text:
KDE Print Presentation
Michael Goffioul, the main architect of the new KDE Print system, has posted an HTML version of the presentation he gave at LinuxTag. The presentation is complete with screenshots and gives a good overview of the KDE Print technology featured in KDE 2.2. More info, screenshots and photos are available from the KDE Print site. Michael is also seeking help in documenting the KDE Print components, both for developers and for users. If you think you can help, please be sure to contact him.
Re: KDE Print Presentation
And I really love the print to fax plugin. Great stuff !
By Pyre at Sat, 2001/07/14 - 5:00am
Re: KDE Print Presentation
Could use a config util for print to remote smb/windows printer though
By Pyre at Sat, 2001/07/14 - 5:00am
Re: KDE Print Presentation
It's ther. Didn't you see it?
By me-the-cups-fan at Sun, 2001/07/15 - 5:00am
Re: KDE Print Presentation
Being able to create faxes easily is one of the killer apps left for me in Windows. Now if someone could rewrite kvoice for KDE2 and we'd have faxing worked out perfect
By Simon at Mon, 2001/07/16 - 5:00am
Re: KDE Print Presentation
Could you add a coffe machine in Konqueror, please? It will make me feel completely happy :)
By ViRgiLiO at Sat, 2001/07/14 - 5:00am
Re: KDE Print Presentation
We must DEMAND RFC2324 compliance! For too long have internet browsers omitted this very important URI scheme. Hyper Text Coffee Pot Control Protocol is the wave of the future, I tell you!
By Chad Kitching at Sun, 2001/07/15 - 5:00am
Re: KDE Print Presentation
... and Konquis nice cookie support makes it perfect :-)
By justforfun at Sun, 2001/07/15 - 5:00am
Re: KDE Print Presentation
I know the new printing architecture in KDE 2.2 is not out yet, that there are a few missing bits in it (i.e. lack of support for some TCP/IP-based print spooling mechanisms, IIRC) and that this should be addressed for KDE2.3. I'm happy to see that, if KDE2.3 comes out before the end of the year and if all goes as planned, TCP/IP-based printing will be quite well supported in 2001. We are no longer talking about a vapor-ish schedule, no "next year" or whatever, this stuff is happening NOW, THIS YEAR!
But after reading this other gentlemen's comment, I'm now realizing that KDE will also need to support Windows/SMB printing as well as TCP/IP printing, all in the same timeframe. Maybe Novell NetWare-based printing should also be looked into -- hello, Novell, want to contribute to The Cause (TM)?
Anyway, my point is that if we want *nix/KDE to take over The Desktop, we need to be able to play well with what's out there already. This, want it or not, includes a lot of NT and some Novell. The day a *nix/KDE box can be dropped into an existing LAN and make use of existing resources (file sharing, printing and e-mail/messaging) with minimal effort will the beginning of the True Rise of the *nix Desktop.
By Anonymous Coward at Sun, 2001/07/15 - 5:00am
Re: KDE Print Presentation
ugh ? it ain't vapourware. i installed kde 2.2 beta1 , i have cups installed, and all i had todo to use my neighbours smb printer was click on new printer, choose everything (even his pc) from a list and i was up and running. (its integrated into kcontrol). I also can use ipp printers, remote LPR, serial, parallell and with the 'ext' plugin _every_ print system that linux supports. and it works really nice and well. here is how to do it in debian:
By ik at Sun, 2001/07/15 - 5:00am
Re: KDE Print Presentation
It *already* supports smb/windows-based printing? Whoa.
Any known shortcomings, though? (This would be perfectly normal, kdeprint is still fairly new, after all...)
By A.C. at Sun, 2001/07/15 - 5:00am
Re: KDE Print Presentation
CUPS supports smb printing, and kdeprint probably just piggybacks on that. So you will need CUPS installed for it to work.
By Justin at Sun, 2001/07/15 - 5:00am
Re: KDE Print Presentation
which is perfectly okay, kdeprint does not try to be a print spooling system... why duplicate existing functionality we can just use ...
btw, the kcontrol cups applet is a great frontend, looks way better than the older 'printtool' and is way more functional, and you can simply browse for your smb printer in a 'network neighbourhood'
By ik at Sun, 2001/07/15 - 5:00am
Print Preview
Does it do print preview like GNOME print, which is totally cool
By Noi at Sun, 2001/07/15 - 5:00am
Re: Print Preview
By Timothy R. Butler at Sun, 2001/07/15 - 5:00am
Print preview
Ther is a print preview option and it opens kghostview, which lets you zoom etc..
By ac at Sun, 2001/07/15 - 5:00am
Re: Print preview
Is it possible to change this to open ghostview instead? (I don't need the graphics module installed except for kghostview at the moment).
By another ac at Mon, 2001/07/16 - 5:00am
The combination of CUPS and KDE Print is now superior in pretty much every way I can think of to the Windows and Mac print systems - except one.
Colour matching appears to be absent.
What's the score on that? I strikes me it shouldn't too difficult - as long as the low-level print drivers implement Postscript colour matching and understand sRGB.
I notice liblcms, a colour matching system, is one of the dependencies of KDE - where's it used?
It's a key feature to have if KDE is ever going to become the desktop of choice for graphics people, so why not get it right now, whilst KDE Print is young, rather than bolting it on later and making a bit of a mess of it (a la Windows)?
By Amazed of London at Sun, 2001/07/15 - 5:00am
F%&^king Printer/Prepress companies
have locked up and **PATENTED** various color description schemes. Yes they have patented a method for describing color. Granted it tooks some work and all and they need to profit on their investment, but they plan on milking dough out of their patent on color for years to come.
The only way forward for linux/bsd etc. is to leverage friendships with IBM (which has **excellent printer support for Linux and Unix the Lexmark E-312 rocks!) and maybe Apple (they may like the idea of paying less for licenses to print color and MAKE FRIENDS WITH KINKO'S (one of the largest printers in the world and a big user of color matching and print servers - they might like the idea of a cheap linux based print server that has decent color matching with existing 50K printers) in order to create a competing standard.
The International Color Consortium was supposed to work out some kind of scheme for printer manufacturers (a kind of POSIX for color) but it's usually easier for them to buy commercial (closed and patented) color matching methods. Apparently if Linux or Ghostscript came up on it's own with a way of matching its own colors to the print color scheme of the existing commercial suppliers it would violate the patent. Color is so blatently obvius that it is impossible to reverse engineer any "protocol" and create a competing standard compatible with the existing ones ...
the bastards ... see http://www.color.org/
By Mad as hell at Sun, 2001/07/15 - 5:00am
Re: F%&^king Printer/Prepress companies
What countries would recognise this patent? Would it be possible to locate a specific module for color matching on a set of machines that are out of reach of this patent?
Of course I would not want to advocate giving a bad name to KDE (or OSS in general) as being disrespectful of law and society (that would sure be some nice material for some prop. vendors), but on the other hand you just feel the humongous stupidity of the whole situation that you can't implement something that is (as I understand it) quite simple.
It reminds me of some of the mp3 patents Ogg/Vorbis had to deal with. IIRC mp3 had patented some almost basic mathematical ways of computing something, so Ogg needed to implement those in a totally different and non-obvious was just to avoid the patent.
By Matthijs Sypken... at Sun, 2001/07/15 - 5:00am
Re: KDE Print Presentation
Another impressive thing is that this online pres was created and generated entirely with KPresenter, and that isn't even stable yet either!
By Carbon at Sun, 2001/07/15 - 5:00am
Re: KDE Print Presentation
Actually it is, KDE people have been using KPresenter for presentations at conferences and such (and putting them on the web afterward, just like that one) for *years* now. I remember seeing some of Kurt Granroth's KPresenter presentations posted on the web 2 years ago.
By David Walser at Sun, 2001/07/15 - 5:00am
RFC: Pamphlet printing
One thing I liked when using my prior wordprocessor is a special printing mode called "pamphlet printing" (PP). This was very useful but it is a little bit tricky to do it right. PP means: you have e.g. 2 sheets of A4 paper (landscape) one on top the other, now you fold this in the middle and you have a little A5 pamphlet of 8 pages. If you watch how to print these 8 A5 pages on the 2 A4 sheets you see the problem:
than printing stop, user feeds the printer for bottom printing:
As I said, its a little bit tricky :-)
By Thorsten Schnebeck at Sun, 2001/07/15 - 5:00am
Re: RFC: Pamphlet printing
Have a look at this:
I guess it would be easily possible to add a filter and GUI to the kde printing system, that uses this functionality.
By Moritz Moeller-... at Sun, 2001/07/15 - 5:00am
Re: psbook
Hmm, but this is PostScript-only, or? I want to use gimpprint cups-modules for my new colour-printer - and I think this driver does not generate any PostScript?!
By Thorsten Schnebeck at Sun, 2001/07/15 - 5:00am
Re: psbook
Printing on unix is always Postscript. The gimp-print printers just trabslate the Postscript to the Printer languages.
Basically the way goes
You can easily see, that print filter and spool system belong together, it it no problem to generate a brochure with psbook and then hand it to gimp-print.
By Moritz Moeller-... at Sun, 2001/07/15 - 5:00am
Re: RFC: Pamphlet printing
no need to code if you want to use psbook. just create an instance of your printer, go to the filter tab and add a psbook command line with the right options to it ...
By ik at Sun, 2001/07/15 - 5:00am
Re: RFC: Pamphlet printing
Thanks for the info! Found it :-)
By Thorsten Schnebeck at Sun, 2001/07/15 - 5:00am
Re: RFC: Pamphlet printing
seems like a question for Michael... i think a system to configure/set parameters of external filters would be extremely usefull ...
By ik at Mon, 2001/07/16 - 5:00am
Re: RFC: Pamphlet printing
No, you don't necessarily need the number of sides. If you don't specify anything, psbook will calculate it for you, and this "default" value is usually what you want.
In the current structure, the easiest way to do pamphlet printing is to define 2 filters: one for odd pages, and the other for even pages. What the user would have to do then is:
Writing those 2 filters is an easy task, and I can make it available for 2.2 release. Of course this is not "integrated" in the sense that everything is done automatically. I'll see what I can do for an integrated solution in future development.
By Michael Goffioul at Mon, 2001/07/16 - 5:00am
Re: KDE Print Presentation
Why the dont add to the KDE system the CUPS package? I mean, if KDE Print uses it, and is a front-end for it, i think it has to be with the KDE whole package .. i think :-)
By Daniel at Sun, 2001/07/15 - 5:00am
Re: KDE Print Presentation
So if KDE uses X11 , QT whatever, it has to be in the KDE package?
We have distributions for this. If yours doesnt come with CUPS then
By ac at Mon, 2001/07/16 - 5:00am
Re: KDE Print Presentation
It would be cool to see an alternative organizational destribution to Debian, perhaps putting KDE at the center, but I can see why that should definately be a seprate and non-KDE-endorsed project.
KDE is all about features, ease of use, performance, etc. I like how they leave the philosophy to the user, OSS, and GNU, and how KDE is purely a software project to improve computing that lets anyone who agrees to share in on the modification and distribution.
By Gilded Rooster at Wed, 2001/07/18 - 5:00am
Re: KDE Print Presentation
I'm wondering what's the current status on LPRng support (as in RedHat 7.1)?
By Carlos Rodrigues at Sun, 2001/07/15 - 5:00am
Re: KDE Print Presentation
It's on its way. But won't be available for coming 2.2 release. Only some basic support that will allow you to print. No management.
By Michael Goffioul at Mon, 2001/07/16 - 5:00am
Re: KDE Print Presentation
I would love an easy admin for priters that counts pages, I know cups can do it (but getting the right filter can be a bit of trouble).
It would be good for options such as get page count from printer via parallel, TCP/IP, or giving options as using ghostscript to count pages. You need these options to cater for all printers. I have a HP 6P printer connected via parallel and am trying to get the page count feature working on printer, all to no avail yet. I know of a ifhp (input filter for hp) but that is built for lprng system and not cups.
This would be great for people trying to set there computer as a print server (even though you probably shouldn't use X windows system in the first place).
Best of luck with adding features..
Also: does anybody know how to use the script feature for Koffice, and will they be allowing auto record macros like Microsoft Office (allways find that very simple to get the basic macro written)..
By Bradley Crouch at Mon, 2001/07/16 - 5:00am
Re: KDE Print Presentation
iirc, only kspread at the moment supports scripting
By Carbon at Mon, 2001/07/16 - 5:00am
Re: KDE Print Presentation
CUPS is doing the "print account" by passing nearly every job through a "pstops" filter which does the page counting. Output of this filter there may be piped into other filters (like pstoraster --> rastertopcl) or send to the printer directly (if it is a PostScript printer). In any case, this works for network, parallel, serial or USB printers the same.
However, it is *not* giving correct results in the following cases:
the only reliable print count is the one done by the internal printer counter. (Because this is the one you pay for, if you are on a "click price" or similar.) Some, by far not most, printers can be queried remotely for that information via SNMP (Simple Network Management Protocol). That means, in a bigger network with many different printers there *is* just no completely reliable and accurate page accpunting tool!
By Kurt Pfeifle at Tue, 2001/07/17 - 5:00am
Re: KDE Print Presentation
Sorry a very dumb question..
Unfortunately my cups config does not create a page count. Where do I put the pstops filter, I take it is not in the printcap file? For a very simplistic approach what line and where do I put the line to specify pstops as a filter?
By Bradley Crouch at Tue, 2001/07/17 - 5:00am
Re: KDE Print Presentation
You don't need to do this manually. Every CUPS installation will put all its needed filters into "/usr/lib/cups/filter/". There you'll find pdftops, pstoraster, imagetoraster, rastertoepson, imagetops, rastertohp etc. It also will need no further configuration. It recognises the handled files as MIME types and pipes through a filter chain accordingly. In the PPD [=(PostScript) Printer Description file] which is part of the printer "driver" it is defined which one as the last filter (which produces the output to be send to the target printer) should be used.
Same goes for printcap: CUPS does not need it. However, some old-moded, legacy applications (like pre-KDE 2.2 ;-) do need it. They just don't print if they can't find a printcap file wkith printer names in it. But CUPS is very forgiving for this: it creates a "dummy" printcap with just its printer names in it for those old programms which have a hard-coded (non-configurable) "lpr" as their only print command. To tell CUPS to create such a file, just make sure you have a line "PrintcapName /etc/printcap" in your /etc/cups/cupsd.conf" (Don't trust the comments about its "default" setting. To be sure, just uncomment the above quoted line.
Find more docu on CUPS at 2http://www.cups.org/documentation.html. It's excellent and it is complete. Just don't think, CUPS is "an old wine in new hoses". Yes, CUPS is quite easy to handle, once you're familiar with it. But also: yes, CUPS is new. And therefore you have to learn new things...
By Kurt Pfeifle at Tue, 2001/07/17 - 5:00am
Re: KDE Print Presentation
Thanks for the reply...
I tried installing a new Postscript printer, using the generic postscript file and created a print to file printer. This worked, it logs the page count.
But when I use a HP 6P print driver it does not. I thought CUPS prints to postscript then converts to raster then prints to printer. I believe the printer is using the foomatic printer filter, reading from the log messages....
By Bradley Crouch at Wed, 2001/07/18 - 5:00am
Re: KDE Print Presentation
Aaaah... "foomatic" you're using!
That means a bit of a difference. (I'm not quite sure about the details, maybe you ask in the foomatic forum at "www.linuxprinting.org").
Here is my knowledge about it: foomatic, in its incarnation as "cupsomatic", is a "third party" development contribution to CUPS. It is a wrapper, (based on Perl-Scripts) that is able to plug any ghostscript-filter into the CUPS printing system.
For this, there are the special "Foomatic-PPDs" (one for each possible working printer/ghostscript-combination you might think of). The Foomatic-PPD can be choosen during printer installation as usual in CUPS. It calls the "cupsomatic" filter (a Perl-Script, which you also must copy into your normal CUPS-filter directory). This filter then "hi-jacks" your print data away from the "normal" CUPS filter chain and pipes it to the appropriate ghostscript filter.
And as I don't know if this happens before or after "pstops" has done its work, I don't know if this is the cause of your problem. But I strongly suspect, cupsomatic is bypassing the page-counting of CUPS.
For all you who are curious: you can go to www.linuxprinting.org/foomatic.html and use the "CUPS-O-Matic" PPD-generator. Just download "cupsomatic"; then select your printer, the ghostscript-filter you want to use (there might be a suggestion for the "best" one there) and let Grant Taylor's CUPS-O-Matic generate the PPD for you... "cupsomatic" is a fantastic tool to make *all* printers working with ghostscript to work with CUPS equally well (or badly :) -- There might be "better" solutions for many printers now (like what the gimp-print project is doing for most modern inkjets), but cupsomatic often is the only way to make your printer go with CUPS, which then gives you the best of both worlds: the big base of ghostscript-supported printers and the nice features of CUPS (maybe without page accounting) like Web Interface, load balancing, failover, printer browsing, etc.
Especially the printer browsing is a real killer feature of CUPS: it makes all clients, which are newly plugged into the LAN, "Plug'n'Play" within 30 seconds without needing to install a printer driver or configuring a printer, just by "listening" to the CUPS server's short messages which are broadcast every 30 (or what's configured) seconds...
cupsomatic is just one member of the whole foomatic family of wrappers: besides cupsomatic there are pdq-o-matic (for PDQ), lpdomatic (for LPD) and mfomatic (for LPRnd/Magicfilter) doing similar jobs for the named spooling systems (if you still aren not a CUPS-addict like me ;-)
By Kurt Pfeifle at Wed, 2001/07/18 - 5:00am
Re: KDE Print Presentation
for the HP 6P you might want to use the gimp-print source (from "gimp-print.sourceforge.net/"): download, compile (after doing "./configure --with-cups --without-ghost --without-gimp", if you just want the printing functionality with CUPS. As it compiles also all the CUPS-PPDs for the supported printers (this part of the code is due to Mike Sweet, chief CUPS developer), there should be support for page accounting included, as it is not bypassing pstops but part of the normal filter chain of CUPS.
gimp-print has become, contrary to what the name suggests, a very broad free software project. Having started (with Mike Sweet as the originator) as the print plugin for the Gimp, it now has evolved to a project, that compiles its code base into three different incarnations:
-- still the gimp print plugin;
-- the "stp" filter (this used to stand for
-- and as a standard CUPS filter, compiling
Hope this was a round-up that helps you to decide which way to go and try next...
By Kurt Pfeifle at Wed, 2001/07/18 - 5:00am
Re: KDE Print Presentation
Thanks for the reply...
This could be a good lesson to have a postscript printer.. ;^)
Have asked www.linuxprinters.org about cupsomatic on their newsgroup, any luck I will get a reply there. I have also going to give the gimp driver a try, any luck it will work.
By Bradley Crouch at Wed, 2001/07/18 - 5:00am


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At the Rio Dialogues, civil society and business showed through their online votes and panelist speeches increasing leadership when it comes to water issues. And interesting enough, the right to water was not the number one recommendation passed on to the heads of States.
The first speech focused on access to water for local and indigenous communities who very often suffer from discrimination, pollution of their water, transformation of their land into a protected area, and finally privatization of water. This reopened the debate of the role of the private sector with water.
The discussion continued around the nexus water-agriculture: a Malawian representative of an association of farmers stressed the importance of integrated water policy that includes agriculture, energy, economic, and household use.
"There is nothing beyond water, we must relearn to respect it," said Jeff Seabright from the private sector. "Water is this irreplaceable stuff touching health, crisis management, gender, society and ecosystems. To address this challenge, a collective approach is necessary, including public-private partnerships."
"If you want to go fast, go alone, if you want to go far, go together," stated Ania Grobichi. "Two dimensions must be taken into account: availability of water for households and agriculture, as well as its management for climate change and the landscape. Let's remember the Millennium Development Goal to reduce by half the number of people with no access to clean water by 2015."
To achieve this objective it is essential to focus on traditional ways to clean polluted water as well as develop affordable technologies for the global South. Water and sanitation must go together. Sanitation is even more important than water: two billion people have no access to sanitation today.
India, where 17% of the world population live has only 4% of the world's water resources. It will experience an 89% increase in water demand and a 44% decrease in water supply available in the coming years, which increases the need to strengthen the public sector to respond to this challenge.
"This discussion rather successfully captured the complexities of water," concludes Dr Mark Smith, Director – IUCN Global Water Programme.
By Jérôme Duberry, Global Communications
For more information or to set up interviews, please contact:
Brian Thomson, IUCN Media Relations, m +41 79 721 8326, e email@example.com;
Jérôme Duberry, IUCN Media Relations, t +41 22 999 0127, e firstname.lastname@example.com;

subset: commoncrawl


text:
A report released on Tuesday by Schroders studied defined contribution plan design in several countries to try to determine the most effective design. While the report states that participants should be able to make their own decisions about their plans, it acknowledges that left to their own devices, few investors are able to actually make decisions that lead to good outcomes.
"Few are interested or engaged in pension planning and many do not have the financial education or personal data to help in these decisions. Given this reality, members must be helped," according to the report.
Consequently, one of the main solutions for improving outcomes in defined contribution plans is simply forcing participants to save.
As we've seen in the United States, automatic enrollment programs are generally successful in overcoming workers' inertia. The report found that several countries have taken automatic enrollment to its furthest extreme and made contributions to a state or corporate defined contribution plan compulsory, disallowing opt-outs and setting mandatory limits for contribution. Singapore, Hong Kong, Australia, New Zealand and Sweden are all examples of countries that take this route.
However, Schroders found that even where participants are compelled to make contributions, the rates may still be too low given expectations for long-term future returns. Schroders referred to a report by CPA Australia that found that country's compulsory rate, which will increase to 12% by July 2019, "may not be high enough for Australians to retire at the current retirement age."
Replacement ratios, returns and other retirement provisions all affect the appropriate level of contributions. Based on an analysis for retirement plan participants in the United Kingdom, Schroders suggested that the combination of returns and contributions could be no less than 3.5% real annual return and 15% per year to get a participant to two-thirds of their final salary at retirement.
While compulsory contributions might improve account balances, they're not without their own complications. For example, Schroders noted that in Australia, one concern was that mandatory limits may do more harm than good in low-income households.
Automatic escalation is one way to address lower-income workers' difficulty making contributions. Setting contribution limits lower when workers are making less money, then raising the limits over time as those workers' salaries increase keeps them in the plan without putting undue burden on their income. Schroders found that in the United States, 71% of 401(k) plans use automatic enrollment with automatic escalation.
"The impact of auto-escalation can be thought of as using members' in-built inertia in their own favor, almost by stealth," according to the report. "Since experience has shown that very few members ever alter their contribution arrangements, incorporating auto-escalation essentially turns the situation into one of 'opt-out' rather than 'opt-in.'"
Governments that want citizens to save more for their own retirement have to counter those citizens' preference for current spending over future spending. "While such compulsion may seem draconian, it is the single most effective step that governments, regulators and/or sponsors can take to overcome the inertia," according to the report.
Default funds and auto-enrollment go hand in hand, but the funds new participants are directed to need to be well-designed. "Clearly, identifying a single fund that is suitable for every new joiner is impossible due to the varying ages, periods to retirement, earnings, existing assets/financial position and other personal circumstances of each individual," according to the report.
The United States, Canada and the United Kingdom favor target-date funds, Schroders found, and some U.S. and U.K. fiduciaries have begun designing target-date approaches that are more targeted to their employees.
One point of contention is whether a fund carries a participant through retirement or simply to it. Schroders notes the date in a target-date fund doesn't indicate when the fund will start winding down its risk allocation to more conservative assets. In 2012, Standard & Poor's launched indexes to track "to" and "through" funds based on the equities in each fund and how quickly they de-risk.
Boomers who were only a few years away from retirement in 2008 when the financial crisis was siphoning assets out of their portfolios can attest to the importance of limiting losses near retirement. Schroders found that losses suffered 30 years into a participants' plan are around 15% higher than a loss after only 10 years of saving.
Similarly, big gains have a bigger effect on a bigger account balance. Schroders found that a 20% gain for a 20-year-old will increase the account balance by 5% by the time they are 60; at age 50, a 20% gain would increase the balance by 10%.
One way to avoid big losses while compounding real returns, according to Schroders, is to manage tail risk, either through derivatives or active management.
The majority of plans will be too small for managers to design funds for each participant, Schroders wrote. Sponsors could work with similarly sized plans to get the same result, or tailor funds for larger cohorts of similar participants.
One important factor, though, is that members who are defaulted into a fund rarely overcome the inertia that put them there in the first place and change. Consequently, default funds should be designed to take a participant all the way through their career.
Retirement plans frequently stick to domestic investments for several reasons. They're more familiar to the participants, first of all, but they're also frequently not allowed to invest large proportions of the plan in foreign assets, according to Schroders.
However, Schroders noted several arguments for investing in other markets:
- Access to economies that grow at different rates than the domestic economy
- Access to sectors that may be underrepresented domestically
- For small domestic markets, access to deeper and broader stock markets
- Overseas currencies can also provide a source of additional diversification
Mixing domestic and international investments can help dampen volatility, according to the report, although it acknowledged that it was an imperfect solution: "There will inevitably be short- and medium-term periods during which diversification delivers poor results. This occurred in 2011 when target-date funds in the United States had their worst period of absolute and relative returns since 2008 as a result of diversifying into small-cap, non-U.S. and emerging-market equities. However, in most years, international diversification paid off in these funds through smoother returns, higher returns or even both."
Retirement isn't a single event that can be planned for like a vacation; it's a new phase of a person's life, one that could last 20 years. How are plan participants going to live during those years?
The report noted that some plans buy annuities to provide retirement income, some draw from a retirement account and some provide partial guarantees. In a low-yield environment, annuities and guarantees are expensive, though.
"Improved life expectancy, a low growth environment, extremely low bond yields in some markets and rising expectations about retirement lifestyles all contribute to making this a difficult problem to solve," the report says.
Schroders noted, too, that even though participants want guaranteed income in retirement, they're not always willing to pay extra for it.
Flexibility, then, is the answer, even though it's not a very conclusive answer. One solution would be to "average in" to annuity purchases, buying deferred products before retirement begins and throughout the first few years to avoid the high cost right as retirement begins.
Of course, TDF glide paths can always be extended to carry participants farther into retirement, the report suggested.


text:
The car drive great when everything is working, the engine amazing torque, smooth running, the DSG transmission preforms flawlessly. Seats are very comfortable and well finished. It's too bad that the EPA just found out that VW cheated on the emission equipment. We will see what the recall brings.
Volkswagen Jetta Ratings, Reviews and Analysis
Ratings & Reviews
There are some many problems with 2002 V6 models, the computer systems in the car is faulty, the car keep giving all different types of sensor problems, from exhaust to the gas lever to open the tank is poorly installed
I only got the car because my credit needed a boost, and I really needed a car that was safer than my previous vehicle, and this was the only one at the time that seemed like a good idea. Unfortunately, I'm not known for my good ideas. I gave it three stars because it runs well for the hell I've put it through to the point I kinda feel bad for it. That said, I'd say this thing is only for VW enthusiasts, or young drivers who need to learn a financial lesson the hard way. Oh, and one last thing because I know you're curios, it tops out and shakes at 110mph.
Have had to replace parts that should not need replacing on a car with less than 100,000 miles. Makes me believe that substandard parts are being used by VW. Have had to replace, radiator, rear springs, alternator. Car is fun to drive.
Good build quality. Safe. Amazing mileage. Slightly better than average driving experience. Great for useable space. Holds value well.No Diesel stink, but definite diesel rattle, still less then old cars. Harsh out of idle into first. Check tire sensors ALWAYS on.


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Elton and Folksworth Ward Microsoft Excel Training Course
Do spreadsheets give you a fright when your boss drops an assignment on your desk? Even if you have a working knowledge of spreadsheet software, proficiency with Microsoft Excel can be liberating. At Best Training Solutions, our staff of Microsoft Excel certified instructors in Elton and Folksworth Ward could teach you how to be more than proficient with Microsoft's spreadsheet software, but teach you the tricks that will make your next spreadsheet assignment one you look forward to. Our master educators are experts at the latest version of Microsoft Excel and can teach Microsoft Excel Beginner Training Courses or Microsoft Excel Advanced Training Courses. Any skill level you desire with the software program, we can teach you.
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Microsoft Excel is the most powerful spreadsheet software tool in the world. The latest version of Excel is Microsoft Excel 2016, and with it are many advances and new features that can save the day. The tools within the software can help you do things with numbers, charts, and data that will make your boss exceedingly happy. Our educators in Elton and Folksworth Ward ENG PE7 3SH are hands-on and lead all levels of Microsoft Excel you could want, from Microsoft Excel Beginners Training Courses to Microsoft Excel Advanced Training Courses. No industry doesn't use a spreadsheet software program, and most use Microsoft Excel. Receive the career-enhancing training you desire with one of our training courses.
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Don't let your competition get the jump on you for that promotion. Or don't let someone else get that dream job you've always wanted because you aren't proficient with a software program like Microsoft Excel. At Best Training Solutions, we provide the London area with a training center that promises to teach you the software you need to know in today's business world. Book now one of our Microsoft Excel Training Courses by calling (0843) 9033130.
More About Microsoft Excel Training Course
Have you already found the best classes that provide a Microsoft Excel Training Course?
Microsoft Excel is a spreadsheet program and is one of the most useful office suite programs that we can have on our Windows computer systems today.
In spite of the continually advancing technology and numerous software that have actually been established in Elton and Folksworth Ward, the Excel program in the Microsoft Office Suite is still highly helpful and is being commonly used in lots of professional fields today. This might consist of but not restricted to accounting, preparation and arranging, task management, and database, among others.
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Today, if you want to learn a certain computer skill, you do not have to go to a physical school to obtain a training course. If you wish to end up being competent in Excel, you can learn stand out office abilities from tutorials that can be found online.
There are novice and advanced Microsoft Excel courses that you can find online today. Some might be totally free and some are paid. One advantage of the paid courses is that you can get certifications and be accredited, which you can then consist of in your resume.
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Enhance your Excel skills and carry it to enhance your career also. Enroll in classes that provide a Microsoft Excel Training Course and be proficient in Microsoft Excel.


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Union Pacific Employees Achieve Record 2012 Safety Performance
Category: All Articles
Union Pacific Railroad's 2012 employee safety performance was the best in the company's 150-year history. Employees achieved a 1.01 reportable injury rate, surpassing the previous best of 1.15 established in 2011. From 2002-2012, Union Pacific employees improved their reportable injury rate by 58 percent.
A company's reportable injury rate is the total number of injuries reportable to the Federal Railroad Administration per 200,000 worker hours, which is equivalent to 100 employees working a full year.
"Our injury-rate improvement is evidence of our employees' personal commitment to actively caring for their fellow employees, practicing behaviors such as peer-to-peer observation and feedback," said Bob Grimaila, Union Pacific vice president-Safety, Security and Environment. "Our safety leadership development and continuous process improvement team efforts, including those driving down operational variability to provide a more predictable work environment, also play key roles in safety results."
Union Pacific utilizes innovative technology to improve employee safety, as well. For example, many employees receive comprehensive on-the-job training through computer software that teaches them how to maneuver locomotives in rail yards, operate switches and sort rail cars onto different tracks based on rail car destination. This video simulation technology gives employees an opportunity to practice what they have learned in the classroom before they work outside in the real-world rail yard.
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Workplace Essential Skills teaches skills and attitudes necessary to succeed at work. Learners see how to prepare resumes and applications and how to prepare themselves for interviews and work. In-depth documentary and scripted footage shows learners what employers are looking for and how to thrive in a new job.
Tuesday, June 16 at 5:00 am on Main
Wednesday, July 15 at 5:00 am on Main
Thursday, August 13 at 5:00 am on Main
Funding for Workplace Essential Skills is provided in part by:


text: Photos of the dayARIS MESSINIS, AFP/Getty Images 10.17.2014TOPSHOTS A Syrian Kurdish woman walks in a refugee camp in the town of Suruc, Sanliurfa province, on October 17, 2014 during sun rise. Kurdish rebels have been infuriated by the lack of action by Turkey against Islamic State (IS) jihadists trying to take the mainly Kurdish town of Kobane just across the Syrian border.ARIS MESSINIS / AFP/Getty ImagesPolice push through members of the Occupy movement during a standoff in the Mongkok district of Hong Kong on October 17, 2014. Fresh clashes broke out in Hong Kong as pro-democracy demonstrators attempted to take back a protest camp in a densely populated suburb that had been partially cleared by police earlier in the day.ANTHONY WALLACE / AFP/Getty ImagesTOPSHOTS This NASA image of Hurricane Gonzalo was taken from the International Space Station by European Space Agency astronaut Alexander Gerst on October 16, 2014. The resort island chain of Bermuda braced October 17, 2014 for a hit from Hurricane Gonzalo, forecast to produce flooding, strong winds and a life-threatening storm surge. The capital Hamilton was eerily quiet as people retreated to the safety of their homes. Schools, businesses, grocery stores and government offices all closed early Thursday, and many people boarded up the windows of their homes and placed sandbags outside in preparation. As of early Friday, Gonzalo's winds were whirling at 125 miles (200 kilometers) per hour, with even stronger gusts, the US National Hurricane Center said. Gonzalo has already killed one person in the Caribbean and triggered a hurricane warning for the British overseas territory, which is home to around 60,000 people.ALEXANDER GERST / AFP/Getty ImagesLEICESTERSHIRE, UNITED KINGDOM - OCTOBER 17: Fallow deer during the rutting season on October 17, 2014 in Bradgate Park, Leicestershire, United Kingdom. Autumn sees the start of the 'Rutting' season, stags can be heard roaring and barking in an attempt to attract females known as bucks. The larger males can also be seen clashing antlers with rival males. (Photo by Michael Regan/Getty Images)Michael Regan / Getty ImagesA Ukrainian flag flies over the traffic control tower of Donetsk Sergey Prokofiev International Airport during an artillery battle between pro-Russian rebels and Ukrainian government forces in the town of Donetsk, eastern Ukraine, Friday, Oct. 17, 2014. Ukraine's president on Friday hailed progress in Europe-brokered talks aimed at ensuring peace with Russia, with agreements nearing on a gas dispute and local elections in the east.Dmitry Lovetsky / APParis Saint-Germain's Uruguyan forward Edinson Cavani (L) reacts as he receives a red card during the French L1 football match between Paris Saint-Germain (PSG) and Lens (RCL) on October 17, 2014 at the Stade de France in Saint-Denis, north of Paris.FRANCK FIFE / AFP/Getty ImagesMike Moustakas #8 of the Kansas City Royals catches a foul ball hit by Adam Jones #10 of the Baltimore Orioles in the sixth inning during Game Three of the American League Championship Series at Kauffman Stadium on October 14, 2014 in Kansas City, Missouri.Ed Zurga / Getty ImagesKazakh oligarch Mukhtar Ablyazo, an opposition figure wanted on embezzlement charges by Russia and Ukraine, arrives under police protection, on October 17, 2014 at Lyon's courthouse, prior to a hearing as part of his appeal trial regarding his extradition to Russia. A lower court on January approved the extradition.PHILIPPE MERLE / AFP/Getty ImagesDarrell Wallace Jr., driver of the #54 ToyotaCare Toyota, stands on the grid during qualifying for the NASCAR Camping World Truck Series Fred's 250 at Talladega Superspeedway on October 17, 2014 in Talladega, Alabama.Jonathan Ferrey / Getty ImagesRunners pull up after finishing The Dubai European Breeders' Fund Fillies' Nursery Handicap Stakes at Newmarket racecourse on October 17, 2014 in Newmarket, England. (Photo by Alan Crowhurst/Getty Images) *** BESTPIX ***Alan Crowhurst / Getty ImagesJohnny Sauter, driver of the #98 Nextant/Curb Records Toyota, and Timothy Peters, driver of the #17 Red Horse Racing Toyota, race during qualifying for the NASCAR Camping World Truck Series Fred's 250 at Talladega Superspeedway on October 17, 2014 in Talladega, Alabama.Mike Ehrmann / Getty ImagesBradley Cooper and Jimmy Fallon play a game of Egg Russian Roulette during a taping of "The Tonight Show Starring Jimmy Fallon" at Rockefeller Center on October 17, 2014 in New York City.Theo Wargo/NBC / Getty Images for "The Tonight ShMembers of the Kruger National Park Veterinary Wildlife Services in South Africa guide a sedated white rhino toward a loading truck in the Kruger National Park on October 17, 2014. The Kruger National Park relocated four rhinoceros from a high risk poaching area to a safer area as part of ongoing strategic rhinoceros management plan.STEFAN HEUNIS / AFP/Getty ImagesGuests congratulate a bride and groom after they were married outside the Civil Registry headquarters in Montevideo on October 17, 2014. Employees of the Civil Registry celebrated weddings outiside the building in protest for an unpaid salary raise.PABLO PORCIUNCULA / AFP/Getty ImagesOpperations Manager Marius Kruger (R) and Kruger national Park head veterinarian Dr. Marcus Hofmyer blindfold a young white rhinoceros to minimize stress during a capture on October 17, 2014. The Kruger National Park relocated four rhinoceros from a high risk poaching area to a safer area as part of ongoing strategic rhinoceros management plan. AFP PHOTO/STEFAN HEUNISSTEFAN HEUNIS/AFP/Getty ImagesSTEFAN HEUNIS / AFP/Getty ImagesBatman visits patients to celebrate Halloween and Spirit of Children week at Mattel Children's Hospital UCLA on Wednesday, Oct. 15, 2014, in Los Angeles.Casey Rodgers / Casey Rodgers/Invision/APApple CEO Tim Cook holds the new iPad Air 2 as he speaks with reporters during an Apple special event on Oct. 16, 2014 in Cupertino, Califor. Apple unveiled the new iPad Air 2 and iPad Mini 3 tablets, as well as the iMac with 5K retina display.Justin Sullivan / Getty ImagesStudents and pro-democracy activists watch a movie on a smartphone on the road outside Hong Kong's government complex on Oct. 16, 2014 in Hong Kong. Police have begun to take measures to remove the blockades put in place by pro democracy supporters following weeks of protests.Chris McGrath / Getty ImagesA general view shows the Luijiazui Ring Road in Lujiazui Financial District in Pudong, seen from the 109th floor of the Shanghai Tower (which is still under construction), covered in smog in Shanghai on Oct. 16, 2014.JOHANNES EISELE / AFP/Getty ImagesQueen Elizabeth II visits the crypt of Thomas Moore at the Tower of London on Oct. 16, 2014 in London. 888,246 poppies will be planted in the moat by volunteers with the last poppy being planted on Nov. 11, 2014. Each poppy represents a British or Colonial fatality in the First World War.Chris Jackson / Getty ImagesSienna Miller attends the premiere of Foxcatcher as part of the 58th London Film Festival, at the Radisson Blu Edwardian Hampshire Hotel on Oct. 16, 2014 in London.Stuart C. Wilson / Getty Images for BFILieut. Col. John Klatt flies an Air National Guard MXS on Thursday, Oct. 16, 2014 while practicing aerial manoeuvres in preparation for this weekend's Wings Over North Georgia Air Show at the Richard B. Russell Regional Airport in Rome, Ga.Dan Henry / APA worker installs wires on the 109th floor of the Shanghai Tower (which is still under construction) in front of the smog-covered skyline of the Lujiazui Financial District in Shanghai on Oct. 16, 2014. China has for years been affected by heavy air pollution, caused by enormous use of coal to generate electricity to power a booming economy.JOHANNES EISELE / AFP/Getty ImagesJean Paul Gaultier arrives with models Andreja Pejic, right, and Alexandra Agoston to opening night of The Fashion World of Jean Paul Gaultier at the National Gallery of Victoria on Oct. 16, 2014 in Melbourne, Australia.Luis Ascui / Getty ImagesFrance's Alexander Levy plays a chip shot during Day 2 of the World Match Play Championship at the London Golf Club, golf course in Ash, southeast England on Thursday Oct. 16, 2014.Gareth Fuller / APHorses from the Gai Waterhouse Stable - Woodbine, Forever Loved, Diamond Drille, Ryker and Wadjina head out for a beach work session at Altona Beach on Oct. 17, 2014 in Melbourne, Australia.Vince Caligiuri / Getty ImagesRegistered nurse Keene Roadman stands fully dressed in personal protective equipment during a training class at the Rush University Medical Center, Thursday, Oct. 16, 2014, in Chicago. With hospital workers increasingly in the spotlight over the spread of the Ebola virus, the hospital held a training session for a team of medical professionals with expertise in intensive care and infection control.Charles Rex Arbogast / APShaun Pyne performs an air during the Shark Island Challenge at Shark Island off South Cronulla Point on October 16, 2014 in Sydney, Australia.Cameron Spencer / Getty ImagesSisters Darlene Steves, left, and Suzanne Pearson are at odds at tailgate outside the Bell Centre prior to the Habs' home opener in Montreal Thursday October 16, 2014. Pearson now lives in Saskatchewan.John Mahoney / The GazetteFormer Montreal Canadiens goaltender Ken Dryden passes the torch to current Hab Carey Price during a ceremony prior to the home opener against the Boston Bruins in Montreal Thursday October 16, 2014.John Mahoney / The GazetteFrance's Alexander Levy plays a chip shot during Day 2 of the World Match Play Championship at the London Golf Club in Ash southeast England Thursday Oct. 16, 2014.Gareth Fuller / APThe sun rises behind a ship as it enters the North Sea from the river Tyne, near Tynemouth, England, Wednesday, Oct. 15, 2014.Owen Humphreys / CPA picture taken on October 14, 2014 shows love padlocks attached to the railing of a bridge in the city of Hillah, the confessionally-mixed but mostly-Shiite capital of Babil province south of Baghdad.HAIDAR HAMDANI / GettyIn this Sept. 12, 1953 photo released by RR Auction, John F. Kennedy and his new bride Jacqueline, front right, pose with members of the wedding party in Newport, R.I. The photo is one of a collection of 13 original images made by Frank Ataman, of Fall River, Mass., being auctioned by RR Auction. The original negatives were discovered in his darkroom after he died. The auction closes Wednesday, Oct. 15, 2014.Frank Ataman / CPA firefighter looks for storm drains to unblock after a car became stuck in flooded water under the Mount Carbon Arch, Mount Carbon, Pa., on Wednesday, Oct. 15, 2014.David McKeown / CPA police officer sprays a pro-democracy protester in the face with pepper spray in Hong Kong on October 15, 2014. Hong Kong has been plunged into the worst political crisis since its 1997 handover as pro-democracy activists take over the streets following China's refusal to grant citizens full universal suffrage.Alex Ogle / AFP/Getty ImagesLawyer Amal Clooney, centre left, arrives at Acropolis Museum in Athens, Wednesday, Oct. 15, 2014. Lawyers Geoffrey Robertson, Norman Palmer and Amal Clooney arrived Monday to Greece on a four-day visit to meet government officials, including Prime Minister Antonis Samaras, and advise on Greece's quest to have the Parthenon Marbles returned to Athens.Petros Giannakouris / CPPeople gather on a hilltop on the outskirts of Suruc, at the Turkey-Syria border, to watch fighting between Syrian Kurds and the militants of Islamic State group in Kobani, Syria, over the border, Wednesday, Oct. 15, 2014. Kobani, also known as Ayn Arab, and its surrounding areas, has been under assault by extremists of the Islamic State group since mid-September and is being defended by Kurdish fighters.Lefteris Pitarakis / CPThis video frame grab from NASA shows NASA astronauts repairing a failed power regulator outside the International Space Station on Wednesday, Oct. 15, 2014. Flight Engineers Reid Wiseman and Barry Wilmore of Expedition 41 will replace a failed power regulator known as a sequential shunt unit, which failed in May. "The unit regulates power from the 3A solar array," NASA said in a statement.HOPD / CPKyla Ford peers from a window of her father Doug Ford's campaign bus after the Toronto Mayoral Candidate cast his ballot in advance voting for the Toronto Municipal Election at an Etobicoke polling station on Wednesday October 15, 2014.Chris Young / CPShareAdjustCommentPrint xSharePhotos of the day Email Twitter Facebook Pinterest Google Linkedin


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Teen hockey player had '2 minutes to live' when trainer jumped in
Methuen student's arm slashed by hockey skate during game
A seemingly minor incident on the ice nearly turned deadly for a Methuen high school hockey player.
"I've taken all the positives from it. I could be dead," Brady Barron said.
For Barron, 16, a purple cast now covers a brutally close call. It happened two weeks ago when the Methuen varsity hockey forward collided with a competitor. Both went flying, and a skate blade sliced deep into Barron's wrist.
"I saw a couple of drops of blood," trainer Janielle Martin said.
Martin, a certified and licensed athletic trainer and a nurse, was the first to notice the pain etched on Barron's face.
"Then as he started to fall, I saw the wrist," Martin said.
A blade severed a dozen tendons, several nerves and an artery. It's a moment Barron's father still struggles to relive.
"I knew what it is to sever an artery and what's the worst that could happen," he said.
But Martin knew what to do, and with the help of others, they stopped the bleeding until EMTs arrived.
"I put pressure on the artery just above the laceration … kept his arm above his head," Martin said.
It was only after emergency surgery that doctors explained how quickly Barron could have bled to death.
"We were talking about it and they said, 'You had two minutes,'" Barron said. "When I heard that I was in shock."


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Password-protect access to an application with Apache
To configure Apache to request a username and password when accessing your application, follow these steps:
At the console, type the following commands. Remember to replace APPNAME, USERNAME and PASSWORD with your application name, desired username and desired password respectively.
$ cd /opt/bitnami $ apache2/bin/htpasswd -cb apache2/APPNAME_users USERNAME PASSWORD
Edit the /opt/bitnami/apps/APPNAME/conf/httpd-app.conf file and add the following lines. In addition, find the line containing Require all granted line and comment it by placing a hash (#) symbol before it, as shown below:
<Directory "/opt/bitnami/apps/APPNAME/htdocs"> ... AuthType Basic AuthName MyAuthName AuthUserFile "/opt/bitnami/apache2/APPNAME_users" Require valid-user ... <IfVersion >= 2.3> # Require all granted </IfVersion> ... </Directory>
If your application has a proxy, add the following lines at the end of /opt/bitnami/apps/APPNAME/conf/httpd-app.conf file:
<Location /> AuthType Basic AuthName "Authentication required" Require valid-user </Location>
Restart the Apache server:
$ sudo /opt/bitnami/ctlscript.sh restart apache
When accessing the application, you will see the following authentication popup window. Enter the username and password that you have defined in the first step:
To change the password later, run the htpasswd utility without the -c switch and replace the USERNAME placeholder with the username of the account you wish to modify:
$ sudo /opt/bitnami/apache2/bin/htpasswd /opt/bitnami/apache2/APPNAME_users USERNAME
To add another user to the same file, run the htpasswd utility without the -c switch and replace the USERNAME and PASSWORD placeholders with the new username and password you wish to add.
$ sudo /opt/bitnami/apache/bin/htpasswd -b /opt/bitnami/apache/APPNAME_users USERNAME PASSWORD


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What: Dihydroxyacetone (DHA) is derived from sugar beets or cane sugar and is a key active ingredient for natural self-tanners. The skin-browning effect is the result of a nontoxic chemical reaction between DHA and the amino acids which are part of the keratinous layer of the skin's surface, much like the browning effect in food caramelization. The resulting color is called melanoidins, similar in color to the melanins our bodies produce naturally when exposed to UV rays.DHA creates a more naturally-looking tan, and fades more evenly, than chemical tanners and is now considered the most effective sunless tanning ingredient. It is also considered the safest form of tanning over chemically-derived self-tanners and sun exposure. The tan produced by DHA takes approximately 2-4 hours to appear on skin and will not wash away due to sweat, water, or soap. The tan will fade gradually over the course of 3-10 days. (Wiki)
Origin: Dihydroxyacetone (DHA) is obtained by the fermentation of certain sugars, like sugar cane and beet sugars.
Products Found In:Sunless tanner sprays, lotions, gels, mousses, and cosmetic wipes.
Toxicity: Dihydroxyacetone (DHA) is generally classified as being a low to moderate hazard depending on product usage and how the DHA is sourced. All DHA in tanners on this site are naturally sourced.
DHA has been approved for cosmetic use by the FDA, the Canadian Health Ministry, and most of the EU member nations. DHA-based sunless tanning has been recommended by The Skin Cancer Foundation, American Academy of Dermatology Association, Canadian Dermatology Association and the American Medical Association.


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Just another "day at the office" or a walk down the aisle?
...and then up the aisle:)
Are we really, really ready? And isn't it beautiful around...
Yes, we are wearing Drymax. You know, it's important to do what works when preparing for such a life-long step.
Rev Camden, dear friend Craig, came all the way from Dallas to perform the ceremony. He read beauutiful words that rang in hearts fully...
...and we held hands, shaking a bit:)
And just like that, it was over. And it couldn't have been better.
The boys had a role, although catching a beetle (who is our adopted pet now and runs around the house) was by far more interesting:)
Happy looking. Simply happy.
Yes, we had to open a bottle of Soviet Champagne, for sure.
And have a chit-chat about races - what else?
"Big" she-bang of a wedding party at a Tex-Mex breakfast place. More racing talk:) I manage to loose Larry's wallet, and then it turned out it wasn't lost at all. Never a dull moment with me, huh?
We continued on to Harrison's first game of the season where he saved his team with a perfect goalie play.
And, of course, ate wedding cake.
As well as Russian crepes.
Sunday we went to the Sea World, to scream while falling upside-down, and to watch Shamu,
as well as feed dolphins.
All in all, it was perfect, wonderful, everything we ever wanted it to be. That concluded Larry's tapering and my 4th in a row 80-mile week of training for Cactus Rose 100 (Joe and Joyce wedding present).
Now we are off for an HHH - Honeymoon at the Hundred in the Hood. Larry is running, I am getting busy and bossy!


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Vivienne Westwood rides a Pashley Penny about London! And even onto the red carpet. http://rdujour.com/2009/03/16/vivienne-westwood-bike-riding/ReplyDelete
- AnonymousSeptember 15, 2012 at 9:23 AM
So pretty!!ReplyDelete
To me, those sweeping lines give the impression of speed -- or that of riding a suspension bridge!ReplyDelete
- AnonymousSeptember 15, 2012 at 1:32 PM
I love Pashley bicycles they ride fab - incl the Penny.ReplyDelete
But with their new colour schemes they look awful.
Come on Pashley bring back the tasteful and vibrant colours again!
Trots diddlie
- AnonymousSeptember 15, 2012 at 6:24 PM
Nice bike, love the unique look.ReplyDelete
The Penny appeals to me. I always thought loop frames looked too cutesy and this is something different. Too bad about the size though. I am taller than you and long in the torso.ReplyDeleteReplies
Others have said this, but honestly I don't see the Penny as any less "cutesy" than a traditional loop frame design. I would not even say that it's more gender-neutral - I mean, there's the name; it is clearly marketed to women. Which is fine. The biggest difference between the Penny and the loop frame Princess is the handling.Delete
Sizing - yeah. I would say this bike is ideal for those under 5'6" or with short torsos.
There is a potential solution to the short virtual top tube problem for those who must have this bike but are too tall. The downside is that bars would be lower.ReplyDelete
I am not sure how much the average Penny customer will want to do this, but one could get a Nitto Technomic 12cm stem (I think that's the longest reach) which has a fairly tall neck, and replace the stock riser stem while keeping all other components the same.
It would be a direct swap. Need to undo the allen bolts, remove the brake lever and grip, replace the stems and reassemble. Depending on which handle bar clamp diameter stem one gets, it may need an aluminum can shim (not visible after installation).
I think together with the stock bars that would stretch the position out enough for taller people to be able to ride it without being cramped, although, like I said, bars would be somewhat lower.
The handlebars remind me of those that Pashley uses on the Poppy model. Even at just under 5'4" I recall that the Poppy felt cramped with the straight bars, but after changing them, it provided more room and comfort with hand positions. I'm wondering if Pashley will make changes to these handlebars, or perhaps they have worked well to date for those who buy their bikes?ReplyDelete
I really love the color and the lines of this model though... it is quite lovely.Replies
I am pretty sure they are the same handlebars as on the Poppy. But unless I am missing something, if anything the straight bars should have the opposite effect. While they might make the hands feel cramped, they should actually expand the feel of the cockpit itself, since their hand positions are further forward than those on swept back bars.Delete
My eldest daughter has a Poppy and the handlebars are the same as on the Penny.Delete
Can you tell me how the ride on the Penny compares to Riv's Betty Foy? I have had my Penny (here in the UK) since April, and as you say, it's perfect on the flat but I am finding that I tend to run out of gears easily.ReplyDelete
It is a fun bike though, a bit like the velo equivalent of a Mountain and Moorland pony!Replies
The Rivendell Betty Foy should do better on hills for sure, provided you set it up with derailleur gearing. Overall I would say it's a more performance/long distance oriented bike. It is somewhat lighter. And finally there are provisions for carrying things both in the front and rear.Delete
Making a comparison between the Penny and the Parabike, I have two thoughts:ReplyDelete
1) The Penny is awfully cool looking and I'd like to ride one sometime
2) if the Penny had an imaginary military role, I could see it as being the issue bike for Scottish Highland airborne troops- you could easily ride it in a kilt!
That color is very attractive, to me at least.
I can see the benefits of the low step-over, but the Penny looks like an afterthought to the Parabike. The handing sounds promising, but I am not excited about the looks.ReplyDelete
- AnonymousSeptember 16, 2012 at 8:50 PM
Again, neither the parabike nor the Penny are new models. Pashley has been offering the Tube Rider for some time.ReplyDeleteReplies
Sorry but some of your reviews, such as this one and that of the Honey, veer towards language descriptors and not numbers or geo, where stuff really is.ReplyDelete
Short virtual tt? Get a bike the proper size. Bars not commensurate with the style, whatever the style may be...if it fits it works.
I feel your lack of geo understanding his influencing when you choose to discuss aesthetics of bikes.
Look at any modern Dutch Giant or whatever. They're just hybrid bikes. Same as this.
Personal sensations over bikes that don't fit really don't count for much that have been ridden a few miles...I dunno. It's not quite right.
- AnonymousSeptember 17, 2012 at 7:59 AM
You mention the lack of bottle cage mounts. I have a Parabike that has the mounts, but their location on the seat tube makes it nearly impossible to retrieve the bottle whilst riding as its removal is blocked by the twin top tubes. 20 ounce bottles are the worst. A solution is a bar-mounted bottle cage.ReplyDeleteReplies
Hah! I have "twin rocket" bottle mounts on my Pashley Roadster's handlebars.Delete
That's too bad, and good to know. But I bet it's still an advantage to be able to drink at red lights. With the Penny, you'd have to get the bottle out of a bag or basket, or else resort to some wacky setup like on MDI's bike.Delete
- AnonymousSeptember 17, 2012 at 11:25 AM
I don't know if you can answer this question, but is there any practical reason for the curved tubes, or is it purely a matter of aesthetics?ReplyDelete
What's with all the one-size-fits-all bikes? I found the Linuses too small, and I bet this one would feel that way to me, too. Do manufacturers think all women are under 5'5"? Never mind the ones who think all humans are over 5'8". Bikes should come in a range of sizes, whether for men or women. This just annoys the heck out of me as a long-inseam, medium-height female. Raleigh made three different sizes of the Sports in the "women's" model. I have the medium one. Were women really a wider range of sizes 40 years ago? I don't think so.ReplyDelete
Otherwise, the bike is cute, but like the Linuses or the Pilen you tested earlier this year, the one-size-fits-everyone thing means I probably won't ever consider one. That just seems like a bad business model.
- Nancy BourguignonOctober 30, 2012 at 2:01 PM
I got the blue Penny a few months back after 20 something years without a bicycle. I was initially looking at the Princess but when I realized how heavy it was, I quickly started looking at other models ( I need to carry it a flight of stairs ). I like the look,the color, the internal hubs and the Brooks saddle is incredibly confortable. I am 5'8" and do not feel it is too short for me. However, I wish Pashley had used the same handlebars as on the Parabike,I would prefer to ride more upright. Also, I wish they had put at least a rear wheel rack on them. I have since purchased a rear rack in black and a basket. Someone suggested changing to a longer stem but for me I think just having a more curved handlebar would do the trick. All in all, I think my heart remains with the Princess or the Sonnet. Any thoughts on the handlebar situation would be welcome.ReplyDelete
I have this bike and am thrilled with it. I got it in navy and changed the tyres to white, it turns a few heads! Initially when I went sample bikes, the bike shop owner kept trying to persuade me to sample in-shop aluminium ones, which were rough and bumpy, however when I tried the Para, upon which the Penny is based, it rode like a dream, it felt like it was pushing me rather than I pushing it. I ordered it straight away much to the shop owners dismay. Word of caution though when my Penny arrived the shop owner who was meant to put the bike together had not secured any of the fittings, including the breaks and had not set the gears at all. It was unrideable, fortunately my husband sorted it all out for me. Pleased to see its got a mentîon on lovely bicycle also as when I was researching on the internet for reviews I could find nothing about it, which was a shame as it is truly a fabulous bike. I am 5 foot five, by the way and height not a problem for me.ReplyDelete


text: Thursday, November 08, 2012 New POS Code Established at APTA's Urging APTA's request for a new place of service (POS) code to indicate that a physical therapist (PT) delivered services at a patient's worksite recently was granted by the Centers for Medicare and Medicaid Services (CMS). Place of service codes are 2-digit codes placed on health care claims to indicate the setting in which a service was provided. The new code is available for use effective January 1, 2013, but will not be effective for Medicare until May 1, 2013. The new code, POS 18, is named "place of employment-worksite." Per the description, the code should be used when physical therapy is delivered at "A location, not described by any other POS code, owned or operated by a public or private entity where the patient is employed, and where a health professional provides on-going or episodic occupational medical, therapeutic or rehabilitative services to the individual." PTs delivering services that are appropriately reported using POS codes should check with payers to determine if they are prepared to accept POS 18. Examples of situations in which POS 18 can be used include, but are not limited to: Job site analysis to identify potential accommodations – patient present and participating in the service Job coaching to improve biomechanics at the work site – patient present and participating in the service Physical therapy evaluation and treatment at the worksite Functional capacity evaluations at the worksite to determine the worker's ability to perform specific job duties Currently, PTs are likely to report POS 99, known as "other place of service," when delivering services at the worksite. The addition of POS 18 will enable PTs, payers, and others using POS code data to more accurately identify where services are delivered. Health plans can use this information to implement payment differentials when providers are required to travel in order to deliver services, and to study the costs and benefits of alternative service delivery options. In its request to CMS for the new POS code, APTA noted that the provision of physical therapy (and other medical) services at the place of work reduces lost productivity, enhances the effectiveness of job-specific training, and improves access to services where transportation and other barriers may exist. The association also told the agency that workers are more likely to receive the health care services they need in order to remain productive in the workforce when services are easily accessible. Additionally, job-specific evaluation and training services, including job and/or ergonomic analysis, must be performed at the work site and therefore are not appropriately reported using other place of service codes (except POS 99, which is nonspecific). CMS maintains POS codes used throughout the health care industry. Additional information about POS codes is available on CMS' website. CMS will publish a change request in the near future to inform payers of the change. Meanwhile, the updated list of codes is available here.


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My mom makes the best.....
We are all familiar with this age-old cliche, but it's really true here. My mom's freshly baked granola is the best. Chewy, crunchy, toasty, with lots of honey - it is heavenly. It has been years since my mom made this granola, but I still crave it.
During a recent granola jones, I called mom to see if I could get my hands on her old recipe. Sadly, it was tossed out in her recent move. She tried to remember ingredients.... dry milk powder, sesame seeds.... bake at 275?... With these cryptic clues, I began a determined quest to recreate her granola. Cooking with a scientific approach is not my thing - I am more the improvisational, intuitive type in the kitchen. But on this quest, I adjusting measurements with the extreme precision of a lab technician. I read countless recipes. I baked many, many batches of not-quite-right granola taking copious detailed notes along the way. Finally, I got it.
There are so many variations to be enjoyed with the basic granola foundation: skip the coconut oil and substitute with more butter and safflower oil; use pecans or walnuts in place of the almonds; try sultanas instead of dried cranberries; leave out the shredded coconut, or sunflower seeds, or whatever tidbit is not to your liking. Have fun and enjoy your own granola. I'd love to hear about any great variations you discover.
- 1/2 cup sesame seeds
- 1/2 cup almond slivers
- 1/2 cup sunflower seeds
- 1/2 cup dried cranberries
- 1/2 cup unsweetened shredded coconut
- 1/2 cup flour (GF folks: Pamela's Bread and Flour Mix)
- 1/2 cup dry milk powder
- 4 tablespoons unsalted butter, melted or at least softened
- 2 tablespoons raw organic coconut oil
- 2 tablespoons safflower oil
- 2/3 cup honey
- 2 1/2 cup oats (GF folks: be sure to use certified GF oats)
- pinch of sea salt
Preheat oven to 275.
Mix all ingredients until well integrated.
Pour granola mixture onto a baking sheet. Don't spread it out too much, keep it clumped together near the center of the pan. (I put my oven rack close to the top of the oven so that the bottom doesn't brown too quickly.) Bake for 20 minutes.
Then take out granola, mix and spread out more evenly over the entire baking pan. But don't break up the clumps too much, we want those chewy clusters later. Bake another 8-10 minutes, mix granola again to insure even browning.
Bake 8 -10 more minutes and you should be ready. The granola should be only golden brown, not too dark. Try to wait until it is cooled before indulging in a bowl. As the granola cools its wonderful texture emerges, becoming chewy and delicious.
If you are willing to part with a little granola, pack up a jar or two and share with friends.


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The Ixodid ticks of Kenya: a review of present knowledge of their hosts and distribution
Commonwealth Institute of Entomology, 1974 - Medical - 220 pages
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47 pages matching Hills in this book
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INTRODUCTION Historical review
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albiparmatum and/or Bushed Grassland Animals Cattle 892 areas arid Black rhinoceros Boophilus decoloratus Buffalo 119 Central Province Coast Province collection NN collections containing Host containing Host recorded containing this species Domestic Animals Cattle dry sub-humid East Africa Eastern Province Ecological Zone Embu District evertsi farm feet in altitude Forest Haemaphysalis aciculifer Haemaphysalis leachii group Hills Host Relationships Summary humid to dry Hyalomma impeltatum includes NN Isiolo District Kajiado District Kajiado District 19 Kenya Kitui District Kitui District 30 Laikipia District Linnaeus Machakos District Machakos District 31 Marsabit moisture indices 40 Nairobi Nakuru District Nakuru District 17 Narok District Ngong Notes on identification Nyanza Province Nyeri occurs parmata pravus pulchellus recorded this species Rhipicephalus appendiculatus Rift Valley Province Samburu District sanguineus group simus specimens sub-humid to semi-arid Summary of collection Taita District 37 Theiler truncatum Wild Animals Wooded and/or Bushed Woodland Yeoman & Walker Zoogeography Zoogeography Map


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Sunshine On A Cloudy Day
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FLOWER Tattoo Design and IdeasIn the category of FLOWER Tattoo located beautiful design ideas of tattoos for Your body. If You're a fan of the FLOWER themes, maybe designs tattoos placed in this category fit for Your body.
On the website ctattoos.com the users can to place their tattoo in category FLOWER, if they violate Your copyright, please inform us using the feedback


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At installation, the just-released Visual Studio 2012 product installs .NET Framework 4.5, which incorporates brand new versions of ASP.NET Web Forms and ASP.NET MVC. For inscrutable reasons, ASP.NET Web Forms is versioned as 4.5, whereas the ASP.NET MVC you get with Visual Studio 2012 is verisoned as MVC 4.
Visual Studio 2012 brings new powerful tools such as Page Inspector, improved JavaScript and HTML editors, and the CSS editor (see Figure 1).
Figure 1: The new CSS editor in Visual Studio 2012.
As for the new API, the official list of new features in ASP.NET 4.5, related to both ASP.NET Web Forms and ASP.NET MVC, is readily available, but Table 1 offers a quick summary. Not all of the new features have the same impact on how you do things. I will look at the features from Table 1 that everybody should seriously consider when writing ASP.NET 4.5 applications. These features will make your ASP.NET programming in Visual Studio 2012 much different from the past
Web API
Framework to build an HTTP set of endpoints representing the Web API of your application.
Bundling and minification
Combines individual resource files into a single download and minifies JavaScript files.
Asynchronous code
Full support for new C# keywords for asynchronous operations.
User authentication via social networks
ASP.NET authentication now supports OAuth and can be easily coded to authenticate via Twitter or Facebook.
Mobile development in ASP.NET MVC
MVC only
In ASP.NET MVC, you have ad hoc project templates and features (i.e., display mode) to switch between mobile views.
Model binding in Web Forms
Web Forms only
Ability to use page methods instead of data source objects to perform CRUD operations from within data-bound controls such as GridView.
Strongly typed binding in Web Forms
Web Forms only
Ability to indicate explicitly the type of the data item being bound to a data control.
New classes to support and create WebSockets endpoints.
HTML5 support
Web Forms only
New server controls and improvements to existing controls to better support HTML5 elements and input validation.
ASP.NET configuration improvement
New configuration settings to fine-tune site performance.
Table 1. What's new in ASP.NET 4.5.
Creating Your Own Web API
Most client applications require a back end accessible via simple HTTP calls. Whether it is a desktop or mobile application or just an Ajax-based HTML page, a list of HTTP endpoints is necessary for the app to download data and push requests. Until a few years ago, this was the territory of SOAP-based Web services and then WCF services. WCF is a great and powerful technology, but when all you need is to expose a few endpoints over HTTP and accept and return JSON data, WCF is often overkill. All attempts at adapting the WCF stack to a simpler HTTP-based conversation failed to win over developers.
Developers using ASP.NET MVC solved the problem by creating ad hoc controllers and route configuration. In this way, they could manage to handle any HTTP verb over handmade URL formats an easy, lightweight, and especially effective solution. Up until ASP.NET 4.5, however, Web Forms developers had to stick to WCF services or tricky workarounds such as ASP.NET page methods. The new ASP.NET Web API comes to the rescue and provides a unique framework that works the same for both flavors of ASP.NET.
To use the Web API in ASP.NET MVC, you just add a new controller class and make it inherit from the new class
public class OrdersController : ApiController { public IList<OrderForDisplay> GetAll() { // Select all orders and return. Orders are packaged into data-transfer // objects and include only properties required for display. } public OrderForDisplay Get(int orderId) { // Select specified order and return. } : }
Unlike a canonical ASP.NET MVC controller, this class returns direct data instead of
ActionResult objects. The base class
ApiController takes care of all the plumbing necessary to make this code work on top of the ASP.NET MVC stack.
In addition, you need to add a new route that specifically targets the new API controller. You do this in
routes.MapHttpRoute( name: "DefaultApi", routeTemplate: "api/{controller}/{id}", defaults: new { id = RouteParameter.Optional } );
In light of this, you can now use a URL, such as /orders or /orders/123, to get all orders or just a particular one. Furthermore, you can populate the API controller with methods bound to
DELETE, and
POST verbs. Verb binding is ruled by naming convention, and the methods
Delete, or
Post are automatically associated with requests over the corresponding HTTP verb:
public class OrdersController : ApiController { : // Sample URL: /orders public void Post(OrderForStore order) { // Use this to update/insert uploaded data } // Sample URL: /orders/123 public void Put(int id, OrderForStore order) { // Use this to insert uploaded data } // Sample URL: /orders/123 public void Delete(int id) { // Use this to delete uploaded data } }
While this code is slightly simpler than you'd use with a canonical controller, it has the same effect. In ASP.NET MVC, the Web API is sometimes preferable over plain controllers because of one extra feature content negotiation. Content negotiation refers to different clients requesting the same data in multiple formats such as JSON or XML. The Web API automatically looks at HTTP Accept headers and determines the ideal representation format for the requested content. Next, it checks whether the Web application lists an appropriate formatter capable of transforming raw content in the right response format. In this way, content negotiation becomes a matter of configuration on both the client and server side and no extra code is required.
To use the Web API in ASP.NET Web Forms, you add the same controller class (for example,
OrdersController) to the
App_Code project folder and edit
global.asax in the same way. Presto! Now you also have a lightweight HTTP-based backend for your Web Forms application.


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The partition deed of John and Mary Keller's land featured in the post dated October 8, 2011 "Partition Deed: Morrow County, Ohio 1884," connects Amarilla to the Keller family.
To understand Amarilla you have to understand that she was part of a very large family, actually two, as well as extended families of Keller and Spracklin. Her father Daniel D. Spracklin married twice as I have indicated in past posts. So Amarilla had full and half siblings.
Daniel's married first to Elizabeth Keller and they married in Morrow County, Ohio on the 28 December 1852 (another source as their marriage 1 Jan 1853).
By 1856 they had migrated to Benton County, Iowa and settled there. Sadly Elizabeth Keller died the 10th of March 1859 just months after she gave birth to Amarilla. Amarilla never knew her mother having been born the 18th of November 1858. She was just a baby! This marks the first tragedy that my great-grandmother Amarilla experiences in her life.
Let me describe Daniel and Elizabeth's family of which they had four (4) children. Only 2 survived to adulthood, Henry and Amarilla:
1. Henry Franklin Spracklin b. 13 September 1853 probably in Toledo, Ohio as his parents began their journey to Iowa. He married Elizabeth Downey 16 November 1875 in Keokuk County, Iowa. He died 22 June 1893 in Davenport, Iowa in a lumber mill accident leaving 9/11 children. He was listed as a grantor in the partition deed along with his sister Amarilla Barkley. It placed Henry in Muscatine County, Iowa in 1884.
2. Oliver Solomon Spracklin b. 18 October 1854 based on the U.S. census. He was probably born in Iowa. He died 10 September 1855. He is buried in Titler Cemetery northwest of Marengo, Iowa with his sister Mary and mother.
3. Mary Ellen Spracklin born 17 August 1856 in Iowa and died 27 September 1861 in Iowa. Mary is also buried in Titler Cemetery with her brother Oliver and mother Elizabeth.
4. Amarilla Grace Spracklin was born 17 November 1858 in Benton Co., Iowa and died in Pine River, Cass County, Minnesota 10 August 1942 under the married name of Urton. She is buried in the Evergreen Cemetery in Brainerd, Minnesota near her first husband George Angus Barclay.
My Aunt Miriam had in her possession a letter written by Elizabeth on one side and on the other a letter written by Daniel dated January of 1858. I will share that with you in the next post for it further connects Amarilla to the Keller family.
Ancestor Outline by Armindo Spracklin featured in the posted dated August 5, 2011 "Ancestor Outline by Armindo Spracklin," on my other blog: Solomon Goss of Fearing Township in Ohio. This outline was given to me by my Aunt Miriam. Armindo was the wife of Charles Edward Spracklin, one of Amarilla's 1/2 brothers.
Family History Notes of Miriam McDonald, grand-daughter of Amarilla Spracklin Barclay, approximately 8 pages. There is personal information contained in these notes so I am carefully sharing them through this blog and other blogs.
Death Certificate of Amarilla Urton, #02159, Aug. 10, 1942, Pine River, Cass County, Minnesota. , Minnesota State Department of Health, Records, Minnesota Historical Society, index online at the MHS.
Cemetery Records of the Titler Cemetery originally by Mrs. Kaye Sanches of Des Moines, Iowa, retyped by Marion A. Gunderson, 2001, at the Iowa Genealogy Society Library. As you can see by the tombstone pictures above, the stones are up against a tree and not over the grave. There where depressions near the stones in the soil that I almost stumbled into.
Visit to the Titler Cemetery by the compiler in April of 2003 go to the page about the BJM Cemeteries blog on this blog for more information when photographs of the cemetery were taken. Marengo, Iowa.
See BJM's Cemetery Discoveries blog posts starting with the date of July 17, 2010 were I feature the Titler photographs.
Census for the State of Iowa 1856, Vol. 48, Film#1021301, pg. 78-80 State Historical Society, Des Moines, Iowa. Be careful the index of this 1856 census does not show Daniel for some reason? Ancestry.com has the Iowa State Census. Also featured in the July 1, 2011 post (see below). Before Daniel and after him are Blacketers and Merrifields that are enumerated.
1860 U.S. Federal Census was discussed in the post dated July 1, 2011 "Stepping Back In Time: Amarilla's Life In Iowa Before George!" on this blog.
Marriage Records, 1848-1951, Index 1848-1948 FHL#388779 Morrow Co., Ohio. Vol. 1A, pg. 119 for Daniel and Elizabeth's marriage FHL#388779.
Sources for Henry Spracklin and Amarilla will be detailed in future posts.