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Funny story …
We just put up and decorated our Christmas tree. After we plugged in the lights, just for fun, I filled a bunch of gift bags with my dogs' favorite toys and treats. Then, I called them over and they went NUTS! For about 20 minutes, my little Diego was rummaging through the gift bags with his tail wagging at a mile a minute. He loves opening up gifts just as much as a little kid does!
Every year on Christmas morning, I like to spoil my fur kids with new gifts. If you've started your holiday shopping, here are some fun ideas for your pup:
1) Designer-Inspired Squeaky Toys
Chewy Vuitton bones, a Sniffany blanket, a Chewnel purse, or Loubarkin shoes … designer-inspired squeaky toys are a great gift for the posh pooch.While these plush toys are certainly adorable, they're also totally affordable. They range in price from $11-18.
2) Sports Gear
Is your pooch your favorite sports buddy? Why not dress your dog in your favorite team's gear?! My friends over at Doggie Nation have a great collection of officially licensed dog football jerseys, dresses, bandanas, plush toys, collars, and leashes.
Find your favorite team's gear here!
3) A Fancy Collar
Nothing says "pampered pooch" quite like a rhinestone-studded collar. They come in various colors and blingy-ness. While they are more on the expensive side (ranging from $65-190), your dog will get a ton of use out of it. Plus, your pup's collar will be the talk of the town!
Browse the collection of these stunning collars here.
4) A New Bed
Give your dog the gift of comfort this holiday season! I personally have several dog beds – one for the bedroom (which my dogs never touch since they sleep in my bed), another one in the living room, one to hold their toys, and one that I keep in the car. In my opinion, you can never have too many dog beds!
Browse through beds at dog boutique Muttropolis!
5) iFetch
The iFetch is basically a dog version of an automatic tennis ball launcher and provides hours of entertainment! You can either use it outdoors or indoors. Just set how far you want the iFetch to launch the ball — 10, 20, or 30 feet — and start playing! If you want to join in on the fun, you can drop the tennis ball into the iFetch and let the machine do the rest of the work. OR, you can teach your dog to put the ball in the opening himself!
6) Interactive Puzzles
Dog puzzles are basically mind games for your pooch. Here's how they work – you hide treats in something and your dog has to figure out how to get them out. Nina Ottosson has designed some great dog puzzles. She has easy, medium, and advanced puzzles. So if one puzzle seems too easy for your pooch, you can bump up the challenge with a harder one.
Check out some of Nina's popular puzzles on Amazon:
7) Dognition Assessment
Dognition is a company devoted to helping us humans better understand our canine kids. To do that, they brought some of the world's leading dog scientists, trainers, behaviorists, and veterinarians together to create something called the "Dognition Assessment." It's not an IQ test. Rather, it's a series of 20 interactive games and expert analyses of how our dogs think, view the world, and communicate with us. I recently played it with my dog, Gigi, and had a blast. Not only did I learn a lot about how she thinks, but it was a great bonding experience.
Find out more about the Dognition Assessment here.
8) Homemade Treats
On a budget this year, but still want to spoil your dog with something meaningful? Well, there's no better way to a dog's heart than through his belly! Here at Proud Dog Mom, we have plenty of delicious and nutritious healthy treat recipes. Just pick your favorite, bake them, and wrap them in something cute. Your dog is sure to love you for these homemade treats!
Scroll through our DIY dog treat collection here OR download our free ebook filled with 5 exclusive treat recipes here.
Happy Holidays!


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Episode 228
New Experiences
October 2nd, 2019
1 hr 30 mins 8 secs
About this Episode
- Opening: I Will Survive (Gloria Gaynor)
- Harlan's plans to crash Scotty's Block Lodge
- Getting back for the Past Master Degree - it's like herding cats
- Scotty's going to be an Oompa Loompa!
- John is ready to be Chaplain, as soon as he gets some Master-Elect intoxicated enough
- Harlan reads to the kindergardners . . . yes, it's just like on Recess (the cartoon)
- First time Costco experiences
- What's a "dog whistle" in politics? We have to educate some of the crew
- Booking a priest to come on the show
- Congratulations to our Brothers in Tennessee on their Friendship Dinner
- The burning bush breaks the show
- Scotty wants to open a Masonic bar: not a Lodge with a bar, just a bar (and maybe restaurant)
- Closing: Don't Stop Me Now (Queen)

subset: commoncrawl


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- Home»
- Why DS Media?»
- Our Services»
- Our Projects»
- Our Clients»
- Our Partners»
- Blog»
- Contact Us»
U.S. Battery is the industry leader in manufacturing deep cycle flooded lead-acid batteries for a multitude of applications. DS Media began with U.S. Battery in 2012 and has provided the company with an extensive array of services that include Press Releases, Video, Blog and Social Media management and Content, Website Search Engine Optimization and product descriptions. DS Media also began a Content Marketing Campaign with U.S. Battery, working with many B2B publications in the industries the company manufactures batteries for. The company now has many articles and monthly columns in various publications that promote battery maintenance, improved longevity, and how to lower annual costs while achieving higher performance from batteries.
Services: Press Releases, Content Marketing, Blog and Social Media Content and Management, Quarterly Dealer Newsletter, Video, Media Point of Contact.


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Located in central Chester – a Cheshire city in northwest England – the City Road Apartments offer serviced accommodation in a charming location next to the canal. Chester is a city steeped in history. It's famed for its extensive network of Roman walls and historic Roman amphitheatre. The city is also home to a popular shopping scene and number of other landmarks and attractions.
These one and two bedroom apartments are stylishly furnished and elegantly decorated. Each unit includes fully-equipped kitchen facilities, smartly-presented living areas and comfortable double beds. Guests will be provided with free access to wireless internet, communal laundry facilities and a complimentary welcome pack which is supplied upon arrival. Maid services are provided weekly.
Nearest transport facilities and travel times from property
Airport: Liverpool John Lennon (LPL) - 25 miles
Train: Chester - 5 minute walk
Parking: Offsite (chargeable)
Full payment will be taken at the time of reservation.
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Please enter your dates to get the best available rates.


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Andre Iguodala ruins Quincy Miller with spectacular crossover, memes ensue (Video)
Andre Iguodala just absolutely ruined Quincy Miller with what had to be the best crossover of the season.
During the first quarter of Thursday night's Golden State Warriors-Denver Nuggets game, Iguodala pushed the ball up the court and just toyed with Miller. First he went right with a behind-the-back dribble, and then he crossed back over to his left with such a sick move that it sent Miller to the floor. It was just plain mean.
Naturally, with the internet being the internet, the jokes came out in full force.
Warriors World sent this funny tweet where they pretended to be Miller tweeting at Iguodala:
RT @QuincyMiller: Why you do that? @Andre
— warriorsworld (@warriorsworld) April 11, 2014
And then came all the related pictures and jokes:
"@warriorsworld: Andre Iguodala breaks Quincy Miller's ankles! #Filthy https://t.co/UXgItHYxBf" pic.twitter.com/NPqxSsXjuy
— Kimberly Michelle (@Kasey20_20) April 11, 2014
Andre Iguodala had Quincy Miller like… pic.twitter.com/cKQRCAGIfz
— (@THAFUNK5IVE) April 11, 2014
Just found @qmillertime X-Ray results… #iggy pic.twitter.com/yGlrCFpfZx
— Reilly Gwin (@Gwinsanity11) April 11, 2014
Quincy Miller's fallen and he cant get up pic.twitter.com/LZjPGCW4iw
— Kevin Bielecki (@KBTrey15) April 11, 2014
An infographic to help you understand Andre Iguodala's crossover on Quincy Miller: http://t.co/CZx8DnyqS2 pic.twitter.com/itGOaZkJEC
— SB Nation (@SBNation) April 11, 2014
Even Iguodala seemed impressed with himself. Check out the face he made after his move:
That's the classic "tell me you saw that" look.
Video via @cjzero


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Selling your Lexington SC home the traditional way can be stressful, especially if you don't have time to wait or are going through a tough situation. It takes work, time and serious expense just to list a house for sale, and that's not even addressing inspections, buyer's financing falling through and all the other headaches involved in closing.
If you don't have time for that, we do!
We buy all kinds of houses and property in the Lexington area and we move quickly. We often can close in as fast as 7 days.
We Buy Houses Lexington SC and our goal is to help make your life easier and to get out from under that property that's stressing you out… while still paying a fast, fair, and honest price for your Lexington SC house.
Give us a call at 864-272-5400
We Buy Houses Lexington SC.. And At Any Price With Cash. Check Out How Our Process Works.
We Are Ready To Give You A Fair Offer For Your House. No Gimmicks. No Fine Print. Just An Honest Offer.
We Buy Houses Lexington SC Trusted Cash Buyer
Stop the frustration of your unwanted property. We make the entire process simple and can make it quick, meaning we can close very fast or we can go on your time frame and what's more convenient for you.
Get A Fair "As-Is" All Cash Offer. We're South Carolina's most trusted premier cash home buyers in Lexington and Columbia. Don't trust just any we buy houses company. Go with the most trusted we buy houses Lexington SC company and we will come buy and look over the property with you. If you are looking to sell your house fast in Lexington SC contact us today so we can make you a fair all-cash offer on your home.
To get the process started, fill out the form above or give us a call right now at 864-272-5400.
Don't take our word for it, check out our Testimonial page right now!
Selling Your House Can Be A Tough Decision
If Are You Saying, "I Need To Sell My House Fast Lexington SC" We Can Help… When searching the Lexington SC real estate market for a "We Buy Houses Lexington SC" company or companies that buy houses, there is no better choice than House Hub Real Estate Solutions and iBuyHomesInSouthCarolina.com. As real estate professionals and investors, we've bought hundreds of homes throughout the area and have an outstanding customer satisfaction history.
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Our simple 3-step process is the quickest way for homeowners to gain certainty that their home will sell now while avoiding the hassle of realtors, repairs, and months of uncertainty. If you need to sell your house fast Lexington SC, this is the place to start. We are here to help and ensure the process is simple and straightforward.
Here's how our simple 3 step we buy houses Lexington SC program works
1. Submit Your Info Or Call Us
You found us and that's the first step to solving your current real estate dilemma. We'll discuss the condition and features of your home and make sure it fits our buying criteria. If it makes sense we'll proceed to scheduling a home visit.
2. Set Up A Quick Appointment
After determining the best way we can help you we'll proceed to the next step by scheduling an appointment. Our Home Buying Specialist will meet you at your house to do a walk-through and check on any needed repairs. Don't worry, you won't have to complete the repairs yourself. We'll handle all of that for you. Once the walk-through is complete, we'll present an "AS IS" all cash no obligation offer.
3. Choose A Closing Date
If you agree to the offer, we'll arrange a closing with a reputable attorney and your home will be sold. It's really that easy. We'll work on your timeline and take care of all of the details for you. All you have to do is show up, sign the paperwork, and you'll receive your cash within hours. There are no hidden fees or costs involved.
We Buy Houses Lexington SC And Can Close Fast!
Selling Your House Fast In Lexington SC Can Be A Quick And Simple Process – We're not listing your house… we're actually the ones buying your house. Because we buy houses Lexington SC for cash, we're able to close quickly… or on your schedule. When you work with us there are no fees like there are when you list your house with an agent. That means you don't have to worry about extra costs, having to come out of pocket to sell, or even getting your house ready for a sale (we'll buy your house as-is). You won't have to wait for a buyer either while your house sits on the market for 4-6 months or longer.
Don't worry about repairing or cleaning up your property. We'll buy your house in as-is condition… no matter how ugly or pretty it is…no matter the location.
See what we can offer you for your house – Send us some basic details about your house to get started <<
We know what it feels like to be stuck with a home that is a burden—to have a contractor nightmare, buyers walking away, and complete uncertainty if or when a home will sell—while still attending to the things that matter the most; family, health, and community.
We Buy Houses Lexington SC Fast, In ANY Price Range And In Any Condition!
We buy houses in Lexington SC from sellers just like you who are in a variety of situations. We are Local Cash Home Buyers in Lexington SC and purchase properties in "As-Is" Condition. We are able to close very quickly (usually within 21 days!) or on the date of your choice. Whether you are behind on your tax payments, facing foreclosure, divorced, stuck with bad tenants, inherited a property that you don't want or have a property that needs repairs, we buy houses Lexington SC and would be happy to work with you.
Stop wasting time and money trying to sell your Lexington SC home the traditional way. Fill out the form below or call us right now at 864-272-5400 to get a fair "AS IS" cash offer on your home.
Our goal is to help make your life easier and get you out from under the property that's stressing you out… while still paying a fast, fair, and honest price for your house.
Give Us A Call Now At: 864-272-5400
Quick House Buyers
We help property owners just like you in Lexington SC, in all kinds of situations. From divorce, foreclosure, death of a family member, burdensome rental property, and all kinds of other situations. If you need to sell your house fast Lexington SC or anywhere in the surrounding areas, you're in the right place. We are the local we buy houses Lexington SC company.
We buy houses Lexington SC and surrounding areas and pay a fair cash price, fast. Sometimes, those who own property simply have lives that are too busy to take the time to do all of things that typically need to be done to prepare a house to sell on the market… if that describes you, just let us know about the property you'd like to be rid of and sell your house fast Lexington SC for cash.
If you simply don't want to put up with the hassle of owning that house any longer, and if you don't want to put up with the hassle and time-consuming expense of selling your property the traditional way, let us know about the property you'd like to be rid of and sell your house fast Lexington SC for cash. Talk to someone in our office before submitting your property information by calling us today at 864-272-5400.
We buy houses Lexington, SC and all surrounding areas in South Carolina. If you need to sell your house fast Lexington, SC, connect with us… House Hub Real Estate Solutions would love to make you a fair no-obligation no-hassle offer. Take it or leave it. You've got nothing to lose 🙂
The Areas We Buy Houses Lexington SC
Batesburg-Leesville. Cayce. Chapin. Gaston. Gilbert. Lexington. Oak Grove. Pelion. Pine Ridge. Red Bank. Seven Oaks. South Congaree. Springdale. Summit. Swansea. West Columbia.
We Buy Houses Columbia SC as well.
Arcadia Lakes. Blythewood. Columbia. Dentsville. Eastover. Forest Acres. Gadsden. Hopkins. Irmo. Lake Murray of Richland. St. Andrews. Woodfield.
Lexington Real Estate Investors.. visit our investor site here.


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All categories
No Data Found.
Live Upcoming Concerts In Allahabad
At Izydaisy, you can check out the upcoming concerts and can book your seat or if you are organizing an event then, you can advertise here to let all the people know so that they can be part of your event and you will get a large amount of money!!
Schedule Live Concerts In Allahabad
If you are about to organize country concerts then definitely you want to sell down all the passes and want more people to come and attend it, right? Well, Izydaisy has people who are enthusiastic and in search of diversion. But to attract those people, make sure you set the price according to place so that they can afford it. The event can be of anything like you can plan an exhibition, dance event, food event, product launch event, social gathering, seminars, trade shows or any live concert. Come here when you are ready to launch or schedule an event anywhere, and make a post by mentioning the venue, pass details, and other offers. And be prepared for receiving countless calls!!
Get Notified For Upcoming Concerts
We understand that everyone is working and doing some activities all day but don't you think you need a break? Izydaisy has thought of you and presenting the list of country concerts so that you don't need to go anywhere for collecting passes. Just one click and you are all set to have fun!! We haven't listed only musical live concerts but also come up with all types of events like you can attend Cookery show, Workshop, Technology event, Motivational event, Diwali event, and any Festival event or any other event. So plan a get-together with friends, family members, and near and dear ones, and go for the live concert to feel fresh and active. And you will get notified whenever there is an upcoming concerts in Allahabad.


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Small Wonder
Chain Store Age Magazine, November 2003
[download PDF version of this article]
Good things can come in small packages, especially when it comes to managing trash. An easy-to-use, manual system that converts large bags of trash into smaller bags of deflated or smashed trash has reduced waste-hauling expenses for such operators as McDonald's, KFC and Taco Bell.
The system, Pack-A-Drum, was originally developed for use in fastfood applications. But it is now making its way into retail settings, as well.
Benefits: In addition to decreasing hauling costs, the system has other benefits, including reducing the number of employee trips to the trash bin and improving sanitation.
"We just don't have as many runs out the back door," says Tony Roads, general manager of the McDonald's unit in Monroe, N.C. "It's not leaking, either."
Previously, the trash had to be hauled from the bin of the high-volume restaurant on a daily basis. But since the Pack-A-Drum was put in place, hauling has been reduced to twice a week, for a $325 monthly savings.
The device, which has an approximate 8-1 compaction ratio, is 100% manually operated. Through the turning of a large wheel, the trash is deflated in see-through bags. A platform cart is used to transfer the bags to a container, preventing fluid from spilling out on the floor as it carried to the bin.
"The Pack-A-Drum is not a compactor. It deflates the trash, as opposed to compressing it into a brick," explains Mark Wagner, VP of marketing, Pack-A-Drum Inc., Satellite Beach, Fla.
The deflated trash weighs less than 125 lbs. to to 150 lbs. per cubic yard. In contrast, Wagner explains, trash compacted in a hydraulic compactor weighs from 250 lbs. to 300 lbs. The weight difference is important since waste haulers' rates are generally based on the weight by cubic yard of the trash.
"The rate factor for the compacted trash is higher due to its weight," Wagner says. End users can expect the volume of trash to be reduced 40% to 60% with the Pack-A-Drum, according to Wagner.
Since deflating the size of the trash reduces the volume in the dumpster, it also reduces the number of daily trash runs bye mployees. The runs, a common practice in food settings, are often used as an opportunity for a leisurely break by employees.
"Employees will ask for the trash run and sometimes it takes up to 15 minutes. We all know it doesn't take that long," says Wagner, a former Miami Subs Grill franchisee.
A typical quick-service restaurant has anywhere from six to 10 trash runs a day. By deflating the trash, that number can be reduced to two or three, resulting in improved employee productivity, fewer opportunities for slips-and-falls and fewer back-door openings.
The system reduces internal theft through its use of clear plastic liners. The see-through liners make it harder for employees to smuggle goods out with the trash.
The Pack-A-Drum device retails for approximately $3,500 to $3,800. The payback can vary according to the location's waste-hauling rates, but it typically is under one year, Wagner says.
The Pack-A-Drurn is intended for what the industry terms "low-density" trash. In a fast-food application, that includes beverage cups, napkins, sandwich containers and the like. In retail stores, the system can be used for bubble wrap, shrink wrap and other packing materials. It is not intended for boxes or pallets. "The system is ideal for retailers who bring in large quantities of goods packaged in bulk that have to be broken down for marketing or display at the store level," Wagner adds.
With its all-manual operation, PackA-Drum has been approved for use by minors. That's an important advantage, given the fact that a good number of retail and restaurant employees are still in high school.
"There have been no injuries from the use of the system," Wagner adds.


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It's a blessing & a curse- being naturally tall & slim that is.
I have long legs, a long torso, & I'm just barely a size 5.
No, I am not bragging.
Don't get me wrong, my size & height has it's pros when it comes to reaching for something up high or fitting into a small space. However, shopping for clothes can be a serious pain. I have to find stores that have clothes that are long enough for me while still fitting properly. The majority of the time, the problem is either the clothes fit but they're too short or they are long enough but they're too big.
After a childhood of endless alterations, I eventually grew tired & said enough is enough. I decided to find some stores and companies that carried exactly what I needed. Of course, with the small city I'm from, there aren't many stores that have clothing that fit the criteria of tall & slim so I had to expand my search to online shops.
In my search I found a few really good stores that had clothes just for people like me & more, so of course I had to try them. I fell in love, & I thought I'd share them with you all.
Tailor stylist. I didn't even know it existed. What made me try asos is my stylist informed me that it's a great company & they are good on customer service! No one likes to order from a company who goes missing in action if there is an issue with the order.
So, you see, no one has to live a life of alterations. There are stores & companies out there for all shapes & sizes. Doing some in-depth research should get you just what you are looking for.
What are some of your favorites stores? I'd love to check them out.


text: When purchasing your first Rental Property, it is anything but delicate to get overpowered or feel like the money related choices are out of your control. Unless you are a land addict like me, you may not be very instructed in land back or investigating homes; really, I'm not either. In any case, purchasing a house is entirely straightforward. You just need to teach yourself on the rudiments, with the goal that you can keep the experts that will help you en route altogether. Underneath are 5 tips for buying your first rental property. Read More


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Artjoms Krūmiņš
Solutions expert and advisor Also Latvia
For more than 10 Years Artjoms helps business to better understand and use IT technology and security solutions to make their business more secure and effective. Together with his world class colleagues in ALSO, they help our business partners and customers to implement the best possible solutions which suit their business, compliance and security needs. Having unique skillset in one person (IT professional and degree in Law), in recent years he has committed my focus to GDPR to better understand Its requirements and how do they transform to people, processes and technology. This approach helps their customers to understand what they are actually required to have by GDPR and that there are no magical All-in-One solutions, which magically solve the GDPR compliance challenges forever. He has been a regular speaker in local security conferences and consultant for their local partners and customers, helping them to get through complexity of GDPR.
Peter Gubarevich
It Training expert, New Horizons
Peter is an experienced IT professional. He holds multiple certifications such as MCSE/MCITP, CCNA, CEH. He also conducts trainings at several universities and institutions, speaks at conferences, and is recognized as a local IT community leader. For the last 15 years, Peter's work has been focused on computer security for small business.
Leo Lahteenmaki
Consulting Systems Engineer Cisco
Leo Lahteenmaki has 20 years of experience in building network security solutions for service providers and public sector customers. Currently he consults customers and partners in the areas of endpoint, cloud and network security. Leo has MSc in telecommunications engineering from Helsinki University of Technology and holds CCIE and CCDE certifications.
Deivids Golubs
Member of the board ISACA Latvia chapter
Deivids is explorer of people-centric security approach and holds both a master's degree in education and cyber security. He has 20 years experience operating alongside as IT professional both in public and private sectors. But the last 10 years, he is focusing on implementing security in IT infrastructure, building projects in Latvia and abroad. Deivids Golubs is a member of several professional associations based in Latvia and is the member of the board of the ISACA Latvia Chapter.
Michael Rumak
Channel and Business Development Manager CEE Barracuda
Rumak, since June 2018 acting as Channel and Business Development Manager CEE, being responsible for developing regional sales and developing Barracuda Partners at Central Eastern Europe. Alumni of Minnesota University and Warsaw University, faculties of Business Management and Social Science, active in IT industry since 2002, developing CEE and CIS markets for international vendors, such as Net2Phone, Nokia Networks, NComputing, Equinix.
Timo Lohenoja
CISSP Systems Engineer at Fortinet, Finland and the Baltics
Timo is long term application security enthusiast and cybersecurity educator. Currently he is working for Fortinet as Systems Engineer as an builder of security integrated world. Currently security solutions are not integrating into each other's to share their finding locally or globally, which leaves huge wide technical gaps around protected resources. Timo's task is to educate how companies and communities could combine strong security solutions, for example web applications firewalling, secure SD-WAN, client security and next generation firewalling with findings through smart logging and machine learning to build best possible solutions for each and every of one of possible use cases. Recent interest are in machine learning, containerized protection implementations and continuous education to build better cybersecurity understanding for everyone.
Sintija Deruma
ISACA Latvia Chapter President, Cybersecurity & Privacy executive
MBA Director of Banku Augstskola's program with a concentration in Cybersecurity Management domains. Sintija is the Chapter President of the ISACA Latvia and the liaison person for the new ISACA Cybersecurity Nexus program.
Paweł Śniecikowski
Senior Technical Account Manager, Samsung R&D Institute Poland
Responsible for implementation of Samsung mobile technologies at partners and customers in Europe. Previously, he worked for big companies from the IT security, electronic identification and digital signature industry.
Anton Krupskyi
Security Analyst Accenture Latvia
Anton Krupskyi has recently graduated as Master in Information Technology Management which along with IT related skills ranging from programming for desktop and web to networking and IT infrastructure helps him to be highly competent in the field of Information Security. Currently his portfolio includes such market leading solutions as Axway MFT Managed File Transfer, IPSwitch MoveIT File Transfer, Gemalto Safenet Two Factor Authentication, IBM MaaS360 BYOD MDM solution, IBM Qradar SIEM solution, IBM AppScan source code scanning tool. An experience with current position has proven that Anton is capable of managing new technologies and quickly getting hands-on experience with it. His work includes projects with SME, large international companies and governmental organizations.
Leif Jensen
Kaspersky Lab General Manager of Nordic&Baltic
I help private individuals and businesses to maintain strong defense against cybercrime. Every day, I am Nordic&Baltic Director of Kaspersky Lab, which provides security solutions and services for enterprise, critical infrastructure, governments and consumers worldwide. I also often visit companies and schools to hold lectures on IT security and crime. Both the personal, career and business consequences of cybercriminal acts lie a lot on my mind. I believe that we as industry have a huge responsibility to inform you about good IT security habits and how to protect yourself from cybercrime. First, to create a sustainable IT security culture, partly to make the young people aware of where the limits of the cybercriminals go.
Andris Bariss
Senior consultant Analytica.lv
Andris is enthusiast of business processes' development with 20-year experience in analysis and improving of business processes and development of IT solutions. Experienced in both: mass market and custom solutions. In the past few years he took part in projects with Latvian financial and Russian insurance organizations.
Klaid Mägi
VP of Threat Intelligence on Cybexer Technologies
Klaid is currently VP of Threat Intelligence on Cybexer Technologies. He has over 15 years of experience working in the public and private sector ICT organizations, including Estonian Information system Authority as a Head of CERT-EE and the IT Centre of the Ministry of Finance as Chief Information Security Officer. Before that he worked in two different Estonian internet service provider as network system administrator. Klaid has an extensive knowledge of technical resilience development, information security standards development and implementation, organizational (incl. CSOC) set-up and management as well as cyber trainings and exercises and capacity building. Klaid has twice successfully led the Estonian Blue Team at NATO Cyber Defense Centre of Excellence's technical real-time network attack and defense exercise Locked Shields. He was a head of board of Estonian governmental information security manager's council and member of Critical Information Infrastructure Protection commission.
Elīna Egle
Chairwoman of the Board of Federation of Security and Defence Industries of Latvia
Currently Elīna Egle is Co-Founder and Chairwoman of the Board of Federation of Security and Defence Industries of Latvia (FSDI Latvia), Co-Founder and Chairwoman of the Board of Forum of Small and Medium Enterprises of Latvia, Co-Founder, Member of the Board, Platform of Corporate Social Responsibility of Latvia (CSR Latvia). Elīna Egle is owner of companies "Baltic Id" and "FasTracKids Latvia". E.Egle has remarkable experience in leadership of NGOs, public affairs and corporate relations. She worked as Adviser to State President on Economics, Entrepreneurship and Employment in Chancery of the State President of Latvia. Main activities and responsibilities were development of proposals and opinions for State President and Chancery of the President of Latvia on economical, entrepreneurial and employment issues, covering areas of strategic development, public governance, social, fiscal and economical policy, education and science, regional development. International experience has been gained starting the work as Senior Specialist, Employers' Activities in Eastern Europe and Central Asia of International Labour Organisation, United Nations. During the period she was consulting employers' organizations in the region.
Fabio Palozza
Radware EMEA pre sales director
Fabio is Technical Director EMEA-CALA, responsible for Systems Engineering in the theater. With a long experience, he began his career in software development for aerospace systems before getting into IT vendor ecosystem with Bay Networks/Nortel and Juniper Networks, up to being Technical Director EMEA for the Telecom, Cloud and Content businesses.
Jari Salokannel
Information Security Architect, CISSP, C|EH Micro Focus Security Baltic and Nordic Countries
Jari is Information Security Architect within Micro Focus Security software group focusing on the customers in northern EMEA. In this role, he helps clients address compelling IT security challenges with Micro Focus portfolio of security products and services. His focus is on security technology strategy, innovation and the use of leading edge technologies and services to protect customers from adversaries. Prior to joining Micro Focus, Jari worked at Hewlett Packard and Nortel/Avaya for almost 15 years in a variety of ICT sales related roles. Jari began his career with computers late 1970's as a hobby and had his first fulltime IT job over 35 years ago.
Harri Hämäläinen
Territory Manager Finland & Baltic countries McAfee
As a territory manager for Finland & Baltic countries at McAfee Harri is leading sales for wide portfolio of cyber security technologies from End-Point to Cloud and everything between. Prior to McAfee he has been working in security business 30 years in several sales and technical positions at Nokia, NSN and Intel.
Alise Silde
Application team lead Accenture Latvia
Alise comes from an academic background in Computer Security and Forensics, and has been involved in penetration testing (a.k.a. offensive security) ever since graduation. She is now a security team lead at Accenture Latvia with four years of experience in security related to a wide range of systems and technologies, as well as a keen interest in software development, security research and security education/training.
Intars Garbovskis
Security practice lead Accenture Latvia
Certified Information Systems Auditor, ISO 27001 Lead Auditor with more than 12 years of professional IT consulting, project management, information systems' auditing and ISMS implementation experience. Specialties: Cyber security, ISO 27001 implementation, IT Governance and project management, IS Auditing, Data Privacy & GDPR, Business Continuity/Disaster Recovery.
Tobias Stepan
Managing director Teamwire
Founder of Teamwire, Founder of Grouptime, Advisor to IT-Businesses and Startups, Former General Manager of Servo, Inc., Former Interim Manager with 2i, Former Strategy Consultant with Bain & Company, Master in Management, Bachelor in Economy, Born in Munich.
Jean Pascal Pereira
Ethical Hacker and Founder of SECBIZ IT Security
Mr. Pereira has been involved with IT security / ethical hacking for more than 15 years and has previously advised and assisted companies such as Apple, Nokia, Siemens, eBay, Microsoft and Google in addressing security issues.He has focused on security research as well as conducting penetration testing and launched this platform. In recent years he has supported a large number of medium-sized companies in the D-A-CH region as well as banks, industrial groups and public authorities.
Ibrahim Kistak
Ethical Hacker and Founder of SECBIZ IT Security
Ibrahim Kistak developed his first gastronomy concepts 7 years ago and quickly realized that the industry is very static. With his career shift from analog to digital, he quickly recognized the benefits that technology and IT bring, as well as the risks associated with them. Especially the latter sparked a fascination in him, which drove him to thoroughly test each of his used services and technologies. Today he develops versatile security concepts and specializes in applying them in companies and strategically adapting them to individual needs.
Harri Ruuttila
Specialist Systems Engineer - Behavioral Analytics and Logging Palo Alto Networks
Harri Ruuttila is a cyber security expert with over 10 years of experience working with latest cyber security innovations. He also holds a MSc degree in Computer Science. At his current role at Palo Alto Networks working as Specialist Systems Engineer – Behavioral Analytics and Logging he focuses on Palo Alto Networks technologies which help customers find attackers already lurking in their networks and detecting insider threats.
Robert L Kennedy
Security Consultant IBM
Responsible for training IBM sellers and partners on solutions on the broad range of IBM Security solutions, along with specific emphasis on cloud security, identity & access management, IBM Z (mainframe ) security, cloud security, mobile security,and application security. Previous IBM experience includes product management and market management for application development solutions at IBM and other providers.
Christian Damsgaard Jensen
Associate Professor, Head of Cyber Security Section Technical University of Denmark
Christian Damsgaard Jensen is an associate professor and Head of the Cyber Security Section at the Department of Applied Mathematics and Computer Science at the Technical University of Denmark. He holds a Ph.D. from Université Joseph Fourier – Grenoble I (France), an MSc. from the University of Copenhagen (Denmark), an eMBA from the Technical University of Denmark and an M.A. (jure officii) from Trinity College Dublin (Ireland). He is currently investigating the development of models, policies and mechanisms for security in open dynamic distributed systems, such as pervasive computing, ambient intelligence, crowd sourcing and the Internet of Things (IoT), which respect the security and privacy of the individual users of the systems. He is actively pursuing research in the areas of authentication models and mechanisms for ambient intelligence systems and context aware access control models and mechanisms.
Georg Nikolajevski
Trust Services Sales Manager SK ID Solutions, Estonian ICT Cluster
Georg works as Trust Services Sales Manager at SK ID Solutions – the only Certification Authority in Estonia. He focuses on international sales and during just a couple of years he has closed numerous local deals, as well as brought valuable clients from the Baltics and Europe. His 15 years of experience in the telecom industry with different vendors speaks for itself and endorses his success in the e-identity business.
Egils Stūrmanis
Development project manager CERT.LV
Egils Stūrmanis holds a master's degree in technical sciences and finances. For more than 10 years, Egils Stūrmanis has been working in the IT security field in managing and implementing various projects, devoting a lot of time to educating the public.
Wulf Harder
CSO QuBalt GmbH
Co-founder, Managing Director and Researcher of QuBalt(TM), Germany, a cryptography company. In the recent years, his research efforts focus on quantum and cryptanalysis secure algorithms and methods, white-box cryptography, cryptanalysis, complexity theory and SAT-solvers. Prior to co-founding QuBalt(TM), he co-founded Syncrosoft(TM), Latvia/Germany, a software copy protection provider that developed eLicenser(TM). He is the inventor of MCFACT(TM), a program code transformation method based on finite automata compositions. He co-founded whiteCryption(TM), USA/Latvia, a leading provider of code and data protection. He is co-founder and Managing Director of SoftActivation(TM), Latvia, a company for software activation methods.
Danilo Delia
Senior policy manager European Cyber Security Organisation
Danilo D'Elia, Ph.D is a specialist of public-private strategies related to security issues. He has worked for EADS (now Airbus Defense&Space) on business development of UAVs and services, (e.g. training, MRO), marketing and strategy for the cybersecurity division. His main interests are targeted to topics at the intersection of disciplines and with an impact on the territory. Since 2017 he is the coordinator at the ECSO Secretariat of the WG2 "Market deployment, investments and international collaboration" and WG4 "Support to SMEs , coordination with countries (in particular East and Central EU) and regions.
Juha Remes
CEO Cyberlab Inc. and Executive Director FISC, Chairman of Board North European Cybersecurity Cluster NECC, Board Member of ECSO, Business and Cybersecurity board professional and couch
Mr. Juha Remes is currently responsible for FISC operations and it's industry's owned Cyberlab inc. FISC is involved in several cyber and information security related projects in Finland and internationally. Juha Remes has been one of the front runners of security sector in Finland and Europe and he holds several board positions in private industry.
Britta Muzyk-Tikovsky
Event interviewer
Managing Director Capscovil
Britta is a strategic business development professional with +20 years of experience in the technology sector. She is founder and managing director of innovation agency Capscovil where she develops business strategies, concepts and unique content to help clients in driving innovation, sustainability, and diversity in their technology sector; and in bridging the gap between startups and the corporate world. Britta is also founder of Diversity Natives, an initiative that empowers women and members of minority groups in technology, and that supports companies and event organizers in increasing diversity. Previously, she was responsible for new business creation at INTEL, Teradyne and W.L. Gore and instrumental in driving double-digit growth in sales by establishing new clients as well as increasing business with existing customers. With her alter ego, Britta ventures into the world where technology and realistic fiction meet. She is co-author of "Project Black Hungarian", a spy novel on IT-security and electric vehicles, and author of diversity novel "GAME-Faint Signals" and has written several short stories. She has also written a range of feature articles on technology. Britta Muzyk – Tikovsky holds a Master of Business and Engineering from the University of Applied Sciences, Karlsruhe, Germany. She supports selected startups as strategic advisor for innovation and marketing.
Mark Ehr
Program Director IBM Security
Mark Ehr is a 30+ year technology veteran who spent ten years as a software engineer, seven years in pre- and post-sales roles, five years as entrepreneur and CTO, four years as an industry analyst and six years in product management and marketing. He has worked in cyber security for 15 years and joined IBM via the BigFix acquisition in 2010. Mark leads IBM's Worldwide Security Sales Enablement team, working closely with strategy, offering management, marketing, sales and support to help ensure that we deliver high quality security products and services to our customers.
Tom Nowakowski
Security Expert CQURE
Tom Nowakowski is CQURE's Expert with over 17 years of experience as Penetration Tester, Cybersecurity Specialist and Consultant. He has worked for Financial and Insurance industry and has proven experience both as a member of Blue Team and Red Team. He holds many certifications validating his vast knowledge (eg. MCP, RHCE, OSCP, Security+, CEH, CPT(C)). Currently prepares for OSCE. He loves hardware, security appliances in particular.
Thea Sogenbits
Partner at Smart Service Solutions, Head of Curriculums of IT at Estonian Entrepreneurship University of Applied Sciences
Thea is cybercrime prevention and security by business design consultant and scholar from Estonia. She is doing her research at Estonian Business School on business of cyber crime. Thea has her master training from Tallinn University in Interaction Design and Knowledge Environments as well as MBA in IT Management. Her research focuses on business processes and models of cyber crime as well as early discovery of potential loopholes. Thea has worked at the IBM, represented European YWCA in various European institutions and is currently head of IT curriculums at Estonian Entrepreneurship University of Applied Sciences.
Toms Pēcis
CISO Analytica
Toms is an experienced IT security expert and former IT risk manager at Lattelecom. He is now focusing on social engineering and penetration testing and also have a decent background regarding GDPR compliance from technical perspective. Have supervised MS based whitelisting implementations, SIEM and many other projects regarding IT security.
Katrin Nyman Metcalf
International consultant, expert in legal aspects of e-governance and ICT, space law, cyberspace law. Visiting Professor
Professor Katrin Nyman Metcalf is active globally as an independent consultant primarily in the area of communications law in the wide sense, including ICT regulation, privacy and data protection, media law, e-governance and cyber issues. She is Programme Director of research and legal aspects at the Estonian e-Governance Academy and visiting Professor specialised in Law and Technology at Tallinn University of Technology. She has worked in more than 50 countries, including post-conflict and developing states, with legal analysis and drafting, professional training and creation of regulatory authorities. Another key interest is the law of outer space: her PhD (Uppsala University, 1999) is on the law of outer space and she is Chairman of the International Relations Committee of the European Space Agency.
Tudor Florescu
Sales Engineer Bitdefender
Tudor is an IT professional with expertise in IT Concepts like Cloud, Virtualization, Iaas, Saas, among others, with 10+ years within Bitdefender. His current role, as Sales Engineer, requires to provide technical product expertise to the sales team, customers & partners and to deliver competitive knowledge and product positioning. His previous roles in Bitdefender, such as Online Threats Researcher, Sales Enablement Manager, Product Evangelist and Technical Account Manager gave him the opportunity to gain many skills and learn a wide variety of things in regards to the antivirus software environment.
Mariusz Stawowski
Technical director Clico
Mariusz Stawowski, Ph.D. For more than 20 years he has been responsible for technical marketing and management of the security projects, audits, and professional services. Currently he is CTO / Technical Director of CLICO, a security technologies distributor and service provider operating in Poland and other Central and Eastern European countries. His doctoral dissertation was elaborated at the Military University of Technology in Poland in the special field of IT systems security auditing and network protections designing. He is CEH and ISO 27001 Auditor as well as certified instructor providing official (ISC)2 CISSP and EC-Council CCISO trainings.
Motty Slomovitz
Director Europe Waterfall Security
Motty Slomovitz is Waterfall's Director heading the European region. In this role, Mr. Slomovitz is managing the European market while promoting Waterfall's innovative technological approach to cyber security for industrial control networks and critical network infrastructures. Motty has an extensive 20+ years serving in multiple Engineering, Marketing and Sales management roles in both established as well as startup companies in the Cyber/Security and Telecom sectors. Motty is an Aeronautical Engineer also holding an MSc in Industrial Engineering from Technion Israel Institute of Technology.
Alexander Hägglund
Sales Engineer Nordics and Baltics Sophos
Alexander Hägglund works as Sales Engineer at Sophos in Stockholm, Sweden. He's responsible for strategic implementation of IT Security, trainings and enablement, for distributors and partners in the Nordics and Baltics. Alexander has over 15 years of experience in IT Security, with expertise in threat hunting, endpoint and network security as well as perimeter protection.
Jani Antikainen
Chairman of the Board at Sparta Consulting & Huginn
Jani Antikainen is a serial entrepreneur, venture capitalist, and researcher. His latest start-up, Sparta and its Huginn product, focuses on protecting organisations' critical information assets from malicious manipulation. His academic research concentrates on identifying and countering information manipulation. Combining both academic and practical views, Antikainen develops comprehensive and powerful means for protecting both public and private sectors' information assets. He is finalizing his dissertation in Economics and holds earlier M.Sc. in Economics and M.Sc. in Technology.
Selene Giupponi
Founder & Head of Digital Forensics Unit Security Brokers ScPA
Mrs. Selene Giupponi worldwide is one of the (very) few women involved in Digital Forensics. Selene holds a University Degree in Computer Engineering (University of Rome "La Sapienza", 2008), then she post-graduated in Computer Forensics & Digital Investigations (University of Camerino, 2009) along with the Ministry of Interiors (Italian Postal and Communications Police). Since 2008 she is a member of Engineers Association of the Latina Province, and in 2009 she became member of its ICT board. From 2012 Founder of Security Brokers.
Ilia Kolochenko
CEO & Founder High-Tech Bridge
Ilia is a Swiss application security expert and entrepreneur. Starting his career as a penetration tester, he founded High-Tech Bridge to incarnate his application security ideas. Ilia invented the concept of hybrid security assessment for web applications that was globally launched in 2014 under ImmuniWeb® brand. Afterwards, Ilia designed and managed implementation of numerous machine learning technologies for ImmuniWeb. Ilia holds a BS (Hons.) in Mathematics and Computer Science, and is currently performing his Master of Legal Studies degree at Washington University in St. Louis. His military service took place in Swiss artillery troops. Ilia is a contributing writer for CSO, SC Magazine UK, Dark Reading and Forbes, mainly writing about cybercrime and application security. He is also a member of the Forbes Technology Council. In 2016 he received "Forum des 100" award – 12th annual award for one hundred entrepreneurs, politicians and personalities who build the French speaking part of Switzerland. In 2017 Ilia was named a "Thought Leader" by SC Media Reboot Awards.
Raoul "Nobody" Chiesa
President, Founder Security Brokers ScPA
After being among the first Italian hackers back in the 80's and 90's (1986-1995), Raoul decided to move to professional InfoSec, establishing back in 1997 the very first vendor-neutral Italian security advisory company; he then left it in 2012, thus along with former and new partners he established "The Security Brokers", a visionary cooperative joined stock company globally providing niche, cutting-edge security consulting services and solutions, to Governments, LEAs, Public Agencies and Private companies. Raoul is among the founder members of CLUSIT (Italian Information Security Association, est. 2000) and he is a Board of Directors member at ISECOM, OWASP Italian Chapter, and at the Italian Privacy Observatory (AIP/OPSI); he has been one of the three official coordinators of the Working Group "Cyber World" at the Center for Defence Higher Studies (CASD) between 2010 and 2014 at the National Security Observatory (OSN) supervised by theMilitary Center for Strategic Studies (CeMiSS) from Italy's Ministry of Defense.
Felipe Pathé Duarte
Consultant at VisionWare and Professor (PhD) at The Higher Institute of Police Sciences and Internal Security
Felipe Pathé Duarte, is assistant professor at the Higher Institute of Police Sciences and Internal Security (Lisbon), and consultant/researcher at VisionWare (for Geopolitical analysis). He is a post-doc researcher at the OBSERVARE – Autonomous University of Lisbon, with a project on euro-Mediterranean security. Felipe is also an analyst for international security at RTP, the public service broadcasting. He holds a PhD and a MA in Political Science and International Relations from the Institute of Political Studies of the Catholic University of Portugal, and he graduated in Philosophy in the University of Coimbra. Felipe was a research fellow at the Oxford University (St. Antony's College) and at the Counterterrorism and Homeland Security Program of the Center for Strategic and International Studies, in Washington DC. He was also a fellow at the Seminar for European Counterterrorism Experts in Israel. Felipe integrates the European Expert Network on Terrorism Issues. Felipe has published in national and international scientific journals.
Adrian Winckles
Cyber Lead & Director of Cyber Security & Networking Research Group
Adrian is a Chartered Engineer and Chartered Information Technology Professional of the British Computer Society. He specialises in network and internet security, and organised the European chapter meeting of the Open Web Application Security Project (OWASP) on our Cambridge campus in 2014.
Reinis Zitmanis
Event moderator
Digital champion of Latvia, founder of itero.eu
Reinis Zitmanis is a moderator of this Conference: One, He is a Digital Champion of Latvia – an Ambassador of Latvia to European Comission Digital Agenda. Two, he is a digital marketing and sales consultant for top customers in Latvia. Three, he is a media publicist, tech Editor and host of TV and Radio shows.
Jens Getreu
Early Stage Researcher, Information Security Expert Tallinn Technical University
Mr Jens Getreu is a Control Systems Engineer and has worked as a researcher and consultant in business process reengineering. In 2004 he became a Luxembourgish civil servant and was teaching IT and computer programming. Some years later, in 2008, he joined the national IT curriculum committee. Jens holds degrees from the Technical University of Darmstadt (Dipl.-Ing. Control Systems), the National Polytechnic Institute of Lorraine (Environmental Sciences), the University of Kaiserslautern (Civil Service Examination) and received in 2017 his M. Sc. in Cyber Security from Tallinn University of Technology with cum laude. His early publications deal with scientific modelling and its limitations in the areas of natural and technical systems. His current PhD research at Tallinn University of Technology focuses on cyber security and embedded system security.
Artūrs Cers
Event moderator
Event host, Entrepeneur
An experienced event host based in Riga. Background in commodities, real estate, film and theatre production, market research as well as corporate event and entertainment project management. Technical innovation enthusiast. Fluent in web development and software marketing. Previously represented a variety of IT security vendors as a product manager for Baltic states. Experienced mostly in data encryption, end-user monitoring, DLP solutions as well as vulnerability analysis and penetration.
Kristīne Laure
Event moderator
Moderator, IT project manager
PMO Lead and Junior IT Project manager at Accenture Latvia. Master's degree in Project management, IPMA Certified Project Management Associate and holds ITIL Foundation Ceritifacte for IT Service Management skills. Previous experience related to Corporate Relations, Marketing and Corporate Event Management. Board Member of Latvia's National Project Management Association.
Liene Birze
Event moderator
eCommerce specialist, Conversion optimizer, SEO expert, Personal data protection specialist, Master cyber security student
Linda Bondare
Event moderator
Master cyber security student
Martin Maasik
Event moderator
Junior Account Manager Data Security Solutions
Anna Vladimirova Krjukova
Event moderator
Associate, ZAB COBALT
Anna Vladimirova-Kryukova is a certified personal data protection officer with an extensive experience in the area of personal data protection, privacy and cybersecurity. Anna is an associate at law firm COBALT and works with a wide range of different companies. She assists clients in ensuring compliance with the requirements of the personal data protection laws including the GDPR. Anna is a member of ISACA Latvia and Latvian Open Technology Association (LATA) as well as "Ar pasaules pieredzi Latvijā". Additionally, Anna holds a cybersecurity CSX certificate. Anna has an impressive teaching experience of the personal data protection including in such schools as Riga Graduate School of Law and BA School of Business and Finance. Anna is also an author of a number of publications related to the data protection and an often participates in the biggest local and worldwide technology-related events such as Web Summit.


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Predictive Maintenance
Data-Driven Maintenance Strategies: The Machines Are Talking, But Are You Listening?
Moving to more advanced, data-driven maintenance strategies may seem like a huge leap for small to mid-size manufacturers. However, to reduce the intimidation…More
Aptean TabWare Introduces Predictive Maintenance into EAM
Alpharetta, GA, December 13, 2017 — Aptean, a leading global provider of mission-critical enterprise software solutions, has introduced a predictive maintenance…More
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Knowing when a machine will fail and for what reason, a food processor can plan maintenance at an opportune time rather than incurring unscheduled downtime.…More
Media Relations
Nicole O'Rourke
Chief Marketing Officer


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By Pension and Benefits Editorial Staff
A district court acted prematurely when it concluded that an investment account was not a tax-qualified ERISA plan and thus could be garnished under Florida law, the U.S. Court of Appeals in Atlanta (CA-11) has ruled. On remand, the district court must, among other things, examine the plan instrument as part of its determination as to whether the investment account is a tax-qualified retirement plan.
Garnishment. Whirlpool Corporation sought to collect a judgment for breach of contract of about $180,000 against Freight Revenue Recovery, one of its service providers. It did so in part by attempting to garnish a Charles Schwab account, valued at over $800,000 and called "Freight Revenue Recovery Sys Inc. Profit Sharing Plan/Schwab One Pension PT—PPLAN."
Freight Avenue sought to dissolve the writ of garnishment by arguing that the Schwab account was an ERISA profit-sharing plan containing assets Freight Revenue had contributed for the benefit of its owner. Under relevant Florida law (Fla. Stat. §222.21(2)(a)), assets in a tax-qualified plan are exempt from all claims of creditors "of the owner, beneficiary or participant." Freight Revenue's owner was the only participant in the plan since at least 2012.
Whirlpool countered that the account was not a qualified profit-sharing plan. It suggested that the account failed to satisfy minimum coverage requirements and that it discriminated in favor of highly compensated employees. In addition, the Freight Revenue's owner stated he had caused the plan to purchase property he and his wife owned, which Whirlpool argued amounted to a prohibited transaction.
Given all this, a magistrate judge agreed the account was not a qualified plan and recommended that the writ of garnishment remain in effect. The district court agreed, holding that the account was not an employee benefit plan. The district court then concluded that the Schwab account is "simply an account holding Freight Revenue assets" and thus may be garnished to satisfy the judgment.
The appellate court vacated the lower court's ruling and remanded for further proceedings. The district court's analysis was incomplete, the court explained. With respect to the ERISA issue, the district court failed to examine the instrument creating the plan to determine whether a valid plan exists. More broadly, even if the district court is correct that no ERISA plan exists, it still must make determinations as to whether (1) Freight Revenue or its owner is the legal owner of the assets in the Schwab account and (2) if the account does not contain Freight Revenue assets, is its owner liable for the company's debts. Whirlpool made a variety of alternative arguments asserting that Freight Revenue's owner is personally responsible for Freight Revenue's debt but the district court either did not consider those arguments or failed to make the relevant findings of fact.
SOURCE: Whirlpool Corporation v. Freight Revenue Recovery of Miami, Inc. (CA-11).
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Investigator: NFL should have sought more info in Rice case
Report finds no evidence NFL saw Ray Rice video before it was released
The NFL failed to investigate the Ray Rice case properly, former FBI director Robert S. Mueller III said in a report that also said he found no evidence the league received a video of the Ravens running back knocking out his fiancee on a casino elevator.
"The NFL should have done more with the information it had and should have taken additional steps to obtain all available information about the Feb. 15 incident," Mueller said in a statement after releasing his 96-page report.
Mueller said he could find no evidence the league received the video showing Rice striking his fiancee before it was published online in September. A law enforcement official showed The Associated Press videos of the incident and said he mailed a DVD to NFL headquarters in April.
The report said a review of phone records and emails of NFL employees showed no evidence that anyone in the league had seen the video before Commissioner Roger Goodell initially suspended Rice for two games.
The private investigation without subpoena power did not include any contact with the law enforcement official who showed the AP the videos. The officer played the AP a 12-second voicemail from an NFL office number dated April 9, in which a woman verifies receipt of the DVD and says: "You're right, it's terrible."
The official, who insisted on anonymity because he was not authorized to share the evidence, said he took steps to avoid being found or identified by the NFL.
"We have reviewed the report and stand by our original reporting," said Kathleen Carroll, the AP's executive editor. "The Mueller team did ask us for source material and other newsgathering information, but we declined. Everything that we report and confirm goes into our stories. We do not offer up reporters' notes and sources."
Mueller found the NFL's deference to the law enforcement process involving Rice "led to deficiencies in the league's collection and analysis of information during its investigation." He added such an approach "can foster an environment in which it is less important to understand precisely what a player did than to understand how and when the criminal justice system addresses the event."
Mueller's report details some of the efforts the NFL made in obtaining the video but said the league should have taken additional steps to find out what happened inside the elevator.
"League investigators did not contact any of the police officers who investigated the incident, the Atlantic County Prosecutor's Office, or the Revel to attempt to obtain or view the in-elevator video or to obtain other information," the report said. "No one from the league asked Rice or his lawyer whether they would make available for viewing the in-elevator video they received as part of criminal discovery in early April."
The report also said the league didn't follow up on initial conversations with the Ravens to determine whether the team had more information.
The official showed the AP multiple videos from the casino the night Rice was arrested. Those videos included security cameras from inside and outside the elevator and two cellphone videos that included some audio.
The league said it considered the video published by TMZ in September to be new evidence meriting an indefinite suspension. Its emergence drew renewed backlash to the league from women's organizations, members of Congress and players -- all calling for more detail on how the NFL handled the case.
Giants owner John Mara and Steelers President Art Rooney, the men appointed by Goodell as liaison's to the investigation, said Mueller made six recommendations that the owners will review. Rooney and Mara discussed the report's recommendations with Goodell on Thursday.
Rooney and Mara agreed that the league's policy on domestic violence was insufficient.
"We were slow to react, and in the case of Ray Rice, the original punishment was insufficient," their statement said. "In addition, the steps taken by the NFL to investigate this matter were inadequate. Since then, a new policy concerning domestic violence and other rules for conduct violations have been put into place."
Goodell released a statement on the NFL website Thursday afternoon, saying, "We are grateful to Director Mueller for conducting an extremely thorough and detailed investigation, and we accept his findings and recommendations. I want to express my appreciation to John Mara and Art Rooney for their leadership. Director Mueller made a series of very constructive observations and recommendations regarding our prior investigatory procedures. We have already addressed many of these points in the revisions to the Personal Conduct Policy that were announced last month. I look forward to reviewing these recommendations with the league's new Conduct Committee chaired by Arizona Cardinals owner Michael Bidwill. While this investigation has now concluded, our focus on the underlying issues and our commitment to positive change remain as strong as ever. We have all learned a great deal in the past months and expect to be judged by how we lead going forward on issues of domestic violence and sexual assault."
Report reveals more on what Ravens knew
The report also reveals more on what the Ravens knew about the incident in the elevator. Mueller said in his report that both the NFL and the Ravens had other information to know what had happened in that elevator was serious.
The report said Raven security chief Darren Sanders knew a lot about the Ray Rice domestic incident in Atlantic City, New Jersey, soon after it happened. Rice himself told Sanders what happened later the same day, Feb. 15. And mid- to late-February, the report said, an Atlantic City police officer described to Sanders what was on the video from inside the elevator.
According to the report, Sanders took notes, writing, "he slaps/punches her again, causing her to fall, striking her head against the wall, going 'unconscious.'"
Sanders used those notes, the report says, to brief Ravens head coach John Harbaugh, President Dick Cass, and General Manager Ozzie Newsome in March.
According to the report, Newsome took his own notes, writing, "She elbowed him starting throwing punches after she spit on him. He slapped her, she sailed backward, more intoxication, then the hit."
The report found Cass recalled being told: "Cass recalls that Sanders described Palmer as the aggressor and that, in defending himself, Rice slapped her, she fell into a wall, and she hit her head on a rail."
Cass released a statement Thursday evening, saying, "We welcome completion of the 'Mueller Report,' and we look forward to cooperating with the League on any new policies resulting from this report. More than anything, the report reminds us all of the gravity of the consequences of intimate partner abuse and the lessons we must all learn. We have taken steps to educate ourselves, and others, about this important issue, and will continue to do so."
In the 11 News I-Team's interview with Ravens owner Steve Bisciotti in September, after Rice was terminated, he acknowledged the organization failed to recognize the seriousness of the incident based on the information it had, long before the elevator video got out.
"That's my fault because we love Ray so much, we have a tendency to hear what we want to hear and see what we want to see," Bisciotti said in September.
The report said despite having detailed information about the incident early on, the Ravens did not share what they knew with the NFL. The report recommends the league set a specialized team to investigate incidents of domestic violence and sex abuse.
Mueller and his staff reviewed millions of documents, emails, text messages and electronic data logs, and interviewed more than 200 NFL employees and contractors.
The report acknowledges the NFL's recent changes to its Personal Conduct Policy and offers several recommendations for additional improvements, including:
- More training and better supervision for NFL investigators
- The creation of a specialized investigative team for domestic violence and sexual abuse cases
- Investigative guidelines and standards to encourage more thorough investigations
- Policies requiring more information sharing between the league and NFL clubs during investigations


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After the past few weeks of eating nothing but heavy (albeit delicious) holiday comfort foods and slugging plenty of drinks to go with them, we're just about ready for a fresh start. In fact, we're desperate for it.
With the New Year behind us, what better time to start than now? As we set our intentions for 2018, being a tad bit nicer to our bodies should be a top priority—especially after last night. And this starts with eating nutritious meals.
We asked Nikki Bostwick, wellness enthusiast and founder/editor-in-chief of The Fullest, to share five of her favorite easy and quick recipes for a full day of healthy eating. "Eating clean has the obvious benefits of leaving you feeling lighter and your complexion brighter and more clear overall, but it also expands your mind, opening space for you to make solid decisions and be able to manage your life more easily." Sounds just like what we need.
The best part about these recipes? They require little-to-no cooking skills, making it super-easy for anyone to enjoy a healthy and nutritious meal whenever they need.
Consider the below your day one meal plan.
Overnight breakfast oats
These bloat-free overnight breakfast oats are a godsend—not only do they save you time in the morning, since they require no extra prep after soaking, they're also packed with nutrients to get you going in the morning. "My favorite part about them is the way I feel afterward," says Bostwick. "It's not easy to find a breakfast food that satisfies your sweet tooth, is nourishing, and doesn't make you feel too full or bloated. That's because the proteins, carbohydrates, and other nutrients have been broken down through the soaking process, making them easier to digest."
- 1 cup organic, sprouted rolled oats
- 2 cups milk of choice
- 1 tsp chia seeds
- 1/4 cup dried mulberries
- 1 tsp vanilla powder
- 1/2 tsp cinnamon
- 1 Tbsp maple syrup
- a pinch of pink salt
- Fresh fruit to top (optional)
Combine all ingredients in a container and stir. Refrigerate overnight, or for at least two hours. This can be eaten cold or warmed up, and topped with your favorite fresh fruit. This will stay in your fridge for up to three days.
Greens-packed mint chip smoothie
Smoothies make every morning better, and this nutrient-rich version is perfect for a mid-morning snack. "This mint chip smoothie not only tastes good, but its benefits are endless," says Bostwick. "Reishi helps improve liver function and detoxification and it helps to balance your hormones and mitigate allergies and asthma. Mint helps to speed and ease digestion, while cacao nibs will give you a boost of energy. This smoothie is all you need to get your day going!"
- 1 cup almond milk (you can make your own by blending 2 tablespoons of almond butter to 1 cup of water in a Vitamix)
- 1 cup spinach
- Handful of fresh mint
- 1/2 small avocado
- 1/2 cup frozen banana
- 3 Tbsp cacao nibs
- 2 tsp reishi
Blend and enjoy!
The antioxidant salad
An antioxidant-rich salad is just what you need for an afternoon pick-me-up that won't leave you feeling bloated or sluggish. This recipe by Bostwick can be made even more satisfying by adding salmon. Not to mention, it reaps some major skin benefits. "Packed full of antioxidants, like blueberries, greens, and hemp seeds, and omega-3s, from walnuts and salmon, this salad will truly make your skin glow."
- 2 handfuls wild arugula
- 1 Tbsp hemp seeds
- 1 cup blueberries
- 1/3 cup soaked walnuts, halved (tip: soaking nuts for several hours or overnight helps aid in the digestive process, so you don't get "nut belly")
- 4 Tbsp cold pressed, extra virgin olive oil
- Juice of half of a lemon
- 1 tsp coconut sugar
- 1/4 lb wild salmon fillet
- Thinly sliced lemon for salmon garnish
- Salt and pepper to taste
- A drizzle of olive oil
Combine salad ingredients in a bowl. Whisk together dressing ingredients, or pour into a mason jar and shake well. Toss dressing with salad mixture.
If adding salmon, preheat oven to 350 degrees. Season the salmon with a generous pinch of sea salt and thinly sliced lemon wedges. Wrap in parchment paper and roast for 20 to 25 minutes until the fillet is fully cooked, but still moist and tender. Garnish with black pepper and a drizzle of olive oil.
Healthy skin tonic
Forget your detox tea, sip this warming vitamin- and antioxidant-rich tonic as a late afternoon treat instead. "This tonic is a creamy blend of healthy fats, Sun Potion's yin power blend for optimal hormone health, tocotrienols, which are packed with vitamin E, and a light touch of sweetness. Drink this daily to keep your mood steady and your skin supple."
- 2 cups hot water
- 1 Tbsp tocotrienols
- 1/4 cup cacao butter
- 1 Tbsp honey (or sweetener of your choice)
- 1 tsp vanilla extract
- 1 tsp yin power blend of Sun Potion
Blend and enjoy!
Creamy cauliflower ginger soup
Who doesn't love a warm bowl of soup during the winter months? Bostwick shared her recipe for a creamy cauliflower-ginger version, though she mentions that you can swap out your vegetables as desired. "Just keep the base of this recipe in mind when you're looking to play around with other types of veggies. All you need to make a good blended soup is a steamed or roasted vegetable, a liquid, a healthy fat, and herbs and spices." The best part about blended soups? The prep is so easy.
- 1 head cauliflower, divided into small florets
- 1/4 cup raw cashews, soaked
- 4 cups filtered water or bone broth
- 1/2 Tbsp freshly grated ginger
- 2 Tbsp chickpea miso
- 1 tsp turmeric powder
- pink salt and black pepper to taste
First, steam cauliflower by bringing 1/4 cup of water to a boil in a large pan, adding in 1/2 tsp salt and the cauliflower florets. Cover and steam for about five minutes.
Remove from pan and combine all ingredients in a high-speed blender, blending until smooth.


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FINRA said in its first full report on fine monies that it collected $61 million in fines in 2018 and spent those funds, plus about $20 million in reserves, on capital, strategic, educational, and compliance initiatives.
According to a report issued by the Financial Industry Regulatory Authority, Inc., the U.S.'s self-regulatory organization responsible for broker-dealer oversight spent $81.1 million on a variety of capital and strategic initiatives and on investor education and efforts to promote compliance by broker-dealers. The bulk of these funds came from fines imposed by FINRA. Of these funds, just over 81 percent were allocated for capital and strategic purposes, while just under 19 percent were allocated for educational and compliance purposes. FINRA's first full report on fines was issued pursuant to its Financial Guiding Principles, which it published in January 2018 as part of an effort to improve the transparency of its operations. Previously, FINRA had issued an interim report on fine monies roughly in the time frame that it adopted its Financial Guiding Principles.
FINRA's 2018 report indicates that it made fines-eligible expenditures based on $61.0 million in fines issued, which it then combined with $20.1 million in reserves to arrive at a total expenditure of $81.1 million. Although FINRA's Financial Guiding Principles document lists four purposes for which its board or finance committee may use these funds, the report divided expenditures across just two more generalized categories: capital/strategic initiatives and educational/compliance initiatives.
FINRA spent $65.7 million (81 percent of its total expenditures) on capital/strategic initiatives. Expenditures in this category included migrating applications to cloud-based platforms, machine learning tools to better detect suspicious market behavior, and improvements to FINRA's examination program. These expenditures, however, did not include the costs of FINRA's participation in the consolidated audit trail (CAT) consortium and the related costs of FINRA having been selected to be the CAT's plan processor.
With respect to educational/compliance initiatives, FINRA spent a total of $15.4 million or nearly 19 percent of its total expenditures. These funds were allocated across three areas: (1) compliance resources ($7.3 million); (2) FINRA staff training ($4.6 million); and (3) investor education ($3.5 million).
A comparison of the 2018 report to the 2017 interim report, at least on the surface, implies significant differences regarding how FINRA funded its capital/strategic and educational/compliance initiatives (more use of reserves in 2018 than 2017), and how it allocated funds between capital/strategic and educational/compliance initiatives (more funds for capital/strategic initiatives than for educational/compliance goals in 2018 versus 2017). However, as FINRA's interim report cautioned, the numbers for 2017 may not reflect "full implementation" of the requirements for fines contained in its Financial Guiding Principles. The 2018 report is the first full report on FINRA's use of fine monies.
More generally, FINRA explained that it collects funds from two revenue streams. One stream focuses on providing restitution to harmed investors (FINRA said this is its "highest priority"), while the other stream, fines, focuses on deterring misconduct. Funds collected through the imposition of fines are accounted for separately and do not appear in FINRA's operating budget, nor are fines used to set FINRA employees' pay. FINRA said it follows a set of guidelines for imposing fines in specific cases and that it does not seek a minimum amount of fines.
Companies: Financial Industry Regulatory Authority, Inc.
MainStory: TopStory BrokerDealers Enforcement FedTracker Securities FINRANews InvestorEducation
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390 Orchard Road
#02-09A Palais Renaissance
Singapore 238871
11:30am - 11:00pm
💵: $18
📈: 8.5/10
🤔: Best slice of cake I've ever had in my life. Love the fragrant caramelised nuts, thick chocolate fudge and decadent brownie. Super sinful but well worth the calories!
Prolly the best pasta I've had altho it's a little oily. King prawns were rly plump 🤪 !!
Bubz got the PS burger and topped up for truffle fries instead of normal shoestring fries ($5++). Didn't feel that the truffle fries were that great tho!! Expected a little more since it's so raved about but I guess the dipping sauce (tomyum mayo ??) tasted really unique.
Both mains were $29.5++
Really lovely ambience for celebrations
Services provided were rly rly rly good, thank you to the people there for not judging us 😂 def gg back!
It is rly worth every cents. It looks diabetically sweet but it isn't THAT sweet that it makes you so sick. Just soooooo perfect 😭❤ recommended to share with >2 people though 😂
Never understood why they took this sinfully mouthwatering salad off the menu at PS.Cafe. Other than the signature truffle fries, this is one dish i would order again and again at PS.Cafe if they hadn't taken it off the menu. So this is kind of a tribute to an ingenious salad with an Asian twist. I was completely taken with the fragrant peanut sauce, crispy tofu noodles and cashew nut crunch atop a healthy mix of red cabbage, potatoes, sugar snap peas, avocado, bean sprouts and quail eggs. I say bring back this Gado Gado Salad already, PS.Cafe!
This is part of the Xmas specials. Weird that no menu is printed for this, so u will have to listen to the waitress narrate it. Portion is okay, taste is okay too. Meat is not too dry


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Filing an Appeal
How will I find out if services are denied or limited? What can I do if my doctor asks for a service for me/my child that's covered, but MHS Health Wisconsin denies or limits it?
MHS Health will send you a letter if a requested service is denied or limited. If you disagree with the decision, you may file an appeal.
When do I have the right to ask for an appeal?
You have the right to appeal an MHS Health decision if Medicaid covered services are denied based on lack of medical need. MHS Health's denial is called an "action" or "adverse determination." You can appeal the action if you think MHS Health:
- Is stopping coverage for care you think you/your child needs
- Is denying coverage for care you think should be covered
- Has not paid a hospital bill you think we should pay
- Limits a request for a covered service
You, a doctor, or someone else acting on your/your child's behalf can appeal an action.
Can someone from MHS Health help me file an appeal?
The MHS Health Member Services Advocate can help you file an appeal. Call toll free at 1-800-547-1647 and ask for an advocate.
What are the timeframes for the appeals process?
You will have ninety (90) days from the date of the denial letter to appeal the decision. MHS Health will acknowledge your appeal within ten (10) days of receipt, and complete the appeal within thirty (30) days. This process can be extended up to fourteen (14) days. If more time is needed to gather facts about the requested service, you will receive a letter with the reason for the delay.


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A news story from Professional Door Dealer magazine......
Sears Roebuck and Co. on Thursday was able to settle a three-and-a-half-year-old consumer class action lawsuit in New Jersey federal court that accused Sears of deliberately selling faulty garage door openers. Sears and the plaintiffs "amicably resolved" all of the claims, according to the source.
Read the full article on their website
Return to The Door Industry Journal Website
The Door Industry Journal is an independently produced trade journal, published for the door, security, lock, ironmongery and automated gate industries. Our printed and online content features Industry News and product articles covering Industrial Doors and Shutters, Domestic Garage Doors, Entrance & Bifolding Doors, Fire Doors, Timber & Metal Doorsets, Automated Gates & Barriers, Fire & Security plus Locks & Building Hardware.
Friday, 16 September 2011
Sears Settles Garage Door Opener Lawsuit in New Jersey
Posted by The Door Industry Journal at Friday, September 16, 2011
Labels: Across the Pond
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Elevate your dining décor with fashion designer Ann Demeulemeester's matt-black Bowl, designed for Serax.
Fashioned from ceramic, the design is inspired by Demeulemeester's passion for making beautifully practical accessories for her home, presenting a distinctive addition to your meal presentation.
Founded in 1987, Serax stands for innovative and affordable design which favours originality and creativity. Working with leading designers from its native Belgium and abroad, Serax has become an established household name.


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Hey !
Welcome to your very own, personalised matched betting plan! Thank you for completing our quiz, using your results we have split your plan into three main sections: Issues, Team and Features. You can revisit your plan anytime by going to your "My Account" section 😊
Issue will address your biggest issue and also give you an idea of how to deal with common issues that crop up.
Team is where we assign you a team which gives you an idea of how many hours you should be doing, as well as showing you how a couple of fellow team profiteers make regular profit.
Features will show you a few things that are guaranteed to help you smash the bookies!
Mistakes When Backing and Laying
It's inevitable, whether it's on your first offer or your thousandth, mistakes can happen. Bookmakers and exchanges can be very confusing to navigate at times and it is natural to get mixed up now and then.
When you start out, you should always be triple checking that you're backing and laying the same event, making sure you back before you lay and checking that there is enough liquidity in the exchange.
If you don't feel confident backing and laying your bets, don't lose hope! Matched betting is a difficult thing to wrap your head around but it is well worth the effort when you consider how much you can make in a relatively short amount of time.
Go back and make sure you've watched our video guides which you can see by clicking the button below. They explain step by step how to complete the simplest welcome offers. If you still feel unsure, then watch our walkthrough of the Coral offer here where we show you slowly and step by step how to complete the offer.
Here is another link to get advice on your biggest issue as well as few other problems that people tend to run into. Click the "Get Help" button and you'll be taken to a guide or video that should be of some help!
Reload Offers
Simple Mistakes
Close Odds
Finding Time
Being Gubbed
Lack Of Funds
Hopefully we've helped solve your issue, if not then why not head over to the Facebook group here and see if one of our 25,000 members has has had the same problem!
Team Pro
£250+ a week: To make this amount we would recommend spending about 15+ hours a week on offers. Keep in mind, this is just an estimate. The amount of time needed also depends on your bank and your experience.
WARNING! To make this much, you will need a bank of at least £2000 to start with and have a bit of experience behind you, if not then perhaps start with a smaller target as it can be disheartening if you expect too much too soon.
We have two very important sources of information if you want to achieve this! Firstly is our Team Hustler page which gives 8 super profitable ways to reach your target such as casino offers and accumulators, you can view it here.
Secondly we thought it would be helpful for members to have a real life example to follow, so we created the "life in the week of" series. We think Chris Harrison's £750 a week routine, which you can read here, would be most helpful to you. Just keep in mind that you would only have to do a third of the amount of offers that her does to meet your minimum target, so don't get overwhelmed!
0% Commission on Smarkets and Matchbook.
Exchanges are where we lay every single bet we make. Most exchanges charge a percentage commission for every lay placed, this can really mount up over time and take a chunk out of your profits. Having more than one exchange can be a huge help when searching for the lowest possible lay odds on the market.
To qualify for 0% commission on Smarkets until June 30th 2019, you must have an Oddsmonkey premium account. With Oddsmonkey's fantastic features such as the oddsmatcher combined with the 0% commission on all lays this offer really is a matched better's dream! You can get 0% Commission on Matchbook using our link! Find these offers below.
Team Profit Youtube Channel:
The best way to learn is to see, here and read all at the same time. That's why our very own matched betting geru, Tom, uploads guides and walkthroughs to our youtube channel regularly to keep you guys informed and updated on all things matched betting! Check out Tom's magnificent beard below.
The Daily Profit:
Everyday at 12pm, We share our tips for making profit in under an hour on our Team Profit Blog which you can see below. Filled with everything from free spins to risk free bets, it's a surefire way to make a quick buck and it saves you having to scour the interwebs for offers!
Team Casino One Week Trial
There's a whole other world of profit outside of Matched Betting and it's called "Low Risk Casino"! Team Casino is a site dedicated to teaching you how to profit every single day from the world of Low Risk. Sign up today for just £1 and you'll get a week to test it out!
Well done for making it this far! We hope you found this plan helpful and as always, you can email, message or live chat us if you have any questions!
Got Questions?
There are 3 ways to ask for help with Team Profit:
Facebook Group - ask over 25,000 fellow matched bettors (including the Team!) any questions you may have. [Join The Group]
Live Chat - Chat with one of us any time we're online. See the chat module at the bottom right of site.