text:
Travala.com, the leading Blockchain-powered hotel booking platform has announced a partnership with Bitcoin.com, a platform for Bitcoin-related products, tools, and services. With the partnership the company aims to empower millions of travelers to save on hotel stays.
By offering savings on hotel bookings as well as the option to pay with several leading cryptocurrencies, including Bitcoin and Bitcoin Cash, Travala.com has made it its goal transform the travel industry.
The new partnership with Bitcoin.com has made it easier to make bookings on Travala.com as Bitcoin Cash users are now able to access Travala.com directly from their Bitcoin.com wallet.
Commenting on the partnership, Matthew Luczynski, CEO, and Founder of Travala.com said,
"A reflection of our unwavering commitment towards cryptocurrency adoption, we're excited to partner with an industry titan to champion the growth of the crypto community. With over 80% of the bookings on our platform made chiefly in digital currencies, the partnership will allow us to leverage Bitcoin Cash's global network for greater real-world usability. We are excited to work closer with the Bitcoin.com team."
"Importantly, this is also a powerful demonstration of the synergies between both the travel industry and disruptive technologies, as we strive to significantly lower the barriers of entry. The past year has seen our team achieve a number of milestones, from having recently exceeded our equity crowdfunding target, to the steady growth of our ecosystem, we look forward to seeing even greater progress as we build a transformative future for the online travel industry," added Luczynski.
With a reach of over 210 countries and territories, Travala.com's portfolio serves as a gateway to a more efficient travel booking experience. Due to lower hotel prices and a more streamlined booking platform, travelling Bitcoin Cash holders will now be able to choose from almost 600,000 property listings through the use of their Bitcoin.com wallet.
Roger Ver, CEO of Bitcoin.com said,
"Our work is guided by a stout belief in Bitcoin Cash as a model of economic freedom and this includes the continual expansion of offerings under our current suite of products and services. By providing additional functionalities compatible with the lifestyle choices of our community, this partnership exemplifies the value of digital currencies and will build out our ecosystem with a real-world, viable use case."
Launched in 2008, Bitcoin.com is an industry pioneer with an established suite of Bitcoin-related products, tools, and services. Empowering users to be part of the digital economy, the Bitcoin.com wallet enables the sending of Bitcoin and Bitcoin Cash between users in a direct, secure, and non-intrusive manner, with a global reach of over 3.9 million users.
- ConsenSys and WWF Panda Labs Team up on Project Impactio To Drive and Fund Social Innovation - October 2, 2019
- Codebase focusing Investments on Cannabis sector and Blockchain Ventures - July 28, 2019
- Canadian City Council Enters Agreement with Coinberry to Accept Bitcoin for Tax Payments - July 19, 2019
- BitPay Processed More Than $37 Million in Bitcoin Donations Since 2017 - June 24, 2019
- Generous Donation of $120,000 in Bitcoin by Anonymous Donor Very Well Received by Bitcoin.org - May 30, 2019
- ARK Launches the ARK Deployer, an Open Source Tool to Create a Blockchain in 3 Simple Steps - May 28, 2019
- Bitbond, a Global Lending Platform, Launches STO to Support Small Businesses in Asia with Loans - May 28, 2019
- Famous Swiss Watchmaker, Franck Muller Launches the World's First Bitcoin Watch - May 25, 2019
- Facebook's GlobalCoin Allegedly to be introduced in 2020 - May 24, 2019
- Mobile Carrier AT&T to Accept Online Payment Options in Cryptocurrency with BitPay - May 24, 2019
- Consumers Can Now Buy Bitcoin with Cash at 2,200 Coinstar Kiosks Located Inside Grocery Stores - May 24, 2019
- Visa Token Service Acquired by Eleven New Partners for Enhanced Consumer Confidence in the E-Commerce Space - May 23, 2019
- Voyager Announces Integration of Ledger Vault's Asset Management System into its Crypto Trading Platform - May 22, 2019
- VeganNation Welcomes Game of Thrones Actor Jerome Flynn to its Advisory Board to Unite the Vegan Community - May 21, 2019
- Huobi Honors Bitcoin Pizza Day by Selling Bitcoin 50% off Market Price & Prime 3 Launch - May 18, 2019
- Dutch Multi City Blockchain Week to be First of its Kind with Events Hosted All Over the Country - May 17, 2019
- Partnership between Travala.com and Bitcoin.com Empowers Travelers to Save on Hotel Stays and Pay Directly with Leading Cryptocurrencies - May 16, 2019
- Q2 Holdings Announces the Launch of Q2 TrustView, a new Governance and Protection Technology for Banking and Lending - May 15, 2019
- First Security Token Blockchain called Polymesh announced by Polymath at Consensus New York 2019 - May 14, 2019
- Facebook lifts Crypto Ad Ban, One Year after the Social Media Giant Banned all Ads Related to Blockchain and Cryptocurrencies - May 9, 2019
BLOCKTV is the premier televised news source for the blockchain and cryptocurrency community. They are a live, 24/7, TV news channel dedicated to premium reporting on the blockchain and cryptocurrency markets.


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Bangers and Mash - Ep211 - The Nerdpocalypse Podcast
January 8, 2016
This week on The Nerdpocalypse, the crew returns from the holiday break with plenty to talk about. A very robust "Checked Out" section starts us off. The guys later discuss bionic eyes, TMNT2 characters, the Voltron reboot, Rambo, Teen Titans, Deadpool, Russian superheroes, and much more.

subset: commoncrawl


text:
Black Friday is nearly here, but some retailers look set to give the annual 'consumer holiday' a frosty reception this year. The 'tradition', which originated in the US, really took off in blighty last year as legions of shoppers stormed the nation's supermarkets to brawl over cut-price TVs, games consoles and other assorted nick-nacks. It seems Britain's consumers are no less determined this year.
Visa Europe estimates that shoppers are planning to spend around £1.9bn this Friday, including £1.19bn in bricks and mortar stores. That second figure is up 4% on last year and 20% on 2013. They're also expected to spend £629m online on 'Cyber Monday' in the following week. Plenty of retailers will be gearing up to grab a piece of that action (not least Amazon, which has already started offering 'lightning deals'), but others are taking a stand against the practice.
Earlier this month Asda said it would be shunning a day of big discounts in favour of 'sustained savings spread across a traditional seasonal shop'. The fashion chain Fat Face will be donating 10% of its profits to charity instead of lowering prices ('Cynical discounting is not a sustainable model for UK retail,' its chief exec Anthony Thompson told the Guardian earlier this year).
It's not hard to see why some are pushing back against this year's discount push. The throngs of shoppers stripping the shelves of Asda last year made for easy PR, but perhaps not for the right reasons. And the 'fire sale' atmosphere isn't great for profit margins either.
Shops used to be able to charge a premium in the run-up to Christmas before dropping prices on Boxing Day to get rid of all their excess stock. By participating in Black Friday they are slashing their prices early and potentially missing out on profits they would have previously made in the run-up to Christmas.
This isn't the first time retailers have made negative noises about Black Friday. Despite making a pretty good go of things last year, John Lewis boss Andy Street said that the practice weighed on profitability and put pressure on companies' logistics. 'My personal hope is that this is the high water mark for Black Friday,' he told the BBC.
This year his company's Black Friday website says, 'At John Lewis our commitment to being Never Knowingly Undersold means that we match our competitors' prices all year round – so on this day, we'll have even more deals to enjoy.' So John Lewis is still taking part, even if it is dragging its heels.
Asda's stand is bold and could help keep its profits firm as it digs in for an important winter of trading. But it seems Black Friday is here to stay and, however reluctant they are to participate, retailers will need to find innovative ways to cope. It is a beast of their own making, after all.


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by Tonisha
Heyy! Well, in school everyone has to do public speaking. I have won every year for my speeches and in grade 6 i did my speech on beauty in the media. I used this video and i thought it was amazing what now a days you can do with technology.
Ive always wanted to be that beautiful and have always knocked my self down because i thought i wasn't beautiful, i was trying to compare my self to the models in the magazines and on the billboards. Now i realized that everyone is beautiful in there own ways inside and out. If you just heard what i looked like you would say your lucky, i have blue eyes and blonde hair but i dont meet up to the standards of the dumb blonds.I am one of the smartest kids in my class.
Watching this video has helped me alot!Now i got my confidence, i just need to work on the not being bullied :) thanx agian <3
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text:
Auditing Practice Exam Questions: Audit Risk; audit reports; sampling
This content was COPIED from BrainMass.com - View the original, and get the already-completed solution here!
1. Control risk is the probability that a material misstatement (error or fraud) could occur and not be prevented or detected on a timely basis by the auditors' substantive procedures.
a. True
b. False
c. True if control risk is set a maximum
d. False because you don't know the inherent risk level
2. What is the audit risk model?
Audit risk: AR
Control risk: CR
Inherent risk: IR
Detection risk: DR
Risk of material misstatement: ROMM
a. AR = CR x IR x DR
b. DR = CR x IR x AR
c. ROMM = CR x IR x DR
d. AR = ROMM x CR x IR x DR
3. An unqualified opinion indicates that the financial statements present the entity's financial condition, results of operations, and cash flows in conformity with GAAP.
a. True
b. False
4. For the copy of the purchase order that goes to the receiving department, it is best to:
a. leave off the description of the goods
b. leave off the quantity of the goods ordered
c. leave off the name of the vendor
d. provide duplicates, one to keep and one to forward to accounting
5. The auditors' report should either contain an expression of opinion on the financial statements taken as a whole or an assertion to the effect that an opinion cannot be expressed.
a. True
b. False
6. Which of the following types of auditors' reports requires an explanatory paragraph to support the opinion?
a. adverse opinion
b. qualified opinion
c. disclaimer of opinion
d. all of the above
7. Statistical sampling plans ensure that samples are selected randomly from the population by removing auditor judgment from the sampling process.
a. True
b. False, you can never remove judgment completely as results are always interpreted
c. False, statistical sampling only permits a computation of sampling risk
d. False, there is no way to ensure random sampling
8. The risks of incorrect acceptance in variables sampling and of assessing control risk too low in attributes sampling both relate to
a. effectiveness of an audit
b. efficiency of an audit
c. assessment of control risk during planning phase
d. amount of substantive testing needed
9. The audit team will choose to reduce the reliance on controls if the ________ is greater than the ________.
a. tolerable rate of deviation; upper limit rate of deviation
b. upper limit rate of deviation; tolerable rate of deviation
c. expected rate of deviation; tolerable rate of deviation
d. tolerable rate of deviation; expected rate of deviation
10. Which of these is characteristic of the sampling process?
a. sampling identifies what belongs in the population
b. sampling requires judgments on the part of the auditor
c. sampling is normally more effective than looking at all the items in the population
d. sampling is not influenced by the definition of the population
Solution Summary
The best solution is indicated with a sentence explaining why.


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If you're looking for Guardian Life Insurance Reviews, you've come to the right place. Life Insurance Blog will give you the information you're looking for about Guardian Life in order for you to make an informed decision if they're the top life insurance company for you.
Guardian Life Insurance Reviews
When you're finished with our review, be sure to read some of our other popular articles and learn about the top life insurance companies and no exam life insurance reviews.
About Guardian Life Insurance
The Guardian Life Insurance Company got its start in 1860. Guardian Life is based in New York started out as Germania Life Insurance Company of America. For over 150 years they have earned the trust of consumers as a financially sound mutual life insurance company. Guardian Life is committed to their life insurance policy owners and has an excellent track record over their long history.
Guardian Life is a mutual life insurance company. This means that they are structured so the policy owners are the focus of the company vs structured as a stock company. With a stock company, the company's main focus is to the stockholders of the company.
Guardian employs over 5,0000 employes around the world has over $82 billion in assets under their management. With over $565 million of life insurance business in force, you can feel at ease that Guardian Life will be around for many more years to come.
Guardian Life Insurance Financial Ratings
One of the most important factors to evaluate is a life insurance company's financial ratings. Especially in today's economy, you want to make sure you're applying with a life insurance company that will be able to pay out now and in the future. There are several financial organizations that rate the financial strength of life insurance companies.
Here are the ratings for the Guardian Life Insurance Company from four of the top rating agencies:
- A.M. Best Company rating of A++
- Standard & Poor's: AA+
- Fitch: AA+
- Moody's: Aa2
As you can see, all 4 agencies rate Guardian Life as an "A" or better. You'll be rest assured that if you buy a life insurance policy from Guardian Life, you should feel confident that you bought from a company with a strong financial background.
Guardian Life insurance products
What types of life insurance policies does Guardian Life sell? With Guardian Life, you'll get access to a variety of life insurance types such as Term life, Whole life and Universal life insurance.
Term life insurance
Guardian Life offers term life insurance to shoppers looking for affordable coverage. Term life provides a death benefit for a specific duration of time (the term). Term life can be bought at 1, 5, 10, 15, 20, 25, and 30 year terms depending on the company.
When you buy a term life policy, you'll select the term length and benefit amount. If you die within the term period, your beneficiary will receive the death benefit. If you are approaching the end of the term and you still want coverage- you may have a few options.
- One is to convert your policy to a permanent life insurance policy like a Guardian Whole Life policy if that option is available.
- The second, you can renew your policy annually.
- The third, you can purchase an brand new policy.
If you're wanting to find out how much term life will cost you, visit our life insurance rates by age and find out what a policy could cost you.
Permanent life insurance
You can also opt for another type of policy with Guardian Life. If you're wanting coverage for your entire life, you'll want to select a Guardian Life permanent life insurance product. We'll go over the 2 main types of permanent products that Guardian offers.
Whole Life Insurance
A whole life insurance policy is the oldest and first type of life insurance. It will last for your entire life as long as you pay the premiums. Whole life policies tend to be the most expensive policies in the market. That's the bad news. The good news is that it has excellent coverage guarantees. A whole life death benefit is guaranteed for your entire life. Whole life has cash value growth guarantees as well as fixed premium guarantees.
Whole life builds cash value which term life does not. Whole life cash value growth happens over the entire life of your policy, although the growth is slow early on. Another great feature about Guardian Life Whole Life insurance is that they pay dividends to their participating life insurance owners. Your Guardian Life dividends can be used a few ways. The dividends can be used as cash loans, used to pay your life insurance premiums, and even pay for more coverage with paid up additions.
Universal Life Insurance
Another popular permanent life insurance policy is Universal life insurance. With Universal life, you'll get a flexible life insurance policy that allows you to adjust the coverage amount as well as the premium.
Other Products from Guardian Life
Guardian Life Insurance Company offers shoppers some other products that can provide financial protection.
Here are some of Guardian Life' additional products:
- Investments
- Employee Benefits
- Disability Insurance
- Dental Insurance
- Annuities
How much is Guardian Life insurance?
Finding out how much a Guardian Life insurance policy will cost is the same as any company. You need to apply, go through underwriting, get approved and then you'll know what your rating will be. Once you have your health class rating, you'll be able to know exactly how much you'll pay.
You can always start off and get free instant life insurance quotes to get an idea of what you may pay. You can compare life insurance rates from dozens of the best life insurance companies in the USA.
Does Guardian Life have the best price?
Will Guardian Life have the lowest price for you life insurance needs? It will depend on several factors. The best life insurance company for you is determined by factors such as:
- Your age
- Gender
- Tobacco use
- Current and past health
- Medications
- Family History
- Lifestyle
There are other factors that can make a big difference in how a life insurance company will rate you. Each company has their own underwriting guides. This means that one company may offer you a better rate compared to another even though they're both looking at the same information.
Is Guardian Life the best company for me?
Guardian Life is a great company who has been in business for over a century. They offer great life insurance products and options. However, knowing if they're the best company for you is tough to say. Feel free to contact Guardian Life to see what they can offer. When you're done getting their rate, give Life Insurance Blog a call to see if we can offer you a better rate with one of the 40+ companies we use for our clients.
Guardian Life Insurance Company Details
Name(s): Guardian Life Insurance Company of America, RS Investments, Guardian Investor Services
7 Hanover Square
New York, NY 10004
Phone: 888-482-7342
Website: www.guardianlife.com
Ratings: A.M. Best (A++), Fitch (AA+), Moody's (Aa2), Standard & Poor's (AA+)
The Life Insurance Blog difference
We aren't a call center or a life insurance company. We're a licensed independent life insurance broker who helps life insurance shopper find the best company at the best rate. We have access dozens of the best life insurance companies in the USA. Guardian Life is not one of them unfortunately. However, we urge you to reach out to them to see if they can get you the best deal first. Then, make sure you get multiple quotes from other companies with Life Insurance Blog. We'll quickly ask you the right questions to find the top companies that will get you the best rate. Let the best rate win!
You can even get started right now on our instant life insurance calculator page and compare rates from dozens of companies or call us at 888-411-1329.
Guardian Life Insurance Company Reviews
Thank you for reading our Guardian Life Insurance Company Reviews. To learn more about life insurance, make sure to visit our page Life Insurance 101 or find out how much you may end up paying for coverage on our Life Insurance Payout Amount page.


text: Men's paisley pattern black, gray and white lapel pin. Handmade suit and wedding accessory.Looking like a hound out of hell. The "Anubis" lapel pin would step up your style and make you look like the handsome devil you are. • Handcrafted in Philadelphia, PA• Cotton fabric• Choice of 7/8" or 5/8" Diameter, Stick Pin option: 2.5"• Black, gray and white paisley


text:
This is not a guide to holiday destinations.
I honestly can't remember the last time I went on holiday, because, generally speaking, going on holiday means cramming the greatest amount of memorable/hedonistic activities in the smallest amount of time, in a way which is compatible with having to then go back to a life based on a monday to friday (and 9to5) routine.
No. I have almost all the time in the world, because my job comes with me everywhere I go and I can simply live my life in a totally "smeared around the world" fashion. I can therefore experience things slowly and with very little fear of missing out. So what I am going to give you is a very personal, honest, sometimes gritty, recount of what it felt like to walk in the streets of the places I visited. In that particular moment of my life, I should add.
Fes, Morocco
I think everybody should be very aware of the fact that countless factors decide the enjoyment that we might gain from a journey, and that the same person could visit the same place in the space of a few months and live a startlingly different experience. All it takes is meeting another traveller who's especially pleasant along the way, or having to work on something very gratifying and being able to experience the empowerment that comes with it. Or getting laid. So I have no expectations of giving relatable reports about my travels, and I am honestly doing this more for myself than for my readers. Nevertheless, I think it helps to know who I am and what I usually look for, even if only to decide to skip these pages altogether.
I am a self-employed working in the field of photography. I make a living photoshopping other photographers' work, and at the same time I take half a ton of pictures myself, as you're probably finding out.
Medellìn, Colombia
I am not particularly extroverted, I almost don't drink, don't smoke, and more than fifteen years have passed since I finished experimenting with drugs. But I crave watching people, and smelling the air of a place much more than visiting museums with an audio guide firmly in my left hand. I am not particularly interested in nightlife, meaningless conversations, drunk sex. At the same time, it's worth mentioning that I am a single, healthy, heterosexual male, and not hypocritical enough to pretend that the way I can interact with women in the places I visit doesn't affect the way I form an opinion about said places.Canggu, Bali, Indonesia
I recently got addicted to surfing, to the point that I can't fully appreciate a Country I visit if there's no surfing opportunity for me there. It might sound extreme, but I just can't un-see the positive health effects that doing this activity gives me. I am still a beginner (the learning curve is unbelievably long) but that doesn't take away from the enjoyment in the slightest. More about that in a post on its own.
Ericeira, Portugal (no, I don't surf this stuff)
Also, I am italian. That doesn't make me a conservative fussy eater like many italians are (I have happily eaten scorpions, and more types of offal than anybody would like to admit) but it allows me to call bullshit on food which is bland, pretentious, boring, or improvised.
Last but not least, I almost always travel alone. This creates an healthy alternance of contemplative self introspection and desire to get social and go speak with the stranger sitting one table away from me at the cafè.


text:
Sometimes we think that the best travel experiences can only be found in distant, exotic destinations. And they're waiting for you right in your back yard.
Kieran Andrews of Wild Rock Outfitters leads cycling tours in some of the most famous and storied locations in the world. But when BestTrip.TV's Ryan McElroy asked him about one of his favorite places to cycle, it was at home in Canada in Peterborough & the Kawarthas.
In this BestTrip.TV video, Kieran takes Ryan in a two-day cycling journey across rolling hills and scenic vistas to waterfront in cottage country. Ryan gets an insider's introduction to local cycling community favorite trails, views and 'energy stops' (that is, fabulous restaurants!) as well as its network of passionate, connected cyclists.
Start your Trip!
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Start your trip to Peterborough, Ontario
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text:
How to get an internship at HCL
Most likely, you may have stumbled upon this article while you were searching online for summer internships in HCL. However, HCL offers only a limited number of internships; what is mostly offered by them for engineering students are training programs.
As you may know, in a training program you have to pay to learn some new skills whereas in an internship you mostly get paid for applying your skills in the real projects.
While there is not much information available regarding internships at HCL, their careers page mentions two summer and winter internship programs for Management students (BBA, MBA, BBM), and we believe that these students are hired directly from the institutes.
1. Summer Internships: On the job training on pre-determined subjects for 8-12 weeks.
2. Winter Internships: Off-campus program, where research papers are submitted on pre-determined topics and writing white papers on various subjects.
For engineering students, while there is no mention of internships on the careers page, there's a separate division called as HCL CDC (Career Development Centre) which offers fee-based training programs. Please note that HCL CDC operates on a franchise model and the actual training at these centres is delivered by HCL's local partners. These are classroom training programs with a dummy project and a student has to pay anywhere between Rs 7500-15000/- depending on the duration and type of the project. You can read some reviews of the CDC program here, here, and here to make an informed decision.
If you are interested in learning a skill and want to join a training program, many free training programs are available online. You can find such programs on Coursera, Khan Academy, Codecademy etc., and enhance your skill set. Internshala Virtual Training Centre also provides a number of paid online training programs which you can check out.
If you need an internship to get the real-world experience, you can always find management internships, computer science internships, or engineering internships for yourself.
If you have done an actual internship at HCL and have something to add, we would love to hear; please comment below.
Image source: Livemint.com


text:
Energy Union is 'on track and on time'
Progress towards the European Energy Union is on track and on time according to its vice-president Maroš Šefčovič. Last week Mr. Šefčovič sat down for an unprecedented interview with the former Energy Commissioner Andris Piebalgs at a conference hosted by the Florence School of Regulation at the EUI.
"We need to actually combine all these projects together, energy, climate change, decarbonisation of transport, more energy efficient buildings and much more assertive energy diplomacy and we have very good project implementing commissioners helping to deliver," said Šefčovič, as he stressed the importance of the union by "cultivating" public opinion.
After commending his support from the European Parliament and the European Council, Šefčovič hailed the 3000km so-called 'southern gas corridor' pipeline from the Caspian Sea as "one of the biggest projects in the world." He went on to predict that Caspian Gas would arrive in Europe as of 2020.
During the interview, Šefčovič also acknowledged controversy surrounding the "Nord Stream 2" project to transport gas from Russia to Europe. Political criticism from emerged heads of state, including accusations from Italy and Hungary that the plan was approved at the expense of investment in southern Europe. This criticism, Šefčovič claimed, reflected the severity of the proposal. The project, he insisted, would "be built in a way that was fully in line with EU law" and that he "would look after the interests of all EU member states because it's in our interest to secure the energy security of all member states, not just a few."
(Nick Barrett)


text:
Mixed Berry Overnight Oats
Each mouthwatering bite of strawberries, blueberries and Greek Yogurt topped with lemon zest will make for a berry delicious morning.
3 / 533
- ¾ cup Large Flake Quaker® Oats
- 1 ¼ cups vanilla Greek yogurt
- 1 tbsp hemp hearts
- ¼ tsp vanilla extract
- Pinch fine sea salt, optional
- 1/3 cup chopped fresh strawberries, divided (1/4 cup plus topping)
- 1/3 cup fresh blueberries, divided (1/4 cup plus topping)
- ¼ tsp lemon zest
How to make it
- In a Mason jar or bowl, add Quaker® Oats, Greek yogurt, hemp hearts, vanilla extract and sea salt. Stir to combine.
- Stir in ¼ cup strawberries and ¼ cup blueberries. Top with remaining strawberries, blueberries and lemon zest.
- Cover and refrigerate overnight.
Thin with unsweetened almond milk if desired.


text: My name is Julia! I am a very outgoing/ hardworking individual who has an extreme passion for the Surf/Skate/Snow industry. I also have a love for fashion and will one day build a career within the industry I love. Working within this industry is more than just a career, it is a lifestyle!


text:
2 Bed Condo Apartment in Victoria West
635 - 205 Kimta Rd
Enjoy city, ocean, mountain & harbour views from this bright s/e facing suite in the Ocean Tower. This spacious 2 bedroom, 2 bath unit features approximately 1350 square feet. The location is ideal - on Victoria's vibrant inner harbour just a pleasant seaside stroll to downtown and steps to pubs and restaurants. This "Jewel of the Songhees" complex includes a guest suite, bike & kayak storage and a workshop; a well-run complex with over $1.1 million in the Contingency Reserve. Rentals are allowed with a minimum one year lease and small pets are welcome. "Where the City Meets the Seashore" - Ocean Park Towers. Come experience the lifestyle.


text:
If you would like to place an order for more than one board, please place the orders separately.
One board only per purchase due to customs processing.
(858) 256-7179
7810 Trade St., Suite 200
San Diego, CA 92121
M-F 8am-5pm PST
**Office is not open to the public.
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text: BestChoice is Henry Ford Health System's internal staffing resource pool, designed to ensure there is sufficient staffing throughout our health system. BestChoice provides a proactive solution to unplanned or short-term staffing needs due to vacations, call-offs, leave of absences, increases in census or acuity. BestChoice employees are Henry Ford Health System contingent staff and experience the same new employee screening, orientation, education, and competency standards alongside all Henry Ford Health System team members.


text:
Tinder. Bumble. Hinge. If you don't immediately have some sort of reaction (mine is a hard cringe) to those words, then you must be one of the lucky people who isn't a young person trying to date in these times. Yes, these are all dating apps. A lot of the young, single people I know have been on at least one of these apps at one time or another, looking for something. Whether that be fun for one night, or something more serious, it's hard to find someone who hasn't at least gotten on there once or twice.
As someone who doesn't fall into the category of looking for fun for one night, my experience on these dating apps has been less than enjoyable. Entertaining, sure, but not overly successful.
Tinder has a reputation for being mostly for hook-ups. One guy's main profile picture was him with a cowboy hat covering his you-know-what, with no other clothes on. And that wasn't even the worst I saw. The number of cheesy or just straight-up dirty pick up lines that I've encountered on Tinder is ridiculous. Bumble is supposed to be a little bit better, because the girl has to message first. But um helllo, I have to message first? That's a lot of work. You can't just say "hey," you have to come up with something witty that immediately lets the man know that you know how to be funny without trying too hard. And Hinge is supposed to be a little more serious, because you have to put a little more effort into your profile. Every time I would consider deleting these apps, I would hear about another happy couple that met on Tinder or Bumble and was engaged or married. But I haven't had success on any of them.
It's not just the messaging part. It's building a profile. Choosing the right pictures that express the message you want to send. Deciding what to put in your bio. Should you be serious? Or just put a joke? Do you need to let people know you're not here for hookups? How much information do you include? And then there's the swiping. Making a split second decision based on someone's appearance. In an in-person interaction, sure you might make an initial negative judgment on their appearance but they can quickly turn that around if they have a sparkling personality or a great sense of humor. I've honestly probably swiped left on the love of my life because he doesn't know how to take a proper picture. Oh sure I can read the bio, too, but half the time they don't have one or its just some flippant joke or a line from The Office. And reading the bio just takes more time.
And then if you do match with someone, there's the initial messaging. I've come to despise the question "So what do you like to do for fun?" I've probably messaged back and forth with over 50 guys who just had absolutely nothing interesting to say or ask. And I've probably not been interesting in some of those conversations myself because it just gets so repetitive.
Honestly, its exhausting and frustrating. And who has time for it? Who has time to spend swiping on pictures and sending pointless messages? And then if you do decide to meet for a date, the date part is exhausting, too!
Dating sucks. On the surface, it seems like it should be fun and enjoyable. You get to get dressed up all cute, meet new people, sometimes try new food, and hopefully have a fun evening out. But really…. its worrying whether or not you're overdressed, and hoping that they have something on the menu that you'll like, and stumbling through conversation if it doesn't flow well, and then there's the awkward moment when the check comes and you don't want to ASSUME he's paying even if it is the old custom.
I've been on just a handful of dates from these dating apps. Most of them weren't horrrible, but given the choice between reliving those nights and re-watching Greys on the couch for the 80 millionth time, I'd take Greys. If I sound like I have a bad attitude about it, it's because I do. I should see it as an opportunity to meet someone new and be grateful for the experience, no matter if it worked out or not (I'm rolling my eyes at that though).
One of the guys I went out with had just received his PhD in Math from the U of I. He was nice and cute in a dorky sort of way, but I spent the whole evening feeling dull and struggling to contribute to the conversation because his brain just worked so much faster than mine. Another guy I dated seemed super nice and very supportive of my blog and my photography, which I don't always see, but he was so physically aggressive that I was incredibly uncomfortable by the end of the night. On the first date! Those were both Tinder dates. On the one Bumble date I went on, the boy was so nervous that he wouldn't speak at a normal volume. I think I said "what?" 50 times that night. The last guy I dated was super sweet and we had a lot in common, but there was no spark. I just wasn't attracted to him. That might be the most frustrating scenario of all.
Sure, all of these dates have given me experience and taught me what I am and am not looking for. But for someone as busy as I am, with as much going on as I do, I just don't have time for all this trial and error. So, last week I broke up with my dating apps. Deleted the profiles, deleted the apps, and haven't been back. I retired my swiping finger. Hopefully not before I swiped left on my soulmate.
I haven't really missed them. On Friday night I almost had a weak moment after I got a little too far into a bottle of wine, but I stayed strong and kept them off my phone.
In today's world, this is how you meet people. If you see someone cute, you follow them on Instagram rather than approach them in real life. If you want to talk to someone, you message them on Facebook rather than walking up and asking for their number. Dating in the digital age is so weird. There are games that are played; don't text back too fast, if you were the last one to text yesterday then they have to text first today, if he opened your Snapchat and didn't respond you can't send another one until he snaps you again. Oh and Snapchat is another story – why on Earth would you ask for my Snapchat instead of my number and then procede to snap text me! I'm just not cut out for it.
Some of this I discussed in a past blog post on being single (read that here). But I've spent even more time reflecting on it these past few months. Yes, I would like to meet someone. And yes, its hard to do it organically. I work a lot, and if I'm not at work I'm usually either at the gym or at home. I go to the gym and live in the town I grew up in – so meeting someone new isn't exactly the easiest thing to do. But, I've gotten to a place where I'm happy with myself and I don't need anyone to make me feel complete. I am fulfilled and in love with life all by myself, so if I met someone they would have to add something to my life instead of fill a hole where something is missing. So I can wait until it happens organically, or maybe down the road I'll feel up to giving dating apps another shot.
The biggest thing that I've had to realize when it comes to dating is that I have to keep my intentions at the forefront. My intentions aren't to just "have fun" or be in something casual. I'm looking for something more serious. I've had to come to grips that there is nothing wrong with admitting this – it doesn't make me desperate or make me come off crazy. If I was desperate, I would be searching and trying to force it to work with someone even if it wasn't right. There's nothing wrong with people who are looking for something casual – just like there's nothing wrong with me for wanting something more serious. The trouble comes when someone who wants something casual encounters someone who wants something serious and there is a spark and it's hard to let go of. Which is why it's so important to realize that no matter how great someone is, no matter how much it seems like you have in common, if you want different things from the relationship you're going to end up hurt. So keep your intentions in the forefront of your mind, and protect your heart when opening up to something new.
As for me, my current goals are focused on personal growth, writing more often, growing my photography business, growing in my job, repairing certain mindsets that I want to change, spending time with my family, fostering friendships, loving myself, and becoming the person that I want to be. I'm not focused on finding a relationship. I'm focused on working on the most important relationship in my life – my relationship with myself. I have too many personal goals I want to accomplish to use my limited time to actively look for a relationship. In loving myself completely, I've come to develop an image of what I want in a future relationship. Not a "checklist" per se, but a number of things that I know I deserve and that I won't compromise on. I won't settle for less than this. And I believe that right now I can focus on the things that truly matter to me, I can focus on my goals, and I will meet the right person who will treat me the way I deserve to be treated, at exactly the right time, in exactly the right place, without needing to search the internet.
Thank you for allowing me to be vulnerable and accepting me for who I am. Thank you for reading my writing and supporting my passion.
Photography by: 3 Little Birds Photography


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Skater Number: 63
Position(s): Anywhere I'm put or people see me most useful
Derby Debut: 2011 with the Cincinnati Junior Rollergirls
CRG Debut: 2018
Gear: Riedell skates, Reactor plates, S1 helmet, 187 Killer pads, Halo wheels
Awards: MVP Jammer
Fun Fact: My mom, Polly Rocket, used to skate for CRG. During the 2017 fall season, she retired and gave me her number. I had been skating under her number while I was skating with the juniors.


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Reflections on a recent negotiation
I am in the process of organising my wedding, and recently had an interesting negotiation over the final contract with our preferred photographer. Part of the package that they put forward included 100 thank-you cards. We had already organised to get our thank-you cards printed with our invitations, so had no need for this.


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Summary I purchased Builttospec's lighting kit for my TOM about a month ago and it works great, I just wanted to add an on/off switch to the setup. I designed a small cap to fit into the front right hole in my machine and installed a radio shack (275-011A) switch. The wires run down the front side and under the acrylic plate. builttospecstore.storenvy.com/products/48569-makerbot-lighting-kit-white-leds Instructions Once printed, the button hole might need to be sanded slightly to make it fit snugly. The nut on the underside isn't super tight, but everything is so close anyways, it isn't a huge concern. Other than that, wire your LED strip's power through the switch before the 12v connector and you're done!


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Learn To Swear In Spanish – Insult Someone Today
When learning to speak Latin American Spanish, you not only want to be able to say "hola" and "por favor", but in what is a curious phenomenon, one of the fastest things we learn in another language are its swear words.
Maybe it's because a curse has such a forceful meaning and application in a sentence that it's not as easy to banish from your memory as something more quotidian. Taking Spanish as an example, just compare joder (to fuck) and pescar (to fish), which one do you think you'll actually remember? But quite aside from the giggles you might get from this, our facility for naughty words in other languages serves a rather more practical purpose. After all, is there a quicker way to someone's heart than to talk dirty in a language they understand?
Swearing is much more prevalent in Spain than in Latin America, where Catholicism and conservatism ensure that a sort of genteel prudishness prevails. So try not to be too out there with your curse words, especially around old tias at church. But if you're on a night out and you want to impress, be sure to pepper your banter with some choice regional profanities and you never know, you may be downing free cervezas in no time. Or at the very least, you'd be giving anyone who wants to play Let's Pick on the Gringo some serious second thoughts.
Here We Go!
Warning of explicit content below! (Just in case you haven't yet figured out that there are some very offensive words and expressions in this artcle).
So where do we get started? Mexico, apparently. Mexicans love adding a touch of vulgarity to everyday conversation and we thought we'd give you a few useful phrases to give back as good as you get just south of the border.
Chinga tu madre: "Go fuck your mother." Yup, we're jumping right into the deep end.
Coger: Literally, to take. But in Mexico, to fuck.
No mames: Don't suck, or colloquially, "stop fucking around."
Un putero: "A fucking lot of". "Tengo un putero de problemas" translates to "I have a fucking lot of problems." It's how Jay-Z might have phrased it, had he been Latin American.
Madrear: Sounds like to mother, what it really means is to beat the ever living shit out of.
Vale madre/vale verga: Worth a mother or worth a dick. Usually used to denote that something ain't worth a damn.
Of course, people do let their hair down in other parts of Latin America as well. Here are some widely-used phrases that should hold you in good stead throughout the region.
Puta/puto: Very common. Means whore, for both genders.
Coño: The C word. But if it's any reassurance, it sounds much milder and is much more commonly thrown around in Spanish. If you'd like a parallel, it sounds a lot more like "Damn!" to Latin American ears.
Huevo: You'll see this on breakfast menus everywhere, as it's only the Spanish word for the innocuous egg. But we're sure you can make a connection between this humble culinary staple and something rather less appetizing on the human body. Yup, would you like a side of testicles with your frijoles?
Culo: Ass
Piruja: An even more vulgar iteration of puta. Tread with caution.
Mierda: Shit
Cagar: To shit
Cabron: A multipurpose word that covers a wide range of insults. Jerk, wanker, bastard, son of a bitch, you name it. Just add an A to the end to deliver the same verbal smackdown to the next woman who pisses you off.
Pendejo: Dickhead. But also a really unsophisticated term for children in South America, idiot or coward to Mexicans and pubic hair to the rest of Latin America.
Your Turn Now
Now that you have the basics, it's time to get creative and use them to devastating effect in a sentence or a phrase.
Come mierda y muere!: "Eat shit and die!" Pretty self-explanatory
Cara de culo: Face of an ass. Ouch.
Mamahuevo: Cocksucker
Cago en la leche de tu puta madre: "I shit in your whore mother's milk." A mouthful guaranteed to hit where it hurts.
Mira que cabron!: "Don't be a dumbass!"
Me cago en lo se menea!: "I shit on all that moves!" When you're in a damning sort of mood.
Latin America is so much more than sombreros, piñatas and other such clichéd archetypes.
Learning how to swear like the locals will give you an invaluable in to a culture that so many gringos dismiss at face value. You'll also understand from the list that we've compiled for you, you can learn a few things about what's important in the hearts and minds of people in this part of the world.
One of the worst things you can be in this conservative culture is unchaste and one of the worst people to insult is someone else's mother. Moral of the story? Keep a seemly profile when you're out in public and always respect that family will be everything to anyone you meet. Who knew slurs that would make your abuela (that's grandma) turn in her grave would be so educational?
Now Do Something To Help Yourself
Swearing or not, learning Spanish will enrich your life as the locals in Latin American countries will, assuming you're not deliberately insulting them, open their lives to you and, more importantly, become lifelong friends.
Check out the selection of proven products below and start learning today….


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27 Of The Most Successful Small Town Business Ideas
Coming up with a good suggestion is not a static process; it includes a lot of trial and error. Keeping to folks's altering habits and their desire for the final word 'wanderlust', the time is ripe for aspiring entrepreneurs to put their money the place the map is. The most cost-effective measure to open up a home-based journey agency is by tying up with a bunch-company By doing so, you will obtain the benefits of tempo (helping you get your ARC, CLIA, or IATA quantity sooner), comfort (they carry out all of the 'back-finish functions'), and help you earn higher commissions and maintain your costs low.
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Every few years PC gamers start having the urge for an upgrade and in most cases, it's either graphics cards or CPUs. When you start looking to upgrade to the best gaming CPU you may end up deciding on an upgrade which is one if not more generations newer than what you have. This can normally mean you need to upgrade your motherboard and even the RAM as well, making a small upgrade into a sizeable research and building exercise.
This is what has brought you to me, you are now looking for the best gaming motherboard for your hard earned cash. My first suggestion is to research and find the best gaming CPU for your needs first, then worry about a mobo later. I will assume you have decided on the exact processor you want and now are looking for a motherboard for said upgrade.
Below I have listed out all of the most recent motherboard chipsets for both Intel and AMD. So assuming you know the CPU you are planning on buying then all you need to do is scroll down and go through my dedicated "Motherboard Finder". In each dedicated section, I have listed the best motherboards for gaming for the respective CPU and chipset.
This was one massive exercise I undertook so you don't have to worry about spending countless hours comparing one motherboard to another. If you are looking for budget or enthusiast level mobos then I do have you covered, I have ensured that all budgets, types of gamers and even premium gaming PC builders have a board that will keep them happy. I even went as far as i9 and Threadripper boards!
Best Intel Gaming Motherboards
There is no doubt about it, Intel is superior when it comes to raw power in games. With the newest 9th generation of Intel CPUs, it is clear to see that Intel will more than likely be top dog for a few more years too. That being said Intel motherboards aren't all made equal, some are better than others and some are just downright stinkers when it comes to certain aspects – overclocking and RBG being the main complaints about some budget Intel motherboards.
Now that you have decided that you are buying an Intel CPU you will just have to cross match the CPU and chipset below and you will be one step closer to finding your chosen best intel motherboard.
Z390 Motherboards
Intel's 9th Generation processor is a Coffee Lake refresh. Meaning the same architecture as the 8th Generation but with a boost in core speed and cores – and in some cases threads. Hands down the top dog for gaming is the i9 9900K with 8 cores, 16 threads and the possibility of getting it well over 5GHz with overclocking. All of the 9th generations is supported by the Z390 chipset as well as the previously released Z370 chipset. The main consideration here would be opting to buy a newer chipset of settling for the older one.
In most cases, I would opt for the newer chipset as you will not have to do any BIOS updates which you will have to do if you opt for the last generation motherboard. With the best Z390 motherboard on the market, you will have high-quality controllers, great build quality and a motherboard that was specifically designed for your CPU. That goes hand-in-hand with getting the most out of your overclocking potential as not all motherboards can get the same overclock with the same CPU.
Z370 Motherboards
The Coffee Lake range of CPUs was the 8th generation from Intel, which boasted new architecture with additional cores and threads. The i7 8700k became the first commercial processor to hit over 5GHz overclocked without needing a lot of luck. I don't know of anyone that hasn't been able to hit 5GHz overclocked assuming the person has a good CPU liquid cooler for overclocking and a Z370 motherboard that has a VRM that can deliver the power needed for a stable overclock.
I personally own an i7 8700K and can vouch for its gaming performance, overclocking potential and it's workstation performance. Now, I won't sit here and say it's the best but for my main use, gaming, it really was the best when I bought it. I also do a lot of data analysis as the daytime job and the i7 8700K hasn't let me down at all.
As for motherboards I am rocking the ASUS ROG STRIX Z370-E which if I am honest looks OK but I bought it more for features and the reliability for getting over 5GHz overclocked. When I was looking for the best Z370 motherboard I had in mind that I was wanting something that would suit my gaming, VR and have the ports I need for my workstation. The ASUS ROG STRIX Z370-E ticked all the boxes, except the appearance.
There are better-looking Z370 motherboards but they either cost double or have other drawbacks for gaming or overclocking.
Z270 Motherboards
In January 2017 Intel announced and released their latest generation of i5 and i7 CPUs. This comes in conjunction with the latest set of motherboards that both support the new CPUs but also feature upgrades from the previous z170 motherboards. It is worth keeping in mind that if you are upgrading from something like an i7 6600 or 6700k to the new generation 7600 or 7700k then your Z170 motherboard will support your new CPU.
In all honesty, I would suggest you keep the Z170 motherboard and save the money, that would save your budget and gives you the best for your money. Gamers looking to utilise the new upgrades from a Z270 chipset will need to upgrade though, obviously.
I actually upgraded from the legend CPU that was i5 2500K to i7 7700K. I upgraded simply for gaming if I am honest. At the time I was working from home but didn't really see a need in upgrading my CPU as Ryzen hadn't come out and workstation gains for me would have been limited at best.
When the i7 7700K came out the gaming benchmarks were out of this world when compared to the i5 2500K. In some benchmarks, there was double the performance! The full range of Z270 motherboards are great contenders and generally, I would advise choosing based on looks, ports and if you prefer a specific brand. In all my research I haven't been able to find any tangible or real-world test that would make me pick one over the other.
Best AMD Ryzen Gaming Motherboards
AMD Ryzen Motherboards
Finally, AMD has released their latest CPU lineup – AMD Ryzen 5 and 7. These CPUs us the AM4 socket which is supported by X370, B350, A320, X300 and the A/B300 chipsets. Something to note is all Ryzen CPUs can be overclocked but only motherboards with the X370, B350 and X300 chipsets support overclocking.
Overall if you are looking to utilise Ryzen CPUs for a gaming computer then you should ideally be looking at buying the best X370 or B350 motherboard for Ryzen for gaming purposes and feature sets.
Choosing The Best Motherboard
What is a Motherboard?
Let's assume you have come to this page knowing you need a new motherboard but you don't really know what it is, or what it does. Simply put a motherboard is the component that connects all of your other components. It can be known as PCB, mainboard or even system board. It allows your processor to interact with your graphics card, RAM, SSD etc. Some of them can also come with built-in features such as audio, wifi and overclock.
Form Factor / Size & Shape
Not all motherboards are the same size and shape. Just think about the different shapes and sizes of computer cases and you will understand! The standard size is ATX (Advanced Technology Extended) but there are also micro-ATX, mini-ATX and extended or XL-ATX. Your decision on the motherboard should be based on what case you want to use, or vice-versa.


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Staying injury free while training for size is a multi-factorial, multi-layered process. Lifting weights is actually very safe and the injury rates are far lower than many sports. Adding muscle to your frame can help to reduce injuries. In that respect, it is like armor for your body. There are, however, hundreds of gym rats out there dealing with nagging injuries which are completely avoidable. These injuries are roadblocks to muscle gain. Many of the aches and pains lifters are dealing with are due to poor programming choices. By addressing all the elements listed below you will give yourself the best chance of avoiding these mistakes, staying injury free, and building the most muscle possible.
Read the full article here


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Interview: June 2011
June 2011
In ASHES, ASHES, Jo Treggiari has created a truly frightening but completely possible post-apocalyptic world wherein 16-year-old Lucy must survive by foraging, building a shelter in Central Park, and finally learning to trust another person, despite the fact that people are disappearing in the night.
In this interview, Teenreads.com's Usha Rao asks Treggiari about her own set of survival skills and how they match up with Lucy's. She also talks about the inner workings of her introspective protagonist, setting her story in Manhattan, the creativity inherent in YA lit, and --- despite her dystopian ways --- her optimism for the future.
Teenreads.com: The disasters that befall the humans in ASHES, ASHES --- plague, earthquakes, floods, tsunami --- are relentless and epic in scope. What made you decide to create such a harrowing set of circumstances for your characters?
Jo Treggiari: I guess I could say I wanted them challenged to the outer limit of their abilities. Adversity tends to bring out people's true characters --- the worst and the best of them --- but it goes further than that. One of the coolest aspects of being a writer is having the ability to completely reconfigure landscapes and determine events. I like to anchor my fantasy in reality, and since New York City is such a symbol of human ingenuity and power and solidity, it seemed like a good place to set a post-apocalyptic novel. I think we have a basic human fear of being helpless in the face of natural disasters. We can control so much in this modern world, but before a flood, hurricane or earthquake, we are reduced to miniscule creatures.
TRC: Do you foresee that global change and resulting disease and other factorscould pose a similar level of threat to human safety and security?
JT: I have a lot of hope and confidence in science to find solutions and answers, but there's no denying that humans have been hammered by both disease and the changing climate, and that over-population and dwindling resources are a cause for concern. I think awareness of the problems we face is half the battle, and I'm hopeful that we, especially in the Western hemisphere, are cultivating a more global view.
TRC: You vividly imagine how Lucy, the teenage protagonist of ASHES, ASHES,survives for an entire year on her own in the wilderness after the plague hasclaimed her family. How do your survival skills compare with Lucy's?
JT: I did a lot of research for the book. I definitely acquired some knowledge, especially in the areas of foraging, wilderness survival and hunting, but I will add that none of this is practical knowledge. I hope that I would be able to build a basic shelter, but I'd still be wary of eating anything I managed to catch or dig out of the ground. I would absolutely stay away from mushrooms. My mother used to go out and pick them, but my sister and I always let my dad eat them first, and then we would watch him anxiously for any adverse symptoms.
TRC: Lucy --- who has had a typical middle class, urban upbringing until then ---has to pick up her survival skills from a handbook that she finds at a derelict bookstore. Do you own survival handbooks? Do you think everyone should have such a book and/or have actually learned some survival skills?
JT: I do own a foraging book and an herbal medicine book, and I love those worst case scenario books that tell you how to survive a volcanic eruption or a great white shark attack. I was fortunate to attend an elementary school that combined book study with hands-on experiences, so for instance, when we studied the Vikings in Newfoundland in the 1300s, the class built a sod hut. This would be a framework house covered in sections of turf that continued to grow afterwards. And I also learned how to snare and skin rabbits. I think that it's fun to learn about plants and animals, and go camping. I certainly encourage my kids to play outside as much as possible and ask questions about what they see around them. And learning skills in a hands-on approach makes it interesting, and I think gives kids a lot of confidence in their own abilities.
TRC: Lucy has always believed that she has no special talents, unlike her athletically gifted brother or intellectual sister. Yet Lucy is the one to survive the plague that claims the rest of her family. Is Lucy's talent her ability to survive?
JT: I think so. Obviously once you read the book, you find out that she is special in another way, but what I found to be the most attractive quality about her was her stubbornness and her commitment to survive no matter what.
TRC: Why does Lucy choose to remain isolated for such a long stretch of time, when it appears the other survivors were all drawn to finding companionship?
JT: I think she felt very vulnerable in the shelter, and once she realized that no one in any position of authority was coming to save them and that people were mysteriously disappearing in the middle of the night, she left. She was already a bit of an introspective loner, used to exploring by herself, and I think that type of personality can keep company with themselves. She was probably less lonely living alone than she was surrounded by people at that point, if that makes any sense.
And then once she was in the Wilds, the amount of work she had to put in just to survive every day also helped keep her memories and sorrow at bay. I think it's a natural reaction to personal tragedy to want to hide away, to close yourself up. Lucy has the perfect excuse to isolate herself, but she also uses her situation as a means of avoidance. Her decision, partly forced upon her, to join up with the Scavenger camp is her first step towards working through her loss in a healthy way.
TRC: What does meeting Aidan represent to Lucy, who until then has strived so hard to keep to herself? Other than the obvious attraction between them, what is it about Aidan that allows Lucy to be drawn out?
JT: Just meeting another human shocks her out of the cocoon she has woven around herself. In a way she has almost forgotten that other people exist beyond the narrow parameters of her own world. At first she is as suspicious and wary of him as she is of any other humans, but I think because he is relaxed and easy-going, she is also able to partly relax (even though at the time she is up a tree and scared of heights). Then of course, he makes a selfless gesture and leads the dogs away from her. Although she is naturally distrustful, she judges him by his actions, and comes to rely on him, and then slowly she is able to let other people back into her life again.
TRC: In this post-apocalyptic world, not only does science not have any answers tothe problems facing mankind (who have to rely on herbs and traditional ways to survive), it ends up functioning as a threat to Lucy and her friends. Do you view science as a positive, negative or neutral force in the world?
JT: I do place many hopes for our future well-being in science. Before I chose to major in Creative Writing and European Literature, my inclination was towards Biology. I believe that scientists will find solutions to problems besetting us now --- alternative fuel sources, cures for disease, solutions to poverty and starvation. I'm actually quite an optimist.
TRC: Lucy has to eat some pretty horrible things to survive in the wilderness. InLucy's shoes, are there any foods you would not be able to eat? What foodwould you miss most?
JT: I've been a vegetarian since I was 12 years old. I do eat dairy and some eggs, but no fish or meat. Obviously this would make things even tougher for me. I think it's probable that I would give up vegetarianism in order to survive, but I would try to get most of my nutrients from plant-based foods. I would definitely miss ice cream (raspberry and pistachio in particular) and coffee. Not sure I could survive without coffee. There is an alternate made with the plant chicory, but it falls massively short.
TRC: Your story is set in New York City, which is featured very prominently in the book. I was expecting to learn that you were a native New Yorker, but found instead that you live in Nova Scotia, Canada and spent your childhood in England, Canada, Italy and California. What made you decide to set the story in New York?
JT: I've only recently moved to Nova Scotia from New York where I lived for almost 10 years. (I love NY and miss it). It seemed like the perfect place to stage an apocalypse, and it allowed me to do so on a grand scale. There is such a majesty about the cityscape, an energy you can feel just walking around the bustling streets. Re-imagining it as a wasteland was such a powerful image for me.
TRC: You've been a music producer and a boxer. What drew you to writing YA books?In what ways do your other interests influence your writing?
JT: I think you write what you love, and I love reading young adult fiction. I do also read and enjoy nonfiction and adult lit and graphic novels as well, but I feel that YA has a breadth of subject, narrative and style that is unique. Actually, most of the time as a reader, I feel that I would be quite happy and satisfied if I read nothing but YA for the rest of my life. The genre is so diverse, and to write for readers who are open and sophisticated and in some instances experiencing life-changing moments for the first time is so thrilling for a writer. It allows me to re-examine all the swirling emotions I felt as a teenager and write in the most truthful way I can.
All my experiences find their way into my writing in one way or another. If it's not quite as exciting, I can always use poetic license and recast it in a stronger light. The book I'm working on right now uses a lot of my experience as a boxer.
TRC: What is it that you're currently working on?
JT: I just finished a coming-of-age urban fantasy adventure with great white sharks, and my current work-in-progress (see above) is a neo-gothic tale that combines contemporary YA with surrealism. Of course I would love to write another book based in the ASHES, ASHES world.


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Jirka Rysavy
Founder and Chairman
Jirka Rysavy, founder, Chairman and CEO of Gaia, has been Chairman since inception and has served as Chief Executive Officer (except from March 2009 to July 2016). Mr. Rysavy is the beneficial owner of approximately 38% of Gaia outstanding shares. In 1986, Mr. Rysavy founded Corporate Express, Inc., which, under his leadership as Chairman and Chief Executive Officer, grew to become a Fortune 500 company with $4.7 billion of revenue. Mr. Rysavy also founded and served as Chairman and Chief Executive Officer of Crystal Market, a health foods concept, which was sold in 1987 to become the concept and first Wild Oats Markets store. Mr. Rysavy was also Chairman of Real Goods Solar, Inc., founded within Gaiam in 1999 and brought public in 2009. Mr. Rysavy resigned from the board of Real Goods Solar in June 2013 after Gaiam sold its investment.
Kristin Frank
Ms. Frank's career spanned 23 years at Viacom where she served from 2015 to 2017 as Chief Operating Officer of MTV combining her background as both a creative and business driver to lead MTV's revenue growth, operations and long-term strategic planning initiatives. Previously, from 2013 to 2015, Ms. Frank served as Executive Vice President of Viacom Music and Entertainment's Connected Content division, with general management responsibilities for MTV, VH1 and LOGO TV. From 2009 to 2012, Ms. Frank served as General Manager for MTV and VH1 Digital where she was instrumental to MTV's growth to 210 million fans on Facebook. From 2005 to 2009 she served as Chief Operating Officer at LOGO TV. From 1996 to 2005, she held multiple positions at Viacom Media Networks including serving as Senior Vice President, Multiplatform Distribution at LOGO TV as well as Regional Vice President, MTV Networks Content Distribution and Marketing Group overseeing distribution strategy for MTV, VH1, CMT, VH1 Classic, MTV 2 and Logo.
Chris Jaeb
In 2017, Mr. Jaeb founded BeingWell Media, an artist-based content distribution service. In 2006 he co-founded, and until 2010, served as the President of Malama Kauai, a Hawaii-based nonprofit organization. In 1995, Mr. Jaeb co-founded AudioNet (previously Cameron Broadcasting Systems), an internet-based aggregator of digital media, which changed its name to Broadcast.com prior to its initial public offering in 1998. In 1999, Broadcast.com was sold to Yahoo for $5.4 billion. In 1995, Mr. Jaeb founded eAds, the first fee per click advertising company on the Internet.
David Maisel
Mr. Maisel has been a Senior Advisor to Rovio, the owner of Angry Birds, since 2012 and is also the Executive Producer of the Angry Birds feature film, which was released in May 2016. From 2004 until 2011, Mr. Maisel was with Marvel Entertainment, Inc., where he was the Founding Chairman of Marvel Studios and architect of the strategy to make its own films and obtain its $500 million plus film facility. From 2001 to 2003, Mr. Maisel headed up the Corporate Strategy and Business Development for Endeavor Talent Agency. He served as Managing Director of Chello Broadband in Europe from 1999 to 2001 and as President of Livent, Inc., a live theatrical production company, from 1998 to 1999. Before that, Mr. Maisel served as Director of Strategic Planning and Corporate Development for The Walt Disney Company and held positions with Creative Artist Agency and The Boston Consulting Group. Mr. Maisel serves on the board of Eros International.
Keyur Patel
Mr. Patel serves as the Chairman and Chief Executive Officer at Fuse+Media Pvt. Ltd. Since 2008. Mr Patel was a Co-Founder and a Chairman of Fabrik, LLC., led the turnarounds for Inktomi and Maxtor, and incubated, hatched, and ran a number of successful companies including Brience, Metrius, Webvibe, and Phoenix Software. He served as a General Partner of ComVentures. Mr. Patel has also served as the Managing Partner and Chief Strategy Officer of KPMG Consulting Worldwide, Chief Executive Officer at KPMG Internet business, and Managing Partner and Managing Director of the Price Waterhouse Technology Consulting Practice.
Paul Sutherland
Mr. Sutherland has worked in the investment and financial advisory business since 1975. He is founder and President of Financial & Investment Management Group, Ltd. ("FIMgroup"), a registered investment adviser that manages investment portfolios on a discretionary basis for individuals, trusts, foundations and retirement plans that he founded in 1984. As the Chief Investment Officer for FIMgroup, he has been managing values-driven, sustainably oriented, global total return, growth and income investment portfolios for more than 25 years. Mr. Sutherland served on the board of directors of the Utopia Funds, a registered investment company, between December 2005 and March 2009. Mr. Sutherland is Chairman and a founding board member of the Utopia Foundation, Squaring the Education Pyramid Institute, and is author of various books including Virtues of Wealth and the AMA guide to Financial Planning. Mr. Sutherland is also owner of Spirituality and Health Media LLC, the publisher of Spirituality & Health magazine, part owner of Smartwired LLC, owner of The Smart Parenting Revolution, which provides educational tools for parents, and educators, and Yen Yoga and Fitness LLC, the largest yoga, spinning and fitness studio in northern Michigan.
Dae Mellencamp
Chief Operating Officer and Director
Ms. Mellencamp joined Gaia in May 2019 as an independent director and in November of 2019 became our Chief Operating Officer. Previously, Ms. Mellencamp was General Manager and subsequently Chief Executive Officer and President of Vimeo, a leading global video platform and subscription service. During her tenure from January 2009 to March 2015, Vimeo grew to become a top video site reaching over 160 million monthly users worldwide, expanded to multiple languages and new platforms from mobile to OTT and developed a SaaS offering with over 500,000 paying subscribers. From 2004 to 2008, Ms. Mellencamp served as Senior Vice President, Product Management for About.com, a topic-based content site owned by The New York Times Company. Ms. Mellencamp began her internet career in 1997 serving in various leadership and product management roles of both early-stage start-up and established companies including Cablevision, Prodigy Services Company, iWon.com, and Ameritrade Holding Corporation. Since 2016, Ms. Mellencamp has also served as a member of the Brown University Communications Advisory Council.


text: The concept of continuum has been used in a number of contexts within electroacoustic music including Stockhausen's pulse to pitch continuum (and similar continua applied to other musical parameters). Serial composition in the studio was largely concerned with the creation of continua between sonic parameters as a means of creating new musical languages and structuring principles for compositions. Denis Smalley has introduced the concept in relation to perceptually led facets of sound (...)