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Kantar Public MEDIA ALERT: 3RD July, 2012
Kantar Public poll reveals eight out of ten members of the public support increased government involvement in the regulation of the UK banking industry, even if it results in some banks leaving the UK.
Last week saw the emergence of the latest controversy involving the UK banking industry with Barclays being fined £290 million after it was revealed they had sought to manipulate inter-bank lending rates. These revelations have led to calls for a change in the UK's banking culture as well as revisions to the law that would allow prosecutors greater power when holding bankers to account for alleged wrong doing.
The Kantar Public poll, run online by Lightspeed Research, asked a nationally representative sample of respondents which of the following statements was closest to their opinion:
|The government should lead the way in holding banks to account for their behaviour even if this results in some banks leaving the UK and relocating abroad.
|The government should be more careful about how it comments on the behaviour of banks given the amount of money that banks pay to the treasury in tax
The poll reveals that a large majority (82%) want to see firmer government action to hold banks to account, even if this results in them relocating abroad. Only a fifth (19%) favoured the view that the government should be more careful in its comments due to the contribution banks make to the public finances.
It was interesting to see that, despite the regions closer proximity to the epicentre of UK banking, respondents in the South of England were no more likely than those in other areas to say that the government should be careful about alienating banks.
In fact it was age that emerged as one of the key drivers of opinion on this issue, with younger people more likely to say that the government needs to be careful in its comments so as to not drive banks out off the UK: 40% of 18-24 year olds chose this option, compared to 19% of those aged 35- 44 and just 11% of those aged 55 and over.
Nick Howat, Head of Social and Political Attitudes research at Kantar Public, comments: "The government faces some hard decisions on how best to moderate the behaviour of banks operating in the UK. Widespread public dissatisfaction with their behaviour is clear but, given their significant contribution to the economy overall, it could prove very challenging to assuage public anger without damaging the UK's position as the world's leading financial centre."
For more information or for the full results of this poll please contact:
Tom Lynch
PR consultant to TNS UK
077 3330 1706
Notes to editors:
The poll consisted of a sample of 6,851 online respondents and was conducted on 2nd June 2012.
All interviews were conducted as online self-completion by Lightspeed Research. The data is weighted to match population totals for age, sex, social grade and region.
Further information is available upon request.
About Kantar Public
Kantar Public is a leading provider of specialist social research, offering insight into public policy to government and not-for-profit clients. Delivering a range of approaches including bespoke proprietary research and consultancy, random probability survey capabilities, as well as social marketing and polling, our work informs policy makers across national and local Government at the highest level. Kantar Public forms part of the Kantar group of companies. For more information please visit us on our website www.tns-bmrb.co.uk.
About Kantar
Kantar is one of the world's largest insight, information and consultancy groups. By uniting the diverse talents of its 13 specialist companies, the group aims to become the pre-eminent provider of compelling and inspirational insights for the global business community. Its 28,500 employees work across 100 countries and across the whole spectrum of research and consultancy disciplines, enabling the group to offer clients business insights at each and every point of the consumer cycle. The group's services are employed by over half of the Fortune Top 500 companies.
For further information, please visit us at www.kantar.com.
The Independent: Parliament to choose between Labour and Tory plans for rate-fixing inquiry

subset: commoncrawl


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Shame on AT&T
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Becky |
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So yesterday I went and invested in an iPhone. I hope I can keep it dry, because it's the coolest thing ever, and I'm not even much of a gadget girl and I'm really really not much of a cellphone person. There is literally no instruction manual reading required – man I love Apple.  Why do people EVER buy anything else? Anyway, I should probably stop throwing water bottles into my purse.
So at the AT&T store, I had my old phone there, naively hoping that someone could take out the old SIM card and save me from having to track down all of my friends' numbers, but that was just plain silly – of course they were not going to offer any additional aid besides taking my money.
I asked if they could recycle my old drowned phone, and they said no but then yes, they had a program that donates them to soldiers. I said that's great, but I don't think a soldier is going to want an old drowned phone that doesn't work, what I meant was do they recycle cellphones for the environment, and they manager said with authority and a tone that implied "what a silly crunchy hippie cracker-ass-cracker you are," "No, we do not recycle for the environment." For shame. Random places all over the place like the spa where I get massages has a cell phone recycle box, I mean, how hard can it be for a cell phone store to provide that for people. Shame AT&T, shame!
Photo is from a website that is actually called zackmorrisphone.com. These crazy kids today!
Hi, I'm Becky. I live in Atlanta. Besides acting as the Editorial Director here on Hatch, you can find me talking design over at Houzz. Make me happy — leave a comment!


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The opening scene of Netflix's newest original film Burning Sands, shows how extreme college fraternity hazing can be, particularly at a Historically Black College/University (HBCU). Six young Black college students drive into the forest at the crack of dawn to get beaten and verbally abused by an older member of Lambda Lambda Phi, the fraternity the men are pledging at the fictional Frederick Douglass University. Not even five minutes in, the film's main character, Zurich (Trevor Jackson), is on the ground being kicked, where his "line brother" drops to defend him and is kicked off the pledgee roster for doing so. Zurich's experience leaves him with a fractured rib, which slowly becomes more severe over the course of the film. It's a terrifying tale, and as a graduate of an HBCU and short-lived pledge prospect, it's a scary reflection of what I know to be a reality for many participants in Greek life.
Burning Sands, available to stream now, shines a light on the scary, dangerous world of underground hazing, which is experienced by many people pledging at HBCUs. Although I never was a full Greek life member, I did experience part of the pledging process at my own HBCU, Prairie View A&M University. It was fall of 2009 when I, then a junior, decided I wanted to be in a sorority. The initial sorority I wanted to be a part of could not have any new pledges on campus due to issues with the university, so I reluctantly considered pledging to a different sorority that was still active on campus. This group seemed interested in me, so I subsequently became more active in my decision to pursue pledging.
Yet soon, I saw that there was a dark side to the pledging process. "If I said 'Bitch, slit your wrist,' is that hazing?" one sorority member asked me during an early meeting. I answered yes, and then was asked how I considered the question abuse. While my heart raced, I said, "Because if you are suppose to be building me up, why would you say that?" I was then asked to sit down. At the time, I didn't understand why I was asked that question, but I knew I had reason to be nervous. I could be terminated as a pledge for being a potential "snitch" and not playing along.
A couple days later, I found out that I was chosen to be a prospect "on line" and would soon become a pledgee. But I never made it to actually joining, as my university halted all Greek life processes in the fall of 2009 — due to hazing. As it turns out, the question I was asked by the sorority member might've just been the start of a severe hazing process I would've experienced.
Now, seven years later, I'm reminded of my near miss due to Burning Sands and the conversation it's starting about hazing at HBCUs. Since the movie's release, members of Black Greek organizations and non members alike are buzzing on Twitter with opinions on the hazing process — or the denial thereof — in the Black Greek community.
Clearly, opinions about the movie and its depiction of Greek life are varied. To me, Burning Sands doesn't feel like it's necessarily shaming all of the things that Black Greek organizations stand for, but it does seem like a call to reform the pledging process. Hazing happen at HBCUs and other universities all too often, and while the subject rarely gets talked about, it's a good thing that a movie is tackling it head-on.
Still, from my experience, I believe that Black Greek life members don't tend to want to discuss hazing or any downsides to pledging because they believe that Black folks are already all too criticized and marginalized for their actions. Black Greek members might not want people who know nothing about the system to provide their opinions about what they believe it's doing wrong.
For me, being a product of a HBCU, I view Greek life culture as being primarily about creating brotherhood and sisterhood for those who want to partake in organizations made of people who look like them. That's why it's so appealing — it's for us, and by us. We have the same love and respect for our Black Greek organizations as we do for our HBCUs themselves.
Black fraternities and sororities aren't all about hazing — they function as service organizations used to empower communities, and many of the members serve past their college tenure. But Burning Sands doesn't show that part of the community, only the areas that need reform. That's not necessarily a bad thing, as hazing is a huge problem. The Pan-Hellenic system is suppose to be under a "non-hazing" discipline since 1990, but, like many systems, there are cracks and gray areas that can become a playground for the unseen and unspoken.
"This movie puts a mirror up," director Gerard McMurray told The Undefeated in a recent interview." It questions, why are we hazing? We need these organizations, and hazing is threatening them."
That's to say the least. The day after I found out that I made it "on line", I learned that a pledgee of my school's Phi Beta Sigma chapter had died suddenly while out with other prospective pledges. Donnie Wade Jr. died of complications of a rare disease called acute exertional rhabdomyolysis, a condition that became exacerbated from strenuous activity. According to officials, Wade Jr. collapsed after he and other prospective members participated in physical training that included pushups, situps, running bleachers, and other exercises. Officials reported that instead of calling emergency personnel when Wade collapsed, pledges took him and to a hospital 30 miles away, where he was found dead upon arrival.
The following spring, my university disbanded Greek life entry, alleging that members of the Phi Beta Sigma chapter had attempted to cover up their involvement in Wade's death. It's a tragic situation, and Burning Sands, coincidentally, features a plotline that's similar to Wade's case. Both the real-life situation and the storyline featured in the film emphasize the dangers of hazing and the pressures of pledging, and the movie will likely strike a chord with many people. I remember hearing about Wade's death and weeping, replaying my mother's voice in my head telling me how I shouldn't enter the pledging process because anything could happen. Sadly, that proved to be true.
I don't regret my short lived pledging experience, and I will will always love Black Greek culture. But Burning Sands acts as a reminder that we need to talk about the dangers of hazing at HBCUs. Is hurting pledges really needed to uplift one another and emphasize sisterhood and brotherhood? I think not. There are many ways to encourage solidarity without beating students to the point of unconsciousness or forcing them to do things against their will.
We as a community can't act like hazing doesn't happen. Thankfully, Burning Sands will force people to take a close look at pledging and the extreme behavior it can sometimes enforce. Greek organizations are meant to promote unity, not pain, heartbreak, and loss.


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You can do all of the hard work researching topics and writing content for your blog but all of your hard work is worthless if no one will actually visit your blog and read your well thought out posts.
All blog owners should not only improve their writing and research skills, they should also develop their internet marketing skills. They should learn how to market their blogs so that they can entice people to visit their blog and continue reading the posts they make. A properly marketed blog is also a great source of income. Imagine getting more money from the ads that you put in your blog? That's a benefit I'd love to get from my blogs.
The problem is that internet marketing is a subject that intimidates a lot of people. Personally, I don't think that this should be a source of fear. Internet marketing is not really that hard especially if you have the tools to help make things easier for you. For example, Twitter is quite easy to use. The popular microblogging platform is now widely used as an internet marketing tool. Its popularity makes it an obvious choice to implement marketing efforts because of the number of people that can be reached by the marketing message. Because of its effectiveness as a marketing tool, it's also a natural progression that independent tools are developed to further mine the capabilities of Twitter.
Tweet Whistle is one of these tools that have unleashed the power of Twitter. Tweet Whistle is a marketing tool that allows you to market your blog in Twitter more easily by automating Twitter's functions. With this application you can automatically target followers and even automate your Twitter posts. What's more, Tweet Whistle is the most affordable Twitter marketing application you will find on the net. You can see for yourself how useful Tweet Whistle is by trying the trial demo, which you can download at http://www.tweetwhistle.com/.
But if you want the opportunity of using the full version of Tweet Whistle for free, you can join Tweet Whistle's contest, wherein the winner will get a licensed copy of Tweet Whistle and a $25 cash prize to be paid through PayPal. To join the contest just do the following:
1. Follow @thetoolsmith on Twitter
2. Just tweet the message below:
Just enter to win $25.00 and a free copy of "Tweet Whistle" Just follow @thetoolsmith and Retweet http://tweetwhistle.com


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I am delighted to introduce our Winter Week guest designer – Irit Landgraft! Find Irit on her blog, instagram, Pinterest, and YouTube!
Tell us a little bit about yourself: My name is Irit and I live in beautiful Austria. I'm married and have two girls. I am also addicted to pretty paper and embellishments!
How did you get started scrapbooking? I started scrapbooking in 2011 when I moved with my family to Austria. I have been hooked ever since!
What is your favorite Pink Paislee product? I love the gorgeous patterned papers and puffy stickers.
5 fun facts about you:
1. I am a chocoholic.
2. My favorite color right now is mint.
3. I have seen the movie Dirty Dancing more times than I can count.
4. My favorite TV show is Buffy The Vampire Slayer followed by Seinfeld.
5. I have a chronic case of wanderlust.
I love fussy cutting flowers from the gorgeous patterned papers, they add such lovely detail on any project.
The perfect finishing touch to any present is a handmade card. I love using little phrases on such cards and "Carpe Diem" is always a great New Year's resolution.
It's fun to mix things up like cutting photos into circles!
With the holidays approaching, a handmade gift bag is so lovely to receive and easy to make. Just grab some of your favorite papers and embellishments and you're done!
Layered embellishments look so pretty and the butterflies in the Moonstruck collection are perfect for creating some.
Thank you so much for dropping by today and getting to know our guest designer!


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text: LESA graduate Jessica Morrison was chosen as one of ten innovators in Cohort Three of Cyclotron Road, an incubator at Lawrence Berkeley National Laboratory that aims to bridge the science-to-product gap by investing in energy entrepreneurs through its two-year fellowship program. Dr. Jessica Morrison received her PhD in Physics from Boston University in 2016 and has since founded Helux Lighting as a spin-off of her work at LESA on beam-steering micro-mirrors. Applicants must go through a rigorous four-month long selection process. The ten innovators of Cohort Three represent eight universities across the US. The Cyclotron program innovators will begin their journey in May, 2017.


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We have an idea about management of equity funds. Don't we? Equity Funds are managed by: 1. Identifying stocks based on research. 2. Understanding the macro-economic picture. 3. Selecting the right stocks.
A good fund manager does that and when he does that well, investors stand to make good gains. If this is how equity funds are managed, then how are debt funds managed?
While, on one hand, debt funds invest in debt papers which need to give good fixed returns & be of good quality there is another aspect which is very crucial in debt fund management. And that is 'Duration Management' of the debt papers.
Based on the interest rate outlook, the fund manager decides whether he should invest in long duration papers maturing over a period of, say, 10 years or short duration papers maturing over a period of, say, 6 months.
But how is his decision of selecting long duration papers or short duration papers connected with the interest rate outlook?
Simply speaking, when interest rates are expected to go up, the debt fund manager would invest in shorter duration papers but if interest rates are expected to come down, then he would do the opposite and invest in longer duration papers.
However, there is a need to uncover the concept of 'Duration Management'!
And what better than taking 'cricket' as an example? When we think of cricket, the 'IPL' comes to our minds in a flash. So what has the IPL achieved?
At one level, it has strengthened the bench strength of the Indian cricket. Today, for example, we have enough fast bowlers, spinners, batsmen etc. Imagine when we went for the recently concluded T-20 World Cup, we had to leave behind Pragyan Ojha, who was the highest wicket taker of the IPL.
So what does this bench strength mean for the BCCI?
At one level, it means that there are enough players available. Hence if the BCCI needs a replacement, they would be available. It also means that BCCI will not want to sign long term contracts with players.
Long term contracts mean long term commitments & with strong bench strength, there is no need for the BCCI to enter into any long term commitments with any player as they have the choice of dipping into the bench whenever current players lose form.
Similarly when the fund manager thinks that the interest rates are likely to go up in the near future, it means that debt papers in the future will offer better rates of return for the investor.
So just like a strong bench strength offered options for BCCI driving them to enter into short term contracts with players, similarly the fund manager observes that since interest rates are likely to rise soon and that debt papers giving a higher interest rates would become available he too would invest in papers with shorter maturities so that by the time the interest rates rise, his papers have matured and he has cash to invest in the new papers.
Now what happens when the debt fund manager believes that interest rates are more likely to come down? He just reverses his strategy and invests in long duration papers.
Now how do we explain this? Let's once again turn to cricket.
You will recollect that at one point in time a couple of years back the Australian cricket team saw Glenn McGrath, Shane Warne, Mark Waugh, Steve Waugh, Justin Langer all retiring at more or less the same time.
Suddenly there was a dearth of players and the bench strength dried up completely. In such a situation what do you think the Australian Cricket Board could have done?
They would typically get into long term contracts with their players so that they do not lose them to some county or club. The board would thus show more commitment. So even when there is dearth of players the long term contracts signed with the players would stand the board in good stead.
In such a scenario, the value of the player goes up due to the dearth of players. So if some county would want to grab a contracted player, they would have to pay a large price to the Australian Cricket Board for cancelling the contract!
In the same manner, if a debt fund manager feels that interest rates are coming down and that fresh papers in the future would bear lower interest rates, he would naturally invest in currently available papers for a longer duration.
By doing so, his money stays invested in higher interest bearing papers even in a lower interest rate regime.
Just as the value of the cricket player went up when there was a dearth of players and the Cricket Board could extract a price to walk out of the contract, in the same manner the value of the higher interest bearing papers too would go up and the fund manager too could extract a higher price by selling it in the market! (Source: Tata Mutual Fund)
Let's underst why one moves into long term debt funds when interest rate begins to fall.
Every body knows that prices rise when there is increase in demand and fall with the fall in demand. The same is applicable on Bonds with long durations
Let's also revisit the basics of Bond price and Interest relationship:
When Interest rates rise, price of bonds fall likewise the price rise with the fall in interest rates
Let's say there is this typical Indian middle class housewife who manages her house efficiently with the money that her husband gives her. When inflation strikes and refuses to subside, she decides to tweak her management style.
For example because she expects that the supply of vegetables are set to decline and hence the price of vegetables are set to rise, she decides to purchase large quantities of vegetables for a longer period.
Now, even if the price of vegetables were to go up, it would not make a difference for her for a reasonably long period as she had purchased for a longer duration because of her expectations that prices are set to rise.
Similarly when interest rates are expected to come down it means that the demand for bonds yielding higher interest rates would increase. Also the supply of bonds with higher interest rates will come down.
Therefore the price of such bonds would go up. So, just like the smart housewife, a smart fund manager would also buy such bonds for a much longer duration so that he can gain from the increase in the price when interest rates go down as per his expectation
Thus whenever interest rates are poised to fall it makes ample sense to buy funds that hold papers of longer duration such as Income Funds / Gilt funds / Dynamic Bond funds
Going back to our housewife example, what do you think she will do when she expects supply of vegetables in the market is likely to go up?
When supply is expected to go up, prices would come down. Hence the housewife does not buy vegetables for the long term any more. She just buys enough for a day or two so that she can take advantage of the falling prices.
Similarly when the fund manager expects that the interest rates are set to rise, he realizes that the prices of bonds are set to fall because of higher supply. So he sells off the long duration papers and moves into short duration papers. This is exactly like what the smart housewife did when she purchased vegetables for a day or two.
Both their objectives being the same – i.e. to have the money to buy at the right time.
Therefore when one is expecting interest rates to rise, it makes sense to invest in funds like Short Term Bond Fund which invests in papers of shorter duration.
This ensures that you are prepared with money to buy Bonds/ Debt Papers when the prices start to fall. (Source: Tata Mutual Fund)
We will explain through the example of a farmer and a bread manufacturer which does not represent the manner in which we deal with derivative products in the stock markets.
Imagine there were several farmers in market. Perhaps a few thousands with a view that price of the Wheat is going to fall in near future (bearish participants). And several thousand bread manufacturers with a view that price of the wheat is going to rise in the near future (bullish participants)
And a market place where there is free flow of information. It provides a platform to both bullish & bearish participants to execute their trades without even knowing each other or hunting for the counterparties.
So the expected future stock price (price of wheat for the sake of comparison with our previous examples) is known to every farmer and bread manufacturer.
Any farmer trying to extract a higher price will not be able to do so because for the bread manufacturer there are several other farmers to buy from and vice versa.
Since the price is universally known and there are several farmers and bread manufacturers, there is no need to get into individual contracts. There is no need to know who the options/futures buyer is and who the options/futures seller is for it does not make any difference for either party.
The markets also make it possible for either party to deal with several counter parties at the same time. The market thus makes it possible to keep identities of parties to remain confidential with respect to the respective counter parties.
If one were to replace the farmer and bread manufacturer by normal people who have opposite views about the future prices of stocks, what we have is a typical Derivatives Market.
So in a nutshell The basic fundamentals remain the same as we saw in the farmer and bread manufacturer stories, but the market provides a platform for several parties and counter parties to come together to trade over stocks about which information is free flowing
This leads to a single future price for all participants, thereby rendering irrelevant the need to know who the buyer for the seller and vice versa. Despite all of the above, the market system independently has all the necessary information about the market participants. (Source: Tata Mutual Fund)
Why is 'derivative trading' a form of high gain - high loss trading with minimum investment ?
We know that dividend trading is about a bet on movements of "futures". For the sake of understanding, you may replace "futures" with price of share. So essentially, one has to take a bet on the movement of share price at the end of the period.
Since one is looking at price movements, one may presume that the share price would perhaps go up or down by a maximum of 10% in this period.
Hence the margin money required to take a bet on price movements would be 10%. Let's say the price of the share is Rs 100.Hence, if you want to take a bet on the price movement at the end of a period of say 20 days, you will need to deposit margin money of Rs 10 for a share of Rs 100.
Let's say after 20 days, the share value goes up to Rs 120. (For the sake of understanding, we are ignoring the mark to market impact where daily debit / credit entries are made, as explained in our earlier lessons). At Rs 120, the buyer of the future makes Rs 10 (Rs. 120 – margin Rs.10 = Rs. 110; thus Rs.120-Rs.110 = Rs.10) as net profit per share.
He thus makes a profit of Rs 10 on an investment of Rs 10 which means that the return on investment = 10 (110 -100)/10% (margin money) = 100% returns.
However, please bear in mind that while you can invest in a single share of a company in the spot or cash market, the requirement in the derivative markets is to invest in a diverse basket or lots of the same shares. For example, a basket (which is generally termed used lot size) of say stock "A" would contain say 10 stocks per lot.
Let's say the cost of "A" in the spot market is Rs. 100; your investment too would be Rs 100 in the spot market whereas in the derivatives market, you would have to invest in a lot of say 10 shares which would be valued at Rs 1000 but since you only need to invest the margin money of say 10% your investment would be the same Rs 100.
However, in this case, you get the opportunity to take a bet on the price movement of 10 shares valued at Rs 100.
Hence, derivative trading is a high gain and high loss trading as compared to trading in a spot market. Also, in derivative trading you do not deal with a single stock, but in a group or lot of shares. Also, In derivatives trading, you do not take ownership of the group of shares. You only get the rights to bet on price movements of the entire group / lot of shares.
The Indian Premier League (IPL) selection process whereby the team owners bid for players bears similarity to how fund managers select stocks. In this lesson we have attempted to use this similarity to explain the difference between large cap, mid cap and small cap stocks.
An attempt to relate the IPL to Mutual Funds to explain the difference between Large Cap, Mid Cap and Small Cap funds.
To understand this let us go back to the IPL.
Players like Pollard, Chris Gayle, Shane Watson, Dale Steyn comprise a bunch of high quality-higher priced players. They are priced higher at the auction and team owners are willing to pay a high price as these cricketers have proven themselves under different conditions and are expected to perform well. Not much research needs to be done about them because they are already champion cricketers.
These higher priced champions are somewhat like Large Cap funds which invest in big and higher priced companies which are expected to do well. But being higher priced, their returns could get muted unless their performance turns out to be exceptional just like that of Chris Gayle.
Then there are players like Murali Kartik, Parthiv Patel, Robin Uthappa, Ashish Nehra, Irfan Pathan, Yusuf Pathan and RP Singh etc. who have played in the past and in that sense have established their credentials and may also play for the Indian cricket team in the future. Not much research is needed but these players are not in any position to charge a premium either. They are expected to do well due to their experience but not as well as the big players who are in prime form or who like Gayle can tear a bowling apart on their day and win matches single handedly.
These players are like the Mid-Cap funds which buy the stock of companies that are established but not having the stature of large cap stocks. Hence they are not as highly priced as large cap stocks. Most are expected to do well while some of them could surprise with their performance and in future may enter the large cap fund portfolio.
However, players like Sanju Samson, Aditya Tare, Mohit Sharma are relatively new. They were given an opportunity to play and prove themselves. Hence they are relatively less pricey. And they did exceedingly well, returning handsome returns in terms of the value to their owners.
Similarly, in Mutual Fund parlance these are like small cap funds that invest in relatively unknown stock some of which have the capacity to deliver surprising results and good returns. Naturally since they are relatively cheaper, their returns may outperform large cap funds.
However while less research may be required for large cap stocks, research needed to identify high quality mid cap and small cap stocks is relatively much more intense. (Source: Tata Mutual Fund)
What does it mean when we say that dividends can be paid out of distributable surplus?
Let's say there is fruit bearing tree gifted to me. The owner of the tree has set one condition. He says that I can earn only from the produce of the tree? This means that I cannot cut the branches of the trees and sell the wood in the market.
So what can I do? I can water the tree, nurture it so that it bears fruits. Now I can certainly sell the fruits in the market.
Similarly SEBI has mandated that dividends should be declared only out of the profits. The profits that a fund earns is called "distributable surplus"
Would you like to continue with some arbitrary task?
Would you like to continue with some arbitrary task?
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- This event has passed.
Event Description
This year Bill Chedham, the last member of the family to run the Yard, will be the feature of the event remembering his life at the yard and in the village. A selection of hi wood carving and trophies will be on display.
Open 10am to 4pm Free Entry


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by Tracy Achen
According to the National Intimate Partner and Sexual Violence Survey conducted by the CDC, about 20 people per minute are victims of intimate partner violence in the United States. This equals more than 10 million women and men who have been impacted by domestic violence over the course of a year.
To put this more in perspective, domestic violence affects nearly 1 in 4
women, 1 in 7 men and more than 3 million children in the United States. These
numbers underscore the need for domestic violence support services, prevention
programs, and help for the victims.
HopeLine® from Verizon is a project that supports numerous domestic violence programs and the people they serve. By collecting previously owned cell phones, batteries, and accessories, they can then refurbish and recycle the devices, keeping them out of landfills. Proceeds are then used to fund local shelters and provide resources to help boost awareness of domestic violence and provide resources for prevention and victim recovery.
Hopeline doesn't accept monetary donations, but you can still help. It's as easy as bringing your old cell phones, batteries and accessories to your local Verizon store and dropping them in the collection bins. You can also mail these items in by printing a postage-paid mailing label from Verizon. It doesn't matter if the phone is from a different provider, and even if it's broken; the parts can be recycled in an environmentally sound way and used to generate funds for the program.
You can also sponsor a phone drive in your community to collect used phones.
Your support will help continue putting cell phones in the hands of domestic
violence victims and boost resources and awareness of domestic violence. You can
learn more about hosting a phone drive plus get a link to the prepaid mailing
label at: http://www.verizonwireless.com/aboutus/hopeline/get-involved.html.
Having a cell phone can be a lifeline for victims of domestic violence. It enables them to contact friends and family, keep in touch with shelter and support services, and call 911 if necessary. To make this possible, the program distributes cell phones through local shelters, law-enforcement agencies, and social service agencies for use with their domestic violence clients. In fact, they have provided more than 180,000 phones to domestic violence victims and survivors since 2001.
These phones come with 3000 anytime minutes of wireless service, along with text-messaging. If you need a cell phone, contact your local domestic violence shelter or dial #HOPE from a Verizon Wireless phone. You can also call the National Domestic Violence Hotline at 1-800-799-7233 for additional support and help.
For those skeptical about the motivation behind the program, rest assured this isn't a publicity stunt by Verizon. HopeLine has been an ongoing project since 1995 when the company was called Bell Atlantic Mobile. Back then, the program donated wireless phones for domestic violence victims and voicemail boxes for women living in shelters.
Since 2001, Verizon has donated more than 180,000 phones to victims and survivors of domestic abuse. They have also donated over $21 million in cash grants to various domestic violence organizations and collected over 10.8 million phones to be refurbished or recycled. It's really a win-win situation for the environment and victims of domestic violence. You can find more details about the program at Verizon.
I admire what Verizon has done to help victims and survivors of domestic abuse. If you are in an abusive relationship, these articles can help:


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The GreenSoul project main objective is to achieve higher energy efficiency in public buildings by altering the way people use energy consuming shared devices (lights, printers) and personal devices (personal pluggable appliances). In order to achieve this goal, GreenSoul will apply a two-fold strategy:
It will persuade users to increase their energy-awareness and change their e-consumption habits through a variety of techniques, from persuasive social applications to physical interaction mechanisms linked to the networked devices
It will embed intelligence into the networked devices to allow them autonomously decide about their operational mode for energy efficiency purposes. GreenSouled devices will learn from users habits, acting only when wastefull energy behaviour is detected or users do not heed device suggestions
"The GreenSoul project aims to surpass EU Energy Efficiency Directive energy consumption savings targets (-20% by 2020) with a low-cost energy-efficient ICT platform empowered with a set of assets (apps, interactive interfaces, device adaptors, smart meters and a Decision Support System (DSS) engine as well as a socio-economic and behavioural model which will jointly guide the energy consumption practices of public buildings. "
GreenSoul Platform Key Components
- Smart Analyzers that not only monitor and react, but also incentivise and persuade users to save energy
- Socio-economic behavioural model to motivate users to save energy
- Green-Souled Things with a Smart Adaptor that turn everyday appliances into user-friendly internet connected energy-aware things
- Mobile social and contextual apps that act as persuasive and incentivising interfaces that engage users in an enjoyable manner
- Analytics and Decision Support engine which learns about the energy consumption practices in an environment and takes different predictive and reactive actions to incentivise users or dynamically change the operation of energy consuming devices
Expected Impact
GreenSoul addresses objective EE-11-2015: "New ICT-based solutions for energy efficiency" of the Energy Efficient Buildings call of the H2020 work programme. In this topic, GreenSoul will contribute to the following impacts listed in the work programme:
Systemic energy consumption and production and emissions reduction between 15% and 30%
Fast deployment of innovative ICT solutions for energy efficiency
Greater consumer understanding and engagement in energy efficiency
Social media as multiplier hubs – GreenSoul will be linked to social platforms allows using them as dissemination channels for ICT solutions.
GreenSoul Project is being piloted at 6 public buildings in the UK, Spain, Greece and Austria
Pilot Buildings
This project has received funding from the European Union's Horizon 2020 Research and Innovation programme under grant agreement No. 696129


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Escient FireBall DVDM-100
Escient FireBall DVDM-100
We review products independently, but we may earn affiliate commissions from buying links on this page. Terms of use.
If you're having a high-end AV system installed, this is the jukebox to get. Once it's set up, you'll find that the Escient FireBall is an immensely polished product with a multitude of possibilities. Want to daisy-chain five FireBalls (200GB of storage) and three CD megachangers? No problem. Want to output display info to a VGA monitor or a TV? You can do that or connect to a Escient touch pad VGA panel ($2,000). Want to control the FireBall via a wireless keyboard instead of a remote? Escient includes both, plus back-panel jacks for high-end remote-control panels such as those from Crestron, plus downloadable software for control from a PC. Want to rip the CDs in your megachanger while you sleep? Can do.
The interface is clear, and there's a built-in lookup engine for thousands of popular CDS that doesn't require you to be online. The GraceNote (formerly CDDB) track information service and Open Globe (which provides other song-related info, such as album covers) are sister companies, so the FireBall's lookup capabilities are first-rate. The FireBall's fit and finish are the best of any unit we tested. And you can listen to a large set of radio stations, chosen by Escient, on the FireBall.
What's not to like? We can't believe such a polished product lacks a built-in Ethernet connection. To get Ethernet, you have to use a USB-to-Ethernet dongle adapter. (Escient hints a future model will fix that.) Also, you can download to a handful of SonicBlue Rio and Compaq MP3 players via USB, but only if you aren't using a USB Ethernet adapter.
Most people will find the FireBall's setup directions—particularly networking—incomplete. But we're betting that buyers for this device will turn to an AV tech for setup and that they'll love the result.
- Reviews
- Consumer Electronics
- Audio
- MP3 Players
- TVs & Home …
- Media Hubs & …
- First Looks
- Dell XPS M1210 …
- WinBook Jiv Mini
- Escient FireBall DVDM-100


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Back to Event
The British Summertime Festival is back! 🌞 Taylor Swift will be headlining for American Express Presents BST Hyde Park 2020, and are set to headline the series on Saturday 11th July. With a whole host of artists set to perform, there will be something for everyone! Planning on attending this festival? neon is here for you! Offering convenient coach travel right to the festival - travel has never been easier.
Don't forget to share this journey with your friends, family and other fans to encourage as many people as possible on-board so we can confirm your journey!
Pick up point
The pick up point for this journey is Liverpool One Bus Station
L1 8JX.View on Google Maps
How to book your journey with neon
How to book with neon
1. Find or request a journey
Join one of our neon coach journeys to the biggest gigs, sporting events and festivals in the UK
2. Reserve your seat
Can't see the one you want? Request your own using our simple form.
3. Wait for the coach to fill up
Wait for others to join in, and your journey to be confirmed, so you can travel in style and comfort to your big event.


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Senior Citizens Warned About $250 Medicare Rebate Scam
NEW YORK,, NY (07/08/2010)(readMedia)-- The New York State Insurance Department today warned senior citizens to be on the lookout for fraud as they begin to receive their $250 rebates for Medicare Part D prescription drug costs under the new federal health care reforms.
The one-time, tax-free rebate is being sent to eligible senior citizens to help them pay for the "doughnut hole" – the gap above the initial prescription drug coverage limit but below the point where catastrophic coverage begins.
"Don't give out personal information to anyone who calls you about the $250 rebate check. There have been reports in some states that senior citizens are being contacted and told that they must disclose personal information to receive their rebates or that rebate checks must be transferred to a third party. This is simply not true," Insurance Superintendent James Wrynn said.
So far, there have been no reports of this specific type of Medicare fraud in New York State. However, other states have reported that seniors are being contacted and asked for personal information such as their Social Security and bank account numbers. Some seniors have been told, falsely, that they can get their rebates faster by paying an upfront fee.
The federal government is now mailing the rebate checks to eligible individuals after they reach the "doughnut hole" coverage gap. Individuals enrolled in some private benefits plans or those enrolled in the Medicare Extra Help plan are not eligible.
Under the federal health care reforms, the $250 rebate is the first in a series of steps that will be undertaken through 2020 to eliminate the so-called "doughnut hole" gap. Currently, Medicare beneficiaries whose drug costs reach $2,830 must pay all additional drug costs until their total out-of-pocket expenses reach $4,550 when coverage kicks in again.
Senior citizens who suspect they have been contacted improperly should contact the Insurance Department, the New York State Office for the Aging, or their local Health Insurance Information Counseling and Assistance Program (HIICAP).
Detailed information about the $250 rebate may be obtained directly from Medicare by contacting 1-800-MEDICARE (1-800-633-4227), or www.medicare.gov, 24 hours a day, seven days a week for assistance.
Senior citizens may also contact the Insurance Department's Consumer Services Bureau between 9 a.m. and 4:30 p.m., Monday through Friday toll-free at 800-342-3736. Information is also available on the Department's website, www.ins.state.ny.us.
Seniors wishing to file complaints are encouraged to use the electronic complaint form on the Department's website, or to call or write to the Consumer Services Bureau, NYS Insurance Department, One Commerce Plaza, Albany, NY 12257.


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- ★ How to rebook a collection?
- Can I book a collection in advance?
- Do I need to print a different type of label if I am dropping my MyHermes parcel at a drop-off point?
- Should I choose a collection or drop off service?
- What time will my parcel be collected?
- Where is my nearest parcel drop off location?


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Basic Description
Miller Electric, an ITW company, has an exciting opportunity for a self-driven and innovative Sitecore Developer to join our talented team! Since our inception in 1929 in Appleton, WI we've been a trusted leader in the manufacturing of welding equipment and accessories. In 1993, we were purchased by ITW, making us part of a $15-billion-dollar global company.
We are looking for a talented, energetic Sitecore developer who loves hands on work building web applications. If you are a driven individual with expertise in browser-based applications and CMS platforms, please consider this opportunity. The qualified candidate will have a solid background in the fundamentals of software development and have a deep understanding of the Sitecore platform and industry best practices. You must be able to follow established standards and communicate effectively with the Marketing team, IT team, user community and partners. Collaboration will be key in this role as the digital marketing team and IT team collaborate with many different groups around the globe to drive a consistent experience anywhere our customers engage with us. In this role, you will be involved in multiple development projects across many business functions, for many different business purposes.
Essential Functions
Minimum Qualifications:
• Incredible benefits with low premiums (medical, dental, vision)
• 401K contribution AND retirement contribution
• Generous vacation package in addition to 11 paid holidays
• Family culture
• Work/life balance
• Tuition reimbursement
• Integrity
• Respect
• Trust
• Shared Risk
• Simplicity


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The grandson of former Tobago House of Assembly Chief Secretary appeared in court on Friday charged for murder.
Shauneil Charles, 22, of Golden Lane, appeared before a Justice of the Peace at the Scarborough Magistrates Court charged with the murder of retired police officer and businessman Donald "Sonny" Parks.
The accused is scheduled to reappear before a Scarborough Magistrate on March 25.
Parks was shot dead at his Summer Hill home on March 12 during a robbery. An undisclosed sum of Trinidad and Tobago and United States currency was taken.
Charles surrendered to police with an attorney the day after Parks' murder.
The accused has several gun-related and robbery matters pending before the court.
Parks was the owner of the popular Endeavour's Children and Maternity Store located at Carrington Street, Scarborough. He funeral is scheduled for March 27, at the Scarborough Methodist Church at 10 am.
In 2018, Hochoy Charles, the leader of the Platform for Truth, held a press conference in defence of his grandson and pleaded for him to be granted bail and released into his care. His grandson had been transferred to a prison in Trinidad for offences including marijuana, arms and ammunition, dangerous driving and escaping lawful custody.
Charles also alleged that there was a plan to "organise his death" in Trinidad. He had also contacted THA Chief Secretary Kelvin Charles and then Minister of National Security Edmund Dillon seeking their intervention.


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0191 2859270
Registered Charity No: 1121062
Coquet Trust has rooms available for hire for training and meeting purposes.
See our leaflet for more information and contact details to get up to date prices.
23 Lansdowne Terrace, Gosforth, Newcastle upon Tyne NE3 1HP
Tel: 0191 2859270
Email: email@example.com
web design by Andrew and Pete


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I am adding a new talk to my repertoire of speeches, talks and entertainments.
The Suffragettes
- As we approach the centenary of women gaining the vote in Britain,
this talk looks at the long history of women's suffrage disputes in this
country. The talk highlights the tumultuous years of 1906-1918 when
"Votes for Women" dominated politics and constitutional arguments. Includes display of Suffragette memorabilia.
Thursday, 22 September 2016
The Suffragettes - a talk for your group
Posted by Rupert Matthews at 09:10
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…I bought three quarts of beautiful, sweet, local strawberries at the farmer's market.
There's only one left…
…because the rest got made into THE MOST AMAZING strawberry streusel pie EVER.
And that pie got itself all 'et up before any pic could ever be taken.
* * * * * * * * * *
…I worked on my newest knitting project, Jared Flood's Chinook.
Three colors of my delicious Malabrigo Finito make for dreamy soft and pretty mitts.
So far, I dig 'um. But…it is Malabrigo…and Jared Flood…so, really, no surprise there.
* * * * * * * * * *
…I realized that someone will turn two years old in a month!
Seriously! Two years! Where did they go?!?
I remember Tilly's baby contest and her birth like it was yesterday. I remember falling in love with the cutest little puff of fluff I'd ever held in the palm of my hand.
And now he's two and 15 pounds of grown-up kitty and just as sweet and wonderful as ever.
My handsome boy will be two! Maybe he'll want some strawberry pie to celebrate….humm…


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In a dangerous post apocalyptic wasteland 4 survivors discover they have a better chance of staying alive by working together. Things have changed a lot since the apocalypse. Hordes of vicious sandsharks are taking over, and attacking everyone in their territory. By chance the following characters come together in Seth's bar and try to make a stand:
- Outrageous Sanddolphin hunter Meatcap
- Anarchy hating punkrocker Jello
- Seth, bar owner in sandshark territory
- Coffee addicted nomad / inventor Damon


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This project will provide condition monitoring and problem investigation monitoring at the following sites.
Mississippi River: Tributaries include Bassett Creek, Cannon River, Crow River, and Minnehaha Creek.
Minnesota River: Tributaries include Eagle Creek,Riley Creek, and Valley Creek tributary to the St. Croix River
This project will complete a comprehensive study, following a rational, step-wise process of data analysis, response modeling and comparison to the water quality standards, followed by impairment diagnosis, modeling of improvement and protection options, and development of a WRAP Report and Implementation Plan for Sunfish lake, Thompson lake, Pickerel lake, and Rogers lake.
This project will complete a pollutant source identification and subwatershed information report and support the development of a Draft Restoration and Protection Plan (RAPP). It will also support the devlopment of a Implementation Plan that will identify target areas for BMP implementation for bacteria reductions.
This project will provide the MPCA, CCWD, and all other stakeholders the information and tools necessary to improve the water quality within Coon Creek Watershed District. The improvements will take place using targeted activities throughout the watershed to reduce the primary biological and chemical stressors. In turn, the reduction of these stressors will help to reduce overall loadings of sediment, turbidity, total phosphorus, and E. coli bacteria.
The goal of this project is to develop a phosphorus TMDL for the six impaired lakes in the southwest portion of the Rice Creek Watershed District; Island Lake, Little Lake Johanna, Long Lake, East Moore Lake, Pike Lake and Lake Valentine.
The goal of this project is to finalize HSPF watershed models for the St. Louis, Cloquet, and Nemadji Rivers.
This project supports monitoring and assessment activities by MPCA EAO staff and includes lab analysis, equipment, fieldwork, data management, and interpretation expenses associated with monitoring and assessment activities.The ambient groundwater monitoring network describes the current condition and trends in Minnesota's groundwater quality.
This project will develop a watershed restoration plan that provides quantitative pollutant load reduction estimates and a set of pollutant reduction and watershed management strategies to achieve water quality standards for all impairments within the watershed. It will also an important framework for civic and citizen engagement and communication, which will contribute to long-term public participation in surface water protection and restoration activities throughout the watershed.
This project will support the monitoring of reaches where there are data gaps, incorporate new data and relevant data, continue identification of pollutant sources, complete load duration curves, coordinate and encourage participation in stakeholder meetings. The information gathered during Phase IIB will be utilized towards the development of a Draft Restoration (TMDL) and Protection Plan (Plan).


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In stock
The 2017 edition of the album is enhanced with demo, live, and unreleased recordings from the period in which it was originally released.
Included in:
"101 Irish Albums to Love" by Tom Dunne
"101 Irish Records (You Must Hear Before You Die)" by Tony Clayton-Lea
"Buried Treasures, Vol.2" by Dan Hegarty
"Best Irish Albums '99-'09 by Cluas
"Greatest Irish Albums" by Hot Press
A Murder of Crows is an absolute joy. Every home should have one.
- Hot Press Magazine
A modern alternative pop gem, the album boasts intelligent song writing, sparkling melodies and a
burning if somewhat humble confidence in its own abilities.
- Jim Carroll, The Irish Times
Its perfect pop, one of the best albums I ever had sent into the show. A treasure! - Tom Dunne
A record so good its downright criminal. - Tony Clayton-Lea, The Irish Times
1. A Murder of Crows
2. How You Wish, You Feel
3. Charlie for a Girl
4. A Safe Place to Hide (feat. Gemma Hayes)
5. The Emptiness Inside
6. A Drop of Rain
7. Bleed to Love Her
8. Pain, Relieve
9. I Always Think You're Leaving Me
10. Anyway
11. How You Wish, You Feel (Live at The Olympia Theatre, 2006)
12. A Safe Place to Hide (Live at The Olympia Theatre, 2006)
13. A Memory But No Memories
14. The Hardest Kiss
15. Anyway (Original Demo)
The Easter Vigil - Joe Chester
14.99 € *


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Find Peace in a Busy World
February 2015
Free talk about meditation & awareness
Presenter Prasada Ishaya is an experienced meditation teacher - trained in Spain at the Bright Path's 'Mastery of the Self' retreat.
"It's possible to experience peace and contentment consistently, throughout your life, even when things are really busy." Prasada will be talking about how that can occur simply and effortlessly, by training your awareness to be still and rest in the present moment.
For further details, contact firstname.lastname@example.com or visit www.nowspacemeditation.com.
Other stories in this section:
KC News: the Internet Newspaper for the Kapiti Coast


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Emma Roberts has been acting—and subject to public scrutiny—for more than half of her life. Seriously. Despite the pressure sure to arise from such concentrated limelight, the 26-year-old is not about to build her life (and diet) around the words of naysayers.
"I do what feels good for me at the time," Roberts told Shape magazine about her diet. "I try not to say that I won't eat something. Instead, I stay in tune with my body and my mind, and I think, What do I feel like eating?" And you know what? Sometimes all she wants is a cupcake.
"I love cupcakes, ice cream, and Sidecar Doughnuts," the American Horror Story star told the publication. "Sometimes I bring sweets for everyone at work as an excuse to eat them." Same girl, same.
For meals, however, Roberts keeps things fairly healthy, opting for "a chopped salad with avocado, chicken, and tomatoes" for lunch, and a "turkey burger, or salmon with teriyaki or ponzu sauce, and brown rice with broccoli" for dinner.
When it comes to her workout routine, Roberts has a similar sense of balance.
She does yoga and pilates, as well as cardio with her trainer—specifically focusing her efforts on the "all-important three A's": arms, abs, and ass.
RELATED: Every Blonde Will Want Emma Roberts's Champagne Pop Hair This Fall
"I started working out regularly when I was living in New Orleans shooting American Horror Story: Coven several years ago," she said. "I really fell in love with the food there. To counter all I was eating, I worked out more. It was a great balance: I'd have fried-chicken sliders at night and then go to my yoga class the next morning."
We can really see ourselves getting behind Emma's fitness regime.
Click Here: creed perfume sale


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Content Isn't King. Trust Is King.Blog Post: May 09, 2013
Some good points here - almost stopped reading after the first one though - Not sure I agree that social media's objective is to get eyeballs back on owned property. Many social networks have the ability to convert; depending on how conversion is defined, it might be necessary to be on a social network to convert.
I don't necessarily think the best content should be published on owned property either. Depending on how new the owned property is, it might be better to publish it where it will get infront of the most people.
Lots of great stuff throughout the rest of the article though.


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The Best New Brunch Restaurants in Toronto for 2015
The best new brunch restaurants in Toronto are a mix of long-established eateries that have revamped their menus and newer establishments that serve up old-school fare. Cross-cultural morning foods a la 2014 were out and classic Western breakfasts were back in a big way. This roundup is all about the familiar: bacon and eggs; pancakes; French toast; and Benedicts.
Here are the best new brunch restaurants in Toronto that opened in 2015.
The casual diner on The Danforth is serving up brunch seven days a week. The menu offers customizable pancakes and eggs Benedicts, plus an array of signature items smothered in hollandaise sauce. Try the Croque Madame Benny featuring poached eggs and fried ham over a grilled cheese sandwich.
Above and beyond your usual cafe offerings, this West Queen West cafe features an array of egg-centric dishes and breakfast sandwiches. Get platters packed with fluffy scrambled eggs, bacon, potatoes, salad and a bagel or opt for fried egg sandwiches or fish cakes with poached eggs.
Join the conversation Load comments


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Hotel Reservations Ocean City MD
Let Trip Advisor help you find the best deal in town for your visit to Ocean City, MD. Whether it's a hotel, motel or a B&B start your search here…
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|Ocean City Cool Stuff Store > Everything made from photos from around Ocean City MD > Click Here!
"If you think adventure is dangerous, try routine, it's lethal" – Unknown


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So I've decide to keep track of my wildlife adventures again for the coming year, so here goes…
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Goose roundups – 3rd
A trip out to Richmond Park to meet up with Phil Belman and help with the annual roundups. Each year we are seeing less birds on the pond and this year was no different, we caught c30 of only 40 birds present.
A late invite to ring Marsh Harriers by Swale Ringing Group in Kent was an opportunity not to be missed. A hastily reshuffle of workload allowed me to head to Kent with Paul. This visit was the 'mop-up' round, to ring juveniles that had either been to small or not hatched on the previous visit. Unfortunately for Paul and myself, of the 4 nests checked none had any surviving young. We did get to see some of the fledged birds flying above and it was still great to meet with new ringers and learn about a magnificent bird.
CES 7 – 9th
Far from perfect weather conditions (something we've come to expect this year!) but within ringing guidelines had us out at Wraysbury again for CES 7. A team of 5 processed a total of 48 birds, 41 new and 7 recaptures, Chiffchaff led the way with 12 processed followed by Blackcap on 6.
CES 9 – 30th am
Having missed CES 8, I was eager to get out and catch some birds. Better weather conditions than my last CES visit but still far from what we'd expect for this time of year and not what had been forecast the previous evening, at least the wind was not as bad as our previous visits but a north westerly did keep it cooler than we'd like. A team of 6 were out to support the CES cause.
74 birds processed in total with a 60/14 new/retrap split. Chiffchaff was the most numerous ringed with 21 followed by Whitethroat and Garden Warbler with 7 each.
Chobham Common – 30th pm
Woodlark had been spotted on the common so Carl and I decided to have a go at catching some using my spring trap baited with mealworm. We trekked over to the area in question but unfortunately couldn't see or hear any, however there were plenty of Stonechat about so we set for them and were able to catch 2 birds, both juvenile.
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A busy month with our Constant Effort Site (CES) & Retrapping Adults for Survival (RAS) schemes ramping up.
RAS – 5th
First up for the month was a trip out to Berkshire where Carl, Paul and myself spent the morning in and around Marlow checking a few boxes of various owl species, Little, Tawny and Barn. Our first box, a Tawny, we found a single owlet, we estimated it to be 14 days old, we checked the leg size to make sure before putting a ring on.
We knew what to expect in the next box to be checked, the owner has a camera mounted in the box and monitors it on the lounge tv. A female with 2 owlets
There were 3 boxes at the next location, Little owl, Barn owl and Kestrel. The Little owl was sitting with 2 chicks, the Kestrel was sitting on 4 eggs, we will return in 14-18 days to check the progress and the Barn owl box was empty.
CES 5 – 18th
Andrew, Carl, Paul and I managed to work in a session in between the periods of bad weather June as thrown up. A rather modest 31/9 new/retrap was the final total of the day with a male Bullfinch the highlight.
We didn't quite manage the whole 6 hours with rain once again causing an earlier take down than planned.
RAS – 19th
Berkshire again with Paul and more first round box checking, highlight of the day was a broad of 3 Barn owl pulli aged 35d, 32d & 29d, all old enough to ring. Two more boxes had females sitting tight on very young chicks of only 2 -6 days and possibly eggs, we will return in due course to ring the pulli.
RAS – 22nd
A busy, and possible a record breaking day in Berkshire with 20 boxes checked and 10 birds processed; 3 new BO, 3 retrap BO and 2 BO chicks, one of the retraps proved to be a very special bird indeed, a female first ringed 14 years and 11 months ago and sitting on eggs, the oldest known UK Barn owl was 15 years and 3 months, this means our female is probably the oldest know breeding UK Barn owl! A return visit to the Kestrel box we visited on the 5th revealed 3 Kestrel chicks and 1 unhatched egg, 2 of the chicks were old enough to ring with the third still a few days away.
A new catching net specially designed for the Kestrel boxes was deployed today, alas the adult bird was not in the box.
CES6 – 26th
Andrew, Paul, Andy B and I again managed to dodge bad weather days and complete CES 6 on Sunday, a relatively slow morning was made somewhat busier around 1130 when a mixed flock, mostly Long-tailed tits (19) 31 birds in all, found our nets, this boosted the catch to 73 birds, 12 species, processed for the day. Highlights of the day was a new Great spotted woodpecker and 3 retrap Sedge warblers.
RAS – 30th
Coming to the end of our first checks with just a few boxes left to mop up. Paul will now collate all the data taken so far and work out our second round visits, our initial finding are not as we would hope, it seems the run of continued wet weather we've had throughout June is hampering the females reaching breeding weight with some already giving up and moving onto their moult cycle, moving into July we're all hoping for a big improvement in the weather to enable the adults which have managed to lay eggs or have young already to hunt and continue feeding their young.
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The first CES of the season was carried out on Saturday 7th May by CHR, KDT, PMW, SR,SM & HD. A calm, dry day with broken cloud cover.
A very busy morning with 75 birds processed from the CES nets and a further 8 from an additional non CES net.
CES 02, was carried out on Sunday 15th May by KDT, PMW & SM. Light winds and scattered cloud cover made for a very pleasant morning.
A steady flow of birds kept the team busy for the majority of the morning, with a variety of warbler species and plenty of thrushes processed. A total of 51 birds processed with a 23/28 new/retrap split.
Highlights of the session; a male and female Bullfinch and 2 juvenile Robins, our first youngsters of the CES season.
CES 03, with the weather looking unsettled towards the end of the CES period it was decided to take advantage of the low wind speeds forecast for Thursday 28th May rather than chance the weekend weather changing for the worse. A team of 4, AVK, KDT, PMW & EW made it out.
Quite a chill in the air first thing with a light NNE breeze and not really warming up until 10am, overcast early on clearing to scattered cloud mid morning.
A 21/14 new/retrap split for the session, highlight of the day, a new 4F Kingfisher.
Saturday 28th May, back to Wraysbury but a different area for a non CES session, another team of 4, CHR, KDT, SR & KF in attendance, Carl wanted to see what we might catch with an earlier start, so all but myself (blah) arrived on site for 04:00, I turned up at 05:30 to find the earlier start had netted 8 birds, it was quite cool early on so this may well have accounted for the lack of early movement.
A fairly quiet morning with a 10/12 new/retrap split. Highlight of the day was a Great tit with all the attributes one would expect to see in a male only for it to have female sex parts!
Other activities included tit box monitoring in the wood on the farm.
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in Berkshire for a day checking Tawny owl boxes with Carl & Paul. A pleasant day with 12 boxes checked, a single Male found for the second time roosting in the same box.
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…to be completely wrong! The wind speeds were higher than predicted and there was rain, not predicted! The morning wasn't a complete wash-out and we were able to do some ride maintenance, trimming and clipping ready for the 2016 CES. I was back home by 8am.
Posted in Latest Bird Ringing Session | Tagged bird, birds, karl tarratt, kdtarratt, ride maintenance, wraysbury | Leave a Comment »


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What is the Gospel?
The gospel is that the Kingdom of God has come through Jesus of Nazareth. He is Christ, the King, God's one and only Son. He died on the cross for our sins, was buried, and was resurrected on the third day in accordance with the Scriptures. In His great love and by His amazing grace, God our Father saves everyone who repents of their sin, believes the gospel, and follows Jesus in the power of the Holy Spirit. When Jesus returns on the last day, the great Day of Judgement, all Jesus' followers will enter the eternal Kingdom of God.
[1 Cor 15:1-5; Jn 3:16; Eph 2:8-10; Mk 1:15&17; Matt 25:31-46]
The Bible
We believe the Bible, both Old and New Testaments, to be the divinely inspired Word of God, without error in the original writings. It is the ultimate and final authority in all matters of faith and practice. (Psalm 19; 119; John 17:17; 2 Timothy 3:16; 2 Peter 1:20-21)
We believe there is one true and infinitely perfect God, the Creator and Sustainer of all things, eternally existent in the three persons: Father, Son, and the Holy Spirit. (Genesis 1:1; Deuteronomy 6:4; Matthew 3:16; Acts 5:3-4; Colossians 1:15-16; 2:9)
Jesus Christ
We believe that Jesus Christ is true God and true man, having been conceived by the Holy Spirit and born of the Virgin Mary. He died on the cross – a sacrifice for our sins according to the Scriptures. He arose bodily from the dead, He ascended into heaven, where, at the right hand of the Father, He is now our High Priest and Advocate. (Isaiah 7:14; 9:6; 1 Corinthians 15:3-4, 14-15; Philippians 2:5-11; Hebrews 9:11-28; 1 John 2:1-2)
Holy Spirit
We believe that the ministry of the Holy Spirit is to glorify Jesus Christ and, during this age, to convict men of sin, regenerate the believing sinner, and indwell, guide and empower the believer for godly living and service. (John 14:16-17; 16:7-14; Acts 1:8; 1 Corinthians 12; Ephesians 1:13-14)
We believe God created both man and woman sinless in His image, but mankind, through Adam's sin, fell into sin and all of mankind is therefore separated from God and subject to His wrath. All people are sinners by nature and by practice and are unable to remedy their lost condition. (Genesis 1:26-27; 3:1-24; Psalm 51:1-17; Isaiah 53:5-6; 64:6; Romans 3:10-18, 23; Ephesians 2:1-3)
We believe salvation is a gift freely offered by the grace of God to all who repent of their sins, accept the shed blood of Jesus Christ on the cross as the sacrifice for their sins, and by faith receive Jesus Christ as Savior. All who receive by faith the Lord Jesus Christ are born of the Holy Spirit and thereby become children of God, a relationship in which they are eternally secure. (Mark 1:15; John 3:3-23; 10:28; Romans 3:23; 6:23; 8:15-16, 28-30; 2 Corinthians 5:17; Galatians 4:5-7; Ephesians 2:8-10; Hebrews 9:22; 1 John 1:9)
The Church
We believe the true Church is the body of believers, and Christ is the Head. We also believe in the local Church - believers gathering together in local assemblies for the purposes of instruction, prayer, fellowship, worship, exhortation, encouragement, observance of the ordinances, and to be witnesses to God's saving grace in the world. (Matthew 28:18-20; Acts 2:41-47; 1 Corinthians 12:12-13; Ephesians 1:22-23; 4:4-6; Colossians 1:18)
We believe the Scriptures prescribe two ordinances for the Church: water baptism and the Lord's Supper. Believers are baptized in water as a testimony to their spiritual identification with Christ, and regularly celebrate the Lord's Supper in remembrance of His death and in anticipation of His return. (Matthew 26:26-30; 28:18-20; Luke 22:14-20; Romans 6:1-11; 1 Corinthians 11:23-29)
Angels and Satan
We believe angels were created by God as His servants and ministers to His people on Earth. We also believe Satan was created as an angelic being, but was removed from his position for his pride, and now actively works to frustrate the purposes of God. (Ezekiel 28:12-19; Daniel 12:1-2; Matthew 25:41; Ephesians 6:10-12: Hebrews 1:14; 1 Peter 5:8-9; Revelation 12:12:4-920:7-10)
The End Times
We believe in the personal, physical and imminent return of Jesus Christ, at which time the believer will be resurrected to eternal, unbroken fellowship with God, and the unbeliever will be resurrected to eternal punishment and separation from God. (John 14:1-4; 1 Corinthians 15:24-58; 2 Corinthians 5:10; 1 Thessalonians 4:13-17; 2 Thessalonians 1:5-12; Revelation 20:15)


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I have been seeing quite a few posts shared both on blogs and social media sites that have inspired me to ask what my thoughts and feelings are as far as some of the major issues with religions. I saw the same post three times in the last two days and was recently answering questions on an online dating site that really made me stop and think. Much like a conversation with Plato would have caused the same introspection and observation of thought to come up with my own view and perspective.
Jesus… Wasn't a Christian
Mohammed …. Wasn't a Muslim
Buddha … Wasn't a Buddhist
The question asked on the dating site; "Over all do you think Christianity has helped make mankind become better human beings?"
The question provoked some interesting thoughts and observations and in a way the post about the inspirational beings that the largest religious movements and religions kind of put the exclamation point on the end of the train of thoughts. Many may disagree and I am not by any means trying to bash, or dispute any ones beliefs or the right to believe as one chooses. I would rather applaud you all for your conviction and faith in your chosen religions and faiths. I am quite spiritual and have a love for all humanity, religions, faiths, philosophies, creeds and I would add races yet have to say there is only one human race. We collectively are the entire human race! Colors of skin? Yes there are different colors of skin, as there are many diverse cultures and many different perspectives on our planet.
As I searched my thoughts and feelings over the last few days I have made several observations that I would share. I am not proclaiming them as truth or not truth yet as I sift through the various perspectives and stories throughout history since the beginning of "Christianity" I have to wonder on a whole has Christianity made a positive impact on mankind. The same may be asked of the Muslim faith and the impact it has had and is having on mankind.
Jesus Christ was not a Christian as Christianity did not exist while he was alive, nor did he tote a Bible and preach from it. The Bible as we know it didn't exist yet the books of the Old Testament did, to my knowledge however he didn't tote those around and preach from them either. He walked his walk and talked his talk by setting an example for mankind to follow. He turned the other cheek fed the hungry taught men to fish healed the sick and shared his love. He asked us human beings to look inside who we are and treat others with respect love and dignity as we all would like to be treated. He asked that we walk in peace and not to throw stones or to judge others. He never as far as I know told his apostles to go out and through power and might convert and control their fellow man and make them become "Christians". His way was one of freedom of choice and asking us to look within and be loving beautiful human beings to help one another and forgive if one was wronged by another to share with each other the goodness of life and what the world we stand on has to offer.
I ponder the question of Christianity and has it helped mankind become better human beings? As I look at the history of this religion and the walk it has walked. The cultures it has destroyed the masses that have been killed in the name of "Christ" and there have been many. The Europeans that were tortured and controlled forced to submit to the "will of God", the Pagans, the Wiccans, the many other cultures and societies that either became Christian or were cleansed by torture or fire. The Indian tribes of South America and North America the "Heathens" that were either exterminated or forced to become civilized "God Fearing Christians" the French and Spanish Inquisitions, the Holy Wars. Even in today's society the examples I see of extravagant Cathedrals and Temples, churches and those elevating themselves to "Saint" status as they walk pass the starving, the homeless and the ill.
If Jesus was about free will and caring for all humanity and all of creation, acceptance, tolerance, compassion and empathy for others as well as one hundred percent non violent would he even be a Christian? How would he feel about the honor of this tribute to him the religions of Christianity? I am not going to say that there have not been many, many human beings throughout the history of Christianity that have in fact led by example and walked the walk. I am saying however that when I look at the big picture of human beings that call themselves Christians it would appear that they worship a book turn a blind eye and exert control over others by the might of their religious masses and have not apparently gotten the message that Jesus delivered.
I am not sure I have the answer to the question yet it has brought me to another question… Would Jesus be a Christian?
Thank you for allowing me to share a few thoughts and perhaps inspire you to share a few thoughts as I would truly like to have a better answer than I have come to. I am leaning towards a mixed response with no clear cut answer even in my own truth. I suppose that is what acceptance is I accept that it is what it is with all of my love unconditional. There has been much good from the religions of Christianity and much that I would consider not so good. I do know that every man woman and child tortured and killed to establish and create this thing we know as Christianity would bring many tears to the eyes of the one they say is the inspiration behind it. What do you think?
Thank you for being you and sharing your love and smiles making our world a better place for all we share it with.


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To use your Drums background codes, follow the instructions below.
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- Go to Settings > Design > Change Background Image.
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We are excited to announce FL Studio Mobile 3 is finally available on all platforms Android, iOS (Apple) and Windows App. FL Studio Mobile 3 is a free update for all FL Studio Mobile 2 owners from Android and iOS.
Watch the Complete FL Studio Mobile 3 Video Tutorial Playlist Here
FL Studio Mobile 3 is a complete ground-up re-write of our mobile platform. Please watch the video above and make the decision whether they stay with the current design or migrate to the new. If you want to stay with the current design TURN OFF AUTOMATIC UPDATES for FL Studio Mobile 2. The key point is that FLM 3 is a radical departure from FLM 2. It will require learning a whole new application and workflow.
Where can I get support?
See the FL Studio Mobile 3 support landing page.
You can view the Users Manual here.
What OS formats are supported?
Android - Live in Google Play Store
FL Plugin - Get it here here
iOS - Live in the Apple Store
Windows App - Live in Windows Store
FL Mobile 3 works as an FL Studio format plugin. Start projects on the desktop and move to your mobile device and back again.
Is there a trial version?
If you want to trial FL Studio Mobile, download the FL Studio demo and test the FL Studio Mobile Plugin there.
Mobile 2 vs 3 project compatibility
FLM 2 projects will load in FLM 3, however they are not 100% identical sound wise. Due to architecture changes we can't maintain perfect consistency.
Purchased instruments
Your in-app purchased instruments will be transferred to the new version and will continue to work. No need to buy anything twice. NOTE: As with FL Studio Mobile, in-app purchased instruments are not transferrable between OS installations and must be purchased separately.


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Nedbank supports entrepreneurs at business expo
JOHANNESBURG, (CAJ News) – NEDBANK, one of South Africa's "Big Four", will empower up-and-coming businesses through training workshops at the Small Business Expo later this year.
The event is co-located with the #BuyaBusiness Expo,at the TicketPro Dome in Johannesburg from 31 August – 2 September.
Carol Weaving, Managing Director of Small Business Expo and #BuyaBusiness Expo organizers, Reed Exhibitions, expresses delighted to welcome Nedbank as a sponsor of an information zone.
The bank will run the Nedbank Money Matters Theatre.
Weaving says feedback from the 2016 #BuyABusiness Expo and Small Business Expo indicated that local small and medium business owners wanted more content on finance, funding, managing the finances and cash flow of a business and general money matters.
"In line with our goal of empowering small businesses, we will present the Nedbank Money Matters Theatre alongside the many other training and workshop areas at Small Business Expo and #BuyaBusiness Expo," says Weaving.
In 2016, Small Business Expo co-located with the #BuyABusiness Expo brought in millions of rands in deals for exhibitors and attracted around 7 000 visitors – a large proportion of them already business owners and investors seeking to grow their portfolios.
In addition to in-depth and targeted information sessions, the expo VIP' programme, business speed dating, online business matchmaking and networking areas deliver immense value add to exhibitor and local businesses.
The Small Business Expo runs alongside #BuyaBusiness Expo is presented in partnership with the Eskom Foundation. Staged at the TicketPro Dome from August 31– September 2, the event presents a broad range of business opportunities and financial and business advice and expert presentations under one roof.
– CAJ News


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PORT TOWNSEND — Jefferson County commissioners have taken major steps to move forward the long-proposed Pleasant Harbor Master Planned Resort, allowing the developer to begin filing for permits.
The commissioners unanimously approved an ordinance that provides for development regulations of the Pleasant Harbor Master Planned Resort near Brinnon and approved to adopt a development agreement for the resort during their meeting Monday.
"We thank the community and the county commissioners for finally reaching a consensus that this is a good opportunity for the community and for Jefferson County," said Garth Mann, president and CEO of Statesman Group of Calgary, Alberta, which proposed the development in 2006.
"We're looking forward to creating something special for the community."
Mann did not offer a timeline for the project, but said the goal is to move as quickly as possible. He said the company can now work with engineers and architects. He said the company is waiting through a 30-day period in which people can file appeals.
"Right now the property is still in the state it was when we closed it down as a 500-unit recreation and RV park," he said. "It's still got a lot of amenities that need cleaned up as part of the process."
The Pleasant Harbor Resort would be on 252-acres on the Black Point Peninsula 2 miles south of Brinnon. It has been controversial since it was first proposed.
"There are mixed feelings and anxieties around this project and those aren't unrecognized," said Commissioner Kate Dean. "There has been a lot of painstaking effort given to those concerns."
The county is preparing for potential litigation related to the resort, said Commissioner David Sullivan. Commissioners added an executive session to their Monday agenda in anticipation of litigation.
Environmental concerns, traffic and other issues have been at the heart of the discussions surrounding the resort.
A key requirement of both the development regulations and the development agreement is to show compliance with a 2008 ordinance that approved changing the land use designation from rural residential to master planned resort.
That ordinance contained 30 conditions concerning public services, environmental protections and other aspects that were required.
"We believe that the development regulations and the development agreement with the developer have satisfied our concerns and our requirements to ensure that the MPR is developed in an environmentally sound, and community supportive way,'" Sullivan said in a statement.
"Public input and consultations with area tribes helped us make significant changes to the regulations and to the development agreement that we have approved."
Development will move forward in three phases, according to the agreement.
The first phase includes clearing and grading the site of the golf course, road construction and the construction of a wastewater treatment plant backup system. It also includes construction of the 170-unit Sea View Villas and 32-unit Golf Vistas.
The second phase includes completion of the golf course, developing a new well and construction of the 208-unit Golf Terrace Recreation Center and Conference center.
The third phase includes building the 66-unit maritime village building and 21,000 square feet of commercial space. This phase includes the construction of the Golf Terraces, Sea View Villas and Golf Vistas.
The scope of the master planned resort has shrunk from 1,200 residential units to 890 and the golf course was reduced from 18 holes to nine.
The county has worked with Statesman Corp. on provisions to ensure that wildlife resources are not negatively impacted, to make sure water quality is monitored and that high water quality is ensured, officials said. Other provisions recognize Native American tribal treaty rights.
When the county held a meeting about the draft development agreement in January, many protested the resort saying that not enough had been done to mitigate the negative effects of having a large resort on the Hood Canal.
The Sierra Club then expressed concerns about sewage treatment, well systems, the aquifer and the impact 4,1000 would have on the Hood Canal.
Concerns have been raised about what the development would mean for Black Point's kettle ponds, unique ponds formed by retreating glaciers which are of cultural significance to area tribes.
The agreement requires the developer to work with the Port Gamble S'Klallam Tribe to preserve one of two kettles and to arrive at a kettle management plan.
This would allow the tribe to enhance the selected kettle by removing invasive vegetation and planting it with native vegetation found at the time of its use by native people.
Reporter Jesse Major can be reached at 360-452-2345, ext. 56250, or at [email protected].


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Lorna started pole dancing 9 years ago as a way to lose her baby weight and quickly became addicted, She began teaching 5 years ago now and with so much experience and qualifications behind her, she is adept at working your mind, body and soul to bring out the very best in you.
Lorna has worked with some of the best people within the pole industry, she has a mountain of knowledge behind her, is known well for her pole flow, strength and conditioning and her quirky routines. She loves throwing in challenges to push you out of your comfort zone and helps you reach your full potential and achieving the impossible.
Lorna specialises in building confidence and strength both physically and mentally and brings many aspects of pole and coaching techniques to her teaching style.
Lorna entered her first competition in 2013 and more recently earned the Pole Theatre Classique title 2016. She decided to focus on her teaching rather then competitions.
Lorna loves pushing and creating the magic for her students working on their own routines as this is where her creativity and passion thrives.