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City Charter
Charter for the City of Wood Village, Multnomah County, Oregon AN ACT To provide for the government of the City of Wood Village, Multnomah County, Oregon. Be it enacted by the people of the City of Wood Village, Multnomah County, Oregon:
Section 1. TITLE OF ENACTMENT. This enactment may be referred to as the Wood Village Charter of 1953 as amended November 6, 1962, February 14, 1968, May 20, 1986, November 4, 1997, November 5, 2002, May 16, 2006, and May 19, 2015.
Section 2. NAME OF CITY. The City of Wood Village, Multnomah County, Oregon, shall continue to be a municipal corporation with the name "City of Wood Village."
Section 3. BOUNDARIES. The City of Wood Village includes all territory encompassed by its boundaries as they now exist or may be modified by the voters, the city councilor any other agency with the legal power to modify the boundaries.
Section 4. POWERS OF THE CITY. The city shall have all powers, rights, privileges and immunities which the constitutions, statutes, and common law of the United States of America and the State of Oregon expressly or impliedly grant or allow municipalities as fully as though this charter specifically enumerated each of those powers, rights, privileges and immunities.
Section 5. CONSTRUCTION OF CHARTER. In this charter, no mention of a particular power shall be construed to be exclusive or to restrict the scope of the powers which the city would have if the particular power were not mentioned. The charter shall be liberally construed to the end that the city may have all powers necessary or convenient for the conduct of its municipal affairs, including all powers that cities may assume pursuant to the laws and to the municipal home rule provisions of the constitution of the State of Oregon.
Section 6. DISTRIBUTION. The Oregon Constitution reserves initiative and referendum powers as to all municipal legislation to city voters. The council has legislative, administrative and quasi-judicial authority. The council exercises legislative authority by ordinance, administrative authority by resolution, and quasi-judicial authority by order. The council may not delegate its authority to adopt ordinances.
Section 7. WHERE POWERS VESTED. Except as this charter provides otherwise, all powers of the city shall be vested in the council.
Section 8. COUNCIL. The council shall be composed of five councilors elected from the city at large.
Section 9. COUNCILORS. Councilors shall be elected at the biennial general election for· a term of office of four years. Terms shall be staggered so that three councilors are elected at one general election and two at next general election.
Section 10. MAYOR. The council, from its members shall elect a mayor at the first meeting of the council in each odd numbered year for a term of two years.
Section 11. OTHER OFFICERS AND EMPLOYEES.
A. Additional officers of the city shall be a city manager and a city attorney. These officers shall be appointed and may be removed by vote of a majority of the whole council including the mayor. The appointment of these officers must be made without regard to political considerations and solely on the basis of education and experience in competencies and practices of local government management and local government law, respectively. Their tenure shall not be for any stated or fixed period of time. They shall serve at the pleasure of the council.
B. Additional employee positions may be created or eliminated as deemed necessary or convenient for the operation of the City and within the city budget. The council may adopt personnel policies and a classification and compensation plan to govern the employment relationship
Section 12. COMPENSATION. The council must authorize the compensation of city officers and employees as part of its approval of the annual city budget.
Section 13. QUALIFICATIONS OF OFFICERS. No person shall be eligible for an elective office of the city unless at the time of election the person is a qualified voter within the meaning of the state constitution and has resided in the city ring the twelve months immediately preceding the election. No person currently employed by the city shall be eligible for an elective office of the city. The council shall be final judge of the qualifications and election of its own members,
subject, however, to review by a court of competent jurisdiction. The voter and residence qualifications provided in this section shall not have application to appointive officers.
Section 14. MEETINGS. The council shall hold a regular meeting at least once each month at a time and at a place in the city which it designates. It shall by resolution adopt rules for the government of its members and proceedings. The mayor may, upon his or her own motion or at the request of three members of the council then in the city, call a special meeting of the council. All meetings shall comply with the State of Oregon Public Meetings Law.
Section 15. QUORUM. A majority of members of the council shall constitute a quorum to transact business, but a smaller number may meet and compel the attendance of absent members as prescribed by council rules.
Section 16. JOURNAL. The council shall keep a record of its proceedings pursuant to the State of Oregon Public Records and Public Meetings Laws.
Section 17. MEETINGS TO BE PUBLIC. All deliberations and proceedings of the council shall comply with the State of Oregon Public Meetings Law.
Section 18. MAYOR. The mayor presides over and facilitates council meetings, preserves order, enforces council rules, and determines the order of business under council rules. The mayor is a voting member of the council and has no veto authority. With the consent of council, the mayor appoints members of commissions and committees established by ordinance or resolution. The mayor must sign all records of council decisions. The mayor serves as the political head of the city government.
Section 19. PRESIDENT OF THE COUNCIL. At its first meeting after this charter takes effect and thereafter at its first meeting of each odd-numbered year, the council must elect a president from its membership. The president presides in the absence of the mayor and acts as mayor when the mayor is unable to perform duties.
Section 20. VOTE REQUIRED. Except as this charter otherwise provides, the concurrence of a majority of the members of the council present at a council meeting shall be necessary to decide any question before the council.
Section 21. CITY MANAGER.
The office of city manager is established as the administrative head of the city government. The city manager is responsible to the mayor and council for the proper administration of all city business. The city manager will assist the mayor and council in the development of city policies, and carry out policies established by ordinances and resolutions.
- The city manager must:
- Attend all council meetings unless excused by the mayor or council;
- Make reports and recommendations to the mayor and council about the needs of the city;
- Administer and enforce all city ordinances, resolutions, franchises, leases, contracts, permits, and other city decisions;
- Appoint, supervise and remove city employees;
- Organize city departments and administrative structure;
- Prepare and administer the annual city budget;
- Administer city utilities and property;
- Encourage and support regional and intergovernmental cooperation;
- Promote cooperation among the council, staff and citizens in developing city policies, and building a sense of common goals.
- Perform other duties as directed by the council;
- Delegate duties, but remain responsible for acts of all subordinates.
- The city manager is entitled to sit with the councilbut has no vote on questions before it. The city manager may take part in all Council discussions.
- In case of the city manager's unauthorized absence from the city, disability to act as city manager, discharge by the council, or resignation, the mayor, with advice and consent of the councilors, shall appoint a city manager pro tem, who shall possess the powers and duties of the city manager. No city manager pro tem, however, may appoint or remove a city employee except with the approval of a majority of the entire Council.
- No council member may directly or indirectly, by suggestion or otherwise, attempt to influence or coerce the city manager in the making of any appointment or the removal of any employee in the purchase of supplies or to exact a promise relative to an appointment from any candidate for city manager. A violation of this Subsection forfeits the office of the offending Council member after a public hearing by the council is held and the council determines that a violation of this Subsection has taken place. Nothing in this Subsection, however, prohibits the council in open session from fully and freely discussing with or suggesting to the manager anything pertaining to city affairs or the interest of the city.
Section 22 CITY ATTORNEY. The city attorney shall be established as the chief legal officer of the city and perform whatever duties consistent with this Charter are required by the council or the city manager. The city attorney may be an employee or retained as outside counsel and shall be a member in good standing of the Oregon State Bar.
Section 23. STATE LAW. City elections must conform to state law except as this charter or ordinances provide otherwise. All elections for city offices must be nonpartisan.
Section 24. TIE VOTES. In the event of a tie vote for candidates for an elective office, the successful candidate shall be determined by a public drawing of lots in a manner prescribed by the council.
Section 25. COMMENCEMENT OF TERM OF OFFICE. The term of office of a person elected at a regular city election shall commence the first of the year immediately following the election.
Section 26. OATH OF OFFICE. Before entering upon the duties of his or her office, each officer shall take an oath or shall affirm that he will support the constitutions and laws of the United States and of Oregon and that he or she will faithfully perform the duties of the office.
Section 27. CANDIDACY FOR CITY OFFICE. A person shall file or be nominated for candidacy for an elected city office as provided by state law or city ordinance.
Section 28. VACANCIES. The mayor or a council office becomes vacant:
- Upon the incumbent's:
- Death;
- Adjudicated incompetence; or
- Recall from office.
- Upon declaration by the council after the incumbent 's:
- Failure to qualify for the office within 10 days of the time the term of office is to begin,
- Absence from the city for 30 days without council consent, or from all council meetings within a 60-day period,
- Ceasing to reside in the city,
- Ceasing to be a qualified elector under state law,
- Conviction of a public offense punishable by loss of liberty,
- Resignation from the office, or
- Removal under Section 21(E).
Section 29. FILLING VACANCIES. A vacancy in an elective office will be filled by appointment by a majority of the remaining council members. The appointee's term of office runs from appointment until expiration of the term of office of the last person elected to that office, unless the vacancy occurs during the first two years of the predecessor's term and 90 days prior to the regular general election. In the latter case, the appointee's term expires on the first day of January following the general election, and the remaining two years of the unexpired term will be filled by nomination and election at the general election. If a disability prevents a council member from attending council meetings or a member is absence from the city a majority of the council may appoint a councilor pro tem.
Section 30. ENACTING CLAUSE. The enacting clause of all ordinances hereafter enacted shall be "The City of Wood Village ordains as follows."
Section 31. ORDINANCE ADOPTION.
- Except as authorized by subsection (b), adoption of an ordinance requires approval by a majority of the council at two meetings.
- The council may adopt an ordinance at a single meeting by the unanimous approval of at least a quorum of the council, provided the proposed ordinance is available in writing to the public at least one week before the meeting.
- Any substantive amendment to a proposed ordinance must be read aloud or made available in writing to the public before the council adopts the ordinance at that meeting.
- After the adoption of an ordinance, the vote of each member must be entered into the council minutes.
- After adoption of an ordinance, the city recorder must endorse it with the date of adoption and the city recorder's name and title.
Section 32. WHEN ORDINANCES TAKE EFFECT.
- An ordinance enacted by the council shall take effect on the thirtieth day after its enactment. When the council deems it advisable, however, an ordinance may provide a later time for it to take effect, and in the case of an emergency, it may take effect immediately.
- Notwithstanding subsection (A) of this section, no ordinance creating a new tax or increasing an already existing tax shall become effective unless the tax is approved by a majority of the voters of Wood Village at the next regularly scheduled election. Added May 16, 2006.
Section 33. PENALTIES FOR VIOLATION OF ORDINANCES. The council may by ordinance establish the penalties for violation of any city ordinance.
Section 34. CONDEMNATION. Any necessity of taking property for the city by condemnation shall be determined by the council and declared by a resolution of the council describing the property and stating the uses to which it shall be devoted.
Section 35. ACQUISITION AND DISPOSITION. The city shall have power to acquire by purchase, gift, deviseor condemnation any property either within or without its corporate boundaries for any municipal purpose, for the purpose of protecting, preserving or facilitating any improvements, for the purpose of bringing about such development of property along or in the vicinity of an improvement as will make the development harmonious with and adjusted to the improvement, or for any combination of such purposes. The city shall also have power to acquire by condemnation property in excess of that needed for the actual improvement and to sell or lease the excess of that needed for the actual improvement and to sell or lease the excess with such building and use restrictions and conditions as will tend to make its development harmonious with and adjusted to adjacent public improvements. The city shall have power to provide for the payment of any part or all of the cost of land or other property acquired for public use, of the cost of constructing, reconstructing, repairing, operating or maintaining any structure or work in the nature of a public facility or improvement including a public utility, and of the cost of any other public work or service by levying and collecting assessments upon the property specially benefited thereby.
Section 36. IMPROVEMENTS. The procedure for making, altering, vacating, or abandoning a public improvement shall be governed by general ordinance or, to the extent not so governed, by the applicable general laws of the state. A remonstrance by the owners of property representing at least two-thirds of the land area within the boundaries of the territory to be specially assessed for a proposed public improvement shall suspend action regarding the improvement for six months. For the purpose of this section, "owner" shall mean the record holder of legal title to the land, except that if there is a purchaser of the land according to a recorded land sale contract or according to a verified writing by the record holder of legal title to the land filed with the city recorder, the said purchaser shall be deemed the owner.
Section 37. SPECIAL ASSESSMENTS. The procedure for levying, collecting, and enforcing the payment of special assessments for public improvements or other services to be charged against real property shall be governed by general ordinance.
Section 38. BIDS PROCEDURES. Bids for public contract, including public improvements, shall be governed by State law including competitive bidding procedures, exemptions and emergency conditions, and the requirements of city ordinance consistent therewith. Amended November 4, 1997.
Section 39. DEBT LIMIT. The debt limit of Wood Village shall not exceed debt limits imposed by State law. Any city officer or employee who expends any public moneys in excess of this limitation or for different purpose than authorized by law shall be civilly liable for the return of the money, if the expenditure constitutes malfeasance in office or willful or wanton neglect of duty. Amended November 4, 1997.
Section 40. EXISTING ORDINANCES CONTINUED. All ordinances of the city consistent with this charter and in force when it takes effect shall remain in effect until amended or repealed.
Section 41. EXISTING RIGHTS AND LIABILITIES CONTINUED. Except as this charter provides otherwise, its adoption shall not impair or destroy any right, power, privilege, immunity or liability of the city existing at the time of its adoption.
Section 42. TIME AND EFFECT OF CHARTER. This charter shall take effect upon enactment by the voters of the City of Wood Village.
Section 43. SEVERABILITY. The terms of this charter are severable. If any provision is held invalid by a court, the invalidity does not affect any other part of the charter.


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ILOPE ILOPE is a Time-honored Photonics Exhibition of China since 1991. Known as the Photonics Festival in Beijing, ILOPE 2018 is expected to gather more than 300 exhibitors and 20,000 professional visitors seeking for business opportunities and communications in Laser, Infrared, Optics and other photonics industries.
See more on: www.ilope-expo.com
CIOE is the exhibition in optoelectronic industry featuring over 3,200 optoelectronic brands and their latest products in the area of 110,000m2 at the Shenzhen Convention and Exhibition Center. There are 5 concurrent specialized expositions focusing on optical communications, lasers, Infrared applications, precision optics, lens, camera modules and photonics innovations. The event is an annual gathering for the global optoelectronics professionals to network with business partners and discover the future trends.
To learn more about CIOE, please visit http://www.cioe.cn/en/.

subset: commoncrawl


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In case you are missing any of my videos over on YouTube, I'm spoiling you with another I thought you would like. I decided I would do a Spring/Summer make-up tutorial, but this time using all one brand. The brand I chose was Guerlain and includes their exciting new Terracotta summer collection.
Hope you enjoy and let me know what other brands you'd like to see a one brand tutorial of?
Subscribe to my channel by clicking here.
Shop The Video


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Joseph Bergen and Nicki Huang, two graduate school students from Harvard Graduate School of Design, created an online interactive map that shows people in different locations how much water consumer goods in their region use. With the help of Pacific Institute these two students went on to develop a map that allows you to click on different countries and different consumer products to compare and contrast the embodied water content, as well as the water usage and accessibility. Moving your mouse around on the map you can compare one country profile with another country profile for products or overall water supply. Also, you can print labels for each product embodied water count and used it as a reminder of your water usage and accessibility. This project has developed into a new trend of developing a water footprint and some of the reasoning behind why are listed below
Mind-Blowing Stats on Embedded water:
- One cup of coffee has 1120 (x 50 gallons) of water per cup. = 56,000 gal
- A pair of leather shoes has 16,600 (x 50 gal's) of water per pair= 830,000 gal
- A Microchip has 16,000 (x 50 gallon's) of water per chip = 800,000 gal
This website is worth while checking out to give you a reality check on embodied water you unknowingly consume
Another interesting project within the same realm
Chris Hendrickson and Michael Blackhurst; two engineers from Carnegie Mellon University estimated water use among +400 industry sectors. Calculated all water inputs used for these interrelated industries to shed light on the total amount of water that goes into the manufacturing of consumer products. Their work was published in the Feb. 23, 2010 edition of the journal Environmental Science & Technology. The results were overwhelming because more water use occurs indirectly as a result of processing (packaging, shipping, etc).
.In Terms of Gallons of Water needed to produce $1 worth of consumer goods:
- Cotton 1,300
- Fruit 480
- Flour milling 470
- Electricity 450
- Vegetables and melons 280
- Sugar 270
- Chicken 250
- Dog and cat food 200
- Cattle 190
- Tortillas 140
- Milk 140
- Paint 140


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September 10, 2012
Moms are special and a request for purrs and prayers
Mom saw this video of FB and it made her all leaky eyed. We agree - That's What Moms Do!! Cousin Trooper agrees!!
Cousin Trooper would like to ask you to send some purrs and healing prayers for his Mom. She is starting chemo again today. We're purring that this time it is easier and the nasty "c" goes away for good.
25 comments:
- Gemini and Ichiro said...
We are purring hard for his mama.
- September 10, 2012 at 12:05 AM
- Angel Prancer Pie said...
Purrs, purrayers, and pawsitive thought fur Auntie El! We hope this is the last of the evil C! xoxoxox
- September 10, 2012 at 12:34 AM
- The Furries of Whisppy said...
We'll be purring and purring and sending loads of loving thoughts to Auntie El!
- September 10, 2012 at 3:21 AM
- Summer at sparklecat.com said...
I am sending LOTS of purrs Auntie El's way! I want the chemo to send that cancer far, far away from her.
- September 10, 2012 at 4:05 AM
- Fuzzy Tales said...
Loud purrs from us to Auntie El, and universal healing Light from our human. We purray all goes well for her.
- September 10, 2012 at 7:25 AM
- Barb said...
Elinor has my prayers and the Gs purrs for sure! Thank you for asking us! Isn't it wonderful to have such a wonderful community of friends? Friends who you can ask when needed and friends who can provide when needed. It's just so marvelous! I truly believe that prayers and purrs are the most special gift you can give.
- September 10, 2012 at 7:49 AM
- Hilary said...
sending big purrs
- September 10, 2012 at 7:55 AM
- Sweet Purrfections said...
We're purring for all the moms out there and especially for Auntie El.
- September 10, 2012 at 8:29 AM
- Cotton said...
Sending lots of woofs and pawrayers!
- September 10, 2012 at 8:43 AM
- Cory said...
Sending purrs and tail wags for Auntie El!
Love the video!
- September 10, 2012 at 8:48 AM
- Hannah and Lucy said...
We are sending our best purrs and some special whiskery kisses to Auntie El.
Here's hoping this treatment will kick that nasty cancer's butt.
Luv Hannah and Lucy xx xx
- September 10, 2012 at 9:00 AM
- The Chair Speaks said...
We are sending lots and lots of purrs!
- September 10, 2012 at 9:05 AM
- Amber DaWeenie said...
We'll be sending prayers too.
- September 10, 2012 at 9:32 AM
- da tabbies o trout towne said...
this mewvie rocks; it shuld be showed like everee mother's day N we hope N purrayer for cousin troopers mom that her can beat de nastee azz C and her ree manes C free for ever N ever....
- September 10, 2012 at 11:01 AM
- Meowers from Missouri said...
uff cawse we will purr an' purray fur cousin' troop's momma! we hopes that Mr C. Moe will whup that cancer not only outta yer auntie but completely outta TOWN!! we sends gentle headbonks to her.
fanks fur stoppin' by our bloggie this mornin'! you are good furriend, even when we don't get around like we useta!!
peeyes: that was a powerful moovey! our mommer bawled a little bit, too. now our furs are wet!
- September 10, 2012 at 11:35 AM
- Cat Chat With Caren and Cody (Caren Gittleman) said...
now you've gone and done it! My eyes are leaky too. I had seen this but not in quite some time. It was so good to see it again.
We are also sending our purrs and prayers
- September 10, 2012 at 1:23 PM
- CCL Wendy said...
Of course we are adding our healing purrs to those from efurryone else. We truly believe it is the collective wave of PAWSitive vibes that makes the difference.
We hope your Mom comes up aces, Cousin Trooper.
- September 10, 2012 at 2:01 PM
- Brian said...
We are all sending t ons of purrs to Auntie El.
- September 10, 2012 at 2:25 PM
- Jans Funny Farm said...
That is cute.
Praying for Auntie El.
- September 10, 2012 at 3:20 PM
- BeadedTail said...
We're sending lots of purrs for Auntie El today! And if something makes your mom leaky eyed, we know our mommy would be leaky eyed too so she's not able to watch that video or she'll leak all afternoon.
- September 10, 2012 at 4:33 PM
- The Island Cats said...
We are purring for your mom, Trooper!
- September 10, 2012 at 4:48 PM
- Marg said...
We sure do send tons of purrs to Auntie El. We hope the chemo goes well. We are sending lots of prayers too. Take care
- September 10, 2012 at 7:08 PM
- Pattyskypants said...
We R purrayin'!!! xxoo
- September 10, 2012 at 8:14 PM
- Oui Oui said...
We are purring hard that "c" goes into remission and stays there. What a sweet video, we loved it! Bravo!
- September 10, 2012 at 10:25 PM
- Ellen Whyte said...
Purrs for Auntie El!
- September 10, 2012 at 11:50 PM


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Dark Things You'd Really Rather Not Know About Jim Carrey
If you were like most people who came of age in the '90s, then you grew up with Jim Carrey in your life. He was either introduced to you as Ace Ventura, or you stayed up all night quoting Dumb and Dumber with your friends until you passed out. Really, there are so many bomb Jim Carrey movie options that might've done the trick. But while he was making movies that would go on to be some of largest grossing comedies ever, he was also working on his scary Jim Carrey persona. This version of Jim Carrey has some very strange thoughts about medication, is torn on whether or not he actually liked his parents, and can't find love. From his time spent rubbing cheese on his hands on a movie set to his graffiti war with the New York City police, these weird Jim Carrey stories will make you think differently about the goofy Canadian star that you grew up with.
Before that, though, it's time to address the elephant in the room. There's a group of people who believe Jim Carrey killed his girlfriend, but the only two people who know the answer to that are Jim Carrey and his ex, and neither of them are going to talk about it. It's a disheartening blight on the career of Carrey who seems to be a very troubled person doing his best to exercise his personal demons through art. Although, at times, it looks like the harder he works at fighting his demons, the stranger his life becomes.
Ugh. Carrey says he was goofing around, parodying weirdoes on the Internet, but the unsettling profession of love to Emma Stone video he posted on YouTube is classic narcissistic behavior coming from someone who feels the need to act out for attention. So what if Emma Stone is pretty? That doesn't mean you need to tell her that. So what if you've been thinking up names for your "chubby little freckle-faced kids?" Don't tell her that.
This video is basically cat calling to the nth degree, but because it's coming from an ultra-famous guy, people tried to make excuses for why it's totally passable. Even if this were some kind of finely tuned satire, it's not very good satire to everyone. Carrey should focus his energy on more worthwhile pursuits, like making another movie where a guy talks out of his butt or becomes obsessed with a meaningless number and plays saxophone.
Things became incredibly strange and complicated in Carrey's life in 2016 when his on-again-off-again girlfriend Cathriona White committed suicide. It's an awful circumstance that no one should have to live through, and it had to take an emotional toll on someone who seems to be emotionally unstable in his everyday life. But to make matters worse, White's mother believes that Carrey enabled her daughter's suicide by providing the prescription painkillers that she used in her death.
White's mother filed a public suit that alleged Carrey's behavior included, "dumping [her daughter] out of concern for saving his own public image, calling [White] a 'wh*re' and shaming her, and then using his high-priced Hollywood lawyers and 'fixers' to intimidate and threaten her in an effort to silence her." According to Carrey's lawyers, White "sought out and stole Carrey's prescription medication from his home without his knowledge."
Just in case you were still holding out hope for Jim Carrey to have one normal bone left in his body, this piece of information is here to remind you that he's kind of the worst. After dating the Queen of anti-vaxxers, Jenny McCarthy, Carrey hopped on the crazy train and started posting tweets like this: "They say mercury in fish is dangerous but forcing all of our children to be injected with mercury in thimerosol [sic] is no risk. Make sense?" And, "I am not anti-vaccine. I am anti-thimerosal, anti-mercury. They have taken some of the mercury-laden thimerosal out of vaccines. NOT ALL!"
Hoo-boy. Here's the thing, most vaccines don't have mercury in them anymore, so that argument can be tossed out the window. And, even the ones that do contain a form of mercury contain something called ethylmercury, which is a compound that naturally degrades, ensuring that there's no buildup in your body. Ehtylmercury isn't the same thing as methylmercury, which you find in fish and can make you sick if you put too much of it in your body, especially if you're Jeremy Piven.
The important thing to remember here is that Jim Carrey is not a scientist. Jim Carrey is a man who is famous for doing impressions of Jimmy Stewart and talking out of his butt to Tone Loc, which doesn't give him the authority to explain what is and isn't safe to people on Twitter.
Oh no. One of the many upsetting things that came out about Carrey after his ex-girlfriend committed suicide was that one of their breakups came about after it was revealed that he had given her three different STDs. According to the Daily Mail, until 2013, Carrey was using the alias "Jose Lopez" for all of his medical records, which is a thing you can do apparently, and in that same year "Jose Lopez" tested positive for Hepatitis A, HSV (Herpes) I and II, and Chlamydia.
The White family's lawyers claim that after getting the results, "Carrey then proceeded to have unprotected sex with Ms. White with full knowledge that he was STD positive, including on February 12, 2013 (two days before Valentine's day and within weeks after learning the test results). Even after doing so, he failed to inform Ms. White that he had likely just infected her with STDs and possibly hepatitis A. This was not only callous, it was criminal."


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We listen to your comments so that we can strive for excellence in our service.
There are 3 ways to reach our hotel from the airport.
- Hotel Limousine Service – Incheon Airport-Hotel KRW 210,000 / Hotel-Gimpo Airport KRW 150,000
- Taxi – Regular Taxi Fare: Approx. KRW 70,000 / Premium Taxi Fare: KRW 100,000 (incl. toll charge)
- Shuttle Bus:
(1) KAL Limousine Bus: #6703 (to Gangnam) at #3 Gate (1F) *Terminal 1 / #6703 (to Gangnam) at #19 (B1) *Terminal 2
(The bus departs every 30 minutes, and the trip takes 90 - 120 minutes.)
Incheon Airport-Hotel: 04:59am ~ 18:11 pm (Terminal 2 -> Terminal 1)
(2) Korea City Air Terminal Limousine Bus Service
#6103 (to Gangnam) at Bus Stop 7 Gate (1F) * Terminal 1 / #6103 (to Gangnam) at Bus Stop #21 (B1) *Terminal 2
(The bus departs every 15 - 20 minutes, and the trip takes 60 - 90 minutes.)
Incheon Airport-Hotel: 04:10am ~ 21:30pm (Terminal 1 -> Terminal 2)
<Bus Ticket Price>
- KRW 15,000 (Incheon Airport-Korea City Air Terminal / Korea City Air Terminal-Incheon Airport)
There is no direct limousine bus line from our hotel to Gimpo Airport. However, the limousine No.6000 is available at the bus stop in front of Grand InterContinental Seoul Parnas main gate (near Exit 5 of Samsung station, Subway Line 2). It takes about 1 hour and 20 minutes, but the time required may vary depending on traffic conditions.
By subway, it takes about 40 minutes by express train to Gimpo Airport from Bongeunsa station, Line 9, near InterContinental Seoul COEX. At Gimpo Airport, International Terminal is about 900 meters (15 minutes' walk) from the Domestic Terminal. Thank you for your reference.
You can take a KAL Limousine Bus in front of the hotel.
A ticket costs KRW 16,000 for an adult, KRW 10,000 for a child (Age 6 – 12). You may buy tickets (for adults only) at the front desk or pay the fare directly to the driver.
The bus departs every 20 - 30 minutes from 5:17 a.m. to 5:55 p.m. at Grand InterContinental Seoul Parnas, and from 5:05 a.m. to 6:15 p.m. at InterContinental Seoul COEX.


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Is this app available for reseller accounts?
VOIPoDanielC is offline Administrator
Join Date:Apr 2014Posts:7
Default Re: Mobile Softphone App on both iOS and Android available!
Hello everyone,
We've made some changes to the manner in which we're handling the authentication now.
Instead of requiring yet another token for you to keep track of, we've made it accept your vPanel username and password.
Please let us know directly at firstname.lastname@example.com if you have any concerns about this change.
If you view the Beta -> Mobile Softphone page, you will need to reprovision the software as it'll delete your old token.
To reset your application, open it, then select Settings under the menu. After that, select "Reset Application" underneath the "Provisioning" section.
Best regards,
Daniel C
Tier III Support & Development
VOIPo Customer Care


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A loop is a programming construct that takes a statement or block of statements and repeats it as a long as its condition is true.
while loop
for loop
do while loop
Nested Loops
A nested loop is a loop that is placed inside another loop.
Independent Nesting
A program which creates multiplication tables is a great example of using nested loops.
int x = 4; for(int i = 1; i <= x; i++){ for(int j = 1; j <= x; j++){ System.out.print(i * j + "\t"); } System.out.println("\n"); }
Everytime the outer for loop runs, the inner one will run x times for a total of x * x times in this case.
Dependent Nesting
In other cases, where the outer loop runs x times and the inner loop runs y times they will combine for a total of x * y repetitions. Of course, this can be further complicated by one loop's counting being dependent on another loop's counting. As in the following example:
for(int i = 0; i < 3; i++){ for(int j = 0; j <= i; j++){ System.out.print("*") } System.out.println(); }
In the example above, j is dependent on i since the second loop will only run as long as j <= i. In this case, we start with i = 0. Now since j = 0 and is equal to , the loop will print a "*". We then add 1 to j. Now j = 1 and i still equals , so the program will print a new line and return to the first loop. Thus, if you run through the whole program for i, it should look like this:
Levels of Nesting
You can also have more than two levels of nesting.
Nested Loops and Tables
Generally, when using nested loops to print out a table, the outer loop will control the movement along the rows and the inner loop will control the movement along the columns.
Infinite Loops
For almost all programs, infinite loops are not wanted. Example of infinite loop:
int n = 0; for(int i = 1; i < 100; i += 0) { n++; }
In the case above, the loop will run until i >= 100 but since you are adding to i, i will always be zero and the loop will never end. Infinite loops are more common with while loops where the body of the loop never changes any of the values in the condition.
Empty Loops
Watch out for creating a loop with no statement, or more correctly, a loop with an empty statement. When this happens it is almost always the result of the mistaken placement of a semicolon at the end of the loop condition and is almost always an unintended error. The loop below will run ten times without performing any statements (actually, it will run the empty statement ten times) but x will only be incremented once after the loop is done.
int x = 0; for(int i = 0; i < 10; i++); x++;
While vs. For
When you know how many times you want to loop through, you should use a for loop. When you are not sure how many times you want to loop through, a while loop is best.
Example for a for loop thanks to JavaBat:
Return the number of even ints in the given array. Note: the % "mod" operator computes the remainder, e.g. 5 % 2 is 1.
public int countEvens(int[] nums) { int count = 0; for(int i = 0; i < nums.length; i ++) { if(Math.abs(nums[i] % 2) != 1) { count ++; } } return count; }
Since we know that we want to loop through i as long as i < nums.length a for loop is best.
Example for a while loop thanks to Zev Shimko:
int num = 10; int base = 2; while (num/base != 0) { num = num/base; System.out.print (num%base); }
Since we don't necessarily know exactly how many times num / base != 0, a while loop is best for this situation.
Avoid Jumping Over Your Condition
When using a loop, it is always better to use < instead of != in your condition. Sometimes you may want to change the update section of the loop (e.g. use i+=2 instead of i++). If you use != you may accidentally jump right over your stopping condition (nums.length in this case). Using < will alleviate this problem.
For example, if you originally want to set the values of the elements of the array x to their corresponding indices:
for(int i = 0; i != nums.length; i++) { x[i] = i; }
But then you change your mind and decide to set only every other element's value to its corresponding index:
for(int i = 0; i != nums.length; i += 2) { x[i] = i; }
This code will work fine if x's length is even, but if the length is odd it will skip over nums.length and crash with an ArrayIndexOutOfBounds exception. In other cases it could cause an infinite loop.
To avoid these types of problems just use < instead:
for(int i = 0; i < nums.length; i += 2) { x[i] = i; }
This code works whether x's length is even or odd.
Always Use Curly Braces
Theoretically, a loop body can be either a statement or a block of code enclosed in {}'s. However, we always enclose a loop's code within {}'s regardless of its length. This way you will never forget to add {}'s when you change your loop body from one line to several lines.


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If you earn a salary, you probably need to lodge a tax return every year. Even if your employer deducts some taxes as you receive payment, it is still necessary to lodge
- If you are negative gearing rental properties it is important to make the most of your savings. By making sure that you have the most savings from the tax breaks you can
- When you are working on a major construction project, chances are that you will need to recruit both a quantity surveyor and a building surveyor. You could choose t


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Researchers suggest that distance learning utilizing computer-mediated communication" has a number of advantages: elimination of area, time and geographical constraints; increased peer interplay; deeper essential reflection; and the flexibility to utilize successfully internet sources" (Vartouchi, 2007, p. sixteen). Online courses are condensed into shorter intervals of time, however include the identical stage of content material as a regular campus class. Academic Earth – headquartered in Houston, TX, Academic Earth affords over 750 on-line courses and eight,500 particular person on-line lectures from a few of the world's most revered universities. I knew that they'd be gearing up for Christmas with the discharge of more games and apps.
The program itself is just not accredited to my knowledge but you get the same education that you simply get from the accredited Ockenga Institute of Gordon Conwell. E-Learning can also check with academic web sites equivalent to these providing learning eventualities, worksheets and interactive workouts for children. USC furthermore has particular thousand ulterior understudies in feeder packages at uniting subject colleges.
But these days, there are such a lot of courses to select from that it may be fairly a problem looking for one that most closely fits your wants and delivers essentially the most worth for your time and money. For watching motion pictures that are not the academic videos that can be downloaded from leap frog, I'd quite let my four yr old watch them from kindle hearth. Figure out how one can finish each diploma programs at a speedier tempo and a more moderate expense.
Unlike many distance studying on-line faculties, getting an training via ICS distance learning courses is affordable, particularly when in comparison with the exorbitant excessive costs of on faculty campus education of at this time. At its finest, conventional classroom schooling affords the prospect for clever and enthusiastic college students to have interaction a professor and one another in debate and dialogue. It looks as if there is a new commercial every week for a brand new on-line university, technical, or school of enterprise.
The game has ties to the popular Settlers sequence however brings the game into the freemium and online realm in a powerful means. Your on-line education will earn you credentials from a world-class felony justice and liberal arts establishment with a novel deal with justice across all our academic courses. The online enterprise school can be extremely ranked by not solely the U.S News and World report but additionally the Princeton Review. The institution was initially shaped in Pomona; courses first started in a rental home on September 12, 1888.


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Apple and Google have shown off their next-generation mobile OSes in recent months: in one corner, for iPhones and iPads, and in the other, the as-yet-properly-named , heading to an Android device near you (maybe) in the next few months.
Both these platforms have matured a lot down the years, but they still manage to come up with new innovations and new features as the mobile landscape continues to change. Here's what's coming - and which of these OSes you should be getting most excited about.
Read more: Apple Watch Series 4 review: the best smartwatch takes a leap forward
What's coming in iOS 11
There are a lot of little changes coming in iOS 11. The Control Center and lock screen have been redesigned, though we're not huge fans of the blocky new look of the former; a driving mode will cut out distractions while you're on the road; and there's a cleaner, more modern interface for the App Store, for example.
ARKit looks like one of the most interesting new features - that's Apple's augmented reality pack for developers, and it means you'll soon be seeing a flood of apps that merge the real world with digital overlays (think but with a major upgrade). From September you're going to be fighting aliens on your bedroom floor, testing out virtual furniture configurations in your living room, and much more.
Siri is getting smarter, as you would expect, and will learn more about your preferences and tastes (though Apple is keen to point out that this information is kept private on your own device, in contrast to the way Google stores the data it has on you in the cloud). So for instance, your browsing history in Safari might prompt Siri to suggest a related story from Apple News.
Maybe the biggest new features in iOS 11 are for the iPad, as Apple continues on its quest to turn its tablets into serious . A macOS-style dock is on the way for a start, and you can 'drag and drop' files, links, photos, text and more between apps without having to bring up the standard Share menu.
In terms of the individual apps inside iOS, iMessages can now be synced between devices thanks to iCloud, while Apple Maps adds some indoor maps for places like airports and shopping centres. Apple Pay, meanwhile, lets you send payments to friends and family.
That's just a sampler of the main points - Apple has added a host of minor improvements too. It's a solid if unspectacular step forward for iOS this year, with lots of new features that are very welcome but probably won't revolutionise your experience - except for maybe the augmented reality features and the extra desktop-like functions for the iPad.
What's coming in Android O
For this year's mobile OS refresh, Google's engineers have taken a few pointers from iOS - including the additional of dot notifications on top of app icons, so you can see with a glance at your home screen which of your apps need attention. Picture-in-picture support is being extended to work with phones as well as tablets too.
Meanwhile a lot of the good stuff is hidden behind the scenes: apps are going to be more restricted in terms of what they can and can't do when they're not running, and that should lead to longer battery life and a more stable system overall. Also, keyboard support is improved, making it easier to and tablets with attachments.
One of the most interesting new features is notification channels, which mean you can split your notifications up into types - so lower priority alerts can be shown and handled in a different way to emergency notifications. It sounds technical but it should make it easier to hide notifications that aren't so important, as long as developers add the functionality into their apps.
As usual, a host of minor changes have been ushered in as well, including smarter text selection powered by a little slice of AI, so Android will recognise if you're trying to select an address (for example) and extend the highlighting for you. The auto-fill feature you might know from your browser is coming to apps too, which means less time typing our usernames and passwords.
The malware scanner built into Google Play is being upgraded and made more prominent too, which means more peace of mind for end users, and based on the betas it looks like you'll have more control over the navigation bar and the information shown on the lock screen, though these tweaks are yet to be confirmed as final by Google.
All in all another solid update for Android, though we'd say it's mostly about under-the-hood improvements than ones that users will actually see. Perhaps that's a sign of how much Android is already doing perfectly well that doesn't need changing.
Our verdict
It feels like the days of game-changing upgrades in both iOS and Android have come to an end. Even in the design of these OSes - traditionally something that got refreshed quite regularly - the trend now seems to be for small refinements rather than big updates.
And both iOS 11 and Android O are solid upgrades, there's no doubt about that: with more features and improvements likely to be added before the OSes get pushed out later this year, users of any flavour of mobile OS can look forward to some fun new treats to play around with.
However with the improvements to the software on tablets and the funky-looking ARKit in the pipeline, we'd say it's iOS that's seems to have the best new ideas at the moment (Google would point to its existing and tech of course). The improvements Google is adding with Android O aren't quite as attention-grabbing, even if they are useful.
It's also partly down to the nature of these companies and their software cycles though - Google tends to update its apps and services all year around, while Apple relies more on one big annual push, so you would expect a more interesting package. We're looking forward to seeing what comes next.


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Taco Cabana is a casual fast food restaurant that serves a variety of Mexican cuisine. The restaurant has nearly two hundred locations throughout only three states: New Mexico, Texas, and Oklahoma. The company headquarters is located in San Antonio, Texas. The restaurant is currently a division of Fiesta Restaurant Group, Inc.
Although this eatery is more focused on the dine-in experience, nearly every location has a drive thru, many of which are open twenty four hours a day. The restaurant serves breakfast, lunch, and dinner. Unlike many fast food establishments, they also serve alcoholic beverages and specialize in margaritas.
Bowls & Burritos
Steak Fajita $5.49
Chicken Fajita $5.09
Beef or Chicken $4.39
Steak Fajita Personal $4.79
Steak Fajita Large $6.89
Chicken Fajita Personal $4.49
Chicken Fajita Large $6.59
Bean & Cheese Personal $3.09
Bean & Cheese Large $4.89
Super Nachos Personal $4.49
Super Nachos Large $6.59
Chips & Queso or Guacamole Personal $2.19
Chips & Queso or Guacamole Large $3.99
Steak Fajita Personal $5.19
Steak Fajita Large $7.09
Chicken Fajita Personal $4.99
Chicken Fajita Large $6.89
Cheese Personal $3.89
Cheese Large $5.49
Cabana Plates
Steak Fajita Plate $6.79
Steak Fajita Taco Single $2.29
Chicken Fajita Plate $6.39
Chicken Fajita Taco Single $2.09
Street Taco Plate $6.89
Street Tacos 3 Pack $4.49
Chicken Flautas Plate $4.99
Chicken Flautas 3 Pack $2.99
Chicken Flautas 6 Pack $5.49
Brisket Plate $6.79
Brisket Taco Single $2.29
Beef or Chicken Plate $5.39
Beef or Chicken Taco Single $1.69
Carne Guisada Plate $6.79
Carne Guisada Taco Single $2.39
2 Enchiladas Plate $5.79
3 Enchiladas Plate (Beef or Cheese) $6.89
Cabana Sampler Plate (Cheese Enchilada, Beef Taco & Chicken Flauta) $6.99
Sizzling Fajitas
Steak Fajita 1/2 lb. $12.99
Steak Fajita 1 lb. $22.99
Chicken Fajita 1/2 lb. $11.49
Chicken Fajita 1 lb. $19.99
Mixed Fajita 1/2 lb. $12.99
Mixed Fajita 1 lb. $22.99
Brisket 1/2 lb. $12.99
Brisket 1 lb. $22.99
Cabana Kid's Meals
Taco $3.59
Cheese Enchilada $3.59
Kid's Cheese Quesadilla $3.59
Soft Drink Small $1.69
Soft Drink Medium $1.89
Soft Drink Large $1.99
Vitamin Water $2.49
Dasani Water $1.69
Simply Orange Juice $1.99
Milk or Chocolate Milk $1.29
Coffee $1.29
Mexican Rice or Beans Small $1.19
Mexican Rice or Beans Medium $1.79
Mexican Rice or Beans Large $2.49
Sopapillas Personal $1.29
Sopapillas Large $1.99
Breakfast Combos
Breakfast Taco $1.09
Breakfast Tacos - Combo $3.39
Steak & Egg Taco $2.59
Steak & Egg Taco - Combo $6.49
Brisket & Egg Taco $2.59
Brisket & Egg Taco - Combo $6.49
Barbacoa or Carne Guisada Taco $2.39
Barbacoa or Carne Guisada Taco - Combo $5.69
Breakfast Burrito $2.19
Breakfast Burrito - Combo $3.39
Brisket or Steak Egg Burrito $5.29
Brisket or Steak Egg Burrito - Combo $6.49
Breakfast Plates
Ranchero Plate $4.89
Mexicana Plate $5.09
Barbacoa & Eggs Plate $5.79
Brisket or Steak & Eggs Plate $5.99
Dozen Breakfast Taco Box
TC's Way $10.99
Your Choice $11.99
Felix Stehling founded the company in September 1978, its first location opening in San Antonio. Taco Cabana's startup story is a rather interesting one, as Stehling had originally purchased a Dairy Queen property across the street from his family's bar only for the intention of providing more parking space. However, he eventually decided to open up a taco stand with the vision of serving fresh food instead of premade food.
Due to the existing building already having an open patio concept, Stehling stuck with this option for the opening of his eatery. After the night of his grand opening, he returned the following day to find all of his patio furniture stolen. From then on, he decided the food stand would be open around the clock.
After failed efforts to keep his business owned and operated by family, Stehling appointed Richard Cervera as vice president of the company in 1987. In the same year, the company filed a lawsuit against imitators Two Pesos, claiming they stole restaurant secrets and copied their ideas. Taco Cabana won the case, but Two Pesos continuously appealed the case until the Supreme Court eventually upheld the initial ruling in 1992.
Taco Cabana's victory in this case contributed to its initial success a great deal. They ended up buying out Two Pesos, acquiring almost 100 restaurant locations under either the Two Pesos or Shortstop Hamburgers name. After selling the burger chain, they easily converted nearly every Two Pesos to their brand. Not without some bumps in the road, the company has experienced continuous success and growth over the years.
One of the standout features of Taco Cabana is the unique atmosphere it creates by offering three different sitting options for dine-in: traditional seating, partially enclosed seating, and patio seating. The establishment's signature pink-painted buildings also contribute to its eye-catching atmosphere.
Another memorable part of the Taco Cabana experience is the ability to watch the cooks preparing freshly made items such as hand-made tortillas and open-flame fajitas. The open display atmosphere allows guests to feel more confident about the food they are eating and helps get them more involved in the experience.
Diners' favorite menu items include the freshly made tortillas, flautas, and the Cabana Bowls. Their newest menu item is the Chicken Bacon Ranch Cabana Bowl, released at the beginning of 2016. For a limited time, it is being offered as a meal deal with a drink included for about $5.
Taco Cabana offers an incredible happy hour deal every day between 4 and 7PM. Diners can purchase a personal order of bean and cheese nachos and choose between any domestic beer or a margarita for only $3. The company also offers a generous 20% military discount to those who provide proper identification.
Last Updated on


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Melissa Rycroft has described the late Bachelor star Gia Allemand as an "amazing girl".
Allemand passed away at the age of 29 after a suspected suicide attempt last week.
Her death drew tributes from her boyfriend Ryan Anderson, Jake Pavelka and several Bachelor franchise stars.
Rycroft - who starred in The Bachelor's 13th season - has now told Access Hollywood that she will remember Allemand as an "amazing, amazing girl".
"She was one of the first girls that I made friends with while I was hosting there [on Bachelor Pad]," Rycroft said.
"She had this aura about her that exudes sweetness and I'm still kind of in shock along with everybody else. [Gia was a] wonderful, wonderful girl."
Rycroft went on to disclose that she remained in contact with Allemand after Bachelor Pad ended in 2010, but had not seen her in person in the last year.
"From what appearances showed, everything was great with her," she said. "Her world seemed to be a happy place. I'm stunned, I'm shocked."
Allemand's mother Donna Micheletti made her first public statement late last week to urge the press not to publish theories about her daughter's death.


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Henning Harders' deep understanding of operations and processes covers a wide range of industries including food & beverage, chemical, pharmaceutical, healthcare, retail, automotive, construction, manufacturing and technology.
Our in-depth knowledge of our clients' industries and their specific needs makes us the trusted logistics provider to a large number of companies throughout all industries in Australia and New Zealand:
Our customers put a lot of time, effort and money in the production of their goods. We provide the seamless, temperature-controlled logistics and warehousing solutions to ensure these goods reach their destination fresh, in time and unspoilt.
Henning Harders has been an expert partner for the food, alcohol and beverage industry for almost 30 years. Our experience and superior service make us the preferred partner of some of Australia's largest importers and producers of beverages.
Our dedicated food & beverage logistics specialists and in-house Customs Brokers are experts in the field of duty, quarantine, import regulations, government rules and shipping tariffs for the food & beverage industry. As a member of the Food and Beverage Association (FBIA), we keep up-to-date on food and beverage import regulations.
Our connections with the Australian agricultural industry go back many years. No matter how remote you are, we offer industry-specific project management and procurement solutions and cost efficient logistics for every mode of transport.
With compliance and safety embedded in our processes, Henning Harders provide an efficient, compliant and visible array of logistic services, including end-to-end supply chain management for the chemical industry. With many years of experience in the industry, we offer you industry-specific logistic solutions to satisfy your unique requirements.
Companies in the healthcare and pharmaceutical industries require flexible, creative and reliable logistic solutions. We have over 25 years experience in handling consumer healthcare products, medical devices, dangerous goods, chemicals and pharmaceutical products.
We deliver comprehensive supply chain solutions that are tailored specifically to the sector. Our global network integrates air, sea and land freight forwarding services so we can respond to any change in distribution needs or market channels. Our technology systems ensure complete control and visibility, enabling your cargo to be monitored at all times.
The automotive supply chain demands high quality and flexible logistics solutions. We have the experience to make sure that your components, vehicles and spare parts reach their destinations reliably and on time.
We create targeted automotive logistic solutions for our clients, and we offer value added services such as warehousing, inventory and transport management.
Strategic production and sales planning, flexible warehousing and distribution are crucial components for the building industry, specifically building materials. Henning Harders has the experience, capacity and technology systems to provide specific solutions to meet specialised needs.
Whether it's shipping a whole paper pulp mill, a saw mill, a large power transformer, or the urgent delivery of spare parts, our industry experience means we've got the logistics for all sorts of diverse and unusual cargo covered.
With close to 30 years experience in retail logistics, we understand the challenges and demands of the consumer and retail industry. Changing seasonal and consumer demands, the pressure to reduce costs, increase margins, improve market competitiveness and respond effectively to short product life cycles demand robust logistic solutions.
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Our experience in ship spares handling gives us insight and knowledge into the maritime industry. We ensure timely and efficient ship spare parts management for a wide range of shipping vessels including tankers, container ships, bulk carrier vessels, and cruise liners. Ship owners, ship management companies, shipyards, offshore operating companies, tow and barge operators and manufacturers and suppliers of spare parts for vessels rely on our professional, customized industry solutions.


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This content has been marked as final. Show 3 replies
1. Re: Tableau Line Chart RepresentationDeepak Rai Sep 14, 2018 7:26 PM (in response to Ronak Modh)
Can you attach a workbook to play with?
2. Re: Tableau Line Chart RepresentationRonak Modh Sep 17, 2018 10:09 AM (in response to Deepak Rai)
I have updated with twb filw. Since data is live and huge I won't be able to give you .twbx. file. I appreciate your help.
3. Re: Tableau Line Chart RepresentationGerardo Varela Sep 17, 2018 2:25 PM (in response to Ronak Modh)
Hi Ronak,
I understand that sometimes you can't post the data you're working with. If you can't the next best thing you can do is mock something up with a portion of your data or use the sample superstore as example. I did the latter in the attached version 10.5. The trick here is using the correct table calc settings:
282046.twbx 1.2 MB


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There is clear and strict guidance on using tidy tips safely, including FAQs.
Service updates during the coronavirus crisisFollowing government advice, we've had to make changes to many of our services. Please see the information on coronavirus page, which is regularly updated as new information and advice is released.
Household waste and recycling centres (tidy tip)
Waste permit and vehicle restrictions
Neighbourhood recycling centres
If you have extra rubbish and/or your recycling won't go into one of your collection bins, you can take it to one of our household waste recycling centres (the 'tidy tip'). You will need a permit if you are in a van, trailer or larger vehicle (see waste permits and vehicle restrictions below).
If you have smaller recycling items, or you do not receive glass box collections, you can visit one of our neighbourhood recycling centres.
Staff at household waste recycling centres will be spot checking visitors on arrival to make sure they are Luton residents. A recent bill or driving licence will be accepted as ID.
There are two household recycling centres in Luton located in Eaton Green and Progress Way. Here are their addresses and opening times:
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If you are driving a van, pick-up truck or trailer you will need a permit. The permit is free. It allows you three visits and is valid for one month only.
HWRC Access Policy
If you have smaller recycling items, or your do not receive glass box collections, you can visit one of our neighbourhood recycling centres.
There are a number of small, locally placed recycling banks across the town, which you can visit at your convenience. This is to dispose of small quantities of recyclables, such as glass bottles and jars, tins and cans, plastic bottles and in some cases, clothing.
Please make sure you place these items in the correct bins and not beside them, as items on the street count as fly-tipping and will not be collected.
Visit Recycle Now to help you find where to recycle a specific item, what to put in your recycling at home and find your nearest recycling locations.
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LAKELAND, Fla. — Luis Severino will start the New York Yankees' regular-season opener March 29th at Toronto.
Yankees manager Aaron Boone announced the news Saturday.
Severino was third in the AL Cy Young Award voting after going 14-6 with a 2.98 ERA in 31 starts last season.
Severino will be followed in the rotation by Masahiro Tanaka, CC Sabathia, Sonny Grey and Jordan Montgomery.
More AP baseball: https://apnews.com/tag/MLBbaseball


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Wow! Home.
There is absolutely nothing to rival that feeling of flying over Sydney Harbour and seeing the Bridge and the Opera House, Anzac Bridge and Centrepoint. My soul smiles every time I fly home and see the harbour; the most beautiful city in the world, especially from the sky. It's home. And a beautiful symbol of home.
And then, I heard Australian accents, and saw people who looked like my cultural group. It's such a bizarre feeling. For the last few days at least, I have been the only westerner I've had significant contact with. Bizarre to be surrounded by similar voices, similar appearances, similarities.
I finished Jodi Picoult's Small Great Things whilst I waited for my flight in Delhi Airport. I don't know where I found the resolve to hold back so many tears. It was appropriate for me to read it in a place where I was a minority and not the dominant cultural group. A place where my white privilege didn't really count for much in the way of belonging and acceptance. I do not know what it consistently feels like to be an outsider, but I've had a taste. It feels unsafe. And I have forced myself to confront my own racism, and my inappropriate and ignorant racist humour. Shame.
Mum took a photo of me as I walked out of the gate. I had to laugh. I have gained and learned so much that I feel like I've been gone for months. And I was so intent on laughing, I didn't see my sister. Phenomenal surprise and blessing.
My ankle's swelling is down but it is painful. I think it will be a visit to the doctor and an x-ray on Monday afternoon.
My fur children were as excited to see me as I was them. Molly (my cat) slept enfolded in my arms all night. Max on the other side. Sammy let me sleep until 7. This is my home, my family, what counts.
I have learned so much. I am still processing but there are some things I need to immortalise before reality attempts to defeat me 😉.
I really need to make time to do the things that bring me joy. This means work needs to be the thing that pays the bills.
My mum said that I've lost weight. People said the same thing when I returned from NYC. It's the weight of stress that has moved. My job no longer brings me joy and as a result, I gain weight because I make bad choices and don't put my joy first. Massive lesson.
I need to write more. Not just my blog, but the novel's I have started and am yet to start.
I want to start a charity for the school in India. That visit impacted me so deeply. Mel and I have talked. She has talked to her people. I'm going to talk to mine. This needs to happen.
I want to run groups for healing. That is the direction I wish to move my life into. I also want to run meditation groups.
I want to feel deeply entrenched purpose through service; serving myself as much as I serve others. That will sustain my joy.
This is what I desire.
This is what I will work towards achieving.
🙏🏻 namaste


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They say pore packs enlarge your pores. Why? I have no idea.
And KAO which produces the Biore pore packs claim that using them
will not enlarge pores and your pores will go back to their
original size within a day or 2.
So what's the difference now with these peel-off masks?
Well, for one, it does not come in a defined shape or size like the pore pack.
Do bear in mind that the pore pack is designed for usage on the nose alone.
Unlike the Shills chocolate mask which is in a paste-like form.
This gives me control over where I want to apply the paste on and
how large of a surface area I need.
I just want to share how the SHILLS Chocolate Peel-off Mask
is working wonders for me!
You can read more about it here:
SHILLS Chocolate Peel-off Mask Review
I used the CURE Natural Aqua Gel before this.
It scrubs off the dead skin and kind of preps
the skin for the peel-off mask to rid it of stubborn
blackheads that just won't come off with the scrubbing.
The whitish dots you see on the mask ARE blackheads!
Amazing, isn't it?
However, be warned, only purchase it if you have high pain threshold.
Anyway, if you are thinking of buying the Shills chocolate mask.
Do take note of the following:
Cleanse and dry your face before use. For dry skin conditions, apply toner to face before use. Apply appropriate amounts to face. The thickness should just be sufficient to cover up the pores. Avoid sensitive areas such as eyes, lips, eye brows. Allow 15-30 minutes to dry and peel mask off from the bottom up slowly. Apply your normal skincare then after.
Store in a cool dry place away from direct sunlight.
1. Do not apply product to other sensitive parts of the skin. (Around the eyes, scalp or lips.)
2. Should you suffer from any allergies from the use of this product, please stop using immediately and consult your dermatologist.
3. For sensitive skin users, use small amounts on your skin for the first trail. If there are no allergic reactions, continue as per normal.
4. Place product away from direct sunlight.


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I appreciate the generosity of the associates of the Lima Chamber of Commerce and the new Board of Directors for entrusting me with the honor to lead the Lima Chamber of Commerce, dean of business associations and the most representative of Peru, during the 2017-2018 period.
Along with the new Board of Directors that I am honored to preside, I assume the leadership of the Lima Chamber of Commerce with faith and optimism for a better Peru.
We do so with high responsibility to continue working for the progress of this institution and to keep pace with the achievements of all administrations that preceded ours.
Consistent with the views expressed, I will work tirelessly with the Board, for the continuous improvement of our support services, care and support of our 14,000 associates and the entrepreneurship excellence.
Thus, we assume the challenge to continue contributing to the economic and social development of our country, and to defend and respect the fundamentals of the social market economy and the principles of freedom and democracy.
Our task summons us to continue the contribution for the country. It requires, for example, to make adjustments in order to accelerate investments that will allow to increase the production and to generate job opportunities so that every peruvian could enjoy the benefits of this growth.
It is therefore necessary to eliminate huge bureaucratic barriers which do not allow private sector investments in our country. Those bureaucratic barriers impede the generation of wealth and work, prevent tax contribution and, worse, they encourage corruption.
Thus, it is the private sector mission to work with authorities in search of greater economic development that will lead to a reduction of poverty in Peru.
Mr. Mario Mongilardi
Lima Chamber of Commerce
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Lima Chamber of Commerce CCL - Giuseppe Garibaldi Avenue No. 396, Jesús María. Telephone: (511) 463-3434 / Los Olivos Office: Carlos Izaguirre Avenue No. 754 - Los Olivos T. 219 1843 / Gamarra Office: Jr. Gamarra No. 653, Of. 601 (Gallery Plaza) - La Victoria T. 219 1840 / Callao Office: Sáenz Peña Avenue No. 807 – 809, Callao. T. 219 1841 / Commercial Air Center Office: Elmer Faucett Avenue n / n, Of. 221, Model "A" T. 219 1841 / Santa Anita Office: Los Eucaliptos Avenue No. 947, Santa Anita. T. 219-1511


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Chad Fisher Construction is rebuilding both Craft Stove and Hansen's Furniture after an accidental fire destroyed both buildings in 2016. The start to any good structure is its foundation, and that's certainly the case for these two projects located in west Mount Vernon.
Both buildings sit on what is called a "mat" foundation. Basically, the foundations are very thick concrete slabs. Mat foundations are used to help mitigate potential differential (unequal) settlement due to poor soil condition. They also provide ballast for a building to prevent it from "floating" in the event of a flood, which is a real consideration in the Skagit Valley.
Craft Stove's mat foundation is 18 inches thick, with a 30-inch thickened edge. This mat foundation consists of approximately 64,000 pounds of rebar and 2.1 million pounds (500 cubic yards) of concrete. In order to place the concrete fast enough to achieve an even finish, two concrete pump trucks were used for the pour. All 56 truckloads were poured in less than five hours.
Hansen's foundation is a 24-inch-thick mat slab. Workers installed 52.5 tons (105,000 pounds) of rebar over which 1,000 cubic yards of concrete (that's 4.2 million pounds!) was poured. All 110 truckloads, or 1,000 cubic yards, were poured in less than eight hours using two pump trucks.
Here are some "concrete" examples:
- All together, both jobs used 169,000 pounds of rebar. That's roughly equivalent in weight to 169 grand pianos.
- The total pour for Craft Stove and Hansen's Furniture equaled 1,500 cubic yards of concrete, which is equivalent to a 4-inch thick sidewalk 5 feet wide and 4-1/2 miles long.
- 1,500 cubic yards of concrete weighs 6.3 million pounds or 3,150 tons. That's about the same as 21 blue whales.
- 166 truckloads of concrete is equivalent in volume to enough water to fill 10 20-ft. by 44-ft. swimming pools.
Do you need a general contractor to manage your project? Contact us to learn how we can help.


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C.I. Kemp is a lifelong horror buff currently living in the wilds of northern New Jersey with his technologically advanced son and neurotic cat. By day, Mr. Kemp works in the Information Services industry; by night he is an avid reader and writer of thrillers, horror, dark fantasy, and occasionally erotica and humor. He is a member of the Garden State Horror Writers. When not engaged in pursuits which involve scaring the pants off his readers, Mr. Kemp enjoys hiking, biking, and various other outdoor activities. His work has appeared in K-Zine, Cover of Darkness, State of Horror: New Jersey, and Books to Go.br> br>
c.i. kemp
You ask why I did what I did? It's because of the auras.
The first time was the Randall case. You remember the Randall case? It was -- what, fifteen years ago? Twenty, maybe?
It was on a Sunday. I was sixteen. My folks and I had just gotten out of church when I saw Fred Randall, his wife, and their two little girls talking to the priest. That's when I noticed something odd.
This thick black -- something -- was taking shape around Fred, even as I watched. It was like someone had taken a photograph of him and was drawing a black outline around him with a really heavy marker.
Only it wasn't a photograph. That blackness had materialized out of nowhere, surrounding him, moving when he moved. No one else had it. Not his wife, not the kids, not my folks, nobody else. Just him.
It was shimmering. You know how a blacktop road looks on a really hot day with the sun beating down on it? Like that.
Did I think it was odd? I guess, but I figured it was just my eyes playing tricks.
A little while later, Fred Randall called the police and told them he'd killed his wife and daughters. Cut their throats. They found him drinking a cup of coffee in bloodstained clothes.
No one could get over it. Fred was always such a quiet guy. Loved his wife, loved his kids, did volunteer work at the hospital. No one ever had a nasty word to say about him. Always nice to everyone; everyone liked him.
You never know, do you?
I didn't put it together 'til years later. I was working at this firm. We'd just landed a major account and the bosses thought it would be nice to treat everyone to dinner. They didn't stint, either. Prime rib. Lobster. Open bar. Real fancy.
Anyway, we were leaving the restaurant when I noticed Carol Hasting's whole body looked like it was encircled by this shimmering black thing. It wasn't there before; I could swear to that. She didn't seem to notice. Neither did anyone else. I figured it was the booze. We'd all had a lot to drink.
Next day, we got the news. Carol hopped a divider on the turnpike and plowed her SUV into a Honda carrying a family of five, including a three-month old baby. No one in the Honda survived; Carol did, if you can call it surviving. Lab reports showed she had a blood alcohol content of .19.
I could have stopped her if I'd have known. But I didn't. Not until after the fact. I thought back to Fred Randall and I began to understand what that flickering black outline meant. It scared me and I swore I'd never let it happen again.
But it did. You know about the Brookside Park shooting, right? Let me tell you what happened.
I was at a stop light when this red Ford pulled up next to me. I looked over and saw the driver, a kid, maybe sixteen, seventeen, enveloped by that same wavy blackness. The light turned green and he peeled off, but not before I got the license number. I called the cops, gave them the license along with a description of the car and the kid, and told them he was about to kill someone. I kept it short -- I didn't want them tracing the call.
It didn't do any good.
It must have happened only minutes later. A red Ford drove onto the ball field at Brookside and the kid opened fire on a bunch of teens and parents at a softball game. Eleven killed, nine injured. Seems he had a grudge against some of the local jocks.
I was sick for days. Between popping Ibuprofen for my head and throwing up, I was a basket case. That's when I took steps to make sure it wouldn't happen again.
You know the rest.
I was picking up a paper when I saw this middle-aged guy ahead of me on line. He looked harmless enough except for that flaming black aura around him.
I remembered how sick I was the last time it happened. I remembered how guilty I felt. Beyond that, I didn't stop to think.
He went out into the parking lot and I did what I swore I'd do.
The hand that held the gun was enveloped in a shimmering black aura.
Later, I got the whole story.
The guy was on his way to hospice where his wife lay dying. She'd suffered a series of strokes, and through some some bureaucratic snafu, there was no record of her Do Not Resuscitate order. As her next of kin, he was bringing hard copy of the DNR that would end her suffering.
Which brings us to why I'm here and why you're here.
You're wondering why I didn't tell anyone during the trial what I'm telling you now, aren't you? It's because if I had, they'd have found me "Not Guilty By Reason Of Insanity." I wouldn't do jail time, but they'd put me in a place where they could watch me, keeping me in seclusion for the rest of my life. You know what would be the worst of it, though? Knowing that there are more people out there with those black auras forming around them, moments away from killing someone, and I'd be locked away somewhere, not being able to do anything, not being able to make anyone believe me.
This is like a confession, right? Anything I tell you, you can't repeat, right? Good.
It's better this way. Soon they'll be coming for me.
Men with black auras.


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Car chases are some of the best parts of some of the best movies of all time. And yes, they are completely unrealistic, but that's the point – we get a vicarious thrill just by suspending our collective disbelief and enjoying the virtual ride. But there are also some great safety tips and life-lessons to be learned from these films. Watch and learn.
THE SCENE: This is the pinnacle of high-speed car chases. It's got everything: great driving (thanks to the Formula One drivers hired as stuntmen), clever twists and turns, beautiful scenery of the French countryside – and it's completely grounded in reality.
THE LESSON: Unlike other car chases, DeNiro and Reno sound the horn and flash their hi-beams to warn other drivers.
Terminator 2: Judgment Day
THE SCENE: Young John Connor escapes the T-1000 in a high-speed chase through the aqueducts of Los Angeles. The Governator comes to the rescue just in time
THE LESSON: Hold out long enough, and a giant unintelligible robot will come to save you.
Die Hard 3
THE SCENE: When Detective John McClane and his partner Samuel L. Jackson are racing the clock, they take a shortcut – through Central Park.
THE LESSON: Think outside the box.
THE SCENE: Gosling's character – by day: stunt driver, by night: getaway driver – evades the police in a scene that relies on dramatic tension over unrealistic peel-outs and barrel rolls. It's a unique twist on the modern car chase.
THE LESSON: A heist is only as good as its getaway driver. Also, the best drivers are the ones who AVOID collisions.
Matrix: Reloaded
THE SCENE: In the second installation of the Matrix trilogy, Morpheus and Trinity are escaping the white Milli-Vanilli twins in a CGI-heavy, high speed chase. In order to create the scene, the Wachowski siblings constructed a 1.5-mile stretch of freeway out on an abandoned airstrip.
THE LESSON: Like Morpheus says – stay off the freeway.
THE SCENE: Anxiety-riddled James McAvoy is running away from a gunfight when Angelina Jolie scoops him – literally – into a sleek red Viper, and somehow a high-speed chase between a sports car (top speed: 251 mph) and a delivery truck (top speed: 65 mph maybe?) ends in some moves that pretty much spit on Sir Isaac Newton's grave.
THE LESSON: If Angelina Jolie asks you to do something, you do something.


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General Description
WEEKDAY SPECIAL - GET 20 Percent DISCOUNT ON 3 NIGHT STAY. MUST CHECK IN ON SUNDAY, MONDAY OR TUESDAY. SUBJECT TO AVAILABILITY. CAN NOT CHECK IN ON WEDNESDAY, THURSDAY, FRIDAY OR SATURDAY. The Days Inn and Suites Miami/North Beach Oceanfront is a first-class hotel located just steps from the beach. The hotel is famous for its spectacular location on a quiet palm tree-line oceanfront street. Situated within easy walking distance to great restaurants and shops minutes from the famous South Beach, Miami Beach Convention Center, Port of Miami, Miami International Airport, Dolphin Stadium, Miami Orange Bowl, Key Biscayne, Coconut Grove and Downtown Miami. The guest rooms are beautifully appointed many of the rooms have panoramic views of the ocean. All rooms are thoughtfully furnished and equipped with all the modern amenities for your comfort and convenience. At the Days Inn and Suites Miami/North Beach Oceanfront you are always in elegant surroundings. The lobby is spacious and luxurious and you will enjoy your breakfast in the tropical terrace beautiful oceanfront restaurant and lounge bar. The hotel is convenient to other fine dining shopping and entertainment venues. This hotel accepts/holds packages for max. 3 packages per room. No more than 20 pounds per package. Guests must be at least 21 years to check in. Daily Resort Fee: 8.95 USD tax included.


text:
At Infocrest, the word 'compromise' doesn't exist. From offering a large array of web solutions, to delivering innovative, timely and affordable services, we are simply the best.
Infocrest Technology Solutions LLP provides pioneering and functional solutions that are perfectly tailored to the client's requirement. We offer complete transparency of activities and deliverables, and seamless communication for the finest results. We believe in competing with our own innovations and bring the preeminent and creative idea that has never been developed before.
Take a look at our services, and feel free to choose any and many, because perfection is something with which, you can rely upon us.
Our Services
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Our custom e-Commerce developers will make sure that your e-Commerce website is built with a rigorous business strategy and advanced technologies.
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text:
Where structural change to the system is being considered the following resources should provide guidance regarding the appropriate forms. The organisational forms diagram details the various forms of state sector organisations and when they are an appropriate option. Supplementary guidance has been developed on departmental agencies and schedule 4A companies.
A list of State Sector organisations, including departments, Crown entities, Offices of Parliament, State-owned enterprises as well as other categories, is available on our website .


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1 Qt Sharps Container
Regular price $5.00
Specifically constructed for easy portability, use them for your shop or on the road for tattoo conventions. Our sharps containers close securely minimizing the potential for spills and leakage. 1 quart container can be opened with simple, 1-handed operation and fits easily into your tool kit or bag.


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We have been growing watercress on our balcony without any problems as it is a quick-growing semi-aquatic plant that flourishes in a little alkaline water just look at the photo the pot you can see is watercress you just need to keep it damp.
And I will always remember when we were at the Willow Tree Restaurant going out everyday to the stream which ran through the property to pick watercress for that day's service.
Watercress beats other salad leaves hands down, give all your salads a boost with the lively punch of watercress, you know what? Whizz it into a soup or add it to some parsley, tarragon, basil, and chives and make a chilled green sauce (Sauce Verte).
Watercress is a very fast growing semi-aquatic plant that thrives in a slightly alkaline water, with deep green leaves, and crisp, paler stems, watercress is connected to mustard and is one of the strongest tasting salad leaves to be had, Landcress is almost as strong.
It has a spicy, somewhat bitter, peppery taste and is very nutritious, containing large amounts of iron, calcium, vitamins A, C and E.
Uncooked watercress imparts a peppery yet silky tone to dishes and is also very good for you it is very rich in vitamins C, calcium, iron, and folic acid, it is also a cruciferous plant containing anti-cancer phytochemicals such as beta-carotene and flavonoids (See Cruciferous Vegetables List – Cancer Prevention and Cancer Fighting Veggies for more information.
The scientific name for watercress is "Nasturtium Officinale" and did you know that "Nasturtium" is Latin for "nose twister", which is a reference to the plant's pungency.
Ever since the Romans graced our beautiful British isles watercress has been cultivated, it was mentioned in Irish poetry since the 12th century and has been cultivated in southern England since the early 1800s.
Watercress was once trendy as a tea, freshly made with lemon and sugar, and it has been used all over Europe and Asia as a tonic for a variety of ills.
Buying Watercress,
- Watercress is available all year round but is at its best from April until September.
- It's sold in either bunches or in bags, and is so good combined in a salad with milder salad leaves.
- Look for fresh crisp, dark vibrant green leaves, with no sign of yellowing or wilting.
Storing Watercress,
Watercress is awfully delicate but can be kept in first-rate condition for a 2 or 3 of days by refrigerating it stems-down in a glass or bowl of water, covered with a plastic bag.
Preparing and Cooking Watercress,
- Use it in salads in place of the universal rocket, or try watercress and smoked salmon sandwich.
- It is a timeless soup ingredient and when cooked has a much milder flavour, did I say that when we were at the Willow Tree Restaurant at Bolton-le-Sands we had all the watercress we needed as it grew wild in the stream that ran through the grounds.
- Wash, shake or spin dry just before you're about to use it, don't forget that both the leaves and stems are suitable for eating, just trim off any tough roots.
- We like a roast duck served with a salad of watercress, rocket, and orange segments.
- Combine with potatoes in a soup, or use in tarts and omelette's, use to make white bread sandwiches or as a garnish for cooked foods such as game.
Related articles
- Watercress Festival 2012: tomfoolery and tradition (telegraph.co.uk)
- Watercress and lobster sandwiches with a red pepper mayonnaise (telegraph.co.uk)
- A-Z Fruit and Veg Photo Project: W is for Watercress (twoloves.wordpress.com)
- London's Watercress Festival (leggotunglei808.wordpress.com)
- Watercress: The Veggie That Helps Prevent Damage Caused by Workouts (washingtonian.com)
- Seven delicious recipes to celebrate the watercress season (telegraph.co.uk)
- Talaya's WAVE Cafe Dish Of The Day: Watercress Salad with Fresh Papaya and Spiced Cashew Nuts (947thewave.radio.com)


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The fastest way to solve an issue with Habyts is to consult these support pages, or our regularly-updated Habyts FAQs.
Got a tricky question and can't find the answer? Send us email via firstname.lastname@example.com
You're also welcome to call us on 020 3865 1884 (UK) or 00 44 20 3865 1884 (international), or even to request a callback by clicking here.
Habyts ♥ Business
Could Habyts help your business? Could your product enhance ours? If so, we'd love to hear from you! Send us your details via firstname.lastname@example.com


text: Feb17 Lavender and Orange Bath Salts Posted on February 17, 2015 by nurturenourishgrow Standard Relax your whole body with some amazing lavender and orange bath salts, one of the most amazing scent combos. Not only will the salts subdue tired muscles, they will help detox your body. Share this:TwitterFacebookMorePrintTumblrEmailPinterestPocketLinkedInRedditLike this:Like Loading... Related


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| 12.8°C Dublin
• In 2008 America voted for an ideal. Many were sorely disillusioned when they discovered that they had got a man.
Today Barack Obama has an opportunity to become the ideal president. He must tread softly, because he treads on a dream.
T G Gavin
Dublin 4
• I'm no lipreader, but "cheering on," may not be an entirely accurate way to describe Michelle Obama's interaction with her husband on yesterday's front page.
However, I have no doubt she was motivating him.
Killian Foley-Walsh
Irish Independent


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End of the year gift giving!
Greetings, all!
Well, 2016 is drawing to a close. We made it! As we pack everything down in anticipation of next year's planning, we're hoping that you might consider a donation to the Winnipeg International Writers Festival. Like all non-profit organizations, we are deeply reliant on the generosity of our volunteers and donors. Since the tax year is nearly over, it's a good time to consider making a charitable donation and we hope you'll consider us. All donations over $10 will receive a charitable tax receipt.
From all of us at the Winnipeg International Writers Festival, we wish you the very happiest of holidays and looking forward to seeing you in the New Year. Cheers!


text:
Margaret S. faced the ultimate thief.
She lost her husband to a sudden cardiac arrest.
Only 59, in seemingly good health, at least he had the foresight to place a million-dollar life insurance policy on himself, naming her as beneficiary. Referred to us by a friend, Margaret arrived at our first appointment shaken and afraid.
Not only was she grieving the loss of her life partner, she now faced a torrent of consequences from this sudden windfall of money.
The IRS demanded its sizable share of the proceeds to cover tax liability.
And creditors demanded the rest to pay off debts she didn't even know her husband had.
How would she provide for herself and her three children?
I wish I could tell you this situation is uncommon. In fact, it is all too common.
More than half of all Americans do not have a will or an estate plan.
An unbelievable 92 percent of adults under age 35 do not have a will or estate plan.
Sadly, it was too late to help Margaret.
But it is not too late to help you.
The Smart Strategy
I want to introduce you to a powerful device called the Irrevocable Life Insurance Trust, ILIT for short.
Think of an ILIT as a holding device that owns your life insurance policy for you, thus removing it from your estate. Everything you own in your name at death the government includes in your estate for tax purposes.
Like its name, once you set up an ILIT, and place your life insurance policy(ies) in it, you cannot take them back, at least in your own name.
ILITs offer the flexibility you need to name beneficiaries, stipulate the terms by which they receive benefits, and you can choose the trustee you wish to manage this device. It is critical to design the ILIT correctly and to follow all guidelines.
Solving Estate Problems
We strongly believe in the efficacy of ILITs to wipe away the messy problems that can stain the estate planning effort. Consider these beneficial solutions:
- Reduces the size of your estate, which reduces tax liability
- Lower estate tax bill may shrink amount of insurance needed
- Protects cash value of life insurance policy from creditors
- Controls circumstances of beneficiaries' receipt of proceeds
- Permits stronger protection/ management of proceeds to any beneficiary on government aid
Laws vary from state to state, so it is important to sit down with your attorney and us to determine what best fits your circumstances. We can assist you in:
- Setting up the ILIT
- Naming your beneficiaries
- Identifying the proper trustee
- Selecting the right life insurance policy
- Shaping the circumstances for beneficiary receipt of money
Role of the Trustee
A brief word about the role of the trustee. He or she manages your ILIT and will follow your directions. Whatever money you transfer to the ILIT annually, your trustee uses it to pay insurance premiums. Your trustee handles a variety of administrative actions like the annual notification to beneficiaries (the "Crummey Letter") and files the ILIT's tax return.
Once we set up your ILIT, we will also help you make an informed choice on the right life insurance policy to place in the device. You may select an individual policy of a second-to-die (survivorship) policy. Remember, you do not pay the premiums directly; the trustee handles that for you.
The Incidentals
There are many smaller decisions to make in drafting your ILIT:
Whether you can use an existing policy; what to do regards gifting and the gift tax exclusion; and if your policy avoids probate, areas we explain in a private meeting.
What do you do if you don't wish to keep the ILIT in force any longer?
Rest assured, you are not required to continue making premium payments. Your policy may lapse as soon as you miss your annual premium payment, depending on its type. If it is a cash value arrangement, the funds may be used to pay premiums until you exhaust all the accumulated cash.
A final word in this very brief tutorial.
Because you cannot transfer a policy owned by an ILIT into your own name, if you think you ever need to or need to tap the cash value, think carefully. The ILIT may not be a smart strategy for you.
Look forward to discussing an ILIT and other strategies with you in the future.
[Note: Margaret S. is a fictitious character created for purposes of illustration]
To Your Financial Freedom,
Rick Roush AIF®, CPFA
The Roush Group


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Right Ventricle Involvement in Tako-Tsubo Cardiomyopathy
Author + information
- Published online May 1, 2016.
Author Information
- Lovely Chhabra, MD and
- Vinod K. Chaubey, MD∗ (azygus{at}gmail.com)
- ↵∗Department of Medicine, St. Vincent Hospital, University of Massachusetts Medical School, 123 Summer Street, Worcester, Massachusetts 01604
We read with great pleasure the work by Dawson et al. (1). The investigators did a commendable job in studying the application of cardiac magnetic resonance (CMR) spectroscopy in Tako-tsubo cardiomyopathy (TTC). Indeed, CMR spectroscopy is a very valuable diagnostic tool. In combination with CMR imaging, it provides a correlation between the metabolic, structural, and functional properties of the heart in health and diseased states (2,3). In their reporting, the researchers did not provide any data about CMR imaging or spectroscopy on the right ventricle. Prior randomized controlled investigations using the CMR imaging technique alone have shown that TTC with a biventricular ballooning pattern may be seen in up to one-third of cases (4). In particular, patients with concomitant right ventricular dysfunction in TTC have overall worse prognosis, including significantly increased lengths of hospital stay, heart failure admissions, and pleural effusions (5). Thus, it would be valuable to know the data on the phosphocreatine:adenosine triphosphate ratio and T1 relaxation time of the right ventricle in the patients and healthy individuals involved in their study. This will indeed further strengthen our understanding about the disease pathophysiology and will help improve our knowledge on the metabolic, structural, and functional correlation of the right ventricular indexes in TTC.
Please note: Both authors have reported that they have no relationships relevant to the contents of this paper to disclose.
- American College of Cardiology Foundation
- ↵
- Dawson D.K.,
- Neil C.J.,
- Henning A.,
- et al.
- ↵
- Hudsmith L.E.,
- Neubauer S.
- ↵
- Haghi D.,
- Athanasiadis A.,
- Papavassiliu T.,
- et al.
- ↵
- Chaubey V.K.,
- Chhabra L.,
- Kaur N.J.


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How Many Dogs Does It Take to Change A Light Bulb?
- Afghan: Light bulb? What light bulb?
- Golden Retriever: "The sun is shining, the day is young, we've got our whole lives ahead of us, and you're worrying about a burned out light bulb?"
- Border Collie: "Just one. And I'll replace any wiring that's not up to code."
- Australian Shephard: "First put all the light-bulbs in a little circle…"
- Dachshund: "I can't reach the stupid lamp!"
- Toy Poodle: "I'll just blow in the border collie's ear and he'll do it."
- Rottweiler: "Make me!"
- Shi-tzu: "Puuuh–leeez, daahling, I have servants for that kind of thing."
- Lab: "Oh, me, me!!!!! Pleeeeeaze let me change the light bulb. Can I? Can I? Huh? Huh? Can I?"
- Malamute: "Let the border collie do it. You can feed me while he's busy."
- Cocker Spaniel: "Why change it? I can still pee on the carpet in the dark."
- Doberman Pinscher: "While it's dark, I'm going to sleep on the couch."
- Mastiff: "Mastiffs are NOT afraid of the dark."
- Old English sheep dog: "Light bulb? Light bulb? That thing I ate was a light bulb?"
- Siberian Husky: "Light bulb?!? I ate the light bulb, and the lamp, and the coffee table it sat on, and the carpet under the coffee table, and…"
- Jack Russell Terrier: "And what do I get for it?"
The Vet Bill
A man brought a very limp dog into the veterinary clinic. As he lay the dog on the table, the doctor pulled out his stethoscope, placing the receptor on the dog's chest. After a moment or two, the vet shook his head sadly and said, "I'm sorry, but your dog has passed away."
"What?" screamed the man. "How can you tell? You haven't done any testing on him or anything. I want another opinion!"
With that, the vet turned and left the room. In a few moments, he returned with a Labrador Retriever. The Retriever when right to work, checking the poor dead dog out thoroughly. After a considerable amount of sniffing, the Retriever sadly shook his head and said "Bark."
The veterinarian then took the Labrador out and returned in a few moments with a cat, who also checked out the poor dog on the table. As had his predecessors, the cat sadly shook his head and said, "Meow." He then jumped off the table and ran out of the room.
Then the veterinarian completed the paper work and handed the man a bill for $600. The dog's owner went postal. "$600! Just to tell me my dog is dead? This is outrageous!"
The vet shook his head sadly and explained. "If you had taken my word for it, it would have been $50, but, with the lab work and the cat scan…………….It's $600."