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Oh, yummy, the debate is going to get good in here. The "Battle" Commences just below the new advertisement for my latest eWork - a Public service really, LOL.
It's Getting Hot In Here!
For Free? Really? Yes, get your PDF copy of Part 1 of Defrauded, Despised & Derelict now - for FREE!
As a freedom loving American, pick up Defrauded, Despised & Derelict by nationally published, religion contributor Todd W. Utzig - use the link below and email firstname.lastname@example.com as a backup. God save America. As an entire eCompilation, Defrauded, Despised & Derelict is priced ridiculously low at just $1.95.
As you continue down this page, we are able to tackle: un-American behavior, Freedom of Speech, the treatment of Nakoula Basseley Nakoula, the fact that truly independent Americans have played way too nice, the "accidental" poisoning of Michael Cormier and the fact that Barack Obama is NO uniter, and, by default, I'm sure, freedom of religion -
but we will do so peaceably. (Seldom can the Impassioned verbiage of a Tea Party member or godly, Republican be associated with bigotry and/or sexism today -- all liberals have, really, is the Race Card - proverbial par golf)
Let's play - shall we? LOL. BTW, my heroes include: the honorable Deneen Borelli, Dr. Benjamin Carson, Alan Keyes, and Allen West and Mia Love - yes, I'm that racist.
Freedoms of speech and religion are more closely related than any set of identical twins. Make NO mistake, freedom of speech suffered its greatest frontal attack ever on September 27th, 2012. It may surprise you to learn that the culprit, was the United States Department of "Justice." My guess is we've bigger fish to fry than a probation violator using an alias to create a "controversial" film. Just sayin'
On a side, yet related, note, there are many reasons why I love OUR nation, however I am deeply saddened when those which otherwise might not agree with me decide to tear down a personal website of mine, or anyone's personal site, for that matter, and replace it with their own ideology. Said activity, only serves to stem the tide of individualism. It just happened to me - I developed a 5 page site promoting a film that I had written, God forbid, about Jesus, and a Muslim destroyed the site and substituted my work and time with their beliefs. *Click on the word >HERE< and a separate link will open to the proof. I have not, nor would I ever destroy the work of another. If the aforementioned is an example of the "New America" - our nation is screwed - especially if you believe that it is okay when someone, anyone, acts similarly.
I am the law 'round these here parts, and anyone caught threatening: a Democrat, Republican, Atheist, Christian, Jew, Muslim, Sikh, Hindu or proponents of any other religion will be forever banished from this website and future radio programs. Write and speak for what you believe in America - regardless of your political and/or religious ideology.
Considerate proselytism is encouraged here! In my opinion, God, in his infinite wisdom, saw fit to place a SINGLE forbidden tree in the original garden so as *****NOT to create clones. WARNING, due to the nature of the debate content which follows some will find it difficult to express themselves appropriately. Take heed unto yourselves. Before diving in, collectively speaking, please repeat after me. "I am able to write rather than fight for what I believe in using the absence of vulgarity or threats."
Serving America's Best,
Todd W. Utzig
P.S. If the following forum, or content module, is missing ye shall KNOW that those slow of mind are up to their "Monkey Business" again. Also, pay particular attention to the FACT that I haven't stated anywhere within this site or elsewhere, for that matter, that others must believe as I do.
*****Notice that I have NOT said that I believe that all roads leads to heaven because I don't. I've been assured that Acts 4:12 is factual. (Notice once again, if you'z a little slow that I have NOT said that you have to believe in that which I willingly, must)
Freedom of speech is under fire. Freedom of speech is on fire - actually! Why? Because a scant two days after the President said, "The future must not belong to those who slander the prophet of Islam," Nakoula Basseley Nakoula, an American resident, was apprehended according to U.S. officials. Nakoula's crime? He used an alias to create Innocence of Muslims and denied involvement in the film's production.
Let's see now, I'm pretty sure that most citizens of this world are NOT afforded the protection that prominent politicians enjoy. I could be wrong, lol. Nakoula, in addition to the aforementioned, is an Egyptian born, Coptic Christian. What might he and his family and/or friends have experienced at the hands of savagery?
In their "mind's eye," most Dems actually believe they are doing the "free world" a favor when they expose and silence a filmmaker that doesn't agree with their ideology.
In stark contrast, God, in his infinite wisdom, saw fit to include a single forbidden tree in his garden. His goal was NOT to create identical clones - assuming the Genesis account is true. God forbid I consider the Genesis account factual. "Devil to pay," however, if I were a white, prominent politician, without the "swag" factor, and spoke in this manner.
Make NO mistake, it's become crystal clear, with the arrest of Nakoula Basseley Nakoula just who the enemy of freedom of speech actually is - liberal Dems. And you thought I was going to say Barack Obama, but that would be far too bigoted of me.
So, just so we understand one another correctly, would you please reiterate, for the record, that you believe in freedom of speech? "Blah, blah, blah, blah." Oh, I see. Very interesting. So, a large, pink, omnipresent elephant is holding the left at gunpoint and forcing them to view all of the world's art? You really should see either a good child psychologist and/or exorcist for that.
Based on all the shenanigans, over the course of the last five years, I am starting to believe in a rather large donkey sporting more than a veritable gun, or a "Justice" department - and it isn't pink.
I would be utterly remiss, if I didn't seize this opportunity and give a shout out to my peeps - thinking folk the world over. Congratulations for NEITHER killing NOR seeing to the imprisonment of Andres Serrano or anyone unrelated to the internationally acclaimed 1987 photograph "Piss Christ!" Thank you too for NOT violently pursuing the maker of The Last Temptation Of Christ. All in all, the right rules well. It doth appear we are NOT "Big Brother" after all.
Make NO mistake the greatest frontal attack against freedom of speech was NOT launched from without. Being a published religion contributor I should know better than end two sentences with prepositions - my, my, my - whatever is the world coming to - lol.
Liberal America is perhaps the most interesting beast of the field - quick to argue that Mr. Basseley violated his parole agreement and not quite human enough to give a damn when it comes to following up on the poisoning of Michael Cormier.
To a better America - a peaceful America where more NOT less voices are encouraged to join the greatest international debate ever created. Cheers to more movies, books and online discussion.
Todd W. Utzig (Site Administrator)
I Blame Mitt Romney
As evidenced by the 2012 presidential debates, Mitt Romney is a nice guy - too nice in fact. Nothing wrong with that which I find appealing, genuine kindness, but right now the world doesn't need nice. Right now what the "free world" needs is a little good, old-fashioned, honesty. Please don't act as if being embarrassed by my next comment were a remote possibility. That which follows, is NOT Glee's affinity for twerking and yet infinitely more important. The "free world" needs to learn how to employ a set of brass balls comparable to those of either Texas or North Dakota.
A large percentage of America is S-L-O-W - Republicans included. During the 2012 presidential debate on foreign policy, president Obama told the "free world" that America hadn't the necessary funds to shore up defenses at our consulate in Benghazi prior to the savagery that occurred there on September 11th, 2012. (Not his words of course, but mine, for he is neither eloquent enough nor able to employ words that don't exist in Oprah's dictionary - LOL)
Just so I understand things correctly, the most powerful man on the face of God's green earth hasn't a contingency fund from which either he or Hillary Clinton could have withdrawn funds to have acted proactively? The most powerful leader on the face of Coexisterra cannot send ten to twenty well-armed men anywhere in the world yesterday?
Go ahead and pull it out - you know you want to do so! You are "jonesing" to say, "R, r, r, Really?" (In your best Jim Carrey voice) "Tis quite fun and rather therapeutic too. Yummy - LOL.
Here's to a better America - a peaceful America where more NOT less voices are encouraged to join the greatest international debate ever created. Cheers to more movies, books and online discussions.
Who Murdered Michael Cormier?
Based on actuary tables, insuring a forty-three year old, non-smoking male is a pretty safe bet. Tragically, however, Andrew Breibart died of a "heart attack."
According to the Los Angeles County Sheriff's department, poison could have accidentally made its way into Michael Cormier's food supply. Cormier, an L.A. County, forensic technician died the same day that Breitbart's autopsy report was released.
I am asking America to do its homework - "crunch the numbers" if it is able. How often does poison accidentally makes its way into anyone's food supply.
I'm sorry, what could possibly be more important than the fact that the Kardashian's are having marital problems, Snooki had a baby, we've yet to crown the next winners of American Idol and the X Factor, and America just witnessed one of the worst blowouts in Super Bowl history.
Liberal Dems have concluded that it would be a stretch to assume that the deaths of Andrew Breitbart and Michael Cormier might be connected, but what I never hear them speaking about is the tragedy surrounding the loss of an INDIVIDUAL with family and friends regardless of whether or not a connection can be made. Can you say "spiritual deficiency" or "subhuman?"
It is my understanding that an Ivy League school recently concluded that libs, on average, are slower than conservatives in terms of IQ, but now we've further proof that don't feel as deeply either.
Perhaps it was professor Plum, in the study, with a candlestick? Nah, L.A. County Officials have let the cat out of the bag - it was poison.
Violent crime: "Black on black," "Black on brown," "Brown on black," "brown on brown," or otherwise is not only unnecessary, but is also unacceptable. In my America, we learn to love one another.
Sadly, only in modern America must one preface his or her honest opinion with further truth. My heroes include, but are not limited to: Ben Carson, Alan Keyes and Allen West. Yes, I am that racist. Tragically, based on swag-factor alone, many "Americans" have been duped by the piper's pendulum. The earth is definitely headed toward becoming Coexisterra, by default, one-world religion.
What might a uniter say? All presidents, historically, have attempted to convince America that they are uniters.
In my humble opinion, a decent leader wouldn't find it a difficult thing to have IMMEDIATELY have taken a stand for Derrion Albert. A courageous leader would NOT blink as he or she asserted that both the Wisconsin Sikh, and Fort Hood massacres are both unacceptable and both perpetrators are part of team destruction. Both perps are domestic enemies. Make NO mistake there are only two spirits gone out into the world - production and destruction.
Make NO mistake, Barack Obama is no uniter - unless of course you just graduated from Teen Nick to Hellcats and are slow both in terms of IQ and godly, spirituality.
If I remember correctly, Derrion Albert was senselessly murdered within a month of the Obama's having moved into the White House in 2009.


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The Seasiders are seeking a replacement for Michael Appleton, who quit last week for a move to Blackburn.
A Dundee United spokesperson confirmed to the Press Association: "The club have granted Blackpool permission to contact Peter Houston. That's on the basis that, as a football club, we won't stand in the way of anyone furthering their career."
Source: PA
Source: PA

subset: commoncrawl


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SCISSION provides progressive news and analysis from the breaking point of Capital. SCISSION represents an autonomist Marxist viewpoint. The struggle against white skin privilege and white supremacy is key. --- "You cannot carry out fundamental change without a certain amount of madness. In this case, it comes from nonconformity, the courage to turn your back on the old formulas, the courage to invent the future." FIGHT WHITE SUPREMACY, SAVE THE EARTH
Monday, May 29, 2006
Eighty one year old David Bland was taken to a local hospital after the incident. He is in fair condition. Bland, who is blind, was the victim of police mayhem.
Officers say they were forced to spray Bland's face with a chemical agent and hit him in the leg with a police baton. Bland was then pushed to the ground and handcuffed.
Others tenants aren't buying that. They say this is a case of police brutality.
"I know Mr. Bland, and he's not a criminal. He's a feisty old man that's not going to just let you do anything to him, but he's not aggressive and he's not a criminal," said fellow tenant Robert Blake.
"You try to stay calm and just handle it the best way you can, but you try to think if this was your father or grandfather, you're almost in tears," said Erika Hollingsworth.
The following is from WREG in Memphis.
81 year old blind man accuses police of brutality
MEMPHIS - 81 year old Davie Bland says he wound up in the hospital because of police brutality. Bland has a broken arm and several bruises. He is recovering at the MED. "What I really would like to know is why did they come and jump on me," says Bland.
A police report shows officers responded to the Memphis Towers Apartment Complex on Court Avenue because of a complaint about loud noise. The report says Bland approached officers in an aggressive manner, they tried to arrest him, but he started punching and scratching. The report says one officer suffered a laceration.
Bland says he thought the officer was a volunteer delivering a meal from MIFA. He says he's blind and could not see who was knocking on his door. Witnesses say the officers forced Bland to the ground, then sprayed him with pepper spray.
A meeting was held at the apartment complex Tuesday where residents expressed anger about the arrest. City leaders were also on hand, promising the Memphis Police Department is aware of the situation and is investigating.
Bland's family members say they have filed a complaint with Memphis Police Internal Affairs Department.
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Activities to Build Self-esteem
You possess more personal power than you can possibly imagine. The ability to manifest our own reality is the power of creation itself and our self-esteem is an integral part of how we wield that power.
About the Author: Lyca Shan is a published author, speaker and founder of Firewalker Enterprises as well as www.high-self-esteem.com. She has always known she would write a book and saw this process in part, as therapy "to try to make sense out of the chaos that was her life." She published her autobiography "Firewalker" in 2003 and founded www.high-self-esteem.com in 2005.


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2009 Honda Fit Sport - Four Seasons Update - November 2009
Miles to date: 21,281
If it seems we've been skipping the maintenance details surrounding our Honda Fit Sport, we haven't. Truth is, our Fit has been one of the most reliable, trouble-free vehicles to grace our Four Seasons fleet.
"Our Fit quietly managed to crack the 20,000-mile mark over the past weekend," wrote road test coordinator Mike Ofiara. "It doesn't require the constant attention that some of our other long-term test cars do, it doesn't call for service but for every 10,000 miles or so. The car is as tight today as it was when Honda delivered it ten months ago; its tires are wearing great and the brakes are still strong. The Fit is what you want a car to be: a reliable mode of transportation that returns good gas mileage."
At the end of the day, the Fit is just that. "It's a great commuter," writes copy editor Rusty Blackwell, "thanks to its excellent outward visibility, easy ingress and egress, and comfortable seats. The slick five-speed gearbox is a joy to operate, but like some of my coworkers, I wish that it had a sixth gear."
Blackwell also wishes Honda's rear seat had a little more versatility, especially when installing a car seat for his young daughter.
"Yes, if you drop the rear "Magic" seats, they create a very useful, low, flat load floor. But with the child seat strapped in the middle of the rear 60/40 bench (the Fit has a handy headliner-mounted high tether for the middle position), that's not an option. We have to pack carefully."
2009 Honda Fit Sport
Base price (with dest. ): $16,930
Price as tested: $18,780
Body Style: 4-door hatchback
Accommodation: 5-passenger
Construction: Steel unibody
Engine: i-VTEC 16-valve SOHC I-4
Displacement: 1.5 liters
Power: 117 hp @ 6600 rpm
Torque: 106 lb-ft @ 4800 rpm
Transmission: 5-speed manual
Drive: Front-wheel
Fuel economy: 27/33/29 mpg (city/hwy/combined)
Steering: Electric power-assisted rack-and-pinion
Turns lock-to-lock: 2.5
Turning Circle: 34.4 ft
Suspension, Front: MacPherson strut
Suspension, Rear: Torsion beam
Brakes F/R: Power-assisted ventilated disc/drum; ABS
Wheels: 15-in aluminum alloy
Tires: Dunlop SP Sport (all-season)
Tire Size: 185/55 R16 83H
Headroom F/R: 40.4 / 39.0 in
Legroom F/R: 41.3 / 34.5 in
Shoulder Room F/R: 52.7 / 51.3 in
Wheelbase: 98.4 in
Track F/R: 58.1 / 57.4 in
L x W x H: 161.6 x 66.7 x 60.0 in
Cargo Capacity: 20.6 / 57.3 cu ft (rear/with seats folded)
Weight: 2534 lb
Weight Dist. F/R: 62 / 38%
Fuel Capacity: 10.6 gal
Est. Range: 315 miles
Fuel Grade: 87 octane
Standard Equipment
Front, side and side curtain airbags
Tire pressure monitoring system
Air conditioning
Power windows, locks, and remote start
Tilt and telescopic steering wheel
Trip computer
MP3 jack, USB interface


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Government brass ordered Iran spy arrest revealed now, police say
Belgian-Iranian citizen arrested September 11 on suspicion of espionage; gag order lifted as PM attempts to temper West's turn toward Tehran
Senior government officials ordered law enforcement to lift a gag order on the arrest of an Iranian with Belgian citizenship accused of spying for Tehran's Revolutionary Guards, a police official said Monday, indicating that the timing of the move, as Israel is fighting an Iranian charm offensive, was political in nature.
The detention of Ali Mansouri, arrested in Israel by the Shin Bet security service earlier this month on suspicion of spying on American and Israeli security interests in Israel, was extended for a further eight days in a Monday remand hearing in the Petah Tikva Magistrate's Court.
During the court proceedings, a police representative said that the gag order on the case was suddenly lifted Sunday by high-level government officials, indicating that the timing, coinciding with a trip to the US by Prime Minister Benjamin Netanyahu during which he will attempt to combat a recent turn toward Tehran by the West, was not accidental.
Mansouri was arrested at Ben Gurion International Airport on September 11 by the Shin Bet while attempting to depart Israel for Belgium, the security agency said Sunday.
Officials believe Mansouri, who changed his name to Alex Mans while living in Belgium, is an agent of Iran's Revolutionary Guards whose main mission was to spy on American interests inside Israel. He had been observed photographing the US Embassy in Tel Aviv and recording activity there while staying at a hotel opposite the site, according to the Shin Bet.
Mansouri was found with photographs of the US Embassy and other potentially sensitive locations. The Shin Bet said Monday that it was investigating whether Mansouri's handlers received digital copies of the surveillance photos and whether he was tasked with observing IDF bases or soldiers.
As the gag order on the arrest was lifted Sunday morning, Netanyahu was making his way to New York to deliver a speech at the UN widely expected to attempt to refocus world attention on Iran's nuclear program. A member of the prime minister's delegation to New York said Sunday that the arrest was proof that Iranian attempts at detente with the West had not changed its actions on the ground.
"At a time when Iran is trying to get closer to the US, it sent an agent to try to gather intelligence in order to carry out a terror attack against the American Embassy in Israel," the official said. "This is just one further example of Iran's policy of doublespeak and further proof that Iran's words do not match its actions."
Mansouri said during questioning that he was promised $1 million in exchange for his activities inside Israel, and described how he was recruited by the special operations unit of the Revolutionary Guards.
Mansouri said he was deprived of sleep and bound to a chair during his Shin Bet investigation, Channel 2 News reported Sunday night. He said he was not hit or hurt during questioning, the report added.
The suspect's attorney was quoted by Channel 2 saying that his client's situation was more complex than reports indicate, but that "he has no agenda against Israel."
Mansouri has visited Israel several times and was under surveillance by Israeli intelligence. According to the Shin Bet, Mansouri, a businessman, hid any sign of his Iranian origin and was looking to establish business interests in Israel that could serve as fronts for Iranian intelligence activities in the Jewish state.
The aim was to establish a front behind which the Revolutionary Guards could operate in Israel, against Israel, Channel 10 news reported Sunday night. A subsequent stage would have been to send terrorists to Israel to carry out attacks, it added.
Mansouri left Iran in 1980, lived in Turkey until 1997 and then moved to Belgium on a business visa, where in 2006 he obtained citizenship by marrying a Belgian citizen, whom he later divorced, the Shin Bet said. In 2007, Mansouri returned to Iran and established an international business with interests in Iran, Belgium and Turkey.
One of the companies Mansouri established was called European Folded Glass System, Channel 2 reported. The company's amateurish website, which states proudly that EFGS is "Big Company in Europe," is rife with spelling and grammatical errors. Alex Mans is listed as the manager, and a Belgian address and phone number are given on the site.


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I have anxiously been awaiting this giveaway. The incredible olli & lime. I've spoken of them before, their designs are incredible, their products of the highest quality. But they don't stop there, they don't conform to the standard of children's decor. They're bursting with flavor and variety. They're doing their best to respect the environment; using recycled materials and recycling what they use. They're young and energetic and designing the very best for your children.
I've recently acquired one of their blankets. While the design is brilliant, the fleece on the back is the softest I've ever felt. I'm crossing my fingers that the newest member of our family will be a boy and I can design the entire nursery around the blanket.
Today Olli and Lime is helping one lucky reader add style and function to their decor with a blanket and matching pillow of their choice. (a $175 value)
What is your favorite olli & lime design?
Would you love to win? be sure to:
*enter one comment this post - with your name
*please only enter once
*answer question above
*entry will be open until 7 am Thursday morning 10/2
*winner will be announced Thursday morning


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My name is Jeff Hollon and currently living in Beavercreek, Ohio though I spend a lot of time at home in nearby Wilmington where I grew up. My full-time job is teaching mathematics at a local college. Over the years photography, and art in general, has become an increasingly important part of my life and has also become a rather pricey hobby!
My current cameras include a Canon 5d-III and 7d with various lenses from both Canon and Sigma.
You can contact me for more information at email@example.com or through Google Voice at (937) 343-4027. More at www.JeffHollon.net


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Sunday, January 31, 2010
Posted by MeanMike at 8:16 AM 0 comments
Labels: Digger
Saturday, January 30, 2010
Carisle 2009
Posted by MeanMike at 7:06 AM 0 comments
Labels: shows
Wednesday, January 27, 2010
Posted by MeanMike at 6:14 AM 0 comments
Labels: WTF
Monday, January 25, 2010
Where It All Began...
Posted by MeanMike at 7:01 AM 0 comments
Labels: Digger
Sunday, January 24, 2010
Sunday Show Rods
Posted by MeanMike at 7:50 AM 0 comments
Labels: Show Rods
Saturday, January 23, 2010
Turbo Lover
Posted by MeanMike at 10:41 PM 0 comments
Labels: Digger
Thursday, January 21, 2010
MoPar Or No Car
Posted by MeanMike at 10:25 PM 0 comments
Labels: Plastic Fantastic
Bob Dron
Not a digger, but a righteous scoot non the less. Dig that crazy style! Too bad ol' Bob is building baggers now. I guess it pays the bills.
Posted by MeanMike at 10:00 PM 0 comments
Labels: Chop
Friday, January 15, 2010
Chi-Town Baby!
Posted by MeanMike at 6:08 AM 0 comments
Labels: Plastic Fantastic
Wednesday, January 13, 2010
Arlen's Silver Lady
Posted by MeanMike at 4:38 PM 0 comments
Labels: Digger
Monday, January 11, 2010
Digger Monday
Posted by MeanMike at 10:26 AM 0 comments
Labels: Digger
Sunday, January 10, 2010
Sunday Show Rods
Zingers...These f'n things absolutely rule. I saw them as a kid and fell in love. Sure they're basically giant models, but weren't most 70's show rods.
Posted by MeanMike at 1:46 PM 0 comments
Labels: Show Rods
Friday, January 8, 2010
April 1979
Posted by MeanMike at 5:49 AM 0 comments
Labels: Digger
Wednesday, January 6, 2010
I grew up in Queens, NY. All my friends were into MX. My cousins lived in Jersey. They were into these stupid mopeds. Now I know why. Put a topless chick on this fucking thing and any 13 year old kid will want one. If Honda did that, imagine how many more CR125's they would have sold?
Posted by MeanMike at 5:57 AM 0 comments
Labels: ramblings of a madman, WTF
Monday, January 4, 2010
Digger Monday
Posted by MeanMike at 9:25 AM 0 comments
Labels: Digger
Sunday, January 3, 2010
Get more sleep, work less, finish my digger and shovel while there is still snow on the ground, spend some time working on the wife's Merc.
Posted by MeanMike at 11:46 AM 0 comments
Labels: 49-51 Merc, Masuimi
Friday, January 1, 2010
David Mann
Posted by MeanMike at 12:49 PM 0 comments
Labels: Digger


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Capital security put on high alert after suicide bombing in Islamabad in which a private security guard was killed and several other sustained injuries.
Strict security measures have been taken in Federal Capital after suicide attack on Monday. Security has been tightened on exit and entry points of Federal capital besides commercial areas to deal with any eventuality. In addition special commandos and plainclothes police officials have also deployed in and around sensitive places.
Two blasts in two days have once again given rise to fears. Special guidelines have also been issued for those officials that were deployed on pickets and asked them to keep vigilant eye.


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2018 Buyer's Guide to the Honda CR-V
As you're out cruising those Wellington, Greenacres, and Palm Beach streets, you're bound to see quite a few 2018 Honda CR-Vs. Over the past several years, this model has grown into one of the most popular crossovers on the market.
Want to know why local drivers love the CR-V so much? Then, check out this free Buyer's Guide to the 2018 Honda CR-V eBook by the Braman Honda Palm Beach team. This is the best way to discover:
- What kind of amenities come with the CR-V
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- What sets the CR-V exterior design apart
No matter what kind of lifestyle you lead, we think you'll find something to get excited about in the 2018 Honda CR-V. Download this FREE detailed eBook today to see why!


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You can have mine, what price are you looking to pay? I don't think I've had mine long, it was just used in a normal desktop to store a few things on, and barely used the desktop PC to be honest as now sold it all.
Checked and its :
In Limited Warranty WD30EFRX
WD Red 07/26/2018
Would be happy to deal at £69 Delivered


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"Leadership development equips youth with good communication, decision-making, critical-thinking and problem-solving skills," writes Bancy Kubutha of the Kenya-based Center for Transformational Leadership (CTL).
"They learn to appreciate and accommodate diverse views and perspectives, to prevent conflict from occurring, and to manage and resolve conflict constructively when it occurs," she continues.
Kubutha's words are relevant to young people and emerging leaders everywhere, but the need was particularly great in Kenya's Rift Valley following a wave of inter-ethnic violence in 2007 and 2008.
One effort to engage youth in leading their communities and addressing reform came from a joint effort with CTL and the Center for Creative Leadership. Find out how this initiative spurred a desire to make a difference, increased self-confidence and self-esteem, and opened new perspectives on leadership for more than 2,000 youth — and lessons learned that can inform youth leadership development efforts elsewhere: Youth Leadership Development for Reforms: A Case Study from Kenya.


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The purpose of the Campround and RV park program is to ensure a clean, safe, and sanitary environment in the various sites licensed in Clinton County. Recreational vehicle (RV) parks, recreation camps (campgrounds), combined park-camps and temporary park-camps are regulated under the authority of Chapter 3729 of the Ohio Revised Code (ORC). The Ohio Administrative Code (OAC) 3701-25 and 3701-26 provides minimum standards for the construction, layout, drainage, sanitation, safety and operation of the camps. Our Environmental Health Staff inspect licensed sites during their operating seasons.
Additional Information:
Ohio Department of Health (ODH) Resident and RV Camp Site


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1. About NHS Foundation Trusts
2. Why are NHS Foundation Trusts being set up?
3. Is the RD&E NHS Foundation Trust still part of the NHS?
4. So what is different about being an NHS Foundation Trust?
5. What are the benefits to patients?
6. How are NHS Foundation Trusts regulated?
1. About NHS Foundation Trusts (NHS FTs)
In December 2003 the Health and Social Care (Community Health and Standards) Act was passed, allowing the creation of the first NHS Foundation Trusts in April 2004. The government passed this legislation to allow then high-performing three star trusts, like the RD&E, greater independence from the Department of Health in London, giving them the ability to manage their own budgets and shape healthcare services to better meet local needs and priorities.
The RD&E's application for NHS Foundation Trust status was approved in December 2003 and following a rigorous assessment process the trust became an NHS Foundation Trust on 1 April 2004, making it one of the first in the country to achieve this new status.
The new Health and Social Care Act 2012 sets out a number of duties and obligations on NHS Foundation Trusts. The new Act:
- Gives new significant powers to governors, who appoint of replaces the Chairman and Non-Executive Directors, set their remuneration and appraise their performance.
- Monitor, the Independent regulator is now the Economic Regulator, ensuring that there is fair competition.
- NHS Foundation Trusts no longer need authorisation from Monitor, instead they are issued with a Provider License from Monitor.
2. Why are NHS Foundation Trusts being set up?
The reason for being an NHS Foundation Trust is devolution. The government devolved control to make us better able to respond to local needs and more accountable to our local communities including, most importantly, our patients and the public. That is why NHS FTs are called Public Benefit Corporations.
When a trust like the RD&E is granted NHS Foundation Trust status it becomes an independent, public benefit organisation that is no longer subject to direct control by the Health Secretary of Ste for Health. As an NHS Foundation Trust the RD&E is accountable to the local community for the services we deliver, and to the independent regulator, Monitor who ensures that we work within our terms of authorisation and our constitution. The Care quality commission inspects the Trust to ensure services are of the highest quality.
3. Is the RD&E NHS Foundation Trust still part of the NHS?
The RD&E is still an NHS organisation and as such will always stand by the main principle that underpins the NHS, that of healthcare provided free at the point of delivery. It will continue to work within national frameworks and to national standards, though with much greater local autonomy for service development.
4. So what is different about being an NHS Foundation Trust?
Local people, patients and staff can become members of the RD&E NHS Foundation Trust and elect their representatives to the council of governors who are expected to hold the board of directors to account for their performance.
Organisations such Clinical Commissioning Groups (which have taken over from Primary Care Trusts) and local authorities also have representatives on the council of governors, but the majority of the governors are elected from among local people.
The council of governors works with the board of directors (Executive and Non-executive) advising on forward plans and helping to develop the strategy for the NHSFT that best suits the needs of local people.
5. What are the benefits to patients?
NHS Foundation Trusts have much greater scope to improve local services and respond to local needs and priorities. Members and governors can directly represent the views of local people on these matters.
In part this is because we have more freedom to borrow capital funds from both public and private sector lenders. This gives us greater flexibility to plan and develop services at a pace to suit local people, in response to patient preferences, rather than relying on centrally controlled funding.
6. How are NHS Foundation Trusts regulated?
The Economic regulator, Monitor (formerly independent regulator for NHS Foundation Trusts) is responsible for making the final decision about which trusts can become NHS Foundation Trusts, for issuing Provider License and for ensuring that each NHSFT works within this licence and within its constitution.
7. Talking to your group
If you are involved in a community or voluntary group or other local organisation we can come and talk to your group about our Foundation Trust and becoming a member, please contact the Foundation Membership Office for further information.
For more information please click on the links in this section of our website. Or feel free to contact the NHSFT office:
Room E219
RD&E NHS Foundation Trust
Barrack Road
Exeter EX2 5DW
Tel 01392 403977
Email: email@example.com


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*** ½ Out of 5
Tagline- Hold Everything! The Cadets Are Droppinb in on Miami Beach for An All New Adventure.
Release Date- March 18th, 1988
Running Time- 90-Minutes
Rating- PG
Screenplay- Stephen Curwick
Director- Alan Myerson
Starring- Bubba Smith, David Graf, Michael Winslow, Leslie Easterbrook, Matt McCoy, Lance Kinsey with G.W. Bailey and George Gaynes
The Police Academy series was a highly successful franchise for Warner Brothers in the 80s and from 1984-1989 there were a total of 6 films made with a 7th in 1994 and even a TV series from 1996-1997. Franchises with seemingly never ending sequels are more common in the horror genre and in pretty much all cases the more sequels made at some point it'll get tiresome. Really the exceptions being the Bond series, which is quite different in how each film is handled. Warner Brothers had a cash cow with the Police Academy series and basically ran it into the ground. Released in 1988 Police Academy 5: Assignment Miami Beach was sort of the beginning of the end for the franchise. By this point a few of the cast members didn't return with the most notable being Steve Guttenberg. Police Academy 5 may not be the high mark for the series, but to be honest it is one of my favorites of the series and the one I find myself revisiting most often. Each film in the series made less than the previous part and that continued here as Police Academy 5 was the lowest grossing of the series at the time (the 6th would make less and than the 7th wouldn't even pull in a million dollars). Despite lower box office totals they pulled in enough for another sequel and all of them actually opened number 1 until the 6th film and that continued with the 7th. Police Academy 5 does draw mixed reviews with perhaps more subpar reviews and its easy to understand, but like I said this is one of my favorites of the series and is the very definition of mindless entertainment.
The Police Academy films aren't generally known for their plots and the 5th seems to have less. Lassard (Gaynes) is up for an award and with several members of his police academy head out to Miami Beach. However jewel thieves are also heading there and the package with the stolen jewels gets mixed up with Lassard's stuff and the bumbling thieves set out to retrieve it. Meanwhile Lt. Harris (Bailey) learns Lassard is passed the age of retirement and plans to expose it so he can get his job.
The screenplay by Stephen Curwick is light on plot, but than again most of the films in the series are, however with that said the script by Curwick isn't meant to be high quality cinema it's simply meant to be fun and in my opinion it succeeds. The film is absurd with some really over the top comedic scenes, but the silliness of it makes it mindless fun. Character wise, Curwick does as well as at this point all the main characters have been established and with the returning characters and new ones, Curwick mixes it in well and all the characters have at least a moment or two to shine. There are some truly hysterical moments featuring Lt. Harris and Proctor (Kinsey) and while I get the subpar reviews I thought Curwick wrote a silly, but funny script that never aims to be more than it is and always really entertaining.
Director Alan Myerson crafts a well paced and fun film and at only 90-minutes it never outstays it's welcome. In some of the sequels even the ones that clocked in at under 90-minutes can sometimes be a little overly long as the silly nature of the plots start to wear thin, but Myerson always keeps the film running smoothly and while this isn't comedic gold and if it wasn't a Police Academy movie would most likely be forgotten, but I found it quite hysterical. Sure the comedy is silly and immature, but Alan Myerson worked it well and of all the sequels I have no shame in saying this was my favorite.
As a series goes on returning cast members can sometimes go through the motions and even new cast members don't always seem as energetic, but I gotta give credit to the cast as they all seem to be having a lot of fun with the material and everyone gives it their all. My favorite scenes were those with Harris and Proctor as both were my favorite characters in the series and both actors have such great chemistry with each other. While the loss of Steve Guttenberg is noticeable I thought Matt McCoy did a terrific job as Nick Lassard. Basically McCoy is playing Mahoney as if not mistaken the script was written with Mahoney, but after Guttenberg passed it just had minor rewrites and some of the dialogue for Mahoney was apparently left unchanged and just changed the name of the character.
Police Academy 5 is again a silly mindless film, but I really love this one. I can just sit back and enjoy the absurdness of the film and it never fails to make me laugh. As I mentioned the original to me was the best, but Police Academy 5 is the one I revisit most.


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Since our inception in 2005, EducationDynamics has proudly served schools best by serving students first. We identify individuals who are the best fit for a school's programs and who are most likely to complete them. And we cover the key stages of the student life cycle, from initial inquiry through program enrollment"
We Find the Best Student Prospects
Through our high-traffic, consumer-friendly portals, we are the higher education industry leader
in finding the high-quality prospects, at scale, who are most likely to enroll and complete their degrees.
We've been delivering the best student prospects for over a decade, and nobody does it better.


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All I want for Christmas - is Zara and Hari!
I couldn't resist a spot of early Christmas shopping so when the lovely Zara Simon and Lainey Sheridan Young, founded of the uber trendy clothing line Hari had a pre-festive sale in Notting Hill today I had to swing by!
Zara, the daughter of Peter Simon who founded Monsoon opened up the doors of her gorgeous West London home and the kitchen and dining room were littered with her beautiful designs. I was like a child in a sweet shop! She had a stunning collection of hummingbird pendants - one of her signature designs - and lots of glittering pretty things for Christmas.
'I'm busy with lots of commissions for Chrsitmas,' Zara told me. 'I'm doing something very special for an actress at the moment, but I can't say who just yet' (mtf on that one!)
Meanwhile I raided the bargain box Lainey had upstairs which was packed with items from her Hari clothing line. Check out Zara's collection at www.zarasimon.com and www.harisport.com


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Anne Frank is captured
On the morning of 4 August 1944, the Nazi Gestapo capture Anne Frank and her family, who are hiding in Holland. When she was four, Anne Frank's German family escaped the Nazi persecution of Jews by moving to Amsterdam. In the summer of 1942, with the German occupation of Holland underway, 12-year-old Anne began a diary relating her everyday experiences and her observations about the increasingly dangerous world around her.
"This is your daughter's legacy," we spoke to the @annefrankhouse on the anniversary her capture #ThisDayInHistory. https://t.co/aBLTITcEbO— HISTORY (@HISTORYUK) August 4, 2017
Fearing deportation to a Nazi concentration camp, the Frank family was forced to take shelter in the annex of a factory run by Christian friends. Although the Gestapo abducted the family after they were discovered, they failed to capture the young girl's diary, a literary testament to the six million Jews who were silenced in the Holocaust. Anne Frank died in the Bergen-Belsen concentration camp only two months before it was liberated.


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I came here to write about the last two weeks, excuses about not being able to post in hand. But first I stopped by the ol facebook and read a story a dear friend posted.
Click here to read Huffington Post (UK) Story
I wept as I read that story. I crammed five days of work into three days this week, I forced two hard workouts into less than 24 hours and took today off (sending 3yr old to Gmas so I could clean)....I rush and rush and rush around often forgetting that tomorrow is not a luxury granted to all....I lesson I learned first hand right after my son was born, but that my friends is a story for another day.
Click the link, read the story with tissues in hand and then go hug someone, anyone.
Much Love,


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By Ben Bodnar
"True journalism in Mexico is truly the enemy of organized crime." Michael O'Connor, Mexico Representative for Committee to Protect Journalists (CPJ)
Is true journalism found in the traditional media in Mexico today? It is certainly stifled, because traditional media outlets are facing constant threats to either keep quiet or face attack.…
Copyright 2018 The Rendon Group. Powered By Impressive Business WordPress Theme


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Cover story: High-power batteries, which are set to disrupt the car industry in the coming decades, are quickly multiplying across the U.S. power grid, which will allow consumers to save on energy, towns to cut pollution and add jobs, and utilities to enjoy lucrative growth.
Feature: 1) Positive on LUV: A recent midair accident, high fuel prices, and rivals' expansion have pushed down the carrier's shares, but with its strong business model and share buyback plans, the dip poses an opportunity for investors; 2) Hedge funds including BlueMountain Capital, Citadel, Apollo Global Management, Elliott Management, and Anchorage Capital Partners have been working together for months to fix credit-default-swap contracts; 3) Cautious on L: Conglomerate's disclosure it may buy out the limited partners of BWP, which it controls, has prompted angry reactions from some minority investors who fear Loews will exercise its call right at an unfair price.
Tech Trader: "These days the difference between expensive and inexpensive tech stocks is misleading. Many companies are having a hard time holding onto any valuation premium, whether or not their shares are relatively cheap or relatively pricey."
Trader: Michael Hartnett, chief investment strategist at BAC/Merrill Lynch, says it's possible markets will see the return of "1998 risk," in which the problems in emerging markets grow and eventually force investors in the U.S. to take defensive action; Positive on AABA: The company "remains a good proxy for investors seeking exposure to BABA" because of Altaba's 15% stake in the e-commerce giant; In a new MIT working paper, researchers say that "managers seem tempted to overstate earnings as their companies gain attention and the rewards for lying increase."
Interview: Jenny Van Leeuwen Harrington, portfolio manager and CEO of Gilman Hill Asset Management, says a company's dividend should be sacrosanct, even in tough economic times (picks: SIX, LB, QCOM).
Profile: Magnus Larsson, lead manager of the AMG TimesSquare International Small Cap fund, says international small-mid-cap stocks are one of the few market sectors where active management can consistency add value. The Top 100 Women Financial Advisors: Barron's annual list is topped by Karen McDonald of Morgan Stanley Wealth Management, Kimberlee Orth of Ameriprise Financial, and Valerie Newell of RiverPoint Capital Management.
Follow-Up: Cautious on SBUX: With chairman Howard Schultz stepping down, "the time might be right for an activist investor to push for change—and presumably push Starbucks shares higher," a move that would have to focus on capital allocation.
European Trader: Uncertainty related to Trump administration auto tariffs has dented shares of German car makers, but they should quickly regain lost ground.
Emerging Markets: The real problem for the Chinese stock market isn't U.S. tariffs, but the nearly 170% of GDP in debt piled up by Chinese corporations, five times the proportion for U.S. companies.
Commodities: "Copper has shown promise in recent weeks, and the long-term outlook is bright as global demand gradually strengthens, but realizing that potential may take time."
Streetwise: A potential presidential run by departing SBUX chairman Howard Schultz would have to reckon with a crowded field, and some of his ideas don't match up with core Democratic Party ideas.-


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This simple yet chic, Angel wing necklace is perfect for everyday styling. Either worn singularly or layered for a more dramatic look.
The angel wing is a symbol of protection and guidance.
Handcrafted in sterling silver, each necklace is adorned using Latelita London multifaceted white zircons to provide dazzling sparkle from day to night.
Finished with a lobster clasp, and size adjuster.
925 sterling silver, dipped in 22ct gold, 22ct rose gold or rhodium plating.
Style Notes:
Pair with the matching Angel wing bracelet.
Length 40 – 45cm. Motif 1.5cm.
This item is presented in a Latelita London signature packaging
Care Instructions:
To maintain your jewellery, wipe gently with a damp cloth that is soft and clean. Do not soak in water. Avoid contact with soaps, detergents, perfume or hair spray.
Cosmic Hamsa Necklace
A modern take on an ancient amulet, the hamsa necklace is great for everyday styling.
Forged from a single piece of sterling silver, each hamsa is carved by hand.
The hamsa is an ancient protective amulet. It brings its wearer luck, health, happiness and good fortune.
The hamsa can be worn facing up or down and it is believed to give the owner success, harmony, and protection from the "Ayin Ha'ra," also known as The Evil Eye.
Handcrafted using 925 sterling silver. Available in high polished 22ct gold, 22ct rosegold or rhodium finish.
Wear by the pool, or add an alternative edge to your look.
Hamsa: width: 1.5cm, depth: 2cm. Necklace length is 40cm with 5cm adjuster to be worn short or long.
This item is presented in a Latelita London black and gold printed jewellery box.
Hamsa Hand Necklace
This simple yet chic, Hamsa hand necklace is perfect for everyday styling. Either worn singularly or layered for a more dramatic look.
The hamsa hand (Arabic) or Hamish hand (Hebrew) is an old and still popular apotropaic amulet for magical protection from the envious or evil eye. The words hamsa and Hamish mean "five" and refer to the digits on the hand.
925 sterling silver, dipped in 22ct gold, 22ct rosegold or rhodium.
Pair with the matching Hamsa hand bracelet.
Length 40 – 45cm.
Evil Eye Necklace Gold
This simple yet chic, evil eye necklace is perfect for everyday styling. Either worn singularly or layered for a more dramatic look.
The "evil eye" is a curse believed to be cast by a malevolent glare, usually given to a person when they are unaware. Many cultures believe that receiving the evil eye will cause misfortune or injury. Talismans created to protect against the evil eye are also frequently called "evil eyes".
925 sterling silver, dipped in 22ct gold.
Pair with the matching evil eye bracelet.
Length 40 – 45cm. Motif 0.8cm.
Honey Bee Pendant Necklace Gold
Ideal for those who covet delicate colourful jewellery, make this playful honey bee necklace your new found friend.
Handcrafted in sterling silver, with our signature sparkling zircons.
Pair with the matching honey bee baroque pearl earrings.
Length 40 – 45cm
Bee: Width 2cm, Length 1.5cm
Pisa Mini Teardrop Necklace Silver Blue Topaz
The Pisa necklace is ideal for those who covet delicate jewellery. Featuring a petite gemstone which hangs from a fine chain.
The Pisa necklace comes in a variety of candy colours. Collect them all to pair with your favourite outfits.
This necklace makes an ideal gift for a birthday, loved one or small favour for bridesmaids as a thank you.
The Capri Collection is inspired by the glitz and glamour of the Italian Riviera combined with the understated elegance of European design.
Finishing details include a lobster clasp, and size adjuster for ease of wear.
925 sterling silver. Blue Topaz hydro (Stone size 0.7cm x 0.5cm)
A great pairing to other pieces from the Capri Collection.
Length 40 – 45cm with size adjuster.
Shopping for someone else but not sure what to give them? Give them the gift of choice with a LATELITA gift card.
Free domestic shipping on all orders
With our 14-day, UK postage paid returns, shop with complete confidence


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1144 FIRST AVENUE, (1st Ave. between 62nd St. & 63rd St.)(212) 751-6123
Minimum order of $15.00 is required for delivery
Delivery estimate is 25-40 min (more info)
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Delivery estimate is 25 - 40 min (more info)
Print this menu
If fish type is not specified, it is the chef's selection.
With miso soup.
Make tonight a sushi night with fresh fish from Totoya. Offering a wide variety of sushi, sashimi and special rolls, there is something for every fish lover. But just in case you have other preferences, Totoya also serves teriyaki, tempura and all your other Japanese favorites as well.
No matter what you want, Totoya can make all your dining dreams come true!
Shrimp Shumai—Steamed shrimp dumplings
Tuna Tartar—Spicy tuna with tobiko, cucumber and tempura flakes
Dragon Ball Roll—Eel, avocado, asparagus, Japanese white peach and diced walnuts
Yellow Submarine Roll—Yellowtail, tempura, asparagus and rice cracker
Shrimp and Vegetable Tempura Entrée—Deep-fried with light vegetable oil
Soy-Yuzu Marinated Chilean Sea Bass Entrée—Hot and spicy
Posted 5 years ago by Walter K.
If I could give them less than 1 star i would. They got order WRONG. They sent me the wrong food. When I called they were EXTREMELY RUDE. The woman speaking to me was CURSING ME OUT. She called me a LIAR. What they should have done was acknowledged their mistake and sent me my order instead i got nothing. I have been ordering from this restaurant for over TWO YEARS but after this treatment I will NEVER ODER FROM THIS RESTAURANT AGAIN. I am extremely disappointed in the service.
Posted 5 years ago by Boris v.
The folks at Totoya are great and the food is always fresh. For a real treat, sit at the sushi bar.
Posted 6 years ago by Curtis t.
The best rolls I have ever eaten!!!!
Posted 6 years ago by Sergey R.
Great food but delivery took over an hour and a half to come
Posted 7 years ago by Jon G.
This place is consistent, with fairly fast delivery. I get the green salad, or miso soup and the california or spicy tuna roll -- and I've never had a bad experience in several months! That's saying a lot. The food is always fresh.
Posted 8 years ago by Juliann M.
GREAT!!! Fresh and delicious every time.
Posted 8 years ago by Michelle S.
Consistently great sushi and kitchen items. The crab shumai appetizer is a house favorite. This is our go-to Japanese restaurant for the neighborhood.
Posted 9 years ago by Nicole T.
Great neighborhood sushi. Friendly, attentive service.
Posted 9 years ago by Peter N.
For the price it cannot be beat in the area. Their combo box is great, I have ordered it maybe 8+ times. However, the quality can be inconsistent.
Posted 10 years ago by Alon H.
Avoid Totoya if possible. I ate there a few times and the food was always disappointing. Plus the delivery can be quite slow.
Posted 10 years ago by Manuel L.
Fish seemed good and fresh - but NOT rolled well - as if I did it myself!
Good that they are open late.
Good dumplings!
Posted 11 years ago by ALISSA G G.
some sushi tastes almost moldy and other fish has obviously been frozen and then not fully thawed
Posted 12 years ago by Agnes P.
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There are various ways in which entrepreneurs can raise money for business, to start up or for expansion, the most obvious and widely used channels being – own or family funds followed by bank loans.
But if you have an absolutely brilliant business or business plan, one which is most likely to generate a high return on equity for its owners, then there is a third option available to you. This option is to invite others to become part owner in your business in return for their capital. Naturally, for an investor this is far more risky than it would be for a financial institution giving out a loan. This is because what an investor gets in return for his capital is equity – part ownership in the business. That's all. No security, no collateral, unlike the financial institution.
A lot of young and old companies want to take the equity way to raise money for business. Before I get to how this is done, I think it is important to point out 2 things:
- Unless you have a profitable or potentially profitable venture and a pressing need for capital; it is not advisable to raise equity from third parties, you will become bound by a lot more regulation, more people will start having a say in your business and you will be diluting your own share in a profitable venture.
- Often, I meet business owners who want to raise money from other investors because they are not sure of their business plans. Their approach is anything but noble – "Let's try this out with somebody else's capital". If this is what you have on your mind, you will be wasting a few precious year's of your life and invariable regret this decision later. If you think you are a great at marketing and you will talk investors into buying your plan, then maybe you should get a job in marketing.
At what stage should you raise money for business?
To go back to what I had said earlier, look for more money when either one of the below 2 statements are true:
a) You have an innovative idea or a unique business plan, but you lack capital to fund it.
b) Your business is growing and will continue to generate a rate of high return. You need capital to expand your business so that the overall revenue and profitability increases. To give you an example of such a situation – you make glass bottles from 2 factories with a total installed capacity of 800,000 bottles a month. All of them get consumed and you still have buy orders for 900,000 more bottles but no supply to sell more bottles. You want to set up 4 new factories to expand. Setting new factories will take tremendous amount of capital. This is an ideal time to divest part of your business to expand and have 6 factories.
Public vs. Private Equity
In general terms, in the above (a) scenario, you are more likely to raise private equity while in scenario (b), you could hope to raise public money via an IPO. Besides regulatory issues, the big reason for this is that it is easier to convince a big investor (i.e. private equity firm) that your unique or innovative business idea will do well than convincing the same to the wider public. Further, you will of course like to guard your unique idea than to disclose it in an offer document and announce it to the world.
Private equity is sale of a part of your business to an identifiable group of private investors.
On the other hand, public equity is raised by way of an Initial Public Offering (IPO) where shares of your business will be sold to the wider public. The shares, each representing a fractional ownership in your business become tradable and are listed on a regulated exchange. Every day the owners in the business will change as the shares are bought and sold.
You are more likely to raise private equity for well established businesses (like in scenario (b) above) but almost never will you be able to do an IPO, based purely on a unique or innovative idea with no prior business history.
Again, both avenues pose certain challenges. The biggest one in case of private equity being – 'valuation'. How do you value an idea? On the other hand, for public listing, the regulatory requirements are fairly elaborate which you can briefly read about below.
How does Private Equity Funding Work
While there are a million ways in which a private equity deal may be structured, I will stick to the basic concept – the so called plain vanilla private equity deal.
- You sell a certain percentage of your business (i.e. a minority or a majority stake) in return of capital. Let's say you get 10 Cr. for 60% of equity in your business.
- You enter into an agreement whereby you agree / expect to generate a certain percentage of return on the invested amount of 10 Cr within a given period of time. In the above scenario, you expect to generate a 20% annualized return on the invested amount of Rs. 10 Cr, for 10 years.
Note: The Internal Rate of Return or the IRR as it is commonly referred to in private equity transactions could be calculated in many different ways. For example Rs 10 Cr, generating 20% annually for a period of 10 years will return a sum of Rs. 61 Cr at the end of the 10th year, based on yearly compounding). The commitment under the agreement may require this amount at the end of year 10, instead of periodic payments or at certain intervals.
- 3. What falls on the IRR? Put simply, as and when you generate the IRR, you may get your equity / shareholding in the business, back from the private equity firm. How this exactly works again depends on the deal structure.
A theoretical definition of Internal rate of return (IRR) – The rate at which the net present value of all future cash flows equal zero. Follow the link to understand present value of future cash flows.
In short – Once you make the agreed IRR for the investor, you will get back your stake in the business.
Many enterprising businessmen of our country look at private equity as a way to sell stake in their business in return for capital. Pocketing the capital and then abandoning the business. This is not a god thing. Remember that most private equity firms will conduct a thorough due diligence of your business before buying out any stake from you. Not only will you fail, you will also ruin whatever standing you have in the market and the possibility of accessing capital markets ever again in future.
How Does Public Listing Work
Raising money in an IPO is a lot more cumbersome project and tedious from a regulatory standpoint. It can take up to 3-4 months at minimum, to raise money this way. Further, someone desirous of getting his business listed will have to appoint a merchant banker, a team of lawyers and auditors and enter into agreements with stock exchanges for ongoing compliances and with share registrars and depositories for de-materialization of shares.
Other eligibility requirements for raising funds via an IPO:
- The business must have a history – assets of at least Rs. 3 Cr in each of the preceding three financial years.
- Net worth of at least 1 Cr in each of the preceding three financial years.
- Must have generated an operating profit of 15 Cr in 3 out of the preceding 5 years.
- Must have at least 1000 prospective allottees.
- File detailed offer document mentioning basic business model, objects of the issue, risks involved with the business etc with the stock exchanges and with SEBI for approval.
- Find large institutional investors willing to buy a large portion of the offering – called anchor investors.
- For the issue to be successful, 90% of the total amount of money proposed to be raised must be raised at the close of the book building process.
These days even smaller businesses can raise money via IPO. The BSE Small & Medium Exchange (SME) enables a company to raise capital via an IPO if it has a maximum post-issue paid up capital of up to Rs. 25 Cr.
There are many different ways not only of structuring the deal but also of raising money for your business in the first place. For example, often private equity funding agreements have a clause giving the PE investor an option to exit by selling his stake on a stock exchange after a certain point of time, or at the happening of an event. The company is then listed and such investor sells his stake to public in an IPO.
If you have any queries about the content above, or if you would like to discuss your business plan or money raising options available to you, please write in to me at – [email protected] or call for an informal chat.
To Discuss Investment options across Stocks, Mutual Fund and PMS Schemes. Leave your Whatsapp message @ 9833905054 or Email at [email protected]


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Seneca Nation to Offer Enhanced Travel Card For Members
Only Third American Indian Tribal Nation in the U.S. to offer Program
CATTARAUGUS/ALLEGANY TERRITORIES SENECA NATION OF INDIANS – Since 2009, the Western Hemisphere Travel Initiative (WHTI) requires U.S. and Canadian travelers, including Seneca Nation tribal citizens, to present a passport or other WHTI-approved document that denotes identity and citizenship when entering the U.S. at land or sea borders while traveling within the western hemisphere. A result of the Intelligence Reform and Terrorism Prevention Act of 2004 (IRTPA), the goal of WHTI is to facilitate entry while strengthening U.S. border security. Standard documents enable the Department of Homeland Security (DHS) to quickly and reliably identify a traveler.
Pursuant to a Memorandum of Agreement the Seneca Nation entered into with DHS, the Nation began accepting enrollment applications in early May for the WHTI-compliant Enhanced Tribal Identification Card (ETC) to Seneca tribal members who can prove identity, Nation citizenship and recognized U.S. or Canadian citizenship.
"This is a very new and innovative program that the Nation has been working on for many years as an exclusive benefit to our members to continue the protection of our sovereign rights," said Seneca Nation President Barry E. Snyder, Sr. "The Seneca Nation will be just the third Indian tribe in the country to issue ETCs. Professionals in the Seneca Nation's Clerk's Office (ETC-authorized staff) have been specially-trained to administer this program, answer questions of our members and, most importantly, protect the private information of each of our applicants."
An ETC can be used instead of a passport or EDL when returning to the U.S. from Canada, Mexico, and some countries in theCaribbean by land or sea. An ETC is not acceptable for international air travel, but can be used as proof of identity to board a domestic flight. An ETC can also reduce the amount of time it takes to go through customs, since DHS has designated it for use in the "Ready Lane" at certain land border ports of entry, including the Peace Bridge. Members can still obtain non-ETC, or regular tribal ID, cards for general identification purposes. However, those cards will no longer be accepted by DHS for purposes of identity and citizenship when crossing the border. Members are not restricted from obtaining both an ETC and a regular tribal ID (non-ETC) card.
Due to the secure process of obtaining an ETC, enrollment must be made in-person at the Nation's ETC Office located within the Clerk's Office at either the Allegany or Cattaraugus locations.
Applicants are required to make an appointment to submit the application and mandatory identification documentation, undergo an interview, and submit to both a facial image and digital signature capture. This is an elective program and not mandatory for Nation members. The Seneca Nation Clerk's Office can be reached at either (716) 532-4900 or (716) 945-1790.


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Importance of Having Forex Robots In Trading
Technology has advanced to such a level that it affects quite a considerable number of fields that are part of the economy. The forex exchange has also been affected. Forex floors have seenan increased number of forex robots. These robots have actually assisted in doing this trade. By virtue of one being lazy, he will let robots and pros to do the job and thus leading to the popularity of robots. Robots have actually led to the realization of great profits without straining or even without any effort on their part. The benefits that come alongside use of robots are pretty voluminous. These include the following.
The nature of robots actually allows robots to work for all the twenty four hours of every single day. So many compromises are naturally made during the day for human beings. During regular intervals humans are exposed to eating, sleeping and resting. This is an outright opposite of what robots go through. There is ease in the way these robots ensure that trading is done. The trading floor is actually a place where these robots ensure that every moment is fully utilized. The rate of return of is maximized by this. While on duty, humans can make errors during moments when they are tired. It is rare for robots to commit these errors. Having an efficiently operating business is quite essential.
Human beings can have some free time as a result of robots being at work. It will be possible for you to have enough time to relax and rest. A possibility of you bonding with your family and relatives is enhanced. Having been freed, you will not spend much time in front of the computer screen. There is the chance to have your health improved as a result. Nothing should worry you when it comes missing given trades. This is because these robots are configured in such a way that they are able to identify and grab an opportunity wherever one arises. There is enhanced speed in the manner in which matters ar handled through the help of computer programs.
As robots operate, you cannot find any trace of bias and greed. They do not fear neither do they have an ego nor pride. Absence of such traits are a source of elimination of any obstacles in business. They often lead to irrational decisions if possessed. These negative traits are hardly evitable by human beings. It is clear that robots will effectively carry out trading activities with a sense of consistence. It is possible for a robot to effectively monitor multiple currency pairs at a given time. By this, your more trading opportunities are availed to you. It leads to one having an easier life.
What Research About Trading Can Teach You


text: CPD Research Initiatives As part of its commitment to building the field of public diplomacy, CPD conducts research into thematic areas of perennial interest and identifies emerging trends deserving of further scholarship. We welcome research proposals that match these initiatives. To this end, each year scholars are invited to apply for the non-residential CPD Research Fellowship program. All in-house research and related CPD events are designed to bridge the gap between academic and professional work in these areas. CPD Research Opportunities The USC Center on Public Diplomacy facilitates research opportunities through its CPD Research Fellowship Program, Visiting and Contributing Scholars, Research Internship programs and Dissertation Grants. Research projects typically yield special reports, CPD Blogs, dedicated issues of CPD Perspectives and policy briefs. CPD Research Categories CPD categorizes the range and type of PD-related research it conducts and facilitates under 11 groups based on area of focus. All CPD Research projects are associated with at least one of the 11 categories.


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In our daily life, our consciousness is like a constantly changing movie-screen across which various thought forms flip through, have their play and die out. We are so busy with ourselves that these transitions normally goes unnoticed. Traditionally, various parts of our body consciousness emit their own semi-conscious response to any stimulus and the cumulative sum of these responses is denoted as our personality. But as we deepen our practice of witness consciousness discussed in a previous post (Cultivating witness consciousness), this coherence of our personality begins to fall apart. It is then that we become aware of the time interval during which our consciousness undergoes a change while responding to an external stimulus. These subtle changes in our reaction process are discussed here.
Stage 1 : no control over emotional turmoil !
The first stage is commonly observed in the people of the world. It is when you are completely swallowed up by some emotion such as depression, anger, fear, pride or excitement. You receive some external stimulus and automatically respond to it without hesitation. You get carried away. The interval during which this flood of new emotion sweeps your consciousness seems almost non-existent. If you hate something, there is a sharp pulse in the heart followed by a spontaneous response. If you are fearful, there are butterflies in the stomach followed possibly by other nervous movements. If you are praised, your chest heaves, your face becomes flushed and your throat has an overpowering sensation of joy and then you mumble something incoherently to acknowledge the praise. There are variants of this response but the basic situation is the same. This unique response is what people assume is their true personality, but that's not true as we see later.
As Sri Aurobindo points out in the The Synthesis of Yoga – II: Purification – The Lower Mentality, the root of the turmoil here is the psychic Prana(breath), which is that part of our vitality which supports the mental processes. (See Vital Sheath for more on psychic Prana). Ordinarily, this psychic Prana is like a turbulent sea which easily overpowers our mind and sways us to commit emotional excesses. The first step of purification, according to Sri Aurobindo, is to rid this Prana of desire. This can be done by using the practice of witness consciousness to maintain constant awareness of our breath. Effort must be made to ensure that the breath flows slowly and regularly before, during and after the response to any external event. This simple effort coupled with regular Pranayama pays good dividends.
Stage 2 : witness consciousness develops but a struggle for withdrawal occurs
If you succeed at purifying your breath as discussed above, a temporary feeling of tranquility begins to arise within. There is some sense of separation from worldly events but you still do not feel separate from your own personality. If you are praised, you still feel proud but there is also another part of you which is watching your throat, heart and abdomen and observing how this feeling of pride is suffusing your body. If you are hate something, you still turn away from it with revulsion but you are not completely swept away by anger. You are not completely in control because so you still struggle to withdraw from the stimulus. Therefore, this tranquility is imperfect.
The cure at this stage is to continue the practice of witness consciousness and allow the power gained through meditation to permeate the entire being, especially the heart, the stomach(navel) and the throat for these parts of our consciousness correspond to the emotional mind, the receptive sensational mind and the active sensational mind respectively (in Aurobindonian termology – See The Synthesis of Yoga – II: Purification – The Lower Mentality). Once these parts are tranquilized and purified, they have to remain immobile while responding to an external stimulus. (See Vital Immobility) Once this stage of immobility is successfully attained, the next field of struggle begins.
Stage 3 : reason prevails over emotion but turmoil may return unexpectedly
The next stage is when the sense of separation becomes greater and there is a noticeable time lag between the stimulus and your response. You feel separate not only from the external stimulus but also from your own physical body (or what Sri Aurobindo called "frontal being"). You can sense the feeling of pride, anger,etc invading your consciousness but the greater part of your consciousness remains separate from the emotional turmoil. You are able to think calmly despite the emotional distress which is rippling across your throat, heart and stomach. You begin to sense that you might be something larger than the physical body.
At the same time, you have a new problem on your hands because now you awaken to that part of your consciousness called the circumconscient. This is a layer of consciousness around the physical body which holds all the thoughts and impulses that have been forcefully rejected and no longer (seemingly) affect you. Unfortunately, these rejected thoughts have not completely disappeared and they slip back from the circumconscient into the active consciousness in unguarded moments just when you happen to relax a little. (For context, see All thoughts come from outside) Then you suddenly find yourself flooded with some old grievance, some past dispute, some unresolved insult and you become critical, depressed, excited etc. As you try to shake it off, you wonder where that came from. Well, it came from the circumconscient and it slipped in through the door because you weren't aware of yourself completely.
To go beyond this stage, the consciousness has to go deeper into the heart, awaken the subtle body and also expand above the head and awaken the higher planes of the mind. This brings in the greater illumination that is necessary to pacify and nullify the subconscient and the circumconscient. This can only occur after strenuous all-round daily effort during which one learns to exercise fine-grained control in daily activities like talking, eating, watching movies, etc. More generally, one has to live by what the Mother called the four austerities.
Stage 4 : glorious cessation
In the next stage, you find yourself completely in control. If you have Divine Grace, you might even experience the psychic transformation or the spiritual transformation with the awakening of the Kundalini. The subconscient disappears, the circumconscient ruptures and the subtle body expands into the cosmic zones. The problems which bedeviled you earlier no longer have any play. Your consciousness is now pure and lustrous. You stand back and reject all emotional turbulence. The flood of emotions which previously invaded you are now hardly a ripple. You have become a robot sans emotions like R2D2 .
..just kidding on the last one! Actually, you have become conscious of your True Self, which is distinct from the physical body consciousness or the frontal personality.
Further reading
Part 1 of this article is based on a talk by Kireet Joshi. See How to cultivate Witness-consciousness or Saksi Bhava
Satprem's book The Adventures of Consciousness (amazon) discusses all this in much more detail.
The four stages mentioned above are discussed in Sri Aurobindo, The Life Divine – I: Knowledge by Identity and Separative Knowledge, where they are the four states of knowing :
- knowledge by identity.
- knowledge by intimate direct contact.
- knowledge by separative direct contact.
- wholly separative knowledge by indirect contact.


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Over deze norm
|Aantal pagina's
|Veiligheid van speelgoed
|Gepubliceerd op
This European Standard specifies requirements for the maximum amount and, in some cases, the maximum concentration of certain substances and mixtures used in experimental sets for chemistry and related activities. These substances and mixtures are: - those classified as dangerous by the EC-legislation applying to dangerous substances and dangerous mixtures; - substances and mixtures which in excessive amounts could harm the health of the children using them and which are not classified as dangerous by the above mentioned legislation; and - any other chemical substance(s) and mixture(s) delivered with the experimental set. This standard applies to experimental sets for chemistry and related activities including crystal growing sets, carbon dioxide generating experimental sets and supplementary sets. It also covers sets for chemical experiments within the fields of mineralogy, biology, physics, microscopy and environmental science whenever they contain one or more chemical substances and/or mixtures which are classified as hazardous according to Regulation (EC) No. 1272/2008. This standard also specifies requirements for marking, a contents list, instructions for use, eye protection and for the equipment intended for carrying out the experiments. This standard does not apply to toys that are covered by EN 71-13 (e.g. cosmetic kits). Requirements for certain other chemical toys are given in EN 71-5.
|Nederlandse titel
|Veiligheid van speelgoed - Deel 4: Scheikundedozen en gerelateerde sets
|Engelse titel
|Safety of toys - Part 4: Experimental sets for chemistry and related activities
|Vervangen door


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I feel a bit like I was blindsided by a ninety year old grandma. She came in needing teeth. Had some old, old dentures that needed replacing. Had tried several places and each time the teeth made were a "terrible fit". So she came to me. And I tried my darndest. I really did. I was prepared today to start over again but she had had enough. And that is fair in a way. Someone her age should be expected to adjust to new stuff with difficulty and I think she just has too much stuff going on in her life right now medically.
I guess I was done in by her need, her seeming feistiness and maybe by my own pride at being able to make pretty good dentures.
One refund cheque must go in the mail.
Days like this I think I should stop making dentures. They are the only dental work for which I have ever had to issue refunds. And I do honestly try my very best to satisfy the needs of the patient so it is a real let down to have a patient give up on me, refusing to let me rectify the problem. Makes for a crappy day.


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A Note from Dan - Summer 2018
Dear Members,
Those who learn what I do and where I work will sometimes ask, "When's a good time to buy a home?" That question is always an interesting one. They say timing is everything, but we don't all follow the same beat. I usually respond with a question of my own, "Are you ready to?"
Ask a friend when a good time to buy a home is, and they might say, "Now!" Ask them why and they'll probably tell you because prices are on the rise and interest rates are heading up.
Inflation has been at or just under 2% for some time. Housing prices increased over 7% in Southern California last year and more than 10% in Southern Nevada. So, prices are certainly going up. Everyone and their brother-in-law have predicted increasing interest rates and, to offset concerns about inflation, the Fed has in fact been bumping up rates. More increases are ahead.
So, let's backtrack. The question you may really want to ask is "When's a good time for ME to buy a home?" If higher rates and home prices mean you risk no longer qualifying, then now may be the time.
If that perfect three-bedroom house has a "For Sale" sign in the front yard, then now's the time. It's the time to buy if your credit can be categorized as reasonably good, good or excellent. If you aren't carrying excessive debt, and you've saved enough for a decent down payment, now's the time. It's as much about where you are as where the market is. You want to be as comfortable with the decision to buy as you will be in the home you buy.
The bottom line: if you want to buy a home and you're ready to buy now, then now's a good time. Roughly 64% of Americans are homeowners. Whether you're looking to buy your first home or your next one, we can help. And we can do it now or whenever the time is right FOR YOU.
Sincerely yours,
Dan Rader


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text: I've learned a lot about being a parent in the almost 17 years I've been one. I've learned to fill a cup only half full for anyone under the age of six because they're most likely going to spill it. And not to let anyone of same … Continue reading All Wrapped Up


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2.16 The Miller's Daughter
Wonder Twin Powers, Activate!
2.16 The Miller's Daughter
Wonder Twin Powers, Activate!
woooo productivity!
David and Iman's official church wedding at Saint James Episcopal Church, in Florence, Italy in 1992
It's a new year and my birthday is tomorrow, so what better time to say thank you and try to give a little bit back to everyone
who's been so supportive and appreciative of me and my art and my blog!
So, I'm giving away 5 prizes at random. Winners will be able to choose 2 mini bookmarks or 2 photo prints from my Etsy shop,
or 1 of each. They don't have to be the specific ones pictured above, those are just examples! You'll be able to
pick any bookmark/print I have in stock.
- you
must be following me, since it's meant to be an appreciation for my
followers. Please don't follow me just so you can enter, that's silly.
- you
must be willing to give me your address, obviously, and if you're under
18 you'll need your parent/guardian's permission to do that.
- reblog to enter – up to 5 entries per person, likes don't count (but you're welcome to like this post, of course.)
- yes to international shipping!
- winners will be picked randomly
- deadline is the 18th of January, 2 weeks after my birthday!
That's all there is to it! Thanks for being here, guys. And good luck!
(Mandatory disclaimer that this is in no way affiliated with Tumblr, no one's profiting from it except the winners, and so on.)