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After drafting the BSE Odisha HSC time table 2019 article in our site, now we are here to provide the information on Odisha HSC Admit Card 2019. As exams are approaching, students have started their preparation for the exams and were also looking for the admit card availability on the web. In order to help the contenders of the HSC examinations in the Odisha state, we have gathered up-to-date and useful information for the students. So, we recommend the examines to read this article completely and get the details.
Details of Odisha HSC Admit Card 2019
Upon the announcement of the Odisha HSC time table 2019 for the students, the board would have started preparing the admit cards for the examinations. Students were know preparing for the 10th exams in the Odisha state as the score obtained in the HSC exams is very important for the further education of the students. Anyhow, in order to write the 10th exams Admit Card is very mandatory and without that examines will not be allowed for the exam. So, contenders are eager to get it and without any tension continue their preparation. In view of this, the board will come up with the BSE Odisha Admit Card 2019 of class 10 soon. You can know the estimated hall ticket available date here.
- Board Name: Board of Secondary Education Odisha (BSE)
- Name of the Exam: HSC Exams 2019
- Availability of Odisha HSC Admit Card 2019: January 2019 (Tentatively)
- Official Site to Download Class 10 Hall Ticket: www.bseodisha.ac.in
Last year the HSC exams were conducted on February to till March and the admit cards were available on January 2019. If the same trend continues this year the 10th Admit card 2019 Odisha will be available both online and offline on February 2019. Students can then download it online from the official website or they can get the original admit card given by the school authorities. Candidates must make sure to collect their HSC hall tickets at least 10 days before the exams to avoid any hassle during the examinations and make sure that all the details given in it are correct as per your knowledge.
Procedure to Download BSE Odisha 10th Admit Card 2019 Online
Are you here to know the way to download the 10th class admit card of the BSE Odisha online?? Then, we can help you with the process. Only those candidates cleared all their dues and successfully registered for the HSC exams under Odisha board will get the admit cards and they can download it successfully roll number wise or name wise.
- At first students have to visit the official site of board i.e., http://www.bseodisha.ac.in/
- In the home page, students have to click on "Read More" button at the "Latest Updates" section to see all the latest news.
- Now, they need to search for "10th Admit Card 2019 Odisha" or appropriate link and click it.
- Enter the school Code in the next page and click Login.
- Now, students have to enter the necessary details and submit them.
- Finally, BSE Odisha Admit Card 2019 of class 10 will appear on screen.
- Check the details and save it in your PC for reference.
Contents of BSE Odisha HSC Admit Card
- Board Name
- Exam Centre Code
- Exam Centre Name
- Name of Examine
- Registration Number of the Examine
- Roll Number of Examine
- Photograph of the Candidate
- Signature of the Candidate
- Name of Exam
- Exam Dates
- Exam Time
- Duration of the Exam
- Important Instructions
- Authorized Signature etc.
All these are the personal details and educational details of the candidate who is going to write the exam will be given on the hall ticket. Any corrections in the hall ticket details have to made before itself.
More information on Odisha 10th Admit Card 2019 will be added here soon. Stay tuned and keep looking for up-to-date details on Odisha HSC Results 2019 and more.


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How do the subscriptions work?
There are two boxes to choose from, Basic and Advanced.
The Basic level Supply Drop is going to contain your EDC, Survival and Tactical items. This is a smaller box but still packs a lot of punch and something we KNOW you'll be excited to get in the mail each month.
The Advanced level Supply Drop will contain all the same items as the Basic but an additional $60-90 worth of quality items. Some months it will be one item for that value and others it will be a few items. We want to make sure to keep a good variety so, as always, you're getting your money's worth.
Our ELITE Supply Drop will include everything in the advanced AND the basic supply drop PLUS premium items like bags, tactical accessories, etc. This box is bigger, fuller and the real deal. We do our best to source from smaller, veteran owned and/or 2nd amendment supporting companies who want to get their products in your hands and leave you hungry for more.
Our boxes are either One Time (just to give us a try) or the Subscribe and Save Option to get an additional 5% discount and a monthly delivery without having to revisit our site. The Subscribe and Save plan is cancelable at any time by visiting your customer portal or sending us an email.
What's the box value?
A Basic Supply Drop typically is an MSRP of $70+ worth of good quality items whereas the Advanced Supply Drops are typically in excess of $160 MSRP. The ELITE is valued at over $330 every month!
We are working hard to continue to build relationships with wholesale vendors and small family or veteran-owned businesses. We won't send you anything less than quality products at a good price. You can leverage our buying power to get great gear at less than what you'd pay in the store and the best part is its a surprise EVERY MONTH!
How did the Supply Drops come about?
It's no surprise that subscription boxes are on the rise over the last several years. Vince signed up for a current tactical subscription box and paid pretty good money for it. When it arrived we were shocked at the actual value and usability of the goods versus the subscription cost. We felt consumers deserved higher quality items for their hard earned money and from those humble beginnings, the Supply Drop Subscription Boxes were born.
Our goal is to partner with some of the best-kept secrets in the industry to give you a chance to try their products!
Do you Offer Hero Discounts?
Yes, we offer HERO discounts for (active and retired) Fire, Military and Police at 10% off. We appreciate the risk these professions take to keep us all safe and feel offering a discount is the least we can do to give back. When you sign up you'll get 5% off the subscribe and save option and get an additional 10% off your monthly payment for your HERO discount. Please message us for details on how to get the code along with what your profession is.
When will I get my order?
How do the Supply Drops ship?
We ship the supply drops via UPS Smart Post. The month closes at midnight on the 15th for orders and we ship on or shortly before the 1st. Tracking details will be emailed to you which will allow you to track the package status on www.UPS.com.
We take orders from, for example, from 3/16 - 4/15 for the May supply drop and then ship out the last week of April.
To further illustrate how our order cycle works For the April box ship date we took orders between 2/16 - 3/15 and shipped it the last week of March.
By taking all of our orders for the upcoming month in bulk we are able to use that buying power to purchase the best, high-quality gear at the lowest prices. That way we transfer the savings into awesome deals for you. We will be shipping everyone's box on the exact same day. This helps preserve the surprise of what's inside plus as I said use the buying in bulk numbers to get the best gear for less.
Past months boxes ship right away because the inventory is already in stock.
—Never Enough Tactical

subset: commoncrawl


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Welcome to The Peregrin Falcon. My name is Aaron Sheppard and I am long time believer in smaller government and responsible use of tax dollars. As a former City of Tulsa employee who worked in the Finance Department assisting in production of the Annual City Budget from 2001 to 2004, I experienced first hand the differences in what happens behind the scenes and what makes the news. I have a Bachelor's degree from the University of Phoenix and have worked in the private sector since 2004.
As this is the first entry in, what I hope to be, a long series of entries, it is a good time to divulge my intentions. Before I do however, I want to make it clear that Peregin is intentionally misspelled, yes I can see that, and yes my grammar teachers would take points off; the Falcon is a place for thought, opinion and humor, not for human perfection. I make mistakes, sometimes they are intentional. The primary focus of the Falcon is to be a place to explore the world of politics, science, American popular culture, and general complexity of our times. At the Falcon, I will strive to always be honest, forthright, and up front about my views. Lastly, the Falcon will be a safe haven for conservative values, ideals, and thought. I encourage debate, both liberal and conservative. I also reserve the right to post or edit posts or refuse posts of any and all comments on the Falcon. So, keep it fair (state both the pros and cons of your positions), keep it clean ( if you don't know what clean is, then watch some black and white television with your family and take notes ), keep it civil, and give credit to authors, bloggers, artists, historians etc. the Falcon is not a place to be a plagiarist.
I hope you enjoy reading what I have enjoyed writing.
I am also the City Reporter for Tulsa Today which is an on-line news service in operation since 1996. Stop by and see some of the things I have written about lately.


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This is from the twenty-seventh chapter from my best-selling book, Bryson City Seasons, which is the sequel to Bryson City Tales. I hope that you'll enjoy going back to Bryson City with me each week and that if you do, you'll be sure to invite your friends and family to join us.
Living over an hour's drive from the nearest medical center and from high-powered specialists was both an advantage and a distraction.
Certainly, the distance between us and the most specialized level of care gave us the opportunity to do procedures and to care for patients that our family medicine colleagues in the big city could only dream about.
The other side of the coin was that we would not have access to the skills and experience of the subspecialists in times of emergency. We were grateful that our colleagues in the larger cities and the medical centers in North Carolina grew used to this situation and would gladly assist rural physicians by telephone if we had a question or ran into an emergency.
One of the more interesting telephone consultations of my career occurred with a patient Louise called me to the emergency room to see.
He was a forty-year-old man—Bob Shuler—who was in ER with severe hip pain. He had no memory of an injury, but the pain had been building for several days. By the time he came to ER, he couldn't walk on the hip, and moving the hip was extremely painful. His X-rays and routine lab tests were normal, and I was befuddled.
While I was in the X-ray suite looking at the patient's X-rays one more time, Rick walked in.
"Whatcha got, Walt?"
"I don't frankly know, partner."
We looked at the X-rays together as I reviewed the case. "Mind if I take a look at him?"
"You can bet I don't!" I replied.
After Rick had completed his exam and history, he was equally befuddled.
"Rick, if he was four instead of forty, I'd diagnosis toxic synovitis of the hip."
Rick nodded. We would frequently see young children with sudden pain in the hip and an inability to stand or walk secondary to the pain. If their X-ray and blood work turned out normal, we'd diagnosis a viral infection of the hip and treat it with the tincture of time, Tylenol, and TLC. Invariably the kids would be better in a day or two.
"Tell you what," I thought out loud. "I'll call Bill Garrett." Rick nodded again. "Good idea."
Bill was an orthopedic surgeon at Duke. I had spent many
hours with him, caring for the student-athletes at Duke. Knowing how much Bill liked a challenge and how well he understood the dilemma of physicians in rural locations, I knew he wouldn't mind my calling.
When the Duke Medical Center operator located him, we initially caught up on our practices, our wives, our children, and the state of Duke athletics. As was customary whenever we talked, Bill invited me to come back to Durham to join him in working at the Sports Medicine Clinic at Duke. Given the rising status of Duke basketball, I was always tempted to say yes.
After hearing about my patient, Bill sounded more somber. "Walt, I'd be most worried about septic arthritis. A bacterial infection of the hip can present exactly like this. If that's what he's got, your surgeons'll need to get in there surgically and irrigate that hip immediately. If you don't, the hip could be permanently damaged."
"Should I just call the surgeon?" I asked.
"No, Walt. I'd recommend you tap the hip." I knew he was referring to a procedure in which the doctor numbs the skin with lidocaine and then slowly advances a very long needle through the skin and into the hip joint to aspirate some of the hip joint fluid. The fluid is then evaluated in the lab for signs of infection.
I paused for a moment and then protested, "But, Bill, I've never tapped a hip. When I was at Duke, you orthopedic residents did all the hip taps."
"Yeah, I'm really sorry about that. Sometimes our residents want to get all the experience they can at the expense of you guys in primary care. But if you're willing, I can guide you through the procedure over the phone."
I paused again. "Bill, wouldn't it be better to just ship this patient to Asheville?"
"I don't think so, Walt. Think about it. By the time you arrange a transport, get the patient there, have the ER doc see him, have the ER doc call the orthopedist, and then the orthopedic doc drives in and examines the patient and then does the procedure—well, we could be talking another three or four hours. And in that time period, the hip could be permanently damaged."
I took a deep breath. I had never done this procedure, nor had I ever seen it done! And the age-old dictum in medicine was "See one, do one, teach one." I didn't like the sound of "Hear about one while doing one!"
"Just a second, Bill."
I put my hand over the phone. "Rick, have you ever tapped a hip?"
Rick shook his head no.
I tried another route. "You ever seen one done?" I was hoping he'd say yes, and then I could let him do it.
Unfortunately, he again shook his head. "Bill, I'm willing if you are. Is it very risky?" "Nope!"
I hoped he wasn't lying.
"Okay, let me get the patient's permission, and then I'll get ready. Rick'll call you back, and you can relay instructions over the phone. Okay with you?"
"No problem. Let me review the supplies you'll need, and then you all call back when you can. I'm available to you anytime."
I hung up and then called Ray—who was the surgeon on call. He had never tapped a hip either, but he was happy for me to try. "Let me know what you find."
- Dead Man Standing (Part 1), (Part 2), (Part 3)
- Eyes Wide Open (Part 1), (Part 2)
- Auspicious Accidents (Part 1), (Part 2)
- Answered Prayers (Part 1), (Part 2), (Part 3), (Part 4)
- Rotary Luncheon
- Death by Emotion (Part 1), (Part 2), (Part 3), (Part 4)
- The Invitation (Part 1), (Part 2)
- Barbecue and Bacon (Part 1), (Part 2)
- A Touchy Subject
- Family Time (Part 1), (Part 2)
- Chicken Pops(Part 1), (Part 2)
- Swain County Football (Part 1), (Part 2)
- Hospital Politics (Part 1), (Part 2), (Part 3)
- The Bobcat Attacks (Part 1), (Part 2)
- Dungeons and Apples
- A Tale of Two Surgeons (Part 1), (Part 2), (Part 3)
- Tanned Feets (Part 1), (Part 2), (Part 3)
- Wise Counsel (Part 1), (Part 2)
- An Anniversary to Remember (Part 1), (Part 2)
- Mrs. Black Fox (Part 1), (Part 2)
- The Littlest Cherokee (Part 1), (Part 2)
- Christmas Firsts (Part 1), (Part 2)
- The Silver Torpedo
- Another New Year's Catch
- Turned Tables
- Doctor Dad (Part 1), (Part 2), (Part 3)
- The Phone Tap (Part 1), (Part 2)
- The Murder (Part 1); (Part 2); (Part 3)
- The Arrival (Part 1); (Part 2)
- The Hemlock Inn (Part 1); (Part 2)
- The Grand Tour (Part 1); (Part 2)
- The Interview (Part 1); (Part 2); (Part 3)
- Settling In (Part 1); (Part 2)
- First-Day Jitters (Part 1); (Part 2)
- Emergency (Part 1); (Part 2)
- The Delivery (Part 1); (Part 2)
- The "Expert" (Part 1); (Part 2)
- The Trial (Part 1); (Part 2)
- Shiitake Sam (Part 1); (Part 2)
- Wet Behind the Ears (Part 1); (Part 2); (Part 3)
- Lessons in Daily Practice (Part 1) — Anal Angina; (Part 2); (Part 3); (Part 4)
- White Lies
- The Epiphany (Part 1); (Part 2)
- Becoming Part of the Team (Part 1); (Part 2)
- Monuments (Part 1); (Part 2)
- My First Home Victory (Part 1); (Part 2)
- Fisher of Men (Part 1); (Part 2)
- Fly-Fishing (Part 1); (Part 2)
- Something Fishy (Part 1); (Part 2)
- A Good Day at the Office
- An Evening to Remember
- Another New Doc Comes to Town
- 'Twas the Night Before Christmas (Part 1); (Part 2)
- A Surprising Gift
- The New Year (Part 1); (Part 2)
- The Home Birth (Part1); (Part 2); (Part 3)
- The Showdown (Part1); (Part 2); (Part 3)
- The Initiation (Part 1); (Part 2); (Part 3)
- Home at Last (Part 1); (Part 2); (Part 3)
© Copyright WLL, INC. 2017. This blog provides a wide variety of general health information only and is not intended to be a substitute for professional medical advice, diagnosis, or treatment from your regular physician. If you are concerned about your health, take what you learn from this blog and meet with your personal doctor to discuss your concerns.


text: Faculty of Art & Busines is a high demand degree which is valued by employers. The academic program provides students with more than a vocational degree with technical business skills. It develops analytical and decision-making skills to prepare students for future leadership roles. It is a flexible business degree providing specialisations in the specific career areas of accounting, corporate finance, international business, management and marketing. Critical thinking and communication skills are developed throughout the academic program to enable graduates to deal effectively with a continually changing business environment.


text: From the moment my baby was placed in my arms, I was head over heels in love with him. So in love that I (like many parents, I'm sure) wanted to do everything exactly right. Car seat secured, straps in the right position and tight enough, sleeping in a bassinet in our room — with


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Measures are being proposed to tighten the rules for structures or transactions that include low-interest or interest-free loans to companies held by trusts.
The anti-avoidance provision of section 7C of the Income Tax Act No. 58 of 1962 imposes a "donations tax" charge at a rate of 20% on interest that is foregone in respect of certain loans. The foregone interest is calculated as the difference between the official rate of interest (currently 7.5%) and the interest (if any) charged on the loans. The measure also applies the rules of section 7C to low-interest or interest-free loan funding provided to a trust or a company, when at least 20% of the equity shares are owned, or voting rights can be exercised directly or indirectly, by the trust or beneficiary of the trust—a "20% participation rule."
Draft legislation, released in July 2018 for public comment, would extend the 20% participation rule effectively to reach 20% of the shares or voting rights in the company receiving the loan if held individually or collectively by a trust and any connected person to the trust. The definition of a "connected person" in respect of a trust would be broad.
The proposed amendment would be effective retroactively as of 19 July 2017 in respect of any amount owed by a trust or a company in respect of a loan, advance or credit provided to that trust or to that company before, on, or after that date.
Any form of relationship to a trust would need to be reviewed to determine whether any loans made to trusts, or to companies owned by trusts or beneficiaries of such trusts, would be subject to the deemed donation implications of the anti-avoidance provision.
Read an August 2018 report [PDF 116 KB] prepared by the KPMG member firm in South Africa
The KPMG logo and name are trademarks of KPMG International. KPMG International is a Swiss cooperative that serves as a coordinating entity for a network of independent member firms. KPMG International provides no audit or other client services. Such services are provided solely by member firms in their respective geographic areas. KPMG International and its member firms are legally distinct and separate entities. They are not and nothing contained herein shall be construed to place these entities in the relationship of parents, subsidiaries, agents, partners, or joint venturers. No member firm has any authority (actual, apparent, implied or otherwise) to obligate or bind KPMG International or any member firm in any manner whatsoever. The information contained in herein is of a general nature and is not intended to address the circumstances of any particular individual or entity. Although we endeavor to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No one should act on such information without appropriate professional advice after a thorough examination of the particular situation. For more information, contact KPMG's Federal Tax Legislative and Regulatory Services Group at: + 1 202 533 4366, 1801 K Street NW, Washington, DC 20006.
Request for proposal


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More colours available Snapback Round Cap
24,99 €
Be strong, be proud, be direct! With the new Smilodox Tank Top Straight nothing is impossible anymore. The high-quality material and the great cut give you an unbelievable wearing comfort and give you strength and self-confidence. The cool and simple design can be combined wonderfully, no matter whether with sport or with jeans. The classic Smilodox logo adorns the chest area and comes into its own. The Tank Top Straight - A top for every day!
Material: 92% cotton, 8% Elasthan
Fit: Regular fit
Care instructions: Machine wash at 30°C, not suitable for dryer, ironing possible
More colours available Sweatpants Nightfall
44,99 €
More colours available Zip Hoodie Nightfall
49,99 €


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Why do we need beauty products?
Your appearance matters to you the most. Cosmetics help you in enhancing your physical appearance. In earlier days make-up was simple. But now-a-days make-up has become an important part of lives of both men and women. Every person who in concerned about his/her looks would like to do make-up in order to make his/her appearance more attractive.
Uses of make-up products and cosmetics:
When your physical appearance is good and attractive a feeling of self confidence is built inside you. People use cosmetics in order to look young. Cosmetics are available in the form of creams, lipsticks, perfumes, eye shadows, nail polish, hair spray, etc.
After applying base cream and then face powder, the skin glows. Lipsticks are usually applied by women of all ages. Creams and gels are used by men and women daily. Many creams are found in the market. They are found for cleansing purposes, anti-ageing, etc.
Nutrition for skin:
Every part of our body needs nutrition and food and so does our skin. These cosmetics serve as food for the skin. It softens our skin and removes many particles of dust from our skin.
Hair care:
Hair care has become an important part of beauty treatments. Men use oils and gels to maintain their hair styles. Hair care products have been innovated to protect hair from hair fall, hair damage, dandruff, and many hair related issues. Recently make-up has also helped in protecting any person from the harmful ultraviolet radiations of the sun.
Importance of beauty (physical appearance) in corporate sector:
In corporate sector beauty or the physical appearance is considered an important factor in recruiting a candidate. Some jobs require candidates of a good physical appearance, for example fashion and film industry.
Since cosmetics are of so much need in everyone's life, so the cosmetics must be healthy ones which would cause no damage to our skin. It highlights our skin and anything causing damage to our skin is not worth.
Shopping make-up products and cosmetics in UAE:
In United Arab Emirates, there are many stores and all these stores provide beauty products of many kinds, but the beauty products provided by Namshi are the most reasonable ones. Use Namshi Coupon codes and Wojooh discount codes to avail more discounts on the products of beauty and skincare. Get the best deals at Gulfshoppingdeals.com. Save on your shopping by using these codes and coupons.
So, shop from the stores and get huge discounts on all beauty products of different brands by using your codes and coupons.
Hence enhance your beauty and look more attractive from a range of make-up products. Built a feeling of self-confidence inside you. Present the best of yourself to others. Enrich your life with the words full of praise. Let everyone wonder how beautiful could anyone look.
Shop these exclusive products which will offer you such looks and make yourself look beautiful and attractive and let others wonder about your looks.
Blog By :
Andrew Paul


text: Introduction: The Metamorphosis is a short story novel written by Franz Kafka. The novel was published in 1915 (Austria – Hungary) in German language and the original title name of the novel is Die Verwandlung. The Metamorphosis short story fantasy novel is based on a salesman Gregor Samsa. Franz Kafka was born in 3 July 1883 at Austria Hungary and died 3 ...Read More »


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With custom outdoor fireplaces and fire pits being one of the most requested outdoor features, we decided to take some time to review safety for these outdoor design features.
What Are Outdoor Fire Features All About?
Fire pits and fire bowls are the perfect size for decks, patios and courtyards. Fire bowls are small to medium size bowls that contain a fire, while fire pits are usually rings on the ground made of mortared limestone or a similar substance to keep a burning fire in its place. When burning wood in either of these, try to stick with alder, cedar, hickory, pinion, mesquite, pecan or fruitwoods. Stay away from pressure-treated wood because it can sometimes have harmful toxins that will be released into the air when the wood is burned.
How to Properly Start a Fire..
When starting your fire in a fire pit, fire bowl or fireplace, always start small. It's easier to build a fire slowly than to tame a large fire that gets out of control. Fire pits and fire bowls should be at least ten feet away from any combustible surfaces or structures. Avoid using gasoline and let your fire burn naturally.
Putting Out a Fire in an Outdoor Fire Pit..
To extinguish your fire, take some of the ashes and spread them over a large surface area to let the fire cool down slowly. After a couple minutes, poor water over the remaining fire and continue to watch until the fire is burned out.
Follow these safety guidelines to ensure your fire remains in control and safe for everyone. Then you can sit back, relax and enjoy the majestic site of your dancing flames.
If you have questions about outdoor fire features or any of our Calgary Landscaping services, contact us today.
To view this blog as a PDF, click here.


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Feel really good, had a date today, with a lady called Jey, who is from Malaysia and works here as a nurse, so immediately we had loads in common! Really enjoyed it she is a lovely lady, it seemed to go very well, so fingers crossed. I am away now for a couple of weeks, which might be a good thing as it gives us a breather, rather than diving in straight away, which I have a bit of a history of doing, we shall see, but I hope it works out.
I started counselling this week, I have put it off for so long, that now I wonder if I actually need it? When I went on Monday I felt fine, but as I climbed the stairs to the top floor, it dawned on me what I was doing, dragging everything out into the open again after I was starting to make quite a good job of burying it. But then maybe that is the whole issue, I haven't been confronting my problems so counselling is the way forward. I was asked what I wanted out of the sessions, bit of a difficult question, as I hadn't given it a lot of thought, I answered, that I would like to come to terms with my illness and learn to live with it, not unreasonable I guess.
I am getting very forgetful at the moment, I am getting appointment dates wrong and turning up a day late, also mixing up the time and turning up to see people at the very last minute, even lunch today, I was strolling back from town thinking I had loads of time, only to realise it was 12.10 and I was 20 mins walk from home and due to leave at 12.30 for lunch at 1!!! so that gave me precisely 0 mins to shower, change and get out the door! Not really the best situation for a first date, but somehow I was 5 mins early.
My pedometer ranking has now gone up to 81874th in the world. Wow! haha I am down to 5 figures in only 5 days. I have taken 74,932 steps, equal to 43.6 miles, to be honest the mileage is not very accurate, it over reads, so I don't know how accurate the step count is, but as a guide it is very useful.
First thing tomorrow I am off to Leicestershire, South Wales then London, taking my bike with the intention to do some cycling each day, certainly the first week I will, the second week in London, I might not do so much, we shall see.
Random shot here, to remind me I have to get out and do some more tunnelling!
Morcott Tunnel


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Getting The Correct Of Rogers Flatware For Your Home News 1697
Getting The Correct Of Rogers Flatware For Your Home News
They hesitate because they think white cabinets will get dirty soon and their color might turn pale. Remove grease stains is made of steel and aluminum kitchen appliances is not a very difficult task. Without good planning, there will be chaos, but with good planning, the department and its staff are given a very clear sense of direction, with each kitchen steward knowing his duties and responsibilities for the betterment of the restaurant. Corian worktops have been popular choices of home owners for worktops for being distinguished brand name for solid surface and for its unparallelled governance of installation and fabrication. My best recommendation is to find a local timber company, which specializes in manufacturing and assembling its own custom build the furniture. Some b
Lello 1375 Ariete Cafe Prestige Coffee Maker Selected 5 Stage Ion Exc. Filter 8 pck By Zero Technologies #N/A VillaWare V5266 Elite Pro Grinder Stainless-Steel Meat Grinder Echo Odyssey 4-Piece Comforter Set; Full; Multicolored Charter Club Queen Feather Bed - Hypoallergenic White Le Creuset Enameled Cast-Iron 9-1/2-Quart Oval French Oven; Cherry Red Couristan 5734/3435 URBANE Captivity 72-Inch by 84-Inch Polypropylene Area Rug; Tan/Brown Art Wall Irises in The Garden by Vincent van Gogh Gallery Wrapped Canvas; 36 by 48-Inch Modern Blue and Green Argyle Baby Boy Beddings 9pc Crib Set by Sweet Jojo Designs Marion Dark Espresso Counter-Height Chair (Set of 2) Arteriors Expedition Mirror with Polished Nickel Organize It All 3-Tier Circular Serving Cart Art to Frames Double-Multimat-1986-61/89-FRBW26079 Collage Photo Frame Double Mat with 9 - 6x8 Openings and Satin Black Frame Miyabi Morimoto Edition 4-1/2-Inch Paring Knife Fisher F4 Metal Detector "YOSHIHIRO- Blue Steel Hongasumi Yanagi Sashimi Chef Knife 9.5 240mm -MADE IN JAPAN""" Sure Fit Stretch Stripe 2-Piece T Loveseat Slipcover; Sage Mosser Glass Elizabeth Cake Stand in Clear Crystal Safavieh NF441C Natural Fibers Collection Brown Sissal Area Rug; 9-Feet by 12-Feet Anlye Hotel Bedding Collection For Hotel Decorating Set 2 Sides Printing Clouds Mass In The Blue Sky Duvet Cover With 2 Silk-Like Pillow Cases Full Hoover Windtunnel Rewind Plus-pet Bagless Vac ZUO Vishnu Mirror; Black "42 Round Glass Table Top 1/2"" Thick Flat Polished Edge""" Wood Designs WD35100 Toddler Bookshelf PFVLZMHXOKHS NBXYJHNXTHZ PJFSVBDZLSR CTFOHNBHFPN HUAZITOQDEE ZPMKGINXLGA YIERYTOTBID YMJYUIIWWGN SQXLFEMAGHG KFVCPLXFNSH STNHPPYKZRG


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Characteristic for Sprites is they are all wood, have a flat bottommed hull and a handle in the bow.
In the Minisail timeline they are launched and commercialised in the middle to late sixties.
There were two versions: Sprite mark I and mark II. The difference between them is the deck layout. Mark I is flushed decked, probably inspired on the very first Monaco's, mark II has a cockpit (that's the recessed well where your feet go).
Main advantages of the flushed deck are
- the true self draining nature (it's a big windsurf board really)
- easy to climb
in on after a capsize
- easy to sit in the middle during lulls
- ease of maintenance (and construction to a certain extend)
Some disadvantages:
- the awkward sitting position is tiring if one is not top-fit. Adding a sliding seat is a great help, hence a necessity
- lack of structural elements to brace against.
As mensioned above the Sprite series have the hard chined flat bottomed hull. Sailing the boat slightly heeled makes the chine dig in the water resulting in a boat that tracks more straight and manouvers remarkably more precise and predictable.
Availability: Not a lot of Sprites surface these days but occasionally some do. If you want and find one it's worth to check her or go and have a look. Most survivers are likely to have been stored well over the years. The flimsy wooden hulls don't last long exposed to the elements.


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Join us this month as we take a nerdy, deep-dive into how bikes actually... well, work! Join us for a fantastic look into the physics and science of bicycles and how it is we manage to stay upright when we're on them. Guests Dr. Joseph Connolly, author of Understanding the Magic of the Bicycle, and Dr.Stephen Cheung, co-editor of Cycling Science: The ultimate nexus of knowledge and performance to de-mystify the magic behind your ride.
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A monthly blog link up where Erika, Ashley, and I all share what Glossies Made Us Do that month (glossies = magazines). Please join us; even if a magazine just made you add something to your wish list, it counts! The link up below will last a couple weeks so you have time!
Looking over my October 2017 magazine issues, there were a couple of fashion items that I really wanted to get and try out for this feature. Unfortunately, I ran out of time, so there might be another Glossies Made Me Do It post later this month. We shall see! Since that didn't work out, I thought I'd turn this into a bit of a discussion post based on the October 2017 issue of O Magazine! There is an entire section about finding time to do what you love, using your time wisely, and even some great products that will help you save time! One of the things that really stuck out to me is the part that talks about things you can give up doing – or lessen your time doing – without feeling guilt. The last one on the list? Giving up on books! It says that if you've reached the 50th page in a book and it's not working for you, toss it aside! So…let's discuss!
Do you have a set time to DNF a book?
I know a lot of book bloggers have a set moment when they decide to toss a book aside; we call these DNF reads, which means we Did Not Finish them. I've heard of the 50 page rule before, which basically means that if the first 50 pages has not captured your interest, then it's a-okay to put the book aside and start on something else. I don't mind DNF-ing books. It doesn't happen often because I'm fairly good at choosing books that I'll enjoy, or at least want to finish, but it happens.
I have so many books to read – for review and just for fun – that I don't want to waste precious time slaving over a book that isn't working for me. Yes, this sometimes include review books (though hardly ever). When that happens, I DO post about it but I share why it wasn't working for me so that other people have a shot of making up their own mind. Maybe the book still sounds like something they'd want to check out, and that's cool with me!
I don't really have a set page or percentage rule though. If I'm on my e-reader and it's before the halfway point, I'm probably more likely to set the book aside than if I was further in. Once I've been reading for awhile, I tend to want to know what happens in the end and can push myself to finish.
What about you though? Do you ever DNF a book? And if you do, is there a page or percent rule that you follow, or does it depend on the book? Have you ever read past 50 pages or 50% and STILL DNF-ed in the end?
Let's discuss!!!Glossies Made Me Do It: Let's Discuss - When Do You DNF a Book, Or Don't You? #ontheblog Click To Tweet
And remember, if you do your own Glossies Made Me Do It post this month, link up below. These link ups are the first Friday of every month if you want to join in next month! We'd be happy to have you!
Don't forget the following giveaways going on now:
Monsterland Blog Tour Prize Pack – enter here
Hunting Prince Dracula Prize Pack (Book is International, whole PP is US only) – enter here


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ONE: I Hope They Serve Beer in Hell by Tucker Max (No. 1 New York Times Bestseller)
TWO: How to Succeed in Business without a Penis: Secrets and Strategies for the Working Woman by Karen Salmansohn
THREE: Living with Crazy Buttocks by Kaz Cooke
FOUR: Fart Proudly: Writings of Benjamin Franklin You Never Read in School by Benjamin Franklin, Carl Japikse (Editor)
FIVE: Male Delivery: Reproduction, Effeminacy, and Pregnant Men in Early Modern Spain by Sherry Velasco.
SIX: How to Shit in the Woods: An Environmentally Sound Approach to a Lost Art by Kathleen Meyer
SEVEN: This Book Is Full of Spiders: Seriously Dude, Don't Touch It by David Wong.
EIGHT: Castration: The Advantages & Disadvantages by Victor T. Cheney
NINE: Why Do Men Have Nipples? by Mark Leyner, Billy Goldberg (No. 1 New York Times Bestseller).
TEN: The Madam as Entrepreneur: Career Management in House Prostitution by Barbara Sherman Heyl
If you have come across a crazier title, please add to the list of 10 Craziest Book Titles Ever in the comments section.


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Many businesses say they sell antique furniture, but only few really sell the authentic and original ones. Stores in North West province of South Africa offer such real and original antique furniture item that dates back to even centuries. They are designed so, that reflects the cultural heritage of that particular period. Plus they are made from high quality materials that make them very strong and extend their overall longevity.
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Blog Archives
Health and Wellness: Tips for Healthier Employees
Most employers know that the real costs from employee benefits come from unhealthy choices by employees. Premiums are just one indicator of the "health" of the group, but there are other soft costs that add up to large expenditures of capital. Low productivity and staffing issues can also be major cost drivers for the employer. Here are a few tips that you can share with your staff, or better yet, build into a custom Employee Wellness Program:
Get the Nutrition Facts
As you and your family strive to eat healthier, you should be aware of what is in the food you consume. The best way to know what is in the food products you buy is to read the nutrition facts on food labels.
The following information on labels will help you understand how much is in a portion and how this compares to recommended intake:
- Serving size – The serving size lists the recommended amount to be eaten by a single person. The rest of the nutrition facts are based on this amount.
- Calories and calories from fat – Especially important if you're trying to lose or maintain weight, these numbers tell you how many calories are in each serving and where they're coming from.
- Percent daily values – Based on the recommended consumption of 2,000 calories a day, this value indicates how the food product compares to recommended amounts.
When reading ingredients on a product label, keep in mind that ingredients are listed in descending order: ingredients with the greatest amount will be listed first, followed by ingredients used in lesser amounts.
FDA Bans Artificial Trans Fats by 2018
The Food and Drug Administration (FDA) has announced that artificial trans fats are no longer Generally Recognized as Safe (GRAS) and is requiring that they be phased out of the food supply by 2018.
While trans-fat does occur naturally in some meat and dairy products, many processed foods, such as crackers, coffee creamer and margarine, contain artificial trans fats. Artificial trans fats are created in partially hydrogenated oils (PHO)'s, which are oils that have been infused with hydrogen. This process keeps the oils solid at room temperature, and is used to maintain flavor and increase the shelf life of processed foods. Intake of trans fat has been shown to cause various health problems, including high cholesterol and coronary heart disease.
Strengthen Your Core with Plank Exercises
Core muscles are one of the most active muscle groups in the body. Whether you are typing, putting on your shoes, vacuuming or playing basketball, you are engaging your core muscles in some capacity. Because you use core muscles for so many activities, it is important to keep them strong and flexible. There are several specific benefits to maintaining a healthy core:
- Strong back muscles. Many people suffer from debilitating low-back pain. A strong core can relieve the lower back from extra strain and pressure.
- Improved balance and stability. A strong core stabilizes your whole body, increasing your range of motion and decreasing your risk of falling.
- Good posture. Often overlooked, posture is an important factor in overall health. By standing tall, your core muscles can minimize wear on the spine and allow you to breathe more deeply.
Core fitness should be factored into any exercise plan. The plank pose is a popular and effective exercise that is great no matter what your fitness goals are.
To try the plank, get into a pushup position. Bend your elbows so your forearms are resting on the floor directly underneath your shoulders. Focus on creating a straight line with your body from head to toe, and try to hold the pose for as long as you can (if this is too challenging at first, you can try bending your knees). Many people struggle to hold a plank pose for 30 seconds on their first attempt, but, with regular practice, you should be able to hold the position for longer intervals. A good goal if you're just getting started is to work up to a two-minute plank.
Once you are able to hold this position for two minutes, you can move on to more advanced versions of the plank pose, such as lifting an arm or leg, or resting your forearms on an exercise ball.
Contact us today for more information on how to drive down costs by increasing your employee's connection to wellness.
CIBC of Illinois Employee Wellness Newsletter: June 2015
The Effect of E-cigarettes on Health
E-cigarettes have become increasingly popular in recent years. While many adult smokers switch to e-cigarettes in an attempt to quit tobacco, teenagers are the largest and fastest growing population for e-cigarette use. The U.S. Centers for Disease Control and the Food and Drug Administration's Center for Tobacco Products reported that e-cigarette use among teens tripled in 2014.
While e-cigarettes are commonly believed to be a safer alternative to regular cigarettes, very little is known about their effect on the body. Research has found that e-cigarette vapors produce particles containing harmful chemicals. These chemicals can harm lung tissue and worsen acute respiratory diseases such as asthma and bronchitis. Consider limiting your use of e-cigarettes until further research has been conducted.
Shop the Farmers Market
Nothing is more frustrating than fruit or veggies going bad before you are able to eat them. Produce purchased in supermarkets is usually harvested long before it is found on grocery store shelves; in fact, it is estimated that produce travels an average of 1,500 miles from its source before reaching our homes. Because of this, many fruits and vegetables aren't at peak freshness and need to be eaten within a few days of purchase. Your local farmers market can help bridge the gap from farm to table.
There are several benefits to buying locally sourced food: you support local farmers, you can buy in-season produce and your perishable food items will last much longer because they come fresh from the farm. During the summer months, farmers markets offer a rainbow of delicious and healthy options to choose from; sweet corn, bell peppers and eggplant are all in season during the summer months and can most likely be found in plentiful supply at your local farmers market.
There is often such a variety at farmers markets that you can always find something you've never tried before. Aren't sure how to prepare your newly discovered fruits and veggies? Just ask! Many vendors are passionate about the food they produce and are often more than happy to offer preparation tips and tasty recipes for you to try.
Farmers markets aren't just for produce. You can also find locally sourced eggs, meat, jams and baked goods at farmers markets. Flowers, crafts and jewelry are popular items as well. In addition, farmers markets are a great way to connect with your community; you can get to know your local farmers, catch up with friends and spend time with your family.
Now that summer is here, check out your local farmers market. Buying local is a great way for you to eat healthier and save money.
Outdoor Summer Activities
There are plenty of reasons to get outside and enjoy the sunshine this summer. Spending time outdoors can increase energy, improve your mood and burn calories. Just remember to wear sunscreen and stay hydrated!
Below are some fun outdoor activities to get you moving:
- Swimming: This full-body workout burns about 476 calories per hour.
- Hiking: Burn around 442 calories per hour while spending quality time outdoors.
- Biking: This low-impact activity burns about 476 calories per hour and strengthens your legs.
- Volleyball: You can burn around 544 calories per hour playing this beach sport.
This classic dish incorporates seasonal summer vegetables like eggplant and red bell peppers.
- 1 Tbsp. vegetable oil
- 1 large yellow onion, chopped
- 4 cloves garlic, minced
- 1 medium eggplant, peeled and diced
- 2 zucchini, diced
- 1 red bell pepper, diced
- 1 tsp. dried basil
- ½ tsp. dried oregano
- 3½ cups tomatoes, diced
- 1 lemon, quartered
- ¼ cup fresh basil leaves, chopped
Put a large pot on the stove over medium-low heat, and when it is hot, add the oil. Add the onion and garlic and cook until golden, about 10 minutes. Add the eggplant, zucchini, bell pepper, basil and oregano and cook covered until the eggplant is very soft—about 40 minutes. Add the tomatoes and cook uncovered for 20 minutes. Serve right away, garnished with lemon quarters and basil, or cover and refrigerate up to three days.
Yield: 8 servings. Each serving provides 77 calories, 2 g of fat, 0 g of saturated fat, 18 mg of sodium, 3 g of protein and 5 g of fiber.
Source: USDA
For a custom Employee Wellness program, contact us today!
Over four million babies are born in the United States every year, and the U.S. Centers for Disease Control and Prevention (CDC) recommends vaccination against 16 vaccine preventable diseases. Unfortunately, not all parents ensure their children are properly immunized.
Keeping Kids Healthy
Before vaccinations became widely available, diseases like measles, mumps and whooping cough were common in childhood, leaving thousands of children blind, deaf, brain-damaged or even dead. Today, vaccines have almost completely wiped out these major diseases.
What Is a Vaccination?
A vaccination (or an immunization) contains an imitation virus, typically a live but weakened virus, or an inactive bacteria virus, that is administered to protect against serious diseases. This virus causes the body to produce antibodies, special agents of the immune system that attack harmful elements inside the body. While fighting the imitation virus, the antibodies learn to recognize the real virus so they can attack it when the body is exposed to it. Researchers have found that live virus vaccinations seem to provide longer immunity than inactive ones.
Vaccinations are usually administered in one of two ways: orally or by injection. Doctors have found that vaccines administered orally tend to have a higher chance of side effects and allergic reactions than injected vaccines.
Possible Side Effects
Overall, vaccines are safe to administer and typically only cause minor side effects. According to the Food and Drug Administration (FDA), the risk of effects related to actually contracting a disease is much more dangerous than the risk of having a serious reaction to a vaccination. However, there have been a few cases of major reactions in small children, such as:
- Extremely high fever—A rectal temperature reading of 105 degrees or more
- Inconsolable crying—More than three hours of crying without stopping, or an abnormal cry
- Convulsions—Full-body shaking, twitching or jerking in response to a high fever
- Severe allergic reactions—Swelling in the mouth and throat, wheezing, breathing difficulties, dizziness, paleness or limpness.
Should your child suffer from any of the above symptoms after receiving his or her vaccinations, call your doctor immediately.
Vaccination Facts
Although today in the United States epidemics of infectious diseases are rare, bacteria and viruses that cause many diseases still exist. These bacteria and viruses may affect people who are not protected by vaccines. Vaccinations are necessary because they can prevent repeated epidemics of infectious diseases.
Do I Need to Vaccinate?
Experts recommend that all children be routinely vaccinated. Most children in the United States are currently vaccinated as recommended, helping control infectious diseases that were common and deadly in the past.
Scientists, doctors and other health care professionals extensively test vaccines to make sure they are safe and effective before putting them on the market. In the United States, the FDA reviews all the test results to decide if it will approve a vaccine for use.
When Should I Vaccinate?
Newborns are immune to many diseases because of antibodies they have acquired from their mothers while in the womb. These antibodies only last from about a month to a year after birth, so it is best to vaccinate children when they are babies. However, you should still have your children vaccinated, even if you do not do it when they are babies or when they are very young—it is better for them to be vaccinated late than not at all.
By vaccinating your children when recommended, you will have to worry less about them becoming infected or infecting others, especially once they begin attending school, which increases their risk.
Health Insurance
Vaccinations are covered by most insurance programs, but because of their importance they are available even to those without insurance. If you are not insured and cannot afford your child's vaccinations, contact your city, county or state health department. They can help you find a place to have your child immunized where it will be inexpensive or even free.
If you are unsure when you should take your child in for vaccinations, call your health care provider for information and vaccination schedules. More information is also available at: Centers for Disease Control and Prevention (CDC) National Immunization Hotline, 800-232-2522 or www.cdc.gov/vaccines.
Compliance Alert: EEOC Issues Proposed Rule on the ADA and Wellness Programs
On April 16, 2015, the U.S. Equal Employment Opportunity Commission (EEOC) released a proposed rule that describes how the Americans with Disabilities Act (ADA) applies to employee wellness programs that include questions about employees' health or medical examinations. Although the ADA limits when employers may inquire about employees' health or require them to undergo medical examinations, these inquiries and exams are permitted if they are part of a voluntary wellness program.
The long-awaited proposed rule would provide much needed guidance for employers on how to structure employee wellness programs without violating the ADA. Most importantly, the proposed rule addresses the amount of incentives that may be offered under employee wellness programs that are part of group health plans. This amount is generally consistent with HIPAA's limits on wellness program incentives, although the proposed rule does not fully incorporate HIPAA's increased incentive limit for tobacco cessation programs.
Implications for Employers
The EEOC is seeking comments on the proposed rule and may make revisions to its guidance before it is finalized. While employers are not required to comply with the proposed rule before it is finalized, they may choose to do so. According to the EEOC, it is unlikely that a court or the EEOC would find an ADA violation where an employer complied with the proposed guidance until a final rule is issued.
Wellness Programs
Many employers offer workplace wellness programs as a way to help control health care costs, encourage healthier lifestyles and prevent disease.
Employers may offer participatory wellness programs, which do not require individuals to meet a health-related standard in order to obtain an incentive. Participatory wellness programs include, for example, subsidized fitness club memberships, reimbursement of smoking cessation classes (without regard to whether the employee quits smoking) or rewards for completing a health risk assessment (HRA) without any further action required by the employee with respect to the health issues identified by the HRA.
Employers may also offer health-contingent wellness programs, which require individuals to satisfy a standard related to a health factor in order to obtain an incentive. For example, health-contingent wellness programs may require participants to participate in exercise programs, remain tobacco-free or attain certain results on biometric screenings (for example, low cholesterol, blood glucose and blood pressure levels) to obtain an incentive.
Wellness program incentives can be framed as rewards or penalties and often take the form of prizes, cash, or a reduction or increase in health care premiums or cost-sharing.
Legal Concerns for Wellness Programs
Employee wellness programs must be carefully designed to comply with the ADA and other federal laws that prohibit discrimination based on race, color, sex (including pregnancy), national origin, religion, compensation, age or genetic information.
Additionally, wellness programs that are part of group health plans must be designed to comply with HIPAA's nondiscrimination requirements, as amended by the Affordable Care Act (ACA). Under HIPAA, health-contingent wellness programs are required to follow certain standards related to nondiscrimination, including a standard that limits the amount of incentives that can be offered. The maximum reward under HIPAA for health-contingent wellness programs is 30 percent of the cost of health coverage (or 50 percent for programs designed to prevent or reduce tobacco use).
EEOC Guidance
The ADA prohibits employers with 15 or more employees from discriminating against individuals with disabilities. Under the ADA, an employer may make disability-related inquiries and require medical examinations after employment begins only if they are job-related and consistent with business necessity. However, these inquiries and exams are permitted if they are part of a voluntary wellness program.
Neither the ADA nor prior EEOC guidance addressed the extent to which incentives affected the voluntary nature of a wellness program. Recently, the EEOC filed well-publicized lawsuits against a number of employers, alleging that their wellness programs violated the ADA and other federal fair employment laws. In response, Congress called on the EEOC to issue guidance on wellness programs and introduced legislation, the Preserving Employee Wellness Program Act, to provide more certainty for employers regarding wellness programs.
Proposed Guidance
The EEOC's proposed rule would establish the following parameters for permissible wellness program designs under the ADA.
- Reasonable Design: A wellness program must be reasonably designed to promote health or prevent disease. A program that collects information on an HRA to provide feedback to employees about their health risks, or that uses aggregate information from HRAs to design programs aimed at particular medical conditions is reasonably designed. A program that collects information without providing feedback to employees or without using the information to design specific health programs is not reasonably designed.
- Voluntary: Wellness programs must be voluntary. Employees may not be required to participate in a wellness program, may not be denied health insurance or given reduced health benefits if they do not participate, and may not be disciplined for not participating. Employers also may not interfere with the ADA rights of employees who do not want to participate in wellness programs, and may not coerce, intimidate or threaten employees to get them to participate or achieve certain health outcomes.
- Employee Notice: For wellness programs that are part of group health plans, employers must provide employees with a notice that describes what medical information will be collected as part of the wellness program, who will receive it, how the information will be used and how it will be kept confidential.
- Limited Incentives: For wellness programs that are part of group health plans, employers may offer limited incentives for employees to participate in the programs or to achieve certain health outcomes. Consistent with HIPAA, the amount of the incentive that may be offered for an employee to participate or to achieve health outcomes may not exceed 30 percent of the total cost of employee-only coverage. For example, if the total cost of coverage paid by both the employer and employee for self-only coverage is $5,000, the maximum incentive for an employee under that plan is $1,500.
This incentive limit only applies to wellness programs that include disability-related inquiries or medical examinations. According to the EEOC, a smoking cessation program that merely asks employees whether they use tobacco (or whether they stopped using tobacco upon completion of the program) is not a wellness program that includes disability-related inquiries or medical examinations. Thus, the EEOC's proposed guidance would allow an employer to offer incentives as high as 50 percent of the cost of employee coverage for that smoking cessation program, consistent with HIPAA's requirements. However, an incentive tied to a biometric screening or medical examination that tests for the presence of tobacco would be limited to 30 percent under the proposed rule.
- Confidentiality: Medical information obtained as part of a wellness program must be kept confidential. Generally, employers may only receive medical information in aggregate form that does not disclose, and is not reasonably likely to disclose, the identity of specific employees.
Wellness programs that are part of a group health plan may generally comply with their obligation to keep medical information confidential by complying with the HIPAA Privacy Rule. Employers that are not HIPAA covered entities may generally comply with the ADA by signing a certification, as provided for by HIPAA regulations, that they will not use or disclose individually identifiable medical information for employment purposes and abiding by that certification.
Practices such as training individuals in the handling of confidential medical information, encryption of information in electronic form, and prompt reporting of breaches in confidentiality can help assure employees that their medical information is being handled properly.
- Reasonable Accommodations: Employers must provide reasonable accommodations that enable employees with disabilities to participate and to earn whatever incentives the employer offers. For example, an employer that offers an incentive for employees to attend a nutrition class must, absent undue hardship, provide a sign language interpreter for a deaf employee who needs one to participate in the class. An employer also may need to provide materials related to a wellness program in alternate format, such as large print or Braille, for someone with vision impairment. An employee may need to provide an alternative to a blood test if an employee's disability would make drawing blood dangerous.
More Information
To help employers understand the proposed guidance, the EEOC provided a fact sheet and a set of questions and answers or call us at 877-936-3580.
CIBC of Illinois, Inc. Merges With Strategic Employee Benefit Services of Champaign
CIBC of Illinois, Inc. Merges With Strategic Employee Benefit Services of Champaign
Kankakee, IL– (February 9, 2015)- William Johnson, Chairman and CEO of CIBC of Illinois, Inc. is pleased to announce the successful merger of CIBC of Illinois and Strategic Employee Benefit Services of Champaign (SEBS). The new organization will operate as CIBC of Illinois, Inc. and include offices in both Kankakee and Champaign.
"This is an extremely exciting development for both of our organizations," said Johnson. "The expertise that CIBC possesses in the ever-changing world of employee benefits and group health insurance is exactly what businesses are demanding, and the SEBS connection to the Central and Southern Illinois markets is a great opportunity for us to deliver these solutions on a consistent basis. The synergies we gain via this new powerhouse organization will position CIBC as an industry-leader in both size and capabilities that we deliver to businesses."
As a result of the merger, former SEBS Benefit Consultant Tony Johnston was named as President and Chief Operating Officer for both the Kankakee and Champaign offices, and Erin Beck remains as Chief Financial Officer for CIBC.
"This is a great opportunity for the SEBS team to further commit to the exciting business opportunity of employee benefits, "said Tony Johnston. "Our extensive client base will now have access to the cutting edge benefits knowledge, wellness resources, technology, and regulatory compliance that is requisite in the healthcare reform era."
About CIBC of Illinois, Inc.
CIBC is a leader in the development and implementation of innovative employee benefits plans. Headquartered an hour south of Chicago in Kankakee and with a branch office in Champaign, CIBC serves private sector clients, non-profit organizations, governmental bodies and agencies and Taft-Hartley health and welfare funds across the Midwest. Over the past two decades, they have creatively addressed the employee benefits needs of hundreds of organizations — some with as few as two employees and others with as many as 25,000 employees around the globe.