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November 13, 2014
Denver, CO
Denver, CO (Nov. 13, 2014) – Make-A-Wish Colorado invites Coloradans to support our efforts to grant wishes to children with life-threatening medical conditions by donating to us on Colorado Gives Day, December 9, 2014.
Colorado Gives Day is an annual statewide movement to celebrate and increase philanthropy in Colorado through online giving. For the fifth consecutive year, Community First Foundation and FirstBank are partnering to present Colorado Gives Day. Donations are accepted through ColoradoGives.org.
As a participating nonprofit on ColoradoGives.org, Make-A-Wish Colorado will benefit from this initiative in many ways.
"The donations we receive on Colorado Gives Day help us do more to support kids in our community and ensure that every eligible child's wish comes true," says Founder & President of Make-A-Wish Colorado, Joan Mazak. "Our goal is to raise $35,000 this year, which will allow us to grant the wishes of even more Colorado children. We also want to get our share of the $1 Million Incentive Fund."
Thanks to Community First Foundation and First Bank, Colorado Gives Day 2014, features a $1 Million Incentive Fund, one of the largest gives-day incentive funds in the country. Every nonprofit receiving a donation on Colorado Gives Day receives a portion of the incentive fund, which increases the value of every dollar donated. For example, if Make-A-Wish Colorado receives 10 percent of the total donations made on Colorado Gives Day, Make-A-Wish Colorado also receives 10 percent of the $1 Million Incentive Fund.
"Thanks to generous Coloradans and hardworking nonprofits, we've seen the impact of Colorado Gives Day build dramatically over the last four years in every way," said Marla J. Williams, president and CEO of Community First Foundation. "Not only the dollars raised, but the number of nonprofits and donors contributing to the success of the day has also grown tremendously. We look forward to continuing the momentum this year."
For more information about Make-A-Wish Colorado, please visit colorado.wish.org. For more information about Colorado Gives Day, please visit ColoradoGivesDay.org.
About Make-A-Wish Colorado
Founded in 1983 as one of the nation's first Make-A-Wish Foundation chapters, Make-A-Wish Colorado has granted more than 4,400 wishes to eligible children throughout Colorado. Its mission is to grant the wishes of children with life-threatening medical conditions to enrich the human experience with hope, strength and joy. The Foundation finances its endeavors through corporate sponsors, foundations, service clubs, fundraisers and individual contributions. For more information about Make-A-Wish Colorado and how you can share the power of a wish® please call 303.750.9474, visit colorado.wish.org or connect with us on Facebook at facebook.com/WishColorado or on Twitter at @WishColorado.
About Community First Foundation
For nearly 40 years, Community First Foundation has been bringing donors and nonprofit organizations together. We offer financial support and educational opportunities to strengthen nonprofits. We also fund community programs, inspire philanthropy and assist individuals and businesses with charitable giving. ColoradoGives.org, our year-round, online giving website, has raised more than $81 million for Colorado nonprofits since 2007. We are the proud recipient of the 2013 National Philanthropy Day in Colorado Outstanding Foundation award. For more information, visit CommunityFirstFoundation.org.
About FirstBank
FirstBank operates more than 115 locations in Colorado, Arizona and California. FirstBank is the largest locally owned banking organization in Colorado, serving more than 650,000 customers. Since 2000, FirstBank has contributed more than $45 million and thousands of volunteer hours to charitable organizations. FirstBank is unique in that a majority of its stock is owned by management and employees. For more information, visit efirstbank.com.
Sarah Murphy
Communications Manager
7951 E. Maplewood Avenue Suite 126
Greenwood Village, CO
(303) 750-9474 x3510
(303) 755-3108
"Our daughter got to shine and be the center of positive, healthy attention for a whole week."
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T.C. Sottek writes for The Verge: Flickr implements 'nopin' code to block Pinterest from private photos (update) | The Verge
Popular photo sharing site Pinterest has recently been the subject of copyright concern over its handling of third-party content, and on Monday it responded to that concern by implementing a "nopin" code that allows content creators to prevent their works from being pinned.I wanted to see how this works so I went over to Flickr and tried to pin one of my own photos which is public and sharable with a Creative Commons license.
Image: Pin It
When I clicked my Pintrest Bookmarklet, or Pinmarklet, it allowed me to pin the photo by bringing up the Pin dialog box. I pressed Pin It, and the photo end on to my Pintrest board. Yay beer!
Image: My beer photo on Pinterest
Next I found an image that would not allow sharing and tried to pin it.
Image: Fashion by Nikita Ostroymov. This site doesn't allow pinning to Pinterest.
Up popped a dialog box that said,
"This site doesn't allow pinning to Pinterest. Please contact the owner with any questions. Thanks for visiting!"Well,, obviously that's not exactly right since flickr does allow pinning of public photos that are sharable. A quick look at the code shows how the no pin code shows up.
Image: Flickr no pin code
Per Flickr:
The photo page now includes this tag if you have opted out of sharing (or if it is not a public photo).
Here are the settings on my account where I allow sharing.
Image: Flickr - Allow others to share your stuff setting set to 'Yes'
If flickr users don't want their images to be able to be shared they just have to change this setting to 'No'.

subset: commoncrawl


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In July, Wild Horizons will host dinner cruises on the Zambezi River, aboard a new double-decker boat, the Malachite.
The boat can accommodate up to 32 passengers, who will experience some of Zimbabwe's beautiful birdlife and wildlife while cruising along the river and through some of its channels, against the backdrop of what are often called 'Africa's most famous sunsets'.
A three-course dinner will be served, along with cocktails and other beverages, where the guest experience the transition to evening as they cruise beneath the stars.
Guests will be transferred from their hotels from 16h30, with the cruise departing from the Wild Horizons jetty at 17h00. The experience takes approximately three hours, arriving back at the dock at 20h00.


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"Duquesne University Press, founded in 1927, has a long and rich tradition of scholarly publishing in a variety of subject areas. Over the years, Duquesne's editorial program has included award-winning titles in literary studies, philosophy, psychology, and religious studies; its early entry into fields such as existentialism and phenomenology long ago cemented its reputation for books that shape and influence serious thought.
In the early 1970s, The American Scholar commented on "the series of high level books on philosophy which Duquesne University Press has issued," and America magazine wrote: "Duquesne has concentrated on making a contribution in restricted areas. . . . The overall achievement of this relatively small operation has been extraordinary. . . ."
More recently, the Sixteenth Century Journal declared, "For several decades now, Duquesne University Press has been one of our best sources of solid, substantial work in English Renaissance studies. . . ." And the editors of the Ben Jonson Journal have singled out our publications for their overarching high quality, commenting on titles that are "handsome in the ways we have come to expect of books produced by Duquesne University Press," but noting their "real value [which]lies in impressive content and intelligent design."
As we continue through our ninth decade in academic publishing, Duquesne University Press titles continue this tradition, representing a continuing commitment to scholarship, innovation, and the sharing of valuable ideas."
Visit website for more information. (ed.)
Category: Archives/Manuscripts/Publishers
Added on: May 20, 2011 | Hits: 3845


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Allergan Beats Forecasts, Boosts Outlook
Wednesday, May 4, 2011
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Irvine drug maker Allergan Inc. on Wednesday reported first-quarter results that surpassed expectations and upped its full-year profit outlook.
Allergan, which makes wrinkle-smoother Botox and other drugs, said it earned $239.3 million before various accounting charges during the quarter, up 18% from a year earlier.
Analysts expected Allergan to make $230 million in the first quarter.
Including charges, Allergan's first-quarter profit came in at $158 million.
The drug maker's first-quarter revenue totaled $1.27 billion, up 10% and slightly above analysts' projection of $1.22 billion.
Botox first-quarter sales were up 10% to $365 million, while eye care, Allergan's historical core business, was up 16% to $592 million in the quarter.
Allergan also offered forecasts for the current quarter and 2011.
For the second quarter, the drug maker said it saw profit coming in at $289 million to $295.3 million, surpassing Wall Street's forecast of $285.9 million.
Allergan said it saw second-quarter product sales (which are slightly less than total sales) of $1.31 billion to $1.36 billion, compared to analysts' expectation of $1.31 billion.
For 2011, Allergan said it could see a profit of $1.106 billion to $1.125 billion, up from a previous forecast of $1.1 billion to $1.119 billion.
Wall Street expects Allergan's 2011 profit to come in at $1.121 billion.
The drug maker said it sees full-year product sales of $5.05 billion to $5.25 billion, compared to analysts' expectations of $5.21 billion.


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It's 7 a.m., 58° and headed to a toasty 64°. Details for the next 10 days are here.
There's a new hot dog store in town — Los Shucos on 22nd Street near Bartlett. As they describe their story on the website:
It all started in 1970 with a home made hot dog cart stationed near El Liceo Guatemala school for boys. There a humble culinary genius decided to spice up a simple American hot dog with the flavors and ingredients of Guatemalan cuisine.
This creation soon became an irresistible staple for the hungry students, who coined the term "Los Shucos", meaning "Dirty Dogs" and thus, a legend was born.
In more food news, SF Eater says that Chez Spencer, which burned to the ground last year, will not be returning to that spot. In its place, will be the Japanese-inspired Rintaro. Read more here.
Who has money to eat? The San Francisco Business Times reports,
The median price for a condo or tenancy-in-common unit in San Francisco hit $950,000 in January, a 24.6 percent year-over-year jump, and surpassed the $928,000 median price for single family homes, according to the San Francisco Association of Realtors. READ MORE.
8 p.m. to 10 p.m. Odd Ball Cinema, What Got What.
Enjoy the day!


text: Unaccompanied asylum-seeking children coming to Sweden are almost all fleeing from violent or threatening situations in their home country and have been sent abroad for their protection. They form a specific growing group of children looked after by local authorities in kinship foster families, network foster families or traditional foster families, as well as in small institutions (HVB-hem) or interim accommodation (Mellanbo) as preparation for independent living. This study explores success factors and impeding factors in a social work intervention for empowering unaccompanied children at a support centre for daily activities in a Swedish municipality from a program-theory perspective. The unaccompanied children in this study are staying in foster families. The data was collected at the centre and with a mixed method design. The results show that unaccompanied children's relationships with other children improved; they developed their ability to plan and adapt; some of them started to attend regular schools; and traumatic experiences were processed to some extent. All of these can be interpreted as increased empowerment in unaccompanied children's everyday life. However, there were still significant gaps in participation in clubs and associations and leisure activities, and some children were mentally unwell. Success factors, challenges and risks coexist in a transnational life situation in which most unaccompanied asylum-seeking children continue to interact with their parents and other family members in their home country or another country using modern technology (online parenting).


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JB Lacroix/Getty Images
Ray J and Princess Love are officially parents!
The couple has welcomed their first child together, a baby girl.
The 37-year-old singer announced on social media Tuesday that his wife was in labor. "IT'S TIME!!" Ray J wrote on Instagram, along with a video for their baby girl. The music video, posted to YouTube in March, documents their pregnancy journey and also shows sweet moments from the couple's 2016 wedding.
Ray J first announced that he and his wife were expecting their first child back in November while appearing on an episode of The Real.
"Princess and I—we're expecting," he shared with co-hosts Adrienne Houghton, Loni Love, Jeannie Mai and Tamera Mowry-Housley.


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The Bruins came into the Bell Centre riding a hot streak. They were 3-0-1 in their last four games, and 6-2-1 in their last nine. But the Canadiens officially own the Boston Bruins, acquiring them lock stock and barrel from Jeremy Jacobs for $100 (Canadian) just before the season started.
The Montreal Canadiens continued their utter domination of the Bruins, winning their 10th straight against Boston. Montreal got on the board 0:14 into the game, scoring their first of four opening period goals against Alex Auld. Seven different Canadiens scored goals, and thirteen players had at least one point in Montreal's 8-2 thrashing. Montreal has outscored Boston 32-12 in their six meetings this season.
After watching this game, one may think it was lost in the first period. This is wrong. The game was lost much earlier, at the morning skate when Alex Auld led the Bruins onto the ice as the starting goalie for the game later that night.
Why was backup Alex Auld starting as opposed to All-Star and NHL Save Percentage leader Tim Thomas? That's a good question. And I don't think Bruins' coach Claude Julien has a good answer. The last time these two teams squared off, Boston played with so much emotion that it seemed as if their lives depended on winning. This time around, Julien's selection of Auld was almost as if he felt the game meant nothing. The Bruins need to make up their minds and decide how much they actually care about beating Montreal.
Montreal went ahead by two goals 3:12 into the 1st when Auld over-committed to a shot from the left hash marks, extending all but his toes outside the crease, which left a wide open net for Michael Ryder after he received a pass in the right slot.
Claude Julien then called his timeout in an effort to slow things down, and it appeared to work. A few minutes later, Phil Kessel got in on Huet, banged a shot off his pads, and Marco Sturm slammed in the rebound to make it a 2-1 game.
But Auld just wasn't up to the task of keeping the game close. He allowed another easy goal to make it 3-1.
The game all but officially ended with 0:03 remaining in the 1st. Cristobal Huet had just made a brilliant save, denying the Bruins a chance to turn it into a 3-2 game going into the intermission. The Habs stormed up the ice. Maxim Lapierre embarrassed a poorly positioned Auld, and a potential 3-2 contest turned to a 4-1 blowout in a matter of moments.
Auld was pulled in between periods. He saw seven shots and stopped three of them. Since his impressive debut with the Bruins, Auld has regressed to his mean of below average goaltending.
After that, the only Boston player on the ice giving a constant and concerted effort was Tim Thomas. Bryan Smolinski scored Montreal's 5th goal after a statuesque Zdeno Chara allowed a puck to bounce around his legs in the crease.
Mike Komisarek scored the 6th goal as the Bruins defense stood back and watched in an unchallenging umbrella type of penalty kill defense. The problem was that Montreal wasn't on a power play. Huet made a few nifty stops on high slot opportunities by Marco Sturm and Glen Metropolit, but these goals would have done nothing except make the score a bit more dignified for the Bruins.
To Tim Thomas' credit, although he allowed four additional goals, he played very well, making some tough stops as his defense played at half speed. Had he not brought his A game, the Canadiens would have put up at least 12.
Boston's inability to beat Montreal is seriously holding them back. At the moment, the Bruins uneasily sit 8th in the Eastern Conference, one point ahead of the Rangers for the final playoff spot. This season, the Bruins have earned 53 points in 48 games, or 1.10 points per game. In the 42 games they've played against teams not from Quebec, they've earned the same 53 points, or 1.26 points per game. This rate multiplied by 48 games results in 60.6. Only one team in the East (Ottawa) has more than 60 points. That's how much Montreal has affected the Bruins this year.
But let's think positively here. The Bruins host the Islanders on Thursday, and could go into the All-Star break in 8th place. This is nothing to sneeze at. Patrice Bergeron is apparently out for the year, Thomas missed a few weeks, Glen Murray's hip has caused him to miss time just as he was heating up, ace penalty killer P.J. Axelsson has been out; yet the team is still chugging along at a respectable pace. The Bruins have had 189 games missed due to injury. They only had 162 missed last season.
One bright spot to emerge as of late has been the Kid Line, consisting of Vladimir Sobotka (20 years old), David Krejci (21), and Pascal Pelletier (24). Over the past 10 games, this line has probably been Boston's most consistent line.
The Bruins will also be sending three players to the All-Star Game. Chara will be starting at defense, Marc Savard will be making the trip to Atlanta, and Tim Thomas was recently named to the Eastern team as the replacement for Martin Brodeur.
Hopefully the Bruins can take some lessons out of Montreal. Hopefully Claude Julien will only start Alex Auld when Thomas needs a break. Hopefully the Bruins can at least force overtime and get a point in one of their remaining two games against Montreal. They have until late March to figure these guys out.


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A Memorandum of Understanding has been signed between Cochrane Rehabilitation and the European Academy of Rehabilitation Medicine (EARM) with the aim to develop and implement joint activities that support and further strengthen the use of health evidence. This body of up to 50 senior doctors in the specialty across Europe was created in 1969. Academicians are invited on the basis of their distinguished contribution to the specialty, particularly its humanitarian aspects. The aim of the Academy is to improve all areas of rehabilitation for the benefit of those who need it. It thus promotes education and research across Europe, acting as a reference point in scientific, educational and research matters, exchanging ideas and information, facilitating the exchange of PRM doctors between different countries and engaging in moral and ethical debate.The MoU was signed at the EARM General Assembly, held in Helsinki May 25th 2018, by the Director of Cochrane Rehabilitation, prof. Stefano Negrini and the President of EARM, Prof. Xanthi Michail.
Official website: http://rehabilitation.cochrane.org
The White Book (WB) of Physical and Rehabilitation Medicine (PRM) in Europe is produced by the 4 European PRM Bodies (European Academy of Rehabilitation Medicine - EARM, European Society of PRM - ESPRM, European Union of Medical Specialists - PRM Section, European College of PRM-ECPRM served by the European Union of Medical Specialists-PRM Board) and constitutes the reference book for PRM physicians in Europe. It has now reached its third edition; the first was published in 1989 and the second in 2006/2007. The WB has multiple purposes, including providing a unifying framework for European countries, to inform decision-makers on European and national level, to offer educational material for PRM trainees and physicians and information about PRM to the medical community, other rehabilitation professionals and the public.
Click here to download the White Book.
Prof Alex Chantraine (1930 - 2018)
Professor at the University of Geneva, Faculty of Medicine.
With great
sadness we announce that on the 13th of January 2018 , our colleague
and member in European Academy of Rehabilitation Medicine since 1985, Prof Alex Chantraine passed away.
He has been
nominated as first Professor of PRM in Europe on 1970. From 1973-1997 he has
served as Professor and head of the PRM department at the University of Geneva,
Faculty of Medicine.
He was one
of the pioneers of the European Physical and Rehabilitation Medicine, and he has
dedicated most of his life to the scientific advancement and quality of PRM
discipline in Europe, acting as President of the UEMS section of PRM from 1994
to 1998 and later, as President of the European Board of PRM from 1998 to 2000.
he has been elected as President of AFIGAP (Association Francophone
Internationale de Groupe d'Animation de la Paraplégie) from 1990 till 1994, as
well as General Secretary of EARM from 1994 till 2006.
We will
always remember his clever spirit, (both as scientist and as researcher) and his
kind attitude. We will miss him a lot in EARM, but his spirit will always
remain with us.
May he rest
in peace.
On behalf
of all Academicians, we have expressed our condolences to his family members.
Xanthi MICHAIL Angela McNAMARA
President of EARM Secretary of EARM
ESPRM 2018 Congress in Vilnius: X.Michail, President of EARM, announces the winner of the EARM prize 2017: K.Groleger Srsen from Slovenia
We are very happy and proud to announce the official day of the Launch, December 16th 2016, of Cochrane Rehabilitation (www.rehabilitation.cochrane.org), the new Cochrane Field totally devoted to the development and spread of evidence in Rehabilitation, linking the world of Rehabilitation with that of Cochrane (www.cochrane.org).


text:
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First Date Advice - How To Make A First Date Go Fi
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Arc Review – Weddings, Crushes and other dramas by Emily McKayLeave a comment
February 12, 2017 by ceresbooksworld
Weddings, Crushes and other dramas by Emily McKay
Book 6 in Creative HeArts Series and book 2 in Willa and Finn duology
Publisher: Entangled Teen
Publication date: February 13th, 2017
Source: eArc from the publisher
Rating: 3 hearts
Falling in love with the best man wasn't on the program.
Willa is happy to be the maid of honor in her dad's upcoming wedding to uber-celeb Mia McCain. Not as happy about the best man being her soon-to-be stepbrother, the infuriating—and infuriatingly gorgeous—Finn McCain. Every time their paths cross, the attraction simmering between them grows a little harder to ignore. Willa knows all about guys like Finn—they only want what they can't have. What's between them isn't real.
Finn has never felt anything more real than what's developing between him and Willa. Sure, her dad warned him to steer clear, but it's not just about forbidden temptation. He's determined to prove to Willa he's not going anywhere—and that happily-ever-after will always be worth the risk.
Disclaimer: This Entangled Teen Crush book contains a wedding so crazy it'll make you laugh, a stepbrother so hot he'll make you swoon, and a heroine so real she'll make you cry.
Willa's father and Finn's mother will get married soon, Willa finally accepts this and she even see the good in their relation. She is attracted by Finn but she knows he will be her brother in law and they can't share anything together. In the meantime, Willa must deal with her boyfriend, which most of her friends don't like.
Finn's feelings for Willa are stronger than anything, he wants to be friend with her but he also wants more and that is difficult for both of them.
This book was nice, not original but the characters grow up and their friends are awesome. Their parents on the contrary are not always very great but they have good intentions.
It's a good final point to the story of Willa and Finn and I will read the others books in the Creative Hearts series.
Emily McKay did a great job with these two books but I prefer the first one, There was more humor and more fun.
About the author
Emily McKay has been reading romance novels since she was eleven years old. Her first Harlequin Romance came free in a box of Hefty garbage bags. She immediately fell in love with the genre and has been devouring them ever since.
In her spare time, she loves to garden and cook … well, bake. Mostly cookies. Naturally, she still loves to read a good romance. She's been blissfully married for eleven years. When they can ditch their five pets for a couple of weeks, she and her husband like to travel to exotic and exciting locations like Greece, Costa Rica, and Ignorant Flats, Texas.
She has a degree in English from Texas A&M University. After college, she taught middle school for four years. While teaching America's disenfranchised youth to appreciate fine literature, she learned very little about writing romance but a lot about finding humor in any situation. Eager for a job where she wouldn't have to dodge spitwads, she fled the teaching profession to write full-time. Though her characters sometimes misbehave, they almost never throw things at her.
In 1993, she followed the advice, "write what you love to read," and began writing her first romance novel. Eight years, five books, and multiple contest finals later, she sold a book to Harlequin Temptation. Her first published book, Baby, Be Mine was released in 2002 and was a nominated for RWA's prestigious Rita award for Best First Book and for Best Short Contemporary. Since then she'd sold ten additional books to Harlequin, Temptation, Mills & Boon and Silhouette Desire. Her books have been translated into eleven languages and there are over half a million copies of her books in print.
A former teacher, she also loves sharing her knowledge with others. She's presented workshops for the Central Texas Library System, the Burnet Cultural Arts Festival, five RWA Chapters, and three RWA national conferences.


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Oct 16, 2009 - 5:43 pm
I was diagnosed with base of tongue cancer in January and completed radiation, chemotherapy, and brachytherapy in May. In July I requested my compensation be raised due to a lot of exposure to Agent Orange in 67/68. Of course the VA denied (October) based on "not on the presumed cancer" list. Today I spoke with my attorney handling my case in the Appeals Court. He told me we had a "slam dunk" based on my medical records. OK...he is a Personal Injury lawyer in Philadelphia....but he is taking my case on a 20% contingency so he is doing the work and I am paying nothing. He claims to have won these cases before with his expert witness. I'm not getting my hopes raised but I'm not throwing in the towel with the VA. Today I mentioned this site to him. He did not mind me using his name. I don't know the rules and I am not soliciting for him, just trying to help fellow vets in the same situation. I will be glad to respond to email or on this site if you are interested. Again, I am not soliciting for this attorney and did not know of him or his law firm until I was referred to him. It has been my experience with the VA that they will, almost automatically deny a claim, when the cancer is not on the presumed list. Remember, I am only speaking of my own personal experience.
Dec 11, 2009 - 3:03 pm
I was diagnosed w/ BOT malignant squamous cell carcinoma 09/08. I went through Chemo/radiation/neck disection. Filed a claim w/ VA for agent orange related disability and was denied. I expected that and filed an appeal. All my treatment was at a VA hospital and they were great. several doctors said I was a low risk for this type of cancer because I am not a smoker or drinker, but have not recorded this in my medical records. I may need a good lawyer, so his name and phone# would be great.
Dec 19, 2009 - 1:13 am
I haven't checked this board in a while.....His name is Steve Pennington, Esq. His e-mail is firstname.lastname@example.com His phone number is (215) 564-2363. When I first e-mailed him, he responded almost immediately. I had not yet been denied (now have) so he could not take my case then, but took it after. I have already mentioned this board and asked if it would be OK to provide this information and he said no problem. I am in NM..he is in PA. If you feel like contacting me...my cell is (575) 644-3523......I'm not sure how quickly you will hear back from him now, because of the holidays. If you call...and it goes to my voicemail...I'll call you back as soon as I get the message.....
Jan 15, 2010 - 12:36 pm
Thanks for the info. My doctors are finally putting thier opinion that it was caused by agent orange in my medical records. i am sending them to the DRO(district review officer) that will make a decision on my appeal. I hope that will be enough. Did you have a neck dissection? Really think about it and research the after effects. they are brutal. I may call in the near future. The American Legion is my advocate at the present. They have had a lot of success w/ this type of cancer on appeal.
Jan 19, 2010 - 11:01 am
When my family doc discovered my lump, and they finally diagnosed the SCC BOT, they just removed the lump (node) and went to the chemo and radiation. No dissection was even mentioned. When I questioned my ENT, he said he had no reason to do it because it appeared the only lymph node affected was the one that they removed. I was pretty lucky...
Spoke with my attorney just before the holidays. He is hoping my DRO will agree to discussing my case on a conference call. Knowing the VA, probably not. I was represented by the DAV but they were not very effective.
Hope things are getting better for you...Keep me posted on the VA progress...
If you want to chat, my cell phone is (575) 644-3523.....my personal email is firstname.lastname@example.com
Jan 25, 2010 - 12:36 pm
My husband, a Nam vet, was diagnosed with squamous cell tonsil cancer two years ago. After radical lymph node surgery and extension radiation, he is expected to recover, but will probably never work again. Like so many of you, we filed a claim for benefits for Agent Orange exposure as a cause for his cancer (also for a severe hearing loss due to heavy artillery exposure). We, of course, were denied on both. I've found more than one discussion group on Agent Orange and tonsil/tongue cancer and have seen a few cases in which a veteran won his claim. At the web site http://www.hadit.com/forums/index.php?showtopic=24159, a lawyer describes in detail how he won a tonsil cancer claim for his client on Agent Orange. I've copied the legal approach he describes and filed it for future reference. I'm wondering if any of you have considered the concept of a class action suit with several of us using the same attorney. If we could get tonsil/tongue (etc.) cancer on the presumptive list of Agent Orange cancers, a battle (if not the war) would be won. Power lies in multiple voices. Is it possible to branch into a new discussion board dedicated to the organization of a class action suit? Just a thought...
Jun 02, 2010 - 11:50 pm
Did you get any responses in regard to a class action suit to get squamous cell tonsil cancer on the presumptive list? My husband also had squamous cell tonsil cancer and went through surgery and heavy radiation. We are trying to convince the doctor to write a letter stating that OA is the cause. (He was in Vietnam in 1967-68.) Any further information you may be able to share would be much appreciated! (We also had the odd coincidence of my being diagnosed with lymphoma, which IS on the presumptive list, 2-1/2 months before he got his squamous cell carcimona diagnosis.)
Jun 03, 2010 - 9:10 pm
Maggz, I sent you a private message/ e-mail
May 25, 2012 - 7:19 pm
I discovered tonsil cancer in 2002 and was denied VA benefits for it. In 2009 I got tongue cancer and again denied benefits. Since then I have communicated with Mary Burr of the Institute of Medicine in Washington DC and she is putting together data on Tonsil cancer in Vietnam veterans. I was in Vietnam from Dec 68 to Nov 69. I am now trying to put together new information about how many Vets have this problem and added a couple of cases that were appealed and the finding was reversed in favor of the Vet. I don't know how a class action would work but it definitely is something to consider. I also have a friend who knows how to write a letter that the VA will understand so I am going to talk with him about it. I forgot to mention that I also had prostate cancer in 1997 and it has been successfully removed for almost 15 years now with only the usual side affects.
May 31, 2012 - 10:30 am
First, let me say "Welcome Home"
Second, Do you have a Veteran's Service Oficer (VSO) filing the paperwork for you? if not, locate a Veteran's organization such as the Vietnam Veterans of America, DAV, VFW,American Legion, etc to help you with the paperwork. The VSO is trained by the VA so that the paperwork is filed correctly.
Third, this one is important for you as you had Prostate Cancer. Prostate Cancer is on the List of Cancers related to Agent Orange and is presumed to be the cause of many Vet's in getting Prostate Cancer sooner then normal.
You should get the claim in soon and it should not take super long to get a rating. I mean that it should be decided within 1 year. The VA is back logged even though they are trying to move the claims as quickly as possible.
My Best to You and Everyone Here
Jul 25, 2013 - 8:11 pm
I'm a Viet Nam vet, '67..just finished treatment for BOT Cancer. I'm interested in a class action suit if it will help get this cancer on the presumptive list. Can you sue the government? I have a chemist friend who is researching why this cancer could be caused by AO. Also, my doctor said it could have been caused by AO. My vet rep says that if esophagus cancer is on the list, and it's right next to the tongue, why not BOT Cancer. Anybody interested in emailing me, I'm email@example.com. Semper Fi!


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The National Alliance on Mental Illness of Washington County, Bartlesville, is hosting events to educate Americans during Mental Illness Awareness Week from Oct. 6-12, NAMI's premier public information and outreach activity.
The National Alliance on Mental Illness of Washington County, Bartlesville, is hosting events to educate Americans during Mental Illness Awareness Week from Oct. 6-12, NAMI's premier public information and outreach activity.
Established by Congress and now in its 21st year, MIAW takes place the first week of October each year and recognizes NAMI's efforts to raise mental illness awareness through outreach programs, promote early detection and accurate diagnosis of and reduce the stigma associated with mental illness.
Local events during Mental Illness Awareness Week include:
• Candlelight Vigil, 6:30 p.m. Oct. 6 at Torrey Place I, 901 SE Third, Bartlesville. Refreshments will be served.
• Bipolar Awareness Day, 6:30 p.m. Oct. 10 at Redeemer Lutheran Church, 3700 SE Woodland Road, Bartlesville. Refreshments will be served. The speaker will be M'Liss Jenkins, wellness coordinator, Washington County Health Department.
• MIAW Chili Supper Fundraiser, 5 p.m. Oct. 12 at Redeemer Lutheran Church with a silent auction open for bidding. Chili, salad, dessert and beverages will be served at 5:30 p.m., followed by the guest speaker, Traci Cook, executive director, NAMI-Oklahoma.
NAMI is the nation's largest grassroots mental health organization dedicated to improving the lives of individuals and families affected by mental illness. NAMI has more than 1,100 affiliates in communities across the country to engage in advocacy, research, support and education.
Members of NAMI are families, friends and people living with mental illnesses such as major depression, schizophrenia, bipolar disorder and borderline personality disorder.
NAMI supports a national effort to transform America's mental health care system, combat stigma, support research and attain adequate health insurance, housing, rehabilitation, jobs and family support for millions of Americans living with mental illnesses.
For additional information on MIAW, bipolar disorder or Bipolar Disorder Awareness Day, visit www.nami.org or NAMI-OK at www.nami.org/MSTemplate.


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Logitech enters its phones into the battle royale between noise-canceling headphones, competing against Bose Quiet Comfort 3 and Solitude headphones for the title of King of Quietude. It's using the same principle as its competitors, with active and passive noise elimination aiming to cancel out constant background noise such as that encountered on an airplane. Also like its competitors, the Logitech headphones include a plush carrying case, a double-jack adapter and a detachable headphone cable.
Three of your humble editors here at Gizmodo have auditioned the Logitech headphones' competitors, the Bose Quiet Comfort 3 and Solitude headphones with mixed results, voting two-to-one in favor of the noise cancellation concept. I've compared the Bose Quiet Comfort Headphones directly to the Solitude headphones at 35,000 feet, and it was hard to tell any difference between the two.
It's hard to say how these Logitech noise-canceling headphones will stack up, but one thing's for sure, their $150 price certainly undercuts the cost of those $350 Bose Quiet Comfort and $200 Solitude headphones.
Logitech Noise Canceling Headphones [iLounge]


text: My students are just starting the journey with multiplication fact fluency. I believe that they need to have a strong base with addition before they can move onto successfully being able to multiply. I wanted a way to showcase their accomplishment when passing levels of math fact fluency. I use a lot of different reasons…Read More


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NextBase 122 Data and Charge Cables
← Back to NextBase 122 Memory Cards and Accessories
The NextBase 122 is compatible with the following Data and Charge Cables. We stock Data and Charge Cables from MyMemory, Duracell, Samsung, and more. We also offer a wide range of other NextBase 122 accessories.


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Information you need about your vehicle purchase.
Mercedes-Benz new cars.
You are looking for information concerning a vehicle purchase, finalcial services or vehicle maintenance services? Here you find our a summary of the most important topics to answer your questions.
Information concerning Mercedes-Benz new cars.
We are not able to buy foreign vehicles. We are happy to take any vehicles in part-payment regardless of make, whether old or new, if they are already registered in Germany. The vehicle must have been registered in your name for at least 6 months and possess a valid HU/AU test certificate and be in a roadworthy condition. Vehicles with damage to the engine or suspension cannot be taken in part-payment.
You can arrange a free valuation at: +49 30 3901 2000. Alternatively, just fill in the remote valuation form.
Want to sell your car through us? We will be pleased to take your vehicle, even if you are not planning to buy one from us. The conditions stated above also apply here.
Model overview
If you are interested in purchasing a new Mercedes-Benz, you might want to get an overview over our product range. All the details such as price lists are now available in digital versions (German only).
Configuration of our vehicles is only possible in German at our webiste. Please visit us for advice and to configure the vehicle you want in English.
Call +4930 3901 2000 to make an appointment.
New car exports outside the European Union.
Delivery ex works without prior registration in Germany!
It is not legally possible to export new vehicles outside the European Union. Please contact your Mercedes-Benz sales point outside the European Union. Mercedes-Benz International: www.mercedes-benz.com/en.
|Czech Republic
|United Kingdom (up to 29 March 2019)
|Principality of Liechtenstein
Please note specific import conditions relevant to the country of import.
Exporting demonstration cars outside the European Union.
Test-drive vehicles (up to 9000 km with prior registration in Germany! It is possible to export demonstration vehicles outside the European Union if the following conditions are met:
- the demonstration car model has already been available to order in Germany for 24 months
- the selected demonstration car has already driven 8000 km or is older than 15 months from first registration
You can find out from your sales consultant if it is possible to export demonstration vehicles to your country from Germany. The following countries are excluded: Egypt, Armenia, Azerbaijan, Eritrea, Iraq, Iran, Yemen, Lebanon, Liberia, Libya, North Korea, Pakistan, Somalia, Sudan, South Sudan, Syria, Ukraine, Belarus and others.
Further information for you.
|We accept cash sums up to 9000 euros per purchase contract. For any vehicle quoted over 9000 euros, payment must be made by bank transfer. To ensure prompt delivery you are advised to transfer the purchase sum three days before the vehicle collection date.
|A net purchase option is offered to commercial customers. A deposit of 19.00% must be made up to the time delivery of your Mercedes-Benz vehicle is verified. Net purchase is not possible for private customers from the European Union! Detailed information is available from your sales consultant.
|Vehicle registration and handover
|You will receive all the documents for registering your new Mercedes-Benz from us, including the COC document.
|You are responsible for arrangements and payments covering delivery of the vehicle, temporary number plates or export plates, and registration of the vehicle in the country of export.
|Short-term temporary number plates will be issued solely for use during transfer of the vehicle within Germany. The period of allocation is 5 days maximum. If you are intending to take your vehicle to be kept in a foreign country you will need export number plates. The period of allocation is 2 weeks maximum. Please note that if you do not have a place of residence or permanent address in Germany you will need to provide details (name and address) of a person authorised to receive the vehicle in the export country. Detailed information is available from your sales consultant.
|Collection of vehicle
|The vehicle may be collected from us by another person acting on your behalf if you have previously provided us with the relevant authorisation.
Current Events
Find alle the information about our events on one page, no matter if a presentaion of a new model or a public viewing event - we are happy to see you here.
Newsletter: Stay up to date!
Mercedes-Benz Berlin news - sign up and stay up to date! Get news about our current models and services but also be one of the first to profit from special offers and news about our events.


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The historic Hannah Lay Building, built in 1883, will showcase this premier, downtown, luxury condominium. Perched on the South side of the building, this unit will have gorgeous city views looking down Front Street. In addition to the spectacular city views, you will have the option at an additional cost; of adding a rooftop living area and terrace with unobstructed views of West Bay (see MLS 1860785). This white box unit has 1444 of finished square feet with a potential build out of a 3 bedroom, 2.5 bathroom open concept loft. All unit room sizes are under design and subject to change. Penthouse Lofts are built to your specification. Twelve foot plus ceilings, floor to ceiling windows, and brick wall accents are some of the features available. Residents will have the option to purchase up to two underground parking spaces (which are not included in the list price) as well as lease on site storage space. This building will have two elevator banks located conveniently on each end of the building. With only 7 units total, this historical project will be like no other. Come be a part of Traverse City history.
Other, Colonial, Contemporary, French Provincial, Victorian, Craftsman, Condo
WATER: Municipal SEWER: Municipal
Attached, Drive Under/Built-In, Door Opener, Alley Entrance, Heated
Skylights, Cathedral Ceilings, Foyer Entrance, Walk-In Closet(s), Pantry, Loft, Granite Bath Tops, Granite Kitchen Tops, Solid Surface Counters, Island Kitchen, Mud Room, Formal Dining Room, Great Room, Den/Study, Intercom, Beamed Ceilings, Vaulted Ceilings, Drywall
Natural Gas Water Heater, Smoke Alarms(s)
Forced Air, Central Air, Natural Gas
Brick, Timber Frame, Steel, Under Construction
Traverse City Area Public Schools
The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Copyright © Northern Great Lakes REALTORS® MLS. All Rights Reserved.


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Ports of Call
- Blowing Point Harbour
Airports in Anguilla
Clayton J. Lloyd International Airport (AXA)
The airport is situated one mile (2km) south of The Valley.
Getting to the city
There is no public transport available from the airport, but some hotels may be able to arrange a transfer. Otherwise, taxis are available to destinations around Anguilla.
Local time is GMT -4.
Anguilla Airport Taxis: the taxi fares above are intended as a guideline only.
Become our Anguilla Travel Expert
We are looking for contributors for our Anguilla travel guide. If you are a local, a regular traveller to Anguilla or a travel professional with time to contribute and answer occasional forum questions, please contact us.


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It's not about a bigger church, more programs or giving everybody more elbow room. GOD CAN. is about impacting peoples' lives: to encourage, to teach, to understand, to assist and to bless everyone within the Victory family as well as the entire Newmarket community. For more information go to our GODCAN site.
Check out our facebook page.


text: February 2017 Feature Request Round-Up! Hello TechSmith Community! It's that time of month again, the 15th is finally here and that means that it is time for the monthly Feature... Robert R., 3 years ago Last reply: Robert R., 3 years ago 1 1 me too 3 3 replies Article


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Valentine's Day is just around the corner and this sweet do if yourself birth announcement chalkboard is a perfect memory/keepsake gift for a new mom or grandmother! We made this when Aiden was only a couple of weeks old and I still look at it every day.
This is super easy to make except for the handprint. I do have to warn you that getting a handprint of such a young baby is really challenging! I remember Googling the best way to do it and finding nothing…now, I know why! If you have an older baby, I think it might be easier because they don't have the grasp reflex so their hands won't be clenched; however, they are more wiggly which presents a different challenge.
If you don't have a newborn and want to give this as a Valentine's Day gift, you can remove the height and weight details and change the birthdate to the month and year (February 2017).
I got just about everything from Michaels, but a lot of the stuff I already had around the house!
- Chalkboard easel (Similar option to mine)
- Acrylic paint (water-based and non-toxic!)
- Ultra fine point Sharpie
- Decorative wood painted character
- Baby wipes
- Hot glue gun
- Mod Podge Matte
What to do:
- Plan everything first. You are using water-based paint so it does wipe off, but not perfectly, so having a general idea of where things need to go helps a lot.
- We did the handprints first because they were the hardest and we didn't want to mess anything else up.
- Have a friend (or two) available to help!
- Feed, your baby and while you are feeding open up his hand and put the paint on. Have a friend (or two!) keep the fingers apart and place the hand on the chalkboard where you want the print.
- Gently push down for a second.
- Try not to smudge the hand print as you pick the hand up, and immediately use the baby wipes to wash off your baby's hand.
- If you are nursing, switch sides before doing the other hand.
- NOTE: It might take one or two tries before you get the print. If you are fast you can wash off a bad print with a baby wipe. Also, you probably will never get a perfect print, but for me, that's part of the charm!
- Next, we did the feet prints. They were much easier. We had Aiden in a laying position and just moved the chalkboard up to each foot and held it for a second before removing the chalkboard.
- Let everything dry.
- Once everything is dry put Mod Podge over the hands and feet to protect them (it will dry clear).
- Write your baby's birth details and glue on the wooden character.
If you make a birth announcement chalkboard please share it on my Facebook page. I would love to see how yours comes out!
To follow our daily adventures follow my Instagram.
If you liked this post check out The Sweetest Valentine's Day Outfits and Easy DIY Shadowbox of Baby's Hospital Items.


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Discounts given to war veterans, seniors and pensioners.
Phone number: (03) 9840....
Email: Click to view
Trading/Opening hours:
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|Sun: 7:00am - 10:00pm
|Public Hols: 7:00am - 10:00pm
Business Info
We supply and install UHF/VHF TV antennas for digital & analogue reception, extra TV outlets, extra Foxtel / pay-tv outlets, amplifiers / boosters to enhance signal strength from the antenna, supply & install High Definition (HD) digital set top boxes, Standard Definition (SD) set top boxes, speaker cabling, mount LCD and Plasma TVs on the wall, upgrade existing TV antenna systems for digital reception, connect & tune TVs VCRs DVDs & Home Theatre Sound systems, service & repair damaged or faulty antenna systems, take down & reinstall antenna at different location and install antenna cabling into new houses under construction. Install new phone points, LAN / network / data points, ADSL points and cable broadband points. Swap phone points to a different phone line. Reconfigure & service existing telephone, broadband & data cabling. Install ADSL central splitters & ADSL filters. Install satellite dishes & service existing satellite systems. (more)
Install digital UHF/VHF TV antennas, upgrade antenna systems for digital TV reception, extra points for Free-To-Air TV & Pay TV, service & repair existing antenna systems, mount TVs & speakers, run speaker cabling, tune & setup TVs DVD's VCRs & Surround Sound systems, supply & install digital set top boxes, install amplifiers/ boosters to increase signal strength.
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From: August 2-5, 2018
Application Due: Before April 30, 2018
The desire of scientists to communicate elegantly with the general audience and the tireless search of filmmakers for good stories to tell demand tight collaboration between scientists and filmmakers. Having basic knowledge of film storytelling and storyboarding allows scientists to translate their research into elegant and convincing cinematographic stories and facilitates the filmmakers to transform these stories into films. Furthermore, scientists will learn to engage the audience and increase understanding by incorporating narrative attributes into their teaching
and publications.
- Learn basic skills about conceptual and technical filmmaking. This includes storytelling
technique, film genre, script-writing, storyboarding and theory of film editing.
- Attend Locarno Festival to watch films and analyze them in regard to conceptual
and technical filmmaking.
- Discuss with professional filmmakers. The Locarno Festival represents an ideal networking
platform for scientists and filmmakers, which could result in future common projects.
Please view the PDF here to learn how to apply!
Don't miss this great opportunity!


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Varietal: Shiraz Cabernet Region: Padthaway SA Size: 750mL Alc: 14%
Deep inky purple in colour. Aromas of blackberry, mocha, mint and spices. Lush, ripe palate dominated by black fruits, cherry and chocolate. An expansive palate with black fruits and nicely balanced by oak.
Made with the greatest dedication and care, select parcels were matured in new and 2 year old French and American oak hogsheads for up to 24 months prior to being selected for this blend. Individual barrels from the family estate that best demonstrate the intensity of our fruit, balanced by integrated oak were selected for the final blend, which was then bottled with minimal filtration.
It started out full bore with the usual warm February weather. All our grape varieties started to ripen at the same time making it one of our most compact vintages to date. Vine-balance was carefully monitored, resulting in fruit that demonstrate the vibrancy and fruit-derived characters that we strive for in our wines.


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Good Morning Honey Bees! Welcome to our November Release Honey Hop!!!
All this week we have been showing you little sneaks of our awesome new embellishments, stamp sets and Honey Cut dies! Well, here they all are!
Everything will be available for purchase today in our shop HERE.
What's a Honey Hop without some sweet prizes, right? One winner will win a gift certificate to purchase new goodies in the Honey Bee Stamps Store.
All you have to do to win is comment here on the Honey Bee Stamps blog and again at each one of our designer's blog by Sunday, November 13th. Winner will be announced on Monday, November 14th at Noon PST.
So Hop along and get ready to BEE inspired! We will start the Honey Hop with our Spotlight Designer : Laura Bassen
The rest of the wonderful line-up is as follows:
Thank you all so much for joining us in celebrating our New Release this month. We love our customers and appreciate the continued support!!


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Philip White
In the past year, we have seen protests lead to the fall of autocrats in Yemen and Egypt, and incur the full wrath of dictators in Iran, Libya and Syria—where President Bashar al-Assad has used the army to crush resistance in the cities of Hama and Deil-al-Zor. With the use of jerry-rigged web connections in Egypt that overcame the government's internet shutdown, and social networking tools such as Twitter in Iran, Libya and Syria, we in the West have had real-time insight into these demands for democracy and the repression they have prompted. From the living room to the highest office in the land, this coverage has prompted outrage over the denial of the right to protest that we take for granted. Indeed, Britain and America have led an international task force to prevent the slaughter of civilians and to remove the odious Colonel Gaddafi in Libya.
The common theme in each of these protests has been twofold: an indictment of the ruling regime's abuses and control, and a call for elected, representative government through open and free elections. Have some of the protesters resorted to violence in the face of troops and tanks? Most certainly, but on the whole, these demonstrations have been peaceful. Perhaps this is because the protesters realize they cannot decry regime violence if they use violence in return, or maybe they know the world is watching. Whatever their motivation, they have not used their leaders' harsh tactics as an excuse for widespread looting, vandalism, and brutality toward ethnic minorities.
Meanwhile, in my native England, one of the world's oldest democracies and a supposedly "civilized" nation, armed mobs stalk the streets, burning cars, assaulting police officers and looting shops. As with the riots in Los Angeles in 1992, this was not a pre-meditated campaign of violence at its inception, but rather a spontaneous response to the death of a young man at the hands of the police. It should be noted that the mob did not wait for the results of the inquest before reacting in the worst possible way. Now, with five days of rioting passed, the disturbances are indeed coordinated, with the ringleaders using the same tools—texting, tweeting et al—as protesters in the Middle East and North Africa to spread their call for anarchy.
Here, we come to the need for clear delineation. The tech tools of the desired "revolution" may be similar, but the motives, methods and mentality are not the comparable. Participators in the "Arab Spring" are rebelling against regimes that deny them freedom of speech, expression, worship and the ballot box. Every aspect of their lives—from what they're allowed to read in a newspaper to what they can view on a throttled internet—is controlled by the state.
In contrast, the criminals, and criminals they are, who are smashing up London, Birmingham, Manchester and other English cities live in a tolerant, open society that, despite its flaws, provides all citizens with the right to vote, to speak their minds, and to express themselves. Their recent acts are like the tantrums of a toddler who is trying to intimidate his parents into getting his way. Yet a toddler is more sophisticated, for he knows that he has a defined goal—to tip a bag of flour over his head or steal a toy from his baby sister, for example. These rioters, hooded and baseball bat-wielding—have no such clear aim. Instead, they rage against "the system," and the politicians who are supposedly keeping them "down." To punish the rich who they despise for their monetary success, they're robbing diners at posh Notting Hill restaurants, trying to rip wedding rings off their fingers and demanding phones and cash. They're also breaking into and stripping clean the businesses that they think represent the "evils" of capitalism. And it's not just electronics and luxury goods chains that are under attack, but also those run by individuals who work as hard to eke out a living as the people who built up the nationwide businesses. Gangs of armed youths killed three innocent men, and others beat up journalists and those trying to stop the looting. These are not the actions of a group that deserves the "respect" they demand for their gangs, nor the right to indict anyone for their actions.
Democracy guarantees the right to protest, and in Egypt and Yemen we have seen that this can bring about change. Hark back to the March on Washington and we see that peaceful protests led by Martin Luther King, Jr. achieved their goals. Some of the rioters in England are from ethnic minorities (although just as many, or more, are white), and live in areas blighted by drugs, crime and absent fathers. There are doubtless problems spanning several generations that could be better addressed by Cameron's coalition government. Yet these minorities are not denied places at lunch counters, made to use separate toilets or forced to sit at the back of buses, like King and those who stood alongside him.
The fundamental, liberating thing that they're denying themselves is personal accountability. They are just a small, unrepresentative portion of the populaces they come from—99 percent of their neighbors watch in horror as their homes, businesses and cars burn. Many have joined mass cleanup operations, have decried the rioters' actions and have protected their homes, businesses and places of worship from the mob. Those who are not on the streets indulging in mindless violence understand that you must take responsibility for yourself, and only you can make sure you stay out of a gang, stay in school, and obtain the job that your skills merit. The government is not forcing anyone to make poor choices, nor is it preventing economic, social or geographic mobility. Yet, regardless of whether they are Caucasian or another ethnicity, the rioters are making the all-too-common mistake of blaming others for their position, while abdicating responsibility.
The only way to bring about change in poor urban neighborhoods is for each person to be accountable for their thoughts and deeds, and to work to better themselves. Government programs can help, but handouts merely perpetuate the cycle, creating fiscal reliance on the state, removing the incentive to work and further encouraging the individual to avoid looking into the mirror of accountability.
If they want to truly protest, the English people who are raging on the streets should instead exercise their democratic right to demonstrate peacefully, and be thankful that they have the chance. In other parts of the world, people who are truly oppressed risk their lives for such rights. And they're not beating cops, stealing TVs or burning down buildings with children inside to achieve them. Those English citizens who are doing such things should also recognize that democracy is not an a la carte menu from which you can pick certain bits while leaving others on the table. Thus, the rule of law in England must be upheld, and those guilty of vandalism, murder and arson will be rightly punished in the court of law, while they set themselves and their "cause" back even further in the court of public opinion.
S-USIH Election Results
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I thought the movie Ripper Letter From Hell was totally awesome. The actors were great especially A.J. Cook. I`ve been trying to find the movie online to buy it but, I can`t locate anyone who has it in DVD. Anyway off my tangent, The movie rocked. 5 stars! Definitely!
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I thought it was awsome. By far my fav. movie!!!!! Bruce Payne was great :)
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Our interns are wise beyond their years (or at least that's what they tell us), so we asked them to fill us in on the what's what of college. Here's what they had to say.
Anna Zeberlein
College of Charleston 2017
Favorite place to eat: Mama Kim's. It looks like a little hole in the wall on King Street, but Mama knows how to make a mean steak bowl. Her white sauce is to die for, and I've heard that one kid called for delivery while sick a few years ago and she brought him a pint of miso soup and some Sudafed. If you're good to Mama, Mama's good to you.
Favorite secret place: The rooftop at the St. Philip's Street parking garage. There's a great view of the sun setting right behind MUSC.
Favorite place to study: River's Green, the green space behind Addlestone Library. There's wifi, chairs, and tables outside Starbucks, and you can get some sun on a nice day. I like to put in my headphones and catch up on my reading while stretched out on a blanket.
Best advice for freshmen: Have fun, but not too much fun. There's so much to do in Charleston, it's easy to forget why you're here — school. I try to balance schoolwork with going out by only allowing myself to go out Thursday through Saturday. There's tons of other stuff to do other than going out, so be sure to balance those activities too.
Kaleb Eisele
College of Charleston 2016
Favorite place to shop: Veggie Bin on Spring Street has the cheapest locally grown produce, or get groceries free by volunteering with the CofC Garden Club. Green Dragon in North Charleston for my nerdier desires, and Artisan Tees on Spring St. for my duds.
Money saving advice: Do the free stuff. Look at your school's events for regular free meals, get your coffee from the English Lounge, go to free concerts, and join a club. If you aren't a student, there's still tons of art shows, music, and outdoor movies all over the place. Walk behind a carriage tour if that's your thing.
Favorite past job: Hands down, Sottille Theatre. Working as a stagehand taught me valuable life skills in the most fantastic environment. You're paid to attend shows and the working pace was just right.
Best advice for freshmen: If you're nerdy, let yourself be nerdy. Don't be afraid of what you love, because there are lots of people who are dealing with the same struggle. Find them. Join the anime club if you want, take classes slanted toward your interests, and learn to be confident in your own skin. It's confidence that will give you a social edge, not your interests.
Kye Toscano
College of Charleston 2016
Favorite place to eat: I share a deep connection with Chipotle, but if we're talking about Charleston institutions ... well, I can't really pick a favorite, but I love both Aya Cookhouse in Mt. Pleasant and Edmund's Oast. Go there, your stomach will be happy. Oh yeah, and if you're on campus, I demand that you pick up lunch from Pink Bellies food truck. I know, it's three places — whatever, leave me alone, mom.
Favorite place to study: My apartment. Free coffee and free snacks. When that gets tiring I like heading to City Lights Coffee because it's so funky or Brown's Court Bakery because cookies. If only Kudu had free wifi ...
Favorite place to shop: Without a doubt, Goodwill. Especially if you like outdated 90s wear like me. Go to the wealthier areas (like Mt. P), and I can almost guarantee you'll find that sweater vest you were looking for.
Best advice for freshmen: Do your homework or something.
Samantha Connors
College of Charleston 2016
Favorite place to eat: Persimmon Cafe. It's super close to campus, their sandwiches are relatively cheap, and the staff is always really friendly. My favorite panini is the Greek or the Dom. And make sure you try the pasta salad with goat cheese — you'll never want pasta salad from anywhere else.
Favorite place to study: Kudu. I like grabbing a table in their courtyard so that I can enjoy the outdoors but still chug some espresso enhanced lattes to keep me focused. Once I've finished all my work, I like being able to switch from their delicious coffee drinks to a cold craft beer. It's the perfect way to reward myself after a hard study sesh.
Favorite deal in town: Cypress offers $5 burger deals every Monday night. Their food is delicious, and I like enjoying the sophisticated vibe of the restaurant without having to pay the sophisticated price.
Best secret place: The Unitarian Church on Archdale Street has an artfully overgrown cemetery that I love visiting when I'm feeling too stressed. Hanging out in a cemetery might sound strange, but the landscaping is so beautiful and the history of the place is so interesting that it creates a surprisingly calm atmosphere.
Favorite place for live music: The Royal American. There's a great outdoor patio, and the venue is small enough that you always get a front row seat to the show. Plus, they offer $8 alcoholic punch in a 32 oz. souvenir cup.
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Creative Expressions Tulle is 6" wide with 10 yards on each roll. Several layers can be die cut adding a card shim. The white can be misted with Cosmic Shimmer Ink Spray Mists to change its colour.
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CITY OF NEWBURGH — A severe recession doomed a Tuxedo developer's plan to fill a stretch of grassy hillside overlooking the City of Newburgh's waterfront promenade and the Hudson River with homes and businesses.
CITY OF NEWBURGH — A severe recession doomed a Tuxedo developer's plan to fill a stretch of grassy hillside overlooking the City of Newburgh's waterfront promenade and the Hudson River with homes and businesses.
Now the city is planning to begin again by asking developers with proven track records and solid financing plans to submit ideas for an 8.5-acre strip of land along Colden Street between Washington and Fourth streets.
A request-for-qualifications will go out next week, with a return date of Nov. 13.
Then the city will issue a request-for-proposal inviting developers to submit formal proposals with specific ideas for the land, by the end of January.
Newburgh will also cast a net for developers interested in renovating a former firehouse on Broadway.
"These are valuable redevelopment properties," interim City Manager James Slaughter said of the waterfront properties.
"They can be used in terms of residential and some kind of mixed use," he said.
Tuxedo-based Leyland Alliance won rights to develop 30 waterfront acres in 2006.
Its owners proposed building 511 residential units, riverside parks, a hotel, official buildings and other recreational amenities.
Leyland said it spent $2 million on planning the project, but its dreams became one of the recession's casualties.
Last year, the city and the company agreed to void their development agreement, with the city regaining control of most of the 30 acres, including the 8.5-acre piece.
As part of the new process, the city identified 25 developers who have successfully completed mixed-use projects with market-rate housing, Slaughter said.
"The city needs to put property back on the (tax) rolls and raise our assessment level," he said.
Newburgh will also invite developers to submit ideas for renovating a former firehouse at 255 Broadway, which used to be the home of Columbian Hose No. 2.
Sandwiched between a hair salon and an insurance business, the two-story, 3,480-square-foot building was last used for office space and storage.
Developers have shown "a lot of interest" in the property, Slaughter said.
"It's a beautiful building," he said.


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What are the implications of FINANCIAL PLANNING?
Reverse Mortgage Myth
There are no objective advisors available to seniors trying to decide if a reverse mortgage suits their needs.
Borrowers are required to work with independent, third party counselors approved by the U.S. Department of Housing and Urban Development (HUD). This educational session helps them make the right decision for their unique situations.
In This Article We Will Discuss…
What are the implications of FINANCIAL PLANNING?
Financial planners, estate planners, CPAs, advisors, and other professionals are recognizing that getting a Mortgage EARLY creates potential income later in retirement. The basic idea is that growing line of credit (LOC) is not taxable in its growth, and is a secure pool of funds that can serve as an additional source of retirement funds when needed.
It is a type of diversification for a homeowner to use home equity as part of a comprehensive financial planning strategy. For instance, if the home value falls, an established LOC will keep growing notwithstanding. Therefore, the HECM can serve as a form of insurance against decreasing values of home.
Moreover, the subsequent larger LOC can be changed to monthly term payment or tenure at any time. As the LOC increases, and the homeowner grows older, changing the LOC to monthly term payments or tenure gets more appealing. This results from the fact that larger cash amounts will be spread on shorter expected time periods. Therefore, the HECM can serve as a form of protection against future cash flow challenges in the future.
Whay are the Financial Implications of Financial Planning on the childern?
Reverse Mortgage Myth
The borrowers' children will be responsible for the repayment of the loan.
Reverse mortgages are non-recourse loans. That means, if the property is sold to payoff the loan when the homeowner passes away or decides to leave the home for other reasons, the reverse mortgage debt will be paid off using the proceeds from the sale. The maximum amount owed is the current market value of the home. If the homeowner's heirs want to keep the home, they would pay the balance in full to the reverse mortgage lender.
The basic fact to realize about using the HECM as a means of financial planning is that the fixed rate option may NOT be the best choice available.
The adjustable rate HECM product may be more attractive for three reasons:
- Future Draws
Fixed rate HECMs are present "Single Disbursement Lump Sum Payment" loans. That means that the homeowner only gets what they can get at closing, and there are no future draws available. Financial Planning entails options for the future, and the HECM-Fixed does not have that option.
- Making Payments
When deposits are made on the HECM-Fixed, it will lessen the outstanding principal balance. That is all it does. Meanwhile, when deposits are made on an adjustable rate of HECM, it will decrease the outstanding principal balance and also boost the line of credit.
- LOC Growth
The available line of credit increase due to two actions; PREPAYMENTS and LINE OF CREDIT GROWTH RATE. The growth will be worked out at the interest rate plus 1.25%. This is at the center of the Financial Planning benefit for a qualified retiree.
Michael is 62 years old and has a home valued at $300,000. At 62 and an estimated rate of 5%, he can be eligible for a principal limit of $157,200. He would just accumulate interest and mortgage insurance premium (MIP) on the closing costs and funds that he needs from the LOC. The LOC will continue to increase over the years, and it can outgrow the value of the home. This affords Mark the financial flexibility to cater to unforeseen financial pressures in his later years.
At a point in his retirement, Michael could decide to convert his line of credit into a tenure payment or monthly term. That is possible anytime for a fee of $20.
No prepayment fines are on HECM loans, and there are several benefits. Therefore, it is suggested that homeowners who are at least 62 years old having forward loan balances should consider converting their forward mortgage into a Reverse Mortgage. Making the same deposits on a HECM will still lessen the loan balance, but the deposits will also create future income opportunities.
HUD 4330.1 Chapter 13-21B. ESTABLISH OR INCREASE A LINE OF CREDIT
A mortgagor may decide to make a partial prepayment start or boost a line of credit without changing monthly payments. By decreasing the unpaid balance, the mortgagor raises the net principal limit. All or part of the growth in the net principal limit may be reserved for a line of credit.
Find out more about What are the Implications of Financial Planning with a Reverse Mortgage
Today's Forward Mortgage Rates
Call us today at 424 225 2167 or Chat or Email to explore your options. One of our mortgage professionals will help you get the best possible Reverse Mortgage loan solution for your situation. We'll be with you every step of the process and not hand you off to someone else.
The services referred to herein are not available to persons located outside the state of California.
Borrower is responsible for property taxes, homeowners insurance, and property maintenance. A HECM is a home-secured debt payable upon default or a maturity event. Some restrictions apply. This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency.