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The Saint: In your role as creative director, what have you done this year to elevate dont walk above other events?
dont walk: I think that this year we've really put an emphasis on being a creative response. We realised the videos were getting the most views so that's really where we put all of our focus. We used little clips and snippets that people could look on their Facebook feed and go 'oh that's what's going on.'
TS: And the choice of venue, out on the pitches, where did that decision come from?
DW: It was a big move to go out of Kinkell, which was the big move last year. It was a bit chaotic at the venue last year so we thought we wanted to do a marquee again. They gave us great perks for doing it over there and it's right in town but we also get to build our own site.
TS: As with every year some students will be looking at this event as the perfect example of pretentiousness in St Andrews. How would you respond to people who say that?
DW: Well, it's first and foremost a charity, everything we're doing is student run and student organised and student driven for the good of others. So every time we get frustrated at a shoot or something we're like this is just us being given a chance to kind of do our thing while helping others so, even though it may appear pretentious and people get dressed up, that's just St Andrews events.
TS: And can you tell me a bit more about the charities that you're representing this year?
DW: We have one that's based in New York and one that's based in Lebanon, and we did the one in Lebanon last year and they're both for student education. We like to do the New York ones because we were created in response to the 2001 terrorist attacks so it's kind of nice to stay with our roots, but also have another one.
TS: dont walk is 'unbound by rules', will there be choreography similar to last year in that its quite informal?
DW: Yes, kind of, obviously both the first and second half openers will be choreographed, but then by the end of the second half people are grabbing drinks out of the audiences' hands and moving around. We think that's what people come to our show for, the engagement with the audience, and that'll be the same.
TS: And what's the thought process behind that compared to say a show that emulates perhaps the more professional stereotype of a fashion show such as FS?
DW: Yeah well we're a fun creative outlet so we kind of start with the uniformity of a fashion show and then go into our difference.
TS: Your site claims that you're the largest and most successful charity fashion show in the UK. That's a claim that FS also makes along with a number of other shows in the UK. What makes you the largest and most successful?
DW: Well we also take into account that we're in no way associated with the university. We get no benefits from the university, no recognition. Your teachers won't understand if you say 'Oh I'm so stressed out with dont walk', they have no idea what that is. So we have no adult backing. We are completely student run, whereas FS does have the university to help them with the venue and locations for everything. We are just completely student run manpower. You're not getting job experience, but you're just learning from it.
TS: The claim says you are not only the most successful student run charity fashion show but the most successful and largest charity fashion show in the UK. Do you think that's a question of oversight on the part of the committee because some shows in London are for charity and are much bigger in every conceivable way?
DW: We're taking this into account of relative size, so in London they are going to be much bigger, but going back home and telling people the size and kind of the reach we get, they're so rattled that this occurs in a little town in Scotland.
TS: So you don't think that committee should change your claim in any way, you don't think it's a form of misrepresentation?
DW: I don't think that it's been, I don't know how to say this, it hasn't been altered in years past, so I think that if people do question it we can explain that it's our relative size and it's what we've been going for. Does that make sense?
TS: Would you care to give a departing comment to our readers?
DW: Commenting on the theme, which we've purposely kept under wraps and we're not going to release until the night of the show, which we didn't do last year but in years prior to that. Also everything we've released so far (on social media) has been setting us up to how the event itself is going to be the main event. We just want people to make sure they look for these little details because everything has been on purpose to set us up for the feel of the theme.
FS Interview
The Saint: What would you say was the most difficult thing you've encountered working on the show?
FS: I think the most difficult thing, and I'm realising it even more now, is when you are in first semester in September/ October you need to really have a strong vision of what's going to happen in January and February.
TS: Would you like to tell me a bit more about the charities you're supporting this year?
FS: So this year we're supporting the Anna Freud foundation. It's a centre for children and families. They have a lot of programmes that help children in difficult times, if they went through a traumatic experience they have advisors and activities to help. I think some people over the break from FS went to actually see their new headquarters under construction you can also see it on Instagram we just wanted to put that in focus because it's such a special charity.
TS: Would you care to comment about people who say FS is just an example of the most pretentious people in the university coming together for one night?
FS: I kind of disagree because FS is, I think, much more than just the event on that night, I mean we have music festival where we have two thousand three hundred people coming, we have an amazing committee of people that are so devoted to the charity, making something special, channelling their passions. I think it goes a bit beyond the whole champagne image or pretentious image that a lot of people kind of associate us with, I think it's a project that comes from the heart and it's really there for everyone to enjoy.
TS: However, of course not everyone can afford a ticket. Some would say that its slightly elitist and exclusive because of the price. Would you disagree with that?
FS: I would say that there's a lot that goes into delivering the event that makes FS so memorable and on top of that the charity is a very big focus for us. We have donated, over the past 26 years, more than 490,000 pounds to charities.We also carry on with the event and the legacy of the event.
TS: On your website you claim to be the largest and most successful student run fashion show in the UK, this is similar to what dont walk claims on its site as well. What for you makes FS the largest and most successful student run fashion show in the UK?
FS: First off I think even on the website it says in terms of organisation. I feel like we are very successful organisation in terms of student run events. But on top of that and I have to think about what would make us one of the largest student run organisations in the UK. That would definitely be Starfields, FS, the fact that we have a music festival, and the fact that we donate a large amount of charity in terms of donations.
TS: So you can claim 'you are proud to be the largest and most successful student run show in the UK'? Durham currently raises more money, they raised £106,000 this year and it runs for two days, I was just wondering in terms of the word largest, is this a case of oversight on the website?
FS: I think it comes down to interpretation, we are a very big organisation and we do consider ourselves successful, looking back at the contributions we were able to give back to charities. And I guess in itself we… yeah, I'm not really sure how to phrase this.
TS: And you guys would continue to have that claim on your site?
FS:I would say that we are the one of the most successful student run organisations more than I guess show, because if you do look at all the other fashion shows within the UK you might have some differences but, at the end of the day, I think that we do, we
have built something that is very important.
TS: So you would keep the claim, or you would change it?
FS: I would keep the claim, I think in terms of organisation you know we have over 60 members including the models and committee, we have two events that we continuously work for around the clock. I mean as soon as FS is finished it's like a machine, you have to have a solid group of people that are willing to work together and give in ideas in order to keep the momentum going you know? After FS the show we have to go into Starfields and starting to think about Starfields next year and after Starfields its FS again. So in that sense I think that we are quite successful because we have managed for the past 26 years to keep this momentum going and I'm very proud of that.
TS: And what would you say to DW's claim that they are the largest?
FS: I think that they're a great fashion show. I greatly respect them and I think the work they've been doing is amazing. I don't know their details in terms of numbers and things so I can't re-ally confirm their claim, but I do definitely recognise that they are a great fashion show.
TS: Wrapping up, do you have any last comments for readers?
I just everyone to have a great time. I think there's just so much effort that's being built into this and every year it's always so beautiful to see new people come on. I just want everyone else to just be able to enjoy it as much as we did.


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How to Write A Media Release
In this article I discuss the value of Media Releases, when to write them and how to write them including advice from Darrell Croker from Halage Media and Sub-editor of The Australian and the Newcastle Herald.
My Top 5 Tech Movies
Although these stories are fictional, they give us insight into what could be, helping us to prepare for the social, ethical and cultural questions coming our way.
What is your point of differentiation?
When developing the creative direction of any kind of communication it is important to consider and articulate your Point of Differentiation. What makes you different from your competitors? Once you understand this, this can be a great way to express your brand and messaging in promoting your product or service to the marketplace.
Technology – Friend or Foe?
I've been invited to speak at a Small Business Month Event where we will be discussing Technology – Friend or Foe? Where I'll be sharing some insights into how I have used technology in my business to remain small and agile but profitable, with a growth and lifestyle mindset.
Interview with Troy and Luke from the IDHTTW Podcast
I recently had the pleasure to be interviewed by Troy and Luke from the IDHTTW Podcast. In this interview we discuss how and why I got into business, the hustle, Australian entrepreneurship culture, following your dreams and much, much more…
The difference between a graphic designer and a web designer
In this article I address the common misconception that a graphic designer and a web designer are the same thing. While there are some aspects of a graphic designer and a website designer that do cross over generally they are two different professions.
We're Finalists for Lake Macquarie City Business Excellence Awards
Super pumped to have been awarded a FINALIST in the Lake Macquarie City Business Excellence Awards for Excellence in Small Business (-20 FTEs). Lake Macquarie is such a great place to live and to do business so I'm honoured to be able to share excitement with the other business finalists. Fingers crossed 🤞
Interview with Craig McGregor from Career Conversations Podcast
I recently had the pleasure to be interviewed by Craig McGregor from the Careers & Conversations Podcast where Craig conducts recorded interviews with business owners, entrepreneurs, high level managers…
How to get off Google
Whilst most businesses aim get on the very first page of a Google search, there can be some instances where you want to get a particular web page taken out of Google's search results. In this article I explain how you can do this.
Keep Your Trail Clean
In this article I discuss how being acutely aware of your reputation, or 'keeping your trail clean' is a way to ensure you are accountable and credible. It fuels word of mouth referrals and repeat business. Do the best job, make sure your customers are happy and exceed expectations and your trail will be full of clients waiting to get to your door!

subset: commoncrawl


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My background and experience
I have a background as a trained singing teacher from the National Academy of Music, Denmark, specializing in voice production and rehabilitation.
In addition I have been studying for 18 months with Anne Rosing plus six months with Jørgen Paulsen from the Royal Theater of Denmark.
Since 2003 I have been a professor at the National Academy of Music, Southern Denmark, teaching tecnical voice, voice theory, singing and rehabilitation.
I have also taught at:
RMC – Rhythmic Music Conservatory, Denmark
Dansk Skuespillerforbund
Ishøj MGK
Guldborgsund MGK
Esbjerg MGK
I also do private lessons. In 2002 I did voice coaching on the film Celestial Night by Michael Madsen. In 2005 I was an advisor for Master students at Aalborg University.
My book, Mastering your voice, a guide to vocal improvement (published by Pacific Voice San Francisco) was origianlly released in 2012 as "Stemmen som instrument" at Edition Wilhelm Hansen. You can buy it on Amazon, both the Danish and the American version.
I have been a speaker at COST 2103, Advanced voice function assessment in Europe several times and I'm on the local board of World Voice Consortium Congress in 2017. Read more at wvcc.org.


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At the end of my career, I want to be recognized as a positive team leader who can bring the best out of her subordinates and help increase profits for the company. I believe it can be achieved due to the impact on people's lives around me in …show more content…
In the Future
Ideally, I would like to end my career as a CEO of the Dollar Tree or a large well-known company. I hope that by then the economy will not be so sluggish and I would still have a job. The book we had to read gives us resources to use in order to keep our income a float. What I found so interesting is if it takes too long during the job hunt just catch up on our sleep.[4] I guess I can see that, because we work so hard and never sleep. Taking much needed rest would be the best, so we can be ready for the next interview and get that job. I will not worry about unemployment. I will stay in the positive and believe that at this time I will be working for a well off company looking into retirement.
If I can achieve each of my goals fully I should be able to accumulate a good deal of wealth by the time


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Strategy Analysis
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In February 2013, the White House Office of Science and Technology Policy (OSTP) released Increasing Access to the Results of Federally Funded Research, a policy memorandum directing federal agencies to develop plans to make the publications resulting from federally funded research freely available to the public within one year of publication, and directing researchers to better account for and manage the digital data resulting from federally funded scientific research, with the goal of also making these data publicly accessible post-project. Check out SPARC's "Browse Data Sharing Requirements by Federal Agency" site for quick snapshots of the current/forthcoming data sharing requirements.
Our ScholarWorks@Georgia State University institutional repository supports archiving data as well as scholarly publications. ScholarWorks@Georgia State University offers:
Contact the Data Management Advisory Team or the ScholarWorks@Georgia State University staff to find out more about archiving your data!
As of 4/8/2015, and according to the Associate Dean for Research here at GSU, there is no official policy regarding the length of time that scholarly data must be retained by the researcher(s) - but a minimum of seven years was recommended to be consistent with other research universities. Data deposited in ScholarWorks@Georgia State University will be retained in perpetuity.
Depositing your data in a research data repository will facilitate its discovery and preservation.
The sites listed below are multidisciplinary lists that are being updated as new repositories are added. Contact any repository you think might be appropriate for your data to ensure they are able to preserve your data long term.
Many repositories accept data from any discipline, including humanities. Some subject-specific repositories for humanities data also exist. For more information about data curation in the humanities disciplines, see the Digital Humanities Curation Guide.
For ensuring long-term usability of digital files, the following nonproprietary file formats are generally recommended:
For more detailed discussion of preferred/acceptable file formats, consult the Library of Congress Recommended Format Specifications linked below.


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Yesterday while I was working at home my phone rang.
"Do you have a small white dog?" said the voice.
"Not again" I thought, my mind racing through all the terrible possibilities... that dog has used up his proverbial nine lives and more. In the old town he ran across six lane streets four times that we know about once arriving at the mall where he jumped into the car of two strangers who called us to come and get him. I've pulled him out of strangers' backyards once, and Ryan had to fish him out of a nearby pond another time.
"Yes, I do." I said, holding my breath.
"He's in my garage... Are you in TheOldTown?" said the voice. I haven't had new tags made yet.
"No, I'll come and get him." I said. She gave me the address of a house just up the street. She came out of her garage with Rossby on a leash and met me halfway.
"I don't know what happened, but there is some blood on his paw" she said. Sure enough there were several streaks of red blood on his right-front paw. What I thought was a tuft of fur was sticking out of his snout.
"He must have scratched himself when he climbed under the fence" I said as I non-chalantly looked up and down the street for dead or maimed housecats. Rossby has a dark history when it comes to cats and there are about a dozen that I see around here on a daily basis. Each fluffier and cuter than the last. Rossby being out of the yard meant a dark dark day for the cats of South. I thanked the woman profusely and took Rossby home. Once inside I plucked the loose tuft of fur off of Rossby's nose and was horrified to discover that it was PART OF A CAT'S CLAW.
"I got beat up by a cat, yo!"
I think I'll spend the day Christmas shopping so I'm not around when the angry neighbor stops by with his sobbing child to explain that the vet did everything they could but couldn't help poor Snowflake and would I please keep my dog in the house from now on.
This morning he was going all Captain Hook v. Ticking Arm-eating Alligator through the window at some poor cat who dared sleep on one of our patio chairs. I hope he has learned something from this.
Of course moments like this may have contributed to his delinquent behavior.
Tuesday, December 18, 2007
5 comments:
- Sarah said...
Eeeeeeeeww--- a cat's claw? that's kind of gross. He is a super cute dog, though!
- December 18, 2007 at 10:32 AM
My JRT is also quite the escape artist. Nice post!
- December 18, 2007 at 9:04 PM
- Marianne said...
Maybe it was some really large cat that took him to task? that wouldn't be quite as humiliating. Quite.
- December 19, 2007 at 5:22 AM
- Sarah said...
not that I stalk your blog, but I love your new banner picture-- that about sums it up huh?
- December 19, 2007 at 8:15 AM
- Art Nerd said...
To reassure you- my cats' claws shed. So while it may look like it's the whole claw, it's probably just the outside shell. No damage done. My cats have them embedded on each other from playing :)
Oh, Rossby!
- December 19, 2007 at 8:56 AM
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This is to inform you that employees of JS Bank or any government organization are not authorized to inquire about the details of your account, debit and credit cards or mobile banking app.
Please do not provide your banking details to any such persons on call or SMS and report them to JS Bank immediately. For further details, please call 0800-011-22


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Transparency Market Research
$ 5795
?Foam tapes cater to the sealing and bonding needs of various industries, owing to their excellent dampening, cushioning and gasketing properties. Foam tapes also offer resistance from ultraviolet rays, solvents, and moisture. These tapes are commercially available in different sizes and thicknesses. They can sustain in temperatures ranging from ?400°F to 300°F. Open-cell foam, closed-cell foam, and solid rubber foam are different categories of foam tapes. Foam tapes are suitable for use in automotive applications, electronic components, sun roofs, trunks/hatches, and HVAC applications. These are also employed in the fabrication of windows.
Foam Tapes Market: Overview
The foam tapes market is driven by augmented use of foam tapes in industries such as automotive, construction, electronics, and paper & printing. Moreover, growing awareness about eco-friendly products and rising damage caused to the environment with the use of conventional tapes are other factors driving the foam tapes market. However, volatile prices of raw materials are likely to hamper the foam tapes market during the forecast period. Nevertheless, growing research and development activities for the advancement in properties of foam tapes are expected to offer growth opportunities to the market in the next few years.
Based on resin type, the foam tapes market has been segmented into acrylic, rubber, and silicone. The silicone segment dominates the market, owing to the adhesive property of silicone-based foam tapes at high temperatures. Based on technology, the foam tapes market has been segmented into solvent-based, water-based, and hot-melt-based. The hot-melt-based segment is projected to register the highest growth rate during the forecast period, as hot-melt-based foam tapes offer higher strength and quicker adhesion compared to solvent-based and water-based foam tapes. Based on type, foam tape market has been bifurcated as PE-backed, PU-backed, and acrylic-backed..
Foam Tapes Market: Trends & Developments
Leading manufacturers of foam tapes as well as research institutions are making significant investments in the development of eco-friendly foam tapes, as conventional tapes create an adverse effect on the environment.
Based on end-user industry, the foam tapes market can be segregated into automotive, building & construction, electrical & electronics, and paper & printing. The paper & printing segment is projected to register the highest growth rate, as foam tapes are largely used in functioning of paper machines. The automotive segment is estimated to generate the maximum revenues during the forecast period, owing to high production of automobiles worldwide.
Foam Tapes Market: Regional Outlook
Asia Pacific is estimated to be a prominent and rapidly expanding market for foam tapes during the forecast period. Increasing use of foam tapes in automotive, electronics, building & construction, and paper & printing industries in Asia Pacific is expected to present growth opportunities to the market in the region during the forecast period. China dominates the foam tapes market in Asia Pacific, owing to higher automotive production, lower tax rates, and lower labor costs compared to other countries of the region.
Foam Tapes Market: Key Players
Key manufacturers operating in the global foam tapes market are 3M Company, Tesa SE, Halco, Nitto Denko Corporation, Lintec Corporation, 3F, Scapa Group PLC, Avery Dennison Corporation, and Intertape Polymer Group Inc.
MRR.BIZ has been compiled in-depth market research data in the report after exhaustive primary and secondary research. Our team of able, experienced in-house analysts has collated the information through personal interviews and study of industry databases, journals, and reputable paid sources.
The report provides the following information:
The main aim of the report is to:
MRR.BIZ is a leading provider of strategic market research. Our vast repository consists research reports, data books, company profiles, and regional market data sheets. We regularly update the data and analysis of a wide-ranging products and services around the world. As readers, you will have access to the latest information on almost 300 industries and their sub-segments. Both large Fortune 500 companies and SMEs have found those useful. This is because we customize our offerings keeping in mind the specific requirements of our clients.


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Planned Giving
Including us in your planned giving provides the resources necessary to strategically fight hunger today, tomorrow, and in the future.
Community Food Share has been working since 1981 to eliminate hunger in Boulder and Broomfield Counties. In fact, we distribute enough food to provide 23,000 meals a day. National research indicates that our efforts are having a positive effect on ending hunger in America — but we still have a long way to go.
There are numerous ways to give a planned gift to Community Food Share:
Donations made to Community Food Share are tax deductible as allowed by law. If you would like to speak to someone directly about your donation to Community Food Share, please contact:
Dina Coates Koebler, Chief Development Officer
(303) 652-3663 ext. 207


text: Staying Grounded is my first book by Marianne Rice. This book was a pleasant surprise. Ms Rice has delivered a well-written book. I loved the characters in Staying Grounded, they fit the story perfectly. Graham and Maggie's tale is loaded with humor, drama and sizzle. I enjoyed reading Staying Grounded and look forward to reading more from Marianne Rice in the future. Staying Grounded is book 1 of the Rocky Harbor Series but can be read as a standalone. This is a complete book, not a cliff-hanger.


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Putting the Historic Garden on the Map
Wednesday, May 3, 2017 – 11:30 am – Brown Horticulture Learning Center
Thanks to a generous grant from the Institute of Museum and Library Services, Winterthur Garden staff are busy at work inventorying and mapping the woody plants in the Winterthur Garden, updating plant records, and geo-referencing key historic maps. The ultimate goals include making Winterthur's "living collection" available online. Mapping Specialist Lori Schnick and Plant Records Intern Cole Larson-Whittaker will discuss all aspects of their exciting work. Come hear about this giant undertaking from the professionals on the front lines!
"Garden Insider" is a new name for a longstanding Winterthur tradition ("Wednesdays at Winterthur"). Join us for this unique series of walks, talks, and demonstrations which introduce you every week to a specialist from among the staff, volunteers, and other professionals affiliated with the Winterthur Garden. Presentations explore all aspects of the Winterthur Garden and Estate – their history, design, and plants – as well as current topics of interest in horticulture, agriculture, and environmental studies. All presentations start at 11:30 am at the Brown Horticulture Learning Center. About 1 hour. Free to Members and included with admission.


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Good(+) with light vintage wear, about 42 chips have tiny chips/flea bites on them. Please see pictures for details and true description of the item. They measure 1 1/16" diameter x 1/16" thick and weigh around. 201 ounces/5.7 grams each.The entire set, including the antique floral box, weighs 32.6 ounces. Feel free to ask questions and Good Luck! Please check out our other fine. Please communicate in 3 days and pay within 7 days. BEFORE PAYING , just request an invoice.
The item "VINTAGE ROYAL FLUSH BRASS METAL ENAMEL POKER CHIP SET OF 139 GAMBLING BETTING" is in sale since Monday, June 20, 2016. This item is in the category "Collectibles\Casino\Chips\Poker Chips". The seller is "lyon6" and is located in Groveland, New York. This item can be shipped worldwide.


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Soul 2 Soul
A couple of months ago, during a design meeting for an art of hosting training in Belgium, one of my colleagues checked into our circle with following story:
"This morning I was listening to Toots Tielemans on the radio, and all of a sudden, there was this short sequence of notes that touched me so deeply, I started to cry."
I recognise this moment.
I experienced it looking at a painting from Rothko, listening the Requiem of Mozart, seeing a sculpture of an angel in the Louvre. And here:
In my life I've seen thousands of artworks, listened for days to music, what makes this subtle but huge difference between artwork you truly enjoy and artwork that deeply touches you (beyond emotions) in the soul?
Otto Scharmer (Presencing Institute) calls this 'playing the macro violin'.
"Some artists play an instrument, some play music, as if it were created and played through them." And this makes all the difference, also for the listener.
It's a soul 2 soul connection,
with the source where everything began, begins and will sprout from and that we all share


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Regular price
Two Aventurine stones with an Apatite as a center piece. Absolutely stunning double stone bracelet. Wrapped onto 6 strands of leather with copper plated wire. Leather is a soft creamy white. Length is 6" plus 2.5" of adjustable antiqued copper plated chain. Closes with a lobster clasp.
You will receive a bracelet that may have varying stone patterns but will be almost exactly the same.
The Apatite crystal helps to clear away the fog and hold the secret to eternal happiness. Aventurine is for calming negative emotions.


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In today's market place, buyers' offers are expiring left and right. I understand why. Sellers deem that the longer their property is on the market, the more offers they may receive, and the higher the final price may be. This is logical, but precautions need to be taken to ensure that buyers aren't misled.
Agent Recommendation:
Be upfront with all buyers and agents from the moment the property hits the market. If it is known that offers won't be presented for 7 days, then disclosure that. This should be disclosed in the agent remarks and in any communications with prospective buyers or agents.
Simply: "Offers will be presented on March 7, 2013 at 5:00 p.m. No offers will be accepted after 3:00 p.m. on March 7."
Then stick to that. This gives buyers the opportunity to submit their offer on the last day or anytime at their leisure. Try to stick to the date and definitely don't move it up, as some may have held their offers for the last day.
If there is no set time, then all offers should be responded to as soon as possible. Waiting or "shopping" for other offers without an upfront disclosure is damaging to the reputation of the seller and listing agent. It also frustrates buyers and buyer's agents and lessens the professionalism in the industry.
Bottom Line:
Communicate with everyone. If there are multiple offers, be upfront with everyone. If not time was set and the seller wants to set one, then give all buyers that knowledge as soon as possible.


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In an effort to complete with Walmart and Amazon, Target announced this week it will be removing the $35 shipping minimum! Starting Nov. 1 and running through Dec. 22, "hundreds of thousands of items" will be eligible for free, two-day shipping on Target.com. This means you will be able to order without having to meet purchase thresholds. This is the first time they have offered this.
"We want to make the busy holiday season easier for our guests so they can spend more time with their family and friends," said Target CEO Brian Cornell. "From same-day delivery with Shipt, Drive Up, Free 2-Day Shipping and more, no other retailer can match the convenient delivery options that Target will offer this season. When you combine these services with our incredible assortment of exclusive brands, everyday low prices and skilled team, I'm confident Target will be America's easiest and most enjoyable place to shop for the holidays and beyond."
This is going to be a game changer for me, especially on Black Friday. Having to factor in shipping minimums makes it MUCH harder for me to compare prices. This is going to make things sooo much easier!
Is anyone else totally excited about this? Tell me in the comments!
Want to stay on top of all the best holiday deals? Join my Facebook Group: https://www.facebook.com/groups/dailydealdetectives/


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Phoenix Cruises - Biedt meer dan rivier en zee!De onderneming Phoenix Cruises uit Bonn is in de laatste jaren tot één van de grootste organisators van zeereisen in Duitsland geworden. Reist u wereldwijd met Phoenix Cruises op de Albatros (ca. 830 gasten), Artania (ca. 1.200 passagiers) en het vlaggenschip Amadea (ca. 600 gasten). De schepen worden regelmatig gerenoveerd, de taal aan boord is Duits, het dagprogramma is gericht op Duitse vakantiegangers en de valuta aan boord is Euro. Phoenix riviercruises worden aangeboden op ca. 30 rivierschepen. Een Phoenix riviercruise is mogelijk op de meest populaire rivieren, o.a. op de Rijn, de Moezel, Donau, Elbe, Moldau, Seine, Rhône, Saone, Wolga, de Dnjepr, de Nijl, Jangtse en de Amazone. Overal in de bekende Phoenix kwaliteit - geen wonder dat Phoenix zo veel vaste klanten heeft!
As the luxurious riverboat glides along the Nile, the incomparable scenery drifts past your extensive sundeck. Just as more than 2500 years ago, the straw huts on the shore, the...
On deck you can enjoy an unforgettable sunset on the Nile, which reflects sparkling in the blue water and in your tea glass. While your gaze sweeps along the shore and the warm...
The warm colors of the interior attract you immediately. Even before you enter your cabin, you feel at home on the ship with its friendly design.Phoenix's A-Silver cabins are...
After the magnificent view of the sea on the deck, the good food at the "Möwe" or the "Pelikan" sure tastes twice as good. After that, it's hard to choose one of the bars or...
Try delicious food and enjoy a wonderful view, this is possible on this cruise. After the menu you go to the sundeck, where you can relax on a lounger and soak up some sun.Among...
Enjoy relaxing hours on the large sundeck or the inviting all-round promenade, while the landscapes along the Russian waterways offer impressive views. A cozy atmosphere awaits...
If you look out over the rolling countryside from the stylish bar through the panoramic windows and enjoy a delicious cocktail, the fascination of a river cruise will captivate...
You board the ship and immediately have the feeling that you already know each other. How many times have you been following scenes at the reception or at the pool? One of the...
You retire to your private cabin and have an impressive view of the passing landscape from here. Treat yourself to a small delicacy from the minibar as you prepare yourself for...
Leave the worries at home and treat yourself to a varied holiday excursion with the MS Amazon Clipper Premium. From the visually appealing ship, which resembles one of the typical...
Comfortable relaxation in the sauna while gently gliding through unique river landscapes is just one of the many amenities that await you. Magnificent cabins wherefrom you can...
In your large cabin, you will feel really comfortable. You look out onto the water from the French balcony and enjoy the magnificent view. You will enjoy the tasteful decor of the...
The atmosphere of the Panorama Lounge invites you to make yourself comfortable with a delicious cocktail and to enjoy the splendid sight of the passing landscapes. But the elegant...
Elegant ambience and modern comfort promise a pleasant journey. Enjoy quiet moments in your spacious cabin. Treat yourself to a fresh cup of coffee on the French balcony or let...
Experience pure luxury on this river cruise. Already at embarkation you will feel directly arrived thanks to the friendly service. Before entering the comfortable and spacious...
With a delicious cocktail in one hand and a thrilling book in the other hand, you sit on the spacious sundeck of the ship and enjoy the gentle breeze. Every now and then you look...
A cabin like a room at a luxury hotel, dinner in front of the breathtaking panorama with a view of the lake - and then the nightly revue in the show lounge begins: all this...
You sit by the hot tub on the spacious sun terrace and enjoy the passing scenery. At the same time you are meeting with your new acquaintances for card games and are already...
Gather lasting memories on almost untouched itineraries - you can do that with the MS Calypso, because with the comparatively small river cruise ship you can also reach less...
Enjoy artfully prepared delicacies, while by the panorama windows of the restaurant cities worth seeing pass by. Indulgence and relaxation are the focus of the journey of this...
Enjoy a comfortable river cruise. Discover the diversity of Asia while traveling on the Mekong. Relaxation and a touch of luxury are promised by the generously proportioned cabins...
Travel on the water through Russia's most impressive cities and landscapes. Make an unforgettable holiday and visit the river landscapes by ship. Enjoy the almost native life on...
The wind blows gently over the spacious sun deck, from which you can enjoy the passing landscapes and on which also a nice pool invites you to cool off. But below deck you can...
On a cruise with the MS Marylou you will experience unique natural landscapes such as the Spreewald from the water: old Prussian residences and romantic villages as well as...
Already during the welcome drink aboard the ship, you will notice that you have embarked on a very special holiday. You sip on the drink and marvel at the inviting ambience in the...
If you expect tastefully decorated cabins, friendly and attentive service, varied onboard entertainment and a great culinary variety on a river cruise, then you make the right...
You stroll through your comfortable cabin with stylish features and look out onto the water from the French balcony. From here you can watch the magnificent sunset and marvel at...
An exclusive ambience in which you are sure to feel comfortable and are cared for excellently, that's what awaits you on a stay on the MS Rhein Princess. You can easily travel to...
Relax on the sundeck while castles and palaces pass by you. A stay on this ship is a relaxing experience, which is characterized by a lot of comfort and variety. This is evident,...
You sit in your wheelchair at the hairdresser and get beautify for the evening. Remember the last trip, which was completely stress-free and relaxing for you and 33 other...
|Bouwjaar / Renovatie
|First-Class Nile ship
|z. B. MS Zeina: 2019; MS Blue Shadow: 2017; MS Royal Princess: 2012; MS Queen's Vision 2019
|Comfort class ship
|z. B. MS Royal Esadora: 2017; MS Nil Marquis: 2019; MS a'Sara: 2017
|MS Albatros
|MS Aleksandra
|MS Alexander Borodin
|MS Alina
|MS Amadea
|MS Amera
|MS Artania
|MS Century Sky
|MS Deutschland
|MS Dnepr Princess
|MS Lan Diep
|MS Lavrinenkov
|MS Magellan
|MS Prinzessin Isabella
|MS Sofia
|MS Switzerland
|Premium first-class Nile ship
|z. B. MS Steigenberger Minerva: 2018; MS Steigenberger Legacy: 2018
|First-Class Nile ship
|Comfort class ship
|MS A-Silver
|MS Adora
|MS Albatros
|MS Aleksandra
|MS Alena
|MS Alexander Borodin
|MS Alina
|MS Amadea
|MS Amadeus Diamond
|MS Amazon Clipper Premium
|MS Amelia
|MS Amera
|MS Andrea
|MS Anesha
|MS Anna Katharina
|MS Annika
|MS Antonia
|MS Ariana
|MS Artania
|MS Asara
|MS Aurelia
|MS Calypso
|MS Century Sky
|MS Charaidew II
|MS Deutschland
|MS Dnepr Princess
|MS Gloria
|MS Lan Diep
|MS Lavrinenkov
|MS Magellan
|MS Marylou
|MS Paukan 2007
|MS Prinzessin Isabella
|MS Prinzessin Katharina
|MS Rajmahal
|MS Rhein Prinzessin
|MS Sofia
|MS Switzerland
|MS Viola
|MY Princess
|Premium first-class Nile ship
|MS Albatros
|15-18 knoop
|MS Amadea
|15-18 knoop
|MS Amadeus Diamond
|13 knoop
|MS Amera
|15-18 knoop
|MS Artania
|15-18 knoop
|MS Deutschland
|15-18 knoop
- De aangeboden talen aan boord verschillen afhankelijk van de rederij. Naast de Duitse rederijen AIDA, TUI Cruises en PHOENIX, bieden rederijen zoals Costa en MSC ook Duitstalige contactpersonen en excursies aan wal. De aangeboden talen aan boord worden meestal in de reisadvertentie genoemd. Het is ook mogelijk om te filteren op een gewenste instaptaal.
- Do you travel alone? With the whole family? Do you prefer the big adventure in nature or do you want to be entertained as well? There is a suitable lid for every pot - and that's just the same with cruises: apart from a variety of routes, the various cruise lines also show their own individual orientations.
If you are traveling alone, a single cabin will be important to you. Only a few cruise lines offer pure single cabins, usually a single cabin surcharge is calculated for the double cabin used alone. You will find what you are looking for on Norwegian Cruse Line, the cruise line offers extra single cabins. You may also find offers without extra charge at Hapag Lloyd Cruises or at Royal Caribbean.
Whether baby, toddler or teen - on a journey with children different requirements apply than on a cruise alone or in pairs. So the little ones want to be active. If you are planning a family cruise, make sure that there is an entertainment program for children. For example, AIDA Cruises or Costa Cruises are very child-friendly. But also many other cruise lines have specialized on the smallest guests, worthwhile here is an individual consultation with kreuzfahrten.de.
And as far as entertainment and shore excursions are concerned, cruises are as varied as a journey can be. If you do not want 24-hour entertainment, you will surely choose a different ship than the one who expects a selection of great shows, possibly several a day. We are happy to help you in your search for the right ship!
- Dahabeya
- First-Class Nile ship
- Comfort class ship
- A-Silver
- Adora
- Albatros
- Aleksandra
- MS Alena
- Alexander Borodin
- Alina
- MS Amadea
- Amadeus Diamond
- Amazon Clipper Premium
- MS Amera
- MS Andrea
- MS Anesha
- Anna Katharina
- MS Annika
- Antonia
- Ariana
- Artania
- Asara
- Aurelia
- Calypso
- Century Sky
- Charaidev II
- MS Deutschland
- Dnepr Princess
- Gloria
- Lan Diep
- Lavrinenkov
- Magellan
- MS Marylou
- Paukan 2007
- Prinzessin Isabella
- Prinzessin Katharina
- Rajmahal
- Rhein Prinzessin
- Sofia
- Zwitserland
- Viola
- Princess


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I am Compositing
and Technical artist.
I am medium-high level Visual Effects artist with over 5 years of post
production experience in computer graphics. Before these years, I am worked just freelancer.
I'm working in Tv and Youtube film series, Movies, Advertisements and Animations...
Also, I know Python as hi-level scripting for VFX(so DeepLearning).
I can quickly learn, I can improve myself, and
when I'm involved in team, I can simply adapt, and offer useful work.


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Long Distance Horse/Mule Bell with Neck Strap Combo
This bell has a tone which can be clearly heard at long distances. It is made out of one piece of steel no rivets and made in the U.S.A by Bevin Bells. Proudly making bells for over 180 years.
This is a great bell to use on your Bell Mare, Pack Animals and Saddle Stock while they graze.
Two Sizes to Choose From:
"Size A" Larger Bell
4 & 1/8" Tall
3 & 3/4" Wide
2 & 7/8" Deep
"Size B" Smaller Bell
3 & 5/8" Tall
3" Wide
2 & 1/4" Deep
Amish Made-Horse/Mule Bell Neck Strap.
Our Bell Strap is 1 & 1/8" wide and 48" inches long complete with a Stainless Steel Roller Buckle. Our Neck Strap features a sliding piece of leather for your bell to rest on.
Enjoy your backcountry experience by knowing the location of your stock. A Horse/Mule Bell will make it easier to find your stock should they wonder off on their own back country experience.
Available in Light Russet or Dark Brown.
The Leather:
Click Bell to Hear It Ring!


text:
Every business owner is on a journey and, like any traveller, you need to know two fundamental things:
Before setting your destination, remember the importance of allowing yourself time to think about your aspirations for both yourself and your business. Many business owners tend to stray towards caution when setting out their journey into what can be the unknown, so be mindful of letting this apprehension dominate your vision.
Of course, there must always be a balance between realism and dreams when setting business goals. Ultimately, only you can determine the destination of your business but, unless you do so, you will find the path is long and meets dead-ends. Too many business owners do not have a clear understanding or definition of the direction of their business and, as a result, they risk leaving the future of their business to chance, or failing altogether.
Whilst some business owners have made a clear decision about the goal of their business, they have not taken the time to consider their route. Consequently, the journey is often inefficient and encounters problems along the way which, with proper planning, could have been avoided.
Good business planning is a fundamental part of building success and profit. You may of course 'get lucky' along the way, but this type of good fortune can often be a short-term win and, in reality, your business will not realise its full potential unless you take the time to plan your route.
Connectionsb2b can help you achieve a business that is successful and profitable. Find out about our membership benefits and options or contact us for more information.


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Of happy pigs, old trains, and cabbages
Austrian Adventures
I want to continue telling you about my Austrian adventures. For a week in August my daughter and I joined my parents in the Zillertal in Tirol. We witnessed old traditions and visited happy cows, we went on a dangerous hike, and searched for fairytale creatures in the woods. Continue reading "Of happy pigs, old trains, and cabbages"


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According to reports, the New York Yankees and Brian McCann, have agreed to a five-year, $85 million dollar contract.
The former Atlanta Brave catcher had a batting average of .256 last season, hit 20 homeruns, and finished with 57 RBI's. McCann, who is 29, spent his whole career with the Braves, playing with the team for nine seasons.


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• Due to rapid industrialization, the waste generated in the Philippines is growing at an alarming rate. There are materials, such as the by-products of coconuts, like its husk, shell and coir that may be used as a resource, instead of it being discarded. Utilizing local indigenous materials instead of throwing it away will aid in the reduction of waste, and create sustainable alternatives to conventional materials...
• The Philippines has a land area of 30 million hectares. 47% of the land area is agricultural land. 13 million hectares is dedicated to agricultural crops.
• The Philippines is the second largest coconut exporter in the world. 26% of its agricultural land is dedicated to 30% of the world's coconut production. There are around 15,353,200 metric tons of coconuts produced in the Philippines per year. 68 out of 81 provinces are coconut areas. The Philippines produces an average of 14.902 billion nuts per year, and 45 nuts per tree.
• Scientific Name: Cocos Nucifera
• The coconut is a drupe, which is a fruit with a hard stony covering enclosing the seed.
• The coconut has 3 layers:
1. Exocarp - Outer Layer
2. Mesocarp - Fibrous Husk
3. Endocarp - Inner Hard Coat
• The Philippines generates around 10 million tonnes of solid waste per year. Only 12% of the waste is recycled and reused. There is about 6 million tonnes of abandoned agricultural biomass in the Philippines.8,400 to 8,600 tonnes of waste is generated daily in Metro Manila. The average waste produced per person in Metro Manila is 0.5 Kilograms. A third of the waste is turned into compost.
"Sustainable development is development that meets the needs of the present without compromising the ability of future generations to meet their own needs"
- United Nations: Brundtland Commission
• Durable
• Dense
• Sustainable
• High Strength
• High Lignin
(Weather Resistance)
• Durable
• Dense
• Sustainable
• High Strength
• High Modulus
• High Lignin
(Weather Resistance)
• Low Cellulose Content
(Absorbs Less Moisture)
• Sustainable
• High Strength
• High Lignin
(Weather Resistance)
Bambi Mañosa, Director of Interior Design at Mañosa & Company
Contact us for further inquiry on how to be part of the list.
Mañosa & Company, inc. is an Architectural firm in the Philippines specializing in contemporary environmental and tropical design, interior design, urban planning and landscaping.
Pilipinas Ecofiber is a leading manufacturer of processed coco and abaca fiber, as well as an established fabricator of decorticating and baling machines used in the processing of fiber.
Timbermate HMT Industries Corporation has established itself in the industry as a leading source of both local and imported products and a pioneer in manufacturing natural laminated bamboo panels.


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What should I do if I can't afford my deductible?
Free Car Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: May 4, 2017
It's all about you. We want to help you make the right coverage choices.
We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.
- The price of premiums and deductibles are two major factors when choosing a car insurance policy
- If you have a high deductible, you will have to pay your portion before your insurance company pays out
- Setting aside a specific amount of money in a savings account is the best way to save towards your deductible
No matter how much your car insurance deductible is, you will need to pay that deductible before the insurance company paying out their share of any claim.
If you are in the situation where you need to submit a claim but can't afford your deductible, you do not have many options.
However, there are a couple of things you can do to try to save money on your deductible. Read on and then be sure to enter your zip code above to compare car insurance options!
Deductible Versus Car Insurance Premium
When people purchase car insurance, they frequently shop around for the best deals. Sometimes this includes choosing a higher deductible policy in order to reduce the premium.
There are two factors to consider when determining which deductible amount to choose. The first is the difference in premium and the second is the out of pocket expense.
If you can afford the out of pocket expense on the higher deductible, then it is usually a good idea to go ahead and purchase the policy with the higher deductible and the lower premium.
However, if you cannot afford the higher deductible, then it may be better to pay for a lower deductible even though it will cost you more on your premiums overall.
Lowering My Car Insurance Deductible
If you currently have car insurance and don't think you can afford your deductible, then you should discuss it with your insurance agent or shop around for some other quotes.
Before trying to lower your deductible, find out if there are any options available that can help you reduce your current premium. If you can lower your premium, then you have an opportunity to set the savings aside for future use toward your deductible.
Free Car Insurance Comparison
Secured with SHA-256 Encryption
Paying for My Car Insurance Deductible
When you bought your car insurance, you probably didn't have concerns about your deductible. Perhaps you placed your deductible amount in a savings account but needed it as emergency money to repair a broken appliance, or maybe you needed a new set of tires.
If the day comes when you have a claim but are unable to afford your deductible, you have a couple of options.
If you have an accident, it needs to be reported to the car insurance company right away. However, not all repairs need to be done that quickly. For example, if your car is involved in an accident and the front end of your car is dented, then you may be able to wait to have your car repaired.
Some insurance companies cut a check based on estimates, although other companies issue the check to the repair shop. You will need to find out how much time you have to get your car fixed if the latter issue applies to your situation.
Under dire situations, you may need to tap into an emergency fund or borrow money for your deductible. Payday loans are cash advances that loan you money until your next paycheck. The interest rates are usually high, so it's not the ideal situation.
Setting aside a specific amount of money in a savings account is the best way to save towards your deductible. As you can save more, you can always add to the savings account and increase your deductible, which will lower your premiums and save you more money.
To compare rates on premiums and deductibles from a number of popular providers in your area, enter your zip code below!
Free Car Insurance Comparison
Compare quotes from the top car insurance companies and save!
Secured with SHA-256 Encryption


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People who are fortunate enough to take possession of country houses, summer houses, or who simply live in the village, having private real estate often reflect on the issues of insuring their property. This article will be useful for anyone who already owns private houses, or those who are going to become them.
We will try to answer such questions:
- Private house insurance – why?
- How to insure your cottage from fire?
- How big can the cost of insuring a home be and what does it depend on?
What is the need for home insurance?
Insurance of a private house, country house or cottage is a reasonable investment. It is good when the house is standing and nothing bad happens to it. But there can be all sorts of cases that make you wonder, why haven't I taken out insurance before?
Any private building is much more vulnerable to natural phenomena than an apartment. Also, such housing can attract various villains who are just waiting for the moment to replenish their pockets at your expense.
The most in need of insurance are holiday homes. Their owners come to the site only in the warm season. And usually such a visit does not last too long. Therefore, the expediency is obvious.
Owners of large cottages, too, often tormented themselves with thoughts about how best to protect their home. They install different security systems, put the coolest locks. But I want to tell you, if a thief wants to enter the building, he will do it. A more sensible solution would be to purchase insurance.
Now we are talking about third parties, but besides them there are a whole bunch of factors that can harm our home: fires, heavy rains, hailstorms, floods, falling trees, melting snow and this is not the whole list.
How many times have you heard on TV that the house burned down or was robbed? Many times the private sector suffered from trees that fell on the roof after a terrible hurricane. It also happened that only the walls remained of the building, and he suffered from arson.
There are many cases when people threw out huge amounts of money to rebuild their homes, but these expenses could have been avoided if insurance had been issued.
The cost of an insurance policy is negligible compared to the potential costs of restoration. But you can not worry where to look for money, because you will be sure that your problems will be solved thanks to insurance.
Homeowners have the right to enter into an insurance contract:
- on the whole house;
- for bearing structures:
- on the front side of the building;
- on the inside of the house;
- for wiring, plumbing;
- on the equipment located in the house;
- on valuable items stored in the house.
It is also recommended to insure the house for those who have it located in the areas of flooding. Often in the news they say how the spring floods could harm the great constructions.
Insurance of a wooden house will not be superfluous. Such structures can quickly catch fire, both from the impact of natural factors on it, and thanks to the efforts of third parties. Just remember that for insurers there is a big difference between the terms arson and fire.
The Russian people do not trust the insurance companies too much. Only a small percentage apply for registration of insurance on their property. Western countries take this more seriously, and there almost every second home has insurance.
People just do not yet understand that it is financially profitable, competently and farsightedly to buy an insurance policy than to spend a fortune later on the restoration of housing.
Factors affecting the cost of insurance
Home insurance is a voluntary process. Nobody forces to put the signature on the insurance contract. A person has the right to independently make a choice, insure or not insure, if insure, what it is. The owners themselves choose the insurance agency and the type of policy.
The cost of insurance will be different, and it depends on several circumstances, which we now consider in more detail.
1) The number of risks selected by the client
When you make an insurance policy, the policyholder has the right to choose the number of risks. According to the standard scheme, the greater the number of risks, the greater will be the expense item for insurance. But when selecting risks, you need to think carefully about what is more relevant in your particular situation.
Does it make sense to indicate one of the threats, flooding, if the building is located in an area within a radius of 100 kilometers of which there is not a single reservoir? Likewise, it is foolish to inscribe in the contract the probability of an earthquake, if the house is built on a seismically good place, where such cataclysms have not been for more than a millennium.
The main risks that customers most often choose as an insured event are the following:natural disasters;fires;floods;accidents involving plumbing;falling trees;gas pipeline explosions;lightning strikes;criminal atrocities.
This is the minimum list. If desired, the client can include in the contract any risk that has occurred to him. That's just the number of these threats will increase the cost of insuring private homes.
2) Special properties in operation at home
The impact on the cost of an insurance policy has a great influence on how long the owners live in the house. If this is a village in which owners appear only in summer, the price will be higher. Also, the cost will increase if in the village in a small building stove heating is used, since it carries the risk of fire.
Tariffs increase if the mansion has no drainage system. Of considerable importance for the increase in prices is the deterioration of utilities, such as a gas pipeline, plumbing, electrical wiring. If all this changed about fifty years ago, then the cost will increase.
3) The presence in the house of protective systems or other structures that can protect the structure
Tariffs for insurance can not only increase. If the owners care about the well-being of their own home, want to protect it with all sorts of ways, put alarms and other security systems, then the insurer reduces the cost.
When the fire starts and the fire fighting system quickly extinguishes the fire, for the insurer it is much better than paying the damage.
It is also possible to save on insurance if the materials of which the house is built consist of modern substances that repel fire.
4) Price of building materials
If your house is built of high-quality, expensive building materials, then in case of an insured event, you would like to receive a corresponding sum insured. For this reason, the cost of the insurance policy will also be higher.
Tariffs are strongly influenced by what the building is built from. So, it is more expensive to insure a wooden house because it is more fire hazardous than a brick cottage.
5) Period of use of the building
The older the building, the less enthusiastic insurers take to insure it. In some firms there is a prerequisite – not to insure property that is more than fifty years old.
The cost of insuring private houses also depends on age.
What to follow and what to do when deciding to insure private property – a detailed instruction.
Insurance of a country house, cottage, or urban cottage – not a difficult process. The main thing that is necessary is to get into the specifics of this procedure in advance.
You need to understand that any insurance organization, even with the most impeccable reputation, is not a charity company. Each insurer, entering into a contract with a client, pursues its own benefits. For this reason, you need to know your rights and clearly defend your interests.
This will help you our recommendations and instructions.
Action 1. Carefully select an insurance agency.
Obviously, a proven company with years of experience and positive feedback will be the best company for cooperation. You may meet unfamiliar organizations, with a more attractive cost of insurance. But it is better to overpay once than later regret your choice.
A company with a large scale, having several hundreds or dozens of branches throughout the country is more suitable for selection than the one that is known only to a narrow circle of individuals.
A few more criteria for choosing a future insurance agent:
experience and competence – do not forget that the firm must be experienced and the older it is, the more likely it is that in practice it will be a serious partner;
the total amount of damages paid under insurance policies – the more payments were made, the more reliable the insurer will be;
reputation of the organization – it's not necessary to talk about it, probably, few will agree to go to the insurer, who is said to have not paid any damage;
a large list of proposed insurance programs – the bigger it is, the more likely it is that you choose the insurance that fits your specific case;
reviews – best of all, if your friends will advise you a good company, than you will read the recommendations on the Internet.
It is quite important for a serious insurance company to have its own Internet site. Self-respecting company necessarily has such a detail. Here the client will be able to study in more detail all the details of interest.
Step 2. Choose an insurance package.
We have already touched on this topic a bit. When choosing a package, do not immediately run and scream, I want a "complete package." Why should you include all sorts of risks in the contract? If you are the owner of a small village house, visited only during the summer period, then an inexpensive program with the inclusion of threats of fire and flooding will be enough.
Insurance of a dwelling house in which there are all sorts of valuables (modern appliances, antiques, valuable decorations) may include in the contract a clause with the risk of wrongful acts.
Step 3. Call an appraiser from an insurance company who must determine the condition of the building.
You can sign an insurance contract and omit this clause .. It is not necessary to call a representative of the organization. Perhaps, it is enough the presented documents on property and the made photo of the house.
In this case, the services of the insurer are estimated at lower cost. And upon the occurrence of the insured event, the amount of damage paid will also be lower than is necessary for the actual restoration of the home.
We recommend calling an appraiser. He can give good advice when choosing an insurance program and can even make some kind of bonus when inspecting your home. But be prepared to overpay for an insurance policy.
Step 4. Start collecting the required documents.
There are many insurance companies, each of them has its own approach to the "paper" procedure, but usually they all have a standard document set:
- customer passport;
- documents on the insurance object and the land plot;
- construction plan and technical passport.
Insurers have no less interest in ensuring that all documentation is faster than clients. Therefore, they try not to shoulder the owners of private houses with extra paperwork.
Step 5. Signing the contract.
When you go to the most important thing – signing an agreement, do not rush to put your autograph.
Re-read the document again and make sure that all points are clear to you. Revisit if there are any sections that are suspicious. Remember, you can always ask again and ask an extra question.
Only after you have fully familiarized yourself with all the points and you do not have any complaints about them, put a signature.
Where to go to insure a private house? Overview of the top five real estate insurance companies
How not to make a mistake when choosing an insurance agent for your property when there are hundreds of such companies? So that you can make the right choice, we analyzed the insurance market and prepared for you an overview of the top five companies in our country.
A company with seventy years of experience in the insurance industry. It has a large number of representative offices, both in Russia and in the territories of other republics. In the list of services offered, the client will definitely find an insurance package for himself and at a suitable price.
The main property packages are:
- "Platinum" – personal insurance of expensive buildings;
- "Express" – suitable for customers who are counting on a budget option for insurance;
- "Freedom" – one of the conditions of this type of insurance is the price of the insured object, which should not exceed 6 million rubles.
Alpha Insurance
Mature company, which had more than twenty years of experience working with clients. It has more than three hundred branches. From year to year receives the highest mark from the independent rating agency "Expert".
In this company, you can insure almost everything. Insurance of a country house, insurance of an unfinished house, mansion, cottages, etc. If you wish, you can insure all buildings located on your site. The insurance package "Estate Complex" includes insurance even of fertile land.
The company has the status of joint-stock community. It began its activity since 1993. The main positive qualities of the company are highly qualified employees, financial stability, the seizure of all areas of insurance, always fulfills its obligations to customers.
Those who applied to this organization can use the Phoenix House program. It includes various risks and allows insuring individual structures, facades, interior elements, communications.
The company offers customers a quick solution to their problems. Minimum documentation process, the possibility of signing the contract without prior assessment of the property by an expert. The agency works in cooperation with the firms Ingosstrakh and RESO-Garantia.
In the contract, you can specify the main risks, insurance of the house against fire, flood, falling trees and much more. The agency offers a large number of programs at an affordable cost.
This company is the most mature and experienced. It occupies a leading place in the ratings of "Expert". Offers a variety of insurance products. Works for the convenience of the client.
You can apply for insurance in this company directly on their website by selecting the appropriate insurance program.
The finished document can be obtained both at the agency's office and at home if you ask for delivery.
6 myths in real estate insurance
Insurance of private houses is surrounded by a number of different prejudices on the part of poorly educated or legally unmarked people. The time has come to learn the truth, and not to torment myself with guesses.
Myth 1. Insurance of private buildings more expensive apartment insurance
There are two types of insurance: title and property, and it is precisely between these two concepts that confusion occurs. If you draw up title insurance, it is really expensive. This is explained by the fact that the market price of the house is taken into account.
As for the insurance of a country house, it falls under the term property insurance. In this case, the contract will focus not on the future amount of money spent on the restoration work, but on the selling price of the house. Therefore, the rates for insurance services will be more reasonable and convenient for the client.
Myth 2. An insurance policy gives a guarantee for all cases of house robbery.
That's right, if you include the item about the robbery in the risks. If there is no such item, the insurance will not cover your losses.
Myth 3. After insurance you can not be afraid of any natural disasters.
All this, too, is true. But only if all the disasters were included in the contract.
Myth 4. It is allowed to insure only external constructions, but not the land.
Not. Some companies provide insurance services for fertile land. You need to look for a suitable company.
Myth 5. When you have insurance on hand you can not worry about the rules of fire safety
Fire insurance does not give you 100% guarantees. After any fire, it is assessed for what reason it has occurred. If the reason is a cigarette butt that was thrown out of bed on the floor, then you can forget about the payment of damage.
Myth 6. Why insure a house if you can avoid all dangers yourself?
Decide to make out insurance or not, only you. Each person can try to prevent accidents involving their home. But it is almost impossible to foresee everything.
You learned about insurance in more detail. We hope this information will help you make the right choice.


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At Shop With Leslie, we showcase black-owned businesses and products. Our aim is to make it easy for you to find the products you need. Products are categorized from A to Z. Blog posts are organized and tagged to identify everyday and special occasion merchandise.
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text: GOP Congressman Criticized For Auschwitz Gas Chamber Video Share Tweet Pin-it Bookmark Comment ByNicole LafondPublishedJuly 5, 2017, 10:07 AM EDT A GOP congressman is facing backlash from officials at the Auschwitz-Birkenau Memorial and Museum in Poland after posting a video of himself walking around inside an Auschwitz gas chamber and using the memorial as a "stage" to promote the U.S. military. Museum officials spoke out against Rep. Clay Higgins (R-LA) on Twitter Tuesday, retweeting a story about the recent video from New Orleans Online and saying "there should be mournful silence" inside a former gas chamber. "It's not a stage," officials said. Everyone has the right to personal reflections. However, inside a former gas chamber, there should be mournful silence. It's not a stage. https://t.co/AN5aA1bYEU — Auschwitz Memorial (@AuschwitzMuseum) July 4, 2017 Later Tuesday, the Auschwitz Memorial account tweeted a photo of the sign visitors see when entering the building that holds the first homicidal gas chambers of Auschwitz that says "Please maintain silence here: remember their suffering and show respect for their memory." This is what all visitors see at the entrance to the building where first homicidal gas chambers of Auschwitz was created by the SS. pic.twitter.com/6Mm5gTkfSl — Auschwitz Memorial (@AuschwitzMuseum) July 4, 2017 Filming himself inside the gas chambers, Higgins' video, which published on YouTube Saturday, features the U.S. representative explaining what happened to the millions of people killed during the Holocaust and said the deaths at Nazi concentration camps are why the U.S. military "must be invincible." "The cyanide pellets activated when they hit oxygen. After about 20 minutes everyone was dead and then slave labor would go in the room and drag bodies of those poor souls out and bring them and incinerate them in these ovens," Higgins said, filming with the camera toward his face as he showed his audience around the gas chamber memorial. "There were three sets of ovens like that. This is why homeland security must be square away, why our military must be invincible." He went on to film and explain the "suffocation cells" at the memorial and said "this is why we must remember these things, man's inhumanity to man can be quite shocking." As he left the museum he spoke to the camera again, saying the world is a "much smaller place" than it was during World War II and said the U.S. is "susceptible to terror like this, horror like this." "It's hard to walk way from gas chambers, ovens, without a very sober feeling of commitment, unwavering commitment to make damn sure the United States of America is protected from the evils of the world," he said.


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If you use a wheelchair and want to work out, there are options a plenty for wheelchair exercises. Whether you use free weights, a wheelchair-accessible machine or have devised something a bit more creative, the only thing limiting us in achieving our workout fantasies is our imagination. And Erik Kondo, a T4-5 paraplegic and self-defense expert, has perfected a pull-up from his wheelchair (and it's not your usual pull-up either).
Everyone hates pull-ups, don't they? I remember having to do ten in sequence in 5th grade, failing miserably and dropping to my knees with my arms on fire. Despite that sad little memory, I can relate to Erik in wanting to stick to what he could do before his injury (even if it's not the most pleasant thing in the world). If you can still do it, even if it's a modified version, go for it all the way. It keeps us mentally healthy!
In the 1:13 minute video, you'll see this very strong paraplegic do a pull-up with his wheelchair still attached to his body. Crazy cool! I imagine his wheelchair is light, but then again his arms are pretty big. And by the look of his swift repetitions, it looked relatively easy for him to complete them (people who are good at something always make it look easy). Erik keeps his wheelchair attached to his body by using a bungee cord (he must have cut off his seatbelt like me!). Definitely don't try this at home kids (unless you have a spotter of course). Watch Erik's video here
And if your arms aren't as huge as Erik's, you can still do some do some effective workout routines from your wheelchair. If you check out Nick Solomon's video (a C5 quad from Washington D.C.), you can view one of the most basic yet easily accessible work-outs from a wheelchair, which has been dubbed: The Theraband workout.
They look like long rubber bands, but these "bands" gives some of the best resistance training you can find for concentrated muscle areas, which is something those with cervical injuries need to do. Nick shows how you can tie them anywhere in the house, even in your car, making it easy to slip in a few wheelchair exercises whenever you have a few minutes. I personally love these things (and have three!). Watch Nick's video
Have a spinal injury? What are your favorite wheelchair exercises?


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Constructed from sustainably sourced natural reeds, it provides a perfect roosting and nesting solution whilst adding attractive addition to any garden. Ensure your garden birds visit time and time again with the Chapelwood range.
- Offers natural protection from the elements
- Made from FSC certified reeds
- Sustainably sourced
- Easy to hang and clean out
- 18cm in height, 15cm in length and width


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Asylum-seekers sew their lips together as part of a hunger strike.
Jaoudi from Morocco lies on a mattress with his lips sewn together as part of a hunger strike at a house in Brussels. Twenty-three immigrants from Nepal, the Ivory Coast, Congo, Guinea, Brazil and Iran have refused to eat for 80 days, demanding that the government give them visas to work for a year.
"Dying is no longer a problem for me," Moussa Diakite, a 33-year-old from the Ivory Coast, told Der Spiegel. "I'm tired."


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FOR ALL PACKAGES: We will be offering Monthly Pass Holder appreciation days (food discounts, merchandise discounts, etc)
Annual Season Pass – $900
This pass is for the entire season and can be used any day of the week. Includes up to 1 league fee.
Pass Covers
- 18 Holes or 9 Holes
- Green Fees
- Cart Fees
- Tee times can be made 3 weeks in advance
(public is 2 weeks)
|2020 Season Passes
|Annual Season Pass
|Twilight Pass
|Early Bird Pass
|9 Hole Season Pass
|Junior Pass
Twilight Pass – $500
This pass can only be used on Weekdays after 6pm and on Weekends after 5pm.
Pass Covers
- Green Fees
- Cart Fees
- We will allow tee times for twilight from our pass holders
(public is first come first serve for twilight, so this is a great advantage)
Early Bird Pass – $300
This pass is for those that like to get out first thing in the morning for 9 holes.
Early Birds can come out between 6:30 and 8:30am (weekdays only / cart fees additional)
Pass Covers
- Green Fees
- Cart Fees 18 Holes – $14
- Cart Fees 9 Holes – $10
9 Holes Season Pass – $500
This pass is good on weekdays only and is only good for 9 holes per day, including twilight times.
If customers wants to play an extra 9 holes it will be an additional $12. Does NOT include league fees.
Pass Covers
- Green Fees
- Cart fees
- Tee times can be made 3 weeks in advance.
Junior Pass – $400
Junior Members (Age 17 and under) will have the opportunity to
play unlimited golf* during the week (Monday-Sunday).
Tee times are required during the weekend and can only be made after 2pm on weekends.
Must have a valid driver's license to operate golf cart.
Cart Fees:
18 Holes – $12
9 Holes – $8


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So Many Nice Girls Trapped In Rope
Release Date: Sep.10.2018
Running Time: 0:50:8
Category: Secretaries In Bondage
They grabbed Lily Adams first; she looked very timid sitting there against the wall, all tied up in her neat dark jacket and skirt. When Lily couldn't control her emotions and started yelling for help, she was gagged with a white cloth and left twisting uncomfortably in her ropes. After tiny Alex De La Flor showed up, she was stunned to find her boss in bondage and before she could make a move, a big man grabbed her. Alex murmured anxiously as she sat bound and gagged next to Lily, who also communicated imperfectly with her protege; after slipping out of their shoes, they started to edge along the carpet but hadn't gone far before they were halted. Legs hobbled by waist-ankle tethers and gags augmented with duct-tape, Lily and Alex faced an uphill battle against ropework that propelled them onto their sides when they tested it too energetically!
When petite secretary Maya Bijou witnessed activities on the job that were meant to remain secret, she was seized by a sinister security operative. Lying bound and blindfolded on a couch, Maya listened in alarm as he harshly counseled her to forget everything she'd seen, then stuffed cloth between her lips and sealed them with duct-tape. When she was left alone, the feisty little brunette shook off the blindfold, slipped off her heels and stood up carefully with the hope that she could hop out of the room. Her nemesis was too vigilant for escape to be possible, so Maya's courage was rewarded with a hogtie; as she wriggled barefoot on her stomach, her soft bare soles received tantalizing attention from the security op's fingertips!
Graduate student Xeena Mae was bitterly disillusioned when she discovered that her professor and mentor had published her research under his own name! An even more disturbing situation followed when Xeena confronted him and threatened to expose his theft; when the professor panicked, the pretty student became a bound and gagged whistle-blower. As she sat wide-eyed on the floor, Xeena's long legs were controlled by coils of white rope that also webbed her black blouse; her lush lips were spread by a knotted black gag. Desperate to escape, Xeena kicked off her black pumps and edged across the hardwood floor in her stockinged feet; caught in the act she was returned to the corner, where she huddled, waist and ankles connected by rope!
The heiress of a family-owned business, conservatively-clothed Pristine Edge managed operations in the same manner. When she refused to allow questionable investors to intrude on the profitable company, they struck back by seizing vital data. During the process, Pristine was trussed-up in her blouse, sweater and long plaid shirt; gagged with duct-tape, she first sat tethered to the couch where she'd been working. The mean-spirited intruders humiliated Pristine by baring her impressive breasts and removing her flats, then left her lying on the couch in stockinged feet, her wrists and ankles rope-linked!
Jana Jordan and Carol Luna were two hard-working young women who had the bad luck to return home when energetic operators were removing their valuables. Carol and Jana were first tied up and roped to chairs in the kitchen, but when calls for help ensued, cloth-stuffing and duct-tape effectively silenced them. The bound and gagged pair writhed indignantly after their breasts were exposed, then strained against ankle-tethers pinning them to the chairs. After slipping out of their shoes, Jana and Carol made strenuous efforts to loosen each other's bonds even after they lay awkwardly struggling on the floor!
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During May and June of 1963, Louise Nevelson completed twenty-six lithographs. Nevelson employed several unusual techniques to create her images. The gum stop-out technique was frequently used to create textures. Lace and course materials painted with gum were pressed against the stones, then applied over the stopped-out surface. Textures were also made by pressing materials into tusche, then onto the stones and blotting with lithotine soaked paper. Textures created on transfer paper were often cut and transferred to stone as collage.
The artist collaborated with printer-fellows John Dowell, Irwin Hollander, Aris Koutroulis, Jason Leese, and Kenneth Tyler, under the supervision of technical director Buhoslav Horak.


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If you could see my typing right now, you would probably laugh. Or, if you're like me, shove me away from the computer and start typing yourself because you can't stand it when people take eight hours to type a stupid blog post. Just do it already!
Right. So...
Anyway, I passed out last night. (on the way to pee. and I was out for a while and took a good long time to get up so I am quite thankful that I didn't wet myself...) Since I was, you know, unconscious, I don't know how exactly I landed on my hand/wrist/arm, but it did not feel good. Decided not to go to the ER last night because I didn't want to admit that I might have injured myself and also because everyone had been sleeping and nobody was awake enough to drive. So last night, ice. And engagement ring moved to right hand in case the left hand swelled up 6 times its normal size. No saws near the fingers, please.
Went to dr today, got X-rays, etc, nothing broken. Thankfully. Sprained though. So I hurt quite a bit and my wrist/hand are all wrapped up so that I don't have full use of my fingers. And typing actually hurts a bit, with the pushing down of the fingers and such.
But I wanted to share nonetheless because I like to share my fun life adventures and because I haven't posted anything of substance lately. I definitely just typed "stubstance." Did I mention my brain isn't quite working either?
Thursday, July 9, 2009
At Least It's Not Broken
Labels: POTS aka My Body Hates Me
1 comment :
- Katie said...
My goodness...I've missed a lot! glad you didn't break yourself when you fell! Sounds like your pushing it a little too much? I know it's fustrating.....and I'll be glad to come to any pitty party you have:) Even if it involves a slumber party on the couch with the dogs:) LOL....But like you said, It makes our lifes interesting, hahaha.....like it's not interesting enough, huh!! Keep your chin up!
Love the blue shoes:) Too cute!! :)
- July 12, 2009 at 10:52 PM
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Texas Governor Puts the Hammer Down on Rogue Sheriff
Austin, Texas is a liberal town. It really is. But it was on track to become even more liberal. When she was the Democratic candidate for sheriff of Travis County, where Austin sits, Constable Sally Hernandez, campaigned last year on a policy of making Austin the first sanctuary city in the state. The Texas Tribune reported in August that "She says she won't hold inmates for ICE when the federal agency seeks to remove them from the country."
"I just don't think you solve the criminal justice process by deporting them," Hernandez told the paper. "We talk about being progressive. I believe we need to lead the way."
"Under current policy, the Travis County sheriff's office honors ICE "detainers," or civil requests to hold a potentially deportable prisoner who would otherwise be free to leave," said the Tribune.
The Austin American-Statesman reported that on Friday, January 20th, Travis County Sheriff, Sally Hernandez announced that "effective Feb. 1, sheriff's officials will honor so-called immigration holds or 'detainers' placed by federal authorities only when a suspect is booked into the Travis County Jail on charges of capital murder, aggravated sexual assault, and 'continuous smuggling of persons.'"
"Otherwise, federal agents must have a court order or arrest warrant signed by a judge for the jail to continue housing a person whose immigration status is in question, according to Hernandez's policy, which she released Friday."
This isn't the Texas Governor's first rodeo dealing with rogue sheriffs. In October of 2015, Dallas News had reported that Texas Governor Greg Abbott "had warned Dallas County Sheriff, Lupe Valdez, to back down from a policy change on federal immigration detention requests."
"Your refusal to fully participate in a federal law enforcement program intended to keep dangerous criminals off the streets leaves the State no choice but to take whatever actions are necessary to protect our fellow Texans," Abbott wrote. His spokesman also announced that the governor was throwing his support behind legislation to bar "sanctuary city" policies, under which police are barred from asking those they stop about their immigration status."
Texas Governor Abbott was livid tonight on Fox News O'Reilly Factor. He declared that "Texas is not going to tolerate any sanctuary policies, he said that yesterday he "withheld more than $1.5 million in grants from the governor's office to the Travis County Sheriff's Office." He continued:
"Today, we introduced legislation that will put the hammer down on Travis County as well as any sanctuary city policies in the state of Texas," Abbott said. "We're seeking fines; we're seeking to withdraw more state funds; we're seeking court orders that will compel officials like herself to either comply with the law or possibly go to jail themselves."
When asked what her motivation could be, the Governor said:
"She wants to pick and choose the laws that she will follow and the laws she will enforce...but the way she is constructing her policies is exactly what happened with Kate Steinle, If you look at the man who killed Kate Steinle, he would have been released by this sheriff in Travis County. I will not allow this type of conduct to occur in Texas."
O'Reilly: "So, even though ICE may ask for a detention, a hold, Sheriff Hernandez says "I'm not going to hold criminals that Homeland Security might want to be incarcerated, she's going to release them. Is that what the woman is doing?"
Gov. Abbot: "That's right, and even if these people have a past record of armed robbery, a criminal record of working with the Mexican drug cartel, regardless of what type of heavy-duty crime except for three exceptions that she listed, and she will let these people loose in the state of Texas...I will not allow it."
"She's trying to pander to the ideology of the Left, just like what you see I California, which I will not allow to happen in Texas."
Written by Bob Bennett
Bob Bennett, a NY-based writer, has written op-eds for the WSJ and a cancer medical journal; op-eds and travel pieces for the NY Post and a cover article for the Jewish Press. He has also appeared with his wife on Fox News, discussing Obamacare.
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How To Create A Marketing Video
This 2-day graduate level certificate workshop will guide you through the process of producing a short-form marketing video that can be used internally – within a corporation for training or "rallying the troops", or externally to transmit a marketing message to the public. The course will show you how to convert a set of information (such as written reports, data and analysis, interview transcripts, etc.) into a short script from which to create a one to two-minute marketing video.
Course Overview
The course will include an overview of production essentials including budgeting, casting, rehearsal basics, tips on distinguishing essential messaging and fashioning it into a script, finding or creating a simple yet appealing set or backdrop, working successfully with both actors and non-actors to achieve an effective delivery of the script and overseeing the shooting and post production editing.
After successful completion of this course, you will have the knowledge and skills to:
- Understand the fundamentals of short-form video scriptwriting
- Complete basic budgeting and scheduling
- Direct your cast, whether they are company employees or trained actors
- Manage the stages of post production including editing, working with music, color grading, and sound design
- Choose how and where to place your video ad on digital platforms
- Take your career to the next level
Note: this is not a filming and editing course. To learn to film and edit video please join the Video Storytelling workshop.
Who Should Attend?
Ideal for those interested in or new to video production, content creators, content marketers, communications and PR folks, publishers, and educators.
Instructors & Facilitators
Instructors subject to change.
Myra Paci
We encourage team work! Bring a colleague or friend and receive additional tuition discounts. Contact Alexandre Bui at firstname.lastname@example.com for more information.
New Date Coming Soon
9:00 a.m. – 4:30 p.m. daily
Morning coffee and catered networking lunch provided.
UC Berkeley Graduate School of Journalism
121 North Gate Hall, Berkeley, CA 94720
Requirements & Prerequisites
There is no requirements or prerequisites to attend this course.
Questions & Additional Information
• Cancellations must be received in writing by email to email@example.com.
• Cancellations made up to 15 days prior to the start of the program registered for will receive a refund of all monies less the $275.00 cancellation fee. We are unable to refund any fees for registrations cancelled within two weeks of the start of training.
• Failure to appear for the training will result in forfeiture of the full course fee.
• Changes to the registration at anytime are only by approval of Berkeley Advanced Media Institute administration.
• The Berkeley Advanced Media Institute reserves the right to cancel or reschedule training due to low enrollment or other unforeseen circumstances beyond the control of Berkeley Advanced Media Institute. In this case, applicants are entitled to a full refund of the program fee.
• The Berkeley Advanced Media Institute will advise applicants at the earliest opportunity of changes to schedule program. The Berkeley Advanced Media Institute is not responsible for travel fees, or any expenses incurred as a result of cancelled programs.
• If you purchased your class through CourseHorse, then our Refund & Cancellation policy applies to your purchase.
We currently do not offer transfer option between workshops. However, you may cancel the current workshop to receive a full refund less the cancellation fee and enroll in the preferred course. Please contact us directly at advancedmedia@journalism.
In-depth information can be found on our Frequently Asked Questions page. No video or audio recordings of the materials presented are permitted in any workshop.


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Sweet little Clare (891-19) is just darling on this card made by our designer Keri Parish. Keri also used the sentiment that is a lot of fun, be the kind of woman (582-10). Which we are sure everyone probably loves. The card she made for your inspiration today is just all around sweet and fun at the same time. Anyone would love to get this card.
Don't forget to come back every day and check out what we have that is new and inspiring from our ladies.
Check out Keri's blog to see more of of this card and the information about what she used or did with it you can click HERE.
If you do make anything with this stamp or anything from Rubbernecker Stamps please feel free to share them with us on the Rubbernecker Facebook page!
Until next time friends!!! Don't forget to follow us on Instagram, and Pinterest, to connect with us even more! Don't forget to leave comments! We and the team love your comments, you might even win something inspiring!