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McWarmonger turned McPeacenik Mitch McConnell (R-Right Wing Radical) has completed his metamorphosis from McSpendthrift to McScrooge. And it only took one election. That, of course, being the election of a Democratic president in 2008.
McSpendthrift, you recall, voted repeatedly to increase the debt limit under Repub President George W. Bush. McWarmonger voted to start wars and to re-fund them to the tune of what added up to several trillion dollars with the meter still running. The money however, was off the books so that made the spending somehow OK even though the American taxpayer was footing the bill.
Which way does Mitch McFourface vote? Depends entirely on whose president.
Now, continuing his makeover, McPeacenik recently opposed war in Syria (probably the only decent gesture he's made in his obnoxious and protracted career).
Mitch McPeacnik..
McScrooge has been around since Obama became president. This character recently rose from the depths as the Repub leader declared he believes voting against raising the debt limit gives the GOP leverage against the prez so the GOPers can continue screwing working people.
And now this four personality hypocrite seeks yet another term as senator of the very rich in Kentucky.
And he'll probably win the election.
Only in America.
We're No. 1 – In Gun Kills.
Something we can all be very proud of.
The mass murder in DC is a good time to remind ourselves that we have a Second Amendment right to be shot to death by firearms.
Elephants And Clowns.
The Repub clowns are at it again. Over 40 votes to pull the plug on Obamacare by yanking the bucks to pay for it. Just incredible. This time they will link the yank to the debt ceiling vote.
Did I say clowns? I certainly didn't mean to denigrate those circus laugh makers. I've been to several Barnum & Bailey extravaganzas with kids and grand kids and the clowns are a very special feature.
And so are the elephants, the political variety of whom obey the commands of their Wall Street and corporate masters at every turn.
If you're not in the 1% you're getting this from the GOP.
But not to worry about the politicians represented by that massive but obedient GOP beast. The caper they're attempting to pull off will turn out to be just another defunder blunder by the extremists. Pay no attention.
The Creature From The Slime Lagoon.
Pink slime, that is, the profit making venture of meat processors that blends cow carcass parts considered to fatty for human consumption into a chopped beef concoction from which hamburgers are mushed together with more chopped meat stuff.
Not to worry though if you taste or smell ammonia while ingesting these gastronomic delights. The gas form of that chemical is spread throughout the slime to kill bacteria. And you certainly don't want your kids eating those tiny creatures.
But let's face it, pink slime burgers can't be any worse than chicken bone soup made with warm water and an occasional floating noodle or beef stew drool with vegie mush, both of which are served regularly for lunch in school cafeterias.
No, not pink slime, but a variety of good meats prepared to make sausage. And you can do it yourself. Grandma's recipe is long gone though.
All three of the above menu items are good reasons to have your kids pack lunches from home and brown bag it. My kids would eat a school lunch only when pizza was served. Guess that was good enough, and safe enough, to consume.
Health Insurance Swamp.
We keep hearing the news media propagandizing that a government run program of health insurance represents socialized medicine. And you should probably expect this type of propaganda from corporate controlled news organizations.
Be aware that the perverted message is propaganda. Because under government health insurance such as Medicare and Medicaid, doctors are businessmen. They still run their own profit making businesses. And hospitals would remain just as the are today, massive profit gouging corporations.
Right wing propagandists insist that government health insurance always leads to socialized medicine whereby doctors and hospital staff would become Federal employees.
However, in many industrialized countries government health insurance and profit health care exist side by side. In fact, the United States is one of those countries. Half the population is covered by Medicare and Medicaid and that number will surely increase as baby boomers continue to retire. And when did Medicare become effective? In the mid-1960s, decades ago, and profit medicine remains alive and well.
The United Kingdom is an example of a country where socialized medicine exists since its providers (once known as doctors and nurses) work for the government.
A Thatcherized profit system of health insurance was introduced to that tiny island nation but, after a time, began losing members who found the government system to be a better deal and they returned to the British National Health Service.
Canada's health care system is another example of a successful program of socialized medicine. The Canadians love it despite the hysterical horror story propaganda emanating from right wing Randian dolts in the United States.
That brings us to Obamacare, that miasma of rules and regulations you need a Philadelphia lawyer to explain. Yes, the president's "signature program" has good features. It's complexities however, present a serious drawback.
For example, ya got your Bronze Plan (also referred to as the "bankruptcy special". Then ya got your Silver Plan and your Gold Plan and, last but not least, your Platinum Plan and an infinite list of premium charges associated with each.
The Library of Congress. The Affordable Care Act is in there somewhere.
Fuggetaboutit. You can look it up on Google under Okefenokee*.
Much better would have been a simple public option that allows for a Medicare buy in and would eliminate the greedy middleman.
Corporate payola to corrupt government put the kibosh on the single payer possibility – probably forever.*Actually you can look up Obamacare in Google but not under Okefenokee, which is a swamp in Georgia, even though the two may be synonymous.
You are about to be TPP'd. By none other than our right wing president Barack Obama.
TPP, of course, stands for Trans Pacific Partnership, the 11 nation trade agreement now being negotiated largely with Asian nations.
The pact is the most dangerous threat to working class America since NAFTA and Obama is pushing hard to get it signed off.
Obama is not the Democrat so many of us expected.
The contract has been written with the participation of U.S. corporations and is being negotiated in a black hole of secrecy. It is so inimical to the interests of the American people that we are being kept in the dark – completely shut out from the from the talks and the terms. All at the behest of right wing president Barack Obama.
What little we do know about the pact has come to light only through leaks.
Here are a few of the details.
Corporations will be given the power to evade national law and a nation's legal system. Laws pertaining to the environment and worker safety will be abandoned. Any attempt to force a corporation to obey the law can be litigated in a supranational court whose judges will have the power to nullify existing laws.
All of the above will apply to minimum wage laws, effectively making the American worker a wage slave as much as his Asian counterpart now is.
Protest can be declared a terrorist act. However, protest may never occur since corporations will be given an open path to shutter even more American factories.
Obama is pursuing what is called a "fast track" road to passage of his rigged agreement. "Fact track" forbids Congress to exercise is Constitutional authority to review and amend legislation. The pact constrains Congress to an up or down vote, majority wins.
If you're in the 99%, you're about to get more of this from your government. (Photo: Шантира Шани).
Studies reveal that Obama's TPP portends a national employment disaster even greater than now exists as a result of the crash of 2008.. As much as 90% of the middle class will be affected by Obama's rigged pact through jobs losses or wage reductions.
Still think the president is a man of the people. If you're not convinced otherwise by his attack on the social safety net, his repeated slap in the face to union members and turning a blind eye to millions of foreclosure victims, there is probably nothing that will change your mind about the man. The TPP monstrosity, however, places Obama to the far right on the political spectrum, if he wasn't there already, regardless of your opinion of our Wall Street president.Eyes on Trade: Study: "Trade" Deal Would Mean a Pay Cut for 90% of U.S. Workers
Related articles
- McConnell: Debt Limit Is GOP's 'Leverage' Against Obama (tpmdc.talkingpointsmemo.com)
- 210 Republicans Who make Nearly $175,000 a Year Said Poor People Should Starve to Death (politicususa.com)
- Is The Left's Outrage Actually Fear That Obama Really Is A Clown? (im41.com)


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Etiquette (Reigi)
Reigi is the respect we show to our training partners, our instructors, the art we practice and the place where we practice it. It is infused in the tradition of martial arts and is of utmost importance in our school. Character building begins with this etiquette and the way we present and conduct ourselves inside and outside of the dojo. The discipline we achieve through reigi extends throughout our practice and feeds into all of our activity.
Reigi starts with respect for ourselves by ensuring we are clean and free of odours before we arrive at the dojo. Your keikogi should be clean and fresh, finger and toenails should be kept short and clean. Before we enter the dojo we must ensure that our keikogi and hakama is worn properly and that our obi (belt) is tied correctly.
Correct reigi and procedure whilst in the dojo
At the dojo perform a standing bow (ritsurei) at the doorway before you enter. This should be performed in a formal manner and with the feet together. Ensure footwear is worn when walking to and from the mat. No shoes should be worn on the mat under any circumstances. Remove shoes or zoori's just as you step onto the mat and then immediately perform a seated bow (zarei) in the direction of the shomen (front of the dojo). Again, this should be performed in the correct formal manner.
Whilst waiting for the class to begin, practice quietly or complete some warm up exercises.
It is considered extremely bad manners to turn up late for a class although it is understood that in exceptional circumstances this can't always be helped. If you do end up late for class you should sit quietly at the corner of the tatami (mat) until you are invited by the instructor to join. Then make zarei before joining the class. If because of personal commitments you previously know you are likely to arrive late please discuss this with your instructor beforehand.
As the class begins all students should line up in seiza (kneeling) in order of grade along the shimoza (edge of the mat directly facing the shomen). This line should be perfectly straight (ie taking a line from the knees of highest grade in the line) and spaced evenly.
The kamiza (highest place/top seat) or kamidina (god/spirit shelf) is located at the shomen and this will house a picture of O Sensei.
The instructor will sit to the side of the kamiza facing the class. He will turn to face the kamiza and rei (bow) towards the picture of O Sensei. At the same time the class will also rei towards O Sensei. If there are people seated in joseki the Sensei and the class will then rei towards them and they will rei in return (joseki can also mean top seat but it is to the side of the dojo and usually where distinguished guests or higher graded students sit). Sensei will turn to face the class, rei and the class will also rei. All will say "onegaishimasu" (which loosely means please let us practice).
Sit quietly and still whenever Sensei is talking or demonstrating. After Sensei has finished demonstrating perform zarei and move quickly and directly to a clear space on the tatami with your practice partner. Rei towards your partner then quietly practice the technique or the principles that have been demonstrated.
When Sensei claps hands or calls "yame" (stop), immediately stop what you are doing and rei towards your partner. Follow the further instructions given by Sensei. If Sensei is demonstrating techniques return to the shimoza to observe. Then again, after Sensei has finished demonstrating a technique, perform zarei and move quickly and directly to a clear space on the tatami with your practice partner.
Always rei to new practice partners as you change throughout the class. If Sensei is showing you a technique using your partner, you should observe quietly sitting in seiza.
When the class ends return to the shimoza and sit in seiza in grade order. As before this line should be perfectly straight and spaced evenly. Usually Sensei will call "mokosu" and a short time will be spent in zazen (seated meditation) to finish off the class.
Sensei will turn towards the kamiza and all will rei towards the picture of O Sensei. Then if there are people seated in joseki the Sensei and the class will then rei towards them and they will rei in return. Sensei will turn to face the class, rei and the class will also rei. All will say "domo arigato gozaimashita" (which means thank you very much). The class will remain seated until Sensei leaves the mat. The Sempai (senior student) will then say "kamiza ni rei" and the class will rei towards the kamiza. The class will stand and leave the line up in an orderly fashion.
Other general rules of reigi
Always perform the rei (sitting or standing) in the correct manner. The sempai (senior student) will happy to demonstrate the correct way to rei.
Always use the title "Sensei" when addressing the instructor in the dojo.
Keep talking to a minimum during practice.
Do not talk or fidget when Sensei is demonstrating or talking.
Do not wear jewelry on the mat.
If you need to leave the mat always obtain permission from Sensei first then perform zarei before stepping of the mat.
Do not lean on the dojo walls.
Be conscientious and diligent in your practice.
Always take care of junior students. They must be made welcome and be quickly integrated into the group.
All students must attend to the needs of the dojo. This means ensuring that it is clean and tidy before practice. Putting out the tatami and setting up the kamiza and then cleaning it all away after practice.

subset: commoncrawl


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Separation property is a theory that is often used to determine the focus and content of an investment portfolio. The theory essentially addresses two key components within the portfolio, and can be applied to any investor's situation, since these components are considered universal. Proponents of this approach claim that using the separation property model makes it easier to compile a functional portfolio that is likely to help the investor achieve his or her financial goals. By separating the two components and considering each one in turn, it is considered possible to achieve a more balanced portfolio that is capable of producing equitable returns over the long term.
The first component of separation property has to do with assessing the optimal risk inherent in the portfolio. Sometimes referred to as the optimal risky portfolio component, this consideration is focused primarily on the mathematical aspects of the configuration of the portfolio. That is, the mathematical relationship between the investments held in the portfolio is assessed, with a determination made as to whether or not the dynamics of that relationship result in an acceptable degree of risk. For this component, only those investments that carry an appreciable degree of risk are under scrutiny.
Personal choice has a great deal to do with the second component of the separation property model. Unlike the optimal risky portfolio portion, the personal choice is not focused on the overall mathematical efficiency of the investments held by the investor. Instead, the focus is on obtaining the best mix of different types of investments possible, while still keeping the investor's personal feelings about risk in question. Here, the degree of risk aversion of the individual is taken into consideration, making it possible to buy and sell investments to create the best balance between relatively safe investments and risk-free assets, and those that carry a higher degree of risk. If successful, the portfolio will generate a steady return while not causing the investor any undue concern about assuming too much risk with any one investment.
There are those who promote the theory of separation property as the ideal basis on which to build any type of investment portfolio. Others are not quite as enthusiastic, since it is felt that this approach does not allow much room for the instincts of the individual investor, or that the emphasis on mathematical relationships is either overstated or simply not that important to the overall investment process. In any case, many investors have successfully utilized this basic two-part approach, and found that the efforts did strengthen the integrity of their portfolios, providing them with a greater sense of financial security than they had experienced prior to implementing the process.
One of our editors will review your suggestion and make changes if warranted. Note that depending on the number of suggestions we receive, this can take anywhere from a few hours to a few days. Thank you for helping to improve wiseGEEK!


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Month: September 2016
September 2, 2016
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Mr Charles Imber offers expert abdominal surgery. The operations that he performs can treat a variety of conditions that affect the organs inside the abdomen (pancreas, gallbladder, liver, spleen, small and large intestine) or the abdominal wall (hernias).
If you know what condition you want to find out more about, use the search option below. Alternatively, browse our database using the menu on the right.
Not all hernia repairs are successful. Some fail soon after surgery, making a second procedure necessary, while others last for years before problems occur. Re-doing a repair is often more difficult than the original operation, particularly if there is a lot of tissue damage or an infection.
A hernia repair can fail shortly after hernia surgery due to problems with healing or the technique used by the surgeon. Inexperienced surgeons have lower success rates than specialists in hernia repair.
All surgery carries risks and complications can arise in an apparently uncomplicated hernia repair:
The body wall can weaken with age and with increasing body weight and girth as the increasing size of the abdomen puts pressure on the repair site. Both of these factors make a second hernia more likely and they also increase the risk that a hernia will recur even though it was repaired successfully years before.
A hernia repair can also fail several months or years after surgery, such as when:
If you have symptoms of a lump in your abdomen or groin, see a specialist who can tell you if you have a hernia and who can suggest the best form of treatment. Choosing a surgeon who is experienced in repairing hernias using laparoscopic surgery is the best way to avoid complications with a hernia repair. Success rates vary with different techniques, but a good surgeon who does frequent hernia repairs will generally have better success rates than a surgeon who only does half a dozen repairs each year.
Lifestyle after your hernia repair is also important so try to:


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Ello Ello!
So I am getting married on June 27th (only 3 months to go) and I am trying to work on the music for the wedding, since that is supposed to be a "fun" thing even though sometimes it's not!…
Anyway, here is what I am thinking….
Wedding Party is walking to "Don't Fear the Reaper" by teh Blue Oyster Cult (hilarious right?)…I just picked this, so if anyone has similar ideas feel free to shoot em over.
I am walking to "Kashmir" from Led Zeppelin, words and all. I picked it all by myself and it is set in stone!
We are leaving the ceremony to "You're my best friend" by Queen, that one is for sure as well.
Do all weddings have an "entrance song" for the reception? I dont have a DJ, I just have my ipod and the hookups so I dont know if I should designate someone, or if it's really neccesary to have?
Father/Daughter Dance: Either "You are so beautiful to me" – Joe Cocker, oorrr "She" – Elvis Costello. Which one is better??
First Dance will FOR SURE at (c)
least start with "Unchained Melody" cause it's my favorite "Oldie" but I hate dancing so I want to cut into something funny (I know this is popular) but I just want to shake it for a min, bow and run away….I was thinking "Sexy Thing" from Hot Chocolate. Haha, any similar suggestions??
That's all I really need for the must have's right? Any suggestions are welcome, thanks!!!!
"Unchained Melodyy" from the Righteous Brothers….cause no one else compares, come on :o)


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GUARANTEE: As with all my artifacts, this piece is guaranteed to be original, as described.
Great Ca 1900 Lapel Stud of Eagle Over R.E.D. Possible Red Eagles Fraternity Related
Code: 0t45socf00001red
Product Description
ARTIFACT: This is a great circa 1900 lapel stud of an eagle over a bar that reads "R.E.D." It is possible that this stud is related to the "Red Eagles" Fraternity.
VINTAGE: Circa 1900
SIZE: Appr: 1/2" x 3/4"
MATERIALS / CONSTRUCTION: Brass
ATTACHMENT: Stud
ITEM NOTES: This is from a Fraternity collection which we will be listing more of over the next few months. VDX17 LCHX8/17
CONDITION: 7+ (Very Fine+): Light tarnish and great patina


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Diane Wise (right) was honored with the ABC (Above and Beyond the Call) Award by Greene County Chamber and Development for her role as "a head cheerleader that shows no fear" in building a new Grand Junction Community Center. The award was presented by last year's winner, Don Orris (left), at the Chamber's annual meeting Monday evening at the Elks lodge in Jefferson.
Wise has worked tirelessly for the past 14 months raising funds for a $1 million community center in Grand Junction.
Projects have ranged from a large auction last August to organizing a volunteer crew to sell concessions at a Cyclone football game. She has solicited donations from friends and strangers and businesses and has written several grants.
She was the driving force behind an application for a Community Attraction and Tourism (CAT) grant from Vision Iowa. The city of Grand Junction was the notified in December that it has been awarded the grant, contingent on raising another $30,000 by early March.
In accepting the ABC Award, Wise announced that the $30,000 has been raised – that fundraising is complete and construction can begin in the spring.
Wise has not only done the "clean" work of raising funds. She has also joined in the dirty work of deconstructing the old dilapidated community center to sell salvageable materiel as another fundraiser.
While working at the Greene County FSA office, Wise was an active volunteer serving on the Greene County conservation board, the Greene County civil service board, the Grand Junction Community Center board, and in many positions in the Grand Junction Presbyterian Church. It wasn't long after her retirement that she decided to take the lead position in building a new Grand Junction Community Center.
"I got involved in the community center about 14 months ago because of my husband David and all the wonderful stories he used to tell about Grand Junction and his growing up years," Wise said. "I wanted all the kids in Grand Junction to be able to experience those same things, but with the condition of the town, it needed a new center. I got on board and said we'd have a new building in a year, and people laughed; they thought maybe five years."
She credited many other people with the successful fundraising. "This was not about me. This was about a community that came together and worked hard together to make this happen," she said. "This award is deserved not by me, but by a whole lot of people who have worked together."
A recap of the Chamber annual meeting will be posted in this week's Wednesday update on GreeneCountyNewsOnline.


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Peachy Pink & Chrome Gold Balloons Set includes a total of 30 balloons 20 Peachy Pink balloons and 10 Chrome Gold Balloons- This is a stunning set perfect for baby showers, weddings, Birthday Parties and so forth! Balloons can be filled with helium or air! For locals on the Sunshine Coast we can come and set these balloons up at your event or we can fill them and you can pick up or we can deliver (Additional Costs Do Apply). If you are picking up these balloons inflated with helium it is 50cents per balloon for the helium plus the cost of the balloons themselves. If you would like me to add high float to each balloon to make it last for many many more hours than without high float then it is 70cents per balloon plus the cost of the balloon. If you love our balloons but you would like a different combination of colours that is also totally fine just let me know via text, call or email what colours you are after and I can confirm that I have them in stock then we can go from there. Please always ring ahead before arriving as I do work from home. I'm mostly home during school hours however I may go out to the post office or to a school event etc but please again ring ahead before arriving my phone number is 0403 811 163 or email for product enquires on email@example.com
Helium Balloons-Sunshine Coast Party Shop- Australia Wide Shipping
Welcome to One Stop Kids Party Shop! A family owned party supplies and event business located on the stunning Sunshine Coast QLD. One Stop Kids Party Shop has been in business for nearly 11 years, we will be celebrating our 11th year of business later this year 2020. Our customers like to know how long we have been established as they know a well established business can be trusted. We originally started One Stop Kids Party Shop on the beautiful Northern Beaches Sydney were my husband and I grew up and where we had our 2 beautiful babies Nathan and Charlotte who are now not such babies at 10 and 12 years old. 5 years ago we decided to re located to QLD which was a fantastic decision as don't tell anyone but the Sunshine Coast QLD is one of the most happy magical places to live on earth.
Anyway we are now located at Little Mountain just of Caloundra Road, we are currently working from our home so please always ring ahead before arriving to make sure the item you are after is in stock and to give me some time to prepare your order and to make sure I'm not at the post office posting out my orders which is my second home!! We can ship out these balloons Australia Wide we have a flat shipping rate of just $9.95 and Free Shipping for orders over $80. If you are a local on the Sunshine Coast you can ring ahead on 0403 811 163 and arrange to pick your balloons up thus skipping the postage fee. If you require helium inflation we can also do that (For pick ups only as helium balloons don't go in the post). To inflate these balloons with helium it is 50cents each plus the cost of the balloon. We also can come to your event and set the balloons up for you so you don't have to worry this is a extra fee please contact me to discuss and book in . If you love our balloons but would like a smaller amount or a different combinations of colours to what I have advertised so for example instead of Chrome Gold, Chrome Blue and gold confetti balloons you may wish to get say Chrome Gold, Pink and peach balloons that can also be arranged.


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Drew Hanley takes on New York & the World.
I love to eat, and you might be surprised how often I treat myself, while mainting the perfect model body for my photo shoots and acting works.
Simple Snacks
Look good and feel good in your summer body. You don't have to give up eating yuor favorite foods to look and feel great! I can teach you how to have it all.
Fitting into High Fashion
Never sacrifice style or body. Learn the tricks of the trade to build and maintain the perfect body, and how to keep it up year round.
Winter is Coming
It's okay to splurge in the winter and spring. Cabin fever gets to all of us, and there is no better way to keep your body in shape than learning how to keep your cool.


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Legislation introduced in the House would clarify legal and regulatory issues for users of blockchain technology.
Two bills were introduced in the House of Representatives intended to provide jurisdiction and regulatory certainty for both businesses and regulators in the United States' blockchain economy. The Token Taxonomy Act of 2019 (H.R. 2144) was introduced by Rep. Warren Davidson (R-Ohio) and the Digital Taxonomy Act (H.R. 2154) was introduced by Rep. Darren Soto (D-Fla). "It is time for the United States to step up and lead in blockchain technology," stated Soto. The bills are intended to clarify the numerous conflicting state initiatives and regulatory rulings, and patchwork of judicial decisions, that have clouded certainty for entrepreneurs and businesses that use blockchain technology.
According to Soto, the Token Taxonomy Act and the Digital Taxonomy Act "add critical definition and jurisdiction to create certainty for a strong digital asset market in the United States," which he called an important first-step to promoting innovation and maximizing the potential of virtual currencies for the U.S. economy, all while protecting customers and the financial well-being of investors. The strong support for this bipartisan legislation from U.S. businesses and stakeholders is clear indication that our friendly, light-regulatory proposal will propel the United States to be at the forefront of this industry."
Representative Ted Budd (R-NC), a cosponsor of the Token Taxonomy Act, expressed his desire that the bill "will make sure the development of this technology stays in the United States all while promoting better investor protections, capital formation, and innovation." Davidson stated that the legislation is the "key to unlocking blockchain technology in America." Davidson cited the lack of regulatory certainty and guidance and "an inconsistent patchwork of court decisions," for causing capital and innovation to leave the U.S. market for other jurisdictions. Davidson compared the bill to legislation passed in the early days of the Internet and would keep Congress from over-regulating the market.
Details of the bills. The Digital Taxonomy Act would authorize an additional $25 million in funding annually to prevent deceptive practices for cryptocurrency and blockchain projects. It would also mandate that the Federal Trade Commission prepare an annual report outlining the plan to protect consumers and ensure the United States remains a global leader in these technologies.
The Token Taxonomy Act of 2019 would amend Section 4(a) of the Securities Act of 1933 by adding information about digital tokens. The bill would clarify the definition of a digital token to be more inclusive of changing technology. Additionally, digital tokens would be excluded from the definition of a security, and the Securities and Exchange Commission would be directed to enact regulatory changes related to digital units secured through public key cryptography; to adjust taxation of virtual currencies held in individual retirement accounts; to create a tax exemption for exchanges of one virtual currency for another; and to create a de minimis exemption from taxation for gains realized from the sale or exchange of virtual currency for other than cash. A preemption provision was also included to encourage innovation.
MainStory: TopStory Blockchain CyberPrivacyFeed FinancialIntermediaries FinTech
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Gift giving can be challenging and at times daunting. In my family we have a birthday at the very least once a week starting October 31st and ending on December 30th. It's downright exhausting!
My creative genius dries up after Christmas, and yet somehow, I've never reached such a low state of desperation to find myself enticed me to buy any of the gifts listed below. (Sadly, I have been the recipient of a few of these awful gifts.) These gifts are really awful, save your money.
- Shower Feet – Hands free foot scrubber that suctions to your tub or shower. My Husband bought a version of these a few years back. He found it inside RiteAid, probably in the clearance section for 75% off, next to the other junk no one wants to buy.
2. Personalized Coffee Mug– You've Been Poisoned. Do I really need to explain why this is not a good gift? Skip the candy hearts with the cheesy BMine and this mug.
3. Screened in Chair Tent – A screened in chair that protects you from bugs and gives you shade.
Is it me, or does this look like a jail cell? This just screams anti-social to me.
It should come with a prop up sign that reads "I don't like people, please don't approach me." This is wrong on so many levels.
4. Zombie Feet Sandals – These sandals are made to look like a zombie wearing sandals. Just to clarify, these sandals have stubbed, bloody, battered toes for a more authentic look.
I had to take a double look the first time I saw these, because I thought it was a public health notice for some infectious foot disease.
Don't buy or wear these, people may have a sudden urge to vomit on your feet.
5. Handerpants – Fingerless gloves that are pants for your hands. Stylish for any occasion. Stop worrying about feeling so naked under your regular gloves with the Handerpants.
"Phew, I'm so grateful for the makers of Handerpants, because I really did feel naked under my gloves", said No One Ever.
For any of you who doubt the validity of these gifts, check out Amazon.
For the rest of you looking for better gifts to buy also check out Amazon.
I feel like I'm doing a great injustice here by leaving out another awful gift my husband bought for me. Let's call it the Honorable Mention Awful Gift
Anti Wrinkle Cream – The first Christmas while dating, my husband bought me anti wrinkle cream. It's what every 24 year old girl dreams of.
It has taken many years and an accumulation of awful gifts for my husband to learn not to shop alone.


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What is a cookie?
Cookie also know by names like HTTP Cookie, Web Cookie, Internet Cookie, Browser Cookie is a small piece of data which is sent from a website and stored on the user's device (phone, computer etc) by the user's web browser when the user is browsing.
Cookie allows the server to deliver a page tailored to a particular user.
Cookie is a 'Non-personal Information' which is not personally identifiable by the user (you) but is essential for the proper functioning of most websites. Cookie is automatically collected when you access most websites and it allows to recognise every time you visit that website.
Now laws in various countries (especially European Union (EU) countries) require website owners to ask user's permission before collecting cookies.
This is how a 'Use of Cookies' page is written. Or even better Cookie Notice.
Plugins to ask Cookie Permission
I need not tell you this. If you just go to Add Plugin page and type the word cookie you will see dozens of plugins to show cookie notice. All these plugins perform well. I myself have tested more than 10 such plugins. So install any plugin that you see has good number of installs and has good ratings.
That being said, if you already use Jetpack on your website then there is no need to install an extra plugin just to show Cookie consent. Jetpack allows you to shows Cookie Banner.
To enable cookie consent you must have Jetpack plugin installed and activated.
- Go to Appearance – Customize – Widgets (and Footer widget or any widget location where you want that Cookie notice to show)
- Click Add Widget.
- Now select Cookie and Consents Banner (Jetpack)
- Customize the text and button according to your preference. (You can be funny with your text.)
HOW TO CENTER COOKIE BANNER TEXT of JETPACK PLUGIN?
After you have successfully set you cookie banner, open private window and open your website. You will see the cookie banner. Now if your cookie text is less it will not be centered. To center the cookie text-
- Go to Appearance – Customize – Additional CSS
- In additional CSS copy the below text and paste it there. After that click Publish.
#eu-cookie-law {text-align: center;}
Now open your website in another private window (or use private window of another browser) and load your website. You will see that the text is centered.
Now this is effective on desktops. On mobile due to small screen it does not make much difference.
I hope this was helpful. To make your cookie notice even more beautiful you might try other cookie plugins. There are literally dozens of them. They let you easily customize banner color, text size, location of the banner, appearance (slide or fade) etc. Happy customizing!
Also note this Additional CSS will work only on cookie notice shown by Jetpack plugin and not other cookie plugins.


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2005 2014 Toyota Tacoma Tail light
Regular Price: CA$149.00
Special Price CA$99.002005 2014 Toyota Tacoma Tail light Learn More
2005 - 2011 Toyota Tacoma Headlights
Regular Price: CA$249.00
Special Price CA$179.002005 - 2011 Toyota Tacoma Headlights Learn More
Don't see your Part? We probably have it, call us or email us.CA$1.00
If you don't see your part, it doesn't mean we don't have it. We have 100,000's of partsLearn More
and can not add them all to the website. Call (1-604-801-6984) or email us (email@example.com)
for a fast quote and stock check.
We do not carry interior or engine/mechanical parts.


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Please allow 12 to 20 days for delivery.
or 4 fortnightly payments of $4.24 with More info
In stock
Please allow 12 to 20 days for delivery.
For those who love minimalist jewellery, this adorable and charming layered necklace is a must have! Secured by an extendable clasp, this piece suits every occasion.
|0.02 kg
|10 × 10 × 5 cm
Ordering with us is easy! There is no need to set up an account to order. Simply click on Add To Cart or proceed to Checkout.
After you have placed your order, an order confirmation will be emailed to you immediately. Please allow a 2-4 day processing time as our stockists prepare and pack your order to send it out of the warehouse. Depending on your location, delivery time is usually between 12-20 days.
If you have any questions or if there is a specific deadline for receiving this item, please message us. Thank you for your patience! ❤


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Ride, baby, ride. ______________________________________________ ~ Victoria Elizabeth
Ride, baby, ride. ______________________________________________ ~ Victoria Elizabeth
And so I'm stuck caught in your web of lies. Aware of the trap you've set, knowing I'm not the first or the last but grateful to be here just the same. ________________________________________________ Thank you for reading, ~ Victoria Elizabeth
Another evening at Epcot in the Walt Disney World park. Fireworks are practically my reason for living. "There should be fireworks, at least, when a dream dies." Kirby Larson. ~ Victoria Elizabeth
I say it often, but it bares repeating: I. Love. Fireworks. Had a chance to catch two sets of fireworks over the Fourth of July weekend, and had a perfect view of the Lake Eola show last night. Below are my favorite shots from the night. P.S. While most people would crop out (or be…
Some days are so bad, the sun burns its way back into the horizon.
Sometimes the veil of freedom blinds us all. ~ Victoria Elizabeth
Find salvation amongst the savages in the street. ~ Victoria Elizabeth


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Roaring Fork After the Rain
Roaring Fork Creek, Smoky Mountains, tripod, mid-day, HDR applied to this single image; other adjustments in Aperture.
Exif: F Number: 22, Exposure Bias Value: -0.70, ExposureTime: 6/1 seconds, Flash: did not fire, compulsory flash mode, ISO: 200, White balance: Manual white balance, FocalLength: 20.63 mm, Model: PENTAX K-7
Uploaded on June 06, 2012
Copyright for this gallery photo belongs solely to Greg Rhodes. Images may not be copied, downloaded, or used in any way without the expressed, written permission of the photographer.
Log in to follow or message this photographer or report this photo.


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Daggers boss Taylor felt a draw was a fair result
PUBLISHED: 13:00 25 August 2019
©TGS Photo tgsphoto.co.uk +44 1376 553468
Dagenham & Redbridge manager Peter Taylor says 1-1 draw with Eastleigh was a fair result after both side's created a number of chances.
Joan Luque gave the Daggers a first-half lead, but Eastleigh levelled matters at the start of the second half and that was how it stayed at the Silverlake Stadium.
You may also want to watch:
"I think it was a fair result to be honest, we had the better of the first-half I was very pleased with that, second-half I wasn't very pleased," Taylor told DaggersTV.
"I do want to give credit to Eastleigh, I think they played a lot of good football and caused us a lot of problems, so in the end it was a fair result."
The boss then heaped praise on Angelo Balanta and Luque for the link-up play to create the goal.
"I was very pleased with the goal, it was the cleverness of Angelo, we see him every week and know what he's about but to be fair to Luque he got in the position at the right time and finished it so that was a good goal for us."


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Join our Public Affairs Forum!
We are re-launching our Public Affairs forum (previously Policy and Lobbying Forum) and are inviting new members to join!
NICVA's Public Affairs Forum brings together those who work in policy, lobbying and public affairs in the voluntary and community sector to share ideas, practice, consultation responses and discuss issues around policy and policy development.
We are keen to continue these discussions in the current political deadlock and we are keen to share ideas around lobbying and campaigning in the absence of an Assembly.
NICVA provide the secretariat for the group, circulate and share ideas, papers, stories and events amongst the group.
Membership of the Public Affairs forum is open to NICVA members and if you are interested in signing up, please get in touch with [email protected] or [email protected].
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Save time, money and energy. Join NICVA and you'll be connecting in to a strong network of local organisations focused on voluntary and community activity.Join Us
NICVA now welcomes all small groups for free.


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Medical malpractice is the failure by a medical provider to provide a patient with the accepted standard level of care. A physician may misdiagnose a patient, miss an important symptom, or prescribe the wrong treatment. Medical malpractice can also include birth injuries, surgery injuries, dispensing the wrong medication or anesthesia, or discharging a patient from care prematurely.
People are vulnerable. We rely on the medical expertise of others for the proper treatment of a medical condition. When something goes wrong, it is imperative to have experienced medical malpractice attorneys who know how to examine medical records, find qualified experts and make clear what can be complex and confusing.
In 2010, with Jack as lead counsel, Jack and Walter won a $4.2 million verdict in a conservative Texas county. This was the largest medical malpractice verdict in Texas for that year.


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US Coast Guard commissions 'Joseph Napier'
U.S. Coast Guard's newest fast response cutter, the USCGC Joseph Napier, was commissioned January 29 in a ceremony in San Juan, Puerto Rico.
Cutter Joseph Napier will join the fleet of Coast Guard fast response cutters stationed in San Juan and heighten the Coast Guard's offshore presence in the Caribbean.
Lt. Ryan Newmeyer, commanding officer of the Cutter Joseph Napier, said: "It is a tremendous honor and privilege to command one of the finest ships the Coast Guard has ever had. The Joseph Napier will be a tremendous asset to Coast Guard efforts to combat transnational organized crime in the eastern Caribbean as well as a sentinel for all those who take to the sea."
The 15th Fast Response Cutter (FRC) was delivered to the United States Coast Guard by the American constructor of ships and patrol vessels Bollinger Shipyards on October 20, 2015.
The 154 foot patrol craft Joseph Napier is the 15th vessel in the Coast Guard's Sentinel-class FRC program. To build the FRC, Bollinger used a craft design based on the Damen Stan Patrol Boat 4708.
Each FRC is named for an enlisted Coast Guard hero who distinguished him or herself in the line of duty. This vessel is named after Coast Guard Hero Joseph Napier.


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Coupled with our ideal location, we advise on where to eat and what to see & do and provide directions, local maps and information as you require.
We welcome families with children from 4 yrs old, have daytime 'Left Luggage' facilities & free Wi-Fi – everything to ensure the very best is made of your stay, be it for a one night Stopover or Short Break Dover. Newly installed acoustic double glazing to ensure a great nights' rest!
Our Check-in: 4.30pm - 9.30pm (please note: we are not generally 'at home' during the afternoons).
Travelling without a car? - drop your luggage here (by prior arrangement only please): 10am - 1pm
We request that you check-out by 10am - we can store luggage during departure day - please discuss!


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2020 BMW X5 Concept, Release Date And Price – For those who have a high fascination with the alter of 2020 BMW X5 anytime soon BMW will start it. Although even so in the expansion, there exists some news going around with this car. This most recent version is rumored to generate by far the most amazing things like an excellent SUV to provide. We should acknowledge how the design is exquisite and marvelous as its forerunners. However, you honestly feel sorry for not thinking about the nearing 2020 X5. It is beautiful for additional changes and improvements towards the parts to offer you an advanced level of comfort and ease.
Initially, one could start to see the design concept which provides the consumer 2020 BMW X5 with Deluxe Bodyline. This is undoubtedly due to the fact the re-made light fixture as the center of destination. We may also find out the cute and cozy bbq grill to the entryways. It really is useful to enhance their look and feel. Like a 4-doorway should really aid within about 5 numerous men and women. The exterior is additionally made with some excellent subtle fine detail created purchasers from the preliminary begin.
Along with the changes and enhancements to the outdoors, you may also see changes in the cabin. The auto usually is far more high quality compared to the precursor version since the all-natural nuance of your redesigned dashboard having an elegant choose complete. 2020 BMW X5 possesses a really thoroughly clean cabin with monochrome color solutions. BMW views the usage of excellent-excellent white colored seat involve, even though the meal is effortless to offer a less hard have the ability to the automobile driver.
Currently, we are going to prefer to know you more information on technologies to 2020 BMW X5. As substantially since we recognize, BMW supplied no confirmation neither of them the correct engine is continuously unidentified. But we identified some news mentioned the organization could retain the before V8 engine with 4.4 liters for the reason that its performance is exceedingly fantastic and compelling. Nobody is aware of BMW's plan for this production of the automobile, but that will not always imply that BMW is just not will make a new engine to your potential.
We currently have no concept by any means if BMW wants to get rid of this vehicle, and how significantly it expenses to purchase it merely as it is even so below development. In the summary of the functioning daytime, we think additional information about 2020 BMW X5 essentially we save our paying budget.


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Customer Care Representative I
Wilkes-Barre, PA, US
UGI Utilities, Inc. is a natural gas and electric utility company committed to delivering reliable, safe and affordable energy to our 700,000 customers in 45 counties in Pennsylvania and 1 county in Maryland. We pride ourselves on being a responsive, engaging energy company. The foundation of our success lies in the strength of our 1,500 plus employees who strive to exceed the expectations of our customers and the communities we serve every day.
We offer comprehensive benefits, some of which are:
- medical, prescription, dental, vision, life insurance
- disability plans
- 401(k) matched savings plan
- paid vacation
- company stock purchase program
- wellness programs
- tuition reimbursement
- paid parental leave
- paid volunteer time
- adoption assistance
The Customer Care Representative will satisfactorily handle incoming customer phone calls, keeping in mind company policies and procedures while adhering to Pennsylvania Utility Commission (PUC) rules and regulations. During the training period which is 4-6 weeks the hours for the position will be 8:00am - 5pm, Monday through Friday. After that they are subject to our department shift selection policy.
Principal Accountabilities:
- Representatives will be trained to handle a variety of calls including gas emergencies and electric outages, new service applications, billing questions, and credit and collections inquiries.
- After training, representatives will be expected to handle complex inquiries independently.
- Representatives will identify assistance-eligible customers and refer these customers to the appropriate programs and agencies and will collect money and/or negotiate payment arrangements as needed.
- Candidates should be willing to participate in mandatory overtime, which is assigned periodically as business needs arise.
Knowledge, Skills & Abilities:
- Intermediate proficiency in Microsoft Office Suite
- High level capacity for multitasking independently and on a computer
- Excellent verbal and written communication skills using appropriate grammar, tone, and pronunciation
- Exceptional organizational and time-management skills
- Proven experience with SAP CRM systems a PLUS
- Past experience working for a utility company a PLUS
- Thorough understanding and adherence to PUC rules/regulations including Chapter 56 and Chapter 14 along with UGI policies/procedures a PLUS
- High School Diploma or equivalent
Pay Rate: $14.90hr
UGI Utilities, Inc. is an Equal Opportunity and Affirmative Action Employer. As such, the Company abides by the requirements of the Executive Order 11246, 41 CFR 60-741.5(a), and 41 CFR 60-300.5(a). The Company does not discriminate on the basis of race, color, sex, national origin, disability, age, gender identity, veteran status, or any other legally protected class in its practices.
Successful applicants shall be required to pass a pre-employment drug screen as a condition of employment, and if hired, shall be subject to substance abuse testing in accordance with UGI policies. As a federal contractor that engages in safety-sensitive work, UGI cannot permit employees in certain positions to use medical marijuana, even if prescribed by an authorized physician. Similarly, applicants for such positions who are actively using medical marijuana may be denied hire on that basis.
Job Segment: Customer Service Representative, Medical, ERP, SAP, Customer Service, Healthcare, Technology


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Sunday, January 7, 2018
2017 Wrap-Up :: The Atomic Weight of Cheese Podcast :: Episode 3 :: 2017 in Review!
Greetings Atomic Cheeseheads! And welcome to Episode 3: 2017. It was ... a year. And so, please join Me, Steph and Mike spend an hour and change wallowing in celebrity deaths (Stephen Furst 4VR!), going over highlights and listing our favorites and not-so-favorites in movies and streaming television and other popular media as we say goodbye (and good riddance) to 2017. So give us a listen, won't you? Thank you!
And for those of you are curious as to what my top films of 2017 are/were, and as a heads up to those who are gonna listen or already listened to the podcast already, there were two late additions to the list of faves that I managed to squeeze in after recording this episode. One was The Shape of Water (2017), which was fantastic, sweet, and delightfully perverse, and would easily qualify as the best thing I saw last year. EXCEPT! Turns out that would be the SECOND best inter-aquatic-species romance fantasy yarn I watched the last weekend of December but it happened, and there ya go.
Which makes The Red Turtle (2017), another enchanting success from Studio Ghibli, officially the best thing I saw last year, joining Get Out (2017), Happy Death Day (2017), Gifted (2017), Wind River (2017), Blade Runner 2049 (2017), Lady Bird (2017), Three Billboards Outside Ebbing, Missouri (2017), The Big Sick (2017), Free Fire (2016), War for the Planet of the Apes (2017), Hidden Figures (2016), and the three-punch combo of Guardians of the Galaxy Vol. 2 (2017), Spider-Man: Homecoming (2017) and Thor Ragnarok (2017)
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Making Edible Candy Setting...need A Mold
Decorating By tarascupcakes Updated 8 Jun 2010 , 3:31pm by MYOM-Dominic
I have looked and looked. I need a mold for a setting for a large gem. Similar to this one, but doesn't have to be near that fancy. I need to make a rhinestone setting with a colored gem in the middle. Thanks so much for any info!!!!
Hi tarascupcakes ,
You can make a mold of this brooch in about an hour and a half. You just lay the back side of the brooch down on some sheeted safe-D-Clay and then apply silicone plastique over it. Wait about an hour and you will have a food grade, flexible rubber mold. You can buy brooches at Michael's or antique shops or swap meets.
All the materials I mentioned are available at www.makeyourownmolds.com
Hope This Helps,


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Don't know the balance on your Shopko Gift Card? Here at CardCookie we provide you with the right sources to check the balance on your Shopko Gift Card so you can use it on your next trip to Shopko!
Check balance on Shopko website
Buy Shopko Gift Cards at 6%
Balance check link not working? Please let us know!


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2015 Rosé
The Dromana Estate is our Premium range and was created to showcase the high quality of fruit grown on our vines. 50% off the wine used in our Dromana Estate Rosé is from Heathcote, known for their warmer climate the fruit from Heathcote is fuller bodied.
Rosé is a typically a delicate and fresh wine which incorporates some of the colour from the skins but not enough to qualify it as a Red wine. The longer the fruit has in contact with the skin the darker the wine will be.
Wine Making
Produced in the traditional saignée method, which means "to bleed," it describes a method of rosé winemaking that involves "bleeding" off a portion of red wine juice after it's been in contact with the skins and seeds.
The Dromana Estate Rosé is composed from 50% Heathcote Shiraz & 50% Mornington Pinot Noir grapes. Saignée is a unique style of rosé wine because it is often bolder and darker in colour than any other rosé wine. So, if you're not a fan of traditional rosé, give this one a go!
Taste Profile
Dark Cherry & strawberries to the nose, hints of cranberry and soft drying tannin to the taste
Food Pairing
Saignée. Rosé pairs with all kinds of chicken dishes, Asian and Thai as well as salty bacon, pork belly and cured meats- the perfect summer drink


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Hello! We're Ann and Shahram, co-founders of DataCue. We both used to work for large tech companies—we met at IBM and Shahram later moved to TripAdvisor and Ann moved to consulting.
We saw first hand how good the large tech companies are at using their data to improve their business. Smaller companies hardly ever have the time and resources to do this. We don't think it's fair so we spent a long time wondering how to help.
In 2017, DataCue was born. Since then we've been pouring all our experience into it working with e-commerce companies to give them same opportunities as the Amazon's of the world.
We're happy you asked! In acting terminology, cue is a signal for an actor to say their line/do something. Our goal for DataCue has always been to take action instead of showing you even more data. We're tired of dashboards and analytics with pretty graphs. DataCue acts at the right time to delight your customers. Pretty graphs come later.
For instance, if a visitor has spent ages looking at jeans, it's clear she wants a pair of jeans. Isn't it more useful that we show her your jeans collections at that moment instead of showing you a graph a week later with stats that people find jeans interesting?
If you agree, we should definitely talk! Actually, if you don't agree, we should probably talk too—we're intrigued.
Let us know, we'd love to talk!


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Clitheroe Chartered Architects
Clitheroe Chartered Architects
Looking for Chartered Architects in Clitheroe McNeil Beechey O'Neill Architects LLP ensure that you get Chartered Architects service in Clitheroe and we are prepared to help you, to develop your thoughts & ideas into a feasible reality.
At McNeil Beechey O'Neill Architects, we are able to provide our customers with a comprehensive Chartered Architects service in Clitheroe from very first appraisals right through to completion of works and beyond. Throughout our 30+ years in practice as chartered architects covering Clitheroe area, providing Chartered Architects Services we have built up an abundance of practical experience assisting Clitheroe homeowners, building contractors, developers, businesses and also establishments, having to find Chartered Architects Services.
As a Chartered Firm of Architects, providing Chartered Architects Services in Clitheroe you will find the comfort of knowing that we provide you with our broad range of architectural design services consistent with the RIBA's Plan of Work, which you may learn below. For many clients we deliver the complete service from stages 1 to 6. Though we are very happy to talk about tailored Chartered Architects Services for a development in Clitheroe, as we understand the personality of each client and their development, is a special requirement that is deserving of our finest attention.
McNeil Beechey O'Neill Architects LLP equally understand that a construction project can often appear to be a complex undertaking, however, we do pride ourselves in becoming familiar with our clients' needs, guiding them through each stage of the –service—Services which we provide in Clitheroe, and including design, planning and development processes.
We have a proven reputation of giving you a Chartered Architects Service, in Clitheroe thoughtfully created commercially viable projects that satisfy the needs of the users and our clients equally.
In a nutshell our Chartered Architects services
Regardless of what your own development type, we offer a free Clitheroe based introductory Chartered Architects Service Consultation. Whereby we determine {your|the client] requirements (the brief), explore restrictions and opportunities before supplying a fee quote that responds to the Chartered Architects service in Clitheroe needed by you the client. Needless to say we can then assist you throughout the following steps, irrespective of whether that be conceptual drawings, planning drawings/consents, Building Regulations or getting your project on site in Clitheroe.
In simple terms our potential to give you a complete Chartered Architects assistance in the Clitheroe area so you can give attention to other stuff. Knowing that you can trust mbo architects to deal with the work in hand.
Mbo Architects cover most parts of the UK mainland, including Clitheroe from our architects studio in York. Should you be a Private Client, Building Contractor, Commercial developer, Design & Build Contractor, whether your project is Private, Extensions & Alterations, Offices, Regeneration and listed building, or Medical Practice to name a few. You can find a broad range of our works in our work portfolio.
Even if you are just after a piece of professional advice, on Chartered Architects Services in Clitheroe area, feel free to call us, and we will be happy to guide you through the next steps.
1st Steps in Clitheroe – RIBA Stages 1+2
Just about all meaningful relationships start with a mutual exchange of views, regarding Chartered Architects Services in Clitheroe. Likewise, the first step in the Client Architect working relationship should be to meet up in Clitheroe to talk over how Chartered Architects Services will help your project. This will make it possible for us to establish a development brief outlining the extent of the project together with the specific requirements you may have. From the defined brief we can easily develop feasibility sketches for consultation. Your favoured sketch option can then be refined through continuing discussion with you, to produce a series of images exploring the agreed proposals in plan form and 3D model/sketch.
Quite often these sketch proposals will also form part of the pre-application discussions with the Clitheroe local planning authority to verify feasibility and consultation requirements in preparation for a full planning application.
Handling Planning – RIBA Stages 3+4
Mbo Architects will progress the sketch proposals into a detailed set of drawings in preparation for submitting and acquiring planning consent in Clitheroe. During this stage we will manage further discussions with the local Clitheroeplanning authority and other statutory bodies, as required in order to gain feedback on the proposals.
Once complete we are going to produce and submit all the appropriate forms with the required drawings, as part of the Chartered Architects Service in Clitheroe and paperwork, continue to manage the application to obtain the necessary result.
Chartered Architects Service in Clitheroe – Detail Design and Construction
RIBA Stages 5+6
Once the coveted planning approval has been obtained to start with further develop the drawings to a technical level, ready to submit for Building Regulations consent. For a number of residential projects the Approved drawing at building regulation approval stage, could very well be sufficient for an experienced building contractor to complete the required works. On the other hand, on more multifaceted projects and part of a complete service we can easily further develop the proposals to develop a comprehensive set of construction drawings with a specification. These details can be sent out to a number of builders to tender for the works.
For the period of building we can administer the building contract on your behalf, conducting regular site visits in Clitheroe with the intention to confirm and ensure progress of the building works, as per the contract and Chartered Architects Service Provided by mbo architects.
If you need chartered architects services, in Clitheroe we are able to help you. Give us a call for more information.


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Title: Skoura | Makalu
Label: Nie Wieder Schlafen
Cat. No. NWS003
Format: Digital Download
Release Date: 10th July 2017
Support & Buy:https://www.beatport.com/release/skoura-makalu/2055898
Exploring different sounds is truly crucial for us as a label. While many in the industry try to specialize on one certain sound, we want to break the tunnel vision and show the world great variation of music, while maintaining the most important ingredient, that truly embodies the sound of Nie Wieder Schlafen: Atmosphere. Kotu take you into the deepest realms of organic resonances, with the focus on mesmerizing percussions and tribal drum patterns. The original tracks are complemented by a remix from Kincaid and Sinàl, who recently joined the family.
"Skoura" is a percussion focused production, that is based around a minimal, but strong groove. Screams and giggles of hyenahs are present throughout the track and help transport you to a distant land. Organic drum arrangements keep up the dynamics in this minimalistic track, which slowly evolves into a hypnotic ride, pulling you in with its details.
While the vibe remains, the dynamics change quite drastically in "Makalu". A production led by a variety of interesting leads including a lovely vocal sample, harmonic pads and a rather striking bassline that achieves to create a sound of the wild. Kotu builds on the minimalistic drum groove of Skoura with beautiful ethereal elements only to hit you with clear drum drops, that will melt together with the natural atmosphere of this track.
At last, we invited Kincaid and Sinàl to create a track, that truly pushes the boundaries of what can be achieved in electronic music: The guys were able to rework the Original in a way that is not only fascinating, but utterly unique. Not a single part of the remix seems the same, as the track is continuously progressing and changing. It feels as if you are never in one place for too long. From dark basslines, to mysterious and intimate sections, up to high pitched synths work…this remix has it all. A true trip, created with passion and professional craft, through its entire runtime. It is absolutely not surprising that the productions of these guys are supported all over the world – A true honour to have them with us. As always please go have fun with these pieces of art!


text: AWC Customer Service Survey Question Title * 1. Customer Name OK Question Title * 2. Customer Acct # or Meter Address OK Question Title * 3. Are you a Property Owner, Property Manager, Tenant, or other Property Owner Property Manager Tenant Other OK Question Title * 4. How long have you been a customer with Animas Water Company? Less then a month 1 - 12 months 1 - 3 years over 3 years not a customer OK Question Title * 5. How satisfied are you with our service Very Satisfied Satisfied Neutral Unsatisfied Very Unsatisfied Very Satisfied Satisfied Neutral Unsatisfied Very Unsatisfied OK Question Title * 6. If you rated Animas Water Company a 3 (Neutral) or lower, please give us feedback how we can improve: OK Question Title * 7. Have you visited our website www.animaswatercompany.com? What do you like about our website or do you have any suggestions as to how we can improve our website? OK Question Title * 8. Are you aware AWC offers E-billing and automatic payment options? Yes No OK Question Title * 9. Please enter your email below for AWC to send you information on Xpress Bill Pay Services. Name Email Address OK DONE


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As India aspires to fulfil its economic and social development goals, malnutrition is one area which requires greater attention. Critically examine the status of malnutrition in India. What are the proposed in the National Nutrition Strategy (NNS) of Niti Aayog in this regard? (time limit: 10 minutes, 250 words)
NITI Aayog (read selectively)


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Home Church is all about relationships
Home Church, Fellowship's small group ministry, is our primary way for the body of Fellowship to connect relationally with God and with each other through prayer, study, serving, and sharing life together. Our Home Church ministry will kick off for the fall the week of August 25 and run through the week of December 9 for the first semester. We would love to help you find and connect to a great Home Church!
Bios for each Home Church launching this Fall will be posted soon. Find one that looks interesting or like a good place for you to connect relationally, fill out the simple form, and get connected! We keep our Home Church size to 12-14 people max, to ensure relationships have a chance to flourish.
Jason and Tabitha May
She was a Texan living in England. He was an Arkansan living in Honduras, but God brought them together and were married four years ago in Houston. Jason, a UCA alum is glad to be back in Conway (since May 2018) with Tabitha, they celebrated the birth of their first baby girl, Isabella, last fall. When not working Jason enjoys punishing himself with house remodel projects (especially wiring speakers in every room), movies and board games. Tabitha loves being a stay at home mom and fellowships with ladies over a good cup of English tea. What they are most excited about home church is engaging with people on a deeper level. The May HC will be meeting 6:30 pm on Sunday evenings.
Mark and Linda Harris
Mark and Linda have a love for cycling and running. Thirty-four years of marriage and an empty nest have us enjoying outdoor activities that keep us feeling young as we age. We also travel often to see grandchildren and have two more on the way. Early in his career, Mark spent 5 years in the Navy. Linda's father, grandfather, and husband have all been engineers. Linda is an RN working at Conway Regional Rehabilitation Hospital . What they are most excited about when it comes to Home Church is meeting believers working through the same earthly struggles we face. The Harris HC will meet on Tuesday evenings.
Trey and Christina Howell/Jonathan and Jennifer Foster
The Howells have been married 16 years & enjoy life with their 5 children – 4 boys & 1 girl. Trey is a native Arkansan & enjoys woodworking, hunting, playing sports with his kids, and a good laugh. Christina is a native to
Conway since age 5 & enjoys outdoor activities, the beach, a good read, and a good Diet Coke. Trey works in medical device sales & Christina is a stay at home Mom. The Howells strive to center their life around Christ and are passionate about bettering their marriage, attempting to raise God-focused children, and being in community that encourages that.
Jonathan and Jennifer Foster have been married for 18 years and moved to Conway in 2011 with their two boys, Bennett and Steele. Jonathan works in the construction industry and loves sports with his boys, being outdoors, and ice cream. Jennifer works one day a week as a dental hygienist and the other days devoted to her boys. She enjoys family time, road trips, and a good conversation over a cup of coffee. The Fosters strongly value meaningful relationships and desire to create a sense of community that encourages and builds up the lives of others. They have a heart for hospitality and love having their home full of people and laughter. The Howell/Foster Home Church will be meeting on Wednesday evenings.
John and Claudia Courtway
John and Claudia Courtway have been married for thirty years, have five children between the ages of twenty and twenty-nine, and have been attending Fellowship Bible Church for approximately seventeen years. When John shows up for work, he is an attorney. He enjoys yoga, drum circles, and hiking in the woods. John knows the traps facing the Believer because John has fallen into most of them. Claudia works in the study abroad office at Hendrix College. She enjoys small town festivals, going on adventures with friends, and being in the sunshine. The Courtway home church will meet Sunday evenings at a time convenient for the people.
Ron and Jane Duggins
Ron, Jane, Lilian (13), Sofia (10) and Jane's Parents Leoni & Jose moved to Conway in 2015. Jane is a web designer by profession and the lead learner in their homeschooling family. Ron is a professor at UCA teaching Entrepreneurship and Innovation and he is also an Executive & Career Coach. The Duggins' have a special place in their hearts and home for international students as Jane herself came to the U.S. as a graduate student from Brazil. If you like black beans and rice then chances are there will be a pot waiting anytime you show up at their home! The Duggins Home Church will meet Sunday evenings.


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The Federal Highway Administration states that nearly 1.3 million car accidents every year are weather-related. Residents of Texas who experience icy and snowy winters should know about the ways to protect themselves when on the road so that they can avoid becoming a statistic.
Ice causes many drivers to lose control of their vehicles, and black ice in particular may deceive drivers because of its matte appearance. Drivers should first of all never speed, never slam on the brakes, and never drive too close to other vehicles because stopping distance increases when roads are icy or snowy. They should allow plenty of time to arrive at their destinations so that they don't rush and become reckless. If they get stuck in the snow, they should never spin their tires but should rather rock or push the car.
The vehicles themselves must be ready for the winter. Owners should make sure that the brakes, engine, heater, defroster, and other components are functioning. They should clear out any debris in their exhaust, change the oil, and check the battery. Batteries more than three years old should be replaced. As the weather alternates between warm and cold, the tires will expand and contract, leading to loss of tire pressure. Drivers should thus ensure that the tires are properly inflated.
When driver negligence leads to a car accident, occupants of other vehicles might suffer severe injuries that require lengthy periods of expensive medical care, during which they are unable to work. People in this situation might want to have an attorney's help in seeking appropriate compensation for their losses, either through a settlement with the at-fault motorist's insurer or through a personal injury lawsuit.


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by JUSTIN CROUCH
edited by ANDREW HICKS
VOLUME 1: JASON MRAZ – "I'm Yours"
I get it. This is a great summer song, by which I mean it's got that Look At the Quasi-Homeless Man Strumming His Acoustic Guitar On the Beach-type vibe to it. It fits Mraz's personality perfectly, in other words.
The lyrics to this shit-gem don't make much sense. Contradictions are everywhere. If "nothing's gonna stop you but divine intervention," Jason, then why do you "reckon it's again your turn"? YOU DON'T WAIT FOR YOUR FUCKING TURN IF YOU'RE DEAD SET ON DOING SOMETHING, fuckwad. Another thing, Mraz: if you 'won't hesitate no more,' then WHY for the love of Jesus Jones do you sing the song SO GODDAMN SLOW?! Keep in mind, people, these contradictions are just from the first verse.
As for the production here, it's a relatively simple formula. Muted four-chord acoustic guitar and a ton of imitation slack-key guitar go a long way when you're trying to compose an island-themed hit. Now where are the native-sounding folks on backup vocals? Holy crap, Jason, you've got that covered before the second verse starts. You sick, clever bastard. Too bad it's all formulaic, which means it doesn't amount to shit, Mr. Mraz.
Rule 42: Employ Ethnic Background Singers
It doesn't matter that all they really say is "Hey," as long as they sound like they could be from Jamaica or the Virgin Islands. Or maybe they run a bodega down the street from your seventh story walk-up apartment. As long as they can highlight Mr. Whitebread's vocals. I mean, this guy is from middle-class Virginia.
Rule 68: Scat Sing
Jazz singers used scat singing to imitate the instruments used in jazz, like trumpets or the frenetic, unpredictable pacing of a jazz drum riff. Jason Mraz scats in "I'm Yours" because, frankly, he doesn't know what the fuck else to do. Somehow, he merges the scatting into the cheap pick-up line, "Scooch on over closer dear, and I will nibble your ear." No thanks, Mr. AZ, as they call you. Not only am I a straight male, but you have offended my ears to the point where nibbling them would only outwardly resemble what you've done to the insides of them.
Jason Mraz, you Opie, white-bread, apple-pie motherfucker, you should be ashamed of yourself. I hope Louis Armstrong shoves his trumpet so far up your ass, you'll be the new P.A. system in hell whenever "Taps" is played. I hope Cab Calloway tap dances all over your face and assigns you to be his new Minnie the Moocher. You did, after all, mooch, or steal something genuine from him. But it'll probably never happen.
I'm sure right now the biggest decision you have to make is which pharmaceutical-grade pot you're going to roll your next joint with and what you'll have for dinner — grass-fed, free-range unicorn steak seared rare, or the souls of lost children everywhere. And that's what upsets me most.
And what's up with your awful teeth?


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This is it, everyone-the moment we have all been waiting for. The momentous, and yet beautifully subtle, shift of seasons. When the morning air begins to crisp and the sweaters in your closet begin to tempt more and more. When leaves brown and pumpkins appear outside the grocery store. You know, people-the glorious season of autumn is here. October is one of the very best months of the year. It is full of delicious recipes, fun fall activities, and beautiful outdoor scenery (unless you live in Arizona like I used to…then it just looks the same). I could go on and on about the energy and beauty of October, but I'm going to let this month's Final Weekend do the talking! The last weekend of October is a wonderful testament to not only what fall has to offer us, but what Lawrence does as well.
You are going to need to get your agenda out for this evening! There is something for everyone on this night and you won't want to miss a single thing. First up, our Final Friday's fare. Take a tour of Lawrence's vibrant downtown scene-Massachusetts Street is a hub of activity. Whether you are looking for local restaurants, unique shops and boutiques, or art in many forms, Mass St. is the place to find all this and more (you never know when a street performer will knock your socks off). This Final Friday, Signs of Life is hosting Artists With Insight Silent Art Auction benefiting the Women's Insight Center. There will be live music, hors d'oeuvres, and of course, art for sale in the silent auction. Owning a piece of art that you love is a real treat, but knowing that 100% of the proceeds went to a wonderful cause makes it even more special.
If you're looking to get into the spooky spirit of things, take the kids to Magic with Korso at Theatre Lawrence. Illusionist Korso and his special guests will be performing a show of magic and surprise, and you can even create your own magic potion in the lobby before hand. The show begins at 7:30, but if you don't want to miss trying your hand at some magic, plan on getting there an hour before! Tickets are only $5.00.
There's another performance you won't want to miss- KU's Student Activities is bringing Phoebe Robinson to the Lied Center. Robinson is an actress, writer and comedian known for her podcast "2 Dope Queens" and her role in Netflix's "Ibiza." You know this woman has some good things to say! You don't want to pass up the chance to see her live.
If you're up for it, end the evening at Replay Lounge to celebrate their 25th Anniversary. There is always a wacky lineup of local artists at Replay, so you know their anniversary weekend is sure to wow.
Here we go- a Saturday dedicated to fall fun! If you brought your pooch with you for the weekend, start the day off by letting them bask in the limelight. Lucky Dog Outfitters is having a costume contest Saturday morning at 10:00am. The costume theme is celebrity-human or animal. If you've got some tiny wigs or a big imagination, join in on the fun and see if your pup and their costume can stand above the rest! I kind of want to go and I don't even have a dog to dress up. Can you imagine how adorable this will be?
One of my favorite fall activities is the tried and true pumpkin patch. Schaake's Pumpkin Patch gives me all the fall feels I could want-a giant hay maze, freshly made kettle corn, and of course, rows and rows of pumpkins just waiting to be picked. I would recommend getting there early or perhaps a bit later in the day to avoid when the patch is the busiest. But don't worry, there are animals to see and a little shop area to peruse as well, so if you have to wait for the next hayride out to the patch, you certainly won't be bored.
Time for a pre-Halloween treat! You can trick or treat around Mary's Lake at the Prairie Park Nature Center Sunday from 1:00-4:00pm. There will be cider and cookies, and I bet you may even get to see an interesting animal or two. The family will be totally prepped for Halloween! Although if you have a long ride home, you may want to save some of the candy for later…


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Who would of thought that all #1 seeds would make it to the final four? Sure, it presents some intriguing matchups such as Roy Williams haters vs. Roy Williams….but half the boring bracket fillers probably picked this final four. I needed Davidson to slay Goliath to make things a little more interesting.
As a semi-closet fan of the Florida Marlins, this was pretty funny. A-Rod makes around 28 million this year, because of his New-you-got-to-be-kidding contract. That figure is more than the entire Marlins team….plus $6 million. Ridiculous. Not a good sign for the fish.
Been enjoying watching the Newlyweds on Sunday nights. It is actually a show that I try to watch each week. It is now down the final week. Been some funny stuff. There is this one couple that eloped. She is a transplant surgeon who dropped her work to be a stewardess for her new husband who is a pilot. Yeah, and the parents came on the show, total awkwardness comedy. Good Stuff.
The Bachelor: Dude is from England. Chronic hiccup girl is pretty funny. Otherwise, gag me with a spoon.
52 percent of boys and 26 percent of girls reported average total screen time of more than 42 hours per week which included TV, computers and videos. SAD.


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02 October 2014 — Mr. Klaus-Dieter Naujok, project leader of the MoU/MG PoC project on semantic interoperability, gave a verbal presentation on the situation of, experiences made by and the results accomplished by the MoU/MG PoC project, along with recommendations and further thoughts.
The POC project explored the technical feasibility and effort required to use the SKOS tool for a controlled vocabulary. Inputs were made by SWIFT on ISO 20022, by ISO/TC 154 on ISO 7372, by UN/CEFACT on CCL, and ...Continue Reading →


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Carpet One Near Sophia
If you want to improve the look and feel of your Sophia-area home with an upgrade in flooring, come in to your local Carpet One. Sophia-area Carpet One stores can be counted on to supply your North Carolina home with top-of-the-line flooring options, flooring installation, and warranty protection that are the best in the industry. We carry everything from natural hardwood to lavish carpet choices and everything in between.
Carpet One redefines what it means to shop for flooring in the Sophia area. Whatever your lifestyle, whatever your price range, your Carpet One near Sophia has it covered. Our sales professionals will see you through the flooring selection process along with the Carpet One SelectAFloor™ system, which will help you pick the ideal floor at a price that is right for you. Whether you want the classic look of ceramic tile in your home or a laminate flooring that will stay beautiful while standing up to lots of foot traffic, your local Sophia-area Carpet One delivers with great flooring at a great price for everyone. What's more, there are a variety of SelectAFloor ™ warranties from which you can choose to ensure that your floors perform well long after installation.
Affordable, quality flooring has never been easier to come by than at your Sophia-area Carpet One. Rely on your Carpet One near Sophia to help you achieve your vision and renovate your floors with professional ease. Just visit your Carpet One near Sophia to get started and find out how easy it can be to have beautiful new flooring!


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Get your FREE 1 Year Subscription to Popular Science Magazine, courtesy of ValueMags! Be sure to select ''No'' to any offers after you fill out the short form. No strings attached - you'll never receive a bill. Your first issue should arrive within 6 to 10 weeks!
Stop by our free magazines section for other magazine subscriptions!


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Have you recently started working with a staffing firm in Buffalo, NY on your job search? If you're serious about… Read more »
Category: Career Tips
What Not to Do When Working With a Recruiter
You're working with a recruiter and feeling confident they will put you on the path to your next job. In… Read more »
Three Ways a Healthy Lifestyle Helps You Handle the Night Shift
Are you interested in working a job with night shifts, but unsure of how well you'll handle the transition? There's… Read more »
Four Winning Resume Tips for 2019
Whether you're on the job hunt or preparing for an upcoming career move, getting your resume ready is first on… Read more »
How to Share Fun Facts About Yourself Throughout the Job Hunt
Ever feel like it's hard to loosen up and express yourself during the hiring process? There's no denying it can… Read more »
Take Your Job Search to the Next Level by Working With a Staffing Company
Have you been applying to job after job with no interviews lined up? If you're feeling stuck, confused or overwhelmed… Read more »
Stuck at a Job You Hate? Here's How to Leave the Right Way
Every employee has bad days, but if you're having a bad day, every day, something must change! Though you come… Read more »
The New Year is a Great Time to Start Job Searching!
Have you been feeling deflated lately with your job search? With 2019 now underway, there's no better time to refocus… Read more »
2018 Recap: Our Top Posts for Job Seekers in Western New York and Atlanta
The new year is a great time to find a new job! As a job seeker, you may view the… Read more »
How Does a Shorter Commute Improve Job Satisfaction?
On top of long working hours, spending extra time in traffic can quickly turn your work day upside down. In… Read more »


text: toggle menuMENU GDPR Posted on Friday 25th May 2018 The General Data Protection Regulation came into effect on Friday 25 May 2018. This new EU regulation strengthens the rights you have over your personal data and requires organisations that process it to be open and transparent. We have updated our Privacy Policy to explain how we use your data more clearly and compiled a guide to your rights under the GDPR. Posted on Friday 25th May 2018


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An office relocation can be a stressful but exciting move for any business and one that you must plan down to the last fax machine and telephone wire. The success of your relocation is down to how much you plan and like anything proper planning will reduce disruptions and financial loss.
Here's how to ensure a hassle free office relocation project:
Plan early
Get your ideas together, there is a lot of work to do when it comes to relocating so the earlier you plan the easier it will be. Set some dates and make a checklist to tick off. What can go first? How much space does your new office need? Simple checks and lists will keep you and your employees organised.
Don't do it alone
Moving offices is going to be stressful enough without you and your team trying to pack up and carry out your office duties as well; it would be a disaster if you misplaced an important document or file, so why not hire some help to assist you with the removal? Hiring a commercial removals company will ensure the move is done quickly and efficiently. If you want to pack your own items, maybe you've got confidential files or documents then why not use one of our packing kits, this will ensure you have all the packing material you need.
You will need storage space to keep your stuff in, it will be impossible to move everything yourself in one go so why not hire some storage space to keep your items safe until the move.
Upgrade: This may be the time to upgrade your new office; a new office equals a fresh start. If your previous office was a bit bland and dreary brighten this one up and make it a happy working environment for your employee's to make it a positive move. Remember to get things like phone lines and internet connection sorted just before the move, with disruptions in the workplace because of the move you don't want to delay any further work by not having the internet.
Here at IRIS Removals and Storage in Oxfordshire we offer the relocation services to meet your business needs and are part of the National Guild of Removers and Storers so your office relocation is safe in our hands. We guarantee all storage items will be kept secure with our 24/7 CCTV and controlled gate access which ensures that no unauthorised persons can access your storage.
For more information on our removal and storage services why not give us a call on 01865 770 227 or fill out one of our quick and easy online contact forms here.


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The Thailand get away is not enough for us fans to see the bromance between these two hot guys of 2PM when they took a vacation while Nichkun visited family. They again went to "honeymoon" as Nichkhun teased fans via his IG as he post photo of him with Jun K. in Japan to see another 2PM member Junho in his solo concert.😀
Love these boys and their love for each other as brothers.
Photos of Jun K. & Nichkhun


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Help zone
TurboTimerStore.com is proud to be the world's largest supplier of Turbo Timers from Apexi, Blitz, GReddy and HKS. With our easy return policy, shopping online has never been easier!
If for some reason you are not satisfied with your order within 30 days. We will provide a refund (Less shipping & handling) on all items that are returned in new and unused condition. All returns must include ALL original packaging and be in re-sellable condition. The purchaser will be responsible for return shipping. All refunds are subject to a 25% restocking fee. We cannot return items that have been used.
All orders will ship via Fedex within 24-48 hours. We ship daily MON-FRI. We do not ship on Saturday or Sunday.
In the unlikely event that an item is out of stock or has been discontinued, we will contact you via email as soon as we can.
All prices on our website and in our catalog are subject to change at anytime. All orders will be billed by " MastaMinds Incorporated "
Damaged Shipment :
In the unlikely event that an item is damaged upon arrival, please contact our offices within 24 hours and save all boxes, packing material, etc. We will file an insurance claim and promptly resolve the situation with a new un-damaged item.
Order Acceptance :
The receipt of an order number or an email order confirmation does not constitute the acceptance of an order or a confirmation of an offer to sell. TurboTimerStore.com reserves the right, without prior notification, to limit the order quantity on any item and/or to refuse service to any customer. Verification of information may be required prior to the acceptance of any order. Prices and availability of products on the Site are subject to change without notice. Errors will be corrected when discovered, and TurboTimer Store.com reserves the right to revoke any stated offer and to correct any errors, inaccuracies, or omissions (including after an order has been submitted)


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Somebody's Baby, lie still
Embalmed in pure white cotton,
Cocooned securely, like the babe in arms
within the shroud.
Seraphim cavort no more upon a form
once touched with shades of youthful innocence.
Somebody's Baby, be sure.
Your time for dreams now spent,
No future beckons only time captured frame by frame,
Frozen in vulgar technicolor;
Close Up; Explicit, depicting genre yet unclassified;
The epic over exposed.
Somebody's Baby, be silent.
Grey and gnarled imposter in the cot
Metamorphosis contrives a landscape dry and gnarled.
No more seductress of tender ministry;
Solitary, silently; endures the travesty
Of human demise.
Copyright © CAROL ROBINSON | Year Posted 2007
Use this to report a poem that violates PoetrySoup's Terms and Conditions ONLY.


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Product Details:
The ground stake with bearing is a perfect choice for mounting your feather flag outside in soft ground. The bearing improves the lifespan of your feather flags banner by reducing twisting and bending in the wind.
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Only logged in customers who have purchased this product may leave a review.


text: What is next for South Africa's ANC? South Africa's ANC marked its 106th anniversary with celebrations on Saturday in Eastern Cape. 14 Jan 2018 20:14 GMT ANC, Politics, Jacob Zuma, South Africa, Africa South Africa's governing African National Congress (ANC) is one of the oldest political movements in Africa. It was founded in 1912 and has been the dominant party since the end of apartheid in 1994. But the party that promised to bring prosperity to millions of South Africans has been accused of corruption and mismanagement. Its new leader, Cyril Ramaphosa, says he wants to change that. He has promised to restore credibility to an organisation that was once led by Nelson Mandela. But is he up to the task? Presenter: Laura Kyle Guests: William Gumede - associate professor at the School of Governance, University of the Witwatersrand Mac Maharaj - former presidential spokesman for Jacob Zuma Nomboniso Gasa - adjunct professor of public law at the University of Cape TownSource: Al Jazeera News Tell us what you think


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Joseph S. StaceyStacey & Jacobsen, PLLC
- Maritime Law, Personal Injury, Insurance Claims
- Alaska, Oregon, Washington
Joe is a founding member of Stacey & Jacobsen, PLLC. His practice concentrates on the representation of injured maritime workers, fishermen, blue water seamen, tug and barge seamen, tankermen, longshoremen, repairmen, maritime construction workers and pilebucks.
Joe was born and raised on the Maine coast. He attended the University of Maine in Orono, then traveled west to attend law school at Seattle University.
Joe has been married to Elizabeth since 1986. They have four children, three boys (in a row) and a girl. Joe has always been involved in his kids' education, sports, and other activities. Joe has coached Little League baseball, basketball, and soccer. He has also enjoyed coaching speech and mock trial at several local schools. Joe enjoys spending time with his family - from family vacations to family dinners.
In My Own Words
"I feel honored to represent hard-working men and women and their families. I also come from "working" family roots. All too often, I see a client who has a serious injury, one that takes that worker out of the labor force. Injured workers need good representation so that they have access to what the law allows: damages for lost income, pain and suffering, retraining costs, and all other damages. I feel that a good result is when financial security is established for the injured client and his family. That goal and my great clients gets me out of bed every morning."
- Maritime Law
- Personal Injury
- Insurance Claims
- Admiralty
- Free Consultation
- Contingent Fees
- Alaska
- Oregon
- Washington
- English
- Partner
- Stacey & Jacobsen, PLLC
- Current
- Seattle University School of Law
- University of Maine - Orono
- Oregon State Bar # 030406
- Member
- Current
- Washington State Bar
- Member
- Current
- Alaska State Bar
- Member
- Current
- Website
- Joseph S. Stacey's Website Profile
- Website
- Stacey & Jacobsen Website
- Blog
- Maritime Injury Law Blog
- Crewmember Sustains Severe Burns on the F/V Bountiful
10 February 2020
- F/V Scandies Rose Sinking Investigation: What to Expect
2 January 2020
- Four Fishermen Rescued after F/V Sea Angels Runs Aground
10 December 2019
- U.S. Coast Guard Designates New Coast Guard Cities in Alaska and Washington
3 December 2019
- Three Fishermen Lost at Sea in Massachusetts
26 November 2019
- Fisherman Suffers Severe Hand Injury Aboard F/V Arctic Storm
19 November 2019
- Muffin Monster Grinders, Guards, and Worker Safety
5 November 2019
- Modified Vessels Require New Stability Reports
29 October 2019
- Marking and Identifying Fishing Vessels
22 October 2019
- Q. How long do I have to file a claim if I get injured while working on a fishing boat?
- A: If you are a seaman (sailed with and worked on the fishing vessel), you would have 3 years from the date of injury to file a lawsuit.
- Q. I tried to file my maritime injury suit 14 months after i was injured but the other party claims I'm beyond the statute
- A: Are you a "passenger" on a cruise ship? Most often, a passenger's personal injury case is governed by a one year statute of limitation. A "seaman" has a three year statute of limitation.
- Q. If I am injured at sea, what type of medical benefits am I entitled to?
- A: If you are a seaman and you are injured or become ill "while in the service of the vessel," you are entitled to receive paid medical care, maintenance (a daily rate which is supposed to cover room and board), unearned wages (wages through your contract period of employment), and repatriation costs to the point of hire. There are only a few exceptions to payment of these entitlements. Also, a union contract can dictate a maintenance rate. Maintenance and medical expenses must be paid until the point that a seaman reaches "maximum medical improvement," basically when a seaman no longer is under medical care. Medical care should include all the "traditional" medical care that is reasonably needed. A seaman is entitled to choose his/her own doctors. Medical care includes physical therapy, diagnostic studies, medication. This is a general answer to your question.
- Q. Do offshore workers get workers comp?
- A: Thank you for your question. The answer depends upon what "category" of worker you are talking about. A "seaman" would not be eligible or qualify for worker's comp. A seaman's remedy after being injured on the job falls under the "Jones Act" and General Maritime Law remedies, including maintenance and cure. On the other hand, a "harbor worker" qualifies for federal worker's comp (L&H). If you are asking about a worker on an oil rig, then most likely that worker would be considered a seaman.
- Q. What can you do to get compensation if you get hurt working on a cruise ship?
- A: Need more information. Were you a crew member? What company? Where(location) vessel when injured. Your nationality. The answer to these questions may determine what law applies.
- Q. Is there a special workers comp law if you're injured while working at sea?
- A: The answer depends upon what category of worker you fall into. If you are a seaman or fisherman, you would be covered by the "Jones Act" and general maritime law. If you are a longshoreman or harborworker, you would be covered by Longshore and Harborworkers Compensation Act (a worker's comp law).