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Below are some frequently asked questions about our services. If you have a question that isn't answered below, please feel free to email us.
Please Note: Because international shipments require customs forms, we are required by law to correctly identify the contents and value of your package. TypicalDutchStuff.com is not responsible for any shipment delays or Import/VAT taxes that may be imposed.
Q: Discounts and coupons
A: If you have a TypicalDutchStuff.com discount code or coupon, please enter in the coupon field upon checkout. Our cart will automatically deduct the discount from your order. Please note: the discount for first orders only applies to orders over €25.00.
Q: Stock Availability
A: If products you have ordered are out of stock we will replace them with other products of a similar price and nature (or by increasing the quantities of other products you have ordered) - unless you specify otherwise at the time you place the product in the shopping cart (using the message field) .
Q: Invoices
A: You might also notice we never include paper invoices with retail orders. You've received email confirmations with your order details upon placing your order as well as when it ships, both of which are easy to save or print for your records. By not printing paper invoices, we're saving thousands of sheets of paper and hundreds of trees every year. You can now also download it in PDF format. Business customers will receive a paper invoice. If you have a valid VAT number and have a business in Europe, please provide us with this information, as you will not have to pay sales tax. Customers outside Europe do not have to pay the 6% and 21% VAT rate, since we are allowed to apply the 0% VAT rate.
Q: Our Green Promise?
A: We are proud to say that we recycle. Here at Typical Dutch Stuff, we believe in the value of nature and its inhabitants, and therefore we have decided to only use recycled materials, because why use a brand new box, when you have good ones that you can still use? We reuse shipping boxes and materials that are still in good condition, including packing peanuts and bubble wrap when they are needed. We encourage you to do the same. Also, if we would use brand new boxes for each order, we would have to calculate the costs to the customers, which is something we'd rather not do! If you have any questions about our recycling policy, please feel free to contact us.
Q: How can I contact you?
A: The easiest way to contact us is through email: firstname.lastname@example.com.
Q: I want to pay with my VISA or MasterCard, but I do not want to enter my credit card details online. Can I still order from your site?
A: Yes, this is possible. We understand that people are concerned about Internet security, even though we have a secure web site to accept orders. To avoid having to enter your credit card information online, please follow the following directions.
When you "checkout" and fill out your name, address, phone number, just select "Order by Phone" as the payment method (instead of VISA or MasterCard, which will require you to enter the number online).
An invoice with an order number will be generated, and it will have the phone number to call in your credit card information.
Q: I am located in the U.S., may I still order Rookworst and Chocomel?
A: No, because unfortunately we have noticed that U.S. customs confiscates these products (meat and dairy) if they check the package. They always randomly check packages, so sometimes nothing happens, but this is a risk we do not want to take anymore.
We only ship these products if you want to take the risk that the products will be confiscated and that no refunds will be issued for these products. You will need to sign a liability form.
Q: Do you ship to APO/FPO addresses?
A: Yes, we ship to APO/FPO addresses! However, we cannot guarantee the same delivery times, since the delivery time to APO addresses vary and it is out of our control. Sometimes it takes a very long time. Priority Mail estimates consider the time from ship point to military post office only. It may take longer to reach you depending upon your location. The military handles the delivery once the packages arrive at the designated AA, AE or AP address, and from that point the delivery is subject to the military delivery schedules. Unfortunately, UPS does not deliver to APO/FPO addresses. Please make sure to select TNT shipping upon checkout.
Q: How can I check if my order has been shipped?
A: Our policy is that we email our customers once we have shipped their order. If you haven't received an email 10 days after you've received your confirmation email, feel free to email Customer Services and we can confirm this for you. We will email you on the day your order has been shipped, and we will include a copy of the receipt.
Q: What are the shipping costs for my order?
A: For an overview of shipping costs and shipping zones, please refer to our Delivery Rates section.
Q: Customs, Duties, and Taxes: what's the deal?
A: You are responsible for assuring that the product can be lawfully imported to the destination country. When ordering from TypicalDutchStuff.com, the recipient is the importer of record and must comply with all laws and regulations of the destination country. Orders that are shipped to countries outside of Europe may be subject to import taxes, customs duties and fees levied by the destination country. The recipient of an international shipment may be subject to such import taxes, customs duties and fees, which are levied once a shipment reaches your country. Additional charges for customs clearance must be borne by the recipient; we have no control over these charges and cannot predict what they may be.
Customs policies vary widely from country to country; you should contact your local customs office for further information. When customs clearance procedures are required, it can cause delays beyond our original delivery estimates.
Q: Do I have to create an account to be able to order from your website?
A: Yes, in order for you to complete your order, you will have to create an account. You can add products to the cart without having an account. We feel shopping online should be made as easy as possible, which is why we offer you the possibility of creating an account that allows you to keep track of your current order and view your order history.
Q: Do you Gift Wrap?
A: Yes, we provide a gift-wrap service for a fee of €1.25 (or €2.25 w/card). If you would like to use this service please look under the link 'gift wrapping' in the menu, and add it to your shopping cart.
Q: Do all the prices include sales tax?
A: Yes, all prices are listed with and without sales tax. 6% VAT will be added for food products and 21% VAT for non-food products. This only applies to European customers; Non-European customers will not be charged VAT.
Q: It's been a while, and my order hasn't arrived. What should I do?
A: Please allow a maximum of 30 days for Priority orders to arrive and a maximum of 90 days for Standard orders. We always send out an email stating your order has been shipped, that is the day you should use, not the day on which you placed your order. Any delivery period stated is approximate, because shipments are not in our control. After enough time has elapsed (see above), you can contact us and advise us of the details.
If you received a tracking number please check the status of your order, it could be possible it has been mis-sorted, and it could be on its way.
If this isn't the case, we will start an investigation about the delay or non-delivery of the package through the Dutch Postal Service in co-operation with the Postal Service in the country of destination. In general, such an investigation will take at least 3 months. It is crucial to start this investigation within 6 months after the shipment of the missing package, otherwise getting a compensation for the loss will not be possible. Compensation is not paid in every case, there are many exceptions. Not every country pays compensation, but most European countries do.
We will keep you informed of the process. We will send you a copy of the results through email. No refunds will be made, all sales are final, as mentioned in our terms and conditions, which you should read and accept before placing an order.
Q: How do you pack orders?
A: For large orders, we use cardboard boxes, which we fill with padded wrapping and/or shredded paper. For small and/or flat products, we use padded envelops. We also use recycled packing material, because we strongly value the forests on this planet.
Q: I've put something in my cart that weighs 1300g, but I have to pay more for shipping?
A: We have had lots of problems with this in the past; the total weight of some orders didn't match with the real weight, because we did not calculate the weight of packing material, and we ended up paying extra for them.
Q: I'm from the US, can I still place an order at Typical Dutch Stuff?
A: Yes, if you live in the US, or any other country, you can place your order through the website.
Q: Does Typical Dutch Stuff have a printed catalogue?
A: No, Typical Dutch Stuff is exclusively an online retailer, but a catalogue in .pdf format will soon be available.
Q: Can I get a product special ordered?
A: We like to offer our customers the best service possible by providing a large selection of products. Our merchandising team will be happy to try and obtain a product you have been searching for. Please email us with your suggestions or requests at Customer Services.
Q: I'm on a special diet (e.a sugarfree, no gluten, no lactose, no gelatine). Do you stock any products I can eat?
A: One of our major suppliers specializes in these kind of products. There are various pre-packed sugar free products available, and a large assortment of other special diet candy. This candy will be handled with care, so it will be safe to eat. If you want a full list of available diet candy, please email Customer Services.
Q: I do not have a Credit card and I would like to order from Typical Dutch Stuff?
A: No problem, you can also pay for your order with a bank transfer. If you have a Dutch bank account, you can also pay using iDEAL. Or you can use PayPal.
Q: Can I exchange or return products?
A: Because we mainly sell perishable goods, we do not offer refunds and we do not exchange products, all sales are final.
Q: I run an (online) magazine or website and I would like to review one of your products for an article. Do you send out samples?
A: Yes, we do send out samples or products to test. For more information you can email Customer Services.
Q: I have my own TNT, Fedex, or UPS International Business Account, could I arrange a collection for my order?
A: Yes, this is possible. Please email Customer Services before you place your order, as you will not have to pay our shipping costs.
Q: I've received my Senseo Coffeemaker but it doesn't work. What should I do?
A: The Senseo Coffeemaker has a one year warranty, so if it breaks, you can send it back to us, and we'll make sure it will be repaired, or if it cannot be repaired, you will get a new one. Please email Customer Services, and provide information about the defect. We will handle it from there. Shipping costs to send it back to us are paid by the customer, and we will ship it once it has been repaired or replaced, those costs are paid by us.


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Product Details (As Seen in Picture)
Stone:Cubic Zirconia, Round Shape, 5.0mm-6.0mm
Finishing:High Polish on top and Satin Finish on the sides
Size*:US 3-16 / UK F-Z+6 / EU 44-77 / Diameter 12.9mm-24.4mm (Click here to see our Ring Size Chart)
*Important Notice on Size Availability: In stock size can be shipped within 1 business day and please allow 2-4 business days for this unique titanium ring to be made with size that is not in stock.
**Other options on size, width, thickness and text as well as image engraving service are available. Choose in the ordering options or contact us for details.
Shipping of Order
Standard shipping to USA, Canada and UK will take around 3-8 business days. Continental Europe, Asia and other countries can take around 6-20 business days. Express shipping option available but fee varies depending on different locations. Customer can click here to see the fee and details or during the checkout.
Our Promise
We will provide 100% satisfaction guarantee and 100% money back guarantee. Order with confidence and take advantage of our 1-Year product warranty and a 30-Day money back guarantee.
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subset: commoncrawl


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Welcome to Hostel in Naples
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The Network list over 12000 Hostels and reach over 1.5M unique guests during the 2018.
Welcome to the Best Hostels in the World.
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text: Wednesday, December 05, 2012 New in the Literature: Behavior Change (Physiother Theory Pract. 2012;28(8):571-587.) Physical therapists (PTs) can effectively counsel patients with respect to lifestyle behavior change, at least in the short term, say authors of a systematic review published in the November issue of Physiotherapy Theory and Practice. PTs can be effective health counselors individually or within an interprofessional team, they add. For this review, the authors searched databases including MEDLINE, EMBASE, CINAHL, PsycINFO, and the Cochrane Database of Systematic Reviews from 1950 to July 2010. Studies were limited to the English, German, and Dutch languages. They evaluated methodological quality using the Downs and Black tool. Seven source articles with a mean quality score of 16.57 ± 4.24 points (range: low = 0; high = 28) were retrieved. Given considerable methodological heterogeneity, the studies were compared in a narrative synthesis. The target populations, types and periods of interventions, outcome measures, and findings were analyzed. According to the authors, multiple health behavior change needs to be a primary 21st century clinical competence in physical therapy. Future studies will establish the degree to which effective health counseling augments physical therapy as well as health outcomes, in the long and short term. APTA recently launched a podcast series on behavior change that provides information on key theories and models and their value to physical therapists and physical therapist assistants. The podcasts and other resources can be found on APTA's Health Behavior Change webpage.


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A metallic gold tumbled faux leather kitten heeled mule that looks great with a short hemline and bare legs or evening wear. Hand crafted from luxurious Italian fabric as part of our limited edition collection.
- Kitten heel approx 5cm
- Pointed toe
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My firm, Advisor Partners, was surprised to discover how many funds fail to stand the test of time. We were led to this discovery after recently completing a research study in connection with a soon-to-be published book, "The Safe Investor," by Tim McCarthy, the former Nikko Assset Management and Charles Schwab executive. This column is a preview of the study; the full research paper will be released in December.
The initial thrust of the study was performance oriented, as we intended to examine whether top-performing funds over three-, five- and 10-year periods could sustain their performance in subsequent periods. Although research into this topic has been covered in the past by top-tier pension consultants examining institutional performance and by Morningstar covering mutual fund performance, the continuing tendency of institutional and retail investors to chase performance made it relevant for us to update and extend the research.
The study changed dimensions as a result of our early findings. While we identified interesting findings arising from the primary thrust of research, we also identified an intriguing and unexpected set of issues. In reviewing several years of mutual fund data, we found that survivorship of mutual funds was strikingly low and that investors are likely to outlive many of their mutual funds. Consequently, we revised the study to incorporate additional work to cover survivorship issues.
Mutual Fund Survivorship: A Big Problem
We looked at multiple periods of time, finding the same trends in each period. The longest period of time covered was from Jan. 1, 1995, through March 31, 2013. Of the funds in operation in 1995, less than 40% still existed in 2013. The remaining funds were either closed or merged into other funds.
We narrowed our time horizon, examining the 10-year period from the end of 2002 to the end of 2012 in order to closely examine trends between such factors as performance, Morningstar ratings and assets under management. The trends over the 10-year period were similar to those identified over the longer period we evaluated. After five years, nearly one-third of the funds had been closed or merged into other funds; after 10 years, nearly half had been closed or merged.
Industry insiders often view fund closures and mergers as business as usual and downplay the implications for investors. In our view survivorship matters, as fund closures and fund mergers are rarely positive events for investors. At best, closure or merger of a fund is an inconvenience that forces the investor to make a new investment decision. Often the new investment decision is forced at an inopportune time. At worst, the fund closure or merger may lead to adverse consequences. Fund closures and mergers can create tax consequences or transaction costs that the investor doesn't control. Mergers are typically better than closures, but can still create undesired consequences.
When a fund is merged out of existence, the "surviving" fund is often different than the fund originally purchased. In many cases, additional costs are absorbed by the fund in connection with the merger or closure. If a merger is considered to be in the best interests of shareholders, a test that is relatively easy to meet, some of the reorganization costs may be passed along to the shareholders. When a fund is liquidated, transaction costs associated with the liquidation can reduce the returns of the funds. Often these costs at the individual shareholder level can be relatively small, but any drag on returns in a low-return environment can be meaningful. The transition process often creates hidden costs or inefficiencies for investors, as portfolio managers reposition the fund for closure by raising cash.
In the case of a merger, the portfolio managers often reposition the fund pre-merger to look more like the fund it is merging with, which can create a subtle but meaningful change in the risk and performance profile.
Predicting Survival of Mutual Funds: Four Factors
For investments that are designed to be short term in nature, the tendency of funds to close or merge isn't a major consideration for an investor. Funds that are purchased for tactical reasons—such as country funds, sector funds, or inverse/leveraged funds—aren't intended to be held for long periods of time. We're concerned more with the longevity of funds that are designed to be part of a long-term strategic investment program, as an ill-timed closure or merger may create unintended consequences for the investors. Accordingly, we reviewed historical data to identify patterns among funds that survive compared with funds that fail to meet the test of time. The primary factors we observed included size, performance, star ratings and parent company stability.
Survivability Factor 1: Size
Larger funds are more likely to stay in business, a simple matter of economics. If a fund is profitable the fund management company is more likely to leave it alone! Funds with less than $100 million of assets have a high attrition rate. Large fund companies (those with greater than $100 billion of assets under management) may have even higher hurdle rates, with funds that have less than $250 million in assets potential candidates for closure or merger.
Survivability Factor 2: Performance
Funds with good performance track records are more likely to survive. Funds can survive periods of outperformance, but the longer the stretch of underperformance the higher the risk to the fund. Bottom quartile three- and five-year performance combined with sub-optimal asset levels is at least a yellow light that can indicate that the fund is at risk.
Survivability Factor 3: Star ratings
Our research suggests that the star system is in many respects a stronger proxy for survivorship than it is for identifying future top performing funds. In most asset classes the star system does provide predictive guidance across two dimensions: what losers to avoid and which funds will survive! In many asset classes, one-star funds are shown to be likely to continue to be underperformers, while four- and five- star funds may not be outperformers, but are likely to be survivors. We found that 90% of funds that had a five-star rating in 2002 were still in existence in 2007, 78% in 2012. In stark contrast, 63% of funds that had a one-star rating in 2002 were still in existence in 2007, only 39% in 2012. (See table below)
Survivability Factor 4: Parent company stability
The fund's parent company is an important, but harder to evaluate factor in survivorship. Stable, well-funded parent companies are less likely to be bought, which can lend some stability to a fund complex. Often, when a fund's parent company is acquired or merges with another fund company, weaker funds are merged or closed in the rationalization process. Size isn't always a good proxy for parent company stability, as some very large fund companies are incredibly stable and disciplined in their approach while others have launched and closed numerous funds. Some focused small and mid-sized fund companies are among the most stable in the industry.
What to Do if a Fund Is Being Closed or Merged?
In most cases, there is no reason to stick around if a fund is being closed. The fund will incur transaction costs during the liquidation process and in many cases will be managed by distracted portfolio managers who are serving as caretakers under the supervision of a team of lawyers. We've observed several examples in our career of funds drifting from their mandate during a wind-down process. Better to leave the fund than risk an unexpected outcome.
The one exception to this rule relates to taxes. If the investor wants to minimize gain realization, it may make sense to delay redemption if doing so converts a short-term gain to long-term status or defers the gain to the next year.
In the event of a fund merger, the decision-making process is different. The key decision involves evaluating whether the merged fund fits your portfolio and is of a quality that you are looking for.


text: Friday, February 01, 2013 Sign Up for February 5 Women's Heart Health Webinar Kick off American Heart Month by attending the third Annual State of Women's Heart Health webinar February 5, 4:00 pm ET. This informative discussion with some of the nation's health leaders, including Department of Health and Human Services Secretary Kathleen Sebelius, Food and Drug Administration Commissioner Margaret Hamburg, and Million Hearts initiative Director Janet Wright, MD, will highlight advances in women's heart health, actions to reduce risk factors, and ways to help raise awareness about heart disease in women. For more information and to register, visit the American Heart Association's You're the Cure website.


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We operate in more than 50 countries around the world. If your country is not on the list, please refer to our global contacts.
We put great effort into understanding our customers' needs. We believe that facilities operational plans, objectives and targets have to be directly driven by customer needs.
ISS is a leading global provider of facility services, offering services on an international scale with leveraged knowledge and experience.
We have years of experience of helping our customers focus on their core business, by making their non-core jobs our speciality.
Read our latest press releases and visit our image library for downloads.
Each week, 4.000 people join ISS. Learn more about the opportunities to join one of the largest companies in the world.
The ISS Customer Reference book 2013-2014 for the Industry and manufacturing industry demonstrates how a wide variety of leading companies benefit from partnering with us.
Learn about ISS' approach to Integrated Facility Services and the value we bring to fulfill your purpose.
The IFS delivery model is relatively new to the market and unique to ISS.
Read about IFS


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Home » Library » ALTERED STATES: Altered States
ALTERED STATES: Altered States
The first great volume. Uchihashi Kasuhisa's classic Japanese music and noise improvisation trio (all were also members of the last Ground Zero). Highly musical and inventive work that shows what can still be done with bass, drums and guitar (plus a few pedals !) and a lot of sensibility. Such a group only comes along once in a rare while. Japanese pressing. Few copies only. L
Code: ZEN001
Price: £14.50


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Logic Analyzers
My first real job designing embedded systems (an embarrassingly long time ago) was with a very small company. We had a few tools, including a much better oscilloscope than I owned at the time. What I always wanted, though, was a logic analyzer. In those days, that was a major purchase and it was simply out of the question.
The next job I had was with a big semiconductor maker. My lab had three logic analyzers in it. The fact that you couldn't possibly get enough little needles down on the die to make them useful didn't stop someone from getting them for us. Other than playing with them to learn how they worked, I never really used them in that job.
Maybe that's why I have always had a fascination with logic analyzers. I have bought and used many since. I even personally own several (including two giant Gould Biomation monsters from the 1970s or 80s that I would have killed for in that first job). Even today, the Gould machine is pretty useful if you have a lot of logic signals to look at and you don't exceed its 100MHz clock rate (which, in that time frame, hardly seemed likely).
There's two problems with these big logic analyzers. First, the Gould machines weigh something like 80 pounds and take up roughly the space of a midsize PC tower. You have to be pretty desperate — I mean motivated — to go drag one of these out and clear off a spot for it.
The second problem isn't specific to these old clunkers. I have several smaller logic analyzers (including a Sump-based one that is very similar to the $50 logic analyzer I've mentioned before. They also suffer from this second, more insidious, problem. I don't have much left to probe.
On that first job, I built a system based on a 6805 CPU (a veritable antique). It had external RAM and EPROM. It was a little shy on space, so the UART chip (yes, a separate chip) shared address space with a ROM that contained math routines. You could do math or you could talk on the phone via a modem. You couldn't do both. There was also an LCD display and a fair amount of real-world I/O, all handled by chips that connected to the address bus.
A logic analyzer would have cut at least 30% of the debugging time off that system. These days, I build much bigger systems, yet in a way they are also smaller. Even a tiny system now will have what would have passed for a lot of memory in those days. But that memory is wedged inside the chip. So are all the cool I/O devices — even the A/D converters. I don't need a 32- or 64-bit logic analyzer for these chips. I just need something to look at a few I/O devices.
Bigger systems? Anything I am going to do "big" these days will wind up on a board running something like Linux or VxWorks or some other operating system. The support tools at my fingertips are probably all I need, especially since I am unlikely to try to bootstrap up a new board — I'm just buying a commodity product.
I guess the logic analyzer vendors have noticed this too. The trend now is small (sometimes tiny) devices with fairly low clock rates and small I/O counts. There is also an emphasis on decoding the data so you can, for example, interpret serial data or read packets on a CAN bus.
Not to be left out, I went shopping for something like this the other day. The USBee is one contender. But with no supported Linux software that I could identify. The Saleae unit seems almost identical but does have Linux software. These analyzers are just the ticket for sniffing out an SPI bus or an I2C or TLL-level serial port. As I was shopping though, I got distracted as I often do.
I have written here before about a homebrew logic analyzer I built out of an unused Xilinx development board based on the Sump design. This is the same base the $50 OLS analyzer uses and there is an active software development effort for it. The LogicSniffer software is Java-based so it runs on Linux and presumably most other places. It has quite a few tools for analyzing data streams. Unfortunately, it only works with the Sump protocol or it can read from a generic file — more about this later.
You can see a few screen shots of a UART on an Arduino pumping out "Dr. Dobb's Journal" at 300 baud below. Why 300 baud? Because I hacked together some logic analyzer hardware out of a serial I/O board that happened to be on my desk and I didn't want to tax the sample rate. It took some experimenting, but I did get to where I could feed my own data into the software with only a little pain.
The other project that caught my eye was Sigrok. It is cross platform and supports lots of hardware including the USBee and even some scopes and digital meters. Combined with a plug-in architecture for decoding signals for many different protocols, it sounds perfect. Until you find that it has only very limited interfaces that are still works in progress.
The real way you will use Sigrok is to acquire data and then send it somewhere else to view. It can drop VCD files so if you are used to using GTKWave or something similar, you can feel right at home. It will even save files the LogicSniffer can read.
A great spare-time project would be to add a Sigrok input module to LogicSniffer so that you could get its very nice GUI combined with the Sigrok device support. Surely someone is at least working on this.
Do you use any logic analyzer tools? Next time I'll show you how I turned a serial I/O board on my desk into a simple 8-channel logic analyzer using the LogicSniffer software and some shell scripts. A bit later, I'll talk some more about Sigrok and what it can do for your next project.


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Our Welsh tapestry is made up into throws and cushion covers. These small tapestry patterns are woven on a narrow loom 150cm (60") and are not available as bedspreads.
The fabrics have a smaller pattern repeat but the same double weave construction as our bedspreads which gives clear, beautiful designs.
These patterns are also available by the metre. If you tell us how much you need we will send you a quotation showing carriage.
Tapestry Colour: X14 - Dark red background with navy blue and hunter green.
We have made a great effort to ensure that the colours in our products are rendered as accurately as possible but due to influences beyond our control your screen may not show these colours truthfully. If you wish to order a sample of a product please select "Order Fabric Sample" and then "Add to Basket".
Requests for samples are sent by 1st class post. If they are urgent, we can send them by Special Delivery and the cost will be £5 which will be deducted if you subsequently place an order over £100. Please contact us.
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The Department of Labor announced Monday that it had reached a settlement agreement with ING Life Insurance and Annuity Co. (ILIAC) that provides for a $5.2 million payment to certain retirement plan clients adversely affected by ILIAC's failure to disclose investment gains achieved when the company failed to process requested transactions in a timely manner.
The department alleged that ILIAC's failure to disclose its policy on reconciling transaction processing errors to retirement plan clients was a violation of the Employee Retirement Income Security Act.
Acting Labor Secretary Seth Harris said in a statement that this "settlement will restore funds to about 1,400 retirement plans and ultimately benefit hardworking Americans who are making sacrifices now in order to save for their retirement years."
Harris continued: "All of us who are planning for retirement deserve to know how our savings and investments are being handled, how much is being charged in fees and how much these transactions impact final account balances."
Phyllis Borzi, assistant secretary of labor for EBSA, said in the same statement that the settlement "is reflective of my agency's commitment to enforcing requirements for transparency in the retirement savings marketplace. Failure of a plan fiduciary to disclose the revenue it received from managing retirement plans is a disservice to employers who are providing this benefit to their workers."
The agreement announced Monday also requires ILIAC to disclose its policy on how it corrects transaction processing errors to plan clients covered by ERISA and to adopt procedures for terminating abandoned plans through the EBSA's Abandoned Plan Program. In addition, ILIAC has agreed to pay a $524,508.73 civil penalty.
ILIAC released a statement the same day stating that the company is "pleased to have resolved this matter with the Department of Labor in a way that benefits our client plans and participants, and various stakeholders. Our longstanding policy has been to put customers in the position they would have been in had a processing error never occurred."
Under terms of the agreement, ILIAC said the company "will continue applying its policy–which was communicated to sponsors during the 408(b)(2) fee disclosures in July 2012 and again recently as part of a sponsor mailing. This resolution with the DOL enhances our broader efforts to increase transparency in the industry and help our clients better understand how their plan services work."
ILIAC is an insurance company with approximately 35,000 ERISA-covered plan clients. It has offices in Connecticut and provides, among other things, custodial and third-party administration services to defined contribution plans that are sponsored by businesses.
"The $5.2 million that ILIAC has agreed to pay represents net gains kept by the company that resulted from the manner in which certain transaction processing errors were handled during the 2008-2011 period," DOL said. The department alleged that this service provider's failure to disclose its transaction error correction policy to its ERISA plan clients resulted in it receiving compensation in violation of the act.
"It has been ILIAC's practice to keep gains derived from processing transactions that it failed to timely process as of the contract date as well as from re-processing erroneous transactions," DOL said. "In both instances, ILIAC makes corrections using the date required by its contract. Gains and losses result when the share or unit value differs between the contract date and the actual trade date. Any gains in share or unit value between the contract date and trade date are kept by ILIAC, whereas ILIAC is obligated, by contract, to make plans whole for any losses." According to DOL, the settlement agreement requires that ILIAC make full disclosure of its transactions policy to its current and prospective ERISA plan clients in writing. Current plan clients will be given the opportunity to object to the policy within 30 days of receipt of notice. Prospective plan clients will be informed of the policy by way of its incorporation in ILIAC's contracts and service agreements.
The disclosure, DOL said, also will state that ILIAC will track the effect of the corrections for each affected plan on an annual basis and will make that information available to its ERISA plan clients. "ILIAC will acknowledge in the disclosure that any gains it keeps as a result of the policy constitute additional compensation for the services the company provides and it will report such compensation in accordance with ERISA Section 408(b)(2)," DOL said.
According to the settlement, ILIAC also will ensure that any plans deemed to have been abandoned will be properly terminated. It will attempt to contact the sponsor of each such plan, and if its efforts are unsuccessful, ILIAC agrees to become that plan's qualified termination administrator.


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The trick to buying the perfect outdoor storage shed is know exactly what you want and need, and then put in the time to research which shed structure is right for your needs. Typically, customers want the most amount of storage space possible, but it is more important to find a suncast sheds that fits well into the space you're putting it in.
Today; due to advancements in material technology; many storage sheds are portable and this make them very flexible for you. For ease of use; it's no surprise that the smaller transportable storage sheds can be moved around your backyard or property with comparative ease, but even the bigger storage structures can be disassembled and moved to a new area in the backyard or even to a different yard altogether. The solution to simple transfer of portable storage sheds is their design. The best manufacturers make their sheds with pre-cut and pre-drilled parts so that the sheds are easy to put together and disassembled again.
One of the top resources for quality portable storage sheds is a trustworthy online shed supply site. Good dealers carry brands like Arrow, Duramax. Each of these manufacturers includes comprehensive instruction booklets with their shed kits so that assembly can be made as easy as feasible. In the majority of cases, a well-assembled shed can also be taken apart and moved without too much trouble. After all, why spend time and money building a great storage shed in your backyard if you just have to leave it behind when and if you move? This is a significant problem for people who rent or need to relocate on a regular basis. Portable storage sheds are the answer.
Sheds, garden buildings or summer houses can be made from a range of different materials depending on your choice or budget. They can be made from wood, plain or coated metal or now more frequently from resin based injected molded plastic and come with UV protection. This makes them rust, rot, scratch, mildew, and fade resistant. You need a storage shed that involve less maintenance.
There are available, wood storage sheds that provide a great deal of stability and durability for your storage needs. Made out of the best quality PVC on top of steel frames and supports, these sheds can withstand winds of up to 115 mph. They are weather-proof and maintenance free and only take a few hours to assemble.
With property getting more and more expensive in East Hanover NJ 7936, many people look for more affordable ways to save space in their homes. A popular space-saving technique is the use of outdoor storage sheds that can be placed in a yard or somewhere outside of the house. By storing items outdoors you are able to utilize a much great amount of your home which would otherwise be taken up by clutter. Outdoor storage sheds are extremely useful, and they can be used in almost anyway imaginable making them a practical purchase for any homeowner.
As real estate prices continue to increase in East Hanover NJ, more and more people are turning to outdoor storage sheds for extra space. You'll find large numbers of sheds in places where real estate is especially expensive and where homeowners don't have quite as much room in their homes as they would like. The good people of New Jersey are a leading buyer in outdoor storage sheds as they try to maximize the living space of every inch of their home. The same is true in other states as well, as in increasing amount of people are finding space-saving salvation in storage sheds.
Other leaders in storage shed consumers are the states of New York and New Jersey, which is another region of the United States where real estate is limited and expensive. The southern part of the United States also has a large consumer base for outdoor storage sheds. The demand for outdoor storage sheds is not as high in the Midwest and other parts of the country where the majority of homes have basements, but you will still find outdoor storage sheds anywhere you go in the continental United States.
There are many types of sheds that you can purchase, and all have their own individual qualities. Before purchasing a storage shed in East Hanover NJ 7936 it is recommended that you do some preliminary research to decide on the type, size, and material of the storage sheds for sale you need. If you're in the market for a metal shed you should look into Arrow Sheds, as they are the leading manufacturer in metal sheds. Duramax is the largest vinyl shed manufacturer, as well as leading the industry in the production of garage sheds and insulated sheds. If you need a large shed you should purchase a Suncast, but if a smaller shed is what you're in the market for that a Rubbermaid shed would be recommended.
Video: Outdoor storage sheds in East Hanover NJ 7936
Video: Outdoor storage sheds in East Hanover NJ 7936
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In preparation for a trip to the National Civil War Museum, in hopes of finding information on D. Ridgely Howard, I did another Google Search for him.
What I stumbled upon was an online Family Tree. It was a great website and Family Tree. I don't normally look at this type of information, nor record information from them and put into my tree. Most times, the information provided does not contain Source material. It is usually just Names and some times relationships.
Since this step is to Search Broadly, I spent a little time looking at what was on the website. Not only did I find my D. Ridgely Howard, but a Family Group Sheet on his family. Looking at the Surnames on this website, it would be very hard to miss the relationships in this online tree and my own family tree.
Looking at the Ancestors of D. Ridgely Howard, there wasn't a connection back to my Sarah Howard (6th Great-Grandmother), but there were enough Howards that matched mine. (close but no winner)
Looking at the Family Group Sheet and the Census information that was mentioned here:
Inferential Genealogy Study Group in 2nd Life – Search Broadly #3
June 7, 2011
the Household was in the Family Group Sheet. So, they MAY BE the right Family Group. But, are there other clues in either the Census Record or this Family Group Sheet.
Two hints, actually appeared. 1) James Howard, the head of household, according to the Family Group Sheet was married twice. 2) D. (now David) Ridgely Howard's mother was listed as Margaret Oswald CHEW.
James Howard's other wife (dates or order of marriage not listed) was Sophia Gough RIDGELY. So, that may be a hint for D. (David)'s middle name.
But, David's mother, Margaret Oswald Chew WAS in my file as my 3rd Cousin 6 times removed, making David Ridgely Howard my 4th Cousin 5 times removed. I haven't yet proven any of this, so he is not in my file, but I am encouraged to continue this research
Looking at this online tree a little further, besides many names that I know, I found my 6th Great-Grandfather. There was a Descendancy Report feature for my Capt. John Worthington, and many of his children had 6 or 7 generations of descendants, most of which I know and are in my file. However, his youngest son, my 5th Great-Grandfather did not have any descendants, only one of his two wives.
So, by Searching Broadly, found some more hints to follow up on BUT it indicates to me, that I might be on the right track.
I'll post a follow up on the only SOURCE that was listed for D. Ridgely Howard and the Civil War.


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Centrally located in the heart of New York's Tech Valley, Enable Labs can provide all of our services to businesses located in or operating in Canajoharie, NY. Many of our staff were born and raised in upstate New York and know Canajoharie well. As you can see listed below, Enable Labs has a lot to offer the businesses of Canajoharie, NY. Contact us at 866.895.8189 to get started.
The Right Choice


text: Friday, July 08, 2011 2012 Medicare Fee Schedule Highlights Now Available A summary developed by APTA highlights provisions of the proposed 2012 Medicare physician fee schedule rule that will affect physical therapist practices. Included in the summary is an explanation of the SGR update, which is projected to be -29.5%, and other changes that will influence payment. Also addressed are initiatives to identify and review potentially misvalued CPT codes, updates to the Geographic Practice Cost Indices, and proposed changes to the Physician Quality Reporting System. In addition, the summary outlines modifications to the "3-day window" policy as it relates to bundling of payments for services provided to outpatients who are later admitted as inpatients. APTA will submit comments by the August 30 deadline on behalf of members in response to this rule. After reviewing public comments, the Centers for Medicare and Medicaid Services will publish a final rule by November 1, which will become effective for services furnished during calendar year 2012.


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Hodges Capital Management founder Don Hodges may know his way around a balance sheet and a price-to-earnings ratio, but when it comes to investing in tobacco or alcohol manufacturers for any of his five mutual funds, Hodges just won't do it no matter how good the numbers look.
Why not? "My mother wouldn't like it," says the man who began his investment career in 1960 with Merrill Lynch, recalling that his mom and dad disapproved of drinking and smoking when he grew up in small-town Texas.
Similarly, Hodges notes, Hodges Capital today gets requests from clients, women especially, to avoid any investments in environmentally irresponsible companies. "More and more," he says, "We have people coming to us saying we don't want you to invest in this or that company because they're polluting and bad for the environment."
Across the U.S., as Hodges' experience attests, investors are putting pressure on firms to consider environmental, social and governance (ESG) factors when making business decisions. This is especially true of fossil fuels, suspected to cause climate change. The writer and environmental advocate Bill McKibben and his organization, 350.org, have spurred activists on more than 300 college campuses to demand that their schools divest the top 200 oil, gas and coal companies from their endowments.
Do Your Homework
As a result of the growing interest in this issue, wherever financial advisors and wealth managers might personally stand on the debate, many will field requests from clients about divesting from energy companies with exposure to fossil fuels. And for those advisors who are fiduciaries, doing some homework on this sticky subject might be a good idea before the next pro-divestment request comes in from a foundation, university or socially responsible individual investor.
A recent speech on climate change by President Barack Obama at Georgetown University suggests just how top-of-mind the subject of divestment has become, not just on college campuses but in communities nationwide.
"Convince those in power to reduce our carbon pollution. Push your own communities to adopt smarter practices. Invest. Divest," Obama said in his June 25 speech to a large audience. "Remind folks there's no contradiction between a sound environment and strong economic growth. And remind everyone who represents you at every level of government that sheltering future generations against the ravages of climate change is a prerequisite for your vote."
Dan Kern, a chartered financial analyst (CFA) and president of Advisor Partners, a Walnut Creek, Calif.-based firm focused on helping advisors with investment decisions, says divestment is "a big topic and a controversial point of view," and he notes that he schooled himself on the subject when a socially responsible client asked him about it.
Along with two of his fellow CFAs at Advisor Partners, Jim Blachman and Gerard Cronin, Kern penned a report, "Fossil Fuel Divestment: Risks and Opportunities," which suggests that removing energy stocks from a well-diversified portfolio has little impact on investment risk. The report concludes that divestment advocates can point not only to the environmental damage caused by fossil fuels, but to the "small differences in predicted tracking error and simulated performance as evidence that divestment may be less significant [o a portfolio] than presumed."
'Divest Responsibly'
Divestment opponents, on the other hand, can point to the potential risk of falling behind during periods of rising oil prices. "I wouldn't divest in my own portfolios, but I realize the value of values-based investing, especially for millennials," Kern says. "What I tell advisors is: 'If you're going to divest, divest responsibly.'"
As for fiduciaries and fossil fuel divestment, San Francisco-based investment advisory HIP Investor also cites 350.org's Fossil-Free campaign, and has published an extensive report, "Resilient Portfolios and Fossil-Free Pensions," which states that climate change and the fossil fuel industry's current business plan pose a pressing risk to city and state pension funds if those funds ignore emerging trends and "potentially severe losses" to their portfolios.
"The manager is instructed to evaluate all investment options according to objective economic criteria established by the manager and, if there are equally attractive investments, social factors may be considered," the HIP report says, quoting from fiduciary education firm fi360's prudent practices. HIP also urges trustees, fiduciaries and leaders of city and state pensions to reduce risk "by eliminating exposure to high-risk choices such as fossil-fuel energy production" and investing in more sustainable, resilient options.
Linda Leitz, newly elected chairwoman of the National Association of Personal Financial Advisors (NAPFA), says that when clients at her fee-only financial planning firm It's Not Just Money in Colorado Springs, Colo., ask to divest their portfolio of a company for political reasons, she reminds them that it may have a bigger effect on their portfolios than they intended.
"It's not like a cheeseburger where you can say 'hold the pickle,'" Leitz says. "If it's in a mutual fund or pooled asset, you can't always control what's in that fund. Your choice is to agree with the general principles of how the mutual fund company manages that money or to choose an alternative that you like better."
Read Fossil Fuels: More International Investment Risk Than Opportunity? at ThinkAdvisor.


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Google Publisher Tag (GPT) is an ad tagging library with which you can dynamically build ad requests. GPT takes key details from you such as ad unit name, ad size, and custom targeting, builds the request, and displays the ad on web pages o...
Google Publisher Tag is leading in Top 10K Sites, Top 100K Sites, Top 1M Sites and The Entire Web.
In terms of market share, ReferLocal is clearly lagging behind, losing to Google Publisher Tag in all segments.
Google Publisher Tag has better usage coverage in more websites categories. Including News & Media, Arts & Entertainment, Computers Electronics & Technology, Games and 20 other categories.
ReferLocal hasn't got a lead over Google Publisher Tag in any websites category.
Google Publisher Tag is leading in most countries, including United States, Japan, Russia, France and 152 other countries.
ReferLocal hasn't got a lead over Google Publisher Tag in any country.


text:
Invensis Learning's PMI-ACP® in Konya is delivered by highly qualified trainers with extensive Project Management experience. This PMI Agile Certified Practitioner certification is one of the most industry-recognized Agile project management certifications for project managers and project practitioners all across the world. This PMI-ACP Certification Training Course in Konya is ideal for individuals and enterprises that are looking to gain a comprehensive understanding of Agile principles and techniques.
The main takeaways from this PMI-ACP Certification course in Konya are that one will demonstrate comprehensive understanding of using Agile practices in their day-to-day work while showcasing efficient usage of Agile tools and techniques, and gain knowledge of Scrum, Lean, Kanban, Test-driven Development (TDD), and Extreme Programming (XP).
We deliver PMI Agile Project Management Certified Practitioner Training in Konya through classroom and live online classroom modes. Enroll now and gain this PMI-ACP certification in Konya today.
|Training Modes
- Instructor-led Classroom Training ( Request for Training )
- Instructor-led Online Training ( Request for Training )
- On-site Group Training ( Request for More Information )
- Focused 1-to-1 Training
|Areas of Study
- Agile principles and practices
- Creating high-performance teams who deliver results on a consistent basis
- Techniques used for actively managing project scope and ensuring delivery of the best products possible
- Implementing multi iterative development models for projects
- Delivering high Velocity Stories and Epics
- New ways of managing project scope, schedule, budget and quality that are easily improved through effective Agile controls
- Applying powerful metrics across projects to ensure continuous improvement
- Common pitfalls while adopting Agile practices
- Agile principles of Scrum, Kanban, XP, and TDD
- Knowledge and skills required to clear PMI-ACP certification exam
|PMI-ACP Training
|Request for PMI-ACP training in Konya
|PMI-ACP Exam Prep Course Duration
|PMI-ACP Training Course Syllabus
|PMI-ACP Exam Prep Certification Eligibility Criteria
To be eligible for the PMI-ACP certification, you must meet certain education and professional requirements:
-Educational Background: Secondary Degree (high school diploma, associate's degree or global equivalent).
-General Project Experience: 2,000 hours (12 months) in project teams, which must have been acquired in the last five years.
-Agile Project Experience: A minimum of 1,500 hours (8 months) in project teams or teams that employed agile methodologies. This experience should have been earned in the last three years and these hours should be in addition to the 2,000 hours of general project experience.
-Training in Agile Practices: 21 contact hours in Agile practices.
|PMI-ACP Exam Format
|PMI-ACP Exam Fees
The PMI-ACP Certification fees for PMI Members is $435 and for non-members is $495.
|Who should Attend PMI-ACP Certification training
Job roles that can benefit from PMI-ACP training course in Konya include, but are not limited to:
The course structure or outline of the PMI-Agile Certification training program is as follows:
This introductory module discusses what PMI is and about PMI-ACP in general where it talks about the route to PMI-ACP certification, domains, and tasks, content distribution, tools & techniques, Knowledge and skills, community guide of the PMI-ACP
This module focuses on who are leaders over time, what is a waterfall project management, Agile vs. traditional project management, the Agile manifesto.
This module focuses on understanding the basics of the Agile project lifecycle and its characteristics, phases, elements of project charter for Agile projects, who are Agile project stakeholders, product roadmap, user stories, story maps, Agile modeling, and progressive elaboration.
This chapter discusses on gaining comprehensive knowledge of Lean, Kanban, Extreme Programming (XP), and Scrum
This module focuses on understanding what risk management is? Risk adjusted backlog, risk burn down graphs, risk based spikes, Qualitative vs. Quantitative Risks and Implicit vs. Explicit Risks.
This module focuses on gaining a basic understanding of scrum, scrum process overview, planning, collecting requirements, and estimation.
This chapter discusses the roles and responsibilities of Product Owner, ScrumMaster, and the Agile Project Team.
This module focuses on gaining a deep understanding of Initial Planning, Product Backlog, Release Planning, Sprint Planning, Sprint Backlog, Sprint, Sprint Review, Daily Scrum, and Sprint Retrospective.
This module is all about simulation and exercises in the form of Command-and-Control Exercise; Self-organization Exercise; Batch and Flow Exercise; Team Collaboration Exercise; Theory of Constraints Exercise; User Story Writing, Planning Poker; Affinity Estimating; Iteration/Release Planning; Sprint Planning; Daily Standup; Review and Demo; and Retrospective.
The daily agenda of the 3 day PMI-ACP training is detailed below:
As part of your PMI-ACP training, you will receive:
At Invensis, we provide PMI-ACP training in Konya in three different learning modes in instructor-led classroom training, instructor-led online training, and on-site group training.
PMI-ACP can be applied to all sorts of projects in construction, oil and gas, energy, banking, financial services, ICT, engineering and in various other industries as well.
Yes, PMI-ACP usage is universal and can be used for any project of any size here.
No, the course fee does not include the exam fee, and it is only for earning the required number of contact hours (21 contact hours) to appear for the PMI-ACP certification exam.
USD 435 is the PMI-ACP exam cost for PMI membership holders and USD 495 for non-members
PMI-ACP® is a valuable practitioner-level certification offered by PMI® (Project Management Institute). The certification is designed for those with little or no experience; the PMI-ACP certification demonstrates your understanding of the Agile Project Management and its techniques.
The PMI-ACP examination blueprint identifies the proportion of questions from each domain that will appear on the examination. The questions are derived by combining the overall evaluations of importance, criticality, and frequency, and by converting the results into percentages.
The percentages are used to determine the number of questions related to each chapter that appear on the examination.
|Percentage of Questions
|Domain 1
|Agile Principles and Mindset 16%
|Domain 2
|Value-driven Delivery 20%
|Domain 3
|Stakeholder Engagement 17%
|Domain 4
|Team Performance 16%
|Domain 5
|Adaptive Planning 12%
|Domain 6
|Problem Detection and Resolution 10%
|Domain 7
|Continuous Improvement (Product, Process, People) 9%
You have 90 days to complete and submit the PMI-ACP application once you start filling it. If the application is selected by PMI for an audit, then you have to submit the audit materials within 90 days.
You can take the PMI-ACP exam up to 3 times, within the 1-year validity period from the date of your application approval. But, you have to pay the re-examination fee.
The PMI-ACP credential is valid for 3 years.
Individuals and Enterprises can make payment for the training through 2 different modes such as –
For more information on payment details, please contact us at firstname.lastname@example.com
In order to renew your PMI-ACP credential, you are required to earn 30 PDUs within 3 years of your certification.
Select from a range of combo courses
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Tall boot with buckles
The Fit Expert
Sean C. from our New York store says:
The Bondgirl Boots fit like a glove, with a slim fit around the calf.
This is a sleek, pipe line cut boot for a British temptress spy in short skirts or a mod cut stovepipe pant. Full-grain leather uppers and linings with beige contrast stitching, two mini top line buckles and a one inch thick engineer style buckle for security and fit. Signature rubber F-soles for traction and durability but be careful where you stamp that F or you may blow your cover.
Approximate Calf Circumference: Size 6-7 (13"), Size 8-9 (14") and Size 10-11 (15") Approximate Boot Shaft Height: Size 6-7 (14.5"), Size 8-9 (15") and Size 10-11 (15.5") Heel Height: 1.5"
Instagram @fluevog #vog_bondgirl
Found in: Casual, Formal, Boots, Best Seller, Womens
Sean C. from our New York store says:
The Bondgirl Boots fit like a glove, with a slim fit around the calf.
Best boots with modifications.
Forever a Bond Girl
Tried and True!!
Well fast forward to a couple weeks ago when I sadly realized they were looking a bit worn. I was so happy to discover they were on sale! This week they arrived in the mail. They fit perfect and I am ready to walk for another fifteen years or more! These ones have the buckle detailing which I love as my first ones were plain.
Thanks to Patrick in the Vancouver Granville store for providing excellent service!
Calf area was tight and did loosen up slightly.
I was excited to purchase my 2nd pair of Bond girl.
Well! After reading all the reviews, I will surely make my decision not to get my 2nd pair of Bond girls.
I am so so sorry for every one who had such a poor quality product in their new Bond girl.
JF..you need to step it up!
Maya Angelou...
"When you know good, do good"
"When you know good, thrn go, and do bad"
"Woooo" "stop" "JF"
When all issues are resolved boy I would love my 2nd Bond girl!
Great fitting boot for girls with slender calves
love my Bond Girls
Complete decline in quality
bond girl boots
Bond Girls
Love my Bond girl boots
They are snug around the calf, but I have small legs so they are perfect for me. The toe box is generous and I can wear them with comfy socks. I still get compliments on my Vogs, even after 6 years.
Beautiful leather, close fitting in the calves!
So sad!
No easy task as it turns out! They just will not stretch out enough (tried on my own, cobblers, etc.). I have about 13.5" calves so this should not be an issue. When I wear them my legs get tired because the calf muscle flexes as I walk and then the boot is too tight.
Wish Fluevog would do something about this....until then, my wonderful boots sit in my closet.
P.S. This is probably my 20th pair of vogs.
BEST boots EVER!
Worst boots ever
The greatest boots ever made.
Poor quality and even poorer customer service
We are very sorry to hear that you're having trouble with your Bondgirls and haven't yet been able to fix things. One of our retail managers has been alerted to your case and has reached out to you via email. Please be in touch as we work towards a shoe-lution. Thank you!
Poor Quality
Four Years in, Giving them Up
I am heartbroken. These are really the only boots I want.
For the record, I am not a "big girl" - take a size 2/4 in pants, and would never have thought I had huge calves.
Took awhile, but I love these boots!
Life, death and reincarnation
Love the boot HATE the quality
The zippers have broke, the lining breaks down quickly, don;t let someone accidentally step on your foot at a concert because you will have a dent in your boot for the rest of it's life...and that dent might just rub on your toe.
I really do love my Fluebogs but I have been looking for something else I like to replace them as my go to footwear but I am still looking and I need to find it soon or I will be on my 4th pair. You really do think these boots would last better than they do.
I have big calves. It can be done.
I have loved these boots for years and always wanted a pair. I didn't think that they could be stretched enough to accommodate my lovely shapely calves, and then a friend of mine with even bigger calves did it.
As soon as I saw these boots in my size in the color (green) I had really wanted on Fluemarket, I jumped at them.
I wear an 10.5 in most shoes, and the 11 fits perfectly (I can wear thicker socks if I like even). I've had them on my feet with the calves sprayed down with 50% rubbing alcohol/50% water now for a couple of hours and I only have an inch or so of stretching left to do. I figure over the next few days, I will get them to where I need them to be.
So if you want these and are worried about the calf width, it can be dealt with. You just need a little patience.
Love the style, craftsmanship breaks my heart
Super narrow in the foot, No room for arches
Just Your Everyday Superspy...
Gondi Girl
.... The dream suddenly came to an end this year, almost to the 2 yr anniversary date, the zipper on the left boot came open from the bottom up.
I was shocked to say the least, since the zippers & sliders appear to be pretty HEAVY DUTY. It's part of their charm... or so I thought.
I contacted the Fluevog store where I purchased them in Toronto Canada, and they said I would have to have them repaired at my own expense, since it is considered regular wear & tear.
I can understand if I wore them mountain climbing or fighting third world wars, but I wear them at work (in an insurance office).... Believe it or not, I don't exactly "tear" around in them at the office.
I loved the boots so much, that I decided to go ahead and have them repaired... and on the day I was about to take them in, the right boot took a same turn for the worse, and blew it's zipper in the exact same spot (from the bottom up).
It is now costing me $96. to have both zippers replaced.
WAIT! The story gets worse... the cobbler didn't have the Large zippers or sliders to replace the ones that were on the boots originally, so they have replaced them with run of the mill, average zippers (for $96.!!?? REALLY??)
I give up.
I learned a lesson though. I won't spend $400. on another pair of Fluevog's (that have a life expectancy of approximately 2 years due to wear and tear around an insurance office), that's for sure.
Thanks for 24 months of joy Mr. Fluevog. It was almost worth it..... almost.
Best shoes and service
Best shoes and service
Best shoes and service
Awesome Boots But...
Bond Girls
Thanks John Fluevog for your wearable art.
reorder time
Who DOESN'T want to be a Bond girl?
Not bad for an old girl.
PS:Keith from the LA store-you deserve a pay rise for you suppotive emails to me. Thanks!
Will there be more Bond Girl boots?
Don't stop!
Zipper broke immediately!
These boots rock!!
Will forever be mine
Bond Girl for Life
Five years and still going strong
OMG the PAIN
Hello Beautiful
Bondgirl rocks!
Perfect Fit!
love 'em but had some problems twice
The first pair, after only a few months the stitches came out. Fluevog was great and repaired it for me, but the stitching came out again soon after. Again Fluevog was awesome and they gave me a new pair! There is a small issue with the zipper handle on one boot locking in a weird "out" position but I can deal with that.
However sadly, after about 6 months or possibly a bit more, the calves on both boots are overly stretched. I know they naturally would stretch some, but I feel "gappy" and they don't feel or look right. This does not seem like an easily fixed issue- I don't think you can unstretch a boot. :(
I have two other pairs of Fluevogs with no issues, so I am pretty bummed out- especially since this is my favorite pair.
Best Boots Ever
Oh no
And it seems my toes get squished when i'm going downhill, but i assume that's normal with sliding around in the shoe.
Was a little miffed when they didn't have my size (women's 7) in stock, so i had to get it shipped from their main store, and they charged me the shipping costs.
Still, all in all, a very nice boot.
Love them! But..
I love these boots but the soles do not seems strong enough. I have a pair of Fluevog boots from 20 years ago that has survived the test of time. Ironically, Bondgirl doesn't look like she'll make it very long.
Love them but I'm sad!
I have been a Fluevog devotee since I bought my first pair of oxblood knee high Angel boots when I was 16. I expect these shoes to last for years and years given the promised quality and the price. I'm so sad that I have to keep bringing these in for repairs, mostly because it means up to 2 weeks without wearing my favorite pair of boots! :-(
I want these...
(sorry) :-(
skinny legs and all
simply great
Love em!
Still going strong
Just be honest with yourself about your calf/foot size. I've got medium width feet and fairly muscular calves, and these babies hug my legs like a second skin. Note the calf measurements on the description and measure before you buy.
tall and black
Love the way the buckles clink clink clink as I walk.
Not everything I'd hoped for
My problem is the zipper on one of the boots bursts open every so often about 3 months into owning the boot (randomly but not always) -- I later put them into storage for the summer and brought them back out this winter, and the issue became worse because the zipper would burst the moment I put the boot on and stood. I'm guessing the leather has also tightened up without use over the summer is what made the situation worse.
I did bring the boots in for warranty, and unfortunately it has not solved the issue. So not only am I out $390 (tax), I had the worse experience with the rep who I dropped off and picked my shoes up from. It's nice to know you're only a valued customer when you are buying.
While I still think the shoes look great, they don't do me much good sitting on the rack. My advice, unless the boot fits you perfectly with little stretching required, I would consider getting a shorter boot if you won't be wearing it all year round to keep them soft. While I won't be shopping with Fluevog anymore, my friend still loves her pair, so that's got to be something right?
Taking a long leap of faith, I trusted the salesperson who told me she could stretch them. When I came back to the store, the zippers were still about half an inch from the top. She told me to wear them around, and as the leather warmed up, that last half an inch succumbed and the boots were mine!
I didn't find these comfortable to wear for about three weeks, but now they're perfect. Every time I put them on I feel like a superhero.
Stretch `em
I was afraid the boots were going to be ruined, but they are perfect.
My message ... even if you can`t get the zipper to the top don`t hesitate to have them stretched by a reputable shoe repair person. My boots were stretched a whole inch in the calves and they are fine.
Not for Athletes
They fit perfectly except around my calves. I tried size 9 which fitted fine on the foot, except my around my 16" calves it was almost a 2" gap that would bust the seams if they were stretched. The F-soles would have been awesome. I thought with those buckles at the top, John would have designed them to be accommodating for those with bigger calves by being able to cinch down the buckles or let 'em loose.
It almost makes me wish I didn't do backcountry skiing or biking so I'd have slimmer calves to wear these hot boots.
Love'em Gigitty!!!
Hottest. Boots. Ever.
Incredible. I don't know how Fluevog does it.
Love my Bond Girls but they SQUEAK
I am an English speaker living in a Cantonese speaking country and when complete strangers who struggle with English come up to me on the streets and say, 'I like your boots, where can I buy?', I know I have hit a pretty special look that shakes some tail.
I love the fact that I can wear these with short or long skirts, short or long pants, tuck the pants in or not...versatile, tough and sexy! Love to wear them with a pretty frock as well just to down-girly those frills! Any wonder these boots are so popular and are a long standing style for John Fluevog! No breaking in time either - just unwrapped the pack and put 'em on!
Absolutely painless and abolutely pleasurable purchasing over the internet (Thanks Chad!)Now I'm a-lookin' for my 6th pair of Fluevogs to treat my feet to absolute luxury and my ego to attention!
Unofficially Unisex
Knew I was on the right track when I discovered that the Fluevog site offered an entire Unisex Styles section. Then I browsed on over to the Women's section and found several other appealing tall boots.
My first purchase, the Alexis equestrian, is a beautiful tall black boot but the largest size (Women's 12) was way too tight for me. So I gave them to a friend who found they fit well with thick socks. Truthfully, they look better on her than they did on me.
Then I found the brown Bondgirl model and decided to look past the non-unisex name to the boot itself, and try the size 13. Surprisingly, they are stamped with Size 11, possibly a man's size (?), inside the shaft. These fabulous "engineer style" boots sport 16 inches of great supple leather rising from the super comfy F Sole built for striding through life. One was a bit snug until I followed the advice of Dustin in the Chicago store to wear them with wet socks, which stretched them at the pressure points. Thanks, Dustin!
While I wear them for my own enjoyment, it doesn't hurt that several ladies have complimented my new boots. Now if only I knew, is it the Vogs, or the guy rocking them...
8 months but I found you. <3<3<3
I have only worn these boots three times since I got them last week but each day I got stopped and complimented over my Bondgirls and asked where they came from. Go John!
tough and sweet
License to Chill
any hints?
love them
I am officially, now a super hero
I hope the replacements are better
I was furious - that is seriously wrong for $328. That's more than I have ever spent on shoes before. If I need expensive shoes, I am sticking with Frye boots from now on - they're cheaper than Fluevogs and the quality is amazing.
Ughhh so tight
But unfortunately I have large calves of 16 inches and there was no way i could get my wide feet and large calves into these boots.
If you buy these make sure you have skinny legs. :/
Best. Boot. Ever.
Just had to have them...
Oh how I love my Bond Girls!!
BondGirls ROCK!!
everyone loves these boots
Got nothing but love for the Bond Girl
my favorite boots
Wine Color Bondgirl
Great Boots!
Love them!
Heaven. :-B
These boots are fabulous!
With love xo
Best fit for calves
Even my Mum loves you guys!!
Squeaky squeaks!
Step aside
My Favorite Boots!
Got married in these boots
Love them!
totally rad
Look out JANE BOND
Fluevogs feel great on the tootsies, don't own a car, so 'these boots' have done some walkin'. ()-) would buy them all over again... p.s. Prereading reviews, helped in my purchase.
I can even push a stroller in these
...seven my dear, 007
Love my Bondgirl boots!
Inside Lining
Really Worth It!
make them shorter please!
Long Time Love
Kickn' Boot
#vog_bondgirlLoad More


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Brenner Children's pediatric emergency department has moved back to its original location. Learn more
In order to help protect patients, family members and health care workers from the spread of COVID-19, no visitors are allowed at any of Wake Forest Baptist Health's outpatient or inpatient facilities, except in certain situations.Learn moreMore COVID-19 Updates
Bored? Looking for a new challenge?
You can watch basketball, baseball, track, gymnastics, tennis, aerobics, volleyball, and weight lifting on ESPN, or you can get out and enjoy them by joining your school team. Not into team sports? There's French club, the debating team, chess club, student government, radio, newspaper, yearbook, environmental club, 4-H, drama, choir, photography, Students Against Destructive Decisions, jazz band, Business Professionals of America, computer club, and more.
So many choices can seem overwhelming, but getting involved in new activities with new people is a fun way to challenge yourself. Here are some basics and benefits of getting involved.
So what's in it for you? You get to explore your physical, creative, social, political, and career interests with like-minded people. You'll find friends: Trying something different may bring you in contact with people you didn't know who share your interests and curiosity.
You can get involved with groups as a way to get support from other students with your background, such as Latino or Jewish clubs. A club or group also can be a great way to meet people who are different from you. Lots of youth programs bring people together with those who are different as a way to break down the barriers between people. Mark, a senior who lives in Washington, DC, discovered this when he volunteered for a group that uses baseball as a way to bring special-education kids and kids with disabilities together with regular kids.
Participating in extracurricular activities helps you in other ways, too: It looks good on college and job applications and shows admissions officers and employers you're well-rounded and responsible. Specific activities help with specific goals — if you want to teach language or get a bilingual job, being the president of the Spanish club shows the depth of your commitment.
The most basic reason for joining a club or team is that it gives you something better to do than staring at the wall, wandering the hall, or napping all afternoon. People who are involved and engaged are less likely to become addicted to bad habits, like smoking or drinking.
Review the activities your school offers and listen to other students' experiences to find an activity that meets your needs. Think about your interests, abilities, and time — is your sister tired of playing chess with you? Do you wish you had more computer time? Are you tired of shooting hoops alone? Are you looking to meet friends or get support? Do you need to increase the appeal of your college application? Don't limit yourself to the familiar — try something new.
Think about different roles within groups that you might want to try — president, captain, participant, leader, support person. Each role is important. Being president teaches you leadership and management skills, but involves more responsibility; being a member gives you structure and is less stressful. You can also lend your skills in areas that are needed, such as using your financial skills to be the treasurer.
At the beginning of the school year, teachers and principals often have a list of activities to join or make announcements — for example, your history teacher may be the debating team advisor. Look on school bulletin boards and in the school newspaper. Ask friends what they like. Join right away or wait to see how your schedule will be and join later.
Ask questions of the activity advisor before you join. Some things to ask include:
Each school is unique with its own array of offerings, but if you don't find what you want, try a community center or volunteer for a local nonprofit organization or business. Also consider organizations like Youth in Action, a group for teens who want to participate in service projects.
It's easy to join one too many exciting activities. Ask as many questions as possible before you join. Sit down with your school schedule, work schedule, and other activities and try to map out what's realistic. Are you taking a class this semester that requires extra studying time? Do you need to focus on grades? Does your bus only come once an hour by the time practice is over instead of every 15 minutes? Will you have time to eat, sleep, and relax? Everyone needs downtime. If an activity adds lots of stress to your life, it's not for you.
Once you've joined an activity, if you feel stressed out, reconsider. It's important to keep a balance between schoolwork, extracurricular activities, a job, social life, and your health. If you join a club and need to quit for any reason, talk with the advisor or coach. Be direct and polite and explain your situation and feelings. Sometimes it's just not the right match for you or it's too time-consuming. Perhaps you can participate in a less time-consuming way or rejoin later. You won't be helping yourself or the group if you frantically do homework during a competition or fall asleep during practice. Saying "no" can be the most mature and responsible thing to do.
Reviewed by: Steven Dowshen, MD
Date reviewed: September 2013
© 2019 Brenner | Site Policies & Statements
The information on this Website is for general informational purposes only and SHOULD NOT be relied upon as a substitute for sound professional medical advice, evaluation or care from your physician or other qualified healthcare provider. If you have a medical problem or a health-related question, consult your physician or call Health On-Call at 336-716-2255 or 1-800-446-2255.


text: Wednesday, December 19, 2012 BJD Issues Call for Action in Wake of Global Burden of Disease Study Following the December 13 publication of the Global Burden of Disease Study 2010 (GBD 2010) in The Lancet, The Bone and Joint Decade (BJD) issued a call for urgent action by the World Health Organization, the United Nations, and by national governments and for explicit plans to respond to the study's results and the new ranking that shows that musculoskeletal conditions have an enormous and growing impact in all regions of the world. According to BJD's call to action, GBD 2010 shows that musculoskeletal conditions are the second greatest cause of disability globally. Back pain causes the most disability across the globe, with osteoarthritis showing the greatest increase in the last 20 years. GBD 2010 is the largest ever systematic effort to describe the global distribution and causes of a wide array of major diseases, injuries, and health risk factors. The results show that infectious diseases, maternal and child illness, and malnutrition now cause fewer deaths and less illness than they did 20 years ago. As a result, fewer children are dying every year, but more young and middle-aged adults are dying and suffering from disease and injury, as noncommunicable diseases become the dominant causes of death and disability worldwide. Since 1970, men and women worldwide have gained slightly more than 10 years of life expectancy overall, but they spend more years living with injury and illness. GBD 2010 includes 7 articles, each containing data on different aspects of the study (including data for different countries and world regions, men and women, and different age groups). Accompanying comments include reactions to the study's publication from World Health Organization Director-General Margaret Chan and World Bank President Jim Yong Kim. The study is described by Lancet Editor-in-Chief Richard Horton, BSc MB FRCP FMedSci, as "a critical contribution to our understanding of present and future health priorities for countries and the global community." APTA is a founding member of the United States Bone and Joint Initiative, which is part of the international BJD.


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Our Customers
Item sold on 2014-10-14 - Shipped on 2014-10-14
Shipper: STORE PICK UP
Item# V-18799 WEBO
We are here to answer any questions, including shipping information and additional measurements. Please call us toll-free at 866-733-7115 or use this form.
Contact Form(Item & Shipping Inquiries)
Copyright ©1998-2020 Harp Gallery Antique Furniture.All rights reserved.


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Listing courtesy of Douglas Elliman Real Estate
Information believed accurate but not warranted. The data relating to real estate for sale or lease on this web site comes in part from the Hudson Gateway Multiple Listing Serviecs. Real estate listings held by brokerage firms other than Houlihan Lawrence are marked with the Hudson Gateway Multiple Listing Service logo or thumbnail logo and detailed information about them includes the name of the listing broker.
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I go flying down the hall.
Dr. Grumpy: "Craig! Are you okay?!!! What's wrong?!!!"
Craig: "THERE'S A LIZARD ON MY WALL!!!"
Dr. Grumpy: "That? For crap's sake, Craig, it's 2 inches long. They eat bugs. It's not going to hurt you."
Craig: "IT COULD CLIMB UP TO THE CEILING AND GET OVER MY BED AND DROP ON TOP OF ME AND CRAWL IN MY MOUTH AND I COULD CHOKE AND IT WOULD KILL ME IN MY SLEEP!!!"
So, in order to protect my children from a dangerous, potentially-lethal, 2-inch-long bug-eating lizard, I got a yardstick and tupperware container, and gently captured the menacing beast.
It's now out in the yard, where the bug hunting is likely better, anyway.


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List of Merit Badges
Class Preparation Pages
Badge Workbooks
History of Merit Badges and Merit Badge Pamphlets
Scout Ranks
Other Scout Awards
Scoutmaster Bucky Past Events
Scoutmaster Bucky
Historical Memorabilia Items
1. Discuss with your merit badge counselor the importance of textiles. In your discussion, define the terms fiber, fabric, and textile. Give examples of textiles you use every day.
2. Do the following:
a. Get swatches of two natural fiber fabrics (100 percent cotton, linen, wool, or silk; no blends) Get swatches of two synthetic-fiber fabrics (nylon, polyester, acrylic, olefin, or spandex). Get a sample of one cellulosic fabric (rayon, acetate, or lyocell).
b. Give the origin, major characteristics, and general content of each type of fiber obtained for 2a. Explain the difference between a cellulosic manufactured fiber and a synthetic manufactured fiber.
c. Describe the main steps in making raw fiber into yarn, and yarn into fabric.
d. Assume you will soon buy a new garment or other textile item. Tell your counselor what fiber or blend of fibers you want the item to be, and give reasons for your choice.
3. Do TWO of the following:
a. Visit a textile plant, textile products manufacturer, or textile school or college. Report on what you saw and learned.
b. Weave a belt, headband, place mat or wall hanging. Use a simple loom that you have made yourself.
c. With a magnifying glass, examine a woven fabric, a nonwoven fabric, and a knitted fabric. Sketch what you see. Explain how the three constructions are different.
d. Make a piece of felt.
e. Make two natural dyes and use them to dye a garment or a piece of fabric.
f. Waterproof a fabric.
g. Demonstrate how to identify fibers, using microscope identification or the breaking test.
4. Explain the meaning of 10 of the following terms: warp, harness, heddle, shed, aramid, spandex, sliver, yarn, spindle, distaff, loom, cellulose, sericulture, extrusion, carbon fibers, spinneret, staple, worsted, nonwoven, greige goods.
5. List the advantages and disadvantages of natural plant fibers, natural animal fibers, cellulosic manufactured fibers, and synthetic manufactured fibers. Identify and discuss at least four ecological concerns regarding the production and care of textiles.
6. Explain to your merit badge counselor, either verbally or in a written report, five career possibilities in the textile industry. Tell about two positions that interest you the most and the education, cost of training and specific duties those positions require.


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Golf Birthday CakeBack
This celebration cake is ideal for an average family sized party. The cake shown is a medium which is a 10 inch cake on a 12 inch board (25cm cake on a 30cm board). This cake will feed 25+ adults, for more information on cake size and a number of portions go to our Portion Guide.
Inside of all our cakes are two layers of sponge (vanilla or Chocolate, you decide) separated by a delicious layer of butter cream. The vanilla cake has jam too, whereas the chocolate cake has chocolate flavoured butter cream.
The outside of this birthday cake is rolled sugar paste which we roll to around 3mm thick. The cake will remain fresh for up to 10 days providing it is not exposed to extreme heat.
Check out the gallery of photos above to see inside the cakes and more detailed pictures of this cake.
Note : click on the delivery tab on this page or call 0845 3900900 for full delivery details.
Vanilla Sponge:
Flour, Milk, Sugar, Eggs or frozen eggs, vanilla essence, seedless fruit jam, Buttercream ( Milk Whey, Fondant, Icing sugar ), Sugar paste
Chocolate Sponge:
Flour, Milk, Sugar, Eggs or frozen eggs, vanilla essence, Cocoa powder, Chocolate Buttercream ( Milk Whey, Fondant, Icing sugar, chocolate flavouring ), Sugar paste
Whilst we do not use nuts in the production of our cakes, we must state for legal reasons that the product may contain tiny traces of nuts.
Call 0845 3-900-900 for data on the egg-free, wheat and gluten free recipes.
|Cake Size
|16 portions
|8" x 8"
|(20cm x 20cm)
|25 portions
|10" x 10"
|(25cm x 25cm)
- We deliver every day except Sunday.
- Our cakes stay fresh for 7 - 10 days so early delivery is a good idea.
- Delivery is between 8:00am - 6:00pm (5:00pm for offices).
- We can often accommodate a more specific time window.
- Email firstname.lastname@example.com with any specific requirements and your order number.
- If a timed delivery is essential either order a day early
- Pay for a guaranteed delivery (additional £15 call to arrange).
- Delivery is dependent on the distance we have to travel (see Delivery on the menu above).
- We can deliver to Pubs, Clubs, Hotels, Bars, Schools and Hospitals.
- An alternative mobile number at the point of delivery is very useful.
- For more detailed timings call Indi (07545 696937) on the morning of your delivery.


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LA City Council approves BNSF SCIG projectWritten by Jenifer Nunez, assistant editor
BNSF says that the Los Angeles City Council vote to approve its Southern California International Gateway (SCIG) project a significant vote for jobs and a greener economy.
The $500-million facility, located within four miles of the San Pedro Bay ports, will shorten the distance trucks loaded with cargo need to travel before transferring the containers to rail, instead of traveling 24 miles up the 710 Freeway. SCIG will support the competitiveness and accommodate forecasted growth of the Ports of Los Angeles and Long Beach, which handle more than 40 percent of the nation's container cargo and account for more than one million jobs in California.
"We applaud the Los Angeles City Council, the Mayor's Office and the Port of Los Angeles Harbor Commissioners for their commitment to green growth. With their input, BNSF's SCIG project is setting a new standard of excellence in reducing emissions and realizing a positive impact on local communities," said Matthew Rose, BNSF chairman and chief executive officer. "We appreciate the leadership of Mayor Villaraigosa and Councilman Buscaino and the support from a wide range of stakeholders to make today possible. We are investing more than $500 million in private funds to build this state-of-the-art facility, which will help keep the San Pedro ports competitive and we look forward to the jobs, air quality and traffic benefits the facility will bring to Southern California."
While eliminating millions of truck miles from the 710 Freeway, BNSF will clean up an existing industrial site and replace it with a new intermodal facility featuring wide-span, all-electric cranes, ultra-low emission switching locomotives and low-emission rail yard equipment.
BNSF has agreed to contribute up to $3 million to the joint Port of Los Angeles-Port of Long Beach Technology Advancement Program to further the development of zero-emission goods-movement technologies.
The railroad will build a soundwall along the eastern side of the Terminal Island Freeway and plant intensive landscaping on both sides of the freeway.
BNSF has committed to create a local jobs training program and offer priority hiring for new jobs to qualified local job applicants. BNSF has signed a Project Labor Agreement worth $255 million with the Building and Construction Trades Council that will result in approximately 1,500 jobs per year during construction. By 2036, IHS Global Insight forecasts the facility will create 22,000 new direct and indirect jobs in Southern California, including 14,000 new direct and indirect jobs in Los Angeles.


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Stanczyk's prior article on Genealogy Indexer – the Logan Kleinwaks' website that indexes historical city directories or other historical lists (i.e. Yizkor Books, Military Muster Lists, etc.) covered this amazing genealogical resource who deserves a much higher rating than #116 on the current Top 125 Genealogical Websites.
Since my first blog article about GenealogyIndexer.org , Logan Kleinwaks has added virtual keyboard (a software icon) for generating diacritical letters (think ogroneks and umlauts) as well as non Latin characters (think Hebrew or Cyrillic) to make searching easier. This jester even uses that excellent piece of coding to generate the text for articles or data entry into genealogy software. You may remember, I wrote about that in "Dying for Diacriticals" or any of the other dozen articles (some of which cover GenealogyIndexer).
Well in the last month Logan has really outdone himself in adding material to the website! I give up trying to keep up with the huge amounts of data he is publishing. You really need to follow Logan on twitter (@gindexer). Thank You Logan for your amazing efforts.