncertainty, entrepreneurship, agency costs, loyalty shares, institutional investors
|Alessio M. Pacces
|AbstractAuthor's information
This article discusses hedge funds activism based on Hirschman's classic. It is argued that hedge funds do not create the loyalty concerns underlying the usual short-termism critique of their activism, because the arbiters of such activism are typically indexed funds, which cannot choose short-term exit. Nevertheless, the voice activated by hedge funds can be excessive for a particular company. Furthermore, this article claims that the short-termism debate cannot shed light on the desirability of hedge funds activism. Neither theory nor empirical evidence can tell whether hedge funds activism leads to short-termism or long-termism. The real issue with activism is a conflict of entrepreneurship, namely a conflict between the opposing views of the activists and the incumbent management regarding in how long an individual company should be profitable. Leaving the choice between these views to institutional investors is not efficient for every company at every point in time. Consequently, this article argues that regulation should enable individual companies to choose whether to curb hedge funds activism depending on what is efficient for them. The recent European experience reveals that loyalty shares enable such choice, even in the midstream, operating as dual-class shares in disguise. However, loyalty shares can often be introduced without institutional investors' consent. This outcome could be improved by allowing dual-class recapitalisations, instead of loyalty shares, but only with a majority of minority vote. This solution would screen for the companies for which temporarily curbing activism is efficient, and induce these companies to negotiate sunset clauses with institutional investors.
Keck in Capital? Redefining 'Restrictions' in the 'Golden Shares' Case Law
|Erasmus Law Review, Issue 4 2016
|Keck, selling arrangements, market access, golden shares, capital
|Ilektra Antonaki
|AbstractAuthor's information
The evolution of the case law in the field of free movement of goods has been marked by consecutive changes in the legal tests applied by the Court of Justice of the European Union for the determination of the existence of a trade restriction. Starting with the broad Dassonville and Cassis de Dijon definition of MEEQR (measures having equivalent effect to a quantitative restriction), the Court subsequently introduced the Keck-concept of 'selling arrangements', which allowed for more regulatory autonomy of the Member States, but proved insufficient to capture disguised trade restrictions. Ultimately, a refined 'market access' test was adopted, qualified by the requirement of a 'substantial' hindrance on inter-State trade. Contrary to the free movement of goods, the free movement of capital has not undergone the same evolutionary process. Focusing on the 'golden shares' case law, this article questions the broad interpretation of 'capital restrictions' and seeks to investigate whether the underlying rationale of striking down any special right that could have a potential deterrent effect on inter-State investment is compatible with the constitutional foundations of negative integration. So far the Court seems to promote a company law regime that endorses shareholders' primacy, lacking, however, the constitutional and institutional legitimacy to decide on such a highly political question. It is thus suggested that a refined test should be adopted that would capture measures departing from ordinary company law and hindering market access of foreign investors, while at the same time allowing Member States to determine their corporate governance systems.
Cutting Corners or Enhancing Efficiency?
Simplified Procedures and the Israeli Quest to Speed up Justice
|Erasmus Law Review, Issue 4 2015
|Israel, austerity, civil procedure, simplified procedures, small claims
|Ehud Brosh
|AbstractAuthor's information
Israel was spared the worst of the world financial crisis of 2008-2009. However, austerity concerns are by no means invisible in the developments in the field of civil procedure. These concerns correlate heavily with the long-standing Israeli preoccupation with 'speeding up' justice. An array of simplified procedural tracks, aimed at addressing the perceived inadequacy of 'standard' procedure, have been developed in Israel over the years. The importance of simplified procedures in the Israeli system cannot be overestimated. Their development illustrates the dialectical tension between the values of 'efficiency' and 'quality' in the administration of justice. During periods of austerity, the scales are easily (or easier) tipped in favour of efficiency and general or particular simplification of procedure. In times of prosperity, on the other hand, concerns over 'quality', access to justice, and truth discovery predominate, and attempts at promoting efficiency and/or simplification at their expense tend to be bogged down. Such attempts also tend to lose their extrinsic legitimacy and are widely viewed as 'cutting corners'. This is evident in the recent Israeli experience with civil procedure reform.
Austerity's Effect on English Civil Justice
|Erasmus Law Review, Issue 4 2015
|Austerity, court fees and legal aid, adversarial and inquisitorial process, McKenzie Friends, simplified process
|John Sorabji
|AbstractAuthor's information
This article considers the effect of austerity-induced public spending cuts on the English civil justice system. In doing so it initially examines two fundamental changes engendered by the effect austerity has had on civil court fees and legal aid: first, a challenge to the traditional commitment in English procedure to adversarial process, and a concomitant increase in inquisitorial or investigative processes; and secondly, the growth in use of unqualified individuals to act as advocates in court for individual litigants who are unable to afford legal representation. It then turns to consider what, if any, effect austerity has had on simplified processes available in English civil procedure.
Canadian Civil Justice: Relief in Small and Simple Matters in an Age of Efficiency
|Erasmus Law Review, Issue 4 2015
|Canada, small and simple matters, austerity, civil justice, access to justice
|Jonathan Silver and Trevor C.W. Farrow
|AbstractAuthor's information
Canada is in the midst of an access to justice crisis. The rising costs and complexity of legal services in Canada have surpassed the need for these services. This article briefly explores some obstacles to civil justice as well as some of the court-based programmes and initiatives in place across Canada to address this growing access to justice gap. In particular, this article explains the Canadian civil justice system and canvasses the procedures and programmes in place to make the justice system more efficient and improve access to justice in small and simple matters. Although this article does look briefly at the impact of the global financial crisis on access to justice efforts in Canada, we do not provide empirical data of our own on this point. Further, we conclude that there is not enough existing data to draw correlations between austerity measures in response to the global crisis and the challenges facing Canadian civil justice. More evidence-based research would be helpful to understand current access to justice challenges and to make decisions on how best to move forward with meaningful innovation and policy reform. However, there is reason for optimism in Canada: innovative ideas and a national action plan provide reason to believe that the country can simplify, expedite, and increase access to civil justice in meaningful ways over the coming years.
Austerity in Civil Procedure and the Role of Simplified Procedures
|Erasmus Law Review, Issue 4 2015
|Xandra Kramer and Shusuke Kakiuchi
|Author's information


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An Irish Blessing for St. Patrick's Day
I have recently been drawn to the writings of John O'Donohue, after a dear friend suggested I listen to his episode on the radio show 'On Being' with Krista Tippet. His words spoke to me and voiced things that I could have never expressed without his help. In honor of this holiday when many of us choose to celebrate our Irish heritage and history, I want to share a blessing he wrote.
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"There is not one pink flower, or even fifty pink flowers, but hundreds. Snowflakes, of course, are the ultimate exercise in sheer creative glee. No two alike. This creator looks suspiciously like someone who just might send us support for our creative ventures." -Julia Cameron
November 2017


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Umpires & Officials
Umpiring in Essex is overseen by the Essex Hockey Umpiring Association (EHUA). Their aim is to promote umpiring across the County and to support the development of all umpires
The EHUA also maintains a pool of umpires which are appointed on a weekly basis to the necessary divisions - Men's East League Division 2 and above, and Women's East League Division 1
All umpires operating within the County must be an affiliated member to officiate a match. This affiliation provides umpires with insurance and access to the fantastic coaching and assessing team
For more information on umpiring in the county please contact a member of the EHUA Committee
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England Hockey
0 Sudbury Hockey Club Lead Coach
The job role We are looking for a coaches for our adult teams with a primary focus on the mens and ladies 1st XI squads, but with responsibility for 4 mens and 3 ladies teams. The person will need to be organised, reliable and committed. They will need to work effectively with teams captains, match day managers and the committee to deliver improved performance and results for the mens and ladies 1s team squads and the capability and overall performance for the remainder of adult teams in the club. Ideally they must be an England Hockey Level 2 coach, or equivalent. We welcome applications from player coaches. This is a paid role that would be suitable for a person to balance alongside existing full-time work or additional coaching or teaching work. Remuneration is based on an hourly rate (which is set dependant on qualifications) for coaching delivered. Selection via an initial paper sift followed by interview with SHC committee member/s Main responsibilities are; Setting out a coaching programme for delivery to all adult participants (in season and a strategy to take us 3-5 years out) One coach required for each of our mens and ladies 1st teams – the role holders will personally coach each team and travel with them to matches. Ensuring coaching is delivered to a programme you define to accommodate all abilities for the mens and ladies teams (3 mens and 2 ladies teams) with a view to delivering progress at all levels in the club. Encouraging and developing coach volunteers to gain qualifications and deliver coaching within the club. Support the recruitment of players into Sudbury Hockey Club teams. Supporting the junior coaching co-ordinator such that there is a complimentary coaching programme and link between the junior and adult coaching. Retaining and where possible growing the number of adults participating Running coaching camps/learning interventions throughout the year to maintain participation, improve capability and generate revenue for the club. About the club Sudbury Hockey Club has circa 100 adult members and we four mens and three ladies teams playing in East League; Mens 1st promoted into Premier B, the other mens teams play Div 4, 5 and 6 Ladies 1sts solidly holding their place in Division 1N, the ladies 2nds promoted this season into Div 3 and the 3rds play Div 5. We also have a flourishing 100 junior members ranging from aged 7 to aged 17 and field competitive teams in the following age groups; Under 8, 10, U12, U14, U16, U18 boys and girls teams. See www.sudburyhockeyclub.co.uk for more information about the club Interested? Come and help us build on our success! Email – firstname.lastname@example.com Please supply CV and covering note and supply a contact telephone number All candidates must have the right to work in the UK.
0 Easter Junior Camp at Chelmsford Hockey Club
Easter Junior Camp at Chelmsford Hockey Club 15 and/or 16th April 9.30-3pm Led by Olympic medallist Sally Walton For boys and girls 5-18. £35 for 1 day and £70 for 2 days Half days available for under 8s, Early drop off and late pick up available. Booking link here: https://chelmsfordhc.org.uk/summer-camp-registration/ For any questions contact email@example.com GK should register interest with Sally so demand can be assessed. Venue: Chelmer Park, Beehive Lane. CM2 8RL
0 Easter Junior Camp at Old Loughts Hockey Club
8th & 9th and 15th & 16th April Two camps of two days All abilities welcome, both boys and girls ages 7-16 To register your interest and for further details please email: firstname.lastname@example.com
0 England Hockey Championships
The EH Champs are going into its second season after it's revamp of the old knockout style competitions. There is a competition for all; Adult, Masters and Juniors. From your women's 1XI to your men's 5XI any team at your club can be a part of it. Deadline for all entries to the EH Champs is Saturday 15th September 2018. For more information please visit the England Hockey website
Team entry for the Essex Mixed League is now available. Closing date for entries is Saturday 15th September 2018. Please download the entry form (by clicking here) for more information
0 Indoor League Secretary Wanted
A new indoor league secretary is needed to organise the coming season's Essex Indoor Mens and Ladies leagues. The job includes:- 1. Making contact with clubs that enter 2. Draw up league structures based on last season 3. Making contact with the Brentwood Centre to sort out fixture dates and fees for this season 4. Arrange fixtures and get them published on the website 5. During the season, attend as many evenings as possible and ensure each club attends each week 6. Regularly liaise with Brentwood Centre officers to ensure smooth running each week 7 .Liaise with ECHA Treasurer, Gill Gooper, to ensure all fees paid 8. Receive match result sheets each week and enter on website 9. Chase up any clubs that fail to attend an evening 10.Produce regular progress reports to the ECHA Management Committee If you are interested, please contact Bob Gotobed, ECHA President as soon as possible (firstname.lastname@example.com)
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Non-life insurance companies in South Korea are looking to hiking car insurance premiums on the back of deterioration in the loss ratio. This will be the second increase in motor premium rates following hikes in January this year.
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Erin attended Virginia Tech where she completed her undergraduate and graduate degrees in Human Nutrition Foods and Exercise. Her thesis work aimed to identify and understand health outcomes related to artificial sweetener intake. She went on to complete her dietetic internship at the Medical University of South Carolina and has since lived in the Raleigh and Wilmington areas. Erin has worked with a variety of medical conditions including overweight and obesity, diabetes, heart disease, kidney disease, and gastrointestinal issues. Her favorite part of nutrition counseling is learning about a patient's lifestyle and needs, creating individualized meal plans, and working through sabotaging thoughts and feelings to improve food behaviors. In her free time, Erin enjoys spending time with her family and friends, and going anyplace where she can bring her puppy Bodie.
Erin Passaro, RD, LDN
Registered Dietitian


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Alexander H. Krist, MD
Alex Krist, M.D., Director of Research, obtained his undergraduate degree from the University of Virginia in Charlottesville, graduated from the Medical College of Virginia at Virginia Commonwealth University and did his specialty training in Family Medicine at VCU-Fairfax Family Medicine (FFPC). He has completed two fellowships at Virginia Commonwealth University, for teaching and for faculty development, and obtained an MPH from Johns Hopkins. He coordinates VCU's Ambulatory Care Outcomes Research Network (ACORN).


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Anyone who visits a medical facility in Florida has to provide clinicians with health information that they record in medical records. Health care professionals rely on these records to make diagnostic and treatment decisions, so mistakes could harm patients. Errors in medical records are a widespread problem. An academic knowledgeable about health information and technology estimates that as many as 70 percent of all medical records contain mistakes.
He acknowledged that many errors have a low potential to harm anyone. A note that indicates someone hurt a finger on Thursday instead of Friday will not likely have any consequences. More significant errors like mixing up the prefixes hypo or hyper when describing conditions could lay the foundation for a harmful medical mistake. The U.S. health care system also has no method for uniquely identifying patients. A clinician might open the wrong record for someone who has a common name and record notes in the wrong medical record.


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Recent Posts
- The Night of the Middle of Sha`baan
- The Ruling on Fasting the Day of `Aashooraa if it Were to Coincide with a Saturday
- Not Informing of Eclipses Before they Occur
- Fasting the Ten of Dhul-Hijjah Before Making up Missed Fasts of Ramadaan
- Take Advantage of Your Time
- Shaykh ibn Uthaymeen Narrates a Humorous Story About Mice
- Your Actions are Shown to Your Relatives & Your Family From the Deceased
- The First Ten Days of Dhul-Hijjah
- From the Benefits of Hajj
- Supplicating for Patience Unrestrictedly
Author Archives: saadburbank
The First Ten Days of Dhul-Hijjah
Shaykh Muhammad bin Saalih al-Uthaymeen rahimahullaah was asked: Q: O Shaykh, in a few days the month of Dhul-Hijjah will be upon us. What is your advice so that we can all take advantage of it? I hope you can … Continue reading
From the Benefits of Hajj
Shaykh Muhammad bin Saalih al-Uthaymeen rahimahullaah said: Hajj has tremendous virtue and many great benefits: (1) From them is His saying – He the Most High –: لِّيَشْهَدُوا مَنَافِعَ لَهُمْ وَيَذْكُرُوا اسْمَ اللَّهِ فِي أَيَّامٍ مَّعْلُومَاتٍ عَلَىٰ مَا رَزَقَهُم مِّن … Continue reading
Hitting Ones Children for the Purpose of Disciplining
Shaykh Ibn Baaz rahimahullaah: Q: What is the ruling on hitting children under the age of ten years, on what basis do they do this? And what is your advice? May Allaah reward you with good. A: It is for … Continue reading
Seeking Permission when Entering Upon Ones Mother or Sister and the Like
Allaah – the Most High – said: يَا أَيُّهَا الَّذِينَ آمَنُوا لَا تَدْخُلُوا بُيُوتًا غَيْرَ بُيُوتِكُمْ حَتَّىٰ تَسْتَأْنِسُوا وَتُسَلِّمُوا عَلَىٰ أَهْلِهَا Sooratun-Noor; (24):27 [[Meaning: O you who believe! Do not enter houses other than your own, until you have asked … Continue reading
Posted in Tafseer Tagged baz, entering, ibn, katheer, kathir, knocking, mother, permission, qurtubee, qurtubi, seeking, shanqeetee, shanqiti, shawkaanee, sister Leave a comment
How should the Night Prayer be Prayed?
Imaam al-Hajjaawee said in his book 'Zaadul-Mustaqni`' [a very summarised book on the Fiqh methodology of Imaam Ahmad rahimahullaah]: "And the Taraaweeh [prayer] is twenty units (rak`ahs)." Shaykh Muhammad bin Saalih al-Uthaymeen rahimahullaah said in his explanation 'ash-Sharhul Mumti`' vol. … Continue reading
The Stages through which Alcohol was Prohibited
Shaykh Muhammad bin Saalih al-Uthaymeen rahimahullaah said in his explanation of 'Bulooghul-Maraam' 'Fathu Dhil-Jalaali wal-Ikraam' vol. 7 pp. 9-10: Likewise the prohibition of alcohol was in four stages: (1) The First Stage: Permissibility – although this is not considered from … Continue reading
Posted in Fiqh Tagged alcohol, haraam, haram, intoxicants, prohibited, stages, uthaymeen, uthaymin 1 Comment


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The South Plains Food Bank has announced the formal opening of its annual Summer of Sharing Food Drive with a goal of raising 125,000 pounds of food and $25,000 in cash donations.
David Weaver, chief executive officer, said at a Thursday news conference the drive comes at a crucial time for the food bank.
"This drive comes at a really critical time for us. At this time of year our inventory begins to run low, so Summer of Sharing Food Drive has been critical to making sure that we have the food resources that we need to take care of people during the summer," he said.
"What we see traditionally is that donations of food and funds also drop off."
Kevin Stoker, public affairs representative for the Church of Jesus Christ of Latter-day Saints, said the stake president had asked the San Antonio Bishop's Storehouse to send food to Lubbock, and the shipment is scheduled to arrive June 8.
Members of the church also plan to begin sacking 50,000 pounds of potatoes at 6 p.m. June 10.
The sacking project, which also is open to others in the community who wish to help, is expected to be completed in 60 minutes.
"The first year they did it, they were wondering how they would get them all sacked up - and we had them done in an hour. It will definitely be like that this time," Stoker said.
Referring to the Summer of Sharing Food Drive, he said, "This all started when one of our local congregations came to do a kind of food drive for the food bank, and we found that in the summers they were completely running out. So, it's kind of spread."
He added, "It's part of our theology, of who we are. We've always had a program for helping the poor. So, we actually, once a month have a Sunday devoted to fasting, and whatever you save from fasting, you donate it in the offering to help the poor."
Danielle Robertson, communications and digital marketing manager for the South Plains Food Bank, said there also is a summer meal feeding program for children that will begin Monday and continue through Aug. 21.
"It provides free meals to any child across Lubbock and the surrounding communities who are under the age of 18," she said.
"We have 32 sites where kids can go during the summer during their mealtime. We have a.m. snacks, lunch and p.m. snacks."
A West Texas group of Chevrolet dealerships has collected 6,527 pounds of food during a monthlong project, according to Dave Walker.
Weaver said the Summer of Sharing Food Drive will conclude June 30.
Work currently is underway on the future facilities of South Plains Food Bank at 56th Street and Martin Luther King Jr. Boulevard, he said.
It is expected to be completed later this year and occupied in January or February of 2016.
• 766-8711
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Hydrotherapy is a great way to exercise in a near-weightless environment, providing a soothing workout where land-based exercise is not possible.
This suits post-operative patients, chronic pain, poor mobility or those that just need a work-out with the resistance of water.
Our Forresters Beach clinic is easy to locate 500m along Bellevue Rd. Just look for the big building high on the right and a large blue and white FBI sign on the street. Up the concrete driveway is a large carpark with plenty of spots.
We are at the top of the stairs or wheelchair ramp and are lucky to have access to one of the few hydrotherapy pools on the Central Coast.
The water is always clean and warm and around lunchtime is a nice quiet time for classes.
An individual assessment by one of our Physio's is required to customise your routine before joining a class and we are sensitive to personal needs or concerns.
Our classes are currently on Tuesdays and Thursdays at 10-11am and 11am-12pm.
Please bring swimmers, a towel and a change of warm clothes for afterwards.


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There may be a definite reason a couple divorces. There may be a myriad of reasons, actually, so when there are many negative emotions in the crossfire, children can be unwitting targets of their parents' consternation toward each other. Family law in Ontario makes it clear that when one parent won't allow the other to see his or her child, there are consequences, especially if a court order is being obstructed.
Parents who are kept from seeing their children should take well-documented notes regarding visits that were missed -- notes that are detailed including exacts dates and times and any efforts to make up missed visits. If the parent has tried to talk to his or her former spouse about why he or she is being kept from seeing the children and has not received a rational answer, the estranged parent could try to find answers from friends of relatives. If that fails, the individual could seek legal advice.
Legal professionals have training in mediation and arbitration, These processes are, for the most part, less financially taxing than heading to court. Negotiations take place in private and that may ease the stress of the situation. If there is just no communication with a former spouse regarding the children, these methods won't likely work and litigation may be the only alternative.
In any case, an Ontario family law lawyer will be able to provide some guidance to a client in such situations. If a court order is not being enforced, a lawyer will guide his or her client through the court process. In addition, a lawyer can pursue formal applications in court regarding access to children if need be.


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Health-Works1 creates e-learning and Training for busi-
ness and government agencies. We build custom, results-
driven e-learning solutions that help our clients reach their
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What type of work do we do? We can do everything from
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sites for courses.
Who we are?
We are Sr. Instructional Designers, Instructional Technolo-
gist, Training Developers and IT Trainers with years of de-
signing, developing and training experience for both children
and adults, as well as a firsthand knowledge of web-course de-
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Health-Works1 also has a unique perspective because we
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The Assassination of Rajat Gandy
Author : Anurag Anand
Publisher : Readomania
Politics has always been a tricky knotty business and commenting on it even worse. The Assassination of Rajat Gandy is a quick read that takes you to the underbelly of the communal riots and the Hindu-Muslim divide that has been perpetually creating a chasm in the politics of the country, mixing religion and politics in an ugly mesh, causing loss of lives.
The book provides a peek into the minds and psyche of the people who run the show from up there in the government. The reader would find the usage of names very interesting. From Rajat Gandy, Madam (no prizes for guessing who that could be!), Ajit Seth, to Sachin Jaywardhan and my absolute favorite till now- Arunabh Gosain! It is a wonderful interplay on contemporary characters and their conduct in a fictional set up. Things are, of course, derived from the real world of politics but at the same time, have been contrived to reflect incidents and happenings that haven't occurred and may or may not happen.
When Afsha Khan, a leading political correspondent gets kidnapped right after the communal riots that threaten to tear the secular fabric of the country just before elections, the environment begins to boil and the bigwigs start to take notice. Who has the upper hand in ordering the assassination of the prime ministerial candidate? What relation does that have to the biggest scam one has seen in the country till now? Troll attacks, communal uprisings, kidnapping and sudden accidents leading to the deaths of significant players in the game of political thrones make up this suspenseful potboiler.
Let's have a chat with the author himself and find out what he has to say about his latest political thriller:
Aashisha Chakraborty: A burning question that perhaps every reader will have after reading the title of this book- is there any basis for the biggest incident happening in the book? Is it inspired by some actual circumstance?
Anurag Anand: Well, the relationship between facts and fiction is a strange one. More often than not, the two are found jostling to mirror each other. This is exactly the relationship that my book, The Assassination of Rajat Gandy, shares with all that's unfolding in the Indian political arena today.
However, the story of my book does draw partially from the prevailing political situation in the country. And this, when garnished with some degree of logic and common sense, makes for a plot that might appear inspired, or even a source of inspiration sometimes, for what we end up reading in the papers.
AC: What made you give away the major plot of the book in the title itself?
AA: The title of the book does give away the central theme of the story, but it intends to keep the readers guessing on the why, who, how and what of it. The objective is to draw readers who are interested in mysteries and whodunnits in general and political thrillers in particular, and if the initial response to the book is anything to go by, it has been received well by the readers.
AC: The pharma scam- how much truth is there to it?
AA: The pharma scam is entirely fictional, unless of course there is something transpiring behind closed doors that the investigating agencies and media are yet to get a whiff of. The thought, however, was triggered by the ensuing debate around the right of multinational companies to charge a premium for their patented drugs much in excess of the production costs. This is a tough one, for if their commercial prospects are curtailed, it acts as a deterrent for them to invest behind research, and if they are allowed a free reign the drugs remain beyond the reach of the masses.
AC: How difficult was it for you to keep from taking the side of a particular political party in the book?
AA: It wasn't all that difficult, simply because I am personally not a big fan of unconditional alignment of ideologies with any political party or leader. In fact, the trend of hero worship that seems to be consuming political dialogues lately is toxic and unwarranted. We can witness this toxicity play out in debates on social media and other forums at an alarming regularity today. I believe that as informed citizens of the country, it is our duty to view every action of the government on its merit, irrespective of any biases we might harbor for or against the political entity in power.
As for the story of The Assassination of Rajat Gandy, you will find that I have donned the hat of a demanding and somewhat cynical Indian while writing it. So, if anything, both principal political parties – as and when they run short of pressing issues to focus their attention on – can come up with something or the other that doesn't agree with them.
AC: Did you face any difficulty in getting this theme to publishers or getting the book out?
AA: Of course, I did. It's a sad reality of the publishing industry that commerce takes precedence over everything else, even a good story. The decision makers are only too happy to keep away from anything having the remotest likelihood of stirring up a controversy. So, while I had obtained prior legal opinion on the manuscript of The Assassination of Rajat Gandy, two leading publication houses turned it down in the final stages of discussions. That's where I would want to commend my current publisher, Readomania – a relatively new publication house, but passionate about bringing good and relevant stories to their readers – for taking up the project.
AC: Your bio states that you have dabbled in all genres. Did you intend that from the start? How has that experience been?
AA: Writing, to me, has always been very personal. It's not a mere vocation or just a medium of expression for me, but a near-cathartic passion that makes me who I am. While I didn't embark on this journey with a clear plan around whether I will write in one or multiple genres, I was certain that I didn't want to restrain my writing. Thankfully, I have managed to keep it that way and write on subjects that I feel like writing about thus far. I can only pray that it remains so in the future.
There have been instances when I have been counselled by people more accomplished and informed than I am, about the need and importance of carving your own niche as an author. I respect their views and good intent, but as long as my readers are not complaining, I am happy to let things remain the way they are.
AC: How did you start writing? How has the journey been up till now?
AA: I have been a voracious reader for as far back as I can remember. So, writing was a natural offshoot of my love for the written word. At a very early age, I would contribute articles to my school magazine and be elated to see my compositions in print. The euphoria I experienced then has not quite waned, and it is the need to experience it again and again that perhaps keeps me going.
My journey as an author has been a mixed bag, moments of exultations peppered by times of haplessness and despair, but I am not complaining. Each low that I have experienced has left me stronger, and I cherish them as much as I treasure my moments of glory.
AC: How much research did you have to put in for the book?
AA: A fair bit of research went behind the book, but not so much around politics and the machinations that make it. I have been fortunate enough to observe this world at close quarters and hence it didn't prove much of a challenge to deal with. My research was primarily centered around technology and how it is likely to evolve in the future, making it a potent weapon in the hands of the nefarious and the ill-intentioned. This is a fear that we live with on an everyday basis, and to be able to weave it seamlessly into the plot of the book, I had to spend a fair bit of time perusing recent developments in this space.
AC: Did your corporate job ever come in the way of writing or vice versa? How did you manage both the professions?
AA: It does become a challenge sometimes, as your personal passions have to take a back seat when pitted against the demands of the workplace. There are several abandoned manuscripts resting in my hard drive which stand testimony to this necessity of prioritization that a day job brings. However, if you happen to be working with an organization that supports individual creativity and colleagues who partake in your successes, the balance becomes much simpler to attain. I have been extremely fortunate so far in this regard.
AC: Any messages for aspiring writers?
AA: I see aspiring authors often worrying about aspects like how their work will get published or how should they go about marketing it, even before they have set pen to paper. My sincere advice to them would be to focus on the one thing that an author is supposed to do – write and write well. A good manuscript will find its takers and churning out the best that we can needs to remain our primary agenda.
Of course, another vital suggestion – read as much as you can, it helps you in more ways than you can imagine. And if you are looking for recommendations, you might want to get your hands on The Assassination of Rajat Gandy.
AC: That was a wonderful exchange, I must say! I thoroughly enjoyed the conversation. I am sure the readers loved the extra bytes about the journey of the book. All the best for your current as well as further endeavors!


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More modern cars can cause significant headaches for the handy home mechanic. Unlike the good 'ol days when dad would swap the plugs, leads and points on the Kingswood before dumping the oil, modern cars can be intimidating. This is especially so when the mysterious 'check engine' light rears its ugly head.
This is where FIXD comes to the rescue. Founded in 2014, FIXD helps drivers understand their vehicles. This neat little gizmo slots straight into the same port that the dealer uses to understand faults and gain data from your car, the OBD-II port. When paired with the free FIXD app, the FIXD plug translates vague dashboard indicator lights into easy-to-understand, actionable insights.
Not only does FIXD translate fault codes into information that you can understand, the app will also report on the severity of any issues and estimates of how much a repair should cost. This last feature is especially important if you are the sort of person who feels helpless when faced with a strange and mysterious bill from the dealership.
Drivers can also set up routine service reminders, receive push notifications when a problem is detected, review a car's history and keep a track of multiple vehicles for ultimate peace of mind.
Widely distributed in the States, this little fella will work at home with any car with a OBD-II port (nearly everything built after 1996). Price is around US$60 from Amazon.EFTM's coverage of CES 2018 is supported by Samsung, Hisense, Sony, Intel, Huawei, Nissan, Vodafone, JBL, LG & Dell - full details of our commercial interests and disclosures are here.
Adam – or Flipsy as he's known to Trev – is one of Trev's best mates going back to high-school. He knows more about cars than many would care to imagine so he's the perfect fit to find the whacky, innovative and new stories about and around cars at CES in Las Vegas.


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Dream Catcher
Dream Catcher
You'll look perfectly dreamy in our bohemian Dream Catcher Earrings!
Show off your free spirited side with these concentric earrings featuring our locally sourced, naturally dyed leather. Handcrafted with care, these groovy earrings are sure to catch some attention!
- Nickle and lead-free earring hooks
- Nickle and lead-free jump rings
- Sustainable Haitian leather
- Directly supports Haitian empowerment and employmen