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1121 N. Euclid Avenue
Upland, CA 91786
Dr. Steven Fraker, practicing in the Upland, CA area, can provide you with the highest quality dental crowns available, and restore your smile. Using state-of-the-art materials and cutting-edge techniques, Dr. Fraker can make your smile look healthy and natural again.
Second opinions are readily given by Steven Fraker, D.D.S., at his practice in the Upland, CA area. Dr. Fraker wants you to be able to make an informed decision about your oral health needs. Dr. Fraker believes that if a treatment plan is sound, particularly one that is major and/or expensive, it should hold up to scrutiny by other dental professionals.
Would you like a whiter smile right now? In the Upland, CA area, Steven D. Fraker, D.D.S offers in-office tooth whitening for quick results. Dr. Steven Fraker applies a bleaching solution to your teeth which is then accelerated by a high-intensity light. Teeth can often be whitening in one or two one-hour sessions - perfect if you're looking for a quick and easy way to brighten up your smile.
If you are quite anxious about visiting the dentist, Steven D. Fraker, D.D.S offers pre-medication sedation to help you relax before you arrive for your appointment. Once you've arrived at our Upland area office, the full sedation medication will be administered, and you will wake up to the results you desired - relaxed and with little or no memory of the dental treatment itself.
The friendly, caring staff of Steven D. Fraker, D.D.S in the Upland, California area strive to make you feel comfortable and well-cared for at your dentist appointment. Steven Fraker, D.D.S. is committed to serving you and your family's dental needs, year after year. Come and see what we have to offer in a professional setting where top-notch customer service still matters.
611 S 1st Ave
Arcadia, CA 91006
Dr. Savithri Ravindran is a popular Arcadia area children's dentist known for her easy going and friendly approach. Our caring team is dedicated to your child's dental health.
We're happy to answer all of your questions. We want you and your children to feel comfortable, whether we're treating your toddler's baby teeth or your teenager's permanent teeth.
For many people with crowded or crooked teeth in the Arcadia area, braces can help keep their teeth cleaner, their gums healthier and provide relief from jaw pain. You deserve a lifetime of better oral health.
The straight teeth, bright smile and life-long oral health you envision really can be yours. Savithri P. Ravindran, D.D.S will help you plan the proper orthodontics treatment to create your healthier new life.
Distinguished Arcadia area mini dental implants dentist Savithri Ravindran, D.D.S. can provide you with the highest quality results. At Savithri P. Ravindran, D.D.S, we use state-of-the-art materials and techniques that make them less invasive and more affordable.
You deserve the best treatment available to replace missing teeth. Whether you're missing a single tooth or experiencing pain from slipping dentures, mini dental implants can be a faster way to regain your beautiful smile.
Savithri P. Ravindran, D.D.S is a trusted Arcadia area dental implants practice providing natural-looking, comfortable tooth replacement. We make it our mission to use a gentle touch during the process.
We hold ourselves to the highest standards to replace missing teeth and provide you with natural-looking results. Our goal is to restore your confidence and your bright, healthy smile.
Arcadia area Invisalign® dentist Savithri Ravindran, D.D.S. is happy to provide your new clear braces. At Savithri P. Ravindran, D.D.S, we want you to have the straight teeth and beautiful smile you desire.
We're happy to assess your needs create your individual treatment plan for braces. You may be able to have your new Invisalign® aligners sooner than you think!
22600 Ventura Boulevard, Suite 204
Woodland Hills, CA 91364
Manny Fernandez, D.D.S. is proud to be a trusted Woodland Hills area Zoom!® teeth whitening dentist. Our patients love the short amount of time the tooth whitening treatment takes as much as they love the results.
You'll be able to relax in our comfortable surroundings. In just about an hour, you'll have a sparkling white smile!
Dr. Fernandez has extensive experience providing gingivitis treatments in the Woodland Hills area. Bleeding gums can lead to more serious health problems if not treated promptly.
Our friendly, professional team will evaluate your needs and design a personal treatment plan. We'll help you have healthy gums and teeth for life.
If you're concerned about dental treatments, soothing nitrous oxide (laughing gas) is one of a number of options available at Manny Fernandez, D.D.S to help reduce your dental anxiety. Woodland Hills, California, area dentist, Dr. Fernandez, wants your dental visit to be as comfortable as possible.
At Manny Fernandez, D.D.S we offer a range of treatment options for sleep apnea. If snoring or obstructed breathing is a problem, call Dr. Fernandez today to learn how we can help you breathe easier.
Left untreated, sleep apnea can cause serious health problems, so contact us now to schedule an examination.
Manny Fernandez, D.D.S is a trusted Woodland Hills area dental implants practice providing natural-looking, comfortable tooth replacement. We make it our mission to use a gentle touch during the process.
We hold ourselves to the highest standards to replace missing teeth and provide you with natural-looking results. Our goal is to restore your confidence and your bright, healthy smile.
Eastside Pediatric Dental Group
321 N Larchmont Boulevard
Los Angeles, CA, 90004
Dr. Kit Neacy D.D.S.
11901 Sunset Blvd.
Los angeles, CA, 90017
Dr. Amanda J. Okundaye, D.D.S.
11970 Montana Ave Apt 208
Los Angeles, CA, 90049-5043
(310) 486-6656
Dr. Kevin Barrett D.D.S.
11980 San Vicente Blvd Suite 802
Los Angeles, CA, 90049
After oral surgery, it is important to follow all the instructions provided by your oral surgeon or wisdom tooth dentist.
Here are some guidelines to speed your recovery and healing.
To limit bleeding after oral surgery, your wisdom tooth dentist or oral surgeon may place a gauze pack on the wisdom tooth extraction site.
This should be left in place for 30 to 45 minutes after leaving the office.
Bleeding might continue after the pack is removed.
If it does, follow these instructions:
A blood clot should form in the wisdom tooth extraction site; this needs to be protected for proper healing. Healing is a delicate process and requires the restriction of certain activities; otherwise the blood clot can be dislodged.
Your oral surgeon or wisdom tooth dentist may give you a plastic ice pack to apply to your face on the way home. A cold compress helps reduce swelling. Apply either a cold compress or cold, moist cloth periodically. Switch to moist heat (a warm wash cloth) 24 hours after oral surgery. Check with your oral surgeon or wisdom tooth dentist regarding how often and how long to use a compress.
Your oral surgeon or dentist may prescribe medication to prevent infection and control pain. Carefully follow the instructions. If you experience severe pain, swelling, bleeding, fever, nausea or vomiting, contact your wisdom tooth dentist.
Your mouth should be gently rinsed (not vigorously) with warm salt water the day after oral surgery. Add ½ teaspoon salt to one-cup warm water. Be sure to rinse after eating to keep food particles out of the extraction site.
Brush your teeth twice daily with a soft-bristled toothbrush. Brushing your tongue is also advised to eliminate bad breath and an unpleasant taste that often accompanies oral surgery. Floss at least once a day, too.
Follow your dentist or oral surgeon's instructions carefully after dental surgery.
Contact your wisdom tooth dentist or oral surgeon if you have any of the following problems:
Oral Surgery Guideline for Consumers
by Brian J. Gray, DDS, MAGD, FICO
The short answer is no.
A dental biopsy is a technique of removing some tissue in order to examine it under a microscope. Most biopsies are done by administering some local anesthetic and then removing a segment of tissue with a scalpel. The indication for a biopsy is for any lesion or entity that is not normal.
Many conditions that affect the skin, for example, psoriasis, can also affect the mouth. Without a biopsy, one cannot be certain of the diagnosis. Sometimes there are patches on the tongue or lip that become rather thick and white, or parts of the skin of the mouth (mucous membrane) can break away, leaving raw and painful areas.
In order to determine the exact nature of the condition, a biopsy is necessary. Once the diagnosis is made, the appropriate therapy is administered.
Sometimes a biopsy is required because a small lump appears on the lips, cheeks, or tongue. It can be a nuisance in that it may cause concern or it may be traumatized by inadvertently being chewed on.
Some children (and adults) have a habit of chewing their lips and this can traumatize the small salivary glands in those areas. The glands can swell and form mucoceles. Mucoceles are areas of saliva ballooning up in the tissues after the duct has been partially obstructed. They usually are a painless, blue-domed, raised structure that almost always appears in the lower lip. Often, the only way to eliminate them is to excise them by performing a biopsy.
A recent development is the OralScan CD, in which a pipe-stem-like brush is swept across abnormal tissue (without use of a local anesthetic) and then the brush is drawn over a glass slide and a fixative solution is added. The slide is then examined by an advanced computer system for the presence of abnormal cells. This later technique is not similar to a Pap smear because it does not examine superficial cells, but instead examines the deeper or basal cells in the lesion.
Just as in the rest of the body, any lump, ulcer, sore or odd-appearing tissue should have a biopsy done on it if is still present two weeks after whatever is thought to have caused it is removed. Again, a dental biopsy does not mean you have oral cancer.
by Myer Leonard, DDS, MD


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Can I purchase a Museum Card at the Stedelijk Museum?
Yes. The Museum Card can be bought at the ticket counter and can be used immediately. Please note that Museum Card has changed its terms and conditions recently. For more information about the Museum Card and terms and conditions of use, please go to www.museumvereniging.nl.

subset: commoncrawl


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Film Scanning and Digitizing Made Easy With the pixl-latr6 Share Tweet
You might know Hamish Gill, photographer, writer, and author over at the awesome photography blog 35mmc. Well, there's an addition to that list. He's also come up with an invention to keep film scanning and digitizing easily accessible. Welcome, the pixl-latr.
Film scanning and digitizing can be quite the struggle but the new pixl-latr takes care of that in a snap. It can keep your different size films firm and flat so you can digitize it with your camera. All you need is a good light source to rest your films on and you're all set. The pixl-latr also solves back lighting issues with the included diffuser.
The little device is modular so users can digitize different film sizes including 35mm, 120, and 5x4 formats. Hamish did really well in designing the pixl-latr as it's quite well thought of. The system is easy to understand and use — place the film on the diffuser, align it with the locator pins, then use the designated gates for the film size you're working with. A really simple solution to a problem, and quite an effective one at that.
Hamish took to Kickstarter to fund the project and it's not a surprise that it already went beyond its initial goal. If you're someone who likes going the DIY route, then this nifty gadget may be for you. Catch the campaign and be one of the lucky backers to first receive the pixl-latr.
This is what happens when a creative mind encounters a problem. Hamish really went around the film scanning and digitizing issue that a lot of photographers know too well and made a solution that is both effective and accessible to everyone. Way to go, Hamish!
We would like to thank Hamish for sending us the photos for this feature. If you're interested in the pixl-latr, you may learn more about it in his website and Kickstarter campaign.
written by cheeo on 2018-07-15 #gear #news #scanning #digitizing #hamish-gill #35mmc #pixl-latr


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The FSB has recently published a new report which focused on what the future of Wales' rural economy should look like.
We live in a time of distinct change and so there is no better opportunity to make sure that change is taking place effectively and benefitting businesses and the self-employed across rural Wales.
Discussing this new project at the Royal Welsh Show last week gave us many opportunities to raise this with business owners, politicians and policy makers.
A Taskforce for Rural Economies – FSB Wales' new report which was launched at the Royal Welsh Show – makes the case that the rural economy must not simply be considered an agricultural economy.
Given the need to diversify the rural economy and create opportunities for new businesses as well as some of the potential challenges posed by Brexit, the report suggests that the Welsh rural economy must in turn change to meet those demands and capitalise on any opportunities.
The recommended Taskforce would also aim to remove barriers to economic development for rural communities, empower rural communities to identify their economic strengths, and encourage rural communities to diversify and inclusively grow their local economies.
Rural businesses must be supported to diversify and increase the value of their product. If an expert Taskforce were able to support businesses who are ambitious and seeking to diversify, extend or increase the value of their offer, rural Wales could have an even stronger and more distinctive offer than it already does.
That's why we're calling for a Rural Taskforce that can administer a Rural Challenge Fund. This would be an open fund designed to attract new ideas and new thinking for economic development in rural areas. The emphasis would be on allowing rural areas to design their own projects and interventions in a number of areas in order to further economic development.
This could include ideas such as farm diversification into areas such as renewable energy and food production or projects to increase the impact of local procurement spend.
We are working at a time when economic development conversations are increasingly regionally focused, and the output of a new Taskforce would be a testbed for conversations around the development of a Growing Mid-Wales Deal, which is something FSB sees as important for the region.
National Federation of Self Employed & Small Businesses LimitedSir Frank Whittle Way / Blackpool / FY4 2FE. National Federation of Self Employed & Small Businesses Limited (FSB) is registered in England, number 1263540Privacy Policy / Cookie Policy / Accessibility Statement


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It all began in New York when hair pro Guido Palau proclaimed: "Suddenly everything 'normal' doesn't feel like enough." It was a prevailing sentiment this season, as runway beauty looks were pushed into new, wildly imaginative realms of fantasy.
Cross-examining the inundation of heart-stopping above the neck statements, it's hard to pinpoint exactly why each look seemed to be more arrestingly beautiful or seductively strange than the next. On the most superficial level, one could argue that at a time when society is scrolling a mile a minute, it boils down to what's Instagram-worthy. And in that sense, the stakes keep getting higher. But more than that, designers, and the beauty visionaries who work alongside them, are genuinely thrilled to fully transport fashion diehards—whether they're living vicariously through a 10-minute livestream or double-tapping their smartphone screens.
And besides, in the age of radical self-expression, who says even the most beguiling and bewildering looks can't translate to the streets? Here, scroll through the nine biggest beauty trends of Fall 2019.
Futuristic Hair Is More Sculptural (and Shiny!) Than Ever
Individual texture has, at long last, become a runway mainstay, and Proenza Schouler's parade of futuristic, hyper-individual slick backs felt refreshingly raw. As the month progressed, wet styles became even more directional—in rainy London, fittingly enough. At Burberry, taut, sopping-wet knots featured baby hairs gelled intricately to the forehead, while both JW Anderson and Richard Quinn put forth glassy, sculptural coifs. Then, further cementing the trend, there were the high-shine ponytails at Alexander McQueen and Fendi. "[It's] slick perfection, just as I hope Karl [Lagerfeld] would have loved," said hairstylist Sam McKnight of the latter look.
Strange Statements Are Seriously Seductive
Gucci under the helm of Alessandro Michele has always been a beauty spectacle. But this year, Michele joined forces with makeup artist Thomas de Kluyver, marking an exciting, if not even freakier, new chapter. Playing off of the collection's golden ear sculptures, de Kluyver's subversive accents ran the gamut from crystalized tear decals to supernatural color contact lenses. But it wasn't just the Gucci show that induced shocking double-takes. At Ports 1961, models wore long tassel earrings made from human hair, while at Vivienne Westwood, faces were spray painted gold for a more peculiar take on gilded makeup. And while there were a slew of offbeat lash looks, none were stranger than those of Junya Watanabe and Rokh, the former with cartoonish length and volume and the latter serving as the antithesis to bombshell lashes in sparse, criss-cross fashion.


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It's a temperature-controlled night in the backwater terminal of O'Hare as I wait for my next flight. It's delayed due to the crew being on another airplane. Sometimes I wonder if that happens not because of logistics but because the Captain and the Flight Attendants all got on the wrong flight and rolled with it. Probably not. I'm full of wild ideas tonight.
I've spent the last fours months attending graduate school in California. It's the longest I've been away from home. Adrift, this is my first flight alone. There are other passengers on the flight, but I don't know any of them. A few of us huddle together waiting, I recognize the logos on sweatshirts. If ever an airport were to become the last bastion of humankind, for example because of a Yeti uprising (#yeticongress), I suspect we'd all organize ourselves based on college or NFL hoodies. Like I said, this is my first flight alone and I'm thinking of every worst case scenario.
The crew shows up, and we take-off. I check for Santa out the window, just in case.
When I arrive back home in West Virginia, I'm picked up by my Aunt and Uncle because my parents are out of town for a few days. This is key. I am not the only one getting in tonight.
From the North, my friend Zendrix is traveling on a Greyhound bus.
Actually by this point, Zendrix is off the bus and being picked up by another of my friends, Phil. It should be noted here, that Phil and Zendrix have only met in real life once before. I was supposed to be there, but, due to my delay, the opening ceremonies lacked my presence. I know, opening ceremonies without me are horrendous. However, we all played World of Warcraft together and when you've slain internet dragons with someone, you're pals for life.
By the time I'm supervising the hauling of my luggage inside, Phil and Zendrix are already there at
my house my parent's house. Computers unpacked, Zendrix and I establish base command at the dining room table. Phil regrets not bringing his computer with him and departs for his parent's house. He promises to return in the morning. Tired from our travels, Zendrix and I call it an early night around 1am.
Before sleep, I look out the window for Santa, but see snow falling instead. How pretty, I think. Maybe it will blizzard, I hope.
As a kid, I remember waking up at 6:30am every time the weatherman predicted overnight snow. I would watch out the door of my bedroom to see if Dad would be rousing me that day. If it got to 7am and no sign of rousing, I knew we at least had a two hour delay. More often than not, my father would make the climb upstairs by 6:50am to crush my dreams, as is tradition. Sometimes I think we forget how life and death the tiny struggles feel to a child. The galaxy is pretty small when you're little.
Speaking of galaxies, if this new Star Wars movie is bad I will throw a fit, possibly a Bantha too. Don't get me started on the lack of Mara Jade.
But of course, those brief morning ordeals with snow days are small, Yukon potatoes compared to the great, gettin' up morning that is Christmas.
For those of you who celebrated Christmas as a kid, I probably don't need to explain what that's like. For those of you who did not celebrate Christmas as a child, it's basically expensive cocaine. Everything is great, you're full of energy, and all you want is more! By the end of it though, you're wasted on materialism and sugar.
It's one hallelujah of a drug.
When I was a kid, I swore I would never ask for clothes from Santa. You can't play with clothes. Although, I must admit, they do come in handy with women.
The next morning at Base Command (my parent's dining room), Zendrix and I watch the snow fall by glancing occasionally away from our computers. I mean, when you've seen one snowflake, you've seen them all. Plus, it's snowing in the game, in the one zone that we flew over, once. Phil is stuck at his parent's house, the snow has kept him from leaving so far, but he hopes the plows will clear the path. For lunch, Zendrix and I order Chinese food and feel downright decadent eating at Base Command, listening to my parent's Christmas albums and playing games.
And then, as the malaise of digestion passes through us, there's a knock at the door.
Surprise! It's Jack! Everybody say Hi.
Okay, Jack wasn't a surprise, we had been expecting him all morning. He was coming down from Charleston to spend a few days with us at Base Command. Jack also plays World of Warcraft and had slain the Lich King with us a few months ago. It should be noted here that this was the first time Jack had ever met me or Zendrix in real life. Jack set up his computer and we were soon back to annihilating our virtual enemies.
Later in the day, Phil manages to rendezvous with us at Base Command, and together the four of us play long into the winter's night.
Except, about 8pm, hunger pulls us from our gaming nirvana.
The snow, which had been cute earlier, is now a force to be reckoned with. We agree that food must be procured and set off in Phil's dad's truck to go ply a redheaded lass for cheeseburgers. Icy roads make for slow progress but we trek onward with all the heady resolve of guys really not wanting to go back and eat boring pasta at home.
Unfortunately, the Wendy's is closed due to the weather.
A new plan is proposed, but the next place is also closed. The darkened doors of a snowbound Huntington judge us as we crawl past in the truck. Feeling like the irresponsible fools we are, the inevitably of boring pasta settles in. In my mind,
Base Command the house becomes more and more dilapidated as we cross off the usual eateries. Either we're finding food out here or we're not going back. This jolly jaunt has gone from Dashing in the Snow to the funeral dirge cover of Auld Lang- who cares. It's cold, it looks like the apocalypse and we're hungry.
And it's Christmas.
I can't help but compare us to those Shepherds out tending their flock when the Angel of the Lord stopped by. No, we weren't shepherds, but after we navigated through the viaduct and crested the opposite side, a shiny, neon Angel came into view. The sign for Gino's. A pizza parlor still open. We're saved.
Even though the Bible doesn't say the angel Gabriel brought the Shepherds pizza, it should be noted that the Bible doesn't say he didn't. You believe what you want, but don't question my faith in mozzarella. We dip our crusts in garlic sauce to remember all the Shepherds who didn't get pizza.
Stumbling into the Gino's, we must look exactly like the sad puppies we are because the hostess, who had a mom vibe, gives a once over and motions for us to take a seat. The smallish dining room is decorated for the holidays. It's warm inside and the glass windows give us a great view of the snow and any potential Yetis. Crooners of a previous era belt out classic carols over the speakers, the sound filling the vacant room. We're alone in the restaurant, except for the staff, as if we had planned it all along. Maybe someone did. Not us.
The hot pizza and warm sandwiches and greasy fries are brought out. We feast, feeling every bit the kings from afar that we're not. Well, I'm from afar now, but I've haven't found any frankincense. Does the baby Jesus need a haiku? We're getting off track. Thinking about delicious food on a cold night will do that to you.
Somewhere in the middle of our dinner, there's a moment where I hit something deeper than the baked spaghetti. Faster than it takes you to read this, I understand a truth. Tired, hungry, and cold, I am so grateful to be here, in the middle of a snowstorm, gobbling cheese with some of my best friends in the world. The heart swells. And then, a terrifying, wonderful realization dawns. This is it. This. Is. It.
This is Christmas morning. At 9:30pm in Gino's.
Unlike those rose-colored mornings of my youth, this Christmas, grown-up Christmas, isn't over in a day. This Christmas isn't about gifts or sugar or terrible children's choirs. This Christmas is about seeing the people who mean the most to you. Your friends, your family, and even your old home. You know, boring adult stuff. Like clothes. In the moment after this upheaval of joy, I feel the dread from my inner child slip away. No more worrying if Christmas would somehow be ruined. No more worst case scenarios. It's a wild idea, but from now on, my enjoyment of the holiday isn't in anybody's hands but mine.
And if I can do it, so can you. Right now. Go throw out something you don't like. Or put a stupid ornament on the tree. Like the one I made when I was wee. It's a felt Angel covered almost completely in red glitter paint. Roadkill Angel, I call her. She's a beauty, but we're getting distracted again. Ornaments will do that.
The rest of the night, we played games in a fit of glorious exultation of our proto-adult Christmas. When my parents returned from out of town a few days later, they found us asleep on couches and floors amid the debris of Base Command. I was unconscious at the time, but I like to think for a moment, in their eyes, we weren't proto-adults, but children again, worn out from the sweet justice of Christmas cocaine.
This year I'm asking for themed underpants and new slippers.


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Posts Tagged 'Luxury Cruise Vacation'
An Introduction Luxury Cruise Vacation
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A cruise trip vacation is much better when compared with a high quality cruise vacation because the premium luxury cruise will ask you for each and every little product and beverages, while the posh cruise vacation is including most of the charges. Many of these cruise lines don't have any hidden costs.


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Thank you for visiting us at Chrysler Dodge Jeep Ram FIAT Ft. Walton, your certified Chrysler, Dodge, FIAT, Jeep, Ram dealer serving drivers throughout Ft. Walton, Pensacola, Destin and the surrounding areas. At our dealership, you'll find an extensive selection of Chrysler, Dodge, FIAT, Jeep, Ram vehicles for sale at the best prices anywhere in the Fort Walton Beach area, we guarantee it! How can we be so sure? Because we use cutting edge technology to price our cars based on factors like market supply, aging and consumer buying patterns. That gives us an advantage over our competition and gives you the best prices on the new Chrysler, Dodge, FIAT, Jeep, Ram vehicles you want. Compare our prices to the competition and see for yourself. We call it our Dare to Compare pledge. And it is something we offer at every Step One Automotive Group location.
We also offer a great selection of pre-owned vehicles in every price range from preauction specials, to luxury pre-owned and certified. Every vehicle goes through our rigorous 120 point inspection – and only then can qualify as Step One Certified – so you can drive off the lot with confidence.
We also have a well-connected finance center run by a qualified team of finance experts, who can help you get the right loan or lease in a quick, easy, and transparent manner. With access to dozens of lenders who deal with all type of credit, the professional finance team at Step One Automotive Group can sometimes secure you a better rate than you can get from your credit union or bank.
We offer special programs for college graduates, military and first responders and APR and lease programs that will save you thousands of dollars on your purchase. Ask your Chrysler, Dodge, FIAT, Jeep, Ram Certified sales consultant for information on these programs and our weekly specials and discounts.
Our commitment to our customers continues well beyond the date of purchase. We also have a professional team of Chrysler, Dodge, FIAT, Jeep, Ram technicians on hand with the skills and equipment to handle all manner of maintenance and repairs, as well as a full stock of authentic parts. Make your way to Chrysler Dodge Jeep Ram FIAT Ft. Walton today for quality vehicles, a friendly team, and professional service at every step of the way. And if you have any questions for us, you can always get in touch at 850-308-6160.
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by Beautiful Forever
I absolutely loved this poem! I would've said it was perfect but, "were" is "where" lol. Minor mistake that's not your fault.
The flow was great, I love the emotion shown, the concept is easy to relate to. Very great write.
5/5... Keep it up!


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Oct-12-2011 20:29TweetFollow @OregonNews
Why Occupy Wall Street?By Daniel Johnson, Deputy Executive Editor, Salem-News.com
The eighteenth century philosopher John Locke, famously coined the concept of people's fundamental rights as being to life, liberty and property and qualified this by asserting that people should appropriate only what they could use, leaving "enough and as good" for others.
(CALGARY, Alberta) - "Does anyone really not know what the basic message is of this protest: that Wall Street is oozing corruption and criminality and its unrestrained political power—in the form of crony capitalism and ownership of political institutions—is destroying financial security for everyone else?" (Blogger Glen Greenwald)
Michael Kazin, a professor of history at Georgetown, co-editor of Dissent and the author of American Dreamers: How the Left Changed a Nation says that "by finally making the gulf between the wealthiest class and everyone else impossible to ignore, the occupiers, in their tenacious rage, are doing a great service to our country."
There is no consensus definition of capitalism, but there is general agreement that it is an economic system in which the means of production are privately owned, or primarily so. Under the umbrella of competitive markets, goods and services are created with the goal of generating profits with wages and prices being basic elements of the system.
Capitalism and free-enterprise are routinely thought of us being the same thing, but they are not. Capitalism is an ideology that has gotten out of hand and threatens to destroy the earth making it uninhabitable for humans and many species of animals.
Free enterprise, on the other hand, is a playing out of the natural competitive proclivities of people. Some people are more competitive than others, but the nature of the competition is not naturally "kill or be killed" as it is practiced with capitalism. Wal-Mart is capitalism. Your locally owned and run business establishment is free enterprise.
How the world has come to this threatening dilemma requires background and understanding. I start with Aristotle who has done lots of other unacknowledged damage to Western culture.
Twenty four centuries ago Aristotle held a view of the world that still dominates our thinking in the West today. He placed all living things on a hierarchy of perceived importance, with humans at the top, just below the gods and descending down through the lesser animals to plants at the bottom of living things. Subsequently adopted by the Judeo-Christian world, humans were seen as dominant over all other creatures and the earth itself, in an ordering of life that came to be called the Great Chain of Being.
Seventeenth century philosopher René Descartes refined this worldview by declaring the universe to be like a machine—an idea supported and extended by many influential philosophers and scientists who followed him. Johannes Kepler (1571-1630) discovered the planetary laws of motion which made it possible for Isaac Newton (1642-1727) to discover the universal law of gravitation. Said Kepler: "My aim is to show that the celestial machine is to be likened not to a divine organism but rather to a clockwork." Robert Boyle, one of the founders of the Royal Society (1660) described the universe as "a great piece of clockwork".
Déscartes' machine-world was exemplified by the influential Cartesian philosopher Nicolas Malebranche (1638-1715). He and some friends were strolling one day when a pregnant dog came by. Malebranche knelt to pet her, then, making sure his friends were watching, stood up and kicked the animal in the stomach. The dog ran yelping down the street, and Malebranche's companions protested vocally. Hardening his voice, Malebranche said in essence: Restrain yourselves. That dog is nothing but a machine. Rub it there, it scratches. Whistle, it comes. Kick it, it yelps and runs away. There is a button to push and a mechanism for each of its actions. It is nothing but a machine. Save your compassion for human souls.
The goal of these materialist philosophers and scientists was to reduce man to measurable and manipulable parts of a great cosmic machine. Pierre Simon de Laplace (1749-1827) argued that an all-knowing Intelligence, knowing the state (position and velocity) of every particle in the universe (from atoms to planets) could predict the future—like hitting balls on a pool table—and, going in reverse, know everything that has ever happened back to the beginning.
This view—called reductionism—is still dominant in science today (except quantum physics), where everything can ultimately (in principle) be reduced to physical terms. As biologist David Sloan Wilson puts it: "As with the can opener or the heart, the key is to understand the details".
Philosopher Richard Watson describes the situation four centuries after Déscartes:
"The world is Cartesian to the core because all science and technology today is based on describing the material world mathematically as a vast machine whose various parts interact according to laws of motion."
If reductionism has been successful, it should also be recognized as a one-way street. As physicist Philip Anderson puts it:
"The main fallacy in this kind of thinking is that the reductionist hypothesis does not by any means imply a 'constructionist' one: the ability to reduce everything to simple fundamental laws does not imply the ability to start from those laws and reconstruct the universe. In fact, the more that elementary particle physics tell us about the nature of the fundamental laws, the less relevance they seem to have to the very real problems of the rest of science, much less to those of society."
The effect is what the Romantic poet William Wordsworth, reacting to Newton's cosmic sterility, called a "universe of death". MIT computer scientist Marvin Minsky, as if he is channelling Descartes, is an example par excellence:
"The mind is what the brain does. The brain is hundreds of computers that evolved for five hundred million years. It's a wonderful natural phenomenon, and we have to understand how this thing works. We must sweep aside the idea that the mind is animated by a soul or a spirit or anything like that. In fact, my view is that there is something insulting and degrading about the idea of a soul, and the idea of a spirit." (italics added)
In 1799, three quarters of a century after Newton's death, Laplace sent copies of his Treatise on Celestial Mechanics to Napoleon Bonaparte. In it, Laplace explained the origin of the solar system as not the product of divine design, as Newton had done, but as the result of natural gravitational forces. Calling on Laplace to discuss his Treatise, Napoleon asked him about the role of God in his theory. Newton spoke of God in his book, Napoleon said. I have read yours, but failed to find his name mentioned even once. Why? Laplace reportedly gave the now famous reply: "Sire, I had no need of that hypothesis".
Barely half a century later (1859), Charles Darwin gave the world his Theory of Evolution. It was at this historical juncture that humanity's self-view became mis-framed and it's been downhill ever since.
That mankind was part of the animal kingdom was not in dispute. But it was the rich and the powerful men in society and their sycophantic minions who co-opted Darwin's ideas to justify their greed and domination of society through a philosophy that came to be called Social Darwinism.
There is, in the animal world, an undeniable struggle for existence, governed by an overall mechanism—survival of the fittest. (Darwin had said "survival of the most adaptable; Herbert Spencer coined "survival of the fittest") Class stratification in human society thus became justified on the basis of "natural" inequalities among individuals. The control of wealth and property was argued to be the result of superior and inherent moral attributes such as industriousness, temperance, and frugality, on the part of those on the top of the biological/social heap. Attempts to reform society through state intervention or other means would, in this view, interfere with the natural order. Unrestricted competition and defense of the status quo were in accord with biological selection. The poor were the "unfit" and should not be helped because doing so would go against nature and natural law. In the struggle for existence, wealth was a sign of success. (As late as the 1980s, Nobel economist Milton Friedman was still arguing this tenet, that government activity went against the natural order.)
But, as sociologist Thorstein Veblen wrote almost a century ago
"A man does not, by nature, wish to earn more and more money, but simply to live as he is accustomed to live and to earn as much as is necessary for that purpose. Wherever modern capitalism has begun its work of increasing the productivity of human labour by increasing its intensity, it has encountered the immensely stubborn resistance of this leading trait of pre-capitalistic labour."
In 1934, Joseph Schumpeter, one of the most influential economists of the 20th century made this view official:
"our analysis leads us to believe that recovery is sound only if it comes of itself. For any revival which is merely due to artificial stimulus leaves part of the work of depressions undone and adds, to an undigested remnant of maladjustment, new maladjustments of its own." (sound like a familiar contemporary conservative argument?)
Herbert Spencer, the "Father of Sociology" in the 19th century, opposed government aid to the poor:
"If they are sufficiently complete to live, they do live, and it is well they should live. If they are not sufficiently complete to live, they die, and it is best they should die."
A few decades later, in a Sunday School address, John D. Rockefeller said:
"The growth of a large business is merely survival of the fittest. The American Beauty rose can be produced in the splendour and fragrance which cheer its beholder only by sacrificing the early buds which grow up around it. This is not an evil tendency in business. It is merely the working-out of a law of nature and a law of God."
The most influential of the social Darwinists was William Graham Sumner who taught at Yale (1872 to 1909). He defended millionaires, saying that
"...millionaires are a product of natural selection, acting on the whole body of men to pick out those who can meet the requirement of certain work to be done. It is because they are thus selected that wealth-—both their own and that entrusted to them-—aggregates under their hands… They may fairly be regarded as the naturally selected agents of society for certain work. They get high wages and live in luxury, but the bargain is a good one for society. There is the intensest competition for their place and occupation. This assures that all who are competent for this function will be employed in it, so that the cost of it will be reduced to the lowest terms."
If true, then today's billionaires are an even greater good for our society. For example, hedge fund manager John Paulson made a fortune betting against the housing market. As Canadian journalist Linda McQuaig writes in The Trouble With Billionaires (2010), he
"figured out how to make money betting that the millions of people signing up for mortgages they could only dream of actually affording would soon start defaulting. When they did, Paulson was there, watching money flood into his hedge fund with the torrential force of a great deal of water travelling down a very steep incline. In 2007 he personally pocketed $3.7 billion, giving him the record—perhaps of all time—for financially profiting from the misery of others." (italics added)
In the world of Social Darwinism, progress is a harsh taskmaster. Edward Youmans, the founder of Popular Science magazine summarized that sentiment, saying that
"We are born well, or born badly, and that whoever is ushered into existence at the bottom of the scale can never rise to the top because the weight of the universe is upon him."
American mythology denies this, but it's a myopic view. Americans can believe this only because they are lucky enough to have been born in, or emigrated to, the United States. The same cannot be said of the billions of individuals born in most of the other countries of the world.
Lester Ward, the first president of the American Sociological Society, was not fooled by the veneer of pseudo-science over the Social Darwinist façade:
"The fundamental principle of biology is natural selection, that of sociology is artificial selection. The survival of the fittest is simply survival of the strong, which implies and would be better called the destruction of the weak. If nature progresses through the destruction of the weak, man progresses through protection of the weak."
Ward's benevolent understanding, however, did not prevail as it would have undercut the interests of the millionaires. Sumner had published a book What Social Classes Owe Each Other (1883) and Ward reviewed it, understanding exactly how humanity's mis-framing had occurred:
"The whole book is based on the fundamental error that the favors of this world are distributed entirely according to merit. Poverty is only a proof of indolence and vice. Wealth simply shows the industry and virtue of the possessors. The very most is made of Malthusianism, and human activities are degraded to a complete level with those of animals." (italics added—emphasizing the exact mis-framing that has delivered mankind into today's global peril)
A virtually inevitable result of 19th century Social Darwinism was the 1930s Great Depression where the Struggle for Existence and Survival of the Fittest were reduced to an even simpler social doctrine: Every man for himself. President Roosevelt apparently went against his class in establishing things like minimum wages, Social Security and unemployment insurance, but in doing so he was simply preserving the system despite the terrible stresses of the Depression.
In believing we are free individuals in a free society, we blame ourselves for problems that are beyond our control and the causes of which we often don't even comprehend. Carl Jung said that:
"…a collective problem, if not recognized as such, always appears as a personal problem, and in individual cases may give the impression that something is out of order in the personal realm. The personal sphere is indeed disturbed, but such disturbances need not be primary; they may well be secondary, the consequence of an insupportable change in the social atmosphere. The cause of disturbance is, therefore, not to be sought in the personal surroundings, but rather in the collective situation."
In 1931, for example, James H. Gray applied for public relief in Winnipeg.
"At home were my wife and daughter, and my mother, father, and two younger brothers. Applying for relief might prove the most humiliating experience of my life (it did); but it had to be done, and I had to do it. The deep-down realization that I had nobody to blame but myself made the journey doubly difficult." (italics added)
In 80 years since, that feeling has not only remained but has become more pronounced in society at large. Republican presidential aspirant Herman Cain, former CEO of Godfather's Pizza railed against the Occupy Wall Street protesters during the 2012 presidential campaign:
"Don't blame Wall Street, don't blame the big banks, if you don't have a job and you're not rich, blame yourself!" Cain said. "It is not a person's fault because they succeeded, it is a person's fault if they failed. And so this is why I don't understand these demonstrations and what it is that they're looking for."
Nearly a century ago (1914) President Woodrow Wilson said:
"American industry is not free, as once it was free. The man with only a little capital is finding it harder to get into the field, more and more impossible to compete with the big fellow. Why? Because the laws of this country do not prevent the strong from crushing the weak."(italics added)
For the overwhelming majority of people, industry (now called "business") is not only less free today, but is positively tyrannical when 80% of the nation's income goes to the top 5% of earners. This is the inevitable result of more than a century and a half of expanding Social Darwinism.
Concepts from biology have become part of the business lexicon and a demonstration of society's mis-framing. Notice the business terms that are used in daily discourse to describe ordinary life. How often do we talk about things like efficiency, the bottom line, cost-effective, profit, productivity, due-diligence, to name only a few, when referring to ordinary life?
Were Charles Darwin alive today, he would aggressively reject what has been done in his name. He was particularly unhappy with the argument linking social progress with the harsh treatment of people who were "unfit" to survive in the struggle for life. In The Descent of Man (1871) he wrote:
"With savages, the weak in body and mind are soon eliminated; and those that survive commonly exhibit a vigorous state of health. We civilized men, on the other hand, do our utmost to check the process of elimination; we build asylums for the imbecile, the maimed, and the sick; we institute poor-laws; and our medical men exert their utmost skill to save the life of every one to the last moment."
What motivates people in this way, he said, is
"the instinct of sympathy, which was originally acquired as part of the social instincts, but [was] subsequently rendered more tender and more widely diffused. Nor could we check our sympathy, even at the urging of hard reason, without deterioration in the noblest part of our nature." (emphasis added—rejecting the social Darwinist dogma that man is an animal and nothing more.)
This describes modern society, where the "noblest part of our nature" has not only deteriorated, but has been actively rejected. Sympathy is just not a value in our business-dominated society. As biologist Richard Dawkins (best known for The Selfish Gene and more recently The God Delusion noted:
"[T]he welfare state is a very unnatural thing. There is no need for altruistic restraint in the birth-rate, because there is no welfare state in nature. Since we humans do not want to return to the old selfish ways where we let the children of too-large families starve to death, we have abolished the family as a unit of economic self-sufficiency, and substituted the state. But the privilege of guaranteed support for children should not be abused."
And so it has come to pass. Political scientist Frances Fox Piven, writing in Regulating the Poor (1971, updated 1993):
"Some of the aged, the disabled, the insane, and others who are of no use as workers are left on the relief rolls, and their treatment is so degrading and punitive as to instil in the laboring masses a fear of the fate that awaits them should they relax into beggary and pauperism."
As a society, we have not advanced much beyond the workhouse attitude of Victorian England. Consider the tens of millions of unemployed in today's America. While there are many caring citizens, national policy seems to echo the sentiment that the employed are the fit and the unemployed are the unfit.
The inequities roll on and increase. In 1970, the pay of the average CEO was thirty times more than that of the average worker. By 2007, the ratio was about 340:1. This, however, tells only part of the story. Comparing only the top 100 CEOs, the ratio in 1970 was about 45:1. By 2006, that ratio had become 1,723:1! Social Darwinism in action.
As Linda McQuaig writes:
"Every situation in which an individual is unable to realize an ambition—of going to university, of pursuing a career, of earning enough to support a family, of developing his or her talents to their fullest—is a dream denied, just as surely as the billionaire's fortune is a dream realized.
"A society top-heavy with billionaires may seem like a paradise of upward mobility, but it's actually closer to being a boneyard of broken dreams for all but a lucky few. Those wanting to give their children a real chance to live the American Dream would be well advised to move to Sweden."
This is not a new observation. Capitalism, wrote Ferdinand Lundberg in The Rich and the Super-Rich (1968) is, in reality, a failure system:
"For every businessman in a given year who makes enough of a splash to come to the attention of Fortune's editors, about 10,000 split a gut trying and cough blood in the bankruptcy court. If it weren't committed to dispensing sunshine, Fortune could write a melancholy article every year on business failures and issue a thick supplementary directory merely giving names and addresses."
Is Occupy Wall Street a cause for hope?
Western society is in decline, particularly the United States. A consuming society, with the push on to consume ever more in order to continue enriching a few, cannot endure. (Wal-Mart is a good example. The more junk customers can be induced to buy, the richer the Waltons become, and the poorer society overall becomes, with the increased waste of natural resources that only benefit a relative handful of people.)
I (and more than a few others) have spent much of our lives looking for the equivalent of a silver bullet to not only understand the source of the evils of our society, but to find ways to mitigate the harmful, even evil, tendencies of our capitalist society. As Darwin said:
"The surgeon may harden himself whilst performing an operation, for he knows that he is acting for the good of his patient; but if we were intentionally to neglect the weak and helpless, it could only be for a contingent benefit, with an overwhelming present evil."
Society's contemporary evil is rooted in how we have been taught to frame humanity—as animals and nothing more. We are animals, but we can transcend our animal nature (viz. Martin Luther King, Gandhi, Mother Theresa, Desmond Tutu, to name only four). The key orientation, said the Catholic theologian Thomas Merton:
"To live as a rational animal does not mean to think like a man and live as an animal. We must both think and live as men."
He was echoing echoing earlier thinkers:
Relegating mankind to the status of an animal, is the basic ethos of capitalism. Casting off this anti-human ethos and rising to our higher potentials is the only source of hope for the human race. This is why the Occupy Wall Street movement has such potential and is the repository of so much hope.
This transcendental human progress is what the rich and powerful men of the nineteenth century had forestalled. They bewildered ordinary people into denying humanity's transcendent nature. This flows from what might be mankind's fatal flaw which, said writer Colin Wilson in A Criminal History of Mankind, is that
"When we look back over the past eight thousand years, it is clear that the most irritating characteristic of human beings is their passivity. The mass of people accept whatever happens to them as cows accept the rain".
This is where the Occupy Wall Street movement could signal a break in the trend of history. A small number today, but it is growing, it may be the beginning of man's breaking out from the cow-state and waking up to see the real world around them.
Greed, as a human trait, is not going to go away. It only needs to be reined in and labeled, if not as socially unacceptable, at least in society's eyes a less than admirable trait. (Here is cognitive dissonance writ large across the entire American culture: Americans see themselves as a religious nation—In God We Trust—but at the same time have no conflict with venerating greed, despite its being one of the seven deadly sins.)
In the last sentence of his book The Waste Makers (1960), Vance Packard wrote:
"The central challenge seems to be this: Americans must learn to live with their abundance without being forced to impoverish their spirit by being damned fools about it." (italics added)
Impoverishing the spirit is at the head of the capitalist agenda. Recall MIT computer scientist Marvin Minsky quoted earlier saying that: "there is something insulting and degrading about the idea of a soul, and the idea of a spirit". Indeed.
To reiterate, capitalism is framed on the assumption that man is an animal and nothing else. But, because man is actually so much more, it's irrefutable that capitalism is not a natural phenomenon for human society. ISS astronaut Sandra Magnus is one who has transcended this limitation. Asked what the earth looks like from 380 kilometres above the earth, she said:
"Up here I've seen the world from a different viewpoint. I see it as a whole system, I don't see it as a group of individual people or individual countries. We are one huge group of people and we're all in it together."
Animals do not live in space stations; animals do not land on the moon; animals do not send Rovers to Mars, photographic probes to the other planets, or Voyagers fifteen billion kilometres into interstellar space. Voyager 1 is still sending scientific data back to "human-animals" on earth after 34 years! Those are things that only transcendent human beings can do!
Astronauts are not capitalists and now, after tens of billions of public dollars and nearly 20 astronaut deaths have made space exploration viable, it is now being turned over to capitalists for profit. As Adam Smith observed in The Wealth of Nations (1776), capitalists "love to reap where they never sowed."
This may be remembered in history (provided we survive) as the greatest failure of the American people. For decades they supported the initial steps to exploring space and then, in the end, let all those accomplishments dribble through their fingers. This is not a fitting tribute to all the astronauts who died in this quest.
Canadian freelance writer Brennan Clarke writes: "As the holder of not one but two undergraduate arts degrees…I am quickly reminded by the working world that being intelligent and capable is no longer enough. You have to do something that makes somebody money." The lives of the dead astronauts are now being put to the service of making somebody some money.
The real tragedy, Neil Armstrong's "One small step for man, one giant leap for mankind", has been converted into dollars and cents. It is to weep in frustration at how mankind's greatest achievement (so far) is being reduced to a commercial enterprise.
I cannot be against capitalism any more than I can be against the weather and it is quixotic to suggest that capitalism somehow be halted. This is impossible and would be against human nature. Many people are competitive and do wish to have more to the point of surfeit. Sumner did say one thing that is true: Competition as a law of nature "can no more be done away with than gravitation".
The eighteenth century philosopher John Locke, famously coined the concept of people's fundamental rights as being to life, liberty and property and qualified this by asserting that people should appropriate only what they could use, leaving "enough and as good" for others. It was the nineteenth century capitalists, as I have noted above, who subverted Locke's philosophy and set the United States on a path to destruction.
What I do think is best, however, is that the excesses of capitalism be fenced off as a cultural anomaly and those who want to live in a dog-eat-dog arena, can have their place to do it. But speaking from a more transcendent vantage point, we are not all capitalists in our orientation and many people would prefer to live quieter, less material lives in a civilized, not a wholly capitalistic society. It was Thomas Jefferson who later consciously replaced the right to property with a right to "the pursuit of happiness" in the Declaration of Independence.
Capitalism is a system that separates us; it divides and conquers. Emphasizing our animal nature alone has made manifest Wordsworth's "universe of death". But as Jeremy Rifkin writes in The Empathic Society (2009):
"Faith-based consciousness and rational consciousness share a disembodied approach to existence. But it's the very feelings and emotions they discount that allow human beings to develop empathic bonds and become fully mature social beings. Without feelings and emotions, empathy ceases to exist. A world without empathy is alien to the very notion of what a human being is."
Born and raised in Calgary, Alberta, Daniel Johnson as a teenager aspired to be a writer. Always a voracious reader, he reads more books in a month than many people read in a lifetime. He also reads 100+ online articles per week. He knew early that in order to be a writer, you have to be a reader.
He has always been concerned about fairness in the world and the plight of the underprivileged/underdog.
As a professional writer he sold his first paid article in 1974 and, while employed at other jobs, started selling a few pieces in assorted places.
Over the next 15 years, Daniel eked out a living as a writer doing, among other things, national writing and both radio and TV broadcasting for the CBC, Maclean's (the national newsmagazine) and a wide variety of smaller publications. Interweaved throughout this period was soul-killing corporate and public relations writing.
It was through the 1960s and 1970s that he got his university experience. In his first year at the University of Calgary, he majored in psychology/mathematics; in his second year he switched to physics/mathematics. He then learned of an independent study program at the University of Lethbridge where he attended the next two years, studying philosophy and economics. In the end he attended university over nine years (four full time) but never qualified for a degree because he didn't have the right number of courses in any particular field.
In 1990 he published his first (and so far, only) book: Practical History: A guide to Will and Ariel Durant's "The Story of Civilization" (Polymath Press, Calgary)
Newly appointed as the Deputy Executive Editor in August 2011, he has been writing exclusively for Salem-News.com since March 2009 and, as of summer 2011, has published more than 160 stories.
View articles written by Daniel Johnson
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Hank Ruark October 18, 2011 3:29 pm (Pacific time)
For the few who will really understand, this is an epically fruitful statement. For the others, seek for yourselves the single statement that characterizes what you feel...and DO.
Alan October 17, 2011 10:30 pm (Pacific time)
To say that OWS "may be the beginning of man's breaking out from the cow-state and waking up to see the real world around them" is a bit of an overstatement--there have been many social movements before this one, America's activism has just been dormant for some time--yet, agreed, it is a very good sign. Herman Cain is an asshole.
Daniel Johnson October 14, 2011 8:21 pm (Pacific time)
The governor of the Bank of Canada Mark Carney, (equivalent to Ben Bernanke), says that the Occupy Wall Street movement is an understandable product of the "increase in inequality". Specifically, he said: "You've had a big increase in the ratio of CEO earnings to workers on the shop floor…and then on top of that, a financial crisis". Read the whole story here.
Sinjin Smythe October 14, 2011 7:54 am (Pacific time)
"Capitalism and free-enterprise are routinely thought of us being the same thing, but this is not the case. Capitalism is an ideology that has gotten out of hand and threatens to destroy the earth so that it becomes uninhabitable for humans and many species of animals."
Why do you think it's untrue?
Daniel October 13, 2011 5:09 pm (Pacific time)
Milton Friedman is rolling over in his grave. He's needed now more than ever.
Try Naomi Klein's Shock Doctrine, then see if you still believe that.
Wayne October 13, 2011 11:31 am (Pacific time)
In my view, Mr Johnson talks a lot about philosophy, but does not address the basic cause of the Occupy protests. While attending Occupy Salem, I found that most were there due to their own issues: healthcare, homelessness, jobs, etc. But I did not talk with anyone who could describe the basic problem or state what it is they wanted. Indeed, it seemed they were protesting against the the state government. In my view, the protests that originated against Wall Street were against the oligarchs with their lobbyists who have taken over and now control the US government. This is achieved through unregulated political campaign contribution, control of the media, corruption, character assignation, etc. Ironically, our elected officials will probably support the protests, for they would like to be able to do their job without having to be the puppet of the oligarchs. Bill Clinton recently stated on TV that the protesters needed to identify what it is they want. I think he is joining the Obama administration and encouraging them to focus on those who have destroyed our democracy--the billionaires who control much of the world. I have published my views about the protests on my blog: wren feather.wordpress.com[Return to Top]
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Security is one of the utmost priorities for us when designing our Mobile Banking & Internet Banking and we are committed to safeguarding the privacy of your information by putting several measures in place to ensure that it is safe and secure. Our Mobile Banking and Internet Banking systems are reviewed by external auditors who conduct repeated assessments covering areas such as Vulnerabilities Assessment and Penetration Tests to ensure that our system & application are as secure as possible. In addition, there are security controls & technology processes applied by the bank to protect and prevent the system from any security breaches. We are continually committed to enhancing all security aspects.
What information we collect
Capital Bank collect and use your information to deliver and operate the services you have requested in an efficient and effective manner. This information may include name, title, e-mail address, phone number(s), and any other information that you decide to provide us with, which will be kept secure and confidential. We will share your information only when it is necessary and required, such as:
- Corresponding & communicating with you;
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Information Sharing
Capital Bank follows strict privacy procedures regarding protection of personal data. No disclosure of personally identifiable information to third parties is allowed unless the related customer has been previously informed, or the disclosure has already been authorized by the customer or otherwise is permitted or required by law.
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Fabulous four bedroom 2.5 bath split floor plan home located on an exceptional corner lot in the gated community of The City of Atlantis. Amenities include: Hurricane impact windows and custom hurricane impact front door, recently renovated eat - in island kitchen with white cabinetry and granite counter tops, spacious living room and dining rooms, family room with wood burning fireplace, new tile floors, wood floors, expansive covered patio and screen pool with a huge tropically landscaped back yard. Move in ready! Roof 2012, Pool resurfaced, re tiled, re coping and new marble pavers in 2017, salt chlorination, well sprinkler.
Basketball, Bike - Jog, Golf Course, Picnic Area, Street Lights, Tennis
Cable, Gas Natural, Public Sewer, Public Water
Drive - Circular, Driveway, Garage - Attached, Golf Cart
Bar, Fireplace(s), Foyer, Split Bedroom, W/D Hookup, Walk-in Closet
Dishwasher, Disposal, Dryer, Microwave, Range - Electric, Refrigerator, Smoke Detector, Washer, Water Heater - Elec
Auto Sprinkler, Covered Patio, Fence, Fruit Tree(s), Screened Patio, Shutters, Well Sprinkler, Zoned Sprinkler
Impact Glass, Plantation Shutters
Bedrooms: 3
Bathrooms: 3
Bedrooms: 4
Bathrooms: 3
Bedrooms: 3
Bathrooms: 3
Bedrooms: 4
Bathrooms: 4
Bedrooms: 4
Bathrooms: 7
Bedrooms: 5
Bathrooms: 3
Bedrooms: 3
Bathrooms: 4
Bedrooms: 2
Bathrooms: 2
All listings featuring the BMLS logo are provided by Beaches MLS Inc. Copyright 2020 Beaches MLS. This information is not verified for authenticity or accuracy and is not guaranteed.
© 2020 Beaches Multiple Listing Service, Inc. All rights reserved.
Listing information last updated on April 3rd, 2020 at 6:56am EDT.


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Find Health Insurance Companies - Where to Find the Most Affordable Health Insurance
However, cost of insurance will rise drastically as you become old.
It does not matter whether you are healthy or whether you are ill.
Cost of health insurance increases because the possibility of older persons falling ill is higher.
Higher the risk, higher the cost - that is how health insurance companies work.
In such a scenario, you will have to take innovative steps to find affordable health insurance for your aged parents or elderly dependents.
There are many ways to find affordable insurance.
However, the best and the most efficient method is to use quote comparison websites on the World Wide Web.
There are some insurance policies that require a medical exam.
This will help you prove that the person being insured may be old but is not an unhealthy person.
This may give you a good bargaining chip to bring down the cost of your health insurance.
However, all this will take a lot of time.
You will have to get in touch with numerous insurers, compare plans, identify those plans that require a medical exam and then hope for the best.
Instead, you should make use of online multiple quote comparison websites on the World Wide Web to find the best health insurance policy.
All you have to do is provide information like the age, medical complications, past health insurance record and other such information to find the right insurance policy for an elderly individual.
The best thing about this method is that you can find the best policy without even stepping out of your house.
There is no need to spend any money, enter into any obligation, deal with annoying insurance executives or fill out complicated paperwork.
You provide information; the quote website performs the analysis and brings you deals graded from the best to the worst.
Affordable insurance that will protect the health of your parents or even your health in your old age is not as difficult as it once as.
Courtesy, the World Wide Web!


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Welcome Gary and Peggy Thompson!
We would like to welcome our newest owners to the 1-800 WATER DAMAGE family!
Please meet Gary and Peggy Thompson, owners of 1-800 WATER DAMAGE of Bowling Green / Toledo.
Gary and Peggy come to 1-800 WATER DAMAGE with extensive industry experience under their belts. They have owned and operated a successful carpet cleaning business in Ohio for 37 years, and recently became interested in expanding their business to service other local cities. Gary and Peggy recall watching Sheldon Yellen on Undercover Boss and "his sincere heart and respect for his employees" made BELFOR truly stand out to them. After discovering 1-800 WATER DAMAGE in a magazine with BELFOR beneath the logo, Gary and Peggy knew that joining 1-800 WATER DAMAGE was the perfect opportunity for them to expand.
With their new conversion to 1-800 WATER DAMAGE, the Thompsons will continue to serve cities within Wood, Lucas, Hancock, and Allen Counties in Ohio. Gary and Peggy's goal is to increase net sales so they can provide full coverage health insurance for their team members along with other benefits. They also plan on continuing to reinvest profits back into their franchise so they can keep growing and expand their business to other areas.
Gary and Peggy have been happily married for 45 years. They have three children--David, Jason, and Crystal--all of whom are married with their own families and successful careers. David owns his own construction company, Jason has his own landscaping business, and Crystal owns a janitorial business and was the business manager for the Thompsons' carpet cleaning company. Crystal will stay on as business manager for 1-800 WATER DAMAGE of Bowling Green/Toledo, and her husband, Tim, will also be helping with day-to-day operations when needed.
Aside from building a family-owned-and-operated company for 37 years, Gary also became a Realtor and Peggy worked for Bowling Green City Schools (she just retired in December 2018!). Peggy will now be taking care of the financials for their new 1-800 WATER DAMAGE location. Outside of work, Gary and Peggy both enjoy spending time with their grandchildren. Gary also appreciates sitting outside on a nice, warm day and Peggy likes volunteering at church and reading. They are thankful for all their blessings and they're looking forward to this new chapter as part of the 1-800 WATER DAMAGE family!
Gary and Peggy can be reached at firstname.lastname@example.com, email@example.com, or by phone at 419-352-1964.
Please join us in welcoming Gary and Peggy to the 1-800 WATER DAMAGE family!


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Tire Storage
Our State of the art Facility is located at 388 Rothesay Avenue in Saint John. Our computerized tracking system and our On-Site manager and Video security system ensures your tires will be kept in a heated, dry & safe warehouse.
When it come time to change your tires over or to pick them up, just call the service department at Lexus of Saint John and let them know when you will be in. We will take care of the rest.
For more information, fill out the contact form below.
Please speak with our trade advisor for more information.
Preferred Auto Detailing
Preferred Collision


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in Oliver
Christmas Tree Drop Off & Garbage/Recycling Collection
The Town of Oliver will be offering a Christmas Tree Drop-Off, sponsored by EZ Bins. A pink EZ Bin will be located on Station Street just north of Bank Avenue on the east boulevard. Residents can drop their natural trees, free of decorations and tinsel, until Thursday, January 10, 2019.
Alternatively, residents can take their natural tree to any landfill free of charge. Christmas light strings, bulbs, and fixtures can be recycled at the T2 Market and the Oliver Landfill.
Residents are reminded that there is no change of dates for garbage and recycling collection. Items NOT accepted in the recycling bin include foil gift wrap, musical greeting cards, ribbon or bows.
in Osoyoos
Holiday Curbside Garbage and Recycle schedule will be as follows
· December 29, 2018 (Garbage and Recycling)
· January 8, 2019 (Garbage and Recycling)
– NO pick-up on January 1, 2019.


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Pinnacle is a national real estate provider that manages and invests in multifamily residential communities. As one of the nation's largest third-party managers of multifamily housing, Pinnacle serves 32 states. Headquartered in Dallas, Pinnacle has offices in 16 cities across the nation.
Pinnacle provides its team members with an exceptional company culture. Every team member plays a vital role at Pinnacle, so we provide them with the training, support and tools needed for success. Pinnacle offers exceptional career paths, and joining our team can lead to an exciting and fast-paced career. We are looking for true team-players who want to learn and advance in the industry.
We offer a total compensation and benefits package to help with your needs today and build for your future tomorrow. Pinnacle values diversity and is committed to equal opportunity in employment. We offer a safe, healthy work environment for employees through a commitment to maintaining a drug-free workplace. At Pinnacle, success is about more than having a healthy bottom line, and we are committed to making Pinnacle an amazing and unique place to work for each member of our team
Job Summary:
The Property Accountant is responsible for all aspects of property level financial reporting for an assigned portfolio within Client Reporting. The position works closely with Property Managers, Regional Property Managers, and clients, and may take direction from the Portfolio Accountant, Senior Accountant, Controller, or Vice President of Client Reporting. A successful Property Accountant ensures the timeliness and accuracy of financial reporting to the client.
The Property Accountant will use sound judgment and due diligence in executing the following responsibilities:
• Collaborates with Property Managers, Regional Property Managers, Asset Managers, Portfolio Accountants, and clients on properties within assigned portfolio to ensure activity is recorded and reports are prepared in agreement with client requirements and the applicable accounting principles.
• Provides direction and support to site-level team members within assigned portfolio to ensure activity is recorded in agreement with client requirements and the applicable accounting principles.
• Monitors and measures performance of property-level team members within assigned portfolio and communicates such performance to the respective Regional Property Managers.
• Recognizes and rewards right behavior in others and addresses inappropriate behavior or ethical breaches.
• Performs the duties of team accountants as required (in their absence).
• Exercises professionalism and uses caution when engaging team members or other business associates during business hours, company-sponsored events, and personal time.
• Supports and enforces company and accounting policies as well as all applicable federal, state and local statutes and regulations.
• Prepares financial statements for an assigned portfolio in agreement with client requirements and the applicable accounting principles.
• Analyzes property-level activity and financial reports to identify and correct irregularities as well as ensure accurate representation of the property's operational and financial position.
• Monitors trust and partnership accounts, as well as manages cash needs, cash disbursements, and transfers between properties. Reports cash deficits to Regional Property Manager, Portfolio Manager, and client as required.
• Performs (or assists with) the accounting setup of newly acquired properties or final accounting of lost properties, as assigned.
• Reviews 3rd party audit findings for accuracy and reasonableness.
• Achieves high productivity through reliable and punctual attendance, and timely reports any tardiness and/or attendance issues to immediate supervisor.
• Performs special projects and research as assigned.
• Supports and enforces internal controls established by the department and company, and discloses any weaknesses relating to such controls or the lack thereof.
• Promotes and applies quality measures and standards within all areas of responsibility to support the company's mission, vision, and core values.
• Exercises professional skepticism in analyzing financial information in an effort to mitigate or detect fraudulent activity.
• Ensures the timely payment of all critical payments including, but not limited to, mortgages, property taxes, property insurance, and owner distributions.
• Monitors business transactions related to Pinnacle for irregularities and reports findings as necessary.
• Reviews and interprets Property Management Agreements for billable services.
• Continually seeks to identify innovative strategies for increasing department efficiencies and reducing expenses.
• An analytical background with a thorough knowledge of accounting principles.
• Ability to exercise independent judgment relative to the timeliness, recognition, and classification of transactions in accordance with GAAP.
• A functional understanding of current accounting software and Microsoft Office products.
• Consistently exhibits strong ethics and confidence, as well as a positive attitude toward company, department, and team members.
• Ability to provide professional support for an assigned team and cultivate value, trust, and positive relations among team and individuals.
• Willingness to hold self and others accountable for performance.
• Flexibility to modify or shift behavior as situations or objectives evolve, while exhibiting focus and positivity amidst change or under pressure. • Capable of cultivating team camaraderie and value through support and participation in team building and events.
• Aptitude to analyze financial data with the ability to recognize trends and identify irregularities.
• Capable of making sound decisions appropriate to authority level with minimal supervision or direction. Willingness to collaborate on decision-making when necessary.
• Effective critical thinking and problem-solving skills, with ability to recognize problems early and produce prompt resolutions.
• Ability to prioritize and focus on critical tasks as well as shift focus or multitask when appropriate.
• Capable of working within a fast-paced, deadline driven environment while generating timely results.
• Self-motivated to achieve or exceed performance standards and goals set forth by department.
• Ability to discover, understand and meet the needs of clients in a timely manner.
• Integrity, objectivity, and accountability in performing assigned duties.
• Clear and concise written and verbal communication skills.
• Ability to work independently, while exercising interdependence within an assigned team.
• Diplomacy to develop and preserve positive relations with clients and team members.


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Stocks in for flat start as offshore rally fizzles
July 15 (AAP) Australian markets have received mixed leads from offshore trading overnight.
This morning on the Sydney Futures Exchange, the September share price index contract was 16 points lower at 4429. Yesterday, both the major indices finished well into positive territory, each marking gains of almost 2 per cent higher.
What you need to know:
· The SPI was down 16 points at 4429
· The Australian dollar was buying 88.47 US cents
· In the US, the S&P500 slipped 0.17 of a point to 1095.17
· In Europe, the FTSE 100 fell 17.5 points to 5253.52
· Gold fell $US6.50 an ounce to $US1207.00
· Oil was down 11 US cents a barrel at $US77.04
· The Reuters Jefferies CRB index was up 0.11%
What's out today
In economic news, the Australian Bureau of Statistics releases figures on sales of new motor vehicles for June.
The Melbourne Institute releases its Survey of Consumer Inflationary Expectations, and, with Westpac, it also issues its Survey of Consumer Unemployment Expectations, both for July.
How we fared yesterday
In Australia, the stock market closed higher, lifted by hefty gains from the big miners and major banks.
The benchmark S&P/ASX200 index closed up 82.1 points, or 1.87 per cent, at 4462.4 points, while the broader All Ordinaries index rose 77.3 points, or 1.76 per cent, to 4477.3 points.
Offshore overnight
A weaker economic forecast from the Federal Reserve has chilled the stock market's winning streak.
The Fed lowered its projection for the gross domestic product, the broadest measure of the economy, and said GDP will grow between 3 per cent and 3.5 per cent this year. That's down from the 3.2 per cent to 3.7 per cent forecast in April.
The Dow rose 3.70, or 0.04 per cent, to 10,366.72. The Standard & Poor's 500 index fell 0.17, or 0.02 per cent, to 1095.17, while the Nasdaq composite index rose 7.81, or 0.4 per cent, to 2249.84.
European stock markets also closed narrowly mixed, with investors preferring to take profits on recent gains as weak US retail sales figures, a key indicator, dented confidence.
In London, the FTSE 100 index of leading shares closed down 0.33 per cent, by 17.5 points, at 5253.52.
The German DAX gained 0.30 per cent, or 18.63 points, to 6209.76 and in Paris, the CAC 40 slipped 0.13 per cent, by 4.78 points, to 3632.98.
Oil prices drifted lower on Wednesday after the Federal Reserve lowered its forecast for US economic growth this year.
Most metals edged lower.
Gold for August delivery lost $6.50 to settle at $US1207 an ounce.
In September contracts, copper fell 0.009 US cent to settle at $US3.0085 a pound; palladium lost $3.35 to $US465.80 an ounce; and silver rose 3.3 cents to $US18.290 an ounce.
October platinum fell $14.80 to settle at $US1,520.60 an ounce.
"Mogi" Munkhdul Badral
CPS International
Email: firstname.lastname@example.com
Mobile: +976-99996779
CPS International is a marketing arm of CPS Securities in Mongolia. CPS Securities is a Perth, Western Australia based ASX Licensed Financial Services Company. To trade ASX stocks, feel free to contact me at email@example.com or +976-9999-6779.


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Podcast: Download
Subscribe: Android
Most of us come into this world in perfect condition: ten fingers and toes – although I have always wondered why counting digits is so important to new parents. Anyway, we perfect beings have minds ready to learn, bodies ready to grow and perform.
Then somewhere along the way, something may happen – accident…disease…chronic illness. It could happen when you are 26…or 39…or 74.
Suddenly, things are no longer normal. All the things you could do before are no longer easy or fast. You're slowed down. You could easily be convinced that you are sidelined. You're not perfect any more.
That's when attitude becomes as important as the right treatment. You have to decide your own personal new normal. Set new goals within your current capacity. You can sit and bemoan the loss of the old normal – or work toward improvement, but within the accepted new normal.
Learning to accept help graciously can be an important part of relearning. Those who do so often find they can again have a good life with much joy and many adventures. Maybe not as elaborate as when you first came into the world, but fine enough to say Life is Good – even in my new normal.
Show #376


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All my products are made in the UK. Smocks in Leicestershire and aprons in Lancashire. Having designed in manufacturing from my first job it has always been important to me to support British factories. Seeing a product from concept through make up is a thrill I never tire of.
My splash showerproof smocks are made from a UK proofed cotton by Halle Stevenson. Other fabrics for my lovely heavy cotton twill used in the art smocks and denim gardening smocks are also purchased from UK companies. Wherever possible I have sourced from from UK based companies.


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The market may be filled with many good wireless earphones and the rather new and compact true wireless models but the truth of the matter is that almost all of the high-end models aimed towards demanding audiophiles are still wired which means that if you'd like to use one such model wirelessly you will need to pair it with a audiophile grade bluetooth transmitter/receiver. Still it's not easy to pair an audiophile level set of earphones with an equally good bluetooth transmitter/receiver mainly because there aren't really that many in the market to begin with. FiiO is well aware of this so last year they released their top of the line BTR3 Bluetooth Headphone Amp (shortly after their mid-end BTR1K) which was aimed towards demanding consumers and audiophiles alike and today we decided to check it out and see just how good it really is.
Read full article here: https://www.nikktech.com/main/articles/audio/headphones/amplifiers/9958-fiio-btr3-bluetooth-headphone-amp-review


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Squeezing Twisting Restricting Constricting Can't move Can't breathe Can't run Can't scream Stomach clenching Heart pounding Hands perspiring Eyes tearing Relax Breathe It'll be fine You'll see Okay You've got this Deep breaths Just rest … Read More ›
Let Go
Holding on to all the things that this person or that person did to you only hurts YOU – not them! It makes YOUR life miserable – not theirs! So while you complain to everyone who will listen, feeding your… Read More ›
Life's Frailties
Life is so fragile. Success doesn't fill you. Wealth doesn't save you. A job doesn't protect you. Admirers can't assure you. Happiness can be elusive. Contentment fades quickly. Mental anguish isn't partial; Whether rich or poor, Popular or unknown…. Read More ›


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Bullseye View: Let's Not Jump The 'Trade Gun' Too Fast
Let's face it. Now that the season is over, we Bulls' fans are overly eager to stare into the abyss that waits ahead of us. It is destined to be weeks of chaos, as the NBA gives itself a make-over this summer. This is definitely an exciting time in Chicago Bulls' history, and there is a lot of optimism and confidence around the city. Starting with the 7-game war […]Read more