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Walt's Life Rhyme Archives
<<previous Walt's Life Rhyme #319 next>>
''Re-Meet ''
aka "To Every Bee Who's Got Pollen To Share"
It's so odd that we keep meeting each other like this
What on earth do you think that it means?
It's as if some weird force has now linked both our paths
now we're destined by fate to convene
It's my ardent belief that there's something afoot
deeper reasons or kismet at work
that there's something, some thought we're supposed to now share
that it's NOT one of life's random quirks
Yes, I've thought long and hard about meetings like this
Over time here's the secret I've found:
that the good that we seek comes through people we meet
and more so as we find common ground
For the cycle of life binds us one to another
And survival's a mutual affair
And every flower has nectar to give in return
to every bee who's got pollen to share!
Had a conversation earlier this week about the power of those seemingly random encounters, and those recurring ones that my friend referred to as "re-meets."
I believe that there's hidden power in the meet and the re-meet. It stems from a belief that we live in a friendly universe; a universe that supports our dreams and goals and aspirations at every moment; a belief that the thing we seek is also seeking us. A belief that life, nature, God, the universe wants us to grow and expand.
Nature's support of the imperative for growth and expansion is a universal constant that we see playing itself out everywhere in life. Plants supply the oxygen that animals need to breathe, and animals supply the carbon dioxide plants use for their own growth. The bees, birds and bugs support the flowers in their struggle to grow by carrying pollen that supports the flowers, and the flowers supply nectar that feeds the pollen-bringers. I believe that we, as humans, all have some pollen to share with each person we meet to help them blossom and grow. I believe that every good thing that occurs in our lives will come as a result of the thoughts, words or deeds of other people.
That's why I don't believe that any encounter is really random at all. A person's pollen (ie. their contribution or blessing) may simply be a smile on an otherwise dreary day. Or they may provide a contact that results in a much desired career change. Or they may impart some information we've been seeking for things to make sense in our lives.
Whatever that gift is, if you search for it, you'll find it. And, if you miss the opportunity the first time, you may get the nugget of knowledge you need from another person further along your path. Or perhaps, in those cases where you seem to keep running into a particular person, the universe might be staging a "re-meet" to give you another chance to figure out the common ground you share with that individual. Be vigilant. Bees abound!
Dedicated to Connie. T. A.
<<previous Walt's Life Rhyme #319 next>>
Walt's Life Rhyme #319
(Re-Meet )
© Walt F.J. Goodridge
Originally published: 11-07-2003
''I share what I know,
so that others may grow!''
Talk about Life Rhyme #319
Search for more life rhymesFind a motivating, inspiring life rhyme for just about any topic:
(eg, "quit" "purpose" "race")
Send to a friendSEND LIFE RHYME #319 to someone you love!


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SFC took a major step recently and it decided to stop the initial coin offering of Black Cell Technology in Hong Kong. The reason SFC has taken this measure is that the commission believes that the company indulged in promotional activities which were unauthorized.
Black Cell Technology has decided to surrender to SFC's decision and is willing to refund the Hong Kong based investors. The company is all set to return the tokens to the investors. SFC has also got regulation concerns against Black Cell Technology.
However, the company has now undertaken that it will not setup any scheme that does not comply with the Securities and Future Ordinance. Since, this case surfaced up SFC has also emphasized the fact that companies that are eager to indulge in ICO activities need to seek legal advice first.
This way the companies will get the adequate knowledge about the regulatory requirements. Apparently, this is a lesson for all the companies out there that are interested in initiating an initial coin offering.
The lesson learnt is that the companies need to play it safe and work upon exploring the regulatory requirements so that their ICO promotional activities are not affected in an adverse way.
It seems that the SFC will strongly be monitoring the ICO activities. However, if the companies stick to the regulatory requirement, then in that case managing the ICO activities should not be a problem.
Well, now that SFC is strict about the regulatory requirements, this will help to cut down on the fraudulent activities. The reason is that the licensing condition imposed by SFC will require the identification of the entire team before the commencement of the ICO.
Secondly, if a company gets licensed and decides to go ahead with the ICO, then it will surely be able to get more investors because they will feel more secure about their investment. ICO's that are monitored by the local commission or Government are bound to get more success.
Apparently, it seems that things will now become more challenging for companies that are eager to go for ICO in Hong Kong but in the long run this action will pave way for better investment opportunities.
This is why all the companies should avoid the chances of losses by fulfilling the commission imposed conditions related to ICO. This way the companies do stand a chance of gaining profits also so this effort is surely worth it.

subset: commoncrawl


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Australian readers may have already seen the news about the Solar Credits program. It was always going to be phased out as solar becomes more affordable, but the first step now happens on July 1, 2011. In cash terms, it's about a $1200 reduction in the rebate.
If you're thinking of getting solar power, my tip is to get it before then. Even though solar power is getting cheaper all the time, it seems the rebates disappear just as fast. So it's just better to get right in, and start saving energy straight away.


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I had a few people that were going to be absent from my class the other day so I changed the assignment to " bring a troubled painting to class day." I had this painting kicking around for a while and decided to play with it. It was from a 3 hour sitting w a model and although I liked it, I couldn't sell it on ebay so I decided to play with hair and make up and costume and see what happens.
click here
Welcome to my art blog where I post recent photos of my work and journal about my life as an artist. Although I spent my early childhood in the Catskill Mountains or New York, I now live and work in Tulsa Oklahoma. It is from my early life in the mountains that I developed a love of the natural world which now includes vast prairies and endless skies. My goal is to see and respond to the beauty that I find around me with a paint brush, paint and canvas.
Friday, January 24, 2014
Posted by Margaret Aycock at 8:59 AM
Labels: adult oil painting lessons, art, beautiful girl, ebay, figure, margaret aycock, oil painting, portrait, pre raphaelite
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"Five Wiltshire Jamaican Women Remember: Private Memories of Racism and Public Memories of Bowyer's Sausage Factory"
The very good news that Barbara Gibson - a member of our Advisory, Training and Assessment Group for the "Therapeutic Living With Other People's Children" project - has been awarded her MA in Public History by Royal Holloway, University of London, in some style. Founder of the Spoken Histories training and consultancy, based in Wiltshire, Barbara's thesis "Five Wiltshire Jamaican Women Remember" was awarded a clear Distinction, which means it will now go into the Royal Holloway's library, to be available to the public.
PETT's Dr. Craig Fees read the thesis in an early version and is looking forward to articles based on the project appearing in the Oral History Society journal. "Barbara is breaking new ground," he said, "which means her work contains a number of surprises, which means in turn that it is important to share her adventure and discoveries as widely as possible. It will also be very interesting to see where she goes with her work now - her own personal story is immensely interesting, but her varied involvements as an oral historian, and her drive and creativity really make for exciting possibilities."
Congratulations from all at PETT!


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Machine maintenance is critical to the use of machines and equipment on the worksite and forms a critical part of our Risk Assessment and Work Method, which is identified as a requirement to inspect and RECORD.
A Template 'Machine Inspection Record' shown in the Safety Bulletin attached below and allows the operator to record this evidence on a simple form.
The layout is designed to suite all machines and covers main checks required on a daily basis. This is only a template and can be edited to suite the individual.
PDF – Printable and Excel – Editable options are both available below:
Machine Daily and Weekly Inspection Record - PDF
Machine Daily and Weekly Inspection Record - Excel


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The USMCA was signed at the G20 summit this weekend - with two big changes you need to be aware of. Find out what the new NAFTA will mean for Canadian trade and business.
Procurement opportunities, insights, and market intelligence
OMX is the world's most powerful procurement database and platform. We connect buyers and sellers in global supply chains and ensure that you have access to the best and most relevant opportunities.


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CVSSv2 Shortcomings, Faults, and Failures Formulation
The Open Security Foundation (OSF) and Risk Based Security wrote an open letter to FIRST regarding the upcoming Common Vulnerability Scoring System (CVSS) version 3 proposal. While we were not formally asked to provide input, given the expertise of managing vulnerability databases, along with the daily use of CVSS, we felt the feedback would provide valuable insight to improve CVSS in the future.
Some of the areas discussed include:
- Introducing 4 levels for granularity
- Better definitions for terminology for more accurate scoring
- Re-examining the pitfalls of "Access Complexity"
- Limitations of the current Access Vector breakdown
- The challenge of scoring authentication
- And a variety of other considerations to improve vulnerability scoring
Our conclusion points to the need for CVSS to be overhauled as CVSSv2 has too many current shortcomings to provide an adequate and useful risk scoring model. You can download the full letter in PDF format.
CVE Vulnerabilities: How Your Dataset Influences Statistics
Readers may recall that I blogged about a similar topic just over a month ago, in an article titled Advisories != Vulnerabilities, and How It Affects Statistics. In this installment, instead of "advisories", we have "CVEs" and the inherent problems when using CVE identifiers in the place of "vulnerabilities". Doing so is technically inaccurate, and it negatively influences statistics, ultimately leading to bad conclusions.
NSS Labs just released an extensive report titled "Vulnerability Threat Trends; A Decade in Review, Transition on the Way", by Stefan Frei. While the report is interesting, and the fundamental methodology is sound, Frei uses a dataset that is not designed for true vulnerability statistics. Additionally, I believe that some factors that Frei attributes to trends are incorrect. I offer this blog as open feedback to bring additional perspective to the realm of vulnerability stats, which is a long ways from approaching maturity.
Vulnerabilities versus CVE
In the NSS Labs paper, they define a vulnerability as "a weakness in software that enables an attacker to compromise the integrity, availability, or confidentiality of the software or the data that it processes." This is as good a definition as any. The key point here is a weakness, singular. What Frei fails to point out, is that the CVE dictionary is not a vulnerability database in the same sense as many others. It is a specialty database designed primarily to assign a unique identifier to a vulnerability, or a group of vulnerabilities, to coordinate tracking and discussion. While CVE says "CVE Identifiers are unique, common identifiers for publicly known information security vulnerabilities" , it is more important to note the way CVE abstracts, which is covered in great detail. From the CVE page on abstraction:
CVE Abstraction Content Decisions (CDs) provide guidelines about when to combine multiple reports, bugs, and/or attack vectors into a single CVE name ("MERGE"), and when to create separate CVE names ("SPLIT").
This clearly denotes that a single CVE may represent multiple vulnerabilities. With that in mind, every statistic generated by NSS Labs for this report is not accurate, and their numbers are not reproduceable using any other vulnerability dataset (unless it too is only based on CVE data and does not abstract differently, e.g. NVD). This distinction puts the report's statements and conclusions in a different light:
As of January 2013 the NVD listed 53,489 vulnerabilities ..
In the last ten years on average 4,660 vulnerabilities were disclosed per year ..
.. with an all-‐time high of 6,462 vulnerabilities counted in 2006 ..
The abstraction distinction means that these numbers aren't just technically inaccurate (i.e. terminology), they are factually inaccurate (i.e. actual stats when abstracting on a per-vulnerability basis). In each case where Frei uses the term "vulnerability", he really means "CVE". When you consider that a single CVE may cover as many as 66 or more distinct vulnerabilities, it really invalidates any statistic generated using this dataset as he did. For example:
However, in 2012 alone the number of vulnerabilities increased again to a considerable 5,225 (80% of the all-‐time high), which is 12% above the ten-‐year average. This is the largest increase observed in the past six years and ends the trend of moderate declines since 2006.
Based on my explanation, what does 5,225 really mean? If we agree for the sake of argument, that CVE averages two distinct vulnerabilities per CVE assignment, that is now over 10,000 vulnerabilities. How does that in turn change any observations on trending?
The report's key findings offer 7 high-level conclusions based on the CVE data. To put all of the above in more perspective, I will examine a few of them and use an alternate dataset, OSVDB, that abstracts entries on a per-vulnerability basis. With those numbers, we can see how the findings stand. NSS Labs report text is quoted below.
The five year long trend in decreasing vulnerability disclosures ended abruptly in 2012 with a +12% increase
Based on OSVDB data, this is incorrect. Both 2009 (7,879) -> 2010 (8,835) as well as 2011 (7,565) -> 2012 (8,919) showed an upward trend.
More than 90 percent of the vulnerabilities disclosed are moderately or highly critical – and therefore relevant
If we assume "moderately" is "Medium" criticality, as later defined in the report, is 4.0 -‐ 6.9 then OSVDB shows 57,373 entries that are CVSSv2 4.0 – 10.0, out of 82,123 total. That means 90% is considerably higher than we show. Note: we do not have complete CVSSv2 data for 100% of our entries, but we do have them for all entries affiliated with the ones Frei examined and more. If "moderately critical" and "highly critical" refer to different ranges, then they should be more clearly defined.
It is also important to note that this finding is a red herring, due to the way CVSS scoring works. A remote path disclosure in a web application scores a 5.0 base score (CVSS2#AV:N/AC:L/Au:N/C:P/I:N/A:N). This skews the scoring data considerably higher than many in the industry would agree with, as 5.0 is the same score you get for many XSS vulnerabilities that can have more serious impact.
9 percent of vulnerabilities disclosed in 2012 are extremely critical (with CVSS score>9.9) paired with low attack/exploitation complexity
This is another red herring, because any CVSS 10.0 score means that "low complexity" was factored in. The wording in the report implies that a > 9.9 score could be paired with higher complexity, which isn't possible. Further, CVSS is scored for the worst case scenario when details are not available (e.g. CVE-2012-5895). Given the number of "unspecified" issues, this may seriously skew the number of CVSSv2 10.0 scores.
Finally, there was one other element to this report that was used in the overview, and later in the document, that is used to attribute a shift in disclosure trends. From the overview:
The parallel and massive drop of vulnerability disclosures by the two long established purchase programs iDefense VCP and TippingPoint ZDI indicate a transition in the way vulnerability and exploit information is handled in the industry.
I believe this is a case of "correlation does not mean causation". While these are the two most recognized third-party bug bounty programs around, there are many variables at play here. In the bigger picture, shifts in these programs do not necessarily mean anything. Some of the factors that may have influenced disclosure numbers for those two programs include:
- There are more bug bounty programs available. Some may offer better price or incentive for disclosing through them, stealing business from iDefense/ZDI.
- Both companies have enjoyed their share of internal politics that affected at least one program. In 2012, several people involved in the ZDI program left the company to form their startup. It has been theorized that since their departure, ZDI has not built the team back up and that disclosures were affected as a result.
- ZDI had a small bout of external politics, in which one of their most prevalent bounty collectors (Luigi Auriemma) had a serious disagreement about ZDI's handling of a vulnerability, as relates to Portnoy and Exodus. Auriemma's shift to disclose via his own company would dramatically affect ZDI disclosure totals alone.
- Both of these companies have a moving list of software that they offer a bounty on. As it changes, it may result in spikes of disclosures via their programs.
Regardless, iDefense and ZDI represent a small percentage of overall disclosures, it is curious that Frei opted to focus on this so prominently as a reason for vulnerability trends changing without considering some influencing factors. Even during a good year, 2011 for example, iDefense (42) and ZDI (297) together accounted for 339 out of 7,565 vulnerabilities, only ~ 4.5% of the overall disclosures. There are many other trends that could just as easily explain relatively small shifts in disclosure totals. When making statements about trends in vulnerability disclosure and how it affects statistics, it isn't something that should be done by casual observers. They simply miss a lot of the low-level details you glean on the day-to-day vulnerability handling and cataloging.
To be clear, I am not against using CVE/NVD data to generate statistics. However, when doing so, it is important that the dataset be explained and qualified before going into analysis. The perception and definition of what "a vulnerability" is changes based on the person or VDB. In vulnerability statistics, not all vulnerabilities are created equal.
Advisories != Vulnerabilities, and How It Affects Statistics
I've written about the various problems with generating vulnerability statistics in the past. There are countless factors that contribute to, or skew vulnerability stats. This is an ongoing problem for many reasons. First, important numbers are thrown around in the media and taken as gospel, creating varying degrees of bias in administrators and owners. Second, these stats are rarely explained to show how they were derived. In short, no one shows their work, shows potential bias, caveats, or other issues that should be included as a responsible security professional. A recent article has highlighted this problem again. To better show why vulnerability stats are messy, but important, I will show you how it is trivial to skew numbers simply by using different criteria, along with several pitfalls that must be factored into any set of stats you generate. The fun part is that the word used to describe the differences can be equally nebulous and they are all valid, if properly disclaimed!
I noticed a Tweet from @SCMagazine about an article titled "The ghosts of Microsoft: Patch, present and future". The article is by Alex Horan, security strategist, CORE Security and discusses Microsoft's vulnerabilities this year. Reading down, the first line of the second paragraph immediately struck me as being incorrect.
Based on my count, there were 83 vulnerabilities announced by Microsoft over the past year. This averages out to a little more than six per month, a reasonable number of patches (and reboots) to apply to your systems over the course of a year.
It is difficult to tell if Horan means "vulnerabilities" or "patches", as he appears to use the same word to mean both, when they are quite different. The use of '83' makes it very clear, Horan is referencing Microsoft advisories, not vulnerabilities. This is an important distinction as a single advisory can contain multiple vulnerabilities.
A cursory look at the data in OSVDB showed there were closer to 170 vulnerabilities verified by Microsoft in 2012. Doing a search to include references for "MS12" (used in their advisory designation), 160 results. This is how it was easy to determine the number Horan used was inaccurate, or his wording was. If you generate statistics based on advisories versus independent vulnerabilities, results will vary greatly. To add a third perspective, we must also consider the total number of disclosed vulnerabilities in Microsoft products. This means ones that did not correspond to a Microsoft advisory (e.g. perhaps a KB only), did not receive a CVE designation, or were missed completely by the company. On Twitter, Space Rogue (@spacerog) asked about severity breakdowns over the last few years. Since that would take considerable time to generate, I am going to stay focused on 2012 as it demonstrates the issues. Hopefully this will give him a few numbers though!
If we look at the 2012 Microsoft advisories versus 2012 Microsoft CVE versus 2012 Microsoft total vulnerabilities, and do a percentage breakdown by severity, you can see heavy bias. We will use the following breakdown of CVSS scores to determine severity: 9 – 10 = critical, 7 – 8.9 = important, 4 – 6.9 = moderate, 0 – 3.9 = low.
|Base Source
|2012 Advisories (83)
|35 (42.2%)
|46 (55.4%)
|2 (2.4%)
|100 (62.5%)
|18 (11.3%)
|39 (24.4%)
|3 (1.8%)
|2012 Total (176)
|101 (57.4%)
|19 (10.8%)
|41 (23.3%)
|15 (8.5%)
It isn't easy to see the big shifts in totals in a chart, but it is important to establish the numbers involved when displaying any type of chart or visual representation. If we look at those three breakdowns using simple pie charts, the shifts become much more apparent:
The visual jump in critical vulnerabilities from the first to the second two charts is distinct. In addition, notice the jump from the first two charts to the third in regards to the low severity vulnerabilities and that they didn't even make an appearance on the first chart. This is a simple example of how the "same" vulnerabilities can be represented, based on terminology and the source of data. If you want to get pedantic, there are additional considerations that must be factored into these vulnerabilities.
In no particular order, these are other points that should not only be considered, but disclaimed in any presentation of the data above. While it may seem minor, at least one of these points could further skew vulnerability counts and severity distribution.
- MS12-080 Only contains 1 CVE if you look at immediate identifiers, but also contains 2 more CVE in the fine print related to Oracle Outside In, which is used by the products listed in the advisory.
- MS12-058 actually has no immediate CVEs! If you read the fine print, it actually covers 13 vulnerabilities. Again, these are vulnerabilities in Oracle Outside In, which is used in some Microsoft products.
- Of the 176 Microsoft vulnerabilities in 2012, as tracked by OSVDB, 10 do not have CVE identifiers assigned.
- OSVDB 83750 may or may not be a vulnerability, as it is based on a Microsoft KB with uncertain wording. Vague vulnerability disclosures can skew statistics.
- Most of these CVSS scores are taken from the National Vulnerability Database (NVD). NVD outsources CVSS score generation to junior analysts from a large consulting firm. Just as we occasionally have mistakes in our CVSS scores, so does NVD. Overall, the number of scores that have serious errors are low, but they can still introduce a level of error into statistics.
- One of the vulnerabilities (OSVDB 88774 / CVE-2012-4792) has no formal Microsoft advisory, because it is a 0-day that was just discovered two days ago. There will almost certainly be a formal Microsoft advisory in January 2013 that covers it. This highlights a big problem with using vendor advisories for any statistic generation. Vendors generally release advisories when their investigation of the issue has completed, and a formal solution is made available. Generating statistics or graphics off the same vulnerabilities, but using disclosure versus solution date will give two different results.
These are just a few ways that statistics can be manipulated, often by accident, and why presenting as much data and explanation is beneficial to everyone. I certainly hope that SCMagazine and/or CORE will issue a small correction or explanation as to the what the "83" number really represents.
OSVDB 2009 Q4 Changelog
I always mean to post changes more frequently, but apathy and other tasks seem to win the day. Here is a brief list of OSVDB change highlights over the past few months.
- The database currently covers 59,833 vulnerabilities, spanning 26,179 products from 4,735 researchers, over 44 years.
- Sequoia, ES&S and InkaVote e-voting machine audit documents integrated (all text search "electronic voting machine")
- Happy 10th birthday CVE! We are now "fully" mapped for all years
- Integrated the historic Phage mail list content (http://securitydigest.org/phage/)
- Our Snort X-ref import script was borked (since Sep). Fixed, added almost 500 recent Snort IDs to references
- Apache bug system scoured, over 150 Apache vulns added from the last eight years (http://osvdb.org/ref/blog/apache-scouring.txt)
- Metasploit static references supported (https://blog.osvdb.org/2009/10/23/metasploit-reference-support-added-more)
- Exploit-DB references supported (http://www.exploit-db.com/)
- VuPEN references supported (http://www.vupen.com/)
- Many vulnerability and solution templates overhauled
- Search engine rebuilds are considerably faster, will auto-tweet when rebuilding (as it may affect search results)
- Reference search for full URL works
- Title search for multiple words fixed (was temporarily matching on some but not all words)
- New search filters and custom exports (https://blog.osvdb.org/2009/11/09/search-filters-custom-exports)
- Inverse search filtering enabled (https://blog.osvdb.org/2009/10/30/not-it)
- Search by CVSS scores (https://blog.osvdb.org/2009/10/28/search-enhance-by-cvss-score-or-attribute)
- Any search can be turned into a 'Watch List'. Left nav menu has this option, new results are mailed to you as entered in the system
- New menu system (top and left nav)
- Twitter feed more actively used for project updates
- Twitter feed displays on front page
- 'About' page is updated, expect more static pages to be updated to better reflect project status soon
- CVSSv2 scoring support added, including:
- CVSS scoring history (historically track NVD, OSVDB and other sources)
- Anyone can submit scores for entries without CVE/NVD (over 13,000)
- Updating CVSS scores for entries without are worth .25 points for now, to encourage mangling
- Moderation system in place for submitted CVSS scores
- Creditee system overhaul (https://blog.osvdb.org/2009/11/21/creditee-system-overhauled)
- "Vulnerabilities in OSVDB disclosed by type by quarter" graphs added to front page
- More fixes to continue support for IE6. Don't expect this to last!
Search Enhance: by CVSS Score or Attribute
Using the 'Advanced Search', you can now search the database by entering a CVSSv2 score range (e.g., 8 to 10) or by a specific CVSSv2 attribute (e.g., Confidentiality : Partial). To search for entries with only a 10 score, use the search range 10 to 10.
Using this search mechanism, we can see there are 3,217 entries in the database with a score of 10 and 9,266 entries that involve a complete loss of availability.
We hope this flexibility allows for even more refined searches to better help your project or organization. Stay tuned, this is one of many new search features planned.
OSVDB Now Supports CVSSv2 Scoring
OSVDB now displays CVSSv2 scores, mostly as calculated by the National Vulnerability Database (NVD):
Along with the score, we display the date that NVD generated it and give users a method for recommending updates if they feel the score is inaccurate. While this is long overdue, this is one of many CVSS related features we will be adding in the near future. For those wondering about the delay in adding CVSS support, the cliff notes answer is "we had reservations about the scoring system". Back in 2005, Jake and I had a long chat with a couple of the creators of CVSS and brought up our concerns. Our goal was to create our own scoring system, but internal debate (and procrastination) lead to neither being implemented. Rather than creating our own system, we finally opted to use what has become an industry standard. Some of our planned CVSS score enhancements on the to-do list, no particular order:
- Method for adding our own CVSS score. There are thousands of entries in OSVDB that do not have a CVE assignment, and as a result, no NVD based CVSS score.
- A more robust moderation queue to handle proposed changes. This may optionally have a one-click method for us to notify NVD of our change so they may consider revising their score.
- Ensure the CVSSv2 score is part of the database dumps, available for download.
- Method for tracking CVSS score historically. As NVD revises their score, or we do, a user should be able to see the history of changes.
- Compare our/NVD scores with other public tools, display discrepancy if different. For example, if a Nessus plugin scores an issue differently than NVD, show both scores so users may consider which is more accurate.
- Track researcher generated CVSS score. While infrequent, some advisories provide scoring. If different than NVD, display the discrepancy.
As always, if you have ideas on how we could better handle CVSS scoring, or have additional ideas for features, please contact us!
Oracle Starts Using CVSS Risk Ratings
Oracle's last quarterly critical patch update included some changes and started using CVSS to rate the severity of their vulnerabilities. Anyone that has ever tried to truly understand Oracle vulnerabilities most likely thought this would be a much needed improvement. The whole easy, difficult, wide, low, high ratings Oracle used previously made it almost impossible to figure out just how critical are the issues and then to prioritize the patch implementation.
Shortly after the October CPU was released, researchers started to question the CVSS ratings leading many to believe that Oracle is downplaying the true risk of the vulnerabilities.
Oracle also patched 13 remotely exploitable holes in its Application Server software, the highest of which the vendor rated as 4.7 out of 10. However, a closer examination of the flaws suggest that many of the ratings should be in the 8.0 range, said Caleb Sima, CTO of SPI Dynamics, an Atlanta-based security vendor that also reported bugs to Oracle. "The problem is, Oracle didn't give enough details [for third parties] to be able to say exactly what the score should be," Sima said. – Source
Oracle claims that they are listening to their customers and trying to help organizations really understand the true risk. However, it appears that for many of the vulnerabilities there contained even less detail with the new format than previously. Was the only real improvement to the advisories that questionable CVSS ratings were included?


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Introduction to Crisis Management
Course in development Evosec are currently developing our "Introduction to...
Radio procedures, map and compass reading and technical system training.
The communications and navigation course is designed to familiarise participants with radios, satellite phones, maps, compasses and other navigation and communications equipment frequently used during operations and projects.
Evosecs communication and navigation course can be designed for specific organisations to include policies and procedures and equipment currently in place. Our general course is designed to give a broad overview of communications equipment and navigation skills. this course can be run in our facilities or on-site.
This course can be modified to fit a number of industries, regions and operational requirements. Duration of the course will depend on the level of competency that is required for participants on completion of the course. One of our training experts will be more than happy to guide you through our course options if you require more information.
No Reviews found for this course.


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4801 Broad River Rd Columbia, SC 29212(803) 551-0323 |
us today for dog daycare services!
When you are looking for a dog daycare in the
Columbia, SC area, you can count on A Paw's Paradise! We are the
premier pet resort in the area since 2005. Offering overnight stay,
full day play, and weekend hours, you can't go wrong when you bring
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sensible and happy dog parent in Columbia, SC knows that they can
rely on A Paw's Paradise as a safe and friendly dog boarding
facility. We know that most people consider their animals as
extended family members, and we do too! Our animal-lover staff will
assure that your four-legged friend stays happy and leaves happy
after their stay!
Unlike most dog daycare services in Columbia, SC, we offer a full day of open-area, supervised group play as opposed to kenneling with intermittent walks. On our indoor, rubber-floored play area, your dog can safely run and play with other guests or nap on the couches depending on their preference. Similarly, our large outdoor fenced yard is the perfect place for games of fetch and chase or for a relaxing nap in the sun.
Why choose A
Paw's Paradise dog daycare and dog boarding in Columbia,
SC for your pet? Not all dogs know how to be a dog! A Paws
Paradise gives dogs a chance to improve their social skills through
supervised play and interactions with other dogs. In addition to providing quality dog
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behavioral problems result from a lack of exercise or activity,
which isn't a problem for our dog daycare! We'll be sure to tire
them out by the end of the day. A happily tired dog will be less
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Most people are
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It's a Friday lunch, often one of the busiest services in a restaurant's working week, but for Chris Lucas it seems every day is this hectic. We're at Baby, Lucas's smart, sexy, new Italian restaurant in Richmond, which has seen the restaurateur find a gap in the market just as he did with the CBD Thai eating house Chin Chin, which is still blisteringly busy.
Earlier this year, Brett Graham and Rob Lowther (of The Bottle of Milk and Pizza Pizza in Lorne) and chef Daniel Spizzica opened Rita's on the Abbotsford end of Johnston Street, serving pizza and pasta. Neil Perry, one of the country's most highly regarded chefs, has recently opened Italian restaurant Rosetta in Crown Casino. Sense a pattern?
Italian food is not a trend in any sense of the word. In Melbourne, it has been an innate part of our collective lives since the first wave of Italian immigration in the 1950s. So why are these operators, who aren't Italian, embracing Italian food? And why now?
Emotion plays a large part in cooking good food – Italian food in particular. Spend time with an Italian family and you will find that each day is built around a good meal, usually at lunch, which will consist of pasta or rice, followed by a meat (perhaps polpette, cottolette or a braised dish), finished with a simple, seasonal salad, often picked from their own garden. It's a way of bringing people together and doing so with simplicity and humility. Melbourne's new wave of Italian restaurants are embracing this ethos, serving dishes based in tradition and authenticity, founded on simplicity and quality product, and brimming with care and emotion. This is one of the reasons why Lucas, for example, has gone Italian. Despite not being Italian himself, he feels a connection to the culture.
A Greek Australian, Lucas's mother lived with Italians when she first moved to Australia. "She could speak Italian and would cook great Italian and Greek food," he says.
But it was a year spent in Italy in 1984 that really resonated with Lucas. "I was working at a fruit and veg market in Rome," he recalls. "I was a young backpacker and what they didn't sell, I'd run it down to trattorias around the market. They were workers' restaurants and they'd cook chicken with garlic, olive oil, herbs. I fell in love with the smells and the food."
When Lucas was looking for a new business to sink his teeth into after opening Chin Chin, the natural course would have been to open a Greek restaurant, but his connection to Italian cuisine continued to resonate. "I thought, Italian food is more varied and to be honest, it was easier to find people who could cook Italian food," he says. "And…who doesn't love pizza?"
Daniel Spizzica from Rita's also stands by the universal love of Italian food, "I think people will and always do come back to trusty, staple cuisines like Greek, French and, of course, Italian food… It's a comfort food that people have loved for many years, and who doesn't love pizza and pasta? It's the best food in the world and will outlast any phase."
In some ways, Italian food has transcended its own cultural context. Indeed, there are many Italian restaurants in Melbourne that owned and operated by non-Italians. One that has always been determined to do things its own way is Cicciolina in St Kilda, which was opened way back in 1993 by the same team who went on to open Ilona Staller in Balaclava in late 2010.
Back in the early 90s, chef Virginia Redmond, Barbara Dight and Lisa Carrodus detected a need for a good, local, Italian eatery in St Kilda. "We lived and worked in St Kilda and Italian food sort of ticked all the boxes," says Dight. "Our background was working in Italian-influenced places, which was very big in the late 80s, early 90s. Cafe e Cucina was probably our model, but in a more no nonsense, local approach."
Cicciolina's menu was and still is produce-driven, a cornerstone of good Mediterranean food. Redmond and her head chef Michelle Elia believe "that a main dish should have all the 'sides' on the plate already, at no extra cost, as they have already predetermined the 'marriage' of the dish," according to Dight. "Same with the pasta – it's a skill of the chef to combine all the ingredients. Italian cuisine lends itself to that."
Perhaps this is one of the building blocks behind Italian food that is making it popular again – the cuisine's marriage of flavours and its central foundation built on seasonal ingredients. Neil Perry thinks so. "Italian food is so accessible and I think people are really enjoying the quality ingredients and simplicity of Italian cooking."
Great quality mozzarella, either imported from Italy or made locally, is one such ingredient finding its way onto many menus, either on platters, in salads or cooked into pizzas.
Kirsty Laird, co-owner of mozzarella shop La Latteria in Carlton has seen a surge in demand for their mozzarella over the last year. "The demand for our mozzarella has definitely increased over the past 12 months, both cow and buffalo," she says. Laird believes her customers are "more aware of carbon miles, transporting of ingredients and animal welfare," which is seeing a shift towards buying good quality local product over imported products. "We are able to tell customers exactly when the product was made and from where the milk is sourced."
But Perry's other suggestion – that Italian is endlessly accessibility – is also key. Italian food is approachable from several angles and can suit various lifestyles and moods. Lucas detects "a real movement back towards food that we grew up with".
"Our lifestyles are suiting this way of eating," he says. "We don't want to be stressed when we go out for dinner and the majority of people want to get back to nature."
Freedom from regional tradition plays another role in our current love affair with Italian food. Lucas, Perry, two of the three owners of Rita's and the team at Cicciolina aren't Italian, thus their heritage is not entwined in staying true to a region of birth. Rather, they can present and play with flavours, textures and ingredients that hold true to varying parts of the country at any one time.
"I think it's a good thing," says Lucas. "We've got that debate in the kitchen at Baby at the moment, because we have northern and southern Italians cooking in there, so it's now not just about the style of the food but its quality."
Daniel Spizzica, the Italian third of Rita's, doesn't see heritage limiting his business partners. "I don't believe that because the boys are 'non-Italians' they don't bring any less to the table when it comes to ideas for the restaurant menu. They both have a great love of food! They are both very hospitality and food-driven, so they are both great to bounce ideas off and work with on the menu, along with the other chefs at Rita's too."
Neil Perry agrees. "I think it helps not being Italian and devoted to a specific region," he says. "Not being bound by regional traditions, it allows me to appreciate all of Italy and give customers a taste of many authentic Italian flavours."
Italian food is a deliciously and, at times, deceptively simple cuisine. Olive oil and sea salt, basil and tomatoes, garlic, balsamic vinegar, osso bucco and lasagne are all part of our daily conversation and, more often than not, our pantries.
As Lucas says, "What draws me to Italian food is the depth and breadth of the raw quality produce – the cheeses, the oils – beautiful ingredients that speak for themselves."
Perhaps Italian food has merely just shifted with our growing awareness of provenance of ingredients? The new wave of Italian eateries don't so much represent a movement, but rather, an articulation of the evolution in consumer education and accessibility to good ingredients. Put simply, it's a natural progression.
"Definitely, our love of Italian food is evolving," says Perry, "and people are rediscovering how good it can be."
Then, of course, there is the romance – the sensual shift we feel when we smell a fresh basil leaf or bite a warm, sun-ripened tomato. It's fundamentally Italian and, perhaps now, just a little bit Melbourne.
"With access to some amazing produce, including dry stores and preserved goods, married with fresh Australian ingredients, it's the best it has been."
631–633 Church Street, Richmond
(03) 9421 4599
Rita's Cafeteria
239 Johnston Street, Abbotsford
(03) 9419 8233
La Latteria
104 Elgin Street, Carlton
(03) 9347 9009
Ilona Staller
282–284 Carlisle Street, Balaclava
(03) 9534 0488
8 Whiteman Street, Southbank
(03) 8648 1999


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Discussion in 'General Chat' started by Firebird, Sep 3, 2019.
Done! Lol..
Yea pretty much, after I Smoked him with that 505 Gibbs. Actually he wasn't technically a Dagga Boy.... he was in a herd. There were lots of bulls in their prime hanging out at the local watering holes who were younger, bigger.... and must have been gay
And in the non hunting phrases...
Perhaps letting Mr Spots loose on the streets with a herd of Dugga Boys in hopes of smoking them with double pipes could reduce the "influencers" from using some of these terms...
If you have actually hunted a leopard more than once or actually killed one, you can call them whatever you want-you darn sure earned that-it's the rest of us that sound like wannabes when we use it
Not hunting related but gun related in Canada, people in gun selling ads using words like for sale one minty Winny shotgun. I just want to slap them along side the head.
What if we put "be" in front of smoke or smote. I besmote my leopard. "This is my besmote leopard rug". Beastmote? "I shall now eat my beastmote chicken sandwich"
I have had to google some of these micro winny terms
"catch anything"
My dearly departed MIL used to ask me that after I told her I was deer hunting. My reply was "a couple small ones but I let them go".
"Nah, trapping season doesn't start 'til November. I killed one with my rifle though!"
That one always grates on me as well.
Now that's a old dugga boy posing with an old dugga boy there!
Translate please...micro ..what?
Hey, Those flies you're tying for the Amazon peacock bass trip, you know they're only going to catch fish if they're TACTICAL.
BALLISTIC! Good grief, that word is beat to death like tactical.
For your consideration: https://uspatriottactical.com/ballistic-eyewear-sunglass/
REMEMBER. If you ain't wearing your BALLISTIC EYEWEAR, you ain't gonna hit shit. That goes for you crossbow guys too.
As someone mentioned before, anything having to do with a hunting show. Especially after doing a few of them. Like previously mentioned the plugs drive me crazy and you have to say that crap. "Well I woke up this morning and I put on my underroos bought at my local Cabela's in Real Tree pattern xxxxx. Then I put on my matching Real Tree garb so it looks like Cabela's vomited all over me. Look here's all the tags still on everything. Then I took my trust old Remington 6.5 Creedmoore loaded only with Hornady bullet of the month. Got in my bad boy buggy from Joes trailer sales in Edmonton. Drove to my hunting spot where I climbed up in my x-brand tree stand. Ya know folks, if you're looking for a tree stand the blah blah blah. We weren't in the stand for 5 minutes when the deer they just let out of the trailer off camera walked by. I spotted him with my Burris x optics then ranged this toad at 32 yards with my Burris super 6 million range finder, you know this is the only Range finder on the market that blah, blah, blah, blah. Pulled up my Remington I got from Jim's gunshop and if it wasn't for this Burris scope I'd never been able to make this 32 yard rifle shot. Ya know if you don't use Burris Optics than #%*+ you. They are the only company that uses all natural all organic free range glass in their optics. I pulled the trigger, which is a Timney, on the old Remington and that Z max Hornady ammo flat smoked this toad. BBD baby. " Now 15 minutes of over zealous celebration, que 255 more sponsor plugs for every manner of equipment used or carried by celebrity host. Then maybe .00002 second of the name of the outfitter with absolutely no contact information so no one knows who the hell you are or how to find you.
Leave a huge mess, give you some old broke piece of crap completely useless piece of equipment as a "thank you" for a really expensive free hunt and off to screw over the next Outfitters
Oh I forgot about the two hours of filling you full of complete BS about how after the show airs you only have to hunt for two more seasons then can retire in the Bahamas from all the business they'll send you and how they are going to show up at trade shows to sign autographs and visit with potential clients while knowing fully well that they will never fulfill any of these promises.
in the states the term "woke" is an expression that means essentially that a more progressive thinking person understands something that the common folk are missing.
Microagression is a term that describes the idea that everything that you say could be offensive even though you meant no offense by the statement.
An example would be Central Americans being offered by the concept of a Taco meal being promoted by a group that wasn't Spanish speaking, or someone being offended by a decoration made from a cotton plant because their ancestors had to pick cotton...in other words being offended by seemingly insignificant things.
And I am sure that I have micro aggressed someone by these definitions...
"You need to wake up, you're late for work!"
There is one term i will never get tired of hearing though
"Bob is dead"
Maybe he was smoked, or DRT, perhaps the CNS was disturbed.
Who cares!
Look out Mama, Daddy coming home with a rusty load!
Separate names with a comma.


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Invoicing details and e-invoicing portal
S Group aims to receive only electronic invoices
Electronic invoices bring cost savings for the sender and the recipient, as they reduce the number of work phases and make the processing of invoices easier and more efficient.
The e-invoicing addresses for the S Group companies are available through the link at the bottom of the page.
For the internal circulation of invoices, electronic invoices must include the name of the unit and the employee who placed the order, as well as any other agreed identifiers.
S Group uses OpusCapita Solutions Oy as its e-voice operator. OpusCapita's operator code is E204503. Please note that North European Oil Trade uses Basware, whose operator code is BAWCFI22.
The request to use electronic invoices does not concern goods purchase invoicing through the EDI services of Inex Partners, North European Oil Trade, Meira Nova and SOK. Such invoices will continue to be transmitted through EDI connections.
If you do not have an e-invoicing service, you can create and send electronic invoices to the S Group using a free service. More information and instructions are available through the link at the bottom of the page > e-invoicing portal.
Recurring invoice automation for expense invoices
We use recurring invoice automation to process our expense invoices, as it significantly accelerates our invoice processing. The recurring invoice processing software requires a contract number or similar recurring data for the invoice message.
The contract number or similar data must be included in the invoicing message for expense invoices as follows:
Electronic invoices:
On Finvoice electronic invoices, the contract number is placed in the element:
< InvoiceDetails >
< AgreementIdentifier > Contract number < /AgreementIdentifier >
< /InvoiceDetails >
On TEAPSSXML electronic invoices, the contract number is placed in the element:
< ContractInformation >
< Contract_Number >Contract number< /Contract_Number >
< /ContractInformation >
SOK invoicing adresses for grocery and consumer goods:
GROCERY GOODS SOK PO Box 24, 87788 S-Group PDF-invoices: firstname.lastname@example.com Telep. +358 10 76 86010
CONSUMER GOODS SOK PO Box 23, 87788 S-Group PDF-invoices: email@example.com Telep. +358 10 76 86010
E-invoicing portal
The e-invoicing portal enables you to create and send e-invoices to S Group companies. The free-of-charge service is targeted at suppliers who do not have an e-invoicing service. The service requires registration.
Go to the e-invoicing portal at
(only in Finnish – Instructions in English can be found from portal)
Instructions and support for the e-invoicing portal, Basware Corporation, tel. +358 600 97373 (€3/min. + local network charge)
Service hours: Mon–Fri 8.00 a.m.– 5.00 p.m. (EET)
In a questions concerning invoice contents, please contact your S-group contact person or the Accounts Payable –department for whom the invoice belongs to.


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Tax Resources
Tax Filing for International Students
Who is required to file taxes?
If you were present in the United States between January 1, 2018 and December 31, 2018 on a student (F-1) or scholar (J-1) visa, you are required to file US taxes by Wednesday, April 17, 2019. Please note: International students on F-1 and J-1 visas are required to file US taxes every year you are present in the United States, even if you did not work or earn any wages during the tax year.
How can I prepare my tax forms?
Webster University purchased Glacier Tax Preparation (GTP) software for you to use in preparing your U.S. federal income tax return. You will need an access code to use GTP. Using GTP is much easier than manually filing a return.
Please note: If you worked on campus in 2018, you will receive a W2 earnings statement in your ADP account from Webster University Payroll office sometime after January 31st.
Student employees who receive tax treaty benefits should wait to file US taxes until after receiving the Form 1042S from the Payroll office.
Workshop Schedule
Students should plan ahead and begin preparing their tax forms in GTP between mid-March and April 17th.
All workshops are located in the Emerson Library, eClassroom, Room 110.
Monday, March 11th 2-3 pm
Wednesday, March 27th 10-11 am
Friday, April 5th 2:30 – 3:30 pm
Tuesday, April 16th 1 – 2:00 pm
To Sign up for a Tax Workshop, please complete the TAX CODE REQUEST FORM
What Documents Do I Need to Prepare My Taxes?
- Passport
- Visa/Immigration Status information, including Form DS-2019 (if J status) or Form I-20 (if F status) and I-94 card (and all prior I-20s or DS2019s for past years) (NOTE: Print your I-94 card online at www.cbp.gov/I94)
- Social Security Number or Individual Taxpayer Identification Number (if you have been assigned one)
- Address Information (BOTH your current U.S. Address and Foreign Address)
- U.S. Entry and Exit Dates for current and all past visits to the U.S. (Please complete the Travel Dates Worksheet before using GTP to prepare your taxes.)
- Academic Institution or Host Sponsor Information
- Forms W-2, 1042-S and/or 1099 (if you received any)
- A copy of your past year's federal income tax return (Form 1040NRor 1040NR-EZ), if you filed one
- Your personal checks (if you are able to get a refund, it is best that you get it sent to you by direct deposit to your bank account instead of waiting for a check)
Important Notes
You cannot complete tax filing without ALL of the documents and information listed above. You must know all of the dates you have entered and exited the United States for all current and past visits to the US.
We strongly recommend that you spend time IN ADVANCE compiling a list of your travel dates using this Travel Dates Worksheet.
Tax Filing Deadline – April 17th
- Send all tax forms by mail to the Internal Revenue Service post marked no later than April 17th.
- Purchase postage stamps at any of the following locations: on campus at Mail and Copy Center, lower level of Loretto Hall (cash or check payment only), at US Post Offices in the local area, or at most grocery stores.
- Make copies (for your own records) of ALL documents you mail to the IRS and on what date the documents were sent.
On Campus Student Employees and Foreign National Information System (FNIS)
All on campus student employees who are non-US citizens are required to submit immigration information and documentation through the Foreign National Information System (FNIS – a secure online system used by Payroll to ensure appropriate taxation of employees).
You should receive notice from Student Employment and the Payroll Office to submit your immigration records online in FNIS. Please complete these requirements in a timely manner to ensure your tax withholding is on file properly. Students eligible for tax treaty benefits should have an 8233 Form on file with Payroll each year.
Please note: If you worked on campus last year, you will receive a W2 earnings statement by mail from Webster University Payroll office sometime after January 31st. You may contact Payroll at firstname.lastname@example.com if you have not received your W2 form.
Tax Links
The following links are not part of Webster University, Multicultural Center and International Student Affairs (MCISA). When you click on the links below, you will be leaving the MCISA Web site and opening a different website. These links are provided for informational purposes only. If you have any question related to your specific tax issues, please contact Bethany Keller at firstname.lastname@example.com or 314-246-7649 directly.
Missouri Department of Revenue


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ATV Trail Rider Magazine is a periodical published by Raven Media INC dedicated to the sport of ATV & UTV off-roading. ATV Trail Rider Magazine features: in-depth vehicle reviews, new products and brings to its readers the off-roading lifestyle experience.
ATV Trail Rider Magazine | July-Aug 2019
• Racing News: McGregor spectacular at the Stadium
• Builder Section: Jose Boisjoli – BRP Board Chairman
• First Ride: 2019 Yamaha Raptor 700R SE
• The La Capitale Advise: Hunting accident?
• On Trail: Electric ORVs on the trail, really?
• Long Term Test: 2019 Can-Am Outlander Max XT 850 The real versatility
• Mechanic: Installation and testing of HMF exhaust system and injection optimizer
• Bench Seat: Selecting the ORV of your Dreams


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Lessons are offered on campus to students and adults in the Indian Hill & Mariemont school districts. Lessons at Armstrong Chapel are open to anyone regardless of school district.
Kimberly Buczek – Soprano
Kimberly is an active soloist and music educator in the Cincinnati/Dayton area. Kimberly graduated from Ithaca College (New York) where she received a bachelor's degree in voice performance. She went on to earn a master's degree and D.M.A. at the University of Cincinnati College-Conservatory of Music. While at CCM, Dr. Buczek performed Elettra in Mozart's Idomeneo, Diana in Gluck's Iphigénie en Tauride, Fiordiligi in Mozart's Così fan tutte, Ariadne in Richard Strauss's Ariadne auf Naxos, and covered Donna Elvira in Mozart's Don Giovanni and Iphigénie in Gluck's Iphégenie en Tauride. She made her debut with the Queen City Chamber Opera as Sieglinde in Wagners Die Walküre, Act 1. Other roles include Magda in Menotti's The Consul and Dorabella in Così fan tutte. Dr. Buczek has trained as a studio artist with Chautauqua Opera, where she covered Giannetta in Donizetti's Elixir of Love. At the end of her time at Chautauqua, she was the recipient of the Ed Harmon Young Artist Award. In 2010, Dr. Buczek made her debut with the Asheville Symphony, in Beethoven's Ninth Symphony. Dr. Buczek has taught Applied Voice at Wright State University and Wittenberg University. She currently teaches at Cincinnati State and is the Artistic Director of Cincinnati Academy of Performing Arts.
Michael Young – Baritone
Michael Young is a native of Cortland, Ohio and a graduate of The University of Cincinnati's College-Conservatory of Music (CCM). He is a former First Prize winner of the Palm Beach Opera International Vocal Competition, The CCM Undergraduate Vocal Competition, and a two time winner of the Corbett Vocal Competition.
Mr. Young is on faculty as a Voice Instructor at Walnut Hills High School, Cincinnati Academy of Performing Arts, and Cincinnati Fusion Ensemble Institute of Music. He is a member of the National Association of Teachers of Singing and the Ohio Music Education Association. He is a member of the Cincinnati Fusion Ensemble, The Knox Presbyterian Choir, the Bach Ensemble at St. Thomas, and the Cincinnati Opera Chorus.
Michael also maintains a steady performance schedule, which has included such operatic engagements as Scarpia in Puccini's Tosca, Opera Western Reserve, Marcello in Puccini's La Boheme, Opera Western Reserve, Alberich in Wagner's Siegfried, Queen City Chamber Opera Belcore in Donizetti'sL'elisir d'amore, and various supporting roles at Cincinnati Opera and Dayton Opera. In the fall, Michael will make his west coast debut as Alberich in Wagner's Siegfried at San Francisco's Valhalla Productions. Recent concert repertoire includes the title role in Mendelssohn's Elijah, and bass/baritone soloist in Handel's Messiah, Orff's Carmina Burana, and Beethoven's 9th Symphony.
Xan Waddell Jeffery – Soprano
Xan Waddell Jeffery is a native of Nashville, TN. She earned Master of Music and Bachelor of Music degrees (with Honors) in Vocal Performance from the College-Conservatory of Music (CCM), University of Cincinnati. Xan is Head of Voice Studies at Indian Hill Performing Arts and has a large private voice studio, with locations in Indian Hill and Anderson Township. She has performed with the Cincinnati Symphony Orchestra, Vocal Arts Ensemble, Indianapolis Symphony Orchestra and the Nashville Symphony Orchestra. She is a choir section leader/soloist at St. Timothy's Episcopal Church, a member of the Cincinnati Choral Society, Music Director of McNicholas High School Theatre and regularly serves as vocal director for community theatre groups in the Greater Cincinnati area.
Xan is Past-President of the CCM Alumni Board of Governors and member of the Friends of CCM Board. She is an active member of the National Association of Teachers of Singing (NATS), the Ohio Music Educators Association (OMEA) and on the Executive Board of Sigma Alpha Iota-Cincinnati Alumnae Chapter. In 2008, Xan was invited to join the Screen Actors Guild (SAG). She was very honored to receive two Orchid awards in 2014-2015 for Excellence in Vocal Direction for Cincinnati Music Theatre's production of YOUNG FRANKENSTEIN and Footlighters' production of LITTLE WOMEN.
Cynthia Lawrence – Soprano
Cynthia has worked as a singer, musical director, vocal coach, accompanist, and arts educator for many years. Before moving to Cincinnati, Cynthia served as Musical Director for Springfield Little Theatre, Missouri's oldest and largest civic theatre. Musical directing credits include Beauty and the Beast, Wizard of Oz, Peter Pan, Seven Brides for Seven Brothers and many other productions. As a performer, Cynthia has experience onstage in regional, community and professional theatre as well as in the studio as a jingle artist and studio musician. Her teaching credits include private studio voice and piano instruction, public school music education and community theatre education and workshops. Her focus in recent years has been on training the young musical theatre singer, arts integration and program development. Cynthia holds a BS, Vocal Performance, from Southwest Baptist University, teacher certification in music and theatre studies from Missouri State University, and a MM from the University of Cincinnati, College-Conservatory of Music, with special emphases in music education, musical theatre and arts administration.


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My 10-year old daughter continues to astound me. Her spontaneous comments offer insights for daily mindfulness practice. Yesterday we were reading about the ancient oriental art of bonsai, the Japanese word for 'tray planting'. The book – Reader's Digest Crafts & Hobbies (1989) – described bonsai as an 'elaborate set of techniques for artificially dwarfing trees'.
I remarked that the trees were trained to grow small and compact. My daughter – in her usual direct and insightful manner – responded that if this were true, then the trees might also have thoughts and feel pain. Her comment gave me pause. It revealed an intrinsic understanding of the connections between empathy, entrainment and the power of art. Support for these connections is currently generating an increased interest in art therapy and mindfulness through art. My daughter's comment also revealed a recognition of the many tongues in which the world speaks.
Nature does not communicate in the language that modern human beings are used to – the language of words, icons and signs. It is easy to think that nature does not speak at all. The ancient orientals understood differently.
These dwarfed plants represented the spirit of nature in miniature, and so became objects of veneration and meditation.Reader's Digest Crafts & Hobbies , 1989
Dwarfed and deformed trees grow naturally on the windswept cliffs in China and Japan. Under the harsh conditions of their natural environment, these trees are often gnarled and twisted, their roots exposed, and barely reach more than knee-height. When viewed in their natural habitat, this appearance speaks of their capacity to flourish. They have adopted a form that is aligned and resilient, and that makes the most of what they have been granted. This precarious balancing act is what makes nature so dynamic, inspirational and worthy of contemplation.
High-risk artistry
To capture the intrinsic beauty of the weathered trees as they appear on the rocky crags of Japan, bonsai artists spend hours of effort on sustained nurturing of a single tree. The effort is not one of control or manipulation. It is an art of supporting a growth pattern that is already evident. It is implicit faith in, and patience with, the emergence of a unique spirit. It is a high-risk artistry requiring daily attention.
This is what raising a child has felt like to me – high-risk artistry which more often than not has meant supporting the individual's organic shaping through personal daily attention. And I believe that for many adults, this high-risk artistry is often what the process of mindfulness practice feels like. Burdened as we are with a history of happenings, dramatic events and emotional identifications, the simple art of paying attention to what is immediately available and presently unfolding for us can seem riddled with challenges.
Attention is the key to transformation – and full attention also implies acceptance.Eckhart Tolle
The ever-present paradox of full attention is that as we come to accept that what we have perceived as contorted is intrinsically beautiful, we may also be called on to contemplate that what we have perceived as beautiful is far from ideal. When we appreciate what we have come to label as bent, contorted, twisted and gnarled about ourselves, then everything is perfect. Because nothing can be perfect. A daily practice of mindfulness calls on us to contemplate the deep reality that things (whether these be emotions, people, objects, thoughts) are always mutually arising with other things.
Love is not the opposite of hate. Love is the absence of opposites.Metascape artist, Lanon Prigge
A special kind of doing
Returning to the ancient art of bonsai, it is good to remember that the artistic representation of inspirational nature through the art of training trees requires daily doing over many years. Mindfulness practice, too, can be viewed as an artistic representation of our true nature – and requires daily doing over an extended period of time. But this should not be too daunting when we contemplate that art is a special kind of doing – one that is best approached in a non-competitive spirit, in a state of curiosity and contemplation, with senses attuned, and heart wide-open. Bonsai artists nurture and guide their trees rather than controlling them. Through the artistic process, tree and trainer are mutually entrained. This synchronous relationship is true of mindfulness.
Like yoga, mindfulness has become a trendy word to use, and is quite often likened to a good habit to cultivate. This perception is not altogether problematic, although it is perhaps a little skewed. I have come across explanations, quotations or descriptions of mindfulness that use this, or a similar, phrasing: "20 benefits of mindfulness…Mindfulness promotes…Mindfulness does…Mindfulness increases…". In other words, the"Done correctly, mindfulness will allow you to live a less/more [fill in the missing adjective] life".
But if you look closely at the way that this is worded, you will see a sly contradiction creeping in. Mindfulness is now an object of desire outside of us, an ultimate goal ahead of us, something that we do not have, that needs to be attained and achieved. And when we start paying so much attention to what we do not yet have to achieve this blissful state, we will in all likelihood increase the chasm to our destination. Since the destination is also the point of origin.
The spaciousness of mindfulness
We carry mindfulness with us, always. It resides within. It is the ground from which our mental activity arises. And it is the ground to which our mental activity returns in deep sleep. It is not that mindfulness reduces anxiety, but rather that mindfulness IS reduced anxiety. It is not that mindfulness reduces overthinking, or provides pain relief, but rather that mindfulness IS reduced overthinking, IS the relief of pain. Perhaps this sounds too simple to be true, or too obvious to be useful. But if we can settle into this sensation of envelopment, this feeling of expansion, then the spaciousness of mindfulness as a state that we already inhabit can be experienced.
…mindfulness practice doesn't stop us from thinking, but instead offers us a new way of relating to our thoughts.Wendy Ann Greenhalg
Like the weathered trees on rocky crags that grow directly where they are planted, emerging from dynamic and less than ideal conditions, daily mindfulness can be practiced at any time and in any environment, and in alignment with whatever resources are presently available. Mindfulness practice does not require a special chair, a special place, a special prayer, a special face.
At the centre of the turning world
That is not to say that for each of us, there are not certain doings that are organically harmonious, that evoke a smooth and fluid transition from a state in which we feel busy, overwrought, anxious, uncertain or fearful to a state of easy attention and expanded awareness. Some of these doings may include: a walk in untamed nature, writing poetry, doodling, painting, listening to music, gardening, cooking, yoga, swimming (the list is endless). We may be intensely involved in an activity – and remain mindful. We may be sitting still and quiet, but remain mind-full – full of fear, full of anxiety, full of guilt, full of regret, full of predictions. A sitting practice of mindfulness is, for many, beneficial and useful. But stillness of body is not the defining feature of mindfulness – rather it is our capacity to touch the stillness and silence that resides at the centre of each of us. Which reminds me of the words from The Four Quartets written by T. S. Eliot:
"At the still point of the turning world.
Neither flesh nor fleshless;
Neither from nor towards;
at the still point, there the dance is,
But neither arrest nor movement.
And do not call it fixity,
Where past and future are gathered.
Neither movement from nor towards,
Neither ascent nor decline.
Except for the point, the still point,
There would be no dance, and there is only dance."
It is this dance, which is 'neither arrest nor movement', that becomes potential through Artful Contemplation. The bonsai artist of old, and the intuitive or visionary artist of today, are not different in that each speaks through a language other than that of words, signs and icons. Various terms have been used throughout the centuries to try and capture the way in which artists are able to access, translate and communicate the paradoxical, synchronous and interwoven nature of this transcendental dance: impressionism, surrealism, dadaism, cubism, expressionism. Through repetitive use and systems of formal education, these terms have stuck and become confused as aesthetic goals or outcomes.
But when the artist returns to the ground of sensory impression and existential color and rhythm from which these styles arose, then labels and categories fall away – and the artist attains mindfulness in the midst of activity, presence with productivity, and their artwork becomes an offering for others to join the dance.
I find this work allows me to handle metaphor and symbol in ways that, at least for me, are direct and visceral. It is not as if I have an idea or theme or metaphor to begin with, that I then try to capture. Rather, these arise as I work. The works are not metaphoric, they are the metaphors themselves, they are not symbolic, they are the symbols themselves. The works do not represent anything except themselves. Each work is an entity unto itself. They are their own beginning and ending. And if I had to describe what it is like to create them, I would have to say it feels like dancing.Metascape artist, Lanon Prigge
Bonsai has been described as an 'elaborate set of techniques for artificially dwarfing trees'. Art, like mindfulness, like life can also be described as 'an elaborate set of techniques'. But I believe that in practice, bonsai artists found a more simple and direct route of communication to capture and venerate the spirit of nature. And I believe that in practice, mindfulness is also a simple and direct communion by each one of us with what already IS.
How do you practice mindfulness on a daily basis? We would love to hear your views in the comments below.
Are you interested in enhancing your mindfulness practice? Subscribe to Artful Contemplation and receive weekly prompts for curiosity and contemplation. And the support of others on a similar journey.


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Commercial mortgage-backed securities (CMBS) are one of the many types of securitized products fixed income money managers invest in. As the name implies, CMBS are secured by mortgages on commercial properties, such as hotels, industrial buildings, multi-family housing, offices, and retail stores. Those mortgages are then bundled and transferred into a special-purpose vehicle, where the cash flows from those mortgages are divided into tranches. This creates securities with varying levels of duration, credit risk, and ratings.
CMBS are similar to the residential mortgage-backed securities market in that they can be broadly separated into two categories based on whether they are issued under a private label or they are issued by a government agency, which guarantees the mortgage's principal and interest. The private-label CMBS market can be further broken down in to two segments: conduit and single asset, single borrower (SASB).
Origins of the CMBS Market
The modern CMBS market began in earnest after the passage of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989. That legislation was a response to the Savings and Loans Crises earlier in the decade and resulted in the creation of the Resolution Trust Corporation (RTC). To unload the insolvent thrifts' distressed commercial mortgages, the RTC created a securitization program.
30 Years Later: Conduits and SASB
Fast forward to today and the CMBS market has grown significantly. According to the Securities Industry Financial Market Association (SIFMA), at the end of 2018, there were $543 billion CMBS outstanding, with conduit and SASB bonds comprising roughly 90% of the total.
Key Distinctions
As the moniker single asset, single borrower implies, these bonds are backed by a single loan. In contrast, conduit bonds are generally larger and collateralized by many loans on a mix of property types from varying geographic regions. SASB collateral types can be broken down further into single asset and single borrower. Single asset refers to bonds where the collateral is a loan on a single commercial real estate asset, while single borrower refers to a portfolio of assets held by the same borrower.
CMBS are typically issued by a trust with a real estate mortgage investment conduit (REMIC) structure that permits cash flow to be distributed to investors without mandatory tax withholdings. The securities are generally held by institutional investors including asset managers, banks, hedge funds, and insurance companies. The tranches within each deal are designed to appeal to different types of investors based on their unique needs and risk tolerance levels. The higher-rated tranches that come with more credit enhancements and shorter expected maturities typically are more suitable for bank customers and conservative investment vehicles, the tranches with longer expected maturities are for insurers, and the riskier tranches are generally the purview of hedge funds. Due to regulations stemming from the Dodd-Frank Act following the 2008 Financial Crisis, the company performing the securitization is now required to retain 5% of the risk for a period of five years.
Conduit issues generally exhibit a set of similar characteristics. The deal sizes are often close to $1 billion and are collateralized by mortgages on properties representing a diverse range of commercial subsectors. They usually contain roughly 50 to 100 loans that range in size from $1 million to $100 million, with the top 10 largest loans in each deal representing around 50% of the collateral balance. The majority of the underlying mortgages have a term of 10 years with fixed rate, monthly payments. The mortgaged properties are typically fully leased (or close to it) and have stable cash flow profiles.
In contrast, SASB issues can vary greatly from one deal to the next. The underlying loan can be either a fixed or floating rate and can come with maturity terms that reflect the norm in whatever commercial subsector the collateralized property happens to belong to. It is not uncommon for floating-rate deals to have a short initial maturity with up to five, one-year extension options. These terms of these options also vary by deal. There are sometimes, but not always, interest-rate increases and/or one-time extension fees payable to investors as compensation for the optionality. The overall breakdown of fixed versus floating rate formats is approximately 60% and 40%, respectively, but that preference has changed over the past couple of years. In the 2017 to 2018 period, over 70% of newly issued SASB bonds had floating rate coupons. This includes office collateral that is traditionally financed with a fixed-rate mortgage.
Certain types of collateral tend to appear with greater frequency among the different types of CMBS issues based on their underlying characteristics. The most significant discrepancies are in retail and hotels sector, which represent significantly larger portions of newly issued conduit and SASB bonds respectively. There is also stark contrast between the two largest types of CMBS issues when it comes to structural composition. These differences allow for these products to be suitable for a range of investors based on individual needs.


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Event description
About this Event
Greenwich Community Gardens' annual celebratory event, the Big Tomato, is hosted this year at Greenwich Historical Society. Hope to see you there!
The Big Tomato 2019 will be acknowledging Sam Bridge Nursery and Greenhouses and McArdle's Florist and Garden Center for their long-standing history in Greenwich and for their contributions to our community.
This event is catered by Watson's.