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I first started hearing the encouragement to pray the Scriptures over my children a few years ago. But I didn't really know what that meant.
Do I read a Bible verse in front of them and then just say "amen"? Or am I missing something really obvious? What if I look like a crazy person, saying Bible verses out loud to myself at the kitchen table?
As much as I cherish praying for my kids, the act of literally praying Bible verses over them used to be foreign to me. But along the way of motherhood, I became part of a group called Moms in Prayer, women that meet to pray for school age kids and the school they attend.
This experience tuned me into a couple of ideas for the how of praying Bible verses over our kids. Today I'm sharing them with you!
Hopefully these three simple tips will be a helpful tool if you are also wondering just how to make this concept a part of your everyday prayer life!
How to Pray Scripture Over Your Kids
Put your child's name into the Bible verse and say it out loud as a prayer for them.
For example you could use Psalm 19:14:
"May the words of (James') mouth and the meditation of (James') heart be pleasing in your sight, LORD, my Rock and my Redeemer."
List the attributes of the Scripture verse and pray them for your child.
Here's an example using Philippians 4:8: "Finally, brothers, whatever is true, whatever is honorable, whatever is just, whatever is pure, whatever is lovely, whatever is commendable, if there is any excellence, if there is anything worthy of praise, think about these things."
Lord, I pray that (Sara) would think about things that are true, honorable, just, pure, lovely, commendable, excellent and worthy of praise.
Put the Scripture in your own words and apply it to your child.
Using Proverbs 29:25, for example, you can do something like this:
Original Verse: Fear of man will prove to be a snare, but whoever trusts in the Lord is kept safe.
Your Prayer: Lord, give Elizabeth the discernment not to make poor choices because she wants to please other people, but to trust in You and believe you will protect her and show her the way.
This isn't about having some sort of perfect formula….you don't have to do this exactly in the same way I do. And you can use these ideas with any Bible verse you want. For me, it's great to have a springboard of ideas on how we can use Scripture in our prayer time!
Praying verses over our children has an impact on their lives because of the power that is found in the Word.
Want to dig into more Scriptures that can have a deep impact on your children?
My new family devotional, Minding Your Mouth: A Biblical Study on the Discipline of Taming the Tongue, is available now!
This study will guide you through talking with your kids about 10 verses of Scripture on the impact of our thoughts and words and Biblical applications that can be used in everyday life. It includes some fun extras, too, such as printable Scripture cards, coloring pages and copywork.
Click here to buy it from my online shop!
3 Comments on How to Pray the Scriptures Over Your Kids
This is a great description of how to pray for your children using scripture. Thanks for sharing!
This is really beautiful and encouraging! I've been feeling such a strong draw to pray for my children lately and I love this approach. Thanks!


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#INVESTTHIS EP 19: How to Gain Leverage and Move Into Multi-Family Investing
Jason and Pili Yarusi, Founders of Yarusi Holdings started out helping storm-ravaged homes in New Jersey, moved on to flipping and leveraged those ventures into multi-family investing.
In this weeks episode, I talk with Jason and Pili about how they changed their mindset from just investing in single-family/flipping homes to scaling up to multi-family units. Learn how they are systemizing and growing their business, how they use syndication to buy larger units and you don't want to miss their advice on how to tackle the imminent interest rate hikes.
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A future worth banking on?
On March 9, Emma Dunkley wrote in the Financial Times about the new app-based banks aiming to steal a march on the incumbents. In her words:
"They are not expected to take a significant share of the market from the biggest banks."
Whether or not this specific group takes market share, the threat facing incumbents from new competition, regulation and innovation is real.
To take a look at how we got here let's rewind to 2007. Nearly ten years ago, on 9th August that year, the European Central Bank injected almost €100bn into the European banking system, after problems emerged in the sub-prime mortgage sector.
The banking crisis sent shockwaves running through the world's largest banks that still reverberate today.
In response to the crisis, central banks across the globe cut interest rates to near zero. For many years now, this is where they have remained.
Low interest rates have placed significant pressure on bank margins. Coupled with higher compliance costs and increased capital requirements, this has pushed European post-crisis bank returns below their cost of equity.
At the same time, a new wave of start-ups, enabled by technology and a healthy appetite from venture capital investors, have emerged to challenge individual parts of the financial services value chain.
Everywhere a bank looks across its product offering, it is fighting new competition from a fintech company.
The challenge posed to banks by new technology and regulation is about to go up a gear. Business models of incumbent banks are coming under significant threat.
For years, successive UK Governments have puzzled over how to stimulate competition in the banking industry. While there is still debate on issues such as data privacy and customer consent, we anticipate the government's wish will finally be fulfilled. Competition in the banking sector will explode as a result.
New, so-called 'open banking' regulations are coming into force in the UK and across Europe with the objective of stimulating further competition in the banking sector.
This is a marriage of two very dangerous business opportunities – new regulation and new technology – which will combine to reform banks' business models.
The old world of 'closed banking' involves a single bank entity producing and distributing a wide range of commoditised financial products to apathetic customers that see little value in switching providers.
The new world of 'open banking' means competition for both who provides the products, and who distributes them.
Increased competition can't just be driven by technology and regulation. Customers have to want change as well.
Switching rates may have been slow to date, but our data suggests a strong appetite for change.
We asked consumers what might induce them to move banks and the most striking thing about what they told us was the sheer breadth of ideas that customers would embrace.
For example, over a third told us they would switch banks if a competitor offered compelling biometric driven app access and security. And nearly half said deals and offers tailored to their personal circumstances would get them to switch.
New propositions are already emerging to fill these gaps and whilst customers already have an idea of which new services might be valuable to them, it is worth remembering that famous Henry Ford quote about the invention of the motor car:
"If I had asked people what they wanted, they would have said 'faster horses'".
We can't necessarily predict what new innovations will transform the world of banking, or what great services of tomorrow will change the way we manage our money. But we do know that change is coming and banks must respond.
Banks must decide what role they want to play in the lives of their customers.
Our view is that the most likely future for banking is a new model, where customers can be offered the products of different providers from a single interface.
What is less clear to us, is which companies are best placed to own that interface.
There are compelling reasons why incumbent banks could fill this role. They have the trust of their customers, they understand financial regulations, and they have unparalleled insight into customers' financial history.
However, there are equally compelling reasons why big tech giants, start-ups, or even price comparison websites might be better placed to take the lead role.
The bank of the future is just around the corner. It won't look like the banks we know today. It won't talk like the banks we know today. It might not even be a bank we know today.
Great article, one of my problem when i'm just starting in a business is insurance, it cost me a lot just because i'm not insured, gladly http://rogercollinsagency.com/services/business-insurance/ helped me with my problem, this is a lesson for me, great job author!
It can be much more , not in the realm of many still, something like autonomous car tachnology will cause disruption to traditional auto sector !!!
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Welcome to FreeGames.net, the leading online games site, where you can play a huge range of free online games including; Action Games Car Games Puzzle Games Sports Games Games for Girls flash games and many more.
Description: Stickman loves sticky cycling situations.. Stickman Freeride is a Bike Games.
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Tag: organic meat
A Cosmic Approach To Vegetarianism
by Michelle Walling, CHLC Guest writer, BodyMindSoulSpirit.com I am still eating meat. Although I have cut certain types of meat out of my diet, I am consciously trying to reprogram my DNA in preparation for cutting it out altogether. In this article, I share some important things you need to know from both sides of […]
Things You Didn't Know About Organic Food
Before you buy organic or natural foods, see what today's food experts told us about making smart food choices.


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Kaari Foods
Creamy Caesar
Regular price $8.59
The Caesar dressing of your dreams. Rich and creamy, with the salty tang of traditional caesar dressings, but without the cream and mayonnaise.
- Made with 100% plants
- Contains cashews
- Made with avocado oil and extra virgin olive oil for healthy fats
- Perfect on salads or used as a dipping sauce
Ingredients: organic cashews, lemon juice, dijon mustard, vegan worcestershire sauce, kosher salt, pepper, extra virgin olive oil, avocado oil, water, organic garlic, capers


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You call her beautiful yet you call her overweight. If it were really health issues then a medical practitioners' advice would have sufficed. It is not a health issue and it is more your issue.
- Show her old photographs and then take her for dinner. Ask her to wear one of the old dress you like the most.
- Tell her that you love her soo much and are really concerned for her and this is the reason you want her to stay healthy.
- Mention slimmer actresses as your recent favorite.
- Try to see your wedding photographers together and appreciate her slim beauty.
- Mention slimmer actresses as your recent favorite.
- Order food with less fat when you are out at dinner. Order this for yourself. So when she orders something fatty, she compares the two and thinks that she is over eating.
- Try to get fit with rigorous exercise and tell her how good it feels to be fit like that.


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Alice Skye and Dallas Woods have scored new entries on this week's National Indigenous Music Chart, while Queensland duo Busby Marou hold onto #1 for a fourth week with Sound Of Summer.
Skye's Friends With Feelings single sits at #7 and Woods' Hoodlum at #9, while Mojo Juju re-enters the chart with Native Tongue (#10).
Meanwhile, Jessica Mauboy's Fallin and Tasman Keith's Mission Famous both leap five places to sit at #3 and #4 respectively.
The country's first-ever National Indigenous Music Chart celebrates one month this week. Here are the latest figures:
National Indigenous Music Chart
Powered by the National Indigenous Music Awards & Radio Monitor
#1 - Busby Marou - Sound Of Summer (Warner)
#2 - Thelma Plum - Clumsy Love (Warner)
#3 - Jessica Mauboy - Fallin (Sony)
#4 - Tasman Keith - Mission Famous (MGM)
#5 - Tia Gostelow - Phone Me (Independent)
#6 - Baker Boy - Mr La Di Da Di (Independent)
#7 - Alice Skye – Friends With Feelings (CAAMA)
#8 - Troy Cassar-Daley - Wouldn't Change A Thing (Liberation)
#9 - Dallas Woods - Hoodlum (Independent)
#10 - Mojo Juju - Native Tongue (ABC)
Lorne, Lorne
Marion Bay, Marion Bay
The Farm Byron Bay, Ewingsdale
Fremantle Oval Precinct, Fremantle
Commonwealth Reserve, Williamstown
Melbourne Zoo, Parkville
Sirromet Winery, Mount Cotton
Rochford Wines, Coldstream
Peter Lehmann Wines, Tanunda
Bendigo, Bendigo


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Gluten free cake? Absolutely!
Before you cringe at the idea of potato in a cake, give this a go. It honestly is a 'secret' (and healthy) ingredient which works as a gluten substitute!
200g butter
200g caster sugar (or substitute all-natural xylitol to make it sugar-free)
4 eggs
175g ground almonds, polenta or gluten-free flour
250g cold mashed potato
Zest of 3 lemons
2 tsp gluten-free baking powder (Tesco and Supercook both do one)
4 tbsp granulated sugar
Juice of 1 lemon
Oven temperature: 180/160 fan/Gas 4
I was looking for a gluten-free recipe for lemon drizzle cake and am so pleased I found this. I made sure to make extra mash for it, and it's such an easy cake to make. Highly recommended.
Sounds delicious - and nutritious, and I LOVE the idea of using up leftover mash in cake.


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Oh What Fun It Is…. To Give Back by Attending Christmas Magic!!
Christmas Magic is an event I've been involved in as a member of the Junior League for the past five years. There are so many fun things that happen BESIDES the main Market/shopping area, and I think a lot of people don't realize that every ticket sale for every event throughout Christmas Magic goes BACK into the community through the League's community projects the rest of the year. It's our biggest fundraiser and that's why it's SO important for the community to come out, have fun, and support this event!
Even though I'm not on the committee this year, I thought I'd take a moment to share my five years experience volunteering (and two years on the committee), and give you the complete Insider Guide to all of the festivities:
Thursday, November 1: VIP Preview Party (6 – 9 pm)
Your paid ticket includes: First Look Shopping, Hors d'oeuvres and Specialty Drink & Raffle Ticket for Door Prizes throughout the night. Plus, first 200 shoppers through the door get a "Oh What Fun" swag bag.
I love this event because you get to see everything before anyone else, and most of the vendors offer special discounts that night. Plus, you get to eat and sip while you shop! Not bad for $25 advance purchase, $30 at the door.
Only caveat? You definitely have to find a babysitter, because they have a no stroller policy for this event, to help cut down on traffic in the aisles. But what better excuse do you need for a girl's night?
More Info: Tickets and Facebook Event
Friday, November 2 – Sunday, November 4: Market Shopping (all day)
Friday, Nov. 2 9:00 am – 7:00 pm
Saturday, Nov. 3 9:00 am – 7:00 pm
Sunday, Nov. 4 Noon – 5:00 pm
Tickets are $6 purchased in advance, $7 if purchased at market door. Shop over 100 merchants from across the United States. Great way to kick off the Holiday Season! Even though your $7 ticket goes to charity, it's still worth paying admission just to see all the decorations! I think we decorated something like 30 Christmas trees for the MPEC last year? It's quite a sight to see. Plus there are musical and dance performances going on throughout the Market each day from various schools and local groups. AND there is always a really fantastic Santa and photographer, which produced these priceless gems of my son his first year:
ALSO: INSIDER TIP: All the decorations on display are FOR SALE and super reasonably priced. This year's theme is "Oh What Fun" and is so bright and colorful and full of crafts and homemade decor, so I'm super pumped to pick up some extra decorations!
SECOND INSIDER TIP: For the 12 days leading up to Christmas Magic, we give away TWO FREE TICKETS on our Facebook page each day. So go there now to try and scoop some up!!
Where To Buy Tickets: Online, or in person at the Junior League center (2302 Midwestern Pkwy), and United Market Street.
Saturday, November 3: Pancakes & PJs with Santa (10 – 11 am)
I have to admit, I haven't been to this yet because my son hasn't been old enough, but it looks like a blast! Wear your pjs and enjoy a story (pictured on the right), craft, pancakes and a special visit from Santa. Tickets are $20 per child. (One adult admitted with each paid child – also includes admission to Market). If you want to bring another adult like a spouse or grandparent, all they have to do is purchase a $7 Market ticket (not another $20 event ticket).
INSIDER TIP: This is a GREAT opportunity to snap a couple of photos of your child with Santa on your phone, if you don't want to go for the professional photos.
More Info: Tickets and Facebook Event
Saturday, November 10: Christmas Magic Auction Gala (6 – 11 pm)
THIS is your excuse to get dressed to the nines, bring the hubby or a group of girl friends, and get in the holiday spirit! The night kicks off with a complimentary Cocktail Hour, and features a silent and live auction, dinner, Casino Games and entertainment by NO LIMITS. It's all set at The Warehouse and every year the committee outdoes themselves decorating for the occasion.
INSIDER TIP: This is the perfect opportunity to coerce your husband into taking couple photos of the two of you all dressed up with pretty decorations in the background. Because if yours is like mine, getting him to take an acceptable Christmas card photo is like forcing him into an un-sedated root canal. So yeah, two birds, one stone.
Tickets are $75 per person. To purchase a table or request seating arrangements, please email firstname.lastname@example.com. See Facebook event for more details.


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Guinea Pig 5: Android of Notre Dame (Nôtoru Damu no andoroido) (1989)Nôtoru Damu no andoroido.
The fifth of the Guinea Pig movies to hit the small and dirty screen is Android of Notre Dame, Kazuhito Kuramoto's attempt to recapture the serious tone of the more controversial episodes using innocents as the objects of experiments while maintaining the fantasy element introduced after Flower of Flesh and Blood. But devoid of the absurd over-humo... Click to read more "Guinea Pig 5: Android of Notre Dame (Nôtoru Damu no andoroido)"


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2017 Eleanor Taylor Bland Crime Fiction Writers of Color Award Announced
Women's crime writing organization Sisters in Crime announced Jessica Ellis Laine as the winner of their Eleanor Taylor Bland Crime Fiction Writers of Color Award. This annual prize honors a "writer of color, male or female, who has not yet published a full-length work"
According to the press release:
We received numerous exceptional submissions from a diverse group of emerging mystery writers," said Naomi Hirahara, a member of the judging panel. "We had a difficult time deliberating, but in the end, it was Jessica Ellis Laine's humor and authentic characterization of her Latina protagonist that won us over. We are excited to see mysteries written by Laine and other applicants fulfill our genre's potential to reflect the wide range of human experiences."
The award, which honors the memory of pioneering African-American crime fiction author Eleanor Taylor Bland . . . is intended to support the recipient in activities such as workshops, seminars, conferences and retreats, online courses, and research activities required for completion of their debut crime fiction novel or story collection.
Be on the lookout for manuscripts from these writers! We are. For more information, visit the Sisters in Crime website.


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The first official photo from Game of Thrones Season 8 is finally here
Warning: This post contains spoilers for Game of Thrones Season 8.
After more than a year of suspense following the Night King's destruction of the Wall in Game of Thrones's Season 7 finale, fans are finally getting an idea of how Season 8 will begin. A cover story published Thursday, November 1st by Entertainment Weekly reveals that Season 8 will not open with an update on the Army of the Dead's progress, but rather with the convergence of some of Game of Thrones' biggest stars at Winterfell.
To recap, at the end of Season 7, Jon Snow, Daenerys Targaryen, Tyrion Lannister and several other of Westeros' key players were headed North to Winterfell, where Samwell Tarly and the three remaining Stark siblings—Sansa, Arya and Bran—were awaiting their arrival.
As we know, Jon left Winterfell as King in the North but later swore allegiance to Daenerys—a development that Sansa, for one, will apparently not be happy about, according to the story. From there, it sounds as though Season 8 will explore how the relationships between these characters develop as they prepare to face the Night King and his army.
"It's about all of these disparate characters coming together to face a common enemy, dealing with their own past, and defining the person they want to be in the face of certain death," co-executive producer Bryan Cogman told EW. "It's an incredibly emotional, haunting, bittersweet final season, and I think it honors very much what [author George R.R. Martin] set out to do — which is flipping this kind of story on its head."
Game of Thrones Season 8 is set to air in 2019.


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Niki Lauda Biography
Birthday: February 22, 1949
Nationality: Austrian
Famous: Quotes By Niki Lauda F1 Drivers
Died At Age: 70
Sun Sign: Pisces
Also Known As: Andreas Nikolaus Lauda, The Rat
Born in: Vienna, Austria
Famous as: Former Formula One driver
Height: 5'7" (170 cm), 5'7" Males
Spouse/Ex-: Birgit Wetzinger, Marlene Knaus
father: Ernst-Peter Lauda
mother: Elisabeth Lauda
children: Christoph Lauda, Lucas Lauda, Mathias Lauda, Max Lauda, Mia Lauda
City: Vienna, Austria
Founder/Co-Founder: Lauda Air, Niki
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Andreas Nikolaus "Niki" Lauda who was nicknamed 'the rat', later the 'SuperRat' and finally the 'King Rat' was an Austrian Formula One driver. He was a three time 'F1 World Champion' and till date he is he only champion driver of the two most popular and prosperous sports constructors - the 'McLaren' and the 'Ferrari'. He met with a severe accident during the 'German Grand Prix' in 1976 when his Ferrari swerved off the track and after hitting an embankment skidded back in the path bursting into flames. Trapped in the wreckage, he inhaled toxic gases and endured severe burns. Although he made a comeback with the 'Italian Grand Prix' race after six weeks, his injuries left him with permanent scars. As an aviation entrepreneur he set up and ran the airlines, 'Niki' and 'Lauda Air' and was the brand ambassador of 'Bombardier Business Aircraft'. For two years he served the 'Jaguar' Formula One racing team as its team manager and remained a consultant for Scuderia Ferrari. Niki Lauda was also associated with the 'Mercedes AMG Petronas F1 Team' as a non-executive chairman. During the 'Grand Prix' weekends he worked as a commentator for the 'German TV'.
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- Niki Lauda was born on February 22, 1949, in Vienna in the family of wealthy industrialists having a chain of paper factories. He was the grandson of businessman Hans Lauda.He could not display much potential at school and though his parents wanted him pursue business, he was determined to become a racing driver.He manufactured a false school diploma to show his parents and convinced them to shell out money and bought his car, a VW. His very first day out with the car saw him crashing a Mini Cooper resulting in swapping his car with the wreck along with a burden of a debt of £1750.He later swapped the wreck after necessary repairs with the 1300cc Mini Cooper S of Fritz Baumgartner, a local racing driver and was left with a debt of £650.Continue Reading BelowYou May LikeRecommended Lists:
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- On April 15, 1968, Niki Lauda journey as a racing driver began when he participated in a motor race excelling the hills at Mühlbacken. He secured third position in the first heat and emerged first in the second heat, completing the race with an overall second position.Though his family disapproved his choice of a racing career, his determination was unstoppable and that saw him taking twelve more starts in 1968 - three in the Cooper and the other nine in a Porsche 911.He received a factory ride in the 'Formula Vee' team of 'Austro-Kaimann' in 1969 and participated in thirteen 'Formula V' races securing two wins.He participated for Francis McNamara in 'Formula 3' race in 1970. With his Porsche 908, he achieved victory at the 'Martha Grand National' race held at Österreichring and also at the Diepholz airfield race.In order to obtain a contract as a 'Formula Two' driver with the emerging 'March' team in 1971, Lauda took a bank loan of £30,000 against a life insurance policy. His relation with his family over his career became strained and distant with time.Though Niki Lauda was swiftly promoted to the F1 team, in 1972 he raced both in the F1 and F2 races for 'March'. He was able to impress Robin Herd, principal of 'March' with his driving capabilities, but 'March' faced a terrible F1 season that year.As 'March' fizzled he convinced Louis Stanley at 'BRM' to buy a contract of the 'BRM' team in 1973 and took another loan in that pursuit.His real breakthrough came in 1974 when Enzo Ferrari, owner of 'Ferrari' team, took interest in him and enquired and received positive feedback about him from his 'BRM' teammate Clay Regazzoni, when the later rejoined 'Ferrari'. Lauda was immediately signed by Ferrari who paid him enough to wipe out his debts.In 1974 'Ferrari' revived by going through a regrouping mode under the direction of Luca di Montezemolo following its ineffective start in the 1970s and a catastrophic start in the 1973 season.Continue Reading BelowNiki Lauda secured a second place at his debut race under 'Ferrari' at the 'Argentine Grand Prix'. After three more races he won his first 'Grand Prix' in the 'Spanish Grand Prix'. It was 'Ferrari's' first since 1972. Despite becoming the pacesetter of the season, the only other race he won that year was the 'Dutch GP'.Although he was not so impressive at the beginning of 1975 F1 season, he had four wins with the new 'Ferrari 312 T'. He secured third position in his first 'World Championship' at the 'Italian Grand Prix' held in Monza. He then went on to win the 'United States GP' held at the Watkins Glen village. He emerged as the first racing driver to cover the Nürburgring Nordschleife within seven minutes.In 1976 'Formula 1' season he excelled as a race driver by winning five races and getting second place in two others while securing his second and consecutive 'World Championship'. He accumulated points more than double of that of his counterparts including James Hunt and Jody Scheckter.Niki Lauda sought support from his fellow racers to refrain from participating in the 1976 'German Grand Prix' to be held at Nürburgring mainly due to the lap's safety arrangements, but failed.On August 1, 1976, he met with a severe accident during the second lap of the 'German Grand Prix'. His Ferrari swerved from the track and after hitting an embankment skidded back in the path bursting into flames. Trapped in the wreckage, he inhaled toxic gases and endured severe burns.Although he made a comeback with the 'Italian Grand Prix' race after six weeks missing only three races, his injuries left him with permanent scars. He wore a special 'AVG' crash helmet in the race and secured the fourth position confessing that he was completely panic-stricken.His relation with 'Ferrari' strained following his stand to drop out of the 'Japanese Grand Prix'. The 1977 season was a bit arduous for him.In 1978 he joined the Brabham drawing a salary of $1 million and won only three races.In 1979 he suddenly took retirement from Formula 1 racing and returned to Austria to manage 'Lauda Air', the charter airline company that he had founded.Continue Reading BelowHe made a comeback to the racing track in 1982 after proving his mettle at the test conducted by McLaren. He won the 'Long Beach Grand Prix'. He organised a strike of a sort with the race drivers ahead of the first race of the season to be held at the 'Kyalami Racing Circuit' against the initiation of the new 'Super Licence'.In 1984 he won the third World Championship. He won the 'Austrian Grand Prix' and became the first Austrian to achieve so.In 1985 during the 'Austrian Grand Prix' he announced his retirement for good.He became a consultant for 'Ferrari' in 1993 accepting the offer of Luca di Montezemolo.For around two years from mid-200, he served the 'Jaguar' Formula One racing team as its team manager.He was inducted by 'Mercedes AMG Petronas F1 Team' in September 2012 as a non-executive chairman.He is a licensed commercial pilot and in 2003 he founded a new airline, 'Niki' where he often served as captain of the flights of his company.In 2013 'Lauda Air' discontinued its services.From 1996 till present, he works as a commentator for the 'German TV' during the 'Grand Prix' weekends.Family & Personal Life
- Niki Lauda married Marlene Knaus in 1976 but the couple divorced in 1991. Their two sons are Mathias, a racing driver and Lukas who became manager of Mathias.He had a son Christoph out of an extra-marital affair.In 2008, Niki Lauda married his second wife, Birgit Wetzinger, who was a flight attendant in his airline. Niko Lauda was thirty years older than Birgit who bore him twin children, a boy, Max and a girl, Mia in September 2009. When his transplanted kidney from his brother failed, Birgit donated her own to Lauda.Niki Lauda died on 20 May 2019, at the age of 70. Eight months prior to his death, he received a lung transplant.Translate Wiki to Spanish, French, Hindi, Portuguese
How To CiteArticle Title- Niki Lauda BiographyAuthor- Editors, TheFamousPeople.comWebsite- TheFamousPeople.comURL- https://www.thefamouspeople.com/profiles/niki-lauda-6859.phpLast Updated- May 21, 2019
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Local Music at Your Wedding Reception
Detroit's Soundtrack at Your Wedding
Any day is a great day to celebrate being from Detroit! One thing the mitten state has and will always be known for — MUSIC! From Motown classics to Detroit Rock n' Roll, artists from this great state of Michigan have created music fit for every occasion including WEDDINGS! Mike Staff Productions DJ loving spinning tunes from our hometown and they consider themselves Detroit music history buffs, too! In fact, check out their Ultimate Detroit Wedding Playlist here.
Detroit – America's Music City
Many American cities claim great musical heritage but when it comes to diversity there are few places that have distinct sound like Detroit. From Motown to Eminem, our professional wedding DJs know Detroit is a creative cauldron providing the world anthemic tracks spanning more than half a century. That's why it's no surprise that couples from metro Detroit are always looking to include local music flare into their wedding playlists.
Diversity as Creativity
Detroit is long known for being a diverse city, however, Detroit's large African-American population regularly revolutionized popular music. Thanks to the Great Migration, many African-Americans with musical roots in Southern blues began turning Detroit's Black Bottom and Paradise Valley into centers of jazz and big band music. Many legends such as Count Basie, Ella Fitzgerald, Duke Ellington, and Pearl Bailey found their way to these neighborhoods to showcase their music. Songs by these legendary artists are still relevant today, especially at weddings because they appeal to a wide range of guests. Whether you decide to play these songs during cocktail hour, dinner or mixed into the main reception playlist, you can't go wrong by including jazz, soul and big band music from Detroit.
That Motown Sound
As the Black Bottom neighborhood disappeared, Motown Records emerged as a force in R&B music. This legendary label was founded by a man working at an auto plant – Berry Gordy. Gordy is responsible for the label that includes some of the greatest musicians in the world like Marvin Gaye, Stevie Wonder, Diana Ross & the Supremes, Smokey Robinson, Edwin Starr, and so many more. When have you ever been to a wedding and NOT heard a song by one of these legendary artists? The professional DJs at Mike Staff Productions know Motown music is a wedding staple. However, the Motown "sound" was not confined to Motown Records; Aretha Franklin is the most famous of Detroit musicians and her music wasn't on the Motown Label. After she passed, our DJs put together this Spotify playlist highlighting some of Queen of Souls biggest hits. As music evolved, so did Detroit. Stevie Wonder is a classic example of evolution – his catalog includes disco hits as well. George Clinton and Bootsy Collins brought funk to the masses.
Other Detroit Innovation
Some of the biggest hits of the '50s & '60s came from the Detroit music scene. Our DJs happen to have a playlist featuring those songs, too! Bill Haley's hit "Rock Around the Clock" introduced rock and roll to the masses. Chubby Checker's famous hit "The Twist" was a cover of a Detroit band's B-side. In the 1960s, MC-5 and Iggy and the Stooges burst onto the hard rock scene. These two bands were the beginning of the punk movement. Iggy Pop's intensity created a new musical standard, and innovators like Alice Cooper, Ted Nugent, and Bob Seger burst on the scene.
Today's Detroit Sound
Detroit always had a thriving hip hop scene despite not being as well-known as those in New York and Los Angeles. Headliners were Insane Clown Posse and Kid Rock. Yet the hip hop artist who put Detroit on the map is from the suburbs.
Eminem's arrival at the turn of the century changed the way hip hop was consumed by fans. Quickly becoming a lightning rod for controversy due to his lyrics, today Eminem is cited by many as one of the greatest hip hop artists of all time by no less of an authority than Dr. Dre. Some of Eminem's songs have become wedding reception anthems, perfect for the grand entrance, the bridal party entrance, even the last song of the night. Whether it's hip hop, R&B, rock, and roll, or jazz, Detroit's musical history is a complex as the city itself. To enjoy American music, one must appreciate Detroit, our wedding DJs certainly do.
Want to book one of our professional (and knowledgeable) wedding DJs for your metro Detroit wedding?' It's easy, you choose!
How it Works:
- Visit our office, grab a coffee and lounge on our comfy couches (that's easy!)
- Watch video profiles of our award winning wedding DJs in action
- Get familiar with their personality and style
- See how our DJs handle announcements, introductions, toasts, and the first dance before you book. (How cool is that?)
- You're not alone! We're here to help answer all of your questions
There's no such thing as a one-size-fits-all wedding DJ – we get that, that's why we invite you to be a part of the process.


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Veho DS-4 Qi 1.2 Universal Wireless Fast Charging Pad - Black
£14.99 Was £19.99 - 25% off
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Does what it says on the tin!244601Advertised as a charger. It works!
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Good product243936If it worked with all phones
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Why Buy?
- Fast wireless charging on the go for compatible devices
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Note: please ensure your smartphone is compatible with Qi before purchasing this item. In order to do so, simply click the banner above.
Fast wireless charging on the go for compatible devices
With the Veho DS-4 Qi Wireless Fast Charger, you can enjoy the benefits of wireless charging anywhere you go. Simply place your Qi-compatible smartphone or device on the pad and watch the battery spring back to life - no cables attached to your phone or tangled wire nests required.
This amazing process utilises induction coils to send an electrical current from the pad to your phone, eliminating the need for power to travel along wires. Take advantage of this futuristic technology with the Qi charging pad from Veho.
Qi 1.2 offers 2x faster charging speeds than standard Qi wireless charging pads
Why wait when you can charge your Qi-compatible phone up to 2x faster than traditional wireless charging pads*. The Veho DS-4 wireless charging pad offers Qi 1.2 charging technology, so you can be assured that the charging pad will fast charge the latest compatible devices with a maximum 10W power output available. Don't have a device compatible with wireless fast charging? No need to worry, the Veho DS-4 will charge regular wireless charging devices rapidly with a maximum 5W output for regular charging.
*Note: Requires compatible fast wireless charging phone for faster speeds however backwards compatible with standard Qi wireless charging for normal wireless charging speeds.
Sleek, matte black design
This sleek wireless charging pad will happily blend in with your home, office, bedside and many more environments thanks to it's premium matte black design. The included stand not only adds extra functionality to your new wireless charging accessory, but has also been designed to sit stylishly on any counter.
Lightweight, portable build
Why miss out on wireless charging when you're on the move? This charger is slim and lightweight enough to slip into a backpack, handbag or any storage method you like - perfect for going on holiday, visiting friends and family or just moving from room to room in your house. Also including a 1.4m USB cable, you can place your device at a comfortable distance from a USB port or wall charger to charge your device.
2 point magnetic stand for vertical or horizontal charging
Veho have included a 2 point magnetic stand with this DS-4 wireless charging pad, to give you the ultimate convenience of either placing your device flat on the charging pad, or vertically in the stand. You can easily use your device to check notifications, watch videos or video chat, while wireless charging using the included stand. Simply attach the wireless charging pad to the stand magnetically and you're good to go!
LED indicator
The integrated LED indicator will light up when your device is charging, so you can get your device into the perfect position and be assured that it is charging correctly.
Non-slip base provides a secure hold for your device
The Veho DS-4 wireless charging pad has been designed with a non-slip silicone surface to keep your device secured in place whether it is laid down flat or stood up vertically in the 2 point stand.
Compatible with all Qi-enabled smartphones
This wireless charging pad by Veho is universal, so any smartphone which has Qi wireless technology can utilise this pad's charging capabilities. If your phone doesn't have Qi, don't worry - we sell a range of adapters, one of which is sure to be perfect for your device.
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Matthew 9:16 – 17 Cloth and Wine Skins; what does it mean? Sometimes when we find Jesus saying something that leaves us with our head twisted to the side like a confused dog, it's best to try to gather as much information we can surrounding the verses that come across as strange.
In this study we're going to tackle the point that Jesus was trying to get across in these two strange verses, and take a good look at who he was speaking to when he spoke them.
I've seen this question asked a few times before, so I took the opportunity to lay it out here the best as I understand, and explain what these 2 verses mean. Here they are in Matthew 9:
16 No man putteth a piece of new cloth unto an old garment, for that which is put in to fill it up taketh from the garment, and the rent is made worse. 17 Neither do men put new wine into old bottles: else the bottles break, and the wine runneth out, and the bottles perish: but they put new wine into new bottles, and both are preserved.
Well there they are, the 2 verses in question. Something that I like to do in order to get the right context, is back up a couple of verses when I come across a verse that I don't immediately understand.
It's best to do this to try to understand the situation, but it is also a good practice to avoid a "one liner theology" problem. So many problems derive from scripture that is taken out of context, and turned into it's own thing.
And yes, any time I've ever come across someone building a house on top of one verse in scripture, more often than not it's been taken out of context. So try to keep things into the intended context when it comes to God's Word.
Anyways, I digress… let's practice what I'm preaching here, and back it up to verse 10 and try to gain from understanding the context of these verses.
Matthew 9:
10 And it came to pass, as Jesus sat at meat in the house, behold, many publicans and sinners came and sat down with him and his disciples. 11 And when the Pharisees saw it, they said unto his disciples, Why eateth your Master with publicans and sinners?
12 But when Jesus heard that, he said unto them, They that be whole need not a physician, but they that are sick. 13 But go ye and learn what that meaneth, I will have mercy, and not sacrifice: for I am not come to call the righteous, but sinners to repentance.
Then Jesus follows these verses with the parables of the cloth and wine skins after an interruption from John's disciples. It's safe to say he's answering the Pharisees's question concerning eating with sinners. And this is how I get there.
The Immediate Truth
If you understood the learning, the training, the hours behind the study and education that the Pharisees were supposed to embody, you'd understand why what Jesus just told them should go without saying.
Jesus is responding to the Pharisees first of all in these verses (Matthew 9:16 – 17,) and reading through any of the four gospels you can see what kind of people the Pharisees were. Generally speaking, they are shown to be spiritually dead.
The fact that they couldn't figure out why Jesus was eating with publicans and sinners without having to ask is telling in the first place. These in my eyes seem to be un-trainable for lack of a better way to put it.
I guess 'set in their ways' might be a better way to put it… We can call these the old garments of cloth, or maybe the old wine skins. Both will do.
They being old wine skins couldn't contain (or otherwise accept) the teachings (or new wine) of Jesus almost all of the time with very few exceptions. The publicans and sinners (at least as I see it) gave an opportunity for Jesus to start with fresh mindsets that were unspoiled with the doctrines of the Pharisees.
Publicans and Sinners
The publicans and sinners would be the "new" wine skins or cloth. These are not the "religious" crowd that has heard it all before. The Pharisees would never expect to have seen a one of these folks back at the temple taking part in the religious ceremonies.
By the time Jesus hit the scene, many of the precepts of the Lord had been replaced by the doctrine of men due to tacking on levels of tradition. Making all kinds of additions that the Lord neither approved of or asked for.
Because of this a division grew between religious people and people who are not. The publicans and sinners weren't there to hear about religion, but rather to hear straight from the Son of the Living God, though they didn't realize that at the time.
To them, this was new wine they were experiencing. They received the Word of Jesus with gladness and did not burst or resist what he was saying.
This difference that Jesus is making takes me back to a supervisory position I held for awhile. It was almost better to hire someone with no experience than it was hiring someone with plenty of tenure. Reason being, is when you hire someone that has done something a certain way for ten or fifteen years, it's very difficult to break them of old ways to conform to how things operate where they've just been hired.
Hiring someone fresh off the street is sometimes preferred because they are not tainted with the practices of another place, and they are easier to mold into what the company really needs. But to even go anywhere with that, that person needs to be trainable in the first place. You're not looking for a new wine skin that already been sealed, for a throwback to the topic at hand…
The way I'm looking at this is these would be the "new" wine skins. Easier to teach because they don't come to the table with preconceived ideas or doctrines. That would mean that the publicans and sinners would contain the new wine Jesus was pouring out, whereas the Pharisees couldn't contain it. It's not easy trying to teach someone anything when they think they already know it all.
Find out how the world is succeeding against the Saints and learn what we can do about it. Get your discounted copy of "Not of this World: Out of the Mire."
The Supernatural Truth of Matthew 9:16 – 17
The supernatural truth couldn't be realized until Jesus raised from the dead, and sent in his place the Holy Spirit, just as he promised. This is going to put a whole different meaning behind these parables, particularly that of Matthew 9:16 – 17!
Today, we have something people in the dining room that day did not have at the time Jesus said these parables, and that's all the revelations of the Holy Spirit, given to us through the apostles.
If you look at the parable of the wine skins with a set of spiritual eyes, and look at the old wine skins being your old man. Unsaved and un-redeemed. Spiritually dead. Being spiritually dead you will never contain things of the spirit because you are carnal, and the carnal mind cannot comprehend the things of the spirit. Romans Chapters 7&8 go through that pretty well.
For a detailed study on Romans 7, read Self vs Spirit. If you have a difficult time distinguishing the will of your spirit against the will of your flesh, that page will help you.
Supernaturally, when we are born again a spirit is born anew inside us creating at that moment a new creature. Or to otherwise put it concerning the parable, he creates us as new wine skins. And glory be to the Father, he fills us full of new wine! Here is a verse laying that out for us:
2 Corinthians 5:17
Therefore if any man be in Christ, he is a new creature: old things are passed away; behold, all things are become new.
I guess you could say old wine skins are passed away, behold, all wine skins become new, see what I'm saying? I think it's noteworthy to tie this even tighter together with what happened after the believers were filled for the first time with the Holy Spirit. What was the first thing people said that witnessed the believers?
Acts 2:13 Others mocking said, These men are full of new wine.
Kinda ironic huh? What else to fill new wine bottles with but with new wine. Funny they should say that. Sure they were mocking, but in reality that little verse compliments the parable of the wine bottles.
You can get allot out of this parable when you place it into a spiritually discerned sense. You can just keep on going. Like pointing out that the new wine (Holy Spirit) would burst an old wine skin & would not be able to contain him. The Holy Spirit has always been around unsaved people, but not inside as he is to those who have been born again, and baptized with the Holy Spirit.
To Sum it All Up
Physically Speaking, the old wine skins were the Pharisees or people who had religion, yet no relationship with the Father.
The new wine skins were those who had no religion, yet were open to a relationship with the Father through what Jesus had to say.
Spiritually speaking, the old skins could be considered as the old man, or the carnal man. This sinful flesh that can't receive the spiritual matters of the Lord.
The new skins are those who have been born again, and are open to receive the Spirit of the Living God as new wine of the Kingdom of the Lord.
John 14:
17 Even the Spirit of truth; whom the world cannot receive, because it seeth him not, neither knoweth him: but ye know him; for he dwelleth with you, and shall be in you.
These are great verses to chew on for awhile. If you've enjoyed this study concerning the cloth and wine skins, please use the share buttons below to share the study.
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As always, I'd like to hear from you so please send me some feedback and leave a comment! Thank you for reading this page Covering these awesome verses in Matthew 9:16 – 17!


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The Best Advice on Experts I've found
What You Need To Know About Septic System Installation If you own a home, you
What You Need To Know About Septic System Installation If you own a home, you know how important septic tank installation is. Even though you think that the process is too straightforward, you should know how important it is that is must not be neglected just that. When it comes to septic tank installation, the process is quite complicated simply because there are codes that you need to know. The other important information that you need to know about this is the rules that you need to follow. There are also zoning ordinances that have been made. So if you want to know how you can install the septic tank properly, these are some of the information that you need to know first. In order to avoid penalties, there is a solution for you. This can be done through the help of a contractor or a designer. The professionals can tell you what system you need to use that is suitable for your property. You should know that there are different kinds of systems that are being sold in the market out there and you need to choose the right one. Because of the need, it is now easy for you to choose a good contractor to do the septic tank installation because of the increasing number of contractors available these days. This just means how in demand they are these days. It is best if you begin your search in your area so that you can find one who lives just the same place as you. The reason for this is the fact that this person is familiar with the local codes of your area. He must also know other different codes for septic tank installation such as federal and state codes aside from the local codes implemented. Asdie from that, it is important that the contractor you have chosen is also familiar with the guidelines that are implemented by the state. You can ask the EPA or the environmental protection agency for these guidelines. The reason why you need tom rely on them is because they make the guidelines for the entire installation to be followed. In case you want to replace the entire system, these guidelines must also be followed. The standards set will be the contractor's guide in to proper installation of the entire system. Aside from that, it makes you worry free if you consider following them.
Getting Creative With Tanks Advice
The other benefit for this is that your system can work for a long time, as long as 20 years. One important thing that you need to check first is the license of the contractor because you can't afford to hire one who is not authorized to operate or do services in your area. Before anything else, you have to also remember that you can't easily install a design or go with a plan unless it has been approved by the authorities already.A Quick History of Experts


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Password Forgotten password?
David Cope didn't set out to make anyone mad. In 1980, the composer envisioned a tool to help cure his creative block: a machine that could keep track of all the sounds and loose threads running through his mind, find similarities, and produce an entire piece of music inspired by it. So he built it. Read More >>
Last week, Guns N' Roses frontman Axl Rose tweeted something with zero context. (Who among us?) But the more I think about what he tweeted, the more questions I have. Read More >>
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February 22nd, 2019 by WCBC Radio
Frostburg State University's Department of Music will host the Honor Band Festival Concert on Sunday, March 3, at 3 p.m. in the Pealer Recital Hall of FSU's Woodward D. Pealer Performing Arts Center. The Honor Band is made up of select students from schools in the mid-Atlantic region, and the concert is the culmination of the High School Honor Band Festival that will take place on FSU's campus over the course of the weekend.
This event is free and open to the public.
Schools participating in the Honor Band are North Point High School, Waldorf, Md.; Saint Vincent Pallotti High School, Laurel, Md.; Bellwood-Antis High School, Bellwood, Pa.; Saint John's Catholic Prep, Buckeystown, Md.; Mountain Ridge High School, Frostburg, Md.; Smithsburg High School, Smithsburg, Md.; Frankfort High School, Ridgeley, W.Va.; Walkersville High School, Walkersville, Md.; Berlin Brothersvalley High School, Berlin, Pa.; Clear Spring High School, Clear Spring, Md.; and Fort Hill High School, Cumberland, Md.
For more information, contact FSU's Department of Music at 301-687-4109.
FSU is committed to making all of its programs, services and activities accessible to persons with disabilities. To request accommodations through the ADA Compliance Office, call 301-687-4102 or use a Voice Relay Operator at 1-800-735-2258.


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The South West whale season begins with a splash, as southern right and humpback whales arrive off the waters off Cape Leeuwin. Whales migrate annually from the cold southern waters to warmer breeding grounds in the north. Get on board and see then as they move up and down the South West coast from April to December.
Photo courtesy of Tourism WA


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An 8-foot high wooden privacy fence using treated lumber can be built over the . Using galvanized fencing nails, nail your fence boards vertically to the frame.
Feb 5, 2013 . How to build an 8' wooden privacy fence - Part 1 Part II is here . to you is did you do any studying on the effect of wind on your 8" high fence?
HomeAdvisor's Fencing Cost Guide lists prices associated with building a fence . $2,737. Typical Range. $1,645 - $3,946. Low End. $430. High End. $8,000 .. Presuming you use cedar, a six-foot wood fence will cost $7 to $15 per linear foot if you install it yourself and roughly double .. My project is for an 8' wood fence.
You may build a 6-ft. high privacy fence only to find that the next-door neighbors . Either way, you're wasting materials, money and time building a fence that . Keep the fence posts 8 ft. apart or less to keep the fence from sagging as you plan.
The first of many was the 6 foot privacy fence that will eventually surround my entire . TOOLS FOR BUILDING A FENCE . 2×4 x 8 foot rails ( 4 for each section )
High: $7,000-$10,000 . Basic 6' privacy fence 8: for a very basic ¼ acre (209 linear feet) privacy fence 8 the total cost . Highest installation and material costs.
A few of the most popular fences include privacy, picket, split rail and basket-weave. They can be . If your skills are above average, consider a DIY installation. If below average, our . Position the fence posts every 6 to 8 feet along the line you want the fence to stand. . A 4-foot-high fence requires a hole that is 2 feet deep.
Here's a guide to building and installing a wood fence for added privacy. . Typical spacing is between 6 and 8 feet on-center (from the center of one post to .. picket makes the picket too tall, turn it bottom-end-up and mark at the correct height.
Get estimated material, installation costs to build or replace a privacy, picket, 3 or 4 . A 4- to 6-foot tall privacy fence typically runs between $10 and $30 per foot to . 8-foot pine pickets, both popular heights for privacy structures, varies from a.


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Loose Diamonds
When you purchase a diamond from Khai Jewelers, we give you the option of choosing from certified loose diamonds rather than mounted ones. A loose diamond is often a popular choice because it is easy to discern its value and you can clearly visualize the four C's: cut, clarity, color, and carat. This is especially important to know so you can choose a setting that will feature the most dazzling angle of the diamond.
Diamonds are more than just precious gemstones. Diamonds are symbols of emotion, eternity, and commitment. When you give someone a diamond, you give them an everlasting monument of your dedication and love. Whether for a wedding or just because, a diamond is the most heartfelt gift you can bestow on someone. That is why it is important to pick just the right one. Our loose diamonds come in a large variety of cuts, shapes, and colors and we will help you through the selection process.
All of our settings are handcrafted and we offer both ready-made and customizable options for everything from earrings and bracelets to rings and necklaces. Buying fine jewelry is always a memorable experience and we encourage our clients to come to the shop as often as possible throughout the process, from diamond selection to completion. Our shop is set up so that our customers can see the master jeweler at work and we are happy for you to come in and observe the creation of your particular piece.
Consult with our master jeweler for loose diamonds in San Diego, CA.
Business Address:
San Diego, CA 92129
Call Now !
Business Hours
Sat 10:00am-7:00pm


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Ekphrasis 9: Laura Frankstone + Marly Youmans
"Face 1," by Laura Frankstone of Laurelines
A sketch after Botticelli by Laura Frankstone
This head's more proud and sparkling than the one
Sandro painted—something like the sun
Blossoms in the face, as if acclaim
Five hundred years to come could flare as flame
In him; he is a mirror reflecting lights
From God and Medici, a moon on nights
When mythic paintings char by his own hand,
Jumbled with lutes, rouge pots, and gilded fans
In Lenten bonfires of the vanities.
And yet the face that's swerved toward us espies
Neither magi, baby, nor company
Of nobles near the girl—he turns to see
In dazzled eyes across the near and far,
His picture glowing like the Christmas star.
Ekphrasis 8: Lucy Kempton + Joe Hyam
Handbook for Explorers, 10
Getting lost's the better part of getting there;
The other half's not knowing where you were
At first; or what it is you may discover –
God's word, or a herb that'll provide a cure
For broken bones or dislocated minds –
As darkness wraps up the mountain face
Where you flounder, and contrary winds
Give loose advice . . .
. . . and confused, you tread space
And falling, wonder how long until
You land; find not oblivion but snow
To cushion you, and guess you're still
Alive in a dead world of ice and rock,
At whose heart lurk new secrets to unlock.
photos by Lucy Kempton
poem by Joe Hyam
Ekphrasis 7: Rachel Rawlins + K. Cohen
you'll find
no racing pulse,
electric touch,
flower folds
or passion's flush;
no heated gaze,
no sweaty limbs,
no swollen, thrusting
Nobody sins,
no one reclines.
She doesn't taste or smell his skin.
Not here, their carnal valentine.
No petals were crushed to make these lines.
by K. Cohen
Ekphrasis 6: Emma Kidd + Nathan Horowitz
by Emma Kidd
the conference
promotional material
the logo of the company
is a cloud
whose constituent particles
are oceans.
day one
in the afternoon
i look out the window
at the ocean
and see dozens of killer whales.
they begin transforming
leaving the water:
giraffes, bison, elephants, wolves,
fur still black/white.
a woman appears in the room with us,
dressed in black and white;
her skin matches theirs.
day two
i have no memory
of day two.
day three
three of us participants
are standing in the surf
turning into orcas.
our bodies grow, the shape changes,
our heads, even our teeth change,
our hands fan out
and the flesh grows together,
our tails grow out
and split into flukes.
the orcas are out there in the water
inviting us in,
egging us on.
now they're laughing like mad,
because no matter what our skill
in growing fins and tails,
we're still standing there on our legs.
closing ceremony
were plankton really
singing gregorian chants?
i'll be back
next year.
Ekphrasis 5: Ian Jones + Amy Watkins
"The Big Blue Church," by Ian Jones
First Dream
There is no figure to relate
to myself, but I am drawn
up the church's yellow path,
past the mud-colored and disproportioned
tree, over the flat expanse
of coral earth, to stand before
the church's lowest window.
Square and straight, it is unlike
the others, too close to the foundation
for any but a child
to look through it. I look
through it without bending.
I have become very small,
small as in the first dream
I remember: standing in a tall crowd,
faces lost in darkness over me,
the hood of my winter coat—
the same pale blue as the mountains
in the painting—pulled up around my face.
The dream girl and the girl
I have become stare at each other
through the blurry lowest window
of the blue church. The door
of the church has no handles.
It opens only from the inside.
by Amy Watkins of Rossism
Ekphrasis 4: Lori Witzel + Mikey Delgado
by Lori Witzel
In a barn in P———– in spring
What happened here is this—the long
smell of the sacking and the engine oil
across the many years and the scrape
of the concrete on my writhing back
and the throat-blocked voice breathing stop
and the plea HELP scratched into a timber
by my adored mouth and the roar of a tractor
after lunch across the fields and some brave bird
coming to the tree to herald spring as we
by its music are dragged across the gritted floor
our hips rising and twisting and sunlight
of March quality striping the gaps at the edges
of the vertical banded doors and this—what
is it—apprehension of a shotgun death flitting
across the mind as the farmer hoists to his shoulders
my white wintered legs and denies me life
and channels into me his own shoaling river
and calls me beautiful beautiful beautiful
and kneels like the crucifix of a weathered man
with ankles in his hands which move as if salting meat.
Ekphrasis 3: Peter
The Window
Panning her eyes over my
small white lawn and life,
my Realtor smudges,
absently feeling for
the encased vinyl lattice,
and fades to Xanadu.
She knows I left no gold
mosaic, no mahogany
breakfast table stretched to
a gaudy passive aggression.
I was never great enough
to be that small, to wish
inside a snow globe. She
knows. She turns from
the window, frames the light
perspiration on my deathbed
upstairs, then cuts to our
finished basement's furnace
whose tossing flames never
dream of my plastic sled.
by Peter of Slow Reads


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I visited Ron in line with the reviews that are positive here, even though he and the connect are nice people, I am unable to recommend them according to my experience. I'd two watches to correct - an Ebel along with a vintage pocket watch. I had been told it might be per week just to obtain an estimate. This appeared just like a very long time only for a quote, but fine. I anxiously waited on the week and made the decision to and sign in - I had been already annoyed that they not known as me. The pocket watch, I had been told, was too old - the part which was needed was no more around. The Ebel could simply be fixed through the manufacturer and will have to be sent, that they could do (Ebel would dominate 8 days to correct). Once they explained it might be $45 to transmit it, I made the decision against it, and merely acquired timepieces.
This is when Ron really lost points. I required both watches to some place known as Precision Watch Repair, right nearby, which in fact had good rankings here on Yelp. I met with Eric, who explained first he certainly could fix the vintage one, and that he could repair the Ebel without delivering it - all for any good cost. The Ebel was fixed per day. I went from hopeless to happy inside a length of fifteen minutes. Additionally, Eric known as me On That Day using the estimate, and accompanied the following day.
So Ron Gordon manages to lose when it comes to creativeness, and merely overall slowness.which appears suitable for overview of a wrist watch repair center.
Not quite what you'd call a scathing review—he got better service elsewhere. He's hardly the only person, as you will find other poor reviews from the shop, fulfilling Yelp's reason for aggregating reviews of places, bad or good. This is exactly why you want to Yelp. But Gordon thinks this really is need to file a defamation suit. Is that this only a smokescreen to draw attention away from all of us from how crappy his shop is (will it smell bad inside, too?) and just how terrible he's at supplying a wrist watch repair shop. Yelp certainly recommends individuals who, for example, run bad watch repair centers, to avert this kind of threat:
Nobody loves to get an adverse review, and it is a whole lot worse if you feel it violates your legal privileges. However a good lawyer will be honest: defamation suits are infamously costly and hard to win. Worse, they're very public. We are able to indicate numerous good examples of ill-advised legal cases that hurt the company way over it ever assisted.


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This is a digital poster in gallery quality (300 DPIs) for download & print.
Faces I Don't Know is an art project run by London based artist Meg Abbott. Whether influenced by the reductive art of Picasso, Giacometti, Jean Cocteau and Matisse, the sketches of Jenny Saville and Tracey Emin, Abbott is always in search of simplicity in spontaneous lines with brush ink and watercolor to draw raw shapes and forms.
© Image copyright belongs to Meg Abott. Personal use only.
Upon ordering this product you will receive a link to download a ZIP file with 4 JPG images in the following sizes:
A1: 59.4 x 84.1cm | 23.4 x 33.1 inches
A2: 42 x 59.4cm | 16.5 x 23.1 inches
A3: 29.7 x 42cm | 11.7 x 16.5 inches
A4: 21 x 29.7cm | 8.3 x 11.7 inches
Custom orders or sizes?
Please write us an email at firstname.lastname@example.com. We are happy to help!


text: Peter Chou was appointed as Executive Director on August 31, 2015 and was appointed as the Chairman on September 11, 2015. Mr. Chou holds a Bachelor Degree in Electronic Engineering from National Taiwan Ocean University and a Master Degree of Business Administration from National Chengchi University in Taiwan. He also completed the Advanced Management Program at Harvard Business School. In addition, Mr. Chou holds an Honorary Engineering Ph.D from National Taiwan Ocean University. Mr. Chou has over 30 years of experience in the information technology industry. He is one of the founders of HTC Corporation ("HTC"). Prior to joining HTC, he was a director of server platform design division of Digital Equipment Corporation, a major American company in the computer industry from the 1960s to the 1990s.


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Our Services
What Exactly We Do?
We do everything
How to enlist our services?
Just drop us a line
Why people choose us
And what they say
I hired Louis to do a clear up on the garden of our new holiday cottage. he came promptly and gave good advice. The work was carried out on time and Louis kept in touch with us by email whenever there were decisions to be made. He was courteous, efficient and knowledgeable throughout. When the binstore I had ordered turned out to be too big for the front garden, he was helpful in removing it to my son's house nearby. Since the original work, he has been flexible in providing occasional maintenance services.
Louis and his team created exactly what I had in mind for my small, seaside garden and I am delighted with the result. A very professional approach with the client's needs always in mind, but some innovative ideas also included. I would very happily recommend!
Louis and his team created an excellent artificial grass area in our back garden. Champain Landscapes worked to a tight budget and delivered on it within cost. Workmanship was top class.
Champain Landscapes carried out a small redesign and planting project for me for the front and [especially] rear courtyard gardens of two adjoining terraced houses, and they have subsequently maintained the gardens. Now the planting has developed it can be seen that the redesign has been a complete success, despite the very restricted areas available for planting. I found Louis good to work with, so the project was enjoyable as well as successful!
Fantastic, friendly and reliable. So pleased to have found Champain Landscapes. I've done several jobs with them, plus they manage our weekly maintenance. Fuss free and there when they say they will be.
Louis is always approachable, helpful, flexible and full of ideas. Do not hesitate to use them.
Very professional, quick with quotes and work started as scheduled. Good team on the job, quality control good – redid bits they weren't satisfied with. Bill came in under the quote.
Champain Landscapes manage the garden in our home. Since they have taken over a few years ago the garden is in excellent condition. The care and attention taken has meant a hedge we had considered removing is now happy and healthy, the lawn is lush and weed free and the boarders are always well maintained and look so pretty year round. On top of this Louis and his crew are kind, courteous and a joy to have around. I am delighted with all they have done and do.
The garden looks great! So much lighter and more appealing. I can really see us using it in the summer now. Well done! You have been efficient, professional and proactive and we are delighted with the outcome of your work!


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If we've got it wrong check out some of our other stores:
Creatively designed phone/tablet holder for hands-free relaxation!
You're in your favorite chair and everything you need to chill out is there with you: your snacks, favorite drink, tablet/phone with your favorite show all booted up and ready to go and…what…you're going to HOLD your tablet like some sort of CAVEMAN? Get out of here with that amateur relaxing, you need GRIPPIBO! Grippibo fits comfortably around your neck regardless if you're a swole muscle monster or a Regular Joe. The handles can be adjusted so you can always be sure you'll have the best angle of your shows and movies. And with the magnet, Grippibo holds on tight to your favorite phone or tablet so YOU can use those precious hands to get more snacks, take more sips, or adjust to the perfect level of comfort. Some stick in the muds call it "lazy", we call it "Relaxation GENIUS".
|Outdoor Color
|Ship To Store Available


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Some people prefer showering rather than soaking in bathtub in certain mood or situation. Kohler shower and seat provides solution for those who want to have a shower while sitting. This kind of shower kit can let you relax while being poured with water. Integrated or Separated shower and seat Ideas & Inspirations.
Acrylic Shower Base Design
Kohler Shower and Seat types
Sunday, May 14th 2017, 09:25:19 AM|


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Across the country many cities around the world are celebrating Social Media Day.
The day is an event presented by the website Mashable to encourage social media enthusiasts to get together for Meetups in their community.
So in honor of Social Media Day, I would like to know how has the digital medium changed your life?
I mentioned before in a previous post that when I saw David Meerman Scott speak about his book the "New Rules of marketing and PR".
That speech changed my life forever because I learned that the barriers of the technology were lowered.
Now I was able to combine my love for media and my degree work in marketing without paying a techie a lot of money to design a site or beg a newspaper to write a story about my product; Within two hours, I became my own media conglomerate.
I was now Ted Turner with a laptop, a mobile phone and a Flip Cam (also without the billions, but it will happen one day…right!?!?)
Since seeing Mr. Scott speak, my career path has changed drastically to the point, where I can not foresee doing nothing else but digital media.
So how has social media changed your life or the people around you?
Did you work on a campaign that made a difference or did you create a blog that allowed you to be a voice to others with similar interests?
What is your city doing to celebrate Social Media Day?


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Solo 401k is for owner-only businesses or those with part-time employees only.
Business types such as sole proprietorships, closely held family businesses, partnerships and corporations can take advantage of what the Solo 401k has to offer–maximized savings at a low cost and the flexibility to invest in traditional and alternative investments tax free or by deferring taxes.
Why a Solo 401k?
There are a number of features of the Solo 401k that make it the qualified retirement plan of choice to owner-only businesses.
Alternative Assets & Equity Investments
In addition to investing in stocks and mutual funds, our Solo 401k allows you to invest in many types of investments such as real estate, private equity, hedge funds, gold, private loans, and much more–all by writing a check. For a list of investment options click here.
Access to Participant Loans
Solo 401k permits you to take a loan or borrow from your retirement funds. This comes in handy if you have a growing company. Loans can be processed from the Solo 401k at 50% of the account balance but cannot exceed $50,000. To find out more about the loan option visit: Solo 401k Loan and Solo 401k Loan Facts.
For example, Gary has an account balance of $200,000. Fifty percent of his account is $100,000; however, the maximum loan that can be taken from a plan is $50,000.
Also, after the loan option has been exhausted, you may qualify to take a hardship withdrawal from the plan, provided certain criteria dedicated by the IRS are met. Please contact us at 800-489-7571 or e-mail us at firstname.lastname@example.com to find out more about this option.
Roth-Solo 401k
Our Solo 401k permits Roth contributions-taxes are paid going in but not going out. Also, Roth 401k contributions can be made regardless of income level, thereby affording taxpayers who would not otherwise be eligible to take advantage of the Roth component. For 2019, you can also contribute up to $56,000 to your Solo 401k, of which $19,000 can be allocated as Roth contributions. For 2020, you can also contribute up to $57,000 to your Solo 401k, of which $19,500 can be allocated as Roth contributions.
CLICK HERE to learn more on how to maximize Roth sol0 401k contributions by making voluntary after-tax solo 401k contributions.
Voluntary After Tax Contributions-Solo 401k
A solo 401k from My Solo 401k Financial also allows for voluntary after-tax contributions which can then allow you take advantage of the "mega back door roth" transaction.
Following are some of the rules regarding this type of contribution:
- Voluntary after-tax solo 401k contributions fall under the employee (salary deferral) contribution umbrella.
- This type of contribution is not considered employer (profit sharing) contributions, so the contribution is not tax deductible because it is considered made with post-tax dollars.
- When voluntary after-tax solo 401k contributions are converted to a Roth IRA or the Roth Solo 401k, the conversion has to be documented in writing by completing a conversion Form ( the IRS will expect to see a copy of this form upon request), and a Form 1099-R has to be issued to report the conversion whether taxable or not. This reporting is covered by our annual service and fee.
- Voluntary after-tax solo 401k contributions can be distributed and thus converted at any time. This is why the conversion of voluntary after-tax solo 401k contributions has been dubbed the "mega-backdoor Roth solo 401k."
- There is a lesser known rule called the "overall 415 limits." The overall 415 limit for 401(k) plans including solo 401k plans. For 2019, the overall limit is $56,000. The overall limit looks at the total annual additions to all of a participant's accounts in plans maintained by one employer and includes not just their salary deferrals, but also matching contributions, allocations of forfeitures and other amounts. Voluntary after-tax solo 401k contributions are subject to the overall annual limit ("The 415 Limit) $56,000 for 2019, and $57,000 for 2020.
To learn about the differences between Roth solo 401k contributions and voluntary after-tax contributions VISIT HERE.
Solo 401k Contribution Types
- Employer profit sharing contributions
- Pretax employee salary deferral contributions
- Roth designated employee contributions
- Employee voluntary after-tax contributions
To learn about the 4 (four) solo 401k contribution types, CLICK HERE.
Solo 401k Checking Account Question:
How do you guys handle check writing privileges for these accounts? Do i have to go open an account with the bank?
With our solo 401(k) plan, we will handle getting it set up with an account at the bank and/or brokerage of your choice where you will have checkbook control.
Our customers have their solo 401(k) accounts at hundreds of different banks, credit unions, etc. as well as brokerage firms such as Fidelity and Schwab just to name a couple.
If you want a brokerage account, we will prepare all the forms that the brokerage firm needs to open a free account (i.e. there are no account opening or maintenance fees and the brokerage firm only charges trading and wire transfer fees) and many firms (including Fidelity and Schwab) offer a free checkbook feature.
If you want a bank account, we will prepare a packet (including banking guide, certificate of trust, EIN letter, etc.) that you can use to open an account at the bank of your choice. We will also be available to speak with your banker if he or she has any questions.
Closing Down the Solo 401k Question:
If in a few years I wanted to close down my solo 401k and move all assets out to an IRA/Roth IRA elsewhere, would I be able to do that? Are there any fees or penalties for doing so or for closing the account?
Specific IRS rules apply when closing down a retirement plan including a solo 401k plan. When you are no longer self-employed or decide to terminate the plan, the plan funds can be transferred to the respective IRAs. We would prepare the final Form 1099-Rs and Form 5500-EZ to formally close the solo 401k plan with the government. The closure of the solo 401k plan is covered in our annual fee and no additional fees apply.
The Mega Back Door Roth Solo 401k Strategy Question:
If I do the mega back door Roth/Voluntary After-Tax Solo 401k Contributions, is it true that I can do those to the full amount possible without having to worry about the employer contribution 25% of Net Earnings rule? Meaning the Employer non-elective contributions up to 25% of compensation rule. That is as long as I have business income up to the full 37K I can contribute that full amount as a voluntary contribution?
Your understanding is correct that the solo 401k rules allow for just making voluntary after-tax contributions without having to make pretax solo 401k contributions.
Open Solo 401k Past Age 72 Question:
I am thinking about setting up a Solo 401K and have a question:
My business will still be making money after I am 72, can I continue to yearly fund my 401K? I realize that at 72 I must start taking distributions.
While you will still be required to make required minimum distributions (RMDs) from the solo 401k plan, correct that you can still open and continue to make annual solo 401k contributions based on your net self-employment income past age 72.
Naming the Solo 401k Plan Question:
Does my business name have to match the solo 401k plan name?
Th name of the self-employed business will not impact the Solo 401k plan. The plan has a separate name and EIN number. We will be able to assist with the EIN if you prefer. You will Provide the name that you would like to assign to your new solo 401k trust. For example, if you are a sole proprietor or a contractor, a common method of naming a solo 401k is to to use a fictitious name followed by "Trust." For example, "Media Street Trust." Alternatively, if you have a business name, the whole or the first two parts of the business name is commonly used followed by "Trust" (but it doesn't have to as noted above).
Voluntary After-Tax Contributions Even if Contribute to My Day Time W-2 Job 401k Plan Question:
For 2019, I'm a W2 employee at Eastern Airlines and I can contribute to my 401k there as well, but the after tax of $56,000 that I can add to my solo 401k is not impacted by that.
- The voluntary after–tax
contribution limit is 100% of your self-employment compensation not to exceed the overall limit (IRC Section 415(c)) which is $56,000 for 2019 REDUCED BY any salary deferrals or profit sharing contributions made to the Solo 401k.
- The 415c limit is applied on a per employer basis (assuming that the employers are not related).
- This means that the fact that you made employee contributions (salary deferrals) to a 401k plan sponsored by an unrelated employer (via a day job) you can still make voluntary after–tax contributio
ns up $56K to the Solo 401k (assuming that you have the self-employment income to justify such contributions).


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The Rinnovo Collection features brights and neutrals, amongst others made from laces and sheer fabrics. The MAJU Brand has taken a different turn with this collection, and the designer entertains the idea of the new and evolved MAJU Lady.
The MAJU Lady is effortlessly chic and stylish. She exudes confidence and stands out amongst her peers in beautiful, delicate and chic clothing. She is excited by life and all it has to offer. The designer is said to have been inspired by such a lady and thus, has created a collection deemed suitable to compliment her style.
Photography: @tope_horpload @horploadworks
Clothing: @shopmaju
Model: @bankesu @taniaomotayo
Make Up : @iamdodos
Styling & Creative Direction: @ozinna


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Financial Independence Books
Regular readers know I teach graduate business classes part-time at a local university. Due to low enrollment, my summer classes were cancelled. I usually teach year round, but this left me with the summer off. No summer classes for the first time in a few years. So you may be thinking, what did Tom do with that extra time over summer vacation?First of all, I'm not a big book reader. I prefer reading personal finance magazines, some investment newsletters, and the Wall Street Journal.
Also, I'm not into reading the general news. Rather I like the business, economic and feature articles in the Wall Street Journal. Finally, I have been known to read a blog or two.
So on my summer vacation, I read 3 new books and re-read 2 books I had read years ago. That's five books this summer. Most noteworthy, that is more books than I've read in the last several years. In contrast, Mrs. DD reads about five books per month. I guess that's why she became a librarian.
Three of the books in diverse ways are financial independence books. I have written book reviews on each of them in recent articles. Furthermore, all 5 books were non-fiction. Above all, I want to bring the 3 financial independence books together here as a summary. With the link to my book review for those who might have missed them. And then throw in the other 2 books for good measure.
I will start with the financial independence books. Then move on to the others.
Work Less, Live More – The Way to Semi-Retirement by Bob Clyatt
As financial independence books go, Work Less, Live More is my bible. Certainly, anyone interested in living your dreams and finding a better work-life balance should read it. The book had a profound impact on my personal journey to financial independence.
On Mexican Time by Tony Cohan
On Mexican Time is about a couple who left the Los Angeles rat race and moved to Mexico. It's not really a financial independence book. Being an author and an artist, Tony and his wife continued working while living in Mexico. However, for anyone thinking about relocating to a foreign country in pursuit of financial independence and a better way of life, it is a good read.
The Stranger in the Woods by Michael Finkel
This book was absolutely captivating. Stealing from others to maintain one's financial independence isn't right and doesn't count in my mind. But it was one man's way to escape the 9-5 and find a "better" life for himself. The book had me on the edge of my seat. Maybe because I have some hermit-like traits in me.
Interested in learning more about these books. Here are the links to my book reviews:
Here are the other two books I read. I couldn't make any links to financial independence, personal finance or investing while reading them. They were purely for entertainment.
Kitchen Confidential: Adventures in the Culinary Underbelly by Anthony Bourdain
I worked at a restaurant in high school and college. There is a certain grit and counter-culture to folks who work in the restaurant trade. I found Boudain's take on it entertaining and interesting. His untimely death is very sad.
WILD by Cheryl Strayed
This is a story about one woman's attempt to reset her life by hiking 1,100 hundred miles on the Pacific Crest Trail. Mrs. DD and I like hiking in scenic areas, but nothing like this. We also watched a movie based on the book. The movie was just okay. It would have been hard to understand if I hadn't read the book first.
And that is what I did with some extra time on my summer vacation. Have you read any of these books? If so, do you have any thoughts about them?
As part of your subscription to Dividends Diversify, you will get 20 wealth building and investment tips free! In addition, never miss a new post. I will send a weekly email to all subscribers with a link to the current weeks new content. And thank you for visiting Dividends Diversify!
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