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Ann Dvorak
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Ample parking, handicap accessible with security service available.
Lease Type: Negotiable
Office Suite- 215 SF - 2nd Floor
Suite 218 - 300 SF- 2nd Floor
Suite 219 - 300 SF- 2nd Floor
For more information contact:
Murray Commercial
473 Dunham Rd
Saint Charles, IL 60174
(630) 513-0173 (p)
(630) 513-0259 (f)
Ann Dvorak
(630) 513-0173 (p)
(630) 677-8106 (m)
(630) 513-0259 (f)
"Broker Owned" ..... James C. Murray III is a licensed real estate broker within the state of Illinois and has an ownership interest in the subject property.
Southwest corner of Dunham Road & Foxfield Road, just north of the intersection of Dunham Road and IL Rt. 64 (Main St) on the east side of St. Charles. Close to restaurants and shopping.
The City of St. Charles, IL is not party to or responsible for the sale, lease, contract negotiations, or any similar interaction regarding the property(ies) displayed on this page. The City provides the information contained on this page as a courtesy and is only for personal use strictly to help identify prospective properties you may be interested in purchasing/leasing. The City makes no representations or warranties as to the suitability of this information for any particular purpose. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. The City shall not be responsible and held harmless for any changes in sale or lease price, typographical errors, misinformation, and/or misprints.


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Annal: 2009 Barry Award for Best Novel
Results of the Barry Award in the year 2009.
The Draining Lake: A Reyjavik Thriller
Following an earthquake, the water level of an Icelandic lake suddenly falls, revealing a skeleton that is weighed down by a heavy radio device bearing inscriptions in Russian. Inspectors Erlendur, Elinborg, and Sigurdur Oli's investigation takes them back to the Cold War era, when bright, left-wing students in Iceland were sent to study in the "heavenly state" of Communist East Germany.
But one of the students went missing, and her friends suspected that her "heavenly state" was all too real. Erlendur follows a long cold trail that leads back to Iceland, international espionage, and murder.
Another astonishing thriller from one of crime fiction's brightest stars, The Draining Lake is Arnaldur Indridason's most gripping book yet.
The Cruelest Month: A Three Pines Mystery
Welcome to Three Pines, where the cruelest month is about to deliver on its threat.
It's spring in the tiny, forgotten village; buds are on the trees and the first flowers are struggling through the newly thawed earth. But not everything is meant to return to life…
When some villagers decide to celebrate Easter with a séance at the Old Hadley House, they are hoping to rid the town of its evil—until one of their party dies of fright. Was this a natural death, or was the victim somehow helped along?
Brilliant, compassionate Chief Inspector Armand Gamache of the Sûreté du Québec is called to investigate, in a case that will force him to face his own ghosts as well as those of a seemingly idyllic town. Are the residents of Three Pines hiding something great and sinister about their past? Or is April about to deliver on its fateful threat?
The Dawn Patrol: A Novel
- 2009 Barry-Novel nominee
- Score: 6.59
As cool as its California surfer heroes, Don Winslow delivers a high velocity, darkly comic, and totally righteous crime novel.
Every morning Boone Daniels catches waves with the other members of The Dawn Patrol: four men and one woman as single-minded about surfing as he is. Or nearly. They have "real j-o-b-s"; Boone, however, works as a PI just enough to keep himself afloat. But Boone's most recent gig-investigating an insurance scam—has unexpectedly led him to a ghost from his past. And while he may have to miss the biggest swell of his surfing career, this job is about to give him a wilder ride than anything he's ever encountered. Filled with killer waves and a coast line to break your heart, The Dawn Patrol will leave you gasping for air.
Envy the Night
In this first stand-alone novel from the critically acclaimed Edgar Award-finalist, Michael Koryta fulfills his early promise with a dark and mature novel of a young man trying to escape his past.
It has been seven years since Frank Temple III joined the rest of the world in learning his father's bloody secret: The U.S. marshal maintained a covert career as a contract killer, a double-life that ended in suicide to avoid prosecution and prison.
The shocking revelation triggered years of anonymous drifting for Frank, time spent running from his legacy and struggling to believe that the father he'd loved so dearly was entirely in the wrong. After all, the victims hadn't been innocents. And Devin Matteson, the man who'd lured his father into the killing game only to later give him up to the FBI, is probably the darkest of the lot. Those are troubling thoughts, and Frank tries to stay away from them. But when an old family friend calls to say…[more]
Red Knife: A Cork O'Connor Mystery
When the daughter of a powerful businessman dies as a result of her meth addiction, her father, strong-willed and brutal Buck Reinhardt, vows revenge. His target is the Red Boyz, a gang of Ojibwe youths accused of supplying the girl's fatal drug dose. When the head of the Red Boyz and his wife are murdered in a way that suggests execution, the Ojibwe gang mobilizes, and the citizens of Tamarack County brace themselves for war, white against red.
Both sides look to Cork O'Connor, a man of mixed heritage, to uncover the truth behind the murders. A former sheriff, Cork has lived, fought, and nearly died to keep the small-town streets and his family safe from harm. He knows that violence is never a virtue, but he believes that it's sometimes a necessary response to the evil that men do. Racing to find answers before the bloodshed spreads, Cork himself becomes involved in the darkest of deeds. As the unspeakable unfolds in the remote and beautiful…[more]
Trigger City: A Novel
Still suffering the physical and emotional consequences of going up against the Chicago Outfit, PI Ray Dudgeon needs an easy gig. A routine investigation of an open-and-shut case sounds perfect. The job is a loser, but the pay is good, and maybe Ray will bring some peace to a grieving father who yearns to learn the truth about the daughter he never really knew.
But what begins as routine soon spirals out of control. The victim was not simply a quiet, shy, unassuming single woman whose luck ran out. She lived a double life, working in the shadowy realm of covert intelligence. In a world built on secrets and lies, she fought bravely for truth—and gave her life in the fight.
Suddenly, Ray finds himself caught in a war between private contractors and the darkest sectors of our own government—a war that stretches from the closed-door hearings of Congress to the frontlines of Iraq. …[more]

subset: commoncrawl


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This section of the car is used to generate and transmit the power that turns the wheels and allows the car to move. It also controls how fast the wheels rotate, and how much force they turn with.
In the engine, the valves control the flow of fuel and air. This in turn controls the explosions which move the pistons up and down. The up-and-down movement will in turn rotate the crankshaft, and it is this rotation that is transmitted through the clutch to the gearbox.
The movement of the valves is controlled by the camshaft, a series of rotating plates that force the valves to move up and down. At the end of the camshaft is a cog that attaches to the timing belt. The timing belt, powered by the movement of a similar cog at the end of the crankshaft, ensures all these parts move in sync.
In the gearbox, gears are selected by moving the pivoted gear stick to different positions, which slides series of cogs within the gearbox back and forth. Different arrangements of cogs determine how many times the clutch shaft (the shaft from the engine) needs to turn to rotate the transmission shaft (which powers the wheels). This controls both the speed and force of rotation.
In a front-wheel-drive car (as pictured here), the differential sits next to or behind the gearbox, and the drive shafts which power the front two wheels feed directly into this, at right angles to the transmission shaft. The arrangement is different for a rear- or 4-wheel drive car.


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$438.24 Inc GST
or 4 payments of $69.75 with Afterpay
Out of stock
The Jimy Tools 53 piece deep and standard depth impact socket set is made from Chrome Molybdenum (CrMo) steel with high tensile strength to ensure that it can handle the impact and torque from today's impact tools. This 53 piece set includes metric and SAE deep and standard depth sockets ranging in size from 10mm up to 27mm and 5/16" up to 1" and work with any 1/2″ square drive impact wrench, ratchet, or adapter, also included is a 125mm long impact extension bar. The set comes in a high density foam drawer insert to help keep you organised. This would have to be one of the best value for money impact socket sets on the market and is covered by Jimy's lifetime warranty.


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As a snowbird in Florida, there are many new driving laws to consider as you make your way around the state. Your drive through the city streets and state can feel overwhelming. You do your best to avoid an Orlando car accident while driving from one destination to another.
To help you stay safe, here are a few driving tips that you can prevent a collision on the roadways:
- Have a plan in mind before you leave– Do not rely on looking at your map, or on your memory to get you from one location to another. Instead, plan an exact route before you leave your destination so that you can be confident in where you are driving. This will help you avoid fast lane changes and other risky driving behavior. If you're using a GPS, enter the information before you leave your parking spot.
- Take your time –Leave a few minutes early so that you are not in a rush to get to your destination. This will allow you to relax while you are behind the wheel and not speed, putting yourself and others at risk of an auto accident in Orlando.
- Avoid driving at night if you have poor vision –Driving at night is a challenge for many people, particularly those with impaired vision. If you know that your eyesight is not as strong at night, do your best to avoid getting behind the wheel after dark, or take a taxi if necessary.
Hire an Experienced Orlando Auto Accident Lawyer
If you have found yourself in an Orlando auto accident, you may need the help of car accident lawyer. The compassionate Orlando injury attorneys at Michael P. Gibson, P.A., know the challenges you face with your insurance as a snowbird, and we can help you navigate your paperwork and claim. Contact us today (407-422-4529) to learn more about how we can help you with your case


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IRI published a press release yesterday on the raid of its offices conducted by the Egyptian government.
NDI published a press release yesterday on the raid of its offices conducted by the Egyptian government.
IRI published the results of a poll conducted in South Sudan which measured opinion about political leaders, governance, security, and gender.
IRI published the results of an October 2011 survey conducted in six provinces in Eastern Libya. The survey measures public opinion about politics and economics in post-Gaddafi Libya.
NDI published the findings of a series of focus groups held in November in Libya. The report highlights the tempered optimism of the participants as the country transitions from authoritarianism to democracy.
IFES published a new white paper exploring the causes and effects of violence carried out by women and against women during elections.
The International Foundation for Electoral Systems (IFES) has released a set of Frequently Asked Questions that shed light on various aspects of the Cote' d'Ivoire's recent election.
NDI released a statment on the elections held for the new governor of Kogi, Nigeria.
NDI released a press release on the Egyptian election last week, stating that the elections were a promising start.
IRI published the results of a public opinion poll on economic and political issues conducted in the Central Region of Iraq in September 2011.


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Whether weaving your way through a colourful Arabian street market, careering over desert dunes in a 4×4 or tucking into a traditional Bedouin feast under a starry desert sky – expect the unexpected in Qatar.
Qatar is defined by its contrasts. Just as the futuristic Doha skyline reflects in the historic waters of the Arabian Gulf, the country stands at the crossroads between East and West, between the past and present. A capital on the rise, impressive architecture and attractions appear almost overnight, yet the strides forward have only been made by following in the footsteps of the generations who have gone before. The result is an eclectic space where ultra-modern experiences and cultural gems sit side by side.
The first stop for anyone keen to get a real sense of local culture here should be the Museum…..


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Blues take 1-0 lead into game 2 against the Jets
St. Louis Blues (45-28-9, third in the Central Division during the regular season) vs. Winnipeg Jets (47-30-5, second in the Central Division during the regular season)
Winnipeg, Manitoba; Friday, 9:30 p.m. EDT
WESTERN CONFERENCE FIRST ROUND: Blues lead series 1-0
BOTTOM LINE: The St. Louis Blues visit the Winnipeg Jets in the Western Conference first round with a 1-0 lead in the series.
The Jets are 25-12-4 at home. Winnipeg leads the the Western Conference with 5.6 assists per game, led by Blake Wheeler averaging 0.9.
The Blues are 12-9-5 against the rest of their division. St. Louis has scored 50 power-play goals, converting on 21.1 percent of chances. The teams meet Friday for the sixth time this season. The Blues won the last matchup 2-1.
TOP PERFORMERS: Mark Scheifele leads the Jets with 38 goals, adding 46 assists and recording 84 points. Kyle Connor has collected five goals and four assists over the last 10 games for Winnipeg.
Vladimir Tarasenko leads the Blues with 33 goals, adding 35 assists and totaling 68 points. David Perron has scored four goals over the last 10 games for St. Louis.
LAST 10 GAMES: Blues: 8-1-1, averaging 3.8 goals, 7.1 assists, 2.3 penalties and 4.9 penalty minutes while giving up 2.3 goals per game with a .916 save percentage.
Jets: 4-5-1, averaging 2.6 goals, 4.3 assists, 3.5 penalties and 7.9 penalty minutes while giving up 2.9 goals per game with a .914 save percentage.
Jets Injuries: Brandon Tanev: day to day (upper body), Josh Morrissey: day to day (upper body).
Blues Injuries: Sammy Blais: out (undisclosed).


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Niël Terblanché
The Namibian Police have launched a country-wide manhunt for at least four men in connection of the brazen theft of as much as N$4 million in cash from the safe of Nedbank in Otjiwarongo.
Commissioner Heinrich Tjiveze, Otjozondjupa Regional Police Commander, confirmed the incident and was only willing to say an unknown number of suspects broke into the bank and that some cash was stolen. Commissioner Tjiveze said the incident occurred any time between midnight on Sunday and the time the bank opened on Monday morning.
"The theft from the bank's safe was only discovered when the institution opened for business on Monday," he said adding that the investigation into the matter is at a very sensitive stage and that he could not divulge any more information.
In the meantime pictures of three different suspects, their seven seater getaway vehicle and the damaged safe inside the bank spread like wildfire on social media platforms.
Three of the thieves' faces can be seen on closed circuit television camera footage photographed in the bank during Monday. A fourth man wearing a grey beanie and a black jacket can be seen from behind. Two of the men wore hoodies to hide their faces from CCTV cameras and the third placed a piece of cloth under his hat in an effort to hide his face.
On the pictures it is clearly visible that they left a large amount of cash untouched inside the safe and on the floor of the strong room which could very well mean that the men were interrupted and had to flee the scene of their crime in hurry.
It is alleged that the thieves gained entrance to the bank by cutting through the roof. The robbers then used a gas cutting torch to cut open the bars to the strong room that houses the banks' main safe. They then proceeded to cut open the main safe to get access to the cash inside.
At this stage it is not clear how the thieves managed to bypass the security measures of the bank which allowed them enough time to cut open the burglar bars, the safe and to escape the scene with millions of dollars unseen by security guards on duty at other businesses in the main street of Otjiwarongo.
Unconfirmed reports have it that the burglars managed to steal as much as N$4 million in cash before fleeing the scene in their seven seater getaway car.


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By the beginning of every week, prepare the guest list and the dates, and then list down the dishes you want to prepare based on your knowledge of the food your guest likes. Try to choose creative recipes or new ways of presentation to amaze your gusts. Try these recipes Tuna Mutabbaq, Stuffed Shells Koshary, Katayef with Cream and Dates


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Posted by Big T : Hello guys! Here is an old cheepo I picked up last year for not much , made stag for it and shot it a few times. I saw one out at the cowboy club a gunsmith friend of mine fixed it up like this one here. It had a 4 inch barrel on it but the end of the barrel had a burr in it. More here….
Home News Forum Topics Loved the pocket pistol episode – here's mine
Heey, i like this pocket top break!!!
partners, this site is very good!!!
I bleeb that shooter be loaded! Watch out!


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Timo Minkkinen, 78, of Mountainhome, died Wednesday, May 29, 2019, at Lehigh Valley Hospital - Pocono in East Stroudsburg. He was the loving husband of Irene Minkkinen, with whom he shared 29 years of marriage. Born in Finland, he was a son... View Obituary & Service Information
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Next Article: Book Value (and Adjusted Book Value) Methods
Back to: VALUATION METHODS
Overview of Asset-Based (or Cost-Based) Methods
The asset-based approach focuses on the valuation of the firm's assets or, in some instances, the cost of replacing those assets. This approach puts emphasis on the total assets and liabilities of the firm. It therefor reflects a whole-firm valuation, rather than simply an equity valuation. To identify the equity value of the firm, one subtracts the market value of any debt held by the company. Determining the valuation may also require adjustment for the intangible assets of the firm that may be incapable of replacement. Asset-based valuation has many variables based upon the purpose or type of company being valued. Common asset-based valuations include: Book Value, Replacement Value, and Liquidation Value. Each of these methods is subsequent lectures.


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The juice of 5 limes
I had big plans for today, but, when it came to it, all I could do was squeeze some limes into an ice cube tray.
They weren't ordinary limes. They were 5p a bag in Sainsbury's. You did not read that wrong. 5p a bag … because they had reached their sell by date.
If it wasn't for my poor mental health, those limes would probably have ended up in landfill or as compost (depending on the local council's recycling policy). However, although I have to avoid the crowds, nipping into the supermarket just before closing is not beyond the realms of possibilities, as there's often no other shoppers at that time. If it wasn't for my avoidance of people we would not have leapt upon the reduced items like they were the very finest treasures, before swiping them through the self serve machine, head down, don't make eye contact, phew, finished, out!
My husband has gone out separately to purchase an ice cube tray. We are stuck in a heatwave. Ice cube trays sold out everywhere. I cannot go on a hunt around our shopping centre.
The new ice cube tray is ENORMOUS.
It leered at me from the worktop for days. "Haven't you dealt with those limes yet?" "I need rinsing before you use me!"
Me: "You're in a packet dammit. You do not need rinsing!"
"Yeah but how many times was I touched before I went in the packet?"
Me: "Okay, you win!"
And so, the limes were squeezed, eventually. They filled maybe a fifth of the mammoth, all singing all dancing, half plastic half silicone ice tray. Lime juice is in the freezer. No idea what will happen next. But a little part of me is ok because I saved the limes from destruction.
Thanks for reading


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You're a busy guy (or gal). You're running a bunch of programs, and your toolbar is just packed full of application icons. If "cleanliness is next go Godliness," then you've got an ungodly mess here. Maybe it's time to tidy things up.
TrayEverything is a tool that lets you take your application icons and stick them in the System Tray. But what have you really gained if you just go from a crowded toolbar to a crowded tray? You can take it beyond that: make that icon go away completely. You can even password-protect your hidden icon—helps you keep that important, um, work-related application you were working on—or maybe it was MineSweeper—secure Or you can group icons together so now where you once had five icons, you've got only one.
Minimizing application windows is easy—just double-click them, or you can hit the minimize button, and away they go. You can even choose to have inactive windows minimize themselves. That seems pretty handy.
TrayEverything is a Windows application. There's an ANSI version for Win95/98/ME, and a Unicode version for Win2k and later.


text: A tale of family and loyalty, love and loss, betrayal and redemption. As the Mob destroys the life of a big family and leaves them on the brink of survival, a powerful, yet secret love, burns between Marko (a gangster) and Angela - two high school sweethearts. Good fortune smiles on the family (a bohemian collective of lovable eccentrics) as they find a long-lost treasure, but Angela betrays them in the name of love by stealing it in order to save Marko's life from the Mob. In the end, everyone reaps what they sow, and their love ends inauspiciously.


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311 Baseboard
311 Baseboard 3/8″ x 3-1/2″ Stain Grade Baseboard. Also available in Paint Grade Finger Joint Pine.
Base mouldings are used where the wall joins the floor. And excellent when used turned upside-down and used with Crown Mouldings to form larger crown details.
A baseboard height is dependent on many things, typically it is a multiple of overall ceiling height and room size, the taller the ceilings, the bigger the room, the taller the base. A majority of the baseboards we sell are 4″-6″ tall.
MDF or Fiberboard as it is also called is a great resource for a paint grade material. MDF comes pre primed, and ready for paint. It also comes in long lengths, 16′ for base mouldings which makes for few splices.
With many different choices Base Mouldings. Superior Moulding of Nevada offers Las Vegas and Henderson a great showroom to browse and purchase from.
All of the base boards are also available in a "flex" material to be used on radius or curved walls, and a Bull Nose Corner for the homes with rounded corners.


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text: This is my current Little boy's airplane room and they are itching for a change. They're requesting a superhero room but we are exploring some options. Superheroes are pretty cool! Here are some awesome boy's rooms to get our creative juices flowing! These are all so darling! Red and Grey Boy's Room Vintage Airplane Boy's Room Industrial…Read More »


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"He appointed twelve that they might be with Him and that He might send them out to preach and to have authority to drive out demons." Mark 3:14-15 If you skim through this verse (like I have many times), you might miss Jesus' first priority for His disciples. Go ahead and look again. I'll wait. … Read More about Just to Be With Him: Building a Friendship With God
Latest from the Blog
A Divine Encounter
"Come WITH ME by yourselves…" (Mark 6:31) Can words from Jesus get any better than that? What a beautiful divine invitation. God wants to be with us. That's it. He has wanted a relationship with us from the beginning of time when He walked with Adam and Eve in the cool of the day. He wants to be … Read More about A Divine Encounter
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In a podcast in danish I argue about the delineation between a rigid, sceptical, metaphysical idealism and when that idealism tends to end up with mysticism.
The "weakness" (so to say) is that idealism leaves a "large" unknowable "space" where individuals who want to inject their supernatural beliefs can roam free.
But since philosophy in the end deals with what is knowable, a metaphysical realm that is impenetrable by the senses cannot be known either. To paraphrase Socrates … "The only thing I know is what I experience".


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Tasty Treat
Really great taste and enjoy drinking it
Per Serving:
Protein (Whey Concentrate + Isolate): A blend of dairy-based whey concentrate and isolate for repair, recovery and lean muscle development.
Cocomineral (1g): Powdered coconut water packed with potassium to rehydrate and ensure optimal function of body and mind..
Maca (1g): Peruvian herb to help reduce stress while boosting energy, performance and libido.
Magnesium (375mg, 100%*): Mineral that plays an important role in energy, recovery, cardiac function, and bone and muscle health.
Rhodiola Root (250mg): Reduce effects of fatigue, increase serotonin levels and improve mental function.
Pink Himalayan Sea Salt (150mg): Rock salt from the Punjab region of India, contains 84 trace minerals and elements to rehydrate the body.
*%NRV (Nutrient Reference Values) are guidelines on daily amounts of vitamins and minerals to be consumed to maintain a healthy diet.
Really great taste and enjoy drinking it
© 2020 Innermost | All Rights Reserved | Be Bold. Be Bright. Be Different


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Imagine an umbrella letting you already know to not neglect it. Or an toddler automotive seat that wants to make sure your child is going to have the safest trip ever. The HairMax Laserband, a arms-free device promoted to treat hair loss, is demonstrated at the opening occasion on the CES 2016 client electronics present in Las Vegas Jan. These tech devices make great gifts and I found them to be unique in a technique or another.
And just like in earlier years, everybody was excited concerning the high-quality audio and video devices. From handy chargers and transportable speakers, to novelty tech toys that can tickle their funny bone, our tech-tastic collection has one thing for everyone. This one is extra a tech idea than the rest, however the concept of a modular television is admittedly an fascinating one. CES, the world's largest annual consumer technology commerce show, runs by means of January 9 and is anticipated to characteristic 3,600 exhibitors displaying off their latest services and products to more than a hundred and fifty,000 attendees. Check out RED5's latest gadgets now to get the most popular gadgets in town to indicate off to your mates!
In this slideshow, we've highlighted 10 hot new gadgets you could need to think about including to your collection. It seems like a RealSense -enhanced version of the Ninebot Mini announced in China in fall 2015. Each 12 months within the first week of January, tech companies congregate at CES in Las Vegas to point out off their latest products. The Faraday Future FFZERO1 Concept automobile is displayed on the primary day of the CES 2016 Consumer Electronics Show in Las Vegas. The quad-pixel tech adds one other shade aspect to the mix and so shading goes up more than only a notch. When he's not testing out the most recent operating watch, skiing or coaching for a marathon, he is in all probability using the most recent kitchen gadget. Normally, such a dual unveiling would be blockbuster news within the tech and enterprise worlds.
If you have never heard of that time period earlier than, it signifies that you always purchase or upgrade to the newest and greatest units as they are released. You could not go flawed with most of those iPods, and you won't go mistaken with these two newest Apple merchandise. With his fly-away hair and frumpy, grandfatherly nature, the senator from Vermont had raised more than $70 million to fund his presidential marketing campaign at the finish of 2015. This forthcoming game combines two of the most well liked traits in tech: augmented reality and drone flying. NEW DELHI:Online relationship service Tinder on Thursday launched a brand new characteristic known as Tinder Social globally together with in India that can enable customers to create teams, meet new people and plan actions together. Out of all the hot new tech that enters T3 Towers this checklist represents our favorite picks for men right now.
The good news is, there's a common stream of devices that can help make your private home workplace the envy of your telecommuting co-employees. From motion cameras just like the GoPro fashions to the newest DSLRs just like the Sony A68, this particular store houses a variety of cameras which is certain to excite your artistic self. Their obsessions will help gasoline your starvation for the newest and biggest in the tech world from science to health to exclusive should-haves that are not even available on the market but.


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NATCHITOCHES, La. (KSLA) - Northwestern State University has earned the 2020-21 Military School Designation — but it's not the first time.
This is the 10th time for the university to be bestowed this title by VIQTORY, the publisher of G.I. Jobs.
Now in its 19th year, the Military Friendly Schools list sets the bar for higher education institutions to provide the best opportunities for veterans and their spouses. The list is compiled by a comprehensive guide that uses data sources from federal agencies, veteran students and proprietary survey information from participating organizations, according to a news release from NSU.
"Northwestern State University is proud of its 136-year tradition of academic excellence and recognizes the valuable contributions made by our veterans and military personnel," said Darlene Williams, vice president for technology, innovation, and economic development at NSU. "Northwestern State provides service capabilities that extend from the main campus in Natchitoches to NSU@Barksdale, NSU-Leesville/Ft. Polk, NSU's Cenla campus in Alexandria and NSU-Shreveport."
Student input was also taken into consideration for the designation.
It is an honor to be recognized as a Military Friendly Institution, and we will continue to explore opportunities that will enhance and expand services in support of our goal of providing exceptional student service."
The university has more than 40-degree programs available online.
Copyright 2020 KSLA. All rights reserved.


text: As well as our new easel & drape system, we are now providing drapes for statue unveiling. These drapes are of the highest quality and can be ordered for exceptionally competitive prices. Call us on 01904 400800 or email us at firstname.lastname@example.com for more information or to hire our system.


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Although Charli XCX may not have been a household name until recently, she has been making waves in the music scene for well over a year. The 22 year-old Brit's journey began in 2012 burst onto the pop scene via a guest spot on Icona Pop's chart-topping hit "I Love It," which she also co-wrote. … Continue reading Charli XCX's new album 'Sucker' wild mix of punk & pop
Category: album reviews
Schoolboy Q's 'Oxymoron' doesn't live up to hype
Schoolboy Q released his newest album "Oxymoron" on Feb. 25, making it the newest album to be released from any member of the group Black Hippy, also composed of members Ab-soul, Jay Rock and Kendrick Lamar. Although he proves he is an extremely dynamic rapper, it is a disappointing follow-up to his previous album "Habits … Continue reading Schoolboy Q's 'Oxymoron' doesn't live up to hype
Katy Perry: 'PRISM' Album Review
"PRISM" is Katy Perry's fourth album, featuring her already popular singles "Roar" and "Dark Horse." The album begins with "Roar," a poppy and catchy song that reminds listeners of several others of Perry's past songs. The lyrics represent yet another tale of breaking free and letting her voice be heard, a theme that is very … Continue reading Katy Perry: 'PRISM' Album Review
Danny Brown Gets Personal on New Album
There aren't many rappers whose favorite band is Arcade Fire, who record songs with Insane Clown Posse, or who flirt incessantly with Kathy Griffin, but Danny Brown is that rapper. As a 32-year-old rapper Brown told The Guardian, the title Old is not referring to his age but actually to the fact that he's been … Continue reading Danny Brown Gets Personal on New Album
Sleigh Bells 'Bitter Rivals' Disappoints
Sleigh Bells consists of Alexis Krauss (vocalist) and Derek Miller (guitarist/producer) who formed in New York. The band combines pop and loud, grungy guitar rhythms. Today marks the release of their third album, "Bitter Rivals." "Bitter Rivals" begins with the single also titled "Bitter Rivals" and it begins slow with snapping fingers in the background … Continue reading Sleigh Bells 'Bitter Rivals' Disappoints
Noah And The Whale Reminisce But Don't Surprise On "Heart of Nowhere"
Noah and the Whale is an indie folk band from London, England that consists of Charlie Fink (vocals, guitar), Tom Hobden (violin/keyboard), Michael Petulla (drums), Fred Abbott (guitar/keyboard) and Matt Owens (bass). They made their break into the folk scene in 2008 with their hit single "5 Years Time." They have since released four albums … Continue reading Noah And The Whale Reminisce But Don't Surprise On "Heart of Nowhere"
Diarrhea Planet New Album
Diarrhea Planet is a punk band with pop influences from Nashville, Tennessee. They are made up of guitarists Brent Toler, Evan Bird, Emmett Miller, bassist Mike Boyle, drummer Casey Weissbach and singer Hodan Dickie. In 2009, they released their debut EP "Aloha" and then spent time opening for bands such as JEFF the Brotherhood and … Continue reading Diarrhea Planet New Album
Tallest Man On Earth's "There's No Leaving Now"
Kristian Mattson's new album came out recentl. It is titled There's No Leaving Now. Kristian, who is better known as the Tallest Man on Earth, spent five months recording Leaving in the comfort of his home. The leisurely approach he took to writing this time around, translates in the album's more relaxed sound. In essence, all the urgency of The Wild … Continue reading Tallest Man On Earth's "There's No Leaving Now"
Lana Del Ray, From Internet Star to the Big Time
The first time I heard Lana Del Ray's incredible voice was oddly enough through something not so incredible: a cell phone speaker. Admittedly, technology is progressing faster and faster all the time and I shouldn't complain of the slight static emitted from such advanced devices but any music lover will tell you, quality matters. In … Continue reading Lana Del Ray, From Internet Star to the Big Time


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A guide to starting a retirement savings plan
There are plenty of ways to save money and a range of products to choose from to kick start your retirement savings plan.
You could open an ISA, for example, or invest in property as a way of saving for your retirement. But there are some very clear benefits of saving into a pension.
There's a famous investing mantra, derived from a Chinese proverb, which says:
"The best time to start investing was 20 years ago. The second-best time to start investing is now."
It may sound obvious, but with one in seven British adults retiring last year without a pension, and women more than three times as likely as men to retire without a pension, it's something that is a very real issue that needs to be addressed. But how much should you save?
How much do I need to save in a pension each month?
Saving a portion of your income into a pension each month is a great way of getting into the habit of saving money, and it will help you build towards a comfortable retirement.
According to Hargreaves Lansdown, there's a very rough rule of thumb to follow in order to find the 'magic number' for a comfortable retirement.
- Take the age you start saving into your pension and divide by two.
- Then put this percentage of your pre-tax salary aside each year until you retire. Don't forget to include your employer's contribution in that percentage.
So if you're starting a pension at 30 years old, you should be aiming to save 15% of your earnings each year to retire at 65. If you're aiming to retire earlier, you'll need to save more. Either way, the earlier you start to save, the larger pension fund you will be able to draw on in your retirement.
The success of incremental saving increases the earlier you start
Although you may not be able to save at the above levels in your 30s, it's important to kick start your retirement pot with what you can afford. That way you won't have to start saving from scratch in your 40s and 50s.
Saving £375 a month in your 30s is perhaps more palatable than having to find over £1,000 a month if you leave your retirement saving until later in life.
On the other hand, your monthly income should rise as you move through the decades and if you are in a company pension scheme, your employer will be contributing some towards your target amount. In addition, the more you contribute, the more the government gives you in tax relief.
The above calculations don't take into account the benefit of compounding, which allows you to earn more money on the amount you invest, providing you reinvest the earnings on that money.
Retirement planning calculator
How much will you need?
Which? surveyed more than 2,749 retired and semi-retired members about their spending in February 2017.
On average, retired couples found £18,000 a year covered the household's essentials – food, utilities, transport and housing – and £26,000 allowed for extras, such as European holidays.
With £39,000 a year, they stretched to long-haul trips and a new car every five years.
Those calculations from Which? include what you'll get from the state pension and the remainder made up by taking out money each year from an income drawdown plan to get your annual income to £26,000 or £39,000.
To work out how much income you will need for your retirement, you'll need to forecast what will be in your pension pot and forecast your living costs in order to find out the shortfall.
- Check how much is in your pension pot.
- Add your State Pension to the amount in your pension pot.
- Consider any other income you may have in retirement.
- Deduct the tax you'll need to pay.
- Estimate the living costs you are likely to have.
- If there's a shortfall between what you'll have and what you need, now is the best time to kick start your plan.
Don't forget you're not on your own.
Tax relief: HMRC adds money to your pension pot too, in the form of tax relief.
- You usually get 20% tax relief as standard and then if you're a higher rate tax payer you can claim another 20% through your tax return, rising to 25% for those who pay the top rate of tax.
- For example, if you're a basic rate tax payer and you pay £8,000 into your pension fund, HMRC effectively adds another £2,000, giving you a £10,000 total.
- You currently get this tax relief up to a limit of £40,000 per year or 100% of your salary (whichever is lower).
Employer contributions: Take any available funds from your employer - this sounds obvious, but many people overlook this benefit in order to retain fleeting discretionary income.
If you're saving into a workplace pension, auto-enrolment rules mean that your employer usually has to contribute too. The minimum employee contribution is currently set at 1% of your 'qualifying earnings' (including tax relief), with at least 1% contributed by your employer, although these amounts are set to rise over the next few years.
- Some employers also offer 'contribution matching', which means that if you increase your pension contributions they will increase the amount they add.
Self-employed: If you're self-employed, investigate retirement saving options - for most people the State Pension will not cover your retirement needs.
So now you have an idea of what you need, where do you start? There are some great investment opportunities available to help you target a financially healthy retirement.
Retirement Investment Ideas
Traditional pensions are a thing of the past. With the pension reforms, investors have more choice as to how to invest for their retirement. When you decide to start saving, the two main options are contributing to a pension or opening an ISA.
Pensions are the most popular, and while you can contribute to them as soon as you start earning, you won't be able to access the money until you reach the age of 55 – this makes it a good way to secure funds for your retirement.
ISAs are a more flexible way to put a retirement pot together as, depending on the ISA product you choose, you may be able to access the money before you retire.
Saving for retirement: ISAs
ISAs offer a tax-free way to save, and you can invest up to £20,000 in the current 2018/19 tax year. There are several different types of ISA.
- You can choose to pay in to a cash ISA, for example, and opt for either an easy access ISA where you can access you funds whenever you need to, or a fixed rate ISA where you tie up your funds for a set time.
- You could consider investing in a stocks and shares ISA – but be aware this is an investment and the value of your investment and the income derived from it can go up as well as down - you may get back less than you originally invested.
- Alternatively, you could think about a Lifetime ISA which is a type of ISA that enables you to build up a long-term fund, generally for buying your first home or for retirement. You can pay in up to £4,000 a year, and the government will contribute 25% of what you've paid into the account too
Personal pension
A personal pension can be a good way of spreading your investment, as you can often split your money across a range of asset categories like shares, bonds and cash. Diversifying your investments is a prudent way of managing risk. Most pension plans provide an affordable way of accessing a professionally-managed, diversified investment portfolio. Investing time in your research will be worth it to find the right pension plan for you.
As with any investment, the performance of your pension investments should be reviewed on an ongoing basis.
If you want even more control over your investment you can opt for a self-invested personal pension (SIPP).
SIPP and SSAS plans
A Self-Invested Personal Pension (SIPP) or Small Self-Administered Scheme (SSAS) are alternative retirement investment plans that allow you to access returns for a wide range of assets, such as direct lending and property. This approach could make a real difference to your retirement funds.
Investors who are looking to take back some control, or at least gain visibility of their pension, have found SIPP plans an appropriate solution. Self-Invested Personal Pensions can offer:
- Control to make your own investment decisions
- Growth free of UK capital gains and income taxes in some cases
- Investment across a wide spectrum of investment opportunities
- The option to change your SIPP plan to suit your circumstances
A SIPP is up by a specialist provider and is open to anyone and doesn't require a sponsoring employer. SIPP pension plans are popular and demand is increasing. In fact an estimated one million people in the UK have a SIPP pension plan.
A SSAS is an occupational pension scheme, and requires a sponsoring employer. A growing number of company owners are using SSAS schemes to take advantage of the fact that businesses can borrow from pension assets. Other advantages include increased flexibility on where the assets can be invested and advantages when it comes to tax planning. Small companies often set up SSAS schemes because they can open it up to all employees and their family members.
SIPP and SSAS schemes each have advantages and disadvantages which need to be considered before choosing the right retirement scheme to suit you.
If you're new to the world of SIPPs, then there are a few things to consider so that you can decide if it's the right choice for you. The BondMason Guide to Self-Invested Personal Pensions provides an overview of the benefits of a SIPP, the elements to consider before investing and what the next steps are if you proceed with this retirement investment option.
- The pros and cons of a SIPP
- How a SIPP compares to other types of pension
- Who SIPPs are for
- Tax Benefits
- Investments fit for SIPP
Investing in a Self-Invested Pension Plan (SIPP) can make a considerable difference to your retirement funds and could have a substantial effect on your wealth in retirement.
If you're thinking of setting up a SIPP, but unsure about where to start, then we'd be very happy to discuss this with you. Contact us on 01582 802000 or email us at firstname.lastname@example.com with any queries.
We are very happy to talk to your SIPP or SSAS provider directly to discuss including BondMason-sourced investments into your pension. Alternatively, we can introduce you to the SIPP and SSAS administrators that we already work with.
Download your free copy of SIPP: A Guide to Self-Invested Pensions
Risk warning
As always with investments, with a pension your capital is at risk. The value of your investment can go down as well as up, and you may get back less than you invest.
Nothing in this article should be construed as advice. Your capital is at risk.
Direct Lending (including Peer to Peer Lending) is classified as a non-standard asset for SIPP investing. The team at BondMason have developed an innovative investment structure to remove many of the potential administrative issues making BondMason the go-to partner for leading SIPP administrators. If you are already managing your own future with a SIPP or would like to read more about the new BondMason SIPP service click on the button below.


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In this months Vogue Paris, I completely fell in love with their edit titled 'Panoplies' which has models dressed eerily (and completely believably I must add) as Barbie dolls.
Each doll is boxed and clad in the designers representative SS15 collection with matching accessories dotted around the box. The attention to detail is amazing!
Photographed by Giampaolo Sgura and modelled by 'doll face' models Magdalena Frackowiak and Elisabeth Erm, this was one spread where I actually spent ages poring over and savouring - I so want one of those dolls!!
I wouldn't be surprised if the designers themselves took inspiration from this and decide to bring out limited edition dolls from their collection....Barbie Dolls for adults, who wouldn't want one?!!!
Below are some of the pictures from the editorial for Vogue Paris that was styled by Claire Dhelens & Celia Azoulay. My favourites are Ralph Lauren (above), Chanel, Dior, and Valentino.


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If you've decided Movement is right for you, that's great.
We're excited to work with you and we know you'll want to understand more about the next steps.
First, you should contact us to set up an in-person meeting (or by phone, if necessary). We'll conduct a comprehensive consultation with you so we can learn about the challenges facing your organization, your needs, and your ambitions.
Following that consultation, Movement will produce a plan for you outlining the services we recommend and an overall package cost. This plan is unique to you and tailored to meet your precise needs as discussed with us.
If you like the look of the plan, we can move straight ahead. However, you're welcome to review the plan and discuss changes with us if you think something should look different, if circumstances have changed or if there are financial considerations.
Once we have your approval, we begin the "onboarding" process – this may take several weeks, a month or more to complete. Onboarding involves three steps:
- Movement and your organization sign a contract which clearly outlines the responsibilities of all parties involved, the cost, and a clear, mutually agreed end date after which a new contract must be signed.
- Your organization shares with us the documentation and knowledge Movement will need to best achieve the goals set out in our plan as partners. This can include databases, contacts, calendars, financial information (which remains confidential), document archives and a range of other material to be discussed with you as part of this process.
- Movement develops a straightforward set of guidelines for your organization and its volunteers to follow in order to carry out basic day-to-day functions. We will provide you with simple actions to take if you would like to organize travel, arrange an event, promote a topic on social media, register your members, or conduct any number of other ordinary tasks. That way, you and your volunteers know how the relationship with Movement works and who to contact to get things done. That's really important!
- On a date designated in our contract, Movement assumes administrative responsibility for your organization in the areas agreed. By this point, you will have supplied Movement with the tools and information required to oversee the organization's affairs; similarly, Movement will have supplied you with all the information you need to make sure business continues as usual. Except now, it's simpler, less time-consuming for you and there's a whole lot less to worry about.


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Both builders and users were not satisfied with building houses of raw wood (rounded logs, hewn or milled beams). The material would crack (providing places for microorganisms and insects destroying wood) and cast (breaking wall tightness). Such a house, in the course of its use, would need filling cracks and renewing wood protection coating, restoring wall tightness by filling gaps between log rows. This required permanent additional expenses and time from the house owner. Naturally, the house appearance was not too attractive. Such houses are still built, as we believe, because of erroneous assessment of imaginary cheapness of raw logs or lumbers.
In order to get rid of those disadvantages of raw wood, a new industry has developed in the world, building wooden houses of glued lumbers. Scientific research institutes developed the wood gluing technology. Industrial engineers organized, in short terms, production of a wide range of various equipment for manufacturing glued lumbers, glue manufacturers developed special environmentally safe, durable, chemical, temperature, and UV resistant glue systems. Wooden house building professionals would not create so much additional problems for themselves if they have been satisfied with quality of solid wood.
Along with development of wood protection means and paint-and-lacquer materials, a breakthrough has occurred in using glued lumbers for building.
Wooden houses of glued lumbers offer a number of advantages:
- reduce of operating costs – wooden houses of glued lumbers require no permanent routine maintenance because they are not prone to any lumber deformations, cracking, or distortion since lumbers are made of dried lamels glued together by their lengths and face-to-face.
- increasing house structure rigidness – we produce 12 meter long glued lumbers (maximum length of a raw or not joined ones is up to 6 meters). Our new 12 meter lumbers make it possible to assemble houses using longer components and lumber bonding by shifting their joints in different over-cutting of adjoining log rows. When selecting a manufacturer inquire for length of the lumbers offered!
- insignificant shrinkage – according to the measurements carried out, shrinkage of houses we have built does not exceed 0,5 %. This allows us after building of a house, immediately to commence its finishing and is achieved thanks to:
• uniform wood humidity of 8 to 12%, the result of controlling drying processes by our specialists;
• precision lumber profiling, the result of using modern equipment;
• observing requirements of wooden house assembling technology, the result of skills of our assembling teams and use of professional tools and fixtures;
- high heat insulation properties – as compared with solid wood, our wall assembling is more tight, while using compactors between log rows and in corner joints – natural (flax linen) or synthetic (self-adhesive) – allow no blowing-through or breaking house tightness. Quality corner joint over-cutting with "wind locks" and lumber profile with a water drip preventing penetration of moisture inside the wall are also important;
- prompt assembling of the house at the sight – based on the working drawings, house components are manufactured of high readiness for assembling, with all parts numbered for the assembling team, based on the assembly drawings provided, to assemble the structure;
- requiring no massive foundation – like in the entire wooden house building business, houses of glued lumbers are several times lighter as compared with other widely used building materials;
- elegant and attractive appearance – precisely profiled lumbers provide plane wall surface; polishing these surfaces before painting and quality application of paint-and-lacquer materials provide neat, modern, and complete appearance both in and outside;
- environmental safety – thanks to intrinsic property of wood to absorb excessive moisture from air and to return it into dry environment, thus creating favorable climate inside the house. An important factor when selecting material for a house is healthiness of pine wood.


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Motion forks are shaking up MTB suspension. Their radically different design is specially developed not to dive during braking. This noticeably improves handling, grip and comfort, compared to standard telescopic forks on the market. What's more, a Motion fork needs no maintenance and no ongoing adjustments. Set it up once and it'll keep going happily for years to come.
Earlier this month we took the new Motion Ride E18 out for a test ride, and in anticipation of the official release in September Motion is now looking for forward thinking riders to help them push the boundaries to improve riding for everyone.
Motion is looking for ambassadors to spread the word. Sign up before the end of July to receive a 20% discount on your Motion fork in return for your help promoting the brand.
What Motion expects from Ambassadors:
- At least two photos per month sent to Motion
- Post at least two photos per month on your social networks showing you riding your Motion fork using Motion's #PureRide
- Share Motion Ride's posts
- Promote Motion forks to your riding friends and/or fellow club members
- Tell your Local Bike Dealer about Motion's test centre programme
- You probably lead rides, are a regular at club rides, or take part in some MTB events where you'll ride with your Motion fork
- Be a strong Motion ride advocate
Do you have what it takes? Find out more and sign up at www.motion-ride.com
About Motion
Motion is a new French brand who believe in doing things differently. Motion's products are designed and developed in France, to solve the problems faced by current suspension technology.
A Motion fork is specially developed not to dive during braking. The fork keeps 100% of its available travel to absorb shocks in any situation. This noticeably improves comfort, grip and a feeling of security.
Three separate patents filed by Motion work together to produce a fork that improves bike handling and reduces arm pump and fatigue.
For an easier life, a Motion fork needs no maintenance and no ongoing adjustments. Set it up once and it'll keep going happily for years to come.
The E18 (27.5" with 150-170mm travel) is already available to order online and will be shipped in September. The E18+ (29" or 27.5+" with 140-160mm travel) is already available to order online and will be shipped at the end of the year. The first batch of forks has been limited to just 500 units.
Comments (7)
"At least two photos per month sent to Motion"
How long for? Eternity?
Blew all my money on Ferrero Rocher so can't afford the discounted £1,200+ required to be an ambassador 🙁
How can you say you'll be a strong advocate if you haven't tried it yet?
Gwuergh! You'd have to pay me £1200 to put something that ugly on my bike.
Pre orders going well then?
In return for this have they promised to keep going for 5 years or at least honour warranties for a decent period?
Did they ring Elbry?
This is not the stonking opportunity it first appears to be…
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We provide a variety of face and hair services to help keep you looking great. While we are proud of the quality services we offer, we're even prouder that our customers agree. They've given us excellent feedback and reviews.
Whether it's our quick, quality, friendly service or the honesty and value we bring to every interaction, our customers love us.
Our customers have spoken up about our:
Follow us and get up-to-the-moment info. Check out what your friends and neighbors are saying about us.
Your complete satisfaction is our singular focus.


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How to Show a YouTube Video in a WordPress Post or Page
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YouTube is by far the most popular video sharing platform, with 300 hours of content uploaded every minute. WordPress makes it easy for you to harness this incredible content source and show YouTube videos straight into posts and pages.
In this post, we'll show you everything you need to know.
Let's get started…
Select your YouTube video
Before you can show a YouTube video on your site, you need to find the video you want to add.
You'll then need to click Share and copy the video URL (as shown above). If the video you've selected is part of a playlist you'll have the option to show just the current video (untick the playlist box), the whole playlist and whether to show from the start of the playlist or the current video.
Add a YouTube video to a WordPress post or page
Now head to your WordPress Dashboard. You can create a new post or page, or edit one already created. The process is identical for posts and pages, so it doesn't matter which you're using.
Your video will need to be on a new line, so if you're adding a YouTube video to already-existing content, hit return where you want the video to go.
Paste in the YouTube video URL you just copied on the new line. There's no need for the URL to be a hyperlink (linking the URL will stop the video from showing) – literally just the link you copied from YouTube is all you need.
If you have the free Jetpack plugin installed you'll get an instant preview of the video. Otherwise, save your post or page as a draft (or update for already-published) and you'll get the full preview displaying.
Publish or update your post or page and you're all done!
Manual WordPress video embeds
If the magic pasting of the video on a single line doesn't work or you want more control over YouTube's video player, you'll need to embed the video manually.
Fortunately, WordPress makes this easy.
Again, find the video you want to embed on YouTube. This time, however, select the Embed tab below the video and then Show More. You now have some extra options you can customise:
- Width of the video player (choose from pre-sets or use a custom size).
- Toggle showing suggested videos when video finishes.
- Toggle YouTube player controls.
- Toggle showing video title and top-right sharing links.
- Turn on privacy-enhancing mode.
You can also manually customise parameters. Google shows all the options available here.
Once you're done customising any options, copy the embed code (you'll find it starting
You can now paste your embed code into your WordPress post or page. This part is a little different to pasting the URL: you'll need to go to Text mode on the WordPress editor. This lets you add some HTML, including YouTube embed code.
Again find where you want to add your video, but this time add two line breaks – so there's one either side of where you will show your video. Paste in the embed code in the middle line and switch back to the Visual tab. You'll now see a preview of your video.
Update or publish your post and you're done!
Add really good YouTube video content
Adding YouTube videos to your WordPress site is a really powerful way of keeping visitors better engaged and on your site longer. With the two methods shown here, we've equipped you to do just that.
Exactly what I was looking for. Thanks for sharing.
I have a question about how to justify the video, meaning put it into content like you would an image, right or left.
Hi Milly, to do this you need to embed your video at less than full width, so use the manual method above and set the video size to less than the width of your content area. You can then paste in Text mode, as shown above, but need to add class="alignleft" (change left for center or right to align to those sides) to the iframe to add alignment.
For example:
That will align your video. Enjoy!
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Guadalajara (Mexico) Travel Directory
A beautiful name for a beautiful city in central Mexico.
Approximately 4 million live in the metropolitan Guadalajara, while about 1,5 million in the central part. The second largest city in the country and an important travel destination with many attractions, both old and new architecture, cultural riches, gastronomy and entertainment constitute reasons for visiting it.
It is close to the capital of Ciudad de México, about 450-500 km on the road, therefore if you reach any of the cities, you can easily take a trip down to the other one.
This city is more relaxing than the capital, because it is less agglomerated and has a few great places to walk around. On the image on the left you can see, perhaps the main icon of the city, the Guadalajara Cathedral. It was finished in 1618, but due to severe damage in an earthquake in 1818, new towers were built in the mid 1800s.
Guadalajara has attractive old architecture, but modern buildings are multiplying fast...
Travel Directory (jump up to the directory's main section)
Flux Travel (jump to the portal's main page)
|Guadalajara Mexico Hotels
Check hotel rates and
availability in Guadalajara with our comprehensive and efficient engine!
Quick link(s): [...]
Inclusion date: June 1, 2009
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Fodor's - Guadalajara Travel Guide
Short presentation of Guadalajara city in Mexico. The aim is to create you a general image about how the city is and why you should visit it.
Inclusion date: June 1, 2009
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Lonely Planet - Introducing Guadalajara
Guadalajara presentation on LonelyPlanet.com. Get an idea about the beautiful city of Guadalajara, Mexico.
Inclusion date: June 1, 2009
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Explore Guadalajara - Travel Guide to Guadalajara
Land of tequila, mariachi and friendly people! Visit Mexico's second largest city and discover its treasures! Get an infusion of happiness when in Guadalajara, satisfaction is guaranteed!
Inclusion date: June 1, 2009
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Advantage Mexico - Guadalajara Guide
Travel guide to the city with reliable information presented by specialists. Plan your travels with Advantage Mexico's help!
Inclusion date: June 1, 2009
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Remote Level/Presure Control by Radio
Radio I/O
A constant flow of clean drinking water and reliable collection of wastewater are essential to protecting public health, safety and welfare. However, limited funding and strained budgets can make it challenging to implement automation and control systems to protect and regulate the flow of a community's water resources. The Radio I/O from McClure Energy Solutions offers an affordable alternative to monitor and control system level and pressure from up to 10 miles away.
Operators can use the controller as a standalone at both master and remote locations, or the master and remote unit can be integrated with an existing station PLC. The result is a pre-packaged unit that does not require costly custom programming, engineering or systems integration. Almost instantly, the operational efficiency of facilities will increase by configuring the pressure/level setpoint at the master and a 4-20ma analog pressure/level input.
Master Station Controller
Master Alarm Indications
- AC Power Fail
- RF Communications OK
- DC Power Fail
- Solenoid On (Command Sent)
- Level or Pressure Readout
Remote Level/Press Device
Remiote Alarm Indications
- AC Power Status
- DC Power Status
- Master Controller in Auto
- Pump/Valve – On/Open
- Level/pressure sensing at the slave/remote (or any analog input)
- Analog value transmitted to pump/actuated valve at the master station
- On/off valve/pump control (or any digital output)
- Integrated LED status display
- Panel equipped with heater, transient protection and battery back-up
- Up to 10-mile license-free radio transmission radius
- Hand – Off – Auto switch for valve/pump at the master station
- Pre-packaged controller enclosures
- Exterior LED displays to provide visual confirmation of system status
- No need for costly custom programming or engineering
- Standalone operation or simple integration with an existing PLC
- Assembled in the USA


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April 13
Thomas Beddoes
On this date in 1760, physician and scientific writer Thomas Beddoes was born in Shifnal, England. He attended Bridgnorth Grammar School for his secondary education before moving to Oxford, where he attended Pembroke College, a constituent of the University of Oxford.
Upon completing his undergraduate studies, Beddoes enrolled in the University of Edinburgh Medical School, where he was taught chemistry and medicine. He met his wife Anna while working at the Bristol Pneumatic Institution, a medical research facility searching for a cure to tuberculosis. They had one son, Thomas Lovell Beddoes, who became a well-known British poet and playwright.
In 1788, the University of Oxford appointed Beddoes professor of chemistry. He taught at the school for six years during the French Revolution before resigning. During this time, his lectures made radical medical claims that drew attention from large audiences. Beddos hoped to extend Joseph Priestley's ideas on treating disease by the therapeutic inhalation of different gases and vapors. He contributed significantly to the British Enlightenment, but left Oxford after recognizing that his ideas were not welcomed by all.
Beddoes stressed the importance of imagination as it arises from one's senses and criticized the use of religious maxims as teaching material. He believed that the source of children's knowledge should come from learning natural history and studying natural objects themselves. He also speculated that our religious beliefs are a product of our environment and governance. D. 1808.
"Man created a God, a Heaven and a Hell."
—"Thomas Beddoes M.D. 1760–1808: Chemist, Physician, Democrat" by D.A. Stansfield (2012)
Compiled by Tolulope Igun
© Freedom From Religion Foundation. All rights reserved.
Mattie Parry Krekel
On this date in 1840, freethought lecturer Mattie Parry Krekel was born in Goshen, Indiana, to John M. Hulett and Lucinda Jay (a direct descendant of revolutionary John Jay). Mattie liked to thank her parents for being liberal in their religious views, noting that her life had not been twisted or distorted by ecclesiastical influences which enslave the mind. She began lecturing at age 15 in Rockford, Illinois, and retired only in 1900. Mattie married T.W. Parry in 1862 and had six children, four sons and two daughters. Following his death she later married Judge Arnold Krekel of Missouri.
She was well-known on the freethought lecture circuit, or "Liberal platform." Freethought biographer S.P. Putnam called her "one of the bravest and staunchest lecturers in the field ... eloquent, scholarly, logical, ready for any hardship; has plenty of grit. ... She is well informed on subjects pertaining to science and reform, and is in thorough sympathy with those who suffer and toil because of ignorance and superstition." (Four Hundred Years of Freethought, 1894).
"Up to the beginning of the present century there were few names more familiar to readers of The Truth Seeker than Mattie Parry Krekel," noted George E. Macdonald, one of the newspaper's longest-lived editors (Fifty Years of Freethought, 1929). D. 1921.
Compiled by Annie Laurie Gaylor
© Freedom From Religion Foundation. All rights reserved.
George Jacob Holyoake
On this date in 1817, George Jacob Holyoake was born to a poor family in England. The young foundry worker attended classes in his free time, becoming a mathematics teacher. By 1840, Holyoake was a lecturer at the Worcester Hall of Science. Best-known for coining the term "secularist," Holyoake dedicated his life to freethought. He was sentenced to six months in jail for saying England was "too poor" to support a God and should consider retiring him. He founded and edited a number of freethought journals, including Reasoner (1846-50), Leader (1850) and Secular Review (1876).
Holyoake wrote more than 160 pamphlets and works, including the books Origin and Nature of Secularism (1896), his autobiography, Sixty Years of an Agitator's Life (1892), and the two-volume Bygones Worth Remembering (1905). He was president of the British Secular Union for many years, and became the first chair of the Rationalist Press Association.
As an Owenite, Holyoake was an ardent reformer who put causes over personal gain, helped work for women's rights, political and educational reform, and personally aided refugees fleeing persecution. Contemporary American agnostic Robert G. Ingersoll wrote on Aug. 8, 1888: "There is no man for whom I have greater respect, greater reverence, greater love, than George Jacob Holyoake." D. 1906.
"Free thought means fearless thought. It is not deterred by legal penalties, nor by spiritual consequences. Dissent from the Bible does not alarm the true investigator, who takes truth for authority not authority for truth."
—Holyoake, "The Origin and Nature of Secularism" (1896)
Compiled by Annie Laurie Gaylor
© Freedom From Religion Foundation. All rights reserved.
Thomas Jefferson
On this date in 1743, Thomas Jefferson, who became the third U.S. president, was born in Virginia. As a young attorney and member of the Continental Congress, Jefferson drafted the Declaration of Independence. Jefferson became Governor of Virginia in 1779, when the Anglican Church was disestablished as the state religion.
He wrote the Virginia Statute of Religious Freedom, whose preamble indicted state religion, noting that "false religions over the greatest part of the world and through all time" have been maintained through the church-state. The heart of the statute guarantees that no citizen "shall be compelled to frequent or support any religious worship, place, or ministry whatsoever." It was adopted in 1786 and is replicated in most other state constitutions.
Jefferson spent five years in France as an ambassador, and therefore was out of the country at the time of adoption of the U.S. Constitution. He strenuously urged the addition of a Bill of Rights. He became the first secretary of state in 1789, vice president in 1796, president in 1800 and reelected in 1804.
In his Notes on Virginia (1781), Jefferson, a Deist, wrote: "Millions of innocent men, women and children since the introduction of Christianity have been burnt, tortured, fined, imprisoned. Yet have we not advanced one inch towards uniformity. What has been the effect of coercion? To make one half the world fools and the other half hypocrites. To support roguery and error all over the earth." He contemptuously rejected the trinity concept, regarded Jesus as a human teacher only and in 1804 composed a 46-page New Testament extraction titled The Philosophy of Jesus of Nazareth. No known copies exist.
In an October 1813 letter to a friend, Jefferson explained that he had arranged "the matter which is evidently, his, and which is as easily distinguishable as diamonds from a dunghill." He produced what became known as the Jefferson Bible, 84 pages, in 1820. It was titled The Life and Morals of Jesus of Nazareth.
As president he issued his famous letter to the Baptists of Danbury, Connecticut, on Jan. 1, 1802, explaining that the Establishment Clause of the First Amendment builds "a wall of separation between church and state." He refused to issue any days of prayer or thanksgiving, believing civil powers alone were conferred on public officials.
Jefferson instructed that the epitaph on his tombstone read: "'Author of the Declaration of American Independence, of the Statute of Virginia for Religious Freedom & Father of the University of Virginia,' because by these, as testimonials that I have lived I wish most to be remembered." He and John Adams died on the same significant anniversary of July 4, 1826.
"Question with boldness even the existence of a God; because, if there be one, he must more approve of the homage of reason than that of blindfolded fear. ... Do not be frightened from this inquiry by any fear of its consequences. If it ends in a belief that there is no God, you will find inducements to virtue in the comfort and pleasantness you feel in its exercise, and the love of others which it will procure you."
—Jefferson's letter to nephew Peter Carr, written from Paris (Aug. 10, 1787)
Compiled by Annie Laurie Gaylor
© Freedom From Religion Foundation. All rights reserved.
Christopher Hitchens
On this date in 1949, writer and columnist Christopher Hitchens was born in Portsmouth, England. He attended Cambridge and graduated from Oxford in 1970, reading in philosophy, politics and economics. From 1971-1981 he worked as a book reviewer for The Times of London.
In 1981 he emigrated to the United States. Hitchens wrote "Minority Report," a column for The Nation, from 1982-2002. He then wrote for Slate, The Daily Mirror, The Atlantic Monthly, Vanity Fair, Harper's and several other publications. As a foreign correspondent, he covered events in 60 countries on all five continents.
Hitchens wrote a host of books, but is best-known in freethought circles for authoring The Missionary Position: Mother Teresa in Theory and Practice (1995) and God Is Not Great (2007). His criticisms of Clinton and pro-Iraqi war views made Hitchens increasingly controversial among progressive readership, but he remained a stalwart atheist and iconoclast.
In "Papal Power: John Paul II's other legacy" (Slate.com, April 1, 2005), Hitchens pointed out that the pope "was a part of the cover up and obstruction of justice that allowed the child-rape scandal to continue for so long." He became a U.S. citizen in 2007. D. 2011.
"Gullibility and credulity are considered undesirable qualities in every department of human life — except religion. ... Atheism strikes me as morally superior, as well as intellectually superior, to religion. Since it is obviously inconceivable that all religions can be right, the most reasonable conclusion is that they are all wrong."
—Hitchens, "The Lord and the Intellectuals," Harper's (July 1982)
Compiled by Annie Laurie Gaylor; photo by Brent Nicastro
© Freedom From Religion Foundation. All rights reserved.


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Mortgages for Vacation and Second Homes
As your family grows, so do your needs. We can take weeks off the process, all for the lowest rate and great terms! With lifestyle demands, a second home in the city to reduce that weekly commute, or a cottage at the lake for weekend getaways can be very appealing. In 2003, CMHC and Genworth introduced a product to make this process more feasible - with as little as 5% down!
Acceptable Loan Purpose
- Secondary homes (Type A) available for purchase and refinance
- Vacation homes (Type B) available for purchase only
- 25/30 - year amortizations available on Secondary (Type A)
*The program does not provide for the purchase of investment, rental pool or timeshare properties; therefore, incidental rental income will not be used for qualification purposes.
Eligible Properties (Refer to the Property Type Schedule)
Secondary Homes (Type A Properties):
- Maximum loan amount: - Metro Toronto, Metro Vancouver and Metro Calgary - $700,000; rest of Canada - $600,000
- Available for purchase and refinance
Vacation Homes (Type B Properties):
- Property characteristics same as Type A properties except for the following;
- Property need not be winterized
- May have seasonal access (road not ploughed during winter)
- Maximum loan amount: $350,000 (exceptions will be considered on a case by case basis)
- Available for purchase only
Loan-to-Value Ratio Limits
'Loan-to-value' (LTV) is the relationship between the principal balance of a mortgage and the property value. For example, if you have a house valued at $100,000 with a $90,000 loan, you have a 90% LTV ($90,000 divided by $100,000 = 90%).
- For A properties, the maximum LTV is 95%
- For B properties, the maximum LTV is 90%
Borrower Qualifications
- Maximum TDS: 42%
- Lenders require a minimum credit bureau score of 680 on all applicants.
- No prior bankruptcy or judgements
- No late payments in the last 24 months
- Maximum of one insured vacation property per applicant
- No 3rd party guarantors for qualification purposes. Lenders do accept spousal guarantors
- Lenders do not allow gifted down payments under this program
Document Requirements
- Offer to purchase
- Employment/income verification
- Verification of down payment
Appraisal Requirements
Turnaround times in this program are outside the standard purchase business levels. Property specifications
Type A Property:
- Foundation must be permanent and installed beyond the frost line. This includes concrete/concrete block or preserved wood foundations certified by a professional engineer or post/pier foundations on solid bedrock
- Must be zoned and used as residential, rural or seasonal. Lenders do not accept mixed uses or rental pooling
- Freehold or condominium title. Lenders do not accept co-ops or ? interest ownership
- At minimum, property must have a kitchen, 3-piece bathroom, bedroom, and common area
- Must have a remaining economic life of at least 5 years more than the mortgage amortization period
- Year-round road access on reasonable quality public roads, serviced by the local municipality. Lenders also allow privately serviced roads, provided there is a maintenance contract in place
- Property must be winterized with a permanent heat source. For example, heating can be baseboard, forced air, water radiator, radiant, coal, propane, geothermal heat pumps, or heat pumps
- Good quality construction with no signs of deferred maintenance
- Water source: well, municipal serviced, and cistern. Water source must be drinkable. Lenders accept lake or river water, provided the property has its own filtration system. For example, a reverse osmosis system
- There must be good market appeal in the area with no adverse influences/neighbourhood nuisances
Type B Property:
All Type A property requirements apply to Type B, except for the following:
- No permanent heat source is required. For example, a wood stove, fireplace, stove or heat blower is acceptable
- Foundation may be floating. For example, sitting on blocks
- Seasonal road use is acceptable. This means the road does not have to be plowed during the winter
- Water source needn't be drinkable. However, there must be running water in the home
- Property may be accessible only by boat


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VW Hints Again at a T-Roc Release With New YouTube Video
Is the Volkswagen T-Roc coming out in 2018?
Volkswagen is hitting the ground running with SUVs in 2018, and it's about time. The latest news is that the Volkswagen T-Roc, a concept flaunted at the 2017 Geneva Auto Show, may finally go into production. This naturally raises some questions. Is it coming to the U.S.? And would it be a 2018 or 2019 model year? Here's what we know so far.
The VW T-Roc will be smaller than the Tiguan
Three years is a long time to wait for a concept to become a reality, so we don't expect it to mimic what we saw then. Volkswagen has recently revealed a new video to YouTube, but it focuses almost entirely on the design team and thoughts behind materials. So here's what we know so far.
In the video, the model is frequently referred to as a car, and we expect it to be a subcompact crossover. That is to say, bigger than the Golf, but smaller than the current Tiguan. The original concept photos were very much like a robust sedan/crossover mix, so recent spy photos actually have us believing it may have grown in size.
The video doesn't give us much information about pricing, the final design or even features – aside from the hint that the VW Digital Cockpit may also be an available feature. Which is not surprising, since we're seeing it presented in both the Atlas and the new Tiguan.
So what can we tell you? Well, you won't have long to wait on new information. The model is set to premiere on August 23. The VW video for the T-Roc was also not revealed on the company's official USA news site, which makes us question whether we can expect it in our lineup or not. If so, Motor Trend has indicated we might see a 148-horsepower 1.4-liter turbo 4-cylinder paired with the 6-speed DSG.
It might also be that we don't see the vehicle until 2019, and only if sales of the Tiguan and Atlas prove the investment in SUVs are worth it. Would you drive the T-Roc? Share your thoughts with a comment here at the Brandon Volkswagen Blog.


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There's a saying in the Real Estate business – they say that the 3 most important things are location, location and location. Well, in regards to a new internet business, it's domain name, domain name and domain name. Yes, a domain name is that important.
In the early days of the internet, domain names were fairly easy to come by. There were so many good names still available, but as more and more businesses migrated to the internet, the best names were taken. As time passed, finding a good domain name to register has become increasingly difficult.
Why is a domain name so important? For one thing, a domain name can help you to get traffic to your website. If you don't get traffic, you might as well not even have a website. There's no doubt about it, if you want to make money, you need traffic.
A domain name can help you to get traffic in a couple of ways. First of all, if your domain name is catchy and easy to remember, that will help people to find your website and to return for future visits. It's also a good idea if your domain name gives some indication of the type of business you have. For example, if you want to have a website that helps people consolidate their student loans, it would be a good idea to have a domain name that contained some or all of those words. You might do good with "studentloans.com" or "studentloanconsolidation.com" or something similar. You can even use hyphens in the domain name, like "student-loan-consolidation.com", etc.
The point here is that your domain name should be descriptive of your business. After all, if you were looking for a new dentist, would you be likely to visit "BigBubbaMotorcycles.com" or "GreatDentists.com"? If Big Bubba is a dentist, he's probably not going to get many new dental patients thru his website.
Let's talk about the domain names with hyphens before we move on. Contrary to what many people think, having hyphens in your domain name does not hurt your search engine listings. Most of the search engines treat the hyphens as a space, so the hyphens make it a little easier for them to separate out the individual words.
About the only downside of using hyphens is that when people type in your URL, they may forget to put in the hyphens and go to a competitors website instead. Personally, I don't think this is too much of a problem, since most people find websites thru search engines, so they'll be clicking directly on a link to your website instead of typing it in by hand.
Again, it's really important to embed keywords about your business into your domain name for good search engine ranking. Although some domains, like ebay.com or google.com do get a lot of traffic, it's not because of any keyword in the domain name. What is an 'ebay' anyhow?
You'll find that most of the high traffic websites with short, unrelated domain names get their huge amount of traffic thru paid promotional campaigns. They use radio & TV ads, high volume email advertising and other such methods that might be too expensive for a small business just getting started.
A good way to find your domain name is to develop a list of keywords that are strongly associated with your business. Write down as many keywords as you can think of, as long as they're on your subject. Once you have your list, you can use one of the several free online tools to help select just the right domain name for your new website.
The domain name registrar at http://www.godaddy.com has a search feature where you can check the availability of domain names and the results will even show you other closely related domain names that are available. Another handy suggestion tool is at http://www.domainfellow.com Either one of these online tools will help you to find a good domain name that's still available to register.
Here's a good tip for you when trying to find a domain name that has your keywords in it – If you can't find a domain name that has your keyword and is still available, you should consider using sub-domain names instead.
What's a sub-domain name? A sub-domain name is a prefix to a normal domain name. Let's say that you're in the retail computer business and you want to sell computers at your website. That's a fairly competitive business, so you'll probably have a hard time coming up with a good domain name that's not already taken.
An alternative would be to choose some sort of generic term for a domain name and then use a sub-domain for your computer business. For example, let's say that you register the domain name "lowestprice.com" That's pretty generic, wouldn't you agree? Now that you have that domain name registered, you can create all the sub-domains you want, limited only by your imagination and the size of your web hosting account.
Remembering that you're in the computer business, you could now have your website at the sub-domain "computers.lowestprice.com" Using this same approach, you could go into just about any other business and have sub-domains like "insurance.lowestprice.com" and so on. See how it works?
Another good thing about sub-domains is that they don't require registration. You only pay to register the main domain name. By using sub-domain names, you can easily embed your keywords and it won't cost you any more money. And the search engines treat each sub-domain as a totally separate entity, so your search engine ranking for one sub-domain won't be dependent upon you having a high ranking for your main domain name.
Once you find your new domain name, you'll need to register it. I recommend godaddy.com for registering. Their prices are reasonable and their service is great. However, there are many, many companies that provide domain name registration services, so pick whichever one you like.
Author: Carson Danfield. For more information on domain name, visit
SevenDollarSolution.com [http://www.sevendollarsolution.com/lessons/DomainsAndSubdomains.html]
Author: Carson Dan
Article Source: EzineArticles.com
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