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- Coaching Skills for the Manager : The GROW Model
A highly valued management skill is coaching, and one framework that has become very popular for managers over the past ten years is the GROW model. It offers a simple structure for managers to help guide their staff with their career planning and development.
The main stages to the process are based upon guiding a person through self-reflection, using a series of questions designed to provoke deeper self- insight and clarity within the other person. From helping the person to define a specific goal that is important to them, through to considering possible actions and steps they may need to take to achieve their goal……..the role of the coach may be to offer suggestions or some ideas, however the coach ensures that the "coachee" makes the decisions. In other words, the coach does not take over, but encourages self-reliance and decision-making within the "coachee"
- G – Goal – What goal would you like to focus upon in this coaching session?
- R – Reality Now – What is happening now; what's working and not working for you?
- O – Options – What could you possibly do that would help you move towards your goal?
- W – Way forward – So, what exactly will you do (action planning)?
A short video clip helps to illustrate the use of astute open-ended questions by a performance coach to guide her client through the process.
- Workplace Coaching
Peter Jensen is a highly respected author and speaker on the topic of Coaching Skills for managers. In this short clip he discusses the role of the manager as coach, and the need to be an effective listener. He explains the importance of avoiding always giving solutions to employees if they bring you problems.
- How To Conduct The Appraisal Interview
Most organisations now have some type of formal performance appraisal process in place that require managers and their employees to meet on a regular basis to review past performance and agree future performance expectations – with some companies having the formal review meeting every quarter, and others only on an annual basis.
There should be regular informal performance "tracking" chats happening every week or two ideally, so that come formal review time there will be no real surprises for the employee. The following short video clip offers some simple but useful tips for the manager on how to conduct the formal performance appraisal discussion.


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- Black Canyon Inn
An intimate resort property located a half mile from the heart of Estes Park, Colorado. One hour from Eldora ski area.
- Boulder Inn
This Best Western chain hotel is located directly across the road from the University of Colorado at Boulder. The inn offers stay and ski packages to Eldora Mountain Resort. After a day on the mountain return to the 20 person hot tub.
- Boulder Mountain Lodge
Comfortable hotel accommodations for the whole family are just minutes away from all that Boulder, Colorado has to offer. Eldora Mountain Resort is just up the road for skiing, snowboarding, and more winter fun. Snowshoeing and cross-country skiing are steps away.
- Eldorado Hotel & Spa
Book your ski package and experience Santa Fe, New Mexico while staying in luxury accommodations.
- Eldorado Reno Hotel Casino
For a winter adventure, hit the Lake Tahoe slopes with the Eldorado's Ski Tahoe/Play Reno Reno ski package.
- McGregor Mountain Lodge
Spectacular views of the Continental Divide from the slopes of McGregor Mountain. Ski Eldora.
- Wildwood Inn
Exclusive inn located in Estes Park, Colorado just one hour from Eldora ski area.

subset: commoncrawl


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Carnelian Oval Cabochon Ring
From $2,700.00
Our Carnelian Oval Cabochon Ring takes its inspiration from earlier times Renaissance made modern. The oval shape is contrasted with the squared shank. Set with a carnelian cabochon in yellow gold. Bold, elegant and transitions time. Customizable in the gemstone cabochon and metal of your choice.
Let us help you find the perfect stone.
(Made to order. Allow 2-3 weeks to create this for you.)


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Uber Micro offers a mail in HDMI repair service for all XBOX One consoles.
Repairs carried out:
- HDMI port replace / repair
- HDMI IC Replace
- Broken HDMI traces
- Blowen or missing component on the HDMI curcit.
With every HDMI repair the console will get the following reconditioning done to it:
- New high quality Thermal compound on the APU
- Complete clean out of fan, heatsink, BR Drive and PSU.
- Warranty seals kept intact where possible.
Instruction for booking a repair:
- Contact me here firstname.lastname@example.com or over facebook: UBER MICRO REPAIRS
- Describe or send video / pictures of the issue.
- Once we confirm the issue send in the console.
- I'll confirm the repair is complete.
- Add this to your basket and complete payment
- The Console will be post back via signed for delivery.
Repairs will be completed ready to post back the next day once payment is completed.


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A cross-collateralized mortgage is one that uses multiple (at least two) properties as collateral for the loan. The mortgage is "cross-collateralized" against multiple properties to provide additional security for the lender. Most mainstream banks do not accept cross collateralization in residential lending. At SMB, we do.
- In purchase transaction, cross collateralization can increase borrower's purchasing power, enable to buy a big property or obtain higher LTV
- In refinancing transaction, cross collateralization allows borrower to leverage their equity in
non-subject properties and maximize the loan amount or cash out.
Program Highlights
–Primary, second home or investment properties
–Non-QM portfolio products
–Vesting in individual, trust, LLC, corporation or partnership


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If you want to embrace the new year with a new interior design in your home, then you are not alone. There are some amazing interior trends in 2019 which you can use in your home for a modern and unique space you will love.
One of the main trends which comes across for 2019 is a desire for a more calming, softer approach to interiors. Though bold colours and sharp edges have their place, in 2019 we will see a much subtler approach. Plants around the home are a great way to embrace this trend, with a natural touch adding to a more balanced environment. Natural materials like wooden floors, bamboo lampshades and stone tiles are perfect for creating a zen and calm space. Soothing colours like lavender, sage green and blue-grey are popular for creating an interior you can relax and unwind in.
In 2019, designers are moving away from lots of clashing colours and patterns and using texture instead to create depth in a room. Different textures in similar shades make for a beautiful and sophisticated home. Choose cushions in the same colours but different materials like wool, faux fur and linen for a cosy look. Look for vases and lampstands with unusual textures like dimples and engravings. This trend also means carrying on 2018's love of mismatched and eclectic design, but in a more subtle way, with less macramé wall hangings and more velvet sofas and woven rugs.
The throwaway culture that we have gotten so used to is finally being called into question, with more and more people choosing to make ethical and environmentally focused purchases. From cutting down how much plastic is used to supporting small businesses, it looks like 2019 may be the year of a more kind and thoughtful approach. This can very much be seen in the interior design world where sustainability is a key trend this year. Purchasing a couple of key pieces that are ethical and beautiful is far more on trend than bulk buying lots of brand new items. Materials like jute, clay and rice paper are replacing plastic everywhere, and products purchased from small, local designers are making a huge impact. From laundry baskets made out of recycled paper to handmade mugs made from local clay and sustainable bamboo toothbrushes, there are a variety of ways you can incorporate sustainable and ethical design into your home this year.
These different elements all add together to create a home that is relaxing, understated and elegant. If you are thinking of letting out a property for some extra income in 2019, then the calming interior trend could work well for you. Rental properties need to have a modern, clean design that can appeal to anyone, allowing potential tenants to picture themselves enjoying living there. Property investment experts RW Invest use light colours, high-end furniture and tasteful artwork for unique buy to let properties for a wide range of potential tenants. A calm and peaceful interior design scheme will appeal to busy tenants who are looking for a property then can unwind in.


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All of these numbers are for the 2019 tax year, but the important takeaways of this post are not the actual amounts but the rules surrounding them (which accounts you can maximize simultaneously, that income limits exist for contributing to certain accounts, etc).
Personal IRA
- Contribution max: $6000
- All of your personal IRAs share the same contribution space. You cannot contribute $6000 to a traditional IRA and $6000 to a Roth IRA.
Traditional IRA
You can always contribute to IRAs at any income level, but if you or your spouse are covered by a workplace retirement plan, you can only deduct your contribution if your income is below a certain MAGI. You can find the MAGI thresholds here.
Roth IRA
You can only contribute to Roth IRAs if your income is below a certain threshold. If you are above the threshold, you should consider the backdoor Roth.
- Contribution max: $19,000 as an employee younger than 50. Any employer match is not subject to this limit (as seen later). This limit is combined across all 401(k)s (and 403(b)s, more on that later) you might have:
Generally, you aggregate all elective deferrals you made to all plans in which you participate to determine if you have exceeded these limits.
- Additional catch up contribution limit for employees of at least 50 years of age: $6000. However, no 401(k) is legally required to allow you to make catch up contributions.
If permitted by the 401(k) plan, participants who are age 50 or over at the end of the calendar year can also make catch-up contributions. The additional elective deferrals you may contribute is:
- $6,000 in 2015 - 2019 to traditional and safe harbor 401(k) plans
- $3,000 in 2015 - 2019 to SIMPLE 401(k) plans
These amounts may be increased in future years for cost-of-living adjustments.
You don't need to be "behind" in your plan contributions in order to be eligible to make these additional elective deferrals.
- [Emphasis added]
- Contribution max: $56,000 for employer + employee contributions, not including catch up contributions, per 401(k)
Total annual contributions (annual additions) to all of your accounts in plans maintained by one employer (and any related employer) are limited. The limit applies to the total of:
- elective deferrals (but not catch-up contributions)
- employer matching contributions
- employer nonelective contributions
- allocations of forfeitures
The annual additions paid to a participant's account cannot exceed the lesser of:
- 100% of the participant's compensation, or
- $56,000 ($62,000 including catch-up contributions) for 2019; $55,000 ($61,000 including catch-up contributions) for 2018.
- If you have a solo 401(k) from a side hustle, and a W-2 job that also provides a 401(k), you could contribute $19,000 as an employee to your employer's 401(k), and then contribute up to $56,000 to your solo 401(k) as an employer (where you are your own employer)
- The $56,000 contribution limit is also applicable for the megabackdoor Roth. Keep in mind that employer contributions, including matches, eat into the $56,000 limit
Contribution max: $19,000 as an employee under 50 and without 15 years of service. These limits are always the same as the 401(k), and share the same contribution space as the 401(k). You cannot max out a 401(k) and a 403(b) simultaneously. From the IRS
Employees must combine contributions made to their 403(b) accounts with contributions made to all other plans in which they participate (other than 457 plans): 401(k)s and other qualified plans, and SIMPLE IRAs. The employee's total elective deferrals to all of these plans combined cannot exceed the annual deferral limit ($19,000 in 2019 and $18,500 in 2018)
Additional catch up contribution limit for employees of at least 50 years of age: $6000. This limit is always the same as that of the 401(k). Also, like the 401(k), a 403(b) does not have to accept catch up contributions.
Additional catch up contribution limit for employees with at least 15 years of service with certain employers: up to $3000:
If permitted by the 403(b) plan, an employee who has at least 15 years of service with a public school system, hospital, home health service agency, health and welfare service agency, church, or convention or association of churches (or associated organization), has a 403(b) elective deferral limit that is increased by the lesser of:
- $3,000,
- $15,000, reduced by the amount of additional elective deferrals made in prior years because of this rule, or
- $5,000 times the number of the employee's years of service for the organization, minus the total elective deferrals made for earlier years.
- Like the general catch up contributions, a 403(b) can refuse to accept these 15 years of service catch up contributions
- Because of the "lessor of" clause and 2), no more than $15,000 of total additional catch up contributions can be made under this provision, with no more than $3,000 per year
- But notice how 3) says total elective deferrals made in earlier years, not additional elective deferrals like in 2). I assume that the $5,000 figure in 3) is also inflation adjusted. Based on previous 403(b) contribution limits[1], if you had 15 years of service at an employer with this 403(b) provision, and had contributed at least 30.4% of the 403(b) contribution max each year for the last 15 years, the figure from 3) would be $0, disallowing you from any additional contributions through this provision. A diligent saver does not benefit from this 15 years of service provision
- When both catch up provisions apply (the one for being at least 50 years old, and this 15 years of service provision), the 15 years of service provision is used first
While the age 50 catch-up is subject to an annual limit, the 15-year catch-up is subject to a use test, lifetime limit and an annual limit. When both catch-up opportunities are available, the law requires deferrals exceeding the standard limit ($19,000 in 2019 and $18,500 in 2018) to be first applied to the 15-year catch-up (to the extent permitted), and then to the age 50 catch-up.
Contribution max: $56,000 (just like 401(k)s) for employer + employee contributions, not including catch up contributions, per 403(b)
- The employee contribution limits are the same as the 401(k), but do not share the same contribution space as the 401(k). You can max out both accounts simultaneously.
The amount of salary deferrals you can contribute to retirement plans is your individual limit each calendar year no matter how many plans you're in. This limit must be aggregated for these plan types:
- 401(k)
- 403(b)
- SIMPLE plans (SIMPLE IRA and SIMPLE 401(k) plans)
If you're in a 457(b) plan, you have a separate limit that includes both employee and employer contributions.
- [Emphasis added]
- However, employer contributions share the same $19,000 space as employee contributions
A 457(b) plan's annual contributions and other additions (excluding earnings) to a participant's account cannot exceed the lesser of:
- 100% of the participant's includible compensation, or
- the elective deferral limit ($19,000 in 2019 and $18,500 in 2018).
- Notice how it says a plan's annual contributions, not an employee's contributions
- Governmental 457(b)s can choose to accept catch up contributions from employees that are 50 or older, with the same limits as 401(k)s and 403(b)s: $6000 in 2019
- There's an additional optional catch contribution provision
Special 457(b) catch-up contributions, if permitted by the plan, allow a participant for 3 years prior to the normal retirement age (as specified in the plan) to contribute the lesser of:
- Twice the annual limit $38,000 in 2019 and $37,000 in 2018, or
- The basic annual limit plus the amount of the basic limit not used in prior years (only allowed if not using age 50 or over catch-up contributions)
- Contribution max: $13,000 as an employee
- As mentioned earlier, this contribution limit is shared with 401(k)s and 403(b)s.
- If you were to work two jobs, one that offers a SIMPLE IRA and one that offers a 401(k), you could max out a SIMPLE IRA with $13,000 and contribute an additional $6,000 to your 401(k).
- Additional catch up contribution limit for employees of at least 50 years of age: $3000


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Guess what? Now you can have one set of bookmarks and keep the set coordinated between all your browsers on your Mac.
I ran across a nifty Mac application called "Bookit." What it does is simple on the surface, though there's lots of work going on under the hood.
The problem has to do with bookmarks in your browser and keeping the bookmarks coordinated if you use multiple browsers. That's the case for most Mac users as Safari doesn't always handle web pages as well as, say, Firefox or OmniWeb.
iSync does a nice job of keeping bookmarks coordinated between multiple Macs. But that assumes you're using Safari as the main browser and iSync doesn't sync bookmarks with the other browsers.
"Bookit" to the rescue. Here's what Everyday Software says about this cool little application:
"Using Bookit you'll no longer have to run bookmark manager applications to have the same bookmarks between all of your browsers. Bookit reads the bookmarks you have and then lets you organize the bookmarks you may not have in all your browsers.
Bookit then creates new bookmark files for the browsers you have selected. Bookit also is a complete organizational tool, while customizing your bookmarks you may: add bookmarks, add folders, add dividers, and move everything anywhere.
Bookit 2 has been completely rewritten specifically for Mac OS X, meaning you get the best experience possible."
Here's how it works.
Let's say you use Safari as your primary browser so you keep most of your bookmarks there. Sometimes you use Firefox or Camino or MSIE and you pick up a few web site bookmarks using those browsers.
How do you keep the bookmarks all coordinated.
Use Bookit and designate Safari as the "base" browser. Bookit then scans all the other browser's bookmarks and shows you the differences in a list.
From the list you can move which, or all, bookmarks into Safari. That's simple enough. Here's the fun part.
Then you can "synchronize" the updated Safari bookmark list to ALL your other browsers. One click.
That is waaaaaaay cool. All total, it's just a few clicks to keep all the bookmarks in all the browsers coordinated. On the surface it looks remarkably easy. Under the hood is where the action is.
Browsers don't store their bookmarks in the same format or in the same places on your Mac, so Bookit has to find the bookmarks, read them, check for differences, show you the differences list, then synchronize them.
That's not easy, but it's a very simple process with Bookit.
OK, which browsers will synchronize with Bookit? Safari, of course. Camino, iCab, MSIE, Firefox, Mozilla, OmniWeb, and Opera.
Is that sufficient? Oh, love Firefox? Safari doesn't have to be the "base" browser for bookmarks. You can choose.
So far, Bookit works remarkably well. It's managed to find a few bookmarks in other browsers that I'd forgotten about but wanted to keep. Every now and then it finds a link to something I didn't link to. One click and it goes away.
Bookit is a 4 Star Mac application on MacUpdate. Complaints usually come from users who forget that Bookit is a three step process.
Step 1 – set your "base" browsers bookmarks (other browsers will sync to this)
Step 2 – move odd bookmarks from other browsers to the base browser
Step 3 – sync the "base" browser bookmarks to the other browsers
It works great. Click Here for the MacUpdate reviews on Bookit's 4 Stars, and download.
Do you use more than one browser? How do you manage bookmarks between the browsers? Share your knowledge with other Mac users and click the Comments link below.
For those of us who use MSIE or Firefox on Windows, I'd like to see an "export function" so we can transfer bookmarks to the Windows side of the fence.


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Why Policygenius?
We make it easy to compare and buy insurance.
Everything you need to know about filing a homeowners insurance claim and getting reimbursed what you're owed by your insurer.
Homeowners insurance reimburses you when your home or personal property are damaged, burglarized, or destroyed by a peril that's covered in your policy. In order to make use of that coverage, you need to file a homeowners insurance claim.
The claims process can be long and arduous, and your insurer may even reject your claim if they determine that the damages aren't covered by your policy, or there's no record of you having ownership of whatever property you're claiming a loss. Having foresight and being prepared is crucial to filing a successful claim, and it starts with understanding what your policy covers and doesn't cover, creating a home inventory, and understanding the claims process, which we'll go over in the following guide:
Read on:
Prior to taking out a homeowners insurance policy, you should take a detailed inventory of everything you own. Your inventory will ideally include the name of the item, a short description, its model number, and lastly how much it costs.
Having a home inventory is useful for choosing a policy that's right for you and your coverage needs, but it's also a crucial resource for filing a personal property damage or theft claim. Say your $1,000 record player is damaged in a bad storm or is stolen when your house gets broken into. You don't want to replace it with just any record player, you want that exact record player. When filing a claim, your chances of getting properly reimbursed will increase dramatically if you can point to a specific model number in your home inventory.
If your home and personal property are damaged or burglarized, you'll want to take a number of steps prior to calling your insurer and filling out the physical claim forms.
If you come back to a home that was clearly robbed or vandalized, report it to the police immediately. You'll also want to make sure that you get the names of every law enforcement officer that you spoke with about the crime, as your insurer may ask for those details and police reports are an easy way for you to validate your theft claim.
Your first instinct when you come back to a home that was burglarized or damaged may be to clean everything up or mitigate the damage so that you can continue to live your life as you did before. But if you want a maximum claim reimbursement, that may not be the best idea. In fact, you may be better off leaving everything in its place for the time being and use that opportunity to photograph or film the damage.
If your insurer acts quickly and sends an inspector over promptly, you could also just leave everything in its place for the inspector to examine. Nevertheless, documentation is a necessary precaution if your want a fair reimbursement for your losses.
As we discussed earlier, having a home inventory and proofs of purchase are valuable when filing a property claim, but holding onto your receipts also matters when you're trying to be reimbursed for additional living expenses. Also known as loss-of-use coverage, this provision of your policy may reimburse you if your circumstance forces you to relocate to a hotel and live away from your home for a while.
Be sure to hold on to travel receipts if you're forced to flee the home in the event of a natural disaster, and hold onto those hotel and restaurant receipts as well. Your home insurance company may reimburse you for those expenses.
This can be easily be found on your homeowners insurance policy or a quick Google search. To make a claim, the easiest way may be to just give your carrier a call, but more and more companies now have online claim-filing portals that you can use as well.
The easy way to buy affordable homeowners insurance
Let our experts guide you toward the best homeowners insurance plan for you, your family, and your home.
Now that you've gotten through to an agent, you'll want them to clarify a few burning questions before you can get the claim-filing process underway. You should start by asking him or her:
If the loss is covered by your policy, you'll want to provide as many details as possible about what caused the loss (storm, burglary, fire). You may also be asked to give a brief description of the type of loss (dwelling, personal property, personal liability) so that you can be directed to the right claims department and sent paperwork that applies to the policy component you're filing the loss under, which we'll go over now.
Damage to the structure of your home, garage, gardening shed, or guest house may be covered under the dwelling and other structures portions of your policy. Your dwelling coverage covers your house, while other structures coverage covers any other structures on your property.
Before filing a dwelling and other structures claim, you'll want to make sure that any openings or damage to the structures don't balloon into further damage. If you notice a leak, or a hole in the siding that could allow for water damage or unwanted furry guests, make temporary repairs and hold onto the receipts for those repairs. If you let any storm-induced leaks to persist and don't take action to make repairs or limit the damage, your insurer may conclude that the damage was caused by neglect, and may not cover your claim.
You'll also want to obtain damage and repair estimates from local contractors, roofing companies, or appraisers depending on the type and extent of the damage. Once you have proper estimates, you'll fill out claim documents sent to you by your insurer. One such document is your proof-of-loss form, where you provide your personal information, the cause of the loss, the part of your house that was damaged, and the damage estimate.
By law, claim forms must be sent to you within a certain time-frame after your initial contact with the insurer. Once you've filled out the necessary paperwork, be sure to send it back to your insurer quickly to avoid delays.
Damage to your stuff inside the house, garage, or elsewhere on your property may be covered under the personal property portion of your policy.
As we suggested earlier, your first instinct will be to throw away items that were damaged by the typhoon that just destroyed your stuff, but you shouldn't do that. Document the damage, determine which items in your inventory were included in the loss, and call your insurer to report the loss. Some insurers even allow you to upload photos and videos through their online claims portal or smartphone app.
Similar to dwelling claims, you'll fill out a proof-of-loss form, or any documents pertaining to the loss, where you'll list the item name, description of the item, and its value. If you replace the items on your own before filing a claim, hold on to the receipts so that your insurer can reimburse you later on.
If someone is injured in your home and sues you or requires medical care, that's where your personal liability and medical payments coverages come into play. Personal liability coverage may reimburse you for legal expenses if someone is hurt on your premises and sues, and medical payments coverage may cover their medical expenses if they're hurt and decide not to sue. Personal liability coverage also may cover your neighbor's personal property if, say, your pyromaniac nephew accidentally shoots a firework at their house and causes damage to their property.
The most common personal liability claims generally result from dog bites, accidents in the home, trees falling on your neighbor's house or vehicle, intoxicated guests wreaking havoc, and injuries to domestic workers.
If a circumstance arises that you suspect could result in a lawsuit, contact your insurer as soon as possible. Providing details like the type of accident that occurred, the contact information of the injured person, a description of injuries, and any witness information are all crucial if you're held responsible and need to file a claim.
If it's determined that you're responsible for the injury and a lawsuit is filed against you, you'll need to forward any litigation-related documents to your insurer so that they can review the incident and determine whether they're going to accept liability for the lawsuit or not. If they accept liability, you'll be required by your carrier to fill out a number of forms related to the lawsuit and may be required to provide evidence relating to the suit.
If your home becomes uninhabitable after a bad storm or fire, you may need to relocate to a hotel or temporary living situation while your home is repaired or rebuilt. Your loss-of-use coverage may reimburse you for hotel fees, gas expenses, and food costs while you were away.
Be sure to ask your agent if your additional living expenses are covered, and if so, how much. If you can't afford the expenses, ask if they'd consider sending you a check in advance to pay for everything up front. Be sure to hold onto those receipts.
Your claims process may also include a visit from the insurance adjuster, particularly for large claims involving damage to the structure of your home. The adjuster's role is to survey the damage and confirm several details before reimbursement can proceed. The inspection may include, but isn't limited to:
To that last bullet point, your claims adjuster determines how much you'll be reimbursed for, but they're also trained to detect fraudulent activity, so you'll want to be honest with them. Any detection that you're lying could result in an insurance fraud investigation and potential charges.
How much you get reimbursed for a claim is often dependent on how your insurance company handles the claims process, but there are some things you may have control over, like the policy's reimbursement terms. You should also be as descriptive as possible when describing a damaged item.
There are two types of reimbursement terms that determine how much money you get back for a loss: a replacement cost value (RCV) policy pays for a replacement of the item you lost, and an actual cash value (ACV) policy only pays you for what your item was worth after depreciation at the time it was damaged or stolen.
In order to get the most back for your personal property and ensure you're getting properly reimbursed when you file a claim, you'll want to consider the type of homeowners insurance policy you have. For example, it may be worth the added expense of buying a broad-form, HO5 policy that reimburses both your home and your personal property under RCV terms. HO3 policies (the most common) typically always cover your home's structure under RCV terms, but personal property is usually covered by ACV. Look over your policy to see how your personal property is reimbursed, and if you have the option, see if your insurer will let you pay a little more to have your personal property covered under RCV terms.
When filing a claim for personal property loss, or any other type of loss, it helps to be as descriptive as possible when filling out your claims. The more information you can provide about an item, the more money you're likely to get back from you insurer.
Security you can trust
Yes, we have to include some legalese down here. Policygenius Inc. (DBA Policygenius Insurance Services in California) ("Policygenius") is a licensed independent insurance broker. Policygenius does not underwrite any insurance policy described on this website. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.
Copyright Policygenius © 2014-2020


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"We have been extremely happy with the Tractor85," says Gültlinger. He is one of 55 test customers throughout Europe – from Portugal to Finland – that Continental has supplied with the standard tires of this new premium radial tire portfolio since the beginning of 2017. Since then, the estate management team in Hellkofen has been using this tire on its tractors both when harvesting grains and tubers and when spraying crop protection products on potatoes, beets and onions.
"We need efficient machinery and reliable materials in order to perform well and do everything at the optimal moment. We need huge efficiency in our work and therefore we are always looking for products that can go hand in hand with that. When we are perfoming at 100%, we can not allow ourselves to have something that doesn't work. We search for quality in all of our products – both in machinery and in tires," explains Mora.
The summer sun is burning in the bright blue sky above the fields of Minnesota. The smell of recently harvested hay and grain still fills the air. The continuous purring of engines breaks the silence. Stubble and grass are being turned into furrows so straight that you might think they had been drawn by a ruler.


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"I´m special and that´s why you can wear me on your most special events."
This black blouse with a wide and round collar is composed by an upper, semi-transparent top part and an opaque fabric at the bottom.
It incorporates an embroidering with a cracking motif. A simple but elegant shape that is easy to combine into any skirt or trousers. The cracking pattern is a reference to breaking with the established, walking towards a future where all will be accepted.
- Hand wash only.
- Do not bleach.
- Cool iron on reverse (up to 110º).
- May be dry cleaned.
- Do not tumble dry.
Shell and lining:
100% Polyester.
Upper part:
100% Polyester.
Made in Barcelona.
Use a laundry bag.
Wash with similar colours.


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Thank you for your donation to the Archdiocese for the Military Services, USA. Your support empowers our ministry to soldiers and their families stationed at home and abroad. This gift will enable us to provide the means of grace and proclaim the hope of the Gospel to those who serve our country.
You should receive an email acknowledgment that serves as a tax receipt to the email address provided. We will also provide a year-end summary of your giving by mail to the address we have on file, so please let us know if there is a change in your contact information by reaching out to firstname.lastname@example.com. Thank you again, and may God bless you.


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When we first got started installing high-end audio video equipment in Orange County homes more than 30 years ago, the trend was for homeowners to want to "show off" their systems. Large speaker systems were out in the open. Huge televisions were the focal points of rooms. There was no (or very little) attempt to integrate technology into the overall design of the home, at least for those homeowners for whom the best audio video equipment was a top priority. In addition, back in the '80s and '90s, high-end audio and video equipment wasn't exactly discreet. Speakers were huge and bulky, as were the big-screen TVs of that time. [Read more…]
Savant Systems - Blog Posts by Tag
Let Our Orange County Smart Home Experts Trick Out Your Home Office
In years past, working from home required you to give up certain advantages that are typically found in office buildings. Up until recently, things like video conferencing systems and office assistants weren't readily available to those who worked from a home office. However, with advances in smart home technology, and more options when it comes to high-tech office equipment, even those who work from their Orange County home office can enjoy all of the technology benefits of a traditional office setting. [Read more…]
Customized Home Control from Your Apple Watch for Orange County Homeowners
If you weren't already convinced, the future that we imagined back in the 1980s is officially here. Although we don't have the type of hover boards featured in Back to the Future II, we can use our watches to control things, like in the popular 1980s television show Knight Rider. [Read more…]
Savant's TrueImage Lighting Software Makes Home Control Easy for Orange County Smart Home Residents
Controlling your home's lighting has never been easier or more fun! Late last year Savant released the newest generation of their lighting software, which they call TrueImage. It takes all of the complexity out of lighting control and makes it intuitive by allowing users to change their lighting using virtual lights on their mobile device. Users can easily dim their lights, turn them on or off, or even change the color of their lights with the touch of a button. As the user makes changes to the image on their phone or tablet, the actual lighting in the room changes accordingly, in real time. [Read more…]
Orange County Home Automation. Beyond Custom Home Theater Design and Installation
Over the past several years, many Orange County homeowners have contacted us to discuss custom home theater design and installation. Delivering dedicated, high-end home theater rooms for Irvine and Orange County residences has been a big part of our company's long history. In many cases, those home theaters turn out to be just the beginning. Once homeowners experience the convenience and entertainment options afforded by a custom tailored system, they often want to expand that experience into the rest of the residence. [Read more…]


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Our mission is to promote student success through data-driven continuous improvement. The office oversees accreditation, coordinates university-wide assessment and evaluation efforts, and supports strategic planning and decision-making through a variety of analytic and reporting activities.
Fall 2018 total student count - 7995
Fall 2018 First-Time Freshmen students - 1111
Fall 2018 total Semester Credit Hours - 91654


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Jessie Ware – Wildest Moments
Gold – I don't know what would I do without it! The funny part is that I actually remember a period, when as teenager I though that it totally doesn't suit me. I guess, everyone has it's 'weird' period, hehe ;))) Regarding my to this color, I still don't get how could it be, that this is my first pair of golden shorts. Can someone explain that to me!? Anyway, absolutely the perfect one! They go perfectly with my new yellow 'Lorissa' heels ^^ Those spectacularly jewelled and studded heels are just breathtaking! <3
P.S. Te cudne buciki, od jutra przez tydzień będą w promocji – 40%, specjalnie dla czytelników MG!!! :)))


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LED Street Light: The Definitive Guide for Importers and Buyers
LED Street Light:The Definitive Guide for Importers and Buyers
If you're planning to import LED street lights for your highways or feeder roads, then this is the RIGHT guide for you.
Because I am going to discuss everything you need to know about LED street lights.
From basic introduction, benefits, performance parameters, design features, technology, FAQ to […]


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A 'Thread Lift' Facelift is an excellent alternative to a Traditional Facelift when there is only early or medium degrees of facial ageing and the skin has started to lose its firmness and appears a little looser and saggy. It is not an alternative option for advanced facial ageing where a Traditional Surgical Facelift would be a more appropriate choice.
Countering the early stages of facial ageing by inserting facial threads to 'lift' loose and sagging skin without traditional surgery has been progressively improving over the years since Threads were first introduced in the 1990's.
One of the early pioneers in 'Thread Lift' Facelifts was Dr Des Fernandes, Plastic Surgeon in Cape Town, South Africa. In 2005, Dr Mayson travelled to Cape Town where he learned first-hand Dr Fernandes' surgical techniques.
Soon thereafter, Contour Threads – a new barbed thread system developed in the USA – were released in Australia. Results from Contour Threads were very impressive but sadly, several years later, the company was sold and the production of these Threads was discontinued.
Since then, various brands and designs of Threads have been introduced and promoted in Australia but Dr Mayson did not consider them effective enough to resume offering 'Thread Lifts' to his patients.
However, after years of waiting for a design of 'Threads' that Dr Mayson felt was worth offering to his patients, the 'Mint' PDO Threads from Korea were finally released in Australia in April 2009 and based on his long experience with 'Threads' Dr Mayson was given the first opportunity to use them. After using them for the first time, Dr Mayson felt that the different design of the Mint Threads provided so much more lifting and holding power that they are the only 'Threads' Dr Mayson will consider using on his patients!
Currently, more and more doctors, many of whom have no Surgical Facelift experience, are performing 'Thread Lifts' using various brands of 'Threads' and techniques which may deliver little or no appreciable improvement:
Since Contour Threads disappeared some 13 years ago, various other brands have appeared on the Australian market but until now Dr Mayson did not consider any to be effective enough for him to confidently offer to his patients.
However, after years of waiting, 'Mint' PDO Threads from Korea were finally released in Australia in April 2019 and in Dr Mayson's experienced opinion, their design provides so much more lifting and holding power that they are the only brand of 'Threads' that Dr Mayson would currently consider using on his patients.
THE ESSENTIAL KEY to a good and lasting correction is that the Threads must be securely anchored to a fixed point. The problem is that the majority of doctors now offering 'Threads' have no Surgical Facelift experience and do not know how to anchor them. Instead, they insert them as either 'free-floating' or weakly fixed 'threads' – either technique of which will deliver only a minor degree of lifting and tightening and the patient will most likely feel that the final result was not worth the money they spent! We regularly receive heart-breaking calls from people complaining that they spent thousands of dollars on 'Threads' but never saw a result!
In order to avoid discomfort for the patient each time a 'Thread' is being inserted, most doctors inject substantial amounts of Local Anaesthetic Solution under the skin. The problem with this is that the resultant swelling of the skin makes it difficult to be sure that the "Thread' hasn't been placed too deep or too superficial. Placing a 'Thread' too superficially can cause permanent surface irregularities. Placing a 'Thread' too deeply will not lift the skin as much and even worse, could injure important deeper structures.
We prefer to be more accurate with our 'Thread' placements by avoiding extensive infiltration of Local Anaesthetic and instead prefer to have our Specialist Anaesthetist administer medications that allow you to remain awake but relaxed and pain-free.
|Patient Suitability
|Best when skin laxity is mild-medium
|Best option for advanced facial ageing
|Local Anaesthesia with Conscious Sedation
|General Anaesthesia
|Where is it Done?
|In the Privacy of our Clinic's own Operating Theatre
|In Hospital with a 1-2 day stay
|Length of Procedure
|About 2 hours
|4-5 hours
|Surgical Scars
|Very small, hidden and essentially undetectable
|More extensive & noticeable, usually need to be camouflaged with make-up
|'Down Time'
|Usually 4-7 days
|Around 3-4 weeks
|Post-Operative Restrictions
|Post-Operative Appearances
|Temporary, short-lived 'Bunching' of skin where it is pulled back (e.g. in front of the ears)
Surface Irregularities along the course of the threads are sometimes seen but these are usually temporary only
|No 'Bunching' because the pulled-back, excess skin is removed. Surface irregularities can occur but are usually temporary
|Return to Normal Activities
|Usually after 1 week
|Usually after 3-4 weeks
|Possible Complications
|Uncommon, minor and usually temporary in experienced hands
|More serious complications are possible
|Duration of Correction
|2-3 years
|Longer lasting,
average 7 years
|When Skin Laxity Returns
|Simply add more 'Threads' or go to a Surgical Facelift
|Repeat the Surgical Facelift or have a 'Thread Lift' Facelift
|From $2,640 depending on number of Threads required +
Anaesthetist Fee ($990 – $1,320 depending on time)
|Mini-lift: Around $15,000 – $18,000
Full Lift: Around $22,000 or more
Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.
Dr Mayson has a long experience with Thread Lifts dating back to 2005 and his impressive before/after photos indicate the beautiful results that can be achieved when high quality threads and correct surgical techniques are used.
The earliest threads were permanent but nowadays all threads available in Australia are absorbable. Absorbable threads are a definitely an advantage because they allow a 'clean slate' to work with if more threads need to be inserted years later.
Important: After a long wait, we finally have received our new PDO Threads. Dr Mayson considers these latest Threads to be far superior in lifting and holding power compared to anything others he has previously used. Nevertheless, as good as these new Threads are, unless they are properly anchored, maximum correction will not be achieved. Don't waste your money having Threads simply 'free floating' under your skin because you will get only minimal or no correction.
A Thread Lift Facelift is performed in the privacy of our own Clinic's Operating Theatre under Local Anaesthesia & Light Sedation administered by our Specialist Anaesthetist. You can go home shortly thereafter but because of the sedation, you must have someone collect you. You cannot go home alone.
On average, 7 days.
The cost will depend on the areas that need to be lifted and the number of Threads required in each area. Dr Mayson will give you a detailed quotation once he has assessed which areas need to be lifted and the number of threads to be used.
More and more doctors, many of whom do not have any surgical facelift experience, are starting to offer 'Threads'. Choose your brand of Threads and your doctor very carefully otherwise you could end up wasting your money. Do your research and always remember that:


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Facilities and Security – Annual Report 2018
Committed to efficiency, safety, and cost containment, the Judiciary has actively reduced the space it occupies in buildings around the country, while also working with the General Services Administration to replace outmoded courthouses with modern, secure facilities.
Cost Savings through Space Reduction
In September 2018, the Judiciary capped a multi-year effort to cut costs by reaching its goal of reducing total office and courtroom space by 3 percent nationally, approximately 870,000 square feet. In fact, the initiative exceeded its goal by more than 230,000 square feet of space, for a total of over 1.1 million square feet of space reductions. Shrinking its space footprint has allowed the Judiciary to cut its annual rent payments by approximately $36 million, for a total of $107 million in savings since the initiative began in 2013.
The space reduction initiative is a multi-pronged effort to contain costs by reducing rent payments and making innovative use of technology to foster efficient use of existing office and courtroom space. The project involves a close collaboration among the courts, the Administrative Office of the U.S. Courts (AO), and the General Services Administration (GSA).
The Judiciary in 2018 also continued its "No Net New" space policy, which requires any increase in square footage within a circuit to be offset by an equivalent reduction in square footage. While the space footprint reduction policy expired at the end of fiscal year 2018, the No Net New policy requires ongoing vigilance by the courts to manage future space growth. The policy excludes new courthouse construction, renovation, or alteration projects approved by Congress.
In addition to space reduction and the No Net New policies, the Conference directed each circuit judicial council to formulate a space and rent management plan for achieving space reduction and to explore opportunities to reduce court space by maximizing technology and flexibility in the workplace. These plans will be vital to the circuits' successful space management efforts in the No Net New era.
Emergency Preparedness
Two hurricanes, Florence and Michael, and two typhoons, Mangkhut and Yutu, that struck the United States and its territories in 2018 had a major impact on court operations and the lives of court employees in the affected areas. The AO's Judiciary Emergency Response Team worked closely with the affected courts, the GSA, and other federal partners to help restore and sustain operations. Follow-up efforts continued into 2019.
Court facilities in Wilmington, NC, Panama City, FL, and the Northern Mariana Islands sustained major damage. Court employees in those areas suffered extensive damage to personal property and some lost homes. Emergency relocation assistance and temporary telework for staff were authorized while the GSA obtained emergency lease space or conducted building repairs. Some employees remained in alternative housing at the close of 2018. The Federal Court Clerks Association, the National Conference of Bankruptcy Clerks, the National Association of Federal Defenders, and other organizations provided relief during the recovery process, donating funds, leave reserves, and supplies. Judges and staff outside affected areas also stepped in to assist with pending cases in storm-ravaged courts.
The AO also provided support to the Eastern District of California during the Carr and Ferguson wildfires, coordinating emergency relocation and supplemental funding.
To help courts plan for responding to disasters, the AO during 2018 conducted four regional hurricane preparedness seminars with high-risk courts, nine continuity of operations workshops, and three preparedness workshops for courts outside the continental United States. Each event was designed to increase the Judiciary's ability to respond to and recover from major incidents by refining plans, building relationships with federal and state partners, and identifying areas for improvement.


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- 9144 Las Manaitas Avenue 402
- 404 - North West, NV 89144
- $1,610,995
- 4 Bed, 5 Bath, 3724 SqFt, 0.19 Acres
- Residential
Mira Villa Condos For Sale
9151 Canyon Run Dr, Las Vegas NV
Dynamic, distinctive, and definitely luxurious are a few ways to describe condos for sale at Mira Villa in Las Vegas, and if you're looking for a place that truly has everything you could want in a Las Vegas condominium development, there's no doubt this is a great place to begin your search. Built back in 2006 Mira Villa condos mainly offer two- and three-bedroom floor plans with usually over 2,000 square feet of living space. And of course as part of the Summerlin community on the west side of Las Vegas, residents here are surrounded by a wealth of outdoor recreation, which includes 9 separate golf courses and the awesome natural landscape of the Red Rock Canyon National Conversation Area. [Read more about Mira Villa condos for sale]
Search Mira Villa Las Vegas Condos For Sale
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- 9144 Las Manaitas Avenue 301
- 404 - North West, NV 89144
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- Residential
Amenities & More About Mira Villa Las Vegas Condos For Sale
Thoughtfully and carefully designed, those behind the Mira Villa condominium residences made sure every aspect of the building was perfectly executed, from the interior finishes inside each unit to the wide-range of amenities that make living here extra special. A common area clubhouse, a state-of-the-art exercise facility, a resort-style pool and spa, and a sprawling sundeck with cabanas and barbecuing areas are only part of what's included once calling Mira Villa in LAs Vegas home, and when it comes to each living space, huge private terraces, upgraded kitchen and bathroom finishes, and terrific golf and mountain views headline what living here is all about.
Contact Us For Info About Mira Villa Vegas Condos For Sale
The Las Vegas strip is only around a 10 to 15 minute drive from the Mira Villa complex, while other nearby attractions include the Badlands Golf Club, TPC Las Vegas, TPC Summerlin, Angel Park Golf Club, and as mentioned the wide open park space and natural landscape of the Red Rock National Park. For more information about condos for sale at Mira Villa Las Vegas, contact The Little Group at (702) 896-5500!
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The information being provided is for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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|Maggid ben Yoseif / Jerusalem Torah Voice in Exile
|February 22, 2003
Detours on the road map
to peace in the Middle East
President Bushs road map of a post-Saddam Iraq and the Middle East omits potentially catastrophic detours and impassible wadis evident on more ancient roadmaps.
These maps, drafted some 28 centuries ago by Hebrew prophets the world thought insane, were vindicated in 1948 when the State of Israel made a comeback as a nation. Modern Israeli leaders have carefully studied them before forming alliances or starting wars in the Middle East. It is time that U.S. foreign policy consider these more esoteric signposts in the context of current events. It may already be too late.
The writings of Isaiah, Jeremiah, Ezekiel, Hosea, Obadiah and Zechariah indicate that a post-Saddam Iraq will leave Turkey in control of whatever remains of the devastated region. And a future leader of Turkey will prove to be a much worse tyrant than Saddam.
They also hint that the unwavering support for a Palestinian state and dismantling of Jewish settlements, again endorsed by Bush, may ignite a full-scale war in the West Bank that will result in the death of all Palestinians who do not leave. If the state is declared and Palestinian refugees return, this could be upwards of 4 million people who will die. That is by far the worst blood bath in the history of war.
Ezekiel, in chapters 38 and 39, warns of allying in any way with Turkey, who will be at the center of a radical Islamic power that will start a horrific war against Israel.
In recent years, Turkey has flexed its muscles within NATO and made demands on the Allied coalition in exchange for permission to use Turkish air bases and stage Allied troops from which to strike Iraq from a second front. Ezekiel wrote in the 8th Century B.C.E., that a future tyrant known as Gog would rule over regions known as Meshech and Tubal and would rally Persia, Cush, Put, the bands of Gomer and the House of Togormah of the north quarters in a war with Israel. The invasion itself would stem from the north quarters, associated with Togormah.
According to the earliest maps of the Fertile Crescent available, Meshech describes an ancient region today located in western and central Turkey. Tubal describes a region running north from southern Iraq into Turkey, where a wadi or dry river bed by that name exists today. This is one indication that a post-Saddam government might despite the Presidents intentions -- carve up parts of Iraq after the U.S. vacates the region.. If so, Turkey, a contiguous neighbor to the north, stands to gain territorially from the concessions U.S. foreign policy planners are apparently making to assure the Turks that a nationalist uprising of Kurds in Liberated Iraq and Turkey wont happen.
Persia describes Iran. Exegetes and historians have disagreed about the identities of Cush and Put. While most say they comprise the Islamic nations of Ethiopia and Libya in North Africa, others say they are regions contiguous with Turkey and Iran, perhaps Islamic republics carved out of the former Soviet Union. Regardless they are part of an emerging radical Islamic alliance.
Gomer is the earliest name for the southern and eastern regions of modern Turkey as the earliest maps indicate. We also have evidence uncovered from ancient Assyrian inscriptions discovered around the turn of the 20th Century and translated within the past half-century, that indicate this was the case.
That leaves the Togormah of the north quarters, from which Ezekiel wrote the invasion upon Israel originates. Togormah is the modern Hebrew word for the region of the Tigris river, (note similar consonants T,G and R), which locates Turkey.
Following the exile of the Shah of Iran and Iran taking 52 Americans hostage during the administration of President Jimmy Carter, covert U.S. policy that had earlier backed the Shah, began backing the enemies of the Ayatollah. Our CIA, in its eagerness to destabilize the communist-backed Iraqi regime of Gen. Abdul Kassim, helped bring the separatist Baath party to power. We provided intelligence to Saddam and we supplied him with arms for the subsequent eight-year war between Iraq and Iran. Saddam would not have the standing in the Middle East or the military might that made him a regional tough guy, without that U.S. intervention. In cleaning up one mess, our policy created an even bigger one.
Now, as we talk of giving the Middle East a new face, we should be doubly certain that we are not the pawn radical Islamic interests can use to gain their foothold of power in order to wage their devastating invasion against Israel. Turkey today remains quasi-fundamentalist, but the recent election of Prime Minister Erduwan of the Islamic Ak party is one more sign that the face of the nation is rapidly changing.
Turning to the Israeli-Palestinian conflict, a post-Saddam objective of the Bush Doctrine, to democratize the Middle East, U.S. policy planners obviously have ignored the lay of the land if they know about it at all.
The prophet Obadiah warned that people who live in the relative flatlands called the fields of Ephraim will be annihilated to the last man, woman and child in a skirmish with Israelites who return to these promised biblical inheritances.
The fields of Ephraim are almost entirely Palestinian villages. The Jewish settlements in this region best defined as the northern two-thirds of the former West Bank of the Hashemite Kingdom of Jordan, are mostly on the mountain tops, not in the fertile fields and valleys, which are currently the homes of Palestinians. The contrast is easily observed at night with the Israeli settlements on the mountain tops lit up with quartz-halogen lighting and the Palestinian villages in the fields around them, a different kind of lighting.
Obadiah describes these dwellers in the fields by the name, House of Esau, the biblical rival to Jacob. One branch of this House of Esau (also called Edom) was believed by some early historians to comprise the nation of ancient Rome, but most historians contend that the House of Esau is a general description of the Arab nations who either descended from Ishmael and intermarried with Esau or direct descendants of Esau.
Regardless, the people today dwelling in the fields of Ephraim are Palestinian Arabs. Those who leave this northern region of the unannexed West Bank are promised by Zechariah, in chapter 9, that they may live in an autonomous and contiguous region in the Gaza Strip once the terrorism ends and language in the Palestine National Charter calling for the destruction of the Jewish state is deleted. Or as Zechariah 9:7 dramatically represents this: the blood is removed from the mouth of the P'lishtim -- the plural of the Arabic name by which Yasser Arafat refers to the Palestinian people -- and his abominations from between his teeth.
Somewhere buried on Israeli Prime Minister Ariel Sharons desk or in his files is a curious proposal to transfer more than a million Palestinians living in the fields of Ephraim out of this region and into a contiguous region in the Gaza Strip. As far-fetched as that might sound, it is a proposal that now has the support of two-thirds of the Israeli population. It may also be the most humanitarian solution to the ongoing crisis between Israel and the Palestinians.
Once the Palestinian population is removed from the region, the majority of the settlements in the area will not be Jewish, however. The region is reserved, according to Jeremiah 31:15-18 and in the writings of Hosea, Isaiah and Obadiah for the return of the assimilated non-Jewish Northern Kingdom of Israel, or three lost tribes of Israel called anciently, the House of Joseph.
Apparently, the Almightys vision of Israel is more than a purely Jewish state. The fields of Ephraim as well as contiguous regions to the north and south in territory that is today part of annexed Israel as well as the Golan Heights has been reserved for the return of this northern House, best defined as non-Jews and Zionists. The Hebrew prophets said they would be gathered from every nation and be reunited with the Southern House of Judah or the Jewish people. Unfortunately, the Palestinians and their ultra-Nationalistic fervor for a Palestinian state stand in the way of this return and reunion. Therefore, those Palestinians in the region must leave. Those who remain, Obadiah indicates, will be removed by force.
This is most disturbing to the secular Israeli leadership, who is having to recognize and devise a foreign policy objective that will diminish the Jewish character of the nation and is largely well biblical.
Leaders of this emerging non-Jewish House of Joseph movement hope that when Sharon completes the current action aimed at targeting terrorists and terrorist cells, he will blow the dust off of that proposal. Then the diplomacy can begin to establish an autonomous homeland for the Palestinian people and prepare the way for Joes to also return.
For those Palestinians who remain, the fate is dire. Obadiah wrote, The House of Jacob would be a fire, the House of Joseph a flame and the House of Esau -- describing the current Palestinian occupants of these fields of Ephraim -- stubble. Not one would remain alive from the House of Esau.
All of this points to yet another major flaw in the State Departments foreign policy with Israel. Israel and the Palestinians were never destined to live side by side in separate but non-contiguous states, according to the roadmap described by the Hebrew prophets. To raise these false hopes before the Palestinians that this is possible with the aim of placating Arab oil interests who have the ear of the State Department is reprehensible.
The time is ripe for the State Department to cut its losses in the Middle East and disentangle itself from the strings attached to Arab oil. The hint of independence from OPEC by Venezuela and removing the economic disincentives to domestic production, offer the U.S. an out and deliverance from this addiction. Then maybe this administration can see clearly how to undo the damage years of Arab-influenced foreign policy blundering has caused.
Finally, we can deduce from the writings of Jeremiah and Isaiah that Saddam has some degree of divine protecsia. That seemed evident when he survived the 1990-91 Persian Gulf War. Again, all of our weapons and all of our forces may be futile in Iraq, until the Almighty chooses to deal with Saddam Personally.
Remember the Alamo, was the cry of vengeance that rallied Texans in their war for independence against Mexico in the spring of 1836. The mission-fort in San Antonio, overrun six weeks earlier, is consequently known today as the cradle of Texas liberty.
The Iraqi battlefield the ancient land of Babylon -- and the biblical fast of Tsha bAv and the Jewish fast of Esther on which the 1990-91 Persian Gulf War began and ended hint at the remembrance of the Cradle of World Liberty, the Jerusalem Temple.
Tsha bAv was the date the Temple was destroyed by Babylon in 586 B.C.E. The Fast of Esther preceding the Jewish festival of Purim, coincidentaly was the date the rebuilt Temple was dedicated. It is no coincidence that the Presidents conditional declaration of war in which he told Saddam he had 48 hours to get out of Dodge, also came as the Fast of Esther was ending.
It is vital that U.S. foreign policy as it relates to the Middle East and specifically to Iraq and Saddam Hussein, realize that this is a war with a spiritual front from the get-go. And it is being fought along biblical lines written about more than 28 centuries ago, in Jeremiah 50-52.
It may be that a Texan will be the Almightys vessel by which to finally exact His revenge for His Alamo, but not if the point goes unnoticed by the world. And this is not saying things will get better. A Texan in charge of an oil-rich region is a recipe for even greater problems.
The caches of chemical and biological and nuclear weapons are, we are told, "real," and the threat they pose is real. But in the case of Saddam Hussein, the battle cry is from the Almighty: Vengeance is mine. Despite the weapons we aimed at Saddam personally and the forces we sent to invade Iraq, Saddam remains hidden and will not fall until the words of the Almighty in Isaiah 13&14 and Jeremiah 50-52 are made crystal clear: His revenge for the Jerusalem Temple is front and center in a future conflict involving the geographic region of ancient Babylon.
Mileposts in the 1991 Allied attack also point to the Jerusalem Temple. The attack began on January 16, 1991, the first day of the Hebrew month of Shevat or the first day of the fifth month. Ezra 7:9 states that Ezra arrived in Jerusalem on the first day of the fifth month with the gold and silver to beautify the completed Second Temple.
On February 17, 1990 (Adar 3), then Soviet Premier Mikhail Gorbachev presented a peace initiative to Iraqi ambassador Tariq Aziz. Historically, the third day of Adar marked the completion of the Second Temple in the Hebrew year 3412, four years after its construction began in 3408 (Ezra 6:15). That Sunday also followed the reading in every synagogue in Israel and the world the previous day of I Kings 5:26-6:13 that details the construction of the First Temple, which Babylon destroyed.
As this war and American occupation progresses to a climax that surely also must tie to some date and event associated with the Jerusalem Temple, we must keep in mind that Saddam and the entire population of Iraq were born with a problem. Iraq has the infamous honor of being the one nation in the world containing the capital city of an Empire eternally condemned: the heart of ancient Babylon. The prophets wrote that the city of Babylon, located between the Tigris and Euphrates rivers just to the south of modern Baghdad, was doomed without reprieve. No human being is ever to live there, nor will it be rebuilt.
American plans to transform a post-war Iraq into a democracy and rebuild it with oil wealth, also are ignorant of the utter devastation described in Jeremiah and Isaiah for both Iraq and Kuwait (the land of ancient Chaldea).
The Empire and its capital city were condemned, Jeremiah and Isaiah wrote, because it is responsible for the destruction of the Jerusalem Temple under Nebuchadnezzar, the Takriti who led the invasion force. Billboards and posters throughout Iraq during the eight-year Iraq-Iran Persian Gulf War partially explain the ego-maniacal political ambitions of the Iraqi leader who models himself after Joseph Stalin. The billboards proclaimed Saddam the modern Takriti and successor to Nebuchadnezzar.
In 1980, near the start of his presidency, Saddam began the abominable rebuilding of the ruins of Babylon in direct defiance of the Almighty. The rebuilding was interrupted by the war with Iran that diverted finances and claimed countless tens of thousands of lives, mostly Iranian Shiite Moslems, who fought Iraqs war machine armed with nothing more than Korans in the bloodiest war then on record. But immediately after the cease-fire was proclaimed on August 20, 1988, Saddam proclaimed his intent to resume the rebuilding of ancient Babylon. He announced a reward of millions of dollars to anyone who could restore Babylons famous hanging gardens, which had made it one of the Seven Wonders of the World.
In 1988 and 1989, rock concerts were held at the site. Artists from around the world performed in the partially restored ancient theaters where the arts were once performed in their more lascivious forms. These concerts went so far as to proclaim the resurrected glories of Babylon with those in attendance bowing in procession before a fire-breathing stone idol to the accompaniment of acid rock, as actual news footage of the celebrations aired by Middle East Television showed. Then, construction began on a massive tourist complex and hotel resort at the site. But before a third concert could be held, Iraq invaded Kuwait. The Allied attack was the only music heard over Babylons skies in 1990.
Maggid ben Yoseif
The writer reported the last months of the Iraq-Iran Persian Gulf War, the gassing of Kurds at Halabja in Northern Iraq and the ongoing Israeli-Palestinian conflict for Middle East Television and was a religion writer and columnist for the Jerusalem Post.


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The book Hardware and components. Edition 2006
This book, which must not make a mistake with a previous version published by the same publishing house (Hardware and components. Edition 2004, which author is Pedro A. López Cruz), is the result of years of experience with the hardware PC and many months of hard work of papers, writing and achievement of more than two hundred photos and schemes, exhibited of clear and lively form. In a certain way, it is what the web site Knows his Hardware he always wanted to become, captured in role.
Principal information and critique
"Hardware and components. Edition 2006" is a finished and wide manual on the hardware of the PC that takes as a target to serve as reference guide on each and everyone of the aspects related to the different components that form a personal computer.
General index
Points of sale
Considering the importance of the Publishing Group Anaya, the book can be in almost any bookstore of Spain and Latin America, or take charge with facility indicating his number ISBN; to acquire it on-line, it can come to the button "TO ENTRUST BOOK" of this page of Anaya Multimedia, to Commercial Group Anaya, or simply to look for the book in Google.
For orders of 5 books or more, it can be contacted straight with the author in the direction firstname.lastname@example.com (eye, "etc.com" the servant of this web site represents, " conozca.com " or " cn-commodity.com " well). In these orders of 5 books or more, the author offers an important discount on the price recommended by the publishing house.
Finished index


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Our shop is a must stop for book lovers of all ages! We have mystery, romance, science fiction, thrillers,classics, popular literature, gardening, cooking, history, biographies and more. Walk in and begin your shopping spree. All books are bargain priced!
The Cottage is Open for Sales and Donations:
Saturdays: 10am - 3pm
And Wednesdays: 11am - 3pm
The Dollar-A-Chance Monthly Raffle will return after the historic Library building renovation has been completed and re-opens.
"New" Friends are Always Welcome
Annual Membership Cards are available at the Circulation Desk and in the Book Cottage.
Additional donations are always welcome. THANK YOU!


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Dryer Ball Tumber Tarts - Dryer Balls Pak - Unscented Dryer Balls
Choice of:
The Tumbler Tart dryer balls are available in a pack of 3. They are a fun, natural alternative to chemical fabric softeners, dryer sheets and PVC dryer balls. While bouncing in the dryer, laundry becomes soft, reduces static and minimizes the time it takes to dry; saving you money on your electricity bill!
Simply toss 3 - 6 or more balls into the dryer to create loft while tumbles. Reduces drying time, wrinkles and static without the harsh chemincals of conventional fabric softeners.
Happy Sheep ! Happy wool !
New Zealand sheep enjoy protection of a wide range of laws and regulations regardings safety and health codes. Sheep farmers ensure very high standards of environmental protection sustainability and social responsibility. Sheep live in open pastures all year long on average of at least 1/3 of a football field per natural environment. Passe on from generation to generation. New Zealand sheep farms are renown for their passion for agriculture and ethical values for animal welface.
The Laundry Tarts