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In order to get a lifetime, inflation indexed, stream of income from the Thrift Savings Plan (or similar retirement savings plan) you have to have a withdrawal strategy. Unlike your FERS annuity and Social Security, which are both lifetime, inflation indexed income, the TSP is not guaranteed to last you as long as you live; nor does it come with a cost of living adjustment (COLA).
Within the TSP's current withdrawal choices, there are two options which, if followed, will provide a lifetime stream of income that is annually adjusted for inflation. They are: 1) substantially equal monthly payments following the IRS life expectancy table; and 2) a life annuity with increasing payments. We will look at how much income either choice will give an employee who retires at age 57 with $400,000 in their TSP.
To arrive at the following numbers, we will use the TSP's "Retirement Income Calculator." It and other helpful calculators can be found on the TSP website. In addition to the employee's age and TSP balance (from the above paragraph), let's assumed that the employee had a spouse of the same age, would live to the age of 90, and that their TSP investments would grow at a 5% per year rate. For the annuity numbers, the calculator defaults to the 2.125% annuity interest rate index that was in effect as of October, 2017.
Using substantially equal monthly payments based on the IRS life expectancy table, the individual received $1,194.74 a month at age 57; $1,985.93 a month at age 69; $1,280.21 per month at age 70, when the payments shift to required minimum distributions; and ended up with $2,692.04 a month at age 90. According to the calculator, there would be an account balance of slightly over $350,000 that would be passed on to heirs.
The life annuity (provided by MetLife) gave our person $1,022 a month at age 57; $1,457 a month at age 69; and, as there is no RMD in the annuity, the number did not decrease at age 70 – but rather it increased slightly to $1501 a month. At age 90 the monthly payment was $2,711. As the individual would have received the purchase price of the annuity back in the payments before death, there would be no money left over for heirs.
Some TSP participants will choose to roll over their TSP into an outside annuity with a financial planner. There are many different types of annuities, with different features, though the income stream will likely be similar to what one could get from MetLife.
Others may choose to follow what is known as the "4% rule". This "rule" was developed in the late 1970s, using historical market returns from 1926 through 1976 and, running multiple market scenarios, the earliest that an account was depleted at a 4% per year withdrawal rate was 33 years. Many of the scenarios resulted in money remaining in the account well after 33 years. An individual could implement the 4% rule within a TSP account by using the withdrawal choice called substantially equal monthly payments of a fixed dollar amount.
Regardless of what method you use, it pays to pay attention to managing your TSP withdrawals.


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Iskenderun Chamber of Commerce and Industry officially established on 20.04.1920 has been serving tradesmen, merchants and industrialists of our city since 1800's years. The purpose of our company; To meet the common needs of its members, to facilitate their professional activities and to ensure their development in accordance with the general interests of the profession. Our chamber is a professional organization with a legal personality in the form of a public institution established to do written work in the law no. 5174
Chairman of the Board
Dear Members,
The leading sectors in Iskenderun are; Iron and steel, filter and logistics sectors. Our province has been successfully mentioned in the iron and steel and filter industry sectors, which are expressed as heavy industry, throughout Turkey. Railway, sea and road transportation is carried out intensively in our region, and there are many harbors and piers which are loading and unloading in our gulf. This situation shows, the power of the logistics industry in our region.
If details about the sectors are to be addressed, the iron and steel sector in the locomotive position of the industrialist, which creates added value and provides employment; Has developed quite well in our region. According to the statistics obtained from Turkish Steel Manufacturers Association; Iskenderun Gulf Region constitutes 31% of the crude steel production capacity of our country. Iron and …

subset: commoncrawl


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Even with the recent bombings there are those who support the Islamists against the West. Anthony Browne explains why.
Monthly Archives: July 2005
We're All Gonna Die!!!
World Not Set To Deal With Flu
Public health officials preparing to battle what they view as an inevitable influenza pandemic say the world lacks the medical weapons to fight the disease effectively, and will not have them anytime soon.
Wait a minute, weren't we all supposed to die last year because of the lack of flu vaccine?
Whatever happens it's sure to be Bush's fault.
And We're Supposed To Believe This?
CNN.com – Bomb suspect: 'NoĀal Qaeda links' – Jul 31, 2005
Hussain Osman, who is also known as Hamdi Issac, said the four men who partially detonated backpack bombs before running from their targets on July 21 were not working with the July 7 bombers who killed themselves and 52 travelers on three London Underground trains and a bus, the source said.
Osman also claimed the July 21 group was not working for al Qaeda, the Islamic terrorist organization behind the September 11, 2001, terror attacks on the United States, last year's Madrid train bombings and numerous atrocities worldwide.
Further, the source said, Osman told authorities the bombs were meant to draw attention to anger over the war in Iraq and not to kill anyone.
Lemme see if I got this straight. These bombers were not connected with the 7/7 bombers but just happened to have the identical type of bomb as them but never meant to kill or hurt anyone. Right?
He also says that the attempted bombing, which were not meant to harm anyone, were to draw attention to the war in Iraq. I'm sure there are those out there that will buy this and think it justified.
It's not. Not even close.
If you accept this reasoning, you must also accept that the Oklahoma City bombing was justified in order to draw attention to Waco, that a gangbanger is justified in shooting someone for "dissing" him, or that you would be justified in shooting your neighbor because his dog crapped on your lawn.
Sounds like self-serving BS to me. But I'm sure there are many fools that will lap it up because it fits their preconceptions.
More "Over There" Reviews
These soldiers say 'Over There' is 'bogus'
"Bogus" was the preferred adjective among the eight soldiers — most of them Iraq vets — viewing the series pilot last week at Camp Murray, headquarters of the Washington State National Guard in Tacoma.
LT Smash didn't seem to like it either.
Bottom line: total crap.
Instapundit has more links.
Uh-Oh, Corporate Types Looting Charities
Looks to me like those fine folks over at Air America want to "do good by doing well."
The Radio Equalizer -Brian Maloney: Air America Issues Second Statement In Funds Scandal
They admit they got the money but say it was to old corporate owners that took it, not the new corporate owners, so they're not to blame.
What would Bernie Ebbers say about that?
Isn't There Some Other Way She'd Agree To Do It?
On DRUDGE
Thu Jul 28 2005 15:32:13 ET
Veteran wire reporter Helen Thomas is vowing to 'kill herself' if Dick Cheney announces he is running for president.
The newspaper HILL first reported the startling claim on Thursday.
"The day Dick Cheney is going to run for president, I'll kill myself," she told the HILL. "All we need is one more liar."
Thomas added, "I think he'd like to run, but it would be a sad day for the country if he does."
Cheney has repeatedly said that he is not running. Do you suppose she would consent to kill herself if say…John McCain ran?
"Do More In Darfur?" And That Would Be…?
I don't keep up on the Washington D.C. party circuit so I have no idea who Steve Roberts is, but Cokie I recognize.
She is the liberal daughter of Democrat politicians that has used her connections to get into the news business in D.C.
They have written a column calling for America to "do more" in Darfur.
And that would be…what?
They suggest that people buy green plastic bracelets or put up a banner. I suppose that hanging banners and buying bracelets might do something for Darfur, but I'm unclear on exactly what. Is the government in Khartoum going to be affected more if 10 thousand people are wearing plastic bracelets than if there are only 9 thousand? Do they have a Ministry of Bracelets keeping track of how many bracelets are sold? Is the number of banners a subject of discussion in Sudanese government meetings? Is it really affecting their decison making? How many people are saved per bracelet or banner? Two? Ten? None?
Mostly it seems like a way for people to show that they "care" without actually having to get their hands dirty. In other words it is an exercise in self-congratulation.
If people want to help in Darfur, they should take their asses to Darfur. Sitting on your butt in an affluent American neighborhood wearing a plastic bracelet made in China and a banner that you had some local high school kids make is not "doing something."
Incredibly, a great many of the people who are complaining that we're not doing enough in Darfur are the same people who are complaining that we're doing anything in Iraq. How do they square their desires on one hand with their protests on the other? They don't even try.
We are helping logistically in Darfur and unlike Iraq, we are not trying to impose "democracy." The militias that are killing people in Darfur are made up of practitioners or the religion of peace, surely they wouldn't want us to single them out. That would be "profiling." What we're doing in Darfur is exactly what they want us to be doing in Iraq.
Most of the impetus over Darfur has nothing to do with sympathy for the refugees or concern about violence. It is something that George W. Bush can be blamed for. Most likely, if Bush had put troops in Darfur, the same people would be whining as loudly about that as they are about Iraq.
Another Opportunity Squandered By Bureaucrats
As 3 Nations Consulted, Terror Suspect Eluded Arrest – New York Times
Several weeks before the July 7 bombings in London, British officials were reluctant to approve a plan by United States authorities to seize an Indian-born British citizen who is now wanted for questioning in the attacks, law enforcement officials said yesterday.
At the time, the man, Haroon Rashid Aswat, 31, had been under surveillance in South Africa by the authorities there, said the American officials, who spoke on the condition of anonymity because of the sensitive nature of the case. But during discussions between the three nations about how to proceed against Mr. Aswat, who was wanted on sealed terrorism charges filed in New York City, he eluded investigators and disappeared, the officials said.
It would appear that we have learned nothing. Recall the famous or infamous, case where the Sudan offered Osama to the Clinton administration and he refused. Not that the current administration has been blameless in this area. In 2001 a CIA predator, armed with missiles, got a location on Mullah Omar, the head of the Taliban. But when they asked for permission to fire, the lawyers all the way back at Centcom headquarters in Florida turned them down.
It's nothing new, but it has got to change.
"Over There" Overhyped
The reviews of Stephen Boccho's Iraq war series "Over There" are in and it is universally panned. Not by TV critics, or war critics, but by those who are supposedly being portrayed.
The comments in Blackfive's posting BLACKFIVE: Over There are uniformly dismissive.
Argghh's "Over There" report provides more reactions.
It's pretty bad. Has just about all the old war movie cliches and ALL the lefty anti-war chliches(everyone's there because they're screw ups or poor, or the one guy who is dumb and actually wants to be there).
From "The Middle Ground:"
The characters were flat and stereotypes. The first soldier we see is a black man smoking a joint. On duty. Uh-huh. Don't get me wrong, I don't have the illusion that all over our men and women in uniform are perfect, but I am quite certain that that image is hardly typical so I suppose that first image was far too typical of post Vietnam concepts of soldiers. Then there was the last part of the episode where the soldiers are on the way to get some home made hooch and end up rolling up over an IED and wounding one. Again, so stuck in the post Vietnam genre of Platoon, Full Metal Jacket and a few other stereo type shows that attempts to portray soldiers as druggies, drunks and just guys searching for a good time while occasionally blowing off some ammo. Oh, and let's not forget the anal, glory seeking officer that is willing to sacrifice his men for a few points and the sargent who suggests that other soldiers would be really happy if he was 'fragged'.
Oiye! Somebody should tell Bochco and the writers that this isn't 1971 and the desert isn't any where near Khe Sahn.
All these comments from those who have actually been there will be ignored by the media critics and the war opponents on the news media staffs. It hits every cliche' that the left is wedded to and does what was intended, it shows the war, the military and especially the soldiers in the worst possible light.
Boccho has made some pretty good stuff, but isn't among them.
So What?
Army General Advised Using Dogs at Abu Ghraib, Officer Testifies
Army Maj. Gen. Geoffrey D. Miller told top officers during an advisory visit to Iraq's Abu Ghraib prison that they needed to get military working dogs for use in interrogations, and he advocated procedures then in use at the U.S. detention facility at Guantanamo Bay, Cuba, according to court testimony yesterday.
Maj. David DiNenna, the top military police operations officer at Abu Ghraib in 2003, said that when Miller and a team of Guantanamo Bay officials visited in early September 2003, Miller advocated mirroring the Cuba operation.
It sounds like an effective interrogation technique to me. The dogs are not allowed to harm the terrorists, and if they are sufficiently frightened to give information it should be used.
I would hope the critics take a few minutes to explain to their children or grandchildren why daddy or grandpa would rather see them die or be horribly mutilated in a terrorist attack than have these terrorist piss their pants.
Of course they don't really. But it's a chance to use Abu Ghraib in a news story and make political points against George W. Bush. And that's what counts.


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After months and months of delays and more stress than I care to look back on, I can now say, THE LUMBERJACK & THE GYPSY will be open for business March 2, 2018. To get my feet wet in the business world, I will be open just Fridays and Saturdays from 10-4. I will increase the days during the summer months as old Hwy. 61 gets a lot of traffic in the summer.
The shop is still not done to my standards but as the weather warms up, I hope my handyman can get the things done that are still needed to make it "perfect" in my eyes. So please keep watching for more picture updates.
I am still looking for unique and funky consignment items. If you or someone you knows makes cool stuff please have them email photos or links to their websites or FaceBook page. I also love vintage items.
As I had mentioned before, I am going to be holding crafting classes on the 2nd and 4th Thursday nights of the month. I will be posting a separate notice about what I have planned for the studio part of THE LUMBERJACK & THE GYPSY. I am so excited as that is truly where my heart is.
So enough blabbing, here are some recent shots of the inside of the shop (the outside is still a work in progress)!
This is a shot of the section that is highlighting the Lumberjack's work. We still have a few toboggans left, quite a few children's sleds in three styles, a few pair of finished adult snowshoes and one pair of kid's snowshoes and the three snowshoe wall hangings. The boat shelf was just sold but we have two more waiting to be sealed so if you have been wanting one, now is the time to get it since I am not sure if the Lumberjack will be making more. We also have pads for all the sleds and toboggans available for purchase. Soon I will be moving the winter pieces into the back room and bringing out more of the furniture we have, so stay tuned.
This is my favorite spot. It is where I put all the stuff that was dear to my heart that I could not live without and had to buy! My poor mail carrier had to deliver most of this stuff and I think the real saddle really threw him for a loop when I went to get it from him (we are so blessed by him, he comes into our driveway and honks the horn when we have packages that are too big to be put in our big mailbox) and he said he didn't know we had a horse and I said we didn't…that I was just going to use it as decoration! A few times a week, I will be showcasing pieces that reside in this spot of the shop.
Gisele is the shop's true Gypsy. She will always be happy to see you when you enter the shop and my even tell your fortune if you sweet talk her enough. I had a man the other day come in and immediately wanted to buy Gisele's beautiful wig. Sorry fella, neither Gisele or her hair is for sale! But almost everything else you see is! And I am set up with a system that connects to my ipad so I can accept all forms of payment! So after that big win over at Black Bear Casino, mosey on over to THE LUMBERJACK & THE GYPSY and spread the wealth! We are only a half mile away and I love to help folks spent their money.
THE LUMBERJACK & THE GYPSY is located at 1592 Olsonville Road right off of Old Hwy 61. Take I-35 to exit 235 turn onto Hwy 210 (away from the casino). Turn right on Old Hwy 61 (there is a big green sign that says ATKINSON, turn after sign. Go over a bridge and you will see us on the left hand side. Sandy brown, one story building. 1592 is the address. I have a deck on the entrance of the shop and you will see my sign. Come right on in, I will have the coffee pot on!
Hope to see you soon,
The Gypsy


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What is a 'Redemption'
A redemption is the return of an investor's principal in a fixed-income security, such as a preferred stock or bond, or the sale of units in a mutual fund. Fixed-income securities are redeemed at par value on the maturity date, and called bonds are redeemed at a premium price above par. On the other hand, mutual fund investors redeem mutual funds shares, and the some mutual funds have minimum holding periods and back-end sales charges.
BREAKING DOWN 'Redemption'
The redemption of an investment may generate a capital gain or loss, and the taxation of capital gains is reduced by capital losses recognized in the same year. Capital gains and losses are recognized on both fixed-income investments and mutual fund shares.
Examples of Capital Gains and Losses
To compute the capital gain or loss on redemption, the investor needs to know the cost basis. Bonds can be purchased at a price other than the par amount (face amount) of the bond. Assume, for example, that an investor buys a $1,000 par value corporate bond at a discounted price of $900, and receives $1,000 par value when the bond is redeemed at maturity. The investor has a $100 capital gain for the year, and the tax liability for the gain is offset by capital losses. If the same investor purchases a $1,000 par value corporate bond for $1,050 and the bond is redeemed for $1,000 at maturity, the $50 capital loss reduces the $100 capital gain for tax purposes. Mutual fund gains and losses are included in the same capital gain calculation.
How Mutual Fund Redemptions Work
The redemption of fund shares from a mutual fund company must occur within seven days of receiving a request for redemption from the investor. Some mutual funds may have redemption fees attached, in the place of a back-end load. A back-end load is a sales charge, and the charge is a percentage of the fund's value, which declines over time. If the investor holds the fund shares for a longer amount of time, the back-end load charged when the shares are redeemed is smaller. Investments in mutual funds> are designed for individuals who buy and hold fund shares for the long term, and selling fund shares after a short period of time results in higher costs to the investor. The investor pays sales charges and annual fees for professional portfolio management and the fund's accounting and legal costs.
Because mutual funds are priced only once per day, investors wishing to redeem their money must place the order before the market's close, or the time set by the mutual fund. Money is redeemed at the fund's net asset value (NAV) for the day, which is calculated as the sum of the value of the assets of a fund less its liabilities. Once the sale goes through, clients typically receive their funds including any gains via check or direct deposit to their bank account.


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Macrovision Unloads TV Guide Magazine
Copy protection giant Macrovision, which expanded into television program navigation with its $2.8 billion acquisition of Gemstar-TV Guide earlier this year, has struck a deal to sell the TV Guide Magazine print property to Los Angeles-based private equity firm OpenGate Capital.
The price of the deal, which is expected to close on or around December 1, 2008, was not disclosed. Since Macrovision had already classified the TV Guide Magazine business as a discontinued operation, no gain or loss will be recognized for financial reporting purposes by the company as a result of the divestiture. The deal is subject to customary closing conditions, says Macrovision, but is not subject to stockholder approval.
TV Guide Magazine, which has some 21 million weekly readers but faces steadily increasing competition from the Web as a source of TV programming news, had already been identified by Macrovision as a non-core asset when it first described its plans for the Gemstar-TV Guide businesses. Other businesses within Gemstar-TV Guide included the TV Guide Network barker channel; the TV Guide Online Website; and the interactive program guide business, which supplies electronic program guides for both TV sets and cable set-top boxes.
Macrovision also plans to sell the TV Guide Network channel, which provides program grids and entertainment-related video and sells advertising overlays against it. But it is hanging onto the TV Guide Online Website, which had become tightly integrated with the interactive program guide business as Gemstar-TV Guide looked to make program navigation easier for consumers in a world of rapidly multiplying content choices with its
next-generation "My TV Guide" platform
The TV Guide Website can be used to remotely program TiVo digital video recorders, for example, and Macrovision plans to extend that capability to cable customers of its interactive program guide. TV Guide Online has also developed some key search technology, particularly relating to bring Web content to the TV, which Macrovision views as being important to its overall digital-home strategy.
"That is why we decided to retain that property," says Corey Ferengul, Macrovision EVP of Marketing.
More important, Macrovision will also be retaining ownership of the venerable TV Guide brand, which is used on its electronic program guides. The company is granting a license of the brand to TV Guide Magazine to support its publication. It is also licensing TV Guide's program listing to the magazine, which will continue to use that data.
Whether Macrovision and TV Guide Magazine continue to have a relationship under which they share editorial content remains to be seen. While one of the original features touted for "My TV Guide" was show recommendations from TV Guide editors, neither Ferengul nor TV Guide president Scott Crystal would discuss whether TV Guide Magazine content would be featured on the TV Guide Online Website or IPGs in the future. Both executives said those possibilities are still under discussion by the respective management teams.
Moreover, Crystal won't disclose what plans, if any, TV Guide Magazine and OpenGate have to create an online component of the publication after the divestiture from Macrovision is complete.
"Any plans regarding digital companions to the magazine are not being disclosed until the magazine sale closes," says Crystal. "Until then, we'll continue to work together and share content."
It is possible that the cross-promotion and multi-platform advertising currently conducted between the magazine, Website, TV channel and IPG business will persist, says Crystal, even after the sale is complete.
"Going forward, that may continue depending on senior managements' decisions," he says. "It's not something that necessarily will cease and desist on that December 1 date. It depends on our assessment of what's the greatest benefit [to all parties]."
For his part, Crystal says that he and TV Guide Magazine staffers are excited about the future under OpenGate.
"The ability to not be tied to a technology company, but to be part of a new company that believes in the magazine brand is extremely promising," he says. "The entire staff is thrilled about the next phase of the magazine."


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Today Stace Huff and Mary Breshears join me for a conversation about New Year's Resolutions. If you've struggled to follow through in the past and want to try and do it different this year, then I think that you're going to find today's podcast helpful.
If you have a question you'd like to hear our counselors address in a future podcast, send us an e-mail at firstname.lastname@example.com
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© Copyright 2020, Tapestry Associates. All Rights Reserved.


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Archive for the 'Experience' Category
4D GRAFFITI INVASIONS by AUJIK
Posted September 14, 2018on:
- In: Art | Conceptual art | Experience | Installations | Software | Software art | Technology art
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Currently on "display" at STRIJP-S in Eindhoven, the Netherlands until the end of this year: 4D GRAFFITI INVASIONS by AUJIK.
4D Graffiti Invasions is an experience/exhibition which combines the post-industrial environment of the Strijp-S area (formerly a Philips Electronics plant) in Eindhoven, with augmented reality (AR) "graffiti" projected onto the streets and buildings. While walking on Strijp-S, you experience a virtual layer on top of the physical environment through your smartphone. Graffiti in augmented reality (AR) can pop up anywhere on your smartphone and then disappear again. This graffiti is not a frozen image in AR, but consists of abstract animations:
This is how it works. To be able to experience the AR graffiti you must first download the free 4D Graffiti Invasions app from the Google Play Store (Android) or the App Store (iOS). The app shows the location of the 4D artworks at Strijp-S. If you walk over to a site, there is sticker on the ground, which you need to scan to experience the AR graffiti piece of that particular site on your smartphone.
AUJIK is an artistic concept initiated and maintained by the Swedish artist Stefan Larsson, who is currently based in Japan. Stefan Larsson is fascinated about the idea that everything, no matter how synthetic it seems, is nature. Everything derives from nature even though we sometimes perceive it otherwise. To extend this idea he gave it an animistic character influenced by Shinto and various pagan beliefs in his AUJIK concept. AUJIK is modelled to resemble a fictive esoteric cult. Its themes are artificial intelligence, nature, technology, perception, future speculation, neuroscience and architecture.
In AUJIK he divides nature it into Primitive (vegetation, soil, humans/animals etc.) and Refined (AI, robotic, nano-technology etc.) and creates artefacts that are crossbreeds of these nature types. The central idea of these artefacts is that everything, even the most artificial things, have consciousness and a soul. Although it can only be experienced on the tiny screen of a smartphone, the results of this concept are quite stunning as you can see in the video above. Want to experience the works of AUJIK at Strijp-S yourself? Start your tour at the AUJIK Homebase at Mu artspace. Here you will find the information about the app and all the locations of the AR works.
More information:
- STRIJP-S website
- AUJIK website
- Interview with AUJIK/Stefan Larsson on 1.4 website
- AUJIK on Wikipedia
- Mu artspace website
- In: Art | Experience | Installations | Media art | Software | Technology art | Videos
- Leave a Comment
Currenty at Mu Artspace in Eindhoven, The Netherlands: the exhibition "Back End" by Dries Depoorter.
Dries Depoorter is a Belgian media artist and a freelance concept provider. He has a background in electronics and studied Media Arts in Ghent, Belgium. His work is focused on the internet, especially on topics such as online privacy, identity and surveillance:
In Back End Depoorter shows how boundaries can be dissolved with a few simple interventions. How human creativity and machine learning, private and public, entertainment and morality all blend together online. Anything can be linked and the actual connections are visible in the exhibition ; the cables, the plugs, the way the software works. Depoorter's play with technology, access and data analysis creates a sense of unease.
Ten recent and new works are on show at Mu, among them Jaywalking. Jaywalking, shows live streams from traffic cameras at intersections with pedestrian crossing lights. When someone unsuspectingly crosses the red light, the installation offers the viewer the opportunity to let know the police: one push of a button sends an email with a screenshot of the violation to the nearest police station. Jaywalking Frames exists of an entire wall filled with these screenshots, except that these were generated with the aid of automated image analysis. The prints can be purchased for the cost of the fine which the buyer would receive in the country where the violation was captured:
Depoorter depicts this and other works in the exhibition as both critical and funny: "you can say they are critical… and, well, I think they are not entirely without humour". That seems spot on to me, so don't forget to visit this exhibition if you are anything near Eindhoven, NL. The exhibition runs until September, 23.
More information:
- In: Art | Conceptual art | Experience | Glitch art | Installations | Media art | Technology art | Videos
- Leave a Comment
Yesterday I visited the solo exhibition Future Bodies of Bart Hess at the Stedelijk Museum 's-Hertogenbosch.
Bart Hess is a young Dutch artist/designer who shot to fame with his Slime Dress for Lady Gaga in 2011. Crossing boundaries between design, fashion and art, his oeuvre is a series of studies into materiality, (virtual) reality and technology. He is fascinated by the human body, which he tends to cloak in ways that have little to do with styling or fashion and more with performance art and science fiction. High-tech materials seem to merge with the skin of the models he uses for his studies. In the last ten years he has moved from recording his work in video or photography towards more theatrical pieces that want to engage and envelop the viewer in a new kind of reality.
Punk: Pins and Needles is a video by Ruth Hogben and Bart Hess, presented by fashion film platform ShowStudio and included in the Future Bodies exhibition:
To learn more about the works of Bart Hess check this video in the Dutch Profiles series on YouTube on Dutch designers:
More information:
- Bart Hess website
- Stedelijk Museum 's-Hertogenbosch
- ShowStudio
- Dutch Profiles on Youtube
- In: Art | Experience | Installations | Media art | Performance | Technology art | Videos
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I visited GLOW 2016 yesterday evening. GLOW is an international "light in art and architecture" event held every year in november in my home town, Eindhoven (NL). The event grows bigger every year. This year it consists of 2 walks: The City walk and the Science walk. Together a 7.5 km hike with light art installation in open air.
Yesterday I did the 4 km City walk, tonight I plan to do the Science walk if weather permits it. The Science walk is through the TU/e Technical University area.
GLOW 2016 has some amazing cutting-edge light art installations. The video below of Steftiaan Video Producties contains an overview of most of the works on display of this edition:
Highlights of the City walk from my perspective were Axioma from Onionlab at the Stadhuisplein and Flux Appartition: Moving through perception and illusion by 250K, Dynamo, Eyesupply, The Art of Light and performer Jing Wang.
Flux Appartition might be the best GLOW piece yet! It is a mix of 3D light projections, in a Hologram-ic way (or is it a real dancer?), with music and urban dance into one, compelling, energetic piece of art. The videos below give you an impression of the performance:
The town hall of Eindhoven usually is a very bland 1970's building. However, the Spanish audiovisual studio Onionlab managed to turn it into an exiting dynamic experience by projecting a film on it which could be viewed in 3D with the help of a pair of 1 euro cardboard stereoscopic glasses:
And this was only part GLOW 2016, included in the City walk! Can't wait to see the second part of GLOW 2016 in the Science walk..
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- In: Art | Experience | Installations | Media art | Technology art | Videos
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Two weeks ago I bought a very nice book on Belgian multimedia artist Anne Mie van Kerkckhoven's work at a book discount fair. Yesterday I discovered that she currently has a major exhibition entitled What would I do in Orbit? at Museum Abteiberg in Monchen-Gladbach (Germany), one of my favorite modern art museums.
Coincidences? I don't think so. So it is time to put the focus on her and her work in this tech art blog with this old video fragment from V2 from 1988 (or 1990?):
Mental Rotation: L'Age d'Or 2 is a video installation, shown at V2_ in 1990, part of the exhibition of the second Manifestation for the Unstable Media. The video was included in the V2_ Compilation for Early Electronic Art I.
BTW: Anne Mie's website contains over 80 of her videos and films. Pay it a visit!.
More information
- Anne Mie van Kerckhoven website
- Anne Mie van Kerckhoven on Wikipedia
- Museum Abteiberg
- V2_ lab for unstable media
- In: Art | Experience | Installations | Media art | Performance | Software | Technology art
- Leave a Comment
Yesterday the yearly "light in architecture" GLOW 2016 festival has started in Eindhoven. This is only two weeks after the Dutch Design Week (DDW) ended on October, 29 also in Eindhoven and visited by around 300.000 visitors during 9 days!
So there is quite a lot to do these months in my home town. To keep up, I want to look back on the most interesting exhibition of DDW 2016 in my opinion: Will the Future Design us? organized by MAD emergent art center and ViolaVirus, working together as Manifestations@DDW. This exhibition was somewhat hidden in the MicroLab at the Strijp-S area and curated by Viola van Alphen of ViolaVirus, also know as multimedia artist Sandwoman.
The theme of the exhibition was Hyperreality: a new vision of the future. Will We Design the Future or Will the Future Design Us? with Technology is a useful servant, but a dangerous master as a subtitle. On the exhibition website it says:
"Will the Future Design Us? Man is limited in observations, what happens in a world when these can be manipulated? Do we need an update in perceptions, do we need exoskeletons and other digital plugins? Are digital observation systems more absolute? In a society with Nervous Systems, our behaviour is predicted and affected. How do we regain control on our devices and systems? Will the Future Design Us or can We Design the Future? Manifestations shows the future 10 years ahead, in passwords, virtual reality, artificial social intelligence, hacker culture, digital valuta-mining, internet-of-women-things, it makes a statement and takes you into a world where you actively create your own future. It wants to design the future together, before the future designs us."
This interesting topic was explored by art works related to robotics, virtual reality, digital fashion, biohacking and artificial intelligence. This short video (in Dutch….sorry) gives a quick overview of the contents of this exhibition:
Freek Wieringa demonstrated his impressive new Android/Humanoid exoskeleton robot in the exhibition..:
And Erik van Veen showed his Mental Institute for Robots in which caged modems and furbies were behaving very unpredictably, asking the question if robots can have mental disorders?
But by far the most impressive piece on display was Harper, the worlds first artificial intelligence experience developed by Johannes Teuns and the Technical University of Twente:
Harper is a 3D projection of a head to which you can ask questions in Dutch and English. It will provide answers to your questions, enabling you to have a real dialogue with an artificial intelligence artifact. I have seen 3D avatars in the past, but never so lifelike as Harper. Harper did not only answer the questions asked to him but also asked questions back to the asker. In effect, a real conversation with the avatar was established.
So far not much information is available on the Harper project of TU Twente: just two very basic websites, with some pictures and an e-mail form, but no videos or any background information. However, this is such a stunning art work (?), that you really want to keep track of it once you have seen and experienced it (in person). So check out these links below. And don't forget to visit GLOW this week if you are in NL..
More information
- Harper Experience
- Harper 2016
- Johannes Theuns
- Freek Wieringa
- Erik van Veen
- Manifestations @ DDW
- MAD emergent art center
- ViolaVirus
- Sandwoman
- Dutch Design Week
- In: Art | Conceptual art | Experience | Installations | Media art | Software | Software art | Technology art | Videos | Web sites
- Leave a Comment
Every technology has its own accidents. Rosa Menkman is a Dutch media artist who focuses on visual artifacts created by these kind of accidents in digital media. The visuals and installations she creates are the result of glitches, compressions, feedback and other forms of unplanned noise.
Although most people perceive accidents as negative experiences, Rosa Menkman emphasizes their positive consequences. By combining both her practical as well as academic background, she merges her abstract pieces within a grand theory ("glitch studies"), in which she strives for new forms of conceptual synthesis of the two.
Glitch art seems to be an art form which requires a considerable amount of – rather obscure – explanation. According to Menkman, "glitch art is best described as a collection of forms and events that oscillate between extremes: the fragile, technologically based moment(um) of a material break, the conceptual or techno-cultural investigation of breakages, and the accepted and standardised commodity that a glitch can become. […] Glitch genres perform reflections on materiality not just on a technological level, but also by playing off the physical medium and its non-physical, interpretative or conceptual characteristics. To understand a work […] of glitch art completely, each level of this notion of (glitch) materiality should be studied: the text as a physical artifact, its technological and aesthetical qualities, conceptual content, and the interpretive activities of artists".
and audiences."
If this description confuses you: it is – more or less! – explained by Rosa when interviewed for the Digital Manifesto Archive:
So much for theory. How does this actually look and/or sound? Below are a few video's included of works made by Rosa Menkman.
Pattern Recognition, Beyond Resolution
This video was apparently commissioned by the Dutch railways to be played on big LED 'Urban Screens' in train stations all over the Netherlands. However, when finished it wasn't used because it was classified by the railway company as being "to strange for train passengers":
This installation is part of the Transfer Download exhibition of the Minnesota Street Project in Transfer Gallery in San Francisco, which ends on September 9, so next week. So you are actually still able to see/experience it if you are living near SF!
According to the Transfer Gallery website this work is inspired by the 1884 novel 'Flatland' by Edwin Abbott Abbott. Rosa Menkman tells the story of a father who introduces his son to different levels of compression; they move from dither, to lines, to macroblocks (the realm in which they normally resonate) to the 'future' realms of wavelets and vectors.
Xilitla is a software game/application for Windows, Mac and Linux platforms which enables you to view the videoscapes of Rosa Menkman in glitchy way outside the confines of YouTube and Vimeo (or this blog page..). The app can be downloaded for free on the Xilitla/Beyond Resolution website. In the About Xilitla video below she explains the goal and concept behind the app:
All in all, a very interesting Dutch media artist,who combines art theory and practice in her work and has in doing so already produced an extensive body of media art pieces around the concept of "glitch". Below are some links – in random order, of course – to get you viewing, playing and reading:
More info:
- Rosa Menkman blog
- "Resolution Disputes: A Conversation Between Rosa Menkman and Daniel Rourke" interview on Furtherfield
- "The Glitch Moment(um)" book by Rosa Menkman published by the Institute of Network Cultures
- "The Glicht art genre" article by Rosa Menkman on Fluxo
- Digital Manifesto Archive
- Xilitla/Beyond Resolution website


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The scenarios above are examples of patients with food allergies. Food allergies can be difficult to identify initially as they present with a wide range of symptoms and history of onset.
An allergic reaction to food is immune-mediated. Meaning the body's immune system identifies the food as something foreign that should be attacked and expelled from the body. The symptoms observed therefore, are the result of the immune system at work (although inappropriately so). Many organs/area of the body can be affected, only a small amount of food is required to illicit a reaction, and symptoms can present immediately.
No. The difference between food intolerance and food allergy is that with food intolerance small amounts of the food can often be eaten without the individual suffering from symptoms. Moreover, the symptoms when experienced are limited to the digestive system (such as bloating, cramping, diarrhea, and vomiting). Examples of food intolerance include: food poisoning, lactose intolerance, or celiac disease where the offending agents are bacteria, lactose, and gluten respectively.
Food allergies are more common in children than in adults. Six to eight percent of children under the age of three and approximately four percent of adults have a food allergy. However, children who suffer from other immune-mediated conditions such as eczema or asthma are more likely to suffer from a food allergy. Foods that often trigger an allergic response include: cow's milk, eggs, soybeans, wheat, seafood, and peanuts.
The signs and symptoms of food allergies vary greatly. Reactions can be mild effecting only one part of the body to severe effecting multiple areas/organs of the body. Shock and anaphylaxis are a result of severe food allergies.
Food allergies may affect the skin causing a raised itchy rash referred to as hives, tissue swelling surrounding the eyes and mouth, or wheezing sounds in the respiratory tract. Food allergies may also affect the gastrointestinal tract causing vomiting, abdominal pain, and mucus to present in the stool. The latter are commonly experienced by those with food allergies.
Once you identify the food(s) that cause the reaction, the patient needs to devise ways to avoid it as much as possible. When buying food at the supermarket, read labels and look at the ingredients for foods that are known to cause a reaction. Monitor and treat any symptoms of allergies based on your physician's advice. If you have a history of a severe allergic reaction (anaphylaxis) always keep an 'epinephrine pen' with you at all times. Monitor for any signs of malnutrition that may occur in children who have to avoid eating several types of food due to allergies. Consider the need to supplement these children's food with meal replacement products rich in nutrients.
Most children outgrow their food allergies. On average, 70-87% of children are able to drink milk by age 3 and approximately 50% of children are able to eat eggs. Patients with peanut and seafood allergies are less likely to outgrow their allergy. Having a small reaction to the skin prick test and a low level of IgE on the blood test indicates that the reaction is small and that the child may outgrow the allergy.
In 2008, the American Academy of Pediatrics (AAP) Committee provided the following recommendations regarding feeding children who are at risk for developing food allergies:
If you think your child may be allergic to a certain food, please make an appointment to have it investigated.
Photo Credit: imcountingufoz via Compfight cc
The Second Class Honors M.D., Faculty of Medicine, Siriraj Hospital, Mahidol University, 2004.


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Figurehead of the HMS Canopus
Basic Information
- FigID
- InstID
- Figurehead type
- Figurehead
- Title
- Figurehead of the HMS Canopus
- Vessel name
- HMS Canopus
- Type (Naval/Merchant)
- Naval
- Copyright owner
- © National Maritime Museum
- Copyright notes
- Photo: © National Maritime Museum
- Current location
- Kidbrooke Stores, National Maritime Museum
- Location date
- 28/01/2013
Physical Information
- Description
- Figurehead from an 80-gun 3rd rate, formerly the French 'Franklin'. A bust-length Figurehead representing a classical warrior in a plumed helmet, from HMS 'Canopus'. Inscription reads: 'Canopus'.
- Maker
- Unknown
- Date made
- Unknown
- Place made
- Unknown
- Size
- H304.8 x W127 x D114.3 cms
- Materials
- wood: pine
- Object history
- The figurehead was presented by the Admiralty from the Rigging Loft at Devonport Dockyard in 1936. It is one of the few 18th-century heads that survive, the warrior figure being much favoured by French figurehead designers.
- Vessel history
- The ship was an 80-gun, 3rd rate, formerly the French 'Franklin', which was built in 1796 and captured by Nelson at the Battle of the Nile in 1798, after losing half her crew and being left with only one gun capable of returning fire. She served under Nelson in the Mediterranean, 1803-05, but was not at Trafalgar, being one of the ships he sent down to Gibraltar for stores just before the battle. In 1807 she was at San Domingo. 'Canopus' was a fast sailer and when 50 years old, in 1847, took part in sailing trials against seven other ships of the line and four frigates. She overcame all opposition, beatiing HMS 'Superb' by a hundred yards and the rest of the field by two to six miles. She was placed on harbour service in 1863 as a receiving ship at Devonport and sold for breaking-up in 1887. The French named the ship after the American statesman Benjamin Franklin, a hero of America's struggle for republican independence from Britain in the 1770s and later American ambassador in Paris. Her later name, 'Canopus', is that of an ancient Egyptian city near Aboukir Bay, site of the Battle of the Nile. She was acquired by Castles for breaking up in 1887.
- Bibliography
- P. Norton, Figureheads, David & Charles, 1976
Giancarlo Costa, Figureheads, Nautical Publishing Co. Ltd., 1981
Admiralty Catalogue(1911) No 412
Ownership Information
- Owner type
- Public Institution
- Owner name
- National Maritime Museum
- Contact details
- Royal Museums Greenwich, London SE10 9NF
- Ownership can be cited online
- Yes
- Accessible to public
- By appointment
- Data verified by owner
- Yes
- Date verified
The figureheads database contains records of over 300 figureheads.


text:
Pull-Apart Cinnamon Bread
Prep 30 min
Total Time 1 hr 45 min
Servings 12 rolls
1 package Krusteaz Country White Bread Mix
1 cup warm water
1/4 cup softened butter or margarine
2 tablespoons sugar
1 packet yeast (enclosed)
1/4 cup butter or margarine
1/2 cup packed brown sugar
2 tablespoons maple syrup
1 tablespoon ground cinnamon
- // Prepare bread dough as directed on package. Let dough rise in a warm place covered until double in size (about 1 hour).
- // Chop into 2-inch (walnut-size) portions. Place dough into lightly greased 13x9x2-inch pan.
- // For Filling: In small saucepan over medium low heat, stir together butter or margarine, brown sugar, maple syrup and cinnamon until butter is melted. Pour mixture over dough.
- // Cover with a cloth and let rise in a warm, draft-free place 20-30 minutes. Bake at 350°F 25-35 minutes.
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Keep it real in the kitchen with these fun ideas


text: Water heater design has come a long way in the last two decades. One of the most significant advances has been built-in insulation, which helps conserve energy while sparing homeowners the hassle of installing and replacing insulation on tank exteriors. While this is a fairly standard feature on new units, it's a less common feature […]Continue reading


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Plan your ultimate trip to Graceland with our Plan Your Visit tool. View tours, options, and much more in order to create an experience fit for the king himself!
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Hot on the heels of the European tour this May, the reprise of "The Wonder Of You" tour is announced for June 2018.
Elvis will return to Europe to visit ten new cities, and to give music fans an opportunity that many have never had before: experiencing the biggest selling solo artist in history (having sold an astonishing one billion records worldwide) in a live concert experience. The 2018 tour will once again feature the most recognizable voice of all time with a full symphony orchestra live on stage performing the King of Rock and Roll's most well-known rock 'n roll songs and his tender, heart-wrenching ballads -- with a very special personal appearance by Priscilla Presley.
Following the success of the two Sony Music Legacy Recordings orchestral albums "If I Can Dream" and "The Wonder Of You," and a sold out UK arena tour featuring Elvis Presley on the big screen backed by a full symphony orchestra in November 2016, a very successful European 10 date arena tour has just been completed this May. After rave reviews from fans and media alike, a new European tour has been announced for June 2018, exactly 50 years after Elvis' iconic '68 Comeback special.
The show features archive recordings of the king's voice, and new orchestral arrangements of some of his biggest hits, along with several surprises, in a variety of styles that Elvis embraced -- from rock to gospel to country and ballads -- to create an overwhelmingly encapsulating and enthralling experience.
"If I Can Dream" and "The Wonder of You: Elvis Presley with the Royal Philharmonic Orchestra" were both produced by Nick Patrick and Don Reedman and executive produced by Priscilla Presley, Don Reedman and Elvis Presley Enterprises. Priscilla Presley, who is set to return on stage in person at the arena shows, said, "What an honor for me to be able to produce and present a live concert experience that evolved out of what has become a very prestigious and beloved album backed by a full and rich symphony orchestra." Actress, producer, author and entrepreneur Priscilla Presley was instrumental in turning Graceland into a world-renowned attraction and Elvis Presley Enterprises into a highly successful entertainment, licensing and merchandising organization. As an actress, Priscilla Presley is known for her memorable roles in "Dallas" and "The Naked Gun" movies.
Elvis: Live in Concert is produced by Elvis Presley Enterprises. The European concert tour is produced by GEA Live.
Tour Dates Europe 2018
June 1st – Sweden, Gothenborg Scandinavium - Get Tickets
June 2nd – Sweden, Stockholm Ericsson Globe - Get Tickets
June 3rd – Norway, Oslo Spektrum - Get Tickets
June 4th – Denmark, Copenhagen Forum - Get Tickets
June 6th - Hungary, Budapest, Papp László Sportarena - Get Tickets
June 7th - Poland, Krakow, Tauron Arena - Get Tickets
June 8th - Czech Republic, Prague, O2 Arena - Get Tickets


text:
(Il forum sul libero scambio di conoscenza)
Zhu did not hide when the doctors came to see him
Business in Travel and Tourism Industry is Booming with the Rise in Travelers
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Though the craze for traveling was always there, but never before in the history of mankind has a person traveled so extensively and frequently as they are doing in the present times. The credit for such widespread traveling goes to the advanced means of transportation and the emergence of the travel and tourism industry.
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There are many travel services companies operating in the market today and not all are on the same level. The quality and scope of different companies differ, and hence one should wisely compare and contrast the tour packages of different companies and look for customer feedback and testimonials before opting for a particular traveling services provider. A hasty decision in choosing any such company would make you to repent later. So
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Herbal Remedies For Hemorrhoid Pain To Get Rid Of Piles Fast Health Articles | May 24, 2017
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When hemorrhoid cushions get big due to inflammation they start sagging from the anal walls which is often described as piles. The pain and discomfort of piles is more common with those who have unhealthy digestive tract. So to get rid of piles fast you need to work on the proper functioning of your digestive system.
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What causes piles?
Early detection of hemorrhoid pain helps to get rid of piles fast. The potential causes on which herbal remedies for hemorrhoid pain can work are listed below, have a look:
1. Excess strain during bowel movement
2. Frequent bowel movement or diarrhea
3. Sitting for too long in the toilet
4. Desk job where you have to sit for so long
5. Untreated constipation
6. Malnutrition
7. Obesity.
The quality of your life totally depends on the healthy functioning of the digestive tract
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Tulumfood Review
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Dinner: from 5:00pm to 10:30pm: To pamper you, we bring you a more elaborate and delicious menu.


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text:
I'd debated having a Jason Todd-style vote for whether or not Shatner stayed around. Then I remembered I wanted him gone for a spell anyhow to let some of the other characters breathe - and that he could still make an impression while away.
And also that it's easy to handwave "One Year Later" as a writer. And that it's even easier to handwave "Seven Years Later" if you've seen the MST3K take on "The Final Sacrifice."
Hmmm.... I wonder if Rowsdower would make a good Shakespearian actor?
Edit: the small text in the last few panels is supposed to indicate whispering - but it just looks like I was running out of room (which, admittedly, I was a bit...)
Erna Stavros Blofeld. lolol. That would be terrifying indeed. Well bye Bill! No doubt you'll do some incredibly stupid things while you're gone. ;)
Oh, you have no idea how stupid. He'll be a new man if all goes according to plan. First, though, there's plenty to deal with here and now...


text:
Title 22 Part 228 → Subpart A → §228.01
Title 22 → Chapter II → Part 228 → Subpart A → §228.01
Electronic Code of Federal Regulations e-CFR
Title 22 Part 228 → Subpart A → §228.01
e-CFR data is current as of March 27, 2020
Title 22 → Chapter II → Part 228 → Subpart A → §228.01
Title 22: Foreign Relations
Subpart A—Definitions and Scope of This Part
§228.01 Definitions.
As used in this part, the following terms shall have the following meanings:
Advanced developing countries mean those countries that are categorized by the World Bank as upper middle income countries according to their gross national income per capita, except for those countries in which USAID provides assistance. USAID will maintain a list of advanced developing countries primarily based on the most recent World Bank determinations, and will make the list available in USAID's Automated Directives System, ADS 310. This list will include determinations made under §228.17 of this part.
Available for purchase means for commodities, that the commodity is offered for sale in a country in the authorized principal geographic code at the time of purchase from the supplier, irrespective of the place of manufacture or production, unless it is a prohibited source country. If applicable, the commodity must also be able to be serviced, and, if warrantied, have a valid warranty. For services, available for purchase means the service is offered from a vendor which has complied with nationality and foreign government-owned organization requirements of this regulation, and is otherwise organized in a country in the authorized principal geographic code designated in an implementing instrument. This definition does not apply to procurements under the geographic Code 935, see §228.03 of this part, because that geographic code is for any country or area except for prohibited source countries.
Commission means any payment or allowance by a supplier to any person for the contribution which that person has made to secure the sale or contract for the supplier or which that person makes to securing on a continuing basis similar sales or contracts for the supplier.
Commodities or goods means any material, article, supply, good, or equipment.
Commodity-related services means delivery services and/or incidental services.
Cooperating country or recipient country means the country receiving the USAID assistance subject to this part 228, and includes all the countries receiving assistance under a regional program or project.
Delivery means the transfer to, or for the account of, an importer of the right to possession of a commodity, or, with respect to a commodity-related service, the rendering to, or for the account of, an importer of any such service.
Delivery service means any service customarily performed in a commercial export or import transaction which is necessary to affect a physical transfer of commodities to the cooperating/recipient country. Examples of such services are the following: export packing, local drayage in the source country (including waiting time at the dock), ocean and other freight, loading, heavy lift, wharfage, tollage, switching, dumping and trimming, lighterage, insurance, commodity inspection services, and services of a freight forwarder. "Delivery service" may also include work and materials necessary to meet USAID marking requirements.
Developing countries means those countries that are categorized by the World Bank as low or lower middle income economies according to their gross national income per capita, and also includes all countries to which USAID provides assistance. USAID will maintain a list of developing countries primarily based on the most recent World Bank determinations, and will make the list available in USAID's Automated Directives System, ADS 310.
Free Port or Bonded Warehouse is a special customs area with favorable customs regulations (or no customs duties and controls for transshipment).
Implementing instrument means a binding relationship established between USAID and an outside party or parties to carry out USAID programs, by authorizing the use of USAID funds and/or nonfinancial resources for the procurement of services or commodities and/or commodity related services. Implementing instruments include specific conditions that apply to each such procurement. Examples of such instruments include contracts, grants, cooperating agreements, and interagency agreements.
Incidental services means services such as installation, erection, maintenance, or upgrading of USAID-financed equipment, or the training of personnel in the maintenance, operation and use of such equipment, or similar services provided for the authorized disposition of such commodities.
Long term lease means, for purposes of subpart B, a single lease of more than 180 calendar days; or repetitive or intermittent leases under a single award within a one-year period, which cumulatively total more than 180 calendar days. A single lease may consist of lease of one or more of the same type of commodity within the same lease term.
Motor vehicles means self-propelled vehicles with passenger carriage capacity, such as highway trucks, passenger cars and buses, motorcycles, scooters, motorized bicycles, ATVs, and utility vehicles. Excluded from this definition are ambulances, snowmobiles, industrial vehicles for materials handling and earthmoving, such as lift trucks, tractors, graders, scrapers, off-the-highway trucks (such as off-road dump trucks), boats, and other vehicles that are not designed for travel at normal road speeds (40 kilometers per hour and above).
Mission means the USAID Mission, office or representative in a cooperating/recipient country.
Nationality refers to the place of legal organization, ownership, citizenship, or lawful permanent residence (or equivalent immigration status to live and work on a continuing basis) of suppliers of commodities and services.
Pharmaceutical means any substance intended for use in the diagnosis, cure, mitigation, treatment, or prevention of diseases in humans or animals; any substances (other than food) intended to affect the structure or any function of the body of humans or animals; and, any substance intended for use as a component in the above. The term includes drugs, vitamins, oral rehydration salts, biologicals, and some in-vitro diagnostic reagents/test kits; but does not include devices or their components, parts, or accessories. Contraceptives, including condoms, are not included in this definition.
Prohibited sources means countries to which assistance is prohibited by the annual appropriations acts of Congress or other statutes, or those subject to other executive branch restrictions, such as applicable sanctions administered by the U.S. Treasury Department's Office of Foreign Assets Control. USAID maintains a list of prohibited sources, available in USAID's Automated Directives System, ADS 310.
Recipients and contractors. Recipient has the same meaning as defined in 22 CFR 226.02, except that it shall include non-U.S. individuals, entities and organizations, as well as subrecipients. Contractors mean those entities which enter into a contract, as the term is defined in 48 CFR part 2, with the U.S. Government, and includes subcontractors.
Services means the performance of identifiable tasks, rather than the delivery of an end item of supply.
Source means the country from which a commodity is shipped to the cooperating/recipient country or the cooperating/recipient country itself if the commodity is located therein at the time of the purchase, irrespective of the place of manufacture or production, unless it is a prohibited source country. Where, however, a commodity is shipped from a free port or bonded warehouse in the form in which received therein, "source" means the country from which the commodity was shipped to the free port or bonded warehouse.
Supplier means any person or organization, governmental or otherwise, who furnishes services, commodities, and/or commodity related services, including delivery or incidental services, financed by USAID.
United States means the United States of America, any State(s) of the United States, the District of Columbia, and areas of U.S. associated sovereignty, including commonwealths, territories and possessions.
USAID means the United States Agency for International Development or any successor agency, including when applicable, each USAID Mission or office abroad.
USAID Principal Geographic Code means a USAID code which designates a country, a group of countries, or an otherwise defined area. The USAID principal geographic codes for purposes of procurement are described in §228.03 of this part.


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Zero Up Review and Demo-Powerful Ecommerce Automation Software
Product : Zero Up
Creator : Fred Lam (also the creator of IproLeads and founder of Ipro Academy)
Price : $1,497/one time or $597/3 times when bill monthly
Do I Recommend : Certainly Yes
Agree or not,Ecommerce is one of the best online bussiness whose potential's income is certainly higher than affiliate. In addition,it's friendly to all marketers and anyone can start immediately. Moreover,unlike Amazon FBA,Ecommerce doesn't require you to touch a product you sell. It also doesn't require complex law of tax and shipping to run a bussiness. However,if you come up with an idea that you can do it yourseft,you may bleed your budget. Therefore,investing in a software,a training (ecom success academy,digital cash academy) or both is highly recommended.
Fortunately,Zero Up is a software for Ecommerce and especially it does have some training to help you start from scratch. Additionally,Zero Up has direct integration with Shopify (your store), Aliexpress (your merchant) and various autoresponder softwares. It does offer landing page,funnel builder together with Done For You Themes and Templates. Now,let's check out my Zero Up review so that you understand about this powerful software.
What Is Zero Up ?
At first,it's an ecommerce automation software by Fred Lam to help you run your Shopify bussiness much easier. Fred Lam creates Zero Up to help anyone, even those with little prior experience or technical skills to create a flow-blown online store and sales funnel with just a few clicks of the button. It has fully integration with Shopify,Aliexpress and Autoresponders softwares such as Convertkit,Mailchimp,Getresponse,ec. In addition,Zero Up can help you add hundreds of products to your store, fulfill and track orders, and notify your customers automatically to eliminate tedious manual labor.
It also has drag and drop landing page and sales funnel builder to help you create pages and have them hosted directly on your store. Last but not least, there is a profit multiplier feature where it will keep your customers in the sales funnel longer and helps boost your average order value per sale. Once you buy Zero Up,you will get training from Fred Lam and even his personal coaching.
Who Is Zero Up For?
- Complete newbie who want to start their ecommerce bussiness
- Intermediate and Professional who especially want to scale up their profits
- You are not finding a get rick quick scheme as well as running a business with low-effort
- You want to import product and then sell it much faster
- If you haven't started any email marketing or Facebook Ads campaigns before
- If you need a personal coaching from an expert
- You can't afford to buy Ecom Success Academy (my first Shopify training recommendation)
- You are not living paycheck to paycheck (yes,ecommerce is not for those people)
- Make sure that you understand that you can not always focus on Free Traffic
Main Features and How Zero Up Works
At first,i recommend you to read the free ebook above,3 Steps To Build Your $20K/Day Ecommerce. Now,let's see Zero Up in action. It's a cloud-based software so that you don't need to install anything,just simply login directly into your Shopify store and Zero Up account.
Once you login,this is the member's dashboard.
As i mentioned before,Zero Up has direct integration with Shopify so it can check your sale,order. After that,add your Shopify,Aliexpress and Facebook Account.
Just simply enter your Shopify Domains so as to integrate.
1.Site Creation Wizard
The first thing to know about Zero Up is site creation wizard when it has a lots of Shopify themes. Therefore,no need to buy any theme outside.
There are 10 themes in total but each themes will have its own templates for a specific niche. If you can notice,they are all profitable niches that Fred chose for you so that you just need to choose some of them.
Then,choosing your Shopify's Store Details.
And after you have published in Zero Up.
Let's look at an example of your add to cart page,product page.
And Catalog Page.
This is where your Shopify store should look like after setting up with Zero Up.
In addition,Zero Up can automatically add some neccessary pages to help you gain trust towards your customers.
Product Engine
The next feature of this powerful ecommerce automation software is Product Engine. In other words,it's like you are sourcing products into your Shopify store. This is what you see at first in your Zero Up's product engine.
These are some example products in survival niches,a guarantee profitable niches experts are always recommending.
Besides,if you like some of these,click on the button Add to vendor lists and then View it on Aliexpress.
As i mentioned above,Zero Up has direct integration with Aliexpress so that you can view that products immediately.
Once you choose a product,add this into your Shopify store immediately. Zero Up can even write products detail for you.
Remember,you have to do nothing but choosing a product,Zero Up has done it for you. Let's preview a product on a Shopify store in real life.
Fully Control and Automated Profit Multiplier
Now,let's move to the next feature,Automated Profit Multiplier. It's like you are customizing your Shopify store so as to boost conversion. To make you understnad how Zero Up works with this feature,i will click on Add-To-Cart for example.
Normally,when people go to this type of pages,not all of them will buy. However,a popup combines a discount offer will definitely increase conversion rate. And clearly,whenever i buy any product and i am procratinating,it offers a discount and i bought immediately. Fortunately,Zero Up allows you to implement that strategies in order to skyrocket conversions.
Configure your Profit Multiplier is easy,simply choose one of these and then apply to your Shopify Store.
Opps,video marketing works very effectively with Shopify so that you should consider add videos. With Shopify bussiness,you have to import multiple products,sooner or later,you should add. Zero Up allows you to embed others's video or just add your own video presentation (checkout Doodly and EasyVSL).
If you embed other's video,please make sure that it is submitted to US content protector or has copyright law.
And lastly,import those elements to your Shopify Store.
Product Ideas and Facebook Spy Tools
Now,let's see the next feature of Zero Up,Product Ideas & Facebook Spy Tool. In other words,it's like you are getting marketing ideas and traffic to your ecommerce store.
For instance,i will choose Just Pay Shipping with cat necklace product.
And boom,there's a list of marketing ideas of that products,amazing,right.
100% Fulfilment Automation With Vendors
The most important thing to do once you are in an ecommerce bussiness is to fulfillment your store. With Zero Up,some complex task will remove. For example,there's a lot of products to fulfillment.
Then,login to your Aliexpress account and proceed your orders. With Shopify,you can sell a product that you don't touch and with Zero Up,you can automate everything.
Email Integration With Autoresponders
In order to monetize your store for a long-term,you need to build an email list. Some training just teaches about Shopify and Facebook Ads but they forget building a list. Now,let's see how to integrate your autoresponders and Zero Up.
It has direct integration with Mailchimp,Getresponse,Convertkit,ec but i don't see Icontact in this list,seriously. To integrate with Zero Up is easy,just need to copy your autoresponder code (API).
After that,simply click Save and it will automatically connect. If you don't use 11 autoresponders above,feel free to contact them for help.
Drag and Drop Landing Page Builder
To build a massive list or increase sale rates,certainly you need to have a high converting landing page. There are three ways to do,create your own index.html file,outsource from freelancer (to get index.html) and buy a landing page creator. Clearly,index.html file requires some complex skills and if you outsource incorrectly or unwisely,they may rip you off. Buying a landing page creator is clearly the best option but it costs a lost. Clickfunnels,Instapage or Leadpages are the best services and they are all monthly subscription and pricey. Wpprofitbuilder,Instabuilder or LPM are more affordable but they are not a good option for Shopify store.
Fortunately,Fred Lam knows this so that he adds Drag and Drop Landing Page Builder inside Zero Up. Therefore,you don't need to worry about Landing Page cost after you buy Zero Up.
Simply choose one of them and then optimize as your own products correctly.
After choosing your Landing Page template,the next thing to do is to add a product into that Landing Page.
Now,this is what you see next,Zero Up does offer Mobile Preview and Mobile Responsive.
There's a lot of elements for you to drag and drop as well as customize easily.
Drag and Drop Funnel Builder
The last feature of Zero Up is to help you create a funnel so as to monetize for a long-term. In other word,it's like you are adding upsells,downsell or multiple landing pages to target one product. Don't be overwhelmed,that's what most internet marketing teachers are doing.
Before setting up a funnel,you must have landing page first.
This is an example of a good funnel,don't let people completely exit if they don't buy,make sure to impress them.
And this is a funnel,when they click No,thanks,instead of just going,they will see another product.
And that's all feature you get at Zero Up with $1,497 one time purchase without any recurring fee.
In summary,these are all you get inside Zero Up.
The Bonus Training At Zero Up
To make your life much easier,Fred Lam adds his bonus training so that a complete newbie can start. Ecommerce is friendly but you will lose your money if no one instructs you. Besides,he even offers a 1-on-1 personal training.
Look At The Training
In my opinion,that's enough for you to start from zero and then monetize your online store. Keep in mind,it's not a get rick quick scheme,it's a bussiness model to help you make money with effort and for a long-term.
Additional Bonuses From Fred
The bonus training above is 8 modules of Zero Up master program,but that's not all.
1.Top 100 Fast Selling Products
They are the top 100 hot-selling products in your market with Facebook targeting ideas all researched for you. Therefore,you just need to cover the advertising,Facebook Ads.
2.Traffic Genius: Blueprint To Attracting Buyers
This is a step-by-step on how to get targeted traffic from Facebook, Bing, Google and more for just pennies on the dollar. You will also see his proven optimization strategies to scale your business.
3.Starting From Zero Bootcamp
This is where you can ask Fred whenever you need help. He will also act as your personal consultant to review your business and make sure you're on track.
4.Personal Coaching With Fred
Presently,most people are looking for a mentor and personal coaching with experts. Normally,it costs you thousand dollars per month but you get it free if you buy Zero Up. It's just like a Profit Plan B-No Student Left Behind as teachers from Inbox Blueprint,Email Domination Profit Cycle,Fanpage Domination are doing. If you can make sale within 60 days once you join Zero Up,he will review your bussiness and help you improve after that.
5.The Dynasty Club
Get behind-the-scene into Fred's new 7-figure venture in 2017 to compete against leading-retailers. Plus, expand your store selection with our fully researched product reports. Each month for one full year, you will receive a list of 50 best-selling products in the market with Facebook targeting ideas all handed to you.
And that's all the features,training and bonuses once you sign up with Zero Up. If you do a math,it may cost you 5 figures or even more. Hence joining Zero Up will save your time,money and energy,every of the research is done for you. They are not PLR contents,articles,images,ec, so that don't worry.
Pros of Zero Up
- Pretty Easy to use and to customize
- Various Integration (include direct integration with Shopify and Aliexpress)
- Drag and Drop Landing Page and Funnel Builder
- Fulfillment your store in couple of minutes
- Facebook Spy Tool (in order to copy exact successful campaigns)
- Profit Multiplier
- Step-by-Step training that especially helps you start from scratch
- Teaching About Facebook Ads,Google Ads and Bing Ads
- Real Life Case Studies From Experts
- High Converting Themes and Templates works with various niches and markets
- Done For You Products Research
- They review your bussiness,campaigns
- No Student and Customer Left Behind (rather than fake risk free or money back guarantee)
- Monthly Access to Profitable Niches and Researchs
- Personal Coaching From Fred Lam
Cons of Zero Up
- They Don't teach about Instagram Ads and Solo Ads (while Ecom Success Academy teaches Solo Ads)
- Does Not Integrate With Icontact and Mailerlite (that's a big cons)
Final Verdict
In conclusion,Zero Up is the ultimate ecommerce automation software that any internet marketers should have. It's really easy to use and to build your funnel as well as your store. Best of all,you get access to the training inside Zero Up club so as to start from zero. In addition,they cover the traffic training plus bootcamp and personal review your bussiness. Besides,having a spy tool and done for you research will help you take action much faster without needing to outsource and to do the complex research. If you can't make any sale within 60 days,feel free to claim a personal review from Fred. In my opinion,that's a risk-free,not's a fake 30 days or 60 days money back guarantee.
Sign Up For The Free Ecommerce Course From Fred Lam
Get The Free Ebook How To Start Your 6-Figures Ecommerce Bussiness From Zero


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Tue, Sep 25 2018 - Tuesday Morning at East Palisades (View Original Event Details)
We had 11 brave souls on this morning's hike. It was humid but not a drop of rain. We visited all the regular sites including the bamboo forest, dog beach, etc. We also visited the observation deck overlooking the river. The group was up for the challenge so we did the BAH. We lost no one on the way up and everyone enjoyed the heart pumping climb.
We kept a pretty good pace so we decided to add a bit to the planned hike to visit the big rock face and adding perhaps an extra 3/4 miles to the hike. We still finished only about 5 minutes beyond the planned 2 hours, finishing our 5 mile hike with over 700 feet of elevation gain. ~ Holt


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Freight shipping from Texas to Nevada has never been easier with FreightCenter. Get access to instant freight rates from all our top shipping companies with the help of our effortless quoting and booking process, and begin booking your freight shipments in just a few minutes. FreightCenter has made it affordable for you to ship from Texas to Nevada by LTL, truckload, rail, or intermodal with our promised competitive freight pricing.
Texas is a vast and bustling state with mild winters which allow for increased freight shipping efficiency. The terrain varies from desert to forest, but most is fairly flat and makes trucking easy. Texas freight shipping is quite affordable due to the high volume of goods moving in, out, and through the state. International ports, agriculture and heavy manufacturing can be found all over the state. LTL is inexpensive and easy to find due to the busy shipping industry. Railroads are extensive and an efficient way to move Texas freight easily. Mild winters also increase freight shipping efficiency. In total, freight shipping to and from Texas is very cost economical, albeit inbound shipping can usually be found for lower freight rates.
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What is the Current Mortgage interest RateWhich is the current mortgage rate?
Above interest rate is assumed on the basis that the Mortgagor has an outstanding loan of 740+ or higher FICO rating.
Are you expecting the interest rate quoted by mortgage creditors to rise with lower ratings? APR, what is it? The APR is an APR (annual interest rate) that represents not only the interest rate you will be paying, but also other charges associated with the mortgage, such as closure charges, discounting points or creditor charges such as originals.
The APR rate is usually slightly higher than the interest rate. Annual interest gives you the actual costs of a mortgage credit. Basepoints are what? One base point is how .01% are termed by the mortgage sector. 1 base point is equivalent to 1/100 of the 1.1% interest rate.
Besides the principal and interest payments, there are other expenses associated with a mortgage. Their mortgage bank will open a trust fund accounts for investment fund to cover mortgage insurances, real estate tax and home contents insurances. Mortgage PMI - Personal mortgage protection policy is necessary for all mortgage lending if you make less than 20% down payments.
In most cases, FHA mortgages usually include mortgage protection for the entire term of the mortgage. House Owner Coverage - While mortgage coverage is the mortgage itself, home owner coverage protects the home against damages such as hail, grounding problems or inundations. Mean house owner spends about $1,000 a year. This tax adds up to tens of millions of dollars a year, but you will deposit a part of it into your trust fund each and every calendar year so that your creditor can make these payment on your name once a year.
Every week, Freddie Mac will report on the results of her creditor poll. The interest rate shown is calculated on the assumption of the interest rate of more than 100 mortgage creditors in the preceding fortnight. Due to the fact that the poll is centred on the interest rate of the preceding month, today's mortgage interest rate will differ from the indicated interest rate.
Creditors are reporting mortgage averages for a 30-year fixed-rate mortgage, a 15-year fixed-rate mortgage and a 5/1 variable-rate mortgage. You will be coordinated with the best creditor who is tailored to your particular circumstances.


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Nagoya's legion of English teachers today expressed relief as the autumn school term began.
Having spent six weeks with very little to do other than sitting around their shitty little apartments in their underwear watching repeats of Game of Thrones illegally downloaded from the internet, conversation had all but ground to a standstill.
"The last week of August was particularly tedious," said Assistant Language Teacher Kirk Gouldbourne. "Towards the end, my friends and I had literally nothing to talk about and found ourselves staring into our jumbo sized Moscow Mules repeatedly asking each other 'so, where are you from?' and 'how long have you been in Japan?' over and over again."
But now school has begun again the spark of conversation has been rekindled.
"It became so bad that I almost began to talk about my feelings," said high school teacher Sally Eaton. "Fortunately school started again this week and now I can get back to bitching about how clueless the Japanese teachers are, laughing at the stupid things my idiot pupils say and griping about how the school I work for has the temerity to expect me to do a full day's work. I couldn't be happier."


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On my app Dow Nasdaq etc not current with market seem frozen
franchisee 1 year ago in iPhone App • updated by SA Jacob Maltz 1 year ago • 1
We are testing the version with this fix now, Hope to have it ready for update by end of the week.
Our apologies for this bug.
Customer support service by UserEcho


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Yes, HM Revenue and Customs (HMRC) has taken measures to ensure the online service is secure. HMRC also constantly monitor the services for any potential security breaches. Security measures that have been implemented are:
Authentication: Access by User ID/password (or Digital Certificate).
Secure connection and encryption: All information that you send and receive is transmitted through a 128-bit Secure Socket Layer connection (SSL). SSL creates a secure link between your browser and HMRC's server. You will always know when you are using a secure connection because a padlock icon is displayed on the status bar of your browser. SSL also encrypts data and guarantees that it is not altered between your computer and HMRC's server.
In addition, HMRC is a responsible data user and is subject to the provisions of the Data Protection Act


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Hotline: +84989.898.198 (Mr. Jackie Han)
Hotline: +84.913.186.829 (Ms. Cherry Nhan)
Whatapps: Jackiehan29
Wechat: Jackiehan29
Company establishment anniversary is the opportunity for the company to review its operation since its inception. This is also an occasion to pay the gratitude to customers and partners and tribute to the company's employees for building up the company
Company establishment anniversary includes the following steps:
Determining the theme for the ceremony will give you an idea of how to plan and how to proceed from inviting guests, decoration to the organizing venue. Theme selection can be based on the number of years of establishment, the identity color of the company ...
After identifying the theme of the ceremony you must write script for the show. First you outline the preliminary script then more details and discuss to come up with the finalize content.
The location of the meeting should be in line with the requirements of the company in terms of content, style, meaning .... You should also prepare the design of the venue, in particularly such as the location of the podium, the arrangement of feast area, tables of investors and partners.
The date must be determined when planning the anniversary. You should arrange a reasonable time for the preparation of the program, rehearsal, the implementation, the opening, the time of the ceremony, the representative of the speech, the award, celebration protocol and party.
5.Send invitation
After having final agenda, you proceed to send invitations according to the prepared guest list. (Please note that the invitation should mention the theme of your party is aiming therefore the guests cannot be misinformation)
You should also send invitations to employees even they are regularly meet, so they will be informed how important this ceremony is to the company. You can send directly to employees during the working day. In case in large companies, many employees, many affiliates you can email them.
In addition, we highly recommend to send the invitation at least 3 weeks in advance so that everyone has time to prepare.
Items to be prepared include: banner, medal or certificate, gifts, drinks for guests ....
The feast parties are interesting but also very complex. Make sure that the food is suitable for dietitians or food allergies. You should organize a buffet with a variety of dishes so guests can choose the food that they can eat.
The equipment of sound, lighting, seats, flowers, back drop stage ... should be supplied by the event agency.
The pre-event review should takes place one or two days in advance to the running-day in order to ensure that the activity schedule and content of the ceremony are in line with the plan you have set.
The above advices are the most basic process, but in practical excecution, we will encounter many difficulties such as:
- The script is sketchy, familiar, lack of innovation and attraction
- The selected venue does not match the scale and purpose of the event
- Event staffing is inexperienced and suffer difficulty in dealing with unexpected incident situations.
- Additional costs incurred
Therefore, to ensure the success of great event, let Danang Events helps you with effective solutions. We have over 10 years of experience in organizing the company establishment anniversary with such typical partners as: EVA DE EVA; TOTO; FUTU, VIETCOMBANK, HUD3 ...
Add: 217 Tran Phu, Hai Chau, Da Nang, Vietnam
Tel: +84.236.399.6116
Email: firstname.lastname@example.com
Hotline: (084) 913.186.829


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Create your Paligap account! If you do not have an account then please apply for one. You can track your orders, edit billing/shipping info, receive exclusive offers and more!
Replace a lost computer magnet or set up a second bike to track your stats.Compatible with VDO M3, M4, M5 and M6 bike computers.Read More