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Good luck for you....
Several years ago, I was in the small town of Luang Prabang in Laos, the small country nestled between Thailand, Myanmar, Cambodia and Vietnam. As my husband and I sauntered through the streets, admiring the many Buddhist Temples and street markets, we noticed that we were continuously being greeted by people with smiles, a gentle bow and the words "Good luck for you". It became such a common occurrence that I started repeating these words throughout our travels and remarked to my husband "Wouldn't it be nice if we could bring this back to London, and before every business meeting everyone smiled kindly and said, 'Good luck for you'?"
To which he responded… "People will think you are nuts."
He was of course right, and I didn't bring the expression home with me. However, this small, gentle phrase has made me think about intentions. Meaning, what if we planned our days, and set our intention for the day, rather than live in autopilot mode? And more specifically, what if we were all mindful and set our intention for a meeting before a meeting starts?
Now you may be thinking to yourself, well of course, if a meeting is set, then obviously there is an intention to the meeting. I hear you. What I mean is something different.
I am currently taking a course with UC Berkeley on the Science of Happiness at work, which includes studies on empathy, emotional intelligence (EQ), resilience, compassion, gratitude and mindfulness; and the coursework on mindfulness has really resonated with me. I have been practicing mindfulness for the past 5 years and I resolutely believe that there is place for mindfulness in the workplace.
I believe in this because in 2013 my world came crashing down around me due to burnout, panic attacks, anxiety and depression, and it happened in part because I didn't have any awareness or mindfulness practices in my life. I was living in a perpetual state of autopilot mode. I went from one meeting to the next, from conference calls to conference calls with no time in between to just take a moment and breathe, be present and check in with myself. And because of this it was only a matter of time before burnout occurred.
And the reality is that my experience with burnout is not unique.
We live in a global environment, with many leaders and employees accommodating multiple time zones, leading them to 'always being on' – meaning contactable 24/7. As the norm of working the standard 9-5, Monday to Friday erodes and the expectation of always being on becomes the norm, it is imperative that we implement mindfulness practices not only in our personal lives but also in our professional lives.
What is mindfulness exactly?
To those that don't know what mindfulness is, it can seem a bit 'woo' and can induce feelings of scepticism. One can conjure up images of incense sticks, chanting, hot yoga, yogi's in sandals and robes and hippies sitting in the lotus position.
Mindfulness is not this.
Mindfulness is quite simply paying attention to the present moment. It's not about emptying the mind and attempting to ignore and push all thoughts away. It's simply taking a moment to understand what you are thinking and feeling in the present moment with no judgement about the thoughts or feelings.
So, going back to my original point. What do you think would happen if you introduced mindfulness to your working life? And specifically, what do you think would happen if you spent 5 minutes before each meeting focussing on your breathing, feelings and body sensations?
There is no doubt in my mind that by implementing 5-minute mindfulness breathing, alongside more formal mindfulness training, that it will decrease stress, and increase both personal and social wellbeing.
And what about going one step further and being intentional before each meeting? For example, breathing deeply and calmly and saying to yourself 'It is my intention to show up and be fully present in this meeting and to purposely listen'.
I suggest that if all of us attended each meeting with this intentionality, the workplace would become a kinder, more compassionate place.
No time for mindfulness? Give yourself 5 minutes:
Until next week, Good luck for you....
Leave a Reply.


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subset: commoncrawl


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Supreme Court Law Review, 2nd Series, Volume 89Release date February 27, 2019This Year-In-Review volume comprises papers reviewing groundbreaking Supreme Court of Canada's 2017-2018 decisions in criminal law, the law of evidence, and recent developments in the legal profession, along with case comments and special essays.Publisher LexisNexis CanadaPublication Language EnglishISBN/ISSN 9780433500933In Stock$235.00
The Lawyer's DailyThe Lawyer's Daily provides Canadian legal news, analysis and current awareness online, on mobile, and through newsletters for lawyers who need a real-time view on the shifting legal landscape.Publisher LexisNexis CanadaPublication Language EnglishISBN/ISSN 9780433493891In Stock$325.00
Conflicts of Interest in the Legal ProfessionRelease date January 01, 1995Conflicts of interest can expose lawyers to costly errors and omissions claims as well as discipline proceedings and disqualification orders by courts and tribunals. This book teaches you how to recognize and steer clear of such predicaments.Publisher LexisNexis CanadaPublication Language EnglishISBN/ISSN 9780433396734In Stock$200.00
NewPreorderLawyers' Professional Liability, 4th Edition NewRelease date May 29, 2020This essential resource offers practical guidance for avoiding legal malpractice claims and is particularly relevant for any lawyer involved in adjudicating, litigating or settling legal malpractice suits.Publisher LexisNexis CanadaPublication Language EnglishISBN/ISSN 9780433502791$200.00
Synthesis: Legal Reading, Reasoning, and Writing in Canada, 4th EditionRelease date July 18, 2017This book is an effective legal writing tool designed for students entering the legal profession, and for practitioners looking to refresh their legal writing skills.Publisher LexisNexis CanadaPublication Language EnglishISBN/ISSN 9780433492283In Stock$105.00
Motions Court Practice and Procedure, 2nd EditionRelease date June 13, 2017On July 1, 2015, the Superior Court of Justice's new Consolidated Practice Direction for Civil Actions, Applications, Motions and Procedural Matters in the Toronto Region came into effect. Motions Court Practice and Procedure focuses on some of the key changes in motions scheduling and offers current, practical guidance on bringing and responding to motions in Ontario.Publisher LexisNexis CanadaPublication Language EnglishISBN/ISSN 9780433494720In Stock$85.00
Halsbury's Laws of Canada – Legal Profession (2017 Reissue)Release date April 27, 2017This civil litigation title sets out the law governing the practice of law in Canada.Publisher LexisNexis CanadaPublication Language EnglishISBN/ISSN 9780433491668In Stock$315.00
Supreme Court Law Review, 2nd Series, Volume 87Release date December 18, 2018A one-of-a-kind tribute collection takes us through the legal journey of former Supreme Court of Canada Chief Justice Beverley McLachlin, by bringing together the thoughtful reflections of more than 30 expert observers, illuminating a wide range of aspects of the Chief Justice's legacy.Publisher LexisNexis CanadaPublication Language EnglishISBN/ISSN 9780433500735In Stock$235.00
Supreme Court Law Review, 2nd Series, Volume 86Release date November 30, 2018A one-of-a-kind tribute collection takes us through the legal journey of former Supreme Court of Canada Chief Justice Beverley McLachlin, by bringing together the thoughtful reflections of more than 30 expert observers, illuminating a wide range of aspects of the Chief Justice's legacy.Publisher LexisNexis CanadaPublication Language EnglishISBN/ISSN 9780433500742In Stock$235.00
Lawyers' Ethics and Professional Regulation, 3rd EditionRelease date August 11, 2017This text is a comprehensive discussion of the professional responsibilities of lawyers in Canada.Publisher LexisNexis CanadaPublication Language EnglishISBN/ISSN 9780433490302In Stock$130.00


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I feel like Thanksgiving is sneaking up on me this year. It's next week! It doesn't seem like a year has gone by since then last time I tucked into a plate of turkey, stuffing, potatoes, and the rest, but it has.
It's the time of year when a lot of people start giving up on their health and weight loss goals. Why bother during the holidays, when you can start over fresh in January? My answer to that is simple: I work too hard during the rest of the year to let go and senselessly gain weight back, especially when I have a plan to get me through food-based celebrations.
And that's why I created my Thanksgiving Pledge. It's a way that I can get through this annual feast, enjoy everything I want, not feel guilty, and not open the floodgates for a month-long binge of poor choices.
This is my seventh consecutive year that I'll be taking the pledge, so I know what I'm talking about! And it's all been documented on this blog. I first took the pledge in 2010, and I've taken it every year since (2011, 2012, 2013, 2014 and 2015).
Here's how it works: You pledge to follow four rules on Thanksgiving Day. That's it. Simple pimple. Here are the rules, with my notes in italics:
Rule #1: I will exercise on Thanksgiving Day.(Any activity will do, whether it's going for a walk or bike ride, doing an exercise DVD, playing football with the family, etc. Last year I ran a 5K Turkey Trot in a blizzard.)
Rule #2: I will photograph everything I eat during Thanksgiving dinner.(I'll share my photos on this blog, but I encourage everyone to do this, whether you blog or not. It's about accountability. Taking a photo creates a record of your choices. You can't ignore, deny, or forget about the food you've eaten when there's a record, nor can you sneak food, because you gotta take that photo!)
Rule #3: I will not get seconds. I will indulge in a reasonable portion of anything I want, and I will enjoy it, but I will not go back for more. This includes dessert.
Rule #4: I will not graze or pick at food as it is prepared, emerges from the oven, or gets transferred to serving platters or leftover containers. I must place all food that I intend to eat on a plate, and eat it at the table.
Here are some additional tips, because some of these rules aren't easy.
- Get your exercise over with in the morning. Schedule it into your day if you have to. It will be harder to do once family and friends arrive, or you arrive somewhere else, and you won't want to do it after dinner, that's for sure!
- Rule #4 can be the hardest, because Thanksgiving dinner takes hours and hours to prepare. So chew gum if you have to, or pop a breath mint. Keep a bag of baby carrots nearby, so if you're feeling peckish, you can munch on something healthy.
- If you break a rule, don't sweat it – just get back on track. I've broken a rule or two in minor ways, and I don't beat myself up. The main idea is that this pledge provides a strategy, and I need that, because otherwise, it can be a free-for-all for my mouth and my fork, and I want to enjoy the holiday – and the long weekend that follows – without regret.
I hope you take the pledge – and drop a line in the comments section if you modify it to suit your situation… your modification may help others!
I'll share my Thanksgiving photos after the big day. Let me know how it goes for you!
Keep it up, David!
Follow me! I'm @keepitupdavid on Facebook, Instagram, Twitter, and Snapchat, and I'm on Google+ too! There's also a "Sign Me Up" box on this page (at the top of the right-hand column) where you can subscribe to receive new posts via email!


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BILDIQ, Chad - The villagers in this hamlet of thatch-roof mud huts told me that they had shot dead a member of the brutal janjaweed militia and pointed to his body. I walked over to look at the corpse -- and his eyes opened.
He was a teenager, perhaps 16, shot down as he and four other raiders attacked this village along the Chad-Sudan border. Most of these villages near the town of Adé are unarmed, and it is easy for members of the Arab janjaweed to kill, rape and pillage with impunity, while yelling racial epithets against the black African tribes they attack. But someone in this village had an AK-47 and used it to fend off the attack.
The boy on the ground was slight and wearing old and filthy clothes. He followed me with his eyes for 10 seconds and then closed them, moaning softly. He had been shot in the waist and could not move.
The janjaweed are the brutes, armed and paid by the Sudanese government, who have engaged in a genocidal campaign to destroy villages of African tribes in the Darfur region of Sudan. Now Sudan, encouraged by the feebleness of the international community's response, is expanding the genocide by sending the raiders to attack the same tribes in neighboring Chad.
The villagers vowed not to kill the boy (they were indignant that I thought they might), and promised to turn him over to the government. And then they showed me someone still more interesting: another captured janjaweed youth who was able to tell his story.
This young man was tied up, not particularly harshly, in a hut. He had a bloody gash on his forehead where he had been hit with a machete, and it seemed he might lose his eye, but he was easily able to answer questions.
"My name is Isak Muhammad," he began. "I am 21 years old." Video of him, of the boy who was shot and of other scenes from my journey along the Chad-Sudan border, can be found at www.nytimes.com/kristof.
Mr. Isak was not driven by racist abhorrence for the Wadai tribe of this village, for he is a Wadai himself. He said a militia leader had simply promised the raiders $250 if they succeeded in killing the sheik, as a way to terrorize villagers and drive them away.
Where did the militia leader get his money? Almost certainly from the Sudanese government.
The Sudanese authorities may not have the money to feed their people, but they are spending lavishly on arming proxy forces to invade Chad, in hopes of destabilizing tribes and installing a pro-Sudanese pawn as the leader of Chad.
So the genocide is not just driven by hatred, but also by opportunistic mercenaries. Consider the founder of the janjaweed, Sheik Musa Hilal, a ferocious Arab nationalist who has shown particular vigor in slaughtering members of the Zaghawa tribe. According to a longtime acquaintance of Mr. Musa, the sheik's own mother is Zaghawa.
As in Rwanda or even during the Holocaust, racist ideologies sometimes disguise greed, insecurity and other pathologies. Indeed, one of the genocide's aims is to drive away African tribes to achieve what Hitler called Lebensraum: "living space" for nomadic Arabs and their camels.
So this village is simply a window into an entire region drenched in fear. Men walk about carrying homemade spears and machetes, and parents tie amulets around their children's necks.
As we left the village, I met a search party looking for six men who had disappeared after an attack by other raiders. "We heard gunshots over there a couple of minutes ago," said one man, pointing to a nearby hill. "We'll wait two hours and then go over and see who was shot."
As the local county leader, Saudi Hassan, puts it, "The janjaweed are using humans as targets -- they kill a person as if he were a chicken." Whether the offenders are Nazis or Hutu extremists or Sudan's janjaweed, that is a crime not only against the victims but also against all humanity. You can get ideas about what you can do at www.savedarfur.org, the Web site of the Save Darfur Coalition, which is planning a major rally on the Washington Mall on April 30.
It is brutally demoralizing for people in these villages to be hunted down as if they were wild beasts, to have their children pulled from their arms and thrown into burning huts. But we should be just as demoralized by our own indifference. The shame belongs not to the good people of Darfur and Chad, but to ourselves.


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Copper Queen Medical Associates, Palominas-Hereford Rural Health Clinic celebrates its 5 years of service in the community at their 5th anniversary open house.
Top Left Menu
- Home
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For Healthcare, The Future Is Here.
See current opportunities to join the Copper Queen Community Hospital team.Careers


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Neverending fun is guaranteed with our Briscola Games! The best briscola free games are waiting for you at Miniplay, so 3... 2... 1... play!
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Briscola is a card game from Holland that is usually played with a Spanish deck. Two, four or six players can face one another in teams, but the most common arrangement is two vs. two. In order to win the game, a player needs to win a few rounds with the highest score possible. The best cards, sorted by higher value, are ace, three, king, knight and knave. Good luck!


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Everything about our company —from your logo and merchandise to the way you treat your customers — helps define your brand. But have you considered how your website plays into all this?
At the end of the day, your website is an extension of your business, and it needs to convey a clear and consistent message about who you are and what you do.
Unfortunately, most DIY site builders don't give you total control over the look and feel of your website. This can result in a disjointed appearance that doesn't match the rest of your marketing materials. It might even cause some customers to think they've gone to the wrong site! Needless to say, such miscues could ultimately hurt your potential for growth.
At Hatch Web Development, we understand just how important branding is in building a web presence that will help your company grow.
That's why we can customize and tweak the colors and layout of your site to better match your overall branding. Better still, we can have a conversation with you to discuss how you want your website to contribute to your business and help you find the right strategies to extend your reach to potential customers.


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Family Dental not only offers affordable dental services compared to other dental clinics, but also because the standard of dental care provided by us meets or exceeds the standards. We're a dentistry of professionals that provide our local and international patients with the highest standards of care we offer a wide range of treatment options. Our clinic is equipped to provide a complete range of treatments including general dentistry, cosmetic dentistry, endodontics, orthodontics, periodontics."
Our doctors and staff will always make you feel comfortable.
All done in two different days. I came in blind, knowing nothing, but was very happy with service & treatment, that Dr. Abraham Chavez and his pleasant assistant gave me. I've told four people or more, and will keep referring. I came in blind, knowing nothing, but was very happy with service, treatment, everything that Dr. Abraham Chavez and his pleasant assistant gave me.
I received extensive dental work done at Family Dental by Dr. Chavez. I had a cleaning, x-rays, fillings, had all my old metal fillings replaced with porcelain, 2 root canals and 2 crowns. All of the technology and equipment was top notch. The people couldn't have been nicier. They put me at ease and made me feel comfortable. They met me at the border and escorted me to the clinic so I did not get lost. I will defiantely return for any future dental work I need.
Thank you carol, was pleasure to assist you
I needed extensive dental work which was done well at excellent prices! The equipment and technology used was top notch! Everything was explained to me prior to it being done so I knew what to expect. Dr. Chavez and Denise couldn't have been nicer and made me feel comfortable. I would highly recommend this clinic! My first day I was met at the border and personally walked to the front door of the office.


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A 70-year-old man was rescued and transported to a hospital Sunday after a fire broke out in San Francisco, according to the city's fire department.
The blaze happened around 9 a.m. at 310 Columbus Ave. before being contained roughly 15 minutes later, according to the fire department.
The blaze is under investigation.
Further information was not available.


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New label of Benedikt Frey, instant classic on Animals Dancing, lots of trance music, come-back of Crown Ruler and more music you need to hear from last month.
The Pilotwings – Psytube [Animals Dancing]
Mind-blowing trip from Lyon duo on my beloved Australian label. Rich sound palette, trance rhythms, nostalgic 90s incrustation and super creative twists and turns in the music make this record an instant classic.
ANF – Mauna Kea [Pacific Rhythm]
"Rich, space-age techno to take your dance floor somewhere in the past that feels like the future": Pacific Rhythm is back with a new hit from ANF, the duo of Dust-e-1 and Priori. Perfect breakbeat vibes curing your aftehours hangover.
Aaron Bromfield – Boomerang [Crown Ruler]
Crown Ruler returns with its second story: recorded in 1979 but never released first cut from Aaron Broomfield under his own name (he was a leader at Broomfield Corporate Jam who attempted to plot a solo career). "Head to side A for the "test press" version, a cosmic, starry-eyed chunk of elastic Miami disco-funk where the Broomfield family's killer instrumentation – all rubbery bass, deep space synths and crunchy Clavinet motifs – arcs around the sound space like a boomerang in flight. The vocal arrangement, in which Aaron Broomfield's conscious lyrics come through loud and clear, brings it home. On the flipside, you'll hear how dynamic the band was through the "Demo Version" – a relaxed, loose and spacey groover that sounds as ahead of its time in 2018 as it would have when it was recorded in 1979".
Vector Trancer – Opening The Inner Gates 1 [Mirror Zone]
"Next thread drawn from the Mirror Zone, this one built by Vector Trancer. Our plate reads panoptic; dark dub and ambient loaded with psychoactive EBM. See further; MSB's vital experiments powered by half-speed Beat Box; distant Objets D'Art channelling through Namlook's Fax; pared down FSoL at the hands of Autocreation. Celestial fringe echoes, viridis mantra, and guttural/ceremony trudge."
Guerilla Welfare – The Nature Of Human Nature [Musique Plastique]
"The Nature of Human Nature captures Guerilla Welfare's most formidable output, compiling tracks selected from their entire discography (two LPs and a cassette collaboration with poet Mary Howes), all originally self-released from 1986 to 1991. Politico dub-collage practitioners Guerilla Welfare adopted the "studio as instrument" mindset of Eno and King Tubby creating complex textural and polyrhythmic sonic insurgencies. They overdubbed drum computers, guitar, bass, noise-makers, mallet percussion, sitars, often accompanied by sampled vocals and found sound taken from TV. Their pan-global, multi-media palette supported zeitgeist commentary — often, with a healthy dose of gallows humour — on gender, power structures, and sexual and geopolitical tensions in the late 80s"
General PDC – Amazon Dub [Notte Brigante]
This lovely 10″ was out on a Lyon-based crew label Notte Brigante curated by HLM38. It's also him behind General PDC moniker exploring diverse and forward thinking dub music. Beesmunt Soundsystem on remix duties adds movement and turns the 'Amazon Dub' into intergalactic banger with flashing hi-hats and chopped vocals.
Keys – Voltage [R.i.O.]
"Keys are Benedikt Frey and Chris Cox, the front and rear covers of a lucid narrative of an incomprehensible nature. Substance induced Hara-kiri, a human consciousness leaving it's temporary and insignificant vessel, a motorcycle ride through the sands of a desolate Martian desert or a twisted eternity dissolved inside Pandora's Box. These are just a few of the scenes effortlessly evoked by the epic yet somehow erotic omnibus of slow-motion electronica that is Voltage."
Volition Immanent – Photosynthetic [Mind Records]
Mind Records strikes back with their brutal modern output. Volition Immanent tears down the walls with their machine beat and Terminator-like atmospheric melodies in 'Whiteboy'. 'Photosynthetic' on the flipside, a crazy synth-driven EBM, was recorded live at De School.
Anna Funk Damage – Here Right Now [Mind Records]
"Italian producer Andrea Natale lands the debut iteration of his new project, Anna Funk Damage, which finds him engineering a playfully deviant assemblage of steely industrial percusiveness and gritty post-Freudian / libido-filled machine talk."
Various Artists – safe needing attention [SPA]
Philip Jondo, DJ brom and Friday Dunard launched a new label with a mysterious compilation of modern music of all sorts. Trippy beats, guitar ambient, bassy bangers and electro acoustic experimentalism.
Words Sasha Tessio


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So how much do flowers really cost a florist?
This article is meant to inform and hopefully entertain any reader interested in retail side of what the true economics are to this business. Herein lie all the competitive goodies, the gossip, the answer to the question of "why do flowers cost that much at a florist when I can just buy them for $20 at a grocery store?"
Foremost, let us take a look at a grocery store. They sell (wait for it) groceries. That means that what you are buying, in all, are basic ingredients for you to go home and make yourself a beautiful dinner tonight for your loved one. Or maybe you pop in a fresh booger or two if you are breaking up with him or her after finding out they've cheated on you (we don't judge).
Back up – as I can already tell I've lost some of you. (It's ok for the rest of you who have been following along, I'll be brief).
Let's pretend you meet a very nice person at work.. lets say her name is Bertha. You send Bertha a nice little text message asking her to stop by your apartment next time she's in your area – you are going to hook her up some chatter over some Italian food (we're Italian florists, so we think carbs are a good thing. )
"Ok," says Bertha. "Sounds groovy."
One day, you just got done with work. "Hey self!" (you say to yourself). "After I'm working out those awesome muscles of mine at the gym, I should go home, and instead of taking a shower, I will take my sweaty mess of flesh and go lay on the couch to see if Febreeze really does work when you stink up a room. " After you've impressed the gym members with your enthusiastic ability to look great while wearing workout clothes you bought for the occasion (and rarely wear), you beeline straight to your apartment. "Ahh," you say to yourself, as you throw on some Netflix – skip the shower – and head straight to the couch in your perspiration-ridden outfit (which looks cute by the way) and hang out with your friend, Mr. Chips & Salsa, during a good binge-watching session with Mr. Sony Television.
Mr. Chips & Salsa – Mr. Sony Television – and your stinky existence of a human are happy, until..
"Hey! I'm around the block from your apartment and thought I'd take you up on that italian food that you offered," you read from a phone number peculiarly looking like Bertha's. (You hadn't added her into your contacts yet and you don't believe this story has any serial killers in it, so we're good so far.)
"Groovy, give me 10 minutes and I'll meet you downstairs!" you quickly tap back to Bertha (on your iPhone 6S that you refuse to upgrade because you don't want to be labelled as a "Apple fanboi.")
Unless you happen to be the son of Gordon Ramsey, or a distant nephew of the late Anthony Bourdain, you are unlikely going to shower and cook her a nice plate of spaghetti with that store-bought ramen and leftover Ragu sauce in your refrigerator. Instead, you run through a quick shower, Febreeze your couch (just in case dinner goes better than expected and you find yourself back to there after dinner), throw on some nice outerwear from Abercrombie and Fitch that don't quite fit you but you really think that Bertha will make some correlation in your mind that you are at least 1990s fashionable.
You meet up with her downstairs – as promised – walk her to up the best Italian joint down the street for the best gnocchi she's ever had, and find yourself engaged the next morning. That Italian joint ran you $100 for a gnocchi and a nice bottle of wine, but hey – now you have a partner for life and you didn't have to work very hard to hide your inadequacy in the kitchen and your unrelenting laziness found after you work out. In fact, Bertha finds out about all of this in a later blog article called "Marriage," but that somehow exceeds the database capacity of this website for now, so we'll cut to the chase.
The $100 at a restaurant was paid for the service, the food (prepared by a chef with an Italian accent) and for that chef's knowledge (lets call him Chef Luigi) of how to accurately use 71 ingredients to impress Bertha with gnocchi.
You could have bought those ingredients at Whole Foods for about $8.00 and another $10 for a bottle of wine (hey – you go to those high end joints like BevMo – so you are a connoisseur). So lets round it up and say that the ingredients cost $20 on a $100 meal… a 5 times markup to improve your life – hopefully – by leveraging Luigi's knowledge, skill, experience and talent which exceeds that of your own in this area. It's ok though, you reason, Luigi had to go to school, learn his craft for years before he could open up his restaurant and serve that savory gnocchi to Bertha. In fact, he's still paying off his student debt from the graduating class of 1964's Italiano Expertiso Collegeio di Foodio (see, that sounded Italian!).
A 20% cost of goods is perhaps the staple figure in the restaurant industry. The floral industry operates similarly. In other words, for every dollar you spend at Luigi's house of fine Gnocchi, he's out only 20 cents in ingredients. But that's also not his only cost.
- Luigi had to go to school.
- Luigi also had to have lots (and lots) of experience.
- Luigi had to spend money on a sign.
- Luigi has other cooks there – Luigi can't make all the gnocchi himself.
- Luigi hand-picks his ingredients, spending away his Saturdays ensuring that Bertha is in love with you.
- Luigi does have to pay rent for someone, or Luigi is operating an illegal restaurant pop-up (which could be possible, but let's say he's a "good" Luigi)
- Luigi pays taxes.
- Luigi pays insurance.
You are programming one day on a hot new app (isn't every app a hot new one?) that you and your buddies believe will make you into the next Mark Zuckerberg. Since you are still on your iPhone 6S (fanboi!) development on this app takes a long time, which takes you away from your precious Bertha.
"Honey, we should talk…" pings your phone with a text message with Bertha's contact now assigned to her number in your phone.
You immediately Google that to find out that it means, since Bertha uses what's called "female speak." You translate that message to this : "you are always working and never see me anymore. I've fallen in love with Luigi and I'm going to live with him above his Italian Restaurant."
Quick to correct this error, you've now got to do something. Are you going to the grocery store to buy her flowers – at $20 – and hand-deliver them to her? You could.. and just like any ingredient at the store, Bertha will be up all night on YouTube trying to figure out how to prep them, arrange them and (damn – did we mention keep them living for over 24 hours?).
You probably won't do that. Instead, you'll call Mario, Luigi's brother, who is a florist. "Mario! You have to bail me out!" Mario ensures that everything will be ok, you'll apologize nicely in a note with a dozen roses and he'll make sure the driver takes extra care of them. After a few hours, Bertha texts you, "OMG! I can't wait to marry you!" and she immediately breaks off her plans with Luigi and you end up happily ever after.
You spent $100 with Mario, the florist (something like our Heart's Ablaze arrangement)- how did this break down? 20% were his cost of goods – that's right – same as the supermarket. But lets look at some other things that Mario had to do to fix your romance with Bertha:
- Mario had to go to school.
- Mario also had to have lots (and lots) of experience.
- Mario had to spend money on a sign.
- Mario has other florists' there – he can't design every rose arrangement himself.
- Mario hand-picks his ingredients, spending away his mornings ensuring that Bertha is in love with you.
- Mario does have to pay rent for someone
- Mario pays taxes.
- Mario pays insurance.
The end cost shouldn't ever be compared to a mail-order (or mail-delivered) florist service or the supermarket. The fact is, like a good chef, a good florist will spend countless hours to hand select the flowers – drive conversations with the growers or co-ops – and pick "the super most awesomeness flowers in the world" for their clients. The supermarket buys flowers in bulk, just like they bulk buy Velveeta, so the costs to a florist (for the flowers) is indeed the same to a florist in most cases than the retail price of those roses at the supermarket.
(Side note: did you ever pay attention to where the flowers are kept in the store? They are in the front. The idea is called a "turn-around," in retail. You have to travel to pick those nice cheap roses up – then turn around finding yourself in need of gum & a bag of M&M's. Time is precious for you – which is why they are upfront – but you've just given the store a lot more money than the flowers with high-margin items like candy and the National Enquirer. )
The florist will know the wholesaler and grower. They will know where the best flowers are at any given moment. They'll prepare them with care, and be attentive to every detail. They'll also ensure that they are prepped correctly – a critical step in making them last a long time and look their best. Lastly, they'll have a driver on their staff or hire a courier, and his gas (nor his time) isn't free.
Just like a restaurant, it's that time that you are paying for – not just the product. Or to be even more specific – you are paying for quality and convenience when using a florist versus buying flowers at a supermarket. You are doing the exact same thing when you are buying dinner at your neighborhood restaurant.
And as florists, we'll also be there when you and Bertha formalize your relationship in a ceremony, send the most exquisite pieces to the funeral of her brother Bert who passes away unexpectedly during a high speed motorcycle beer drinking contest, and we'll even fix things after Bertha finds out that you've privately keeping the millions you've been making on cat videos a secret.
(We don't judge.)


text:
The ninth edition of our popular profile of the Royal Navy, its equipment and global operations is due to be published later this year. The Guide to the Royal Navy 2020 will include assessments and analysis of the current British fleet.
It will include commentaries from top writers on key issues alongside the usual ship type profiles and accounts of recent deployments together with high impact imagery.
64 pages with colour and black & white pictures, softback


text:
Now that we can't just assume the Vikings are going to win the Super Bowl, it's time to turn our gazes elsewhere. Like how much they suck again. Also, is Donald Trump going to outlaw everything you like?
Michael Malone is here to chat with Tom about religion and liberal celebrities. Neither topic is wholly positive.


text:
This full day learn to surf lesson is a fantastic way to learn from the best and get riding those waves! Spend your morning on the beach with your first lesson, stop for lunch to refuel and then get back in the water for the afternoon session.
This full day learn to surf lesson is a fantastic way to learn from the best and get riding those waves! Spend your morning on the beach with your first lesson, stop for lunch to refuel and then get back in the water for the afternoon session.
Your surf instructors will teach you how to surf on one of the incredible Tutukaka Coast beaches. They will select the best beach for the days conditions, with multiple options available to choose from.
Throughout your lesson your coach will be right there with you, giving you lots of encouragement and tips with the occasional high five. You will learn surf/beach safety, surf etiquette and obviously how to ride the wave, with the main emphasis on having heaps of fun.
Your surf coaches will be dedicated to continually improving your surfing skills in a safe positive environment, ensuring you have the best experience possible.
You're never too old or young to start surfing - with the right surf coaching you'll be amazed how quickly you can pick up the basics. Your coaches enthusiasm, passion and love for the sport is totally infectious; they've got the surfing bug and they're keen to pass it on.
Once this experience has been confirmed, changes are at the discretion of the experience provider and arranged directly with them according to their policy.
There can be up to ten participants in the group on the day.
The water temperature in summer is 18-22 degrees and in winter 15-18 degrees. The O'Neill wetsuits will keep you nice and toasty. Lessons will go ahead in just about all weather conditions including rain, you'll be getting wet anyway so why not enjoy one of the few all weather sports.
You can bring your own surfboard and wetsuit if you wish, however these will be available for use on the day in all shapes and sizes.
It's ideal if you can swim 50 metres. If you are a non-swimmer or have limited swimming ability then please advise as such at the time of booking so that additional arrangements can be made to ensure you are looked after and sufficient coaching cover is available. Lessons are typically held in waist deep water, which make the activity safe and fun regardless of your swimming ability.
This experience takes place on the Tutukaka coast, Northland.


text:
The Washington County Sheriff's Department is investigating the disappearance of Imogene Winslow, an 84 year old white female, 5 feet 3 inches tall, 115 pounds, white hair with brown eyes, and last seen wearing a light blue shirt, light colored pants, and black shoes.
Imogene is missing from Salem, Indiana which is 103 miles south of Indianapolis and was last seen on Saturday, May 18, 2019 at 5:00 pm. She is believed to be in extreme danger and may require medical assistance.
If you have any information on Imogene Winslow, contact the Washington County Sheriff's Department at 812-883-5999 or 911.
This concludes this Silver Alert.


text:
The time have I left in my life is like the money I have. I don't have much of either, so I should put much thought into thinking about the best ways to spend them both.
- The Rev.
Your comment will be posted after it is approved.
Leave a Reply.
A 'desire to learn' is the only thing that will be required of the contributors to this site. A person does not need to have a strong opinion on something to contribute to the conversation. In fact, having questions can often be more appropriate.


text: Our Halloween sale has been a big success. I'm extending it ONE MORE DAY. Today, November 1st, you can shake off your Halloween Hangover with a few more inexpensive but high-quality horror books, include our latest release Hive, the critically acclaimed Creeping Waves, and our most popular title High Strange Horror!


text:
National Energy Conservation Agency (NAPE) was established in 1994 with an aim of popularizing efficient and rational energy usage, above all in the building sector, and the principles of sustainable development.
We specialize in energy consulting, energy auditing and certification of buildings. NAPE is one of the few companies in Poland that elaborate energy performance certificates for complex buildings equipped with advanced technical systems and for public buildings. We train energy auditors, publish textbooks and spreadsheets for the preparation of audits, and issue educational brochures.
NAPE participates in projects co-financed by the European Commission concerned with energy efficiency of buildings, financing modernization of buildings, renewable energy sources implementation, polygeneration, promotion of energy saving, integrated design, and innovative HVAC technologies.
We prepare applications for subsidies from the National Fund for Environmental Protection and Water Management, European Funds, thermomodernization bonuses from the bank. NAPE is also a verifying consultant for the Polish Sustainable Energy Financing Facility PolSEFF. We also verify projects financed by the European Investment Bank.


text:
Councilman Hill Stands
Tough Against the Tide
Manager Johnson Heaped With Praise
Posted December 5, 2017 11:35 am | (1 comment)
LAKE CITY, FL – Last night in City Hall, City Councilman Jake Hill's continued efforts to oust City Manager Wendell Johnson found no support from the rest of the City Council. City workers with gripes, who wanted to remain employed, stayed away, as others lined up behind Assistant City Manager Grayson Cason in a well scripted show of support for the nine year City Manager who has had a sometimes turbulent career in Lake City and who has recently taken hits in the press and with the public.
Shortly after the Council meeting got underway, Mayor Witt told the crowd, "We have quite a few people signed up. Is there anybody that is not signed up who wants to speak to Council?"
Mayor Witt asked everyone to speak as briefly as possible, to be respectful and address the Council.
One by One the Speakers Came to the Microphone
Local business woman Beverly Reed directed her questions and remarks to Councilman Hill, "I just have a very simple question to ask. This is not my comfort zone. My question is directed to Councilman Hill... I am sure I will get an answer that will appease my heart. Are you the one that brought the vote of confidence of the City Manager before the City Council?"
Beverly Reed homed in on Councilman Hill
Councilman Hill responded, "Yes."
Ms. Reed continued, "I'm sure you have a detailed list of things that the City Manager has done: dates, times, events to warrant such a vote that would prove that he's abused the City Manager position. Councilman, if you have that, I'm through."
Mr. Hill responded, "Well, I don't have it, but I do have the people that put me in this position, among other people. I've got City employees, who right now are scared because of that man right there. [City Manager Johnson]
Ms. Reed followed up, "There is nothing but talk and it concerns me."
Mr. Hill: "That's your opinion and I have my opinion."
Ms. Reed: "It concerns me that nothing is in writing... When you were Councilman before, I think this has happened before... Tell me you are not using your position to create a hostile working environment. That's what concerns me."
Mr. Hill responded, "I'm not using my position to harass this man. I am his boss. I'm dissatisfied with his performance. I have the right to do what I am doing. That man right there is unfit to be the City Manager of Lake City. That's my opinion."
Ms. Reed, still wanting specifics, followed up, "Then tell me why."
Mr. Hill replied, "Because of things he has done in the past. I have asked him to do jobs -- do things in my district -- it was a problem. It didn't get done. Anybody else that sits on this board asks him to do something -- it gets done."
Ms. Reed continued asking for something in writing. She claimed Hill was harassing Johnson. She said, "You know, a boss can harass somebody."
Mr. Hill responded, "You know, you're right. That man there has harassed several City employees that walk around scared of losing their jobs. And the sad part about it is, this Council, believes whatever he tells them. That's what they do. They don't do any research on him -- none. Whatever he tells them. That's it."
Ms Reed said, "There is no proof. That is what worries me... but you've answered my question."
Mr. Hill remarked, "I hope there is no hard feelings."
Ms. Reed concluded, "No, there's not."
16 Year Veteran of the City Council Concerned About Trust
Next up to the microphone was former 16 year veteran of the City Council, Glenel Bowden
Glenel Bowden, "People have dissatisfaction."
Mr. Bowden: "I came to talk about what I view as the lack of confidence and trust that I see taking place for our form of government. I walk around the neighborhood and people have dissatisfaction... I know there are people that really have lost confidence in this government... When they start losing confidence in local government, we have a problem, because where else can we turn?"
Mr. Bowden complained about the outburst between City Manager Johnson and Robert Bridges of the City's mainstream media, the Lake City Reporter, opining that Mr. Johnson was supposed to get along with the newspaper.
See: "Lie of Omission": City Manager Johnson Fires Back at Lake City Reporter Editor, Robert Bridges
Mr. Bowden concluded, "You've got to know this. Everybody in this community is not satisfied and there may not be a majority that is not satisfied, but there is enough that people are whispering about what's the next step? ... The person who manages the City has to have the respect and the confidence of its local citizens."
Asst. City Manager Cason.
A Parade of City Workers
Assistant City Manager Grayson Cason came to the microphone. Mayor Witt handed him a list of what appeared to be City employees who supported the City Manager.
Mr. Cason read a letter of support from an unnamed employee.
Mr. Cason then called the roll of many of the City's top brass.
Lurette Burks
Lurette Burks, Director of Procurement, praised the City Manager. "Wendell Johnson stands far above the rest. He exemplifies the moral character, ethics, and overall knowledge in all aspects of City government that far exceeds his predecessors."
Ms. Burks said she was disappointed to see a vote of confidence on the agenda for Mr. Johnson.
Roland Luster, the airport manager was next. He said, "I want to thank you for allowing me to address you and show my support for the outstanding job Mr. Johnson is doing."
Roland Luster
Mr. Luster continued the theme, "For the past few months a very small group of people have showed a disagreement with Mr. Johnson and has turned this disagreement into a public character assassination of him."
Mr. Luster claimed that the disagreements were vindictive and he thought "this had to stop."
Mr. Luster's appointment as airport manager was steeped in controversy when Mr. Johnson veered from accepted hiring practices and anointed Mr. Luster to the job.
Paul Dyal
Next up was Paul Dyal, Assistant City Manager of Utilities and Public Works. In some City circles, Mr. Dyal's appointment and job reclassification was another controversial issue.
Mr. Dyal told the City Council: "I'm not a politician. What I've seen at the last few council meetings over the last few months is a disgrace... Once you get chatter started that there is divisiveness in our government, that's bad. It's bad trying to come up with explanations or reasons why it happens. Why the Council, our governing body allows these things to happen... I've already had one granddaughter move away from Lake City because there are not many good job opportunities here... We need good government."
Last in the Roll Call: Police Chief Argatha Gilmore
Lake City Police Chief Gilmore
In and about 2008-09, Police Chief Gilmore came to Lake City. It was an appointment steeped in controversy, discord, and rumors. From the beginning, Councilman Hill has not been a big supporter of the Chief and the feeling appears to be reciprocal.
However, Chief Gilmore has toughed it out and is well liked in the community. It is believed that when City Manager Johnson leaves Lake City, the Chief will not be far behind.
Chief Gilmore: I want to look the City Manager in the eye and say I support you and I appreciate you for the opportunity that you gave me to be a police chief, which is my dream... Healthy debate is good, but when it is a character assassination, when it's hateful and spiteful all of those vindictive things come into play ... I think we need to be role models to those who look upon us as leaders in the community... Let's put a stop to all this evil and all this hatred that's going on. That's the core of everything that we are seeing."
Praising Caesar
Assistant City Manager Cason Wraps it Up
Mr. Cason told the Council, "We're all very in sync and hopeful that Council can find a way to extend Mr. Johnson's career -- keep the momentum going. Wendell Johnson is a good City Manager."
Councilman Hill
Councilman Hill Not Dissuaded
Mr. Hill was not dissuaded by the comments and made a motion to fire City Manager Johnson.
Mayor Witt asked for a second. There was none.
The motion died for lack of a second.
Councilman Ward
Councilman Ward asked the Mayor for permission to make motion, which was granted.
Mr. Ward said, "I would like to move for an affirmation vote for support and belief that Wendell Johnson as our City Manger and should continue to be our City Manager until he's ready to go or the full council is ready for him to go."
The City Manager serves at the pleasure of a majority of the City Council. That is three members, not the full Council.
Mayor Witt asked, "Is that your motion? Is there a second to that motion?"
Councilwoman Moses seconded the motion.
Mayor Witt: "We have a motion and a second. Is there any discussion?"
City Attorney Fred Koberlein Whispers Into Action
Attorney Koberlein began whispering with Councilman Ward.
Councilman Ward (left) and City Attorney Fred Koberlein, shortly after the whispering incident.
Mr. Koberlein announced, "Mayor, there may be a problem with the motion as to full support." He did not elaborate.
Mr. Ward said, "I withdraw that portion of it."
Without explaining, Mr. Koberlein said, "I think we all understand Mr. Ward's point."
Mayor Witt: "Right." "I support Mr. Johnson. He's never misled me. I think he's done a great job. He never said anything that's untrue that I'm aware of."
Ward followed up, "I've been here 20 years. Mr. Johnson is the best City Manager I've ever served with.
Council persons Moses and Jefferson had nothing to add.
The Mayor asked for the vote.
People in the audience were asking what the motion was.
The clerk called the role, 4 in favor, Hill against.
Mayor Witt then appointed Councilman Hill as Vice Mayor for 2018.
City Manager Wendell Johnson
City Manager Johnson: The Last Word
Before the meeting was adjourned, Mr. Johnson said he appreciated the vote of confidence.
Ratcheting back his rhetoric, he told the Council, "I do my best. I am an honest man. I have character and values... I make no secret about it; my plans for the future include retirement. I'll be 69 my next birthday. I've always planned to retire when I felt comfortable with it. I want to give the Council ample notice to find a successor when I do choose retire. Thank you -- everybody that knows me and supported me. I appreciate that more than you can know."
It was a good way to end the meeting.


text: Law-abiding Californians are in grave danger after the state was declared a sanctuary state for illegal aliens. The acting director of ICE says Democrats are putting politics ahead of public safety. It's time to pull federal funding from any state or city that provides refuge to illegals. And elected leaders should be arrested.


text:
I'm trying to find a mod that can ….. (here is my situation)
some of my publisher who owns a zone called zone_a tried placing his ads code inside other website
that has more traffic so that he can earn more from me through the CPM.
i need something that can help me prevent this kind of situation.
any of your product that u can recommend me?
According to you, publisher can paste his code in his own site only, is it right?
Suppose, he is trying to paste this invocation code in other site than invocation should not display any banners and should not log in database, is it right?
This below mod which blocks ads according to user IP address (for advertiser).


text:
Top of the Town is one of those wedding venues that we as Washington DC wedding photographers love. Like the name suggests the wedding venue is located on the top of a building in Arlington. From its floor to ceiling windows and the balcony one can see most on the monuments in the Washington DC mall.
We were very excited to photograph Kris and Kevin's elegant wedding there! From the moment we met this laid back and fun loving couple we knew that their wedding would be great! It was the second marriage for both. And one of the cool fact about them is that they share a love for succulents, in fact so much that they took a succulent planting class together!
Kris has two kids from her previous marriage who together with her niece were included in the wedding ceremony. In place of readings the son and daughter gave speeches during the ceremony to say how much they loved their mother and welcomed Kevin as part of their family. And the niece sang a beautiful song in honor of the couple!
At the wedding reception later on everyone got crazy on the dance floor to great selection of 80's and 90's tunes! And the night concluded by us taking couple's photos of the newly weds on the balcony with the Washington DC monuments in the background!
Thank you Kris and Kevin for allowing us to be part of and capture your special moments on your wedding day!


text:
Each light contains two different types of LEDS (for both a focused and dispersed beam), makes you visible up to 3 km away, and gives you 270° of side visibility.
At riskier moments on the road (e.g. at junctions or approaching car headlights), ICON2 reacts by automatically flashing brighter and faster to make sure you stand out.
The See.Sense Mobile App lets you personalise your light settings and gives you low battery alerts straight to your phone. You can also pair ICON2 with cycling head units using ANT+.
ICON2's technology detects any road issues or unsafe routes you face on your ride. You can then share these ride insights via our app to help Planners upgrade roads and boost cycling safety.
Notify an emergency contact if you're in a crash, and receive notifications if your bike is moved when you're not there.
Our brand new Ride Stats feature includes your distance travelled, calories burned, fuel saved, fun facts about your rides and more unique stats.
Rest assured, all your ride insights are anonymised and when your lights are off, we're off.
ICON2 automatically turns on when you move your bike and off after 3 minutes of inactivity.
Each light weighs under 50 grams (including its secure tool-less mounting) and is water sealed to IP67 standard.
ICON2 can adjust brightness levels to conserve battery life and IS easily recharged with any standard micro USB charger.
Each light comes with a standard seat post mount and an aero post mount, plus 5 mounting straps, making it easy to attach to any bike.
Always have the latest version of firmware by updating your light over-the-air via our app.


text:
The last lender you'll ever need.
Welcome to On Q Financial.
Finally, Mortgages Simplified
The last lender you'll ever need.
Welcome to On Q Financial.
Finally, Mortgages Simplified.
Our Mission
We're simplifying the mortgage process and making the dream of homeownership a reality. For everyone. We believe The Dream is Inclusive™.
Why we do it
You want your dream house and we want to help you get there. That's why we've built the most intuitive lending experience in the U.S. From low rates to the best in customer service and technology, you'll never feel alone again in your home buying process. Here to help every step of the way, the mortgage experience has never been simpler than when you're with On Q.
Home is where On Q is.
We bring our hearts with us into every interaction.
At On Q Financial, we make Mortgages Simplified™. On Q Mortgage Consultants provide you with outstanding counsel and guidance. Our streamlined process and superior customer service eliminate the confusion, stress, and delays often associated with other mortgage companies.
When you're with us, you're home.
How we do it
Low, low rates and excellent service.
Believe us, we understand that the home buying process can be complicated. That's why we separate ourselves from other banks and lenders by making our loan process as quick, simple, and transparent as possible. The cornerstone of our business is providing low mortgage rates for our clients. We secure the best options for you, every time. And you don't even have to ask.
Service and technology made for your future.
It's a new decade and you need mortgage technology that doesn't feel like it's from the roaring 20's. On Q Financial empowers you with our Simplicity mobile app and with Mortgages Simplified, our automated verification process. Apply, scan, send documents, and receive loan updates all from your phone. Stay in contact, check your progress, and see mortgage payment options. Get your mortgage your way, anytime, anywhere. Welcome to the future.
- Available wherever you are, whenever you are
- Contact your Mortgage Consultant directly, any day, any time.
- Transparent and trustworthy rate quotes
- Avoid the smoke and mirrors you'll find elsewhere. Only upfront rates here.
- Loan estimates when you need them
- Type in your qualifying data and receive your rate quote remotely.
- Never get lost again
- Life happens everywhere, so we do too. Log in from wherever you are any time to see exactly where you're at in the process and keep moving toward the finish line.
Mortgages Simplified
Say goodbye to paperwork, and hello to the simple life. No need to run around searching, printing, copying, and delivering documents. Simply connect your accounts using our Mortgages Simplified automated verification process and we'll take care of the rest. Learn more about Mortgages Simplified.
More ways to say yes with On Q
- Upfront Loan Pre-approvals
- Go beyond a prequalification with our upfront underwriting to put your best offer forward.
- Delegated Lending Programs
- Low Down Payment**
- Occupancy & Property Solutions
- Qualifying Solutions
The Dream Is Inclusive
At On Q Financial, we believe in making the dream of home ownership INCLUSIVE – to everyone! We strive to enable all Americans from any background to have the opportunity to own their dream home. On Q is the first in the industry to have full multilingual lending support for Spanish, Russian, and Simplified Chinese. We also have dedicated multilingual marketing, mortgage consultants, and support staff. In 2019, we introduced our Dream Is Inclusive Scholarship – three scholarships in celebration of the languages we offer under our Multicultural Advantage program.
On Q Gives Back
As a reflection of our mission to be the best independent mortgage banker in the industry, we've created On Q Gives Back. This is our way of helping those in our communities that are most in need. It is our deep belief that The Dream is Inclusive™. Whether it's through sponsoring charity events, or rallying for company-wide supply drives, we are constantly placing On Q Gives Back at the top of our priorities. Read more about how we're affecting charities across the U.S.
For over 15 years, On Q Financial has been partnering with realty agents to offer their clients competitive mortgage rates. Realtors enjoy flexible loan options, smooth closings, and a consistent experience they can trust when working with us. Learn more about why Realtors love On Q Financial.
On Q's Builder Division is your partner in construction mortgage services. Whether you're a builder or developer, On Q can help deliver a best-in-class home buying experience. From application to closing, On Q leverages all of our tools and resources to help you sell homes. Learn more about why Builders love On Q Financial.
Who We Are
Leadership Team
John Bergman
Before opening On Q Financial in 2005, John Bergman originated and funded 450 units a year as a loan officer. He founded the company with just $1M of personal life savings—committed to his vision for building the best independent mortgage organization in the industry.
Most importantly, John Bergman is a visionary leader– always thinking of ways to improve On Q. He has learned that agents of change are critical. Individuals who act as catalysts for change are the leaders that can make a company special, and we have many leaders with these attributes at On Q. We move fast and rapidly improve, striving to get better at what we do every day.
Shirley Boynton
Senior VP, Compliance
Shirley has been in the real estate industry for over 30 years. Her adventure with On Q began in 2009, as the Operations Manager of the Scottsdale Operations Center. Because of her vast knowledge of Mortgage Lending and the need for a strong compliance platform, she was promoted to Senior Vice President of Compliance in 2011. As a leader vital to the growth of On Q, Shirley has remained dedicated to insuring the company has a healthy compliance program.
As part of the executive team, she is focused to driving the success of the firm through collaboration and innovation of all business units.
Michael Owens
Senior VP, National Operations Manager
Michael has worked in the mortgage industry for more than 25 years. Starting out as a Post-Closing Manager, he has held a variety of positions, including Closing Manager, Operations Director, Senior Credit Risk Manager and Director of Real Estate/Due Diligence. Michael joined the On Q team in August 2016 as Regional Operations Manager for the Southeast Region. Michael made an immediate impact in the Southeast Region due to his extensive expertise, his dedication, and his drive to achieve results.
When Michael is not at the office, he is working on his farm in central Georgia, remodeling his home, or cooking.
Shane Miller
Senior VP, National Sales Manager
Shane Miller has been in the business for nearly two decades and with On Q since 2013 and has consistently been a top producer with the company. He brings both leadership and team player mentality that he cultivated while he served in the Army. He leads On Q's sales team through service and growth, as well as expanding into untapped markets. His goal is to continue to deliver world-class service and innovative tech while breaking into new markets. Miller brings leadership, experience, and attention to detail to On Q as he continues to help the company continue to grow and break the mold in the mortgage industry.
Brenda Hedeen
Chief Financial Officer
Brenda has been a Finance Leader in the mortgage industry for 6 years with 15 years of experience in finance, accounting and business management. She saw an opportunity to challenge industry norms and joined On Q due to the culture of results-driven innovation.
Brenda focuses on continuous improvement toward efficient processes and productive relationships, ultimately creating a solution-based culture that drives and protects net margins. She brings her leadership, experience, and tenacity to make On Q the best independent mortgage lender in the country and continue to make the dream of home ownership a reality for everyone.
Join On Q Financial Today!
**Although there are low down payment options, additional funds may be due at closing. Information and program terms and conditions are subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply.


text:
BVM makes our Diesel or Electric powered hydraulic power units to customer specifications at our Denver, Colorado USA factory. They can be built with the top storage bin for hoses and accessories, they can have dual diesel engines. DIESEL or ELECTRIC – BUILT TO SPECIFICATIONS SINGLE ENGINE, OPTIONAL DUAL ENGINE AND TOOL BIN SHOWN
Main Office: 303 975 14 02
Toll free 8779751402
Fax 303 975 0981
Latin America Sales: 713 689 08 79
( se habla español)
430 S Navajo St.
Denver, Co 80223 USA
Corporate sales
Latin America


text:
Hi There! Is this Your First Time?
Did you know if you Register you have access to free search tools including the ability to save listings and property searches? Did you know that you can bypass the search altogether and have listings sent directly to your email address? Check out our how-to page for more info.
- Price$89,000
- Acres0.50
Upper Oil Camp Road, Cleveland SC, 29635 MLS® #1377182
Land in None Cleveland SC
One of the last remaining buildable lots in the historic Caesar's Head community. Located on a private road. Caesar's Head is a community of time-gone-by with a mountain character and feel. Nothing fussy about this place. Incredible community with many properties owned generationally with a feeling of legacy. This lot backs up to community owned property with a small creek at the bottom. Gorgeous hardwoods, rhododendron and mountain laurel cover this lot as well as line the roadside of Upper Oil Camp. There is a community association that is not mandatory, but application for membership is available which will offer access to the heated pool, clubhouse, tennis courts, historic lodge and full-time resident caretaker. Amazing sense of community. Nearby are tens of thousands of protected acres with hundreds of miles of hiking trails, including the Mountain Bridge Wilderness Area and Dupont State Forest. This lot is walkable to the famed Caesar's Head lookoff. Also nearby - Brevard, NC (20 min), Hendersonville, NC (30 min), Greenville, SC (45 min).
Essential Information
- Price$89,000
- Acres0.50
- TypeLots/Land
- Sub-TypeResidential Lot
- StatusActive
- AmenitiesNone
- FeaturesNone
School Information
- ElementarySlater Marietta
- MiddleNorthwest
- HighTravelers Rest
Community Information
- AddressUpper Oil Camp Road
- SubdivisionNone
- CityCleveland
- CountyGreenville
- StateSC
- Zip Code29635
- Lot DescriptionHardwood, Heavily Wooded, Pines, Sloping
Listing Details
- Listing Agent:Tom Marchant
- Listing Office:Marchant Company, The
Listings provided courtesy of the Greater Greenville Association of REALTORS®, Copyright 2020.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing information last updated on March 31st, 2020 at 8:01pm CDT.


text:
KU News Release
Feb. 3, 2011
Contact: Alison Watkins, International Programs, 785-864-4963
Students with interest in international studies named Global Scholars
LAWRENCE — Fifteen sophomores at the University of Kansas have been named Global Scholars.
The 15 students come from disciplines across the university. They were selected for their demonstrated interest in global and international studies, plans for studying abroad and potential for continued high academic achievement and leadership.
The new program is coordinated by Juliet Kaarbo, director of faculty programs for International Programs.
Each student will participate in a three-hour seminar taught during the spring semester; be paired with a faculty mentor with similar interests for the remainder of his or her undergraduate studies; and present research on global and international studies during the spring semester of his or her senior year.
The first Global Scholars will complete an interdisciplinary seminar called "Truth in a Global Society," taught by Brent Steele, associate professor of political science, and will receive a $1,000 scholarship to be applied toward a KU-approved study abroad program.
"This is a fantastic opportunity that supports some of our very best students with international scholarly and career interests," Kaarbo said. "The first cohort is strong, with an average GPA of 3.9. The program will really make a difference in these students' academic experiences at KU."
This program is supported financially by a gift from KU alumnus Richard Paegelow.
The 2011 Global Scholars are listed below by hometown, major, parents' names, high school and faculty mentor.
From Arkansas City 67005
Sara Sneath, sophomore in journalism and sociology; Lisa Thyfault and Gene Sneath; Arkansas City High School; Barbara Barnett, associate professor of journalism
From Lawrence 66046
Jeff Miller, sophomore in Latin American studies and anthropology; Ann and Byron Miller; Bishop Seabury Academy; John Hoopes, associate professor of anthropology
From Lawrence 66049
Sarah Stern, sophomore in journalism and Latin American studies; Joan and George Stern; Free State High School; Melissa Birch, associate professor of business
From Ottawa 66067
Jay Patel, sophomore in psychology and Spanish; Sunil and Mitesha Patel; Ottawa High School; Ludwin Molina, assistant professor of psychology
From Overland Park 66223
Joshua Dean, sophomore in political science and economics; Tom and Peggy Dean; Blue Valley High School; Mariya Omelichea, assistant professor of political science
From Shawnee 66216
Laura Weaver, sophomore in political science and economics; Mary Ellen and Gary Weaver; Shawnee Mission Northwest High School; Brent Steele, associate professor of political science
From Manhattan 66502
Taylor Patterson, sophomore in ecology and evolutionary biology; Jami Ramsey and Robert Patterson; Manhattan High School; Craig Martin, professor of ecology and evolutionary biology
From Salina 67401
Ryan House, sophomore in human biology; Linda Lawrence and Ray House; Salina Central High School; Steve Schroeder, director of the Bureau of Child Research
From Cheney 67025
Samuel Casner, sophomore in linguistics and philosophy; Rex and Elle Casner; Cheney High School; Ann Cudd, professor of philosophy
From Wichita 67208
Amy Sinclair, sophomore in microbiology and Russian; Leland Sinclair and Kirsten Johnson; Wichita High School East; Susan Egan, professor of microbiology
From Wichita 67230
Matthew Werner, sophomore in electrical engineering and computer science; Brian and Mary Werner; The Independent School; David Petr, professor of electrical engineering and computer science
From Wichita 67235
Alexandra Chase, sophomore in psychology and international studies; Stan and Melanie Chase; Wichita Northwest High School; Glenn Adams, associate professor of psychology
From Berryton 66409
Sarah McCabe, sophomore in journalism and English; Dawna and Mark McCabe; Shawnee Heights High School; Katie Conrad, associate professor of English
From Topeka 66614
Kathryn Fankhauser, sophomore in environmental studies and French; Greg and Sally Fankhauser; Washburn Rural High School; Beverly Mack, professor of African and African-American studies
From Jiangsu
Shenji Pan, sophomore in mathematics and economics; Jian Pan and Yuxin Huang; Jiangsu Province Changshu High School; Dennis Karney, the Ned N. Fleming Distinguished Teaching Professor, School of Business
The University of Kansas is a major comprehensive research and teaching university. University Relations is the central public relations office for KU's Lawrence email@example.com | (785) 864-3256 | 1314 Jayhawk Blvd., Lawrence, KS 66045


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Fresh Spring Rolls with Peanut Sauce
Spring rolls are great for summer and entertaining guests. Looking for something to bring to a potluck? Do you have a dinner party in the plans? Trying to impress a date? Or do you simply want something beautiful, healthy and delicious to eat? You must make these spring rolls!
Julienne your favorite veggies (and keep in mind the colors) – I like carrots, radishes, red cabbage, yellow peppers, a little basil and cilantro, and you can even add edible flowers to make them even prettier! Find any rice paper wrapper at your store, like this one, and follow the instructions on the package to tightly wrap up your veggies. Check out this 30 second video for a tip! (It took me a few times – and some frustration – to get it right so don't give up too quickly!)
Then, create the peanut sauce that makes this dish addicting!
1/2 cup peanut butter (you can use salted or add salt)
1 1/2 Tbsp soy sauce or tamari
2-3 Tbsp brown sugar
1/2 lime, juiced
1/2 tsp chili garlic sauce (you can find this in the Asian section at the supermarket)
1/2 tsp fresh grated ginger
enough hot water to thin out the sauce
Mix everything together and it's time to taste test!
Enjoy 🙂


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I can't believe I've almost left it two weeks without posting!! In my defence, life in a capital city can be veerrryyyy fast-paced, dahhhhling!
Anyways, I write to you curled up on my sofa-bed – #StudentLife – with a cup of ginger tea and an IKEA lemon candle beside me… sounds perfect, right? WRONG! I naïvely thought that moving to a different country would mean that I would escape the dreaded Freshers' Flu. Turns out, it's actually worse here! So here I am, surrounded by pills and potions, and this strange throat spray the little, old pharmacy lady made me buy. But onto the my main stories of the week!
So it's around 7:45pm, I'm running late for an evening out – as usual -and my gorgeousss bestie, Marie Carstens, is waiting for me by the door. So, feeling the pressure from Marie's very matriarchal glare, I quickly gather my things and head out of the house looking rather disheveled. We have a few drinks, the night finishes, everyone heads home and Marie and I stop to grab the essential 'End of the Night Kebab'. We arrive back at my apartment, kebabs at the ready, and I am immediately filled with dread… I've left my keys inside my apartment.
You should have seen us. I transformed into this camp, and slightly tipsy, wannabe version of James Bond, and Marie was my glamourous Bond Girl – well, as glamourous as you can be with kebab in hand. One hour and many bobby-pins and loyalty cards later, my landlord sends out a locksmith. This guy came with A SHEET OF PLASTIC, opens my door in less than 20 seconds and then has the nerve. The audacity. To charge me ONE HUNDRED AND TWENTY EUROS! So, after successfully breaking into my own apartment, I sat there. On my bed. Dramatically crying to myself whilst tucking into my cold kebab. Well, I certainly won't be forgetting my keys again, I can tell you that.
In other news, we paid a visit to gorgeous city that is Bruges 😀 Yayyyy!
I still find it amazing that this crazyyyy little country never ceases to amaze me! Visiting Bruges was literally like falling into a Harry Potter-esque novel. It had winding streets and kooky boutiques, cobblestones and medieval buildings, it even had it's own mini canal system! It's like Belgian Venice for history buffs. As we left the train station we used our tourist intuition and walked toward the biggest building we could see. We passed through the super quirky, and seemingly uninhabited, suburban part of the city and found ourselves stood in front of this towering cathedral on the doorstep of the city. And, as we headed towards the shop, we saw it… A MINI BOAT RIDE DOWN THE CANAL! The best €8 I've ever spent. We saw it all on that little boat, amazing architecture, stunning views of nature, the best places to buy beer and, even better, GIANT SWANS! – I'm not kidding. They were huge; the Queen would be insanely jealous. After regaining our land legs we decided to visit all the places we'd spotted on our boat trip. We took selfies with the swans, had a photoshoot by the lake and, of course, had to sample the famed Belgian waffles and fries! – Because screw gluten-intolerance! After an afternoon of exploring quirky shops, gorging on chocolate and having a quaint game of cards at a little park by the lake, it was time to head home and wish bonsoir to Bruges!
With every adventure I have in this colourful and lively country, I find myself growing more and more attached. I don't think I'll ever want to leave! I can't wait for my next trip 😀


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Our CSR Initiatives – WE CARE
MFC has always believed in giving back to the community by actively supporting initiatives and projects. In particular, we give generously of our company's time and financial resources for a range of social causes.
Society Involvement
We at MFC consciously safeguard the health and safety of all employees, as well as the community. The company operates on the 'Reduce, Re-use and Recycle' philosophy, helping us minimize waste.
MFC has been supporting a number of charitable activities in the community and sponsoring children's education over the years.
Our donations are made to charitable organizations, to assist in their fund-raising efforts or to help fund specific requirements