text: Tuesday, April 02, 2013 APTA Seeks Member Comments on Walking for Surgeon General Call to Action To address the public health problem of physical inactivity, the Department of Health and Human Services is accepting comments on walking as an effective way to be sufficiently active for health. The information collected will help frame an anticipated Surgeon General's call to action on this issue. APTA will submit comments by the April 30 deadline. APTA members are encouraged to send their recommendations to APTA to be included in the association's submission to HHS. The notice requests information on ways to increase walking and community walkability on the following 2 topics: (1) Barriers to walking for youth, adults, seniors, people with developmental injury and chronic disease-related disabilities, racial and ethnic minorities, and low-income individuals. (2) Evidence-based strategies for overcoming those barriers and their reach and impact to increase physical activity at the population level and among the above-mentioned subpopulations Send your comments by COB April 26 to Lisa Culver, PT, DPT, MBA, senior specialist, APTA department of clinical practice. Comments Thanks for this opportunity. I have forwarded this to an associate as well, Dr. Elizabeth Perkins who specialized in Development Disabilities. Posted by Celinda P. Evitt, PT, PhD on 4/8/2013 5:14 PM 1. Barriers to walking: in majority of suburban communities, there are no safe walking pathways i.e. no side walks, no pedestrian signals at intersections, poorly marked or unmarked pedestrian crossings. Also we are all very much aware of the lack of reliable public transportation specifically in the suburban areas. The shopping centers though maybe close but no safe walking pathways deter walking and people use their motor vehicles to even get one single item. I do not believe that this is limited to the mentioned subpopulations but affects everyone alike. Posted by Rita Shapiro, PT, MA DPT on 4/15/2013 4:18 PM


text:
Report: New London police officers punched, kicked suspect's head
Editor's note: An earlier version of this story erroneously reported that then-Sgt. Lawrence J. Keating Jr. was among five officers and a former officer named in a federal lawsuit claiming excessive force. Lawrence M. Keating is the officer named in that suit.
A New London police officer and his supervisor punched and kicked a repeat domestic violence offender in the head as they struggled to take him into custody on March 13, leaving him with a black eye and a bruise on his forehead.
According to court records, police responded to 518 Ocean Ave. after receiving an anonymous report that Hector Maldonado, 25, of New London, was at the house in violation of a standing criminal protective order prohibiting him from having contact with a female victim for the next 50 years.
Maldonado jumped out a window and struggled with the officers who were waiting for him below. Patrolman David McElroy wrote in an incident report that he punched Maldonado "in the area of his right eyebrow" two times during the incident. The report says that Sgt. Lawrence J. Keating Jr., an 18-year veteran of the department who was promoted to lieutenant on March 21, kicked Maldonado in the same area.
Maldonado was charged with violation of a protective order and interfering with an officer and was presented in court on March 14. A judge set his bond at $150,000 and continued the case to April 11. At his arraignment, Maldonado was represented by attorney Dawn Bradinini from the public defender's office, who did not respond to a request for information.
A photograph taken by the state Department of Correction upon Maldonado's arrival on March 14 at the Corrigan-Radgowski Correctional Center shows Maldonado's right eye was black and swollen shut and that he had a bruise on the front left side of his forehead.
"His injuries, his condition on intake were noted," said departmental spokesman Andrius Banevicius. "A report was filed."
Though he could not comment on Maldonado's medical condition because of patient confidentiality laws, Banevicius said that in general, incoming inmates are assessed for medical needs and treated if necessary.
New London Police Chief Margaret Ackley did not respond to requests for information.
City Mayor Daryl Justin Finizio issued a statement Thursday saying the city has not received any complaints about the incident, which is under review.
"Hector Maldonado was arrested for violating a standing criminal protective order," Finizio said. "There was no request made for medical attention. No civilian complaint has been filed. No action has been taken against any police officer.
An internal review of the incident and arrest is being conducted by the police department, and no further details are releasable at this time because it is still an active investigation."
The city police union's leadership is aware of the incident but has not taken any action.
"I am familiar with the incident, but I haven't been notified by anybody of any investigation or complaint that the union would be required to be involved in," said Patrolman Todd Lynch, union president.
McElroy, who joined the department in 2009, is vice president of the police union. His report, written about two hours after Maldonado's arrest and submitted to court officials in support of Maldonado's criminal charges, provides details of the incident.
McElroy wrote that he was dispatched to the Ocean Avenue house at 8:59 p.m. to search for Maldonado. About 9:15 p.m. Maldonado, who had been spotted in a back stairwell, climbed out a window about 10 feet off the ground and struggled with the officers who waited for him below, according to the report.
McElroy grabbed Maldonado as he hung from the windowsill and pulled him to the ground, according to the report. McElroy and Officer Eric Hulland attempted to restrain Maldonado as he lay face down, but Maldonado "actively resisted" attempts the officers made to handcuff him by pushing up with his hands and attempting to stand up, according to the report.
"I struck Maldonado twice with a right handed closed fist in the area of his right eyebrow," McElroy wrote.
Maldonado continued his attempts to get up, and Keating told him he would be "tased" if he continued to resist, according to the report. Maldonado still tried to stand up, the report said.
"Sgt. Keating then struck Maldonado with his right foot in the same area of his right eye," McElroy wrote.
At that point, Maldonado stated, "That's enough," and placed his hands behind his back, allowing Hulland to take him into custody, according to the report.
Maldonado has a lengthy criminal history that includes convictions for second- and third-degree assault, criminal mischief, threatening, reckless endangerment, interfering with an officer, larceny and violation of probation.
He has lived at various addresses in New London and in Groton, according to public records. Following his March 13 arrest, police listed his address as 19 Jay St., which is the city's Homeless Hospitality Shelter.
When he was sentenced to 20 months in prison and three years probation in December 2011 for a domestic assault, Judge Kevin P. McMahon issued a standing criminal protective order that prohibited Maldonado from having contact with the protected person, a female, until December 2061.
McElroy, along with other officers, are named in a federal civil rights lawsuit brought against the police by Lance Goode, another city resident who is well known to law enforcement. Goode claims that during an April 29, 2010, arrest, the officers shocked him numerous times with a stun gun and smashed him into a wall and onto the ground. Goode claims he suffered a fractured elbow.
A new live album from The Reducers, recorded on a boom box hanging from a tree in 1980
The Rolling Stones released a new single. Did anyone notice?
As local restaurants and other businesses reopened this week, we were there

subset: commoncrawl


text:
Undergraduate Degrees, Majors and Concentrations
FINA3400 - Financial Analysis
Summer 2019
This course develops the analytical skills necessary to evaluate business and investment opportunities based on available financial statements. A primary goal is developing the ability to use and interpret the annual reports of major corporations. Although similar to intermediate financial accounting, this course is taught from the perspective of the user rather than the preparer of financial statements. The course provides a realistic and organized approach to reviewing financial statements and develops a student's ability to glean relevant information from financial statements as well as an appreciation of the limitations of publicly available financial data. Students will work extensively with computer spreadsheets.
Prerequisites: FINA3000, STAT2110, FINA3100, and INFS1020
3 Credits
Prerequisites: FINA3000, STAT2110, FINA3100, and INFS1020
3 Credits
Click "Details" for a course description, instructor information, and a link to the instructor's website, where you can find a syllabus, first class information, and more...Registration Help
M Monday
T Tuesday
W Wednesday
R Thursday
F Friday
S Saturday
U Sunday
Schedule Book for All Active and Available Future Terms, Course starting with FINA3400
No Courses Found


text:
Konqueror Sidebar Gains Functionality
George Staikos recently added a fun new feature to Konqueror that sidebar lovers everywhere should appreciate. Those of you running Konqueror from CVS (or a recent enough Mozilla) can go to the Dot's new configure page to add a nifty KDE Dot News side panel to their browser. The rest of you, while waiting for KDE 3.2, can view some screenshots illustrating this feature on: KDE Dot News (shot2), Gnome Desktop News, KDE and GNOME both, CNN.com and National Geographic. Those of you who think this feature is neat will also enjoy the upcoming RSS sidebar news applet (shot1, shot2) by Marcus Camen, Ian Reinhart Geiser (RSS DCOP service) and Frerich Raabe (librss). This plugin, currently available from kdenonbeta, should work with any existing RDF/RSS news source. Thanks to George, Marcus and Ian for supplying the screenshots, on top of these very cool hacks.
Vertical text
That looks cool. How come when KDE writes text in a vertical (rotated 90 degrees) manner, it isn't pretty and anti-aliased like normal text is? The Kate sidebars are the same way...
By AC at Fri, 2003/04/04 - 6:00am
Re: Vertical text
It's the same code actually. Konqueror shares that widget with kate. You should ask Joseph Wenninger, the author of KMultiTabBar.
By George Staikos at Fri, 2003/04/04 - 6:00am
Re: Vertical text
And sub-pixel-anti-aliasing must be disabled automatically because
By Martin at Fri, 2003/04/04 - 6:00am
Re: Vertical text
Current antialiasing settings allow RGB, BGR and vertical versions of those two (VRGB, VBGR)- I see no problem in dettecting this setting and make fontconfig/Xft render text with apropriate setting at any case when text is to be drawn rotated 90 degrees. Anyway INAFXD (I am not a fontconfig/Xft developer)
By Willy at Fri, 2003/04/04 - 6:00am
Re: Vertical text
Just take a look at Gideon's IDEAl interface. The vertical text is anti-aliased.
By Andras Mantia at Fri, 2003/04/04 - 6:00am
Re: Vertical text
no way, go with .vrml like this lol
By warm at Mon, 2003/04/28 - 5:00am
Re: Vertical text
I don't think the vertical tab is very user-friendly at all. Space-efficient, sure, but quite cryptic at first blush. Probably too much functionality there by default.
By Navindra Umanee at Fri, 2003/04/04 - 6:00am
Re: Vertical text
I agree. Actually, I've always disliked konqueror's sidebar because of the sidewaysness of it, but more because of the appearance the sidewaysness creates. The huge thick bar separating the sidebar from the rest of konqueror is, IMHO, absolutely fugly. It sticks out like a sore thumb, and makes what otherwise is a beautiful application (when the sidebar is off) look cludgey and archaic. Don't get me wrong, though -- I still prefer konqueror over any other browser, I just don't like the sidebar's appearance.
By optikSmoke at Fri, 2003/04/04 - 6:00am
Re: Vertical text
> The huge thick bar separating the sidebar from the rest of konqueror is, IMHO, absolutely fugly.
I'd word that a little more diplomatically (aka Blixed). ;)
Besides that I have to agree, Konqueror's "Navigation Panel" is well on the way delivering direct access solutions to every problem you did (and didn't =P) think of. This as a feature on its own is very welcome, but I see less and less use for it in one program's window where it most of the time just takes away space for the content while still not having enough space to be really useful itself (aka crowded). Add to this that it might well be open in multiple of your multiple Konqueror windows and you can't resist calling it a bloath of view space.
So my proposal would be: Considering that the "Navigation Panel" is more an more becoming a system tool rather than a sidebar for Konqueror, how about making it independent of Konqueror and show it as a part of the desktop's left (or right) border instead? Then you can access all your content and services all the time, and Konqueror can focus on itself again. =)
(Should I log that as wish at buggy?)
By Datschge at Fri, 2003/04/04 - 6:00am
Re: Vertical text
>The huge thick bar separating the sidebar from the rest of konqueror is, IMHO, >absolutely fugly
If you meant "ugly", I completely agree ;-)
I wonder if this things is themeable. it looks horrible indeed. That's why I never enable the sidebar. It's like some disturbing bug sticking to the side of konqueror :-(
By Unai at Sat, 2003/04/05 - 6:00am
fugly = f***ing ugly (EOM)
By pottymouth at Sat, 2003/04/05 - 6:00am
Re: fugly = f***ing ugly (EOM)
Ooops, ... thanks ;-)
By Unai at Sat, 2003/04/05 - 6:00am
Re: Vertical text
just change the location of the buttons to the left, remove the border and use highlighting instread, like in idea/gideon/etc.
By cylab at Sun, 2003/04/06 - 6:00am
That is nice, it could be used for a number of things depending on how functional it is. Eg, directory specific scripts and links/buttons, information on directories not normally provided, etc.
Presuming that we can make our own html/whatever based sidebar entries.
By Tyreth at Fri, 2003/04/04 - 6:00am
Re: Cool
You can make your own, but they have to behave in the way that Netscape 6/Mozilla sidebar entries do. Note that we don't support XUL. Also, form POSTs don't work yet in Konqi due to a KHTML limitation. I hope to work around that shortly.
If a web sidebar entry doesn't suit your needs, you can always make a konq sidebar plugin with C++ too. It's easy to write a plugin. Have a look at the source code for the web sidebar model for an example.
By George Staikos at Fri, 2003/04/04 - 6:00am
Standard devices dynamically added to sidebar
Wouldn't it be of advantage to the KDE desktop to have some default default devices listed in the sidebar, like Floppy, CD-Rom, NFS mounts, samba shares, ...?
Just a suggestion.
By norbert at Fri, 2003/04/04 - 6:00am
Re: Standard devices dynamically added to sidebar
It is implimented at least in mine. :-) I have no idea when they added that fuctionablility, but I know its in it. Here is a quick screenshot from mine: sidebar.html
Otherwise, I just updated my cvs and can't wait to recompile!!!
By Wait no longer! at Fri, 2003/04/04 - 6:00am
Re: Standard devices dynamically added to sidebar
that's not what I meant. I thought of icons showing floppy, cdrom, etc directly on the sidebar or maybe even as part of the directory structure.
By norbert at Fri, 2003/04/04 - 6:00am
Re: Standard devices dynamically added to sidebar
Look at my question and to my answert to it below.
By Iuri Fiedoruk at Fri, 2003/04/04 - 6:00am
Re: Standard devices dynamically added to sidebar
Ah I see, that would be a nice feature to have in the sidebar.
P.s. sorry about the name "Wait No Longer!" I rushed through the post and ment to put it in the "Title" field. :P
By Brendan Orr at Fri, 2003/04/04 - 6:00am
Re: Standard devices dynamically added to sidebar
Nice suggestion; I do keep icons for removable media on my desktop, would be nice to have them in the sidebar like that as well.
On a slightly related note - has anyone gotten konqs FS mount feature to recognize and correctly handle encrypted filesystems? Say I have /mnt/secret in my fstab, mapped to an encrypted loopback filesystem. When mounting it from the console, I'm asked for a passphrase before the filesystem is decrypted and mounted to /mnt/secret. When setting up a .desktop file for it, it seems to just hang indefinitely when double-clicked, presumably waiting for the "mount" call to finish, while "mount" is waiting for a passphrase...
A passphrase dialog would be nice =)
By Erik G. at Mon, 2003/04/07 - 5:00am
Very nice!
I'm just developing a web based bookmark sidebar to store your bookmarks on a server and access them from every sidebar enabled browser on earth. (Mozilla, Opera, and now Konqueror). - So I was just waiting for this to come! Great work!
Can't await to use it daily!
By Shyru at Fri, 2003/04/04 - 6:00am
Re: Very nice!
By Navindra Umanee at Fri, 2003/04/04 - 6:00am
Re: Very nice!
> Yes, we use the _content hack
By Anton Velev at Fri, 2003/04/04 - 6:00am
Re: Very nice!
Have a look at ol'bookmarks (olbookmarks.sourceforge.net), it is an online bookmark manager and it supports Mozilla sidebar. Maybe you could adapt it to Konqueror...
By Federico Cozzi at Mon, 2003/04/07 - 5:00am
Wouldn't it be cool if there was a button that appeared when you have multiple tabs open that let you close the tab in the front like Mozilla does? Something like isn't as sexy as this but it's very useful. :)
This looks neat though...I'm not knocking it. Konq is really coming along quite nicely.
By Ben Rosenberg at Fri, 2003/04/04 - 6:00am
Yes I too think this would be cool. I would also point out that you can add buttons to the toolbar from Settings->Configure Toolbar, which I find convenient.
By Richard Bollinger at Fri, 2003/04/04 - 6:00am
Re: Yup
That button actually exists. You can add it to your toolbar by simple right clicking on the toolbar and selecting "configure toolbars".
- Holle
By Holle at Sat, 2003/04/05 - 6:00am
cool feature
Hah, this is simply too cool, Just adding all types of news to my Konqueror Sidepanel now (running CVS) but I like to suggest some sort of Grouping functionality would make it easier to differ between normal Bookmarks, Home, Printer and the Sidepanel news thingies. Maybe a separator would do the trick to distinguish and separate them.
By oGALAXYo at Fri, 2003/04/04 - 6:00am
Re: cool feature
Either that, or a complete redesign. The sidebar definitely needs some organization... it's too overloaded.
By Navindra Umanee at Fri, 2003/04/04 - 6:00am
Re: cool feature
Yes, some things in the side bar just don't make any sense...
Open in new window
Usability Hell huh? So how do you clear the history? Right click *one of the entries*.
New window
Ok so there it is, you get the generic history options as well as the specific history entry ones, by right clicking a specific entry...
(Yes I think I'll bug report this...)
By Jorge Adriano at Fri, 2003/04/04 - 6:00am
Nice feature
Couldn't it be implemented in KMail as well? Look at Evolution with its rdf-feeds. Would be really cool to have it in KMail or Kontact ...
Anyway .. cool feature
By Fab at Fri, 2003/04/04 - 6:00am
Re: Nice feature
What has an email client to do with a news feed? Adding it to Kontact would probably be okay but KMail will always be an email client and no bloated all-in-one app.
By Ingo Klöcker at Fri, 2003/04/04 - 6:00am
Re: Nice feature
you are propably right about KMail, it is more a feature for Kontact. But I found this feature in Evolution and I think it justifies to have it there.
Think of it, a lot of people fire up their mailclient and also their browser. One for checking their mail and the other for checking headlines like The Dot :-)
So why not combine those 2 things? Yes I find this a nice feature to have although not needed.
By Fab at Fri, 2003/04/04 - 6:00am
Re: Nice feature
If that's going to be anywhere, it should be in Kontact. Are Konqueror plugins usable outside konqi, like KParts are?
By Blue at Sat, 2003/04/05 - 6:00am
But why use it?
... for IMHO running knewsticker on the panel eats up much less valuable desktop space?
By [Lemmy] at Fri, 2003/04/04 - 6:00am
Re: But why use it?
This is why we are provideing Konqi side panels and even a generic DCOPRSS service so you could use thinkings like a screen saver or karamba to display the data. The reason why we provided an RSS service is so that you can use a central area do access all of your RSS data. Imagine a poor webserver if you had 10 konqi sidebars open. We solved that problem by only forwarding a query when its needed.
Also Frerich Raabe and I just finished up an XMLRPC service wrapper so that you can search and add feeds from syndic8.com transparently. Again becuse we use a dcop service we minimise the hit on a remote service/webserver because we can do things like cacheing and limiting.
DCOPRSS is something cool becuase anyone can have what they want with minimal effort and code. Even from bash:
Will output:
Cool Huh?
By ian reinhart geiser at Fri, 2003/04/04 - 6:00am
Re: But why use it?
The sidebar definitely does not use much space. It hides away or restores at a single click! Actually I personally don't use the newsticker anymore because of the amount of panel space that is lost, and having an extension bar is painful in Xinerama.
Space is really not an issue.
By George Staikos at Fri, 2003/04/04 - 6:00am
CNN.com guidance
Where does one find that CNN Sidepanel news ? I was searching on CNN.com for various minutes now and wasn't able to find it. Someone guide me!
By A. A. at Fri, 2003/04/04 - 6:00am
Re: CNN.com guidance
By Navindra Umanee at Fri, 2003/04/04 - 6:00am
Re: CNN.com guidance
Thank you very much!
By A.A. at Fri, 2003/04/04 - 6:00am
Re: CNN.com guidance
If I add the cnn sidebar, and then click on the added sidebar konqueror crashes on me. Did you see this, too?
By Michael Jahn at Fri, 2003/04/04 - 6:00am
Re: CNN.com guidance
Make sure you have a clean installation. If you do, then file a bug report with the backtrace (with debugging enabled!) please.
By George Staikos at Fri, 2003/04/04 - 6:00am
Re: CNN.com guidance
Nothing crashes here.
By A. A. at Fri, 2003/04/04 - 6:00am
Re: CNN.com guidance
I was watching Carlos interview with the actress on Sunday on CNN, and was impressed with his's interveiwing with Cresflo Dollar of Atlanta, Ga. I felt both the interveiwing with all the guest were faberlous. I am a new author of a new book entitled "Divorce Before Marriage" found on Amazon.com. And Barnes and Nobles, and Xlibris.com. I heard the guest who is an Mexican speak about divorce. Well, I feel my book is a new tool that will help millions to gather a wealth of understanding about what is meant to know the standards predetermined for a life of happiness. My wife and I have been married for 36 years after dating for only six months. We have found adults childrens, and eight grand-children. I think Carols report is gonna be a great success. He has the skills, and God given talent to move forward in the cereer planned for him. I want to know what to do about an interview with Him concerning this new book that maybe can help millions suffering especially in the African communities? The book attacks many issues that comes up in our daily lives, such as sex, divorce, alternative relationships,dating etc....You may cantact me by e-mail or call me after 5pm daily.
By D.W. Jordan at Mon, 2005/01/24 - 6:00am
Functionality overlapping ?
I'm not sure I see the point of having this RSS-like side panel for news sites (the first feature described above). It doesn't seem to offer any advantage over RSS...
By Guillaume Laurent at Fri, 2003/04/04 - 6:00am
Re: Functionality overlapping ?
Indeed, there is a functionality overlap, although the HTML one is more flexible (it can be any HTML) and user-friendly (click button.. tab gets added) than the RDF one. On the flip side, RDF works everywhere.
I think there are plans to integrate the two applets. George can probably give more details here.
By Navindra Umanee at Fri, 2003/04/04 - 6:00am
Re: Functionality overlapping ?
This feature was originally implemented by Mozilla and Netscape 6, and as Navindra says, it's really easy to use. Just click and it adds to the sidebar. The sites out there have supported it for a long time now. If you don't want to use it, you'll never know it's there. If you do, you'll be quite happy. Personally, I'm addicted to it already. :)
By George Staikos at Fri, 2003/04/04 - 6:00am
Just say no to clutter
People are cheering this as a 'Cool' feature, but adding all cool features of the month to the main GUI is just a bad UI design. Please have it turned off by default.
By Fredrik C at Fri, 2003/04/04 - 6:00am
Re: Just say no to clutter
1) It's in the sidebar not the main GUI.
2) It's not there unless you use it.
3) Go KDE!!! Go Konqi!!!
By Anonymous at Fri, 2003/04/04 - 6:00am


text: Thursday, December 29, 2011 ACO Podcast Series: Innovation Center Initiatives APTA recently released a fifth podcast in a special series on Accountable Care Organizations (ACOs). This latest podcast focuses on the work of the Center for Medicare and Medicaid Innovation (Innovation Center) in the area of integrated models of care, specifically the Advanced Payment Initiative and the Pioneer ACO model. The Advance Payment Initiative developed by the Innovation Center is designed for organizations participating as ACOs in the Medicare Shared Savings Program. Through this initiative, selected participants in 2 types of organizations in the Shared Savings Program will receive advance payments that will be recouped from the shared savings they earn as indicated in their agreements with the Centers for Medicare and Medicaid Services (CMS). Under the Advance Payment Initiative, participating ACOs will receive 3 types of payments. The Pioneer ACO Model seeks to support experienced organizations in transitioning from a fee- for-service payment structure to a system that is more closely aligned with improved quality of care and outcomes. CMS recently released brief descriptions of the 32 organizations selected to participate in the Pioneer ACO Model. A transcript of the prerecorded podcast also is available.


text:
Anybody who lives in a home knows exactly how hard to finish all the everyday household chores. It seems that any extra time of a day is not enough for all of these chores including laundry, dishes, and cleaning. You may find it impossible to allocate time to your other activities such as getting your kids to school, working, or even having a short break to sit down and relax.
In an environment where you need to work hard for a living, extra time seems non-existent anymore. You need to go home to rest and prepare your mind and body to work again the next day. So, it is important that your house looks clean and sparks with happiness. This is when a domestic cleaner in Melbourne comes in.
Domestic cleaning is offered by several companies across Melbourne. House cleaning is a service that includes removing trash, dusting, removing dirt and stain, keeping corners and spaces clean, cleaning chemicals, and caring of floors.
Removing Trash
It is very important to get your trash out from your home premises regularly in order for the trash collector to get it. If the trash is not removed, you will get a nasty smell inside your home and it may cause bacteria to grow and breed.
Dead skin cells and clothing fibers are the main causes of the presence of dust inside your house. Dusting is a vital process in domestic cleaning to keep your house cleaner and healthier. Dust can cause allergic reactions to some people ranging from simple sneezing to serious dust allergies such as inability to breathe. So, the house that is dusted very well is the safer house to live when it comes to health.
Dirt and Stain Removal
It is normal for us to have careless moments that cause a spill of a soda or any liquid to our things in the house. This can cause stains or footprints that may be difficult to completely remove especially if they are hidden by your children. Failing to remove stains may cause long term damage to the product that was spilled on and the possible growth of bacteria. So, it is important to make sure that those unsightly stains be removed as early as possible.
Keeping Corners and Spaces Clean
Every home has little corners and spaces that often not included when you do cleaning in your house. Corners of tiles in bathroom and shower areas often develop a mixture of mildew and bacteria, which are harmful to your health.https://www.rent.com.au/blog/bond-clean-guide
Cleaning Chemicals
Cleaning chemicals is one of the hardest tasks in house cleaning because most people cannot stand on the smell of household chemicals and many have skin issues. Household chemicals are used to clean and make the house free from harmful bacteria and nasty mildew. These chemicals can be removed and sterilized through the ingredients in many household cleaners.
Floor Care
The cleanliness of the house floor is perhaps the most ignored aspect of household cleaning. The floor is the area where pet hair, food, dandruff and among other things usually end up. Each of these things does not bring any good to the cleanliness of your house and health. You can inhale materials that are not right to be inhaled. Sweeping and vacuuming your floor daily or once a week is ideal to keep your house clean and safe.https://cheapestbondclean.com.au/
When you have a busy schedule and do not have extra time to spend in house cleaning, it is best to hire a domestic cleaning company in Melbourne to live a satisfying and healthy life.


text:
Grace's first day of Montessori preschool, 1997.
Last summer, my 19-year-old daughter was getting ready to move into her first apartment. I was excited for her to have the chance to live on her own and had been setting aside household items that I thought she could use. One day, after admiring the "steal" of a chair I had found at Goodwill, she asked me, "Aren't you sad that I won't live here anymore?"
"Well, honey," I said, "I always imagined that you would grow up and move out of the house. That was our goal all along for you to be an independent, self-sufficient person."
"I know," she said. "But I'm kind of sad that I won't be sleeping here anymore."
I reminded her that she had hardly slept at home at all since she started college last year. She lived in the dorm, four hours away from home and we often didn't hear from her for days.
"Yeah, but this is different. I just can't believe this won't be my home address anymore. Are you going to change the garage door code?"
A-ha! Then I figured it out. She was worried about cutting the cord from the house where she grew up. I had been concerning myself with making sure she was comfortable "out there" and she was worried she would no longer be welcome back at home.
It occurred to me that not much has changed between that day and the day sixteen years ago when we were preparing to send her to preschool here at the Montessori School of Greater Lafayette. Back then we were so excited to help our "baby" pick out a new lunch box and indoor shoes but we had little idea what to do to help prepare her (or ourselves) emotionally for this new chapter. She sailed through preschool and is now working through nursing school just fine, but we have learned a lot since then. Today I am sharing some tips and advice gathered from teachers and parents here at MSGL to help you and your child prepare for the first days of preschool.
Talk about school - mindfully.
Talk with your child about preschool when he is in the mood. Maybe he will bring it up or you can start the conversation, just don't push too hard. If your child seems "done" with the conversation or is becoming anxious, let the topic drop until later. And be honest about your feelings when you do talk about school. Some children worry that their parents will be sad or lonely when they are gone. When you say, "I am going to miss being with you in the morning, but it makes me happy to know you will be enjoying yourself at school," it lets him know that you will miss him but you are confident that school is a good place for him to be.
Check out the new environment.
MSGL's Parent Work Day is Saturday, August 16th. This is a great time to get familiar with the school and classroom environments and to be part of the school community. Children are encouraged to help clean lockers, pull weeds, and load and unload wheelbarrows full of mulch right alongside their parents and new classmates. And, each family member's time counts towards your volunteer hours requirement.
You will have another opportunity to get familiar with the school when your child attends her New Student Orientation visit on Monday, August 18th. This is her first opportunity to see her teachers and classmates in her new classroom. She can put her indoor shoes in her locker, locate her cubby and extra clothes box, and see where the bathroom is. The whole family can attend the Parent Orientation later that evening and maybe your child can give a tour of her new classroom.
Make new friends.
You will receive a class list via email in August. Consider contacting a few families on the list to set up a playdate before school starts. Even if you can't get together with any other families, you and your child can look over the names on the list together. You may discover that one of his classmates lives on your street or maybe someone has the same name as a sibling or a friend.
Help her dress for success.
Our Montessori classrooms are prepared to encourage your child's independence and you can help by providing your child with shoes and clothing that she can put on and take off by herself. Belts, suspenders, and jumpsuits look smart but they can be difficult for your child to use successfully. Provide your child a choice of clothing that allows her complete independence in her self-care routines. And please remember that preschool is a time to jump in and explore. Paint, snack, sand, and dirt from the garden can stain your child's clothing, so please send her to school in clothes that can stand to get dirty.
Plan a morning routine.
Now is a good time to do a mental run-through of your morning routine. Consider how much time your child needs to wake up, get dressed, and eat breakfast. Allow time for packing lunches, finding coats and shoes, and getting on the bike or in the car. Then add a few extra minutes. Parents and children who are not in a rush tend to have much better experiences at drop-off. Some families even do a few "practice runs" in the summer to see if they can get to school and work on time.
Create a goodbye routine.
Discuss with your child how you each want to say goodbye at drop-off. Some families say, "After you put on your inside shoes and put away your lunch box, we will walk to the classroom and I will give you three hugs and two kisses before I go to work." Some children like to wave to dad out the window and some parents leave their children with specific plans for what they will do after school. "Sonia is picking you up today" or "we are going to the Farmer's Market on our bikes after school today." Children have so little control over their daily lives that they appreciate at least knowing what is happening and when.
And while we're talking about goodbyes, let's take just a moment to consider the specter of separation anxiety.
What if my child cries when I walk away?
Separating from your child that first time can be heart-breaking, but remember - it's only for a few moments. The majority of children who are sad when they separate from their parents are able to calm themselves and choose an activity within a few minutes. If you have gone through the goodbye routine and are finding it hard to turn around and walk away, ask your teacher for help. Sometimes parents say, "Please help me. I need to leave." That is the teacher's sign that she needs to hold your child's hand or pick her up so that you can walk away. Teachers don't want to step in before you are ready to go but they are happy to help when you ask them.
The best thing you can do for your child at drop-off is to be consistent and walk away when you say you will. Lingering tends to just prolong the heartache for the parent and the child. The first few times you drop your child off may be difficult, but trust that with consistent repetition you and your child will develop a peaceful good-bye routine.
Talk with the teachers.
Talk with your child's teachers about how the adjustment period is going. The teachers help dozens of children adjust to school every year but this may be your first time. They expect you will have questions and concerns. Email is a great way to communicate with your child's teachers and all of the contact information is available on the classroom web page at Msgl.org.
Help your child talk about his day.
If this is the first time your child has been away from home you will no doubt be very eager to know what he did all day. Unfortunately, preschoolers often say they "did nothing" or "just played." A lot of things happened between the time you dropped him off that morning and when you picked him up several hours later, but he might not yet be able to give a sequential list of his activities. Here are some ideas to help your child tell you about his day.
Take care of yourself!
The best thing you can do during these last few weeks of summer is to give you and your child the gift of a regular bedtime that allows enough sleep to wake up refreshed and ready for the big days ahead. Fill up with a good breakfast each morning and be extra patient with your child and especially with yourself. Parenting preschoolers, like college students, is hard work and there is no right way to do it. Follow your heart and follow your child, and in sixteen years, or so, you will be very proud of the people you have both become.
MSGL Summer Camp is open to Preschoolers through 1st Graders who are currently enrolled or recent alumni and while it is a really great time for all of those kids who have been here before, it is especially helpful for children new to MSGL and for the toddlers who are graduating to preschool. For these children, Summer Camp is the perfect way to ease into the routines of preschool and to set the stage for a successful start in August.
The absolute best part of being a Montessori directress - or ANY teacher, anywhere, I imagine - is watching the children develop and grow. We spend time with your children each day, observing and guiding them, and we get to see them just as they are in that moment. And what they are, as Grace Harvey says, is "totes amazeballs" (totally amazing). They grow in strength, wisdom, and courage right before our very eyes.
Today I will just speak to their courage because courage is the thing that gets your child through his or her day without you. In more stuffy circles it might be called confidence, but when you are only 28 inches tall and mom or dad just drove out of the parking lot, you've got to be brave to pull yourself together, to turn to face that great big green space filled with people you don't know and sally forth through the rest of your morning.
Maya Angelou said, "Courage is the most important of all the virtues because without courage, you can't practice any other virtue consistently. You can practice any virtue erratically, but nothing consistenly without courage." During last week's Summer Camp, there were many examples of children developing their courage and I will share a few.
During Friday's Bike Day, a 4-year-old friend who enthusiastically embraces everything at school stopped his bike right at my toes, looked out at the cars going by on Sagamore Parkway, and said, "I miss my dad and my mom. And my little brother. And our dog. And they are missing me, too." I listened and commiserated and soon he took off speeding around the course. His courage waned for only a moment then he got back on his bike.
The 5-year-olds are totally courageous (one might even say fearless) out on the bike course and they consider their turn during Bike Day to be a race even though there is no starting line and no trophies. As they put on their helmets, their talk is all about who will win. When D missed his turn to ride with his fellow 4-year-olds, he got to ride with the 5's (a truly courageous decision) alonside his big brother. After the race, D was a little upset that he didn't "win." His big brother reassured him, "No, you DID win, D! Did you see all those people going by you? That's because you won!" (Just a note: We have a lot of siblings at camp this year and even though we know sibling rivalry is a real thing, you couldn't tell by watching these brothers and sisters interact at school. Whether it's inviting a little sister to play or feeding a little brother apples during snack, your children take good care of each other when they are away from mom and dad.)
The exploding paint activity required all different types of bravery, especially from the teachers. For this activity, the children put a scoop of baking soda and some colored vinegar in a plastic baggie, sealed it and shook it up before throwing it on the ground to watch it explode. If there was no explosion the child could take a pin-puncher and pop the bag. Loud noises, spraying liquids - it's not an experiment for the timid.
Courage hung thick in the air under the willow tree on Friday as children experimented with the log seesaw. Little ones who started out holding our hands as they walked the length of the log until it dropped to the ground were able to do it by themselves after seven or eight attempts. One group of brave 5 and 6-year-old girls inspired their younger sisters and friends to walk the seesaw and soon there there were eight girls waiting in line for a turn. These are some of the same girls who regularly show others how to draw pictures of princesses and fairies in the classroom. For me, this experience was a reminder that when we worry that a child is "only drawing" or "only playing" it's time to take a break and get a cup of coffee while the children follow their interests.
Maria Montessori observed that by using their senses and their big, beautiful brains, children can naturally learn everything they need to about their world. All they need is a caring community of adults to prepare an environment where that learning can occur. She described it this way, "The environment must be rich in motives which lend interest to activity and invite the child to conduct his own experiences."
MSGL provides such an environment in our classrooms and on our beautiful campus that has been created by you and other parents like you. When you bring your child to Summer Camp next week or to Preschool this fall, you are allowing her to bravely conduct her own experiences apart from you. And that requires real courage from both of you.
See you soon!
What are "Indoor" Shoes?
MSGL students get to play outside every day that the weather allows. This means their shoes can get wet and muddy. To avoid tracking that dirt onto the carpet, we ask that you provide your child with one pair of shoes to wear inside the classroom. These shoes will stay at school.
Your child will probably change outdoor shoes with the seasons - from sandals to sneakers to snow boots - but indoor shoes can stay the same all year. Walking around in the classroom with bare feet is not allowed, so a comfy pair of shoes that the child enjoys wearing is a must.
Below are some good examples of indoor shoes that work well for the children. These styles of shoes keep a child's foot dry from spills, are non-slip, stay attached to the foot, and they allow the child to get them on and off by themselves.
Below are some examples of indoor shoes that DO NOT work well for the children. Slippers are not water-resistant and they can be difficult to walk in. If a child has not yet learned to tie, shoes with laces can be impossible for a child to get on and off by himself. Please save these types of shoes to wear at home.
If you want to be sure your child's belongings find their way home, you can order personalized labels for shoes, clothing, lunch boxes, and etc. online. This year, we are partnering with Mabel's Labels for a handy fundraiser. During August and September, 2015, you can buy labels and MSGL will receive a percentage of your purchase price.
Your thoughtfulness when shopping for indoor shoes will help put your child on the path to independence. Thank you!


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Phone – 888.424.3336
Email – firstname.lastname@example.com
701 Tecumseh Road
Clinton, Michigan 49236
Best selling sea vegetable in the U.S.A., by far. Cultivated in the environmentally protected Ise (ee-say) Bay. The highest grade, hand harvested, and dried. Mildly sweet flavor. For sushi, nori rolls, rice balls, and as garnish. A quick toasting turns it emerald green. Very low sodium, fat free, and a good source of vitamin C.
Eden Nori Sea Vegetable is cultivated on nets supported by bamboo poles. This intricate substratum is placed in shallow pristine bays in late September or early October. Over the autumn, winter, and early spring months, with the coming in and out of the tide, the nori spores attach to the netting and slowly develop into nori fronds or leaves. In spring the fully developed fronds are hand harvested at low tide and taken ashore. The nori is washed, chopped and placed in mixers. It is then pressed between woven reed mats and dried into flat, paper-thin sheets. Our nori is a lustrous purple black color with a fine aroma missing in lesser grades.
Eden Nori Porphyra tenera is cultivated off the west shore of Ise (ee-say) Bay in Japan, an area surrounded by National forests and mountains, known as the 'Ocean by Mountains'. Pristine mountain rivers nourish the bay creating a mineral rich environment. This area leads all of Japan in ecology movements. Development is forbidden to ensure future generations the legacy of this famous edible seaweed resource.
Nori is a red algae or deep purple laver of which there are over thirty species. Nori has been harvested since ancient times providing people with a healthy food source - minerals, vitamins, trace minerals, iodine, and protein. It is the sweetest sea vegetable and most easily appreciated by the Western palate.
Eden Nori is is low in calories (5 per sheet), is fat and cholesterol free and a good source of vitamin C. According to the FDA, "Low fat diets rich in fruits and vegetables (foods that are low in fat and may contain dietary fiber, Vitamin A, or Vitamin C) may reduce the risk of some types of cancer, a disease associated with many factors." Also, "Diets low in sodium may reduce the risk of hypertension or high blood pressure, a disease associated with many factors." Eden Nori is very low in sodium (5 mg per sheet). For those who use sea salt, which does not contain iodine, nori is an excellent source of iodine with 1 sheet providing 70 percent of the daily value (DV).
This Eden Nori is not toasted. Follow package directions for toasting. It takes only seconds, turning it a bright green. Essential for making sushi, nori rolls and rice balls. After toasting, nori makes a wonderful garnish when sliced or crumbled over grain, vegetables, soups, noodles, and salads.
|Nori, Sea Vegetable, 10 untoasted sheets
|Item Number
|Nori (Porphyra tenera)
|Case Quantity
|Package Size
|.8 oz
|Package Size Metric
|25 g
|UPC Code Each
|UPC Code Case
|Eligible for Flat Rate Shipping
|Very Low Sodium
|Yes, 35mg or less per serving
|Fat Free
|Yes, less than 0.5 g per serving
|Gluten Free
|Wheat Free
|Non GMO


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Chrysanthemums are hardy and come in a range of colors and petal configurations. (Photo: Photobac/Shutterstock)
Fall is one of my favorite times in the garden; while the heat of summer may have dried out the lawn and many of the flowering plants that burst into bloom in the late spring, fall brings its own beautiful days and a colorful flush of bright annuals and perennials, if you plan ahead. Lots of gorgeous plants bloom in the fall and can turn the yard into a sea of bright red, yellow and orange, lifting the gloom of sunsets that come earlier. And the weather is often fair, a great time for working out in the garden: not too hot, and not yet so cold and wet that everything is a slog.
Plan ahead for your garden by starting fall annuals in time to get them well-established and planted so they can get to blooming. Some helpfully self-seed themselves, so once you get them going in the first year, they'll return year after year if they like where they're planted. You can also buy starts at nurseries, of course, and leave the work of sprouting and early care to them.
If you have a greenhouse, consider using it for starts, so you can get them going early in the late summer months without exposing them directly to the heat and dryness of the outdoors. Starts can also do well in the kitchen or bathroom, where the warm, moist air will keep the seedlings happy as they mature. You can use flats or six-packs for starting — make sure to fill them with good quality potting soil and keep your starts moist and fertilized to support them as they grow.
One of the most famous fall flowers is the chrysanthemum, which tends to get a bit of a bum rap for being boring and brash. In fact, these amazing flowers come not just in a range of colors, but also petal configurations, from delicate long-petaled blooms to tight clusters of flowers with colorful centers. Better yet, they're extremely hardy, and tend to thrive in conditions where other flowers might struggle. Try lining walkways and paths with chrysanthemums, or plant them in flower boxes to add some definitive color to the garden and the home.
Gazanias and their larger cousins, the sunflowers, are also fall bloomers. They make fantastic cut flowers, like chrysanthemums, and they come in an array of colors that look stellar in the garden. They'll need to be planted further back in your beds to compensate for the fact that they're taller, and they look best in clusters to highlight their glorious foliage and beautiful blooms. Some of your sunflowers may need to be staked to encourage them to stay upright, as they can get top-heavy.
Other taller blooms that can add height and texture to the garden include amaranth (which makes a fantastic dried flower, too), snapdragons (above), flowering tobacco, marigolds (right), Salvias like Texas sage, cosmos, twinspur, asters, hollyhocks, and painted tongue. Many of these blooms come in multiple colors, allowing you to coordinate your garden in the shades you want, whether they be a traditional fall melange of orange, red, and yellow tones, or a more radical garden in blues, purples, and rich pinks.
Want some fall groundcovers to sprawl out and look great into the winter? Fortunately, a lot of beautiful flowering plants adore the fall weather and they'll happily settle in flower beds as well as boxes and containers. They include lobelia, alyssum, trailing petunias, violets, periwinkles, evening primroses, creeping zinnia, nasturtiums, and morning glories. For a garden in stunning fall colors, pick nasturtiums, evening primroses, and alyssum, which come in a range of yellows, reds, and oranges and white, respectively.
For fall color, you don't need to stop with flowering plants. Edible ornamentals like kale and chard (below) are options too. They can add more color and greenery to the garden in addition to providing a handy source of snacks; and they'll fit right in with your maturing pumpkins plumpening up for use in that pumpkin pie you're planning for November.
Before you get planting with your fall landscaping plan, think ahead. Fall is a great time to condition the soil and establish plants for spring so they'll have all winter to put down roots and benefit from the healthy watering they'll be receiving. Sit down and plan out what you want to see in the garden in spring, including bulbs, and map out your late summer and early fall planting around it. You might find it helpful to sketch out garden ideas on paper or with a computer program designed for garden planning, and feel free to take inspiration from around the neighborhood.
Budget your gardening time so you can use it effectively; a weekend can go a long way, if you plan out the supplies you'll need ahead of time and set up a gardening schedule for yourself.
s.e. smith originally wrote this story for Networx.com. It is reprinted with permission here.
Related gardening stories on MNN:
- Is it too soon to plan my fall vegetable garden?
- A regional guide to cover crops to banish the bare ground
- Forget what you think you know about curb appeal


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The war between man and machine has officially reached the sports arena.
On Tuesday, KUKA robotics released a YouTube video of a table tennis match between former world No. 1 Timo Boll and KUKA's own ping-pong playing robot, the KUKA KR Agilus, billed as the fastest robot on earth.
We won't spoil the end by telling you who wins, but Boll, Germany's top-ranked player, makes table tennis look really heroic.
Regardless of whether the whole video is a public relations stunt, it's incredible to see a robot move with this kind of speed and agility. It's also, in some ways, a little scary. When the robot overlords finally make humanity their slaves, remember this moment.


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Apple Inc. is a consumer technology company based in Cupertino, California. Apple's iconic flagship products are the iPhone, iPod, iPad, and Mac computer line. These devices are supported by iTunes, the App Store, iOS and Mac OS X, Apple's proprietary platforms. Stylish, minimal design and clean interfaces make Apple products instantly recognizable to consumers, who have made Apple one of the most profitable companies ever. With more than $200 billion in liquid assets, Apple is said to be more cash-rich than hundreds of countries.
Credit: Tom Eversley/ISO Republic


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LONGMONT — On the last scheduled day of negotiations between Dillard's and the owners of the Twin Peaks Mall, no contract between the two was announced.
Mall owner NewMark Merrill Mountain States had hoped to reach an agreement by Monday, clearing the path for the $80 million redevelopment of Twin Peaks.
"I don't have anything to say today," said Brad Power, Longmont's economic development director. The city has been working with both sides as the negotiations go on.
A deal with Dillard's is essential since the department store owns its own building and land, rather than leasing them from the mall.
Should discussions fall through, the Longmont City Council will discuss on April 9 whether to use eminent domain, essentially dictating a price at which the Dillard's property will be purchased. The city has considered that a last resort, but not an unthinkable one.
In February, a timeline was set for talks with NewMark Merrill, Dillard's, and with Regal Entertainment Group, which holds a lease giving it the exclusive right to operate a movie theater on the site. On March 19, the city announced that NewMark and Regal had reached an agreement that would let the company operate a 12-screen theater at the mall.
Earlier this year, Allen Ginsborg of NewMark Merrill Mountain States said that failure to reach an agreement with Dillard's by April 1 could push the mall's redevelopment back a year. The delay could slow financing, he said, and lose an opportunity to recruit more tenants at the May meeting of the International Council of Shopping Centers.
If the mall owner meets certain benchmarks– securing the movie theater was one — the city will put $27.5 million into the project, to be repaid by the additional sales and property tax generated by the new mall and by a levy the mall will place on itself.
If the project goes ahead on schedule, demolition is expected to begin by fall, with most of the work to be finished in time for the 2014 holiday shopping season.
Neither Dillard's nor NewMark Merrill could be reached for comment on Monday.
In June 2010, the Boulder County Assessor's Office valued the Dillard's property at $3,798,600. A fresh valuation is due to be sent to the property owners at the end of this month.
Assessor Jerry Roberts said he couldn't comment on the new valuation until after it had been sent out. And of course, that's no guarantee of what either Dillard's would ask or NewMark Merrill would pay in a sale.
"We're going to be very interested in what they end up selling it for — as (interested) as everybody else, as far as that goes," Roberts said.
In the market, the value of the Twin Peaks Mall as a whole has declined in recent years; its prior owner, Panattoni Development Co., paid $33.6 million for the mall in 2007, but five years later, NewMark Merrill picked it up for only $8.5 million.
"There's been a general decline to that whole mall over a period of years, and our values reflect that," Roberts said.
Scott Rochat can be reached at firstname.lastname@example.com.


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Worker's Compensation Lawyer Cicero
Welcome to Worker's Compensation Lawyer – Cicero.
Attorney David L. Salgado has been rendering legal services for over 25 years. He takes pride in having directly helped hundreds of people achieve a fair and just recovery for their worker's compensation claims. He believes that there are no shortcuts for achieving success. It starts with being accessible to the client. Every call requires a diligent response. A diligent response develops trust. Trust translates to peace of mind for the client.
Why We Are So Successful
The number of referred cases by former clients is an expression of trust in our work that is truly the highest praise. Our prior experience working for insurance companies gives us a definite edge over the competition. We understand the philosophical leanings of the insurance industry and can anticipate their actions. We carefully observe the following proven and tested strategies to achieve the highest possible settlement value/award:
- meticulously prepare each case
- closely monitor every aspect of medical treatment
- remain in constant communication with the client regarding new developments
- strike a winnable balance between the needs of the client, the insurance company, and the law
Hiring a lawyer to represent you in your worker's compensation claim will probably be one of the most important decisions you will ever make in your life. Unfortunately, workers often fail to see what is at stake until it is too late. We hope you will take the time to arm yourself with the necessary information to insure the best possible outcome for you and your family. We hope you will grant us the opportunity to serve you!
David L. Salgado
- Workmens Compensation Lawyer Cicero
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place Lochgelly / Kelty,
link www.facebook.com
|Nearest Town:
|Lochgelly / Kelty
Disclaimer: All trails and location details have been submitted to this website by independent contributors and resources. We hold no personal responsibility for the accuracy or legality of any trail description or location published herein. All listings are for information only.


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While they may want to put it off even further, the IRS announced that many businesses will be able to file their 2012 federal income tax returns starting Monday, Feb. 4. However, the IRS also notes that filers of some forms that were affected by January tax law changes in the American Taxpayer Relief Act of 2012 (ATRA) will need to wait until late February or early March.
(The IRS began accepting individual income tax returns on Jan. 30, an eight-day delay resulting from the late passage of ATRA. For a comprehensive look at the tax changes for clients prompted by ATRA—the law that brought the U.S. back from the fiscal cliff—view this blog posting by William Byrnes and Robert Bloink on AdvisorOne.)
The February 4th opening, the IRS said, covers non-1040 series business returns for calendar year 2012, including Form 1120 filed by corporations, Form 1120S filed by S corps, Form 1065 filed by partnerships, Form 990 filed by exempt organizations, and most users of Form 720 , Quarterly Excise Tax Return. This includes both electronic filers and paper filers.
While many businesses will be able to file starting February 4th, there are a number of business forms still being updated for 2012. Processing of these forms has been delayed while the IRS completes programming and testing of its processing systems to reflect changes made by ATRA, enacted by Congress on January 2. Many of these tax forms will be accepted by the IRS in late February or into March; the IRS promised it will announce the specific dates.
A list of the affected forms that tayxpayers can start filing in mid-February is available on IRS.gov.
In addition to the forms listed on IRS.gov, filing of two other business forms is affected by the delay, but only for electronic filers. Businesses using Form 720 and filling out lines 13 and 14 cannot file yet electronically, but they can file on paper. Other Forms 720 are being accepted electronically. In addition, Form 8849 Schedule 3, Claim for Refund of Excise Taxes, is not currently being accepted electronically, but it can be filed on paper.
For additional coverage of this issue and similar ones, we invite you to sign up with AdvisorOne's Summit Business Media partner, National Underwriter Advanced Markets, for a free trial.
You may also be interested in signing up for a free trial with another Summit Business Media partner, Tax Facts Online.


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The advantage of parallel programming over serial computing is increased computing performance. Parallel performance improvements can be achieved by way of reducing latency, increasing throughput, and reducing CPU power consumption. Because these three factors are often interrelated, a developer must balance all three to ensure that the efficiency of the whole is maximized. When optimizing performance, the measurement known as "speedup," enables a developer to track changes in the latency of specific computational problems as the number of processors is increased. The goal for optimizing may be to make a program run faster with the same workload (reflected in Amdahl's Law) or to run a program in the same time with a larger workload (Gustafson-Barsis' Law). This article explores the basic concepts of performance theory in parallel programming and how these elements can guide software optimization.
Latency and Throughput
The time it takes to complete a task is called "latency." It has units of time. The scale can be anywhere from nanoseconds to days. Lower latency is better.
The rate at which a series of tasks can be completed is called "throughput." This has units of work per unit time. Larger throughput is better. A related term is "bandwidth," refers to throughput rates that have a frequency-domain interpretation, particularly when referring to memory or communication transactions.
Some optimizations that improve throughput may increase the latency. For example, processing of a series of tasks can be parallelized by pipelining, which overlaps different stages of processing. However, pipelining adds overhead since the stages must now synchronize and communicate, so the time it takes to get one complete task through the whole pipeline may take longer than with a simple serial implementation.
Related to latency is response time. This measure is often used in transaction-processing systems, such as web servers, where many transactions from different sources need to be processed. To maintain a given quality of service, each transaction should be processed in a given amount of time. However, some latency may be sacrificed even in this case in order to improve throughput. In particular, tasks may be queued up, and time spent waiting in the queue increases each task's latency. However, queuing tasks improves the overall utilization of the computing resources and so improves throughput and reduces costs.
"Extra" parallelism can also be used for latency hiding. Latency hiding does not actually reduce latency; instead, it improves utilization and throughput by quickly switching to another task whenever one task needs to wait for a high-latency activity.
Speedup, Efficiency, and Scalability
Two important metrics related to performance and parallelism are speedup and efficiency. Speedup (Equation 1) compares the latency for solving the identical computational problem on one hardware unit ("worker") versus on P hardware units:
Equation 1.
where T1 is the latency of the program with one worker and TP is the latency on P workers.
Equation 2.
Efficiency measures return on hardware investment. Ideal efficiency is 1 (often reported as 100%), which corresponds to a linear speedup, but many factors can reduce efficiency below this ideal.
If T1 is the latency of the parallel program running with a single worker, then Equation 2 is sometimes called "relative speedup" because it shows relative improvement from using P workers. This uses a serialization of the parallel algorithm as the baseline. However, sometimes there is a better serial algorithm that does not parallelize well. If so, it is fairer to use that algorithm for T1, and report absolute speedup, as long as both algorithms are solving an identical computational problem. Otherwise, using an unnecessarily poor baseline artificially inflates speedup and efficiency.
In some cases, it is also fair to use algorithms that produce numerically different answers, as long as they solve the same problem according to the problem definition. In particular, reordering floating point computations is sometimes unavoidable. Since floating-point operations are not truly associative, reordering can lead to differences in output, sometimes radically different if a floating-point comparison leads to a divergence in control flow. Whether the serial or parallel result is actually more accurate depends on the circumstances.
Speedup, not efficiency, is what you see in advertisements for parallel computers, because speedups can be large impressive numbers. Efficiencies, except in unusual circumstances, do not exceed 100% and often sound depressingly low. A speedup of 100 sounds better than an efficiency of 10%, even if both are for the same program and same machine with 1000 cores.
An algorithm that runs P times faster on P processors is said to exhibit linear speedup. Linear speedup is rare in practice, since there is extra work involved in distributing work to processors and coordinating them. In addition, an optimal serial algorithm may be able to do less work overall than an optimal parallel algorithm for certain problems, so the achievable speedup may be sublinear in P, even on theoretical ideal machines. Linear speedup is usually considered optimal since we can serialize the parallel algorithm, as noted above, and run it on a serial machine with a linear slowdown as a worst-case baseline.
However, as exceptions that prove the rule, an occasional program will exhibit superlinear speedup an efficiency greater than 100%. Some common causes of superlinear speedup include:
- Restructuring a program for parallel execution can cause it to use cache memory better, even when run on with a single worker! But if T1 from the old program is still used for the speedup calculation, the speedup can appear to be superlinear. See Section 10.5 for an example of restructuring that often reduces T1 significantly.
- The program's performance is strongly dependent on having a sufficient amount of cache memory, and no single worker has access to that amount. If multiple workers bring that amount to bear, because they do not all share the same cache, absolute speedup really can be superlinear.
- The parallel algorithm may be more efficient than the equivalent serial algorithm, since it may be able to avoid work that its serialization would be forced to do. For example, in search tree problems, searching multiple branches in parallel sometimes permits chopping off branches (by using results computed in sibling branches) sooner than would occur in the serial code.
However, for the most part, sublinear speedup is the norm.
Later, we discuss an important limit on speedup: Amdahl's Law. It considers speedup as P varies and the problem size remains fixed. This is sometimes called "strong scalability." Another section discusses an alternative, Gustafson-Barsis' Law, which assumes the problem size grows with P. This is sometimes called "weak scalability". But before discussing speedup further, we discuss another motivation for parallelism: power.
Parallelization can reduce power consumption. CMOS (complementary metal–oxide–semiconductor) is the dominant circuit technology in modern computer hardware. CMOS power consumption is the sum of dynamic power consumption and static power consumption. For a circuit supply voltage V and operating frequency f, CMOS dynamic power dissipation is governed by the proportion in Equation 3:
Equation 3.
The frequency dependence is actually more severe than the equation suggests because the highest frequency at which a CMOS circuit can operate is roughly proportional to the voltage. Thus dynamic power varies as the cube of the maximum frequency. Static power consumption is nominally independent of frequency but is dependent on voltage. The relation is more complex than for dynamic power, but, for sake of argument, assume it varies cubically with voltage. Because the necessary voltage is proportional to the maximum frequency, the static power consumption varies as the cube of the maximum frequency, too. Under this assumption, we can use a simple overall model where the total power consumption varies by the cube of the frequency.
MAXIMUM FREQUENCY (GHz)
Table 1: The maximum core frequency for an Intel core i5-2500T chip depends on the number of active cores. The right column shows the parallel efficiency over all four cores required to match the speed of using only one active core.
Suppose that parallelization speeds up an application by 1.5X on two cores. You can use this speedup either to reduce latency or reduce power. If your latency requirement is already met, then reducing the clock rate of the cores by 1.5X will save a significant amount of power. Let P1 be the power consumed by one core running the serial version of the application. Then the power consumed by two cores running the parallel version of the application will be given by:
Equation 4.
where the factor of 2 arises from having two cores. Using two cores running the parallelized version of the application at the lower clock rate has the same latency but uses (in this case) 40% less power. Unfortunately, reality is not so simple. Current chips have so many transistors that frequency and voltage are already scaled down to near the lower limit just to avoid overheating, so there is not much leeway for raising the frequency. For example, Intel Turbo Boost Technology enables cores to be put to sleep so that the power can be devoted to the remaining cores while keeping the chip within its thermal design power limits. Table 1 shows an example. Still, the table shows that even low parallel efficiencies offer more performance on this chip than serial execution.


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A great deal of good can come of a home workshop. The craftsperson may build many useful and long-lasting artifacts for the house, and these are most certainly good; the real gains, however, come from the work itself: the process of working wood transforms the woodworker as much as it does the wood, and it is through the work that we come to know both ourselves, and the wood. But for this to be true, we must approach our task in the right way.
On Doing Things Properly[edit]
It is best not to set out thinking I will make a coffee table today, because this is probably not what you will do: more likely, you will be planing sticks of timber, trying to get them square and true, and then cutting joints and boring holes. So reduce your day's tasks to what you are actually going to do: I am going to make this board flat today, or, I will sharpen this plane blade now, for then you are focused on what you are doing. This is important. So much frustration and anguish comes from running down to the hardware shop, buying new tools and wood, and then feeling a fool when you can't produce the lovely smooth things you see in the woodworking magazines. So stop. It's not a new piece of wood you need, nor a new tool, but simply an awareness of what you're actually doing. After all, most woodworking tools have very sharp edges. A finished product does not look very good if it is being held with hands that are missing fingers! Pay attention to what you are doing, from all angles.
The Space[edit]
The space for your workshop is probably pre-determined by the design of your house; there may be no options. A garage is commonly turned to the purpose (as well as those of cars and storage and everything else!), a basement may be available, or even an attic. But wherever you fit your workshop, aim for a space that is dry, not too hot or cold, and in which you can make a bit of noise without annoying anyone. Size is important, but perhaps not as greatly so as you might think: in a small space, you will simply adapt your practice to fit the space.
If you can, it will help if you can have a space dedicated to your workshop. Although the home workshop is (by definition) not used full-time, by having a full-time workshop space you will be able to keep your tools and materials always ready and generally in better condition. Not sharing a woodworking workbench with the bicycle mechanic of your household, for instance, means that the cross-purposes of these tasks will not come into conflict. Equally, when it is time �those precious couple of hours on a Saturday morning, perhaps� to get to work on your current project, it can be a great deterrent if you first have to disengage the workshop from its other roles.
Organization is key to using those spare hours you have to work your craft. One of the hardest things to do, is straighten and clean up your area when you are short on time. Take the few minutes and do it anyway, your next session will start on the right foot!
The Workbench[edit]
A good strong workbench is essential, and probably the most troubling part of a new workshop. It is almost Catch-22: skills and cost aside (for it is not hard to build a cheap workbench), one finds that it is a great deal harder to build a workbench without a workbench on which to work! The answers to this are many, but for the home woodworker probably the best ones are: to purchase a complete bench (new or second-hand); or to progressively work up (from first principles as it were) to a bench by making other items first, such as saw-horses or saw-stools.
Saw-horses are the handyman's workbench out in the field.(someone else's house!) But when at home, he uses them as an extension of his workbench. Having your saw-horses at the same or slightly under the height of your workbench has benefits in your workshop, giving you the ability to build projects that are bigger than your workbench.
As mentioned above, saw horses are the "out in the field" workbench. The crudest form of workbench (actually a "workbench" to build your first workbench, and perhaps toolboxes) would be some manner of workbench top (perhaps built of plywood and 2x4 material or an old flat door) spanning two sawhorses. A possible commercial alternative to this is would be one or two Black and Decker "Workmate" benches, which are readily available at stores, or used.
When building a first workbench, follow the section above about "On Doing Things Properly" carefully. Look at workbenches on the Internet, or that others have built, and roughly sketch out what you want. It is probably wise to think about what you have drawn, and perhaps modify the design to make it better. Do this until your sketch is both something that you will be satisfied with, and can build. Take this step by step. Choose your materials, and consider the tools needed to build what you have drawn and assemble them.
Before you build the top, you will probably build a base. The base must be rock solid, even when subject to heavy work. To build a base, you need to build legs, (or better yet two sets of legs). To build the legs or a set of legs, you must build one leg, build a second leg, and join these in such a manner that they are rugged and stable. Suitable joints for building up simple legs and workbench bases include lap joints, rebate or rabbet joints, mortise and tenon joints, and etc. More advanced joints would include dovetails, mitered joints, or more advanced versions of simple joints. The choice of joinery is dependent on your skills, the tools and materials available to you, and your own aesthetics (You need to like what you make, it will be your's to use and display).
The top of the workbench must be flat, and the sides plumb, as this surface is a reference surface, from which you will gauge properties such as squareness and flatness of your work. You will also mount your vises to the sides and bottom of the bench, and the jaws must be plumb. The top of the bench should be sturdy. As stated previously your bench should not move as you work with it / on it. An old quote about workbench tops (when one split logs in order to build a bench top) was "He who a good workbench would win, must split thick and hew thin". This speaks to the weight and mass that a bench / bench top should have.
The dimensions of your workbench are personal taste, however, most workbenches range from 2 - 3 feet in depth / width, 4 - 6 feet (or more) in length, and 28 - 36 inches in height. The most critical of these, perhaps is height, as this must suit your physique. A rule of thumb is that the work surface should fall between the height of your wrist (when standing), and the height of your elbow. The more hand tools you use, the lower in this range your work surface should be (in order to gain leverage when planing, sawing, and etc.). If you tend towards more power tool use, the bench level can come up in the range. A bench at elbow height would be more a mechanics bench as opposed to a woodworkers bench.
First Tools[edit]
The most essential tools are:
A saw, a crosscut saw is the most generally handy, but a bow saw, coping saw, or backsaw can be used for a lot of the essentials.
A plane, the jack plane is the best choice, but a block plane will do.
A square, a try square is most convenient; it might be easier to find a combination square or framing square.
A chisel, 1 inch wide, with a solid handle made for striking with a mallet. A narrower chisel will do good work, but will take longer.
A hammer, a claw hammer is the most convenient choice.
A drill, brace and bit type is best, but a bit of a specialty item to find. Various egg-beater styles are handy for smaller holes, but hard to use for holes larger than 1/2 inch.
Whetstone, an inexpensive combination stone (coarse on one side, fine on the other) will help keep the edges sharp. If you're careful with your tools, you won't damage them badly enough to need a grinder for a long time. In the meantime, see if you can find one to borrow on those (hopefully rare) occasions when you chip or ding an edge.
There is an endless array of tools that can be handy for particular tasks, or pleasing to the eye and hand, but the particulars will depend on the kind of work you do, the methods you prefer, and your budget. You'll soon discover many of them, but the more experience you have with the basic tools, the wiser choices you'll make when selecting additional tools. You will also make additional tools, to get just the right tool for the job, to learn the techniques involved, to save money, or a bit of all three.
Initially, to conserve funds, consider learning how to recondition used tools: many good tools can be had at yard sales and thrift store, if you're willing to put in the time to salvage them from years of abuse and neglect. In most cases, no great knowledge is needed to carefully disassemble, clean, polish away, resharpen, and reassemble them and you'll gain an intimate knowledge of their internal parts.
Less expensive tools won't give as good of results, especially when aiming for fine cabinetry; they also don't do their best work as easily as a higher quality tool, so it's difficult for a beginning woodworker to tell when the problem is with technique, rather than with the tool. You must make the tradeoff between being frustrated by low-quality tools and wasting money on expensive tools that aren't really the best choice for your work. Try to get good quality tools for these basic, every day, tools and focus on learning to use these to complete straightforward projects, before investing in an expensive array of other tools.
You may be wondering when power tools are going to be covered: modern woodworking has become much cheaper (either in money or the time needed to complete a project) with the advent of a vast array of inexpensive power tools. However, there are many jobs that are accomplished more quickly or better with a muscle-powered tool. For the beginning woodworker, the most important thing is to understand the nature of wood and how it can be worked, this is more easily accomplished by feeling how edges cut through grain. Power tools get in the way of that feeling.
As you work, you will have inflicted upon you many thoughts about how such-and-such job could be accomplished more quickly with electricity. With the exception of adequate lighting, resist those temptations until you understand the costs that safe use of power tools imposes on your shop space and way of thinking about your projects.
For building a workbench and most fixtures for the workshop, softwoods like pine or fir are readily available and sufficient for the job.
For the top of the workbench, you may want to invest in a hardwood top; a benchtop of smooth hardwood will be much more durable and satisfying to work on, but it might be just as well to make one out of less expensive wood and plan on replacing it once it's worn out.
From today's featured article
Gallimimus was a theropod dinosaur that lived in what is now Mongolia about 70 million years ago, during the Late Cretaceous. The genus is part of the ostrich dinosaur group of feather-bearing, fast runners. Its head was small and light with large eyes and a bulbous structure at the base of the skull. The snout was longer, broader and more rounded than in similar species. Its horny beak was toothless with a delicate lower jaw. The neck and legs were long, and the weak forelimbs had short three-fingered hands. Several of its fossils were discovered in the Gobi Desert in the 1960s. Gallimimus means "chicken mimic", from the shape of its neck vertebrae. It may have had good vision and intelligence comparable to ratite birds, living in groups as an omnivore, a filter-feeder or a herbivore. Gallimimus was featured in the film Jurassic Park in a scene that included innovative special effects and shaped the popular view of these dinosaurs as bird-like animals. (Full article...)
Did you know...
- ... that High Orchard in Gloucester, England, was part of a medieval priory, then an industrial area (buildings pictured), and is now the site of a shopping centre?
- ... that in 1948, footballer George Hazlett was punched in the face after fans invaded the pitch?
- ... that the Arabian broodmare Bandola was called "The Queen of Poland?"
- ... that Matthias Goethe, who was born in Prussia and trained to become a Catholic priest, became a Lutheran pastor and established congregations in Australia, the United States, and Mexico?
- ... that the sea cucumber Leptopentacta elongata has a U-shaped or S-shaped body and occupies a burrow in the seabed?
- ... that Li Xintian, a founder of neuropsychology in China, was the son of Li Da, a founder of the Communist Party of China?
- ... that a variant of the Lorraine 12D was the most powerful French airplane engine during World War I?
- ... that Roza Papo, who nearly lost an eye in an air raid in 1942 after refusing to take shelter, later became the first woman general in the Balkans?
- ... that Raet is a moraine?
In the news
- In basketball, the Toronto Raptors defeat the Golden State Warriors, becoming the first Canadian team to win the NBA Finals (MVP Kawhi Leonard pictured).
- Two oil tankers are attacked in the Gulf of Oman, amidst heightened tensions between Iran and the United States.
- In ice hockey, the St. Louis Blues defeat the Boston Bruins to win the Stanley Cup Finals.
- Following mass protests, Hong Kong's government suspends pursuing proposed legislation regarding extradition.
On this day
- 1407 � During the Ming�H? War, the Chinese Ming armies captured H? Qu� Ly and his sons, thus ending the Vietnamese H? dynasty.
- 1819 � A strong earthquake in the Kutch district of Gujarat, India, caused a local zone of uplift that dammed the Nara river, which was later named the Allah Bund ('Dam of God').
- 1904 � Irish author James Joyce (pictured) began his relationship with Nora Barnacle, and subsequently used the date to set the actions for his 1922 novel Ulysses.
- 1958 � Imre Nagy and other leaders of the failed Hungarian Revolution of 1956 were executed following secret trials.
- 2016 � Jo Cox, a British Member of Parliament, was murdered in her constituency.
John Cheke (b. 1514) � Helen Traubel (b. 1899) � Helmut Kohl (d. 2017)


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The Turks originated in Turan, a region that lies between the Caspian Sea and the Mongolian Desert. They arrived in Anatolia, Turkey (Asia Minor) in the eleventh century as conquering warriors. By the year 1299, the Ottoman Dynasty began ruling over what would become a vast empire, greater in area than the Roman Empire, and held the Caliphate lamented by Muslim fundamentalists. Over twenty states fell under Ottoman rule, including Southern Russia, Iran, Iraq, Syria, Egypt, Libya, and Saudi Arabia. This huge empire lasted until Turkey became a republic in 1923. Under the Ottomans Christians and Jews were tolerated, but were second-class citizens. The Armenians were persecuted and murdered in mass numbers. After the Empire collapsed in World War I and in subsequent war with Greece, many of the remaining Greek Christians were driven out of western Turkey. Since the 1920s modern Turkey has become a secular, developed nation that sits, literally and symbolically, between the Christian West and the Muslim world. Turkey is considered to be a "link" between the Orient (Chinese and Mongols) and the Occidental (Anglo-Saxons, Slavs, Goths, and Latins). The Turk, therefore, have a knowledge and mixture of both Eastern and Western cultures. Turkey is the only secular republic with a majority of the population being Muslim. Turkish law is not based on Islamic law, but is rather a republic modelled after the Swiss and French legal systems. The Turks represent a great opportunity to create a "fulcrum" church movement that could reach many other Muslim people groups.Where Are they Located?The majority of Turks live in their home country but significant numbers live elsewhere. Several million Turks live in Germany alone as either guest workers or German citizens. Many more live throughout Europe and North America; a small but significant population lives in disputed Northern Cyprus. The Aruban Turks live in not only a western, Christianized area but also a tourist destination which can bring both problems and oppotunities for evangelism.What Are Their Lives Like?Though traditional ways continue to exist in some areas, the typical Turks lives a secularized, modern urban life, with all the materialistic advantages and temptations that go with it. Much cultural sexism remains as women are often viewed through traditional Islamic beliefs. Only 80% of women are literate as compared with 95% of men. A quarter of the population is under age 15. Some of the Turkish men and women in Turkey are doctors, lawyers, architects, or engineers. About 60% of Turks live in major cities such as Istanbul (with 15 million people), Ankara, Izmir and Adana. About 40% of Turks are employed in agricultural sector living in villages and using natural resources to earn a living. Some peasants live as nomads, moving their sheep from place to place in search of greener pastures and dwelling in tents or huts. For many of the peasants in Turkey, the clothes they work in, their homemade tools, and their livestock are their only possessions. Those who specialize in export crops or combine farming with a seasonal job, however, may become quite wealthy and even donate money to charities. The peasant communities that are located along the lush coastal plains or the low foothills by the seas usually live comfortable lives as farmers. However, those that live among the salt marshes lead more difficult lives. Turk men work outside while the women spin yarn, dry fruits and vegetables for winter, prepare meals for their families, care for the children, and do the household chores. They also sometimes help with the men's work. Children help their parents with the outside duties if no school is located in their community. They may ride in ox-drawn grain carts or help make colorful knots in rugs. The diet of the Turks consists of a heavy bread, olives, cheese from sheep or cows milk, onions, molasses from grapes, fresh fruits, vegetables, and nuts. Meats such as fish, wild game, or poultry are only eaten once a week. Wealthier peasants may also eat lamb and beef, but Islam prohibits them from eating pork. Village social life includes picnics, barbecues, and betting on horse races, cock fights, and wrestling matches. Soccer is Turkey's most popular sport. Children enjoy games such as hide-and-seek and follow-the-leader. They also love to hear fairy tales. Relaxation is of the utmost importance to the Turk. Coffee houses are places where men meet to visit and talk politics or business. In general, the Turks are courteous, gentle people who readily show hospitality to strangers. They are also very patriotic and have a deep sense of nationalistic pride and love for their country. Most of the Turks in Turkey have dark hair and brown eyes, but there is no distinctive physical type because of intermarriage with the surrounding peoples. In fact, some have blond or red hair and blue eyes.What Are Their Beliefs?The Turks of Turkey are predominantly nominally Sunni Muslim, believing in one god (Allah), and an eternal heaven and hell. However, they also have many ethnic beliefsas well. For example, they believe that men have the power to curse others by giving them the "evil eye." They believe that one is protected against such a curse by wearing blue beads, which the evil eye cannot face. Another way to avoid this cursing glare is to spit in a fire and pray to Allah. They also believe that if a woman puts fish oil around a door and a man walks through it, he will love her for the rest of his life. One of the unique characteristics of Turkey is that they are a country where Muslims sometimes go and pray in churches and synagogues on special occasions. Judaism and Christianity and their prophets are generally respected by Turks. There might be extremes, as also seen in other religions, but it is generally not approved by the Turkish majority. Memories of conflict with Christians, and a desire to join Europe while remaining Islamic may stand as barriers.What Are Their Needs?Although the Turks of Turkey have Christian resources (both the Bible and the Jesus film have been translated into Turkish) available to them in their language and missions agencies have worked among them, they remain strongly Muslim. Prayer alone has the power to break through the strongholds of Islam. Intercessors are needed to daily stand in the gap and pray for the salvation of these precious people. Negative attributes of modern urban life such as drunkeness, drug use, and prostitution exist. Such an atmosphere can lead to identity crises that could lead individuals to Christ, or to fundamentalist Islam, or to destruction.Prayer Points* Pray that churches and missions organizations will accept the challenge of adopting and reaching the Turks. * Ask God to give the Turkish believers boldness to share the Gospel with their own people. * Pray that God will grant wisdom and favor to missions agencies focusing on the Turks. * Ask the Lord to save key leaders among the Turks who will boldly declare the Gospel. * Pray that many Turks living abroad will be reached with the Gospel and will take it back to Turkey. * Pray that Turkey will avoid both ethnic strife (especially with the Kurds) and resurgent Muslim fundamentalism.http://joshuaproject.net/people_groups/18274/TU
_________________Arthur Rosh


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Silver has had a good run in late summer.
After trading below $20 an ounce in late June and July, the price rallied 20% to top $24 an ounce. It was at $23 about 10 days ago.
On Friday, the iShares Silver ETF (SLV) rose nearly 2%, and the metal ended the weak at about $21.7 an ounce.
Over the past six weeks, SLV has outpaced SPDR Gold Shares (GLD) by a wide margin. It moved up 13% since Aug. 1 vs. about a 1% gain for GLD.
The recent silver movement wasn't a complete surprise to readers of ThinkAdvisor. In an interview, Mike McGlone of ETF Securities accurately called the metal's rally about a month ago.
What does McGlone see currently as a mid- to longer-term outlook for the precious metal, and how does he define its role in client portfolios.
The market conditions were ripe for a rally in late summer, the analyst noted in a recent interview, and given silver's historical volatility and investors' search for value, the rapid price increase wasn't unexpected.
Even after the rally, however, silver remains well below its 200-day moving average of about $26 an ounce.
Looking ahead to the intermediate and longer term, McGlone (right) sees several factors that will support the price and move it higher.
First, silver is a hybrid metal. It trades as both an industrial metal and a precious metal.
On the industrial side, he points to statistics like the Purchasing Managers Index, or PMI. The PMI came in at 55.7 for August, and the overall trend shows continued, albeit modest, growth in the U.S. economy.
Additionally, the use of silver in photovoltaic production for solar panels, especially in China, is projected to possibly double within two years, which could "increase to 10% of global annual production for silver," says McGlone.
Silver sales continue at a high level, supporting the precious metal demand.
U.S. Mint's sales of American Eagle silver coins through August surpassed the total for all of 2012, according to a Bloomberg report. The Mint sold about 33.75 million ounces of the silver coins year to date, compared with 33.74 million 2012.
A Portfolio Perspective
Most advisors and clients aren't trading silver or other metals short term, at least not for a significant part of their portfolios.
Allocations to metals typically are used as inflation or disaster hedges or to increase exposure to industrial output levels.
McGlone cites gold and silver as being in the first category with palladium as an example of the latter. That metal's usage is about 70–80% industrial, and it has a high correlation to global GDP historically.
What's an appropriate approach to metals in the portfolio?
McGlone suggests creating a "basket" that holds multiple metals (or metals ETFs, in this example) and shifting the allocation among the basket's holdings as appropriate.
"For any portfolio manager who has very little inflation protection and very high exposure to equities without any other diversification, the precious metals are very attractive," he says. "You might want to focus more on the gold and silver side."
For those who have a defensive-type portfolio already and want exposure to the industrial growth and the shift of increasing global per capita GDP, notably in Asia, the analyst suggests shifting "a bit more focus towards platinum and palladium or the white metals, the silver, platinum and palladium."
There is always the risk that a metals allocation will underperform and drag down the portfolio's results, but the lack of correlation to equities and the metals' price sensitivity is desirable.
For example, the equity markets have had strong returns in 2013 — but consider what happened in mid-August, he cautions.
"We had that one week a couple weeks ago, I think it was August 12 or so, S&P dropped around 2% and silver increased almost 12%," he says.
"We just did a little research on it a while ago," explains McGlone. "If you have inflation that increases at, let's say, near 4% in CPI, historically the beta of gold to CPI is around 5, meaning you'll get five times that return."


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