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For Corral Tran Singh, LLP, easing the burden of the bankruptcy process by providing valuable resources and information to our clients, is a top priority. We endeavor to accomplish that by making as much valuable information available online to you 24/7.
For our Chapter 7 clients, we have provided below the bankruptcy process steps of which you should be aware, including deadlines, responsibilities, obligations and additional information, requirements and resources. We encourage you to read this in conjunction with the
Chapter 7 Bankruptcy Timeline.
As illustrated in the
Chapter 7 Bankruptcy Timeline
, the initial process and steps before filing for Chapter 7 Bankruptcy are as follows:
Schedule Initial Consultation
Pre-Consultation Documentation and Information
Attend Initial Consultation Meeting
Establish MyCase Client Portal Account
Complete Pre-Filing Mandatory Credit Counseling
Return Outstanding Documentation and Information to Complete Preparation of Required Bankruptcy Filings
Following the Preparation of the Required Bankruptcy Filings, Client Returns to Review and Sign Bankruptcy Filings
Bankruptcy Petition Filed
Each of the foregoing is described on
Bankruptcy Process | New Clients
and we would refer you to such page for more detailed information with respect to those matters that occur up to the filing of your Chapter 7 bankruptcy case.
Additionally, in either a personal or corporate bankruptcy, the debtor (or its representative(s)) has ongoing legal obligations to the Chapter 7 Trustee, the creditors and to the Bankruptcy Court, as set forth in the
Duties and Responsibilities of a Debtor Under Chapter 7
, and described in the similarly titled heading below.
The bankruptcy means test determines who can file for a Chapter 7 bankruptcy case and is a form that must be filed with the bankruptcy court. In a process that can be arduous, the means test clarifies whether you're eligible for Chapter 7 bankruptcy or confined to a Chapter 13 bankruptcy. The means test has two parts, both designed to determine whether you have disposal income that you could put toward paying off debt. The test is only for those who have primarily consumer debts, such as credit card debt or medical debt.
The first part of the means test is to determine whether your household income is below your state's median income. You can view the median family income data set forth in this chart titled,
Census Bureau Median Family Income by Family Size
, provided by the U.S. Department of Justice. Additional resources from the U.S. Department of Justice include each of the following:
IRS National Standards for Allowable Living Expenses
IRS National Standards for Out-of-Pocket Health Care
Bankruptcy Allowable Living Expenses Local Housing and Utilities Standards (
for purposes of bankruptcy only
IRS Local Transportation Expense Standards - South Census Region
While the means test is a calculation of your average gross income over the 6 month period prior to your bankruptcy filing, for example if you file your case in October, your calculation time period is April 1 through September 30, there are adjustments for recent or upcoming changes. By way of example, if you were employed for 4 of the past 6 moths but are now unemployed, the means test will factor in the drop in income. On the other hand, if you recently got a new job and are making more money, that increase will be considered as well.
If your average gross income is below the median for your household size in your residential area, you have passed the means test and are only required to file with your Chapter 7 bankruptcy petition the Chapter 7 Statement of Your Current Monthly Income. However, if your income is above the median income for your household size, you will work with your attorney to determine whether your gross income, taken together with your allowable expenses meet the means test, and will be required to file, in addition to the Chapter 7 Statement of Your Currently Monthly Income, a Chapter 7 Means Test Calculation.
Once your Chapter 7 bankruptcy case is filed, an impartial Chapter 7 Trustee is randomly assigned from a pool of "panel trustees." Panel trustees are individuals that have been pre-screened and hired to act as Chapter 7 Trustees by the U.S. Trustee for the Houston Division of the Southern District of Texas. The main functions of the Chapter 7 Trustee are to oversee and administer your bankruptcy case. When you file a Chapter 7 bankruptcy petition, all of your assets are placed into a temporary "estate." The estate is the temporary legal owner of all property in which you have a legal or equitable interest as of the date you file Chapter 7 bankruptcy. The Chapter 7 Trustee examines the estate to determine whether there are assets that can be sold to pay creditors.
Most Chapter 7 bankruptcy cases are considered "no asset" cases, meaning that all the debtor's assets are exempt or subject to valid liens. However, when non-exempt assets are available, the Chapter 7 Trustee may take and sell these assets to pay creditors. The Chapter 7 Trustee oversees the accounting and payment of creditors from funds obtained by liquidating non-exempt assets of the debtor. An additional role of the Chapter 7 Trustee is to determine if the debtor is abusing the bankruptcy process which occurs, generally, when a debtor has sufficient income to pay the consumer debt.
The Chapter 7 Trustee also presides over the debtor's 341 Meeting. The Chapter 7 Trustee is usually an attorney or accountant with extensive bankruptcy law and auditing experience, but is forbidden from offering legal advice to a debtor in bankruptcy. The Chapter 7 Trustee is under a duty to investigate the debtor's affairs, examine the debtor under oath, and submit reports to the bankruptcy court and Office of the U.S. Trustee.
In accordance with § 521(e)(2)(A) of the Bankruptcy Code, all Chapter 7 debtors
must provide the Chapter 7 Trustee copies of the 2 most recent years of the debtor's federal tax returns no later than 7 days before the first meeting of creditors (341 Meeting)
Failure to timely file tax returns can prevent discharge of a Chapter 7 bankruptcy and
result in either dismissal of the Chapter 7 case or conversion to a Chapter 13 case
To obtain a tax return transcript, please see the options below:
Online—Go to
to download a copy of your tax return transcript immediately.
—You can elect the option to Get Transcript by Mail at
or complete and mail either a
Form 4506-T,
Request for Transcript of Tax Return
, or Form
Short Form Request for Individual Tax Return Transcript
Call—1-800-908-9946 and follow the voice prompts.
In Person—You can also file your unfiled federal tax returns at any of the following offices:
Houston (Downtown)
1919 Smith Street
Houston, TX 77002
8:30 a.m. to 4:30 p.m.
Office Information
(281) 721-7021
Make Appointment
(844) 545-5640
Houston (NW)
Houston, TX 77060
8:30 a.m. to 4:30 p.m.
Office Information
(713) 209-5499
Make Appointment
(844) 545-5640
Houston (SE)
8876 Gulf Freeway
Houston, TX 77017
8:30 a.m. to 4:30 p.m.
Office Information
(281) 721-7021
Make Appointment
(844) 545-5640
Houston (SW)
8701 S. Gessner
Houston, TX 77074
8:30 a.m. to 4:30 p.m.
Office Information
(281) 721-7021
Make Appointment
(844) 545-5640
§ 341(a) MEETING QUESTIONNAIRE AND SWORN TESTIMONY
have completed, signed and returned to us the
§ 341(a) Meeting Questionnaire and Sworn Testimony
which is required to be delivered to the Chapter 7 Trustee not later than
7 days prior
to the 341 Meeting.
Please note that this differs from
§ 341 Meeting of Creditors Required Statements/Questions
, which we are providing for your reference in preparation for your 341 Meeting.
It is normal to feel apprehension surrounding your 341 Meeting. To help ease those worries, we've provided steps below to help you prepare for your 341 Meeting and to feel comfortable and confident at your 341 Meeting. In addition to those reminders provided below, we recommend that you review your bankruptcy schedules, which were filed with your bankruptcy petition, and sets forth, among others, your assets and liabilities, executory contracts and unexpired leases (if applicable), and income and expenses. On the day of your scheduled 341 Meeting, please be mindful to select appropriate clothing. Although your 341 Meeting will not be held in a courtroom, it is a legal proceeding and you should dress accordingly. Casual clothing such as t-shirts, shorts, jeans or sandals are frowned upon. Similarly, you should not wear a business suit or dress which will draw unnecessary attention. The best choice would be to select business casual clothing such as slacks and a collared shirt for men, and, for women, either pants or skirt with a conservative top. Additionally, we would recommend that any expensive jewelry be left at home and not worn or brought to your meeting. And, for electronic devices, we ask that if you cannot leave them at home, you keep them on silent, in your pocket or, for women, in your purse, until the conclusion of the 341 Meeting.
During the 341 Meeting we encourage you to relax. Remember that nearly every debtor who attends a 341 Meeting frequently observes that they were surprised that the process was quick and painless. Be sure to address the Chapter 7 Trustee with respect and listen carefully to his or her questions. If you find it helpful, use the notepad and pen you brought to write down the questions. Answer only the question asked and do not volunteer information. Do not try to explain or justify answers. If you don't know the answer to a question, let your attorney assist you or speak for you. Most importantly—answer truthfully—you are under oath and being recorded. Do not make any agreement with the Chapter 7 Trustee prior to consulting with your attorney. At the conclusion of your 341 Meeting, be sure that you've written down any items that you will be required to provide to your Chapter 7 Trustee. Speak with your attorney before you leave to ensure you are aware of any responsibilities, in addition to those instructed by the Chapter 7 Trustee, that you may have.
Your participation at the 341 Meeting is generally less than ten minutes. Creditors or other parties interested in your case rarely attend this meeting. By spending a few minutes preparing for your meeting, you can reduce your stress and ensure that your meeting goes smoothly.
During the meeting of creditors, often referred to as the 341 Meeting (derived from § 341 of the Bankruptcy Code), the Chapter 7 Trustee places the debtor under oath, and both the Chapter 7 Trustee and any creditors may ask questions. Despite the name, creditors rarely attend the 341 Meeting. This meeting is recorded and conducted under oath and penalty of perjury. If a husband and wife file a joint petition, they must both attend the 341 Meeting and answer questions. In order to preserve their independent judgment, bankruptcy judges are prohibited from attending the 341 Meeting.
The debtor must answer questions regarding his or her debts, assets and budget. The Chapter 7 Trustee's questions are typically focused on two areas, the first is whether the debtor has any non-exempt property, and, if so, is the property valuable enough for the bankruptcy estate to realize a substantial dividend for creditors? Simply put, does the debtor own sufficient non-exempt property to justify taking it, selling it and distributing the proceeds to creditors. The second major focus of inquiry is whether the debtor is abusing the bankruptcy process by filing a Chapter 7 case instead of proposing a repayment plan under Chapter 13. If the debtor's monthly income exceeds his or her monthly expenses, the Chapter 7 Trustee may conclude that the debtor is abusing the process by attempting to discharge his or her debts without making payment, rather than proposing a repayment plan under Chapter 13. The only way to avoid this result is if the debtor's reasonably monthly expenses, as reflected on the budget submitted to the bankruptcy court, is equal to or exceeds his or her monthly income.
Additionally, at some point during the meeting, the Chapter 7 Trustee will ask the following statutorily required questions:
Is the debtor aware of the consequences of seeking a discharge in bankruptcy and the effects on credit history?
Is the debtor aware of their ability to file under another chapter?
Is the debtor aware of the effect of receiving a discharge?
Is the debtor aware of the effect of reaffirming a debt?
In most cases, at the conclusion of the 341 Meeting, the Chapter 7 Trustee will announce that he or she will allow the exemptions claimed by the debtor, abandon all non-exempt property, and close the case as a "no asset" case, meaning that the Chapter 7 Trustee is satisfied that the debtor does not have any assets worth administering and the debtor has not abused the bankruptcy process.
Consistent with any and all other hearing dates set for your case, you will be notified of the 341 Meeting by the bankruptcy court via first class mail. We will also notify you of this hearing date and it will appear as a calendared event in your
MyCase Client Portal
Failure to appear at the 341 Meeting may result in the dismissal of your case, which could require you to wait at least 180 days before you are eligible to file a second petition. If circumstances will prevent you from attending this meeting, contact your attorney immediately. Work or family commitments are not satisfactory excuses for missing your scheduled 341 Meeting.
All tax returns required to be filed with the Internal Revenue Service must have been filed, or be filed, prior to the date your 341 Meeting is held. Extensions with the Internal Revenue Service
do not
apply and there are absolutely
exceptions to this requirement. Failure to file your tax returns with the Internal Revenue Service will result in the dismissal of your case, which could require you to wait at least 180 days before you are eligible to file a second petition.
In preparation for your 341 Meeting, please review the
§ 341
Meeting of Creditors Required Statements/Questions
. The Chapter 7 Trustee shall ensure that the debtor answers the substance of each of the questions set forth therein on the record. The Chapter 7 Trustee may exercise discretion and judgment in varying the wording of the statements/questions, if the substance of the statements/questions is covered.
On the day of your 341 Meeting, please make note of the following:
You will need at least $12.00 in cash, or a debit or credit card, to pay for parking.
Plan to arrive at least 20 minutes prior to your scheduled meeting - DO NOT BE LATE.
Expect the meeting to take a minimum of 30 minutes.
Upon arrival, have a seat in the waiting area, you
do not need to sign in
; your attorney will meet you at the courthouse. Do not be alarmed if you do not see the attorney upon arrival, sometimes they are held up in other courtrooms, but
do not worry
, one of the attorneys will be there before your meeting begins.
Driver's License (or other government issued picture identification)
Social Security Card
Pen and Paper-You will need to be prepared to take notes for items which the Chapter 7 Trustee requests that you provide
At the conclusion of the 341 Meeting, if your case is deemed a "no asset" case, meaning the Chapter 7 Trustee has determined that there are no assets available to sell to distribute to unsecured creditors, the Chapter 7 Trustee will normally file a "no asset" report with the bankruptcy court. Most Chapter 7 bankruptcy cases for individual debtors are no asset cases. Accordingly, under these circumstances, following the 341 Meeting, you must complete the approved debtor education and financial management course (as described below). There is a mandatory 60-day waiting period following your 341 Meeting during which the Chapter 7 Trustee or a creditor can object to the discharge of your Chapter 7 bankruptcy case, or the dischargeability of a debt. If there are no objections raised during the 60-day waiting period, you should expect a discharge order to be entered by the bankruptcy court approximately two weeks thereafter.
However, if there are (or it appears that there might be) non-exempt assets in the bankruptcy estate, the Chapter 7 Trustee may continue the 341 Meeting to another date and request that you provide additional information and/or documentation. Additionally, the Chapter 7 Trustee's investigation may also include a personal inspection of the assets or any other action necessary to properly investigate the non-exempt assets. If the Chapter 7 Trustee determines that there are non-exempt assets to seize and sell, you will be expected to cooperate in getting such non-exempt assets to the Chapter 7 Trustee for disposition. Under these unique circumstances, the Chapter 7 process will differ from the typical no asset case and your experienced, bankruptcy attorney at Corral Tran Singh, LLP will guide you through this process and prepare you for what's next and help manage your expectations. These types of cases are unique depending on your particular circumstances.
Approximately 45 days following your 341 Meeting, you must complete an approved debtor education and financial management course and file a certificate of completion with the court. To receive a discharge in a Chapter 7 bankruptcy, all debtors are required to take an approved education course, the goal of which is to educate you on making wise financial choices including budget preparation; money management; utilizing credit wisely and effectively; consumer protection laws and agencies; and dealing with unexpected financial difficulties. Please note that this debtor education and financial management course is in addition to the pre-bankruptcy credit counseling course you took prior to filing your bankruptcy petition.
We recommend the second course offered by DebtorEdu or Access Counseling, Inc., each of which can be accessed by clicking on the respective logo below.
DebtorEdu | Post-Filing Debtor Education
Access Counseling, inc. | Post-Filing Debtor Education
If you prefer to take a different course, please navigate to U.S. Department of Justice | U.S. Trustee's Office | List of Approved Providers of Personal Financial Management Instructional Courses by clicking on the logo below.
Approved Personal Financial Management Courses | UST | Department of Justice
Upon completion of your debtor education and financial management course, please provide your certificate of completion to us for filing with the bankruptcy court.
Although customarily Chapter 7 bankruptcy cases, particularly no asset cases, proceed without challenge from creditors, the Bankruptcy Code provides creditors with the right to object to your Chapter 7 bankruptcy case prior to discharge. There are two types of objections that the creditor can file. Section 727 of the Bankruptcy Code permits a creditor or party-in-interest to object to your entire Chapter 7 discharge because of fraud or misrepresentation. Certain criteria must be proved, including, among many others, 1) the debtor, with intent to hinder, delay, or defraud a creditor or an officer of the estate charged with custody of property . . . has transferred, removed, destroyed, mutilated, or concealed, or has permitted to be transferred, removed, destroyed, mutilated, or concealed—(a) property of the debtor, within one year before the date of the filing of the petition; or (b) property of the estate, after the date of the filing of the petition; 2) the debtor has concealed, destroyed, mutilated, falsified, or failed to keep or preserve any recorded information, including books, documents, records, and papers, from which the debtor's financial condition or business transactions might be ascertained, unless such act or failure to act was justified under all of the circumstances of the case; and 3) the debtor knowingly and fraudulently, or in connection with the case—(a) made a false oath or account; (b) presented or used a false claim; (c) gave, offered, received, or attempted to obtain money, property, or advantage, or a promise of money, property or advantage, for acting or forbearing to act; or (d) withheld from an officer of the estate entitled to possession . . . any recorded information, including books, documents, records, and papers, relating to the debtor's property or financial affairs. For the complete statute, we encourage you to review
§ 727 of the Bankruptcy Code
The second, more commonly used objection, is under
§ 523 of the Bankruptcy Code
, which permits a creditor to file an action asking the bankruptcy court to declare that a certain debt will not be discharged in your Chapter 7 bankruptcy case. Such debt can be in the form of money, property, or services, or an extension, renewal, or refinancing credit. The most common objections filed are more particularly described below.
In accordance with § 523(a)(2)(A) of the Bankruptcy Code, a creditor may object to discharge of a debt that was obtained by false pretenses, a false representation, or actual fraud, other than a statement respecting the debtor's or an insider's financial condition. Although the terms, "false pretenses," "false representation," or "actual fraud" are not terms defined by the Bankruptcy Code, they are interpreted by the bankruptcy court in accordance with precedent established by bankruptcy court rulings to determine what meets such requirements.
Typically, an objection under § 523(a)(2)(A) of the Bankruptcy Code requires that the creditor prove the debtor's actions or statements were intentionally deceiving or misleading and that the creditor relied on the debtor's representations in advancing money, property or credit. The fraud can occur by the debtor making a misrepresentation through statements or conduct. When presented with the question, "Whether the "actual fraud" bar to discharge under § 523(a)(2)(A) of the Bankruptcy Code applies only when the debtor has made a false representation, or whether the bar also applies when the debtor has deliberately obtained money through a fraudulent transfer scheme that was actually intended to cheat a creditor," the U.S. Supreme Court, in
Husky Int'l Electronics, Inc. v. Ritz, 136 S. Ct. 1581 (2016)
that "[t]he term 'actual fraud' in § 523(a)(2)(A) encompasses forms of fraud, like fraudulent conveyance schemes, that can be effected without a false representation."
However, the debtor has the burden of proving that no fraud or misrepresentation was intended if a creditor files an objection to discharge in accordance with § 523(a)(2)(A) which provides that consumer debts owed to a single creditor and aggregating more than $500 for luxury goods or services incurred by an individual debtor on or within 90 days before the bankruptcy petition was filed; or cash advances aggregating more than $750 that are extensions of consumer credit under an open end credit plan obtained by an individual debtor on or within 70 days before the bankruptcy petition was filed, are presumed to be nondischargeable.
In the event that a creditor files an objection to discharge, the creditor has the burden of proving the allegations, unless the claim is one of the two circumstances illustrated above where nondischargeability is presumed. Even if there is the presumption of nondischargeability, the creditor must still investigate the facts to make sure there is a basis for filing the objection and present such evidence in court.
Under § 523(a)(2)(B) of the Bankruptcy Code, a creditor may object to discharge if the debtor provided a statement in writing (i) that is materially false; (ii) respecting the debtor's or an insider's financial condition; (iii) on which the creditor to whom the debtor is liable for such money, property, services, or credit reasonably relied; and (iv) that the debtor caused to be made or published with intent to deceive. The bankruptcy court will make a determination as to whether the debt meets the four statutory requirements illustrated in the foregoing and evidence presented at a hearing on the creditor's petition will be utilized as a basis for such determination.
Creditors may also file an objection to discharge under § 523(a)(4) of the Bankruptcy Code as a result of debts for fraud or defalcation while acting in a fiduciary capacity, or for embezzlement or larceny. If the debtor acted in a fiduciary capacity, § 523(a)(4) provides that the claims of fraud and defalcation against the fiduciary are not subject to discharge. Additionally, all acts of embezzlement and larceny are exempted from discharge whether or not the debtor was acting in a fiduciary capacity.
Defalcation is the "misappropriation of trust funds or money held in fiduciary capacity; failure to property account for such funds." Black's Law Dictionary, (5th Ed. 1961). Defalcation does not require an intentional conduct and may simply be a willful neglect of duty.
Embezzlement is defined as the fraudulent appropriation of property by a person to whom such property has been entrusted or into whose hands it has lawfully come. To establish embezzlement, the creditor must show: 1) the appropriation of money or property; 2) for the debtor's use or benefit; and 3) done with fraudulent intent. For embezzlement, the fraudulent intent is established by a showing of dishonesty in fact. The wrongful conduct is after the property comes into the possession of the debtor.
Larceny is defined as the wrongful taking of the property of another with fraudulent intent. The fraudulent intent in larceny is merely the intent to convert the property to one's own use without consent. With larceny, the wrongful conduct is in the initial taking of the property.
In the event that a creditor files an objection to discharge, the creditor bears the burden of proving to the bankruptcy court all of the elements of the claim, including that the debtor was acting in a fiduciary capacity.
Under § 523(a)(6) of the Bankruptcy Code, a creditor may object to discharge for willful and malicious injury by the debtor to another entity or to the property of another entity, meaning generally to a person or property. This is triggered when a creditor presents evidence that the debtor intentionally targeted the creditor and inflicted actual harm. Similar to the other objections raised (with the exception of those presumed nondischargeable), the burden of proof is on the creditor.
Please note that the foregoing is not an exhaustive or complete list of all objections that a creditor may raise to preserve its rights to collect a debt against you, as there are numerous set forth in
§ 523 of the Bankruptcy Code
. An objection is an adversary proceeding within your Chapter 7 bankruptcy case, which is also referred to as bankruptcy litigation and each action is a separate, formal court proceeding that is required to be heard before the bankruptcy court and not a Chapter 7 Trustee. If you have a Chapter 7 bankruptcy case pending, and a creditor files an objection to discharge under § 523, it is critical that you do not ignore the objection.
Additionally, if you are concerned about a particular situation that may or could result in a creditor objecting to your Chapter 7 bankruptcy discharge, it is crucial that you communicate that openly and honestly with your attorney at Corral Tran Singh, LLP. It is also worth noting that your Engagement Letter and Fee Agreement which sets forth the terms of your representation in your Chapter 7 bankruptcy case provides that representation in any adversary hearing or response filed thereto is not covered therein and will be provided under a separate engagement letter and fee agreement. Therefore, we encourage you to be forthcoming such that we can anticipate potential disputes and, to the extent possible, settle them prior to the commencement of an adversary proceeding, as well as to structure your initial Engagement Letter and Fee Agreement to incorporate these services.
Secured creditors may retain some rights to seize property securing an underlying debt even after a discharge is granted. Depending on individual circumstances, if a debtor wishes to keep certain secured property (such as an automobile), he or she may decide to "reaffirm" the debt. A reaffirmation is an agreement between the debtor and the creditor that the debtor will remain liable and will pay all or a portion of the money owed, even though the debt would otherwise be discharged in the bankruptcy. In return, the creditor promises that it will not repossess or take back the automobile or other property so long as the debtor continues to pay the debt.
If the debtor decides to reaffirm a debt, he or she must do so before the discharge is entered. The debtor must sign a written reaffirmation agreement and file it with the court in accordance with § 524(c) of the Bankruptcy Code. Reaffirmation agreements contain an extensive set of disclosures as more particularly described in
§ 524(k) of the Bankruptcy Code
. Among other things, the disclosures must advise the debtor of the amount of the debt being reaffirmed and how it is calculated and that reaffirmation means that the debtor's personal liability for that debt will
be discharged in the Chapter 7 bankruptcy case. The disclosures also require the debtor to sign and file a statement of his or her current income and expenses which shows that the balance of income paying expenses is sufficient to pay the reaffirmed debt. If the balance is not enough to pay the debt to be reaffirmed, there is a presumption of undue hardship, and the bankruptcy court may decide not to approve the reaffirmation agreement. Unless the debtor is represented by an attorney, the bankruptcy judge must approve the reaffirmation agreement.
If the debtor was represented by an attorney in connection with the reaffirmation agreement, the attorney must certify in writing that he or she advised the debtor of the legal effect and consequences of the agreement, including a default under the agreement. The attorney must also certify that the debtor was fully informed and voluntarily made the agreement and that reaffirmation of the debt will not create an undue hardship for the debtor or the debtor's dependants. The Bankruptcy Code requires a reaffirmation hearing if the debtor has not been represented by an attorney during the negotiating of the agreement, or if the court disapproves the reaffirmation agreement. The debtor may repay any debt voluntarily, however, whether or not a reaffirmation agreement exists.
In the event you desire to reaffirm a debt and/or enter into a reaffirmation agreement, please plan to communicate that to your attorney at Corral Tran Singh, LLP, preferably during your initial consultation. The Engagement Letter and Fee Agreement which sets forth the terms of your representation in your Chapter 7 bankruptcy case provides that representation in reaffirmation agreements is not covered therein and will be provided under a separate engagement letter and fee agreement. Therefore, we encourage you to inform us such that we can structure your initial Engagement Letter and Fee Agreement to incorporate these services.
The Chapter 7 bankruptcy petition is designed to result in a discharge of most of the debts you listed on your bankruptcy schedules. A discharge is a court order that says you do not have to repay your debts, but there are a number of exceptions. Debts which may not be discharged in your Chapter 7 bankruptcy case include, for example, most taxes, child support, alimony and student loans; court-ordered fines and restitution; debts obtained through fraud or deceptions; and personal injury debts caused by driving while intoxicated or taking drugs. Your discharge may be denied entirely if you, for example, destroy or conceal property; destroy, conceal or falsify records; or make a false oath. Creditors cannot ask you to pay any debts which have been discharged. You can only receive a Chapter 7 discharge once every 6 years.
If, following the 60 day period in which an objection to your Chapter 7 bankruptcy case may be raised, there are no objections, approximately two weeks thereafter, the bankruptcy court will enter a discharge order declaring that all of the dischargeable debts have been discharged (i.e. released, forgiven). At the same time the bankruptcy court issues the discharge order, it will also normally issue and order closing the case. The order closing the case is the last event that will occur in the case.
Please note that this applies in non-asset cases
; for Chapter 7 cases with non-exempt assets that the Chapter 7 Trustee will liquidate/sell, the timing will vary.
As set forth above under "Process and Steps Before Filing for Chapter 7 Bankruptcy," in either a personal or corporate bankruptcy the debtor (or its representative(s)) has ongoing legal obligations to the Chapter 7 Trustee, the creditors and to the bankruptcy court. Failure to fulfill the obligations can result in a denial of discharge, revocation of discharge or criminal prosecution. It is a debtor's legal obligation to fully comply with all statutory requirements of Title 11 of the Bankruptcy Code. A debtor must advise the Chapter 7 Trustee if any of the conditions and circumstances stated below apply to you.
Please note that the items illustrated below were pulled directly from
Duties and Responsibilities of a Debtor Under Chapter 7
which we recommend that you consult throughout your Chapter 7 bankruptcy case.
1. You must provide written notice to the Chapter 7 Trustee if you remember or become aware of any property (of any kind or value) that you owned or were entitled to at the date you filed your Chapter 7 bankruptcy that you forgot to list or that you did not become aware of until after you filed your Chapter 7 bankruptcy.
2. You must provide written notice to the Chapter 7 Trustee of any inheritance or monies that you receive or become entitled to as a result of a death that occurred either before you filed Chapter 7 bankruptcy or within the six (6) months after your Chapter 7 bankruptcy filing.
3. You must provide written notice to the Chapter 7 Trustee of any money or property you may receive as a result of a final divorce decree (excluding child support) that occurred either before you filed Chapter 7 bankruptcy or within six (6) months after the date you filed your Chapter 7 bankruptcy petition. A copy of the Divorce Decree and the Property Settlement Agreement or Agreement Incident to Divorce should be sent with the notice.
4. You must provide a written statement to the Chapter 7 Trustee regarding the status of any domestic support obligations you owe, i.e., the amount you owe; when it is owed; are you current or delinquent; if delinquent for how long and how much is owed; and the name and address to whom you pay domestic support obligations.
5. You must provide written notice to the Chapter 7 Trustee of any monies you may receive as a beneficiary of a life insurance policy or as a result of a death benefit plan that you acquire or become entitled to prior to the filing of Chapter 7 bankruptcy or within six (6) months after the date you filed your Chapter 7 bankruptcy petition.
6. You must turn over to the Chapter 7 Trustee any money that you receive as a result of rental properties that are not claimed as exempt.
7. You must provide written notice to the Chapter 7 Trustee of any leases, contracts or agreements that require you to provide services or property in the future that entitle you to compensation, services or property in the future.
8. You must turnover to the Chapter 7 Trustee the names and addresses of each and every party to whom any transfers, conveyances of gifts or your property that you made and that were not scheduled and that were made within one (1) year prior to the date you filed Chapter 7 bankruptcy.
9. You must provide written notice to the Chapter 7 Trustee of all debts repaid within the year prior to filing Chapter 7 bankruptcy. You need not advise the Chapter 7 Trustee of debt repayments that are properly scheduled or if the total amount of the debt was less than $1,000.00.
10. You must provide written notice to the Chapter 7 Trustee of any tax refund in excess of $2,500.00 you anticipate receiving or actually receive.
11. Please be aware that you remain responsible for filing your own personal income tax return. You should inform your tax advisor of the filing of your Chapter 7 bankruptcy petition, as it affects your own personal tax return. If necessary for the administration of the bankruptcy estate, the Chapter 7 Trustee will request copies of pre-petition tax returns. If you believe that you need to amend a pre-petition tax return, you must notify the Chapter 7 Trustee in writing.
12. CORPORATE OR PARTNERSHIP DEBTORS ONLY. In order to comply with the Federal Income Tax Laws applicable to a Chapter 7 bankruptcy estate, you must give the Chapter 7 Trustee copies of your last two (2) income tax returns. If you are not current in your tax filings, please advise the Chapter 7 Trustee and provide copies of the two (2) most recent returns, regardless of the year. You are responsible for filing all required unfiled tax returns.
13. CORPORATE DEBTORS ONLY. Debtor's Representatives must advise the Chapter 7 Trustee in writing of all bank accounts owned by the corporation, both open and closed, on the day of filing the Chapter 7 bankruptcy petition, including the name and address of the bank, account numbers, and who is authorized to withdraw on the account.
This is property of the estate from the date of the Chapter 7 bankruptcy petition filing and no withdrawals should be made by anyone after such date. You must promptly advise the Chapter 7 Trustee of any post-petition withdrawals and provide the Chapter 7 Trustee with a complete accounting of those transactions
14. You are required to file and complete your statement as to your intention concerning secured consumer debt. The Chapter 7 Trustee will assume that you have done so within the time provided unless you advise the Chapter 7 Trustee in writing to the contrary, and state your plans to remedy any default.
15. Pursuant to the rules regarding electronic filing, you are required to provide the Chapter 7 Trustee as least ten (10) days prior to your scheduled 341 Meeting, with a copy of your schedules, statement of financial affairs, means test form, certificate of credit counseling, two years of tax returns, the bank statements for the two months prior to the Chapter 7 bankruptcy petition filing including the month of filing and proof of income for the 60 days prior to filing. Failure to provide this information within ten (10) days in advance of the first 341 Meeting will cause your meeting to be reset. Additionally, if you fail to provide these documents it could result in dismissal of your case.
16. You are required to appear and attend your 341 Meeting. The clerk of the U.S. Bankruptcy Court provides notice of this meeting. If you have not received notice of your meeting within 20 days after your Chapter 7 bankruptcy case is filed, contact your attorney at Corral Tran Singh, LLP. The 341 Meeting can only be rescheduled as a result of an emergency or an unavoidable or unforeseen conflict. Work related conflicts must be resolved by the debtor. Travel and/or vacation plans are not grounds for rescheduling. If you are not represented by counsel, requests for a new date and time must be in writing and received more than 15 days prior to your scheduled 341 Meeting and you must provide a statement as to the nature of the emergency or conflict. It is in the Chapter 7 Trustee's sole discretion as to whether a reset date and time will be given. You or your attorney will be responsible for re-noticing all creditors of the date and time of the reset. Do not call the Chapter 7 Trustee and ask for a reset.
17. You must bring picture identification issued by a governmental authority, such as a driver's license and your social security card. If you do not have a social security card, you must bring a pay stub, Form W-2, 1099 or other documents not created by you with the complete number. Your tax return is not sufficient. Failure to bring proper identification or proof of social security will cause your 341 Meeting to be reset.
18. If your 341 Meeting is reset, you and your attorney must sign and file with the bankruptcy court a written statement that the reset date is the new date for the first 341 Meeting, and that you agree and acknowledge that all deadlines associated with the date set for the first 341 Meting run from the new date.
19. Do not contact the Chapter 7 Trustee or the Chapter 7 Trustee's Office if you are represented by counsel. The Chapter 7 Trustee and the Chapter 7 Trustee's Office cannot provide you with legal advice. if you need to request information, you or your attorney must do so in writing. You must provide your name, case number and current address when making such request. If you do not receive a copy of your discharge contact your attorney or the clerk of the U.S. Bankruptcy Court, the Chapter 7 Trustee does not issue the discharge.
20. You must swear under oath that you have read the Duties and Responsibilities of a Debtor Under Chapter 7 and have complied with all of its provisions. If you have any questions regarding any of the duties or statements made, you or your counsel should address those to the Chapter 7 Trustee at the 341 Meeting or in a written request.
If, prior to filing your Chapter 7 bankruptcy petition, your mortgage payments and/or installment loan payments (i.e., car note) were scheduled to be automatically drafted from your account, please be aware that the mortgage company and/or finance company will stop automatically pulling your payments upon receiving notice of your Chapter 7 bankruptcy petition. Regardless of whether you receive a monthly statement, you remain obligated to make your monthly mortgage payment and/or installment loan payment. We recommend that you maintain copies of your payments. Failure to continue payments in the ordinary course could result in the creditor (i.e., mortgage company and/or finance company) filing a Motion to Lift the Stay and commence foreclosure proceedings (in the case of your home) or repossession (in the case of your automobile).
It is common after you file for Chapter 7 bankruptcy petition to begin receiving solicitation letters. Particularly, we want to make you aware that the company financing your automobile loan will cease reporting your monthly payments to all credit bureaus upon receipt of notice of the filing of your Chapter 7 bankruptcy petition. Therefore, it is common that local dealerships will send you solicitation letters with offers for a new car. This is a typical occurrence in Chapter 7 bankruptcy filings.
It is important to make you aware that any pertinent information about your Chapter 7 bankruptcy case will either come from the Bankruptcy Court or your attorneys at Corral Tran Singh, LLP.
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|45 E Green St
|Champaign, IL 61820-5311
|Mon - Fri:
|10:00 am - 8:00 pm
|10:00 am - 6:00 pm
|12:00 pm - 5:00 pm
Dazzling Nails is located at 45 E Green St Champaign, Illinois, and is one of the best well-known salons in this area. It is our honor to provide you with all good products and qualified services to help you rejuvenate your beauty.
At Dazzling Nails, you can find all your needs with variety of services such as: Nail Enhancements, Manicure & Pedicure, Gel Polish, Waxing… Products used together with those services are top-high quality ones, which come from famous brands like Gelish, O.P.I, so you will have healthy nails after finishing.
Customers' cleanliness and safety will be guaranteed at our salon because all the products used at our salon are disinfected carefully after every use. A sanitary and elegantly decorated environment definitely is an ideal destination for you to escape from all the stresses, enjoy your most precious moment.

subset: commoncrawl


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Publishing group to use one system to manage every aspect of advertising sales for 30 magazines
BROOMFIELD, Colo. – Lineup Systems today announced that Bonnier Corp. plans to redefine its multichannel advertising sales capabilities by deploying Lineup's cloud-based advertising sales platform Adpoint, a solution that can be accessed from any device keeping advertising sales reps in front of potential advertisers. With Adpoint, Bonnier Corp. will be able to optimize business performance by leveraging one platform to manage every aspect of its multichannel advertising sales and finance process for 30 magazines.
Bonnier Corp. is one of the largest special-interest publishing groups in America, with more than 30 multichannel brands extending into all platforms including magazines, digital media, events, and product licensing. Bonnier Corp.'s brands include Popular Science, Saveur, Field & Stream, Yachting, Flying, Salt Water Sportsman, Cycle World, Working Mother, and Outdoor Life. Bonnier Corp. is owned by Swedish-based Bonnier AB, a multichannel media conglomerate operating in 15 countries.
Adpoint is an advertising sales system that will integrate Bonnier Corp.'s print, digital, and events advertising sales process onto one platform managing everything from generating leads for sales reps to payment collections. The platform will also seamlessly integrate with Bonnier's Salesforce Cloud CRM system. This will enable Bonnier Corp.'s advertising sales team to continue to use Salesforce CRM with Adpoint's multichannel selling tools integrated into one user experience.
"We chose Adpoint because of its feature-rich capabilities," said David Ritchie, chief operating officer of Bonnier Corp. "Adpoint will eliminate our information silos and enable us to standardize processes across all our sales groups reducing the amount of time required to execute, track, and report on ad campaigns."
"Bonnier Corp. is a leading innovator in the publishing industry," said Michael Mendoza, chief executive officer of Lineup Systems. "We are excited about the opportunity to work with Bonnier Corp. and provide them with cutting-edge advertising sales technology that will enable their sales teams to sell advertising from anywhere."


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hippo sightseeing bus
Tour & shop Singapore at your own pace along 43 stops & 2 routes!
- Unlimited purchases per person, may buy multiple as gifts. Not valid with other promotions and discounts. Not valid during F1 period.
- Open dated electronic ticket
- The consumption of alcohol and outside food are prohibited on the Tours.
- On all Hop-on and Hop-off tours, seats cannot be guaranteed on either decks. DUCK & HIPPO Group reserves the right, for safety reasons, to refuse you access to travel on a particular departure is full.
- Please keep your ticket safe as there will be no replacement. You must show your ticket as you board.
- The ticket remains the property of the DUCK& HIPPO Group and must be produced for inspection and if requested to do so, be surrendered on demand to any authorized DUCK& HIPPO Group Official.
- Explore the rich cultural and historical heritage of Singapore on a flexible hop-on and hop-off Hippo sightseeing bus
- Drive along the streets of China Town, Kampong Glam, and Little India
- Stop to shop at modern shopping malls, such as Suntec City
- Discover the statue of Singapore's founder, Sir Stamford Raffles
- Learn more about the region at the Asian Civilization Museum, and Chinatown Heritage Centre
- Take time out on the banks of the Singapore River, or at the modern Marina Bay
- Cruise along the Singapore River
- Try some street food in Little India and on Arab Street
- Unwind in the Botanical Gardens
- Stroll through the Chinese and Japanese Gardens
- See the fearsome creatures of the Singapore Crocodilarium
Details of the Attraction
Save time and money with a 24-hour or 48-hour hop-on and hop-off sightseeing bus ticket. For the price of 1 ticket, you can enjoy fabulous unlimited free and easy tours. The open top bus comes with pre-recorded on board commentary in 8 languages, describing all the main attractions. Convenient stops around the route let you explore Singapore at your leisure.There are so many things to do in the city, and this sightseeing tour will get you to them all, with regular buses every 20 minutes and stops at the following locations:
Red Route
- Suntec
- Fu Lu Shou
- Little India
- Mustafa Centre
- Thieves Market
- Landmark Village
- Kampong Glam
- Hotel Intercontinental
- Raffles Hotel
- Connaught Drive
- Peninsula Plaza
- Boat Quay
- Chinatown
- Kreta Ayer
- Peoples Park Centre
- Old Custom House
- Marina Bay City Gallery
- Marina Bay Sands
- Ritz Carlton Hotel
Yellow Route:
- Suntec
- Singapore Flyer
- Marina Bay Sands
- Fullerton Hotel
- Asian Civilization Museum
- Peninsula Plaza
- Clarke Quay
- Mirama Hotel
- Great World City
- Tanglin Mall
- Botanic Gardens
- Orchard Hotel
- Marriot Hotel
- Singapore Visitor Centre
- Orchard Plaza
- Rendezvous Hotel
- Singapore Art Museum
- Raffles Hotel
What's Included:
- Multilingual audio commentary
- 24-hour sightseeing pass
- 24-hour hop-on hop-off bus tour pass
What's Not Included:
- Entrance fees to attractions
Good to Know:
- Beginning on 1 April 2014, only the 24 hour bus pass will be available for purchase.
If you are a tourist in Singapore, you can be sure of an enjoyable time with us during your stay. And if you are a local, hey, you can never have too much fun, right? So come onboard!


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Month: January 2015
Free Online Courses
This video is from the Peaceful Prepper channel.
Report: Majority Of UFO Abductions Committed By Alien That Person Knows
WASHINGTON—Challenging commonly held misperceptions, the U.S. Department of Justice published a report this week revealing that the vast majority of UFO abductions are perpetrated by aliens a person knows rather than extraterrestrials unfamiliar to victims.
See the rest at The Onion.
Today's EDC
I'm working on a project at my mother's house after work so I added the Leatherman Blast, Coleman Max flashlight, and Kershaw 3/4 Ton knife to my EDC. I suspect I'll use the light more than the others.
Normally I just carry my base-level items in the Griffin earbud pouch. But today those aren't sufficient for what I have to deal with. I am still considering doing a formal rotation, which I'll roll out here later on.
That's a knife
This is a clip from the 1986 film Crocodile Dundee where Mick and Susan run across some muggers. One of them takes out a stiletto and demands Mick's wallet. Mick pulls out a large hunting knife and says, "…there, now that's a knife." It's a blade for use in the field, not something I'd carry for EDC. I live and work in an urban environment and a blade of that size would attract unwanted attention. But a knife doesn't have to be very big at all to do that. I was in the post office years ago and I took a Swiss Army knife out of my pocket to open some mail. A woman walked in, saw me cutting the flap on an envelope, stopped and shuddered. She actually looked afraid of a 3-inch pocket knife. It's a common brand, not something anyone should see as a threat. Her reaction was irrational. The thing is, she's not alone. It's a form of aichmophobia, or a fear of sharp things and I believe it results from post-modern conditioning. We live in an overly convenient world. Everything is handed to us. It's all supposed to be safe, secure, and a world where, as one blogger put it, "unicorns ride rainbows and poop Skittles." A few years ago, I offered to sell a coworker an extra Leatherman multi-tool that I had. She said, "…No. Somebody might take it from me and stab me with it." That's irrational. Someone can take your pen and stab you with it. Do you keep it in your desk drawer where it is handy, or is it in a double-key locked vault with security needed to escort you to it, so you can jot down something, and then escort you back to your desk? This coworker also said that people shouldn't have anything that is potentially dangerous. This is the same person who when she leaves work, goes and gets in a car, one of the most dangerous tools on the planet. But I guess that doesn't count. It's like people want a painless, padded cell existence with a Novocaine and Morphine sprinkler system in the ceiling? You're going to get hurt. You'll fall down. Skinned knees, scrapes, cuts, and broken bones are part of being alive. You don't stay in doors and never come out. You just try to not hurt yourself that way again.
I've cut myself many times with knives. It took a while for me to realize that the problem wasn't the knife, it was me. It happens whenever I am trying to cut something when I cannot see the blade. It was a lesson I had to learn and it took spilling some blood and using up some Band-Aids to learn it. Avoiding, or refusing to own and use blades isn't the answer. It's the stupid. It will hurt you. How many people have gotten cuts in the kitchen, trying to chop food the way it's done by chefs on television? The words "Don't try this at home" exist for a reason. That chef is someone who understands all the tools she is working with. Her knives are high quality and very sharp. She's practiced rapid slicing of foods and has gotten good at it. I remember trying to chop a carrot on a cutting board the way the Asian chef did on his show. I never found the piece that went airborne. Then I had to carefully slice the rest.
If you use it properly, a knife is an amazing tool, and in many situations you'll be glad to have it. The proper emotions are gratitude and respect, not fear. The gratitude is to the designers and makers, the respect is for what it can do for you, or to you, if you misuse it. It's something I think everyone should have and know how to use.
Unidentified Flying Objects: The True Story of Flying Saucers, 1956
1956 film featuring interviews and documentary footage combine with the fictional story of an air-force pilot who encounters aliens.


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It is with a heavy heart that we announce the temporary closure of our venues until further notice. View update.
Afternoon Tea at Chartridge Venues
Come and enjoy one of England's finest traditions, Afternoon Tea, served daily at – Chartridge Lodge, Chesham, Hitchin Priory, Hertfordshire, Marsh Farm, Wiltshire – it's the perfect way to indulge and spend a relaxing afternoon with friends and family.
Our delicious Afternoon Tea will spoil you with freshly prepared finger sandwiches, homemade scrumptious scones served with strawberries and cream, plus a selection of irresistible cakes and pastries. All served on a tiered stand, with a variety of traditional and herbal teas on offer. If you're feeling really indulgent, why not complement your afternoon treat with a glass of something bubbly too?
Located in acres of landscaped gardens and parkland, Chartridge Lodge, Hitchin Priory and Marsh Farm are steeped in history, with many of the reception rooms retaining period features, providing elegant surroundings.
So whether relaxing in our cosy lounge in winter months, or soaking up the summer sunshine on our delightful terrace set within tranquil parkland, it's the perfect setting.
Available 7 days a week between 2- 5 pm.
Private rooms are available for group bookings upon request, subject to availability.
Full Afternoon Tea is available 7 days a week between 2pm-5pm, for only £18.50 per person!
To book, simply contact us on the details below.
Afternoon tea is available between 2 – 5 pm, 7 days per week, from only £18.50 per person!
To book, simply contact us on the details below.


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On May 16, 2019, PIXID organized the 5th edition of the "ETT Club".
This event, now a must-attend event, brought together around 100 attendees and more than 30 temporary employment companies this year to focus on the major themes of digitising clients and temp workers management.
On the program for this day, two highlights:
/// PIXID Conference
- Employment market challenges in 2019 and PIXID group's strategy
- Introducing the new Sourcing / ATS offer: Digitize your recruitment operations with PIXID!
- Customer feedback: Kelly Services
• From the tender response to the implementation, how to successfully complete a digitisation project with PIXID?
• Interview with Thanina Hamma (Kelly Services) and Lisa Ramet (PIXID)
- PIXID customer success: a team and solutions to meet your needs
- Special intervention by the Deputy Christine Hennion
/// Workshops to optimize your PIXID know-hows
- Workshop n°1 - Sourcing solution, demonstration of the solution
- Workshop n°2 - Review of major 2018-2019 product evolutions
- Workshop n°3 - Branding, promote your brand to your customers and temporary workers with myPixid platform designed in your colours
- Speed Working - Meet our experts on different topics (International, GDPR, Security, Project Management, etc.)
"We are always very excited and proud to gather our temporary work agency clients. We accompany them on a daily basis at all levels of their business!"
Marc Mouttet - Executive Director - PIXID
"Why PIXID?
From a technical point of view, there were already interfaces between our Backoffice and PIXID tools.
PIXID also has expertise on temporary work that is very interesting and that other players do not have.
Finally, we have been working together for several years and everything has always gone very well!"
Thanina Hamma - Project Manager - Kelly Services
"PIXID is a company that has managed to bring digital practices and technological expertise to its market. A BtoB-oriented platform that offers a true value-added service. With its solutions, PIXID is a formidable lever to promote recruitment and employment!"
Christine Hennion - Deputy
Interested in those topics?
Contact us!


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Quick Links
My name is Angie Hanson. I was born and raised in Albert Lea, MN where I live today. I received my Undergraduate Degree and Master's Degree from Minnesota State University, Mankato. I have taught in the Southland School District for 11 years, and I love it here. I teach in the Southland Success Program which is a level 3 program for students who have emotional or behavioral needs that impact their learning. I teach Language Arts and Math. I am also the Behavior Consultant and the OHD/PHD Consultant for the Southern Minnesota Education Consortium (SMEC), so I am out in other districts many afternoons.
|Contact: Angie Hanson


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What would it look like?
Let's say we have a large extents viewing window and a small cell size, so we have a large and fixed resolution of 'pixels' within the view window. Now we count the occupied cells as we zoom in.
We know from this previous post that for positive dimension sets the count will grow and for negative sets it will shrink. So for an imaginary dimension set we should expect it to neither shrink nor grow, but oscillate. For a complex dimension we expect it to grow according to the real part of the dimension, and oscillate at a rate according to the imaginary part.
(a) counting cells for a line as we halve cell size: 1, 2, 4, ..
(b) same growth as above. It doesn't have to be a curve to have dimension 1
(c) this shape has same growth rate, but with an oscillation: 1, 4, 4, 16, 16, 64, 64,..
Above (c) shows a shape that is on average one dimensional, but oscillates relative to the growth. The oscillation repeats each time we divide cell size by 4, this suggests the imaginary component of the dimension should be 2pi/ln(4), which is about 4.53i. As described in the previous post, (c)'s dimension has a positive real part if it is finite size, or a zero real part if it is infinite in extent. In the latter case, it is a purely imaginary dimensional shape. Here are two other examples:
3x3 dust is 2.86i dimensional:
5x5 dust is 1.95i dimensional:
The moving graph shows plots the point count in the view window. Changing the view window size adjusts the shape but not the period of the graph. As you can see the fractals with smaller imaginary dimension are spatially more sparse, which suggests that the imaginary dimension could have a similar role to lacunarity as a description of sparseness, to accompany the fractal dimension.
To extract the sinusoidal growth pattern from the data you cannot just look at behaviour at a scale extreme, but instead look at the count across all scales. Firstly we need to make the signed dimension more robust to the inclusion of oscillations:
so the signed dimension is:
Secondly we need to extract those oscillations, which give the imaginary dimension:
Acknowledging this necessary multifractal nature, we can give its complex dimension as:
given here.
I have recently discovered a good sized body of work on complex dimensional geometry, mainly by Michael Lapidus: https://link.springer.com/book/10.1007%2F978-0-387-35208-4
which extends from roughly 2005 to the present.
For some reason this work focuses on 'fractal strings' which are sets of strings (line segments that are fixed at their ends, so theoretically can vibrate at divisors of this wavelength).
Never-the-less you can convert to fractals by just looking at their end points, or by thinking of subsequent sizes as one iteration each, leaving the fractal at the limit.
Anyway, their conclusion is very similar to my own. Basically the fractal measure oscillates with scale, and this oscillation can be captured by multiple sine waves, giving multiple complex dimensions per fractal. Often the main oscillation is enough, especially since 'lattice fractals' (those with simple self-similarity) have their dimensions in a regular vertical stack, so the first element is most informative. As with my conclusion, each complex number includes its conjugate so the sum of the complex dimensions is real.
The piece that this work is missing is a mechanism for negative dimensional fractals.


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The Empire Porky Building is a location in Mother 3. The building is incredibly tall, theoretically having 100 floors. However, the party does not visit all the floors; only specific ones. This Building is meant to be a parody of the real-life Empire State Building in New York, which has 102 floors. There are spikes on each side of the building.
The visible levels are:
- Lobby
- Concert Hall (24th Floor)
- Porky's Fan Room
- Hippo Launcher Level
- Restroom Level
- Locria's Level
- Porky's Bath Level (Under construction)
- Laboratory Level
- Game Room Levels
- Hall of Memories
- Master Porky's Throne Room (100th floor)
- The Seventh Needle Mines (Underneath building)
- Main Music: "New Pork Bossa"
- Elevator Sequences: "I Am Porky"
- Nostalgia level: "Pollyanna"
- Porky talking: "Right Left Light Reft" (distorted version)
Community content is available under CC-BY-SA unless otherwise noted.


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Dead downwind
This is more a sailing question than a Flying Scot question, but as a relative newbie to the Scot, I'd love insight from y'all.
Set-up: I took lessons years ago on Rhodes 19's in Chicago. A safety tip we were taught about broad reaching and running downwind was to use the jib as an indicator of an impending accidental gybe. I can still hear the instructor saying "If the jib starts to flutter and come over to windward, the main will be next ... push the tiller to leeward."
So, first question: is that sound boathandling advice for the Scot? Or just the effects of my aging memory? :-)
Set-up for part two:
Last weekend, the wind built while we were out and we had a handful getting back to the marina, which was DEAD downwind. With part one above in mind, and especially since I didn't want to gybe or broach in heavy wind, I was being a little conservative. I noticed that my angle downwind was closer to a broad reach regardless of which tack I was on, and it seemed that the boom wasn't out as far as it could have been, even with the mainsheet eased out all the way.
Second question: When running, how far to YOU ease the sail, and is there a visual indicator (I don't know, maybe the how close the boom gets to the shrouds or something) that tells you you're at the limit?
Thanks for any insight.
Fri, 06/29/2007 - 15:53
Well, I haven't heard that "tip" you mentioned.
Well, I haven't heard that "tip" you mentioned. However, I would think that if you were running dead down wind, the jib would be partially blanketed by the main well before an accidental gybe and would flutter early. So you could probably use this as part of your overall information gathering. On the Scot, you can put a masthead fly to give you a pretty clear visual reference of when you're sailing by the lee. In lieu of that, a lot of folks also tie strips of old cassette tape to the shrouds to indicate the same thing.
As for how far to ease the main, it'll go right up against the leeward shrouds and you'll be able to see the shroud pressing on the back side of the main. The max I'd ever have it out is to ease until the boom just touches the shroud and then bring it back a hair.
But that's just me. I'm no pro.
Sun, 07/01/2007 - 05:38
I agree with Tripp.
I agree with Tripp. I usually leave the sail out until the main is being creased by the shroud, but I usually try not to have the boom touching the shroud. If you sail a zig-zag, jibing course downwind, with the boat about 130-150 degrees off the wind, it it easier to control the boat, and the boom doesn't have as far to travel to get to the other side.
These courses will keep the flow over the main, which is faster AND easier to control. I put a tell-tale about a foot forward of the front end of the second batten on the main. If that tell-tale is streaming back, and your leech telltales are streaming, you definitely have good flow over the sail. On these courses, the jib will drive like a sail, as well, instead of hanging in bed-sheet mode. This will also allow you to ease the main slightly if you need to, if you get a sudden gust.
If you are new to the boat, practice this in light wind. Choose a day where it's 5-10 knots. Sail to weather a mile or so, to a fixed point you can remember, like a nav buoy, the big oak tree, whatever. Then sail downwind on the courses mentioned and see how many times you can jibe the boat until you arrive back at your starting point. If you have time, and energy, do this again, and see if you can do more than the first time.
Do the same, on a windier day to dial up your skill level.
You will quickly become comfortable with jibing the boat and the downwind runs will be fun.
Phil Scheetz


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San Diego, CA: Less than one month after the tragic death of Seaworld trainer Dawn Brancheau, news has been leaked that an Orca living in the wild is exhibiting the same bloodthirsty behavior only this time on other sea creatures. An un-named Sea World biologist began conducting research on a wild Killer Whale following the tragic disaster in Orlando. The results thus far have have been alarming and grotesque.
'Fluffy Face', the name given by Sea World staff, is a 12 year male Orca from the 'Cuddly Bunny' Pod. The Whale appears to be hellbent on murdering and consuming roughly 3% of its body weight every day. The victims are categorized as 67% fishes, 27% marine mammals, and 6% squids. The attacks (always unprovoked) seem cold and calculated, "It's being carried out as some sort of perverted routine, I mean, it's like clockwork," reported the researcher who claims to be under a strict code of silence from Sea World. Videos that will likely never be released show the crazed whale stalking and then eating its victims, absolutely no sense of guilt has been measurable. "The entire sea is likely to soon just be a massive pool of blood," feared the biologist.
Previous knowledge about the elusive Orcas concluded that a diet of dead fish, usually hand fed after whimsical jumps or flips was the only interaction with sea life that Killer Whales would be willing to engage in.
"It's one thing for an Orca to grab a trainer by her hair and accidentally drag her to the bottom of the exhibition tank while crushing parts of her torso and scalp, we realize that those sort of things just happen in our business", said a long retired Busch Gardens trainer who had only been accidentally attacked 4 times. He continued, "We could have never guessed that a second wild Orca is terrorizing the Pacific Northwest Salmon population in some sort of sick copycat crime. Our worst fear is that other Orcas from within Puffy Face's pod might acquire some of the same behavior".
The Comedy Hub Network (CHN)
"Pretty good stuff to read while you poop"
"Pretty good stuff to read while you poop"


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60+ Hot Tight Dress Outfits For Girls
Top Tight Dress Outfits Choices Things You Should Know About Tight Dress Outfits Big boobs can be a blessing, but it could also be problematic for large-breasted women to locate clothes in which they may feel confident. It's very critical for our young teens to coincide with them with unique proportions. Teens in tight dresses can easily display their curves since these outfits are offered in wide selection of colours and patterns. Black skinnies are always a good way to begin an outfit. You can opt to pair a leopard print cardigan on a fitted striped top. If you would like a jacket such as this for yourself, you may be too late. Adding denim jacket on your fitted crop top will help you to appear more confident. If you would like this shirt, you still have the time to receive one of your own. I actually wear very skimpy clothing all the time that bares plenty of my skin. The dress is ideal for the day when teens feel too lazy to become ready for their college. This dress is the best mix of classy and sexy! Tight dress comes in a lot of designs. Her tight dress isn't professional dress. There comes a number of tight dresses. If you have on a tight dress, you could also throw on a jacket to attain some balance. Sometimes it's the small black dress together with a black pantyhose or distinctive tights. Things You Should Know About Tight Dress Outfits Choose higher necklines for a bit of class. Take a look at this enjoyable and edgy combination. Pick your favourite pieces and go! Use this enjoyable trend to your advantage too. Details of Tight Dress Outfits The Site not meant for users below the Minimum Age. She won't allow the elements set a damper on her style. Above mentioned a number of the teens in tight dresses fashion outfit ideas end up being popular approaches to seem beautiful and trendy whilst wearing your dress. Check out Traveling Posh for a number of terrific outfit ideas. Check your cell plan and contact… Read more »


text: SnS Design was invited at International Consumer Electronic Show 2013 as a panelist – "Design for Usability" Share This session features a distinguished panel of industrial designers and product development engineers with particular expertise in the topic Design for Usability. The importance and key challenges associated with masking the complexity of new consumer electronics products with ever increasing features. We are pleased to welcome the following panellists: Matt Jones, Vice President GENIVI, from Jaguar Land Rover Klaus Rosburg, Principal at Sonic Design Solutions, Inc Nisha Sawhney, President/ CEO of SnS Design, Inc Srini Srinivasan, CEO of Lumium Jeremy Toeman, CEO of Dijit


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The Cape Grace is set on its own private quay on Cape Town's world-famous waterfront and offers the ultimate for any discerning traveller.
The accommodation is in 121 rooms and suites with a choice of Harbour or Private Yacht marine views.
The hotel has one main restaurant, a conservatory, a cocktail bar and a whisky bar in the cellar. The Cape Grace's fantastic location is ideal for exploring the waterfront and the main Cape Town attractions with the added luxury of an outdoor swimming pool


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"Once you realize your government's sole purpose is to reserve murder of you and your family as its sacred task depending on your lack of fealty and obedience, everything sort of falls into place on why governments throughout the ages have been so murderous at home and abroad". William Buppert
Tuesday, November 04, 2008
A New Paradigm
Although I have yet to hear a "right wing" host engage in so called "hate speech" per se, the following video comes, in my humble opinion very close to qualifying for the definition. The pertinent verbiage begins 58 seconds into the clip.
* The term "friend" is used parenthetically above due to the leftist author referring to ΛΕΟΝΙΔΑΣ as "pal".
3 comments:
- Rose said...
I agree. I have never heard 'hate speech' on any of the Talk Shows I listen to.
But any dissension is viewed as hate speech by the left - and when they talk about 'working together' it means you do what they say.
We are screwed. We get to watch it all fall apart.
We've seen exactly what happens when you elect guys like this in Humboldt County. Exactly the same scenario. The same kind of handlers, the same kinds of reflexive lies.
At least Georgia went the right direction.
The coal states will get what they deserve. The ones who voted for Obama - and they will have harmed their neighbors who didn't.
Rose said:
"when they talk about 'working together' it means you do what they say"
Too true. I am reminded of a quote that is relevant to this line of thought:
"It only stands to reason that where there's sacrifice, there's someone collecting the sacrificial offerings. Where there's service, there is someone being served. The man who speaks to you of sacrifice is speaking of slaves and masters, and intends to be the master."
Ayn Rand.
That is their idea of "working together." You must sacrifice your ideals to match theirs, and in the process, become their servant.
- sexy said...


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One may think that physical therapy is for athletes or those that have suffered an injury. What many don't realize is that the rehabilitation done through physical therapy extends to a much greater audience than that. In fact, many can benefit from physical therapy. Physical therapists work with you to help strengthen and stretch muscles that may be causing your aches due to poor posture, overuse, or just long-term wear. This means that if you sit at a desk all day and you suffer from neck and shoulder tension, you too could benefit from physical therapy. Other conditions that can be treated with physical therapy include:
While there is no cure to arthritis, one can certainly manage its symptoms through physical therapy. Inflammation, which is associated with arthritis, can cause a lot of pain and joint stiffness. Physical therapists can identify your weak spots and show you exercises and ways you can manage your daily routine without adding stress to your joints. They will also show you stretches that can increase your mobility and function.
Have you ever felt like the world around you is spinning or that you were off balance? Or perhaps you've experienced extreme dizziness and disorientation. You may have vertigo, which can be brought on by infections or diseases of the inner ear. Another common cause of vertigo is benign paroxysmal positional vertigo, or BPPV for short. BPPV occurs when calcium builds up in the canals of your inner ear, causing dizziness.
Those afflicted with vertigo often feel a loss in balance. Your physical therapist can help determine the cause of your vertigo and establish exercises to counter its effects. If you are affected by vertigo through BPPV, a physical therapist can show you exercises that will shift the contents causing your dizziness within your inner ear. Physical therapy can help improve your vision and your sense of body through balance exercises called vestibular rehabilitation.
Multiple Sclerosis
Those affected with this disabling and progressive disease can relieve their pain even if they are in the advanced stages of MS. Often, as the disease progresses, those afflicted will experience a lack of mobility. Physical therapists will work with you to identify your strengths and weaknesses and create a program which will enable you to carry on with your day-to- day tasks so that you may live a normal life. They will help you strengthen your muscles and improve your mobility.
Do you often get headaches but aren't sure what is causing them? It may be hard to pinpoint it on your own, but our medical team and physical therapists can help you identify the cause. For one, your headaches may stem from a previous accident or head injury. They may also be caused by muscle tension, TMJ or even poor posture. Once the type and cause of the headache is identified, physical therapists can help strengthen the afflicted muscles to help prevent their onset. They will also provide postural tips to decrease tension on your upper body and muscles to alleviate headaches.
While there is no cure for fibromyalgia, physical therapy can help treat the widespread pain caused from its symptoms. Physical therapists will create the best exercise program based on your condition and show you exercises that you can perform on your own at home to reduce stiffness and build muscle strength. They will also apply hydrotherapy with the use of hot and cold packs; cold packs to constrict the blood vessels which reduces swelling while heat packs provide muscle pain relief. Medical massage therapy can alleviate the pain as well.


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A Fabulously Frugal Family Room
Hey gang!
How's the fall treating you so far? Around here, I'm being uncharacteristically productive in this gorgeous weather, perhaps because I know that the cooler temps can't be far behind.
For me, it's become absolutely therapeutic decluttering during the last month or so, and I thought I'd kick it up a notch.
Read on for a great one-two-three decluttering strategy that will not only get your house looking fabulous, but put some fantastic money in the bank as well!
First Step – Declutter
Look around your house – if your home is anything like mine, I suggest starting with the family room. With a busy husband and two active kids, my living areas were starting to look like a cross between the show "Hoarders" and the film "Twister."
Honest to God, I have no idea how it got that bad, but having both kids in school for the last two weeks gave me an amazing opportunity to declutter and reclaim the room back. It's fabulous! If you're looking for a fall activity that will have you feeling like a million bucks, take a day to clear out anything and everything that's cluttering up your most active spaces. My wiggle-space-only family room now feels like a gymnasium. It's that good. But it gets better.
Next Step - Turn Clutter into Cash
Now that you have a pile of books, clothing, shoes, magazines, knickknacks, lamps, furniture, videos, DVD's and more (none of which you've used in ages), it's time to transform it into cash. It's easier than you'd think. If your community is holding a yard sale, throw your stuff into the mix and keep the prices rock bottom to ensure it gets snapped up.
Easier still – get out the digital camera and put everything on Craigslist. Easiest of all – detail everything, donate it to your local Salvation Army or Goodwill and be sure to count every penny of it on your next tax return.
Last Step - Invest Cash into Heating Fuel for Winter before the prices go up!
So now you've cleared out your living spaces and completely decluttered. Awesome. Then you got rid of the mountain of unneeded stuff online, at your local garage sale, or by donating it. BRAVO! If you have cash in hand for your efforts, a serious gold star for you. Don't even think of springing the cash at a trip to the casinos. Rather, call your local fuel oil company and fill up your tanks to the brim now, before the prices go up. If you donated everything, fantastic! When your tax return shows up next spring, it'll be another outstanding chance to fill up your oil and fuel tanks when the prices are lower. Whatever you do, don't fill them up when prices go sky high in winter!
Et Voila! Your house is looking fabulous, you've got enough room in your most active living areas to do an arms-wide, Julie-Andrews-on-a-mountaintop spin (singing optional), and you've got some serious cash to show for it.
Here's to another productive autumn!
Kristen Hagopian is a Syndicated Radio Talk Show Host & Author of "Brilliant Frugal Living". "The Kristen Hagopian Show – Living a Luxurious Life, for Less!" airs Thursday and Saturdays on Philadelphia's WWDB-AM 860-Talk. You can find Kristen online at www.BrilliantFrugalLiving.com
Register NOW with Philly2Philly!
Follow us on Philly2Philly's Facebook page! And, don't forget to "like" Philly2Philly
Photo: www.aetv.com


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+90 (352) 3212200
+90 (352) 3212264
www (4961):
The successful investments and marketing strategies Bellona has followed since day it commenced activities has earned it a successful place in the furniture industry. The major part of investments are realized at the Kayseri Organized Industrial Region, with 190,000 m covered production area. Bellona brand goods are manufactured at 4 main plants. Boytas 1 Panel Furniture Production Plant and Baytas 3 Panel Furniture Production Plants cover a total of 100,000 m covered off area. These plants have a manufacturing capicity of 40,000 m of panel furniture and 2,000 chairs. The Boytas 2 Upholstered Furniture Production Facility has a 2,500 sofabed and 400 armchair daily production capacity. The plant has 50,000 m of covered area. The Mattress and Home Textile Production Facility has 40,00 m of covered area. These plant manufacure 5,00 mattress and 10,000 pieces of home textiles per day.
Bellona employs a total of 4,035 people, of which 3,778 are in production and 257 in administrative positions. Boytas 1 Production Facility empolys 1084 persons, Boytas 2 Production Facility empolys 1510 persons, Boytas 3 Production Facility empolys 891 persons and the Mattress & Home Textiles Production Facilities empoly 550 persons.
VISION: To be one of the top 5 preferred brands for Panel Furniture, Sitting Groups, Mattress and Home Textile Produscts.
MISSION: To manufacture stylish Panel Furniture, Sitting Groups, Mattresses and Home Textile Products and provide services thet are beyond customer expectations and thet meet global quality and safety standards.
Bellona manufactures in accordance to the TSE Product Quality Standards and TS-EN-ISO-9001-2000 Quality Administration System Standards. Our power and Quality are not limited just to the domestic market, we export to 39 countries. Bellona's developed and thorough distributor network serves customers while the service network and guarantee conditions make it a trusted brand.
Examples of products:


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USC tight end Jordan Cameron is making a strong impression during practices for the East-West Shrine Game (Saturday, 1 p.m., NFL Network).
Jordan Cameron of Southern California could be the latest basketball player to become a pass-catching force as a tight end. He has been sensational during practice, and few defenders have been able to stay with him down the field. His combination of size, speed and athleticism are exceptional for the position, and he looks like a polished product in the passing game. While he will need to continue to develop as a blocker, he has shown enough promise in practice to merit serious consideration as an early-round draft candidate.
Cameron was a project at USC, starting out as a wide receiver before finding a niche as a tight end. At 6-foot-5, 235 pounds, with very good speed and leaping ability, he has the ideal makeup to be an NFL tight end the way many teams use them these days.
One could argue USC underutilized him last season, when he caught 16 passes for 126 yards (7.9 ypc) and one touchdown.
More NFL draft posts:
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Sergey Kasimov – Alibaba mini academy start your ecommerce business fast
Name Product: Alibaba mini academy start your ecommerce business fast
Download Size: 177MB
COST: $50= Yours Free
Author: Sergey Kasimov
Sale Page: -https://www.udemy.com/alibabamini/
Learn how to get started on alibaba and aliexpress as a wholeseller mini class
Alibaba mini academy start your ecommerce business fast mini class
Alibaba is the worlds largest marketplace and your success as an ecommerce seller depends on your ability to find low price high quality products that you can resell for a lot more money on eBay. Picking just about any cheap product to resale is the fastest way to ruin your business reputation. Not only will you pick low quality items that might not sell, if they do sell you risk getting bad reviews and worse just product over hang with lots of stuff that you cannot sell.
This course is a mini demo version of my best selling 7.5-hours long Alibaba course. In this mini course you will learn how to get started fast on Alibaba and what products you should get to sell on eBay, Amazon FBA or Shopify. This mini course is designed to teach you basics you need to get started. Including how to open your Alibaba business account, the difference between Alibaba and Aliexpress and a few examples of products you can get right away to get started.
In this mini course you will learn….
-> Learn how to creating a wholesale business fast
-> You will learn how to open an Alibaba business account
-> What products to buy wholesale for a substantial higher profit
-> What is the difference between Alibaba and Aliexpress
Monkifiles (Recommended)
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OK. Maybe burning it would be going too far, but the best activities are often those that we could never plan. The best activities seem to sprout up spontaneously. While activity professionals are committed to having a lively and diverse activity calendar, it's also important to facilitate those more spontaneous activities.
- Have lots of options on-hand: decks of cards, puzzles, popular board games, 'anytime activity boxes' for on-going art, craft or service projects. A letter writing kit with different stationaries and stamps. Maybe some curious knick knacks or tchotchkes with a story. Song books, plays or sheet music. Photo albums and/or short biographies of residents are always popular.
- Train the support staff in how to quickly and easily initiate an activity: make sure they know where to find supplies, find out what kinds of activities they are comfortable with, encourage them to be creative and spontaneous. If something's not working or getting stale, pivot, and try something else.
- Create the space: Oftentimes games and puzzles are kept in the Activity Room, which is also where all the activities are happening. Lots of communities have shared puzzle tables, but spread some more options throughout the house. designate certain areas for certain pastimes or projects. Remind residents that while they may not want to do the scheduled group activity, there's lots to do.


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DENVER -- A homeowner is pleading to get his dog back after she was snatched from his front yard.
Surveillance video shows a black pickup truck pull up to Yoann Hispa's home. Hispa's 7-month-old puppy Zoe is sitting outside while a package is nearby on the porch.
A man gets out of the vehicle, walks up to the puppy and snatches her off her leash.
Hispa was working from home at the time, but he said he was on a call and didn't see his pet get taken.
A neighbor saw the incident and tried to stop the man. He couldn't get to him in time.
"Please give us our dog back. I know that people who are willing to do that are in desperate situations, so I feel bad for them. But, this is our dog. This is our family member. We have emotional connections," Hispa said.
Man snatches puppy from front yard while owner is home
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Recent Developments in Alabama Law
This seminar has already taken place!
- Discussion of new cases, new statutes, & emerging trends of the past 12 months in 13 different areas of law
- Topics include torts, insurance, civil procedure, family law, business law, federal developments, criminal law, ethics, and much more!
- Features Billy Newman, Esq. and Erik Heninger, Esq.
Agenda for Monday, the 30th of December 2019
8:30 am Central Time - Webcast Begins (Please register and sign into the website at least 10 minutes before the scheduled start)
(Agenda is approximate and tentative)
8:30 am - 9:30 am - Family Law Speaker: William R. Newman, Esq.
9:35 am - 10:45 am - Torts, Insurance, Civil Procedure, Workers' Compensation, Part 1 Speaker: Erik Heninger, Esq.
10:55 am - 11:45 am - Wills, Estates, Real Estate, Business Law, Intellectual Property Speaker: Mr. Newman
11:45 am - 1:00 pm - Break
1:00 pm - 2:15 pm - Torts, Insurance, Civil Procedure, Part 2 Speaker: Mr. Heninger
2:30 pm - 3:15 pm - Federal Developments: Constitutional Law, Criminal Law Highlights, and Bankruptcy Speaker: Mr. Newman
3:15 pm - 4:15pm - Ethics Hour Speaker: Mr. Newman
Due to technical requirements, customers must attend a live webcast in its entirety to receive credit for attendance. No partial credit can be accommodated.


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Start Date: ASAP
Salary: OTE £60,000
Location: North and West Kent
Hours: 5 days per week including a Saturday.
Benefits: Pension, Life Insurance, Company Rewards and Incentives, Child Care Vouchers, Company Car and Private Healthcare
We are looking for a successful, talented Estate Agent to add to our client management team working in North and West Kent as a Branch Manager.
You will have ambition, with a desire to succeed with the ability to achieve against performance targets, driving profit, profile and reputation. Reporting to the Director, you will be responsible for all aspects of managing and growing your business and team.
Duties will include:
- To manage the day to day running of the estate agency business, maximising income and profit from a range of products and services.
- To increase revenue and profitability through the achievement of business and personal targets
- In conjunction with the Managing Director, the setting and reviewing of office and personal targets
- Managing and developing a team to fill their potential and enable them to meet and exceed the targets set.
- Motivating your team with incentives and rewards
- Listing and selling properties
- Ensuring business is compliant
We need you to be:
- Results driven individual
- Excellent ability to build rapport
- Motivated to exceed targets
- Exceptional customer service skills
- Full Driving Licence
- Hard working and focused
- Ability to listen to customers and meet their needs and requirements when buying and selling a property
- Desire to develop a career
Apply now to avoid disappointment!


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UA:Momentary Alteration (Feat)
From D&D Wiki
|This material is published under the OGL
Momentary Alteration [Spelltouched]
You can briefly transform yourself into a second form, acquiring its physical qualities.
Exposure to alter self spell.
Choose one specific form that you've turned yourself into with the alter self spell. Once per day, you can use alter self as a spell-like ability to turn yourself into this form for 1 minute.
You can gain Momentary Alteration multiple times. Each time you take the feat, you can either extend the duration of an already chosen alternate form by 1 minute or choose another specific form from among those you've experienced after casting alter self on yourself.
Back to Main Page → Variant Rules → Building Characters → Spelltouched Feats


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Behold the Santahuahua!
Funny Christmas Gift, Chihuahua Santa Tee Shirts
Funny, Ugly Santa Chihuahua Shirt – Perfect Holiday T Shirt
You will love this amusing T-shirt at Chihuahua events, dog shows, Chi meetings, dog training, dog parks, with other Chihuahua gatherings and Xmas parties. Great Santa Clause tshirt stocking stuffer item for proud Chi mom, dad, children, dog lovers.
Original Santa dog cartoon. A great Christmas gift idea for all Chihuahua dog lovers, owners, friends who dress their dogs as Santa, Perfect present for men, women, children, school kids. Unique piece of Chiwawa apparel, pajamas.
Do you dress your Chihuahua up as Santa? If you do then this Chihuahua T shirt is the right piece of apparel for you. This Chihuahua Tee is a great gift idea for a family member, partner or for a friend that owns and loves a Chihuahua. Behold the Santahuahua Shirt is going to make you smile each and every time you wear it! So, what are you waiting for? Grab this unique shirt and make your friends burst into laughter.


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On Monday, the Town of Bayfield lifted the emergency fire restrictions put in place on June 11.
The following restrictions were lifted:
Agricultural burning including but not limited to weeds, brush, or grass.
Any open flames, including camp fires, stove fires, charcoal grills and barbeques.
Outdoor smoking.
Use of any explosives materials, including fireworks and solid fuel rockets.
Outdoor welding
Operating outdoor equipment or machinery in an undeveloped area.
Off road use or parking in an area that presents the possibility of sparks or exhaust heat igniting surrounding flammable vegetation.
Burning of trash, refuse or other debris.
In a press release, the town noted that permits from the Upper Pine Fire Protection District are required to burn waste paper, yard waste, or other combustible material outdoors in town, and it is unlawful to burn any hazardous material in the town.
Additionally, it is illegal across Colorado to use fireworks which fly through the air or explode, including cherry bombs, bottle rockets, M-80's and Roman candles.


text: In the Swedish school debate there is a great deal of confidence in the ability of digital tools to increase the learning levels of students and teachers in different ways. The music subject is no exception. The purpose of this paper was to investigate how music teachers in different levels perceive digital tools in music education. In order to get an overall picture, qualitative interviews were conducted with three teachers selected from different levels of school: an independent primary school with digital music profile, a municipal secondary school with aesthetic emphasis on music as well as a music school with music and media production. Music education is increasingly about writing, recording and recording songs using the digital tools whose influence on content and working methods is in the process of exploring. The empirical study material has been collected using qualitative interviews, which were then analyzed from a hermeneutic perspective. The results point to the enormous possibilities of digital tools, but also the difficulties that accompany them. If they are reduced to an instrument of amusement, the risk is that they curse the music subject instead of enriching it. Thus, the digital tools place high demands on teachers to use them in a manner that truly serves the purpose of teaching.


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Prof. Franco Niccolucci
Scientific Coordinator
Franco Niccolucci is a former professor of the University of Florence and of the Science and Technology in the archaeology Center of the Cyprus Institute. He has been the coordinator of the projects PARTHENOS, ARIADNE, CREATIVE CH, COINS, CHIRON and 3D-ICONS. He is the author of about 100 publications in the domain of ICT applications to CH. He was the chair of CAA2004 and founder of the VAST conference series in which he co-chaired the 2000, 2003, 2004, 2011 and 2012 editions.
Nicola Amico
3D modeling and acquisition
Nicola Amico is involved in the research of integrated technological solutions (involving laser scanning, photogrammetry and topography) for surveying artifacts and monuments and realizing digital 3D models for conservation, valorization and communication of Cultural Heritage.
Sheena Bassett
Sheena Bassett has spent most of her career involved in consultancy, research and project management with a focus on information technology. She is the Project Manager for PARTHENOS (also previously for 3D-ICONS) and is also involved in the ARIADNE infrastructure.
Achille Felicetti
Knowledge representation and semantic web
Achille Felicetti is specialised in of knowledge representation, semantic web and definition of ontologies for Cultural Heritage. Among his tasks at PIN, are development and maintenance of digital services and infrastructures, on-line collaborative work platforms, databases and mapping tools and OS web-based applications.
Csenge Kosztolànyi
Cinzia Luddi
Virginia Niccolucci
Graphic and comunication
Cristina Pugi
Administration Officer
Paola Ronzino
Ontologies for cultural heritage documentation
Paola Ronzino is a researcher in ICT applied to cultural heritage, with a PhD in Digital Cultural Heritage and a degree in Archaeology. Her research concerns the development of ontologies and metadata schemas for archaeological and architectural heritage documentation. Currently she is involved in the Project Management Team of ARIADNE and PARTHENOS and she has participated in several research projects concerning ICT for Cultural Heritage, cultural semantics and digital libraries.
Stephanie Williams
Stephanie Williams joined the VAST-LAB team in 2006 as an administrative assistant. Since then, she has been involved in the day-to-day management of the laboratory and the European projects. Additionally, as she is bilingual, she is responsible for liaising with foreign partners, and for the translation and revision of texts.
Francesco Capaccioli
Anna Reccia