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Why Policygenius?
We make it easy to compare and buy insurance.
How do I choose the right individual health insurance plan? Just follow these simple steps.
You can get financial assistance, depending on your income, for an individual marketplace plan
When choosing a plan, decide what level of health insurance (metal tier) you need
Pick an insurance company based on criteria that matters to you, like doctor network, referrals, and prescription drug coverage
Use a short-term plan only as a temporary measure
There is no simple "hack" for cheap health insurance. Sometimes you'll have many options, leaving you with lots of questions.
We've boiled down the health insurance shopping process into a few simple steps. Before we start, you can check out our health insurance guide to familiarize yourself with how health insurance works. You'll also find state-by-state guide to Open Enrollment.
If you want to get started on choosing the best individual health insurance plan for you, read on for some tips and shortcuts you can take.
In this article:
If you are able to get health insurance coverage through your work, you should get it. Large companies are required to provide group health insurance for full-time employees. With a group plan, your employer pays for part of the costs, leaving you with a lower [premium](). The monthly premiums can even be deducted directly from your paycheck, and you can often add your spouse or dependent to your plan for an additional cost.
Getting insurance coverage this way is much cheaper than if you were to purchase a plan on your own. (We'll discuss how to find affordable care that way later.)
If you are a low-income individual, you may qualify for Medicaid. This public health insurance program provides health coverage for little to no cost. Each state runs their own Medicaid program and sets the eligibility requirements – including income limits. You can read our state-by-state guide to Medicaid.
If you are eligible for Medicaid, this is one of the best ways to get affordable care and you can apply at any time. Learn more about Medicaid here.
Self-employed people and those who do not get coverage through work can buy health insurance plans on the marketplace, created during the Obama administration under the Affordable Care Act. You can only buy a plan during an enrollment period. For 2020 health coverage you can shop during open enrollment — November 1, 2019, to December 15, 2019. (Some states have their own marketplaces, and even extended open enrollment periods.) Outside of this you will need a qualifying life event to buy a health insurance policy during a special enrollment period.
You can learn more about how to apply for Obamacare on the federal health insurance marketplace website.
Health insurance helps pay for medical expenses. But it isn't free. That's why it's important to know how much you can afford to spend on health insurance on an annual basis.
The first cost in health insurance is the premium. If you are the only person in your household and make less than $49,960 per year and don't have health insurance through your employer, you may qualify for federal subsidies, like the premium tax credit to help you pay the monthly premium. (The income limit for subsidies is based on federal poverty guidelines and varies based on your state and household size.)
If you don't qualify for a subsidy, you should aim to spend under 5% of your annual gross income on health insurance premiums. That's how much consumers spend, on average, on health insurance premiums according to the government's Consumer Expenditure Survey.
Five percent is also below the government's "affordability threshold" or "premium cap" of 9.78%. This is the max amount of your income that the government thinks you should have to spend towards health. For 2020, the government considers your health care to be affordable if you spend less than 9.78% of your household income on the insurance premiums. (The percentage may change based on your income level. It is used to determine your subsidies, if they apply, and also by employers to make sure they give employees the option of affordable care.)
By aiming to spend only up to 5% of your income on the premiums, you can budget more of your money for other expenses related to your health care. Check out your health insurance options here.
If you have a private health insurance policy, it may not cover everything.. You'll be responsible for paying some of these costs on your own, including:
It's important to understand each of these parts of health insurance in order to assess what type of plan is right for you.
Read more about out-of-pocket expenses.
The Affordable Care Act has neatly categorized all individual Obamacare health insurance plans into four metal tiers: Bronze, Silver, Gold and Platinum. Every plan across all tiers covers the essential health benefits; what differs is the cost-sharing between you and the insurance company. Lower tier-plans have lower premiums, but a high deductible. Higher-tier plans generally have a lower deductible, but higher monthly premiums.
In most states, spending 5% of your income on health insurance premiums will also land you squarely within range for a Silver health plan, a middle tier plan that might be right for most people. With Silver plans, the insurer roughly covers 70% of your medical costs.
By design, Silver plans will have a deductible on the higher side (though not as high as Bronze), which is what keeps the monthly premiums lower. Make sure you have enough in savings set aside to cover the deductible, which you may have to pay in one lump sum, if, for example, you end up in the emergency room.
If you have a health condition that results in frequent medical bills, then consider a Gold or Platinum health plan. These plans cost more in terms of premium, but will pay for more costs when you actually use the care. (This is done by giving you lower deductibles, copays and coinsurance).
Depending on your state and the marketplace options, sometimes a Platinum plan (the highest level) may not cost significantly more than a Silver plan. That's why it's important to do some comparisons.
Learn more about metal tiers in health insurance.
Once you've narrowed down the metal level and price point for your plan, now you have to pick between different insurance companies. This is where many consumers may get overwhelmed, especially in states that offer coverage from multiple providers.
Do a little research among the insurance companies. A good place to start is to read through the Summary of Benefits and Coverage.
You might also find starred ratings of insurance companies on your state's marketplace. You should confirm how the ratings are developed: are they objectively applied by an independent or government agency or simply aggregated customer reviews (like you'd see on Amazon)? Remember that starred ratings are indicative, not definitive. What's best in terms of health coverage for one person may not be suitable for another.
Instead of relying on reviews, you can come up with a few "deal-breaker" questions or make a list of must-haves. Here are some common examples and criteria to consider when comparing different insurance policies:
If you have a primary care doctor that you like to see, confirm whether they're part of the insurer's network. Rule out the plans that don't include your doctors.
If you have any must-take expensive prescription drugs, confirm whether the insurer has that drug in their formulary (a list of their covered drugs). Rule out the plans that don't include it in their prescription drug coverage.
Some types of health plans require you to check in with your primary care doctor before seeing a specialist physician. If the thought of needing a referral every time you see a specialist is inconvenient, rule out the plans that require this.
Plans may or may not include dental coverage. If this is important to you, consider finding out if it is covered.
If the thought of speaking to an insurance company on the phone stresses you out, check to see if the insurer offers other ways to get help, like through their website or mobile app. Rule out the insurers that don't meet your standards for online self-service.
If you don't have any many requirements for your health plan, then you are a low-maintenance health consumer. Pick a plan in the price range and metal tier you've selected. If you're not satisfied with your coverage or the insurer, remember that you will only have it until the end of the year. You can apply for a new plan when open enrollment starts again.
The important thing is to pick a plan and get covered. Not having any health insurance is a huge gamble with your health and your finances.
Get the latest money news and financial advice from Policygenius experts, delivered right to your inbox.
If you still can't find an affordable marketplace plan, then you could consider short term health insurance, which lasts up to a year and has lower monthly premiums and deductibles. This cost however comes with a loss of benefits; short-term plans are not considered to be ACA plans, which are regulated by Obamacare.
Short-term plans don't offer the same essential health benefits required of ACA plans, nor do they protect people with pre-existing conditions.
These plans are temporary and only meant to be used as a stopgap. Read more about short-term health insurance.
Health insurance and life insurance work together to offer financial protection.
Health insurance can pay your medical expenses. Life insurance keeps your loved ones whole after you die.
Was this article helpful?
Security you can trust
Yes, we have to include some legalese down here. Read it larger on our legal page. Policygenius Inc. ("Policygenius") is a licensed independent insurance broker. Policygenius does not underwrite any insurance policy described on this website. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best efforts to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application. Savings are estimated by comparing the highest and lowest price for a shopper in a given health class. For example: for a 30-year old non-smoker male in South Carolina with excellent health and a preferred plus health class, comparing quotes for a $500,000, 20-year term life policy, the price difference between the lowest and highest quotes is 60%. For that same shopper in New York, the price difference is 40%. Rates are subject to change and are valid as of 2/17/17.
Copyright Policygenius © 2014-2020


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Vastavam web: Amid heated debate over NRC exercise in Assam, BJP leader Naresh Agarwal said on tuesday that it should be extended to all states in the country, as illegal Bangaldeshi migrants are living in various parts of the country.Names of over 4 million people in Assam were excluded from the draft NRC list, prepared following a long-drawn process to identify illegal Bangladeshis living in the state.
"National Register of Citizens (NRC) is a matter of national security. There are states also such as Uttar Pradesh, Bihar, West Bengal and others where like Assam illegal Bangladeshi immigrants are staying," Agarwal said.Agarwal, who recently switched over to the BJP from the SP, made these remarks on a day which witnessed slugfest between the saffron party and opposition parties mainly the TMC.
The BJP was led by its chief Amit Shah who said that the NRC will be implemented "to the last full stop" as his party stands for national security and Indians' rights.Shah also asked opposition parties to take a clear stand on the issue and not indulge in vote bank politics.

subset: commoncrawl


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Submitted: Steinway Piano Gallery
FAIRHOPE, Ala. (Sept. 27, 2018) -- After a successful community campaign led by a teacher who loves sharing her passion for music with students, Fairhope Middle School is now home to a Roland digital piano lab.
Beginning this school year, students at the middle school will have the opportunity to learn the benefits of learning a life-long skill of playing the piano through the efforts of Diane Ham, a longtime piano and choral teacher who believes in the transformational power of studying music.
When asked about the role that this grant and the new piano lab has afforded Fairhope Middle School, Diane Ham, Choral and Piano Director, responds, "With piano class every day, each student progresses very quickly and grows to love music, as a whole. Who would have thought two years ago, a sophomore with no previous piano, would end up with a scholarship to study piano? Did the Piano Lab make a difference in his life? I'd give it a wholehearted 'yes!'"
Ham's mission to introduce younger students to the piano was influenced by her impact on her high school aged students. Learning the piano at an earlier age is a great foundation to build on for a lifetime of playing the instrument. Fairhope High School also has a digital lab system where the students can learn in a group setting. In addition to this system, Diane Ham also wanted her students to have access to an acoustic high quality instrument in her music room and raised monies to purchase a new Steinway-designed Essex grand piano.
It was Ham's aim to give her students a musical foundation to help them progress and flourish into high school music programs. But to do that, they first needed to learn to play piano.
After one successful campaign to raise funds for music education at the high school level, Ham kicked off a second campaign for the middle school, enlisting the Fairhope Educational Enrichment Foundation and others to take up the cause.
Because of the generosity of many individuals, organizations and businesses, the longtime music teacher now has a piano lab system where she can instruct many students in a single class period.
Amy Foley, president of the board of directors for the Fairhope Educational Enrichment Foundation, said "We were delighted to provide the funding for the middle school lab in order to continue to build upon the success of the high school program, which FEEF also funded."
"We know that giving children a strong foundation in music has the ability to help them earn better grades and become more creative thinkers," Foley said. "Our foundation believes that developing the potential of our students through enrichment programs such as the piano lab can impact their lives for the better."
"As a graduate of Fairhope High School, it was a tremendous honor to provide the pianos for this lab system," said Christy Myers, Owner, Steinway Piano Gallery Spanish Fort. "The musical impact that Diane Ham has made on her students is truly inspiring. Many of her students have achieved much success and have competed in our regional Gulf Coast Steinway Society Competition where they have won cash scholarships for their performances and have gone on to pursue music careers. "
Steinway Piano Gallery Spanish Fort is a factory-authorized dealership and gallery for Steinway & Sons, makers of the finest pianos in the world located in Spanish Fort, AL. The gallery serves southern Alabama, Mississippi, and the Florida panhandle with sales and service of the entire line of Steinway pianos—from majestic concert grands to traditional uprights. They also offer Steinway-designed Boston and Essex pianos, Roland digital pianos and a large assortment of pre-owned pianos, ensuring buyers will find the right instrument for every need and budget. Steinway Piano Gallery Spanish Fort is locally-owned and operated by long-time piano gallery business veterans, Christy Myers and husband, Chris Myers.
In addition to Steinway and Steinway-designed piano sales, tuning, and piano rebuilding services, Steinway Piano Gallery Spanish Fort also offers private piano, voice, and violin lessons for children and adults through its Spanish Fort Academy of Music. For more information, call 251.930.1082 or visit steinwayes.com.
- APR. 2020 - Costal Alabama Community College Division of Workforce Development launches online custom built industry curriculum to upskill workers amongst the COVID crisis.
- APR. 2020 - With $349 Billion in Emergency Small Business Capital Cleared, SBA and Treasury Begin Unprecedented Public-Private Mobilization Effort to Distribute Funds
- MAR. 2020 - Breaking Down the SBA Loan For Small Businesses
- MAR. 2020 - Diagnostic and Medical Clinic evaluating all symptomatic persons beginning Monday, March 30
- MAR. 2020 - Emergency Food Distribution at Prodisee Pantry
- MAR. 2020 - Alabama's 20 Safest Cities of 2020
- MAR. 2020 - Baldwin County Residents Can Receive GED and Occupational Skills Training Online Through Coastal Alabama
- MAR. 2020 - News Release: USA Health Children's & Women's Hospital Forms New Partnership to Teach Community Classes
- MAR. 2020 - Remote Access and Best Practices
- MAR. 2020 - Coronavirus (COVID-19) Resources
- MAR. 2020 - 2020 Census to Make Big Difference for Alabama
- MAR. 2020 - Elsa Engeriser Named National Merit Finalist
- NOV. 2019 - Daphne High School to Host Career Fair
- OCT. 2019 - Eastern Shore Chamber of Commerce Workforce Development Director Graduates from U.S. Chamber Foundation Education & Workforce Fellowship Program
- JUL. 2019 - Eastern Shore Chamber Unveils the Featured Artwork for the 31st Annual Jubilee Festival of Arts
- JUL. 2019 - Eastern Shore Chamber of Commerce Sponsored Local High School Student to Participate in Economic and Community Development Program at Huntingdon College
- APR. 2019 - Baldwin County Named an ACT Work Ready Community
- MAR. 2019 - 2U Tire Named April Small Business of the Month
- JAN. 2019 - 2019 Baldwin County Career & Job Fair
- NOV. 2018 - 2018 Annual Award Nominations
- NOV. 2018 - City of Fairhope Holds Visual Preference Survey Process to Gather Feedback for Future Development
- NOV. 2018 - Hatch Fairhope Announces Grand Opening
- OCT. 2018 - YOUTH LEADERSHIP BLOG: History & Geography Day
- SEP. 2018 - Alliance Publishing Group Named Eastern Shore Chamber of Commerce Small Business of the Month
- JUL. 2018 - Eastern Shore Chamber Unveils the Featured Artwork for the 30th Annual Jubilee Festival of Arts
- JUN. 2018 - Eastern Shore Chamber of Commerce Wins Communications Excellence Award for Eastern Shore Elf Campaign
- JUN. 2018 - Eastern Shore Chamber of Commerce Publishes Updated Election Guide for Primary Runoff Races
- MAY. 2018 - 2018 Primary Election Guide
- MAY. 2018 - Old Tyme Feed: May Small Business of the Month
- MAR. 2018 - 2018 Annual Award Winners
- JAN. 2018 - A New Year: Where We've Been & Where We're Going
- SEP. 2017 - The Eastern Shore Chamber of Commerce Parts Ways with the Fairhope Arts & Crafts Festival Foundation
- DEC. 2016 - Fairhope Music Opens New Location
- DEC. 2016 - Brandy Rhodes Coaching Now Open in Fairhope
- NOV. 2016 - Congressman Bradley Byrne Addresses Business Community Following the Presidential Election
- SEP. 2016 - Chamber to Offer Leadership Workshop for Members
- SEP. 2016 - Chamber Young Professionals to Host a Cornhole Tournament to Benefit the Spanish Fort Public Library
- JUL. 2016 - The Eastern Shore Guide to the 4th of July
- MAY. 2016 - May Newsletter
- APR. 2016 - Fairhope Resident Named SCORE Mentor of the Year
- APR. 2016 - The April 2016 Newsletter
- MAR. 2016 - Ribbon Cut for AltaWorx
- MAR. 2016 - Spring 2016 Youth Leadership Applications
- FEB. 2016 - Baldwin County Economic Development Alliance and Baldwin County Chambers of Commerce Host 16th Annual Job Fair
- FEB. 2016 - Specialized Therapy Services Opens in Fairhope
- FEB. 2016 - ESCoC Governmental Affairs Survey Results
- SEP. 2015 - Joe Hudson's Collision Center
- SEP. 2015 - BenchMark Physical Therapy
- SEP. 2015 - Sage Lebanese Cuisine & Café
- SEP. 2015 - Shux on the Pier
- SEP. 2015 - Tourism Executive Of The Year Award
- SEP. 2015 - The 27th Anniversary Jubilee Festival
- SEP. 2015 - Youth Leadership 14th Annual Seven-Month Program
- JUL. 2015 - January 2015 Morning Marketing Release
- APR. 2015 - Eastern Shore Magazine 2015
- SEP. 2014 - EASTERN SHORE CHAMBER HONORS ENVIRONMENTAL AWARD WINNER Tree Planted at Christ the King School
- SEP. 2014 - Eastern Shore Chamber of Commerce Youth Leadership Program Applications Available - Forty Students to be Selected to Participate in Class of 2015
- SEP. 2014 - EASTERN SHORE CHAMBER EGGS N' ISSUES June 10 TOPIC: "Economic Update for Baldwin County"
- SEP. 2014 - EASTERN SHORE CHAMBER TO HOLD CANDIDATES FORUM - For Baldwin County Commissioner Candidates
- Jun. 2014 - Eggs n' Issues
- Apr. 2014 - Candidates Forum
- Apr. 2014 - Eggs n' Issues
- Apr. 2014 - Celebrate the Arts
- Mar. 2014 - Eggs n' Issues
- Mar. 2014 - 30th Prayer Breakfast
- Mar. 2014 - Leadership Applications
- Mar. 2014 - Council Lucheon
- Feb. 2014 - Update on I-10 Bridge
- Jan. 2014 - Update on I-10 Bridge
- Nov. 2013 - Eggs N' Issues - Onespot
- Oct. 2013 - Student Art Competition
- Oct. 2013 - E.S.C. Seeks Local Artists
- Oct. 2013 - Candidate Forum Release
- Oct. 2013 - What's Going On in AL Legislature
- Jul.2013 - Mardi Gras Schedule - 2014


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Who says your baby is too young to get involved with Easter this year?! Your baby might not be old enough to run around and pick up goodies in an Easter egg hunt with other kids, but you can still celebrate Easter with your little bundle of joy. In this post, I make different recommendations to help build your baby's first Easter basket this year. Easter goodies don't always need to include Easter eggs stuffed with candy. Keep reading to get Easter basket ideas for your baby in 2019.
*This post contains Amazon affiliate links, which means I earn a small commission for purchases made, at no extra cost to the buyer.
Easter is one of my kid's favorite holidays. When we celebrated her first Easter, she was almost 7 months old. Although she was too young to go Easter egg hunting, she enjoyed the eggs and goodies that were in her Easter basket I created for her. She loved putting the eggs and goodies in and out of the basket. She also loved playing with the different baby toys in the basket. Here are my suggestions for Easter basket ideas for your baby this year.
Easter Basket
The first thing you want to do is pick out the Easter basket for your baby. When I was younger, most of the Easter baskets I found were wicker Easter baskets. Nowadays, I see a lot more options including Easter baskets made of cloth and Easter tin buckets.
I love this basket! This is a good option when you are deciding on Easter basket ideas for your baby. You get to personalize the basket with your baby's name. It's also very soft, which would feel great on your baby's skin. The basket is also very cute and shaped like a bunny rabbit.
Ready-made Easter baskets
If you're looking for Easter basket ideas for your baby that already come with goodies in them, try getting this Easter basket stuffed with plush toys.
These cute little plush toys are Easter-themed and a great choice for your baby's first Easter basket.
Easter basket ideas for your baby: Easter books
Fill your baby's Easter basket this year with Easter books! Reading to your baby is a wonderful opportunity for the two of you to bond. It also helps your baby develop early language skills.
Where Are Baby's Easter Eggs is a great Easter book choice for your baby. The book consists of flaps where the baby can find beautiful, colorful springtime images.
Another great Easter book pick is Baby Touch and Feel: Bunny.
I love this board book because babies get to experience using their senses and touch different textures in the book. They also get to see super cute bunnies, as well as other cuddly and cute animals.
Recommended Articles:
4 Successful Ways I Combat Stress and Fatigue In Motherhood
Time Saving Hacks For Busy Parents
Baby maracas
Hook up your little one this year with some baby maracas. These maracas are easy for babies to grab and shake. When babies shake the maracas, they rattle and make sounds that babies can love. Shaking the maracas are a great and fun activity for babies. Consider adding them to your baby's Easter basket this year!
Easter basket ideas for your baby: Teething toys
Teething is something all babies go through and some babies may find the experience painful. Teething toys may help provide some relief and comfort to your baby.
Rabbit ear headband
I fell in love with this baby rabbit ear headband when I saw it! It's made out of 100% cotton and is a beautiful Easter-themed headpiece for your baby girl. Get this headband and it would be a perfect family picture for your baby's first Easter.
With Easter just around the corner, it's time to start thinking about Easter basket ideas for your baby. Making your baby's first Easter basket is an exciting experience. Don't forget to use some of the ideas in this article and I hope you and your baby have an enjoyable first Easter together!
You may also like:
Baby On A Budget: Helpful Ways To Save
Tips For A Stay At Home Mom Going Back to Work


text: We built this tour right after submitting our prototype to the UPenn PACT Wayfinding Competition, and we are finally bringing it to you now. Our first tour outside of Pennsylvania takes a look at the Capitol. The legislative heart of our country has a rich history, and these nine images are the first of many to come.


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Clearance Duresta Sofas & Chairs
Shop the UK's largest Duresta Sofa Clearance selection including chairs and footstools at Pavilion Broadway with over 200 models on sale at up to 50% off! All models are available for dispatch immediately once they have reached our warehouse so your Duresta sofa can be in your home in less than 2 weeks. This collection contains a diverse and eclectic mix of Duresta Sofa Clearance as well as armchairs and footstools that have been previously used for photoshoots, as an ex-display piece or due to a cancelled order. For this reason, some models may show slight signs of wear, but most are like new, beautifully upholstered in Duresta fabrics and superb in both quality and beauty. For more details, please read the description of your desired clearance model or visit our Tewkesbury showroom to view our vast Duresta Clearance Sale in-store before you buy.
From Waldorf, Trafalgar and Hornblower to Ruskin, Lansdowne and Belvedere, our Duresta Sofa Clearance Sale is ever-changing and in high demand. If you're seeking a particular model, use the filters below and simply select to see if we have any of your desired model in stock. If not, be sure to keep an eye on our Duresta Clearance Sale page as ex-display sofas, chairs and footstools travel from Duresta HQ in Long Eaton to our showroom in Tewkesbury on a regular basis, offering new high-quality ex-display models every month! For more information, please contact us. As Duresta stockists, our sales team are experts with extensive knowledge of fabrics, fillings, finishes and more, ensuring that you find a Duresta sofa, chair or footstool that's perfectly suited to your desires and requirements.
1 Item
Clearance Antibes Grand Sofa in Corsa Cadet BlueRegular Price £3,996.00 Special Price £1,998.00
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Vehicle Service Specials near Woodland Hills, CA
Dependable CDJR offers a wide variety of auto service specials for those coming from the Canoga Park area. We understand that it can be quite costly when servicing your current vehicle, so therefore, we always try to provide many specials for you to take advantage of. Be sure to check back often because our specials constantly change to fit the needs and wants of our drivers. Take a look at our outstanding car parts specials for extra savings to enjoy. If you're looking for tires, make sure you check out our great offers on Chrysler, Jeep, RAM and Dodge tires! Give us a call at (877) 385-0351 or contact our dealership for more information.
* The advertised price does not include sales tax, vehicle registration fees, other fees required by law, finance charges and any documentation charges. A negotiable administration fee, up to $115, may be added to the price of the vehicle.
* Images, prices, and options shown, including vehicle color, trim, options, pricing and other specifications are subject to availability, incentive offerings, current pricing and credit worthiness.


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We're delighted to announce that we are running the following workshops Saturday/Sunday 28/29th September. All workshops cost €10 and will take place in St. Cronan's National School, Vevay Crescent (off Main Street), Bray.
To book, please contact Breda: email@example.com
*Workshops with fewer than 5 participants may have to be cancelled – so please book the workshop of your choice now!*
Also if you would like to attend a workshop, but don't know what to do with the kids, sign them up for the Fighting Words workshop – same time, same venue. Details below!
Adult Workshops
Saturday 28th 10.00-12.00
A Sense of Place with Maire T. Robinson
Writing for the Stage with David Butler
Memoir with Csilla Toldy
Writers' Coaching Clinic with Anne Tannam
Sunday 29th 10.00-12.00
Poetry with Angela Carr
Advanced Fiction with Patricia O' Reilly
Crime Writing with Louise Phillips
Workshop descriptions:
A Sense of Place – with Maire T. Robinson
"Place" in fiction is not only about setting. It can inform every element of story: plot, character, mood, theme, and voice. A strong sense of place can provide a vivid, engaging, and atmospheric experience for the reader.
In this workshop, we will examine how established writers (including Daphne du Maurier, Elif Shafak, and Sarah Waters) use setting to bring fiction to life. Through guided writing exercises, we will explore practical techniques to hone descriptive writing and create convincing story worlds. Topics covered will include engaging the senses, point of view, and reflecting mood and character through setting. All materials will be provided on the day. Participants will also receive a curated reading and resource list to assist them in further developing their fiction post-workshop.
Máire T. Robinson is the author of two books: short story collection Your Mixtape Unravels my Heart (Doire Press, 2013) and novel Skin, Paper, Stone (New Island, 2015). In 2017, she received an Arts Council of Ireland bursary towards the completion of her second novel.
Write for the Stage! – with David Butler
Drama is the most challenging of all genres. In this workshop we'll examine: how and where to begin; creating character; dramatic dialogue; power-relationships; and managing tension.
David Butler's novel City of Dis was shortlisted for the Irish Novel of the Year, 2015. His second poetry collection, All the Barbaric Glass, was published in 2017 by Doire Press, while Arlen House is to bring out his second short story collection in 2019. Literary prizes include the Maria Edgeworth, ITT/Red Line and Fish Award for the short story, the Scottish Community Drama, Cork Arts Theatre and British Theatre Challenge awards for drama, and the Féile Filíochta, Ted McNulty, and Baileborough awards for poetry.
Memoir workshop – with Csilla Toldy (Sponsored by the Open University)
Everybody has a story to tell – the question is how can you make it more accessible and engaging for your readership.
In this workshop we will explore the universal themes that can glue a memoir together. We will look at where to begin and what forms your memoir could take. Writing exercises will set you off on a journey of memory and self-discovery.
Csilla Toldy is a lecturer of creative writing with the Open University. Her short fiction, essays and poetry appeared in literary magazines and anthologies in Ireland, the UK, US, Canada and Australia. Her awards include the Katapult Prize, and the Hartley-Merrill Prize. She was long and short listed for: The Bath Novel Award, Fish, Bridport, Oxford Brookes and for the Kingston University Biography Prize. Lapwing Publications Belfast published two books of her poetry and an anthology of short fiction, poetry and memoir with the title "The Emigrant Woman's Tale". A short story collection, "Coming Home" is forthcoming with Stupor Mundi Publications in 2019.
Writers' Coaching Clinic – with Anne Tannam
- I want to start writing but don't know how to begin
- I'm struggling to find time to write
- I've hit a writer's block and don't know how to move through it
- How do I know if I'm a good enough writer?
- How do I go about submitting my work for publication?
- How do I pull together a collection of poetry/short stories?
- How can I take myself seriously as a writer?
Attendees are asked to book early as there are only 4 X 30-minute slots available.
Anne Tannam is a poet and Creative Coach from Dublin. Her first collection of poetry Take This Life was published in 2011 by WordOnTheStreet, while her second collection Tides Shifting Across my Sitting Room Floor was published by Salmon poetry on 2017. Anne is co-founder of the weekly Dublin Writers' Forum and has been the featured reader at literary events across Ireland. A qualified Life Coach since 2009, Anne became an Associate Certified Coach with the International Coaching Federation in 2019.
For more information see: https://www.creativecoaching.ie/about/
Advanced Fiction – with Patricia O'Reilly
Writing Fiction requires a blend of creativity and learned skills. During this workshop we'll look into methods of improving and developing the foundations of fiction – optimizing plot (storyline); scene development; building on detail; creating page-turning characters; using optimum locations and pinpointing era. We'll look into perfecting point of entry; building on detail; the power of the
senses; the values of narrative versus dialogue.
Patricia O'Reilly has come the route of freelance print journalism, radio
documentaries and plays, fiction and non-fiction books. Currently she teaches
the writing of fiction in UCD, the Irish Writers Centre and at various literary
festivals. She has written 13 books. Her new book The First Rose of Tralee is
about Mary O'Connor (182?-1845) the inspiration for the annual Rose of Tralee
International Festival.
Poetry: So You Think Your Poem is Ready to Publish? – with Angela T. Carr
A Guide to Submitting to Journals & Competitions
How do you know when a poem is ready to go out into the world? Join poet Angela T. Carr for a morning exploring the editing and submission process, including what editors and competition judges are looking for; essential qualities to make your poems sing, and a checklist of practical steps to hit the mark when your poems land in an editor or judge's inbox.
Suitable for emerging writers sending work to journals and/or competitions, who want to improve their success rate. Each writer will have the opportunity to submit a poem beforehand and will receive group feedback during the session.
Angela T. Carr is a poet, editor and creative writing facilitator. Winner of the 2018 Laureate's Prize, selected by Dame Professor Carol Ann Duffy, her work has been placed or shortlisted in over 35 national and international literary competitions and published in literary journals and anthologies in Ireland, UK, Australia and US. Originally from Glasgow, she lives in Dublin.
Crime Fiction – with Louise Phillips
Learn the secrets of successful crime fiction with Louise Phillips, bestselling author of four critically acclaimed crime novels, and winner of numerous awards, including an Irish Book Award. Participants will receive in-depth analysis of all aspects of great crime fiction, including the creation of memorable characters, planning, pace, dialogue, and narration.
LOUISE PHILLIPS is the author of four bestselling psychological crime thrillers. Her debut novel RED RIBBONS, and her subsequent novels, THE DOLL'S HOUSE, LAST KISS and THE GAME CHANGER, were each nominated for Best Irish Crime Novel of the Year. She won the award in 2013. In 2016, she was longlisted for the prestigious CWA Dagger in the Library Award, and her first two novels, RED RIBBONS and THE DOLL'S HOUSE, were published in the US. Her current novel, THE HIDING GAME, received an Arts Bursary for Literature from the Arts Council of Ireland.
An experienced facilitator of workshops for crime fiction, many of Louise's students have successfully secured agents and publishing deals both at home and abroad.


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These moves recommended by running coach Andrew Cheong of SSTAR.fitness have been useful in my training for the Skechers Performance Los Angeles Marathon.
This exercise strengthens the back muscle. A strong back will result in good posture and a more efficient running gait.
- Face the ground, extend your arms and support yourself with palms and toes.
- Transition to rest on elbows, but continue to support yourself on your toes. Keep the back straight.
- Hold this position for 30 seconds and work towards up to three minutes.


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Case Study: Operational Evaluation of Phoslock Phosphorus Locking Technology in Laguna Niguel Lake, CA
By West M. Bishop, Ben E. Willis & Shaun Hyde of SePRO Corporation and Terry McNabb & Ian Cormican of AquaTechnex, LLC
Abstract Management strategies that prevent the onset of nuisance and noxious cyanobacteria blooms are needed to preserve the integrity and safety of freshwater resource uses. Scientifically defensible data are needed regarding efficacy of proactive approaches in order to assist water resource managers in making informed decisions. As phosphorus availability has been indicated as a crucial aspect of cyanobacteria presence/dominance in freshwater systems, the integration of novel technologies to inactivate phosphorus is a critical component to achieve improved water quality.
Phoslock® (Phoslock Water Solutions, Ltd.) phosphorus locking technology is composed of the element lanthanum in a bentonite clay matrix that has a high specificity to bind and inactivate soluble reactive phosphorus. This research evaluated the phosphorus binding efficiency of Phoslock in aqueous and sediment matrices and the consequent impact on algae assemblage composition and water quality parameters.
Laguna Niguel Lake in California afforded an opportunity to evaluate the operational effectiveness of Phoslock in a system historically plagued by high phosphorus concentrations, potentially toxic cyanobacteria (Aphanizomenonflos-aquae dominant), and lake closures. Phoslock was able to rapidly (<2 weeks) and significantly (p<0.0005) decrease total (>80 %) and free reactive (>95 %) phosphorus in the water column and shift potentially releasable sediment phosphorus fractions to residual forms after treatment.
Despite documented cyanobacteria blooms and high pretreatment cell densities, cyanobacteria levels remained below or near detection limits and only comprised a small fraction of the algae assemblage following Phoslock application. This study provides water resource managers an information on operational implementation and efficacy of a phosphorus binding technology.


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Former boxer runs away after beating wife to death over Christmas food
A former boxer, identified as Everitus, has fled his community in Uli, Ihiala Local Government area of Anambra State after beating his wife, Fidelia, to death, in a disagreement over money to buy Christmas food.
According to reports, the former boxer aggressively launched assault on his wife during the disagreement at the home, following her request for money to cook food for Christmas
Everitus reportedly beat his wife to pulp after the argument became worse, which led to the death of the women and the man ran away from the community.
The matter was said to have been reported to the police at the Ihiala division as some youths vented their anger on the suspect's country house in Amamputu village, in the same council area.
A source, who said the incident happened on Monday, December 25, explained that the mob set Everitus' country house ablaze.
He said, "The man and the wife had been married for some time now. They usually have disagreements. The man was a retired boxer who has become a pastor of a charismatic church.
"The wife, who is a trader in Ekeagbagba Market, had asked him for money that she wanted to prepare food for Christmas.
"That was what started the fight. He beat her to death over the issue. The man is on the run, while the case has been reported to the police."
The state Police Public Relations Officer, ASP Nkiruka Nwode, said the report had yet to get to her office.


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Earlier this year we launched a new series on the Hog Blog called "Ham's Down!" where we feature our top 5 favorite pork posts from the month, all created by our fans. If you want to be featured, be sure to tag @CheshirePork on Facebook, Twitter and Instagram for your chance to be one of the lucky featured fans! In the meantime, check out our top 5 favorite, drool-worthy pork posts from August!
1. Right up there with teaching them how to walk and talk is learning the love of #CheshirePork! ;) Well done, Chef Jake Wood! We love this photo of father and son spending the summer enjoying some Cheshire Pork whole hog barbecue.
2. Looking like sunshine on a plate, we loved Chef Eli Rodriguez's use of the delicious #CheshirePork Tomahawk. An impressive cut of pork needs impressive plating!
3. We like shiny things, and by that we mean glistening grilled baby backs! Restauranteur, Carl Lewis, is bringing the heat with these beautiful #CheshirePork baby back ribs.
4. You know how some people look at pictures of baby animals when they're feeling down? Well, we look at pictures of porchetta. And Chef Miguel Figueroa's is making us feel really happy on the inside. :D
5. We're smiling so big at this gorgeous dish our *cheeks* are hurting. Chef Cory Haigler prepared a stunning Heritage Farms Cheshire Pork Cheeks dish with murasaki sweet potato and watercress puree, with braised peanuts and scarlet runner beans, and pickled peach slaw for the NCRLA Chef Showdown.


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Welcome to the Upper Limb Co! We're innovating some of the latest in hand therapy including the Pronosupinator: a new orthosis for pronation and supination. We're also working on courses with the most up-to-date content. We strive to deliver dynamic and practical education so hand therapists can provide the best care for their patients. Stay tuned – more innovations and education to come!
Upper Limb Co are passionate about sharing knowledge. We are in the planning stages now, and are excited about our future education programs. Watch this space!
Our online shop is coming soon!
In the meantime, if you would like more information or would like to purchase a Pronosupinator, please email us at firstname.lastname@example.com
Contact us


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* Banca Transilvania to buy Volksbanken unit
* Aims to become Romania's second-biggest lender
* No financial details disclosed (Adds details)
By Michael Shields and Luiza Ilie
VIENNA/BUCHAREST, Dec 10 (Reuters) - Banca Transilvania , Romania's third-biggest bank, said on Wednesday it would buy Austrian lender Volksbanken AG's Romanian business, in a deal that could mark the first move in a wave of sector consolidation in the eastern European country.
Neither side disclosed financial details of the acquisition although Banca Transilvania described the price as "reasonable" for both sides. The deal is set to close in the first half of 2015 pending regulatory approval.
The acquisition is an important step for Banca Transilvania towards its aim of becoming Romania's second-largest lender in a market some see as overcrowded, with too many banks grappling with weak lending growth and bad loans.
Shares in the lender were up 1.6 percent at 1239 GMT.
For its part, Volksbanken had to sell the business, in which it holds a 51 percent stake, by the end of next year under terms set by the European Commission in return for allowing state aid.
Volksbanken was rescued by the Austrian government after an over-ambitious expansion at home and in eastern Europe hit a wall in the global financial crisis.
"We were and we continue to be open to any opportunity in the market ... that makes sense for us," Banca Transilvania board chairman Horia Ciorcila said at a press conference in Bucharest. "Through this acquisition and organic growth we aim to become the second-largest bank."
Romania's largest lender is BCR, owned by Austria's Erste Group Bank. Romania's current No.2 bank is BRD , controlled by France's Societe Generale.
Banca Transilvania aims to increase its share of the Romanian market to 15 percent by the end of next year, up from the current 9.7 percent with assets of 7.7 billion euros ($9.5 billion). It calculates Volksbank's share at 3.5 percent.
Volksbanken, which failed this year's European stress test of banks' ability to withstand shocks, plans to turn itself into a "bad bank" to wind down remaining assets.
In October, Raiffeisen Romania CEO Steven van Groningen said consolidation in Europe's banking sector was unavoidable and could partly be triggered by health checks on lenders.
Volksbank Romania S.A. has 135 branches, 190,000 clients and total assets of 3.1 billion euros, Volksbanken said.
Banca Transilvania will buy the stakes of Volksbank's other investors which include Groupe BPCE with 24.5 percent, DZ Bank with 16.4 percent and WGZ Bank with 8.14 percent.
Rothschild & Cie and the Schoenherr law firm advised the sellers, Volksbanken said.
$1 = 0.8076 euros Writing by Michael Shields and Matthias Williams; Editing by Keith Weir and Mark Potter


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Hear what owner Jim Goldman has to say.
Aluminum is proven and will last for over 50 years.
The waterproof wing lockers hold 44 pounds each right over the center of gravity. This is the safest place to put heavy items and remain in balance.
Nose wheel steering is the safest. If you have a worn brake lining and loose a brake, you can still control direction on a landing with a steerable nose wheel.
Yes! There is dual shock absorber protection. An inner hydraulic shock absorber and an outer coil spring.
NO! The Bristell wing attaches to the main spar which extends 18 inch on either side of the fuselage. Pilots do not need to step over a flap.
Yes! Just look at the ground clearance to the wing.
The Bristell dihedral allows for landing in strong crosswinds and provides natural wing leveling qualities.
Yes! The Bristell uses massive attached wing bolts as shown in this picture. The Bristell has a 157 knot Vne as a result of it's strength.
The Mancuso Family has been in the FBO business since 1946 and knows how to make Ecstatically Happy Customer
The Bristell Vne is 157 knots.
A high Vne means the plane is very strong.
Very stable. Milan Bristela is an aeronautical engineer and the owner of the company. He only needs to sell 24 planes a year to pay his bills. He sold over 120 planes in 2019.
The Bristell canopy closes with an over center closing mechanism that works every time. The tight fitting canopy means a warm cabin when flying at 11,500 feet.
Our customers who are accustomed to having a plane with a recovery system order a chute.
Our customers who do not want the weight or expense do not.
The 44 pound weight of the chute adds about 5% to the weight of the aircraft, therefore, you need more room for takeoff, your climb is less, your service ceiling is less and you may need to carry less fuel to stay under gross weight.
There are cases where a pilot in a light sport aircraft pulled the chute, survived the impact and was badly injured as the plane was dragged along rough terrain.
An off airport landing may be safer than taking a chance on being tangled in high tension wires after a successful chute deployment.
Initial cost about $9000, repack every 5 years about $4000, rocket every 8 years about $3000. Downtime while your plane has the chute serviced.
You cannot add a BRS Recovery System after the plane is built. However, we order some of our demo planes with chute pre-wire so the chute can be added later.
You can order your Bristell pre-wired for a BRS Recovery System and add a chute later.


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Located in popular Lantana, this 5 bedroom home with 3 car garage won't be available long!
"Must-See" features of this impeccable home include:
*Cul de sac location *5 bedrooms *3 car garage *Large open kitchen with stainless steel appliances, granite counter tops, gas cook-top and walk-in pantry *Family room anchored with gas burning fireplace *Wired for surround sound *Media Room w 120 inch screen and projector *Covered patio *3 AC units *2017 roof and gutters
Listed by The Seay Group Realty, dedicated to service and exceeding your expectations. Contact us today for a viewing appointment!


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The Best Extra Large Beds for Dogs & Puppies
Find the Perfect Extra Large Bed for Your Pup
What do you look for when choosing a bed for your dog? There are a few important factors to consider. One is the size. If you're browsing this page, it is likely safe to assume that your dog is also on the larger size. Thus, it's important that you find somewhere that is large enough for them to really stretch out and relax. If you want them to actually use their bed, then it can't be cramped! And on the same token, the dog bed also needs to be comfortable. That means it should be somewhere that they actually want to sit and that will support them better than being directly on the ground.
Comfort doesn't just mean that your dog should feel comfy in the short term, though. It also means that their joints should be comfortably supported and that the bed can be used for a while. With all that in mind, let's take a look at some of the best beds for extra large dogs!
Find the Perfect Extra Large Bed for Your Pup


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Co-creation Camp is a 2.5 day opportunity for HaaSii members and friends to get away in nature, and to connect with ourselves and a diverse international group of passionate people about who we are and what we can do to bring forth a new kind of local and global story at this turbulent time in our world – in our own lives and in support of each other.
Up to 20 Club members and changemaking friends from around the world will be diving into an immersive co-creative experience in nature that will leave us feeling connected, aligned, inspired and ready for personal, local and global action in our own communities and with others elsewhere in the HaaSii international network.
Through the exploratory lens of the UN Sustainable Development Goals, we'll get to know about each others' wonderfully worthwhile lives. We'll discover our own and each others' energy, wisdom, ideas and initiatives that serve and align with the global goals in our own ways. Those with and without personal projects will have the opportunity to receive focused wisdom from the group. Joint mini-action plans will be formed. Personal action statements will be developed. Opportunities to co-create complementary support for each others' passion projects will emerge.
We'll each come away with new friends, new travel connections, new inspiration and new insights into how our own passions, purpose, projects and possibilities can connect to amplify our impact at this rapidly changing time.
Currently Scheduled Co-Creation Camp Weekends
Registered Club members worldwide receive a monthly email with members only discounts code for 20% off on Co-creation Camp prices. Once signed up to attend, members will also receive a $25 Club Rebate when a non-member friend or colleague signs up to attend and mentions their name.
Spaces are limited to 20 people per camp. Register early to secure your spot!
- 23-25 November 2018: Co-creation Camp Weekend, Lisbon (Portugal)
- 11-13 January 2019: Co-creation Camp Weekend, Chiang Mai (Thailand)
See Also:
- 26-30 November 2018: 5 day Animator certification training, Lisbon
- 21-25 January 2018: 5 day Animator certification training, Thailand


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"USBsploit is a PoC to generate Reverse TCP backdoors, running Autorun or LNK USB infections, but also dumping all USB files remotely on multiple targets at the same time. USBsploit works through Meterpreter sessions with a light (27MB) modified version of Metasploit."
This version now supports PDF Infection through Meterpreter, reverse backdoor and files dumping!
Download : usbsploit-0.4-BETA-linux-i686 - Click Here
Have something to say about this article? Comment below or share it with us on Facebook, Twitter or our LinkedIn Group.


text: What's this thread about: This thread documents my experiment in sidecars. Sidecars are an area that I've wanted to dabble in for some time, but prior to 2015 never had the opportunity to do. In 2015 I bought a 1986 BMW R80TIC (ex NZ Police bike) fitted with a 1988 Velorex 562 sidecar. That was relatively cheap, & allowed me to put a 'toe in the water'. I rode this for 2 years, & then late 2017 the sidecar tug was taken off & sold. In 2018 I converted my 1991 R100GS to tug duties. I'm entirely comfortable with the tug side of the sidecar equation, having owned & maintained a number of BMW Airhead Boxers since the 90's. The R80 had seen seen a bit of life - I was the 11th owner. The R100GS (Gus) was an ex rental, & has 250k+ kms on him. I'd converted him to make my version of an all roads bike, & am looking to modify the sidecar to meet that criteria. The Velorex 562 sidecar was last on a Royal Enfield in Thames, but otherwise it's backstory is unknown. My intent has always been that the combos would always be at more of the adventure or gravel road end of the riding spectrum. The velorex should be okay for that - It's a fairly lightweight sidecar. My wife also prefers a more enclosed, less active monkey sidecar, so I guess it fits that criteria. I've hoped to get my wife & daughter more actively involved in my riding - my wife in particular prefers the sidecar over solo riding. There is also a sister thread running - Rehabilitating Gus, which documents my adventures & modifications on my '91 BMW R100GS pre sidecar tug duties. That now covers my solo riding on my 1987 R80G/S, 'the Supertanker'. R80 - Modification: - Eddie's original build thread. Note that the front subframe & clamps Eddie used aren't exactly what I would have done (clamps slip, changing the alignment, the subframe blocks me from accessing the timing case, & also from fitting an R100R exhaust), & I expect to change these shortly. - Fitting the Coriman upper triple clamp (to give less trail) - Installing an upgraded sidecar axle & wheel (25/20mm compared to the standard weedy 15mm) - Replacement Brake Lines - Changing the shock on a standard Velorex 562 - Adding float bowl leashes - Replaced the left (US) switch gear with a (RoW) unit. Gained a headlight on/off switch R80 - Maintenance: - First Draft Jonah & The Whale. Replace headlight, maintenance of the front suspension, engine & final drive swap - 18,442 kms. New Mitas Ho6 front tyre. Flushed front brake lines. - Link to sidecar alignment video. Identifying issues with sidecar suspension, Velorex 15mm axle, purchased another rear rim, & more aggressive tyres for the tug etc - 19,934 kms. Replaced the rear tyre with a Heidenau K60 Scout. Shortened the sidecar screen. New LED lighting for the sidecar. Replaced the sidecar swingarm bearings. - 21,338 kms, engine oil & filter change, gearbox & F/D oil change. Noted some movement in the F/D. WoF. Replaced front brake lines, & front tyre (350-18 Golden Boy SR244). Replaced the RHS pushrod seals. Painted starter cover, & some touch up painting to the battle scars. - 23,916 kms. Swapped the LHS inlet rocker for one off the R80, attempting to resolve an annoying intermittent rattle from the head. - 25,512 kms. Made up a sidecar dolly. Replaced LHS pushrod seals. Checked bore & valves for wear. Painted the timing chest. Replaced cam chain, crank cam chain sprocket, crank nose bearing, & cam chain tensioners. Engine oil change. - 26,664 kms. Replacing the rear suspension bottom bush, replacing the sidecar shock preload ring, replaced the rear Heidenau K60 scout with another. Replaced internal & external fuel filters. - 27,650 kms. Engine & gearbox oil change. Replaced clutch lock out switch. Replaced stripped RHS fuel tap. Replaced oil pressure switch. New speedo cable. - 29,388 kms. Reset the front top sidecar mount as this had slipped. New front tyre TW18 100/90 18. - 30,289 kms. Replaced the left switchgear. Purchased 2x TW18 100/90 18" tyres (new OEM off a DR200). - 31,1xx kms. Engine oil & filter change. Changed the LHS pushrod seals. Changed the tub wheel bearings - there was play. Tightened all of the sidecar linkages. Replaced the clutch lever pivot bush - 32,xxx kms. Refitted the carbs back (back from Gus). New K60 rear tyre. Flushed the throttle & clutch cables. New battery, Registration & WoF. - 32,450 kms. Front wheel hub machined for bronze inserts, new bearings fitted. New front top mount for the sidecar. Completed sidecar realignment. - 32,620 kms. Engine, gearbox, shaft drive, & final drive oil changes. Oil cooler fitted w new filter. Fitted new rear rack. Fitted new sidecar tyre - Kenda 350-16 - 35,525 kms. Engine swap & putting the R80 back to stock pre sale. R100GS/ Velorex build up: - The Resurrection of Gus as a sidecar tug. 25th Feb '18 - Progress update 11th Mar '18 - breaking down the gearbox - Progress update 25th Mar '18 - gearbox overhaul cont'd - Progress update 5th Apr '18 - completing the gearbox overhaul, & shortening WP 4860 forks - Progress update 8th Jul '18 - discussion on donor bikes - Progress updates 22nd Jul - 22nd Sep '18 - new dash set up, seat recover, EI taillight, Barkbuster LED indicators Bosch electro magnet alternator, resister instead of alternator light - Progress update 29th Sep '18 - helicoils on the WP4860's, disappointment on sidecar mounts . - Progress update 16th Oct '18 - an initial attempt at stronger sidecar mounts - Making left side sidecar mounts for an R100GS. 4th Nov 18 - Progress update 2nd Dec '18 - fixing damage from the Slidecars In The Top Of The South Ride. Modifying forks & brakes. R100GS maintenance: One Day ride reports: - The Distinguished Gentlemens Ride, 27th Sept '15 - Beyond the Bridge Ride, Wairarapa, 4th Oct '15 - Wairarapa Wanderings. 29th Nov '15 - Wanganui Cemetery Circuit (ride to watch Street Road Racing), 26th Dec '15 - The care & feeding of an adventure riding addicts wife (or a ride in the sidecar to White Rock Station, South Wairarapa), 10th Apr '16 - Takapari Rd, Ruahine Ranges, 21st Apr '16 - North Range Rd, Northern Tararua Ranges, 22nd Apr '16 - Waiohine Gorge, South Wairarapa, 28th Apr '16 - Ocean Beach, South Wairarapa. 1st May '16 - Hubert Kreigel - the timeless ride. 4th May '16 - BMWOR run thru Summerhill & Admirals Rds. South Wairarapa. 17th Jul '16 - Homewood & Packspur Rds, Wairarapa. 21st Aug '16 - Distinguished Gentlemens Ride, Wellington, 25th Sept '16 - White Rock & Tora, South Wairarapa 2nd Oct '16 - Wellington Pink Ribbon Ride, 16th Oct '16 - The Airheads Run, Wairarapa Loop, 23rd Oct '16 - The Distinguished Gentleman's Ride 2017, Wellington, 24th Sept '17 - The Pink Ribbon Ride 2017, Wellington, 15th Oct '17 - The Great Mushroom Run, Wairarapa 22nd Oct '17 - Mushrooms & the shakedown run, Wairarapa 11th Nov '18 - The Birthday Run, Wairarapa/Manawatu, 16th Dec '18 - Pohangina West / Ridge Rd, Manawatu, 13th Jan 19 - Hinakura/Admirals Rd Loop & Castlepoint, Wairarapa 19th Jan '19 Multi Day ride reports: - Sidecar collection from Hamilton - 17th to 19th Aug '15 - Cold Kiwi (40th), Central Plateau, North Island. 4th - 6th Sept '15 - The demise of the sidecar wheel. Taupo. 20th Oct '15 - Cold Kiwi (41st), Central Plateau, North Island. 2nd - 4th Sept '16 - Sliding into Smash Palace, South Island - 2nd - 8th Nov '17 - Slidecars in the Top of the South, South Island - 15th - 18th Nov '18


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From Bloggers to Professional Service providers, at Snapweb.com our teams have designed websites for various industries, each with a different set of client requirements.
WordPress is our business web design platform of choice, and allows our clients to request thousands of plug-ins/features that not only allow ease on your end, but your clients as well.
From closing leads via Live Chat to analyzing your site traffic with Analytics and so much more!See All Features
From designing your professional website to taking it live, we'll take care of it for you.
Even if you're on the move or looking for new avenues to grow your business – you can still request updates via your phone/e-mail and our team will take care of it for you.Schedule a Call


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{ FRAME OF MIND // Illuminated offerings at Art & Light Gallery // 16 Aiken St, Greenville // (864) 363-8172 }
Art & Light Gallery has relocated to the Village of West Greenville, but the roster of artists—including Kent Ambler, Diane Kilgore, Peter Rose, and Katie Walker—remains the same. "I am thrilled with the movement in the arts district, not from just the standpoint of art, but from the commitment to the area from local businesses as well. Our little village is jam packed with talented artists," says owner Teresa Roche—a talented artist in her own right. [/callout]
{ GLOSSY GOODS // Le Vernis Alchimie // $28 // from Belk // 700 Haywood Rd, Greenville // (864) 297- 3200 }
For those who prefer style with subtlety, Chanel delivers Le Vernis Alchimie, a nail lacquer that channels a dusky olive green with metallic accents. Perfect for hinting at a season of new growth without going overboard. [/callout]
{ FOCUS GROUP // $1,300 // from Spartan Photo Center // 108 Garner Rd, Spartanburg // (864) 583-6835 }
Spring is the time for seeing things in a new light. As you plan your getaway to warmer climes (or perhaps that once-in-a-lifetime family adventure you've been putting off), don't leave your precious memories to your smartphone. Capture priceless moments with the help of Olympus's PEN E-P5—a digital camera with retro good looks to spare. [/callout]


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This post may contain affiliate links. If you click a link and make a purchase, I may receive a referral fee which does not affect you in any way. Please check out our Disclosure Policy for more details.
Spring cleaning time has arrived, and I am excited to get my home back to a shinier, cleaner-smelling and happier place to be.
Well, as clean smelling as it can be with three dogs living in our house.
Before you gather your mops and brooms and prepare to battle those winter dust bunnies, check out these quick and easy house cleaning secrets that can help you clean your house faster, and save money too.
1. How To Unshrink Clothes That Shrunk in the Dryer
Egads! So a shrunken shirt just came out of the dryer. A brand new shirt that you just bought your son.
While naming names or pointing fingers won't help, this tip on how you can fix clothes that have been shrunk in the laundry just might!
Not only can this idea can save your clothes, it might just save your
Okay, rant over. Moving on.
2. Use Bread To Clean Surface Stains
Apparently, you can live and clean without using magic erasers.
Just for the record, those things are sacred to me. So while I may try this clever way to remove marks and on walls, I won't be giving up my magic erasers anytime soon.
But this cleaning hack is really awesome.
You can use a slice of bread to clean spots. If you happen to spot a stain and have nothing handy to clean it with, get a slice of white bread to do the trick.
Simply roll a crustless slice of bread into a ball, and just like that, you have a natural stain eraser.
The trick is to use bread to dab gently at a surface stain, as opposed to scrubbing frantically at it.
You can also use sliced bread to soak up kitchen counter spills in a flash.
Find even more ways to clean your house using bread.
3. Use Vinegar to Remove Gunk From Shower Door Tracks
Forget the chemical bathroom cleaners. Centsable Momma has an awesome cleaning tip for getting rid of nasty gunk that gets stuck on shower door tracks.
Pour distilled white vinegar on some paper towels. Next, lay the paper towels on the door tracks, and let sit for about 30 minutes.
Voila! All that nasty gunk should come off easily using a toothbrush or cotton swab and water.
7 Cheap Bathroom Storage Ideas That Look Amazing
4. Easiest Way To Clean Walls and Baseboards Fast
This tutorial on how to easily clean your walls made me realize just how much difference clean walls can make in your home.
Who knows, after you are done cleaning the walls using this tip, you may decide painting those walls can wait after all.
5. How to Clean Grout (Without Scrubbing All Day!)
Luckily I came across the best homemade grout cleaner, ever, and it has been awesome.
And it is much cheaper to make your own grout at home versus buying a grout-cleaner at the store.
You just need a little baking soda, hydrogen peroxide, and liquid dish soap to make this homemade grout cleaner. I definitely recommend trying this one.
More DIY Tips and Tricks For Cleaning Your Home
DIY Furniture Polish: Mix one part lemon juice with two parts olive oil.
Toilet Bowl Cleaner: Pour about 3 cups white vinegar into the toilet bowl and about once a week add some vinegar to the tank to help keep it clean.
DIY Fabric Softener Trick: Use white vinegar, about 1/2 cup to 1 cup, in the rinse cycle instead of store-bought fabric softener sheets.
Homemade Window Cleaner: Combine 1 cup clear ammonia and 3 cups water in a spray bottle to get sparkly clean, streak-free windows.
Happy Cleaning!


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Free business growth and networking events, exclusively for the businesses of Diss
Neil Foley, founder of the Business Growth Club, will be holding 3 FREE business growth & networking events at:
The Diss Youth and Community Centre, Shelfanger Rd, Diss, IP22 4EH on:
Monday 23rd September, 6.30pm – 8.30pm
Monday 21st October, 6.30pm – 8.30pm
Monday 18th November, 6.30pm – 8.30pm
Neil has delivered over 220 workshops to business owners throughout Norfolk and Suffolk, sharing best practice and his ideas gained over a lifetime in business.
- Discover how the 'Three Business Multipliers' can make a massive difference to your business, and they don't cost a penny either. Neil will share how these multipliers have worked so well for businesses looking to grow, but don't want to spend a fortune doing so!
- In addition, he will cover the 'Eight Business Boosters' that can clearly differentiate a business from its competitors, which means we can move the argument away from price and onto value with higher margins. Not rocket science as relatively easy once you know how.
Each session can only accommodate a maximum of 30 people so pre-book a space if you want guaranteed entry. Walk-ins will be accepted, dependant on numbers.
Please contact Neil or Ola to confirm your place:
Neil – 01603 443355 / firstname.lastname@example.com
Ola – 01953 681 200 / firstname.lastname@example.com
Website: https://businessgrowthclub.net/
Facebook: @businessgrowthclub
Diss Town Council, South Norfolk Council & The Business Growth Club


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How to Stack Value to Increase Conversions | Value Stacking Technique
- Written by Vlad
What is Value Stacking?
Value Stacking is a very powerful sales technique used to increase conversions.
Add/ stack valuable products or services to your offer to make your initial offer more valuable. Doing so, not only do you make your offer look much more attractive but you actually make your offer much more valuable to your prospects.
Stack value to your offer to make your offer irresistible!
Get creative and figure out what kind of relevant bonuses you can bundle up with your offer to make it a SUPER deal for your prospect. Make it a limited time offer but don't devalue your product, it should still be a GREAT deal even without the bonuses.
If you aren't doing this right now and you start doing it right- your conversions will skyrocket!
Watch the Vlog below to learn more about Value Stacking and how to do it in practice.
Learn how to create extremely irresistible offers from a world-class sales expert and trainer, click here to learn more.


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Drop by Seekerville today where I offer all my wisdom on preparing for a booksigning. LOL! You say, She's had one booksigning and thinks she's an expert, right? Well, no expert here, but the entire event is really fresh in my mind…that should account for something!
Anyway, drop by and leave a comment. Two books are up for grabs!!


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- Keeper of the Hearth
- Traditions
- Liturgical
- Feasts of Jesus
- Feasts of Mary
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Wednesday, August 12, 2009
"Happy Windsday" or the Blustery Day
Today I am sure we were in the One Hundred Acre Woods along with Pooh and all his friends.
It was indeed a very blustery day and had been a very blustery night.
When I woke up I knew it was Wednesday, (which is surprising for me) and I immediatly thought of the phrase "Happy Windsday" from Winnie the Pooh and the Blustery Day.
The Hundred Acre Woods characters are very popular in our house and not only with the little ones.
We also seem to have a lot of the characters living here in our house.
Each one of us seems to represent one of the "Pooh" characters. Which makes for very interesting living sometimes.
Needless to say we love the lyrics in the movie too.
We had our very "blustery day" continue all day with another night of expected blustery conditions. While some of us love very windy weather some others seem to be very affected by it. Poor, poor Honey.
Well I hope you have enjoyed your own Wednesday, I mean Windsday where ever you are.
Shared by ♥ Gae at 9:51:00 PM
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Rebecca Gibson,
RADT-I, Shift Lead
Rebecca Gibson has been a Resident Advisor for two other treatment centers prior to coming to Alo House and becoming a Shift Lead.
She has been working in the field of dual diagnosis treatment since 2015, and active in her recovery since 2013!
She loves to work with people while also sharing her own experience in recovery and especially loves watching as people grow into the person they want to be.
Rebecca fully embraces Alo's philosophy of connection not control and enjoys assisting clients in finding the path that works best for the goals and beliefs. She is grateful to be a part of the team and we are grateful to have her.
Read other Alo House Staff profiles or learn more about our Non 12-Step Treatment Program.


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Through this weekend, Gap is having up to 50% off everything, and then an additional 20% off your order with the promo code CHEERS. Not only that, this is GapCash time, so you will earn GapCash to use closer to the holidays. Reader Kim asked me to share what I think are the best buys during this Gap Sale, my picks are below.
Gap Crazy Stripe
I shared the Gap Crazy Stripe on Facebook yesterday. This is such a fun stripe, festive without screaming a specific holiday, a fun look for holiday photos, and a great gift. The classic crew sweater is awesome, it comes in sizes for women (with tall and petite options), girls, and toddlers. I got me and Emerson matching ones, I sized up for her so hopefully we can still wear them together next year too. Is a dress more your thing? Again they have one for toddlers, girls, and adults. Want your pup in on the Crazy Stripe action? Here you go! I bought this scarf for Karl; it may be categorized for women but the men's Crazy Stripe pieces aren't the same color combo and I think it looks relatively gender neutral. Same goes for the beanie, it could be worn by anyone. Some other cute Crazy Stripe pieces are the Crazy Stripe slipper for women, the cutest headband with pomp pom "ears", adorable booties for little ones, and these gloves that will slide up under your coat to keep your wrists warm. Speaking of warm, it's ridiculous but I adore this Crazy Stripe union suit, and the sweater leggings for girls, toddlers, and women would make for cozy loungewear with the matching sweater. Now I want to get the leggings for me and Emerson… this is the dangerous part of writing these sale posts for you – I want it all!
Festive Fashion
'Tis the season to be jolly… and sparkly. Whether it's a cookie exchange in your office lunchroom or a black tie gala at a hotel ballroom, likely there's a situation coming up in the next several weeks where you need to look festive. Gap's fit can be hit or miss, but these are the pieces that look the best IMO:
- This foil cable knit sweater is traditional with a touch of sparkle. Pair with jeans for a GTG at your best friend's house, or up the festive factor with a red pencil skirt or ankle pants for the office happy hour. A sweater like this can also go glam, style with a pencil skirt like this one from Gap for classic meets disco ball style or consider pairing it with a midi-length or ballgown-length black taffeta skirt and a pair of jet bead earrings. Available in tall, regular, and petite.
- I've always been a fan of a sequined t-shirt style shift dress. All the comfort of a relaxed fit, but super glam. Wear for the office holiday party at the restaurant down the street with black tights and ankle boots. Come New Year's Eve pair with silver heeled sandals and dance into 2018 in style. In silver, this dress isn't stuck to the winter months; you can wear a dress like this year-round if the situation is right!
- Velvet is a hot trend this season, and a way to look luxe without spending a pretty penny. Even better, most velvet is stretchy so you can have that extra canapés or cocktail. This velvet short sleeved tee is a great wardrobe addition. Wear with dark jeans, heels, and a sparkly statement necklace for a night out. Style it with a sequined pencil skirt and heels for a cocktail party, wear with velvet pants for a restroom-friendly jumpsuit (these joggers also from Gap would be a cool pairing and look great with pointed toe flats in leather or some sparkly confection). Or consider a skirt like this velvet wrap skirt from Gap to create a dress effect but have two awesome separates to style in different ways (the skirt would look gorgeous with a turtleneck sweater or even a denim shirt!).
- A party top is always a smart closet addition. Style with black pants or a pair of jeans and you're ready to hit the town! Gap has several this season that look appealing. This long sleeve sequin top is spectacular (and omigosh pair it with the matching pencil skirt for an ultra-glam look that provides a more custom fit than a single dress and more styling options!).
- Just want a touch of casual glam to pieces already in your closet? How about a kimono? This velvet kimono comes in two colors and looks so rich.
- This blouse isn't shiny or glitzy, but the red color and the details like embroidery and puffed sleeves makes it festive. Style with black velvet ankle pants and D'Orsay pumps, or even with a pair of jeans and ankle boots.
Jackets and Coats
Gap does cool jackets and outerwear really well. I have Gap jackets that are decades old and they have a perennial cool style that transcends trends and I find to be pretty versatile with a variety of personal styles.
- I LOVE band jackets, I think they always look so cool. Pair with a striped turtleneck or boatneck, a band tee, even wear over a wool sheath dress to the office. This cropped band jacket is a classic and the detailing is perfection. I love how this one has classic details but a zipper closure and "FEMME" across the back.
- This coat is so chic, like one commenter says it looks like Vince but the price is nice. Read the reviews, a few say it runs large. This would be better for those of you who live in milder climates as this isn't the kind of coat that could survive a northern winter.
- This black leather belted Moto-inspired trench is NOT cheap, but gosh it is stunning! This is a piece that could become your signature, the item that makes you look forward to fall.
- I do not need another jacket. I do not need another jacket. But boy do I want this gold foil sherpa biker jacket! Talk about a statement! I just want to wear it with a black turtleneck sweater, black or dark jeans and ankle boots and some sunglasses and feel like a rockstar.
- I love this denim parka. Classic parka with the fur-trimmed hood but instead of Gortex or some other outerwear material, it's denim. Talk about chic! Again, this is a better jacket for those who live in warmer places.
- You can't go wrong with a denim jacket from The Gap. It's a classic, one you will find still cool in five years. I like the color and wash on this one.
- This camo belted utility jacket is pretty lovely. Wear open with a striped tee and jeans for the weekend. Cinch with the self belt and pair with a pencil skirt and pumps. Style with a turtleneck and ankle pants. Wear this three seasons out of the year, you'll be surprised how many times you reach for it, camo is like leopard in that it's an unexpected neutral.
Jeans are a personal decision. What works for one doesn't always work for another. However, I've had a lot of luck with Gap jeans over the years and I know a lot of you have figures similar to mine. If I were shopping for jeans right now from Gap I'd be heading to their Real Straight Jeans which are a fave of mine. I have these Mid Rise Classic Straight Jeans and they are a nice basic that looks classic and clean. No frills, nothing to make them look cheap or too trendy. I buy the short length for regular, it fits better for a curvy bum than petite. My grey jeans are from Gap and getting threadbare; these high rise slim straight fit jeans look like a nice replacement pair. As I mentioned, velvet is a hot trend this season but it doesn't have to be just for evening wear. A pair of velvet jeans are a fun alternative to corduroy. I'm loving these velvet skinny ankle pants (they look more like jeans but Gap calls them pants) and they come in five fantastic colors.
Some items caught my eye and they just don't fit in a category. Like this loop-fringe block cardigan that would look amazing with the velvet jeans in the same French vanilla ice cream color. Or this hooded sweatshirt with a badass tiger graphic on it that channels Gucci without the insane price tag. And the whole Softspun collection. I have a dress from it and it is a fave; their winter pieces in this super soft lovely washable fabric look like the best loungewear ever and many pieces are quite appropriate for brunch, errand running, or even a casual office.
Do know this isn't all that is great at Gap. I focused on street wear and didn't even delve into their amazing activewear or their sleepwear/intimates. I've found their accessories and pants to be hit or miss; if you like them it's worth a gander because there's some gorgeous looking pieces. And of course, Gap is great for babies, kids, and men (I love that they have tall options for Karl). Let me know if you score any good deals at Gap this weekend!
FYI I tried to create collages of images for all the categories but I'm working for one of the first times on a Mac and I was STRUGGLING with PicMonkey and Gap's images acting weird. I also had trouble grabbing Gap images for the collage I shared on Facebook and now I can't get it on this computer. Give me a bit of time, I hear you and will try to have images in future sale roundups!


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3 Bedroom, Boat safe harbor, Lagoon House Bargain
3 beds | 1 baths | 1000 sqft
1 / 12
Property Description
The best bargain available. A 3 bedroom fixer upper on the inland waterway. A breezy waterfront canal house, water access only. This home is a hop away by dinghy, or kayak, or canoe even. Needs some tender loving care. Safe harbor for a boat which is difficult to encounter. Where else can you get a home and land for this price in the Caribbean? Please note there is no legal foot access to the home. It's water-accessible only.
Contract Information
Current Price: $49,000
Property Type: Homes
Status: Active
Begin Date: 2018-07-09
List Price: $49,000
General Property Features
Access Type: Boat Access Only
Area: Utila
Total Bedrooms: 3
Total Bathrooms: 1
# of Levels: 1
Total SqFt.: 1000
Waterfront: Yes
Type of Waterfront: Mangrove
Beach Access: No
Pool: No
Garage/Parking: No
Main Roadfront: No
Furnished: No
Standby Generator: No
Year Built: 1995
Lot Acres: 0.14
Lot Dimensions: approx 12.19 m x 45.72 m
Property Name: Lagoon House Bargain
Subdivision: The Point
Street Name: 3 Bedroom, Boat safe harbor
Island: Utila
Country: Honduras
Remarks and Directions
Hot Sheet Comment: new
Property Features
Last Updated: September - 30 - 2019
Information deemed reliable but not guaranteed.
Monday 30th of March 2020 12:08 PM


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text: Find the best Saudi riyal rate on the high street. We compare over 15,000 currency stores across the UK to bring you the top deals on offer. Make sure you reserve your Saudi riyals online first or you may be given a lower exchange rate if you walk in off the street.


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by andrew76092 on Sat Jul 01, 2017 12:31 AM
Hello everyone!
I had a GBM4 resection on May 28, 2017 and started radiation and chemo this past Tuesday (today is day 4). I'm still having headaches, long lasting and dull...the kind where they are just simply bothersome. That said, I have a few questions I'm hoping to answer:
(1) Do narcotic meds help or make it worse? I'm talking hydrocondone, oxy, fentanyl, etc. My NO nurse said taking these opiate based meds actually make the pain worse.
(2) Is my only releif of pain going to be the steroids they had me on in the hospital? The steroids that most people complain about, I'm sorry, I can't recall the name. FWIW, I'm not taking any steroids at the moment but the doctor suggested I do if and when I get headache pain.
Any information about alternate (BUT STRONG) pain meds would be helpful. I'm sick and tired of dealing with this headache!
Thanks in advance!
by Dodgerblue on Mon Jul 03, 2017 02:00 PM
It sounds like steriods would be the better option vs. Opiads. While steriods do have side effects, the risks of addiction with strong opiads pale in comparison.
by ottoh on Mon Jul 03, 2017 04:22 PM
My wife used steriods after surgery along with tylonol. She used hydrocodone only when the pain was bad and now not at all. When you go on the steriods, you have to taper off slowly, and should not just stop or only use when you have pain. The radiation will give you some inflamation and drinking a tea made from Tumeric, ginger, lemon,and cinnamon, will help with the swelling as well as other health bennifits. The tylonol should help with the dull pain and at some point, you won't need them but every now and then. Your pain will slowly go away as your strenght returns. Stay happy and enjoy your life. Best of luck.
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Hartismere Chapter
Chapter Number 1663
Date of Warrant, 7th May, 1919.
Consecrated, 16th October, 1919.
Date of Meeting, fourth Wednesday, September, November and March, second Wednesday, June.
Installation, November Meeting.
- Street: Masonic Hall, Violet Hill Road
- Postcode: IP14 1NH
- City: Stowmarket
- State: Suffolk
- Country: United Kingdom
On the map
Fill in your address into the address field below the map and the shortest route will be calculated.


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03 Jan Red Velvet Cupcakes
Posted at 18:35h in Cakes,Muffins and Brownies 0 Comments
So,the hullabaloo,the excitement ,the office leaves are all over and here's wishing everyone a Happy New Year 2016 as we all get back to the grind of reality tomorrow onwards..Life moves on with earnest resolutions by many,which i know will be broken soon only to take vows again next year.
Anyways that's on the new year agendas.fir me ,i am back here after sometime..yes,been a little hectic off late but then,to connect more n blog frequently is something that i think i should take a vow for..
While i have an indomitable list of things to pen down ,but considering the season of celebrations i think my red velvet gorgeous looking cups are great to talk about today.
Honestly i have never tried them at home and its just out of awe or perhaps curiosity that i tried my hands on.n trust me they came out even better then some professional ones.On this new flavor,although I do not have a fair idea about its orgins but they are high on popularity at patisseries /cafes' or even the bakerys in recent times..Not long ago there was nothing called red velvet or even if they did exist they were not perhaps popular..But now, walk into any premium patisserie or a coffee shop, red velvet cupcakes/cakes are the ones the barista will try n please you with. Supposedly outstanding in taste and texture, its a tad different then the family of cupcakes,the color itself is out of the ordinary,unconventional..top it with white creamcheese frosting,it creates a visual delight..red and white magic of gourmet delight.
But for long I really didnt understand the cake..yes its red but then how is it different? .I could also make it blue ..having read through the internet , I realised that is a list of fixed ingredients in the menu that which works up to a perfect red velvet cake.And it is basically a modification over the chocolate cupcakes with some slight variations.A little cocoa is added just to enhance the chocolaty flavor not to work on the color. So you need to be sure of how much cocoa you use
So with Christmas and New year around ,there was the need to make some celebratory customary cookies and brownies,but then I tried my hands in doing up these beautiful cup cakes.
Absolutely moist tender and decadent is what the resultant outcome was..Sweet morsels of yum!
All purpose flour -1 1/3 cup
Cornflour-1/4 cup
Cocoa powder-2 tsp
A pinch of salt
Butter-1/4th cup
Oil-1/2 cup
distilled vinegar- 1/2 tsp
Baking soda -1/2 tsp
Buttermilk -1/2 cup
Sugar-1 cup(i used slightly less)
Vanila essence-1/2 tsp
Red food colouring- 2 tsp(you can decide how much you want to use and the resultant desired color)
Red food colouring- 2 tsp(you can decide how much you want to use and the resultant desired color)
- Beat the butter and sugar in a bowl well until creamy.
- Now add the oil and beat until well mixed
- Add the egg yolks, vanila essence , food color and vinegar and beat until well combined
- Meanwhile beat the egg whites until fluffy and keep it aside
- in another bowl,mix the flours,baking soda,cocoa powder salt and keep aside
- Now blend the flour mixture into the egg mix little by little and keep mixing with buttermilk , until there are no lumps and it attains a smooth consistency
- Fold the beaten egg whites into the mixture and mix well. This will give a certain glaze to your cupcakes. But of course you could avoid this step and just add 2 normal eggs as explained in step 1.
- Divide the batter evenly into buttered cupcake liners and fill till 1/2 to 2/3rd of the way . Bake for 20 minutes under 180 degrees in a preheated oven or until a toothpick if inserted comes out clean
- Since this batter makes around 12 to 14 cupcakes you can bake them in two batches
Microwave cooking-Since i was short of time I decided to put the cakes 4 at a row at microwave power for 1 minute. Came out soft and fluffy. No convection just micropower. 1 min is all that it takes.I made them in 4 batches
- Creamcheese- 1 cup
- Butter- 1/4th cup
- Sugar-1/2 cup
- a pinch of salt
- 1-2 tsp milk
- 1 tbsp cream
In a bowl beat the cream cheese and butter well. Add sugar,salt, milk and cream and make a thin frosting.Taste and see if you need a little more salty or sweet.
Absolutely gorgeous,the highlight of the cakes are its soft,moist and fluffy crumb texture and not just the color.The tanginess that it borrows from the buttermilk combined with the absolute soft texture is what makes them as luxurious as red velvet.Smooth and soft like velvet is how I term them as.
Buttermilk always seems seems to be a good rising agent,but it combines with the soda and the vinegar to develop a very soft texture .That's the trick.which is why they say that buttermilk is a must for red velvet cakes..the emulsion of buttermilk and the soda plus vinegar is what gives them the moist and fluffy crumb.In fact chocolates or vanilla cakes can pass off even if they are hard at times but with red velvet, apart from the tanginess, the fluffiness is an absolute must .Vinegar also ensures that the red color is enhanced. Butter always gives a softer feel then oil which is why I never compromise and substitute it with anything else.So the combination of the ingredients that imparts a soft and fluffy cake crumb needs to be correct to form that disctinct and exquisite taste and texture . Another important element for a fluffy texture is using a mix of all purpose flour and cornflour. Whenever you make any type of cakes, if you replace about 2 tbsps of flour with cornflour, you will get a much lighter cake. And yes ,the frosting on top seals the taste.Of course frosting can be varied but Chefs around the world proclaim that cream cheese frosting suits the best with red velvet..of course the tang of the cream chesse compliments the buttermilk filled cake the best.But I had no cream cheese nor cream to even make a ganache kind of a frosting..and I didnt really think plain butter icing would compliment that well; so finally I made a glaze icing kind of frosting with icing sugar,warm water and very little butter.Mix well and use it as a frosting. In sometime they take the form of a hard texture which goes so very well with the base,and yes less fatty too then the cream cheese,at least that's how I would like to believe
They were an instant hit and disappeared within minutes,not just kids but the adults marveled at the taste and texture..moist and soft ,sweet and fluffy, flavorful and decadent .And with the frosting these royal looking cupcakes were so perfect that they could actually be the centrepoint of your house party.Pure sinful indulgence is what they can be termed as .For me I am still in want of more..Even if you have apprehensions of trying your hands ; just follow the above list of ingredients, you will end up with the experience of a prolific chef is my guarantee.


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250 E. Telegraph Road #129, Fillmore
2 bedroom/2 bathroom, 1,440 sq. ft. manufactured home
SOLD for $95,000
Nestled toward the back of this family park at El Dorado Estates you'll find this 2+2+2 home: What's that, you say? It's two bedrooms, two bathrooms, and two additional multi-use rooms – all of which allow for plenty of space for the individual, couples, or extended family. The best things in life are included here as well – forced heat and a/c, custom crown molding, wood and tile flooring, dedicated laundry room, and a large patio area just off the carport. Community amenities include a pool, spa, clubhouse, library, playground, and RV/boat storage. With so much for so little, why would you look any further?


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I've recently come across the following video. The message itself is somewhat confused in that it starts by commenting on an attack that was launched on a defendant lawyer and then somehow uses this to support arguments concerning there being a "compensation culture". Nevertheless, I present it here as it at least gives something of the public perception of lawyers: A more detailed review of the original story appeared in an article in The Telegraph (link to external site). Whatever one's view of the pleural plaques litigation, an attack on a solicitor involved in the test cases from MPs and fellow solicitors is extraordinary. The law as it currently stands in relation to pleural plaques litigation has led to a reduction in the amount of work that my firm would otherwise handle. We deal with a significant amount of asbestos litigation for defendants and pleural plaques work previously represented a sizeable proportion of that work. Nevertheless, for what it's worth, I think the House of Lords was correct to find that pleural plaques was not an injury for which compensation should be awarded. However, I am never able to get out of my mind the suspicion that those claimant lawyers who campaign for a change in the law in this area, and argue that a terrible injustice has been done, are actually primarily concerned with the potential fees they have lost rather than the...Read More
The constant refrain from claimant representatives whenever a paying party seeks to question the accuracy of a bill of costs is that one should not seek to go behind the signature to the bill unless there is a "genuine issue" as to whether the bill is accurate, and the case of Bailey v IBC Vehicles Ltd [1998] EWCACiv 566 is cited in support. I'll save for another day a full scale rant as to how misplaced the Bailey approach is. However, one simple example of how naive the Bailey decision is can been seen on a daily basis following the routine disclosure of CFAs. I'm not now talking about whether the solicitor really has managed to comply with the onerous requirements of the now revoked CFA Regulations 2000. The issue I have in mind is the rather more straightforward one of the hourly rates claimed. A CFA will usually set out the hourly rates that are to be charged. However, the rates claimed in the corresponding bill often bear no relationship to the rates allowed for in the CFA itself. At its most basic, this is often an example of bills being signed without the slightest concern for accuracy or the indemnity principle. I don't trust signatures on bills due to years of experience in the costs world. A more subtle issue arises in relation to increases in the hourly rate. A common clause in many CFAs, and this follows one version of the Law Society's Model CFA wording, is: "We will not increase the rate by more than the rise in the Retail Prices Index". Despite this clear and unambiguous wording, bills are routinely presented where the hourly rates increases year-on-year by more than the RPI increase. When challenged, the response from some claimants is that they wrote to the client informing them of the purported increase and because the client did not challenge the RPI busting increase it is therefore binding on the client and can be recovered from the paying party. Not so said the Senior Costs Judge in Findley v Jones and MIB [2009] EWHC 90130 (Costs) (reaching the same conclusion as the judge in Puksis v Brumby [2008] EWHC 90095 (Costs)). Any increase allowable...Read More


text: How much do you know about Sealy contract beds? These are the best choice for your guest houses for several different reasons but the most important is the quality sleep they offer your guests. The beds mattresses are comfortable and they support the body in all the ways a bed needs to. That is why Sealy is such a worldwide favorite. They have been manufacturing top quality beds for over a hundred years. The reason people sleep so well on Sealy mattresses is because of their attention to quality. There are many different beds for you to choose from when you choose a Sealy contract bed program. You can choose between the following mattresses: * The Ambleside * The Companion Set * The Pillow Coniston * The Pillow Honister * The Royal Premiere Plush * The Buttermere * The Grasmere * The Keswick These are all high quality mattresses that will give your guests the kind of night's sleep they have always wanted to get at home. It is the attention to detail and quality that make the Sealy contract mattresses the best for your guest houses. The material that goes into each and every mattress makes it the most comfortable on the market today.


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I bought a Horny Toad dress a few years ago (from REI, if you care to know), and in the description of the dress it said if you do not receive a compliment about how you look within the first two or three wearings of the dress, you could return it for a full refund. I thought that was a pretty odd statement, but whatever! So, I got the dress. Sure enough, the very first time I wore it I got a really nice compliment. And, every time I wear it, I get complimented.
So, now I own two Horny Toad items (actually I have a pair of shorts by them, too), and I get wonderful compliments every time I put them on. I like that!! If I'm ever feeling down about myself, I think I'll just pull out one of those items. Better yet, I think I will ONLY buy Horny Toad clothing from now on!!
Compliments aside, this shirt is the most comfortable thing ever! AND, and this is an important and to me, the sleeves are long enough - a perennial problem for me and my monkey arms.
So folks, it's totally worth the money to go out and buy all the Horny Toad clothing you need and can afford!
The end.