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Are you concerned about what you may or may not be getting with dental insurance?
That one plan, might fit you better than another?
You're in luck because we've created this helpful guide where you can easily compare the pros and cons of the top affordable dental insurance plans.
And, as you'll discover below, not all dental insurance plans are created equal. While each have their own unique advantages, some far outweigh others.
And in certain circumstances, not having dental insurance is the best option (if that's you, we'll let you know what your best alternative, too).
Continue reading below and we'll show you how to pick the best budget-friendly dental insurance for you.
- No limit to your spending
- Save between 10-60% on most dental services
- Plan is active within 72 hours of purchase
- Coverage is available within the first month
- Guaranteed acceptance
- Cover most major procedures (tooth implants, dentures, bridges)
- Save 45% on on most dental services
- Annual maximum of $1,000
- Dedicated to older people and those with Medicare
- Claims are paid without filling any form
- Annual maximum of $1,500
- More people on your plan means more savings
- Possible to buy also outside of work
- Save 30-45% on average on on most dental services
- Coverage includes emergency care
Whether you need a tooth extraction, a cavity filled, a regular cleaning, or even an implant, dental insurance can cover most or all of the costs.
But let's back up for a second: what does a dental insurance policy do exactly?
At its most basic, dental insurance is similar to (but not exactly like) health insurance. You pay a monthly premium and get certain oral health services covered, whether completely or partially with a co-pay. We'll get into the details of how insurance works below.
Best 5 Most Affordable Dental Insurance Companies
First, let's get to the main question you're probably asking, "How do I know what insurance plan to choose?"
You're not alone in asking this question. So below, we'll cover the top 5 the most affordable dental insurance plans on the market right now.
Cigna Dental
Cigna has everything from super simple, cheap plans to more pricey, comprehensive plans. Although it has a dentist network that's on the smaller side, it still covers a lot of services out-of-network.
- Best for braces, crowns, veneers and root canals
- Diverse set of plan options
- Covers the full price of exams, cleanings, and X-rays twice a year
- Small network of dentists
With Cigna, you can save up to 39% on a plan with three people. You can spend as little as $31 per month, which is not a bad deal.
Spirit Dental
Spirit Dental gets it. They have affordable plans, a super easy signup process, and guaranteed acceptance. What more could you want in a dental insurance company?
Operating under Direct Benefits, Inc., Spirit Dental offers individual and small group private dental, disability, life, and vision insurance.
- Best for implants and major work
- Up to $5,000 payout
- Three cleanings per year
- Plans for individuals, families, or seniors
- Not for people who only need standard dental care
As for the cost, they have plans with annual premiums that start at $1,200 for the first year, then go to $2,500 the second year, and then go to $5,000 in the third year and each year after that. Alternatively, you may be able to get a flat annual rate of either $1,200 or $5,000, depending on where you live.
Humana Dental Plans
Humana is one of the most well-known and trusted insurance companies out there. Their dental plans are more geared toward older folks and those with Medicare.
- Best for seniors on medicare and retired military
- Up to 45% discounts
- One-time deductibles available
- Save up to $35 when you buy dental and vision together
- Not all plans have orthodontic coverage
- Enrollment fee
After the one-time enrollment fee of $35 (and other fees totaling $1.70), you'll pay a monthly premium of $21.24. This comes with an annual maximum of $1,000 (excluding discounts).
Guardian is another very trusted name in the dental world, providing plans for individuals, employees, and groups. Convenience is a big thing with them — they don't require you to fill out claim forms, and they pay claims in less than two days.
- Best for groups and employees
- No claim forms to fill out
- Save up to 54% on dental services
- Individual plans only available in a few states
On the low end, you can get a plan for $22 a month with an annual maximum of $1,500. The more people on your plan (up to three), the more you can save.
Metlife offers individual, group, and employee PPO dental plans as well as plans you can take with you if you transfer jobs. With low premiums and even emergency dental care, MetLife is another trusted name in the health world.
- Best for preventive dental care
- Emergency dental coverage
- Low monthly premiums
- Can have a waiting period of up to 12 months
You can grab a plan for as little as $23 a month with a $50 deductible, and this includes regular twice-a-year cleanings and an X-ray every 36 months.
Do you need dental insurance?
By the end of 2016, about 33% of Americans did not have dental benefits. That's a lot of people. And now you may be wondering, "Should I join that group of uninsured Americans?"
As you can probably tell, the monthly premiums vary depending on your location, insurance company, and the plan you choose. Even though the cost of insurance may concern you, the cost of dental work without insurance is even more concerning.
Also, dental insurance is not exactly like health insurance. The idea of insurance is to protect you from the worst-case scenario, and the worst-case scenario with dental issues is much less risky than with health issues.
Typically, you spend somewhere around $600 a year on premiums. If you have a normal year with regular cleanings and exams and no insurance, you'd probably spend around $400. So if you do have insurance and nothing serious happens in terms of your oral health, you'll actually end up losing $200 for the year.
But that's assuming you'll have a good year of oral health.
If you do need extra work to be done — like filling a cavity, a root canal, or even a crown — it would be better if you already have an insurance plan.
But remember, dental insurance plans have annual maximums, usually around $1,000. This means that once your dental care exceeds $1,000 for the year, you pay everything above that.
In addition to that, you're still responsible for paying the co-pays, which can be up to 10% on preventative care, up to 20% for fillings, and up to 50% for root canals.
Also, keep in mind that not every dental insurance plan covers orthodontic or cosmetic services (like braces or dental implants). So if you think you'll need these things in the near future, you may want to find a plan that will cover them. For example, if you're a senior citizen, it's likely that you'll need extra oral care as enamel degrades as we age.
Is dental insurance worth it?
Well, think of it like this: by the time you need dental work, it may be too late to get a plan.
Many dental plans have waiting periods, so if you wait until you need dental care, too much time may pass for you to get the problem fixed in time. This was implemented by the insurance companies to keep people from doing this (insurance companies do have to make money).
So for example, you may not be covered for a root canal for the first year you have insurance — the reason they do this is because people who need a root canal need one immediately. If there were no waiting periods, people could very easily take advantage of insurance companies (which would then go out of business.
An alternative (or supplement) to dental insurance is to find an affordable dental plan. This is not an insurance plan, but a discount dental plan that can help you save up to 60% on any and all dental services. And the annual price for the plan is often cheaper than insurance (usually under $200 a year, sometimes under $100 a year).
So the verdict? It's smarter to get some sort of dental coverage now, whether it's insurance or a discount plan.
Good dental insurance – what should it be?
If you decide to get dental insurance, what should you look for? What are the characteristics and costs of good dental insurance?
There are three main types of insurance plans to consider: PPO, HMO, and indemnity plans.
PPO plans (preferred provider organization) are the most popular type of plans. They allow you to see dentists outside of your designated (or "preferred") network and even cover some of the costs, but you'll usually get a discounted rate if you see a dentist within the preferred network.
HMO plans, on the other hand, only cover dental care costs if you visit professionals within a limited network. You will not get any coverage help if you go to dentists who do not participate in the network for you plan.
And finally, there are indemnity plans. These plans let you see any dentist you like and covers a percentage of the cost. However, there are no special discounts for seeing certain doctors (as with a PPO).
Dental Insurance Coverage
This comes down to what you need, or what you think you'll need.
But ideally, you'll want an insurance plan that fully covers routine care — regular cleanings, exams, and X-rays. It should also have some sort of coverage for other common but not regular dental services, like cavity fillings and root canals.
As for extra services, like orthodontic and cosmetic procedures. If you find a plan that covers those types of care, you'll probably be looking at a much higher premium.
Dental Insurance Cost
The best-case scenario is to find a plan with a very low premium that covers all the basic services. Based on the plans we covered above, you can find a decent plan for $20-30 per month and have all of the regular services covered.
You'll also want to look for a plan with a high annual maximum. That way, it will be less likely that you will have to pay out-of-pocket expenses.
- Dental insurance helps cover basic dental services as well as some complex services and procedures
- Most people will be able to find a dental insurance plan that fits their needs, it's just a matter of doing the research
- Every person should have dental coverage, whether it's dental insurance or a discount dental plan
- Out of the three types of insurance plans (PPO, HMO, indemnity), it's important to know what services are covered and how much the premium is
- It's also important to know how much you could potentially end up paying in the worst-case scenario (see what the annual maximum is)


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Announcing CYBERsitter BLACK
Our newest product is a small device, a little thicker than a deck of cards, that plugs into your router to protect every device on your network. This includes computers and laptops, smartphones, tablets, gaming consoles, cameras, or anything else that is connected to your wired or WiFi network. There is no software to install and all devices are instantly protected.
Now you can stop malware, phishing, ransomware, cryptomining, spambots, annoying advertising, tracking cookies and other dangerous or privacy invading code. Of course, since it is a CYBERsitter branded product, it also blocks pornography and other adult oriented material as well as several other categories. And, we are busy porting over our full catalog of CYBERsitter filters to BLACK compatible block lists.
We spent four years developing and testing CYBERsitter BLACK so that it would be easy to use and be a valuable tool for everyone, even for households without children. We paid special attention to protecting your privacy and helping you create a "personal internet" that gets rid of the things that pose dangers, or are simply annoyances you can live without.
When you install CYBERsitter BLACK, it is belongs to you. All your data stays there, on the BLACK, and no one records or monitors your internet access habits. Dangerous sites are blocked automatically, usually within minutes of them being created. Your selected blocklists are updated every morning and best of all, it is a one-time purchase. Your daily updates are FREE, and there are no recurring fees of any kind.
To learn more about CYBERsitter BLACK, click here.

subset: commoncrawl


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Adam Newman is facing difficult decisions this week on The Young and the Restless and it seems that actor Justin Hartley has tough choices to make off-screen as well. As many fans know, he has a new show premiering this fall on NBC titled This Is Us and viewers wonder if he will depart Y&R to focus on primetime. What's known so far?
Justin Hartley will be taking a break
Previously, Justin Hartley had detailed that he would be taking a break from TheYoung and the Restless this fall, and it looks like that break will likely be starting soon.
Adam, Chelsea, and Connor were planning to go on the run, but Y&R spoilers tease that this plan may have to be shelved and it sounds as if Adam will be written out in some way for a while as Chelsea and Connor return to Genoa City and get closer to Nick.
As Soap Opera Digest shared online, Hartley has indicated that he is glad that he is not the person who will ultimately have to make the decision whether he can continue with both Young and Restless as well as This Is Us. Of course, it is not unheard of for actors in the land of soap operas to be on two shows at once.
Tristan Rogers bounces back-and-forth between Y&R and General Hospital, and a handful of other actors have parts on two shows at once as well. However, that may be harder to orchestrate in Justin's situation.
In the recent print edition of Soap Opera Digest, an insider shared that ultimately Hartley is ready to leave Young and Restless behind to focus on primetime exclusively. The insider reports that there are no hard feelings for him toward the soap, and that Justin has enjoyed his time on Y&R, but that it is unlikely that he will return after this break.
IsYoung and Restless working on recasting the role?
SheKnows Soaps indicates that the show recently put out a casting call for a character that sounds a great deal like Adam Newman, but recasting this character after bringing Hartley in to replace Michael Muhney might be a tough transition to do with viewers. Muhney's firing prompted a lot of outrage for fans, but Justin has managed to win many back over.
Can someone new do the same, or will Adam need to just stay off the canvas?
At this point, neither CBSnor Justin Hartley are saying anything official other than the fact that the actor will take a break for a bit as NBC's This Is Us ramps up and premieres. What do you think the show should do about Adam Newman if indeed the actor leaves for good?


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Market Research Future, with their unique quality of simplifying the Market Reports, presents yet another extensive study Report – "Global Runtime Application Self-Protection Market"– Market Analysis, Scope, Stake, Progress, Trends and Forecast up to 2022
Runtime Application Self-Protection Global Market – Overview:
Runtime Application self-protection is a next generation security feature, which is associated with the runtime application. Modern security consists of various loopholes and fails to protect all the apps. Runtime application self-protection is capable of self-diagnostics and self-protection of apps in real time. Increasing cybercrimes high proliferation rate in the mobile security are the key drivers for this market.
According to the Scholar (MRA) of Market research Future, the Global Runtime Application Self-protection (RASP) Security market will witness growth at a great deal with a record breaking CAGR during the forecast period. The increasing need to improve the quality of security is one of the primary factors driving this market's growth. Detecting advanced network attacks, especially the ones that directly target application for data thefts is quite a Task for organizations. Moreover, the majority of companies use complex web applications for their everyday business processes, which has greatly boosted the demand for advanced security solutions. Additionally, the volume of data in organizations including records, web-log files, and social networks is growing significantly. As financial assets mostly exist in the form of digitized information, organizations in the BFSI sector require RASP security solutions to prevent fraud and unauthorized payments and to track the large volumes of data generated efficiently states the Scholar of MRFR.
Runtime Application Self-Protection Global Market: Key Players
RASP Global Market key players are- Veracode (U.S.), Waratek (Ireland), Cigital, Inc. (U.S.), Wipro (India), Optiv Inc (U.S), Hewlett-Packard (U.S.), WhiteHat Security (U.S.), and other prominent players include of VASCO Data Security International, Inc. (U.S.), IMMUNIO (Canada), Prevoty (U.S.), Promon AS (Norway) among others.
Request to Receive a Sample Report @ https://www.marketresearchfuture.com/sample_request/1536
Global Aerospace Additive Manufacturing Market report takes you through the full Market Analysis, Opportunities, Price, Growth, Trends and Featuring the market Predictions right up to the years 2027 and helps you to find out:
- How the market revenue is progressing globally.
- What are the key driving or affecting factors for the market growth?
- How the market revenue is progressing in various segments & geographies.
- Who are the emerging Players, current players & the Key Players (Leaders) of the market? Get yourself acquainted with their trends.
- What are the current main market trends responsible for shaping up the Market Acquisitions
Runtime Application Self-Protection Global Market: Industry News
- In July 2016, VASCO Data Security International, Inc. announced the strategic investment in Promon AS, a leader in the runtime application self-protection.
- In February 2016, WhiteHat Security announced the partnership with Ciber for the purpose of securing mission critical applications.
Runtime Application Self-Protection Global Market – Report Segments:
Global Runtime Application Self-Protection Market report is primarily been segmented in to 3 dynamics to give us a better understanding of the Market.
- Segmentation by Solution: Network/Cloud Based & Server/Application Based.
- Segmentation by Domain: SMEs & Large Business Units
- Segmentation by End Users: BFSI, Manufacturing, Retail, IT and Telecommunication among others.
Browse Report Page @ https://www.marketresearchfuture.com/reports/runtime-application-self-protection-market
Runtime Application Self-Protection Global Market – The Intended Audience
Report is advantageous mainly to the following Entities:
- Banking Industry
- Manufacturing Industry
- Software Development Companies
- Virtual Security Providers
Runtime Application Self-Protection Global Market: Market Synopsis & Scenario
Runtime application self-protection is a next generation security feature, which is associated with the runtime application. Modern security consists of various loopholes and fails to protect all the apps. Runtime application self-protection is capable of self-diagnostics and self-protection of apps in real time. Increasing cybercrimes high proliferation rate in the mobile security are the key drivers for this market. Global Runtime Application Self-Protection market has been valued at millions of USD in the year 2015 which is expected to grow further with a considerable rate of CAGR by the end of forecasted period.
The arrival of cloud-based RASP security solutions is one of the recent trends gaining significant traction in the market. Most organizations find it difficult to manage integrated or standalone RASP security solutions owing to budget constraints and lack of resources to address security issues at hand. This has led a majority of companies to involuntarily opt for cloud-based RASP security solutions that are not only cost-effective but are also compatible with PCI DSS regulations and offer round-the-clock monitoring of systems. Also, these solutions are available in pay-per-use models and get updated automatically, thereby, ensuring enhanced safety. Furthermore, for cloud-based RASP security solutions, there is no implementation cost as the security solutions can be accessed directly from the cloud when needed.
The global runtime application self-protection security market is highly fragmented owing to the presence of several vendors offering a variety of application security testing (AST) solutions. These AST solutions work within the network to provide continuous security for the data related to the network applications. The competitive environment is likely to intensify with an increase in the number of players, product extensions, new products, and new applications of integrated product offerings.
Recieve In-depth Table of Contents (TOC) of Report @ https://www.marketresearchfuture.com/request-toc/1536
Runtime Application Self-Protection Market: Regional Analysis
Currently, North America is dominating the market of Runtime Application Self-Protection slicing a greater share of market size. High cyber security threats to the North American countries and heavy investment in making the application safe are driving the market of Runtime Application Self-Protection. North America Runtime Application Self-Protection market has been valued at millions of USD in the year 2015. North America will continue to dominate the global market during the forecasted period.
"Europe holds the Position of Second Biggest Market"
Asia-Pacific holds third biggest position in the global market. Growing economy and financial sector of Asian countries are becoming the easy target for the hacker and application protection in real time becomes very important. Asia pacific Runtime Application Self-Protection market has been valued at large in terms of finance. This is expected to immensely grow further lion by the end of forecasted period.
About Market Research Future:
At Market Research Future (MRFR), we enable our customers to unravel the complexity of various industries through our Cooked Research Report (CRR), Half-Cooked Research Reports (HCRR), Raw Research Reports (3R), Continuous-Feed Research (CFR), and Market Research & Consulting Services.
MRFR team have supreme objective to provide the optimum quality market research and intelligence services to our clients. Our market research studies by products, services, technologies, applications, end users, and market players for global, regional, and country level market segments, enable our clients to see more, know more, and do more, which help to answer all their most important questions.
In order to stay updated with technology and work process of the industry, MRFR often plans & conducts meet with the industry experts and industrial visits for its research analyst members.
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Website: https://www.marketresearchfuture.com/reports/runtime-application-self-protection-market


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The Lippitt Dental Team performs NW Calgary Root Canal Therapy to save your teeth from extraction. Root canal treatment removes the nerve inside the tooth when it becomes diseased or is dying. Unfortunately, your teeth are not able to heal themselves recover after disease or trauma to the nerve which makes root canal therapy a critical dental treatment to save your teeth.
Root canal therapy is suggested when the nerve inside your tooth — called the pulp — is infected or has become exposed due to advanced tooth decay or injury. When the nerve inside the tooth becomes infected or exposed, an infection known as an abscess may occur inside the tooth or in the bone, at the tip of your root. This abscess will destroy the bone surrounding the tooth and may cause severe pain and discomfort.
Common signs that the tooth is unhealthy are not always identified right away, but as the infection progresses, you may notice one (or more) of the following signs:
There are many myths associated with root canal therapy, and our job is to help you make the most informed decision regarding your treatment options and how they affect your overall health. The most common myth associated with Root Canal Therapy is it's a very painful procedure. In reality, Root Canal Therapy is carried out to relieve pain and discomfort for teeth that are diseased and infection. The Lippitt Dental team pays very close attention to your comfort level during and after your NW Calgary Root Canal treatment, and we make adjustments along the way to ensure your comfort is maintained.
Saving your natural teeth is always our first priority — preserving your natural teeth is our goal. There are situations when root canal therapy is not an ideal treatment option, and the need for an extraction is unavoidable.
When your tooth cannot be saved with root canal therapy, we plan your treatment to replace the missing tooth with dental implants, dental bridges, or partial dentures to restore the function of your teeth, to prevent the neighboring teeth from shifting and moving.
Prevent root canal therapy can be achieved by Maintaining proper oral hygiene practices, choosing a healthy diet, and by wearing a custom sports mouthguard to prevent injury to the teeth, can help prevent the need for root canal therapy. Regular dental visits with our Dental Team to diagnose and treat underlying issues early, before they progress; greatly reduces your risk of infection and ultimately the need for root canal therapy.
We know that restoring your natural teeth for a lifetime of use is very important to you which is why we offer NW Calgary Root Canal Therapy to help you achieve your goal for optimum dental health and wellness.
Contact Us at (403) 286-2525 or request your appointment today!
We also offer extended hours on Tuesday & Wednesdays for your family's convenience.


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Whatever your company is most known for should go right here, whether that's bratwurst or baseball caps or vampire bat removal.
What's another popular item you have for sale or trade? Talk about it here in glowing, memorable terms so site visitors have to have it.
How Much is Your Property Worth?
Don't think of this product or service as your third favorite, think of it as the bronze medalist in an Olympic medals sweep of great products/services.
We work for you
Whether you're a buyer, seller or investor, all of us at Cherie Miller & Associates, Joshua Tree Realty and 29 Palms Realty are eager to help you expedite and achieve your real estate goals. While we come from all over and have different real estate specialties, each of us shares a love and appreciation for the beautiful desert communities that we call "home."
Next Steps…
This is should be a prospective customer's number one call to action, e.g., requesting a quote or perusing your product catalog.


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Feel comfortable and look stylish by choosing our Footwear collection such as Boys Kids Slippers, Kids Fancy Slippers...
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Outlook Care Prime ServicesLearning disabilitiesFind out more Mental healthFind out more Older peopleFind out more Find nearest serviceFind out more
Latest Grapevine magazine – read the news!
The latest edition of Grapevine is available for download!
This issue features the latest news and views from Outlook Care including a moving tribute by some of our customers to their mothers; a diploma for a customer in one of our mental health services; a magnificent haul of winners and finalists in this year's awards; introducing Bobby Hunt as Foxburrow Grange's first community ambassador and lots more!


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Automated cervical cancer screening systems require high resolution analysis of a large number of epithelial cells, involving complex algorithms, mainly analysing the shape and texture of cell nuclei. This can be a very time consuming process. An initial selection of relevant fields-of-view in low resolution images could limit the number of fields to be further analysed at a high resolution. In particular, the detection of cell clusters is of interest for nuclei segmentation improvement, and for diagnostic purpose, malignant and endometrial cells being more prone to stick together in clusters than other cells. In this paper, we propose methods aiming at evaluating the quality of fields-of-view in bright-field microscope images of cervical cells. The approach consists in the construction of neighbourhood graphs using the nuclei as the set of vertices. Transformations are then applied on such graphs in order to highlight the main structures in the image. The methods result in the delineation of regions with varying cell density and the identification of cell clusters. Clustering methods are evaluated using a dataset of manually delineated clusters and compared to a related work.
Comparing staining patterns of paired antibodies designed towards a specific protein but toward different epitopes of the protein provides quality control over the binding and the antibodies' ability to identify the target protein correctly and exclusively. We present a method for automated quantification of immunostaining patterns for antibodies in breast tissue using the Human Protein Atlas database. In such tissue, dark brown dye 3,3'-diaminobenzidine is used as an antibody-specific stain whereas the blue dye hematoxylin is used as a counterstain. The proposed method is based on clustering and relative scaling of features following principal component analysis. Our method is able (1) to accurately segment and identify staining patterns and quantify the amount of staining and (2) to detect paired antibodies by correlating the segmentation results among different cases. Moreover, the method is simple, operating in a low-dimensional feature space, and computationally efficient which makes it suitable for high-throughput processing of tissue microarrays.
Due to the complexity of biological tissue and variations in staining procedures, features that are based on the explicit extraction of properties from subglandular structures in tissue images may have difficulty generalizing well over an unrestricted set of images and staining variations. We circumvent this problem by an implicit representation that is both robust and highly descriptive, especially when combined with a multiple instance learning approach to image classification. The new feature method is able to describe tissue architecture based on glandular structure. It is based on statistically representing the relative distribution of tissue components around lumen regions, while preserving spatial and quantitative information, as a basis for diagnosing and analyzing different areas within an image. We demonstrate the efficacy of the method in extracting discriminative features for obtaining high classification rates for tubular formation in both healthy and cancerous tissue, which is an important component in Gleason and tubule-based Elston grading. The proposed method may be used for glandular classification, also in other tissue types, in addition to general applicability as a region-based feature descriptor in image analysis where the image represents a bag with a certain label (or grade) and the region-based feature vectors represent instances.
Circles are one of the basic drawing primitives for computers and while the naive way of setting up an equation for drawing circles is simple, implementing it in an efficient way using integer arithmetic has resulted in quite a few different algorithms. We present a short chronological overview of the most important publications of such digital circle generation algorithms. Bresenham is often assumed to have invented the first all integer circle algorithm. However, there were other algorithms published before his first official publication, which did not use floating point operations. Furthermore, we present both a 4- and an 8-connected all integer algorithm. Both of them proceed without any multiplication, using just one addition per iteration to compute the decision variable, which makes them more efficient than previously published algorithms.
We present a technique that can be used to obtain a series of connected minimal bending trigonometric splines that will intersect any number of predefined points in space. The minimal bending property is obtained by a least square minimization of the acceleration. Each curve segment between two consecutive points will be a trigonometric Hermite spline obtained from a Fourier series and its four first terms. The proposed method can be used for a number of points and predefined tangents. The tangent length will then be optimized to yield a minimal bending curve. We also show how both the tangent direction and length can be optimized to give as smooth curves as possible. It is also possible to obtain a closed loop of minimal bending curves. These types of curves can be useful tools for 3D modelling, etc.
This gem shows how a curve with minimal acceleration can be obtained using Hermite splines [Hearn04]. Acceleration is higher in the bends and therefore this type of curve is a minimal bending curve. This type of curve can be useful for subdivision surfaces when it is required that the surface has this property, which assures that the surface is as smooth as possible. A similar approach for Bézier curves and subdivision can be found in [Overveld97]. It could also be very useful for camera movements [Vlachos01] since it allows that both the position and the direction of the camera can be set for the curve. Moreover, we show how several such curves can be connected in order to achieve continuity between the curve segments.
The visual interpretation of images is at the core of most medical diagnostic procedures and the final decision for many diseases, including cancer, is based on microscopic examination of cells and tissues. Through screening of cell samples the incidence and mortality of cervical cancer have been reduced significantly. The visual interpretation is, however, tedious and in many cases error-prone. Therefore many attempts have been made at using the computer to supplement or replace the human visual inspection by computer analysis and to automate some of the more tedious visual screening tasks. The computers and computer networks have also been used to manage, store, transmit and display images of cells and tissues making it possible to visually analyze cells from remote locations. In this presentation these developments are traced from their very beginning through the present situation and into the future.
Computers can be used to handle images in two fundamen-tally dierent ways. They can be used to analyse images to obtain quan-titative data or some image understanding. And they can be used tocreate images that can be displayed through computer graphics and vi-sualization. For both of these purposes it is of interest to develop ecientways of representing, compressing and storing the images. While SCIA,the Scandinavia Conference of Image Analysis, according to its name ismainly concerned with the former aspect of images, it is interesting tonote that image analysis throughout its history has been strongly in u-enced also by developments on the visualization side. When the confer-ence series now has reached its 20th milestone it may be worth re ectingon what factors have been important in forming the development of theeld. To understand where you are it is good to know where you comefrom and it may even help you understand where you are going.
Almost all cancers are diagnosed through visual examination of microscopic tissue samples. Visual screening of cell samples, so called PAP-smears, has drastically reduced the incidence of cervical cancers in countries that have implemented population wide screening programs. But the visual examination is tedious, subjective and expensive. There has therefore been much research aiming for computer assisted or automated cell image analysis systems for cancer detection and diagnosis. Progress has been made but still most of cytology and pathology is done visually. In this presentation I will discuss some of the major issues involved, examine some of the proposed solutions and give some comments about the state of the art.
Cervical cancer is one of the most deadly and common forms of cancer among women if no action is taken to prevent it, yet it is preventable through a simple screening test, the so-called PAP-smear. This is the most effective cancer prevention measure developed so far. But the visual examination of the smears is time consuming and expensive and there have been numerous attempts at automating the analysis ever since the test was introduced more than 60 years ago. The first commercial systems for automated analysis of the cell samples appeared around the turn of the millennium but they have had limited impact on the screening costs. In this paper we examine the key issues that need to be addressed when an automated analysis system is developed and discuss how these challenges have been met over the years. The lessons learned may be useful in the efforts to create a cost-effective screening system that could make affordable screening for cervical cancer available for all women globally, thus preventing most of the quarter million annual unnecessary deaths still caused by this disease.
Background: The incidence of oral cancer is increasing and it is effecting younger individuals. PAP smear-based screening, visual, and automated, have been used for decades, to successfully decrease the incidence of cervical cancer. Can similar methods be used for oral cancer screening? We have carried out a pilot study using neural networks for classifying cells, both from cervical cancer and oral cancer patients. The results which were reported from a technical point of view at the 2017 IEEE International Conference on Computer Vision Workshop (ICCVW), were particularly interesting for the oral cancer cases, and we are currently collecting and analyzing samples from more patients. Methods: Samples were collected with a brush in the oral cavity and smeared on glass slides, stained, and prepared, according to standard PAP procedures. Images from the slides were digitized with a 0.35 micron pixel size, using focus stacks with 15 levels 0.4 micron apart. Between 245 and 2,123 cell nuclei were manually selected for analysis for each of 14 datasets, usually 2 datasets for each of the 6 cases, in total around 15,000 cells. A small region was cropped around each nucleus, and the best 2 adjacent focus layers in each direction were automatically found, thus creating images of 100x100x5 pixels. Nuclei were chosen with an aim to select well preserved free-lying cells, with no effort to specifically select diagnostic cells. We therefore had no ground truth on the cellular level, only on the patient level. Subsets of these images were used for training 2 sets of neural networks, created according to the ResNet and VGG architectures described in literature, to distinguish between cells from healthy persons, and those with precancerous lesions. The datasets were augmented through mirroring and 90 degrees rotations. The resulting networks were used to classify subsets of cells from different persons, than those in the training sets. This was repeated for a total of 5 folds. Results: The results were expressed as the percentage of cell nuclei that the neural networks indicated as positive. The percentage of positive cells from healthy persons was in the range 8% to 38%. The percentage of positive cells collected near the lesions was in the range 31% to 96%. The percentages from the healthy side of the oral cavity of patients with lesions ranged 37% to 89%. For each fold, it was possible to find a threshold for the number of positive cells that would correctly classify all patients as normal or positive, even for the samples taken from the healthy side of the oral cavity. The network based on the ResNet architecture showed slightly better performance than the VGG-based one. Conclusion: Our small pilot study indicates that malignancyassociated changes that can be detected by neural networks may exist among cells in the oral cavity of patients with precancerous lesions. We are currently collecting samples from more patients, and will present those results as well, with our poster at CYTO 2018.
Biomedical cell image analysis is one of the main application fields of computerized image analysis. This paper outlines the field and the different analysis steps related to it. Relative advantages of different approaches to the crucial step of image segmentation are discussed. Cell image segmentation can be seen as a modeling problem where different approaches are more or less explicitly based on cell models. For example, thresholding methods can be seen as being based on a model stating that cells have an intensity that is different from the surroundings. More robust segmentation can be obtained if a combination of features, such as intensity, edge gradients, and cellular shape, is used. The seeded watershed transform is proposed as the most useful tool for incorporating such features into the cell model. These concepts are illustrated by three real-world problems.
Automated cervical cancer detection system is primarily based on delineating the cell nuclei and analyzing their textural and morphometric features for malignant characteristics. The presence of cell clusters in the slides have diagnostic value, since malignant cells have a greater tendency to stick together forming clusters than normal cells. However, cell clusters pose difficulty in delineating nucleus and extracting features reliably for malignancy detection in comparison to free lying cells. LBC slide preparation techniques remove biological artifacts and clustering to some extent but not completely. Hence cluster detection in automated cervical cancer screening becomes significant. In this work, a graph theoretical technique is adopted which can identify and compute quantitative metrics for this purpose. This method constructs a cell graph of the image in accordance with the Waxman model, using the positional coordinates of cells. The computed graph metrics from the cell graphs are used as the feature set for the classifier to deal with cell clusters. It is a preliminary exploration of using the topological analysis of the cellgraph to cytological images and the accuracy of classification using SVM showed that the results are well suited for cluster detection.
In order to understand the development of stem-cells into specialized mature cells it is necessary to study the growth of cells in culture. For this purpose it is very useful to have an efficient computerized cell tracking system. In this paper a prototype system for tracking neural stem cells in a sequence of images is described. The system is automatic as far as possible but in order to get as complete and correct tracking results as possible the user can interactively verify and correct the crucial starting segmentation of the first frame and inspect the final result and correct errors if nec-
essary. All cells are classified into inactive, active, dividing and clustered cells. Different algorithms are used to deal with the different cell categories. A special backtracking step is used to automatically correct for some common errors that appear in the initial forward tracking process.
The skeletal muscle fibre is a syncitium where each myonucleus regulates the gene products in a finite volume of the cytoplasm, i.e., the myonuclear domain (MND). We analysed aging- and gender-related effects on myonuclei organization and the MND size in single muscle fibres from six young (21–31 years) and nine old men (72–96 years), and from six young (24–32 years) and nine old women (65–96 years), using a novel image analysis algorithm applied to confocal images. Muscle fibres were classified according to myosin heavy chain (MyHC) isoform expression. Our image analysis algorithm was effective in determining the spatial organization of myonuclei and the distribution of individual MNDs along the single fibre segments. Significant linear relations were observed between MND size and fibre size, irrespective age, gender and MyHC isoform expression. The spatial organization of individual myonuclei, calculated as the distribution of nearest neighbour distances in 3D, and MND size were affected in old age, but changes were dependent on MyHC isoform expression. In type I muscle fibres, average NN-values were lower and showed an increased variability in old age, reflecting an aggregation of myonuclei in old age. Average MND size did not change in old age, but there was an increased MND size variability. In type IIa fibres, average NN-values and MND sizes were lower in old age, reflecting the smaller size of these muscle fibres in old age. It is suggested that these changes have a significant impact on protein synthesis and degradation during the aging process.
Automatic cell segmentation has various applications in cytometry, and while the
nucleus is often very distinct and easy to identify, the cytoplasm provides a lot
more challenge. A new combination of image analysis algorithms for
segmentation of cells imaged by fluorescence microscopy is presented. The
algorithm consists of an image pre-processing step, a general segmentation
and merging step followed by a segmentation quality measurement. The quality
measurement consists of a statistical analysis of a number of shape descriptive
features. Objects that have features that differ to that of correctly segmented
single cells can be further processed by a splitting step. By statistical analysis
we therefore get a feedback system for separation of clustered cells. After the
segmentation is completed, the quality of the final segmentation is evaluated. By
training the algorithm on a representative set of training images, the algorithm
is made fully automatic for subsequent images created under similar conditions.
Automatic cytoplasm segmentation was tested on CHO-cells stained with
calcein. The fully automatic method showed between 89% and 97% correct
segmentation as compared to manual segmentation.
Cancer diagnosis is based on visual examination under a microscope of tissue sections from biopsies. But whereas pathologists rely on tissue stains to identify morphological features, automated tissue recognition using color is fraught with problems that stem from image intensity variations due to variations in tissue preparation, variations in spectral signatures of the stained tissue, spectral overlap and spatial aliasing in acquisition, and noise at image acquisition. We present a blind method for color decomposition of histological images. The method decouples intensity from color information and bases the decomposition only on the tissue absorption characteristics of each stain. By modeling the charge-coupled device sensor noise, we improve the method accuracy. We extend current linear decomposition methods to include stained tissues where one spectral signature cannot be separated from all combinations of the other tissues' spectral signatures. We demonstrate both qualitatively and quantitatively that our method results in more accurate decompositions than methods based on non-negative matrix factorization and independent component analysis. The result is one density map for each stained tissue type that classifies portions of pixels into the correct stained tissue allowing accurate identification of morphological features that may be linked to cancer.
In fluorescence microscopy, when analyzing spectral components, it is common to record two (or more) greyscale images. Each greyscale image, referred to as a channel, corresponds to intensities in different wavelength intervals. If each pixel of a two-channel image is plotted in a space spanned by the two intensity channels a conventional scatter-plot is obtained. Single-coloured pixels are distributed along the axes, while colocalized pixels are distributed closer to the diagonal of the scatter-plot, and cross-talk (as well as noise) is observed as deviations of the single-coloured vectors from the axes. Detection of colocalized pixels is often based on a division of this 2D space into different regions by intensity thresholding. We have developed a method for reducing the scatter-plot to a 1D spectral angle histogram through a series of steps that compensate for the quantization noise which is always present in digital image data.
Using the spectral angle histogram, we can quantify colocalization in a fully automated and robust manner. As compared to previous methods for quantification of colocalization, this approach is insensitive to cross-talk. In fact, it can also be employed to quantify and compensate for cross-talk, using either linear unmixing or fuzzy classification by spectral angle, ensuring complete suppression of cross-talk with minimal loss of information. Recently we started investigating how the method can deal with autofluorescence. Initial tests on real image data show that the method may be useful for improved background suppression and amplification of the true signals.
The article "Quantification of colocalization and cross-talk based on spectral angles", describing the method, is about to be published in the Journal of Microscopy. Authors have also filed a patent application "Pixel classification in image analysis" in 2008.
Spherical linear interpolation has got a number of important applications in computer graphics. We show how spherical interpolation can be performed efficiently even for the case when the angle vary quadratically over the interval. The computation will be fast since the implementation does not need to evaluate any trigonometric functions in the inner loop. Furthermore, no renormalization is necessary and therefore it is a true spherical interpolation. This type of interpolation, with non equal angle steps, should be useful for animation with accelerating or decelerating movements, or perhaps even in other types of applications.


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"Over the past few years, the contraceptive pill has become a highly sensitive and controversial topic. I believe there is an urgent and fundamental need to get past the pro/con debate and to tackle the matter with a more human approach, because it is intimacy we are talking about. I myself have suffered through my contraception journey. With this documentary, I want to share my own experience and to raise awareness among women as well as men about this crucial issue."
Posts by @floweroflife_movie
Film à propos du processus de guérison de femmes suite à des violences vécues dans le médical (notamment en matière de contraception)
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I stand
On the sacrifices
Of a million women before me
What can I do
To make this mountain taller
So the woman after me
Can see farther
Rupi Kaur (Canadian feminist poet and writer)
This week's article
27 January 2019
Half the time, the contraceptive pill is believed to be prescribed for reasons other than preventing pregnancies. If you suffer from acne, painful periods, endometriosis or have irregular menstrual cycles, […]
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Billing out of house can boost cash flow
Consultants who have outsourced their billing and collection have seen bad debts fall to less than 0.5% and revenue increased by up to 25% – plus a consistent weekly cash flow. Garry Chapman sets out what he sees as the plusses
Coping with billing and collection has become increasingly complex over the past few years – as my articles in Independent Practitioner Today over the last four months have shown.
The consultant or secretary or practice manager has to spend an increasing amount of time ensuring every aspect is carried out correctly and efficiently.
But the current recession, the longest in living memory, means ensuring your finances are in order has become of paramount importance.
The focus must be on seeing that:
- I nvoices are raised in a timely manner;
- Every procedure is billed correctly, taking into account the nuances of each private medical insurer;
- Invoicing has the correct CCSD codes combined with the correct fee schedule for each private health insurer.
Once you get all this right, the money still needs to be chased in the correct manner and collected quickly to avoid bad debts.
Typically, the above will be left to the secretary – who is often the busiest person in the practice and is frequently expected to be a medical secretary, receptionist, PA, sales ledger clerk, insurance guru as well as a debt collector.
Rare breed
The person with the skill set required to complete all of these tasks as well as fit them all into a working week is either a very rare breed or simply does not exist.
It is an impossible task for one person to cope with once the practice grows exponentially from what is typically a slow start. No surprise then that I find, as the practice continues to grow, the secretary is so busy dealing with the medical side of the practice that the billing and collection gets frequently neglected.
Even if the secretary manages to do all of the above, doing it cost effectively within the practice has become almost impossible due to the continued increase in running costs, the latest being an increase in postage costs from the Royal Mail of between 30-40% depending upon class of post used.
If you add bad debts into the above equation, then the cost of doing it in-house really escalates.
From our experience, when consultants do the billing and collection in-house, they can have bad debts running at between 5% and 20% of the annual turnover. That is an awful lot of money to give away.
And the complexity of managing all of the above is likely to increase as pressure mounts on healthcare systems due to factors such as the ageing population – which continues to increase due to advancements in technology and treatment – and the insurance industry, which is likely to introduce stricter regulations on payments and claims.
Another factor to consider is that HM Revenue and Customs continues to target consultants in private practice and is currently doing so under its Tax Health Plan. So if this critical area is not well documented with a system which is easily auditable, then if you get selected for an investigation, it could end up a very costly and time-consuming experience.
Financial audit
In order to determine the current cost of doing your billing and collection within the practice, you should carry out your own financial audit:
- Establish how much time you and your secretary spend each week on all aspects of raising invoices, reconciling payments, chasing outstanding invoices and deal ing with queries from patients/insurers that relate to outstanding invoices – then work out the cost of the time based on the salary paid.
- Check how much you spend on postage a week that relates to the billing side of your practice.
- Establish how much you spend on phone calls a week and calculate what percentage of that relates to the billing side of the practice. And take into account all of the associated stationary costs.
- If you take payment using credit and debit card, then establish how much your monthly bill is for your practice and then add to that the cost of your banking.
- Calculate how much bad debt you have incurred over the past four years and then divide this by four to provide an average cost of bad debts.
Although some costs will vary dependent upon your location and circumstances, I have provided an example of a financial audit on a practice with a turnover of £150,000 (see box on the left).
What's the alternative?
If you outsource your medical billing and collection to a specialist organisation, all aspects of this critical area are carried out by specialists who work full-time on behalf of your practice.
If consultants want to maximise their time with patients, leave their secretaries free to focus on the patients without the finance issues clouding the relationship, to have steady cash flow and minimal bad debts, they need to let professionals perform their billing and collection tasks.
Using a specialist organisation means the practice receives the maximum amount they are entitled to for the patients' treatment and also keeps the administrative costs as low as possible.
The consultant will also not have to spend valuable time learning and keeping abreast of the changes in the private medical insurance schedule – allowing them to maximise time for their patients, which, in turn, generates further income.
Typically, the fee charged for this service includes all of the associated labour, phone calls, stationary and postage, so not only do you get all the benefits listed in the box above, but you save money by reducing running costs.
Garry Chapman is managing director at Medical Billing and Collection, which has 20 years experience helping consultants new to private practice and prominent group practices
Ouch! The true cost of DIY billing
- It was established in one practice that I dealt with that the secretary spent a minimum of one day a week on the billing and collection, meaning the annual cost was £4,500 a year
- The postage relating to the above was calculated at 25 documents a week, which included invoices, chasing letters and receipts. This equated to £598 a year and will shoot up to £780 following April's Royal Mail postal increases, with the minimum cost of first class up from 46p to 60p per letter – a 30% rise
- The administration cost of phones and all related stationary costs attributed to the billing and collection process were calculated at £10 a week: £520 a year
- Payment of £385 a week was taken by credit card (£20,020 a year), which – with a transaction fee of 3% – resulted in an annual cost of £600. Added to this was the annual fee of £240, giving a total cost of £840. Bank charges for handling all of their other cheque payments amounted to £510 a year, giving an annual total of £1,350
- The debt for this practice was running at an average of 9.8% over the last four years, which amounted to £14,700 a year. So even allowing for the tax write-offs, this still represented a minimum loss of over £8,000 annually
- Adding all of the above costs together produced an annual figure of just over 10% of turnover, resulting in an annual cost of £15,150 a year
The Benefits of outsourcing
- The relationship between the consultant and the patient is kept
purely at the medical level, which ensures relationships are untainted
regarding the commercial aspects
- Expertise in the nuances of the rules of each private medical insurer
about how the CCSD codes should be used ensures that billing is
correct for each insurer and so the right revenue is achieved
- The expertise in ensuring that all the relevant information is present
and correct when raising the invoice means there are no delays in the
insurer or the self-payer accepting the invoice
- There are no delays in raising the invoice, so invoices can be chased
in a timely manner ensuring the practice enjoys consistent cash flow
- There is an efficient process in place for chasing unpaid invoices,
following up on shortfalls and dealing promptly with any problems
with claims, which results in vastly improved cash flow combined with
minimal bad debts
- A variety of management and tax reports are available that can be
tailored to the requirements of each practice, including having online
access to your own data
- Any practice disruption caused by a secretarial absence for sickness
or holiday does not affect the all-important billing and payment
collection, so continuity is assured
- 01494 763 999
- Medical Billing & Collection
Connery House
Repton Place
Buckinghamshire HP7 9LP
More than Just a Billing Company


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Visible Veins
Treatment Options for Spider Veins or Bulging Veins
Purple, blue, red or bulging veins detract from your appearance and distract from your features. Because veins are below the skin, many feel hopeless about moving past spider veins or varicose veins. But treatment options continue to become more advanced, with downtime less involved and outcomes more hopeful.
We partner with Dr. Issa Muasher, a cardiovascular surgeon, to provide a range of vein treatments for all venous concerns.
What are the common causes of spider veins?
- Fair skin
- Superficial veins
- Being underweight
- Fat loss from the skin due to aging
- Smoking
- Hormonal fluctuations
- Obesity
- Pregnancy
- Heart disease
- Ongoing stress
What are the common causes of varicose veins?
- Aging
- Pregnancy
- Being female
- Genetics
- Obesity
- Profession that requires sitting or standing for long periods of time
- Intense exercise
Visible Vein Treatment Options
While Dr. Muasher offers a variety of vein treatments, many patients are most interested in light-based options. This is because laser vein treatments are both effective and involve little to no downtime. Minimally and non-invasive options include:
- Endovenous Laser Therapy (EVLT) – A contemporary alternative to surgical varicose vein removal, EVLT is minimally invasive. Laser energy seals problem veins to cease blood flow through those damaged valves. Most patients are able to return to regular activities immediately after treatment. EVLT is appropriate for more superficial veins that are bulging but not twisted.
- Laser Spider Vein Treatment – This laser targets veins from outside the skin. The laser identifies the superficial vein and delivers light energy to the vessel. In the weeks after treatment, the vein collapses and seals off, then gradually fades. There is no downtime after treatment. Patients usually see ideal results with several treatments spaced 4-6 weeks apart.
Dr. Muasher will tell you more about what is the best fit for your needs at your consultation, after examining your veins. Schedule an initial consultation today to meet with the doctor and learn more about your candidacy and treatment options. Discover the relief of living free of the discomfort and self-consciousness that accompanies visible veins.


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PERTH ROTARY - PRESIDENTS UPDATE - 8th October 2019
Fellow Rotarians and friends of Perth Rotary,
As we all know very well, Rotary sits above and beyond any political or religious dogma and unites people under the 4 Way Test and the Rotary culture of providing service to those in need. Rotary believes in inclusion, diversion and equality among the people and Perth Rotary demonstrates these principles through its members and their actions.
Under this spectrum, last Friday our Club exemplified its title of the Leading Club by organising a meeting that will be remembered for its impact to the community.
Close to 100 members and friends of Perth Rotary gathered at the Hilton for a lunch meeting with Celia Hammond MP, Member for Curtin. Celia's visit didn't have a political character. Her presentation was a life-journey of her early years in the family farm, her days and her achievements as Vice Chancellor of the university of Notre Dame, up to her recent successful election in the state government as Member for Curtin with the Liberal party.
Celia's narration and speaking style were very indicative of her qualities as a person. Honesty, simplicity, informality, humour, high emotional intelligence and care for the others were the characteristics that became apparent from the first minute of her speech. Celia was introduced by our Board Director Nitin Vashisht and thanked by our Past President Kathy Kusinski.
Among the many important guests who honoured our meeting were the Leader of the Opposition the Hon. Liza Harvey MLA, the Hon. Judi Moylan AO, Former Minister for Family Services and Minister for the Status of Women in the Howard Government, our Past President and former Governor of WA, Dr. Ken Michael AC, Professor Melinda Fitzgerald and Fabienne Vonarburg from Curtin University, the Hon Consul of Sweden Ms Lisa Jahrsten and of course our Past President and District Governor Graham Peden with a long list of visiting Rotarians from other Clubs and from our District.
The flair of "Women in Power" continued with a very exciting announcement and presentation from the Chair of the Path of Hope and member of our Club Rebecca Tolstoy AM. Rebecca presented a video about Rotary and the Path of Hope and following that she and her team presented the Salvation Army officers with a cheque for $93,585! From the Salvation Army we had the pleasure of having with us Lieut-Colonel, Chris Reid, Divisional Commander, Salvation Army of Western Australia, our very own Perth Rotary member Warren Palmer Public Relations Secretary, Salvation Army of Western Australia, Major Margaret MacDonald, Deputy Chair for the Women's Council Executive and her husband Major Alan MacDonald.
The other highlight of that meeting was the double induction of 2 very special members: Prof. Jorg Imberger and Mr. Lachlan Ottley. Past President John Garland AM being the mentor of these two new members was also their introducer to the Club while Past President George Etrelezis delivered a very inspirational induction charge which received a very warm applause. We are looking forward to having Prof. Jorg and Lachlan as active members in our many projects.
Past President Larry Hirsch delivered the Sergeant's Session which was found very entertaining by all the participants and in particular by those who were fined by the Sergeant. Rumors say that the Sergeant is organising a breakthrough in raising funds by designing and implementing a very creative plan.
What we witnessed last Friday was a mix of the elements that make Perth Rotary big. Some people think that it's the Club's history, some others think that it's the high number of members. In reality, it's much more than these. Perth Rotary is a reflection of its membership and it has formed a unique culture over the years which inspires our community and connects the Leaders. These pillars of this culture are the generosity and the passion of its members and these elements secure a bright future for Perth Rotary.
I look forward to seeing all our members at the forthcoming AGM next Friday where you will have the opportunity to discuss with the Board, your views, your questions and your ideas about the future of our big Club!
Yours in Perth Rotary,
Vangelis Katsaitis
Perth Rotary President 2019-2020


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Manufacturer & Supplier of a wide range of products which include Car Parking Sheds, FRP Parking Shad, Car Parking Tensile Structure and Outdoor Polycarbonate Sheds.
We have gained expertise in delivering a commendable range of Car Parking Shades to our most reliable customers. The offered shades are known for their various features such as easy installation, low maintenance, longer service life and protection of the vehicles from the harsh weather conditions. In an order to ensure the presence of these features in our offered shades, we make use of best quality raw material in the manufacturing process while following industry set parameters.


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It is not uncommon for a person to suffer from eye infection and there are a lot of ways a person can get infected. An eye infection happens to a person when certain microorganisms that cause damage like bacteria, fungi and viruses invade any part of the eyeball or an area that is near it. In most cases it is the top layer of the eye and moist membrane lining the outer eye and inner eyelids that get infected. People should know that more serious infections are possible when the microorganisms penetrate the deeper, interior portions of the eye. People should know that it is important that they visit the eye doctor anytime they suspect of eye infection.
Before prescribing the proper treatment, the doctor needs to properly determine the infection that is causing harm. Eye allergies and dry eyes have almost the same symptoms as eye infections and in these situations the proper treatment is very different. In case of eye infections, a person will experience redness, pain, discharge, watering and light sensitivity. The doctor will usually take a sample to the laboratory in order to determine which infection is harming the eye. Causes and types of eye infections
Pink eye or conjunctivitis is the most common eye infection among people. This eye infection is highly contagious and it is usually seen in children. The infection is easily spread from one child to another in classrooms, day-care centers and places like that. This infection is in most cases either viral or bacterial. Apart from the conjunctivitis, some of the other eye infections are ocular herpes, fungal keratitis, trachoma, acanthamoeba keratitis and endophthalmitis. In case of fungal keratitis a person may experience a rash and even hair loss apart from the eye infection. Trachoma is not that common in the United States but people should know that it can cause blindness. On the other hand, in case of endophthalmtis, a person will definitely experience blindness if he or she does not receive immediate treatment.
Eye infection treatments
In case of bacterial infections, they are usually all cleared with prescription antibiotic eye drops or ointments. Viral infections are known to resolve on their own and do not require a special treatment. Treatment is needed only in case of severe viral eye infections.
Avoiding contact with a person who has red eye is the best way to avoid getting the infection. Washing the hands before touching the eyes or handling the lenses is an excellent way to avoid infections. Personal hygiene is very important.


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Cheshire Tutors
Bringing education to those who need it!
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The right reasons to work with us.
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We match tutors to students based on learning needs
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Hi All,
Work commenced on Saturday 5th March 2012 on new raised beds for the garden. Thanks to all who turned up for their hard work!
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Who We Are
Established in 2010, Bright Beginners takes pride in providing excellent care and education in a safe and nurturing environment where the children learn naturally through play.
Our English early childhood education programme offers play-based activities to help children reach their developmental milestones. Collaborative relationships, exploration and creative expression are encouraged to inspire love for learning, community and nature.
What We Do
- To provide a safe and fun-loving environment with colourful and spacious play areas for children to learn, explore and be able to reach their full potential.
- To provide unmatched playschool facility that incorporates effective early childhood education and core curriculum appropriate to children's age level.
- To provide various activities that embraces cultural diversity and love for learning.
- To foster individuality, self-discipline, confidence and creativity of each child.
We believe learning is fun and a lifelong experience — and the roots of lifelong learning begins in early childhood, that is why we aim to encourage children's love for learning and the desire to be lifelong learners.
What makes Bright Beginners a preferred choice?
Operational hours from August – June, Monday to Friday 7.30 – 17.30
Excellent facilities with rich setting for children to play, learn and grow.
High-quality early childhood education with a creative play-based curriculum.
Qualified team with vast childcare experience.


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On this rainy, April day with snow coming in tomorrow, thought I would write a short poem.
April Rains
April rains glisten on the wet streets
early flowers yearning to receive
the life giving stream deep into their roots.
Our deep fears reaching out,
our own roots dry, thirsty for one drop.
Seeking the living water that dampens dry souls
opening our lives like early buds on trees,
the light green of new birth, a tentative love,
expressing trust in unseen hands
working on the soil in which
we live.


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Amoco Federal Credit Union (AFCU) is a financial cooperative providing member-owners with banking services in 7 branches in southeast Texas.
Formed in 1937 in the wake of the Great Depression to give members an option beyond the corporate banks, some 169 people got AFCU started with $28,000 in assets. Known at that time as the Pan Am Employees Federal Credit Union, it served the Pan American Refining Company there in Texas City for a decade before opening membership to workers at the nearby AMOCO Chemicals plant.
Over the decades, eligibility has expanded to include employees at 250 other companies in the Houston area. Though the name has changed (AMOCO now means A Member Owned Cooperative Organization), people are still attracted to the customer-focused service provided by the staff.
Products and Services:
The following products and services are being offered by the credit union:
Free and Interest-bearing Checking
Savings Accounts and Money Markets
Mortgages, Vehicle, and Personal Loans
Online and Mobile Banking
Credit Cards
Retirement Accounts and Investment Planning
Organizational Structure:
An elected Board of Directors works in conjunction with a team of hired executives and an appointed three-person Supervisory Committee to ensure AFCU stays healthy financially while providing for its accountholders� needs. This seven-person group of volunteers is keenly aware of the importance each member-shareholder has, which is why the number of people that choose to do business with the institution continues to grow � it�s now more than 59,000. Thanks to this service mentality, AFCU now manages more than $543 million in assets.
If you would like to know more about Amoco Federal Credit Union, inquire by phone or mail at:
Amoco Federal Credit Union
PO Box 889
Texas City, TX 77592-0889
Toll Free: (800) 231-6053
Local: (409) 948-8541
Last Updated on : 27th June 2013


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Shaping the emission free future of shipping
Wallenius Marine's ship design and newbuilding services stretch over an array of aspects. From complete new and emission free innovations to project management at the ship yard during the entire building process.
With our vast knowledge and experience in a wide range of vessels and our pioneering spirit, we provide an outstanding level of service and deliver innovative designs and sustainable solutions never before thought of to our customers.
Projects developed and delivered by our team of Naval architects include, among others:
- The first ever LNG PCTC (Liquefied Natural Gas) – low emission vessels, compliant with extremely strict requirements for sulphur emissions
- HERO (High Efficiency RoRo), running on 15% less fuel than benchmark level, yet holding 8000 CEU (Car Equivalent Unit)
- Over a decade ago, we realized the need for emission free shipping. We contributed to the developement of Orcelle – a predecessor to emission free car carriers. Today, we continue the journey towards truly sustainable and emission free shipping with the development of Wallenius Marine's new innovation wPCC (wind powered car carrier).
- Elongations of existing vessels by 28 meters to add an additional 20% loading capacity (a one month project compared to a two year newbuilding project).


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My colleague said it:
". I remember, you were pale then and came to my room and hammered your fists against the wall."
And all this happens even though the bishops, after having been admonished by Rome, sent their priests clear instructions.
You have never let me celebrate, because they have understood that I am a priest who faithfully followed the Roman Missal and fearing perhaps that the faithful could make a comparison. […]
"Not Only Contemptuous Disobedience, but Devilishly"
All this is not only contemptuous disobedience and contempt for the authority of the Church. All this is demonic, because it is non-Catholic thinking and a non-Catholic style in the Catholic Church which is enforced with violence. It not only it thus intended to take away the people of God's faith, one goes even further: it wants to take away their faith in the Church.
In Rome you know these things exactly. "Perhaps we will soon do something concrete?"
"What?" laughed my colleague. "They will give the Archbishop a cardinal's hat at the next consistory, because certain Archbishop seats are connected to the dignity of Cardinal. But the owners of this right are obviously not obliged to ensure that their priests obey Church law."
Blogs like mine – and countless others – are the result of the genuine suffering and righteous anger of many sincere Catholics who feel that the post V II clergy are culpable of dereliction of duty in the gravest of ways, and possibly in an unprecedented manner in the history of Christianity.
Our elementary religious feeling simply rebels at seeing so much – I must say the word, because I find it appropriate – brown-nosing to the world, going on at all ecclesiastical levels since the beginning of the Sixties.
This, and nothing else, is what leads us to blog. I for myself would not even dream of being here at 11pm writing this angry blog post, rather than sitting with a good book, a glass of Porto and Schubert in the background, if I knew the clergy are doing their job.
If they did, blogs like ours would be of no interest for the reader even provided we were – which would not be my case – willing to write them. People would, very simply, follow the events in the Catholic world through the interviews, the homilies, the books, the blogs, the calls to battle of the good clergy themselves.
If we had a halfway decent clergy, every church would resound of their rage against the abominations and godlessness of our times, and the parish magazines would contain long lists of locally, nationally and internationally excommunicated politicians. Instead, the pulpits – if they are still used – are generally used for convenient waffling about peace, luv, social justice, & Co.
"He came up and approached the patient, and offered a prayer," New London Fire Chief Raymond Reed told KHQA-TV. "It was a Catholic priest who had anointing oil with him. A sense of calmness came over her, and it did us as well."
Considering how many people were at the scene and interacting with the mystery faith leader, the story is a fascinating one.
"I can't be for certain how it was said, but myself and another firefighter, we very plainly heard that we should remain calm, that our tools would now work and that we would get her out of that vehicle," the firefighter added.
Now here's where things get weird.
Editor's note: These things happen way more often than most people think. Here's another short, illustrated, real-life, personal story.
God loves you. God will provide – and that often means answering frantic prayers with just the right person, for the job. All we can do in the mean time, is try not to mess things up too badly – and/or too often – since God's ways are not our ways – and it's never wise to act recklessly or presumptuously.
It's also always a good idea to say a quick prayer for anyone who you might notice, happens to be in distress, may have been injured, may be very near death, or has recently died.
One more thing … thank God for priests. The vast majority of priests are nice guys who are just trying to do God's work, under what usually turns out to be very difficult circumstances. Priests are at their best – and are most appreciated – when they are attending to the souls of those who are literally, staring death in the face. Those who have been there will, I am sure, agree.
James 5:14-15 Is any man sick among you? Let him bring in the priests of the church and let them pray over him, anointing him with oil in the name of the Lord. (15) And the prayer of faith shall save the sick man. And the Lord shall raise him up: and if he be in sins, they shall be forgiven him.
Additional related links:
Anointing of the Sick, Last Sacraments, and the Apostolic Pardon
Priests Prevented From Anointing Boston Marathon Bombing Victims
Three kinds of holy oil/chrism
Once again let me stress that I developed this set of questions in the mid-1980s as a journalistic tool. The goal, when asking these questions, is to listen carefully to the answers.
It is especially interesting, of course, to note when people remain silence or try to find a way to maneuver around the questions without answering.
Different types of believers, of course, have different answers. The goal is to listen carefully and then respond with follow-up questions that yield nuggets of on-the-record doctrinal, as opposed to political, information. The goal is to transcend mere labels.
Here are those questions, once again:
(1) Are the biblical accounts of the resurrection of Jesus accurate? Did this event really happen?
(2) Is salvation found through Jesus Christ, alone? Was Jesus being literal when he said, "I am the Way, the Truth, and the Life. No one comes to the Father except through me" (John 14:6)?
(3) Is sex outside of the Sacrament of Marriage a sin?
Was there a single person in that room that was unclear about the horrific nature of the acts committed by a specific set of priests and the bishops who covered up for them? Why were we, the laity, being required to watch what was quickly boiling down to an indoctrination film as a solution to crimes that were not ours?
Priests, the Holy Father insisted, must "go out and give ourselves and the Gospel to others, giving what little ointment we have to those who have nothing, nothing at all." When he shepherds his flock, the priest brings with him the fragrance of his anointing—"the fragrance of the Anointed One, of Christ."
But that's not all. A good priest, like a good shepherd, knows his flock. He spends time with them; he lives among them; he shares in their cares and concerns, no matter how trivial they seem. In return, he receives the love and prayers of the people. He receives the gratitude of those he enriches through his ministry. He receives the joy and peace that come from doing the work of the Lord. But there is something else he receives—the telltale sign of a man who lives among his flock, who knows "the realities of their everyday lives, their troubles, their joys, their burdens and their hopes."
"I call you to this," said Pope Francis to his priests, "Be shepherds with the odor of sheep!"


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Prepare for your upcoming flooring installation in Fort Worth by reading through the following advantages of both surfacing options. Servicing the Lewisville, McKinney, Frisco, Flower Mound, Dallas, Fort Worth, and surrounding areas, feel free to call us should you have any questions. We're here to help!
Hard planks are an ever-popular trend that isn't about to disappear anytime soon. And with good reason, as hard surfacing has clearly withstood the test of time, seen in many homes all over the globe. First and foremost, its superior durability factor has made it exceptional. That means, you won't be stuck redoing your home several times over, unless a major disaster occurs. Classic style and opulent appearance is without question, another reason this surfacing has a hardcore following.
By in large, there is a certain mystique that surrounds high-quality hard planks, thanks to the combination of both sturdiness and presentation. You may wonder, how can you possibly go wrong with such a fine material? In essence, as mentioned before, style and expectations play a major role in surfacing selection. Thus, hard planks may or may not suit your renovation needs. While some folks may love this seamless look, others might find it lacks a certain warmth.
A Carpet Installation in Dallas
If you're considering carpet in Dallas, you're undoubtedly in search of warm, cozy soft fibers for your home. Whether it's a single room, entire floor or the whole house, there are a great many benefits to selecting this phenomenal surfacing. With a textured material underfoot, slips, trips, and falls are drastically reduced. That means, if your household has young children, seniors, or individuals with mobility issues, wall-to-wall provides both a consistent, even surfacing and a cushioned area to reduce injuries.
Additionally, its material make-up is optimal for allergy and asthma sufferers, contrary to old beliefs from decades ago. Trapping airborne nasties like pollen, allergen, bacteria, and mold spores, fibers create a temporary 'holding area' until it's time to vacuum. As such, air quality indoors is drastically improved.


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"The rooftop pool of the Philippe Starck designed Fasano has to be one of the most impressive city pools in the world."
Located on Avenida Vieira Souto in the heart of Ipanema beach, Hotel Fasano Rio de Janeiro combines the glamour and sophistication of Rio's most coveted address with the Fasano commitment to excellence.
In his first hotel architecture project, Philippe Starck chose to reflect the heyday of the Bossa Nova era in the 50's and 60's, when Ipanema blossomed into the city's most charming neighborhood.
The hotel caters to both leisure and business travelers, offering the latest in-room technology. Guests can experience the exquisite Fasano cuisine at the elegant Fasano al Mare restaurant and enjoy signature poolside cocktails by the infinity pool, which overlooks the ocean. The unique view comprises the Morro Dois Irmãos, the Arpoador and Corcovado in one sweeping landscape.


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Adidas 3-Stripes Graphic Tights Women Athletics Utility Ivy/Black Clearance Price
Designed with blocks of colour and horizontal 3-Stripes on both legs, these women's tights have an easy, sport-inspired look. Made for all-day wear, the comfy tights are built with soft and stretchy jersey.
- 65 cm inseam (size 36)
- Long elastic waist
- Horizontal 3-Stripes on legs
- Colourblocked
- Fitted fit; Regular length
- 89% polyester / 11% elastane single jersey
- Delicate machine wash only at no more than 30°, tumble dry low, do not iron and don't dry-clean!


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Writing Contest Winners Announced
Greenbrier County Young Writers contest winners are as follows:
Kindergarten: "The Big Egg" by Samuel Jones, Lewisburg Baptist Academy, Connie Corner (teacher). Honorable Mention: "Lost in the Woods" by Brook Adkins, Rupert Elementary, Chris Peters. Honorable Mention: "Cheerleading" by Ella Lewis, Lewisburg Elementary, Debra Johnson. ....
For the full list of contest winners, read more in the Wednesday, April 30, edition of the West Virginia Daily News.


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Bill Bush
I have a confession to make. I love my job but if I could be doing anything right now I'd be on some high mountain peak or in some remote location taking pictures of something beautiful. Photography has been a passion of mine since I was young.
Like many things, photography has been affected by huge advancements in technology. Until the era of digital imaging, the barrier of entry was quite high. Photographers had to understand the technical aspects of choosing the proper speed film, lens exposure time, etc. Today, the average smartphone takes care of all this automatically.
The one thing new technology can't do, though, is create the image. Doing so is no simple task. It requires technical and artistic acumen and an ability to look differently at a subject that may have been photographed a million times before. Photographers often spend years thinking about how they will photograph a certain subject or scenic location to capture something different. I know I have.
When I look at the channel, I see a lot of similarities with photography. In many ways, we are all working hard to be unique and to differentiate ourselves in a crowded marketplace. Also, as with photography, huge technological advancements have impacted our industry and many of the tactics we have used in the past to reach our audience are no longer relevant.
Further, like the photographer who is trying to make his mark by taking a picture of something that has been shot before, we need to capture the attention of customers by demonstrating our difference and immediate business value. Our conversations with customers today should start with the bigger story of how we are solving business problems and follow, when appropriate, with an infrastructure, components and features conversation with the right audience.
As a national solutions architect, I have the opportunity to work with a diverse set of partners and customers throughout the United States and Canada. It is exciting to see our industry evolving rapidly in new and different ways and I enjoy hearing how our partners are adapting. Over the course of the next year, I will leverage this blog to share stories of how Sungard AS is enabling partners to accelerate their referral or resale business by solving customer business challenges.
I hope you bookmark this site and come back regularly.
As a national solutions architect for the channel, Bill focuses on enabling distributors, VARs and technology resellers/integrators to identify optimal use cases within their customer base for Sungard AS' market-differentiated suite of cloud services to accelerate their referral or resale business.
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By Peter Munthe-Kaas
On 17, Jul 2017 | In Mind | By Peter Munthe-Kaas
Rolandas wants to do his part in making the world a better place by helping build a culture of empathy. For more than 10 years he has been exploring many self-development and healing practices, and supporting people in conversations about their life challenges.
In 2013, finding NVC and its explicit focus on empathy and compassion clarified his vision of how to reach his goal, and as a part of several online NVC practice groups.


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SoftBank Group is close to reaching a deal with Grab, the Southeast Asian ride-hailing company, in which it will invest $500 million.
Reuters, citing sources with knowledge of the matter, reported the $500 million is part of a $1 billion round of funding Grab is aiming to raise. Total funding so far at Grab has been $6 billion, with SoftBank, Chinese ride-hailing firm Didi Chuxing and Toyota Motor investing in the company. At that point Grab was valued at $11 billion, noted the report.
Grab is aiming to raise money to become a technology group that offers everything from rides to mobile payments in Southeast Asia, which is among the fastest growing markets in the world.
The potential investment on the part of SoftBank comes at a time when Grab is facing increased competition from Go-Jek, the Indonesian ride-hailing company. Earlier this week TechCrunch reported Go-Jek is gearing up to expand into Singapore. According to a report, Go-Jek is expected to land in Singapore as early as October. The report noted that Go-Jek decided to go after the Southeast Asia market after Uber exited in March. Go-Jek first expanded into Vietnam and then Thailand. A source with knowledge of the plans told the news outlet that Go-Jek will be in the Singapore market by the end of October. The startup is in talks with investors to raise $2 billion.
In August, Go-Jek rival Grab escalated its fight with the company, announcing that it plans to invest $250 million in Indonesian startups over the next three years through its new innovation arm. Earlier in the month, the Singapore-based firm revealed that it had raised $2 billion in funding in recent months, adding that it will use a significant portion of the proceeds to continue investing in Indonesia. One way to do that is through its Grab Ventures arm, which will develop technology startups in sectors beyond ride-hailing. Grab has more than 7.1 million micro-entrepreneurs on its platform, more than half of whom reside in Indonesia.
On Tuesday, April 7, 2020 at 12:00 PM (ET) join PYMNTS CEO, Karen Webster and panelists from innovative travel companies for an in-depth discussion on the state of travel in the midst of the COVID-19 pandemic and beyond.


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Crestview Auto Service
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Proudly serving Saskatoon and area, Crestview Auto Service has been providing personalized car, light truck and motorhome maintenance services and repairs since 1984. Our licensed Service Advisors and Technicians are here to provide you with the highest level of automotive service available. We are here to help you save time and money through proper vehicle maintenance.
We will take the time to explain needed service or repairs and always provide you with an estimate before proceeding. The amount you pay will never be more than the amount you have authorized.