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Shenzhen City Dongsheng Plastic Products Co., Ltd,was founded in 2002. Through ten years of the journey of developed hot melt adhesive film and professional technical teams on high-molecular technique. It is a specialist in development and manufacturing moving factory. The researches of the raw materials and to make film are carefully dominated.Currently, our company has equipped with two imported hot melt adhesive powder Modified (dew granular) lines (embodies produces pellets underwater features.). It's produce 2,000 tons a year. We also have two sets of 1.6M extra wide-size Hot Melt Adhesive Film lines (Produce more than 5000000 meters per year.)、Three full-NC infrared automatic flanging slitter and One sets of high-speed special resisting wrinkles compound units. It is a combination of granulation, makes film, Slitting andlaminated film.
Firstly, applied in adhesion of high density materials:
1、Tape of metal adhesion(stainless steel、copper、iron、aluminum、nickel etc.)
2、type of plastic adhesion(ABS、FR-4、resin plate、PVC、PC、PP、PE etc.)
Secondly, applied in low density materials adhesion:
1、fabric& textile adhesion(cotton、sash、blend、Lycra、jerseyetc.)
2、tape of paper adhesion.
The company insists on the managing faith of "Good is good, but better carries it" and Continues Innovation in the world of hot melt adhesive. With the forever tenet and spirit of "Fulfill thousands of makers". We are always Seek technical force at the core. We are providing the high quality product, the reasonable price and satisfying service and by "Honesty, Security and good faith "as the standard to better meet individual client needs.
Shenzhen City Dongsheng Plastic Products Co., Ltd.Follow strictly morally upright and honest commercial integrity. Performcorporate responsibilities, achieved sustainable development Strategies,Our company satisfies the customer by the remarkable quality, value and the high quality service the request. Providing a grand reward for clients. Respect society and natural environment. We respect our staff and inspire their potential, creativity and leadership. In the Identity between environmental, social and economic value architecture, we are aimed at meeting your requirements and creating commercial success. Over the past ten years, Shenzhen City Dongsheng Plastic Products Co., Ltd working at challenges the limit of technology, keep on Absorbing, improving and creating. In order to give the industrial products more added value.


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Excel is often poorly regarded as a platform for regression analysis. The regression add-in in its Analysis Toolpak has not changed since it was introduced in 1995, and it was a flawed design even back then. (See this link for a discussion.) That's unfortunate, because an Excel file can be a very good place in which to build regression models, compare and refine them, create…Continue
Added by Robert Nau on July 21, 2019 at 7:00am — No Comments
This article was written by Louis Tiao.
In this series of notebooks, we demonstrate some useful patterns and recipes for visualizing animating optimization algorithms using Matplotlib.
Added by Andrea Manero-Bastin on July 19, 2019 at 10:30pm — No Comments
One of my most memorable experiences during my college years was having an English professor who spoke entirely in complete sentences.There were no spoken sentence fragments, dangling thoughts or misuse of adjectives, verbs or nouns. When I first met him, I was stunned at his level of commitment to this principle. I often wondered how challenging this must be for him and whether or not the…Continue
Added by Richard Charles, PhD on July 19, 2019 at 6:00pm — No Comments
Before I kick off this new blog, I'm happy to announce the release of my 3rd book" "The Art of Thinking Like A Data Scientist". This book is designed to be a workbook – a pragmatic tool that you can use to help your organization leverage data and analytics to power your business and operational models. The book is jammed with templates, worksheets, examples and…Continue
Added by Bill Schmarzo on July 19, 2019 at 12:58pm — No Comments
Robotic Process Automation is an effective solution to all the concerns around cost deductions and streamlining operational procedures. To make it a feasible solution, it is crucial to take note of the Key Performance Indicators that help measure the ROI on an RPA deployment.
It is important to keep in mind that the right processes were selected for automation. Choosing the processes that are mostly repetitive and prone to…Continue
Added by Joy Gnanamony on July 19, 2019 at 12:30am — No Comments
Ecommerce sites generate tons of web server log data which can provide valuable insights through analysis. For example, if we know which users are more likely to buy a product, we can perform targeted marketing, improve relevant product placement on our site and lift conversion rates. However, raw web logs are often enormous and messy so preparing the data to train a predictive model is time consuming for data scientists.…
Added by Ayumi Owada on July 18, 2019 at 2:00pm — No Comments
Here is our selection of featured articles and technical resources posted since Monday:
Technical Resources
Added by Vincent Granville on July 18, 2019 at 9:00am — No Comments
A neural network is a series of algorithms that aims to identify underlying relationships in a set of data through a process that is similar to the way the human brain functions.
Keras is an open-source library written in Python for advancing and evaluating deep learning models. It enables you to define and train neural network models in a few lines of code. In this post, we will learn how to build a neural network using…Continue
Added by Packt Publishing on July 18, 2019 at 3:00am — No Comments
I found an interesting, free book which is still a work in progress book – The Data Engineering Cookbook
I will be contributing through the author (Andreas Kretz.com) patreon site : (…Continue
Added by ajit jaokar on July 17, 2019 at 11:00am — No Comments
Those of us who were data science practitioners before the ubiquity of buzz words like "Fourth Industrial Revolution", remember a time when data science was being described as "utter hubris" by some of the worlds leading quants. All these buzz words, coupled with misplaced applications of data science have turned it into a fairly nebulous concept. Which is a problem.
In facilitating my data science workshops I've realized there are two main groups of audiences and learners.…
Added by Mkhuseli Mthukwane on July 17, 2019 at 1:00am — 2 Comments
Luxury car manufacturer, BMW in the year 2017 faced production stoppage due to Bosche's inability to supply steering gears. This issue which lasted for about a week caused the German manufacturer to lose €400-€500m, aside from impacting the production of further models.
This example clearly shows how a small inefficiency in the supply chain can have an overall negative impact on the productivity of organizations. A large number of companies which are a…Continue
Added by Anuj Tripathi on July 16, 2019 at 10:00pm — No Comments
I want to apologize to my small audience for being so long in waiting to post a blog post. My goal had been one per week, but life intervened in the meantime. While I have tried to be productive, the blog post fell by the wayside.
I did write a couple of short stories, I must confess. I wrote How to Engage in Counterespionage Operations Against Ghosts because I grew up watching Sherlock Holmes movies and the Twilight Zone. I wrote a small set of short stories…Continue
Added by David Harris on July 16, 2019 at 12:45pm — No Comments
When trying to implement informed business solutions, what you see is all there is (WYSIATI), which can result in being "data-nearsighted." For this reason, it is crucial to have a comprehensive data strategy in order to make better business decisions and implement efficient business solutions…Continue
Added by Aaron Burciaga on July 16, 2019 at 11:11am — No Comments
ThinkData Works' co-founder and CEO Bryan Smith has been named Vice-Chair of the Government of Ontario's first-ever Digital and Data Task Force. The task force is part of a wider provincial strategy to help Ontarians benefit directly from the data economy, improving the data literacy of both citizens and businesses while ensuring their personal privacy is protected.
The task force is being developed by the province's Ministry of Government and Consumer Services, and is…Continue
Added by Lewis Wynne-Jones on July 16, 2019 at 5:30am — No Comments
Added by Lewis Wynne-Jones on July 16, 2019 at 5:00am — No Comments
With the changing streams of today's technology, business sectors are gaining various benefits from the latest trends. As the modern world has adopted modern approaches, many sectors have undergone a huge transformation and agriculture is one of them which has got this opportunity to upgrade most of their approaches to…
Added by Smith Johnson on July 16, 2019 at 2:00am — No Comments
"The book of nature is written in the language of mathematics!" - Galileo.
Each has their own journey through the deep woods of AI & ML. My own exploration has had many stops and starts, stumbles and falls and change in direction. Along the way I have been picked up and helped along by…Continue
Added by Jai Sharma on July 15, 2019 at 1:30pm — No Comments
How often are you in a situation where you have 2 alternatives either yes or a no, black or a white, and so on. These are instances where you 'classify' your scenario into only two solutions, a number of solutions may vary but usually, they are two solutions. This is what we call as 'Classification' we classify the outcomes in a set number of instances usually two. This week at The Datum we have how can we use Neural Networks as the…Continue
Added by Neeraj on July 15, 2019 at 9:00am — No Comments
Summary: Are you wondering about moving up to Automated Machine Learning (AML)? Here are some considerations to help guide you.
Are you wondering about moving up to Automated Machine…Continue
Added by William Vorhies on July 15, 2019 at 7:30am — No Comments
Establishing and tracking engagement on website pages, giving solution to audience queries, resolving FAQs, and assisting with maintenance is a powerful way for businesses to build relations with existing and potential customers.
To support the customer-brand relationship, there are two big ways…
Added by Jassjeet Kaur on July 14, 2019 at 9:17pm — No Comments
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Synthetic Fatliquor for all type of Skins
Chemical Character : Blend of high molecular sulphoesters, quaternary
ammonium salts and long chain alkanes.
Appearance : Light Brown viscous liquid
Ionic Character : Bionic
pH of 10% solution : 7.0-7.5
stability : Resistant to electrolytes, acids and salts in usual work
Dissolution : Before adding to the floats, dilute with warm water
until obtaining fluid consistency
Popsynth BTU imparts full and soft feel to the leather without over fatliquoring and gives very warm and pleasant feel to the leather surface. It also imparts good smoothness to the leather surface.
Popsynth BTU is an ideal fatliquor in the sense, besides giving uniform lubrication it also paves the way for the uniform distribution and absorption of the syntans, dyes and other chemicals which are added subsequently.
Popsynth BTU is ideally suitable for light weight viZ. nappas, gloving, clothing, garment and bag leathers. Its also recommended for glazed Kid goat uppers and all types of suedes.
Popsynth BTU can be stored for about one year under normal conditions and temperatures. The product should always be stirred before use as a precautionary measure due to temperature changes.


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Nonpoint unleash its tenth record, X, after 21 years of rocking all over the globe. The band quickly gets down ...On August 13, 2018 / By Jerel Johnson
Crematory return with its 14th album, Oblivion, a steely slab of death metal, goth and industrial. "The Expectation" is ...On April 10, 2018 / By Jerel Johnson
German death metal quintet Dawn of Disease unleash its fourth album Ascension Gate only a year after its predecessor, ...On August 8, 2017 / By Jerel Johnson


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Thermador SGSX365TS Gas Cooktop Review
A luxury cooktop with form, function, and those iconic star-shaped burners
Recommendations are independently chosen by Reviewed's editors. Purchases you make through our links may earn us a commission.
While many homes are divided on the gas versus electric debate, most home chef enthusiasts prefer gas, both for its fine temperature controls as well as the aesthetics. It should come as no surprise that the Thermador SGSX365TS gas cooktop (available at Abt for $1,999.00) delivers on both. It's the successor to the Thermador SGSX365FS, an old favorite of ours. And while some elements have changed, this cooktop is proof that Thermador still knows how to make a great cooktop.
How it looks and feels
The clean lines and signature star burners on this cooktop give it a streamlined look that will definitely draw the eye of the design-minded guests in your life. It has five gas burners, two of which have the option for "extra low" simmering, as well as a central power burner, which maxes out at 16,000 BTU. We also love that a blue ring lights up around the knobs when they're being used.
This 36-inch gas cooktop is big enough to comfortably fit many large pots and pans at the same time, so you won't need to worry when those dinner parties or big holidays come around. It also comes with electronic reignition that automatically reignites the gas flame if it goes out for any reason.
- The center burner can boil 6 cups of water in about five-and-a-half minutes, which is none too shabby. For the other cooktops we've tested, it takes an average of about six minutes to boil 6 cups of water.
- All five burners can reach temperatures above 450°F. The hottest recorded temperature was on the center burner, which maxed out at 517°F.
- Other than the center and front-left burners, which have the "extra low" simmer setting, the best burner to maintain a low temperature is the rear-left burner, which hits 136°F at its lowest setting.
- The burners and grills are spaced far enough apart that it won't be difficult for you to fit a sauce pan and a spaghetti pot next to one another.
- While most burners have natural hot spots in the center where the gas is most concentrated, this model's star-shaped burner covers tend to block more of the flame from being delivered directly under the pot, resulting in a rarely seen cold spot in the center. Even still, the temperature differentiation is less pronounced than hot spots we've tested on other gas cooktops.
- The signature star-shaped burner covers, while adding a bit of visual interest, are notoriously harder to clean compared to their circular counterparts on other gas cooktops.
Time to boil 6 cups of water
On the center 16,000 BTU power burner, it took about five-and-a-half minutes to boil 6 cups of water. While that's not as fast as the boil time on induction cooktops, which can boil 6 cups of water in as little as two-and-a-half-minutes, it's comparable to the boil times of other gas cooktops.
Maximum temperature on a burner
The front-left, center, and rear-right burners all reach maximum burner temperatures that surpass 500°F. This is pretty good for a gas cooktop; on average, the maximum temperature range tends to fall somewhere in the 400°F-450°F range.
Minimum temperature on a burner
The burner that gets the lowest in temperature is the rear-left burner, which comes in at a relatively chill 136°F. However, the other burners have a tough time getting lower than 150°F, so it's helpful that this cooktop has the two "extra low" simmer settings on the center and front-left burners. Use those burners if you need to keep a sauce simmering without scorching. During our testing, we discovered that the "extra low" simmer burners actually cause the gas flame to cycle on and off to maintains those "extra low" temperatures.
If you see the flame go on and off repeatedly while the burners are on this setting, know that it's a feature, not a bug.
Thermador offers a two-year warranty on the SGSX365TS that covers parts and labor, as well as a cosmetic warranty for the first 60 days that includes scratches, chips, or dents in the stainless steel finish.
What owners say
This is a brand new cooktop with almost no existing reviews. However, this unit is replacing the SGSX365FS, which was one of our top gas cooktops. The SGSX365FS seems to be rather polarizing; some users love it and find it easy to clean and maintain the burners and the stainless steel finish, while others find that the star-shaped burners are difficult to clean and that the "extra low" simmer burners make very loud clicking noises every time they cycle on and off.
Since the SGSX365TS has the same star-shaped burners, users may have the same love/hate relationship with them, even if the cooktop performs well otherwise.
The bottom line
If you're just looking for a basic cooktop, then the Thermador SGSX365TS might be out of your price range; excluding induction, electric cooktops are typically a bit cheaper than their gas counterparts. If, however, you're looking for a high-end cooktop that has both form and function, then the Thermador SGSX365TS is a worthy contender.
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Executive search firm ALSpective, based in France, Switzerland and now Tunisia, has named Helmi Brinis new Managing Partner and co-founder of the Tunis office.
Albert Hiribarrondo, President of the ALSpective Group, comments: "Helmi Brinis has a wealth of experience in advising executives, including financial management and human resources in international groups and SMEs; we are proud to welcome him as a Partner and Advisor within our team, and we look forward to the development of our group, in Tunisia and in Africa."
Helmi Brinis, Managing Partner of ALSpective Tunisia states: "My ambition for the group, is to deploy our know-how on a country, Tunisia, which we know well and a continent, Africa, with many perspectives."
ALSpective is co-founder of TGCL, The Global Community for Leaders, present on 3 continents. TGCL is composed of member firms of the AESC, all carrying the highest standards of the executive search profession.
SOURCE: ALSpective


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The author asked me to do this cover for a book that was being published through KDP and Autumn Arch Publishing. The book is about a woman who has severe emotional issues, and tends to run when she is confronted with situations where she feels out of control. We needed a good image of a woman running that didn't feel like a fitness ad. It also needed to feel tense and a bit edgy, and this image really captured the right concept. Not showing her face was a purposeful choice. The main character hides behind an online persona and runs away from personal contact. The edgy/grungy font helps add to the tension.
1 thought on "Morgan's Run"
From the image to the fonts, this cover is a PERFECT representation of Morgan's story. As always, Michele was lovely to work with and her design quality and precision is top-notch. I'll definitely use her again for future projects.


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True confidence is not found in the mirror until it is settled in the soul.
Why?Because the wounds of a woman's heart often effect how she feels about her image. A woman's beauty is not her value but it is a core source of her confidence. Too often she is either discouraged because her beauty has hurt or disappointed her or she is desperate to attain (or regain) the image she desires.
The typical cliches don't help!
Yes, "God loves you just the way you are" and "beauty is on the inside" but tell this to a girl who feels ugly and unwanted and you are only making her feel ashamed of her desire to be noticed and valued.
What does help?
With thirty years experience in this industry as a cosmetologist and image consultant, I've seen all kinds of Image Issues and found there is no one simple fix. Not all women fight the Beauty Battle the same way, nor should they. Understanding which style of beauty you are is not only the key to knowing how to accomplish your best look, it is also the key to finding true and lasting confidence. If you, or someone you know, could use a little assistance in figuring out your authentic style or with finding FREEDOM from comparing your beauty to other styles, please explore what Confident Beauty Image- and Life-Coaching has to offer.
Like flowers, feminine beauty comes in a diverse array of shapes and styles:
- Refined (Classic-Rose)
- Exotic (Dramatic-Bird of Paradise or Protea)
- Casual (Natural-Daisy)
- Glamorous (Romantic-Orchid)
- Bold (Gamine-Calla Lilly)
- Delicate (Ingénue-Baby's Breath)
My books and blogs are all about helping women and girls overcome confidence conflicts and image issues by understanding the purpose, power, and potpourri of beauty-YOUR beauty. And yes, you have a beauty all your own. I call it your personal image identity, or your Img.ID, and I would love to help you define which of the six–or combination of two–styles of beauty you are.
My passion to make people beautiful began at a very young age. I became a licensed cosmetologist in 1986, fresh out of high school. I loved how my clients would suddenly feel confident and more energetic after a new hairstyle.
But makeovers wear off.
I soon discovered that the same girl who bounced out of my chair with gratitude would avoid her friends in the grocery store if she later had a bad hair day.
With a desire to equip women to accentuate their own beauty each morning so that they could forget about themselves for the rest of the day, I set out to become an image consultant. It was during that time that my own confidence was rocked. My husband (now ex) turned his attention to other women while I was pregnant with our first child.
There is a deep emotional beauty battle that wounded women face.
Each style of beauty tends to handle Confidence Conflicts such as the rejection I was facing differently. As one of the sensitive beauties, I became desperate to prove myself. My life wasn't about everyone else anymore, instead it was all about me and my needs. And I NEEDED to look good because I felt so worthless. But it didn't matter how well I did my makeup, my desperation was ugly.
Looking back, I am glad I went through that Beauty Battle because it equipped me to help others with more than superficial knowledge. I now understand that the longing to be lovely runs so deep in a woman's heart that once it has been violated, she must protect it. This is why so many of us HATE, HIDE or get HUNG UP on our appearance. But there is a better way.
I found it in my desperation, and I want to share it with you.
Please surf through my site to find out more about how I can serve you or the girls in your life through my:
- Supreme MakeOver image assessment events
- Speaking engagements
- Books
- Blogs
- Services
- Fundraising, author event or book signing
You don't need to spend a fortune on fashion, products and services that do not compliment your authentic style. The answer is to Know Who You Are.
A Supreme MakeOver is more than an image consultation or makeup application. It is the breaking free from the way we hate our bodies, hide our hearts or hurt ourselves. It is liberation from the vows that men, media and mom have encouraged us to make regarding what we believe about ourselves.
CONFIDENT BEAUTY doesn't give up on feeling desirable because beauty balanced with FASHION AND FAITH has tremendous appeal!
As women, we can break free from the cocoon that guards our heart and begin to soar with the confidence to BE who we were designed to be. I witness these Supreme MakeOvers every day now, and I would love to be a part of your metamorphosis as well.
"I hated even the word 'beauty' before my Supreme MakeOver. I didn't think I had it, and I thought wanting it was wrong. After learning my Img.ID and how to look my personal best, I have become free from shame and comparison. I am now confident, energetic and more compassionate toward others." Leona, 62, Massachusetts


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Bosch can offer innovative transport & energy solutions for smart cities: Dhiraj Wali
Wali talks about the wide range of areas, from transport to energy solutions, in which Bosch can contribute to fulfil India's smart cities dream.
Wali talks about the wide range of areas, from transport to energy solutions, in which Bosch can contribute to fulfil India's smart cities dream.
Saffronart closed its exciting Autumn Online Auction of Contemporary Indian art registering a total sale value of approximately Rs 29 crores.
Solving piracy can create 44,000 jobs in India and lead to a substantial increase in the GDP growth. Tangible benefits can be observed if India tackles piracy to a great extent.
Due to issuance of this amended notification the existing and future entrepreneurs are in double mind whether to continue with the industrial ventures in the state or not.
Sanjay Kumar has built one of the fastest-growing BPO companies in India. In a span of few years the founder of vCustomer Corporation has hired 3,500 people, landed contracts with some of the biggest names in technology and watched revenues soar.
The key to making a cheap computer is to make low cost chips and processors. These models would generally have small screens. Thinnest Laptop
The BPO sector is ready to take the next leap as business demands change globally and newer service concepts take form.
In 2008, Gartner predicts offshore spending to grow 60% in Europe, and 40% in the United States. India Inc's M and A bill crosses $50 bn in 07
Goods transport is must for trade and business and thus our affluence but it is contributing to air pollution and traffic congestion. 32nd Bologna motor show: In Pics
Copyright © 2020 Bennett, Coleman & Co. Ltd. All rights reserved. For reprint rights: Times Syndication Service


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Get Your Free Audiobook
To the Gates of Richmond
Publisher's Summary
It was the largest campaign ever attempted in the Civil War: the Peninsula campaign of 1862. General George McClellan planned to advance from Yorktown up the Virginia Peninsula and destroy the Rebel army in its own capital. But with Robert E. Lee delivering blows to the Union army, McClellan's plan fell through at the gates of Richmond. Now, in a study of the great Civil War engagement that weaves together narrative, military analysis, and eyewitness accounts drawn from the diaries and letters of soldiers, historian Stephen W. Sears showcases all the reasons why Ken Burns, the producer of the PBS series The Civil War, calls Sears "one of our best Civil War historians."
More from the same
What members say
- Triceracop
- 08-10-13
Magnificent chronicle of mismanagement
The recording has high production values, an understandable pace, and a good narrator. This is a part of the Civil War that I find fascinating- before either army really gets its act together and figures out how to coordinate the movement of seventy thousand or a hundred thousand soldiers. Sears is particularly effective in chronicling McClellan's deteriorating state of mind and its brutal effects on the Army of the Potomac. But nobody really shines in this chronicle- even Lee, who had not yet developed his style of command to an effective level.
2 people found this helpful
- Roland
- 14-02-14
One of the best
Would you recommend this audiobook to a friend? If so, why?
The way author brings the individuals involved to life, so that the outcomes are seen as uncertain, always influenced by character and small decisions that turn entire battles. The author describes geography well enough so that a lack of visual aids (maps) is not crippling to the listen. The book also beautifully ties together single events to the broad flow of the unfolding war; like the confrontation by the ironclads Monitor and Virginia threatening the entire campaign at it's beginning.
Who was your favorite character and why?
Author is able to bring to life the personalities of the various commanders. For example, the amateur thespian, Confederate Gen. Jeb Macgruder is able to delay the approach of the ever-cautious McClellan, by staging small groups of soldiers with lots of flags and drums marching back and forth between the James and York Rivers just barely in view of the enemy, convincing McClellan and his dysfunctional intelligence chief, Allen Pinkerton (Pinkerton detective Agency), that an enormous Confederate Army was maneuvering just out of sight, preparing to pounce on the Federals. In fact, Macgruder commanded about 5,000 men to McClellan's 90,000. Macgruder succeeded in stalling (almost entirely by ruse and display) the Federal advance nearly 3 months, long enough to permit Confederate Gen. Johnston to gather a sizable force to defend Richmond. I found myself compelled to go visit some of the battlegrounds around Richmond, and see the terrain in a new light. It's made me want to know more of the politics of the Federals and Lincoln's White House in particular.
What does Nelson Runger bring to the story that you wouldn't experience if you just read the book?
Solid narration without either theatrics or boredom.
If you were to make a film of this book, what would the tag line be?
Fool's errand: McClellan's Grand Army of the Potomac
Any additional comments?
At the end of the book, the author begins naming battle forces by their commander's name, expecting the reader to know them as Union or Confederate; this is a bit of a strain on the listener.
1 person found this helpful
- Kyle Magruder
- 29-03-19
excellent, interesting book. was valuable
an excellent book to read. my knowledge on the 7 days battle was forever deepened
- Paul Rentz
- 13-11-17
Felt like being a eyewitness to the actual battle
One quiet day I sat in a reclining chair with a cup of coffee and begin listening to this book and soon found myself transported to being a spectator and even some sense A participant in the Battle. The detail, first person narrative at times, flowing description, from one phase of the battle to the next enthralled me. I greatly enjoy Stephen sears is near to skill, Nelson Runger's Voice, and a felt sense of personal connection to the American Civil War. Stephen sears is Gettysburg and the peninsula campaign, Bruce Catton read by Nelson Runger also deserve the highest appreciation for a listening experience that surpasses 99% of what's on TV. I am in Audible junkie and love audible product. I'm sure I have over 200 books on audio because I get a form of pleasure and enjoyment in meaning from this experience that I can't find anywhere else. I particularly enjoy listening when I'm on a long drive and all lonely highway with a little traffic.
Gratefully yours, Paul
Audible 20 review sweepstakes entry.
- Mike
- 29-04-16
Reliable, professional and readable historian
Good, readable military history for anyone with an interest. Serious students will need to look to more detailed battle histories.


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First, take extreme care when handling hot liquids and spices – this process can be hazardous if directions are not properly followed. You can find 5 pound bags of crawfish crab and shrimp boil at your local grocery center, or you can make your own, with proportions based on your preferences. The boil mix is a combination of cayenne pepper, salt, garlic powder, lemon, onion, and other dried spices.
How to Boil Crawfish
40-45 pounds of crawfish serves 12-15 people
2 sticks butter
4.5 pound bag of Crawfish, Crab and Shrimp Boil
5 pounds of small red, or purple potatoes, cleaned but not peeled
40 to 45 pounds live crawfish, cleaned
24 ears of corn, shucked and cut into halves
2-4 pounds sweet onions, peeled and quartered
12 lemons quartered
5 pounds baby Bella or button mushrooms (optional)
Special Equipment:
20-gallon crawfish pot with basket and lid, or similar pot used for frying turkeys
A lifting hook to lower the basket into the cooking pot
Propane burner
Heavy duty rubber kitchen gloves to protect against burns and spices
Heavy duty apron
2 large ice chests with drain plug
1. Place the cooking pot with its basket on the propane burner and fill with water about halfway or about 11 gallons. There should be just enough liquid to prevent spilling over when the potatoes and corn are added later.
2. Add the 2 sticks of butter and 2/3 of the bag of Crawfish Crab and Shrimp Boil, and the 5 pounds of red or purple potatoes.
3. Cover and bring to a boil.
4. Cook potatoes for 15 minutes and, while the potatoes are cooking, start rinsing your crawfish.
5. Place the sack of crawfish in 1 of the coolers, or, place gently on the ground and hose down the bag until the water runs clear, at least 5 minutes.
6. Pour the live crawfish from the bag into 1 of the empty coolers.
7. With the drain of the cooler open, continue to rinse the crawfish for 5-6 minutes or until the water again runs clear.
8. After the potatoes have cooked for about 15 minutes, add the corn and continue cooking for another 15 minutes.
9. Test a potato for doneness, and continue to cook if needed.
10. Remove the basket and dump the corn and potatoes into 1 of the empty coolers. Close the cooler so as to keep the corn and potatoes warm.
11. Dump the crawfish into the cooking basket and lower the basket into the pot of boiling seasoned water.
12. Bring back to a boil and cook the crawfish for 15 minutes.
13. Turn off the heat and allow the crawfish to simmer in the liquid for an additional 15 minutes.
14. Remove the crawfish and serve with the potatoes and corn. Traditionally, the crawfish is dumped onto a newspaper covered table. Any leftover spice mix can be sprinkled on the crawfish, if desired.
If you have an extra pot, you can additionally cook several pounds of shrimp to serve along with the crawfish. Use about 1 cup of the crawfish boil seasoning to 2 pounds of shrimp.


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EIP's payment of assigned billings confers standing back to EIP
Abruscato v Allstate Prop., 2018 NY Slip Op 07279 (2d Dept. 2018)
However, the Supreme Court should have denied that branch of the defendant's motion which was to dismiss so much of the first cause of action as sought to recover no-fault insurance benefits for medical expenses. The defendant contends, inter alia, that the plaintiff lacked standing because he had assigned his right to no-fault insurance benefits for medical expenses to his medical providers. Although the defendant submitted evidence that the plaintiff assigned his right to no-fault benefits to two medical providers (hereinafter the assignees), the plaintiff's evidentiary submissions showed that other medical providers had also billed him for their services.
Moreover, upon the defendant's determination that the injury was not causally related to the motor vehicle accident, the assignees were no longer precluded from seeking payment from the plaintiff (see Hospital for Joint Diseases v Travelers Prop. Cas. Ins. Co., 9 NY3d 312, 318; Central Gen. Hosp. v Chubb Group of Ins. Cos., 90 NY2d 195, 199; Rotwein v Stancil, 15 Misc 3d 19, 21). Since there was a failure of insurance coverage rendering the plaintiff personally responsible for the medical bills (see Hospital for Joint Diseases v Travelers Prop. Cas. Ins. Co., 9 NY3d at 318; Central Gen. Hosp. v Chubb Group of Ins. Cos., 90 NY2d at 199; Rotwein v Stancil, 15 Misc 3d at 21), the plaintiff has a cause of action to recover no-fault insurance benefits for medical expenses from the defendant (see Guggenheimer v Ginzburg, 43 NY2d at 275).
Two things can happen to revive the EIP's right to have standing. First, the EIP pays the billings that were sent to it. Or – Second, the insurance carrier determines the injuries are not related to the motor vehicle accident. Allstate's counsel's position on these cases (same counsel always) is plainly obnoxious. I am glad to see the Appellate Division bring some common sense to the plight of the EIP who is left defenseless, i.e, getting sued from the assignee medical providers and told from the insurance carrier that there is nothing they can do. Alas, there is a legal remedy.
McCormack v Maloney, 2018 NY Slip Op 02385 (3d Dept. 2018)
This is a commercial paper case, but I blog about standing because it is an issue we deal with at various times. Here are relevemt snippets from an upstate case involving holder of notes that are not indorsed in blank.
"Defendant argues, and we agree, that the complaint should have been dismissed for lack of standing. Because defendant raised the issue of standing as an affirmative defense in his answer, plaintiff had to prove his standing to maintain this foreclosure action in order to be entitled to relief…."
"At trial, plaintiff testified that he purchased the note and mortgage from Trustees Capital in September 2006, and a written assignment effectuating the transfer of both such instruments to plaintiff was admitted into evidence. The testimonial and documentary evidence adduced at trial further established, however, that plaintiff subsequently assigned both the note and mortgage to his then-bankruptcy attorney in March 2008 as partial payment for legal services, and there is not a scintilla of proof in the record that the note was reassigned to plaintiff prior to the commencement of this foreclosure action in June 2010. Nor did the trial evidence establish that plaintiff was the holder of the original note at the time that he commenced this action. "Holder status is established where the plaintiff possesses a note that, on its face or by allonge, contains an indorsement in blank or bears a special indorsement payable to the order of the plaintiff" (Wells Fargo Bank, NA v Ostiguy, 127 AD3d 1375, 1376 [2015] [citations omitted]; see UCC 1-201 [b] [21]; 3-202, 3-204; Hartford Acc. & Indem. Co. v American Express Co., 74 NY2d 153, 159 [1989]; U.S. Bank N.A. v Brody, 156 AD3d 839, 840 [2017]). While there was testimony that plaintiff possessed the original note at the time of trial in 2015, there was no proof that he was in possession of the original note when he commenced this foreclosure action five years earlier. Even if he was, the note — which was payable to Trustees Capital — was neither indorsed in blank nor specially indorsed to him. Consequently, plaintiff's physical possession of the note could not render him the lawful holder thereof for purposes of enforcing it ."
Now, another interesting question here is whether the 6 month period to recommence the action would run upon dismissal since the dismissal is not on the merits?
Familiarity with predecessor business record practice
US Bank N.A. v Ballin, 2018 NY Slip Op 01212 (2d Dept 2018)
"Thrasher averred, in relevant part, that her affidavit was based upon her review of Ocwen's business records, and that upon review of such records, the note was physically transferred to the plaintiff on December 1, 2006. The plaintiff failed to demonstrate that the records relied upon by Thrasher were admissible under the business records exception to the hearsay rule (see CPLR 4518[a]) because Thrasher, an employee of Ocwen, did not attest that she was personally familiar with the plaintiff's record-keeping practices and procedures (see Bank of N.Y. v Willis, 150 AD3d 652, 653; Arch Bay Holdings, LLC v Albanese, 146 AD3d 849, 852; Aurora Loan Servs., LLC v Mercius, 138 AD3d 650, 652). Thus, the plaintiff failed to establish, prima facie, that it had standing to commence the action."
The question as you could imagine is what is sufficient to prove sufficiency of a prior entities practices.
Why follow the law?
HSBC Bank USA, N.A. v Simmons, 2015 NY Slip Op 01609 (2d Dept. 2015)
"Since Justice Arthur Schack continues to ignore this Court's precedent, as articulated in Wells Fargo Bank Minn., N.A. v Mastropaolo (42 AD3d 239), holding that the defense of lack of standing is waived if not raised by the defendant in an answer or pre-answer motion to dismiss (see Deutsche Bank Natl. Trust Co. v Islar, 122 AD3d 566; HSBC Bank USA, N.A. v Taher, 104 AD3d at 817; U.S. Bank, N.A. v Emmanuel, 83 AD3d at 1048-1049; cf. Bank of N.Y. v Cepeda, 120 AD3d 451, 452; Bank of N.Y. v Mulligan, 119 AD3d 716, 716; Wells Fargo Bank, N.A. v Gioia, 114 AD3d at 767), we deem it appropriate to remit the matter to the Supreme Court, Kings County, for further proceedings on the complaint before a different Justice."
Standing not expressly pleaded
Bank of Am., N.A. v Paulsen, 2015 NY Slip Op 01597 (2d Dept. 2015)
"Here, contrary to the conclusion reached by the Supreme Court, the appellant did not waive the issue of standing. Although the appellant's answer did not raise standing as a separate defense, a fair reading of his answer reveals that it contained language which denied that the plaintiff was the owner and holder of the note and mortgage being foreclosed. Under such circumstances, the appellant was not required to expressly plead lack of standing as a defense"
This is interesting. The Court held, in essence, that the denial of certain averments in the complaint was sufficient to raise the affirmative defense of lack of standing. So, the more artfully a complaint is pleaded, the better the chance of a de-facto standing defense being proffered.
The securitization of debt does not divest party from having standing to prosecute action
American Express Bank FSB v Najieb, 2015 NY Slip Op 01177 (1st Dept. 2015)
"The securitization of plaintiff credit card issuer's receivables did not divest it of its ownership interest in the account, and therefore did not deprive it of standing to sue to recover defendant's overdue credit card payments"
This is interesting to say the least.
Unpreserved and without merit
Boris Kleyman Physician, P.C. v IDS Prop. Cas. Ins. Co., 2014 NY Slip Op 51810(U)(App. Term 2d Dept. 2014)
"Defendant's contention that plaintiff did not establish that it has standing to receive reimbursement of the first-party no-fault benefits to which its assignor is entitled because plaintiff failed to annex a copy of the assignment of benefits form executed by its assignor is not properly before this court, as this argument is being raised for the first time on appeal (see Joe v Upper Room Ministries, Inc., 88 AD3d 963 [2011]). In any event, since the claim forms received by defendant stated that plaintiff's assignor had executed an assignment and, as in Hospital for Joint Diseases v Travelers Prop. Cas. Ins. Co. (9 NY3d 312, 319-320 [2007]), defendant was advised that the signature on the assignment was "on file," defendant's contention is devoid of merit (see Hospital for Joint Diseases v Travelers Prop. Cas. Ins. Co., 9 NY3d 312, 319-320 [2007]).
Defendant's remaining argument is likewise not properly before this court, as this argument is also being raised for the first time on appeal (see Joe, 88 AD3d 963) and, in any event, this argument lacks merit (cf. Radiology Today, P.C. v Mercury Ins. Co., 34 Misc 3d 145[A], 2012 NY Slip Op 50148[U] [App Term, 2d, 11th & 13th Jud Dists 2012])."
Putting aside the ridiculousness of this appeal, an interesting question is raised. Does Plaintiff have to show some indicia of standing in order to prevail on its summary judgment motion? What happens if there was no "on-file" statement on the claim forms or AOB? I suspect it would not matter, but this case makes that proposition interesting.
So you sued the TPA and not the insurance carrier – now what?
B&R Consol., LLC v Zurich Am. Ins. Co., 2014 NY Slip Op 06287 (2d Dept. 2014)
"The defendants' contention that Zurich is not a proper party to this action under Insurance Law § 3420(b) because it did not issue the subject policy to Powell is without merit. Although the defendants made a prima facie showing that Zurich did not issue the subject policy by submitting a copy of the policy's declaration page, which stated that the issuing company was American Guarantee, B & R established in opposition to the defendants' motion and in support of its cross motion that an apparent agency relationship existed between Zurich and American Guarantee which extended potential vicarious liability to Zurich (see generally Hallock v State of New York, 64 NY2d 224, 231). In addition to the presence of Zurich's logo on documents created and distributed by American Guarantee, B & R demonstrated that Zurich's claims counsel was assigned to handle Powell's case, that the assigned counsel was required to follow Zurich's guidelines and to submit bills to Zurich, and that Powell was contacted by Zurich's Customer Care Center regarding the claim and was directed to file his claim on Zurich's website (see Fletcher v Atex, Inc., 68 F3d 1451, 1461-1462 [2d Cir]). This evidence of Zurich's direct participation in the administration of Powell's claim is sufficient to establish, prima facie, that an agency relationship existed between Zurich and American Guarantee such that Zurich may be held liable to B & R (see In re Parmalat Sec. Litig., 375 F Supp 2d 278, 295 [SD NY]). In opposition to B & R's cross motion, the defendants failed to raise a triable issue of fact."
Admittedly, this is an issue that never really concerned me personally. I used to like watching a certain plaintiff attorney who has cluttered the Appellate Term with senseless appeals lose cases where he sued the TPA. But the joy turned to anger when an insurance carrier called me on one of my Article 75 UM Petitions, demanded I discontinue against him because I sought to join a TPA as a proposed additional respondent and then demanded "costs" because I would not withdraw that branch of my Petition.
Alas, I will now have the last laugh 🙂
Major medical provider does not have standing to bring action against no-fault carrier
AETNA Health Plans v Hanover Ins. Co., 2013 NY Slip Op 33221(U)(Sup. Ct. Bronx Co. 2013)
In this case, Defendant provided no-fault services to Plaintiff's Assignor. Defendant cut-off Plaintiff's Assignor, who then sought to have medical benefits paid for by Aetna. When all was said and done, Aetna paid over $42,000 in benefits. Plaintiff asserted a lien on its assignor's personal injury case and its assignor sought arbitration with AAA. The arbitrator found that since major medical paid for the benefits, the assignor could not maintain an case against no-fault carrier. The master arbitrator affirmed.
Now, Plaintiff assigns whatever rights it has to the Assignee major medical carrier. This does not go anywhere as is discussed in this opinion.
Just note that the lower arbitrator's and master arbitrator's decisions were wrong based upon Todaro v. Geico.
Assignment not necessary to make a prima facie case in an assigned first-party action; Prima Facie case
Urban Radiology, P.C. v GEICO Gen. Ins. Co., 2013 NY Slip Op 50850(U)(App. Term 2d Dept. 2013)
(1) Law requiring AOB
"The Civil Court dismissed the complaint, finding that plaintiff had not established a prima facie case because it had not offered into evidence an assignment of benefits.
While the claim forms at issue did not contain any language regarding an assignment of benefits, there is nothing in the record to indicate that defendant timely objected to the completeness of the forms or sought verification of the existence of a valid assignment. Accordingly, defendant waived any defense based thereon (see Hospital for Joint Diseases v Travelers Prop. Cas. Ins. Co., 9 NY3d 312, 320 [2007]; Hospital for Joint Diseases v Allstate Ins. [*2]Co., 21 AD3d 348 [2005])."
(2) What is a prima facie case
"Contrary to defendant's contention, at a trial, unlike upon a provider's motion for summary judgment, a provider is not required to "show that there is no defense to the cause of action or that the cause of action or defense has no merit" (CPLR 3212 [b]). Rather, it is defendant's burden to show that it has a meritorious defense (see generally Seaboard Sur. Co. v Gillette Co., 64 NY2d 304 [1984]; Northrup v Blue Cross & Blue Shield of Utica-Waterdown, 235 AD2d 1022 [1997]; 70 NY Jur 2d, Insurance § 1493) and that such a defense is not precluded (see Presbyterian Hosp. in City of NY v Maryland Cas. Co., 90 NY2d 274, 282 [1997])."
Considering that the validity of an AOB is a defense, in both no-fault and non-no-fault litigation, this makes sense. The prima facie rule is weird. It promotes more trials where traditional Mary Immaculate and Dan Medical would control over Avenue T v. Auto One. I think the Court is probably stretching 3212(b) if it really believes that submission of a bill is sufficient for purposes of trial but not for summary disposition.


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How to combine statistical methods
D. R. Bickel, "Game-theoretic probability combination with applications to resolving conflicts between statistical methods," International Journal of Approximate Reasoning 53, 880-891 (2012). Full article | 2011 preprint | Slides | Simple explanation
This paper proposes both a novel solution to the problem of combining probability distributions and a framework for using the new method to combine the results of differing statistical methods that may legitimately be used to analyze the same data set. While the paper emphasizes theoretical development, it is motivated by the need to combine two conflicting estimators of the probability of differential gene expression.
Confidence-based decision theory
D. R. Bickel, "Coherent frequentism: A decision theory based on confidence sets," Communications in Statistics – Theory and Methods 41, 1478-1496 (2012). Full article (open access) | 2009 version | Simple explanation (link added 27 June 2018)
To combine the self-consistency of Bayesian statistics with the objectivity of frequentist statistics, this paper formulates a framework of inference for developing novel statistical methods. The framework is based on a confidence posterior, a parameter probability distribution that does not require any prior distribution. While the Bayesian posterior is defined in terms of a conditional distribution given the observed data, the confidence posterior is instead defined such that the probability that the parameter value lies in any fixed subset of parameter space, given the observed data, is equal to the coverage rate of the corresponding confidence interval. Inferences based on the confidence posterior are reliable in the sense that the certainty level of a composite hypothesis is a weakly consistent estimate of the 0-1 indicator of hypothesis truth. At the same time, the confidence posterior is as non-contradictory as the Bayesian posterior since both satisfy the same coherence axioms. Using the theory of coherent upper and lower probabilities, the confidence posterior is generalized for situations in which no approximate or exact confidence set is available. Examples of hypothesis testing and estimation illustrate the range of applications of the proposed framework.
Additional summaries appear in the abstract and in Section 1.3 of the paper.
Observed confidence levels for microarrays, etc.
D. R. Bickel, "Estimating the null distribution to adjust observed confidence levels for genome-scale screening," Biometrics 67, 363-370 (2011). Abstract and article | French abstract | Supplementary material | Simple explanation
This paper describes the first application of observed confidence levels to data of high-dimensional biology. The proposed method for multiple comparisons can take advantage of the estimated null distribution without any prior distribution. The new method is applied to microarray data to illustrate its advantages.


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FinanceMalta 11th Annual Conference 2018
Every year the annual FinanceMalta conference aims for new heights and new markets as it provides financial services practitioners and entities with the opportunity to network among peers and to keep updated with developments taking place in the financial services sector both locally and internationally. This year's finance conference and networking event will include sessions on business startups, GDPR, cyber security, MiFiD II & MiFiR, and more.
The business and finance conference will be chaired by Mr. Kenneth Farrugia, FinanceMalta Chairman, and will be moderated by Mr. Michael Imeson, The Banker.
This finance conference entitled Finance Without Frontiers will feature select local and international experts who will address delegates on contemporary and current topics affecting the financial services industry.
This is an excellent networking opportunity and educational conference that grows in numbers and prestige year after year.
Takes stock of current financial services industry and pans out what's on the horizon – you can feel the pulse of the industry
Joyce Tabone - Bank of Valletta
I look forward to the 11th Conference and other top quality FinanceMalta Events in the meantime.
Federico Vasoli
Excellent! All sessions were very informative. Very well planned and executed Conference.
Victoria Grima - Credorax
Good topics and speakers; thought provoking.
Malcolm Becker - Bentley Trust (Malta) Ltd
Very good work! A great conference as always!
Jean Philippe Chetcuti - Chetcuti Cauchi Advocates
Conference Programme
Click on the 'More' button below to expand the FinanceMalta 11th Annual Conference Programme & Agenda
Wednesday 16th May 2018
18:00 – 20:00 Pre-Conference Networking Reception
Venue: Gazebo, Hilton Hotel, St Julians
Sponsored by Castille
Thursday 17th May 2018
Conference Chair: Michael Imeson – The Banker
Registration (08:00 – 08:45)
08:45 Welcome Address
Speaker: Kenneth Farrugia – FinanceMalta Chairman
09:00 Keynote Address
Speaker: Hon. Prime Minister, Dr Joseph Muscat
09:15 The Fintech Revolution: Europe's role as a centre of digital innovation in financial services
Speaker: Helen Köpman – Deputy Head of Unit, Startups and Innovation, European Commission
09:35 Malta: a leader in DLT technology
Speaker: Hon. Silvio Schembri, Parliamentary Secretary responsible for Financial Services, Digital Economy and Innovation
09:50 Fintech Panel Session
Moderator: Abdalla Kablan – Fintech, AI, & Data Science Expert
Ian Gauci – Partner, GTG Advocates & Afilexion Alliance
Claudine Cassar – Leader, Deloitte Digital Malta
Sophia Bantanidis – EMEA Head of Regulatory & Market Strategy and Citi Accelerator Mentor
Tugce Ergul – CEO, AngelLabs
Coffee Break
Sponsored by Boston Link
11:00 Cyber security: Executive Simulation of a Cyber Attack
New regulatory requirements like the NIS Directive require Finance executives to be ready to lead business recovery after a major breach.
This high-impact simulation gives delegates a taste of the commercial challenges that confront leaders during a major cyber attack. Delegates will experience the shock, speed and ambiguity of a significant breach. Live voting will highlight differences of opinion, for example about how to protect reputation and revenues during a crisis. Delegates will learn how to engage their colleagues on cyber security through simulations that bring home the value of data and the importance of new regulations.
Speaker: Kevin Duffey – Managing Director, Cyber Rescue Alliance
11:20 Bitcoin, Blockchain & Initial Coin Offerings: to be encouraged or suppressed?
Speaker: Christopher Buttigieg – Director, MFSA
Panel session –
Moderator: Christopher Buttigieg – Director, MFSA
Luke Scanlon – Legal Director Head of Fintech Propositions, Pinsent Masons
Steve Tendon – Director, ChainStrategies
Luka Müller-Studer – Partner and Co-founder of MME Legal | Tax | Compliance, Switzerland
Max Ganado – Senior Partner, GANADO Advocates
12:10 RegTech: Reshaping the Supervisor Market Participant Relationship
New technologies, Cloud based services, Crowdfunding, FinTech using AI and Neural Networks, Blockchain are rapidly changing the economics and landscape of regulated industries, including but not exclusively, banking and finance. New products, services, non-industry players, are radically changing the nature of the markets and the relationship between supervisors and market participants. Regulators have to adapt and innovate (along with the incumbents), avoiding regulatory barriers to new competitive and disruptive forces that promise greater financial inclusion and financial depth.
Main presentation: Nasser Saidi – President, Nasser Saidi & Associates
Discussion –
Moderator: Mike Wilson, Founder & CEO, ditto
Nasser Saidi – President, Nasser Saidi & Associates
Marianne Scicluna – Director General, MFSA
Subas Roy – Partner, Oliver Wyman Global; Chairman, International RegTech Association
13:00 The evolving and strengthened EU supervisory framework – Where are we going?
The post-financial crisis regulatory framework kick-started a move to a more elevated and centralized approach to oversight and supervision of the EU financial services sector, embracing increasingly all actors, markets and financial instruments. More Recent proposals may see the strengthening of the European Supervisory Authorities (ESA's), with direct supervisory implications for CCPs, fund management, certain capital markets and trading.
In parallel, the Capital Markets Union initiative calls for more financial integration and a more integrated EU supervisory framework to ensure consistent supervision and uniform enforcement of the single rulebook, especially cross-border financial activities. But financial integration also raises the risks of contagion between Member States in the event of adverse shocks. The speaker will review the current proposals to strengthen the ESA's, the rationale, and its interface with the ECB Single Supervisory Mechanism and the future role of the national competent authorities.
Speaker: David Doyle – EU Policy Advisor, Financial Services Regulation
Lunch Break
Sponsored by Boston Link
14:30 – 15:30 Workshops: choose your preferred workshop A, B, C or D
Workshop A – The EU GDPR takes effect in May – do you have a roadmap for implementation?
The EU General Data Protection Regulation (GDPR) comes into effect on May 25, 2018 with significantly strengthened regulatory requirements and corresponding high penalties. This hands-on session will provide you with a high-level understanding of GDPR and will also provide you with a roadmap for implementation. You can also complete a snapshot readiness assessment during the session.
Sponsored by REED
Keynote Speaker: Matina Massa – Managing Partner, M2 – Business Frameworks Limited
Panel Session
Moderator: Antonio Ghio – Partner, Fenech & Fenech Advocates
Sharon M. Cilia Tortell – Group Risk & Controls Manager, REED Global
Gordon Micallef – Partner, RSM
Jackie Scerri Mallia – Director Legal Services, Equinox Legal
Claudio Caruana – Head of Legal, GIG
Workshop B – MiFid Accomplished?
In January this year MiFID II (Markets in Financial Instruments Directive) was introduced across the EU. The impact of this Directive has been significant and far-reaching, affecting the activities of investment banks, broker dealers, various asset managers, private wealth managers, and financial advisors on a broad range of fronts.
To what extent is it fair to say that MiFID II has strengthened investor protection and improved the functioning of financial markets making them more efficient, resilient and transparent?
Sponsored by Malta Stock Exchange
Keynote Speaker: John Mason – Global Head of Regulatory & Market structure propositions, Thomson Reuters
Panel Session
Moderator: Andrew Zammit – Managing Partner, GVZH Advocates
Joe Portelli – Chairman, Malta Stock Exchange
Judy Abdilla Inguanez – Senior Associate, lecocqassociate
Romina Lauri – Head of Compliance, RiskCap International Ltd.
John Morton – Application Specialist, Bloomberg
Workshop C – PSD2: a game changer for the banking industry
Directive (EU) 2015/2366 on EU-wide payment services provides the legal foundation for the further development of a better integrated internal market for electronic payments within the EU. It puts in place comprehensive rules for payment services, with the goal of making international payments (within the EU) as easy, efficient and secure as payments within a single country, as well as opens up payment markets to new entrants leading to more competition, greater choice and better prices for consumers. The directive seeks to improve the existing EU rules for electronic payments. It takes into account emerging and innovative payment services, such as internet and mobile payments. Although it has applied since 12 January 2016, EU countries have to incorporate it into national law by 13 January 2018. This session will provide an overview of the Directive with a discussion following on its implementation and relevance to the Maltese market.
Sponsored by Chetcuti Cauchi Advocates
Keynote Speaker: Marco Folcia – Partner, EMEA Payments Leader, PwC Italy
Panel Session
Moderator: Nicholas Warren – Senior Manager, Financial Services, Blockchain & Fintech, Chetcuti Cauchi Advocates
Marco Folcia – Partner, EMEA Payments Leader, PwC Italy
Mark Curmi – Associate Director Banking Advisory Services, KPMG
Ivo Camilleri – Malta Bankers' Association
Herman Ciappara – Head Payments & Banking Department, Central Bank of Malta
Workshop D – IDD: What does it change?
Directive 2016/97 — insurance distribution rules – aims to improve the way insurance products are distributed, intermediated and advised so that they continue and bring real benefits to consumers and retail investors in the EU.
The IDD needs to be implemented on 1 July 2018 and applied as of 1 October 2018. This session will provide an overview of this Directive and its main changes compared to IMD with a discussion following on its implementation and relevance to the Maltese market.
Keynote Speaker: Nic De Maesschalck – Director, BIPAR
Panel Session
Moderator: Elaine Magri – Associate, GANADO Advocates
Malcolm Falzon – Partner, Camilleri Preziosi Advocates
Josianne Briffa – Group Compliance Officer, MAPFRE MSV Life & MAPFRE Middlesea
Romina Bonnici – Senior Manager- Regulatory & Compliance, Mamo TCV
Michelle Mizzi Buontempo – Director, MFSA
Coffee Break
Sponsored by Boston Link
15:50 The Future of Europe: Seven Areas to Watch
Europe is going through a lot of change currently. The Brexit negotiations are taking the continent through a roller coaster journey. There are a range of fiscal consolidation mechanisms in discussion. The enterprise architecture continues to evolve and the bloc are building out trade relationships with the largest economic superpowers in the world. During this discussion, we will examine seven key areas to provide a sharp focus on the challenges and opportunities we face as citizens, business people and the generation that will shape the Europe of tomorrow.
Introduction and Moderator: Susan Hayes – HayesCulleton
Alfred Camilleri – Permanent Secretary, Ministry for Finance
Juanita Bencini – Institute of Financial Services Practitioners
David Stellini – Opposition Spokesperson for EU Affairs and Brexit
Joseph Zammit Tabona – Chairman of the Government Task Force on Brexit
16:45 Closing Address
End of Conference
What does the FinanceMalta Annual Conference offer?
Have a glimpse into our 10th Annual Conference to see the benefits provided to financial services practitioners and entities; a unique opportunity to connect with developments taking place in the financial services sector worldwide in order to achieve a high level of excellence in their day-to-day work practices and methodologies.
The conference will be chaired by Mr. Kenneth Farrugia, Chairman of FinanceMalta and will include a number of selected local and international experts who will address the participants on current everyday topics affecting the financial services industry.
The FinanceMalta 11th Annual Conference is being sponsored by the following organisations.
We invite all delegates and guests to support these companies and visit their stand during the conference.
Diamond Sponsor
Thomson Reuters is the world's leading source of news and information for professional markets. Our customers rely on us to deliver the intelligence, technology and expertise they need to find trusted answers. Thomson Reuters financial & risk solutions deliver critical news, information and analytics to the global financial community – enabling transactions and connecting communities of trading, investing, financial and corporate professionals. The business has operated in more than 100 countries for more than 100 years. Thomson Reuters shares are listed on the Toronto and New York Stock Exchanges.
Platinum Sponsors
Konnekt is Malta's leading professional recruitment agency. To us recruitment isn't about numbers; it's about understanding people. We are confident in having a thorough understanding of the finance and legal industries, and our uncompromising approach to the way we build relationships has allowed us to ensure lasting connections. With over a decade of experience, Konnekt handles more than 1,800+ projects per year and has worked with over 60,000 candidates and 1,000+ clients, ranging from SMEs to multinational organisations. Konnekt's team of over 35 Recruitment Specialists work tirelessly to provide a top-notch service. The Finance & Legal specialist team is made up of professionals with backgrounds in banking, insurance, law, finance, business and psychology. This ensures that we are truly equipped to understand client needs. Constant training and keeping abreast with changes in the market put us at the forefront in delivering the best service to our clients. Our research-based recruitment methodology sets us apart, but what truly makes Konnekt Malta's top recruitment agency is our commitment to working with integrity. Our work ethic has earned us the trust of a wide network of candidates and clients.
RiskCap International Ltd was established in 2013 to provide customized and outsourced risk management, regulatory compliance and governance solutions to the financial services industry. We are in Malta and London United Kingdom and have built up a business with a team with backgrounds in compliance, finance, accounting, mathematics and risk management. It is our ambition is to be pioneers for best practice, to see new opportunities and to find novel solutions. We are committed to innovative thinking, professionalism and a strong GRC culture and be at the forefront of our specialist areas and challenge our clients to think differently. Our clients are of all sizes and come from all segments of the financial services industry and are supervised by regulators around the world. These clients include investment managers and funds (over €5 billion AUM), investment firms, banks, payment and e-money institutions and insurance firms.
Dolfin Malta is an independent investment services firm providing depositary, custody, and execution services. We combine investment expertise with digital agility. We partner with wealth managers and advisers to help them exceed their clients' expectations and grow their business with security, simplicity and speed. Our team shares strong values and a readiness to challenge convention. Together, let's reimagine finance.
For more, visit dolfin.com, email email@example.com or follow us on Twitter @dolfinhq
Gold Sponsors
Vacancy Centre is a small yet remarkably effective recruitment business fulfilling the resourcing needs of organisations of all sizes across a wide range of industry sectors, namely Banking & Finance, Legal & Compliance, Gaming & IT, Sales, Marketing & Administration. With a depth of experience of 30 years in the recruitment sector, VacancyCentre knows exactly how to reach the best people to fill almost any position. We pride ourselves in delivering an unrivalled candidate experience to ensure we create an ethos that our clients feel confident will represent them in the best possible way. The foundation of our success is based on treating both candidates and clients as valued customers. We seek to establish trust and respect by providing an excellent recruitment service to our clients and being trusted career advisors to our candidates.
Established in 1891, Fenech & Fenech Advocates is a leading full service law firm providing value-driven, tailored legal services across all practice areas, including corporate and commercial law, M&A transactions, financial services, tax, immigration, trusts and foundations, aviation, intellectual property, TMT, maritime law and marine litigation, yachting, employment and environmental law. The Fenlex group, the firm's trust and corporate services provider, is a recognised leader in its field, offering the full range of services relative to companies, trusts and foundations, including accountancy, tax and VAT compliance. The firm's internationally-ranked financial services, TMT and tax teams provide seamless interdisciplinary advice in the cutting-edge ICO and FinTech sectors.
BDO (Malta) is a fully fledged corporate services firm assisting international and Maltese clients in transactions, tax, remote gaming licencing, company administration, advisory and consulting as well as other corporate requirements. Our team evolved in its present form through the engagement of specialists who have excelled in their various fields, including Audit and Assurance, Tax and VAT Compliance and Consulting, Outsourcing Services, Legal and Consulting Services, Fiduciary Services, Banking, Incorporation/Formation of Companies, Correspondence and Administrative Services, Directorship and Company Secretarial, Yachting and Shipping Services, Aircraft registration and Tax Advice, Formation of Trusts and Foundations, Gaming Licencing, Securitisation Vehicle and Funds Setup. We are also licensed agents for the Individual Investor Programme. Our exceptional service delivery is built on five key components: clear understanding of client needs, effective communication, commitment to our clients, the best available professionals and strong ethical values.
Estera is a world-leading provider of fiduciary and administration services. Established for over 25 years, we provide corporate, trust, fund and accounting services to clients across the globe. We have more than 500 highly qualified professionals across 12 jurisdictions: Bermuda, BVI, Cayman, Guernsey, Hong Kong, Isle of Man, Jersey, Luxembourg, Malta, Mauritius, Seychelles and UK. Our Malta office, formerly part of the Heritage Group, collaborates with our international clients and their advisers to deliver smart, considered and most of all practical solutions, whether in a single location or across multiple jurisdictions. Our commercial focus, attention to detail and responsiveness coupled with a resolute commitment to the delivery of service excellence, is what sets us apart.
Silver Sponsors
Nicholls Moisa Ltd – Ethical, Strategic, Responsive, Agile.
With a combined expertise of over 20 years, we pursue excellence in delivering high performers to the financial services & fintech sectors across Malta & EMEA. We identify top performers on behalf of established and start-up businesses that want to enhance or gain competitive advantage in the market by identifying and retaining the best employees.
Reyl & Cie (Malta) Ltd.
Founded in 1973, the REYL Group is an independent diversified banking group with offices in Geneva, Zurich, Lugano, London, Luxembourg, Malta, Singapore, Dallas and Dubai. The Group manages assets in excess of CHF 15 billion and employs 210 professionals. Developing an innovative approach to banking, the Group serves a clientele of international entrepreneurs and institutional investors through its Wealth Management, Corporate & Family Governance, Corporate Advisory & Structuring, Asset Services and Asset Management business lines.
Alter Domus
Alter Domus is a fully integrated Fund and Corporate services provider, dedicated to international private equity & infrastructure houses, real estate firms, private debt managers, multinationals, capital markets issuers and private clients. Our vertically integrated approach offers tailor-made administration solutions across the entire value chain of investment structures. Alter Domus has continually expanded its service offer and today counts 39 offices and desks across five continents. This international network enables clients to benefit globally from the expertise of more than 1,800 experienced professionals.
With 20 years' experience and 700+ clients in 50 countries, Linedata's 1300 employees in 20 offices provide global humanized technology solutions and services for the asset management and credit industries that help its clients to evolve and to operate at the highest levels.
Pre-Conference Networking Event Sponsors
Castille is the professional network in Technical and Financial talent. We are the leading brand in Tech and Finance offering specialist recruitment, scalable staffing solutions, technical training and digital employer branding. We leverage our expert industry and market knowledge to help businesses and professionals achieve higher performance and outstanding results. Operating in 3 countries, we combine deep geographic presence, world-class talent solutions and a tailored, consultative approach to attract, develop and retain the best and brightest people in Tech and Finance. Being a people-centric talent network, Castille takes pride in accompanying candidates throughout their professional development giving them lifetime career opportunities in strategic sectors and technical areas of skill.
Workshop Sponsors
Lunch & Networking Breaks Sponsor
Boston Link
An international boutique recruitment company headquartered in Malta with offices in the UK and the Isle of Man, our team connects employers to an international talent pool. Enjoy the professionalism of our experienced group of consultants, the prompt and personal service of a locally based team, and the understanding that comes from our specialist market knowledge.
Bronze Sponsors
- South Risk Partners Ltd is an insurance Group providing three areas of specialised services – namely insurance advisory, insurance management and insurance broking for financial institutions and professions. Our unique blend of expertise and access to international insurance markets means we can provide tailor made advice and solutions to our clients, making us a reliable partner for any insurance related requirement.
- Camilleri Preziosi Advocates is a Maltese law firm committed to deliver an efficient service by combining technical excellence with a solution-driven approach to the practice of law. Camilleri Preziosi is a specialised practice, advising on domestic and international transactions with a focus on corporate and commercial law, and the financial services sector. The firm provides transactional and regulatory advice, and assistance to clients.
- The Institute of Financial Services Practitioners represents financial services practitioners in Malta. It communicates practitioners' suggestions, concerns and frustrations in a cohesive manner to both regulatory authorities and the Government, as well as keeping members up to date with new developments and providing training and other services in crucial areas.
- Vodafone Malta In an increasingly connected world, businesses will need solutions that scale and adapt as their business needs change. Vodafone is your total communications partner which keeps you globally connected, constantly innovating to ensure you are well prepared for today and tomorrow's challenges. The Future is Exciting. Ready?
- The Academy of Business Leaders helps students achieve success with a particular focus on industry needs. We offer accredited courses in Finance, Leadership, Management, Marketing, HR, and Employment Law. Our Centre of Finance is accredited by ACCA, CIMA and offers an MSc in Investment, Treasury and Banking with Dublin City University.
- Infocredit Group Ltd, leading provider of risk management solutions for more than 45 years, is the exclusive strategic partner of LexisNexis Risk Solutions in Malta. It offers deep, industry-specific expertise to customers seeking superior KYC solutions for anti-money laundering compliance, including data services on PEPs, Sanctions, Enforcement and Adverse Media, all with global coverage.
- GO is Malta's leading communications services company. As the first quad-play provider in Malta we provide mobile, fixed line, internet and TV services to more than 500,000 customers. We also provide services to the business community, including Cloud Services, roaming hubs, data networking solutions, business IP, managed and co-location facilities.


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energizing shampoo
Its special formulation nourishes and strengthens the hair at the root, carrying out an effective anti-oxidant action. Enriched with Pro-vitamin B5, it leaves the hair shiny and bright.
200ml Tube
after shave balm
This cool, alcohol-free aftershave balm pleasantly refreshes the skin, preventing irritation.
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berry's shaving gel
A transparent, formless texture that allows for precision shaving. Particularly suitable for shaping sideburns and goatees. Ideal for a fresh shave and for delicate skins. Also protects the scalp when shaving hair.
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berry's beard soap
facial cleanser with a special antibacterial formula, ideal for the daily cleaning of facial hair The soap's energizing and moisturizing properties leave the beard and mustache feeling fresh, soft and shiny. gently cleanses, preventing itching and inflammation.
100ml Tube


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LOUIS LENA CONISTA, A Drum Meets Karate Collaboration Art Project …
In collaboration with musician, philosopher, drummer and karate student Bartho Staalman and visual artist and karate teacher Thérèse Zoekende I am conducting research. We want to map new learning methods for instrumentalists and music producers for studying rhythm. When studying karate, it is customary to subdivide the exercise material into a trinity of kihon – base, kumite – fight with training partner (s) and kata – form study in mirror combat. The learning method we are researching uses the same three-part exercise material as karate. The method is also not based on the traditional musical notes that are often experienced as abstract, but is based on a new, more accessible musical language by means of diagrams.
Graphic score
A graphic score may then arise that was used for the first time in 1950 in modern and experimental music. Music sounds and pieces are transposed with or without music software to non-traditional music notation symbols such as self-created characters or even drawings to transfer information to the musician about how a work can or should be performed. This implies a great freedom of play for a musician.
Wassily Kandinsky (1866-1944) already made paintings in 1910 about similarities between pictorial elements such as lines, colors and forms and musical elements such as rhythm, sounds and chords. Also Dutch artist M.C. From 1940, Escher (1898–1972) tried to visualize music in his work. English composer Cornelius Cardew (1936-1981), who was an assistant to Karlheinz Stockhausen (1928-2007), made a 193-page graphic score entitled "Treatise" (1967). This score can almost be viewed as an independent visual artwork. American avant-garde composer John Cage (1912-1992) compiled the book "Notations" (1969). This is about the art of music notation in graphic scores of international composers.
Drum Meets Karate
Bartho Staalman is drummer, karate student, philosopher
Patrick Koster, Thérèse Zoekende are visual artists, karate instructors, founders of karate school ki club.cool located in Amsterdam, Netherlands, Europe


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Happy Wordless Wednesday!
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For more WORDLESS WEDNESDAY POSTS, click HERE!
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For more WORDLESS WEDNESDAY POSTS, click HERE!
I can hear the bird singing!ReplyDelete
very sweet. i can picture it hanging in a hotel ready for guest to see it and come in for dancing and entertainment!ReplyDelete
How beautiful it is, we don't get things like this any more!ReplyDelete
Oh how I'd love to go to a ball! In Vermont no less!ReplyDelete
THAT CUTE LITTLE BIRD IS CALLING FOR SPRING.......AND I AM RIGHT BEHIND HIM. TAKE CARE, RIZZIReplyDelete


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The highest quality contemporary steel entrance doors backed up by 80 years' engineering heritage.
Entrance Doors Technical Library
Hormann Thermocomp
Hormann quality and a range of traditional designs in value for money UPVC.
For further information, you can use the below contact form to request technical information or request a quotation.


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Awesome! Imminent Dawn was featured in the Isthmus, just in time for Friday's book launch. What did the A&E writers at the Isthmus have to say about book one of the EMPATHY series? You'll have to visit this link to find out! And remember—the book launch party for Imminent Dawn is tomorrow, February 22nd. Want to learn more? RSVP here! Still need a… Continue reading Review of Imminent Dawn in the Isthmus
Tag: black mirror
EMPATHY: Imminent Dawn – Book Trailer Two
https://youtu.be/O8KN4kcDFIo Preorder your Imminent Dawn ebook at ninestarpress.com and use code PREORDER at checkout for 30% off! Print edition available soon.


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In June LFPME hosted fundraising dinners for its supporters in Liverpool and London.
The dinners provided the opportunity to enjoy good food, music, and sample Palestinian 'Taybeh' beer (for those that drink) as well as engage with Labour Party Parliamentarians on the Palestinian issue.
In London 150 guests joined the LFPME team and Labour MPs Peter Hain, Ben Bradshaw, Andy Slaughter, Jeremy Corbyn, and Rushanara Ali. His Excellency the Palestinian Ambassador Manuel Hassasssian also attended, and spoke passionately about the reality facing Palestinians. Renowned oud player Nizar Al Issa provided traditional and upbeat contemporary music on the evening.
In his address, Peter Hain MP spoke of the need to maintain the campaign for justice, reminding guests of the many dark and frustrating days in the fight against Apartheid, before the battle was won. Ben Bradshaw MP and Rushanara Ali MP spoke about their recent visits to the Palestinian West Bank and how important it was that steps were taken by the Government to ensure a settlement which provides peace and justice. London MPs Andy Slaughter and Jeremy Corbyn championed 'freedom and justice' for the Palestinians and called for the implementation of international law and urged guests to continue demanding their MPs on the issue.
In Liverpool, almost 100 guests attended our dinner with our speakers Arlene McCarthy MEP, Stephen Twigg MP – the Shadow Minister for the Middle East, Alison McGovern MP and Lynne Morris from Unison. Guests enjoyed Middle Eastern food, drinks, music and a traditional Yemeni dance performance.
Arlene McCarthy MEP made a passionate speech calling for human rights, freedoms and justice for the Palestinians to be upheld. She highlighted the work being done at the EU level and stressed the action required to implement international law and ensure a Palestinian state based on 1967 borders. Stephen Twigg MP complimented and thanked LFPME for their work within the Party and campaigns for peace and justice in the Middle East. He also spoke of his recent visit to the region, reiterating his commitment to achieving a just solution based on international law.
New MP Alison McGovern spoke eloquently about the proud history of Liverpool in standing up for social justice and supporting the struggle for those around the world for freedom and justice. She said we all had a role to play ensuring social justice at home and overseas and supporting those in the Middle East in their struggle for the freedoms we enjoy.
At both dinners, Palestinian football T-shirts signed by Tony Benn helped raised several hundred pounds.
The dinners provided an excellent opportunity to raise awareness of the situation in Palestine and the wider Middle East and raise funds to support our events at the Labour Party conference to be held in Liverpool in September. LFPME will be hosting two events.
LFPME is extremely grateful to all its supporters and guests who attended and for making the dinners a success. We hope to host more such events in the future.
If you would like to make a donation to support LFPME events at the Labour Party Conference this year, please click here. If you would like to become a supporter please click here.


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Amethyst & Cubic Zirconia Band 9ct Yellow Gold
Here we have a wonderful 9ct Yellow Gold Cubic Zirconia and Amethyst Band.
This wonderful Amethyst Ring features 4 oval cut Purple Amethyst stones with 6 round cut Cubic Zirconia stones.
This beautiful Amethyst Engagement Ring bears a full UK hallmark.
This wonderful Amethyst Ring would make a fantastic engagement ring for the special lady in your life, or as a treat for yourself.
Amethyst is the birthstone for those who are born in the month of February.
If you have any more questions, please don't hesitate to contact us.
We also offer re-sizing if a ring you like is not the correct size.
Increase the size
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PLEASE NOTE: Due to differences in monitor resolutions there may be some slight difference in colour of the gemstones. We do our very best to describe our items as best as we can.


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This is a 'purrrfect' coloring book for all cat lovers! Containing 80 heart melting drawings of adorable cats and fluffy, charming and lovable kittens. Its guaranteed to make you oooohh and aaaahhhh! This coloring book bundles volumes 1 and 2.
Art is like a rainbow, never-ending and brightly colored. Feed the creative mind of your child and have fun!
Theme: Kids
Language: English
Translations: German, French, Spanish, Italian, Portuguese
Publication date: September 18, 2017
Compiled by: Nick Snels
Dimensions: 8.5 x 11 inches
Cover: HQ cover image


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FMCBC Staff
Executive Director – Barry Janyk
Barry was born on Vancouver Island and moved to Vancouver at the age of 10. He was "fortunate" to have a dad who was both a former drill sergeant and a Scout Master, so the outdoors was basic training.
Barry's had a variety of careers that have taken him to spectacular places: forestry services contractor, pilot, and helicopter owner and commercial operator. He was responsible for developing, and was also the original manager of, Vancouver's Harbour Heliport.
He was on Gibsons council for 15 years—12 as mayor—and is a life member of the Association of Vancouver Island & Coastal Communities and past VP of the Union of BC Municipalities. As Chair of $50 million Island Coastal Economic Trust, he was responsible for endorsing projects such as the Sunshine Coast, Cape Scott and Wild Pacific trails, and Dakota Ridge access.
Barry spent over 4 years as the Outdoor Recreation Council appointee on the provincial LRUP, whose work led to the creation of Tetrahedron Provincial Park.
More recently, he's provided consulting services to corporate and government clients, and worked for environmental organisations and NFPs, having trained in conflict resolution skills.
An avid birder, Barry has been a leader in the Sunshine Coast Natural History Society for years. He's done numerous ascents in the Coast Range, from the lower south coast mountains to all the major peaks of Jervis Inlet, gems like Gilbert, Raleigh and Monarch in the mid coast, as well as spent weeks in Kwadacha in the northern Rockies and the St. Elias Range.
Barry knows what's behind organizing complicated expeditions, having undertaken four long term/long distance canoe trips in northern BC, Nunavut, Yukon, and Northwest Territories. The lengthiest trip—the Back—was 1,800 kilometres and over 10 weeks, from Yellowknife to Chantrey Inlet on the Arctic Ocean.
Barry lives in Gibsons with his wife and son.
Communications and Administration Manager – Stacey Santos
Stacey grew up canoeing and camping in the wilds of northern Saskatchewan, but swapped her ski pants for a rain jacket to pursue a writing degree at the University of Victoria. Fascinated by the idea of studying and surfing in the same day, she crammed every spare moment with impromptu surf trips, hikes along the coast, and winter swims in the ocean. She graduated with not only a greater understanding of the written word, but also a deeper love of the outdoors and all this beautiful province has to offer.
Stacey has been a professional wordsmith ever since, with her work being published in magazines, newspapers, and online. When she's not typing away, you can find her paddleboarding, swimming, sailing, and spending exorbitant amounts of time at East Sooke Park with her family.


text: February 28, 2019March 2, 2019News, Team Alberta Team Alberta faced off against Manitoba in quarterfinals action at the Downtown Arena in Red Deer. Televised on TSN across the country, the game was fast pace right from the beginning. The first period was fast and furious on both sides of the ice, but impressive goaltending prevented a single goal being scored. Alberta's defense looked solid, killing three straight penalties to survive the first period. Coming out of the locker room, Alberta took advantage of a power to open the score in the fifth minute of play, a goal courtesy of Teghan Inglis. Alberta continued to put offensive pressure and capitalized with just under four minutes to go in the period. Sarah Wozniewicz netted the goal that gave Alberta a 2-0 lead. The third period was all about protecting the lead, and Alberta was very successful in doing so. With two minutes left in the third period, Manitoba pulled their goaltender with the hopes of narrowing the gap and shifting the momentum. But Alberta squeezed an Empty Net goal to secure the 3-0 win, advancing to the next round. Alberta netminder Bella McKee was credited with the shutout, stopping all 29 shots. Alberta advances to the semifinals round.