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According to the 2018 Financial Advice Report by Investment Trends, trust in financial advisers has hit an all-time low. The report says that this may be due in part to the dishonest behaviour uncovered by the banking royal commission. According to the report, more than 40% of Australians do not believe the financial services and banking industry has met its obligations to them. Similarly, many submissions made by the general public to the royal commission voiced the concern that financial advisers are only recommending particular in-house or commissioned products. This concern is longstanding – back in 2009, the Australian Securities and Investments Commission (ASIC) stated that many financial advisers act as a "sales force" and "a product pipeline" for financial product manufacturers.
Despite this, there is still significant demand for financial advice. According to the report, in the next two years it's estimated that over two million Australians will engage the help of a financial adviser. If you're looking for an adviser who is not affiliated with any product provider and who doesn't receive commissions for selling particular products, it might be worth considering an independent financial adviser.
What is an independent financial adviser?
A financial adviser is a person or authorised representative of an organisation licensed by ASIC to provide financial advice on areas such as investing, superannuation, retirement planning, estate planning, risk management and insurance. They can also be called financial planners.
Legislation came into effect on 1 January 2019 imposing restrictions on who can be called a 'financial planner' and 'financial adviser'. Financial advisers or planners are now required to hold a relevant bachelor or higher degree, pass an exam, complete a year of work and training, and meet continuing professional development requirements. From 1 January 2020 providers will also have to comply with a code of ethics.
In order for a financial adviser to be classified as 'independent', they must meet certain additional criteria set out by the Corporations Act. Specifically, they – and anyone on whose behalf they provide advice – cannot receive any commissions (unless they rebate them in full to their clients), volume-based payments (i.e. payments based on how much business they send to a financial product issuer) or other gifts or benefits for recommending particular financial products. They must also operate without any conflicts of interest in most circumstances. Due to these requirements, only a very small number of financial advisers in Australia are considered 'independent'.
What does a financial adviser do?
The job of a financial adviser is to help you identify and reach your financial goals. A financial adviser will typically take into account your personal circumstances to make sure these goals are realistic and achievable and provide recommendations to help you achieve them.
Advice can range from one-off advice, such as how to consolidate your super, to more comprehensive advice like setting up an investment plan or ongoing advice which may involve regular reviews with your financial adviser.
How much does a financial adviser cost?
Before you engage a financial adviser, it could be helpful to understand how they will be paid as it varies depending on the provider. Payment schemes can include commissions, asset-based fees, fee-for-service and performance percentage fees. Due to restrictions under the Corporations Act, independent financial advisers are likely to charge on a fee-for-service or fixed-fee basis.
These fees mean you pay for an agreed service or for a certain amount of the adviser's time. Additionally, if an adviser is a member of the Profession of Independent Financial Advisers ('PIFA'), formally IFAAA, they won't be able to receive asset-based fees, or in other words, they won't be able to charge fees that are based on the size of your investment portfolio.
The exact cost of financial advice may vary depending on the services provided and the complexity of the advice. In some instances, your first meeting with a financial adviser may be free. During this meeting you will discuss your needs and it is likely your adviser will explain how they charge and give you an estimate of the cost of advice. If you choose to proceed, your adviser should prepare a Statement of Advice formally outlining their advice. You will typically be billed for the cost of preparing this statement and may also be charged an execution fee. If you choose to receive ongoing advice, this will involve ongoing fees. Find out more about some of the different types of fees and costs that may be involved here.
What are the potential benefits of using an independent financial adviser?
There are a number of potential benefits to using a financial adviser. For example, they could help you:
- Identify short, medium and long-term goals
- Create practical strategies to achieve these goals
- Feel more in control of your finances
- Develop an investment plan
- Protect your assets
- Plan for retirement
A financial adviser may be particularly useful during big life events, such as if you are buying a home, starting a family, being made redundant, inheriting money or approaching retirement.
For some people, a benefit of choosing an independent financial adviser specifically may be the reassurance that the advice given should be impartial and not based on sales incentives.
What are the potential disadvantages of using an independent financial adviser?
A potential disadvantage of engaging a financial adviser is the cost. In some instances, an independent financial adviser can also be a more expensive option than receiving advice from an adviser who isn't classified as independent. As previously noted, it is important to understand their costs and what you are paying for upfront. Not every situation will necessarily call for a financial adviser. You might want to think about what kind of financial help you need before committing to an adviser. For example, if you're after financial information rather than advice, it might be useful to talk to your bank or super fund, or to look online at ASIC's MoneySmart website. The Canstar website is also a source of financial information that could help you in some situations.
One potential disadvantage for those who seek out advice from an independent financial adviser is their scarcity – for example, at the time of writing there were only six in the greater Perth area. This could mean some people would have to travel long distances for a consultation depending on their location.
List of independent financial advisers in Australia
The following list, at the time of writing, comprises PIFA Practising Members located in Australia by city and state.
According to PIFA, to be a practising member, financial advisers must comply with the Corporations Act (including its definition of independence) and must meet the following three criteria:
- No ownership links or affiliations with product manufacturers
- No commissions or incentive payments from product manufacturers
- No asset-based fees
|Ben Liddicoat
BBK Financial Planning
Dulwich Hill
|BBK states that its advice includes: insurance, debt management, superannuation, SMSF, tax, retirement income, and investment properties.
|Daniel McGregor
Wealth Train
|McGregor says he provides advice which includes: cash flow management, debt elimination, superannuation and investment.
|David Harper
Naked Wealth
Newport and Noosaville
|Naked Wealth states its advice includes: superannuation, mortgage, life insurance, cash flow management, investment, estate planning, and retirement planning.
|Deborah Lin
Liquidity Financial Advisers Oatley
|Liquidity Financial Advisers states its advice includes: SMSF, retirement planning and property investment.
|Fergus Hardingham
FM Financial Solutions
|FM Financial Solutions states its advice includes:budgeting and cash flow management, contingency planning, family wealth succession, investment and superannuation. Does not advise on SMSF or direct shares.
|Howard Pitts
Arc Financial Solutions
Spit Junction
|Pitts says he provides advice which includes: deposit and payment products, government debentures, stocks or bonds, life products, managed investment schemes, retirement savings accounts, margin lending, securities, superannuation, SMSF, and tax.
|Jo-Anne Nelson
Arc Financial Solutions
Neutral Bay
|Nelson says she provides advice which includes: superannuation, insurance and wealth management.
|Katie Whiffen
The Retirement Blueprint Northbridge
|Company provides financial education via online course programs, podcasts and videos. Also provides one-on-one financial advice.
The Retirement Blueprint states that its advice includes: superannuation, insurance, investment, and retirement planning.
|Kyle Frost
Millennial Independent Advice
Newcastle City and Sydney City
|Frost says he is the only independent financial adviser in Australia who specialises in working with young people. Frost states that his advice includes plans for: spending, property, investment, debt, tax, retirement, lifestyle protection and estate.
|Michael Morrison
M Financial Planning
Sydney City
|M Financial Planning states that its advice includes: retirement planning, superannuation, estate planning, investing, and wealth creation.
|Michael Radalj
Your Private Advisers
Sydney, Brookvale, North Sydney
|Your Private Advisers states its advice includes: investing, superannuation and SMSF, retirement planning, ancillary tax, and insurance
|Peter Surtenich
Suetonius Wealth Management Sydney City
|Suetonius Wealth Management states its advice includes: superannuation and SMSF, corporate advice, wealth creation and investments, and retirement planning.
|Phil Davies
Liquidity Financial Advisers Sutherland
|Liquidity Financial Advisers states its advice includes: SMSF, retirement planning and property investment.
|Philip Harvey
Construct Wealth
|Construct Wealth states its advice includes: risk insurances, debt management, cash flow and income management, career planning, superannuation, retirement, aged care, and estate planning.
|Richard Barber
Liquidity Financial Advisers Shellharbour
|Liquidity Financial Advisers states its advice includes: SMSF, retirement planning and property investment.
|Stephanie O'Connor
Custom Accounting
Sydney, Cootamundra
|Custom Accounting states its advice includes: superannuation and SMSF, insurance, investment, retirement and succession planning.
|Vince Lam
Plutus Financial Guidance Eastwood
|Plutus Financial Guidance states its advice includes: budgeting and saving, debt management, investment, superannuation, wealth protection, retirement planning, aged care, and estate planning.
|Adriano Donato
Roskow Independent Advisory
|Donato states he specialises in providing advice to high complexity clients who are either: high income families with a $200,000+ salary, business owners with salary/profits greater than $200,000 or high net worth clients with at least $2 million accumulated assets (home not included).
|Amir Salehi
Planning Wealth Independent Advisory
|Planning Wealth Independent Advisory states it specialises in helping high complexity clients with family income greater than $200,000 or those with at least $1.5 million accumulated assets (home not included).
|Berivan Dubier
|Curve states that it specialises in providing financial planning services to medical professionals. Advice includes: superannuation and SMSFs, commencement of pension and retirement planning, cash flow planning, intergenerational financial planning, investment advice, and personal risk insurance advice.
|Brook Logan
Logan Financial Advisers
|Logan Financial Advisers states its advice includes: your home, superannuation, debt, wealth creation strategies, retirement and retirement planning, insurance/risk reduction, estate planning and intergenerational wealth, cash flow, and tax efficiency.
|Chris Thoms
|Thoms says he specialises in SMSFs, superannuation, investment, direct shares, property investment and estate planning.
|Dominic Alafaci
Collins House
Melbourne City
|Collins House states its advice includes: tax, insurance, investment, superannuation and SMSFs.
|Dr Dennis J. Maddern
Maddern Financial Advisers
|Maddern Financial Advisers states it specialises in providing financial planning advice to professional people who have achieved career success or aspire to it. Advice includes: investment, tax-effective strategies, superannuation, insurance, and succession planning.
|James Stephan
Stephan Independent Advisory
|Stephan Independent Advisory states it typically works with successful family business owners and self-funded retirees.
|Jason Smith
Think Independent
Melbourne City
|Certified Financial Planner, Bachelor of Business (Accounting), Graduate Diplomas in Financial Planning and Applied Finance and Investment (Investment Management).
|Joe Stephan
Stephan Independent Advisory
|Stephen Independent Advisory states it typically works with successful family business owners and self-funded retirees.
|Mathew Horvat
Horvat Financial Advisors
|Horvat Financial Advisors states it works with individuals and families who are financially independent and want to maximise their wealth.
|Matthew Ross
Roskow Independent Advisory
|Roskow Independent Advisory says it focuses on providing advice to high achievers.
|Natasha Hall
Planning Hall
Melbourne City
|Planning Hall states its core services are financial product advice, personal financial advice and general financial advice.
|Rick Horvat
Horvat Financial Advisors
|Horvat Financial Advisors states it works with individuals and families who are financially independent and want to maximise their wealth.
|Sean Dwyer
|Curve states that it specialises in providing financial planning services to medical professionals. Advice includes: superannuation and SMSFs, commencement of pension and retirement planning, cash flow planning, intergenerational financial planning, investment advice, and personal risk insurance advice.
|Trent Alexander
Financial Planning Expert
Caulfield North
|Financial Planning Expert states it specialises in SMSF advice for retirees and pre-retirees. Advice includes: superannuation, tax strategies for retirement, retirement planning, investment strategy and advice, Australian direct share investment, estate planning, SMSFs, life and income protection insurance, asset allocation, and financial structures.
|Aaron Crosthwaite
Fortitude Valley
|Curve states that it specialises in providing financial planning services to medical professionals. Advice includes: superannuation and SMSFs, commencement of pension and retirement planning, cash flow planning, intergenerational financial planning, investment advice, and personal risk insurance advice.
|David Harper
Naked Wealth
Newport and Noosaville
|Naked Wealth states its advice includes: superannuation, mortgage, life insurance, cash flow management, investment, estate planning, and retirement planning.
|Guy Rasmussen
Whole Wealth
West End
|Whole Wealth states that its advice includes: cash flow and budgeting, debt management, investment advice, retirement planning, superannuation and SMS, and risk and insurance.
|Justin Brand
Brand Financial
|Brand states that he provides advice which includes: mortgages, retirement planning, superannuation, and insurance.
|Keith Henderson
Malibu Wealth Advisory Noosa
|Specialises in people over 45, time-poor business owners and executives, medical and other professionals, expatriates moving to or living in South-East Asia, and ADF personnel.
Malibu Wealth Advisory states that its advice includes: retirement planning, cash flow management, debt reduction, superannuation, pension, SMSF, insurance, investment, Centrelink, and estate planning.
|Neil Salkow
Roskow Independent Advisory
Stones Corner
|Roskow says it works with business owners, leaders in their field and those who have achieved financial independence.
|Samuel Turrisi
Roskow Independent Advisory
Stones Corner
|Roskow Independent Advisory says it focuses on providing advice to high achievers.
|Todd Meynink
Asset Science
|Asset Science says it takes a scientific evidence-based approach to investing. Asset Science states that its advice includes: growing and securing assets and income, retirement planning, business succession planning, and estate planning.
|Cameron Foster
Horizon Advisory
Port Lincoln
|Horizon Advisory states it specialises in personal money management, investment, retirement planning and superannuation.
|Jacie Taylor
Periapt Advisory
|Periapt Advisory states its advice includes: investments, insurance, cash flow, government benefits, salary sacrifice and salary packaging, retirement planning, superannuation and SMSFs, aged care and estate planning.
|Daniel Brammall
Brocktons Independent Advisory
|Brocktons states it offers a "no strings attached" advice consultation and a comprehensive planning service.
|Naomi Horobin
Clover Financial Group
|Horobin says her advice includes: cashflow management and budgeting, wealth creation, superannuation, retirement planning and income streams, Centrelink and DVA, estate planning, asset and lifestyle protection.
|Phil Thompson
Rise Financial Pty Ltd
|Thompson states his areas of expertise include: includes: superannuation, investment, borrowed funds, personal insurance, salary packaging, budgeting and cashflow management, estate planning.
|Susannah Kulincevic
Brocktons Independent Advisory
|Brocktons states it offers a "no strings attached" advice consultation and a comprehensive planning service.
|Simon Duigan
Core Independent Financial Advice
|Core states its advice includes: financial coaching, superannuation and pension, insurance, retirement funding, legal/estate planning, Centrelink and aged care, investments, and finance and debt management.
|Christopher Young
CY Financial Advice
South Perth
|CY Financial Advice says its typical clients are retirees or those close to retirement who are over 50 with investment assets exceeding $1 million.
|Mick Steffan
Independent Advisers WA
Bluff Point
|Independent Advisers WA says it offers specialised independent financial advice for clients working largely in the farming, fishing and resources industry.
|Peter Humble
Rise Wealth Group
|Rise Wealth Group states its advice includes: retirement and estate planning, mortgage and debt management advice, risk assessment and management, and life insurance.
How to find a financial adviser based on your needs
The list above may help you find a financial adviser who the PIFA says has reached its 'Gold Standard of Independence' at the time of writing. But there are other potential avenues for finding financial advisers across Australia. For example, the Financial Planning Association of Australia (FPA) operates a 'Find a planner' service, while the Association of Financial Advisers (AFA) has a similar tool available which allows consumers to find advisers in their area. The AFA's tool allows consumers to narrow down a search to advisers it says are 'non institutionally aligned.' Bear in mind that the advisers available via these tools may not be classified as 'independent' by the PIFA.
Before using any adviser's services, ASIC's MoneySmart recommends that consumers check their qualifications, employment status, affiliations, disciplinary history and other relevant details using the 'Financial adviser register'.
MoneySmart recommends asking your adviser plenty of questions upfront about their qualifications, experience, the types of products they can offer advice on and how they get paid. They also offer guidance on what to do if you have an issue with your chosen adviser down the road.
Find out more about some factors to consider when choosing a financial adviser here.
Main image Source: crazystocker (Shutterstock)


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Some different prints of the all-time classic. 1. Raw untouched video master - how the film has been seen on late night TV and PD video's and DVDs for years. 2. A remastered version of the film presented in HD. 3. Rare international widescreen theatrical release print presented 16:9 enhanced. Copyright Status: PUBLIC DOMAIN Published without a valid Copyright Notice. Type of Work: Cancelled Registration Cancelled Registration Number: PA0000046101 PA reg. cancelled. Published pre '78 without copyright notice. Title: Night of the living dead / an Image Ten production ; produced by Russell W.
A group of people hide from bloodthirsty zombies in a farmhouse. - IMDB Description
This is the full 1080p Blu-Ray rip (m2ts) of "Night of the Living Dead" (IMDB) as well as other versions derived from it. The mkv's each have the DTS and AC3 soundtracks with the chapters info included. Please enjoy and let me know if there are problems with any of the files.
In this classic yet still creepy horror film, strangers hold up in a rural Pennsylvania farmhouse and battle constant attacks from dead locals who have been brought back to life by mysterious radiation. Note: This item contains a user-contributed srt subtitle file. To use this file you must download an srt compatible player and point it at the correct video and srt files (google for srt subtitles).
I did some digital tweaking on Night of the Living Dead to make it more watchable and made it into a DVD image that you can burn.
The dead come back to life and terrorize a group of people trapped inside a rural Pennsylvania farmhouse. "It has been established that persons who have recently died have been returning to life and committing acts of murder. A wide investigation of reports from funeral homes, morgues and hospitals has concluded that the unburied dead are coming back to life and seeking human victims..."
In this classic yet still creepy horror film, strangers hold up in a rural Pennsylvania farmhouse and battle constant attacks from dead locals who have been brought back to life by mysterious radiation.
WARNING - This is a graphic horror film with some gory special effects.
You can find more information regarding this film on its IMDb page
Flash Web Video
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subset: commoncrawl


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Sustainable Brands and RILA Announce Conference Partnership
SAN FRANCISCO, October 4, 2016 /3BL Media/ – Sustainable Brands® recently announced a strategic partnership with Retail Industry Leaders Association (RILA). RILA will merge its sustainability-focused conference with Sustainable Brands to produce a dedicated program track at SB'17 Detroit focused on sustainability-led innovation in the retail sector.
"Our mission at Sustainable Brands is to shift the world to a sustainably flourishing future. This strategic partnership merges two events into one creating a stronger gravitational pull for our two communities to share insights, collaborate more fully and boost the level of impact needed to inspire and enable positive change," states KoAnn Vikoren Skryzniarz, founder of Sustainable Brands. "Retailers and their brand customers can now be better poised to accelerate momentum towards finding solutions to the business challenges that require the shift in thinking needed to positively reshape 21st century economies."
Adam Siegel, RILA's senior vice president for research, innovation, and sustainability believes that "the partnership will provide retailers with the best of both worlds – access to high quality retail content, as well as exposure to practices of leading businesses in other industries and from around the world. We see much alignment in the program goals of our respective conferences and partnering to develop a single event seemed like a natural next step in our evolution."
The largest global peer community of brand leaders and sustainability practitioners focused on advancing brand value creation through sustainability-led innovation is heading to Detroit, Michigan in 2017. RILA members will now join the community at the Cobo Center, May 22-25th for a global dialog about how to collectively Redefine the Good Life. The gathering will highlight ideas and companies who are redefining new global societal aspirations that point toward a sustainable future. A dedicated retail-specific conference track will focus on how global brands and disruptive innovators are delivering customer-facing product and service solutions in the retail sector.
Sustainable Brands conferences convene business and brand leaders to share challenges and successes face-to-face throughout the year and across the globe. The goal is to move the global community from awareness of the issues and opportunities presented by today's pressing social and environmental challenges, to engagement and commitment to address them – ultimately leading to co-creation of solutions that positively impact 21st century economies. SB events are now held in 11 cities across 6 continents. More information about global events can be found at www.SustainableBrands.com.
Further information about RILA can be found at www.rila.org/Sust2017. Information about SB'17 Detroit can be found at www.SB17Detroit.com
About Sustainable Brands
Sustainable Brands® is the premier global community of brand innovators who are shaping the future of commerce worldwide. Since 2006, our mission has been to inspire, engage and equip today's business and brand leaders to prosper for the near and long term by leading the way to a better future. Digitally published news articles and issues-focused conversation topics, internationally known conferences and regional events, a robust e-learning library and peer-to-peer membership groups all facilitate community learning and engagement throughout the year. Sustainable Brands is a division of Sustainable Life Media, headquartered in San Francisco, CA.


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As part of the Japanese cultural activities, the Dojo promotes classes in Shodo, Japanese artistic calligraphy. Paulo Tramujas' Aikido master, Matsuoka sensei, was a direct student of Seiseki Abe sensei, a 10th Dan Aikido master, himself a direct student of the founder of Aikido. Abe sensei was also a Shodo master and, in fact, Abe sensei taught calligraphy to the founder of Aikido, master Ueshiba Morihei, transcending thus the rigid Japanese master-disciple relationship, since Ueshiba sensei and Abe sensei were indeed friends.
In 1998, Paulo Tramujas had the privilege of meeting Abe sensei personally, and was gifted a priceless piece of calligraphy along with some study materials, and ineffable inspiration to continue on the practice of Shodo. The calligraphy classes at the Kokyu Dojo are inspired in the teachings of Abe sensei.
Aiki – calligraphy by Abe sensei
Abe sensei frequently taught the connections between martial arts and calligraphy, from posture to breath and grip, and was perhaps one of the last authentic masters to expose traditional Japanese culture in such a fashion. Japanese calligraphy is far from being a mere artistic expression. Rather, it is understood within some traditions as a spiritual discipline, influenced by meditation practices in Japan, specifically Zen Buddhism. The calligrapher has but one chance to create with the brush strokes that cannot be corrected, requiring thus a deep sense of concentration in order to execute with fluidity, harmony and beauty. The brush writes a statement about the calligrapher at that moment in time, and brings to the surface the feelings and thoughts expressed in the writing.
Calligraphy by Morihei Ueshiba sensei, the founder of Aikido. Amenotakemusujuku Aikido Dojo – Osaka, Japan.
Contemplative calligraphy is practiced by Buddhist monks and most Shodo practitioners. At an advanced level, one seeks to clear one's mind so that the letters flow spontaneously, revealing a state of mind known as mushin (Jap.: 無心 – no mind/empty heart), a state that is also sought by martial artists.
It is not necessary to know the Japanese language for the practice of Shodo, although one inevitably learns some of the basics of it, which is also true within the practice of Aikido. There are some fundamental sentences that are frequently used at the Dojo to show respect and to follow proper etiquette and protocol rules. Below are some examples of calligraphy. These are different calligraphy styles for the same ideogram (愛), which reads love in Japanese, pronounced 'ai':
The practice of Shodo is not only relaxing, but a great way to express one's creativity and artistic sense as well. It helps to develop a poetic perspective, guiding one towards a contemplative life view. A piece of Japanese calligraphy is also a unique gift.
Masakatsu Agatsu
True victory is self victory
Calligraphy by Ueshiba Morihei, founder or Aikido


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Lisa Roet 'Chimpanzee Fingers' coat hook
These bronze plated coat hook: Chimpanzee fingers, serve to remind us of our connection with our closest animal relatives and objectify our relationship with nature.
All sculptures are bronze plated and we have the following variations available:
Jet Black, Gold Matte, Silver Matte, Copper, Gold Gloss, Silver Gloss
Shipping is calculated in relation to the weight of an item. Please contact the gallery directly if you wish to ship overseas.


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Patient Info
If you are a new patient to our office, please have your forms filled out and ready to go prior to your appointment by using one of the options below or you can come to the office at least 15 minutes prior to your appointment to fill them out.
Patient Forms - Victoria Drive (fillable - 3 pages)Patient Forms - Victoria Drive (not fillable - 3 pages)Patient Forms - Renfrew Street (fillable - 3 pages)Patient Forms - Renfrew Street (not fillable - 3 pages)
This web site uses files in Adobe Acrobat Portable Document Format (pdf) which require Adobe® Acrobat® Reader for viewing and printing. It is available to download free.
It is customary that payment is due as services are rendered. We accept cash, Interac, personal cheques, MasterCard, and Visa. When more extensive dental care is necessary, financial arrangements can be made with our office.
As a special service, we will process your insurance papers on your behalf. We will also pre-authorize major dental treatment. However, please be aware that if for any reason the claim is rejected or not paid in full, you are financially responsible for the balance.
Annual deductible fees and patient portion of fees are due at the time of service. Please let our receptionist know of any changes to your dental insurance. Our team members are qualified to help you if you have any questions.
Click here for more information on You & Your Insurance
We make every effort to honour all time commitments and request that you extend the same courtesy to us. If you find that you must reschedule your appointment, we request that you give us at least 24 hours notice, otherwise you may be charged a late cancellation fee. We try our best to run on schedule and ask that you do your best to be on time.
We Welcome New Patients! Request An Online Appointment or visit our Contact page for our office locations.
Our practice grows by word of mouth. If you are happy with our service, please refer your friends and family. It would be greatly appreciated
Smile With Confidence
As dental professionals it is our priority to provide quality dental care you can trust.


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The first thing that individuals see in a bedroom is the furniture, and it takes up a bulk of the bedroom area. Make your bedroom appearance stunning with elegant bedroom sets, and finish the environment with lights and house decor accessories. Bedroom sets mainly include beds with appealing headboards, nightstands, drawer chest, dressers and mirrors. If you have a modest bedroom area, always decide for bedroom sets that are compact and equipped with sufficient storage choices for storing your bedroom fundamentals. This will guarantee that the furniture is organized in an optimum method, and your bedroom looks neat and organized. This post informs you how you can pick bedroom sets and make your bedroom appearance comfy, inviting and stunning.
Guide in buying bedroom sets As discussed formerly, there are a great deal of bedroom furniture sets that you can pick from. Stylish property owners will never bother with finding the right design that they want for their houses. There are dark pieces, metallic pieces, as well as wooden sets of furniture. You can produce the bedroom of your dreams. If you wish to have a Japanese-inspired room, get bedroom sets that are made of wood. On the other hand, for those who wish to make their bedroom look modern with twist, get furniture in metallic pieces and mix-and-match with other bedroom pieces. Prior to buying bedroom sets, try to find inspiration from home embellishing publications. This will offer you a concept on exactly what sort of design you would want your bedroom to have. Once you have actually chosen the style or motif of your room, see the furniture shop local to you and buy side tables, bed frame, cabinets, and etc. that you would wish to have in your brand-new room.
Bedspreads can be made from many kinds of materials, like polyester and cotton. If you know that you have an allergic reaction to a particular product, search for it on the tag of the bedspread before you purchase it. This will keep you from having a reaction and save you the time of having to return the bedspread.
Do you want to purchase bedroom furniture for your children? If you have an infant then make sure that the bedroom furniture has a non-toxic finish and the crib need to be safe enough. If you have a teenager, then the bedroom furniture need to be designed to fit his needs.


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Farm Name: Belleville Old Town Market
State: Illinois
Address: 620 N. Illinois St.
City: Belleville
Zip Code: 62220
Latitude: -89.97910308837891
Longitute: 38.51363754272461
The lists over 4,700 U.S. farmers markets' locations and geographic coordinates, based on data from the USDA National Farmers Market Directory. As with the USDA National Farmers Market Directory, this information is collected on a voluntary basis via self-reporting from farmers market managers across the country. If you are a farmers market manager, and would like to add or update information about your market, please contact Velma Lakins, Agricultural Marketing Specialist at email@example.com.
Copyright © 2011 Geodata.us


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21 Seeds Cucumber Jalapeno Blanco TequilaOriginal Price $35.99Current Price $29.97
Beverage Tasting Institute: "Clear color. Herbal aromas of poblano pepper, aloe, wheatgrass, carnation, and cucumber with a satiny, crisp, dryish...View full details
Gold PTS
21 Seeds Grapefruit Hibiscus Blanco TequilaOriginal Price $35.99Current Price $29.97
Distillery: "21 SEEDS is an award-winning, all-natural, real fruit-infused tequila. Female founded and female distilled, our one-of-a-kind tequila...View full details
Double-Gold PTS
21 Seeds Valencia Orange Blanco TequilaOriginal Price $35.99Current Price $29.97
Distillery: "21 SEEDS is an award-winning, all-natural, real fruit-infused tequila. Female founded and female distilled, our one-of-a-kind tequila...View full details
Ayate Anejo Tequila 750mlOriginal Price $151.99Current Price $88.97
Distillery: "Aromatically intense with notes of caramel, butterscotch, dried fruits and toasty oak. Impressive complexity with flavors of dark choc...View full details
Casa Noble Single Barrel Extra Anejo TequilaOriginal Price $110.99Current Price $103.97
Distillery: "Tequila the way it's been enjoyed for 7 generations—bottled straight from one truly unique barrel. Distributed in individually number...View full details
Casamigos Anejo Tequila 750mlOriginal Price $64.99Current Price $55.97
Distillery: "Aged for 14 months. Pure and complex aroma, with soft caramel and vanilla notes. Perfect balance of sweetness from the Blue Weber a...View full details
Casamigos Blanco Tequila 750mlOriginal Price $51.99Current Price $42.97
Distillery: "Rests for 2 months. Crisp and clean with hints of citrus, vanilla and sweet agave, with a long smooth finish." ...View full details
Casamigos Joven Mezcal 750mlOriginal Price $69.99Current Price $59.97
Distillery: "Balanced and elegant. Hints of tamarind and pomegranate aromas are followed by herbal tones of fresh mint and dried oregano. Delicate...View full details
Casamigos Reposado Tequila 750mlOriginal Price $58.99Current Price $49.97
Distillery: "Aged for 7 months. Soft, slightly oaky with hints of caramel and cocoa. It has a silky texture with a medium to long smooth finish. ...View full details
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Setting Priorities for HIV/AIDS Interventions
A Cost–Benefit Approach
Robert J. Brent
Chapter 27: Willingness to Pay Practice: The Benefits of Condoms
Robert J. Brent
When most of the HIV transmissions involve heterosexual couples, as in SSA, promoting condoms has been the major intervention instrument. However, according to Potts et al. (2008), while condoms have been successful in bringing about some declines in generalized epidemics, they have not yet played a primary role. Thus, Epstein (2007) argues for Uganda, which was one of the first countries to reverse a widespread HIV/AIDS epidemic, few people used condoms at the time the HIV infection rate began to decline. When HIV is present just in a few high-risk groups, such as CSWs, condom promotion can have a large impact. For example, the 100 percent condom use requirement in brothels in Thailand was largely responsible for "nipping in the bud" a widespread epidemic in this country. For most countries, condoms have not been used by a sufficiently large share of the population for all sexual partners and for consistently long periods. However, it is not obvious that, if condom use actually did increase on a larger scale, then large reductions in HIV prevalence would not result. So a scheme to promote condom use could be important. The intervention that will be evaluated is the condom social marketing (CSM) program in Tanzania administered by Population Services International (PSI). We will refer to numbers and calculations that appear in Brent (2009c). PSI'S CONDOM SOCIAL MARKETING PROGRAM IN TANZANIA The CSM program has existed in Tanzania since 1993. In recent years, PSI has aimed to sell condoms to promote behavior change among...
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Yesterday, http://www.foodswinesfromspain.com published an article about MX2 GLOBAL military food supplies to the UN Peace-keeping missions in Africa… this is the promotional website of ICEX, the Spanish Government Institution in charge of promoting Exports of Spanish goods and services.
Dear all,
Let us share an article about MX2 GLOBAL published today by 'Foods & Wines from Spain' titled: "Spanish eggs to Somalia and Kenya"
Jamon iberico: The Spanish Board of Ministers approved last Friday a new regulation aimed to protect our Spanish prized cured ham: Jamon Iberico.
Iberico Ham, Lomo and Salchichon: a healthy Spanish choice.
Spanish Iberico products like Lomo, Chorizo and Serrano Ham are pork products, following each of them its particular procedure.
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White House Press Secretary
But he may have actually done Pennsylvania's effort a small favor by simultaneously voicing the administration's intention not to interfere with medical marijuana programs.
"There are two distinct issues here, medical marijuana and recreational marijuana," Spicer said. "Medical marijuana, I've said before, the president understands the pain and suffering many people go through who are facing especially terminal diseases and the comfort that some of these drugs, including medical marijuana can bring to them."
That could give investors in Pennsylvania's nascent medical marijuana industry additional confidence by clarifying the Trump administration's position, said Dan Clearfield, a Harrisburg-based attorney who specializes in medical marijuana law.
"Medical marijuana, because it doesn't appear to be the focus of anything the new administration wants to do, if people are considering where to put their investment in the marijuana business, that clearly has to be something they are incorporating into their thoughts," Clearfield said.
Some investors may shift their focus, at least temporarily, from states such as Massachusetts and Maine that recently legalized recreational marijuana to states such as Pennsylvania and Ohio that are rolling out medical programs, said Chris Walsh, editorial director of Marijuana Business Daily.
"You could see some people pivot, either entrepreneurs or investors that were looking at the recreational market, thinking medical might be the better place to go," Walsh said.
Trump's press secretary says the administration sees recreational marijuana as dangerous, and signaled the Department of Justice could go after states that have legalized it.
Sen. Daylin Leach, D-Delaware County, a legalization advocate, called the idea of a crackdown "moronic," impractical and bad for the health and safety of citizens in states with where marijuana is legal for recreational use, but he admitted Spicer's comments did seem to bode well for medical states such as Pennsylvania.
"Unless of course, he changes his mind tomorrow," said Leach, a vocal Trump critic.
Pennsylvania legalized marijuana for the treatment of 17 medical conditions in 2016 and began accepting applications for 27 dispensary and 12 grower/processor licenses distributed across six geographic regions of the state this week. The application period ends March 20.
Lehigh and Northampton counties are allocated one dispensary permit each. The permits allow up to three locations, but each must be in a different county. The northeast region of the state, which includes both counties, is allocated two grower-processor licenses, which allow one location each.
Permits are expected to be awarded this summer.
Bruce Nicholson, chief medical officer of TruVo Health Care, which expects to apply for a permit to grow and process medical marijuana in Lynn Township, said the company's plans remain on track.
Medical marijuana dispensary eyed at East Allen bank where deadly shooting happened
A medical
"The comments made yesterday by Sean Spicer address the concerns of the recreational market," he said in a statement. "We believe that companies that are in compliance of state medical programs align with the current administration view on cannabis as medicine."
The legalized marijuana world has been trying to read the tea leaves on the Trump administration's stance toward cannabis since the election, pouring over past comments made by Trump and his choice for attorney general, Sen. Jeff Sessions, who is on the record as a legalization critic.
While marijuana remains illegal for any purpose on a federal level, the Obama Administration generally took a hands-off approach in states that legalized pot, preferring to focus instead on issues such as preventing marijuana from getting into the hands of minors.
Spicer said states that have legalized marijuana for recreational use likely will face increased enforcement, but left details to the Justice Department, which didn't elaborate. Marijuana advocates say they'll be watching closely.
The Trump administration will have to set priorities, said Stephen Wermiel, a constitutional law professor and interim director of the Program on Law and Government at American University Washington College of Law, because it won't have the manpower to arrest everyone using the drug.
"The fact the government says it has different views of this than the Obama administration is only the opening salvo," Wermiel said. "They have to figure out a whole scheme of when they can do this and where."
The Lehigh Valley will be limited to two dispensary operators and at most two grower/processors in the first phase of Pennsylvania's medical marijuana program.
Nationally, eight states and the District of Columbia have legalized marijuana for recreational use, while 20, including Pennsylvania, have legalized medical marijuana.
Marijuana legalization enjoys broad public support. A Quinnipiac University poll published Thursday showed 59 percent support full legalization.
Legalization advocates aren't comforted by the potential upside for purely medical states such as Pennsylvania.
"Mr. Spicer said there is a difference between medical and recreational marijuana," said Marijuana Policy Project spokesman Mason Tvert. "But the benefits of and need for regulation apply equally to both."
Philadelphia-based marijuana legalization advocate Chris Goldstein said Pennsylvania's highly regulated model for dispensing medical marijuana, which has similarities with New Jersey and New York, seems to match pretty closely with the Trump administration's ideal for medical marijuana.
It may not be so ideal for patients, he said, who face barriers to access and high prices in all three states, problems that won't go away just because the Trump Administration doesn't seem to be interested in interfering.
"Sean Spicer's comments yesterday have no impact on Pennsylvania's law," Goldstein said. "They have supported medical marijuana and I don't see the Trump Administration going after the cartel states like New Jersey, New York and Pennsylvania. I think they like these plans."
Goldstein's greater concern is that Trump's more aggressive stand toward recreational use will lead to more marijuana possession arrests by local law enforcement.
Twitter @skraus
Bringing medical marijuana to main street
Reporter Steve Esack contributed to this story
What happened: White House Press Secretary Sean Spicer said the Trump Administration may step up enforcement of federal marijuana laws in states where the drug is legal for recreational use, but doesn't plan to interfere with states such as Pennsylvania, where it is only legal for medical use.
What it means for Pennsylvania: By clarifying that the Trump Administration supports medical marijuana, the comments reduce the level of uncertainty about the future of the Pennsylvania's program, which is still in the process of being rolled out.


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Ask a QuestionHere are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community or ask a new question.
I have found several 'cures' for ear mites - but what causes them in the first place? Contagion, air borne, outside like ticks, etc.? My furry friend is normally extremely affectionate, but it took me almost a week to figure out what was bothering him because he was keeping to himself and didn't want anyone anywhere near his head/ears. I got OTC meds, and his relief was immediate! I want to avoid ever having him suffer like that again.
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Discusses more of the causes and environmental treatment.
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Ask anyone what the buzziest diet of 2018 is, and their answer would almost undoubtedly be the ketogenic diet. Keto success stories are peppered throughout Instagram and have infiltrated pop culture. (After following the diet himself and losing a considerable amount of weight, Vinny from Jersey Shore made his Instagram handle @ketoguido.) But even though it works temporarily in terms of weight loss, it isn't sustainable in the long term and, because it's such a high-fat diet, is disadvantageous to your overall health. In fact, U.S. News ranked it the worst diet (tied with the Dukan Diet) of 2018.
First, let's understand how this low-carb, moderate-protein, and high-fat diet works.
"Ketogenic diets cause our bodies to burn stored fat as fuel by affecting two hormones: insulin and glucagon," explains nutritionist Kelly LeVeque. "Restricting carbohydrates from the diet decreases insulin and increases glucagon. As a result, our bodies quickly move from storage mode to burn mode. We release triglycerides from fat cells and burn FFA, producing ketones as brain fuel. In addition to insulin and glucagon, a number of other hormones are also affected, all of which help to shift fuel use away from carbohydrates and toward fat."
Eat fat to burn fat? Sounds like a good deal. But eating such a scarce amount of carbs is actually depleting your body of the fuel it needs. Remember: Carbs aren't always the enemy.
"When you are on the keto diet, you drastically cut your carbs to only 20 per day," says nutritionist Lisa Drayer. "That's less than one apple! The keto diet is just not sustainable over the long term. It doesn't teach you how to acquire healthy eating habits. It's good for a quick fix, but most people I know can hardly give up pasta and bread, let alone beans and fruit."
Not far behind keto and Dukan was popular diet Whole30, another highly restrictive diet that's high in meat and sodium intake.
"While parts of the Whole30 diet are okay and it can definitely lead to weight loss if you follow it properly, I'm not a fan of anything that eliminates food groups," says Benjamin Suyematsu, V Shred lead trainer; expert in nutrition and kinesiology; and an American College of Sports Medicine certified personal trainer. "This is especially true if you don't plan to eliminate foods for the rest of your life. Once the 30 days are over, you have no rules to follow, and if you turn back to what you were previously doing, the weight will come right back."
So What's the Answer?
Really, the key is to avoid a "diet" altogether and consider a lifestyle change instead.
"As a certified nutritional coach who supports hundreds of people with fitness, diet, and nutrition, I do not believe in cutting anything out of your diet or making it restrictive," says Ali Wells, a registered nurse and V Shred lead trainer, expert advisor, and certified nutrition coach. "I have seen too many times in my years of practice where food restrictions only cause people to feel like they can't have something, and it makes the urges and cravings stronger for that food." Instead, Wells recommends eating the right portion sizes and mindfully eating (wherein you listen to your body and figure out its needs). She also encourages treating foods as nourishment by focusing on clean, fresh-from-the-earth eating, but still allowing for some "bad" foods for balance.
Suyematsu agrees. "My best advice is to follow an 80/20 rule: 80% of the time, your food is coming from whole-food sources, protein intake is adequate, carbs are not too heavy, and you have a good balance of healthy fats mixed into your diet. The other 20% of the time can include indulgence meals or more lenient types of meals," he says.
What Will a Typical Day of Eating Look Like Using These Methods?
Breakfast: 2 hard-boiled eggs, 1 cup spinach with chopped strawberries
Morning snack: Protein shake made of 1 scoop whey protein and 8 ounces skim or almond milk
Lunch: Chicken Salad with 6 ounces chicken breast, 6 to 10 spears asparagus, romaine lettuce, and red wine vinaigrette
Snack: 1 cup Greek yogurt, mixed berries for flavor, and 1 ounce nuts
Dinner: 6 ounces lean meat, 1 to 2 cups vegetables, 1/2 cup brown rice or quinoa
Breakfast: Whole eggs, avocado (or nuts), and toast (or oatmeal)
Snack: Apple and almond butter
Lunch: Leafy greens, chicken (or another lean protein), shredded cheese, salad dressing, vegetables
Snack: Beef jerky, fruit, and mixed nuts
Dinner: Salmon (or lean protein), broccoli (or another vegetable), avocado (or use olive oil to cook the salmon or broccoli)
What Are Some Other Lifestyle Changes You Should Make?
"Factors like sleep, stress, adequate water intake, consistent intentional movement, and mindfulness or meditation have all been shown to increase the positive response your body has in burning fat," says Jenn Hyde, V Shred lead trainer, exercise physiologist, and certified sports nutritionist. In other words, she wants to see a full-body approach to your diet rather than solely focusing on your food intake.
Second, take baby steps. According to Gerald Mayes, V Shred lead trainer, NSCA-certified personal trainer, and ACE-certified health coach, people who make small changes, like committing to walking 10,000 steps per day, are more likely to keep up with a healthier lifestyle as opposed to trying to make several major changes at once. "Over time, figure a solid 90 days, you will have revamped your entire life," he says. "Where people go wrong is they try to change everything all at once and become overwhelmed."
Next, ask yourself if you're truly hungry or if you're eating because you're bored or filling an emotional void. "Practicing eating until you're no longer hungry, but not eating until you're full, takes some time to get used to," says Wells. "Eating in this manner is incredibly useful in sustaining a healthy weight in the long term."
Also, don't drink your calories. "We often fail to realize how many calories are in alcohol, soda, and even fruit juices," says Suyematsu. "Stick to water as the primary liquid, and you can flavor it naturally with fruits, mint, or other natural flavor enhancers."
What If Your Main Goal Is to Lose Weight?
Measuring your calorie intake is key when trying to shed excess pounds. Says Hyde, "This is where customization to each individuals approach is imperative. Restrict too much and your body will respond by holding onto calories and preserving your fat mass. Overestimate calorie need, and no change will occur, or worse, you will gain undesired weight." Finding the right daily calorie intake with the help of a health professional on top of the previous lifestyle changes will help you reach a healthy goal weight.
Before following a new meal plan or lifestyle change, please speak with a doctor or nutritionist to ensure it's safe for you.


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Alabama Farmers Federation former executive director John H. Dorrill Jr. died Jan. 28 at his home in Montgomery. He was...
The Tolkien Society confirmed the news today.
Johnson was one-half of the first African American tag team to win the WWE tag team championship
The funeral arrangements for Cassidy Dunn, Emilee Fain, and Addyson Martin have been announced.
Ensign Joshua Watson will return home to the Wiregrass Friday, December 13 at 10:00 am.
A man who has made a big impact on the town of Ozark has passed away.
Harley Leland Race passed away due to complications from lung cancer, World Wrestling Entertainment announced. (Source: World Wrestling...
Russi Taylor had been the voice of Minnie Mouse since the late 1980s.
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John Paul Stevens, who served on the Supreme Court for nearly 35 years and became its leading liberal, has died. He was 99.
Award-winning television, film and theater actor Rip Torn has died at the age of 88, according to his publicist.
Actor Cameron Boyce, best known for his role as the teenage son of Cruella de Vil in the Disney Channel franchise "Descendants," has died. He was 20 years...
Actor Arte Johnson, who won an Emmy for comedy sketch work on the television show "Laugh-In," has died in Los Angeles. He was 90.
Former colleagues say ex-Chrysler CEO Lee Iacocca has died at age 94 in Bel Air, California.
A Georgia native who became nationally renowned on "Mutual of Omaha's Wild Kingdom" TV show in the 1960s, has died at 89.
Actor Peter Mayhew, who played Chewbacca in the "Star Wars" films, has died.
A highly decorated, retired Army major general has died in an accident involving his lawnmower, a local coroner has...


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Jacquie D'Alessandro 'Sleepless at Midnight'
I was avoiding reading this book because of the really lame cover and the equally lame title. Boy am I glad I feel this compulsion to read now that I have people depending on me, waiting for my insight. Er, well, maybe Erin cares. Anyway, Sarah is a spectacle wearing spinster who accompanies her sister to a house party at Lord Langston's estate. She catches a glimpse of Lord Langston returning to the house in the rain, carrying a shovel in the middle of the night. Hmmm.
The plot allows Matthew and Sarah to spend a lot of time together, their dialog with each other is wonderful, their internal dialog with themselves is even funnier, the sexual tension is terrific and follow through is great. You love these characters so much you don't even mind the slightly silly happily ever after. And Erin, there's a wolf hound in the story!
Historical Romance 2007: 5 out of 5
PS. Ann, I have a vampire story on tap!


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Boom Brothers theme is on three industrious dwarves who blast their way through mines in search of its treasures: gold, gemstones and diamonds.
Boom Brothers has five reels and twenty paylines with a mining theme. The reels themselves contain symbols suspended on chains – they work like reels but look pretty good and different. The symbols are disappearing continually into the depths of the earth.
How to play Boom Brothers
All the icons are related to mining and include a bucket, a miner's helmet, a lantern, a pickaxe & hammer and the Boom Brothers themselves. Special symbols include a 'rail track' symbol that activates the bonus game, a 'free spins' logo and the wild is a 'fizzing bomb'.
Before players head underground into the mine to spin the reels filled with various mining-related tools and contraptions, they should adjust their game settings first.
Players who detest manually rotating the reels should make use of the games autoplay functionality, as there are so many other characteristics to keep an eye on, manually spinning the reels can be a little monotonous.
Bonus features of Boom Brothers
Free Spins
Landing three of the free spins logos anywhere on the reels will launch the free spins bonus feature. When players activate this round, the symbols will spin and reveal numbers that will total between eight and fifty, and that's the number of spins players will receive.
Furthermore, there's an x3 multiplier for any wins won here and each time players obtain another free spin icon they will get one more additional spin.
Second Chance
On each spin, there's a random probability that one of the Boom Brothers will rush out onto the screen and spin one of the reels again or perhaps explode an icon to let another fall into its place.
Railtrack Feature
Landing three rail track icons on any active payline will permit players to enter into a mini-game of helping one of the Boom Brother dwarfs across the reels in his cart by landing pieces of rail track on either reels four or five.
The second part of this mini-game presents the three dwarves on three tracks with each separated vertically. A player's task is to select one of the three carts at the screen's bottom to reveal a gold bar, a ruby or a diamond and the number of places to advance. Each precious metal obtained advances one of the dwarves across the screen and the first to succeed clutches the prize that is given to the player.
Boom Brothers is a typically addictive and entertaining game that adds some welcome joviality into the online gaming mix. Its well worth punters giving this game a go!
Words: David Bailey-Lauring
Images: Bitcasino
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*Disclaimer: This is not a low fat, low cholesterol dish, but it is yummy*
If you don't like cheese or bacon do not read any further, run screaming for the hills in an attempt to protect your artery's. On the other hand if you read the title and the first things that came to your mind when you saw "Southern Breakfast" were cheesy grits, country ham, bacon and you don't give one iota about the affect this meal may have on your already over taxed artery's, then by all means read on. I will say this… portion control or serving at least 12 people should possibly keep the prospects of a cholesterol overload down to a minimum.
I couldn't think of a better way to start off the weekend than to have breakfast for dinner. Especially when the meteorologists are forecasting a winter cold front to arrive tonight and tomorrow. Okay now, I know what you all are thinking, "We have heard that from you before southern girl, but the proof is in the pudding…or frozen precipitation. Due of course to the arctic air continuing to feed in from the north". Man do I have my weather lingo down pat or what? Can you tell that I am married to a surfer. If only you knew. Surfers eat, sleep and breathe meteorological information as much as any good farmer does. The only differences is that one is using the knowledge for his crops and the other is in search of the best possible waves in the foreseeable future. This time though we might actually see some of the rare frozen stuff.
Any-who, I had a yummy idea for a new twist on our typical breakfast "dinner" of eggs, biscuits and bacon. I wanted to make a breakfast lasagna, so with my idea in mind, I scooted off to the grocery store to get some last minute ingredients that I needed tonight. I was all set with my lasagna noodles, those were waiting for me in the pantry. I needed some more cheese, country ham and some extra eggs . Have you figured out my opps yet? Now to get started. Bacon in the oven…check. Cheesy grits nearly ready to start…check. Water boiling for the pasta…check. Get pasta from the pantry…BOWTIES 1box, PENNE 1box, BOWTIES 1 box?
Yep, that's right, you guessed it. No lasagna. I had purchased not one but two boxes of bowties by mistake. At this point I am standing in the middle of my kitchen, mouth agape, looking back and forth between the pantry and the stove, positively sure that by some miracle a box of lasagna would appear. How could I possibly make lasagna without… LASAGNA! Duh Red! your brilliance is astounding! Sorry, there I go talking to myself again.
I promise you that there is a yummy recipe at the end of all of this rambling .
I did what any good woman, southern or otherwise, would do… I made lemonade out of lemons. Penne Bake it would be. Hah! Take that you pesky kitchen fates. That will teach you to mess with The Red. I am so sorry, not only am I talking to myself tonight but my cocky side is dominate at the moment. I promise to put her back in her cage in a minute.
Here is my Southern Breakfast Lasagna. Yes, I am still calling it that because the vision of it's splendid beautiful layers are stuck in my head and darn it all I will make it…one day.
Southern Breakfast Lasagna/Bake
Prep: 20-25
Bake: 15-20
Serves: 10-12
1 cup quick grits (not instant)
4 cups water
1/2 cup heavy cream or half & half
1 cup Gruyere cheese
1 tbsp Ricotta cheese
salt & pepper to taste
1 8oz box penne pasta
10 eggs (or a dozen if you need more)
1 package of bacon
1 8oz package of country ham (use half)
2 8oz bags of Cheddar (1 yellow/1 white)
1 small container of Ricotta cheese
1 cup Parmesan Romano cheese
1 shallot
1 green pepper
Pre-heat the oven to 425
Prep work: Boil water in two medium pots for the grits and the pasta. The 4 cups of water are specifically for the grits. Also at the same time put your bacon into two roasting pans and bake in the oven at 425.
Dice the green pepper and shallot then saute them until the shallot is caramelized and all of the water has evaporated from the green pepper. Set them aside.
Once the water has reached boiling for both the pasta and the grits start the pasta first and reduce the heat to medium. As always cook your pasta al dente. PS: don't forget the bacon check on it. You need the bacon to be crispy but not burnt. If the bacon is done remove and set aside. If it is not done keep a watchful eye on it.
Now you must concentrate on your grits. Have all of the ingredients that you need at hand because once you start you can't stop. Grits need to be constantly stirred. 1 cup grits, 1 cup Gruyere, 1 tbsp Ricotta, cream and salt/pepper.
First pour the grits into the boiling water and immediately reduce to low heat. Start stirring. Once it has thickened some add the cream, keep stirring.
Now add the Gruyere cheese, Ricotta and salt & pepper to taste. Stir and stir some more.
Continue stirring until everything is well blended and smooth. Remove from the heat and set aside.
At this point your pasta should be done as well as your bacon. Set these aside as well.
In a medium skillet brown the country ham for approx one minute on either side.
Whisk the eggs in a bowl and have ready.
Make sure that you have everything at your finger tips when you start assembling.
Note: You do not see any green pepper or shallot in this photo only because I split the recipe into two dishes. One without veggies for the monkeys and one with for the grownups.
Chop the ham into fine pieces and crumble the bacon.
Now assembly.
1. Spread a layer of Ricotta on the bottom of your casserole dish.
2. Add a layer of pasta.
3. A layer of creamy cheesy Gruyere grits. #1 one of my darlin' surfers least favorite southern foods. He's a California boy so he's forgiven.
4. Bacon is meat candy! 🙂 That TICKLES me so much every time I hear it. Thank you Rick Bayless for wearing that tee shirt with the quote on your show one day. It is Monkey One's favorite food quote now.
5. Country Ham 🙂 YUM! #2 of my darlin' surfers least favorite southern foods. On this one he is just plum crazy. I can't fathom not loving country ham, can you?
6. Green pepper and shallot.
8. Cheddar cheese. If I ever become lactose intolerant someone will have to shoot me and put me out of my misery. I adore cheese. It is one of my obsessions.
9. Eggs. Notice the change of color in the dishes. 🙂 monkeys dish & grownups dish.
10. A little more pasta. I was fancy here in order to soothe my creative muse that was still a bit peeved about not being able to use lasagna.
11. Extra bacon, ham and veggies across the middle.
12. Remainder of the Cheddar cheese as well as the Parmesan Romano cheese. Drool! Please excuse the extreme lapse in my manners.
Bake at 425 for 15-20 minutes or until it is all golden and bubbly like this…
If you serve it immediately it will be all hot and gooey and look like this… (This is where I begin to really loose control of my manners and I make what my girl friend calls my "Silence of the Lambs" slurping noises. I can't help my self…honestly. It must be the Foodie Reflex Disorder)
Or you can let it cool and it will make neat and presentable slice's like so…
Guess what? My darlin' surfer loved it 🙂 He did mention the grits but he didn't mind them so much this time. Monkey One loved his and Monkey Two can get over his "There are too many flavors!". His lose and you can't always please everyone.
I will admit that I have had two helpings…gasp! Now honestly we usually eat really healthy here, well other than baking. I'm sorry but I will not scrimp on cheesecake for anyone. Normally we have salads, fresh veggies, nothing fried- always baked…okay, every once in a while fried, we don't eat meat every night… you get the idea. This time though, just this once, fat won out at my house and it was sooooo gooood!
The bad news is that now Jillian gets a free pass to come and kick my sorry behind into shape after all of the creamy cheese grits, pasta and meat candy I just scarfed down. I give in Jillian. Come and get me because after all of this cooking and not working, I probably could use you right about now.
I hope ya'll enjoy the Southern Breakfast Lasagna/Bake sometime soon and as always, be creative with the recipe. Make it your own and play with it.
Tickled Red
Weather Update 1-30-10
As usual all of NC except for the coast has snow or ice. We of course have cold miserable rain and not much else. Oh well…great weather to snuggle with the monkeys, the surfer and watch some movies 🙂


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Let's get down to business. So you've decided that you want to take your online presence to the next level - great! Below are my standard packages for quick and easy scheduling. If you want something different let me know and we can work something out!
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Roberto Esquivel Cabrera, a Mexican man with 18.9 inches of manhood, is reportedly being courted by a top pornographer
Four inches may be fine in most situations, but in the porn industry, bigger is often better.
So, it's perhaps unsurprising that Roberto Esquivel Cabrera—a Mexican man with what many claim is the world's largest penis—has been offered an adult film gig. According to the Mirror, a "top porn director" is eager to shoot a doctors and nurses-themed porn flick with 54-year-old Roberto, whose penis reportedly measures 18.9 inches long.
"We would fly him over to Prague and he can come see our doctors and nurses," the unnamed pornographer told the Mirror. "We would make the scene quite comical, and would get a female doctor and two or three nurses involved."
Roberto first became a viral sensation in 2015, after publishing a proof-of-penis video which showed him weighing his massive member.
While it's unclear whether his 18.9 inch penis is the world's biggest—as Guinness allegedly isn't interested in investigating this potential World Record—it seems Roberto is packing even more heat than the likely Stern Show record holder Jonah Falcon, who appeared on the show in 2008 and let George Takei touch his 14-incher during the announcer's gay bachelor party.
For more on Roberto's penis, check out this medical image uploaded to his Facebook page:
And check out a graphic video of Roberto and his gargantuan penis here.


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Artist Spotlight: Tenor David Bailey
David Bailey, Tenor
Tenor David Bailey returns to the Opera Company of Brooklyn as George Dibdin in the upcoming performance of Der Vampyr on October 29, 2016. Equally at home in opera, oratorio, and concert, David is a soloist, recitalist, and performer in the New York area. Recently at Regina Opera, he has performed Camille in Merry Widow, Alfredo in La Traviata, and the songs of James Joyce at Bloomsday at Symphony Space. He has worked with composer Carlisle Floyd and conductor Anton Coppola on scenes from Floyd's and Coppola's operas. As an apprentice with Florida Grand Opera, he performed Beppe in Pagliacci and Arturo in Lucia di Lammermoor. His work in Europe includes Den Nye Opera Norway and the Lyrique en Mer Festival France in productions of La Traviata, and Tamino in Die Zauberflöte with the Charlemagne Orchestra in Brugge, Belgium.
How did you get into Opera?
I always sang, as far back as I can remember. I started in my home church children's choir around second grade. I began considering a classical singing career during high school when I discovered a CD of Carlo Bergonzi. His beauty of tone, his nobility, and his musicality all spoke to me and I thought, "Yeah, that's what I want to do."
What, in your opinion, makes OCB unique?
My first show with OCB was Dialogue of the Carmelites, and I very much enjoyed the closeness we as performers felt with the audience members. It's not usual to be so close performing operas, and it gives it a wonderful chamber music feel.
How do you relax when not on stage?
I like to play video games and watch movies. Also, curl up on the recliner with a good book.
Do you have any advice for other singers?
Languages, languages, languages. I'm a big lover of learning foreign languages, and it is so beyond helpful and necessary as a singer to have the immediacy of the language without having to think about it.
What are your dream roles?
Werther by Massenet, Lenski in Eugene Onegin
Which colleagues do you admire?
I very much admire my pianist/coach friends. Their ability to play, hear, analyze, and collaborate in music-making is inspiring.
What/who is your favorite opera and composer? Why?
Whichever one I'm currently working on! It's impossible to pick just one, as they are all so different and each such a wealth of detail.
Which character (not in your voice range) would you most like sing and why?
Don Giovanni – to have his charisma and charm.
What other music do you listen to?
Everything. From pop to orchestral and everything in between.
Do you read books/watch movies to prepare for a role?
Absolutely. Particularly source material if a show is based on a book. I also am huge on listening and watching opera recordings/performances. You never know where you will pick up inspiration or ideas. For any given show, I may have 5 or 6 recordings by different artists.
How do you balance a career with a life offstage?
Not easy, but you make time for a social life. You get pretty good at balancing the singing, the day job, the gym, and family and friends.
How do you unwind after singing?
A good run or lifting weights at the gym to clear the head. Then a good book or movie before bed.
The dreaded question: Have you ever appeared in Phantom of the Opera?
No, but I did use "Music of the Night" as an audition way back in High School for the school musical.
Opera Company of Brooklyn Presents: Der Vampyr on Saturday, October 29 from 7 PM to 9:45 PM at 600 W 218th Street, 1 G, NY, NY 10034. Tickets are a suggested donation of $20 in advance, $40 day of and can be reserved online here. For more information about the production and cast, click here.