text:
The Basel Committee on Banking Supervision issued a consultative paper on the internal audit functions in banks comprising of 20 principles. This is a revision of the 2001 document and aims to promote a strong internal audit function and supervisory guidance of the function in banks. This is definitely a step in the right direction, however it still fails to address some of the critical issues apparent during the financial crises. Below are some of my observations that may help the function to become stronger and more effective. I am being a devils advocate out here and invite you to debate with me on these aspects.
1. Independence and objectivity of internal auditors
Principle 2 of the paper covers independence and objectivity of internal auditors. Point 15 mentioned below discusses the remuneration of internal auditors.
"The independence and objectivity of the internal audit function may be undermined if the staff's remuneration is linked to the financial performance of the business line for which they exercise internal audit responsibilities or to the financial performance of the bank as a whole."
My contention is that internal auditors within the organization can never be fully independent as their job, salary and bonuses are decided by the CEO/CXO. However, internal auditors/ risk managers face the dilemma of getting appraised at year-end for being good critics of the decisions taken and work done by CXOs/CEO. Hence, there is high possibility of being unfairly appraised on issuing strong reports. Senior managers may turn vindictive. This impacts independence as job, salary and bonus is dependent on senior management feedback.
The second aspect is about how internal auditors/ risk managers should be given bonus. Should they be given stock options like other employees? The committee paper "Principles of enhancing Corporate Governance" states –
"Banks should take other steps to better align compensation with prudent risk taking. One characteristic of effective compensation outcomes is that they are symmetric with risk outcomes, particularly at the bank or business line level. That is, the size of the bank's variable compensation pool should vary in response to both positive and negative performance. Variable compensation should be diminished or eliminated when a bank or business line incurs substantial losses.
Compensation should be sensitive to risk outcomes over a multi-year horizon. This is typically achieved through arrangements that defer compensation until risk outcomes have been realised, and may include so-called "malus" or "clawback" provisions whereby compensation is reduced or reversed if employees generate exposures that cause the bank to perform poorly in subsequent years or if the employee has failed to comply with internal policies or legal requirements."
Now my question is, if it is later discovered that internal audit function failed to identify some control lapses and risks that resulted in huge financial losses to the bank, should their bonus/stock options be reduced subsequently? My view is yes, if they are receiving stock options and failed, then they should be withdrawn. However, if possible their compensation should not have a high variable component.
Lastly, rotation of internal auditors, a point that I consider relevant for maintaining independence is not covered in the paper. Depending on the size of the bank, internal audit function key staff should be rotated to other subsidiary organizations or different functions every 3 to 5 years. Here the logic is same as applied to external auditors, with deepening business relationships objectivity may be compromised.
2. Regulatory Compliance for Capital Adequacy and Liquidity
Principle 7 mandates that "internal audit function should ensure adequate coverage of regulatory matters within the audit plan." One of the critical points covered relates to capital adequacy and liquidity assessment. The scope of audit should check compliance to regulatory framework and assess the adequacy of capital resources in relation to bank risk exposures and minimum ratios.
From a banking perspective I believe this is the crux of ensuring applicability of going concern concept for banks. As seen from the financial crises, the banks that failed basically had insufficient liquidity.
My argument here is about what happens when internal audit function does mention the problems in the report. Let me take the case of RBS failure. RBS faced liquidity crunch as the CEO had taken a strategic decision towards "capital efficiency" due to which it heavily relied on wholesale funding. As per the report "the main weakness was the firm's use of a 96% confidence interval in its assessment of how much capital it should hold, rather than the 'standard' 99.9%." Secondly, the Supervision team was "concerned that the firm was underestimating the amount of capital that should be held." The internal audit report also highlighted a few weaknesses relating to capital adequacy. A long term plan was developed to improve capital adequacy, however no change in capital efficiency strategy was envisaged.
Now my question is, in this scenario where internal audit function highlights key gaps and the same are ignored, what should be done? The FSA report on RBS failure states that no legal action can be taken as –
"There is neither in the relevant law nor FSA rules a concept of 'strict liability': the fact that a bank failed does not make its management or Board automatically liable to sanctions. A successful case needs clear evidence of actions by particular people that were incompetent, dishonest or demonstrated a lack of integrity.
Errors of commercial judgement are not in themselves sanctionable unless either the processes and controls which governed how these judgments were reached were clearly deficient, or the judgements were clearly outside the bounds of what might be considered reasonable. The reasonableness of judgments, moreover, has to be assessed within the context of the information available at the time, and not with the benefit of hindsight."
According to the report, if senior executives ignore the internal audit reports and thus the firm suffers huge losses and goes bankrupt, they are not really legally liable. In my view, this is a flawed approach and encourages high risk taking since there is no downside to bad decisions.
My suggestion might raise a few eyebrows, nonetheless I think it is required to avert further financial crises. A few penal clauses should be incorporated in the guideline that ensures high risks/ control gaps are addressed by senior management. If senior management/board chose to ignore high risks they can be penalized by removal and/or not getting a similar position in any other bank.
3. Review of Internal Audit Function by Board
Principle 9 mentions responsibilities of board of directors and senior management in respect to internal audit function. Para 43 states that –
"At least once a year, the board of directors should review the effectiveness and efficiency of the internal control framework based, in part, on information provided by the internal audit function."
My contention is that an annual review is too little. Keeping in view the dynamic banking environment and global impact review of internal control framework for banks should be done quarterly. If not, at least it should be done half yearly.
Additionally, para 72 states that –
" Supervisory authorities should receive periodically (e.g., on an annual basis), or upon request, the main internal audit findings and recommendations as well as the corrective measures taken or to be taken in response to the weaknesses identified, in the same way the audit committee is informed."
My view is the same here, it would be best to review the observations and weaknesses quarterly. An annual review would be historic and no corrective action would be possible.
4. Impact on bank's Risk Profile
Principle 19 states that "supervisory authority should consider the impact of its assessment of the internal audit function on its assessment of the bank's risk profile and on its own supervisory work." In para 92 it further adds –
"Where remedial actions cannot be agreed upon or where the bank faces ongoing delays in remediating the identified weaknesses, the supervisory authority should consider the impact of this on the bank's risk profile."
A good example of this case is the CitiBank Rs 400 crore fraud (USD 76 million) conducted by employee (now ex) Shivraj Puri. The fraud case was filed with Gurgaon police in 2010. An internal report of Citi Security and Investigative Serivces (CSIS) was submitted five months earlier before the date of police case filing. Moreover, unusual activity in Shivraj Puri and his wife's account was detected in its initial stages in 2008 by fraud risk management team. The media report states that senior officials were aware of it, were involved in discussions, however did not take any action.
My argument here is the same as given in point 2. If there is failure to act on high-level risks, specially fraud risks, senior management/board can be treated as accomplice to the fraud. Hence, the guideline should include a few penal clauses on failure to respond timely on identified risks and control gaps.
Closing thoughts
The framework fortunately does not subscribe to the COSO definition of internal controls and covers strategic risks. It also provides detailed guidelines on a number of aspects, including outsourcing of the function and managing the function in subsidiaries.
However, my view is that the guideline should be more stringent and include a few penal clauses. This might raise questions, as the guideline cannot replace the laws of the country. I understand that, so even a recommendatory guideline would be helpful. The logic behind this suggestion is that financial crises occurred due to bad decisions and high risk taking. It is unlikely that internal auditors/ risk managers of the banks were entirely clueless about the high risks. In all probability management chose to ignore those warnings hence the crash. Therefore, to avoid a similar disaster some measures need to be incorporated to ensure that management/board cannot override high impact risks that exceed the risk appetite/tolerance of the bank without being personally laible and accountable.


text:
I know you have jewelry treasures - from family or from your "hunts".
Are they sitting unused?
Let's redo your pieces and create new heirlooms or repair them and get them out of storage and back on you!
Watch the steps of converting one of my client's old bracelets into a new stylish piece.
Look at this transformation.....1 piece to 3 new individual pieces. We made great use of the original fantastic beads, added a few new ones and ....Voila!

subset: commoncrawl


text:
Rated the World's best diet regime…recommended by Doctors & Specialists Worldwide!
Are you…
- Overweight/Obese?
Always unwell?
Always dieting…fad diets?
Tired of failing…tried (and failed) all diets before?
TLC can and will help you change your life!
Early Benefits in Days…Real Results in Weeks!
Overweight…Obesity…Diabetes…High Blood Pressure…IBS…CVD…Indigestion…Infertility…Rejuvenation…Quality Sleep…Stress…
High Cholesterol…Metabolic Syndrome…Insulin Resistance…Virility…Anti-ageing…Skin Conditions…OVER 350 Proven Benefits!
Let simple but Smart Food become your Best Medicine!
We offer personalised, balanced eating plans and wellbeing prescriptions…we call it SNL…Smart Nutrition and Lifestyle!
This balanced eating triggers more balanced Metabolic
Find your Ideal Weight with our Weight Calculator
So if you want to reach a healthy weight and improve your wellbeing contact us today!
Client Success Stories
We have a winner – Congratulations Mandie!
Congratulations to Mandie Bath Winner of the 2019 TLC-Winter Slim Down Challenge! Well done Mandie, we know your story below will inspire many other TLC-Clients: "Thank you for allowing me to be part of this challenge. I have been through some challenges before...
I now follow a healthy lifestyle
I have to be real and say I have one serious challenge; the reality being that I am an emotional eater. I eat when I am unhappy, sad, stressed and even when I am happy. Most of my life I used my emotions as an excuse to eat. After a great success in 2014, when I lost...
I'm so happy I persevered!
"I am so happy I persevered… and that I have made it this far. I look forward to shedding those last few kilos in a few weeks on my stabilisation program, and keeping my new slim and trim frame! Thanks for your patience and your support throughout my TLC Journey!"...


text:
Our application system will be unavailable from From Friday, January 17 at 10 p.m. E.T. to Saturday, January 18 at 9 a.m. E.T. as it undergoes planned maintenance. Once the site becomes available again, please come back to continue exploring and applying for opportunities with us, or to check on the status of your submitted applications. If you previously created a profile or saved or submitted an application it will be maintained in the upgraded version. Thank you for your patience as we make improvements to the site.
As an experienced Software Engineer, your mission is to help lead our team of innovators and technologists toward creating next-level solutions that improve the way our business is run. Your deep knowledge of design, analytics, development, coding, testing and application programming will help your team raise their game, meeting your standards, as well as satisfying both business and functional requirements. Your expertise in various technology domains will be counted on to set strategic direction and solve complex and mission critical problems, internally and externally. Your quest to embracing leading-edge technologies and methodologies inspires your team to follow suit. And best of all, you'll be able to harness massive amounts of brainpower through our global network of technologists from around the world.
This role requires a wide variety of strengths and capabilities, including:
Desired Skills:
Our Commercial Banking division uses technology driven by innovative minds like yours to provide companies, as well as real estate owners and investors with a range of financial solutions designed to help them achieve their business goals. With annual client revenues ranging from $20 million to over $2 billion, the service and the solutions we provide is critical to both our and our clients' success.
Not ready to apply? Leave your information with us and we will keep you up to date with new career opportunities.
Any information you provide is confidential and will only be viewed by our recruiters in an effort to fill open positions. In addition, the information you provide is subject to our privacy policy practices.
Please note that J.P. Morgan will not accept unsolicited approaches or speculative CVs, nor will J.P. Morgan be responsible for any related fees, from Third Party Firms who are not preferred suppliers.
The firm invites all interested and qualified candidates to apply for employment opportunities.
If you are a US or Canadian applicant with a disability who is unable to use our online tools to search and apply for jobs, please contact us by calling (US and Canada Only) 1-866-777-4690. Please indicate the specifics of the assistance needed.
Not ready to apply? Leave your information with us and we will keep you up to date with new career opportunities.
Privacy & Terms
Useful Links


text:
0Shopping cart 0 item(s) - $0.00
A cosy and soft knitted cuddler blanket, inspired by our Biscuit collection, with rounded edges and jacquard weave in White color. Being made with the finest premium cotton quality, it is cool in winter and warm in summer! It comes in a packaging to become the perfect gift.
SIZE: 3' x 4'


text:
Types of roads
1. Auto estradas (A) – motorways with the speed limit of 120 km/h. A number of auto estradas are linked with the Spanish motorway system and are normally toll roads. Rather confusingly each auto estrada forms part or all of an IP or an IC road, and are labelled with an "A" code as well as an IP or an IC code. Hitch-hiking on them is illegal.
2. Itinerários Principais (IP) – dual carriageways running north-south and east-west with a speed limit of 100 km/h. There are nine in total. Hitch-hiking on them is illegal.
3. Itinerários Complementares (IC) – dual carriageways supplementing the Auto estradas and Itinerários Principais network with a speed limit of 100 km/h. There are 37 in total. Hitch-hiking on them is a grey area.
4. Estradas Nacionais (N) (National Routes) / Estradas Regionais (E) (Regional Routes) / Estradas Municipais (M) (Municipal Routes) – lesser roads that span the country. The speed limit is 50 km/h in built up places and 90 km/h out of town. Hitch-hiking on them is legal but be warned traffic is extremely light on these roads.
Map of Motorways and Main Roads
Speed limit on Portuguese roads
Absolutely essential hitch-hikers phrasebook
– hello – Olá (oh-LAH)
– thank you – Obrigado (oh-bree-GAH-doo) (said by male)
Obrigada (oh-bree-GAH-dah) (said by female)
– yes – Sim (seem)
– no – Não (now)
– please – Por favor (poor fah-VOHR)
– goodbye – Adeus (ah-DEH-oosh)
– hitch-hiking – Carona (ca-RUA-na)
– I don't have money – Não tenho dinheiro (now TE-nyo di-NYE-ro)
– We don't have money – Não temos dinheiro (now TE-mus di-NYE-ro)
– money – Dinheiro ( di-NYE-ro)
– I'm going to … – Vou a.. (voo a…)
– We are going to … – Vamos (VA-mush)
– I am… – Sou.. (soh..)
– I am from… – Sou de… (soh de..)
– Nice to meet you! – Prazer em conhecer (prah-ZEHR ehn koh-NYEH-sehr)
– I don't understand – Não compreendo (now kohn-pree-EHN-doo)
– now – Agora (a-GOR-ra)
– today – Hoje (OH-dzoo)
– yesterday – Ontem (OM-tem)
– tomorrow – Amanhã (AH-man-ya)
– friend – Amigo (ah-MI-goo)
Very useful when they ask you where you're staying. The concept of Couchsurfing is often too difficult to explain, so just say you're staying with a friend. You can also use this word to express the relationship between you and your fellow travellers.
– Can you stop? – Pode parar? (PO-dze per-RA)
– I want to get out – Quero sair (KER-ro sigh-ERR)
– turn left – Vire à esquerda (VEER-eeh ah eh-SSKEHR -dah)
– turn right – Vire à direita (VEER-eeh ah dee – ray – tah)
– straight ahead – Em frente (eng –FRENG- te)
– here – Aqui (a-KEY)
– over there – Lá (la)
– beer – Cerveja (sir-VE-dzya)
You should know this word, you will be often invited for some.
– bus station – Estação de ônibus ( shta –SOWNG de ON-nye-boos)
You should know this word and listen out for it to avoid situations when your driver, in their best intentions, takes you off the road and drives you to a station.
– train station – Estação de caminhos de ferro (shta –SOWNG de ka–MEE–nyoosh de FE-rroo)
– help me! – Socorro! (soo-KO-rroo)
– look out! – Ter cuidado! (ter kwi-DA-do)
– street – Rua (WHO-a)
– road – Estrada (e-SHTRA-da)
– roundabout – Rotatória (ho-ta-TO-ri-a)
– crossroads – Encruzilhada (en-CRU-si-li-ar-da)
Main Border Crossings
Portugal is a member of the EU and the Schengen Agreement and so the border crossings between Portugal and Spain are no longer manned and thus should not present any problems for travellers.
The main border crossings between Spain and Portugal are as follows:
- Northern borders:
– A3 : Valença do Minho (Portugal) – Tuy (Spain);
– IP3: Chaves (Portugal) – Verín (Spain);
- Central border:
– A25: Vilar Formoso (Portugal) – Fuentes de Oñoro (Spain);
- Southern borders:
– A6: Elvas (Portugal) – Badajoz (Spain);
– A22: Vila Real de Santo António (Portugal) – Ayamonte (Spain);
However do remember that if you are travelling to Portugal by car, you must bring a 20 € bill to pay for the toll on all the above motorways.
written by: Jon
Our Experience
We hitch-hiked in Portugal as part of our 'A dedo por La Península Ibérica' (The Iberian Peninsula by Thumb) trip in 2012.
When hitch-hiking in Portugal we covered 672.1 km and got picked up by around 20 drivers from 6 different countries!
Read about our experience of crossing the Spanish-Portuguese border and watch a video here.
|Spain: hitch-hiker's essentials
|Braga, Portugal [travel guide]


text:
Cutting Edge Internet Marketing & Business Building Advice For Muslimah Entrepreneurs.
As busy Muslim women, the time we have to spend on our businesses is limited. That's why we need to get the most out of every minute we invest in our businesses.
Did you know that Nabi (SAW) has given us the ultimate productivity tool? Yes, our beloved Prophet (SAW) has told us that if we work during these hours each day we will have blessings and barakah in our work.
When is this special time?
After Fajr Salaah in the morning. So instead of going back to bed, spend this time working on your business.
Aisha (R.A.) narrates that Nabi (SAW) said: "Search for your rizq (sustenance) in the morning because the morning is a time of blessing and success" (Ibid)
Try it and you'll be amazed at how much you can accomplish during this time. You'll find, as I and thousands of other people have found, that you get more done in one hour in the early morning than you can during the rest of the day put together. Why is this time so powerful?
First, because Nabi (SAW) has...
50% Complete
Enter Your Name & Email Address Into The Box Below To Join The Wealthy Muslimah Community For FREE!


text:
October 9th Is Fire Prevention Day- Plan Your Promotions With Custom Magnets
Fire Prevention Day is observed to enhance the awareness of fire safety practices and to recognize the contributions of the fire-fighters. On this day, people congratulate fire-fighters and acknowledge their fire-prevention acts and deeds. Mock drills are held in communities to make people aware about the escape strategies in case of fire and to spread awareness about the possible triggers that could set off a fire.
For marketers, October 9th will make a perfect day to carry out awareness campaigns and promotions. Check out these custom fire department magnets imprinted with your logo and message to celebrate the fire prevention day and to spread your message alike.
Fire Department Magnets 20 Mil Square Corners: This 3. 5x 4 inches square corner fire department magnet can be sought by officials in fire department to improve their accessibility. These magnets can be customized with fire safety tips and first aid guidelines that the recipients will find useful. Every time they see these magnets on their refrigerator doors, they will be reminded of the fire safety procedures that they have to employ at home and office.
4×7 Custom Fire Department Magnets 20 Mil Round Corners: Round corner magnets stand out for its magnificent visual appeal, which in turn makes it a perfect marketing tool. This magnet can be offered as a goodwill token by businesses and fire department. Your recipients will definitely make it a point to remember the brand imprinted on these attractive magnets.
Custom Fire Department Fire Truck Shape Magnets 20 Mil: This magnet grabs attention with its shape reminding a fire truck while the full color imprints ensure great visibility for your business information. These logo items can be used to promote emergency services, fire departments and emergency services involved in serving people at times of distress. Your recipients will love to retain these refrigerator magnets for a long time and will treasure these as keepsakes.
3×5 Custom Fire Department Magnets 20 Mil Square Corners: These custom fire department magnets are perfect for fire departments, emergency services, police departments and community services trying to strike rapport with the community they serve. Made using high quality and resourced magnetic material, these custom magnets are sure to lend authenticity and priority to messages imprinted against them.
Why magnets
- Magnets are long lasting and will keep your message right in front of your recipients for a long time
- Every time your recipients open the refrigerator doors, the message and logo imprinted on these will grab their attention
- Budget friendly and easy to distribute, these logo items are well suited for mailer campaigns and mass promotions
- Magnets make popular fund raising items for the welfare of firemen
Browse our selection of fire department magnets and customize it with your message to make it a thoughtful gift on fire prevention day.


text:
Showing 1-4 of 4
By: Murray, John
Price: $200.00
Publisher: New York, Charles Scribner's Sons: 1929
Edition: Thirteenth Edition
Order Number: 18280
Condition: Very Good+
Boards with light wear to extremities. Former owner's name on title page. A very handsome and tight copy. ; A few pages of ads on the last few pages. Folding map in rear pocket ; 12mo 7" - 7½" tall; cxliii, 812, pages View more info
By: Murray, John
Price: $350.00
Publisher: London, John Murray: 1879
Order Number: 11764
Condition: Very Good+
Both volumes show slight wear to extremities and slight weakening to binding, but are in quite nice shape overall. Volume one shows previous owner's name to first page. Vol. II: one small closed tear to front free endpaper ; Many maps and plans with a folding map in rear pocket of volume one. Part I: Containing Artois, Picardy, Normany, Brittany, The Seine and Loire, The Garonne, Bordeaux, Limousin, Gascony, The Pyrenees, &c. &c. Part II: Containing Artois, French Flanders, Champagne, Lorraine, Alsace, and the Vosges, Burgundy, Lyons, Marseilles, and the Rhone, Franche-Compte and the Jura, Dau... View more info
By: Murray, John
Price: $500.00
Publisher: London, John Murray: 1892
Edition: Ninth Edition
Order Number: 12320
Condition: Very Good+
Wear to extremities and slight dampstaining to volume one; Comprising the description of Naples and its environs, Pompeii, Herculaneum, Vesuvius, Sorrento; The Islands of Capri, and Ischia; Amalfi, Paestum, and Capua, The Abruzzi and Calabria; Palermo, Girgenti, The Greek Temples, and Messina. Part II Comprising the descriptions of: Palermo, Girgenti, The Greek Temples, Syracuse, Catania, Messina, and the Lipari Islands. Including bound-in slip: "Information about hotels, etc. Will be found in the index and directory at the end of the book." Decorative bookplate; 16mo 6" - 7" ... View more info
By: [John Murray]
Price: $250.00
Publisher: London, John Murray: 1895
Order Number: 482
Condition: Very Good-
Spine sunned with minor fraying to top. Library sticker to front board. Bookplate. Hole stamped and one small chip on title page. ; First and only edition with numerous color maps, plans and ads. Map in rear pocket ; Ex-Lib; 12mo; viii, 260 pages View more info


text:
Book your Volkswagen Service Appointment
Book your VW service appointment now with VW of Portland – the premier VW service provider in the Portland OR region. Simply use the form below to book your appointment online.
If you're experiencing difficulty with the form below, try it here.
Dealership Info
Service & Parts Hours:
Mon - Fri:
8am - 5pm
8am - 5pm
Vehicle Night Drop Available 24 Hours
Sales Hours:
Mon - Fri:
9am - 7pm
9am - 7pm
10am - 7pm
it may look like the car business, but to us it's really the people business.


text: Fruita Crush is already a classic game where you have to combine a lot of tasty fruits. Enter dominates fantastic worlds and over 100 challenging levels. Match 3 or more fruits, achieved many points as possible and active all the fruit for bonus score is higher. Have fun! // published 20/01/2016


text:
Lane's Acclaim Collection was a besteller in 1963, and it hasn't lost any of it's charm in 55 years.
This coffee table's top has been refinished to match the original finish on it's legs and stretchers. All joints are structurally sound. Only minimal signs of wear are visible anywhere on this beautiful piece.


text:
Jupiter High School invites our rising freshmen to join us for a free, one-day Summer Success Academy. Academy participants will have an opportunity to tour the school, learn about earning high school course credit, engage in effective learning and study strategies, meet new classmates and teachers, find out about the Warrior 5 and Warrior PRIDE, and discover what it takes to be a successful student at Jupiter High School. Students will also be introduced to effective organizational strategies, high school note-taking techniques, and basic study skills necessary for achievement as a Warrior. Additionally, students will have an opportunity to learn about the hundreds of clubs and activities Jupiter High offers and the importance of being an active member of the One Tribe Warrior family!
The orientation is FREE and offered to all incoming students. One day sessions begin the week of July 13th and run to July 30th. REGISTER http://l.sdpbc.net/1gy89


text:
Osterhase Collectible - Bunny Girl with Flower and Lady Beetle
An Easter bunny sitting with a flower and lady beetle, this little girl is adorable! 'Der Osterhase' is the German name for the Easter Bunny. Presented in its own box, this Easter Bunny makes a perfect gift.
Please Note: This item will ship after February 28
The technical stuff...
- Wooden Decoration Handcrafted in Germany
- Presented in its own gift-box
- Dimensions: 3.94" (10cm) H x 3.15" (8cm) W.
- Decoration only. Not a Toy.
Important Info
- Free USA Shipping on orders over $25 - Shipping Rates.
- Shop with confidence with our Returns Policy.
- Meet our Artisan - Paul Ullrich


text: Aviacompositi is able to develop military projects that contemplate the use of composite materials such as Carbon fiber, Kevlar and Glass fibers. In recent years Aviacompositi has developed various projects from scratch, design, requirements and specifications provided by the client. As an example we show the anti-cervical system for helicopter pilots for Air Force (The project has an international patent) developed by Professor Antonio Dal Monte and totally designed, developed and manufactured by us Aviacompositi. Other projects have been developed but they are often covered by military secret, therefore we can not reveal the details even if we can show some pictures that show the level of our work. Our service includes the 3D CAD and structural design applied to structures in pure composite materials or combined with metal inserts or parts. We interfaces with the designers of the client to solve issues related to the optimization of the design for the best realization of your projects


text:
FIVE persons were arrested in separate drug busts conducted by personnel of the City Anti-Illegal Drugs Special Operations Task Group (CAIDSOTG) and Police Station 1 in Bacolod City on January 20.
Police identified the suspects as Carlos Desucatan, 42, of Purok Paghidaet, Barangay 17; Medoza Rivera, 39, of Barangay 2; August Fourth Barrios, 26, of Barangay 29; Maricar Chavez, 30, of Barangay Mansilingan, all in Bacolod City; and Noel Picazo, 51, of Manapla town.
Chief Inspector Jerick Filosofo, head of CAIDSOTG, said Desucatan sold a sachet of suspected shabu to a police poseur-buyer for P200.
Police recovered from Desucatan's possession three plastic sachets of various sizes containing suspected shabu (methamphetamine hydrochloride), drug paraphernalia, and the P200 marked money.
Senior Inspector Richard Fajarito, chief of Police Station 1, said Rivera also sold a sachet of suspected shabu for P200.
Rivera's companions -- Picazo, Barrios, and Chavez -- were inside the house where the operation was conducted.
Police recovered from their possession three plastic sachets of suspected shabu, drug paraphernalia, and the P200 marked money.
The suspects have been detained and are facing charges.
style="display:block; text-align:center;"
SunStar website welcomes friendly debate, but comments posted on this site do not necessarily reflect the views of the SunStar management and its affiliates. SunStar reserves the right to delete, reproduce or modify comments posted here without notice. Posts that are inappropriate will automatically be deleted.
Do not use obscenity. Some words have been banned. Stick to the topic. Do not veer away from the discussion. Be coherent. Do not shout or use CAPITAL LETTERS!


text:
Welcome to My World . . . . . . where I like to write about anything that catches my attention . . . movies, scrapbooking, arts & crafts, books, interesting places . . .
Wednesday, June 1, 2016
After the War is Over by Jennifer Robson
After the War is Over is the second of three books in a series by Jennifer Robson. I blogged about the first book just a couple of days ago and you can see that post at http://inmyworld-pam.blogspot.ca/2016/05/somewhere-in-france-by-jennifer-robson.html
This time around the author focuses on Lilly's former governess and tutor, Charlotte Brown, who has been in love with Lilly's brother, Edward, since the very first time they met. Edward is engaged. And then he is at serving during WWI and engaged. And then he comes home a different person. And don't forget, there is also Edward's haughty titled family to overcome. Do they ever find the right time for their love? I guess you better read the book to find out.
It is obvious that the author puts a lot of time into research because details and events are so descriptive. It is a captivating read and should be on your bedside table or in your beach bag.
Subscribe to: Post Comments (Atom)


text:
Restaurant Secret Recipes
This article has Pizza Hut's copycat recipe and the history of the pizza. You will be surprised where the pizza originated. Enjoy!
Origin of the Pizza
The early Greeks were the first in learning the secrets of mixing flour and water. The dough would be rounded and flattened then heated over hot stones. The round flat bread found its' way to Italy. In the 18th century the flat bread was called "Pizzas". The pizza was an inexpensive meal and sold by vendors in Naples to the people. Keep in mind there were no topping on the pizza at this time.
Queen Margherita was much beloved by her subjects. In the latter part of the 19th century the King Umberto and Queen Margherita of Spain were touring Naples. Queen Margherita was curious about the flat, round bread that she saw many of her subjects eating on the streets. Her guards were ordered to bring her Pizza bread. Queen Margherita loved the bread.
For her pleasure Queen Margherita summoned Chef Rafaelle Esposito from his pizzeria to the royal palace to bake a selection of pizzas for court. Rafaelle made a special pizza for the Queen. Note the topping artistry. The colors red, white and green which represent the colors of the Italian flag were the color scheme for the topping. The ingredients were tomatoes, mozzarella cheese and fresh basil. Rafaelle Esposito was the first to put topping on the pizza bread. This pizza was known as the Pizza Margherita and is known today in Naples and has spread throughout the world. Variations began to spread throughout Italy. Meat was introduced in Bologna and the Neapolitan pizza has cheeses, herbs and vegetables.
Pizza gained popularity in America and Western Europe after World War II. While Western Troops occupied Italian territories they were first introduced to pizza. Returning home to America and Western Europe the pizza became commercialized. We now have multiple variation of the pizza. The pizza has come a long way since the Greek creation.
Pizza Hut Copycat Recipe
- 1⅓ cup water warm water (105℉)
- ¼ cup dry milk non-fat
- ½ tsp. salt
- 4 cups flour
- 1 tbsp. sugar
- 1 pk. dry yeast
- 2 tbsp. vegetable oil (for dough)
- 9 oz. vegetable oil (3 oz. per pan)
- Pam butter flavored
- 1 8oz. tomato sauce can
- 1 tsp. dry oregano
- ½ marjoram
- ½ dry basil
- ½ garlic salt
- Put yeast, sugar, salt, and dry milk in a large (2 qt.) bowl.
- Add water and stir to mix well.
- Allow to sit for two minutes.
- Add oil and stir again.
- Add flour and stir until dough forms and flour is absorbed.
- Turn out on to a flat surface and knead for about 10 minutes.
- Divide dough into three balls.
- In three 9″ cake pans, put 3 Oz. of oil in each making sure it is spread evenly.
- Using a rolling pin, roll out each dough ball to about a 9″ circle.
- Place in cake pans.
- Spray the outer edge of dough with Pam.
- Cover with a plate.
- Place in warm area and allow to rise for 1 to 1 1/2 hours.
- Combine ingredients and let sit for 1 hour.
- For Each Nine Inch Pizza: 1. Preheat oven to 475℉
- 2. Spoon ⅓ cup sauce on dough and spread to within 1″ of edge.
- 3. Distribute 1 ½ oz. shredded mozzarella cheese on sauce.
- 4. Place toppings of your choice in this order: Pepperoni or Ham Vegetables Meats (cooked ground sausage or beef)
- 5. Top with 3 oz. mozzarella cheese
- 6. Cook until cheese is bubbling and outer crust is brown.
by Gail Mercedes


text:
A newer version of your browser is available. Older versions may limit your ability to access some of this site's functionality. Citizens Bank recommends upgrading your browser.
Secure log In to online banking
New to Online Banking?
Moving far away for a new job is the ultimate test of your independence.
It's essentially hitting the restart button on your life — soon you'll have a new job, new friends, and a new home. And while it can be scary, it can also be one of the most exhilarating and fulfilling experiences of your life.
But before you get there, you have to get there. Here's how to prepare for your big move.
Ask your new employer about relocation benefits to help cover your moving costs. After they've offered you the job, negotiate moving expenses alongside your salary to get the money and time you'll need. Know your worth and be confident.
Some companies do not offer relocation benefits; if that's the case, you'll have to decide whether the job and idea of moving is worth footing the travel bill yourself.
These days, the Internet makes it much easier to find a good apartment when moving far away. You can easily find pictures of the space, floor plan, and reviews of the apartment, especially if it's in a complex.
The first step in finding a good apartment is to prioritize your needs. For example, if you're bringing your dog along, then it's easy to rule out a place that doesn't accept pets. Other things to consider include: How close will you be to work? Is there laundry in the unit? Free parking for residents? How close is it to public transportation?
If you fly out for an in-person interview, use that opportunity to look at places to live.
Should you drive all the way to your new home or fly? The answer depends on how much stuff you're bringing and if you'll need your car once you're there.
If you drive, make sure you can see out of your packed car through your rear-view mirror. Rent a moving truck if you can't fit all your stuff in your car or if you're moving big items, like a bed or other furniture. In some cases, it's cheaper to buy new (or used) furniture when you get there than to transport your old stuff in a moving truck.
Furthermore, make sure your car is capable of making the long drive. You don't want the excitement of moving cut short because your 200,000-mile ride finally kicked the can. Even if your car is newer, take care of the proper maintenance before leaving — change your oil, check your tire pressure and tread, and top off your fluids.
Flying makes sense if you don't have a car, bringing very little with you, or if you've hired professional shippers to move your stuff.
This can help you negotiate relocation benefits, or at least ensure you have enough saved to pay for the move.
Here are some typical costs to expect:
Helpful tip: Use Hotel Tonight to find discounted hotel rooms when you book the day-of your stay. This is particularly helpful if you're tired and need to end the drive for the day, or if you have more energy than expected and want to drive past your original stopping point.
Sure, the easiest way to say goodbye is to have a big going away party. But it's really hard to say a proper goodbye to the important people in your life when so many people are competing for your attention.
So, in addition to that big party, schedule some alone time with the people you'll miss the most to have a more personal goodbye. That way you'll have closure when you leave. Plus, you can figure out how to stay in touch while you're gone and even plan future visits.
Do yourself a favor and don't cram your packing into one weekend. Chip away; do a little bit every day during your two-week notice.
To make packing simpler, don't be afraid to downsize your stuff. Once you've decided to move, gather all the things you don't need. Then invite your family and friends to go through your stuff and take what they want. Anything that's left over can be donated.
Don't push yourself too hard when driving. If the drive should take two days, give yourself three. Then you'll have the flexibility to stop along the way instead of rushing from point A to point B. This is where a week off in between jobs comes in handy.
Also, map out your drive to avoid traffic hot spots during rush hour. One monster traffic jam can put a damper on your trip real quick.
Another tip: Give yourself a day off in between packing up your car or moving truck and starting your drive.
This one might seem obvious, but keep a travel bag up front and separate from all your other things. That way you're not cutting open boxes looking for your razor.
At the end of a multi-day drive, the last thing you'll have energy for is unloading all your stuff into your new apartment. Consider hiring professional movers to take care of this for you. That way you're not throwing out your back lifting boxes because you're too tired from the drive.
The most important thing to keep in mind when moving far from home is to take your time. That's important when packing, saying goodbyes, and making the trek cross country. Rushing can add unnecessary stress when making a big move like this. Take your time so you'll have the time to reflect and get excited for the next phase of your life.
Need to save up money for a big move? Open a savings account for this specific goal so you can save and monitor your progress easily. Click here to learn more; or you can call 1-877-360-2472 or stop by your nearest Citizens Bank branch.
The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit:


text:
Special: Download "Broken Mind EP" from Domun
by Patrick Hofmann
SPECIAL for all House & Techhouse Lovers: Domun from Cologne presented with his "Broken Mind EP" three great Techhouse tracks on Seveneves Records. The eponymous song "Broken Mind" is impulsive and groovy, "Some Chords" and "Sense" on the other hand are melodic and playful. Ideal tools for long club sets up in the early morning. We love it! Please give us your Feedback and you can Download the "Broken Mind EP" from our Seveneves Records Artist "Domun"
FEEDBACK & DOWNLOAD ► http://bit.ly/1PpiiXW
Releasedate: 2016-02-05
Seveneves Records: Cat.No.: 7EVS38
Cover Background by Patrick Hofmann


text:
Miss FF
Folli Follie drives inspiration from glowing starry nights around the world and presents the "Miss FF" collection. A signature timepiece that reflects all the fashion values of the famous lifestyle brand: shine, elegance and innovation. With a variety of watches and elegant bags is the ultimate sophisticated collection.


text:
Confidence Coaching
You are struggling to cope with everyday life because the voice inside you is telling you that you are worthless.
You are constantly telling yourself that you are useless and that everyone around is judging you.
Low confidence levels
Fatigue due to a lack of sleep
Stressed because your relationships with your family and work colleagues are suffering
You are struggling to understand why you feel the way you do.
Because you are "stuck" with your current thought processes you are unable to think straight so everything is piling up and causing you to struggle to function effectively.
You want to be free of those negative thoughts so that you can get on with your life.
At your free "Discovery" session you will have learnt a little about how your brain works and why you have been getting "stuck".
You will have discussed the psychological and/or physical impact your feelings have had on yourself and will have gained some understanding of how coaching can help you to become "unstuck".
When you commence the "Gain more confidence" coaching programme you will be guided through a life wheel which will allow you to identify which areas in your life are suffering the most.
You will then be guided through a priority list of each area in your life where you can then set some goals which will help you to focus on those areas in greater depth.
Once you start working on your goals you will be taught how your beliefs and values affect your thought processes. I will help you to bust those limiting beliefs so that you can begin to develop more confidence in your life and lead a much happier, productive life.
Lifeinsights address:
27, Hillside Way
Telephone Lifeinsights Coaching: 07905 873188


text:
Picture: Pia Toscano Paleyfest 2011 honors 'American Idol' at the Saban Theatre Los Angeles, California - 14.03.11
Pia Toscano - The American singer Pia Toscano who was controversially voted off American Idol two week ago, will perform with her rumoured boyfriend Mark Ballas on Dancing With The Stars next week. Pia Toscano will take to the stage during the live results show on 26th April 2011, according to the show's host Tom Bergeron.
The 22-year-old New Yorker will be joined by her rumoured boyfriend Mark Ballas, who will be performing a dance routine to the song. Host Bergeron announced on yesterday's show, "Thanks to our friends at Fox and American Idol, it's the network return of the sensational Pia Toscano, she'll be singing and it features what promises to be an amazing dance by her close friend, Mark Ballas". The professional dancer, who is partnering Disney star Chelsea Kane in the current season of show, spoke to US Weekly about the opportunity to dance for Pia, saying, "I get to dance with Karina Smirnoff and Pia will be singing, which will be amazing because she's a ridiculously amazing vocalist". Although Toscano's song choice is yet to be revealed, Ballas hinted that the track will be "slow and romantic".
Despite her shock American Idol elimination, Pia Toscano is reportedly in talks with a number of major labels surrounding a possible record deal. Recent speculation has suggested that Interscope Records are favourites to land the 22-year-old's singing talents.
Grace Trey is a young singer/songwriter desperate to follow in her musician father's footsteps and...


text:
Tessa Racerback Tank - Mauve
$28.00 $10.00
Brand Hunt & Leroux
Tessa Racerback Tank is a wardrobe essential! Fit with a high crew neckline, sleeveless body and relaxed silhouette. Finished with a fabric that has a soft + stretchy feel. Subtle pleating on the back completes the look! Style up or down for the warm weather with layered jewelry, denim cut offs and sandals. Style this with our new Jean Joggers!
- High Neck Line
- Mauve Pink/ Rust Color
- Relaxed Fit
- Extra Soft
- Stretchy Fabric
Still confused as to which size to order? Send us an email at email@example.com and we will take good care of you!


text:
"A work of extraordinary beauty." NEW NOISE
This two-piece formed in Berlin in 2013 and has since recorded three albums. Their latest "Heaven Will Rescue Us, We're the Scum, We're in the Sun" was recorded in collaboration with Kristof Hahn (Swans) playing the lap steel guitar. This work, echoing the best ideas of alternative rock, was announced with a play on BBC Radio 6. Released by Manchester-based label God Unknown Records in September, the album has been promoted by an extensive tour across Europe.


text:
Clarendon wins ARP serviced apartment award
UK: Clarendon Serviced Apartments has been named best serviced accommodation provider 2015 by the Association of Relocation Professionals.
The award was independently judged by a panel of relocation professionals, the award recognises Clarendon's "uncompromising dedication to developing a portfolio that offers clients best choice across London's major office hubs and hotspots".
Peter Morgan, Clarendon's head of marketing and market development said: "As an independent operator Clarendon has stuck to doing what we do best and focuses on the corporate sector and extended stay guest. The award reflects our ongoing commitment to building a portfolio that offers not only choice but a real London experience evident from the diversity of locations we offer, from the leafy suburbs of Richmond and Kew to the bustling West End and cosmopolitan Canary Wharf."
"In addition we've concentrated on the added value services that assist both the corporate booker and guest. Clarendon understands the expectations of today's connected guest which is why we've committed to rolling out hi-speed fibre wifi where possible across our buildings. We've also invested in the provision of 360 interactive virtual tours showcasing all our apartments and enabling clients to look before they book," he added.
The award comes in a year that has seen Clarendon open four new properties across London, at Marylebone, Garrick Street, Burleigh Mansions and Shaftesbury Avenue.


text:
Paratissima 11
Ordine o caos?
PARATISSIMA is an artistic event in the between of a classical artistic fair and a cultural happening.
Over time, the event has evolved until it became crucial in the the contemporary art scene of Turin and beyond.
The aim of Paratissima is to support creativity in all its forms and, therefore, it is opened to both emerging artists out of the official artistic circuits and already established artists who want to get in touch with a wide audience in a dynamic environment.


text:
WHAT: Seasonal Weight Restrictions – SUSPENDED
WHEN: Effective 6 a.m. on Monday, April 8, 2019
WHERE: Countywide
BACKGROUND: The Washtenaw County Road Commission (WCRC) will SUSPEND the Seasonal Weight Restrictions on county roads effective 6 a.m. on Monday April 8, 2019.
Find more information regarding WCRC's seasonal weight restrictions and subscribe to receive future notifications at: wcroads.org/road-work-construction/seasonal-weight-restrictions/.
Click here to download WCRC's Truck Operator's Map, depicting road classifications.
CONTACT: If you have any questions regarding seasonal weight restrictions, please contact Mark McCulloch, senior project manager – permits, at (734) 327-6679 or email@example.com.
ISSUE DATE: April 5, 2019


text:
With every passing day population is growing all over the world but there is significant change the life styles and water consumption is basic necessity of the life. As population is increasing demand for water is also increasing and in those areas where water supply depends upon the rainfall; any change in the level of rainfall badly affect the water supply. So understanding the importance of this commodity on this planet, we should use it with care without wasting a single drop. We see people around us mostly do not care and waste water, you might have seen the leakages in the buildings where water leaks continuously and no benefit from the water is obtained. It is not just wastage of precious commodity of the planet but also harmful for the life of the building because if proper attention and repair is not made after some time water leakage will reach to the foundation of the building and life of the building will be affected badly.
By putting the little effort we may keep check and balance on the water supply in our buildings, if there is any kind of leakage and you become aware of it, immediate arrangements should be made to repair the leakage. Some leaks may not be visible because they are very small and under the surface but those which are visible and detected they must not be ignored. For the time being quantity of water leakage will be small but when it will be ignored for longer period, this will become thousands of gallons and total waste. Whole world is facing the problem of water shortage and significant amount is spent for the projects of water supply every year and everywhere.
Once you get the services of the plumber for installation of water supply pipes and other accessories in the kitchen, bathroom and other areas in the house then you should not be irresponsible by thinking that what you want have done. Because at any time there may be water leakage in any area of the building in water supply pipes, it is up to you that what precautions you are following. Taking the smart move you must make the inspection for the full house to detect the water leakage at regular or periodical intervals. If you are not able to do this then hire some professional Gold Coast plumber, who will do this for you against his remuneration and his expertise and equipment will detect those leakages which are not possible to detect with naked eyes.
Like fire alert systems, water leak detection devices are also available in the market, which are installed during the installation of water supply and other plumbing work. When there is any leakage in any area of the building that device makes you alert that there is problem with water supply and there is water leak in somewhere in the house. So you will get alert and make the arrangements for the complete detection and repair by the plumber.


text:
China is on the list of most travel junkies. After all, it is hard to avoid a country with such a rich culture and heritage.
But what most tourists forget to consider is that China has imposed strict internet censorship. And to make matters worse, the Chinese government is using some advanced tools to block VPN providers.
Luckily, NordVPN is one of the VPN providers that still work in the country. You can learn more about this VPN by reading NordVPN review.
Below, I will show you how you can unblock Facebook, Twitter, YouTube and other blocked sites with the NordVPN China service. In fact here is the working list of best VPN to use in China.
Using NordVPN in China
Unsurprisingly, the official site of the NordVPN does not work in China. There is, however, a NordVPN China website that is currently functional in the country.
Nevertheless, just to be safe, I recommend that you download the VPN before you take the flight to Beijing.
Having this VPN in your device will provide you with multiple benefits. It gives you the privilege of browsing the internet safely and with added freedom.
The OpenVPN protocol combined with 256-bit encryption is in-built into this VPN's clients. This means that you can unblock content with NordVPN whilst also escaping government surveillance.
How to Setup and Use NordVPN in China
The internet censorship in China is extremely unpredictable. It varies from one city to another. That's why, you will be best served using the best VPN for China to evade censorship in the country. When you are able to bypass the Chinese Firewall, you can also access different movie databases and blocked websites including, Instagram, Whatsapp, Twitter and American Netflix in China.
Hence, in some cities, you can use the regular servers of this VPN while in other cities; you need the Obfuscated Servers. These servers have the power to bypass the most powerful firewalls.
Just keep in mind that Obfuscated Servers are only available on Windows, Mac and Android. The iOS users, on the other hand, are required to manually configure L2TP or OpenVPN protocols with some stipulated settings.
To access the Obfuscated servers, you need to follow these steps:
Step 1: Run the NordVPN app and head to the 'Settings' section.
Step 2: At the bottom of the section, click 'Show advanced settings'.
Step 3: In the advanced settings, enable 'Obfuscated Servers'.
Step 4: After you have enabled the Obfuscation server feature, connect to the following servers recommended by the providers.
- Sweden # 190-191
- Germany # 315-318
- Netherlands # 332-339
- United Kingdom # 551-556
- United States # 2679-2681
Step 5: To connect with these servers, click the magnifying glass icon and search for the servers with their respective hashtags.
Step 6: You are now connected with an Obfuscation Server and have the freedom to access sites blocked in China.
Servers that Work in China
In many cases, the regular servers of the VPN are able to bypass Chinese censorship. NordVPN recommends the following servers for China.
- Albania # 10
- Austria # 39-74
- Czech Republic # 32-35
- Denmark # 70-73
- Germany # 455-462
- Norway # 68-211
- Switzerland # 92-100
- United States # 2734-2833
- Australia # 255-266
- Canada # 420-423
- Bulgaria # 14-17
- Estonia # 14-17
- Hungary # 24-27
- Finland # 46-49
While I tried these servers, many of them failed to show up after multiple attempts. Therefore, I contacted the customer support of the VPN.
The NordVPN's agent recommended that I log out from the client and then log in again. After doing exactly that, I was able to connect with these servers.
How NordVPN works in China?
As you may guess by now, the Obfuscation Servers of this VPN are its main strength against China's pervasive censorship.
These servers mask your VPN traffic making it seem as conventional HTTPS traffic. This allows the free flow of your online traffic even in highly hostile environments.
In addition to these servers, the providers also do their best to escape the watchful eyes of the Chinese authorities.
One of the reasons why the service has no servers in China is that the providers deem them risky.
Along with all this, NordVPN follows the censorship trends in the country to make necessary adjustments in its software.
NordVPN China Reddit
The Chinese government constantly updates its censorship techniques. This means that you are never sure if the VPN is still operational in the country.
In this situation, the best course of action is to browse social media forums like reddit and read user experiences.
Below, a redditor recommends obfuscated servers for NordVPN users in China.
An important note: the Great Firewall works differently in various parts of China. Hence, the servers that work in one region won't necessarily work in another.
Final Words
You may feel like you could do without Facebook, YouTube and Google for few days on your trip to China. At first, I thought along the similar lines.
However, things are never this simple. If my personal experience is anything to go by, you miss social media sites more in foreign countries.
Regardless, I highly recommend that you avail the NordVPN China service if you are planning to tour the country.
With this VPN in your device, you can use browse the net in China as if you are back home.


text:
Lia's Food Journey is an accounting of my passion for food and my adventures through life.
Wednesday, September 22, 2010
Thai Lunch with Friends
9 comments:
- AnonymousSeptember 23, 2010 at 6:36 AM
the food was muy delicioso! thanks again Li, till the next lunch, or dinner... :)ReplyDelete
Thank you, Marianne! Yes! Until the next lunch or dinner.ReplyDelete
- NereusJune 26, 2011 at 2:06 AM
Your entries shows a lot of hardwork and passion!ReplyDelete
Very Nice!
Thank you, Nereus!ReplyDelete
- MarijoMay 21, 2014 at 10:32 AM
i made these , and it was fab! your blog is my new found friend:) thank you for sharing your recipes..ReplyDeleteReplies
Hello Marijo. I am happy to share my recipes with everybody. Thanks for checking out my blog.Delete
Hi Lia, I finally found the blog I've been looking for so long. Thank you for sharing your recipes and passion for cooking and good food. Keep up the good work! :)ReplyDeleteReplies
Hello Mitch! I am so sorry for the late reply. I just discovered most of the comments are in another folder!Delete
Thank you for visiting my blog.
Thanks for sharing information about thai food... it's beneficial...I know the Thai restaurant which offers best thai lunch menu Salt Lake City. It offers exceptional Dine-In, Banquet Room, and Catering & Food Delivery Service.ReplyDelete


text:
|Free-Font.com was made by the developer of FontTwister and Typograf. If you try out this great font programs, then you also support Free-Font.com ;-) Thank you!
44 documents found.
Search results for "Stainless Cond font".
Free Stainless Cond fonts on the Web
Relevant web pages
Relevant web pages
- 1. Free Stainless Cond Fonts - http://www.free-fonts.com/font/stainless_cond.html
- Free Stainless Cond fonts overview. 43 fonts found. Preview, download and install the Stainless Cond.ttf file.
- 2. Stainless Cond Black Font | WhatFontis.com - http://www.whatfontis.com/Stainless-Cond-Black-fontbureau.font
- Stainless Cond Black Font | WhatFontis.com - Download Stainless Cond Black font. for Windows in TrueType, Windows in PostScript, Mac in PostScript
- 3. Stainless Condensed Bold Font | WhatFontis.com - http://www.whatfontis.com/Stainless-Condensed-Bold.font
- Stainless Condensed Bold Font | WhatFontis.com - Download Stainless Condensed Bold font. Download the Stainless Complete Family Pack font for Mac or Windows in ...
- 4. Stainless® - Desktop font « MyFonts - MyFonts: Fonts for ... - http://www.myfonts.com/fonts/fontbureau/stainless/
- Like any good sans, Stainless depends upon much more than amputation. ... Stainless Cond Light Italic. ... Font Bureau: Stainless Sample PDF
- 5. Stainless Condensed Bold - desktop font - Fonts.com - http://www.fonts.com/font/font-bureau/stainless/condensed-bold
- Buy Stainless Condensed Bold desktop font from Font Bureau on Fonts.com.
- 6. Stainless Condensed | Font Download | FontShop - http://www.fontshop.com/fonts/downloads/font_bureau/stainless_condensed/
- Stainless Condensed is a package of 4 fonts from Font Bureau. Test for free, buy and download immediately.
- 7. Stainless Cond - Desktop font « MyFonts - MyFonts: Fonts for ... - http://www.myfonts.com/fonts/fontbureau/stainless/cond-regular/
- Stainless Cond font by Font Bureau, from $40.00
- 8. Identifont - Stainless Condensed - http://www.identifont.com/show?63
- Information about the font Stainless Condensed and where to buy it.
- 9. Stainless -- The Font Pool - http://www.fontpool.com/fonts/fontbureau/stainless.html
- 728th most popular font family of 24,025 families. Available from MyFonts from US$40.00. ... Stainless Cond Light; Stainless Cond Light Italic; Stainless Cond Regular;
- 10. Free Stainless Fonts - http://www.free-fonts.com/font/stainless.html
- Free Stainless fonts overview. 42 fonts found. Preview, download and install the Stainless.ttf file.
Commercial Fonts
Please note: If you want to create professional printout, you should consider a commercial font.
Free fonts often have not all characters and signs, and have no kerning pairs (Avenue ↔ A venue, Tea ↔ T ea).
Check it for free with Typograf.
$40 from Font Bureau
$40 from Font Bureau
$1260 from Font Bureau
$615 from Font Bureau
$40 from Font Bureau
$40 from Font Bureau
$40 from Font Bureau
$40 from Font Bureau
$40 from Font Bureau
free-fonts.com Contact Terms Privacy Google+


text:
Give a piece of your heart to someone special with this exquisite diamond heart pendant! This pendant has been designed in 14kt yellow gold with forty-three (43)round brilliant full cut diamonds. The diamonds are all perfectly matched having nice white color, clarity and quality. The total diamond weight is approx. .80/100 carats………SLEEK DESIGN!!!!!!
We promise to never spam you, and just use your email address to identify you as a valid customer.
This product hasn't received any reviews yet. Be the first to review this product!
All prices are in USD. © 2020 HPS Jewelers. Sitemap
Optimized Web Design by SEO Web Mechanics
Click the button below to add the DIAMOND HEART - 1656FV6687 to your wish list.


text:
Chi Chi London - Pale Blue 'Liberty Knee Length Prom Dress - DLDUK_49
This dress from Chi Chi will introduce feminine elegance to an occasion wardrobe. Crafted from exquisite floral lace, it features a beautiful mesh skirt and will team perfectly with high sandals.
- Zip fastening
- 100% polyamide
- Hand wash only
- Model wears size UK 10/EU 38/AUS 10/US 6
- Model height: 5'9''/175cm
- Designed in a knee length (back measurement 98cm/38.5")
All Chi Chi London Dresses For Sale With Free Delivery!
Write Your Own Review
You may also be interested in the following product(s)


text:
Owly Owl01:26
well, this is finally an owl of mine that i'm totally satisfied with! created almost accidentally.
so: into the other somewhere-into-the-picot, that stitch below the top-most point, make (1tr, a chain 2- picot from there, 1 tr). tr in next trtr, dc in next dtr, dc in next tr, sc in next dc, ch 1 and sl st into top of ch2 from end of R1. finish off
8 comments
this is so sweet. I'd like to make several to make a garland to hang in my office. thank you for sharing how you made these sweet birds. I look forward to seeing more of your blog. :)ReplyDelete
I second needlekrafter's comment. Was thinking they would make an adorable garland. Did you make the buttons on the orange combo owl? Fimo, maybe?ReplyDelete
i'm really happy you like the owls! the garland is a great idea, thanks!:) to answer: the buttons aren't my creations, i just bought the only box of them in a little shop and don't seem to find anything similar on etsy or anywhere. tips are welcome!:DReplyDelete
Looking at them more closely, they truely do look handmade. You can even see a fingerprint on the top edge of his right eye. You could easily make your own in whatever color combos you want from FIMO clay which I believe bakes in the oven. I've also seen "shrinky-dink" buttons! Apparently there's sheets of the material available so you can cut any size or shape and decorate however you want! I'd like to try this myself. But currently I'm immersed in creating a coffee table from a crate and crocheting a t-shirt yarn rug.....so many ideas....so little time. Happy crafting!!ReplyDelete
- Anonymous23 August 2012 at 22:09
I can't wait to make some of these little owls. So cute. Thank you for sharing you pattern.ReplyDelete
I love owls! And yours is just adorable!!! Thank you for sharing~~~ReplyDelete
This is such a cute pattern. Thank you for make it a free one. I want to make pins for my daughter-in-law's preschool class. Each year she chooses a theme for her class - this year it is OWLs. Can't wait to get started on this project. Thank you for the free pattern.ReplyDelete
Thanks and good luck!:)ReplyDelete


text:
By: Max Cannon
Though it may feel like the both PlayStation 4 and Xbox One are still performing perfectly well to most people, they've been around for over 5 years which makes them middle-aged in "console years." The console generation got a quick little shot in the arm with 4K capable versions of these machines but a full upgrade is inevitable. So, is 2019 the year we hear about new consoles or potentially even see them hitting store shelves?
The Xbox Two and a New Xbox One
Microsoft teased their more powerful Xbox One, the Xbox One X, for quite some time before actually releasing the thing. They ended their E3 2016 show with a quick tease of the console while it was codenamed Project Scorpio before actually releasing it at the end of E3 2017. So the true follow-up to the Xbox One, which we'll jokingly call the Xbox Two, felt like a real possibility at the end of last year's E3 press conference when the Head of Xbox Phil Spencer referenced development on the rumored Scarlet game console. And things became even more interesting when 2018 news centered around Xbox making a console capable of streaming games with unnoticeable amounts of lag.
Project xCloud: Gaming with you at the center
So what could we see in 2019? Well, there are current rumors about another Xbox One model coming in 2019 that will be a "digital only" machine. That digital-only system seems like it could take advantage of Microsoft's Project xCloud which will let you stream games. The source reporting on that 2019 consoles claims that the Xbox Two is set for a 2020 release, but even more interestingly, that possible system in 2019 could be incredibly cheap even possibly around $100. That's absurdly cheap for a current console and very competitive against anything PlayStation is cooking up.
The Xbox Two will likely be a much larger upgrade than the Xbox One S to the Xbox One X.
The Mysterious PlayStation 5
While we have much more information about what Xbox is working on, we have a lot less to work with concerning PlayStation. The successor to the PlayStation 4 was confirmed by a higher up at Sony toward the end of 2018 but that's really all of the news we have about the machine. While Xbox stepped up and confirmed the rumors of Scarlet, PlayStation seems to be stepping out of the stoplight. And though Microsoft is poised to make some big announcements at this year's E3, PlayStation isn't even showing up to the biggest show in video games. So while we don't know anything about a PS5, here's what we can theorize.
PlayStation won't be making an appearance at E3 for the first time in the show's history.
With Xbox working on streaming games, it would make sense that Sony would be planning to do the same, especially considering their use of the PlayStation Now streaming service. It'd also be a mighty dangerous move to the brand to keep out backwards compatibility, so I think it's reasonable to assume that the PS5 will play PS1, PS2, PS3, and PS4 games… hopefully. When can we hear about this upcoming machine? My guess is that the earliest we'll hear about a PS5 is during Sony's annual conference called the PlayStation Experience, which they'd also skipped in 2018. Maybe a 2019 return will bring that announcement along with it, but for time being, we don't really know anything at all about the next PlayStation.
Though we don't have any news about a new system, PlayStation has always been beloved for their excellent exclusives.Courtesy of CrookedVultures
Share Your Thoughts!
What would you want to see from next-generation consoles? Are you happy with your PlayStation 4 and Xbox One or do you want to upgrade? Share your thoughts below!
Source link


text:
Planning Step 4 – Session Planning
To initiate the session planning process the coach looks at the strategies, tactics and skills they have prioritized in the season planner.
All session`s should be following on from a previous session and be the preparation for the next session. Too often coaches put on a variety of sessions that have no "spine of development" linking one to the other because they have not developed a programme of work designed to produce a game style.
Session`s are often broken down in to 3 parts:
(a) The group introductory session to develop the skills needed to make the theme of the session work.
(b) The small area work that beds in the tactical ideas needed in the theme of the session.
(c) The full game situation where the coach re-emphasises to the players the skills and tactics practiced in (a) and (b) to successfully perform as individuals and as a team in realistic game situations.
Therefore, (c) is where the coach assesses whether the players have taken on board their ideas and if they need more work or are ready to move on. This assessment will form the basis on which the coach will prepare the next session.
As the players become more proficient the coach may deliver sessions in 2 parts using (a) or (b) as the introductory session and then going into the game stage.
When planning a session start from the end session and work backwards -so:
1) Decide what you want to achieve technically and tactically in the full game situation in the game part of the session.
(2) Then plan the small area work to produce the tactical ability in the team to produce the desired result in the game.
(3) In the group session the coach identifies and works on the skills needed to make the tactical basis of the game style succeed.
That concludes the 4 part series on the Secret of Planning. For more information on this article or the author Roger Wilkinson contact email@example.com.


text:
MyBlack Dallas is the city website for Dallas, TX. MyBlack Dallas is associated with the My Black Networks Family. My Black Networks, LLC (MBN) is a global movement that is changing the way people of African descent and heritage communicate with each other. MBN is a vertical social media network company whose primary service is an ecosystem of informational websites targeted to unique segments of the African, African American and Caribbean heritage communities. Please complete our survey at http://www.MyBlackDallas.com
Expanding Your Networks, Empowering Our Community


text:
The locations with the best views of Chicago's skyline are revealed here. All locations are completely free to visit and easy to find.
Looking for a new experience in Chicago? You've got to check out this list of Chicago's most unique and unexpected experiences.
Looking for an a special date idea that is sure to impress? These romantic date ideas in Chicago will help you plan the perfect date!
We've picked out the top 10 Date Night Restaurants in Chicago so you can be sure to impress your significant other. Guaranteed romance & amazing flavors..
Looking for the best wintertime activities in the windy city? Look no further. Here is a list of things you can do in Chicago when the weather turns cold.


text:
The Caribbean Ancient History
There were once 2 races of American Indians in the Caribbean – the Caribs, who came from Venezuela and the Taínos or Arawaks, who eventually lived in the Bahamas and the Greater Antilles. These 2 races existed during a time when European explorers first took a voyage to the New World. In addition, even before these two groups settled in the Caribbean, the Ciboneys came to the islands around 4,000 to 5,000 years ago.
The Taínos, which means "peace" began inhabiting the islands around a few hundred years B.C. Several explorers from Europe eventually noted that different Arawak tribes lived in several islands in the Caribbean like Puerto Rico, where the Borinquens were, and the Bahamas, which the Lucayans populated. Furthermore, other Taínos were living on Jamaica, Cuba and Hispaniola islands.
The Taínos slept and rested in hammocks, celebrated rituals and worshipped a god, both male and female, with the use of stone and wood figurines, which were their icons called "zemis". Since they were near the ocean, it was their main source of food, but they also got food from land. The animals that sustained them were fish, parrots, doves, manatee and other small animals along with different wild fruits and maize and cassava crops. The Taínos considered rain, fire, wind and hurricanes as their natural spiritual forces. They also believed in the afterlife and that it was achieved in a dancing place they called "coyaba", where everyone was free of hurricanes, hunger or sickness.
Then the Caribs began forcing the Taínos out of the Caribbean. But it was the Spaniards who were able to ultimately force the Taínos off the islands. While they were looking for gold, the Spaniards eliminated the Taínos in less than 50 years. The conquistadors dispatched the Taínos tribesmen to South Africa to work in pearl beds and gold mines. However, many Taínos escaped this enslavement by committing suicide. The ill-searching for gold continued until the year 1521 when there were larger reserves discovered in Mexico.
Even if the Carib Tribesmen were superstitious, they were not interested in religion at all. The Caribs had their hair dark or black, long and oiled. Parrot feathers, red body paint and necklaces made out of victims' teeth make up the native clothing of the Caribs. The females tended to the "carbet", which was their shelter, while the men went out to hunt for food. And because many of these women were really Arawak captives, they conversed in their own language among themselves.
Colonization and Independence
Some islands of the Caribbean were passed from colonizer to colonizer more than twenty times in the Caribbean wars. European imperialists had a war with the Carib Indians while in the 16th century, the Spaniards wiped out the Taíno tribe as they plundered for gold in the Caribbean. When the Emancipation Act of 1834 was established, slavery in the Caribbean ended. Moreover, the Caribbean no longer became a fighting prize among Europeans as they no longer depended on the islands for sugar and other resources. But the influence of the Europeans can definitely still be understood with how the Caribbean was shaped throughout history.


text:
Hi all,
I am kind of new here, but a lot of in-depth research has led me to this site with hopes of getting some answers. In a nutshell, I spend some time looking at source reviews of eroids. At first it all seemed very legit, but the further I looked into it, the more suspicious of the site I became. For one, almost all of the reviews are extremely positive. It is hard to find a negative review of almost any source on that site. There is no way that all the customers are fully satisfied. I would like to get your input to see if it is indeed a good site for reviews, or an elaborate hoax used to further scam more and more newbies.


text:
There's no point to answer for a poster who can't read what you write. Either you can interpret the text precisely, or it's a high school. I won't be the teacher here all the time.
Mindozas, we'll have to settle to disagree. We have a history of taking one or few 19-22yo for OG rosters, how to give a run in soft quallies for one of brightest guards is exceeded effort is beyond me. The same Velicka proved his worth in LKL, how he's not more interesting case for coaches than some Bickauskas is a complete enigma to me. It's not even the case that we can clearly say Bickauskis is surely a better player. To me, not to want to know all possible talent you have is carelessness. F.e. both Sirvydis (well, OK, he's not convincing this season) and D.Giedraitis will be 20yo this summer. There's plenty of occasions when we added such to the final rosters of Olympic teams, and I only ask for a little test in soft quallies or preparation for them. My position is clear, work and your weaknesses, we have holes at backourt, push it for it, don't settle for another blow-out against Denmark without any mark to NT substantial perspective. We're good, let's agree to disagree.
As for Brazdeikis, I like that he finally did it. In a long run he can be a heck of piece for us, but I barely see him in 2020 OG roster. First, he doesn't want to be in Kaunas, second- he's way too raw. IMO, he would be lost in most cases in FIBA. Sure, you can throw him in for few minutes and see if he's having a huge offensive game, he might have it even now, but generally his D is really bad now and he's too ISO player. He needs a read deal coach and some understainding what is PRO ball, let alone FIBA.
The flick from the future...


text:
Starting your own freelance design business is a great way to make some extra income or maybe even make it your full time job!
To get started, there are some essential things you're going to need.
I've put together a list of everything you'll need to start your own freelance design business.
Apple MacBook Pro
Apple is what all serious designers use. I love my MacBook Pro because I can take it anywhere and connect it to a large monitor for when I'm designing. You'll want one with extra memory and speed because you'll be saving some pretty large files and running applications like Adobe Creative Suite. When I was just starting out I bought a refurbished MacBook Pro and it saved me a lot of money. As my business grew, I swapped out my laptop for a new one every other year.
Wireless Mouse + Keyboard
Cordless is the only way to go when it comes to your keyboard and mouse. Whether you use a desktop or laptop, you'll want a wireless keyboard and mouse to keep you moving fast (time is money!). I love Apple's Magic Keyboard and the LogiTech Performance MX wireless mouse. It's more ergonomic for your hands than Apple's Magic Mouse. Be sure to keep tons of batteries on hand because depending on how much you work, the batteries will need to be replaced every now and then.
Apple iPad Pro
In addition to your laptop or desktop, you'll want to get an Apple iPad Pro for your freelance design business. They're extremely flexible and lightweight. You can use Adobe programs on the iPad as well and even hand draw illustrations and custom calligraphy using a stylus pen.
Wall Calendar
Managing your projects and meetings can become overwhelming when things get busy. I love to keep my projects and meetings visible at all times on a wall calendar. This pretty acrylic calendar can be found on Etsy and will make any office space look chic.
Adobe Creative Cloud
Besides a computer, your second most important tool for starting a freelance business will be the Adobe Creative programs. Adobe Photoshop and Illustrator are two tools that most graphic designers use. You may also want to consider InDesign for page layout. These programs used to be extremely expensive to purchase, but now they are offered at a reasonable monthly fee.
Marketing + Project Management Applications
To drum up some business you'll need to market yourself on social media. I use a few of sites to schedule my social media posts in advance. SmarterQueue allows you to post to Facebook, LinkedIn, Instagram and Twitter in advance and even repurpose posts. Planoly I use to schedule my Instagram posts and Tailwind I use to schedule pins to Pinterest. Without these tools I would be spending all of my time posting to social media.
Once you start booking projects, you'll want to use a program to help manage each project, and a program to help you manage billing and invoices. I use Freedcamp to manage projects with clients and 17Hats to send invoices and quotes.
Backup Storage
The worst thing that could ever happen to your business, is losing all of your work. Be smart about backing up and use an external drive and a cloud-based backup. I use a G-DRIVE 4TB external drive and it holds all of my files and runs automatic daily backups.
Gold Desk Accessories
Making your desk space pretty and functional is a must for new designers. I'm in love with Kate Spade's acrylic and gold desk accessories because they're durable and stylish. Clear acrylic is very functional because it's easy to find you what you need. You'll need essentials for your desk like a stapler, document holder, scissor, trinket holder, pencil holder, and gold pens.
Modern Office Chair
The Meelano collection features Italian leather desk chairs with a modern design. This is a must for new designers because you'll be sitting at your desk for long periods of time and you'll need to be comfortable. I love that these chairs comes in a variety of fabric colors and metal colors so that you can match the chair to your office decor.
Get Updates. Inbox Style.
Sign up to receive my weekly emails with branding + business tips.


text:
Conservation of Nature for a Better Future.
Anthropogenic decline in land eco-system and productivity is real. Focus on to achieve and maintain an IDEAL SOIL, the Soul of Infinite Life, to conserve, protect and improve the living resources. Contributing to policy development and stimulating local action."For the welfare of resource poor small & marginal farmers and other weaker sections Operating in the Deccan Plateau, perpetually water-starved area. This is the real challenge and our mission is to nip in the bud stage, minimising the land degradation in fragile regions.


text:
There is really no such thing as a no credit credit card, but consumers with no credit history do have some options.
But, what's a person to do if they don't have any credit? While bad credit and no credit is not the same thing, those with no credit are often treated like those with bad credit. Because a credit card company has no way of knowing whether or not you are a good credit risk, they will charge you the same, or nearly the same, exorbitant interest rates they charge those that have proven themselves to be bad risks.
There is really no such thing as a "no credit" credit card, but there are some options for folks who need to build up their credit.
Many people open secured credit accounts. To do so you must deposit a certain amount of money, perhaps five hundred dollars in an account with the credit card company; this is then designated strictly to paying for your charges. You cannot access this money for any other purpose. You may use your card for purchases less than the amount deposited.
This may sound pretty good, until you find out that the card company actually charges you an annual fee and interest to "borrow" your own money. Many consumers have found their entire deposit eaten up in fees before they ever charged a thing. If you are going to pay for this "privilege" you should first do some research and find the best possible deal. Be sure to read and understand all the fine print.
-Find out if the company you are interested in will take into consideration the fact that you have been working at the same job for several years, or you have maintained the same residence for quite some time. While these things don't guarantee that you'll be a good credit risk, they do show stability which is also important to lenders. The more good things you have in your favor, the lower your interest rate should be.
-See if the card requires an application fee. If so, look for one that doesn't. Ask how much the annual fee is and what interest rate you will be charged. Secured cards nearly always charge higher fees and interest rates than regular cards do, even though you are borrowing your own money.
-Ask if the company will reward you for a good payment history by extending your line of credit beyond your original deposit. Find out how many months in a row you must pay on time before such a line of credit is awarded.
-Inquire as to whether or not the company reports to credit bureaus and which ones. You can't build credit if your payment history is not documented and shared with potential new lenders.
If you need to build credit and you don't want to pay to borrow your own money via a secured account, you might be able to obtain a non-secured credit card if you can get someone else to co-sign for you.
If you choose this option, you must understand that your co-signer's credit history will be a determining factor. This is a good thing if that person's credit is good. But, you must also take into consideration the fact that if you are unable to meet your end of the bargain for any reason, it is not only your credit rating that will suffer. If you damage your co-signer's credit, you may lose a friend or a close relationship besides your credit rating.
There is also the option of obtaining a debit card. Many banks provide such cards if you have been banking there for a while and have a good record of properly using -and not overdrawing- your checking account.
Debit cards are linked directly to your checking account, so you cannot spend money that you do not have. While this is not the same as having credit, these cards can be used in much the same way as a credit card and are often issued by top names like Master Card and Visa.
Aside from keeping you within your limits, the added benefits of a debit card are that they are well accepted, they can be used at ATM's and they don't charge you interest. Many don't even charge an annual fee.
One drawback is that most don't report to credit bureaus, but if you're looking for the convenience of a credit card, rather than a way to build a credit history, this may be the most viable option for you.


text:
|John Oliver Says Donald Trump Was Saved From Russian Collusion by 'Incompetence' and 'Disobedience'
|Written by Ewan Palmer, Newsweek
|Monday, 22 April 2019 13:00
Palmer writes: "John Oliver, host of HBO's Last Week Tonight, said the two 'key factors' that might have saved President Donald Trump from prosecution, as revealed in Robert Mueller's long-awaited report on Russian interference in the 2016 presidential election, were 'cartoonish levels of disorganization and incompetence' of those around him."
John Oliver Says Donald Trump Was Saved From Russian Collusion by 'Incompetence' and 'Disobedience'
22 April 19
ohn Oliver, host of HBO's Last Week Tonight, said the two "key factors" that might have saved President Donald Trump from prosecution, as revealed in Robert Mueller's long-awaited report on Russian interference in the 2016 presidential election, were "cartoonish levels of disorganization and incompetence" of those around him.
The late-night TV host dedicated a large portion of Sunday night's episode of Last Week Tonight to the special counsel's 448-page report, noting how "some of the details in this report were incredible."
Among the findings in the report were that Trump was investigated at least 10 times over possible acts of obstruction of justice in relation to the investigation. "If we had confidence…that the President clearly did not commit obstruction of justice, we would so state," the report stated.
"That last line is a a pretty conspicuous non-exoneration," Oliver noted. The host said that he could not cover everything in the mammoth report so would zero in on the two factors that might have saved Trump: "Incompetence when it came to conspiracy with Russia, and disobedience when it came to obstruction of justice."
Oliver first addressed incompetence, which he said began with Trump's former lawyer Michael Cohen, who was found to be in contact with Russians throughout much of the presidential campaign, especially in connection with Trump's plans to build a tower in Moscow.
Oliver described how Cohen was "laughably inept" during this time, including typing an incorrect email address when trying to contact Putin's spokesman Dmitry Peskov, and how he once mistook Dmitry Klokov, a former press secretary to Russia's energy minister, for an ex-Olympic weightlifter of the same name when he contacted Ivanka Trump offering his assistance to the campaign.
"It wasn't just Cohen," Oliver noted. "The report found multiple instances where people tied to the Russian government offered Trump's campaign assistance and in some instances the campaign was receptive, but the thing that seemed to stop closer coordination from happening was often cartoonish levels of disorganization and incompetence.
"When it comes to conspiracy, Trump's saving grace may have been that, despite Russians wanting to help, everyone around them was too inept to work with them," Oliver said.
He suggested that Trump might have also been saved by his team's refusing to follow his orders when he directed them to carry out an act that would have amounted to obstruction of justice.
"Trump's saving grace there may have been that, despite ample evidence that he tried to do it, everyone around him was too disobedient to listen," Oliver said.
According to the report, at least 10 current or former White House officials or associates refused to carry out Trump's orders while he was trying to control the scope of Mueller's investigation.
"The news that the president ordered subordinates to do things that might constitute obstruction and then they just ignored him is both reassuring and also terrifying," Oliver said.


text:
Photoshoot with Lucyna Gmaj
I wanted this one in a separate post as it's quite different from the others 🙂
Model and styling (including making the dress): Lucyna Gmaj
Photography: me
Photoshoot with Lucyna Gmaj
This time, monochromatic.
Model and styling (including making the dress): Lucyna Gmaj
Photography: me
Photoshoot with Lucyna Gmaj
Yet another photoshoot with my friend Lucyna. The brilliant dress is of her design. I simply love that fabric. (She reminds me of Jane Eyre in these photos 😉 )
Lush Christmas products illustration
Illustration for Amelia's Magazine, featured here:
Inspired by three new Christmas products from LUSH – https://www.lush.co.uk/
Golden Wonder
Gingerbread House
Buche de Noel
Details of the illustration:
This was such a fun assignment and I am really happy with the outcome! 🙂
Concept art – Powder
Sketching a bit lately…
Victorian yellow
Just trying to get back to the drawing routine. My impression of a part of a painting by Tissot.
The bag of a modern lady – Vivienne Westwood – 1876/2010
Victorian lady with a twist. The last sketch I did got terribly spoiled in painting, so I can't bring myself to start coloring this one 😉 But then again, failure is all a part of the process, so we'll see soon.
Bubble Bum Babe
Fun dolly. I might do a full on painting of this one later.


text:
The Q3 pilot release for CQG Integrated Client and CQG QTrader is available and can be downloaded from our website. The release includes new features that benefit individual traders and brokerage customers:
Real-Time Study Integration with Microsoft Excel
Use datasets in Microsoft Excel to create real-time studies for charting in CQG. Studies are created in Excel and CQG's integration allows you to see them in real-time on CQG.
Broker External Orders
Place orders into any account, including non-CQG accounts, to manage your full customer book on one trading screen. CQG sends the order based on the account number you provide and risk is managed on the broker's account.
OTC Block Orders
CQG's new matching core facilitates the matching of block orders placed off the exchange. Using anonymous RFQ and response tools, users can post an RFQ for a block order and manage responses in the RFQ manager. CQG's system matches the orders and reports fills to the user and the exchange.
For questions or additional information, contact us at email@example.com.
What is a Pilot Release? – In an effort to provide world-class service to our customers, we only force an upgrade to a new version once a year. However, we know that many of our customers want to make use of new functionality more frequently, so we release pilot versions to give customers access to new features and functionality as they are available.
Important Notes:
- After downloading, you will need to change your password.
- CQG version 19 does not support Windows XP.
- CQG version 19 does not support DDE.
- Review our system specification recommendations to maximize your CQG experience.


text:
When you want to attract great tenants, you've got to show that you have a property worth renting. Follow these simple guidelines to giving your rental property the curb appeal needed to bring in the renters you want.
Keep it Clean
A dirty, badly kept up property will turn potential tenants away even before they talk to you. Make sure the front of your property is kept neat and clean, even when no one is living there.
- Keep lawns trimmed, snow shoveled and landscaping neat.
- Monitor the property for litter.
- Keep the porch, front door and house trim painted and clean.
- Use a power washer to clean the outside of the property.
- Don't store old appliances or other items on the porch or in the yard.
Plant Something
Simple landscaping is easy, relatively inexpensive and can make a property look amazing.
Use rocks or concrete blocks to create a small flower garden near the front porch, or plant flowers around the mailbox. Plant a row of hedges to separate your property from the neighbors' or add a pretty decorative tree to the front yard.
Be sure to keep up with any gardening or landscaping you add to the property. If you don't think you have time to maintain a flower garden, use potted plants instead.
Update the Small Stuff
You may not have the time or money to update the entire space, but you can instantly increase your curb appeal with shiny new details.
Update door hardware, and maybe even put in a new screen door. Install a new mailbox, and put up new house numbers. These small changes can really make a property shine.
If you can, add a beautiful new front door in a cheery color.
Paint the Exterior
If you want your property to look its best, have the entire exterior repainted. Choose a modern color if the old one is outdated. Replace old shutters or add new ones for a great new look.
Find a Focus
Draw people in by highlighting one fabulous feature of the property. For example, draw attention to the charm of a wraparound porch by adding a porch swing with brightly colored pillows, or build a frame around great play equipment by adding railroad ties and wood chips.
If there's nothing exceptional about your property, create something.
- Add a water feature like a fountain or a small pond.
- Make an outdoor seating area with a fire pit.
- Put out colorful planters or artwork.
- Install beautiful solar lighting up walkways and around the front porch.
You can make potential renters fall in love with your property at first sight. All it takes is a commitment to upkeep and a little bit of imagination.
VerticalRent® is not a law firm, and the employees of VerticalRent® are not acting as your attorney. Our educational blog or landlord forms engine is not a substitute for the sound advice of a local attorney, whom is familiar with your local laws and regulations. VerticalRent® cannot provide you with legal advice, nor are we permitted to engage in the practice of law.
We are prohibited from providing you with any sort of advice, opinion, explanation, or recommendation about your possible legal rights – which may include remedies, options, defenses, or the selection of landlord forms available on the VerticalRent platform. Our platform is designed to provide landlords and property managers with powerful online tools to screen applicants, collect rent online, advertise vacancies, and generate free landlord forms. To that extent, our blog often publishes general information on issues commonly encountered by landlords – such as evicting tenants.
Although VerticalRent takes every reasonable effort possible to ensure the accuracy of its consumer reports and landlord forms, we do not guarantee or warrant the information to be correct, complete, or up-to-date. The law changes rapidly across the United States, from jurisdiction to jurisdiction. We will not be held responsible for any loss, injury, claim, damage, or liability related to the use of our blog, landlord forms or consumer reports generated from this platform.