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Aequitas Concerns
Investors reading recent news about Aequitas Capital Management, Inc,. and Aequitas Investment Management, LLC are rightfully concerned. Recent reports reveal dramatic layoffs and trouble with its for-profit college partner, Corinithian. Articles expose cash flow issues, sudden layoffs, and a failure to repay investors on schedule. Mr. Banks, a securities attorney with Samules Yoelin Kantor LLP, has been speaking with investors since 2011. If you are an Aqueitas investor, Bob Banks will provide a free and confidential review of whether claims might exist based on your investments and whether you have a right to recover your loss.
The Portland Business Journal has reported trouble with Aequitas several times in the last few years. First, in early 2013 when a lawsuit was filed by American Student Financial Group in southern California. And then again in July of 2013 when more details emerged about their association with troubled student loans was revealed. Another article was published in June, 2014 when a judge ordered $2.5 million to be set aside ahead of trial. Our office started an early investigation which we announced on our our blog. It is interesting to note that former Aequitas employees mention poor fiscal management in their public reviews as well.
Bob Banks leads the Investor Defenders practice group at Samuels Yoelin Kantor, LLP. Please review his extensive credentials and experience and contact him directly by phone at 800.647.8013 or by email at firstname.lastname@example.com
We always encourage concerned investors to contact the North American Securities Administrators Association Nation (NASAA) or the Securities Exchange Commission (SEC) However, while filing a complaint with these agencies is helpful for future investors, it is not likely to result in any loss recovery for you, and it does not stop the applicable statutes of limitation from running. Those time periods do not stop running until a lawsuit or FINRA arbitration claim is filed.
If you have questions, concerns, or information about Aequitas investments, please contact our office at 800.647.8130. Our home page gives an introduction to this informational site and you may review our extensive credentials and experience here.
Disclaimer/Attorney Advertising


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3 KEYS to torch body fat AND steer clear of big scary diseases!
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- Burn more body fat in less workout time
- Hack into your superpowers! Rev up your body and brain with 3 specific foods and 2 simple workout moves.
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- Know the MOST Simple way to keep feeding yourself the best stuff every day.
CLICK HERE TO REGISTER! Feb 13-16th
( 3 time options to best accommodate YOU!)

subset: commoncrawl


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Indian Wedding Cards :- Your wedding begins long before the big day arrives. It starts months before when you begin planning for this special day. Your wedding day requires a lot of planning and attention to detail, even down to the smallest of decisions. So get things started off right by giving Regal Cards the opportunity to be the company that you use to announce your wedding to your guests through Indian wedding card.
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Pay the heavy goods vehicle (HGV) levy
You need to pay the levy before entering the UK if the HGV:
- isn't registered in the UK
- weighs 12,000kg or more
Before you start
From 1 April 2014, you'll have to pay a levy before driving an HGV that weighs 12,000kg or over into the UK.
You don't need to sign up for an account to use this service but if you do you can:
- pay the levy faster
- change the dates you want the levy to start (up until 1 day before)
- get a refund
- buy a levy for more than 1 month
- see your payment history
- register and manage your vehicles
- allow someone else to manage your account
You can also check if you've paid a levy on your vehicle. You'll need to know the front licence plate number of the vehicle you want to check.
How to pay
You can pay by:
- credit or debit card
- fuel card
- prepayment through your account
- bank transfer
- PayPal
You can also pay in cash where available.


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Eyelash Vendors Wholesale Mink Lashes Lash Vendors Eyelash Manufacturer
Qingdao Prada Lash Vendors was founded in 2007, the predecessor of Qingdao Prada False Eyelash Industrial Factory. We have been committed ourselves in eyelash production for over 10 years. False eyelash plays an significant part in women's daily life, it is not only a implement to make you perfect, but a kind of art to make women more feminine.
We pursue supply the top quality product for our clients all the time. Fashion or beauty is moving forward. Only when we seize the changes and venture to think, we will create the best and superb things to expand the markets and offer the satisfying service for clients.
Focusing OnFalse Eyelashes
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There are many distinct styles which we made, and we also do the styles according to your photos or samples. OEM is also available. We make eyelash for both people and toy. So the categories of our eyelashes are various. Apart from false eyelash, beauty tools are also being made now, like tweezers, eyelash curlers, brushes and more. About the packaging, we have our own box style, but we also can do customized packaging for you.The packaging designer is our significant component.Only if you have any idea or draft of packaging, we can do it depend on you.
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Tremendous And Professional Daily Output
Enormous professional eyelash workers make up our company.It's about over eight years since most of them have been in eyelash production.Our total workers are up to 60 and daily output is over 30,000 pieces. The daily output efficiency is pretty high, and each product will be superb after inspection.So our company can make an effort to reach your requirement.
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Our factory is the long-term supplier of market. We have been supplying the 3D Mink Eyelashes to big markets. We have supplied the magnetic eyelash to Amazon warehouse since 2017.Our quality is excellent in most wholesaler of Amazon minds and we are both keeping long-term relations until now. Our products are exported to many countries, like the US, Germany, France, the UK, Paraguay, Botswana and more. The best-selling is the United States.
Contacy With Us
One of our advantages are that the buyers can completely controlled the factory price and the quality.If you have any questions or request you can contact us directly and we will improve as soon as possible. Due to the fact that our products without commission of trading company, so the price of our products is very preferable for buyers.
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I would love to share another round of fairly recent (if you count last october…) LetterLove – all of them travel related. Over the past 9 months I have done a bit of traveling and almost managed to letter each city or place I was about to travel to. Most recently I have been to Dublin & Copenhagen for a little over a week and enjoyed my 'ME' – time. Writing, reading, wandering around,… it's been lovely. While in Ireland I actually enjoyed to letter without a brush-pen & just with my Pentel Ball Pen – or with some even pen with a even finer nip.
I travelled to the Baltic Sea (Ostsee in german), beautiful Amsterdam (first time!), Cologne – and as mentioned Dublin & Copenhagen. I really do believe that I should letter way more Cities and their Airport Shortnames (like CPH for Copenhagen). I love that you only need to read 3 letters to know which city has been mentioned. So simple. Here are few examples of my CityLetterings:
…many more are planned. Next stop for me will be London btw. – for Blogtacular! Whoop whoop!
Let's do this! More adventures, more letterings, more blogging (well… i really need to work on that!).
Do you have any travel plans in the near future? If so, where to?


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This time of month a bowl of delicious warm soup is the best meal along with homemade crusty bread. I have been trying many different recipes and today is Carrot Fennel Soup (Epicurious app ). Smells yummy and is low calorie as well. Since most of us are trying to lose weight this time of year that is a 'good thing".
Sewing is still on my 'to do' list along with dog walking our new Rhodesian Ridgeback. What was I thinking there !
Exercise, low fat meals; it is all good !
My sewing schedule is listed for this month and some samples of machine embroidery follow along wit 2 new tops
enjoy, stay warm and keep in touch.
Sewing Worksop pattern 'Japonesque Top' and knit top is Butterick #5954


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Marathon Training Is Like … Planning
Marathon training is like planning.
I am currently training for a full marathon that I will run on January 18 in Houston, TX. I am neck deep in to the training plan right now, and there have been several times that I have asked myself, "WHY am I doing this? AGAIN?!!"
Since this is my second marathon, I am much more aware of the importance of good planning.
In my first marathon, I had a great training plan that I obtained from HalHigdon.com. He has training plans for all lengths and types of runs, but I pulled up the novice marathon training plan.
It was a great plan. It started out with moderate runs and slowly but surely it stretched out to longer runs. I remember specifically a day that the plan called for a twenty mile run. A twenty mile run. I was training in Indiana for the race, and it was horribly cold outside so I ran on a treadmill.
Shortly after I got on the treadmill, a young mother showed up and placed her baby in a car seat attachment next to her. She then proceeded to change the TV to "Bob The Builder". She ran for twenty minutes and then left me stranded there watching "Bob The Builder" – SIX STRAIGHT EPISODES!
After running for seventeen miles, I could not take "Bob The Builder" anymore so I got off the treadmill to go change the TV channel. I never got back on the treadmill. I never ran the other three assigned miles.
I ended up shortchanging one more twenty mile run that was on the plan.
Guess what happened? During the marathon, I ran great until mile 17. By mile 19, I was hurting so bad that I stopped and walked for awhile. I ran-walked the final 7.2 miles. I finished, but I really paid dearly for not following the plan.
Have you ever planned your spending and then failed to follow it? I know I have in the past. I made it through the month, but I paid dearly for not following the plan.
That is how marathon training is like … plannning.
Will Rogers said that "even if you are on the right track, you will get run over if you just sit there."


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Introducing the XUANLAN Emergency 13-in-1 Survival Kit
XUANLAN Emergency 13-in-1 Survival Kit
➤【ALL IN ONE SURVIVAL KIT FOR EXTREME ADVENTURES】This all in one survival kit contains everything that any survivalist or outdoor enthusiast would need. Includes fire starter, scraper, swiss card, flashlight, whistle, folding knife, tactical pen, Survival Bracelet, Wood Cutter, Water Bottle Clip and black box
➤【UPGRADED – MORE SAFETY AND PRACTICAL】5-IN-1 paracord bracelet with embedded compass, fire starter, emergency knife & whistle; Cold Steel Military Knife: Black cold steel blade and black aluminum handle. Anti-Rust, Durable
➤【BREAKING CAR GLASS IN EMERGENCY & SIGNAL TO RESCUERS】 A tactical pen is prepared for breaking car glass in emergency, also can be used for self defense and normal writing. the whistle that made by Aluminum Alloy generates sound as loud as 120db, Double Tube with high frequency design can be heard from far distance, help you easier to be found by rescuers
➤【FITS INTO BACKPACK, LIGHTWEIGHT, DURABLE AND WATERPROOF CARRY CASE】 The dimensions of our professional survival gear is 4.1 x 1.8 x 6.3 inches. The entire box weighs only 0.98 pounds.This ultimate kit is compact enough to easily fit into your backpack and car
➤【PERFECT GIFT】 It's necessary when camping, hiking, adventures, survival and in emergency situations. You would find this pretty cool as a stocking stuffer or birthday gift. And also can develop the child's ability to survive with kids hiking and camping kit. Giving a surprise to your Darling
XUANLAN Emergency 13-in-1 Survival Kit


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A long time ago—certainly before I moved my blog to WordPress—I wrote about Sir Richard Francis Burton, how I would like to have lived his life.(I'll look it up for you and re-post it sometime in the next week or two.) The other person whom I admire so much that I would like to have been him is Sir Patrick Michael Leigh Fermor. Both were knighted; both were world travelers; both had superb intellects; and both were superb writers.
At the age of eighteen, Fermor decided to walk the length of Europe, starting from Holland and ending up in Constantinople. Most of his trip was covered by two volumes he wrote years after the fact: A Time of Gifts (1977), covering from Holland to the Hungarian Border, and Between the Woods and the Water (1986), covering Hungary and Romania. When he died in 2011 at the ripe old age of 96, he will still working on the third volume. I was heartbroken at the loss, feeling I would never find out how his trip ended.
Thanks to his good friends Artemis Cooper and Colin Thubron—himself no mean travel writer—the third volume has finally come out. It bears the title The Broken Road: From the Iron Gates to Mount Athos (2013). Fortunately, enough of the text is pure Fermor, which is quite a complement. Take this passage, for example, describing Romanian Orthodox art:
I was fascinated, and slightly obsessed, by these voivodes and boyars as they appeared in frescoes on the walls of the monasteries they were always piously founding — crowned and bearded figures holding up a miniature painted facsimile of the church itself, with their princesses upholding its other corner, each with a line of brocaded, kneeling sons and daughters receding in hierarchical pyramids behind them. Still more fascinating, later portraits,hanging in the houses of their descendants—some by unknown local artists who travelled through the principalities early in the nineteenth century—showed great boyars of the princely divans, men who bore phenomenal titles, most of them of Byzantine origin, some of them Slav: Great Bans of Craiova, Domnitzas, Bayzadeas, Grant Logothetes, hospodars, swordbearers and cupbearers, all dressed in amazing robes with enormous globular headdresses or high fur hats with diamond-clasped plumes, festooned with necklaces, and jewel-crusted dagger hilts.
What a whiff of Eastern Christianity is in this passage from pages 183-184! It is typical of Fermor's obscurely beautiful lists that can pop up anywhere in the text.
As if his travel and writing were not enough, Paddy Fermor was a legitimate war hero. During the Nazi occupation of Crete, as a member of the Special Operations Executive (SOE), he helped organize the Greek resistance and carried off the German commandant, General Heinrich Kreipe, over several mountain ranges to a waiting British submarine. At one point, the captive Kreipe was so impressed by the scenery, that he quoted some lines by Horace in Latin. Fermor finished the quote, also in Latin, at which the astonished Kreipe could only mutter, "Ah, so!" Fermor commented that both he and Kreipe had "drunk at the same fountains" of learning.
Other books by Fermor include the following titles which I have read:
- The Violins of Saint-Jacques (1953)
- A Time to Keep Silence (1957)
- Mani: Travels in the Southern Peloponnese (1958)
- Roumeli: Travels in Northern Greece (1966)
- Three Letters from the Andes (1991)
All are travel books except the first, which is a novel. The only book of his I have not yet read is The Traveller's Tree (1950), about his sojourn in the Caribbean. Also well worth reading is his wartime colleague W. Stanley Moss's Ill Met by Moonlight: The Abduction of General Kreipe (1950). Most of Fermor's books are available in attractive paperback editions from the New York Review of Books.


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A new space that celebrates microscopic members of the animal kingdom opens this week at the Grant Museum of Zoology, UCL.
The Micrarium is a place for visitors to come and explore tiny specimens. It's often said that 95% of known animal species are smaller than your thumb, but despite this most natural history museums fill their displays with big animals.
To right this wrong, the Grant Museum has converted an old office into a beautiful back-lit cave covered with wall-to-wall microscope slides.
Jack Ashby, Manager of the Grant Museum of Zoology, UCL, said: "While public displays very much focus on larger animals, most natural history collections have thousands of very small specimens kept in their storerooms which are rarely shown to the public.
"The Micrarium is a real experiment – we don't think anything like this has ever been done before. Museums have struggled to come up with a good way of displaying material like this. Our solution is a really beautiful installation where people can explore the huge diversity of tiny lives. We can't wait to see what people think."
Over 2000 slides are on display in the Micrarium, lining the walls from floor to ceiling and set against light boxes.
See http://www.ucl.ac.uk/news/news-articles/1302/130207-Grant-Museum-opens-the-Micrarium-a-place-for-tiny-things for full details and a video of the display installation.


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|Custom music
Custom MusicIf you don't want to listen the game's sound, if you want listen your playlist, follow our tips.
The structure of the "Music" folder in the My Documents/EA GAMES/The Sims 2 directory, is show in the image here on the left. The game can read all files in mp3 format, so you can place your favourite songs in these folders.
The original game's file remain on its place and so you'll listen these tracks too.
How can you divide your songs? Follow is the description of every subfolder.
Everywhere is not possible delete default music. If you delete that files you have serious problem with the game. The only thing you can do is deactivate songs by edit the audio setting as in the image below:
Extract game musicIf you want extract the music from the game as mp3 for listen them where you aren't playing or for movie making the follow is the solution.
You need a tool this time: Simpe. You can find more detail and link to download this tool on this page.
Now, if you have this tools we can go ahead.


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Copyright 2008
October 10-11, 2008
Cataggaman Elementary School
Opening Parade
The PNP spearheaded the parade around the barangay
CES Drum & Lyre
Children with Special Needs (CSN)
Grade I Team
Grade II Team
Grade III Team
Grade IV Team
Grade V Team
Grade VI Team
Dr. Hygenus Soriano, district supervisor & Mr. Richard M. Bacud, school principal and some Relieving Teachers enjoyed walking during the parade.
Dr. Hygenus P. Soriano delivered his message during the opening program.
Mrs. Beatriz Pagulayan, ES I-PEHM, congratulated the school for initiating such activity
Field Demonstration
Kindergarten Team
CSN Team
Grade I Team
Grade II Team
Grade III Team
Grade IV Team
Grade V Team
Grade VI Team
Grades I-III pupils play parlor games
Sack Race
"Kadang Kadang"
Awarding Ceremonies


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The sleepbuds are designed to mask noise and disturbances while you sleep. Because of this, they can affect your ability to hear other sounds, such as alarms, warning systems, people or pets.
Applies to:
Before you begin
Set an appropriate volume
To balance the levels of noise masking and awareness you want, set an appropriate volume level for your needs. The volume should be high enough to mask noises that are disturbing your sleep, but not so high that you can't hear the sounds you want to hear.
In the Bose Sleep app, set the volume to the lowest level, then increase it gradually until you reach a comfortable level. The lower the volume, the more likely it is that you'll be able to hear the sounds you want to hear.
Tips for maintaining awareness
If you're concerned about your ability to hear sounds while wearing the sleepbuds, try the following:
Basic tips:
- The Bose Sleep app alerts you if you increase the volume above a certain level. For increased awareness, set the volume below this level. Based on our research, we believe that doing this improves your ability to hear sounds in your surroundings while wearing the sleepbuds
- If you sleep with a partner, consider relying on your partner to help you stay aware of your surroundings while wearing the sleepbuds
Advanced tips:
These tips make the sleepbuds less effective at masking noise, but further increase your awareness of your surroundings.
- Wear only one sleepbud
- Set your current masking sound so that it stops after a certain amount of time instead of playing all night. You can do this by setting a sleep timer for your current masking sound in the Bose Sleep app
Downloading the Bose Sleep app
Download the free Bose Sleep app. This is required to control your sleepbuds, manage wake-up alarms, select masking sounds and configure advanced settings.
Powering on
With the Bose logo facing you, slide the lid of the charging case away from you to open
Wait for the sleepbuds' charging lights to slowly blink white, then remove them from the charging case
Powering off
Place the sleepbuds in the charging case to power off. Wait for the sleepbuds' charging lights to slowly blink white, then close the case.
Connect your mobile device
With your sleepbuds removed from the charging case, open the Bose Sleep app and follow the app instructions. The Bose Sleep app allows you to control your sleepbuds, manage wake-up alarms, select masking sounds and configure advanced settings.
Disconnect a mobile device
Use the Bose Sleep app to disconnect a device.
Note: You can also disable the Bluetooth feature on your device to disconnect. Disabling the Bluetooth feature on your device will disconnect all other devices.
Reconnect a mobile device
When the sleepbuds power on, the most recently connected device automatically reconnects with them.
NOTE: The device must be within range (30 ft or 9 m) and powered on.


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The Effects of Fiscal Stimulus: Evidence from the 2009 'Cash for Clunkers' Program
---- Acknowledgments ----
* We thank seminar participants at the University of Chicago Booth School of Business for comments. We are grateful to the National Science Foundation, the Initiative on Global Markets at the University of Chicago Booth School of Business, and the Center for Research in Security Prices for funding. The results or views expressed in this study are those of the authors and do not reflect those of the providers of funding or data used in this analysis. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research. The appendix for the study is available at http://faculty.chicagobooth.edu/amir.sufi/clunkers_miansufi_20100901_appendix.pdf.
Contact Us


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Category Archives: Dell
Upgrade Dell 8024-k Blade 10Gbe Switch (Interconnect)
a quick note for upgrade M8024-K from 4.x firware to 5.x
Before do something need to be backup, before backup 🙂 you need to be sure that running config copied to startup or not
Pls be sure about running config same with startup config
copy running-config startup-config
I guess you already have it but be sure that you have enable password
M8024-k-10Gb-ESW-B1#(config)# enable password XXXXXX
M8024-k-10Gb-ESW-B1#copy running-config startup-config
Copy running config to TFTP server, i'm using Solarwinds free TFTP server, its running on windows also because of i have a blade i can use outbound port for connect it
M8024-k-10Gb-ESW-B1#copy running-config tftp://10.110.1.251/M8024-k-10Gb-ESW-B1.txt
After you check the backup output because sometime TFTP looks like uploaded but uploaded file shouldn't be %100
From support.dell.com page with using the tag of switch or from products pls download a new version or required version and unzip it , you have to catch a file with over .stt pls put it on TFTP root folder, for solarwinds you have to see it on C: drive like TFTP-ROOT and download it from switch like below
M8024-k-10Gb-ESW-B1#copy tftp://10.110.1.251/PCM8024kv22.214.171.124.stk image
Transfer Mode……………………………. TFTP
Server IP Address………………………… 10.110.1.251
Source File Path…………………………. ./
Source Filename………………………….. PCM8024kv22.214.171.124.stk
Data Type……………………………….. Code
Destination Filename……………………… image
Management access will be blocked for the duration of the transfer
Are you sure you want to start? (y/n) y
TFTP code transfer starting
13013624 bytes transferred…
File contents are valid. Copying file to flash…
File transfer operation completed successfully.
Now be sure that switch placed right place the image with show version command like below
M8024-k-10Gb-ESW-B1#show version
Image Descriptions
image1 :
image2 :
Images currently available on Flash
unit image1 image2 current-active next-active
—– ———— ———— —————– —————–
1 126.96.36.199 184.108.40.206 image1 image1
Maybe on your side a new version could be on image1 pls be careful
Activate it
M8024-k-10Gb-ESW-B1#boot system image2
Activating image image2 ..
Update the firmware , means start to use a new firmware, this will require reboot on switch be careful and if you have a stacking on switch side then it will take more time and master switch take care about process
M8024-k-10Gb-ESW-B1#update bootcode
Update bootcode and reset (Y/N)?y
Issuing boot code update command… Validating boot code from image…CRC Valid.
From CMC , because i'm using blade pls connect to the switch and update CPLD, i can do this update via CMC because from switch its not allow me.
If you wonder what is CPLD you can find out from this link http://en.wikipedia.org/wiki/Complex_programmable_logic_device , UNDERSTAND 🙂
Make ssh connection to CMC
$ connect switch-3
connect: acquiring remote port.
Connected to remote port.
Escape character is '^\'.
Execute such command , you should check the revision, it should be 5
M8024-k-10Gb-ESW-B1#dev cpldTest
HW Version : 6
SFP_TX_POWERCONTROL register = f
SFP STATUS_1 register = 7f
SFP STATUS_2 register = 7f
Slot 1 status: Slot 2 status: SFP+ MODULE INSTALLED
value = 22 = 0x16
And update it
console#dev cpldUpdate
Don't worry you will get some error kind of message out but its okay continue and last reset of switch via CMC again.
$ racadm chassisaction -m switch-3 reset
Module power operation successful
After switch restart pls login and check you config and version , thats it
Time Config – Dell Blade Switchs
First enter to configuration mode and execute such commands (xx.yyy.zzz.ttt is your ip of ntp server)
sntp unicast client enable
sntp server xxx.yyy.zzz.ttt
to check everything pls execute command below
HEYBELIADA-M6348-A2#show sntp status
Client Mode: Unicast
Last Update Time: APR 13 11:39:14 2012
Unicast servers:
Server Status Last response
————— ———————- ————————–
xxx.yyy.zzz.ttt Success 11:38:09 Apr 13 2012
to check whole config execute command below
HEYBELIADA-M6348-A2#show sntp configuration
Polling interval: 64 seconds
MD5 Authentication keys:
Authentication is not required for synchronization.
Trusted keys:
No trusted keys.
Unicast clients: Enable
Unicast servers:
Server Key Polling Priority
——— ———– ———– ———-
xxx.yyy.zzz.ttt Disabled Enabled 1
Same config is also working on M8024-k too.


text:
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Carroll Publishing offers flexible data set license options for your customized internal use
Select from 5 pre-defined packages of data sets or customize a data set to your internal needs. For immediate assistance, please give us a call at (703) 340-8329.
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After a one-time data conversion and formatting session, clients are ready to access the data via an FTP site. Data is updated and refreshed twice every month. Clients are notified when the updated data is available.
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Key contact fields include:
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text:
Dear Mr Christie –
I wanted to congratulate you on your win. Hopefully now we can make some very necessary changes to New Jersey, and I hope for the better.
I did want to point out to you the importance of tourism and the image that New Jersey portrays to the world. Everyone goes over the numbers – billion dollar industry, for every dollar invested in tourism the state gets back over $30, etc, etc. But really it seems that this gets lost on people and the politicians really don't seem to understand how much people's livelihoods are tied to the tourism industry. Not just directly like Six Flags Great Adventure or Liberty Science Center, but indirectly also, from the fisherman who catch the fish, to the farmers who supply fresh fruits and vegetables to the restaurants, to the laundry and maid service for hotels. Most politicians seem to think that "tourism" – means fun and vacation – not money and so they think of it as a frivolous expense. This is the farthest thing from the truth and New Jersey relies very much on the tourism dollar. Here is a blog post I had written concerning how tourism touches everyone's life in New Jersey –
NJ Tourism and You – Perfect Together
Now in addition to numerous cuts in state tourism funding, New Jersey is besieged by negative press from reality shows, late night talk show hosts, etc. This all has an affect on how effectively our tourism advertising works. The latest attack is the MTV show called "Jersey Shore". MTV's promos describe it as this – "… the hottest, tannest, craziest Guidos. They keep their hair high, their muscles juiced and their fists pumping…Get ready for a whole new crazy." Now if that wasn't bad enough – this is how New York's NBC describes OUR Jersey Shore in their review of the show….
'If you thought "The Hills" was bad, just wait for MTV's "Jersey Shore," starring the "hottest, tannest, craziest Guidos" around as they wade (carefully) through the (dirty) water and step (gingerly)on… the (needle-ridden) sand on their way to down Jagerbombs.'
NBC New York – MTV Launches Jersey Shore Reality TV Show
New Jersey needs to start standing up to these negative stories, we need to take control of our message, similar to what Cory Booker did for Newark against Conan O'Brien. Tom Kean stood up, Christie Todd-Whitman defended New Jersey against media attacks, but with McGreevey and Corzine, it's been pretty quiet and the tourism industry is very much feeling the affects. Secretary of State Nina Mitchell-Wells has done an excellent job with what she has been given and has been a HUGE tourism advocate. But it seems that many politicians, including Corzine, just don't get it.
I am imploring you to please look at the importance of tourism on the state's economy. Look at the condition of our historic heritage sites – which by the way – tourists that frequent historic sites, spend more on lodging, restaurants and other activities, and this brings even more money into the state's economy than the casual beach goer.
In addition to being president of AboutNewJersey.com, I am also Vice President of the Princeton Battlefield Society – the Officially Recognized Friends Organization of Princeton Battlefield State Park. We have huge untapped resources that if we can get them funded and improved, we would be bringing in tourists who would be spending their money in New JERSEY and helping the state's economy. Princeton Battlefield is only one small piece of the untapped heritage tourism puzzle – but it is one of the most important ones. It is where Washington's first victory over the British occurred, his first victory occurring in Trenton over the Hessians, not to mention his world famous Christmas morning crossing of the Delaware. It is why these ten days are referred collectively as "THE Ten Crucial Days". Without these victories, there would be no United States today – the army enlistments were up December 31st. Washington convinced his men to stand by him for one last attempt and that attempt was right here in Trenton and Princeton. But because of lack of funding, we lose the tourists AND their money to Williamsburg, Valley Forge, Gettysburg and Philadelphia. Because of lack of funds , these state treasures and tourism magnets are closed, in severe disrepair and under-manned. The Clarke House, the house where General Hugh Mercer died and witnessed Washington's first victory on it's farm fields, has shutters falling off, windows cracked, the fireplace is unusable and has no adequate space to properly display the museum pieces.
Other states understand tourism, Pennsylvania, New York, North Carolina, California. Even New Orleans understood the importance of having Mardi Gras after Hurricane Katrina – even though so many people were saying – how could they put on Mardi Gras when people lost their homes. New Orleans recognized that it was the ONLY way to bring money back into the economy and save so many people who were struggling and businesses that were about ready to fail because people weren't going to the restaurant, or staying at the hotels. It is time that New Jersey once again understood tourism and the importance of the state's public image. Tom Kean understood this, as did Christie Todd-Whitman and I sincerely hope you will too.
Thank you –
Robert Rosetta


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Hudson Reed Revive Radiator Robe Hook HL316
Suitable for use with with the Revive range of radiators Finish Chrome Length - 0.125 Width - 0.055 Height- 0.035
Hudson Reed Revive Radiator Robe Hook HL316 fits perfectly in any radiators in bathroom. They come with such specification and features that suits any bathroom radiator. This product helps in hanging the towel or anything. They provide extreme benefits at cheaper rates.


text:
I was faffing around the other day reorganising my bookshelves when I came across a book I bought years ago when I was a student in Brighton, purchased from a cut price book shop, the book cost about a pound, because the copy on the dust-jacket was printed upside down.
The book is 'The Last Sitting' by Bert Stern a story of the last photo shoot of Marilyn Monroe before her untimely death. The shoot was for Vogue and the photographs were taken over three photographic sittings in June 1962 (she died in August 1962).
Out of all the hundreds, probably thousands of images of Marilyn, I think Bert Sterns photographs are my favourite, I think he managed to capture something that other photographers missed.
The book is a bit tatty now, I had it in one of the guest bedrooms for years and unsurprisingly it was very well thumbed! The dust jacket is long gone. Now it is safely on the bookshelf. It was a joy to discover it again, not only are the photographs beautiful and haunting (given the timing) but I remember it was a fascinating story, I think I will be reading it again soon.
The book I have is the abridged version first published in 1982, I believe there is a newer book 'The Complete Last Sitting' with more photographs.


text:
Our instructors are not only great dancers, they have been carefully selected and trained to be experts in both dancing and how to teach. Their enthusiasm is also highly contagious! –You've been warned! 😉
During your one-on-one private dance lessons, your instructor will personalize your instruction to help you achieve your goals in dancing. We recognize that everyone's goals are different and that you will enjoy different dances. Your instructor will spend the necessary time to teach you the appropriate techniques and styling that will enhance your dances.
Group Classes are great opportunity to receive supervised practice in your dancing. Often it is hard to practice on your own at home, especially at the beginning of your dancing. Group classes allow you to develop muscle memory, develop good habits and receive an introduction to new dance steps that will help you progress quickly in your private lessons.
Weekly dance parties are held to allow you to practice all you have learned from your lessons in a fun social setting. We play a variety of music so you can practice all of your dances. Instructors are on the floor at all times during the party to help and dance with students.
An Arthur Murray Medal Ball is a formal event to honor students that have graduated through different levels in their dancing. There is a reception with delicious food, socializing, and of course dancing.
A Showcase is a one-day event where students present personalized dance routines. Some students enjoy this event as a preparation for competition or as a milestone of their progress. Routines help students to develop musicality, presentation, and grouping of patterns that they can lead socially.
Latin Dances
Ballroom Dance
Wedding Dance
Country Dance
Contact Us
Arthur Murray Dance Studio | Montclair
8660 Central Ave. | Montclair, CA. 91763
Phone: (909) 920-3066
Hours: Monday - Friday | 1:00pm - 10:00pm
Hours: Sat. By Appointment | Sun. Closed
Email: email@example.com
Arthur Murray Dance Studios
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text:
City of La MiradaHome Menu
Refuse & Recycling
La Mirada Refuse and Recycling Programs
The City of La Mirada operates a multi-layer approach to refuse and recycling with various programs designed to fit the needs of residential, commercial, and multi-family dwellings. After an extensive Request for Proposal process in 2009, the La Mirada City Council approved an agreement with EDCO Disposal Service for the exclusive collection of Refuse, Recycling, and Greenwaste. For your convenience, information is listed below on the various programs offered to residents. For additional assistance, please visit EDCO Disposal or contact the City's recycling coordinator at (562) 902-2385.
- Residential Recycling and Refuse – The City of La Mirada contracts with EDCO Disposal Service for the collection of Refuse, Recycling, and Green Waste from all single family dwellings. Residents are provided three 90-gallon bins for refuse, recycling, and green waste. In addition, EDCO also provides the following services at no charge:
- Unlimited Bulky Item Pick-Up - Bulky items include hard to handle items such as furniture and major appliances. Bulky items are collected on your regular trash day provided a request is made 24-hours prior to pick-up. Please call EDCO at (562) 597-0608 to schedule a pick-up
- E-Waste and U-Waste curbside Pick-up - Please call EDCO at (562) 597-0608 to schedule a pick-up
- SHARPS Collection - Please call EDCO at (562) 597-0608 to schedule a pick-up
- Senior Discount (62 and above)
- Bi-annual mulch and paper shredding event
For more information on the Residential refuse, recycling, and Greenwaste program, please visit EDCO Disposal or contact the City's recycling coordinator at (562) 902-2385.
- Commercial Recycling and Refuse – The City of La Mirada takes an alternative approach to recycling in the commercial sector and multi-family dwellings. Since 1995, all refuse generated from the commercial sector has been taken to a materials recovery facility (MRF) where the material is sorted and maximum diversion is achieved. In 2012, the State of California implemented AB341 which is a mandatory commercial recycling effort. Due to the City's use of the MRF, all of the commercial and multi-family dwellings are in compliance with this law. For more information, contact EDCO at EDCO Disposal or the City's recycling coordinator at (562) 902-2385. Green Business Tools are also available here.
- Construction and Demolition – In an effort to reduce the amount of inert material that is disposed of in landfills, the City of La Mirada adheres to the CALGreen Construction Waste Reduction Requirements for all construction projects. This programs aims to maximize recycling for construction and demolition projects. Contractors have the choice of using the City's Exclusive Franchised Hauler to collect and recycle Construction and Demolition material, or they may self-haul and show proof of mandatory diversion. For more information, contact the City's recycling coordinator at (562) 902- 2372.
- Used Oil Recycling - It is illegal to dispose of used oil in storm drains, or any facility other than licensed oil disposal facilities. Residents may call Public Works for a current list of used oil disposal locations, or take the used oil in a sealed container to a Household Hazardous Waste Round Up.
- Beverage Container Recycling – The California Department of Resources Recycling and Recovery (CalRecycle) administers funding programs to assist organizations with establishing convenient beverage container recycling and litter abatement projects, and to encourage market development and expansion activities for beverage container materials. The City of La Mirada currently receives funds for Beverage Container Recycling and utilizes it for litter abatement programs in the Public Right-of-Way.
- Household Hazardous Waste – The City of La Mirada participates in the Los Angeles County Household Hazardous Collection Program events which is sponsored jointly by the Sanitation Districts and Los Angeles County. The Household Hazardous Waste Collection Program gives Los Angeles County residents a legal and cost-free way to dispose of unwanted household chemicals that cannot be disposed of in the regular trash. In addition to several permanent drop-off sites in Los Angeles County, weekly events are also sponsored by various cities. For a list of accepted material and a current list of permanent locations and weekly mobile events, visit the County website.
- Composting Workshops – Los Angeles County offers free Smart Gardening workshops to improve your lawn/garden and reduce waste. No reservations are needed for this workshop and they are 1.5 hours and are held at Learning Centers, libraries, parks, and schools. Both Beginner Workshops and Advanced Workshops are available. For a list of locations and schedule of classes, visit the Composting workshop website.
2020 Holiday Trash and Street Sweeping Schedule
Thanksgiving - November 26
Trash – Thursday Pick-up moved to Friday, November 27.
Friday Pick-up moved to Saturday, November 28.
Street Sweeping – No Sweeping either day.
Christmas Eve – December 24
Trash – No Change.
Street Sweeping – No Change.
Christmas Day – December 25
Trash – Trash will be delayed one day, December 26.
Street Sweeping – No Sweeping on December 25. Regular schedule resumes December 26.
New Year's Eve – December 31
Trash – No Change.
Street Sweeping – No Change.
New Year's Day – January 1
Trash – Trash will be delayed one day, January 2.
Street Sweeping – Regular schedule resumes January 2.


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In his career, he was Israeli Foreign Affairs Minister, Education Minister, Deputy Prime Minister, and ambassador to the United States and to the United Nations. He was also Vice President of the United Nations General Assembly and President of the Weizmann Institute of Science.
© 2020 BQOTD. All rights reserved.


text:
Direct to Auckland
Auckland is a city unlike any other. With incredible natural wonders on the doorstep of a world-class city, Auckland is the perfect destination or ideal gateway for a relaxing holiday, exciting adventure, or close enough for a white Winter short break.
Sunshine Coast to Auckland is only a quick three-hour direct flight, making it easy and convenient.
Experience everything Auckland has to offer, hire a car and tour around New Zealand, or fly to another New Zealand destination and make your own adventure.
The Sunshine Coast <> Auckland season commences 1 July 2020 through to 25 October 2020.
Discover Auckland and beyond
- Gateway to the land of the long white cloud
- Gateway to New Zealand's epic ski fields in the north and south islands
- Sample fresh local gourmet delicacies
- Enjoy some of Auckland's finest wineries on Waiheke Island
- Hire a car and do a self-drive tour around either stunning island
- Stretch your legs on a city heritage stroll or coastline walk
- Pick up some amazing Kiwi arts and crafts or visit a fresh food market
- Visit the award-winning Auckland Art Gallery, Toi o Tamaki
- Gateway to breathtaking adventure activities and extreme sports
- Famous for adventure, try one of Auckland's adrenaline pumping activities
- Experience amazing restaurants and nightlife
- Head off mountain bike riding or horse riding
- Experience the thrill of bungee jumping or paragliding
- Play a round of golf at one of the coastal golf courses.
For more information on short breaks visit aucklandnz.com


text:
Video – The Darkness – I Believe In A Thing Called Love
I am hoping that the recent news of a possible reunion of The Darkness comes true. I would love to hear more songs like the one in the video clip "I Believe In A Thing Called Love". Check it out below.
Leave A Comment ↓
Arrrggghhh!!! I hope the reunion rumors are just that… rumors! The Stone Gods (the Darkness without the crappy singer) were soooooo much better! Give us another Stone Gods album, guys! As for Justin, his band Hot Leg wasn't that bad, can't the Darkness fans just be happy with that? Com'om aren't 2 bands (STONE GODS RULE!!!) batter than 1?!?


text:
Walmart recently announced an intelligent quality management system is being used throughout Walmart supply chains and distribution centers to reduce waste and increase the quality of fresh produce.
The quality management system, called Eden, utilizes machine learning and temperature monitors to predict the freshness (ie. shelf life) of a variety of commodities, ranging from bananas to apples to tomatoes.
Eden aims to track freshness throughout the supply chain, which empowers informed decision making based upon the remaining freshness of a shipment of product.
The company says the technology, will save Walmart $2 billionover the next five years, mostly through a reduction in food waste.
It has already saved Walmart $86 million since it was deployed to its 43 food-distribution centers in January of last year, according to Parvez Musani, vice president of supply chain technology engineering at Walmart Labs.
"We are constantly looking at technology to serve our customers better," Musani told Business Insider in an interview.
The technology will soon extend to the farms of Walmart's suppliers as well.
"We'll have drones flying over the farms" to monitor temperatures and other factors that determine the quality of the produce Walmart is getting from suppliers, Musani said.
The company said the technology will not replace workers, however, saying humans will always be involved in the process of determining food quality.
"The machines will just help speed things up," Musani said.
Making supply chain decisions based on the freshness allows for optimal routing and rotation of fresh produce, which in turn will reduce waste and increase quality, which is a win for all stakeholders.
For example, if Eden sees that the temperature on a pallet of bananas has increased beyond an optimal threshold, the smart system can judge that the quality has degraded, and re-route that shipment to a closer distribution center or store.
The proliferation of technology to fight food waste (and increase the bottom line) has been long overdue.
The technology could also deal a blow to Amazon and Whole Foods, which has been facing customer complaints about the quality of its food produce.
Though Eden is an internal Walmart initiative, other companies provide similar products in the fight against food waste.
Read: An Inconvenient Truth About the Produce Supply Chain – Is New Tech The Solution?
Continuous Product Life Data, From Farm to Store
Verigo's Pod Quality system operates on similar principles to Walmart's Eden.
Pod Quality is the first temperature data logger smart enough to continually translate monitored temperature data into actionable freshness scores of produce in transit.
The key to the new Pod Quality monitoring device is the Quality Analysis engine it contains which translates raw sensor data into a single, actionable metric called Product Life.
This metric results from the analysis of a number of variables – commodity type, initial quality, and product temperature – and translates them to display the number of days of actual remaining shelf-life of that product.
Leveraging over 30 years of research from the USDA and studies with growers such as Driscolls and Berry World, Verigo has developed a growing library of unique Product Life Profiles which each characterize the degradation characteristics of a particular commodity, from Asparagus to Zucchini.
Verigo "smart" pallets will record, analyze, and continuously communicate temperature and remaining Product Life to any phone or tablet within ~15 meters.
At any point in the chain, staff can use the Verigo mobile app to view the quality and history of the products onscreen, without having to install any infrastructure of antennas, readers, or gateways. And as long as the phones and tablets used by staff have an internet connection, all data is automatically sent to the Verigo Cloud platform and is visible to management anywhere in the world.
How It Works
For the first time, it is now possible to do much more than monitor temperatures. With access to information about the shelf-life of individual pallets, stakeholders are empowered to make informed decisions that will reduce shrink by 20-40%.
Growers can now see when post-harvest, cooling, and packing operations are degrading shelf-life more than planned and take corrective action. Wholesalers can see the remaining life of pallets in the warehouse, and prioritize the inventory rotation and routing of pallets to minimize rejections. And receivers can begin evaluating the integrity of the products arriving at the dock before an inspection.
"This concept [smart shelf-life management] has been around for a long time, but it has never actually been developed and released as a usable product. Now that it's here, we have an opportunity to change how quality is managed to prevent millions of dollars in shrink, and provide unprecedented quality to consumers. It's truly a win-win." states Verigo CEO Adam Kinsey.
Related: An Inconvenient Truth About the Produce Supply Chain – Is New Tech The Solution?
Verigo SC24/7 Resources
Pod Quality: Continuous Product Life Data From Farm to Store
This introduction paper provides everything you need to know about Pod Quality, including how it works, features, and benefits. Download Now!
Let's Build a Smarter Food System
This comprehensive presentation provides an in-depth look into Pod Quality and covers the value proposition, product life models, current solutions, and the Verigo solution. Download Now!
Perishable Supply Chains Pod Quality Auditing Guide
This auditing guide details the perishable supply chains for growers, distributors, and retailers, and how using Pod Quality as an auditing tool makes complex supply chains less daunting to analyze with unprecedented insight and control. Download Now!
More Verigo: Resources
Thursday, April 19, 2018, 02:00 PM EDT


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Honored By God Or Destroyed By Yourself
Everyone wants to be honored, yet few want to be humble. Throughout the Bible, it shows us the importance of maintaining... Read More
A Gift To You
The reality is, no one wants to be mislead. Every one longs for the absolute truth. So my beloved friend, here is... Read More


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LISTSERV Archives
CONLANG Home
CONLANG January 2007, Week 5
Habitual and perfect marking and statives
Eric Christopherson <[log in to unmask]>
Constructed Languages List <[log in to unmask]>
Wed, 31 Jan 2007 22:44:03 -0600
(65 lines)
I'm having a lot of trouble deciding on the aspect system in one of
my conlangs. One of the central points of contention is how to mark
habituals and "doer" nouns. (First of all, habituals and doer nouns
will probably have the same form, since the language doesn't really
distinguish nouns from verbs.)
On one hand, I could let habituals be expressed by the bare verb
stem, and mark verbs occurring at a specific time specially. I
somewhat like this idea, because the "nouns" in this language are
mostly built up of verbal roots, and if I decided to have an affix
for habituality, way too many nouns would end up with this affix as
well. (Of course, this could just be an accepted part of nominal
morphology, just as there are a huge number of o- and a-stem nouns in
Indo-European languages.)
On the other hand, this seems way too much like English to me, in
which the habitual is plain (well, except for some verbs like verbs
of perception, opinion, and knowledge) while the present tense is
generally marked with a periphrastic "progressive." But when I think
about it, most Indo-European languages seem to leave habitual verbs
unmarked - even in languages where the true present tense is also
unmarked. So one basic question I have is: what are some different
ways of marking habitual events? And how common is it to have *no*
special marking for it?
Another issue concerns conflation of aspect with stativity*. I have
seen a few conlangs, and at least one reconstructed natlang (PIE
according to one analysis), where the perfect aspect of eventive
verbs is conflated with the stative verb derived from the eventive.
I.e., stative verbs and eventive perfects have the same form. I like
this idea quite a bit, but again I would like to ask how common a
pattern it is.
However, another idea I've had is for the *habitual* of eventive
verbs to have the same form as stative verbs. Are there any languages
that do this? This way, a noun which is eventive at its core, e.g.
"speaker = one who habitually speaks," would be formed parallel to a
noun which is stative at its core, like "red thing", or nominal at
its core, such as "person."
Another thing that occurs to me is to mark ability rather than, or in
addition to, habituality. The two concepts overlap quite a bit, I
think; a "writer" is someone who *can* write. What are some ways this
is grammaticalized in languages? (In fact, as I've read recently, a
verb originally meaning "to know" can evolve into an auxiliary to
mark habituality.)
*sigh* Since it's hard to decide, maybe I could just have a stativish
derivation which can apply to all verbs, but whose actual semantics
are determined by the particular verb. Perhaps "kill[+STAT]" would be
"killer = one who has killed" (certainly in English one only needs to
have killed once to be called a killer!), while "speak[+STAT]" would
be "speaker = one who can speak", and "write[+STAT]" would be "writer
= someone who writes habitually." I just have to be careful not to
let English semantics have too much influence.
Also, while I'm thinking about it, have there been any
classifications or analyses of verbs which posit a kind of verb
intermediate between eventive and stative? I've been thinking about
the verb "to rule," which doesn't seem to quite fit into either
category to me (except in the case of specific decisions made by a
* Is there a better word than "stativity"?
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Amgraf provides the technology for developing and deploying "paper-friendly" e-business forms. E-business forms provide the structure for user interaction with business processes, including eCommerce and eGovernment. They meet all the requirements of professional business forms. They can result in paper, electronic or Internet output.
We are different from the competition in that we come from 30 years' legacy of professional forms design software and support. We are the clear market leader in forms design. We provide a robust forms development platform, with an overall philosophy of "One design session—many uses". We never require filler software or licenses to use forms created with our tools. And we provide total support: "We're with you all the way"—including training, design and mapping services, consulting, and technical support.
Contact an Amgraf representative to schedule product demonstrations via the internet from your own office. Our website contains many sample forms and detailed descriptions. Visit us at www.amgraf.com.
11/11/2020 » 11/13/20202020 BFMA Annual Conference
1147 Fleetwood Avenue • Madison, WI • 53716-1417
E-mail: email@example.com • Website: www.bfma.org


text: I recently had the pleasure of spending the week at Cap Rocat in Mallorca. Set in a reconstructed 19th-century fortress overlooking the magnificent Bay of Palma, the hotel strikes the perfect balance of understated elegance. Spanish architect Antonio Obrador, the mastermind behind the project, was faced with stringent restrictions because the building was listed as a Cultural Heritage Site and Protected Natural Area. Although this may have created a few design dilemmas, I think it ultimately helped in creating a truly authentic experience.


text:
June 1, 2020 - Latest: What has happened to markets this year? by Darius McDermott
18th January 2012
As your point under "Number Crunching" illustrates – the way figures are compiled for house prices and the housing market in general leave a lot to be desired to say the least.
Entire country averages are fine when the whole country is progressing at the same kind of rate – problem is that's no longer the case. The London property market operates on an entirely different level now.
Aside from that – take a good look at where average house price stats come from. Mainly mortgage providers, most don't cover the entire country and many make decisions on what figures to include and what to leave out. (More in depth on the futility of average house price stats here: http://www.ipinglobal.com/ipin-live/406286/average-house-prices-explained )
The only reliable figures to use are the figures from the Land Registry of sold prices. Sellers can ask what they like but the only thing which counts is the price properties sell for.
Prices and statistics (averages etc) from parties with a vested interest such as property websites/mortgage companies/estate agencies etc are meaningless.
Hi Jan
I entirely agree that the most reliable numbers/statistics come from actual trades or purchases. The catch is the time lag in receiving them….
Ideally their would be a database updated within a week say of any sale.
Thank you Jan, as Shaun so rightly says, there are a lot of vested interests out there looking for growth in their commissions. We should ignore them and look at LR figures and fundamentals of borrowing affordability, plus availability of funds to lend. Those show a likely continuation of falling prices, unless of course foreign buyers in London get so desperate that they continue to bid prices up there. Of course it does not matter if you bought in the early part of the last decade or before, as you will simply lose your 'equity' that you thought you had, by no effort, built up. Non-London recent buyers on the other hand may not be so happy.
Also, may I agree with D Lilley's comments above, and add one of my own. If the government is really serious about curtailing Housing Benefit (which as a PAYE taxpayer with zero avoidance possibilities I hope they are), the BTL world is in for a shock. A quite large percentage of BTL's are in fact financed by the taxpayer and may turn out to be something of a revenue and capital disaster if HB is limited in future.
Hi IPINLive and welcome to my part of the blogosphere
You are entirely right to say that there are issues with many of the housing market statistics we receive. Many have the clear moral hazard of being produced by bodies with a vested interest in what they would consider to be a "healthy" aka rising market….
However sometimes it is a matter of perspective. I follow property related issues in Ireland and they envy our statistics/measures and consider their number collection to be inferior! Perhaps less bad might be a better way of putting it…
The housing market is frozen the same as the rest of the economy as asset prices do not reflect the fundamentals. QE and ultra low interest rates may have saved a banking crash from falling assets but now the system is frozen. Who would lend money at such low rates when the risk is high?
Hi Shaun, according to ONS figures issued some time ago, it's likely that in the period 2002-2007 the amount of annual equity withdrawal from property funded by increased borrowing equated to 2% or so of GDP. According to the Tullett Prebon Armageddon Report, after stripping out all increased borrowing effects, true GDP growth in that period was 1.5% or less. If so, it's hardly surprising that the current growth figures are disappointing.
Given the amount of support for the housing market through low interest rates, foreclosure delays, interest only payments etc. etc., and the real earnings position, it wouls seem that unless things improve rapidly, the market is on "borrowed time"
It could well be that the Armageddon Report's view that house prices have a further 20% to fall is correct.
But mortgage rates are not low!
Whilst the base rate may be low, the lending rate (apart from teaser rates)is, in fact, high.
Hi MickC
You make a good point about what mortgage rates are actually being paid in a world where we have returned to restrictions in supply. The numbers quoted by the Bank of England rely on accurate reporting which of course hits the issue of the Liebor scandal. We may find that the situation is actually worse than reported.
20% is good… 30% better. Would be really nice to see the buy-to-let brigade get well and truly burned.
The people who want to save for retirement need to choose where to put their money.
Gordon Brown robbed the pension funds. Bank accounts lose money in real terms, even before tax. Bonds are unattractive at current interest rates and shares contain risks that the average investor cannot control. Many of the investment funds charge very high fees, such that the fund manager is very well paid regardless of investor profit.
Small wonder that property looked like such an attractive bet, aided by restrictive planning rules and generous housing benefit that often pays for substandard, otherwise unrentable property.
I'd suggest a stable macroeconomic environment with a balanced budget and low inflation would be a better way of encouraging investment in productive industry.
Hi PieterC
I do not think that we have seen the end of measures to help the housing market. Or rather measures that those implementing them think will help the housing market. There are clear dangers in a stamp duty holiday for 1st time buyers followed by a house price fall.
However if we take out Central London it seems clear that house prices will come under downwards pressure. How that will play out is not easy to say as some of the fall could be in real terms as we have already seen. If we get a long drawn out lost decade scenario then a 20% fall could look optimistic.
The flip side of the housing market is that The Time today reported that the value of homes in London's "core prime" districts are now on average 42% higher than at the 2007 peak.
Hi Chris
Extraordinary isn't it? If we go back to the 08/09 dip I do not recall anyone forecasting it and in truth it would have been a fluke because of the way events have developed.
Reading some of the Hometrack analysis gave me a surprise about Cambridge.
"Cities such as London and Cambridge have seen capital values rise almost 30% off the lows of 2009 with prices around 10% above their peak levels. In the very central, prime residential areas of London values are over 40% above their peak levels. At the other end of the spectrum there are many markets where values are bumping along the bottom with little impetus for growth. Liverpool and Glasgow are examples of cities where there has been limited growth since the lows of 2009 and where capital values remain 15% off peak levels."
Below is a link to the full article.
Hi Shaun, regarding the TV figures – the way it works is that they weight the panel to represent households throughout the UK. Each home on the panel has a box which records how many people are watching and what channel they're watching.
They then extrapolate the results to get the total viewing figure. (My Sister was on the panel a few years ago)
My comments on house prices.
1. UK house prices rose threefold in a decade between 1997 and 2007.
2. The measure of the value of a house is of course "what you can get for it". At the moment the difference between asking prices and achieved sale prices is 14%. Thats a sales price 14% below the asking price.
3. The traditional measure of the value of a house is that "the average house price equals 3 times the average salary". The US went to 6 and the UK went to 9.3. Hazel Blears said "it is different today due to low interset rates". And Gordon Brown said the market was wrong and what was needed was "fixed interest rates for life and this could be done and he would do it". Capital Economics said house prices were unsustainable but were drummed out by the clamour for Hazel Blear's rehtoric and first time buyers had to get on now or they would never get on the escalator. The bubble was growing and all that we could turn to for common sense have subsequently declared that they didn't see the housing bubble.
4. But the bubble was quite simply, a three fold increase in a decade. It was staring you in the face. Alan Greenspan's advice to Ben Benancke at the handover was to worry about house prices and Ben immediately increased the Fed base rate from 1% to 3.5% by 25 basis points every 6 weeks and we followed to 5.5%. It worked and the house price bubble was burst but it led to the sub-prime defaults and we all know the rest of the story.
5. The house price bubble was Keynes multipier in motion. We always turn to the multipier on a rainy day but we had been using it fulltime under GB. It is fairy dust. GB borrowed £30 to £40b every year from 2004, pumped up PPI which was off balance sheet to £300b and benefited GDP from £400b of home equity release.
6. 1m were driven into buy to let as the only thing going up was house prices. The FTSE 100 was nearly 7,000 before the millenium bell and the £15b pa snatch from personal and company pensons all but eliminated our pensions industry.
7. UK house prices have fallen 20% from their 2007 peak, excepting London, despite near xero base rates and QE. They have fallen much further in Ireland and Spain.


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« Better check what's in those burgers... |
| A response to this week's comic »
A Tom the Dancing Bug from long ago, at the time of the Rise of Napster, per request of a member of Team Dancing Bug.
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Why China's slowdown could become a regional crisis
Bryan Borzykowski, March 13, 2016
The sluggish GDP growth of the world's most populous nation is affecting nearly every other country on the planet.
This article first appeared on ZurichVoice on Forbes.com.
It's hard to go a day without reading or hearing about China's slowdown, and for good reason: The sluggish GDP growth of the world's most populous nation is affecting nearly every other country on the planet. China is a massive consumer of global commodities, so when demand for those resources falls, everyone feels it.
China's GDP growth has slowed from about 10 percent in 2010 to an expected 7 percent this year. Some analysts believe China's growth has stalled even more—Capital Economics reported that the economy grew by just 4.5 percent in the fourth quarter of 2015.
Although a reduction in infrastructure spending and an increase in debt have contributed to the decline, the biggest reason for the slowdown is China's move from an export-driven economy to a domestically focused one, said Jim Thomas, global head of credit and political risk at Zurich Insurance.
The country is trying to transition from an economy based on lower-value-chain manufacturing to a more service- and consumer-driven economy, Thomas said.
No economy as big as China's has made this transition, making it difficult to predict when—if ever—the country's economy might start producing double-digit growth again.
It doesn't help that many of China's banks are buried under trillions of dollars of debt. After the global recession in 2009, the government—and the banks—spent significant amounts of money on infrastructure projects to keep the economy growing.
Chinese financial institutions also loaned money to other emerging markets to help keep their economics afloat. Now there's an estimated $5 trillion outstanding on their balance sheets.
Impact on Brazil, Australia
China's troubles are taking their toll on commodity prices and the global economy. Oil prices, which have fallen by about 72 percent over the last two years, have dropped, in part, because of falling energy demand in China.
Other commodities—and the countries that produce them—have been affected significantly by the Chinese slowdown. China accounts for about 65 percent of the world's iron ore imports and sources much of the material from Australia and Brazil. According to Chinese customs data, the country gets about 63.7 percent of its iron ore from Australia and 20 percent from Brazil. Over the last five years, the price of the commodity has fallen by about 77 percent and has declined to its lowest point in nearly a decade.
Australia has experienced major layoffs in mining—a survey in mid-2015 found that 80 percent of mining bosses in the country were planning to cut their workforce. However, the price decline has really taken a toll on Brazil, which will see its GDP slow to about 1.1 percent in 2016, down from 7.6 percent in 2010, according to the World Bank.
Brazil actually exported more iron ore to China in 2015 than in 2014, but that export growth is offset by lower prices. "Both of these countries are exporting more, but at lower prices," Thomas said. "In the case of Brazil, they're just trying to keep their economy afloat regardless of the price."
In Malaysia, another big iron ore exporter, production has been cut by 20 metric tons, Thomas said. The World Bank now expects the country's GDP in 2016 will drop slightly to 4.5 percent, compared with last year.
Zambia at risk for default
Copper is another major resource that has seen big price declines due to slowing demand. China accounts for about 45 percent of all copper imports, according to the CME Group, and the slowdown has caused the price to fall by 38 percent over the last two years.
The falling price of copper has put enormous pressure on Zambia's economy—the country is responsible for 70 percent of Africa's copper production, according to Trading Economics. "It may not be a country that's in the news a lot, but it's important in finance and commodity circles," Thomas said. There's now real concern about the Zambian government's ability to withstand a prolonged slump in copper prices, he added.
A default could have a large impact on U.S. and European banks, Thomas said, as many financial institutions hold Zambian credit. The situation could worsen if there's no visible improvement in China.
What happens next?
Other nations, including Canada, Bolivia and Peru, are feeling some impact from the Chinese slowdown. Although we don't know when, it's likely that China will make moves to stabilize its economy, Thomas said.
Unlike most other countries, China can take unilateral steps, such as injecting billions of dollars into infrastructure spending at a moment's notice or actively managing its exchange rate. "People are underestimating the actual strength of resolve to undertake reforms," Thomas said. "Growth is stalling, but they have more than $3 trillion in reserves and they can undertake very direct measures."
Still, companies that want to invest internationally need to be aware of the impact that China's slowdown may have on business. Commodity-exporting countries could suffer for some time, which could affect local currency movements, government policy and societal stress.
As a result, companies need a "robust risk management strategy," Thomas said. Executives must assess the risks and come up with alternative plans if the situation worsens in a particular foreign market. "It comes down to understanding the impact," Thomas said. "Where China goes, so goes the global economy."


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Today is a sad day. It's beautiful outside, the snow fell last night and I am alive and well, however, today is still a sad day. The Fashion world has lost one of the most coveted and visionary designers of the 21st century - Alexander McQueen. McQueen was a risk taker and a dare devil, never afraid to let his own light shine and be himself (a note to the rest of us to thine ownself be true) in this usually commercially driven realm of fashion. It's sad to know that someone can feel so lost, down, depressed, unloved and unwanted that they decide life is no longer worth living. Reports have stated that McQueen's mother passed away a few days ago and I think any of us who have close relationships with our mothers can attest to how he may have felt, but something else was plaguing this man. I pray for him and for those around him who genuinely cared for him as a person, not just a well noted and world renowned designer.
We're going to miss out on all the things this man would have been able to achieve and accomplish in our lifetime. I purchased my first pair of McQueen shoes last year and I am so happy that I did - a very unusual pair for him to design, dainty with a bow and rose pink. I sashayed around the dance floor with them on all night and it felt good! RIP Alexander McQueen. You will be missed.


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Lewisohn's "Tune In" Extended Edition back in print
- Go Fug Yourself: John and Yoko at Cannes with matching couple shirts - May 13, 2020
- RIP Little Richard, Unique Trailblazer - May 11, 2020
- Shenk's "Powers Of Two": 3 Takes - March 24, 2020
Update for anyone who didn't seize a copy of the two-volume, extended version of Vol 1 of Mark Lewisohn's definitive biography of the Beatles: due to popular demand, it's been reprinted and is in stock in the U.K. You can buy a copy here.
My advice is not to sleep on this, if you're interested. I wouldn't bet on another reprint.
9 Comments
Mmmm I am glad they provide a reprint of 'Tune In' ESE. It is entirely worth it, if not more. But a… I have to admit, I bought an extra copy for 'bout €80,– which really is a bargain. Hope the price will go up again. My hunch is that with the next installment of Lewisohn's biography the publisher will print the ESE-version once again…
Wow that's a great price! If any of you haven't grabbed it yet now's your chance! It is worth every penny believe me. I also have the mass market version and I am happy to say there is no comparison! It doesn't even feel like the same book. There is just SO MUCH more detail and extra information in the extended version. My only worry is that when it's time for volume two Little Brown may decide to only publish a mass market version of that. I will be so disappointed if that happens.
I have already decided that if the publisher opts with the next volume to not put out an ESE, I'm going to launch a kickstarter to make it happen! I wonder how that would work with regard to Lewisohn's contract? Surely he must have some option for publishing that massive body of information he has collected beyond just the standard edition. Heck, maybe he could even put up a subscription-based website. Whatever the case, all of that information needs to get out. It's historically important.
Linda A: What did you learn from the extended version that wasn't in the shorter version? Can you give me a few examples? Just curious about how big a difference you think there is between the two and what, specifically, you found that made you feel the extended version was a different book?
Well, I'm about 25% done with the first volume and there are more details of course! A few example:
– John pissed his pants because he had to retain his laugh
– George got caned by a teacher and his dad smacked the teacher the next day
– John raised the most money for a school fundraiser by a game called "Prick your teachers" which featured caricatures of the teachers and a few darts.
– Julia was into self harm… rubbing salt on her wound.
Hi Drew, ok first of all the historical period from 1864, to the period when their parents were born is minutely detailed for each family and goes on for probably hundreds of pages. It could be a book in itself. The mass market version breezes over this period. That's when I realized that this was going to be a very different book. Mark does this with every section. As I was reading I realized that I couldn't even find the mass market version amid all of the detail. It's there somewhere but it's buried under the hundred of pages of extra detail about everything. Most people loved the fact that the mass market version had a lot of information on Ringo. Well the extended version has even more! Many people were disappointed that Mark didn't seem to include the same detail about George and Paul. Well they wrong. The extended version goes into so much about Paul and George, that for the first time I actually feel I have a strong knowledge of who they really were as people at that time. It seems the mass market version was edited down to nothing compared to the extended version , especially in regards to Paul and George. Drew the book is brilliant. In fact I plan on selling my other Beatles biographies because I feel they are useless compared to Lewisohn's. IMO Tune In extended version the only Beatles biography you really need.
ok first of all the historical period from 1864, to the period when their parents were born is minutely detailed for each family and goes on for probably hundreds of pages.
Well, no, the section entitled "1845-1939: Looking Back, Shapes of Things to Come" goes on for a little over 40 pages. It's right there in the table of contents. But that's still plenty enough detail.
I didn't have the book in front of me and I'm not currently reading it. I was estimating from memory. My point was that there is a lot more detail…pages and pages of extra detail.


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Democratic Gov. Tom Wolf said Tuesday he will use his line-item veto power on the $30.8 billion, no-tax-hike budget passed by the Republican-controlled Legislature. So the big question today is why didn't Wolf do this on July 1 when the first budget was sent to him by the Legislature? The answer: Wolf wants to spend billions more on liberal programs and raise taxes on working Pennsylvania families so he held the budget hostage for the past six months in the hopes of forcing the Legislature to raise taxes.
His ploy didn't work. So here we are - six months into the new fiscal year - without a budget, thanks to Wolf and his far-left staffers who want to spend more than the state takes in and pay back the labor unions that put Wolf into office last year.
There's a great quote in the Pittsburgh Tribune-Review from Republican House Majority Leader Dave Reed, putting the Wolf budget fiasco in perspective: "While I am
appreciative that the Governor will finally release some of his hostages
and send some of the monies out to our schools and human service
programs; it is disturbing to realize that his partial veto is
reflective of his demand for a higher sales or income tax to spend even
more money."
Gov. Wolf vetoes Republican budget, will release funds for schools


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Just one step...Just one step...Just one step!
This is my phrase for the week. After the crisis of last week, I find myself flitting in the wind. Last week my routine and schedule were non existent. I am embarrassed to admit that I didn't exercise....there went my running plan. I didn't exactly make the wisest choices for good nutrition...there went my weight loss. I didn't have my morning time with my Maker...there went my peace, strength, confidence, patience, and a multitude of other comforts that I receive when I spend time with God. I miss Him. I miss hearing His voice...
Now, typically I would start with a unrealistic goal plan beginning on Monday morning: exercise for an hour, plan my meals to cover all food groups, bible study/pray for an hour, etc....however...my soul and body are still tired...so I am going to extend myself some grace and take just one step!
My first step will be to be in bed on time tonight.
My next step will be to exercise for 15-20 minutes in the morning.
My next step will be to open the Word, read, sit and listen...resting in the comfort of my Lord's arms...
Looking forward to the steps and getting back on track!
Hope you have a great Monday!


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Tantalize your tastebuds at the New Formosa Restaurant.
New Formosa is one of the oldest restaurant that stood the test of time.
It was founded in 1980. They serve tasty Taiwanese food.
In conjunction with their 35th Year Anniversary, New Formosa Restaurant rolled out a new menu set that is oh! so value for money, with a 20% discount.
Tak payah headache sangat on calling individual ala carte dishes
as they cleverly prepared these few sets with their famous recommendations
to ease customers' ordering.
This set is great for people celebrating their birthdays or simply hosting an office dinner.
We tried some of the items from this RM 238 set.
Before moving into the food, let's take a look at the restaurant's ambience.
The round table setting clearly indicates the importance and influence of Chinese Culture.
We love sitting around round tables. It promotes a well rounded sharing session.
First, we were teased with these Handmade MuaChi, a famous Taiwanese Dessert.
We started off with tone of their signature dishes, the Feng Sha Chicken.
Once cut open, you can see the aromatic brown rice filling.
This is roasted chicken stuffed with 8 treasures.
In between having these heavier meals, we were also served some
very appetizing desserts.
Taiwanese Famous Lemon Aiyu Jelly in Sour Plum Juice. Simply appetizing.
With the little pearls, it gives it a bit more biting sensation
We also had the Simmered Winter Melon Soup. I must applaud the food presentation here.
Open sesame! To a hearty warm soup that warms the tummy.
Ingredients in the Simmered Winter Melon Soup include:
chicken cubes, mushroom, ginko and winter melon of course.
This is how the soup is served.
Served with crispy bread, this sauce serves as a perfect dip.
The sauce is simply amazing and so flavourful!
Fried Mushrooms and Shell Meat (lala) with fried fritters.
It's all about mushrooms. Mushrooms addict will certainly love this tasty dish.
This is a highly recommended dish.Taiwan Famous Crab Brown Rice.
The brown rice here is oozing and bursting with flavours!
Pair the crab with these specially made ginger and vinegar sauce, it's just heaven!
Jeanie, the owner and I posing with the famous crab brown rice dish
The crab's claw is as big as my fist! And of course very meaty too.The huge claws got me a little bit egg-cited. Here I am posing with 2 gigantic claws. PEACE!
Moving on, we tried this dish which became my favourite too.
Stuffed Lotus Roots with Special Fish Paste.
The lotus roots were prepared with such detail. It is done with perfection.
When sinking my teeth into it, it was crunchy yet tender but not overly soft and soggy.
The master chef behind all these creation is Chef Lee Weng Eng.
Stuffed Lotus Roots with Special Fish Paste.
Jeanie explains "the lotus roots is a cool vegetable and the special fish paste is added with a little spice (slightly hot) to balance things up"
Love this dish- full of vege goodness. I'm sure my parents will love it too.
Oh..here comes everybody's favourite from young to old.
You simply cannot go wrong with this. Crispy Deep Fried Sesame Chicken
Check out their other yummy desserts here.
There is a very interesting one that is both hard and soft.
Pumpkin and Ginko Nut Yam Paste. A famous Teochew dessert.
Smooth textured yam paste that melts in your mouth.
Taiwanese Special Dessert: Sweet Yam in Honey Sauce
Deep fried yam (still boiling hot) is placed in ice cool tub.
Soaked in ice cold water
The effect: Soft yam on the inside, hard caramel candy on the outside.
It's hard and soft at the same time.
Bila buka, you can see the soft yam texture on the inner parts coated
with hard caramelized honey. Sink your teeth in these and you will want more.
It was certainly a pleasure getting to try such interesting food.
I certainly am amazed by the food prepared here and will be back for more!
For those in search of interesting Taiwanese Cuisine, check out the
New Formosa Restaurant in Petaling Jaya.
46 Jalan SS 2/24, 47300 Petaling Jaya, Selangor, Malaysia.
+60 3 7875 7478
Business Hours:
For more information, log on to