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How do you know how much you can spend on a mortgage each month if you've never done it before?
If this is your first time in the real estate world one of the biggest questions is how much home can you afford? Well, that's all relative and it comes down to your income and how much you have going out each month. Determining how much you can afford may sound simple and YOU may think you can afford a certain amount but lenders will only give you the funds THEY think you can afford. So how do you know?
Let's start with income.
Have you been at your job for at least a year? You're doing pretty good. The longer you've been at your job collecting a steady paycheck the better it looks to employers, even if you don't think you make that much. Lenders want to see you are stable and can be responsible in your employment. Lenders will take a look at all your income including any annuities, alimony or child support. Lenders will also take a look at any assets you might have. Maybe you have an IRA, investment funds or other assets that can build your net worth. This is all important to a lender who is going to lend you thousands of dollars.
Now let's look at your liabilities.
Liabilities are a financial responsibility that is required each month. This could mean your existing rent, utilities, student loans, car payments, credit card loans, or anything else where money is going out on a regular basis. Obviously, people are going to have items such as utilities, phone bills etc., but not everyone will have a credit card loans or student loans. Lenders look at how much is going out each month to determine how much you can afford in a mortgage payment. Of course, if you're paying rent now, you probably will not be paying rent once you move out so that money will get converted to a mortgage payment.
The more debt you have the harder it is to get a loan. That's just the cut and dry of it. Lenders don't want you adding on more debt if they feel you are already maxed out. Depending on the type of loan you're looking for, lenders look for at least a 40% debt to income ratio. This means that no more than 40% of your income should go to a debt of any kind. There are different types of loans in that some will allow up to 43% and some even 50%. The term "affordable housing" is usually where the debt to income ratio is lower than 30%.
Read More: How Much are homes in Gahanna Ohio?
If lenders determine that you can take on a mortgage payment they will figure out how much that mortgage payment will be each month and then determine the max price for a home you can afford.
For instance: let's say that you can afford a $1500 mortgage payment. Once you add taxes and insurance to the monthly payment that could go up to about $1700 per month. That's roughly equal to between $250,000 and a $300,000 loan based on the terms and your interest rate at the time. Lenders will tell you that you've been approved up to a certain amount. Now, that's not to say that you have to spend the entire amount that you are approved for. This is the maximum amount your budget can allow. It's wise to go just below that or even farther below that if you can in order to free up some funds during the month so that you are not maxed on your mortgage payment.
Determining how much you can afford is something you could do on your own but to really apply for a loan and get that approval from a lender, you have to go through a lender or loan officer to determine the exact amount.
Because I deal with people in the Columbus Ohio area I have reputable loan officers and mortgages advisors standing by to help you figure out exactly how much home you can afford. Give me a call today.


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We are open during the lockdown delivering nationwide to all major centres in SA
Regular price
Sunny Hunny is a vegan friendly, plant-based honey alternative. This is the closest thing to honey without actually coming from a hive!
There are four delicious flavours to choose from; Original, Orange, Ginger and Cinnamon.
Sunny Hunny contains no artificial colourants added flavours or preservatives and are 100% cruelty-free!
Available in 340g glass jar.
Orange Ingredients:
Water, organic raw cane sugar, apple juice concentrate, lemon juice concentrate, orange juice concentrate.

subset: commoncrawl


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Happy Monday all! Hope everyone had a wonderful weekend.
I decided to wear this necklace that I purchased from Forever21. It's gold and clear and cost $8.90. I was wearing a plain shirt and wanted to add a little dazzle to the outfit. It's probably not the best picture of the necklace, but you get the idea.
Who is this creepy person? Hahaha


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"There is just something about coming together as a group of women that in itself is magically transformative."
My Soul Shift Retreats are for women who really want to live life authentically and thrive in life and business.
As women we more often than not focus our attention on everything outside of ourselves, families, relationships, colleagues as well as learning to look for answers outside of ourselves too. It seems to be our natural default.
But as time passes by we can become exhausted and forget to look after our own physical and spiritual needs.
Perhaps you know there is more to life like I did want some "me time" to explore and connect with others because the busyness of our lives can consume and overwhelm us.
All of my retreats are specifically designed to slow us all down to the speed of life. This allows us to connect deeply with ourselves and others as well as the powerful teachings and experiences throughout your stay.
Are you ready to:
- Invest in yourself
- Accelerate your personal growth
- See how life REALLY works
- Connect soulfully with yourself and others
- Gain more clarity around your life and/or business purpose
- Totally Understand How Your Mind Works
- Achieve More Than You Thought Possible
- Live A More Fulfilling Life


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2017 Lexus GX 470 Review
After a long period of time, Lexus a new design that was actually long-awaited revealed the Lexus GX 470 called 2017. The 2017 Lexus GX 470 Review takes Lexus typical sophistication and technology regarding possible from the road.
The deluxe of excellent preference and simple installment brand on a system anticipated rides, one of the most significant circumstance upscale need cross field.
In the complying with, we will definitely attempt to much better explain this variation and define its main buildings. A number of the details are not yet recognized, and we are that you inform anyway.
Exceptional details to all fans of the Lexus GS, this classy Department of Toyota auto saw release 2017 Lexus GX market fast sufficient.
Discovering 2017 actually obtain some the Lexus GX 470 exterior improvements being composed of previous variant, which uncovered its funds till 2014, this new layout with obviously a last, bring a collection of shock regarding the layout does not.
New Lexus 2017 GX 470 is absolutely more that probably hold up is the last in the totally free style, with only a few changes of refined layout.
You expect you see made some few updates around the head in enhancement to taillights, bumpers could see some changes bit, although that 2017 grid is brand Lexus GX 470 could likewise particularly for the last duration of the automobile to be.
Some other attributes that eventually come back are these accomplished foglamps, rainfall wiper along with the wheels of the combination.
The personalization reached an auto sport, the GX 470 is this supplies 7 seats, along with a big quantity of head and legs also include of this 2017 Lexus GX 470 Review and release date is not truly most likely swiftly any type of sort of type period change. The Interior is likewise than ever with only a couple of changes, small are driven.
Certainly all seats are also perforated suede upper, Capture we most likely see back into the heated with oxygen-rich main squares, additionally thought that heated 2nd row of chairs. With this kind of capability in the return value of some additional development in the Division of modern-day technology.
Concentrate on the technique of the Lexus Enform commercial, along with this voice handled GPS courses and some prolonged rear auto parking great deal grab gear with each other with a magnificent 3 areas digital temperature level of level technological district.
The new GX Deluxe style consists of the suspension pneumatic versatile, navigating, dead zone display screen (BSM) with back caution Internet site (ATCM) transportation help, yet also 6 wheel-spoke 18-inch split with the surface of the liquid graphite auto parking of automobiles, the easy to use cross.
Prepare just the head some updates and see the taillights, bumpers could also a couple of small adjustments, while the particular front grille GX remain most likely similar to last of the vehicles for the year.
The top qualities could free you, stereo significant, see Bluetooth connection, Wi– Fi, 3D browsing along with a control of the ambience for the three-way place. You incorporate this capability with high-end Lexus along with performance when traveling makes it a lot more remarkable much.
GPS route and automobile some a lot far better once more enjoy systems and a collection of 3 areas area condition digital air management edited 2017 Lexus GX 470 Review beginning system Lexus Enform paid announcement, in addition to the voice.
It is merely a selection for the most up to date generation of the Lexus GX engine of the 4.8 L V8 engine. This V8 engine of the auto, 310 HP included could possibly offer greater than 330 turn foot to obese. Electronically handled transmission 5 speed proves likewise the GX is much more large brother or sis.
The possibility, a proportion of 30: 70 back at each manoeuvre assistance will help improve keeping track of with shapes to change automobile. The Central differential could possibly resort to aid share of the 50: 50 front/rear to take care of, revolve the back wheels the aluminum foil.
Some anticipate that this is concerning new GX, that the usage of gas improved is to make up for the definitely over 16 mpg in the city which is ample.
The only problem for the electric motor is as well as this engine has actually just certified to generate 15 e-mpg performance effectiveness.


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Inevitably, a growing business will bring with it many challenges, with various solutions that will work one day and not the next.
It is crucial to plan to be prepared when common pitfalls arise if you want your business to grow and thrive. Effective leadership will most definitely help you create the most out of your opportunities, enabling a sustainable growth for the future.
This article outlines a common risk and mistake that affects business growth: welcoming change! If you assume that you can continue to be successful only because you have been in the past, this is very unwise.
Welcome change
Compliance can be a big danger to a growing business. It is very foolish and imprudent to suppose that you will continue to be prosperous merely because you have been in the past.
Periodically reviewing and updating your business plan can help you remember changing market conditions and the need to respond to them. Please see the article on planning for the future.
An updated plan helps you identify what steps you must take to change your business and the way it operates, for example:
- Change to providers who can expand with you and meet your new priorities. As your business expands, constant quality and reliability can be more significant than merely getting the cheapest deal.
- Renegotiation of contracts to take into account the volume upsurge.
- Training and improvement of employees. Your role will also grow as the company will expand. Please see our article on skills and attitudes.
- Make sure to stay updated with new technologies.
You need to be fully engaged with your strategy, even if it takes you outside your comfort zone. This can involve difficult decisions, for example, making employees redundant or changing the business of the suppliers with whom they have become friends. But unless you're prepared to do this, you run the risk of laying your business at a severe competitive drawback.


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Political and Economic risk is still weighing heavily on the Pound as the ramifications of last month's Brexit vote continue to have a severe impact on the economy and political system of the UK.
On the political front, we expect to see the formal campaigning begin in the governing Conservative Party's leadership contest. The 150,000 Conservative party members will choose between Theresa May and Andrea Leadsom as the UK's next prime minister. Across the divide, the former shadow business secretary Angela Eagle is expected to formally launch her challenge for the Labour Party leadership – a move expected to anger and further destabilise the UK's main opposition party. Jeremy Corbyn has lost the confidence of Labour's 172 MPs, but remains popular with the party's membership.
On the economic front, we can expect key reporting from the Bank of England later in the week, who are potentially poised to slash interest rates close to zero as fears mount over a UK recession.
Further afield, we also have a snap shot of the health of the broader global economy with key readings this week from major commodity producing and consuming nations.
The main focus of the day will be on the UK's Inflation Report Hearings where the Bank of England Governor and several Monetary Policy Committee members testify on inflation and the economic outlook before Parliament's Treasury Committee.
The global commodity market will be the focus of Wednesday with key readings from Canada, a key commodity exporter, and China the preeminent consumer.
The major event risk of the week is on Thursday, with the Bank of England expected to slash interest rates to almost zero, as fears mount over a Brexit driven recession. Economists believe the Monetary Policy Committee (MPC) is likely cut rates to a new low of just 0.25pc on Thursday with a 75% chance of more easing. However, Mark Carney has warned of the potential consequences of ultra-low rates. "If interest rates are too low – or negative – the hit to bank profitability could perversely reduce credit availability or even increase its overall price," he said. So a rate cut isn't a foregone conclusion and the BoE may hold off until August or beyond.
There will be further focus on the Global economy, with key readings from the US and China. The Bank of England Governor Mark Carney is also due to speak in Toronto.


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NERC Welcomes U.S.-Canada Power System Outage Task Force Final
April 6, 2004
The North American Electric Reliability Council (NERC) welcomes
the U.S.-Canada Power System Outage
Task Force Final Report on the August 14 Blackout. "NERC agrees
with the task force that the single most
important step that the United States Congress can take is to enact
the reliability provisions in pending energy
bills," stated Michehl R. Gent, NERC President and CEO. "We
again urge Congress to pass reliability
legislation this year," he added.
Mr. Gent also appreciates the report's recognition of and support
for NERC's February 10, 2004, blackout
recommendations. "NERC is taking significant steps to implement
key recommendations approved by its
independent board, and additional work to implement those recommendations
is under way," Mr. Gent stated." We have recently
adopted revised compliance templates and new disclosure guidelines,
a series of
rigorous control area readiness audits, and will soon ballot
revisions to NERC operating policies that incorporate
the findings of the blackout investigation team."
The NERC Steering Group will examine the government report in
greater detail and determine how to
incorporate aspects of the report into NERC's action plan. "NERC
will work closely with the U.S.-Canada task
force to ensure that all appropriate actions are implemented to prevent
future cascading blackouts," Mr. Gent
In 1997, a NERC Blue Ribbon Panel report laid
out the framework for an independent, self-regulatory
organization to develop and enforce electric reliability standards.
This report addressed many of the institutional
issues raised in the U.S.-Canada Power System Outage Task Force
final report and formed the basis for the
pending electric reliability legislation. Since the Blue Ribbon
Panel report was issued, NERC has established an
independent Board of Trustees, developed a new ANSI-accredited
standards development process, and created a
Compliance Enforcement Program to monitor and enforce compliance
with NERC's reliability rules. "These
changes have positioned NERC to take on the responsibilities and
authorities of a strong, independent regulator
for electric reliability, but we still need legislation to make this
possible," Gent said.
August 14, 2003 Blackout Investigation
also recommend that you contact the affected
utilities, regional reliability councils,
and independent system operators for additional
information and details about this event. Industry
Contact List
Report on the August 14, 2003 Blackout in
the United States and Canada: Causes
and Recommendations," U.S.-Canada
Power System Outage Task Force, April 5,
by chapter:
read PDF files, you will need to download
and install Adobe Acrobat Reader.)
of Responses to Michehl
Gent's October 15, 2003, Letter
on Near-Term
Actions to Ensure Reliability
by chapter:
read PDF files, you will need to download
and install Adobe
Acrobat Reader.)
Before the U.S. House of Representatives
House Energy and Commerce Committee. Testimony
of Michehl R. Gent, President and
Mailing Lists Overview


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Oklahoma General (Financial) Power of Attorney Form
The Oklahoma General (Financial) Power of Attorney is a type of Power of Attorney that can be used to document the approach an individual (the Principal) wants the party they have selected to represent them (their Attorney-in-Fact) to take when completing financial tasks on their behalf. The individual (referred to as the Principal) may provide as much or as little detail as they wish when describing the approach. However, they should be aware that the Attorney-in-Fact will be required to refer to and uphold the terms of the document, so at the very least, the terms should be both easy to understand and follow through on. Both parties should take the time to understand the implications of the non-durability of this document i.e. that it will not continue if the Principal becomes incapacitated.
State Laws & Signing Requirements
State Laws – Uniform Durable Power of Attorney Act
Signing Requirements (§ 58-1072.2) – The law is silent on the matter of signing requirements for a General Power of Attorney to be effective. It is thus advised that a Principal look to the signing requirements stated for a Durable Power of Attorney. Although not mandatory to follow, it is in the Principal's best interests to do so considering the additional level of oversight it offers. The signing requirements state that:
- The Principal must sign the Power of Attorney, and
- The signing takes place in the presence of two (2) valid witnesses, who must also sign the form.


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In 2010 Hystat systems Ltd purchased Titan Hydraulics Ltd, a hydraulic cylinder and systems manufacturer based In Halifax. All Titan information is retained by Hystat who will be able to supply spares, replacements or technical information for the Titan range of equipment.
Titan Products
Titan manufactures three ranges of 'standard' hydraulic cylinders plus a range of semi rotary actuators.
Bolted Construction Cylinders
Rated pressure - 250 bar. Tested to 375 bar. Standard bore sizes 40mm to 250mm. Medium and heavy duty versions available.
Titan Bolted Construction cylinders are designed to comply with international standards CETOP R78H and BS ISO 6020:2006.
The design is suitable for arduous industrial applications and is available in medium and heavy duty versions with single or double rods.
This type can be fitted with adjustable cushioning at either or both ends of stroke plus air bleeds if required.
A number of other options are available including linear position transducers mounted within the rod and stainless steel rods.
Welded Construction Cylinders
Rated Pressure - 210 bar. Tested to 315 bar. Standard bore sizes 25mm to 160mm. Suitable for medium duty applications. Marine specification versions available.
Titan welded construction cylinders are a cost effective solution to many applications. With a wide variety of rigid and flexible mountings and rod end accessories they can be found on vehicles, special purpose machines, marine equipment, test equipment. The possible uses are endless.
This type of construction lends itself to surface marine and offshore usage as a result of which 'Marine Specification' is a standard option giving corrosive resistant gland materials and three coat epoxy paint finishes.
Semi-Rotary Actuators
Standard versions up to 10,716 NM at 210 bar. Single and double racks available. Options include adjustable end stops, spring centering and position monitoring.
Titan Semi-Rotary Actuators offer a constant torque throughout their full rotation with high staring torque valves and efficiencies. Torque outputs can be easily controlled by adjustment of the input pressure.
Many options are available including positional sensing, stroke end cushioning, adjustable rotation and marine specifications and all stainless for subsea or food / process industry usage.
Double rack version give increased outputs within a given size and improved pinion bearing balance for more arduous applications. Spring return or "failsafe" configurations can be supplied.
Bespoke versions can be designed to your specific requirements
Tie Rod Construction Cylinders
Rated pressure - 210 bar. Tested to 315 bar. Standard bore sizes 40mm to 200mm. Suitable for applications involving pulsation or shock loads.
Titan's range of Tie Rod cylinders are designed to comply with the requirements of NFPA standards making them interchangeable with most of the American standard designs. Whilst manufactured as metric cylinders, imperial bore and rod diameters can also be supplied if required.
This type of construction is particularly suitable for applications where pressure shock or pulsations are liable to occur as the construction is less rigid and less susceptible to fatigue failure.
As it is possible to fully dismantle this design, long term maintenance and the replacement of parts is simpler.


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We are made of star stuff: Jocelyn Bell Burnell at TEDxVienna
Jocelyn Bell Burnell is a Visiting Professor in Oxford (UK). She inadvertently discovered pulsars as a graduate student in radio astronomy in Cambridge, opening up a new branch of astrophysics — work recognised by the award of a Nobel Prize to her supervisor. Subsequently she has worked in many roles in many branches of astronomy, working part-time while raising a family. Increasing the number of women in science is important to her. In her spare time she gardens, listens to choral music, collects poetry with an astronomical theme, and is active in the Quakers (Religious Society of Friends).


text: For a long time, many guests will ask why the unit price of silicone bracelet is so different.There is a lot of difference in the price between some bracelets.This is what the general people can't understand. This article explains why the unit price of this product varies so much. We will stand in the factory angle for you to make a detailed explanation.[……]


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Bannockburn Chardonnay 2018
This wine has consistently been rated as one of Australia's best Chardonnays, reflecting the ideal combination of soils, climate and mature vines.
Minimum Order 6 Units (straight or mixed)
- Viticulture
- Winemaking
- Tasting Notes
- Reviews
Olive Tree Hill vines planted in 1976 and Winery Block vines planted in 1981, clone likely to be P58. A solid year for Moorabool Valley, good rainfall early in season then consistently dry through harvest period. Moderately warm.
- Whole bunch pressed, settled overnight and then wild fermented in French oak hogsheads and puncheons (20%new)
- About 75% went through malo-lactic fermentation. Bottled late-Jan 2019
- 13.5% alc/vol.
Budburst and harvest returned to long-term average timing, framing a moderately warm season. A core of fresh citrus acids, stone fruits and subtle winemaking inputs make for a wine well suited to a range of food matches.
" Beautiful length and shape to the blend of white peach and grapefruit flavours." 96 points.
- James Halliday The Weekend Australian March 2020
" This is a good experience. It's loaded with flavour, shapely and long, fresh while being powerful. It feels pent up, almost muscular, shows stone fruit, nougat, almond paste and saline acidity - the palate is a sensational roll of dense interesting and delicious flavours. Perfume is a bit shutdown, but that won't hold you back. Wonderful release." 95 points
– Mike Bennie (winefront.com.au), Feb 2019
Estate Collection
2019 Vintage
We had reasonable rain across winter and so the soils warmed up slowly which led to normal timing for budburst. Fruit-set and cropping levels (especially in Pinot Noir, which had an average bunch weight of 65g) were reduced by some poor weather experienced during flowering. The season warmed up at Christmas and continued through Jan/Feb which resulted in our commencement and completion dates being very similar days to vintage 2018 ( ...with one excessively hot weekend forcing us to pause for a few days). So another short, compressed harvest period at Bannockburn.
Despite the lack of rainfall during early 2019, the vines managed to hold on to a good amount of leaf canopy and so built up root mass and energy stores post-harvest.
At this early stage I am very pleased with quality in almost every regard, with some subtle changes to winemaking producing promising results.
Stay up to date with news, events and impending new releases from Bannockburn Vineyards.


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Proudly Serving Marcellus Shale, Utica, Twin Tiers Area, and the Surrounding Areas
Seeking guidance for your company's safety training? With over 20 years of experience,
RWLS Safety's consultant has the know-how to effectively improve the safety of employees in your workplace.
Commercial clients
Industrial clients
Oil fields
Mobile Crain Inspections
Policy reviews
DOT compliant audits
Shell contractor compliant
And more
Get a FREE estimate! Call us today at
Offering a flexible schedule, our consultant has the ability to keep any operation disruptions to a minimum.
Workplace safety is critical to your company and therefore should never be rushed. You get the most thorough analysis when you count on our detail-oriented consultant.
Our consulting extends to a wide range of areas, including on-site audits, policy reviews, crane inspections, and much more. We're your comprehensive choice!


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Skylight Services
A skylight is a unique feature in any home or commercial building that adds a practical and stylish element to any room. It is considered a distinct design feature but also has the advantage of providing a large room with lots of natural light. If you're interested in installing a skylight, give us a call today. Our staff will visit your home or work place and walk you through the different options available, taking into consideration the shape and size of your skylight as well as more advanced aspects such as electronic system to open and close the skylight for venting purposes.
As well as installing skylights, we also repair and maintain existing skylights. Over time, skylights may loosen, suffer damage from storms or flying debris, and seals may separate. If seals aren't working correctly, condensation can build up between the glass and rainwater can leak into the room.
To discuss our skylight services, give us a call for a free site inspection and quote.
Our services include:
- small and large skylights
- rain sensing skylights
- full supply and installation service
- insurance work
- electronic skylights
- manual opening skylights
- skylight repairs and dome replacement
- storm damage repair and maintenance.
Why choose us?
- We are fully licensed and insured.
- We have the capability to cater to all jobs.
- We have our own architects and private certifier.
- We have over 30 licensed and professional tradesmen.
- We provide services for residential, commercial and retail properties.
- We are fully insured and ASIC registered.


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As part of the 49th International Trade and Business fair, which is visited by about 120.000 people, we created, planned, and set up an exhibition space for the company Petrol d.d. The main challenge of the design for the exhibition space was a comprehensive and well-rounded presentation of the range of services and products of Petrol in an exhibition space of 120 m2 with the following segments:
A well-rounded presentation of Petrol's entire range of products in one place
"Energy solutions"
"Energy products and the Petrol Club payment card"
"Converting vehicles for autogas (LPG)"
"Oils and lubricantes"
A well-rounded exhibition space divided into 2 parts
Considering the wide range of products and services, the exhibition space was divided into 2 comprehensive parts, which included the segments "On the Road" and "Energy Solutions". While making their way through the exhibition space, the visitors could view the entire range of products and assure themselves of the quality and variety of the range, and the favourable financing options, which were presented with the help of Petrol's consultants.
Prominent, attractive, and modern spatial arrangement
A logical, attractive and modern spatial arrangement was our main guideline when designing the exhibition space at the International Trade and Business fair in Celje. The main segments of the wide range of products and services of Petrol were upgraded with noticeable graphics to provide the visitors with a modern and pleasant experience. The visit to the space was concluded with a participation in a prize contest or in the form of actual inquiries.
A good turnout for the exhibition space and inquiries received
Petrol's exhibition space had a great attendance and effective communication, which was clear from the large amount of inquiries received during, and also after the end of the fair.
The exhibition space received an award for a comprehensive presentation of Petrol's activity, which reflected the group's motto: Energy for Life.


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Posts tagged Dodge
Dodge Ram 1500 Pickup Clear Paint Protection
Here we have a Dodge Ram 1500 Pickup getting the Long Island Paint Protection "TUFF" treatment. We installed clear paint protection on the front bumper, fenders and hood. Check it out.
Dodge HEMI Sticker Kit
We love custom stuff! Check out this mint Dodge Hemi. Breaking away from our daily norm, we treated this Dodge to a black HEMI sticker kit on the hood and trunk. Installed by the professionals at Long Island Paint Protection in Great Neck NY- 516-829-7336
2010 Dodge Challenger Race Stripe Kit
Here's a little love for you Dodge Challenger fans. Check out the race stripe kit installation. While we specialize in clear paint protection, we also love to do projects like this. Click on the pic to enlarge.
Dodge Viper Paint Protection Install – Hood, Fender, Mirrors, Front Bumpers and Rockers
Clear Paint Protection install on a Dodge Viper. We installed a hood, fender, mirror, front bumper and rocker panel kits.


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The owner of the R&R; Guest Home in Dania has been allowed to reopen the home's kitchen after several health violations at the boarding home were corrected, Broward County officials said on Tuesday.
The Health and Sanitary Control Board had ordered the closing of the kitchen, dining and food storage areas at the home on July 30, after inspectors reported that the facilities were dirty and roach-infested.
Inspectors allowed the kitchen to be reopened two days later, after owner Rholanda Higgs-Rule corrected the violations and paid about $700 in fines and inspection fees.
The home remained open while the kitchen was closed, and meals for the residents were catered, said Frank Estok, an environmental health specialist with the Broward County Public Health Unit.
R&R;, located at 720 SW Sixth St., houses mentally ill and elderly residents.


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Refine Your Results
categoriesAle (2) Red Ale (1) Saison (1)
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price rangeUnder $10 (1) $10 to $25 (1)
The Bruery Oude Tart 750ml
Oude Tart is a Flemish-Style Red Ale aged in red wine barrels for 18 months. Pleasantly sour with hi…
- we98
The Bruery Saison Rue 750ml
Saison Rue is an unfiltered, bottle conditioned, Belgian/French-style farmhouse ale. This is a beer…
- we98


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call www.locksmithnewyorkdowntown.com | 24 hours locksmith company | emergency locksmith new york
When the question is about locksmith services in residential sector, lots of tasks have to be dealt with. You have to repair the locks on various types of doors and windows or install some kind of security device, sometimes problem may occur due to keys. So it's very necessary to have a professional locksmith service in your area which has proper training and efficiency to deal with all types of locksmith problems that commonly occur in residential domain and residential locksmith New York is of that kind. Along with professional excellence, the locksmiths of New York locksmith have long working experience which has made them more proficient to deal with the various kinds of locksmith problems ranging from simple to very complex one
You may bring emergency locksmith assistance in your home at any time of the day. In considering client's urgency, residential locksmith New York keeps their service open all the time. You can get access to their phone line any time that you want. Residential locksmith New York is the most adorable locksmith in New York which makes quickest response to their client's call, after getting each call they send their locksmith team within maximum 30 minutes to the spot with all the required working equipments and tools of the most advanced types. All the staffs of locksmith in New York are very much sensible, trained and responsive and they have an intense knowledge about various kinds of locks, keys and various security devices. That's why they never face any problem to replace or repair these devices.
The locksmiths of residential locksmith New York have been screened carefully and you don't need to get tensed about thinking they might have past police records. Whenever you will need any residential locksmith assistance like re-keying, lock change, lock repair, door repair or any other job, call New York locksmith without any doubt in your mind. They will give you service at the best price of the market. Moreover, if you are in need to good quality lock or other high security devices, you can buy that from locksmith in New York. No other company will be able to give you such high quality and long lasting products..


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Elsie & Fred
Lil Kim Faux Fur Oversized Hooded Coat (PINK)
The Lil Kim is back with a new look. The G.O.A.T in luxury and the ultimate in practicality, with a hood and pockets that are deeper than deep on this oversized coat. Plush pink faux fur all over except the lining which is fully quilted for extra warmth.
Perfect for covering up on a night out, in fact so fab you won't wanna leave this one in the cloakroom.
- Pink oversized faux fur coat with pockets
- Material: 100% Polyester
- Care: Spot clean with damp cloth
- Available in sizes: S (UK 10) M (UK 12) L (UK 14) Please use our sizing comparison chart for further details
- Our model, Flo is 5'8
- UK Next day delivery available if ordered before 3pm
- R.O.W. Express shipping available if ordered before 3pm
- UK Free Returns for orders over £30
- Pay Later with Klarna available
- For more information on sizing, please refer to our standard brand SIZE GUIDE


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text:
Today I have a special treat for yall.
My folks live on a little mountain top in northeast Alabama. My little Momma has long had an interest in photography and she's been a fan of Ansel Adams' work for years (as have I).
A few years back, Daddy bought Mom a digital camera for her to play around with and experiment with. Every once in a while when her creative juices are chomping at the bit, she brings it out and starts snapping.
This morning Momma was up very early and she decided to go out and take advantage of the time. She loaded an SD card into her camera and away she went…even with laryngitis! Told you she was feisty!
Daddy email me several this morning and I've picked a progression of my favorite to share…so enjoy the photographs and enjoy Sunrise on a northeastern Alabama mountain top…
© 2009 Beverly Hicks Burch All Rights Reserved.
Among the Pines
The Day Begins
Sunrise on the Mountain
© 2009 Juanita Hicks All Rights Reserved.


text:
Spicy Shredded Beef Sandwiches
If you like your shredded beef with a little kick, then this recipe is for you. For an even zestier version of this recipe, add another jar of jalapenos or use hot peppers instead of the pepperocinis. —Kristen Langmeier, Faribault, Minnesota
Total TimePrep: 15 min. Cook: 8 hours
Makes12 servings
- 1 boneless beef chuck roast (4 to 5 pounds)
- 2 medium onions, coarsely chopped
- 1 jar (16 ounces) sliced pepperoncini, undrained
- 1 jar (8 ounces) pickled jalapeno slices, drained
- 1 bottle (12 ounces) beer or nonalcoholic beer
- 1 envelope onion soup mix
- 5 garlic cloves, minced
- 1/2 teaspoon pepper
- 12 kaiser rolls, split
- 12 slices provolone cheese
- Place roast in a 4- or 5-qt. slow cooker. Add the onions, pepperoncini, jalapenos, beer, soup mix, garlic and pepper.
- Cover and cook on low until meat is tender, 8-10 hours.
- Remove meat. Skim fat from cooking liquid. When cool enough to handle, shred meat with 2 forks and return to slow cooker; heat through. Serve 1/2 cup meat mixture on each roll with a slice of cheese.
Editor's NoteLook for pepperoncini (pickled peppers) in the pickle and olive section of your grocery store.
Nutrition Facts1 sandwich: 534 calories, 23g fat (9g saturated fat), 113mg cholesterol, 1187mg sodium, 38g carbohydrate (3g sugars, 3g fiber), 41g protein.
Recommended Video
Jan 30, 2017
Really tasty! I reduced the jalapenos so my kids would be able to eat this as well. This is a great party dish.
Jan 20, 2015
Everyone thought these subs were great.
Sep 2, 2013
I tried this last week, and love, love, LOVE it!! Easy to make and tasty!! I tried it with both pork and beef and froze the beef meal for later, although I think it's going to come out of the freezer before too long!!


text:
More than 100 high-powered business leaders have signed onto a letter urging state lawmakers to extend Mayor de Blasio's control of the public schools, which is set to expire in June.
Signers of the letter include CITI group CEO Ellen Alemany, IAC Chairman Barry Diller, supermarket magnate John Catsimatidis, Partnership for New York City CEO Kathryn Wylde, and many more.
The letter will be unveiled at a rally at City Hall Thursday in support of de Blasio's control of the school system, which de Blasio will attend himself.
The letter, sent on Wednesday to Gov. Andrew Cuomo, Senate Majority Leader Andrea Stewart-Cousins and State Assembly Speaker Carl Heastie, argues for a multi-year extension of mayoral control for the city's 1.1 million-student public school system.
"A quality education is the key to unlocking economic opportunity for the city's residents," states the letter, sent from Wylde's Partnership for New York City to the state lawmakers.
"Mayoral accountability for management of the system is essential to achieving that objective," it continues, citing gains in graduation rates and other measures of academic achievement under mayoral school control.
Mayoral control of the public schools was established by the state legislature in 2002, granting then-Mayor Michael Bloomberg control of the school system in a replacement of a board-based system of school governance that previously existed.
But mayoral control has also been criticized for leaving parents and educators out of the picture and the precise future of the law is uncertain.
The state legislature granted a two-year extension of de Blasio's control of the schools in 2017 and some lawmakers have signaled they may want to make some changes to the law.
Representatives for Stewart-Cousins and Heastie didn't immediately respond to requests for comment on the letter.
Cuomo spox Dani Lever said Coumo is in favor of mayoral control.
"The governor supports mayoral control, which is why he proposed a three year extension in the executive budget," Lever said.


text:
The Tao Te Ching
by Lao Tzu
Translation by Gia Fu Feng & Jane English
The Tao Te Ching is one of the oldest and most beautiful texts on nondual spirituality known. It's a profound and poetic statement of timeless mystic truth, a true philosophical classic.
While it is often interpreted as a harmony-with-nature philosophy or as a religion, such a viewpoint misses the complete universality and depth of it. The harmony Lao Tzu was trying to point to is that of True Nature: Reality with a capital "R". This is a reality that is both phenomenal (visible nature) and non-phenomenal (invisible). In other words, it is nondual absolutely: behind the duality of the world and concepts is "not two". It is the origin of all an experiencer experiences, the "unfathomable source of ten thousand things" (4).
There is also a strong emphasis on non-doership (Wu Wei), which is a different standpoint of action—inherent spontaneity—in common with many non-dual traditions and teachings (e.g., Advaita Vedanta, the Bhagavad Gita, Gnostic Christianity). This is commonly misunderstood as physical non-action, but in fact refers to egoless action.
There is also commentary in the Tao Te Ching about leadership.
Whether you are a student or lover of spirituality, philosophy, religion or psychology, any lover of Truth in their journey can return to the text countless times, and find something newer and deeper as they evolve. The Tao Te Ching is bottomless: you will find whatever depth there is to find in oneself. What the reader "sees" is a reflection of their understanding of life.
While the original has a Chinese poetic flavor, the Tao Te Ching is universal in its pointing.
A Note on this Translation
Of all the English translations I've read, the Gia Fu Feng & Jane English is still the best to my ears. It resonates with truth in a poetic and clear way (I'm not a scholar, so I simply go with what I love the most).
A Note on the Commentaries
I've started to compile notes after each section (hidden in an "accordion" dropdown: click ln the "+" sign on the right). The meaning of Lao Tzu's writing—what is being pointed to—can sometimes seem elusive, especially to new readers. The method here is to pose a question to the reader for quiet reflection. I don't want to interpret it for the reader, but to suggest you slow down you mind, stop thinking (as best you can), and see if you can see for yourself what it's about—get a hint of a timeless Truth—and the questions hopefully serve in that capacity .
This project is for me enjoyable and enriching and I hope it is for the reader as well.
The Tao that can be told is not the eternal Tao.
The name that can be named is not the eternal name.
The nameless is the beginning of heaven and Earth.
The named is the mother of the ten thousand things.
Ever desireless, one can see the mystery.
Ever desiring, one sees the manifestations.
These two spring from the same source but differ in name; this appears as darkness.
Darkness within darkness. The gate to all mystery.
Under heaven all can see beauty as beauty only because there is ugliness.
All can know good as good only because there is evil.
Therefore having and not having arise together.
Difficult and easy complement each other.
Long and short contrast each other: High and low rest upon each other;
Voice and sound harmonize each other;
Front and back follow one another.
Therefore the sage goes about doing nothing, teaching no-talking.
The ten thousand things rise and fall without cease,
Creating, yet not.
Working, yet not taking credit. Work is done, then forgotten. Therefore it lasts forever.
Not exalting the gifted prevents quarreling.
Not collecting treasures prevents stealing.
Not seeing desirable things prevents confusion of the heart.
The wise therefore rule by emptying hearts and stuffing bellies, by weakening ambitions and strengthening bones.
If men lack knowledge and desire, then clever people will not try to interfere.
If nothing is done, then all will be well.
The Tao is an empty vessel; it is used, but never filled.
Oh, unfathomable source of ten thousand things!
Blunt the sharpness,
Untangle the knot,
Soften the glare,
Merge with dust.
Oh, hidden deep but ever present!
I do not know from whence it comes. It is the forefather of the gods.
Heaven and Earth are impartial;
They see the ten thousand things as straw dogs.
The wise are impartial;
They see the people as straw dogs.
The space between heaven and Earth is like a bellows.
The shape changes but not the form; The more it moves, the more it yields.
More words count less.
Hold fast to the center.
The valley spirit never dies;
It is the woman, primal mother.
Her gateway is the root of heaven and Earth.
It is like a veil barely seen.
Use it; it will never fail.
Heaven and Earth last forever.
Why do heaven and Earth last forever? They are unborn,
So ever living.
The sage stays behind, thus he is ahead.
He is detached, thus at one with all. Through selfless action, he attains fulfillment.
The highest good is like water.
Water give life to the ten thousand things and does not strive.
It flows in places men reject and so is like the Tao.
In dwelling, be close to the land.
In meditation, go deep in the heart. In dealing with others, be gentle and kind.
In speech, be true.
In ruling, be just.
In daily life, be competent.
In action, be aware of the time and the season.
No fight: No blame.
Better to stop short than fill to the brim.
Over-sharpen the blade, and the edge will soon blunt.
Amass a store of gold and jade, and no one can protect it.
Claim wealth and titles, and disaster will follow.
Retire when the work is done.
This is the way of heaven.
Carrying body and soul and embracing the one,
Can you avoid separation?
Attending fully and becoming supple, Can you be as a newborn babe? Washing and cleansing the primal vision,
Can you be without stain?
Loving all men and ruling the country, Can you be without cleverness?
Opening and closing the gates of heaven,
Can you play the role of woman? Understanding and being open to all things,
Are you able to do nothing?
Giving birth and nourishing,
Bearing yet not possessing,
Working yet not taking credit,
Leading yet not dominating,
This is the Primal Virtue.
Thirty spokes share the wheel's hub;
It is the center hole that makes it useful.
Shape clay into a vessel;
It is the space within that makes it useful.
Cut doors and windows for a room;
It is the holes which make it useful.
Therefore benefit comes from what is there;
Usefulness from what is not there.
The five colors blind the eye.
The five tones deafen the ear.
The five flavors dull the taste.
Racing and hunting madden the mind.
Precious things lead one astray.
Therefore the sage is guided by what he feels and not by what he sees.
He lets go of that and chooses this.
Accept disgrace willingly.
Accept misfortune as the human condition.
What do you mean by "Accept disgrace willingly"?
Accept being unimportant.
Do not be concerned with loss or gain.
This is called "accepting disgrace willingly."
What do you mean by "Accept misfortune as the human condition"? Misfortune comes from having a body.
Without a body, how could there be misfortune?
Surrender yourself humbly; then you can be trusted to care for all things.
Love the world as your own self; then you can truly care for all things.
Look, it cannot be seen - it is beyond form.
Listen, it cannot be heard - it is beyond sound.
Grasp, it cannot be held - it is intangible.
These three are indefinable;
Therefore they are joined in one.
From above it is not bright;
From below it is not dark: An unbroken thread beyond description.
It returns to nothingness.
The form of the formless,
The image of the imageless,
It is called indefinable and beyond imagination.
Stand before it and there is no beginning.
Follow it and there is no end. Stay with the ancient Tao, Move with the present.
Knowing the ancient beginning is the essence of Tao.
The ancient masters were subtle, mysterious, profound, responsive. The depth of their knowledge is unfathomable.
Because it is unfathomable,
All we can do is describe their appearance.
Watchful, like men crossing a winter stream.
Alert, like men aware of danger.
Courteous, like visiting guests.
Yielding like ice about to melt.
Simple, like uncarved blocks of wood.
Hollow, like caves.
Opaque, like muddy pools.
Who can wait quietly while the mud settles?
Who can remain still until the moment of action?
Observers of the Tao do not seek fulfillment.
Not seeking fulfillment, they are not swayed by desire for change.
Empty yourself of everything.
Let the mind become still.
The ten thousand things rise and fall while the Self watches their return.
They grow and flourish and then return to the source.
Returning to the source is stillness, which is the way of nature.
The way of nature is unchanging.
Knowing constancy is insight.
Not knowing constancy leads to disaster.
Knowing constancy, the mind is open.
With an open mind, you will be openhearted.
Being openhearted, you will act royally.
Being royal, you will attain the divine.
Being divine, you will be at one with the Tao.
Being at one with the Tao is eternal.
And though the body dies, the Tao will never pass away.
The very highest is barely known.
Then comes that which people know and love.
Then that which is feared,
Then that which is despised.
Who does not trust enough will not be trusted.
When actions are performed Without unnecessary speech, People say, "We did it!"
When the great Tao is forgotten,
Kindness and morality arise.
When wisdom and intelligence are born,
The great pretense begins.
When there is no peace within the family,
Filial piety and devotion arise.
When the country is confused and in chaos,
Loyal ministers appear.
Give up sainthood, renounce wisdom,
And it will be a hundred times better for everyone.
Give up kindness, renounce morality,
And men will rediscover filial piety and love.
Give up ingenuity, renounce profit,
And bandits and thieves will disappear.
These three are outward forms alone;
they are not sufficient in themselves.
It is more important
To see the simplicity,
To realize one's true nature,
To cast off selfishness
And temper desire.
Give up learning, and put an end to your troubles.
Is there a difference between yes and no?
Is there a difference between good and evil?
Must I fear what others fear? What nonsense!
Other people are contented, enjoying the sacrificial feast of the ox.
In spring some go to the park, and climb the terrace,
But I alone am drifting, not knowing where I am.
Like a newborn babe before it learns to smile,
I am alone, without a place to go.
Others have more than they need, but I alone have nothing.
I am a fool. Oh, yes! I am confused.
Others are clear and bright,
But I alone am dim and weak.
Others are sharp and clever,
But I alone am dull and stupid.
Oh, I drift like the waves of the sea,
Without direction, like the restless wind.
Everyone else is busy,
But I alone am aimless and depressed.
I am different.
I am nourished by the great mother.
The greatest Virtue is to follow Tao and Tao alone.
The Tao is elusive and intangible.
Oh, it is intangible and elusive, and yet within is image.
Oh, it is elusive and intangible, and yet within is form.
Oh, it is dim and dark, and yet within is essence.
This essence is very real, and therein lies faith.
From the very beginning until now its name has never been forgotten.
Thus I perceive the creation.
How do I know the ways of creation? Because of this.
Yield and overcome;
Bend and be straight;
Empty and be full;
Wear out and be new;
Have little and gain;
Have much and be confused.
Therefore wise men embrace the one
And set an example to all.
Not putting on a display,
They shine forth.
Not justifying themselves,
They are distinguished.
Not boasting,
They receive recognition.
Not bragging,
They never falter.
They do not quarrel,
So no one quarrels with them.
Therefore the ancients say, "Yield and overcome."
Is that an empty saying?
Be really whole,
And all things will come to you.
To talk little is natural.
High winds do not last all morning.
Heavy rain does not last all day.
Why is this? Heaven and earth!
If heaven and earth cannot make things eternal,
How is it possible for man?
He who follows the Tao
Is at one with the Tao.
He who is virtuous
Experiences Virtue.
He who loses the way
Feels lost.
When you are at one with the Tao,
The Tao welcomes you.
When you are at one with Virtue,
The Virtue is always there.
When you are at one with loss,
The loss is experienced willingly.
He who does not trust enough
Will not be trusted.
He who stands on tiptoe is not steady.
He who strides cannot maintain the pace.
He who makes a show is not enlightened.
He who is self-righteous is not respected.
He who boasts achieves nothing.
He who brags will not endure.
According to the followers of the Tao,
"These are extra food and unnecessary luggage."
They do not bring happiness.
Therefore followers of the Tao avoid them.
He who stands on tiptoe is not steady.
He who strides cannot maintain the pace.
He who makes a show is not enlightened.
He who is self-righteous is not respected.
He who boasts achieves nothing.
He who brags will not endure.
According to the followers of the Tao,
"These are extra food and unnecessary luggage."
They do not bring happiness.
Therefore followers of the Tao avoid them.
Something mysteriously formed,
Born before heaven and earth.
In the silence and the void,
Standing alone and unchanging,
Ever present and in motion.
Perhaps it is the mother of ten thousand things.
I do not know its name.
Call it Tao.
For lack of a better word, I call it great.
Being great, it flows.
It flows far away.
Having gone far, it returns.
Therefore, "Tao is great;
Heaven is great;
Earth is great;
The king is also great."
These are the four great powers
of the universe,
And the king is one of them.
Man follows the earth.
Earth follows heaven.
Heaven follows the Tao.
Tao follows what is natural.
The heavy is the root of the light;
The still is the master of unrest.
Therefore the sage, traveling all day,
Does not lose sight of his baggage.
Though there are beautiful things to be seen,
He remains unattached and calm.
Why should the lord of ten thousand chariots act lightly in public?
To be light is to lose one's root.
To be restless is to lose one's control.
A good walker leaves no tracks;
A good speaker makes no slips;
A good reckoner need no tally.
A good door needs no lock,
Yet no one can open it.
Good binding requires no knots,
Yet no one can loosen it.
Therefore the sage takes care of all men
And abandons no one.
He takes care of all things
And abandons nothing.
This is called "following the light."
What is a good man?
A teacher of a bad man.
What is a bad man?
A good man's charge.
If the teacher is not respected,
And the student not cared for,
Confusion will arise, however clever one is.
This is the crux of the mystery.
Know the strength of man,
But keep a woman's care!
Be the stream of the universe!
Being the stream of the universe,
Ever true and unswerving,
Become as a little child once more.
Know the white,
But keep the black!
Be an example to the world!
Being an example to the world,
Ever true and unwavering,
Return to the infinite.
Know honor,
Yet keep humility.
Be the valley of the universe!
Being the valley of the universe,
Ever true and resourceful,
Return to the state of the uncarved block.
When the block is carved, it becomes useful.
When the sage uses it, he become the ruler.
Thus, "A great tailor cuts little."
Do you think you can take over the universe and improve it?
I do not think it can be done.
The universe is sacred.
You cannot improve it.
If you try to change it, you will ruin it.
If you try to hold it, you will lose it.
So sometimes things are ahead and sometimes they are behind;
Sometimes breathing is hard, sometimes it comes easily;
Sometimes there is strength and sometimes weakness;
Sometimes one is up and sometimes down.
Therefore the sage avoids extremes, excesses, and complacency.
Whenever you advise a ruler in the way of Tao,
Counsel him not to use force to conquer the universe.
For this would only cause resistance.
Thorn bushes spring up wherever the army has passed.
Lean years follow in the wake of a great war.
Just do what needs to be done.
Never take advantage of power.
Achieve results,
But never glory in them.
Achieve results,
But never boast.
Achieve results,
But never be proud.
Achieve results,
Because this is the natural way.
Achieve results,
But not through violence.
Force is followed by loss of strength.
This is not the way of Tao.
That which goes against the Tao
comes to an early end.
Good weapons are instruments of fear; all creatures hate them.
Therefore followers of Tao never use them.
The wise man prefers the left.
The man of war prefers the right.
Weapons are instruments of fear; they are not a wise man's tools.
He uses them only when he has no choice.
Peace and quiet are dear to his heart,
And victory no cause for rejoicing.
If you rejoice in victory, then you delight in killing;
If you delight in killing, you cannot fulfill yourself.
On happy occasions precedence is given to the left,
On sad occasions to the right.
In the army the general stands on the left,
The commander-in-chief on the right.
This means that war is conducted like a funeral.
When many people are being killed,
They should be mourned in heartfelt sorrow.
That is why a victory must be observed like a funeral.
The Tao is forever undefined.
Small though it is in the unformed state, it cannot be grasped.
If kings and lords could harness it,
The ten thousand things would naturally obey.
Heaven and earth would come together
And gentle rain fall.
Men would need no more instruction
and all things would take their course.
Once the whole is divided, the parts need names.
There are already enough names.
One must know when to stop.
Knowing when to stop averts trouble.
Tao in the world is like a river flowing home to the sea.
Knowing others is wisdom;
Knowing the self is enlightenment.
Mastering others requires force;
Mastering the self needs strength.
He who knows he has enough is rich.
Perseverance is a sign of will power.
He who stays where he is endures.
To die but not to perish is to be eternally present.
The great Tao flows everywhere, both to the left and to the right.
The ten thousand things depend upon it; it holds nothing back.
It fulfills its purpose silently and makes no claim.
It nourishes the ten thousand things,
And yet is not their lord.
It has no aim; it is very small.
The ten thousand things return to it,
Yet it is not their lord.
It is very great.
It does not show greatness,
And is therefore truly great.
All men will come to him who keeps to the one,
For there lie rest and happiness and peace.
Passersby may stop for music and good food,
But a description of the Tao
Seems without substance or flavor.
It cannot be seen, it cannot be heard,
And yet it cannot be exhausted.
That which shrinks
Must first expand.
That which fails
Must first be strong.
That which is cast down
Must first be raised.
Before receiving
There must be giving.
This is called perception of the nature of things.
Soft and weak overcome hard and strong.
Fish cannot leave deep waters,
And a country's weapons should not be displayed.
Tao abides in non-action,
Yet nothing is left undone.
If kings and lords observed this,
The ten thousand things would develop naturally.
If they still desired to act,
They would return to the simplicity of formless substance.
Without form there is no desire.
Without desire there is tranquility.
And in this way all things would be at peace.
A truly good man is not aware of his goodness,
And is therefore good.
A foolish man tries to be good,
And is therefore not good.
A truly good man does nothing,
Yet leaves nothing undone.
A foolish man is always doing,
Yet much remains to be done.
When a truly kind man does something, he leaves nothing undone.
When a just man does something, he leaves a great deal to be done.
When a disciplinarian does something and no one responds,
He rolls up his sleeves in an attempt to enforce order.
Therefore when Tao is lost, there is goodness.
When goodness is lost, there is kindness.
When kindness is lost, there is justice.
When justice is lost, there is ritual.
Now ritual is the husk of faith and loyalty, the beginning of confusion.
Knowledge of the future is only a flowery trapping of Tao.
It is the beginning of folly.
Therefore the truly great man dwells on what is real
and not what is on the surface,
On the fruit and not the flower.
Therefore accept the one and reject the other.
These things from ancient times arise from one:
The sky is whole and clear.
The earth is whole and firm.
The spirit is whole and strong.
The valley is whole and full.
The ten thousand things are whole and alive.
Kings and lords are whole, and the country is upright.
All these are in virtue of wholeness.
The clarity of the sky prevents its falling.
The firmness of the earth prevents its splitting.
The strength of the spirit prevents its being used up.
The fullness of the valley prevents its running dry.
The growth of the ten thousand things prevents their dying out.
The leadership of kings and lords prevents the downfall of the country.
Therefore the humble is the root of the noble.
The low is the foundation of the high.
Princes and lords consider themselves
"orphaned," "widowed," and "worthless."
Do they not depend on being humble?
Too much success is not an advantage.
Do not tinkle like jade
Or clatter like stone chimes.
Returning is the motion of the Tao.
Yielding is the way of the Tao.
The ten thousand things are born of being.
Being is born of not being.
The wise student hears of the Tao and practices it diligently.
The average student hears of the Tao and gives it thought now and again.
The foolish student hears of the Tao and laughs aloud.
If there were no laughter, the Tao would not be what it is.
Hence it is said:
The bright path seems dim;
Going forward seems like retreat;
The easy way seems hard;
The highest Virtue seems empty;
Great purity seems sullied;
A wealth of Virtue seems inadequate;
The strength of Virtue seems frail;
Real Virtue seems unreal;
The perfect square has no corners;
Great talents ripen late;
The highest notes are hard to hear;
The greatest form has no shape.
The Tao is hidden and without name.
The Tao alone nourishes and brings everything to fulfillment.
The Tao begot one.
One begot two.
Two begot three.
And three begot the ten thousand things.
The ten thousand things carry yin and embrace yang.
They achieve harmony by combining these forces.
Men hate to be ''orphaned,'' ''widowed,'' or ''worthless,''
But this is how kings and lords describe themselves.
For one gains by losing
And loses by gaining.
What others teach, I also teach; that is:
"A violent man will die a violent death!"
This will be the essence of my teaching.
The softest thing in the universe
Overcomes the hardest thing in the universe.
That without substance can enter where there is no room.
Hence I know the value of non-action.
Teaching without words and work without doing
Are understood by very few.
Fame or self: Which matters more?
Self or wealth: Which is more precious?
Gain or loss: Which is more painful?
He who is attached to things will suffer much.
He who saves will suffer heavy loss.
A contented man is never disappointed.
He who knows when to stop does not find himself in trouble.
He will stay forever safe.
Great accomplishment seems imperfect,
Yet it does not outlive its usefulness.
Great fullness seems empty,
Yet it cannot be exhausted.
Great straightness seems twisted.
Great intelligence seems stupid.
Great eloquence seems awkward.
Movement overcomes cold.
Stillness overcomes heat.
Stillness and tranquillity set things in order in the universe.
When the Tao is present in the universe,
The horses haul manure.
When the Tao is absent from the universe,
War horses are bred outside the city.
There is no greater sin than desire,
No greater curse than discontent,
No greater misfortune than wanting something for oneself.
Therefore he who knows that enough is enough will always have enough.
Without going outside, you may know the whole world.
Without looking through the window, you may see the ways of heaven.
The farther you go, the less you know.
Thus the sage knows without traveling;
He sees without looking;
He works without doing.
In the pursuit of learning, every day something is acquired.
In the pursuit of Tao, every day something is dropped.
Less and less is done
Until non-action is achieved.
When nothing is done, nothing is left undone.
The world is ruled by letting things take their course.
It cannot be ruled by interfering.
The sage has no mind of his own.
He is aware of the needs of others.
I am good to people who are good.
I am also good to people who are not good.
Because Virtue is goodness.
I have faith in people who are faithful.
I also have faith in people who are not faithful.
Because Virtue is faithfulness.
The sage is shy and humble - to the world he seems confusing.
Men look to him and listen.
He behaves like a little child.
Between birth and death,
Three in ten are followers of life,
Three in ten are followers of death,
And men just passing from birth to death also number three in ten.
Why is this so?
Because they live their lives on the gross level.
He who knows how to live can walk abroad
Without fear of rhinoceros or tiger.
He will not be wounded in battle.
For in him rhinoceroses can find no place to thrust their horn,
Tigers no place to use their claws,
And weapons no place to pierce.
Why is this so?
Because he has no place for death to enter.
All things arise from Tao.
They are nourished by Virtue.
They are formed from matter.
They are shaped by environment.
Thus the ten thousand things all respect Tao and honor Virtue.
Respect of Tao and honor of Virtue are not demanded.
But they are in the nature of things.
Therefore all things arise from Tao.
By Virtue they are nourished,
Developed, cared for,
Sheltered, comforted,
Grown, and protected.
Creating without claiming,
Doing without taking credit,
Guiding without interfering,
This is the Primal Virtue.
The beginning of the universe
Is the mother of all things.
Knowing the mother, one also knows the sons.
Knowing the sons, yet remaining in touch with the mother,
Brings freedom from the fear of death.
Keep your mouth shut,
Guard the senses,
And life is ever full.
Open your mouth,
Always be busy,
And life is beyond hope.
Seeing the small is insight;
Yielding to fore is strength.
Using the outer light, return to insight,
And in this way be saved from harm.
This is learning constancy.
If I have even just a little sense,
I will walk on the main road and my only fear will be of straying from it.
Keeping to the main road is easy,
But people love to be sidetracked.
When the court is arrayed in splendor,
The fields are full of weeds,
And the granaries are bare.
Some wear gorgeous clothes,
Carry sharp swords,
And indulge themselves with food and drink;
They have more possessions than they can use.
They are robber barons.
This is certainly not the way of Tao.
What is firmly established cannot be uprooted.
What is firmly grasped cannot slip away.
It will be honored from generation to generation.
Cultivate Virtue in your self,
And Virtue will be real.
Cultivate it in the family,
And Virtue will abound.
Cultivate it in the village,
And Virtue will grow.
Cultivate it in the nation,
And Virtue will be abundant.
Cultivate it in the universe,
And Virtue will be everywhere.
Therefore look at the body as body;
Look at the family as family;
Look at the village as village;
Look at the nation as nation;
Look at the universe as universe.
How do I know the universe is like this?
By looking!
He who is filled with Virtue is like a newborn child.
Wasps and serpents will not sting him;
Wild beasts will not pounce upon him;
He will not be attacked by birds of prey.
His bones are soft, his muscles weak,
But his grip is firm.
He has not experienced the union of man and woman, but is whole.
His manhood is strong.
He screams all day without becoming hoarse.
This is perfect harmony.
Knowing harmony is constancy.
Knowing constancy is enlightenment.
It is not wise to rush about.
Controlling the breath causes strain.
If too much energy is used, exhaustion follows.
This is not the way of Tao.
Whatever is contrary to Tao will not last long.
Those who know do not talk.
Those who talk do not know.
Keep your mouth closed.
Guard your senses.
Temper your sharpness.
Simplify your problems.
Mask your brightness.
Be at one with the dust of the earth.
This is primal union.
He who has achieved this state
Is unconcerned with friends and enemies,
With good and harm, with honor and disgrace.
This therefore is the highest state of man.
Rule a nation with justice.
Wage war with surprise moves.
Become master of the universe without striving.
How do I know that this is so?
Because of this!
The more laws and restrictions there are,
The poorer people become.
The sharper men's weapons,
The more trouble in the land.
The more ingenious and clever men are,
The more strange things happen.
The more rules and regulations,
The more thieves and robbers.
Therefore the sage says:
I take no action and people are reformed.
I enjoy peace and people become honest.
I do nothing and people become rich.
I have no desires and people return to the good and simple life.
When the country is ruled with a light hand
The people are simple.
When the country is ruled with severity,
The people are cunning.
Happiness is rooted in misery.
Misery lurks beneath happiness.
Who knows what the future holds?
There is no honesty.
Honesty becomes dishonest.
Goodness becomes witchcraft.
Man's bewitchment lasts for a long time.
Therefore the sage is sharp but not cutting,
Pointed but not piercing,
Straightforward but not unrestrained,
Brilliant but not blinding.
In caring for others and serving heaven,
There is nothing like using restraint.
Restraint begins with giving up one's own ideas.
This depends on Virtue gathered in the past.
If there is a good store of Virtue, then nothing is impossible.
If nothing is impossible, then there are no limits.
If a man knows no limits, then he is fit to be a ruler.
The mother principle of ruling holds good for a long time.
This is called having deep roots and a firm foundation,
The Tao of long life and eternal vision.
Ruling the country is like cooking a small fish.
Approach the universe with Tao,
And evil will have no power.
Not that evil is not powerful,
But its power will not be used to harm others.
Not only will it do no harm to others,
But the sage himself will also be protected.
They do not hurt each other,
And the Virtue in each one refreshes both.
A great country is like low land.
It is the meeting ground of the universe,
The mother of the universe.
The female overcomes the male with stillness,
Lying low in stillness.
Therefore if a great country gives way to a smaller country,
It will conquer the smaller country.
And if a small country submits to a great country,
It can conquer the great country.
Therefore those who would conquer must yield,
And those who conquer do so because they yield.
A great nation needs more people;
A small country needs to serve.
Each gets what it wants.
It is fitting for a great nation to yield.
Tao is the source of the ten thousand things.
It is the treasure of the good man, and the refuge of the bad.
Sweet words can buy honor;
Good deeds can gain respect.
If a man is bad, do not abandon him.
Therefore on the day the emperor is crowned,
Or the three officers of state installed,
Do not send a gift of jade and a team of four horses,
But remain still and offer the Tao.
Why does everyone like the Tao so much at first?
Isn't it because you find what you seek and are forgiven when you sin?
Therefore this is the greatest treasure of the universe.
Practice non-action.
Work without doing.
Taste the tasteless.
Magnify the small, increase the few.
Reward bitterness with care.
See simplicity in the complicated.
Achieve greatness in little things.
In the universe the difficult things are done as if they are easy.
In the universe great acts are made up of small deeds.
The sage does not attempt anything very big,
And thus achieves greatness.
Easy promises make for little trust.
Taking things lightly results in great difficulty.
Because the sage always confronts difficulties,
He never experiences them.
Peace is easily maintained;
Trouble is easily overcome before it starts.
The brittle is easily shattered;
The small is easily scattered.
Deal with it before it happens.
Set things in order before there is confusion.
A tree as great as a man's embrace springs from a small shoot;
A terrace nine stories high begins with a pile of earth;
A journey of a thousand miles starts under one's feet.
He who acts defeats his own purpose;
He who grasps loses.
The sage does not act, and so is not defeated.
He does not grasp and therefore does not lose.
People usually fail when they are on the verge of success.
So give as much care to the end as to the beginning;
Then there will be no failure.
Therefore the sage seeks freedom from desire.
He does not collect precious things.
He learns not to hold on to ideas.
He brings men back to what they have lost.
He helps the ten thousand things find their own nature,
But refrains from action.
In the beginning those who knew the Tao did not try to enlighten others,
But kept them in the dark.
Why is it so hard to rule?
Because people are so clever.
Rulers who try to use cleverness
Cheat the country.
Those who rule without cleverness
Are a blessing to the land.
These are the two alternatives.
Understanding these is Primal Virtue.
Primal Virtue is deep and far.
It leads all things back
Toward the great oneness.


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Salon Manager Career Info
Salon managers operate and oversee salon operations by hiring hair stylists and cosmetologists, determining which services are offered, and marketing the business. Managers are typically licensed cosmetologists who must have several years of experience and training. These professionals often work long hours to maintain the upkeep of a salon and may have cosmetology duties along with business-related responsibilities.
They should have strong communication skills, management skills, and the ability to work in a high-pressure environment. In 2020, PayScale.com reported that salon managers in the U.S. earned a median annual salary of $39,927.
Career Requirements at a Glance
|Degree Level
|A training program, certificate, diploma or associate degree program from a state-licensed cosmetology school
|Degree Name
|Cosmetology or barbering
|State licensing is required
|Experience as a cosmetologist or barber is typically required; management experience may also be required for some positions
|Key Skills
|Strong communication and management skills; high-level of professionalism; able to work in a high-pressure environment
|Salary (2020)*
|$39,927 yearly median wage
Sources: U.S. Bureau of Labor Statistics; Job Postings from CareerBuilder.com in July 2012, *PayScale.com (2020)
Complete Cosmetology Program
In order to become a cosmetologist or barber, an individual must complete a cosmetology program that is licensed by the state. Cosmetology programs will include courses in tinting, hair coloring and styling, manicures and pedicures, contemporary styling, and tanning. In addition to courses, students will receive practical training and apply what they have learned in the classroom.
Cosmetology training requirements vary by state, and you may need to complete anywhere from 1,000-2,000 hours of training. When researching prospective schools, aspiring cosmetologists and salon managers should make sure that the school meets the licensing requirements of your state.
Obtain Licensure
In order to obtain licensure, graduates of a cosmetology program need to complete a practical and written examination. Applicants must send in their transcripts of the hours and courses they have completed. A cosmetology license will qualify individuals to cut and style hair, perform waxing services, and apply oils and lotions to the hair and body.
Step 3: Gain Experience
Aspiring salon managers must typically gain experience as cosmetologists to learn the ins and outs of the business. Working as a cosmetologist will give prospective salon managers an opportunity to interact with customers and discover what methods work best when operating a salon. In addition to cutting and styling hair, cosmetologists will learn how to meet customer demands, set schedules, and market services.
While working as a cosmetologist in a salon, an aspiring salon manager might perform some duties that a manager would perform in order to gain experience working in a management role. This experience could be useful when attempting to advance in the field.
Step 4: Consider a Salon Management Program
While students may take some courses related to business during their cosmetology program, those who want to become salon managers may want to consider completing a salon management program. This is an opportunity for cosmetologists to focus more on business topics, including small business management and business math. These programs are typically designed for students who are licensed cosmetologists and who have experience in cosmetology. Salon management programs could also include coursework and experience in nail technology. A salon management degree is not typically required for managers, but the experience and education gained here could be advantageous to these professionals.
To quickly recap, a salon manager should be a licensed and trained cosmetologist, though taking on management courses or salon management responsibilities could help someone move up to the position as well.


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A Brief History of Stereoscopy
This text is excerpted from a posting to a discussion group and mailing list called P3D. The author is Dr. George Themelis, and the text is reprinted here with his kind permission.Date: Wed, 14 Jan 1998 12:11:52 -0500 (EST) From: firstname.lastname@example.com To: email@example.com Subject: P3D Concise History of Stereoscopic Imaging Message-ID: <firstname.lastname@example.com> Briefly, this is my understanding of the history of stereo: 1. Until 1833 various people (Euclid, Leonardo DaVinci, etc.) had made remarks and observations regarding our two-eyed vision but no one really understood how stereoscopic vision works. 2. In 1833, Charles Wheatstone (of the "Wheatsone Bridge" fame, a device to measure resistance), an experimental physicist and, at the time, Professor of Philosophy at Kings College in London, made the most significant advance any individual has made. Wheatstone did three things: a) Invented the mirror stereoscope b) Produced the first stereoscopic drawings ever made c) Gave an essentially correct explanation of stereopsis He presented a paper in front of the Royal Society of London in 1833, entitled "On Some Remarkable and Hitherto Unobserved Phenomena of Binocular Vision". This paper was published in 1838 in the Philosophical Transactions of the Royal Society of London. You can find this volume in the libraries of many universities and make copies of the original. 3. Why did Wheatstone use drawings and not actual stereoscopic pictures? Because there was no photography in 1833! Actually, photography was just coming out and one of the first applications of photography was to take stereo pairs. Wheatstone in his second paper on the subject, 14 years later (1852) writes that 6 months after the appearance of his first paper, at his request, Talbot (Paul? :-)) and coworkers took the first stereoscopic photographs of statues, buildings and even portraits of living persons. These were the first stereoscopic photographs ever recorded... 4. A person who worked hard to make stereo popular was David Brewster, professor of Mathematics in England. He invented the more compact refractive viewer (uses lenses) and advocated mounting the pair side by side. Failing to find interest in UK he went to France to have his viewers made. His efforts were justified in 1851 during the London Exhibition when Queen Victoria was evidently amused by various stereopairs. And this leads to: 5. Explosion of popularity of stereo views: 1850-1880. Millions of stereoscopes were sold ("No home without a Stereoscope"). 6. Decline of interest as we enter the 20th century. Keystone last US company to market stereo views. Shifts to educational market... until: 7. Late 30s Kodachrome is invented. People realize the combination of STEREO and COLOR is hard to beat. William Gruber invents View-Master in 1938. David White introduces the Stereo Realist in 1947. A new wave of popularity is ahead. Peaks around 1955. Declines by 1960. Realist closes stereo camera operation in early 70s. 8. Approaching the 21st century we see new interest, sparked in part by computers. Dr. T starts a stereo club in Cleveland. The rest is just current events. -- George Themelis
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Unless otherwise noted, all contents of this page, individual or aggregate, are copyright 1998 Boris Starosta. All rights reserved. Unauthorized duplication is a violation of applicable laws, and is destructive of free enterprise, creative expression, and the human spirit. The text of history is copyright 1998 George Themelis. All rights reserved. All other product names mentioned in these pages are used for identification purposes only, and may be trademarks or registered trademarks of their respective companies, and the exclusive property of their respective owners.


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Immigration & Emigration
Do we think of borders when we dream? Then why think of borders while making those dreams come true! CrossBorders believes that no talent should be bound by the country borders. We strive hard to make you reach where you want irrespective of where it is on the map!
There are two most witnessed movements in the world – Immigration & Emigration.Immigration is when you choose to come to a foreign land and settle there permanently. It is one of the most sought after movement across the globe. Whereas on the other hand, emigration is when you move to another country to live there. Don't let the vocabulary confuse you. Wherever on the globe you are dreaming to settle, all you need to do is, let CrossBorders know!
When it comes to moving across countries, the loads of legal paperwork scares people. It is true, isn't it? The whole ordeal of talking to embassies and visiting the offices over and over is extremely troubling. It sometimes restrains us to reconsider our decision. IF you are a person with entrepreneurial interests, here is the good news- we are proven experts of EB5 Investor Visa. It is one of the most coveted investor visa program and is more than popular among the businessmen across the world. We, at CrossBorders provide you with detailed information of visa categories and guide you through the process of applying for it. We also accommodate you with the information regarding agreements involved.
The EB5 Investor Visa program is known to pave a way to a convenient green card against investment. Whether you are looking forward to gain a green card for your family or yourself, we are the ones making it all easier for you!


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"I just had a customer drive over 100 miles from Dover Delaware to buy items that are featured on my website. This is definitely "new business" that was generated as a result of my website."
Mary – Contrary Mary's
"We had a website developed, and it was hosted by another company for over a year with absolutely no new customers. The day after our listing was added to CountyWebsite's www.MontgomeryCountyWebsite.com we got a new customer. I am impressed with the results and the ability of CountyWebsite.com to bring us local business."
Bill, Owner - Just Cakes Bakery, Bethesda, Maryland
"The website created and marketed by CountyWebsite.com has resulted in dramatic increase in our catering business. We always ask how the customer came to call us and more and more the answer we get is that they found us on the Internet."
Jim – Maggies Restaurant & The Westminster Riding Club
"I want to thank you and your staff for the excellent service I received during our website overhaul. The changes / additions I emailed to you on a daily basis were instantly addressed. You required very little of my time to achieve a website we can all be proud of. I look forward to a long relationship - thanks again to you and the entire staff at County Website - I couldn't be happier!!!"
Regards, Wade Jocelyn, Vice President Sales
"The marketing that CountyWebsite.com does for my website encouraged me to start tracking business that came in as a result of my website. In May I tracked $7000 worth of new business as a direct result…"
Bill Clayland – Clayland Tile and Marble


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The first teaser of Kareena and Arjun starrer Ki and Ka is all set to be unveiled but before that an adorable glimpse of the two actors from the movie has come out and surfaced on the social media.
In the pics we can see Kareena and Arjun sharing some cozy and romantic moments. They are looking so cute together and we loved this sneak peak of the movie. Directed by R. Balki, the movie is all set to release on April 1, 2016.
Check out the cute pictures!
Image Source: Twitter


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Khajjiar is a popular hill station about 26 km from Dalhousie in Himachal Pradesh. One of the 160 places in the world that bear tropical resemblance to Switzerland, Khajjiar is situated at a height of 6500 feet and bestowed with natural beauty and pleasant climate. Vast expanse of green meadows and dense forests besides vistas of majestic snow-clad Himalayan peaks make Khajjiar a popular destination among tourists. The Khajjiar Lake and Chamera Lake add to the charm of Khajjiar.
Budget Holiday Packages for Khajjiar - Book Budget Holiday Packages for Khajjiar starting from low cost. Explore all tourist places in Khajjiar and find best deals and offers on Khajjiar
Best Selling Holiday Packages of Khajjiar


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Purple Line Project. Residents and businesses are encouraged to sign up for targeted notifications to keep up to date on construction.
The Purple Line is a 16-mile, 21-station light rail line that will extend from Bethesda to New Carrollton in Prince George's County. It will provide a direct connection to the Metrorail's Red, Green and Orange Lines at Bethesda, Silver Spring, College Park and New Carrollton. The Purple Line will also connect to MARC, Amtrak and local bus services. The five stations in and around the University of Maryland campus will be a "fare-free" zone for students and faculty.
The project will include the completion of the Capital Crescent Trail between Bethesda and Silver Spring, the completion of the Green Trail along Wayne Avenue to Sligo Creek Parkway, and the construction of a bike path through the University of Maryland campus.
email Purple Line Project Team.


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