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Logs – due yesterday. What happens if you don't turn them in? Same thing that happens if we still don't have your applications…we have no information to move forward on! Hop to it!
A common theme in the logs I've seen is protein intake. I feel like a mom harping on y'all to eat your veggies, only this time it's eat enough protein to rebuild the muscle we're breaking down in training and to help aid in strength gains. As you'll see below in the "Protein Post", keeping your protein intake up not only assists in muscle protein synthesis (making you stronger) but also in curbing your appetite and aiding in body composition improvements. So here we go!
Proteins are made of amino acids, which are molecules of a certain structure. There are 20 amino acids – 9 of which can only be obtained through food, whereas the others can be made by the body from other acids. So, important note here peeps: you must eat protein in order to derive the health benefits from it!
For those of you in the fitness, bodybuilding circuits, you've heard of people supplementing with carnitine, right? It's readily available as a fitness supplement Well, carnitine is a precursor for nitric oxide or "NO". Sound familiar? I just saw someone at the box w/ a can of "N.O. Explode". Nitric Oxide boosters have been among the most popular selling workout supplements due to their effectiveness at widening blood vessels to increase the flow of blood to exercising muscles. This effect is particularly beneficial to weight trainers as increased blood flow means the delivery of more nutrients, oxygen, and anabolic hormones to working muscles. It all adds up to key benefits that will enhance your performance for greater results.
Protein is a nutrient needed by the human body for growth and maintenance. Aside from water, protein is the most abundant molecule in the body. Protein is found in all cells of the body and is the major structural component of all cells in the body, especially muscle. This also includes body organs, hair and skin. Proteins also are utilized in membranes. When broken down into amino acids, they are used as precursors to nucleic acid (DNA & RNA) and vitamins. Hormones and enzymes are also formed from amino acids in which they help regulate metabolism, support the immune system and other body functions. Finally, protein is needed to form blood cells.
Proteins are one of the key nutrients for success in terms of sports. They play a major role in the response to exercise. Amino acids, the building blocks of proteins, are used for building new tissue, including muscle, as well as repairing damaged tissues.
Thank you Wikipedia!
And did you know the word protein comes from the Greek word πρώτειος (proteios) "primary" or "of prime importance".
Like carbohydrates and fats, proteins are made of unique combinations of carbon, hydrogen, and oxygen. What separates protein structure from that of carbohydrate and fat is that protein also contains nitrogen and a few other elements unique to its structure and function.
We must supply ourselves with fresh protein daily, since proteins are constantly needed to replace the wear and tear of our tissues and keep up the protein concentration in the blood serum. Protein can take the place of some fat and carbohydrate, but fat and carbohydrate cannot serve in place of the body's need for protein. That is why protein, from a good source, must be consumed daily.
So, generally we know where protein comes from, right? Say it with me:
And you CAN get protein from nuts and some plant-based sources, but many times they're incomplete proteins (e.g some grains like rice, beans…) which must be combined to create protein in a form that your body can use. Or protein is not the primary macronutrient in that food, but rather fat or carbohydrate is. Protein sources from animals, mammals, fishes…tend to be more bioavailable meaning your body can more easily and efficiently draw what it needs from this macronutrient.
Proteins perform numerous valuable functions in our bodies. They are ESSENTIAL to robust health.
- Proteins function within your immune system as antibodies which defend against disease.
- Proteins are necessary for muscle contraction. There are specialized proteins located within your muscle cells to create and maintain muscle contractions and movement.
- Proteins are essential to many processes requiring enzymatic reactions such as digestion.
- Proteins exist as hormones to regulate metabolic processes (such as glucose metabolism).
- Proteins of a specific strength and structure exist to build and repair cells and stabilize cell integrity. Keratin, elastin and collagen (think hair products promoting keratin and collagen and strengtheners) are an example of these. They're also essential in the structural integrity of your tendons and ligaments. This is especially important if the body is growing rapidly, injured, or under stress.
- Proteins provide energy if sufficient carbohydrates and fats are not supplied by the diet
The topic of how much protein we should consume is an interesting one. Protein is measured in grams, and sometimes we talk about it as a percent of total calories. Either way, this is the way we look at it. If you are CrossFitting, if you are trying to gain muscle mass, or lose body fat…a good rule of thumb is .75 to 1.0 gram per pound of body weight (and if you're well above your ideal body weight, then pick a number in between where you are and your ideal body weight). Or, if we look at it as a percent of calories, between 25-35% of your total calories from protein. There's an upper limit of 30-35% of calories over an extended period of time, as your liver is only able to process protein up to this point. So, if you weigh 150 lbs, your target (for easy math) would be to try to get 150 grams of protein a day. This is a general starting point…GENERAL! Not individual and not specific! If you come to us and you eat no protein or very little ( because your life is diet cokes, apples and Cheerios!), we'll not ask that you consider 150 grams of protein right off the bat. So how do we do this? How to we figure out how much protein is in what we're eating, and how to increase it, if that's our goal? Use this general rule of thumb: 1 ounce of protein AVERAGES 7 grams of protein.
- 1 egg = 6-7 grams (of protein)
- 3 oz of chicken breast, beef or pork = 20-25 grams (the more fat, the less protein per ounce)
- 3 oz of fish = 20-25 grams (again, the leaner the fish, the more protein per ounce)
- 1 oz of nuts = 4-6 grams
- 8 oz dairy (milk) = 8 grams
I didn't list protein from grain/legume sources as I don't want this to post to be about combining proteins to get a complete protein (or complimentary proteins).
Knowing how to get protein now, how do we schedule it in? Any of you who've sat with me do draw this out will remember this: (150 gram example)
Breakfast goal: 35 grams – which might be 2-3 eggs, 2-3 oz ham (plus other stuff, maybe)
Snack: 20 grams , 3 oz beef jerkey
Lunch 35 grams, 5 oz chicken breast (plus other stuff, right?)
Snack 20 grams, 1 oz sunflower seeds, 2 egg whites + 2 whole eggs, boiled, chopped up with some onions and about 1 Tbsp mashed up, ripe avocado (weirdo egg salad)
Dinner 30 grams, 4-5 oz Ahi tuna
These are just examples, of course, and are solely the protein part of the meal. Missing are lots of vegetables, healthy fats and fruits to balance things out.
So, check your inboxes…emails are going out to help with logs and week 2 of this challenge. Hang tight guys!


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TV Costume Exhibit: If fall is on approach, and September is near, and the Emmys are just ahead, it must mean it is time again for the Fashion Institute of Design & Merchandising's free-to-see exhibit, "The 12th Outstanding Art of Television Costume Design." Snazzy looks from a host of hot shows, from "GLOW" to "The Orville" to "The Crown" to "Westworld," will all be on display from Aug. 21 through Oct. 6, 2018. Note that the FIDM gallery, which is in DTLA, is open Tuesdays through Saturdays.
Hello Kitty Night at Dodger Stadium: So you can often be found with a baseball in your hand and a bow on your head? Then you just might be a devotee of both the Dodgers and a certain bow-rocking Sanrio icon. How, though, to combine both of your affections? By heading to the stadium on Tuesday, Aug. 21 for Hello Kitty Night. You're right, this is the second Hello Kitty go-around of the season at the stadium — she's just that popular — and there are goodies if you go with a Hello Kitty Ticket Pack, like a Hello Kitty x Dodgers drawstring tote bag.
The Evolution of Puppetry: You adore puppets, and you know just how they work, from the strings to mouth movements. but you've never gotten the opportunity to hear behind-the-scenes tales from one of the titans in the industry, sigh. That can all be delightfully remedied on Tuesday, Aug. 21 when Brian Henson stops by the Skirball Cultural Center to share an inside look at the art of puppet magic. Also note that the exhibit celebrating the life and career of Brian's dad, Mr. Jim Henson, is on view for just under two more weeks at the center, too.
The Scene
What to do, where to go and what to see
Los Angeles Food & Wine Festival: You've been wanting to try the appetizers created by this one lauded chef, or the dessert that another local chef is known for, but doing so in one fell, flavorful swoop is proving a little challenging. This mondo, multi-venue event can help out on that front, as it gives area foodies the chance to dine out among some of the top names in the cuisine biz. Plus? The Lexus Grand Tasting on Aug. 25 and 26 definitely deserves its "grand" designation. Aug. 22-26
"Best in Show" Screening: Haven't truly celebrated the Dog Days of Summer? There's still time to do so, and you don't need to pay the equivalent of a diamond-laden collar or fancy leash. In fact, just trot your way to the Hammer Museum, in Westwood, for a free screening of Christopher Guest's funny Fido flick, a movie that celebrates competitive dog showing (and all of the characters it understandably attracts). When should you give a woof? On Wednesday, Aug. 22, which, yes, is still part of the actual Dog Days of Summer.

subset: commoncrawl


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Night Sky
Jubilee Pool
St. Michael's Mount
Free Downloads
Waves & Storms
Waves & Storms Slide Show
Night Sky, Cornwall
The Milky Way above St Michael's Mount
Rolling Blue
A beautiful, clean blue wave breaks on a beach
Birds surf the updraft as a rolling wave breaks in to the shore
Atlantic Curve
Perfectly curved waves hit the shoreline all day during solid swell events. This is bigger than it looks in this photo
Hollow Afternoon
Afternoon sunlight floods through the back of a wave
Milky Way at Cape Cornwall
The Milky Way, At Cape Cornwall.
Blue View (square version)
The view from inside the wave
Sunrise Colours
Stunning colours as a wave breaks into Porthmeor beach, St Ives
Storm Wave
Spray bursts upwards as powerful, surging storm waves crash against a granite cliff
Subtle Blues
Blue waves, set against a blue grey sky, photographed at blue hour
Gannet Bay
Gannets feed in the bay
soaring and diving
for fresh fish
Folding Water
The classic shape of a breaking wave
Summer Blue
Bright sunshine and clear summer water, Cornwall at its best
Blue Moon 2
A Blue Flower full moon rises over St Michael's Mount
Marazion, Cornwall, UK
Cornish Crystal
Cornish water looks like crystal cut glass when frozen in a moment of time
Cornish Fireworks
Crashing storm swell
makes 'Cornish fireworks'
and a veil of spray
Heart Breaker
We always love the shape of waves, but this one is a bit special
A wave ends its ocean journey as it breaks against a granite cliff
Fantatstic winter surf in Cornwall
Fantastic clear blue skies and perfect surf in Cornwall, in February. Porthtowan, Cornwall
A big Atlantic swell hits Porthtowan in Cornwall. The same swell that hit Portugal for the World Surfing League's Big Wave tour
An exceptionally large Atlantic swell hits the Cornish coast at sunset.
Silver Sea
A sparkling evening surf
Crescent Sunset
A crescent moon above the Mount at sunset
Slow Curves
Slowing down the camera shows the more of the trajectory of the wave
Blue Cove
Clear water reflecting the blue sky in Cornwall
Sennen Storm
Sennen cove gets a battering from a huge low pressure, the lowest for 50 years.
Southern Blue
Clean summer swell


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Kick off the Holidays – Open House
Discounted Rates on Injectables and Skin Care Services! Appointments are filling up that evening to receive skin care and injectable services. Call to schedule your appointment or come by that evening to purchase our great pre-sale offers on that day only! Our SkinCeuticals and injectable reps will be here to discuss product information and answer questions. Along with an evening of discounts, our event will offer refreshments, door prizes and more! Here is a list of our event features: 40% off MicroPen Kybella- $495 vial (Reg. $600) 20% off all soft tissue fillers Botox – $10 a unit (Reg. $12 a … Continue reading


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Marysville Cardiac Rehab
Personalized care programs for patients with heart disease
Cardiac Rehabilitation is a program to help recovering heart patients and their families reduce the progression of heart disease and improve their quality of life. The Adventist Health and Rideout Heart Center program emphasizes both exercise and education. All programs are built from the ground up to fit the unique needs of each patient. Keep reading for a basic outline of how this program works.
You will exercise three times weekly for up to 12 weeks under medical supervision. Sessions include stretching and aerobic exercise using exercise equipment specially designed for heart patients. Our exercise equipment includes treadmills, stationary bikes, steppers and arm exercise machines.
Your exercise sessions will be tailored to meet your individual needs and help you reach your optimal level of activity.
Education classes will help you reduce the chance of future heart problems by making lifestyle changes now. These classes include:
- Information about heart disease
- Exercise
- Tobacco use
- Diet
- Diabetes
- Stress management
- Medications
Who participates?
People with heart disease who have had the following:
- Chest pains
- A heart attack
- Bypass surgery
- Angioplasty
- Heart transplant
- Valve replacement
- Other cardiac related conditions
Who are the members of our Cardiac Rehab team?
- Your physician
- Medical director
- Cardiac specialized nurses
- Registered dietitian
- Exercise physiologist
How will I benefit?
You will learn to live well with heart disease. Adventist Health and Rideout Cardiac Rehabilitation will help you:
- Improve your knowledge and understanding of heart disease
- Become more confident as you become more physically fit
- Establish your home exercise program that fits your individual short and long-term needs
Even people who are already exercising on their own can benefit by fine tuning their exercise program. Interaction with our staff and other participants provides encouragement and support to maintain lifestyle changes.
How do I participate?
You will need a doctor's referral. Discuss the program with your doctor or contact the Cardiac Rehabilitation facility located at 401 I Street, Suite B, Marysville, or call (530) 741-3840.


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Wireless Emergency Alerts — Comporium Point of Sale Notification
FCC Personal Localized Alerting Network (PLAN)
Notice Regarding Transmission of Wireless Emergency Alerts
(Commercial Mobile Alert Service)
Comporium has chosen to offer wireless emergency alerts within portions of its service area, as defined by the terms and conditions of its service agreement, on wireless emergency alert capable devices.
There is no additional charge for these wireless emergency alerts. Wireless emergency alerts may not be available on all devices or in the entire service area, or if a subscriber is outside of the Comporium service area.
For details on the availability of this service and wireless emergency alert capable devices, please ask a sales representative.
Notice required by FCC Rule 47 C.F.R. § 10.240 (Commercial Mobile Alert Service).


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When I was done I had a Gardenburger for lunch while I read my book (War and Peace - does anyone know if anything good ever happens in that book? John makes fun of me, saying it's Russian literature as if that answers the question. But I'd like something good to happen to some of the good people in the book. I'm a little over halfway through and the part I was hopeful would be happy was destroyed...) then I had a much needed bath (continuing to read), eventually got somewhat caught up on my housework, filled some troughs, and organized my feed area a little better. We all went out to dinner with my in-laws tonight. It was nice to visit with them again and talk about the kids going back to school.
Enough of the boring details... Here are some pictures I forgot to share, from our ride last week with the kids.
Levi (the buckskin) has the cutest face in this one:


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TheWillowview Hill Farm Team
"I cannot thank you both enough for all you have taught me these past two years. I have grown so much as a rider and learned so much from you both, I don't even know what to say. I leave each lesson with a smile, I am so grateful. I'm truly going to miss you both!" .............Birdget Fitzgerald
Nicola Alvin-Smith
Nicola began her riding career in the United Kingdom at age 11. Fortunate to grow up in the heart of Buckinghamshire countryside she was able to work summers and any available day off school, at a variety of elite yards during her youth. These included professional showjumpers, show ponies and avid foxhunting yards where there were always horses that needed grooming, prepping for show, exercising between rounds or taking hacking in off season for fitness.
During that time due to the quality and depth of knowledge of those around her Nicola was able to take instruction in British Horse Society B.H.S.A.I. standards.
During Nicola's college years she was fortunate to be able to train with James T. Bellman. James was a lifetime student of the famed Alois Podhajsky, Director of the Spanish Riding School. The mentoring she received during this time facilitated her keen interest in dressage.
As her primary career brought her to New York, she quickly purchased a talented older horse and began to work with Raul de Leon. Raul is well known as a former Director and cofounder along with his gold medal winning student Tad Coffin, and the legendary Bert de Nemethy, of the Westmoreland Equestrian Institute. Raul immediately noted Nicola's ability to 'see' what was going with a rider in the saddle from the ground. He would take her to the center of the arena to sit with him during other students lessons and help her identify and diagnose rider and horse issues. During this time Nicola developed a keen eye for details while continuing to work in the saddle with her sometimes hot and excitable equine partner. Raul taught her to work with the horse's mind as well as his body. To this day Nicola tremendously enjoys working with riders and helping them overcome challenges they may face as a rider in particular confidence issues and overcoming physical or mental obstacles.
When Raul moved to Virginia to set up the new equestrian institute, Nicola moved to the Hudson valley of New York. Working with her husband who shared his extensive experience of the art of classical dressage ( see his bio below), she started showing in the hunter and dressage arena. As time passed Nicola became an avid fan of the Hanoverian and Oldenburg horse and began to travel to Europe purchasing horses for breeding and competition for both herself and clients. She began a breeding program in both the U.S.A., U.K., and Spain and traveled regularly to Europe to run' site parties' where clients would view a DVD presentation of the Elite Willowview Hill Farm collection. These site parties would draw people to the farm for the annual sale of a select number of highly talented horses of warmblood and baroque breeding. They were a time of great fun, sharing of knowledge and were attended by Olympic level riders, their coaches and mentors and amateur riders from all walks of life.
" In the late 90's I enjoyed training in Florida during the winter seasons. Here I am trying to coerce some FEI work out of a Russian warmblood who was a very 'hot potato'. Figuring out how to contain his energy without causing an explosion was a great lesson - these experiences ignited my desire to compete again in Europe, but this time in the dressage ring. In the last decade I have been fortunate to fulfil that dream. I am very grateful for all the help and support I received along the way..." Nicola Alvin-Smith
During these years although Nicola had been working with various luminary dressage clinicians, it was when she met Greta Kemmer that a clear kinship developed. With similar training philosophies and eye for horses, a long friendship has followed and Nicola spent two years traveling to and from the Kemmers yard in Lausanne, Switzerland to compete through the Grand Prix level in Switzerland, Italy, France, Germany and Spain. Competing Baroque horses such as Brio and warmblood horses such as Don Giacommo WVH and Epernay WVH, Nicola learned a lot about the European scene. She achieved scores of over 69% at Grand Prix. During this time Nicola coached her own students at competitions across Europe, as they traveled as part of the Willowview Hill Farm team. This inclusionary ethic mirrors Nicola's belief that opportunities should be shared. One of these students was Tina Hammond ( please see her bio below).
Meantime Willowview Hill Farm had grown and as a result moved to Stamford, New York. During a cross over period where both locations operated, time became increasingly hard to find for travel. As the progress of building and development at Willowview Hill Farm Stamford continued, a decision to sell the Hudson valley farm was made and Nicola has devoted herself full time to the Stamford location.
Paul Alvin-Smith
Dulwich, London is not the address you might expect for riding opportunities. But Paul was fortunate to start riding at a very early age under the tutelage of James T. Bellman, who ran a very tight ship at the Dulwich Riding School. James was a lifetime student of his mentor, Alois Podhasky, Director of the Spanish Riding School. Paul received an all around equestrian education but emphasis was always in the classical works. Routine workouts were strict and disciplined and the horse was always right. Paul developed an impeccable independent seat and worked through grueling workouts to become a lead pupil. As a star student at the Dulwich School through his childhood, Paul was given the opportunity to exchange at the Spanish Riding School. He also earned his Pony Club A qualification.
On arrival in New York, Paul began working with Raul de Leon ( see Nicola's bio above for more details). Paul's energetic Morgan horse was a difficult horse given to bouts of errant rearing and various challenges that for obvious reasons Raul would not mount himself. However Raul and Paul persisted with classical basics to make the horse into a more confident and trusting partner over the years. Paul is always up for a challenge and loves training horses!
When Paul and Nicola moved house from Cold Spring Hills, Long Island to Pawling, New York the farm they purchased provided an opportunity to keep horses at home. During this period Paul continued competing horses of many breeds and taking instruction from highly regarded dressage trainers up and down the East coast. When the Willowview Hill Farm warmblood and baroque breeding operation began, Paul would start the young horses from scratch. When Elite auction horses arrived home he took each individual and worked diligently to assure they reached their potential. Paul would travel to Denmark, Sweden and Germany, to procure new horses for clients and also worked with Greta Kemmer adding to his European competition record and scoring over 70% in the Grand Prix ring. Together Paul and Nicola developed horses for the Willowview Hill Farm Elite collection.
In recent years Paul has been busy keeping his own horses schooled as well as building the new facilities at Willowview Hill Farm. While building is always an ongoing and seemingly never ending project, Paul also finds time to manage and cut the hayfields and as a result Willowview Hill Farm has become known as a great source for organically grown horse hay in the North East USA. Hay from Willowview Hill Farm has also been exported abroad over the years.
Tina Hammond
While Tina is a capstone of the Willowview Hill Farm Team she resides only part time in the U.S.A. The rest of her time she spends between Switzerland and the United Kingdom. With a history of travel in her family she has experienced horse riding in more parts of the world than many. In her childhood she rode anything with four legs, and competed in pony shows and gymkanas, gained her Pony Club A qualification and has worked at many elite equestrian yards in the United Kingdom and across Europe handling youngstock at competition and schooling international level show jumping horses. In her spare time she found time to attain a degree in media. Tina has always loved show jumping and no fence seems to daunt her.
Tina spent four years as a groom working the A Circuit of Europe and catching rides in competitions wherever possible. In 2001 Tina changed her focus to dressage entirely and has worked intensively with Greta Kemmer and Nicola Alvin-Smith over the past decade. Tina has worked on many of the projects at Willowview Hill Farm over the years, sharing her infectious enthusiasm and giving freely of her time and experience in media production including helping to arrange livestream internet broadcast of events.


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Changes related to "Deconstructing Spatial Clustering Algorithms To Explore Biases in Crime Analysis"
This is a list of changes made recently to pages linked from a specified page (or to members of a specified category). Pages on your watchlist are bold.
No changes during the given period matching these criteria.


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Entrepreneurism is in the air. It was the week for how-to-choose-a-business-entity seminars in Colorado Springs.
Here are two of this week's take-aways — (and, yes, it's permissible to roll one's eyes at the euphemism.)
One: It's OK it structure your business so that you legally pay the least amount of taxes possible, according to Chris Blees, CEO of BiggsKofford P.C., who gave a presentation at Laid Off Camp-COS.
Two: If you don't establish a business entity, neither proclaimed innocence nor stupidity will save you.
"A partnership is the default when no other entity is established," said JoAnn Schmitz, founder of Schmitz Law Firm LLC. (Note that her company has an entity.)
She and Mark Patterson, tax partner at Stockman Kast Ryan and Co. LLP, were co-presenters at the final seminar in the Investor Ready Series, hosted by Peak Venture Group and the Colorado Springs Technology Incubator.
Don't go it alone
Running a business without an entity is akin to climbing up Class 3 talus on Mount Lindsey's north face at 4 p.m., despite hovering black storm clouds.
Oh wait, yours truly actually did that two Sundays ago — but at least I'm not foolish enough to start a business without first forming an entity.
Here's why.
"It's very easy to argue that someone has formed a partnership with you — just by meeting and talking," Schmitz said. "I want to impress upon you that this can be very broadly construed."
But there are options, of course.
If you're planning to own and operate the business by yourself, without employees, there is the sole proprietorship option.
"Depending on what you're doing, this entity could be good, but in most cases, we advise against it," Patterson said. The disadvantage is that business taxes are reported on a Schedule C, filed with your personal Form 1040, which saves on tax preparation costs. "But the IRS tends to audit Schedule Cs more often, because that's where a lot of abuse is."
And there's the possibility that "the IRS could create a partnership between you and another person," he said.
A better option for single-member (one owner) companies is a limited liability corporation.
"LLCs are the queen currently winning the beauty contest," Schmitz said, unless your company needs venture capital or is close to an initial public offering.
LLCs are popular because they offer flexibility in structuring income allocations, cash distributions, etc. They can be managed by members, managers or structured for a single-member, and, as the name implies, the entity offers the protection of limited liability for owners.
"Interestingly, the state does not require a written operating agreement — but you'd be nuts not to have one," she said.
And if you "create a single-member LLC, you have to be clear whether you own your invention or does the company own it," Schmitz said.
It's easier to start a business in Colorado, Blees said, because the state does not have a business license requirement — but, and here's the caveat that some entrepreneurs miss, most business owners do need a sales tax license.
"The sales tax rules in Colorado are among the most unique, i.e. difficult, in the country," Blees said.
Exactly when is the right time to establish an entity?
Until the entity is formed, an entrepreneur is operating with personal capacity and risk.
Therefore, form an entity "before committing to significant personal risk; before creating rights of ownership/employees/independent contractors, etc.; and before raising any money," Schmitz said.
Once you've established an entity and registered electronically as a new entity with the secretary of state for $50, go get a computer program for managing finances.
Patterson recommends QuickBooks.
"If you're running your business and you want to be successful at it, you're better off looking at your financials each month," he said. "It's important to have a set of records for your office, so there are no surprises at tax time."
And now back to partnerships, lest, dear reader, you forget how capricious they are.
"Here's the real kicker," Schmitz said. "The nature of liability is that you are jointly and severally liable with your partner. If your partner make a representation, you are equally responsible for it."
So, quit socializing and networking — and for the love of God, don't shake anyone's hand — until you establish a business entity.
Rebecca Tonn covers banking and finance for the Colorado Springs Business Journal.


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I bet the author for the original manga of "Shirokuma Cafe" (しろくまカフェ), Aloha Higa (ヒガアロハ), must have giggled her lungs up when she came up with this animal-based aidoru group by the name of Yama Arashi that exists in the comfy world of sentient animals and humans. Yamaarashi(山荒)just happens to mean porcupines and guess who's arguably been the top aidoru group on the Johnny's Entertainment heap for the past several years?
Panda-kun's mother and her buddies from the neighborhood are just bonkers over these cute and spiky wonders while the main characters are somewhat bemused to say the least.
In any case, their Yama Arashi's theme song did come up in one of the later episodes of the anime "Shirokuma Cafe" called "Yama Arashi Tonight" (Porcupines Tonight!), and by golly, doesn't it sound just like an Arashi(嵐)tune? It was never used as one of the many ending themes for the show but writer and composer Saki(紗希), who came up with all those show-enders can pretty much do it all when it comes to transcending the J-Pop genres, as she has by coming up with this oh-so-boy-aidoru tune.


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Financial Planning 101: When is Term Insurance the Right Choice?
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- Features
Over time, insurance companies have altered their products so that now there are numerous plan options and an all-time high level of complexity. Combined with a lack of consumer familiarity with insurance jargon and contract language, making a purchasing mistake has, ironically, never been easier. Priority, however, should always be placed on selecting the correct product with the appropriate characteristics to best match each individual's need. This short piece will focus on term insurance, perhaps the easiest form of life insurance in many situations.
Before diving into the details, it's best to simply determine the actual need for life insurance. Among other factors, a need could exist when:
- Dependents rely on the income stream generated by one individual
- Outstanding debt that needs sufficient funds to pay off
- Future expenses (like college tuition) are largely unfunded
- The proposed insured is a part or sole owner of a business
- Estate taxes are a concern and there is limited liquidity
- You have multiple financial obligations
Term insurance is the simplest and most cost-effective form of life insurance. As the name implies, term insurance lasts for a set number of years before coverage ends. Generally, a term policy is offered in increments of five-to-ten years, but annual and even twenty- and thirty-year policies are available. The death benefit is paid to the designated beneficiary tax-free and in a lump sum (as is the case with all life policies). Term does not build a cash value as do other permanent life insurance policies (i.e., universal, variable, whole, etc.). Among other explanations, these reasons explain why term premiums are significantly lower for the same death benefit when compared to permanent life insurance.
Term could be an ideal option for clients who may just be starting their careers and have little room for large premiums in their budget. A temporary need (i.e., a mortgage lasting a set number of years) may also be perfectly covered by term insurance. Generally speaking, temporary needs relate to debt payments and non-permanent financial obligations. For instance, a client may want to purchase term insurance for the period of time until their children have completed college or no longer are financially dependent. The amount of years remaining on a mortgage or line of credit may also serve a temporary need for clients to insure through a term contract.
Disadvantages, however, should also be considered when deciding whether term is the most suitable form of life insurance for you. Since term insurance does not provide opportunity for a cash value build-up, there is no forced savings component within the policy. Another item to consider is whether a policy owner plans to hold insurance past the original term period. If this is the case, annual premiums will increase significantly once the initial term ends or the policy owner may no longer be eligible for coverage (due to health issues). For these two reasons, term is rarely if ever recommended for estate planning purposes.
The Wealth Advisor team is more than happy to address your questions regarding your specific circumstance and discuss your risk management portfolio. We offer insurance solutions through several independent insurance broker-dealers and no employee ever receives commissions for any insurance products.


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Commercial (Business) Burglary
Ninety per cent of burglary prevention is physical security (Locks). If your Meriweather County complex is locked up and unauthorized entry is made difficult, time consuming, noisy and visible, chances of a successful burglary are kept to a minimum. The burglar will pass up your Georgia business and look for an easier target.
Steps to Take to Prevent a Burglary in Meriweather County
Locks on all outside entrances and inside security doors should be double cylinder deadbolts with moveable collars. The deadbolt should have at least one inch throw containing a hardened steel insert and protected by a latch guard.
Padlocks should be of hardened steel, mounted on bolted hasps and always locked to prevent exchange. Serial numbers should be filed off to prevent new keys from being made.
Doors (all outside or security doors) should be of solid construction, metal lined and secured with heavy metal crossbars. Jams around doors must be solid. All exposed hinges should be pinned to prevent removal.
Windows should have secure locks. Burglar-resistant glass treatments are also recommended. An example would be the installation of polyester security film. However, this must be used in conjunction with the alarm's glass break sensor. Heavy metal grates may be used on windows of high vulnerability (such as rear windows). Check with the Fire Marshall for safety requirements.
Lights must provide optimum visibility, both inside and out, with those outside having vandal-proof covers over the lights and power source. Entire perimeter must be well lit, especially the area around doors and other possible entry points.
Alarm System should be supplied by a licensed alarm company or Georgia locksmith with a central monitoring station. Check the alarm system on a daily basis, and advertise its presence to deter break-ins.
Cash Register should be kept in plain view from outside the building so it can be easily monitored and should be left open when empty and not in use.
Safes should be fire proof, burglar resistant, anchored securely and in plain view. Leave it open when it is empty, and use it to lock up valuables when business is closed. Contact a Georgia locksmith to change the combination whenever someone with access to it leaves your employment.
Building Exterior should be checked including the roof, cellar and walls. Secure all openings.
Maintain Good Visibility by not allowing landscaping, boxes, trash bins, vehicles or equipment near building where they might provide concealment or access to the roof.
Perimeter Fences need to be adequate enough to keep intruders out, and at the same time allow good visibility of your business by neighbors and Georgia police (i.e. vertical iron bar fence or 1/8 inch mesh vinyl coated chain link).
Key Control should be done in a responsible manner. A master key system where one key opens all locks may be convenient, but it may not be the best for security. Code all keys, keep them locked up when not in use, and do not allow employees to leave them lying around or make duplicates. Change locks whenever you suspect key security has been jeopardized.
Home Security Systems For the Elderly
Magnetic locks are among the most basic devices that are used by locksmiths when doing their job. If you aspire to become a technician in this field, then it is important to find out how it works, what it does, and the many benefits you can enjoy with its use.
Various Components of Magnetic Locks
Magnetic lock is also popularly referred to as mag lock, which is made up of an armature plate and an electromagnet that is widely used in the locksmith industry. The door opening is installed with a magnet inside of it to prevent any form of tampering with the device. Meanwhile, the armature plate is installed on the door's face to allow the mechanisms to work together efficiently.
As soon as the magnet is connected to an electrical source, there is a strong magnetic attraction that is built due to that connection. This helps to hold the magnet tight onto the plate that facilitates in a secure locking of the door. There are two ways in which the door lock is powered: 1) the use of a separate battery pack, or 2) the electrical system of the building. It is also possible to use DC power for the magnetic locks, which would require the additional use of a converter unit. There is also the ability to design these locks to become fail safe, which will ensure the door remains unlocked even if there is a power outage. Hence, occupants can exit the building safely even during such cases.
There are four basic methods of operating this type of lock. The first one is connected through a buzzer and operated manually to release the lock and open the door. The second one requires the use of a keypad system that required numerical code to activate the lock. The third one involves the use of card readers and is commonly used for commercial establishments. And finally, magnetic locks can be operated using fingerprint scanners that limit access into a building. Some more complex systems involve scanning various parts of the body such as the eye, facial features, among other things.
Home Invasions and Home Security
Home invasion is described as the crime of entering a private and occupied property with the intention of theft or violence. It can also be applied to a situation where a homeowner invites someone into his or her house but the guest overstays a welcome, leading to an argument that may involve the authorities escorting the guest out. This is a different crime than theft, though it is similarly motivated and comparable in statistics. Home invasion is particularly dangerous because it may involve several criminals, one or more of which may be capable of great violence. After all, a burglar can plan his or her strategy around not being seen by others. However, home invaders are usually seen by the occupants, which can lead to deadly results.
There have been many cases of home invasion, and contrary to popular belief, not all of these crimes are committed because of soured relationships between known acquaintances and friends. There have been reports of criminals randomly choosing shoppers in malls and following them all the way home. This may be a very different set of circumstances than a typical robbery, because any loud siren noise would only provoke the invader, prompting him to order the homeowner to turn it off. This defeats the purpose of an alarm system. An older model alarm system may be equipped to handle theft but not address the possibility of a home invasion.
However, it's very possible that just the idea of such sophisticated security systems will discourage criminals from even attempting to invade a guarded home. They may be deterred from a warning sign or from other evidence that the premises is being monitored 24 hours a day and seven days a week. Instead, the criminal will turn his attention to a nearby house-one not equipped with an alarm system. Safeguard your home and family with a security system.


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Learn about STEM career opportunities and important cyber defense skills through hands-on
instruction and activities. Experience what it's like to work in real-time cybersecurity situations!
Open to all rising 7th through 10th grade Wakulla County students
July 16-20 | 9 a.m. – 3 p.m. | Limited Space Available
TCC Wakulla Center, 2930 Crawfordville Highway, Crawfordville
$100* • Lunch provided daily • Apply in-person or online
All payments must be made in person
*Cost is $100 if paid by June 1st or $125 after June 2nd


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A score between 30-37 on the CTEP Reading exam taken through the Matriculation Office is required to meet the Reading Competency requirement for the AA/AS degree.
Students that do not meet the Reading Competency requirement for the AA/AS degree by taking the CTEP reading exam with the Matriculation Office and are inside the re-test waiting period, may appeal their reading score with the Saddleback College Reading Lab. The Reading Lab will give an alternate exam to students as an appeal to their CTEP Reading score as an attempt to fulfill this requirement. All appeals are final and no further testing will be allowed once the appeal exam is taken.
Students must be referred from the Matriculation Office before attempting this appeal.


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Hey DirectAccess fans,
My esteemed colleague Tom Shinder recently published the following Test Lab Guides (TLGs) for DirectAccess in Forefront UAG 2010:
These TLGs support the new structure of TLGs that use the Base Configuration test lab.
For more information about Microsoft TLGs, click here.
Joe Davies
Principal Writer
Windows Server Documentation Team


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What a great gift for that pet lover in your life. These adorable stackable boxes sit on top of each other and make great storage for Fido's toys later. Each box is filled with new surprises and will delight your favorite pooch or pooch lover.
A fantastic way to spoil the dog in your life or their owner's with a fun and imaginative pet care package designed specifically for the dog lover. A n adorable dog paw print gift box comes loaded with toys and treats.


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Since my blogging is less than regular these days I have decided to play catch-up with my overdue reviews by doing a couple of shorter reviews at once. Maybe this will help banish the looming tower of books that need reviewing to a more acceptable stack.
Animorphs #6-14
by Katherine Applegate
I like these books but they are pretty annoying to review. All the reviews I've done of the previous books feel like a variation on "fun characters, enjoyable storyline". And it's true for every one of the books. I just don't know what else to say (mainly because I just keep waiting too darned long before getting to the review, and that just seems to be what these books boil down to). So this is me saying the characters and the storyline are still fun in 6-14. I have grown weary with the recap every time, but that's what you get when you binge-read a series with recaps I guess.
First Grave on the Right (Charley Davidson, #1)
Second Grave on the Left (Charley Davidson, #2)
Third Grave Dead Ahead (Charley Davidson, #3)
Fourth Grave Beneath My Feet (Charley Davidson, #4)
by Darynda Jones
So I enjoyed these books so much! I flew through them and I'm looking forward to getting back to this series. I love Charley's spunk, the quotes at the start of every chapter make me laugh out loud more than half of the time, and the mythology is enjoyable. Is it a bit over the top? Yes, at times it really is. Did everything feel awesome during the whole thing? Not exactly. Did I find myself unable to stop reading these babies once I had started them? For sure! I think that, even though this is not an in depth review of the books, you get the gist of my feelings regarding these books…
Sea Wrack (Fredrik Broman #1)
by Håkan Östlundh
I read this book in Dutch, but it's actually a Swedish book. I'm a big fan of Scandinavian crime fiction and this did nothing to make me feel differently about that. It was a very well done crime story that really had me reading fast by the end just to see how things would end. I have most of this series if not the complete series, and I will definitely keep reading these books as they will most likely be awesome too.


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Original Seasoning
This product is currently sold out.
A low sodium solution for all of your culinary and health needs. This SPICY all-purpose seasoning works great on chicken, seafood, pork, beef, eggs, and every vegetable you can imagine.
- Low in Sodium
- Packed with flavor
- Offers a great spice kick
- All-purpose seasoning and great on everything
- Vegetarian, Vegan, Whole 30, Keto, and Paleo Compliant
- No GMOs, No MSG, and No Artificial Colors
- Every purchase is a donation towards hunger relief
- Made in the USA


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We live in 745 square feet of fun. This means (now that she's mobile) Hannah pretty much has access to everything Booyah does.
I believe that supervision is the number one way for kids of all ages to stay safe. When Hannah reached her tiny hand into Booyah's food dish I was right there to quickly move her away, resulting in the worst temper tantrum she's had yet. And then I wondered, how bad would it be if she did consume some of his food?
The number one concern with human consumption of pet food is Salmonella.
IAMS connected me with Dr. Amy Dickie, a veterinarian. She provided the following information (As a veterinarian she can't comment directly on the affects of pet food ingestion on humans, as she deals with the digestive systems of pets and they are very different from ours).
Even though there is a low risk of exposure to Salmonella through pet food there are some very simple things people can do to protect themselves and their families from the possibility. (Can food exposure is highly improbable as the food is cooked in the sealed container and exposure to the environment is controlled – until opened.)
Safe handling of pet food and treats include:
- First and foremost thoroughly washing your hands right after handling pet food or treats and especially before preparing or eating food or drinks.
- Immunocompromised, very young or elderly people should not be handling pet food products. If they do, thorough hand-washing should be practiced. Adults should help young children wash hands.
- Keep pet food and treats away from human food and do not prepare pet food in areas where human food it prepared.
- Pets should not be fed in the kitchen to help reduce the chances of cross-contamination from pet foods to human food. Young children should be kept away from pet feeding areas. Cat feeding stations may need to be elevated higher than young children can reach. Specific feeding times may be beneficial, so that feeding can be supervised and bowls immediately removed and cleaned.
© 2013 YYZ Bambina. All Rights Reserved.


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Change language:
The Hotel has 2 bars, open according to the Hotel needs and the season
The Hotel has 1 bar, open according to the Hotel needs and the season; the new Liberty Café is a quite and relaxing place, with plenty of space to assure all the guests their privacy. You will find a great variety of pastries, tea and herbal tea, coffees, liqueurs and well selected cognac.
To whom may not help reading a newspaper, sport, national and local news and also a newspaper in English language.
The Liberty Café has a SKY card and you could watch Sky Sport 1, Sky Sport 2, Sky Sport 3 and Eurosport, as well as Mondo Sky.
Viale Carducci, 3/5 - 38066 Riva del Garda (TN) - Lago di
Garda - ITALY - Tel +39 0464 553581 - Fax +39 0464 551144 - Email:
firstname.lastname@example.com - P.IVA 00819600222
Copyright 2012 -
Company Info - Project by
Gestione Albergo


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The electronic flip book displays multimedia content such as animation, video, pictures and text to your audience through LCD TV or projection imaging. The form is novel, the visual impact is strong, and with an endless amount of information displayed.
Take control of your Novel
The vivid dynamic pages and hyper-realistic sounds make the audience more interested in the content of the book while marveling at the magic.


text: That sure does sound like security overkill. Although, on the other hand, I find it amazing that in the US they actually leave your parcels on the doorstep. If they'd do that here, we'd have to start filming ang revenging as well. Here, they dump your stuff at the neighbours' or at a pick up point, and leave a ticket for you to claim your parcel. Oh well. At least you got more ammo for your bitterness this way 🙂


text: In episode 29, Chuck talks with his friend, Laurie Fieffer, over the phone. Chuck and Laurie talk about board games! They grew up together and played many board games together. After discussing the history of board games, Chuck and Laurie reminisce about some of their favorites. Chuck learned about German-style board games during his research and then saw some of these games during his trip to Canada! Let them know which board games you used to play and/or which ones you currently enjoy playing!


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Support volcano monitoring in Guatemala 23 June 2010Posted by admin in Guatemala, natural hazards, Santa María, volcano monitoring.
Tags: Guatemala, Santa María, Santiaguito Volcano Observatory, volcano monitoring
Jessica Ball of the Magma Cum Laude blog has been in touch with news of a very worthy cause: supporting volcano monitoring in Guatemala. The government agency charged with monitoring Guatemala's volcanoes, the Instituto Nacional de Sismología, Volcanología, Meteorología e Hidrología (INSIVUMEH), is staffed by some incredibly dedicated and hard-working men and women who do all they can to keep their people safe from volcanic hazards, but they do not have the equipment they need to do the job as well as it needs to be done. They need everything from computers to rock hammers, tape measures to digital cameras, laser rangefinders to geological hand lenses. That's where you can help.
The International Volcano Monitoring Fund (IVMF) was set up by Dr Jeff Witter to help improve volcano monitoring in developing countries. Jessica Ball has done much of her volcanological research on Santiaguito volcano in Guatemala, and she has got together with the IVMF and INSIVUMEH to compile a list of what is needed and launch a fundraising effort for the Santaguito Volcano Observatory. Please go to Jessica's page about the fundraiser at Magma Cum Laude, and to the IVMF's Guatemala page, to find out what your donations can buy and how you can help.
This is a very worthy cause in which a few dollars can make a big difference: please help if you can.


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Boss Nine Casting Cores
Roddin' @ Random
Brandan Gilloglywriter
The Alcast foundry (Alcast.com) is only a few miles from our El Segundo home office, so we stopped by to ask employee Niko Martillo about the casting process for the Step by Step column we did in the July 2013 issue. Alcast makes all sorts of industrial parts for fuel pumps, elevators, and even military applications, but these pieces in particular caught our eye. These are the tooling and the cores for one of Jon Kaase's Boss Nine cylinder heads (JonKaaseRacingEngines.com) that can turn a standard 429 or a 460 Ford into a semi-hemi brute.


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The newest information says that the Central Teacher Eligibility Test (CTET) and National Eligibility Test (NET) should only be held once a year now, instead of twice as it used to be held earlier. The test is an eligibility examination for testing the admissibility of candidates and jobseekers for the appointment of teachers for class I-VIII.
The Board has appealed to remove the practice of conducting the National Eligibility Test (NET) twice in a year. The NET is a test held for employment of assistant professors.
The Central Board of Education (CBSE) has time and again reproached the Human Resource Development ministry for the hard and tedious task it is put through to conduct the NET twice a year.
There was also the argument that when all other CBSE based tests are held once a year why the CTET and NET should be held twice.
The HRD Ministry has also appointed NTS (National Testing Service) as an independent body that will be responsible for conducting entrance tests for higher education courses.
We can say that conducting NET once in a year is at a budding stage. The decision is yet to be taken!
For any query, candidates are requested to check the official website .
Click here or more education news.
For more details, follow SuccessCDs ( Facebook, Google Plus, Twitter )


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october 2016
Working worlds as places of well-being – Thonet at Orgatec 2016
While at imm cologne and the Salone del Mobile in Milan, the focus was on furniture that allows for the creation of holistic living environments. At Orgatec (25-29 October 2016) Thonet will concentrate on comprehensive working worlds: from open office workspace with a lounge character to the home office with a design standard and the homely conference room. At its booth in hall 9.1 (A48 – B49) the Frankenberg-based company presents new products and classics for the most diversified solutions and uses. Under the proven motto "Residential Workspace" Thonet introduces the new and versatile CANOR acoustic partition alongside the extension of club chair S 830, which now ensures diversity in lounge and lobby areas with an optional writing panel and new frame versions. Furthermore, the conference chair S 95 with castors and tilt mechanism and an update of folding table S 1195 Evo stand in the spotlight. In addition, the interactive seat and row numbering defines a new standard in the market.
What means sound and at the same time swallows it? CANOR!
Sound insulation, room divider, bulletin board and storage – Thonet's new acoustic partition CANOR unites many functions. Thanks to numerous individualisation options, the new acoustic partition adjusts to a wide range of requirements and environments. Due to the special upholstery and textile cover, it reduces noises, enabling an undisturbed and concentrated working atmosphere. The selection of numerous fabrics and several types of wood for the frame allows CANOR to be adapted to individual tastes and environments.
Please report: new interactive radio-controlled seat numbering
The new displays for electronic seat numbering integrated in the backrests of chairs represent an innovation for auditorium seating: in collaboration with Mauser Sitzkultur, Thonet has developed a flexible radio-controlled numbering system. The proven technology comes from the retail business and is related to supermarket price labels. After setting up the rows of chairs, the individual chairs are localised, configured and provided with the necessary information (row/seat) with the assistance of a high-quality handheld scanner. Individual texts and logos can optionally be displayed. The displays are centrally accessed via a server, which is an ordinary computer such as a notebook. The position of each display is shown on the server in a schematic seating plan. Each display (size: 1.6 inches) can be individually accessed from the server – also during events – and individually adjusted. Use of the new numbering system is possible with all upholstered chairs.
Family addition: the S 830 becomes a workplace
At Orgatec, the striking club chair range S 830 is presented with even more variety while always keeping an eye on the Thonet tradition: in addition to the available base plate and tubular steel four-leg frames (S 832 and S 831), the new collection now includes version 835 with bentwood legs, the cantilever tubular steel frame S 834 with a seat height adjusted for dining tables, and the four-leg cross base S 833. The new writing panel is another highlight, making the S 830 a flexible workplace. The small, swivel panel is mounted on the seat shell – either on the right or left side. The teardrop-shaped surface is designed for DIN A4 format and available in easy to care for HPL laminate (white, grey or black).
Even more ergonomic: the conference chair range S 95 with tilt mechanism
The sporty and elegant conference chair S 95 has also experienced further development: an integrated tilt mechanism ensures a flexible posture and non-tiring sitting during long conferences. The automatic return mechanism of the S 95 swivel chair versions is also new, allowing the seat to automatically return to its original position when the user gets up. Various frame versions and numerous details for individualisation – from the upholstery to the cover fabric and armrests as well as sophisticated inlays – create a family of chairs that adjusts to the most diverse environments and tastes.
Practical as always: new frames for folding table S 1195
The S 1195 by Delphin Design is a lightweight folding table that does not reveal its practical function at first sight. For 15 years the folding table characterised by its clear, reserved aesthetics and high quality has been an inherent part of the Thonet portfolio. It has now been refined with the addition of two more frame versions that are also positioned at the ends of the tabletop and thus guarantee ample leg room: chrome-plated round tube, mitred round tube or rectangular tube – all table leg versions can be folded up and stored in a space-saving way since the tables can be stacked tightly when folded up. Assembly and disassembly are especially easy and can be handled by one person. The tabletop is available with melamine resin coating or, upon request, in other materials.
» Download PDF "Orgatec 2016"
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E-Mail susanne.korn(at)thonet.de


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I felt like Roger Moore, aka James Bond, 007, from 'Man with the Golden Gun' (1974.) But there were no Scaramongas (Bond's nemesis) in sight when we arrived. We had saved this trip for Carly's arrival. The day was perfect: sunny, clear, and 29 degrees for our trip to James Bond Island.
We thought the tour packages were cheap on our last visit to Thailand, but now, with low season upon us, they are even cheaper. Don't believe the prices on the glossy brochures. We received the best deal from Anni, at S. Armani Tailor International, a friendly Bangladeshi guy who also has a travel desk, at 144 Thaweewong Rd (along the beach) in Patong – Phone 087-4624904. He was happy to do the tours for half price, so we recommend you go straight to him and save the hassle of bartering. He will often drive to your hotel to do business with you.
The James Bond Island package was fantastic! Perfect weather always adds to your experience but all three of us thought you couldn't hope for a much better day of group touring: great experiences, competent guides and lots of variety.
Our first stop was at Suwankuha Temple or Monkey Cave. This is another famous site that has been visited by many kings and queens over the years. Heaps of monkeys of all sizes were scurrying all over the place. The little baby ones were soooo cute, almost alien-like. The cave was great too. The ubiquitous Buddha images, stalactites and stalagmites and lots of bats.
Then we were heading for the Phang Nga Bay National Park by giant long-tail boat. Once we escaped the mangroves onto open water, the sea was calm and a stunning blue.
We called into Koh Pan Yee, a famous floating village inhabited by about 200 Muslim families. They have done such an amazing job developing the village that it seemed more permanent than floating. We had a nice lunch and then had free time to explore the village. Lots of souvenir stalls were dotted through the complex. School was in session and we were able to wander through freely, gawk through the windows and take as many photos and videos as we liked. Not a permission slip or any red tape in sight. The school also had its own floating soccer pitch, but with no protective netting around it we wondered about stray balls at play time.
A couple of women also carried around beautiful gibbons, perhaps a bit out of place, but very popular with the tourists. They charged for photo opportunities and probably had a higher profit margin than the postcards, T-shirts, mini Buddhas and assorted crap. It won't be long and they will have an elephant.
Next stop was James Bond Island, aka Ta Phu, which looked stunning. Very similar to Halong Bay in Vietnam with the massive cliffs rising from the sea with a stunning blend of watery blues and forest greens. Had a refreshing swim as well.
Our final stop was Tam Talu Island which would have to rate as one of the most beautiful places we have been. Two at a time we boarded kayaks with our own personal paddlers. They took us around (and through!!!) the cliffs to take in some unbelievable views. At some points the clearance was only centimetres above the kayak, so we had to lie down to pass through. We would then arrive inside a lagoon, surrounded by vertical rock faces.
At high tide you can't get in or out so the timing has to be just right.Then it was back on the long-tail for the return trip. Into our mini-van and back to our hotels in Patong.If you are going to do one tour during your stay in Thailand, do this one. On a calm, sunny day it would be extremely hard to beat!


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In light of concerns about Social Security's costs and benefit adequacy, La Follette School Professors Tim Smeeding and Pam Herd along with colleagues at The Urban Institute and Syracuse University propose an effective and relatively inexpensive targeted program to provide a minimally adequate income floor to old-age income through the Social Security system.
"A minimum benefit plan (MBP), modeled after the Canadian minimum benefit for the elderly and the United States' Earned Income Tax Credit (EITC), could provide a cost-effective method for reducing elder income poverty to very low levels," according to the researchers, who received funding from AARP's Innovation Challenge to identify policy solutions for strengthening Social Security.
The MBP for low-income retirees has four features: eligibility requirements, benefit levels and income exclusions, administrative structure and take-up, and eligibility limits for other benefit programs.
"This plan most tightly ties benefits to those with the lowest incomes—taking into account family income resources," they wrote in their report for AARP. "Prior proposals have not taken into account total family/household income resources, thus weakening their targeted nature."
The plan also ensures that those most economically vulnerable — typically, those who have not had consistent labor force participation, minorities, and older single women — are protected.
Finally, it is sensitive to program interactions, especially in terms of Medicaid. The MBP would not be counted toward Medicaid eligibility, the authors said.
"Older adults with supplemental Medicaid coverage spend $3,000 less annually in out-of-pocket heath care expenditures as compared with people who purchase private supplemental coverage," the researchers wrote. "A gain of even $2,000 in additional income from a minimum benefit, if it results in the loss of Medicaid coverage, would leave a beneficiary worse off."
Melissa Favreault, a senior fellow at the Urban Institute Income and Benefits Policy Center, and Madonna Harrington Meyer, a professor of sociology and senior research associate at the Maxwell School of Syracuse University, are the other researchers on the project,
In 2016, AARP launched its Innovation Challenge to identify policy solutions for strengthening Social Security. AARP received an overwhelming number of responses, and selected seven concepts that ranked highest under the blind review. With AARP's support, the authors further developed their innovation and worked with The Urban Institute to assess the financial and distributional impact of their policy proposals.


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Problem: Got a Word document (this works with Excel/Powerpoints as well) with linked images instead of embedded ones. Needed to put all of them into the document.
- Open Word, and go to 'FILE' -> 'Options'
- Go to 'Quick Access Toolbar' section
- Under 'Choose commands from' select 'All Commands' and select 'Edit Links to Files'
- Click on the 'Add' button to add it to the quick access toolbar.
- Click 'OK' to save the changes
- You'll now find a new icon for 'Edit Links to Files' in the quick access toolbar at the top left of Word, click on it.
The 'Links' window will open and will list all the files that are linked to the document.
- Select the file(s) you want to unlink and click 'Break' and make sure the option 'Save picture in document' is ticked.
- Click 'OK' to save the changes.
- That's all. The file(s) will now be unlinked. It (they) will remain in the Word document as a picture.
PS: In french version of Microsoft Office, the option is called 'Modifier les liens d'accès aux fichiers'
Source: https://www.itsupportguides.com/office-2013/word-2013-how-to-remove-links-to-other-files/


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Every other Sunday, The Simple Dollar reviews a personal finance book.
I picked up Beyond Paycheck to Paycheck because of one word: conversation.
For the most part, Beyond Paycheck to Paycheck by Michael B. Rubin covers the nuts and bolts of personal finance pretty well. What sets it apart is the method it uses to relate this information – most of the chapters take the form of a back-and-forth dialogue between you, the reader, and the writer.
Don't get what I mean? Here's a snippet from the first chapter:
You: Why is my money worth less in the future than it is worth today?
One reason is inflation. Inflation is the overall trend of rising prices over time. Most items rise in price. Inflation has historically averaged about 3 to 4 percent each year. You might not notice the small yearly increase, but over many years these increases have a tremendous effect.
Remember when Manhattan was purchased for $24?
You: Um, I'm pretty sure that happened way before I was born.
Hey, you're pretty sharp over there. Indeed, that sale did happen a long time ago; 1626 to be precise. Still, 24 bucks doesn't sound like very much, does it? But assuming 4 percent annual inflation over 382 years, $24 in 1626 is worth roughly $77 million in 2008! So you would have definitely preferred to receive $24 in 1626 instead of receiving $24 in 2008.
That section is more indicative of the style of the book than of the complexity – it definitely moves on to more complex topics. But it is that style that sets it apart – and it's a style that I think will appeal quite a bit to some readers and annoy others.
But is the information presented good? Let's dig in and see what we can find, shall we?
Chapter 1. The Basics: Tell Your Money to Go to Work
The opening chapter really focuses on two things: inflation and the miracle of compound interest. In both cases, the author is mostly just seeking to make the definitions of each quite clear and show a bit of how they compete against each other. Luckily, I've already explained inflation and compound interest in beginner's terms, so most of the information in this opening chapter should be old hand to a Simple Dollar reader.
Chapter 2. Don't Be Cheap, Be Fiscally Responsible
From there, Beyond Paycheck to Paycheck moves on to looking at your active income – the money you make from working – and net worth, which is basically how much of your active income you've kept from paycheck to paycheck over the long haul. Obviously, the way to increase your net worth is to spend less than you earn – and the book offers ten tactics for doing that, including my favorite one, enjoy being with the people you like. Rubin argues that if you're with true friends, they're just as happy spending only $15 on a meal out than the $35 on dinner and drinks you might spend trying to impress someone. Good advice, and there's several other equally good points in here.
Chapter 3. Debt Sucks (Your Money Away)
Here, Rubin addresses the painful item known as debt – frankly, it's the reason why many people pick up books like this. Most of the stuff here is standard debt-reduction stuff: Rubin buys into the separation of good debt (home mortgages, student loans) and bad debt (credit cards, most other kinds of debt) and encourages people to pay off bad debt first and keep it gone. Rubin also delves into credit reports and credit scores a bit, pointing out why it's invaluable for a person to keep paying their bills on time, and he discusses the basics of a debt repayment plan. In other words, it really hits the basics of debt management in that conversational tone the book uses.
Chapter 4. Taxes on Your Taxes Are Taxing (Yet Real)
Many people are scared to death of doing their own taxes, even if they're simple. I know my parents are, for one example – they take theirs to a preparer (even though I've offered to do their taxes for them for free). Rubin basically does a soft introduction to the various kinds of taxes out there, focusing primarily on income tax and income tax filing. He actually comes to the same conclusion I do: you should at least try to do your own taxes. It's a worthwhile activity that teaches quite a bit.
Chapter 5. Use Protection: Insurance
Rubin thoroughly covers the various types of insurance here, walking through them in that conversational style of his, including thorough coverage of life insurance, health insurance, home insurance, and auto insurance. One notable topic covered here that doesn't regularly get covered in other discussions of insurance is umbrella insurance – insurance that covers you in the event that your liability exceeds the amount of insurance coverage you have. Rubin's argument is that umbrella insurance is good if you have assets to protect that are above the value of the insurance you have – if not, it's not worthwhile.
Chapter 6. Take Advantage of Your Benefits (or You're Being Kind of Dumb)
Here's some great advice – know your work benefits. Go carefully through all of the benefits available to you at work and make sure you're taking advantage of as many benefits as you can. After all, this stuff is just free money – insurance, retirement accounts, spending accounts, and other perks do nothing but save you money. Sure, it might be boring to go through, but it puts money straight in your pocket. Most importantly, Rubin offers a very informative section on retirement plans through work – how to set up your 401(k) and such.
Chapter 7. Ira Roth Is Not Your Congressman – Do-It-Yourself Retirement Planning
What if you're like me and you don't have an employer? Or you want to save more for retirement (or for other goals) outside of work? There are a lot of options available to you for this as well – Roth IRAs, traditional IRAs, and brokerage accounts. Again, Rubin walks through each of these options in detail. I quite liked this chapter and wish I had read it a couple years ago, because I myself was nervous about a Roth IRA.
Chapter 8. Maximize Your (Investing) Performance
To me, this is the real highlight of Beyond Paycheck to Paycheck. It's a spectacularly strong fifty page summary (still in that conversational layman tone) of the basics of investing. Rubin starts out in the right place, focusing on risk tolerance and time horizon before even looking at investment options at all. From there, he moves through different investment choices, pointing out that for shorter term investments, less risk is generally better, but for longer term stuff, more risk is better. He even digs rather deeply into portfolio theory, explaining the reasons why saving for a particular goal might involve multiple investment types to reduce risk. Excellent stuff – perhaps the best layman's primer on investing I've ever read.
Chapter 9. Death Happens: Estate Planning
The book starts to wind down here, covering end-of-life topics such as a living will, a will, a power of attorney, and so on. Solid information for everyone to know, as there are some actions (such as a will, a living will, and possibly a trust) that people should take today as well as things people should be ready to help family members with later in life.
Chapter 10. Take This Book and Use It!
Rubin closes with an astute point: this book is useless unless you use the information inside. So he provides some checklists for ways to get started. A to-do list is a great way to end the book and encourage people to take the next step.
Some Thoughts on Beyond Paycheck to Paycheck
Here are three things I think I think about Beyond Paycheck to Paycheck.
I wish I'd found this book in April 2006. While it's not as inspiring as, say, Dave Ramsey or Your Money or Your Life, it provides a flavor of very conversational basic personal finance information that would have been very valuable to have during my financial meltdown.
It's clearly targeting beginners, however. Make no bones about it, though: the material here is targeting people who don't know a whole lot about managing their money. Beyond Paycheck to Paycheck is a very solid book, don't get me wrong. It's brilliantly written, with a soft and direct and often lightly humorous tone.
I wish such a book weren't necessary. The fact that basic personal finance needs to be repeated in so many ways signals that there simply isn't adequate personal finance education going on in schools. Where is the basic consumer education? I know many people of college age who believe that money simply comes magically out of their credit cards – and that's frankly sad. I wish books like Beyond Paycheck to Paycheck didn't have to exist – but I'm glad they do.
Is Beyond Paycheck to Paycheck Worth Reading?
It's pretty clear from this read-through who Beyond Paycheck to Paycheck is perfect for: anyone who is nervous about managing their money at all and wants a gentle hand to guide them through. They don't want to be treated like a child, but they also don't want to be quickly lost in a wide array of terms.
Beyond Paycheck to Paycheck is great at this. In fact, I'd argue that Beyond Paycheck to Paycheck would make a very solid book for a consumer education course in high school. It's not overly long and is broken down into nice little pieces, each with a gently-introduced concept to swallow.
For many people who have a strong grip on their finances, Beyond Paycheck to Paycheck is pretty simplistic – but you shouldn't be spending your time reading this one, anyway. If the topics that I mentioned above seem just about right, Beyond Paycheck to Paycheck does a great job of walking through them in a friendly tone.


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Past Reviews
Off Broadway Reviews
Put away your jingle bells, your sleigh bells, and your silver bells - the season's now all about drums, keyboards, and electric violins. Those are the instruments of choice for the members of the hard pop-theatre fusion band Groovelily, and once you've heard and seen their exciting new spin on the best time of the year, you'll never want to get dizzy any other way.
Even traditional music lovers have nothing to fear from Striking 12, the rockingly good show Groovelily has written with Rachel Sheinkin, and which just opened at the Daryl Roth Theatre. If there's a contemporary edge to every note and lyric, there's not one that doesn't gleam with the surging optimism that's always characterized the season's hymns and carols. So if the sound is eclectic and electronic, it's also - most importantly - genuine. Humbugs seeking cynicism and irony from their holiday shows won't be satisfied with what they find here.
They're probably the only ones. Otherwise, Sheinkin (who won a Tony for her book to The 25th Annual Putnam County Spelling Bee) and Groovelily members Gene Lewin, Brendan Milburn, and Valerie Vigoda are determined to give you heart, if not necessarily the heart you expect. Striking 12 isn't one of those Dickensian riffs where a Scrooge-like recluse learns to love Christmas, and the book isn't bursting with treacly emotional affirmations. But one man does learn that love for your fellow man - or woman - can be liberating any time of year.
That man, played by Milburn, arrives home on December 31 to an answering machine full of invitations he can't bear to accept; trouble at work and a recent breakup with his fiancée aren't putting him in the celebrating mood. But when a young woman (Vigoda) stops by his apartment peddling high-power light bulbs, she sparks both his affection and his curiosity in how she relates to another light merchant of holiday lore: Hans Christian Andersen's The Little Match Girl.
The man sits down to study the story, and starts finding his own personal cheer - and mission - in imagining how Andersen's tragic events could too easily apply to the woman he now can't stop thinking about. But as Vigoda and Lewin reenact the story around him, he discovers that it relates to his own life as well, and that maybe it's time he warm himself up, too.
David Korins's set, a series of panels that slide to reveal winter-themed backdrops, and Michael Gilliam's intense lighting (which includes the obligatory strings of multicolored tree lights) really come alive in this section under Ted Sperling's twinkling, inventive direction, but the material itself never especially does. Two of the show's best songs, the sumptuous, fire-stoking "Wonderful" and the breeze-biting "Caution to the Wind," are found here, but the Match Girl's plight has not been reconceived as imaginatively or as evocatively as that of the lonely loser has been.
The songs for his world burn brighter, and with a more vividly dramatic fire. The urban-winter-wonderland opening, "Snow Song," is as hushed as early morning in the snow-covered city; the man's "Last Day of the Year" pulses with a pedantic undercurrent that characterizes his impatience with life; and "Fine Fine Fine" is a gloriously off-putting look at party small talk centering on uncomfortable subjects. The Match Girl story, more routinely musicalized, never grabs you quite the same way; even digressions, like bit-player Lewin's complaint about the rhythm man's lot ("Give the Drummer Some") or an eyebrow-raising analysis of the world's greatest creatives ("Screwed-up People Make Great Art") pack a greater punch.
Some of the Sheinkin-Milburn-Vigoda dialogue, especially when the performers are "playing" themselves, feels unnecessarily overscripted. And while Milburn, Vigoda, and Lewin turn in fine performances, don't expect characterizations of particularly notable depth: While expertly accompanying themselves and singing their stories, they don't have time for much but varying degrees of urban disaffection.
But even that's right for this kind of concert-theatre, as it leaves them one kind of expectation to smash and another to deliver wrapped with a big red bow. If the show's various ingredients at times seem oddly disparate, they've been combined into a show as smooth and gently intoxicating as a mug of hot buttered rum.
With luck, this show will become as much of a holiday presence as that drink and all the ubiquitous songs. And who knows, maybe some day "Snow Song" and "Wonderful" will be standards themselves. Giving everything else Sheinkin and Groovelily have accomplished in Striking 12, that wouldn't surprise me - or upset me - in the least.
Striking 12


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Prijs (Inclusief BTW):
€ 34,90
The ideal gift set for any coffee lover: BODUM's original French Press design, the BRAZIL French Press coffee maker, paired with a set of 12oz PAVINA Glasses. The BRAZIL features a borosilicate glass beaker and BODUM's signature safety and aroma seal to keep coffee fresh and warm longer, while the base, lid and handle are made of heat-resistant polypropylene for added durability. The single-walled PAVINA glasses are wrapped in a dishwasher safe silicone band for a sturdy, stylish grip.


text:
Anthony Bergamin
_Description: For more information please visit: anthonybergamin.blogspot.ca
Credentials: Hon. B.A., Dipl. EXAT
Additional Training: General Certificate Roy Hart Theatre (Voice)
Professional Affiliations: CAPT, OEATA
Population served: Adults, youth (20 - 25)
Areas of expertise & experience:
Identity, life dissatisfaction, loss, depression, fear, transitions, relationships, creativity. general, LGBT identity
Arts practice: Voice, drama, EXAT inter-modal
Location: Toronto (Annex, Spadina & Bloor)


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Tuesdays child is full of grace,
Wednesdays child is full of woe,
Thursdays child has far to go,
Fridays child is loving and giving,
Saturdays child works hard for his living,
And the child that is born on the Sabbath day
Is bonny and blithe, and good and gay.
My Dearest Shannon - Happy Birthday! You are Mondays child! And you my daughter – you were the child of my youth.
You were born the day after Easter, on Monday, March 30th, 1970 at 6:40 a.m. in Lynwood, California at St. Francis' Medical Center (hospital, then). You were 18 inches in length, 7 pounds and 3 ounces with hardly any hair whatsoever! Oh, but I was smitten!
There were difficulties with your birth and an emergency C-section brought you into the world.
The Sisters of St. Francis were a benevolent lot of ladies! They took care of the entire hospital bill that was incurred during your birth. I clearly see the hand of God gently guiding and directing even then.
One of the 'older' sister's of the order was sent to assist me as I had determined I would breast feed you. Evidently I shocked them with that bit of news. It just seemed the most natural and economical thing to do. This dear, dear woman taught me to bind myself up with elastic bandages between feedings. (Really, I didn't know it was going to be that painful at first!) With her help, your eagerness to nurse and much perseverance, we succeeded!
My daughter, I hope you know how much I love you. I hope I said it often enough. More importantly, I hope you felt that love.
I hope you know how proud I am of you. You've faced some insurmountable odds and come through. I think you're better for having experienced some of the hard times, too. It's given you grit and determination. I've witnessed you as you took the mantle and became the She-Bear to your own children.
You, my daughter, were the child of my youth. I was a child of 18 when you were born. I never knew a love as fierce and pure as the love of a mother for their first born child. Your birth awakened something so deep and so very primal in my heart and soul.
I remember wanting to protect you from all the evils of the world then finally having to concede that I could not.
Do you remember our days of 'single parenting' in the 1187 Palmer House apartments? The old Dickens adage of, "It was the best of times... it was the worst of times..." Oh Baby Girl... I did so many things wrong, but evidently I did a few things right - look at yourself!
Can you ever forgive me for the things I did wrong? The hurtful words I uttered? Allowing you to get into harms way - even on a church bus where a predator was looking for 'lost children' as his prey. I don't know if I can ever forgive myself for not knowing, for not being there. Had I had known… suffice it to say I'd be doing a life sentence in a women's facility.
There are and were so very many things I'm sorry for. Sorry that your birth father didn't make more of an effort to be in your life. How could I have thought he was the "one"?
I never was able to finish this poem... but I felt it its strength so deep within the core of me. I still do.
You were four when your dad and I separated and divorced. It was difficult for you, I'm sure. I was in the throes of depression and self loathing and all I wanted to do was sleep. I don't recall now who it was, probably one of the women I worked with, but she said to buy those frozen meals in a boiling bag so that I could fix a meal for you in short order. You probably burned out on those. I remember you telling me, "Mom? You're a good can opener!"
I didn't cook a lot during those early days of divorce, but I did feed you. You thought raisins, prunes and raw sunflower seeds were candy... we did most of our shopping at second hand stores and I would buy you blue jean coveralls and embroider your name on them along with bright designs and flowers. That was until I heard a strange man calling you by name. I remember the sheer panic of that moment. It was, however, a valuable lesson to me AND I never embroidered your name on anything again, in fact I removed your name from that pair of coveralls!
We shopped at a hippy run food co-op in addition to Kroger's where I could use the food stamps, went to book stores and the library, played the autoharp in the courtyard and sang to the children there, who like us were all low-income families subsisting on government assistance. I did have a job; it was just beneath the poverty level, so we qualified for assistance. For a long time we didn't have a TV. I couldn't have afforded cable anyhow. I don't recall that we missed television in our lives.
We also didn't have a phone because I couldn't afford the deposit. Another single mom saved her change in a glass bottle and gave it to me to get a phone set up – I only had to pay her back when I could (thank you Deb Harsh, I will always remember your kindness!).
When I went to get the phone set up, I was told I couldn't get one until I paid the old bill your Dad had not paid. I was shocked, and then I became incensed!!! I went home, got the divorce papers and returned to their office. I showed them in the legal documents where he was responsible for all the debts incurred during the marriage. The lady 'assisting' me was unrelenting. I asked for her supervisor and a man appeared, with her at his side. I again informed them of the decree, told them they were free to make a copy for their files and if I didn't leave with a phone being set up today they would be hearing from my attorney in a discrimination law suit as they were discriminating against women, especially those who where were low income and single parents! It was the era of women's rights and discrimination law suits. We got the phone the very next day! (What I didn't have was a lawyer!)
We did have other friends who were single parents with kids. I got custody of the camping equipment for awhile and we went on camping trips with some of our women friends and their children. Your camping job was to 'police' the area for sticks to clear where the tent would go then we used the sticks to start the camp fire.
You were the most amazing test of trying to date and find male companionship! You weeded them out in short order! I loved you for that, and I can't begin to tell you how much.
One such time, there was a 'gentleman caller' (really… I can't remember who it was) and you were sitting on the cement slab floor that was covered with the government contract flooring. You looked at this guy, in all of your five year old wisdom and said, "Do you think you're going to be my new Dad or something?" Then you lifted your leg and farted! It was soooooooo loud! It must have reverberated through at least three of the complex units! I never saw the guy again! Yep, you culled the herd.
Do you remember the incident in first grade where you were coming down the steps and accidentally stepped on a toy car that a third grade boy was playing with (on the steps)? He got mad and shoved you. Then you shoved back. It broke out into a full fight and you held your ground. I was called to school for that. Your teacher emphatically and dramatically wanted me to chastise you for that incident. I refused. I told that teacher that it was my full expectation that if you were bullied you were to stand up for yourself and not be a doormat to anyone no matter their age or gender. Suffice it to say that your teacher and I had rather strained relations from that day on! I never advocated violence as a means to an end, but I did want you to be able to stand up for yourself. You certainly have done that, and more, my Roller Derby Queen!
The hardest decision I ever had to make was in August of 1977. I did see a lawyer then. I had been laid off of work and it was then my thyroid started 'acting up' for the second time. The doctor was sure it was cancer since it 'came back' and wanted me to have surgery post haste. I told him I couldn't – I didn't have insurance, was laid off and was a single mom who needed to make some kind of arrangements for your care. I was so frightened, Shannon! I didn't know what to do or where to turn.
A week or so later, I was called back to work but it would be on second shift and I had to work for a while before I could have the medical insurance reinstated.
My mom was willing to take you for the duration of working the off shift (I would never have seen you! You were in second grade) and for the recovery period when I had surgery. I wanted to make sure it was legal since I was the custodial parent. According to the lawyer, we needed to draft a letter to your Father just to test the water to see if he was interested in having you for the period of one year.
Wonder of wonders – he was. He was remarried by that time and had one or two daughters. Even though I had told the lawyer I was willing to pay child support, he declined to add that to the letter and said not to worry about it unless your Dad brought it up. He didn't – he couldn't see the bigger picture, only what was immediate and that was getting out of paying child support – which he never did anyhow.
So, the weekend before school started I moved you and all your possessions to your Dad's. What do you remember of that move, if anything? What you didn't know is I cried all the way back to the apartment. My heart broke leaving you there… I was afraid I was dying of cancer and had no other options available.
Unfortunately, I think you do remember staying with your Dad and his "new" family. As you told it, I believe you were treated like "Cinderella" and not allowed to eat with the family or even be a part of the family unit.
I did have the second thyroid surgery and pathology proved it was benign, even though the doctor said by all appearances, it looked like 'cancer'.
Then rather than your Dad keeping you for the entire year as the agreement stated, the day school was out he and my mother had planned that you would be taken there. You were no longer in his house. There was a measure of consolation in that.
We did go back to court so that I again could become the custodial parent. Those were tough years. I am sorry you had to experience them.
So on this, the natal day of your emergence into the world, what words of wisdom could I impart to you?
Psalm 139:13
13-16 Oh yes, you shaped me first inside, then out;
you formed me in my mother's womb.
I thank you, High God—you're breathtaking!
Body and soul, I am marvelously made!
I worship in adoration—what a creation!
You know me inside and out,
you know every bone in my body;
You know exactly how I was made, bit by bit,
how I was sculpted from nothing into something.
Like an open book, you watched me grow from conception to birth;
all the stages of my life were spread out before you,
The days of my life all prepared
before I'd even lived one day.
p.s. there's a CARE package in the works!


text:
Home Economics
If 2 out of 3 ex offenders usually go back to the prison industrial complex plantation due to 1) lack of employment among other things, then..it seems as though our aboriginal entities should not have a problem being staffed. Seen? Why are we soliciting the same companies for re entry into a system that clearly does not work for us?
I clearly see the value in having 2 parent families and how we as a people can recover commercially by simply paying attention. The answers are all around us. We must learn to simplify and move with such clarity that even a child understands every sound right reason why we do a thing.
Our human resources need to be more valuable to us than to those we give our energy to who are merely mimicking us…
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