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Azelastine (Into the nose)
Azelastine (ay-ze-LAS-teen)
Treats symptoms of allergic rhinitis (hay fever).
Brand Name(s):
Astelin Ready-Spray, AsteproThere may be other brand names for this medicine.
When This Medicine Should Not Be Used:This medicine is not right for everyone. Do not use if you had an allergic reaction to azelastine.
How to Use This Medicine:
- Your doctor will tell you how much medicine to use. Do not use more than directed.
- This medicine is for use only in the nose. Do not get any of it in your eyes or on your skin. If it does get on these areas, rinse it off right away.
- You will need to prime the nasal spray before you use it for the first time. To do this, pump the bottle 6 times or until some of the medicine sprays out. Prime the spray after each time you clean the pump, or if you have not used the medicine for 3 days or longer, by spraying the medicine 2 times.
- Before using the medicine, gently blow your nose to clear the nostrils.
- After using the nasal spray, wipe the tip of the bottle with a clean tissue and put the cap back on.
- Read and follow the patient instructions that come with this medicine. Talk to your doctor or pharmacist if you have any questions.
- Missed dose:Take a dose as soon as you remember. If it is almost time for your next dose, wait until then and take a regular dose. Do not take extra medicine to make up for a missed dose.
- Keep the bottle tightly closed when not using it. Store at room temperature, away from heat and direct light. Throw this medicine away after you use 200 sprays.
Drugs and Foods to Avoid:
Ask your doctor or pharmacist before using any other medicine, including over-the-counter medicines, vitamins, and herbal products.
- Some foods and medicines can affect how azelastine works. Tell your doctor if you are using cimetidine or ketoconazole.
- Tell your doctor if you use anything else that makes you sleepy. Some examples are allergy medicine, narcotic pain medicine, and alcohol.
Warnings While Using This Medicine:
- Tell your doctor you are pregnant or breastfeeding, or if you have kidney disease.
- This medicine may make you drowsy. Do not drive or do anything else that could be dangerous until you know how this medicine affects you.
- Keep all medicine out of the reach of children. Never share your medicine with anyone.
Possible Side Effects While Using This Medicine:
Call your doctor right away if you notice any of these side effects:
- Allergic reaction: Itching or hives, swelling in your face or hands, swelling or tingling in your mouth or throat, chest tightness, trouble breathing
- Burning, redness, swelling, or irritation around or inside your nose
- Heavy nosebleeds
If you notice these less serious side effects, talk with your doctor:
- Bitter or bad taste in your mouth
- Sleepiness or unusual drowsiness
If you notice other side effects that you think are caused by this medicine, tell your doctor
Call your doctor for medical advice about side effects. You may report side effects to FDA at 1-800-FDA-1088
Last Updated: 5/1/2020
The information provided herein should not be used during any medical emergency or for the diagnosis or treatment of any medical condition. A licensed medical professional should be consulted for diagnosis and treatment of any and all medical conditions. Call 911 for all medical emergencies. Links to other sites are provided for information only -- they do not constitute endorsements of those other sites.
All rights reserved
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Overview of AvaTrade Forex Trading Broker
AvaTrade was founded in the year 2006 and with more than one decade of service in the industry, it is one of the most preferred brokers at the moment. Based on a data, it is found that over 2 million trades are being executed by the traders through the Forex trading platform of this Forex broker.
They offer a first class trading environment with excellent commitment level. It is the reason why we have decided to review the broker here and inform our readers about the features and services it has to offer to its traders.
Regulatory Information
AvaTrade has its headquarters in Dublin in Ireland and has been licensed and regulated by the Central Bank of Ireland. A critical point about the broker to be noted is that it does not offer to trade customers from the USA because of specific laws and other regulations. Other than that person from other places are free to place trades with this merchant.
Its account managers are located in significant parts of the world like for instance Sydney, Tokyo, Milan, France, Paris etc. where you can contact the managers to share any of your trading related problems. The broker is licensed by Australian Securities and Investment Commission in Australia, in Japan by Financial Services Agency. It is also permitted by British Virgin Islands Financial Services Commission.
Trading Platforms
The software used by the broker for placing trades in the Forex trade is both propriety and industry standard. It is free to use, and we list the different types of platforms currently provided by the merchant:
- AvaTrade: It is the propriety platform which is tailor-made based on the requirements of the traders. It offers unique trade strategies and is available for both iOS and Android-based operating systems.
- MetaTrader4: It is the world's most used and utilised platform accessed by hundreds of thousands of traders. If you have traded in Forex previously and aware of this particular platform, you are suggested to use the services of this specific platform without any second thoughts.
- AVAOptions: Using this platform can help you trade in not only Forex but Binary Options as well. You can trade in both formats of the trading at a given time simultaneously with this platform.
- Mac Trading Platform: It is ideal for those users who are using Mac based operating system or own iPhone/iPad etc. On the website of AvaTrade, you can find the step by step guide how to download the trading platform and use for placing trades online.
- Web Browser Platform: This platform is designed for Windows users and is available round the clock either through day or night. It is compatible with all the popular web browsers like Firefox, Chrome etc. There is no need to download anything, and you can access the platform just by going online.
Introduction to New Traders
Customer Support
Customer service is available for its traders 24/7 from Monday to Friday. It is closed for the weekend. It offers multi-language support in Chinese, French, Japanese, Italian, Spanish etc. apart from English. You can contact the support team through email or directly talking them over the telephone.
Bonuses and New Customer Promotions
AvaTrade offers Welcome Bonus to all its newly registered traders. The reward depends on the initial amount deposited in the trading account. As a trader, you can claim up to a maximum of $10,000 in the form of a bonus. For more information, you may access the official website of the broker.
Banking Options
You can fund your account through the different modes of payment offered by AvaTrade. The broker accepts all the personal credit cards and debit cards for making any payment. It takes deposits and withdrawals through eWallet services like Neteller, PayPal and Skrill. Apart from that, you may even opt for the electronic wire transfer to settle your funds. Lately, it has started accepting money using AvaTrade also.
For more banking and payment related information, we suggest you access the web page of the merchant where you can get details like payment time and other terms/conditions related to the payment. We should make you aware that the deposits are acknowledged immediately but the withdrawals take some time because it has to undergo a lot of security checks because of online phishing scams.
Why Trade Forex at AvaTrade?
Many reasons make AvaTrade one of the most preferred brokers in the Forex market at present.
You are going to have a pleasant experience once you start trading with this merchant. The best thing about this broker is that it is ideal for the newbie traders. If you have no prior experience in Forex trading and worried, then AvaTrade can help you glide through smoothly.
It offers numerous study material, online journal, free seminars and other trading strategies that help to impart the kind of information required while trading in Forex. Its website is packed with information, and it has a dedicated FAQ section where you can find a list of commonly asked questions and their answers.
Also with AvaTrade by your side, you can expect peace of mind. The payment system of the broker is very expedited and transparent at the same time. At any point in time, if you need money, you can withdraw the same from your trading account promptly.
There are different withdrawal options available, and you can select the one that suits you best. Also, the broker offers round the clock customer support all five days a week. The customer support team is very knowledgeable and friendly who help traders in settling their queries related to different aspects of trading online. If you have any question, you could either call them or send a mail. All your queries will be resolved in the least possible time with maximum satisfaction level.
So no matter if you are a newbie trader or an experienced one, AvaTrade can help cater the needs of all types of customers. Just start trading with AvaTrade, and you will start to experience the difference!
Be the first to leave a review.

subset: commoncrawl


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Stanford Graduate School Of Business
In July 2018, Climate Motion one hundred+ released an replace that showed extra buyers are mobilising throughout 29 nations to drive corporate motion on local weather change, and firms on the initiative's focus listing, have started to make progress in the direction of its targets, together with a trebling in assist for the recommendations of the Monetary Stability Board's Job Power on Climate-associated Monetary Disclosures.
Greatest for Small Business: Energy what you are promoting web site with access to customized WordPress plugins and themes, actual-time concierge support, Google Analytics, and unlimited storage. Many people begin a enterprise considering that they will activate their computers or open their doors and begin making a living, only to seek out that creating wealth in a business is much more difficult than they thought.
Savings from licensing charges, flat-charge site visitors pricing, included code assessment, and our managed hosting and help services all cut back CapEx and OpEx burdens in comparison with different solutions. Now we have market analysis studies from number of leading publishers and update our assortment daily to provide our clients with the moment online entry to our database.
The report assess the buying trends together with the purchase course of, technology choice, expenditures, and manufacturers and service supplier preferences of finish-users within the International Dental Laboratory Mixers market. The costliest Perth properties are showing indicators of restoration concurrently lending knowledge signifies the decrease end of the housing market continues to stagnate.
International Business and Financial Information, Inventory Quotes, and Market Knowledge and Analysis. With entry to this database, our shoppers will be capable of profit from expert insights on global industries, merchandise, and market tendencies. The "good news" is that God has provided an answer for our sin problem.…


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What is a private key?
A private key is a secret code preventing others from accessing and using your cryptocurrency. It is the equivalent of a pin number for a safe, a password to an email, a passcode to an iPhone. For a cryptocurrency wallet, a private key is a long string of alphanumeric characters. It generally looks something like this: (Source: The Cleverest)
For Cloud Wallet, the private key is stored securely with Cobo on the hardware security module and we help execute transactions for you.
For the HD Wallet, the private keys are encrypted into recovery phrase (12 words), which you have to securely store and remember.
There is one private key for each address. There can be many addresses and private keys in a wallet since each coin has its own unique address. To make it easier to manage and remember the private keys, the private keys are encrypted in a 12-word format called recovery phrase or mnemonic seed. You need to use these 12 words to recover your HD wallet if you are changing your device, your device has been stolen or your device is broken.
If someone gets access to the 12 words, he or she has access to your cryptocurrency, so it is very important that you keep your private key, private.
How to store your recovery phrase (or private keys)?
1. Store it offline
Using a mobile device to take a screenshot or a photo of the recovery phrase to store it may be convenient, but it is highly not recommended. If the phone becomes lost or stolen, thieves may have access to the wallet. If the phone is lost or broken, the recovery phrase will no longer be accessible. In summary, avoid storing the recovery phrase digitally. Storing the recovery phrase in an email or on the cloud also exposes the owner to the risk of being hacked.
For security purposes, it is highly recommended that the recovery phrase be stored offline. The easiest way to this is by writing the recovery phrase down on a durable piece of paper and storing it in a safe place. The recovery phrase can also be printed and stored in a safe place. Avoid using public printers or public computers to mistakenly leave the recovery phrase in the hands of the wrong person. Lastly, ensure that the word order and the spelling of the recovery phrase are correct.
2. Make a few copies and store them in different locations
The recovery phrase may be accidentally lost or destroyed so it is better to make two or three copies and store each of the copies in different locations. Some people put their recovery phrase in a safe to protect it from theft, water and or fire damage.
3. Do not share it with anyone
Sharing your recovery phrase is like sharing the pin to your bank account. Do not share it with anyone, not even with Cobo. Cobo has no policy to obtain a user's recovery phrase in any circumstance. The recovery phrase is yours and you are the only one who should know it and use it.


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Dear friends of the Pennsylvania German language,
The German-Pennsylvanian Association (Deutsch-Pennsylvanischer Arbeitskreis e.V.) is pleased to announce plans for an annual festival to promote the Pennsylvania German dialect throughout Pennsylvania. We hope to establish and institutionalize a series of events called "En Friehyaahr fer die Mudderschprooch" (A spring-time for the mother-tongue) on a yearly basis with the intent of giving the dialect more prominence and visibility as a major part of Pennsylvania's cultural heritage.
In 2010, this festival will take place between February 2 and July 11. Bringing together already existing events and new initiatives to maintain and revitalize the dialect within this limited time period of five months will enhance the issue and show the public as well as the various media that Pennsylvania German is by no means dead and that there are enough people in Pennsylvania who care about its survival. This will make people aware of "what is out there". We invite all interested organizations and individuals to participate in this endeavor by scheduling relevant events in their respective locations and environments and to let us know in what way they would like to take part. You might also consider offering the same program at different locations on different dates in various counties throughout Pennsylvania.
We hope that this initiative will create renewed interest in the cause of saving this important part of Pennsylvania's cultural and linguistic heritage and look forward to hearing from you.
Mudderschproochfescht 2010 _PG Events February – July 2010_
Filed under: Homepage-Archiv |


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Please see attached notice for borrowers who took payday loans from an Ontario location of Cash Store or Instaloans after September 1, 2011.
Money is now available from a successful class action settlement of more than $10 million.
Borrowers can get a minimum of $50, depending on claims volumes, and possibly more. The process is easy, flexible, and costs nothing. It has been designed so that you should not need documents to make a request for money.
If you borrowed a loan from Cash Store or Instaloans after September 1, 2011, collect what is owed to you now by submitting a claim online at www.TakeBackYourCash.com before October 31, 2016.
If you don't want to click on the link, you can enter the email address into your browser instead.
Any information you provide will only be used to help you in the process. It will not be shared with any debt collectors or anyone affiliated with them.
TakeBackYourCash.com is your best resource of information, but you can also find out more on Facebook at www.facebook.com/takebackyourcash.
If you have any questions, you can call the Claims Administrator toll-free at 1-866-840-2631 or email email@example.com.


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Frequently Asked Questions
What is the difference between Clear-Glide and Clear-Quilt? Clear-Glide is made from high tenacity polyester. Clear-Quilt is made from 100% Egyptian long staple mercerized cotton.
Will Magna-Glide's magnetic bobbin core interfere with my sewing machine software? No. The magnetic is designed to deliver consistent tension. It is not strong enough however to interfere with your machines internal workings.
Do I use Magna-Glide or Clear-Glide bobbins in my machine? If your machine has a metal bobbin case you can use our Magna-Glide pre-wound bobbins. If your machine has a drop in bobbin case, then use our Clear-Glide pre-wound bobbins.
Does my machine use a size L or a Size 15/A bobbin? Please refer to our bobbin comparison chart for more information on what size bobbin your machine takes.


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|Copyright (c) Queen's Printer,
Victoria, British Columbia, Canada
|B.C. Reg. 270/2008
|Deposited October 10, 2008
effective October 17, 2008
[includes amendments up to B.C. Reg. 69/2018, April 13, 2018]
|Part 1 — Designations
|Part 2 — Application for Designation
|Application fee
|Cost of investigation
|Fees and costs prorated
|Part 3 — Public Interest Criteria
|Criteria for designation of health professions
|Part 4 — College Amalgamations
|Amalgamation of nursing colleges
1 In this regulation, "Act" means the Health Professions Act.
2 (1) The designations of the following health professions are continued for the purposes of the Act:
(n) traditional Chinese medicine and acupuncture.
(2) The designation of licensed practical nursing is continued, for the purposes of the Act, as practical nursing.
(3) The following professions are designated for the purposes of the Act:
(a) audiology, hearing instrument dispensing and speech-language pathology;
(h) clinical perfusion, respiratory therapy, radiation therapy and medical laboratory technology.
[am. B.C. Regs. 412/2008, s. 2; 419/2008, App. s. 4; 420/2008, App. s. 6; 421/2008, App. s. 6; 422/2008, App. s. 6; 423/2008, App. s. 6; 169/2010, s. (c); 132/2017.]
Part 2 — Application for Designation
3 The application fee to be submitted with an application under section 7 (1) of the Act is $2 000.
4 The minister may not charge to a health profession association the first $7 500 of costs incurred by the minister in the conduct of the investigation of the health profession association's application under section 7 (1) of the Act.
5 If the minister conducts one investigation for the designation of a health profession in respect of more than one application under section 7 (1) of the Act, the fee payable under section 3 and the costs in excess of the amount under section 4 may be prorated by the minister between or among the health profession associations that have applied.
Part 3 — Public Interest Criteria
6 (1) For the purposes of section 10 (1) of the Act, the minister must consider the extent to which the practice of a health profession may involve a risk of physical, mental or emotional harm to the health, safety or well-being of the public, having regard to the following:
(a) the services performed by practitioners of the health profession;
(b) the technology, including instruments and materials, used by practitioners of the health profession;
(c) the invasiveness of the procedure or mode of treatment used by practitioners of the health profession;
(d) the degree to which the health profession is practised
(i) under the supervision of another person who is qualified to practise as a member of a different health profession, or
(ii) in a currently regulated environment.
(2) The minister may also consider the following criteria:
(a) the extent to which the health profession has demonstrated that there is a public interest in ensuring the availability of regulated services provided by the health profession;
(b) the extent to which the services of the health profession provide a recognized and demonstrated benefit to the health, safety or well-being of the public;
(c) the extent to which there exists a body of knowledge that forms the basis of the standards of practice of the health profession;
(d) whether practitioners of the health profession are awarded a certificate or degree from a recognized post-secondary educational institution;
(e) whether it is important that continuing competence of a practitioner of the health profession be monitored;
(f) the extent to which there exists within the health profession recognized leadership which has expressed a commitment to regulating the profession in the public interest;
(g) the likelihood that a college established under the Act would be capable of carrying out the duties imposed by the Act, having regard to factors that may affect the viable operation of the college;
(h) whether designation of the health profession is likely to limit availability of services contrary to the public interest.
Part 4 — College Amalgamations
7 (1) The following colleges are amalgamated into one college:
(a) the College of Licensed Practical Nurses of British Columbia;
(b) the College of Registered Nurses of British Columbia;
(c) the College of Registered Psychiatric Nurses of British Columbia.
(2) The amalgamation date for the purpose of subsection (1) is September 4, 2018.
[en. B.C. Reg. 69/2018, s. 2.]
[Provisions relevant to the enactment of this regulation: Health Professions Act, R.S.B.C. 1996, c. 183, s. 12]
Copyright (c) Queen's Printer, Victoria, British Columbia, Canada


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Jimi Hendrix
Alrighty folks, it's time to give you an in-depth review of the new Hendrix album. It's been generating a lot of buzz and even reached the top of the Billboard charts. The only thing is, there's been a whole bunch of BS being spread about the album. It's time to lay down the facts, give it a hefty once over, and crank out the Hendrix jams for a big ol' review.
Continue reading "Jimi Hendrix Review: People, Hell & Angels"


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The (GAO) Government Accountability Office recommends that the IRS needs to create a plan to comprehensively evaluate the administration of civil tax penalties and their impact on voluntary compliance.
The GAO suggested that the IRS's Office of Service-wide Penalties should collect information to evaluate penalties and penalty administration, and to determine the effectiveness of the penalties in promoting voluntary compliance.
Civil tax penalties are an important tool for encouraging compliance with tax laws. It is important that the IRS administers penalties properly and determines the effectiveness of penalties in encouraging compliance. In response to a congressional request, GAO determined (1) whether IRS is evaluating penalties in a manner that supports sound penalty administration and voluntary compliance and, if not, how IRS may be able to do so, and (2) whether IRS's guidance for a new penalty for failure to disclose reportable transactions was issued in a timely manner and was useful to affected parties, and whether and how IRS has assessed the penalty. GAO reviewed IRS documents and guidance, and interviewed IRS officials and tax practitioners.
For the full report, go to: www.gao.gov/highlights/d09567high.pdf


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The PRIME research team has conducted the first mission for the case study of private sector support in the aquaculture & fishery sector in Indonesia in June 2014. This briefing note provides: (i) insight into the sector choice based on the preparatory feasibility study, (ii) an overview of the first mission and (iii) the next steps.
Sector Choice
The first step of the case study was the conducting of a feasibility study to determine which sector in Indonesia was most suitable to conduct the case studies. Given the number scope of the activities of both CBI and PUM in fishery and aquaculture, this sector emerged as the most suitable sector for the case study. A desk-study on the sector was conducted. Subsequently, various telephone interviews were conducted with the PUM and CBI managers involved with the activities in this sector in Indonesia.
The next step was the selection of companies. Based on the list of firms supported by CBI and PUM in the period 2010-2014 a selection of companies was made on the basis of diversity in activities (covering both aquaculture and fishery sectors) as well as geographical clustering (in order to facilitate the visiting of the firms within the short timeframe of the field mission). In addition, a number of non-supported firms were contacted to be interviewed to obtain insights in the comparability of supported and non-supported firms, selection into the programs and other aspects of the processes and mechanisms underlying the impact of the activities. These 'comparison group' SMEs were selected and contacted through the local PUM and CBI representatives.
Overview fishery & aquaculture sector Indonesia
Indonesia has the fourth largest fishery and aquaculture sector in the world, and the largest in South-East Asia[1]. In 2012 the sector accounted for an approximated 21% of Indonesia's agricultural economy and 3% of GDP (FAO, 2012)[2] and provided an estimated 5 million people and their dependents with incomes (Indonesian government, 2011)[3]. Approximately two thirds of the total of 8.4 million tons produced in 2011 derived from fishery & the remaining one third from aquaculture (FAO, 2012). Over 95% of the fishery production originates from artisanal fishermen (ibid). Especially the aquaculture sector has been growing strongly in the past years.
Graph 1: Production Trends in Fishery and Aquaculture[4]
Key challenges & trends in the Indonesian fishery sector include: (i) overfishing in open waters and accompanying shift to aquaculture, (ii) technological advances in aquaculture (iii) development of mariculture (cultivation of marine organisms in open sea), (iv) increased competition from fishery & aquaculture sectors in other emerging economies such as Thailand & Vietnam, (v) stricter requirements for labelling & packaging produce for export, (vi) competition from other sources of protein such as chicken & beef (FAO[5] & Indonesian Government [6]).
First mission
The first mission took place between June 8-16, 2014. For the first mission we have chosen to focus on SMEs in the region of Jakarta & Surabaya, where a large fraction of the CBI & PUM beneficiaries are located. One motivation for the regional focus was to limit travel time within the country. Another motivation was to have more geographical heterogeneity in the sample, allowing for more comparison between the SMEs. During this mission 14 SMEs – both supported and supported – as well as 4 sector including the ministry of Fishery & aquaculture & the sector organization were interviewed on a range of topics such as: (i) how firms got into the programs, (ii) how support from CBI and PU was integrated in the organization, (iii) which factors influenced the success with which SMEs could apply the support to the benefit of their organization.
What is next?
The research team is exploring possibilities for obtaining data on the fishery & aquaculture sector through existing research efforts, and include PUM & CBI specific questions in these surveys where possible. A second mission will be in 2016 to explore and deepen observations from the first mission and explore enablers and barriers of effectiveness of the support activities. The overall case study analysis will be done late early 2017, followed by a verification workshop to present and discuss the findings.
[1] http://en.wikipedia.org/wiki/Fishing_industry_by_country
[2] http://www.fao.org/news/story/en/item/176776/icode/
[3] Indonesian Government, Fishery Industry at a Glance (2011): http://www.bkpm.go.id/img/file/fisheries.pdf
[4] Ministry of Marine Affairs and Fishery
[5] FAO: http://www.fao.org/fishery/countrysector/naso_indonesia/en
[6] http://www.bkpm.go.id/img/file/fisheries.pdf


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Ekelund 'Desiree (Leaf)' Beige Place Mat 48x35cm
DescriptionThe item needs to be checked its stock availability.
Please note it may take 7-10 days before the confirmation.
Kitchenfabrics of Sweden established manufacturers as long you use your hand increases the ease of use and long generations we are confident with the "ecerund" company.
Material: cotton 55% linen 45%
More than 100 years. While the kitchen cross-manufacturer of Sweden paid the linen as purveyor of Northern Sweden Royal family, to the Emperor and Empress of Japan asked the ekeland's. Stringent European environmental standards-conscious Sweden, Horace - de city factory, EKELUND products are woven.
EKELUND products are woven edge and edge processing in attention to detail, are made with the finest linen and cotton. The sense of security will remain static indefinitely. Gloss will please many generations. In prayerful lay beautifully, such as cloth, napkins and towels. Will you tell us the feelings of delight in the gifts, giving side.
Use your ideas! will participate actively on various occasions as an accent Interior kitchen towels, wall hangings, towel, pillow covers, place mats, etc., in idea and depending on the size.
Please ask the things we use every day is better than my favorite dish.
"Ask about EKELUND products purchased.
And may vary depending on your computer monitor image color.
-Please refrain to never attack textile dryer use.
-Cloth products, washing shrinkage must be causes. Water quality, temperature, and can be washed contraction rate is not constant, the advance is made into large. And eco-friendly, not features, preshrunk.
And there is one nature, the prominent wrinkles, in your laundry gradually diminishes.
Production on the seam thread out to the surface.
* Product name size in the maker's catalog as stated.
* Country of origin: Sweden
Brand Quality
Shipping Cost
- Overseas shipping are made by EMS (Express Mail Service).By separate e-mail, we will inform you the order details included the transportation charge, then we will proceed the credit card payment after we receive your final confirmation.
Japan domestic shipping, we charge a Nationwide Flat Fee ¥660JPY for each shipment under ¥22,000JPY.
- We charge "Per Carton Cost" in addition to the shipping charge for ship the goods outside Japan (SEE UPDATE: New Terms of Shipping from 31st March 2017)
- A fee for customs clearance for an international package will be charged value exceeds 200,000JPY.
Payments are made by accepted credit cards
- Payment by credit card is proceeded through the outsourced settlement third-party, GMO Payment Gateway, Inc. so Le-Noble is not retained any customer's credit card informations. We use the encryption system SSL, so the encrypted card informations are transmitted to them.


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Business Ethics: Dealing with Security Breaches
This content was COPIED from BrainMass.com - View the original, and get the already-completed solution here!
You are the Head of Security for your multimillion-dollar corporation. Recently, you have been restoring your computer system because of a serious breach that occurred over a period of several weeks before it was detected by your computer analysts. You estimate that the financial loss associated with this attack is $27,148,000. This cost is based on tangible losses such as lost productivity, network downtime, and the expense of getting rid of the virus that infected the network. You've been called into a meeting with the Board of Directors and the CEO to determine whether the company should go public with the breach. The discussion centers on how this information will be used by customers and competitors, ie, the intangible costs.
1. What will the media do with this information?
2. What will be the impact on your reputation?
3. Will your customers lose confidence in your ability to protect their private information?
4. Will this result in a negative impact on your bottom line?
5. Consider all the stakeholders in this scenario. What is the primary consideration here?
6. Other than what is being considered at the board meeting, are there other things that should be considered?
7. What is the ethically right thing to do?
Solution Preview
1. What will the media do with this information?
The media will do its job and circulate the information to the public who may be impacted by the breach at the company.
2. What will be the impact on your reputation?
This will either have a negative impact on the company wherein the company will be viewed as unable to protect customers or the company could become more diligent and respected for willing to risk exposure by revealing the breach. Most probably, the company will be negatively impacted by this breach.
3. Will your customers lose ...
Solution Summary
This solution discusses how information regarding a breach should be used by customers and competitors.


text:
August 11th, 2019, 21:50 #1
- Join Date
- Dec 2018
- Posts
- 28
LFG Star finder Monday or Tuesday
LFG Star finder Monday or Tuesday
Time Zone PST
Unlimited license and own the PDF/books
Class Rogues
I game that at is weekly and voice
Star finder Society game or a no mall both are good.
use Discord preferred
Discord name Cairo#6905
Last edited by SirTristan; August 11th, 2019 at 21:55.
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Is Now the Right Time to Refinance?
Refinancing your mortgage is one of the smartest financial moves a homeowner can make. If you bought a home between July 2013 and July 2014 you should look into refinancing as it will likely save you thousands of dollars for many years to come.
Since late September when interest rates began falling, more and more Americans have refinanced their mortgages. However there are still many homeowners who haven't yet, either because they don't realize that rates have gone down or they don't want to go through the process of refinancing because they think the process is too overwhelming.
It isn't really as much work as you might expect and many times it won't cost you anything. In fact, there are many mortgage companies out there such as the ones we work with, Guaranteed Rate and Salem Five, who often don't even charge anything to do a refinance. They have no points and no closing cost refinancing programs. They can guide you through the entire process and show you the best refinance programs that will work for you.
How Much Can You Save?
Here are a few examples of the cost savings over the life of a loan when you refinance at a lower rate and the same term:
Let's say your current mortgage is $300,000 with a 30 year interest rate of 4.5%. Your monthly payment would be $1,520. If you refinance at a 4% rate, your monthly payment would drop down to $1,432, a savings of $88 a month, or $1,056 a year. Over the life of the loan you would save $31,680!
If your current mortgage is $500,000 with a 30 year interest rate of 4.5% then your monthly mortgage payment is $2,533. If you refinance at a 4% interest rate, your monthly payment would go down to $2,387, a savings of $146 a month, or $1,752 a year. Your savings over the life of the loan would be $52,560!
Over the last 60 days rates have been at their lowest levels n 18 months and as of today the rate for a 30 year fixed is 3.91%. And keep in mind these are average rates. The rate you get will depend on how much you put down and which type of mortgage you get.
If you are paying a higher interest rate on your mortgage, you should take advantage of these low rates before they go back up. With rates this low, you could save tens of thousands of dollars over the life of your mortgage if you refinance now.


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A strong belief in quality of life.
Darrin has worked in the fire service for 15 years. He founded Prehab Nutrition in an effort to address a need that was continuing unchecked. The Fire Service is taking great strides to minimize toxic exposure on the outside, but nothing is being done inside the body. Prehab fills that gap. Studies and tests show that disease-causing chemicals get inside even with proper PPE and decontamination procedures. This is why wearing your mask is not enough. DAILY DECON is Prehab's answer to protection inside the body.
Prehab's mission is to promote longevity and quality of life so Firefighters and other First Responders can continue to enjoy their lives and families long after their last alarm.


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Holguín:Call the Cuban city of the parks, is the third tourist pole of Cuba. For their costs it disembarked, in 1492, the Admiral Christopher Columbus. The discoverer said of his costs: It is "the most beautiful earth that human eyes have seen." Their territory registers more than 40 beaches of first quality. Among the most famous they are Fishing, Esmeralda and Guardalavaca. The Mirador of Mayabe allows to enjoy the family in a calm landscape. The donkey Pancho, main attraction of the Mirador, drinks beer in the bar next to the clients. Holguín possesses twenty places of historical value and 135 archaeological places. The tourist can visit the city of you Take a bath, call Archaeological Capital of Caribbean, and the aboriginal cemetery in "Chorro de Maíta". To come closer to the life of these old residents from Cuba more Taína it can leave to the Village, a reproduction in natural size of the thematic one.
Places of interest: Beach Guardalavaca, Beach Pesquero, Beach Esmeralda, watchtower of Mayabe, Loma de la Cruz, Park National "Sierra de Cristal", Hotel Pernik, Chorro de Maita, Bariay, Pico Cristal, Restaurant Polinesio, Club "El Nocturno", entre otros más.


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Posted December 6, 2014 by Julie Riebe in lettuce. Tagged: gardening. Comments Off on Lettuce count the ways I love thee!
Two weeks into the lettuce experiment and it's still doing well. Of course, it's helped that the weather has cooperated, with only one night close to freezing and most days at least in the 50s or 60s.
I can taste it already!
Click on map to see what zone you're in.
Blog at WordPress.com.


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Introduction: A Taste of Korean Culture
Kimchi Jjigae
Kimchi Jjigae is the comfort food for almost all Koreans. For Korean people, whenever you eat, there will always be kimchi, a spicy fermented cabbage side dish, served with almost every meal. Many Koreans use Kimchi to make a hot pot filled with meat, vegetables, and seasonings. It is a perfect meal to cook on any occasion and it requires little time and allows a large area of flexibility.
Teacher Notes
Teachers! Did you use this instructable in your classroom?
Add a Teacher Note to share how you incorporated it into your lesson.
Step 1: Before You Begin
Gathering What you Need
You must gather these ingredients at a local grocery store/international market.
Serving Size: 4 People
Some products may have different branding so you need to look for things by name not packaging
- 1.5 cups of Kimchi (First Picture)- Store bought or home-made(Home-made Kimchi Instructions)
- 0.5 cup Kimchi Juice - The juice found at the bottom of the Kimchi jar you bought/made
- 1.5 Cups of Water
- 1-2 lb of any choice of meat (Fourth Picture)- Recommend pork belly, beef, spam, hotdog, and/or medium firm tofu.
- Salt & Pepper
- Ginger
- 0.5 White Onion (Optional if it is too spicy)
You will need these cooking utensils in order to safely and properly make this dish.
- Cutting Board
- Knife
- Measuring Cup
- Medium/Large Pot with a lid
- Ladle
- Stove
- 2-3 Bowls
Step 2: Preparations
This process is important to do before cooking so that you have all the ingredients ready. Make sure you prepare all of these things before you turn on the stove. These preparing steps will help you not rush while cooking so you will reduce the chance of injury or spoiling the food.
Dangers: When using a knife, make sure you have a safe environment where there is no one in arms distance from you. When you are cutting make sure you hold the knife firmly and never place your thumb around the blade while you cut.
Prepping the Ingredients
- Grab the cutting board and place it on a flat surface.
- Take one section of Kimchi (1/4 of a whole cabbage) from the jar and place on the cutting board
- With a knife, cut up the 1.5 cups of Kimchi into 1-inch slices and place it in a bowl on the side.
- With your knife, carefully skin the ginger then cut around 5-6 slices as shown in the picture above.
- Slice your meat into small pieces (about 1 inch – 2 inch pieces)
Make sure you clean your knife and cutting board well after cutting raw meat before using again.
Step 3: Cooking/Combining the Ingredients
Make sure you follow these steps slowly so you do not risk spoiling the food or causing injuries to yourself.
Dangers: Hot stove may burn you on contact. Make sure you use a long ladle to mix the pot. Be careful of the steam when opening the pot because the steam may burn you.
Place 1.5 cups of Kimchi and 1lb of your choice of meat into the pot and DO NOT turn the heat on.
Step 4: Cooking/Combining the Ingredients
Add 1.5 cups of water, 0.5 cups of Kimchi Juice, and ginger into the pot and place the lid on the pot.
Bring the pot to a boil then take the lid off so the soup does not overflow.
The soup should be bubbling and the meat should look like it is starting to cook (losing the raw pink color and turning brown)
Step 5: Boiling the Soup
Boil the soup for about 5 minutes on high heat.
The soup should bubble around the edges and the vegetables and Kimchi should start to look a little soft. The meat should be losing the raw pink color and turning more brown now.
Step 6: Tasting for Spice
Taste the soup for spiciness once the meat is cooked. The meat should have no more pink showing
Be careful because the soup is hot
Adjustment to your level of Spicy
- If you want it more spicy add a little more Kimchi Juice
- If it is too spicy or sour then add sliced onions to make the soup sweeter
Step 7: Taste If You Need More Salt or Pepper
Add salt and pepper to desired taste.
If you add too much salt on accident then you can just add a little more water.
The soup should taste a little spicy from the Kimchi, a little salty when you added salt, meaty from the fat from the meat, and warm.
Step 8: Last Step and Eat
Bring the pot to a simmer, low-medium heat so the soup is not rapidly boiling but has little bubbles around the edge of the pot, for about 5-10 minutes longer. All of the ingredients should look cooked with no pink color showing. The Kimchi and other vegetables should be soft. DO NOT eat the ginger.
If you see the water and the Kimchi Juice separating, stir the soup before serving.
This dish is typically served with rice.
Be the First to Share
6 Discussions
That looks delicious
I have been making my own kimchi, I'll have to try it with your recipe. thanks
Do you have a recipe for summer kimchi? My husband was stationed in Korea and misses the real stuff!
I freaking Love Kimchi
I love this dish. I used to live in Korea so I will try out your instructables myself :)
Thanks for sharing! A Korean friend of mine really turned me on to Kimchi.... wasn't too hard as the Eastern European part of me really likes cabbage!


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As property has always on average increased in value at a greater rate than inflation, although it has good and bad years, there is a real risk that at sometime you will be caught in the Inheritance Tax Trap. So what could you do to reduce your exposure?
Sadly there is no right answer but your other personal assets and how you continue to own the properties will affect the eventual tax payable. Please do not forget that tax planning should not affect your quality of life and by giving a property to another but continuing to live in it or use it may have no effect on the Inheritance Tax payable on death.
Some of the points that will have to be considered are:
The make up of all your assets, not just the real estate.
With regard to the properties you could consider
- Jointly owning with another.
- You could have an interest only mortgage so that the mortgage is a debt in your estate on death.
- You could give away small portions of the property each year, (larger portions may incur a Capital Gains Tax (CGT) Liability if they exceed the CGT free band).
- You could give away other assets
How we can help
Estate planning is very important and because of the changes made in recent budgets it makes more sense to consider giving to the generation after next ie not to your children but to your children's children.
Property is known as an immoveable asset and the description shows how hard it to make easy changes to it. You can not pick it up and have it delivered somewhere different. In most of Europe property values have risen substantially.
We specialise is helping potential inheritance tax payers to consider not only what will happen on death but also what may be achieved now.
Further Reading on Inheritance Tax
- HMRC Capital Taxes: Inheritance Tax (IHT), by Inland Revenue
- Tips for wills and inheritance tax planning, by Guardian Newspaper
- How to Avoid Property Taxes, by Carl Bayley
- Inheritance Tax Planning, by Wendy Walton
- Inheritance tax, by Standard Life


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Forum people =/= You & K+, the rest are people from chat, and people from chat are... well you know.Annnnnnd this is where you couldn't be more wrong... Actually very few do... I have friends who argue with me publicly on AF but we LULZ privately on messenger.
And let me show you a little chart...
Top 10 Thanks (Received)
animeyay (279)
blueangel06661 (255) [Here's me... number 3]
Eris (244)
Seung-li (203)
SuXrys (175)
Ericgamer1 (163)
Avi-chan (126)
Aleyna (114)
Xeiz (112) [and here's you waaaaaaaay down here at the bottom at number 10]
And here's another
Top 10 Likes (Received)
Eris (1142)
animeyay (864)
blueangel06661 (766) [here's me at number 4]
SuXrys (700)
Seung-li (667)
Ericgamer1 (545)
RyuTama (433)
Aleyna (358)
Xeiz (338) [and here's you waaaaay down here]
And last one...
Top 10 Dislikes (Received)
Videogamer555 (478)
blueangel06661 (103) [Here's me... Not bad only in 4th.. 103 compared to 766 and 225]
Skrillex (82)
Lady Gaga (81)
Xeiz (74) [and here's you in 7th with 74... compared to 338 and 112]
Galleo (70)
MusashiKatana (49)
NaokoElric2250 (49)
I do believe my ratio is higher than yours..... And will probably remain that way... You didn't notice that almost anyone who's been on the forum has nominated you for most annoying? Kinda sad don't you think?? Even I have been nominated as one of AF's nicest members a few times in that thread =P obviously I'm pretty nice and carefree... Unless you're being stupid/and or annoying.. Unfortunately you're kinda sorta both lately so you don't tend to see my nice and carefree side lately... I just have a short temper and don't put up with crap =P


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|Foreign Ministry Spokesperson Geng Shuang's Regular Press Conference on June 22, 2017
Q: Yesterday morning, Saudi Arabia's King Salman issued a royal decree to appoint the Deputy Crown Prince, Mohammed bin Salman, as Crown Prince and Deputy Prime Minister. What are the comments of the Chinese side?
A: The Chinese side has extended its congratulations to the new Crown Prince of Saudi Arabia. We are of the view that the stability and development of Saudi Arabia serves the common interests of the regional countries and international community. China and Saudi Arabia are comprehensive strategic partners. China stands ready to work with Saudi Arabia to implement the important consensuses reached by the two leaders and promote the further development of China-Saudi Arabia relations.
Q: Panamanian President Juan Carlos Varela said, when giving an interview in Washington D.C. on June 21 that, he once told Taiwan that Panama would switch its stance once the "diplomatic truce" across the straits ended. Later on when learning about the end of "diplomatic truce", he made the right decision to establish diplomatic relations with China. Varela is the first to clearly state the "diplomatic truce" has ended among the leaders of the countries that "severed diplomatic relations" with Taiwan. Has the "diplomatic truce" across the straits truly come to an end?
A: You speak Spanish? Quite good pronunciation. (The journalist nodded and smiled.)
The one China principle concerns China's core interests and the feelings of the 1.3 billion Chinese people. Staying committed to the one China principle and developing friendly cooperative relations with other countries in the world on the basis of the Five Principles of Peaceful Coexistence is the consistent position of the Chinese government. We will continue to uphold this position in developing friendly cooperative relations with other countries in the world.
Q: On the China-US Diplomatic and Security Dialogue, US Secretary of State Rex Tillerson said that China has a diplomatic responsibility to exert much greater economic and diplomatic pressure on the DPRK if China wants to prevent further escalation in the region. What is your response?
A: Recently, China has stated its stance on the Korean Peninsula nuclear issue several times. I also answered similar questions yesterday. What I want to point out is that China does not exercise so-called economic and diplomatic pressure in its exchanges with other countries. We stay committed to developing friendly cooperative relations with other countries in the world on the basis of the Five Principles of Peaceful Coexistence. At the same time, we will uphold our own rights and interests and fullfill our international obligations, including implementing the relevant Security Council resolutions.
On the Korean nuclear issue, I shall reiterate that China has been making unremitting effort for settling the issue and playing a positive and constructive role. As the tensions rose and the situation escalated, China has actively promoted peace talks. China has put up the dual track approach and the initiative of "suspension for suspension", as well as the proposal to strengthen the effort for both non-proliferation and promoting peace talks. These above-mentioned approach, initiative and proposal have gained understanding and support from an increasing number of countries.
Also, we have stressed many times that the crux of the Korean Peninsula nuclear issue does not lie in the Chinese side, neither does China hold the key to solving the problem. We hope relevant parties can play their due role and take their due responsibility and work with the Chinese side to push for the settlement of the Korean nuclear issue.
Q: According to media reports, the Japanese government has issued a handbook on the curriculum guidelines to instruct elementary and high schools to teach students in social studies that Diaoyu Dao is Japan's "inherent territory" without territorial disputes. How do you comment on that?
A: Diaoyu Dao and its affiliated islands have been China's inherent territory since ancient times. China's resolve and determination to uphold its territorial sovereignty is unwavering. Whatever Japan says or does, the fact that Diaoyu Dao belongs to China cannot be changed. We solemnly urge Japan to face squarely history and reality, stop provocation and educate the young generations with a correct view of history, and avoid creating new obstacles to China-Japan relations.
Q: During a congressional hearing, the US lawmakers were informed that the US administration is beginning an inter-agency review towards its relations with Pakistan. The continuation of US aid to Pakistan would be one of the considerations during the review. A US official also told Reuters in New York that the US is now considering expanding drone strikes, withholding financial aid to Pakistan, and downgrading Pakistan status as a major non-NATO ally. Meanwhile, a Pakistani diplomat responded that the US was trying to make Pakistan a scapegoat for the stalemate in Afghanistan. He also mentioned the sacrifices Pakistan has made in the fight against terrorism as well as the effort to improve the situation along Pakistani-Afghan border. What is your comment?
A: We have noted relevant reports. Pakistan is an important country in South Asia. Maintaining peace and stability and economic development in Pakistan serves the interests of regional countries and peoples.
Pakistan stands at the frontline of international fight against terrorism and has been firmly cracking down on terrorism all along. It has made major sacrifices and contributions to fighting international terrorism and safeguarding regional security and stability. The international community should fully affirm this and support Pakistan's counter-terrorism effort on the basis of respecting its sovereignty and territorial intergrity.
Q: There are reports that China cut short a defense meeting with Vietnam because of disputes in the the South China Sea. Can you confirm that? Secondly, can you provide the reasons why a China-Vietnam border meeting between the two militaries has been canceled?
A: The Ministry of National Defense has given a response to this question.
On your question about the South China Sea, at present, with the concerted efforts of China and regional countries, the situation in the South China Sea has cooled down and de-escalated and taken on a trend of positive development. This hard-won situation is worth cherishing by all parties. Relevant parties should avoid taking any unilateral actions to complicate the situation in disputed waters, work with China for the shared goal and uphold the general picture of bilateral relations and regional peace and stability.
Q: Pakistani media said that China has offered to build a dam in the disputed territory between India and Pakistan and to integrate the dam with the China-Pakistan Economic Corridor. What is your comment?
A: I have no information at hand about this specific project you mentioned. What I can tell you is that, the China Pakistan Economic Corridor (CPEC) is a cooperation framework built from the perspective of long-term development by China and Pakistan. The CPEC is of important significance not only to the development of the two countries, but also to promoting regional connectivity and the development and prosperity of regional countries.
We have stressed several times that the CPEC is an economic cooperation initiative. It is not targeted at any third party, nor does it have anything to do with territorial and sovereign disputes. We hope India and Pakistan can properly resolve the territorial and sovereign disputes between the two sides through negotiation and consultation.
Q: To exercise more pressure on the DPRK, will China heighten sanctions or impose unilateral sanctions?
A: Our position is very clear-cut. China has always implemented all DPRK-related Security Council resolutions in a comprehensive, accurate, earnest and strict manner. China opposes any so-called unilateral sanctions by other countries in accordance with domestic law. We do not think such deeds will help resolve the issue.
Q: The Mongolian presidential election will take place on next Monday. There have been anti-China sentiments expressed by certain candidates. What is your response?
A: Regarding the Mongolian general election which you mentioned, I am not aware of that.
Mongolia is a close neighbor of China and the two countries enjoy friendly relations. In recent years, bilateral pragmatic cooperation has witnessed quite a few positive outcomes. We hope that the Mongolian general election will be held in a steady and smooth manner. The Chinese side stands ready to continue to work with Mongolia to jointly develop China-Mongolia friendly cooperation.
Q: Firstly, reports from Pakistan say that Foreign Minister Wang Yi will visit Pakistan and Afghanistan for mediation between the two countries later this week. Can you give some details and what is his mission about? There are strong differences between the two countries. Secondly, yesterday the Pakistani airforce shot down a drone from Iran, which would raise tensions between the two countries. What is your comment?
A: On your second question, I have not seen relevant information. The Chinese side sincerely hopes that relevant regional countries can maintain friendly relations and properly handle relevant issues through dialogue and consultation.
On your first question, both Pakistan and Afghanistan are close neighbors of China. China has maintained friendly relations and frequent exchanges with both countries. If there is any important information about exchange of visits, we will release it in a timely fashion.
In addition, the Chinese side sincerely hopes that Pakistan and Afghanistan can strengthen communication, enhance mutual trust, improve relations and jointly uphold the peace, stability and development of the two countries and the region. The Chinese side is willing to play a constructive role in this regard.
Q: My question is somewhat long. The Russian border department detained a man who attempted to cross the Russia-China border. He said that he is a US hacker and his name is David Charles. The detainee had no valid documents with him. As he said, he arrived in China with a fake passport of a citizen of Tanzania. He was detained by the Chinese police and officers took his passport to check his identification. But he tried to flee to Russia where he was detained by the Russian border department. According to the Russian border department, his passport information provided by the Chinese side is under the name of a citizen of Tanzania. Can you confirm this?
A: Your told us a long story which concerns a number of persons and countries. By contrast, my response is very simple, that is, I don not know relevant information. (The journalist laughed.)
Q: About Foreign Minister Wang Yi's visit to Pakistan and Afghanistan, has the date been announced already or will you announce it later? Because he is supposed to be on this visit from Saturday.
A: Like what I have said just now, China maintains close exchanges with Pakistan and Afghanistan. If there is any important information in this regard, we will release it in due course.
(The journalist: The date has been announced by Pakistan reports yesterday.)
If the Chinese side knows any information in this respect, we will release it in due course.
Q: Yesterday, the Colombian government said that China has released to the Colombian authorities a Colombian inmate jailed in China for drug trafficking. China released him because of humanitarian concerns as he was 68 years old. How many Colombian citizens are jailed in China for drug trafficking? There are allegedly more than 100. Does China have the intention to release all Colombian inmates on humanitarian concerns?
A: You may have noted that in recent time, as some foreign citizens in China were engaged in drug trafficking and violated the Criminal Law of the People's Republic of China, some compulsory measures have been taken against them, including the citizens from Columbia.
As for the specific case and some specific numbers you mentioned just now, I do not know relevant details. What I can say now is that the Chinese government welcomes foreign citizens to come to China. Meanwhile, we hope that they can observe Chinese laws in good faith and refrain from being engaged in criminal activities.
Q: On the disputes in the South China Sea between China and Vietnam, has any new oil rig been moved into the diputed waters?
A: Just now I have expounded China's position. I would like to add that Vice Chairman of the Central Military Commission of the People's Liberation Army Fan Changlong paid a visit to Vietnam not long ago. During his visit to Vietnam, Vice Chairman Fan Changlong met with the leaders of the Vietnamese Party and government, including the General Secretary, the President and the Prime Minister of Vietnam. During the meetings, Vice Chairman Fan Changlong reiterated China's position on the South China Sea. He urged the Vietnamese side to abide by the important consensus reached between the leaders of the two Parties and two governments, strengthen strategic communication, properly handle and manage differences and uphold the larger picture of China-Vietnam relations and the peace and stability of the South China Sea.
In addition, just now I have said that we hope relevant countries do not take unilateral actions that might complicate the situation in the South China Sea.
Q: First, regarding the claim made by the ISIS that it has killed two Chinese nationals, does the Chinese side know the current situation of the two Chinese nationals? Second, the issue of counter-terrorism has been talked about at the China-US Diplomatic and Security Dialogue (D&SD). Before the D&SD, the United States has stated explicitly that it hopes that China can contribute more to the global counter-terrorism efforts, especially in the Iraq's action to fight ISIS. What is China's position on this statement?
A: On your first question, we have answered it many times with regard to the two Chinese nationals who have been possibly killed in Pakistan. The Chinese government is highly concerned about the fate of the two Chinese citizens. At present, we are still coordinating with Pakistan to intensify our effort to verify relevant information.
On your second question, It is true that China and the United States have exchanged views on the issue of counter-terrorism at the China-US Diplomatic and Security Dialogue. The Chinese side has issued the press release and the United States has held the press briefing.
China opposes all forms of terrorism. We hope that China and the United States can step up communication and cooperation in the field of counter-terrorism on the basis of mutual respect, equality and mutual benefit. China has all along made its due efforts to fight terrorism and conduct effective cooperation with relevant countries.


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City of Munich
Tradition and modernity, economic strength and pure quality of life: In the Bavarian capital, there is no contradiction in these concepts. They are all integral to Munich's vibrant identity. Global players feel just as much at home here as the variegated mosaic of midsized enterprises and ambitious start-ups. Favorable conditions known as the "Munich mix" have made this one of the most economically powerful and go-ahead cities in Europe.
Munich is Germany's third-largest city, with 1.54 million inhabitants, and its second-largest venue for employment, with 981,000 gainfully employed persons. Bucking the national trend, continuing and substantial population growth is forecast for the city on the Isar River. Between now and 2030, a consistently higher number of births than deaths and significant inward migration – mostly by well-educated young specialists – will cause Munich's population to swell by a further 15 percent or more to 1.72 million.
Alongside communication technology and automotive engineering, industries such as medical engineering, environmental technology, the life sciences and aerospace are also driving growth in the Bavarian capital. The Munich region is one of the ten top locations for creative industries in Europe. A large number of qualified service providers and suppliers guarantees a considerable depth of vertical integration in each industry. At the same time, Munich is both a prominent media hub and a major center of Germany's finance industry. It is regarded as the country's top insurance location and an important venue for asset management.
The city's economic strength is rooted in a balanced and very varied economic structure: the "Munich mix". A colorful spectrum of large corporations, successful SMEs and upwardly mobile start-ups, all operating across a diverse array of industries ranging from high-tech to handicrafts, makes the region highly resistant to crises. Of the 30 companies listed on the DAX index of Germany's top blue-chip players, six are headquartered in and around Munich.
Knowledge and innovation are precious resources in global competition. Having positioned itself as a modern hub of technology and science, Munich has met with great success in reinventing itself again and again – aided and abetted in no small measure by an enviable public and semi-public research infrastructure, 15 universities, the Max Planck Society, the Fraunhofer Society and the German Research Center for Environmental Health, all of which combine to create fertile ground for innovation. Ludwig Maximilians University and the Technical University of Munich number among the most research-intensive universities in Germany and Europe. Both consistently achieve top ranks in acquiring research funding from outside sources. The process of translating knowledge directly into innovations and new products is facilitated by the presence in Munich of the European Patent Office, the German Patent and Trade Mark Office and a raft of additional patent service providers. Coupled with the city's large number of investors and start-up centers, Munich thus cultivates an exceedingly start-up- and innovation-friendly business climate.
The city is also rapidly becoming a byword for sustainability. By the year 2025, municipal utility company Stadtwerke München (SWM) plans to supply all its corporate and private customers with electricity generated solely from its own renewable sources. That would make Munich the first major German city to meet the ambitious goals of independent power generation and climate protection. Working to a similarly far-sighted perspective, the city is investing in local government housing construction, child care and municipal schools to safeguard social cohesion in the long term.
A city's attractiveness crucially shapes its economic success. In a recent study, international management consultancy Mercer put Munich fourth in a list of the world's most livable cities (and top in the German rankings). The study examined 39 criteria rated as important by employees who are sent to work abroad. The result comes as no surprise, however, given the city's superlative infrastructure, low crime rate and outstanding quality of life. Munich continues to attract a growing number of qualified specialists, while the number of tourists who visit seems to break new records every year.
It is fair to say that Munich and the surrounding region are extremely popular, thanks in part to a wealth of world-class art and cultural offerings as well as a generous selection of parks, open spaces and the Isar valley. In close proximity, the lakes of Upper Bavaria and the idyllic Alpine foothills create a marvelous setting for leisure and recreation.
Munich is a very cosmopolitan city, with foreign nationals accounting for almost 25 percent of its population. Over 100 consular representations and a large number of international business clubs and cultural societies foster dialogue between Munich, Bavaria and various countries. Expatriates and their families can choose from 16 international schools and more than 70 bilingual child care facilities. Munich Airport guarantees a fast turnaround for trips home to wherever, with around 240 global destinations served by the Bavarian capital. A recent passenger survey conducted by the Skytrax aviation experts confirmed Munich's standing as the third-best airport in the world and the best one in Europe.
Impressions of Munich
For more videos about the city of Munich, go here.
Who to contact
Rita Roider
City of Munich
Department of Labor and Economic Development
Economic Development/Location Marketing
Phone: +49 (0)89 233-22229
E-mail: firstname.lastname@example.com
Eva Puckner
City of Munich
Department of Labor and Economic Development
Phone: +49 (0)89 233-21626
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What does homeschool curriculum look like when you've decided to quit homeschooling? Does it mean you take all of the books, pencils, papers, notebooks and throw them out of the window?
Or does it mean something else.
For me and our home, it does mean something else. It means taking time each and every day to place God first. It means Homeschooling for Eternity and having a Biblical perspective about life and homeschooling.
It means asking – does this benefit the eternal soul of my child rather than just getting a good job?
It's the heart of our home. Not just having children who go to school to get good grades so they can get a college degree –> good paying job and then….. RETIRE.
Honestly, there are not many people I have met who find true joy in retirement. What most people (I know) discover is that they have finally reached that goal and – well, it's like every other day.
But, when you look at a life that has been focused on seeking that purpose for which they were created in order to please God and go make disciples of all nations – their goal is NOT to retire, but to do what we were created to do.
Yep, it's right there in Genesis: "The LORD God took the man and put him in the Garden of Eden to work it and take care of it." (Genesis 2:15)
So, we are seeking all things to glorify God first and foremost. We are learning and growing using the following:
(note, other than the Bible (which is the core of our home), these are resources we are using. They will not dictate our days, but will be used to grow our knowledge and wisdom for Christ.)
The Bible. We will begin each and everyday with individual time reading, meditating and praying. We will then spend time together as a family. Each month, we will select a different book in the Bible and we will read it twice every day together. We started doing this two months ago and it has been SUCH a blessing. We also use some really great apps to do word studies and identify the original Hebrew/Greek text. So, when I say this is most important in our home…I am very serious about that.
Hands On Learning
I have learned (especially over this past year) that I need to say YES to the things my children ask to do/make. Does that mean if they ask for a soda they get it? No. But, if they ask to – make a table, dress up like a character in a book, crochet while I read, sew with some leftover thread, read upside down or lying down on the couch, cook something from a cook book, go clean horse stalls – whatever it is, I need to make time to do that. This past year, we took time to do those things and I witnessed my children growing and learning. They weren't rushed or hurried.
Art and Music have become important in our homes. So, this year, we will use A Simple Start in Chalk Pastels. My children have access to the eBook and our Art Cart is ready and available. Our music station with cds, piano and violins are prepared, along with our composer study. The sewing machine is out of the bag and ready to go. Last but not least, yarn, needles and the garage are well equipped for the many odds/ends our children desire to take an interest in.
We are starting with the Who Is God series from Apologia again. We have read all three books they currently have available and will begin back with the first book as we anxiously await the 4th book.
The entire family will use Mystery of History, We will also utilize the timeline and books from Illuminations by Bright Ideas Press in addition to The Annals of the World and Adams SynChronological Chart. I will continue my own education by reading The Antiquities of Flavius Josephus
WonderMaps by Bright Ideas Press and other Geography through Literature (Beautiful Feet Books)
My children are loving Apologia, Answers in Genesis and Media Angels Creation Science books. So, we will be using each of them. No, I"m not crazy. My children just love sitting and reading the books. We will use notebooking to reinforce our learning, and it's another great way to learn about God and his creation.
All of our books have not arrived. We will be using Physics (oldest), Botany (Apologia and AIG) for middle and Solar system for little guy (AIG and Apologia ) for little guy. We will all work through the Media Angels books, as they are unit studies and I will take breaks from our other curriculum to enjoy those and add a little flavor to our year.
We will also use the Truth Seeker Series (which we have already started and LOVE) for some fun living books experience (this is also part of our language arts studies)
Language Arts
I am keeping Language Arts simple this year. Because we use notebooking, I don't think this area needs to be heavy.
Oldest: IEW B / Ancient History, Rod/Staff 6, Blue Back Speller, New England Primer various books from YWAM and Lamplighter Publishing
Middle: IEW A / Ancient History, Rod/Staff 5, Blue Back Speller, New England Primer various books from YWAM and Lamplighter Publishing
Little guy: Logic of English, Blue Back Speller , New England Primer and McGuffey Readers
Oldest: VideoText Interactive, Ray's Arithmetic and Life of Fred (for some fun reading and learning)
Middle and Youngest: Right Start Math, Ray's Arithmetic and Life of Fred (for some fun reading and learning)
Webster's 1828 Dictionary. I can't say enough about this Dictionary – every home should have it!
Notebooking pages – this is where I print and make all of my notebooking pages. While I used to enjoy making my own, I just don't have the time and I love the pages Debra has created here. You can download some free pages here – I know you will be blessed by them.
Typing (daily), French (when we can) and Latin – we are still working on Latin we began 2 years ago. We are taking it slow and steady – just not worried about this too terribly much (if at all).
Do you have any questions about utilizing good products, but discipling your children, not educating them?
Join other homeschoolers who are sharing their Homeschool Curriculum and encouragement with you here.
Sharing with Hearts At HomePlease note, this post contains affiliate links. See disclosure for full information


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Tagged: Policy review
India's Policy Review: RBI Raises Rates, Says Last Time in Near Future
Article first published as India's Policy Review: RBI Raises Rates, Says Last Time in Near Future on Blogcritics.
RBI has raised bank ratios again by 25 basis points in its November 2 policy review. It has lifted he repo rate, at which it lends to banks, to 6.25 percent and reverse repo rate, at which it absorbs excess cash from the system, to 5.25 percent. RBI has discussed global and domestic scenarios in its second review of monitory policy 2010-11.
RBI has noted that though IMF revised upwards its forecast for world growth in its October 2010 World Economic Outlook from 4.6 to 4.8 percent, growth in advanced economies like the US and Japan has been still sluggish. Unemployment, modest income growth, lower housing wealth and tight credit were impediments for the US growth, RBI said. It noted that slowdown in industrial production and exports' growth reflected the moderation of economic recovery in Japan.
However, the Euro region is showing signs of resilience in the aftermath of the sovereign debt crisis which is again uneven. RBI has said the growth in the Emerging Market Economies (EMEs) continued to be strong. It has particularly pointed out that the strength of the EMEs is led by domestic demand but supported by exports, indicating that without the exports' support, the growth could be weaker.
RBI says India's growth set in second half of last fiscal year, is consolidating with Q1 growth recording at 8.8 percent. It expects normal South-West monsoon will contribute to increase in Agricultural production. RBI and Planning Commission have been telling for last one and half years that the normal monsoon will help reduce the stubborn inflation, which is proved wrong. It seems they still do not find any fresh reason for showing as pretext for high inflation.
Industrial growth has been robust but volatile with average figure of 10.6 percent during April – August 2010. Volatility suggests deceleration but momentum is continuing. Direct and indirect taxes increased over the last year.
Deflation Fears Linger for the US, Fed Data Shows
Article first published as Deflation Fears Linger for the US, Fed Data Shows on Technorati.
Market analysts are predicting that the US may have to face deflation for the coming one or two years. Consumer confidence has fallen to its 13-month low for August month.
Even though the consumer prices rose by 0.3 percent and food prices and energy costs have gone up consumer confidence dropped as they are generally ignored due to their volatility. Speculations are floating that the US Federal Bank may resort to large-scale debt purchases. Some analysts reject for such case saying the data was not so weak.
Consumer Confidence
Reuters index of consumer sentiment dropped from 68.9 in August to 66.6 in September's preliminary reading, Reuters said in a report (Go to consumer sentiment graph here). Despite encouraging results posted by Oracle Corp and RIM, the Fed data prevented the stock prices from raising that ended nearly flat.
Fed data showed that the household wealth came down by $1.5 trillion to 53.5 trillion due to high unemployment of 9.6 percent. The household wealth had reached its peak $64.2 trillion at the end of 2007 when the US economy began crumbling into recession.
The Fall and Rise of Major Economies' Interest Rates
Article first published as The Fall and Rise of Major Economies' Interest Rates on Blogcritics.
The world financial crisis, the worst since the great depression of 1930s, forced major economies of the world reduce their central banks' interest rates to their least level possible. This was done to overcome "the credit crunch" that erupted as a byproduct of the financial crisis. Credit crunch was also a result of the bankers ceasing their lending to one another, due to mistrust developed out of lack of transparency over the exposure of each bank to the toxic sub-prime mortgage loans.
As the banks, investment as well as commercial, stopped releasing their funds for lending, the central banks stepped in to see that the required funds are available to market. This prompts people believing that the banks are in dearth of funds, which is not true. If market players stall their activities, the theories of free market economy would become useless. Ironically the people (or consumers in market language), on whose purchasing capacity and spending activity the markets depend upon, had no role in this entire fiasco except paying taxes and losing jobs.
Interest Rates
The central banks exercise their control mainly on four rates. They are Bank Rate (or discount rate), repo rate (repurchasing rate), reverse repo rate and CRR (cash reserve ratio). A bank rate is the interest rate that is charged by a country's central bank (federal bank in some countries) on loans and advances
Reserve Bank of India Beats Forecast on Rate Hike
(Article first published as Reserve Bank of India Beats Forecast on Rate Hike on Technorati.)
The Governor of Reserve Bank of India, Duvvuri Subba Rao could not allow himself lagging behind the trend of beating forecast by growth numbers of India. At the quarterly review meeting on Sept 16, 2010, the RBI raised interest rates more aggressively than expected. The RBI lifted repo rate, at which it lends to banks and other financial intermediaries, by 25 basis points to 6 percent. It also lifted reverse repo rate, at which RBI absorbs the cash from the system, by 50 basis points to 5 percent.
Inflation concerns
The deference between the repo rate and reverse repo rate is decreased from 1.25 percent to 1 percent, signalling that the central bank is committed to control the high rate of inflation. "Inflation remains the dominant concern in macroeconomic management," the central bank said in a statement released to reporters. "Monetary Policy Review: September 2010," almost confirmed that the inflation rates have reached their peak, but cautioned it is likely to remain at unacceptably high levels for some months.
Several factors prompted the central bank to rein in the inflation, which is still nearer to the double-digit figure. Almost double the forecast growth (13.8 percent) of Industrial output in July 2010; rocket speed rise of the share markets; and robust annualized growth rate of GDP (8.8 percent) for the quarter ending with June 2010 necessitated controlling the money supply in the system.
India's Government Paper Proposes Weakening FDI Rules
Article first published as India's Government Paper Proposes Weakening FDI Rules on Technorati.
The Commerce and Industry Ministry on Friday, released proposals for discussion on whether to abolish foreign investment caps imposed on the companies invested in joint ventures in India prior to the year 2005. The discussion paper released is said to be a part of series of papers released by the ministry as a measure to attract more FDIs. Such papers also inform foreign investors how the Government of India is changing over time the policies and priorities.
Before 2005, there was a rule for the companies who tied up with Indian partners in joint ventures to seek approval from the federal government before bidding for expansion outside the tie-up. The problem is that the policy was reviewed in 2005 after which the rule exempted the companies that invested after 2005 from seeking approval for further expansion of their own. This is clearly observed as discrimination between the companies entered India before and after 2005.
Vedanta's Acquisition Bid
Maybe the recent bid by Vedanta Resources to acquire Cairn India, a subsidiary of the U.K. based Cairn, prompted the ministry to release the discussion paper. It is a common practice in India that when the government intends a policy review, it would first release discussion papers to identify the opposition so that it can calm them properly. Cairn India has a tie-up with ONGC, a public sector oil exploration company, in its biggest oil well in Rajasthan State. Cairn India holds 70% stake and ONGC the rest in it.
India focused Vedanta Resources made a highest bid for Cairn India of $9.6 billion and sought the government's approval which is still pending. When the matter came to light there were huge expectations that the ONGC might
INDUSTRY VIEW: RBI raises key rates
MSN News | Reuters | 27/07/2010
The Reserve Bank of India on Tuesday raised interest rates more forcefully than expected in the face of inflation that has held stubbornly above 10 per cent for the past five months. The RBI lifted the repo rate, at which it lends to banks, by 25 basis points to 5.75 per cent, in line with expectations, but raised the reverse repo rate, at which it absorbs excess cash from the system, by 50 basis points to 4.50 per cent. Following are the views of industry officials to the policy.
"The rate hike is well warranted and there should not be any problem until the rate of economic growth continues to be robust. There will be a slight impact on interest rates, but I believe, everybody is prepared for it."
"The rates will firm up. This may lead to a liquidity crunch in domestic market in the coming months as many large projects are still rupee-funded. I do not think the OEMs (original equipment makers) will accept an increase in component prices because of a rise in rates. The only way we can compensate is increasing our volumes and scale of operations".
"In our case we have tied up the funds with a fixed rate for next three years, anticipating the tightening. We won't be impacted at all. For the infrastructure (sector), it's a counter-productive move on a long-term basis if the interest rates are hiked for the growth sector."
"RBI has increased reverse repo by 50 basis points and repo rate by 25 basis points. CRR has remained unchanged at 6 per cent. Market anticipated much more tightening than what has been announced. As such we feel no negative impact on our sector for the action taken by RBI."
RBI raises rates to stamp on inflation
Reuters | Tue Jul 27, 2010 | 1:48pm IST
The Reserve Bank of India (RBI) raised interest rates more forcefully than expected on Tuesday, signalling its urgency to stamp on inflation that is on track to hit double-digits for the sixth month running in July. One-year overnight interest rate swap rates jumped after the Reserve Bank of India (RBI) notched up its fourth rate rise this year and said it was "imperative" to normalise policy in line with the economy's growth and inflation. Before Tuesday, the RBI had promised a "calibrated" exit from the loose monetary policy adopted during the global downturn, which markets had taken to mean 25 basis point rate hikes on Tuesday and again at quarterly reviews set for October and January. "The dominant concern that has shaped the monetary policy stance in this review is high inflation," the RBI said. "With growth taking firm hold, the balance of policy stance has to shift decisively to containing inflation and anchoring inflationary expectations," it said.
Bond yields and swap rates rose in reaction to the RBI's decision. The 10-year benchmark bond yield gained 3 basis points to 7.70 percent. The most-traded 1-year overnight indexed swap rate jumped 19 basis points to 6.1 percent, its highest since November 2008. The RBI lifted the repo rate, at which it lends to banks, by 25 basis points to 5.75 percent, which was in line with expectations. But its bumped up the reverse repo rate, used to absorb excess cash from the system, by 50 basis points to 4.50 percent. A 25 basis point rise had been expected. Analysts said the moves showed the RBI was trying to take more decisive action following criticism that it had acted too timidly so far to tackle rising prices that the authority acknowledged had spread beyond food to the broader economy. "Of course, they are behind the curve on inflation," said Dariusz Kowalczyk, senior economist and strategist at Credit Agricole CIB in Hong Kong. "They are trying to catch the train that has left the station and they are running to accomplish that. Unfortunately, they were late to the races and this means they would have to tighten more than they would have if had they started earlier," he said.


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Attractions For Those Taking Flights To Perth!
Eugene is nestled in the beautiful green Willamette Valley in the heart of Lane County, Oregon. It is the second largest city in the state and is home to the University of Oregon, which is a world class teaching and research University. This bustling metropolitan city still retains its small town charm. The motto of Eugene is "The World's Greatest City of the Arts and Outdoors." Locals simply call it the "Emerald City" for its beauty and recreational opportunities.
The Madura Pass marked the start of a rounded hill so long and unvarying I imagine that from the air it must look like a giant carpet snake. It stretches all the way to Curtin University Eucla kilometres on.
One of the favorite travel destinations is the Cultural Centre, which has endless arts and theatre to discover. Located in Southbank, Queensland, you can see the Queensland Art Gallery and Gallery Harbin Institute of Technology Modern Art, the Queensland Museum, and Sciencentre.
Freelance Writing Quote Template
I found accommodation easily, choosing a Bed and Breakfast a block from the jetty. For dinner I headed off to Esperance's 30-year institution: Beryl's Eats – a mobile burger van on the Jetty foreshore. Then I did what every local does. I sat between the fishermen on the jetty, ate half the burger and threw the rest to the sea-lions playing under the jetty pylons.
My experience in freelance writing vs blogging freelance writing contract template in Venezuela freelance writing business the women's prison. As I sat and interviewed those women, I continually heard: "When I'd get released from prison, I'd hit the streets, find a shelter, and hang out there until I recommitted." So I became interested in what shelter systems were all about and what they offered. That's the main reason I started volunteering at a homeless shelter when I returned home from Australia. The reason I focused on youth: if we can help them when they're younger, there may be a better chance at keeping them off the streets when they're older.
The town is home to over 20 art galleries, the Hult Center for the Performing Arts, the largest library in the state, the Eugene Symphony, the Eugene Ballet, the Eugene Opera, and the John G Shedd Institute for the Arts.
The Castro/Upper Market area is a great place to both shop and visit some great tourist sites. In this area you can find the 17th Street Plaza and the Harvey Milk Plaza. These places have so much history behind them and are worth visiting.
Gus played by "Jesse Johnson" is "Don Johnson's" son. He is a talent in his own right and handled himself well playing next to Natalie Bassingthwaighte who is a huge star in Australia, starring in a few very popular Aussie TV shows and also being a huge recording star. The producer referred to her as the "Briney Spears or Madonna" of Australia.
This work, one Delft University of Technology a bundle of caprices flowing fast from the facile pen of a grand master admired by Bell, must be played at the speed of love "quasi presto" — "almost instantly" for nothing is more capricious than love.
It has really been difficult and harder still not being able to allow the place to reach it's full potential. I think I soon need also to write an article called 'The Starving Mystic".
This side of the airport was always choppy, and in the waves one of us spotted an aircraft three-seater floating toward the farther sea-wall. Later that day we found that there was a small plane that had gone down at daybreak, with everyone lost. Strange the memories we have, and how close to "real life" we sometimes are.