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VASCO Announces Participation in Upcoming Investor Conferences - September
OAKBROOK TERRACE, IL – September 7, 2016 – VASCO Data Security International, Inc. (NASDAQ: VDSI), a global leader in digital solutions including identity, security and business productivity, announced its scheduled participation at the following upcoming investor conferences.
- Drexel Hamilton Telecom, Media & Technology Conference on Wednesday, September 7 and Thursday, September 8 in New York, NY; presentation by John Gunn, VP of Corporate Communications, scheduled for September 8 at 10:30 am ET;
- 7th Annual Credit Suisse Small & Mid Cap Conference on Wednesday, September 14 and Thursday, September 15 in New York, NY; presentation by John Gunn, VP of Corporate Communications, scheduled for September 15 at 3:30 pm ET; and
- Dougherty & Company Institutional Investor Conference on Wednesday, September 28 in Minneapolis, MN. Participation by Ken Hunt, VASCO Chairman and CEO, and Mark Hoyt, VASCO CFO.
The Drexel Hamilton Telecom, Media & Technology Conference presentation is scheduled to be webcast and accessible for replay on the investor relations section of the VASCO website at ir.vasco.com. Conference participation, dates and times are subject to change.
About VASCO:
VASCO is a global leader in delivering trust and business productivity solutions to the digital market. VASCO develops next generation technologies that enable more than 10,000 customers in 100 countries in financial, enterprise, government, healthcare and other segments to achieve their digital agenda, deliver an enhanced customer experience and meet regulatory requirements. More than half of the top 100 global banks rely on VASCO solutions to protect their online, mobile, and ATM channels. VASCO's solutions combine to form a powerful trust platform that empower businesses by incorporating identity, fraud prevention, electronic signatures, mobile application protection and risk analysis. Learn more about VASCO at VASCO.com and on Twitter and LinkedIn.
Copyright © 2016 VASCO Data Security, Inc., VASCO Data Security International GmbH. All rights reserved. VASCO® is a registered trademark of VASCO Data Security, Inc. and/or VASCO Data Security International GmbH in the U.S. and other countries.
For more information contact:
John Gunn
[email protected]


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Better Tasting Wine
- Where
- Saratoga Ave, South Bay , CA
- Call
- 650.283.4926
- Contact
- Web
- Better Tasting Wine Website
- Tags
- Wine
Better Tasting Wine nonprofit educational organization, offering online wine lessons and practical tips.
Lessons anchor on practical wine knowledge that can improve wine appreciation; for example, wine tasting techniques, optimal serving temperature, aeration timing, wine and food pairing principles.
In addition, our website provides useful resources such as a template for wine tasting, and a serving temperature chart by grape variety.
A non-profit organization, BetterTastingWines founding mission is to help our community better understand and enjoy wine. We are committed to provide a reader-friendly introduction to wine, offer a broad overview without over-whelming details, and be free and accessible to all.
For more information, visit http://www.bettertastingwine.com.

subset: commoncrawl


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Reflexology is a specific pressure technique applied to feet or hands where all the internal body structures and organs are mapped out in miniature.
Reflexology is a simple non-invasive treatment which helps the body to maintain a delicate balance to enable the systems to work together in harmony to keep us in a state of good health. Take an hour off for yourself, the effects of reflexology are:
- Relaxation of the mind and body
- Reduces stress and induces deep relaxation
- Improves circulation and lymphatics
- Helps balance the whole system
- Increases energy flow
- Removes waste deposits from the feet
- Removes blockages of energy pathways
- Cleanses the body of toxins and impurities


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Mirror, Mirror on the Wall
Aug 27, 2018 04:43PM
The WAG Magazine and Vito's Scottsdale present Mirror, Mirror on the Wall, Monday, September 24, from 5:45 to 8:30 p.m. at Vito's Scottsdale. Is your pet reflecting your all? Find out as Andrea Sobotka, "Critter Doc," award-winning energy healer and natural pet care practitioner (SpiritAnimalWisdom.com), shares how pets can mirror our health, our emotions, and even our look! Learn how to create a harmonious connection while creating healthy boundaries. There will be dinner and refreshments, as well as raffles for prizes. A portion of event proceeds will benefit the Arizona Animal Welfare League and the Society for the Prevention of Cruelty to Animals (SPCA).
Cost: $59 per person (includes dinner and refreshments). There is limited seating; reservation deadline is Sept. 15. Location: 10999 N. Frank Lloyd Blvd., Scottsdale. For more information or to make a reservation, contact Penny Lex at 507-202-3929 or [email protected].


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Infringement Search provides information about those products that may infringe the client's patent. The client can then utilize the results for claiming royalty for the patent.
Searches are conducted in non-patent databases and sometimes in Patent Citations (for non-patent references) to find particular products/methods that are infringing the claims of a Patent.
Patent Infringement Search is performed to find already existing or valid patents whose claims matches the claim on other the patent. This search can also be performed by a company that owns a particular product who wishes to identify patents that it may be Infringing.
Wissen Research provides you with
- Essential patent information concerning infringement in lawsuits to prove that you are not infringing a valid patent claim
- Proof of infringement, if any, on your valuable patented technology.
Our expert team employ strategic methods to perform an in-depth search for patents in multiple databases. The aforesaid search comprises of two steps:
First, the claims are analyzed by studying the documents related to patent.
Second, the claims must "read on" the accused device or process which means that device or process is studied deeply to check if it is described by the claims.
The search saves millions of dollars in infringement cases prior to the launch of product
- Analysing patent infringement risk before producing and marketing a product
- Pre‐acquisition or investment assessments of a patent's strength
- Invalidating the claiming patent can save your patent
- To figure out a strategic way to invalidate the patent of the competito


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256 E Osborne Road, North Vancouver
3 Beds
3 Baths
2,037 Sq.ft.
3,960 Lot SqFt
1980 Built
A must see totally updated view home in Upper Lonsdale! This immaculately kept 3 bedroom + den home features a trendy updated kitchen with all newer appliances, sink, cabinetry and granite counter tops. Engineered hardwood & baseboard/trim throughout along with all new solid wood shaker-style doors. The private and usable backyard with a water view right off your main floor is ideal for entertaining or watching your little ones and the large front balcony with South exposure and ocean view is wonderful for catching some sun with morning coffee, lunch or dinner. Close to Carisbrooke Elementary School, #230 bus stop to Lonsdale Quay via Lonsdale Ave.
Taxes (2015): $5,103.00
- ClthWsh/Dryr/Frdg/Stve/DW
- Microwave
- Security System
- Smoke Alarm
- Sprinkler - Fire
Similar Listings
Disclaimer: The data relating to real estate on this web site comes in part from the MLS Reciprocity program of the Real Estate Board of Greater Vancouver or the Fraser Valley Real Estate Board. Real estate listings held by participating real estate firms are marked with the MLS Reciprocity logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by the Real Estate Board of Greater Vancouver or the Fraser Valley Real Estate Board which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of the Real Estate Board of Greater Vancouver or the Fraser Valley Real Estate Board.


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To help you plan your holiday, here are suggestions for centred stays on Thistle Holiday Parks. . .
At the moment we are all being asked to stay at home, but why not start planning now for the day when you can get out and explore Scotland's beautiful countryside.
Angus is fine farming country with beautiful sandy beaches, and the Angus Glens, with both low-level walks and treks over the mountains to Royal Deeside.
Dundee is the main town, the home of the RSS Discovery on which Scott sailed to the Antarctic, and the V & A Museum, popular with visitors and locals alike.
Perthshire is in the heart of Scotland, with the River Tay running through it to the North Sea at Dundee.
Angus - places to visit: Montrose Basin, a bird-spotter's heaven: Edzell Castle at Edzell; the V&A and Discovery Point in Dundee.
Perthshire - places to visit: Loch of the Lowes Bird Reserve; Blair Castle at Blair Atholl: Huntingtower Castle near Perth; Faskally Forest near Pitlochry
Parks to choose from in Angus and Perthshire:
Riverview at Monteith Nethercraig near Alyth Blairgowrie at Blairgowrie Tummel Valley near Pitlochry Blair Castle at Blair Atholl; Calvine at Pitlochry.
AYRSHIRE Known as the Land of Burns, Scotland's national poet. Long stretches of coastline on Scotland's west coast.
Ayrshire places to visit: Land of Burns' visitor centre; Burns' Cottage; the Maritime Museum in Irvine.
Parks to choose from: Bennane Shore, Girvan Crofthead , Ayr Sandylands, Saltcoats
Sundrum Castle, Ayr Turnberry Holiday Park, Turnberry Vewfield Manor Leisure Park, Kilwinning
DUMFRIES AND GALLOWAY: The South West. Mooorland and farmland and the Solway Firth with small vllages and lovely beaches.
And the Galloway Forest Park, a must-visit. place
Places to visit; the gardens at Glenwhan, Logan, Dunskey, Threave and Castle Kennedy; Glenluce Abbey. Whithorn, birthplace of Christianity in Scotland; Glenluce Abbey; Caerlaverock and Threave Castles
Parks to chooe from:
- Glenearly Caravan Park, Dalbeattie Coastal Kippford Holiday Park, south of Dumfries Loch Ken Holiday Park in the Galloway Forest Park
- Queensberry Bay Holiday Park, Annan Seaward Caravan Park, by Kirkcudbright Southerness Holiday Park, south of Dumfries Whitecairn Holiday Park, by Stranraer
EDINBURGH, EAST LOTHIAN AND BERWICKSHIRE: Scotland's capital and farming countryside
Edinburgh is a busy city but no need to take your car - you can hop on a train from Dunbar or North Berwick. East Lothian is said to be the sunniest place in Scotland and one of the best areas for growing wheat and barly.
Places to visit the Scottish Seabird Centre in North Berwick Tantallon Castle and Dirleton Castle Rosslyn Chapel; the National Museum of Flight; Glenkinchie Distillery
Parks to choose from:
Belhaven Bay Caravan Park, Dunbar Eyemouth Caravan Park, Eyemouth Mortonhall Caravan Park, Edinburgh Pease Bay Leisure Park near Dunbar,
Tantallon Caravan Park, North Berwick Thurston Manor Leisure Park near Dunbar Scoutscroft Carvan Park, near Eyemouth
THE NORTH EAST: Aberdeenshire and Moray are known for their castles and whisky distilleries, as well as Aberdeen Angus cattle and the rivers - the Dee, the Don, the Deveron and the Spey.
Places to visit: Dallas Dhu Distillery; the coastal villages of Portsoy, Cullen, Findochty; the coastal nature reserve at Forvie, north of Aberdeen.
Peterhead Prison, notorious in its day, but a fascinating place to visit. Castles at Huntly, Delgatie, Corgarff, Tolquhon, Distilleries : Glen Garioch, Glendronach, Glenglassaugh.
Parks to choose from: Silver Sands at Lossiemouth, Cullen Bay at Cullen, Huntly Castle at Huntly, Banff Links at Banff, Deeside on Royal Deeside. .
Touring and Camping Sites Scotland ~ Caravan Parks Scotland ~ Self catering Lodges and Cabin Hire Scotland


text: The foundation for multi-decade investing 9 October 2019 It's a good time to be a proper investor, it's a good time to be a long-term unconstrained investor. Foreward Three years – an important milestone We aim to find attractive stocks that we want to hold for the long term – like business owners, rather than stock market speculators. These stocks are typically businesses with strong franchises, pricing power, high returns and good growth profiles, where the market's short-term focus has failed to properly capture their compounding characteristics. This is the essence of our Long-Term Unconstrained Strategies, of which our Global (GLTU) strategy has marked its three-year anniversary, with our International (ILTU) strategy is approaching it's fourth anniversary. Reaching this important milestone is an ideal time to look back at the journey travelled, looking forward to the journey ahead and the ambition we have to deliver further consistent performance for our investors. This is an exciting milestone to have reached, especially given that over this period, the strategy has delivered strong and consistent performance, and exceeding the peer group median across all periods*. What is particularly exciting, in my view, is that we have delivered strong performance against the broader market, our peers and the quality index** – which is where we are focusing our research work. To me, it is important to ensure we deliver true alpha – that is, alpha versus the narrower part of the market in which we operate. Only by doing so can we truly claim to possess the stockpicking skills our clients demand. Our aim – to be the most respected Our GLTU and accompanying International and European strategies have developed from its 'older cousin' the Asia Long-Term Unconstrained strategy, which was launched in 2008. In the past four years we have built the franchise and launched various global and international long-term unconstrained sister portfolios – with European offerings established in the last 12 months. Our ambition for the LTU franchise is not simply to grow assets under management, or even to be 'Number One'. We aim to become the most respected investment team in the marketplace. This will mean we have delivered a good outcome for our investors, helping them achieve their return targets. This is what drives us to seek stocks with attractive upside every day of the week. Reaching our goal There are two essential ingredients in order to achieve this ambition of being 'most respected'. The first, naturally is performance, as this is the reason investors entrust their assets to us. However, the emphasis is on consistency of performance. The second, is a structured and leading-edge investment process, to ensure performance is repeatable. In my opinion, you can't have one without the other – at least not on a long-term basis. × Newsletter sign-up Investing in excellence In a market where investors increasingly focus on big data, we prefer to develop smart fundamental data, which gives us superior insights of a business's long-term potential, rather than the short-term focus that big data inevitably brings. Over the past 12 months we have been active in introducing innovative fundamental data analytics to further enhance our investment process, in terms of enhanced screening methodologies, additional accounting screens, and a more flexible approach to identifying the stocks we believe have sustainable growth characteristics. We have continued to push ourselves to innovate with the hope of leading not just us, but the industry, forward. The improvements are a crucial part of the journey we have already taken, and make the road ahead an exciting one for us to travel as we aim to deliver superior alpha to our clients on a consistent basis, while ensuring we continue to seek opportunities to improve. It's a good time to be a proper investor, it's a good time to be a long-term unconstrained investor. Part I) Long-Term Thinking, Long-Term Results Strong performance since inception The first three years for our Global Long-Term Unconstrained strategy have been successful by any measure. It has achieved its goal of long-term capital appreciation, by returning 52.9% since inception. Not only that, the strategy has outperformed an indicative global index, the MSCI ACWI, and has been in the top decile for each period over the three years. It has also outperformed the quality index, a narrower part of the market where our research work is focused. This, in our view, is a better demonstration of our stock-picking skills. GLTU Performance versus the index and quality since inception GLTU MSCI ACWI NR MSCI ACWI Quality NR One year (%) 13.8 5.7 9.2 Two years (% p.a.) 11.7 8.2 11.5 Since inception (% p.a.) 15.2 12.9 14.8 Outperformance of peers Quartile Percentile One year 1st 2 Two years 1st 4 Since inception 1st 2 Past performance is not a guide to future returns. The return may increase or decrease as a result of currency fluctuations. Source: Morningstar, performance data is shown to 30 June 2019; The Legg Mason Martin Currie Global Long-Term Unconstrained Fund is shown in US$. Net data is presented net of investment advisory fees, broker commissions, and all other expenses borne by investors. An annual fee rate of 1.50% has been applied for the net data. The figures provided include the reinvestment of dividends. Inception: 28 June 2016. Please note that this strategy is unconstrained by any benchmark. We show it against the MSCI ACWI and MSCI ACWI Quality for illustrative purposes only. Morningstar peer group is the EAA Fund Global Large-Cap Blend Equity. The performance record noted above is clear representation of the strategy's performance over the period shown. Performance information since inception in complete 12-month periods is available upon request. The strategy has outperformed an indicative global index, the MSCI ACWI, and has been in the top decile for each period over the three years. The key elements behind performance How has this been achieved? We believe being longterm and unconstrained in our mindset allows us to deliver strong performance. Long-term & unconstrained Focusing on finding the most attractive quality growth investment opportunities in the market, and harnessing their compounding characteristics has helped us generate the strong performance to date. With a 5–10 year time horizon, we look to buy and hold stocks that we believe have a strong upside potential over the holding period. Meanwhile, an unconstrained approach allows us to invest without index-exposure constraints, permitting us to avoid areas of the market where we see limited potential for companies to create value. …But the story of our LTU franchise stretches back much further than ILTU's inception date. We can trace it back to the original premise of its 'older cousin' Asia Long- Term Unconstrained (ALTU)… Consistency of performance We only focus on quality growth stocks. We believe that a persistent focus in this area is a reassuring feature for our investors. We do not try and time the market, nor do we try and shift exposure to capture style rotations, which are notoriously difficult to predict, both in terms of timing, duration and magnitude. The other aspect to ensure consistency of performance is our emphasis on portfolio construction - it is an important focus, to ensure that our risk exposures are deliberate and appropriately sized. All of this is underpinned by fundamental research analysis leading to the highest-conviction investing. …But the story of our LTU franchise stretches back much further than ILTU's inception date. We can trace it back to the original premise of its 'older cousin' Asia Long- Term Unconstrained (ALTU)… Part II) Capitalising on Success How we applied a successful strategy targeting long-term growth in Asia to develop a proposal for global equities. Success in Asia In 2008, the Asia team launched the ALTU strategy, designed to meet the needs of investors who were attracted to the Asia ex Japan region's high levels of economic growth, but who were aware that region's potential was not always matched by the returns of stock market indices. The solution was to create a strategy which aimed to be a long-term owner of the region's quality businesses, which are genuinely able to grow their value over time. This approach needed to: target businesses which could grow and deploy capital without diluting returns; break from the confines of a market-index construct, to recast risk as being a diminution of shareholder value and permanent loss of capital; take a genuinely long-term view on each investee company's development prospects. Since inception, ALTU's central premise has been borne out. It has delivered returns commensurate with Asia ex Japan nominal GDP growth, as well as a higher annualised return than the broader market (MSCI AC Asia ex Japan). A natural progression But what about global equities? Just as Asian benchmarks were not fully reflecting the growth potential of the region's best businesses, we felt the global markets also employed an excessively short-term focus and were ignoring the potential for companies to create long-term value for shareholders. It was a natural evolution to explore how the long-term unconstrained philosophy would work on a global scale. We believed by investing in high-quality companies that can deliver strong, long-term growth through their compounding potential, the Long-Term Unconstrained strategies could generate long-term risk-adjusted returns in excess of the broader equity market. Creating value The key to strategy's approach has always been value creation, how over time a business improves the worth of its goods and services – which in turn will create better value for shareholders as their stake in the company appreciates. As such, the strategy targets companies which demonstrate sustainable growth, generating a return on invested capital (ROIC) greater than its weighted average cost of capital (WACC). In creating the strategy, it was our belief that the market is fundamentally myopic and frequently undervalues the compounding characteristics of quality growth companies. In-depth analysis of these companies, and targeting those that can demonstrate sustainable growth, would help us generate alpha with a lower risk profile over the long term. In creating the strategy, it was our belief that the market is fundamentally myopic and frequently undervalues the compounding characteristics of quality growth companies. Part III) Committed to Investment Excellence How we've refined the investment process to take the strategy to the next level. Continuous improvement The most important aspect to maintaining consistent and strong performance is a structured and innovative investment process. Just as LTU has evolved from the original ALTU strategy, so we have continued to enhance the screens and frameworks which we use to research and construct our global portfolios. 1) Screening for the right investment ideas We look for quality growth, companies that have historically generated a high level of ROIC on a consistent basis and have the potential to sustain high returns while retaining the compounding growth characteristics we look for. These companies will have a market cap of more than US$3 billion and low gearing. 2) Fundamental research Much like a pilot goes through a systematic checklist before every take off, we examine a business's sustainability and quality, via a checklist of eight criteria, analysing, environmental, social and governance (ESG) factors, corporate ethos, financial strength, growth drivers, the industry the company operates in, the company's returns profile and its accounts. A crucial part of this highly research-driven approach also involves the integration of ESG analysis in the investment process, enabling investors greater oversight of the various risks that may impact the future economic value of companies. 3) Portfolio construction Just as important to successful portfolio management as screening and research is how the portfolio is constructed. Enhancements to our processes in the last 12 months help us ensure that we are able to build high-conviction, concentrated, but diversified portfolios. This area is an important step that, in my experience, is often missed by other investors who describe themselves as stockpickers. Not resting on our laurels The key to success in our LTU strategy, I believe, has been the ability to invest in quality growth stocks where we have high conviction in their ability to perform over the long term. For continued success, however, it's vital that we continue to enhance these processes when necessary in the future. For a strategy with a compelling performance record such as ours, one which is ranked in the top decile over the three years since its inception, some might consider this unnecessary. But for me, as we've already demonstrated in the enhancements since inception, analysing and refining our processes is absolutely the best way to continually enhance our ability to deliver long-term value for our clients. This, I believe, will allow us to continue to deliver outperformance well into the future. The key to success in our LTU strategy, I believe, has been the ability to invest in quality growth stocks where we have high conviction in their ability to perform over the long term. For continued success, however, it's vital that we continue to enhance these processes when necessary in the future. Long-term thematics The themes a company is exposed to are critical to understanding the future drivers of its growth and returns potential. In my view, building a portfolio focused solely around the more 'conventional' market exposures – such as sector or country is essentially looking in the rear-view mirror. We therefore assess how our portfolios are positioned to harness three long-term megatrends – demographic change, the future of technology and resource scarcity. Through this analysis we are able to look at the world in terms of long-term growth trends, assessing dynamics and opportunities. As such, we are able to better understand how our portfolios are exposed to the various themes that feed into these long-term mega-trends, and this enables us to point our research efforts in areas where we need to do more work. Source: Martin Currie and FactSet as at 30 June 2019. Representative Martin Currie Global Long-Term Unconstrained account shown Company classification We assign each company a classification based on its quality and growth attributes. Ranging from high cashflow mature companies, steady value creators, future disruptors and long-term value destroyers. Quality is measured by a company's ROIC, while growth is measured using the earnings per share (EPS) FY2. The classifications allow us to maintain a diversity of business models that can either offer more defensive or outright growth characteristics to deliver a more consistent return profile. A holding moving into the 'danger zone' is an automatic flag to reassess the investment thesis and consider whether we need to exit the holding. Long-term value destroyers would not make it past our initial screens. Source: Martin Currie and FactSet as at 30 June 2019. Representative Martin Currie Global Long-Term Unconstrained account shown We assign each company a classification based on its quality and growth attributes. Ranging from high cashflow mature companies, steady value creators, future disruptors and long-term value destroyers. Industry lifecycles We assess companies by where they are in the industry life cycle, be it; introduction, early growth phase, accelerating growth phase, maturing growth phase, declining growth phase, or renewal. Companies would typically have different characteristics depending on which part of their industry life cycle they are in. For example, a company in the early growth stage will have high sales growth, but is likely to have low profitability due to a lack of scale – ROIC will also therefore be lower due to the ongoing need for a high level of investment. Whereas a firm in the maturing phase would see sales growth slowing as the company matures, profitability improve as scale reaches its peak, while cash flows and ROICs improve strongly as the investment needs decline. Source: Martin Currie. Data is shown is representative to demonstrate the stages we classify in a company's lifecycle. Geographical revenue Finally, we find breaking down the portfolio by the geographic source of revenue provides greater insight than constructing the portfolio based on a stock's country of listing. In an increasingly globalised and connected world, companies across the market-cap spectrum are growing, or are more dependent on overseas revenues. By analysing this we ensure the portfolio is sufficiently exposed to the world's growth markets while not taking undue risk. As this is an unconstrained portfolio we are neither building nor measuring our country exposure in terms of index weights. What is important to us is where the underlying companies we invest are directly exposed to, and as long-term investors we are more interested in longer economic cycles. Therefore, this is a greater risk management tool than an index active or underweights that are more reflective of shorter-term market risk that we seek to invest through. Geographic source of revenue (%) Source: Martin Currie. Data is shown is representative to demonstrate the stages we classify in a company's lifecycle. Source of revenue versus MSCI ACWI Source: Martin Currie and FactSet as at 30 June 2019. Representative Martin Currie Global Long-Term Unconstrained account. Successful portfolio management is a fine balance between picking the right stocks and portfolio construction – that is, building portfolios that are diversified, with deliberate positioning and no unintended risk exposures. It is a miscomprehension that the job is only about picking stocks. An equal emphasis on portfolio construction is required, employing the same high-quality data from the research process. This allows us to build robust portfolios, capable of capturing future growth and delivering long-term risk adjusted alpha to our clients. *Past performance is not a guide to future returns. Source: Martin Currie and eVestment, performance data is shown to 30 June 2019; All data presented is the Martin Currie Global Long-Term Unconstrained US$ composite. Figures are quoted gross of fees. If the effect of fees and other such expenses where included, performance would be reduced. The figures provided include the re-investment of dividends. Inception: 30 June 2016. Please note that this strategy is unconstrained by any benchmark. We show it against the MSCI ACWI for illustrative purposes only. eVestment peer group is the Equity Global All Cap Core Equity. Performance displayed is supplementary to the GIPS compliant information at the end of this document. The performance record noted above is clear representation of the strategy's performance over the period shown. Performance information since inception in complete 12 month periods is available upon request. **MSCI ACWI Quality. Important information This information is issued and approved by Martin Currie Investment Management Limited ('MCIM'). It does not constitute investment advice. Market and currency movements may cause the capital value of shares, and the income from them, to fall as well as rise and you may get back less than you invested. The opinions contained in this document are those of the named manager(s). They may not necessarily represent the views of other Martin Currie managers, strategies or funds. The information provided should not be considered a recommendation to purchase or sell any particular security. It should not be assumed that any of the security transactions discussed here were or will prove to be profitable.


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Welcome. My name is Michelle Miller and I am a pianist and teacher residing in Edmonton, Alberta, where I run a thriving piano teaching studio in my home. I LOVE teaching piano lessons and Music for Young Children classes! In fact, I have been doing so since 1993 when I started my first year of university as a Music Major.
My studio offers music classes and piano lessons that are comprehensive, engaging and fun. It's my greatest desire as a teacher to celebrate the uniqueness that is each student and want both parents and students to know that my hope for them as they pursue lessons is that they will find a love for music, joy in the music making and go forward with a lifelong ability to make and create music to the best of their ability and in whatever way resonates most for them.
Another passion of mine is life-long learning and I enjoy regular participation in conferences, seminars, webinars and mentorship opportunities. I've studied music for more than 30 years and still enjoy working on my performance and teaching skills.
I completed a Bachelor of Arts degree in Music at Trinity Western University and the ARCT Teacher's Piano pedagogy exam with the Royal Conservatory of Music. I completed a rigorous MYCC certification through Music for Young Children and UMTC certification with Ultimate Music Theory. I am also certified as an Advanced Specialist in Piano through the Royal Conservatory of Music Teacher Certification Program, a member of the Alberta Piano Teacher's Association and a registered music teacher with ARMTA.
I had the privilege of beginning my career at MacEwan University Conservatory of Music where I taught early childhood music classes for seven years. The freedom I had to build my own curriculum within the framework of the program's objectives along with excellent mentoring from experienced faculty members is something I will always be so grateful for.
I enjoy living steps from the beautiful Edmonton River Valley with my husband Ken and my two children (now teenagers!), Delaney and Dexter, who have also been my students since they were quite small.
I look forward to welcoming you to my studio!
Want to know a little more about the journey that led me to teaching? https://mmmusicstudio.wordpress.com/2011/01/24/hello-world/


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Kārlis Skalbe (1879-1945) was a Latvian writer, poet and politician. Skalbe is most known as an author of beloved Latvian fairy-tales and poems. Already in an early adulthood Skalbe was interested in literature, reading texts of Turgenev and Dostoyevsky. Skalbe received a teacher's diploma and worked as a second teacher at the Ērgļi school for couple of years. Skalbe was politically active and was a member of an illegal political organization "Troubadours of Vidzeme". As a result he lost his job as a teacher and established a magazine "Kāvi" in 1905. Publishing texts in favor of the revolution was the reason for legal proceedings against Skalbe. In 1906 Skalbe emigrated to Switzerland, Finland and then Norway. In 1909 Skalbe returned to Riga where in 1911 he was arrested, spending two years in prison. Kārlis Skalbe worked as an editor in several newspapers and in 1916 became a member of The Latvian Riflemen Battalion. In 1920s Skalbe was a member of the first parliament of Latvia and later a member of the Saeima. In 1940 Skalbe became a member of the Soviet Latvian Writers Union and during the German occupation time (1942-1944) he was the editor in chief of "Latvju Mēnešraksts" magazine. In 1944 Kārlis Skalbe emigrated to Sweden and passed away a year later.
Video about the museum of Kārlis Skalbe // skaties.lv [LV]
About Fairy-tales // TVnet.lv, 2019 [LV]
About Cat's Mill // University of Latvia, UbiSunt.lv, 2017 [LV]
About Cat's Mill // Diena.lv, 2014 [LV]
Valda Čakare, Kabatas formāta eposs Ģertrūdes ielas teātrī, review of the play "How I Sought the Northern Girl" based on Kārlis Skalbe fairy-tale // Internet magazine Satori.lv, 2016 [LV]
Roze Stiebra, Skalbes kaķītis iziet spēcīgu dzīves skolu, nevis vaimanā, analysis of Cat's Mill // Latvijas Sabiedriskie Mediji, 2014 [LV]
1943, Anna Brigadere Award
1936, Culture Fund Award for story Wizard's Heart
1927, Culture Fund Award for poetry collection Evening Lights
1926, The Order of the Three Stars
1914, Riga Latvian Society Award
1913, Riga Latvian Society Award


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Blog Archives
George Kovoor On The Web
I don't think I'm going to preach a brand new sermon this week. The Lectionary Gospel and Epistle are both fascinating: both Luke 7:36-8:3 amd Galatians 2:15-21 (especially if you take the latter in its context from verse 11 onwards) raise the question of table fellowship being used as a sign of who is included in or excluded from the people of God. In the case of the Luke reading, I don't think I can yet improve on a sermon I preached three years ago on it, despite yesterday reading the chapter on the incident in Michael Frost's recently reissued expanded edition of Jesus The Fool. (Highly recommended, BTW.) When it came to Galatians, I again dug out Tom Wright's book from last year, Justification, which inspired my recent sermon about justification based on Romans 5:1-11. However, this time, much as Wright enlightened my understanding of the text, I didn't come away feeling I had something to share with a congregation in a sermon.
So I thought I'd point you to something else on the web. Someone else, actually. Last year while I was on sabbatical, I blogged about my encounters with the extraordinary George Kovoor, current Principal of Trinity College, Bristol. Well, George has just launched his own website, Kairos Global, and I commend it to you. At this stage it's rather sparse, but you can start to gain a feel for the ministry of this remarkable man. The lead article that begins on the home page will certainly give you a flavour. There are also a couple of videos, showing five-minute extracts from longer presentations. One is also available on YouTube, so by the magic of WordPress I reproduce it below:
I can't say I can work out what he's doing broadcasting on TBN Europe in the company of the Creflo Dollars of this world, but Jesus didn't worry who he mixed with (any more than the late Rob Frost worried about broadcasting on God TV) and at least it gets some sound teaching out there.
I think George's site will be well worth watching, especially if it is updated frequently. If his admin can put on some of his talks, whether text, audio or video, in full, it will be invaluable for all of us who care about the evangelisation of the West – and, indeed, the entire world.
Oh, and for something lighter, you can always join the Facebook group George Kovoor Is Mad.
Sabbatical, Day 27: This Is Turning Into The George Kovoor Show
I met George Kovoor outside his office at 7:45 am for breakfast. One moment we were heading to a student common room to eat, the next we were going out for a fry-up at Asda. It was an exhilarating meeting. He told me about the impact of the context-based training at Trinity, where groups of students are based with a church long term. One congregation has grown from forty to a hundred and ninety in two years.
I heard too about the recovery of morale at a college that had slipped into the doldrums in recent years, and the exciting recovery. Certainly, there is a buzz around the place, and no-one had a bad word to say to me about George and his leadership.
I had wondered why he was so keen to meet with me. He is keen to make use of alumni to promote the work of the college. I told him the amazing story of how God provided the money for me to study there. I've told it briefly once or twice on the blog. I don't have time to do so now, as I'm typing this late at night. However, George would like me to recap it for the college mailshot. If I do PhD research, he is keen for me to do it through Trinity and knows exactly which tutor would be right as a supervisor.
We covered other things too that are best kept private, much as they excited me. I could get him into trouble, and that's the last thing I'd want to do for a visionary leader in God's Church.
George is such a vastly different person from me, one of the few people I have met of whom the description 'larger than life' is worthy. Yet he is sensitive to people of other dispositions. Meeting with him has been an exhilarating experience, and that is why I have written about him for three consecutive days.
Final lectures followed this morning. Jerry Gilpin introduced us to the work of Meredith Belbin. I'd heard people speak of Belbin Team Rôles, but not done anything on it myself. Potentially very useful in putting together teams or diagnosing problems within them, if a little tricky to expect everyone to complete a questionnaire first!
Drove home this afternoon, giving a lift to a distance learning student who lives in east London.
Glad to see the family, but time to sign off now for the night. More tomorrow, I hope.
Sabbatical, Day 26: George Kovoor Is Mad, Myers Briggs Is Sane, Worship Is Amazing
George Kovoor is mad. It's the title of a Facebook group, and it's true. I discovered the group last night when the man himself sent me a friend request and it was on his profile. He is a member.
As I thought, I wasn't able to set up an appointment with him today, as he requested yesterday. When I was here in the 1980s, you needed to ask the Principal's secretary two weeks in advance if you wanted to see George Carey. So when I went to see the current secretary, sure enough there was no window when both GK and I were free.
However, she made a suggestion. Why not reserve a seat next to him at lunch? The staff and students here all have yellow chits they place on tables to reserve seats in the dining room. She tore up a piece of yellow paper, wrote my name on it and told me where George sits. I went and marked the seat next to him.
It was duly a crazy conversation. Just I am very clearly an introvert, so George is as clear an extravert as you are likely to meet. He conducted simultaneous conversations with about five of us. I referred yesterday to how he has a collection of projects all in addition to being Principal here. He referred to my bookmarking of Butler and Butler's fairtrade clergy shirts, and it transpires he has an involvement in the marketing of clergy attire himself.
During the meal, George asked for a bottle of tabasco sauce. We expected him to use it on his chicken and spicy rice. No. He drank it directly from the bottle. Tonight, I have learned from some of the students that it is his favourite party trick, especially in front of men. However, it has given the students an idea for something when they hold a 'superheroes day' here in a fortnight to support Comic Relief. Pastoral confidentiality does of course mean that I cannot reveal their plans on a public blog.
At the end of lunch, he said he was sad we couldn't match our diaries but was still keen to meet. So I'm having breakfast with him at 7:45 am tomorrow, when he gets into college.
On a calmer note, the course today has been just what I wanted when I booked it last year. I've taken very few notes, but so much has fallen into place. Without turning it into the psychological equivalent of a horoscope reading, my personality profile under Myers Briggs makes so much sense of my strengths and weaknesses in ministry and in other relationships. Jerry Gilpin who is teaching the course is another former Trinity student. He was in the year above me. Hopefully we'll get a chance to catch up over coffee tomorrow. Already he's given me some recommended reading on personality type and ministry. So far it includes Faith and Psychology by Leslie Francis, Growing Spiritually with the Myers-Briggs Model by Julia McGuinness, In the Grip by Naomi L Quenk, and he's going to check on the title of a book by William Bridges.
I'll sign off soon. I need to pack stuff ready for leaving here tomorrow lunchtime. Lectures start at 9:15 and I have to vacate the room by 10. I need just my morning stuff and laptop bag ready to go.
There won't be chapel worship tomorrow morning, because the students will be worshipping in their pastoral groups. So I have worshipped together with the community for the last time. And I wanted to say this. Whatever nit-picking comments I've made about services this week (and that's my personality type, too!), I have so far failed to mention the extraordinary sense of devotion and commitment to Christ that surrounds you like a magnetic field in the worship. I'm struggling for a way to express this gracefully and without sounding condemning of others, but I have missed being in a community like that. I believe that when you are in a group of Christians like that, then iron sharpens iron. Others lift the level of your discipleship. Sometimes they don't know they're doing it, but they do. I wonder how much of this energy gets dissipated when people leave.
I don't know whether it's as unrealistic to reproduce this in the local church as it is to bring back to a congregation the 'spiritual high' some people experience at conferences. I'm tempted to think there is a difference here, though, because this is an ongoing, day by day, week by week community, not an annual gathering of thousands. Am I crazy to have lofty ambitions for the local church? I always have been a (failed) idealist in that cause. One of my tutors at my Methodist college, David Dunn Wilson, picked up on my tendency in this direction and told me to remember that the Church is a company of sinners. Eugene Peterson has a similar tone in his book The Jesus Way, in which he stresses the importance of forgiveness from the example of King David's life. I agree with both of them up to a point, but Christians are more than forgiven sinners. It's something the Methodist tradition knew in its infancy with John Wesley's call to 'scriptural holiness'. Somewhere I still believe that a community of forgiven sinners also needs deep intentional aspirations to holiness.
Or am I barking?
Sabbatical, Day 25: Ash Wednesday Soup
I'm going to be nice about Iona today. Specifically about one of their confession prayers.
Yes, you read both of those sentences correctly. The confession in chapel this morning was more refreshing – and challenging – to my mind. It was modelled on the verse in Isaiah 55 where God says 'My ways are not your ways'. It thus consisted of a series of stark contrasts between the ways of God and of humans. So we got a clearer focus on God in the confession as a result, in my opinion.
Wednesday is not a normal lecture day here. After morning chapel, students keep silence until 10 am when they meet in their pastoral groups, then at 11 they all meet together with the Principal for Community Coffee. I'm not sure what happens in the afternoons – I think it must be free for study. I decided I would observe silence with the students before taking another walk into town to buy presents for Debbie and the children.
Trinity was the first place I ever observed any extended silence, on college Quiet Days. At first it frightened me. There is something terrifyingly loud about the way one's own thoughts invade and clamour for attention. Yet silence, with the accompanying discipline of solitude, is a sign of health and vitality in the life of the Spirit. On one of those Quiet Days, I remember deciding I would read Dietrich Bonhoeffer's 'Life Together'. Figuring it was only ninety or a hundred pages, I was sure I could get through it easily in one day. I couldn't. Bonhoeffer packed such a punch with every sentence, the book kept stopping me like brakes on a car. What I most remember is him saying that no-one is fit for community life who cannot also embrace solitude. This morning, the silence was not a ringing in my ears but a recharging of my batteries.
Then I went off present-hunting. I found an art shop and bought some little models for the children to paint. I won't say what I bought Debbie, because she occasionally reads this blog. I just hope she likes my purchase.
Lunch was suitably spartan for Ash Wednesday: soup and bread. But it wasn't gruel. There was a choice between carrot and coriander soup (which I normally consume by the gallon) and a fish and cream soup. Both were accompanied by two types of bread: one was a tomato bread, the other I'm not sure, but it was good. I got through two bowlfuls of the fish and cream soup. Debbie dislikes both fish and mushrooms, and they are two things I love, so if I'm not at home to eat and I get the chance, I take advantage. This one had vague similiarities with the most wonderful soup I have ever tasted: cullen skink at Sheena's Backpackers' Lodge cafe in Mallaig, the fishing port at the northern end of the Road to the Isles in Scotland.
At the end of lunchtime, I had the joy of spending twenty minutes or so catching up with my old tutor John Bimson.
What to do this afternoon? Still feeling very disciplined after the morning silence, I read more of Goldsmith and Wharton's book 'Knowing Me, Knowing You', especially the chapters on personality type in the church. I concentrated on those sections specific to my own personality type of INTP. Time and again, I read paragraphs and thought the authors had met me. Yes, I am someone who likes to bring new vision to a church, because I'm more about the future than the present, more big picture than fine detail.
And – apparently, my personality type often gets frustrated with regular local church ministry and ends up in sector ministry. In particular, my type often likes to engage in research. I felt another underlining of the sense I'd had at Cliff College a fortnight ago about doing a PhD. Well, no, more than that: I felt like the research idea came up and mugged me again.
So to the weekly college communion service at 5 pm. Trinity is an evangelical college, but very much what is called an 'open evangelical' college. It is not hardline Calvinist/fundamentalist. Secure in a commitment to biblical authority, it believes there is value to be found in other Christian traditions, too. Today that meant the Lord's Supper conducted in a more Anglo-Catholic style, complete with incense, processing and the like, and of course an ashing ceremony. I don't think a real Anglo-Catholic would have recognised it as a complete facsimile, not least because the music was mainly from evangelical and charismatic sources. But it was a genuine attempt to be sympathetic. And I find the imposition of ashes to be a powerful symbolic act. It sends a tremor through me every time. I'm glad we have it in the Methodist Worship Book, too. I haven't washed mine off yet. The only pity was that just the first half of the words were used with the imposition of the ashes: 'Remember that you are dust and to dust you shall return', but they forgot to say, 'Turn from your sin and follow Christ.'
On to dinner and another great conversation with the other former lecturer of mine who is still on the staff here, John Nolland, along with his wife Lisa. John has 'a brain the size of a planet' and authored the three volumes on Luke's Gospel in the Word Biblical Commentary. More recently, he has written a highly acclaimed commentary on Matthew for the New International Greek Text Commentary on the New Testament. We learned from some top-class scholars here, and so do the current students, with staff such as Gordon and David Wenham here, to name but two of many.
During the Peace in the communion service, the Principal, George Kovoor, shared the Peace with me and then continued the conversation. He invited me to book an appointment with him to chat over coffee for half an hour. The only problem is, I shall only be able to offer tomorrow afternoon, and I'll be pleasantly surprised if he has space in his diary for then at such short notice. I'll let you know tomorrow whether it comes off. I hope it will. He is a genial man, and if you click the link I gave to him above you'll be exhausted just reading about him. I spoke to him on Monday, explained who I was and he told me he was a Methodist minister, too. It's true. He is Indian, and was ordained in the Church of North India, which is a united denomination. Yesterday, he gave a notice to the community, saying that he was going to play a student at table tennis. He wouldn't ask for prayer, because last time he played someone and asked for prayer he won, and he didn't want an unfair advantage this time. Turns out he won anyway.
See you tomorrow.


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Dame Margaret Drabble declared in 2009 that she would never write another novel. The much-loved author said she feared becoming repetitive and that her work had been "dumbed down" to appeal to a larger readership by her longstanding publisher, Penguin.
Drabble has now had a dramatic change of heart and tells Mandrake that she has quietly completed a new book. "I felt compelled to write another novel," she says at the Authors' Awards.
It is, however, most unlikely to be published by Penguin. "I'm not sure what to do about it. I will send it to my agent, but I'm not sure if, or where, I would want it to be published, really."
The 73-year-old author of A Summer Birdcage had complained that Penguin wanted to market her as something she was not. "I have had a weird feeling that I'm being dumbed down by my publishers and it's interesting there's an agenda of how it should be in the marketplace," she said.
Top cop is left hacked off
Bernard Hogan-Howe is delighted, no doubt, that Peter Fahy, the chief constable of Greater Manchester Police, was knighted in the Queen's Birthday Honours, but he could be forgiven for feeling bemused that he was overlooked.
All three of his predecessors as head of the Metropolitan Police were knighted before they became commissioner. Surely, the News International phone hacking scandal, which led to Sir Paul Stephenson's resignation, has not soured relations with the Government that badly?


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PHOTOS: Elizabeth Olsen, Elle Fanning, and Lupita Nyong'o for Miu Miu
Posted by Robin Paulson Categories: Celebrities, Editorials, Fashion Designers,
It's all about rising actresses for Miu Miu's most recent ad campaign, as it showcases the modeling talents of Elizabeth Olsen (who, considering her sisters are fashion mavens Mary-Kate and Ashley Olsen, is no stranger to designer labels), Elle Fanning, and 12 Years a Slave star Lupita Nyong'o.
Olsen (above photo) channels her inner 70's vixen with her poker straight hair and thigh high socks under suede boots. Elle (photo after the jump) strikes an awkward pose - is she going for demure or mysterious? - but pulls off the Miu Miu printed dress with yellow stockings and red shoes brilliantly. Lupita (photo after the jump) - in her first fashion campaign, mind you! - looks a little stiff but nonetheless striking in a beaded bustier top, navy skirt, hot pink stockings, and some seriously chunky white sandals.
Click to continue reading PHOTOS: Elizabeth Olsen, Elle Fanning, and Lupita Nyong'o for Miu Miu
Read More | People
Elizabeth Olsen 'Has' to Have Stylist
Posted by Andru Edwards Categories: Celebrities,
Elizabeth Olsen "has" to have a stylist.
The Martha Marcy May Marlene actress - who is the sibling of fashion designer twins Mary-Kate and Ashley Olsen - admits she is a big fan of fashion but requires someone to help her because she is aware everything she dons is a "statement."
"You literally have to use a stylist. There's no way you can figure it all out, especially when you are working on a film. Now whatever you wear is like a huge statement to the world. So you have to have someone help you figure it all out," she said.
Elizabeth uses Cher Coulter - who was voted one of the Hollywood Reporter's 2012 most powerful stylists - and she admits she enjoys clothes even more because of her: "I love clothes and my stylist Cher is so cool. I have a lot of fun with her. For a while I had no clue and I didn't even like to wear dresses to begin with. Now it's fun, like playing dress up."
Elizabeth Olsen Looks to Diane Keaton, Katherine Hepburn for Style
Posted by Andru Edwards Categories: Celebrities,
Actress Elizabeth Olsen's style icons are Diane Keaton and Katherine Hepburn. The 22-year-old - whose sisters Mary-Kate and Ashley Olsen run their own successful fashion empire - sometimes gets advice from her fashionable siblings, but admitted her inspiration comes from the stars who are known for their tailored style.
"I always love Diane Keaton and Katherine Hepburn. "[Mary-Kate and Ashley always tell me] to always feel comfortable. Their advice is just like, kind of focus on your work and not let anything else come between you and what you want to do and who you are. We don't actually talk about work much, but they're just great people and supportive and inspiring and creative."
Although Elizabeth loves shopping, she admitted she sometimes finds it a chore and often gives unwanted clothes away: "I like shopping, but I have to be in a mood. I'm very lazy, I never return anything. I usually try to find someone else who's going to want it."
© Gear Live Media, LLC. 2007 – User-posted content, unless source is quoted, is licensed under a Creative Commons Public Domain License. Gear Live graphics, logos, designs, page headers, button icons, videos, articles, blogs, forums, scripts and other service names are the trademarks of Gear Live Inc.


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Photo: Daniel Goodman / Business Insider
Yes, LinkedIn is a massive company.But it's most useful for professionals who use traditional resumes and want office jobs.
It recently launched a feature that lets its users upload a few samples of work, but there's no way to make a resume truly show off someone's talent.
Now there are a slew of startups scrambling to fill LinkedIn's gaping hole. They're trying to become a professional solution for people who don't have desk jobs, from athletes to artists.
A few promising solutions:
- Behance. If you're a designer, photographer, advertising creative, or film maker, the most important things you can show potential employers are samples of your work. Scott Belsky and his team at Behance have built up a big business giving these professionals a more creative solution than LinkedIn (see an example of a Behance resume below).
- Contently, a database of freelance and aspiring writers, recently released Contently Portfolio, a way for journalists to showcase their most impressive articles. LinkedIn allows you to link to your blog, but this is a more visual, all-encompassing alternative that can be sent to an employer along with a LinkedIn resume.
- QFive is a new web and mobile app that allows athletes to immediately upload clips and articles to their professional profiles so they can show a single link to recruiters. It's still in beta, but dozens of sports programs and thousands of athletes are registered, and the company is targeting rising high school stars who are just beginning their sports careers.
There are plenty of other creative jobs that still need filling too: chefs, singers, and anyone whose talent needs to be experienced rather than read. If LinkedIn wants to stay ahead of the curve, it might want to consider gobbling some of these startups up.
For example, here's my writing portfolio on Contently:
Photo: Alyson Shontell/Contently
And here's a designer's portfolio on Behance:
Photo: Joshua Davis/Behance
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I'll remember this day until I die. For me, I had band rehearsals that day. I was 14 and beginning my Freshman year of high school the following week. We were in the car, just beginning to leave. We made it to the end of our drive way when not one, but three police cruisers pulled in front of us. Immediately jumping out of the car, I'll never forget them shouting at us. Screaming like we were animals and guns raised. Guns. I remember the gun pointing at my brother, and I remember BEGGING "Can I please give him a hug? Please can I hug my brother?". I remember crying for months just wondering, "Why couldn't I hug my brother???" It just stunned me, I was completely and utterly in shock. I just knew my brother needed me to hug him. My 14 year old brain was convinced that if I could just hug him, somehow we'd magically be transported to five years prior when things were sweet. Hell, even two months prior. A time that this didn't exist. As I mentioned above, we were already in the car in transit to school. So, we also got to follow him in the cruiser until we each split ways – about a minute from the detention facility. Once he was arrested, I had no idea where to turn. I had no idea what to do. I had no idea what to say.
During the first months, I spent so much time on the internet…researching and researching. Not only was I searching for that "magical answer", but I was also searching for ways to cope. While I was able to find a few websites, they just seemed as cold as the idea of prison. There was just something about the idea of communicating with someone who understood without having to explain myself. Genuinely understood first-hand the damage an incarcerated loved one (ILO)can do to an individual. This is precisely the reason I decided to begin this blog. An attempt, after all these years, to begin my very own community and support system. After ten years, it feels like I've got this one mastered, unfortunately. Here are 5 things that helped me:
- DO NOT – whatever you do – DO NOT google ANYTHING in relation to your case.
Sure, it seems like a great idea to stay informed. {Your lawyer is the best place to stay informed} Even to see what others are thinking/saying. Please, let me save you the pain. Please. DO NOT GOOGLE ANYTHING. Actually, just stay away from this subject while on the internet. If you begin seeing anything, close it immediately. Close your phone, and take 5 deep breaths. During these few minutes, tell yourself what you love about your ILO. If this isn't an option, focus on the most beautiful place you've seen on earth. Focus on this place until your mind is convinced you're there. Focus until your nose believes you're there, smelling each and every beautiful scent.
- ACCEPT your situation.
The only way we can begin making progress and cope with our situation is to accept our situation. This isn't something that is going to happen overnight. In fact, it didn't happen for me for YEARS. I don't mean to scare you, but each family and individual is different. Each allegation is different. Each case is different. Before focusing on too many other things, try spending your energy on accepting the situation in front of you. Truly accept what is happening. Please do not get this confused with losing hope. I fought acceptance for the longest, because I thought this meant I was losing hope and letting him down. Instead, think of it this way: By accepting our situation, we are able to provide the mental and emotional support our loved ones will need in this time. Some days are easier than others.
- Communication
Write letters. Visit. Do whatever you can to maintain as much communication as possible. When you have an ILO, it immediately feels as though they've died. Especially depending on how much communication you're allowed. For me, this was the case seeing as I had a total of 1 hour for visits {two 30 minute sessions}, and the only time he could call was anywhere between 1a-3:30a. Yep, you read that right. He was only able to call during the night between these hours. During these phone calls, we were allotted 15 minutes. 15 minutes that were not guaranteed, but I'd still be charged for. And yep, earlier, you read that correctly, I was just beginning my freshman year. No wonder it went so poorly. Almost every night I'd be awake during these hours talking to my ILO. Don't get me wrong, I'm not saying every 14 year old should be doing this,I actually think their phone calls should wait until the weekend as to not intrude upon school. The cool thing about this tip, it will help both you and your ILO. Write as many letters as you feel necessary, because your ILO has nothing but time. Nothing but time to think (what I imagine to be a perpetual "i'm lying in the bed at 2a trying to sleep but I cant stop thinking" moment), and why not fill this time with your voice and your loving words. I know from first hand experience, this makes huge differences in morale. Even when writing letters gets hard – don't stop sending them. Find something to say. Play a game of hangman. Discuss current celebrity events. Anything to keep the conversation light and loving.
- Family over everything
Don't forget to lean on your family. Unfortunately, due to being in my teen years, this was something I was completely against. {Yes, teens, I'm talking to you in this point} You don't always need to talk. Just be with your family. Accept the love they're willing to give you. Embrace their love, because you need it more than you're aware right now. If anyone understands what it's like to have an ILO, it's them! They're going through this with you. If your family is like mine, and struggles in the communication department just bring it up. Try saying "I know it's hard for both of us, and we don't need to talk right now, but maybe we could just be together." If you have children, no matter the age, talk to them. Push and pry, because they need to process this. They may be struggling more than they say. They need you more than they know right now.
- Set boundaries
In the process of worrying about our loved ones, we must not forget about ourselves. Sometimes we can give so much support that we forget about ourselves. Please don't make this mistake. If there are visits you can't make, be honest. If there are phone calls you can't take, be honest. If there are letters you can't write, be honest. We must be honest and upfront with our loved ones because, like I said earlier, they have so much time to think. To support them, we must help them understand our boundaries. In helping them understand our boundaries, we are preventing them from thinking the worst. Aside from our ILO, we must be aware of setting boundaries with others as well. Every aspect of what you're going through is painful, so be sure to help others understand these boundaries to avoid any unnecessary pain.
As much as I would like to say "it gets better", it does not. If anything, it gets harder with each passing day without your loved one. The key is what we decide to do with these emotions. We can cry about it. We can cry about it to others. We can wallow in the pain. OR we can begin working to accept our situation.
Which will you decide to do?


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[Click play to hear the full interview with Anna Mwalagho – May 17, 2017]
Anna Mwalagho is in constant motion! We had Anna on the show back in October 2016 to discuss her work as a Kenyan poet, storyteller and bandleader weaving the stories of Kenya into her experiences as an expat on the DC scene. But Anna keeps moving, and so we had to have her back to catch up about a new African children's album, "Shukrani (Grateful)" inspired by her young son, and to learn about her upcoming appearance as a comedian at the legendary Apollo Theater in Harlem! We talked about her evolution as an artist, her move from music into comedy, and how she goes about writing her material and the struggles inherent in the life of an independent artist. Enjoy!


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It's far from my location and up a steep driveway
Moving Truck Rental in Charleroi, PA at Pidich Auto & Towing
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We've had a beautiful week here in southwest Michigan, with record highs in the low 80s for the past two days. As a consequence, I've been hit hard with a case of spring fever. The last remaining pile of snow has melted — it was a huge pile, which only succumbed a couple of days ago — and spring flowers are displaying their colors. The grass is greening up and soon it will be time to mow lawn.
The high temps, however, will wane a bit today, as a cool front is arriving. That should drive the temperatures down about 20 degrees to where they should be for this time of year.
Although it would be great to enjoy 80-degree sunshine tomorrow on Easter, I can accept the prediction of partly cloudy and 60. At least there won't be any snow, which does happen for some Easters in our clime.
Where ever you may be, and whatever weather might be sent your way, have a Happy Easter!


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News: Home Improvement
Sudden drop in outsourcing home improvement jobs
Labour shortage causes drop in DIFM Looking at the percentages of DIY and DIFM home improvement jobs in th... Read more
Over half of the Dutch consumers buy all kitchen appliances from th...
Average price of the kitchen is increasing The Dutch kitchen market has experienced a steady growth ... Read more
Is there an increasing amount of luxurious products in bathrooms?
Bathroom renovations do not grow much further The amount of consumers doing a bathroom renovation has in... Read more
The new concept of Bruynzeel Keukens
Bruynzeel Keukens wants to open city stores Bruynzeel Keukens is a well-known name in the Netherlands.... Read more
Is the Netherlands ready for the smart kitchen?
Luxury is not yet decisive in the purchasing process A luxury kitchen is different for everyone, but in ge... Read more
Orientation for home improvement products becoming increasingly mor...
In the more conservative market of home improvement products, however, online purchasing is not as common y... Read more
The share of DIY jobs versus DIFM jobs does not always reflect cons...
When looking at the figures of DIY versus DIFM shares at a European level, for instance, a decline of the s... Read more
Professionals for home improvement jobs are usually found offline
Consumers' personal network first place to search professional?A significant part of the European consu... Read more
Traditional wholesalers are still going strong
Large majority of electrical installers keeps buying at traditional wholesaleCompared to 2 years ago, the s... Read more
Visiting the web sites of manufactures one of the most important in...
Searching on the Internet is the most useful information source both on-site and off-siteInternet was and r... Read more
Youngsters would like to learn more DIY skills
Starting point for providing education on DIY jobs is a certain amount of interest within the target group.... Read more
Positioning of the retailer in the Dutch home improvement market
The Dutch home improvement market is saturated There are 1.098 DIY-stores in the Netherlands, distributed ... Read more
Preference for A-brands in most of the European countries, except f...
Clear preference for A-brands in Europe The European DIY consumers clearly indicate that there is a prefer... Read more
Online buying for sealants still limited among EU consumers
Online buying Sealants are not a typical product that consumers purchase online. Traditionally most consum... Read more
Buying at DIY stores; How is this affected by age, income and DIY e...
In the European Home Improvement Monitor we have tracked the shifts in these channels for a long time, even... Read more
DIY; Germany & the UK top the chart for online buying
More products are bought online Since we started (2013) measuring consumer purchase behavior for home impr... Read more
Germany and UK remain at the top of online buying
More products are bought online Since we started (2013) measuring consumer purchase behavior for home impr... Read more
Online DIY purchases; Amazon tops the chart in Europe
As mentioned before, the share of online purchase of home improvement products has been growing steadily. I... Read more
Main drivers and barriers for a home improvement project
Aesthetics and comfort are driving the home improvement project Almost half of the European consumers have... Read more
The importance of online orientation for home improvement products
Online orientation is still growing Depending on the type of home improvement product, consumers decid... Read more
With USP your (personal) data is in safe hands
An important point regarding the data privacy regulations is the fact that market research (statistical res... Read more


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Custom Bathroom Cabinets in New England
Gone are the days of bathrooms being strictly utilitarian spaces. Your bathroom is your sanctuary — a place in your home that sets the tone for the day ahead and a space in which you can retreat to in the evening to relax and unwind. If your current bathroom doesn't suit your needs, custom bathroom cabinets can be incredibly transformative. When you hire D.R. Dimes, our New England woodworkers will work with you to design a bathroom vanity and custom cabinetry that suits your needs and individual style. Browse examples of our craftsmanship below, then contact our team today to get started!


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Painkiller cuts Parkinson's risk, study says: What are ibuprofen's dangers?
(CBS) Pop a pill to prevent Parkinson's disease? A new study says it's possible, and the pill in question isn't some experimental marvel that's still years away from drugstore shelves.
It's plain old ibuprofen.
The study showed that people who take the popular over-the-counter painkiller two or more times a week are 38 percent less likely to develop Parkinson's, an often-debilitating disease that causes tremors and impaired movement and walking. It affects about one million Americans.
"Our results show that ibuprofen may protect the brain in ways that other nonsteroidal anti-inflammatory drugs (NSAIDS) and analgesics, such as aspirin or acetaminophen, cannot," study author Dr. Xiang Gao, of Harvard Medical School, said in a written statement.
For the study, which was published in the March 2, 2011 online issue of the journal "Neurology," Gao and colleagues used questionnaires to track ibuprofen use by 98,892 female nurses and 37,305 male health professionals. After six years, 291 people were diagnosed with Parkinson's - and the risk was lower in ibuprofen users.
What explains ibuprofen's brain-protecting effect? One possibility, Dr. Gao said, is that it targets a receptor in the brain with the tongue-twisting moniker peroxisome proliferator-activated receptor y (PPARy).
Got that?
No worries. Gow says more research on ibuprofen's "neuroprotective effect" is needed in any case. Even if the effect is confirmed, experts say ibuprofen isn't something to be taken likely.
"Long-term ibuprofen use has a lengthy list of risks," the Mayo Clinic's Dr. James H. Bower wrote in an editorial written in conjunction with the study. According to the Mayo Clinic website, side effects range from stomach pain and bleeding problems to coma.
So maybe don't rush out to your drugstore just yet.


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Courts have been and likely always will be reluctant to strike class allegations or deny class certification before class discovery. Indeed, over-aggressive attempts to strike class allegations can often do more harm than good when the court, in denying a motion to strike, gives the plaintiff a roadmap of how to proceed at the class certification stage. Custom photography company Shutterfly was recently reminded of that tendency when a California district court denied ... Keep Reading »
Manufacturing & Products Class Action Articles
The latest class action developments and trends in the manfucturing and products industry, including news, key cases, and strategies.
Life May Not Be Fair, But Arizona Cannot Find Out Without Standing
The Sixth Circuit recently held that Arizona lacked standing to intervene in, and object to, a nationwide class settlement at the settlement fairness hearing. The underlying case involved Tristar Products' defective pressure cookers. The district court had certified three state classes for trial - Ohio, Pennsylvania, and Colorado - but after the first day of trial, the parties entered into a nationwide class settlement. The settlement allowed class members to receive a ... Keep Reading »
Enough is Enough: The Limits of Invoking Rule 23(c)(1)(C)
On September 4, Judge Rogers of the Northern District of California granted defendants' motion to strike plaintiffs' second renewed motion for class certification. The motion was filed by indirect purchaser plaintiffs in this lithium ion batteries antitrust litigation. The "second renewed motion," which was in fact a third motion for class certification, cited Rule 23(c)(1)(C) as authority. Plaintiffs did not seek leave to file this third motion. In striking the ... Keep Reading »
Volkswagen Passes Fairness Test for Class Settlement in Dispute Over "Defeat Devices" to Bypass Emission Tests
Last month the Ninth Circuit affirmed a district court decision approving a class settlement regarding Volkwagen's marketing of clean diesel vehicles that used so-called "defeat devices" to circumvent emissions tests. Hundreds of "defeat device" lawsuits against Volkswagen were consolidated in the Northern District of California for pretrial proceedings. The proposed settlement provided over $10 billion in potential damages and class members' recovery depended on whether ... Keep Reading »
Third Circuit Rejects 'Shingle Lottery' Theory of Common Defect in Putative Homeowner Class
The Third Circuit Court of Appeals recently affirmed a district court order denying certification to a group of homeowners in four states who alleged roof shingle manufacturer Owens Corning sold defective roof shingles and misrepresented their expected useful life. Specifically, plaintiffs alleged claims for breach of express warranty, breach of implied warranty of merchantability, and violation of various state consumer protection statutes because the shingles installed ... Keep Reading »
District Courts Split on Whether Bristol-Myers Squibb's Specific Personal Jurisdiction Analysis Bars Nationwide Class Actions In Districts Beyond Defendant's Home Venue
The ramifications of the Supreme Court's decision in Bristol-Myers Squibb Co. v. Superior Court of California, San Francisco Cty., 137 S. Ct. 1773 (2017), remain unsettled. In Bristol-Myers Squibb, the United States Supreme Court rejected California's "sliding scale approach" to assertions of specific personal jurisdiction. California's Supreme Court had addressed a nationwide mass action and held that California could assert specific jurisdiction over the claims of ... Keep Reading »
Too Fast and Furious: Ninth Circuit Unwinds Hyundai and Kia Nationwide Class Action Settlement
In a split panel, the Ninth Circuit Court of Appeals reversed a district court's certification of a nationwide class action settlement because the lower court failed to conduct a sufficient predominance inquiry under Rule 23(b)(3). In 2012 Hyundai and Kia were accused of overstating their fuel efficiency estimates in advertisements and car window stickers for certain of their vehicles. A flurry of putative class action litigation ensued across the country, and the MDL ... Keep Reading »
Keep the Change – The Southern District of New York Authorizes Claims Administrator to Retain Portion of Accrued Interest on Settlement Funds
When class action settlement funds are not amenable to individual claims or to a meaningful pro rata distribution, courts have used the cy pres doctrine to distribute the funds to nonprofit charitable organizations whose work indirectly benefits the class members and advances the public interest. However, cy pres proved unnecessary in Dial Corp. v. News Corp., No. 13CV6802, 2017 WL 5613949 (S.D.N.Y. Nov. 20, 2017). That antitrust action involved the distribution of a ... Keep Reading »
Which Comes First Standing or Class Certification? Northern District of Illinois Weighs In
The Northern District of Illinois recently waded into the conflict between standing and class certification when it held that a putative class representative must demonstrate standing to assert each claim before the motion for class certification. In the case, plaintiff Michael Muir filed a putative class action against herbal supplement manufacturer Nature's Bounty for claims related to an alleged misrepresentation regarding an ingredient's prevalence in the supplement. ... Keep Reading »
Food for Thought: Liability-Only Class Certification Denied for Claims That "No Sugar Added" Juice Labels Misled Consumers Into Thinking the Juice Had Fewer Calories
Plaintiff's putative class action alleged that defendant Mott's violated FDA regulations and California's Sherman Law and Unfair Competition Law when it labeled and sold its 100 percent apple juice with the label "No Sugar Added," which plaintiff claimed misled consumers into thinking the juice had fewer calories than its competitors. For some reason, Plaintiff sought issue-specific class certification on liability only pursuant to Rule 23(c)(4). The district court ... Keep Reading »
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