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The interest rate is likely to be cut again when the Bank of England meets next week, and with a new tax year on the horizon, concerns are rife that saving in cash is quickly losing its appeal.
Cash ISAs, which are 10 years old this year, are typically the first port of call for any saver because of their tax benefits. But with headline rates dropping dramatically in-line with the sharp falls in the Bank of England base rate, these tax-free accounts look like they might have lost their sheen.
At the start of 2008, it was possible for savers to earn up to 6% on a market-leading cash ISA, according to data provider Moneyfacts. Now, however, cash ISA savers would be lucky to achieve half that, with many ISAs paying less than 1%.
According to research by Moneyfacts, some of the worst cuts in ISA rates of late have been by banks, rather than building societies. Rachel Thrussell, head of savings at Moneyfacts, says: "One year ago, £5,000 worth of savings could have paid around £20 a month. Now these savers would be lucky to make £2."
The dramatic fall in interest rates has severely punished the most prudent savers. "The Bank of England's cuts mean that savers who have built up a healthy balance of about £30,000 by utilising their maximum cash ISA allowance each year since ISAs were launched could have seen their interest plummet by more than £1,200 a year," says Andrew Hagger, a spokesperson from Moneynet.co.uk.
Despite job insecurity prompting many people to start or to boost their saving, the concern now is that falling interest rates – combined with stretched budgets and the rising cost of living – could put people off saving.
Figures from the Bank of England show that at the beginning of January 2008 the average rate on a cash ISA was 5.06%. However, 12 months later, the average rate was just 1.38% – the lowest since records began in 1999. As a result, savers appear to be withdrawing their money and seeking alternative homes for their savings.
Savers withdrew £2.3 billion from their nest-eggs in January, the first monthly fall in retail deposits since July last year and the largest amount since records began more than a decade ago, according to the British Bankers' Association (BBA).
And the Building Societies Association reports that desperate income-seekers withdrew a collective £212 million from building society ISA accounts in December last year.
What's the alternative?
The diminishing returns offered by cash ISAs have also prompted more people to look at alternatives. New ISA rules introduced last April mean savers can now transfer their cash ISAs from previous tax years into stocks and shares ISAs.
Hargreaves Lansdown has seen an increase between November and January in the number of customers transferring their cash ISA balances into stocks and shares ISAs.
According to Mick Gilligan, head of research at stockbroker Killik & Co, the miserly returns offered by cash deposit accounts have made corporate bond funds look very attractive. "They are traditionally seen as a halfway house between savings and shares – riskier than savings accounts but less risky than the stockmarket," he said. "The typical yield on the safest bond fund is currently 5%, but they can be as high as 17% for the riskiest bonds issued by companies relatively likely to go bust."
However, transfers are one-way only – once an ISA is transferred out of cash and into stocks and shares, it cannot be switched back at a later date.
Jason Witcombe, a director at independent financial adviser Evolve Financial Planning, warns that people thinking of transferring their savings from cash into a stocks and shares ISA need to be comfortable with the risks involved, as their capital is not protected from falls in the stockmarket.
"You need to be prepared to invest for the long term and ride out the highs and lows of equity investing," he said. "If you are concerned about the risk to your cash, it could be worth drip-feeding the account rather than investing a lump sum."
Witcombe also recommends keeping a cash buffer before looking at longer-term investment. "How much this should be depends on your expenditure patterns, so you need to look at what would happen in the event of unemployment, or a large and unexpected bill, and work out how much cash you feel comfortable holding."
For savers unhappy with the risk of investing in equities, the big questions on their lips is how long can interest rates remain so low and when they will start to see a decent return on their nest eggs.
Unfortunately, Stuart Porteous, head of RBS Group Economics, believes it won't be this year. "Putting a floor under the fragile economy remains priority number one," he said. "The UK's eight million savers will have to play second fiddle for now."
If you are in this position, Peter Vicary-Smith, chief executive of Which?, believes you should make sure your cash balance is working as hard as it can: "The big-name high street banks have consistently let their customers down, so savers should vote with their feet and move their money into one of the smaller institutions offering a decent rate."


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ACM Group 2018: Isa met Wikipedia founder Jimmy Wales
The ACM Group conference 2018 https://group.acm.org/conferences/group18/ took place again on Sanibel Island, FL. This year the conference moved to January (because CSCW moved to Fall). For over 25 years, the ACM Group is the International Conference for disussing research on Supporting Group...
Award Winning Game Day Event - Student Teams present their location-based digital games for learning
Four teams present their digital games for learning on Friday, December 8, 2017, starting at 12.30pm in Townsend 205 at the University of Missouri-Columbia (in Columbia MO). This is an open public event! So, join us! Play with us! And vote for your team! ----Pizza will be served, too! We hope...
AECT 2017 - Isa Jahnke et al. presentations, slides and workshop
AECT 2017 Program is online available: https://convention2.allacademic.com/one/aect/aect17/ Our presentations will be on Thursday Nov 9, and the workshop is on Saturday morning, see below the details. ...And my slides are on SlideShare.net...
Congratulations Dr. Julia Liebscher!
"Mobile Learning and Creativity?" that was the research question and Julia Liebscher successfully defended her PhD thesis at FernUniversiy Hagen in Germany. Professor Dr. Claudia de Witt, Professor Dr. Frank Hillebrandt, Dr. Susanne Winnerling and myself were the committee members of Julia's...
Herrenhauser Symposium 2017 - Design Trade-Offs for Quality of Life
Gerhard Fischer (Univ of Colorado, USA), Thomas Herrmann (Univ of Bochum, Germany) and Volker Wulf (Univ of Siegen, Germany) invited researchers to discuss Grand Challenges of the digital age: https://digital-age.wineme.fb5.uni-siegen.de/program-schedule/ Approx. 45 people met in...
ContactProf. Dr. Isa Jahnke
University of Missouri
School of Information Science and Learning Technologies (SISLT, iSchool)
Associate Professor &
Director of the IELab


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For my final masters project, I wrote on the implications of evangelical purity culture. And let me tell you, what a wild ride. Normalized sexual violence, gender roles, politics, #ChurchToo, liturgy — there is a little bit of everything packed into this paper.
This paper has gained quite a bit of interest since mentioning it on my Instagram last month. My hope is to break down my research into digestible, accessible pieces for others to benefit from. (What use is all this if I hoard it all in my brain?)
Purity culture, or the evangelical sexual purity movement of the 1980s-2010s, establishes sexual "purity" as the ultimate standard for those waiting to be married. (Marriage is assumed.) In this subculture, to be sexually "impure" would be disastrous in all other areas of life and would doom any relationship with a future spouse. In both political and pastoral spaces, methods of control and fear seek to maintain patriarchal power over the hearts and bodies of young people, though primarily girls and women.
Stories and testimonies reveal the abusive nature of "purity" teachings and practices. Girls and women are often dehumanized and denied vibrant sexualities of their own. If feelings of discomfort or reports of sexual violence are made known, they can be frequently silenced and ignored. Sadly, there are real convictions buried in these teachings – blinded by ignorance and the fight for power. There seems to be no intention to inflict harm on to others. Rather many of those who participate are held to a conviction which values hierarchy between men and women, emphasizing a woman's submission to men's needs. "Purity" is interpreted as protection. More on this later.
Before I jump into the research itself, I wanted to share some materials on the impact of the evangelical sexual purity movement or abstinence-only education.
This reading list is fairly brief and does not include academic articles. Even so, these examples are moving and incredibly revealing. Please note, many portions of these texts discuss sexual trauma, which can be triggering or overwhelming for some.
Books or Essays
- Saving Sex: Sexuality and Salvation in American Evangelicalism by Amy DeRogatis
- Pure: Inside the Evangelical Movement That Shamed a Generation of Young Women and How I Broke Free by Linda Kay Klein
- The Purity Myth: How America's Obsession with Virginity Is Hurting Young Women by Jessica Valenti
- Virgin Nation: Sexual Purity and American Adolescence by Sara Moslener
- Making Chastity Sexy: The Rhetoric of Evangelical Abstinence Campaigns by Christine Gardner
- Naked Without Shame: A Counter-Hegemonic Body Politic by bell hooks
- The church's response to sexual assault survivors by Gay Clark Jennings
- Evangelical Purity Culture Taught Me to Rationalize My Sexual Assault by Becca Andrews
- This is Why Evangelicals Don't Believe in Sexual Assault by Dianna Anderson
- Sexual Purity, #ChurchToo, and the Crisis of Male Evangelical Leadership by Sara Moslener
- The #ChurchToo Movement Isn't Just About Gender by Laura Bullard
- Purity Culture is Rape Culture by E.J. Graff
- #ChurchToo: Christian women are calling out sexual assault and coercion, too by Becky Garrison
- Naked and Ashamed: Women and Evangelical Purity Culture by Amanda Barbee
- Christians Caught Between the Sheets — How 'Abstinence Only' Ideology Hurts Us by Tina Schermer Sellers
- Is Evangelical Purity Culture Based on a Mistranslation? by Libby Anne
I would also encourage you to read through the #ChurchToo on Twitter or sign the #SilenceIsNotSpiritual Statement.
If there are other articles, books, podcasts, etc. that have been helpful to you, I would love to read them and include them here. If your experience in purity culture has been positive, I would also love to understand more about your story.
Read more in this series:
- Impure: Taking the Next Step
- Impure: #ChurchToo & US Politics
- Impure: Harmful or Healing Liturgy?
- Impure: Female Sexuality in Purity Culture
- Impure: Purity Culture is Rape Culture
- Impure: A Fairy Tale
- Impure: In Defense of the American Family
- Impure: A Reading List on Purity Culture
- A Reading List for Relationships


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Modern technology offers a wide range of speakers. However, this profusion of brands and models can quickly turn into a real headache. How to choose your speakers when you are confused for choice? And especially what format to prefer between compact models and column speakers? Is the difference so important?
The answer is clearly yes, the difference being very marked, it seems important to us to provide clear answers to your questions and offer you the best possible advice. Let's start with a first question, is it better to buy compact speakers or column type speakers?
Why choose a compact speaker?
The compact speakers are also called speaker type library, a name that may cause confusion. Indeed, it is not recommended to place compact speakers in a library. If you are looking for Optimal sound performance, it is best to use speaker stands (adding decoupling points will improve all the more the sound quality). While many enthusiasts prefer the term "standing speakers", the phrase has never really been adopted, despite the fact that no audiophile would place its compact speakers in a library. The name has remained. These are can easily been used in small rooms or for domestic use in low price so here we have the list of best bookshelf speakers under 200, If you need the room or bookshelf speakers under low price you can easily select the one form above list.
The small footprint of these speakers allows you to position them on a buffet or ideally on a speaker stand. Their price is often lower than the model of the same range in column version. Finally, to sound a room of reduced size or for listening close monitoring / studio type the compact format of the speakers is ideal.
The musical differences between a compact speaker and a column model
The design and size of the speaker cabinet has a crucial impact on the sound reproduction. The larger the enclosure, the higher the risk of coloring the sound. One of the major objectives of the hi-fi is precisely to minimize this coloration in order to restore the music as it was recorded in the studio by the engineers. The design of many reference column speakers has been studied extensively to avoid this staining effect. Since compact speakers are, by definition, small in size, this risk of sound deterioration is much less important. As a result, the compact models deliver a punchier, more active sound with a host of details. This type of pregnant is able to marry rhythm and accuracy in a surprising way and many audiophiles believe that compact speakers offer a better sound image when compared to their column counterparts.
Positioning compact speakers
Placing a speaker in a room is an extremely important step in the process of implementing a stereo system. Compact speakers can be incredibly whimsical and sound very different depending on how close they are to a back wall or the floor and how they relate to the listener. Under no circumstances underestimate the impact that a pair of speaker stands can have on the final musical rendering.
To position a compact speaker at an ideal height, make sure that the tweeter is at the level of the ear, once the listener is in the listening position, sitting comfortably on his chair Or his sofa. That's when the extremely practical side of compact speakers is revealed. Not only does their small size make them much easier to integrate into your interior, but you have to add to that the wide choice of speaker stands (sizes and shapes) allows you to easily adjust their height to the level that suits you best.
The convenience of the feet does not stop there: many models are hollow and can be filled with an inert material (sand for example) to ideally dampen unwanted vibrations. You can determine the filling of the feet yourself (how far to fill them and with what). By filling your speaker stands with a dense material such as sand, you weigh down the foot and thus ensure the stability of your speakers while giving "weight" to the sound. This type of filling enhances bass performance and gives compact speakers the degree of authority they can sometimes miss.
Column speakers
The column speaker are much larger than the compact speakers and do not require the use of feet. On the other hand, the addition of decoupling points or shock absorbers / absorbers of vibration is nonetheless recommended to effectively isolate the column speakers from the ground and thus annihilate any harmful vibration. Quality cabling is also a guarantee of optimization of the speaker power supply by the amp.
Column speakers: musical features
While compact speakers seem to have the upper hand in terms of detail and precision, column-type models stand out in terms of the scale of the sound stage. It is true that their bigger box can sometimes color more the music, however the column speakers of quality benefit from a studied design and a neat construction, in order to eliminate this phenomenon. That's why entry-level column models are generally discouraged in favor of compact midrange speakers that will not suffer from this coloration. A quality column speaker will offer, at the cost of a slight loss of detail, a better bass response and a wider and deeper sound stage, for a truly immersive experience. The column speakers add to the purely audio dimension of compact speakers a real physical experience, a way to feel the sound impacts, whose intensity increases as you go up market.
Positioning the column speakers
One of the defects of column speakers – their bulkiness – is also to be one of their major assets. Since the speaker cabinet is designed to provide the best sound possible, you usually have nothing to do but add decoupling tips to get the best sound quality once you've placed the speakers in position.
On both sides of the listening area. While compact speakers require careful placement for perfect sound, placement is much less critical with column speakers. Despite a slight lack of versatility and a bulky size, column speakers are catching up thanks to their ease of placement.


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Classes & Workshops
Acrylics-Watercolors-Oils-Drawing-Paint Night (&Day)
Re-purposed Art- Fine Crafts- Meditation Art-Creativity-Vision Journals
Alexandria currently teaches painting at THE CAPE COD ART BAR
in Mashpee Commons. Click HERE for the Calendar or
contact if you have questions!
in Mashpee Commons. Click HERE for the Calendar or
contact if you have questions!
"As a teacher I offer people the healing experience of creating art in many forms. Sometimes that means teaching them technique and skill. Sometimes that means just standing next to them and encouraging them to put the brush to the canvas, promising them no judgment, just the space to create and express.
I believe that art is a great way to learn about yourself. It's amazing how many people think that they are not artistic, and when they finally have the courage to pick up the brush they always pleasantly surprise themselves...and me too!
ANYONE can learn to paint... anyone, all you need is the desire and the willingness to try"
Alexandria Tyber


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Volume 15, Number
2 - February 2015
Greetings from Food Label News.
Ground hog day. For those food labelers experiencing a
winter wonderland – still – we are wishing you warmer days
ahead. It's heating up for restaurants as new requirements
for menu item labeling are approved. Read all about what's
new and what's required. As always, we welcome your comments
and discussion in the
Food Label Community on LinkedIn!
In this issue
you'll find:
"Thank you for your thoughtful
responses. I will incorporate your
suggestion into the label design. It really
solves my dilemma. I greatly appreciate your
patience and willingness to help us nail
down each aspect of label compliance."
– Rishi Nair
Aligna, Inc.
New on the Menu:
Required Nutrition Information
What's News in the Food Label Community
Reader Q&A:
Accuracy Requirements for Supplement Facts
Karen C. Duester,
New on the Menu:
Required Nutrition
The time has come for all restaurants and similar
establishments that serve restaurant-type food to get on
board with the new menu labeling law. This
requires restaurants and food service facilities with 20+
locations (same name regardless of ownership) to disclose
calories and other nutrition information.
Reader Favorites
Due Diligence with Database Nutrition Analysis
By December 1, 2015, FDA requires all menus and menu boards to include
calories for each menu item as well as a statement about suggested
daily caloric intake and availability of additional nutrition
information upon request.
final rule is comprehensive. Here's a quick
summary of key points not to overlook:
Applies to a very broad range of
restaurants and restaurant-type
establishments -
Examples include quick service and
sit-down restaurants, food take-out
facilities, pizza delivery
establishments, food facilities in
entertainment venues such as movie
theaters and bowling alleys,
cafeterias, coffee shops,
convenience stores, grocery stores,
and superstores. The rule excludes
schools and food facilities without
fixed sites such as mobile food
trucks, trains, and airplanes.
Defines "standard"
menu item – The new rule covers
menu items that are offered for sale
at least 60 days per calendar year,
which are considered "standard".
Daily specials, custom orders and
limited-time test market items
(fewer than 90 consecutive days) are
Requires availability of
additional nutrition information – The
following nutrients must be included
in the additional information you
provide for menu items: calories, calories
from fat, total fat, saturated fat,
trans fat, cholesterol, sodium,
carbohydrates, dietary fiber,
sugars, and protein.
Preparing nutrition documentation for all of your menu
items for the first time can be a daunting task. Maintaining the
accuracy of the information over time is challenging as well. The
reality is that restaurants are now required to keep nutrition
information accurate and up-to-date despite new vendors, different
portion sizes, menu item changes, and new recipes. To maintain control
of the process and plan for inevitable changes, consider implementing a
master system that can be updated easily or working with a partner who
can do it for you.
What's News in the Food Label
FDA nutrition labeling regulations timing update:
March 2016
Master carton food labeling
Deep fried food nutrition analysis
Calorie content of polyols in nutrition analysis
Omega-3 food label claims
Reader Q&A
answers to our readers'
questions or send us
your question for an
upcoming issue.
Our Supplement Facts Label shows Sodium 180 mg/serving
and Potassium 420 mg/serving. The actual test results
are Sodium 147 mg/serving and Potassium - 399
mg/serving. Do we have an issue?
− E.G., California, Nutraceutical Company
It depends if these nutrients are naturally-occurring or
added by fortification. FDA has different regulatory
requirements for Class I (fortified) and Class II
(naturally-occurring) nutrients.
Read more.
What Matters in Food Labeling
Food Label News,
now in its 15th year, is a monthly e-newsletter reaching
over 9,000 subscribers around the world. We
welcome your colleagues to subscribe for news and insights
about food labels:
Your Virtual
Food Label Partner
Food Consulting Company,
founded in 1993, provides nutrition analysis, food labeling,
and regulatory support for more than 1,500 clients worldwide.
guarantee: 100% regulatory compliance.
Contact us
for the help you need now.
You may reprint all or part of this newsletter
provided you attribute it to Food Label News
and include a link to
© 2015. Food Consulting Company, Del Mar, CA. All rights reserved.


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Looking at the latest personal expenditure data from the government, in 2014's final quarter, consumers spent 9% less than the prior year on gasoline for their vehicles than the year before – or about $33 billion on an annualized basis. At the same time, however, they were apparently driving to restaurants much more as expenditures at eating and drinking places rose 7.4% – about $39 billion on annualized basis. That 7.4% increase well outpaces the 2.4% annualized inflation rate for food during the same period.
Unfortunately, retail food businesses have not benefitted in the same way from those gasoline savings, as expenditures for food and beverages rose 2.1% in the fourth quarter on an annualized basis, even less than the 2.4% annualized inflation rate in the fourth quarter. So it looks like the restaurant industry is gaining in the battle for share of stomach.
Do you expect these trends to continue if gas prices continue to fall, or do you think retail food businesses will bounce back with stronger sales this quarter?
Processed food is trumping fresh healthy food during the coronavirus pandemic.read more
The coronavirus pandemic is going to create long-term changes in the restaurant industry, experts warned.read more
A former president of The Food Institute, Brian has been interviewed on consumer and food industry trends on a number of television programs, including Fox News, The Today Show, NBC News, the CBS Evening News and the PBS Nightly Business Report, and quoted in publications ranging from The Wall Street Journal and New York Times to Supermarket News, Progressive Grocer and Food Processing magazine. He has also been a frequent guest on various Public radio programs discussing food prices, mergers & acquisitions, and other industry issues.
There are no comments, yet. Why don't you add one?
10 Mountainview Road
Suite S125
Upper Saddle River, NJ 07458
Food Institute reps are available to answer your questions
For close to 90 years, The Food Institute has been the best "single source" for food industry executives, delivering actionable information daily via email updates, weekly through The Food Institute Report and via a comprehensive web research library. Our information gathering method is not just a "keyword search."


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Elite Daily
Sabrina Evans
Sabrina is a roaring Nittany Lion currently double-majoring in English and Print Journalism at Penn State University and minoring in watching re-runs of Mad Men and Sex and the City. Originally from upstate New York (aka, down-state New York - no, she doesn't understand it either), Sabrina enjoys skiing, tennis and hiking at a (very) amateur level, and playing with her family's, neighbor's and any willing stranger's cats. A writer for her school's campus magazine, she hopes to successfully graduate from Dear Old State and go on to write for a major fashion or lifestyle publication.
How One Generation Can Redefine Feminism For A Modern Society
By Sabrina Evans
If there's anything our generation will be remembered for, it's our continued efforts to empower women in modern society. However, while generations before us have worked toward women's suffrage and equal pay, the Millennial definition of feminism…
How The Wedding Industry And Media Are Joining Forces To Create A Generation of Bridezillas
By Sabrina Evans
It all started innocently enough. You were flipping through the channels on a rainy Sunday when you settled on a marathon of "Four Weddings." A few days later, while eating lunch at your desk, you pin a few DIY wedding ideas to your "Future Mr. and…
How Your Childhood Struggles Are Actually Very Similar To Your Current Life
By Sabrina Evans
It's easy to look back on our childhood struggles and shake our heads at just how uninformed and unaware we were about what real life would, some day, hold in store for us. In comparison to the financial crises and job demands we face now, having to…
7 Things Every Girl Secretly Hates About Her Bittersweet Single Life
By Sabrina Evans
Being single is the definition of bittersweet. While girls who are in relationships may be nostalgic about the days when they were blissfully unattached, girls who are blissfully unattached tend to just want relationships. At its best, the single…
How Awkward Has Become The New Standard For This Generation
By Sabrina Evans
That awkward moment when... Uncomfortable family photos go viral, mustaches and glasses the size of your face are trendy and ironic, and being an introvert gives you more to talk about than being an extrovert. Since when did being awkward become a…
Why You Shouldn't Feel Crazy For Not Drinking In College
By Sabrina Evans
These days, red Solo cups and higher education go together like cheeseburgers and fries, stars and stripes, Beyoncé and Jay Z and cats and old ladies. In college, there seems to be a positive correlation between the quantity of alcoholic beverages…
Flaunt It Because You Earned It: Why You're Allowed To Show Off Your Success
By Sabrina Evans
What's the first thing you do after you find out you got that big promotion you literally spent years working toward? Turn off your phone, rent out a motel room as your new permanent residence, change your name to Ms. Petunia Plum (yes, this may…
Women's History Month


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Using a cloud server in your IT infrastructure can have huge benefits. The added security, mobility, and speed of processing can mean that you can expand your business, and your IT infrastructure grows alongside your business.
Reasons a VPC may suit your business:
- Your business has multiple sites.
- You need to access your infrastructure on the road.
- You need to be able to upgrade the hardware on your server instantly.
- You don't want huge upfront costs.
- You only want to pay for the bandwidth and hardware that you use.
- Pay for what you use: With a cloud server, you pay a fixed rate monthly for the services you use.
- Mobility: You can access your cloud server from anywhere with an internet connection.
- Scalability: As your business grows, so can your hardware - without downtime or physical work.
- No upfront hardware costs: There is no infrastructure put in place on your site - it is all stored in another datacentre.
- Australia's best datacentres: Total Solutions IT uses the Telstra cloud server datacentre - the most stable and available service in the country.
- Data Availability: Telstra cloud servers are maintained at the physical level by Telstra technicians - as part of your monthly fixed cost. You can ensure that your system will always be available.


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Information technology is defined as the development, installation an implementation of computer systems and applications. It can also be defined as (ITAA definition) the study, design, development, implementation, support or management of computer based systems particularly software applications and hardware. It deals with use of electronic computers and computer software to convert, store, protect, process, transmit and retrieve information securely.
There are a number of IT professionals (information technology degree, 2008): database management, networking, engineering (software and hardware), computer specialist and software publisher to name just but a few. My career interest is in database management. This is because with database management you can work in any well established firm anywhere in the world. Any well established firm has databases ranging from finance records, contacts of business partners, employee or product details etc. Good management of such databases can lead to growth of the firm through efficient operations.
To be a competent database manager you need to be privy in the following areas in IT: Networking (to allow authorized officers in various offices to access the database) computer specialist (Repair and maintenance of the computer hence maintenance of the database) and software design (To design security based software to permit/ restrict access to database, change of database etc as a way of ensuring constructive use of database).
The Term Paper on Databases And Information Management
... programs/graduate/computer-information-systems/database-management-business-intelligence-certificate/ 4. file:///C:/Users/SAMSUNG/Desktop/Database-Example-Design.pdf 5. ... . Solving the problems through Database management system: A database management system (DBMS) is a software that permits an organization to ... the actions that should be taken by the firm. Firms must take special steps to make sure ...
A database manager requires a number of skills in order to function competently.
These skills are broadly divided into two groups: technical skills (e. g. Programming, networking etc) and personal skills (e. g. communication skills, interpersonal skills etc).
The technical skills /required by a database manager include: Networking, Programming and ability to design and implement system security and other security measures. (Stein, 2007).
Networking skills help in linking all the authorized users of the database to the main system to enable them access, update or delete sections of the database as appropriate.
Programming language skills helps the database manager to design software some of which can enable the implementation of system security and other security measures. A close analysis of my technical skills reveal the fact that I am exceptionally good in networking but lacking in programming and consequently the implementation of system security and other security measures. On the other hand, some personal skills are mandatory for a competent database manager. These include (Steiln, 2007) organization skills, management skills and surveillance.
Other skills include (job database, 2008): communication skills, strategy development skills, conflict management skills not forgetting (Career builders, 2008) strong analytical skills, excellent project management skills, documentation skills, consulting, partnership and critical thinking skills. Last but not least are the initiative and self starting abilities. Considering the above stated personal skills and on close analysis of my personal skills, I believe that I possess all the personal skills listed above except analytical and project management skills.
The Term Paper on The Need for Information Security Management for Small to Medium Size Enterprises
Defending Against Internet-Based Attacks8 Industrial Espionage and Business Intelligence Gathering9 Personnel Issues in Information Security9 Physical Security Issues in Information Security10 Cyber Forensic Incident Response10 Conclusion11 References11 Abstract Small to Medium Size Enterprises (SMEs) contribute greatly to the economy in many countries despite the many challenges that they face. ...
These skills I possess have been internalized into my subconscious mind by constant application. These are the skills that I have learnt both formally and informally. Formally, I have attended training on a number of personal skills such as conflict management, organization, documentation, presentation, communication (both oral and written), and capacity building skills. The capacity building course enabled me to develop initiative and self starting abilities.
Informally, I have learnt to be a team player thus acquiring partnership skills and communication styles that achieve results. On the technical arena, as indicated earlier, I am privy to networking but lacking in programming. I acquired my networking skills through a formal training. The skills have helped me a lot especially when I want information from another computer far from me but linked to the one I am presently using. Self appraisal and Personal Development Plan (PDP) are both aimed at establishing the strengths and weaknesses of an individual.
The weaknesses can then be remedied and the strengths improved. According to my PDP, I aspire to correct the deficiencies in both technical and personal skills. The personal skills I lack include analytical and project management skills which I intend to correct by signing up courses in both to bridge the gap. The technical skills that I lack also need the same action (taking courses in them) Having remedied all my technical and personal skills' shortcomings then I shall be contended as a competent database manager should be.


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You know, when you think about visiting some exotic country, you come up with names like Thailand, India or Egypt. But there is actually a cool country with splendid climate and plenty of sights lying just next to us – Mexico! Going there is pretty cheap and no less enjoyable than chilling out on the white-sand beaches of the Pacific. The best thing about this country it is located on the convergence of several natural zones, so everyone is going to find something to one's liking there. If you are into surfing and diving, there is nothing better than the Caribbean cost. Those reefs are amazing! Those into hiking will find their thrill in the wild forests of Quintana Roo and Sierra mountains. The nature is wonderful, especially those incredible limestone caves.
A beautiful park you should visit
In the end of my vacation, I dropped by at a picturesque natural park called Aktun-Chen. They have this old cenote (that's how they call caves with water) with stunning stalactites and of course a beautiful underground lake. The ancient Maya believed it was inhabited by spirits. The guide told us they used to come here to invoke god Chaac. He was supposed to send rains over their fields – that part of Mexico is mostly dry land. I haven't seen any supernatural beings there 🙂 But bathing and snorkeling in the cenote was fascinating! The lake opens right into the jungle, it looks magical with sunlight seeping through, playing on the water surface. But the most thrilling part of my adventure was zip lining!
What's zip lining?
Zip lining is a cool activity you can't miss if you ever have a chance to try it! They strap you to a cable stretched high above the ground and send you sliding down on a rope. It's like flying! Imagine yourself sweeping through the treetops, with the entire jungle spreading below! Plus it's absolutely safe since the park uses the latest zip lining equipment – here is everything you need to know about this fabulous joy ride in Aktun-Chen. And even though the cost of zip line equipment is probably rather high, you don't need to strain your budget to afford visiting the park, especially if you take a combo tour that includes:
- Cave tour
- Snorkeling in the cenote
- Zip lining
- Zoo excursion
I spend a great time there and even took a few pictures with spider monkeys 🙂 So if you want to have a memorable vacation in the heart of Mexico, Aktun-Chen is just the right place for it! And what about your own experience? What places in Mexico would you recommend visiting? Looking forward to your stories!


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You love watching Bayern Munich on the pitch, so be sure you're outfitted properly by grabbing this 2019/20 Third Jersey! This adidas jersey features crisp team graphics that proudly display your Bayern Munich fandom. The climalite technology will keep you looking your best as you cheer your squad to a victory.
- climalite technology conducts sweat and heat away from the body
- Backneck taping –no irritating stitch on the back
- Embroidered adidas logo on right chest
- Heat-sealed name and number on back
- Heat-sealed sponsor logo on chest
- Sewn on embroidered team crest on left chest
- Tagless collar for added comfort
- Ventilated mesh panel inserts
- Short sleeve
- Machine wash
- Imported


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Newfoundland Folk Architecture
The unique and striking architecture of Newfoundland has served to draw many tourists to the province. The Heritage Foundation of Newfoundland and Labrador has long recognized and been an advocate of architectural heritage as an important factor in the preservation of Newfoundland's cultural identity. The preservation of individual structures is crucial to the tourist industry, and the economic well being of communities.
Architectural heritage is not only of value to economic growth, it also contributes to social survival. If the value of what our ancestors built and the documentation of the skills used in constructing these buildings are recognized, then Newfoundland heritage in our Canadian society will be further enhanced.
Preserving our Past
Many people are drawn towards our beautiful old buildings and we, as Newfoundlanders, feel a strong pride that goes along with the wood and nails. The preservation of Newfoundland folk architecture in recent years has received deserving attention. In Bonavista, for example, the community college has developed a heritage carpentry course. Students learn how to reconstruct heritage houses, and as a result they are also enriched with the art of making traditional furniture. In Trinity, a number of local carpenters have revived the making of traditional windows and have created a market for these products throughout the province. Also, an inventory of Newfoundland folk homes is being compiled as part of a strategy to preserve Newfoundland's architectural heritage.
Due to the lifestyles of early Newfoundlanders, many of their houses were built upon hillsides and cliffs by the sea. This would allow for easy access to the water for fishing. This posed a problem for the fishermen since building on a steep incline was risky business. The houses were unstable and in heavy rains, very unpredictable. In 1973, a mud slide caused by heavy rains swept four houses built along a hillside into the harbour. Four children died that night. This is a dark side of Newfoundland folk architecture; our houses are subject to harsh environmental conditions.
Salt Boxes
Construction Materials
A distinguishing feature of the majority of houses in Newfoundland is their wooden construction. The reason for this goes back to the seventeenth century. When settlers first landed on our shores they could not ignore the abundance of lumber around them. The style at the time in Europe was to build with lumber so these New World settlers also built their houses of wood.
Availability of wood was not the only reason why they chose lumber as the best material. Building a stone or brick house required a great deal of time and money, neither of which was available to most settlers. To build a stone or brick house required special skills and many months of dry warm weather which Newfoundland does not always enjoy. As well, bricks had to be shipped from England in order to have them as a building material. Stone was not an acceptable building material either, because the settlers would have to locate and operate an accessible quarry.


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HazMatIQ launches new CBRNE training system RadIQ
HazMatIQ launches new CBRNE training system, RadIQ, at the unveiling of Federal Resources' new headquarters
HazMatIQ has predominantly been Hazmat based training. However, HazMatIQ is proudly launching RadIQ, the new training geared toward the CBRNE industry. \"This HazMatIQ course will enable responders to safely and efficiently respond to radiological emergencies with confidence,\" said Joe Gorman, HMIQ creator. The days of not understanding all the information, scientific terms, various meters and how to incorporate all tools into a response plan, is gone. REM, Curies, Becquerel, Gamma, radionuclides, Co60, Cs137, stay times, RIDs, RADs and everything in between will be transformed from disconnected definitions into essential actionable information used in the hot zone to connect the dots. RadIQ uses the core HazMatIQ training principles of making HAZMAT easy to understand and is designed to train responders in the use, interpretation and selection of a variety of radiological instruments, PPE and incorporating risk-based decisions used in HazMat/WMD response incidents.
Tags: CBRNe, Radiological


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Construction of 2,100 l.f. of new tracks on reinforced concrete slab relocation and new storm, sanitary, water communication underground systems. New base and asphalt, mill and overlay. Signalization/street car traffic lights. Construction of new passenger station with ADA access ramp and new light technology, landscape and irrigation. Existing City of Tampa utilities were relocated from proposed track alignment. We relocated over 500 l.f. of gravity sewer lines and several major waterline connection points. Job involved extensive maintenance of traffic plans and coordination with local businesses to minimize impact to their operations.
Tampa, FL
Hillsborough Transit Authority (HART)
Contract Value


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The 2018 Shift Conference Charity Banquet was held February 19th, 2018 at the Design Lab in Huntsville, AL. This was a wonderfully, successful charity event designed to bring the city and community members of the Huntsville area together in unity in hopes to aid in helping the homeless, and breaking the chains of brokenness and helplessness among women and men in our community. Programs and opportunities to give are available to those who want to see change in those areas.
Many officials from the community of Huntsville were present. The "The Shift" message was brought to us by Dr. Carlton P. Byrd of Oakwood University Church and the Special Music was brought by the Voices of Inspiration Choir from Oakwood University Church.


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Find the best table tennis odds via Sbobet
This year, the German Table Tennis Association organizes the most waited championship in the sport, sponsored by LIEBHERR. The 2017 World Table Tennis Championship will be played in Dusseldorf, Germany from Monday 29th May to Monday 5th June 2017. In our best of traditions, BET-IBC offers the best bookmakers for your bets on the biggest table tennis competition!
History of the WTT Championship
Such a championship took place in 1926 in London for the first time. Gradually it separated into two different competitions. The first competition includes the matches for singles and doubles and is held on odd numbered years, while the second one includes the team events and is held on even numbered years.
At first it was the Hungarians that dominated the sport winning 12 titles. From the 60s on, it is China that took it home with 18 titles in both men and women. Sweden emerged as a force in the period between 1989 and 2000 winning a total of 4 world champion titles in the men's competitions, while Japan's team in women clinched 8 titles and is the only team that puts pressure on the Chinese. The only other team that ever won a title in women was the one from Singapore in 2010.
The competitions of 2017.
The 2017 World Table Tennis Championship will hold the following five events:
- Men's Singles
- Women's Singles
- Men's Doubles
- Women's Doubles
- Mixed Doubles
This is the event where the best table tennis players of the world will be gathered in one place to compete for the medals and the honor of been written in the history books. And this is an event that you do not want to miss the chance of placing your bets on your favorites at Sbobet. BET-IBC has formulated a tutorial on how to bet on Sbobet so that you can wager worry free.
For the uninitiated, here is the equipment used at championships like this:
- Of course, tables (it would be rather curious for a table tennis competition to be held without tables – would like to see that happening with holograms in the distant future though!). The official size is 9 feet (2.74 meters) long by 5 feet (1.525 meters) wide by 5 feet (76 cm) height. ITTF requires that all competition tables are made out of wood.
- A 6 inch (15.25 cm) high net.
- 1.57 inch (40 mm) in diameter balls weighing 2.7 grams from celluloid plastic.
- Flooring (Gerflor Taraflex).
- It would also be very curious to see a table tennis match played without rackets. While the configuration of a racket is a player's choice (offensive – defensive play) the rules say that the batting area should be 6.7 inches (17 cm) long and 5.9 inches (15 cm) wide with its blade made by 85% wood covered by rubbers.
Qualification System
There will be 128 players for the first round proper of men's singles and women's singles. Those will be:
- 64 seeded players
- 32 direct entries
- 32 qualifiers
For the doubles, there will be:
- 32 seeded pairs
- 16 direct entries
- 16 qualifiers
Andreas Böhm, Member of the Executive Board of Liebherr-International AG expressed his opinion on this type of sport:
"Table tennis is a friendly, healthy sport for all age groups – free of doping and scandals, but rather an epitome of fairness"
If you are a table tennis enthusiast, you need to open a Sbobet account and place your bets right now!


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How Tanya Impacted Me
|See Also:
|Celebrating the 19th of Kislev at Kehilath Jeshurun
|See Also:
|Celebrating the 19th of Kislev at Kehilath Jeshurun
Looking for a word in Hebrew, I discovered Chabad, Chumash with Rashi and Tanya. Speaking only English the first year was a challenge, however, with a cheerful tenacity eventually matters being discussed became a familiar part of my daily being.
Tanya is unique, in that, Tanya communicates with ones soul. Something's in Tanya we feel we understand, but the soul understands more than our finite human capacity. Students of Tanya are drawn to HaShem via the Rebbe's written essence. Rather like a mitzvah, often we do not humanly understand the reason, the soul fully understand and with spiritual development we may be blessed with a glimpse into the world to come.
These teachings are life changing, for the purpose of enhancing humanity. Chabad, uniquely opens up these blessing to the world. Todah.


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FAMILY FUN! X-treme Action for all the Family!
X-treme action and Family Fun for all the family of all ages.
Enjoy any occasion at Odd with plenty of fun stuff to do, Paintball, Hover-Drifting, Buggy Racing and much more!
And Introducing are new activity CANOEING!
Odd guarantee a fun and x-treme family day out with activities for EVERYONE!
'Marlene Conway, 12th Aug 19'
Get Out Doors for some quality Family time together! Come to Out Doors & Dirty for a thrilling experience for everyone in the family, young and younger 🙂
ODD offer great value activity packages for Mum, Dad and the kids offering package experiences on land and water from only €125 package price for 2 adults and 2 kids.
ODD offer many thrilling experiences: get harnessed into our racing buggies and see who is the fastest around our popular Rage track, get suspended from a height and see who can build the most crates, find the Robin hood in you and see if you can hit red or enjoy the beautiful scenery on Brackley Lake in our Canadian Canoes.
ODD offer all of this and so much more


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Immigration to the US
E-2 Visas for Israelis Have Finally Arrived
E-2 Visas for Israelis E-2 Visas for Israelis have finally arrived. After many false starts, the E-2 investment visa to the United States is finally being made available to Israelis beginning May 1, 2019. The E-2 investment visa provides a great opportunity for Israelis wishing to start a business and a new life in the…Read More
Getting a Green Card – How to receive a US resident status?
A Green Card is a document which proves you are a permanent resident of the United States. The process of acquiring residency- the right to live and work in the US – is often referred to as "getting a Green Card". The United Sates has a complex system of immigration laws, regulations, procedures, and court…Read More
Are E-2 Visas for Israelis Imminent?
Is it likely that Israelis will soon be eligible for E-2 investors visas? E-2 Visas for Israelis were thus far limited to Israeli citizens who possess another nationality. Only the citizens of countries that have signed a reciprocal treaty with the US were entitled to apply for an E-2 investor visa. However, recent developments may…Read More
Upcoming Opportunity for Israelis to Get US Work Visas
If you are looking for a chance for Israelis to get US work visas, then this article will address some upcoming changes regarding Israelis and the E-2 visa program. Opportunity for Israelis to Get US Work Visas This section addresses Israelis and the E-2 visa program. The E-2 visa is an investor visa through which…Read More
Israelis Buy US or Canadian Citizenship
If you've asked yourself the question, how can Israelis buy US or Canadian citizenship, this article can help you. Why Citizenship By Investment? Israelis Buy US or Canadian Citizenship There are many reasons one might want a second citizenship. It can be to obtain visa-free travel to other countries. It can be for mobility's sake, to…Read More
Types of non-immigration visas to the US
Tourist or business visas to the USA What are the types of non-immigration visas to the US? The US immigration system is a complex system of laws and regulations that concern the entry of foreign citizens into the territory of the United States of America. In this regard, it should be noted two major agencies…Read More
US Visa for Religious Workers – R visa to the USA
How to apply for a clergy visa to the United States? A US Visa for Religious Workers (R visa) allows religious service providers – rabbis, cantors, religious teachers, priests, spiritual guides or other religious leaders – to work in the United States for up to five years. It is important to note that clergy-members are…Read More
Israeli USA Visa Lawyer
Israeli USA Visa Lawyer Are you looking for an Israeli USA visa lawyer? If so, you've come to the right place. Cohen, Decker, Pex & Brosh law offices have over 30 years of experience helping clients with immigration issues. In the event that you seek any type of visa or another issue related to immigration…Read More
USA Visa Lawyer in Israel
USA Visa Lawyer in Israel If you are looking for a USA visa lawyer in Israel who can assist you with any visa needs you may have for the the United States of America, you've come to the right place! Our law firm, Cohen, Decker, Pex & Brosh, has over 30 years of experience successfully…Read More
Israel Immigration Lawyer – USA Visa
Israel Immigration Lawyer – USA Visa This article addresses legal assistance by an Israel immigration lawyer related to a USA visa. How We Can Help You Cohen, Decker, Pex & Brosh law offices have immigration lawyers with over 30 years of experience successfully assisting private and corporate clients with their immigration needs. Whether you…Read More


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Tax Season Update
Dear Client:
As we prepare for the upcoming tax season, we would like to share some thoughts about your tax packages, highlight some issues that most commonly require follow-up, and to inform you of changes we are making in our continued effort to increase efficiency and to reduce our carbon footprint.
As we have communicated to you late last year, we will provide you with soft copies of your income tax returns and any other documents wherever possible, unless you specifically request paper copies. All such soft documents will be password protected with the last four digits of the primary taxpayer's social security number.
E-file signature authorization forms will be sent electronically to allow you to digitally sign the authorization forms. This option would allow you to sign the forms from your computer or smart phone by typing your name, using the mouse to sign, or uploading a preset signature. You will be asked a few authentication questions to ensure security and integrity of your confidential information.
You should have started to or will soon receive tax information from your employers, brokers, customers, and banks. Many of you will also need K-1s from partnerships, limited liability companies, S corporations and trusts. While your tax package may not be complete, we encourage you to send us your tax information after you have completed the compilation of your personal income and deductions and not wait to send us the information until you have received the K-1s. This will provide us ample time to review the information you submit and follow up with any questions that we can resolve sooner and better enable us to complete your returns and allow you to have more time to review them and discuss questions with us prior to the filing deadline.
We ask that you provide us all of the pages of the 1099s from your brokers and financial advisors as the detail often times includes information we need to properly report the income. Along with the 1099s, please provide the realized gain and loss reports. Please ask your financial advisor to send this information to us in an Excel file format which helps save considerable time reflecting these transactions on your tax returns. If you have paid margin interest during the year, please indicate how the debt proceeds were used, so that we can determine the proper treatment for the interest expense.
While many of the K-1s may not be available until later in the summer, if there are any partnerships and/or S-corporation from which you exited in 2014 (or plan to in 2015), please let us know at the time you send your initial tax return documents to us as there may be tax consequences of such divestures. Please also advise us about any new investments in these entities or if you will be receiving a K-1 from a new trust for the 2014 tax year. When you send your K-1s, please include all pages.
If you have foreign bank accounts or other foreign assets, please let us know as there is quite a bit of information we would have to obtain from you to properly disclose it on the return.
Information on investments made in a foreign corporation or partnership via a flow-through entity (such as a partnership) is typically provided by that flow-through entity. We will rely on the information provided on the Schedule K-1. However, if you made any direct investments in a foreign corporation or partnership, please let us know as there may be information required to be disclosed on the return.
If you are self-employed and have not contributed to a SEP IRA in prior years, we suggest you consider establishing a SEP IRA and making a contribution toward your retirement. If you have a SEP IRA and have made contributions in the past, please let us know if you would like to continue to make a contribution for 2014.
Your mortgage interest is deductible up to $1million of acquisition debt and line of equity interest is deductible up to $100,000 of debt. If the 1098 does not include the beginning and ending balances of the loans, please note these figures on the 1098 or in your organizer. If you have used any of the proceeds from the refinancing of your home or from the line of equity for expenses other than home improvement/remodeling, the deductible amount may need to be adjusted. If you made such use of the funds, please indicate the dollar amount and describe the usage, so we can properly report the expense. If you used some of the funds for investments, for example, that portion of the interest attributable to investments may be deductible investment interest. Please certain to include the closing statement for your refinance to us also.
Please provide us with copies of your property tax bills with date of payment indicated on the form. This is especially helpful if you have multiple properties.
If you have made charitable contributions of property, such as stock, please provide the cost basis and the date of acquisition.
There is a section in the organizer to indicate the estimated tax payments made for the 2014 tax year. If you have made estimated tax payments, we ask that you indicate the amount and date of each payment. We are able to confirm estimated tax payments to California, but we don't have the same digital access with the Internal Revenue Service or other states. Therefore, even though you would have received instructions from us to make such payments, it serves as a good checks and balances to have the confirmation from you that you have made these payments.
As we prepare your returns or extension application by April 15th, we are also reviewing any estimated tax payment requirements for the first quarter in 2015. Please provide us with information that would help us with the first quarter calculations, such as a recent paystub, expected bonus, projected business income for 2015, any planned sale of property or significant investments, or any other significant transaction that you are aware of.
Should you have any questions, please let us know.
Scott B. Price


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In my last blog I promised to write about the capacity for excellent healthcare estates to improve frontline healthcare services, not least by improving the working environment for clinical and administrative staff. Just a few examples of specific elements of healthcare facilities that can make all the difference:
I will return to this topic. I would be delighted to hear from readers of other examples of specific elements of healthcare facilities that can make a difference, so that we can all share thoughts about best practice in healthcare estates design and functionality. It is important to get it right.
David Lawrence is Head of Capita's Health Property team
Capita Real Estate and Infrastructure work with public and private sector organisations to design, build and optimise their real estate and infrastructure assets. From thought to finish, we apply our combined expertise to achieve more from the entire built environment.
We build competitive advantage through intelligently applied real estate and infrastructure solutions and enhance our clients' standing in a forever-changing world.


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Here we have the listing for 1 Kona cotton butterscotch jelly roll by Robert Kaufman. You will get 20 2 ½ inch strips in the butterscotch quilt jelly roll. There are many different things that you can use jelly rolls for now.
There are pattern books strictly focusing on jelly roll fabric. The butterscotch jelly roll is becoming more and more popular by the week. Please enjoy visiting the rest of my store while you are here. I have many different styles of fabric.
Free Shipping US ONLY
Out Of Country Orders Contact Me For An Invoice


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On behalf of Hillel, the Jewish Student Association at UMSL and the entire UMSL community, we send our deepest condolences to the victims of Pittsburgh's horrific shooting at Tree of Life Synagogue. As a people of peace, we will continue our efforts to bring peace to our communities and heal the world together. For those who would like to talk about ways we can help prevent these horrific situations, please feel to contact Mindy Woolf at firstname.lastname@example.com.
Together we can help repair the world!
Mindy Woolf, Director of Hillel at UMSL
Dodi Smason, Advisor, Jewish Student Association


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I like May, it is a very sensible month. Sensible in that we ge 2 Bank Holidays. . . .
Category: cleaning services
Operation Declutter The Byeword For Easter
April is such a wonderful month. I have a sibling born slap bang in the middle of the month. Easter
Mother's Day Arrives During Annual Clean Up
Mothering Sunday comes with alarming regularity – just a few weeks after the long Christmas and New Year holiday season.
Traditional Lent Cleaning – But With Professionals
You know when February has arrived. The freezing cold weather continues unabated from January. Valentine's Day comes – another scrummage
The benefits of getting a professional in to clean your carpets
Despite your efforts, decades of dust, spots and muck have gathered and you are looking for carpet cleaning. But will
Keeping Workstations Clear Is A Priority
Use Drawers. it's smart. It keeps resources, work, and materials when you need it while still eliminating them from your
The importance of keeping your office kitchen space clean and hygienic
Dealing with others within an offices could be pleasant and effective, with whom you work and you will develop enduring
Choosing a new cleaning company for your business – what to consider when making your choice
Sustaining sanitary work place and a clear is important towards the business' achievement. Many businesses may employ an expert cleaning
How to Make the Best First Impression With Your Offices
Making a first impression is really important for business owners, and making sure people get the right idea about your


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Anna Chandler
Belly Dance Classes in Bristol and South Gloucestershire.
Beginners learn the basic moves, have fun getting fit, make friends and discover the history of this beautiful dance. Improvers continue to develop and learn performance choreography. Anna is a knowledgable and charismatic teacher who has completed the JWAAD teaching diploma. She is happy to tailor a bespoke package to suit you so please get in touch.
JWAAD Certification
JWAAD Teaching Diploma


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Section 126 of the Liquor Act 2007 (NSW) is concerned with Adult Allowing Consumption on Licensed Premises and is set out below.
For accurate advice and exceptional representation from lawyers who are experienced in representing liquor licence holders, applicants and defendants call Sydney Criminal Lawyers® today on (02) 9261 8881.
The Legislation
126 Minors must be refused entry to licensed premises
(a) a responsible person for a hotel, club premises or licensed public entertainment venue is aware that a person ("the relevant person") who may reasonably be suspected of being under the age of 18 years is attempting to enter the licensed premises, and
(b) the presence of the relevant person on the licensed premises would, if the relevant person were under the age of 18 years, be an offence under this Act, the responsible person must refuse the relevant person entry to the premises unless there is produced to the responsible person an evidence of age document that may reasonably be accepted as applying to the relevant person and as proving that the relevant person is of or above the age of 18 years.
Maximum penalty: 50 penalty units.
Why Sydney Criminal Lawyers®?
Choosing the right legal team to defend your reputation and interests can be a difficult process.
However, it is always important to look at a firm's experience and results when making this decision.
At Sydney Criminal Lawyers®, we have extensive experience defending and winning some of the most complex criminal matters – so you can rest assured that you are in safe hands.
Our criminal law specialists will take the time in every case to carefully scrutinise all the evidence in order to identify problems with the prosecution case at an early stage in the proceedings.
Where issues are found, our lawyers will write to the prosecution asking to have the charges dropped on this basis – often sparing our clients the considerable time and expense associated with defended hearings.
However, should your matter proceed to court, our senior lawyers will represent you and present a strong defence case to maximise your chances of being found 'not guilty.'
Our senior lawyers are highly skilled advocates who have been recognised for their expert knowledge of the criminal law, as well as their ability to obtain excellent results in difficult cases.
We can assist you in avoiding the harsh penalties imposed by the law if you simply wish to plead guilty – in these cases, our experienced advocates can prepare and present compelling sentencing submissions which focus on any positive factors of your case.
For the best defence in your case, get the experts on your side today. Call us now on
(02) 9261 8881 and book your FREE first conference with our criminal law specialists.


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Whereas I Wm Dudley of the County of Middlesex have Sold unto Mr Henry [Thacker?] of ye Same County, Gent. Two Thousand Acres the within mentioned land, & have given unto him a Deed of Sale for the Same. And have alsoe Sold unto John Batchelor, Six hundred Acres of the said land, and unto Wm Lyall & Allexander Murray the remaining foure hundred Acres as by the Sevrall Deeds of Sale will appeare. I doe hereby therefore Assigne over unto the said Henry Thacker this Grand Patent he having the greatest quantity, wth. all the Rights and prviledges thereof. from me my heires Executors Administrators or assignes to him his heires Executors Administrators or assignes for ever. in as full & ample maner as the same is graunted unto me, Alwaies reserveing to my Selfe for the use of the said Batchelor, Lyall, & Murrey, & to their heires or assignes for ever the above mentioned quantity of land. In Witness whereto I have sett my hand & Seale this 6th day of Novembr 1669.
William Dudley
Sealed & delivered in prsence of us Robert Beverley Daniel [Bonest?]
I Elizabeth Dudley doe hereby assigne & make over all my right of Dower unto the above mentioned two thousand Acres of land to the above named mr Henry Thacker & to his heires forever. Witness my hand & Seale this 6th day of November 1669.
Elizabeth Dudley
Sealed & delivered in prsence of us. Robert Beverley Daniel [Bonest?] [illegible]
[illegible] in Cur Com midd[lesex] [page torn] Robert Beverley [page torn] [D]udley [Novembr ye 6th?] [page torn]
[right side of page] Mr Wm Dudley Patt for 300 acres of Land in Lancastr County 1667
[Recognr?] [Cor Com?] [Middxis?] [Octo?] [die?] Novembris Ao. Dom. 1669


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The scourge of HIV's spread in the United States could soon begin to decline, according to a new study co-authored by a John Hopkins Bloomberg School department chair.
To make that remarkable achievement possible, professor David Holtgrave and his co-author say the United States will need to step up its diagnosis and treatment games. The magic number, they say, is 12,000 — the tally of new infections the country would have to record in 2025 to know that HIV's spread is finally reversing course.
In 2013, the country tallied 39,000 new HIV infections. Under an Obama-era national infection-reducing strategy, the country set "90/90/90" goals to achieve by 2020: 90 percent of HIV-infected persons know their status, 90 percent of them receive "quality, sustained" cared and 90 percent of those on antiretroviral drugs reach the point where the virus is undetectable in their bloodstream.
To hit that 12,000-infection mark eight years out, the country would need to heighten its targets to "95/95/95" by 2025. In doing so, the number of new infections could drop by 70 percent between 2020 and 2025.
"While these targets are ambitious, they could be achieved with an intensified and sustained national commitment over the next decade," said Holtgrave, chair of the Bloomberg School of Public Health's Department of Health, Behavior and Society, in a statement. He said the ability to do so "lies in our collective willingness as a country to invest the necessary resources in HIV diagnostic, prevention and treatment programs."
To set these projections, Holtgrave and co-author Robert A. Bonacci, of the Harvard-affiliated Brigham and Women's Hospital, analyzed four years' worth of HIV numbers from the Centers for Disease Control and Prevention. They used those figures and other indicators, namely the HIV mortality rate and the overall number of people living with HIV, to plot the number of potential new infections from 2014 to 2025.
Those aforementioned antiretroviral drugs are in large part responsible for the declining HIV death rate in the United States. A recent study published the medical journal The Lancet indicates life expectancy for those infected with HIV has reached "near normal" levels compared to rates for non-infected persons.
Holtgrave has done more than just look at the numbers. His resume includes HIV-fighting policy work, including stints as director of the Division of HIV/AIDS Prevention for the CDC and vice chair of the Presidential Advisory Council on HIV/AIDS, the latter of which he was a member from 2010 to 2016.
A reversal in HIV's spread would do wonders for Maryland. Department of Health and Mental Hygiene figures indicate the state had nearly 32,000 residents diagnosed with HIV at the end of 2015, good enough for the fifth-highest diagnosis rate in the country.
The Baltimore-Columbia-Towson metro area alone had the 10th-highest diagnosis rate of any major city area in 2015.
- Friday Afternoon Headlines: Hogan working on a book; A huge, high-profile crowd for Cummings' funeral in Baltimore; and more - October 25, 2019
- The city is throwing Gervonta 'Tank' Davis a parade tomorrow - October 25, 2019
- Friday Morning Headlines: Councilman files resolution to fix 311 app; Suspicious envelope sent to WBFF-TV; and more - October 25, 2019


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Average of 2 scores (from 2 reviews)
Reviews for the MSI GE75 8SE-047
Source: Ultrabook Review
The MSI GE75 Raider is a significant update of last year's GE73 series, keeping most of the good parts and addressing some of its quirks. The performance, cooling, keyboard, and speakers remain its strongest assets, but this time corroborated with a 144 Hz IPS-level screen and a more compact chassis. However, the GE75 still trails the competition in the build and battery life departments, and still doesn't get a Thunderbolt 3 port, that's why it's hard to accept MSI's decision to price this as the most expensive option in its niche.
Single Review, online available, Very Long, Date: 03/04/2019
Rating: Total score: 80%
Foreign Reviews
Source: Giz.ro →EN
Single Review, online available, Very Long, Date: 03/04/2019
Rating: Total score: 80%
NVIDIA GeForce RTX 2060 Mobile: Mid range to high end laptop graphics card based on the Turing architecture with raytracing features and 1,920 shaders. Compared to the similar named desktop card it offers reduced clock rates.
These graphics cards are able to play the latest and most demanding games in high resolutions and full detail settings with enabled Anti-Aliasing.
» Further information can be found in our Comparison of Mobile Graphics Cards and the corresponding Benchmark List.
Intel Core i7: The Intel Core i7 for laptops is based on the LG1156 Core i5/i7 CPU for desktops. The base clock speed of the CPUs is relatively low, but because of a huge Turbo mode, the cores can dynamically overclock to up to 3.2 GHz (920XM). Therefore, the CPU can be as fast as high clocked dual-core CPUs (using single threaded applications) but still offer the advantage of 4 cores. Because of the large TDP of 45 W / 55 W, the CPU is only intended for large laptops.
i7-8750H: On Coffee Lake architecture based processor for big and heavy laptops. Integrates six processor cores clocked at 2.2 - 4.1 GHz (4 GHz with 4 cores, 3.9 GHz with 6 cores) that support HyperThreading. Manufactured in an improved 14nm process (14nm++). » Further information can be found in our Comparison of Mobile Processsors.
This large display size is used for laptops which are mainly intended for an use on a desk.
Large display-sizes allow higher resolutions. So, details like letters are bigger. On the other hand, the power consumption is lower with small screen diagonals and the devices are smaller, more lightweight and cheaper.» To find out how fine a display is, see our DPI List.
2.6 kg:
This weight is representative for typical laptops with a 14-16 inch display-diagonal.
MSI: Micro-Star International (MSI), is a Taiwan based computer hardware manufacturer since 1986 best known for desktop computer motherboards. MSI also designs and manufactures graphics cards, barebone PCs, notebook computers, networking products, servers, multimedia, consumer electronics, and storage devices. MSI, as most Taiwanese computer manufacturers, sells products on OEM/ODM basis. It also sells products worldwide based on its own brand name "MSI". The market share of laptops with the MSI brand is rather low.
MSI is not present in the smartphone market. As a laptop manufacturer, MSI has a medium market share and is not among the Top 10 global manufacturers. The ratings of MSI laptops are above average in the tests (as of 2016).
80%: This rating is not convincing. The laptop is evaluated below average, this is not really a recommendation for purchase.
» Further information can be found in our Notebook Purchase Guide.


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Thyolo, October 21, 2018: Government says the newly introduced 'Ndawala' initiative under the Malawi Rural Electrification Programme (MAREP) would enhance and increase the number of people getting connected to the electricity grid in the rural areas.
Minister of Natural Resources, Energy and Mining, Aggrey Masi disclosed this Saturday at Mankhamba ground in Thyolo when he switched on Mankhamba power line, which will supply energy to villages and trading centres in the area of Traditional Authority (TA) Thomasi in the district.
"Ndawala will assist the rural people to easily get connected. Electricity Supply Commission of Malawi (ESCOM) will give a meter and assist the poor in wiring their houses and the costs will be paid through units that they will be purchasing," he pointed out.
Masi said the initiative would help most villagers who were struggling to get connected due to higher costs of electricity.
The Minister said the programme would benefit even those staying in grass-thatched houses, provided they follow procedures laid down by ESCOM and do the recommended wiring in their houses.
"We would like every Malawian to be connected to electricity. It's just a matter of going to ESCOM and ask for Ndawala application forms for them to do the rest of the work for you," he said.
Member of Parliament for Thyolo West, Charles Mchacha thanked government for considering the rural people with electricity, which would facilitate socio-economic development activities in the area.
Mchacha who is Regional Governor for the Democratic Progressive Party in the South, said the introduction of a power line in his area would reduce the number of youths who migrate to urban centres in search of employment.
"Our young people will be able to open different businesses within their communities. They will run barbershops, salons, welding shops and others," he observed.
Government is currently implementing Phase 8 of MAREP which will see 336 rural trading centres being electrified across the country.


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ALBANIA: Tier 2
The Government of Albania does not fully meet the minimum standards for the elimination of trafficking; however, it is making significant efforts to do so. The government demonstrated increasing efforts compared to the previous reporting period; therefore Albania remained on Tier 2. The government increased funding for victim protection, and identified and assisted more victims. The government, in cooperation with NGOs, reactivated mobile identification units in three regions and strengthened child protection within the criminal justice system. The government also admitted one victim into the witness protection program. However, the government did not meet minimum standards in several key areas. The government continued to penalize victims for unlawful acts committed as a direct result of being subjected to human trafficking. The government reported fewer prosecutions and convictions, and authorities continued to investigate and prosecute some traffickers for the lesser crime of exploitation of prostitution. The government delayed funding to NGO-run shelters and did not consistently apply victim-centered investigations and prosecutions. Police did not consistently identify trafficking victims among individuals in prostitution, and the labor inspectorate lacked the training to identify victims of forced labor. Identification efforts for forced begging remained inadequate, particularly among unaccompanied children, street children, and children moving across the borders for begging.
Implement the law that exempts victims from penalties for unlawful acts committed as a direct result of being subjected to trafficking, particularly sex trafficking victims exploited in prostitution; vigorously investigate, prosecute, and convict traffickers—including complicit officials—under article 110(a) and 128(b); train investigators, prosecutors, and judges on victim-centered approaches to trafficking cases and increase victim protection from threats and intimidation during court proceedings; continue to train law enforcement, prosecutors, and judicial officials, particularly district prosecutors, on investigating, prosecuting, and trying trafficking cases, including guidance on overlapping elements of exploitation of prostitution and trafficking; allocate adequate funding and resources on a consistent and regular basis to the government-run and NGO-run shelters for trafficking victims; improve the sustainability of mobile identification units; train police, labor inspectors, and other front-line officials on proactive identification of victims and increase efforts to screen children for signs of trafficking; and adopt a national action plan and allocate sufficient resources to the plan.
The government decreased law enforcement efforts. Articles 110(a) and 128(b) of the criminal code criminalized sex and labor trafficking and prescribed penalties of five to 15 years imprisonment and a fine between two million lek ($18,080) and five million lek ($45,210), which were sufficiently stringent and, with respect to sex trafficking, commensurate with those prescribed for other serious crimes, such as rape. The state police investigated 69 cases with 80 suspects (69 cases with 69 suspects in 2016); 22 of these suspects in 2017 were investigated for child trafficking (22 in 2016) and 58 for adult trafficking (47 in 2016). The Serious Crimes Prosecutor's Office (SCPO) prosecuted five defendants (18 in 2016); two of these suspects were prosecuted for child trafficking (nine in 2016) and three for adult trafficking (nine in 2016). Courts convicted seven traffickers (24 in 2016); one trafficker was convicted for child trafficking (11 in 2016) and six for adult trafficking (13 in 2016). All convicted traffickers received prison sentences, which ranged between eight years and eight months to 17 years.
Authorities continued to investigate and prosecute some traffickers for the lesser crime of exploitation of prostitution. Authorities reported the confusion between overlapping elements of exploitation of prostitution and trafficking and at times applied the lesser charge because it required less specialization and time, or due to the false belief that trafficking crimes required a transnational element. The government enacted judicial reforms that will eventually change court jurisdiction for trafficking cases; cases not related to organized crime will soon fall from the Serious Crimes Court to district courts, but authorities reported district prosecutors did not have the experience and capacity to adequately prosecute trafficking cases. The government operated a closed case task force to review successful and unsuccessful trafficking cases; so far the task force has only reviewed two cases. Observers reported limited resources and constant turnover within law enforcement created obstacles in maintaining capacity to investigate trafficking. The government, at times in cooperation with civil society, trained 20 police officers; 100 employees of local law enforcement; 40 border police officers; and 127 judges, prosecutors, and judicial police officers. The government did not report any investigations, prosecutions, or convictions of government employees complicit in trafficking offenses; however, official complicity and corruption were significant concerns. The government signed extradition agreements with the United Kingdom and Northern Ireland and conducted joint investigations with Italian and Spanish law enforcement.
The government maintained victim protection efforts. The government and NGOs identified 105 potential trafficking victims (95 in 2016). Of these, 49 were adults and 56 were children (51 adults and 44 children in 2016), 80 were female and 25 were male (84 females and 11 males in 2016), and nine were foreigners (eight in 2016). Seventy-nine were identified as potential victims and 26 officially identified as victims (62 potential victims and 33 officially identified victims in 2016). A multi-disciplinary national referral mechanism (NRM) provided standard operating procedures (SOPs) for identifying and referring victims to services. The government, with the support of NGOs, reactivated mobile identification units in three regions, but the unit's sustainability was uncertain due to a lack of permanent staff, formalization, and resources; mobile identification units identified 26 potential victims. Additionally, the government referred 60 potential victims, civil society referred 16, and three self-identified. Observers reported police did not consistently identify trafficking victims among individuals in prostitution and the labor inspectorate lacked the training to identify victims of forced labor. Similarly, identification efforts for forced begging remained inadequate, particularly among unaccompanied children, street children, and children moving across the borders for begging. First responders referred potential trafficking victims to law enforcement and state social services who conducted a joint interview and provided official victim status. The law provided equal services for both potential victims and officially recognized victims.
The government operated one specialized shelter and supported three specialized NGO-run shelters. The government provided 20.2 million lek ($182,640) to NGO-run shelters to support 29 staff salaries, compared to 15.3 million lek ($138,340) to support 24 staff salaries in 2016. The government used 4.7 million lek ($42,500) in 2016 and 2017 from the special fund of seized criminal assets to support services. The government provided 5.5 million lek ($49,730) for food support to NGO-run shelters, compared to 1.8 million lek ($16,280) in 2016. However, the government reorganized the Ministry of Social Welfare and Youth and State Social Services into the new Ministry of Health and Social Care, which contributed to delays in funding, including funding for staff salaries and food support. NGO-run shelters operated under financial constraints and relied on outside sources for operating costs; government financial mechanisms intended to partially fund these shelters remained complicated. The four shelters comprised the National Coalition of Anti-trafficking Shelters (NCATS) and victims who required services not available in one shelter were referred to another shelter within the coalition. The NCATS provided assistance to trafficking victims, including food, counseling, legal assistance, medical care, educational services, employment services, assistance to victims' children, financial support, long-term accommodation, social activities, vocational training, and post-reintegration follow-up. The government provided free vocational training, textbooks for child victims, and health cards that provided free access to health care; however, the government offered limited reintegration support and did not provide funding for reintegration services. Experts reported first responders often referred individuals that were not trafficking victims to the government-run shelter, including individuals with mental health issues or victims of other crimes. NGO-run shelters supported 71 trafficking victims and potential victims (75 in 2016) and the state-run shelter supported 30 (30 in 2016). NGO-run shelters allowed adult victims to leave the shelter voluntarily, but the state-run shelter required victims to seek approval from the director of the shelter. One NGO-run shelter provided specialized services for child victims under the age of 18 and male victims were provided with rented apartments, where they received assistance from NGOs. Foreign victims had access to the same services as domestic victims and the law provided foreign victims a three-month reflection period with temporary residency status and authorization to work for up to two years. The government granted residency to six foreign victims in 2017 (none in 2016). Observers reported professional staff and good quality of care at the shelters in the NCATS but reported low staff levels at the government-run shelter after staff were transferred to the domestic violence center and the facility required renovations.
The government penalized one victim for an unlawful act committed as a direct result of being subjected to trafficking; as in similar cases in past years, authorities convicted an officially identified trafficking victim for prostitution and sentenced her to eight months of probation. The government may have deported, detained, or restricted freedom of movement of some trafficking victims due to inadequate identification efforts. SCPO possessed equipment that allowed testimony via video conferences and victims who testified against traffickers had access to the witness protection program; one trafficking victim participated in the program. The government adopted several laws strengthening child protection within the criminal justice system, such as the participation of a psychologist in criminal proceedings involving children. Twenty-three trafficking victims cooperated with law enforcement in investigations and prosecutions; however, the government did not consistently apply victim-centered investigations and prosecutions. Law enforcement did not consistently offer sufficient security and support, victims and their families received threats during court proceedings, and some victims appeared in front of their traffickers in court proceedings, causing re-traumatization. Victims could obtain restitution from the government or file civil suits against traffickers; no victim had ever received restitution. The law provided repatriation assistance to Albanians citizens identified abroad; four potential victims were repatriated from Germany, Kosovo, the Netherlands, and Norway (none in 2017).
The government increased efforts to prevent trafficking. The government allocated 5.7 million lek ($51,540) to the Office of the National Anti-Trafficking Coordinator (ONAC) in 2016 and 2017. The national action plan expired in December 2017, but ONAC, in cooperation with an international organization, convened three meetings with stakeholders to begin developing a new plan. ONAC continued to publish regular activity reports on its website and held four meetings with stakeholders involved in the NRM. Observers reported prosecutors rarely attended NRM meetings. Twelve regional anti-trafficking committees (RATC) comprising local officials and NGOs worked on prevention and victim assistance. The prime minister issued an order to strengthen the RATCs by mandating the government agencies required to participate, including social services, law enforcement, labor inspectors, and health representatives. ONAC and national anti-trafficking coordinators from Montenegro and Kosovo signed a joint declaration ensuring the application of a unified SOP for victim protection and assisted voluntary repatriation. ONAC, in cooperation with civil society, conducted a month long awareness campaign and separate awareness campaigns targeting students and teachers. ONAC also conducted informative meetings with representatives from the Romani and Balkan Egyptian communities. The hotline received six calls that were trafficking-related and referred to law enforcement. The government did not make efforts to regulate or punish labor recruiters for illegal practices that increase migrants' vulnerability to exploitation abroad. Labor inspectors did not have authority to inspect informal work activities, including unregistered businesses. The government conducted awareness campaigns on sex tourism but did not take steps to reduce demand for forced labor. The government provided anti-trafficking guidance for its diplomatic personnel, and the national coordinator briefed Albanian diplomats stationed in nine cities on human trafficking regulations.
As reported over the past five years, Albania is a source, transit, and destination country for men, women, and children subjected to sex trafficking and forced labor. Albanian women and children are subject to sex trafficking and forced labor within the country, especially during tourist season. Traffickers use false promises such as marriage or employment offers to force victims into sex trafficking. Traffickers increasingly use social media to recruit victims. Children are commonly forced to beg or perform other types of compelled labor such as selling small items. Albanian children, mainly from the Romani community, are exploited regionally for seasonal work. There were also instances of children forced to work in cannabis fields in Albania and some traffickers are likely involved in drug trafficking. Albanian victims are subject to sex trafficking in countries across Europe, particularly Kosovo, Greece, Italy, Belgium, Germany, Switzerland, Macedonia, Norway, the Netherlands, and the United Kingdom. NGOs report an increase in the number of Albanian children subjected to forced labor in Kosovo and the United Kingdom. Foreign victims from European countries and the Philippines were subjected to sex trafficking and forced labor in Albania. Irregular migrants from Asia are employed as domestic workers by wealthy families where they are vulnerable to domestic servitude. Middle Eastern, Central Asian, and African migrants transit Albania to reach Western Europe and are vulnerable to trafficking.


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Stories about Elections from May, 2010
30 May 2010
29 May 2010
Colombia: Tweeting the May 30 Presidential Elections
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Hope mixed with anxiety reign in Guinea with the presidential elections to be held on June 27, 2010. These elections are the first free elections in Guinea since its independence....
27 May 2010
[Report] Technology for Transparency
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26 May 2010
Colombia: Presidential Election and Campaigning in Citizen Media
The Colombian Presidential election is scheduled for May 30, in which Juan Manuel Santos and Antanas Mockus are considered the frontrunners. The contest is actively being discussed in citizen media...
Trinidad and Tobago: Election Landslide
After a snap election ends the rule of Prime Minister Patrick Manning, Trinidadian bloggers react to the new People's Partnership coalition government, led by the country's first female prime minister.
25 May 2010
Jamaica: Citizen Media Follows the Standoff
A study in extremes is perhaps how the last 24 hours in the Caribbean region could be adequately described: As Trinidad and Tobago peacefully went to the polls and elected...