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The last buy romantic silk embroidered jacquard that you can employ is the red satin duvet. Repainting or painting a duvet may be a tiring thing. A lot people, particularly adolescents, decide to apply the wall paintings on the walls as an alternative of re-paint them with brand new colors. The gain of utilizing this idea is that you don't have to get bothered with painting brush or wreck duvet. It's possible to merely buy the wall stickers and place them in the space that you would like. This waythat the duvet will seem unique.
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The next, it's necessary for you to be familiar with use of your buy romantic silk embroidered jacquard. striped duvet cover can be produced from various materials. That range from slender material to thick material. For this reason, you ought to adjust the type of curtain cloth for the use of the drape inside the room. When it is meant to cover massive windows so as never to be exposed freely from beyond the property, it is preferable to opt for curtains which can be produced from thick therefore they are perhaps not glazed. The last, decide the subject and duvet style. Even though fiddling, however, curtains may affect the final consequence of the great thing about the decoration and also interior subject of the duvet. Therefore, certainly one of the tips for choosing a duvet drape would be that you have to correct the theme of the room with all the layout or pattern of drapes. Adding additionally correcting the curtains to the colour of the duvet.
Ask the staff exactly what materials are useful for buy romantic silk embroidered jacquard you are likely to pick. Pay attention to this depth of the duvet place, so make certain there isn't any injury there. As you confident want to obtain purple duvet cover that could persist for a very long moment. Knowing that the substances used will be also able enough to create you figure out perhaps the duvet set is durable or not. Usually the main one that is created of teak timber materials generally comes with a great sturdiness. It is going to be better in the event you've got significantly more options ahead of choosing to buy a single.
If you would rather reading novels than viewing TV, then you can even use it for a bookshelf. You might like to select one which resembles spiral and is inserted to the wall. This way, the buy romantic silk embroidered jacquard will look much fancier and classier. It will help you save you a bit of cost from getting more striped duvet cover or decorations to enhance your duvet. Today everybody loves it sensible nonetheless artistic . You could even decide on a tall and vertical dresser to produce your area seem larger, as it only utilizes height.
This Buy Romantic Silk Embroidered Jacquard the gallery form Pink Satin Duvet. Hopefully you can find the best inspiration from our gallery here.


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Download the report Alcohol Use Before and After the 21st Birthday from the National Survey on Drug Use and Health (December, 2009).
Feb 23
Centers for Disease Control and Prevention – Vital Signs – Binge Drinking
One in six U.S. adults binge drinks about four times a month, and on average the largest number of drinks consumed is eight. Find out what your community can do to prevent binge drinking. Continue reading
Feb 21
Young Adults Who Quit Smoking Feel Better Quickly
FRIDAY, Feb. 10 (HealthDay News) — Young adults who quit smoking saw improvements in coughing and other respiratory symptoms within a few weeks, a new study indicates.
It included 327 college students aged 18 to 24 who took part in programs meant to motivate them to stop smoking. More than half the students smoked five to 10 cigarettes a day and had smoked for one to five years.
Participants who quit smoking for two weeks or more reported substantially fewer respiratory symptoms, especially coughing, than those who failed to kick the habit, according to the researchers at the University of Texas MD Anderson Cancer Center in Houston.
The study recently appeared in the journal Pediatric Allergy, Immunology, and Pulmonology.
"That the benefit of stopping smoking starts in days to weeks — not years or decades — is important. Now health care providers can counsel young smokers that their breathing can feel better soon after they stop. This can help to motivate young adults to stop smoking before the severe damage is done," journal editor Dr. Harold Farber, an associate professor of pediatrics in the pulmonology section at Baylor College of Medicine in Houston, said in a journal news release.
More information
The American Cancer Society offers a guide to quitting smoking.
— Robert Preidt
SOURCE: Pediatric Allergy, Immunology and Pulmonology, news release, Feb. 3, 2012
Last Updated: Feb. 10, 2012
Copyright © 2012 HealthDay. All rights reserved.
Feb 15
Marijuana Resource Center: Frequently Asked Questions and Facts About Marijuana
provided by the Office of National Drug Control Policy

subset: commoncrawl


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An explanation for why this site is a duplicate
We're willing to bet that the list of people with whom you'd be willing to bicycle 15,000 km is a short one. Same with us. We've been friends for the last half-decade since crossing paths at university. Stayed connected across different continents and journeys, and for 2016-2017 committed to being in the same place at the same time, preparing for this project.
Individually we are Jonathon Reed and Asad Chishti; together we make up Chairs and Tables. We're both twins and both committed to doing collaborative, meaningful work.
Jonathon is a semi-professional adventurer with roots in education and activism. He's a skilled photographer and writer and is currently focused on developing his skills in film-making. He works predominantly at a private school and a summer camp. He's fluent in French. He's a sunriser. Two major passions of his would be transformational masculinities and climate activism. Also breakfasts.
You'll be able to find Jonathon's photography and writing while on the road on 500px and Exposure, which will be updated semi-regularly depending on his physical condition plus wifi or cell coverage.
"As an activist, I have a vision for Canada's future. But it's relatively indistinct and unhesitatingly idealistic; and I find myself wondering how much of it is a veneer, how much is brittle dreams without substance underneath. If I have a vision, how do I substantiate it? How do I reconcile it with the Canada of today and the Canada of 150 years ago? What is Canada's role in building a better world? What is mine?" — Why I'm Cycling Across Canada in 2017
Asad is an inventor with roots in chemistry and journalism. He's rarely seen without a camera and is currently working out his history buff muscles. He takes photos and writes strange rhymes which may be found on his Instagram account or on chance encounters with him in the wild.


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Career Opportunities at KraftCPAs
KraftCPAs is consistently a great place to work. We were named a winner in the Nashville Business Journal's "Best Places to Work" awards for nine consecutive years and Accounting Today's "Best Accounting Firms to Work for in the US" for seven years.
We pride ourselves on having:
- A family friendly environment
- A casual atmosphere and attire
- Flexible work schedules
If you are looking for a rewarding career in one of Middle Tennessee's largest independent accounting and consulting firms, please review our open positions below and contact us today.
Benefits of working at KraftCPAs
KraftCPAs offers a competitive salary, excellent benefits package and flexible hours with an outstanding track for advancement through the member level. KraftCPAs invests strongly in its employees, providing the latest tools, training, and certifications.
Benefits include, but not limited to:
|9 paid holidays per year
|15-30 paid days off (based on experience)
|401(k) plan
|Flexible working arrangements
|Incentive awards
|Casual dress
|Complimentary parking in a gated lot
|Health insurance premium – portion paid by firm
|Member (owner) development program
|Short-term disability – paid by firm
|Personal development program
|Long-term disability
|Mentor program
|Life insurance – paid by firm
|Young professionals group
|Cancer insurance
|Training opportunities
|Maternity/Paternity/Adoption coverage
|Networking mixers
Work Hard, Play Hard
At KraftCPAs we work hard, but we take time to play also. Our team members have fun volunteering in community service projects, playing on firm sports teams, meeting other young professionals at networking mixers, taking breaks from work, celebrating at firm parties and other team building events – see our culture photos.


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Leiden University
At the world stage, countries like the US and China compete with big marketing campaigns to recruit the best international science students. How could the Leiden University in the Netherlands compete against such superpowers? The answer was simple. To stay honest and modest. Because our insight showed that international students are not easily fooled. They make their decisions on a trust base.
In a close collaboration with the staff and students, 13 short documentary films were produced. Each film focussed on specific study-tracks, highlighting the lives and the leisures of the students. We interviewed the students, but this time we only used an audio-recorder. Because without the fuzz of a camera, it was much easier for students to open up, and tell their stories in a relaxed and natural way. Also: who liked talking heads anyway?
In total 24 students were filmed, over a course of 12 days. To make the project even more challenging, it was decided to shoot on vintage anamorphic lenses. The combination of the documentary style, which is usually done with a fast ready-set-go approach, and the care and precision that are required by shooting on anamorphic lenses, made this project a very unique and lasting one.
Who likes talking heads anyway?


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3 Ideas to decorate home or to present for Christmas
Decorate your home with care and style doesn't necessarily entail a huge cost. You can work with low-cost, original, simple and also funny ideas. And if you have children, ask them to help you.
The following projects are perfect to decorate baby's bedrooms and not only for that. It all depends on choosing materials and care in creating them. Since it's time to think about Christmas gifts, why don't you take the cue from those ideas and realize them by yourself?
Decorate the wall with your own name
One of the last trends as to bedroom wall decoration consists of letters that compose your name, made of different materials. In this case we are talking about stuffed fabric letters. You can also decide to compose a word or to choose a drawing connected to Christmas subject (cover picture).
Necessary materials
- Padding/ batting
- Needle-and-thread
- Different patterns fabric
How to proceed
- Take a two folded piece of fabric and draw on it, with a pencil, the shape or letter you would like to create. And ask to your little assistant to draw the paper pattern: he could create the shape he likes most and you could reproduce it on the fabric!
- Then cut on the fabric the rough-sketched drawing. With needle-and-thread (try to use the thread with the most delicate colour) sew the two pieces of fabric three quarters along the perimeter.
- Finally, you can insert the padding until the entire shape is filled and then complete the seam.
- The result will be a letter, or a cat's face, a bird, a flower, to hang wherever you want. For example, you can compose your name and hang it above your bed.
Create a picture frame with a twig
This is certainly a simple solution but with a great effect, suitable also for the newest locations, as well as being an original way to hang your memories.
What is necessary
- A rather thin branch
- Nylon or wool string with the colour you like most
- Pictures
- Different colours clamps
- Lead small ball fishing
How to proceed
- Tie to the twig as much threads as you desire, taking care they are separated by the same distance. The thread could be transparent or coloured, it depends on the design of the bedroom in which you will hang your picture frame.
- Fix a lead small ball to the extremities of each thread, so that the thread stay stretched, and fix your pictures with tongs, to the height you prefer. Behind each picture, add a piece of ribbon to avoid it will fall down.
- If you would like to hang the picture frame on the ceiling and not just on a part of the bedroom, you can paste your pictures in pairs, with some sellotape making sure that the thread stands between the two pictures.
Print some pictures of your beloved people and create a picture frame for them, already equipped with pictures. It will be a very appreciated gift!
Create a seamless pillow
Aren't you able to sew? Don't worry: to create this pillow you don't need needle-and-thread or a sewing machine. Also your baby will be able to create it.
What is necessary
- A shirt you are not going to use anymore, an old fleece, or a fabric of any kind
- Scissors
- Padding (or if you want to use a more standard way, you can use a whole pillow you want to line)
- A pin
- Draw your desired shape on the fabric (if it is a normal pad, use the pad to draw the hems on the topside of the fabric). You will have to create the two sides of the pillow.
- Draw exactly the same shape but make it 10 centimetres bigger then the first one.
- Fix with a pin the two sides of your future pillow.
- Cut the fabric following the biggest shape you have drawn.
- Now you have to make vertical cuts that start from the hem and arrive till the smallest drawing made before.
- You will need the cutting strips to create knots to fasten the two sides of the pillow, as in the picture.
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phm studio spaces: jewelweeds
Artist Name: Julia White
Shop Name and Url: www.jewelweeds.etsy.com
Website: www.jewelweeds.com
Blog: ww.jewelsandjules.blogspot.com
City: Brooklyn
Where in your home/apartment/city is your studio located?
I am lucky enough to have a spare room in our Prospect Heights, Brooklyn apartment. It's not big, but I love being able to shut the door and leave a mess.
What equipment/tools do you use?
Aside from by computer and camera, most all of my tools are very simple and/or old. The sewing machine I use was my great aunt's. I love how heavy and sturdy it is, and it has a surprising number of fancy features for a machine that dates from the 1950's. It reminds me of the industrial machines I used at F.I.T. and in the many costume shops I've worked in. My other
tools are pretty standard tailor's tools; hand needles, chalk, beeswax, scissors, rotary cutter and mat, rulers and tape measures. For printing, I use my gocco, linoleum, leaves, pens, pencils, ink and brushes.
Do you have an inspiration board, and can you tell us what is
inspiring you now?
I recently dismantled my inspiration board because it was in the sunniest spot in my studio and I needed it to take product pics with natural light. I do get a lot of inspiration from my house plants, so much of my art is deeply rooted in nature and it's nice to have a little bit close at hand. I also am a notebook person. I keep fabric swatches and sketches for current and future projects along with about a million to-do lists. I also have many folders on my computer with inspiring pics and links. I'm the kind of person that has a hard time cutting up magazines that I love, so I have lots of pages turned down in my magazine library. I definitely subscribe to the notion that a reasonable amount of disorganization promotes creativity. I do get very energized when I stumble upon some idea or image that I had previously overlooked.
How do you create best (e.g. do you listen to music while you create and if so what?)
I listen to NPR almost all day, but when I need a break I listen to Iron & Wine, I especially love the new album, Shepard's Dog, and Joni Mitchell is a perennial favorite. I'm definitely one of those people that need a little bit of noise around. And more so when the work is primarily solitary. Sunny days help too, but if it's too nice I'm liable to wander off to the Brooklyn Botanic Garden. But that's research, right?
List (3) of your favorite artists
Tifenn Python
Lena Corwin
Heather Moore of Skinny Laminx
If yours isn't, what would be your perfect studio?
I have a bit of a farm fantasy, so I would love to have studio in a barn where I could just open up the big slidey doors and have sunlight pour in. When I was a kid, my mom used to bring her sewing machine outside and sew while my sister I and played in our treehouse. I would love to be able to do this some day, it's a little tricky doing that in Brooklyn!
Thank you Julia


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Contact us for information and more details.
In keeping with local Government guidelines, we are strongly advising all of our customers
not to come to our office in person unless it is deemed absolutely necessary.
We are in the office to respond to all phone calls and emails during our
usual working hours. The majority of our day to day business can be done over the phone,
email and via our website. Payments can be done via bank transfer. Please contact us for our bank
details if required.
If you must visit our office, please be advised that we are restricting entry to one person at a time
and everyone will be required to hand sanitize on entry.
We thank you for your understanding in this matter and wish you good
health and stay safe.


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Happy New Year! I've been consulting the calendar (as you do) and there are some important dates in January and early February which include SMSC so we'll be taking a closer look at those in this newsletter.
When you read this, you'll probably think that it's just a huge plug for the SMSC Grid, however, as many of you ask for CPD on SMSC, don't forget that Gridmaker has all the information you will ever need to identify SMSC across the curriculum and is therefore a brilliant teaching tool.
Adding an activity to GridMaker takes about one minute and the more activities you add over the school year, the more confident and knowledgeable you become about SMSC simply because all the criteria and explanations are there so no time is wasted wondering about the SMSC content of your activity.
Of course, it helps to have background information on what SMSC actually is and we've thought of that too. Take a look at this training resource and then request a free trial of SMSC GridMaker.
I would be more than happy to demonstrate SMSC GridMaker over the phone - just give me a call on 0115 942 8912.
When and What?
As we're looking at important days and weeks in the first two months of this year I thought I'd share this link with you again. On most of the dates it has links to gather further information and of course, this is a great source of SMSC. https://www.awarenessdays.com/awareness-days-calendar
Big Garden Birdwatch 26th January 2019
This event takes place over three days and for 40 years, children and latterly adults have been identifying and counting birds in their gardensfor the RSPB. https://www.rspb.org.uk/get-involved/activities/birdwatch/everything-you-need-to-know-about-big-garden-birdwatch/#block-id-paperforms
Participating and responding to cultural activities, understanding the consequences of actions, understanding how communities and societies function, experiencing fascination, awe and wonder.
Holocaust Memorial Day, 27th January 2019
As disturbing as it is, Holocaust Memorial Day carries an important message. We remember the horrors of genocide but also the persecution of a whole race of people which in some parts of the World is still happening. https://www.hmd.org.uk
Exploring, understanding and respecting diversity, investigating moral values and ethical issues, understanding how communities and societies function, understanding human feelings and emotions.
LGBT History Month February 2019
Since 2005 LGBT History Month has been raising awareness of LGBT issues such as discrimination and bullying suffered by the LGBT community as well as promoting equality and diversity. https://lgbthistorymonth.org.uk
Exploring understanding and respecting diversity, developing and expressing personal views and values, understanding how communities and societies function and of course, Understanding human feelings and emotions as well as Mutual respect and tolerance
Self-Evaluation Innovation
Take iAbacus on a 30 day free trial.
SMSC is everywhere and forms a large part of self-evaluation and action planning in schools. With a template that caters for the Self-evaluation of SMSC provision, iAbacus makes the whole process simple and insightful.
4th February 2019 - Children's Mental Health Week
As I write this, The Royal College of Paediatrics and Child Health (RCPCH) have published the UK's first ever 'Screen Time Guidance'. This is the headline story on Sky News. Of course, mental health and well being has become a huge issue and cannot be associated with any one cause. https://www.childrensmentalhealthweek.org.uk
Preparing for life in modern Britain, understanding the consequences of actions, understanding how communities and societies function, developing personal values and beliefs.
4th February 2019 - Safer Internet Day
At the start of Children's Mental Health Week comes Safer Internet Day, which in certain circumstances has a more than tenuous link. Search 'bullying' on the link below for some great teaching resources and take a look at this short video produced by Disney. https://www.saferinternetday.org
Understanding and appreciating personal influences, recognising right and wrong and applying it, understanding how communities and societies function, understanding human feelings and emotions.
Chinese New Year 5th February 2019
Like everything else, the Chinese New Year seems to come around so fast. Full of legend, culture, science, mystery and the ultimate question - what animal are you? I was born under the sign of the Pig! https://chinesenewyear.net/zodiac
Participating and responding to cultural activities, understanding how communities and societies function, exploring the values and beliefs of others.
and finally .........
How could I end this newsletter with anything other than Squirrel Appreciation Day which falls on 21st January 2019 and even if they nick all the bird food from your garden you have to appreciate just how clever they really are. https://thekidshouldseethis.com/post/squirrel-obstacle-course
Bye for now
Tricia Cadman - T: 0115 942 8912 E: email@example.com
Technical Support
Diane T: 0115 942 8913 E: firstname.lastname@example.com
Nick: T: 0115 942 8911 E: firstname.lastname@example.com
Dan: T: 0115 942 8914 E: firstname.lastname@example.com
Chris: T: 0115 942 8910 E: email@example.com
*Previous editions of our Newsletter can be found on our website
SMSC > FREE SMSC Newsletter >


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This book can be a valuable resource for anyone who wants to discover, in general terms, the values that Islam encourages.
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Swan B. (lilysmom) reviewed In the Deep Midwinter on + 54 more book reviews
This was an extremely moving novel about love and trust and a deep look into happiness of an individual.
Janette E. (luvbooks) reviewed In the Deep Midwinter on + 126 more book reviews
This book presents a family and world in crisis and how the four characters deal with the moral consequences. A very moving and provocative novel.


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For World Book Day last week we asked our network which management books they would most recommend to others and this is what everyone said...
The Chimp Paradox – Prof Steve Peters
The Innocent Drinks Story
Management Teams – why they succeed or fail – Meredith Belbin
Drive – Daniel Pink
The Tao of Coaching – Max Landsberg
The Coaching Habit - Michael Bungay Stanier
Leadership Assessment for Talent Development – Tony Wall and John Knights
Radio Heaven – Dr Sam Collins
Quiet - Susan Cain
The Language of Leaders – Kevin Murray
The Smart Thinking Book – Kevin Duncan
The Five Dysfunctions of a Team: A leadership fable – Patrick Lencioni
The E Myth Revisited – Michael E Gerber
The Compound Effect – Darren Hardy
The No-Nonsense guide to Workplace Inclusion – Evelina Silveira & Jill Walters
For more information on how we can help you shape behaviour at work – especially when situations are challenging, have a look at our case studies or call us on 01903 732 782.
Stella Chandler and I founded Focal Point on a shared belief that a training course run in isolation doesn't work. We passionately believe there must be support both before and after the training or coaching session itself for it to make a difference. When I am not facilitating sessions with clients or looking at ways to grow the Focal Point business, you will find me in a calming yoga class...


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Marty Chambers
Board Director
Marty is a proud Indigenous man with Torres Strait Island heritage. Marty builds strong connections with local people and helps communities develop business together. Marty is a great communicator and understands the issues indigenous people face in remote areas of Australia.
Marty has held various roles within Jobfind and RISE over the time of his employment with Angus Knight before becoming Board Director. He was the Community Development Officer in Lockhart River and managed projects and indigenous relationships, before moving across to Coen. He was then offered Pormpuraaw and Kowanyama as the Business Manager for 3 years before taking on a position in WfD in Pormpuraaw.
Marty has a strong background in managing projects and also has more than 8 years' experience with indigenous communities and relationships. Marty's passion is family and communities and he loves to help build capacity in people.
Wendy Yarnold
Wendy has spent over 25 years working in Aboriginal programs. Wendy's professional experience includes managing Aboriginal programs and businesses that includes Real Futures Pty Limited and Real Honey, supporting Aboriginal advancement, including Strategic Training and Employment Programs, Aboriginal Leadership and Management Consultant, Executive for Building Australia's Future Workforce and Deputy Director Booroongen Djugun College. Wendy is an experienced Cultural Competency Trainer, presenter, who prepared a Close the Gap Report for the Labour Government to highlight issues in a priority areas to determine community implementation planning.
Duncan James Angus
Founder and Director
Duncan entered the hospitality industry in 1985, serving in a number of managerial capacities and later focusing on recruitment services to the industry. In 1991, Duncan as one of the founders, setup Angus Knight as a training services company, which successfully expanded operations throughout Australia, delivering training programs in every State. In 1998, Duncan led Angus Knight in a successful bid for the Federal Government's Employment Services Contract. Duncan continued to lead the Group up until early 2000, when a professional executive team was appointed to lead the company through the next phase of growth. Duncan's vision has always been to assist people and organisations in developing their full potential using the concept of 'lifelong learning.'
Michael Hobday
Chief Executive Officer
Michael Hobday has 25 years experience in the Commonwealth and QLD state governments and 15 years as a CEO in the human services industry. Michael has been at the forefront of business performance and policy development at an international and national level and prides himself on the philosophy of "helping to build stronger communities". Michael has a Bachelor of Arts and Post Graduate qualifications in Industrial Relations and Marketing.
Robert Howard
Activity Manager NT & QLD
Robert is an employment and training specialist who supports Community Development Programs within the Indigenous Communities of Queensland and the Northern Territory, and working closely with Stakeholders in Developing their Business and infrastructure through funding, to ensure local jobs can be secured.As an Activity Manager for Angus Knight, in Queensland and the Northern Territory, Robert helps a wide range of clients with welfare reform; job placement; training; licensing and Social Security mutual obligations. Within this role Robert oversees five CDP regions throughout both States, ensuring Work Place Health and Safety; Activity Management within Work for the Dole, Education and Training and Business Development.By drawing on strengths and expertise at the Angus Knight Group, and the experience gained from operating in government, corporate and community markets, he works to inspire success for our customers and partners.
Leah Simmons
Area Manager – Kowanyama Pormpuraaw Region
Leah has over 5 years of administration, employment services and community development experience. She has worked for Rise since February 2012 in various roles. Leah commenced her career with Rise in CDEP Coen as the administration officer responsible for employment and training coordination. Leah has undertaken many roles within the company during her employment inclusive of Administration CDEP Coen, Employment and Training Coordination CDEP Coen, Service Coordination RJCP Pormpuraaw, Team Leader RJCP Pormpuraaw and then CDP Area Manager for Kowanyama and Pormpuraaw. During this time she has developed many valuable relationships in these Cape York communities. Leah is enthusiastic about building local capacity in clients and is very passionate about stakeholder engagement to increase linkages to CDP to further open up opportunities for clients and community.
Gary Hall
Performance Support Manager, CDP
Gary has a wealth of experience in the Employment & Disability Employment services area He has been with the organisation since 2005 and has held a number of positions including Team Leader, Compliance Manager, National Trainer of Employment Services, Performance Manager and General Manager of Employment Services NSW & Qld. He combines his government contractual work with an extensive experience in the corporate world. Gary is also a very talented trainer able to clearly explain complex government requirements, but at the same time hold the attention of the room with his entertaining delivery style. Gary is a valued member of the organisations leadership team.
Tamara Giles
Territory Manager/ TWES Manager
Tamara has been working with Aboriginal and Torres Strait Islander peoples for over 20 years and is a proud Yuin/Wonnarua women from NSW.
Tamara has spent the past 15 years living and working in remote communities in the Northern Territory and is passionate about improving the lives of Indigenous Australian's through building the capacity of people living in remote communities.
Tamara specialises in Community Development, Communications and Training, she is well known for her work in the communications industry as one of the previous owners and journalist for the National Indigenous Times newspaper and a Media Advisor to a number of high-profile Aboriginal women.
She is an advocate for all women but particularly those from CALD and Indigenous backgrounds.
Tamara is a Director, Sydwest Multicultural services since 2016, a member of NAWIC NT and currently on the Australian's Sharing a New Story committee. Tamara currently mentors to three Aboriginal women outside of her work and enjoys a round of golf in her spare time.
Tara Granzien
Business Manager Katherine
Tara was born and raised in Katherine the Northern Territory was her back yard growing up Tara comes from a family that has lived in Katherine Region since the 1949s and has street names in Katherine after her family.
Tara brings to the company demonstrated administration experience in a professional Human Resources Department which aloud Tara to travel to remote community in the Northern Territory, Tara has been able to build lasting relationships with all community members also, Tara also has qualification in the Community Services sector, Tara is passional about providing high level support to our current Job Seekers.
Tara has integrity to act ethically, openly, honestly and with accountability, with a positive attitude and very solution oriented,


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Lastes Sunglasses
Rye & Lye Sunglasses
St Pancras International is not just a railway station, it is a permanent home for the high-speed terminus to Ashford thanks to Southeastern, the Continent thanks to Eurostar, and with its accompanying five star Renaissance Hotel, it may well be the grandest railway station in the world. Dressed in towering and exuberant Victorian red-brick and coloured stone, this dazzling piece of Gothic architecture looks reminiscent of a Cathedral with its clock tower and spiralling turrets. Its sprawling interior is a hub for transport both overground and underground, but it is also a hub for humanity: around 48 million travellers and visitors ...
X-ide Sunglasses
Mauris in erat justo ullam ac urna eu felis dapibus conum sit amet a augue. Sed non neque elit. Sed ut imperdiet nisi. Proin contum fermentum nunc.


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The five-time NBA Champs, the San Antonio Spurs is now on its way to the second round of 2017 NBA Playoffs and will face the surging Houston Rockets. (more…)
Vince Carter Archive
Vince Carter Card – 2010/11 Panini Prestige Basketball (Base)
Vince Carter base card from 2010-11 Panini Prestige Basketball product. (more…)
Watch: NBA Top 10 (November 28, 2015)
Here is the compilation for today's best plays in the NBA. (more…)
Vince Carter Card – 2010/11 Panini National Treasures Basketball (Centruy Materials)
Vince Carter memorabilia card from 2010-11 Panini National Treasures Basketball product. (more…)
Top 10 NBA Players Who Frequently Compared To Michael Jordan
Without a doubt Michael Jordan is the Greatest Of All Time (G.O.A.T). Kids and grown-ups from the 90s are very fortunate to witness how his "Airness" fly and dominated the game of basketball in live action. (more…)
2014-15 Panini Select Basketball Checklist – City to City
Here is the checklist for the City to City card set from 2014-15 Panini Select Basketball product. (more…)


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amazon.com has their 18 Rabbits Jr. Organic Mango Strawberry Gluten Free Granola Cereal on sale for $15.
Best price we found was $34. This is a savings of 56%.
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Donate your used glasses
Your used glasses can be reused to help treat avoidable blindness worldwide and in particular Refractive Error.
There are thousands of people who have pairs of old glasses that are no longer worn, that are now just sitting gathering dust in a draw or cupboard somewhere.
There are an estimated 153 million people, some actually put that number at around a billion people that are living with Refraction Error worldwide. The glasses that you no longer have a use for can be instead used to help this global health crisis that should not exist in this day and age.
When you donate a pair of used glasses, you will receive a tracking code that will enable you to receive updates and images from where your glasses ended up and who received them – making the entire specs donation process transparent and easy.
From the bottom of your wardrobe to a child or farther in a developing country…
If you would like to donate us a pair of used glasses, then please email the Sight2Save team at email@example.com thank you in advance for your support.


text: Bright future for PV solar power Variations in solar irradiance, which cause sudden peaks and troughs in photovoltaic (PV) power generation, present a challenge to grids and operators. Wärtsilä's Smart Power Generation provides grid-scale solutions for this challenge and, by now entering the solar business, Wärtsilä can offer a one-stop-shop solution for both island mode and off-grid locations. This article outlines why PV-engine hybrids are the optimal solution for the solar challenge.


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Foyers Gathering
Foyers Gathering Saturday, February 23, 2019 at 6:30pm Please save date of Saturday evening February 23rd at 6:30 pm for our next get together at the home of Rebekah Martin-Fong. If you have not been active in Foyers and would like to participate or for additional information please contact Bill...Read More
Young Families Gathering
Young Families Gathering Sunday, February 10, 2019 at 12:00 noon Join other St. Patrick's families of children through 6th grade for a time of food, fellowship, and fun! Deli sandwiches will be provided. If you are able, please sign up to contribute other food items by clicking here. We will meet in the Club 56 room if the weather is good. Otherwise, we will meet in the Parish...Read More
Team Trivia
Team Trivia Tuesday, February 5, 2019 Dunwoody Tavern Meet at Dunwoody Tavern for fellowship and some friendly competition. The game begins at 8:00pm and we gather beforehand to claim a spot and grab a bite or a...Read More
Happening Team Training
Happening 71 Team Training will be held at St. Patrick's on February 1-2, 2019! As Rector, I am asking for St. Patrick's support to nourish this group of about 65 adults and high schoolers as we plan this spiritual weekend. Click here for the SignUpGenius! Thank you in advance, Autumn...Read More
Chalice, Cheese, and Poetry
Chalice, Cheese, and Poetry Saturday, February 2, 2019 7:00-9:00pm Join us in the parlor to read and discuss the poetry of Wendell Berry. Please bring a plated appetizer and beverage to share as well as your own chalice. Friends are encouraged and...Read More


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[The Teachers] In episode 27 of Offline, host Alison Rice sits down with intuitive guide, spiritual self-care coach, tarot reader, reiki practitioner, journalist and podcaster, Jerico Mandybur. An Australian living in LA, the Self Service host led editorial at Girl Boss Media but recently made the decision to expand.
In part one of their honest conversation, Jerico and Alison discuss how difficult it is to leave a job you love to prioritise your mental and physical wellbeing, why it's important not to give all of yourself to a job or an employer, what the term self-care actually means in practice, and also dive deep on Jerico's enchanting and inclusive new tarot book and cards, Neo Tarot.
A note from the host: The Internet connection wasn't great so apologies for the random glitches!


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Are you looking for how to start beekeeping in Ashland Pennsylvania? A number of people say beekeeping classes in PA can be expensive and there are cheaper ways to master honey bee farming without spending lots of money in training.
Beekeeping is a hobby that depends on having complete passion. You can't begin a business such as this if you do not like dealing with live creatures. Working with bees is like working with every other kind of animals or fowl; it needs care and knowledge to keep bees productive and healthy. So that it does not create any trouble for the company in the foreseeable future, you should take complete care of every single small matter.
>> Click Here For A Complete Guide To Starting Beekeeping…
– Choosing the proper tools
Starting without picking the appropriate tools beekeeping is like entering the battle with swimming costumes. Before you begin your company you should be prepared or it is going to be a total loss for money and your time.
Ask your self several questions before you choose your hives that are suitable. This depends on which is your aim from starting beekeeping a lot. Should you be willing to invest time and some money in a bee keeping business then you might want to know how long will you take care of your hives. Are you ready to purchase a costly hive if it's best choice for you?
These sort of questions will be asked to you once you visit an expert bee keeper to consult with him about the finest hive to purchase. Every hive has its own specifications, care and honey generation quantity.
– New technology and processes
In case you are looking at bee keeping as a company then you must examine a lot about bees, their nature and the newest technologies that emerged in this profession to be able to keep all of your information up thus far. Your bees are once they start producing honey the machines of your factory that can generate cash for you all the time, so keeping your thoughts focused on them and your mind open for what's new in the sector will get you on top of the business.
>> Click Here For A Complete Guide To Starting Beekeeping…


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V-CELL Sensitive - the skincare line that respects sensitivity
Created especially for those who require a sweet touch on their skin, V-CELL Sensitive is a beauty care line which takes tenderness and loving care to the next level.
Skin which is prone to sensitivity and which can become easily reddened and irritated requires the most delicate of care products.
The natural environment can sometimes be a harsh master, with the unpredictability of the weather and the presence of pollutants in the air often being very unkind to your natural beauty.
V-CELL Sensitive products offer a welcome protection from these enemies, combating the negative effects of the environment by offering an intense, and indeed, most welcome moisturising treatment.
As all-encompassing care products, the V-CELL range is refreshingly free from perfumes which contain allergens.
Instead, these most gentle of beauty products have been specially formulated to be as kind as possible to sensitive skin, containing native cells derived from the rare Swiss apple, a quite revolutionary and remarkably effective process.
In addition to gently caring for skin of the utmost sensitivity, V-CELL products help to combat signs of aging, ensuring your natural beauty continues to shine through.
Natural Ingredients for a Natural Look
In addition to the presence of native cells from the Swiss apple, the V-CELL Sensitive product line contains a number of other naturally derived ingredients which blend harmoniously together to produce a product of the sweetest nature.
Extracts of calendula and horse chestnut act as a gentle moisturiser, regenerating the facial cells to produce a look of vitality and softness.
A combination of Vitamin B and red grapes protects the face from the negative effects of stress and the atmospheric agents present in the environment around you.
The V-CELL range is also enriched with Vitamin E and hyaluronic acid, to nourish and re-hydrate the skin, whilst simultaneously maintaining the perfect balance.
The unique formula of the V-CELL care range, utilising the very best of nature and eliminating the requirement for any potentially harmful additives, means that your face will look and feel bright, clear and refreshingly free of irritation, meaning your natural beauty is restored.
V-CELL Native Vegetal Cell
All of our V-CELL products are enriched with native plant cells and slow releasing micro ingredients that ensure an intense and prolonged effect after using this treatment.


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News — amazon
Stash Me Clothing Is Now Available On Amazon
Stash Me Clothing designs will now available on Amazon. Only a select few items will be available on Amazon, but you can always go to stashme.net to get the latest products that are offered by Stash Me Clothing. Stash Me On Amazon More Stash Me products will be added soon.


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Cat survives traffic, 70-foot fall, 600-foot swim
WENATCHEE, Wash. - One plucky cat is waiting to go home. But no one knows where home is.
The cat is resting up at an animal shelter in Washington state after leaping from a pickup, scampering through traffic, plunging 70 feet into the chilly Columbia River and swimming 600 feet to shore.
Officials at the Wenatchee Valley Humane Society say the cat "ate ravenously" after its ordeal.
Now they're trying to figure out whose cat it is. The gray, long-hair calico has no collar.
Witnesses say the cat came off a pickup truck that was driving across a bridge. It managed to dash through traffic, and Humane Society officials found it cowering in the center of the bridge. But before they could catch it, it leaped over the railing.
They watched the kitty hit the water below, go under, surface, then swim like mad. A man in a kayak helped guide it to shore.


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The history of the development of the railway track
In the mid-nineteenth century, after the hikes and discoveries of Captain Nevelsky and signing in 1858 by Count NN Murav'ev Aigun treaty with China, finally formed the eastern borders of the Russian Empire. In 1860, founded a military outpost of Vladivostok. Post Khabarovsk in 1893 became the city of Khabarovsk. Prior to the 1883 population of the area did not exceed 2,000.
From 1883 to 1885 years made lining the road Ekaterinburg - Tyumen, and in 1886 by the Governor-General of Irkutsk AP Ignatieff and Priamursky Governor-General Baron AN Korff arrived in Petersburg justify the urgency of work on anthrax the pot. Emperor Alexander III said the resolution "So many reports of governors-general of Siberia, and I read with sadness and should be ashamed to admit that the government still has done little to address the needs of the rich but neglected region. And it's time, it's time."
June 6, 1887 by order of the emperor held a meeting of ministers and senior managers of public agencies, which finally it was decided to build. Three months later began development works on the highway from the Ob to the Amur region.
In February 1891, the Cabinet of Ministers decided to start work at the same time from opposite ends of Vladivostok and Chelyabinsk. Their separation distance of more than 8000 kilometers of Siberian.
March 17 of the same 1891 was followed by a rescript of the Emperor in the name of the Crown Prince Nicholas Alexandrovich: "I order to start building a solid across Siberia Railway, having the (target) to connect the abundant gifts of nature Siberian regions with internal rail network messages. I instruct you to declare such, my will, upon entry to the Russian land again after viewing the lands of the East. However, to lay upon you commit Vladivostok Bookmark allowed for the creation, by the Treasury and the direct order of the government, the Ussuri region of the Great Siberian railway track. "
March 19 Tsarevich Nicholas Alexandrovich took the first wheelbarrow lands on the canvas of the future road and laid the first stone of the building of the Vladivostok train station.
In 1892 he was offered the order penetration tracks divided into six sections. The first stage - design and construction of the West Siberian region of Chelyabinsk to Obi (1418 km), Central Siberian from the Ob to Irkutsk (1871 km), and the South Ussuri from Vladivostok to Art. Grafskaya (408 km). The second stage included the road from the station. Cape on the eastern shore of Lake Baikal to Sretensk on p. Shilka (1104 km) and the North-Ussuri region from the Count to Khabarovsk (361 km). And last of all, as the most rugged, Circum-Baikal railway from the station. Baikal in the source of the Angara to Mysovaya (261 km) and no less difficult Amur road from Sretensk to Khabarovsk (2130 km).
In 1893, the Committee was established Siberian railway, chaired by the emperor appointed heir Nicholas Alexandrovich. Committee were attached to the widest powers.
On one of the first meetings of the Committee of the Siberian road construction principles were stated: "... to complete the beginning of the construction of the Siberian railway track is cheap, and most importantly, quickly and firmly"; "Build and well and firmly in order to subsequently complement and not rebuild"; "... To Siberian Railway, this is a great cause of the people, was carried out of the Russian people and Russian materials." And most importantly - build by the Treasury. After much hesitation was allowed to "bringing to build roads ssylnokatorzhnyh, Exiles and different categories of prisoners, providing them for participation in the reduction of sentence." The high cost of construction forced to go on facilitating technical rules laying track. Reduces the width of the roadbed, almost twice the thickness decreased ballast, and on straight roads between the sleepers and did often did without ballast, rails were lighter (18-pound instead of 21 pounds per meter), allowed steeper in comparison with normative, lifts and hills, through small rivers to hang wooden bridges, station buildings were set also facilitated type, often without foundation. All this is calculated on a small road capacity. However, as soon as the load increased, and many times during the war, had to be rushed to lay the second track and necessarily eliminate all the "relief" does not guarantee safety.
From Vladivostok led the way in the direction of Khabarovsk immediately after the consecration of the start of construction in the presence of the heir to the throne. A July 7, 1892, a solemn ceremony of launching the oncoming traffic from Chelyabinsk. The first spike on the western tip of the Siberian route was entrusted to score student interns Petersburg Institute of Railways Alexander Liverovskii.
He, AV Liverovskii, twenty-three years later as chief of the Eastern-Amur railway and scored the last "silver" crutch Great Siberian way. He also led the work on one of the most difficult parts of Circum-Baikal railway. For the first time in the practice of railway construction he used for drilling electricity for the first time he's at your own risk introduced differentiated norms explosives directed, individual purposes - emission, hoeing, etc. He led strip of the second track from Chelyabinsk to Irkutsk. He also finished construction of a unique, 2,600 meters, Amur bridge, the most recent construction on the Siberian road, put into operation only in 1916. Great Siberian Route moved east from Chelyabinsk. Two years later the first train was in Omsk, a year later - at the station before Krivoshchekova Ob (future Novosibirsk), almost at the same time, because of the Obi to Krasnoyarsk work was carried out at four sites met the first train in Krasnoyarsk, and in 1898 year, two years earlier than originally designated period - in Irkutsk. At the end of the same 1898 rails have reached to Lake Baikal. However, before the Circum-Baikal Road there was a stop for six years. Further to the east of the station Mysovaya led the way in 1895 with the firm intention in 1898 (the year after the successful start of the finishing was adopted for all roads in the first place) to finish laying on the track and join the Trans-Baikal railway track leading out to the Amur. But the construction of the following - Amur - the road for a long time it was stopped. The first blow struck permafrost. The flood in 1896 washed away almost everywhere embankments. In 1897, the water of the Selenga, Khilok, Ingoda Shilka and razed the village was completely washed away from the face of the earth Circuit City Doroninsk at four hundred miles from the railway embankment was gone, smashed and buried under silt and debris and construction materials. A year later, had the unprecedented drought, an outbreak of plague and anthrax. Only two years after these events, in 1900, was able to open on the Trans-Baikal road traffic, but it was half lay "on zhivulku."
On the opposite side - from Vladivostok - South Ussuri railway station Count (v. Ants-Amur) was commissioned in 1896, and the North-Ussuri to Khabarovsk completed in 1899.
Remained untouched relegated to last Amur road, and remained inaccessible Circum-Baikal. On the Amur, bumping into impassable places and afraid to get stuck there for a long time, in 1896, chose the southern option through Manchuria (CER), and through Baikal hastily have imposed the ferry and drove from England national teams of the two ferries, icebreakers, for five years had to take trains.
But the easy road never happened even in Western Siberia. Of course, the Ishim and Baraba steppes were lined on the west side of the flat carpet, so track from Chelyabinsk to Obi, as a ruler, was exactly along the 55th parallel of north latitude, exceeding the shortest distance mathematical miles in 1290 only 37 miles away. Here earthworks were using American earthmoving graders. However, in the steppe zone of the forest was not, it was brought from Tobolsk province or from the eastern regions. Gravel, stones for the bridge over the Irtysh and Omsk station carried by rail over 740 miles from the Chelyabinsk and 900 miles by barge along the Irtysh from quarries. Bridge across the Ob River was built 4 years, started from the right bank of the Central Siberian road.
To Krasnoyarsk "the pot" held fast, work proceeded simultaneously at four sites. Fit 18-pound rails. There were areas where it was necessary to raise the blade to 17 meters (in the Trans-Baikal road embankment height reaches up to 32 meters), and there were areas where the recess, and even stone, were comparable to the dungeons.
The bridge over the Yenisei River, which had already scored Krasnoyarsk kilometer wide, made by Professor Laurel Proskuriakov. According to his later drawings is hung was the most ambitious in the Euro-Asian continent bridge over Amur Khabarovsk longer than two and a half kilometers. Krasnoyarsk bridge demanded, because of the nature of the Yenisei River at the time of ice drift significantly greater than the accepted norms, increasing the length of spans. Distance between supports reached 140 meters, the height of metal trusses ascends to the top of the parabola at 20 meters. At the Paris World Exhibition of 1900 model of the bridge length of 27 yards received a gold medal. Transsiberian promoting a broad front, leaving behind not only one's own track and repair facilities, but also schools, schools, hospitals and churches. Stations are usually staged in advance, before the arrival of the first train, and were beautiful and festive architecture - and stone in the big cities and in small wood. Station in Slyudyanka, on the lake, lined with local marble, can not be taken only as a remarkable monument builders of the Circum-Baikal area. The road brought a beautiful shape and bridges, and graceful forms stations, near-station villages, booths, workshops and even depot. And this, in turn, required a decent view of buildings around the forecourt, gardening, gentrification. By 1900, on the Trans-Siberian Railway was built 65 churches and 64 schools were built another 95 churches and 29 schools at the expense of special fund of Emperor Alexander III to help newcomers settlers. Not only that - Transsiberian forced to intervene in the chaotic development of old cities to do their landscaping and decoration.
Trans-Siberian Railway built the whole of Russia. All ministries, whose participation in the construction industry is a necessity, given all the province working hands. Is called: working first hand, the most experienced, qualified, working second hand, third. In some years, when portions of the first line launched operation (1895-1896 gg.), Came out on the track at the same time up to 90 thousand people.
Under Stolypin resettlement flows in Siberia, thanks to ad benefits and guarantees, as well as the magic word "cut", which gives economic independence, once a much increased. Since 1906, when Stolypin headed the government, the population of Siberia has been increasing by half a million people annually. Absorbed more and more arable land, grain harvest rose from 174 million. Pounds in 1901-1905. up to 287 million. pounds in 1911-1915. Trans-Siberian grain matter so much that had to be administered "Chelyabinsk barrier", a special kind of customs duty to limit grain shaft from Siberia. In large quantities went to Europe oil: in 1898 it was loading two and a half thousand tons in 1900 - about eighteen thousand tons, and in 1913 - over seventy thousand tons. Siberia turned into a rich granary, a nurse, and ahead still had to disclose its fabulous mineral wealth. Transportation, including industrial, for several years the Trans increased so that the road is no longer cope. Urgently need a second track and road transfer from temporary to permanent status.
And he, PA Stolypin strongly rescued Transsiberian of Manchu "captivity" (CER), returning through the course of the Siberian road, as well as projected from the beginning, on Russian soil.
Initially, a predetermined amount of the cost of 350 million rubles has been surpassed by three times, and the Ministry of Finance went to these allocations Trans. But the result is: 500-600-700 kilometers annually addition, the pace of construction of railways is neither in America nor in Canada.
Laying the way to the Amur road, in the last run Russian Trans-Siberian Railway was completed in 1915. Head of the construction of the east, the final section of the Amur railway, AV Liverovskii scored the last silver crutch.
The story of building the Trans ended, began the history of its operation.


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Listening Lounge
In March 2017 the hotel At Six in Stockholm opened its new bar «Listening Lounge». A «social living room» focusing on quality of sound and music rather than on volume.
They needed a visual profile for its bar, and we contributed a stylized icon of their speakers.
The bar is specially adapted for high quality sound with a pair of custom-built KRS speakers from Tokyo, McIntosh electronics amplifier, the hand built Australian Condesa mixer and the new high-end turntable from Technics — for pleasure.


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Intimus 280 CC Cross Cut Paper Shredder (1/8 X 1")
The Intimus 280CC Paper Shredder is crafted in Germany and made for the most demanding work environments. The Intimus 280CC comes with a large bin capacity to hold large volumes of shredded material. The cutter speed is 24 feet per minute and are made from hardened steel so that it can cut through staples, pins etc. The 280 Cross Cut Shredder also features reverse button that is useful to avoid paper jams. The Intimus 280CC is integrated with LED indicator for paper jam, bin full and if you have left the door open for a long time.
It also includes a micro controller and auto stop button. The visual indicators and automatic light sensor is useful for smooth functioning of the shredder. The 280 CC Intimus Paper Shredder offers a premium quality machine that is ideal for small offices and mid-size firms to get rid of access office papers.


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Little Kenzie Taylor wants to sleep in. She hates school and doesn't want to go. Her step Father has different plans for her. If Kenzie wants to stay home, then the young blonde needs to work his big cock until it cums all over her pretty little girl face. Her Mommy doesn't suck or fuck the man of the house anymore and he needs some young tight pussy to keep him home. Every time the two of them do this, he swears it will be the last time. Until Mommy finds out, it seems like there will be just one more time.
He plays with Kenzie's tits and pussy. She blows him and then they start fucking in missionary. They switch to doggystyle. Kenzie blows him and he fucks her titties. They fuck again in missionary and then Kenzie strokes him off on her face.
File Size :1.29 GB
Resolution :1920 x 1080 MPEG-4
Duration :00:22:19
Thumbnails :


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Search the Community
Showing results for tags 'subjects'.
Found 171 results
Food Science Requirements UNI in Europe
Goobs_bstrugglin posted a topic in UniversityHey, I'm in IB1 right now. Like just starting!!! And I want to get a Bachelor's degree in Food Science somewhere in Europe? I'm not sure about the subject requirements for Food Science in general? I'm taking: Chemistry HL Math Studies (Do I need to switch to SL?) Psychology HL Business Management HL English A SL Swedish AB Initio Does anyone know the requirements for universities in Europe? My family is strained when it comes financially, so I'm trying to go to universities that are more affordable.
IB Subject Choice and Priorities
I_am_a_cat posted a topic in General DiscussionGreetings all, I plan to be doing Law in the UK after my IBs. I have been in discussions with alumni and educators and they have varying opinions on my science subject. As of right now I am doing Maths AA, Art and Sports Science for my Standard Levels. Should I consider switching my Sports Science for a more 'accepted' and 'popular' science such as biology or chemistry, or shall I continue to study Sports science, which I believe I will achieve a higher IB score in? TL;DR: Should I (read: Do Unis) prioritise Subject Choices or IB Score?
IB choices (exams in 2021)
Ellixttt posted a topic in Pre-IB/MYPHey, Anyone starting IB 1 in September 2019, what are your choices? I'm taking: HL Music HL English Literature HL History SL Maths SL Italian SL Physics
Hey, I'm going to start IB in September 2019 and so far my subject choices are: English B HL Geography HL Biology HL Chemistry HL Maths SL Polish Lit SL I was wondering if choosing English A SL and dropping English B HL isn't a better option. I would love to study medicine in the future but I'm taking Geo HL because I love this subject (and I've heard it's relatively easy) and then I still have the possibility to change my mind and study a course connected with Geography at the university. Do you think that English A SL is 'harder' than English B HL (that's what my English teacher says but I'm not sure if she's a reliable source)? Or is it considered worse by the universities (because it's SL, not HL)?
IB Subject Choices for Business Majors in Competitive Schools
sisiamara posted a topic in Pre-IB/MYPHi, so my subject choices are currently HL: Bio, Business Management, English Lit SL: Lang B, Economics, Math *my school doesn't offer economics hl For a competitive university in the US or UK, would it be okay if I take HL: Lang B, Business, English Lit SL: Biology or ESS?, Economics, Math or should I keep my current subject choices? I don't know if I should keep Biology HL since I'm not sure if I really need it - and I wouldn't know what to replace it with. - Does the Ivy League look more on subject choices or the total IB score/predicted??
New Math Curriculum?
strafa posted a topic in MathematicsI'm from class 2021 (which means that I'll start DP next school year) and I had just recently learned that there are going to be changes in the math curriculum going into effect starting next year. So I heard that maths will be divided into 2 different subjects, Analysis & Approaches and Applications & Interpretations. With these new changes and my subject selection coming soon, there are a few questions I would like to ask: 1. What are the differences between the two 2. How do they compare to the current Math curriculum (Studies, SL, HL) in terms of difficulty/workload 3. And finally, if I'm planning to study Economics in the UK which one should I select (university entry requirements aren't updated to the new IB math curriculum yet) Thanks
Should I drop to Chemistry SL?Hello, I'm currently in year 1 of IB and I'm contemplating whether I should drop Chemistry HL to Chemistry SL. Also, I would like to know whether or not I'm required to take it at HL if I want to study undergrad bio in Canada or the US. Reasons why I want to drop: - Bad grades 4s and 5s sometimes 3s - I'm only doing it to strengthen my application - The Chem SL teacher is better - I love English literature My current subjects are: Chem HL, Bio HL, Business HL, English Lit SL, Math SL, Arabic Ab inito If I drop to Chem SL: English A Lit HL, Bio HL, Business HL, Chemistry SL, Math SL, Arabic Ab inito I've been thinking about this for the past three weeks and I'd appreciate much-needed advice!!!! Thank you!
What is your guess?
Pierre Rheeder posted a topic in IB ChatHL: English A: Literature, Business & Management, Computer Science SL: French AB Initio, Math, Physics If you think about my subjects what does it look like I want to do after school?
Subjects good for Business Management
Zosia posted a topic in Pre-IB/MYPHi guys! Recently I decided that Medicine isn't such a good fit for me and the best thing to study for me would be BM (I know it is a completely different subject, but it wasn't a sudden decision, it's reconsidered in every possible way and I'm pretty certain about it) . As I have previously chosen subjects for Medicine, now I've got a problem with choosing those suitable for BM. For now, I'm considering the following subjects: Grupa 1: Polish A SL Grupa 2: English B HL Grupa 3: Business Management HL (90%)/ Economics HL(10%) Grupa 4: Chemistry SL/HL Grupa 5: Mathematics SL/HL Grupa 6: Geography SL, Computer Science SL/HL, History SL, Economics SL My first problem: I've heard a lot of people saying that BM in IB isn't worth it and Economics is better. However, the BM's curriculum is way more interesting for me. Have anyone taken BM and could say something more about it? Second: I am certain about two HL - BM (or Economics, but it's not very likely that I took it) and English B. Now, I need to choose the third one and my options are: Mathematics, Chemistry, Computer Science. When it comes to Maths, I'm just afraid that my exam score won't be good enough to go to the good uni. I am not bad at it and my teacher says that I would be able to do it, but - like I said - I am afraid especially due to so many people suffering because of it. Chemistry - I love this subject and it would be nothing but a pleasure for me to do it on HL. However, it's not really connected to BM and I don't know if universities would like this choice. CS - I consider it as useful, but also very demanding. I could do this, but like in the math case, I know I'd have to work very hard (not necessarily being interested in the topic) to get a good score. Last (but not least) problem - the sixth subject. I'm good at all considered subjects - Geography SL, Computer Science SL History SL and Economics SL - but what will prove the most useful in the matter of BM? That's all. I will be veeeeeery grateful for your feedback, so if u could help me in any way, please do it ;p
diploma Help!! Im choosing my DP subjects tomorrow?
changlix posted a topic in Pre-IB/MYPAre my subject selections alright If I wanna major in Social Work or Psychology in university? Im choosing my subjects tomorrow HL Econ, Psychology, Bahasa B (native language) SL Biology, English A, Math Studies omg yeah math studies is embarrassing but i'm really really bad at math :/ and is it dumb if i choose Econ HL alongside math studies? Sorry if i sound annoying im just really worried i wanna get a better ib score sigh
Hey, everyone, I'm a bit new to the forum so sorry if the post might be a bit complicated/unclear. I have a question supposed to get simple and nice/easy however it gets complicated sadly, about my IB choices... So first of all, I think I'm a really good student this year (I like to think), so my grades are decent (mostly As). The thing is, I'm really not sure of what I would like to do in the future, and this is causing problems in terms of choices for my IB subjects. The topics in which I am the most interested in general (after high school, as a potential degree or something) would be the following: Psychology, Business Management, Biology, Economics, Engineering. For the moment, in terms of my choices for the IB, I still have 9 subject choices open and need to cut down the options to 6!! Here are my options still left/which I think I'll take: French A Lang. & Lit SL English A Lit. SL Physics/Chemistry/Biology HL Economics/Psych/Business HL Mathematics HL Taking an extra subject (probs HL), no arts, so it would be an extra from the choices above. My school told me they would authorize me to take 4 HLs if needed at the beginning of the school year and then drop one if I want to, or not, depending on how I would feel about it. Sorry for the post being so long, but thanks for the help!! thanks for answering!! and thanks for reading!!
Subject Selection Help
May Purple posted a topic in Pre-IB/MYPHi, I'm currently in pre-IB and I have to choose my IB courses for next year. I know for sure that I want these classes: - Spanish AB Initio - Math SL - Economics SL - English HL - Chem HL For my last subject, I'm not sure if I should choose Bio HL or Art HL. I want to study dietetics in university. I was first going to choose Bio HL but we had a talk about classes with our IB coordinator and he said not to choose classes based just on what you think you'll need for university. So now I'm confused on what to pick. I enjoy both bio and art. I plan to study at a Canadian university.
Subject Selections DP1
pictionaryoverlord posted a topic in Pre-IB/MYPHey, could you look over my subject selections? I want to do cosmology and astrophysics in Uni. Physics HL Maths HL/Further if possible English HL Chemistry SL French AB Business Management SL
What subjects should I take for Law (Diploma)?
Yara Al-Zubi posted a topic in General DiscussionHello! I start grade 11 this fall, and i wish to study International Law in university. What subjects should I take? Thanks in advance!
Course Selection Opinion
Kskm posted a topic in Pre-IB/MYPHey all, Currently enrolled in the IB Program, I am still undecided on two subjects that I wish to pursue: engineering and medicine. Leaning more towards the medical field, I had chosen my courses mainly based on that decision; however, I am concerned about the amount of stress it might bring during my junior and senior year. My selected courses include: HL Math, HL English Lang. & Lit., HL Chem, HL Bio, SL Psych, and SL Mandarin Ab Initio My concerns include what subjects are required to enroll in a medical program in the United States or the United Kingdom (mainly for HL), and whether switching one of my HL sciences to SL Music would bring about any concerns, and if not, which HL science to pursue.
IB Subject combinations; History or GP HL? ESS soft subject?I need some urgent guidance regarding my IB subject choices for next year!!! This is what I've entered; English Lit A HL Economics HL History HL Maths SL Environmental systems and societies SL Mandarin ab initio SL However, I still have the opportunity to make changes so I thought I'd ask for some thoughts on them before I finalise. First of all - do they seem optimal for law at Russel Group/Ivy Leauge unis? English Lit, Economics, Maths and Mandarin are more or less definite so I am left with two concerns; I am considering swapping out History HL to Global Politics HL. Mainly because Global Politics appeared very interesting but also as I reckon History will be much harder to get a good score in. I came to UK boarding school this year which is year 11/5th form so I am doing an accelerated GCSE course - meaning my subject choices for GCSE were limited and I couldn't do the full GCSE for History (I have history lessons for experience but am not sitting exams). On the other hand, though, I know History is well respected by unis and sure would benefit me if I'll study law. Help!!! History HL or Global Politics HL? Second concern - At first I didn't doubt choosing ESS for a second because I just wanted to get rid of the sciences but I have heard a lot recently, even from the teacher of ESS, that it is a soft subject. I got A*s in all my triple science mocks and am predicted A*s as well - so it is not that I would struggle with for example Biology; I just chose ESS purely because I don't find bio/chem/physics interesting. Is it really such a "soft subject" and does it even matter if I want to do law/international relations etc. at uni? if so should I consider biology instead?
Help what subjects should I choose??
Kuura posted a topic in General IB DiscussionHi! I would like to study Criminal Justice, Criminology or Forensic Science Technology in my later studies, do you have any suggestions on what subjects should I pick?? I'm thinking of English HL, Finnish HL, Math studies, Psychology either HL or SL, Chemistry or Biology SL and Economics or Visual Arts HL or SL (I really like arts so that's why) Are these okay? Would I get anywhere with these? Also which would be more convenient biology or chemistry? Thank you so so much to anyone who answers!!
hey, (English is not my first language so excuse the poor grammar, but I'm sure most people would get what I'm saying here) So I think I am in trouble. I've tried for the past 5 months to solve and understand this issue. Let me tell you the whole story right from the beginning, so I enrolled into IB this year with only two GCSEs in my hand both of which I managed to screw up, D in business and B in math. Now I know I may seem stupid with those grades but I've never cared of school and studies till now and these past 5 months I've been completely reformed. I was forced to be in MATH STUDIES, but I knew I what I wanted to do in the future and that was to be an engineer. So I worked my ass off and got to HIGHER LEVEL MATH through self-studying their topics by myself and taking their monthly tests and ****ing proved the school I wasn't a donkey. After all that, I was happy I got in and satisfied with myself ( this could be an inspirational story to those who think they're dumb just cuz they did badly in one test), but my troubles didn't end there. After some surfing on uni applications for engineering, they all seem to require Math HL and PHYSICS HL!! Ok look I love physics I wish I could do HL but I'm just too far into the school year for them to accept me to join that class. I'm in physics SL btw so there might be a chance they'll accept me? I don't know tbh and its really bugging me. I looked at the difference between HL and SL physics and there is are 4 topics apart. Like srsly I don't get accepted due to not studying 4 chapters? Ok so I've heard of foundation year, but that's a total waste of my time for not doing 4 topics of physics! I'm however prepared for it if there is no option. Also this new school I'm in looks at my GCSE grades and uses them to place me in the right classes, like **** off, Math studies to Math Higher level. Anyways I came to this site for help from people and to see if anyone is in a similar situation as I am. So if u guys have any advice for me and stuff pls do say I really need to solve this issue quickly.
What IB Courses Should I Take?
Ramijun posted a topic in General DiscussionHi, I'm on the fence about a few of my IB courses. I want to major in Psychology and attend an Ivy League Law school after I graduate. I wanted to do History but our school, unfortunately, doesn't offer it. I'm currently in grade 10 Chemistry and have an A-plus; moreover, I'll be doing grade 10 Biology next semester. Apart from the fact that I like Biology, I believe that taking that course will make me appear to be a more well-rounded student who is good at both sciences and social sciences. I've never taken Psychology or Business classes before; however, I'm interested in them, especially Psychology. Option 1: HL: English, Psychology, Biology SL: French, Math, Business and Management Option 2: HL: English, Psychology, Business and Management SL: French, Math, Environmental Systems and Societies Option 3: HL: English, Psychology, Business and Management SL: French, Math, Biology
Advice on subject combination
greenmango posted a topic in IB ChatI'm going to be switching to IB and I wanted to know which subjects I should take as SL and which as HL, I want to pursue Biotechnology in the future. English Spanish ab initio Economics Biology HL Chemistry Math SL Also I haven't switched yet, I am still in another board. So I have catch up, though I'm a completely stranger to most of the subjects. Any tips??
Group 3 subject choices
Jessica306 posted a topic in General DiscussionHey guys! I'm currently in grade 10 about to apply for IB. I aim to be a medical/law? student and these are the subjects I have chosen so far: English (A) - HL Mando (B) - HL Chem - HL Bio - SL (my school doesn't allow 2 science HLs) Maths - HL Im unsure of what I should choose for my group 3 subject, my school only offers history in HL so I can't take it. What would you recommend? Thanks
Easiest to Hardest
Eren Koca posted a topic in Pre-IB/MYPHi, I am 10th grade student currently in American British Academy school Oman. I have somewhat picked my DP subjects already but I wanted to ask you guys which ones are the hardest and easiest. Also I don't have any experience and prior knowledge with Geo. Will prior knowledge be needed to take HL? Is it difficult without prior Knowledge? How will I mostly be assessed? ( Projects, Tests, Presentations, All?) HL Geo HL Econ or Buissness HL Physics SL Math SL Eng Lang Lit SL French TOK
Taifalbalushi posted a topic in Pre-IB/MYPHey future ib colleagues, I'm the next victim of IB! Its that time in my life where I actually have to think about what I want to be in life. I HAVE NO IDEA. Teachers are commanding (I'm over exaggerating a bit) subject choices for IB. I chose subjects that interested me other than actually dying and trying to figure out what career I want. Here it is: Higher level: Chemistry Arabic Psychology Standard level: Math English Physics can people who took these topics give me advice? Also what career can I get out of these choices??? Help!!!!
Opinions on subjects?
Anxiety_master posted a topic in IB ChatSo I'm starting grade 11 in January and I'm starting to have really bad anxiety. I've seen seniors in my school do IB, and the amount that they study really scares me. I don't know if I'm making it out to be worse than it actually is, but I'm really scared and don't know what to do. My subjects are: HL theatre HL Language and Literature HL Social and Cultural Anthropology SL Biology SL Math Studies SL Ab-initio Mandarin Does anyone have any advice/idea about these subjects and how hard/easy they are? Anything I can do to prepare in advance? Thanks!
Please Help!!!!!
Need to Survive posted a topic in General DiscussionHi! I have a problem... I'm a junior and I just started IB in August and now its September and I am kind of regretting my decisions. I am currently taking: HL Math HL Chem HL Bio SL Korean SL ESS SL Lang & Lit Currently, I am getting all 6s for my SLs but My HL grades are nearly failing and I am not very much satisfied. I always sleep late (like 3 am - 2 hours of sleep most of the time) because of work (I know I just started IB) and I don't think I can keep up with this until next year. My mom said I should drop all my HLs to SLs and do IB certificate instead of Diploma. I told my friends about this and they freaked out and told me that I should just do Diploma. Honestly, I feel like it would be awesome if I drop my HLs to SLs because I absolutely hate Chem HL. I'm okay with Math and I love Bio tho...but because I have the 3 most rigorous subjects, I can't focus on my SLs and my Bio HL and so my grades are not good...and my health is deteriorating (getting sick every 3 weeks even if I take vitamins) What should I do? Btw the university I want to go to is Korea (SKY) but they don't have much information about the requirements for IB. And I think they care more about the grades...If anyone knows the requirements...of whether grades is much important than which subjects or program I take...please tell me... Thanks, I hope you help me with this before it's too late.


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The 2012 year-end flurry of ESOP transactions created an above average number of new ESOPs and increased ownership in existing ESOP companies. This is great news for the economic benefit of broad-based capital ownership but it is now time to think about what lies ahead for ESOP transactions in 2013. Important drivers for transactions have always been business confidence, equity valuations and availability of capital. Factors somewhat more unique to ESOPs include fiscal policy, the regulatory environment and an understanding of the productivity benefits of broad-based ownership generally.
In thinking about the year ahead, Pilot Hill Advisors offers the following outlook for ESOP activity in 2013:
- Gradual improvement in business confidence with a dash of guarded optimism
- Modest increases in valuations at the lower end of the valuation range and stable values at the higher end
- Increased bank lending to middle and small market companies with better terms. Rates will remain at historically low levels throughout the year
These expectations suggest to us the net number of new ESOP transactions will again increase in 2013.
Business Confidence
Economic forecasters from financial institutions, government agencies, think tanks and the popular press suggest U.S. GDP growth will range from 2% to 3% in 2013. While this growth rate represents the most sluggish rebound since WWII, the passage of time has helped improve business conditions. Two of the big uncertainties during 2012 were the presidential election and fiscal cliff concerns. The presidential election is behind us and a major showdown on fiscal policy has been temporarily deferred. We are left to wonder the implications of increased earnings coupled with slower growth.
Various business confidence surveys show continued, albeit tepid improvement. The PMITM Index issued by the Institute for Supply Management indicates improved optimism in the manufacturing sector. This survey is a leading economic indicator that gauges supply side sentiment via monthly inquiries regarding new orders, backlog of orders, new export orders, inventories, employment and prices. The overall confidence trend since 2010 has been positive though the trend line has decreased somewhat during the last year.
The Conference Board also publishes an index of business confidence with its Measure of CEO Confidence, a survey of top CEOs regarding their near-term outlook on economic conditions. The January 3rd survey showed improvement during the latest quarter, but is still below the average confidence line. Lynn Franco, Director of Economic Indicators at The Conference Board commented, "CEO Confidence improved in the final quarter of 2012, despite the cloud of fiscal uncertainty. However, CEO sentiment remains pessimistic by historical standards. Regarding inflation expectations for 2013, CEOs expect moderate price increases."
The CEOs' short-term outlook in this survey is more upbeat than last quarter. Currently, 23% of business leaders expect economic conditions to improve over the next six months, up from 12% last quarter. Expectations for their own industries are also more optimistic, with 19% of CEOs anticipating an improvement in conditions in the months ahead, up from 15% in the third quarter.
Other surveys offered similar messages of near-term growth with upper ranges capping out at 3.5%. Numerous authors cite the uncertainty regarding the Federal Government's financial position, leadership and tax reform all having a dampening effect on economic activity.
Valuations in 2012, as measured by cash flow multiples, were at or above those of 2011 for each transaction Pilot Hill Advisors completed during 2012. However, two proxies we monitor showed mixed signals last year.
One index for valuation is the total market capitalization of all NYSE listed stocks. Though this is not a perfect year-by-year comparison, since companies are added to and removed from the Big Board, it does include about 2,800 of the largest companies in the United States. Extrapolating the Big Board value increases suggests the equity value of privately-held businesses has also increased. Since 2009, the total value of these securities has climbed to $14.1 trillion, an increase of 53%. During the 2011 to 2012 timeframe, the NYSE market capitalization increased 19%.
Merger and acquisition valuations, as measured by cash flow multiples (Total Enterprise Value/EBTIDA) told a somewhat different story during 2012, declining from 9.3x to 8.7x, in 2012 according to summary analysis of M&A data from S&P's Capital IQ.
Pilot Hill Advisors expects valuations in 2013 to increase modestly for those companies with lower cash flow multiples. We believe since more time has elapsed since the financial crisis, appraisers will have an easier time discounting older financial results. This, in turn, makes management forecasts more credible since many businesses have had time to adapt to the new activity levels and the general uncertainties of that period. We also think this group suffered more value dilution and thus have more upside as their financial and market positions improve.
We also found valuations for companies at the upper end of the value spectrum did not suffer as much value degradation during the recession and appear to have already benefited from the slow economic rebound. For this group, we expect the value multiples to be fairly stable, though we do not rule out increases for those companies with unique market positions or unique competitive advantages.
Credit Availability
Most ESOP stock purchases are leveraged and the availability of bank credit plays an important role in the creation of new transactions. Many companies that were offered bank credit immediately after the credit crisis chose not to borrow given the expensive terms, restrictive covenants and their general uncertainty of business activity. During 2008, loan issuance by commercial banks decreased by 55% and as late as April 2009, The Wall Street Journal published an article, "Bank Lending Keeps Dropping," which echoed a continued reduction in aggregate bank lending. Thankfully, market conditions have improved considerably since then.
The Federal Reserve Senior Loan Officer Opinion Survey released in January reported bankers have been loosening credit standards modestly, reducing loan spreads and, not surprisingly, are reporting increases in loan demand. The FDIC recently reported that its insured institutions had total net income of $37.6 billion in Q3:2012 (the most recent report), a $2.3 billion improvement from the same period last year. This represents the 13th consecutive quarter that earnings have registered a year-over-year increase. We expect the improving health and profitability of the banks will ultimately translate into increased commercial and industrial lending in 2013.
The capital raising efforts of Pilot Hill Advisors during 2012 showed many banks remain cautious with collateral advance rates and overall leverage. But we also experienced renewed interest from other lenders offering higher leverage multiples and better terms and achieved results not seen for several years.
ESOP Issues
The recent increases in personal tax rates will mean lower proceeds from any taxable sale of stock. Structured properly, an ESOP sale offers a technique for deferring capital gain taxation indefinitely. Assuming the same sale price, the owner selling stock to an ESOP would keep at least 28.3% more of their sale proceeds than if they sold to a third-party. This savings could be more when state taxation is included. As a result of these tax increases, we expect to see more tax-deferred ESOP transactions taking place in 2013 and in many instances combined with a 100% S-ESOP structure.
Another area of interest is the regulatory environment. The IRS and DOL share oversight of ESOPs and each are concerned with fairness and making sure retirement benefits are paid to those entitled when they are due. DOL initiatives are in place to ensure compliance with the letter and spirit of the law and include reviewing fiduciary due diligence, ensuring appropriate equity valuation methodologies and identifying transactions that could be construed as self-dealing by the selling shareholders. Prudence, as always, dictates continued diligence on the part of ESOP advisors, trustees and appraisers.
Tax Reform
Every tax-payer and tax-exempt entity is watching closely for discussions on an 'overhaul' of the U.S. tax code to begin. Much airtime was given to this topic in last year's presidential election though no clear timelines were, or have been, established. Defined contribution plans, which include ESOPs, allow employee-savers to exclude from income their ESOP benefits and put off taxation on any appreciation until the savings are drawn for their retirement. In theory, these benefits could be eliminated or diluted with new tax legislation; however it is hard to fathom the federal government doing so given the solvency concerns of the existing retirement programs.
Closing Remarks
New ESOP transactions, properly structured, can generate good returns for sellers - due to their tax leverage; for employees – since the retirement benefit is company funded; and for the providers of capital - since all debt service is repaid on a pretax basis. ESOP-owned companies also show improved productivity and growth when compared to companies without broad based ownership. ESOPs are also readily combined with other ownership transition strategies, so the ability to develop creative exit strategies abound.. Be sure to call Pilot Hill Advisors to learn more or discuss how an ESOP might be structured at your company.


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With a control action at Hesse's motorways is the police vs drunk truck driver proceeded. As the police pour in the ice, had been drinking from about 1200 controlled drivers 190 alcohol – 79 of them from the Start to the Sunday driving was banned in the prohibition. In the action on Sunday night, around 250 police officers were involved. The officials worked from Parking lot to Parking lot and knocked on the doors of the Truck driver.
1.5 ppm and the dangerous goods on Board
Among the vehicles near Darmstadt was also a dangerous goods truck that was loaded with nitric acid. The driver had 1.5 per mil alcohol in the breath. The man a longer break had been prescribed, according to the police.
ky / DPA


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Done and done; dusacks for the Cap'n. Easy project, just about anyone could make these, provided you've a drill, a jig saw and an angle grinder with a sanding wheel.
Eric/camp perimeter pole project had become quite long in the tooth so since I was already out in the shed with the tools out I drilled the holes for the spikes in the wooden poles, cut the heads off the spikes and pounded them into the holes. So easy I don't know why I've been dragging my feet on this one.
Next I think is to be a new cook table for the camp. Something with LED lights I think may be in order. Time will tell. I stumbled into some very reasonably priced oak sticks the other day, about $1.50 a piece for 6' x 1 1/2" x 2". I should be able to base the table legs on this material. I've a few table tops laying about too so that's good enough. I even got some wire shelves that may be incorporated into the folding design. I'm laying the whole thing out in AutoDesk's Inventer 3d CAD package just to make sure the design will fold up and all. But I get ahead of myself.


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LPL 1099 consolidated formsSubmitted by Connecticut Wealth Management, LLC on February 12th, 2016
Dear Clients,
Below please find the updated mailing schedule for your 1099 consolidated form from LPL Financial. LPL mails 1099 consolidated forms in waves to account for various deadlines and income variations so that your tax information is timely, accurate and reliable.
|February 1
|Release Includes accounts with the simplest tax information and not subject to income reclassification.
|February 16
|Release Includes accounts holding securities (REIT, UIT, foreign security or municipal bond funds) that may be subject to income reclassification
|March 15
|Release in the event investment companies do not furnish tax information to LPL in time for the February 16 mailing deadline and any accounts that hold securities that provide mortgage backed income reporting information
Some accounts mail later than others due to the types of securities in those portfolios. Investments in certain assets, such as real-estate and commodities, are much more likely to require reclassification. Also, securities that represent direct or indirect investments within these assets may require income reclassifications.
Even with our staggered mailing system, further delayed reporting and reclassification received from the security issuer can sometimes occur, which will result in having to send corrected 1099 forms. If you need to file an amended tax return, be sure to discuss the situation with your tax advisor prior to refiling so that you can determine the best course of action based on your individual circumstances.
We hope this information will help you work with your tax advisor to plan your strategy for this tax season.
Thank you,
The Connecticut Wealth Management Team