text: Hi Everyone, I'm a Team Leader in the U.K. I am comming over to see Mickey & Co. in the Fall. Over here we have some agreements in place for discounts with different companys. My Question is. Are there any such agreements over in the U.S.A.? I would love to hear from anyone who has any ideas for saving a few Bucks while visiting Florida. Car Rental, Parks & Eating etc. Thanks for taking the time to look. Ade


text:
Design options save taxes let after new law even after the new inheritance / gift tax law: protection of Schenker the threshold, volunteered to type laboriously acquired assets, the hand is very high. The parents fear losing their influence on their assets. This is often overlooked, that only the IRS rejoices over so much restraint. The children inherit later, they have to pay high taxes if necessary. The backup needs of parents can be worn on other account. Despite donation of the House, for example, a lifelong right of residence can be granted to them. Rented objects, parents can still take the rent by granting a so-called usufruct. Also called rules of conduct should be the donation contract"recorded that will prohibit, for example, the sale or the borrowing of the real estate.
Owner-occupied residential properties with a donation to the spouse no solve the owner-occupied house or the owner-occupied condo Gift. In the succession owner-occupied house or the owner-occupied condo when the spouse is also tax-free, but only if he inhabited the House for 10 years even. An exception is here only if he is prevented from overriding reasons relating to the use of the self, for example, when a stay in a nursing home is necessary. The acquisition by the children is in the succession under the same conditions exempt, but only up to a floor space of 200 square meters. Rented residential properties rented residential real estate are tax to 10 percent. The transfer of leased residential real estate is erbschaft-for you / gift tax significantly less expensive than the transfer of leased commercial properties.
Not all parents have accumulated their wealth in real estate money equal to real estate. Many have blocks of shares, fund units or a savings account. Money with the obligation, to buy a certain property to left, for example, their children. The transferred sum of money must be at least 10 percent of the future Land purchase price amount. The Treasury acknowledges this design as indirect land donation, puts money equal to real estate and evaluates the donation with the tax value for real estate. Although the tax values for real estate by inheritance tax reform have increased, yet still a savings in sometimes on this way. "Real estate company" who think about it, to give away a particularly large housing stock, should urgently with a tax law expert advice. There are various possibilities to tax cheap to pass large assets. The "real estate company" can be for example a GmbH & co. KG. The real estate assets leased for residential purposes is so extensive that there is a housing company, a complete tax exemption is possible within the framework of the business assets reductions in the inheritance/gift tax. The company also allows the transfer of assets (shares) on the next generation, without that you your Influence on the ability to give up. Petra Weichert lawyer, specialised in tax law, diploma financial landlady (FH) Bergisch Gladbach, Cologne area weichert

subset: commoncrawl


text:
Any questions, let me know.
Any comments? Sheesh, no comments in a week, thats weak.
- Home
- Indicators-Live Charts Not to Lose Sight Of!
- Investment Links
- Bond Charts
- Market Summary Charts
- Real Data Series
- Euro Bond Charts
- Thinkscript and Code
- Fukushima and Disaster Resources
- All Things Federal, Think on These Things
- Buying Silver and Calculations Related Thereto
- Gold, Silver, Platinum, Palladium HOW TO BUY
- Seasonality
- Forex Considerations
Thursday, December 12, 2013
Russell to break a channel and go down
Posted by Stock at 10:42 AM
3 comments:
Great charts Steveo.ReplyDelete
Got stopped out of TZA cause I moved the stop too tight and missed most of the big gains :( Now looking for new entry if we get a little bounce in the RUT.
Yep in the of not just QE but highly manipulated markets, any short positions need be nimble. I missed FSLR bear flag even though it was within my sites. shite!ReplyDelete
Yep, got the nice drop in spx, closed half, and then set stop on half, and miss market pretty much top ticked me before heading on down again. Was working and no ability to watch market, so disgusting to come back and see that....still a nice week, but the top tick exit sucks!ReplyDelete
Subscribe to: Post Comments (Atom)


text:
We heard a few months ago that a third Bad Boys movie was officially coming with a really enthusiastic tweet from Will Smith and Martin Lawrence.
Will just dropped an Instagram post that indicated Bad Boys for Lif3 production has started. On Sunday the actor said ""Day 1. I'll keep y'all posted," along with a photo of scripts for the film.
The movie will hit theaters next January.
Many of us saw THIS a few months back when everything was signed off on...


text:
Fact is: They have been. We've been repeatedly warned. See this, this, this and this as an example of something the terrorists have planned which is dubbed "American Hiroshima".
All the terrorists are waiting for is the right time and the right excuse combined with a complacent national security aparatus. Despite 9/11, the American public is almost completely blind to any threat on the homeland.
At this point in time, it's more difficult to determine whether or not the unpreparedness or the act itself poses a greater threat.
A U.S. congresswoman is warning that while the world's eyes are on Iran's growing threat against Israel, the Islamic nation's terrorist surrogates may have already formed sleeper cells here in the United States.
Rep. Sue Myrick, R-N.C., asserted in a radio interview today she believes it's possible that Hezbollah, the radical terrorist organization tied to Iran, may be working with Mexican cartels to funnel not only drugs, but also terrorist sleeper agents into the U.S.
"Former [Defense Intelligence Agency] people and others have told me what is going on, there have been a couple of arrests in this country relative to people who have had ties to Hezbollah or Iran, and my concern has been with the drug cartels and the gangs that are operating in Mexico," Myrick said. "There is, what I have been told, a very strong presence there of coordination between the two." Continue reading


text:
Summer Flowers
For the best flowers for summer, turn to Elaine's Flower Shoppe! Send someone special a bouquet of vibrant summer flowers, a long lasting plant or get summer wedding flower ideas! Whatever the case, Elaine's Flower Shoppe, your local Depew florist is here to help. We even offer flower delivery nationwide!


text:
QTI Group
Proudly supporting the Boys & Girls Club with our 14th annual Bike4BGC team!
Please sponsor us. Just click on DONATE TO THIS TEAM at right.
Or select a rider to sponsor below.
Thank you for your generous support!
The QTI Group is the talent expert who:
understands, advises, and connects,
so that its customers can
adapt, grow and succeed.
Comprehensive human resources services including recruiting, staffing, consulting, and HR partnering solutions. Headquartered in Madison since 1957, with nine offices across Wisconsin.
Team Captain:
Peter Gray
Funds Raised: $5450
$15900 raised
106% QTI Group's goal: $15,000
Pledges raised support the ongoing mission of the Boys & Girls Club of Dane County to provide programs that inspire and enable our youth to realize their full potential.


text:
We stay in a technology age nowadays where the relevance of data is leaking right into all elements of our life. This trend is converting to cycling as well. So, collecting flight data is becoming an increasing number of essential for bicyclists. They use it to track their performance and progression as well as improve their biking capacities.
Today, mtb computer systems are able to gather as well as show data such as cadence, GPS info, heart price, elevation, burned calories, power, and so far more. They have actually ended up being a crucial tool for any type of rider who is major regarding tracking their progression as well as progressing at biking.
In this short article, we'll instruct you all you require to find out about cycling computers so that you can get the most effective biking computer for your needs.
Bike Computers Types
As the various features of bike computer systems have actually been establishing, so have various kinds of bike computer systems. Today, these kinds vary in regards to connection, being analog or electronic, having GPS or otherwise, as well as various other elements.
Let's undergo several of one of the most prominent kinds of bike computer systems and also discover more about them.
Just How Do Bike Computers Work?
Cycling computer systems use an extremely basic, yet resourceful concept to gather as well as reveal valuable data to you. They are generally constructed from 3 almosts all: a) a magnet, b) a sensor, as well as b) a processing unit.
The speed sensing unit is placed on the front fork, whereas the magnet is connected to a spoke on the front wheel. The sensing unit then records every single time the magnet passes in front of the sensor and make use of that info to determine various other information.
In order for your bike computer to display correct data, it requires to know the exact area of your wheel and also tire. It then multiplies the variety of turnings of the wheel with the circumference and gauges the distance and the speed.
The sensing unit can be wired or cordless, however the concept that is being utilized coincides.
On the other hand, GPS made it possible for bicycle computer systems to just use the GPS info they get from a satellite in order to measure useful cycling data.
Picking a Cycling Computer
GPS vs. No GPS
If you have any kind of interest in tracking your trips, making use of Strava, or browsing with your computer then you need a GPS allowed model such as the Garmin Edge 1030, Side 820, Side 520 And Also, Wahoo Physical Fitness ELEMNT BOLT, Lezyne Super GPS, Lezyne Micro C GPS, or the Lezyne Mega XL. Biking computer systems with GPS sensors track your location throughout the program of your trip as well as permit you to upload your trip data to Strava, as well as contend for segment times and also KOMs. It likewise makes it possible for you or others on Strava to see a map and data of your trip. Beyond the social element of Strava, going after KOMs or personal records can be a terrific method to remain motivated or boost your training.
Sensing unit Compatibility
One more point to consider is whether you want to invest in an ANT+ gadget. If you intend to use your tool for training and track measurable fitness data with Strava, Educating Heights, or you are dealing with a coach, you will certainly wish to select a device that is ANT+, and or Bluetooth Smart sensor allowed. Every one of the GPS allowed biking computers we checked work with sensors, so these days you can generally be sure that a cycling computer can couple with your sensors. That stated, computers that don't have GPS feature, such as the Cateye Strada Slim, do not pair with sensors as well as can not save or move private flight data.
Sensors are commonly used by riders involved in significant training and also can be purchased over time as your requirements advance. These generally consist of heart rate screens, speed and also tempo sensing units, and also power meters. Modern electronic drivetrains like Shimano Di2 and SRAM Red eTap operate in a comparable way as well as can commonly be coupled to your computer as well. Every one of the Lezyne models, the Wahoo Fitness designs, as well as the Garmin Edge 1030 collaborate with both types of sensors. The Garmin Side 820 as well as the Side 520 And also are just suitable with ANT+ sensing units.
Maps vs. No Maps
If you frequently take a trip with your bike or like to check out, then cycling computers with routable maps such as the Garmin Edge 1030, Edge 820, and Edge 520 And also must get on your list, as need to the Wahoo Fitness ELEMNT SCREW. The Lezyne Mega XL likewise comes preloaded with maps and can download maps for particular locations for offline watching and navigation. Other GPS biking computer systems like the Lezyne Super GPS and also Micro C GPS give navigation however without maps. Yes, they cost even more loan, yet having the ability to see where you are and get directions can be priceless.
Every one of the GPS made it possible for computer systems in our testimonial have the ability to produce courses as well as press them to your device for navigation. Each buddy application is capable of producing or importing routes. The Garmin Edge computers have vivid shade displays for seeing their preloaded maps, as well as they, have the most robust navigation features. The Wahoo Physical Fitness ELEMNT Screw and the Lezyne Huge XL aren't far behind.


text:
It's the time of year when everyone has ghosts and other assorted creatures on the brain. It is also the time of year when people begin to crave horror media. TV shows, movies, books, video games, everyone wants that perfect scare. When it comes to anime, there aren't many series that I'd consider to be horror shows. Most of them have some other genre mixed in that prevents them from being full on horror. That hasn't stopped me from finding a few shows that I consider to be perfect for stormy nights.
1) Shiki
As I mentioned before, there aren't many shows that I would classify as strictly horror, but Shiki is one of those few. It's not an action show, it's not a slice of life show, it's nothing except psychological horror. Its appeal lies in a haunting musical score, gorgeous art style that hides no gruesome details, and the perfect setting for superstition and terror.
The show takes place in Sotobamura Village which resides basically in the middle of nowhere and is one of the few places that still buries the dead and marks the graves with wooden markers made from the trees surrounding the village, leading to people saying that the village is surrounded by death.
While the show never really tries to hide the fact that the things that go bump in the night are the very definition of classical vampires, it does ask its viewers one simple question: Who are the real monsters?
Shiki's brand of horror relies on suspense and the fact that it goes out of its way to make sure you understand that no character is safe. It sends chills down peoples spines, makes them tense, but never outright scares you. Or at least, it doesn't go out of its way to scare you since there aren't really any jump scares. It's all about psyching you out, about instilling terror. And that is what makes it so great. It doesn't really on cheap tricks to be horror.
2) Corpse Party: Tortured Souls
Based on the games of the same name, Tortured Souls is a 4-part OVA series that is the literal definition of horror. It doesn't get any purer than this. A bunch of kids perform a ritual and end up in a nightmarish version of a school that once stood where their current one does. Roaming the halls of this school are spirits of all sorts, most of which will kill them given the chance.
Probably the best part about this series is that it spares no expense when portraying the various ways that characters die. Entrails are drawn with so much detail that I almost vomited. Ever wonder what the sound of someones tongue being cut off with a pair of scissors sounds like? Me neither, but now I know and I wish I didn't.
3) Highschool of the Dead
Weren't expecting this one, were you? Highschool of the Dead is one of those strange series that is supposed to be horror, but ends up being funnier due to the excessive amounts of fanservice. However, I'm that rare breed that, while I do enjoy some fanservice, I can look past it to see the rest of the show, and what I see here is probably the best zombie anime out of there. I've watched many anime over the years, and none of them have honestly come close to depicting zombies the same way HOTD does. It depicts them as they're meant to be: Shambling corpses of friends and strangers who, in large enough numbers, are a very serious threat to your life expectancy.
But HOTD goes BEYOND the ever present threat of the zombies themselves and decides to show you just how far humanity can fall when faced with the apocalypse. Morals fly out the windows and ones baser instincts become the law of the land. Survival of the fittest, messiah complexes, repopulation, insanity, you name it, the show touches on it in some capacity. And that makes it hit a lot harder because it shows humanity at its lowest and with hope nowhere to be found.
Honorable Mentions
1) Higurashi No Naku Koro Ni
When I first started watching Higurashi, it seemed like the perfect horror show. Within the first five episodes, I got everything I wanted. It was so psychological and intense that I wanted MORE of that. I didn't get more of that. What I got were time loops, more moe(Which admittedly actually added to the creepiness), and more slice of life. But it was still very much horror and quite unsettling, which is why it's an honorable mention.
2) Ghost Hunt
Ghost Hunt isn't a horror show, persay, it's more of a mystery show. The catch is that it's a paranormal mystery show, dealing with spirits and such. Some of the story arcs are just nice, while others are downright unsettling. It's a mixed bag, but it's on this list because it can still instill terror in you when it wants too.


text:
Banking While Shopping or Shopping While Banking?
January 29th, 2013
It's assumed that most people do their banking through, well, um, a bank (yes, even if that bank is an app on your iPhone or a website you log into). But in many countries, banks are not the only ones who provide banking services. In fact, in many countries, it's not unusual to do your banking in post offices. Whether it's Germany's Deutsche Postbank, Japan Post Bank, or Brazil's Empresa Brasileira de Correios e Telégrafos, each of these countries (and a slew of others) provide full-scale or scaled-down banking services to postal customers.
Yet what's interesting about this fairly obvious point is that in some cases the banks are moving into retail stores and in some countries the opposite is true, with banks hosting non-banking partners and other service providers. A New York Times November 2012 article entitled "On the New Shopping List: Milk, Bread, Eggs and a Mortgage" got me thinking about this topic in a bit more detail. With its focus on U.S. retailers (warehouse clubs specifically) offering financial products to their customers, one has to wonder why this is a shock at all to some people. Whether this shift is due to the 2008 global financial crisis, limited access to physical bank branches, high fees, lack of knowledge about online banking apps, or the convenience of prepaid products, the fact remains that what's described in this article is a growing segment in many markets. For instance, the article mentions that in the U.S. alone, "roughly 10 million households … do not use a bank, up from nine million three years ago." Based on 2009 U.S. Census data stating that there are 118.6 million households in the U.S., this essentially means that roughly 8.5% of the U.S. population has no formal banking relationship. (The article goes on to say that an additional 24 million U.S. households (so now we're talking 29% of the U.S. population in total!) use nonbank financial services such as prepaid cards.)
And this October 2011 New York Times article entitled "Reinventing Post Offices in a Digital World" describes almost the opposite situation. It explains how the German post office system is closing down physical branches and moving some of its physical services to be embedded within bank branches, convenience stores, and even private homes in some cases!
So whether you're using a bank from a post office based in a house or you're buying a financial product from a retailer you never even knew offered such products, what does this all mean for risk managers, for consumers, and for regulators … and why is this topic worth tracking? First off, this shifting within the financial services marketplace is something that has been going on for some time already; regulators are well aware of these changes and are adjusting their sights accordingly. Secondly, it is only a matter of time until consumers don't think anything of blending together their purchase of a retail item like a t-shirt or gift with their purchase of a financial product. And finally, financial crime will continue to move, as well, leveraging these products and "routes to market" to launder money, to hijack money from users' accounts, and to generally continue to create mayhem among consumers and financial services providers alike.


text:
11 November 2014
Dispute Looms At Jacobs Liverpool
From GMB: "No Crackers For Christmas" As Dispute Looms At Jacobs Liverpool Over Imposed Changes To Terms And Conditions Of Employment
Senior management have now issued a letter to all employees at Aintree unilaterally suspending company sick pay with immediate effect says GMB.
800 GMB members at Jacobs Biscuits factory in Aintree Liverpool voted, in an official strike ballot that closed on Thursday 30th October, by 84% in favour of action in a dispute over sick pay.
GMB members at Aintree are renowned for manufacturing the Jacobs 'Cream Cracker' and The 'Club' Chocolate Biscuit.
GMB has held back from notifying the company of dates for strike action to allow time to engage in further discussion to resolve the issues in dispute. Strike dates will be announced shortly.
Last week it was announced that United Biscuits has been purchased by Yildiz which is a holding company of the Turkish Manufacturer Ulker which has pledged investment in the United Biscuits sites in the UK (and particularly Aintree) as part of becoming the third largest manufacturer of biscuits in the World.
Stuart Fegan, GMB National Officer for the food manufacturing industry said "A meeting took place at Aintree on Wednesday 5th November to discuss resolution to a current dispute at the site.
However senior management of United Biscuits have now issued a letter to all employees at Aintree unilaterally suspending company sick pay with immediate effect and advising the workforce that they are looking to source the products manufactured at the Aintree site elsewhere.
GMB is advising the TUC and affiliated unions with members in other plants of the position and asking them to resist any attempts of management to move Aintree's products to other United Biscuit sites and possibly overseas in what we believe is a deliberate move to inflame the dispute at Aintree which we have made some progress in resolving.
GMB understand that the 'TUC' branded product is in the process of being outsourced to a United Biscuit production facility in Poland."


text:
The Kids in the Hall's Bruce McCulloch on His Love of Sandwiches
Yesterday, Bruce McCulloch of the Kids in the Hall participated in an Ask Me Anything on Reddit. He answered a lot of fans' questions about his creative process and future projects, but his most enlightening feedback came in response to whether or not he liked sandwiches:
"i love sandwiches. they are trustworthy. you tell a sandwich a secret - it will stay a secret. Some people think they taste good. I don't know about that - i just keep them around as my 'secret keepers'"
Get our best secret keepers like the ever-dependable sausage, pepper and onion and 33 other sandwiches.


text:
Saturday sees two Offaly teams look to land Leinster success as both St Brigid's and Shamrocks line out in Leinster finals.
Shamrocks will have home advantage in O'Connor Park as they take on Kildare's Twomilehouse in the Leinster club Intermediate football decider while St Brigid's will make the long trip to Drogheda to take on Louth champions Dundalk Young Irelands in the Leinster club Junior final.
Shamrocks have been in impressive form to date and having come through Offaly unbeaten, they took care of Wicklow, Carlow and Wexford opposition on route to the final. Their semi final win over Horeswood of Wexford was particularly impressive but it came at a cost with Scott Delaney, Alan Heffernan and Conor Condron all on the injured list.
Twomilehouse will go into the game as favourites but it seems that both teams will have their toughest test of the year and an exciting and compelling game of football lies ahead.
St Brigid's were beaten in the Offaly Intermediate final by Ferbane but as it was Ferbane's second team, it was the Croghan men who were chosen as the Offaly representatives in the Leinster club Junior championship.
They have defeated Meath, Dublin and Kildare opposition to progress to the final as they look to end the year on a positive note and land a history making Leinster title for the club.
Both games throw in at 1.30pm and there are extensive previews of both games inside on pages 74, 75, 77, 78 and 79.


text:
"If you teach yoga only for the body, it becomes a part of physical training, physical culture, physical exercise, which is incomplete. The body is not isolated from the mind or from the emotions or from the spirit.
Out of all the different traditions in the world, the Satyananda Yoga / Bihar Yoga Tradition aim at integrating the physical, psychological and spiritual dimensions of yoga in one practice."
Swami Niranjanananda
Swami Niranjanananda is the manas putra of Swami Satyananda, his mind born son. Swami Satyananda invited a divine soul of his choice to take birth and that soul was Swami Niranjan. He lived in his guru's ashram from an early age, and there he underwent rigorous sannyasa training, after which, at the age of eleven, under the guidance of his guru, he left India and travelled extensively to further the establishment of Satyananda Yoga ashrams and yoga centres throughout the world. This deepened his experience and profound understanding of contemporary society and modern scientific trends.
He has provided practical guidance and inspired aspirants everywhere to live a yogic lifestyle by integrating head, heart and hands and developing spiritual awareness. He was president of the Bihar School of Yoga from 1983 – 2008. In 1990 he was initiated as a Paramahasa Sannyasin and in 1995 appointed spiritual preceptor in succession to Swami Satyananda. In 1994, he established the first yoga university of its kind, the Bihar Yoga Bharati (BYB) an Institute for Advanced Studies in Yogic Sciences and in 2000 the Yoga Publications Trust. He also initiated a children's' yoga movement, Bal Yoga Mitra Mandal in 1995. In parallel with the developing activities in Munger, he travelled in India and all over the world to meet the call of yoga aspirants everywhere. In 2010, he established Sannyas Peeth, a center dedicated to protecting and propagating the ideals of sannyasa.
He is the author of numerous books on yoga and spiritual life and is universally revered and loved as a spiritual master, not just because of his infinite wisdom and compassion, but because he is a man who radiates joy and celebrates each moment of life.
External links to pages about Swami Niranjan:


text:
The Trump administration on Monday moved to reimpose the first round of Iranian trade sanctions that had been suspended under a 2015 nuclear agreement, distancing itself from every other country that signed the deal and marking another decisive moment in the accord's unraveling.
The renewed sanctions starkly highlighted the divisions between the United States and its allies. The Europeans that were parties to the agreement said they would protect their own companies from legal reprisals and work to maintain Iran's access to the financial system and its continued export of oil and gas that forms a large share of its income. Continue reading.


text:
patterns > RosyPosy Designs and 1 more...
> Crocus Shawlette
Crocus Shawlette
An airy shawlette with a stockinette body and delicate yet simple lace border that resembles crocuses. This piece is a perfect wrap for late spring and summer evenings. The narrow crescent shape is worked top-down and achieved with rapid increasing at each edge, allowing you to choose your final size as you knit.
The samples are shown in fingering weight yarn, but any weight yarn may be used (adjust yardage accordingly).
Skill level: Easy to intermediate. Written instructions are used, with a schematic of the Crocus stitch for reference.
Extra Small (Small, Medium, Large)
44 (50, 56, 62) inches wide x 13 (14, 15, 16) inches deep
400 (450, 500, 600) yds fingering-weight yarn
Small samples used:
Baah Yarn La Jolla, color: Silver Lining
Madelinetosh Tosh Merino Light, color: Nectar
106740 projects
stashed 126308 times
9783 projects
stashed 11666 times
- Page created: June 6, 2011
- Last updated: February 24, 2013 …
- visits in the last 24 hours
- visitors right now


text:
Upcoming Hyphen Hyphen Events
Discount Hyphen Hyphen Tickets for sale! The Ticket Lodge has largest selection of cheap and premium tickets often including VIP Hyphen Hyphen tickets and Hyphen Hyphen Meet and Greet passes. As a discount supplier of Hyphen Hyphen tickets, the Ticket Lodge can often offer the lowest prices around. Also be sure to check our list of Hyphen Hyphen Promo Codes to save even more off our already low prices!
We are a resale marketplace, not the venue. Prices are set by sellers and may be above or below face value.
applied filters:


text:
Volume 15, Issue 15
July 6, 2016
On May 31, 2016, the National Labor Relations Board (NLRB) issued a decision in the case of American Baptist Homes of the West that significantly weakens an employer's long-standing right to hire permanent replacement workers during an economic strike.
The National Labor Relations Act (NLRA) gives employees the right to strike in support of economic demands. When a striking employee makes an unconditional offer to return to work, an employer is required to immediately reinstate the employee. An employer has the right, however, to continue operating its business during a strike. As such, the employer is permitted to hire permanent replacement workers during an economic strike. If the employer chooses to exercise this right, it does not have to reinstate a striking employee. Instead, the employee is placed on a preferential rehire list.
Since 1938, the employer's motive in choosing to hire replacement workers has been considered immaterial. The employer is permitted to exercise this right "at will." The Board's decision in American Baptist Homes changes this important principle by effectively removing the restriction upon considering an employer's motive in hiring replacements. Now, if an employer hires replacements to discriminate or retaliate against striking employees for their protected conduct, the employer has violated the NLRA and must reinstate the striking employees.
The impact of this decision is significant. In the past, an employer could offer permanent jobs to replacement workers, providing job security in exchange for an applicant's willingness to cross the picket line. Now the employer and the potential replacement worker face uncertainty -- if an improper purpose is attributed to the employer's decision to hire the replacement, the Board will force the employer to fire the replacement and reinstate the striker. Certainly, it will now be harder for an employer to obtain replacement workers. Moreover, unions may be more likely to engage in economic strikes now that the employer's rights have been weakened.
If you would like to discuss this case in more detail, please contact a KZA attorney.
KZA Employer Report articles are for general information only; they are not intended and should not be construed to be legal advice. Reading or replying to such articles does not establish an attorney-client relationship. In addition, because the subject matters and applicable laws discussed in Employer Report articles are often in a state of change and not always applicable to every type of business entity or organization, readers should consult with counsel before making decisions based on the same.


text:
What's the trick to capturing your best side? That's a great question and one that I am asked all the time. Let me break it down for you and please don't be fooled by what seems to be the most simple answer. The key is revealing your joy. I know…sounds super duper easy, right? Well, it is in theory; in action it can be a bit tricky. As women in this modern culture we are bombarded with images of what we think is the "ideal" woman splashed all over the media. From the time we wake up 'til the time we take our first sip of our coffee or tea we have already seen numerous examples of how media portrays the perfect woman. Well, ladies, I know the secret behind most of those images: Photoshop…that's right, it ain't all real!!! Why we have fed into this fairy tale is a good question and one I am not sure I can answer with any sense of justice.
Ok, I'm getting off subject…back to it. We as women have an obligation to ourselves to speak loving thoughts to our reflection. As my bestie reminds me all of the time, we are made mostly of water and water retains energy. Why would anyone speak negative thoughts to their reflection if they knew the damage it was causing them. It is not only easier to speak positive thoughts, it will also give you energy and joy. When we speak and think in gratitude life becomes a playground. Thoughts become things, right? I think the key to taking a great picture starts at your core. Joy and love ooze out of you if you are abundant and living in them. Ever wonder why brides look so gorgeous? They are literally spilling over with love. Love and joy are transcendent, they ignite a photo and make you take a second peek and want to know what is happening on the other side of that lens. Ladies, this is not hard, we all have it in us, it is just about finding and living in that space of love and gratitude.
A few things will help you when you sense that lens targeting on your shinning face. Ohhhhh boy this is your moment to shine and let the world see your joy. Rule #1, ENJOY it. Trust me, when you are 90 and looking back at images captured of you, you will consider these images some of your greatest treasures. Remember why you are at the event that you are being captured, your bestie's wedding, a family reunion, a friends birthday, a sunday in the park…whatever it is, events where the camera comes out are usually events filled with love and joy. Connect into that energy and you can't give a bad angle! Seriously, joy and laughter make the best images!! Laugh with your friends, enjoy the moment and the shot will be perfect!
Want to take a hot shot to impress your latest lover?? Easy peesy! Next time you are out with your girlies for a night on the town, whip out that camera and shoot away. Fun fact, shooting from a higher angle is fabu for instant wide eyes. Eyes are the windows to your soul, right…let those puppies shine!! Chin down and slightly out creates a yummy highlight on your incredible bone structure and stunning wide eyes. Before taking a sassy photo, say to yourself or out loud, "I dare you to____." It will give you a bit of the naughty energy that will burn through the lens and give a zinger to the viewer of the image.
OK, Courtney, but how I do I do that when I am not feeling my best and I see my friend at a party with that dreaded point and shoot and know that by the end of the party I will be receiving an email saying I have been tagged in 100 Facebook images. Girrrrrrrrrllll….I sooooo understand!! First things first. Clue into why you are not feeling your best. Have you had a rough day, went on a hike and still have some zit cream on your face and just don't feel like being in front of the lens? Please do not feel bad about hitting up that friend and saying, "Hey ____, I love that you are capturing this moment for everyone, but I am just not feeling up to being in these shots today, I would really dig it if you could lovingly not point the lens in my direction, and please for the love of God do not tag me on Facebook." Ladies, we have all had these days and if she is any friend of yours she will hear you and comply with your wishes with a loving heart. If this is happening more often than not, I challenge you to explore why. You deserve to look in that mirror and love the reflection that is looking back at you.
Moral of the whole big story, be at peace at the place where you are. The most incredible images are when the pure you is shinning right on through!


text:
This is a list of links to my past projects, a "catalog" of sorts. Click on the images to see more about the project!
Work in Progress:
Lace Bodysuit
Embellished Bustier
All Finished Projects:
This is a "mini collection" I'm working on, inspired by one of my (and many other peoples :)) favorite tv-series Mad Men. Basically I want a collection of 50ies/60ies inspired basic patterns that I can whip up in many different fabrics and with different details to make them all different, and to get closer to my dream wardrobe!
To graduate here in Switzerland, you have to complete a project (called "Maturaarbeit") over the course of about a year. The theme of the project can be chosen freely (science, art, literature, music etc.), but there are guidelines (like that there has to be written part, mine was about 35 pages). My whole process took about 1.5 years as I started early. The title of my project is "We Want War" and in short, I designed and sewed 4 dresses inspired by the ocean (more specifically the deep sea) and to a part by the song "we want war" by These New Puritans. My concept surrounding the project is quite complex, and is really important to me since it was my way of expressing things I thought (and still do!) about a lot. For my presentation I also recorded and edited a short video, a sort of "fashion video sketch" and took and edited photos ("campaign sketches") of the dresses and ink in water (to fit the concept).


text:
Running Around The World
Got a passion for running? Destination racing could be for you! Read on for some inspiration - we can make your travel dreams a reality!... read more
Maybe your flight is delayed, you have a long layover or you arrived early for your flight; whatever the reason, you've found yourself needing to... read more
How are Hotels Catering to the Wellness of Business Travellers?
As frequent travellers know, it's more difficult to maintain a healthy lifestyle when you're always on the road. In a recent survey, 41.7% of business... read more


text:
WASHINGTON – U.S. Customs and Border Protection (CBP), in partnership with the U.S. Army Corps of Engineers (USACE), will begin construction on the San Diego Secondary Wall Project with the first panels to be in place on February 18, 2019.
On December 20, 2018, CBP awarded a contract to construct up to 14 miles of secondary wall in California within the U.S. Border Patrol's (USBP) San Diego Sector (SDC). The contract was awarded to SLSCO Ltd. using CBP's Fiscal Year (FY) 2018 appropriations.
The Office of Congressional Affairs serves as the single point of contact within CBP for all communications between CBP and Congress. OCA is committed to addressing any question or concern Members of Congress or their staffs may have related to CBP's complex mission.


text:
Select One Of The Leading Detox Rehabs Facility New York – Call (877) 430-9797 Now!
Abruptly stopping the use of a substance is terrifying, damaging and even life-threatening for people who are affected by profound addiction. Often, people that have tried to stop using in the past have used the 'cold turkey' method, or attempted to use their self-control to quit. Partially because substance abuse is extremely powerful, and in part because the latent reasons for using drugs or alcohol have not been addressed, attempts to stop the use of drugs or alcohol without certified help usually fail. Majority of Detoxification Recovery Centers New York believe that detox is a powerful tool, and the most important step towards recovering, but detox is NOT treatment.
What Is Detox?
Detoxification, or detox, involves cleansing the body of a substance, while at the same time managing the symptoms of withdrawal. Detox should be accomplished rapidly and properly, and, for lots of addicts, is a crucial first step in rehab. The most critical factor to remember about detox is that it is NOT rehabilitation, and can't 'cure' the addict or alcoholic. Treatment and rehab are the only real and established paths to recovery. Treatment programs strongly suggest continuing into treatment in any Alcohol and Drug Rehabilitation New York for the most efficient recovery results.
The form of detox that each New York Detox Treatment Facility recommends is based on the individual's level of addiction and the substance that they're using. Social detoxification is often carried out in a residential or outpatient environment, and does not normally require clinical supervision. Some measure of supervision is required, however, and clients participate in educational meetings, support meetings, and group therapy during social detoxification. Medical supervision and, on occasion, the prescription of medicine are features of medically supervised detoxification (sometimes called medically supervised withdrawal), which normally occurs in a hospital or clinical health facility. This kind of detox should be monitored by a skilled clinical staff for the health and safety of the client.
Rehab Center Strategies
Many Detox Rehabs Service Centers New York are aware that different kinds of substances are result in a variety of withdrawal symptoms, making it essential to take part in a detox program that takes this into account. Depressants, such as barbiturates, benzodiazepines, and alcohol, may result in hallucinations, tremors, seizures, and increased blood pressure, heart rate, and internal temperature, so is important to steadily stop taking those substances. Withdrawal from stimulants (including amphetamines, methamphetamine, cocaine, and Ritalin) is most often mild, and emotional support from family members, friends, and counselors is essential. However, suicidal thoughts, suicide attempts, paranoia, and psychosis are not uncommon, so when appropriate psychiatrists recommend medicine to avoid stimulant psychosis. Opioids, like heroin, morphine, codeine, and OxyContin, can result in withdrawal symptoms that are minor or severe health dangers, like runny nose, sweating, nervousness, depression, quickening pulse and breathing, bone and muscle sensitivity, vomiting, and diarrhea. To reduce very serious withdrawal symptoms, artificial opioids are utilized infrequently, however must be used sparsely because they also cause substance dependency.
Begin Your Recovery Today!
Ideally, if a person wants detox in order to cleanse a drug from their body, then they'll want to stop using all together. For this reason, it's very important to realize that detox is just meant to be the first step, and isn't, in itself, treatment. The only way to experience real and long-lasting recovery is to enter rehab. Professional recovery experts from different Recovery Services Centers New York are available 24/7 to answer concerns regarding detox, rehabilitation, and treatment, or detox and treatment centers.


text:
Yes, insists Marc Lubner, CEO of Afrika Tikkun. This is something he has been passionate about since his family first started Afrika Tikkun in 1994. Under his guidance, the organisation has undergone several transformations, and he is about to lead it through its most significant change yet—to shift from a development organisation that serves the needs they believe are suited to the community, to one that marries the needs of the community with the needs of their donors.
It's a change he believes is entirely necessary, given today's economic climate. "Afrika Tikkun's primary goal has always been to try to address the issue of youth unemployment," he explains, adding that the organisation adopted a unique Cradle-to-Career model to help it do just this.
As the strategy suggests, the organisation's first involvement with beneficiaries starts when they are very young, at community-based Early Childhood Development centres. From there, children are encouraged to continue with Afrika Tikkun every day after school where they are developed as leaders, to fulfil their potential in every aspect of their lives. After school, if they are not successful in gaining access to tertiary education, Afrika Tikkun offers skills development courses, which, crucially, equip them not only with technical skills but also social insights. "This is the real point of differentiation," says Lubner. "We're aware that it's one thing to help a graduate secure a job, but it's quite another to ensure they keep it and add value to the organisation," he adds.
The problem here is that while many graduates of skills development programmes have the same technical proficiency as their peers raised in more privileged suburbs, they lack the nous that helps them get to grips with the basics of workplace culture. This is where Afrika Tikkun's proposition has always been at its most compelling: equipping township graduates with vital social skills.
The organisation's support doesn't end there, however. Cognisant of the growing pressure facing corporates in terms of transformation, it set up the Afrika Tikkun Investment Trust as a vehicle for BEE ownership transactions. The funds generated through these transactions are used in the development of skills programmes in the charity arm of Afrika Tikkun—and in this way, the Trust helps with another aspect of transformation—to create a pool of skilled graduates, which will boost employment equity figures. The activity of placing graduates into jobs is implemented by the third arm of Afrika Tikkun—Afrika Tikkun Services, an enterprise development entity specialising in skills development and placement.
It's a closed loop that makes a lot of sense—so why the change in approach to their donors? "We identified the need to listen more attentively to our clients; to find out what they really need in terms of staffing," Lubner says. He notes that the NPO environment is becoming increasingly challenging: at a time when many corporates are trying to prevent job losses, donations to charities are compromised, no matter how worthy the cause. What's more, the future of our township graduates can hardly be guaranteed in this economic climate. "Our model was effective in a context of economic growth. It is less well-suited to our current market of zero or low economic growth," Lubner observes.
He adds that the NPOs that will survive these difficult circumstances are those that prove they're able to do more than simply provide a feel-good glow and a few extras for beneficiaries. Successful NGOs will have to offer tangible benefits to corporate clients, which will ensure their sustainability—hence the decision to implement a structure which is noticeably more corporate in nature.
Central to this, according to Lubner, is the alignment of the management of all three Afrika Tikkun operations, so that they are united according to a common goal and purpose. This has been bolstered by the appointment of key senior executives, whose expertise lies in instilling corporate disciplines in the organisation. This change is being supported by Chief Financial Officer, Jevin Cassel and Chief Operations Officer, Birgit Vijverberg.
Appointed in 2017, Cassel brings with him 15 years' experience in audit, financial management, project management and management consulting. Cassel has made a mark at several of the world's leading financial institutions, including JP Morgan Chase and BNP Paribas in London. Moving back to South Africa in 2009, he worked as Head of Decision Support: Project Management Office at Standard Bank before moving on to the CAF Group, where he was appointed Financial Director.
Afrika Tikkun's newly-appointed Chief Operations Officer, Birgit Vijverberg, brings a unique blend of skills honed in the development sphere. Her involvement at the Umsobomvu Youth Development Agency, working first as a Programme Manager of several initiatives and then as Manager: Skills Development, dovetails perfectly with Afrika Tikkun's mandate to create a workplace-ready pool of youth.
These individuals will add further competence to the already experienced executive team; including Onyi Nwaneri, a Human Rights Lawyer, and an operating team in the townships of highly-qualified general managers; Sipho Mamize, Patricia Ledwaba, Manny Mhlanga, Nehwoh Belinda Geh and Lizo Madinga. Together, these General Managers manage a staff of close to 550 individuals, the majority of whom are recruited from their communities for their grassroots expertise. They are professionalised and developed in an ongoing way to create a uniquely empowered workforce with a strong sense of ownership and investment.
This powerhouse staff ensures that Afrika Tikkun is able to operate on a fresh footing, says Lubner: "In our new guise, Afrika Tikkun is not about persuading corporates to donate to skills development because it's a nice-to-have. Rather, we are thinking and operating as a commercially-minded entity, competing with any other HR provider consulting to a corporate client whilst still performing as a non-for profit motivated by getting youth employed." The emphasis, therefore, is on understanding a client's precise needs in terms of recruitment and ensuring these needs are answered down to the last detail.
This process has already started: the new structure was decided on after much research and deliberation, which included asking corporate clients what their HR and BBBEE needs are. The organisation built on this by hosting internal strategy meetings as well as a workshop, attended by board members and donors, to ensure that a spectrum of stakeholder views are included in the new organisational structure. "It's all about becoming more customer-focused. We have realised the need to operate as any other business; at all times aware that we have to service customer needs," he explains.
Lubner's understanding of the necessity of this new focus has been built by his grasp of another dynamic: the fact that in corporate South Africa, growth is readily applauded. This is no major revelation, but what is interesting is that NPOs that achieve the same growth are perceived as too-well funded and frowned upon. "It seems that there are different criteria in place for judging the successes of NPOs and corporates," Lubner points out. He likens the double standard, which applies to flourishing charities to "tall poppy syndrome".
"It's as if stakeholders believe that there is a limit on the funds which may be accrued by a charity. "Once they have exceeded this amount, there's a suspicion that 'extra' funds are being used inefficiently," he says. In reality, he notes that there is no such thing as "sufficient" funds. "The truth is that there is a huge and growing number of people who require developmental support. Moreover, their needs are growing, too," he explains. Add to this the difficulty created by strapped corporates reluctant to give donations, and it's easy to see why Lubner opted to take his organisation in a new direction, generating enterprise development fees, and dividend income.
By repositioning Afrika Tikkun, Lubner is looking forward to seeing the organisation judged according to the same criteria used to evaluate the success of commercial enterprises. It's nothing more than common sense, he says: "Ultimately, we're all after the same thing: we need to create a tangible difference in our communities. A corporate might achieve this by selling more product in order to make better profits; we also want to grow, as growth gives us the security of knowing we can cover our operating costs and ensure we are able to better serve beneficiaries—and more of them." The best tool in terms of evaluating the organisation's prowess, he continues, is the success of individuals placed within corporate clients.
"Our message is this: there is nothing to safeguard charities from the change that is sweeping through our environments. Corporates have adapted to a new way of doing business; one that is more accountable and responsive. And we cannot afford to be any different. We're simply making the change of mindset now," Lubner concludes.


text:
Events for March 30, 2020
Events Search and Views Navigation
8:00 pm
Sam "The Muleman" Miller
Sam "The Muleman" brings his "Southern Country Fried" Rock sound to our stage from 8:00pm - 12:30am! Influenced by R&B and Country Music and inspired by the music of B.B. King and Hank Williams, Sammy "Muleman" Miller mixes many musical flavors to create his own 'Southern Fried' recipe. His original tunes prove that the blues […]Find out more »


text:
ko in russia.
King Oscar made its introduction to Russia some years before the Revolution of 1917. Today, King Oscar is revolutionizing the seafood aisle in grocery markets around the world with superior quality and delicious taste. In Russia, we offer our #1 selling gourmet cod liver. We prepare our special delicacy from the fresh, unfrozen livers of cod fished from the icy waters off the Lofoten Islands in the far north of Norway – an area famed for its fishing traditions, natural beauty, and clean seas. Bring a warm jacket if you come visit us here.
The world's best cod liver, made from fresh-caught cod, never frozen. Preservative-free, a true delicacy, fished from arctic waters following a Norwegian tradition that goes back more than 1,000 years.


text:
Episode 57 – Shama Hyder discusses her new book Momentum and how to propel your marketing and transform your brand in the digital age. Shama is a best-selling author and an award-winning CEO. She's been called the "master millennial of the universe" and featured in Bloomberg Businessweek, The Wall Street Journal, The New York Times and The Huffington Post among many others. Stay tuned after the interview for five action items to immediately take advantage of the ideas and advice in this interview.
Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Android | RSS | More


text:
Business Objects (BO) is used to generate a report showing the schedule of employees. In the schedule the day of week is displayed as a header, which makes it easy for the employees to read. The data is retrieved from an Oracle database server.
There are two situations, one with a native Oracle installation and one with a sequenced Oracle installation.
In one situation the week starts on Sunday (zondag) in the other on Monday (maandag), resulting in a vague schedule for the employee. Although the date is correct, the corresponding day of week isn't.


text:
The marketing objectives are key to any successful business. There is not point trying to do something if there isn't an objective at the end or throughout the process.
Typically, clients marketing objectives include some or all of the following:
Each one of these topics may have other objectives to help achieve them. We will help you with exploring your marketing objectives through a creative collaborative approach using digital marketing methods. We love to delve into a business and see how it really ticks, it then helps you with a fresh pair of eyes to separate the wheat from the chaff and come up with clear objectives for your marketing activities.


text:
A Bipartisan View from Congress with Representative Gil Gutknecht (R) and Representative Mike Kopetski (D)
It is with great pleasure that the Bangor Foreign Policy Forum welcomes former Representatives Gil Gutknecht (Republican) and Mike Kopetski (Democrat) to present their views of where the US stands in the World today and how it should handle the myriad of challenges that it faces. Both representatives have extensive governmental and business experience and bring a wide range of experiences to our presentation. There will be ample time for questions from the audience. Please join us for this unique event which is co-sponsored with the Cohen Institute for Leadership & Democracy.
About the Speakers:
Former Congressman Gil Gutknecht of Minnesota served 12 years in the Minnesota House of Representatives before serving 12 years in the U.S. House. He served as Vice Chair of the House Science Committee where he was involved with federal research into new technologies. He also served as Chairman of an Ag Subcommittee that oversaw renewable energy programs. He chaired the Congressional Study Group on Germany that met regularly with top German political and business leaders. During his time in Congress he recognized that Americans have every right to expect institutions, public and private, be accountable for the resources they are given. He believes as Rev. Jesse Jackson does that "If you want to change the world, you must first change your neighborhood; If you can't change your neighborhood, at least be a good example."
Congressman Gutknecht won numerous awards for his fiscal conservatism. He was voted a Watchdog of the Treasury and is especially proud of his service on the House Budget Committee. During his tenure on that Committee, the federal budget was balanced and nearly half a trillion dollars worth of federal debt was paid off. He strongly believes that it is fundamentally immoral for one generation to artificially improve their standard of living by borrowing against the next.
He frequently speaks to college students around the country about his time in Congress. While in Congress he did a call in radio show which ultimately grew to a network of 13 stations. The former Congressman can still be heard as a frequent contributor on call in talk shows. Gil believes in giving back. He is an accomplished Auctioneer. Using his skills, he has helped raise over $2 million for charities ranging from 4H and the Boy Scouts to Cancer Research.
Gutknecht currently serves as an advisor to several companies including TransparaGov Corporation, a leading developer of software tools designed to bring visual analytic technologies used by Fortune 500 Companies to governmental bodies. These tools help policy-makers become better stewards of public funds, make smarter decisions, help prevent fraud while promoting greater transparency and accountability.
He met his wife Mary at the University of Northern Iowa where he graduated with a degree in business. They have three grown children and four small grandchildren
Former Congressman MIchael Kopetski has a long relationship with Washington DC having served as a research assistant to the Senate Watergate Committee (1973-1974). He then served as a committee administrator in the Oregon Legislative Assembly (1977-1982) before becoming an Oregon state legislature (1985-1989). He served as the representative for Oregon's Fifth Congressional District (1991-1995).
While in Congress, Representative Kopetski served as member of the Committee on Ways and Means with jurisdiction over policies on U.S. trade, tax, and health care. He also served on the House Committees on Judiciary, Agriculture and Science, Space and Technology.
He was very active in foreign affairs and was the leader of the bi-partisan delegation to the Parliamentary Assembly of the Council of Europe Annual Meeting in Paris (September 1994). He participated in the official visit to India and Pakistan to discuss arms control and trade issues with leaders of respective governments (April 1994). He participated in the official visit to China to discuss trade, arms control and human rights issues with Chinese leaders (December 1993). He was a co-leader of the bi-partisan delegation to Mexico promoting NAFTA (November 1993). He participated in official visits to Paris, Geneva and Mexico City encouraging progress on negotiations for a comprehensive test ban treaty (1993). In addition, he was part of an official visit to Israel for security briefings and discussions with Israeli leaders, including a personal visit to refugee camps in Gaza, and of an official visit to refugee camps in Hong Kong (Vietnamese), Thailand (Hmong), India (Tibetans), Turkey and Iraq (Kurds) as part of the Subcommittee on Refugees Assignment (August 1991).
Representative Kopetski served as the House Floor whip's team member to pass the 1993 Reconciliation Bill. The measure originated in the House Ways & Means Committee on which he served. Passage of the legislation resulted in structural changes to the Federal budget such that a balanced budget was attained. He was named to the House's Bipartisan Leadership Whip teams on international trade, and he actively participated in the successful effort to secure passage of the North American Free Trade Agreement, the General Agreement on Tariffs and Trade implementing legislation, and the extension of Most Favored Nation trade status for China.
Representative Kopetski established the House of Representatives Working Group on Mental Health. This bipartisan, 60 Member organization quickly became the principal policy-making apparatus for mental health issues ultimately resulting in the inclusion of mental health benefits in Ways and Means Committee's 1994 health care reform legislation.
Representative Kopetski introduced legislation to end nuclear weapons testing and successfully organized the bipartisan effort to obtain the legislation's passage and enactment over the opposition of the chairman of the committee of Jurisdiction and of the Administration.
Since leaving Congress, Representative Kopetski has worked as a consultant for Boeing, Metropolitan Life Insurance Company and many other companies. In addition, he was the Secretary/Treasurer of the Board of Directors of the NATO Summit Host Committee in Prague in 2002. He participated as an election observer three times in Ukraine and was involved in projects in Iraq and Indonesia to mentor legislators.


text:
Very little can be found on this make and model of vintage travel trailer. We're renovating one and I will add more info as I get it.
La Cabana
La Cabana Trailer Co. 2679 Riverside Drive Los Angeles, CA
According to one owner, the La Cabana company was bought by Westerner a few years after founding. That's maybe why there are so few years of manufactured campers under the name La Cabana. Early Westerners (1958) look identical to 1954, 1955 La Cabanas, proving the lineage.
1954, 1955
Double bed in back, dinette converts to double bed. Kitchen with Stove, ice box, sink. Closet.


text:
So I read the USA today article on pitchers.
My feeling is that it's in desperate need of controls and not particularly helpful. Quick thoughts.
1. 2006 is the highest-scoring year of the last five. Trying to point at ERA escalations in that year is a hard thing to do, because run scoring was up across the board. At least the authors did make some attempt to compare those pitchers to the overall MLB population, but they were inconsistent about it.
2. Perhaps more importantly, players chosen for the WBC were chosen in part based on the prior year. When you the players who have a good season that prior year, that sample of pitchers will be more prone to regress the next year than a random selection of pitchers.
Pitchers' ERA's vary a LOT from season to season, so if you choose the top-25 pitchers in a given year and compare their performance in the next season, that elite group will undoubtedly show a larger increase in ERA compared to a random sampling of MLB pitchers. This is classic regression to mean stuff. Maybe I'll run some examples tonight if I get in the mood.
3. Injury stats in that article provide absolutely no comparison to typical injury rates. To my eye, that makes their use border on dishonest and deceptive.
4. How much more were these players used compared to how they would have been used in spring training? How much more intense was the usage? I'm sure it's a bit higher (at least in intensity), but I'm frankly pretty skeptical that it's all that much higher.


text:
Money in bank in 24 hoursApply now
Your home loan may contain many charges
Pick a lender who is transparent and keeps costs down
Any alterations in loan terms can incur additional charges
High charges increase the cost of your loan
Lenders usually tell you the interest rate attached to your home loan, but it is important that you look beyond it. While the interest rate is a good way to judge the affordability of a loan, knowing the additional fees and charges will give you the complete picture.
You need to pay a conversion fee when you switch from base rate to MCLR rate. This is a one-time process and the reverse cannot be done. Here, lenders charge you a fee of up to 0.5% plus taxes on your loan outstanding, at the time of conversion.
On the other hand, with NBFCs where MCLR is not applicable, you can shift interest rates all along the tenor by paying a nominal conversion fee.
Say you have taken a loan at a fixed interest rate of 12% and now with time, the interest has reduced to 11.50%. By paying the conversion fee, you can reset to the lower interest rate. You can use the home loan EMI calculator available on lender websites to calculate your EMI on the altered interest rate, before finalizing the conversion.
MODT acts as a legal undertaking stating that you have willingly deposited all your property documents to your lender as a security against your home loan. In case you fail to repay the loan on time, the lender has a right to your property based on the MODT. To register MODT, government levies a stamp duty of 0.1%-0.2% of the loan amount. This fee varies across Indian states.
The processing charges for home loans are levied to cover all administrative costs incurred in verifying and approving your application. This fee is non-refundable and thus, you will not get any moneyback even if your loan is not sanctioned. Many financial institutions sanction loans on zero processing fees, while some charge up to 2% of the loan amount. Some lenders only charge processing fees on loans they have approved, and deduct this amount from the loan amount that is sanctioned to you.
Additional Read: Home Loan Fees and Charges
While applying for a home loan, you have to submit all your documents to the lender. The financial institution keeps these in safe custody and deposits them with the Central Document Repository (CDR). When you want to retrieve your documents after Home loan closure, your lender may ask you to pay some cash to relieve your documents from CDR.
For the verification of your documents and property, a lender appoints a team of legal and technical experts. They are responsible for carrying out a thorough investigation of your financials and your property on behalf of the lender. To conduct this legal and technical service, lenders may charge you a fee.
Most lenders attach separate charges on your home loan towards foreclosure and part-prepayments. To avoid paying such charges, you can choose a floating rate of interest on your home loan. As per the RBI's directive, no lender can levy these charges on a floating interest home loan. However, if you have a fixed rate home loan, you may pay up to 4% of your total outstanding during foreclosure and 2% on prepayment.
Additional Read: Home Loan Stamping and Franking Charges
On every delayed and missed EMI payment, your lender applies an additional charge on your monthly obligation. As a penalty, lenders in most cases apply a 2% additional interest on each missed or delayed EMI.
In case your EMI cheque bounces or your ECS gets dishonoured, you need to pay a penalty over and above the penal fee. Charges levied by lenders can go up to Rs.3,000.
You can request an increase or decrease in your EMIs or request the alteration of the tenure anytime after you make prepayments on your loan, or if you are unable to sustain the hefty EMI burden, or have more income and want to repay your loan sooner paying more as EMIs. To process your request, lenders charge a fee of up to Rs.500.
If you default on your EMIs for a long duration then lenders conduct legal procedures via which they recover thedue loan amount. In most cases, they will attach the cost of the procedures as a recovery charge along with your due amount.
So, it is best for you to carefully read about all the additional charges before applying for a home loan. This will help you plan your finances accordingly, and also understand what you shouldn't do in order to keep costs down.
Bajaj Finserv brings you pre-approved offers for personal loans, home loan, business loans and a host of other financial products. Not only does this simplify the process of availing financing, but also helps you save on time. All you have to do is share a few basic details and check out your pre-approved offer.
Need instant financing? Think it. Done with Bajaj Finserv.
What did you dislike?
What did you dislike?
What did you like?
What did you like?
What did you like?
Thank you for subscribing


text:
Hervis Skiverleih Bad Gastein
Hervis Skiverleih Bad Gastein
Bad Gastein
Hervis Skiverleih Bad Gastein
Pyrkershöhenstraße 1, 5640 Bad Gastein
- Najam skija / Snowboard-Verleih / sports shop /
- Sezona
- 01.01.2018 - 31.12.2018
Our store is located right next to the suspension bridge to the Stubnerkogel valley station. We have a wide selection of sports goods on offer for sale and rent. With our top-quality equipment and professional advice, you're guaranteed to find the right product to ensure that you can enjoy carefree holidays and lots of sporting fun on 118 kilometres of slopes. You can extend the hiring period for as long as you want at any time and you can also exchange the products (in the same category) for free.


text:
By Julie Leonard
Do you feel overwhelmed by the amount of stuff you have in your house?
You are not alone. The average family home has 27,000 items, so it's no surprise that many of us feel that we have a clutter problem. Many of us have grown up being told that owning things will make us happy: the latest phone, gadgets, clothes, bags, etc. The result is often the opposite. Clutter has an effect on you physically (how things physically take up space in your home) and emotionally (it can leave you drained and lacking in energy and motivation, with low levels of concentration and feeling more emotional and overwhelmed).
And clutter often reflects our state of mind. It reminds us of all the things we aren't dealing with.
Decluttering is more than just having a tidy house. People are now coming around to the idea that less is more: more space, more time, more energy and more happiness. Letting go of the clutter allows us to get on with more important things.
There are many reasons why things often start to pile up and begin to feel out of control.
The good news is that you can regain control. And remain decluttered and organised.
As a busy working mum, I completely understand that finding time to declutter feels impossible. And any free time you might have, you don't fancy spending cleaning! But once you have completed a major decluttering of your home, you will notice big changes in how you feel and keeping it organised will get a whole lot easier.
So here are my Top 10 Tips to help you declutter:
- Go room to room and write a detailed list of all that needs to be decluttered. This is the list that you can start ticking off as you work through it, motivating you to keep going.
- Now write a goal plan for what you wish to achieve. Break it down in to small tasks such a 'go through my fridge and remove out of date food and thoroughly clean fridge,' or 'sort through all my t-shirts, only keeping the ones I wear and love.'
- Start with the easiest categories such as food, clothes and books. These hold less emotional attachment and are easier to sort through. Leave the more sentimental items until the end.
- Avoid being overwhelmed and use your limited time effectively by planning to declutter in small doses. It is amazing what you can achieve in 15 minute a day. For example, clean and organise one kitchen shelf per day.
- Enlist your children. If they are old enough, encourage your children to participate and give away clothes, books and toys they not longer use to other children who would enjoy them.
- If this doesn't work, get the support of your partner to take the kids out or entertain them so that you can sort through things.
- Even better, have the support of your partner to tackle the decluttering together.
- Get yourself an accountability partner. Telling someone your goals means that they can keep checking in with you and will keep you motivated.
- Have fun! Join the Über Moms 30 Day Decluttering Challenge and see if you can remove 465 items in one month. It's never too late to start!
- Find a flohmarkt, or post on Facebook or on eBay Kleinanzeigen and sell, sell, sell. Make some money and use it for something you need or a treat.
Decluttering is an ongoing business, especially if you have kids. Stuff comes into our homes daily. But it does become much easier once you follow my tips and get organised. Then it just becomes regular maintenance. And I promise you: you will find that you have more energy, more freedom, and feel lighter and happier. You may even find that you have more interest in new projects and more headspace to focus on the important things in life.
Happy Decluttering!
Julie Leonard is a Life Coach, Aromatherapist, Seminar Facilitator and Speaker with over 25 years of
experience in Psychology, Health and Coaching. She is from Scotland and is currently based in Munich.
Her passion is happiness and supporting women all over the world to transform themselves and their
lives in order to live to their full potential and happiness.
Check out her business here and remember that Über Moms benefit from a 10% discount on a Life Coaching sessions.


text:
Centex and Beazer show evidence of credit crunch dismantling their business models
Beazer has finally received a notice of default on their senior notes, to be considered an event of default in 60 days if not cured. This came about as a result of their failure o file their quarterly report with the SEC, due to an internal investigation of their ex-CFO's accounting practices. I have serious doubts about this company as an ongoing concern. Centex has opened a new warehouse credit line to fund their mortgages since their special purpose funding vehicle can no longer roll over asset backed paper in the commercial paper market, and more importantly (and an assumption on my part) are unable to reliably stand as an investment grade counterparty in their swap agreements. This new credit line is much more expensive to Centex, only funds conforming style mortgages (meaning only a mere portion of the volume of their previous deals get done), and commits them to repurchase the loans back from the bank, on demand. So basically, this is only short term financing that cannot be held passed a specific time period.
Other Events
Item 8.01 Other Events.
On August 31, 2007, CTX Mortgage Company, LLC, a Delaware limited liability company ("CTX Mortgage") and an indirect wholly-owned subsidiary of Centex Corporation, a Nevada corporation ("Centex"), entered into a committed bank mortgage warehouse credit facility (the "Warehouse Facility") with JPMorgan Chase Bank (collectively with other banks that may become parties thereto as buyers, the "Banks") in order to provide financing for mortgage loans originated by CTX Mortgage in the ordinary course of its mortgage finance business. The Warehouse Facility provides for, among other things, the sale by CTX Mortgage to the Banks, on a revolving basis, of mortgage loans with associated borrowings of up to an aggregate of $450 million. Such loans will generally be repurchased by CTX Mortgage on a specified date or on demand and will then be resold by CTX Mortgage to third parties. The facility has an accordion feature under which, subject to the successful syndication of additional committed capacity, the Banks may extend up to an additional $550 million of borrowings on mortgage loans on the same terms. Mortgage loans eligible for sale by CTX Mortgage under the Warehouse Facility are conforming loans, FHA/VA-eligible loans and jumbo loans meeting conforming underwriting guidelines except as to the size of the loan. For financial accounting purposes, borrowings under the Warehouse Facility will constitute short-term debt obligations of CTX Mortgage, and will be consolidated on Centex's financial statements. The Warehouse Facility renews and increases a similar $200 million warehouse credit facility that expired in August 2007. The Warehouse Facility contains various affirmative and negative covenants, representations, warranties and events of default or termination of a type generally customary for facilities of this type. In addition to the new Warehouse Facility, CTX Mortgage has a $200 million committed warehouse financing facility with another lender.
Until recently, CTX Mortgage funded the origination of mortgage loans predominantly through the sale of loans to Harwood Street Funding I, LLC ("HSF-I"), a special purpose entity. Under the HSF-I facility, HSF-I generally obtained the funds needed to purchase eligible mortgage loans from CTX Mortgage by issuing short-term securities. In mid-2007, the credit markets experienced disruption and a curtailment of liquidity. For a discussion of certain market conditions affecting our ability to finance our mortgage operations, please see the risk factors contained in our periodic reports on Form 10-K and 10-Q. As a result of the more recent market conditions affecting mortgage-backed loans, which worsened significantly in August 2007, beginning in August 2007, CTX Mortgage realized that it may not be able to rely on asset-backed funding vehicles, such as HSF-I, for its primary mortgage funding needs. In order to diversify its capital sources and provide additional liquidity, CTX Mortgage has elected to increase the amount of available warehouse credit lines by entering into the renewed Warehouse Facility. CTX Mortgage may seek to enter into additional mortgage warehouse facilities with other lenders. CTX Mortgage reduced the maximum amount of debt that HSF-I can issue from $3.0 billion to $1.5 billion. Further use of HSF-I will depend on market conditions.


text:
McVitie's launches Hobnob Flapjack variety packs
United Biscuits-owned McVitie's has announced the launch of the brand new multipack Hobnob Flapjacks with a selection of three different variants in the range.
The new variety bag contains 10 individual bars, with the flavours Oaty, Chocolate and Raspberry, and is priced at £2.
They will be rolled out to retailers this week, aiming for the packaging to stand out on shelves with the brand's identity.
The new format forms part of the brand's commitment to innovation within "out-of-home sharing" and is suitable for a snack-to-go, lunch boxes or picnics for consumers, said the company.
Ailsa Duguid, brand manager of McVitie's, commented: "We're excited to give our customers the opportunity to purchase their favourite flapjacks in a variety bag format, allowing them to pick a new best-loved flavour every day while also targeting sharing consumption.
"With an expected annual RSV of £1 million, and building upon the existing popularity of our McVitie's Hobnobs Flapjack range with shoppers, we are confident that this further expansion into the cake aisle will catch their eye."
Earlier this month, McVitie's added five new products to this year's Christmas cake range.
Want more stories like this in your inbox?
Sign up for our FREE email newsletter
- new
- cake
- range
- brand
- format
- mcvitie's
- flapjack
- Hobnob
- brand's
- variety
- £1 million
- expected annual
- consumption "with
- targeting sharing
- sharing consumption
- mcvitie's commented "we're
- commented "we're excited
- expected annual rsv
- sharing consumption "with
- targeting sharing consumption
Related articles:
My Account
Promotional Features
Most read
01 - 30 September, 2020
Sourdough September
07 September, 2020
Britain's Best Loaf
07 - 09 September, 2020
Food & Drink Expo, Farm Shop & Deli and National Convenience Show
24 - 25 September, 2020


text:
Behind the Eavesdropping Story, a Loud Silence," Byron Calame, New York Times, 1 January 2006, http://www.nytimes.com/2006/01/01/opinion/01publiceditor.html?ei=5090&en=73506e1ec61c1adb&ex=1293771600&partner=rssuserland&emc=rss&pagewanted=print (from Drudge Report).
The second "public editor" of the New York Times, Byron Calame, criticizes his employer for covering up the circumstances around the release of possibly damaging information
The New York Times's explanation of its decision to report, after what it said was a one-year delay, that the National Security Agency is eavesdropping domestically without court-approved warrants was woefully inadequate. And I have had unusual difficulty getting a better explanation for readers, despite the paper's repeated pledges of greater transparency.
For the first time since I became public editor, the executive editor and the publisher have declined to respond to my requests for information about news-related decision-making. My queries concerned the timing of the exclusive Dec. 16 article about President Bush's secret decision in the months after 9/11 to authorize the warrantless eavesdropping on Americans in the United States.
I e-mailed a list of 28 questions to Bill Keller, the executive editor, on Dec. 19, three days after the article appeared. He promptly declined to respond to them. I then sent the same questions to Arthur Sulzberger Jr., the publisher, who also declined to respond. They held out no hope for a fuller explanation in the future.
Despite this stonewalling, my objectives today are to assess the flawed handling of the original explanation of the article's path into print, and to offer a few thoughts on some factors that could have affected the timing of the article. My intention is to do so with special care, because my 40-plus years of newspapering leave me keenly aware that some of the toughest calls an editor can face are involved here – those related to intelligence gathering, election-time investigative articles and protection of sources. On these matters, reasonable disagreements can abound inside the newsroom.
Unlike whistleblowing in the face of subversion, this is troublesome. Revealing methods is dangerous, even if using foreign assets for surveillance is old news.
Let's hope this is investigated, and the criminals are properly punished.


text:
Sign up below to be added to our mailing list for the latest news updates, access to exclusive contents, and more!
With attractions like Discovery Green, Buffalo Bayou Park and Toyota Center just moments away, Lucienne is the perfect place to start or end your morning for brunch. Chef Jose Hernandez makes every weekend a treat with his delectable brunch menu. Call 713.242.8540 for reservations!


text:
Reds, GCU secure finals action
Adelaide United and Gold Coast United booked their places in the National Youth League finals series after sharing the spoils in a 1-1 draw at Hindmarsh Stadium on Sunday.
Adelaide United and Gold Coast United booked their places in the National Youth League finals series after sharing the spoils in a 1-1 draw at Hindmarsh Stadium on Sunday.
The Reds ended the season proper in third, four points behind next week's opponent Perth Glory, while Gold Coast crept into the top four, nudging out Sydney on goal difference.
The Reds' spot was virtually assured bar a catastrophic loss to Gold Coast as Sydney held Central Coast Mariners and tentatively denied them the minor premiership with a goalless draw on Saturday.
Saturday night's fixture saw Perth miss the chance to clinch the premiers' plate in a nail-biting 3-2 loss to Newcastle.
Adelaide United took an early lead 10 minutes into the first half through Evan Kostopolous.
The Baby Red powered a thunderous strike towards goal and Gold Coast keeper Jerrad Tyson parried the ball.
It bobbled in mid-air for a moment before crossing the line to the joy of the Reds.
Robson attempted to get Gold Coast back into the match with a rasping shot.
After a slick build up, Robson was teed up on the edge of the area by Ben Halloran.
The Brazilian's shot, though, was tipped over by Codey Larkin in the Adelaide goal.
The Reds began to assert their authority on the match with their wide players finding more space.
Lloyd Owusu had a couple of chances before the break.
Some loose checking from Gold Coast allowed Owusu to receive the ball inside the area but his shot from 9m was well saved by Tyson.
On the stroke of half-time the burly centre-forward was the first to react and picked up a loose ball on the edge of the area and cracked it first time, but watched as his shot whizzed past the post.
Gold Coast opened the stronger of the two sides in the second half knowing a draw would see it through to the finals.
After a quiet first half Taj Minnecon ramped up his game and looked more dangerous as Robson also found more of the ball.
With 55 minutes gone on the clock, Gold Coast grabbed an equaliser through Minnecon.
The young speedster raced onto a through ball and showed incredible pace to out-run two Adelaide defenders and coolly fire home past the advancing Larkin.
The Reds line-up included the likes of Paul Reid, who is on the comeback trail, Owusu and Inseob Shin, and the senior players began to step up for Adelaide, in a bid to stop the ever-pressing Gold Coast.
Reds striker Francesco Monteroso, who secured his second consecutive National Youth League Golden Boot award with 16 goals for the season, was substituted on the hour mark and his replacement Andrew Ciarla almost gifted Adelaide victory.
The midfielder beat the offside trap before crossing to the back post and finding fellow substitute Liam Wooding who could only watch his header hit the wood work.
Gold Coast went down the other end and very nearly claimed all three points when Mitchell Bevan's shot caused chaos in the Reds box.
The shot was initially saved by Larkin but ricocheted off a defender and onto the crossbar.
The Reds' blushes were spared, though, and the ball was eventually cleared.
Adelaide United next week travels to Perth to meet the Glory while Gold Coast heads south to face off against minor premier Central Coast.
The winners will meet in the Grand Final to be played on March 20.


text:
Free Expert Advice @ : 0161-5201500
Recently added item(s) ×
You have no items in your shopping cart.
Developed & Maintained by :
eKanwer India
Jolly Pharma India Provides one of the best Ayurvedic Slimming Powder for weight management. Unique ayurvedic formulation with natural herbs
Read more...
However, the most profound benefit of green tea is the antioxidants ( specifically catechins). Even green tea's caffeine level contributes to weight lose.
Jolly Pharma India introduced Best Ayurvedic Medicine for Lose Weight, Body Fat, Belly Fat. It helps to Control cholesterol and remove extra body fat.
Jolly Vaseir is fast acting formula which speedily cures all kinds of piles. Jolly Vaseir consist of herbs which are 100% Ayurvedic Medicine.
1 to 6 of 154 Item(s)


text:
Budget Amendment ID: FY2016-S3-552
Special Education Services Delivery
Messrs. Tarr, Ross, deMacedo, Fattman, Moore and Humason and Ms. O'Connor Ives moved that the proposed new text be amended by inserting, after section__, the following new section:-
SECTION__. Salem State University shall study, in consultation with the department of elementary and secondary education, local educational authorities and private educational providers, the delivery of special education services in the commonwealth pursuant to chapter 71B of the General Laws and all applicable federal laws, including the Individuals with Disabilities Educational Act of 1990.
Said study shall include a comprehensive evaluation of existing and potential models for providing special education, and the associated costs and benefits, including but not limited to the costs of personnel compensation, transportation, housing and assistive technologies. Said study shall also seek to identify means by which services and instruction may be provided in a proactive manner, without the requirement or need for an individual education plan, but so as to maximize learning progress in local educational settings.
Said study, together with any legislative recommendations, shall be filed with the joint committee on education and the clerks of the senate and the house of representatives not later than May 1, 2016.