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The interest attaching to
the question, Who wrote the "Book of Mormon?" leads us to publish the following
correspondence and communication of Abner Jackson, of Canton, Ohio, through Mr.
John Aiken in behalf of the Washington County Historical Society.
CANTON, OHIO, Dec. 20, 1880.
Mr. John Aiken, Esq.: -- I here send you the document you solicited so long ago. You see, though a long time coming, that it is poorly written: but I am too old to do it very well. I hope you will be able to read it. You probably have seen Mrs. McKinstry's statement in Scribner's Monthly (already published in the Washington Reporter -- Eds.) for August, 1880. I wish to say that I have not seen her or had any intelligence from her, since they left Conneaut. If any should think we have conferred in any way to make out a case of plagiarism against Joseph Smith, let them know that so far as we are concerned, we are now perfect strangers. I did not know that she was living until I heard, as stated in the accompanying paper. If so many errors had not been published there would be no necessity for this statement. When contradicting statements are published, people often say, one is wrong, maybe neither is right, and so ignore both. Mrs. McKinstry says that her father's iron works was a foundry. This was the little girl's view of it. It was a forge of the older type. Iron was made from ore under a trip hammer, as there were no rollers in this country at that time. But this is not essential, and has nothing to do with Mormonism.
If my statement is not published, please return it to me as soon as convenient. Please inform me if you receive this. I am not anxious for myself at all, but if you can do anything for those entangled by the delusion, it cannot be published too quickly. I hope your Historical Society may prosper and do much good.
It is a fact well established that the book called the Book of Mormon, had its origin from a romance that was written by Solomon Spaulding, in Conneaut, a small village in Ashtabula County, Ohio, about A. D. 1812. Spaulding was a highly educated man about six feet high, of rather slender build, with a dark complexion, black eyes, black hair, rather slow of speech, never trifling, pleasant in conversation, but seldom laughing aloud. His deportment was grave and dignified in society, and he was much respected by those of his acquaintance. He was a clergyman of the Presbyterian order, and for a time a settled pastor in the city of New York. So said his brother John Spaulding and others in the neighborhood, who heard him preach. It was said that failing health caused him to resign the pastorate. He then came to Richfield, Otsego County, New York, and started a store, near where my father lived, about the beginning of the present century.
Spaulding contracted for large tracts of land along the shore of Lake Erie, on each side of the State line, in both Pennsylvania and Ohio. My father exchanged with him the farm on which he lived in Otsego County, New York, for land in Erie County, Pa., where the town of Albion now stands, and moved on it A.D. 1805. It was then a dense forest. Shortly after my father moved, Spaulding sold his store in Richfield, and moved to Conneaut, Ashtabula County, Ohio, and built a forge on Conneaut Creek, two miles from Conneaut Harbor and two miles from the State line. In building this he failed, sold out, and about the beginning of the year 1812, commenced to write his famous romance called by him "The Manuscript Found."
This romance, Mr. Spaulding brought with him on a visit to my father, a short time before he moved from Conneaut to Pittsburgh. At that time I was confined to the house with a lame knee, and so I was in company with them and heard the conversation that passed between them. Spaulding read much of his manuscript to my father, and in conversation with him, explained his views of the old fortifications in this country, and told his Romance. A note in Morse's Geography suggested it as a possibility that our Indians were descendants of the lost tribes of Israel. Said Morse, they might have wandered through Asia up to Behring's Strait, and across the Strait to this continent. Besides there were habits and ceremonies among them that resembled some habits and ceremonies among the Israelites of that day. Then the old fortifications and earth mounds, containing so many kinds of relics and human bones, and some of them so large, altogether convinced him that they were a larger race and more enlightened and civilized than are found among the Indians among us at this day. These facts and reflections prompted him to write his Romance, purporting to be a history of the lost tribes of Israel.
He begins with their departure from Palestine or Judea, then up through Asia, points out their exposures, hardships, and sufferings, also their disputes and quarrels. especially when they built their craft for passing over the Straits. Then after their landing he gave an account of their divisions and subdivisions under different leaders, but two parties controlled the balance. One of them was called the Righteous, worshipers and servants of God. These organized with prophets, priests, and teachers, for the education of their children, and settled down to cultivate the soil, and to a life of civilization. The others were Idolaters. They contended for a life of idleness; in short, a wild, wicked, savage life.
They soon quarreled, and then commenced war anew, and continued to fight, except at very short intervals. Sometimes one party was successful and sometimes the other, until finally a terrible battle was fought, which was conclusive. All the Righteous were slain, except one, and he was Chief Prophet and Recorder. He was notified of the defeat in time by Divine authority; told where, when and how to conceal the record, and He would take care that it should be preserved, and brought to light again at the proper time, for the benefit of mankind. So the Recorder professed to do, and then submitted to his fate. I do not remember what that fate was. He was left alone of his party. I do not remember that anything more was said of him.
Spaulding's Romance professed to find the Record where the Recorder concealed it, in one of those mounds, one of which was but a few rods from Spaulding's residence. Soon after this visit, Spaulding moved to Pittsburgh, and took his manuscript to the Pittsburgh Gazette office, intending to have it printed, but in this he failed. My brother, J. J. Jackson, was a recruiting officer in the U. S. Army, and stationed at Pittsburgh at that time. Being well acquainted with Spaulding and his lady he soon found them, and in his letters home would inform us how they were getting along. The last account he gave us of them was that he was selling pictures and she was sewing up clothing for the soldiers. The next we heard of them was by report. Spaulding moved to Amity, Washington County, Pa., and soon after died and was buried there. His wife and daughter went to her brother, Lawyer Sabine, Onondagp Valley, Onondago, Co., N.Y. When I was returning from Clarksburg, W.Va., to my home in New Brighton, Beaver Co., Pa., A. D. 1840, I passed through Amity, hunted the grave of Spaulding and copied from the headstone the following inscription:
Solomon Spaulding, who departed this life Oct. 20th, A.D., 1816, aged 55 years.
"Kind cherubs
guard the sleeping clay,
Until the great decision day.
And saints complete in glory rise,
To share the triumphs of the skies."
Spaulding frequently read
his manuscript to the neighbors and amused them as he progressed with his work.
He wrote it in Bible style, "And it came to pass" occurred so often that some
called him "old come to pass."
So much for Spaulding's Romance; now for the Book of Mormon.
The first account of the Book of Mormon that I saw, was a notice in my father's newspaper, stating that Joseph Smith, Jr., professed having dreamed that an angel had appeared to him and told him to go and search in a place he named in Palmyra, N. Y., and he would find a gold-leaf Bible. Smith was incredulous and did not go until the second or third time he dreamed the same dream. Then he said he went and, to his surprise, he found the golden Bible, according to his dreams. But it was written in a language so ancient that none could be found able either to read it or tell in what language it was written. Sometime after another statement appeared, that an angel had consented to read and interpret it to Joseph Smith, and he should report it to a third person who should write it in plain English, so that all might read the new Bible and understand its import. Some time after, in 1830, the book was published at Palmyra, N. Y., called a "New Revelation: the Book of Mormon." This purports to be a history of the lost tribes of the Children of Israel. It begins with them just where the romance did, and it follows the romance very closely. It is true there are some verbal alterations and additions, enlarging the production somewhat, without changing its main features. The Book of Mormon follows the romance too closely to be a stranger. In both, many persons appear having the same name; as Maroni, Mormon, Nephites, Moroni, Lama, Nephe, and others.
Here then we are presented with Romance, second, called the Book of Mormon, telling the same story of the same people, traveling from the same plain, in the same way, having the same difficulties and destination, with the same wars, same battles, and same results, with thousands upon thousands slain. Then see the Mormon account of the last battle, at Cumorah, where all the righteous were slain. They were called the Nephites, the others were called Lamanites (see Moroni's account of the closing scene) "and it came to pass that a great battle was fought at Cumorah. The Lamanites slew all the Nephites" (except Moroni), and he said "I will write and hide up the Recorder [sic] in the earth, and whither I go it mattereth not." Book of Mormon, page 344, third American edition. How much this resembles the closing scene in the "Manuscript Found." The most singular part of the whole matter is, that it follows the Romance so closely, with this difference: the first claims to be a romance; the second claims to be a revelation of God, a new Bible! When it was brought to Conneaut and read there in public, old Esq. Wright heard it, and exclaimed, "'Old come to pass' has come to life again." Here was the place where Spaulding wrote and read his manuscript to the neighbors for their amusement and 'Squire Wright had often heard him read from his Romance. This was in 1832, sixteen years after Spaulding's death. This 'Squire Wright lived on a farm just outside of the little village. I was acquainted with him for twenty-five years. I lived on his farm when I was a boy and attended school in the village. I am particular to notice these things to show that I had an opportunity of knowing what I am writing about.
After I commenced writing this article, I heard that an article in Scribner's Monthly, for August, 1880, on the "Book of Mormon," contained a note and affidavit of Mrs. Matilda S. McKinstry, Solomon Spaulding's only child, stating that she remembered her father's Romance. I sent at once for the Monthly, and on the 613, 614, 615 and 616 pages, found the article and her testimony. Her statement from the commencement, until they moved to Pittsburgh, in all essential particulars I know to be true. She relates those acts as they occurred to my own personal knowledge, though she was then a little girl. She is now about seventy-five years of age.
I stated before that I knew nothing of Spaulding after he moved to Pittsburgh, except by letters and newspapers. He soon moved to Amity, Washington County, Pa., and shortly after this he died and his wife went to her brother's. His daughter's account of the deceitful method by which Hurlburt gained possession of and retained Spaulding's manuscript, is, I think, important and should not be lost sight of. She was no child then. I think she has done her part well in the vindication of the truth by her unvarnished statement of what she remembered of her father's Romance. I have not seen her since she was a little girl, but I have seen both of these productions, heard Spaulding read much of his Romance to my father and explain his views and reasons for writing it. I also have seen and read the Book of Mormon, and it follows Spaulding's romance too closely to be anything else than a borrowed production from the romance. I think that Mrs. McKinstry's statement fills a gap in my account from Spalding's removal to Pittsburgh, to the death of his wife in 1844. I wish, if my statement is published that hers also be published with it, that the truth may be vindicated by the truth beyond any reasonable doubt.
(Signed) ABNER JACKSON.
Canton, Ohio, Dec. 20, 1880.
* The headstone which marked Mr. Spaulding's grave, and which bore the above inscription, has almost if not altogether disappeared, through the ravages of time and relic hunters. It is due to the memory of Mr. Spaulding, who was the innocent cause of this stupendous fraud of Mormonism, and also to the truth of history, that this tomb-stone be replaced by a suitable and substantial monument bearing the original inscription together with such other legends as may perpetuate the memory of the origin of the greatest imposture of the century. The Christian Church owes it to its own vindication, that such a monument be erected. The Historical Society should also assist in perpetuating a local incident.


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If you suffer a personal injury, be it physical or mental, it might be possible to sue for compensation.
The specifics of your injury determine whether legal recourse is available. If you are completely responsible for your injury, it is not possible to successfully sue. However, if another party bears any responsibility for your injury, you may be able to sue.
Lack Of Due Care
Negligence is a legal term that means the failure to provide others with due care. Both people and institutions can be found negligent.
If you believe another person or institution played any part in your personal injury, there's a good chance our attorneys can prove their negligence and help you obtain compensation for your injury. Such compensation is a legal remedy referred to as "damages."
READ: How To Prove Fault In Slip And Fall Accidents
Damages include compensation as well as the actual loss itself. As an example, medical bills stemming from your injury qualify as damages.
Texas law recognizes damages in two forms: economic and noneconomic. Attorneys typically refer to damages as general and special. General damages are intrinsically linked to the lawsuit while attorneys must specifically plead for special damages.
As an example, an attorney does not have to argue for pain and suffering damages, yet he must plead for lost earnings stemming from the injury.
Time Is Of The Essence
Texas personal injury lawsuits have time limits. It is not possible to file a lawsuit after a certain amount of time passes following your injury.
The specific deadlines differ based on the type of case. In Texas, one must file a lawsuit in state civil court within two years from the date of his injury. If this statute of limitations expires, the chances of the Texas civil court system hearing your case are minimal.
Failure to file a lawsuit for a personal injury before the expiration of the statute of limitations precludes you from obtaining compensation for that injury.
Shared Fault Rules
Certain Texas personal injury cases are complicated by shared fault rules. If your attorney files a claim against a business or person for a personal injury, that party can claim you are to blame (partially or fully) for the incident that caused your injury. If the court determines you share a degree of liability, it can alter the amount of compensation you are eligible to receive from at-fault parties.
Texas has a modified comparative negligence rule in shared fault injury cases. This means the amount of compensation one is entitled to is decreased by an amount equal to his percentage of fault.
However, if it is determined you are responsible for more than half of the legal blame, you are ineligible to collect compensation in any form from other parties deemed to be at-fault.
Compensation for personal injuries is available for lost wages and medical expenses causally related to the injury. Compensation can also be obtained for pain, suffering and emotional distress. There is no cap on injury damages unless it is a medical malpractice case.
Stockard, Johnston, Brown & Netardus, P.C. Will Help You Get The Compensation You Deserve
If you live in or near Amarillo and have endured any sort of injury, don't blame yourself. If you are even slightly suspicious another person or institution's lack of due care played any role in your injury, reach out to our personal injuries for a case review.
We'll take a close look at the details of your injury to determine if you can sue. Schedule a free consultation today.

subset: commoncrawl


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Here a few quotes that inspired me to take the leap into the unknown, I hope they do the same for you.
Tag: Travel
Being a "flâneur" in France
"The flâneur observer.. whose aim is to derive the eternal from the transitory and to see the the poetic in the historic. A person who walks the city in order to experience it, discovering it as a landscape of voluptuous extremes. Adept of the joys of watching, connoisseur of empathy, the flâneur finds the world 'picturesque."
Monsoon Season in Cairns
It's actually quite a difficult situation for the council because when a person is eaten by a crocodile, the families left behind usually want the guilty croc executed. They actually have to take the suspects and X-ray their stomachs for human remains. But the thing is when a family requests it to be shot, it's almost always the apex predator; the highest crocodile in the food chain.
Camping at Sandbar
In the morning I was awoken by the sun soaking our tent, creating a glowing red tint. I squirmed out of my sleeping bag and stretched my arms across the bed, listening to the sounds of the kookaburras in the distance.
Road-trip along the edge of the world: Tasmania
Tasmania is unbelievable barren and empty, it's the best place to live if you want to be off-grid. Even while flying in I could see miles of empty fields, forests, and lakes, with no sign of human development. It's a real rarity to see something like that these days. We drove from Hobart to Bridport […]
One week in the foothills of the Himalayas
It was one of those surreal moments when you realize you are in a cave, high on hash, smoking with Babas, somewhere in North India.
1 Second Everyday – Age 27
One year ago today, just after my 27th birthday, I moved to Sydney, Australia. Right before I left a friend of mine told me about this app called 'One Second a Day.' The app, created by TedTalker Cesar Kuriyama, simply prompts you to take one second of footage every day. My friend encouraged me to […]
Top 10 Roadtrip Songs
I'm going to Perth next month on a road trip with my cousin so I've compiled a list of my favourite roadtrippin' songs to get me in traveling spirit!
Beautiful Byron Bay
I've moved to a little hippy town called Byron Bay. It's the only place I've ever been where people actually rely on hitchhiking for transportation, where dolphins swim freely alongside surfers and hangouts consist of singing songs together on the guitar or discussing everything from philosophy to environmental sustainability. Byron Bay is the kind of place that pulls your creativity […]
The beauty of expiration dates
Living life with the attitude of making the most of what we have now leaves so much more room for joy. In the grand scheme of things, we also have an expiration date.


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Firehouse Sandwich Stop Information
Open April - Oct.
Monday-Thursday: 11am - 2pm
Friday-Saturday 11am - 3pm
Sunday 11:30am - 2pm
Enjoy a delicious lunch at our Firehouse Sandwich Stop, located just a short walk away from the Visitor's Center at Buffalo Trace Distillery. The Sandwich Stop opened in the summer of 2010 and is inside of the original distillery firehouse, built in the 1930's. See authentic fire coats and boots once worn by distillery workers in the 50's and 60's when the Firehouse was in full swing at the Distillery and take your picture next to the 1964 Ford fire truck! We are able to take preorders for groups of 10 to prepare box lunches. Click here to order boxed lunches.
We are happy to partner with Staxx BBQ to operate the Firehouse Sandwich Stop!
*Only outdoor seating under an awning is available at the Firehouse Sandwich Stop.
*Guests are asked to park in our regular visitor parking area when visiting the Firehouse Sandwich Stop.
Contact the Firehouse Sandwich Stop
(502) 783-5673
Click here to download the Firehouse Sandwich Stop menu.
Click here to download the Firehouse Sandwich Stop box lunch menu.


text: / Thesaurus Find synonyms for: Noun1. inclusion body, cellular inclusion, inclusion, bodyusage: any small intracellular body found within another (characteristic of certain diseases); "an inclusion in the cytoplasm of the cell"WordNet 3.0 Copyright © 2006 by Princeton University. All rights reserved. Related Content Daily Word Quiz: imprudent Analogy of the Day: Today's Analogy Spelling Bee: Today's Spelling Bee Frequently Misspelled Words Frequently Mispronounced Words Easily Confused Words Writing & Language Synonyms Index


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Our Easter Weekend Specials
20 Dream Cove
Dream Cove, Port Vila
20 Dream Cove overlooks the beautiful South Pacific and is located just 5 minutes from central Port Vila. Architecturally designed, 20 Dream Cove offers you unrivaled sunsets and the chance to holiday with your family in paradise. Swim and snorkel off your private beachfront and watch the spectacular sunsets from the terrace. Kids love the water, and while on holidays you don't have to leave home for them to enjoy the beach and coral reef. 3 bedrooms, all with ensuite bathrooms ensure there is plenty of room for everyone. 20 Dream Cove is the ideal base for your next group or family holiday in beautiful Vanuatu.
- 8
- Non smoking
AUD $530 - $700 per night
3 nights minimum
Low season: $530/day (Feb / March / Nov.)
Mid season: $600/day (April to Oct.)
High season: $700/day (Dec./ Jan.)
These prices are for up to 8 people.
Any additional will be at $40/person per day - Max. 10 people
10 Peacock Manor
Malapoa, Port Vila
10 Peacock Manor is an outstanding holiday home for families and large groups. It is located only 10 minutes from town, 10 minutes from the airport, and boasts spectacular views over Fatumaru Bay. 4 bedrooms plus a 5th sleeping space host up to 10 guests in complete comfort. 3 bathrooms and large living spaces offer room and privacy. The large terrace with two dining areas and a gas BBQ is the perfect place for a cold drink or three at the end of the day. Watch the sunset over the South Pacific
- 10
AUD $390 - $490 per night
4 night minimum stay
AUD $390/night November, February, March
AUD $450/night May, June, August - October
AUD $490/night April, July, December, January
Reside by the Tide
'Reside by the Tide' is the perfect place for tranquility, privacy and relaxation. The lovely 1 bedroom bungalow is situated on 4 acres of property, on the waterfront with beautiful views. Sleeps a couple in King Size bed plus a double bunk for adult/children. Step into your private rock pool for a refreshing dip; or into the coral sea to snorkel a beautiful reef.
Enjoy watching the sea from the balcony, and eat pawpaw fresh from the garden. Green grass, shady trees and cooling breezes aplenty in season. See dolphins, if you are lucky whales right off shore, and cruise ships sailing by. 'Reside by the Tide'.... for as long as you desire.
- 4
- Non smoking
AUD $100 / night
Short term rental available too:
4 nights minimum
AUD $100 per night
AUD $450 per week (for bookings of 2 weeks or more)
AUD $1000 per month
Watermark on Moso
Moso Island, North Efate
Find yourself at Watermark on Moso....a harbourside retreat for couples, artists, and those seeking a quiet spot to think, love or create. There's nothing quite like it.
The bespoke farea rests just meters away from the water's edge, at a place kastom stories describe as being both unique and mysterious. Taslabakiki, a name which means 'everything you find on the ocean side of the island, is here too'. Nowhere else on Havannah Harbour carries such recognition...and it's all yours, along with rustic studio-style accomodation for two, stunning 180 degree harbour views, private sandy al fresco, intimate swimming bay, slipway, kayak, hammocks...and of course, the chance to see turtles, dugong, fish and more from the comfort of your verandah...or bed!
- 4
AUD $100 per night
5 night minimum stay
includes boat transfers, but not airport transfers
- Night rate : 9,000VT (min. 5 nights)
- Monthly discount (30 nights): 120,000VT
Local rates also available (transfers excluded):
- 1 night: 12,000VT
- 2 nights: 18,000VT
- day pass: 5,000VT (use of property and amenities including kayak, BBQ grill)
- accommodating extra people - night rate + 3,000VT - Bring your own tent


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We meet and become friends with a lot of people in our lives. Some linger, others move on. But not all the people that stay need to stay. Some do more damage than good. And these people are what you call toxic people. So in this article, we're gonna explore why you need to dump them right now!
You Will Give, Give, Give and Get Nothing!
Toxic people have a tendency to exploit those who are susceptible. If you seem like the type to help and be convenient, they will use you. But once you're no longer useful to them, they won't interact with you.
Sometimes they move on to someone else, sometimes they don't. And when they don't, they're just going to continue draining your life away. They won't return your favours but only employ you for their selfish needs. So watch out and dump them before the parasites suck you dry.
They will Belittle You
Toxic people don't like when you succeed. They either want you to be at their level or lower. Their self-esteem gets affected when you're victorious, so they try to do what they can to make you fail. They might make you think you're being cool by not achieving things but you're just becoming the perfect victim of their trap.
This direct or indirect mockery will lower your self-esteem and the energy you could have used to better yourself. Stop their sapping by dropping them before they continue yapping!
They Don't Really Care about You
A lot of these elements are great at deception. They will make it appear like they care with their acting and verbal assurance, but in reality, they don't. When you need them the most, they will abandon you. Their support may only be vocal with no substance.
So forget the fakeness and build relationships around people who really care about you.
They're a Waste of Your Precious Energy
Relationships of any kind are hard work. Maintaining friends can consume your energy and time. Do you really want to spend it on people who don't really care about you, use you, and barely do anything worthwhile in return? I think you deserve better. So conserve your physical, mental and emotional energy, and get rid of the luggage before you fall under its pressure.
You're an Object to Them
The least you could expect from a friend is to treat you like a human being: someone with feelings, individuality and his/her own opinions. But toxic people don't see you that way. They only see you as an instrument for their plans. You are merely a pawn in their game. They will betray you and blame you when you don't deserve it. They're not loyal and will let you go according to your utility in their schemes. Do you want to be someone's toy to play with or maintain your dignity and lose the losers?
They Will Kill Your Friends
Your friends are the ones who truly treasure you. When you're in trouble or they're concerned about you, they'll let you know. They will text or call to check up on you. They wanna make sure you're not getting screwed over. And these lovely souls are barriers in the way of toxic people's goals. They can't have your friends "poison" you (as they will call it). They will make you think your friends/family are playing you and take you away from them. They need you more than you need them. And they can't have anything getting in the way of that.
You'll Never Reach Your Goals
With soul-suckers hovering over you and ensuring you stay down, you won't accomplish the goals you've set for yourself. You won't have time for your own self-development, they won't want you to move on from them (if it's better for you and worse for them), they'll make sure you don't believe in yourself or your goals, they will distract you and leave you down, and set an overall negative environment for you.
Do you want to stay where you are or keep growing? Because my friend, if you want the latter, you want to climb up the ladder, then you need to leave some people behind.
They'll Affect Your Mental Health
With all the negativity, lack of fulfillment, frustration, self-doubt, lack of positive social life and so on that they bring, your mental health will take a turn for the worst. You'll feel more depressed, your self-esteem will be low, your confidence will be shaky, your mind will be in chaos and much more.
So for the sake of your sanity and well-being, please just cleanse yourself.
Final Word
Just like your body benefits from a detox, so does your mind and social life. Pay attention to the ones dragging you down, demotivating you, ruining your mood, and just being an all-round negative influence and slowly break contact with them. If they happen to be family, you could try talking less or move out once you have the self-sufficiency to do so.
If someone does one of these things once in a while, they're not necessarily toxic. But if they're repeat offenders and their negatives outweigh their positives, don't think twice.
Wishing you a happier, more positive life. Don't forget to follow me on WordPress for email or WordPress updates. Peace.


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Travelling along the ancient road with The Silk Road..
The Silk Road was an expansive trade route network enabling Chinese silk to be exported and sold all over the place from two hundred years either side of the birth of Christ. Or it was also an expansive dark web black market trading platform famed for selling drugs or other illicit items between 2011 until it was shut down by the FBI in 2013.
I checked in with founding member Tich and it turns out both of these things inspired the band name – the three hares symbol linked to the ancient trade route, although nobody really knows the origins of the images – but for the band, it and the name symbolise the universal connections people and places all have with one another.
I first saw The Silk Road the band back at Something To Smile About in their acoustic guise – but I've known singer and guitarist Tich for over a year now, and we've often nattered at Ferocious Dog gigs about their output. With extra performances at Estival and Wistful to take in, they've also been in the studio to produce a four track EP (well, really it's five tracks), so it was great to finally get my hands on it courtesy of Tich at the weekend.
As I tend to do I've been hammering it on my drives to and from work this week – since I've clocked up over five hours of car time in the last two days (damn you, M42!) I feel like I've gotten to know this little collection very well indeed. That said, I've certainly not tired of listening to it whilst idly cursing the strange and unexplained concentration of traffic as I trog to and from the West Midlands each day.
Opening with Boats Come in at Midnight you're straight in with ballsy rock power chords and drums, the harmonica and gritty vocals give it a bluesy feel. It's stands aside from the rest of the EP for me a little in style, less folk punk and more punk rock. Inspired by cartel activities in Spain, more specifically a shooting in Costa del Sol back in 2014 – you can read about the story in more detail here should it pique your interest.
The Ancient Road leads in with a Ferocious Dog-esque drum intro like in Mairi's Wedding Part II before the rest of the band kick in, the start to the song is evocative of Levellers' Broken Circles to me (high praise indeed!), not in that it's a duplication – just reminiscent, it's fast pace, Tich growls lyrics continuing the theme of cartels operating along ancient illicit trade routes still utilised to this day.
Before the CD skips on to track 3 you're straight into the lovely Montagu's Harrier – as a bit of a twitcher at times this is a lovely tribute to a magnificent and endangered bird of prey you might've been lucky enough to have spotted in this country during the summer before it migrates to Africa. Soaring fiddles with drum and guitar backing have a real sense of urgency, I think it's technically a reel, rather than a jig – but then as I'm sure you know I'm not a musician – you could have a right good mosh to it though!
Scars That Remain slows the pace right down with a contemplative fiddle and guitar intro before gentle percussion and victims kick in. The intro reminds me of Dance Before The Storm (which is interesting as there's the lyric 'dancing in the thunder and the rain' in the chorus – by which point it doesn't sound like that song at all!). Repositioning somebody you might consider the victim of abuse as a survivor gives a strong air of defiance and hope to a situation for many which seem hopeless. A strong message.
I Don't Care has a dirty dirty guitar and drum intro before the fiddle and vocals join, and the song bursts into life in an almost poppy folk punk way for a moment, but it's relentless with layers upon layer of percussion, bass, guitar, fiddle, harmonica and snarling vocals – pace changes give you a break then you're thrown back into it. A dystopian lyrical trip amongst the disenfranchised – homeless folk, prostitutes, thieves and vagabonds. Colourful yet dark lives, and perhaps misunderstood?
This is a nice varied mixture of songs – I've referenced Levellers a couple of times, and Ferocious Dog – that's certainly the area we're playing in here, so it's likely to appeal to the bulk of readers on these pages I would've thought! The production is high quality but doesn't cut away the passion and grit of the band, it's definitely a true representation of their kind of sound they make live too.
So in the first instance, pop along to a gig – then avail yourself of a CD if you like what you hear – and I'm pretty sure you will!


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This easy to use spray format of ViraSoothe Chickenpox Relief Cooling Spray Gel helps relieve the irritating symptoms of chickenpox.
Children over 6 months: Unlock the trigger by twisting the plastic lock. Holding the bottle approximately 10cm from the skin, spray the gel onto the skin. If required, gently rub the gel into the affected area with a light massaging action. Apply two to three times a day or whenever relief is needed. Be careful not to spray into the eyes or directly onto the face and do not breathe the spray. Application to the face can be best achieved by applying via your hand and gently rubbing-in in the normal way. For external use only.
Contains OSMO 4, a unique patented technology that has been clinically proven to relieve the irritating symptoms of chickenpox by cooling the skin and thereby relieving itching. By protecting the skin's environment it allows the skin to heal naturally which can help reduce long-term scarring.
Republic Of Ireland: Order by 4pm for NEXT WORKING DAY DELIVERY.
Delivery Cost
Delivery estimate times can be found here.
Collect in Store for Free in one of our pharmacy locations at Inish Pharmacy Carndonagh, Muff or Buncrana. You will receive an email when your order is ready for collection, which is usually within 1 working day.
*Terms and conditions apply, for more information read our Delivery information page.
Care ViraSoothe is a revolutionary product from the Care range of family medicines that is specifically formulated to relieve the irritating symptoms of chickenpox.
Care ViraSoothe helps to break the ITCH, SCRATCH, INFECTION cycle, soothing and calming the itch, helping you to help your child and avoid long-term scarring.
New Care ViraSoothe Cooling Spray Gel has all the benefits of the original breakthrough treatment with the additional advantages of a format specially designed to be child-friendly and easy to apply. The rapidly absorbed spray gel offers wider coverage, less touch and even quicker application, helping prevent little hands from scratching and minimising the distress of chickenpox.
POP-IN HTML goes here


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Best Time for WebinarsTime for Webinars
Best time for a webinar
It' not a mystery, webinars are one of the best means of promoting your website. That means: We know a great deal about what makes a particular seminar a success. As webinars become more popular as a complete way to create a powerful, dedicated audience, the keys to success are more important than ever.
This is a frequently asked questions for newcomers to webinars..... What is the best time to have one? Selecting the right date and time for your online seminar can have a big impact on its effectiveness. Just like TV, the webinars have their " primes time " and their slower time.
In contrast to TV, where Nielsen reviews are available, there is very little or no research on when "prime time" is for webinars. Luckily, managing a web seminar firm has given us an inside look at this situation. We were able to get a clear analytic view of the online seminar lifecycle and the best number of visitors to webinars on the basis of our own users' information.
However, before we delve into the figures, you must grasp the big picture. First thing you should know about planning a web seminar is that it must be comfortable for your audiences. Timezones and culture can have a huge influence on your visitor numbers and (ultimately) conversion.
In doing so, not only time zone are not considered, but also the issue of civilization is neglected. So the " best " date of the month for your webinars is in relation to the position of your public. When we applied this policy to the information, we did not determine that Monday or Tuesday or Saturday or any particular date is "best" for a website seminar.
As an example, participation (as a share of registrations) on the first and last working weeks is rather low. The first case is that the focus is usually too much on the coming weeks. Our analyses show that the best few working weeks (as in the highest percentages ) are the penultimate and penultimate workdays.
That would mean in the US that a Monday or Friday online seminar is already a drawback for you. Tuesday and Thursday are your best choice. Locate the coastline, countries, time zones, and schedule accordingly. Again, our vision of the "best" date and time for a web seminar is always when the highest percentage of those who have registered will actually be there.
Though the figures may look a little scary, think of them as impact diameters; even the best ones don't seem too impressing at first sight. Irrespective of the time zones your audiences are in, there is a Sweetspot for a one-hour onlineinar. The webinars with these starting hours have an avarage participation quota of 39%.
My webinars have an avarage participation of 47% during this period. Again, an intersection of 39% may not seem like much, but as a percent of applications it is great from a statistical point of view! Considering the total number of visitors in the mid-20s, anything that approaches the 50% limit is an achievement.
During this time the visitor numbers were similar to those of the 11:00 - 14:00 o'clock commercial in America. These figures tell us that the Aussie people, despite all their best endeavours, are not too different from the Americans - at least as far as their participation in webinars is concerned. 10:00 to 12:00 has proved to be the best online seminar windows.
Adding more global attendees, we will keep tracking this information and provide a more granular view of the number of attendees to webinars around the world. As we collect more numbers, we will know more, and our own audiences will be better equipped to maximize the effect of their webinars.
Offered in 7 brief webinars, this A-Z course shows you how to design, build, promote and conduct your first web seminar with the trust of an experienced professional. This - and the know-how of some qualitative analyses - can make webinars the keys to establishing a credible presence in your markets.


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Don't miss your chance to try one of a kind food in the D
We all know that dining out can be an experience, especially when you're treated to one-of-a-kind food you can't get anywhere else. That's exactly what the Hour Detroit Savor Detroit Dinner Series will deliver next week. Chef Brandon Zarb from Public House in Ferndale joined us in the studio today, along with Marketing and Events Manager from Hour Media Mary Sutton.
Zarb is one of five local chefs pairing up with other chefs across the country to create a unique, five course meal for the Hour Detroit Savor Detroit Dinner Series.
The desert that Zarb will be making for the event is a bourbon pecan pie, which he showed us how to make on the show today.
Check out these exclusive dishes at the Hour Detroit Savor Detroit Dinner Series April 23 - April 27 at the Great Lakes Culinary Center.
To get more information on the event, and to purchase tickets, head over to their website.


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11 Jan 2019 11:50
Shortly following the boy went lacking, his father, Kaine Horman, served Terri with a restraining purchase and divorce papers. In court files he's also pointed out he considered Terri was accountable for Kyron's disappearance.Try to provide your spouse/husband amidst of all of the misunderstandings as it permits the camera owner to determine your self in an straightforward way to use on the prospects. Comprehend your money disclosure with your doc type to change people's details much better companion also approved counsellor. Now its just the time to decide on main elements this sort of as infant custody, variation on assets to accomplish that enable you to a fantastic agreeable term. The entire settlement course of action is concluded and we are going to file it n your business concept for extended term jurisdiction.While this is happening, you will want to generally be mindful of how you are presenting your self and how you are becoming perceived. In buy to save your marriage, you have a great deal of floor to gain. It will normally start out when your spouse begins to understand you, and consequently the scenario, in different ways. Element of that is commonly his perception that the gals he fell in adore with is no for a longer time existing or has grow to be someone else.To adhere to through with an uncontested divorce, both equally of you will have to agree on the division of home, property and debts. You will also want to perform out a strategy for custody and visitation time if you would like to get a rapid divorce. When your petition has been filed, you will require to put together settlement paperwork that deals with all these issues, and everything else that needs to be addressed. It will then have to be signed by every single celebration.Finances:- Even however these good reasons are in no certain get, funds are truly the amount 1 reason for divorce in this country. For many it's the lack of dollars. For other people it's just mishandling of money. If just one wife or husband is into saving money and the other is in to paying out funds then they are consistently butting heads. They turn into so worried about how the checkbook is handled that they allow the almighty greenback cloud their vision of appreciate for their spouse. Indeed, there requirements to be harmony, but funds really should not be that equilibrium and all also usually it is.It comes about several a instances, while signing the divorce papers also, our brain remains parted about the appropriate and the mistaken. Why? Due to the fact we still really like that individual or at some corner of our heart or we know that the individual nevertheless enjoys us. When does this conflict come up? And even after sitting down in two boats, we don't test to stabilize ourselves. Fairly we attempt to depart both equally the boats and drop in the middle without end just for conserving just one's ego. Who doesn't test to help save just one's romance, the bond closest to a single's heart? But, why does it nevertheless are unsuccessful? Since we try out to preserve the really like in the exact same method by which we get the love. As preserving one thing is substantially far more challenging than breaking it and we attempt to use the exact same efforts in equally the circumstances, that's why the romantic relationship goes for a toss.Stay out of court docket. Heading to courtroom is the confident-hearth #1 way to invest any cash you and your wife or husband do have. It's a really costly proposition, and a ton like flushing your dollars down the bathroom. It's a total squander of your property at a time when you and your loved ones want them. Do everything in your electrical power to preserve on your own out of the courtroom and to retain as a lot of your money in your pocket as you can.The 1st way, the way I did my own http://Pallets.Qhub.com, is to down load the courtroom kinds right from your local relatives court docket site. Most typically, the sorts are cost-free. Not all jurisdictions supply paperwork for performing your possess divorce. Some of individuals that do offer varieties do not include instructions on how to finish them. Fortuitously, I was in a position to down load directions on how to finish my forms, what purchase to file them and what service fees to enclose with each and every action.The Skinnygirl mogul not only desires youngster assist but she needs it retroactive from the date of the initial submitting of the divorce papers. Kid support is not all she wishes both. Frankel is also asking for medical, dental, optical, therapeutic and orthodontic bills. You would believe these charges would be for Bryn, but no they are not only for Bryn. Frankel needs them for herself as well.Men don't typically do effectively after divorce since of their ideology that they need to be solid. Most communities do not have assistance groups for lately divorced guys due to the fact modern society see gals as the deprived associate in a divorce. Even though this is not genuine for all divorces, men can mend their heart by hooking up with any assist group that can support you through these unsettled times.


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Guidelines for implementation of Pradhan Mantri Matru Vandana Yojana prepared
| Updated: Aug 23, 2017 11:20 IST
New Delhi [India], Jul 20 (ANI): The draft guidelines for the implementation of Pradhan Mantri Matru Vandana Yojana (PMMVY) have been prepared by the Women and Child Development ministry its Minister of State Krishna Raj said on Thursday. The draft guidelines inter-alia provide Aadhaar linkage, Direct Benefit Transfer of Rs. 5000 in beneficiary's bank/post office account in three installments at the stage of early registration of pregnancy, after six months of pregnancy on at least one antenatal check-up and registration of child birth and first cycle of immunisation of the child. The PMMVY is Centrally Sponsored Scheme under which the cost sharing ratio between the Centre and the States & UTs with Legislature is 60:40, for North-Eastern States and three Himalayan States, it is 90:10 and 100 percent Central assistance for Union Territories without Legislature. The minster further stated that 190 more hostels have been proposed for all over the country during year the 2017-18 to 2019-20 for benefit of about 19000 working women. Since its inception in 1972-73, 163 hostels have been sanctioned under the scheme of Working Women Hostel in Maharashtra and National Capital for benefit of more than 13,800 working women. This information was given by Raj in reply to a question in Rajya Sabha today. (ANI)


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saturday vibes (27 april) — The meteor showers bring blessings.
We pass it on.
We pass what we know.
We show how we have been hurt.
Open your compassionate eyes
To seeing that first.
So today we can get a little frazzled and you need to have your heads up in regards to knowing you will have a short fuse and things may be tripping you up like one thing after the other – or at least a change on your path will be forced upon you.
It's like something is agitating us and stirring us up for the purpose of getting us to take some deep breaths and see into how we want to respond instead of slinging some automatic, triggered response. And just like, take life, even when it is a huge mouthful, keep going, and don't make this something that alters you or changes what you planned on doing.
Most people feel that others are the main reason they aren't happy. We think if YOU had not dropped into my day then I wouldn't have to deal with what instability you brought. We put a lot of co-dependency into our ability to enjoy our lives. And that makes the road a risky one, where we never really know.
But this will be changing over our next few months, into years, as we learn to see with those compassionate eyes that we are all in this together and that our wounds and pain are expressing when we come at others with strong words. Someone saying hateful words to us is repeating the hateful words said to them, from another hurt person, who said the same to them.
We pass it on. We pass what we know. We show how we have been hurt. Like mamas know to patiently listen when their child is acting out in a strange and cruel way. They know to ask, what is this really saying about what you are showing me? They help be the therapist who guides someone out of the gutter and back into stable life.
So the compassionate eyes of this new masculine will, layer by layer, THROUGH experiences being walked by you, become clearer so that your heart is aligned as the wounded healer and then you will be able to have a more transformative effect on others – you won't be rippling out from their pain and jacking up your whole focus on what you had planned for your day.
Don't let others uproot you!! We now grow firmer into remaining true to who we are and on the upgrade and looking for ways to improve ourselves so that we do vibe in ways that welcome in these new energies that are MAGIC TO THE MAX.
Now let's get to the awesome. This time is like meteor showers in regards to insight that will keep you up at night with ideas and excitement and FINALLY getting a piece of wisdom that changes your path, even drastically, even maybe 180 degrees and THIS IS EXACTLY how it needs to be.
Something opens gates for you and the new information sets you forward in new ways. So get ready to be surprised, for it to light you, like maybe nothing you have felt before.
THIS comes FIRST to those who have the compassionate eyes growing already, the ones who have felt so lost and full of tears and questioning their purpose here. You, who thought things were so rough are the ones who first will see with these new eyes and receive the quick, synchronistic, spontaneous, and out of the blue blessings, insights, opportunities, and MASSIVE UPGRADES that take you so next level.
As this energy has been growing for weeks, we now see some progress in how our energy going outward is finally starting to grow a new life for us. And THIS is cause for massive celebration and a celebration that will continue as meteors shower all over our new worlds blossoming.
Sending you heap loads of blessings of support and energy to shift you to the other side!
moon phase of the day
PULL BACK TO PROCESS. One week after the Full Moon we shift into a two week period of inward focus. This first week is where we just pull back to see what we understand better about the last two weeks of movement. This is almost like a retrograde because it pulls you inward and you can feel like you are going backwards – even though you are not. Just as the plant is not going backwards in the winter while underground – but rather it is the inward that comes before the next outward. A resting space. So rest and be okay with this. We are SELF CENTERED right now so don't expect others to see you because they are focused on themselves – processing.
moon of the day
Thinking about upgrading. Feeling detached. Wanting to improve. Discovering solutions.
numerology vibration
2: Needing to come together and bridge two perspectives. Work to create an understanding or peace from what is going on around you.
5: You are seeing into your past and also into your future. You are moving forward with a new STRENGTH FROM what you have experienced before.
7: You may feel misunderstood or will be around conflict with others. Find a way to blend the sides so that a point of understanding can be reached.


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Carters Country Corpus Christi Gun Shop
Corpus Christi Gun Store – Best Firearms Sales in Texas
Whether you live in Portland, Robstown, Port Aransas, Odem or on Mustang Island, Carter's Country is your go-to source for all your Corpus Christi Guns, Ammo, Hunting and shooting supplies.
There are a bunch of places to hunt near Corpus Christi Texas!
Places like: Fennessey Ranch, King Ranch, Encino, Lonesome Bull Ranch,Come N' Take it Outfitters, Justin Hurst WMA Matagorda Island WMA, Delta WMA – Mission Lake Unit, Las Palomas WMA – Anacua Unit, Carricitos Unit, Arroyo Colorado Unit, Ebony Unit & Longoria Unit. And people are hunting around Corpus Christi for Dove, White-winged Dove, Quail, Teal, Chachalaca, rabbits, squirrel, white-tailed deer and without a doubt, all year round for hogs.
You'll also find hunting throughout south Texas at the Big Thicket National Preserve and J.D. Murphree Wildlife Management Area, among others.
DPMS DPMS Oracle Tactical Precision
The .308 Oracle is popular due to its compact size of 32.5″ expandable to 36.5″, rugged military carbine features and .308 firepower.
WINCHESTER REPEATING ARMS Winchester Repeating Arms SXP Waterfowl Hunter
The Super X design provides fast follow-up shots with an inertia-assisted slide-action that can deliver three shots in a half second.
RUGER Ruger Mark IV 22/45 Tactical
Ruger's Mark IV features a simple, one-button takedown for quick and easy field-stripping and proper chamber to muzzle cleaning.
Average Per Sale in Savings


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Voice over IP (VoIP, or voice over Internet Protocol) commonly refers to the communication protocols, technologies, methodologies, and transmission techniques involved within the delivery of voice communications and multimedia sessions over Internet Protocol (IP) networks, such because the Internet. Process identification – although hardware and network addresses can be utilized to get knowledge from one pc to a different, it can even be essential to determine the appliance (or process) sending the info, and the application on the vacation spot computer for which the data is meant.
The data cable sign strains are labeled D+ and D-.This protocol is used to communicate with the system protocol is used to ship and obtain the data serially to the host and peripheral communication requires a driver software program which is based on the performance of the machine can switch knowledge on the bus with none request on the host pc.
^ Comer 2000, Foreword To The First Edition By The Late Jon Postel, xxv, "The rules of architecture, layering, multiplexing, encapsulation, addressing and address mapping, routing, and naming are fairly similar in any protocol suite, although after all, different intimately.".
eleven.2 – The Want For A number of Protocols, p. 177, introduces the decomposition in layers. The PSE workforce can be knowledgeable about application or database integration protocols equivalent to XML, HTML, Structured Query Language (SQL), and Open Database Connectivity (ODBC).
Bodily layer protocols are involved with the design of cables and connection hardware, the electrical or optical properties of the transmission medium, and the encoding scheme used to characterize information. Qualifying establishments can use these particular protocols to provide sturdy cryptography for web transactions, and at the identical time circumvent the import and export restrictions that apply for SSL and TLS.


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New push pin pliers with spring action from Lisle Corp. are designed for easy removal of plastic push pin type panel fasteners with center pins.
Knipex Tools LP has added a 7 ¼-inch size to its original 10-inch hose clamp pliers for click clamps series.
Knipex Tools LP has introduced a 7 ¼-inch size to its series of spring hose clamp pliers. The company says the new size is easy to maneuver in tight spaces and ideal for small engine applications.
Knipex Tools LP has released a series of Precision Circlip Pliers with an overstretching limiter for all snap rings with a diameter of 1/8 inch to 3 15/16 inches. The series includes internal circlips for bore holes and external circlips for shafts.
Sign up for a FREE subscription to Auto Service Professional magazineSubscribe


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AXA has launched a new campaign, called AXA Young Families, to provide targeted protection for the whole family at different life stages.
To promote protection for Young Families, AXA will roll out an integrated marketing campaign with a two-pronged approach, focusing on awareness and activation.
AXA will launch a 60-second and 30-second TVC on free-to-air channels 5 and 8 as well as targeted cable channels such as Discovery, National Geographic, Disney, StarWorld, History, VVDrama and FOX.
The campaign features a refreshing 60-second TVC through the eyes of a soon-to-be dad, accompanying him on the nine month pregnancy journey with his wife. It trails his often bewildered and confused state and his expectant wife, until he is able to relax a little after seeking financial consultation with AXA.. The
A 45-second radio ad will be played on Class 95FM, along with six-sheet bus stop posters, 60 second Golden Village cinema ads, digital plasma screens at commercial office buildings, as well as digital parental blogs, forums and news portals.
For on-ground activation, a five-week long radio contest on Class95 FM called "AXA Daddy Rescue" will be rolled out. Starting from 6 August 2015, mummy and daddy participants are to submit the most creative caption to tell us why they deserve to be rescued by the AXA Daddy Rescue team.
As part of the launch, AXA unveiled a first-of-its-kind pre-natal plan package, "AXA Family Advantage", to allow couples, when expecting a child, the flexibility to select from 8 different types of protection.
Together with the launch of AXA Young Families campaign, AXA also redesigned and enhanced their existing pre-natal insurance package "AXA Mum's Advantage" and introduced a new Personal Accident plan, "AXA Band Aid". A replacement for its previous personal accident plan, "AXA Band Aid" is a simple personal accident protection plan which provides flexibility for customers to only pay for what they need and remove additional options that they do not need.
"AXA Band Aid" was launched on 23 July 2015, while "AXA Mum's Advantage" and "AXA Family Advantage" was launched on 31 July 2015.


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The New Bookshop
42 - 44 Main Street
Tel: 01900 822062
Back to Product list
After many generations, it is now, in 1971, Harold who runs Ard Farm. Out on the fells, he feels his father's presence, and there is hope that he, his grandmother and his Uncle Joe will be able to take the farm forward and prosper. But their way of life is under threat. Farming is undergoing huge change and increasingly harmful intervention. As the years pass, and Harold has a son of his own, he strives to keep control of his land, to make a go of it, even while forces he cannot understand are gradually destroying him…Towards Mellbreak is a hymn both to the landscape of Cumbria and to a disappearing world. Poetic, beautiful and tragic, it gives an account of the struggle to preserve traditions and beliefs in the face of change. It is a quietly bold indictment of the treatment of generations of British men, and an assertion of the power to be found in the rituals we pass down through our families.
Cumbria CA13 9LQ
Coffee Shop Tel: 01900 828410
Our opening times:
9am - 5pm, Monday - Saturday
(Please phone to check times of evening or special events.)
Copyright The New Bookshop. Website Designed & Built by FiandBecs.com


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A windfall can be defined as the unexpected or unplanned acquisition of financial assets that alters the recipient's financial position. This can be a welcome surprise, but the pressure of managing and dealing with a significant amount of money can also be an unforeseen burden.
A California-based psychologist coined the term sudden wealth syndrome to describe the psychological issues that are associated with the unexpected acquisition of wealth.1 While coming into money should be a good thing, providing an opportunity to achieve happiness, many people who have suddenly become wealthy are overwhelmed; they start to overspend, grow suspicious of those around them and make poor decisions that lead to personal conflict and financial ruin.2
Who can expect a windfall?
There are many ways to get a windfall. Winning the lottery is the most obvious event that comes to mind, but this accounts for a very small percentage of individuals who suddenly become wealthy. Other ways range from sports stars or entertainers signing a big contract to stock market windfalls for shareholders of a company that has successfully gone public. For most Americans, however, the most likely sources of significant and abrupt gains of money are an inheritance, a settlement due to divorce or injury, the sale of a business, or an insurance payout.
Regardless of the source of the funds, there are responsibilities and sociological and psychological implications that arise from receiving a large sum of money out of the blue.
Sudden wealth syndrome is a wake-up call that offers a great opportunity to take stock of your new resources and re-balance yourself in the major domains of living: self, relationships, work and community. This means making choices that align with your priorities and core values.3
Infographic: A sudden windfall
More Americans are going to get a windfall
Right now, more than $12 trillion in financial and non-financial assets are in the process of moving from the "greatest generation"4 – those born in the 1920s and 1930s – to the baby boomers born between 1946 and 1964. Over the next 30 to 40 years, assets worth an additional $30 trillion will pass from boomers to their heirs in North America alone. At the peak, between 2031 and 2045, 10% of the total wealth in the United States will be changing hands every five years.5
In the last decade, the numbers of HNWIs and the value of their wealth have been trending upward in the United States. In 2017, the number of high net worth Americans – those with at least $1 million in assets, not including their primary home – increased by 10.2% to 5.3 million and their total wealth increased by 10.5% to $18.6 trillion.6
Many of these newly wealthy Americans would have been unaccustomed to managing wealth or dealing with it on a daily basis. Their only previous experience with money may have been managing their daily or monthly expenses; suddenly, they no longer have this concern and are often unaware of the challenges that come with a sudden windfall.
BMO commissioned a survey to gain insight into how Americans aged 35 and over would act and feel if they suddenly became wealthy.7 The survey's findings were analyzed, and accompanying advice provided, with the aim of making Americans more aware of the challenges new wealth can pose to one's financial goals and priorities, and more prepared to accept it as a blessing – not a burden – should a sudden windfall come their way.
Stay calm and think about your future
A windfall may invoke feelings of excitement or duress, depending on the circumstances. Winning a lottery could be exhilarating, whereas a legal settlement from a divorce or accident, or an inheritance, could be accompanied by strong emotions. Initially, you may be tempted to make impulsive financial decisions based on the sudden acquisition of wealth that prove to be unwise or ineffective in hindsight. Wanting to immediately spend is perfectly normal, but it's critical to take the time to think about your future from a prudent mindset, and determine how this windfall will affect or change your financial goals and priorities.
The survey asked respondents to list their top three current financial goals or priorities. Nearly half (47% of respondents) felt that achieving lifestyle goals in retirement was most important, followed by increasing wealth (44%) and protecting current wealth (42%). Wealth should be viewed as a resource to accomplish goals and dreams, and it has to be nurtured and managed in order to be protected or increased.
When respondents were then asked to imagine they had received a sudden windfall and to think again about their top financial goals and priorities, the results were quite different. Only two in five respondents (43%) felt their goals or priorities would remain the same. The three most frequently cited goals, each highlighted by about half of respondents, were sharing their wealth with family, friends and charity (53%), paying off debts (51%), and investing their new-found wealth in the stock market, a business or property (49%).
As the survey shows, a sudden windfall may call for a change in needs, priorities and goals. While some people may do nothing because they are overwhelmed by their sudden wealth, others may make impulsive decisions they may later regret. In this situation, it is important to slow down and think about your financial goals and priorities, and to try and picture how this newly acquired wealth could affect you, your friends and family, and the causes you believe to be important.
Assemble a team and take the time to plan
Achieving your financial goals and priorities doesn't happen overnight; it takes careful planning and execution. Goals-based financial planning is important because the process enables you to clearly identify your priorities and focus your new resources on achieving all of your goals. This type of planning entails putting your specific objectives into "buckets" and assessing them as they relate to the goals for these buckets. For example, 401(k) assets are allocated to the retirement bucket and assets in a 529 plan to the education bucket. Specific investment strategies are then developed for each bucket based on your current asset base, your risk capacity and the specific goal for that bucket (for example, growing a retirement fund to $5 million by age 60). This approach helps to avoid investment decisions based on emotion by providing a clear, straightforward process for identifying goals, choosing investment strategies that improve your chances of achieving them, and measuring progress.9
With so much money at stake, and your financial goals and priorities in the balance, it's important to seek advice from an experienced financial professional to develop a comprehensive plan. A goals-based financial planner will take the time to understand your current situation, your goals and values, and your future aspirations for you and your loved ones. This comprehensive assessment will result in a wealth plan that consists of a number of strategies devised and executed by a team of wealth management professionals, specializing in these key areas: financial and retirement planning, estate planning, family education, tax planning, post-transition planning, philanthropy and business transition.
According to the BMO survey, the importance of seeking advice was highlighted by one in three respondents (36%) when asked to identify the single most important concern they would have about the impact of a windfall on their investment and retirement plans.
Respondents also acknowledged other matters worth noting, with one in five (17%) questioning if it would change their retirement outlook, and a similar number (14%) being unsure who they could trust to help them. One in 10 (11%) would consider whether to stop working immediately, and the same number worried that the money would cause rather than alleviate stress. In this situation, it's important to take the time to think about your goals, and recognize what this sudden windfall may or may not allow you to do. Working with a financial professional who understands your unique needs and circumstances will help you address concerns and develop a customized strategy tailored to your needs and goals.
Help others wisely and effectively
The survey also asked Americans aged 35 and over to identify their top windfall-related concern or question from an estate and legacy perspective. The most frequent response – "I have more money, I'd like to help others" – was selected by one in three respondents (29%), and one in six (16%) thought they would worry how to create a legacy with the money. Avoiding family conflict over the money was mentioned by 15%, and similar numbers were concerned about who to trust to handle their estate, or how to reduce estate taxes (both cited by 12% of respondents).
If a windfall represents more money than the recipient will need for their lifestyle and goals, most people will consider this as an opportunity to give back to the community. They may make large donations to their favorite charities or create a long-term vehicle for charitable giving, such as a donor-advised fund or charitable private foundation. The windfall allows them to appreciate their good fortune and be thoughtful and methodical in their giving. It also enables the recipient to address their legacy within their family and community.
Benefits of wealth planning for managing a sudden windfall
Taking all of these highlighted concerns into consideration, the most consequential wealth decision that you make may be the selection of the wealth management team you engage. Quite often in the media we hear that when people who have never before experienced significant wealth get a windfall, they spend all the money frivolously or without planning. However, those who have experience with wealth are more likely to plan and to seek advice from a financial professional and their wealth team.
Tips for managing a sudden windfall
If you receive a sudden windfall, the best thing to do first is…nothing! This is easier said than done. Initially, it will be exciting to have this new-found wealth, and you will want to celebrate and splurge, perhaps treating yourself or your family to a special vacation. Depending on the size of the windfall, you may be able to give in to that urge to do something spontaneous and still have a considerable fortune left over. Afterwards, you may want to consider these tips for managing your windfall:
- Take your time, and make a plan. Park the money and think about the future you want for you and your family.
- Assess your new-found wealth. For example, an inheritance might have special terms, and property settlements, life insurance payouts, business monetization events, and the receipt of retirement assets each come with their own set of tax and legal considerations.
- Talk to your family. This will help prevent an over-reaction by family members, such as quitting their jobs.
- Establish a wealth plan. Consult with a trusted team of wealth advisors to address your financial goals and priorities, and help you implement many of these tips.
- Take a goals-based planning approach to your financial and retirement goals and assess your investment strategy for each goal. Implement a strategy that works to achieve specific financial goals.
- Pay off your debts. Especially those with high interest, or consider a refinancing strategy that minimizes your after-tax interest cost while maximizing your potential future investment returns.
- Establish an emergency fund and a budget. If you don't have either, now is a good time to put them in place.
- Be aware of the impact of taxes – is your windfall taxable? For instance, lottery or casino winnings may be taxable, but a life insurance payout is generally not. However, any interest received from life insurance is taxable and should be reported. The receipt of gifts and inheritances is free of federal tax; however, certain inheritances can be considered taxable income. For example, a son who inherits a $1 million IRA from his mother is not taxed on the value of the IRA, but must report any distributions taken as income.10
- Update your estate plans and/or succession plans for a family business. A windfall could make your personal estate exceed the federal exemption amount ($11.2 million per person in 2018) and become subject to federal taxation. Seek advice from a legal and tax professional to minimize taxes with an estate plan.
- Consider insurance to preserve your wealth and provide assurances for the future. For example, insurance can be used to provide liquidity for paying your own estate taxes.
- Share the wealth. It feels good to help others, and there may be taxable benefits in making charitable donations or establishing a long-term giving vehicle such as donor-advised fund or private foundation that connects with causes that are important to you.
- Be aware of scams and those looking for handouts, and prepare yourself to handle them effectively and gracefully.
- Define your legacy, and provide guidance if you want your family to continue it.
A sudden windfall may provide opportunities, demand new priorities, and bring changes to the lives of you and your family. With patience and planning, you can approach and manage this new wealth with the confidence of achieving all that is important to you.
With the knowledge and experience provided by your financial professional, combined with the reputation and resources of BMO Global Asset Management, you can be confident that you will always be well informed and prepared to make wise decisions about your future.
1 Sudden Wealth Syndrome. MMC Institute.
2 Too Much, Too Soon: How to Avoid Sudden Wealth Syndrome. Schorsch, I.W., III. HuffPost, September 2012.
3 Sudden Wealth Syndrome. MMC Institute.
4 The Greatest Generation. Brokaw, T. Random House, 1998.
5 The "Greater" Wealth Transfer: Capitalizing on the Intergenerational Shift in Wealth. Accenture, June 2012.
6 World Wealth Report 2018. Capgemini, 2018.
7 BMO survey conducted by ValidateIt Technologies Inc. for the BMO Wealth Institute between June 28 and July 5, 2018, with an online sample size of 1004 Americans aged 35 and over. The overall probability results for a sample of this size would be accurate to within +/- 3.01% at the 95% confidence level.
8 Respondents in the survey may have selected more than one response, so the percentages in the table do not total 100%.
9 Goals-based planning: a personalized service for strengthening client relationships. Ernst & Young LLP, 2014.
10 Tax and Financial Strategies for Windfalls. Grimaldi, J.R., Revels, J.A.J, and Kess, S. CPA Journal, October 2017.
The foregoing summary is not based upon the factual situation of any specific taxpayer, is not intended to be tax advice to any taxpayer and is not intended to be relied upon.
BMO Global Asset Management does not offer tax advice. Contact your tax advisor.
This information cannot be used by any taxpayer for the purpose of avoiding tax penalties that may be imposed on the taxpayer. This information is being used to support the promotion or marketing of the planning strategies discussed herein. BMO Financial Group and its affiliates do not provide legal or tax advice to clients. You should review your particular circumstances with your independent legal and tax advisors.
Estate planning requires legal assistance which BMO Financial Group and its affiliates do not provide. You should discuss your particular estate-planning situation with a qualified attorney.
BMO Wealth Institute, a unit of BMO Financial Group, provides this commentary to clients for informational purposes only. the comments included in this document are general in nature and should not be construed as legal, tax or financial advice to any party. Particular investments or financial plans should be evaluated relative to each individual, and professional advice should be obtained with respect to any circumstance.


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Class S 520
The best solution for every application.
Easy and precise, practical design, a wider range of applications.
Discover the "Xylent" cutterhead, available for this machine.
The 4 screws with a large diameter combined with the 2 side linear guides ensure worktable stability eliminating the necessity of locking in position. The integrated protections guarantee high precision and reliability over time.
Technical data


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The good life
This is a brief overview of my awesome vacation to NH/ME earlier this month.
Auntie Julie and cousin Lexi at the Deerfield fairGrampie carrying Lexi as we walk around
Back at grammie's house, she's holding my other Bassett cousin, Hannah Kate
We did alot of other things, but you get the idea...
Meanwhile in Maine...
I learned to candlepin bowl. I loved it!!
Auntie Spring keeping my busy while mama Bowls
The crew- Levi, uncle Rich Mummi and Molly
Phoebe too! (Papa came also, but apparently we slacked getting a pic of him)
One day we went to the fryeburg fair. It was fun, good music, yummy food, and I got to pet and feed animals at Old McDonalds farm. It was awesome! This black goat was my best buddy!
Got to meet Helena Dorthy in person, although my slacker mom got no pics of us together. Sigh.
Took a cruise on Brandy pond, all aboard!
MMM, Moxie (mama having a mild heartattack) This is just a little of the food I got to eat on vacation. I was spoiled. Its been a let down since I got home.
So that was the short version, blogger is being too finicky to bother with more, you get the idea. Also, mama would like to note that Brandy pond is bigger and prettier than most of the pathetic excuses for "lakes" PA has to offer. Fall in New England is the good life!


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A truly Web-based, easy-to-use Mini-ERP package to manage all your business functions and processes 24x7x365 and change the way the CEO/Decision Makers who are always on the move and work in today's world of cut-throat competition!
A devoted invention - an ERP Solution with the prophecy to decipher the necessity of small and mid-size companies, whose owners are always on the move and are engaged into the cutthroat business competition, in trading, retail and service industry to diminish the frenzied paper-based works.
No cumbersome, expensive Servers, VPN, etc. Negligible IT Infrastructure and trained Manpower Cost which actually costs you heavily.
Have the automated designed software for your business which has the ease of operational efficiency
B2C Drishti, a customized software on cloud computing to meet the operational standards of the business. Remove the manual interactions by just logging to any web browser with the your unique and secured login credentials username and password.
And expand the growth of the business by the automatically generated reports, actionable information. Extract the valuable information from the tons of the data and strategize your actions and policies likely. Assess the profit and loss easily by accessing the software anywhere anytime at cost effective prices.
Are you actually fed-up due to non-availability of up-to-date critical info of your business when you actually need it the most?
Are you unable to keep a proper check on the staff office timings with respect to timely check-in/checkout attendance?
Are you too much dependent on your accounts people for daily financial updates like accounts payable & receivable, stock-in-hand, sales/purchase return etc.?
Are your Sales / Marketing employees leaving your company frequently resulting in an important loss of information about your business clients followed/handled by them?
Are you really interested to deploy excellent HR policies/methodologies resulting in staff retention for business growth?
Are you actually looking for true marketing tools to enhance your business like emailing and SMS Alerts/ Reminders with mail-merge and grouping facility?
Are you constantly on move and still wish to have complete access to all your business information, including Sales, Purchases, A/c's Receivable / Payable, GST, Appointments, Follow-ups, Staff work schedules etc. etc.?
B2C_Drishti is the right solution available to you at the most economical rate with high ROI ratio.
It includes following fully functional integrated Modules:
In a nutshell, B2C_Drishti is a product for Retailers / Traders / Wholesalers / Service Providers to bring everything happening in the business together, including Office Administration to Inventory to Sales to Finance for HR Management to Customer Relationship to In-house Maintenance to SMS Alerts / Reminders. In one, easy-to-use web-browser based application software interface.
Copyright © 2018 B2C Systems Limited.


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What Would Mrs. Astor Do?
The Essential Guide to the Manners and Mores of the Gilded Age
Washington Mews
Published by: NYU Press
352 pages, 5.00 x 9.00 in, 12 Illustrations, color, 74 black and white illustrations
- Hardcover
- Published: November 2018
A richly illustrated romp with America's Gilded Age leisure class—and those angling to join it
Mark Twain called it the Gilded Age. Between 1870 and 1900, the United States' population doubled, accompanied by an unparalleled industrial expansion, and an explosion of wealth unlike any the world had ever seen. America was the foremost nation of the world, and New York City was its beating heart. There, the richest and most influential—Thomas Edison, J. P. Morgan, Edith Wharton, the Vanderbilts, Andrew Carnegie, and more—became icons, whose comings and goings were breathlessly reported in the papers of Joseph Pulitzer and William Randolph Hearst. It was a time of abundance, but also bitter rivalries, in work and play. The Old Money titans found themselves besieged by a vanguard of New Money interlopers eager to gain entrée into their world of formal balls, debutante parties, opera boxes, sailing regattas, and summer gatherings at Newport. Into this morass of money and desire stepped Caroline Astor.
Mrs. Astor, an Old Money heiress of the first order, became convinced that she was uniquely qualified to uphold the manners and mores of Gilded Age America. Wherever she went, Mrs. Astor made her judgments, dictating proper behavior and demeanor, men's and women's codes of dress, acceptable patterns of speech and movements of the body, and what and when to eat and drink. The ladies and gentlemen of high society took note. "What would Mrs. Astor do?" became the question every social climber sought to answer. And an invitation to her annual ball was a golden ticket into the ranks of New York's upper crust. This work serves as a guide to manners as well as an insight to Mrs. Astor's personal diary and address book, showing everything from the perfect table setting to the array of outfits the elite wore at the time. Channeling the queen of the Gilded Age herself, Cecelia Tichi paints a portrait of New York's social elite, from the schools to which they sent their children, to their lavish mansions and even their reactions to the political and personal scandals of the day.
Ceceilia Tichi invites us on a beautifully illustrated tour of the Gilded Age, transporting readers to New York at its most fashionable. A colorful tapestry of fun facts and true tales, What Would Mrs. Astor Do? presents a vivid portrait of this remarkable time of social metamorphosis, starring Caroline Astor, the ultimate gatekeeper.
"Tichidelivers a crisp survey of New Yorks upper-class world in the late 19th century, using society maven Caroline Astor as the guide...Presented with a breezy authority that keeps the pages turning,Tichi's book will captivate those interested in a light look at Americas fashionable gentry of eras past." ~Publishers Weekly
"A new etiquette guide...has just turned up, offering further proof that sliding around the naughty edges of society can be as informative as it is entertaining." ~Alida Becker, The New York Times Books Review
"Everyone followed the rules that Mrs. Astor laid down from the number of courses to be served at dinner to the appropriate time to arrive at the opera. The exteriors of life in this upper echelon are the subject of... What Would Mrs. Astor Do?.This was a society founded on exclusivity, with floods of tears from those who didn't receive an invitation to Mrs. Astor's annual ball." ~Anne de Courcy, The Wall Street Journal


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Thinking of Doing Freelance Work? Follow These Tips to Start on the Right Foot
Today, many people are finding that working for a company on a strict 9-5 regime doesn't fit their lifestyle. Modern tech workers want flexibility. They want to work into the early hours of the morning one day and then take an extended weekend a few days later. Tech work such as web design or video editing is the type of business that people can get lost in for hours. It is also draining, and therefore it is highly important for tech workers to get time away from the screen when they feel too tired. For these reasons, freelance work is becoming appealing to a great number of people. If you're thinking about striking out on your own, there are a few things to consider before starting.
Get Your Website in Order
A tech freelancer with a subpar website is like a dentist without a chair. Potential customers would avoid them at all costs. As a tech freelancer, your website is like a doctor's PhD certificate, hung up in a predominant position on the wall in a beautiful golden frame. It is the first thing that potential customers are going to see when they consider using you, and it can be a great place to showcase what you are capable of. For this reason, it is important to try to demonstrate all your tech skills within your personal page.
Your website needs to be at the cutting edge of web design and should use design and features that are fairly new to the scene. Some trending aspects of web pages in 2019 include overlapping design elements, reimagined header areas, and revolutionary ideas for typography. If you are a video editor, post some of your best videos. If you are a webpage designer, share links to some of your creations. And don't forget to include as many quotes from satisfied customers as possible.
Make Sure You Have the Right Paperwork
One thing that is going to increase customer trust in you and drum up more business is having your paperwork in order. You need to be able to prove that you are a legitimate freelancer and you are legally allowed to work in this capacity. No matter what kind of field you operate in, having insurance is an absolute must. You can get business insurance online, and it includes general liability as well as professional liability. Insurance rates are calculated on a per-case basis, but there are several options available for freelancers. In addition to having this, you may need to find out if you need a specific license to work in this field and as a freelancer in general. Different states have different rules about this. In Pennsylvania, for instance, freelancers need a business privilege license.
Freelancing can be a lucrative and enjoyable way of working but, if you don't do things right, it's unlikely that you are going to drum up much business. Try to set out a clear plan of action before you get started. And remember, it will take time to build up a solid reputation.


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Prayer Ministry:
Unity was founded on prayer and Unity Kitchener lives from those roots. We have an active prayer ministry. If you are interested in serving on any of the prayer teams
Prayer Chaplains: Our prayer chaplains are available and honoured to pray with you confidentially for whatever is on your heart. Just look for the folks at the front wearing purple stolls (scarf)
Silent Prayer Team: Prayer requests (first name or initials & category of celebration or concern) can be placed in the prayer box at the back of the sanctuary. The Silent Prayer Team holds all prayers with loving intent for 30 days. No concern or celebration is too large or trivial to take to God in prayer.
Affirmation cards: Free affirmative prayer cards are available in the lobby. Affirmations are available on many topics, and if you have a special request, put it in the prayer box at the back of the sanctuary with your contact information. You will receive an affirmation or help devoping your own affirmation


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Giant Sugar Cookies with Pink Buttercream - i am baker. Somedays just call for obnoxiously big cookies covered in pink frosting and sprinkles.
Whipped chocolate buttercream frosting - i am baker. Is there anything better than light, fluffy, rich and flavorful Chocolate Buttercream Frosting?
No. The answer is no. I have this recipe on my blog way over here, but it gets lost next to that beautiful marble cake deliciousness, so I decided to make sure this fantastic recipe got it's turn in the spotlight. This whipped chocolate frosting pipes so beautifully, I just had to make my Rose Cake with it! If you want to make a rose cake, here are step-by-step instructions and here is a less than 4 minute video of me frosting a rosette cake in real time!
Creamy cookie dough frosting - i am baker. Food Pusher: Stabilized Whipped Cream Frosting. Cake Boss Buddy's Caramel Cream Sauce Recipe + Cream Cheese Frosting. Rachael Ray: Cake Boss Baking Disasters Rachael's good pal, Cake Boss star Buddy Valastro, showed how simple it can be to make some common baking items, like Cream Cheese Frosting and a Caramel Cream Sauce Recipe.
Apple Butter Frosting Recipe.
Brown Sugar Peanut Butter Frosting Recipe. Melt brown sugar with butter, add a touch of milk, thicken the mixture with chunky peanut butter and you've got brown sugar peanut butter frosting that's ready to pile on cupcakes or cakes.
I put my brown sugar peanut butter frosting on a chocolate cupcake (I've been working on an ultimate chocolate cupcake recipe – more details soon), but a vanilla cupcake or banana cupcake would work just as well. Brown sugar frosting is one of my top ten favorite frostings and this variation is definitely going to go into regular rotation. OXO Good Grips Cupcake Icing Knife.
Banana Pudding Frosting. Banana pudding frosting is down home, country, and darn-tootin' spectacular.
Fluffy and Irresistible Tiramisu Frosting. This tiramisu frosting could dress up even the most drab of cupcakes.
It's a Swiss meringue buttercream frosting recipe, which means that it's silky smooth and not overly sweet. However, this tiramisu frosting trades some of the butter for mascarpone cheese and is finished with rum, espresso, vanilla, and a dusting of cocoa powder. Thick Caramel Sauce Recipe, Apple Cider Caramel. Recipe for Caramel Whipped Cream. Brown Sugar Cookie Dough Frosting. Kiddo's birthday was last week and he LOOOOOOOOOOVES cookie dough.
{So does his mother...it's hereditary.} I knew exactly what to make him for his birthday cake, Cheryl's Chocolate Chip Cookie Dough Cupcakes. Let me break these bad boys down for you.... First, there is a chocolate chip cookie cupcake. Then, they are filled with chocolate chip cookie dough filling. {Yeah, you don't WANT to know the WW points on these puppies.} For the cupcakes and the filling, I'm going to link you to Cheryl's printable recipe. Lemon Curd - Lemon Recipes. Return to listing Lots of lovely recipes call for lemon curd and, once again, it's something that is never the same when shop-bought.
Buttermilk Caramel Glaze. This is THE best stuff.
It can be used as a syrup on pancakes or cooked a few minutes longer for a thicker glaze. Delicious! I always use this on my carrot cake. On the stove over med-high heat mix1 cup sugar 1/2 cup buttermilk 1/2 cup butter, cubed 1 tsp corn syrup (I use light) 1/2 tsp baking soda While stirring constantly bring to a boil- it will foam up so be sure your pot is deep- remove from heat (or cook 1-2 minutes longer until caramel colored for thicker glaze) and add 1 tsp vanilla. Caramel Frosting V. Strawberry Buttercream Frosting. Share on Pinterest What's the only thing you need this Valentines day?
This. Strawberry Chantilly. The ultimate berries 'n cream: strawberry reduction whipped into fresh cream. You probably don't need me to tell you all of the ways strawberry flavored whipped cream would taste delicious, but swapping it for plain whipped cream on strawberry shortcake would make a good start. Or, my favorite, with basil pots de creme.
Pastry Cream. If you've ever stood in an overstuffed closet, rummaging through everything you own only to conclude "I have nothing to wear," you have a pretty good idea of what coming up with a new dessert can feel like. The problem doesn't have anything to do with a lack of options, but in finding a way to combine familiar pieces into something that won't bore you to death. Knowing the season helps narrow things down, but you still have to assemble the "outfit" one element at a time. To that end, pastry cream is the chunky cable knit sweater of desserts. All by itself it's kinda boring, but layered with other elements it becomes the foundation for countless outfits desserts. Unlike that sweater, you can "dye" pastry cream any flavor to match the season or your mood, but vanilla bean never goes out of style.
German Buttercream. Swiss meringue buttercream has become the gold standard of professional baking, but it's not the only fabulous European style buttercream out there. Of course there are French buttercreams (made with egg yolks) and Italian buttercreams (made from pouring boiled sugar syrup over meringue) too, but lesser known is German. German buttercream is perfect for those wanting to graduate from powdered sugar based frosting, but not ready to jump on the Swiss bandwagon. When making or eating Swiss buttercream for the first time, "it tastes like pure butter" is a common complaint. Though kind of ironic (um, yes, it is called a buttercream…), it's a valid observation. Dark Chocolate Glaze. Dark Chocolate Glaze... I posted this with the donut cookies, but really, it needs its own post. You NEED this in your life. Use it to decorate a cookie, slather it on graham crackers, dip some pretzels, eat it straight from the spoon. JUST MAKE IT.
{Don't make me beg.} The glaze dries shiny, hard (but not crunchy), and stackable. Dark Chocolate Glaze 1/2 cup dutch-process cocoa (such as Hershey's Special Dark) 1 & 3/4 cups powdered sugar 2 TBSP light corn syrup 3 TBSP (or more) milk Whisk together the cocoa and powdered sugar. You don't have to be so fussy with the thinning like royal icing. The glaze will harden and be stackable in 12-24 hours. Butterscotch Frosting Recipe. Ganache. I hadn't intended to include a ganache recipe, ganache is more ratio than recipe: equal parts cream and chocolate, some vanilla and a pinch of salt thrown in for bonus points. Campbell's Raspberry Ganache. Coconut Whipped Cream: A Step-By-Step Photo Tutorial.
Coconut Whipped Cream. Cutting down or eliminating dairy, but still want something to top pumpkin pie, crazy pancakes or simply to dip strawberries in? Coconut milk makes just as thick and rich whipped cream as whipping cream, if not more! And the only different in preparation is to remember to put the coconut milk in the fridge long enough to chill. An additional plus is that whipped coconut cream does not break down the way dairy does. This whipped cream can be covered and stored for up to a few days without separation taking place. That alone makes it a better option in my book! Ingredients. How-to: Whipped Coconut Cream from Coconut Milk. Coconut Whipped Cream, Vegan Holiday Dessert Recipe. Easy Vegan Holiday Dessert Recipe from Dairy Free Made Easy Simple, rich and divinely delish coconut whipped cream recipe, adapted from 'Dairy Free Made Easy', by Alisa Marie Fleming, Go Dairy Free.
Delicious dairy-free whipped topping for fresh fruit salad, stewed fruit, pumpkin or fruit pies, fruit crumbles and crisps. Cookie Pixie: Best Royal Icing Recipe, Step by Step. In order to make fabulous cookies, you have to have fabulous Royal Icing. I've tried countless Royal Icing recipes in the past three months, and this is what I've discovered: 1) Meringue powder really is superior to using egg whites.
If you can't find it at a local store like Michaels, order some through the Internet, for example through Amazon. A Tasty Recipe: That's the Best Frosting I've Ever Had. Satin Icing Recipe by Vegetarian Dishes. Strawberry White Chocolate Ganache.


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Use our online repair estimate form
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We take pride in our premises and continuously invest in our state of the art facilities to ensure we have the best amenities and equipment.
Parkway Prestige is a state of the art vehicle accident repair centre in Manchester. Our services include aluminium vehicle repairs, four wheel alignment, plus vehicle servicing and MOT's.
We have been awarded manufacturer approvals to repair prestige vehicle brands such as Volkswagen, Audi and Mercedes Benz.


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If you are trying to pull off a robber or bandit costume then the black bandana is an absolute must. They measure approximately 21 inches square, and are available in many great colors, including black, lavender, light blue, navy blue, royal blue, orange, purple, outlaw red, light cowgirl pink, hot pink, tan, white, yellow, and brown.
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