text:
The Northwestern Undergraduate Research Journal (NURJ) is an annual student-produced journal that showcases outstanding research done by Northwestern undergraduates from across all academic fields.
Our mission is two-fold: to provide an opportunity for the many undergraduates passionate about research at Northwestern to publish their work, and to complement the University's emphasis on interdisciplinary research that spans a wide spectrum of areas including neuroscience, material sciences, social sciences, and humanities.
As the only peer- and faculty-reviewed journal of undergraduate research at Northwestern University, NURJ serves to introduce undergraduates to the review and publication processes indicative of the research world. It is an opportunity for students to engage with the research community and networks.
Editors-in-chief: Andrew Y. Cao, Emily Suen
Editorial Team:
Managing Editors of the NURJ: Leslie Bonilla; Irene Chang
Managing Editors of the NURJ Online: Zhesi Zhuang
Managing Editor of NURJ (Paper) Design: Maia Brown
Managing Editors of NURJ Online Design: Andrew Cortner, Sakke Overlund
Associate Managing Editor NURJ (Paper): Haley Chang
Associate Managing Editor NURJ (Online): Lydia Rivers
Associate Managing Editor NURJ (STEM DEPT.): Jonic Zhehao Zhu
Associate Managing Editor for Paper and Online Design: Sarah Tani
Business Team:
Managing Director of Development: Lucy Yuan
Managing Director of Web Development: Spencer Levitt
Associate Managing Director Development ("Society" Liaison): Shreya Sriram
Associate Managing Director Development (NU-Q Liaison): Khaled Abughoush
Senior Staff:
Senior Editor (NURJ Paper): Amanda Murphy
Senior Editor (NURJ Paper): Joy Zheng
Senior Editor (NURJ Online): Niva Razin
Senior Editor (NURJ Online): Shreyas Iyer
Senior Designer: Maggie Zhang
Senior Staff (DEV-HR): John Cao
Senior Staff (DEV-Marketing): Gab Tsoi
Senior Staff (DEV-Finance): Ina Huang
Please email firstname.lastname@example.com for more information
Editor David Zane
Editor Shreyas Iyer
Editor Pranav Baskar
Editor Daisy Conant
Editor Hongrui He
Editor Yuchen Liu
Editor May Nguyen
Editor Alex Gallard
Publisher: Prof. Allen Taflove
Northwestern University
2145 Sheridan Road
Evanston, IL 60208
Office: (847) 491-4127
Fax: (847) 491-4455
Email: firstname.lastname@example.com
Editor-in-chief: Andrew Y. Cao
Publisher: Prof. Allen Taflove
Northwestern University
2145 Sheridan Road
Evanston, IL 60208
Office: (847) 491-4127
Fax: (847) 491-4455
Email: firstname.lastname@example.com
NURJ (Paper):
Managing Editor: Leslie Bonilla
Associate Managing Editor: Amanda Barraza-Murphy
NURJ (Online):
Managing Editor: Emily Suen
Associate Editor: Jagoda Rachwal
Associate Managing Editor: Zhesi Zhuang
Director of Web Development: Lucy Yuan
Graphic Design Team:
Director: Stephanie Shin
Associate Director: Andrew Cortner
Associate Director: Sakke Overlund
Editor Niva Razin
Editor Joy Zheng
Editor Haley Chang
Editor Lydia Rivers
Editor David Zane
Editor Shreyas Iyer
Editor Pranav Baskar
Editor Daisy Conant
Artist Sarah Tani
Artist Coco Huang
Artist Maggie Zhang
Artist Maia Brown
Counsel Jonic Zhehao Zhu
Counsel Yuchen Liu
Special Counsel Irene Chang
Outreach Coordinator Shreya Sriram
Outreach Coordinator May Nguyen
Development Staff (PR) Alex Gallard
Development Staff (PR) Amanda Davis
Development Staff(Finance & Strategy) Khaled Abughoush
Development Staff (Marketing) Gabrielle Tsoi
Development Staff (Marketing) Ina Huang
Development Staff (HR) John Cao
Web coordinator Spencer Levitt


text:
Farting Around
Listen: We are here on Earth to fart around. Don't let anybody tell you any
A couple progress points from the past week:
I hope this helps someone else working through the FI program sometime in the future. The incorporation piece of the program caused a lot of angst for me personally and a couple others in my cohort. I hope this helps explain why I ultimately chose to incorporate and keep going in the program

subset: commoncrawl


text:
We're back in the Goldmine in the Closet, thanks to Sugar's CousinEmily.
Emily did a bit of sleuthing of her own, and found some Find-A-Grave memorials for Sugar's Uncle Bill, more formally known as William Basinger Lawton. Uncle Bill married twice, but Find-A-Grave doesn't know about that. They only know about Uncle Bill's wife Josephine.
There's also an obit that Emily found.
Here's the link, and here's the image that I cropped out of the online image.
Josephine Besselieu Lawton, 77, of River Drive, Chimney Rock, died Thursday in a Saluda nursing center after a long illness.
She was a native of Savannah, Ga., and had lived in Rutherford County of 12 years. She was a daughter of the late William and Kate Sweat Besselieu.
Surviving are a stepdaughter, Mrs. Edward Hubbard of Coral Gables, Fla., and a sister, Virgie Hall of Statesville.
Services will be held at 2 p.m. Friday in the Episcopal Church of the Transfiguration in Saluda. The Rev. Charles C. Covell will officiate.
Memorials may be made to the church.
Thos. Shepherd & Son Funeral Directors is in charge.
There are those of you who noticed that Josephine's mother's maiden name was Sweat, and you will remember that I photographed a memorial for a Robert E. Sweat in the graveyard at Robertville just last week.
Right now I don't know the link between Robert E. Sweat and Kate Sweat Besselieu, but y'all know me well enough to guess that this post will be derailed a bit away from Sugar's Uncle Bill.
I showed Sugar the links that Emily found, and he mumbled something about his great-grandfather William Starr Basinger taking in some children named Sweat. He produced his g-grandfather's "Reminiscences", and made copies of two pages.
About Sept 1, 1887, we received two new inmates into the family — the daughters of my deceased friend and fellow-soldier, Francis Ripon Sweat, commonly called by his friends Rip Sweat. He was a member of the Guards when the war began — served with us all thro it — was 1st Sgt of Company C at its close — was elected 1st Lieut of his company when we re-organized after the war — was detailed by me to the post of Adjutant, and held that post for some time. He was always a staunch and devoted friend of mine. He married, after the war, a Miss Hardee, of Hardeeville, So Ca — an exceedingly nice lady, whom your mother and I respected and liked very much. They had two children, Kate H. and Arabella V. He had, at the time of his death, two policies of insurance payable, one to each of these children As Mrs. Sweat had to administer on his estate, she exhausted her credit in giving bond, and could find no one to be her surety on the bond she would have to give as guardian of the children — an office to which it was necessary that some one should be appointed in order to secure the insurance money for them. In this strait, she and some of her friends appealed to me, and volunteered to go on my bond if I would consent to be appointed. I did consent, and was appointed. This was in 1880. I received their money, and invested it and, as Mrs Sweat contrived to get on without calling on me for the income, I invested that as fast as I could. And I may say now that by the time the children came to us, their property in my hands had doubled. Mrs Sweat died in the early Summer of 1887. None of her relatives nor Rip's were in a position to take the children, and they were in great trouble to know what to do with them. Mr W P Hardee, their uncle, wrote to me to ask my advice. It occurred to your mother and me that, as Leslie had no suitable companions of her own age in Dahlonega, and as we inferred from our knowledge of Mrs Sweat that her little girls were probably nice children, we would take them ourselves and let them attend the college. After much consultation and hesitation about it, we decided to do so, and they were sent up to us at the time above stated. Kate was sent to the College, and Belle, for a time, to a private school. These girls remained with us till Sept, 1890, or thereabouts. I then thought it best for Kate that she should go to a regular girl's school; and, as it was not considered well to separate them, it was settled that Belle should go with her. They were sent, accordingly, as their parents had been Baptist, to quite a famous Baptist school for girls at La Grange, Ga. And then I proceeded to be dismissed from my office of guardian — Mr W P Hardee was appointed in my place, and I turned over everything to him. Kate has since been married to a young man named Besselieu, and is living in Savannah. Belle died a year or two ago. I am writing now on August 14, 1896.
He couldn't possibly have known that his grandson – his namesake – would marry the daughter of one of the little girls that his family took in.
And I'm completely off-track about Uncle Bill and his photos in the Gold Mine…


text:
KLAY EnerSol provides Online Fireside Cleaning and Industrial Insulation solutions across south-east Asia. Latest technology of Insulation in Industry.Learn More
IA-Community is the leading organization that focuses on both online and print media to serve the marketing needs of specialized industries in the region. ADVANCE BOILERS SDN BHD. ADVANCE THERMAL ENGINEERING SDN BHD. AGRESSTEK (M) SDN BHD. AMALGAMATED METAL CORPORATION (M) SDN BHD. ARITA ENGINEERING SDN BHD.Learn More
Considering a career at Advance Boilers Sdn Bhd? Learn what its like to work for Advance Boilers Sdn Bhd by reading employee ratings and reviews on JobStreet.com MalaysiaLearn More
IOI ACIDCHEM SDN. BHD. (formerly known as ACIDCHEM INTERNATIONAL SDN. BHD.) 33.5MW GAS TURBINE COGENERATION SYSTEM FOR TORAY INDUSTRIAL COMPLEX AT PRAI, PENANG-COGEN LicenseApplication Licensee: GAS MALAYSIA ENERGY ADVANCE SDN. BHD. Compliance to DOSH Requirement for Reporting-Periodic Inspection on Internal Combustion Engine IOI ACIDCHEM SDN. BHD.Learn More
Our advanced fuel oil for use in boilers and other equipment for generating heat and energy in manufacturing operations and processes. Asergy's, Fuel Oil can help improve the reliability and the performance of the entire boiler system, from the storage tank right to the chimney. This Fuel Oil' is designed to:Learn More
EVA based. EVA based hot melts are basically solid at ambient temperature. We manufacture comprehensive range of EVA hot melt product for various applications.Learn More
Advance Boilers Sdn. Bhd. Lot 4, Jalan Waja 15, Kawasan Perusahaan Telok Panglima Garang, 42500 Telok Panglima Garang, Klang, Selangor Darul Ehsan Boilers, Boilers combined, gas heated and indirect heated, Pumps heat with boiler, Pumps - boilersLearn More
Advance Boilers Sdn Bhd Export Data And Contact. Follow Advance Boilers Sdn Bhd and export contacts of the company & B/L at Data Management Center, while new transactions, you'll get new messages. Advance Boilers Sdn Bhd | myStarjob.com. Advance Boilers Sdn Bhd. Lot 4 Jalan Waja 16 Kawasan Perusahaan Telok Panglima Garang. 42500 SelangorLearn More
Algotech had executed project as small as RM5,000.00 to RM 50 million, and has provided services to such esteemed companies like Petronas Gas Berhad, Toyo Engineering Corporation Japan, Technip Geoproduction (M) Sdn. Bhd., and others reputable clienteleLearn More
Apply as a Project Engineer (1824260) at Advance Boilers Sdn Bhd in Klang. Find out more Job Vacancies via Jobstore.Learn More
Mackenzie Industries is the leading turnkey steam solution supplier & biomass boiler manufacturer which specialized in providing renewable energy systems, customized steam and energy solution.Learn More
ADVANCE NLK ENGINEERING SDN BHD. was established in the year of 2007 and is based in Malaysia, specialized in providing services of boiler consultancy, services & repair, supply of spare parts, instrumentation, various type of control system involve with steam process.Learn More
PMM dedicated plastic components moulding! One-Stop Total Manufacturing Solution.Learn More
LKS (M) SDN BHD is a Malaysian based company incorporated in earlier 1990. It is today a growing engineering company specializing in Instrumentation & Valve, Continuous Emission Monitoring System, Online Effluent Monitoring System, Dust Analyzer System, Total Boiler Control System, Auto Sterilizer Control System, Biogas Safety Cut-off System, Biogas Analyzer System, Tank Gauging System, PlantLearn More
About us. Advance Boilers Sdn. Bhd. is a mechanical or industrial engineering company based out of Jalan Waja 15, Telok Panglima Garang, Selangor, Malaysia.Learn More
Sebagai informasi, perusahaan memegang lisensi produk Advance Boiler dari Advance Boilers Sdn Bhd yang merupakan perusahaan spesialis pembuat boiler dan bejana bertekanan di Malaysia. Produk-produk Advance Boilers antara lain Minster dan Beevor Fire Tubes Boiler, Atlas Combi Boiler, dan Empire Water Tubes Boiler.Learn More
Wah Seong Corporation's RE Division comprising of Jutasama Sdn. Bhd. and its subsidiaries, PMT Industries Sdn. Bhd. and Mackenzie Industries Sdn. Bhd. The divison is a leading process and power generation equipment provider with a strong track record servicing various industries across the world.Learn More
A.K.K. Engineering Sdn. Bhd. was founded by the late Mr. Ang Kan Kiong in year 1996 and we have been actively participating in Malaysia's plant construction business since then. It is led by a group of experienced professionals with proven track record of excellent quality and service in this industry.Learn More
TENAGA TIUB SDN BHD : Since our formation in 1988, Tenaga Tiub Sdn Bhd has been committed to a vision of excellence. Today, we have achieved a strong track record in numerous successful EPCC projects, industrial process plant and equipment fabrication and installation as well as engineering product supplies and critical plant maintenance services.Learn More
Advance Boilers Sdn Bhd. On Advance Boilers (Steam Energy) section began with the incorporation of Advance Boilers in 1989. Led by an experience management made up of engineers, we are primarily involved in the designing, manufacturing, installation, testing, commissioning and maintenance works of boilers and unfired pressure vessels. Read MoreLearn More


text:
Adrienne BoettingerTuesday,25 December 2012
The Snap:
Here at The Snap Download we like snarky. That's part of what drew me to become a writer here along with the potential to rant about things that tick me off and institute new drinking games (Get ready for a double…so-called fiscal cliff). However, as I prepare to have drunken and/or overwrought conversations with family members around the Christmas tree about who emotionally scarred who more, I need a little pick-me-up. That is why I bring you 5 Things That Make Me Think We're Not All Doomed.
The Download:
#5: Binders Full of Women. I know what you're thinking, "Adrienne, you said you were going snark-free and yet your first item is a jab at former presidential candidate Mitt Romney." Here is why: about a minute after he uttered those ill-fated words, a woman looking for a job created a Tumblr account and a meme was born. People piled on with wondrously creative posts. I like her resilience and I love watching the snarky innovations of Americans.
#4: Politicians Who Actually Do Things. I give our politicians, particularly those in Congress, a hard time because I think a lot of them deserve it. Unfortunately, we just lost one of the ones who was an outstanding example of how to serve your country, Senator Daniel Inoyue. But there are still some good ones around like Senator Barbara Mikulski—longest serving woman in Congress and 1st female head of Senate Appropriations and Senator-elect Tammy Baldwin—first openly gay Senator.
#3: Dogs Helping Soldiers. Okay, so dogs pretty much make everyone feel better. That's why people took them to Newtown after the shooting, why people at the nursing home love to see my attention-seeking dog Charlie, and why veterans in Fayetteville love the visits from retired military dogs. Dogs do things that people cannot, like listen more than they talk and not ask anything of you other than to let them love you unconditionally.
#2: 26 Acts of Kindness. While many people's reactions to what happened in Newtown was to run out and buy more guns, hold an insane press conference, or complain on Facebook about all the people talking about what happened, others responded with acts of solidarity and kindness. NBC's Ann Curry had the idea for people to commit 26 Acts of Kindness in honor of the victims. This is how you light a candle instead of cursing the darkness.
#1: CNN Heroes of the Year. You can find heroes everywhere if you look hard enough. CNN awarded 10 remarkable human beings its Hero of the Year Award. Read their stories when it seems like the world is doomed. They'll give you hope and hopefully inspire you to do something.
May your Christmases be merry, your Solstices bright, your Holidays happy, your New Year's healthy and your Festivus festive! Read some of the top autocorrects of 2012 to your family members at dinner when things get tense; you'll have eggnog coming out of your nose in no time.
Hat Tips:
Mashable, NPR, Huffington Post, Metro Weekly, The Times News, CNN, Image Credit: Flickr
Take Action!


text:
Throughout my 15 years in the fitness and sports performance industry, I have met and heard 100s of coaches and 'experts' speak about different training topics. While most of what has been presented was very basic and general information, sometimes with 'original' terminology (usually done for marketing purposes), occaisionally I came across a few people who were absolute gems and truly were experts in the industry. These were the coaches that had the most impact, and the biggest influence on how I train my athletes today, especially the programming methods and styles used to get results with even the most advanced athletes. Anyone can produce results with mediocre athletes, but it takes an skilled and educated coach to get results with the best athletes.
Quite possibly the most influential athletic performance (strength and conditioning) coach in my professional career has been Kevin Ebel. Kevin has an impressive resume, including years as the Head Strength and Conditioning Coach at the U.S. Olympic Training Center in Lake Placid, NY. (I had the fortune of coaching under him In Lake Placid). I can honestly say, after being in this industry for such a long time, and meeting countless coaches, that Kevin has forgotten more than most coaches will ever know, and has trained more high level athletes than over 95% of coaches still active. I have learned that it is often the coaches you don't hear about that are making the biggest difference and doing the 'Big Things." Those who make the most noise are usually just making the most noise, and moving around hot air; these are the so called-experts, and unfortunately the ones influencing so many young aspiring coaches in the industry. (Note: Stop blowing around hot air and let your athletes and your results speak for you).
As a coach, there are very few strength and conditioning coaches capable of discussing training the nervous system, or neurological training for elite sports performance, like Kevin (I think Tom Myslinski and Buddy Morris are 2 additional mentors with a similar understanding).
Take a minute to review the coach profile about Kevin Ebel. I would suggest reaching out to him if you are interested in learning a ton about optimally training athletes.
What is your name?
Kevin Ebel
Where did you study?
University of Minnesota, BS Kinesiology, emphasis in Exercise Physiology, University of Minnesota, M.Ed., emphasis in Sports Management
Do you feel that your formal education helped prepare you for your career path?
Formal, not so much, biomechanically and physiological yes. On the practical and implementation side of practicing the science, you can't learn that in school. Hands on volunteer, internships and graduate assistantships help you learn how to apply the book smarts fully.
What Certification(s) do you have?
CSCS. I used to have USAW but they kept changing their recertification qualifications and weren't consistent with all members on what they needed to be considered certified so I stopped it.
Where do you currently work?
I own my own business, NTS Athletic Development.
Where have you worked in the past?
I interned and GA'd at the University of Minnesota. From there I was an intern, then Interim Strength Coach then Head Strength and Conditioning Coach for Winter Sports for the United States Olympic Committee and Head Strength Coach for USA Women's Hockey. From there I was the Strength and Conditioning Coordinator for Performance One Athletic Development in Columbus, OH.
What experiences have helped shape you as a coach?
I would have to say there are two major occurrences in my life/career that have shaped my coaching philosophies. The first is the time I spent at the University of Minnesota. Don't get me wrong, I love the school. But back then the main S&C coach I worked under influenced me greatly. From him, I learned everything not to do with athletes. We had more injuries in the off season than in-season due to the training he implemented. However through that time there, the Olympic Strength Coach was the exact opposite of the guy I worked under. I learned a great deal from him on the importance of programming and technique.
The second thing that solidified my coaching style is when I became severely injured from years of not training with perfect technique. Doctors had said I would never be able to train again due to my back injury. There was no one occurrence that did it. It was due to years of training poorly. I spent a year retraining my body on how to move more effectively and become more stable. That experience opened my eyes to how important it is to ensure that all athletes utilize the correct muscle recruitment patterns and keep their entire body balanced and in check.
Can you explain what your role is with your current team/athletes?
In the private sector, things are a lot different. The ability levels aren't always there. With young kids, it's about teaching them how to move more efficiently and effectively while staying stabile to reduce extra and wasted movements and energy. With older, more experienced athletes, it's about getting them to their optimal levels of ability and showing them what they are truly capable of. Often having to reinforce proper mechanics along the way.
For adults, it's keeping them focused and motived to push themselves to their potential. Often they don't realize how much they can actually do. You have to get them out of their comfort zone.
What coaches have influenced you?
Hands down, going back to the University of Minnesota, Brad Arnett, who was the Olympic Strength Coach at the time I was there; who went on to the Head S&C and Arizona then now has his own private place near Madison WI.
Aside from that, many Eastern European block countries who do things right. The problem with America is, "Supersize everything." What they do works, we'll do more, not always the case.
What different training methods do you like to use? Or, what is your coaching philosophy?
It's not about how much weight you use but how well you move it. Neurological training is my focus. Learn how to move properly with the least amount of effort, recruit the proper muscles to do the movement, then get them to fire faster. Technique is key. I want you to work hard in your training, but I don't want you to learn to be a hard worker. Hard workers aren't always the most athletic.
What was the coolest experience you had as a strength coach?
Hard to say – opening the eyes of an NFL Rookie of the Year player to realize he didn't have to work as hard but could be better; helping set the record for number of medals won in the Olympics; helping an athlete who didn't think she was good enough to compete in college and get a D1 scholarship; or helping a non-athlete youth develop more confidence in his life for the first time because he saw progress and leadership in his workouts.
What is a typical day like for you (I know, strength coaches don't have typical days…)?
A lot different than it is in the collegiate or professional setting. I do a lot of programming work as well as financial and business related things in the AM. Then on some days head in to work around 11:00 to set everything up for the day. On those days I usually work till 9:30pm. Some days I do work all day on the computer, phone, e-mail, etc. and head in for 2:30 and work till 7:30. However, due to help from my staff, I am able to get out some times and perform other work for other side businesses I run as well as spend time and help with family affairs.
I would have to say this is unique though in the private sector. Many private places are open from 5:30am – 10:00pm.
What are the 3 things you like the most about what you do? NA
What is your biggest frustration with this industry?
No consistency in training methods, teaching, and certifications. Everyone thinks they know best. There is no set standard. The NSCA was founded to provide Strength Coaches with credibility. However, it's turned into a for profit machine. Just because you are certified, doesn't mean you know what you are doing.
Add to that all the other personal certifications out there who think they can train athletes as well with no educational requirements as well as all the trending places like Cross-Fit who think they know/can do the same thing as long as you pay them the money for cert. or franchise rights.
Do you have any suggestions for making the industry better?
Set a standard based on science and biomechanics, not on trends and money because Americas problem is, "I want it now and I want it fast".
For those readers who don't know the difference, can you tell them what the difference is between a strength/performance coach and a personal fitness trainer? (maybe just give main differences)
Easy – education! A Strength Coach MUST have at minimum a BS, in most cases, many have a Master's degree. Personal trainers – all they need is a HS diploma and weekend course and a desire to train hard.
Any advice you would give someone looking to get started in this industry?
Honestly and sadly, the first thing I always advice volunteers or interns is to reconsider their field of study. I don't usually advice students to go into this field due to the inconsistency and headaches it produces. Too many parents or coaches (who's full time job is teaching math) think they no more than you. When with the USOC, everyone wanted my advice. Now in the private sector, every Middle school and High school coach thinks they know more than me cause they played sports in HS and want control of the team. Add to that the fact that the NSCA certification is so diluted and most high priority jobs are given to people who have connections rather than who know the most and has proven themselves.
Do you think requiring a license to practice would help clean up the industry?
Sure, only if there were a non-profit organization out there who didn't care about numbers and actually set themselves aside from everything else out there and provided constancy. If that could ever happen, ¼ of the people would become certified and everyone who hired those people would have to become more educated. I can't tell you how many times I heard of people losing out on a job because someone who used to be roommates with someone and likes to work out got an NFL or NHL job. Or a former athlete who I trained was trying to make a comeback in some minor league got a call from a relative and he gets a job to train at the professional level, even though he didn't know how to train himself for a tryout.
Bottom line, sadly to say, it's about who you know, not what you know. 98% of those out there don't know they don't know.


text:
The Fed Cut, Now What?
- •
- Features
The Fed Cut, Now What?
As was widely expected, the Federal Reserve reduced the Federal Funds Interest Rate by 0.25% on July 31. Citing slowing global growth, weakening business investment, declining exports and a soft housing market, the Fed is trying to maneuver the economy through an economic soft patch. However, the Fed stopped short of suggesting a series of interest rate cuts, meaning this could be all we get. This was a disappointment to many, sending markets lower after the news. However, taking a bit of a contrarian view, I am happy they did not detail a longer-term plan for continued rate cuts. In essence, the Fed is sticking to its recent mantra and remaining data dependent.
On many fronts the U.S. economy did not warrant an interest rate cut. Employment is strong, consumer spending is strong, and economic growth is above trend. However, it is the negative change in growth that spawned the cut. Based on data available to the Fed today, it is very possible that economic activity continues trending negatively as the U.S. embarks on further trade negotiations.
As if right on cue, two days after the rate cut, President Trump announced a further round of trade tariffs on Chinese imports, beginning September 1st. When the newly announced tariffs take place, all goods imported from China will have an additional tax. These additional tariffs will negatively impact global trade. As such, news of the tariffs sent stock markets and interest rates immediately lower. Trade negotiations remain the single most important uncertainty impacting markets. A deal could coalesce any day, but in the meantime, increased trade tensions could force the Fed to reduce interest rates even further over the remainder of the year.
In many respects the Federal Reserve has very few bullets in their gun. With interest rates so low, they lack some of the firepower normally available during recessions. It appears that the Fed is trying to get in front of an economic slowdown. These "insurance" rate cuts are like firing a warning shot hoping to scare off an attacker. It may just work, but the risks are mounting if growth does not reaccelerate.
Most importantly, what does this mean to investors? The hope is that the Fed's more accommodative stance will help spur economic activity. Specifically, the Fed is looking for a strengthening in business investment and residential investment. These were the weak areas in the latest GDP report (read our Features article to find out more). If lower interest rates succeed in stimulating investment, then economic growth could rebound toward 2018 growth levels. This would be a positive for stock markets and is worth watching closely. If unsuccessful, a recession could hit in the next couple of years.
With so many important changes impacting markets, the team at Allegiant is diligently examining the data in order to alert you if and when it requires changes to the investment strategy. As always, conversations about your income and cash needs over the coming months and years help as we evaluate how to prudently invest your portfolio.
If you would like to see more data and charts about the economy and various financial markets, please click here to view our Monthly Insights book.
Benjamin W. Jones, CFP®, AIF®
President, Chief Investment Officer, Principal


text:
034 – Jon Dwoskin- Dealing with Finance
In this episode, KT and Jon Dwoskin discuss:
- What's the right thing for people to be thinking about as they go into business
- Can you teach someone to be an entrepreneur or does it come naturally?
- What to do when your company gets stuck
- What makes someone great at leading people
Key Takeaways:
- You need to decide if you can be an entrepreneur by yourself, or if you need a business partner
- Companies need to get a coach to shake them up and get them moving
- It is easier to start a company and compete with others than ever before
- If you go through your whole life playing not to lose, at some point you'll regret i
"A lack of consistency is a big place where people begin to fall short." — Jon Dwoskin
Connect with Jon Dwoskin:
Twitter: @jdwoskin
Website: www.jondwoskin.com
Email: email@example.com
Connect with KT Thomas: https://ktsmoneymatters.com/
Purchase KT's book- The Hardworking Woman's Guide to Money
Show Notes by Show Producer: Jessie Taylor
Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.


text:
Our Defective Medical Devices Case ResultsGet Help Now
Innocent people harmed by defective medical devices deserve to have the representation of experienced attorneys who will fight for them. We share descriptions of our recent defective medical devices cases and their outcomes so that you can get a better idea of what we may be able to do for you.
DISCLAIMER: The results are specific to the facts and legal circumstances of each of the clients' cases and should not be used to form an expectation that the same results could be obtained for other clients in similar matters without reference to the specific factual and legal circumstances of each client's case.
- Page 1
Pinnacle Hip Implant Verdict $1 Billion


text:
Administration has shared information with Council on the general approach to the Maple Leaf Pool Reconstruction and the Replacement of Wascana Pool projects and the development of programming for the Heritage neighbourhood during the pool construction phase. In order to move forward with Council's decisions, Administration recommends Council's approval to proceed with the procurement of a qualified consultant for the design of the Wascana and Maple Leaf Pool projects.
The City of Regina (City) currently has 5 outdoor pools that provide sport, recreation, fitness and learn to swim opportunities for the public. These pools were built between 1946 and 1962, resulting in an average age of 64 years. In 2018 outdoor pools emerged as an urgent priority, as Maple Leaf Pool could no longer be opened for the 2019 season, due to condition and age. It was also determined that due to the condition and age of Wascana Pool it could no longer be operated past the end of the 2019 season. This information was shared with Council as part of the 2019 budget process and this report considers next steps based on Council decisions.
Through the 2019 budget process Council made a decision to replace Maple Leaf Pool, provide additional summer programming in the Heritage neighbourhood to help fill the gap left by the pool closure and to consult with the community on the replacement of Wascana Pool. The following table outlines general timing and Administration's approach to these three projects.
Heritage Neighbourhood Programming Options
Maple Leaf Pool Project
Wascana Pool Project
· Consultation with Heritage Community Association regarding potential program models and transit/transportation options to provide access to other pools. · Consult with Heritage community
· Secure consultant for Maple Leaf and Wascana Pools Projects · Project start-up meeting
· Secure consultant for Maple Leaf and Wascana Pools Projects · Project start-up meeting
· Consultation with community continued · Finalization of program planning · Communication with community regarding programs · Potential program start-up
· Infrastructure analysis and industry best practice information · Preparation of conceptual design and project costing · Community and stakeholder consultation · Demolition begins
· Infrastructure analysis and industry best practice information · Community, user and stakeholder consultation · Preparation of conceptual design commences · Wascana Pool opens
· Program operational
· Demolition complete · Detailed design and tender package prepared
· Wascana Pool operational · Demolition begins at the end of the 2019 outdoor pool season
· Program evaluation and consultation with Heritage Community Association
· Financing plan to Council as part of 2020 budget process · Construction tender released and awarded
· Demolition complete · Conceptual design and costing complete · Financing plan to Council as part of 2020 budget process
· Implement program changes, if required
· Construction begins
· Detailed design and tender package prepared
· Depending on program - potential start-up
· Construction continues
· Construction tender released and awarded
· Commissioning and Opening (TBD)
· Construction begins
· Program evaluation and consultation with Heritage Community Association regarding future programming
· Construction continues
· Potential program continuation
· Commissioning and Opening (TBD)
In order to complete these projects within the time frame presented above, Administration is requesting Council's approval to initiate and award a Request for Proposal to hire a consulting team to complete the consultation, concept planning, detailed design and tender package development and potential construction contract management of the Maple Leaf and Wascana Pools projects.
Financial Implications
On December 10, 2018 City Council considered Item CM18-15: 2019 General and Utility Operating and 2019 - 2023 General and Utility Capital Plan. As part of this, Council approved the following:
1. To allocate $1.5 million from the 2019 General Capital Budget to decommission the existing Maple Leaf and Wascana Pools and to engage a consultant to design the replacement facilities; and
2. That Administration bring back a funding mechanism in early 2019 that will support Maple Leaf Pool.
Administration has prepared a project plan for the design and construction of Maple Leaf and Wascana Pools. Funding is currently in place to complete the required work in 2019. Therefore, Administration will bring a fulsome financing plan for Councils consideration as part of the 2020 budget process.
Environmental Implications
An environmental assessment and impact study will be conducted and environmentally efficient and sustainable options will be considered through the design process.
Policy and/or Strategic Implications
Council's decisions related to Maple Leaf and Wascana Pools support the Design Regina: The Official Community Plan Bylaw No. 2013-48 community priority to develop complete neighbourhoods.
Other Implications
There are no other implications related to this report.
Accessibility Implications
Accessibility will be a consideration with programs developed in consultation with the community. It will also be a consideration as part of the design for both Maple Leaf and Wascana Pools.
The Parks, Recreation and Cultural Services Department is working with the Citizen Experience Department to develop a communications plan for all three projects included in this report.
City Council approval is required for the recommendations contained within this report.
Respectfully submitted,
Laurie Shalley, Director
Parks, Recreation & Cultural ServicesDiana Hawryluk, Executive Director
City Planning & Community Development
Report prepared by:Janine Daradich, Manager, Recreation Planning & Partnerships


text:
Marilla M. Ricker Achievement Award
Since 2000, the Marilla M. Ricker Achievement Award has been presented annually at NHWBA's Fall Reception. Its recipients are women lawyers who have achieved professional excellence, and paved the way to success for other women lawyers, or advanced opportunities for women in the legal profession, and/or performed exemplary public service on behalf of women.
You can learn more about Marilla M. Ricker, a woman of many New Hampshire legal firsts, here.
Past Ricker Award Winners
Back (L to R): Marital Master Deborah Kane Rein, Jennifer Parent, Ellen Musinsky
Front (L to R): Hon. Jean K. Burling, Maureen Raiche Manning, Justice Carol Ann Conboy, Lucy C. Hodder
L to R: Ellen Musinsky, Justice Carol Ann Conboy, Emily Rice, Deborah Rein, Connie Rakowsky, Lucy C. Hodder, Mary Susan Leahy, Jennifer Parent, Hon. Susan Carbon
Back (L to R): Carol Hess, Linda Johnson, Cathy Green, Representative Ann McLane Kuster, Deborah Rein, Connie Rakowsky, Emily Rice
Front (L to R): Ellen Musinsky, Hon. Jean K. Burling, Hon. Tina Nadeau, Justice Linda Dalianis, Justice Carol Ann Conboy, Hon. Susan Carbon, Jennifer Parent
Award Recipients
Nomination Process
The nomination process for 2019 is now closed. Please stay tuned for details about how to nominate someone for the 2020 award.


text:
We are looking for someone to help on Wednesday/Thursday from 7:30am to 5pm. The hours are a little flexible. My husband works from home. We have a dog. Kids are really sweet and play well together.
We are looking for in-home care for our cute kiddo. Daycare is closing due to coronavirus and my husband and I both work full time. Help!
In addition to being a mother, I am also a family support liaison for the Evergreen School District, mentor, volunteer, soccer coach, homeschool preschool teacher & CPR certified! Just want to help...
**Looking for Experienced, Reliable Nanny 50+ Hours/Week for nanny share** We are looking for an experienced, reliable Nanny to care for 2 infants starting in mid-March/early April. We are two...
Do you have any interest in babysitting two 10 year old best friend after school and then after camp when summer starts 3-5 days per week? Depending on the day, it would involve picking up from...
Looking for a sitter for Tuesday, Mar 31
We are looking for a reliable sitter to watch our 3 year old son in our home. We need someone every other Tuesday and Wednesday, starting March 31. Our son enjoys crafts, being read to, and playing...
Parents are both working from home during the time we need care. We need help keeping toddler occupied and entertained a few hours a day.
Hello I'm jose and Jeanette are kids are Joseph and Julissa. we would like to set up meeting first so we can go over the details of the care for are kids. we can wait to meet. Thank you.
We are looking for a full time nanny for a few months before our twins girls go to daycare in August. Both my husband and I go back to work in April. They were born in mid-December.
Looking to hire a babysitter, full-time nanny, date night babysitter, or last minute child care? Look no further than UrbanSitter, the most powerful of all babysitting websites, where you'll find the best babysitters trusted by parents like you. Unlike traditional babysitter or nanny agencies, UrbanSitter connects you with baby sitter reviews written by parents you know and trust, and helps you book babysitters and nannies instantly on-demand.
What sets UrbanSitter apart is its amazing local network of babysitter and nanny recommendations from parents you're connected with through school, moms and dads groups or social networks. It's like asking every parent you know who the best babysitters are in your area, but without the legwork. Sign up for free to start your babysitter search today on the site or babysitting app. Whether you're looking for an after-school sitter, part-time childcare, morning nanny or carpool helper, UrbanSitter has you covered.
To find babysitters in your area, start with a babysitter or nanny search by date or post a job to find available babysitters and nannies. Then, use custom filters to find a baby sitter in your neighborhood with your qualifications such as a background check, child and infant CPR certification, babysitter with car, or special needs experience. You can even save your search to be notified whenever new babysitters join and meet your requirements. If you're looking for a last-minute backup babysitter, your best bet is to post a job for the quickest response from babysitters in your area.
Also unlike traditional babysitter agencies, you can really get to know your babysitter before making the hire. Many UrbanSitter babysitters also have education or experience with early childhood development, or have a teaching or nursing degree, which you'll see in their detailed babysitter profiles. Babysitter profile videos, response times, number of repeat families, ratings, qualifications, and UrbanSitter reviews help you decide on the best baby sitter for your family. Why not get the whole family involved and let your kids pick their favorite babysitter based on the profile videos?
Conveniently, all babysitters in the app have an online calendar with their real time availability, so you can book a baby sitter in minutes or with a few taps from our babysitting app. You can even send a booking request to multiple babysitters, and whoever replies first will get the job while the other requests will be canceled. Hiring a babysitter for multiple dates is also quick and easy to do. Sign up for a free UrbanSitter account and hire a babysitter today!


text:
As a retailer, signage, wide format prints and POS equipment are an essential part of branding. But seasonal POS is just as important.
When Christmas rapidly approaches each year, it's vital that your retail POS grabs the attention of your customers – and there are more ways to tailor your POS than just a quick tinsel job.
Here are our tips for getting the most out of your seasonal POS this Christmas, and with all the eco options out there, we're dreaming of a green Christmas!
What's more festive than bright, colourful lights? We're not suggesting you have to drag the box of fairy lights from your attic to work with you – quite the opposite.
Light boxes create stunning illuminated POS areas and attract attention to promotions or advertising. They can be built in a variety of different aluminium profiles, depending on whether you're after a wall-mounted or free-standing product!
By investing in our custom-built light boxes, you can spruce up any of your POS areas with bold, glowing, yuletide equipment that can be fitted with colourful graphics. . It will be difficult for busy Christmas shoppers to miss, and on the bright side, they can be reused for other seasonal periods throughout the year.
Okay, maybe a little bit of tinsel might help your POS this Christmas.
Decoration is just one of the many methods any business should be utilising to share festivities with their customers and attract sales. By adding festive accessories to your POS – for example, tinsel and wire wrapped around items in a window display – you're adding seasonality to your expert branding. Get creative and step outside of the box. As a great bonus, this is an incredibly sustainable method.
Updating Displays
Although getting creative with an old box of festive decorations can create the perfect seasonal POS, it might also be worth investing in new, updated displays.
At Imageco, we are able to design, print and build unique POS units, working with materials such as MDF, plywood and acrylic, to name a few. These installations can be reused the next year, and the next, and the one after that. Seasonal investments are just as sustainable as the regular stuff, and you'll want a bespoke design to set you out against your competitors.
We're now offering sustainable, lightweight Xanita boards, too!
Think Outside of the Box!
Our offerings include bespoke joinery POS. This means we can design and build unique structures tailored to a specific festive image in mind. We even offer a prototype and development service to ensure the final product is spot-on before rolling it out at Christmas!
In addition, there are still other, smaller ways of increasing the seasonality of your POS, such as decoration, light features and moving the displays to specific areas of your store.
Be sure to visit our offerings page to see how our team at Imageco can boost your seasonal POS this year.


text:
I think it's well worth trying the thermostat given relative ease. Not sure how it fits with your observations on cabin heating controls though.
That is probably a block matrix. Gonna flush the system this weekend and see what comes out.
Any idea how I get the thermostat out on my engine? I thinks it's a full housing thing. Can the thermostat be removed from it?
I would tend to agree, and that was my suggestion up thread. But others are saying there is no valve to force water through the matrix by blocking the "other" path. In which case blocked matrix or not water would keep flowing on that "other" path.
OK, so something very strange is happening.
Upon driving home the particle filter warning light came on, this went of five mins later, then the coil light can on, I scanned car using elm thing.
Got code p0101 maf sensor.
Does anybody know if these are all linked?
Regards James
We had one chap on here with a CAY engine with this problem and he rebuilt the engine with no chnage and ended up fitting a new engine, we have not experienced it yet but from what I have read it is a fault in the head casting.
Originally Posted by Jblakes84
That is probably a block matrix. Gonna flush the system this weekend and see what comes out.
Any idea how I get the thermostat out on my engine? I thinks it's a full housing thing. Can the thermostat be removed from it?
Its a long thread hope it's not been already mentioned but first point of call with the heater matrix and the thermostat for that matter is to have a hose check. Grab a hold of the inlet and outlet hoses to see if one is considerably or marginally colder then other - this with vehicle at operating temp. Also can do the same for the thermostat - only difference being check it whilst it's warming up from cold. The thermostat will have a main outlet and a bypass. The main outlet will start to open allowing hot coolant through as the engine warms up. Compare the bypass hose temp to main thermostat hose temp till full operating is achieved. Should give you a good idea if there is a problem
Blowing colder air could be the heater control as well as a problem with the coolant. Try adjusting the control knob. My car needs this every now and then to blow the hottest air.
Also I suggest topping up the coolant a tad, just in case it is at the level is where it sometimes can trigger the low coolant warning when running under pressure.
Forum Rules
VW Audi Forum do not vet and are not responsible for any information which is posted in this forum. All content is viewed and used by you at your own risk and we do not warrant the accuracy or reliability of any of the information.
Copyright: Certain "words", "phrases" and "Images" used on this website by the Administration are "Copyright" of Volkswagen GB, Volkswagen AG (Germany), Audi GB, Audi AG (Germany), Volkswagen Motorsport GB, Volkswagen Motorsport AG (Germany), Audi Motorsport AG (Germany), Volkswagen Racing GB, Bentley, Bugatti, Porsche and Lamborghini. No image can be replicated by anyone WITHOUT the relevant Companies written permission.
All trademarks and copyrights remain property of their respective owners.
No part of the VW Audi Forum website or forum may be reproduced without written permission from the site administration
This website and forum are best viewed at a minimum resolution of 1024 by 768.
- VW AUDI Forum - The #1 Volkswagen (VW) Group Forum - Volkswagen (VW) - Audi - Seat - Skoda - Bentley - Bugatti - Lamborghini - Porsche - VW Audi Forum -
- www.vwaudiforum.co.uk - www.vwaudiforum.co.uk -
- email@example.com -


text:
F1 News: 2014 Belgian GP Practice – Caterham F1 Team
August 22, 2014
Spa-Francorchamps, Belgium – 22 August 2014
Fastest laps / positions:
Total laps:
André Lotterer, car #45: "I'm very pleased with today. This morning's first practice was a good session for me; I got used to the car quite quickly and now I just need to optimise everything in terms of driving style. Considering it was my first time out, it all went according to plan and I was able to get a good feel of what it's like to drive the car. Now we need to keep working like this and continue improving the car.
FP2 was another good session and everything went smoothly even though we had to stop a little bit early due to a technical problem. It's definitely been another learning process for me on the option tyre – I went out and I didn't know what to expect, but I think it went very well. We've been able to follow the programme as planned, improving while learning and trying to play with the car slowly. We did some long runs and I'm certainly starting to feel comfortable with everything, even though I'm still in the learning curve.
Marcus Ericsson, car #9: "It's good to be back racing – I've been training hard during the summer break and I feel in very good shape. We didn't have the best of starts, as this morning I had issues with the brakes and a few other technical problems, which is not what we needed. Nevertheless, we were able to complete quite a few laps and gather useful information for the weekend.
FP2 was a better session for us. We solved the issues we had this morning with the brakes, so that was an improvement, even though we will need to solve a few other things overnight, but it's been a productive day. We've completed plenty of laps running on both compounds, so we have a lot of information that will be vital for the rest of the weekend."
Christijan Albers, Team Principal: "We've certainly seen some visible signs that we're starting to move forward after the summer shutdown. Today we've made progress and this is what we intend to do during the rest of the season. Having André in the car is definitely helping us, he has done an extraordinary job on his first day driving for us. We focused on long runs today and tomorrow we will dedicate more time to qualifying performances. It's been a positive day and we look forward to the rest of the weekend – we will also have an eye on the weather, as here in Spa it can rain at any moment, so anything could happen and we need to be ready."
Cedrik Staudohar, Renault Sport F1 track support leader: "Spa is the hardest circuit on the calendar for the Power Units so today was a very busy, but productive day. It was very interesting to work with André; he was on the pace straight away, his feedback is excellent and he brings a lot of useful and very different insights to the team. Everything worked as expected until the last few minutes of FP2 when we had a CU-H problem on his car that ended his session early. Marcus also had a good day and everything related to the engine and energy management was managed very well. We're pretty confident for the rest of the weekend and hope to take advantage of any opportunities that come our way.


text:
Jeff works with clients to properly plan for incapacity and death. He enjoys the work because he feels that appropriate planning significantly reduces the stress on loved ones during challenging times with the added benefit of doing so in a more economically efficient manner. As an attorney experienced in this area, Jeff can attest that such planning provides clients with the peace of mind that comes with preparing for the unexpected.
Jeff is licensed to practice in both Oregon and Washington. He is AV Preeminent Peer Review Rated with Martindale-Hubbel®.


text:
UIW medical school to relieve primary care shortage
SAN ANTONIO — The University of the Incarnate Word's quest to open what would be San Antonio's second medical school likely will bring more attention to a type of health care that's growing rapidly — osteopathic medicine.
The venture, if approved by the required accrediting bodies, would be the second osteopathic medical school to open its doors in Texas.
The first — Texas College of Osteopathic Medicine, which opened in Fort Worth in 1970 — has more than 900 students and about 200 graduates a year.
UIW expects to wrap up a required feasibility study by next month for the national Commission on Osteopathic College Accreditation, with hopes of getting credentialed for up to 150 students when the medical school opens at Brooks City Base in summer 2016.
If the university succeeds, the new school ultimately will bring more doctors to San Antonio and the South Texas region, which is grappling with a shortage of primary care physicians like the rest of the country.
Consumers in the local market will benefit, Texas A&M University-San Antonio assistant Professor Alan Preston predicts.
"Patients that are indigent and don't have health insurance ... can have yet another place, another option that they can go to and seek care," said Preston, who specializes in epidemiology and health care policy.
Another health care expert agreed consumers will reap the rewards of increased competition if San Antonio becomes home to two medical schools.
"If we're graduating more doctors and they stay in the region, there's going to be better access for the patients and presumably lower costs," said Dana Forgione, chair of the University of Texas at San Antonio's business of health program and an adjunct professor at the local area's other medical school, the University of Texas Health Science Center at San Antonio.
Osteopathic medicine, known for taking a holistic approach to patients, has a long history, but its popularity has markedly increased in recent years.
The number of osteopathic physicians nationwide has jumped exponentially in the past 50 years, soaring to more than 82,000 last year — six times the number seen in 1960, according to the American Osteopathic Association. More than 73,000 of those doctors are engaged in active medical practice, the group said.
That growth is expected to continue, with at least 5,000 osteopathic medical students graduating annually, a more than tenfold increase from numbers seen nearly 80 years ago.
Reaching out
Many osteopathic medical schools have established missions to provide health care to underserved and rural populations.
Almost all of the UIW medical school's designated service area — spanning South Texas and extending westward to include San Angelo, north toward Abilene, and eastward to encompass Killeen and Austin — is medically underserved, statistics show.
While "traditional" medical schools for allopathic physicians or MDs emphasize research and specialized types of medical care, osteopathic medical schools focus more on primary care, internal medicine and prevention, Forgione said.
MDs might be apt to treat symptoms with medications or surgeries, but osteopathic physicians — known as DOs — subscribe to a philosophy that the human body has an innate ability to heal itself. However, osteopathic doctors also can prescribe medications, perform surgeries and can have admitting privileges at nonosteopathic hospitals.
They may also venture into medical specialties, such as gastroenterology, cardiology and pulmonology.
Additionally, they receive 200 hours of training in osteopathic manipulative treatment, hands-on techniques to improve body function and relieve discomfort.
Medicare treats both types of physicians equally, paying them the same amount per procedure, Forgione said.
Osteopathic physician Melissa Walker, who has practiced family medicine in San Antonio for 10 years, supports UIW's plans to open a new medical school here.
"I think that there is room for another program, whether it's osteopathic or allopathic," Walker said. "I'm actually very excited that it's osteopathic, because I don't think there's anything like osteopathic medicine. I think (UIW President Louis Agnese Jr.) is a brilliant man to even go after such a pursuit."
The academic training is nearly identical at both types of medical schools. Both institutions offer four-year programs with similar curriculums that include anatomy, physiology, biochemistry, microbiology, epidemiology and clinical skills. Graduates go on to residency programs lasting three to eight years.
Because of osteopathic medicine's focus on primary care, prevention and community outreach, UIW plans to look for students with significant life experiences — candidates who have persevered or overcome hardships, demonstrate compassion and show a commitment to social responsibility, said the medical school's founding dean, Dr. Robyn Phillips-Madson.
Prospective students also must have a bachelor's degree, take the Medical College Admission Test, undergo extensive interviews and show an ability to handle the rigor of a medical education program, she said.
Accountability to society will be part of the school's mission.
"You want to inspire them to become a physician who's working at a community health center or in a rural area that's underserved — or even doing little things, like a couple of weeks of outreach to a particular community, whether it's here in the United States or abroad," Phillips-Madson said.
UIW's program would offer medical students another option besides the UT Health Science Center's School of Medicine, an allopathic program that admitted its first students in 1966.
Phillips-Madson doesn't see UIW competing for space in the same hospitals where UTHSC's medical students do their rotations. Osteopathic medical students tend to work in free clinics, community health centers or community-based hospitals rather than large tertiary care centers, she said.
"Our intent is to go to places that haven't had students to a large extent before or where there's excess capacity," she said. "For example, at University Health System, I know that a lot of (UTHSC) students rotate there. So I would never imagine that being a primary site to have our students
Nor does Phillips-Madson expect to cull faculty from the health science center.
"I won't poach faculty from other institutions," she said. "I'm not actively recruiting people from the area."
It wouldn't be a surprise, however, if some faculty members at the health science center's medical school end up teaching at UIW's osteopathic medical school as well, said Dr. Stephen Shannon, president of the American Association of Colleges of Osteopathic Medicine.
"It's very usual for faculty with certain types of expertise to be shared with other academic institutions," Shannon said. "But I have no doubt that (UIW) will also be recruiting for new faculty nationally to complete their curriculum."
UIW plans for its medical school to have around 45 faculty members by the program's fourth year.
Potential partnerships with health care systems might allow UIW to share faculty with a medical practice, which would allow physicians to see patients three or four days a week and teach medical students one or two days a week.
Phillips-Madson has begun discussions with several health care systems exploring such an arrangement.


text: A program marking the welcoming of the new calendar year was held at Lyallpur Khalsa College where in the non-teaching staff of the college congratulated Principal Dr. Gurpinder Singh Samra and wished even greater heights for the college in the new year. On this occasion, Principal Dr. Samra reiterated his best wishes to everyone associated with the college and vowed to keep up the magnificent levels attained by the college. Principal Dr. GS Samra also appreciated the sincere support and guidance rendered by the College Management lead by Sardarni Balbir Kaur, President, Governing Council and hoped such harmony would propel the institution to new levels of success. On this occasion, Mr. Rana Ralhan (Accounts Supdt.), Mr. Kanwar Sukhjit Singh (Office Superintendent), Shri Mohan Lal, Mr. Surinder Kumar Chalotra (P.A. to Principal) and Miss Tavneet Kaur were also present.


text:
The Atlantikwall Museum Noordwijk consists of a series of bunkers from the Second World War. The museum is open to a limited extent in the period May-September; for the dates, see "Museum visit". You can visit:
– the furnished fire control bunker (possible without reservation);
– the corridor system (advance booking required).
This allows you to form a picture of life in the bunkers during the war and the way in which the European coast was turned into a fortress by the Germans.
Larger groups can also request a visit outside the specified opening times.
At 250 meters from the Bosweg, on the Verlengde Bosweg 1, lies on the cycle path in the Noordwijk battery, consisting of a fire control bunker, artillery bunkers, ammunition bunkers and residential bunkers connected by a tunnel system.
Volunteers have worked hard in recent years to make it possible to open up different bunkers and the corridors to the public.
The fire control bunker has been returned to its original state as much as possible.
This can be viewed during the opening hours without prior appointment. It is possible to visit a gun bunker and several crew bunkers under the guidance of a guide through the corridors.
Reservation is required for this visit.
In 2019 our museum received about 8.400 visitors. When will you come ?


text:
Wealth Diversification
Since Century it started, we already start cultivate a habit to put money in the bank; be it long term goal or short, we always feel safe that the money is there. Due to current economy, heavy inflation and our life span increases, saving might not just be an option any longer.
Most people will realise the power of inflation and purchasing power. the question is WHEN ? sometime we caught this too late, it might disrupt our lifestyle and families or the dream goal that you are looking for.
This is quite an interesting commercial video make from Thailand. Alot of take away you might have when you watch finish the video. What comes to your mind?
With proper planning and Wealth Diversification, it give some other options to individual to growth wealth with a more diversified port.
Be it looking for dividend , Single lump sum or discipline in a monthly manner in term of diversification, most important is to hear you and understand more to match your prefer goal/Lifestyles what you are looking for; matching your compatible risk appetite.
Christopher Loo
I am Prudential Senior Financial Consultant
Representative AIG/SOMPO/LIBERTY
Life is how we perceive and believe.
Start embracing today with 'Happiness' 🙂
Drop me a message below
Alternative, you may direct contact me @ what's App, Telegram or email
Num: 97475723
Email : firstname.lastname@example.com
Disclaimer for Financial Consultants (Affiliated with PACS)
Please note that the ownership of Website/Social Media account (e.g.Facebook Page/Instagram Profile/LinkedIn Profile/Blog) belongs to a Financial Consultant of Prudential Assurance Company Singapore (PACS). He/she is wholly responsible for the content contained in this Website/Facebook Page/Blog. It only contains their personal views, thoughts, and opinions.
The Website/Social Media account is for informational purposes only and is not endorsed by PACS nor does it constitute any official communication of PACS. PACS is an indirect subsidiary of Prudential plc, a company incorporated in the United Kingdom. Neither PACS nor Prudential plc is affiliated in any manner with Prudential Financial Inc, a company whose principal place of business is the United States of America.


text:
Estate of Barbara Purdue v Commissioner, T.C. Memo. 2015-249
|Posted on February 27, 2016 at 7:20 PM
Estate of Baraba Purdue v Commissioner, T.C. Memo. 2015-249: The State of FLP and IRS Challenges to their Formation
In the past year there have been few FLP opinion from the U.S. Tax Court. Not to worry! One of the more recent cases is from the west side of WA, this a term thet folks in Central and Eastern Washington Stte to refer to cities west of the Cascade mountain range and often to folks from the Seattle metro area.
This caught my eye too for other reasons, specificaly I focus on exit planning (in my role as an attorney), as a valuation advisor I provide valuatiohn advisory services where I emphaisze the importance of exit and succession planning, and because it involves the IRS challenging an FLP established by the Purdue family, which is closely connected with the law firm of Montgomery Purdue Blankinship & Austin, LLC (a large Seattle firm) and I was curious to know more about the advise they gave to the Purdue family.
1. Whether the value assets transferred by Barabare M Purdue (decedent) to the Purdue Family LLC (PFLLC) is includible in the value of her gross estate under section 2036(a) and 2035(a)?
2. Whether decedent's gift of PFLLC interests from 2001 through 2007 to teh Purdue Family Trust (PFT) are present interests giftd which qualify for exclusion under section 2503(b)?
3. Whether the estate is entitled to deduct interest on loans from the eneficiaries of the estate used to pay the estate tax liabilities?
- Decedent resided in Washington Strate when she died on November 27, 2007 at age 95;
- Four of the five Purdue children acted as personal representatives of the estate;
- Decedent was married to Mr. Purdue(Mr. Purdue), a founding member of the Montgomery Purdue Blankinship & Austin PLLC (MPBA);
- Mr. Purdue invested in Tele-Vue Systems,described by the US Tax Counrt as a pioneeering cable company, when it was a start-up company in the 1960s for a nominal value.
- Tele-Vue was aqwuired in 1969 by Columbia Broadcasting ystem in an income tax free exchange (probably a 368(a)(1)(A) exchange);
- At the end of 1999 decedent and Mr. Purdue had a net worth of approximately $28 million consisting mostly of marketable securities worth approximately $24 million.
- In 2000 the marketable securities were held in five different brokerage accounts at three management firms and these firms did not consult with one another or consider how the assets held by teh other firm were managed) (side note to readers: this is not surprising, the client needs to insist that these communicate and get them together, as for management, the FLP is one option, along with the CRT and perhaps a CLT, since selling the stocks would have triggered a gain; the FLP is designed to pass the gain at a discount to family members for a good business reason ... which requires a qualified valuation calling for a conclusion of value attached to the gift tax return!)
- Decedent and Mr. Purdue also owned a 1/6 interest in a Honolulu, Hawaii commercial building valued at approximately $480,000 as of December 1999 and that as subject to a 55-year triple net lease through 2022 and had been managed by a real estate firm since 1982).
Strategy Used for Estate and Gift Tax Planning (remember the exemption then was far lower!! than now)
- The children consulted Mr. Montgomery, who suggested that the family consier several strategies including: creating an irrevocable family gift trust; a qualified personal residence trust, and a member-managed WA family LLC;
- The firm drafted the PFLLC operating agreement and this indicated that the purpose behind it included:
- consolidate management and control to achieve efficiencies;
- avoid fractionalization of ownership;
- keep ownership within the extended family;
- protect assets from unknown future creditors;
- provide flexible management of assets not available through other business entities; and
- promote education of, and communication among, members of the extended family with respect to financial matters.
- In August 2000 (8 months after the draft operating agreement was sent to Mr. Purdue) formed the PFLLC and Purdue Family Residence Trusts (PFRTs).
- Deedent retained the right to income and distributions from the property she transferred to teh PFLLC in proportion to ther PFLLC ownership percentage;
- The Purdue children were advised of the above mattes and the memorandum sent to them described four non-tax business reasons.
- On or about August 14, 2000, the parents transferred their respective 50% interests in the Purdue residence, then appraised at $2,80,000 to the PFRTs.
- On November 24, 2000, the parents funded the PFLLC with the Hawaii real property interest and the marketable securities, and a $375,000 promissory note for a loan made on beach house in Delaware, as well as an $865,523 ertificate of deposit.
- That same day the parents signed new wills incorporating a bypass trust, a qualified marital trust, and GSTT-exempt qualified trust;
- In addition, the parents formed the Purdue Family Trust (PFT) that allowed PFT beneficiaries (descendants and spouses of their descendants) with Crummey withdrawal rights; these beneficiaries could annualy withdraw the lesser of the annual gift exclusion amount of each person making a transfer to teh PFT or a per capita share of the value of any assets transferred to teh PFT during the year).
- Initially, the parents funded the PFT with cash (and distributed cash to teh Purdue children and other PFT beneficiaries).
- From 2002 until 2007 decedent generally made an annual exclusion gift of PFLLC interests to the PFT effective on January 1 of each year in an amount based upon the current number of PFT beneficiaries and then made an additional annual exclusion gift effective on December 31 of thaty year if the number of PFT beneficiries increased increased during the year or the value of teh PFLLC fell during the year.
- The values of the PFLLC gift interests were based upon valuation summaries.
- Mr. Purdue died in 2001 and in connection with the above the children were advised of estate tax liabilities (to pay the liabilities one proposal floated was for the PFLLC to loan the estate $6,254,744 or agree that PFLLC would pay a $8,863,571 divided (higher than the tax because the dividedn is taxable and the net amount would be used to pay the estate liability).
- Deadlock ensued and the children loaned the estate money (they also loaned to the QTIP).
- When decedent died the PFLLC was owned as follows: 24.9247% by decedent outright; 42.1608% by the QTIP Trust; 20.7615% by the PFT; 7.2969% by the Ourdue children; and 4.8561% by the Bypass trust;
- Decedent's estate had liabilities.
- The IRS issued the estate tax notice of deficiency on February 21, 2012 and the gift tax notice of deficiency for the taable years 2001, 2002, and 2004 through 207 on September 12, 2012.
The Commisioner's Position/IRS Position
- Section 2036(a). The Service contends that decedent's inter vivos gift was not a bona fide sale for adequate and full consideration and because deedent retained an interest or right enumerated in 2036(a)(1) or (2) or (b) in the transferred property which was not relinquished before death.
- More speciically, the Service contends the bona fide sale for adequate and full consieration was not met (no legitimate business reason and argues that the motivation in forming the PFLLC is tax avoidance).
- the Service also argues that made for the years in qustion were not giftd of present interests.
The Estae argues:
- There was a bona fide sale and non-tax reasons for creating the FLP
- That transferors received a partnership interest proportional to teh value of the property transferred
Court Holding
- Whether a transfer is abona fide sale is a question of motive and the court's role is to separate nontax reasons for the PFLLC's formation from those that merely clothe the transfer tax savings motives;
- The court gave weight to the memorandum from the law firm and the PFLLC operating agreement to establish a legitimate motive;
- Despite Mr. Purdue standing "onboth sides of the transaction" and case law --Estate of Liljestrand v. Commissioner, TC Memo 2011-259, Estate of Strangi v Commissioner, TC Memo 2003-145, aff'd 417 F.3d 468 (5th Cir. 2005), standing for the proposition that "we have concluded that there is no arms'-length bargaining and thus the bona fide transfer excpetion does not apply"--"we have also stated that an arm's length transaction occurs when mutual legitimate and significant nontax reasons exist for the transaction and the transaction is carried out in a way in which unrelated parties to a business transaction would deal with each other." Estate of Bongard v. Commissioner, 124 TC 95. 123 (2005);
- Hence, the court found the existence of a legitimate nontax motive for the transaction between decedent and teh PFLLC. (i.e., the bona fide sale issue was setteld in the estate's favor)
- As for the gift tax challenge, the court found that "decedent's transfer to the PFLLC was a bona fide transefer an that deedent received full and adequate consideration from the PFLC as a result of the transfer ... section 2036(a) is inapplicable to the transfer and does not operate to include the value of property in the value of decedent's gross estate. 'If section 2036(a) does not apply to decedent's transfer, section 2035(a) annot apply to the gifts *** the PFLLC made' either."
- As for whether or not the gifts made were a presenet interst gift, the Court noted that "a gift must confer on the donee a substantial present economic benefit by reason of use, possession, or enjoyment (1) of property or (2) of income from the property". The property in this case is an ownership interest in limited liability company interests. It viewed its duty here as one where it muneeded to inquire "whether donees in fact received rights differing in any meaningful way from those that would have flowed from a traditional trust arrangement." here, the PFLLC operating agreement was the source of donee's' rights and trestrictions to the use, possession, or enjoyment of the property. The rights were found to be limited; members of the PFLLC could not transfer their interests without unanimous consent by the other members. This was problemaic and the Court added that "we will consier whether the donees received such rights in the income." "To ascertain whether rights toincome satisfy the criteria for apresent interest under 2503(b), the estate must prove, on the basis of surrounding circumstances, that: (1) the PFLLC would generate income, (2) some portion of that income would flow stedily to the donees, and (3) that the portion of income could readily be ascertained."
- The court found that the Hawaii commercial property was expected to generate rent income and that the marketable securities paid a a dividend.
Taxpayer Victory
Taxpayer won here, but it was close. The ase provides more insight reagrding what is a bona fide sale and provides us guidance regarding when a security is considered a present interest gift. One immediate take away here is that funding a FLP with closely held shares of an entity that does not regularly pay dividends or generate rental income is risky!
Categories: Business Valuation, Litigation Support: Cases
Post a Comment
Oops, you forgot something.
The words you entered did not match the given text. Please try again.
7 Comments
url=http://try-rx.com says...Can You Buy Flagyl Over The Counter Viagra Superactive Plus Amoxicillin First Sinus Infection
buy cialis
url=http://bestlevi.com says...Miglior Viagra Naturale Propecia Luxembourg Viagra Ads On Bloomberg Radio
cheap levitra canada
Bitcoin especifico. Ela nao funcionando com as atividades dos bancos, nao tem material aparencia, e inicialmente, projecao desregulada e descentralizada.
Se elementar palavras, o que e o bitcoin e digital financas, que sao extraidas em computacao dispositivos e giram no proprio sistema de sua propria leis.
taxa de bitcoin agora
url=https://www.viagrapascherfr.com/ says...
Show more!..


text:
One of my favorite perennial summer looks is the nautically inspired outfit.
Plaid is making a huge comeback for Fall, so why not start getting into the groove with a cute plaid skirt?
Now that summer is almost officially over, it's important that we take advantage of the rest of it as much as possible.
My secret to looking cute and combating the frigid air conditioning pumping into our office in the summer? Sweatshirt jackets.
White jeans are an essential part of any summer wardrobe, but they're also one of the hardest items ever to buy.
Fedoras are absolutely essential for bad hair days.
Simply Vera Vera Wang, quite simply, makes the best cardigans.
You can wear a sparkly top during the day!
One of summer's easiest, cleanest styles.
Fresh pops of color for your feet!
These couldn't be easier to wear.


text:
Course Description
While completing high-interest writing assignments students will improve their own voices on paper. This class is based on Debra Bell's curriculum Writers In Residence vol. 2 Journeyman. This class will serve as a writer's community with instruction and feedback on each stage of the writing process. This class equips students to grow further in their process of becoming authentic writers, critical thinkers, and excellent peer reviewers. The students will write a research paper, an argumentative paper, poetry and create their own short stories.
Course Structure
Assignments for the week are posted each Monday on our course page, with weekly homework given. Students should plan on on spending approximately 45 minutes per day on homework.
Who should enroll?
Students who have written and are becoming comfortable with the basic essay should enroll in this class. Those want to focus on the art of writing well and who want to become a critical reader and studies the craft of expert writer are welcome. A student who is willing to do some risk-taking and experimentation in writing to discover one's God given voice should enroll.
Technology Requirements:
- High speed, broadband Internet
- Sound card and microphone (for live sessions)
- Streaming video capabilities for viewing recorded lectures
Evaluation and Feedback
Students will receive specific feedback on their work by each Monday before class. While students will not receive letter grades for every assignment. Each weekly assignment is marked as complete or incomplete, and a numbered score provided on the reviewer's rubric for each final draft of projects will be completed for each project. I will provide specific instruction and guidance, as well as give targeted feedback on each stage of the writing assignments, utilizing the rubrics in the course text. The end result will be a strong writing portfolio containing diverse writing projects.
I will give a confirmation for registration with parents and provide a welcome email. Parents are welcome to join us in Canvas as observers and I respond to parents via email or Canvas.


text: RifleShooter Online Staff - April 02, 2018 New Savage 110 Brush Hunter Stops the Toughest Game in Its Tracks Savage 110 Brush Hunter Savage's new 110 Brush Hunter is built to withstand tough hunting conditions and take down big game in its tracks. Shipments of these firearms are currently being delivered to dealers.Length-of-pull can be customized to improve comfort and consistency, and the user- adjustable AccuTrigger provides a light, crisp pull. The rifle is built on Savage's 110 platform with a modern design and improved ergonomics.Its 20-inch, stainless steel, medium-contour barrel is threaded with an end cap and held within a synthetic stock. The 7.38-pound rifle's oversize bolt handle and dependable iron sights are ideal for hunters pursuing big game in close quarters.The Savage 110 Brush Hunter is equipped with an over-sized bolt handle and dependable iron sights.Part No. / Description / MSRP 57043 / 338 Win. Mag., 20-inch barrel / $784 57044 / 375 Ruger, 20-inch barrel / $784To learn more, visit www.savagearms.com. GET THE NEWSLETTER Join the List and Never Miss a Thing. Sign Me Up


text: Contact Us Form Please note all non-members and public visa enquires are to be directed to our public division - VisaDirect. Want to join Travcour? Please fill in our membership form here.Name* First Last Email* Phone*Business Name / Travel AgencyMessageCAPTCHA This iframe contains the logic required to handle Ajax powered Gravity Forms.


text:
Read VHFA COVID-19 Affordable Housing Updates
Receive the latest housing news from VHFA by email.
When compared to the rest of the country, Vermont has one of the highest rates of working from home, according to a recent report from U.S.
Organizing your schedule for next week?
Curious about Vermont's housing and community development priorities for 2013 or how they are developed? The 2013 Action Plan of Vermont's Consolidated Plan outlines the state's plans for spending the $10 million received each
The Vermont Department of Public Safety has proposed a series of updates to the Vermont Plumbing rules.
VHFA is welcoming the official change of seasons this week with some spring cleaning. This means that the www.vhfa.org and www.vhfa.net we
The Chittenden County Regional Planning Commission's survey of residents' attitudes toward transportation showed that residents are changing the way they rate the location of their homes relative to work and other destinations. The sur
In the 10 years between 1996 and 2006, the percentage of land cover change in Vermont counties ranged from a low of 0.19% in Grand Isle to 2.79% in Essex County.
Burlington city officials received over 600 comments from it's residents, employees, visitors, and partner organizations on a draft plan to guide decisions about Burlington's future. Read


text:
Total: $0.00
Martin Flaming has raised popcorn near Ogallala, Nebraska for more than 25 years. He has been farming all of his life, first with his father, and now with his son – and always with a fierce dedication to quality. Today, the Flamings grow popcorn, sugar beets, and dry edible beans in the largely irrigated South Platte River Valley. He was drawn to Preferred Popcorn because of his confidence in the Company's leadership and its Christian values. Whenever he can break away from the farm, Martin enjoys spending time with his wife, children and three grandchildren, and volunteering in music and youth ministry at his local church.


text:
Iceland Grand Tour
Not included
Day 1: Welcome to Reykjavik!Arrive at Keflavík International Airport in Iceland. and transfer to central Reykjavik via the Airport Express is provided. After storing your luggage at your accommodation, we suggest a stroll around the colorful historic center of the city, with visits to some of the many museums, shops and cafes. You'll also find a great assortment of restaurants to tempt your taste buds. For even more sensory experiences, check out the city's vibrant nightlife and live music scene—a great way to shake off the jet lag.
Spend the night in central Reykjavík.
Day 2: Snæfellsnes National ParkStart your grand circle by driving to the town of Borgarnes, where you can visit the Settlement Museum, dedicated to the history of Iceland's founders. Then proceed to Snæfellsnes, a peninsula that has long evoked wanderlust and captivated the imagination of locals and visitors alike. Driving along the coastline you have plenty of interesting stops on the way: Dritvík Cove, the impressive cliffs of Lóndrangar and Arnarstapi, the ancient fishing station at Hellnar and the mossy lava fields around Búðir and Snæfellsjökull glacier, just to name a few. Driving distance approx. 280 km / 174 miles.
Spend the night on Snæfellsnes Peninsula.
Day 3: Breiðafjörður & Wonderful WestfjordsIn the morning, board the Baldur ferry at Stykkishólmur, taking you over the vast bay of Breiðafjörður with a quick call at the island of Flatey. Back on dry land, start your tour of the remote West Fjords, first with a pause to marvel at the amazing reddish-golden sands along the beaches of Rauðisandur. Then drive onwards to the village of Patreksfjörður, where you will spend the night and keep your eyes open for the stranded "ghost ship" on the beach. If you have time, you won't regret a detour to Látrabjarg, Europe's largest bird cliff and the continent's westernmost point, where you may be able to spot puffins when in season. Driving distance approx. 150 km / 93 miles.
Spend the night in Patreksfjörður area.
Day 4: Patreksfjörður to ÍsafjörðurFrom Patreksfjörður, your journey takes you from fjord to fjord under awe-inspiring mountains. After passing Tálknafjörður, have a dip in the natural geothermal pool in Reykjafjörður before heading into Arnarfjörður, where you can see the striking Dynjandi waterfall as it gushes 100 meters over the hillside. The turf house of Jón Sigurðsson, Iceland's hero of independence, in Hrafnseyri is also worth a visit. Finally, continue past Dýrafjörður and Önundarfjörður to Ísafjörður area, your destination for the evening. Driving distance approx. 180 km / 112 miles.
Spend the night in Ísafjörður area.
Day 5: A Day to ExploreSpend the morning in and around Ísafjörður, the "Capital of the Westfjords" and the biggest settlement in the region. There, you'll find some of the most historic houses in Iceland, dating back to the mid-18th century. One option here is a guided tour to Vigur, a small, charming island and paradise for nature lovers. Continue your drive towards Hólmavík and the Icelandic Sorcery and Witchcraft Museum and hot natural pools in Drangsnes are also well worth a visit.
Spend the night in the Hólmavík area.
Day 6: Mystical fjords & Icelandic SorceryThe last leg of your journey along the Westfjords goes to the northwest area. Enjoy the scenery as you navigate the many small, winding fjords of Ísafjarðardjúp and to the north-west. Driving distance approx. 145 km/ 90 miles.
Spend the night in northwest Iceland.
Day 7: Charming islands & cultural heritage>Drive towards Skagafjörður fjord, an area known as the "mecca of the Icelandic horse", where horses are said to outnumber people. In the Skagafjörður area, stop at Hofsós, where we recommend a dip in the geothermal water of the town's swimming pool and a visit to the Icelandic Emigration Center. Continue on towards beautiful Siglufjörður, which was the historic centre of Iceland's herring fleet and complete your circle with a stop at Dalvík with a view of Hrísey island before heading toward Akureyri, your destination for the evening. This small and charming city overlooking the Eyjafjörður fjord is often called the "Capital of the North". In Akureyri, you'll find a number of well-preserved old houses, interesting museums, a beautiful botanical garden, excellent restaurants and bright summer nights under the midnight sun. Driving distance: 280 km / 174 miles.
Spend the night in Akureyri area.
Day 8: Magical Lake MývatnDrive towards Mývatn, an area known for its otherworldly surroundings and unique eco-system, including a thriving birdlife. Here, you'll also find the eerie lava formations of Dimmuborgir, which according to legend are said to house hidden people and other supernatural beings. Many areas around the lake offer excellent hiking opportunities as well as other optional activities such as lava-caving, mountain-biking, whale-watching or horse-riding.
It is also ideal to end the day by taking a dip in the soothing gethermal waters of the Mývatn Nature Baths. Driving distance:100km/62 miles
Spend the night in Lake Mývatn area.
Day 9: Mývatn & its unique surroundingsExplore more of Lake Mývatn and its unique surroundings before heading to the East-fjords. We recommend a rewarding detour, to the Dettifoss waterfall, surrounded by the steep walls of the Jökulsárgljúfur canyon and to visit the Hverarönd geothermal area with its gurgling mud pools and sizzling geysers. Driving distance: 165 km / 102 miles.
Spend the night in the Egilsstaðir area.
Day 10: East Fjords & HöfnZigzag southbound along the fjords of East Iceland. The scenic Fáskrúðsfjörður fjord, which once served as the base for French fishermen in Iceland, makes for an interesting stop, as does the small village of Djúpivogur, resting by the foot of the grand Búlandstindur mountain. The drive to Höfn is no less breathtaking with volcanic black sands leading to the Atlantic Ocean on your left and the rising highlands to your right. Once in Höfn, you can taste the lobster the town is known for and get a good night's rest. Driving distance: 200 km/124 miles.
Spend the night in Höfn or the nearby Vatnajökull area.
Day 11: Vatnajökull Glacier & Beautiful South CoastThe first leg of today's journey takes you alongside Vatnajökull, Europe's largest glacier. Further along, you can't miss the Jökulsárlón glacial lagoon, offering a unique opportunity to watch icebergs drift towards the sea. Visit Skaftafell in Vatnajökull National Park, a place of great natural beauty with many interesting hiking trails, including one that leads to the remarkable Svartifoss waterfall. Skaftafell is also an ideal setting for optional activities like guided glacier walks or ice climbing. Driving distance: 200 Km/ 125 miles
Spend the night in Kirkjubæjaklaustur or the nearby area.
Day 12: Volcanic Beaches and Waterfalls
Crossing vast plains of black sands and glacial rivers you'll soon arrive in the village of Vík, with the dramatic Hjörleifshöfði peninsula nearby and the Reynisdrangar rock formations just off the coast. The last leg of today's journey takes you past the now famous (albeit hard to pronounce) Eyjafjallajökull glacier. Visit the 60 metre free-falling Skógafoss waterfal in Skógar and the misterious Seljalandsfoss, experience walking right beind the flowing water and feel the light drizzle. Driving distance: 155 KM/ 96 miles.
Day 13: Golden Circle & Reykjavik
No circle of Iceland is complete without visiting the attractions along the famous Golden Circle route, first with a visit to Gullfoss, a magnificent waterfall plunging into a deep and misty canyon. Further downstream you'll find the geothermal area of Haukadalur, home to Geysir, the source of the English word "geyser", although nowadays its more active neighbor Strokkur takes care of most of the aerial acrobatics. End the day back in Reykjavik. Driving distance: 215 km / 133 miles.
Day 14: Departure
Today, it's time to head home after your grand circle around Iceland. Transfer to Keflavík Airport via Airport Express in time for your check-in. If your flight is in the afternoon, we recommend a relaxing morning break at the Blue Lagoon for a therapeutic soak in the warm mineral waters.
Our hand-picked selection of accommodations in Iceland includes hotels, guesthouses, hostels, farmhouse B&B, cottages and more. For our car rental packages, we've selected what we consider the best value option of accommodation at each location.
Includes basic guesthouses, farmhouses and good quality hostels with shared showers/WC facilities. Some rooms may have washbasins. Breakfast is provided and included in the price. In the more remote areas, most properties offer
Includes comfortable tourist-class (mostly 3-star range) hotels, farmhouses and well-appointed guesthouses. Rooms have private showers/WC. Breakfast is provided and included in the price. Most properties in this category have an on-site restaurant or dining facilities.
NEVER LOST IN ICELAND!A GPS navigation system comes free of charge with all of our car rental packages.
Our rental car selection
We've partnered with one of Iceland's most reliable and efficient car rental agencies to offer top-notch service and a great selection of high-quality, dependable vehicles.
Automatic cars are available on request for an extra fee in types A, B and C. Please contact us for prices.
All rentals include a standard insurance policy with Collision Damage Waiver (CDW), unlimited mileage, GPS, free in-car unlimited wi-fi, two drivers and Icelandic VAT @ 25.5%. Fuel or oil is not included. Optional insurance upgrades, additional drivers and child seats are available and payable locally at the car rental office.
On Day 2 of your holiday, you will be picked up by your car rental agent between 09:00 and 10:00 at your accommodation in Reykjavik and taken to the car rental depot. There, you will complete all paperwork and choose among optional services or upgrades before collecting your vehicle.
BookingAfter booking a holiday package with Icelandguest.com, you will be contacted by email within two working days by your designated travel consultant, who will assist with your booking and serve as your point of contact for any travel needs during your stay. The email will include the full name and direct contact information for your travel consultant along with information about your booking, payment and what to expect during your holiday.
We recommend booking at least three weeks in advance.
Travel Documents
- Pro-forma and confirmation invoices
- Booking overview with information about all your services in Iceland
- Electronic vouchers for each of your services
- Full itinerary
- Map of Iceland with your route, accommodations and interesting highlights marked
- Information booklet about driving in Iceland
- More detailed itinerary including a list of optional activities and attractions in Iceland as well as general information about travelling around Iceland
Delivery of travel documents
- At time of deposit payment: You will receive the pro-forma invoice by email.
- Within 30 days of deposit payment: You will receive the full itinerary by email.
- At time of full payment: You will receive the confirmation invoice and all vouchers by email.
- Before your arrival*: Road map and information booklet about driving in Iceland will be sent by post


text:
Innovation – creating value based on a novel idea – is important for the development of a knowledge-based and sustainable society.
NILU works with novel concepts and ideas across our research departments to increase the rate of innovation at the institute. Working to develop and ensure broad utilisation of new solutions is important for ensuring that the institute's research and development efforts deliver societal benefits.
Innovation and commercialisation
The innovation work at NILU is closely linked to an understanding of relevant markets. Positioning new solutions in different markets requires insight other than technical and/or professional understanding of the product or service.
NILU constantly strives to increase its expertise in how to foster innovation. We engage in everything from business development and strategy development to intellectual property clarification (IPR).
NILU's innovation department interacts with all the academic departments and serves as a driving force for increased innovation at the institute. NILU's full-time subsidiary, Innovation nilu AS, handles marketing and sales of NILU-related products and services, and is a holding company for NILU's spin-off companies and subsidiaries.
Innovation nilu AS
Innovation nilu AS is a holding company for NILU's subsidiaries. Innovation nilu AS also holds rights to all products, equipment and hardware solutions developed by NILU.
Examples of Innovation nilu products:
- filter holders
- particle/precipitation collectors
- air samplers
- the NDL4 data logger
Companies fully or partly owned by Innovation nilu AS:
WEAG AS aims to bring research and development results into commercial use. The company is owned jointly by NILU – Norwegian Institute for Air Research, Norwegian Institute for Water Research (NIVA) and the Norwegian Geotechnical Institute (NGI).
InnoSense AS:
InnoSense is an intelligent microsensor platform for monitoring air quality; the platform provides high quality data using low cost sensors.
Kalliopera AS:
Kalliopera will develop, market and sell a portable instrument for mapping ground conditions.


text:
This content is PDF only. Please click on the PDF icon to access.
To some readers, the use of case histories to illustrate particular clinical or pathophysiologic features of disease may appear to reflect an individual case or an individual author's point of view, rather than wide applicability. In their monograph on acute and chronic leukemias and lymphoreticular disorders, Goldstone, Cawley, and Hayhoe have transcended the limitations of individual experiences in clinical hematology. They have been able to do so with the skillful use of several innovative techniques in the case history method. First, a liberal number of examples of commonly encountered problems in the management of leukemia and lymphoma are considered. Among
Leukaemias, Lymphomas and Allied Disorders. Case Studies: The Cambridge Experience.. Ann Intern Med. 1977;86:518. doi: https://doi.org/10.7326/0003-4819-86-4-518_2
Download citation file:
© 2020
Published: Ann Intern Med. 1977;86(4):518.
Copyright © 2020 American College of Physicians. All Rights Reserved.
Print ISSN: 0003-4819 | Online ISSN: 1539-3704
Privacy Policy
Conditions of Use