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The Week in Mac Apps: Give your dock a different look with Ring Menu
In this week's roundup of new Mac software, you'll find several apps designed to help you stay organized and keep you on task.
...plus, a tool for sprucing up your desktop, and more
In this week's roundup of new Mac software, you'll find several apps designed to help you stay organized and keep you on task. Read on!
Cloud Outliner 2 Pro: Outline your ideas to align your life 2.0
Xwavesoft's $7 Cloud Outliner 2 Pro (Mac App Store Link) helps you manage your tasks with a powerful rich-text outline editor that quickly sorts and prioritizes important events.
You can even create numbered lists and checkboxes, and use the highlight feature to single out the most important items. The app supports synchronization across all your devices via iCloud or Evernote, and can keep you data secure with a password for extra protection.
CRAX Commander - The Ultimate Files Management Tool 1.10.8
Soft4U2's $15 CRAX Commander (Mac App Store Link) provides a centralized solution for managing and accessing all your local and remote files.
Its fully customizable dual-pane file manager lets you keep tabs on two directories at once, split and combine directories, and compress them using a variety of formats. The app lets you find and remove duplicates, is fully integrated with Dropbox, and supports connecting to external volumes using protocols like FTP, SSH, SMB, and AFP.
Cuptakes – desktop wallpapers for the girly girls 1.9.7
Finely InTouch's $5 Cuptakes (Mac App Store Link) spruces up your desktop with colorful custom designed backgrounds.
Cuptakes lets you browse through its selection of wallpapers and install one that matches your screen's resolution. To keep things fresh, the developers periodically release new and seasonally-themed entries, which are also available for your iPhone and iPad through a companion app so you can coordinate all of your devices.
Dunno - Remember more. 2.0.1
Never forget anything again with Spacestation6's Dunno (Mac App Store Link), an app that helps you to remember key events by mental association.
Dunno organizes general concepts using familiar words, images, and graphs, helping take advantage of your brain's ability to trigger memories in response to external stimuli to remember everything from your next appointment to that long-term project you've been putting off.
Math Planet - Fun math game curriculum for kids 1.0
Playpower's Math Planet (Mac App Store Link) features games and drills based on first- through eighth-grade curricula, designed to help your children hone their math skills.
Math Planet covers concepts like fractions and decimals, arithmetic, geometry, and measurements. To make the learning process more engaging, it also features an adaptive engine that creates problems designed to challenge children based on their ability level without boring or frustrating them.
Nisus Writer Pro 2.1.3
Nisus Software's $80 Nisus Writer Pro (Mac App Store Link) is an easy-to-use word processor with a customizable interface designed to match your writing style.
The app includes advanced tools like macros, cross referencing, comments, and change tracking. It's also compatible with iCloud sync, thus allowing you to store and access your documents from multiple devices.
Ring Menu - Shortcut to your favorite Apps, Documents and Folders 1.4.4
Developer Daniel Schroth's $5 Ring Menu replaces your dock with a circular menu designed for maximum efficiency and usability—plus, it looks really good on your Mac's screen.
This one-of-a-kind interface, which is compatible with trackpad gestures and keyboard shortcuts, pops up right under your mouse and can be populated with all your favorite apps, making switching between programs a breeze.
SnapNDrag Pro - organize, edit and share screenshot 4.0.3
Yellow Mug Software's $10 SnapNDrag Pro (Mac App Store Link) provides you with a solid screen capture and annotation workflow.
In addition to capturing and saving screengrabs, you can organize your images in folders, rename them in batches, and add different kinds of annotations. Thanks to the app's sharing features, you can then send on your final edit to friends and colleagues using Mail, Messages, AirDrop, Twitter, Facebook, or Flickr.
US Coin 6.68
Are you a coin collector? Check out SaintsSoft's $20 US Coin, a tool for helping you catalog and manage your entire collection.
The app includes an extensive encyclopedia with all kinds of information about circulation and collectible coins, features the ability to appraise the items in your collection through one of several auction sites, and even comes with a massive database of professional-grade photos that you can use in place of your own.
Today's Best Tech Deals
Picked by Macworld's Editors


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It could one day be known as the injury heard around the world.
Reports coming from Spain on Sunday indicated that David Villa, back with the national team after a three-year absence, has been ruled out of the Spanish side's match Tuesday at Liechtenstein with an adductor injury.
According to several published reports, Villa suffered the injury in practice the day after he earned his 98th cap for Spain. While he was ruled out of Spain's World Cup qualifier, the extent of his injury is unknown.
According to a report on MLSSoccer.com, the Spanish national team announced that Villa will be returning to the U.S. and rejoin New York City FC. The MLS side as of Sunday night had not commented on Villa's injury or how much time the 2016 league Most Valuable Player could miss if any.
With NYCFC sitting in second place in the Eastern Conference three points ahead of the Chicago Fire having played one match fewer than their Windy City rival, Villa's possible absence could have a major impact on the playoff race.
As of September 3, the New York City captain leads MLS with 19 goals and also has eight assists. The team has eight matches remaining with the next game set for September 6 at home vs. Sporting Kansas City.

subset: commoncrawl


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In this article we ant to outline the benefits and disadvantage of having cooker hoods being visible, vs having them built in. This is an important decision to make for your kitchen for various reasons – given that so many people looking for kitchens in Norfolk raise this query we though we'd break down the pro's and con's for both of them right here to help with your decision making on this matter.
Wall Hoods and Vertical Wall Hoods
Chimney hoods capture the air naturally and being wall mounted makes air extraction easier while vertical wall hoods combine wall mounted hood advantages with more elegant designs.
Island Hoods
These are designed to sit above an island cooker. They are elegantly designed and can be viewed from any angle. However, the ducting goes up into the ceiling as appose out the side of the wall which makes extraction more difficult.
Conventional Extractor with Visor
This is the least costly option. It can be stand-alone mounted or fitted under a cupboard. However, they lack power.
Telescopic Pull-Out Hood
This is a semi-integrated option where only 5-8cm can be seen, that is cost effective in balancing price, look and performance.
Canopy Hood
This is a high-performance range of cooker hood built into an overhead kitchen unit making it invisible. This hood is also cost-effective in balancing price, look and performance.
A subcategory of this is the cupboard extractor where opening the cupboard towards you turns the hood on. This, however, is a less frequently used option.
Ceiling Hood
Located on your ceiling somewhere above your cooker and although creates a tidier look to the kitchen, performance ability is uncertain due to ceiling height in different houses being different. Equally, it can't be integrated into every ceiling.
Downdraft Extractor
100% invisible when not in use. This extractor is hidden within the counter and is a better option for those with island cookers or no wall units.
If you are looking to renovate your kitchen or in need of a new cooker hood, you can contact us on 01603 417072 or visit our Norwich Showroom NR6 5DR.


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The workshop on Personalization, Recommendation and Search (PRS) aims at bringing together practitioners and researchers in these three domains. The goal of this workshop is to facilitate the sharing of information and practices, as well as finding bridges between these communities and promoting discussion.
Please register in advance through the RSVP button above. We'll close registrations on April 15 or when we reach capacity.
Don't hesitate to contact us for transportation information:
Previous PRS workshops:
This @NetflixResearch workshop is organized by:
Yves Raimond - yraimond[at]netflix.com
Justin Basilico - jbasilico[at]netflix.com
Aish Fenton - afenton[at]netflix.com
Tony Jebara - tjebara[at]netflix.com
Personalizing the listening experience (slides)
Bandit algorithms have gained increased attention in recommender systems, as they provide effective and scalable recommendations. These algorithms use reward functions, usually based on a numeric variable such as click-through rates, as the basis for optimization. Detecting and understanding implicit measures of user satisfaction are essential for enhancing recommendation quality. When users interact with a recommendation system, they leave behind fine grained traces of interaction signals, which contain valuable information that could help gauging user satisfaction. Quantifying such a notion of satisfaction from implicit signals involves understanding the diverse needs of users and their expectations of what is a successful streaming session. Such needs often include how users feel, and the expectations that music recommended to them align with their mood or their intent of the moment. To fulfill these, Spotify provide users with curated playlists, ranging from ''sleep" to ''run". In addition, and to account for the diverse user interests and plethora of musics, genre playlists have been made available to users, ranging from rap, pop, jazz, to niche ones. As a result, millions of playlists are available to users to listen to based on their intent and needs. Given such a heterogeneity in user needs, and the different intents of content (playlists), it becomes important to consider both user and content behavior to formalize the notion of satisfaction, and in turn design the appropriate reward models to capture these. This talk will describe methods explored to provide a more informed reward function, that account for the type of user and the type of content.
Mounia Lalmas is a Director of Research at Spotify, and the Head of Tech Research in the Personalization mission of Spotify, where she leads an interdisciplinary team of research scientists working on personalization and discovery. Mounia also holds an honorary professorship at University College London. Before that, she was a Director of Research at Yahoo, where she led a team of researchers working on advertising quality for Gemini, Yahoo native advertising platform. She also worked with various teams at Yahoo on topics related to user engagement in the context of news, search, and user generated content. Prior to this, she held a Microsoft Research/RAEng Research Chair at the School of Computing Science, University of Glasgow. Before that, she was Professor of Information Retrieval at the Department of Computer Science at Queen Mary, University of London. Her work focuses on studying user engagement in areas such as native advertising, digital media, social media, search, and now music. She has given numerous talks and tutorials on these and related topics. She is regularly a senior programme committee member at conferences such as WSDM, WWW and SIGIR. She was co-programme chair for SIGIR 2015 and WWW 2018. She is also the co-author of a book written as the outcome of her WWW 2013 tutorial on "measuring user engagement".
Optimizing for longer-term outcomes (slides, paper)
Many personalization algorithms today are optimizing for short-term rewards like clicks or plays, but what we ultimately want to optimize is often a longer-term outcome, like long-term user satisfaction. In this talk we will talk about some attempts to align personalization algorithms to longer term rewards. We will also show an old and computationally efficient method to estimate a long term reward in a discrete decision setting. We will show that this method leads to richer rankings than possible when considering only a single decision point, as well as demonstrate its effectiveness on two different datasets.
David Hubbard has been a Senior Research Scientist at Netflix since 2010 in the Data Science and Engineering group. He has worked on a range of problems from estimating the popularity of shows Netflix may want to acquire, to predicting who will watch those new shows, to estimating the tenure of our subscribers. David got his Masters in Applied Math from UCLA and his main areas of interest are large scale machine learning and interpretability.
Benoit Rostykus is a Senior Machine Learning Researcher. At Netflix, he has worked on problems related to causality, large-scale learning in a sparse settings, combinatorial optimization, and high-performance data processing. Prior to Netflix, Benoit worked in various adtech and biotech startups. Benoit holds Masters Degrees From Ecole Centrale Paris and Ecole Normale Supérieure de Cachan.
Horizon: Deep Reinforcement Learning at Scale (slides)
To build a recommender system, we must provide answers to two sets of questions: (1) "What will happen if I recommend item X?" and (2) "How should I pick which item to recommend?". Typically, the first set of questions are answered with supervised learning: we build models to forecast whether someone will click on an ad, or visit a post. The second set of questions are more open-ended. In this talk we will dive into how we can answer "how" questions, starting with heuristics and search. This will lead us to bandits, reinforcement learning, and Horizon: an open-source platform for training and deploying reinforcement learning models at massive scale. At Facebook, we are using Horizon in a variety of control tasks, spanning recommender systems, marketing & promotion distribution, and bandwidth optimization. The talk will cover the key components of Horizon and the lessons we learned along the way that influenced the development of the platform.
Jason Gauci leads the Applied Reinforcement Learning team @ Facebook AI. Jason has 13 years of experience building machine learning systems at Apple, Google Research, and Lockheed Martin Applied Research, and has a PhD in computer science from UCF with a focus on Neuroevolution.
NLP for detecting political narratives: Applying big data insights to small domains (slides)
Marvelous.ai is developing natural language tools to analyze political discourse in news and social media. We are particularly interested in how messaging spreads, both negatively (propaganda) and positively (pro-democracy campaigns). In this talk, I will describe our approach to detecting political narratives focusing on 2018 and 2020 US elections. Narrative detection and political discourse are rich textual domains, but they lack labelled datasets of any appreciable size. Instead, we've used insights learned from large datasets and relied on human-in-the-loop active learning techniques, allowing us to quickly create domain-specific models with high precision. I will also speak about our efforts to make NLP tools and datasets accessible to the general, non-technically inclined public.
Olya Gurevich holds a PhD in Linguistics from UC Berkeley. She has been a computational linguist, data scientist, and engineering manager at Powerset, Microsoft Bing, Topsy, and Apple's Siri. In 2018, she joined forces with Christopher Walker and Danielle Deibler to found Marvelous.ai.
Estimating Personalized Preferences from Consumer Shopping Data
In a series of papers, we develop models for consumer preferences based on their choices from a set of alternatives. Our model combines standard modeling approaches from economics and marketing with recent developments in machine learning, in particular matrix factorization techniques. We evaluate performance of the models for counterfactuals using held-out data where items are out of stock or where prices change. We show that when personalized prices are based on model estimates, firm profits can increase substantially.
Susan Athey is the Economics of Technology Professor at Stanford Graduate School of Business. She previously taught at the Economics departments at MIT, Stanford and Harvard. Her current research focuses on the economics of digitization, marketplace design, and the intersection of econometrics and machine learning. She has worked on several application areas, including timber auctions, internet search, online advertising, the news media, and the application of digital technology to social impact applications. As one of the first "tech economists", she served as consulting chief economist for Microsoft Corporation for six years, and now serves on the boards of Expedia, Lending Club, Rover, Turo, and Ripple, as well as non-profit Innovations for Poverty Action.
Machine Learning-Powered Search Ranking of Airbnb Experiences
Airbnb Experiences are handcrafted activities designed and led by expert hosts that offer a unique taste of local scene and culture. Since the launch of Airbnb Experiences in November 2016 we managed to bring Experiences to more than 1,000 destinations worldwide, including unique places like Easter Island, Tasmania, and Iceland. As the marketplace grew, Search & Personalization became very important factors for the continued rapid growth and success of the marketplace. In this talk, I will describe the steps we took to develop a Machine Learning powered Search Ranking framework at different growth stages of the marketplace, from small to mid-size and large. Over the course of one and a half years, we ran more than 15 experiments iterating on the algorithm and were able to collectively improve bookings by more than 20%. In addition to driving overall bookings we focused on secondary objectives as well, such as high-quality experiences and new promising experiences. I will present details about the features we built out over time, such as user personalization, real-time model scoring, personalized navigation, ranking dashboards for explaining the predictions and optimization of secondary objectives.
Mihajlo Grbovic is a Principal Machine Learning Scientist at Airbnb. He holds a Ph.D in Machine Learning from Temple University in Philadelphia. He has more than 10 years of technical experience in applied Machine Learning, acting as a Science Lead in a portfolio of projects at Yahoo and now at Airbnb. During his time at Yahoo, he worked on integrating Machine Learning in various Yahoo Products, such as Yahoo Mail, Search, Tumblr & Ads. Some of his biggest accomplishments include building Machine Learning-powered Ad Targeting for Tumblr, being one of the key developers of Email Classification for Yahoo Mail and introducing the next generation of query-ad matching algorithms to Yahoo Search Ads. Dr. Grbovic joined Airbnb in 2016. His work focuses mostly on Search & Recommendation problems for Airbnb Homes, Experiences and Locations. Most recently, he worked on building out a Machine Learning-powered Search for Airbnb Experiences. Dr. Grbovic published more than 50 peer-reviewed publications at top Machine Learning and Web Science Conferences, and co-authored more than 10 patents. He was awarded the Best Paper Award at KDD 2018 Conference. His work was featured in Wall Street Journal, Scientific American, MIT Technology Review, Popular Science and Market Watch.
Reinforcement Learning for Recommender Systems: A Case Study on Youtube
While reinforcement learning (RL) has achieved impressive advances in games and robotics, it has not been widely adopted in recommender systems. Framing recommendation as an RL problem offers new perspectives, but also faces significant challenges in practice. Industrial recommender systems deal with extremely large action spaces – many billions of items to recommend and complex and dynamic user states -- billions of users, who are unique at any point in time. Furthermore, establishing causal connection between past recommendation and long-term user behavior is challenging because of high variance/noise in user feedback. The talk will discuss our work on scaling up policy-based reinforcement learning algorithms, e.g., REINFORCE to a production recommender system at Youtube. We proposed algorithms to address data biases when deriving policy updates from logged implicit feedback. I will also discuss some follow up work on exploration and outstanding research questions in applying RL in recommender systems.
Minmin Chen is a Research Scientist at Google Brain. Her work uniquely focuses on sequence modeling and reinforcement learning in recommender systems to optimize long term user experience. She did her PhD study at Washington University in St. Louis on representation learning and domain adaptation and B.S. at Tsinghua University. She has over 30 publications at top ML and recommender system conferences.
Graph Neural Networks for Recommender Systems (slides)
Deep neural networks for graph-structured data have led to state-of-the-art performance on recommender system benchmarks. However, making these methods practical and scalable to web-scale recommendation tasks with billions of items and hundreds of millions of users remains a challenge. In this talk we describe a large-scale deep recommendation engine that we developed and deployed at Pinterest. We develop a data efficient Graph Convolutional Network (GCN) algorithm PinSage, which combines efficient random walks and graph convolutions to generate embeddings of nodes (i.e., items) that incorporate both graph structure as well as node feature information. Compared to prior GCN approaches, we develop a novel method based on highly efficient random walks to structure the convolutions and design a novel training strategy that relies on harder-and-harder training examples to improve robustness and convergence of the model. We deploy PinSage at Pinterest and train it on 7.5 billion examples on a graph with 3 billion nodes representing pins and boards, and 18 billion edges. According to offline metrics, user studies and A/B tests, PinSage generates higher-quality recommendations than comparable deep learning and graph-based alternatives. To our knowledge, this is the largest application of deep graph embeddings to date and paves the way for a new generation of web-scale recommender systems based on graph convolutional architectures.
Jure Leskovec is Associate Professor of Computer Science at Stanford University, Chief Scientist at Pinterest, and investigator at Chan Zuckerberg Biohub. His research focuses on machine learning and data mining large social and information networks, their evolution, and the diffusion of information over them. Computation over massive data is at the heart of his research and has applications in computer science, social sciences, marketing, and healthcare. This research has won several awards including a Lagrange Prize, Microsoft Research Faculty Fellowship, the Alfred P. Sloan Fellowship, and numerous best paper awards. Leskovec received his bachelor's degree in computer science from University of Ljubljana, Slovenia, and his PhD in in machine learning from the Carnegie Mellon University and postdoctoral training at Cornell University.
How is this show similar to that? (slides)
Distance metric learning or similarity learning is an active research topic that is applicable to many contexts. In similarity learning, examples are typically projected into a feature vector space, in which the distance in the projected space preserves the semantic similarity in the input space. In this talk, we will survey recent methods in deep metric learning, and how they relate to Netflix's recommendation algorithms. We will present case studies of similarity learning and illustrate tentative approaches.
Selen Uguroglu is a Research Scientist at Netflix working on problems related to personalization and recommendations. She completed her PhD in Computer Science from Carnegie Mellon University where she received Presidential Fellowship. Prior to Netflix, she was at Apple Siri where she worked on query and natural language understanding.


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Exams can serve as useful tools for measuring student learning, including in the context of program assessment where they can be used at the start of a program to find out what students already know, at the middle to measure growth and pinpoint areas in need of more focus, and at the end to determine learning outcome achievement.
In addition to measuring learning, exams help to reinforce learning in three key ways:
- Students will study for exams, helping ensure that they understand the material.
- The act of taking an exam on studied material has been shown to lead to better longer-term retention of that material.1
- Exams can be used to give students feedback about their performance, which helps them understand their own learning.
This resource is designed to help you create exams to measure and reinforce learning outcomes, with particular emphasis on using exams for program assessment and designing exams that measure students' content knowledge, not their ability to use logic or knowledge about the structure of exams (known as test-taking ability) to answer questions correctly.
Click on the links below to learn about exam design topics:
- Planning Your Exam
- Tips for Writing an Effective Exam
- Types of Exam Items
- Testing for Depths of Understanding
- Using Exams for Program Assessment
- Additional Resources
1 Roediger, H. L., & Karpicke, J. D. (2006). Test-enhanced learning. Psychological Science, 17 , 249-255. doi: 10.1111/j.1467-9280.2006.01693.x


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Dear Mayor Tory:
I just spoke to an assistant in the Mayor's office. I was asking that the TTC budget not be cut by the Mayor's proposed 2.6% but that it be increased to encourage all of us to get out of our cars which is the only way to decrease the road gridlock in Toronto.
The major concern which I expressed to the staff person is that this cut will harm the most vulnerable of our citizens with increased fares, elimination of all fare discounts and elimination of some routes. I also said that these cuts represent Toronto going backwards when we consider the pollution cars produce and that we all breathe as well as the car's contribution to CO2 emissions that are causing climate change (how about this heat – with 2016 set to be the warmest year on record, with each year hotter than the last).
I also mentjoned the article in yesterday's paper, "Blame it on the billionaires" which describes Toronto as the city in North America with the fourth largest gap between the haves and have-nots. We need the mayor to have an adult conversation with the citizens of Toronto and say as many of us are saying – that we are not over taxed and that we can afford to have a better balanced city in terms of inequality. In fact the studies done indicate that everyone, including the rich, are better off with increased equality. So there is no real need to be cutting programs for the public when most of us have the ability to pay more using revenue tools which are being considered but apparently not implemented. I said that I am a renter; therefore I pay proportionally more in property taxes than home owners, many of whom are now millionaires in terms of their property values.
I am sharing the graphic below, sent to me by Commitment to Community – C2C, a citizens group I have worked with, during the Poverty Reduction Strategy of last spring – that the Mayor held as a priority in City Council. Too bad that Council was unwilling to vote the budget necessary to implement very much of the Initiative.
The graphic shows that in real dollars, property owners and car owners are actually paying less while lower-income families are paying more – including the cost of public transit. This is unjust!
Please do not cut the TTC budget; but in fact increase the subsidy to the TTC and demand that the upper levels of government restore the operating funding to transit that they once paid.
Murray Lumley, East York, M4C 1J4


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NEW YORK, NY – March 12, 2019 – NGL Collective announced today a multi-platform partnership with international soccer superstar David Villa and Designated Player, a soccer lifestyle and culture content company he co-founded in 2018. The partnership will combine NGL Collective's massive media scale as the #1 Latinx digital entity (per comScore Media Metrix – Hispanic All), with Designated Player's original and diverse soccer content tailored to U.S. Latinx. Advertisers will have the opportunity to integrate in and around custom digital series and sponsored content highlighting soccer fandom, culture and lifestyle.
NGL and Designated Player's powerful combined offering provides a refreshed approach to reaching and engaging the coveted U.S. Latinx soccer fanatic audience in-language, in-culture and in-context, while leveraging David Villa's deep ties to players, coaches and celebrities alike.
"Our partnership with Designated Player opens a new avenue for advertisers to tie into the #1 sport in the world, in a way that is currently not available in the marketplace. Beyond the usual scores, stats and highlights, our partnership will drill down to all things soccer outside of live matches. From soccer rituals to soccer-inspired street wear and beyond, Designated Player's content brings advertisers closer to soccer fans in ways that typical shoulder programming does not. With David Villa as part of the extended NGL family, both he and Designated Player bring authenticity and credibility to what we are building in this space," said Joe Bernard, CRO, NGL Collective.
Designated Player has a proven track record in bringing original and diverse soccer content to both American and global audiences. The company produced a series of interviews during the 2018 FIFA World Cup on Telemundo, with athletes such as Antoine Griezmann, Thibaut Courtois and Andres Iniesta. Original videos released exclusively on Designated Player's YouTube channel have also generated millions of views to date. Branded content programs have been developed and executed by Designated Player for Pepsi, Unicef, Laureus Sports Foundation and others.
"I am always looking for new ways to promote soccer," says David Villa. "Through this partnership with NGL Collective, our combined infrastructure will allow us to reach this avid fan base in a more effective and impactful way – so that we can continue to deliver creative content through the lens of the world's biggest sport."
For more information and to view case studies, please visit www.NGLCollective.com/designated-player.


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In this issue of Managing Risky Business, read about:
[Download a PDF version of this newsletter]
As I mentioned in my covering letter, we've had a comparatively good year as a group, growing our capacity to manage risk and keeping costs down:
Property Claims
Compared to last year, we have seen a reduction in the frequency of cooking fires. Fire and water damage claims continue to make up the bulk of our property claims – representing 28% and 41% of our total property claims respectively:
Though we hear less about incidents involving water damage in the media, we do see a lot of these types of claims in our program due to aging infrastructure, tenant accidents and freeze and thaw weather in the winter.
Here's a historical graph that shows us when you should ensure Emergency Contractor is not on vacation:
Winter is a particularly challenging time of year for claims. To ensure that you're prepared, check out Marsh Canada's winter weather precautions checklist.
Here's what our overall property claims picture looks like over the past two policy terms. In the first graph below, we're looking at property claims frequency over the year:
Not all claims, however, have the same financial impact. You'll note in the graph below that in 2013/14, when we had a $10M Claims Fund, the fund was depleted in the first three months of the policy term due to a number of expensive winter claims, as we reported back then. As a result, for 2014/15, underwriters requested a larger Claims Fund in order to keep premiums steady. This year, use of our Claims Fund was more consistent over the course of the year and did precisely what it was intended to do: fund smaller, more frequent property claims to enable underwriters to focus on larger, less common catastrophic claims:
Liability Claims
Unlike municipal insurance, where liability claims represent the bulk of claims costs and activity, in the housing sector liability claims are less frequent. The graph below shows the breakdown of liability claims to the program over the past two years. Slip, trip and fall claims lead the pack by a considerable margin:
Marsh has a tip sheet regarding slip and fall prevention. In addition, the Insurance Bureau of Canada also has some helpful information.
Insurance Reference Group
The new Insurance Reference Group, which I mentioned in my last update, had its second meeting in mid-October. Topics discussed included this year's group insurance renewals, tenant insurance and raising deductibles.
The group generally agreed that raising the minimum group deductible would be a positive step – because it would lower the group premium, slow the depletion of the Claims Fund and would encourage providers to be more conscious of day-to-day risk management. Respondents to our poll in the last issue of Managing Risky Business also agreed. However, the group suggested that we should start by focusing on educating Service Managers and providers about the benefits and obtaining feedback on the best approach to take – like we approached the development of the tenant insurance program.
Resolution of RST Issue
Earlier this month we were able to resolve a longstanding issue relating to provincial Retail Sales Tax (RST) on HSC's Property Claims Trust Fund (Claims Fund). Providers will not have to pay retroactive RST on past Claims Fund contributions.
HSC worked hard to negotiate a ruling that would minimize the financial impact to our clients while complying with the insurance program's legal obligations. While we were unable to persuade the Ministry of Finance that our Claims Fund should be RST-exempt, we were able to avoid a situation where providers would be obliged to pay any retroactive tax. We were able to do this by:
The resolution of this longstanding issue owes much of its success to the 'power of the group' in that:
Now that we're a little more than one month into our 2015/16 policy term and a new year is upon us, we're starting to think about ways in which we can further improve the risk profile of the sector and drive down costs. Here are just a few things that you can look forward to:
While disasters aren't pleasant to talk about, they can help us get new insights into risk management and lend perspective to the human and economic cost of claims. The following are just some of the stories on incidents reported in the news since my last update:
Kudos to Renfrew County Housing, Wellington-Dufferin-Guelph Public Health, Elgin St. Thomas Public Health and Sudbury & District Board of Health. These organizations all recently took action to eliminate smoking from their local social housing portfolios. Renfew implemented a smoke-free policy in late October; Wellington-Dufferin-Guelph is recommending a policy; Sudbury and Elgin St. Thomas is urging both private and social landlords to voluntarily adopt no-smoking policies. Over the border, the United States Department of Housing and Urban Development (HUD) is seeking to ban smoking in American public housing over the next few years. HUD estimates that this "will help improve the health of more than 760,000 children and help public housing agencies save $153 million every year in healthcare, repairs and preventable fires." Interested in going smoke-free? Check out the Smoke-Free Housing Ontario website for resources.
In September, I was happy to read that our largest group member, Toronto Community Housing, is proposing to implement a series of measures to improve community safety. I look forward to hearing about their progress on these items and applaud their efforts to make risk management a priority. On a related note, there was an interesting article on a pilot to crack down on illegal dumping in Hamilton. One of the pilot's successes involved a social housing complex where "'random people' were driving by and throwing bags of trash near the pickup location for several townhouses. Bylaw covert ops played a role in catching at least some dumpers in the act." Council is being encouraged to make the pilot permanent.
Over the past few months, we've also seen an all-too-regular stream of stories involving low-income tenants who aren't insured — examples in Welland, Guelph and London are just the tip of the iceberg. In addition to the impact on tenants, it also puts pressure on local social services and community agencies to find resources to help the affected people rebuild their lives and avoid slipping into deeper poverty.
Having adequate risk management supports – such as tenant insurance, regular unit inspections and regular communications with tenants – is also important because tenant behaviours can sometimes result in disasters. For example, a recent fire investigation in Woodstock was the result of a tenant tampering with fire alarms; notably in this case, the tenant was charged. In London, a complaint about bedbugs led the provider to discover that the tenant was spraying furniture with water and kerosene, a highly flammable mixture. Acknowledging the problem and providing appropriate advice to residents enables providers to better manage risk.
Finally, I'd like to thank to Cornwall Housing for sharing this water overflow prevention tip:
Magiplug is a plug that prevents bathtub overflows because the plug opens when the head of water over it reaches a certain level. Seemingly a cost effective way to mitigate the risk of overflowing tubs.
Since our last update, our small team here has been busy finalizing the HSC Group Insurance Program renewal, resolving the Retail Sales Tax issue, managing claims and supporting providers in their risk management efforts with education and hands-on support.
In terms of meetings and outreach with clients, here's where we've been:
We'd be happy to visit you in your community to assist you in improving the safety of your buildings and residents. Just send me an email or call me at 1.866.268.4451 x.314.
Have a safe and happy holiday!


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Resorts & Lodges
8 places to stay
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Summer in South Fork is a time to get away from your daily grind and relax. Fishing is always a quiet get away, hike or bike the mountain trails,... more
Resort features:
- Family
Foothill Lodge and Cabins is a three-season resort with activities for each! This spectacular area along the Silver Thread Scenic Highway offers... more
Resort features:
- Pet Friendly
- Ski/Snowboard
Grandview Cabins and RV
South Fork, Colorado, United States
800-713-3251 Toll Free ~ 719-873-5541 Local
HEAVEN ON EARTH? How about the closest thing to it and open year round. Grandview Cabins and RV is located on the Silver Thread Scenic Byway right in... more
Resort features:
- Family
Resort features:
- Dude Ranch


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by Mary
Please pray that my husband Paul and I will eternally and forever be humble before the Lord and serve him with gladness.
And also that we will eternally and forever come before his presence with singing. Psalm 100. Thankyou and God bless you.
Join in and write your own page! It's easy to do. How? Simply click here to return to Catholic Prayer Request.


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Tuesday, 18 February 2014
A Racing Revival in Tynedale:Knockara Beau leads the way + Tynedale P2P on March 2nd
Just here in Tynedale we have Willie Amos at Rochester, who had a double at Sedgefield very recently, and the Charltons at Stocksfield, who have brought down Big Bucks and are now on course for further Cheltenham Glory. All of us will be cheering on Knockara Beau at Cheltenham - with many of the Hexham Bookies praying he does not power up the hill again, like when he defeated Big Bucks! Full story of that here: http://www.racingpost.com/news/horse-racing/cheltenham-shock-as-big-bucks-beaten-by-knockara-beau/1598310/#newsArchiveTabs=last7DaysNews
My old Trainer Tim Reed continues to train successfully just down from Housesteads on Hadrians Wall, and when I get back to fitness, and a bit closer to jockey weight, I will be back riding out there. In addition, there are many other local trainers, particularly of Point To Points, who should be supported.
If you have not been to a point to point you must go.
They are exciting, full of thrills and spills, and fun for all the family.
I shall definitely be racing on Sunday March 2nd at the Tynedale Point to Point - just 3 miles north of Corbridge. I rode my last winner there and will one day ride another one. But until then I shall be an enthusiastic spectator.
Details on how to get to the point to point here: http://www.corbridgeraces.co.uk/


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Many of the pole beans we grow can be eaten as a dried bean. This means that you don't harvest the bean when it is young and green. You let it grow full size.
As the beans mature, the seeds inside the pod get much larger. The pod drys out in the wind and sun, leaving the bean's seeds as the part of the plant that is eaten.


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As a key member of our Finance Team, you will be responsible for approving vendor invoice payments, reviewing account balances and working with our vendors and internal departments in resolving balance issues, providing accounting with financial information for the monthly financial close, auditing vendor invoices, and submitting disputes to resolve billing discrepancies.
The successful candidate will have experience in dealing with a variety of cost structures and will possess skills necessary to communicate with vendors and internal departments to exchange information and quickly resolve discrepancies and disputes. The position and skill sets required for the successful candidate are described below and provide further insight into this important role.


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Building the Right Environment to Support AI, Machine Learning and Deep Learning
A new survey of more than 1,000 consumers conducted by Webfusion revealed a general lack of understanding about cloud computing. While 33.8 percent claimed they clearly understood the term, 28.5 percent did not, and 18.3 claimed only limited understanding. When asked whether Dropbox, iTunes and Gmail were cloud services, about a third of those surveyed correctly said they were, but a nearly equal number said none of the three were examples of cloud computing.
"The research shows that providers of online services to the consumer market should be very wary of using the word 'cloud'," said Thomas Vollrath, CEO of Host Europe, the parent company of Webfusion. "Most users don't understand the technicalities of what defines a cloud service, and probably care even less."
Although the survey was conducted in the U.K., similar studies in the U.S. have returned similar results.
View article
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- Gallery
- Cakes
- Specials
Wellington Store: We close 2pm on Saturday 22nd December 2018 and reopen on Monday 7th January 2019.
Auckland Store: We close at noon on Monday 24th December 2018 and reopen Monday 7th January 2019.
Our delicious white chocolate mud cake, filled with raspberry patisserie filling and white truffle icing and finished with a white drip.
Looks great. Tastes great. Will order more. Susan on 3rd Aug 2019
This cake packs a punch in terms of flavour and aesthetically it is wonderfully presented. Hats off and two thumbs up! Mark on 6th Dec 2018


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September 10, 2018
Pieter Abbeel, UC Berkeley
Pieter Abbeel is Professor and Director of the Robot Learning Lab at UC Berkeley [2008- ], Co-Founder of covariant.ai [2017- ], Co-Founder of Gradescope [2014- ], Advisor to OpenAI, Founding Faculty Partner AI@TheHouse, Advisor to many AI/Robotics start-ups. He works in machine learning and robotics. In particular his research focuses on making robots learn from people (apprenticeship learning), how to make robots learn through their own trial and error (reinforcement learning), and how to speed up skill acquisition through learning-to-learn (meta-learning). His robots have learned advanced helicopter aerobatics, knot-tying, basic assembly, organizing laundry, locomotion, and vision-based robotic manipulation. He has won numerous awards, including best paper awards at ICML, NIPS and ICRA, early career awards from NSF, Darpa, ONR, AFOSR, Sloan, TR35, IEEE, and the Presidential Early Career Award for Scientists and Engineers (PECASE). Pieter's work is frequently featured in the popular press, including New York Times, BBC, Bloomberg, Wall Street Journal, Wired, Forbes, Tech Review, NPR.
Reinforcement learning and imitation learning have seen success in many domains, including autonomous helicopter flight, Atari, simulated locomotion, Go, robotic manipulation. However, sample complexity of these methods remains very high. In contrast, humans can pick up new skills far more quickly. To do so, humans might rely on a better learning algorithm or on a better prior (potentially learned from past experience), and likely on both. In this talk I will describe some recent work on meta-learning for action, where agents learn the imitation/reinforcement learning algorithms and learn the prior. This has enabled acquiring new skills from just a single demonstration or just a few trials. While designed for imitation and RL, our work is more generally applicable and also advanced the state of the art in standard few-shot classification benchmarks such as omniglot and mini-imagenet.
October 22, 2018
C. Mohan, IBM Almaden Research Center
Blockchains Untangled: Public, Private, Smart Contracts, Applications, Issues
Dr. C. Mohan has been an IBM researcher for 37 years in the database and related areas, impacting numerous IBM and non-IBM products, the research and academic communities, and standards, especially with his invention of the well-known ARIES family of database locking and recovery algorithms, and the Presumed Abort distributed commit protocol. This IBM (1997), and ACM and IEEE (2002) Fellow has also served as the IBM India Chief Scientist for 3 years (2006-2009). In addition to receiving the ACM SIGMOD Innovations Award (1996), the VLDB 10 Year Best Paper Award (1999) and numerous IBM awards, Mohan was elected to the US and Indian National Academies of Engineering (2009) and named an IBM Master Inventor (1997). This Distinguished Alumnus of IIT Madras (1977) received his PhD at the University of Texas at Austin (1981). He is an inventor of 50 patents. He is currently focused on Blockchain, Big Data and HTAP technologies (http://bit.ly/CMbcDB, http://bit.ly/CMgMDS). Since 2016, Mohan has been a Distinguished Visiting Professor of China's prestigious Tsinghua University. He has served on the advisory board of IEEE Spectrum, and on numerous conference and journal boards. Mohan is a frequent speaker in North America, Europe and Asia, and has given talks in 40 countries. He is very active on social media and has a huge network of followers. More information can be found in the Wikipedia page at http://bit.ly/CMwIkP
The concept of a distributed ledger was invented as the underlying technology of the public or permissionless Bitcoin cryptocurrency network. But the adoption and further adaptation of it for use in the private or permissioned environments is what I consider to be of practical consequence and hence only such private blockchain systems will be the focus of this talk.
Computer companies like IBM, Intel, Oracle, Baidu and Microsoft, and many key players in different vertical industry segments have recognized the applicability of blockchains in environments other than cryptocurrencies. IBM did some pioneering work by architecting and implementing Fabric, and then open sourcing it. Now Fabric is being enhanced via the Hyperledger Consortium as part of The Linux Foundation. There is a great deal of momentum behind Hyperledger Fabric throughout the world. Other private blockchain efforts include Enterprise Ethereum, Hyperledger Sawtooth and R3 Corda.
While currently there is no standard in the private blockchain space, all the ongoing efforts involve some combination of persistence, transaction, encryption, virtualization, consensus and other distributed systems technologies. Some of the application areas in which blockchain systems have been leveraged are: global trade digitization, derivatives processing, e-governance, Know Your Customer (KYC), healthcare, food safety, supply chain management and provenance management.
In this talk, I will describe some use-case scenarios, especially those in production deployment. I will also survey the landscape of private blockchain systems with respect to their architectures in general and their approaches to some specific technical areas. I will also discuss some of the opportunities that exist and the challenges that need to be addressed. Since most of the blockchain efforts are still in a nascent state, the time is right for mainstream database and distributed systems researchers and practitioners to get more deeply involved to focus on the numerous open problems. Extensive blockchain related collateral can be found at http://bit.ly/CMbcDB
November 12, 2018
Daniel Wigdor, University of Toronto
Enabling Real Virtuality: Closing the Gap Between the Digital and the Physical
Daniel Wigdor is an associate professor of computer science and the NSERC-Facebook Industrial Research Chair in Human-Machine Interaction, conducting his research in the Dynamic Graphics Project at the University of Toronto. His research is in the area of human-computer interaction, with major areas of focus in the architecture of highly-performant UI's, in interaction and application models for mobile computing, in development methods for ubiquitous computing, and in post-WIMP interaction methods. Before joining the faculty at U of T in 2011, Daniel was a researcher at Microsoft Research, the user experience architect of the Microsoft Surface Table, and a company-wide expert in user interfaces for new technologies (2008-2010). Daniel has also served as a visiting associate professor at Cornell Tech (2017-2018), as an affiliate assistant professor at the University of Washington (2009-2011), and fellow and associate at Harvard University (2007-2008, 2011-2012). He also conducted research as an intern at Mitsubishi Electric Research Labs (2005-2008). For his research, he has been awarded an Ontario Early Researcher Award (2014) and the Alfred P. Sloan Foundation's Research Fellowship (2015), as well as best paper awards or honorable mentions at CHI 2018, CHI 2017, CHI 2016, CHI 2015, CHI 2014, Graphics Interface 2013,CHI 2011, and UIST 2004. Three of his projects were selected as the People's Choice Best Talks at CHI 2014 and CHI 2015. Daniel is co-founder of Iota Wireless, a startup commercializing his research in mobile-phone gestural interaction, of Matter Matters, a startup commercializing his team's work in printed circuit board fabrication methods, of Tactual Labs, a startup commercializing his research in high-performance, low-latency user input, and of Chatham Labs, a design firm which helps clients plan long-term technology, intellectual property, and product roadmaps. Daniel is the co-author of Brave NUI World | Designing Natural User Interfaces for Touch and Gesture, the first practical book for the design of touch and gesture interfaces. He has also published dozens of other works as invited book chapters and papers in leading international journals and conferences, and is an inventor of over four dozen patents and pending patent applications. Daniel's is sought after as an expert witness, and has testified before courts and commissions in the United Kingdom and the United States. Further information, including publications and videos demonstrating some of his research, can be found at www.dgp.toronto.edu/~dwigdor.
As digital interaction spreads to an increasing number of devices, direct physical manipulation has become the dominant metaphor in HCI. The promise made by this approach is that digital content will look, feel, and respond like content from the real world. Current commercial systems fail to keep that promise, leaving a broad gulf between what users are led to expect and what they see and feel. In this talk, Daniel will discuss two areas where his lab has been making strides to address this gap. First, in the area of passive haptics, he will describe technologies intended to enable users to feel virtual content, without having to wear gloves or hold "poking" devices. Second, in the area of systems performance, he will describe his team's work in achieving nearly zero latency responses to touch and stylus input.
November 26, 2018
Sanjeev Arora, Princeton/IAS
Toward theoretical understanding of deep learning
Sanjeev Arora is the Charles C. Fitzmorris Professor in Computer Science. He joined Princeton in 1994 after earning his doctorate from the University of California, Berkeley. He was a visiting professor at the Weizmann Institute in 2007, a visiting researcher at Microsoft in 2006-07, and a visiting associate professor at Berkeley during 2001-02. Professor Arora's honors include the D.R. Fulkerson Prize in Discrete Mathematics (awarded by the American Mathematical Society and Math Optimization Society) in 2012, the ACM-Infosys Foundation Award in the Computing Sciences in the same year, the Best paper award from IEEE Foundations of Computer Science in 2010, and the EATCS-SIGACT Gödel Prize (cowinner), also in 2010. He was appointed a Simons Foundation investigator in 2012, and was elected an ACM fellow in 2009. Professor Arora was the founding director and lead PI at the Center for Computational Intractability in 2008, a project funded partly by an NSF Expeditions in Computing grant.
Deep learning is driving progress in machine learning and artificial intelligence today. But many aspects of it are not rigorously understood: when and how fast does training work, how many training data does it require, how to interpret the answers that the trained model provides? This talk is a birds-eye survey ongoing efforts to develop mathematical understanding of such issues. It will be largely self-contained.
December 03, 2018
John Hennessy, Stanford
The End of the Road for General Purpose Processors and the Future of Computing
Professor Hennessy initiated the MIPS project at Stanford in 1981, MIPS is a high- performance Reduced Instruction Set Computer (RISC), built in VLSI. MIPS was one of the first three experimental RISC architectures. In addition to his role in the basic research, Hennessy played a key role in transferring this technology to industry. During a sabbatical leave from Stanford in 1984-85, he cofounded MIPS Computer Systems (later MIPS Technologies Inc. and now part of Imagination Technologies), which specializes in the production of chips based on these concepts. He also led the Stanford DASH (Distributed Architecture for Shared Memory) multiprocessor project. DASH was the first scalable shared memory multiprocessor with hardware-supported cache coherence. More recently, he has been involved in FLASH (FLexible Architecture for Shared Memory), which is designed to support different communication and coherency approaches in large-scale shared-memory multiprocessors. In the 1990s, he served as the Founding Chairman of the Board of Atheros, an early wireless chipset company, now part of Qualcomm. Hennessy is also the coauthor of two widely used textbooks in computer architecture. In addition to his work as a Professor at Stanford, he has served as Chair of the Department of Computer Science (1994-96), Dean of the School of Engineering (1996-99), Provost (1999-2000), and President (2000-2016). He is currently the Director of the Knight-Hennessy Scholars Program, which each year will select 100 new graduate scholars from around the world to receive a full scholarship (with stipend) to pursue a wide-ranging graduate education at Stanford, with the goal of developing a new generation of global leaders.
After 40 years of remarkable progress in general- purpose processors, a variety of factors are combining to lead to a much slower rate of performance growth in the future. These limitations arise from three different areas: IC technology, architectural inefficiencies, and changing applications and usage. The end of Dennard scaling and the slowdown in Moore's Law will require much more efficient architectural approaches than we have relied on. Although progress on general-purpose processors may hit an asymptote, domain specific architectures may be the one attractive path for important classes of problems, at least until we invent a flexible and competitive replacement for silicon.
December 10, 2018
Jelani Nelson, Harvard
Jelani Nelson is Associate Professor of Computer Science and John L. Loeb Associate Professor of Engineering and Applied Sciences at Harvard. His main research interest is in algorithm design and analysis, with focus on streaming algorithms, dimensionality reduction, compressed sensing, and randomized linear algebra algorithms. He completed his Ph.D. in computer science at MIT in 2011, receiving the George M. Sprowls Award for best computer science doctoral dissertations at MIT. He is the recipient of an NSF CAREER Award, ONR Young Investigator Award, Sloan Fellowship, and Presidential Early Career Award for Scientists and Engineers (PECASE).
A "sketch" is a data structure supporting some pre-specified set of queries and updates to a database while consuming space substantially (often exponentially) less than the information theoretic minimum required to store everything seen. Thus sketching can be seen as some form of functional compression. The advantages of sketching include reduced memory consumption, faster algorithms, and reduced bandwidth requirements in distributed computing environments.
Sketching has been a core technique in several domains, including processing massive data streams with low memory footprint, 'compressed sensing' for lossy compression of signals with few linear measurements, and dimensionality reduction or 'random projection' methods for speedups in large-scale linear algebra algorithms, and high-dimensional computational geometry.
This talk will provide a glimpse into some recent progress on core problems in the theory of sketching algorithms.
February 13, 2019
Tal Rabin, IBM
Exciting Times for Multiparty Computations -- Over 35 Years in the Making
Tal Rabin is a Distinguished Research Staff Member and the manager of the Cryptographic Research Group at IBM's T.J. Watson Research Center. Her research focuses on the general area of cryptography and more specifically on secure multiparty computation and privacy preserving computations. She has a PhD from the Hebrew University. Rabin is an ACM Fellow, an IACR (International Association of Cryptologic Research) Fellow and member of the American Academy of Arts and Sciences. She was named by Forbes as one of the Top 50 Women in Tech, 2018. In 2014 she won the Anita Borg Women of Vision Award winner for Innovation and was ranked by Business Insider as the #4 on the 22 Most Powerful Women Engineer. Tal has served as the Program and General Chair of the leading cryptography conferences and is an editor of the Journal of Cryptology. She has initiated and organizes the Women in Theory Workshop, a biennial event for graduate students in Theory of Computer Science.
The area of Multiparty Computations started in the beginning of the 1980s and became a very active area of research with thousands of results. In recent years it has added a focus of designing practical solutions that also provide privacy. This aspect of MPC is due to rising privacy concerns and needs and the deployment of the cloud and the burst of cryptocurrencies.
In this talk we will present this journey from the first days culminating in current solutions to real world problems.
March 29, 2019
Éva Tardos, Cornell University
Tardos has been elected to the National Academy of Engineering, National Academy of Sciences, and the American Academy of Arts and Sciences, and she is a fellow of multiple societies (ACM, AMS, SIAM, INFORMS). Dr. Tardos is also the recipient of several fellowships and awards including the Packard Fellowship, the Fulkerson Prize and the Goedel Prize. Most recently, IEEE announced that Dr. Tardos will receive the 2019 IEEE John von Neumann Medal in May for outstanding achievement in computer-related science and technology. Éva Tardos is a Jacob Gould Schurman Professor of Computer Science at Cornell University, and she was Computer Science department chair from 2006 to 2010. She received her BA and PhD from Eötvös University in Budapest. She joined the faculty at Cornell in 1989. Tardos's research interest is algorithms and algorithmic game theory. She is most known for her work on network-flow algorithms and quantifying the efficiency of selfish routing. She has been elected to the National Academy of Engineering, the National Academy of Sciences, the American Academy of Arts and Sciences, and is an external member of the Hungarian Academy of Sciences. She is the recipient of a number of fellowships and awards including the Packard Fellowship, the Gödel Prize, Dantzig Prize, Fulkerson Prize, and the ETACS prize. She is editor editor-in-Chief of the Journal of the ACM, has been editor-in-Chief of SIAM Journal of Computing, and editor of several other journals including Combinatorica; she served as problem committee member for many conferences, and was program committee chair for the ACM-SIAM Symposium on Discrete Algorithms (1996), as well as FOCS'05, and EC'13. Most recently, IEEE announced that Dr. Tardos will receive the 2019 IEEE John von Neumann Medal in May for outstanding achievement in computer-related science and technology.
Selfish behavior can often lead to suboptimal outcome for all participants, a phenomenon illustrated by many classical examples in game theory. Over the last decade we developed good understanding on how to quantify the impact of strategic user behavior on the overall performance in many games (including traffic routing as well as online auctions). In this talk we will focus on games where players use a form of learning that helps them adapt to the environment. We consider two closely related questions: what are broad classes of learning behaviors that guarantee high social welfare in games, and are these results robust to when the game or the population of players is dynamically changing and where participants have to adapt to the changing environment.
April 01, 2019
Elias Bareinboim, Purdue University
Causal Data Science: A general framework for data fusion and causal inference
Elias Bareinboim is an assistant professor in the Departments of Computer Science and Statistics at Purdue University. His research focuses on causal and counterfactual inference and their applications in data-driven fields. His work was the first to propose a general solution to the problem of "data-fusion" and provides practical methods for combining datasets generated under different experimental conditions. More recently, Bareinboim has been interested in the intersection of causal inference with reinforcement learning and fairness analysis. He received a Ph.D. in Computer Science from UCLA advised by Judea Pearl. Bareinboim's recognitions include NSF CAREER Award, IEEE AI's 10 to Watch, the Dan David Prize Scholarship, the 2014 AAAI Outstanding Paper Award, and the 2018 UAI Best Student Paper Award.
Causal inference is usually dichotomized into two categories, experimental (Fisher, Cox, Cochran) and observational (Neyman, Rubin, Robins, Dawid, Pearl) which, by and large, have evolved and been studied independently. A wide range of problems faced by the current generation of empirical scientists is more demanding. Experimental and observational studies are but two extremes of a rich spectrum of research designs that generate the bulk of the data available in practical, large-scale situations. In typical medical explorations, for example, data from multiple observational and experimental studies are collected from distinct locations, different sampling conditions, and heterogeneous populations. Piecing together these data sources presents a tremendous opportunity to data scientists since the knowledge conveyed by the combined data would not be attainable from any individual source alone.
However, the biases that emerge in heterogeneous environments require a new set of principles and analytical tools. Some of these biases, including confounding, sampling selection, and cross-population (i.e., external validity) biases, have been addressed in isolation, largely in restricted parametric models. In this talk, I will present a general, non-parametric framework for handling these biases and, ultimately, a theoretical solution to the data fusion problem in causal inference tasks. I will further outline the connections of this theory to current challenges in AI and Machine Learning, including fairness analysis, explainability, and reinforcement learning. I'll end the talk with some reflections on where we are now in the grand scheme of automating the empirical sciences, a project that I call "Causal Data Science."


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Avast is free for one year, and is fast and light at 27 mb of RAM. We use this for all the old beaters that roll in for service, it works great on XP.
Malwarebytes is a good general purpose spyware cleanup tool. We don't recommend the resident component, it uses too much memory.
It is free security software and it works well on modern PCs, we use it on all our new builds. Not reommended for old beaters.
Spybot is a good general purpose spyware cleanup tool.
OpenDNS is a great tool for reconfiguring your router to block vast chunks of bad internet. Check it out.


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Thanks for letting us know we're doing a good job!
If you've got a moment, please tell us what we did right so we can do more of it.
Thanks for letting us know we're doing a good job!
If you've got a moment, please tell us what we did right so we can do more of it.
Thanks for letting us know this page needs work. We're sorry we let you down.
If you've got a moment, please tell us how we can make the documentation better.
This operation adds an archive to a vault. For a successful upload, your data is durably
persisted. In response, Amazon S3 Glacier (S3 Glacier) returns the archive ID in
x-amz-archive-id header of the response. You should save the archive ID
returned so that you can access the archive later.
You must provide a SHA256 tree hash of the data you are uploading. For information about computing a SHA256 tree hash, see Computing Checksums.
When uploading an archive, you can optionally specify an archive description of up to 1,024 printable ASCII characters. S3 Glacier returns the archive description when you either retrieve the archive or get the vault inventory. S3 Glacier does not interpret the description in any way. An archive description does not need to be unique. You cannot use the description to retrieve or sort the archive list.
Except for the optional archive description, S3 Glacier does not support any additional metadata for the archives. The archive ID is an opaque sequence of characters from which you cannot infer any meaning about the archive. So you might maintain metadata about the archives on the client-side. For more information, see Working with Archives in Amazon S3 Glacier.
Archives are immutable. After you upload an archive, you cannot edit the archive or its description.
To upload an archive, you use the HTTP
POST method and scope the request to the
archives subresource of the vault in which you want to save the
archive. The request must include the archive payload size, checksum (SHA256 tree
and can optionally include a description of the archive.
VaultName/archives Host: glacier.
Region.amazonaws.com x-amz-glacier-version: 2012-06-01 Date:
SHA256 tree hashx-amz-content-sha256:
SHA256 linear hashContent-Length:
Length<Request body.>
AccountId value is the AWS account ID of the account that owns the vault. You can either specify
an AWS account ID or optionally a single '
-' (hyphen), in which case Amazon S3 Glacier uses the AWS account ID associated with
the credentials used to sign the request. If you use an account ID, do not include
any hyphens ('-') in the ID.
This implementation of the operation does not use request parameters.
This operation uses the following request headers, in addition to the request headers that are common to all operations. For more information about the common request headers, see Common Request Headers.
The size of the object, in bytes. For more information, go to http://www.w3.org/Protocols/rfc2616/rfc2616-sec14.html#sec14.13
Type: Number
Default: None
Constraints: None
The optional description of the archive you are uploading. It can be a plain language description or some identifier you choose to assign. The description need not be unique across archives. When you retrieve a vault inventory (see Initiate Job (POST jobs)), it includes this description for each of the archives it returns in response.
Type: String
Default: None
Constraints: The description must be less than or equal to 1,024 characters. The allowable characters are 7-bit ASCII without control codes, specifically ASCII values 32—126 decimal or 0x20—0x7E hexadecimal.
The SHA256 checksum (a linear hash) of the payload. This is not the same value as
specify in the
Type: String
Default: None
Constraints: None
The user-computed checksum, SHA256 tree hash, of the payload. For information on computing the SHA256 tree hash, see Computing Checksums. If S3 Glacier computes a different checksum of the payload, it will reject the request.
Type: String
Default: None
Constraints: None
The request body contains the data to upload.
In response, S3 Glacier durably stores the archive and returns a URI path to the archive ID.
HTTP/1.1 201 Created x-amzn-RequestId: x-amzn-RequestId Date: Date x-amz-sha256-tree-hash: ChecksumComputedByAmazonGlacier Location: Location x-amz-archive-id: ArchiveId
A successful response includes the following response headers, in addition to the response headers that are common to all operations. For more information about common response headers, see Common Response Headers.
The relative URI path of the newly added archive resource.
Type: String
The ID of the archive. This value is also included as part
of the
Type: String
The checksum of the archive computed by S3 Glacier.
Type: String
This operation does not return a response body.
For information about Amazon S3 Glacier exceptions and error messages, see Error Responses.
The following example shows a request to upload an archive.
POST /-/vaults/examplevault/archives HTTP/1.1 Host: glacier.us-west-2.amazonaws.com x-amz-Date: 20170210T120000Z x-amz-sha256-tree-hash: beb0fe31a1c7ca8c6c04d574ea906e3f97b31fdca7571defb5b44dca89b5af60 x-amz-content-sha256: 7f2fe580edb35154041fa3d4b41dd6d3adaef0c85d2ff6309f1d4b520eeecda3 Content-Length: 2097152 x-amz-glacier-version: 2012-06-01 Authorization: Authorization=AWS4-HMAC-SHA256 Credential=AKIAIOSFODNN7EXAMPLE/20141123/us-west-2/glacier/aws4_request,SignedHeaders=host;x-amz-content-sha256;x-amz-date;x-amz-glacier-version,Signature=16b9a9e220a37e32f2e7be196b4ebb87120ca7974038210199ac5982e792cace <Request body (2097152 bytes).>
The successful response below has a
Location header where you can get
the ID that S3 Glacier assigned to the archive.
HTTP/1.1 201 Created x-amzn-RequestId: AAABZpJrTyioDC_HsOmHae8EZp_uBSJr6cnGOLKp_XJCl-Q Date: Wed, 10 Feb 2017 12:00:00 GMT x-amz-sha256-tree-hash: beb0fe31a1c7ca8c6c04d574ea906e3f97b31fdca7571defb5b44dca89b5af60 Location: /111122223333/vaults/examplevault/archives/NkbByEejwEggmBz2fTHgJrg0XBoDfjP4q6iu87-TjhqG6eGoOY9Z8i1_AUyUsuhPAdTqLHy8pTl5nfCFJmDl2yEZONi5L26Omw12vcs01MNGntHEQL8MBfGlqrEXAMPLEArchiveId x-amz-archive-id: NkbByEejwEggmBz2fTHgJrg0XBoDfjP4q6iu87-TjhqG6eGoOY9Z8i1_AUyUsuhPAdTqLHy8pTl5nfCFJmDl2yEZONi5L26Omw12vcs01MNGntHEQL8MBfGlqrEXAMPLEArchiveId


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New 2019 New Holland Workmaster 50 tractor. Workmaster utility tractors are built to handle a wide variety of chores, from mowing, to loading, to bailing. Staying true to the popular, original Workmaster tractors from the 1960s, the new series of Workmaster tractors have been built to be a dependable, powerful, versatile tractor that's affordable.
A Few Key Features:
– Clean, Efficient Engine: Turbocharged, 3-cylinder engine that meets strict Tier 4B standards, approved to run on B7 biodiesel blends, and do not require extra fluids or operator intervention!
– Stylish Functionality: The modern, sleek sloped hood isn't just for looks, it's to improve eyesight to the loader. Easy to use controls, analog/digital gauges, and an adjustable contoured, suspension seat all make the tractor look as great as it is to use.
– A Multi-Tasking Master: Heavy-duty loader work and 3-point implement applications are all meant to be done in a day's work. The Workmaster has a 3-point hitch capacity of 2,701lbs (at 24″ behind ball ends), rear independent 540-PTO, and feature flexible link ends, telescoping stabilizers and a swinging drawbar to make implement hookup a snap.
Equipment Specs:
– FPT Tier 4B diesel engine with 45hp PTO / 53hp gross
– Hydostatic power steering
– Loader mount ready
– Mechanical rear differential lock
– Cat I/II three-point hitch with 2,701lbs lift capacity 24″ behind ball ends / 3,307lbs at ball ends
– Combination ball and flexible link ends
– Independent rear 540 PTO
– 2 rear remotes with 11.9gpm pump flow
– Foldable ROPS
– Toolbox (behind ROPS)
– 17.2gal fuel tank capacity


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by Meredith Hanson, contributor As a homeschooling parent, I'm frequently asked why I choose to homeschool my kids. I always find myself a little at sea on how to answer this question, because there are many reasons that my husband and I have chosen to homeschool our three children. To add to the difficulty in […]CONTINUE READING
by Leslie Kleppe, MHA Board member As I write this post, it is -22° f outside. The cold temperatures of our Minnesota winter often draw us indoors to cozy up. The Danish phenomenon called Hygge has finally reached the United States, and it's impossible to go to a bookstore, browse Instagram, or read the news […]CONTINUE READING


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Concrete Plant Park
|Concrete Plant Park
Concrete Plant Park, looking south
|Public park
|The Bronx, New York City
|40°49′31″N 73°53′06″W / 40.825201°N 73.885117°WCoordinates: 40°49′31″N 73°53′06″W / 40.825201°N 73.885117°W
|7.39 acres (2.99 ha)
|Operated by
|New York City Department of Parks and Recreation
|Open all year
|Bronx River
|Public transit access
|New York City Subway: Whitlock Avenue (), Simpson Street ()
New York City Bus: Bx4, Bx4A, Bx11, Bx27
Concrete Plant Park is a public park in the Longwood section of the southern portion of the Bronx, New York City. It consists of 7.39 acres (2.99 ha)[1] located on the west bank of the Bronx River between Westchester Avenue and Bruckner Boulevard. The centerpiece and namesake of the park is a group restored structures from the concrete plant which once occupied its site. It is maintained by the New York City Department of Parks and Recreation.
History and description[edit]
The Transit-Mix Corporation operated a concrete plant on the site from the late 1940s through its abandonment in 1987,[2] according to NYC Parks, although the city's land records indicate the property was foreclosed for non-payment of taxes in 1981. In 2000, the property was transferred to NYC Parks, which formed a partnership with community organizations, including the Bronx River Alliance, to design and construct the park. The city stabilized the old structures from the abandoned plant, cleared tons of debris, and constructed other park facilities. The park was opened to the public in 2009.[3][4]
Besides the restored concrete plant structures, which have fences around them, the park includes a walk along the Bronx River, grassy lawns, seating (some of it under a small metal canopy), a "reading circle" of concrete chair-like structures, and a paved bicycle and pedestrian trail that is part of the developing Bronx River Greenway. The park's north entrance is on Westchester Avenue just east of Whitlock Avenue, and its south entrance is on Bruckner Boulevard west of Bronx River Avenue.[3]
The ruined Westchester Avenue station, which was built in 1908 and designed by architect Cass Gilbert, stands near the park's northern entrance, where it is partly suspended over Amtrak's busy Northeast Corridor. One proposal to save the station from demolition involves moving part of it to a pier in the park.[5] However to date no source of funding for the project has been identified.
Reading circle, with Westchester Avenue station ruin and a New York City Subway train on 6 train service in the background
Looking south towards the concrete plant structures. Bronx River is on the left and Northeast Corridor on the right
- ^ "NYCityMap". City of New York. Retrieved 10 April 2014.
- ^ Milosheff, Peter (October 13, 2009). "The Bronx Times - Concrete Plant Park". www.bronx.com. The Bronx Times. Retrieved 5 January 2018.
- ^ a b "Concrete Plant Park". New York City Department of Parks and Recreation. Retrieved 11 April 2014.
- ^ "ACRIS real estate records system". Bronx, Block 2759, Block 187. City of New York.
- ^ Schachter, Amanda. "Bronx River Right-of-Way: Reclaiming Cass Gilbert's Westchester Avenue Station for the Waterfront (video)". Retrieved 7 April 2014.


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Spring has sprung, despite the occasional snowflake that would have you thinking otherwise. And, yup, a lot of us are racking our brains trying to remember what that little yellow flower is called and what that gorgeous pink flower is named.
Eye on Sun Valley's Karen Bossick ventured into Croy Canyon west of Hailey this week to examine a few of the early blooming blossoms. Come along with her!
And see this and other new videos, including a profile of rodeo star Payson Bennett and the Sage School's dodgeball tournament on Eye on Sun Valley's TV show on Cox Cable Channel 13 at 7:30 tonight. The show repeats at various times throughout the week.
~ Today's Topics ~
© Copyright 2019 Eye on Sun Valley


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Registrations close on 18 August 2019. Registration requests received after that date will be reviewed and, if accepted, will carry a 30% late-registration fee.
Competitors and their staff are responsible for payment of charges for international transfers. This may cost around EUR(€) 65 in addition to the registration fee.
In order to qualify for ADVANCE 1 or ADVANCE 2 rates, payment must be made before the respective closing date.
*For the 2019 season, FIM has incorporated accident insurance, implicit in the international FIM license. As a security measure, the organization must incorporate repatriation coverage for all competitors of the World Championship. This fee is not expressed in the registration values. The organization is looking for the best coverage option for this item which must be paid before administrative verifications. This measure is for not randomly increase the value of the registration amount and to express it transparently to each competitor.
Cash: at the Atacama Rally office in Santiago, Chile.
Bank transfer or deposit: please contact email@example.com for instructions.
Please contact the Atacama Rally office for bank transfer instructions, at: firstname.lastname@example.com
Registration fees include:
- Sporting rights
- Medical assistance on site, air rescue, tangos (field ambulance) and field hospital.
- Plates for the competing vehicle and registered assistance vehicles.
- Right of entry to race and bivouac areas.
- Road book.
- Rally bracelet.
- Bivouac access
- Dinners during competition stages (competitors and registered assistants).
- "STELLA" System provided by the organizers.
- Daily snack point for competitors and snack bag for registered assistants.
- Award ceremony.
- Third party liability insurance.
- Primary medical insurance. (each competitor must have a personal accident insurance)
- Entry to award ceremony and party.
Registration fees do not include:
- Transport of vehicles to and from Chile.
- Passenger transport to and from Chile.
- Airfares to and from Chile.
- Vehicle transport in the event of breakdown.
- Hotel stays (The organizers will provide preferential prices for rally participants, at the base hotel).
- Drinks and extras in Bivouacs and hotels (including the Rally venue hotel).
- Fuel.
- Tolls.
- Brackets for "Stella" system.
- Anything not mentioned in the section listing items included in the registration fees
Because the Rally is an international fixture, the competition and safety materials are imported. For that reason, the registration fee is given in euros. However, payment may be made in Chilean pesos at the euro exchange rate listed by the Central Bank on the day of payment.


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John McAuliff — Nov 9, 2013
President Obama is in Miami and said nice things about dissidents (filtered through Juan Tamayo's usually hostile to Havana interpretation in the Miami Herald
http://www.miamiherald.com/2013/11/08/3740997/with-charlie-crist-as-guest-president.html,), but also suggested more is coming on US policy change:
Obama told two of Cuba's leading dissidents in South Florida that he admires their sacrifices, a rare White House recognition of the peaceful opposition on the communist-ruled island.
"The most important thing here was the recognition by the president of the United States, the most powerful democracy in the world," dissident Guillermo Farinas said minutes after the meeting.
Obama also referred to his administration's decision to relax travel restrictions on Cuba and said, "we've started to see changes on the island," adding the U.S. needs to be "creative and thoughtful" and continue to update out Cuba policies.
If memory serves, Farinas sits on the pro-travel restrictions pro-embargo side of the dissident community although he has obviously profited from both countries' liberalization.
The President's comment on his travel initiative could be read as a refutation to Farinas and explain Farinas language about "the most important thing here", which implies Obama said things he was not so happy about.
John McAuliff
Fund for Reconciliation and Development
Links and resources
Cuba: U.S. Restrictions on Travel and Remittances by Mark P. Sullivan, Specialist in Latin American Affairs An invaluable annual report published by Congressional Research Service (http://www.fas.org/sgp/crs/row/RL31139.pdf,)
taken from http://thehavananote.com/2013/11/another_straw_wind,


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Henry E. Rohlsen Airport Reviews 2017
Henry E. Rohlsen Airport serves St. Croix, part of the United States Virgin Islands. The airport was named after St. Croix native and one of the Tuskegee Airmen, Henry E. Rohlsen. Up until 1996, they were previously named Alexander Hamilton International Airport. As one of the area's international airports, Henry E. Rohlsen Airport mostly operates intra-Caribbean flights, and has the capacity to accommodate larger jets to the size of Boeing 747s.
Our Henry E. Rohlsen Airport reviews give you an overview of the airport's background and history, main amenities, services, and establishments, location and how to get there, and what travellers have to say about them.
Reviews – What People Are Saying
On May 7, 2017, the most recent Henry E. Rohlsen Airport reviews wrote that STX was a "Small airport with limited amenities. What's nice about this airport is free Rum-shots when you arrive, quick boarding process, taxi and take-off when departing the island." Another of the Henry E. Rohlsen Airport reviews on Yelp said, "The security here seems to work just fine. The locals are friendly enough. Better still the important things like toilets, and food service work just fine."
Many Henry E. Rohlsen Airport reviews shared how easy and pleasant the airport was to transit. Security was efficient, interiors were comfortable, and it had friendly staff and affordable food and drink.
Henry E. Rohlsen Airport is composed of a single terminal, open between 5:30am-11pm. Also, based on Henry E. Rohlsen Airport reviews, there isn't much to do inside, with "limited" shopping and dining options. Aside from a Duty Free store, there is one other souvenir shop and one cafeteria.
Checking in may get uncomfortable depending on the weather, with the check-in area located partially outdoors, according to Henry E. Rohlsen Airport reviews. However, there is WiFi Internet service and a VIP lounge at STX. Other available services inside the airport are ATMs and cash machines.
Located 10 km southwest of Christiansted on the southwestern side of the island of St. Croix in the United States Virgin Islands, Henry E. Rohlsen Airport is a small public airport owned by the Virgin Islands Port Authority.
Location – Traffic – Service
Henry E. Rohlsen Airport, is served by a number of major US airlines and "island hoppers" or commuter carriers providing shuttle services between the Virgin Islands, on a long asphalt runway. The airport's passenger count per annum is an estimated 1.8 million.
For a comprehensive list of the destinations of Henry E. Rohlsen Airport, using either passenger, charter, or cargo airlines, view this link.
News and Awards
Henry E. Rohlsen Airport received a grant from FAA in October 2016 which they will use to improve their airfield and passenger terminal. The "airport facility improvements" involve the rehabilitation of Runway 10-28, sealing and remarking Taxiway A's midsection and Taxiway B, and the upgrade of their security access control system
Contact info:
- Airport Code: STX
- Phone number: (340) 774 1629
- Website URL: http://www.viport.com
- Email: firstname.lastname@example.com
- Address: Christiansted, St. Croix, VIR
Concluding Words
I would recommend this airport for their services. They manage to give travellers a smooth experience, and based on the Henry E. Rohlsen Airport reviews online, I see that their quality surpasses people's expectations.
What can you say about our Henry E. Rohlsen Airport reviews? If you have anything to add, feel free to leave your comments here below!


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2300 Elmwood Avenue, Berwyn
Well maintained home in great Gold Coast location, close to shopping, transportation, and walking distance to Cermak Road. Nice cabinet kitchen, mosaic back splash, plus an eating island and huge walk-in pantry. Enclosed rear porch which could be used most of the year. Formal dining room with arch that leads from living room, beautiful hardwood floors in LR, DR, and Kitchen, laminate in first floor 2 bedrooms. Decorative staircase leading to second floor with 2 large bedrooms and spacious closets. All custom blinds encluded. Finished basement with bath. Beautiful yard, privacy wood fence, patio area, and great pool for summer fun. 2 car garage, all newer white vinyl windows, maintenance free exterior, new front stairs. Must see to appreciate this lovely home.
Curbs/Gutters, Street Lights, Sidewalks
Oven/Range, Microwave, Refrigerator, Washer, Dryer
Partially Finished, Exterior Access
The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Good Realty Co. are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.
Listing information last updated on April 8th, 2020 at 4:20am CDT.


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A Comprehensive History of India
London: Blackie & Son, 1867. First. Hardcover. from the first landing of the English to the suppression of the Sepy Revolt including an outline of the early history of Hindoostan. Three volumes: 707, 852 & 743 pp. Over 500 text ill. An in depth history. A beautiful set in elaborate..... More


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How to teach an older sibling to change a baby's diaper.
Step #1: Prep
There are certain tools of the trade when it comes to changing a diaper. It is important that you tell your older child to have all the supplies ready before putting the baby on the changing table. Explain to your child that the baby can never - not even for a split second - be left unattended on the changing table. The baby could roll over and fall of the table in two seconds flat and a fall like that could cause serious harm - even death -- to a little one. The supplies that should be readied prior to putting the baby on the changing table are wipes, powder, cream or ointment, and a new diaper.
Step #2: Ready Your Subject
Lay the baby down on his or her back on the changing table. Remove all clothing below the waist except for the soiled diaper. If the baby has a one piece body suit on that has snap clasps at the crotch, just unsnap them and pull the suit up so that it is just below the armpits. It is important to get all of the clothing away from the baby's lower body in order to avoid a mess. Next, lift the baby's bottom up slightly by holding his or her ankles with one hand - you just want to angle the bottom half of the baby up ever so slightly, and not so much that your are contorting the baby into an uncomfortable position.
Step #3: Out with the Old, On with the New
Use your free hand to remove the diaper. Keep the legs lifted so that the baby's soiled bottom doesn't touch the surface of the changing table. Discard the dirty diaper in the appropriate waste receptacle (which should be adjacent to the changing table). Use your wipes to slowly and gently clean up the baby, making sure to clean in all the folds and creases of the skin where dirt and bacteria will hide. Once the area has been cleaned, use your fingertips to apply the cream or ointment to the genital and anal areas. Next, slip your new diaper underneath the baby, and then apply a small amount of powder to the inside of the diaper and to the baby's bottom. Close the diaper, making sure that the closure is tight enough that you cannot fit two fingers inside the waist, but loose enough so that you can fit one finger easily. Basically, you don't want the diaper to fall off, but you don't want it to be restrictive. Finally, put the baby's clothes back on, and you're all done.