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Tour Guide at Towson University
Class of 2021
Hometown: Norrisville, MD
Major: Theatre Studies
Minor: Deaf Studies & Family Studies
Get involved! The best way to meet new people and enjoy fun experiences is by joining a club or getting an on-campus job.
International Walkway, it is so beautiful and I love seeing how globally connected our campus is.
People at Towson are so welcoming, and I felt that the students and professors that I met during the application process genuinely cared about my success.
The incredible opportunities that Towson offers its students to get involved and gain professional experience. Also the good vibes.


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Northamptonshire ACRE Oil scheme in Syresham.
Many people in rural areas are without mains gas and are therefore reliant on oil. Most individual orders are small, and are consequently at the mercy of high pricing by the oil companies. Parish Profiles reveal that fuel poverty is higher amongst those in rural areas in the county and those reliant on oil.
Northamptonshire ACRE believe that the county-wide Bulk Oil Buying scheme plays an important part in fulfilling a key objective of 'working to improve the quality of life for rural communities in Northamptonshire'.
The scheme aims to save members money by bringing people together to make the most of their collective buying power. By so doing the price of oil can be reduced and savings made for members of the scheme as well as helping to cut down the number of tanker visits to a village, thereby benefiting the environment . The scheme is open to households, businesses and community organisations that use oil to heat their homes and premises.
Residents who have signed up to join the Oil Scheme here in the village have enjoyed the benefit of reduced oil and LPG Gas prices. The scheme has been running since 2011 and we have 35 members here in Syresham, Brackley Hatch and Pimlico.
Over the past year, orders have been placed for over 67,000 litres in Syresham alone, being a significant part of the county-wide scheme.
It is orders of this volume that drive prices down, make the scheme attractive and enable significant savings with each purchase, for example -
Prices: see graph below showing 2018 prices for comparison.
When can I order oil?
Once you have joined the scheme you can place an order of at least 500 litres in any month except December a list of deadline dates is published.
How do I order oil?
To use the system you need to log in or register at: https://nacre.myolive.co.uk/registration/register
- Once you are registered you need to record your payment method – either debit or credit card (there is a 2% charge for using credit cards unfortunately which goes to the card issuing company) or you can set up a direct debit payment.
- See below for the list of order deadlines for members.
- You can place your order for oil at any time and it will be picked up in the next deadline.
- After midday on the deadline date, eSmartMetrics collate all the oil orders, negotiate with the oil suppliers for the best price, send you an automated email with the details of the price per litre and the total cost for your order.
- After 24 hours, if you haven't cancelled the order they will take payment for your order automatically, place the full order with the suppliers and make the payment at the same time. This means you don't need to pay the oil company directly anymore, which quite a few of our members used to find a hassle.
- The oil is usually delivered within 10 working days.
Bulk Oil Order Deadlines 2019 (PDF, 113 Kb)
NACRE Bulk Oil buying scheme order deadlines for members 2019.
Bulk Oil Ordering Scheme Prices 2018 (PDF, 213 Kb)
NACRE Bulk Oil Ordering Scheme Prices in 2018

subset: commoncrawl


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Indian Baked Corn
Corn is a popular side dish at our family gatherings, and this deliciously different recipe may be why! So colorful and zesty, it's a blue-ribbon winner and a time-tested treasure.
Total TimePrep: 30 min. Bake: 20 min.
Makes8 servings
- 1 package (8-1/2 ounces) cornbread/muffin mix
- 4 bacon strips
- 1/3 cup each chopped celery, green pepper and onion
- 1/2 cup plus 2 tablespoons butter,divided
- 1/4 cup milk
- 1 can (14-3/4 ounces) cream-style corn
- 1 can (14-3/4 ounces) whole kernel corn, drained
- 2 tablespoons chopped jalapeno pepper
- 1 jar (2 ounces) diced pimientos
- 1 tablespoon sugar
- 1/2 teaspoon salt
- Prepare cornbread according to the package directions. Cool and crumble enough to measure 2 cups; set aside.
- In a large skillet, cook bacon over medium heat until crisp. Remove to paper towels; drain, reserving 1 tablespoon drippings. Crumble bacon and set aside.
- To the drippings, add the celery, green pepper and onion. Saute for 2-3 minutes or until tender. Remove from the heat; set aside.
- In a saucepan, melt 1/2 cup butter. Stir in the milk, corn, jalapeno, pimientos, sugar, salt, vegetable mixture and bacon. Add 1 cup cornbread crumbs. Cook for 8-10 minutes or until heated through.
- Transfer to a greased 8-in. square baking dish. Melt the remaining butter; toss with the remaining crumbs. Sprinkle on top of batter. Bake at 350° for 18-20 minutes or until bubbles around the edges and is golden brown.


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Vice-President, Global Markets Performance & Analytics (Fixed Income)
BMO Financial Group
Toronto, ON
(30+ days ago)
Apply Now
100 King Street West
Job Family Group:
Finance & Accounting
Thank you for your interest in BMO Financial Group. We are currently working towards providing a better candidate experience by including all of our job descriptions in both English and French. In the meantime, if this role is located in Quebec and/or New Brunswick please reference the French job description available below the English version. Otherwise please see the job description below in English as per federal language requirements.
Nous vous remercions pour votre intérêt à l'égard de BMO Groupe financier. Nous travaillons actuellement à offrir une meilleure expérience aux candidats en publiant toutes nos descriptions de poste en français et en anglais. Entre-temps, si ce poste est affiché au Québec ou au Nouveau-Brunswick, veuillez consulter la description de poste en français disponible sous la version anglaise. Autrement, veuillez consulter la description de poste ci-dessous en anglais, conformément aux exigences fédérales en matière de langues
Supporting the Fixed Income, Currencies & Commodities (FICC) Management Team, and reporting to the Director, Global Markets Performance & Analytics, this diverse role is responsible for a high level of financial, strategic, analytical and operational support. The role requires an individual who has strong analytical capabilities grounded in quantitative judgment, is an effective communicator, works as a team player, and possesses the highest level of integrity. The candidate must be very adept working with information that is both sensitive and confidential.
This role includes accountabilities for supporting both short and long term objectives/outcomes and maintaining a current understanding of FICC specific strategies and performance objectives.
Develops detailed financial and economic analysis to assist the designated business portfolio with decision support. Works closely with business leaders and Finance partners to provide financial advice and service that supports the financial management activities of the Group / portfolio. Supports the monitoring and management of financial performance against plans, forecasts, initiatives and objectives. Generates information and insights that support key business decisions to drive value (e.g., revenue growth, cost management, resource allocation, balance sheet optimization, etc.)
Acts as a subject matter expert on relevant regulations and policies.
May network with industry contacts to gain competitive insights and best practices.
May own internal/external stakeholder relationships.
Supports / Leads financial planning, forecasting and performance reviews that utilize plan, forecast and actual financial information to develop annual plans and targets.
Performs variance analyses, and ad-hoc forward-looking analyses to improve understanding of business drivers as well as opportunities to improve performance for product improvement, profit improvement, financial impact of initiatives/strategic business decisions.
Supports the development of methodologies and policies to enable analyses and insights focused on financial dimensions (e.g., revenue, expense, balance sheet, capital, etc.).
Determines the financial impact of initiatives/ strategic business decisions, and incorporate the impacts into future financial forecasts/plans.
Assesses reasonableness of business cases and performs due-diligence during Investment reviews and approvals processes.
Works with the business to align key performance indicators with financial forecasts and plans.
Breaks down strategic problems, and analyses data and information to provide financial insights and recommendations.
Employs systems (eg customized exception reports, tracking reports etc) to manage information.
Integrates information from multiple sources (e.g. financial and operational systems) to enable more efficient processes, enhanced analysis and/or streamlined reporting.
Monitors and tracks performance, and addresses any issues.
Acts as a trusted financial advisor to assigned business/group.
Influences and negotiates to achieve business objectives.
Recommends and implements solutions based on analysis of issues and implications for the business.
Assists in the development of strategic plans.
Identifies emerging issues and trends to inform decision-making e.g., economics, treasury, competitor information.
Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
Provides specialized consulting, analytical and technical support.
Exercises judgment to identify, diagnose, and solve problems within given rules.
Works independently and regularly handles non-routine situations.
Broader work or accountabilities may be assigned as needed.
This position supports the implementation of key programs and/or initiatives, while developing strong relationships across the organization to support the effective execution on the businesses mandate.
Financials and Metrics = 60%
Strategy and Operational Support = 20%
Business Delivery and Execution = 20%
Financials and Metrics
Primary relationship manager for the FICC business as it relates to performance management (forecasting, business commentary, informational requirements, expense management) and analytics.
Provide weekly and quarterly forecasts to the FICC management team to help track business performance.
Determine and track the financial impacts of various initiatives/strategic business decisions and ensure these impacts are incorporated into financial forecasts.
Perform detailed financial analysis to support FICC management and the trading desks with profitability and productivity decision-making, including resource allocation.
Strategy and Operational Support
Through the annual planning process, collaborate with the FICC businesses to plan/design line of business performance objectives that support the overall business strategy and direction.
Plan/design and develop integrated reporting on FICC performance objectives (both financial and non-financial objectives) and strategic initiatives.
Support the FICC management team with developing, articulating and implementing strategic plans and initiatives on an ongoing basis.
Identify, support and track key issues relating to both financial and operational metrics for BMO CM Operating Committee and Executive Committees as applicable, including internal and corporate trackers.
Lead/support special projects in partnership with the business management team for Global Trading Products.
Business Delivery and Execution
Acts as the first point of contact for all financial, operational issues for the business.
Identify issues, gaps and process improvements, address as authorized, and escalate as necessary.
Interact with Risk Management to support the quarterly risk dashboard and risk control and assessment (RCA) process.
Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience
MBA or CFA designation preferred. Minimum of a 4-year undergraduate degree with a focus on Business, Economics, Finance/Accounting.
Minimum 4 years of relevant business experience, preferably in Capital Markets.
Highly developed analytical and conceptual skills with ability to analyze data, develop key insights & provide business recommendations
Strong technical skills with the ability to manipulate and draw insights from large volumes of unorganized data. Some programming/VBA skills preferred.
Possesses strong interpersonal skills including but not limited to: collaboration, facilitating consensus, resolution management including managing complex and sensitive issues.
Confident in providing strategic insight and recommendations to senior executives.
Highly organized with a proven ability to manage critical complex projects across many different functional lines with varying levels of urgency, sensitivity and importance.
Ability to adapt quickly to changing circumstances.
Deep knowledge and technical proficiency gained through extensive education and business experience.
Verbal & written communication skills - In-depth.
Collaboration & team skills - In-depth.
Analytical and problem solving skills - In-depth.
Influence skills - In-depth.
Data driven decision making - In-depth.
We're here to help
At BMO we are driven by a shared Purpose:
Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.
To find out more visit us at https://bmocareers.com .
BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
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Get Playing Your BanjoUke
Everything You Need is in the Box
Take your BanjoUke Sidekick anywhere!
At only 1.5lbs (650gms), the BanjoUke Sidekick sound is loud enough for an orchestra, and convenient enough for a poolside party. Take the joy of music with you anywhere you go, the Sidekick comes with its own padded case and handy shoulderstrap.
And there's just one price anywhere in the world — US$199 plus US$20 shipping.


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Fact #1: Different people have different goals.
Fact #2: To attain different goals, people must train differently.
Fact #3: No matter the goal, exercise and fitness plateaus happen, and they're frustrating for everyone.
Fact #4: Getting through an exercise plateau is not the same for everyone. See facts #1 and #2.
If you're struggling to fight through a plateau and you don't know where to turn, you've come to the right place! In light of the differences between fitness goals and training methods, GirlsGoneSporty turned to Brandon Henry, an NASM and CrossFit certified trainer with a B.A. in Biochemistry and Molecular Biology and the owner of South Pasadena's Performance Strength & Conditioning to provide three different plateau-busting workouts designed with three different fitness goals in mind!
- Fitness goal: Lose more body fat and lean out
Whether you're trying to lean out to attain a healthy body fat percentage or you just want to feel better about yourself in a bikini, hitting a fat loss stall can be incredibly frustrating.
Henry points out that in this situation, it's important to "make sure sleep is on point and stress is controlled to minimize cortisol release. This can make a large difference in body fat loss." If you're on track in terms of sleep and stress, go ahead and take a look at your workout, "Adding in short, high intensity circuits with adequate rest times can give your workout a boost." Not sure where to start? Try this quick circuit designed by Henry:
- 30 seconds goblet squat
- 30 seconds plyometric box Jumps
- 30 seconds two-arm dumbbell press
- 30 seconds burpees
Rest two to three minutes after completing a circuit to ensure that each circuit is completed in the 95 to 97 percent effort range. Aim to cycle through the circuit four to five times, but if you find your form diminishing due to exhaustion, just do what you can.
Plateau-busting workout # 2: Improve running times
- Fitness goal: Improve running times
When you're a runner, cyclist, swimmer or triathlete, you're probably competing against yourself as much as you're competing against others.
Seeing your run times stagnate and your next PR remain as elusive as finding a silverback gorilla in its natural habitat is almost enough to make you throw in the towel. Don't! According to Henry, the solution may be easier than you think:
"The problem usually is too much aerobic-based training and not enough weightlifting with anaerobic running. In my experience, there's a myth that in order to run faster 10k, half-marathon or full marathon times, you must run more miles. This often leads to over-training and body breakdown. Reducing the long, slow distance mileage and upping speed intervals, hill intervals, sprints and smart weightlifting exercises that strengthen the hamstrings, glutes and midsection can drop minutes of a race time."
Need help making over your routine? Henry suggests replacing one long mileage day with a workout like this one:
20 to 30 minutes of weight training incorporating exercises like straight leg deadlifts, plank holds, single-leg squats, kettlebell work and lower-back strengthening work
Follow strength work up with 20 to 30 minutes of interval training. For example, run for 30 seconds at 90 percent effort followed by 30 seconds at 50 percent effort, continuing to cycle between the intervals for 20 minutes. As an alternative, try running quarter-mile repeats where your work time (the time it takes to run the distance) equals your active rest time.
For instance, if it takes you 95 seconds to run a quarter mile at a near all-out effort, you would rest for 95 seconds following your run. Just remember to continue moving during your rest time – a walk or slow jog is sufficient.
Plateau-busting workout #3: Increase strength
- Fitness goal: Increase strength
Admittedly, this is a less-cited goal for women, but increased strength can pay off dividends when it comes to sport and athletic performance. Henry notes that "the woman trying to increase strength usually needs to reduce the total volume of cardio she's doing, stop focusing on single isolation movements (like hip abduction and adduction, leg curl and triceps kickbacks, just to name a few) and increase the amount of lean protein eaten."
He goes on to mention that it may be time to re-prioritize your workout, focusing on weight training first, before cardio when you're at the gym. When you lift weights first, you'll have more energy to focus on strength training, which may help you see bigger gains.
Also, if you spend a lot of time on cardio, it may be time to cut back. Henry suggests keeping it to 15 minutes, although that may vary depending on your specific situation and the sport you're training for.
Need some ideas for training? "Adding in explosive movements like lower body plyometrics, kettlebell exercises, Olympic weightlifting and sprinting (less than 20 seconds at max effort) will help the body make the shift to gaining strength, usually without any bulking."
Try this on for size:
- 2 sets squats: 8-12 repetitions so that the last one or two reps are almost too hard to perform
- 2 sets burpees, perform each set to exhaustion
- 2 sets power cleans: 8-12 repetitions so that the last one or two reps are almost too hard to perform (focus on form and technique first, followed by speed)
- 2 sets jumping pullups, perform each set to exhaustion
- 2 sets one-arm kettlebell swings, 8-12 repetitions so that the last one or two reps are almost too hard to perform (focus on form and technique first)
- 2 sets kettlebell pushups with single-arm row, aim for 8-12 repetitions so that the last one or two reps are almost too hard to perform
- 10-15 minutes sprint intervals, 15 seconds at an all-out sprint followed by 45 seconds rest; repeat the series until you've met your time allotment


text: rest {day 341} (late) July 16, 2013 by sabrina Leave a comment I am grateful for a day of rest after a very busy week and weekend. I needed it and am very grateful to have the time in my schedule to actual rest when I need to. Share this:TweetLike this:Like Loading... Related


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The II Forum on the Mercosur and Visegrad countries was held in Buenos Aires on 31 July and 1 August 2003, organized by the Ministry of Foreign Relations and International Trade of the Argentine Republic together with the Institute for the Integration of Latin American and the Caribbean of the Inter-American Development Bank (IADB-INTAL) and the Argentine Council for International Relations (CARI, in its Spanish acronym).
The Secretary of Trade and International Economic Relations, Ambassador Martín Redrado and Ambassadress Mrs. Edita Hrda of the Czech Republic in Buenos Aires, opened the Forum. Participants in the discussions included the Minister of Agriculture of the Czech Republic, Eng. Jaroslav Palas, Deputy Minister for the Negotiations with the European Union under said ministry, Miroslav Toman -both visiting the farm, livestock and industrial exhibition of the Sociedad Rural in Buenos Aires- as well as the Ambassadors in the Argentine Republic of Brazil, Dr. Jose Botafogo Goncalves, and of Uruguay, Dr Alberto Volonté; the Head of the Institute for the Integration of Latin American and the Caribbean of the Inter-American Development Bank, Dr Juan José Taccone; renowned experts and academics of the Mercosur countries and the Czech Republic and top officials of the Visegrad countries Embassies. At the closing of the Forum, the Under Secretary of Foreign Policy at the Foreign Relations Ministry, Ambassador Dr Juan José Uranga, urged the countries to continue fostering along this way the support and reinforcement of the cooperation between the two sub-regions and regions.
The Forum welcomed the entry of Hungary, Poland, the Czech and Slovak Republics -Visegrad nations- to the European Union -scheduled for May 2004- who in turn expressed their interest in the attainment of a prompt and positive conclusion of the Mercosur - European Union biregional agreement, currently under negotation, for the establishment of a mutually benefitial free trade area and of mechanisms for political dialogue and cooperation.
Participants agreed that the origins and aspirations of the Visegrad and Mercosur in the fields of international peace and security, largely precede -in the history of their respective countries- the recent dates of their establishment in the 90s: the Visegrad dates back to the XIV century and the Mercosur in the Iberic Peninsula and its projection into the New World in the late XVI until the middle of the following century.
There was also agreement on the important opportunities for relations between the two groups of countries through European community issues due, respectively, to the Visegrad membership of the European Union and the biregional agreement between Mercosur and the European Union, as well as in a more direct way, through such other also relevant questions as their similar experience in the economic transformations of their respective countries, the full enforcement of democratic institutions and the challenges posed by globalization. Such agreement was equally extended to the important possibilities for cooperation in international bodies and organizations for the fight against terrorism, hunger, poverty and underdevelopment, as well as for the promotion of the respect for human rights and the full enforcement of the United Nations.
On the trade side, research work undertaken by institutions from Mercosur countries showed a trend that, at first sight, the biregional association Agreement between the European Union and the Mercosur would offer greater trade gains than the possible losses in the community market due to the entry of new members scheduled for May 2004. However, some still wanted to know in greater detail about the trade complementarities. Participants from the Mercosur business sector voiced their interest and optimism about future trade and economic relations with the Visegrad countries and recommended to diversify business contacts on a sector-by-sector basis.
In that sense, full agreement was reached on the need and importance to foster greater reciprocal knowledge between the Visegrad and Mercosur countries, which could also include the other Latin American nations, in order to identify, establish and encourage new trade and economic flows and to deepen the existing ones. It was necessary to overcome the antinomy whereby trade is small because of how scarcely we know each other and we scarcely know each other because trade is small. There was also agreement on the fact that achieving substantive cooperation requires concrete proposals to such end. The Forum underscored thus the importance of the political will to undertake and implement activities and measures of the apropriate nature, including exploratory ones, that would contribute to identify concrete proposals to further mutual knowledge and understanding, as well as cooperation between the Visegrad countries and Mercosur.
The Chairman of the Argentine Chamber of Exporters made reference to the long standing trade routes and access ways to the Visegrad countries and highlighted the need and importance to foster trade and the market development with those countries. In this respect, he stated that the Chamber had decided to set up an observatory on the Visegrad to closely follow the development and evolution of its member countries, conduct analyses and devise proposals for trade expansion with Mercosur.
- Follow - up to the I Forums recommendations
The Forum welcomed the progress made in implementing the recommendations approved by the I Forum held in Prague in April 2002, including the organization of the II Forum, the advances made towards the creation of a Centre for the Latin American Economic and Political Studies (CLEPS-CEEPAL) in Prague and the exchange between the business communities of Visegrad and Mercosur countries, which began at the Mercosur-European Union Business Forum in Madrid in May 2002.
The creation of Centres for Economic and Political Studies -based on the joint cooperation amongst University, Entrepreneurship and Government in order to foster concrete as well as action oriented activities- pointed to the importance of setting up other Centres similar to that of Prague in the Visegrad, Mercosur and Latin American countries that wished to do so, for the encouragement and the fostering mutual knowledge between both regions, their countries, their main protagonists and, to that end, to undertake -by way of example- the following activities:
The Universities, Foreign Trade Institutes, Business Chambers and Study Centers in the Visegrad and European Union countries as well as in the Mercosur and the rest of the Latin American countries -in case they wished so- should be contacted to join in the academic-business works and the setting up of information exchange networks.
- Strengthening the Mercosur-Visegrad ties
Special reference was made to the Inter-American Development Bank Institute for the Integration of Latin America and the Caribbean (IADB-INTAL) and the Mercosur Chair in Sciences-Po in Paris as well as the cooperation schemes of the European Union and Inter-American Development Bank due to their regional and biregional scope.
In the case of the Argentine Republic, the Ministry of Foreign Relations and International Trade has decided to use its Program on Institutional Strengthening of the Ministry with the IADB (Operation 1279 oc-ur IADB) to implement a research study on the identification of possible trade products between the Visegrad and the Mercosur -Czech Republic and Argentina. To that end, it has the intention of negotiating a Memorandum of Understanding between the Center in Prague and the above-mentioned Program on Institutional Stregthening of the Foreign Ministry. In turn, it will also propose the Czech Republic to conduct a second joint study on the impact of its accession to the European Union on her trade relations with Argentina, extendible to the Visegrad and Mercosur. To that effect, the Ministry is updating the report prepared early in 2002by the Cente for International Economics.
The Director of the Institute for the Integration of Latin America and the Caribbean of the Inter-American Development Bank (IADB-INTAL) compared the efforts being made to expand trade and economic relations between Mercosur and the Visegrad countries, with the similar exercise being implemented, with the participation of the IADB, between Latin America and South East Asia with the involvement of the private sector, known as Latin American Economic and Business Association -LAEBA. He added that the Mercosur and the Visegrad countries face a big opportunity, as effective and prestigious centres in Mercosur can be linked to to similar ones in the Visegrad countries, that will prompt information exchange and possible joint actions which will project such seeds resulting from their respective progressively greater knowledge to their respective public and goverment levels. INTAL will continue supporting this whole process between the Mercosur and the Visegrad countries and trusts that some Internet-based exchange may be identifed with the European Union and the Visegrad countries.
He stressed also the importance of undertaking concrete studies like the above mentioned ones, which in his experience, will encourage the future meetings to consider concrete opportunities and possibilities, thus making headway from the previous and present exchange of ideas to the consideration of concrete proposals. This is what should be expected to happen at the meeting scheduled for next year
With the purporse to further develop and strengthen the Visegrad-Mercosur relations and links, the Forum recommended to:
Buenos Aires, August 1st, 2003
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Publisher Information
Pinwheel Ltd
Pinwheel publish beautiful books for the international co-edition market, and our publishing programme in the UK. Our range includes pre-school novelty and early learning; high-quality box sets and a wide range of interactive non-fiction for children aged up to 10 years.
Specifically interested in books with these subjects or themes: children's non-fiction, picture books, novelty titles
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text:
Some new rules, however, ban employment based on personal choices. At SSM Healthcare in St. Louis, which is one of the largest healthcare providers in the area, people applying for jobs will be denied positions not only if they smoke—but if they admit to using any type of tobacco product within the past six months! That seems rather harsh—particularly if someone recently quit or is trying to quit. After all, we all need jobs, and I do know that my daughter had a couple of wonderful nurses who smoked.
That said, it sort of makes sense that doctors, nurses, and other healthcare providers should not smoke. The residue brought in from smoke breaks could be detrimental to patients, for one; but SSM is citing the fact that smokers cost the company thousands of dollars per smoker each year, plus loss of productivity, for the reasoning behind their decision. Of course, that is a dangerous route to take; for one, obviously not every smoker is costing the company this much. It's a broad generalization to make that any debater worth her salt could argue through immediately.
And if we start discriminating against smokers, we are going to have to start doing the same with everybody—people who are old, pregnant, fat, young, sick, have children, have sick parents, and so many other situations are costing the company money too, right? Let's just fire everyone who isn't a single, white cis-gender male who is sure to not get pregnant and not be a liability.
That might sound extreme, or like I'm defending smokers, but I'm not. In fact, I'm not, nor have I ever been, a smoker, and I wish everyone who does smoke would quit immediately. But I think everyone has a right to employment, and not hiring or firing someone should be due to their performance, not their habits or health. And if anyone is going to be penalized for smoking, should it not be the tobacco companies who so knowingly sell products that kill their customers—or the government who thinks it's A-OK while they outlaw other items that cause certain death? Personal responsibility definitely needs to be taken—but this line of thought just isn't fair to people
Of course, SSM is also known for their predominantly religious medical centers, and that offends me even more than a smoking nurse. I'd rather have my nurse calmed by her own habit than have a nun in a habit at my bedside, telling me this or that about something I don't believe in—or worse, a doctor denying me life-saving services or permanent birth control, the latter has happened to me; my Catholic doctor refused to put the device in to prevent pregnancy based on the hospital's religion.
So I would say get off your high horse, SSM; nobody is perfect, and you're costing yourselves plenty of money by refusing to perform integral services to women based on your own religious bias. That's probably costing you just as much, if not more, than your employees' smoke breaks.


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The state of Arizona is enacting legislation that will make trolling a crime.
The internet can be a pretty ugly place, especially for those unprepared for its rough-and-tumble ways. The reasons are many and varied, but they can all be boiled down to one essential component of the human condition: people are jerks. If you've been playing online for more than, say, a couple of weeks, I can pretty much guarantee that you've trolled and been trolled. It's the nature of the game.
But the state of Arizona is looking to change all that with House Bill 2549, an update to its telecommunications harassment law intended to bring it into the digital age by replacing the word "telephone" with the phrase "any electronic or digital device." The net result is this:
"It is unlawful for any person, with intent to terrify, intimidate, threaten, harass, annoy or offend, to use a telephone any electronic or digital device and use any obscene, lewd or profane language or suggest any lewd or lascivious act, or threaten to inflict physical harm to the person or property of any person."
It doesn't sound too terribly unreasonable at first glance - it probably should be illegal to terrify or threaten people with violence, after all - but the trouble lies in its overly vague and wide-reaching language. It'll be illegal to annoy someone on the internet? We've all done that; I do it pretty much every day. I'm probably doing it right now.
Yet under the terms of this amendment that will be a class one misdemeanor, which carries a maximum penalty of a $2500 fine and up to six months in jail. And don't think that simply not living in Arizona will protect you from its legal clutches, as under the terms of the law offenses "are deemed to have been committed at either the place where the communications originated or at the place where the communications were received."
There's a huge gulf between an ongoing campaign of harassment and terror and the occasional f-bomb or "goatse surprise," but this law appears to make no distinction. And while it may be comforting to say that law enforcement can make the distinction for itself, do we rely want to rely on the discretion of the police for such things, especially in Arizona?
via: Gizmodo


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Highlights of the First Quarter of 2019
How many times can I say I'm in a weird in-between period without it starting to sound reductive? As I have expressed, the last year has been an incredible dream-come-true, but also very strange and a true test of my patience. I spent most of 2018 locked away writing my debut book The Greater Freedom:
The 15 Books Which Helped Inspire The Greater Freedom
I've been asked a lot, lately, about who and what inspired me to write my forthcoming debut book The Greater Freedom: Life as a Middle Eastern Woman Outside the Stereotypes. As with much of my previous work, my life experiences are mostly what made me wish to contribute to the conversation. I wrote more about
Highlights Of The Month: October 2017
This month, I attended some incredible shows, exhibitions and events, including the launch of


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A Introduction
The Spirit of Earth Mission first presented itself through Avinash in May of 1986 in the Manoa Valley on the island of Oahu, Hawaii.
Since then a great quantity of valuable information has been brought through in the form of audio recordings, written material, and videotapes to support the co-creation of Heaven on Earth.
There have been four teams who have carried forward the vision of Earth Mission.
Each team has brought in a higher octave of energy to support those whom Earth Mission has touched and is here to serve.
This current manifestation of Earth Mission is here by the direct permission and blessing of KemDara Vitra, the *then heir and co-creator of the Earth Mission, ET. Earth Mission and Visionary Interdimensional Masters materials.
Please note that in 1995, the publishing rights to the Earth Mission, ET. Earth Mission and Visionary Interdimensional Masters materials were granted to NirBhao Singh Khalsa,.
In February of 2002 the Earth Mission, ET. Earth Mission and Visionary Interdimensional Masters Mantle of Authority was passed from KemDara to NirBhao.
*KemDara left the earth plane in June of 2008 and while her physical presence is missed her energetic presence is still very much here and assisting as always.
The project manager / publisher / distributor and copyright holder of these materials and this web site is: NirBhao Singh Khalsa
What I have come to deliver in terms of channeled information is complete. This information came forth to support the beings on this planet in taking a stand for their divinity and ending the denial of their oneness with all life. This is also connected to the Christ Consciousness grid in a way that anyone who uses these materials will have direct and palpable access to other dimensional energies. These energies will support them on their journey back to the Source. I will no longer be voice channeling through anyone on this planet. The time has passed for there to be any illusion that anyone has a special relationship with divinity. I will be available on the inner realms to work with any of you who request this type of support. I, along with other masters, will continue to support the on going benefit to humanity through the materials that came forth from Earth Mission and Visionary Inter Dimensional Masters.
Once again the way that is has changed. Be kind to yourself and others. Heaven on Earth is at hand. Blessings on your journey.
"About these recordings: (Excerpted from The Advanced Levels Of The Solar Ring) On most of these recordings the male embodiment does the talking because his function was mystical articulator and the female embodiment's function was spiritual precision and flow director, which means that she essentially held the integrity and direction of what, was said through the male. –NirBhao"
"Zavi Rah: Every recording you get from us is divinely designed. Ziva is in Qua Sa Rah's lineage; Qua Sa Rah is the essence of divine intelligence.
She (Ziva) basically does all the editing on the recordings. What is on a recording and what is left out of a recording and the spaces in between and how that recording is configured is all set up by divine intelligence.
All the words that are there the tones of the words the energies of the words is all set up configurationally and sequentially from the other dimensions.
Those recordings have a far greater impact than anything that is said on them could possibly be imagined to have... You can listen to each one of those recordings hundreds of times and each time hear something new in them every time.
Ziva rah: There is a very specific living structure of energy that is deliberately built around the master recording when it is done and it is taken from pulling strands of consciousness and frequencies that emerge from the impact of certain things that happen from your cellular structure, your emotional body, your mental body, your physical body all of it.
And this is woven through divine intelligence around the master recordings so it is then transferred when duplication happens.
And so it is a living thing that you are getting and there are actually beings and councils of beings on the other dimensions that are present and hooked up with it if you will, so that whenever one of you plays these recordings it is a fresh experience of grace that is happening with what is going on with you in that moment, not what happened when the recording was made. It is a very specific complex process."
The awesome pic above, "Holy" by Tobin Eckian, is used with gratitude.
Please contact our webmaestro with questions or comments.
© Copyright 2017 Earth Mission. All rights reserved.


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Founder and CEO
Darrell Searcy is the Founder and Chief Executive Officer of the Chandler Campbelle & Daschle; an SBA 8(a) Certified Management Consulting Firm that provides professional management consulting and value- added reseller services to U.S. Department of Defense, Federal civilian, municipal, and commercial organizations. Chandler Campbelle & Daschle's core competencies include Education and Training; and Professional Consulting Services. Our areas of expertise include Organizational Development, Information Technology, Public Relations, Program Management, Acquisition Support, Emergency Management, Logistics, Customer Relationship Management, and Enterprise Resource Planning.
Chandler Campbelle & Daschle is headquartered in Palm Beach Gardens, Florida and operates throughout the United States and the Caribbean. Chandler Campbelle & Daschle was recently recognized by Palm Beach Partners (a conglomerate of municipal agencies throughout Palm Beach County) as 2012 DBE of the Year. Chandler Campbelle & Daschle has also been nominated for the 2012 United States SBA- South Florida District MBE of the year; as well as 2012 small business of the year by the Black Chamber of commerce of Palm Beach County.
Darrell has more than 20 years of executive leadership experience working with Fortune 100 and multi-national organizations including Homebanc Mortgage Corporation, Siemens A.G., Pharmacia & Upjohn Pharmaceuticals, Atlanta Committee for the Olympic Games, and IBM. Darrell is an accomplished public speaker and entrepreneur and serves as a keynote speaker and facilitator for corporations, municipalities and nonprofit organizations throughout the United States and the Caribbean.


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Regular price
I n S a n d100% embroidered cotton
Surya (Sanskrit सूर्य): sun
Our Kimono Top can be worn open or belted. The Surya is a One Size Fits All.
~ Hand-made with love in Bali, Indonesia~ Comes with a 2 tassel belt~ Delicate fabric~ One Size Fits All (sizes 6-12)
PRICES ARE IN AUSTRALIAN DOLLARSSorry we do not accept returns on sale items.


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Published: 7:55 pm, Sat. Apr. 16th, 2016Updated: 7:51 pm
The New Mexico State Police report a Hobbs man was killed early this morning in an accident on State Road 18.
The NMSP responded at approximately 3 a.m. today to the scene of a wreck near mile marker 48 on SR 18 south of Hobbs. Initial investigation revealed a southbound vehicle, driven by Rene Caraveo, 17, of Hobbs, swerved in an attempt to avoid striking a dog. The driver lost control of the vehicle, which overturned several times.
Caraveo's passenger, 18-year-old Wesley Leija of Hobbs, was not wearing a seatbelt and was ejected from the vehicle. He sustained fatal injuries and was pronounced dead at the scene.
Caraveo sustained injuries and was transported to Lea Regional Hospital. The accident remains under investigation.


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Property Description
This spacious apartment has a total area of 1237 sq. ft! The unit is highly-recommended for families as it provides a wide space where they can enjoy convenience and comfort all in one home. Some of the amazing features in this apartment include a spacious living area, 2 massive bedrooms with built-in wardrobes, 2 decent bathrooms, kitchen with appliances and built-in cupboards, and a peaceful view of the community from the balcony.
You'll surely enjoy staying in Yansoon 5 as it features amazing amenities like a covered parking, 24-hour security, fully-equipped gymnasium, and a relaxing swimming pool area with a scenic view of the Burj Khalifa. The building's location is highly-accessible as it's only a few minutes away from the Burj Khalifa, Dubai Mall, and the Dubai Metro Station. It's also in close proximity to the Sheikh Zayed Road which gives you an easy access to major destinations all around Dubai.
1 Cheque
Property Features
- Balcony
- Built in Kitchen Appliances
- Built in Wardrobes
- Central A/C & Heating
- Covered Parking
- Security
- Shared Gym
- Shared Pool
- Shared Spa
- View of Landmark
- Walk-in Closet


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Dessert Catering
NYC Cafe and Catering is the best solution for fine dessert catering for your corporate, holiday, prom, and any other occasion. Please call (949) 874-5587 with any questions you might have about adding dessert catering to your catering order.
We specialize in excellent yet affordable catering in Orange County, CA. We can help you whether you need full service catering or catering dropped at your event location.


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Welcome to TGR Embroidery
Please select from the categories above.
We are still working on the site, adding more items and the finishing touches, please bear with us.
Sorry about some of the photos, we will be updating them soon
Sorry about some of the photos, we will be updating them soon
Pay online or collection.
Cards excepted through PayPal in store and online.
Sizing samples of the school uniform are available in the shop.
We will let you know when your order is ready for collection through email/text.
Please note that due to stock restrictions, pay on collection items will only be held for two weeks from the first notification. (One week during July & Aug). Unless agreed otherwise.


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Green Centerpiece Bowl
Newburgh Pottery
Please join the wait list for this product.
Designed by Bloomist in collaboration with renowned stylist and author, Hilary Robertson, this simple stoneware bowl is hand-thrown by potter, David Moldover, the co-founder of The Newburgh Pottery, exclusively for us. It features a striking rich green glaze with unique dark variations and functions as a multi-purpose centerpiece bowl. Try pairing it with one of our stone frogs, and create your own Ikebana moment, or use to display tumbleweed or found objects.
Owned and operated by David Moldover and his wife Jenny, The Newburgh Pottery is located in the town of Newburgh in the heart of the Hudson Valley. In addition to offering pottery classes for budding artists of all levels, David and Jenny design and craft ceramics for restaurants and stores in the area and in New York City. As a result, The Newburgh Pottery has become a vibrant hub for the creative community in the county. "Communities form in studios like this," explains David. "It doesn't matter what your age or background is; everyone has this one passion in common, and so everyone is on a level playing field. You'll never feel more welcome anywhere than you'll feel in a studio." David and Jenny also undertake private commissions.
Material: Glazed Stoneware
Dimensions: 11"DIA X 3.25"H


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Professor in School of Electronic Information and Communication
Phone: +86-27-87793073
Email: firstname.lastname@example.com
Academic Areas: Wireless Communications and Networks http://ei.hust.edu.cn/teacher/jiangtao
Tao Jiang is currently a chair professor in the School of Electronic Information and Communications, Huazhong University of Science and Technology, Wuhan, P. R. China. He received the B.S. and M.S. degrees in applied geophysics from China University of Geosciences, Wuhan, P. R. China, in 1997 and 2000, respectively, and the Ph.D. degree in information and communication engineering from Huazhong University of Science and Technology, Wuhan, P. R. China, in April 2004. From Aug. 2004 to Dec. 2007, he worked in some universities, such as Brunel University and University of Michigan-Dearborn, respectively. He has authored or co-authored over 100 technical papers in major journals and conferences and six books chapters in the areas of communications and networks. He served or is serving as symposium technical program committee membership of some major IEEE conferences, including INFOCOM, GLOBECOM, and ICC, etc. He is invited to serve as TPC Symposium Chair for the IEEE GLOBECOM 2013 and IEEEE WCNC 2013. He is served or serving as associate editor of some technical journals in communications, including in IEEE Communications Surveys and Tutorials, IEEE Transactions on Vehicular Technology, and IEEE Internet of Things Journal, etc. He is a recipient of the NSFC for Distinguished Young Scholars Award. He is a senior member of IEEE.
Address: 1037 Luoyu Road, Wuhan, China
Copyright?2017 Huazhong University of Science & Technology


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Inspection Blog
7,000 sq ft Castle House!
March 25, 2018
Read More
June 2017 we did this awesome castle house. It is a 7,000 square foot house complete with an in-law suite. It even had a wine cellar and two jacuzzi tubs. The upstairs included a wet bar. There was a quite a bit going on with this one. The toilet in the garage had a serious […]


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Positive scan
It is assumed that virtually all stock being verified and/or decommissioned will produce a positive response from the NMVS. It is also assumed that virtually all products will pass a visual inspection of their anti-tampering devices. Such products can be dispensed and supplied as normal.
Fails to scan due to damage
A small number of packs may fail to scan because of damage to the 2D data matrix containing the unique identifier. These packs can still be dispensed if:
The human-readable elements of the unique identifier are still present, can be read and, following input via the manual data entry process for the NMVS, give a positive response
The end user is satisfied that any damage to the 2D data matrix has not been caused by tampering (normally because the cause of the damage is obvious or known to them)
Damaged packs should only be returned to wholesalers or suppliers for credit where this has been agreed within normal terms of business.
Scan returns "unknown pack" message
Many existing packs would fail to scan (or produce an "unknown pack" response) because they are either out-of-scope for FMD (non-prescription products, medical devices, specials, non-medicines) or are pre-existing stock without compliant safety features. These products do not require verification and can be dispensed and supplied as normal as long as they are still within their expiry date. Such products should NOT be returned to wholesalers or suppliers as to do so risks clogging up the pathway for medicines that need to be returned for legitimate reasons. Staff should receive suitable training so that they know how to identify and handle such packs. They should not simply just quarantine them as this could delay handing products over to patients who need them.
These warnings can be generated in response to data held within a unique identifier 2D data matrix (e.g., expiry data) or in response to end user operator actions (e.g., double scans of same pack). They do not require a live connection to the NMVS at the time of scanning to generate a warning, however the NMVS will also generate an alert message, when or if connected, if the relevant conditions are met.
Out of date
Packs that have passed their expiry date should not normally be dispensed or used, unless there are exceptional circumstances covered by a local or national policy agreed by relevant clinical professionals and management. This is not a new scenario and existing procedures should be followed.
Double scan
A double scan occurs when the same pack is scanned more than once at the same location, often in quick succession. Operators should acknowledge any warnings generated by their local systems. These packs can still be dispensed and supplied in the normal way. Repeated generation of double scan warnings is an indication of poor operational design and/or implementation and should prompt a review of processes and operator training or guidance. Local operational solutions can be put in place to minimise quick-succession double scans.
In order to minimise double scan warnings, processes should be put in place to ensure that packs which are split or opened during dispensing or assembly are not accidentally rescanned. This could include obscuring the 2D data matrix with a suitable sticker or heavy marker pen. Where packs are to be split or opened, they should be verified, and the anti-tampering device inspected before opening as opened packs cannot be recommissioned or returned.
Visual training guides that distinguish between "right" and "wrong" products in order to minimise scanning errors are available on FMD Source (www.fmdsource.co.uk) and may also be provided by other bodies, including end user organisations, systems suppliers, NMVOs and trade associations.
It is suggested that there should be a clear separation between packs that are expected to be active (i.e., saleable or dispensing stock on shelves), those packs which are inactive because they have been decommissioned (i.e., dispensed items awaiting collection, split packs, packs awaiting recommissioning) and packs with an uncertain status (i.e., "sin bin" or returns awaiting verification).
These alerts are generated when UI data from packs is compared with the data and status information held on NMVS. They require a live connection to the NMVS.
Recalled or withdrawn
Packs that have been recalled (normally at a batch level) or withdrawn (permanent removal of all packs from the market) should not be supplied or dispensed, unless otherwise indicated in relevant recall guidance or notice. These alerts indicate a serious level of concern for patient safety around these packs or products initiated by the manufacturer and/or regulatory authorities. You should obtain and follow any specific guidance notes. Normal procedures for return or disposal of packs should be followed, as indicated in any recall advice issued by regulators. Specialist guidance issued by appropriate expert groups should be consulted before considering dispensing such packs in exceptional circumstances and advice sought from relevant clinical colleagues. You are advised to document any decisions made.
Status errors
Packs marked as "stolen", "sample (not for commercial sale)", "free sample", "exported from EU", "for destruction" or "checked-out" (part of the parallel import process) should not be in circulation in the supply chain. These packs should not be supplied or dispensed. Overriding status error messages of this kind would not normally be considered reasonable professional behaviour unless there were extreme extenuating circumstances clearly covered by an agreed internal policy document.
Other than "stolen", packs being marked in this way through the NMVS should be physically isolated and used only for the indicated purpose. Any packs marked by manufacturers or wholesalers as "stolen" that reach end users should be quarantined and reported to the NCA (see "FMD error and alert messages guidance notes").
Data errors
Scanning of 2D data matrix codes may return "unknown pack" or "no matching data" errors if the pack in question is out-of-scope for FMD (non-prescription products, medical devices, specials, non-medicines) or because they are pre-existing stock for which no relevant UI data was uploaded to the NMVS. These packs can still be supplied or dispensed as normal, as long as they meet all other relevant requirements (e.g., not yet expired). They should NOT be returned to wholesalers or suppliers unless this is specifically requested.
"Unknown packs" are likely to be very common during the initial phase of FMD authentication as only low levels of fully-compliant products will be present in the supply chain to start with. Levels of compliant stock will increase as new packs are released to the market.
Manufacturers are required to ensure that the data for all unique identifier fields (product information, serialisation, batch, expiry) is encoded in to the 2D data matrix barcodes that are printed on to packaging. The same information should be present in human-readable form (space permitting). Barcodes should be read back and confirmed during manufacturing and packing. Packs that fail at this stage should not be released to the market.
As such, packs that return alert messages because they have data gaps or missing information fields should not be supplied or dispensed as these are not compliant with FMD. Improper coding, including the use of non-permitted characters, may indicate falsification. Any such packs should be quarantined and reported to the NCA (see "FMD error and alert messages guidance notes").
Already used
The entire FMD system is set up on the presumption that, in time, all relevant packs across the European market will carry individual and unique identifiers. The system is designed to identify any duplication of identifiers and to treat this as evidence that the packs in question may be falsified ones. As such, for packs that return an "already used" alert (whether referring to use at another location in the same EU/EEA market or a different one) the presumption is that they should not be supplied or dispensed. Any such packs should be quarantined and reported to the NCA (see "FMD error and alert messages guidance notes").
In particular, it would be unreasonable to use a pack producing an alert message if other packs that pass verification are available to hand.
However, there may be extenuating circumstances, particularly in specialist treatment areas, where no other stock is easily available or no alternative treatment could easily be arranged. Pharmacy professionals would need to weigh up the risks to patients of being unable to supply or administer a product promptly. The design of the FMD system means that it is possible that the pack they hold is genuine and it was the other pack (or packs) that may be falsified.
Other circumstances, including the security of the supply chain (e.g., whether the product was purchased directly from a manufacturer or their agent) and a lack of any other indication that the product might have been tampered with would need to be considered. As well as local policies, specialist guidance issued by appropriate expert groups should be consulted before considering dispensing such packs in exceptional circumstances and advice sought from relevant clinical colleagues.
Any decision to supply or administer a product that has failed an FMD verification check should be carefully documented at the time, including the reasoning that led to the decision, and notified to relevant senior managers within the organisation.
Pack locked
Packs can have their status set to "locked" on a temporary basis. Only manufacturers and wholesalers can do (and undo) this. Processes should be put in place to ensure these packs do not reach dispensing points. Such packs should not be supplied or dispensed and, if found, should be returned to the relevant wholesaler or supplier.
There may be occasions when end user connections to the NMVS are temporarily lost. This may result from local IT or infrastructure failures (power cuts) or problems with national or organisation infrastructure. In the first instance, end users should contact the support teams for their own organisation and/or their IT suppliers. End users should not normally have to contact the NMVO (SecurMed UK) directly.
End user organisations should adapt their existing business continuity plans to take account of the requirements of FMD, including the caching of information pending reconnection. This should include guidance on decisions as to whether it is appropriate to continue making supplies of products during a period when NMVS connection has been lost and, if so, what processes are in place to deal retrospectively with any packs that might fail a verification check once connection is restored. Pharmacy professionals have a duty of care to their patients and would have to make reasonable efforts to contact patients or retrieve packs, if deemed necessary and a supply has already been made, depending on the nature of the alert raised.
Any decision to continue supplying or dispensing FMD-compliant packs during a prolonged loss of NMVS connection should be carefully documented at the time, including the reasoning that led to the decision and any subsequent actions, and notified to relevant senior managers within the organisation.
We would like to thank Jonathan Buisson MFRPSII MRPharmS for his contribution to the Professional decision-making guidance for FMD alerts and dispensing.
The EU Falsified Medicines Directive (FMD) legislation aims to create a system that ensures medicines supplied in the UK are safe. It ensures the trade in medicines is controlled to reduce the risk of fake medicines entering the medicines supply chain and reaching patients.
Delegated Regulation to the FMD came into force on 9 February 2019. Including new security features on individual packs and a new electronic scanning authentication process to be undertaken at the point of dispensing.
Only Royal Pharmaceutical Society members can view this content.
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ISLAMABAD: The government on Monday increased natural gas prices by up to 143% to recover Rs94 billion from consumers, in effect slashing consumer subsidies that were a fiscal drag on the government's budget.
The increase may make gas utility companies financially viable but will stoke inflation due to increase in the price of commodities.
The decision will hurt as many as 9.4 million domestic users – 3.6 million of them falling in the lowest income slab and another 2.63 million in the second lowest income group. Due to the increase in gas prices for the power sector, the electricity will become expensive by 12%.
The Economic Coordination Committee (ECC) of the cabinet allowed raise in the gas prices for domestic consumers in the range of 10% for the lowest slab consumers to 143% for the highest slab domestic consumers.
It also approved increasing gas prices for commercial and industrial consumers from 30% to 57% that will increase the prices of fertiliser, manufacturing units, electricity generation, cement and Compressed Natural Gas (CNG). But it has protected five export-oriented sectors from the increase.
Also Read: High gas prices hurt nobody except the very poor
The decision will take effect from the date of ratification of the ECC decision by the federal cabinet. Up to 143% increase in gas prices is expected to follow around 35% increase in electricity prices in the coming weeks.
The Oil and Gas Regulatory Authority (Ogra) had proposed to increase the gas prices by up to 186% to meet the revenue shortfall being faced by the Sui Northern Gas Company Limited (SNGPL) and the Sui Southern Gas Company Limited (SSGCL).
As a result of the ECC's decision, the combined revenue shortfall of the two gas utilities will reduce from Rs152 billion to Rs58 billion, according to the Petroleum Division secretary.
This suggests that the gas consumers will pay an additional Rs94 billion in the ongoing fiscal year to gas utilities.
Pakistan's gas reserves are depleting fast and a recent projection by the Petroleum Institute of Pakistan suggests that by 2030 the supply of gas will decrease from roughly 4 billion cubic feet (bcf) to only 2.4 bcf.
In contrast to this, the supply of LNG, which is twice the price of locally-produced gas, will increase from 1 bcf to 3.6 bcf to meet the shortfall.
Pakistan has one of the lowest prices of piped gas, which also led to its wastage. At present half of the piped gas is being used by the domestic consumers on the Sui Northern Gas Pipelines Limited (SNGPL) pipeline and 24% by the Sui Southern Gas Company (SSGC) consumers.
For FY2018-19, Ogra has determined Rs275 billion revenue requirements for SNGPL and Rs211 billion for SSGC. This includes Rs29.4 billion previous year's shortfall of SNGPL.
Domestic sector
The ECC increased gas slabs from three to seven with an aim to pass on maximum burden on the upper middle and rich class of the country.
Against an earlier lowest slab of 100 mmcfd consumers, the government has decided to create two slabs. For up to 110 mmfcd slab, that covers 38% or 3.6 million of the total consumers, the government increased the gas prices by 10% to Rs121 per mmbtu. This will increase their monthly bill from Rs252 to Rs275.
For the second category of up to 100mmcfd consumers, there is 15% increase that will push their monthly bill from minimum Rs480 to Rs551. About 28% of total consumers or 2.63 million households fall in this category.
For the third category comprising up to 200 mmcfd consumers, the government has increased the gas prices by 20%. This category of consumers' monthly bill will shoot up from Rs1,851 to minimum Rs2,216. About 19% of the total consumers or 1.74 million households fall under the slab.
The government has created a fourth slab of up to 300mmcfd consumers for 436,248 households and increased their prices by 25%. Their monthly bill will jump from Rs2,764 to minimum Rs3,449 – showing an additional burden of Rs685.
For the fifth category of up to 400mmcfd consumers – 6% of the total consumers or 524,391 households – the government has increased the gas prices by 30%. Their monthly bill will increase from the minimum Rs9,990 to Rs12,980 at least – an additional burden of Rs2,990, according to the Petroleum Division secretary.
For the sixth slab comprising consumers using 500mmcfd gas – which are 2% of the total consumers or 226,129 households – the government has increased the gas prices by 143%.
Their monthly bill jump from Rs12,482 to at least Rs30,339 per month. For the last category of consumers using more than 500 mmcfd, the government has increased the prices by 143%.
The monthly bill of this class will increase from Rs14,973 to minimum Rs36,402, showing an increase of Rs21,429. About 237,078 households fall in this category.
Federal cabinet defers hike in gas prices
Commercial and industrial sectors
The government has increased the gas prices for commercial consumers by 40%, including for special commercial connection like tandors (earthen oven). It increased the gas prices for old fertiliser plants by 50%, and for new units up to 40%. The decision will push the price of a 50 kilogram urea bag by Rs128.
For general industries and captive power plants, the government has increased the gas prices by 40%, increasing it from Rs600 per mmbtu to Rs780. However, registered manufacturers or exporters of textile, carpets, leather, sports and surgical goods will be exempted from the increase.
The government increased the gas prices for the power sector by 57% that will push the power generation cost up by 12%.
The gas sale price for the cement sector also increased from Rs750 to Rs975 per mmbtu, reflecting an increase of 30%. The CNG sector gas prices were also increased by 40% to Rs980 per mmbtu.
Bulk meter consumers will be charged at a flat rate of Rs780 per mmcfd.
(This news/article originally appeared in The Express Tribune on September 18th, 2018)


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Today marks the centenary of the death of Robert Tressell, whose book The Ragged Trousered Philanthropists has for decades been an inspiration for the Left. One of the very few authentic working-class voices from an era that is now more likely to be associated with costume dramas and the perceived opulence of the pre-war wealthy, it contains a classic passage in which the principal character, Owen, describes what has become known as The Great Money Trick, a passage worth quoting at length:
"Money is the real cause of poverty," said Owen.
"Prove it," repeated Crass.
"Money is the cause of poverty because it is the device by which those who are too lazy to work are enabled to rob the workers of the fruits of their labour."
"Prove it," said Crass.
Owen slowly folded up the piece of newspaper he had been reading and put it in his pocket.
"All right," he replied. "I'll show you how the Great Money Trick is worked."
Owen opened his dinner basket and took from it two slices of bread, but as these where not sufficient, he requested that anyone who had some bread left should give it to him. They gave him several pieces, which he placed in a heap on a clean piece of paper, and, having borrowed the pocket knives of Easton, Harlow and Philpot, he addressed them as follows:
"These pieces of bread represent the raw materials which exist naturally in and on the earth for the use of mankind; they were not made by any human being, but were created for the benefit and sustenance of all, the same as were the air and the light of the sun."
"Now," continued Owen, "I am a capitalist; or rather I represent the landlord and capitalist class. That is to say, all these raw materials belong to me. It does not matter for our present argument how I obtained possession of them, the only thing that matters now is the admitted fact that all the raw materials which are necessary for the production of the necessaries of life are now the property of the landlord and capitalist class. I am that class; all these raw materials belong to me."
"Now you three represent the working class. You have nothing, and, for my part, although I have these raw materials, they are of no use to me. What I need is the things that can be made out of these raw materials by work; but I am too lazy to work for me. But first I must explain that I possess something else beside the raw materials. These three knives represent all the machinery of production; the factories, tools, railways, and so forth, without which the necessaries of life cannot be produced in abundance. And these three coins" – taking three half pennies from his pocket – "represent my money, capital."
"But before we go any further," said Owen, interrupting himself, "it is important to remember that I am not supposed to be merely a capitalist. I represent the whole capitalist class. You are not supposed to be just three workers, you represent the whole working class."
Owen proceeded to cut up one of the slices of bread into a number of little square blocks.
"These represent the things which are produced by labor, aided by machinery, from the raw materials. We will suppose that three of these blocks represent a week's work. We will suppose that a week's work is worth one pound."
Owen now addressed himself to the working class as represented by Philpot, Harlow and Easton.
"You say that you are all in need of employment, and as I am the kind-hearted capitalist class I am going to invest all my money in various industries, so as to give you plenty of work. I shall pay each of you one pound per week, and a week's work is that you must each produce three of these square blocks. For doing this work you will each receive your wages; the money will be your own, to do as you like with, and the things you produce will of course be mine to do as I like with. You will each take one of these machines and as soon as you have done a week's work, you shall have your money."
The working classes accordingly set to work, and the capitalist class sat down and watched them. As soon as they had finished, they passed the nine little blocks to Owen, who placed them on a piece of paper by his side and paid the workers their wages.
"These blocks represent the necessaries of life. You can't live without some of these things, but as they belong to me, you will have to buy them from me: my price for these blocks is one pound each."
As the working classes were in need of the necessaries of life and as they could not eat, drink or wear the useless money, they were compelled to agree to the capitalist's terms. They each bought back, and at once consumed, one-third of the produce of their labour. The capitalist class also devoured two of the square blocks, and so the net result of the week's work was that the kind capitalist had consumed two pounds worth of things produced by the labor of others, and reckoning the squares at their market value of one pound each, he had more than doubled his capital, for he still possessed the three pounds in money and in addition four pounds worth of goods. As for the working classes, Philpot, Harlow and Easton, having each consumed the pound's worth of necessaries they had bought with their wages, they were again in precisely the same condition as when they had started work – they had nothing.
This process was repeated several times; for each weeks work the producers were paid their wages. They kept on working and spending all their earnings. The kind-hearted capitalist consumed twice as much as any one of them and his pool of wealth continually increased. In a little while, reckoning the little squares at their market value of one pound each, he was worth about one hundred pounds, and the working classes were still in the same condition as when they began, and were still tearing into their work as if their lives depended on it.
After a while the rest of the crowd began to laugh, and their merriment increased when the kind-hearted capitalist, just after having sold a pound's worth of necessaries to each of his workers, suddenly took their tools, the machinery of production, the knives, away from them, and informed them that as owing to over production all his store-houses were
glutted with the necessaries of life, he had decided to close down the works.
"Well, and wot the bloody 'ell are we to do now ?" demanded Philpot.
"That's not my business," replied the kind-hearted capitalist. "I've paid your wages, and provided you with plenty of work for a long time past. I have no more work for you to do at the present. Come round again in a few months time and I'll see what I can do."
"But what about the necessaries of life?" Demanded Harlow. "we must have something to eat."
"Of course you must," replied the capitalist, affably; "and I shall be very pleased to sell you some." "But we ain't got no bloody money!"
"Well, you cant expect me to give you my goods for nothing! You didn't work for nothing, you know. I paid you for your work and you should have saved something: you should have been thrifty like me. Look how I have got on by being thrifty!"
The unemployed looked blankly at each other, but the rest of the crowd only laughed; and then the three unemployed began to abuse the kind-hearted capitalist, demanding that he should give them some of the necessaries of life that he had piled up in his warehouses, or to be allowed to work and produce some more for their own needs; and even threatened to take some of the things by force if he did not comply with their demands. But the kind-hearted capitalist told them not to be insolent, and spoke to them about honesty, and said if they were not careful he would have their faces battered in for them by the police, or if necessary he would call out the military and have them shot down like dogs, the same as he had done before at Featherstone and Belfast.
It's in some respects a crude analogy, but it has a power and truth that resonate down the ages.
The Great Banker Trick
Today things have moved on. Our modern Owen – let's say, a librarian or a health-care worker faced with redundancy thanks to the Con Dem coalition – would describe something very difficult. For a start, the capitalist would be a manipulator of debt too. He'd happily lend the money to buy the essentials of life, because he has learned that the illusion of affluence built on credit and debt is a powerful tool to compel economic compliance. But since the workers are poor he would do so at usurious rates of interest against their next payday.
And, more significantly, he'd be explaining how he increased his wealth, not by investing in productive capacity but by speculating and gambling on the markets in which market was exhanged, or by buying raw materials and stockpiling them, creating shortages and therefore bidding up prices; or by developing huge, elaborate edifices of debt and lending. And, once the fact that they were built on air was exposed, and the edifice collapsed around them, they would convince governments that they needed to be bailed out, with the taxes of the people who worked productively. And then he would show how he would require that to pay for this bailout the decencies of life provided by taxes were unaffordable, and the people delivering them were doing non-jobs. But he'd continue to pay himself, and just as Tressell's Mugsborough had its comic pompous mayor, Londoners would have their own ponderous comedian saying that we had to grant even more tax privileges to the failed bankers to avoid their running away and failing to make their great contribution to their city's wealth, even though that contribution is illusory.
And, just as in Tressell's day, the power of capital was maintained by churchmen, brewers, and rentiers donating to charity while deciding who was deserving, the bankers' friends in Government would reinvent themselves as makers of popular culture, advocates of the big society, floppy-haired Etonians with a sense of entitlement that they knew best.
And a future generation might, just might, realise the abject irrationality of what was being done, the damage and the waste.


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Our children from Year 2 produced their own flower messages to thank their mum's for being so wonderful. They visited Porter's Funeral Directors on Bispham Road where they hung them on Judith's special tree. We wish all our mum's a happy day this Sunday and hope you get really spoilt!
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The back squat is often labeled as the "king of all exercises" and the front squat is just behind it a notch. The front bar squat is a great tool for building muscle & strength, if you're doing it correctly. In this article, you will learn how to front squat with great technique?
In this form of squat exercise, the barbell is used in front of you instead of on your back. This causes the quadriceps to work harder than the hamstrings and calls for extra core strength to keep an upright position as compared to the barbell back squat.
The front squats are usually neglected. Reason is because people are able to lift more weight with back squats and also in case of front-bar squat it becomes a bit difficult in keeping the rack position. But, ignoring this exercise would be a big mistake if you are looking to build strength, improve sports performance, and correct muscle imbalances and get abs.
How To Do Front Barbell Squat Properly?
Like some of the other barbell lifts, front squats are also often performed incorrectly. In order to effectively develop muscular strength and safely enhance athletic power, good technique and correct form is a must.
Prepare Yourself To Squat – Correct Positioning
(i) Setting The Bar Correctly: This exercise is best performed inside a squat rack for safety purposes. The first step in performing a perfect front squat is to set the bar on a rack that best matches your height. Keep in mind to set the bar at shoulder height. Never place the bar too high in the rack. This would require you to over-extend in order to un-rack the bar. While you may get away with this using lighter weight, but it can be risky when attempting to squat with a heavy weight.
Once you have selected the appropriate height, load the bar with the desired weight.
(ii) Grip And Position The Bar Correctly On Top Of Your Deltoids: Take care to position the bar properly on your chest. Bring your arms up under the bar while keeping the elbows high, as far as you can, and the upper arm slightly above parallel to the floor. While positioning the barbell on your upper chest, let it rest on top of the deltoids and upper thorax. Cross your arms while grasping the bar for total control – right hand on bar even with left deltoid and left hand on bar even with right deltoid.
If done properly this will help create a 'shelf' for the bar to sit comfortably on top of the deltoids and upper thorax. Doing so will also enhance the rigidity of your upper back. This will help you maintain an upright trunk position throughout the entire movement. Don't allow the elbows in low position as that can result into a rounded upper back. This would significantly increase the chances of dropping the weight as it gets heavy and will also put your body prone to risk for injury.
(iii) Un-rack The Bar: Before you un-rack the barbell, position yourself under the bar with your feet evenly spaced around shoulder width. Take a big breath and while bracing your core, lift the bar off the rack by first pushing with your legs and at the same time straightening your torso. Filling your lungs with air and bracing your core before you lift the barbell out of the rack is essential as it will allow you to lift massive weights without breaking in half. As in the case high bar back squat, the front squat will also use a straightforward or slightly upward eye gaze. This will do away with harmful pressure from being placed on your neck during the lift.
Tip: Make sure to keep your upper arms slightly above parallel to keep the bar from sliding off your shoulders.
The Descent
(i) With the bar secured properly on top of your deltoids, take three steps backwards in a slow and steady manner. Set your feet at a comfortable width and in stable position. Foot placement should mimic the same position used during the high bar back squat. I prefer a shoulder width medium stance with the toes slightly pointed outward.
Each trainer will have a slightly different stance width based on his or her individual anatomy and level of mobility.
Before commencing the descent part of the exercise, secure a stable foundation with your feet. As like in case of the high-bar back squat, ensure your feet are in a tripod position. That is all the three points of both foot need to be in even contact with the ground. If done correctly, feet will turn into a full arched position. This will provide your body the stable platform it needs to move with good technique.
Now, squeeze your glutes in order to bring your knees into good alignment with the toes. Brace your core muscles and begin to slowly lower the bar by bending the knees as you maintain a straight posture with the head up. Continue down until the angle between the upper leg and the calves reaches 90-degrees (which is the point in which the upper legs are parallel to the floor). Inhale as you perform this portion of the movement.
(i) If you perform the exercise correctly, the front of the knees will make an imaginary straight line with the toes that is perpendicular to the floor. If your knees are past that imaginary line (if they are past your toes) then you are placing undue stress on the knee – meaning the exercise is being performed incorrectly.
(ii) Keep your head up at all times as looking down will get you off balance and also maintain a straight back.
The Ascent
(i) Begin to raise the bar as you exhale by pushing the floor mainly with the middle of your foot as you straighten the legs again and go back to the starting position.
(ii) When you ascent, keep in mind these two cues:
(a) The ascent is all about driving with the hips and keeping the torso in a good upright position.
(b) Keep your elbows high. This would prevent a rounded upper back and eventual injury.
(c) It's a misconception that with the front squat, the knees need to move first. This misconception will lead the athlete to potentially overload the knee joint and capsize their potential to lift heavy weight.
Repeat the above movements for 5-10 repetitions of 3 sets, or as many reps and sets as you can do comfortably. If you are doing it first time, consider having a spotter.
Caution: This form of squat exercise is not to be taken lightly. Individuals with back issues should substitute it with the dumbbell squat variation or a leg press instead. If you have a healthy back, ensure correct technique and never slouch the back forward as this can cause back injury. Be careful as well with the weight used; in case of doubt, use less weight rather than more. The front squat is a very safe exercise but only if performed correctly.
Read here for 45-Minute Complete Leg Exercise Program
Video Showing How To Do Front-Bar Squat


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Welcome to my journey, my story and my survival. My story starts in the middle. I have been asked about my story and I have been encouraged to share. For many years I did not have a voice. But I will be heard now. My voice is here for all of you who struggle you find your own. My life has come full circle. Your story does not have to sound like mine. If you are struggling or if you've survived adversity, tragedy, or heartache, you will hear something relatable. Throughout my story, you will learn about my survival through child abandonment and sexual abuse. Domestic abuse, discrimination, and suicide. Loss, addiction, and survival. My goal is to provide hope. I understand that when you are faced with adversity, hope is all you may have left.
My Story – An Introduction (LinkedIn)
My Story – An Introduction(YouTube)


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About Fischer
Everything you need to know about what distinguishes FISCHER: its Application Laboratories, subsidiaries, certificates and — last but not least — its fascinating history.
FISCHER as an employer — The latest job postings and information about our offerings for students, new entrants to the job market and experienced workers.
Down-to-earth, practical trainings to teach you the basics and technical details of coating thickness measurement and material analysis.
Individual Product Trainings
Are you facing a specific problem related to a measurement task? Would you like to train your colleagues or obtain the best possible results from your measurement device? Benefit from our individual product trainings.
Come see us at a trade show or conference and find out about the latest trends in measurement technology.
The Helmut Fischer Media section presents current press releases, technical articles and application notes, as well as our customer magazine, FISCHERSCOPE.
We would love to consult with you personally. Here you will quickly find the right person to contact for your concern.


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Edward James
Edward James is the Business Development Associate for Tech Parks Arizona. He is part of the business development team which has the responsibility to attract new tenants, as well as help with the expansion and retention of existing companies at the Tech Park. In coordination with the development team, Edward is in charge of analyzing prospective tenants, managing the business development database, real estate data, materials and the request for proposal process
Edward received a Bachelor of Science from the University of Arizona in Regional and Urban Development with a focus on Business Administration.


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Wasp Control Products
Wasp Control Tips
When removing a wasp nest, it is important to be extremely careful since wasps are most aggressive when their nest is being threatened. Wear protective clothing including long pants that are taped closed at the bottom, long sleeves, gloves, and a hat that covers the head and face if possible. It is best to apply insecticide to the nest after dusk when all the wasps are in the nest and activity is low.
Existing Nest: The best way to get rid of a wasp nest is to use an insecticide that contains a freezing agent. PT Wasp and Hornet Killer Freeze, Wasp X Spray, or Bonide Wasp & Hornet Aerosol are good options for nest elimination since the freezing agent keeps the wasps from stinging.
Warning: If you choose an insecticide without a freezing agent to eliminate an existing nest, never spray from a ladder, and use a sprayer that can spray from a distance.
Nest Prevention
The best way to prevent a wasp nest, but you'll probably get stung if you spray a nest directly, is to use a broad spectrum insecticide containing pyrethroids or cypermethrin in areas where you anticipate wasps will build. LambdaStar UltraCap 9.7 and Cyper WSP are good options because these insecticides are labeled for a wide variety of bugs so you can use them again for your next insect problem.
Which ever type of insecticide you choose, spray the nest liberally. If you're using a freezing agent, spray when most of the wasps are home to eliminate the infestation. All of the recommended products continue to work for a long period of time after application, so a second treatment generally isn't needed. If the nest is in a high traffic area, check it again to ensure all wasps are dead. Remove the nest once it can be verified that the wasps are eliminated.
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Now Cyper WP comes in water-soluble packets for mixing convenience. Cyper WSP compares to the popular Demon WP envelopes, with the same active ingredient, 40.0% Cypermethrin.
Cyper WSP achieves a quick knockdown and long-lasting control of 30 nuisance pest.Learn More
Starting at: $33.95D-FENSE (Defense) SC (Compare to Suspend SC) is a concentrated suspension of pure microcrystals of the active ingredient Deltamethrin. Learn More
Starting at: $47.50Tempo SC Ultra (Cyfluthrin, cyano 11.8%) is the perfect all around spray for both indoor and outdoor applications. Tempo SC Ultra has no odor and is non- staining and long lasting. 1- 8 oz. bottle of Tempo SC Ultra makes an average of 30 gallons Learn More
Starting at: $47.50Cy-Kick CS liquid concentrate insecticide: Cy-Kick (Cy Kick, Cykick) provides 60-90 days residual, controlling a broad spectrum of insects indoors and outdoors. Cy Kick CS is known for its Cool Cap microencapsulation technology, which increases the number of microcapsules while decreasing their size, providing superior surface coverage. Cy-Kick CS leaves no visual residue.
Learn More
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Demand CS, by Syngenta is a general multi-purpose insecticide. Demand CS is a pyrethroid insecticide in a microencapsulated water-based formulation. This microencapsulation not only gives you a longer residual, but there is no stain. Demand CS can be applied at low concentrations, so you have less pesticide exposure. Demand CS contains Lambda-Cyhalothrin 9.7 as an active ingredient. We recommend looking at LambdaStar UltraCap 9.7 or Cyzmic CS if you like this product. These two products use the same active ingredient and are just as effective but at a much lower cost.Learn More
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Tandem Insecticide combines two powerful active ingredients for two modes of action. Tandem Insecticide is formulated with thiamethoxam (neonicotinoid class) and lambda-cyhalothrin (pyrethroid family). These two active ingredients not only give you a quick kill, but provide a residual for long term control. This new product by Syngenta is also formulated with a patented iCap technology. This a technique that uses multiple sizes of micro capsules that protect the active ingredients from harsh environmental conditions, providing a long term controlled release for up to four months.Learn More
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Tempo Ultra WP and Tempo Ultra WSP are odorless wettable powder insecticides containing 10% Cyfluthrin. As a members of the pyrethroid family of insecticides, they are extremely effective on a wide variety of insects. Not only can they be used for household pest control, they are also an outstanding lawn and garden insecticides. They are known for their quick knockdowns. Their long lasting residual actions will insure that you only have to spray every two to three months.
They can also be used in food-handling establishments as well as USDA meat and poultry facilities but is not recommended for German Roach control.
Tempo Ultra WP and Tempo Ultra WSP leave a white powdery film that is often noticeable on dark surfaces. If that is a concern, consider choosing Tempo Ultra SC formulation.Learn More
Wasp Problems
There are over 100,000 species of wasps worldwide. The most common species is the paper wasp. Hornets and yellowjackets are also classified as vespid wasps, but some people mistake them for bees. Wasps can nest in a wide range of areas and prefer places like attics, sheds, chimneys, and eaves. One of the biggest threats from wasps is their ability to defend their colony. They will attack and sting when disturbed or their nests are threatened. Unlike bees, they can sting several times without causing harm to themselves. Their stings can lead to serious complications if attacked by a swarm or you have an allergic reaction to their venom. They are most aggressive around nest sites and present the greatest danger when they nest near an entrance to a home or office.
Wasps release pheromones that signal other wasps in the colony to attack when they feel threatened. They can call the entire swarm for help. Hundreds of people die each year from allergic reactions to wasp venom. Hornets are also a problem in beekeeping communities because they can feed on bees and can eliminate a whole colony in a matter of hours.
For more information: Wasp Control


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Our Listings
215 Belvidere Street in Winnipeg: Deer Lodge Residential for sale (5E) : MLS®# 1622550
215 Belvidere Street Winnipeg R3J 2H1 : Deer Lodge
Offers as received. Beautifully maintained character home just a short walk to Assiniboine Park. Over 1500 square feet of pride. Character main entry leads to formal front living room which attaches to huge family room with garden doors to tiered deck, fenced back yard with patio, shed and single garage. 2 sets of French doors, remodelled oak kitchen with granite counters, undermount double sink, tile backsplash and comes with fridge, stove and dishwasher. Central dining room with door to 4 season sunroom/den with 2 piece bath. Upstairs you'll find 2 bedrooms including the master with 2 closets and a full remodelled bathroom. Basement offers recroom, 2 more bedrooms and another beautifully remodelled bathroom with large shower. Mixture of dual and triple windows, hardwood floors, young shingles, 100 amp electrical, garage door opener, washer and dryer included.
Data was last updated April 5, 2020 at 04:35 PM (UTC)