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Another Year (2010)
Directed by
Starring (View all)
Jim Broadbent
Ruth Sheen
Lesley Manville
Oliver Maltman
Peter Wight
David Bradley
Martin Savage
Karina Fernandez
Written by
Mike Leigh
(written by)
(written by)
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Another Year Official Trailer #1 - (2010) HD
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Another Year #2 Movie CLIP - Perfect in Every Way (2010) HD
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A good movie
5 years, 11 months ago at Apr 26 21:30
1 voteBy now, I have seen most of the movies directed by Mike Leigh and even though I'm not really a huge fan of his work, he still is a really interesting director so I was quite eager to check his last directing effort. And this time, once again, even though I did enjoy it, I still had a hard time to really connect with it. The point is that Mike Leigh has a very nice sober directing style and he al... read more
Underrated but enjoyable British drama.
9 years ago at Mar 24 1:08
1 voteOut of pretty much every single film that Mike Leigh has done, they have always been the dark-horses and perhaps the underrated ones of the years of when they're released. However, this is the first film that I have seen from Mike Leigh and for a beginner at seeing films from this guy, Another Year is a decent start. His directing in Another Year bought back familiar sites that reminded me of Sam ... read more
8 years, 5 months ago at Nov 5 0:38
1 votegreat character study, a hint of family coral-esque approach and a realism slash overemotionality paradox.
I´m glad I went to watch it but I must say that a lot of the people in the theater looked like if they slept through the film.
Spring, Summer, Autumn, Winter. Family and friendship.Love and warmth. Joy and sadness. Hope and despair.Companionship. Loneliness. A birth. A death. Time passes.....
Release date: 5 November 2010
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It's a wibbly-wobbly, timey-wimey kind of day in the Mooniverse.
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An OSWORTH Medical Product
Each tablet contains Metformin hydrochloride; it is an oral antihyperglycemic drug used in the management of type 2 diabetes. Metformin hydrochloride (N, N-demethylimidodicarbonimidic diamide hydrochloride) is not chemically or pharmacologically related to any other classes of oral antihyperglycemic agents. Metformin hydrochloride is a white to off-white crystalline compound with a molecular formula of C4H11N5 HCl and a molecular weight of 165.63. Metformin hydrochloride is freely soluble in water and is practically insoluble in acetone, ether, and chloroform.
Mechanism of Action
Metformin is an antihyperglycemic agent which improves glucose in patients with type 2 diabetes, lowering both basal and postprandial plasma glucose. Its pharmacologic mechanisms of action are different from other classes of oral antihyperglycemic agents. Metformin decreases hepatic glucose production, decreases intestinal absorption of glucose, and improves insulin sensitivity by increasing peripheral glucose uptake and utilization. Unlike sulfonylureas, Metformin does not produce hypoglycemia in either patients with type 2 diabetes or normal subjects and does not cause hyperinsulinemia. With Metformin therapy, insulin secretion remains unchanged while fasting insulin levels and day-long plasma insulin response may actually decrease.
Absorption and bioavailability
The absolute bioavailability of a Metformin 500mg tablet given under fasting conditions is approximately 50-60%. Studies using single oral doses of Metformin 500mg and 850mg to 2550mg, indicate that there is a lack of dose proportionality with increasing doses, which is due to decreased absorption rather than an alteration in elimination. Food decreases the extent of and slightly delays the absorption of Metformin as shown by approximately a 40% lower mean peak plasma concentration of a single 850mg tablet of Metformin (Cmax), a 25% lower area under the plasma concentration versus time curve (AUC), and a 35 minute prolongation of time to peak plasma concentration (Tmax) following administration of a single 850mg tablet of Metformin with food, compared to the same tablet strength administered fasting. The relevance of these decrease is known.
The apparent volume of distribution (V/F) of Metformin following single oral doses of Metformin 850mg avecd 654±358L.
Metformin is negligibly bound to plasma proteins, in contrast to sulfonylureas, which are more than 90% protein bound.
Metformin partitions into erythrocytes, most likely as a function of time. At usual clinical doses and dosing schedules of Metformin, steady state plasma concentrations of Metformin are within 24-48 hours and are generally < 1ug/ml.
Metabolism and Elimination
Intravenous single-dose studies in normal subjects demonstrate that Metformin is excreted in the urine and does not undergo hepatic metabolism (no metabolites have been identified in humans) nor biliary excretion.
Renal clearance is approximately 3.5 times greater than creatinine clearance, which indicates that tubular secretion is the major route of Metformin elimination. Following oral administration, approximately 90% of the absorbed drug is eliminated via the renal route within the first 24 hours, with a plasma elimination half-life of approximately 6.2 hours. In blood, the elimination half-life is approximately 17.6 hours, suggesting that the erythrocyte mass may be a compartment of distribution.
Metformin tablets, as monotherapy, are indicated as an adjunct to diet and exercise to improve glycemic control in patient with type 2 diabetes. Metformin is indicated in patients 10 years of age and older. Metformin may be used concomitantly with a sulfonylurea or insulin to improve glycemic control in adults (17 years of age and older).
There is no fixed dosage for the management of hyperglycemia in patients with type 2 diabetes with Metformin or any other pharmacologic agent. Dosage of Metformin must be individualized on the basis of both effectiveness and tolerance, while not exceeding the minimum recommended daily doses. The maximum recommended daily dose of Metformin is 2550mg in adults and 2000mg in pediatric patients (10-16 years of age).
Metformin should be given in divided doses with meals. Metformin should be started at a low dose, with gradual dose escalation, both to reduce gastrointestinal side effects and to permit identification of the minimum dose required for adequate glycemic control of the patient.
During treatment initiation and dose titration (see recommended dosing schedule), fasting plasma glucose should be used to determine the therapeutic response to Metformin and identify the minimum effective dose for the patient. Thereafter, glycosylated hemoglobin should be measured at intervals of approximately three months. The therapeutic goal should be to decrease both fasting plasma glucose and glycosylated hemoglobin levels to normal or near normal by using the lowest effective dose of Metformin, either when used as monotherapy or in combination with sulfonylurea or insulin.
Monitoring of blood glucose and glycosylated hemoglobin will also permit detection of primary failure, i.e., inadequate lowering of blood glucose at the maximum recommended dose of medication, and secondary failure, i.e., loss of an adequate blood glucose lowering response after an initial period of effectiveness.
Short-term administration of Metformin may be sufficient during periods of transient loss of control in patents usually well-controlled on diet alone.
Recommended Dosing Schedule
Adults – in general, clinically significant responses are not seen at doses below 1500mg per day. However a lower recommended starting dose and gradually increased dosage is advised to minimize gastrointestinal symptoms.
The usual starting dose of Metformin hydrochloride tablets is 500mg twice a day or 850mg once a day, given with meals. Dosage increases should be made in increments of 500mg weekly or 850mg every 2 weeks, up to a total of 2000mg per day, given in divided doses. Patients can also be titrated from 500mg twice a day to 850mg twice a day after 2 weeks. For those patients requiring additional glycemic control, Metformin may be given to a maximum daily dose of 2550mg per day. Doses above 2000mg may be better tolerated given three times a day with meals.
Pediatrics– The usual starting dose of Metformin is 500mg twice a day, given with meals. Dosage increases should be made in increments of 500mg weekly up to a maximum of 2000mg per day, given in divided doses.
Concomitant Metformin and Insulin Therapy in Adult Patients
The current insulin dose should be continued upon initiation of Metformin therapy. Metformin therapy should be initiated at 500mg once daily in patients on insulin therapy. For patients not responding adequately the dose of Metformin should be increased by 500mg after approximately 1 weak and 500mg every week thereafter until adequate glycemic control is achieved. The maximum recommended daily close is 2500mg for Metformin. It is recommended that the insulin dose be decreased by 10% to 25% when fasting plasma glucose concentrations decrease to less than 120mg/dL in patient receiving concomitant insulin and Metformin. Further adjustment should be individualized based on glucose-lowering response.
Specific Patient Populations
Metformin is not recommended in use for pregnancy. Metformin is not recommended in patients below the age of 10 years.
The initial and maintenance dosing of Metformin should be conservative in patients with advanced age, due to the potential for decreases renal function in this population. Any dosage adjustment should be base on a careful assessment of renal function. Generally, elderly, debilitated, and malnourished patients should not be titrated to the maximum dose of Metformin.
Monitory of renal function is necessary to aid in prevention of lactic acidosis, particularly in the elderly.
Glyburide – In a single-dose interaction study in type 2 diabetes patients, co-administration of Metformin and glyburide did not result in any changes in either Metformin pharmacokinetics or pharmacodynamics. Decreases in glyburide AUC and Cmax were observed, but were highly variable.
The single-dose nature of this study and the lack of correlation between glyburide blood levels and pharmacodynamic effects make the clinical significance of this interaction uncertain.
Furosemide – A single-dose, Metformin-furosemide drug interaction study in healthy subjects demonstrated that pharmacokinetic parameters of both compounds were affected by coadministration. Furosemide increased the Metformin plasma and blood Cmax by 22% and blood AUC by 15%, without any significant change in Metformin renal clearance. When administered with Metformin the Cmax and AUC of furosemide were 31% and 12% smaller, respectively, than when administered alone and the terminal half-life was decreased to 32% without any significant change in furosemide renal clearance. No information is available about the interaction of Metformin and furosemide when co-administrated chronically.
Nifedipine – A single-dose, Metformin-nifedipine drug interaction study in normal healthy volunteers demonstrated that co-administration of nifedipine increased plasma Metformin Cmax and AUC by 20%, respectively; and increased the amount excreted in the urine. Tmax and half-life were unaffected. Nifedipine appeared to enhance the absorption of Metformin. Metformin had minimal effect on nifedipine.
Cationic drugs – Cationic drugs (e.g. amiloride, digozin, morphine, procainamide, quinidine, quinine, ranitidine, triamterene, trimethoprim, or vancomycin) that are eliminated by renal tubular secretion theoretically have the potential for interaction with Metformin by competing for common renal tubular transport systems. Such interactions between Metformin and oral cimetidine has been observed in normal healthy volunteers in both single-and multiple-dose, Metformin cimetidine drug interaction studies, with a 60% increase in peak Metformin and whole blood and whole blood concentrations and a 40% increase in plasma and whole blood Metformin AUC.
There was no change in elimination half-life in the single-dose study. Metformin had no effect on cimetidine pharmacokinetics. Although such interactions remain theoretical (except for cimetidine), careful patient monitoring and dose adjustment of Metformin and/or the interfering drug is recommended in patients who are taking cationic medications that are excreted via the proximal renal secretory system.
Other – Certain drugs tend to produce hyperglycemia and may lead to loss of glycemic control. These drugs include the thiazides and other diuretics, corticosteroids, phenothiazines, thyroid products, estrogens, oral contraceptives, phenytoin, nicotinic acid, sympathomimetics, calcium channel blocking drugs, and isoniazid. When such drugs are administered to a patient receiving Metformin, the patient should be closely observed for loss of blood glucose control. When such drugs are withdrawn from patient receiving Metformin, the patient should be observed closely for hypoglycemia.
In healthy volunteers, the pharmacokinetics of Metformin and propranolol, and Metformin ibuprofen were not affected when co-administered in single-dose interaction studies. Metformin is negligibly bound to plasma proteins and is, therefore, less likely to interact with highly protein bound drugs such as salicylates, sulfonamides, chloramphenicol, and probenecid, as compared to the sulfonylureas, which are extensively bound to serum proteins.
Lactic Acidosis
Lactic acidosis is a rare but serious metabolic complication that can occur due to Metformin accumulation during treatment with Metformin, when it occurs, it is fatal in approximately 50% of cases. Lactic acidosis may also occur in association with a number of pathophysiologic conditions including diabetes mellitus and whenever there is significant tissue hypoperfusion and hypoxemia. Lactic acidosis is characterized by elevated blood lactate levels (>5mmol/L), decreased blood pH, electrolyte disturbances with an increased anion gap and an increased lactate /pyruvate ratio. When Metformin is indicated as the cause of lactic acidosis Metformin plasma levels >µ5g/ml are generally found.
The reported incidence of lactic acidosis in patients receiving Metformin hydrochloride is very low (approximately 0.03 cases/ 1000 patient years with approximately 0.015 fatal cases/ 1000 patient years). In more than 20,000 patient years exposure to Metformin in clinical trials, there were no reports of lactic acidosis. Reported cases have occurred primarily in diabetic patients with significant renal insufficiency including both intrinsic and renal disease and renal hypoperfusion, often in the setting of multiple concomitant medical/ surgical problems and multiple concomitant medications.
Monitoring of renal function – Metformin is known to be substantially excreted by the kidney and the risk of Metformin accumulation and lactic acidosis increases with the degree of impairment of renal function. Thus, patients with serum creatinine levels above the upper limit of normal for their age should not receive Metformm. In patients with advanced age, Metformin should be carefully titrated to establish the minimum dose for adequate glycemic effect because aging is associated with reduced renal function. In elderly patients particularly those ≥ 80 years of age, renal function should be monitored regularly and, generally Metformin should not be titrated to the minimum dose. Before initiation of Metformin therapy and at least annually thereafter renal function should be assessed and verified as normal. In patient in whom development of renal dysfunction is anticipated renal function should be assessed more frequently and Metformin discontinued if evidence of renal impairment is present.
Use of concomitant medications that may affect renal function or Metformin disposition – Concomitant medication(s) that may affect or result in significant hemodynamic change or may interfere with the disposition of Metformin, such as cationic drugs that are eliminated by renal tubular secretion, should be used with caution.
Radiologic studies involving the use of intravascular iodinated contract materials (for example, intravenous urogram, intravenous cholangiography, and computed tomography (CT) scans with intravascular control materials – Intravascular contrast studies with iodinated materials can lead to acute alteration of renal function and been associated with lactic acidosis in patients receiving Metformin (see CONTRAINDICATIONS). Therefore, in patients in whom any such study is planed, Metformin should be temporarily discontinued at the time of or prior to the procedure, and withheld for 48 hours subsequent to the procedure and reinstituted only after renal function has been re-evaluated and found to be normal.
Hypoxic states – Cardiovascular collapse (shock) from whatever cause, acute congestive heart failure, acute myocardial infarction and other conditions characterized by hypoxemia have been associated with lactic acidosis and may also cause prerenal azotemia . When such events occur in patients on Metformin therapy, the drug should be promptly discontinued.
Surgical procedures – Metformin therapy should be temporarily suspended for any surgical procedure (except minor procedures not associated with restricted intake of food and fluids) and should not be restarted until the patient's oral intake has resumed and renal function has been evaluated as normal.
Alcohol intake – Alcohol is known to potentiate the effect of Metformin on lactate metabolism.
Patients, therefore, should be warned against excessive alcohol intake, acute or chronic, while receiving Metformin.
Impaired hepatic function – Since impaired hepatic function has been associated with some cases of lactic acidosis, Metformin should generally be avoided in patients with clinical or laboratory evidence of hepatic disease.
Vitamin B12 levels – In controlled clinical trials of Metformin of 29 weeks duration, a decrease to subnormal level of previously normal serum vitamin B12 levels, clinical manifestations were observed in approximately 7% of patients. Such decrease, possible due to interference with B12 absorption from the B12-intrinsic factor complex, is, however, very rarely associated with anemia and appears to be rapidly reversible with discontinuation of Metformin or vitamin B12 supplementation. Measurement of hematologic parameters on an annual basis is advised with patients on Metformin and any apparent abnormalities should be appropriately investigated and managed. Certain individuals (those with inadequate vitamin B12 or calcium intake or absorption) appear to be predisposed to developing subnormal Vitamin B12 levels. In these patients, routine serum Vitamin B12 measurements at two- to three-year intervals may be useful.
Change in clinical status of patients with previously controlled type 2 diabetes – A patient with type 2 diabetes previously well controlled on Metformin who develops laboratory abnormalities or clinical illness (especially vague and poorly defined illness) should be evaluated promptly for evidence of ketoacidosis. Evaluation should include serum electrolytes and ketones, blood glucose and, if indicated, blood pH, lactate, pyruvate, and Metformin levels. If acidosis of either form occurs, Metformin must be stopped immediately and other appropriate corrective measures initiated (see also WARNINGS).
Hypoglycemia – Hypoglycemia does not occur in patients receiving Metformin alone under usual circumstances of use, but could occur when caloric intake is deficient, when strenuous exercise is not compensated by caloric supplementation, or during concomitant use with other glucose-lowering agents (such as sulfonylureas and insulin) or ethanol.
Elderly, debilitated, or malnourished, patients, and those with adrenal or pituitary insufficiency or alcohol intoxication are particularly susceptible to hypoglycemic effects. Hypoglycemia may be difficult to recognize in the elderly; and in people who are taking beta-adrenergic blocking drugs.
Loss of control of blood glucose – When a patient stabilized on any diabetic regimen is exposed to stress such as fever, trauma, infection, or surgery, a temporary loss of glycemic control may occur. At such times, it may be necessary to withhold Metformin and temporarily administer insulin. Metformin may be reinstituted after the acute episode is resolved.
Adverse Reactions
Carcinogenesis, Mutagenesis, Impairment of Fertility
Long term carcinogenicity studies have been performed in rats (dosing duration of 104 weeks) and mice (dosing duration of 91 weeks) at doses up to and including 900mg/kg/day and 1500ng/kg/day respectively. These doses are both approximately four times the maximum recommended human daily dose of 2000mg based on body surface area comparisons. No evidence of carcinogenicity with Metformin was found on either male or female mice. Similarly; there was no tumorigenic potential observed with Metformin in male rats. There was, however, an increased incidence of benign stromal uterine polyps in female rats treated with 900mg/kg/day. There was no evidence of a mutagenic potential of Metformin in the following in vitro tests: Ames test (S. typhimurium), gene mutation test (mouse lymphoma cells), or chromosomal aberrations test (human lymphocytes). Results in the in vivo mouse micronucleus tests were also negative. Fertility of male or female rats were unaffected by Metformin when administered at doses as high as 600mg/kg/day, which is approximately three times the maximum recommended human daily dose based on body surface area comparisons.
Teratogenic Effects: Pregnancy Category B
Recent information strongly suggests that abnormal blood glucose levels during pregnancy are associated with a higher incidence of congenital abnormalities. Most experts recommend that insulin be used during pregnancy to maintain blood glucose levels as close to normal as possible. Because animal reproduction studies are not always predictive of human response, Metformin should not be used during pregnancy unless clearly needed.
There are no adequate and well-controlled studies in pregnant women with Metformin. Metformin was not teratogenic in rats and rabbits at doses up to 600mg/kg/day. This represent an exposure of about two to six times the maximum recommended human daily dose of 2000mg based open body surface area comparisons for rats and rabbits, respectively. Determination of fetal concentrations demonstrated a partial barrier to Metformin.
Nursing Mothers
Studies in lactating rats show that Metformin is excreted into milk and reaches levels comparable to those in plasma. Similar studies have not been conducted in nursing mothers. Because the potential for hypoglycemia in nursing infants may exist, a decision should be made whether to discontinue nursing or to discontinue the drug, taking into account the importance of the drugs to the mother. If Metformin is discontinued, and if diet alone is inadequate for controlling blood glucose, insulin therapy should be considered.
Pediatric Use
The safety and effectiveness of Metformin for the treatment of type 2 diabetes have been established in pediatric patients ages 10 to 16 years (studies have not been conducted in pediatric patients below the age of 10 years). Use of Metformin in this age group is supported by adequate and well-controlled studies of Metformin in adults with additional data from a controlled clinical study in pediatric patients ages 10 -16 years with type 2 diabetes, which demonstrated a similar response in glycemic control to that seen in adults. A maximum daily dose of 2000mg is recommended.
Geriatric Use
Controlled clinical studies of Metformin did not include sufficient numbers of elderly patients to determine whether they respond differently from younger patients, although other reported clinical experience has not identified differences in responses between the elderly and younger patients. Metformin is known to be substantially excreted by the kidney and because the risk of serious adverse reactions to the drug is greater in patients with impaired renal function, Metformin should only be used in patient with normal renal function. Because aging is associated with reduced renal function, Metformin should be used with caution as age increases. Care should be taken in doses selection and should be based on careful and regular monitoring of renal function. Generally elderly patients should not be titrated to the maximum dose of Metformin.
Symptoms of Overdosage
Hypoglycemia has not been seen even with ingestion of up to 85 grams of Metformin, although lactic acidosis has occurred in such circumstances. Overdose of Metformin hydrochloride has occurred; including ingestion of amounts greater than 50grams.
Hypoglycemia was reported in approximately 10% of cases, but no casual association with Metformin hydrochloride has been established. Lactic acidosis has been reported in approximately 32% of Metformin overdose cases. Metformin is dialyzable with a clearance of up to 170ml/min under good hemodynamic conditions. Therefore, hemodialysis may be useful for removal of accumulated drug from patients in whom Metformin overdose is suspected.
Each film coated tablet contains Metformin hydrochloride BP 500mg and comes in a pack of 84 tablets.
Storage Condition
Store in a cool and dry place.
Keep all Medicines out of reach of Children.
Manufactured for
Osworth Nigeria Limited
16, Oshifila Street, Anifowoshe
Ikeja, Lagos.
Manufactured by
May & Baker Nigeria Plc
3/5 Sapara Street, Industrial Estate
Ikeja, Lagos.


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Sat 21 Jan 2006
Asia trip reactions: Discipline and Politeness
Posted by Jimmy Lin under China and Taiwan, Life
No Comments
You've probably heard that the Japanese are very disciplined. It's true. Matt and I saw this while in the front car of a Tokyo subway train, where we could see into the driver's cab. He sat up straight, in his uniform and gloves, and was constantly on alert. He regularly pointed at either his instrument panel or the green traffic light, presumably to force himself to take notice of his surroundings, and you could tell he was very focused on his job.
In the back of another subway train sat a woman who made sure passengers got on and off the train safely. While on the train, she had nothing to do, but always sat upright looking straight out the window. No slouching, no staring at her fingernails, just self-discipline big time.
It's also true that the Japanese are very polite. The service at all levels was absolutely superb. In Osaka, Matt had lost something at a store and tried to call its lost-and-found department. When he couldn't get through, a hotel employee kept trying for 15 minutes before getting through, without us asking. Michael said that his standards for service were permanently raised by going to Japan.
Hong Kong and Taiwan are a different story. The higher-end places are still often okay, but many other places are loud and brusque, if not downright rude. In Taiwan, I asked a bus driver in Mandarin where a particular bus stop was, and when I asked for clarification, he started yelling at me. And this was at the end of the line, so it's not like I was holding up the bus. In Japan, the bus driver would be apologizing that he couldn't walk me over to the bus stop himself.


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So if you're reading this article you obviously are wanting to know more about how to brand yourself , how to brand a company or maybe just love reading my blogs ?
I don't blame you 🙂
A lady told me last week that reading through all my blogs was like drinking from a water hose…
Today's topic will include talking of branding/identity , having the right MENTORSHIP as well as being able to actually DO all the "techie" stuff online when it comes to actually BUILDING A BRAND..
I found early on in my "marketing career/journey that BRANDING is so POWERFUL and luckily I didn't have to learn the hard way..
I bought a Ebook early on 2009 that broke down branding and positioned it as the #1 stop when starting an online business..
So I want to "gift" you the same VALUE that I believe put us on the right track..
So problem lies where people go 6 months to a year without actually developing a umbrella brand .
Something that can be the culture , the community and the foundation of your business
So before a foundation as I speak of in my FOF formula comes the cart before the horse ..
So in this order I would recommend you taking your business to the next level
1- Finding a strong brand/identity , you see online or in life in general people struggle already with "finding purpose" or asking themselves questions like:
"Why are they making money and I am not?"
"Why is god doing this to me?"
"Why am I here?"
"Why me?"
These are all questions of doubting ones identity from this blogs perspective and when you have doubts of WHO you actually are and WHAT you represent..
Well , you see the problem right??
So what's the solution ?
Finding and becoming 1 with your commitment and decision to your CRAFT or BRAND..
Meaning solidify in your mind WHAT you actually want to be doing and become "CONTENT" with your direction in business
Meaning are you going to do MLM?
Affiliate marketing?
Niche fanpage?
FREE ARTICLE on traffic click orange button below ===>
So once you actually make this decision and comittment to yourself it will not only boost your "LOOK" but also boost your confidence..
Makes sense right? You don't actually need a MENTOR at this point just YET and here's why I say that…
With my students I always ask them to foresee the niche they see themselves working in , then after that when they sleep at night or before..
Pray, meditate or whatever they do to "ask for" a brand and name/identity. Things surface easily when we rise our online BELIEFS to align with traditional BELIEFS..
Trust me it works because we KNOW that God watches over us , so if YOU truly BELIEVE that, then you KNOW by FAITH and FAITH only your answer will surface !
Deep stuff I know but works for most people with ANY TYPE of BELIEF system.
You don't need a mentor for this, not yet..
But that leads me to my next phase 2 which is after identifying your brand or even before if you feel you REALLY need help comes hiring a MENTOR…
2- Having a mentor both short term and long term is KEY and yes if you hire them as step 1 you're still ahead of the game..
But I suggest this interchangeably because no matter what these 2 steps come FIRST!
Branding and then having a mentor or vice versa because then after you have adopted your brand. You can ask your mentor for things that will assist you in growing your branding like:
– How to expose your brand
– Build a following
– Building a community
– Building a culture
– Mindset
– Tons of other things
You see most people spend 1000s even 10s of 1000s before they see success online and I truly believe it's because they do not follow FORMULAS..
Just like I have given you the FOF FORMULA and in this article my BMT FORMULA (BMT sounds like a sandwhich)
But just like I have given you different FORMULAS , one should create their own formula AKA KOOL AID 🙂
Meaning that when you hire a mentor they will share THEIR formula but you should ALWAYS be looking at how you can adapt and create your own FORMULA..
Having a mentor will allow you to expand your mind , formulas and therefore your brand
Just like this article expanded my brand into YOUR desk today right?
So how do you put all this together and what's my final stage of BTM FORMULA and crafting a $1,000,000 brand?
Well maybe not final because their so many components but definitely 1 of the 3 I am Sharing today is TECHNICAL!
How do I put everything together??
3- Technical is EASY when your direction is set , your content with your audience, followers and niche
Everything you do will align with your brand therefore strengthening your FOUNDATION..
So your best bet is leave the techie stuff to learn yourself for LAST, quite frankly because most of the techie stuff you can learn on:
What I am REALLY saying about the technical aspect of things and "piecing things together" and not feeling "overwhelmed" will stem from being consistent and applying
The ACTUAL learning curve is really never an issue unless of course you're taking GEOMETRY..
But online marketing at its simplistic form is NOT GEOMETRY its marketing and advertising.
So once you understand the "basics" of the technical aspect of things you will begin to understand things are all based on CONSISTENCY
So if you have got some MAJOR VALUE from this post I want you to do a few things
1- Like and comment on this blog post!
2- Register for my next webinar!
3- Check out my other blogs and vids!
The major factors in BRANDING are getting YOUR BRAND in front of as many targeted visitors as possible
Increase your "front end" visits or conversions AKA sales and your "back end" or "upsells" will continue to increase
Conversions happen when someone attaches emotion to something symbolic or for sale..
So just like you're going to join my Traveling Beasts program & mastermind so you can grab my VideoHitch Hiker a Course, AZ BEAST, Banner Ad Frenzy & TRAVELING BEASTS MILLION $$ FORMULA.
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Don't forget you get one of those cool BEASTS BOXES shipped to your door
Enjoy and remember to show love
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Making money online can be a very tedious process and difficult or it can be very PROFITABLE and rewarding ! You choose and I will meet you inside and at the top! Uber Promo Codes
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Peace Jermaine "Lead Monster" Steele
AKA Traveling Beast


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Gold's rebound from three month lows this week demonstrates the increased disdain for sovereign debt that charges lenders a fee instead of the other way around. That, combined with the prospect of further stimulus, which in reality is just the fabrication of more cash and credit from thin air for the exclusive benefit of the world's financial institutions, is causing a massive downward valuation in purchasing power in all currencies in the future.
The argument against gold by advocates of government debt has always been that "gold offers no yield." Well, gold has never charged you a monthly fee to own it, which is now the case with sovereign bonds. Increasingly, bond advocates are jumping the fence and recommending precious metals as the preferred safe haven over bonds.
The average yield of global government bonds has fallen to a record low 0.67 per cent, according to Bank of America Merrill Lynch. That's almost half of what they yielded in December. There are now over US$14 trillion in negative yielding government bonds, up from $5.6 trillion at the beginning of 2016.
The latest fence jumper is none other than "bond king" Bill Gross, formerly of Pimco Asset Management, who, after another ship jumping of sorts, is now head of the US$1.5 billion Janus global unconstrained bond fund. He wrote in his August monthly investment outlook that, "Real assets such as land, gold and tangible plant and equipment at a discount are favoured asset categories."
He's not the only one either.
George Soros' US$30 billion Soros Fund Management sold stocks and bought gold and shares of gold miners whilst anticipating weakness in various markets, including bonds.
"Unprecedented global monetary policies, including negative nominal interest rates and significant amounts of quantitative easing, will serve to further reduce the pool of investable assets available," said Ezechiel Copic, a director of central bank and public policy at the World Gold Council. "Gold is likely to play an even more prominent role."
Other market observers agree.
"Given the backdrop of one of the most uncertain macroeconomic, systemic, geopolitical and monetary outlooks both the U.S. and the world have ever seen, we are likely to see gold do well in its traditionally seasonal strong period," said Marc O'Byrne, a director of Ireland-based GoldCore.
James West is an investor and the author of the Midas Letter, an investing research report focused on Canadian markets.The views expressed on this podcast — edited for clarity, brevity and compliance with securities laws — are his own and are presented for general informational purposes only. They should not be construed as advice to invest in any securities mentioned.
James West and/or associated funds do not own shares in any securities mentioned in this article. For the full Midas Letter disclosure policy, click here. Postmedia and Midas Letter have a revenue sharing arrangement.


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I am facing this issue where there is so many colums that I copy/pasted a Table below the other, so that it displays the rest of the columns/infos ..for my records
Now, the record data is displayed as :
- empty space
When I would prefer it to be displayed as....
...and as 1 single Sheet. and not 2 sheets - that is without an empty marge (and the repeated REFRESH button) between sheets.
Is that possible ?
Kuiky - This is on our list of things that we will add. As of now, we don't have definite time as to when this will be added.
Hi Kuiky, would tabs work with your situation? (https://support.tadabase.io/support/solutions/articles/44000823695-using-filter-tabs-to-show-hide-columns-in-tables)
Otherwise if it's imperative in your situation that all fields be visible on the page at the same time, I think you've likely reached the limit of the table component's abilities and the list component is the more appropriate solution. It might take a moment to get used to building list components if you're used to tables but it's actually not bad at all.
In just a few minutes I was able to build your example in the "rows-within-rows" format you described using the list. The only lost functionality is the user won't be able to sort on the front end but that's really about it:
(oh, and viewing on mobile will arrange the fields vertically. I believe there should be a way to toggle that off if need be, but I haven't needed to do that yet).
Hope that helps! Working with big sets of data can be a challenge but hey, if we could always fit everything on one table we wouldn't need databases in the first place, eh? :)
Thanks again SO, I ll investigate that feature - it could be a solution - I will check out that work in my case..
thanks SO, YES , this was a good way to align datas column as needed.
Solution adopted for that case !
Thanks ,]
You're welcome, Kuiky, glad I could be of help!
I've dabbled in web development before and I think tadabase's list component and Detail Page are a great way to help people understand the relationship between webpages and databases and how account-driven websites like social media, etc. (as well as simple desktop & mobile apps, it's the same concept, really), get populated dynamically through database updates.
Most resources have to teach all the coding first and THEN try to explain how it all goes together (or just leave it up to the learner to figure that out). But tadabase presents the opportunity to learn development the other way around. I'm curious whether or not that would be an easier path for many people.
That's all a huge digression so I'll stop there. I think tadabase is REALLY cool!
Totally Agree, I love how Tadabase conceive the building phases and the features it offers at the right place and the dev. suggestions they agree to had to it.
Never found an IDE so close to the way I myself conceive the building itself !
It avoids so much coding and settings needed with other IDE before you even get to some Page results.
Its built very smart right from the start and surprises me every week !
Ichiban ! :)


text:
Lakelands Golf Club
- Location - Gooding Drive, QLD
Experience the knowledge and excellence that the world's finest ever golfer, winner of eighteen majors, bri...View Profile
Inside Golf is Australia's highest-circulating audited golf publication dedicated to sharing the wonderful world of golf with Australian golfers.
Each issue covers:
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Inside Golf has consistently led the industry in digital innovation; we were the first golf publication in Australia to launch a full online page-turning digital edition way back in 2006. Inside Golf was the first on Facebook and Twitter, the first to launch a fully integrated online/offline advertising media platform, and the first to make the foray into tablets and mobile devices.
Our Dedication to Transparency, Truth and Industry Best Practices
Inside Golf and Outdoor Sports Publishing are dedicated to maintaining the highest moral standards possible; while also following industry Best Practices. We strive to partner only with high-quality/trusted advertisers and partners, and whenever possible we provide transparency regarding our publishing practices:
Experience the knowledge and excellence that the world's finest ever golfer, winner of eighteen majors, bri...View Profile
The Graham Marsh designed, 18 hole golf course is renowned for its multitude of pristine lakes and champion...View Profile
The 27 -hole golf course at RACV Royal Pines allows for three unique 18 hole combination golf courses, incl...View Profile
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From the moment you enter the sweeping paved approach and observe the tranquil lake bordered by manicured g...View Profile
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text:
Hinduism and Buddhism, An Historical Sketch, Vol. 1
Publisher Description
This book, more than any other documents the history of Buddhism and Hinduism - very realistically, placing it in the right context time and place wise. It also gives a good review of the two religions' thoughts and believes, including comparing them against one another.


text:
In our current series of posts we are looking at why you shouldn't focus on getting a " beach body" for the Summer but concentrate more on gettting in shape for the whole year round.
Last week we looked at how important it is to know WHY you are exercising and not to just be "going through the motions" and we also talked about how important it is to have just one main goal.
In this, our 2nd post of our series of 3, we take a little look at why your nutrition really is the key to your success!
We have seen a lot of new clients coming through our doors recently and I'm sure this is something to do with the Summer coming. So, when we go through the initial consultation with a new client we always emphasise how important it is for them to work on their nutrition as well as their exercise and, just to reiterate the point, how important it is to make changes over a period of time; changes that can be sustained.
Whatever you health and fitness goals are, to get the best results from your exercise you must work on what you eat and drink just as much, if not more, than just your exercise.
For example, let's say you burn 300 calories in an exercise session and then, "to reward yourself" you have a glass of wine later that evening, well then you have just put back in most of those calories plus a load of sugar and chemicals. However, you if drink a pint of water and eat a small meal of chicken breast, vegetables and quinoa then you have made a much smarter choice.
Protein helps to repair muscles after a workout so you can be ready to train again the next day so a meal high in protein is always a good choice.
So, what should you be aiming to eat in combination with your exercise?
Aim to eat 5-6 times per day, this includes 3 "main meals" and healthy snacks in between each meal. I have listed below some examples of the foods you should be aiming to eat more of :
Breakfast : Eggs, Salmon, Rye Bread, Whole Yoghurt, Fruit, Berries, Porridge Oats
Lunch and Dinner : Salad, Chicken, Fish, Quinoa, Vegetables, Sweet Potato, Cous-Cous, Stir Fried Vegetables, Noodles,
Snacks for in-between meals : Fruit, Walnuts, Almonds, Cashew Nuts, Raisins, Whole Yoghurts
You should also look to make some small changes and go for healthier alternatives in your diet, so to get you started try these ideas out :
Sweet potatoes instead of standard potatoes
Quinoa instead of rice
Wholemeal pasta, bread, rice instead of white
Porridge oats instead of cereals
These are just a few simple suggestions and guidelines to help you make gradual, but significant, changes to your current eating habits which may just be enough for you right now.
However some of you may wish to look a little deeper, and, you know what, you should do exactly that at some point in your journey towards and fitter and healthier you.
Our Sports Nutritionist, Claire Desroches can help you get the most from your exercise sessions by giving you an understanding of what happens to your body during exercise and how eating and drinking the right things can enhance your performance and improve your results in and out of the gym.
So, as you start/continue your journey to a healthier version of you this Summer, AND BEYOND, you must get your mental approach right as we discussed in last week's post and then start eating properly so you can get the most from your actual exercise. which we will be looking at in our final post of this series next week.


text: Blog Home - Previous Post | Next Post Search Orange Ginger Glazed Salmon Share Servings: 1Ingredients:1 package Profile Refreshing Orange Drink1 tsp. ground ginger1 salmon filletDirections:Preheat oven to 350 degrees.Mix orange drink with 1 Tbsp. water. Add ginger.Lay salmon fillet on greased pan, baste with drink mix and bake for 25 minutes. Or until salmon is flaked.Serve with vegetables.Profile Exchange: 1 meal replacement, 4 oz. very lean proteinProtocol/Phase: All Posted By Nikki Milburn Categories: RecipesBalanceSustainReduceAdaptEntrees


text: Dennis Holstein earned a Bachelor of Science degree at Iowa State University in 1957 and Master of Science degree from the University of Southern California in 1964. He pursued his dreams in aerodynamics as a wind tunnel test engineer at North American Aviation working on advanced airplane designs for the Air Force's B-70 and F-108 projects. He was later involved in work related to other military and space programs. He spent some time at Logicon Corporation in San Pedro, California as Manager of Advanced Systems. He returned to the Aerospace Corporation and in the 1990s under contract from EPRI began participating in UCA team meetings with a focus on Object Oriented Analysis and Design (OOAD). Dennis later joined SRS Technologies in Newport Beach, California as Vice-President and General Manager of a new division. In 1999, he left SRS Technologies to form OPUS Consulting Group (OCG) with John Tengdin. Dennis is actively involved in IEEE PES and CIGRE working groups. In 2006 he received the CIGRE Technical Committee Award from SC B5 and in 2015 the CIGRE B5 Outstanding Service Award. More


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When it comes to creating a money making blog, having a solid advertising backbone is often a key to success.
Don't get me wrong, there are plenty of bloggers who make a killing with affiliate marketing, selling courses, or offering sponsored posts.
However, for novice and experienced bloggers alike, there is generally a time and place where hosting ads on your blog makes sense financially.
I've had advertisements on This Online World for quite some time now, and while I've bounced between Adsense and Media.net in the past, I'm happy to have finally found an advertising solution that is working.
And by working, I mean increasing monthly advertising revenue by roughly 400%.
Yup, you heard me: 400%.
This spike in income is a result of my switch to Monumetric, an ad management platform for publishers that is helping websites of almost any size with their monetization needs.
So, if you're looking to learn more about Monumetric and how to make money with a blog, this is the review for you!
What Is Monumetric?
Monumetric, formerly known as The Blogger Network, was originally founded in 2012.
As mentioned, Monumetric is an advertisement management platform that is designed to help publishers (i.e. bloggers) effectively monetize their website with display advertisements.
Monumetric has 2 goals, as outlined on their website: to help publishers reach their revenue goals and to provide the best possible user experience at the same time.
These are certainly lofty goals, but to understand what these goals even mean, it's important to understand a bit about managed ad platforms in general.
Managed Advertising Services – Monumetric vs. Adsense:
I'm going to compare Monumetric to Adsense briefly to help highlight the difference between the most common display advertising platform on earth and something that is, well, a little more premium.
I'm also going to explain a bit about how the advertisement ecosystem works in general.
Let's say you visit an informational website about vacuum cleaners that has ads on it.
When you hit the landing page, all of the advertisers who want to advertise on websites related to vacuum cleaners enter a bidding war to show their ads to you…maybe Dyson is marketing heavily and floods the page with ads, or maybe a few manufacturers share the units.
Or, alternatively, maybe vacuum advertisers are all outbid by companies that are running remarketing campaigns (i.e. the creepy ads that follow you around the internet based on your browsing history), and all you see are ads for products/services from the websites you previously visited.
Point is this: the highest paid advertisers show their ads, and this is how the bidding system works, generally.
Now, if you host Adsense ads on your blog, you will only show ads from people advertising with Google.
In contrast, with a managed ad service like Monumetric, you can show ads from a variety of networks because Monumetric uses a private ad marketplace and header bidding to ensure your ads are always shown by the advertisers that pay the most.
This is the critical difference with a managed ad platform: you get more competition, a variety of ad exchanges involved, and a support team that works behind the scenes to maximize your revenue per pageview.
Additionally, services like Monumetric work with publishers to do things like:
- Optimize ad unit placement.
- Help with setup and reporting.
- Work behind the scenes to secure new advertising partners, which can lead to better rates.
- Deal with any technical issues or problems.
In contrast, with a self-service platform like Adsense, you basically have to slap some ad units wherever you think they'll make money and pray to god you're not going to break your website in the process.
Not ideal.
Monumetric Publisher Requirements:
Since Monumetric is a managed ad platform, which comes with some perks, there are requirements to join the program.
Monumetric splits their services into 4 tiers:
Most publishers will probably find themselves in the Propel-Ascend range, but it is nice to see that Monumetric can (and does) provide support for websites of all sizes.
Additionally, Monumetric also has some 'soft' requirements, or at least this is what I gathered from the onboarding process.
When I was applying to join Monumetric, my account manager asked for screenshots of the last 30 days of Google Analytics data and a geo-traffic report.
Essentially, this means Monumetric (like every other ad network) is looking for publishers that have a decent amount of organic traffic and have users from premium countries, such as the United States, Canada, or the U.K.
This isn't explicitly stated anywhere I can find, but other ad networks like Mediavine have the same standards and it just makes sense for everyone involved: organic traffic + premuim countries = more money and happy advertisers.
The Onboarding Process:
This is how my on-boarding process unfolded:
- I applied to join Monumetric through their website.
- I received an email from my account manager the next day.
- My website was submitted to their advertisers for approval. This process can take 1-2 weeks.
- In the meantime, I scheduled a call with my account manager to discuss goals, strategies, and ad unit placement.
- I provided a few screenshots to help speed up the process, and I created a second user for my WordPress back-end to allow the Monumetric Team to start the setup process once I was approved.
In 1-2 weeks, I was beginning to make money with Monumetric ads.
2 absolutely vital things I want to point out here.
The call you have with your account manager is critical.
In this call, you can and should outline what sort of vision you have for your blog. I explicitly stated I did not want video advertisements, and I also elected to go with a fairly aggressive advertisement layout on both mobile and desktop.
I'll get to this 'aggressive' layout later and the pros and cons, but do some reading/thinking and picture the sort of layout you want. Monumetric is very good at compromising, but they are also ad experts and give great advice. I'm very happy with the layout ideas they gave me, and things have been going well so far.
Note: publishers in the Propel Program have to pay a $99 setup fee. This is absolutely worth it in my opinion since your earnings will most likely make up for it/cover the cost entirely in your first month with Monumetric ads. This fee is paid during the on-boarding process.
Performance – Impact On Revenue:
To get an idea of how Monumetric has impacted my blog earnings, take a look at the spike in income I've seen since implementing them:
As I explain in my post The Road To A $500/Month Blog, the switch to Monumetric has really helped take me to the next step compared to when I had Adsense on my blog.
Adsense had a much lower RPM for me, and I also didn't have the greatest layout or a support team to work on optimization.
And, most importantly, Monumetric uses a pay-per-view (PPV) system.
Adsense publishers are paid anytime a user clicks an ad unit. In contrast, Monumetric pays per view, and this is important for 2 reasons:
- With Monumetric, you can generate revenue on every website visitor, not just clickers.
- You can expect more stable revenue with a PPV model, assuming your monthly page views are consistent.
Adsense revenue was all over the place.
In contrast, I'm now earning a stable $7-$15/day with Monumetric ads and I can factor this in to decision making (like paying for a website redesign, which is currently in progress).
Alright, so what about site speed?
Performance – Impact On Website Speed:
Anytime you add something to your website, it will impact performance in some way.
Ad units can be especially demanding on your website, and the fact that you have to serve more stuff to your viewers inevitably slows things down a tad and changes the reading experience.
However, the internet is full of ads, so it isn't like this is a new concept for readers, and if done correctly, ads shouldn't negatively impact user experience.
This is where I, along with the Monumetric team, messed up.
I elected to go with an aggressive ad unit placement that had in-content/sidebar ads, and I also wanted to units to refresh periodically.
After running this system for a few weeks, I started to get emails and comments along these lines:
My site was becoming slow and painful to read, and when ad units were refreshing, things just bounced all over the damn place. I apologize to anyone who had to go through that shit storm of a website.
Thankfully, after emailing the Monumetric Support team with my concerns, the refresh issues were fixed and everything seems fine (I think? Let me know if not).
Now, this brings me to my next (and perhaps most important) point: the Monumetric Support Team.
Publisher Support – My Favorite Aspect Of Monumetric:
When you become a Monumetric Publisher, you gain access to a support team that is always an email away from being able to assist you.
I've emailed the support team many times since becoming a publisher with requests to change my ad layout, panic attacks over site speed, and a myriad of other questions.
All of my concerns have been appropriately answered within 12 hours or so, and the quality of support is very good.
It did suck to have ads bouncing all over the place, and I don't really know how that was allowed to happen, but the support staff is great at answering concerns and fixing problems quickly.
Plus, if you are a publisher in a higher tier, you get even more love and attention (each tier gets one level higher in terms of their personalized Ad-Ops service team).
Again, you will not get this type of support with a self-serve ad platform, so keep this in mind if you are on the fence!
Payment Schedule:
The Monumetric dashboard makes it quite easy to track your daily revenue and payment schedule:
However, be aware that Monumetric pays in net 60 terms.
This means that after you earn revenue for one month, you will have to wait an additional 60 days for that revenue to be paid to you (assuming it clears, which is should, unless you're doing some fraudulent stuff…very naughty).
Monumetric currently pays through PayPal if you are not a resident of the United States, while U.S. residents can use direct deposit. Payments are also processed within the first 10 business days of a month.
Monumetric Pros, Cons & Alternatives:
It wouldn't be a fair review if I didn't go over both sides of the story, as well as some Monumetric alternatives.
The Pros:
- Revenue Potential – I saw a 400% increase in revenue from making the switch, and from the feedback I've seen, many other bloggers experience the same thing when moving from a self-service platform to a managed ad service.
- Stable Earnings – this is thanks to PPV.
- Great Support Team.
- Ongoing Optimization.
- Low Barrier To Entry – 10,000 monthly pageviews (not sessions) can get you in.
- Low Commission Sharing – Monumetric only takes 15-30% commission on your revenue (this is taken before the numbers you see on your dashboard).
- A Decent Referral Program – Earn 2% of the revenue generated by any publisher you refer for 12 months.
The Cons:
- Next-Day Reporting – Unlike Adsense, you don't see your revenue until the next day. I don't really care about this, and this shouldn't be a big deal for most publishers, but keep this in mind.
- Net 60 – Unlike Adsense which pays in net 30 terms, Monumetric pays in net 60. However, this is fairly common in the managed ad universe.
- Setup Fee – Smaller publishers need to factor in the $99 to their earnings.
Now, I left out information about the onboarding process because while I had a stellar experience, it seems many people are not having the same luck:
I've seen a few threads like this, and here is what I'll say.
I get the vibe that Monumetric is a growing, excited tech company with a lot of potential and exciting ideas, but that they are probably swamped with work.
I don't know if they are short-staffed or undergoing some changes, but it definitely seems like many publishers have to wait a while to get in the program. Again, keep in mind that advertisers also need to approved publishers, so the delay might not be entirely on Monumetric's end.
Whatever the case, all the changes I've seen over the last 2 months have been great…we got a better reporting dashboard, a referral program, and access to blogging training videos and tips. It's all good stuff so far!
I'm loving my experience with Monumetric so far, and I definitely think it is worth giving them a try!
Edit: 12/04/2019 – one of my friends who runs the blog A Purple Life has shared her unfortunate story of Monumetric onboarding with me.
As you can see from her message, it seems like the Monumetric team didn't follow what was outlined in her strategy call, and ads were also pushed live on the incorrect date.
A few of her other messages outlined more problems: delayed communication, poor publisher support, and an overall rough onboarding procedure.
My friend's experience has been completely different than mine, and it's really unfortunate. I've had an amazing experience with Monumetric ads, but you need to proceed with some caution.
Don't expect a smooth ride, fast setup time, or a flawless launch. Monumetric seems like a young company with a lot of potential in my eyes. However, they certainly haven't given everyone top-notch service and have a ways to go in the custom service department based on what I've heard.
Monumetric Alternatives & Leaving The Program:
People generally make the Mediavine vs. Monumetric comparison since these are two managed ad services with some of the lowest monthly session requirements.
I don't know enough about Mediavine RPMs to have an opinion here, but I know that Mediavine has awesome RPMs as well and a great team behind them. I've also heard decent reviews of AdThrive, although this network requires 100,000 monthly pageviews.
Whatever route you take, I think there are an overwhelming number of benefits to using a managed ad platform instead of something like Adsense or Media.net.
I suggest you take some time to research your options, but also remember to let things play out.
If you pick a network, give them 60-90 days to see how performance shakes out, and try not to be like me and have an aneurysm the second an ad unit breaks.
Just note: if you want to leave Monumetric for another ad program, you must give them 30 days notice. After that, you can take their ads down and integrate a new provider on your website and incur 0 fees. You will still be paid out your remaining ad balance and referral earnings as well.
I hope you have found this review of Monumetric to be useful!
If you want to signup for Monumetric with my code, I would really appreciate the support.
Catch you guys in the next one.
Tom is a 23 year old recent college graduate from Canada with a passion for side hustling, passive income, and marketing. This Online World is all about providing people with honest ways to make and save more money by using technology. To learn more about Tom, read his About Page!
If you're interested in freelance writing services or want to partner with This Online World, please visit Tom Blake Digital to get in touch!


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Learn why AWE is like no other professional women's network.I'm In!
Episode 55 | 08/07/2018
Julie Monticello and Emily Hellmuth are as fun and energetic as they are passionate about their business. They are the owners of the Tellchronicles and the Memory Shack. They share their story of an unconventional upbringing and how it propelled them towards photography, including how they get their clients to relinquish the control and let their guards down bringing forth heartfelt emotion and images.
Find out more about our guest:
By Podcasting & Journalism // Sheir and Shim, llc | 01/09/2018Listen Now
By Podcasting & Journalism // Sheir and Shim, llc | 01/16/2018Listen Now


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It's been a sight you cannot miss at Tempe Town Lake, dozens of dead fish floating in the water.
"We walked up and there were a lot of little dead fish just right there; we were counting them," said Danielle Smith.
"Just around the edges of the lake. A lot of trash, debris and dead fish that wash up. It was just a little, didn't feel very clean," said Danielle Jones.
The City of Tempe is working closely with Arizona Game and Fish, who have tested the water regularly and told us this is not a water quality issue. Although golden algae is present in the water, it is not causing the fish to die and is not a human health issue.
But that still has some not wanting to get in the water.
"It kind of grosses me out. I've thought about doing the triathlons here, but the thought of swimming through dead fish makes me hesitant," said Smith.
What is making the fish die? According to Game and Fish, this is an unfortunate seasonal occurrence.
Often fish die because of the cold weather. The two types that are dying in Tempe Town Lake are two warm water fish, tilapia and shad.
Staff members at Tempe Town Lake are working as fast as they can to remove the dead fish and keep the lake looking beautiful.
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- Dying from scoliosis, 'bending by the hour'
- This robotic fish spies on real fish
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- Superheroes visit dying South Jordan boy for Christmas


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Business Resources
BarterPay Southern Alberta
Business to business bartering platform - helping clients leverage idle inventory and downtime into products & services they want.
Downtown Business Services Centre
Medicine Hat's source for digital and print marketing solutions.
Evoke Inspired Marketing
Specializing in brand strategy, market research, and integrated marketing communication plans, we pride ourselves in creating unique and practical marketing solutions for our clients.
Jared's Digital Agency
An advertising agency that takes a personal interest in promoting the City of Medicine and supporting local small business.
MeasureMen offer iGuide solutions for real estate, property management, and construction as well as Google Street Maps for Business for business owners wishing to extend their brand
PATTISON Outdoor Advertising
Canada's leading Out-of-Home, Transit and Digital display advertising company.
Sandfly Marketing Inc.
We specialize in creating your unique brand then showcasing it through your logo, website, social media and so much more! Let us create a buzz for you and help you get noticed!
Speedpro Signs
Honest - Reliable - Professional It's what you deserve; it's what we provide!
Tag Concepts
Marketing Strategy Design Social Media Management Website
Titanium Sign & Design
Titanium Sign and Design is a marketing and advertising company based in Medicine Hat, Alberta. We specialize in signage, print media, graphic design, web design and social media management.


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Just another WordPress site
It is not uncommon to see policyholders get a rude shock when they see the deductions made on insurance policy before reimbursing the repair bill amount. Not knowing about these deductions leads to poor choices in getting coverage for a car insurance. For repair bills reimbursement, depreciation is one major component which is deducted by an insurance company before the payout towards a claim. . It is important to note that this wouldn't have been the case if the policyholder had opted for a zero depreciation add-on with his/her comprehensive insurance policy.
If you are interested to explore the concept of zero depreciation further, then you are at the right place. We look at everything there is to know about zero depreciation and how you can use it to your advantage for your car repairs and policy claims.
A car insurance policy provides coverage as per the choices made by the policyholder. The base coverage is a comprehensive policy (which covers bodily injury and car repairs to own as well as to the other party). Then there are add-ons which improve the extent of coverage your four wheeler gets. Zero Depreciation is one such add-on that you can add to your policy coverage for a nominal amount.
As an add-on, Zero Depreciation (also known as zero dep insurance, Nil-Dep insurance, or bumper to bumper insurance) provides coverage without deducting the depreciation value. As you know, an asset depreciates in value over time. Similar is the case with your car. Its value starts reducing the moment you take its delivery from the showroom.
The below are different components and its applicable depreciation rates as per IRDAI:
With this add-on, you can be assured that the insurance company will not be deducting the applicable depreciation amount when processing your claims.
Zero depreciation is usually 15-20% of the premium amount and is an ideal add-on for certain scenarios. Take a look at some cases where zero depreciation makes total sense to opt for with your insurance policy:
Zero depreciation is based on a few crucial factors such as
You may want a compelling reason to pay additional upfront for future costs. So, here is the key difference between comprehensive and zero depreciation insurance:
|Insurance with zero depreciation
|Insurance without zero depreciation
|Coverage during claims
|Better coverage as depreciation amount is not deducted before payout of claim
|Lower coverage as depreciation is factored for metal, fiberglass, and plastic parts before payout of claim
|Who it is good for?
|Ideal for those who don't want to pay for claims from their pockets and bumper to bumper coverage
|Ideal for those who don't want to pay higher premium and are ok with higher repair bills to be borne from own pocket
|Number of claims allowed
|Usually only two claims are allowed to prevent misuse
|More than one claim is allowed by many insurance companies
The below table is a great way to show the savings incurred even after paying extra to opt for zero depreciation:
First, we have a look at the depreciation calculated on a Rs. 7-lakh car
A. Depreciation table
|Repair bill breakup
|Repair Amount (Rs.)
|Rate of depreciation
|Amount of depreciation (Rs.)
|Metal Spares
|Fiber Spares
|Plastic Spares
B. Comparison table
|Cost of claim amount
|With Zero Dep Add-on
|Without Zero Dep Add-on
|Basic premium (A)
|Premium on zero depreciation cover (18% of premium for illustration purposes)(B)
|Policy amount = A+B (C )
|Cost of repair as per first table (D)
|Depreciation amount paid by policyholder (E )
|TOTAL costs borne by policyholder = C+E (F)
It is clear that even with an additional cost of Rs. 2,160, the policyholder ends up saving Rs. 4,690 on the claim made.
Buying a zero depreciation car insurance with Turtlemint is very simple. All you need to do is fill up information about your car and select Zero Depreciation as an add-on. You will be presented with quotes from different providers. You can pick one that is the best and lock it for your four-wheeler. In just 3 steps, you can buy car insurance online by visiting our secure website:
When you set out to buy a Zero Depreciation Car Insurance, you will need to factor in quite a few things. You will need to check the different quotes and also be able to add the right add-on to provide solid protection for your four-wheeler. This will ensure that you get a winning deal in online insurance quotes.
At Turtlemint, we will help you simplify the entire process of buying a Zero Depreciation Car Insurance online. Some reasons why you can look forward to purchasing a zero depreciation policy from us include
Car Insurance Companies


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Friday, March 21, 2008
Japanese Massage Chair
Posted by Your Daily Dose of Laughter at 3:23 AM
Labels: Pranks
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Need a laugh? Check out the CATEGORIES on the right side to see what type of videos will get you laughing today. Good vibes. Good Times. Start your day right with iLaughYou!


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Palm Place 4-royal Palm 1,000 Sq Ft Of Fun
Apartment with 2 bedrooms and 2 bathrooms in Clearwater, Florida
From £783 per week
Apartment to rent in Clearwater, Florida
This 2 bedroom apartment is located in Clearwater and sleeps 8 people. It has WiFi, barbeque facilities and parking nearby.
Share this holiday home
Apartment overview - owner's description
1,000 sq ft of tastefully furnished beach getaway.
For up to 8 guests with 2 queens, sofa sleeper and futon!
Second floor 2 bedroom, 2 bath apartment 50 steps from the white powder sands of Clearwater Beach. Private patio leads out to protected tropical courtyard and private parking. Sleeps 8 adults with sleepers in living room and sun room. Everything you need to relax and recharge | Tastefully Furnished | Modern Kitchen | Central Heat and Air | Queen-Sized Bed | Flat Screen Cable TVs in living area and second bedroom, DVD and Radio | Washer and Dryer on Site |Tropical Courtyard with BBQ | Everything for Beach Fun | Nearby Pool, Tennis and Gym | Trolley Stop at the Corner | Monthly Rates Available
Palm Place on Clearwater Beach is located on the number one rated beach in the nation for 2016. Our beach has all the desired vacation activities you would wish for in a beach community, including a wide variety of restaurants, charter fishing trips, dolphin watching tours, jet skiing, and more. Close by on Island Estates is the Clearwater Beach Aquarium where the movie Dolphin Tale was filmed. A list of Clearwater Beach restaurants is provided below.
HOUSE RULES and Special Requirements:
You must be 25 years of age to book any of our homes. The person booking the home must also be one of the occupants.
Feb-April Weekly, Rest of year 2 Day Minimum Rentals.
No Smoking. - $250 extra cleaning charge for smoking in the unit
Small Pets OK 25 lb or under with additioanl pet fee.
No Parties.
No Trailers.
Check-in is after 4pm
Check-out is before 10am
Approx 1000 Square Feet
Yr Built 1940
Sleeps 8
2 Bedroom
2 Baths
Bedrooms - Each have one Queen bed and TV with Cable
Bathroom 1 - Walk-in Shower
Bathroom 2 - Combo Tub/Shower
Living Area - 1st Sofa Sleeper, TV with Cable and 2 Chairs
Sun Room - 2nd Sofa Sleeper
Dining Area - Table Seating for 6
Kitchen - Modern Kitchen, Built-in Microwave, Refrigerator, Stove, Oven, Dishwasher, Blender, Toaster, and Coffee Pot, eat at bar for four.
Balcony - Wrap around that Leads Down to the Tropical Courtyard
General Amenities - Tropical Courtyard, Private Parking, Central AC, BBQ, Table and Umbrellas, On-Site laundry and Outdoor Shower, Beach Towels and Chairs
Security - This property features a coded lock that generates a unique entry code especially for you. Previously issued codes expire upon guests departure offering you peace of mind security.
This apartment does not have any reviews.
Outside this apartment in Clearwater, FloridaThis apartment has a barbecue.
Prices and availability
Updated 28 March 2020
- Unavailable
- Your booking
- Available start/end date
Select your travel dates on the calendar
Minimum stays
Cleaning fee
$150.00 per booking, paid with booking
City tax
7.00% of total value added at the end of calculations, paid with booking
Tourist tax
6.00% of total value added at the end of calculations, paid with booking
Booking fee
$29.00 per booking, paid with booking
2 bedrooms, Sleeps 8:
- 1 small double bed
- 1 small double bed
2 bathrooms
Internet, TV, Satellite / cable
Air conditioning, Hair dryer, Iron / board, Towels / linen, Washing machine
Dishwasher, Fridge, Freezer, Microwave, Oven, Toaster
Barbecue, Parking
Agency From Clearwater Beach, USA Member since Jan 2018
Response rate: 13%
Response time: within 4 days
Last seen: 10 months ago
Number of properties: 127


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Two-Tongued Animals
In cats having two tongues is probably cause by a mild case of being 'diprosopus'--that is, having two faces diverging at the mid-line. On some cases only some of the internal structures are duplicated and the cat appears externally normal.
Initially the cause of this condition was thought to be incomplete separation of twins, but now it is thought to relate to the malfunctioning of a gene that controls facial development.
Pha Pathan (2004)
A black Persian kitten born in Malaysia was reported to have two tongues. Because of their size and positioning the kitten could not nurse and had to be fed with a syringe. No information is available as to whether the kitten survived and there are no pictures.
Five Toes (2005)
In addition to having five toes on each foot, this black female Burmese cat also has two tongues. Five Toes lives in Dobson, North Carolina and is a minor internet celebrity.
See also:
Max (2005)
Max, a black and white cat is described as having two tongues. (Unconfirmed).
Double Tongue Cat (2009)
Pictured here.
Some people create the illusion of having two tongues by surgically bisecting their tongues. Each half of the tongue is capable of independent movement. For example:
Slow Loris
A recently discovered species of slow loris, Nycticebus kayan, has two tongues.


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The Elder Scrolls Online Clockwork City DLC Release Dates Announced
Category: News ArchiveHits: 818
The Clockwork City DLC for Bethesda's The Elder Scrolls Online will release on October 23 for PC/Mac, and November 4 for PlayStation 4 and Xbox One. The DLC does not require the Morrowind expansion, and the standard edition will cost you 2000 Crowns on the in-game Crown Store (you will get the DLC for free if you're an ESO Plus member). And right now, you can get a taste of what the Clockwork City has to offer by participating in a prologue quest, live in The Elder Scrolls Online base game.
Here's a press release with some additional details:
The Clockwork City DLC game pack for The Elder Scrolls Online has been dated and priced: ESO's latest DLC will release on October 23 for PC/Mac, and November 7 for PlayStation 4 and Xbox One. Clockwork City will be free to all ESO Plus members and available for purchase for 2,000 crowns for everyone else via the in-game Crown Store. The Clockwork City DLC game pack is available to all players and does not require ESO: Morrowind.
In addition to the base version, the Clockwork City Collector's Edition will also be available and will include the DLC game pack, the Clockwork Skeevaton pet, the Kagouti Fabricant mount, and Five Crown Experience Scrolls. Players can purchase the Collector's Edition for 4,000 crowns via the in-game Crown Store.
About Clockwork City
The Clockwork City DLC game pack will take Tamriel adventurers through a new zone unlike any other -- Sotha Sil's legendary Clockwork City -- to investigate a new Daedric threat. The DLC game pack presents hours of fresh Elder Scrolls stories and is jammed with unforgettable architecture, strange creatures, and powerful hybrid monsters. Players will also find a new Trial – Asylum Sanctorum – that will test the mettle of any 12-player group; as well as new unique armor sets, customization items, crafting motifs, and more.
Prologue Quest -- Now Live!
Players can get a sneak peek at Clockwork City content by embarking on the prologue quest, now live for all players, to investigate prominent diviners, scholars, and planar archaeologists who are being murdered by their own shadows. Players can travel to any local Mages Guild headquarters in Tamriel to find a note on a table titled "Order of the Eye Dispatch." Reading the note will give the quest "Of Knives and Long Shadows," and send players on their new adventure. Once complete, players will receive the "Clockwork Obscuros" memento in their Collection.


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Sunday, Nov. 10
immediately following 11 a.m. worship in Fellowship Hall
Join us for a catered Tex-Mex lunch in celebration of all God's gifts to us! RSVP below.
"Ours is a multi-generational congregation from the neighborhood as well as many other parts of the Austin community. While we come here from diverse backgrounds, we are gathered for a common purpose: to be connected to God, connected to one another, and connected to the world around us in grace-filled ways."


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Both 3D Modeling and 3D Visualization are increasingly necessary for any business to stay competitive in this modern world. They involve the creation of, often artistic, 3D images that have been shown to both entice and amaze clients. With 3D Modeling, you can highlight the look and feel of your products and services to investors before even creating a prototype. With 3D Visualization architects can show the world their buildings before the first bolt is placed. Furthermore, with the power of 3D animation clients can gain an even deeper understanding of the unique aesthetic and behavior of your company's products. By integrating these powerful tools into your business' advertising campaign or web design customers will immediately be able to see for themselves exactly why they need your products or services. This is invaluable because customers want to understand something thoroughly before making a commitment.
Where do we come in?
Our team of trained professionals will work with you to create high-quality, eye-catching 3D models and visualizations that customers will find irresistible. We will work tirelessly to ensure that your business has cutting-edge appeal and modern web design through the implementation of our models and visualizations. Hence, customers will find themselves unable to resist your products and services, and will find themselves ready to commit to that always-important first purchase.


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Surrounded by the sparkling blue ocean the U.S. and British Virgin Islands lend themselves easily to getting around and island hopping by boat! Water taxis in the Virgin Islands offer private, personalized transportation between the islands on your schedule. Service is available on demand both for day travel and evening trips. The most popular routes are between St. Thomas and St. John; and between St. Thomas/St. John and the British Virgin Islands including Tortola, Virgin Gorda, Jost Van Dyke, Cooper Island, Peter Island, Marina Cay and others.
Featured Watertaxi
See and Ski Water Taxi & Boat Rentals
See and Ski is the choice for chartering a boat by the St. Thomas/St. John community. The fleet features 26′ Prowler Cats, powered by fuel efficient and reliable engines, equipped with full biminis for extensive shade coverage, coolers, ample dry storage and freshwater showers for your comfort. Known for their smooth, dry ride, the twin hulls take all sea conditions easily. Island Hop, Beach Bar it, Fish, Dive, Spearfish or Snorkel. Checkout is streamlined. Your itinerary is individual to make it your day! Best Captains in the VI – experienced, knowledgeable & FUN! Explore, play, see & ski, the beauty of the Virgin Islands!
St. Thomas Water Taxi
Missed your ferry or just want a personal private ride to your next stop, give us a call. The most competitive rates guaranteed. After hours service is our specialty.
SeaHorse Water Taxi
Dream vacation transport between USVI and BVI? We specialize in first class land and water transport. Airport to your destination. We also cater to groups between 4 – 40+ people. Call today to find out what we can do for you! US Toll Free: 1-833-340-0340 and UK Toll Free: 0-800-060-8755.