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By Mary Clayton, Revelstoke Ski Club
This past weekend was a fast one for the Revelstoke Ski Club's racing teams. Athletes 15 years and older were invited to a speed camp at Apex Mountain near Penticton, BC. The younger athletes, 11–14 years old, attended a speed camp at Silver Star Resort near Vernon.
Speed camps aim to teach the skills of downhill and super-G in a safe and methodical way. The courses are broken down into sections, so the skiers can train in stages before tackling the entire course in timed runs. Their speed is also measured using radar guns at certain points along the course.
At Apex, the older athletes trained alongside and learned from some of the best instructors and ski racers, including national team alumnus Jeff Hume and legendary coach Don Lyon.
The weekend was an "awesome experience," said Coach Milan Arsovski.
"Giving the kids a chance to work with athletes and coaches from Alpine Canada increased their confidence immensely. I could see their skiing getting better day by day. I was so proud to see those youngsters shredding some tuck turns at more than 100/km per hour."
At Silver Star, the approach was similar but on a gentler incline for the younger racers. Coach Donald Hall had high praise for the venue and the opportunity.
"It's pretty amazing to have a 1.8 km long course all to ourselves, with such excellent safety procedures. This is where the kids start to learn how to handle real speed, which is an integral part of ski racing. This course allows us to approach high speeds carefully, in a controlled setting."
For the racers themselves, the weekend's speed training has been a real boost to confidence. "The Apex camp got me to where I need to be for this season's super-G races," said Mitch Smith, a consistent top-5 finisher at U16 technical events.
"This camp was a lot of fun," added Max Scharf, another very strong RSC U16 racer. "I have never had the chance to ski a real downhill course before, and that was a great experience. It gave me a lot more confidence and I feel more comfortable on my skis at high speed, which is good."
FIS racer Emily Unterberger echoed her teammates' enthusiasm. "We don't get to ski speed very often so it was great to get some more experience," she said. "Even though the snow was a little soft, all the volunteers and coaches did their best to keep the track in good shape for us, so a big thank you to them."
At Silver Star, U14 racer Linnea Allain hit 90 km/hr, the fastest speed of the younger racers. "It didn't even feel that fast," said Linnea. "We practice each section and really get to know the course, so it's not scary at all. I'm going to go faster next year."


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|Kirkuk and Kurdish region
According to Iraqi News:
Iraq has foiled an attempt to smuggle antiquities worth millions of dollars to Turkey, its interior ministry said on Saturday. The ministry's general inspector said in a statement, quoted by Alforatnews, that ministry teams in Kirkuk blocked the transfer of scriptures and antiquities worth USD13 million to Turkey, which were in the possession of two people. Those, the statement revealed, included scriptures and a bust. It added that the suspects confessed to agreeing with another party in Turkey on the handover of the pieces. They said they were also expecting to receive more items while waiting at the Turkish borders, including jewelry belonging to the wife of late president Saddam Hussein worth millions of dollars.Mohamed Mostafa, 'Iraq foils smuggling of USD13 mn antiquities smuggling to Turkey', Iraqi News Feb 17, 2018,

subset: commoncrawl


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Judy from Georgia!!! You're our "outside of Hawaii" winner!! Please email your address to me (email@example.com) and I will send the stamps out to you ASAP (so you can get going on some holiday projects!!!). To those of you in Hawaii...remember you have until this Saturday to enter drawings at various stores around the islands (see post below).
Hope to be back soon with some Christmas projects!!!
Wednesday, December 1, 2010
Our Giveaway Winner!!
2 comments:
- ShaniKulani said...
congrats!! and cant wait to see more projects :)
- December 1, 2010 at 10:01 AM
- CM2 said...
Congrats, Judy! Luck lady!
- December 1, 2010 at 10:34 AM
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The average comparison graph allows customers to better understand how their energy and water use compares to other customers in the same zip code and rate class. It's important to remember each customer's average use depends on a range of factors including the size and age of the home/appliances, the number of people in the home, outdoor landscaping requirements, etc.
Some items to be aware of:
How are the averages calculated?Electric, natural gas and water consumption are combined by week to provide the average (mean) use by zip code. The low, average and high ranges are identified by markers on the scale. The graph offers a general view of the average customer in the same zip code to compare consumption against other users. (Colorado Springs Utilities protects the privacy of each customer and does not reveal the identities or specific use of any customer.)
My Usage compares the bulk data for the following residential rate classes:
On a daily basis, a program retrieves residential cumulative readings from our automated meter reading system. The program averages the readings together by zip code, rate class and week.


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Embracing the Dell Digital Way: How We Run IT to Succeed
CIOs and IT professionals have always hustled to keep critical systems at optimal performance and innovate wherever and whenever possible. However, with digital transformation on top of every CEO's list of priorities, IT organizations must expedite how we deliver faster and better business outcomes while continually enhancing the performance and efficiency our users rely on.
It's been clear for a while now that bimodal IT is not the answer because it creates too much complexity, especially for me as a CIO overseeing two industry-leading IT organizations. While technology has an important role to play, we need to transform ourselves and how we run IT to succeed in this digital world.
Here's how:
First, at Dell, we call this cultural shift the Dell Digital Way. In addition to aligning our leaders closely with the company's business unit leads, we're cross-functionally collaborating to design, develop and deliver new products and capabilities much faster, and more importantly, iteratively. This operating model is essential to our success.
Second, our team members are core to this transformation. In addition to recruiting and retaining passionate technical team members, we need to embrace agile methodologies and other modern programming techniques and provide plenty of innovative digital and product development opportunities. In essence, we need to inspire innovation.
And, finally, embracing agile alone isn't enough. We still need to provide the structure and foundation needed to keep things on the rails. As we increase agile adoption, we must also standardize and improve our application lifecycle processes and portfolio governance, financing and reporting and even how we charge our time. This is the business side of IT.
I recently had an opportunity to discuss digital transformation and the evolving role of the CIO with the experts at Deloitte. Check out the following video and Wall Street Journal article to learn more. And, I would love to hear your thoughts as well. After all, whether you're a CEO, business partner or an IT practitioner, we are all in this together.


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We understand that when you're going out to eat, you're looking for something beyond the 'same old, same old'. You want variety. You want to be surprised. You want a meal to remember.
At The Hog Hotel, you'll get all of that and more.
We take great care and pride in crafting our menus, which change from month to month, including interesting specialties from around the world. Of course, this doesn't mean that we're neglecting local favourites – far from it! We have a whole menu dedicated to the flavours of Suffolk, and we work extensively with local suppliers to make sure everything we serve is farm fresh. Plus, our traditional Sunday lunch is the best in Suffolk.
Not in the mood for a full meal? Pop into our bar for a drink. We have an excellent selection of bottled beers, ales and cider as well as toasted favourites if you're in the mood for something lighter. Don't forget to check out our selection of spirits and wine as well. We've carefully curated our selection to give you access to unique options from top producers.
We invite you to learn more about dining here and to view our menus. Whether you're coming with someone special for a romantic evening or bringing a whole group for a celebration, we're sure you'll enjoy your night at The Hog Hotel.


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- Get link
- Other Apps
Everybody knows that taking selfies has become a huge trend among teens and even matures. Because of this day by day, mobile manufacturing companies tend to improve their camera qualities by applying advanced technologies. some mobile phones come with 16mp front cameras. But the thing is having the phone with the best front camera doesn't guarantee you for the best selfie.
You need a good app to control the camera and Your inner skills also count in this.
Lets first talk about the apps which can help you for the best selfies. Both ios and Android users can download many free selfie apps for this and all the apps look very similar if all the filter names were same. When choosing the best, the first thing you should consider is user ratings, because many selfie maniacs have already downloaded these apps and have written about their experience.
As we have noticed the best 5 selfie apps are,
Retrica is commonly used among teens and has a vast range of filters. (more than 100 different filters)
Facetune is not available for free and you have to buy it for 4$. But it is totally worth for the money you cost.
Frontbacks special feature is you can capture from both front and rear cameras at once. This allows you to take a picture of you and what you see in a single click.
04.Youcam perfect
This is the best app for girls. You can remove a pimple or anything which bothers you when you take selfies, with its in-built simple but very effective touch-up tools.
This is also considered as the best selfie app and it has been popular because it is used by celebrities.
The second thing we should consider is selfie stick.
There are mainly two kinds of selfie sticks.
- Wired selfie sticks
- wireless selfie sticks
There is no any big difference between wired and wireless selfie sticks, the only thing is the wired one should be connected to the 3.5 jack of your phone and wireless one can be connected through Bluetooth.
These simple apps and tools help you to capture a good selfie, but your skill is also should be included here to make it the perfect selfie.
Also, read our article on how to extend mobile phones battery life.
How to extend mobile phones battery life?
- Get link
- Other Apps


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Submitted by farhan on
<Facebook feedback by Shannon Tong>
The principal what app me.... "Good afternoon Shannon, sorry just to inform you that Osbert had accidentally knock his own water bottle against his mouth during drinking water time. He hurt his lower lip. First aid given.
He is alright and he did not cry.
When I reach there I ask about how this happened. I asked him isit he drink and run at the same time. He told me that nobody knows or saw what happen. I ask about the cctv camera. He told me the cctv camera is down.
Editor's Note:
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by Arthur
(Stroudsburg, PA)
I was interested in labyrinths, mandalas, and mazes and was thinking how they are similar, different, what makes them special and so forth.
To be honest with you I thought a labyrinth is a lot like the path one takes in life. It has a definite beginning point. Simple. The path is for you and you alone walk through it.
Along the way there are many twists and turns, but it's still just your path. When you reach the center you turn around and begin the return along the same path, but a different direction--hopefully after your life is half over you can look back at it with new vision.
And finally you get to the end, which is where you began, and exit. Thanks.
Comments for mandalabyrinth
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Join in and write your own page! It's easy to do. How? Simply click here to return to DOODLE ART GALLERY.
Apr 02, 20 07:43 AM
You're just going to love painting with acrylics! Take a look at the classes being offered and register today. Class size is limited!
Oct 28, 19 08:47 AM
Started painting at the age of 72, have never picked up a paintbrush before or even drawn with a pencil. Saw this sight on a visit to the Isle of Skye
May 19, 19 03:29 PM
A very comfortable and relaxing decorative painting studio and classroom catering to all painting levels.
Jun 05, 18 07:52 AM
Funny thing about a great doodle, you have to be making art while focusing on something entirely different! Doodle drawings make great art therapy!
Apr 21, 17 10:51 AM
Here are more delightful acrylic painting classes for you to choose from.


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It was interesting to see 'Monty' (the former 'Markeaton Lady) and 'Anne' (the ex- Longleat 'John Hayton') together, as they collectively provided a lot of the information and inspiration for my model 'St Edwin'.
I really must add a headlamp to my loco, they do seem all the rage on Exmoors...
The other visitors were 'St Egwin' and 'Spirit of Adventure', seen here double-heading. With home fleet locomotives 'Badger', 'Hawk', 'Owl' and 'Katie' in service, plus long-term visitor 'Sian' and extra guest 'Count Louis', it was a very busy railway, so much so that I didn't get to ride behind everything! More of my pictures can be found on my Flickr site.


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I want to see more films with this cast. They are likable and they have something to offer. A deliberate altering of the path needs to happen behind to make that talent come alive.
Tag: Zack Snyder
Batman v Superman: Dawn of Justice (**) – Why build a miracle at all?
It's not that I hate this film. It's got some good, albeit disconnected moments. The task of entering the DC Universe mid-step means it will necessarily be different than the origin story heavy Marvel Universe. A used universe is fine with this reviewer. It just shouldn't have to require one to watch Blade Runner to lighten the mood afterword.
300 Rise of an Empire – Introducing the "B" Team
300 Rise of an Empire - 2014 Director Noam Murro Starring Sullivan Stapleton, Eva Green, Lena Headey, Hans Matheson, Rodrigo Santoro Screenplay Zack Snyder, Kurt Johnstad 300 Rise of an Empire is a story, starting with the Battle of Marathon and concluding with the Battle of Salamis. This is before, during and after the Battle of Thermopylae which is the focus of the … Continue reading 300 Rise of an Empire – Introducing the "B" Team
Bearing the weight of the Man of Steel
Man of Steel - 2013 Director Zack Snyder Starring Henry Cavill, Amy Adams, Michael Shannon, Russell Crowe, Kevin Costner, Laurence Fishburne, Diane Lane, Christopher Meloni, Ayelet Zurer Screenplay David S. Goyer Well documented are the difficulties of making a movie about a man with no weaknesses. As good a Superman as Christopher Reeve was, there was really … Continue reading Bearing the weight of the Man of Steel
Sucker Punch – Sometimes you just have to call b.s.
Sucker Punch - 2011 Directed by Zack Snyder Starring Emily Browning, Jena Malone, Abbie Cornish, Vanessa Hudgens, Jamie Chung, Carla Gugino, Isaac Blue, Jon Hamm, Scott Glenn Written by Steve Shibuya and Snyder Chain Gang Chicks in sepia tone. This is the kind of movie that can only be thoroughly enjoyed by those men (or … Continue reading Sucker Punch – Sometimes you just have to call b.s.


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The 3rd general meeting of the leo club of university of moratuwa was held on 07th October 2009 at the textile auditorium, university of moratuwa with contribution of more than 50 leos and leo prospect. The guest of honour of the occasion was the zone Chairman of the District 306A2 Lion Naleen Gunasekara and chief guest was vice president of the leo district 306A2 Leo Thilini Jayaweera. The most prominent event of the meeting was the induction of the Leo of the month according to the concept of the chairman of the club Leo Sameera Hewage.
So the congratulations goes for the leos of the months,
July – Leo Ishara Karunarathne
August- Leo Isuru Bogoda
September- Leo Milan Sandaruwan
After the meeting there had been an interactive session on report writing, done by Leo Hansi Sitinamaluwa and an orientation programme on the leonism conducted by Leo Ruwan Narampanawa which enhanced the value of the gathering.


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the 50% cotton, 50% polyester blend gives the hoodies and crews an ultra comfy feel leaving the graphics with a classic vintage look.
the super duper soft unisex tri-blend gives the tanks and tees an oh so cozy feel with light weight graphics.
color me rad
every product. multiple options.
mo color mo choices! all apparel products come in multiple color options so if you like the style and design, be sure to click on the product and see what other color options it comes in.
shop by design
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Dr. Hrushikesh Kharosekar is a young enterprising surgeon from Thane city involved in all aspects of Neurosurgery with specific interest in Vascular and Endoscopic Spine Surgery. He currently shoulders responsibilities of an Associate Professor and Consultant Neurosurgeon at pad Dr DY patil Hospital , Mumbai.
Dr. Kharosekar graduated from Pad. Dr D Y Patil Medical College and Hospitals, Nerul, Navi Mumbai. He subsequently completed advanced qualification in surgery of MS (Gen. Surgery) from Government Medical College, Aurangabad. To acquire relevant knowledge, skills, attitude and aptitude in the realm of Neurosurgery, Dr. Kharosekar pursued M Ch Neurosurgery from Grant Medical College and Sir J J Group of Hospitals, Mumbai and successfully accomplished the same. Dr. Kharosekar is well-trained in the execution of emergency and routine procedures and administering post-operative and intensive care to patients. He holds a good working experience in emergency trauma craniotomies, lumbar and cervical disc surgeries, pituitary approach, CPA tumors and gliomas.
Dr. Kharosekar enjoys a host of publications to his name. His clinical interests include minimally invasive spine surgery, Endoscopic spine surgery and CV junction. He is keen to associate himself with research projects and seeks to contribute his skills and knowledge towards a good research team.


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Whew! Dam Yeti 50 miler is drawing closer. One more long solo run coming up and then a short taper before the big day. The last couple of weeks have been a whirlwind of distractions and injuries! But I'm still going to hold my head high and give it my all.
It wouldn't be a good training run without my trail buddy and a minor sprained ankle….
Got a lot of time on my feet and even a run in while my son competed at Disney:
This week holds lots of treadmill running, strength training and a super duper long trail run this weekend. I'm working on getting acclimated to the heat and humidity and catching all the spiderwebs across my face. Happy hump day, y'all!


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General Dentistry
Clean Mouth
As well as regularly visiting your dentist, hygiene appointments should also be an essential part of your dental care. Hygienists are qualified members of the dental team who focus on preventing and treating gum disease by promoting good oral hygiene.
Regularly visiting a hygienist will not only help you maintain healthy teeth and gums, but also protect your overall well-being because poor gum health has been linked to more serious conditions such as heart disease, respiratory infections, diabetes and dementia.
What is gum disease?
When plaque and tartar build up on the surface of your teeth, it creates a perfect environment for bacteria to grow. This bacteria ends up infecting the gum tissue and causes it to become inflamed.
The symptoms of gum disease are:
- Inflammation
- Redness
- Bleeding after brushing
- Receding gums
- Bad breath
- Bright red or purplish gums
- Changes in the way your teeth fit together
The early stage of gum disease, also called gingivitis, can be missed as sometimes the symptoms are hard to spot. This stage is treatable however and a hygienist can stop it from progressing by removing plaque and tartar from the teeth.
If the gum tissue becomes infected, the condition becomes more serious and develops into periodontitis. This condition can only be treated and not cured. A hygienist or periodontist will need to see you regularly to stabilise your gum health. In this stage, your gums can start to recede and so cause your teeth to become loose.
What happens during a hygiene appointment?
During an appointment, the hygienist will assess the health of your gums and teeth and look for any signs of swelling, inflammation or bleeding. The hygienist may also take measurements where the gum attaches to the tooth and check for signs of oral cancer.
A part of a hygienist's role is to carry out a 'scale and polish' to remove any build-up of plaque and tartar. We use specially designed instruments to remove tartar from the tooth surface and underneath the gum line.
If gum disease has progressed beyond the early stages, a hygienist can remove tartar from the root surface to smooth the area and reduce inflammation of the gum tissue.
Hygienist treatment options
- Routine hygiene clean – £49
- Diamond clean – airflow £78
- Healthy gums plan – £240 5 sessions
- Buy 4 sessions up front for £170 – saving you £26
More info on the hygienist information sheet.
We offer Airflow in our Hygiene appointments. Not only does AirFlow Stain Removal lift off stubborn stains that can't be moved with routine brushing, it cleans away tartar and plaque from around the gum line. It is a non-intrusive method of cleaning and is known to be much more comfortable than the standard scaling away treatments.
AirFlow uses a mixture of air and a fine grit that polishes the surface of the tooth at the same time as cleaning. It leaves the tooth enamel feeling smooth and silky.
Case Studies
Before and After
Case Study 1


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From 4-6 December, the European Commission, together with the Austrian Presidency of the Council of the European Union, will host its flagship event ICT 2018 in Vienna, Austria under the title "Imagine Digital, Connect Europe". This major European ICT event is set to attract around 5000 participants including high-level research and innovation stakeholders, as well as policymakers and business representatives.
The only speaker from the Czech Republic is CEO of our incubator Mr. Petr Šrámek. He will have a speech at the Conference's session Artificial Intelligence which will take place in the Austria Center Vienna on 4 December 2018 from 14:00 to 15:30. If you want to meet them ther in person, use this form.
More about the conference: https://ec.europa.eu/digital-single-market/en/events/ict-2018-imagine-digital-connect-europe


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My Digestive AF (Al Fresco, silly!) Bowl is just what the holistic nutritionist ordered for gut and summer friendly nutrition.
My heart goes out to everyone who fears eating a salad due to getting gas, bloat, pain, distention, loose stool...
There may not be 19 ingredients in this recipe like Susur Lee's 19 Ingredient Singaporean Slaw Salad, but this Japanese and Korean inspired salad is on Susur's heels with its 18 ingredients and powerful hormone balancing benefits.
50% Complete
Please provide a few details to get you set up for the most useful tips on how to keep your gut healthy!


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Euro 2012 Play-Offs: Portugal v Bosnia Herzegovina - Kamark & Stromberg give their verdicts
Video • Nov 07, 2011 15:42 GMT
|Betclic Ambassador Pontus Kamark & former Benfica star Glenn Stromberg give their verdicts ahead of Portugal's crunch Euro 2012 clash against Bosnia Herzegovina. Paulo Bento's side travel to Bosnia for the first leg on Friday looking for a positive result against Dzeko & Co before hosting the second leg next Tuesday. For the latest odds on Portugal v Bosnia Herzegovina visit http://bit.ly/vAytPP
|Creative Commons Attribution (?)
|Video length


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Light Side, Dark Side
Light- Simply Happy
Letting happiness seep from inside out
Simply to be happy is all I want to show
Busy by, busy beyond
I busy myself with each strike of the second to show
To show that I really am happy
I may have heavy circles under each speckled eye
Paired with the baggy sweatshirts from my brothers closet
but I'm all right.
Streaking the seeping light onto each person I speak
But sputtering
Trying to spit out words
A babbling brook sometimes for speech,
Stuttering with the thoughts overflowing the brim
Like the bathtub down the hall.
Some people look at me funny
Like the wits in my brain are coming out with the words I speak
The seriousness is for those who see it, not those who seek it all the time
I don't mind
Can others feel happy?
I let them do their own,
flow with the thoughts that they speak.
I don't mind
And I never will know
Simply happy is all I will show.
Dark- Weighted Thoughts
I'm drained, tired of this
These weights down my pocket
As I thinkandthinkandthink
Now it's too much
You've felt it trembling through your hands
Sadness Shaking
I want everything straight
A crisp line across in the row
Absolutely perfect
It hurts that it can't be
It hurts that I can't be the person I've wanted to be.
Why can't I
Look like this
Work swift like that
Sleep full through the nigHT TOO
MAny thoughts here
they clutched my brain
what a small world this really is.
But I still want to feel happy; I snatch the smoothed
stones from the linted depths of my pocket
I place them by my side
There is so many better things to do than dwell
there is so much more to my puzzle than these weighted thoughts.
-- by Gigi F., Grade 8
-- by Gigi F., Grade 8


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In this episode I speak to Maria Catterick, Social Worker, Foster Carer and founder of the FASD Network. We discuss her journey to setting up the network, Feotal Alcohol Spectrum Dosorder (FASD) and the challenges that parents and carers face as the care for children who live with the preventable condition.
The FASD Network can be found here:
As always Scott Casson Rennie and I dicuss the interview and other matters including the recent Adoption Support Fund announcement all interspersed with whit and banter.
You can subscribe or listen via iTunes as well here
And of course if you leave a review I can show my mam how good it is!


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Do you know your business's Customer Acquisition Cost (CAC)? Most business leaders can rattle off a horseshoes-and-hand-grenades (if not exact) accounting for labor, power, rent, materials and other overhead costs at a moment's notice. In fact, many can happily recite the previous 4 quarters' profit margins as though they were written on their heart. But, though the formula is grade-school simple and can yield important insights, cost of acquisition is rarely even thought about.
Of course, bottom-line figures are essential data points for decision-makers, but they represent only the bare minimum of knowledge about your business. You simply can't look at a change in margin and make any kind of decision about the business—you need more information. If a doctor fills out a prescription based solely on your heart rate, how likely are you to take those pills? Personally, I'd be out the door before she could replace the cap on her pen. Also like your heart rate, once a problem becomes apparent on the bottom-line, the real issue has been growing unchecked for some time.
Why you should know your CAC
There are a number of reasons to add the cost of customer acquisition to your list of must-know stats. First, as I mentioned earlier, the calculation is super simple:
(All costs spent to acquire customers [i.e. marketing]) / (number of customers acquired in the period)
How easy is that? Easy calculation is one thing; what is it actually good for? From a bird's eye view, business investors will use CAC as an indicator of how quickly a business can grow. For marketing purposes (our favorite purposes), it's a more vital and practical metric.
First, tracking your company's CAC can provide nearly instantaneous feedback on your strategy and its implementation. For instance, if a simple adjustment to your marketing campaign's demographic targeting results in a serious change to CAC, you've gained important insight about your ideal audience. Or, you can simultaneously test a number of strategic factors with a well-designed A/B(/C/D… etc) test.
Another benefit of tracking your customer acquisition cost shows up in budgeting. At the ground level, decisions about when, where, and how much to invest in product/service promotion begins to resemble science more than gambling. It's also extremely useful in long-term planning & budgeting discussions. Most marketers know well the challenge of arguing for increased budget to financial stakeholders, who regard everything qualitative with skepticism. However, armed with a tried & tested Customer Acquisition Cost, marketing can make an evidence-based argument for budget. CAC lets marketers speak in the language that finance understands (for once).
Customer Acquisition Cost is not the 'one metric to rule them all' (as Brittney might say). But, though it is one KPI among many, it should be on the short list of those you always have on hand. If you'd like to improve your company's CAC, get in touch with KE; we'd love to help you develop and implement a winning strategy.


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Cheri is currently teaching at Yoga Center of Chico, located at 250 Vallombrosa, Unit 150, Chico, CA
4:00 Restorative with Yoga Nidra
5:30 Hatha Flow with Yoga Nidra
4:00 Gentle/Restorative
5:30 Hatha Flow with Aromatherapy
Class Descriptions:
Gentle/Restorative Yoga A very gentle yoga practice with the use of props to support the body into safe, long held postures for the purpose of relaxation and restoration of the body systems.
Hatha Flow Classical postures linked together with the breath, incorporating mindfulness and a strong emphasis on alignment.
Hatha Flow with Aromatherapy All levels Hatha flow, with optional use of essential oils to promote wellbeing.
Yoga Nidra "Inner Beauty Sleep", Yoga Nidra is a deeply relaxing practice of conscious awareness and meditation.


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What can you say about a man who leaps from a helicopter over Manhattan without a parachute in the hope that by increasing his heart rate he'll transform into an iridescent lime-green behemoth so he can take on an even bigger behemoth? That he knows he's living in a computer-generated universe in which gravity is a feeble suggestion and nothing is remotely at stake, and that when he hits the ground he'll be replaced by a special effect. The Incredible Hulk is weightless-as disposable as an Xbox game.David Edelstein
In the old generation, if one kid bought a PlayStation 2 and the other kid bought an Xbox, at his house you played PlayStation, at your house you played Xbox. Now that it's online, all those early buyers who... you want to play with, they've got their reputation online of who they are and how good they are at these games.Bill Gates
I refuse to buy a PS3 or Xbox for my home for fear that it might ruin my life. I think I would cease to accomplish anything productive, would quickly dispense with all human contact, and would very well end up with a nasty case of arthritis in my over-used digits from constant gameplay.Beau Willimon


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Andy will be attending the MTB Aviation forum in Porto 4-7 September 2019.
Andy will be discussing how GTSMRO can save you on replacement harness costs. Also, our Free of Charge harness appraisals and harness storage opportunities.
Click here for more information on MTB Aviation.
GTSMRO is an EASA, FAA and TCCA Part 145 approved MRO offering maintenance and repair services for wiring harnesses, electrical cables, sensors, and valves from engine, nacelle, APU, airframe and landing gear.
Unit 1, 2A Kyle Road
Irvine Industrial Estate
Irvine, KA12 8JF
Scotland, UK


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The fifth international "Fascination of Plants Day" 2019 (FoPD 2019) will be launched by plant scientists across the world under the umbrella of the European Plant Science Organisation (EPSO).
The goal of this activity is to get as many people as possible around the world fascinated by plants and enthused about the importance of plant science for agriculture and sustainable production of nutritious food, as well as for horticulture, forestry and the production of plant-based non-food products such as paper, timber, chemicals, energy and pharmaceuticals. The role of plants in environmental conservation is also a key message.
- April 2020
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Biosphere Soundscapes is a large-scale interdisciplinary research project underpinned by the creative possibilities of acoustic ecology and rapidly emerging fields of biology exploring environmental patterns and changes through sound. Acoustic ecology is a field of inquiry concerned with the ecological, social and cultural contexts of our sonic environments. This project is designed to inspire communities across the world to listen to the environment and explore the value of sound as a measure for environmental health in UNESCO biosphere reserves. The project is delivered through immersive residencies with artists and scientists, research laboratories, intensive masterclasses and a diversity of creative projects spanning four continents.
Let us know of events related to plants throughout May


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mail your questions and contributions to: email@example.com
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If you have any suggestion or complaint to make you can as well send to the same mail and we will sure get back to you in a shortest possible time. However, users are advised to first refer to our privacy policy before sending complaints, as only complaints outside our privacy policy shall be attended to and will help us in updating our policies and serving you better.


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Developer Release Notes
January 28, 2020
The Lookup Table Management API is now in closed beta. You can use the API to view and manage lookup tables. A lookup table is a table of data hosted on Sumo Logic that you can use to enrich the log and event data received by Sumo Logic. For more information, see APIs in Beta.
December 11, 2019
The App Installation API is now in open beta. You can use the API to view and install Sumo Logic applications. For more information, see APIs in Beta.
August 27, 2019
Update - Steps for generating clients now use OpenAPI Generator instead of Swagger Codegen. Using Swagger Codegen will generate a backward incompatible client. For more details, see https://github.com/swagger-api/swagger-codegen/issues/9103
August 7, 2019
New - Content, Folder, and Permissions Management APIs allow you to manage content in your organization's Library from HTTP endpoints.
June 26, 2019
Update - The Collector Management API can return Collectors by name and manage offline Collectors with the
aliveBeforeDays parameter.
June 17, 2019
New - The Ingest Budget Management API allows you to manage ingest budgets from HTTP endpoints.
May 15, 2019
Update - Added hostname as a Collector environment variable in our Docker image.
March 22, 2019
Update - The security services of our API framework has been upgraded. API requests with multiple forward slashes (//) will receive a "500 Internal Server Error" response.
February 13, 2019
New - User and Role APIs allow administrators to programmatically create and manage users and roles, making it easy to integrate Sumo into existing onboarding/offboarding business workflows.
November 20, 2018
API Beta
New - As part of our new API-centric development approach, we have several Sumo Logic APIs now available. Contact your sales rep to sign up to be one of our Beta Customers for the following APIs:
- Connections
- Content
- Field Extraction Rules
- Ingest Budgets
- Partitions
- Roles
- Scheduled Views
- Users
And the following APIs are coming soon:
- Dashboards
- Metrics Monitors
September 11, 2018
Search Job API
New - Receipt time is now available for scheduled searches, share links for searches, pinned searches, and Search Job API queries. To support receipt time, the Search Job API has a new parameter, byReceiptTime.
July 6, 2018
Search Job API
Techniques that manage load, like rate limiting and throttling, help keep the Sumo platform reliable and stable. Towards that end, a new Search Job API throttling limit was introduced today. Until now, search jobs were subject only to the global rate limit: each user is limited to four API requests/second. Now, to improve reliability Sumo is limiting the number of active search jobs for a given account to 200. To manage the number of active search jobs you can manually clear completed searches. For more information, see Search Job API throttling.


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There are some children's books that are so incredibly beautiful and rich in language that they are not to be missed. Llevé a la Luna a Pasear is one of those books. In the story a little boy takes the moon for a walk. They encounter clouds, howling dogs, dew on the ground, and their reflections in a stream. The language of the book is rhythmic with rhyming words throughout.
What I love about this book is its rich vocabulary. Reading Llevé a la Luna a Pasear would be an excellent start to a unit on nature. Take a look at all the vocabulary provided...
la luna
las nubes
el algodón
la hierba
los petirrojos
el nido
el rocío
el cielo
la orilla
la luz
At the end of the book there are two pages of information: one describes in Spanish the phases of the moon and the other gives information on nocturnal animals.
There are also a plethora of animals pictured in the story that you can focus on and provide vocabulary for...
los perros
las ovejas
la ardilla
el búho
el conejo
el erizo
las vacas
el zorro
la polilla
la abeja
la mariquita
el saltamontes
la hormiga
los petirrojos
el caracol
la oruga
la gallina
el cisne
el gato
el murciélago
los luciérnagas
It would be a fun activity to try to find all the above animals in the illustrations once your students are familiar with the words. Call out the animal in Spanish and see if they can find it.
Don't miss this book! So beautiful and a goldmine of vocabulary for your students!


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| 7.4°C Dublin
The phone rang at 4.0 in the morning. "Usain Bolt here. I hope I didn't wake you, but this is most urgent," said the fastest man in the world. He spoke in a slow, treacly, rum-dripping-on-raisin-ice-cream Jamaican drawl, but you could still sense the urgency in his voice.
"Billy, I need your help. I know you will not let me down. My life is about to change forever."
There was a pause and on the other side of the phone a parrot squawked a raucous chorus to a Bob Marley tribute band. Further away I could hear the crash of the surf on a coral beach, or was it a burst pipe? And I wondered if there was frost and short-cut builders in Jamaica.
"What's up, Usain?"
"I need you to get over here immediately, Billy."
"It's a long way. Like can you give me a hint?"
"You must trust me. This is the biggest decision of my life and I want you to reveal my story to the world."
The sports editor insists I always travel first class and as I sipped champagne and ate the last of the Virgin turkey, I wondered why Usain Bolt, the owner of more gold than the Central Bank, would want me to come to see him in Jamaica.
I had read that Bolt met with the Kerry team earlier in the week. It was, we were told, just a bit of fun -- a chance for the world champs in running and in football to get together on an informal basis.
From the cockpit I phoned a highly placed secret source within the Kerry camp.
"Gallaimh," I asked, "what's up with your man Bolt?"
"Top secret," replied the Currow hero, "but believe me when I say your trip is no wild-boar chase."
"It's goose, Gallaimh, goose."
"Lovely Billy. Nothing but the best of grub in first class."
Kingston was hot and boisterous. I was met by a chauffeur driving a limo with blacked-out windows so no one would recognise me.
An old man sat in the back seat of the car. He was wearing a white collar and a black suit, so I assumed he must be a priest.
"Let me introduce myself," said the old timer. "I'm Father Micheal Og O Muircheartaigh, a far-distant relative of Micheal the commentator."
I was right. Investigative reporters must stay alert when jet lagged.
The banana plantations went flying past even though they weren't moving. A woman picked a pineapple from a tree for free. A parrot alighted on the bonnet at the lights and used very bad language. The former chief executive of Fanny Mae offered to sponge the windscreen. Just across the street, in a shorn meadow, a fast bowler turned the wicket into cipins.
"I'm a Kerryman and I was Usain's teacher in St Brendan's Jamaica," said the ancient priest, "and you're only here because Con Houlihan couldn't make it."
Usain Bolt embraced me at the door of a huge colonial mansion.
"I am," he said, "simply a Kerryman." And the fastest man in the world broke down in a flood of tears that would refill Poulaphouca reservoir.
And then he told me his story.
"Father Micheal instilled in me a love of Kerry football. Do you see these? They mean nothing to me."
He pressed a pedal with his left foot and, as if by magic, a stainless-steel bin opened before him. He dumped his three Olympic gold medals.
I made a mental note to liberate the medals from the bin before I left, seeing as Usain was throwing them away anyway. I planned to sell the hoard on eBay, bar one for the mother's charm bracelet.
"Sonny Bolt watched the DVD of the Golden Years 10 times a week," said Fr Micheal, "and he always cried when Darby scored that illegal goal."
Usain took the story from there.
"I practised every day. Left-right. Left-right. Up against the gable end of the church. And I took the rebounds over my head to improve my high fielding.
"When the other boys were playing cricket, I was playing football. The only reason I got good at the running was that we had a cross neighbour and I sprinted like mad to stop the ball going over the low boundary wall.
"All I ever wanted was to play for Kerry. Tell me, is it true Mick O'Connell is seven feet tall?"
"And what about the gold medals, the millions in sponsorship?" I asked.
"I'd swap the lot for one All-Ireland medal. I just want to crease a Cork man and wallop the heads off a Tyrone man."
Fr Micheal looked on approvingly but then he gently corrected his pupil.
"It's not 'crease' but 'lay down a marker' and you mustn't say 'wallop' -- say 'get in their faces'."
We tucked into a simple meal of traditional bacon and cabbage served on a palm frond with Kerrygold and new spuds and the old priest told Usain that it was perfectly acceptable to temporarily renounce The Ten Commandments against Cork.
The limo called and an emotional Bolt bade goodbye to his mentor, who warned him to tell the reporters Kerry are fighting like mad over his introduction to the panel and that this is 'The Year of the Dubs'. The priest finished his parting words with "never cross the O Ses".
Bolt is here in Kerry preparing for today's McGrath Cup game against IT Tralee with No 30 on his back and frozen with the cold. The athletics world is aghast. Usain says the only race he'll run this year is the 100 yards at The Pattern Day in Knocknagoshel.
Kerry manager Jack O'Connor was guarded. "Young Bolt will have to battle hard to make the team. He finished in the top three in the sprints at training and if he knuckles down he could be the ideal replacement for Tadhg Kennelly."
Irish Independent


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ManufacturingListed here in this category are financial model templates specially designed for Manufacturing businesses and related sectors. The models are ideal for either business planning, financial planning, inventory or stock management, tracking, etc.
3D Printing (B2C) – 5-Year Financial Model
Specific logic that pertains to starting a 3D printing business.
Monthly Financial Model
The template has been constructed for monthly financial reporting for general trading industry, It is incredibly simple to use that…
Packaging Design Agency Business Plan Financial Model Excel Template
Packaging design is a crucial element in consumer product branding. It allows goods to stand out on the shelf, attract…
Inventory Management Template in Excel
If you are a small business and currently track your inventory by pen and paper, this is the model for…
Free Online Budget Planner Excel Template for Goods Company
This is a Free Budget Planner Excel Template for a Goods Manufacturing or Trading Company. The budget planner allows to…
Cash Flow Projection for Rental Heavy Machinery – Excel Template
This model is a simple method to predict the future cash flow trend to ensure that sufficient funds will be…
Grocery Store Business Plan Financial Model Excel Template
Small grocery stores are trendy among the peoples, despite the expansion of large chain supermarkets. They are especially relevant in…
Candy Store Business Plan Financial Model Template in Excel
If you make handmade candies or want to sell ready-made ones, you need a candy store business plan. Most people…
Small Liquor Store Business Plan Financial Model Excel Template
Selling alcohol at all times has been one of the most profitable deals. You don't need to have specialized knowledge…
Bakery Business Plan Financial Model Excel Template
Are you the one who's known for making the best birthday cakes? Maybe you have found the perfect donut recipe…
Clothing Store Business Plan Financial Model Excel Template
If you are passionate about the fashion world, understand the latest collections and design trends, you will think about how…
Steel Industry Financial Model
Steel Industry Financial Model presents the business case of the operation of a steel plant using the mini mill technology.…
Budget Template
A simple and practical way to measure your projections by month, including analysis vs previous year, 4 years financial forecast…
Blockbuster Product Fundraising Financial Model Template
This is an Excel financial model template for a single blockbuster product where the founders need to raise funding from…
Automotive Supplier DCF Valuation Model
This Excel financial model offers a template to come up with a DCF Valuation of an automotive supplier. The financial…
Manufacturing Financial Model Templates Bundle
This is a collection of financial model templates in Excel for businesses in the Manufacturing industry and its related sectors.
Accounting Financial Model Bundle
This is a combined collection of Excel and Google Sheets financial model templates for Accounting and related uses, such as:…
Product Manufacturing Business Model
This financial model focuses on a DCF valuation of a company in the Manufacturing industry. This model can be used…
Financial model for FMCG
The FMCG Financial Model provides a framework to accurately forecast the financial statements of a FMCG company over the next…
Beverage Manufacturing Startup Financial Model
The Beverage Manufacturing Startup Financial Model Template assists founders of Beverage Startup Companies to determine their financing needs and raise…
Financial Model for Recycling
A user friendly excel model that allows the user to plan out possible scenarios specific to the recycling business (up…
Valuation Model Can Food Manufacturing Company
This Valuation Model templates provides a framework to forecast the cash flows of a can food manufacturing company and derives…
Manufacturing 5-year Template – Customer Repurchase Rate Logic
A versatile template to forecast out a manufacturing or retail sales business that is built around customer re-purchases.
Manufacturing Company
The Manufacturing Financial Model provides a framework to accurately forecast the financial statements of a manufacturing company over the next…
Break-Even Analysis, Forecast and Valuation
Enter your relevant variable and fixed costs in order to see what you need to make in order to break…
Manufacturing Cost and Profit per Unit
Straight forward way for a manufacturing business to see cost per unit and define margins in order to see suggesting…
Full Inventory Management System
The user has the ability to enter inventory movements, track it in a clean database based on macro input, and…
Manufacturing is the core activity of the industrial sector. Every year tons of goods are being produced and consumed. The backbone of the manufacturing industry is factories. Setting up a new factory is a bigger project, as normally a lot of capital is required.
Manufacturing Industry of Today
The process of transforming the materials or components into something new and finished product is what we know as Manufacturing. The finished products are usually distributed and sold to either bulk distributors or directly to the marketplace. Due to the advancement in technology, it caused changes in the economy such as preferring to offering services rather than producing goods. But still, this didn't stop the manufacturing industry to keep on striving and even growing. The manufacturing industry is considered as one of the largest sectors that exist today, thus, many are not discouraged at all when it comes to entering this industry.
Starting a Business in Manufacturing Industry
As a manufacturer, you will be creating physical goods which varies according to what kind of industry you want to start as. Manufacturing industry as a whole covers a wide range of industries under it. The following are the categorized know industries that are a part of the manufacturing industry.
- Apparel Industry – manufacturing clothing and fabricating products either by cutting or sewing except those who do customized products
- Chemical Industry – manufacturing basic chemicals and other products using chemical processes except the mining of natural chemicals nor engaged in the packaging process for chemical products
- Electronic and Electrical Equipment – manufacturing machinery, apparatuses, supplies for different applications in electronics and equipment utilizing electricity, except the industrial machinery and equipment powered by built-in or detachable electric motors
- Fabricated Metal Industry – fabricating ferrous and nonferrous metal products
- Food Industry – manufacturing or processing food, beverages, and other related products for consumption, this doesn't include the chemical sweeteners added though
- Furniture and Fixtures Industry – manufacturing furniture and fixtures for offices, households, buildings, etc., but this does not include the industries that do the millwork or lumber works, stoneworks, medical fixtures, and beauty or barber furniture
- Industrial and Commercial Machinery Industry – manufacturing industrial and commercial machinery, equipment, and computers, including the ones with built-in or detachable motors
- Leather Industry – manufacturing leather products which involve tanning, currying, finishing, etc., processes of leather, hides, skins, and other related materials
- Lumber and Wood Industry – manufacturing lumber, wood, and its finished articles but doesn't include the manufacturing of furniture and fixtures
- Measuring, Analyzing, and Controlling Instrument Industry – manufacturing tools/instruments for measuring, testing, analyzing, controlling, sensors and etc.,
- Paper Industry – manufacturing pulps from wood, cellulose fibers, rags, paper and paperboards, paper packaging such as bags and boxes but don't include abrasive paper nor carbon, photosensitized, and blueprint papers
- Petroleum Refining and related Industry – manufacturing paving and roofing materials, engaged in petroleum refining, compounding oils, greases, etc., but the distribution of gas to consumers is not a part of this industry
- Metal Industry – manufacturing metal products while engaging in different ways to process ferrous or nonferrous metal such as smelting, refining, rolling, drawing, alloying, casting, etc.
- Printing and Publishing Industry – manufacturing industry that engages in printing, bookbinding, plate-making, publishing, etc., but this doesn't include the printing for textiles or fabrics, nor the printing different products for advertising
- Rubber and Plastic Industry – manufacturing rubber and plastic products but doesn't include the manufacturing of synthetic rubber and plastics for it belongs in the chemicals industry just like how the manufacturing of tires is part of this industry except for the process of recapping and retreading tires
- Stone, Clay, Glass, and Concrete Industry – manufacturing products by processing glass, cement, clay, concrete, stone, and other related products
- Textile Mill Industry – different from the apparel industry, here, they engage in the preparation of fiber, woven fabrics, knitted products, and other related products
- Tobacco Industry – manufacturing of consumable tobacco products such as cigarettes, cigars, smoking or chewing tobacco, snuff, and other related products, but manufacturing nontobacco cigarettes are also considered as part of this industry
- Transportation Equipment Industry – manufacturing equipment for transportation for users either by land, air, and water but doesn't include mobile homes nor equipment used for moving materials on farms, mines, construction, plants, etc.
As you can see, though the demand for providing services is more trending compared to producing products, it still a huge industry that will always stay booming. Especially for certain industries that do manufacturing are more popular and continuously growing, but this also raised the competition to be even harder.
There are four primary types of manufacturing processes that are used commonly nowadays.
- Molding
Some manufacturers use materials that start out in liquid form, so they made use of the molding process to give shape to the products. A popular type of molding is casting which involves heating the material until it turns into liquid and then placing it into a mold to cool down and take shape. Casting is used in many applications for different kind of materials such as plastic, rubber, metal, and other related materials. There are also other types of molding such as the more advanced injection molding to create 3D products; blow molding used for products with hallow air within such as bottles, pipes, etc.; compression molding for large-scale products like automobile tires; and rotational molding used mostly for furniture and shipping drums. In this kind of business, the demand for large equipment is critical, as well as well-trained personnel.
- Machining
Without machines to help with manufacturing difficult to process materials, it takes a lot more time and resources. Nowadays, most manufacturers and producers are very dependent on machines to work efficiently and with better quality. Along with the rise of technology, using machines to process materials became easier, faster, and more precise, especially that it can be connected to computer programs today. Since these machines can be complicated to operate, there is also a demand for professionals or experts that will be assigned to manage the machine and the process to ensure the output's quality.
- Joining
Molding and machining can only go as far as shaping materials and processing it into products that can be also just parts of a whole final product. Thus, the joining process is utilized. Without joining, the products that get distributed will be in many separate parts which will take up more space, packaging, and time, for those who have to assemble the whole product. With joining, you'll be able to put multiple parts into one whole finished product. It uses processes such as welding and soldering that utilizes heat to combine the materials, and adhesives for bonding or fasteners to keep things stuck together.
- Shearing and Forming
There are two processes that manufacturers utilize to shape metal - shearing, and forming. Shearing is used to dealing with sheet metal by using cutting blades to make precise straight cuts. It is also known as die cutting used on aluminum, brass, bronze and stainless steel. Meanwhile, with forming, it uses compression or other ways of stress to move materials into the desired shape. Forming is usually used for shaping metal, but it is also possible to apply in other materials like plastic.
These processes are just a few of the several ways that manufacturers use in manufacturing products from different materials.
Manufacturing Industry Financing Options
It is undeniable that the manufacturing industry helped economies prosper due to a large amount of money they gathered, but nowadays, the industry has become too flooded with multiple competitions, that some startups can't last long at all. Instead of the manufacturing industry growing, if startups can't make a stand on their own, it might cause a decline in growth. That's why in some cases for other nations, the economy proposed to help the manufacturing industry strive and continue to prosper by giving them financing options.
Public Financing
In this financing option, it is mostly created particularly for small and medium-sized enterprises to help them stay afloat and be able to grow in the industry. The financing came in a form as an Annual Investment Allowance. It's when the enterprise invests for a new plant, machinery, or anything that would help them grow, are given tax relief with their purchases. Aside from the government, the local banks also aid manufacturers with their funding. Thus, a partnership relationship is usually made between the government and businesses in this kind of financing option for manufacturers.
Alternative Financing
For the smaller firms or startups, manufacturers trading in different areas, and short in funds, businesses not accepted by banks, alternative financing is the most suitable option for them. In this option, it engages in peer-to-peer lending, supply chain finance, and bridging loans.
The most popular one to manufacturers is peer-to-peer lending since gathering the funds is faster and more convenient where the funds came from a pool of lenders using an online platform instead of going through banks or other financial institutions. Another term used to describe it is crowdfunding which delivers funds very fast once enough information has been provided to back up the borrower. Plus, everything is handled online so it is very convenient.
In supply chain finance, for those reliant on international or global suppliers, this option utilizes the newly emerging online platforms which are offering cross-border pre-approved credit facilities to pay the bulk amount or transaction ahead of time and letting the borrower pay for it at a much later date instead.
While in bridging loans, these are catered more for when manufacturers to take advantage of time-sensitive opportunities or whenever they encounter cash flow issues. The funds can either be used for raising capital, payment for unexpected expenses, equipment repairs, or for financing the acquisitions.
But of course, this type of funding option can't be given easily, as long as the enterprise can present a solid financial model, it should help as a deciding factor to be granted the funds. Though usually, this kind of option is more ideal for a project-by-project basis.
Asset-Based Financing
Also known as asset-based lending which came into two forms – factoring or invoice discounting. Though both works the same way where they make use of the outstanding invoices as security against an upfront loan which can go up to 90% more of the value of the invoice. This option is designed which can be utilized as an aid for growth and an alternative when the loan limit is maxed out.
Factoring is especially suited for smaller businesses where the lender takes over control over the outstanding debts in the invoice, while in invoice discounting, the same loan principle applies but the borrower gets to retain control of its credit management.
This financing option has been mostly used for complex transactions and very risky since the lender can take hold of the borrower's sales ledger.
Manufacturing is a very costly business, thus the needs for financing are numerous and constant such as equipment financing, plant expansions, asset replacements, new products or service deployment, etc. It's a good thing that it isn't impossible to gain funding from other sources but still, to ensure that one will surely get the chance of getting funds, building a financial model is the best thing to do.
Manufacturing Financial Model Templates
The financing of new factories is one of the key challenges when setting up a new production plant. Banks and investors all want to see and understand the financial feasibility first before they approve funding in manufacturing financing. Experienced project managers know, that this requires a careful study and also to present the investment case in a way which banks and investors will understand. So, you will have to develop quite an extensive financial model to be prepared for such a discussion.
The valuation of a manufacturing company depends on the industry, the type of activity and future prospects. A common way to value a manufacturing company is by using the Discounted Cash Flow method where you discount the expected Free Cash Flows to Firm to their present value. You will need an Excel valuation model template to perform such analysis.
Whether it is to perform a valuation of a manufacturing company or figure out the financial feasibility of a new plant, we got you covered. Here, we are offering a range of very useful financial model templates for manufacturing companies in Excel. The financial plan templates provide a framework to forecast volumes, prices, costs which are then used to prepare the financial forecast of manufacturing companies. The Excel models provide a framework and template to perform your own financial analysis and can make your life so much easier. Don't waste more time developing financial models from scratch, simply download one of our manufacturing financing or valuation templates in Excel and get started today!
If you are looking for a specific financial model template and couldn't find it in our inventory, feel free to comment here: Missing Financial Model Templates, so that our Vendors will pick up that project and will soon add in our still growing inventory.
If you found the template but need help with customization of your preference, we also offer financial modeling services which you can avail here: Custom Financial Modeling Service.
We would be really grateful if you also rate our products and leave a review, comments, suggestions, or any kind of feedback, about our financial model templates, for this will greatly help us shape our templates to be even better in the future.


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2019-2020 Staff
Angelina DiBiaso
Editor in Chief
My name is Angelina DiBiaso and I am a senior here at Conrad. This is my third year being apart of the Conrad Howler. I started as a staff member my sophomore year, co-editor my junior year, and I am proud to say I am taking on...
Blade Tyrrell
Yo, I'm Blade and I'm one of the editors. This will be my second year on the journalism team. I've attended Conrad since 6th grade; now, I'm a senior. I'm a programmer as well as a graphic designer, and I hope to do some...
Ben Heitur
My name is Ben Heitur, and I was born on June 24, 2008.I have a good behavior status, but sometimes I like to be funny. I like to read graphic novels like Dog Man and other entertaining books. Playing football with my dogs and...
Amanda Scarborough
MS Staff
Hi, my name is Amanda Scarborough and this is my first year of being a part of the Conrad Howler. I'm a 6th grade here at Conrad. I never did any writing or newspaper activities on my own time, but I'm thinking that this wi...
Julia Gleason
MS Staff
Hello there! My name is Julia Gleason and I am a sixth grader here at Conrad. My favorite class is band and I enjoy doing a number of things outside of school. I like playing video games like Minecraft, Splatoon 2, and Dragon Quest Bu...
Noah Ramos
MS Staff
I'm an 11-year-old kid who loves to draw, write comic strips, and daydream. This is my first year at Conrad and I'm ready to let my creativity shine by helping with this newspaper. If you ever see me when I'm not wri...
Asialeen Santiago
HS Staff
Sup! I'm a 10th grader here at Conrad. I love watching movies, reading, and playing video games. I also love hanging out with my friends, family and of course my dog. I hope you're enjoying the Conrad Howler, keep reading a...
Brennan Thomas
Middle School Editor
My name is Brennan Thomas! I am in 8th grade and I love to write. I also love the Chicago Cubs (GO CUBS GO!!) and New York Giants. Gaming and baseball are my things.
Cindy Garcia-Tenorio
My name is Cindy and I'm 15 years old. My favorite hobbies are writing and playing soccer; writing has always one of my favorite things I've ever done. I'm the oldest out of my 2 brothers. I've always an overactive imaginatio...
Tim Griffiths
Hi my name is Timothy W. Griffiths and I am a senior at Conrad Schools of Science. I am a football player for the Red Wolves. I am a defensive tackle. My number is 78. I love the sport football.
Rachel Deem
Hello! My name is Rachel Deem, and I'm a senior here at Conrad Schools of Science. I'm apart of the Computer Science Pathway and do art in my free time. I have two hermit crabs, a cat, and a snake. ...
Ryan Cooper
Hey, I'm Ryan I'm new here at Conrad. I come from Red Lion in Bear, DE. My pathway is Biotech which is something that interests me.
Leslie Tovar-Garcia
My name is Leslie Tovar and I am a senior this year at Conrad Schools of Science. I am currently in the nursing pathway and want to become an ultrasound tech in the future. I love hanging out with friends in my free time and goi...
Jennifer Turcios
My name is Jennifer. I am a senior at Conrad Schools of Science; I just turned 17 and I'm also in the biomed pathway because I'm interested in doing something in the medical field. This is my last year at Conrad and I'm excited ...
Fatima Lara
My name is Fatima Lara and I am a senior in Conrad. My pathway is nursing with Mrs. Crowe. This is my 6th year in Conrad. In my free time, I play soccer for school; after school I work and spend most of time watching shows on ...
Devlin Barth
Devlin is a junior attending Conrad Schools of Science. In his spare time, he enjoys playing video games, listening to music, and talking with friends. He is experienced in the world of computers and aspires to be a computer scientist....
Kat Dykes
My name is Kat Dykes. I am a senior at Conrad Schools Of Science and have been attending since sixth grade. I am in the computer science pathway and enjoy being apart of Conrad's marching band. A fun fact about me is that...
Alliyah Ryan
My name is Alliyah Ryan. I am 15 years old and in the 10th grade. I'm taking the nursing pathway for high school. I also have a two year old dog named Smalls. I enjoy going to the beach and hanging out with my friends.
Emilio Bernal
Justin Charlton
Hi my name is Justin Charlton. I am a junior here at Conrad and I have been attending Conrad since 6th grade. I am currently in the BioMed pathway and I play football and lacrosse. My favorite subject is Journalism and this is my se...
Conor Miller
Hi, my name is Conor Miller and I go to Conrad Schools of Science. I'm in the 11th grade and my pathway is bio-med with Mr. Naylor. I've also run cross country since my freshman year and I chose to do journalism because I like...
Abigail Townsend
My name is Abigail Townsend and I am a senior here at Conrad. I chose to do the veterinary science pathway due to my fascination and love I have towards animals. I have been going to Conrad since 6th grade and I love ...
Frankie Rivera
My name is Frankie Rivera. I am in the 12th grade. This is my first time with the Conrad Howler and in my free time I enjoy playing sports.
Aryanna Lingo
My name is Aryanna Lingo. I have been going to Conrad Schools of Science since 6th grade and will graduate from here as well. I am currently a sophomore and my pathway is Biomedical Science. My favorite subject in school is s...
Allyson Norris
I am Allyson Norris. I am a senior at Conrad. I chose the veterinary science pathway because of my adoration towards animals. I enjoy to create art in my free time.
JaTeir Berkley-Osborne
My name is JaTeir Berkley-Osborne and I am in the 11th grade. My pathway is Bio-Tech and in my spare time I play football for the school.
Alex Sirakov
Hi, my name is Alex Sirakov and I am a senior here at Conrad. I am 17 years old. I have been going to Conrad since 7th grade and my hobbies include hanging out with friends and travelling. I also really like cars. This is my second...
Nick Sierra
My name is Nick Sierra and I am a senior here at Conrad. I enjoy travelling as well as collecting and selling sneakers. I love visiting Puerto Rico and visiting my family. My skills include being good video games and making peo...
Chris Saxton
Hi, my name is Chris Saxton and I am a Senior here at Conrad Schools of science. I have been going here since 6th grade and my hobbies include football, hanging out with my friends and working. I'm in a club called Spotnem ...
Krystal Neal
My pathway is animal sci 3. I like to play golf and chess.
Jason Wheeler
I am a senior at Conrad. Throughout my 4 year tenure I have partaken in biomedical studies, physics, english and british literature, and varied math courses. I retain good grades and manage to have fun with my friends and family.
Lila Dammeyer
Hi my name is Lila Dammeyer and I am 17 years old. I enjoy watching TV, spending time with my friends & family, and sleeping. I transferred to Conrad from St. Mark's last year, and this is my first year being a part of t...
Andrew Farnan
Hi, my name is Andrew Farnan. I am a junior here at Conrad. I am apart of the biotech pathway taught by Mr. Coughlin.


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Globe says Accord Financial run like a private company
2014-01-24 08:26 ET - In the News
The Globe and Mail reports in its Friday edition the best stocks are those of companies that resemble private firms as much as possible.
Globe columnist Fabrice Taylor writes Accord Financial ($8.59) is one such firm, and he thinks the stock is worth buying. Accord was founded about 35 years ago by Ken Hitzig, now chairman.
Accord is a niche lender to smaller companies who need to finance inventory and accounts receivable. It has paid a regular dividend for more than 20 years and has increased that dividend pretty much every year. The current yield is an attractive 4 per cent.
Insiders and people close to them own about 60 per cent of the shares and have not been sellers recently.
Accord lends its customers money to finance inventory or receivables. The lender aims to maximize the spread it earns. Mr. Hitzig also likes to be first in line for security on assets.
In the first nine months of 2013, Accord earned 47 cents a share. Mr. Taylor figures Accord can earn $1 a share this year, meaning the stock is quoted at nine times earnings. Given what he expects to be an above-average growth rate, he believes the stock should trade at 12 times earnings.
His numbers suggest a stock price of $12 plus dividend.
© 2020 Canjex Publishing Ltd. All rights reserved.


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For the third year in a row, data scientist is the No. 1 job in the U.S., according to Glassdoor's analysis of industry job openings, salaries, and overall job satisfaction ratings.
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December 7, 2018 at 10:09AM


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VICTORY: Democracy for America celebrates legislature flip, 'Purple to Blue' wins in Virginia
November 5, 2019
Tonight, with the help of 4 critical DFA-endorsed candidate victories, Democrats took control of both chambers of Virginia's General Assembly.
This is a major victory for Virginia progressives and Democracy for America, which, in 2013, made Virginia the flagship state in it's Purple to Blue project, a multi-year, multi-state, multi-million dollar effort to flip Governors, State Houses, and State Senate Chambers to Democratic…Read More…
2019 PRE-ELECTION: At Democracy for America, there's no such thing as an off-year
November 1, 2019
This weekend, across the country Democratic parties and grassroots groups are engaging in activities meant to mark the fact that, as of Sunday, Nov. 3, we'll be one year out from the 2020 general election.
However, here at Democracy for America (DFA) there's no such thing as an off-year. Instead, in the days ahead we're gearing up for the victory of 60 DFA-endorsed candidates who are on the ballot this Tuesday, November 5th in state and…Read More…
DFA reacts to OH #DemDebate, launches 4th Presidential Pulse Poll
October 15, 2019
On Monday we asked three questions heading into tonight's debate, and, below, we've got some thoughts on what was answered and what wasn't.
First, some news: Immediately after tonight's debate, Democracy for America launched the fourth iteration of its 2020 Presidential Pulse poll.
- The poll is available here: https://poll.democracyforamerica.com/
- The poll is slated to run from tonight through November 6th, 2019. This gives…
ANALYSIS: DFA's three questions heading into Tuesday's 2020 debate in Westerville, OH
October 14, 2019
Despite the dominance of the impeachment fight in Washington over the last month, the 2020 race for the Democratic nomination has entered a new phase since the candidates met in Houston last month.
While anything can happen with so many candidates on one stage, DFA's Chair Charles Chamberlain and CEO Yvette Simpson have three main questions going into Tuesday's debate outside Columbus, OH:
- Can Joe Biden temporarily halt the bleeding…
DFA celebrates NARAL Pro-Choice America on its 50th Anniversary
September 26, 2019
Today, long-time Democracy for America ally NARAL Pro-Choice America celebrates the 50th anniversary of its fight to protect and expand reproductive freedom throughout our country.
This afternoon, DFA CEO Yvette Simpson released the following statement celebrating NARAL's historic 50th anniversary:
Read More…
"For 50 years, NARAL has not only been a steadfast champion for abortion rights, they've also been a reliable ally in the progressive…
DFA to Pelosi: "Cancel recess, schedule impeachment vote immediately"
September 24, 2019
In light of the rapidly developing Trump-Ukraine extortion scandal, Democracy for America's (DFA) Chair is urging House Speaker Nancy Pelosi to take immediate, urgent action on impeachment:
Read More…
"Donald Trump has committed clearly impeachable offenses and admitted to them in public. No further investigation is needed, and Trump's brazenly corrupt acts in the White House make it clear that he's an on-going threat to our national security. We…
DEBATE: Castro had "breakout performance,"but debate "likely won't fundamentally alter the top-tier"
September 12, 2019
Statement from Democracy for America Chair Charles Chamberlain following the conclusion of tonight's debate in Houston:
Read More…
"Tonight, all three front runners had strong nights that likely won't fundamentally alter the top-tier of the contest.
"Elizabeth Warren beat the field with the strongest overall performance which will continue the momentum growing behind her, but Bernie Sanders delivered a consistent and strong progressive message,…
Democracy for America backs Joe Neguse for CO-02 reelection
August 22, 2019
Today, Democracy for America (DFA) announced its endorsement of Joe Neguse ahead of his bid for reelection in Colorado's 2nd Congressional District.
Democracy for America backed Neguse early in his 2018 race for Congress and celebrated his trail-blazing, general election victory last November. Rep. Neguse currently has no formally announced Republican challengers.
Neguse joins just seven other incumbents DFA has endorsed ahead of the…Read More…
DFA endorses Mayoral Candidates in Manchester, New Haven, Charlotte, Memphis, Spokane
August 22, 2019
Today, Democracy for America (DFA) endorsed five mayoral candidates running in 2019 to lead major American cities from coast-to-coast.
The five mayoral candidates DFA is endorsing today include:
- Joyce Craig, Manchester (NH)
- Toni Harp, New Haven (CT)
- Vi Lyles, Charlotte (NC)
- Tami Sawyer, Memphis (TN)
- Ben Stuckart, Spokane (WA)
This is the first time DFA has backed Harp, Sawyer, and Stuckart. DFA endorsed Charlotte Mayor Vi…Read More…
DFA adds three District Attorneys, Sheriff to its slate of Criminal Justice Reform Champions
August 21, 2019
Today, Democracy for America (DFA) added four candidates-- three running for District Attorney and one for Sheriff -- to its slate of criminal justice reform champions who are on the ballot in 2019 and 2020.
The four champions for criminal justice reform DFA is endorsing today include:
- Chesa Boudin, District Attorney San Francisco (CA)
- Dave Clegg, District Attorney, Ulster County (NY)
- Charmaine McGuffey, Sheriff, Hamilton County…
Democracy for America endorses four in 2019 School Board races
August 20, 2019
Today, Democracy for America (DFA) endorsed five candidates running for School Board in 2019 in communities in Virginia and Colorado.
The 2019 School Board candidates DFA is endorsing today include:
- Tay Anderson, Denver (CO) School Board - At-Large
- Karl Frisch, Fairfax County (VA) School Board - Providence District
- Joseph George, Prince William County (VA) School Board - Neabsco District
- Karen Keys-Gamarra, Fairfax County (VA)…
Democracy for America adds 17 to its nationwide slate of endorsed 2019 City Council candidates
August 19, 2019
Today, Democracy for America (DFA) endorsed another 17 candidates running in 2019 city council races in communities large and small across the country.
Added to the eight candidates DFA endorsed earlier this month, the grassroots progressive group has endorsed more than two dozen candidates on the ballot for municipal-level offices ahead of Election Day in November 2019.
The 2019 City Council Candidates DFA is endorsing today…Read More…
DFA endorses eight 2019 candidates running for City Council across the country
August 9, 2019
Today, Democracy for America (DFA) announced its endorsement of eight candidates running in 2019 city council races in communities large and small across the country.
The 2019 City Council Candidates DFA is endorsing today include:
- Kendra Brooks, City Council At-Large, Philadelphia (PA)
- Terry Brown, City Council District 3, Charlotte (NC)
- Carrie Hartman, City Council, Maumee (OH)
- Zack Quintero,City Council District 2, Albuquerque…
Democracy for America endorses J.D. Scholten in rematch in Iowa's Fourth Congressional District
August 5, 2019
Today, Democracy for America (DFA) announced its endorsement of J.D. Scholten as he launched his rematch campaign against nine-term incumbent Rep. Steve King in Iowa's Fourth Congressional District.
Democracy for America was a strong supporter of Scholten during his 2018 race, when he got closer to defeating King than any Democrat since his election to the House in 2003 and delivered the strongest Democratic performance in Iowa's Fourth…Read More…
DFA on DEM DEBATE #2: "The real winner of tonight's debate was Tuesday night's debate."
July 31, 2019
Statement from Democracy for America CEO Yvette Simpson following the conclusion of Wednesday's Democratic Debate in Detroit:
"The winner of tonight's debate was Tuesday night's debate.
"On Tuesday, Bernie Sanders and Elizabeth Warren not only delivered strong performances, they teamed up to articulate a bold, inclusive populist vision for the future of the country that Democrats need to beat Trump AND deliver a transformative win in…Read More…


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Unity vs Chaos
originally written 27 Apr 16 posted 25 Apr 19 I have a phobia of crowds. That is why I was surprised at how well I was able to handle the crowd we were in when we attended the Military Tattoo in Edinburgh, Scotland. We were in a crowd of people that were so closely packed, we were touching on all sides. What was kind of amazing to me was that we all blended together, moving as one large entity up the street toward our destination, the Edinburgh castle. We were united for one goal, to get


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Choose a marketplace region:
Richard Sparke has no trouble sleeping. It's what he does after he falls asleep that gets him into trouble. There are the nightmares: His dead mother coming to visit, and then the return of his daughter, who was only an infant when she died. Among all of this, the man in black tries to murder him in his sleep. Soon the waking world falls prey to nightmares, and the two worlds become very difficult to tell apart for a man who simply wants to live an ordinary life...if anyone will let him.


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How to position your business to avoid competing on price
To differentiate your business from your competition, there are certain positioning statements to avoid in your brand messaging. Otherwise, you can get stuck sounding like everybody else.
A number of years ago…
I worked with a career coach on my resume. In my resume, I had a phrase that said, "Results-oriented communicator."
"Uggghhh," my coach groaned. "Results-oriented."
Now, as much as writers love having their work greeted by the phrase "ugh," I can't say it was the reaction I expected.
"Isn't it a good thing to be results-oriented?"
"Of course," my coach responded. "Unfortunately, it's one of those phrases that people have so overused that it doesn't mean anything anymore. Companies are jaded. They hear that phrase and tune it out. You aren't setting yourself apart."
How good brand messaging can go awry
I find myself thinking about that conversation when I'm working with organizations that want to differentiate their business.
If you want to give people a clear reason to choose your brand, it's important to find a positioning statement for your business that is:
- Relevant and appealing to your audience.
- Unique to your organization.
- Clear and understandable.
- Memorable.
What do you do or offer better than anyone else… that customers just love?
What can you say you're a leader in… that really appeals to your target market?
Here's the catch.
As you think about how to position your business, make sure you don't get latch onto a characteristic that is:
- Simply expected of all businesses in your industry.
- So overused that it has worn out its welcome with customers.
Want to position your business as the customer service leader? Think again.
In brand messaging, one of the most overused phrases that I come across is "great customer service."
In many cases, great customer service is simply expected from customers.
It's a prerequisite, rather than a point of differentiation.
In other cases, companies spend a lot of time talking about great customer service in their marketing messages, but they don't deliver great service through their brand experience. As a result, customers have grown skeptical of companies that claim to have superior service.
I'm not saying that customer service isn't important. It may be incredibly important for your business. I'm simply saying that it's difficult to use "customer service" as your unique selling point.
Generally, positioning your business as a leader in customer service will not set you apart.
And when customers don't have a way to differentiate your business from your competitors, they compare you on price.
A few more overused buzzwords, while we're at it…
In one of my favorite articles from ColoradoBiz magazine, David Heitman of The Creative Alliance discusses how to write an effective tagline. In doing so, he advises readers to avoid "the words of tagline death."
What buzzwords can doom your company's tagline to mediocrity or worse?
Service. Quality. Commitment. Excellence.
It's not that these ideas aren't important. The problem is that one company after another tries to claim these concepts as their own.
As with customer service, these overused words can make a business instantly forgettable.
How to make your business more compelling
So here's your quandary. If a characteristic, such as customer service, is what sets your business apart, how do you transform it from a sleep-inducing selling point into a more compelling concept to position your business?
Dig deeper.
You need to get to the heart of what makes your customer service special.
I work with a business that offers better service than its competitors. Unfortunately, their competitors claim they offer great service too.
To differentiate their brand, my client recognized that they needed a different positioning statement. They conducted some competitive analysis and collected input from their customers.
In doing so, they discovered that what really makes their business special is their compassion. They:
- Are great listeners.
- Are empathetic.
- Take phone calls from their customer in the middle of the night because they know their customers need immediate help.
- Adapt to their customers' unique needs. They even drive to and hand deliver their products when their customers are in a time of great need.
Compassion is what sets them apart.
As you look for the characteristic that makes your business special, look for concepts that are tangible, concrete, and vivid. Be specific. Don't settle for bland, blanket phrases.
Dig deeper.
Until next time!