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How can one man unify a nation torn apart for decades by race and economics? Clint Eastwood's 2009 Hollywood film Invictus recounts newly elected South African President Nelson Mandela's journey to unite his country through the national rugby team. In the wake of the apartheid, Nelson Mandela and Francois Pienaar, captain of South Africa's nearly all-Afrikaans rugby team, joined together to achieve the impossible. Despite the racial, economic, and linguistic divides present throughout South Africa, Mandela fully believed in the unifying capabilities of sport. Though unable to fully conceive the lasting issue of racial divide, Invictus testifies to the virtues core to South Africa's emergence from the apartheid era: forgiveness, reconciliation, and spirituality.
Invictus juxtaposes racism with forgiveness and reconciliation throughout the film. The film depicted racism from the onset as viewed in the scene comparing two groups of young men: one of white youths playing rugby and another of black youths playing soccer. In another scene, upon seeing Mandela speed by, the blacks begin to cheer while the whites remain silent. Their silence only broken by an utterance, "that terrorist", from their coach.[1] The incongruity of the two reactions evinces the unquestionable mistrust between the two ethnic groups, which has generationally permeated through South African culture. The film continuously points to this mistrust by including even newspaper headlines that question Mandela's ability to run a country after winning the election in 1994.[2] Hand-picked by Mandela to star as himself in the film, Morgan Freeman captures Mandela's charm and serene confidence; thus, successfully portraying the President's journey of leading a nation from conflict to peace.[3] In one scene, Mandela advises blacks, "Take your guns, your knives and your [machetes] and throw them into the sea."[4] Replicating his 1990 address to a massive rally in Durban,[5] the film immortalizes Mandela's words to reflect his sacrificing character. For instance, Mandela's leadership and allegiance with the national rugby team even unified his racially divided personal staff. Mandela depicts his aptitude for leadership via his memorization of every rugby player's name of the national Springboks team. As the team members venture to endorse rugby among black youth under Mandela's direction, they develop a closer bonds amongst each other. Such trust allowed the Springboks to overcome the globally-favoured New Zealand "All-Blacks" team and resulted in South Africa winning the 1995 World Cup. The direction of the film succeeds in capturing these moments, ending with a triumphant Mandela whose faith has resulted in a mended, "healing" nation.
While most articles have detailed the final championship game and even Mandela's support for the team, this film furthers the story to include the impact of willingness and kindness on not just athletes and political leaders, but also on the youth. Indeed, the many scenes portraying the youth may serve as another message in the film, one that helps people realize the vitality of the next generation. Invictus not only recounts history but also notes how actions of leaders today can influence future generations. If groups continue to spread hate and racism as the white coach had in the beginning of the film, the apartheid legacy of racial separation would have persisted. On the other hand, if both whites and blacks work harmoniously to attack current divides in all social and political spheres, such as the lack of representation of black youth in rugby, we can expect a much more harmonious, brighter future.
The narrative of the film suggests that South Africa had been fully unified following the 1995 World Cup. For instance, Mandela walks onto the field at the World Cup final to support the mostly white South African team and the crowd cheers wildly. The moments of the final win paint a portrait of blacks and whites finally unifying as one. I agree that this moment embodied unprecedented historical significance, especially in twentieth century South Africa, and should in fact continue to represent a symbol of unity. Still, I cannot help but feel that the average member of the audience would accept the film's ending portrayal of South Africa as truth. Most viewers probably believe that the apartheid has completely ended in South Africa; thus, racism and inequality are no longer prevalent. I can attest that I shared this belief before taking courses on South Africa in college.
Yet despite South Africa's revolutionary moments of unification and indeed its revolutionary constitution, the region remains plagued by its history and apartheid legacy. For instance, unemployment continues to affect three-fifths of South Africa,[6] the education system continues to rank as one of the worst globally,[7] and non-Whites form 80% of the nation that continues to struggle the most with inequality and poverty.[8] These statistics range from 2012 to just one year ago. The film released in 2009. The game took place in 1995. This means that in over a decade, between the time of the game and the movie, these issues of race and economics still heavily impacted South African life. Thereby, Invictus should have better addressed the continuing nature of the divide to reveal more than just one moment in history and illuminate contemporary concerns. The film should have suggested, instead, that the game served as an optimistic symbol at the time and as a reminder of potential to today's population.
Though not as prominent as racism, the theme of spirituality continually reappears in Invictus. One scene in the film presents a Bible verse written on a church wall and two nearby women, a charity worker and her assistant, hand out clothing to impoverished youths while blessing them. Post-apartheid, many churches in South Africa coalesced under the African National Congress (ANC)'s position of nation building.[9] Although the role of the church would shift over the next years from political alignment with the ANC to a struggling withdrawal, the film depicts a moment when the church still had a politically-recognized, democratic contribution to South Africans.[10] Moreover, the Springboks' captain, Pienaar, insists on his teammates' need of God's blessing when some feel reluctant to sing "black" South Africa's national anthem.[11] In this way, the film shows how sport not only brings people together physically but also emotionally though religious spirituality.
The Hollywood drama commemorates individual spirituality as much as the religious one. Mandela later states, "I thank whatever gods may be for my unconquerable soul. I am the master of my fate: I am the captain of my soul."[12] Here, Mandela reminds us of every person's individuality, a uniqueness that calls for celebration, and implies an intuitive relationship with not just the Christian god but one's own god, one's own universal spirit. The very ability for Mandela to unite South Africans through rugby, as the film presents, testifies to the power of this very individual spirit to engender change and unity within a nation. The Springboks before the 1995 World Cup embodied white South Africanism, a post-apartheid legacy to many, with blacks attempting to tear it down. Mandela embraces the Springboks and realizes the potential for a politically savvy allegiance through sport, which he accomplishes with Pienaar. Resultantly, Invictus beautifully exhibits this racial transition through not only concentrating on Mandela's role but also focusing on Pienaar's development and acceptance, as seen when he encourages his reluctant team to sing the black national anthem.
While the film could have better demonstrated the modern impact of Mandela and the Springbok's unity and its influence on the continuing racial struggles in South Africa, Invictus recounts an incredible story based on true events and adeptly selects scenes that showcase the racial divide and the progression towards understanding and reconciliation. Additionally, the movie does not lose sight of religious and personal spirituality. More than anything, as South Africa remains a branched society, the film contributes a promise of hope and potential to a still healing nation.
[1] Peckham, Anthony, and John Carlin. Invictus. Performance by Morgan Freeman, et al., Warner Bros., 2011.
[2] A newspaper in the film writes, "He won the election but can he run a country?" which Mandela refers to as a legitimate question. Invictus.
[3] "The Real Story Of 'Invictus'." Inside Edition, Inside Edition Inc., 6 Dec. 2013.
[4] Invictus
[5] Kraft, Scott. "End War Now, Mandela Tells Blacks : South Africa: At a Mass Rally, the ANC Leader Calls on Factions to Throw Away Their Weapons." Los Angeles Times, Los Angeles Times, 26 Feb. 1990.
[6] Mahajan, Sandeep. Economics of South African Townships, Special Focus on Diepsloot. World Bank Group, 2014, pp. 8.
[7] The Economist. "South Africa Has One of the World's Worst Education Systems." The Economist, The Economist Group Limited, 7 Jan. 2017
[8] Gradin, C. "Race, Poverty and Deprivation in South Africa." Journal of African Economies, vol. 22, no. 2, 2012, pp. 187.
[9] Bompani, Barbara. "âMandela Mania: Mainline Churches in Post-Apartheid South Africa."Third World Quarterly, vol. 27, no. 6, 2006, pp. 1138.
[10] Kuperus, T. "The Political Role and Democratic Contribution of Churches in Post-Apartheid South Africa." Journal of Church and State, vol. 53, no. 2, 2011, pp. 280-285.
[11] Invictus.
[12] Ibid.
Bompani, Barbara. "âMandela Mania: Mainline Churches in Post-Apartheid South Africa."Third World Quarterly, vol. 27, no. 6, 2006, pp. 1137–1149., doi:10.1080/01436590600842449.
Gradin, C. "Race, Poverty and Deprivation in South Africa." Journal of African Economies, vol. 22, no. 2, 2012, pp. 187–238., doi:10.1093/jae/ejs019.
Kraft, Scott. "End War Now, Mandela Tells Blacks : South Africa: At a Mass Rally, the ANC Leader Calls on Factions to Throw Away Their Weapons." Los Angeles Times, Los Angeles Times, 26 Feb. 1990, http://www.articles.latimes.com/1990-02-26/news/mn-1165_1_south-africa.
Kuperus, T. "The Political Role and Democratic Contribution of Churches in Post-Apartheid South Africa." Journal of Church and State, vol. 53, no. 2, 2011, pp. 278–306., doi:10.1093/jcs/csr030.
Mahajan, Sandeep. Economics of South African Townships, Special Focus on Diepsloot. World Bank Group, 2014.
Peckham, Anthony, and John Carlin. Invictus. Performance by Morgan Freeman, et al., Warner Bros., 2011. The Economist. "South Africa Has One of the World's Worst Education Systems." The
Economist, The Economist Group Limited, 7 Jan. 2017, http://www.economist.com/news/middle-east-and-africa/21713858-why-it-bottom-class-south-africa-has-one-worlds-worst-education.
"The Real Story Of 'Invictus'." Inside Edition, Inside Edition Inc., 6 Dec. 2013, http://www.insideedition.com/headlines/7447-the-real-story-of-invictus.


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Double Dutch as Royals sink Pilgrims in EFL Cup
Sky Bet Championship side Reading eased into the second round of the EFL Cup with a comfortable 2-0 victory over League Two Plymouth Argyle at Madejski Stadium.
The Royals led at half-time with efforts from summer signings Joey van den Berg and Roy Beerens, the Dutch duo's first goals for the club.
Reading manager Jaap Stam made five changes to the team which had started their Championship campaign with a 1-0 home win over Preston on Saturday.
Plymouth boss Derek Adams faced the task of raising morale after his men had lost 3-0 to Luton in their League Two opener at Home Park.
It was the Pilgrims, last season's beaten League Two play-offs finalists, who fashioned the first chance.
Jordan Slew escaped along the left flank and crossed low into the Royal box, where Jake Jervis just failed to make a telling connection.
Reading, though, responded with two goals in 12 minutes to take control of the tie.
Veteran midfielder Van den Berg, signed from Heerenveen, nodded home on 16 minutes, flicking in unmarked from free-kick by John Swift.
It was 2-0 on 28 minutes when Beerens drilled in a 20-yard shot after Plymouth goalkeeper Vincent Dorel had parried a fierce effort from Chris Gunter.
Reading began the second half where they had left off at the break, totally in command, with Callum Harriott shooting straight at Dorel.
Plymouth did finally fashion a couple of chances, but defender Sonny Bradley blazed over at the near post and striker David Goodwillie could only find the sidenetting from close range.
Reading soon reasserted their authority and could have increased their winning margin but for a couple of decent saves by Dorel from substitute Yakou Meite and then Swift.
Source : PA
Source: PA

subset: commoncrawl


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Nixon Announces New Jobs to Mexico, Mo.
MEXICO - Governor Jay Nixon announced Tuesday Spartan Light Metal Products in Mexico, Mo. is expanding and will create new jobs.
Spartan Light Metal Products is a supply manufacturer that specializes in aluminum and magnesium custom die castings. It provides products for larger companies such as Ford, GM, Volkswagen and Toyota.
The expansion will add two new production lines and create 42 jobs in the next five years.
Mexico resident Kristin Bushnell said she was skeptical that the plant would provide enough jobs, but thought it would be great if it could. Bushnell also said she hopes other manufacturing plants in Mexico would follow Spartan Light Metal Products' lead.
Director of Economic Development Russell Runge said multiple businesses within the town have expanded in the last 6 to 8 months. Expanding companies in the area include Dawn Foods, Wilderness Logistics, and True Manufacturing; which is right across the street from Spartan Light Metal Products.
According to missourieconomy.org, unemployment has increased in Audrain County in the last two months. Despite the statistics, Nixon seemed optimistic in economic incentive programs and expanding manufactures.
Nixon said Missouri has created more than 24,000 new jobs so far in 2012.


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Moustafa Mourad, MDBoard Certifications
- Board Certified - Head and Neck Surgery
- Board Certified - Facial Plastic and Reconstructive Surgery
Website : www.nycfacedoc.com
Practice Address
- Mourad NYC
- 115 East 61st Street
- Suite 7C
- New York, NY 10065
Moustafa Mourad, MD, is board-certified in head and neck surgery with advanced training in cosmetic plastic surgery and facial reconstruction. He is certified by the American Academy of Facial Plastic and Reconstructive Surgery.
Please note: Dr. Mourad does not interact with potential patients via email. If you need assistance, please call the phone number above.


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Swing Kingdom
For loads of fun and family time, count on Swing Kingdom! A family operated manufacturer of premier vinyl swing sets, we strive to design and build fine quality, affordable swing sets perfect for children of all ages. From the 500 square foot building where we started our business in 2000, to our new 43,000 square foot facility, Swing Kingdom has expanded to meet the growing demand for high quality, virtually maintenance-free swing sets. We were the first manufacturer to combine PVC and structural wood, along with stainless steel corner brackets and hardware for superior strength. Today, we continue to use only the finest quality materials to ensure safe, durable swing sets built to offer years of enjoyment. Our playsets are loaded with activities that will spark every child's imagination and encourage daily physical activity and never-ending fun!
Installation and delivery are included within 50 miles of our two Austin locations!


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Friday 24th – Monday 27th May 2019 (4 day long weekend)
Escape to the Jurassic coast for a long weekend of fun adventure, sun and sea! Come and join us for the May Bank Holiday weekend, staying in luxury Bell tents for a 4-day fun packed adventure that includes hiking, sea kayaking, mountain biking and sightseeing.
Hike along the stunning Jurassic coast, kayak around Poole Harbour and Studland Bay.
Never been on an Escape Your Everyday camping trip before? When we camp, we glamp!!
Group camping is our speciality, the Organising team arrives 24 hours in advance to setup our own dedicated camping area, setting up 5 large bell tents, each sleeping just 4 persons (designed for 6 – 8 but we believe personal space is essential).
A large gazebo is placed in the heart of the space and acts as the main hub for meals. Cooking is done on a double width gas fired bbq system and giant paella dish, large enough to feed more than 40 and great as a hot plate for cooking bacon and eggs for breakfast!
All you have to do is come along and claim your space in a tent. The perfect weekend Escape!
Our superior campsite is situated just a few minutes walk from Swanage, with a restaurant and bar on site. A great place to wind down in style or head to the beach for a late evening dip.
PRICE IS ONLY £149 sharing a luxury Bell tent with a maximum of 4 persons per tent.
To go ahead and book this tour, please complete the booking form below or if you have any queries then please call us on 01344 989666 or email firstname.lastname@example.com


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Sermons from February 2019
3 Reasons to Not Love the World
Today's sermon was unable to be recorded. It should record again next Sunday as normal, so please check back. The sermon transcript below is provided since there is no recording from 2/17/19. We hope it is a blessing to you! – Pastor Tim Three Reasons to Not Love the World — 1 John 2:15-17 Not long before I graduated from college I saw an old family friend who had recently begun working for a large company. He was very proud…
Don't Forget Who You Belong To – 1 John 2:12-14
When your gas tank is filed up with gospel truth, you will have the fuel to follow Jesus! In 1 John 2:12-14 we see three truths about our identity in Christ that remind us who we belong to. 1) Our New Identity: Forgiven Children (vv. 2:12a, 13c) 2) Our New Identity: We Know Christ (vv. 2:13a, 14a) 3) Our New Identity: Overcomers (vv. 2:13b, 14b)
Love and Truth Are Twins – 1 John 2:7-11
Our response to the truth of the gospel of Christ means that we must reflect the King of Love, Jesus, in the way we treat the family of God. We will see this taught in 2 main ways in 1 John 2:7-11… Do you love the body of Christ like Jesus loves them? (vv. 7-8) Do you pass the test of love? (vv. 9-11)


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StudyTravel Star Awards Nomination 2019
July 29, 2019
Bronte College is excited to announce our nomination by StudyTravel (ST) Network for an award this year at their annual Star Awards hosted in London, UK. Bronte has been shortlisted in the ST Star High School 2019 Category. This year, the nomination is even more special as Bronte won the ST Award in this category last year!
The ST Star Awards is an annual peer nominated award ceremony which recognizes quality service in over 25 categories including travel agencies, language providers, secondary schools and so on.
We are proud to be recognized two years in a row and thank StudyTravel for this consideration.
News Categories
- Academic News (9)
- Bronte Sports (2)
- Events at Bronte (20)
- Newsletter (20)
- Residence News (4)


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Man's faith may fail him sometimes, but God's faithfulness never fails him.
— William Greenhill
Daily Christian quotes to direct, inspire, encourage, and help ordinary Christians in the rough and tumble of their daily lives!
Aspire to be something more than the mass of church members. Lift up your cry to God and beseech him to fire you with a nobler ambition than that which possesses the common Christian — that you may be found faithful unto God at the last, and may win many crowns for your Lord and Master, Christ.
— C. H. Spurgeon


text: OutdoorChannel.com Staff Best Wild Goose Recipes A collection of delicious and easy recipes for snow and Canada geese Goose Pineapple and Bacon Skewers (Nevada Foodies photo) 1. Goose Pineapple and Bacon SkewersAn easy recipe for what to cook for dinner with your goose meat. Simplymarinade the goose breast meat with some sweet ingredients and then barbequewith fresh pineapple and a little bacon. Click here for recipe.2. Goose StroganoffGoosemeat and sautéed mushrooms served over hot buttered rice or noodles with a dashof paprika. Click here for recipe. 3. Canada Goose Egg Rolls Goosebreast meat with fresh ginger, water chestnuts, bamboo shoots and finelychopped cabbage all packed together in a golden brown flaky egg roll wrapper. Click here for recipe.4. Goose Pot StickersServethese tasty pot stickers with the Goose Egg Rolls above, along with jasminerice and sweet chili sauce. Click here for recipe.5. Stuffed Goose Gooseis stuffed with apples, bread, celery, onion and butter and then roasted untilthe skin is crispy and delicious. Click here for recipe.6. Berry Nice GooseAdelicious way to cook goose. You can substitute the blackberry jelly withraspberry or other fruit flavor too. Click here for recipe. 7. Glazed Goose and GravyThisparticular goose recipe requires 4 hours of marinating before roasting, but itis so worth it! Click here for recipe.8. Canada Goose PieCanadagoose breasts cooked with leaks, onions, carrots, and mushrooms in a flaky piecrust. Click here for recipe. GET THE NEWSLETTER Join the List and Never Miss a Thing. Sign Me Up


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Occupational Therapists work collaboratively with people to enable them to participate in the occupations that give meaning and purpose to their lives. Occupations are everything that people do to look after themselves, to enjoy life and to contribute to the social and economic fabric of their communities.
The mission of the MSc (Occupational Therapy) Program is to prepare graduates with requisite knowledge, skills and professional behaviours to practice as entry-level occupational therapists in a range of institutional and community settings throughout Canada and the international community.
Students will achieve an understanding of the influence of family, society, culture and physical environment as they explore the concepts of occupation and health across the lifespan within the context of client-centered practice. Graduates will be prepared to function as independent practitioners, as members of interdisciplinary teams, as critical consumers of research, as agents of change, as leaders in their profession, and as lifelong self-directed learners.
Questions about the program? Please contact us at email@example.com.
Are you an Occupational Therapy clinician who is interested in contributing to the Occupational Therapy program at McMaster University? If so, please click here for more information.
The Master of Science program in Occupational Therapy (MSc(OT)) is a full-time two-year course-based Master degree. The program prepares students to be eligible to practice as occupational therapists, and meets professional accreditation and practice standards.
The minimum expectations will be for the completion of all course work across two extended study years:
* September to July (Year 1)
* September to September (Year 2)
Year 1 introduces students to the fundamentals of contemporary Canadian occupational therapy practice, and provides an overview of occupational therapy theories and processes.
Year 2 provides opportunities for developing more complex skills and preparing for entry to practice as a conscious, autonomous professional. Throughout the program, students will gain experience with many client populations and multiple settings.
Have any questions about students' life in Occupational Therapy? Contact our Ambassador (scroll to OT ambassador in the list).
Students participate in 4 clinical education placements during the program the length of which varies from 4 to 8 weeks. Clinical Education placements are available in: hospitals, private practice, industry and community. Students are evaluated by regulated occupational therapists who share their professional and clinical expertise to support student occupational therapists to prepare for professional practice.
Clinical Education provides students with:
Click here for the course listing located within the McMaster Graduate Calendar.
The curriculum is offered as a full-time, two-year, entry-level master's program. The curriculum is divided into five university-based terms of study with four practica courses integrated throughout the 24-month period.
Each term has a particular focus and is organized to integrate our educational and professional conceptual frameworks.
The Northern Studies Stream (NSS) was established in 1991 to specifically address the shortage of OTs and PTs in Northwestern Ontario through various recruitment and retention initiatives.
With 25 years of documented success, the current NSS is focused on providing clinical education opportunities for students across northern Ontario. Approximately 50% of students in the OT/PT Program will have the opportunity to participate in clinical education placements in northern Ontario.
The goals of the current NSS are threefold:
The McMaster Occupational Therapy Program is based on conceptual frameworks grounded in the professional practice of occupational therapists (professional conceptual frameworks), and educational preparation of health professionals (educational conceptual frameworks). The conceptual frameworks are integrated into a single model, fondly referred to as the Steps and Pillars.
Steps: Professional Conceptual Framework
The steps of the conceptual frameworks illustrate the major foci of the program in terms of professional conceptual models. These include theories, models, frameworks and bodies of knowledge that students need to understand and be able to apply upon graduation. The foundational step is a focus on philosophy of health which includes definitions and determinants of health. It also includes foundational information about factors that contribute to health, including biological sciences (anatomy, physiology) and social sciences (psychology, sociology). The second step focuses on concepts of occupation, which refer to the theories and approaches to practice to help us understand the occupational issues experienced by clients. Occupation is a central concept in occupational therapy that "…refers to groups of activities and tasks of everyday life, named, organized and given value and meaning by individuals and a culture. The third step further assists students to consider how to view or consider occupation and occupational issues through various lenses. The McMaster Lens for Occupational Therapy is introduced early in the program, and helps students consider the many layers through which we can consider a client or population to understand occupation and how occupational therapists can provide services. For example, clients can be viewed through a developmental lens by asking questions about what are typical occupations for someone at that age and stage of life. The top step is called Process frameworks and refers to the models that help guide occupational therapists in their interactions with clients from referral to discharge. The most common process frameworks are the Occupational Performance Process Model (OPPM), and the Canadian Practice Process Framework (CPPF).
The final aspect of the Steps to consider is the carpet which lays across the top of the steps. The design on the carpet represents the Profile of Occupational Therapy Practice in Canada ("OT Profile") (CAOT, 2012). Within the OT Profile, a model of essential competencies for the occupational therapy profession is depicted (see image below). The seven key areas of competency have been identified within our educational program as key learning outcomes.
The Pillars: Educational Conceptual Frameworks
The pillars of the Steps and Pillars model are reflections of the educational philosophies, theories and approaches that are drawn upon in the Occupational Therapy Program. There are five distinct pillars, although they are highly inter-connected. Each is described briefly here:
1. Self-directed learning (SDL), as outlined by Knowles (1975), clearly assigns the major responsibility for learning to the student. Within the framework provided by the goals and objectives of the program, students should be able to determine their own learning goals, how best to achieve their objectives, how to select learning resources, and how to measure their own progress. Faculty facilitate learning by asking questions, stimulating critical thinking, challenging the students' point of view, providing feedback, and evaluating student performance. Students are encouraged to think and discover during the process of gaining new knowledge, and not simply memorize facts. Self-directed learning is a component of life-long learning, which is now a clear expectation for all occupational therapists as practitioners within a regulated health profession. Self-directed learning provides students with the essential skills needed to work within changing practice contexts.
2. Problem-based learning (PBL), as a conceptual framework, contends that knowledge is best remembered in the context in which it is learned, and that acquisition and integration of new knowledge requires activation of prior knowledge. In contrast to the common approach of using a problem for application after learning has taken place, problem-based learning requires that the learner encounter a problem first as the initial stimulus for learning. The learner thus becomes actively involved in the learning process, can shape it to meet personal needs based on prior knowledge and experience, can engage in independent study appropriate to his/her unique learning style, and can integrate information from many sources, including student peers, into a conceptual framework for use in dealing with future problems.
Small group learning is a natural extension of problem-based learning. To maximize small group learning, we believe it is important to bring students from various educational and work experience backgrounds together so that the heterogeneity of the group itself becomes a valuable learning resource. The transfer of knowledge is enhanced through the use of problems that encourage students to not only learn content, but also to develop strategies to recognize the 'analogy' or 'principle' that can then be transferred to new problems and contexts.
3. Inter-Professional Education is an emerging approach to professional preparation of health professional students. IPE is defined as "occasions when two or more professions learn with, from and about each other to improve collaboration and quality of care" (The Center for Advancement of Interprofessional Education (CAIPE), 1997). The occupational therapy program offers opportunities for students to achieve inter-professional competencies through the formal curriculum. Student occupational therapists are also encouraged to further their development of these competencies through offerings within the Faculty of Health Sciences. The Faculty of Health Sciences at McMaster University has developed PIPER (Program of Interprofessional Education and Research) to encourage students to develop strong collaborative and team skills for future practice. Our occupational therapy program has firmly placed interprofessional education as a mandated activity for all students. The PIPER model provides students with four IPE competencies and three levels of activities from which they may choose to meet the mandatory requirements.
4. Experiential Learning is another important pillar of the McMaster Occupational Therapy Program. Students are engaged in numerous "hands on" learning experiences throughout their education. This includes classroom and community-based sessions that are part of university-based terms; in addition, clinical education offers rich experiential learning opportunities over 28 weeks of practica experience in four different settings. An important component of experiential learning is reflection; it is only through reflection on what was done, accomplished, observed or learned that a student can more readily generalize and build on the learning. Throughout university-based and practica courses, students are expected to engage in reflections which support them to consolidate and generalize their development as professionals.
5. The final pillar of the educational conceptual framework is Inquiry Based Learning, which is a student-centred, active learning approach focusing on questioning, critical thinking and problem solving. Although it shares features with problem-based learning, the approach is most often used in the McMaster Occupational Therapy Program in large-group classes. Students are engaged in learning that may begin with lecture or presentation by faculty, but readily moves into group discussions, team-based learning, or student presentations to support competency development.
Courses offered in the McMaster Occupational Therapy program frequently draw on many of the principles and approaches of the pillars simultaneously. Therefore, in the Steps and Pillars Model, the threads that spiral around the pillars represent each of the various courses in which students enrol. The courses bring together the competencies from the OT Profile and the other components of the Professional Conceptual Framework, draw on the educational conceptual frameworks of the pillars, to ensure that by the time they graduate, students have become competent entry-level occupational therapists. The arrow at the top of the model indicates that graduates are ready to take the competencies and strategies as life long learners with them as they graduate and enter practice.
Click here to view the Process Frameworks Presentation; an overview of the Occupational Performance Process Model (OPPM) and the Canadian Practice Process Framework (CPPF).
If you would like transcripts of the videos found within the process frameworks presentation, please contact email@example.com.
Student performance is evaluated on a regular basis throughout the MSc (OT) Program using a variety of evaluation tools that are consistent with professional and educational conceptual frameworks that guide the program.
The evaluation process can be formative or summative, and as such, it provides valuable feedback to students to enhance their learning. Evaluations are also used to assure faculty, students, clients, and society that graduates possess the required knowledge, skills, and professional behaviours to function as competent professionals. Evaluation presents a challenge for any curriculum. As no single evaluation method can assess all domains of learning or competence, and students have varying strengths and approaches to learn and demonstrate their learning, various methods are used to evaluate students' progress and achievements. The choice of the evaluation tool is based on its educational value (e.g., formative or summative), its measurement properties (e.g., reliability, validity, generalizability), and its feasibility (e.g., time needed, resources required, costs).
Some of the student evaluation tools used in the OT Program are described below:
Tutorial performance of the group as a whole and of each of its members (including the tutor) is evaluated on a regular basis throughout each term. The final student mark is based on knowledge, use of learning resources, group participation and facilitation, clinical reasoning, critical appraisal skills, and evaluation skills (i.e., self-assessment, peer-assessment, and tutor evaluation).
Written exams provide opportunities to demonstrate their understanding of foundational knowledge and/or clinical reasoning and use various formats including multiple choice, short or long answer formats. They may also include timed exercises that involve documentation of clinical observations or interactions.
Essays are used to evaluate knowledge, critical appraisal skills, critical thinking, analysis, and synthesis skills. The essay demonstrates a student's understanding of principles or relationships, and fosters independent thinking and learning. Furthermore, it is used to develop and evaluate writing skills. Essays are assessed on content, organization, style, and mechanics. A problem write-up which focuses on a particular case scenario/client problem is a variation of the traditional essay, as are clinical or consultative reports.
Direct Observation techniques are used primarily to evaluate technical, behavioural and/or clinical skills. This type of practical examination might be used to evaluate interviewing skills, assessment techniques, and/or use of therapeutic interventions. Direct observation is frequently used in clinical practica as well.
Oral presentations are also used throughout the Program. A health care professional must be articulate, able to defend an opinion or position, and able to present information and ideas in an organized and clear manner. To help the students develop these skills, individual and group presentations are used as evaluation components in most terms. Poster or podium presentations are used to present results of students' evidence-based practice projects.
Practicum Evaluation: The Competency Based Fieldwork Evaluation for OccupationalTherapists (CBFE-OT) (Bossers, et al., 2007) is used to evaluate student performance during all practica experiences and guides remedial work. The use of the CBFE-OT which incorporates both visual analogue scale (VAS) and student learning objectives, reinforces the student's role as an active participant in the process of learning rather than a passive recipient. In the professional preparation setting, the CBFE-OT allows the student to meet the Program objectives and also to pursue individual objectives. CBFE-OT is a document drawn up by the student and negotiated and approved by the practice preceptor or faculty member. It specifies seven essential competencies, what the student will learn, how this will be accomplished, within what time frame, and what specific evaluation criteria will be used for each objective. The CBFE-OT reconciles the "imposed" requirements of the Program with the learner's own personal goals and objectives. It enables the student to individualize his/her own way of achieving personal learning objectives, and to measure the progress towards achieving them. Objective measurement of the attainment of essential competencies through the integration of skills, knowledge and professional behaviours is also guided by the competencies from the Profile of Occupational Therapists in Canada.
In 2016, the MSc (OT) was granted an accreditation award for a period of seven years (until 2023) by the Canadian Association of Occupational Therapists (CAOT).
Regulation of Practice:
All occupational therapists in Canada must be registered with the appropriate provincial regulatory organization in order to practice in that province.
Each regulatory body has a separate and distinct registration process, but in all circumstances, a degree in occupational therapy and successful completion of the CAOT national certification examination are required.
In Ontario, graduates from the MSc (OT) will be granted a provincial practicing certificate of registration by the College of Occupational Therapists of Ontario (COTO) until they write and pass the CAOT examination, at which point a general practicing certificate is granted.
CAOT Website (The Canadian Association of Occupational Therapists)
COTO Website (The College of Occupational Therapists of Ontario)
Occupational Therapists work in a variety of roles, settings and industries. You will see OTs working in hospitals, school boards, workplaces and private clinics. OTs work with clients from across the life span (infant to elder) and help their clients in areas such as rehabilitation, mental health, accessibility, motor skills, and much more. Each role is different, and each client is different, but I'm sure you've asked yourself "what does a day as an Occupational Therapist look like?"
Please tell me about your current role and your workplace environment/setting.
I am employed in a hospital the area of mental health. I work with patients who need support to resume roles that have been disrupted due to their illness. I practice as an OT/psychotherapist using a variety of modalities, such as CBT, behavioral activation.
What made you want to become an OT?
I enjoy working with people, solving problems, and having a set of professional skills that are in demand.
What is the most rewarding part of your role?
Seeing clients get better is a very rewarding experience. Also my job can evolve as I am able to continually learn new modalities/ techniques to enhance my professional skills.
Although every day, and every client is different, what would you say a "typical" day is like in your role?
My job involves running psychoeducation groups, doing individual psychotherapy, charting on my interactions with clients, and liaising with other team members. I conduct assessments, establish treatment plans, and develop discharge plans.
What skills and attributes do you think lend themselves best to the practice of Occupational Therapy?
I think being curious, thinking critically and creatively, being a good listener, and knowing why you are using a particular approach or modality are Important skills and attributes. Strong verbal communication and writing skills are essential. OTs, in my opinion, are practical and good problem solvers.
What advice would you give someone who is interested in pursuing Occupational Therapy as a career?
Connect with an OT and find out about their job. Check out the College of Occupational Therapists' website to see what it means to be a regulated health care professional.
What do you do to stay current in the field of Occupational Therapy?
I take courses related to my job, read information provided by the College of Occupational Therapists and the Ontario Society of Occupational Therapists, keep up with current standards, and connect with other OTs.


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Stadium Bowl
Home to one of the most historic clubs in English club rugby, The Stoop provides an iconic backdrop for any event. Now no longer just a professional sporting arena, the stadium has developed its credentials as a first-class, multi-purpose venue, that has welcomed a range of events, hosted by clients from both the commercial and entertainment worlds.
In the summer of 2017 alone, The Stoop played host to Elton John and Little Mix concerts, both with sell-out audiences. The success of these events is predicated on the quality of venue and facilities, the delivery by the Harlequins Operations Team, and the access to Harlequins audiences of over 275,000.
Stadium Features include:
- 116m x 66m natural turf pitch
- 14,800 capacity for pitch events
- 20,000 capacity for music concerts
- Hospitality for a combined capacity of 920 people across hospitality boxes and lounges
- 21 catering outlets across the stadium footprint
- Access to 1266 car parking spaces
- Access to over 250 toilets across the stadium footprint
- Access to an in house event delivery team with global event expertise
Read more on why the stoop is the emerging events venue in South West London
For bowl and pitch enquiries please contact Sarah Neill on 020 8410 6028 or email@example.com
Without doubt the best value for money here at Harlequins is to take advantage of one of our packages for your event. Our packages are priced per person and include everything you would need for your event. We're happy to bespoke each package to suit your needs, so take a look through what's on offer.


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It's been a long time since I have had to write a proposal. An offer summary.
So I went ahead and consumed all the notes I had on them before writing one. And then I did. And was left with fresh info and notes.
This is a general (probably incomplete) summary.
Generally the sales process looks more or less like this.
Simple stuff. Or is it...?
Proposals in business are not unlike proposals in relationships. You're asking for a large commitment. So you better do everything you can do get it.
To write good ones, you need to keep diligent notes. Every conversation you have with your leads. Every phone call and point they bring up.
And then summarize them neatly into one document.
There is a general idea that a proposal should be short. That's a misconception. The proper answer is... it depends.
For every client you might encounter, you'll have to decide whether to write long, short, or not at all.
For instance, if the deliverable is simple and well-understood by both sides, you can get away without one.
If they know more or less what they need, but it's more complex, then it's a good idea to put it as a short summary.
But what if they have no clue?
Let's say, your prospect saw "this will make you money", and they just said 'yes' out of greed, perhaps curiosity.
What then?
Then you need to flex your copywriting muscles. You need to take all the notes you've collected. Then sit down.
Get a nice outline going.
And write a sales letter.
You heard me.
A proposal is nothing more than a sales letter. Yes, they're nurtured better. Yes, they might be ready to buy immediately…
But you need everything on paper for the contract anyway.
And you don't want to have to keep on going back and forth with your lead. Because they will fail to understand or like your proposal. Not everyone, granted, but that's a common occurrence.
When you work with pretty much any corporate entity.
The problem is that you're going to be facing multiple decision-makers. And the only way to handle that is by writing about everything.
You need to take your time, and cover everything possible. From the basic assumptions, through deliverables and research, all the way to everything else that you might not even end up doing.
You should spend a lot of time talking about the outcomes you'll bring. Yes, the deliverables are important. However, high-level business is about profits.
Ideally, you'll want to position your design/ branding/ copywriting/ social media/ &c. offer not as the main course.
You want your service to be a done-for-you consultancy add-on.
Consultants get paid more. And they're paid to consult. What is consulting? Little more than taking the time to research your client's problems, and advise them with solutions.
Which is something you're likely already doing. Being helpful is a brilliant asset that cannot be overestimated.
This brings us to another important point.
I mentioned before that you want to model your proposals after a sales letter. Go into a lot of detail, outline how each part is useful and necessary, etc.
And that's great. But you need to anchor your prices somehow. You can list estimated time spent on each task. You can list the estimated resources you'll need to expend. You can do a lot of things.
The general idea here is that you want to ultimately inflate the perceives size of what you're offering, and minimize the expense.
Yes, you'll cost them $5,738 each month on retainer. But what do you deliver?
Do you spend a ton of time doing research and compiling information? Do you break keyboards with the amount of typing you do?
Do you do interviews and collect video testimonials from relevant people? Do you contact experts to get their opinion on the product?
Do you then transcribe those manually? Do you outsource? Do you have to hire additional people to cover the volume?
Do you use the product yourself? Do you have to buy access to studies?
What are you doing, exactly?
You need to know every part of this. Not on an off-the-top-of-my-head basis, but at least have an entire list written down somewhere.
Lists are indispensable.
Now, if you enjoyed this foray into the world of "let's pretend this isn't sales copy", share it around.
You never want to make things up. Ever.
First, you don't know who'll be reading your proposals. If anyone in the process says you're lying, you've lost the deal.
Second, if anyone talks about how you lie, you're burned and nobody will work with you again.
Third, if you have to lie to get business, you're doing things terribly wrong and should get a normal job.


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Customer Segmentation is the search for a group of people who are more likely to use your product than the general population. With Jobs-to-be-Done, you can find larger groups of people who have a greater urgency for your products than segments found with traditional methods.
In traditional methods, teams often use "personas" to define their customers. For example, one person, "Paul" might be defined as young, urban, and college educated. Another, "Kate" might be defined as older, rural, and high school educated. In B2B markets, companies often define their customers using verticals, e.g. "consumer packaged goods," "financial services," or "healthcare."
But personas and verticals based only on demographics do not tell you why your customers are using your product. Demographics do not cause people or companies to buy products. For example, "Paul" and "Kate" could both struggle in the same way to get to a destination on time, yet it would be unlikely that traditional demographic or firmo-graphic segmentation would group them together.
Similarly, CIOs at CPG and a financial services company could both struggle to enable secure data use, yet these two verticals are often not segmented together.
This results in identifying a smaller segment with less urgency for your product than you would find using Jobs-to-be-Done.
In our JTBD method, we define your customer using a job beneficiary and a job executor. In consumer markets, the job beneficiary and the job executor are frequently the same.
For example, a consumer (a driver) who is using a navigation app is the executor hiring the app to get to a destination on time. The driver is also the beneficiary of getting the job done.
In B2B and medical markets, the job executor and the job beneficiary are often different. For example, a doctor executes the JTBD of restoring artery blood flow, but the patient is the beneficiary. Similarly, an IT manager may execute the job of enabling secure data use, but the beneficiaries are company employees.
In many markets, this beneficiary/executor distinction is important because the job executor is currently part of the solution to getting the job done and new solutions will be developed over time to help the beneficiary get the job done on their own without the current executor.
For example, cloud-based applications have enabled companies to reduce or eliminate specialized IT managers (job executors) so that non-technical employees (job beneficiaries) can enable secure data use on their own.
In medical markets, new medical devices have been developed to allow a patient to obtain a blood sample on their own without a specialized phlebotomist.
Once you have defined your target customer as the Job Beneficiary or Job Executor you can segment your customers based on their common struggle to get the job done. This is useful when it's unclear whether or not there are unmet needs in the market.
Perhaps none of the customer needs in the job are obviously slow or painful to meet with the existing solutions. Further, when you conduct a survey of job executors or beneficiaries none of the needs are showing high importance or low satisfaction for the entire market. In this case, you can look for groups of survey respondents that struggle with the same needs and cluster them into a new segment that is unsatisfied. The percentage of respondents in this segment is the percentage of the total market you are targeting. In large markets, they will represent a significant opportunity.
Once you have found a segment that struggles with the job or a portion of the job, you can look at their profile data to determine if they have anything in common regarding age, occupation, geography, etc. This can make it easier to target them with marketing messages. Often, however, the people in the segment do not have common demographics. They are unified only by their struggle.


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On Sale
imperfect mug
Sometimes there are tiny inclusions on our mugs. If these don't bug you, we'd love to offer them to you at a fraction of the price. They totally work, and are not broken or misspelled. They may have a tiny smudge in the ink or a teeny dot on one side. Like all of us, they are just a bit imperfect.


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Here's a small selection from a superb couple days away in Belgium.
Got really lucky with the weather - at most of the points we wanted good light, we got it.
Most of my shots are taxiway stuff as the flying was so distant on Saturday. We were right under it on the Friday spotters day!
Lastly, thanks to my travelling buddies Shaggie and Darron - I wouldn't have enjoyed it half as much without them.


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Beautiful, sustainable floral designs.
Proudly serving the Saint Paul, Minnesota area, we're a full-service local florist.
We hope you enjoy your online shopping experience with secure ordering right at your fingertips. If preferred, you may call us to place orders direct at (651) 272-9632 .
* Send the comforting beauty of sympathy flowers and funeral flowers from the heart. When the time comes to send flowers to the funeral of a friend or loved one, please give us a call. We'll help you with ordering a sympathy arrangement that will thoughtfully convey your heartfelt condolences.
* Order custom wedding flowers and flowers for special occasions from A Pocket Full of Posies. We will ensure your dream wedding or any special day you're hosting is a beautiful and blooming success! Call us in advance at (651) 272-9632 to set up an appointment for a consultation.
* Shop for a variety of unique local gifts, including plush stuffed animals, Cheeky Beak Cards, local Minnesota-themed gifts, home décor items, baby gifts, candy & chocolates and more!
* Browse our assortment of dish gardens, air plants, kokedemas, green plants & blooming plants for a gift that adds life to any room, office or outdoor space.
Call or visit us today… we look forward to meeting you! Thank you for visiting our website for flowers delivered fresh from a local Saint Paul, MN florist, A Pocket Full of Posies.


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Viewings are one of the most vital aspects of the property selling process, so it's important to get them right. Many sellers using an online estate agent are happy to conduct these viewings themselves – it can be cheaper and, for some, more convenient. But for those who don't have the time or inclination to meet buyers, online estate agents that do hosted viewings can be invaluable.
Some online agents that offer accompanied viewings usually do so for an additional fee.
The reason is that delivering a hosted viewings service adds personnel cost to the agent which is striving to keep its fees as low as possible. So if you require an online agent that conducts viewings you may have to be prepared to pay a little extra.
Here are three online estate agents that can help you by conducting the viewings, so you don't have to. Please note all prices are correct at the time of writing – to confirm any details please visit the indiviual agent's website.
YOPA ('Your Online Property Agent') launched in 2015 but has already made big waves in the UK property market (and not least because of its popular Village People-inspired TV advertisements).
Like most online estate agents, the company operates on a fixed fee basis, but offers a number of add-ons for an additional cost. For a one-off additional payment of £300 you can opt for YOPA's viewings package and have your property shown to potential buyers by an experienced agent.
Winner of Estate Agent of the Year 2017, SellMyHome has pioneered innovation in the online estate agency sphere – it was the first to introduce social media advertising for properties – while remaining true to the principals of property sales.
SellMyHome doesn't advertise a property viewings service on its website, but it happy to offer one to customers who can't for whatever reason conduct a viewing themselves. They charge £50 per single viewing or £80 for a one-hour open house. Which option is best for you of course depends on your property and what you hope to achieve with the viewing. A single viewing ensures potential buyers are given one-on-one attention without feeling harried or jostling for room, while an open house will means greater exposure for your property and perhaps a more competitive buying environment.
HouseSimple is one of the longest-established online estate agencies, launched in 2007 by a brother-sister duo who'd become disillusioned with the UK property market. With 30 years of property sales experience under their belts, they created what is now the UK's second-largest online estate agent business.
Like SellMyHome, HouseSimple doesn't advertise a hosted viewings service but does offer them if needed, either on a pay-as-you-go basis (see HouseSimple for latest viewings prices) or as a package with a set amount of viewings included. The viewings will be conducted by a trusted local representative who will have a set of keys to the property, so you needn't worry about the logistics of the viewing in your absence.
Bear in mind that both SellMyHome and HouseSimple use an outsourced third party company to run property viewings, so they won't be able to give potential buyers a great deal of information about the property or local area. Their role is simply to provide access.
If you'd rather potential buyers received a more personal touch it might be worth conducting the viewings yourself, or enlisting the help of an online agent who is more knowledgeable about the things a would-be buyer is likely to enquire about.


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The over one million pacemakers implanted each year worldwide currently require an additional surgical procedure every 5–10 years to replace the batteries. Dartmouth engineering researchers, along with clinicians at UT Health San Antonio, have published promising results of a new way to power these and other implantable medical devices.
The study investigates using a combination of thin-film energy conversion materials with a minimally-invasive mechanical design to enable self-charging batteries for a potentially wide-range of implantable devices including pacemakers and defibrillators.
"We're trying to solve the ultimate problem for any implantable biomedical device," says Dartmouth engineering professor John X.J. Zhang, a lead researcher on the study. "How do you create an effective energy source so the device will do its job during the entire life span of the patient, without the need for surgery to replace the battery?"
"Of equal importance is that the device not interfere with the body's function," adds Dartmouth research associate Lin Dong, first author on the paper. "We knew it had to be biocompatible, lightweight, flexible, and low profile, which also makes it not only fit into the current pacemaker structure but also scalable for future multi-functionality." Other key collaborators on the study include Dartmouth engineering professor Zi Chen, an expert on thin structure mechanics, and Dr. Marc Feldman, professor and clinical cardiologist at UT Health San Antonio.
The work proposes a modification to existing pacemaker design that would harness the kinetic energy of the lead wire that's attached to a beating heart and convert it into electricity to continually charge the batteries. The added material is a type of specialty polymer piezoelectric film called "PVDF" and, when designed with porous structures — either an array of small beams or a flexible cantilever — it can convert mechanical motion to electricity. The same modules could also be used as sensors which enable data collection for real-time monitoring of patients.


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Pastéis de Belém
Pastéis de nata were created before the 18th century by Catholic monks at the Jerónimo Monastery (Mosteiro dos Jerónimos) in the civil parish of Santa Maria de Belém, in Lisbon. These monks were originally based in France where these pastries could be found in local bakeries. At the time, convents and monasteries used large quantities of egg-whites for starching clothes, such as nuns' habits. It was quite common for monasteries and convents to use the leftover egg yolks to make cakes and pastries, resulting in the proliferation of sweet pastry recipes throughout the country.
Following the extinction of the religious orders and in the face of the impending closure of many of the convents and monasteries in the aftermath of the Liberal Revolution of 1820, the monks started selling pastéis de nata at a nearby sugar refinery to bring in some revenue. In 1834 the monastery was closed and the recipe was sold to the sugar refinery, whose owners in 1837 opened the Fábrica de Pastéis de Belém now know as the Antiga Confeitaria de Belém. The descendants own the business to this day.
Since 1837, locals and visitors to Lisbon have visited the bakery to purchase pastéis fresh from the oven, sprinkled with cinnamon and powdered sugar. Their popularity normally results in long lines at the take-away counters, in addition to waiting lines for sit-down service.


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You work hard and want to get the most from your next deposition but how can you make that happen? We've got a few ideas!
Hire a legal videographer.
Is your witness unavailable on the designated court date? Is it a case related to an estate or trust? Do you need testimony that is compelling to a jury? It might be time to hire a legal videographer! Trained and certified in the 60+ standards for legal videography by the Certified Legal Video Specialists (CLVS) Council of the National Court Reporters Association (NCRA), they understand what's needed to capture testimony and interaction for everyone involved in the deposition.
Nationwide reporting.
Do you have a witness outside the jurisdiction of your case and you need their deposition? Through our network of reporters and agencies we can help, even if the witness is far from you. While we cannot compel them to travel to the San Francisco area, we can take a remote deposition or arrange for a reporter near the witness location.
Telephonic deposition.
If your witness is bedridden and unable to be present for an in-person deposition, consider having the reporter take the deposition over the phone. While not the most ideal, you will still be able to capture much-needed testimony for your case.
Prepare the court reporter.
Perhaps the most important, the court reporter serves you best when they've gotten information like witness name, occupation, and industry-specific terms ahead of the deposition. This will save you time and frustration of being stopped and asked for clarification.
Translation service.
Do you have witnesses who speak another language? This happens often in our market here in San Francisco so we find it helpful to have a translation service available not just for you but to make the witness feel more comfortable. You may also consider a bilingual court reporter who can take depositions in more than one language.
Getting the most from your next deposition takes a bit of planning but we're sure the payoff will be worth it! If you're looking for a court reporter for your next deposition, contact us today!


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Franchise Information
XCLUSIVE CONSULTANCY SERVICES has a strong team of professionals who are highly passionate and committed. XCLUSIVE CONSULTANCY SERVICES, powered by Motilal Oswal has enabling ecosystem, very strong value systems, robust products & processes & to create wealth for their customers. XCLUSIVE CONSULTANCY SERVICES has extremely strong commitment to enable wealth creation for all their customers by ensuring personalized services & delivering world class service to their customers. XCLUSIVE CONSULTANCY SERVICES specializes in providing best services to their customers in direct equities, futures & options, depository services, currency, commodities, mutual funds, PMS & many other investment products.
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The Motilal Oswal smart watch App is India 's first Smart Watch App, and the fastest and most convenient way for you to stay on top of all vital information associated with your investments.Know More
About Motilal Oswal Securities Ltd
About Us
"Motilal Oswal Financial Services Ltd. is a reputed name in Financial Services with group companies providing services such as Private Wealth Management, Retail Broking and Distribution, Institutional Broking, Asset Management, Investment Banking, Private Equity, Commodity Broking, Currency Broking, Principal Strategies & Home Finance. Motilal Oswal Securities is a group company of Motilal Oswal Financial Service Limited which started as a stock broking company and has blossomed into well diversified firm offering a range of financial products and services.We have a d more...
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- Sat : 10:00 AM - 07:00 PM
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Parking Option
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Submitted February 18, 2001 by Nathan Thompson, after building a home in Tijuana, Mexico with Team Casa de Dios, Team Christian Fellowship, and Volunteers Unite! Foundation.
I saw the Lord's smile that day
I saw the Lord's smile that day, on the poor and the oppressed,
First the foundation, strong and bold, reminded me of his love untold.
The wooden studs placed neatly in a row, hammered together with haste, and care,
Jesus said "In my father's house are many mansions."
The sun beats down now upon our work, the sweat from our brows swiftly dripping,
The Lord looked down at the work of our hands--
And as we looked upon those hands-- the hands scarred by pounding stake,
As we spackled and smoothed each last panel, the Lord showed his provision for all that day.
Lord, we went to be a blessing to one family less fortunate.
Yes, I saw the Lord's smile that day, upon those who had been poor and oppressed.
©Nathan Thompson 2001
Note to Mr. Thompson,
Send mail to Dave Bower with questions or comments about this web site or its contents.


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Home Learning
Your child will have a home learning book. Nursery and Reception have parents notice boards that update the parents on their child's learning.
Year 1 to Year 6
Teachers set home learning every WEDNESDAY and collect it in every MONDAY. Children have one home learning book in which to complete tasks and also have access to MyMaths and Bug Club reading online. They should read daily and practice their spellings and multiplication tables.
If your child loses their Reading Record or home learning book, there is a replacement cost of £5.00.


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At JAMES W. GIESE, P.C. we know how important the outcome of your case is to you, your family and your business success. While we recognize the importance of resolving your immediate legal matter in an efficient and timely fashion, we always remember that your case is likely to have a long-term impact as well. That is why we emphasize working closely with every client, forming a relationship that provides the greatest benefits and advantages for reaching the best possible outcome as effectively as we can. When you work with our attorneys, you can count on clear explanations, responsive communication and a commitment to the highest professional standards of legal excellence.
Comprehensive Legal Solutions Paired With Personalized Services
By focusing our practice on select areas of the law, we are able to provide in-depth counsel that keeps pace with ever-changing laws and business practices. Furthermore, when you secure our services, you can feel confident knowing that we will apply the most up-to-date strategies to resolving your individual issue.
Below is a list of the practice areas we cover at JAMES W. GIESE, P.C.:
- Family law
- Civil litigation
- Business and corporate law
- Estate planning
- Cannabis business and development
Discover how we can help by contacting our Grand Junction law office at 970-245-9227 or complete our online contact form.


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Judge to hold hearing on fate of dog that may have killed child
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An Allegheny County Common Pleas judge will hold a hearing Thursday morning to decide the fate of a dog that was implicated in a fatal attack on a McKeesport newborn last month.
Helo, the husky that police said mauled 3-day-old Howard Nicholson, was ordered by Judge Edward Borkowski to be seized and euthanized last week.
But William Uhring, a Churchill resident who adopted the dog last month after the attack, appealed the judge's order. In the petition, his attorney Nadia Alawi argued that police had not shown "beyond a reasonable doubt" that Helo was responsible for the attack since there were other dogs in the home at the time the newborn boy was bitten.
First Published 2012-03-06 15:55:12


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Media Contact:
Raied Stanley
Email: email@example.com
March 22, 2019, Omaha, Neb. – Metropolitan Utilities District of Omaha is providing assistance to communities in eastern Nebraska and western Iowa that are impacted by flooding. The District continues to meet supply requirements of its customers in the metro Omaha area and its drinking water continues to meet all state and federal standards.
This past week, the City of Blair received M.U.D. water to supplement its domestic supply to meet capacity demands from its water treatment plant. The wholesale agreement is through the Natural Resources District Rural Water Project.
Also, M.U.D. is providing its emergency water tank truck in the YMCA parking lot in Glenwood, IA, on Thursday, March 21 and Friday, March 22, from 12 to 7 p.m. Residents can bring up to two one-gallon jugs to fill with water at a time.
M.U.D. will assist victims of the flood with their M.U.D. gas and water utilities by suspending billing, inspecting gas and water services, and payment plans. Please contact M.U.D. at 402.554.6666 for assistance.
M.U.D. provides drinking water to customers in Omaha, Bellevue, Bennington, Carter Lake, La Vista, Ralston, Waterloo and the Papio-Missouri Natural Resources District (which supplies water to Fort Calhoun).For updates, check the District's website at https://www.mudomaha.com/ or Twitter at https://twitter.com/mudomahane
About Metropolitan Utilities District of Omaha: M.U.D. provides safe, reliable and cost-effective natural gas and water services to our community. We serve drinking water to 214,142 customers in the metropolitan Omaha area and maintain 27,000 hydrants for fire protection. The District's water meets or exceeds all federal and state standards for drinking water. The District also is the fifth largest public gas utility in the United States, serving natural gas to 229,365 customers. We are a public utility and proud to be customer-owned. The District is governed by a board of seven directors, elected by our customer-owners. Visit www.mudomaha.com for more information.


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We were from out of town! We not only found a realtor but a great friend! Try her Real Estate Services she's an amazing realtor!
Sherry and David G.
I tried selling my own house for a year – but Shelley sold it in record time and for more money!
Murray S.
I am a Senior and I tried to sell the property by myself. I decided to hire Shelley who got the job done quickly and professionally. I chose Shelley as my Realtor because of her incredible 'follow up' methods! She is a capable Realtor with current market knowledge. She sold my beautiful home in a 'spongy' market for top dollar. I would recommend her to you!
Jean Hobson
We were first time buyers. Shelley gave us a detailed binder of the steps in buying a home. Every week she always followed up with a phone call and an email. We certainly got our Real Estate Education. Shelley was able to negotiate an amazing price for us! We love our new home…thanks Shelley we couldn't have done it without your expertise and amazing help!
Richard and Kitty L.
We are writing this letter to let you know how much we appreciate Shelley Gossett as our Realtor. She is a very professional, friendly, helpful and caring person. As Down-sizers we needed the extra care she gives. We have had more interaction with Shelley than with all our other realtors put together. We do recommend Shelley Gossett to our friends and neighbours and recommend her to you.
Mike. & Ann G.
We have purchased numerous investment properties using Shelley as our Realtor. As an investor, Shelley was able to give good sound advice! She is our 'Realtor for Life.
Kevin & Jillian Mc
We tell our story all the time to everyone, about how you went knocking on doors in a specific area to get us our dream home. Thanks Shelley we love our new home.
H. Family


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Skip the Suit! See 9 Inventive Star-Inspired Outfits to Wear to Work This Fall
In an office environment that calls for black blazers, crisp button-downs, and straitlaced pencil skirts, it's way too easy to get sucked into wearing the same tired things, day in and day out. That's why we've turned to our favorite style stars to give us a fresh perspective on standard-issue workwear.
RELATED: Shop the Best Ankle Boots Around (And At Every Heel Height)
Take Olivia Palermo's look, for starters. She proved that it is, in fact, possible to sport leather at the office—when the tough material is cut in a traditional workwear silhouette. She grounded her below-the-knee leather pencil with a basic gray top and elevated it with nude ankle-strap pumps. And if your office dress code tends to be a bit more liberal, bring on the double leather! Casually drape a studded moto jacket over your shoulders, just as Palermo does above.
From exaggerated wide-leg pants to fuzzy pink tweed jackets, learn how to get sartorially creative at the office from the very best.
Lightweight Tee + Leather Pencil
Leather jacket: Scotch amp Soda, $579; scotch-soda.com
Top: Chinti amp Parker, $110; chintiandparker.com
Skirt: J.Crew, $295; jcrew.com
Clutch: A.P.C., $280; shopbop.com
Pumps: Schutz, $180; schutz-shoes.com
Polished Pink Jacket + Mini Skirt
Jacket: Tory Burch, $450; toryburch.com
Turtleneck: Joe Fresh, $19; joefresh.com
Skirt: River Island, $50; riverisland.com
Backpack: Fiorelli, $105; asos.com
Slipper loafers: Del Toro, $295; deltoroshoes.com
Floral Blouse + Gray Trousers
Blouse: MSGM, $488; thecorner.com
Pants: Cos, $115; cosstores.com
Pumps: Aldo, $70; piperlime.com
White Dress + Statement Accessories
Dress: Rebecca Taylor, $395; rebeccataylor.com
Bag: Michael Kors, $498; michaelkors.com
Pumps: Nasty Gal, $130; nastygal.com
Blazer + Wide-Leg Pants
Blazer: Zara, $80; zara.com
Cami: Joe Fresh, $19; joefresh.com
Pants: Elizabeth and James, $345; net-a-porter.com
Shoes: Tuk, $75; tukshoes.com
Blouse + Unique Skirt
Blouse: Equipment, $218; equipmentfr.com
Skirt: Reiss, $465; reiss.com
Pumps: Guess, $178; guess.com
Coat Dress + Metallic Belt
Coat dress: Halston Heritage, $375; net-a-porter.com
Belt: Express, $30; express.com
Purse: Coach, $198; coach.com
Pumps: Madewell, $168; madewell.com
Chunky Knit + Midiskirt
The unofficial uniform for fall is a sweater-and-skirt pairing. Jaime King gave a ladylike take with an elegant ivory turtleneck knit and a sweeping midiskirt. Shop the look below:
Sweater: Wilfred, $165; aritzia.com
Skirt: Zara, $80; zara.com
Pumps: Loeffler Randall, $295; loefflerrandall.com
Crop Top + Blouse + Leather Pants
Crop top: Whistles, $255; whistles.com
Blouse: Uniqlo, $40; uniqlo.com
Pants: American Eagle, $60; ae.com
Tote: Alexander Wang, $395; ssense.com
Heels: L.A.M.B., $255; shoplamb.com


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According to both scouts and his coaches, Burke possessed the skills to be the next Willie Mays. But those same coaches -- as well as his teammates, and even the press -- simply weren't ready to accept an openly gay athlete in the late '70s. Though Burke was never secretive about it, sportswriters straight-up refused to acknowledge his sexuality, and coach Tommy Lasorda and team VP Al Campanis even went so far as to attempt to buy Burke straight, offering him $75,000 to engage in a phony marriage. Burke refused, and after only two years with the Dodgers, he was traded to the Oakland A's, where manager Billy Martin introduced him to his new teammates by saying, "Oh, by the way, this is Glenn Burke and he's a faggot."
In Oakland, Burke featured in the starting lineup by day and frequented San Francisco's many fine gay establishments by night. Still, neither the media nor the MLB were willing to recognize his sexuality, and in 1980, a highly conflicted Burke walked away from the sport he loved. Two years later, the media finally acknowledged his struggles when Inside Sports magazine published a lengthy tell-all of his experience.
AP via Huffington Post
Sadly, it was too little too late, and Burke passed away in 1995, known not as the man who kickstarted tolerance in pro sports, but as the man who invented the high five ... which, wow, is almost better. Damn, dude, leave some revolutionizing for the rest of us.


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Cladrastis kentukea
Origin of the species name
Cladrastis is from Greek in reference to the brittle wood; kentukea is the Latin form meaning of Kentucky.
Date planted
May 2012
Trees of this species are expected to live over 60 years.
General description
This is a medium-sized deciduous tree with smooth grey bark and a broad, rounded crown. The pinnate leaves are 20-30 cm long and in autumn turn a mix of yellow, gold, and orange. The flowers are fragrant, white and are produced in wisteria-like racemes 15-30 cm long. The fruit is a pod 5-8 cm long, containing 2-6 seeds. Height 15m Spread 10m.
Natural distribution and habitat
The species is native to south-eastern United States of America where it is often found growing on limestone cliffs.
Conservation status
It is not recorded as a threatened tree but is considered to be a rare species growing in infrequent and isolated locations with those populations in decline.
Planting pattern
Planted in a regular square grid pattern, set at an angle but with some small clearings.
The name yellowwood derives from the tree's yellow heartwood which turns light brown on exposure to light. It is used in small amounts as a substitute for walnut for specialist furniture, gunstocks and decorative woodturning. It is also used as a source for a yellow dye.
Further reading
Palmer, C (2008) Trees and Forests of North America. Abrams


text: I am not able to get my laptop (Sony Vaio) connected over a wireless network in the hotel, although I can see other wireless network around me. My iPhone 4 easily connected to the network and a friend of mine also did that easily. The whole guests have no problem other than me.


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ISSUED: (Friday, March 13, 2020 17:00 PM)
UNO campus remains open; classes moving to remote learning mode March 30.More Information CLOSEX
2019 Service Learning Seminar
P-12 and UNO educators can sign-up to join the growing cohort of experts in service-learning instruction at the 11th Service Learning Seminar, July 8-12, 2019.
Service Learning is an experiential, collaborative method of teaching using projects that promote academic learning and are tightly linked to course content while meeting the needs of the community.
The P-16 Initiative in the UNO Service Learning Academy (SLA) has designed an interactive training that provides an opportunity for faculty to learn how to use service learning as an engaged method of instruction, to connect faculty to P-12 instructors and community non-profit partners, and to explore mission-focused teaching techniques in a living laboratory while meeting community-identified needs.
Participants leave with:
- Expertise in quality service learning instruction
- Community partners from both P-12 schools and nonprofit organizations
- Support for project implementation
Questions? Contact SLA at firstname.lastname@example.com or 402.554.6019.
If you are interested in attending, please register online.
About the P-16 Initiative:
The P-16 Initiative connects P(re) -12 and UNO classrooms through the development of collaborative academic service learning experiences. Quality academic service learning projects intentionally connect learning outcomes with community-identified needs while meeting grade and course standards. In addition to a modest stipend or professional development fund support for attending the Seminar, P-12 teachers and UNO faculty members receive support for co-created P-16 service learning experiences that include: graduate assistant support, transportation, project materials, food and other project expenses as approved.
Additional Benefits of Service Learning:
- Provides real-world application of classroom concepts.
- Increases student engagement with course concepts, community members, teachers, and other students.
- Facilitates skill development such as teamwork, communication, and respect for diverse populations.
- Supports students in being college and/or career ready.
Are you a community member interested in public events?
Sign up for our monthly collaborative email, For Community Consideration. A partnership of public events and special interest opportunities between UNO's Barbara Weitz Community Engagement Center (CEC), UNO Libraries, and the Willis A. and Janet S. Strauss Performing Arts Center (SPAC).
Looking for community engagement resources at UNO?
Try out UNO's Community Engagement Roadmap. This online tool, organized by audience, connects you to different campus resources that start, enhance, and promote meaningful community engagement and outreach.
Contact Us
If you are sponsoring a special or public event happening in the CEC or would like to share a news tip or story please let us know.
Robyn Loos
Special Projects Associate
Email: firstname.lastname@example.com
Phone: 402.554.2173
To learn more about the CEC please like our Facebook


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It's great having your say on the brands you love – but the best bit is earning your rewards! Here's how to redeem rewards which you earn online.
Opinion Outpost offers a fantastic selection of reward options for our members, and it's simple and fun to earn online in your spare time. We like to give you a choice – so you can choose to earn cash online, via PayPal, or choose to earn vouchers for top brands to spend online. Here are some of the rewards you can look forward to earning with Opinion Outpost.
Some of our members choose to save their points up to redeem rewards for larger amounts, and some choose to redeem rewards more frequently. It's entirely up to you – just don't forget to keep checking your Account for your current balance, and carry on taking paid surveys to earn cash and gift vouchers online in your spare time!
It's simple and fast to redeem rewards at Opinion Outpost. And don't forget you'll earn points for every online paid survey you complete – so you'll soon build up those earnings! The hardest part will be deciding what to spend it on!
Got questions or suggestions about redeeming your rewards? Don't hesitate to get in touch with us via our website, or by direct messaging us through our Facebook page. One of our friendly team members will get back to you as soon as possible. We hope you enjoy earning money online and other rewards with secure paid surveys at Opinion Outpost UK.


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The Munchkin Mozart Magic Cube is on sale for $15.00 at Amazon right now. That's 40% off the list price of $25.00!
This popular toy has an average rating of 4 out of 5 stars based on 623 customer reviews!
Shipping is free with Amazon Prime or if you spend $25 or more.
See all posted toy deals or just Amazon toy deals! Remember, Amazon prices flip fast. If you see something you like at a price that works for you, you may want to buy it in case the cost goes up.


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- Type of box: Diecut
- Corrugated white box
- Use: Subscription services
- Can be absolutely customized and tailored for the client including graphics and box size
Subscription Service Packaging
Diecut boxes are perfect for shipping high dollar items and electronics. With this type of box, there's no need for tape - a very easy way to reduce costs.
- Design
- Inventory Control
- Fulfillment
- Warehousing and Transportation


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PITTSBURGH and GLENVIEW, Ill.—After a month-long bidding war with an affiliate of private equity firm Clayton, Dubilier & Rice, which first proposed purchasing Anixter for $3.8 billion in October 2019, the Glenview, Illinois-based company announced a merger agreement with Pittsburgh-based WESCO International.
SAN DIEGO—On January 10, 2020, Trackforce Valiant, an all-in-one solution to automate security workforce management, announced its acquisition of Silvertrac Software, Capterra's security guard management software, to expand its portfolio in the security guard market.
BOCA RATON, Fla.—ADT, a smart-home security provider serving residential and business customers, has taken another step to reduce false alarms and improve emergency response by acquiring I-View Now, a leading video alarm verification service.
There's been a lot of activity with ADT Commerical lately and it looks like the commercial side of business continues to grow organically and through acquisition. ADT Commerical recently acquired Design Systems Group and purchased Systems Group and Fusion Fire Protection to further broaden its commercial presence. In fact, ADT's commerial side of the business now accounts for nearly $1 billion in revenue.
Here's a little bit about each of the acquired companies and what each company's president has to say about the acquisition.
Systems Group is headquartered in Denver and provides commercial fire alarm detection, installation, inspection and maintenance services in Colorado. It was founded in 2004 and specializes in installation and service of integrated fire alarm, fire sprinkler, distributed antenna systems (DAS) and mass notification systems.
"The team here at Systems Group has built a company admired and respected by the industry and customers alike," John Ballman, Systems Group president said in the announcement. "Becoming a part of the ADT Commercial organization takes us to a higher level, both in terms of delivering for clients, and further achieving professional status for our employees."
Fusion Fire Protection is headquartered in Hanover, Md. and serves the fire sprinkler systems needs of customers in Baltimore, Washington, D.C., and Northern Virginia. Established in 2015, in its short run, the company has earned the respect and loyalty of commercial customers.
"Aligning with ADT Commercial reinforces our customer-centric commitment by strengthening and expanding our ability to deliver the most advanced technologies while still maintaining our agility and responsiveness," Joe Roberts, Fusion Fire partner and president, said.
Both companies are staffed by NICET-certified professionals enabling them to assist customers with design, project management, system installation, and testing, service and maintenance.
"Systems Group in Denver and Fusion Fire Protection in Maryland represent the very best of the best in the fire alarm, fire sprinkler, and life safety arena, and illustrate our consistent dedication to best serve the needs of our mid-market, national and large-scale commercial customers," Dan Bresingham, executive vice president, ADT Commercial, expressed.
Existing customers of both Systems Groups and Fusion Fire Protection will continue to work with the same people they know and trust to manage their accounts, now with ADT Commercial's added resources and reach.
"The addition of these tenured, well-trained professional teams furthers our aim of offering an advanced suite of end-to-end solutions for security, life safety and fire," Michael McWilliams, senior vice president field operations, ADT Commercial said. "Backed by the strength of a nationally recognized organization, these teams will be empowered by local leadership, and will continue to provide the level of service expected by their customers."
I wonder what ADT's next move will be? Rest assured that you will be the first to know as I keep my eyes and ears open and on the pulse of this company.
NEW HAVEN, Conn.—ASSA ABLOY has acquired LifeSafety Power, a leading U.S. supplier of smart integrated access control power solutions for OEMs, integrators and end-users.
WILMINGTON, Del.—To further serve established and prospective clients, B Safe Security, a regional provider of security and fire alarms in the Delaware, Maryland, New Jersey and Pennsylvania areas that publicly does business as B Safe Security, recently announced its acquisition of Securitech, Inc. of Wilmington, Del. and DC Security Systems of Toms River, N.J.
CHICAGO—Motorola Solutions, Inc. announced recently that it has acquired VaaS International Holdings Inc. (VaaS), a data and image analytics company, for $445 million in a combination of cash and equity.
BOCA RATON, Fla.—In its first acquisition since it became an independent company in 2102, Red Hawk Fire & Security today announced the acquisition of Systems Sales Corporation.
WILMINGTON, Del.—B Safe, a regional provider of security and fire alarms, has acquired two companies in New Jersey: Cary Security of Fair Haven and Power Systems Security & Communications of Bay Head.
Vanderbilt Industries on Monday announced it has completed the acquisition of the Security Products business from Siemens.
The deal, announced in October, expands Vanderbilt's footprint, R&D capabilities and product portfolio. The Siemens' division has been rebranded as Vanderbilt and is headquartered in Wiesbaden, Germany.
Joseph Grillo, Vanderbilt managing director, spoke to Security Systems News in November about the deal. Here's a llink to that story where he said Vanderbilt will look for more acquisitions.
And here's a link to a story about proprietary versus open systems. It's based on a TechSec educational session that Grillo participated in.
In Monday's announcement, Vanderbilt said it will expand beyond its presence here in North America and in Europe and is particularly interested in South America and Asia Pacific.
The Security Products division brings with it access control, intrusion alarm and video surveillance products. Its brand names include: Aliro, Alarmcom, Bewator, Cotag, Europlex, SPC and Vectis. Vanderbilt plans to retain existing brand names.
In a prepared statement, Grillo said the company has "a commitment to reinvest at least 10 percent of our annual revenue into new research and development, and therefore, look forward to introducing new innovations that exceed industry expectations and drive sustained growth
© 2020 United Publications ALL RIGHTS RESERVED.


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1 – 2 tabs Vegetable Oil
Alternativlly replace with lard to be totally authentic.
2 – 4 tabs Mole Poblano paste (5433)
This will should coat 4 Chicken Breasts Or Turkey Escalopes.
1 litre (approx.) Chicken or Turkey Stock.
Substitute 250ml of stock for fresh orange Juice.
25g / 1oz Mexican chocolate (optional).
Heat the oil or lard and melt the chocolate (if using) in it.
Add the mole paste and sauté until soft.
Gradually add the Chicken Stock, stirring to avoid lumps. Use as much Stock as needed to obtain the desired consistency (most people prefer mole fairly thick).
A rule of thumb is about four parts broth to one part mole paste. If using orange mix this into the stock before adding to mole paste.
Serving Suggestions
Chicken or Turkey in Mole
Place diced turkey or chicken pieces in a stockpot along with the garlic cloves, roughly diced onion, bay leaf, enough water to cover the meat and season to taste. Bring to a boil, skim, cover and reduce heat to a simmer. Cook until tender. Remove from heat, and allow. Strain of the stock and use it to make the mole sauce.
Heat oil in a large frying pan and sauté your cooked meat until browned on both sides. Transfer to a large, flame-proof casserole dish. Pour over the mole sauce you have made with the fresh stock, and simmer for 15 – 30 minutes, time will vary depending if you have used diced turkey or chicken pieces.
To serve, place a piece of the meat on a plate and spoon additional mole sauce over. Sprinkle with toasted sesame seeds. Serve with warm corn tortillas


text: Real Estate Expert Judy Golland: Best Time of Year to Sell Judy Golland WHAT IS THE BEST TIME OF YEAR TO SELL MY HOME? In speaking with a group of seniors recently, I was asked that question. The simple answer is: anytime that you are physically and emotionally ready after considering your present and future needs. Even taking into consideration the seasonal demand for homes, the important issue is the ratio of buyers to sellers. For example, there are fewer homes on the market in the Northeast in the winter, so although there are also fewer buyers, that is offset by the fact that your property will have less competition. A buyer will have fewer homes from which to choose. Anytime is good as there are always buyers out there who have exhausted the existing inventory and are looking for anything new that comes on the market. As a full time real estate professional since 1987 I have experienced many changes in the market. Some of those include the expanding and changing needs of senior real estate buyers and sellers, as people age out and families often move away. To help meet those needs of baby boomers and beyond, I became certified with specialized training by the National Association of Realtors as a Seniors Real Estate Specialist (SRES.) I know that many senior clients I've had the pleasure of helping had special needs that could only be met by a caring, compassionate real estate professional. I take my responsibility to my clients very seriously and care deeply about each and every one. Contact me and let me help you sort out your options. Judy Golland,AHWD,CRS,e-PRO,GRI,SFR,SRES Coldwell Banker Residential Brokerage Sparta, NJ 07871 973-670-5304 www.judygolland.com


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Being a beginner in the world of real estate investment could make you a tad bit apprehensive and frustrated but that is okay and that is only normal. No one ever said that this part of business is easy and no one really breezes through it. However, that means we have no reason to venture into real estate. Being in the real estate is like playing chess, you have to study your competitors and the assets and investments you have at the moment, by scanning your surroundings and studying what has been laid out, you can strategize your ways towards achieving your ultimate goal: winning and gaining a huge amount of profit.
Here at Home Hunter University by Nicholas Haley, we will be helping you by guiding you in making your first big step, which is buying your first house. Whether it's for reselling as a retail or rehab house, these basic tips will definitely make things easier for you.
- Determine why you are buying a house
Ask yourself why and focus on it. When starting off in any business, no matter how far you have come, you will always come back to the real question as to why you are here in the first place, this main question will be your guiding light and will motivate you to proceed with the purchase without any hitches. You are buying the house to resell it right away or to rehabilitate it and then sell it at a much higher price. Stick to this, focus on your goal, and the following tasks will become easier.
- Ask for referrals or look at business listings
If you have a lot of friends or colleagues all around the state, they may be familiar with houses for sale nearby their neighborhood. However, if you want the real juicy details on where the best houses are and where you can get the best deals, it would be a great idea to befriend a real estate agent for he can tour you around great neighborhoods with great houses. Reselling houses in these locations would become so much easier for you in the future. If no one knows anything, look at business listings online, they should have what you are looking for.
- Prepare your finances
Dealing with real estate is no joke because we are not talking about a few thousand dollars, we are talking about tens of thousands if possible and you will have to be financially sufficient before you can make any right moves.
- Negotiate your offer
Some house prices are negotiable and before you can make any moves on being able to negotiate the price, you have to study the background of the house such as its real and existing market value which is the most important one.
- Obtain a homeowner's insurance
We can never predict the wrath of mother nature, however, that is one thing we should always prepare ourselves for. Whether it is for a flood, typhoon or earthquake tragedy, you can guarantee you will be in good hands after the misfortune.