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I've made panmarino before using Peter Reinhart's recipe from Bread Baker's Apprentice, this time I kept the concept the same and used my own recipe. I'm submitting some breads to the LA County fair this year and was looking for something interesting to make in the whole wheat category, and the panmarino seemed like a good choice. It also seemed like it would be a good bread for a hike, two birds with one stone! I should also note, I bumped the salt content up slightly for the hike, I'd suggest .4 or .5 of an ounce instead of the .6 of an ounce. It tastes good with the .6 though it may be a bit salt for some peoples' taste, however that salt tastes yummy on a sweat inducing 7 hour hike!
Sourdough Panmarino
Makes: 2 large
Time: Day 1: Elaborate starter. Day 2: Mix final dough, fold dough shape, proof, and bake.
- Elaborate your starter however you choose, but ending up with the same flour and water weights. (or make a commercial yeast preferment) Allow it to rise overnight. Now would also be a great time to cook and mash your taters so they're cool the next day! I like to leave the skins on and leave a about 25% of the taters as actual chunks, nice little surprises when eating the loaf!
- The next day add the rosemary to the olive oil and warm it very gently on the stove, you're just trying to infuse the olive oil with rosemary here. Allow the olive oil to cool.
- Now, cream the starter with the water and and rosemary olive oil for the recipe.
- Mix together the flours(feel free to use all whole wheat here, that is my eventual plan with this recipe) and salt (and some black pepper if you're feeling spicy), then mix in the creamed starter til the dough just starts to come together as a ball. Let the dough sit covered in the bowl for 20 minutes
- At this point mix your mashed taters into the dough, shape the dough into a ball and set it aside to rise in a lightly oiled bowl.
- When the dough has nearly doubled it is time to start your oven preheating to 500 degrees with a stone and a steam pan, then prepare bannetons, or a couche on a tray, or however you like to hold your loaves while they rise! Gently divide the dough, quickly shape it and transfer it to whatever you've prepared.
- Leave the loaves, covered, to proof. My dough had probably somewhat over risen in the first step, so for me this was only 30 minutes. Even without extra rising time on the first rise, they will probably be fine and ready to go in at 30 minutes as this is a wet dough.
- Boil about a cup of water in preparation for baking the loaves. Prepare a peel, or parchment paper for the loaves and gently move them from your chosen proofing device to the peel or parchment. Just before you put the loaves in the oven turn the temperature down to 400 degrees.
- Put the loaves in, add water to your steam pan, and set a timer for 20 minutes. After 20 minutes turn 180 degrees and continue baking for another 20-40 minutes (depending on your oven), the loaves should sound hollow on the bottom when complete. Remove finished loaves to a cooling rack and let sit for at least 1 hour before cutting.
Well, I think this turned out a bit more flavorful than the first time I made panmarino. Not quite as soft because of the white wheat flour, but a fuller flavor! As of now, this is this weeks submission to YeastSpotting but in a few weeks it will also be one of my LA County Fair submissions, with a few tweaks. You can also read about the hike over on The Weekend Bread and Hiking Club.


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New #1
Adding Title/Comments/Tags to Folders + Sort in File Manager
Two questions:-
1. Does anyone know of a simple method to add titles, comments, or tags, to folders in Windows 10?
There was something called HobComment that worked on XP but there does not appear to be a Win10 X64 version.
2. Is it possible to have File Manager ignore definite and indefinite articles (the, a, an) when sorting by name?

subset: commoncrawl


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Rina Quijada
Vice President Business Development and Research
IHS Markit
Dr. Quijada is the former CEO of IntelliChem, Inc., which was acquired by IHS in June 2013. For the past 35 years, Dr. Quijada has studied and followed the Petrochemical industry, from feedstocks to end use products, in Latin America. Now as part of IHS Markit, she heads our Business Development and Market Intelligence efforts in Latin America for IHS Markit Oil, Midstream, Downstream and Chemicals business (OMDC). Previously, she worked for CMAI and PDVSA's petrochemical subsidiary, Pequiven.
Dr. Quijada earned her PhD in economics in 1992; she completed her Master's degree in International Management at Thunderbird, attended Oxford Graduate Program in 1981; and earned a B.S. in Organic Chemistry at Bryan College, Tennessee, US in 1980.
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Analog Reverb Unit
This is a spring reverb unit I built using Tombola's spring reverb circuit that I found on ua726.co.uk. I put it in the chassis of my first bass combo amp that I blew up on accident and then added an extra reverb tank with a tank selector switch, and a hinged top so I can mess with the springs. It's a standalone effect, so it works like a pedal in a signal chain.
If you have no idea what I'm talking about: "reverb" is the effect you hear when you yell something in a large room -- the sound gets drawn out/prolonged and fades out. This thing simulates that effect by taking an input signal like an electric guitar, then using that signal to shake some metal springs. Because physics, the springs continue shaking after the original signal has changed or stopped. The shaking of the springs is converted back into an audio signal and then sent out to an amplifier.
The spring reverb tank was invented by Bell Labs at some point and then patented in 1939 by Laurens Hammond for Hammond Organ Company who produced and sold organs to churches, and for the first time, normal households. The problem was that the dumb people in stupid households were expecting the reverb effect you'd get in a huge church, and in a small house you don't get that, so Hammond adopted the invention and put it in the organs to get the same effect and then the stupid idiots were happy. Eventually in 1959 the invention was made smaller, which made it more practical for cooler instruments. Leo Fender started adding them to his guitar amps and it changed the music world forever, like actually -- rock put it on the map with 60's surf, rockabilly, etc., and now it's used in every genre to some extent. Nowadays almost all reverb is digitally simulated -- a microchip processes your input signal and applies an algorithm to it that adds an approximation of the reverb effect. Digital reverb sounds really clear and clean, but it's so clear and clean that some people think it sounds artificial and weird -- similar to the differences between digital audio and vinyl audio, it's that sense of warmth/presence that vinyl offers while digital audio sounds more processed. I'm not an Analog Purist Dick but I was so interested in the concept of the electronic signal being converted to a physical vibration and then back into an electronic signal that I built my own :+)
Technical Info
The basic spring reverb setup is made of a drive circuit, which drives the spring, then after the spring, a recovery circuit to bring the volume back up. For a while when I was experimenting with springs, I had tried several different amps that didn't work, so I found a schematic and then a stripboard version (linked in intro section) that had everything needed for the circuit, including two drive controls, wet/dry, and a tone control. The thing I was missing in my attempts was that the drive circuit needs to be a constant current amplifier rather than a regular amplifier. I built the stripboard circuit with mostly salvaged components, except the power supply, which is a dual supply of 12v -- the reverb circuit needs a +12v, -12v, and ground. I didn't feel like building that so I bought a Velleman K8042 kit and used it with a 120v to 18v transformer I found somewhere (the supply drops some voltage, so 18v in gets you 12v out.)
I had two reverb tanks: the blue one is an Accutronics AMC2BF2 (can't remember if it's the 150 ohm or 600 ohm input one) and the other one is a weird Belton one that I pulled from a friend's old Kustom practice amp. I put in a switch that lets you select one tank, the other, or both. It sounds a lot less muddy than I thought with both tanks at the same time, I couldn't tell ya why. The Accutronics one actually picks up a lot more noise than the Belton one -- I had to move the transformer as far as I could to avoid the 60hz hum, so I put it into an electrical work box, cut the power cord in half and spliced it between the two ends.
The first Drive knob controls the drive into the reverb tank. The second one (I believe) controls the amount of recovery. These two can be adjusted for different tank impedances, which weren't really an issue for me with this circuit. In the video above I keep the drives pretty high cuz I like the distortion it gives, but if you dial it in carefully you can get surprisingly clean sound. This thing also somehow sounds great with bass! The EQ knob doesn't do anything noticeable for me, so I was going to change it, but I decided I'm fine just using the tone knob on my guitar/bass.
I used a pedal in front of the reverb in the video because the output level from the reverb unit was too low without it and it sounded shitty -- it's possible the spring wasn't being driven hard enough. A booster at the input of the reverb circuit would be the best improvement to the circuit.
A fun project! If anyone knows an easier way to do all this, let me know -- I'm still learning all this, but I'm wondering if the circuit could be modified to be powered with a DC adapter instead, it'd be way easier than doing the whole dual supply + mains wiring thing.


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Sextortion is defined as the act of threatening to expose a sexual image in order to make a person do something. Though the FBI classifies it as a serious crime, it often goes unreported and frequently leads to emotional or physical harm for the victim.
That's in part why Thorn — an organization dedicated to protecting vulnerable children and others by combating predatory behavior relating to technology — launched a Stop Sextortion campaign. The campaign, which also includes the below PSA narrated by actress Shay Mitchell, seeks to increase awareness about sextortion, destigmatize the issue, and encourage individuals to reach out for help and support their friends.
By using a group of cute animated cats, the PSA highlights how easy it is to become a victim of sextortion and how prevalent the unfortunate practice is, while also providing valuable insight on how to stop it by safeguarding yourself and those you care about. In the PSA, Mitchell also shares how to stop sextortion before it starts — namely, by talking about it openly.
"With support, you can do anything," Mitchell explains.
"We want people to watch the video, share it and start the conversation. The video is the starting point," Thorn CEO Julie Cordua tells A Plus. "We want kids to talk to at least two friends about this issue and let them know they have their backs if something happens and, better yet, talk about the risks."
According to Thorn, 60 percent of sextortion victims knew their perpetrators in person before they were threatened, and 45 percent of all perpetrators carry out their threats. When executed, these threats can then have damaging medical or mental consequences for the victim. However, because sextortion relies on victims feeling too ashamed to ask for help when an abuser threatens to distribute their personal images, one in three victims of the cybercrime never discuss or report their abuse.
That shame is what compelled Thorn to create a campaign to start a dialogue about this crime. "We need to open up this conversation and remove the shame," Cordua explains.
For more information on how you can stop sextortion, please click here.
Ashton Kutcher is co-founder and chairman of the board at A Plus. He is also a co-founder of Thorn.
Cover image via Shutterstock / Joe Seer.


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Discover the next step of your loanDepot journey
THE FUTURE OF LENDING IS HEREour opportunities. your ideas
loanDepot Wholesale prides itself on a culture of innovation, transparency, and high quality service. With the financial strength of its parent company, loanDepot, LLC, and a team of seasoned mortgage professionals with over 20 years of mortgage lending experience, loanDepot Wholesale provides partners with industry-leading tools and resources including technology, training, diverse loan products, and competitive rates. LDWholesale delivers a fast, integrated, and seamless technology-based lending experience for business partners and their customers.
loanDepot — We are America's Lender.
Position Summary:
Our Account Executives solicit, build and maintain strong relationships with mortgage brokers, mortgage bankers (and any other potential mortgage entity customer), representing LDW, to sell into the wholesale and correspondent mortgage marketplace within an assigned territory.
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We are an equal opportunity employer and value diversity in our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
We are hiring and you can be the first to know when a job becomes available. So whether you're interested in joining us now or later, this is the best way to keep up with what's going on. Let's stay in touch.
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BC Marine Science Adventure
This academically focused program is based on Vancouver Island. The goal of this program is to combine exciting and adventurous activities such as kayaking, hiking, and camping with learning the basics of marine ecology, research techniques, and data collection. Students will set up camp in a remote outpost in Telegraph Cove. Activities in Telegraph Cove will include a whale, dolphin and seal lion watching tour, marine life conservation projects, and sea kayaking. Students will then move to the Broughton Archipelago, where they will be staying in an off-the-grid research station. Using the research station as their base, the group will explore the islands and ocean of this pristine area. Activities in Broughton Archipelago will include snorkeling with seals, hiking, marine science research technique and data collection education, and wildlife observation. On the program's final night students will settle in for a sleepover in the glowing fish and dolphin tanks of the world-famous Vancouver Aquarium.


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What is Micro Needling?Read Now
Many people say if you want to be beautiful, you have to deal with pain. When I was a kid until teen age (I kinda tomboy back then), I was like "Yeah right!"
But now I know what this mean! From the "high heel" that so "F-ing" painful but we have to wear it anyway to be tall (consider i'm only 5'0 tall UGH!!) until this micro needling!
But what is micro needling anyway? Why Kim Kardashian West likes it? Is it really works?Micro Needling is for those who looks to improve the scars (Me...Me...), boost collagen, or hair growth (hmmm)..This started in 1995 and gained popularity in recent years due to technology.
This procedure is kinda simple, like insertion the very short needles into the skin for the purpose of rejuvenation. The device name is dermaroller. The needle it self have diameter from 0.5 to 2.5 mm.
The dermatologists state that Microneedling offers fairly immediate results but promises improves over time. Micro needling also stimulate the dormant hair follicle.
And the best is AS LONG AS your dermatologist OK with it, DIY micro needling is LEGIT!!! So you don't have to spend $$$ to go to the dermatologist to be beautiful.
And that, my friend.... To be beautiful is not so much painful anyway... (at least in the pocket LOL)


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To support the neurosurgery community in these unprecedented times, the CNS is offering complimentary online education. Learn more.
2020 CNS Annual Meeting
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Neurosurgery Watch
Apply for Membership
Download the Guidelines App
Visit the D.C. Press Room
Daniel Louis Barrow was raised in west central Illinois, the first of four children of Dr. and Mrs. Warren C. Barrow. During high school, Dan was active in varsity sports including football, golf and track. He was named an Illinois State Scholar and appeared in Who's Who in High School Dramatics. Dan graduated magna cum laude from Westminster College in 1976 and began his medical education at Southern Illinois University School of Medicine in the summer of 1976. He received his M.D. degree from Southern Illinois University in 1979 and moved to Atlanta, Georgia to obtain his postgraduate training in neurosurgery at Emory University School of Medicine. Dr. Barrow completed his general surgery internship and neurosurgical residency at Emory University affiliated hospitals and obtained his neurology training at Massachusetts General Hospital. Upon completing his neurosurgical residency, Dr. Barrow did a fellowship in cerebrovascular surgery at the Mayo Clinic in Rochester, Minnesota. He returned to Emory University in 1985 as an Assistant Professor in the Department of Neurosurgery. In 1990, Dr. Barrow was promoted to Associate Professor, and in 1991 was named Vice-Chairman of the Department of Neurosurgery at Emory University School of Medicine. In 1995, Dr. Barrow was named MBNA/Bowman Professor and Chairman of the Department of Neurosurgery. In 1998, he was appointed to the Board of Directors of the Emory Clinic, Inc. Dr. Barrow has authored over 200 scientific articles and chapters in medical textbooks. He has authored or edited twelve monographs including a major textbook of neurosurgery, The Practice of Neurosurgery. He has been a visiting professor at major universities throughout the United States, Europe and Asia. His research interests have focused on cerebrovascular disease and stroke. During his career in medicine he has won many awards including induction into the honorary medical society, Alpha Omega Alpha. He has been named in Who's Who in America and has been chosen by his peers to appear in the publication, The Best Doctors in America. In 1997, Dr. Barrow received the Distinguished Alumnus Award from Southern Illinois University School of Medicine, one of only four recipients of this prestigious honor. In 1998, he received the Alumni Achievement Award from Westminster College. Dr. Barrow has been active in organized neurosurgery, holding a variety of leadership and editorial positions. He has been on the Executive Committee of the CNS since 1989 and served as Scientific Program Chairman (1991), Annual Meeting Chairman (1992), Secretary (1992-1995), and President (1999-2000). He was President of the Georgia Neurosurgical Society and member of the AANS/CNS Washington Committee (1997-present). Dr. Barrow has been on the Editorial Boards of Clinical Neurosurgery (1988-1992), Neurosurgery (1993-present), Neurosurgical Consultations (1989-1995), Neurologia Medico-Chirurgica (1996-present), co-edited Contemporary Neurosurgery (1985-1995), edited Perspective in Neurological Surgery (1989-1992) and chaired the AANS Publications Committee. Dr. Barrow is an avid outdoorsman who enjoys hunting, fishing and other outdoor sporting activities. He is married to Mollie Winston Barrow, a practicing oral and maxillofacial surgeon. They live in Atlanta with their three children, Emily (12), Jack (10) and Tom (8).
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Home > Maternity/Nursing Tops > Seamless Maternity/Nursing tank
Lounge all day in this incredibly comfortable, durable, and practical nursing tank. Nursing clips provide easy breastfeeding access. It keeps your nursing pads in place with a built-in shelf bra.
Product Details
Product Details
- Longer fit designed to grow with your belly and during nursing.
- Nursing clips provide easy breastfeeding access.
- Built-in shelf bra and designed to keep the nursing pads in place.
- Strong, soft and stretchy material that will keep its shape and stay in place.
Fabric & Care
- 75% Cotton 18% Nylon, 7% Spandex (black and orchid). 32% Cotton, 30% Nylon, 30% Polyester, 8% Spandex (stripes).
- Machine wash cold, hang to dry.
The best nursing shirt ever
I bought 2 and wear them every day. The fabric is amazing quality, Ive washed my tanks many, many times and they still look as new as the day I bought them. This looked great on me when I was 9 months pregnant, and still fits great now that I'm back to my pre pregnancy weight.
I bought 2 and wear them every day. The fabric is amazing quality, Ive washed my tanks many, many times and they still look as new as the day I bought them. This looked great on me when I was 9 months pregnant, and still fits great now that I'm back to my pre pregnancy weight.
- nadine
Sizing GuideMeasurments
Momzelle Sizing Guide
How to Measure Your Momzelle Clothes
Momzelle sizing has been tested by thousands of women. Simply take the size you are used to wearing before pregnancy (the shirts are made with the postpartum figure in mind).
If you are between two sizes, take the smaller size.
1. Measuring the chest
Measure the widest part of the chest, make sure that the measuring tape is straight all around - measure in inches!
2. Measuring the waist
Measure around the waist at its narrowest point.
3. Measuring the hips
Stand up straight with both feet together and measure at the widest point.
Momzelle Top & Dresses Size Chart
Our Sizes
Shipping & Returns
FREE shipping on all orders over $79 !
- We are following the guidelines and regulations announced by the Federal and Quebec governments for COVID-19. Our online store remains open and orders are shipped as usual by Canada Post.
- For orders under $79, there is a flat rate fee of $7.99. All orders in Canada are shipped by Canada Post with a tracking number, from Montreal, within 2 business days. It takes generally 1-5 business days depending of where you live in Canada.
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Return policy
- Thank you so much for ordering Momzelle. We are a small, family owned business and are thrilled to be a part of your pregnancy and breastfeeding journey. We want you to feel 100% satisfied with your purchase.
- Items not washed or worn and not marked Final Sale can be returned within 30 days of the purchase.
- See our full return/exchange policy here.


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Wall Squats
Leaning up against a wall or closed door on your back, slide your body downward and then return back to upright position. A door was used here because it was smoother and had less friction than the wall. Knees should bend in line with the 2nd toe and not pass the front of the foot.


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Edson Cordeiro (born February 9, 1967) is a sopranist countertenor and pop and jazz singer.
Life and career
Edson Cordeiro was born in Santo André (São Paulo, Brazil). He began singing at 6 years old when he joined a church choir called "Cordeirinhos do Senhor". He went on to become famous as a street singer. He had his first TV performance with his own version of the aria of the Queen of the Night (W.A. Mozart). In 1996, he won the "Prêmio Sharp" for the best Brazilian pop singer.
Cordeiro first toured Europe in 1995. He was greatly acclaimed after his concerts, especially in Germany, where he also performed on national TV. His repertoire covers everything from opera and lieder to traditional Brazilian folksongs to 1970s disco music. It includes covers of Nina Hagen, Janis Joplin, Grace Jones, Prince and Edith Piaf, along with medieval psalms. As a vocal talent, Edson Cordeiro is comparable to exotic Peruvian singer Yma Sumac, who in her heyday also had a four-octave voice. Indeed Cordeiro covered one of Sumac's songs: "Babalu". Today Cordeiro performs mainly in South America, with a recent brief stint in Germany. Despite his many successes over the years, he is still relatively unknown.
- 1991 Edson Cordeiro
- 1994 Edson Cordeiro 2
- 1996 Terceiro Sinal
- 1998 Clubbing
- 1998 Disco Clubbing Ao Vivo
- 1999 Disco Clubbing 2 - Mestre de Cerimônia
- 2001 Dê-se ao Luxo
- 2005 Contratenor
- 2007 Klazz meets the Voice, Klazz Brothers & Edson Cordeiro (Released only in Europe)
- 2008 The Woman's Voice (A Homage To Great Female Singers)(Released only in Europe)
External links
- (select Artist==>Edson Cordeiro from home page menu bar)
- on Twitter


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Nanded is a district of Maharashtra state in central India and Nanded city is the district headquarters.
Geography of Nanded
Geographical Area of Nanded district is 10,502 km² or 10,332 per Sq. Kms. Nanded district is bounded by Nizamabad, Medak and Adilabad districts of Andhra Pradesh on the east side, by Bidar District of Karnataka falls on the south side, by Parbhani and Latur districts of Marathwada on the west side, and Yavatmal District of Maharashtra's Vidarbha region on the north side.
Latitude of Nanded city : 18°15 ' to 19° 55' North
Longitude of Nanded city : 77° to 78° 25' East
About Nanded District
Nanded district is one of the historical places in Marathwada region of Maharashtra State and it is situated on the north bank of Godavari river. This district is famous for Sikh Gurudwaras.
The major folk-arts of Nanded district are Adivasi dance, Gondhal and Shahiri.
Sub-Division in Nanded District
In Nanded District there is 4 sub division
Nanded sub-division consists Nanded, Kandhar, Loha, Mudkhed, Ardhapur talukas
Degloor sub-division consists Degloor, Mukhed, Biloli, Naigaon(kh), Dharmabad talukas
Kinwat sub-division consists Kinwat, Mahur, Himayatnagar talukas
Bhokar sub-division consists Bhokar, Umri, Hadgaon talukas
Railway Station in Nanded District
Bolsa Railway Station
Mudkhed Railway Station
Kinwat Railway Station
Sivungaon Railway Station
Umri Railway Station
Dharmabad Railway Station
Nanded Railway Station
Bus Station in Nanded District
Bhokar Bus Station
Kandahar Bus Station
Nanded Central Bus Station
Hadgaon Bus Station
Mahur Bus Station
Diglur Bus Station
Kondalwadi Bus Station
Mudkhed Bus Station
Dharmabad Bus Station
Kinwat Bus Station
Mukher Bus Station
Religious Places in Nanded District
Sachkhand Gurudwara
Kandhar Dargah
Malegaon Yatra
Masjid of Biloli
Tourist Place in Nanded District
Vishnupuri Dam
Hottal Temple
Unkeshwar Hot Springs
Kandhar Fort
Sahastrakund Waterfall
Tourist Places Near Nanded District
Aundha Nagnath
Parli Vaijanath
Bidar Gurudwara
Basar Temple
Narsi Namdev
Colleges in Nanded District
Baliram Patil Gawate Arts Comm. College, Penoor,
College of Education,
Indira Gandhi Sr. College, CIDCO, Nanded
Janta B.Ed. College,
Krantiniketan Shikshan & Sanshodhan Sanstha
Govt. College of Education, Nanded
Govt. Medical College, Nanded
Gramin Arts, Scie, & BCS College
Shankarrao Chavan Arts & Science College,
Shri Sharadchandra Pawar College of Law,
Swami Ramanand Teerth College of Education
Arts & Commerce College, Hadgaon
Arts, Commerce & Science College, Shankarnagar
B.Ed. College, Naigaon.
Baliram Patil College (Arts, Commerce & Science)
Chhatrapati College of Computer
Gramin Mahavidyalaya (Arts, Commerce & Science)
Lal Bhadur Shastri Mahavidyalaya (Arts, Commerce & Science)
Late Bapusaheb Patil Gramin Arts Mahavidyalaya
Late Bhimrao Chavan Arts & Science College
Late Dhunda Maharaj Mahavidyalaya
Law College, Nanded
Mahatma Phule Gramin College, Shekapur,
Mahatma Gandhi Mission's College of Fine Arts
Mahatma Jyotiba Phule Mahavidyalaya (Arts & Commerce)
MGM's College of Engineering
MGMs College of Computer Science & IT
MGMs College of Journalism & Media Science,
MGMs College of Library & Information Science,
Netaji Subhashchandra Bose College
Pansare Mahavidyalaya (Arts, Commerce)
Peoples College of Arts & Commerce
Pratibha Niketan Mahavidyalaya
GSPMs College of Comp. Science & Information Technology,
Homeopathic Medical College, Hospital & Research Centre
Hut. Jayawantrao Patil College,
Indira Gandhi B.Ed. College
Lokmanya Mahavidyalaya
Mathma Gandhi Law College
Rajiv Gandhi College of Computer Science & Mgt.
College of Physical Education, Kawtha
Degloor College (Arts, Commerce & Science)
Digambarrao Bindu Arts & Commerce College
Govt. Ayurved College, Nanded
Institute of Technology & Management, Nanded
Jawaharlal Nehru College of Social Work
Kranti Jyoti Savitri Phule Arts College,
KRM Mahila Mahavidyalaya (Arts, Commerce)
Rajiv Gandhi College
Sant Gadge Maharaj Physical Education College
Saraswati Vidya Mandir College of Arts & Science
SGGS Institute of Engineering & Technology
Shahir Annabhau Sathe Mahavidyalaya (Arts, Commerce & Science)
Sharada Bhavan's College of Pharmacy
Sharda Bhavan's B.Ed. College
Shardchandra Arts & Commerce College
Shivaji College of Physical Education, Nanded
Shri Sant Gadge Maharaj College
Shri Shivaji Law College
Shri. Shivaji College of Arts, Commerce & Science
Swami Vivekanand Arts & Sci. College
Vasantrao Naik Mahavidyalaya (Arts, Commerce & Science)
Vivek Vardhini Mahila B.Ed. College
Yeshwant College of Arts, Commerce and Science
Yeshwant College of Physical Education
Major Crops of Nanded District
The main food crops are jowar and rice, and cotton is the basic cash crop. Cotton and oilseed processing industries are common in Nanded.
Nashik district or Nasik district is a district of Maharashtra state, India. Nashik city is the administrative headquarters of the district.
Geography of Nashik
Nashik is bounded by Dhule district to the north side, Jalgaon district to the east side, Aurangabad district to the southeast side, Ahmadnagar district to the south side, Thane district to the southwest side, Valsad and Navsari districts of Gujarat to the west side, and The Dangs district to the northwest side.The district Nashik is spread on an area of 15,503 sq. kms.


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26 February 2010
An apostle for The Church of Jesus Christ of Latter-day Saints addressed students at the annual Mormonism 101 series convened at Harvard Law School (Read the full transcript of the speech).
At the end of his remarks, Elder Oaks answered questions from the audience.
(Wisdom From Elder Jeffrey Holland)
Paul put it candidly, but very hopefully. He said to all of us:
"Let no corrupt communication proceed out of your mouth, but [only] that which is good . . . [and] edifying, that it may minister grace unto the hearers.
"And grieve not the holy Spirit of God. . . .
"Let all bitterness, and wrath, and anger, and clamour, and evil speaking, be put away from you. . .
"And be ye kind one to another, tenderhearted, forgiving one another, even as God for Christ's sake hath forgiven you."
Ephesians 4:29–32


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By Bass Wolf
Reflection on Creating Change Conference
I forget how important it is to sit in stillness.
Moments of stillness, after the Creating Change Conference 2016 Conference, were rare, until I recognized my desire for deep reflection. I had to pause to create stillness.
The conference flew by swiftly. The busy days of workshops bled into nights of caucuses and events. By day three, I was oversaturated with masses of information, overjoyed by innumerable opportunities to be with folks of shared identities, and overwhelmed amidst many political conversations. After the journey home and almost a week of work, I needed relief from the weight of the conference.
I paused. Sitting in my peace place, my faded sea-foam green armchair, listening to Mozart's Requiem. I was still. It is often this scene from which my writings are birthed.
Creating Change provided me with invaluable opportunities to network and to learn in spaces that were specific to identities that I hold and continue to navigate.
Navigating Our Identities
As a queer, trans person who works in LGBTQ advocacy and education, I am often in spaces where others hold similar identities. However, living in a small southern city it is rare to encounter spaces that satiate my entire being as a queer, trans, revert Muslim raised Catholic, recovering alcoholic, third-culture kid, who is committed to social justice work. Innumerable spaces at Creating Change 2016 allowed me to hold and to navigate all of those identities simultaneously while being in conversational with others doing the same analysis.
Beyond yielding personal growth, these spaces illuminated dark, dusty corners within movement work as well as within my own work. The light revealed complexities of accessibility that come with creating welcoming, productive spaces. As I examined my work at Warren Wilson College with the Center for Gender and Relationships, the light sparked these questions:
Who are we creating spaces for? Who is being left out? What are their needs?
How can we ensure all feel welcome at the table? How can we welcome more voices?
Working in Coalition for Inclusive Space
For me, the answer is working in coalition with others. Joining the movement for liberation of all people by engaging in discussions that are anti-racist, anti-oppressive, anti-classist, multi-faith, and LGBTQ inclusive. The oppression of one group, or even of one individual, negatively affects all of us collectively and as individuals as we seek liberation.
Since Creating Change, I have more intentionally engaged with other Student Life departments to collaborate on programs. Our Women's History Month poster project, in collaboration with Spiritual Life and the WIDE office (Wilson's Inclusion, Diversity, and Equity), has been a rewarding experience. Each office created artistic, informational posters about individual women and collectives of women throughout history whose lifework impacted our movement today. Poster subjects highlighted the Combahee River Collective, Emmeline Pankhurst, Dorothy Day, Malala Yousafzai, and many others. Without the input of these other offices and their commitment to their own missions, the poster project would not have embodied our frequent message of intersectionality. Together we created something wonderful and impactful.
Build Community to End Oppression
If I am to share one lesson with you from being at Creating Change 2016, it is this:
All oppression is connected. In order to end oppression, we all need to be connected as communities, as networks, and as activists.
A challenge for us all:
Make a commitment to being more connected to other activists and coalitions.
May our work embody the understanding that all oppression is connected.
Sustain connections and work collaboratively to end the oppression.
May our strength in unity be triumphant.


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Personality Types and the MBTI
Carl Jung's research and experience in personalities led to his writing the book Psychological Types based on the theories of cognitive functions he developed through his clinical observations. From Jung's work in this book, others developed various personality assessment tools. One in particular that has gained popularity is the Myers-Briggs Type Indicator® (MBTI®) developed by Isabel Briggs Myers and Katharine Cook Briggs. The MBTI is a series of questions designed to measure psychological preferences in how people perceive the world and make decisions. First published in 1962, the MBTI focuses on normal populations and focuses on the value of naturally occurring differences. Today it is the most widely used and recognized personality inventory.
Jung's model regards psychological type as similar to left or right handedness: individuals are either born with, or develop, certain preferred ways of thinking and acting. The MBTI basically sorts some of these psychological differences into four opposite pairs, or dichotomies, resulting in 16 possible psychological types. The result is a four letter designation as follows:
(E) Extraversion or (I) Introversion
(S) Sensing or (N) Intuition
(T) Thinking or (F) Feeling
(J) Judging or (P) Perception
So the results of the assessment yield a personality type such as "INFP" or "ESFJ". Here is an interpretation of the dichotomies, borrowed from a forum at typologycentral.com:
E/I — Extraversion/Introversion. Extraverts are the cool, social people who go to all the parties, and impress people. Introverts are the misunderstood nerds who sit at home reading and surfing the Internet all day. As you may have guessed, most of us are Introverts.
S/N — Sensing/Intuition. Sensing types are practical, no-nonsense people when it comes to dealing with things. They are well attuned to the world around them, and know how to deal with it. Intuitive types are creative, insightful people who have an advantage in Science, Philosophy, Psychology, and Poetry. In pretty much everything else and everyday life, however, Sensors excel and surpass Intuitives.
T/F — Thinking/Feeling. Feeling types are compassionate, sensitive people who put the happiness of people first. Thinking type are very logical, independent, accomplished, and know how to do things. However, you could also say Thinking types are heartless, arrogant jerks who treat people like machines, and Feeling types are insipid, dependent, conflict-avoiding basket cases.
J/P — Judging/Perceiving. Judging types don't always carry gavels. If you're a Judging type, that means you're diligent, focused, organized, driven, and anal-retentive. If you're a Perceiving type, that means you're probably disorganized, unmotivated, indecisive, and happy-go-lucky. Those with strong Judging preferences were never really youthful, and those with strong Perceiving preferences never really grow up.
Knowing your personality type opens a wealth of information about who you are and why you make the choices you make. If you are interested in working with a Baton Rouge therapist to discover more about your personality, contact us. To read more about this, see the Wikipedia page on MBTI. You may also find a short/public version of the questionnaire here. Or, check out the following videos to learn more about the MBTI and personality types:
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When a New Jersey senator recently conducted a surprise inspection of the New Vista Nursing and Rehabilitation Center in Newark, he was astonished at the nursing home's unsanitary conditions, lack of assistance to residents, and overall culture of neglect. Several of the residents' rooms were excessively hot, with temperatures measuring into the mid-80s. Multiple residents who needed assistance to eat were clearly not receiving any. This meant that, after their attempts to feed themselves were in vain, the neglect of the staff and their failures to check on residents as required left residents to lie covered in spilled food. Or worse, food was being left uneaten at their bedsides. Additionally, the state senator's inspection found the New Vista Nursing and Rehabilitation Center's facilities generally unsanitary, in some instances with toilet seats being found on the floor of the bathroom. Upon viewing the conditions of the nursing home, the state senator commented, "This is a disgrace. This should be closed."
Click here for the full article


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I don't know about the rest of you but I am reminded at least once a week that I am failing as an adult.
There are explicit criticisms about the way I spend my spare time. There are implicit judgements about that fact that I don't have a house or a car or any solid plan for life. Then I'm told that I share too much online. I also don't tell people enough about what I'm trying to achieve in life.
It's starting to get old.
I have done the responsible adult thing. The conformist thing with the marriage and house and husband and friends to have dinner parties with. You all saw how that worked out.
So now, I just want to find stability and happiness in the different parts of my life. Get my savings re-established after 2 years of crippling depression and inconsistent income. Make my brain chemistry function properly on it own, using only the life tools that therapy has taught me and not big pharma solutions. Find a way to trust people again after so much betrayal.
And it comes down to this... whoever wants to judge me can. They can find me lacking. They can disapprove of the way my life is run. They can gather their thoughts and keep them to themselves because I'm frankly sick of it.
Unless you've lived an unblemished life then you have no right to tell me how to live mine. Even then, I'll probably do whatever I damn please anyway.
Sunday, 15 May 2011
Posted by Damana Madden at 14:38
3 comments:
- A Slave Journal said...
Just discovered your blog, and I love it. I loved this entry. It is exactly how I feel these days, people can judge me if they like, it won't affect me anymore. Those who find me lacking can go get farked Those who find me entertaining can hang around if they like. Everyone else I don't even think about.
Is there a way I can "follow" your blog, there doesn't seem to be a link to it.
- Wednesday, 18 May 2011 at 21:54:00 GMT+10
- Bemaia said...
I love you. That's what I'll always tell you.:)
- Saturday, 21 May 2011 at 23:07:00 GMT+10
- Damana Madden said...
Bernie, I'll always tell you the truth. Love to heaps and heaps, my beautiful friend.
- Saturday, 21 May 2011 at 23:15:00 GMT+10
Subscribe to: Post Comments (Atom)


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On Thursday, the 13th of March, the Medieval and Early Modern Research Initiative will be welcoming Dr Margaret Kean of Oxford University, who will be presenting a paper entitled 'Last Things and Shakespeare's Measure for Measure'.
For further information, see:
5:15 pm, Thursday, 13th of March, John Percival Rm. 2.48


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This site is now read-only. You can find our new documentation site and support forum for posting questions here.
Be sure to read our welcome blog!
Picard ReorderSam Error: Read CIGAR M operator maps off end of reference
Origin of the problem:
GATK detected different order of the bam file and the reference file as follows:
ERROR MESSAGE: Input files reads and reference have incompatible contigs: The contig order in reads and referenceis not the same; to fix this please see: (https://www.broadinstitute.org/gatk/guide/article?id=1328), which describes reordering contigs in BAM and VCF files..
ERROR reads contigs = [1, 2, 3, 4, 5, 6, 7, 8, 9, X, Y, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, MT, NT_113887, ...]
ERROR reference contigs = [1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, X, Y, MT, NT_113887, ...]
Then I referred to the link, https://www.broadinstitute.org/gatk/guide/article?id=1328
And decided to use Picard ReorderSam tool, which led me to the issue reported here,
The Problem: Picard ReorderSam terminates with error.
java -Xmx110g -Djava.io.tmpdir=$workDir/merged-bams/tmp -jar ./picard/1.115/ReorderSam.jar ALLOW_INCOMPLETE_DICT_CONCORDANCE=true
INFO 2015-12-09 12:24:39 ReorderSam Writing reads...
INFO 2015-12-09 12:24:39 ReorderSam Processing All reads
[Wed Dec 09 13:20:08 CST 2015] picard.sam.ReorderSam done. Elapsed time: 55.49 minutes.
To get help, see http://picard.sourceforge.net/index.shtml#GettingHelp
Exception in thread "main" htsjdk.samtools.SAMFormatException: SAM validation error: ERROR: Read name HWUSI-EAS1612_61FV6:6:91:1510:1207#0, Read CIGAR M operator maps off end of reference
at htsjdk.samtools.SAMUtils.processValidationErrors(SAMUtils.java:452)
at htsjdk.samtools.BAMRecord.getCigar(BAMRecord.java:247)
at htsjdk.samtools.SAMRecord.getAlignmentEnd(SAMRecord.java:460)
at htsjdk.samtools.SAMRecord.computeIndexingBin(SAMRecord.java:1235)
at htsjdk.samtools.SAMRecord.isValid(SAMRecord.java:1609)
at htsjdk.samtools.BAMFileReader$BAMFileIterator.advance(BAMFileReader.java:642)
at htsjdk.samtools.BAMFileReader$BAMFileIterator.next(BAMFileReader.java:628)
at htsjdk.samtools.BAMFileReader$BAMFileIterator.next(BAMFileReader.java:598)
at htsjdk.samtools.SamReader$AssertingIterator.next(SamReader.java:514)
at htsjdk.samtools.SamReader$AssertingIterator.next(SamReader.java:488)
at picard.sam.ReorderSam.writeReads(ReorderSam.java:165)
at picard.sam.ReorderSam.doWork(ReorderSam.java:127)
at picard.cmdline.CommandLineProgram.instanceMain(CommandLineProgram.java:183)
at picard.cmdline.CommandLineProgram.instanceMainWithExit(CommandLineProgram.java:124)
at picard.sam.ReorderSam.main(ReorderSam.java:85)
[bam_header_read] EOF marker is absent. The input is probably truncated.
[bam_header_read] invalid BAM binary header (this is not a BAM file).
[bam_index_core] Invalid BAM header.[bam_index_build2] fail to index the BAM file.
Attempts to fix:
1. I performed Picard CleanSam to solve this error:
java -Xmx56g -jar ./picard/1.115/CleanSam.jar I=$workDir/merged-bams/$sample.sorted.bam O=$workDir/merged-bams/$sample.sorted.cleaned.bam
And the output is attached.
2. Then reordering this cleaned sam also throws the same error as mentioned above.
3. Next I performed Picard ValidateSamfile and the log contains the readnames with error"Read CIGAR M operator maps off end of reference"
Can you please help me get around this issue? All I really want is proceed with GATK having same order of bam and reference contigs.
I have been referring vigorously to several GATK discussions, but none addresses this issues directly or has helped find a solution.
How was your input bam originally produced?
The input bam was originally produced by aligning to a version of NCBI36 used by Wash U., St. Louis.
As a disclaimer, I have obtained the bam files from Wash U St. Louis team, pre-aligned to this reference sequence. I also obtained the same reference they used and tried to use it with GATK.
More interestingly, I get contrasting errors depending on the reference I use,
Error 1: With GATK Reference: -R ./human_b36_both.fasta
ERROR reads contigs = [1, 2, 3, 4, 5, 6, 7, 8, 9, X, Y, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, MT, NT_113887, ...]
ERROR reference contigs = [1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, X, Y, MT, NT_113887, ...]
Error 2: With WUSTL Reference: -R ./NCBI36_WUGSC_variant.fa
ERROR known contigs = [1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, X, Y, MT, NT_113887, ...]
ERROR reference contigs = [1, 2, 3, 4, 5, 6, 7, 8, 9, X, Y, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, MT, NT_113887, ...]
And there is no other parameter changed in these two errors apart from the reference file.
I am also attaching the bam header for the bam file here.
Sheila Broad InstituteMember, Broadie ✭✭✭✭✭
It looks like the input BAM file is not sorted in the reference order. You can use Picard's ReorderSam to fix the issue.
Yes, that's what I did as per the discussion posted above.
And then going back to ReorderSam, I face the issues where the Cigar M maps off the reference.
To solve that, I use CleanSam, which just ignores all those reads that map off the reference.
Then I again try to reorder "Cleaned" bam file and get the same error message.
I next performed ValidateSam with MODE=SUMMARY and get the output file saying:
HISTOGRAM java.lang.String
Error Type Count
I'm mostly going in circles when I try to find Answer. Any help would be really great!
My advice would be to revert the file and realign the data from scratch. It will be cleaner than trying to salvage what you have, and will give you the opportunity to use a reference build that is not so outdated as b36. This is going to be important down the road when you want to compare your results to other recent studies, unless you're specifically trying to replicate an older experiment.
I would be very happy if I could do that. But the bam files I have obtained are from a large research consortium and thus will be extremely difficult to request them to release realigned bam files to a newer reference. I believed my only option was to liftover variants, although not ideal. Is there any reliable way to do this: bam-ncbi36 ->fastq->bam-GrCh37/38 ?
Sure, you can do it with Picard tools, specifically RevertSam, which is described in this tutorial. The tutorial leads you to generate an unmapped BAM because the Braod workflow uses uBAMs instead of FASTQ, but you can also modify the command to generate a FASTQ file if you prefer to keep things simple.


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There were indications Thursday night that President Goodluck Jonathan may have received some hard knocks from the government of the United States over some of the alleged repressive moves against the opposition ahead of the Ekiti State governorship election on Saturday.
Sources told Street Journal that the US government appeared baffled by the spate of harassment against leaders of the All Progressives Congress whose candidate, Kayode fayemi stands against the candidate of the Peoples Democratic Party, Ayo Fayose and that of the Labour Party, Opeyemi Bamidele.
Some governors of the APC had, yesterday, been prevented from attending the mega rally organized to mobilise final support for Fayemi in Ekiti. While Governor of Rivers State, Rotimi Amaechi was prevented from landing at the Akure airport, his Edo counterpart could not fly out of Benin airport due to what men of the Air Force called "order from above".
However, Amaechi's desperation to get to Ekiti and beat the "order from above" barricade was carried further when after the governor allegedly landed in Ibadan airport and travelled to Ekiti, his convoy was stopped by security agents at a village near Ekiti making it impossible for him to attend the rally.
There were also allegations of possible clampdown on APC leaders as from Friday ahead of the election on Saturday.
It was however gathered that the US embassy in Nigeria, conveying the position of the US government, had frowned at what had emerged as open repression of the opposition and what the source called "abuse of federal might".
A strange twist was however added late Thursday night when a source informed Street Journal that the order to prevent Amaechi from landing at the Akure airport was not given by the President but by one of the ministers from the South West who allegedly instructed military men to order airport officials not to allow Amaechi's plane to land in Akure.
Desperate to placate the US government, President Jonathan was said to have called the said minister who allegedly dropped Jonathan's name to harass APC leaders warning him to stop the act.
Jonathan, our source said, was told that with the several security crises in many parts of Nigeria especially the North, it would be suicidal for his government at the centre to prevent the will of the people from prevailing in the Saturday election.


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by Art Holcomb
In the early hours,
my dead come down
from the alder tree behind my house
and drink from my swimming pool
cautious hands dip
scoop by scoop,
eyes on me,
as I stand on the other side
of my patio door.
I sip my coffee
and slowly crack the door open
just a bit,
just a little bit.
They (suddenly) do not move.
And I quietly, through the crack,
steal a breath of
our common fortune
I hold that breath;
it's heady
and they,
having had their fill,
retreat back through the landscaping,
to vanish
electric coil glow like taillights
as we both make for the dawn.
Sunday, December 18, 2011
1 comment:
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text:
Remove Wisersearch.com virus (Improved Instructions)
The main characteristics of the Wisersearch.com virus
Questions about Wisersearch.com virus
Wisersearch.com virus is a potentially unwanted program which can infect all the popular browsers such as Google, Chrome, Mozilla Firefox, and Internet Explorer. The security experts unanimously assign it to the branch of browser hijacker viruses and relate it to the family of search.socialdownloadr.com hijackers. Immediately after being installed, this virus changes the default browser page without your permission. With this questionable software installed on your computer, each browsing session may become a true burden. Thus, if your computer got infected, you need to remove Wisersearch.com virus as soon as possible. You can do that by following our expert prepared instructions provided below this article, or remove it automatically using reputable anti-malware tools, such as Reimage Reimage Cleaner Intego.
Hundreds of Wisersearch.com hijack cases are being reported each day. The user complaints that about the changed homepage and default search engine or that every attempt to connect to the Internet using usual legitimate browsers, ends with the http://wisersearch.com/ website loading on their computer screens. Even if the settings are restored, the Wisersearch.com virus may change the settings back again. What is more, browser hijacker redirects users to unknown, potentially dangerous websites, which may contain spyware or other malware. Therefore, Wisersearch.com redirect issue is not only annoying and diminishing the browsing experience, but it also poses a threat to the computer's security. Besides redirecting the user to potentially unsafe websites, this software also floods the browser with unwanted ads and downloads unknown toolbars without your knowledge or permission. What is more, the Wisersearch.com ads need to be turned off one by one, this way causing inconvenience for the user. Additionally, Wisersearch.com also can be used to gather the NPII (non-personally identifiable information) such as search queries, most visited websites, IP addresses, hardware and software data on the computer. Later on, this data may be shared or sold to unreliable third parties or used for some other illegal activities. Thus, if you notice unusual occurrences while operating on any of your browsers (the unusual default page, the unknown toolbar, highlighted hyperlinks instead of text or numbers, constant advertisements or any similar issues), these are the red flags suggesting that you need to scan your system and take care of the Wisersearch.com removal immediately.
How did Wisersearch.com install on my computer?
Usually, Wisersearch.com is installed via deceptive software bundles together with some other free software. Often such software packages can be downloaded from unsafe file sharing websites. It is not uncommon for the freeware to be distributed paired together with potentially unwanted programs and other suspicious software. To avoid Wisersearch.com infiltrating your computer, you should always cautiously install new software on your computer. We strongly advise you to choose "Custom" or "Advanced" installation settings, because PUP's (potentially unwanted programs) can be easily hidden within these, usually ignored, options. If you notice any suspicious optional software, you should never install it to your computer. Instead, you should cancel the installation of the suggested suspicious software and other potentially concealed options before continuing with the installation of the chosen software.
Wisersearch.com virus removal suggestions:
Wisersearch.com can be a real headache when it infects your computer. Therefore, it is recommended to get rid of it unhesitatingly. You can remove Wisersearch.com manually or automatically, using the anti-malware software. However, manual Wisersearch.com removal can be difficult, and there is a risk that some of the related files will remain on your computer. Thus, to avoid such errors, it is recommended to use a professional anti-malware software specifically designed for this purpose. Anti-malware software will not only remove Wisersearch.com together with all the related files but will also protect your computer from other browser hijackers and other cyber threats.
You may remove virus damage with a help of Reimage Reimage Cleaner Intego. SpyHunter 5Combo Cleaner and Malwarebytes are recommended to detect potentially unwanted programs and viruses with all their files and registry entries that are related to them.
To remove Wisersearch.com virus, follow these steps:
Delete Wisersearch.com from Windows systems
- Click Start → Control Panel → Programs and Features (if you are Windows XP user, click on Add/Remove Programs).
- If you are Windows 10 / Windows 8 user, then right-click in the lower left corner of the screen. Once Quick Access Menu shows up, select Control Panel and Uninstall a Program.
- Uninstall Wisersearch.com and related programs
Here, look for Wisersearch.com or any other recently installed suspicious programs.
- Uninstall them and click OK to save these changes.
- Remove Wisersearch.com from Windows shortcuts
Right click on the shortcut of Mozilla Firefox and select Properties.
- Go to Shortcut tab and look at the Target field. Delete malicious URL that is related to your virus.
Repeat steps that are given above with all browsers' shortcuts, including Internet Explorer and Google Chrome. Make sure you check all locations of these shortcuts, including Desktop, Start Menu and taskbar.
Eliminate Wisersearch.com from Mac OS X system
- If you are using OS X, click Go button at the top left of the screen and select Applications.
- Wait until you see Applications folder and look for Wisersearch.com or any other suspicious programs on it. Now right click on every of such entries and select Move to Trash.
Erase Wisersearch.com from Internet Explorer (IE)
Remove dangerous add-ons
Open Internet Explorer, click on the Gear icon (IE menu) on the top right corner of the browser and choose Manage Add-ons.
- You will see a Manage Add-ons window. Here, look for Wisersearch.com and other suspicious plugins. Disable these entries by clicking Disable:
Change your homepage if it was altered by virus:
Click on the gear icon (menu) on the top right corner of the browser and select Internet Options. Stay in General tab.
- Here, remove malicious URL and enter preferable domain name. Click Apply to save changes.
Reset Internet Explorer
Click on the gear icon (menu) again and select Internet options. Go to Advanced tab.
- Here, select Reset.
- When in the new window, check Delete personal settings and select Reset again to complete Wisersearch.com removal.
Uninstall Wisersearch.com virus from Microsoft Edge
Reset Microsoft Edge settings (Method 1):
- Launch Microsoft Edge app and click More (three dots at the top right corner of the screen).
- Click Settings to open more options.
- Once Settings window shows up, click Choose what to clear button under Clear browsing data option.
- Here, select all what you want to remove and click Clear.
- Now you should right-click on the Start button (Windows logo). Here, select Task Manager.
- When in Processes tab, search for Microsoft Edge.
- Right-click on it and choose Go to details option. If can't see Go to details option, click More details and repeat previous steps.
- When Details tab shows up, find every entry with Microsoft Edge name in it. Right click on each of them and select End Task to end these entries.
Resetting Microsoft Edge browser (Method 2):
If Method 1 failed to help you, you need to use an advanced Edge reset method.
- Note: you need to backup your data before using this method.
- Find this folder on your computer:
- Select every entry which is saved on it and right click with your mouse. Then Delete option.
- Click the Start button (Windows logo) and type in window power in Search my stuff line.
- Right-click the Windows PowerShell entry and choose Run as administrator.
- Once Administrator: Windows PowerShell window shows up, paste this command line after PS C:\WINDOWS\system32> and press Enter:
Get-AppXPackage -AllUsers -Name Microsoft.MicrosoftEdge | Foreach {Add-AppxPackage -DisableDevelopmentMode -Register $($_.InstallLocation)\AppXManifest.xml -Verbose}
Once these steps are finished, Wisersearch.com should be removed from your Microsoft Edge browser.
Get rid of Wisersearch.com from Mozilla Firefox (FF)
Remove dangerous extensions
Open Mozilla Firefox, click on the menu icon (top right corner) and select Add-ons → Extensions.
- Here, select Wisersearch.com and other questionable plugins. Click Remove to delete these entries.
Change your homepage if it was altered by virus:
Click on the menu (top right corner), choose Options → General.
- Here, delete malicious URL and enter preferable website or click Restore to default.
- Click OK to save these changes.
Reset Mozilla Firefox
Click on the Firefox menu on the top left and click on the question mark. Here, choose Troubleshooting Information.
- Now you will see Reset Firefox to its default state message with Reset Firefox button. Click this button for several times and complete Wisersearch.com removal.
Remove Wisersearch.com from Google Chrome
Delete malicious plugins
Open Google Chrome, click on the menu icon (top right corner) and select Tools → Extensions.
- Here, select Wisersearch.com and other malicious plugins and select trash icon to delete these entries.
Change your homepage and default search engine if it was altered by your virus
Click on menu icon and choose Settings.
- Here, look for the Open a specific page or set of pages under On startup option and click on Set pages.
- Now you should see another window. Here, delete malicious search sites and enter the one that you want to use as your homepage.
- Click on menu icon again and choose Settings → Manage Search engines under the Search section.
- When in Search Engines..., remove malicious search sites. You should leave only Google or your preferred domain name.
Reset Google Chrome
Click on menu icon on the top right of your Google Chrome and select Settings.
- Scroll down to the end of the page and click on Reset browser settings.
- Click Reset to confirm this action and complete Wisersearch.com removal.
Delete Wisersearch.com from Safari
- Remove dangerous extensions
Open Safari web browser and click on Safari in menu at the top left of the screen. Once you do this, select Preferences.
- Here, select Extensions and look for Wisersearch.com or other suspicious entries. Click on the Uninstall button to get rid each of them.
Change your homepage if it was altered by virus:
Open your Safari web browser and click on Safari in menu section. Here, select Preferences as it was displayed previously and select General.
- Here, look at the Homepage field. If it was altered by Wisersearch.com, remove unwanted link and enter the one that you want to use for your searches. Remember to include the "http://" before typing in the address of the page.
Reset Safari
Open Safari browser and click on Safari in menu section at the top left of the screen. Here, select Reset Safari....
- Now you will see a detailed dialog window filled with reset options. All of those options are usually checked, but you can specify which of them you want to reset. Click the Reset button to complete Wisersearch.com removal process.
About the author
April 29th, 2016 at 8:35 am
Wisersearch.com is a fake browser, I witnessed that myself. Would not recommend it to anyone!
April 29th, 2016 at 8:37 am
Please, it does not look THAT dangerous. I could delete it without instructions haha. It just takes some time I could spend doing something else. So I choose SpyHunter instead. it takes care of the viruses in seconds, IF, of course, any of them manage to sneak in.:)
Your opinion regarding Wisersearch.com virus
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text:
Almighty: Courage, Resistance & Existential Peril in the Nuclear Age
Dan Zak
Obama's recent visit to Hiroshima pushed the threat of nuclear war back onto the public mind, even if only lasting for a week. But reports of North Korea's development of nuclear capability continues to raise concern. Even our own presidential election could bear on the use of nuclear arms.
Given these events, it might be wise to learn from history. As one not prone to read history, I was pleasantly surprised by how much I enjoyed (Is that the right word?) Almighty. The book gives an easy-to-read history lesson on the Manhattan Project, while issuing a stern warning about the misuse of nuclear power. But it does so by combining the suspense of a thriller, with the facts of well-researched history.
The opening chapter feels like a scene from a science-fiction movie, as a diverse band of rebels plot the sabotage of a nuclear research facility. As the book unfolds three narrative lines interweave, educating the reader while driving the "plot" forward. As one reviewer points out, almost all the activists are religiously motivated. Religion should certainly motivate concern for the deadliest use of force in history. If you believe that God created humanity and somehow placed his divine stamp on us, nuclear threat is perhaps the greatest social justice issue possible. After all, the impact of a nuclear bomb can eradicate more people that homelessness, sex trafficking, and poverty combined. Of course, disarmament is a not just a religious concern; it is a human concern. Concerned secular citizens seek to subvert nuclear peril through the power of policy-making.
Despite your religious or non-religious status, the possibility of an extinction level event should raise deep philosophical and religious questions. This book forced me to think about my response to this issue. What can I do to help prevent such an event? It also forced me to ponder existential questions: Am I using my life the best way possible? Would I change anything if I knew a nuclear bomb was going to go off in my lifetime?
Almighty reads like a novel but packs the punch of cultural criticism. It raises a warning and calls us to courageous action, an important book on an often forgotten issue.


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It might surprise you to know that we don't go looking for trouble. It might also surprise you to know that sometimes we catch ourselves and reign it in when we recognize the potential for trouble.
For example, when Kearstin got her iPhone she began receiving calls regarding a warrant for the arrest of a guy named Miles Davis. Then Miles Davis's mom started calling for him. That's when Ron thought he could "set up a sting" and use the mom to lure Miles Davis to the police. And I said, "Or, Nooooooooooo we won't do that." And we stayed safely uninvolved where we belong and for all we know Mr. Miles Davis is still at large.
But sadly, there are those occasions when we stumble into some trouble, become deeply enmeshed, and then it's too late.
Which brings us to the 2nd grade Valentine party of 2015.
More specifically, the take home treat bags.
When I headed down to the massage room for my last client of the day, Caymen was happily sifting through her treats from her class party. An hour later, when I returned upstairs, Ron and Caymen were waiting for me in the kitchen. "Look what she found in her goodie bag!" And there on the counter was an unmarked pouch of clear liquid.
On the outside, I stayed completely rational as I praised Caymen for doing the right thing by bringing us something that didn't look appropriate for a treat bag. Then I took a picture and calmly sent it to her teacher asking for her input and then naturally I posted the picture to my facebook asking 'What the crap?' As you do.
All the while on the inside I'd spun wildly out of control, plotting the end of any and all take home goodie bags now and forEVER and became a person rivaling any Jehovah's Witness who demands the ban of all things good and fun. And I was totally okay with that.
Obviously, this was a serious matter and the teacher acted accordingly. The Superintendent was contacted and of course the police would eventually become involved so that forensics could determine what was in the pouch.
And just that quick, we're throwing around words like forensics.
I sat texting the teacher back and forth as we tried to get to the bottom of this potentially disastrous situation when you stop to consider how many other kids might have received one.
Ron sat googling 'What does Heroin look like?' I can only imagine what Homeland Security thinks of us at this point.
I was uncomfortable having it in our house, so the teacher suggested I put it in a plastic baggie, we'd meet at the school, and she'd take it from there.
I asked Caymen to describe to me exactly how she came to find the pouch. She said, "I opened the bag in the bag of the bag that (so and so) gave me."
Ron looked up and said, "How pissed is that kid's parents gonna be when they find out she gave their stash away in goodie bags?" Sometimes Chuckles should just stay quiet and google.
Before she could ask what a stash is, I asked her what she did with the bags and she said, "I threw them all away...even the one with the instructions."
Whoa. Baaaaack the drug bust up. Instructions?
Off to dig through the trash we went. She pulled out each of the bags and lo and behold, the smallest bag was made of foil and had instructions:
1. Smack the Pack
2. Watch and Wait
3. See the Surprise...a Balloon inflates before your eyes.
Sooooo. Maybe, that wasn't Heroin, but Helium?
In summary, we involved the guidance counselor and superintendent...sounds about right...then met Caymen's teacher in the school parking lot at 10:30 on a Friday night to pass her a baggie through our mini-van window that quite possibly contained the pouch intended to inflate a tiny Valentine balloon.
I'm fully expecting to receive a few follow-up calls Monday morning.
I'm also fully prepared to blame this whole thing on a Mr. Miles Davis. If you know him, tell him his mom's looking for him.
Friday, February 13, 2015
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I think that I have an unhealthy obsession with flower crowns. I feel that every flower girl should wear one! What is more adorable than Peyton with her enormous blue eyes?! I absolutely loved photographing her. She told me that she "looked fabulous!" I couldn't agree more. This flower crown incorporates spray roses, limonium, and seeded eucalyptus. What do you think about flower crowns?
1 thought on "Delaware Wedding Florist: Flower Crown for the Flower Girl"
Pingback: Delaware's Floral Designs by Jessi: Flower Crown for the Flower Girl | Morning Cup of Wedding


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> If one suggests a plain link as a possible option, should it resize > the window? as this apparently is not recognised by the back button, One shouldn't resize the window, but if one does, one should undo the resizing on the unload event. However, sizing is almost always done for selfish reasons, so the referring site is not normally important to the author.Received on Monday, 3 March 2003 02:54:30 UTC
This archive was generated by hypermail 2.4.0 : Friday, 17 January 2020 20:36:14 UTC


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A U-Boat being dismantled at Wallsend Dry Docks after the WW1 to find out all the German design secrets.
In fact it looks as though she may be in one of their pontoon docks.
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I just got round to watching Holy Flying Circus, which I recorded on Wednesday night. I expected to enjoy it, but didn't expect to find myself laughing aloud quite so much. It really was a joy to watch. (Still available on iPlayer until next Saturday)
The casting was superb, which made everything else work. Darren Boyd in particular was spot on as John Cleese. Liberties were taken with events, people were stereotyped, but it all worked because it was all treated like a Monty Python production with all the post-modern breaking of the fourth wall that involves.
The show featured a couple of characters with speech impediments (always a feature of Python) and all the main female parts were played by men so it was absolutely in the Python spirit.
It was also good to be reminded just how far we have progressed in the last 30 years. I can remember that there really was that much fuss about what is, in reality, a very inoffensive film. OK, so we still have unelected bishops as part of our parliament and huge chunks of our taxes going to faith schools to prop up the churches, but at least there is debate about that now and you can complain about it without being seen as trying to bring about the end of civilisation.
It all made me feel like watching Brian again.


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Travel agents providing outbound travel services concerning Thailand have agreed to cancel package tours which depart for Bangkok between 22 and 29 April 2010 (both days inclusive). Affected tour participants may choose either:(1)to be refunded all the money paid (which includes tour fares, Airport Passenger Departure Tax, etc but excludes visa charges) after the deduction of a service fee (for tours whose duration is five days or fewer, the service fee must not be more than HK$150; and for tours lasting for six or more days, it must not be more than HK$300); OR(2)to retain all the tour fares paid for six months without needing to pay any service fee.
As for air-plus-hotel packages which depart for Bangkok between 22 and 29 April 2010 (both days inclusive), the travellers are advised to contact their travel agents.
As regards arrangements for package tours which depart for Bangkok on or after 30 April 2010, they will be announced through the TIC when the travel agents concerned make their decision.


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Anyone else feeling a little stiff? Maybe it's the upcoming weather changes, but I'm feeling a little overdue for a chiropractic visit for my neck and shoulders. Any flute player knows that our instrument is not the most ergonomically-friendly one, so we really have to be careful about our body awareness and positioning. In fact, according to physical therapist Gay Lynn Westover, "In 2012 there was a cross sectional survey given to the musicians in Australia's eight full time professional symphonic and pit orchestras focusing on performance-related musculoskeletal disorders. 84% that participated reported pain and injuries interfered with playing their instruments and/or participating in orchestral rehearsals or performances. 28% reported taking at least one day off from work because of the pain."
Yikes, right? The good news is that with a little bit of dedicated work and attention, the risk of this happening can be greatly reduced. Here are some suggestions from Westover, as well as Dr. Lea Pearson:
1. Approach posture as a whole-body function. Instead of just thinking about not sticking your neck out, rounding your shoulders, or balancing your head on your spine (which are all very important points!), think about distributing the work and micro-movements throughout your whole body. This will help alleviate stress and soreness.
2. Adapt your body to your flute, not vice versa. Experiment with your natural positioning of your hips (especially when standing), arms, and even your legs, and determine what feels the most comfortable related to bringing your instrument to a good playing position. Don't be afraid to adapt your chair or stand position–what works well for your student or ensemble neighbor may not work for you.
3. Move! Alternate between standing and sitting, take practice breaks, experiment with walking slowly and purposefully around the room while you are warming up. Outside of your musical life, staying active with your favorite kind of exercise will help keep joints limber and fluid.


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This year Little Red Reads and I are joining as hosts for this Halloween-Themed Read-a-thon!
It starts Friday, October 24th and runs until Halloween, Friday, October 31st!!
Read Spooky-Themed Books:
I hope you'll join!! If you want to, make a sign up post and link it to the linky below :) In your post you can talk about your planned TBR for the read-a-thon, any personal goals, whatever! Just help us spread the word and read spooky stuff :)
Please tweet using #ReadingCram to stay updated and to share what you're reading. We'll be hosting giveaways along the way as well! Psst, I'm giving away a brand new copy of The Immortal Rules by Julie Kagawa.
Sign up below in the linky if you want to participate!!
We have fun daily challenges that people can do :)
Here are the challenges (doing them is optional but they're fun):
You can do any and all of the challenges you want! ^^
This is my first read-a-thon/blog event, so I am VERY nervous. It'd be nice to see a few familiar faces!! Join.... if you dare ;)


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It has been called "China's Hurricane Andrew". Following the Sichuan earthquake in China, Helen Yates asks how future events could be better insured and whether a government-backed catastrophe pool could be the solution.
The terrible loss of life, building failures, aftershocks and amazing rescues have dominated the headlines since the magnitude 7.9 Sichuan earthquake struck on 12 May. While it is unlikely to be a major insured loss event, the catastrophe highlights China's vulnerability to earthquakes.
At the time of writing the official death toll exceeded 65,000 and over 23,000 were still missing. Despite being a shallow earthquake, striking at a depth of less than 20km, the ground motions were felt over a very large area, its vibrations transmitted by dense rock. Most reports put the quake's magnitude at 7.9, although Chinese seismologists claim it was magnitude 8.
The destruction was widespread across Sichuan, although densely-populated Chengdu appears to have escaped the worst of the damage. Rupturing in the mountains north and east of Chengdu, the quake was felt as far away as Hong Kong and Japan. Of the four million buildings destroyed, the greatest tragedy was the collapse of several schools, calling building codes into question.
"You can never say you are not surprised as the earthquake took place in a seismically active part of the world," says JLT Re associate Keith Leung. "What was more surprising was the extremity of the damage we have witnessed in this event. I believe the widespread failure of buildings and structures will prompt a thorough review of the existing building codes and standards in earthquake engineering. The performance of highly engineered structures such as dams, as well as residential buildings will be subjects of much attention."
Low insured loss
AIR Worldwide and Guy Carpenter estimate the economic losses could reach $20bn (RMB140bn). Insured losses, by contrast, are very low and unlikely to exceed $1bn (RMB7bn). Sichuan Province is largely rural and therefore insurance penetration, which is low in China anyway, is particularly low here.
Earthquake coverage is optional for both residential and commercial policies and take up in the region is minimal. "Many of the people who have lost everything in this tragedy will have no reimbursement," says Peter Zimmerli, who heads the Swiss Re Cat Perils hub in Hong Kong. "They might get something from the government but they don't have a vested right to receive money via insurance to rebuild their lives."
"The insurance penetration in the Sichuan province is relatively low – around 2% to 5% depending on the line of business," explains Milan Simic, managing director of AIR Worldwide Ltd. "The only exception to that is the CAR/EAR [construction all risks and erection all risks] because there is now more pressure in China to insure all the big construction projects that are on the ground. There, insurance penetration is in the order of 20% to 30%." Simic adds the take up rates are much higher, 10% or greater, in China's economic hubs – Shanghai, Beijing and Guangzhou.
History of devastation
"Neither the location nor the magnitude of the earthquake came as a surprise," says Zimmerli. "There have been historic precedents exactly in this area." China's last major earthquake was 30 years ago. Occurring on 28 July 1976, the magnitude 7.8 Tangshan Earthquake flattened an entire city and caused 250,000 deaths. It sparked an immediate change in building codes as the country came to terms with the overwhelming loss of life.
The history of major earthquakes in China goes back a long way and records are extremely well documented. According to a 2006 report by Swiss Re on natural hazards in China, earthquakes "represent the largest single threat in terms of human and economic consequences" in China. In the last century, earthquakes claimed more than half a million lives in China. The world's most deadly earthquake ever recorded occurred in 1556 in western China's Shaanxi Province and is believed to have led to 830,000 fatalities.
The problem with earthquakes, points out Towers Perrin's Philadelphia-based senior vice president Imelda Powers, interviewed while she was in Beijing, is that you can't see them coming. "It's difficult to pinpoint exactly when and where earthquakes will happen. Whereas with a hurricane you can see it coming days in advance." Scientists are being urged to provide better quake predictions to reduce loss of life. Powers believes this has had some success in the past.
In 1975, officials ordered the evacuation of Chinese city Haicheng's population of one million. They were prompted by earthquake foreshocks, changes in ground water level, land elevation and some odd animal behaviour. A few days after the evacuation, over 2,000 people died when a magnitude 7.3 earthquake struck on 4 February. It is estimated that the number would have been closer to 150,000 had the city not been evacuated. With none of these early warning signs, Tangshan – with a similar size population to Haicheng – was devastated just a year later.
Modelling the risk
China might have a good historical earthquake record, but catastrophe modelling is still largely at a CRESTA [Catastrophe Risk Evaluation and Standardizing Target Accumulations] level and this poses various problems. "The potential uncertainty of modelling risks at a CRESTA resolution, which is entire provinces in China is very high comparison to the modelling risks at a detailed level, as currently done in the US and in Europe," explains AIR's Simic.
Some Chinese provinces are larger than entire European countries, points out Zimmerli. "We have to move towards better resolution of geographical resolution in accumulation data," he says. "I would like to see the market move to more refined exposure aggregation." The cat models that do exist are also relatively new and accuracy is still to be seen, points out Kevin Bogardus, general Manager for Greater China at Benfield. "For most of the models you can go down to the six digit postcode level if the insurance companies are able to capture information at that level."
The earthquake in Sichuan may provide the impetus to improve the resolution of catastrophe modelling in China. "Historically if you look at any established insurance market where large natural catastrophes have happened there has always been a boost in terms of people being more aware of risk and hence in trying to tackle that risk via scientific modelling," explains Zimmerli. "It happened after Hurricane Andrew in 1992, after winter storms Lothar/Martin in 1999 and it certainly happened after Katrina."
"If there is any upside [to the earthquake] it would hopefully be better modelling and risk control for the future," says Bogardus. "We're working very closely with the insurance companies to help them understand their risks and exposures." CRESTA have put forward a zoning suggestion for China to improve the granularity of data in the models, but as with everything this will take time, predicts Simic. "It takes a minimum of two to three years to get things changed," he explains. "People and organisations such as CRESTA say that this needs to be done but people on the ground need to be persuaded that it's to their advantage."
Encouraging take up
One reason for China's low insurance penetration is that the population does not yet see the value in buying insurance. "People think of earthquake risk as more remote than it really is," explains Powers. She believes the government needs to educate the wider public on the value of insurance. Zimmerli thinks the Sichuan earthquake could be a major motivator. "It could be a wake-up call for China as a society to further drive insurance as a means of mitigating the financial aspects of such a disaster."
With China's economy growing at a staggering pace, the country's growing and increasingly affluent middle class could now be more easily encouraged to purchase insurance. This already seems to be happening. Premium growth rates have actually outstripped economic growth rates. According to Benfield, total premiums increased from $26bn to $61bn between 2001 and 2005, representing a growth rate of 25% per annum. Life insurance has led this trend rising from 41% of the total insurance market in 1996 to comprise an incredible 71% of the market in 2005.
As the market has opened up in line with China's WTO accession commitments and the removal of state-run China Re's 15% cession rates, international reinsurers have flooded into the market. Lloyd's, Swiss Re, Munich Re, Gen Re and SCOR among others have entered in the hope of gaining first-mover advantage and reaping the reward in years to come as China develops into an economic powerhouse.
As recently as 4 May, according to a story in the South China Morning Post, Lloyd's was keen to expand its scope in China to cover natural disasters. "Reinsurance companies can help provide stability to the insurance sector and play an important role when catastrophes like snowstorms, floods and earthquakes hit China," said Lloyd's chairman Lord Levene.
The bid for market share by international players has seen prices soften considerably in the competitive environment. Property per risk and property catastrophe rates fell between 10% and 20% at the 1 January renewals. Despite the efforts of some players, reinsurance prices are still around 50% below the global average. While there will be some reinsurance losses as a result of the earthquake, these are not expected to be significant and are unlikely to harden up rates. "It's very difficult to predict how the market is going to react," says Zimmerli. "There will certainly be reinsurance companies contributing to the insured loss."
"China will remain a very attractive market in terms of its enormous growth potential," adds Zimmerli. "If you take a longer-term perspective, that will definitely remain." While the earthquake will serve as a stark reminder that these risks are out there, he doesn't think it will put any new entrants off the market. "Key for anyone who wants to do business in China will be that they have a sound technical approach in terms of risk assessment and pricing of the business."
The combination of increasing wealth and a major catastrophe could boost insurance take up, believes Simic. "It could potentially lead to a major rethinking of how disaster mitigation is carried out," he predicts. "One solution is, with government backing, to encourage greater uptake of insurance and you can do that through a number of ways." People in many parts of the world still view insurance as a form of taxation without any major benefits, adds Simic. "There has to be a culture built over many years and decades to help people see the benefits."
Pooled solution
Another solution could be the creation of a government-led catastrophe pool, similar to those set up in Taiwan and Japan. Such a public/private initiative has been discussed in the past and as recently as January, following China's worst snowstorms in 50 years, it was firmly back on the agenda. Should such a pool be set up, it could create new opportunities for reinsurance companies and even the capital markets. The Chinese government, which budgets to cover the cost of floods and typhoons every year, would also benefit. "The government would not have to sacrifice or postpone other plans in the national budget in order to fund emergency response from catastrophes covered by such arrangements," explains Leung.
"In 2006, both the government and the insurance regulator issued statements announcing China's intent to establish a natural hazards insurance scheme on a national level," explains Zimmerli. He believes indigenous insurers will be encouraged to provide earthquake cover should such a pooled solution be set up, because it will offer economies of scale, while the government involvement will also be reassuring. "Should such a pooled solution now be put on the fast track then insurance take up on the earthquake side would increase dramatically."
While the scale may not currently exist for insurance-linked securities to be an option in China, "sooner or later the capital markets will become very interested in these options," says Zimmerli. Powers points out that the Taiwan Residential Earthquake Insurance Pool successfully launched a catastrophe bond in 2003. She says the challenge is not in setting up a catastrophe pool, but in encouraging take up once it has been set up. "In all these situations there are some ways for people to opt out and not participate."
The Sichuan earthquake, January snowstorms and continued threat of typhoons is now, more than ever before, likely to persuade the government of the value of a long-term solution. The near misses are also convincing. Last year, Super Typhoon Wipha led to mass evacuation as the storm moved worryingly close to Shanghai. There is no escaping China's vulnerability to natural hazards.
Once the government decides to act, it will all happen very quickly, predicts Simic. "It's almost a blessing that China has a very strong government and if they want something they will can implement it relatively easily."
Helen Yates is editor of Global Reinsurance.