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The Great Recession rocked the housing market; many homeowners owed more on their mortgage loans than their homes were worth and short sales were common.
What is a short sale in real estate?
A short sale is a property that's sold for less than its owner's mortgage debt. A short sale allows a homeowner struggling under mortgage debt to work with their lender to sell their home. This results in less damage to the homeowner's credit than what a foreclosure causes.
While you don't see them as often in 2019, short sales are still a resource for homeowners struggling to keep up with their mortgage payments.
Short sales are attractive to first-time buyers and investors hoping to flip or rent, as they are typically priced under market value.
Difference Between Short Sale And Foreclosure
A short sale is not the same thing as a foreclosure, although many home buyers get them confused. What is the difference, exactly?
Unlike a short sale in which an agreement is reached between the mortgage lender and the homeowner, a foreclosure is a forced legal process that happens when a homeowner is unable to make mortgage payments for a significant period of time.
A foreclosed home is a property that the mortgage company has taken into possession. These homes are typically winterized (plumbing drained and water turned off), unlike short sale homes.
A short sale is a pre-foreclosure home for which the mortgage lender has agreed to accept less than the outstanding mortgage balance to avoid foreclosure proceedings. The lender may forgive the difference or the existing homeowner may have to make arrangements to settle the remaining amount.
Foreclosed homes are only purchased at an auction, cash only and sight unseen. This means the buyer can't have the home inspected. If the home doesn't sell at an auction, the lender retains the home and tries to sell it themselves as a real estate owned (REO) property.
If you're buying one of these properties, you'll want to pay special attention to the title insurance. While buying the property may clear the lien from the lender who is selling it, there may be secondary links tied to the house as well.
Effects Of Short Sale And Foreclosure On Mortgage Qualification
As a seller in a short sale or foreclosure situation, a natural question may be how much a foreclosure or short sale will affect your ability to get a mortgage in the future. We put together a short table which should help answer some of the more common questions. The mortgage qualification standards referenced below are those of Quicken Loans®. Other lenders may have different guidelines.
|Short Sale
|How much is your credit score affected?
|While it's impossible to definitively say how individuals will be affected because your credit score is based on your entire history, the drop is typically 120 – 130 points for VantageScore®. Although slightly different than the FICO® models most often used by lenders, the formulas are comparable.
|The usual drop might be 130 – 140 points.
|How long does it stay on your credit report?
|7 years either from the date you were first late on your payments or the date that the short sale closed (if your mortgage was paid in full and on time up to that point)
|7 years from the date of your first late payment
|How does it affect your mortgage options?
|Options are limited, but you may be able to do something immediately after the short sale is completed. More traditionally, you can get an FHA loan within the 3-year period after the short sale if you have no late payments on mortgage and installment loans in the year leading up to the short sale as well as in the year leading up to your new application. There are no restrictions on FHA or USDA loans if 3 years has already passed. For a VA loan, the waiting period is 2 years provided you're qualified credit-wise. Conventional loans require a 4-year waiting period.
|If you qualify, there may be one option a year after the foreclosure. A VA loan has a 2-year waiting period, subject to credit guidelines. FHA and USDA loans are available after 3 years. Conventional loans aren't allowed until 7 years have passed.
A short sale is regarded as better than a foreclosure by a lender considering your future mortgage application because it shows you're trying to take responsibility and pay what you can rather than throwing your hands up and walking away.
Either way, these alternatives also represent a serious credit hit. Although the impact is lessened as time passes, either one can seriously lower your score. To get an idea of the potential effect, our friends at Rocket HQSM have a credit simulator. With this simulator you're able to see your free VantageScore 3.0® credit score and report every week courtesy of TransUnion®. Because this is a soft pull not related to a loan or credit application, this won't lower your score.
Of course, neither option is pleasant for someone facing short sale or foreclosure. Your mortgage servicer, whoever you make your monthly payments to, would also like to help you avoid these outcomes as well.
If you're a Quicken Loans client struggling to make your mortgage payment, we may have options to help. Please call our servicing team at (800) 508-0944.
How Does The Short Sale Process Work?
Even though a short sale isn't preferable, it might be the best option for some people. With that in mind, let's walk through the process of a typical short sale with a sample scenario.
Let's say Alex, a 33-year-old accountant, is struggling to meet mortgage payments and needs to do a short sale on their home. How do they do this?
First, Alex files a hardship letter with their lender explaining why the mortgage can't be fully repaid along with documentation like pay stubs and tax returns. Alex's mortgage lender then decides to approve the home for a short sale, and the property is designated as a short sale in the sales listing.
Let's say Gina and Tina are first-time home buyers. For their new home they need a place that is bright and roomy enough for their three cats, two birds and a golden retriever. They fall in love with Alex's short sale home. Best of all, they can afford it since the sale price is below market value! Gina and Tina send their offer directly to the lender.
The time frame in a short sale varies from that of a traditional home sale. Alex's lender can take weeks (or months) to reply to Gina and Tina's offer. If the lender accepts their short sale offer, the lender can ask Gina and Tina to close the loan quickly, which will typically be in a couple of weeks.
If Gina and Tina can't make that deadline, the sale goes back to square one. Either they will sign a new purchase offer with the same seller or start looking elsewhere for their future home.
Getting the bid accepted by a lender requires a little more finesse because the listing agent representing the lender in the sale is looking for specific things within the offer. A real estate agent with experience in these types of sales can be very helpful. If you don't have one yet, our friends at Rocket Homes Real Estate LLC can match you up with a real estate agent in your area who will help you find what you're looking for.1,2
Speeding Up The Short Sale Home Buying Process
Some lenders (including Quicken Loans) offer special programs so that they can begin underwriting the new loan as soon as the buyer has signed a purchase agreement. This can give buyers like Gina and Tina a smoother path to close the loan on their dream home.
The best thing someone can do if they are working to have a smoother process buying a short sale (or any home, really) is to make sure they've been approved for financing in advance. Some lenders call this preapproval or prequalification. These terms can mean two different things but are often used interchangeably. To diffuse any confusion, Quicken Loans breaks down mortgage approval into three distinct levels so that everyone (including you, the seller and the other involved lender) knows just where they stand. We call this the Power Buying ProcessSM.
Prequalified Approval
In a Prequalified Approval, you have your credit report and score pulled. This is important for a couple of reasons.
When looking at loan options, lenders base your qualifications on the lowest median FICO® Score of all clients on the loan.
That might sound a bit confusing, so let's say you and your spouse are on a loan together. You have FICO® Scores of 710, 680 and 670 between the three major credit bureaus. Your spouse has scores of, 670, 650 and 630. The score that counts is 650 because it's the lowest median score between the two of you.
The second thing that lenders can look at once pulling your credit is your debts on both revolving debts (like credit cards) and installment debts (like student loans, personal loans, mortgages and auto loans). Coupled with your verbal or written estimates of your income and assets for your down payment, your lender is then able to calculate your debt-to-income ratio (DTI). This is extremely important because it's how lenders calculate how much you can afford. Your DTI is a simple ratio calculated using the following formula:
Let's run through a quick example. If you make $48,000 per year and have monthly minimum credit card payments between accounts totaling $200 and $1,400 in installment debts, your DTI is 40% ($1,600/$4,000 = 0.4).
There are drawbacks to a Prequalified Approval. Because a lender is taking your word for it regarding your income and assets, this isn't considered a very strong approval. As a result, sellers and lenders in a short sale situation will likely not consider this. It's a great estimate of what you can afford, but that's all it is. Instead, we recommend all of our clients take the next step and get a Verified ApprovalSM.
Verified ApprovalSM
In a Verified ApprovalSM, the process again begins with a credit check. The difference here is that your income and asset documents are also verified. This means that we have documentation that you can afford the loan up front. This makes your offer much more appealing to anyone but particularly to a lender in a short sale situation. Your offer has strength comparable to that of a cash buyer.
We want you to feel extremely confident in the offers you make. If through no fault of your own your loan doesn't close after getting a Verified ApprovalSM, we'll give you $1,000.3
While knowing how much you can afford is extremely important, we're betting it's also important to you that you not pay more than you have to for your mortgage each month. We have an option to address that as well.
RateShieldSM Approval
Traditionally, you've had to wait until you find a house in order to lock your rate. This can create a lot of anxiety for home buyers looking to find a home before rates rise. However, finding the right home for you and your family isn't something you want to rush.
With RateShieldSM Approval,4 you have the ability to lock your interest rate for up to 90 days while shopping for a home. Should you find a home at any point during that time frame, we compare the interest rate you locked to current rates on the day you send in your purchase agreement.
If rates go up, your rate stays the same. If rates go down, your rate drops. Either way, you win!
Benefits And Drawbacks For Seller And Buyer
There are benefits and drawbacks to short sales for both the buyer and seller.
|Benefits For The Seller
|Drawbacks For The Seller
|Benefits For The Buyer
|Drawbacks For The Buyer
|A short sale is better for your credit than a foreclosure because at least short sales show that you're reaching a settlement with the lender rather than just letting the home go. Because of this, you can get a mortgage faster through a short sale than you can with a foreclosure.
The lender pays any closing costs typically paid by the seller and anything the lender and the buyer might negotiate.
This may be somewhat less emotionally stressful than a foreclosure where the house is sold without you having a choice.
|Because you're selling the property for less than what it's worth, you're not making any money on the deal.
The lender has to approve the offer, and you don't have any autonomy in determining who you sell your home to.
Although there's less of a credit hit, not paying off your mortgage in full can still do significant damage to your credit score. If you can, it always makes more sense to keep making payments until you can find a buyer who will at least pay enough to pay off your loan. Depending on the state of the housing market, this isn't always possible, but it's a good goal.
|In a short sale, a lender is motivated to sell the property if they're able to recoup a good portion of their investment because the seller can no longer make the payments. Therefore, you may be able to get a better deal if a lender is looking to cut their losses.
There's often less competition for short sales due to the fact that it's a longer process and properties are sold as is. This repels a portion of the market.
|It can be a much longer process to get the deal done because the lender has to approve the offer and do lots of paperwork on their end.
There's a risk you could start the process and the deal doesn't close at all. If the seller was previously making mortgage payments and they stop in the middle of the short sale process, the home could go into foreclosure and you can lose the groundwork you laid.
Properties are sold as is, meaning they could need some work.
Because they're trying to recover as much money as possible, lenders may not be as willing to help a buyer with closing costs.
In any case, it's better to sell short than to go through the foreclosure process. For the buyer, purchasing a short sale may result in you getting a better deal.
Tips For Buying A Short Sale
Are you interested in buying a short sale? Here are some helpful tips to get you started:
- Make the right offer.While a short sale may enable you to get a good deal, don't go too low with your offer. Remember that the lender's motivation in this scenario is to recover as much money as possible. An experienced real estate agent with a deep understanding of the local market will be able to help you here.
- Don't attach too many contingencies.These properties are usually sold as is, meaning the lender won't be putting in work to the house before selling it. If you want a bunch of work done, the lender is likely to reject your offer out of hand.
- Get a home inspection.Just because the lender won't necessarily fix things doesn't mean you shouldn't know what you're getting into after you close the loan. Getting an inspection to highlight any issues with the home is highly recommended, particularly when you could be buying a distressed property.
- Be patient.A purchase loan often closes in as little as 30 days. Working with a lender on a short sale could take much longer. It's not uncommon for the process to take as long as 4 months.
- Know what the closing costs will be.A lender may be less willing to meet you in the middle on closing costs because they need to recover as much money as possible. Be prepared to pay for the bulk of the closing costs typically paid by buyers.
If you're looking to buy a home and purchasing a short sale sounds like something you would be interested in, you can get started online or speak with a Home Loan Expert today at (800) 785-4788. Our experts can help navigate you through the twists and turns of buying a short sale property. As always, any time you make a big financial decision like doing a short sale or buying a short sale home, we recommend speaking with a financial advisor because every situation is different.
Have you purchased a home in a short sale transaction? Share your experience in the comments below!
1Quicken Loans® and Rocket Homes Real Estate LLC are separate operating subsidiaries of Rock Holdings Inc. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable legal and regulatory requirements.
2 Rocket Homes Real Estate LLC License Numbers: MI 6505-346028; AL 000116893-0; AZ LC682664000; CO EC.100073419; FL CQ1053125; GA 75702; IN RC51700193; KY 245277; LA BROK.0995700664-CORP; MA 422609; MD 668189; MN 40608594; MO 2017021670; NC C27494; NJ 1757866; NV 2017306335; NY 10991228813; OH REC.2018004495; PA RB068594; SC 22050; TN 263727; UT 11215866-CN00; VA 0226028421; WA 20438; WI 938151-91; Rocket Homes Real Estate IL LLC License Number: 481.01277. Rocket Homes℠and the Rocket Homes℠logo are service marks licensed to Rocket Homes Real Estate LLC. Rocket Homes Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. The Rocket Homes Real Estate LLC main office is located in Detroit, MI. Contact: (888) 468-4735.
3Participation in the Verified ApprovalSM program is based on an underwriter's comprehensive analysis of your credit, income, employment status, debt, property, insurance, appraisal and a satisfactory title report/search. If new information materially changes the underwriting decision resulting in a denial of your credit request, if the loan fails to close for a reason outside of Quicken Loans' control, or if you no longer want to proceed with the loan, your participation in the program will be discontinued. If your eligibility in the program does not change and your mortgage loan does not close, you will receive $1,000. This offer does not apply to new purchase loans submitted to Quicken Loans through a mortgage broker. Additional conditions or exclusions may apply.
4RateShieldSM Approval locks your initial interest rate for up to 90 days on 30-year conventional, FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. Once you submit your signed purchase agreement, we'll compare your rate to our published rates for that date and re-lock your interest rate at the lower of the two rates for an additional 40 to 60 days. Quicken Loans reserves the right to cancel this offer at any time. Acceptance of this offer constitutes the acceptance of these terms and conditions, which are subject to change at the sole discretion of Quicken Loans. This is not a commitment to lend. Additional conditions or exclusions may apply.
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How Much Risk Can You Tolerate? Part 1 of 3
Will Rogers, the American humorist, when talking about the investment schemes in North America at the time, said "I am less concerned with the return on my money, than I am with the return of my money". Will was aware of the truth that the higher the potential rates of return on an investment, the greater chance of loss.
The dictionary defines risk as the exposure of someone or something valued to danger, harm or loss. If that something of value is your financial security the question is "How much risk can you tolerate?" The answer to this question for each of us depends on a number of different factors. A few of these are: Read more

subset: commoncrawl


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Investment in Social Media now accounts for nearly 9.8% of marketers' overall budgets, with record growth during the last year according to the latest CMO Survey. And that strong growth is only set to continue, with marketers expecting social spend to rise to 18.5% within the next five years.
+ Why Social Media Marketing?
Social Media Marketing, no matter your industry should be an essential component in your marketing plan. Daily, people spend an average of 2 hours 25 minutes on social media. They are spending more time on social media than watching TV. Using Social Media offers a superb opportunity to get your brand and business in front of a highly active and engaged audience. It also provides a great platform to connect with existing customers and build relationships. In the competitive Automotive marketplace, Social Media is a must for raising your brand awareness, staying relevant and generating leads through referrals back to your website. Also, as a bonus – Google incorporates Social Media signals into its ranking algorithm so it often has a positive impact on organic search results.
+ Why WDA's Automotive Team Will Give You The Edge
Authenticity and relevance is key to creating compelling social media content in a specialist market sector. If your agency doesn't know its accessories from its hard parts or GT's from its Drift, then what chance do they have of talking your audience's language on social media?
Whilst doing it yourself might seem appealing, most Automotive brands without a dedicated in-house Social Marketer now realise that it's a false economy to take people off their focussed role to invest time (money) into something which they are unlikely to do very well and is unlikely to yield meaningful results – and worse could actually damage their brand. Done badly, Social Media KPI's usually amount to getting a load of new followers or post likes. Unfortunately it's a little more complex than that. Are these followers quality prospects or people who can influence your audience? Who is liking the posts and why? Are these engagements positively positioning your brand and conveying a tactical message as part of a wider integrated strategy? Are these people genuinely in the sales funnel? Will their engagement ultimately result in conversions?
Delivering an effective Automotive Social Media campaign takes time and focus, and requires a whole range of skills from copywriting and creative to marketing and planning. WDA's specialist team brings together all these skills, allowing you and your team to focus on your business.
+ The Benefits of Paid Social Advertising
The main benefits of a powerful paid Social Media advertising campaign are granular targeting, increased awareness and engagement and very low costs when compared to other forms of paid advertising. Facebook, in particular, allows you to target users at a highly specific level. This means that the audience your ads will be showing to are likely to be more relevant and there will be more chance of them interacting. Of course, return on investment is crucial and with Social Media advertising tracking is straightforward – we'll be able to know which ads converted, how much we spent to achieve a conversion and more. Once the paid campaign is profitable, the more money you put in, the more you will get out.
+ A Smarter Focus on Return on Investment (ROI)
When it comes to social media, probably the number one thing we get asked is about tracking and ROI. Clients are sometimes unsure about the value of investment in social media, but the reality is that social actually has the reach to deliver throughout the whole customer journey. From paid social media advertising which is effective for direct revenue-driving campaigns, to more organic brand and product awareness messaging which works much higher up the purchasing funnel. Both can be tracked and measured, one right through to a sale on your website (for example), the other by analysing engagement and brand sentiment. The key thing with social media is having an outcome in mind. If you do, WDA can build the appropriate strategy to ensure social marketing meets your expectations and represents a profitable activity for you and your brand.
+ How Can WDA Help You?
WDA has an experienced digital team with a passion for the Automotive sector. We are here to help with a complete turnkey solution, or assist with specific areas where you're looking for additional support. This could be social strategy, content creation, influencer outreach, campaign creation and more.
However you prefer to work, our Social Media specialists will help you to plan and deliver a successful Automotive Social Media campaign that generates engagement and drives leads. As an agency totally embedded within the Automotive Industry, you won't have to worry too much about sending us content or prompting us to do things as the team is highly proactive. Our photography and videography capabilities also mean that we can capture brilliant imagery for you when we attend industry events – backed up by a talented digital design team who are able to create pixel perfect social images and promotional cards back at the studio. We'll also keep you fully in the loop with a user-friendly analytics report each month – and we won't blind you with science; if you're not sure what the stats mean we're more than happy to take you through everything in layman's terms to ensure you fully understand what's worked and feel confident about making informed decisions for the future.
HubSpot, State of Inbound 2017
of marketers say blog content creation is their top inbound marketing priority.
Google Economic Impact Report
Businesses make an average of $2 in revenue for every $1 they spend on AdWords
Higher visibility, 2017
of small-medium businesses only have a basic understanding of SEO
Smart Insights and Clutch, 2017
Facebook provides the highest social value for B2C (96%) and Linkedin provides the highest social value for B2B (93%)
We create differentiation and stand-out by properly leveraging the one thing which makes every Automotive business unique - its brand.
We create striking and highly engaging Automotive focussed marketing campaigns, taken to market through your customers favourite channels.
If you've got a brand or campaign project coming up. We'd love to talk to you about how we can help.


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The Italian Navy and Coastguards say around 3,300 migrants will arrive in Sicily over the course of Saturday after being rescued at sea south of the island.
Navy officials released a video showing 450 people being transferred from a rickety boat to a patrol vessel, then on to the Naval Vessel Libra.
According to the Italian government, 90 percent of the migrants currently in Italy came across from Libya, considered a "gateway to Europe".
Authorities report most of those seen on the boats in the video are of Syrian origin, with ten percent said to be children.
At over 43,000 the amount of migrants to reach Italy in the first five months of 2014 has already equalled the figure for 2013.
Five Italian vessels are involved in an operation called Mare Nostrum, or "our sea", aimed at fighting human smuggling.
The mission has been ongoing since 366 men, women and children drowned in a shipwreck off the coast of Lampedusa in October 2013.


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Part time sales associate - winners
YorktonTJX COMPANIES INC
...shipments and organize our warehouse area. sure, he had six months of retail and one year of shipping and receiving experience before coming to us, but experience doesn't give you the kind of deep-seated respect for others that mason has. of course, he also has a passion for bungee jumping. but that's mason. he is one of [...]
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Winter Park, the doors are about to open!
The long anticipated new 80,000 square feet Center for Health & Wellbeing, a partnership between the Winter Park Health Foundation and AdventHealth, is holding an open house tomorrow, Sunday, April 28, from 1 – 5.
Located adjacent to AdventHealth Winter Park, I recently got to tour the facility and check out all that makes this place truly unique and special. Designed as a facility to not simply aid those seeking to return to good health, but also to help Locals maintain it, there is no other facility in the nation bringing together this assortment of entities, all focused on keeping Locals going about their days feeling well.
Included in the mix of areas in The Center will be:
- Peggy & Phillips B. Crosby Wellness Center, featuring two pools and the latest in cardio and weight training equipment.
- An indoor walking track, open to the public.
- The Elinor + T.W. Miller Jr. Community Conference Center which will host community health and wellbeing education programs, as well as being open to private rentals.
- The BeWell Bar, featuring a health tech concierge and shop.
- Wellbeing Network Studio, the Center's hub for capturing and producing difital content to share with the community.
- Special & primary care physician offices.
- Lap & pharmacy.
- Massage & acupuncture services
- Sports medicine and rehab
All of this, plus, two other areas to which I found I had already had a bit of a personal connection. As we took our media tour, for a bit we sat in The Center's new Nourish Coffee Bar & Kitchen, which is next door to the Nutrition Theatre. As our hosts talked about these spaces, I realized I was already familiar with the woman to help oversee their day-to-day operations. Her name is Collette Haw.
In early 2018 I was asked to be a judge for the Winter Park Whole Food's Healthy Tailgate Challenge event before that year's Super Bowl. I found a number of Locals who are Facebook friends were among the competitors. Collette was among them. And the eventual winner by a mile!
The competition was fun and yummy for quite a few reasons. Among the elements making it fun was competitors had a short period of time – I believe it was 20 minutes – in which to buy all ingredients for their dishes inside Whole Foods. All cooking and eating took place in the parking lot out front. Collette made a burger. I cannot tell you what was in it, but I will share more than I did that day about what we judges thought about the edible contenders: Collette's burger was the clear winner! It was truly DELICIOUS. While I took a bite or two of other dishes . . . . I finished off that whole burger.
So, having this experience not so long ago, and knowing Collette had operated a Local small business called Collette's Clean Eats, focusing on eating healthy, she was a natural for such a competition and now to be the force behind Nourish Coffee Bar & Kitchen, the healthy eating component of the new Center.
"I am looking forward to every single aspect of this new effort!" she shares, excitedly. "I look forward to offering healthy, nutritional dense food to our local community! I am also excited to host cooking classes in the Nutrition Prep Theater to teach the community how to prepare healthy comfort food in their own home!"
What's Nourish Coffee Bar & Kitchen going to be like to visit?
"I would like Nourish to be a place where the community can come together, share a meal, feel good about what they are eating, and feel good about where they are dining. We have a partnership with the Second Harvest Food bank and will have an internship program for their students to gain some real-life experience in the restaurant industry," she says. "We have made relationships with the Local farmers for ingredients, and a Local company, Zion Farms, to plant our edible garden. My focus in this café is community and I will try to incorporate as much of it as I possibly can."
While the Nourish space is directly left as you enter the new facility, next door is the Nutrition Theatre, which looks ready for Martha Stewart to settle in, give us a show. Only these shows will be offered by Collette and other Local professionals whose specialty is healthy, clean eating.
"The Nutrition Theatre will have guest chefs that will come in and teach people how to cook healthy nutritious recipes! There will be some classes that are open to the public and you will be able to sign up on the Center for Health and Wellbeing's website and some will be private," she continued. "We have the opportunity to broadcast the cooking demos throughout the building as well. And Growing Bolder will also be recording some of the cooking demos to post on the center's website."
Having participated just this past week in a healthy cooking demonstration in the 4Rivers headquarters kitchen on Park Avenue with Carly Paige from Fit Living Eats, I am admittedly more ready for this whole healthy eating thing than I have ever been. Which also makes me wonder a bit, how did Collette's own devotion to healthy eating and her Collette's Clean Eats business come about, leading to this cool new effort inside the Center for Health & Wellbeing?
"When I moved back to central Florida from Atlanta, where I was a personal chef," she says, "I started cooking meals for my sister. She keeps very healthy and asked me if I could start making meals for her for dinner so all she had to do was heat them up when she got home from work. Ever since then it's been a mission of mine to make comfort meals that are nutritionally dense, easily recognizable, and delicious."
And then the Nourish connection? Another connection to 4Rivers, and its founder, John Rivers.
"Years ago John Rivers from 4Rivers Smokehouse found me on Instagram and contacted me about mentoring me," she continued. "A few months into him mentoring me the Winter Park Health Foundation contacted him about being involved in this project and he invited me to that meeting. We met with his team, Second Harvest Food Bank, and the Winter Park Health Foundation and the rest is history!"
And tomorrow, 1 – 5, a whole new future begins as the Center for Health & Wellbeing opens its doors to the public.
Join us.


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Posts Tagged 'Chao Teng-Hsiung'
Taipei seeks to make cities smarter with a new model of urban development and a global call for solutionsTuesday, February 22, 2011 12:45 6 Comments
This was posted under category: innovation, interviews, sustainability, urbanism
by Federico De Giuli & Marcia Caines Cities across East Asia are getting ahead to make their cities greener with major developments and city programs that integrate digital intelligence into their urban systems. Examples of the new approach can be found in China and South Korea, and Taipei is no exception. Digital DNA, City of […]


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Melissa recalls who was with her when she found out she had lung cancer.
I actually had two co-workers in the room with me and my boyfriend. And what happened was they were just in the room talking with me. The doctor came in and he didn't say that he had big news or anything. He just asked if I minded if they were in the room and I have doctors coming in the room all the time so, I didn't think it was a big deal and he shut the door behind him and laid the news on me and so, I think more than, maybe even more than me, they were completely just besides themselves with the news.
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Fifteen African countries including Botswana have welcomed a proposal by Britain for a full ban on domestic ivory sales. The countries that are part of the Elephant Protection Initiative – EPI, an African-led initiative to stop illegal ivory trade, said the move would secure a meaningful future for elephants across Africa.
"The unprecedented crisis we face, with Africa's natural heritage being destroyed and communities put at risk due to poaching by illegal armed gangs, will only stop when people stop buying ivory," CEO of Stop Ivory John Stephenson (pictured) said in a joint statement issued in Nairobi.
The EPI was established in February 2014 at the London Conference on Illegal Wildlife Trade by leaders from Botswana, Chad, Gabon, Ethiopia and Tanzania to respond to the elephant poaching crisis. They have since been joined by countries including Uganda, Gambia, Malawi, Kenya, Liberia, the Republic of the Congo, Angola, Sierra Leone and Somalia.
The statement came after Britain's Environment Secretary, Michael Gove said the British government would impose a ban on ivory sales to help bring elephant poaching to an end. Through a 12-week consultation period, the British government will work with conservationists, the arts and antiques sectors and other interested parties on legislation for a ban.
Kumara Wakjira, Chair of the EPI Implementing Board, said the illegal ivory trade threatens not only the survival of Africa's elephants and environment but also communities who face the daily threat of illegal armed poaching gangs and traffickers.
"We look forward to seeing the ban in place before we return to London for the Illegal Wildlife Trade Conference in 2018," he said.
The Elephant Protection Initiative recognises that if elephant populations are to survive, domestic ivory markets must be closed. Over the last two decades, poaching and illegal wildlife trade in and around protected areas in Africa have escalated. According to EPI statistics, between 2009 and 2014, Mozambique lost half its elephants, while Tanzania lost a staggering 60 percent — an estimated 95,000 from the two countries alone.
As profits skyrocket, the illegal wildlife trade has become a transnational phenomenon, estimated by the Convention on International Trade in Endangered Species to be worth up to 20 billion U.S. dollars a year, making it the fourth biggest illicit activity after trade in guns and drugs, and human trafficking.
Reference: Xinhua News Agency
Ivory image by Bobby Yip


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Excellent Value. Profitable Staffing and Recruiting Agency
Great opportunity to pick up a developed agency.
Taunton, MA, USA
Asking Price: $400,000
Business Description
Well established, profitable staffing agency in Taunton, MA. This agency provides temporary staff to small to medium sized businesses, and has developed a nice book of business. There is also an opportunity for the new owner to continue developing upside potential.
This existing agency offers a turn-key opportunity with multiple streams of income through a full line of staffing and HR business solutions. The new owner will expect to be actively involved in the business, and should be comfortable with establishing and maintaining relationships with business clients of all levels. The owner would lead a team to maintain and build on already positive results for this office. This scalable business allows you to maintain a balanced lifestyle, as the B2B relationships allow most customer communications to occur during Monday-Friday standard business hours.
This office is affiliated with one of the nation's largest and most successful staffing firms, with locations worldwide. The new owner will have immediate access to a proven business model, extensive training, ongoing support, and state-of-the-art tools that provide for a smooth and successful transition.
Year Established:
The purchase includes all furnishings and equipment in a leased office.
Training/Seller Support:
Full training and support from the corporate franchise team. Ongoing support is provided with an assigned mentor. The corporate staff provides ongoing support for operations and technology, including marketing, sales, public relations to name a few.
The staffing industry is one of the top 5 trending industries, and is on track to generate $142 billion in North America annually. Staffing/Recruiting is one of the top 10 rated businesses according to Entrepreneur.com. "With staffing companies hiring nearly 15 million temporary and contract employees annually, the industry's growth has outpaced overall job growth according to the American Staffing Association."
Owner Role:
The owner will be actively involved in the business, building and maintaining business relationships with clients and developing their internal staff to grow the business. Personal involvement by the owner with clients results in a high level of repeat business.
Owner Model
Executive/Manager, Semi-Absentee
Real Estate:


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Robbie Fowler, ex Liverpool FC player is Godfather to Thomas Calvey who has Bullous ichthyosis. Robbie decided some time ago to organise an event to raise awareness of ichthyosis and funds for the ISG.
Formby Hall Golf Club, near Liverpool hosted Robbie's Charity Golf Day for ichthyosis which involved 21 teams consisting of past and present players including Steven Gerrard, Daniel Agger, Albert Riera, Dirk Kuyt, Kenny Dalgleish, Alan Kennedy, Jason McAteer and Gary McAllister. The rounds of golf were followed by an auction and dinner where the bidding was amazing for some fantastic prizeswhich included signed Liverpool FC memorabilia and a weekend away with Steven Gerrard at Loch Lomond to play a four-ball round of golf which generated the largest bid!
Robbie said "I could not be more pleased that we have managed to raise a large amount and I want to say a big thank you to everyone who donated."
Willie Miller, Radio Merseyside DJ and after dinner speaker not only worked extremely hard compering the evening but also pulled the whole event together. Also supporting the evening was Comedian John Bishop who entertained the guests following the 3 course meal.
Mandy, Trustee from the ISG was delighted to attend (and to mix with the stars) to speak briefly about ichthyosis and the ISG, and to have the opportunity of personally thanking Robbie and his very good friend's Stephen and Lisa Calvey, ISG members for staging the event for ichthyosis. The event was amazing raising just over £30,000!


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The lineup for Friday night's first Celebrity Big Brother 2018 live eviction has been set after a heated round of face-to-face nominations.
Tuesday's (January 9) live Channel 5 special culminated with presenter Emma Willis entering the house once again with news that housemates would be forced to confront one another with their nominations, but it wasn't a level playing field.
Over the last week, Coronation Street legend Amanda Barrie, Ex on the Beach's Jess Impiazzi, Rochdale detective Maggie Oliver, American reality star Malika Haqq and Drag Race superstar Shane Jenek have all earned immunity from the first public vote.
Plus, only the women were able to vote in this first outing, so the deck was definitely stacked against the new male housemates from the outset. Here's a breakdown of how each of the female housemates voted.
- Amanda Barrie voted for Jonny and India.
- Ann Widdecombe voted for India and Andrew.
- Ashley James voted for India and Jonny.
- India Willoughby voted for Ann and Ginuwine.
- Jess Impiazzi voted for India and Ann.
- Maggie Oliver voted for India and Jonny.
- Malika Haqq voted for Ann and Andrew.
- Rachel Johnson voted for India and Jonny.
That means that India and Jonny will be facing possible eviction come Friday night — however the housemate who got the most heated was Ann Widdecombe. The former Conservative Party MP let her anger be known to the others throughout the nominations ceremony.
At first, she demanded "a valid reason" for Malika's nomination after the American reality star revealed she'd picked Ann out of sensitivity for her wellbeing. Later, she rolled her eyes when India complained that she wasn't throwing herself into the daily tasks.
When it came time to give her own nominations, Ann accused India of starting "most of the rows in the house" and picked out Andrew for her second nomination because she felt he was "the most laddish".
Will this impact the public vote in Jonny's favour? We'll find out in three days' time…
Celebrity Big Brother continues on Wednesday (January 10) at 9pm on Channel 5, followed by Rylan Clark-Neal with Bit on the Side at 10.05pm.
Want up-to-the-minute entertainment news and features? Just hit 'Like' on our Digital Spy Facebook page and 'Follow' on our @digitalspy Twitter account and you're all set.


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The Spring Grove Area School District takes part in the National School Meal Program and nutritious meals are served every school day. Local fresh fruits and vegetables are served daily from various local vendors. Milk choices are served with every meal.
Nutrition Services Manager Melissa Freestone ext. 3025 Support Services Administrative Asst. Tam Reitmeyer ext. 3025 Food Service Coord./HS Head Cook Robin Gobrecht ext. 7090 MS Head Cook Ginny Adams ext. 6090 SGI Head Cook Sue Snyder ext. 5090 SGE Head Cook Ruth Wentz ext. 2090 PAR Head Cook Donna Caulfield ext. 1590 NSE Head Cook Heather Dunham ext. 1090
MEAL PRICES & PAYMENTEach student has a personal account in the point of sale system used by the Nutrition Services Department. Payments can be made with cash at the service line, by sending a check payable to SGASD Cafe Fund, or by using the online payment system.Checks are encouraged and should be made payable to the SGASD CAFE Fund which can be submitted to your child's school cafeteria or the school's office. There is a $20.00 charge for checks returned with NSF.Meals are also available for free or at a reduced price to eligible families based upon total household income and family size. All students are provided with an application for free and reduced-price school meals at the start of the school term. Families only need to fill out one application listing all students in the household. See the link to the LEFT to download an application.For the 2019-20 school year, the following prices will be in effect:
Grades K - 4:
Grades 5 - 12:
- Included with every meal
- Can be purchased individually for $.50
NON-DISCRIMINATION STATEMENTIn accordance with Federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating based on race, color, national origin, sex, disability, age, or reprisal or retaliation for prior civil rights activity in any program or activity conducted or funded by USDA.Persons with disabilities who require alternative means of communication for program information (e.g. Braille, large print, audiotape, American Sign Language, etc.), should contact the Agency (State or local) where they applied for benefits. Individuals who are deaf, hard of hearing or have speech disabilities may contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.To file a program complaint of discrimination, complete the USDA Program Discrimination Complaint Form, (AD-3027) found online at http://www.ascr.usda.gov/complaint_filing_cust.html, and at any USDA office, or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by:Mail: U.S. Department of AgricultureOffice of the Assistant Secretary for Civil Rights1400 Independence Avenue, SWWashington, D.C. 20250-9410;
Fax: (202) 690-7442; or
E-mail: firstname.lastname@example.com.
This institution is an equal opportunity provider.


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The last time I went to New York, it was to see a singer/songwriter that I love named Stew. I'd always catch him in San Diego (one time it was a show at Java Joe's with only 4 people in attendance). His autobiographical play Passing Strange made it to Broadway, won some awards, and Spike Lee filmed it (I met Lee at the show and he was a jerk, but that's another story for another time). I remember the hotel I stayed at being so ridiculously expensive. But hearing that the Carlyle, located on Manhattan's Upper East Side, has some rooms going for $20,000 a night, perhaps my room was a bargain.
So, is a light documentary on a hotel that the rich and famous stay at, that you'll probably never go to, seem of interest? Well, it was to me. Even if it did feel like a commercial for the place at times.
This place has been around for 85 years. Clooney jokingly comments that that's fine for a wine, but a little scary when he's in the old elevators.
The two biggest things the Carlyle might be known for is that it's the place where Woody Allen's jazz band has played once a week for years. Thankfully, the filmmaker didn't shy away from covering that (we get to see Jeff Goldblum and and Tommy Lee Jones talking about how thrilled they were to see Allen play his clarinet).
The other thing people outside of New York might know it for is that it's where Prince William and Kate stayed when they arrived in the States.
It was a blast that they got so many big names to talk about the hotel. George Clooney is the one you see in the trailers, but you'll also hear from Jon Hamm, Piers Morgan (who tells a story about Princess Di, Steve Jobs, and Michael Jackson in an elevator together, and her belting out "Billie Jean"), Condoleezza Rice, Lenny Kravitz, Regis Philbin, directors Sofia Coppola and Wes Anderson, Roger Federer, Vera Wang, Naomi Campbell, and Anjelica Huston. Huston tells some stories about her former boyfriend Jack Nicholson partying there, but the stories the staff have to tell about him are much better, and not at all what you'd expect. One of them involves Nicholson giving flowers to staff members, a valet that he made a paparazzi photographer give a photo to, and yelling, and quickly apologizing, to a maid that woke him up in the morning.
Harrison Ford, who is always uncomfortable in interviews, seemed to really enjoy talking about the Carlyle. We also heard from Buster Poindexter, and another singer — Alexa Joel, shown singing her dad's song "Just the Way You Are."
Alan Cumming tells a story about taking a photo nude in front of the hotel, and his attempt to do it reminded me of the documentary Man on Wire, as well as how The Doors had to sneak a photo in front of the Morrison Hotel, after already being told they couldn't. It's hysterical to hear Cumming say that he recorded his album there just so he could use that nude photo for the cover.
Hearing from the celebrities is so much fun, and it's just as interesting to hear from the various staff members, including a concierge that stutters. It's a lot less interesting to hear from the handful of rich folks that are regulars. If we don't know who they are, it's really not all that interesting to hear a billionaire drone on about how much they love the place.
At one point, chef Anthony Bourdain says that the hotel is "completely nuts" and one could complain that this documentary never really shows that side of it.
Bruce Willis has always had a reputation as being a jerk, and hearing a story from the guy working the elevator proves it (spoiler alert: they were in a play together, with the elevator operator being the lead).
It's fun to hear staff members say things like, "Paul McCartney and Richard Gere walked in at about the same time. I didn't know who to help first. I shut my eyes, thought about it for a second and…decided to go with the Beatle."
One staff member commented on Donald Trump showing up for a party, and saying about the hotel, "This place is a joke."
That led to a rather funny cameo. I've actually never seen a cameo in a documentary before, but Bill Murray looked like he just happened to be walking by when that conversation took place, and as he was walking out the door, he just kept saying what a joke the Carlyle was.
Lots of times the celebs tell stories about the staff members they like. Tommy Lee Jones, not always the friendliest guy around, tells a wonderful story about discovering a staff member liked opera. He flew him to his place in Santa Fe, New Mexico, to spend a few days with him and his wife to attend the opera house in town.
There is some alluding to the fact that Marilyn Monroe met with John F. Kennedy here, and that Paul Newman created his salad dressing while dining there.
It was interesting to learn a little about stars I knew very little about. Those would include Eartha Kitt, cabaret singer Bobby Short, and Broadway legend Elaine Stritch (who passed away during the three-year production of this documentary).
I also knew very little about artist Ludwig Bemelman, creator of the Madeleine books. Well, the hotel's "Bemelmans Bar" has his illustrations all over the walls and lamp shades.
There are some rooms that go for as low as a thousand dollars a night. You might think that's pricey, but…they will embroider your name or initials on the pillow. That surely beats having a few stale mints lift on it at the Motel 6.
Perhaps some will be turned off, watching A-listers and the one percenters (especially when you listen to writer Fran Lebowitz' bizarre complaint). But for those of us that get a kick out of TMZ, this is right in our wheelhouse.
At least Sofia Coppola realizes the absurdity of a glass of orange juice from room service costing $50.
This gets 3 ½ stars out of 5.


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Style Icon: Lizzie
My former student **Lizzie** and I hung out the other day for lunch, dress perusing, chocolate-covered bacon eating, and movie-watching. We were walking around downtown when we came upon this incredible wall, which reminded me of a similar one in Paris. I asked **Lizzie** to pose for me and I think I have captured her eclectic style including turquoise rings, Monroe piercing, a Union Jack t-shirt (a gift from her friends in England), hand-dyed jeans (they were white and she added the black streaks), green combat boots, checkered hoodie, and vintage glasses. I love the effect of all of the bags she was carrying—how they add even more textures and patterns to the images.
Here's another photograph in front of an incredible mosaic in the subway station. I think it captures her ethereal beauty.
**Lizzie** reminds me that personal style is also a deeply creative act and inspires me to take risks in my own fashion. I'm actually wearing other colors than black & gray these days! Enjoy, Mari


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To the chorus of "Old McDonald had a farm…"
With a cunt, cunt there. And a cunt, cunt here. You're a cunt, I'm a cunt. Everyone's a cunt, cunt!
First, let's look at all these life and death issues – the actual human rights violations ignored – so everyone could bitch about the name-calling and piss poor jokes currently labeled politically incorrect by sanctimonious attention whore identity politics:
(NPR) Lost Mothers: Maternal Mortality in the U.S.
Pew Research Center: America's wealth gap between middle-income and upper-income families is widest on record
FBI: Human Trafficking/Involuntary Servitude
Now, isn't it a shame I had to creatively use the term cunt, and post about trivial social hiccups, for you to take notice of the above issues/links?
As an English teacher, I have the authority to lecture words only have the power we give them. If you make a word taboo, you give it power. And you give power to the gate-keepers of that word. We live in a society where humanity has allowed man-made sounds to ruin a person's career, an entire life, just because a word is uttered. This is wrong.
Here's an experiment: Write any "offensive" word on a piece of paper – write down the worst racial slur you can think of…. Now, place that place of paper on a table in front of you. Wait. Look at the word. Wait. Keep looking at the word…. Did that word jump off the table and smack you in the face? Did that word pull a gun on you?
My two-cents worth on the "cunt" debacle: Ivanka Trump isn't a "cunt" on any planet. She's a young mother and an advocate for maturity care/leave. And she's brought more attention to the issue of maturity leave than the Bernie Sander's campaign.* Ivanka hasn't hurt anyone. She's not a politician; she's a president's daughter. Thus, unfairly targeted in the alt-left's jealous rages.
Samantha Bee is a cunt and a bully. That being said, she has the 1st Amendment right to say whatever the fuck she wants so long as she doesn't partake in verbal threats of physical harm. (Section 8, 1st Amendment) My critique of Bee – if you're going to call someone a cunt, at least make sure they're a cunt.
In fact, Bee's projecting more than just a tad. She's not only projecting her own cunt-ness but her one-sided intrasexual competition. Yep, it's the age-old story of the ugly bitter woman out to ruin the beautiful unassuming woman. Bee has a hate-on for attractive traditionalists who simply made different life choices. And this is the hypocrisy of present day liberals – they're all for choice when it's the same choice they made.
Now, for that other thing – the "Rosanne" fiasco. A tasteless joke is a tasteless joke. If liberals have actually forgotten what racism is in all their ubiquitous "crying wolf" and slandering accusations of racism, I'll take them through my city, Birmingham's Civil Rights Museum. You stupid liberals. We are all primates – homo sapiens. Heard of evolutionary biology? (Hint: It's what you cite when you argue with religious fundamentalists.) Rosanne's inappropriate, insensitive joke/insult doesn't make her a racist. It makes her an asshole.
And for the mock offense from popular social media accounts and public pundits demanding apologies: 1) You're not owed an apology. 2) Stop using tasteless jokes and insults as an excuse to virtue signal and make everything about you. 3) Bee didn't make it "alright" for assholes to call women cunts. They've done so, and much worse, since the dawn of time. 4) Since you're entitled enough to demand an apology for "all women," try apologizing to the world for taking focus away from all too real suffering and human rights violations so you could throw a virtue signaling tantrum.
*The Sander's campaign changed the wording to "family leave" as not to offend male feminists, egalitarian dudebros, transgender attention whores, and faggots. How do I know this? I was on the Alabama state ballot as a potential delegate for Sanders. He folded and pandered to attention whore identity politics instead of sticking to economic issues.


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Smith Talks Indecency, Retrans
Likening it to the fee paid for grazing cattle on public lands, National Association of Broadcasters President Gordon Smith said Tuesday that hewing to community standards on content was one of the prices broadcasters pay for their spectrum.
He also said the tussle between networks and affiliates over retrans money was a family fight that he would like to help them resolve and that there needed to be economies of scale for journalism to survive.
That came at a Media Institute lunch Tuesday in Washington, his first to the media-backed First Amendment think tank as NAB president.
Asked if that meant he thought broadcasters have to be subject to FCC indecency rules as part of that price, he said broadcasters "needed to be sensitive to it. I think with some exceptions we are trying to be."
But he also said the emphasis should be on technology, "so we can balance the First Amendment with the need to be competitive and the need to empower parents and shield children from things that they ought not to see."
Smith said he valued and believed in the First Amendment, but said he understood the challenge of competing with subscription services that can "push the envelope all [they] want." But he also said he represented a lot of cattlemen, who know that they are going to pay a fee if they are going to graze their cattle on public land. "The fee that we pay is
localism, engaging the community and observing community standards."
The tension comes from competing with cable and other subscription services. "We respect it and we get it. The answer is in terms of five-second delays, V-chips, content ratings. All of these things are available to us so that we keep faith with the public."
He called it a line broadcasters have to walk, and that they would do that successfully.
"Stuff happens, things are said, wardrobes malfunction. We're trying to keep ahead of this." Taking off his NAB hat for a moment and saying he was speaking as a parent, he added: "I have always wondered why, if it is not good for children to see, why is it good for adults to see."
Smith weighed in on a number of issues, or in at least one case, politically sidestepped it.
On media consolidation: Former Oregon Senator Smith, recalling media ownership hearings from his days on the Senate Commerce Committee, said that the "elephant in the room" was often News Corp.'s Rupert Muroch."
Conceding he was generalizing, Smith said Republicans (he is one) tend not to like newspaper editorial pages and Democrats tend not to like radio because of Rush Limbaugh. "The truth is we need them both," he said, adding that "nobody is big enough to control editorial content."
"With some guidelines," Smith said, "there ought to be a way to allow journalism to survive with economies of scale between newspapers, radio and telvision. And as long as their editorial content is not dictated demonstrably by somebody, then they ought to be allowed to enjoy one newsroom that feeds all kinds of outlets." He said that was in the people's interest, rather than having government get into the newspaper businesses.
Smith said what was needed was allowing some economies of scale so that America doesn't have to rely on the blogosphere for news, "which is sometimes not all that committed to the truth."
On whether networks should get to share in station retransmission fees: "One of the things I learned on the Commerce Committee is that it is not management vs. labor, it's where businesses go to get an advantage over a competitor. So, when I hear about retrans and networks and affiliates, I think what I used to think on the Commerce committee: I have
friends over here, and I have friends over there, and I am with my friends"
He called it a "family fight" that he wanted to help them resolve, but added that it was not NAB's role to dictate how it would be resolved. "But I will tell you they need each other."
On network neutrality: "It is a solution looking for a problem. As a student of history it does occur to me that if you disincentivize something, you'll drive capital away...whatever the merits are of keeping the Internet open to all of us, which is also a very laudable goal."
Before the speech, Smith gave a shout out to one audience member, former NAB President Eddie Fritts. He also pointed out that when he was in Congress and Fritts was running the NAB, Smith could always count on three groups being there when he got off a plane: credit unions, car dealers and broadcasters.


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Department of Healthcare Leadership & Management
The Department of Healthcare Leadership & Management (DHLM) is the home of three health administration programs within the College of Health Professions: Doctor of Health Administration (DHA), Master in Health Administration (MHA), and Master of Science in Health Informatics (MSHI). Our students are career-oriented leaders who want to help shape the direction of healthcare organizations. We have 13 faculty members and over 150 students in the department with a dedicated full-time staff. We also have state of the art classrooms and facilities, and close working relationships with many healthcare organizations in South Carolina and beyond. Through our outstanding students and faculty, we bring inter-professional education from the classroom into practice. For example, the award-winning Community Aid, Relief, Education and Support (CARES) Clinic provides an opportunity for students from different professions to work together. In addition, many class projects are actual projects from healthcare facilities.
Department of Healthcare Leadership & Management Vision and Value Statements
The Department of Healthcare Leadership & Management at MUSC strives to achieve national distinction in education, scholarship, and service by offering high-quality education programs including Doctor of Health Administration, Master in Health Administration, and Master of Science in Health Informatics. To fulfill its mission, the department is committed to:
• Treating all individuals with respect and dignity
• Providing an environment in which freedom of inquiry and debate is valued and protected
• Offering high quality educational programs that provide students experiential, integrative and inter-professional learning opportunities
• Fostering a diverse and inclusive learning environment
• Preparing students to lead and succeed in the workforce
• Advancing scientific evidence on health services through research and scholarship
• Informing policy-makers at local, state, and national levels
• Improving the delivery of healthcare services through the provision of consulting and community service
• Building and maintaining strong alumni and employer relationships
• Engaging with community stakeholders to ensure we are preparing a competitive workforce.
Department Chair
Dr. Jami Jones is Chair of and MHA Division Director in the Department of Healthcare Leadership & Management at the Medical University of South Carolina. She completed her MS degree in Healthcare Administration & Management at Trinity University, and her Ph.D. in Health Services Organization and Research at Virginia Commonwealth University. Her research interests include organizational theory, quality management, organizational behavior and performance improvement. She has numerous publications and has served as principal investigator, co-PI, and consultant on many grants and research projects, including a quality improvement grant for the American Heart Association. Dr. Jones has also served as Chair of the Healthcare Management Division for the Academy of Management. Before attaining her Ph.D., Dr. Jones worked at the Veteran's Affairs North Texas Health Care System in Dallas, Texas.


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Directions Leesburg, FL 34788
Before the industrial age, air was fresh and clean. Today, air is frequently dirt-laden. Did you know that your engine needs up to 10,000 gallons of air for every gallon of fuel it burns?
9105 US HWY 441, Leesburg, FL 34788
Our factory-trained, certified technicians are very qualified to check air filters and replace them when required. They have the skills and experience to service all models and brands. They use the latest service equipment and diagnostic gear to do the work quickly and correctly.
If a dirty or clogged air filter indicates your vehicle needs a new filter, we use only quality OEM (original equipment manufacturer) parts that conform to the manufacturer's specifications. By using only OEM parts meant for your vehicle, we ensure that the problem is correctly fixed and that you don't void your warranty. Cheap aftermarket parts can malfunction or break, threatening safety and causing costly damage.
You can count on the expert technicians at our VW dealership to maintain your vehicle professionally, allowing you to enjoy peace of mind for many years. Bring us your car, have us install a new air filter, and know you are good to go!


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If you've dreamed of a career in real estate and are interested in earning your real estate license, you may be wondering exactly what you need to do in order to pursue your dream. One of the first steps if you want to sell or lease real estate in the state of California is to obtain your California Real Estate Salesperson license.
Here's what you need to know about the process to ensure your success.
One of the critical steps in getting a real estate license in California is passing the Salesperson license exam. In order to qualify to take the exam, you must meet the following requirements:
Be at least 18 years of age
Show proof that you have completed the minimum of 135 credit hours of required education with a school like ADHI Schools. The credit hours must be a combination of the following:
45 credit hours in Real Estate Principles
45 credit hours in Real Estate Practice
45 credit hours in an additional elective course as approved by the California Department of Real Estate.
The additional courses can be in any of the following topics:
Real Estate Appraisal
Common Interest Development
Property Management
Computer Applications in Real Estate
Real Estate Finance
Mortgage Loan Brokering and Lending
Real Estate Economics
Business Law
Legal Aspects of Real Estate
Real Estate Office Administration
General Accounting
Courses taken to qualify for the California real estate salesperson exam must meet the following requirements must be taken through a school with courses approved by the California Real Estate Commissioner like ADHI Schools.
Official transcripts for the completed courses are sufficient. If you take the coursework through ADHI Schools our certificates will work just fine!
Pretty much the only way to avoid taking these classes is if you are a member of the California State Bar.
The salesperson license does not have any experience requirements or prerequisites outside of the educational requirements and satisfactory criminal background. You are NOT required to have a high school diploma or GED equivalent in order to apply for the salesperson exam and license.
Once you have met the exam's educational requirements, it's time to apply for the actual exam.
You may apply for the salesperson examination by using the Salesperson Exam Application or the Combined Salesperson Examination and License Application. We recommend doing the combo application. The combined application allows you to apply for both the exam and license and pay all applicable fees at the same time and if you have a clear criminal background, your license can be issued immediately!
Once you have submitted your application, you should be prepared to wait around 4-6 weeks for your application to be processed.
Once approved, you will receive an Examination Schedule notice, allowing you to schedule a time for your examination.
California has an eLicensing system that you will use to schedule your examination and check on the status of your exam.
The real estate exam is currently offered in an electronic format in five cities throughout the state of California, including:
San Diego
Los Angeles and Vicinity
The California Bureau of Real Estate website keeps up to date information on the current locations where the examination is held. You can also get information about available dates and locations for taking the exam prior to submitting your application.
You are given 3 hours and 15 minutes to complete the examination and a passing score is 70% or better. The exam is qualifying in nature only, which means that a score is not reported unless you fail the test. If you take one of our crash courses through crashcourseonline.com you should be just fine!
You may apply for a California Real Estate Salesperson license even if you are not a resident of the state. Out-of-state applicants must meet all California examination requirements and complete the courses with an approved California course provider like ADHI Schools.
California does not currently offer license reciprocity with any other jurisdiction. There is no waiver of California real estate license requirements to take the Real Estate Salesperson exam.
Once you have passed the examination, you will need to submit the Salesperson license application (unless you have previously completed the Combined Examination and License application).
You will be required to be fingerprinted through a live scan fingerprint service provider in the state of California. ADHI Schools offers this Livescan service.
Once you have completed the application along with providing the applicable fees, the Bureau of Real Estate will review your application for approval.
Out-of-state applicants have a few additional steps in applying for a license.
Out-of-state persons must submit a notarized Consent of Service Process form along with their original application.
Once your license has been approved, a copy will be provided to your sponsoring real estate broker. If you do not currently have a sponsoring broker, you will be mailed a copy of the salesperson license with a non-working status.
ADHI Schools can also help with career placement!
A salesperson is able to act on behalf of a broker in selling and renting California real estate. A salesperson may not act as a real estate agent independently. All licensees who have passed the salesperson exam (both California residents and non-residents), must work under the supervision of a California real estate broker in order to receive working status.
Aspiring real estate brokers must work under a responsible broker for a minimum of two years before being eligible to apply for a real estate broker license.
Once you have taken the California Real Estate salesperson license, passed, and received your license, you will be prepared to follow your dreams of pursuing a career in real estate!
If you have any questions about how to get a real estate license in California, please feel free to contact us for more information. Our number is 888-768-5285.
ADHI Schools


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NFL Sunday Ticket To-Go access even to those who couldn't / wouldn't get their satellite packages, and it's upping the ante this year by bringing its slate of football games to the PlayStation 3. NFL Sunday Ticket To-Go is still a $50 add-on that adds HD streaming access on PCs and mobile devices, however this year there's also an app for the Motorola Xoom and Samsung Galaxy Android tablets. PS3 owners can get in on the action either by adding the To-Go option or paying a flat $339.95 without DirecTV service. Of course, it's still interested in enticing people to switch to the dish by offering Sunday Ticket at no additional charge for new subscribers -- just ask fairy Deion Sanders after the break. No word on any apps for Boxee, Roku and the rest, but other new additions for the 2011 season (now that the lockout is resolved and it's actually happening) include a new four channel mix with larger cells for those late afternoon games, and integration with NFL.com Fantasy Football that lets viewers keep up with their scores and players right on the TV.
Update: Looking for the online only package for PCs and mobile devices from last year? It will become available September 1st, for the same $350 price as in 2010.


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Projects & Training
We work extensively with community groups and public bodies across Scotland on place-based projects. In particular, we are experienced in supporting community groups and public bodies undertake engagement activities to help communities articulate, develop and deliver plans to improve a particular place.
As well as place-based projects, we provide skills training for community organisations, planners, elected members and public bodies. Find out more about how we have delivered training and support and how we might assist your organisation.
Skills training
Community Council training
Community Councils have a statutory role in the Scottish planning system. It is therefore important that Community Councillors understand how planning works in practice and their rights and responsibilities. For more information, download this PDF.
Elected members training
PAS offers specialist training for Elected Members to assist them in their role as decision-makers and facilitators in the planning system. The training is delivered by PAS staff and senior qualified planners (who are also PAS volunteers). For more information, download this PDF.
SP=EED Verification
SP=EED® is our practical toolkit for effective community engagement. It is referred to in Scottish Government guidance and can be downloaded free from the PAS website.
For more information, download this PDF or visit the SP=EED page.
Young People and Placemaking
We've produced a short introduction to the planning system for young people – click here to download it.
Bridging the Gap
The 'Bridging the Gap' project is the first of its kind in the UK encouraging a unique sustained intergenerational partnership that will equip young people with the skills and tools to engage with placemaking and learn about decision making. For more information, download this Bridging the Gap PDF.
In the Footsteps of Geddes
Continuing the mission started by our previous youth-oriented projects, the Heritage Lottery funded "In the Footsteps of Geddes" engages young people with their place and the heritage through the medium of digital technology. Download our PDF for more information.
Place Work Folk
The purpose of this project was to introduce young people to planning and placemaking, by looking particularly at how their own area's heritage has led to the development of their local place. For more information, download our PDF on the project.
Gypsy/Travellers and the Scottish planning system
This project produced a series of five guides on the topic of Gypsy/Travellers and the Scottish planning system. These comprised a guide to the Scottish planning system for Gypsy/Travellers, and separate bespoke guidance documents on Gypsy/Traveller planning issues for Community Councils, Elected Members, Planning Professionals and the Media. These were produced following documentary research on the issues and good practice, and a period of engagement with Gypsy/Travellers and experts in this field.
Place-based projects – community led
Isle of Rum Community Land-use Plan
PAS was commissioned by the Isle of Rhum Community Trust (IRCT) to produce a Community Land Use Plan based on an impartial engagement process and detailed landscape analysis. The project team was led by PAS staff, Associates and volunteers with landscape architecture, planning and community engagement expertise. Download our PDF for more information.
Cupar Could
Working closely with the 'Cupar Could' steering group, led by Cupar Development Trust (CDT) PAS facilitated and led, with local residents, community groups, children and young people, local businesses and Fife Council, extensive pre-charrette engagement, a 4 day charrette design studio, and a post charrette follow-up event where CDT reported on action since the charrette. For more information, download our PDF.
Rosefield Mills
Dumfries Historic Buildings Trust (DHBT) commissioned PAS to lead a community engagement programme to support funding applications for Rosefield Mill's purchase, restoration and redevelopment. Three community events and two separate youth workshops engaged over 400 people. Download our PDF for more information.
Shaping Laurencekirk
PAS was commissioned by Laurencekirk Development Trust (LDT) to deliver a community participation project with the aim of developing ideas for a large, vacant brownfield site in the town centre. Two "Community Days" were held comprising public exhibitions, site walks and discussion workshops, plus primary and secondary school events. Download our PDF for more information
Place-based projects – local authority led
Your Kirkwall
Your Kirkwall was a series of meaningful community conversations where the whole community came together to discuss and share ideas for the future of Kirkwall for next 10-20 years – to help improve the town as a place to live, work, study and visit. Download our PDF for more information.
PAS, in partnership with North Lanarkshire Council, conducted a project focusing on the future of Motherwell Town Centre. This included information gathering from land-use and community planning partners and a series of public events. Download our PDF for more information.
Fauldhouse Focus
Fauldhouse Focus involved residents, schools, youth groups, community groups, local businesses, public sector and voluntary organisations to create a shared vision for the village. Four consecutive placemaking workshops took place in May, with a follow-on workshop in June. Download our PDF for more information.
PAS delivered this pilot project in partnership with Fife Council. Levenmouth was identified as being a suitable location for a place-based project which would focus on connectivity. PAS worked directly with the community planning team to identify the scope of the project and Fife Council spatial planning staff were also involved in delivery. Download our PDF for more information.


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Metal Building
Bradbury has made robust, durable Rollformer Panel Lines for manufacturers of roll formed building panels for over five decades.
The Bradbury Group has complete building panel, trim, and framing solutions for metal building manufacturers working with 0.35mm to 3.0mm thickness sheet.
We also have the capability to supply insulated panels, notching, punching, in-line sealant, and embossing in roll forming systems.
In the metal building industry of China, Bradbury has most customers in high end market.


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The information contained in these resources does not necessarily reflect the views of the Partnership for Patients, the Centers for Medicare and Medicaid Services, The United States Department of Health and Human Services, nor the United States government.
|"CMS Improves Patient Safety for Medicare and Medicaid by Addressing Never Events" (U.S. Department of Health & Human Services, Centers for Medicare & Medicaid Services [CMS])
|CMS publication. Fact sheet covering new Medicare and Medicaid payment and coverage policies to improve safety for hospitalized patients, including the initiation of new proceedings for "wrong surgery," a category of "never events."
|"Serious Reportable Events: Transparency, Accountability Critical to Reducing Medical Errors and Harm" (National Quality Forum)
|In 2002, NQF endorsed a list of Serious Reportable Events (SREs) to increase public accountability and consumer access to critical information about healthcare performance. In 2006, NQF updated the list of SREs. There are 28 events and each is classified under one of six categories: surgical, product or device, patient protection, care management, environment, or criminal. The fact sheet includes a list of the 2006 SREs.
|"Patient Safety Indicators Resources" (U.S. Department of Health & Human Services, Agency for Healthcare Research and Quality [AHRQ])
|User guides, technical specifications, and development materials (such as brochure, link to software, etc.).
|"Inpatient Quality Indicators Resources" (AHRQ)
|User guide, technical specifications, and development materials (such as brochure, link to software, etc.).
|"Fall and Injury Prevention," Patient Safety and Quality: An Evidence-Based Handbook for Nurses, Chapter 10 (AHRQ) [PDF, 612KB]
|Evidence-based handbook for nurses.
|The Falls Management Program: A Quality Improvement Initiative for Nursing Facilities (AHRQ)
|Manual designed to assist in providing individualized person-centered care and improving fall care processes and outcomes through education and quality improvement tools.
|"Fall Prevention and Management" (U.S. Department of Veterans Affairs, National Center for Patient Safety [NCPS])
|Online assessment and guide to a multi-disciplinary approach to falls prevention and management using a systematic assessment for determining risk and recommended interventions.
|"2004 Falls Toolkit" (NCPS)
|Toolkit accompanied by introductory monograph and PowerPoint slide deck.
|"Fatal Falls: Lessons for the Future," Sentinel Event Alert, Issue 14 (The Joint Commission)
|Topic Library Item. Health care organizations that have experienced sentinel events due to falls have identified the root causes and risk reduction strategies included in this issue. In addition, experts have commented on the events and the related root causes and risk reduction strategies. The Joint Commission offers this information for consideration by hospitals, long-term care facilities, and behavioral health care organizations in their continuing efforts to reduce the risk of falls of their patients, residents, or individuals served.
|"Falls Prevention" (Institute for Healthcare Improvement [IHI])
|Listing of Mentor Hospitals for falls prevention. Includes a quick reference table to find a mentor with similar demographics to the inquiring hospital.
|"Transforming Care at the Bedside How-to Guide: Reducing Patient Injuries from Falls" (IHI)
|Guide can help staff learn to identify the patients at highest risk for sustaining a serious injury from a fall and implement interventions to prevent or mitigate these injuries. Focuses on approaches to reduce physical injury associated with patient falls.
|"Injurious Fall Data Collection Tool" (IHI)
|Use the data collection spreadsheet to analyze and better understand a unit's or hospital's last 20 falls that resulted in injury. Track and communicate patterns, issues, and potential interventions.
|"Falls Prevention — Shared Tools" (Minnesota Hospital Association [MHA])
|Falls prevention best practices resources, shared tools (policies and procedures, assessment tools, self-learning packets, and patient education tools). Case studies of hospital falls prevention pilot projects.
|"SAFE from FALLS Call to Action" (MHA)
|"SAFE from FALLS" campaign materials; comprehensive roadmap and toolkit.
|"Prevention of Hospital Falls: An RWJF National Program" (Robert Wood Johnson Foundation)
|Synopsis of the work (2006-2007) and key results (2008).
|"Fall Prevention in Acute Care Hospitals: A Randomized Trial" (Journal of the American Medical Association)
|Peer-reviewed journal article evaluating the benefits of hospital-based fall prevention strategies.
|"Fall Assessment Tool" (Johns Hopkins Hospital)
|Fall Risk Assessment Tool; checklist to determine patient fall risk.
|"Falls Prevention Virtual Learning Collaborative" (Safer Healthcare Now!)
|A collection of presentations (audio) that were delivered at the Falls Prevention Learning Collaborative. The Falls Prevention Learning Collaborative is designed for multi-disciplinary teams from acute care, long-term, and home healthcare settings.
|"Preventing Falls Among Older Adults" (U.S. Department of Health & Human Services, Centers for Disease Control and Prevention)
|This compendium of interventions is designed for public health practitioners and community-based organizations, to help them address the problem of falls among older adults. It describes 22 scientifically tested and proven interventions, and provides relevant details about these interventions for organizations who want to implement fall prevention programs.
Case Studies
|"Preventing Falls and Eliminating Injury at Ascension Health" (IHI)
|Eight Ascension Health hospitals served as alpha sites in a program to prevent falls and eliminate falls with injury. A nearly 10 percent system-wide reduction in acute care fall rates was achieved by implementing a standardized risk assessment at defined frequencies along with other tailored prevention strategies. Key steps caregivers can take to prevent falls and fall injuries are described.
|"Empowering Nurses to Reduce Falls" (Hospitals in Pursuit of Excellence [HPOE])
|Case Study – Southeastern Regional Medical Center, Lumberton, NC.
|"Call to Stop a Fall" (HPOE)
|Case Study – Bronson Methodist Hospital, Kalamazoo, MI.
|"Focusing on Patients to Reduce Falls" (HPOE)
|Case Study – Gundersen Lutheran Health System, La Crosse, WI.
|"Reducing Falls" (HPOE)
|Case Study – Mercy Health Center, Oklahoma City, OK.
|"Innovations Exchange: Innovations and Quality Tools: Falls Prevention" (AHRQ)
|A comprehensive collection of 27 innovations and 18 quality tools for fall prevention and reduction.


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Have a question or a special request? We are more than happy to help!
Canterbury Today November/December 2012
Birds Ferry Lodge features in this month's edition. Click here to view
New Zealand Life & Leisure
Birds Ferry Lodge features in the travel article about the West Coast: Roller Coaster. Click here to download the Life & Leisure article.
Dogs in Residence (Book) The Bed & Breakfast Dogs of New Zealand
We offer pet & dog friendly B&B or cottage accommodation West Coast New Zealand
Outside Online
Take a spin…article in Outside Online featuring Birds Ferry Lodge
The Guardian
The best way to immerse yourself in New Zealand's deep scenery is to stay simply. From a conservation hut to a sheep station, a cottage to a campervan, Kiwi native Sarah Bourn shows you the way.
Looking for accommodation in the Westcoast, take a look at our great accommodation.
© 2019 Birds Ferry Lodge Luxury B&B Accommodation | Site by Seekom | Privacy Policy | Policies
Telephone: 0800 212 207 | International: +64 21 337 217 | Email: firstname.lastname@example.com


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So, to spill the beans… this summer when we were all out-of-touch and offline, we were sailing across the Pacific again. This second Pacific Ocean crossing was quite different from our first one in 2007, but more on that in a later post. I'm still processing the whole experience in my head (and in my photo file folders!), so for now this post is just a fun little look back:
- When we crossed the Pacific this time, it had been 11 years since our first Pacific crossing.
- It had been 8 years since we were last in the Southern Hemisphere,
- and 7 years since we'd sailed in the Tropics.
- So that means we've now been sailing offshore for 12 years! (on and off, it hasn't been full time all that time.) Here's a fun little slideshow of highs and lows aboard HERETIC and CELESTE:
- The crossing this summer was our 4th transoceanic passage.
- We've also sailed across 4 seas – the Caribbean, the Coral Sea, the Arafura Sea, the Bering, and the Chukchi – and across 4 "gulfs" – the Gulf of Maine, the Gulf of Alaska, the Gulf of Panama, and the Gulf of Carpentaria.
- We've been 3 times across the Equator and twice across the Arctic Circle.
- And partway through this summer's Pacific crossing, we passed 50,000 nautical miles sailed, and said a prayer of thanks to the sturdy vessels that have taken us so far.


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SALE - 30cm Diamond Honeycomb Paper Decoration
Diamond shape! Stunning honeycomb decorations for Weddings, parties and Christmas events! Beautiful hanging decoration.
Currently available in white, silver or gold (note: the silver and gold have a slight metallic sheen on the paper). 30cm size
Team with our pom pom honeycomb balls, pendant honeycomb decorations and starburst decorations.
Honeycomb decorations fold flat again after use so you can use over and over again. White hanging cord at top of diamond, or hang with our satin ribbons.


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Saturday, January 20, 2018
Netflix adds new weekly Joel McHale topical series looking at the week in pop culture and news, starting globally on Sunday 18 February.
Netflix has added a new weekly, topical series from Joel McHale that will start globally on Netflix on Sunday 18 February.
The Joel McHale Show with Joel McHale is produced by Lionsgate TV with Joel McHale as executive producer of the first ordered 13 episodes, along with his KP Anderson who used to be the head writer of his previous series The Soup on E! Entertainment (DStv 124).
Episodes of The Joel McHale Show with Joel McHale will be recorded on Thursdays at the Sunset Bronson studio in Los Angeles and then be made available globally on Sundays. The show will include celebrity guests, comedy sketches and just like what he did in The Soup, hilarious clips from the world of sports, politics and celebrity.


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ROAST: medium
REGION: Americas
ORIGIN: Honduras
PROCESS: washed
DRYING: shade, raised beds
Floral, wild blackberry, cola finish
Floral, wild blackberry, cola finish$16.99
The Honduran coffee market has endured difficult challenges over the past several years. In 2012 the country was hit by coffee rust, and farmers had to replant their entire farms. Inspired by this resiliency, Jittery Joe's is partnering with a collection of four family-owned farms working together to raise the standard of coffee in Honduras. The coffee these families have grown this year is so exceptional we purchased their entire yield. Their ability to overcome extreme challenges and produce a remarkable coffee has been awe-inspiring. We are proud of the work they are doing and honored to be their partner.
Our single origin is made up of 4 Parainema variety microlots grown between 800 to 1400 meters above sea level in shade conditions. These coffees are washed, and then dried on shaded beds creating a sweet coffee with flavors of florals and fruits.


text: 12" x 12" patterned paper. Perfect for use as a background or accent paper in many kinds of layouts, cards or other crafting projects. diva-licious, the shoes, the purse, the top, the jeans, the bling, the hair, don't you know I'm always right, i'm easy to please as long as I get my own way, hottie, proud to be awesome, fashionista, girls rule, lipstick, purse, heel, high heel, shoes, gorgeous girl, yellow, pink, purple, blue, white


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|Unit Price (Ex VAT)
Re-reeling orders placed after 16:30 will be processed the next working day.
Behringer's Vintage DelayVD400 stomp box harnesses the authentic sounds of classic 1960s studio wizardry from elastic delay to vintage slap-back echo.
Though digital sound technology constantly evolves, nothing sounds quite like the "old-school" analogue Bucket Brigade-style delay you get when you step on the VD400.
With its dedicated Repeat Rate, Intensity and Echo dials, this amazing little stomp box evokes the spirits of some of rock and roll's most legendary heroes, and provides up to 300 milliseconds of true analogue delay.
Every type of classic delay, from a deep-space whisper, to an interplanetary battle cry, is at your command.
The bright blue LED tells you when the Vintage Delay is activated and the top-quality on/off switch maintains excellent signal integrity in bypass mode.
Available for re-reeling
Re-reeling orders placed after 16:30 will be processed the next working day.


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Meat Shops
We have found 9 businesses matching your search
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The Country Store
607 Village Road Pennsdale, PA 17756distance: 5,535 Miles 570-546-7675
The Country Store – Pennsdale, Pennsylvania. Smoked hams, bolognas, scrapple, bacon, kielbasa, steak, and pork.
The Wine'ing Butcher
20915 Ashburn Rd Ashburn, Virginia 20147distance: 5,549 Miles 703-858-4400
The Wine'ing Butcher – New Hampshire. Offers beef tips, turkey tips, bison tips, lamb, baby back pork ribs, chicken breast and wings, Chinese pork,
New York Kosher Steaks
5600 1st Ave Building 10-B Brooklyn, NY 11220distance: 5,385 Miles 718-285-0882
New York Kosher Steaks – Nationwide delivery of kosher beef, lamb and veal.
Robinson's Prime Reserve
Louisville, KY 40203distance: 5,988 Miles (888) 581-6328
Robinson's Prime Reserve – Louisville, Kentucky. Aged USDA prime and choice beef, bison, poultry, lamb, pork, and veal.
Swiss Meat and Sausage Company
2056 S. Highway 19 Hermann, MO 65041distance: 6,298 Miles (573) 486-2086
Swiss Meat and Sausage Company – Hermann, Missouri. Offers bratwurst and other German style sausages, Italian sausage, hams, bacon, bison meat, elk, pork
Amana, IA 52203distance: 6,314 Miles 800-373-6328
IowaBeef.com – Online shopping for USDA Choice beef and pork.
Acre Station Meat Farm
17076 NC 32 HWY N Pinetown, NC 27865distance: 5,482 Miles 866-462-2763
Acre Station Meat Farm – Offers fresh, smoked and seasoning meats, pork and beef sausage, red smoked sausage, prime beef, eastern North Carolina barbeque
Amana Meat Shop and Smokehouse
4513 F STREET AMANA, IA 52203distance: 6,314 Miles 800-373-6328
Amana Meat Shop and Smokehouse – Offers pork and beef and gift boxes.
Ultimate Food Club
251 East Washington Ave. Washington, NJ 07882distance: 5,435 Miles 800-452-9173
Ultimate Food Club – Provides beef, chicken, pork, seafood and specialties. USA.


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In order to uphold the academic integrity of the undergraduate program, particular emphasis is placed on attendance. Students are expected to attend every class session. If faced with extenuating circumstances, communicate with your instructor in advance to discuss options for a make-up assignment.
Ensure that you are present at the first and last class sessions for each course. Failure to attend at least eight class sessions will automatically result in a No Credit for the course. For online and hybrid courses, students are required to participate in at least 80% of the class. Failure to do so can result in a No Credit evaluation.
Download Attendance Policy page as PDF