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Multiple Legal Challenges: All Nuclear Reactor Licensing Must Be Delayed Or Cancelled Due To Existing Federal Law
Augusta Area Activists, Georgia WAND, Savannah Riverkeeper and Other Groups are Among 26 Organizations Across the U.S. Calling on Nuclear Regulatory Commission to Follow Legal Requirements for Reactor Licensing and Re-licensing
Georgia Women's Action for New Directions (Georgia WAND)
(WASHINGTON, D.C.) – Not only should the Nuclear Regulatory Commission (NRC) slow down reactor licensing and re-licensing in order to address a wide range of post-Fukushima health and safety concerns, but the reality is that the NRC is required to apply the brakes in order to comply with existing federal law, according to 19 separate legal challenges filed today by a total of 26 public interest groups and several individuals.
Among the 26 groups is the Georgia Women's Action for New Directions (Georgia WAND), Savannah Riverkeeper, and the Southern Alliance for Clean Energy.
Activists Annie Laura Stephens of Waynesboro and Rev. Terence Dicks of Augusta are listed as part of the Georgia WAND's portion of the legal challenges.
Ms. Stephens and Mr. Dicks are longtime human rights and health activists in the Central Savannah River Area (CSRA) who have serious concerns about expansion and other plans involving nuclear power Plant Vogtle along the Savannah River near Waynesboro.
Plant Vogtle near Waynesboro is named among "the other plants across the U.S." that activists have listed in their legal concerns, said Bobbie Paul, Executive Director of Georgia WAND.
"We are all united," said Paul of the legal actions. "Onward we go – we'll stop them against all odds!"
Federal and State officials along with the owners of Plant Vogtle are engaging in "environment racism," critics say.
African American residents of Waynesboro say Plant Vogtle was placed in their community because officials knew that low income black residents would have a hard time fighting expansions and other decisions involving the nuclear power plant run by Georgia Power.
The groups contend that under federal law, the NRC may not issue or renew a single reactor license until it has either strengthened regulations to protect the public from severe accident risks or until it has made a careful and detailed study of the environmental implications of not doing so.
The groups are also pursuing a technical finding from high in the NRC that leads to upgraded safety standards.
"What we've learned in the wake of Japan's nuclear disaster — and what the Nuclear Regulatory Commission's experts concluded — is that current regulations are fundamentally inadequate," said Phillip Musegaas, Hudson Program Director of Riverkeeper, Inc., which in August 2011 filed a contention document related to the Indian Point reactor in New York State with the NRC.
"They simply do not provide the level of safety required by laws including the National Environmental Policy Act and the Atomic Energy Act," Musegaas said.
"The law requires regulators to take this information into account before issuing any licenses for reactors," Musegaas said. "Our filing today is intended to force them to do so."
The Nuclear Regulatory Commission's 90-day review of the lessons learned from the meltdowns and radioactive release at Fukushima produced substantial new information that raised health and safety concerns that now must be considered in formal environmental impact statements, the groups contend.
Because of this, existing environmental impact statements for all reactors in the licensing process fail to satisfy the requirements of NEPA, and issuing licenses prior to the completion of supplemental environmental impact statements would be illegal.
"Significant regulatory changes are needed to ensure that existing or new nuclear reactors do not pose unacceptable safety and environmental risks to the public," said Dr. Arjun Makhijani, a nuclear expert who prepared a declaration that will be filed with the contentions.
"In light of the disastrous and ongoing events at Fukushima, it is clear that the issues of public safety raised by the Task Force are exceptionally grave," Dr. Makhijani said.
The delays that could result from additional analysis are likely to be substantial, and it is possible license applications could be rejected altogether at the end of the licensing process.
If a license is issued prior to the NRC conducting the required environmental analyses, the commission could be held accountable by federal courts.
The contentions address reactors at facilities including Diablo Canyon, Watts Bar, Bellefonte, Summer, South Texas, Comanche Peak, Vogtle, Turkey Point, Indian Point, Calvert Cliffs, Davis-Besse, Seabrook, Fermi, Levy, Shearon Harris, North Anna, Bell Bend and W.S. Lee.
The 26 groups filing contentions with the NRC in August 2011 are listed below.An example from the contentions that were filed can be found at: http://foe.org/sites/default/files/SLOMFP_Fukushima_Contention_TO_BE_FILED_8-11-11.pdf The supporting technical declaration can be found at: http://foe.org/sites/default/files/Makhijani_Declaration_for_new_Fukushima_Contention_with_CV_8-8-11.pdf
The 26 Groups filing contentions include:
Georgia Women's Action for New Directions (Georgia WAND)
Southern Alliance for Clean Energy
Beyond Nuclear
Bellefonte Efficiency and Sustainability Team
Blue Ridge Environmental Defense League
Center for a Sustainable Coast
Citizens Environment Alliance of Southwestern Ontario
Don't Waste Michigan
Ecology Party of Florida
Friends of the Coast
Friends of the Earth
Green Party of Ohio
National Parks Conservation Association
New England Coalition
NIRS Southeast
People's Alliance for Clean Energy
Public Citizen
Reduction Network in COL
Riverkeeper Inc
San Luis Obispo Mothers for Peace
Seacoast Anti-Pollution League
SEED Coalition
Sierra Club (Michigan Chapter)
Sierra Club of New HampshireFor more information contact: Nick Berning 202-222-0748 email@example.com or Leslie Anderson 703-276-3256 firstname.lastname@example.com NCR Info/photos of the Alvin Ward Vogtle Nuclear Power Plant http://www.nrc.gov/reactors/operating/licensing/renewal/applications/vogtle.html Plant Vogtle Wikipedia: http://en.wikipedia.org/wiki/Vogtle_Electric_Generating_Plant http://en.wikipedia.org/wiki/File:Vogtle_NPP.jpg Plant Vogtle website: http://www.southerncompany.com/nuclearenergy/vogtle.aspx News story about opposition to actions involving Plant Vogtle: http://chronicle.augusta.com/stories/latest/lat_500265.shtml Environmental Racism: Georgia Nukes Selectively Penalize Black Communities By Black Agenda Report (BAR) Managing Editor Bruce A. Dixon http://www.blackagendareport.com/content/obamas-georgia-nukes-selectively-penalize-black-communities-environmental-racism Video of Annie Laura Stephens, a resident of rural Waynesboro, Ga., describing the impact of Plant Vogtle Nuclear Power Plant on her community: http://www.youtube.com/watch?v=qi1oNz-2iPw


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Germantown Hills Animal Clinic
Pets and Animals / Veterinary Clinics
Call (309) 383-2356Directions
Get directions to thisWebsite
location on Google Maps.
location on Google Maps.
Open websiteShare
in new tab.
in new tab.
Share this business
on social media.
on social media.
Our goal here at Germantown Hills Animal Hospital is to make your pet feel like a part of our family practice. We provide our valued clients and their pets with quality, caring service. It is our goal to serve our clients with our utmost abilities.
Business Hours
Monday 7:30 AM - 6:00 PM
Tuesday 7:30 AM - 6:00 PM
Wednesday 7:30 AM - 6:00 PM
Thursday 7:30 AM - 6:00 PM
Friday 7:30 AM - 6:00 PM
Saturday 8:00 AM - 12:00 PM
Sunday Closed

subset: commoncrawl


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The card game for 2 to 6 players that will determine your fate! (Well – in the game, anyhow.)
Players draw cards from the deck, hoping to collect a set with the winning combination of letters, to spell "Victor" (the winner) and to avoiding spelling "Victim" (the loser). Through special cards in the deck, players can force opponents to acquire the wrong tiles and lose the game. But, of course, there's always an unforeseen strategic choice that your opponent can make to turn the cards against you in the next round! Within 20 to 30 minutes, your fate will be known — Victor or Victim!
Here's a short promotional video.
And here's a PDF flier to download.


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Toddler Bucket Hat - 'Malibu'
A classic, comfortable sun hat that protects in style. Made from a silky-feel, two-way stretch cotton fabric, the Heritage Toddler Bucket is light and airy to touch and wear .
It's a good choice for kids who might usually fuss over a hat – they'll barely notice they're wearing it! Featuring a soft, flexible brim, the hat won't flop over eyes no matter how many times its slept on or folded up in a bag, while the elasticated band on the inside of the deep, paneled crown ensures a great, comfortable fit every time.
Like all Bedhead hats, the Toddler Bucket Hats feature our famous UPF50+ excellent protection - the highest possible - as well as an adjustable chin strap that can be removed if desired without affecting the quality or function of the product.
With classic palm trees in soothing tones of greens and blues, you can't help but feel as though you're enjoying time out on that tropical holiday you probably need!
BEST SUITED TO: Babies and toddlers still using prams, strollers, car seats, carriers & slings.
- Soft and silky-to-touch woven cotton fabric
- Made from 97% Cotton and 3% Elastane
- Elasticated soft-touch sweat band
- Specially designed for wear in prams and baby carriers
- Softly reinforced felt brim folds gently under neck whilst laying in pram
- Rated UPF50+ Excellent Protection
- Tested in accordance with Australia & New Zealand Standards 4399
- Sun-Smart recommended brim depths (see tab below for measurements)
- Perfect for use in Childcare centres
- Wash & Wear - gentle cold machine wash and line dry in the shade
- 'Return to' label to help hats get home safely
- Stretch chin strap with adjustable toggle
NOTE: Chin strap can easily be removed if required without compromising the quality of the hat – you just need scissors!
One fact you can be sure of - no two heads are the same! ALWAYS measure your child's head before purchasing to ensure getting the accurate size.
Step 1: Distract the child with a toy or food (so they don't try and help you!).
Step 2: Use a measuring tape to take measurement. Otherwise use a ribbon to take the size then use a ruler to find the measurement.
Step 3: Heritage woven fabric cannot stretch quite as much as our Original & Swim jersey fabrics. We suggest purchasing a size larger to allow extra room for growth if wanting a longer length of fit
FOR EXAMPLE: The toddler measures 48cms, you will need the 50cm size - giving plenty of future wear.
Need help? Watch our video on how to measure your childs head, alternatively, email us at firstname.lastname@example.com we'd be happy to offer advice.
|Hat Size
|Brim Depth
|47cm / S / 6-12 months
|50cm / M / 1-2 years
|52cm / L / 2-3 years
|Regular Post
|$6.95 flat rate Australia wide
|Express Post
|$10.95 flat rate Australia wide
|FREE Post
|Australia wide on orders over $100
All our international orders are shipped with DHL Global Mail. Duties and taxes are the responsibility of the customer. For more information, please visit our shipping information page.
|Number of Hats
|New Zealand
|Rest of the World
*All International Shipping costs listed in AUD.
We understand that sometimes everything seems to go wrong.
Don't stress - we accept returns of new unworn items with tags still attached for the exchange of a different size or refund if required. Only full priced items are accepted for return, no sale/discounted items. Goods need to be returned within 30 days of purchase.
TO RETURN: Please notify us by email to request a return - firstname.lastname@example.com. Remember to include details of the product you wish to recieve in exchange. You will be given delivery details to post back the item (at your cost). Bedhead Hats will on receipt of the returned item, send out the replacement item (at our cost).
Store credits are not available. View full returns policy here.


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Banwood FIRST GO! Balance Bike - NavySold OutSale
Write a review
| Ask a question
€145.00 €170.00
This product is sold out
Back in Stock!
FIRST GO! Balance Bike 12" is the perfect choice for advancing your child's skills and development to easy transition to a regular bike.
Banwood® is a cycling brand for children characterized by a safe and classic design, focused on creating the finest bicycles, as safe as they are timeless, motivating children at an early age.
Times have changed the way kids play, but the way kids learn and develop remains the same. Banwood want to carry on the magic of how we used to play by encouraging kids to be active and support their growth in a playful way. All while creating happy childhood memories.


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|Thursday Sep 10 to Friday Sep 11
|9:00 AM to 5:30 PM each day
|Don Patti
7925 Jones Branch Drive
Suite 4000
Tysons, VA 22102 609.975.9294
|Click to Register Now
SAFe® is a framework for agile at scale. It wraps principles from Scrum, Kanban, XP and provides additional ceremonies, roles and artifacts. SAFe® has a release-planning event, known as Program Increment (PI) Planning, that is often done quarterly. PI planning brings together teams of teams (think 50 to 200 people) in one physical location to plan the work for a release.
This two-day course will prepare you to apply PI Planning and the SAFe® framework in general, to synchronize alignment, collaboration, allowing you to align people and value streams to establish a program-level cadence for releases. After the class you will free access to the certification exam. Upon passing the exam you will become a SAFe® Agilist (SA Cert from Scaled Agile Inc.).
Use the tabs above, or a link below, to find out more.
Reserve Your Seat Early
Save your seat now while they are still available. We accept major credit cards and PayPal. Please contact us if you require assistance.
Alumni, Early-Bird, Group, and Unemployment Discounts
There are discounts for alumni, those registering early, groups of three or more and the unemployed. For the unemployment discount, a current state unemployment statement is required. With the exception of alumni + early bird, most discounts cannot be combined and there are a limited number per session.
Click here to register for the session
Click to find out about discounts
Understand What Happens if You Can't Attend
We try to avoid cancellations, and do not cancel late due to low enrollments. If we do, we give you a discount. We expect you to be similarly respectful; so there are fees associated with cancellations to cover a portion of costs we incur, including credit card processing and catering fees.
Click here for details on refund and transfer policies
Click here to register for the session
Agile Coach and Trainer
SAFe Program Consultant (SPC4) | SAFe Agilist (SA) | CSP | CSM | CSPO | BSP | PMI-PMP | LSSBB
Donald Patti is an experienced agile trainer, coach and consultant, known for his strong business and software development acumen. He has significant experience with lean so he understands the core of agility. Don also has been an educator for a many years, as an adjunct professor and agile trainer. Don has hands on experience with leading SAFe and other agile implementations and he delivers a professional, real world, workshop.
Grow-Lean commits to canceling classes as a last resort and we expect a similar commitment from attendees
There may be situations where you as an attendee, or Grow-Lean as a host, has to cancel. We realize that you made a commitment when you registered so we try to avoid cancellations. If we cancel less than sixteen (16) days prior to the scheduled event start date, due to low enrollment, and you wish to come to another of our events, we provide you a $150 discount.
Please review the information below to familiarize yourself with the policies.
A refund, minus a 5% credit card processing fee, will apply for all refunds irrespective of when a request is made.
An additional $75 charge will apply for a cancellation or class change that Grow-Lean receives seven (7) to fifteen (15) days prior to the scheduled event.
No refunds will be issued for a cancellation or class change that Grow-Lean receives less than seven (7) days prior to the scheduled event start date. However, we will credit the amount paid toward a future event (reducing the cost for the future event) in the next six months. Attending a future event will incur a $150 transfer fee.
To cancel, email us at firstname.lastname@example.com. After sending the email, call 609. 975.9294 during normal business hours (9:00 AM EST to 5:00 PM EST).
Grow-Lean reserves the right to cancel an event. Class cancellation notice will be provided via email and/or phone call, and a full refund will be issued promptly.
We try to avoid cancellations. In the unlikely event we cancel due to low registration, and if we cancel less than sixteen (16) days prior to the scheduled event start date, we will refund your money or provide you a $150 discount towards a transfer into another one of our upcoming events.
7925 Jones Branch Drive
Suite 4000
Tysons, VA 22102
Agile Coach and Trainer
SAFe Program Consultant (SPC4) | SAFe Agilist (SA) | CSP | CSM | CSPO | BSP | PMI-PMP | LSSBB
Donald Patti is an experienced agile trainer, coach and consultant. He is known for his strong business and software development acumen. Don has implemented agile across a variety of industries, teams and organizations. He has deep experience with lean (on which agile is based) so he understand the intrinsic meaning of agile methods. Don also has a long career in education, based on being an adjunct professor, as well as an agile trainer, allowing him to convey information in an understandable manner. Don has successfully founded and grown two entrepreneurial businesses during his career and consulted to well-respected organizations.
Don is spending much of his time coaching a large Scaled Agile Framework (SAFe) initiative, while also providing targeted coaching to several clients. Don brings his vast, real world, experience with him, to the class room, where he delivers practical, reality based, agile training.
Companies that Don has consulted to include HP, Daimler Benz, JPMorgan Chase, CheckFree and the US Federal Government. Don was the Director of Applications at the Association of American Medical Colleges for three years. Don's strengths lay in his ability to tailor Agile and Lean techniques to the unique needs of each client and situation, along with his ability to explain this tailoring.
In addition to Don's significant real world experienced, Don also has a strong educational background and he has many certifications, across a range of areas.
The most popular SAFe® course
Take this two-day course to become a SAFe® 5 Agilist (SA), positioning you to be part of an enterprise leveraging the Scaled Agile Framework® (SAFe®). After class get free access to the exam, pass, and you are a Certified SAFe® Agilist (by Scaled Agile Inc.). The exam is difficult, so take the course with a experienced provider like Grow-Lean, that will prepare you to pass.
The SAFe® framework wraps principles from Scrum, Kanban, XP, Product Development Flow, Kanban,and DevOps, and adds ceremonies, roles and artifacts to provide a context for agile as Scale. Prepare yourself to apply PI Planning (which brings together multiple teams to structure upcoming work) and the SAFe® framework, to create collaboration and align people and value streams, establishing a program-level cadence for planning and deployment. This session is appropriate for individuals who want to lead, or participate in, a SAFe® implementation.
What you will learn
SAFe Concepts so You Can be a Leader in a Scaled Initiative
From workbooks to a great training experience
Those participating in an agile at scale implementation, involving 50+ people across multiple teams, who already have basic agile knowledge
What you will receive when you pass the certification exam
The basics you need to know about the exam
Early-Bird, Group, and Unemployment Discounts
There are number of discounts set aside for each session for Grow-Lean Training alumni, those registering early, groups of three or more, for the unemployed, and in a limited number of cases, for those paying on their own.
Act now as there are specific number of discounted seats per each session.
We will respond to your request in 24 hours.
There are a number of rules governing discount codes, please review them.
An Early-Bird Discount is available for this session until the expiration date, or until the maximum number of discounts are claimed, whichever comes first, so register now.
Click here to register with an Early-Bird Discount. Make sure to select registrant type of "Early-Bird".
We appreciate our alumni and provide discounts for prior attendees of Grow-Lean Training. If you are not an alumni but are signing up for two sessions, sign up for the first and request the discount for the second. Please note that you must attend both sessions for the Alumni Discount to be applied.
A group discount is available for three or more people registering together for the session. Please make your request now. Grow-Lean will evaluate the request based on the number of attendees you are sending.
Self-Pay Discounts are worth up to $200 off of the regular price, but, for this class, the Early-Bird Discount is even better and you don't need to request it . Make sure to select registrant type of "Early-Bird" when registering and remember that the Early-Bird is available until the expiration date, or until the maximum number of discounts are claimed, whichever comes first, so register now.
Click here to register with an Early-Bird Discount (you don't need to request it).
A limited number of Hardship Discounts are available if you are collecting unemployment from your state of residence and can provide a copy of your most recent unemployment benefit claim. We will review, and potentially approve a Hardship Discount if any are still available (request as early as possible). If you are not currently collecting state unemployment benefits please consider the Self-Pay or Early-Bird Discounts for sessions where they are available.
Click here to request a hardship discount (if you are collecting state unemployment compensation) .


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This delicious baked butter chicken curry with pesto is the best!
|For the butter chicken curry
|6 chicken breasts
|400 g tin chopped tomatoes
|½ tsp cumin, roasted
|1 tsp ginger, grated
|2 tsp tomato paste
|2 tbsp grated ginger
|1 garlic clove, grated
|1 cup cream
|½ garlic clove, grated
|1 tsp salt
|1 tsp cumin
|½ tsp salt
|2 tsp tandoori spice
|For the coriander pesto
|2 green chillies, chopped
|Juice of ½ lemon
|¼ cup coriander
|¼ cup yoghurt
|3 tbsp + 4 tbsp oil
|¼ cup mint
|To serve
|6 tbsp butter
|½ onion, chopped
|12 poppadoms
|1 onion, chopped
|3 tbsp sugar
|Handful coriander
1. For the butter chicken, combine ginger, garlic, salt, tandoori spice, lemon juice and 3 tbsp oil in a bowl. Add the chicken and marinate for 1 hour.
2. Preheat the oven to 200°C. Melt the butter with 4 tbsp oil. Add to the chicken, add the rest of the ingredients, and pour into a 20 × 30 cm ovenproof dish.
3. Bake for 40 minutes.
4. For the coriander sauce, place the coriander, mint, onion, sugar, cumin, ginger, garlic, salt and chillies in a blender and pulse until smooth. Fold in the yoghurt.
5. For the poppadoms, heat in the microwave until puffed up and crisp.
6. To serve, place the poppadoms around the curry, scatter with coriander, and serve the pesto on the side.


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I finally made my way out of the teams' area and into the spectator section. What a scene! Food stands advertising "Delicious Foods from Lapland," small unattended camp fires surrounded by wooded planks on which fish are smoked, people of all shapes and sizes from Finland, Russia and all over Europe enjoying beers and biathlon.
|Fur-covered stumps make great seats outside the Biathlon Taverna
|Spectators heading into the stadium
The stadium usually fills up with fans several hours before the race starts. Yesterday fans and athletes alike enjoyed the Scandinavian sunset as the 6:15pm start time approached. The silver lining of being so far north that you have a low winter sun that takes forever to set, leaving you with lingering orange skies.
|Sunset over the lake, as seen from the race course (photo: Annelies Cook)
|(This is what it looked like during the sprint last Saturday.)
(photo: Annelies Cook)
|Stadium already filled with fans at dusk
|Media tent in the stadium
Behind the scenes, the athletes are warming up and ski wax technicians are making sure the athletes' skis are going to be as fast as possible. Our team has eight athletes here and four wax techs. Most athletes have at least 8-10 pairs of skis but some have more. Some teams have designated 18-wheeler trucks that carry their equipment around to all of the World Cups.
|Norway, Russia and Sweden are a few of the teams with wax trucks.
|Teams who don't bring their own trucks can use one of these containers.
|Where the magic happens
The magic also happens at this one funny place that every biathlon World Cup, World Championships and Olympic venue has: the "Family Club", also known as the "Upsilon", or the "Y." It is a cafeteria that serves free food to athletes and staff all day long. Can you believe it???
|The Biathlon Family Club
Here are a few more photos of other unexpected things you will find at every biathlon race:
|A BMW parked on the course, of course!
And lit trails! We race at night so fans can watch live on prime-time TV.
|This Bavarian man.
And here's something you don't see at every race, but wish you could: MY BROTHER GRAHAM. He flew in all the way from NYC to cheer for me. My other brother, Guy, was scheduled to come on the same flight, but was not allowed to get on the plane because his passport expires in one month. (Apparently it needs to be valid for three months from your date of arrival in Finland.) BUT, nothing would stop him!!! He went to the NYC passport office the next morning at 7:30am and by 3:30pm had a new passport, and then sped to JFK in time for next flight to Helsinki. He is now here safe and sound.


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My inspiration for this soup was a stuffed pumpkin my friend made for dinner on New Year's Eve. All of the ingredients were things that I loved, and I had a hankering to make soup. I figured why not use the stuffed pumpkin as a starting point, and develop and hearty, seasonal soup from there?
Stuffed Squash Soup
Makes 8 – 10 servings
- 1 1/2 tbsp olive oil
- 1 medium onion, diced
- 2 cloves garlic, minced
- 2 stalks celery, chopped
- 8 oz (227 g) brown mushrooms, sliced
- 1/2 medium butternut squash (~3 cups?), cubed
- 1/2 cup wild rice
- 1/2 cup hulled barley
- 1 cup cooked chickpeas
- 8 cups vegetable stock
- 1/2 tsp thyme
- 1/4 tsp sage
- 6 large kale leaves (~3 cups packed), torn into small pieces
- sea sealt & fresh ground pepper to taste
1. Heat large saucepan Dutch oven over medium high heat, add oil.
2. Sauté onion & garlic for 1 minute.
3. Add celery, and sauté another minute.
4. Add mushrooms and butternut squash, and sauté until mushrooms start to sweat.
5. Add wild rice, barley, chickpeas, vegetable stock, thyme, and sage. Bring to a boil, then reduce heat to low. Cover and simmer for 30 min.
6. Add kale, and simmer covered for another 20 min, or until barley and wild rice are cooked.
7. Season with salt & pepper, and enjoy!
*Note – the barley and wild rice will continue to absorb more stock as this sits, so you may need to add liquid when reheating leftovers if you want a more "brothy" soup.*
This really is one of those "stick to your ribs, warm the cockles of your heart" kind of soups – perfect for a rainy or snowy fall/winter day. Serve it up with some grainy bread or a nice salad, and you have an excellent meal. Plus, it's a nutritional wonder with the squash, kale, mushrooms, barely – talk about vitamins, minerals and fibre! (side note – if anyone knows of a good recipe analysis tool, I would like to calculate some nutritional stats for the soup).
Let me know if you give it a try!


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Journalist Vicky Ward seems to run interference for certain people. She did so with Wall Street and now she & her friends are covering for Jeffrey Epstein's alleged procurer of underage girls, Ghislaine Maxwell. In this video Polly looks closely at Ms.
Exposing the Cabal, Illuminati, Deep State, Globalists, and Global Elites that Rule the World
What Has Led Me to Write about this Topic?
by Shoshi Herscu guest author, HumansAreFree.com
Since my awakening in 2013, I started reading a lot of information about the Cabal, Illuminati. Some articles and posts on social media claimed that Jews control the world affairs and that the Cabal, or the ruling Elites, is equivalent to Jews.…


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There was a very relaxing breeze and atmosphere out at the Sombrero Fest. I went there today for a nice walk to clear my mind and it was nice to see the spectators having fun, smiling, sharing memories, and enjoying the magnificence of this beautiful festival. I took a personal journal to write down many personal ideas for the near future.
Anyhow, this type of events occur when great individuals come together to organize great stuff so everyone can enjoy and get out of their daily monotonic routines. I definite think that our city of Brownsville would be ultra successful by making more festivals downtown in strategic timings in order to get more awesome businesses with a steady momentum and flow of people.
Also, having more varieties of music in different bars would definitely appeal to the people. It would also help local musicians a whole lot. With the great marketing and a lot of great minds coming together this could easily be tackled and tourism would skyrocket in less time than imaginable. All that is needed in our city is a bunch of brave individuals that are not afraid to be part of history in the making. I am also pretty sure that everyone has a dream of having a business one day, but you cannot fulfill those dreams if you do not gather the courage to make them a reality before life passes you by.
Cheers to more festivals! cheers to more opportunities! cheers to the future! cheers to more happiness!


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Naheem was very close to her husband. They had been childhood sweethearts and had been best friends all of their lives. When her husband, Nabill, died at 45 of a sudden and unexpected heart attack, Naheem felt like she had been punched in the stomach. She cried and screamed when the doctor told her that they had done everything possible, but he had not survived. How could she go on with her life?
Naheem sat in her home in stunned silence. She had two children to take care of, all by herself now. Jade and Asia were only toddlers and did not really understand what was happening or why their father was not home. They happily watched the television while their mother sat staring into space. Naheem and Nabill's families were trying to help her as much as they could, but at the end of the day, she was left to herself in her now empty bed. Naheem would wake in the middle of the night, reaching for her beloved husband, only to find his side of the bed empty. She cried herself to sleep every night for a week.
Naheem had to take care of her husband's estate and all of the legal issues that accompanied the death of a spouse. Unfortunately, she could not just crawl into a hole and forget about life for a while. She had her children to take care of and raise as a single mother now.
Naheem's sister suggested was a social worker and suggested she might benefit from seeing a bereavement counsellor. Naheem was quick to take up the suggestion as she felt that her friends were sick of hearing about her despair, and yet she really wasn't ready to stop despairing. She needed to talk about Nabill, she needed to talk about her grief, she needed to cry. Naheem met her grief counsellor, Rebecca, for the first time about three weeks after Naheem's death and she continued to see her, each week, for about 2 months.
During this time, Naheem's sleeping patterns calmed down, and she gradually became used to sleeping in her bed alone. While it took her a long time to feel normal in a social situation, she found she was able to find joy in her children and even go out with friends for dinner now and again.
Naheem continued to touch base with Rebecca on an intermittent basis for about 18 months.
After about a year, and with Rebecca's encouragement, Naheem was finally able to clear Nabill's clothes from their home. This was symbolically momentous for Naheem as it helped to bring her a sense of closure. Naheem gave away many of Nabil's things to his brothers or to charities for people who might need them more than she did now. Naheem found that eventually she could look back on her life with Nabill with happiness and wistfulness at what she had lost and what might have been.
Naheem found that seeing a grief counsellor within a few weeks after losing Nabill really assisted her to overcome the initial shock, and adjust herself to a new life without him. Naheem found grief counselling valuable because it gave her an opportunity to reveal her emotions and talk about her loss in an environment separate to her family and friends. In the counselling room, Naheem felt able to talk freely about her fears of a life without Nabill – fears for her children, fears about financial insecurity, fears about loneliness. Rebecca listened with empathy and without judgment. She helped Naheem to make sense of her emotions and gave her practical advice, as well as emotional support, to help her find a way forward.
If you or someone you love has suffered a recent loss, they may benefit from talking with a professional bereavement counsellor or psychologist to help them work through their feelings of grief. If you would like more information or to schedule an appointment, please contact Associated Counsellors & Psychologists Sydney.
Skype Internet Counselling
Australia - Now Available
Tel: (02) 8205 0566
185 Elizabeth St
Sydney NSW 2000
Tel: (02) 8205 0566
802/9-13 Bronte Rd
Bondi Junction NSW 2022
Tel: (02) 8094 1792
Unit 6, 442 New South Head Road
Double Bay NSW 2028
Tel: (02) 8820 0717
302/88 Foveaux St
Surry Hills NSW 2010
Tel: (02) 8094 1790
Potts Point NSW 2011
Tel: (02) 8820 0717
38b/70-74 Phillip St
Parramatta NSW 2150
Tel: (02) 8897 0803
Suite 4, 21 Kitchener Rd
Bankstown NSW 2200
Tel: (02) 8004 9961
18 Callabona Ave
Woodcroft NSW 2767
Tel: (02) 8820 0717
343 Sailors Bay Rd
Northbridge NSW 2063
Tel: (02) 8094 1793
3/167 Queen St
Campbelltown NSW 2560
Tel: (02) 8820 0717
2 Sir John Jamison Circuit
Tel: (02) 8004 9960
St Johns Rd
Glebe NSW 2038
Tel: (02) 8094 1796
Challis Avenue
Dulwich Hill NSW 2203
Tel: 02 8004 9963
Portland St
Tel: (02) 8004 9963
216 Enmore Rd
Enmore NSW 2042
Tel: (02) 8897 0809
Parramatta Rd
Leichhardt 2040
Tel: (02)8006 5225
Suite 119
32 Delhi Road NSW 2113
Tel: (02) 8004 9966
1/358 Catherine St
Lilyfield NSW 2040
Tel: (02) 8007 7337
Hazelbank Rd
Wollstonecraft 2065
Tel: (02) 8090 1019
Onslow St
Rose Bay NSW 2029
Tel: (02) 8090 4174
10 Fisher Ave
Pennant Hills NSW 2120
Tel: (02) 8090 1440
46 Old Castle Hill Rd
Castle Hill NSW 2154
Tel: (02) 8090 0817
21/35 Old Northern Road
Baulkham Hills NSW 2153
Tel: (02) 8820 0717
211/5 Celebration Dr
Bella Vista NSW 2153
Tel: (02) 8820 0717
7/49 Palmerston Road
2/83 Walker St
Tel: (02) 8004 9962
4/350 Military Rd
Cremorne NSW 2090
Tel: (02) 8897 0810
262a, Bldg.2, 7-11 The Avenue
Hurstville NSW 2220
Tel: (02) 8897 0807
54/47 Neridah St
Chatswood 2067
Tel: (02) 8005 4151
Koola Ave
Killara NSW 2071
Tel: (02) 8897 0811
6/2 Redleaf Ave
Wahroonga NSW 2076
Tel: (02) 8090 1440
221 Longueville Rd
Lane Cove NSW 266
Tel: (02) 8002 1201
5 Selby Ave
Dee Why NSW 2099
Tel: (02) 8404 0622
Suite 4, 701 Military Rd
Mosman NSW 2088
Tel: (02) 8094 1965
Suite 5, Level 1, 741 Pacific Hwy
Gordon NSW 2072
Tel: (02) 8007 6921
Suite 3A, 47-49 The Centre
Forestville NSW 2087
Tel: (02) 8007 7241
Level 1, 29 Kiora Road
Miranda NSW 2228
Tel: (02) 8004 9960
4/26 President Ave
Caringbah NSW 2229
Tel: (02) 8094 1799
13a/13 Montgomery St
Kogarah NSW 2217
Tel: (02) 8897 0806
Suite 1, 57-59 Eton St
Sutherland NSW 2232
Tel: (02) 8897 0807
3 Hills Street
Gosford NSW 2250
Tel: 8094 1785
17C/8 Karalta Rd
Erina NSW 2250
Tel: (02) 8004 5170
2a / 100 Pacific Highway
Wyong NSW 2259
Tel: (02) 8004 8510
Harkness Ave
Keiraville NSW 2500
Tel: (02) 4210 6170
We can chat with you and answer your questions about getting started with counselling.


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Podcast E039: Hiring & Vetting employees
Podcast: Play in new window | Download
Life Updates
- Kyle: cabin fever and remote work struggles
- Adam: lack of exercise is no bueno! Just waiting for replies on Pipedrive proposals
WordPress News
- WordPress Security Team Lead has just submitted two talks to DrupalCon. Why? Because @Drupal and WordPress have a lot they could share and learn from each other.
People on the Move / aka Changes
- Mike Hale – We can now finally mention it! He left Rainmaker .. now running his own agency.
- Kyle: Coffee
- Adam: SBUX java / WC OC 2016 / iThemes hoodie
- How has it been working as an employee of a remote company for a while now? I'd love to hear the pros and cons of working for yourself vs. being employed by a remote team. ~ Sara Dunn
- How to find and vet people. from Amy and Susan of Sumy Designs
- Do people actually use iTunes for podcasting? ~ Topher DeRosia


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In this video Danny, Victor and Mark S. from Media Molecule's design team walk us through how to create our own survival challenge mini-games. I'm always blown away by what you can do in this game if you think it through.
Have you run across any interesting player-created survival levels in LBP?


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If you know what a housecall is, you've dated yourself. If your doctor has ever made a housecall to you, you've really dated yourself. Or maybe not, as housecalls are staging a comeback – recent data shows they can save serious healthcare dollars. Portland-based nonprofit Housecall Providers leads the way, providing in-home medical services for homebound patients across the Metro area.
The range of care provided by Housecall Providers and similar service providers covers all stages of life, from primary care through hospice services. Transitional care to manage recovery following emergency room visits and hospitalizations is emphasized, to improve the healing process and reduce the likelihood of a return to the hospital. Many medical procedures can be performed in-home as well, like x-rays, EKGs, ultrasounds, lab testing, immunizations, and minor surgery. Visits are normally scheduled during regular business hours, but clinicians are available on call 24/7.
Housecalls are on the rise in part based on findings of the Medicare demonstration project Independence at Home, a federal pilot project studying housecalls made to around 10,000 Medicare beneficiaries at 15 sites across the nation. Total savings in the second year of the project exceeded $10 million. Housecall Providers is one of the participants, and in 2016 it saw average savings of $830 per patient per month, a savings of 26% over a control group.
Housecalls are part of a broader trend away from out-of-home care for the chronically ill and others in need of long-term care. For example, care for seniors and developmentally disabled persons in Oregon has been moving away from the institutional and group home models for years, toward more in-home and community-based care. While these changes have been spurred by the Affordable Care Act, the trend saves real dollars and is likely to continue regardless of the fate of the ACA.
The real estate implications of these trends could likely be numerous. Investment in medical office complexes, hospitals, senior living facilities, and group homes may wane in favor of infrastructure to support service providers that visit patients in their homes or other community settings. They may no longer wear a three-piece suit and carry a black leather bag, but medical professionals making housecalls may once again be coming to a home near you.


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I made only one swatch. It has purple scrap yarn on each end since I had a lot of it. I had used a little for the smaller stripes. I decided that I didn't like the purple stripes. After talking to a machine knitting friend she said she didn't like the purple edging. Since its the scrap this gave me the idea to to fold it under and look at just wedge. It took the purple out of the "definitely no" zone.
15 hours ago


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Events for June 27, 2019 › Exhibitions
Events Search and Views Navigation
All Day
Folk Art in the South: Selections from the Permanent Collection
Folk art—often characterized as outsider, visionary, or self-taught—varies widely in medium and subject matter. The range of descriptive terms applied to it does little to describe the imaginative ways in which folk artists express deeply personal ideas in visual language. They employ readily accessible materials, including found objects, to produce their work, putting mundane materials to fresh and ingenious uses.…Find out more »
Modern Masters: Group ƒ/64
Photographs by Ansel Adams, Imogen Cunningham, Willard Van Dyke, Brett Weston, and Edward Weston Works from the Bank of America Collection April 27–July 21, 2019 Modern Masters: Group ƒ/64 features forty-four photographs by five of its legendary members—Ansel Adams, Imogen Cunningham, Willard Van Dyke, Brett Weston, and Edward Weston. Many of the f/64 photographers are now regarded as some of…Find out more »
Gathered: Photographs by Lucinda Bunnen
One of the most respected photographers in the country, Lucinda Bunnen took up photography at the age of forty when she and her family traveled to Peru. There she discovered a love for the medium and the immediacy of its rewards, as well as a certain innate skill that she has honed ever since. As well as being a prolific…Find out more »
The Charleston Renaissance: Art, Architecture, Literature, and Music
If you have not had the opportunity to view The Charleston Renaissance, be sure to do so before it closes on Sunday, October 27. Organized by guest curator Jay Williams, the exhibition includes art from the Morris Museum's permanent collection and special loans from the South Caroliniana Library of the University of South Carolina. It includes paintings, drawings, and etchings…Find out more »


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The unintended consequences of Republican campaign funding
|This, times three
But, as recently reported in The Washington Post, that may no longer be true.
"There could be as many as a dozen candidates that have a threshold amount of money in their campaigns and super PACs to compete vigorously in the early states," said Phil Cox, a Republican strategist who runs America Leads, a super PAC supporting New Jersey Gov. Chris Christie that has the backing of at least two billionaires.
[. . .]
Never have so many candidates entered a White House contest boosted by such huge sums. The financial arms race could fuel a protracted primary season similar to the one in 2012 — exactly what party leaders were hoping to avoid.
If raising money is not the problem it used to be, at least for a number of candidates, more of them will stick around hoping, perhaps, that the improbable happens.
Though I doubt lower tier candidates like Cruz or Paul stand a chance, the longer A-listers have to fend off their attacks, the more damaged they will be, and the more likely they will be to say things that will not help them in the general election.
These could be the kinds of things that alienate moderate voters if they go too far to the right or that demotivate far right voters if they push back against extremist views.
Labels: 2016 Republican presidential nomination, fundraising


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EDEX New Defence EXpo Exhibition in Egypt for December 2018
"Major General Mohsen Abdel Nabi, Chairman of the Armed Forces Moral Affairs Department has announced the launch of EDEX, the Egypt International Defense Exhibition that will take place in Cairo from the 3 to 5 December 2018."
Under the name of EDEX 2018, the event will take place on 3-5 December 2018 at Egypt International Exhibition Centre, a brand new exhibition centre opening in Cairo.
The announcement was made by Major General Mohsen Abdel Nabi, Chairman of the Armed Forces Moral Affairs Department:"This will be the first event of its kind in Egypt, covering air, land and sea. We plan to make EDEX the number one event in the Middle East region. The event will bring the international defence industry to Egypt to demonstrate their capabilities and also offer the Egyptian Military Production companies a platform to showcase their equipment and services to other militaries from around the world. We look forward to welcoming visitors, militaries and industry Egypt for EDEX in 2018."
The event is fully supported by Egyptian Armed Forces and will be organised by Clarion Events, the largest organiser of defence & security events in the world, with over 200 other events across different sectors. Tim Porter, Managing Director, Clarion Defence & Security presented an overview of EDEX to the attendees. The briefing outlined the exhibition and how industry and military will be offered the best possible opportunities at EDEX 2018, as well as some of the highlights that will be featured at the event.
"Being the largest organiser of defence and security events worldwide, Clarion is extremely pleased to be given the opportunity to expand our portfolio of exhibitions into Egypt. We look forward to developing this prestigious event in cooperation with the Egyptian Armed Forces," Managing Director of Clarion Defence & Security Tim Porter, said.
Over 300 international defence & security manufacturers are expected to take part as exhibitors and over 10000 visitors are projected to attend the exhibition across three days.
The exhibition will also feature a conference program and a fully-hosted international military VIP Delegation Programme.
Source: www.armyrecognition.com
Video: defeseWebTV


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Texas cheesesteaks and fried bologna: every single sandwich from Roadside Eats
Did you know some states are moving to make roadkill legal to eat? Thankfully, that has nothing whatsoever to do with Roadside Eats, a standout sandwich shop in the ArcLight center that's got a deep lineup of BBQ and Southern-style 'wiches, y'all. Wanna see 'em in all their glory? Good. Here you go:
This guy's a Cajun-Glazed Shrimp Po' Boy, which's rich (get it? DO YOU?!) with a sweet & tangy sauce.
Also fried and sweet
and heart-healthy -- this Pecan-Crusted Fried Chicken creation that's topped off with maple mustard.
This Patty Melt's loaded with pimento cheese, grilled onion, and sliced tomato...
... or, if you're one of those weird vegetarians who doesn't like vegetables, you can just order a Grilled Pimento Cheese. Well, technically the pimentos would count as a vegetable, but there's too much cheese and Texas Toast for you to notice.
Ready to turn your attention to some BBQ? Trick question -- you already did, specifically this Carolina Pulled Pork, which gets a lengthy stay in their smoker before being topped w/ vinegar slaw and pickle chips.
This? This is a Texas Cheesesteak, loaded up with melted white cheddar, roasted peppers, smoked onions, and "spicy chow chow", which's either a hot pepper slaw thing or a really delicious Chinese dog. (Hint: it's the former.)
Of course, they've got a BBQ beef sandwich, too -- the Low and Slow Brisket, which hopefully won't give you a License to Ill.
We're far from done. You're gonna definitely want this Fried Bologna, Egg, & Cheese...
... or this Fried Green Tomato BLT, which's got an extra kick thanks to the tomato itself being pickled, and a fiery performance from Mary Stuart Masterson.
This meat-monster is the Hickory-Smoked Tri Tip, accompanied by onions and spicy aioli.
Rounding out the menu: Chopped BBQ Chicken. No description necessary. You probably stopped watching Chopped reruns to make your way there, anyways.


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Lake Victoria is the biggest fresh water body in Uganda and the whole of East Africa region. It's considered to be the third largest lake in the world with approximately 68800square kilometers. This famous lake was named after being visited by explorer John Hannington Speke who was on his Uganda safaris when searching for the source of River Nile in the year 1858 and from that time to date, various travelers and explorers have been undertaking Safaris to Uganda the pearl of Africa to follow the footsteps of the first explorer who discovered the lake.
Perfectly situated in the heart of Uganda, Lake Victoria is an interesting wonder where visitors on safaris to Uganda can meet memorable adventure experience while on their safari tour to Uganda the pearl of Africa. The popular Lake Victoria has different beautiful Islands which are dotted in various parts in the lake for instance the magnificent Ssese Island, Ngamba islands. These Islands provide best relaxing grounds and centers for visitors interested in different adventurous activities such as swimming, boat cruising, among other activities. In addition, the Islands also have beaches, Resorts where leisure seeking visitors can spend good time while on their Uganda safaris. The varied Victoria Island are endowed with the stunning nice looking sandy beaches and resorts, lodges campsites, served with calm, cool atmosphere coming from the lake especially in the evening and morning hours. The lake is the only place where one can maximally enjoy his or her adventure safaris in the pearl of Africa because taking cruise ship in the victoria's waters is so marvelous with rewarding scenic views of different Eco-systems surviving in the bank of the lake.
Besides the lake its self, visitors to this world's wonder will also enjoy views of a variety of wildlife species that can be found with in the lake and among these include the water habitant Crocodiles as well as interesting Hippos without forgetting the unique bird species which swim in the lake waters, feed in the nearby areas. Embracing safari to Uganda will also enable visitors to enjoy different tourist's activities such as spot fishing in the waters of the lake, kayaking and boat cruising among others. Therefore for any visitor, who was looking for any interesting and pleasure like place to include in his or her Uganda safari, please do not leave out the largest lake in Africa.
Uganda Safaris/Uganda Safari News
Prime Uganda Safaris and Tours Ltd


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Cheap loans for bad credit rating
Best Bad Credit Car Loans for 2019
A poor credit score doesn't eliminate your need for a vehicle to get to work or the grocery store. Thankfully, it doesn't totally erase your options to finance one, either. If a tough financial situation has left you with less than stellar credit but you still need an auto loan, take heart: There are good financing options for auto loans, even if you have bad credit. We'll cover our top picks for the best bad credit car loans below.
But first, keep in mind that there are plenty of steps you can take to boost your credit score while you shop for a loan. If you can improve your score, you'll have a much better chance of getting approved and snagging a better interest rate. You can even raise your credit score in as little as month's time.
As you work to improve your score, check out our list of the best lenders offering car loans for bad credit borrowers:
The Simple Dollar's Picks for Best Bad Credit Auto Loans
- Best for Special Financing: Auto Credit Express
- Best Lead Generator: MyAutoLoan.com
- Best of the Big Banks: Capital One
Poor credit history isn't always reflective of your character or work ethic, but it does affect the way a bank or lender sees you. If you have a poor credit rating, it's nearly impossible to secure a traditional auto loan on your own. That's why we did the work to find the top options for people who can't secure a traditional auto loan.
Ideally, you should avoid large purchases that require entering into any kind of loan agreement while working toward fixing your bad credit rating. Your focus should be entirely on paying down any outstanding balances and effectively managing existing credit accounts. However, for many people across the country, public transit isn't an option, and a personal automobile is their only means of transportation between home and work.
Other professions require personal transportation as a part of the job description. For these workers, a car payment can be the difference between making money to pay bills or having no salary at all. In those cases, a bad-credit car loan becomes absolutely necessary, even if the terms of the loan aren't particularly favorable.
For anyone currently facing that situation, we've created this guide to help you understand bad-credit car loans, find the best one for you, and also provide tips on how to manage them as you drive down that long road to credit recovery.
Keep reading to find out why these companies came out on top of our list of bad credit auto loans. We also outline several strategies that will help you keep your costs down and avoid scams once it's time to make a deal for your new wheels.
Check Your Personal Loan Rates
Answer a few questions to see which personal loans you pre-qualify for. The process is quick and easy, and it will not impact your credit score.
Best for Special Financing: Auto Credit Express
If you have bad credit, Auto Credit Express offers a range of knowledge and options that may ultimately translate into a lower APR. Unlike many lenders, the company won't automatically deny a loan for an older, high-mileage vehicle. You can get help here even if you've been through bankruptcy, because the company works with traditional dealers as well as special-finance dealers who take on buyers with the lowest credit scores. In most cases, you'll need monthly gross income of at least $1,500 to $1,800.
Reasons to Sign up
Reasons to Sign up
Reasons to Avoid
Reasons to Avoid
- Great if you want to keep your options open.
- Ideal if you're looking for funding to purchase an older car.
- One of the most reputable, consumer-friendly lenders for bad credit.
- Accredited with Better Business Bureau and has an A+ rating.
Best Lead Generator: MyAutoLoan.com
MyAutoLoan.com puts you in touch with up to four lenders in minutes, even if you have bad credit.
One of the site's most impressive tools is an interest-rate estimator that helps give you an idea of what kind of APR you might get.
The site is clear about terms: You must have at least $1,800 a month or $21,600 per year in income and no open bankruptcies. They also restrict loans to cars that are 10 years old or newer with fewer than 125,000 miles, potentially shutting out some borrowers. It's up to potential lenders whether a co-signer or down payment will be required. MyAutoLoan has an A+ rating with the Better Business Bureau and many strong customer reviews.
Reasons to Sign up
Reasons to Sign up
Reasons to Avoid
Reasons to Avoid
- Saves time on shopping by putting you in touch with multiple lenders.
- Might be a good choice if you are considering a private seller.
- If you don't want your information shared with multiple lenders.
- May not fund the purchase of an older or higher-mileage vehicle.
Best of the Big Banks: Capital One
Capital One is one of the primary big-bank lenders for bad-credit car buyers, with more than 12,000 dealers accepting its financing. They also offer competitive interest rates and extensive buyer-education resources. The Auto Navigator tool allows you to get pre-approved and compare car payments on specific vehicles without leaving your house.
Used-car restrictions are relatively liberal: They can be no older than 10 years old and must have fewer than 120,000 miles to be eligible for financing.
Reasons to Sign up
Reasons to Sign up
Reasons to Avoid
Reasons to Avoid
- A secure option for those who don't want an unknown lender.
- Borrowers in many regions — particularly the Mid-Atlantic, South, and Northeast — can visit a branch to do business face-to-face.
- Will not fund a loan for a private-seller purchase or a lease buyout.
- Won't be able to fund loan under $4,000 or more than $40,000.
Other Lenders to Consider for Bad Credit Car Loans
Wells Fargo
- One of the largest lenders for bad credit, but they are getting pickier.
- Approves loans for new cards, used cars, lease buyouts, and private sellers.
- Online account management or visit one of over 6,000 branches.
Along with Capital One, Wells Fargo is one of the largest lenders of car loans for bad credit, though it may be getting pickier — recently, Wells Fargo has begun to scale back its auto lending business.
Wells Fargo approves loans for new cars, used cars, and (unlike Capital One) lease buyouts and private-seller purchases. You can manage your account online or head to one of 6,200 branches nationwide if you prefer to do business in person.
- Site supports customers applying for all major loan types except lease buyouts.
- Extremely informative on the lending process with customer-friendly tools and tips.
- Chat service available for those who want real-time information.
RoadLoans.com is owned by Santander Consumer USA, one of the nation's leading providers of bad credit auto loans. The site accommodates customers who are applying for all major loan types except lease buyouts.
RoadLoans is a standout when it comes to comprehensive FAQs about the lending process and customer-friendly tools and tips that help take the mystery out of car buying. A chat service is a nice bonus for those who have questions before applying. However, potential customers should be aware that it's the subject of many poor reviews that complain of restrictive loans and too many credit checks.
Blue Sky Auto Finance
- Even customers who have declared bankruptcy might still be eligible.
- Site is very transparent about loan requirements.
- Accredited by the Better Business Bureau with an A+ rating.
Blue Sky Auto Finance connects bad-credit borrowers with multiple lenders. Customers who've declared bankruptcy are still welcome to apply, though the bankruptcy must be discharged.
The site is clearer about requirements than many of its competitors: You'll need at least a 550 credit score and an income of at least $1,800 a month to receive a loan that isn't restricted to a certain dealer, but may be eligible for dealer-specific loans if your score is lower. The site includes some good car-buying tips and finance calculators, but it is a bit cluttered and disorganized. Blue Sky is a relatively new company, established in 2004, but it has lodged few complaints and has an A+ with the BBB.
CarsDirect is best known as a car-buying service, but it also provides a portal for getting the best auto loan. It provided a wider range of customer-friendly information than its competitors, including a loan calculator, trade-in-value calculator, and dozens of articles about car loans and buying strategies.
There's also no minimum or maximum amount for which you can apply.
- Great for smaller-dollar car loans on an older or used car.
- Not the fastest site experience.
- Will work with you even if you have no credit or have a past bankruptcy.
RateGenius is a well-designed, easy to use service that connects customers with over 150 lenders who all compete to offer the best auto loan. They care about using cutting-edge technology to make the borrowing process as easy for consumers as possible.
- Get access to a huge network of potential lenders.
- Over 9,000 certified reviews from customers.
- They will have to do a hard credit pull.
OneMain Financial is a stable, trusted lender that has served over 10 million customers. They're known for quick service online and courteous service at their many in-person branches.
- Great one-on-one customer support.
- Lowest rates are not quite as competitive as other lenders we reviewed.
- A+ rating with the Better Business Bureau.
ClearLane is another marketplace that matches you up with lenders, and they try to separate themselves based on the way they quickly provide useful information. After filling out anonymous forms (that don't require a hard credit pull), you're presented with an estimate of what you qualify for and what you'll pay. It's easy to use and straightforward.
- Pre-qualify without a hard credit pull.
- Income requirement of $1,800/month.
- Can take longer to get funded compared with competitors.
Carvana really focuses on streamlining the process of pre-qualification. That way you can search for a loan without having to worry about each dealership running your credit score.
- They don't have any credit score requirements.
- They have a very informative website that walks you through the pre-qualification process.
- You can also search for and buy cars directly on their site.
Understanding How Bad Credit Affects Your Car Loan
Even if it doesn't get you flat-out rejected for financing, a poor credit score is always going to translate to a larger monthly payment on any approved loan. Borrowers with lower credit scores are more likely to default on their loans, leaving the lender on the hook for the remaining balance — so lenders charge higher interest rates to offset that risk.
The following table will give you a better understanding of how a lower credit score translates to higher interest rates (annual percentage rate) and higher monthly car payments:
*based on a 60-month, $20,000 auto loan at current national average rates
As you can see, your credit rating can drastically alter the APR on any approved auto loan, either increasing or decreasing your monthly cost and lifetime interest payment. (That's one reason to consider refinancing your auto loan if your credit score improves after a year or two — you might nab a much better rate than you originally qualified for.)
To gain a better understanding of your credit score and how it can affect things like your auto loan's APR, check out our in-depth Credit Score Guide. In it, you'll find valuable information on how you can improve your score in order to earn those lower payment rates on future auto loans.
How to Shop for Car Loans When You Have Bad Credit
Buying a car is a chore few people relish. While everyone likes a set of shiny new wheels, bargaining with dealers makes even shoppers with top-notch credit uncomfortable. The promise of that new car smell can only be so motivating.
If you have bad credit, it's even more important to be prepared. Here are some shopping tips specifically for buyers who need car loans for bad credit:
Steps to Take Before Going to a Dealership
Before you even step foot in a dealership, there are a number of steps you can take to prepare for your auto purchase and subsequent loan application to ensure the best financial decision and a smooth transaction.
Tip #1: Determine your exact vehicle needs.
Because you can expect to pay a much higher APR with a bad-credit auto loan, you don't want to purchase an automobile that is either larger or includes more amenities than is absolutely necessary for your day-to-day travel. Both of these things tend to lead to higher costs. And conversely, if you have a large family, or if your job requires you to transport goods or supplies, you need to make sure that you don't purchase a vehicle that is less than what you need.
Things like gas mileage, total daily commute, and expected routine maintenance should also factor into your planning. You know your personal transportation needs more than anyone else. Determining the exact nature of them before you head to the dealership will help ensure that you aren't pressured into a purchase that would only worsen your financial situation.
Tip #2: Set a budget.
Calculate an estimate of those payments and figure out exactly how much you can afford to spend on a vehicle. Then check sites like Kelley Blue Book or Edmunds to get a better idea of the true cost and market value of your desired vehicle. (Dealer websites, car magazines, local newspapers, and Craigslist can help, too.) Sticker price is rarely the best deal, and doing your research will give you some room to negotiate.
It's also a good idea to examine costs at different term lengths. You'll notice that the longer the contract, the smaller the monthly payments. However, because of the continued interest payments, you'll pay more in the long run.
Many bad-credit car loans are 24- to 36-month terms, as opposed to the more traditional 48 to 60 months. Again, this is to reduce the risk for the lender by collecting more upfront in the event of a potential default. Make sure to factor in the potential for a shorter loan term when making your budget.
Also remember that most states require car owners to carry auto insurance, as do many lenders, so that's another cost you'll need to factor into the monthly expenses associated with your vehicle. It's a good idea to get an insurance price quote as a part of your budget planning.
Tip #3: Know what's on your credit report.
You should make it a habit to consistently monitor your own credit report, as it's helpful to know what's in it — and to dispute any errors — long before you walk into a car dealership or apply for an auto loan.
Each of the three major credit bureaus are required by law to provide you with a free copy of your credit report once per year — go directly to the industry's AnnualCreditReport.com website. As with anything else on the internet, beware of imitators with similar URLs: Never pay for your free credit report.
If you've already obtained your free copies for the year, you can purchase another one from any of the three major bureaus. To avoid any potential scams, it's best to contact them directly. You can do so at:
If you find any erroneous information on one of your credit reports — and mistakes do happen — dispute the errors. If you're able to get inaccurate negative information removed, your credit score will improve.
Tips for When It's Time to Buy a Vehicle
After you've done all your planning and research, you're ready to put it all to use. Here are some things to keep in mind as you make your purchase:
Tip #4: Don't move out of your price range.
Any little bit extra tacked on to what you were planning to pay could end up costing a lot in the end. Your payments will grow exponentially if you accept a high interest rate. You went through the work of making your budget. Stick to it.
Tip #5: Don't be afraid to negotiate.
It can seem like an intimidating proposition to some, but if you did the research, you already should know both what a car is worth and what you're willing (and able) to pay. If the vehicle you need is out of your price range, do what you can to get it in your range. If it's already in your range, try to get it lower if your research justifies it.
Any little bit now can save you a lot in the long run. Because of your bad credit score, you most likely won't be able to negotiate the terms of your auto loan, but you can always try with the purchase price.
When you know your budget, you'll also be better prepared to haggle. Simply be firm about what your max price is, and try to talk the dealer down to it. You have nothing to lose!
Tip #6: Be careful with add-on products and services.
Oftentimes, after you've already shaken hands and agreed to a purchase price and loan terms, you will be offered additional products and services before you sign a contract. Most likely, these were not included in the price quoted. If you agree to any of them, the cost will be added onto the previously-agreed cost of the car, which means it raises the amount of your financing.
And because of the higher interest rates associated with that bad-credit auto loan, those products or services could significantly increase the cost of your monthly payments. Know the value of these services and whether they fit into your original budget before agreeing to any of them.
Tip #7: Read the contract and ask questions.
It's conventional wisdom that is too often unheeded: Don't sign anything until you read it, and don't be intimidated by a wordy contract.
You know your financial situation and your needs better than anyone. If you're unsure of something in the contract or you have any questions, ask. And if you don't feel comfortable for any reason, don't sign. Once you sign the contract on the auto loan, you're legally obligated to fulfill it.
Steps to Take After You Purchase a Vehicle
After your bad-credit auto loan has been approved and your car has been purchased, there are plenty of things you'll want to do and remember.
Tip #1: Keep a copy of your contract.
Just as important as reading the auto loan contract before signing it is keeping a copy after. Make sure to get your copy, with all signatures and details filled in, before leaving the dealership. Don't trust that they'll arrive safely to you in the mail. After you do obtain your copy, make sure to keep it in a safe place in the event that you need to refer to it in the future.
Tip #2: Don't miss a payment.
Chances are that if you're the recipient of a bad credit car loan, you already understand the negative effects of late or missed payments. Setting up automatic payments is the best way to ensure that you pay your auto loan on time, and paying more than the minimum payment will help to decrease your total interest in the long run.
And if you're having trouble making the minimum payments, it's better to try to negotiate an alternative payment with the lender than not pay at all. Contact your lender as soon as you think you might be late with a payment. You'd be surprised how many are willing to work with you in that regard.
Remember, because you're already a high-risk loan for the creditor, they may be quicker to repossess the vehicle if you miss even a single payment. And in some states, they can repossess without ever having to go to court.
How We Picked the Best Bad Credit Auto Loans
If you have bad credit, it's not as simple to find an auto loan with a low rate as it is for others. For that reason, we considered many other factors in our recommendations, which we'll detail farther down.
However, even if your credit isn't great, make sure you include local banks and credit unions in your search. There's a lot of competition for car loans at every credit level, and you may be able to find competitive rates just a mile or two from your door.
Be sure to check out credit unions in particular. Though the application process may be more involved, they may have more flexible lending criteria than banks — and credit unions accounted for 28% of all used car loans in early 2019, according to Experian. And if you have a long-standing relationship with your own bank, they may have a better idea of your ability to repay a loan than other lenders.
We did not look at manufacturer-specific lenders such as Ford Credit or Honda Financial Services. If your credit is poor, you may not have the luxury of looking for one specific make of car.
The best bad-credit auto loan lenders and servicers provide:
Terms You Need to Know When Financing Through a Bad-Credit Lender
Again, you'll want to read any contract completely before you sign it. In order to help you understand that legalese, we've provided a list of common finance terms that you'll come across before, during, and after signing for your auto loan.
Common Car-Buying Scams
Having bad credit may make you feel like you're in a vulnerable position when you're buying a car. Unfortunately, your fears aren't totally unfounded: Some unscrupulous car dealers try to squeeze more money out of buyers they sense are uninformed, desperate, or both.
The best guard against this is to educate yourself. There are dozens of car-buying scams out there, but here are a few of the most common you should watch out for when you have bad credit.
1. Yo-yo loans
Yo-yo loans are typically a problem for those with shaky credit who don't (or can't) get preapproved for a loan before going to the dealer. The dealer lets you take possession of the car even though your financing isn't final.
You may think you have closed on a loan — until the dealer calls days or weeks later to tell you your financing fell through. Then you're pressured to take a less-favorable deal in order to keep the car from being repossessed.
Your first line of defense against yo-yo loans is getting pre-approved before you go to the dealer. If you're relying on dealer financing, demand to see the loan approval documents before you drive away. If they assure you that it's OK to take possession of the car even if your loan isn't final, stand firm. Refuse to take the car until you see proof that your financing has been approved.
2. Co-signer 'straw purchase' scams
Your dealer may pressure you to get a co-signer, saying you can qualify for a much lower interest rate on your loan and improve your own credit score if your co-signer has a great credit history. That may be true, but you'd first need to decide whether you want to risk your relationship with a co-signer if you can't pay back the car loan, thus leaving them on the hook.
Some dealers may take this high-pressure tactic and make it a scam by confusing you and your co-signer during loan paperwork. You'll walk out of the finance office thinking you co-signed on the loan, but weeks later, you may learn that the loan is only in your co-signer's name.
To help avoid this scam, make sure you never feel rushed when you're going over paperwork. Read the documents you're signing, and in the case of co-signing, make sure you're signing the same contract — not separate contracts.
3. The 'as-is' car that's actually a lemon
Perhaps you're checking out used cars — a common scenario if you have bad credit — and you see one with a tantalizingly low sticker price. The federally required buyer's guide says it is "AS IS – NO WARRANTY," but the dealer assures you this is routine and there are no problems with the car. You buy the car and it breaks down almost immediately, or you later find out that it was wrecked or flooded when servicing it or running the report you should have seen before buying.
Think twice before buying a used car if you don't know its history. Checking the car's title is a good first step, but it won't always help if the title has been washed — that is, altered to remove evidence that a car has been salvaged. Strongly consider investing in a vehicle-history report from CARFAX or a similar provider to help protect yourself.
4. Refusal of online financing
Perhaps you've done your research and gotten pre-approved for financing up to a certain amount for a certain APR through an online lender. In theory, this should smooth the car-buying process — you already have financing.
But the dealer may tell you they've had lousy luck with online lenders bouncing checks, and therefore can't accept the financing. The dealer will, however, be more than happy to offer you their own financing — more than likely at a much higher APR than the one you've secured.
If you're faced with a dealer who won't accept your pre-approved financing, walk away. The only time you should use the dealer's loan instead of the one you've already gotten is when the terms are better, not worse.
What is a subprime auto loan?
Subprime auto loans are auto loans designed for borrowers with lower credit scores, lower incomes, or shorter credit histories.
There's no universal cutoff between prime and subprime borrowers, but Experian now considers a credit score above 660 to be prime and scores below 600 to be subprime in the auto financing industry.
For the most part, subprime auto loans mirror prime auto loans. But subprime loans will often come with double-digit interest rates and higher origination fees. Subprime lenders may also charge high prepayment penalties — costing borrowers more to pay off their loan early.
Subprime auto loans, like most auto loans, are secured loans. A secured car loan is backed using your vehicle as collateral. If you are unable to repay your loan, the lender can repossess your car. This does not mean your loan is settled. You may still have to pay the balance of the loan, even though your car has been repossessed.
If you're rebuilding your finances, subprime loans may be your only option to finance a vehicle. And subprime auto loans are a much better option than auto title loans.
If you're considering a subprime auto loan, keep a few things in mind:
Shop around. Interest rates and origination fees will vary by lender. Even though your credit score may be on the lower side, lenders will still compete for your business if you prove your ability to repay.
Pre-owned is usually best. If you're currently strapped for cash, a used car is probably a more economical choice than a new model (although the new-vs.-used debate rages on). Most importantly, never buy more car than you need regardless of its age or mileage.
Pay more if and when you can. You should at least be meeting your minimum payments. But when you have the opportunity, and if the lender doesn't have prepayment fees, add a little extra to your payments. Repaying even a subprime auto loan can help rebuild your credit score, setting you up for a stronger financial future.
What is an auto title loan?
Auto title loans (also known as car title loans) are small to large secured loans that borrow against the value of your vehicle. Like payday loans, auto title lenders expect repayment in a week to a month's time. And they often come with APRs in the triple digits.
According to the Federal Trade Commission, auto title loans start around $100 but can go as high as $10,000. Lenders often charge an average of 25% per month to finance the loan, which equals out to around 300% APR.
Auto title loans don't require credit checks, which makes them appealing to those with no or bad credit.
But auto title loans are unique because they can only be secured by your vehicle. Failure to repay may result in repossession of your vehicle, or a new auto loan with expensive "rollover fees."
If you're still researching ways to finance your car, beware of auto title loans and avoid them at all costs.
If you're struggling to repay an auto title loan, you may still have some options:
- Refinancing with monthly payments
- Negotiating with your lender
- Declaring bankruptcy
If you choose to refinance, try to do so with unsecured loans or monthly payments. Unsecured loans may be more difficult to come by with bad credit, but monthly payments may make financing easier. Also, lenders may be more willing to work with you if you approach them as soon as possible.
Declaring bankruptcy is a drastic last step, but in some cases it can help protect your assets.
Can I qualify for a private party auto loan?
Even if you have bad credit, you may still qualify for a private party auto loan.
Private party auto loans provide financing when you buy a car from a private seller. Whether you're purchasing from a seller you've met through a trusted network, or from a family friend, private party auto purchases sometimes need financing.
Purchasing a vehicle through a private party has some benefits, such as not having to worry about dealership fees. Private car purchases often cost less, because you're paying the seller directly.
However, there are also some risks that come with private party car purchases. Always be sure that you're purchasing the car from someone you trust. Private parties are not bound to the same laws as professional dealerships.
Be sure to inspect the seller's car thoroughly, and reference Kelley Blue Book to ensure you're getting a fair price.
Before you go to a lender, be sure to gather as much information about the car as you can. That includes mileage, accident history, age, and more. You can find many of the essential details in a CARFAX report. If possible, try to have an inspector take a look at the car before approaching a lender.
If you're confident in your choice, then begin shopping around for the best possible loan. MyAutoLoan.com offers private party loans to borrowers with bad credit, while Capital One and Auto Credit Express do not.
You'll need to bring your personal information as well as the vehicle and seller's information. You'll also need to check with your local DMV to see if there are any additional requirements (these can vary by state).
Starting Your Search for Bad Credit Auto Loans
Remember, even though bad credit will exclude you from prime interest rates, it won't shut you out of the car-loan game entirely. It's far easier to get decent auto loans for bad credit than mortgages or other large loans, so you'll still have a good number of options.
SOURCE: http://www.thesimpledollar.com/loans/auto/best-bad-credit-auto-loans/


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How to Personalize Your SCOUT
If you want your initials on your item, choose the Initials option and enter your first initial in Initial 1, your last initial in Initial 2 and your middle initial in Initial 3. For example if your name is Elizabeth Anne Smith, your selection would look like this:
Name or text
If you want your name on your item, enter your name EXACTLY as you would like it monogrammed. For example, if your last name is McBride, be sure to pay special attention to the capitalization of the letters in your name. You may use only one character or up to 10 characters.
Delivery Time: An additional 48-72 hours is required for orders that include personalization, regardless of which shipping method you choose. For example, normal orders ship in 2-3 days. With personalization, orders will ship in 3-5 days.
Return Policy: If we make a mistake on your personalized order, we will happily replace it free of charge. If for some reason you do not like your personalized item, we will not be able to refund you for that purchase.
Got Questions? Email us at [email protected], call us at 877-435-7217 or chat with us.


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|All photos courtesy of Tich
When I got home from the restaurant with my takeout, though, I realized they'd forgotten to put one of my items in the bag. I called to let them know, not really sure what they could do. I didn't want to spend 25 minutes in the car just to pick up dessert, but maybe they could take note, and make good on it the next time I was in the area.
When I called, the owner picked up the phone. She was sorry to hear they'd made a mistake and wanted to make it up to me. Not sometime in the future, but right then.
And that's how I found myself, fifteen minutes later, opening my front door to the owner of Tich, and receiving the small paper bag that she'd brought my dessert in. Bear in mind, they don't currently deliver food, and even if they did, I live outside of their delivery area. Oh, and when I tried to pay her for her troubles, she refused to take my money.
That was my introduction to Tich, but let's be clear - the food was so amazing I'd go back even without the personalized service. The chicken tikka masala was the best I've ever eaten. And that dessert that was hand-delivered? The gulab jamun (described as "milk dumplings, soaked in rose-scented sugar syrup") was as dreamy as it sounds.
I later asked the owner, Karan Kalia, a few questions, and she was as lovely by email as she is in person. Her background is in commerce, and after she moved from India to Canada, she took a job as an administrative and HR manager. The whole time, the idea of owning a restaurant was in the back of her mind, but she took her time making it happen. One day she was driving by a building that was available for lease. She called to inquire, and in her own words, "Before I could realize, we had a restaurant in the making!" I wasn't surprised to hear that, for her, the greatest pleasure in owning a restaurant is making her customers happy, and seeing them come back again and again.
She told me she's always had a flair for entertaining - now, she just extends it from her living room to her restaurant. Based on my experience, she has a flair for service, too. Having seen the inside of her lovely restaurant when I picked up my meal, I can't wait to go back. But next time I won't depend on her generosity to bring me dessert - I'll enjoy my meal right there.


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Ai Weiwei, art, illumination, light, luminaria, Nam June Paik, San Antonio
Not "Riverwalk" but "Luminaria" is how I'll remember a recent weekend in San Antonio.
At Alamo Street, gigantic butterflies, their wings glowing, zipped past us then circled and returned to a butterfly congregation. It was dusk and the Luminaria was gearing up for a night of illuminated performance and art. Already, people were crowding streets that had been closed for the festival.
Illumination: "to brighten with light," "to decorate or hang with lights" but also "to enlighten," "clarify," and "to glow."
Traditional Luminaria: small paper sacks weighted with sand and containing tiny candles.
Inside San Antonio's Hemisfair Park, one of the Luminaria sites, we stopped beside a merry-go-round or something resembling a merry-go-round—circular and with horses, except the horses were fastened to bicycles and four smaller horses floated above, attached to a pole. The blue neon light and absence of people or operators inside the fence gave this carousel a grimness that might appeal to poets writing within the palette of night-ness.
When we go out in the evening, we turn on one porch light, but not fifty, or a hundred. It would not occur to us to put all our lamps on the porch and plug them in, but in the Hemisfair Park we found a house with the porch illuminated by a large quantity of lamps. The strangeness of excessive appliances reminded me of Nam June Paik's exhibit at the Smithsonian Museum of American Art in Washington, DC. One of Paik's installations had many televisions placed on the floor but angled upwards like foot-lights. The TVs were half-hidden among potted plants and all the televisions looped the same (circa 1970s) low-definition video of musicians playing a real cello and a fake cello constructed out of televisions.
Now, looking at the photo of the house with the illuminated porch, I see details of arching trees and that the upper floor remains deeply shadowed. Other people are observing the display and I wonder whether they noticed the blackened windows and the door that vanished in overexposed whiteness?
We walked on, passing a line of people at the Women's Building and later learned we had missed a 3-D installation that included fake clouds inside the stairwells. Instead, we returned to Alamo Street where the crowd had grown and, with darkness, the buildings glowed, hard-shell sides covered with mutating skins—stripes, circles. Paisley. Two vehicles—an armored beetle and a fancy-jeweled jeep—had been unloaded from a trailer, but nothing was happening.
Descending stairs by the Alamo Street bridge, we found a table in an Irish Pub beside the Riverwalk with a view of the tourist barges motoring along the channel followed by a Luminaria barge with large television screens looping scratchy black-and-white movies of early settlers—a showing that Nam June Paik would certainly have approved of.
When Chuck and I returned to the increasingly frenetic street level, we found flames above the armored-beetle car and, to get a closer look, I squeezed to the barrier-fence just as a fiery plume erupted with a roar above the jeep. The crowd gasped and collectively stepped back as the hot air blasted past.
Luminaria as performance and street-art has roots in White Nights, or nuit blanche, a night of light where no one sleeps, and an idea that originated in St Petersburg, Russia (Wikipedia), or Helsinki, Finland as a summer festival. In 2002, in Paris the nuit blanche became a festival of illumination and art (Wikipedia: nuit blanche).
Luminaria is not art in the isolated neutrality of a gallery or museum. Behind the flame-belching jeep, colored circles floated upwards on the wall of a high-rise hotel while around the corner of the building balcony lights had been switched on or off to write S-O-T twelve-stories high.
After encountering Ai Weiwei's sculpture "Fragments" at the Freer Sackler Gallery in Washington, DC, I had started reading Weiwei's blogs and was intrigued by his explanation of built and lived-in environments, especially the role of light in architectural space:
"Light defines objects and gives spaces their unique characteristics. The strength of weakness, direction, and changing nature of light and shadows alternately invite and repel peoples' emotions. Emotions are the primitive foundation of aesthetic sense."
"The volume of light, proportions, structure, and materials determine how we experience space. Space can also be psychological, it is capable of arousing the imagination."
– Ai Weiwei
Weiwei speaks of light but darkness also has a profound effect on emotions and imagination. Mixing darkness and unusual illumination skews notions of normalcy like the strange carousel that we had seen with horses on bicycles.
By 9:00 pm, the crowd was changing as families with children departed. We were walking south along Alamo Street and debating whether to leave or stay when we encountered a throng of people blocking half the street; the other half was barricaded with a strand of red tape. Chanting came from the throng and I stood on my toes peering through the crowd, catching a glimpse of men standing bare-chested with their arms crossed and later we found a higher vantage on the other side of the circle where we saw that breakdancing was the attraction. But, in the margin between the tape and the crowd, just turning around, we had a clear view of a woman standing on the roof of a car. She was reading, or rather shouting, what was written on a cloth that draped over her arms and the car, but the chanting hid her words.
Inside the same circle of tape, a man stood on top of another car and also read loudly from a strip of fabric while bicyclists careened around both cars and the building across the street garishly changed colors.
. . .
I have been working on this blog post for longer than I care to admit and now I'm faced with writing an ending but everything I've come up with has been too trite to keep. Luminaria was a giant street fair and art walk where illumination was required and the event took place at night, but describing avoids tackling the question of meaning. I return to Ai Weiwei's writing and the idea of how light effects emotions and the imagination. At Luminaria, illumination was required of the performances and art, but I think the artistic intent varied between entertainment and a message. The wildcard factor was the effect of layering where chanting overlaid reading, or flaming eruptions were backed by whimsical bubbles and the letters SOT.
Was Luminaria just a really good party or a very serious endeavor? Or both? Maybe I'll go read something by David Foster Wallace and think about this some more.
Not every blog post gets a conclusive answer.
Cheers all,
Notes and sources:
1) In the 1990s there were more white night art festivals (Wikipedia) in cities such as Paris, Barcelona, Naples, and Havana. In Toronto, the White Night festival was described as:
"For one sleepless night, experience Toronto transformed by hundreds of artists. One night only. All night long." – http://www.scotiabanknuitblanche.ca
2) The Society of Toxicology (SOT) was meeting that weekend in San Antonio.
3) Ai Weiwei's Blog, Writings, Interviews, and Digital Rants, 2006-2009: Architecture and Space, posted on January 13, 2006. Edited and translated by Lee Ambrozy. The MIT Press (2011), pg. 5.


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April 8 – 11, 2019 Banff Center, Banff, Alberta
2019 Banff Pipeline Integrity Workshop:
Sharing & Collaboration
At the 2019 Workshop we will review the progress since 2017, engage in new dialogue on what challenges the industry faces and discuss innovative and game changing ideas that will move us forward.
Thank you to our 2019 sponsors!
Working Group Sessions
The Working Group sessions are as follows:
• WG1 – Industry Wide Issues
• WG2 – Regulatory and Standards Development
• WG3 – Upstream Pipelines: Inspection, Corrosion, and Integrity Management
• WG4 – Asset Management
• WG5 – Management of Cracking Pipelines
• WG6 – Human Factors
• WG7 – Risk and Reliability
• WG8 – Inspection and Monitoring
• WG9 – External Corrosion
• WG10 – Internal Corrosion
• WG11 – Managing Geohazards
• WG12 – Emergency Preparedness and Response
Tutorials are being offered Monday, April 8. Sessions are as follows:
• Safety and Loss Management System Applicable to Design, Materials, and Construction
• Pipeline Fundamentals
• From Theory to Practice: Terrain Hazards and Pipelines
• Human Factors – Fundamentals
• Human Factors – Incident Investigation
• Blue Sky Thinking
• ILI Technologies
• Data Management and Integration for ILI Systems
• 10-Year Progress on Internal Corrosion Control of Oil and Gas Pipelines: What Has Changed and What Remains the Same
• CSA Z662 – 19 Oil and Gas Pipeline Systems – Update
• Risk Assessment Fundamentals
Contact us
Didn't find what you're looking for? Send us an email and we will get back to you.


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Setting up a Cox email account in Windows 10
Cox communication is Extremely best and simple to use as its free webmail service will allow to uses for business users who offer the best role to purchase Internet package in respect of accessing Cox email account.
If you need to set up Cox email account in Windows 10 then you need to use correct mail server name for incoming and outgoing messages by means of properly configure Windows 10 and keep the security settings protected. Cox email technical support team will guide to follow the technical tutorial to fix the issue very shortly.
Steps For Cox email account in Windows 10
Step 1: Start up your Windows 10 and select the "mail app"
Step 2: Click on the get started and then select "Add account".
Step 3: Click on the "Settings" icon and select the "Manage account".
Step 4: Click on the "Advanced settings" and enter your username, full Cox email address and password in all the relevant field.
Step 5: Go to the "Mail server settings" in Windows 10 and select "Incoming mail server (POP) "and add firstname.lastname@example.com
Step 6: Select "Outgoing mail server (SMTP)" and add firstname.lastname@example.com.
Step 7: Select the "Security Settings" option and click "Yes" to the "SSL server" as per the mail type.
Step 8: Select the "Password field" to enter the password and click the "Save" button eventually.
If you are having any other technical problem in connection with any types of email account, you can visit our Cox email tech support department to have help at any time.