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MLB blues: TV black eye?
Major League Baseball placed itself at the edge of another labor-relations precipice last week, its announced plans to drop two teams raising the distinct prospect of a delayed 2002 season.
Coming on the heels of a riveting World Series that saw the Arizona Diamondbacks upend the New York Yankees, a labor impasse disrupting next year's regular season would more than squander the fan interest that the dramatic series inspired.
Independent sports consultant Neal Pilson, former head of CBS's sports unit, witnessed the deadening impact the 1990 work stoppage had on the network's national baseball deal. "Frankly, it damaged us for the remainder of our four-year contract," he recalled. "Loss of sponsors and loss of audience made it a losing proposition for CBS. The worse problem we faced was the uncertainty created by that labor stoppage."
A Fox Sports spokesman said simply that that network is "optimistic" that the two sides will resolve the differences between them during the off-season. He declined to confirm a report that Fox's six-year, $2.5 billion MLB deal somehow protects the network from the effects of a work stoppage.
A spokesman for ESPN, which currently has a six-year, $850 million deal with Major League Baseball, said the fallout from contraction was not a "central issue" for the network, which is apparently unfazed by the prospect of a delayed season.
With negotiations on a new agreement between MLB ownership and the players' union in limbo at the moment, the declared contraction strategy only muddled that already charged situation. Now the players' union confronts the loss of 50 jobs on the two teams—most likely, the Minnesota Twins and Montreal Expos. The old pact is set to expire this month.
"They're trying to tell the players, 'We run the show, and we're going to get rid of 50 of your jobs, and we can do this because we are the owners,'" says Lee Lowenfish, sports author and baseball labor-relations scholar. "The baseball owners are a more exclusive club than the U.S. Senate, and they're not elected."
Contraction raises the issue of where players displaced from the two abandoned franchises will play. The options figure to be free agency, likely to be favored by the union, or a dispersal draft, certain to be the owners' solution. The potential for lawsuits would appear to be limitless.
Pilson says contraction has clearly "compounded" the difficulties in baseball's labor talks, and he is among those concerned that the issues won't be settled by April.
Players' union representatives were already suspicious of ownership motives after Commissioner Bud Selig reportedly cut off talks in June.


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Post with many images
Thursday, 10 January 2013
Welcome to image alignment! The best way to demonstrate the ebb and flow of the various image positioning options is to nestle them snuggly among an ocean of words. Grab a paddle and let's get started. On the topic of alignment, it should be noted that users can choose from the options of None, Left,
- Published in Cyber Security

subset: commoncrawl


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|For information regarding Heroes' Leveling costs and requirements, refer to this page.
Information above may only be accurate to the Facebook Version.
Actions, Effects, and Stats may or may not differ from the Mobile Version as majority of the Heroes are still on their older Patch versions. Stats are based on Agent level 2. Action Stats are based on a hero without Iso-8, Empowered Iso-8, and Augmented Iso-8 socketed. Total Damage/Healing is based on Agent Level 300.
Please do not change the data into the Mobile Version with the exception of adding the Mobile Version's Cost and Requirements.
Character-Restricted Empowered ISO-8Edit
- Gasping Iso-8 - Adds Second to Last Gasp
Character-Restricted Augmented ISO-8Edit
- None
Patch HistoryEdit
- To see all changes made to Nico Minoru, visit Nico Minoru/Patch History.
Team-Up BonusesEdit
For a complete list of Nico Minoru/Hero's Team-Up Bonuses, see Nico Minoru/Hero/Team-Up Bonuses.
Nico Minoru has the following Team-Up Bonuses:
- Alias-Less: Heroes who go by their first and last name
- Anti-Precog: Characters against Precognitive Justice
- Arcane Arts: Heroes who use magic
- Arena Survivor: Heroes who survived The Arena
- Avengers Undercover: Heroes who hunted down Arcade
- Aviary: Any pair of Flying Heroes
- Den Mother: Nico Minoru and one of the Runaways
- Looking Grimm: Sister Grimm/Ben Grimm
- Murderworld Survivors: Heroes who survived Murderworld
- Not In That Way: One-sided crush
- Orphanage: Orphaned Heroes
- Paradoxical Questions: Victor Mancha and Someone who knows the right questions to force a 404
- Ran Away From Home: Heroes who ran away from home
- She's The Boss: Chase Stein and Nico Minoru
For all Images, Artwork, and Icons (Original and Alternate Uniform versions), see Nico Minoru/Gallery.
|v · e
Community content is available under CC-BY-SA unless otherwise noted.


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Just a month, steel industry generally had poor earnings, the market boss retreated. Because the main steel industry increase and steel production slow down, social reduced inventory and other factors, the drop of steel price will reduced, and have been gradually stabilised. The "winter" pessimism of steel pipe have thawed by the above influence factors.
These good element support the steel price to rebound
The author investigated that, the production of crude steel and steel decline that ease domestic supply pressure steel market. Steel market's "remove inventory" continue, parts of the market individual specifications appear resources shortage. So part of the steel enterprises' back production plan is put forward in succession, iron ore procurement has increased. Iron ore market present a rebound trend.
Driven by the above positive factors, the steel market price is going to increase. Price market data show that by the end of November 15, the main market 20 MM level 2 steel bar and Q235B3. 0 MM hot coil average price have increased154 yuan/ton, 58 yuan/ton than on October 24. By November 11, the steel bar, wire, medium and cold rolling, hot rolling five varieties total social inventory have 13.428 million tons, have "remove inventory" 1.762 million tons than October 8.
At the same time, previously appeared the slump in iron ore prices since early November strong also rebound. Import price index ore show that by the end of November 15, 63.5% India powder grinding price is $147 / mt, a previously appeared on October 31, the lowest point of $129 / mt, up $18 / tons. With the bounce of the ore price, steel plant has also put forward production plan. But because it now for iron ore purchasing steel remain cautious commonly, purchase quantity is only for daily consumption.
How long does the steel market price rise could continue?
With the support of positive factors, steel market appear better trend. But the better situation can last long? To this, the expert consider that it may rise unattainable.
First cost does not support the price increase of steel. Steel price drop drive the raw material of the steel of deep adjustment, for most has the high price of ore finish digest private steel enterprises are one kind of positive news. But state-owned steel decision always delayed relatively slow, to digest the high cost and high mining stock still need some time. In this situation, the private steel enterprises can quickly regains vigor, carry the advantage of low raw materials to the battlefield. If state-owned steel enterprises pull up price, the private steel enterprises as profits space increases productivity, which drive up the price of production factors state-owned steel enterprises prices to offset the profits, and ultimately, it's the loss outweights the gain.
Second needs do not support the price increase of steel. On the one hand, China and even the world economic slowdown in the second agent of the trend has been established, macro demand must be gradually decline. On the other hand, micro demand for downstream real estate's continuous control crushed, maybe the worse situation has not come true, the real estate on the steel demand will undoubtedly fall. In addition, seasonal factors also restricted the steel price increases.
Third, the funds does not support steel price rise. The falling prices, the biggest loss is the first level agency who committed to do marketing dealers for the steel enterprise, and the speculators who is pledging of financing by steel, then the inside futures speculators. As the saying goes: lightning never strikes twice double whammy. Often most of the boss have the three shots, the atrophy of fund or even leave will undoubtly make the field worse which is originally under the steel trading circulation ! No money to promote the market will not have an influence on it.
Does the steel price have the sustainable increase trend or not?
Just a month, steel industry generally had poor earnings, the market boss retreated. Because the main steel industry increase and steel production slow down, social reduced inventory and other factors, the drop of steel price will reduced, and have been gradually stabilised. The "winter" pessimism of steel pipe have thawed by the above influence factors.


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Even when the sun doesn't always shine this tasty, zingy very easy to make Australian recipe will make it seem like it does. The crisp sweet flavour of the locally grown Pink Lady apple with the smooth avocado make this salsa a winner, it will go with almost any grilled or barbequed meat so don't just save it for the prawns.
Serves: 4
Preparation time: 20 minutes
Cooking time: 10 minutes
You'll need:
For the Salsa:
1 Pink Lady apple, cored and cubed
1 ripe avocado, halved, skin and stone removed, cubed
Juice of 1 lime
1 tbsp fresh coriander, chopped
For the Prawns:
2 tbsp olive oil
1 tbsp butter
2 garlic cloves, crushed
300g large raw prawns
1 large red chilli, deseeded and finely chopped or 1 tsp chilli flakes
Zest and juice of 1 lime
2 tbsp fresh coriander, roughly chopped or torn
First make the salsa by combining all the ingredients together, place in a bowl, cover and leave in the fridge until ready to serve.
Heat the olive oil and butter in a large frying pan, add the garlic and cook over a medium heat for a few seconds. Increase the heat to high and add the prawns and chilli or dry chilli flakes, stirring continuously until the prawns are nice and pink and cooked through.
Add the zest and juice of the lime and sprinkle with the coriander, serve immediately with the salsa on the side and some crusty bread to soak up all the lovely juices.
Submitted by www.pinkladyapples.co.uk


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"Arise, do not be negligent; practice the principle of good conduct. One who acts on truth is happy in this world and beyond."
These wise words of the Buddha are gracefully simple and straightforward. Be good! What that means, some of us might be less sure, as words like "truth" tend to get muddled in the confusing world of religious belief and the "truth" that is declared.
If you can manage to operate your life by basing your actions on truth, though, then more power to you.
How would you seek to understand what is truth? How do you practice the principle of good conduct in your daily life?
Get a FREE Bonus Chapter from The Zen of South Park.
Enjoy more Zen Talk.
Filed under: Zen Talk | Tagged: Buddha, Buddhism, future, good, happiness, truth, Zen | Leave a comment »


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of Impact
Average annual growth of the TFI community
Average annual growth
in the number of schools
Average annual growth
in the number of local authorities
Circles of Impact
Teach First Israel's theory of change is based on creating a chain of leadership that begins in the school and stretches to the country's decision-making nerve centers. The goal of this strategy is to create partnerships with schools over the next five years in order to develop a new generation of teachers and leaders who will promote equal opportunities in education. We believe in our ability to make a difference and alter the existing realities, and we understand that this change begins with a single child.
The model we have developed is based on a bottom-up approach, in which impact is rooted in the relations of trust that are built between the teacher and the individual student, and from there it ripples out to affect the class, the entire school, and the surrounding community. Focusing on the needs of the individual student allows us to be proactive and to get other teachers in the school involved, as well as parents, the school management, and other organizations and figures in the community. This strengthens our circles of impact, creating a continuing circular effect that only grows more powerful as more and more TFIers become active in each community.
The Challenge
Worrying trends of growing inequality in education are evident in Israel. In fact, the most recent PISA results (from 2015) indicate that the educational gaps in Israel—between the country's highest and lowest achieving students, between those from the strongest and weakest socioeconomic backgrounds, and between Arabs and Jews—are among the largest in the world, and absolutely the largest in the OECD.
What Can Be Done?
Develop teachers and leaders. Comparative studies show that one of the most significant factors in student success is who their teachers are. This is why we view teaching as leadership. Today, after nine years of extensive activity throughout Israel, and following the success of similar programs in other countries, we can say for certain that a single good teacher can fundamentally change the life pathways of tens of students.
However, while education frameworks do indeed recognize the direct impact of teaching on student success, too few talented and outstanding young people choose to enter teaching. Therefore, at TFI we are training a unique community of groundbreaking teachers to be placed in schools throughout Israel.
Systemic and Community-Wide Change
TFI's theory of change is based on creating a chain of leadership that begins in the school and stretches to the country's decision-making nerve centers. The goal of this strategy is to have an impact on around 200 schools over the next five years, by bringing in young and highly motivated teachers; raising the expectations of students from disadvantaged socioeconomic backgrounds at a system-wide level; increasing public awareness of the importance of equal opportunity in education for Israel's national resilience; and more. We believe that change in equal opportunities in education in Israel will come only if we work together as a community.


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With the launch of the latest 2019 version of Terrain GMC enhanced its handsome looks with a calm and quiet ride. Continued from the 2018 version the 2019 GMC Terrain too is made available in SL, SLE, SLT, and Denali trims that feature a reportedly increasing level of comforts. In comparison with other crossovers, the 2019 GMC Terrain offers a trio of turbocharged engine options including a rare to find turbodiesel.
The Built Inside and Out
A visit to our nearby GMC dealer Fayetteville, we came to know that this year the GMC Terrain offers either black-or-chrome-trim-editions that can be played up or down in defining the lines of the front grille, mirrors and wheels, as per your choice. The 2019 GMC Terrain can comfortably accommodate four adults allotting each of them with enough room.
To be precise, every Terrain is abundantly equipped. Even the base versions start off with 17-inch wheels, continues with Apple CarPlay/Android Auto compatibility and Bluetooth streaming for its infotainment all displayed through a 7.0-inch touchscreen.
The interior cabin of the 2019 GMC Terrain is draped with soft-touch materials, while its active noise cancellation and sound-deadening materials largely skips the external noise to ensure a quiet cabin even while passing through crowded places.
The Powertrain Performance
Regardless of what engine or powertrain you choose for your 2019 GMC Terrain, you get the options of a 1.5-liter or 2.0-liter gas-powered turbo-4, or a 1.6-liter turbodiesel engine as standard with a 9-speed automatic and 6-speed automatic transmission respectively, that help distinguish the GMC Terrain from its mechanically matched rival Chevy Equinox. The bigger 2.0-liter turbo-4 engine has more impressive power that can tow loads that weigh up to 3,500 pounds.
Fuel Efficiency
The 2019 GMC Terrain is equipped well enough to give smarter rides in competition with other turbocharged compact crossovers and stays ahead of them of being able to attain greater fuel economy. Almost every version of the 2019 GMC Terrain effectively manages to give a combined mileage at the higher side of-20s that is a good score in the current scale of fuel-economy. The most basic configuration of powertrain for the 2019 Terrain is the 1.6-liter turbodiesel engine got the EPA rates that count 28 mpg in the city, 38 in the highway, and 32 in combined when equipped with all-wheel drive model.
Safety Features
The 2019 GMC Terrain has scored a top rating for its crashworthiness. All the trim levels of the 2019 GMC Terrain are equipped with a rearview camera, Bluetooth connectivity, and a teen-driver feature that allows the parents to set limits for their children when they sit behind the wheels. Most of the active safety features are made available at an extra cost and that is applicable even for the top trims. To get the latest features like Parking sensors or blind-spot monitors, one has to add another $800 to the bottom price-line while to install more safety features in your 2019 GMC Terrain, like the forward-collision warnings, active lane control, automatic emergency braking, or upgraded headlights, the cost would scale up even more.
The Verdict
As learnt from the experts of GMC dealer serving Fayetteville, the 2019 GMC Terrain is a storehouse of features, though making them extra chargeable might have irked a few.


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3111 W. Chandler Blvd Suite 108
Chandler, AZ 85226
(602) -595-3155
About STAX – Stax3D Printing is an exciting new full-service print shop, retail and community/business event space specializing in delivering precision 3D printing, design, and goods production. Stax3D Printing also sells 3D equipment: printers, filaments, scanners, supplies and service agreements. The future of printing is indeed here and Stax3D is poised and positioned as Arizona's industry leader. The only printer of its kind in the state and only one of a handful nationally, Stax3D Printing is already producing unique projects; serving a variety of retail and wholesale clients representing diverse industries – globally.


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6 tips to create & innovate from the CEO of IDEO
Monday, August 3, 2015
2 comments :
SIR this question is for youReplyDelete
Sir you are hardworking person or Smart working person.
If you have answer send to me
SIR this question is for youReplyDelete
1)Everybody will have strengths and Weakness.If you want to focus on your strengths or If you want to forget your weakness.What will you choose?
Send your answer to my mail id


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Members can bring a friend for FREE every Friday this month to Evolution Fitness.
Enjoy REPS at 8 a.m., R.I.P.P.E.D. at 9:30 a.m. and 30 Minute Abs at 10:40 a.m. (Gym members are welcome to try classes for FREE on Fridays in July!)
Guests must obey all gym rules, stay with the host member and sign a waiver before using the equipment. Limit one guest per member, please. Call or text 219.232.4918 with any questions.


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Sponsors The Drum DADI Awards
Sponsors The Drum DADI Awards
October 8, 2015, London, England – Kentico Software, providers of an all-in-one CMS, E-commerce, and Online Marketing platform supporting hundreds of brands and used by dozens of partner agencies in the UK, today announced the sponsorship of two categories in the UK's prestigious DADI Awards, from publisher The Drum.
The DADI (The Drum Awards for the Digital Industries) Awards take place in London on the 15th of October where Kentico is sponsoring: Creative/Digital Team of the Year and the Chairman's Award, which is chosen by the chairman, Phil Jones as his personal favourite campaign. Presenting the awards on the night will be Kentico UK Sales Managers Jose Marques and Chris Cairns.
The Dadis have been celebrating digital excellence for the past nine years and have fast become a 'must enter' in the digital industry's awards calendar. The event brings together individuals and companies at the forefront of digital marketing, recognising and rewarding the most effective strategies and campaigns.
Each year the awards attract a fantastic panel of digital experts, all of whom have extensive experience in the industry. Entries are open to all digital agencies, creative agencies, media owners, in-house teams or clients who work within the digital field and are based in the UK or have a UK client or office.
"Kentico is becoming increasingly popular in the UK and Europe as the CMS of choice," commented Petr Palas, Founder and CEO of Kentico, "not least for its ease of use and powerful focus on customer experience - and we are delighted to show our commitment to the digital marketing industry by sponsoring the DADIS."
About Kentico
Kentico is an all-in-one CMS, E-commerce, and Online Marketing platform that drives business results for companies of all sizes both on-premise or in the cloud. It gives customers and partners powerful, comprehensive tools and customer-centric solutions to create stunning websites and manage customer experiences easily in a dynamic business environment. The Kentico Web Content Management Solution's rich selection of out-of-the-box web parts, easy customizations, and open API quickly gets websites up and running. When combined with the full set of integrated solutions, including Online Marketing, E-commerce, and Intranet and Collaboration, Kentico fully optimizes the digital customer experience across multiple channels.
Founded in 2004, Kentico is a Microsoft Gold Certified Partner headquartered in the Czech Republic with offices in the US, UK, Netherlands, and Australia. Kentico has 1,000 digital agency partners and powers more than 25,000 websites across 100 countries. Customers include Bacardi, Twinings, Great British Chefs, Gibson, Mazda, Mighty River Power, HMV, UNICEF Australia, Sony, and Vodafone.
All product and company names herein may be trademarks of their respective owners.
Unlock your team's potential with Kentico 12, the all-in-one Web Content Management, Online Marketing, and E-commerce platform, powered by .NET MVC technology.
With WebForms becoming obsolete and Kentico EMS transitioning to MVC-only development soon, we prepared this page where you can find all the MVC resources you need.
The flexible, scalable, and extensible ASP.NET CMS-based platform
The complete solution for your online marketing strategy
Get more detailed information about the Kentico features you're interested in
Check out all the benefits of the Kentico all-in-one CMS, E-commerce and Online Marketing platform.
We appreciate any feedback or new feature suggestions you may have
Learn what our clients do with Kentico and why they are happy they chose us
See how international brands rely on Kentico to accelerate their success
See how companies of all sizes use Kentico to drive business results both on-premise or in the cloud
Read our testimonials and find out why our clients love working with us
Read respected expert reviews on various versions of Kentico
More than 1,000 partners in 80+ countries are ready to help you
From Albania to Vietnam, and everywhere in between, find a partner near you
Develop and grow as a valued member of the Kentico community
Check out our partners' success stories to see what they achieved with Kentico.
With almost 50 hosting partners worldwide, you can find the right one for you
Kentico works closely with .NET User Groups around the world
Four ways in which you can discover the power of Kentico for yourself
Download and experience a full-featured evaluation of Kentico for 14 days
A comprehensive evaluation of our Content Management System and its features
Individual demo based entirely on your precise needs and questions
See the different features in action and get your questions answered
A free CMS for ASP.NET license for commercial and personal use
See our licensing options and find the one that fits your needs
Get more detailed information about Kentico licensing options, support, and conditions.
Kentico offers several payment options to make purchasing easy
Do you want more info about purchasing Kentico? Feel free to contact us with any questions you may have.
Kentico support, consulting, and training help you achieve more
We are here to help you succeed with your projects.
Bringing sophisticated digital marketing to businesses of all sizes
We are always on the lookout for truly exceptional people to fill truly exception positions
We have offices all around the globe.
Founded by Petr Palas in June 2004, Kentico has been growing organically ever since
Both internally and externally, Kentico's committed to its corporate social responsibility
A community of developers passionate about Kentico and helping others
Official brand guide, including Graphics, Content, and Web Development guidelines and best practices.
Kentico is coming to an event near you, drop by to see us and say hello


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SERGE AURIER – Welcome to Spurs – Deadly Defensive Skills, Passes, Goals & Assists – 2017 (HD)
Sep 04
DOWNLOAD ONEFOOTBALL APP FOR FREE NOW: http://bit.do/ScoutNationHD_Sep
Serge Aurier ► ScoutNation™ – Home of Football: Reviews for YOU, chosen by YOU.
Subscribe to me HERE!: http://bit.ly/XMa4N3 | 2nd Channel: http://bit.ly/ZYNJ22
Serge Alain Stephane Aurier is a 24 year old Ivorian/French footballer who plays for Tottenham Hotspur FC. This video shows all of his goals, assists and overall play from Club friendlies, International friendlies, World Cup Qualification Africa, Africa Cup of Nations Qualifiers, the African Nations Cup 2017, the French League Cup, Super Cup, National Cup and 1st division of 2016/17 season up until the date this review was published.
Song Name: Dave Owen – Sunny San Juan
Follow Me:
Follow Dave Owen:
Intro Song Name: CMA – Loose Ends
Intro Music Producer: https://soundcloud.com/ezx-dubstep
Second Video Editor: https://twitter.com/DAMONYETGILA_HD
Channel Designer 1: https://twitter.com/CMillustrations
Channel Designer 2: https://www.youtube.com/channel/UC-X9qU8GQAI_jW3njx2Bv4g
Statistics Provided by: http://www.whoscored.com
Market Value Provided by: http://www.transfermarkt.co.uk
Animated Circle Creator – https://www.youtube.com/channel/UCqNbVl_41Z2AHQFAP69qTrQ
I must state that in NO way, shape or form am I intending to infringe rights of the copyright holder. Content used is strictly for research/reviewing purposes and to help educate. All under the Fair Use law.
"Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use."
If you ever wish for more information on visual or auditory terms, please click the link below:


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Due to an extreme demand on some products we are unable to meet our 48hr dispatch promise.
Please be aware, if we run out of stock of any product as a part of your order, you will be refunded.
BetterYou DLux 1000 Vitamin D Oral Spray is formulated to help maintain vitamin D levels in your body and support a healthy lifestyle. This oral spray offers 1000IU of vitamin D3 in every dosage which supports a healthy immune system and bones. This product has a natural peppermint flavour.
1 spray provides 1000IU/25μg of vitamin D3.
Before use: Press the pump 3 times to get the liquid flowing.
Directions for Use: Shake well before every use. Carefully spray into mouth or on the inside of the cheek. 1 spray provide recommended daily dose. Consume recommended dose as specified on a package or as recommended by your healthcare practitioner. Replace the cap after use.
Storage: Once opened, use within 6 months. Store at room temperature and out of direct sunlight. Keep out of children's reach.
Advisory Information:
At As Nature Intended, we ensure that the products that we stock come from natural origin wherever possible and are free from toxins.
Xylitol, water, acacia gum, cholecalciferol (vitamin D3), sunflower lecithin, citric acid, preservative: potassium sorbate, peppermint oil.


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Health Care Tax Would Hurt Middle Class
By Eric Fruits, Ph.D.
Many Oregonians are now spending as much on health insurance and health care as they are on their mortgage payments. The Oregon legislature recently passed House Bill 2391 (signed by Governor Kate Brown) that will spike these costs even higher.
The law provides $605 million in new funds to the Oregon Health Authority. The money is meant to fill the fiscal hole made by the state's costly expansion of Medicaid under the Affordable Care Act (ACA). Most of the money will come from taxes on health insurance providers, hospitals, managed care providers, and insurance provided through the Public Employee Benefits Board (PEBB).
Two of Oregon's largest insurance providers on the ACA exchange have been approved for double-digit premium increases: Kaiser at almost 15 percent and Providence at more than 10 percent. For a 40-year-old with a Silver ACA plan, that amounts to an increased cost of about $500 a year.
The law explicitly allows the new taxes on health insurance providers to be passed on to consumers. With these new taxes, that Silver ACA plan will cost about $625 more in 2019 than in 2018. It's not just 40-year-olds who will get hit with the insurance tax. Nearly 12,000 college students who buy their own health care as a requirement of attending a public college will pay the tax. Small group employers—such as the local coffee shop, auto repair, or bookstore—will pay the new tax.
Taxes on hospitals will raise the costs of care across the board. Emergency room visits, surgeries, diagnostics, and even childbirth will be hit with this new sales tax on hospital services. The cost of these taxes also will be passed on in the form of higher deductibles and premiums. Even if you don't go to the hospital, you will be paying the hospital tax through higher insurance prices.
Because of the tax on the PEBB, local governments and school districts will also pay higher prices to insure their employees. These higher costs will lead to further cuts in staffing and services. Oregon's already crowded classrooms will almost certainly get more crowded as districts struggle to fund the PERS crisis and higher insurance costs.
Medicaid providers are also hit with the tax. Because they do not have the pricing flexibility of other providers, they will have a harder time passing on the higher costs to consumers. Instead, they likely will reduce payments to doctors, nurses, and staff. With reduced payments, these professionals may decide to get out of the Medicaid market, thereby worsening the current shortage of Medicaid providers.
The Oregon Health Authority reports it recently removed nearly 55,000 people from its Medicaid program, after the state found they no longer qualified or failed to respond to an eligibility check. State auditors said in May that each of these Medicaid enrollees costs Oregon, on average, about $430 per month, or more than $550 million a biennium. These new savings alone more than cover the legislature's tax increases.
While nearly everyone will be hit with the cost of these taxes, Oregon's middle-class families will be hit the hardest. The Census Bureau reports that more than half of Oregon's uninsured are adults between the ages of 25 and 64 who are not in poverty. These middle-class Oregonians surely want health insurance but have been priced out of the market. According to estimates by the Kaiser Family Foundation, about half of the individuals buying insurance on the Obamacare exchange get no subsidies under the law. This has been called "the middle-class loophole of no help." Adding the legislature's new taxes will drive more of the middle class to take their chances with being uninsured. Is this really the state of health care we want for Oregon?
These taxes can be stopped. StopHealthCareTaxes.com is now collecting signatures to put Referendum 301 on the ballot, allowing voters to repeal about $320 million in new taxes on health insurance and health care.* It would save the average household more than $200 a year in new taxes. Middle-class families will see even bigger savings. The referendum won't stop the cost of health care from rising, but it will stop things from getting worse than they already are for Oregon's middle class.
* The Referendum did collect enough signatures and is now Ballot Measure 101 on the January 23, 2018 Oregon ballot. A No vote will keep these taxes from going into effect.
Eric Fruits, Ph.D. is an Oregon-based economist, adjunct professor at Portland State University, and Academic Advisor for Cascade Policy Institute, Oregon's free market public policy research organization. A version of this article appeared in The Portland Tribune on September 21, 2017.
How Legislators Can Balance Oregon's Budget—Without Raising Taxes
By Eric Fruits, Ph.D.
Despite an eight percent increase in general fund revenues, Governor Kate Brown and some lawmakers say Oregon is facing a $1.7 billion budget shortfall in the 2017-19 biennium. Nevertheless, the Governor has released a budget that expands entitlements while raising taxes, fees, and charges by nearly $275 million for the general fund alone.
Expanding programs while increasing taxes is something Oregon could do if it were a rich state. Oregon is not a rich state. Income for the average Oregonian is about nine percent lower than the national average, and the cost of living is 15 percent higher. In other words, the average Oregonian earns less but pays more for basic items than the average American. Oregon legislators and other policymakers must face the reality that the state simply cannot afford costly new or expanded programs.
My analysis published in Facing Reality: Suggestions to Balance Oregon's Budget Without Raising Taxes (February 2017), by Cascade Policy Institute and Oregon Capitol Watch Foundation, identifies seven straightforward solutions to the state's current budget crisis for savings of nearly $1.3 billion in the next biennium.* If all the solutions were implemented, none of the tax and fee increases outlined in the Governor's budget would be necessary.
Governor Brown blames three-fifths of the budget crisis on Oregon's decision to expand Medicaid coverage under the Affordable Care Act. Policymakers undertook the expansion with full knowledge that the federal government would be shifting some of the costs of expansion to the state. Janelle Evans, budget director for the Oregon Health Authority, estimates these costs to the state's general fund will be as much as $360 million in the next biennium. With many portions of the ACA likely to be reformed or replaced by this Congress, Oregon can see immediate budget savings by opting out of the Medicaid expansion now.
The skyrocketing costs of Oregon's Public Employee Retirement System presents the biggest long-run challenge to balancing state and local government budgets. As reported in The Portland Tribune, the impact on the 2017-19 state budget is approximately $500 million because the state funds two-thirds of the operating costs of school districts, which will also be hit with the steep increase in PERS costs. In addition to the higher costs of PERS padded into the agency costs, the Governor's budget includes a $100 million line item to support the state's increased PERS costs.
Senate Bill 560 provides a reform that would cap at $100,000 the final average salary used to calculate Tier 1 and Tier 2 retirement benefits. The PERS actuary calculates this reform alone would save the state budget approximately $135 million in the 2017-19 biennium.
Oregon has the 12th highest pay in the U.S. for state employees. The Governor's budget proposes increasing the state government workforce by 675 full-time-equivalent employees. This expansion of the public sector workforce would cost the state more than $120 million in additional compensation costs for the 2017-19 biennium. A halt on adding more state employees during this biennium would free up resources and ward off some of the pressure to increase taxes, fees, and charges.
In addition to these items, Oregon can face its budget reality by adopting targeted reductions already identified by the Department of Human Services, reforming the state's cash assistance programs, saying "no" to the Governor's wish to expand Medicaid to those who are not "legally present" in the state, and saying "no" to Measure 98's unfunded high school education spending mandate.
State tax revenues are approaching all-time highs. Nevertheless, the state must face the budget reality that Oregonians do not have the resources to support ever-expanding spending programs that outpace our ability to pay for them.
|* Solution
|Medicaid—opt out of ACA expansion
|$360 million
|Cover All Kids—reject expansion
|$55 million
|PERS—$100,000 cap
|$135 million
|Department of Administrative Services—halt additional hiring
|$120 million
|Department of Human Services—targeted reductions
|$321 million
|Department of Human Services—cash assistance reforms
|$160 million
|State School Fund—reject Measure 98
|$139 million
|$1,290 million
Eric Fruits, Ph.D. is an Oregon-based economist and adjunct professor at Portland State University. Fruits has been invited to provide analysis to the Oregon Legislature regarding the state's tax and spending policies. His testimony regarding the economics of the Oregon public employee pension reforms was heard by a special session of the Oregon Supreme Court. A version of this article originally appeared in The Portland Tribune on February 23, 2017.
Oregon Leaders Must Reject ACA's Medicaid Expansion
By Eric Fruits, Ph.D.
Despite an eight percent increase in general fund revenues, Governor Kate Brown and some lawmakers say the State of Oregon is facing a $1.7 billion budget shortfall in the 2017-19 biennium. In her inaugural address, the governor blames more than $1 billion of the shortfall on the state's choice to expand Medicaid and other taxpayer-funded insurance. The Census Bureau estimates that about one in four Oregonians are in the state's Medicaid program.
In addition to the expansion provided by the Affordable Care Act, the governor seeks new state money to expand single-payer public insurance to those who are not "lawfully present" in the United States, under a program called Cover All Kids.
Although the federal government pays a large portion of the costs of Medicaid expansion, the state's share of the costs is growing under the ACA. The huge costs of Medicaid mean even a small increase in Oregon's share has big impacts on the state's budget. State Senator Elizabeth Steiner Hayward, incoming co-chair of the Ways and Means Committee for Human Services indicates that about one-third of the deficit at the Oregon Health Authority comes from what she called a "minuscule" reduction in the federal match. This deficit is certain to grow as federal support for expansion shrinks over time, as outlined in the ACA.
The state has massively underestimated the costs of Medicaid expansion in Oregon. A 2013 report prepared for the state estimated that the Medicaid expansion would cost Oregon's general fund $217 million in the upcoming 2017-19 biennium. Janelle Evans, budget director for the Oregon Health Authority, now estimates a cost to the state's general fund of at least $353 million. For the federal government, the cost of Oregon's Medicaid expansion will cost more than $3.5 billion over the next two years.
Oregon simply cannot afford the ACA's Medicaid expansion and Governor Brown's expensive new entitlement. Nationally, expansion costs and enrollment have grown much faster than projected. Previous expansions of the Medicaid program have resulted in crowding out, the process by which taxpayer funded Medicaid replaces private health insurance. These earlier expansions have seen crowd-out rates ranging from 15 percent to 50 percent, depending on the type of expansion. Not only does the expansion crowd out private insurance, government spending on the expansion crowds out funding for other state and national priorities, such as education, infrastructure, and defense.
In Congress, repeal of much of the ACA is imminent. Oregon Congressman Greg Walden, incoming chairman of the House Energy and Commerce Committee, is working on a timeline for repealing major provisions of the health care law, including the expansion of Medicaid. In the absence of repeal, Congress should consider an enrollment freeze approach. A freeze would halt new enrollment while allowing current enrollees to stay in the program until their incomes climb above eligibility limits. It would be an intermediate step towards repeal with immediate benefits for taxpayers and current enrollees.
However repeal of the ACA rolls out, Oregon's congressional delegation should be at the forefront of ending the Medicaid expansion as soon as possible. While Congress works through the details, Oregon can take steps in the upcoming legislative session to protect the state's fragile finances. One first step would be to opt out of the ACA's Medicaid expansion and reject Governor Brown's proposal to expand coverage even further. As noted in the governor's inaugural address, the state's choice to expand Medicaid is the single largest source of the impending budget deficit. Rejecting the health care law's expansion is the clearest path to fiscal solvency and financial responsibility.
Eric Fruits, Ph.D. is president and chief economist at Economics International Corp., an Oregon based consulting firm specializing in economics, finance, and statistics. He is also an adjunct professor of economics at Portland State University, an Academic Advisor to Cascade Policy Institute, and author of Cascade's report, The Oregon Health Plan: A "Bold Experiment" That Failed. This article originally appeared in The Oregonian on January 27, 2017.
"Streetcar Drives Development"―Portland's Urban Legend
For much of human history, mass transit has had the utilitarian goal of quickly moving people from place to place. Even Portland's early streetcars were designed with speed in mind.
Advertisements touted how quickly people could get around by streetcar. One ad from 1920 boasted that University Park in North Portland was only 20 minutes from downtown by streetcar. That works out to a speed of more than 15 miles an hour.
Times have changed. Modern streetcars have become the pleasure boats of public transit: flashy, expensive, and slow.
Today, Portland's streetcars quietly glide through the streetscape at a leisurely pace. Portland's new Central Loop covers 3.3 miles in about an hour and a half. At 2.5 miles an hour, that's slower than most people walk.
If streetcars don't improve transit times, then what do streetcars do?
Many ascribe the development of Portland's heralded Pearl District to the streetcar. In truth the streetcar was more of an afterthought. The Pearl's success began with a few pioneering developments that took advantage of historic building tax abatements to convert warehouses into condos. The success of these pioneering developments attracted other investments and more developments.
After these successes, an urban renewal area was created, and the streetcar came along a few years after the birth of the urban renewal area. Development made the streetcar possible, not the other way around.
It's impossible to find a clear-cut example of where streetcars are the single factor driving development. It's impossible because streetcars are always just one part of a complex development package. The packages can include roadway improvements, tax abatements, rezoning and environmental cleanup. There is no way to determine whether a streetcar system is just one of many factors that boost development potential or is a vital linchpin without which development would be impossible.
Supporters argue that streetcars and other rail projects provide a magic key that unlocks zoning and uses of an area. They point to the "condotopia" that grew out of the banks of the Willamette River in Portland's South Waterfront urban renewal area, now served by a streetcar and an aerial tram.
As early as the mid-1990s, however, private developers had their eyes on Portland's South Waterfront. Yet, every single effort was shot down or stifled by the city's planning process. One development didn't follow a city commissioner's vision for an ideal street pattern. Another development would have exceeded the city's maximum allowable building height at the time (35 feet, or about three stories).
Even so, Portland's planning class continues to argue that the aerial tram and streetcar have magically unlocked the ability to build waterfront skyscrapers.
In reality, there is nothing magical about streetcars and trams. City commissioners held—and still hold—the keys to unlock an area's development potential. If rail and tram expenditures had been invested in roadway improvements, the South Waterfront would be celebrating its 15th anniversary of redevelopment instead of suffering round after round of fire sale condo auctions.
It remains to be seen whether the streetcar's Central Loop can breathe life into Portland's Central Eastside, Convention Center, and Lloyd District. Large-scale rezoning to unlock development potential doesn't need a streetcar. Investments in roadway improvements best serve the way the people actually travel, rather than the way we wish they would travel.
A streetcar by itself does nothing without these other key improvements.
Eric Fruits, Ph.D. is a Portland economist and an adjunct professor at Portland State University. He is a guest contributor at Cascade Policy Institute. This article originally appeared in The Portland Tribune.
The Oregon Health Plan: A Policy Placebo
The Oregon Health Plan: A Policy Placebo
by Eric Fruits
The Oregon Health Plan has been called a "bold experiment" designed to expand health insurance to Oregon's low-income residents. Its promoters promised the impossible: To expand health insurance coverage while simultaneously controlling costs and fostering provider participation. These promises would be met by the explicit rationing of care through a prioritized list of conditions and treatments. However, like the experimental drug that performs no better than a placebo, Oregon's bold experiment has produced results that are not significantly different from the outcomes seen by the U.S. as a whole. In this way, the experiment has failed.
Expanding coverage. When John Kitzhaber first proposed the Oregon Health Plan in the late 1980s, he claimed that nearly 20 percent of Oregonians did not have health insurance, a claim that state agencies have echoed ever since. Unbeknownst to them, however, their data was incorrect. Revised estimates by the U.S. Census Bureau show that between 1987 and 1989, only 14.5 percent of Oregonians were uninsured, a percentage that was not much different from the U.S. as a whole. Indeed, census data show that the rate of uninsured during the life of the Oregon Health Plan has not been significantly different from the U.S. as a whole. In the end, one cannot confidently conclude that the Oregon Health Plan had any significant and sustained impact on reducing the number of uninsured as a share of Oregon's population.
The Oregon Health Plan: A Policy Placebo
The Oregon Health Plan: A Policy Placebo
By Eric Fruits, Ph.D
The Oregon Health Plan has been called a "bold experiment" designed to expand health insurance to Oregon's low-income residents. Initially, the experiment had bipartisan support. The plan's chief architect was John Kitzhaber, a Democratic state senator turned governor who is currently running for a third term as governor. The plan's chief advocate in Washington, D.C. was Republican Senator Bob Packwood. Its promoters promised the impossible: To expand health insurance coverage while simultaneously controlling costs and fostering provider participation. These promises would be met by the explicit rationing of care through a prioritized list of conditions and treatments. The rationing plan generated international headlines, and the rollout of the plan prompted physicians and politicians from around the world to visit Oregon to see the bold experiment in action. However, like the experimental drug that performs no better than a placebo, Oregon's bold experiment has produced results that are not significantly different from the outcomes seen by the U.S. as a whole. In this way, the experiment has failed.
Individual Accounts Can Save Medicare
Click here to read the full report in PDF format
Summary:Medicare is a "pay-as-you-go" system in which today's workers are taxed to pay for today's spending. Unfortunately, demographics and economic reality make this model unsustainable. A pay-your-own-way system of individual accounts will ensure that today's workers receive high quality medical care when they become tomorrow's retirees. (more…)
Health Care Overhaul: Congress Can Learn From the Costly Mistakes of the States
While many members of Congress have been heading to their home districts to face town halls filled with concerned citizens, some Americans' thoughts have drifted overseas. As we find ways to overhaul the U.S. health care system, pundits have pointed to other countries' experiences with government-run health care. Some say that Canada has the solution. Others look to the United Kingdom, France, Switzerland and even Cuba as a model for a U.S. overhaul. Little attention, however, has been paid to the lessons from several U.S. states. During the Congressional recess, I have crossed the country talking about the Oregon Health Plan while learning about the costly mistakes of other states' experiences with government-run health care. (more…)
Fiscal Impacts of Proposed Educational Tax Credits
By Eric Fruits, Ph.D.
Executive summary
Currently, Oregon parents of public school children who need extra tutoring or other assistance are not reimbursed for that expense. In addition, many low-income parents or parents with children with disabilities cannot find public education alternatives that meet their children's demands and cannot afford educational options available from private schools. In response to these gaps, Cascade Policy Institute proposes two tax credits to help support efforts to make educational opportunities more affordable to Oregon families.
Click here to read the full report in PDF format
Tough Times Call for Smart Spending
Oregon state revenues are now projected to be $1 billion short of paying for existing services in the next biennial budget, and the economic downturn is putting pressure on all levels of government. The State Legislature will be faced with the challenge of satisfying unlimited demands with limited resources. Smart Spending, rather than new taxes, will be one step on the path out of our current crisis. (more…)
The Ranking of Oregon State and Local Spending
This study updates past research to benchmark Oregon's spending (Pozdena and Fruits 2004). Revenue and expenditure data are from the U.S. Census Bureau's census of state and local governments for 2004–05 (Tables 1 and 2). Demographic data are from the U.S. Census Bureau, U.S. Bureau of Labor Statistics, U.S. Bureau of Economic Analysis, and the U.S. Department of Agriculture. (more…)


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I was really excited to be asked by the Fabulous Book Fiend to appear on her YouTube channel to chat all about writing, my books, and how I feel about reviews and being published! Here's the video we made - I hope you guys enjoy it: So, what did you think? Any more questions for… Continue reading A Bookish Chat
Tag: blogging
How can YOU help a book launch?
It's publication week! I'm so excited that my second novel Summer at the Kindness Cafe is being published THIS Thursday. I'm always being asked how readers can help when it comes to a book launch especially when it's an eBook so I thought I'd pop it on here so you can all join in with… Continue reading How can YOU help a book launch?
Eleven questions
The lovely Vicky from Vicky Finds Work nominated me for the Liebster award yay, thanks Vicky! The award comes with questions and I loved the ones Vicky came up with so here goes! 1) What is your dream job? WRITER. I suspect this is obvious 🙂 2) If you could live anywhere in the world,… Continue reading Eleven questions
Follow Friday
On Twitter, lots of people take part in Follow Friday, sharing with their followers their favourite people to follow. I just checked my blog stats and I have almost 900 followers but I haven't had the time to check out all your blogs and follow back so let's copy Twitter and do a blog Follow… Continue reading Follow Friday
Best search referrals 2013
One thing I love about WordPress is its list of search engine referrals for the blog - things people have apparently Googled and then been referred to a post on this blog. Sometimes trying to imagine the post they got sent to (and were likely highly disappointed by) is baffling. I thought I'd compile the… Continue reading Best search referrals 2013
Thank you
I try not to take too much notice of numbers on social networking as it's usually engagement that is more important but when I noticed my blog followers had ticked over the 500 mark I had to commemorate the occasion. It's been two and half years since I started this blog and I'm always thrilled… Continue reading Thank you
The Liebster Award
I have been tagged by the lovely Kat Ellis with a Liebster Award yay! Kat is hugely supportive of other writers and I know 2013 will bring her much success with her own writing. Thanks Kat! Here's how Liebster works: - I list 11 random facts about myself. - I'll answer the 11 questions asked… Continue reading The Liebster Award


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Wreath laying cermony of Shahzad held at DPL.
A wreath laying ceremony was held today for a policeman killed in last night militant attack in Hyderpora area of Srinagar.
Constable Shahzad Dilawar Sofi of Ashtengoo village of north Kashmir's Bandipora district was killed and another policeman injured after car-borne militants attacked them near J&K Bank in Hyderpora last night.
A wreath laying ceremony was held for the slain cop in DPL Srinagar in which DGP Jammu and Kashmir S P Vaid, civil and police officers participated.
"Among others who presented wreaths and flowers included ADGP Security Shri Dilbagh Singh, ADGP Armed Shri L. Mohanti, Director Vigilance J&K Shri SJM Gillani, IGP Kashmir Shri Munir Ahmad Khan, IGP Traffic Shri Jagjit Kumar, IGP Armed Kashmir Shri Mubarak Ganaie, DIG CKR Shri Ghulam Hassan Bhat, Deputy Commissioner Srinagar Shri Farooq Ahmad Lone, DIG Armed Shri Rafiq-ul-Hassan, DIG SSB Shri Rajinder Bhumbla, a number of SSsP & Commandants of armed/IR, DySsP and Jawans," said a statement, issued by police today.


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Sign up for the latest updates on EFC topics and stay connected.
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The deadline for the Canada Summer Jobs grant applications has passed for 2018, but many Canadians remain concerned about the troubling precedent that is being set.
An Ontario court decided Jan. 31 that doctors can be forced to refer patients who ask for euthanasia or other procedures that go against the doctor's conscience. The head of the Christian Medical...
How Canadians rallied to ask that legal protection for religious leaders and worship services be preserved, and how parliamentarians responded positively.
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11120 Motor Pinion Gear (18T) 1/10 Scale 18 tooth Brass Pinion Gear to suit 1/10 Scale electric.
Part No.: 08005 Part Description: HSP 1/10 Nitro Front Lower Suspension Arm - 1 Set Suits: 1/10 BRONTOSAURUS HSP 1/10...
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- I am retired or a volunteer in a church ministry. May I join?
- I do not hold a position in my company or ministry that I need to promote, but I'd like to mentor or network with other Catholic women in my field.
- What is the cost to be listed?
Once a certain number of business women from your parish are annual subscribers listed in the CWBN Directory and a request is sent in to us, we will purchase a CWBN Ad in your Parish Bulletin. Since ad pricing varies for each parish the number of women subscribers per parish will vary.
Earn a Basic online CWBN Directory listing for 12 months FREE when you sign up 5 Annual CWBN Directory Subscribers.
Signing up is easy! Just email email@example.com for application inforamtion. Once approved, you will receive a referral code to provide to others that they will use when they apply for the Annual Subscription.Who should join? Every Catholic woman who wishes to encourage others to support her ministry, fundraisers, business or Catholic women's group whether she is a volunteer or is paid for her time.
Catholic women who wish to make themselves available as mentors are also welcomed.
Benefits of joining the Network:
CWBN markets the online Directory
Being a part of the network pools your marketing dollars with others
Increased visibility for your ministry/business
Strengthens your connection with other Catholic women
Supports your parish
CWBN Ambassador Program Terms & Conditions


text: This has been an eventful and exciting week for those interested in the states' taxation of global intangible low-taxed income (GILTI). On Monday, taxpayers received the good news that New York Governor Cuomo signed S. 6615—a bill that excludes 95% of GILTI from the New York State corporate income tax base. By passing this bill,


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As many of you are aware I'm a regular customer of many of the beer bottle shops on Tyneside. I also frequent a great many of the good quality boozers that have set up here. But recently something odd has started happening. I'll be honest for the last few years I've been marvelling at the new, enticed by the different and chuffed to discover what new breweries are bringing to the table.
Lately though there have been a few occasions when I've looked at shelves full of beers and just felt abit meh about the beers that I'm looking at. Don't get me wrong I love a good pale ale but there are so so many on the market that I'm no longer that drawn by new ones. Add to that the fact that the breweries that were new a few years ago have now finely tuned their pale ales to a good high consistent standard. Part of me is turning back to have a regular beer, only there are a few different beers that I go for regularly rather than just having one. How many folk always grab a can or two of Gamma Ray when we're selecting our haul? That's no longer new and exciting it's just unbelievably good, high quality, consistent beer.
There are also the processes to consider. A new brewery, or an existing brewery who has just started bottling or canning, will take a while to get the correct system in place to get the best out of the beer going into the bottles/cans. Again Beavertown were one of the first breweries to get their own canning line in which means they're so much further down the line with learning how to fine tune it.
Pale ales are the heartbeat of any brewery these days. Quantity wise, they're by far the biggest seller. Or at least they should be. I'm all for breweries not being profit driven but commerciality has to come into it at some point so that the brewery can survive and thrive. If you can sell your most accessible beer, usually a pale, in quantity it gives you a good basis to experiment with stronger flavours and more adventurous brews.
Maybe this is the first sign of the saturation point. What I want is for new beers to stand out from what's already on the market. There are a boat load of good pale ales already established on the market so any new brewery has its work cut out to bring something both different and of a very high standard.
Recipe wise I suspect a great many pales are very similar interms of grain and yeast, and the wide use of most hops means we've had a great many of the new hops before. Again, very difficult to come up with something new.
Think I need a spell on sours, cleanse the palette and reset my hop clock.
Or maybe I'm just ready for a break after a few months of drinking too much, too often!
Or maybe I'm just ready for Magic Rock cans to set my taste buds aglow again!
Or maybe I'm just being a grumpy bugga sat on a Monday morning train.


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Regionally Featured Sales
The following estate sales, tag sales, or auctions have all asked to be featured in the Sturgis area. This usually means that these sales are exceptional.
KJ's Needful Things Online Auction
Listed by Kj's Needful Things
Last modified 19 hours ago. 160 Pictures.
Rochester Hills, MI 48309
Apr 6 to Apr 13
Ends at 7pm (Mon)
Auction Block - Gold & Silver Coins
Listed by Jbe Services, LLC Dba Auctions By Maggie
Last modified 2 days ago. 129 Pictures.
Cincinnati, OH 45240
Apr 7 to Apr 30
Ends at 7pm (Thu)
The Pickin Chicks Estate Sale - House FULL
Listed by The Pickin Chicks
Last modified 2 weeks ago.
Loves Park, IL 61111
May 8, 9
9am to 4pm (Fri)
Shorewood: Amazing Lake Drive Sale!
Listed by Landmark Estate Sales
Last modified 11 days ago. 334 Pictures.
Shorewood, WI 53211
May 14, 15, 16
10am to 4pm (Thu)
The Pickin Chicks Estate Sale - Beautiful Home
Listed by The Pickin Chicks
Last modified 8 days ago.
Rockford, IL 61107
May 15, 16
9am to 4pm (Fri)


text: Add to Cart Quick view Fran McCaffery (Rental)-1-2-2 Press Three-quarter Court Press $17.99 Rental Term Highlights We only rent DVDs in the USA. No rental DVD orders will be mailed outside the USA. This DVD is for rent only and is not for sale. Before you can rent a DVD, you must download and submit a Rental... Add to Cart Add to Wishlist


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Are you looking for a hearty and delicious soup recipe? This baked potato soup recipe is sure to become one of your favorites!
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Potato Soup
I love soup! I try to incorporate a lot of bone broth into my family's diet and soup is one of the best ways to do that.
I have a handful of soups that are our favorites, but this potato soup is definitely at the top of the list! My daughters love this soup and eat it with zero complaints.
While some people eat soup only in the fall and winter, we eat it year round. There is not only so much nutrition in soup, but with a large family it's something that you can make a lot of! As I mention in my Hamburger Soup recipe, nothing makes me happier than a giant pot of soup;)
I mean, even if you don't eat it all, you can freeze the rest to pull out on busy days for a ready made dinner! But with a large family, it usually doesn't last long enough to freeze around here. If I can get a few meals out of it, then I count it a win;)
Potato Soup Recipe
This potato soup is so creamy and has such a wonderful rich flavor! Just thinking about it makes my mouth water!
It's also easy to make. The part that takes the longest amount of time isn't assembling the soup, it's baking the potatoes and cooking the bacon. I recommend baking your potatoes and cooking your bacon earlier in the day so that when it comes time to assemble your soup everything is ready to go.
Easy Potato Soup
Most of the ingredients included in this soup are probably ingredients that you already have on hand, making this a cheap soup to make as well!
This recipe is a large recipe and makes a full 8-10 quart pot of soup. Having a large family I only make big pots of soup:) But if you don't want to make that much you can simply cut the recipe in half.
Also, I use milk from our goats in this recipe, but you can use cow milk as well. However if you are looking for a good recipe to use your goat milk in, it does very well in this one! In fact we love it so much that I have included this recipe in the Goat Milk Recipe Book along with all the other delicious goat milk recipes that I, along with my fellow goat ladies, make regularly.
How to Make Potato Soup
To get started making your potato soup you want to make sure you have all of the ingredients on hand. Once you have done that you need to get the potatoes and bacon started.
Wash and then bake your potatoes until they are tender enough to mash. Once cooled cut potatoes in half and scoop out potato from skins and mash.
If you don't have russet potatoes on hand, you can use any other type of potato as well. I have also made this recipe using red potatoes. I simply peeled them and then boiled them instead of baking. Then after draining the water I mashed them in the pot. It was really easy as well.
Baked Potato Soup
As I mentioned above, you also want to go ahead and cook the bacon. Set it aside to cool so that it's easy to crumble. You can cook the bacon in advance and have it crumbled and ready to go!
Once the potatoes and bacon are ready to go, you can start making the soup!
Melt the butter in a large pot, add the chopped onion and saute.
Add the flour and stir constantly until smooth. Next add the milk. Continue to stir until it thickens. Then add the mashed potatoes, broth, salt, and pepper. Cook the soup until it is heated, then add the sour cream. Continue to cook until the soup is completely heated, but do not boil.
And that's it! Now you can fill your bowl and enjoy a warm, hearty bowl of baked potato soup!
Creamy Potato Soup
Baked Potato Soup
This creamy, hearty baked potato soup is not only delicious but easy to make!
- 2 3lb bags of Russet Potatoes
- 1 1/3 cup Butter
- 1 small Onion chopped
- 1 1/3 cup Flour
- 6 cups Bone Broth (can use chicken, beef, or venison)
- 6 cups Milk (can use heavy cream)
- 1 1/2 tsp. Salt (or to taste)
- 1 tsp Pepper (or to tate)
- 3 cups shredded Cheddar Cheese (reserve 1 cup for topping)
- 24 slices of Bacon cooked and crumbled (reserve some for topping)
- 16 oz. Sour Cream
- Green Onion for topping (optional)


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FPV BF Mk II F6 Typhoon Parking Sign
Made from durable plastic, this sign measures 188 x 274mm and is printed in full colour.
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PUSH were asked to create an internal bespoke coaching programme open to all women at OATH UK (up to 250 women in total). The programme was an initiation from the in-house team called WIN (Women's Inclusion Network), which was specifically set up to empower women to be their authentic selves and drive their career in the way they want to.
The task was to develop a programme that complimented the unique group of women working at Oath and help empower and support them to flourish, both on a professional and personal level.
WIN: Rise Up Women's Coaching Programme is a unique initiative that has created a space for the Women of Oath to grow and develop within a variety of different areas.
With a desire to go above and beyond the more traditional areas of personal development and executive coaching, we believe that employees should be fully supported in a holistic sense before results can be manifested professionally. By that we mean tapping into any area of one's life that could be causing stress or affecting resilience, as once a person feels secure and nurtured in these area, then they have the foundations to flourish and excel.
The intention for the coaching programme was that we covered everything that could be important to a woman. Every Oath UK employee that identifies as a woman was offered two free coaching sessions with a PUSH expert of their choice. The aim was to bring them up to their full potential in all aspects of their lives, so topics covered included mindfulness, nutrition, personal development, women's health, and finance.
Each woman was assigned a PUSH coach of her choice for 30 minutes, explaining the goal she wanted to achieve from the session, personal or professional, and the coach helped develop a strategy to meet this goal. The coach gave them tools and methods to put in place to help her achieve that goal. After a period of 3-5 weeks, the employee met with her coach again to see what progress had been made and what tweaks might be needed in order to keep working towards that objective.There was then a follow up meeting one month later to discuss progress and next steps.
200 women across the organization enrolled in the Rise Up Coaching Programme. This initiative gained incredible feedback, with 100% of the women who interacted with the programme saying that it positively impacted how they felt about Oath as an organization. When participants were asked if they felt confident that they could use the information in their everyday life, the average score was 4.65 out of 5, with 5 representing 'Strongly Agree' and 1 representing 'Strongly Disagree'. One employee saying the hour of coaching had been the best hour of L&D they've received throughout their entire career.
"I am extremely pleased that Oath has invested in this programme. It certainly helps me think positively about the company and its efforts to create a more balanced and equal workplace. Keep investing in these initiatives." Anonymous Feedback, Oath UK


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Park 88
88 102nd Ave NE, Bellevue, WA 98004
1-2 Bed
1-2 Bath
We accept Comprehensive Reusable Tenant Screening Reports as defined in RCW 59.18.030.
Located in the heart of Bellevue, across from downtown park, Park 88 offers quick access to 520, 405, and I-90. It is centrally located near premier shops, restaurants and night life. Park 88 is the epicenter of outdoor, luxury urban living.


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Emerald Wedding
If you`re looking for luxury and elegance… Emerald Ballroom is your choice!!! It`s where the warmth and beauty meet with the decoration, chandeliers and carpets to form a luxurious fancy night. There is harmony in mixing silver color with white and purple which gives warmth and beauty that reflects confidence to make your wedding unique characterized by the utmost sophistication. Celebrate your wedding at the Emerald hall and start your new life with an unforgettable night.
Emerald Meeting:
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Al Masah hotel team is there to offer every preoperational detail to ensure you perfection for a very successful conference. That is why Emerald Hall is designed to fittingly collaborate with your events to confirm a fruitful and effective outcome. By choosing Emerald Hall you have made the right selection for both prestige and success.