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Solid Ground's blog is now incorporated into our website. You can find us here.
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Solid Ground's blog is now incorporated into our website. You can find us here.
Filed under: Uncategorized | Leave a comment »
We regret to let folks know that the Nov. 17 Rent Smart workshop scheduled for the Seattle Public Library Southwest branch is cancelled. We will reschedule soon!
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Many of Solid Ground's services support U.S. veterans in overcoming barriers to stability and living healthy lives.
While we are unable to collect demographic information on all program participants, the data we have shows that over the past year, more than 139 vets have accessed our Tenant Services program for help understanding their responsibilities and rights as tenants. Among the topics most discussed were info on rights and responsibilities, housing search and barriers, repairs, evictions, deposits and Fair Housing issues.
Two dozen vets have worked with our Mortgage Counselors to better understand and make informed choices about foreclosures; 23 more accessed reverse mortgage counseling. Seven vets have worked one-on-one with our Financial Fitness Boot Camp Coach.
Seattle/King County is part of a national movement to house all homeless veterans by Dec 31, 2015. According to All Home, our community has housed 717 veterans, with only 37 chronically homeless vets remaining to be housed.
Solid Ground's Sand Point Housing Campus is currently home to 14 veterans in transitional and permanent housing. The Veterans Program at St. Vincent DePaul, American Legion Auxiliary #227 and other area groups provide support, mentorship and community for our veteran residents.
In addition, we provided financial support to stabilize housing to 105 veteran-led families living on low or very low incomes.
Solid Ground also connects vets to volunteer service opportunities through RSVP (Retired & Senior Volunteer Program) of King County. This year, RSVP is recognizing 15 local members who are veterans. The Corporation for National & Community Service designed a beautiful pin, which we will send to each of them along with a letter of gratitude for their service. It states:
The 15 veterans currently serving as RSVP volunteers have provided 3,802 hours of service over the last year, supporting food banks, adult day programs, tutoring and early childhood education programs and other nonprofits.
"This Veteran's Day, November 11th, the Corporation for National & Community Service is honored to recognize you for serving our country through Senior Corps' RSVP (Retired & Senior Volunteer Program) of King County. As a veteran you have played a vital role in protecting our freedom and way of life and for that we are grateful."
Filed under: Community Partners | Tagged: homeless vets, VA, veterans | Leave a comment »
JourneyHome Case Manager Katie Showalter shared this story of a family's successful journey in Solid Ground's staff newsletter. We're reprinting here with her permission.
I have a young lady on my caseload who has weathered a tremendous amount of trauma, DV (domestic violence) and barriers to housing. She has a degenerative bone disease that will not get better and is greatly impacted by that; she is unable to work due to her physical challenges. She has worked hard to try to access TANF (Temporary Assistance for Needy Families) and Social Security benefits and has come up against denials again and again.
JourneyHome (Solid Ground's rapid rehousing and case management program) was recently able to afford her a hotel stay for herself and her young son. Prior to this stay, they were living in their car, which was then stolen; this left them on the street. When I visited them at the hotel, I brought a Project Cool backpack and school supplies for her son, Anthony. The 6-year-old first grader was eager to organize his supplies and talked about how excited he was to be attending the same school as his cousin.
I gave him a thank you card to write on or draw a picture for the folks that organized Project Cool school supplies. He drew a picture that I thought was of him and his cousin outside of his new school. But no; it turns out that he drew a picture of him and me outside of his new home, the motel. These moments remind me of why we do this work.
Affording his family the hotel stay stabilized them. Anthony's mom was able to enroll him in school. For now, the hotel is his home until we can assist them in finding a landlord and new apartment.
Good news: Since this was written, Solid Ground Benefits Attorney Sara Robbins recently let me know the family's TANF appeal went through and our client now has a cash grant! Thanks to Sara for her good work! And even more good news: Anthony and his family have moved into permanent housing!
Filed under: Homelessness Prevention | Tagged: ending homelessness, Housing, JourneyHome | Leave a comment »
This post was authored by Kayla Blau, Children's Advocate with Solid Ground's Broadview Shelter & Transitional Housing. It originally appeared in The Seattle Globalist and is reprinted with their permission.
We've all been there. Enjoying a family dinner and great-aunt Sally makes a snide remark about "Mexicans taking our jobs."
Not wanting to make waves at a family gathering, my typical pattern would be to let it slide and stay silent. I'd roll my eyes and text my "conscious" friend about the experience, leaving the comments hanging triumphantly in the air.
And what had my silence done? Absolutely nothing but perpetuate the racist culture I claimed to want to dismantle.
Now, I know what you're thinking. Great-aunt Sally is just old and ignorant! But every racist joke, comment, dynamic, or law that goes unchecked, especially by white people, reinforces and perpetuates a racist society. It normalizes racism. It becomes accepted and expected. It gives the illusion that racism ended with the signing of the Civil Rights Act, when people of color are still being targeted and murdered by the police.
While overt racism appears to have lessened in the past 50 years, it is still extremely active and deep-rooted in our society's psyche.
It usually freaks other white people out when I use the term "white supremacy" to explain how our society accepts racism, but it simply puts a name to the oppressive structure that means, for example, that we don't have to fear being shot while walking in the dark wearing a hoody, while others do.
After learning the brutal reality of racism and privilege, white folk (myself included) often lament, "what can I do? I can't accept these injustices…what can I do about them?"
This is literally it: Talking to other white folks about race, and, more specifically about whiteness, is one concrete way to undo racism as a white person. Unlike at a black-led march — this is where our white voices are needed.
Conversations with loved ones are tough. It is something I continue to struggle with in my own family and friends.
But we must push through discomfort to talk about race, even with great-aunt Sally, even when it feels completely unproductive and frustrating.
I mean honestly, people of color have enough to worry about to talk to a defensive white person about race. It can be extremely re-traumatizing for a person of color to have to justify their oppression to a white person, and it really is not their responsibility to do so.
Whether we like it or not, white people created racial oppression, therefore white people need to be part of the movement to undo it.
After much trial and error, here are a few tips about how to talk about race with other white people, drawn from my experiences of talking to my white family and friends, learning from other anti-racist white people, and advice from mentors of diverse backgrounds:
Because white people are so uncomfortable with naming and discussing race, conversations can easily become argumentative or defensive.
The hope is to avoid calling the person you're talking to racist and storming out (been there). I've found it helpful to educate myself about the real racial history of our country (spoiler alert: there was a genocide here, not a corn-filled dinner party), reflect on my own connection to whiteness and racism, and remove judgment of other's understanding of race and privilege.
If we were raised and socialized in the U.S., we have all been receiving unconscious (and sometimes blatant) messages about white superiority and negative stereotypes about people of color since birth.
While it's easy to dismiss other white folk as racist or bigoted, it is unfair to negate our responsibility to view every conversation about race as an opportunity to educate and learn, while processing the extremely complex emotions that come with it.
When I first started talking to my 62-year-old Jewish father about race, I would often leave the conversation feeling deflated and frustrated. When I told him Native Americans were mass murdered, he would respond with doubt and denial.
It wasn't until we visited an indigenous peoples museum with facts of ethnic cleansing (over 90,000 indigenous people were murdered by white settlers) and displacement (hundreds more died on the Trail of Tears after false treaties were signed) that he began to open his eyes to the deception of the white narrative of U.S history.
Only then could we begin to have honest conversations about our country's patterns of genocide, displacement, and racial oppression. Because he responds more to fact and logic than emotion and storytelling, the wall of white fragility was broken.
That being said, the more educated you are, the better equipped you'll be in having discussions based in fact and analysis, rather than defensiveness and judgment. Plus, exposing yourself to the racial history that was not taught to us in school will only deepen your own understanding, allowing linkages to be made between your own family history and racism (which is difficult but necessary work in itself).
If you are personally connected to the person you're talking to, try to tailor your approach to engage them in difficult conversations based on their personality and what would resonate with them (i.e., documentaries, intersectionality to other forms of oppression, mixed-media, art, scientific reasoning, etc.).
With all the accessibility of resources, we must educate ourselves and our community if we truly want to work for change.
During an incredibly insightful event, "Dear White Allies: A Training," put on by Black Lives Matter DMV, participants were urged to use non-violent communication skills to do effective racial justice work in white communities. Too often white people shut down due to discomfort during conversations about white supremacy, and claim to be victims when called out on our privilege.
One way to use non-violent communication skills to remediate this is "connect before you correct," meaning, make a human connection with someone before calling them in on their ignorance.
For example, instead of leading with, "you ignorant asshole, 'black man' is not synonymous with thug," try leading with, "I hear you saying that black men are all criminals. Why do you think that is?" And continue the conversation to tease out their perceptions and stereotypes based on media portrayal, for instance.
Meet ignorance with compassion. I'm not advocating coddling white people, nor lessening the message to make white people less uncomfortable. The message should still be loud and clear, but altering the way it is messaged can be extremely useful in impact. I've found people respond to and learn from compassion and self-reflection, and shut down when met with judgment.
In a very frustrating conversation with a co-worker about Israel and Palestine, he continuously justified Israeli occupation with "how violent Islam is."
My knee-jerk reaction was to call him ignorant and walk away (which I did). My other co-workers shared our frustrations with him among one another for a few weeks, but never really addressed it with him.
It wasn't until I heard him share his sentiments with a Muslim student that I realized my comfort level was less important than any damage he could do with our students. I asked him to elaborate on where his perception of Islam came from. He thought for a moment, and uncovered the truth that his only interaction with Islam was what he'd heard after 9/11.
Taking advantage of a teaching moment, my other co-workers and I researched the 5 Pillars of Islam with him and the impact of occupation on Palestinians. While this wasn't a magic wand for years of prejudice, at the very least he began to question his assumptions.
Calling someone ignorant and walking away doesn't necessarily have the same effect.
During a particularly challenging conversation with my dad about the Confederate flag and the nine lives lost in Charleston, it seemed like nothing was getting through to him about the weight of such a racist attack.
"Just to play devil's advocate," he ventured, as he often plays during our conversations about race, "isn't the flag part of the South's history? What's the big deal?"
After a few failed attempts at reasoning with him, I asked him how he would feel if he saw the Swastika on bumper stickers and street corners, let alone at his state's capitol, knowing that his father was a victim in the Holocaust.
He immediately understood, as if the window to empathy was locked somewhere in his own connotation of oppression.
While no two oppressions are the same, by linking his own history to symbols of oppression his awareness was heightened. Others have used their experiences with homophobia, sexism, or other intersectional identities to relate to oppression as a system, thus allowing space to recognize our role as beneficiaries of racism through our whiteness.
Whatever you do, keep the conversation going. Invite your friends and family members to conversation groups, movie screenings, black-led events, and community forums about racial justice to keep them looped in and accountable. Share articles and novels written by people of color. Attend undoing racism trainings. Interrupt negative stereotypes of people of color in the media by offering holistic narratives. Urge friends and family to listen to people of color when they recount their experiences. Continue processing, talking, and organizing your community.
It is all too easy to slip into the apathetic and numb existence of whiteness, to not feel connected to racism because we benefit from it.
We are at a critical tipping point in history, thanks to the media and accessibility of information. White people are beginning to "wake up." We can't afford to let this movement pass by without engaging our white community and supporting POC-led movements against racism and oppression.
To be sure, having one conversation about race will not solve racism. We're looking at 400+ years of racial oppression, genocide, and violence, and unpacking the painful and visceral implications of white supremacy will take time and work and commitment.
It will be messy and frustrating and liberating but, above all, necessary to undo racism.
Filed under: Undoing Racism & Oppressions | Tagged: Black Lives Matter, community building, racial justice, Undoing Racism, white allies, white people | 1 Comment »
In Waldorf education, 6th grade is a time when classes get deeply involved in community service. For many, that means volunteering at food banks, or doing environmental cleanup. But Wim Gottenbos' 6th grade class at the Seattle Waldorf School spent the past spring developing a lively business that raised $2,000 in profits to support Solid Ground.
"Kids this age are starting to really see themselves," said class parent Kimberly Hiner. In order to balance that, it is important for the students "to see greater need and the greater world out there."
For four consecutive Fridays, the class opened shop at the end of the school day, selling their artwork, homemade lip balm, hand-knit mittens, pencil boxes, candles, baked goods and other items to schoolmates and their families. Stunning geometric-colored pencil drawings were printed as note cards and a poster, then marketed through the school newsletter.
Every one of the class' 29 students created products to sell and took on business functions like marketing, accounting and direct sales. "I told them: 'Every family has a strength. Find out what your strength is and bring that into this effort.'"
The project drew on many elements of the Waldorf curriculum, including geometry, handwork and business math.
Dean McColgan, Development Director at Solid Ground, spent about an hour with the students talking to them about the role of nonprofit organizations, the importance of community support, and Solid Ground's mission and services. Dean said, "The project taught basic business principles, like accounting and inventory, but emphasized the importance of giving back to the community. When I presented to the class, I was very impressed with the students' knowledge and eagerness to learn about the importance of nonprofit work."
Perhaps a more long-term result of the project was how it created opportunity for conversations about privilege and equity.
"We developed an awareness of people that do not have the wealth and comfort that we have," said Wim. "These students have breakfast every morning in their homes; they attend a private school. Most have their own rooms and own beds. So we imagine what it is like for kids of the same age who do not have the same things, who do not have breakfast, and must wait at school for their breakfast. Our task is to open the world for them, to help them connect to the outside world."
"The students were proud of what they accomplished," noted parent Liz Yaroschuk. "There was a sense of ownership in the business, deciding what products to sell, how much to charge. They were stunned by the amount of money they raised."
"And," added Kimberly, "they were incredibly impressed at what Solid Ground does." Dean hopes to return to the school later this fall and report back to the students on the impact of their investment.
(Disclosure: I've drank the Waldorf Kool-Aid. My daughter is a 2014 graduate of the Seattle Waldorf School and my wife is on its Early Childhood staff.)
Filed under: Community Partners | Tagged: philanthropy, Seattle Waldorf School, Waldorf education, youth philanthropy | Leave a comment »
A few weeks ago, a gentleman called Financial Fitness Boot Camp (FFBC) asking questions about budgeting, as well as how to pay off a huge credit card debt and a student loan. He is living in a transitional men's shelter until April 2016, paying $465 a month for rent. He stated that he wants to move out of the shelter and live in his truck, and use the rent money to pay down his credit card debt. We asked him to come in so we could do a budget and look at the expenses he might encounter living in his truck.
After doing some research we found it would cost more to live in his truck. In addition, living in his truck could lead to the development of chronic health issues; imagine trying to sleep in a small truck with a height of 6'5"? He would use more gas as he moved from street to street. He might receive parking tickets which could lead to being towed. He would have to eat most meals out as he would have no food storage or way to cook food, and in addition, have no access to a bathroom, laundry or electricity. In order to stay warm in a truck that has no insulation, he would have to buy blankets and warm clothes. And lastly, he would have to make the costly move to put most of his possessions in storage.
When he came in for our meeting, he was very pessimistic. He was feeling hopeless and stated he was having a hard time holding on emotionally. Our Financial Fitness Coach Judy Poston showed him how his monthly expenses could easily more than double by moving into his truck. After we covered this information, he felt better able to weigh the pros and cons of living in his truck and make an informed decision. He said because we put the information in writing, his options were more was clear. Before he left, he decided that he would stay in the shelter, save money and explore new employment opportunities.
For more information about how FFBC can help you and members of your community, please contact Judy (firstname.lastname@example.com | 206.694.6776).
(Editor's note: Thanks to Judy and DukeEngage summer intern Motin Yueng for contributing this article, which originally appeared in Solid Ground's FYI.)
Filed under: Financial Fitness | Tagged: financial empowerment, Financial Fitness Boot Camp, homeless in Seattle, homeless prevention | Leave a comment »


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Archive for November 2012
7toX for Final Cut Pro 1.0.15
Comments off · Posted by Philip in Apple Pro Apps, Assisted Editing
The latest release of 7toX for Final Cut Pro available today in the Mac App Store includes:
- Bug fixes for Premiere Pro XML (three separate problems this time)
- Bug fix for audio linked to a phantom clip
- Bug fix for audio levels
- Bug fix for mono audio XML
Dear RIAA: Pirates Buy More. Full Stop. Deal With It.
22 Comments · Posted by Philip in Distribution, The Business of Production
The article of the same name at Techdirt starts with:
Just a few days after Joe Karaganis posted his response to the RIAA's favorite researcher, Russ Crupnick of NPD Group, who suggested that Karaganis must be drunk and have little knowledge of statistics to publish a study showing that pirates tend to buy more — and then revealing his own numbers that showed the exact same thing — UK regulatory body Ofcom hascome out with a study saying the same exact thing again (found via TorrentFreak).
The Power of Hiding Complexity
35 Comments · Posted by Philip in Apple Pro Apps, The Technology of Production
During the last week I caught up with the (in my totally biased opinion) excellent take on FCP X and the Future of Editing by David Leitner in Filmmaker Magazine. He outlines the process of democratization that has happened since Final Cut Pro 1, and how that affects what is needed from a modern NLE. That article set me thinking about how hard it is to hide complexity in a simple interface and how that affects the learnability of the software.
Romney's campaign used Final Cut Pro X, with help from Crumplepop
6 Comments · Posted by Philip in Apple Pro Apps, Video Technology
So curiosity took me through Ars Technica's look at the Romney campaign's technology – Romney campaign got its IT from Best Buy, Staples, and friends– and got down to the heading Picking a few things up at the Apple Store and see that Apple picked up a decent customer in the campaign. (more…)
10,000 Artists Sign Up for Pirate Bay Promotion
5 Comments · Posted by Philip in Distribution, Monetizing
While the major record labels and movie studios do what they can to shutter The Pirate Bay, thousands of lesser known artists are eager to become featured on the site's homepage. Since the start of the "Promo Bay" initiative in January, 10,000 independent artists have signed up to be promoted by the world's largest torrent site. Those who were lucky enough to be featured have enjoyed a healthy career boost and in some cases earned thousands of dollars from file-sharing fans..
From TorrentFreak.com
Conventional wisdom is that there is no value in "free" distribution, yet 10,000 artists – probably more than signed to all labels combined currently – have taken advantage of the offer: free music for promotion.
Who's looking out of step now? Not the artists, that's for sure.
Draconian Downloading Law In Japan Goes Into Effect… Music Sales Drop!
13 Comments · Posted by Philip in Media Consumption
The conventional wisdom from the dinosaurs of the film, TV and music business is that all they need to do is get laws changed in their favor to "stop piracy".
In Japan they got their way with a new, draconian, law going into effect:
Except, the reality is that consumers are spending less on music than they were before the bill became law. The article actually posits that the government has made some people so fearful of being arrested that they won't do any downloading from legitimate sources any more — just in case it's tainted. So even if they can cut out piracy (doubtful) there's little evidence to suggest much increase in commerce as a result.
When will they realize it's a business model problem. I repeat that no peer reviewed (i.e. legitimate) study has ever proved any damage to any organization from unauthorized distribution. Those "studies" that the industry produce have been pretty thoroughly debunked. It's time stop suing and start thinking of new business models that embrace the publicity value from "unauthorized" distribution.
An ode to the colorist or finisher!
2 Comments · Posted by Philip in Video Technology
Good editing, they say, should be invisible. Great audio not only enhances the picture but a well designed soundscape takes the project to a whole other level. Similarly, we never notice the work of the "finisher", or colorist (although at the most basic level) – or even the editor – who makes sure that all shots are balanced, and consistent.
It's not something you notice, until a show comes along so bad that it affects the enjoyment of the show. These two shots are just one of the many, many, examples from the same show where shots are gray and washed out, or overly contrasty. Even when they are purportedly the same set up.
With just one shot between them, this is typical of the jarring jump in levels. They're on green screen with the backgrounds matted in – very obvious when the hair line just gets blurred because, well, doing a decent key was too hard?
I know budgets are tight, but seriously, the rarely-great-but-never-this-bad color match feature from FCP X would be better than this!
These are stills extracted from a digital file, not screen shots. What was seen on the screen had slightly different gamma (not surprisingly) but otherwise was just as jarring.
7toX for Final Cut Pro 1.0.14
Comments off · Posted by Philip in Apple Pro Apps, Assisted Editing
The latest release of 7toX for Final Cut Pro available today in the Mac App Store includes:
• Bug fix for still images in an Event
• Bug fix for sequence markers
• Bug fix for track audio levels and pans in nested sequences
• Bug fix for badly formed XML
• Bug fix for open and save dialogs
The Terence and Philip Show Episode 47
Comments off · Posted by Philip in Solar Odyssey, The Business of Production, The Technology of Production
Yes, finally, another Terence and Philip Show! This time Terence grills Philip on what really happened during the Solar Odyssey, the production lessons learnt and what else has come out of the experience.
What's the best thing about producing on-line video?
1 Comment · Posted by Philip in The Business of Production
A short article (from the Associated Press so it may time out, sorry) Director Thomas finds passion project online leads with:
Director Betty Thomas neatly sums up the benefits of making a low-budget online series: a lack of high-level meddling.
"There's no network saying, 'Oh, Betty, I'm not sure viewers will like that character if she picks that banana up,'" the Emmy-winning actress turned director said. Mention that the character enjoys fruit, she said, and the network comeback may be, "But what does a banana symbolize?"

subset: commoncrawl


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The Dark Side of Species Discovery
Caudata.org - A member shares a very interesting article about the struggle of conservationists when new species are announced.
Dendroboard - An article linked in the first post sparks a long and sometimes heated discussion about the exploitation of species for the pet trade and whether or not we should continue to support the importation of wild caught animals.@ Dendroboard


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Use the download button below to download an Excel friendly CSV file. This export file is created dynamically and therefore subject to frequent changes. Advanced users can download this file via directly via this link without using a browser
Microsoft Excel users can download this file directly from a spreadsheet at a push of a button.
An example
is available here.
Users of earlier versions of Excel can download a 2003 version
In order to function correctly these Excel spreadsheets need permissions to run VBA macros as the spreadsheet relies upon this ability to refresh the product data. Some help is available within the spreadsheet and the VBA code is commented so that you can adapt it for your own purposes. However, these Excel files are provided as an example or a starting point for your own spreadsheet and specific help is not available. Please refer to your own IT specialist for assistance where it is required.


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The Urban Nature paintings are inspired by the still life works of Matisse.
The plants represent the abundance, the innocence and the organic world. The architecture represent man-made, linear structures.
We see a cultivated plant, but at the same time it is overgrowing the maquette sized architecture. Nature and architecture are playing a game of power. Do the maquettes and geometrical patterns follow the laws of nature or is it the other way around? Does the plant take shape of the linear structures?
Dutch Houses
Acrylic on canvas
50×70 cm
Corporate Collection


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ANKARA – A terrorist confessed to a Turkish newspaper that the weapons come from Turkey to Syria and that the training courses are held in the Turkish lands.
In a report published Sunday on Yurt Newspaper, terrorist "M T" said that the materials which are stolen by the terrorists are being smuggled mostly to Turkey, adding that the terrorists were cultivating and trafficking drugs in their camps before removing their activities into areas which are under their control in Syria.
The terrorist, who is a member of one of the "Turkmen Brigades", said that the weapons are being smuggled to the terrorists in Syria in various ways, sometimes in ambulances, adding that he himself examined an ambulance which was loaded with weapons, rockets and explosives, adding that all of them were U.S. made.
He added that Turkey had set camps for those terrorists before the events of Jisr al-Shoughour…
View original post 73 more words


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Protein Sesame Flour
· Flour ·
250 g
Of all the flours in the BIO PLANÈTE protein range, Protein Sesame Flour has the highest percentage of calcium (218 % **). It is also rich in magnesium, iron, zinc and vitamin B1, so really adds value to your daily diet. The unroasted sesame seeds are cold-pressed to harvest the oil. Afterwards, the remaining raw material is finely ground to produce the Protein Sesame Flour naturally, without any further additives.
"Product" has a strong swelling effect. Consume the product with enough liquid.
It can be used in a variety of ways, e.g. to enhance shakes and Asian dishes. It can replace wheat flour when you bake, providing a low-carbohydrate alternative. Protein Sesame Flour is gluten-free, vegan, vegetarian, lactose-free and suitable for a raw-food diet.
** Reference quantity for an average adult
* Product of organic farming
** This product contains a finely composed mixture of different ingredients. As a rule, the main ingredient originates from the country mentioned here. Should the proportion of ingredients be equal, more than one country will be declared. Should any questions regarding product origin arise, please contact us: email@example.com or +33 (0) 4 68 76 70 6
Average nutritional analysis for 100 ml
** % of daily reference intake (adults)
In recipes, add an extra 10ml of water per 10g of Sesame Flour.


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Earlier this month, the Federal Reserve System's Board of Governors, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency issued a joint warning that banks are weakening underwriting on commercial real estate loans. According to the regulators, some banks are allowing more underwriting exceptions and are not sufficiently monitoring market conditions. These regulators said that they will increase their scrutiny of lenders and may request banks to strengthen their underwriting standards, raise capital or better monitor their loans.
Real Estate requires a scorecard
Commercial real estate transactions are not limited to drafting a purchase agreement and signing a sales contract with sellers and purchasers. Profitable and legal use of real estate includes numerous players in several venues. Any of these actors may stop progress on a commercial venture or even stop it from beginning.
Can zoning requirements be waived in Minnesota?
Municipal zoning ordinances control how property owners can use and develop their property. However, governments can grant variances that excuse compliance with certain zoning ordinances in appropriate circumstances.
Driving through the paper blizzard
Anyone who has ever purchased or sold a home in Minnesota has dealt with a daunting volume of paper that is necessary to complete the final deal. These documents, however, pale in comparison to the amount of paper that is needed to complete a commercial real estate transaction.
Minnesota Wild facility to be constructed
Minnesota cities have to keep up with changing commerce that can decimate a real estate market, urban growth and property values. Downtown St. Paul, for example, once had eight department stores and lost the last remaining Macy's Department Store in early 2013. Following Macy's closing, there were plans to develop the site as a giant parking ramp with office space for the Minnesota Sex Offender Treatment Program.
Stadium dispute concerns construction industry
In Minnesota, private negotiations are normally utilized to resolve disputes over routine changes required to complete a construction project. However, the construction industry is concerned over implementation of mediation to settle a dispute over $15 million in change orders for construction of the new Viking Stadium in the Twin Cities.
Commercial real estate issues are ongoing
Real estate issues for business extend beyond the sale and purchase of their place of business. Many issues can continuously impact property owners.
When can a landowner challenge property transfer?
In Minnesota, the sale or transfer of adjacent property in commercial real estate transactions can hold consequences for neighboring business. Accordingly, in some cases, a party may challenge an action such as land conveyance.
When can government change land use?
Through zoning, local governments in Minnesota can restrict or regulate the use of property. However, this issue becomes complicated when a property owner engages in permitted activities if a local government later issues a zoning ordinance restricting these activities.
Making an offer that can be refused
Minnesota businesses can face serious setbacks by not providing sufficient attention to the fine print of agreements. This may have particularly serious ramifications in commercial real estate leases that may allow for the sale of the property occupied by a tenant's business.


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Pursuing Social Security Disability Benefits
When you are unable to work due to a disability, it's important to have financial protection. With so many people filing for Social Security Disability benefits — and so many claims being denied — you need an ally who knows how to navigate the system. Let us provide the comprehensive, detailed help you need.
The Law Offices of Cameron D. Simpson, P.A., has more than three decades of experience in Social Security Disability claims and appeals. Regardless of the reason you can't work any longer, we are on your side. We handle claims involving:
- Anxiety
- Arthritis
- Autism
- Blood diseases
- Cancer
- Chronic pain
- Depression
- Diabetes
- Herniated discs and other back injuries
- Post-traumatic stress disorder (PTSD) for military service members
- Spinal cord injury
- Traumatic brain injuries (TBI)
- Other physical or mental conditions
SSDI Is Something You've Earned, Not A Handout
Throughout your career, you have likely made payments toward Social Security just in case you faced a disability down the road. These payments (called FICA taxes) are automatically removed from most paychecks. So long as you've paid into the program, you are entitled to Social Security Disability Insurance (SSDI) benefits for a qualifying disability.
Whether you want help completing the paperwork for an application or need assistance fighting a denied claim, we can help. Even if you don't qualify for SSDI benefits, you may be eligible for Supplemental Security Income (SSI) benefits. We can explain the details in a free consultation.
How To Apply For Benefits In Florida
You should file for disability benefits as soon as your doctor says you won't be able to work for at least a year. It's not difficult to apply — you can do so online — but we highly recommend that you consult with us prior to beginning the application process. The smallest mistake can lead to a denied claim.
We can assist you in completing and filing the paperwork, as well as gather all of the documents needed to make a convincing claim.
Why Hire A Social Security Disability Attorney?
Navigating the process of applying for benefits or appealing a claim is complicated. Your chance at success is much greater with the help of an attorney. We will personally collect information that is vital to your case and help you understand each step of the process.
For assistance filing for benefits, contact us at 850-659-6512 or email us. From Fort Walton Beach, we serve Okaloosa County, Santa Rosa County, Escambia County, Bay County and Walton County.


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We will be doing more blogging about our products and other great products.
3 thoughts on "We have a new blog"
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Caspar Weinberger - US Secretary of Defense 1981 -1987Critical Mass wrote:I agree with everything you've written but I will point out that one thing 'the Jews' or JPM do not (and probably cannot) directly control are the military.
William Cohen - US Secretary of Defense 1997 - 2001
James R Schlesinger - US Secretary of Defense 1977 - 1979
Richard Perle – U.S. Assistant Secretary of Defense 1981–1987
Paul Dundes Wolfowitz – U.S. Deputy Secretary of Defense 2001–2005
Douglas J. Feith – Under Secretary of Defense for Policy 2001–2005
General Norton A. Schwartz – Chief of Staff of the U.S. Air Force 1973 - 2012
There are a lot more but it would take me more time to find them. The above is simply a brief example. Is the US Secretary of Defense in direct control of the military? I suppose that depends on the definition of control. Let's say they are involved in direct control of the military


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A Trial of Closed Hemorrhoidectomy Under Local Perianal Block Versus Spinal Anesthesia
|The safety and scientific validity of this study is the responsibility of the study sponsor and investigators. Listing a study does not mean it has been evaluated by the U.S. Federal Government. Read our disclaimer for details.
|ClinicalTrials.gov Identifier: NCT00925912
Recruitment Status : Completed
First Posted : June 22, 2009
Last Update Posted : June 22, 2009
- Study Details
- Tabular View
- No Results Posted
- Disclaimer
- How to Read a Study Record
|Condition or disease
|Postoperative Pain Complications Satisfaction
|Procedure: spinal block Procedure: Perianal block
|Not Applicable
Objectives: To study analgesic efficacy, postoperative voiding problems, patients' satisfaction, and other complications after closed hemorrhoidectomy comparison between local perianal block and spinal anesthesia.
Research design: Randomized controlled trial Setting: Phramongkutklao Hospital Research methodology: A total of 64 subjects (32 males and 32 females) underwent elective hemorrhoidectomy were randomly allocated into two groups. Thirty-two patients were randomly allocated to receive spinal anesthesia (SA group) while 32 patients received local perianal block (LA group). Duration of analgesic effect, pain measurement with visual analogue scale (VAS) at 6 and 24 hours, quantity of analgesic medication administered, postoperative complication, and patient's satisfaction with the anesthetic technique were recorded.
|Study Type :
|Interventional (Clinical Trial)
|Actual Enrollment :
|64 participants
|Intervention Model:
|Parallel Assignment
|Single (Outcomes Assessor)
|Primary Purpose:
|Official Title:
|A Randomized Clinical Trial of Closed Hemorrhoidectomy Under Local Perianal Block Versus Spinal Anesthesia
|Study Start Date :
|December 2006
|Actual Study Completion Date :
|November 2007
Active Comparator: 1
spinal anesthesia: Active Comparator
The SA group were received a subarachnoid block with 1.5-2.0 ml of 0.5% bupivacaine.
Procedure: spinal block
0.5% bupivacaine 1.5-2 ml injected to subarachnoidal space
Other Name: marcaine 0.5%
Experimental: 2
Perianal block with 0.25% bupivacaine
Procedure: Perianal block
0.25% bupivacaine injected at perianal region
Other Name: Marcaine 0.25%
- The degree of pain measured by visual analogue scale at 6 and 24 hrs after surgery. [ Time Frame: within 24 hrs ]
- Patients' satisfaction with the anesthetic techniques, postoperative voiding complications, and other complications [ Time Frame: within 24 hrs ]
Choosing to participate in a study is an important personal decision. Talk with your doctor and family members or friends about deciding to join a study. To learn more about this study, you or your doctor may contact the study research staff using the contacts provided below. For general information, Learn About Clinical Studies.
|Ages Eligible for Study:
|18 Years to 60 Years (Adult)
|Accepts Healthy Volunteers:
Inclusion Criteria:
- Patients aged between 18 and 60 years with grade 3 or 4 hemorrhoid.
- Had no history of bupivacaine allergy.
Exclusion Criteria:
- Complicated hemorrhoid e.g. prolapsed or incarcerated hemorrhoid, gangrenous hemorrhoid.
- Associated anorectal disease.
- Patients whose characteristics of his/her buttock were difficult to gained adequate exposure when performing surgery under local anesthesia such as the mounds of his/her buttock is very high and rise almost straight up from the anal verge.
- Patient was unfit for surgery e.g. heart disease, liver cirrhosis, or coagulopathy.
- Patients who had symptoms of benign prostatic hypertrophy or bladder neck obstruction.
- Pregnancy.
- Patients with neuropsychotic problems.
- Did not agree to participate this study
To learn more about this study, you or your doctor may contact the study research staff using the contact information provided by the sponsor.
Please refer to this study by its ClinicalTrials.gov identifier (NCT number): NCT00925912
|Principal Investigator:
|Sahaphol Anannamcharoen, M.D.,M.Sc.
|Phramongkutklao College of Medicine and Hospital
|ClinicalTrials.gov Identifier:
|Other Study ID Numbers:
|First Posted:
|June 22, 2009 Key Record Dates
|Last Update Posted:
|June 22, 2009
|Last Verified:
|June 2009
perianal block
local anesthesia
spinal anesthesia
Pain, Postoperative
Postoperative Complications
Pathologic Processes
Neurologic Manifestations
Signs and Symptoms
Central Nervous System Depressants
Physiological Effects of Drugs
Anesthetics, Local
Sensory System Agents
Peripheral Nervous System Agents


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It is almost the 10th year that
The first stage is backward from Aug.8th 2000 to Dec. 31st 2004. The Company started in Aug.8th 2000. In this period, we only provided the service to the J-1 program (High School Culture Exchange Program). The number of students who got visa through our company was seven in 2001,
The second stage is backward between Jan.1st, 2005 to Dec.31st, 2008. In this period, we consolidated and upgraded our service for J-1 program. Meanwhile, we successfully developed the different services of F-1 program, Summer/Winter camp program, high school teacher's training program in
Right now, USA 3H Capital LLC is partnering strategically with different entities, including J-1 sponsors, universities, community colleges, public & private high schools, law offices, banks and travel agencies. These groups strongly support our business and services, and upgraded our service to another level of height.
From 2009,
This is the reason for us to develop a website in English. From bottom of my heart, I wish all of you who visit this website, especially the principles, teachers, students and parents, could get together to contribute our effort for Sino-American education exchange and creating a bright tomorrow together.
Best regards,
Zaihua Zou
President & CEO


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The mission of NCC's Outreach Working Group is to support faculty researchers and independent scholars of Japan, particularly those who are affiliated with small institutions or are otherwise without access to comprehensive Japanese library resources. We work to facilitate connections between these researchers and needed resources with partners in North America and Japan.
We would like to hear your thoughts on how we can best support you, and we invite you to participate in the survey below by June 1, 2019:
Kuniko Yamada McVey, Librarian for the Japanese Collection, Harvard-Yenching Library, Co-Chair
Cheryl Crowley, Professor, Emory University, Co-Chair
Toshinori Egami, Librarian, International Research Center for Japanese Studies (Nichibunken), Kyoto
Tsuyoshi Harada, Japanese Studies Librarian, University of Iowa
Sachiko Iwabuchi, Okinawa Studies Librarian, University of Hawai'i at Mānoa Library
Kana Jenkins, Curator, Gordon W. Prange Collection; East Asian Studies Librarian, University of Maryland
Naoko Kato, Independent scholar, British Columbia
Ayako Yoshimura, Japanese Studies Librarian, University of Chicago
Toshie Marra, Japanese Studies Librarian, University of California, Berkeley


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Sheepskin Leather
This is a nice grain-on, gold colored, sheepskin leather hide. It measures 8 3/4 square feet is about 2-3 oz. in weight, and is very soft pliable. The grain has been buffed down to a matte finish. The suede side of the hide has been milled so it is soft and level.
You will find tons of uses for this piece of leather in your Native American, black powder, SASS cowboy, taxidermy and many other craft projects. It will be great for antler mounts, bags, regalia, buckskin clothing, etc. It can be used for most of the same projects as deerskin leather.
This is a craft grade hide so some natural blemishes, etc., are possible.
We encourage you to put our years of leather craft experience to work for you. Unlike other leather dealers, we not only sell hides and craft supplies, but we are crafters too
Feel free to email with any questions regarding this or any of our other items. If you are unsure if a particular hide will work for you, PLEASE contact us BEFORE ordering and we will do our best to help you out. We want to make sure you are getting a hide that is best suited for your project. Many times, it is a less expensive item than you planned to purchase.


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The Alters, minus two, on the Plaza--sunny dayBack to blogging. My blog vacation was actually a Christmas vacation in Santa Fe with all of my family--16 of us in one large contemporary house within walking distance of the Plaza. It made for wild and noisy good times, a boisterous Christmas morning, and a generally wonderful experience. Years ago, when my children were in high school and college, we spent every Christmas vacation in Santa Fe, and it was a city where I felt completely at home, as though I'd lived there in another existence. It's now been ten years since I've been there and even longer for the children, but there was a lot of "Remember when..." as they reacquainted themselves.
Skiing was a major attraction for all but three of us, though it didn't happen until Dec. 26th. We arrived late Sunday, fiddled on Monday, and went to brunch and walked the Plaza on Tuesday. I found some trinkets for this one and that and a lovely wall cross for Lisa. Fun, but after one walk around the Plaza in my awkward boot, I'd had enough. Besides it was cold.
I also chickened out of caroling on Canyon Road, but everyone else had a great time.
Caroling on Canyon RoadFor folks like me, who travel to Santa Fe on their stomachs, we ate at Gabriele's, new to me but delicious--can't beat crab enchiladas. One morning all sixteen of us had brunch at LaFonda--the kids and adults both loved it. They split us into tables of eight--so much more manageable. Another night, we thought we had reservations at Guadalupe Café, long a favorite of ours, but when Megan called to say we were running late, whoever answered said, "We're not open for dinner." Big problem, but it wasn't. The Pink Adobe has bought Guadalupe--the latter serves breakfast and lunch, and the Pink Adobe had a private room waiting for us. Expensive, but oh so good. Melanie, Jordan and I went to Chimayo one day--they had never been to the Sanctuario and brought back more than their share of holy dirt. I found a few quiet moments to sit in that wonderful chapel and talk go the Lord about 2014 and pray for the people on my prayer list. Lunch at Rancho Chimayo was as good as always. I get tired of spicy food and was happy with an avocado filled with chicken salad. And, finally, the three of us found ourselves on the next ski day with Maddie (14) and Jacob (7) for company, so we had lunch at Harry's Roadhouse, where I love the meatloaf. Very carefully saved and protected half my large sandwich for the drive back--sad story. Jordan though I packed it, and she thought I did. No meatloaf. I ate a cold cuts sandwich--good but inferior!
Lot of cooking went on; here, Mel and Eden make banana pudding
Some of the noisemakers
Goodbye until the next time
(photo courtesy Lisa Alter)


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All accounting software comes with a default set of forms which print to Customer and Supplier documents, PDFs (required when e-mailing quotations, purchase orders, invoices, etc.) and monthly documents (statements and remittance advices). Default forms are plain and carry the same or similar design across the different documents. Forms Design allows for the customisation of these documents.
What are the benefits of having my forms customised?
In addition to the obvious benefits as illustrated above, you are able to use your documents as a powerful media tool by adding clickable links that will take your customers/suppliers through to your website, Facebook page, linkedin or twitter account.
Add your company logo and additional information about your organisation.
Advertise your specials or promotional offers as and when you run them.
Add or remove fields from the document headers.
Highlight important information that you would like to draw the customer/supplier's attention to.
Forms that can be individually customised are listed below:
|Customer forms
|Supplier Forms
Please click on the thumbnail to view full image.


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Super wings is a preschool series about adorable jet plane named JETT who travels the world delivering package to children.
On every delivery, JETT encounters a new problem that JETT and its friends, the SUPER WINGS must work together to solve.
SUPER WINGS are not just regular airplanes. They have the ability to transform from planes into amazing heroes who can run, clim, lift, dig and even dive deep under the sea !!.


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Thank You!
We've received your address and will add it to the map! Please give approximately 5 minutes for the map to refresh.
If you have another address you would like to enter, please feel free to place it in the form below!
By entering your address above, you are agreeing to have your address publicly listed on thelifechurch.com website and are releasing The Life Church, and it's affiliates, from any liabilities.


text: Answer to "2 wheel electric segway: Light not red when charging for 1st time"Put the transformer in a hard surface and press down hard on the grooved part of the cover. I did this and the light went from red/green to red solid for charging. This would indicate a loose connection somewhere in the circuit board, but may work for now.


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Strategic Plan Stories of Impact
Visionary Scholarship.
Human Dimension.
Global Scale.
Progress requires action. In 2013, the campus created a framework designed to advance the University of Illinois at Urbana-Champaign to its next level of excellence. It became the 2013-2016 Strategic Plan, and it set the course for the future of Illinois by establishing four goals in the areas of scholarship, education, engagement and stewardship. Here, we document a sample of past successes and stories that illustrate the goals and priorities outlined in the plan.View the Strategic Plan
Each of the goals established by the 2013-2016 Strategic Plan (scholarship, education, engagement and stewardship) included a set of metrics that were charted throughout the duration of the plan. Regular updates were recorded on a series of dashboards to provide clear and transparent information about our progress.View the Metrics


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| Opinion | 11 March 2017 | Asia Samachar |
The dust has yet to to settle. The turmoil from the raging angry arguments on social media and within closed doors still churn. Many are foretelling that the worst is yet to come. Our very fabric of the Sikh community here in Malaysia is being torn right in the middle. Imagine tender skin and flesh being torn bit by bit but not fully halved yet. In fact, from my distant estimation of the situation, the tear isn't even a quarter of the full length yet. That's still not good news because splits between us and ourselves have had no everlasting precedence yet. It's an entirely new experience for many of us, especially from the younger generations.
But the split has been there for generations, oblivious to the majority. The orthodox versus the liberals. The orthodox with the heritage ways of the wise and old, of full blind faith, not fully understanding why they practice what what they believe in but unflinchingly loyal and fervent. The liberals with the constant questioning and testing of beliefs if their beliefs do stand the test of time, bravely challenging the status quo with the risks of straying from the original intent of their beliefs, always using introspection. Both camps are paranoid about the seeping influence of dark external forces, very sure there is a measured and deliberate attempt to hijack our peripheral beliefs, and then subsequently and slowly attack our core beliefs. Both blame the opposing camps of being agents to these external forces. These external forces could be the Hindu government, the Christian missionaries, the Muslim terrorists. Take your pick.
Very often, the battlefront for both camps are within the comprehension of our spiritual texts that guide us. Interpretation from both opposing backgrounds are never ever similar. Today, to add into the mix, the arguments also involve which texts are original and which aren't, and if these texts are fed by the supposed agents of the dark external forces. Each camp will seek out endorsements from supposed intellects and supposed religious leaders of the Panth. Obviously, getting endorsements from like minded believers is akin to preaching to the choir. Objectivity never stood a chance.
And then, in the middle, the majority of Sikhs look in through the looking glass aghast at how ugly religion can become. The disdain is very apparent, especially at the arrogance from the both very loud camps. Arrogance that these camps assume that the middle majority needed saving, with either camp qualified to be caretakers.
The middle majority are working hard living a truthful life, toiling to be a positive contributing members of the society we live in, essential as our core principals of being Sikhs. The middle majority are constantly trying to put into practice the practical aspects of being Sikhs. Being humble shunning arrogance, accepting consequences of their actions, ignoring greed, being careful to not succumb to the lust of power or lust of flesh, avoiding rage and anger. Practicing these 5 traits takes a lot of time out of 24 hours. Then there's living a life of a householder, making sure the family is sustained physically and spiritually. Some of us are just struggling to do all this while maintaining the image ordained by our 10th Master, as Amritdharis.
The middle majority will comment on the sparks from the arguments, choosing sides at each particular spark, without knowing the larger context and narrative. From harassing an old man as old as our fathers, to barring a group of us into the darbar sahib, renowned for its four doors to be opened to all equal humans. These are sparks. But the larger picture is oblivious to the majority of us. Meanwhile, more dirt is dug by both camps on individuals from the opposing camp. Our religious people have never been uglier to the middle majority.
Understanding, analyzing, learning and unlearning, arguing, debating, smearing, in the Gurudwara and on Social Media takes a lot of time that we already are missing to just do the basics.
The middle majority will soon forget these sparks, as life goes on. But if the tear in the middle gets longer, which the pessimists in us will warn, then the middle majority will experience more pain and turmoil, casualties of war. Even worse, they will start to shun the Gurudwara and perhaps seek spirituality else where. Then, who will need saving from either camp?
Jagdesh Singh, a Kuala Lumpur-based executive with a US multinational company, is a father of three girls who are as opinionated as their mother
[ASIA SAMACHAR is an online newspaper for Sikhs in Southeast Asia and surrounding countries. We have a Facebook page, do give it a LIKE. Follow us on Twitter. Visit our website: www.asiasamachar.com]
Friends retreating, singing and chanting as a family (Asia Samachar, 1 March 2017)
My father's greatest gift to me (Asia Samachar, 25 Feb 2017)
The mumbling granthi (Asia Samachar, 9 Feb 2017)
Teaching critical thinking at Sikh family day camps (Asia Samachar, 24 Jan 2017)
The fluidity of spirituality (Asia Samachar, 27 Dec 2016)
Malaysia's largest Sikh youth camp kicks off, tree planting on the agenda (Asia Samachar, 18 Nov 2016)
Weddings are way too expensive (Asia Samachar, 17 Nov 2016)
Sooner or later, we all draw our own lines (Asia Samachar, 4 Nov 2016)
Roles and functions of a gurdwara (Asia Samachar, 11 Dec 2015)
JAGIR: MGC managing granthi entry, standardising maryada at gurdwaras (Asia Samachar, 20 Nov 2015)
Granthis aren't built like they used to anymore – JAGDESH (Asia Samachar, 6 April 2015)


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The new double FIM MX2 Motocross World Champion opens up on a remarkable racing season, good and bad performances, motivation and being part of the best MXGP team in 2020…
The new double FIM MX2 Motocross World Champion opens up on a remarkable racing season, good and bad performances, motivation and being part of the best MXGP team in 2020…
MX2 World Champion Jorge Prado seems to have it all at 18 years of age. So, we asked those close to him: How can #61 possibly improve?
Tom Vialle almost came out of nowhere to announce himself as KTM's new fizzing star at FIM Motocross World Championship level. How did an eighteen-year-old rookie shock Grand Prix? We asked …
What is frustrating about racing? Is it a last lap crash or loss of position? The tough moments when hard work does not translate into results? Or maybe the fact that it never stands still, and the achievement of today can rapidly fade tomorrow? KTM could perhaps volunteer the last point; especially with the efforts of the Red Bull KTM team in MXGP.
Hangover or hegemony for KTM and their MXGP rule?
No doubt the factory riders of KTM were not very happy when they found out their 'babies' were being turned over to a bunch of journalists for a day. But a chance to try out the powerful machines of Red Bull KTM Factory Racing on the famous Eurocircuit in Valkenswaard is a unique opportunity that no journalist wants to miss.
He just had to score four more points this weekend at the last Grand Prix of the year, but Jorge Prado can already call himself the new MX2 World Champion. An injury forced title-contender Pauls Jonass to undergo an operation and prevented his chances of defending the MX2 crown in Imola, Italy. Just before this unexpected turn, we sat down with the Spanish Red Bull KTM Factory Racing rider to fire a few questions in his direction.
There are plenty of just a bit too serious interviews on our MotoGP heroes, so instead we thought we'd keep it nice and casual. We met up with Pol Espargaró and Bradley Smith in the Red Bull Hospitality to do a little quiz. The KTM duo had to guess each other's favorites, and for every right answer they scored a point. Let's see who came out on top!
Take a trip to the 'source' of nine FIM Motocross World Championships and where Tony Cairoli was able to become an MXGP legend.
Somehow those orange motocrossers have taken another step in performance for 2019 so we asked the wizards in R&D what is in store for riders eying a new dirtbike.
Copyright © 2011-2020 KTM Sportmotorcycle GmbH


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Website design in Essex
Simple, clean websites at affordable small business prices
Clear, uncluttered, user friendly websites are the way to go. Visitors need to instantly see what you offer and why use you within seconds of landing on your site, otherwise they'll buzz off to another one and you won't see them for dust!
At Bee Spotted we focus on making sure websites are easily found and effectively convert visitors into sales. It's all about the hook!
Competitively priced websites for your budget
Whatever your budget, we'll create a design that works for your business. From simple brochure websites to e-commerce solutions, our prices are geared towards smaller businesses, so no fear of overpriced, out of the ball park design charges.
Cannot recommend Sharon and Bee Spotted enough. She took the ideas of a dozen women and brought it to life easily and quickly at a very reasonable price. We were all so impressed with the modernity and sharpness of the site.
She was helpful at all times and still continues to be so.
Go Bee Spotted – you won't regret it.
Essex Doulas
First class service from the team at Bee Spotted including designing my logo and printing out my business stationery – I am currently in the process with having my website built by Sharon and the level of customer service already received I cannot rate highly enough. 100% recommend for quality and service.
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That's no problem either; just tell us at the start and we'll set your site up with a content management system (CMS) so you can login and update it yourself. We'll even provide you with full training and support to ensure you get the most out of it.
Need a website that's affordable but brilliant?
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• Website design & build
• Website Domains
• Hosting and backups just £60 per year. That's just £5 per month!
• Content Management Systems
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*Payable annually in advance
How much do you pay a website designer?
Expect to pay between £200 and £800 for template customisation. The cost varies depending on how much work you want to be done – such as adding a header image, moving the logo location, creating a fixed navigation bar, changing the overall layout design, etc.
How do I choose a web designer?
Here are some things to think and ask about when hiring a website designer:
Pay attention to how much they ask you about YOUR BUSINESS. …
Look at sites they've designed to see if you like their style. …
Ask them if they did the actual graphic and layout design of the site, or if they just did the programming.
Should I put my prices on my website?
Putting your prices on your website will actually help you attract prospective customers/clients. If you're the only person in your industry talking about prices on your website – you'll get more traffic to your site than your competitors, which should mean more leads and sales.
Royal Oak Chase, Basildon, Essex, SS155SJ
0845 519 7767
If you want to stand out from the crowd then contact us today.
All enquiries and quotes carry no obligation.
Whichever of our services you are looking to potentially use we'd be happy to help!
Located In Essex Bee Spotted Strives To Set The Website Design Standard In The Basildon, Essex Area
Bee Spotted is located in Essex UK but you can also find us on Yelp. You can call us at 0845 519 7767, We are located near the Hanningfield Reservoir, Hadleigh Castle, and the Norsey Woods.
If you are coming from the London Southend Airport(SEN) the drive is fairly simple and quite easy. Leaving the Airport you want to take Rochford Road to Prince Avenue/A127. When you see Prince Avenue/A127 you want to make the right hand turn onto the road. You want to follow A127 to Upper Mayne/A176 in Essex. When it comes time take the A176 exit off of A/127. Continue on A/176 until you get to Royal Oak Chase.


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There are a variety of reasons people make a decision to begin an exercise program. Some wish to reduce weight, others wish to enhance cardiovascular efficiency, while others might desire to tone their muscular tissues and become stronger. An arc trainer from Cybex is a health and fitness device comparable to an elliptical exerciser machine due to the fact that it is a cross fitness instructor that offers you an all body exercise that is easy on the joints. It is the excellent option for those that want a reliable exercise that will certainly permit them to attain their fitness goals in a shorter period time. Cybex International was founded as a division of Lumex Inc. a restorative wellness and hospital items company that got the license for the first Cybex product, an isokinetic testing tool. The Cybex Research Institute leads the health and fitness industry in giving a clinical basis for the growth of workout equipments that enhance human efficiency with minimal tension on the body.
Cybex is on the leading edge of fitness equipment scientific research with its innovative Arc Fitness instructor. The arc trainer is a cross fitness instructor that works different parts of the body by combining various workouts in a range of methods. You can utilize the this device to educate for toughness, power, endurance, cardio, and fat burning. This physical fitness device has wide incline and also resistance arrays, permitting it to imitate 3 equipments in one. The reduced slope degrees replicate the slide of a cross country skier, the mid-range levels mimic the stride of an elliptical fitness instructor, and the high degrees will mimic the climb of a stepper or climber. The arc instructor offers an efficient exercise and research has shown that it will melt a lot more calories than an elliptical exerciser trainer and also check over here https://www.gympros.com/cybex-arc-trainers/ to get additional notes. The reason this physical fitness equipment burns numerous calories is that it involves quads and the gluts, which are the large muscle mass that utilize more energy when functioned.
One of the nicest advantages of doing this exercise is its reduced rate of viewed effort, which suggests your body is functioning harder than it really feels. As a matter of fact, research study has shown the utilizing an arc fitness instructor has a lower rate of viewed physical effort than making use of an elliptical machine instructor. An additional great feature of the Cybex Arc Trainer is that it creates much less strain on your joints, especially the knees. This is because the reverse arc activity permits the hip and knee to move synchronously while the foot remains under the knee. And also despite the fact that this is a reduced influence exercise that is simple on the joints, it still worries the muscles enough to improve bone density. A Cybex Arc Trainer gives you an opportunity to achieve your fitness objectives with one maker, offering a rigorous workout that enables you to see outcomes in a shorter time period.


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August 9, 2007
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Voiceovers, solo albums, PB & bacon
Lisa Loeb is a woman of many interests
By Erica Febre email@example.com
There's only one lady who gets away with wearing tortoiseshell glasses and makes it look good and her name is Lisa Loeb.
Loeb will perform at Tupelo Music Hall in Londonderry on Friday, Aug. 17. Most people recall Loeb's hit single "Stay (I Missed You)," which topped the charts in the mid '90s, but what most people don't know is that Loeb is a full-time business woman who works on many projects at once.
She's done cartoon voices, hosted a show on Food Network with ex-boyfriend Dweezil Zappa and even works as a nutrition counselor. Her music career has spanned beyond her first chart-topping single, to include almost 10 album releases, including a few EPs.
Her most recent endeavor in the music world is a children's record.
Loeb has a lot going on and not enough time to get it all done. She accepted only a few tour dates this summer in order to allow more time for other projects, such as the new solo album she hopes to release early next year.
While a moving company packs up her belongings and gets ready to move her to a new house, Loeb takes a minute to talk about a few things she likes to spend her time doing.
I can't help ask, but what have you been up to all these years and where have you been hiding?
I've been working on a number of different projects. I actually recorded and mixed an entire children's record, which will be released next year. There's also a project called The Purple Tape ... I've been working on the re-release of that album for a while now. We were able to put together a bunch of interviews, special art packaging and remixing and mastering the original record and that should be coming out early next year too. I'm also currently writing a solo record, which is just a Lisa Loeb solo record. And right this moment, as we speak, I actually have six people at my house helping me move. I just sold my house and that's a little stressful.
You had your own reality TV show, #1 Single, where you were hooked up with dates. Did you find someone that interested you on that show?
I did. I actually met a number of people that interested me. It's funny, the reason that I did the reality show in the first place — I was sort of against doing a reality show because everybody knows they can be really scary — but luckily, I was a part of the production team so we were able to make sure that everything was represented properly in the final edits. And I actually thought that by doing a reality show that I might end up meeting someone. I've always been sort of jealous of people that get to have a workplace relationship because my workplace doesn't usually consist of a lot of people. I run my own business so there's not a lot of people around most of the time, except for me. So I did end up meeting somebody but it didn't end up lasting. Now I have every single person in America and every mother in America trying to set me up.
I heard about your big interest in cooking; you had the show Dweezil & Lisa on Food Network. Any thoughts on starting another cooking show of your own?
I was actually meeting with somebody to talk about possibly hosting a show they're trying to put together but I don't know yet if that's going to happen.
It seems you have a lot of interest in things outside of music as well. What other things interest you?
I do write a lot as part of my songwriting process. I write a lot of things that aren't songs but they're not poetry either. I'm not really a poetry person. I'm also interested in a lot of other things like cooking, such as nutrition and physical fitness, that really have nothing at all to do with music. I love doing nutritional counseling with people, helping people figure out how to eat healthy when they're traveling so they enjoy their food but still get good nutrition.
So what would be some of your favorite foods?
One of my favorites, and this is really weird, but in New York City I went on a great date when I went to a peanut butter and jelly restaurant. It's very, like, the common man food. I had the Elvis sandwich, which is peanut butter, bananas, honey and bacon. I'm not really a vegetarian but I primarily focus on vegetables and fish. But every once in a while I gotta have a little bacon and a peanut butter with bacon sandwich, that is some good stuff. The other day I also had some chocolate-covered bacon. I also do a lot of cooking for myself. A lot of the things that I make, I call assembled food — it's very simple to make, just a lot of vegetable and fish. Or I do secretly healthy things, like just don't use much butter or oil, which lowers the fat, but always in ways that you can't tell it's healthier and it still tastes good.
What do you like most about being in the music business?
That's one thing about being a musician is that I've gotten to meet so many other musicians that I'm a big fan of, even people that you wouldn't expect, like Alice Cooper, or play golf with random rock musicians. It's very very fun. It's a pretty hilarious random group of folks. Like, the other day, I was talking to Fred Durst [of Limp Bizkit] at a record release party and I felt like we had a lot in common, strangely enough. He's somebody that's very entrepreneurial, has gotten into a lot of different things beyond music, while he's still very much focused on the music. I just feel like it's important for me to be able to make music, to be inspired to make music and do other projects, whether it's a voice-over for cartoons or whatever. There's just a lot of things going on, even things that aren't music-related.
Only hear what you want to
Who: Lisa Loeb; Amber Rubarth opening
When: Friday., Aug. 17, 8 p.m.; tickets cost $45.
Where: Tupelo Music Hall, 2 Young Rd., Londonderry, 888-TUPELO, tupelohall.com.
For more information: Music samples and more details about Loeb's upcoming projects are available at lisaloeb.com or myspace.com/lisaloebmusic.


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Angela Cantu
My Artwork is being shown at "The Alley"
A beautiful new Artisan shop
at the Coconut Mall in Estero, FL
23106 Fashion Drive
Across from Dillards.
On the same row as the Movie Theatre, the Apple store & Build a Bear.
My art can also be found at...
in Estero, FL


text: Between 2000 and 2005, AIRC was awarded two grants from the Office of Indian Education's Demonstration program. A product of these grants were claymation videos, with the students designing the background, voicing the characters, translating the story into their native language with the help of an elder, creating the characters, and doing the animation themselves. AIRC staff strung the images together, did the English subtitles, and created the rolling credits. The 15 Cherokee and 10 Creek stories are now available on our You Tube channel!


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Get Fit and improve circulation, Energize and Detoxify
2 to 3 times a week highly recommended
10 x 30 mins SOQI Far Infrared Therapy Vouchers
+ 1 x 30 min E-Power Energy Therapy
FREE E- POWER BODY ENERGIZERElectrotherapy
What is E-Power : E- Power is an electrotherapy device to help improve your immunity.Using your body as a capacitor," E-Power" generates 70KHz of high frequency electrical waves, creating an internal energy that will balance and revitalize you. As E-Power increase the temperature of your subcutaneous tissue, Negative Potential Energy spreads throughout the entire body, relaxing you and creating a balanced electrical field. Negative Potential Energy with high frequency balances the functions of cations (positively charged ions), and anions (negatively charged ions) on both sides of the cell membrane.This promotes a faster metabolism and helps to build up immunity. It is an energy source that your body needs not only to survive, but to thrive, detoxify and of course, assist in fat-loss and waste elimination.
Feel light and calmer.


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The Afghan is 100% indica plant. It is high in Cannabidiol (CBD) and low in Tetrahydrocannabinol (THC). Its high content of CBD is ideal for medicinal purposes. The plant has a very valuable medicinal chemiotype which is best used for antimetric and antispasmodic.
When smoked, the weed has a hash-like smell but the flavor is somewhat fruity and sweet. It can also give the smoker a real hard stoned effect. Hence, those who wish to have a total mind and body relaxation should smoke on the Afghan weed. But be careful though, as its effect is very narcotic.
Growing Afghan is ideal for those who have no background in marijuana tending. This plant does not require adequate attention as it can grow by itself. It is also pest-resistant. Hence, it can take good care of itself. However, its resistance to plague may vary, depending on the type of plague. The Afghan has also high tolerance to frequent irrigation and fertilization. An easy strain to germinate for for first time growers either inside or outside.
We are a group of cannabis seeds experts based in Amsterdam and we have a website that sells Afghan marijuana seeds at a low price. This strain of weed seeds is placed at the number 2 spot in our best sellers list. Growing Afghan pot seeds are easy because it can thrive in indoor as well as outdoor conditions.
When you buy this strain of marijuana seeds from us, you can choose to pay with your credit card, facilitate a bank wire transfer or pay with cash via registered mail. We can assure your privacy when we ship your Afghan marijuana seeds order by making sure that it is packed as discreetly as possible. We do not accept PayPal, eBay or coupons but we guarantee that your purchase is safe. You also have the option of having your cheap ganja seeds shipped overnight if your pay with your credit card. We ship to countries like the USA, Canada and Australia.


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- Banks
- Professionals of the financial sector (PFS)
- Payment institutions/electronic money institutions
- Investment vehicles and managers
- Securities markets
- Macroprudential supervision
- Benchmarks
- Information systems of the supervised entities
- Central securities depositories
- MiFID II/MIFIR
- PRIIPs
- Legal reporting
- Financial crime
- Audit profession
- FinTech
- Islamic finance
Legal reporting
Legal reporting encompasses all the periodic information to be transmitted to the CSSF by the entities under its supervision by observing the file transport and data protection instructions.
- Periodic reporting: for prudential supervisory purposes, the supervised entities are required to transmit to the CSSF data relating to their activities on a monthly, quarterly, half-yearly or annual basis, depending on the object. The instructions of the CSSF only concern the prudential reporting (tables B and O), for which the CSSF is responsible. The instructions relating to the statistical reporting (tables S), for which the BCL is responsible, are available on the BCL website. It should be borne in mind that the tables B, O and S are to be reported twice to the BCL and to the CSSF.
- TAF/MiFID reporting (Transactions sur Actifs Financiers, transactions on financial assets): for the purpose of supervising markets in financial instruments, credit institutions and investment firms are required to report to the CSSF all transactions in financial instruments admitted to trading on a regulated market of the European Economic Area whether or not these transactions have been made on a regulated market.
Recent updates
Update of the document "Status of problematic EBA Validation rules" (10 February 2020)
Update of the document "Additional guidance for credit institutions related to specific reporting aspects" (5 February 2020)
Update of the document "Identification of reporting requirements and checks for 2nd level completeness" (28 January 2020)
New document "Read Me - EBA problematic validation rules" (16 December 2019)
Update of the document "CSSF and ECB - Plausibility checks - Final version" (5 December 2019)
Update of the document "Reporting requirements for credit institutions - Final version" (25 November 2019)
Update of the document "Reporting requirements for credit institutions - Final version - track changes" (25 November 2019)
ESMA published and periodically updates Q&A on the CSDR, including questions related to the internalised settlement reporting.
Publication of examples of Business Application Header, Business File Header and XML files (27 June 2019) supplementing the publication of "CSDR Art. 9 Handbook"


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Ashkenazi Hasidim use a Sephardi prayer book, and the bonfires and haircutting ceremonies on Lag B'Omer are distinctly Sephardi rituals.
The explosion was reportedly triggered by the Hasidic Jews placing cell phones in the fire as a symbolic rejection of the secular world.
The bans were issued days after 10 Israeli teens who did not heed official warnings died in flash floods.
What the heck is Lag B'omer? Let us explain.
JERUSALEM — Tens of thousands of pilgrims traveled to Meron in northern Israel to mark the start of Lag B'Omer. Mount Meron is the burial…
A little-known holiday that coincides with Mother's Day this year offers the perfect excuse for a barbecue, a bonfire — even bows and arrows.
Remember Chrismukkah of 2016, when Christmas fell smack in the middle of Hanukkah? Or Thanksgivukkah, that semi-rare event when Hanukkah happened to fall on that most American of holidays, Thanksgiving? (The last time this happened was 2013.) Now there's another unicorn of a day. I'm talking about the fact that the barbecue-and-bonfire focused Lag Ba'Omer holiday this year falls on Mother's Day.
Tunisia has increased security for a traditional Lag b'Omer procession on the island of Djerba.
What meaning does the elusive holiday of L'ag B'Omer have for us? Abigail Pogrebin writes it's a holiday that celebrates respect for fellow Jews, a quality that can be in short supply these days.


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From Neutrik, this rugged USB 3.0 feed through adapter has standardized D-shaped housing for chassis mounting. The USB adapter has a reversible insert so that the A or B port can be positioned on the front or rear end. This versatile feed through adapter is ideal for reliably integrating computer equipment into audio systems.
|Accessory Type
|USB 3.0 Feedthrough Gender Changer
|For Use With
|USB 3.0 Connectors


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Success has many fathers, the old saying goes, while failure is an orphan. Not in New York's dilapidated subways. That's where failure has plenty of fathers: governors and mayors who, one after another, siphoned money from mass transit to pay for whatever else suited their budgetary fancy. The sufferers, of course, are millions of riders for whom the daily commute is now a torment of delays, overcrowding, missed appointments and understandable anger.
How this meltdown came to be was chronicled in meticulous detail on the weekend in a Times article that explored a broad range of troubles. But almost everything boiled down to wrongheaded decisions by governors from George Pataki to Andrew Cuomo and by mayors from Rudolph Giuliani to Bill de Blasio, all of whom ride the subway about as often as they publicly admit error.
Collectively, over the last two decades, they diverted a total of $1.5 billion from the Metropolitan Transportation Authority for other undertakings that caught their eye. Meanwhile, the M.T.A. deferred essential — but less eye-catching — maintenance on the guts of the underground network. The predictable result is that subway cars now wheeze along at the mercy of warped tracks, frayed cables and a signal system that was state of the art, maybe, when Americans were dancing the jitterbug.
New York leaders, in general, have been shortsighted about subway finances almost from the day the system opened in 1904. Even when the system was privately owned in its first few decades, the political class exerted influence. One consequence was that the subway fare didn't change for decades, never mind that the cost of everything else rose. The fare was a nickel in 1904, and it remained a nickel until 1948, when it was raised to 10 cents.
Ever cash-starved, New York mass transit had a near-death experience in the 1970s, when subway cars were graffiti-scarred visions of purgatory. Miss your train back then and you could never be sure when you'd see another.
What makes today's decay especially maddening is that the transit system had bounced back admirably in the 1980s, under the tutelage of able M.T.A. leaders like Richard Ravitch and David Gunn and with essential cash from an assortment of dedicated taxes. Ridership soared. So did the quality of service.
The average distance that subway cars traveled between breakdowns was a wretched 6,600 miles in 1981. That figure rose to about 200,000 miles by 2010. Trains came to be on time for the most part (even if the M.T.A. definition of "on time" was arriving at the terminus no more than five minutes behind schedule). Delays didn't disappear, but they became almost bearable.
Today, the distance between breakdowns has slipped to about 120,000 miles. On-time performance has slid to around 60 percent. Delays have soared to about 70,000 a month from 28,000 in 2012. And average daily ridership, which exceeded 5.8 million in September 2016, dropped to 5.7 million this September.
You can shortchange the system only so much and get away with it. As the Times article showed, Mr. Pataki in 1995 started a trend of steering tax revenue away from mass transit to plug holes in other parts of the state budget. At least $850 million has been redirected in this manner over the past two decades. Mr. Giuliani, faced with a municipal budget shortfall in 1994, slashed the city's yearly contribution to the M.T.A. by $400 million, equivalent to $675 million today. Subsequent state and city leaders stuck to this rob-Peter-to-pay-Paul pattern.
Labor contracts were signed even though not fully affordable. Instead of relying on steady revenue streams to pay for it all, the state, which controls the M.T.A., chose to borrow — a lot, with future generations left to pick up the tab. Interest payments now come to $2.6 billion a year, or 16 percent of the transit agency's budget, a share expected to rise to 20 percent in a few years.
However misguided their predecessors may have been, Governor Cuomo and Mayor de Blasio own this crisis. New Yorkers are still waiting for them to set aside mutual antagonism to figure things out, starting with where they will get the money needed to rehabilitate the wounded system. Instead of teamwork, we have dueling plans. The governor offers a congestion-pricing concept that is enticing in theory — if only he'd elaborate on what it would look like in reality. Months have gone by without his offering any details. For his part, the mayor sticks to a "millionaires tax," with scant reason to believe that State Senate Republicans and their tag-along squad of allied Democrats would accept it.
The need now is for leadership comparable to what New York had for a while in the 1970s when the entire municipal government, not just the subways, stood on the brink of collapse. That was when everyone — bankers, union leaders and state and local politicians — all worked together to restore fiscal health. It required sacrifice by everyone.
That cohesion is absent now. But it's desperately needed for costs to be kept under control, for the city and the state to each pay its fair share and for priorities to be set so that essential repairs count more than, say, amenities like cellphone charging stations on subway platforms.
Perhaps it's time to create a '70s-style coalition. That could be an assignment for Andrew Byford, who led a turnaround of the once-troubled Toronto transit system and on Tuesday was put in charge of New York's subways and buses. High-tech whizzes or Wall Street hotshots, ad agency employees or hard-hat laborers — they all rely on mass transit and feel the pain of an undependable system.
In truth, as troubled as mass transit is, it isn't as woebegone as it was in the '70s. Not yet. But must it take sliding back to that abyss for political, business and labor leaders to get it? They have it in their power to be the parents of a new success, not guardians of a failure that is most assuredly not an orphan.


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How does Hydra-Global Serum fit into my Beauty Routine?
All skin types need hydration, but not all of them have the same characteristics. Find out how to adapt your hydration routine to your skin's specific needs.
Rehydration Routine
When your skin is thirsty, it tightens and fine lines caused by dehydration may appear. It is therefore essential to provide it with intense and continuous hydration. With a combination of the serum and the Hydra-Global treatment, you will immediately and long-lastingly quench thirsty skin while reactivating its natural hydration mechanisms. Morning and night, apply Hydra-Global Serum and then Hydra-Global to a clean, dry face.
Anti-Age Routine
With time, "skin becomes drier: it naturally produces less lipids, and it no longer retains water as well," explains Sisley Director of Research, Jose Ginestar. His advice? "Use products that are at both moisturizing, to bring skin the water it lacks, and nourishing, to help reconstruct its lipidic barrier." Choose a combination of Hydra-Global Serum (to moisturize) and Sisleÿa L'Integral (to nourish), applied in this order. The first will contribute to reestablishing the skin's hydraulic balance, while the second will correct the visible signs caused by the three dimensions of aging: genetic, environmental and behavioral.
Balancing Routine
Combination to oily skin also needs hydration. Since it shines due to an overproduction of sebum, we may have a tendency to skip this crucial step. Choose a combination of Hydra-Global Serum, a hydration activator with a light and watery (and oil-free) texture and Mattifying Moisturizing Skin Care with Tropical Resins for clean, purified skin.
Products used
Sisleÿa L'Integral Anti-Age Extra-Rich
Complete anti-aging skin care for dry to very dry skin
$530.00See this product


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Super Ethical PR Opportunity is an Activity in the Genkibowl VII DLC for Saints Row: The Third.
Super Ethical PR Opportunity is another Escort and Tiger Escort like activity where the player must drive Professor Genki around Steelport in the Genkimobile to get him all charged up to meet his fans. To increase the Pleasure Bar the player must murder pedestrians by either running over them or using the flamethrowers, which are charged by running over pedestrians. The Annoyance Bar will fill up when overzealous fans get too close. Once the Pleasure Bar is full the player must drop him off at the appearance and he will be seen dancing.
The Genkimobile is unlocked in the garage after completing the Medium level of this activity. Nothing is unlocked for completing the Easy level.
- Before the player picks Prof. Genki he can be seen assaulting the people around him as if he was normally found outside the activity.
- By default, the radio station for the Genkimobile in both levels of the activity is pre-set to 102.4 Klassic FM.