text:
For the safety of our community, we've closed all branch lobbies and some locations. Drive-up banking is still available, but hours may be modified. Visit selco.org/COVID-19 for banking alternatives and the latest updates.
We use application information to complete requests and/or transactions. We may share personal information with our business partners in order to deliver products and services which you have requested (for example, obtaining a credit report if you applied for a loan).
SELCO Community Credit Union will not sell personal information to a third party for the purpose of solicitation. Information may, from time to time, be made available on a limited basis to SELCO Community Credit Union business partners, to provide special offers or promotions of products or services that may be of interest to particular members in accordance with applicable law. Our business partners are carefully selected and share the same strict business principles as SELCO Community Credit Union.
When you communicate to us through email, we use your email address only for the purpose of responding to your comments, questions and concerns.
SELCO does support an optional LISTSERV, "SELCO Electronic Mailing List," which provides Members and potential Members with financial news and information about promotions, products and services. We only send information about current promotions and products and services to members who subscribe to this mailing list. You will never receive unsolicited email from SELCO Community Credit Union unless you personally authorize it by subscribing to our mailing list. You always have the ability to unsubscribe at any time. To unsubscribe, please read the instructions in the confirmation email you received when signing up, or contact us by email, phone, fax, or mail. Your email address provided in order to join the list will not be sold, nor will it be shared with others outside the credit union, unless we are compelled to do so by law.
Yes, SELCO Community Credit Union uses analytics software. We collect information about the name of the domain from which you access the Internet (example: lane.edu, aol.com, or pacinfo.com) and the site from which you came from. We use this information for internal analysis only, which helps us improve the content of our web site for your future visits. Our web servers also collect information about browser and operating system types and which pages each user visits. We review traffic, hardware, and software statistics in order to make our site more accessible to all members and to tailor information to individual visitors and for traffic audits.
The information you provide on surveys and promotions will be used for internal marketing purposes only, including developing new content that meets your specific needs or content that needs updating due to accessibility or functionality problems.
The encryption is accomplished by establishing a Secure Socket Layer (SSL) connection between the browser and the Web server. You can only access Online Banking with an SSL-compliant browser. All application forms and all areas of Online Banking are secure pages, which means that at no time can your information be accessed by anyone other than a SELCO Community Credit Union representative.
SELCO Community Credit Union has, wherever possible, structured its Partnerships with entities that share the same privacy values as we do. Some of the Partnerships developed have these terms expressed in our Agreement with the other party. If you believe that your privacy has been violated on a Partner site, please contact us immediately.
Cookies are bits of information that a Web site sends to a user's PC; the user's computer may then show the information back to the server on subsequent pages, actions or visits.
There are two types of cookies: persistent and session. Persistent cookies expire on a specific future date. Session cookies expire once the session has ended. The use of cookies within online banking is necessary for security and is therefore required to access the system. Our use of cookies is for user authentication only. As there are a number of cookies within our secured site, you may want to turn off your cookie alert during your online banking session. You can always enable it later.
To disable the "Accept Cookies" warning in Firefox
1. Click on Tools, then Options.
2. Click on the Privacy tab.
3. Click on the Accepting a Cookie checkbox.
To disable the "Accept Cookies" warning in Chrome
1. Click on the customize and control icon, then Options.
2. Click on the Under the Hood tab and then Content Settings... button.
3. Click on the cookies tab and then Allow local data to be set radio button..
To disable the "Accept Cookies" warning in Internet Explorer
1. Click on View, then Options.
2. Click on the Advanced tab.
3. Click on Warn before Accepting Cookies checkbox.
An overdraft occurs when your available balance is not enough to cover a transaction but SELCO authorizes and pays for it anyway.
We use your available balance to determine whether there are sufficient funds in your account to cover any transactions. Your available balance is your actual balance minus:
Your actual balance reflects all deposits and posted payment transactions. We don't use your actual balance to determine whether your account contains sufficient funds to pay an item since it doesn't reflect checks you've written that are still outstanding or transactions that have been authorized but are still pending.
SELCO's Standard Courtesy Pay service comes with your checking account and covers overdrafts from checks and other transactions made with your checking account as well as recurring transactions scheduled for payment with your SELCO debit card.
SELCO's Expanded Courtesy Pay covers overdrafts from ATMs and one-time SELCO debit card transactions. Expanded Courtesy Pay service is available only if you qualify and opt in.
SELCO automatically provides Courtesy Pay to qualifying members for checks, Automatic Clearing House (ACH) transactions, and recurring payments made with your SELCO Visa debit card. You must opt in to Courtesy Pay for one-time transactions, such as ATM, Point-of-Sale (POS), and debit transactions.
To opt-in to Expanded Courtesy Pay service: stop by any SELCO branch or call (800) 445-4483. You can also email us through our secure internal email system once you've logged in to your Online Banking account.
Courtesy Pay can save you money and hassle, since it covers transactions that would otherwise be rejected for exceeding your available balance. If you have Courtesy Pay and a check, Automatic Clearing House (ACH) transaction, or recurring bill payment overdraws your account, SELCO will pay it on your behalf for a $25 fee. This way, you won't be charged Nonsufficient Funds (NSF) fees by merchants, contacted for the collection of a returned check, ACH, or recurring bill payment, or added to NSF tracking systems.
If you elect Expanded Courtesy Pay, you can avoid the inconvenience of having your one-time transactions denied at an ATM or merchant. Your transactions will be authorized up to your available Courtesy Pay limit. As with Standard Courtesy Pay, SELCO will charge a $25 fee to pay the transaction if it overdraws your account.
Courtesy Pay will cover up to $300 in combined overdrafts and fees. This may be increased to $500 if you have direct deposit with SELCO.
Yes. You'll automatically have Courtesy Pay on any personal SELCO Checking account for checks, Automatic Clearing House (ACH) transactions, and recurring payments using your SELCO Visa debit card. You can also opt in to Expanded Courtesy Pay, which covers one-time debits, such as ATM, Point-of-Sale (POS), and purchases you sign for using your SELCO Visa debit card.
Absolutely! Just let us know by calling 800-445-4483, sending us a secure message through online banking, or stopping by your local branch. You can also opt in anytime, even if you previously declined.
Courtesy Pay is a discretionary service, and we reserve the right not to pay your overdraft. For example, we typically do not pay overdrafts if your account is not in good standing, if you are not making regular deposits, or if you have too many previous overdrafts. Your Courtesy Pay balance must be paid in full as soon as possible. Each Courtesy Pay transaction will be assessed a $25 fee. Fees are subject to change. Please consult SELCO's Rate & Fee Schedule for details.
We also offer additional overdraft protection options, such as a link to a savings account, line of credit, or your SELCO Visa, which may be less expensive than Courtesy Pay. Contact us to learn more.
Please refer to the Courtesy Pay Information Sheet.
The Routing Number is the 9-digit number in the lower left of checks. SELCO's routing number is 323274445.
It can also be found in the footer at the bottom of every selco.org page.
The Deposit Account Number is the 14-digit number in the lower middle of checks.
You can also find your account number by logging into online banking. Click on next to your account, and then select "Account Details" from the pop-up menu.
Your share/checking/loan ID is a two-digit number that follows your account number. A common share ID is 01 and a common checking ID is 10. However, if you have multiple share, checking, or loan accounts, you'll also have multiple IDs.
To locate a specific two-digit ID, log in to online banking and select "Accounts" from the top menu. Each of your accounts, along with their IDs, will be listed in the Balances section.
Note: You'll also notice a letter before each ID; when requesting a transaction, please include only the numbers.
If you want to transfer money to another SELCO member, please contact the member directly for the correct ID number.
Online banking is a convenient and secure way to access your account 24 hours a day, 7 days a week, through the Internet. With online banking you can:
View your account balances
View your account history
View your eStatements
Transfer funds
Pay bills
View check images
View your pending transactions
Set up Account Alerts to get notified when certain transactions occur.
Online banking and Bill Pay are both FREE.
To access your account through online banking, you will need the following:
Any type of computer that can access the Internet
The current version (or two previous versions) of Internet Explorer, Firefox, or Chrome. Safari is only supported on OS-X 10.10 and above.
An active account with SELCO Community Credit Union
A valid and accessible email address on file with us.
Yes, enrolling in online banking is necessary if you are a new user. Simply click the "Enroll Now" link at the online banking login screen and follow the prompts that walk you through the process.
Very secure. SELCO uses state-of-the-art network security to ensure the protection of your account information. Refer to our Security FAQ page on the Help menu within online banking for detailed information.
You can reset your password by clicking on the "Forgot Password?" link on the online banking login page. Or, you can call the Service Center at 800-445-4483 during business hours so that we may reset your password.
Please send us a Secure Message or call the Service Center at 800-445-4483 during business hours.
Federal Regulation D limits electronic transfers made via online banking from certain savings accounts to six per calendar month. Because of this, you cannot make more than six monthly electronic transfers from each Money Market or 50 Plus type account. See the Transfers FAQ for more information regarding transfers.
Online banking operates in real time, so transactions are reflected on your account immediately.
There are no limits on how often you can use online banking.
We'd like to have your current email address on record as a way of notifying you regarding important account information. From time to time, with your permission, we may also send you notifications regarding special offers or other information. We respect our Members' privacy, and will never sell or give your email address to anyone.
Yes, joint owners can access the account in the same way that you do. Please note that there is only one password allowed per SELCO account, so if you wish for your joint account holders to have online banking access, you must give them your password and with the answers to your security questions. SELCO will only be able to assist with joint owner access to online banking if the joint owner is an owner of all shares and loans associated with that specific account number.
You may be locked out. As a security feature, if you unsuccessfully attempt to log on to online banking 3 times, access will be denied for your account. This is to prevent someone from trying to guess your password. If you are having difficulty logging on, please call the Service Center at 800-445-4483 during business hours or click on the "Forgot Password?" link on the selco.org website to unlock your account.
You can access all of your SELCO accounts.
Yes, online banking supports the current version of Quicken and QuickBooks plus the two previous versions for downloading your account history.
Online banking supports the download of statement data via WebConnect which does not allow for sending of messages, performing transfers or sending bill payments.
Visit Quicken Help or QuickBooks Help for more information and support.
Some features, such as our branch locator, are available to everyone. Account features, however, require membership. If you aren't already a member, it takes about five minutes to apply through our online membership application. Wondering, "Why pick SELCO?" We'd love to tell you.
Nope. And once you're enrolled in mobile banking, you'll automatically have access to online banking and its features as well.
In addition to viewing your accounts, transaction history, and check images, you can schedule bill payments, transfer funds, deposit checks, send money to family and friends, apply for a loan, and locate SELCO branches and no-fee ATMs.
Very. Not only do we use multiple firewalls and submit to frequent external security audits, we also use SSL encryption to communicate securely with all services. At every turn, we have systems in place to protect your accounts, no matter how you choose to access them.
Check out our anywhere banking page for a list of mobile and online banking features. To learn more about the mobile banking app itself, visit our apps page. If you can't find what you're looking for, feel free to call us at 800-445-4483.
Our app is compatible with current iOS and Android operating systems. For all other operating systems, our mobile browser version includes a responsive design developed for smaller screens.
Call us at 800-445-4483. We'll be happy to help.
After three unsuccessful log in attempts, your account will automatically be locked. (This is to prevent someone from trying to guess your password.) To unlock your account, click the "Forgot Password" link and follow the instructions. You can also contact us through live chat or by calling 800-445-4483 and we'll help reset your password.
Your User ID is the same as your member ID number.
This is due to a developer options setting on your device, but it's easy to fix:
Yes. If you are enrolled in SELCO's mobile banking, you can view your accounts and transaction history on your Apple Watch. From your Apple Watch compatible iPhone, open the Apple Watch app and select SELCO from the list of available apps.
If you're an existing member, you'll be prompted to create your user ID after logging in to online banking (using your browser). Though you'll have the option to skip this step, we encourage you to create a user ID as soon as possible, since it will eventually be required. When you're ready, please follow the "Can I change my user ID in the future?" process below.If you're a new member, you'll create a user ID when you enroll in either online or mobile banking.
Yes! You'll be able to access your online and mobile accounts with the same user ID, just like you do now with your member number. As a reminder, you'll need to go through online banking to create your user ID.
Unfortunately, no. However, you can use your phone's browser to create (or update) your user ID. Once your user ID is established, you'll use it to log in to both online and mobile banking.
Absolutely. To update your user ID, log in to online banking, click the "My Profile" icon in the upper-right corner, then select "Change User ID." At this time, user IDs cannot be created or updated in the mobile banking app.
Similar to password requirements, your personalized user ID must:
Simply click "Forgot User ID" on the login screen. You'll be asked to verify your account, after which your user ID will be sent to the email address associated with the primary account holder.
You can change your user ID as often as you'd like, though it's important to create user IDs that you can easily recall.
To accommodate this change, we are providing a grace period. Though we encourage you to create a user ID as soon as possible, since it will eventually be required.
We're making this change for two reasons: First, because we heard from members that they wanted the ability to create more personalized logins. Second, because it provides a more secure online banking experience.
Yes. While you'll no longer use your member number to log in to online or mobile banking, you'll still need it for account verification and other uses.
Yes, for each membership, you'll need to create a unique user ID. If you toggle between multiple memberships in online banking (for example, between your personal account and your child's youth account), you'll need to log in to each individually to create distinct user IDs.
Online Banking Bill Pay allows you to pay bills or make other payments from your SELCO accounts. Payments can be scheduled 24 hours a day, 7 days a week, from anywhere in the world.
Bill Pay is free.
Log in to Online Banking from SELCO's home page at www.selco.org. Once you've logged in, click on the Bill Pay menu.
You can make Bill Pay payments using a SELCO checking account. You will also need internet access and a browser that meets our minimum requirements. Acceptable browsers include Internet Explorer 8, Firefox 8, and Chrome 15 or higher.
If you used Bill Pay in the old Online Banking system, you are already enrolled. If you have never used Bill Pay before, it's easy! Simply log in to Online Banking and click on the "Bill Pay" menu. On your first visit you will be asked to enroll. An enrollment screen will be displayed with a link to the Bill Pay Terms and Conditions. Once you agree to the Terms and Conditions, you can begin adding payees and making payments immediately.
Available through the SELCO Mobile Banking app, SendMoney is a fast and secure way to transfer funds to a person or merchant outside of the credit union. All you need is the other party's email address or phone number.
Before initiating a transfer: We recommend that you confirm the intended recipient has created a PayPal account, and verify the email address or phone number associated with the recipient's PayPal account. It is your responsibility to ensure transfers are correctly directed to the intended recipient.
Once you've confirmed the information above, just follow these steps:
SendMoney is free to all SELCO members.
You'll need a SELCO account and the latest version of the SELCO Mobile Banking app.
Nope. SendMoney lets you send money directly from your SELCO account. However, your recipient will need a PayPal account to claim the sent funds.
If your recipient has a PayPal account, the funds will appear immediately—just as if you handed over cash. So, once the funds are claimed, you'll need to contact the recipient directly to request a refund. If the funds have not been claimed and the transfer status reads "Pending," you may be able to retrieve your funds. To see the status of your transfer, open SendMoney, then click "History."
Canceled transfers, if refunded, will be credited to your account within two business days.
Your daily limit is set by account service level. If your account is enabled for SendMoney, the transfer range is from $100–$500 total per day. There is a $1 transfer minimum. Additional limitations may apply.
The funds are withdrawn from your account immediately.
The recipient will receive an email or text saying the funds are available. Your recipient must then log in to PayPal (or create a PayPal account if one isn't already set up) to claim the funds. You'll also receive an email confirming the transfer.
If the recipient already has a PayPal account, the funds will be available immediately. If the recipient doesn't have a PayPal account, the funds will be available as soon as an account is created (this process takes only a few minutes). The recipient can then spend the money online or transfer it to a credit union or bank account. Transfers from a PayPal account to a credit union or bank account may take up to three business days.
If your recipient doesn't claim the funds within 30 days, the transfer will automatically be canceled and the funds returned to your account.
Click "History" to view your SendMoney transfers. You can also see them on your monthly statement and in SELCO Online Banking.
Call us at 800-445-4483. We'll be happy to help.
To send a US Domestic Wire from your SELCO Account you will need the following:
Sender's Information
Beneficiary's or Receiver's Information
To send an International Wire from your SELCO Account please gather the following information:
Sender's Information
In order to receive a wire transfer into your SELCO account, you'll need the following information:
Please note that SELCO does not offer a SWIFT Code or IBAN for international wires.
Need help completing your request? Contact us today.
Protecting our members is a top priority. That's why SELCO consistently monitors card transactions for suspicious activity. If we identify suspicious activity, we may stop service to your card or decline a transaction until we can contact you to verify the validity of the charge. When we have been notified of an identified fraud incident, we also may temporarily deny specific types of transactions or regions for short periods of time.
In order to limit the disruption to your card, we ask that you let us know if you anticipate a transaction that is outside your normal pattern of use. This often occurs when traveling, on vacation, or making large purchases. When we're aware of your plans, we can get the necessary contact information in the event Visa®'s Fraud Prevention Services need to verify card activity. If you will be traveling and are set up to receive alerts on your mobile device, be sure to check with your carrier whether you'll be able to receive messages during your trip.
Should Visa Fraud Prevention Services contact you, responding quickly will allow us to resolve the issue in a timely manner. Visa Fraud Prevention Services will verify your identity, but they will never ask you to provide information such as your SELCO Account Number, full card number, PIN, or complete personal data such as a full SSN.
Please contact us at 800-445-4483 or Secure Message if you have questions regarding a transaction, or if you need to report a lost or stolen card.
Whether you are traveling for business or pleasure, consider using a blend of two to three payment options to help ease the probability of fraudulent charges.
If you're traveling internationally, we encourage you to carry Visa's customer assistance number for the country you're visiting (you can find a list on Visa's website). If you plan to use your mobile device during your trip, be sure to check with your carrier whether cellular service or Wi-Fi is available in the areas where you'll be traveling.
It's always wise to have a set amount of cash on hand when you travel. When traveling outside of the US, getting currency from an ATM when you arrive will most likely garner the best currency conversion rate.
Credit cards are a convenient payment option that may be used during trips.
Pre-paid Visa gift cards can be purchased at any SELCO branch location for $2.50. Prepaid Visa gift cards can be purchased and loaded for any denomination between $10 and $1,000.
Debit and credit cards based on EMV technology use an embedded microchip (instead of a magnetic stripe) to store data and are considered almost impossible to clone for fraudulent purposes. Because of the embedded microchip, EMV technology is also commonly called "Chip" or "Chip and PIN" technology. Though the rest of the world moved to EMV technology years ago, the US has lagged mostly due to the expense and difficulty of upgrading existing equipment. As of 2014, there were more than 2 billion Europay, MasterCard, Visa, and Discover EMV-compliant chip-based payment cards in use worldwide. Visa, MasterCard, American Express, and Discover have placed a timeline for US adoption, in the form of liability shifts, which has quickened the pace at which merchants and card issuers have adopted EMV capabilities.
Chip cards are essentially miniature computers with an operating system, multiple interfaces, and applications that process information through an embedded microprocessor and a gold- or silver-colored contact plate on the front of the card. EMV cardholders insert their card into the reader, starting a dialogue between the card and terminal that validates the card, terminal, and issuer through an exchange of cryptograms, creating a more secure transaction.
You can identify an EMV card by the gold or silver "chip" on the front of the card. Depending on what type of account you have, you card may look something like this:
For merchants that are chip-ready, simply insert and leave your card in the payment terminal until the transaction is complete. On-screen prompts will guide you through the process.
For merchants that aren't yet chip-ready, you'll swipe your card as you normally would (your new card will have a chip and magnetic stripe).
No. The liability shift is between the major card brands (e.g., Visa, MasterCard, American Express, and Discover), merchants, and card issuers (e.g., SELCO and other financial institutions). Consumers will continue to enjoy limited liability for fraud activity on their cards.
Once your chip card is issued, it will automatically appear in SELCO Card Manager. But since your card has a new number, the app will treat it like a new card, and you'll need to apply the alerts and settings you want.
SELCO Card Manager is a mobile app available to SELCO Community Credit Union members. The app allows you to control how, when, and where your SELCO debit and credit cards are used. Download it to your mobile phone or tablet through your Apple or Google Play app store.
SELCO Card Manager lets you set limits on when, where, and how your cards can be used. And real-time alerts will let you know exactly when your card is being used. Every step of the way, you're in complete control.
SELCO Card Manager lets you manage your cards using a variety of controls. You can:
It couldn't be easier! You can view a list of transactions or select a specific transaction to view status, merchant name, amount, and date and time of the transaction, along with other details. You can also tag a transaction with a category (Personal, Family, etc.), as well as attach a short memo to help you remember what the transaction was for.
SELCO Card Manager can only be used for SELCO-issued debit or credit cards. The app cannot be used for SELCO gift cards, or cards issued by other financial institutions.
There are several things you can control in the app:
Here are other features within the Card Manager app:
Any SELCO Community Credit Union member using an Android or iOS (iPhone, iPad, and iPod Touch) operating system can download SELCO Card Manager through their app store. The app is completely free—there's no initial, monthly, or maintenance fee—and no risk to giving it a try!
Absolutely! SELCO Card Manager requires at least one account to be registered, but additional accounts can be added to your profile at any time.
Yes, you can, but there a few things to note:
As soon as you realize your card is missing, open SELCO Card Manager and turn your card off with a quick swipe of your finger. When your card is off, it cannot be used to make a purchase. If you find your card, a swipe in the other direction will turn your card on, and you'll be ready to use it again.
SELCO Card Manager uses industry-standard security features and doesn't store any card information, helping protect you even if you lose your mobile device.
Launch the app, tap on the "Login" button, and then tap on the "Forgot Password" link. An email with instructions for resetting your password will be sent to the email address listed under Settings > Personal Information in the SELCO Card Manager app.
SELCO Card Manager is available for devices that use iOS or Android mobile operating systems. To download the app, go to the appropriate app store for your device (Apple Store for iOS or Google Play for Android).
Just follow these steps (you'll need the last four digits of the primary account holder's SSN and your six-digit SELCO member ID):
Download the app to your mobile device.
Once the download and installation are complete, open the app and tap "New User."
Follow the instructions to complete your registration.
By default, you will receive an alert for all transactions. You can adjust these alerts to receive only those you want by selecting "Alert Preferences" for the each card you want to manage. Just like the Control Preference categories, alerts can be set based on location, type of transaction, type of merchant, and transaction spend limit (amount). For maximum flexibility, alerts are sent based on your Alert Preferences, which are independent from your Control Preferences. This gives you greater flexibility in managing your preferences.
Changes take effect immediately, and can be reversed just as quickly. You can even turn off your card until the moment you present it to a cashier or place an order online.
You can call us at 800-445-4483, chat with us during work hours, email us using this form, or visit a local branch.
Yes. To unsubscribe, log in to the SELCO Card Manager app and go to Settings > 'Manage Portfolio' and deselect all cards; this will automatically unsubscribe you from the service. You may also contact SELCO to unsubscribe.
If your card number stays the same, your settings should automatically transfer to the new card. But if your card has a new number, SELCO Card Manager will treat it like a new card, and you'll need to apply the settings and alerts you want.
Apple Pay, Samsung Pay, and Google Pay are mobile payment services that let users make purchases with just their phone. They enable secure, card-free payments through the combined use of new and existing technologies.
When you enter your card data into Apple Pay, Google Pay, or Samsung Pay, your card number is translated into a 16-digit "token" in a process called tokenization. This token is a unique number that can't be transferred to or used by another device. Your phone stores and transmits only the token to the merchant's point-of-sale terminal, and the token can be decoded only by the card processor. This protects your real card number by leaving it out of the transaction entirely. In addition, your phone may rely on biometric authentication (your fingerprint) or a PIN, so only you can initiate a payment with your device.
To make payments using mobile wallets like Apple Pay, Samsung Pay, or Google Pay, you'll need a mobile device capable of supporting that particular technology. You'll also need to have, and load into the mobile wallet, a credit or debit card from a participating financial institution. Check with your mobile device manufacturer for details on supported devices and institutions.
You can use mobile wallet services at a growing number of merchants, and even in some apps. Look for the contactless and mobile wallet logos, or visit your mobile wallet's website for a complete list of merchants.
Mobile wallets are typically free for consumers.
Yes. SELCO debit and credit cards work with Apple Pay, Google Pay, and Samsung Pay mobile wallets. We'll add other mobile wallet services as needed. To see if your phone or device is mobile wallet ready, please check with your manufacturer.
Yes. We continuously monitor emerging card enhancement technologies and work to ensure our cards have the latest security and convenience features. We also provide SELCO Card Manager, a free mobile app that puts you in complete control of when, where, and how your SELCO credit and debit cards are used. With SELCO Card Manager, you can instantly turn your card off or on, limit use by location or merchant type, create spending alerts, and more—all from your phone.
Yes. With the SELCO skill, you can ask about branch locations and hours, routing and phone numbers, our website's URL, and rate information. Access the SELCO skill from the Alexa Skills page on amazon.com.
Yes. If you are enrolled in SELCO's mobile banking, you can view your accounts and transaction history on your Apple Watch. From your iPhone, open the Watch app and select SELCO from the list of available apps.
While there were a handful of clients who visited the office, we now serve the majority of our Hillsboro clients by phone, email, and through the digital services that make it easy to do business with us on your schedule. It was also determined that our current location on Third Avenue is not ideal for a full-service branch.
The office closing will have no impact on your policies. They will still be serviced by your trusted agents, Debra O'Hanlon and Ignacio Sarro, as well as the rest of our team in Eugene/Springfield.
There are a number of ways we can take payment depending on your insurance carrier. To make a cash payment, you can visit our Forest Park Branch at 2465 NW Thurman St. Notify the teller that you need to make a payment on your insurance policy through SIS, and a representative will be contacted for instructions on how to take your payment and verify the amount.
Yes. SELCO has determined that we want to expand our Portland services to include insurance operations. In the next year or two, SELCO will look to add a couple branches, which will likely be in the Tigard, Beaverton, and Hillsboro area. However, it was determined that our current location on Third Avenue is not ideal for a full-service branch.
The Hillsboro office will be closed to the public starting August 20.


text:
Images And Words on Blogger. WE are a dedicated Group of individuals who come together weekly to make our Images And Words by using our personal photos and then adding our own words or those of others to our photo for the weekly theme announced here usually on a Sunday. If You wish to join us please do as it is a fun and creative activity for group members and friends. You never know what you can do until you give it a try.
Saturday, April 27, 2013
Images & Words #208 - Summer and Winter vacations
I am looking forward to seeing what you all come up with.
I just returned from Hawaii so I quess that inspired me to do this theme.
My photo was taken in my friends front yard at their summer - winter home in Kehii, Maui.
24 comments:
Sue this is a great theme for this week I had a hard time deciding which vacation & which picture to post.ReplyDelete
Your picture is beautiful & gives me such a relaxing feeling. Yes the beach is full of healings.
Here is my final decision for this week.
Images & Words~208~Summer & Winter Vacations>
Good choice of theme, Sue! I have no doubt....I would have excellent vacations if they were spent surrounded by that beautiful and relaxing scenery...ReplyDelete
Hi Sue i think that you must have had the best vacation there..lucky you.ReplyDelete
Love your quote and your serene photo and this is a lovely theme for this week.
Thank you.
I will return.
- AnonymousApril 28, 2013 at 6:38 AM
H1 Sue...that is a spectacular photo and a wonderful quote! By any chance is that a golf course to the left?ReplyDelete
Unfortunately I won't be participating this week.....it's over 30 years since I've had what could be called a wvacation or even weekend getaway!
Great theme, Sue, but I cannot remember when last I had a vacation.ReplyDelete
I am taking a mini -break this week, with my bestest friendly, just a couple of days of girlie road trip.
Maybe will have some shots when back. *smile*
Was in Maui in 1999 on a business trip, you know it takes 36 hours of travelling from Johannesburg? Never again! Our beaches are just as nice and warm and sunny and much closer to home and cheaper.
I was surprised at the poverty and unfriendliness of the natives, though. Has it changed????
A Winter Home in Hawaii? - that would suit me, as well as Summer and the rest. Great photo.ReplyDelete
Here is mine. The photo was taken by my husband, but I had to prove I was there. We went on hiking holidays for many years when the boys were still at school. I do not think I could do it today.
Lovely paradisiacal beach. Beautiful quote.ReplyDelete
My entry
It must be so nice having vacation at that beach! :)ReplyDelete
My: Winter Vacation
I need sea & sun: holidays!!!ReplyDelete
Images & Words - 208 - Summer and Winter vacations
Is anyone else finding blogger very slow? If not responding at all?ReplyDelete
I comment and my little timers just spins I never know if it took my comment or not?
I head they are changing over to different format.Replies
It took your comments. SusanDelete
No matter what, please stay with us on blogger. :)
I will always stay on blogger Sophie.. But I will alsoDelete
be on muzenews too because I can stay in contact with friends better.
I always post in both places..so my friends here can share with me.
Susan, I have had the same problem in the past.Delete
- AnonymousApril 28, 2013 at 3:38 PM
True...I don't take vacations...but there are plenty of day trips I can share!ReplyDelete
Here's one:
I couldn't reply or don't know how, I wold love to live in a place like thatDelete
Hi Sue a fantastic theme and a wonderful shot to get us started here is mine this week;)ReplyDelete
Images and Words
Susan, I found a Summer vacation photo for this theme.ReplyDelete
Here is: I&W Vacation
Love your image, Sue, I inhale the beauty of it. Very soothing..ReplyDelete
This is my Summer in Stockholm
Beautiful photo Sue and like this theme. Hope I have time to visit each. Here's mine:ReplyDelete
Here on Blog Spot
On Muzenews

subset: commoncrawl


text:
NHL 18 is planned for release next month, bringing a series of new and exciting features that will hopefully have fans jumping for joy. It should be noted that the Open Beta is going on right now, gamers can get into the game in a ton of new ways. Thanks to EA Sports' NHL Franchise, the game includes new modes and fantastic visuals.
On Xbox One and PlayStation 4, we will enjoying the game on September 15th. For NHL 18's new features, it's worth mentioning that is the new Threes mode, the feature will make players in a three-on-three situation where you set the rules. Additionally, in NHL 18, players will have an opportunity to take control of the expansion Vegas Golden Knights, or even add a 32nd NHL team in a city of their choice.
Even if the game has its own unique campaign, best of all, it can be considered as an arcade experience, it can be changed easily and instantly on various games aspects. Recently, EA Sports has released a minute long trailer, it deeply showcasing that the game has great potential, especially for its new modes. This following is NHL Threes official gameplay trailer.
NHL 18 | NHL Threes Official Gameplay Trailer | Xbox One, PS4
More videos and guides, tips or comment, check out more videos to find more about NHL 18.
Resource From: https://www.u4gm.com/news/NHL-18/NHL-18-New-Modes-And-Fantastic-Visuals-NHL-Threes-Trailer-32534


text:
Oyster season may be done for now, but the debate rages on in Maryland over the future management of the Chesapeake Bay's iconic shellfish.
Watermen and seafood industry representatives packed a legislative hearing room in Annapolis on Tuesday seeking to head off legislation that would require a study to determine sustainable harvest rates for oysters. Accusations of political chicanery, bias and deception flew during a four-hour hearing before the House Environment and Transportation Committee, leaving some lawmakers baffled.
Supporters of the legislation, which has already passed the Senate, told the committee that the study would fill a critical information gap in the management of one of the Bay's keystone species. In addition to being the state's second largest fishery, the bivalves provide vital habitat for other fish and help mitigate nutrient pollution fouling the Chesapeake by filtering its water.
"Part of the reason our Bay is in the shape it is right now is there is not enough of them," said Sen. Roger Manno, a Montgomery County Democrat who sponsored the Senate bill. Lead sponsor of the House bill is Del. Barbara Frush, a Democrat who represents Prince George's and Anne Arundel counties.
Watermen and their supporters, though, told the committee that such a study isn't needed. The recent rebound in annual harvests — from a record low of 26,000 bushels more than a decade ago to around 400,000 bushels the past few years — is evidence enough, they insisted, that the Bay's oyster population is thriving.
Opponents accused environmentalists and recreational anglers who support the study of wanting to use it as a pretext to impose new restrictions on oyster harvests. And they alleged that the University of Maryland Center for Environmental Science, which under the legislation would be tasked to do the research, is in league with those who want to curtail the public fishery.
"We truly believe this is a poison pill that could change the oyster industry forever," said Bill Kilinski, a Charles County waterman. He was joined by dozens of others from as far away as Smith Island and St. Mary's County, with more than 100 people standing in the aisles of the hearing room after all 85 seats had been filled by proponents and opponents of the legislation. A second room was set up so the overflow could watch the proceedings via livestream video.
Robert T. Brown Sr., president of the Maryland Watermen's Association, warned that "this study … may open doors we don't want to see opened," such as an overall harvest quota or individual catch shares.
Once so abundant that watermen routinely harvested millions of bushels a year, the Bay's oysters have been badly depleted since the late 1800s by historical overharvesting, habitat loss and disease. For the past decade or so, scientists have estimated the population is hovering around 1 percent or even less of its historic levels.
The fishery is heavily regulated, with daily catch limits, gear and time-of-day restrictions and a six-month season that ends March 31. But the Department of Natural Resources has never developed a scientifically based estimate of how many oysters there are and how many are lost each year to all causes, which study supporters say is needed to ensure that harvests aren't threatening the bivalves' continued survival.
Doug Myers, senior scientist for the Chesapeake Bay Foundation, cautioned that the recent increase in harvests doesn't mean oysters are out of the woods.
"We simply do not know what percent of the population we are harvesting each year," he told lawmakers.
But rural lawmakers on the panel joined watermen in challenging the need for the study and the motives of those backing it.
Del. Anthony O'Donnell, a Republican representing Calvert and St. Mary's counties, held up a copy of the state's oyster management plan and said state law already directs the DNR to conduct the stock assessment called for in the legislation.
"The study exists. It's already on the books," he said. The oyster management plan, which covers both Maryland and Virginia, was originally adopted in 1989 by the federal-state Chesapeake Bay Program, and has been revised twice since then, most recently in 2004.
The DNR samples oyster reefs every fall to assess rates of reproduction and disease impacts, and from those data calculates a "biomass index" that officials say tracks "relative abundance" of the shellfish.
But Dave Blazer, the DNR fisheries director, acknowledged in a brief interview outside the hearing that the state lacks an estimate of its oyster population. Nor does the state plan set any threshold or target for a safe level of commercial harvest in the public fishery, he said.
State law requires the DNR to develop fishery management plans for all commercially important species, including oysters. The law specifies that those plans are to include "the best available estimates of sustainable harvest rates," as well as "indicators that would trigger any tightening or loosening of harvest restrictions."
The state's oyster plan lacks that required information, said David Sikorski, government relations chairman for the Coastal Conservation Association of Maryland. Without it, he contended there's a risk the harvest could exceed safe levels and lead to another steep decline.
O'Donnell countered that Sikorski's group and other advocates are pushing for the study in retribution for watermen getting the Hogan administration to halt federally funded oyster reef construction in the Tred Avon River on the Eastern Shore. Sikorski emailed after the hearing saying his group's support "is in no way in retaliation of anything done by this administration."
The Tred Avon near St. Michael's is the third Choptank River tributary targeted by state and federal governments for a large-scale effort to restore the Bay's lost oyster reef habitat. It's also part of an expansive network of oyster sanctuaries created by the state six years ago, which watermen bitterly opposed. The DNR is now reviewing those sanctuaries, and watermen hope to reopen at least some to harvest after that study is completed this summer. The Tred Avon work, being undertaken by the U.S. Army Corps of Engineers, is on hold pending that review.
O'Donnell and several others also questioned the fairness of UM's environmental science center. The Southern Maryland delegate contended that he'd heard Donald Boesch, the center's president, speak in favor of imposing a moratorium on wild oyster harvests several years ago, when both men were participating on the Oyster Advisory Commission set up by former Gov. Martin O'Malley. And one waterman pointed out that Boesch served on the Bay Foundation's board of trustees.
Boesch was not present at the hearing, but denied in an email later that he had ever advocated a harvest moratorium. He also noted that he is no longer an active member of the foundation's board.
Boesch's center has taken no position on the legislation. In the email, he said. "I fully trust that, if so required, our scientific experts would do this in an objective and unbiased manner, as they have done with other fishery species."
He stressed that "it would be strictly a scientific appraisal, based on actual data on oyster populations and their growth, reproduction, and mortality rates, not on anyone's preferences — strictly a by-the-numbers assessment." How that information might be used in setting harvest regulations is best left to the DNR, he added, which could weigh not only the science but other factors, including impacts on watermen and the seafood industry.
While maintaining that no study is needed, opponents of the legislation said they might be able to live with it if the research was done by the DNR, instead of UMCES.
That prompted Del. Stephen Lafferty, a Baltimore County Democrat, to marvel at the faith watermen now have in the DNR, when they have long complained about the department's catch restrictions, fishing regulations and tough enforcement.
"We have a repaired relationship with the department now," explained Jim Mullin, executive director of the Maryland Oystermen Association. Watermen had felt ignored by the O'Malley administration, he explained, but now, "There's an open-door policy and we have a seat at the table. That is rather refreshing, and (in) my honest opinion, I think some people don't like that anymore."
Another waterman pointed out that their longstanding distrust of the DNR eased after the Hogan administration last year replaced the DNR fisheries director and its shellfish program director. During his 2014 election campaign, Hogan had pledged to end what he called the O'Malley administration's "war on watermen."
Allison Cordell, legislative director for the DNR, said the administration opposes the study legislation.
"We are not opposed to good science and new data," she said, "but this study creates a practical bar to good management conditions."
Cordell then suggested that if lawmakers wanted to go ahead anyway, "we are not opposed to taking the lead in the study." A number of watermen indicated they would be fine with that, because they expected the DNR would include them in the planning and execution.
But Manno, the Senate bill sponsor, said he couldn't go along with that. The DNR has demonstrated its own bias, he said, by opposing the study legislation even after he amended it to remove a provision objectionable to fisheries managers. He questioned why the DNR was again "mysteriously opposed" after its top official withdrew opposition to the Senate bill once it had been revised.
As introduced, the legislation would have barred the DNR from doing anything to increase wild oyster harvests until the study is finished in fall 2017 — language to which administration officials specifically objected. Manno agreed to strip the provision, and he said that DNR Secretary Mark Belton subsequently told him in person and again over the phone that the department had withdrawn its opposition. The measure passed that chamber on a 36 – 10 vote.
"There are a lot of politics going on here," Manno said.
With all the back-and-forth, a few lawmakers expressed confusion, either seriously or in jest.
"The water seems incredibly muddy to me," Del. Andrew Cassilly, a Republican who represents Cecil and Harford counties, said at one point.
As a procession of witnesses spoke for and against the legislation, two got extra attention from lawmakers. One was Elle O'Brien, an educator with the Midshore Riverkeeper Conservancy. She sparred with rural lawmakers over her support for the study and over what she tells schoolchildren about oysters. The other was Christian Sicilia, the 9-year-old grandson of Talbot County waterman Bunky Chance.
"When I grow up I want to be a waterman just like my grandpa," the boy said as he sat on Chance's lap. "If this bill passes, I can't do that. Please, please don't pass this bill."
"Okay, we can end this public hearing right now," quipped Del. Kumar Barve, a Montgomery County Democrat and chairman of the committee.
The hearing went on for another half hour, though. Afterward, Barve said a subcommittee would weigh the testimony and recommend to the full committee what to do with the bills. The legislative session is set to end at midnight Monday.


text:
lachlan heath wants to
This petition will help the issues we have with pouching of species and deforestation leading to land lost and taking away the animal's home that courses species going extinction.
By having money to build and transport animals to shelters to give them the chance to pair up the species to make more of the animal.
• Rhinos once roamed many places throughout Eurasia and Africa and were known to early Europeans who depicted them in cave paintings.…Read More
• Hammerheads have suffered some of the most severe reported population declines of any species of sharks. • They are declining in…Read More
• The largest of all the Asian big cats, tigers rely primarily on sight and sound rather than smell. • They typically hunt alone and stalk…Read More


text:
This site is entirely user-supported. See how you can help.
Latitude: 51.4603 / 51°27'37"N
Longitude: -2.196 / 2°11'45"W
OS Eastings: 386481
OS Northings: 173498
OS Grid: ST864734
Mapcode National: GBR 1R2.HLN
Mapcode Global: VH969.WKFD
Entry Name: Gable Cottage
Listing Date: 9 December 1985
Grade: II
Source: Historic England
Source ID: 1022840
English Heritage Legacy ID: 317148
Location: Biddestone, Wiltshire, SN14
County: Wiltshire
Civil Parish: Biddestone
Built-Up Area: Biddestone
Traditional County: Wiltshire
Lieutenancy Area (Ceremonial County): Wiltshire
Church of England Parish: By Brook
Church of England Diocese: Bristol
(south side)
9/58 Gable Cottage
Cottage,dated 1723, altered early/mid C20, rubble stone with stone
tiled roof, ridge and north end wall stacks. One storey and attic,
2 room plan. Original ground floor with bead-moulded windows, one
2-light, one 3-light under continuous dripcourse, central doorcase
dated 1723 with hood on brackets. Upper floor originally of two 2-
light windows under thatch roof, replaced by asymmetrical group of
three C20 dormer gables with 2-light, single light and 2-light
windows. Leaded light casements. The village Reading Room from
later C19. Listed for group value.
Listing NGR: ST8648173498
This text is from the original listing, and may not necessarily reflect the current setting of the building.
Other nearby listed buildings


text:
|Jacob van Hulsdonck (1582 - 1647)
|Search: Google Yahoo MSN Amazon
|Artists who influenced Jacob van Hulsdonck
|Jan, or Jacob van Hulsdonck, was a Flemish Baroque still life painter. According to the RKD he was a fruit and flower still life painter influenced by Osias Beert and Hieronymous Francken II. He joined the Antwerp Guild of St. Luke in 1608 and became the father of the painter Gillis van Hulsdonck. more (Google)
|Artists who were influenced by Jacob van Hulsdonck
Frans Francken II
Still Life with Lemons, Oranges and Pomegranate
(Getty Museum)
Table Still Life
Pieter Binoit
Ambrosius Bosschaert I
Still Life with Fruit and Flowers
(Fine Arts Museums of San Francisco)
Fruit and Flowers on Ledge
Isaac Soreau
Osias Beert
Flowes in Glass Roemer
Basket of Fruit
(Bowes Museum)
Louise Moillon
Still Life with Fruit
Carnations in Glass Vase
Frans Ykens


text:
Low Carb Fettuccine Noodles
Just The Important Stuff
Show Me Everything
Great Low Carb Fettuccine Pasta 7 Net Carbs
Out of the low carb fettuccine noodles on the market (and there don't seem to be many) at 7 net carbs per serving, these are the lowest carb option for fettuccine noodles that I've found so far. The taste and consistency are pretty good too. I think the ThinSlim Foods fettuccine overall has a better taste and since it only has 1 more net carb than this brand does, ThinSlim Foods is my preferred brand. But these noodles are good and I would definitely purchase them if the other brand was out of stock.
The consistency of these noodles is more al dente than traditional pasta...but I'm actually a fan of that. Unlike the ThinSlim Foods fettuccine that doesn't take more than 5 minutes to cook, these noodles take around the same amount of time to prepare as traditional pasta (12 - 14 minutes or so).
Shop Now
ThinSlim Foods Impastable Low Carb Pasta 8 Net Carbs
I love pasta dishes, specifically mac and cheese, butter noodles and just about any type of fettuccine Alfredo dish (fettuccine is my favorite type of pasta in general). But due to the amount of carbs in one serving of pasta (and I've never been one to eat only a single serving of pasta) I tend to eat traditional pasta very sparingly.
For a long time the only low carb "pasta" options that I could find were the shitaki based "miracle noodles." My husband is a fan of them, I on the other hand am not...not even a little bit. So when I found these low carb fettuccine noodles and they were not shitaki based, I was thrilled!
ThinSlim Foods gives a taste guarantee stating that it has these noodles have the real pasta taste...and they're right. Taste wise these are the best low carb fettuccine noodles and the texture wise they are pretty close too. The consistency of the noodles are slightly thinner than regular pasta so you just need to be mindful of that when you cook them. Simply cook them for 3-5 minutes to achieve the optimal consistency and you're good to go. And at only 8 net carbs per serving, if you are a fettuccine lover like I am, I definitely recommend trying these out.
Shop Now
Al Dente Carba-Nada Reduced Carb Egg Fettuccine 17 Net Carbs
At 17 net carbs per serving, I would call Al Dente Carba-Nada's fettuccine a reduced carb pasta option more than low carb option. So from a carb standpoint it's definitely not the best low carb fettuccine noodle option, but it's really delicious (it takes like actual pasta), has a real pasta-like consistency and in the grand scheme of things is considerably lower than traditional pasta (take a look in the carbs in the Barilla pasta below).
This brand is also different from the other low carb pasta brands in one very distinct way. It's fettuccine is available in five different flavors! The fettuccine is available in the following flavors: egg, basil, lemon pepper, egg pappardelle and roasted garlic. All of the flavors are 17 net carbs per serving. They can all be cooked within 3 - 3 1/2 minutes as well, making it a very quick and easy meal to prepare on those busy weeknights.
Shop Now
Not much to say about this traditional pasta, other than it's tasty and (no surprise here) is loaded with carbs, lots and lots of starch filled carbs. You could literally eat 5 servings of ThinSlim Food's low carb fettuccine noodles and it still come out to less carbs than 1 serving of this Barilla's gluten free pasta. So if you're a pasta lover like me and are carb conscious too, do yourself a favor and don't deprive yourself of your favorite fettuccine dishes but rather enjoy a tasty, low carb alternative.
Shop Now
Discover more low carb product comparisons: Dinner, Italian, Lunch
Share the with this Low Carb Fettuccine Noodles photo
Tag your post with #outsmartcarbs and add this URL:


text:
|Message view
|« Date » · « Thread »
|« Date » · « Thread »
|"Stanislaw Osinski (JIRA)" <j...@apache.org>
|[jira] Commented: (SOLR-1804) Upgrade Carrot2 to 3.2.0
|Wed, 21 Jul 2010 19:36:52 GMT
[ https://issues.apache.org/jira/browse/SOLR-1804?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=12890848#action_12890848 ] Stanislaw Osinski commented on SOLR-1804: ----------------------------------------- {quote} Essentially, the dependency on the smart chinese is optional in a sense that the lack of it will degrade the quality of clustering in Chinese, but will not break it. Let me see if I can make it optionally loadable in LuceneLanguageModelFactory too. {quote} I think we could handle this in a similar way as in Carrot2: attempt to load chinese tokenizer and fall back to the default one in case of class loading exceptions. The easiest implementation route would be to include smart chinese as a dependency during compilation of the clustering plugin with an understanding that the library may or may not be available during runtime. Is that possible with the current Solr compilation scripts? > Upgrade Carrot2 to 3.2.0 > ------------------------ > > Key: SOLR-1804 > URL: https://issues.apache.org/jira/browse/SOLR-1804 > Project: Solr > Issue Type: Improvement > Components: contrib - Clustering > Reporter: Grant Ingersoll > Assignee: Grant Ingersoll > Attachments: SOLR-1804-carrot2-3.4.0-dev-libs.zip, SOLR-1804-carrot2-3.4.0-dev.patch > > > http://project.carrot2.org/release-3.2.0-notes.html > Carrot2 is now LGPL free, which means we should be able to bundle the binary! -- This message is automatically generated by JIRA. - You can reply to this email to add a comment to the issue online. --------------------------------------------------------------------- To unsubscribe, e-mail: firstname.lastname@example.com For additional commands, e-mail: email@example.com
|View raw message


text:
AutoSocks For Tires Around the Size 265
If you hate trying to remember how to put chains or cables on your 265 sized tires year after year then you should consider getting an Auto Sock. Installation with one of these devices is quick and easy. All you have to do is slip the device over your wheels and you are good to go. Obviously, you will have to adjust the position of your vehicle so that you can completely cover your tires with the product. however, that is all you have to do to get the Auto Sock installed. There is no swinging the product around the back of your tire which can be difficult if there is a build of up snow and ice behind your tires. There are no links to put together so that the item is securely fashioned to your tire. You do not have to drive around for half a mile to see if the item is going to come off. If you need a traction device for your vehicle then you should consider one of these items because they can help you get the traction you need very quickly.
How do you find the right Auto Sock for your tire? You actually have stumbled on the page where you need to be already. All you have to do is find your tire on this page and click it. The system will take you to appropriate Auto Socks. If you reached this page looking for a tire that is not on this page then you should try the beginning of the Auto Sock sizing system by clicking here. There are plenty of Auto Sock sizes and they fit a large variety of tires. You could be a mere few moments away from getting the right Auto Sock for your vehicle.
Are there considerations you need to keep in account when using an Auto Sock for a tire around the 265 size? Yes, like any other piece of equipment. You need to have certain things in mind or it will not work as well for you. For example, if you leave the Auto Sock on overnight and the temperatures reach levels which make the Auto Sock freeze onto your tire then you might have a problem. You will not only be dealing with the slickness of the road but the slickness inherent from the ice on the Auto Sock and, therefore, your tire. You have to bring in your Auto Sock to dry so that it can do its job effectively for you.
The other consideration is the most obvious one when it comes to any traction device. You need to maintain speeds at which it is safe for you to drive, does not damage the road, and does not damage the traction device. There are mixes of the situations where all of these things can happen and might be avoidable if a person understands what they need to do avoid it. All you need to do is to go the recommended speeds and you will be just fine. For example, Auto Socks recommend that you go around 25-30 mph in a non-commercial vehicle. If you are in a commercial vehicle then the recommended speed is 20 mph. Of course, you should always look to see what the manufacturer says as things can change so you can be as safe as possible but the idea here is the same. Following the speed suggestions will make sure that you maintain the integrity of your traction device irrespective if you are using chains, cables, or Auto Socks.
Ready to get your own Auto Socks for your vehicle? Click here to return to the top and click your tire size. Need Auto Socks for a different tire size than 265? Click here and you can select through the system to the Auto Sock you need.


text:
Don't Buy a Smart TV: Buy a Roku Instead!
There are lots of things to consider when buying a new TV The Best OLED TV: LG, Sony, and Panasonic Compared OLED displays for TVs are all the rage these days. Three manufacturers lead the way: LG, Sony, and Panasonic. Let's take a look at the best OLED TVs from these companies. Read More . Theoretically, one of the most important decisions you'll have to make is which smart operating system you want to run. Some manufacturers have created their own OS, while others use Roku or Android TV.
However, I'm going to argue the case for you rejecting smart TVs Is a Smart TV Worth It in 2017? 6 Things to Check Before You Buy These days, almost every TV is "smart" in some capacity, but there are several important features to look out for! Here's why 2017 is the best year yet for purchasing a smart TV. Read More en masse in favor of a standalone device. Worrying about your TV's operating system (or any of its smart features) is a waste of time. Instead, you should base your decision solely on TV-specific specs such as resolution, size, picture quality, and so on. Essentially everything other than its smart functions.
To gain access to those smart capabilities, it's more sensible to buy an external streaming device like a Roku Express. Here are six reasons why.
Roku Express - HD Streaming Player Roku Express - HD Streaming Player Buy Now On Amazon $44.98
1. TVs Are Built to Last
Devious television manufacturers consistently make the same claim: set-top boxes are on the way out because your smart TV can handle all your streaming needs by itself.
Nothing could be further from the truth. The reason? Update cycles.
Roku devices have an average update cycle of 30 months. On the other end of the scale, a typical consumer's TV replacement cycle is about 10 years.
Whether you're running a proprietary smart operating system or you have a Roku-based TV, you can be confident it will receive updates for a few years. But what happens beyond that?
One of two things will probably occur. Either the manufacturer will stop pushing updates to your set in a bid to make you buy a new TV, or your TV's hardware will be unable to handle the increased requirements of newer smart operating systems and will slow to a crawl. The "smart" part of the TV will essentially become unusable.
At that point, you're left with a choice. Abandon your otherwise perfectly functioning TV and upgrade to a newer model, or go out and buy a Roku box (or another streaming device) and forget your TV ever had smart capabilities.
Roku Ultra - HD and 4K UHD Streaming Media Player with HDR, Enhanced Remote with Voice Search Roku Ultra - HD and 4K UHD Streaming Media Player with HDR, Enhanced Remote with Voice Search Buy Now On Amazon $73.99
2. TVs Are Expensive
Of course, the discrepancies in update cycles wouldn't matter if televisions weren't so expensive. If you could buy a new TV for the price of a Roku device, this entire argument would be moot.
But you can't. It's hard to find a large, high-quality smart TV What's the Cheapest Smart TV You Should Buy? The price of TVs varies wildly. You can literally be looking at thousands of dollars separating the cheapest models from the most expensive ones. Read More for less than $650. The premium Roku model, the Roku Ultra, is only $99. You can pick up a Roku Express for $25.
And, contrary to popular belief, it is still quite easy to find non-smart TVs. You just need to do a bit of digging. Manufacturers don't promote their non-smart TVs as heavily as their smart product lines. Why? Because they're a lot cheaper.
The difference between the price of a smart TV and its similarly specced non-smart cousin can be several hundred dollars. Which is more than enough money to buy a top of the line Roku or another standalone streaming device.
3. TVs Aren't Portable
One of the least discussed but most beneficial attributes of streaming dongles like the Roku Express, the Amazon Fire TV Stick, and the Chromecast Chromecast vs. Apple TV vs. Roku: Which Media Streamer Suits You? Media streaming devices are simply awesome. Those little boxes that connect to your TV can add a wealth of entertainment options to your living room. But which device is best for you? Read More is their portability. Even the slightly larger standalone set-top boxes can easily be thrown in a suitcase if you're going to be away from home for a long time.
Given we live in a world which is increasingly "on the move," portability is a plus. It means that whenever you check into a hotel or visit a friend, plug in your Roku Streaming Stick, and you can have all your content and streaming subscriptions on the screen in a matter of seconds.
Roku Streaming Stick (3600R) - HD Streaming Player with Quad-Core Processor Roku Streaming Stick (3600R) - HD Streaming Player with Quad-Core Processor Buy Now On Amazon $55.00
If you've plowed all your money into a smart TV instead, you'll be stuck watching rubbish local cable and endless Friends reruns. And as good as Friends is/was, there's only so many times you can watch Ross and Rachel get together, split up, get together, split up, and get together again before getting bored.
4. Smart TVs Boast Fewer Apps
This issue might not be so pronounced on smart TVs that run Roku or Android. However, on proprietary systems like WebOS (LG) and Tizen (Samsung), it's becoming a real problem.
In simple terms, there's nowhere near the same amount of app availability on proprietary systems as there is on Roku, Android TV, or Apple TV.
Sure, most TVs will offer Netflix and a couple of the other top-tier streaming providers, but beyond those headline apps, content can be very thin on the ground. For example, many apps that cordcutters rely on every day, such as HBO GO, Sling TV, Crunchyroll, and PlayStation Vue, are not available on Tizen.
In contrast, Roku offers around 4,500 apps in the official app store and several thousand more private Roku channels and apps 20 Private and Hidden Roku Channels You Should Install Right Now Here's how to add private channels to your Roku, alongside some of the best hidden Roku channels you can install right now. Read More that are accessible using unique codes. It's hard to find a popular app that's not available. The same applies to Android TV and Apple TV.
5. Smart TVs Are Underpowered
For some unknown reason, smart TVs are usually massively underpowered.
Take RAM as an example. Today, many mid-range smart TVs ship with 2GB of RAM at most. The top-of-the-range $1,000+ models might come with 4GB. Rewind by a couple of years, and 512MB was commonplace.
Performance is a feature. I loathe how slow my Samsung "Smart" TV boots and runs, I'm also severely annoyed by the Xbox One dashboard.
— Jb Evain (@jbevain) September 3, 2017
Contrast that figure with some of the leading set-top boxes. The recently-announced 4K Apple TV will ship with 3GB of RAM. The Android TV-based Nvidia Shield 7 Reasons the Nvidia Shield Is the Ultimate Device for Cord-Cutters The Nvidia Shield may just be the ultimate device for cord-cutters everywhere. Here are seven reasons why it beats the competition without much effort. Read More also comes with 3GB.
And what about storage? On smart TVs, less than 16GB is commonplace, and much of that is used by the OS itself. In contrast, Apple TV offers up to 64GB, and the Nvidia Shield's Pro model has 500GB.
NVIDIA SHIELD TV Pro Home Media Server NVIDIA SHIELD TV Pro Home Media Server Buy Now On Amazon
6. Your TV Is Listening In
Let's conclude with a word on privacy. If you follow the tech news, you'll already be well aware of the Samsung's PR disaster in 2015 when it emerged that the company's smart TVs were listening to your background conversations.
But the potential problems run much deeper than that.
For instance, Vizio's current smart TVs have a setting called Smart Interactivity enabled by default. It sounds innocent enough to ensure uninformed users never question whether it should be turned off.
However, in practice, the setting allows Vizio to track everything you watch, connect that information to your IP address, and then serve you ads on your other devices based on the data. It's a savage breach of unsuspecting users' privacy.
Samsung and LG have a similar setting, though it's disabled by default. How much longer that remains the case is anyone's guess.
Roku isn't perfect. The company still shows you ads. But the ads are restricted to your Roku device, and if you disable Ad Tracking (Settings > System > Privacy > Limit Ad Tracking), Roku will not track any other metrics.
Be Smart and Stay Dumb
We've highlighted six key reasons why a dumb TV is the smart choice 4 Reasons Why You Shouldn't Buy a Smart TV What is a smart TV and should you buy one? Here's a detailed look at the biggest drawbacks of modern smart TVs. Read More for most people. You can save money, improve your privacy, enjoy better specs, and enjoy a wider variety of content.
This is the bottom line: buying a cheap Roku device every couple of years can keep your television up-to-date with the latest smart technology without needing to splash out on a whole new TV set.
Still not convinced? Check out our Roku overview Here's What Roku TV Is and How It Works What is Roku? A digital media streaming device, similar to Amazon Fire TV or Apple TV. Here's why you should choose Roku. Read More to learn more about the platform.
Explore more about: Android TV, Apple TV, Chromecast, Media Streaming, Roku, Smart TV, Television.


text:
And, speaking of fashion,.... how in the world did these ladies survive walking through the Met in these shoes? Gasp! Fashionable women EVERYWHERE! (Of course.)
I got good and "lost" in Central Park (on purpose, of course).
There were musicians, break dancers, models being photographed - people, people, people!
Joke, anyone?
(I just looked at him and cracked up! Then, he cracked up! Then, he let me take his picture! =D)
My favorite group of musicians (a blend of classical, eastern European flavored pop.) They were good!
Shopping in the Upper West Side.
Zabar's of You've Got Mail fame.
It all ended (to make a long story short - heh) with a gorgeous trip to the NYC Botanical Gardens to meet a Blogging friend and photography mentor - Mary - from Little Red House and In a Soft Light. Mary is just as gracious and down to earth as she is in her Blog. She's one of those people that you just immediately like! I don't know, I just must be the most fortunate girl in the world!
and, the gardens? They are truly a gem!


text:
With any AI-Fi light purchased used, it will need to be reset prior to being added to your myAI profile. An AI-FI device refers to any Prime/Prime HD, Hydra 26HD or Hydra 52HD with a serial number beginning with D897. To do this, follow the steps below:
- Hold the reset button on your light until the LED indicator begins flashing red (Release once flashing red & allow up to 2 minutes for reset to complete)
- Repeat step 1 for each light purchased used
- Now that all lights have been reset, you will want to open your device's WIFI setting and connect to a single AI-Fi network.
- Open the myAI app and select the '+" button then "Add AI-Fi Device"
- Follow the steps on screen
**If you encounter any errors stating "AI-Fi device being registered to a different account", please email the serial number from that unit(s) to firstname.lastname@example.com and request they be removed.**


text:
The story of Rahab can leave some of us scratching our heads with a few questions waiting to be over-analyzed. If Jericho was being judged for their sin, why was Rahab honored when she lied? Does this mean God is not an impartial judge? Would she have been exhibiting more faith if she didn't lie, but trusted God to protect? Was she even aware of our accountable to God's Law? The questions go on and on. I think these questions are best answered by addressing two foundational questions: Did she actually break God's moral law, and what exactly was God honoring?
The ninth commandment says, "You shall not bear false witness against your neighbor" (Exodus 20:16), and we usually simplify it to "Don't lie". The idea of lying usually connotes an attempt to cover the truth in order to avoid punishment, (or at least that was my perspective as a child). But the ninth commandment covers a much broader scope of action. The Heidelberg Careerism gives a good description. It says:
"never give false testimony against anyone, twist no one's words, not gossip or slander, nor join in condemning anyone rashly or without a hearing. Rather, in court and everywhere else…avoid lying and deceit of every kind…I should love the truth, speak it candidly, and openly acknowledge it. And I should do what I can to guard and advance my neighbor's good name."
Stated like that, many of us might recognize how much more often we are in violation of this command. However, the issue is: Did Rahab break this commandment? Frankly, I don't see how you can avoid admitting that she was not representing the truth with her words.
So, if she did indeed lie, that leads us to the second question. For what was she being honored?
In the book of Hebrews, Rahab is honored specifically for her faith (Hebrews 11:31). But, what exactly is the essence of the faith God honors? Is there room for doubt? How is it measured?
At creation, we related to God in faith. We were created in the image of a perfect and good God. However, we were not created full of all knowledge and wisdom, but rather with capacity to grow in both. Since He was our source of wisdom and knowledge, we knew and could replicate His goodness and purity. In other words, we imaged our Source. But what if that source was replaced with another? Cold is the absence of heat. Darkness is the absence of Light. If He is the fullness of good, the absence of His wisdom and goodness is the presence evil. We have chosen new sources of "truth" that are a distortion of His pure truth, and have sunk into a type of darkness. Evil slithered in and clouded our perspective and interpretation of the world.
This means it is not necessarily the strength of our faith that makes it good or bad, but rather the object in which faith is placed. Therefore, faith in a false source is the seed of all sin.
Adam and Eve sought, through the eating of the fruit, a new source of "wisdom" to control their own destiny. Because God has been rejected, our new sources of wisdom enslave us, distort our perspective, corrode and deplete the world. They have provided false interpretations of the world, ourselves, and God, and we have placed faith in them. These lies have come in all shapes and sizes: "You are worthless and unwanted", "Money will bring you security and happiness", God's laws are oppressive and outdated".
Look at our relationship with food, for example. It is meant to be enjoyable and satisfying, but when God's truth is absent our view and enjoyment of food is distorted. We use it to fill a void or comfort a deep ache, for example. We may binge for for pleasure or deplete ourselves in order to obtain a certain body image. We crave it, then we loathe how it enslaves us. Likewise, pornography, in recent years with the help of sitcoms and media, has been labeled "normal" and "understandable" behavior that meets a basic human need. As it has been slowly accepted and normalized, it has subtly distorted our view of one another. Someone is reduced to a means to an end, and object for our private pleasure and use.
Sometimes we have been deceived, and other times we have defiantly rejected God's truth. Either way, both the religious and the irreligious have continued to distort and re-interpret His words. Christ's anger flared toward the religious Pharisees, who distorted The Law into a stepladder type of to-do list to "purchase" approval of God and mankind though your efforts in place of His work of grace—merely a stale means of self-justification or a sense of moral superiority. Christ also called the irreligious away from their false interpretations of the world and their empty search for meaning, acceptance, worth, and satisfaction apart from Him. For both the religious and irreligious, He carved the path and did all that was necessary. He simply says, "Turn from the Lie. Stop striving. Return to Me."
As the distortion grows, mankind's evil increases. As it did for Jericho, Judgement will come. Jericho was being judged for their sin. Rahab did not perish with them because the placement of her faith had changed. She told the spies she had heard that their Lord "is God in the heavens above and on the earth beneath". (Joshua 2:11) She had heard of His power over the gods of Egypt and the other lands through which the Israelites had passed. No more false sources of salvation. Her trust was no longer in her former gods or even the strength of the warriors in her city.
We could split hairs and wonder until it drives us mad whether or not she knew the Law, or whether she could have avoided lying and therefore exhibited even more trust in God's protection. But it is simply not the point. God saw through the faith-in-self piety of the Pharisees, and He saw the faith that motivated Rahab to hide the spies. The Lord was the source of salvation, and He gave her hope a place to anchor. She was saved, and her family through her faith in Him.
Written by Michal Rudolph, freelance writer and TSI contributor.


text:
Wingfield Digby blog
Events and Office Internship
Events and Office Management Internship at Wingfield Digby
An exciting opportunity to join a dynamic young company and gain hands-on experience in building a luxury British retail brand.
Wingfield Digby is a luxury, British brand inspired by country sports and the great British countryside. We are renowned for handcrafting real game bird feathers (including pheasant, partridge, guinea fowl, duck, goose and even peacock) into our homeware and menswear designs. We have over 30 stockists across the UK and exhibit at leading equestrian and Christmas events throughout the year.
We are looking for organised and reliable Events and/or Office Management Interns to join the team at Wingfield Digby HQ in South West London from September 2019 until Christmas.
The successful candidates will assist in a cross section of roles, so it is a brilliant opportunity for someone looking to gain real hands on experience in a growing retail company. They will quickly take on a great deal of responsibility and a variety of different roles, so must be a quick learner, a hard worker and extremely responsible.
Candidate requirements:
- Able to demonstrate responsibility and initiative
- Articulate and well presented
- Have a positive, can-do attitude
- A reliable brand ambassador
- Willing to get stuck in
- Able to work some weekends over big shows with days off in lieu
The interns will take a hands-on approach within the office and events.
For events, it will include pre-event organisation, stand decorations, greeting customers and sales.
Within the office, you'll be assisting with stock management, order fulfilment, day to day customer liaison, and general ad hoc help supporting the team.
The roles will typically start in September and the initial contract will last until Christmas, paid £1,250 per month. For exceptional candidates who prove themselves during this time, there is the potential to become a full-time employee.
Candidates: Please send a CV to firstname.lastname@example.com with a brief covering letter outlining why you would like to work for Wingfield Digby specifically, any relevant experience/interests plus brief indication of the business areas you are most keen to be involved with.


text:
Hi. Yes I struggle with husband and occassional bad temper. Things can get fraught - but i dig deep for patience. Not easy.
Hi. Yes I struggle with husband and occassional bad temper. Things can get fraught - but i dig deep for patience. Not easy.
Hi CarerD;
Long time no hear from you, D.
If it's occasional, then there's probably nothing damaged by Mnd in his brain. I can be a bit aggressive, mainly through frustration but I have learnt and control it better as time goes by.
Has he tried Antidepressants?
Hope things improve and try to stay calm.
Love Terry
Hi Carer D,
Things can sometimes get more difficult between partners, following a diagnosis of MND. As Terry has already said, feelings of anger/aggression can be due to frustration - possibly, about no longer being able to do the things that we used to do, and because we can't Iive life exactly the way we want to.
There is so much to come to terms with. I have found counselling very helpful, and this may be something you are both able to consider trying, if you haven't done so already. Many local hospices offer a counselling service.
I find that the more support I get from people, the easier it is to come to terms with things. There is a wealth of support available from the MNDA, at local hospices, at local MNDA group meetings and, of course, from the wonderful folk on this forum. Having the occasional 'rant' on this forum can be very therapeutic - I find everyone here is extremely supportive and understanding!
Best wishes to you and your husband,
Kayleigh xx
Last edited by Kayleigh; 13th January 2019 at 21:16.
Hi Boiler,
Just wanted to get in touch and ask how things are going for you and your family.
I remember that Mr Boiler wasn't well recently due to severe back pains. Hopefully, his GP was helpful in finding a solution for this - and I hope Mr Boiler is feeling much better now.
I hope that you and your daughters are well.
Love to you all,
Kayleigh xx
Last edited by Kayleigh; 13th January 2019 at 19:07.
If I swore at my wife she would cut off my testicles with a rusty spoon and feed them to the dogs
Quite right too, Jonboy! (there is a no-swearing rule in my house, as well) - but your poor dogs, having to eat 'them' for dinner!
Anyway, I am sure that you would never swear and that you are always the perfect gentleman - just like the Jon-boy in The Waltons!
How are things going at the Hospice today? - hopefully you are being looked after very well.
Kayleigh x
Last edited by Kayleigh; 14th January 2019 at 15:49.
Hi Boiler,
How are you? I hope you and your family are ok, and that Mr Boiler's back pain has cleared up.
Best wishes,
Kayleigh x
Last edited by Kayleigh; 20th January 2019 at 23:12.
hello my mam did it in a sort of polite way then she couldnt speak but it was embarassing in front of the carers most of my mothers siblings and some family could be cruel ,I take citalopram its a very mild ssri my friend takes medicine for anxiety and she says change it every couple of years as it becomes less effective
Boiler, I just wanted to say thank you so much for your honesty in sharing this. My dad has MND and my mum was his carer for just a month (prior to and following that month he was under section and in a mental hospital), before diagnosis but when he had some symptoms, but when I spent time with her last Christmas, after that month had passed, she said a lot about how she didn't want to live with him any more and could never forgive him for the impact his behaviour had had on the family. At the time I was horrified and couldn't understand how she could be feeling like that, but posts like this bring home to me how much stress she must have been under (coupled with a fantastically unhelpful team of social workers and carers) and it all makes a bit more sense. I am in awe of your strength.


text:
An Ontario PC Government will immediately begin work to bring back the Slots at Racetracks ProgramPublished on June 01, 2018
For Immediate Release
June 1, 2018
An Ontario PC Government will immediately begin work to bring back the Slots at Racetracks Program
Much-needed support for Hiawatha Horse Park
Today, Bob Bailey announced that an Ontario PC government will immediately begin work to bring back the Slots-at-Racetracks Program (SARP), benefitting the Hiawatha Horse Park.
"Without warning, Kathleen Wynne and the Liberals killed the Slots-at-Racetrack Program,
destroying the horse racing industry. Andrea Horwath and the NDP sat on their hands and allowed this to happen," said Bob Bailey. "An Ontario PC government is going to work to bring this program back, and help horse racing in Sarnia-Lambton thrive and grow."
In 2012, the minority Liberal Government rammed their budget through the Legislature - which included slashing SARP. Rather than voting against the budget, and stopping the gutting of the horse racing industry, the NDP industry abstained and propped up the government.
"While the Ontario PCs stood up for the horse racing industry, and voted against this cut, Andrea Horwath and the NDP chose to prop up the Liberals. They could have stopped this," added Bob Bailey.
The government is currently under a civil lawsuit regarding their changes to the horse racing
industry. Court documents reveal the government anticipated the changes would lead to "23,000 job losses and 27,000 dead horses," and that part of the rationale behind the decision was to wedge the PCs and NDP in a by-election.
The Ontario PCs will launch a working group to consult with the horse racing community and gaming proponents to bring slots back to racetracks as quickly possible.
"Only the Ontario PCs are committed to bringing this important program back. The NDP are
waffling and refusing to commit."
- "We met with Mckinsey, hired by finance. They confirmed under their wildly optimistic best case scenario (ie no collapse of the industry), we are look at 13,000 job losses and 16,000 euthanized horses between sep 4 and dec 31. Collapse (which we think is what will actually happen) is 23,000 job losses and 27,000 dead horses. The lawsuits coming our way will add up to $500 million and you will be lucky to settle for $250 million." [sic] – John Wilkinson, former Liberal Cabinet Minister
- "The only thing that keeps me going is the thought that I might still be here when the entire Slots at Racetracks program is either slashed brutally, or purse pooling and yearly 'grants' based on yearly applications gets rid of the notion that horsemen have of slot money being 'their' money." – Policy Advisor, Gaming Policy Branch, Ministry of Finance


text:
Words containing andeil
Found 1 words containing andeil. Browse our Scrabble Word Finder, Words With Friends cheat dictionary, and WordHub word solver to find words that contain andeil. Or use our Unscramble word solver to find your best possible play!
- Scrabble
- Words With Friends
- WordHub
- Crossword


text:
Fulfill a dream. Book your Antarctica cruise by December 31, 2019, and save 5% of the published cruise only rates!
5% discount on all Classic Antarctica Cruise departures in 2019-2021
Discounted Cruise rate starting from: $6,360
Discounted Per person sharing double occupancy cabin.
Enjoy a once-in-a-life-time journey to Antarctica in a reduce price. Sign up to any of our 2019-2021 Classic Antarctica expedition cruises, and we will deduct 5% off the published cruise rate.
Valid only for new bookings, aboard the Ushuaia.
Deposit must be received no later than December 31, 2019.
For information regarding the expedition vessel, Ushuaia, please click on this link.
For information regarding trips with Quark Expeditions please click on this link.


text:
Tesco's basic fish fingers have MORE cod than Birds Eye and Young's – and they're half the price
Tesco Everyday Value fish fingers were found to have contain 64 per cent fish but ones from Birds Eye and Young's only had 58 per cent
YOU may be shocked to find that Tesco's value fish fingers contain MORE fish than those made by big name brands like Birds Eye and Young's - and they cost HALF the price.
We're not codding around! The Sun Online have dived into see how much fish is really in supermarket fish fingers and the results are TRULY surprising.
For people who don't know, fish fingers are made from whitefish, usually cod or pollock, and are coated in batter or breadcrumbs for added delicious crunch.
Food manufacturers are required to follow regulations set out by the Department of Food and Rural Affairs (DEFRA), but when it comes to the amount of fish in the breaded fish sticks, there is no minimum amount.
This is different to beef burgers that have to contain at least 62 per cent meat, and sausage rolls which have to have at least 42 per cent.
The only requirement is that the percentage of fish in the overall product has to be displayed on the packaging.
We looked at fish fingers sold in big supermarkets as well as Aldi, Lidl, Waitrose and Iceland.
One of the most startling revelations was that Tesco's Everyday Value Fish Fingers contain 64 per cent cod - which is 6 per cent more fish than what's in much-loved brands such as Birdseye and Young's.
And what's more, the fish sticks from Tesco cost a fraction of the price of the other two products. At 75p for 250g - that's £3 per kilogram.
We looked for the cheapest price for each brand, taking in to account offers that are currently running, and worked out the price per kilogram.
The cheapest price for a pack of ten Birds Eye cod fish fingers is currently £2 in Tesco, meaning you'll pay £7.15 per kilogram.
While a 16 pack of Young's cod fish fingers will set you back £2 in Tesco and Waitrose, but works out as £5 per kilo and almost double the price of the fish sticks from Tesco.
Of course Young's do offer a premium line of fish fingers, the Young's Gastro 8 Panko Breaded Chunky Cod Fish Fingers, which contains two per cent more fish than their value range at 60 per cent - but it's still lower than some budget rivals have.
At the top of the table is Asda's and Sainsbury's breaded cod fish fingers with 70 per cent fish - the highest of any supermarket.
Unlike most of the fish fingers available to buy in supermarkets, the ones from Asda are fresh not frozen and cost £2.20 for 360g.
The breaded fish fingers from Sainsbury's with the highest fish content will set you back £3 for 480g.
While Birds Eye 6 Cod Fish Fingers with Sea Salt & Cracked Black Pepper 360g were found to have the least amount of fish in them, with just over half of the fish stick to be made up from cod.
But what else is in our beloved fish fingers if it's not fish?
Some of the filling ingredients are potato starch, wheat flour, while others add paprika to create the distinctive orange breadcrumb colour as well as the flavour.
Seafood specialists Young's boast a turnover of £600 million, whilst Birds Eye are often credited as the creators of the fish finger since 1955.
MEATY TRUTH Why your sausage roll may only contain 42% meat – and the retailers who WON'T say how much is in theirs
A spokesperson from Birds Eye said: "As the inventors of the fish finger and with over 60 years' experience serving them to the nation, Birds Eye has continually developed and perfected its recipe based on years of extensive consumer feedback, which tells us that our fish fingers have the perfect balance of fish and breadcrumbs.
"This much loved product is enjoyed by 37 per cent of all UK households every year, and we are proud to be a mealtime favourite of the nation. Our fish fingers are MSC sustainably sourced, made with the best quality ingredients and never use artificial colours, flavours or preservatives."
A spokesperson for Young's said: "We're proud to make the only branded fish fingers made in Britain – lovingly coated, cooked and frozen by our team in Grimsby.
"Our fish fingers are made with great quality, responsibly-sourced cod. Our recipe is based on feedback we've had from consumers, who love the taste and quality of the fish we provide.
"With a 200-year heritage, we've been providing this great British favourite to the nation for many years."
A spokesperson from Asda said that none of their fish fingers contain anything other than fish and breadcrumbs, while Waitrose say that their's are "100% hook and line caught".
Sainsbury's say that they're "committed to providing our customers with great quality, value and choice".
Frozen food specialists Iceland take pride that their fish fingers contain more fish than Birds Eye's.
The Sun Online has approached all of the supermarkets featured in our investigation for a comment.
Most read in money
We pay for your stories! Do you have a story for The Sun Online Money team? Email us at firstname.lastname@example.com or call 0207 78 24516