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Dear Clients,
We are pleased to present the main developments in 2017 relating to shareholder activism in Israeli-related public companies (companies that are traded on the Tel Aviv Stock Exchange and Israeli companies that are also, or only, traded on foreign stock exchanges).
Shareholder activism was expressed during 2017, inter alia –
- by more vocal aggressive activism on the part of some of the players[1];
- by activism campaigns in large public companies;
- by more institutional investors initiating activism campaigns;
- generally – by public companies dedicating significantly more effort to preserving and enhancing investor relations and by investors being more involved in the companies' activities.
Throughout 2017 we, at Shibolet, continued to successfully navigate many situations that involved crisis management, including shareholder activism. In this context, we designed tailor-made plans for various companies to handle activists and their demands, we identified and reinforced corporate governance aspects and we negotiated, on behalf of companies, with activist shareholders, institutional investors and consulting companies of Israeli and international institutional investors.
Institutional Activism in 2017
- Institutional shareholders initiated the appointment of 7 external directors[2] on their behalf in public companies traded on the Tel Aviv Stock Exchange. Among the 7 external directors proposed by the institutional investors, 6 were appointed and the appointment of one external director was not approved by the legally required majority. These figures are similar to those of 2016 during which the appointments of 8 external directors were approved and the appointments of 2 external directors were not approved by the legally required majority[3].
- In some of the companies, the candidate was proposed to the company by private shareholders together with an institutional investor (Shikun & Binui). In one company, 2 different candidates were proposed for the position of an external director on behalf of the institutional shareholders (Bezeq). In one company, 2 external directors who were recommended by an institutional investor were appointed (Hadera Paper). In one company, an additional candidate was proposed by an institutional investor after the previous candidate who was proposed by the institutional investor withdrew his candidacy (Azorim). In one company (Prior-Tech), the appointment of 3 directors as external directors or independent directors was requested, but the campaign did not succeed.
- More than 40 general meetings were postponed as a result of discussions with institutional shareholders or their consulting companies regarding matters on the general meetings' agendas.
- Other than the appointment of external directors, the main events upon which institutional activism focused in 2017 were officers' compensation policy; letters of exemption for officers; terms of office and engagement (primarily of the holder of control of the company).
Activism on the Part of Other Shareholders in 2017
- Appointment of Directors
During 2017, shareholders initiated 14 campaigns to appoint directors on their behalf in public companies traded on the Tel Aviv Stock Exchange, including 14 external directors or independent directors and the remaining 14 as ordinary directors. These campaigns resulted in the appointment of 15 directors (including 3 external directors) while 13 (including 8 external directors) were not appointed by the legally required majority[4].
- Position statements
Position statements are one of the common tools used by activist shareholders. The upward trend in the submissions of position statements continued in 2017 (in 2017, 18 position statements were published; in 2016, 16 position statements were published; in 2015, 12 position statements were published). In preceding years there was an opposite trend: in 2012, 14 position statements were submitted, in 2013, 10 position statements were submitted; in 2014, 7 position statements were submitted).
The most common matters in terms of the content of the position statements were officers' compensation policy and terms of compensation of certain officers. Objections to the reappointment of directors (including external directors) also appeared on occasion, and in dual-listed companies, so did the requirement to cancel the staggered mechanism in the company's articles for appointing directors.
- Adding a Matter to the General Meeting's Agenda
Adding a matter to the general meeting's agenda is an additional tool that activist shareholders possess. In this context, 2017 presented a record year in recent years, in light of the submission of 13 requests to add matters to the agenda as opposed to 5 in 2016 and 3 in 2015. The vast majority of the matters that were requested to be added to the agenda are proposals to appoint new directors (ordinary, independent or external).
- Noteworthy Activist Campaigns–
Mellanox- The American Starboard hedge fund recently became a Mellanox shareholder and currently holds approximately 10% of the company's capital. The American mega-fund is an experienced investor in companies in the semi-conductor field. It appears that the fund's objective is to have an impact from within the company by appointing directors, improving results and examining strategic M&A possibilities. The fund recently began a relatively aggressive campaign, in the framework of which, on January 8, 2018, Peter Feld, the managing member of the fund, sent a letter to Eyal Waldman, the founder and CEO of the company, in which he presented his allegations as to the company's underperformance compared to peer companies in the field and the required improvements. The letter insinuated the need to cut back on the company's research and development expenditures, which constitute 42% of the revenue, compared to the median of the comparative figures of peer companies, which was 22%. The fund even hired a PR company in Israel to step up the pressure on the company's management. According to publications in the media, Eyal Waldman has announced that he intends to fight the fund's campaign. Further to the campaign, on January 18, 2018, the Starboard fund sent the shareholders a letter in which it demanded to replace the company's entire board of directors while presenting nine new candidates on its behalf. It was stated in the letter that "the replacement of the members of the management is necessary in order for it to be possible to outline and plan the future of the company, to receive a fresh perspective and most importantly – to resume the ability to make difficult decisions without the burden of the past…".
Perrigo- The American Starboard hedge fund began purchasing company shares in September, 2016 when the share price was demonstrating weakness. Shortly thereafter it began raising demands to make various changes in the company. During 2017, following pressure by the fund, which held only approximately 6% of the company's capital, Periggo entered into an agreement with the fund, pursuant to which four directors left their positions (including Shlomo Yanai, who previously also served as the CEO of Teva), and three new directors were appointed on the fund's behalf. Additionally, in the framework of the agreement, the fund was granted the option to recommend two additional directors, such that ultimately, among the 11 directors, three are the fund's representatives and two more were recommended thereby. The fund agreed to vote in favor of the board of directors' candidates on behalf of the company, and, subject to a number of conditions, to vote in accordance with the recommendations of the company's board of directors. The fund also undertook not to propose additional candidates on its behalf at the shareholders' meeting. The fund committed to a year and a half period of "tranquility". During 2017 the company's CEO announced his resignation, a decision which was apparently influenced by pressure from the fund. The company sold Chemagis in the second half of 2017, as part of the process of focusing on its core activities.
Alcobra- Further to the company's report in January, 2017, regarding the failure of the clinical trial's third stage and the devaluation of its share, the Brosh fund, which is an activist fund managed by Amir Efrati, announced that it is acquiring shares of the company. After an unsuccessful meeting between the parties, Brosh sent a demand to the company to summon a special general meeting, the agenda of which shall include, inter alia, a change of the company's articles to allow the appointment of directors at a special meeting and the appointment of six directors on its behalf. Additionally, the fund sent a public letter to the chairperson of the board of directors and thereafter to additional officers in the company. These acts received relatively wide press coverage in the financial media. After the company responded to the fund's demand, the fund decided to summon a special general meeting on its own. Consequently, the company petitioned to the Economic Department at the District Court and requested to receive an injunction prohibiting the summoning of the meeting on the grounds that it is illegal. Eventually, the parties entered into an agreement, pursuant to which, inter alia, the fund added 2 directors on its behalf to the company's board of directors; it was agreed that the fund shall be permitted to meet with candidates for a merger with the company and that its representatives shall resign from the board of directors if such a merger proceeds contrary to their position or in the event that the fund's holdings of the company's shares shall decline to approximately 8.5%. Amir Efrati undertook that the fund shall vote at the general meetings in accordance with the position that he shall present on its behalf at the meetings of the company's board of directors. It was further agreed that the company's management shall cut back on its expenditures.
Kamada- The Brosh fund became an interested party in the company by means of a joint acquisition together with related parties, and thereafter entered into an agreement with the company regarding the addition of 3 new directors, the withdrawal of candidacy for reappointment by one of the company's directors and regarding a period of "tranquility" of approximately a year (subject to exceptions) with respect to activist campaigns. Amir Efrati said that he interviewed more than 20 directors in order to select directors who would create significant value for Kamada; additionally, the members of the board of directors were offered to purchase Kamada shares in order to maximize the overlap of their interests with those of other Kamada shareholders.
Matomy- The CEO and chairperson of the board of directors resigned during 2017, after the Brosh fund had appointed 2 directors on its behalf in the last quarter of 2016 and after a consultant was appointed to examine strategic alternatives. The company announced a strategic plan pursuant to which it is focusing on activities that are at the core of its business.
An additional investment of the Brosh fund: Perion Network – According to publications in the media, the Brosh fund began holding Perion Network shares during 2017, alongside the purchase of Perion shares by Roy Vermos' Noked fund. According to the publications, these two funds hold approximately 4% of the company's shares. As of the date hereof, the funds have not initiated any activist campaigns in Perion. However, it is not unlikely that a significant adverse change in Perion's condition or in the price of its share, following the departure of its CEO (due to activism by other shareholders in 2016), shall lead the Brosh fund to act similarly to how it has acted in other companies.
Qualitau- During the last quarter of 2016, Guy Equity, a relatively small hedge fund, managed by Danny Saar and Oded Gal – former managers at IBI trust funds, succeeded in appointing a number of directors to the company's board of directors, despite the fact that it holds only a small percentage of the company's capital. The fund occasionally initiates activist campaigns with the objective of improving the results of the companies in which it is invested. Some of the directors of the company have recently attempted to promote a campaign to sell the company, based on positive developments in its business and a significant potential value they foresee in its future.
It shall be noted that the activism in Prior-Tech was also led by Saar and Gal.
Bezeq (January 2018)- on January 16, 2018, the Elliot hedge fund purchased 4.8% of Bezeq's share capital. The fund sent a letter to Bezeq's interim chairperson, demanding, inter alia, to remove one layer of the pyramid and to make changes to the board of directors, including the resignation of all of the directors who are under investigation by the Securities Authority and/or who are affiliated with Eurocom. The fund stated in its letter that it demands to work together with Bezeq's managers in order to ensure that it has the board composition and commitment to proper governance that it deserves.
Analysis and Remarks:
- The Focus of Institutional Activism – The board of directors (composition, size, independence, seniority, number of boards of directors in which the director serves[5], etc.) and executive compensation continued to be at the focus of institutional activism in Israel in 2017.
- The Focus of Hedge Fund Activism – The conspicuous hedge fund campaigns were made in companies without holders of control, in which the free float is relatively large, and naturally, the prospects of success of an activist campaign in such companies are greater than in companies which have a holder of control. These campaigns primarily focused on making strategic changes in the companies (focusing on core activities) and on M&A's. A comparison to the United States shows that in the United States, most of the activist campaigns focused on M&A's (37%), representation in or changes to the composition of the board of directors (32%), strategic changes (32%), operational changes (19%) and distribution of dividends/repurchase of shares (13%)[6].
- Activism Related to Enhancing Social Responsibility is Rare – Shareholder activism in matters related to social responsibility is almost non-existent. In contrast, this is a developing issue in the United States and it was recently published that Jana Partners, an active shareholder, and the California State Teachers Retirement System (CALSTRS) sent Apple a letter in which they called, inter alia, for it to develop new software tools that will help parents more easily control and limit telephone use. The idea in campaigns such as Jana's is that turning a company into a good corporate citizen could benefit business.
- Scope of Activist Hedge Funds in Israel – The number of activist hedge funds in Israel did not change in 2017 and some of them participated in a number of activist campaigns in various companies (the Brosh fund, for example). It appears that there is no significant cooperation between different funds in the activism context (for example in the context of dividing tasks – searching for a CEO, directors, M&A transactions, etc.).
- Seepage of American Hedge Funds Investing in Securities of Israeli Companies that are Traded on the Tel Aviv Stock Exchange – During 2017 American hedge funds began enhancing their focus on investments in non-American companies and their main efforts were targeted towards European companies (for example, Akzo Nobel, BHP, Clariant , Nestlé). The investment by a hedge fund of Elliot's magnitude in Bezeq shares may enhance the focus on investments of mega-funds in Israeli companies whose securities are traded in Tel Aviv.
- Change of Trend Regarding Statements of Position – We are of the opinion that the change of trend and increase in position statements since 2015 can be attributed, inter alia, to the launch of the electronic voting system in June, 2015.
- Cooperation Among Institutional Investors – In certain cases, cooperation among institutional investors in activist campaigns could raise questions related to the Restrictive Practices Law. It appears that institutional investors do not act in a uniform manner in this matter and it is our experience that in some cases actual cooperation did exist among institutional investors.
- Activism Towards Specific Transactions (Deal Activists) – The number of activist campaigns that targeted a specific transaction (deal activists) was very limited, while in the United States more than a third of the activist campaigns in 2017 were in matters related to M&A's, including attempts to improve the terms of a transaction or objections to certain transactions due to their price or due to strategic compatibility.
- Establishing Nominating Committees – In some companies a nominating committee was established to examine the suitability of proposed candidates, especially those proposed by institutional investors, and a "sterile" examination procedure was conducted in order to examine the most suitable candidates and to convince the shareholders regarding the most suitable choice for the company.
- Suitability of Candidates to Serve as Directors – It is important to note that materially speaking, we are of the opinion that a considerable proportion of candidates proposed by institutional investors or by other shareholders to serve as external directors or other directors, did not have sufficient experience in the core activity of the company nor did they have proven experience or ability to deal with the challenges and the issues that the board of directors faces. This is of cardinal importance in companies in certain fields of activities and is regretful on the merits of the matter. Accordingly, more than a few companies objected to appointments that were perceived as unsuitable.
- "Beauty Contests" to Elect Directors – In cases in which a number of candidates were nominated to be elected as external directors and the number of the then presiding directors in the company reached the maximum number of directors under the company's articles, some of the companies prescribed a "beauty contest", pursuant to which if more than one candidate is duly approved, only the candidate who received the most votes is appointed. The Israeli Securities Authority staff approved this mechanism, provided that the effective majority for this matter would be counted from among the voters who are not holders of control in the company and do not have a personal interest in the approval of the appointment (except for a personal interest that is not as a result of an affiliation with the holder of control). Some of the companies prescribed a similar mechanism pursuant to which in the event that the general meeting shall approve the appointments of more than one candidate, then a deferred meeting would be convened in which only one would be elected, in accordance with the largest number of votes which voted "in favor" of each candidate. In some of the companies, amending the section in the company's articles that addresses the maximum number of members of the board of directors was put on the agenda, concurrently with the shareholder's proposal to vote for the appointment of a number of directors on its behalf.
- Settlement Arrangements with Activists – Settlement arrangements with activists raise an enforcement question in Israel in light of the fact that they grant significant rights to relatively small shareholders compared to other shareholders.
- Entropy's Policy Regarding Candidate Proposals for Directors – Entropy's voting policy at general meetings for 2017-2018 encourages institutional investors to propose a candidate on their behalf for the position of a director or an external director. In the event that an institutional investor shall propose a candidate on its behalf for the position of a director or an external director at a general meeting, and the company's board of directors shall propose a different candidate who shall gain the support of the holder of control, Entropy will recommend to vote for the candidate who shall be proposed or shall be supported by the institutional investor, assuming that the candidate is indeed worthy on all accounts. In our opinion, this approach, which primarily operates based on the identity of the proposing entity, rather than on the merits of the ability of the proposed director candidate to create value for the specific company, is problematic.
- Entropy recently began placing special emphasis on whether a company has procedures regarding the manner of searching for candidates for independent or external directors. If the answer is affirmative, Entropy requests to be furnished with a description of the search process that is conducted by the board of directors, including whether the company has a profile of a desired structure of the board of directors, which takes into consideration the company's field of activity, needs, risks and strategy.
- Initial Signs of a Trend of Replacing the Entire Board of Directors by Activists – See the description above regarding Mellanox and Alcobra.
- ISS' Policy Regarding Candidates Proposed for Directors – ISS' current voting policy regarding the appointment of candidates for the board of directors by minority shareholders and other candidates by the company's board of directors, prescribes that the recommendation shall be specific to the case at issue and shall examine which of the directors is most suitable to create value for the shareholders. The ISS focuses on two main questions: Whether the minority shareholders proved that it is necessary to change the composition of the existing board of directors? If the answer to that question is affirmative- whether the candidate on the shareholder's behalf could make a positive change in the company and could, in the long term, maximize value for the shareholders.
- Additional Aspects Relating to the Appointment of Directors on the Minority's Behalf in Dual-Listed Companies – In the case of dual-listed companies or Israeli companies that are traded on foreign markets, in which an activist demands to terminate the office of existing directors and appoint directors on its behalf to the company's board of directors, it is necessary to examine the following matters, among others: (a) the appointments' impact on the company's compliance with the rules of the local stock exchange in terms of corporate governance rules (for example, complying with the minimal number of independent directors); (b) the appointments' impact on the company's status, for example, as a Foreign Private Issuer which is entitled to regulatory reliefs and which, for example, as opposed to a Domestic Issuer, is not subject to the US proxy rules; (c) whether as a result of the appointments, the composition of the company's board of directors still has a "director of the other gender" as required by law.
In this context, certain dual-listed companies, which do not have a holder of control, benefit from various reliefs, inter alia, with respect to the lack of an obligation to appoint external directors. Attention should be drawn to the fact that adopting this relief, pursuant to which all of the members of the board of directors (other than if the company has a staggered board of directors) are reappointed each year (unless the articles prescribe otherwise), could actually make activist campaigns easier.
What's in Store in 2018?
- In January, 2018, Anat Guetta, who until recently served as the CEO of Entropy, replaced Prof. Shmuel Hauser as the Chairperson of the Securities Authority. Entropy's policy during Anat Guetta's tenure as CEO of Entropy had a direct impact on the activism of shareholders and therefore it will be interesting to examine how her appointment as Chairperson of the Securities Authority will impact the activism matter.
- During 2018 we expect to see enhanced investor relations while maintaining more intense communications between companies and their central shareholders. The communications will primarily emphasize listening to the investors' concerns and thereafter properly and seriously examining their claims in the appropriate company forum.
- The board of directors' discussions, both with regard to company strategy and business plans and their implementation and with regard to assessing the CEO's performance, may be more thorough and professional in an activism environment.
- We expect that in the coming year more significant emphasis shall be placed on examining the assessment of the effectiveness of the board of directors[7], while applying proper methodology to perform such assessment.
- There is potential for certain seepage of American hedge funds that are investing in securities of Israeli companies that are traded in the leading indices on the stock exchange – see detailed explanation above regarding the Elliot hedge fund's investment in Bezeq.
- And not without mentioning Teva… The huge crisis at Teva and its low share price expose it to activist campaigns by hedge funds, as, for example, happened to Periggo. As of the date hereof, Teva's huge debt is distancing large purchasers. However, if and to the extent Teva's condition shall stabilize following steps by the new CEO, the chances of activist campaigns in the company will grow. We send Teva best wishes to quickly overcome the challenges it is facing.
[1] In the Tamar Petroleum company a clarification was added to the invitation to a special meeting for the appointment of external directors clarifying that one of the external directors undertook that commencing from March, 2018, for as long as he serves as an external director in the company, he shall not serve as a director in more than 6 Material Corporations, including the company. A "Material Corporation" – a public corporation or a private corporation that has a material scope or a complex operational structure.
[2] Lazard's Shareholders Advisory Group, 2017 Activism Year in Review, January 2018.
[3] In this context, it was noted at the Israeli Securities Authority's Annual Corporations Conference in December, 2017, that the disclosure, in the framework of periodic statements, of assessments regarding the board of directors' performance is of significant importance to investors. The assessment of the board of directors' performance is measured, inter alia, by the following parameters: the manner and frequency of the assessment, the identity of the assessing entity, the matters assessed and the identity of the subject of assessment. The scope of disclosure shall refer, inter alia, to the frequency of the process, the work and decision making procedures at the board of directors, discussions regarding the assessment's conclusions and results.
[4] The companies in which candidates on behalf of the shareholders were appointed are: Tamar Petroleum, Tadbik, Shikun & Binui, Qualitau (3 candidates), Kamada (3 candidates), Perrigo (5 candidates); The companies in which candidates on behalf of the shareholders were not appointed are: Carmit Candy Industries, I.D.O Group, Prior-Tech, Erco Holdings, (Y.Z.) Queenco (candidacy withdrawn), STG International, Allot, Compugen.
[5] A non-negligible part of "activist" activity is carried out by private investors who in the past were passive investors in the company and after being disappointed by the company's performance, or for other reasons, changed their approach. As opposed to hedge funds, which are considered highly sophisticated "classic" activist entities that come to the company with prepared plans and potential directors, these private investors do not have the same resources and abilities and there are those who perceive them to be "pseudo-activists" and occasionally, even "extortionists".
[6] Institutional investors tend to prefer to appoint external directors since external directors serve in significant committees (compensation, audit, examination of financial statements, independent), they have a long term of office (3 years) and it is relatively complicated to prematurely terminate their office.
[7] The companies in which external directors were appointed on behalf of institutional shareholders are: Delek Energy Systems, Bezeq – The Israel Telecommunications Corporation, Azorim Investment Development and Construction Company, Hadera Paper and Shikun & Binui. The companies in which not all of the candidates on behalf of institutional shareholders were appointed are: Calcalit Jerusalem and Prior-Tech.


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Allowing In
While the masculine dynamic involves offering energy out from within as in creating an intention, the feminine or receptive is about allowing energy in from outside ourselves. Think of human sexuality and anatomy- the masculine releases out and the feminine allows in.
Women and men have access to these both of
these energies. Both are essential and they work together inside of us. When we offer something, we allow energy in (feminine) to discern what is going on around us and then offer our intent or gift out (masculine).
This is the time of the year of the receptive, the feminine. With the decreased sunlight and shorter days, things are naturally more introspective and internal. This features allowing energy in. And, in a culture which is more structured around offering our energy out, this offers an opportunity to work with a much needed skill.
To allow energy in we have to first stop pushing our energy out. We tend to habitually push our energy out. Having something to say or making a point is pushing our energy out. Making something happen is often pushing our energy out. Anger, control, and willful intent all push energy out. To allow energy in, we have to consciously stop pushing, open our heart, and allow energy to come in.
When we allow energy in we have to open our heart and feel. This feels vulnerable and can feel scary if we are not used to it. But once we allow energy in, we can access all of our internal resources in our walk through life. The energy moves through our chakras or energy centers so we can have clear perception, pure feeling, and intuition. In other words, we clearly see what is going on around us, we feel how we fit in that experience, and then intuitively know what to say and do.
But allowing energy in requires us to walk with our heart open. We have to be willing to feel. We have to get out of our head. We have to let go of control and surrender to feeling the experience we are in.
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About the Author
I, Michael Hoffman, am a licensed psychotherapist, teacher, and author with 25 years experience in counseling and teaching experiential workshops. I have maintained this blog since 2009, and my second book Natural Way of Being will published in 2019.
I offer in-person and video-conferencing counseling, intensive workshops, and online courses to allow participants to directly experience their natural way of being and the life they would have for themselves.
March 2020


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English Teacher
We are a group of academics doing research in Computer Assisted Language Learning. We believe it is happening naturally ; however, we are trying to come up with an approach to make it more effective. All suggestions and experiences are welcome.
Could you narrow things down a bit?


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Will attended an event yesterday hosted by Dom Perignon and Eric Podwall to celebrate the White House Correspondents' Dinner tonight. Will is attending the dinner–view my post from yesterday for more information! Will is pictured with fellow English actor Jeremy Irvine, among others. View the photos in full size in the gallery.
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Looking back - IC08 Grand Final
Saturday, June 04 2011 @ 08:55 am ACST
Contributed by: Brett Northey
Views: 2,867
With the fourth International Cup now just a couple of months away we thought it time to look back at some of the matches from 2008. First up the thrilling Grand Final between the reigning champs New Zealand against the challenger and regular runner up Papua New Guinea. Each quarter is included below. It demonstrates the high standard reached at the top of the competition, with a strong and structurally sound Kiwi team versus the frenetic pace of the PNG players.


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The Chamber of Zambian Mines has urged the government to maintain a stable investment environment to sustain copper production following the death of the country's President Mwanawasa.
Mwanawasa died in a French military hospital last month.
CZM President Nathan Chishimba said in remarks broadcast on state radio that it was important to sustain Mwanawasa's policies to encourage more investment.
Chishimba said Mwanawasa had personally helped to revamp mining operations in Zambia, which expects to produce 600,000 tonnes of copper in 2008, up from 550,000 tonnes last year.
"The last thing we need is adverse policies that will undermine gains that we have made," Chishimba said.
"We call upon all leaders to have cool heads," he added.
Analysts say foreign mining firms in Zambia are anxious about government policy on mining after Mwanawasa's death.
Foreign firms have invested over $2.5 billion since 2000 when the mineral-rich country privatised its copper and cobalt mines, the country's economic lifeblood.
Foreign mining firms operating in Zambia include London-listed Vedanta Resources Plc, Canada's First Quantum Minerals, Swiss firm Glencore International AG and Australia's Equinox Minerals Ltd.. (Reporting by Shapi Shacinda, Editing by Toby Chopra +260-977843609/260-95577 9523)
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Saturday Science at Scripps Research: Biological Rhythms: From Sleep to Cancer and Metabolic Disease with Katja Lamia
Date: 4/18/2018; 52 minutes
The Scripps Research Institute's Katja Lamia gives a brief perspective on the history of circadian clock research and introduces current ideas about how circadian disruption increases the risks of cancer and metabolic diseases. Recorded on 02/10/2018. (#33085)
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Cleveland Clinic's nursing team is the system's largest caregiver group. Our nurses are essential team members, whether they are found in leadership, advanced practice, research or education environments.
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Nokia Lumia Carrier Check
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- Description
- Additional Information
Product Description
It is very easy to unlock Nokia Lumia phone. But you need to find out the network to which your Nokia is locked.
You can follow instructions below and use Nokia Lumia network finder. Just find IMEI number and give us your email to send results to you shortly.
Note: This is Nokia Lumia network finder. It is not blacklist checker It shows only the carrier to which Nokia Lumia is locked.
Here you can see how the results will look:
Serial number: 35459105026xxx
Warranty: NO
Care Services
Warranty Class: WARRANTY RESTRICTION
Product Type: RM-87X
Handset: Nokia Lumia 81X
Product Code: 059Q1JX
Start of Warranty: End of Warranty: Ship-to Country: US-UNITED STATES
Ship-to Customer#: 101272SXX
Sold-to Country: US-UNITED STATES
Sold-to Customer#: 1012XX
Factory SimLock: Y
Software Version: 1532.2108.1242.20XX
To place an order just enter IMEI and your email address to make an order. There are two ways to get IMEI:
- Open Phone app and type *#06# and you will see Nokia Lumia IMEI on the screen.
- Or you can do it by checking the sticker underneath the battery.
You can make an order right now but first read these notes below:
- The Nokia Lumia phone has to be activated otherwise checker results will fail.
- Read carefully our Terms and Services before making an order.
- Provide correct IMEI to receive right results.
Note: It is very important to enter correct IMEI number and product code because there will be no results from Nokia Lumia network checker and you never find out the carrier.
It is easy and fast to place an order. Just provide your IMEI number and email. The complete results will be delivered to you.
1. Fill in the order form with required information like IMEI and email.
2. Click Buy Now button and process the payment on PayPal. If you don't have PayPal account choose the option "I don't have PayPal account" when you will be redirected to PayPal.
3. After the payment your unlocking request will be automatically send to the Nokia server. In this case it can't be canceled and refunded.
4. After the payment just do your things and wait for the good news.
5. You will receive email after request will be completed.
If you don't see email in your inbox folder, check spam/junk folder or contact us. Our support team will be always glad to help you
– See more at: www.jailbreakwizz.com
Additional Information
All Models
1 – 12 Hours


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Chinese researchers say the nation should move quickly to avoid being left behind in an escalating race for natural resources and trade routes in the Arctic Ocean.
Zhang Xia, director of strategic studies at the Polar Research Institute of China, is quoted in the Communist Party-controlled Global Times newspaper Tuesday as saying China lags behind other countries in terms of Arctic exploration and scientific research.
Quoting a 2008 study conducted by the U.S. Geological Survey, the Global Times says the Arctic Circle holds an estimated 90 billion barrels of undiscovered but reachable oil, and more than 45 trillion cubic meters of reachable natural gas.
The Arctic Council, a grouping of eight nations which surround the Arctic Ocean , says the vast region is being rapidly transformed by climate change. The Council recently released a report that says the ocean's nearly 21 million square kilometers are becoming more navigable due to the melting of Arctic sea ice because of rising temperatures.
Zhang says under current international law, the Arctic does not belong to any country, but it has been divided due to ambitious expansion by nearby countries. He says Beijing must speak out in the international community to "stand up for its interests" concerning both resources and navigation in the Arctic.


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White House delays decision on imported auto tariffs decisionMay 17, 2019
WASHINGTON (Reuters) – The White House said on Friday that President Donald Trump is delaying a decision by up to six months on whether to impose tariffs on imported cars and parts to allow for more time for trade talks with the European Union and Japan.
Trump faced a Saturday deadline to make a decision on recommendations by the Commerce Department to protect the U.S. auto industry from imports on national security grounds.
Trump directed U.S. Trade Representative Robert Lighthizer to pursue negotiations and report back within 180 days. He has said that some imported cars and trucks have weakened the U.S. economy and threaten to harm national security.
The auto tariffs face strong opposition in Congress including from many prominent Republicans.
Reuters and other new outlets reported earlier this week that Trump was expected to delay the decision.
Automakers have strongly opposed the tariffs, saying they would hike prices and threaten thousands of U.S. jobs.
Source: Read Full Article


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Single Serving Side Dishes #2
Four of our most popular side dishes, packed in one-serving containers, rather than two-servings. Perfect for singles!
Customer Reviews
Customer Feedback
Avg rating: based on 18 rating(s).
|The portion sizes are perfect for my 87 dad and I'm so happy he can have a nutritious side dish that is easy to prepare. I'm so happy to have found this service for my 87 year old dad!
|Mary C S. (12/20/2018)
|All were very good.
|Elizabeth C. (03/10/2016)
|So far so good I haven't tried the rice yet
|Astra G. (05/02/2015)


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Cave Spider
- Health:
- Easy:
- Med:
- Hard:
- View Wiki Entry
The Cave Spider is a hostile mob with a blue skin and is smaller, more dangerous, and much more rarer than the regular spider.
The increased danger comes from the fact that Cave Spiders have a venomous bite, which is represented by your health bar turning yellow-green and gradually decreasing. Cave Spiders can only be found in Abandoned Mine Shafts.


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All Activity
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- Past hour
Windows 10 2004 fully releasedStill not offered in UK here this morning so I've made an iso via the Media Creation Tool and will be doing an upgrade on this PC when I've finished my morning forum runs. I may also use it to do a clean install on a laptop just to see what's what. As I have Macrium images I'm not worried if it goes wrong
- Today
nukecad started following Windows 10 2004 fully released
Windows 10 2004 fully releasedWindows 10 2004 is now fully released to Market and rolling out. I've just installed it and am using it now. It is not being rolled out as an Automatic Update yet, it's only available if you 'Check for Updates' - but they are 'throttling' distribution so it may not be offered to you yet. It wasn't being offered by 'Check for Updates' on my laptop, but I got round that by downloading the Windows 10 Update Assistant and running that. More of a 'reinstall, keeping files and apps' than an upgrade, so it does take longer to upgrade that way, and some of your customised settings will be lost. If you are not sure about using Upgrade Assistant to shortcut things then wait until the upgrade is offered to you by Microsoft.
It won't harm CCleaner to reset to defaults everyday. (We do stuff like that all the time when trying to replicate a users problem). But you shouldn't really have to, if you don't tick the 'Do not show me this message again' box then it should show every time it's needed. The fact that it's still asking to close Edge, especially to Force close it, indicates that something in your Edge is still not closing (properly), probably extensions or push notifications. See this for how to stop extensions, etc. from running in the background after you close Edge Chrome: https://www.windowscentral.com/how-prevent-new-microsoft-edge-running-background-windows-10 PS. The new Windows 10 2004 has now been fully released, but you have to 'Check for Updates' (or use the Upgrade Assistant) to get it, its not an Automatic Update yet. I've just installed it and haven't had time for a good look round yet. No doubt we will now start getting issues related to what MS have changed this time.
Can you recover word documents
AustraliasWifi posted a topic in SoftwareI recently did a scan and wondering if you can recover lost word documents, none are in my files and the recovery did not even recover anything. Any tips?
AustraliasWifi joined the community
- Yesterday
Thanks , to all who responded! It took awhile but I finally got it to work. I shut it off in two different places and then I have to reset ccleaner to it's defaults then run it the first box that pops up don't check it but when it asks to force edge to close check that box and it works . Will it damage ccleaner if I have to reset it to it's defaults on a daily basis? Stupid Microsoft! Yes I just download the new edge 3 days ago.
OK, if neither installer is installing CCleaner then that sounds similar to the AV false positive issues from earlier this month; which AntiVirus/AntiMalware are you running? PS. Did you also have v5.66 on the old drive?
566 will not run at all
Sneed replied to Sneed's topic in CCleaner Help RequestsWell I did that with the identical results. Will not open or run.
Try using the 'Slim' installer from here (3rd down): https://www.piriform.com/ccleaner/builds Often that particular installer will work better with Windows 7.
Sneed joined the community
566 will not run at all
Sneed posted a topic in CCleaner Help RequestsI've used this for years without issues. I replaced my main drive with an SSD and installed v566, which will not open or run at all. The little circle starts up then stops and absolutely nothing happens. The installation does show up in the Start menu but that is all that the installation accomplished. This system uses Win7Pro.
Also this: https://support.piriform.com/hc/en-us/articles/360028350711-How-many-computers-can-I-install-CCleaner-Professional-Plus-on-
I have the new Edge Chrome installed on this laptop but it doesn't start at boot, it doesn't even appear in the Startup apps (or in Task Manager Start-up tab). You may also have it as a shortcut in your StartUp folder, in which case it would still start even when disabled in Startup apps. Any app that you put a shortcut for in that folder will run at startup, regardless of the other startup settings. Try a read of this: https://kb.iu.edu/d/adlf Another question - Is your Edge Chrome the latest version, 83.0.478.37, which was released last week? It's being rolled out slowly so you might not have it yet. As it was only fully released last week then CCleaner may not be up to date for this new Edge version yet. PS. To manually update Edge Chrome go to Settings>Apps and click on Microsoft Edge and then Modify. Edge 83 info: https://www.bleepingcomputer.com/news/microsoft/microsoft-edge-83-released-with-extension-sync-and-auto-profiles/ Restoring the whole system is a bit drastic, although if nothing else is solving the issue it may be an idea to uninstall/reinstall Edge Chrome. (Note if you uninstall Edge Chrome then old Edge will be re-enabled until you install Edge Chrome again).
Gary Smith joined the community
Sorry, I didn't talk about the slowness which is your main issue. Here are few things to look at: When CC browser is running how much CPU percentage does task manager say it is using overall? (see below). Are you only seeing a slowdown when using CCleaner browser? What is the speed like if you Close CC browser then open exactly the same webpages in 'old' Edge or the new Edge Chromium? (If you have those on your Win 7) or Internet Explorer? How much of the CPU are they using? With CCleaner browser closed check the task manager to see if something else is using a lot of CPU or disk access. Many things can cause a computer to run slowly, for example: Webpages with lots of video or frequently updated content can slow things down. A slow internet connection for some reason. Something running in the background. (You AV or Windows Defender running a background scan, Windows Update, Windows Defragmenter, etc.,etc.). Not forgetting the age of the computer itself, programmers can tend to use all the features of newer hardware and so older CPU's and graphic chips may struggle to run with newer apps. To give an example of how a particular webpage can slow things down- This is Firefox not CC browser, but it gives the idea and you can see here that as I was typing this it was using a total of 9.2% CPU in six processes. If I then open a new tab and start to play a video in Youtube Firefox will open another 2 processes and the CPU usage will jump up to 48.5%, it also starts accessing the internet to stream.
Just download the free version from here https://www.ccleaner.com/ccleaner/download When installed just select ..Options..About.. and press the button at the top which says Upgrade to Pro Then just enter the details it asks for.
Ray Delarge joined the community
I have updated CCCleaner on my computer. The update covered up to 3 machines. How do I get the update to this machine? It wants to charge me again! Both machines are in my name, same passwords etc.
Ccleaner skipping edge chromium
BulletinmyHead replied to jengr2020's topic in CCleanerIn a similar situation it helped me to restore the system to its previous state (we write about Windows as I assume).
BulletinmyHead joined the community
Giovanni Scarin started following Recuva crashes when scanning 2nd internal HDD
Recuva crashes when scanning 2nd internal HDD
Giovanni Scarin replied to warfab's topic in Recuva Bug ReportingGood morning I specify that the price paid for the new data recovery software instead of Recuva PRO is € 146.69 + 22% VAT for a total of € 178.96 €
Yes it is the new edge not the old edge. I just downloaded it 2 days ago and noticed it in my startup apps and it said it had a big effect on my startup. Not to repeat myself but when I shut it off in my startup apps and restarted it went right to the edge web page . The only way it stopped doing that was when I turned it back on in my startup apps. I don't know of any other way to turn it off.
I believe that Microsoft can "tweak"/update Edge Chrome on a daily basis, so they may have changed something themselves? If it's in the startup apps then yes, that would mean it is starting up at boot. Just to be sure here - We are talking about the new Edge Chromium and not the old Edge aren't we? They are very different browsers 'under the hood'. If it's Edge Chrome then another thing to try is disabling any Extensions (add-ons) that you may have, and the seeing if CCleaner will clean it then. Some extensions can be set to continue running in the background when Edge Chrome itself is closed. (Or it could simply be a bad extension that isn't closing properly).
Multiple processes showing in Task Manager are normal for a Chrome/Chromium browser. (and Firefox browser as well). Components are opened as separate processes so that if one, say a webpage or an extension, crashes then it doesn't crash the whole browser. Whether you see them all or just see one entry depends on if you have expanded the entry or not. See the screenshot in the first post here which shows the Chrome processes expanded: (If the list wasn't expanded it would just show the first line (with the arrow turned 90 degrees), ie. "> Google Chrome (33)" https://support.google.com/chrome/thread/2064254?hl=en (PS. CCleaner64.exe is the cleaner not the browser. It will be showing after a boot because you have 'Smart Cleaning' enabled).
I used the browser then I reset it to it's default state so when I ran Ccleaner it said that it was forcing edge to close and it still skipped all edge components. I will try again and go into task manager. The part I don't understand is that it worked fine yesterday when I installed it. Is anyone else having this problem? I noticed that it was in my startup apps and the only way it would work correctly is if I left it in the startup. Doesn't that mean it is always on? Thanks
The Pro and Free versions use exactly the same cleaning routines, so purchasing Pro will not make any difference to 'Skipping' a browser. If CCleaner is actually saying 'Skipped' then that indicates that the browser is still open, or that some component of it is still active in the background. CCleaner cannot clean a browser that is (partally) open. If you have closed the browser then you can check in Task Manager to see if (some part of) the browser is still active in the background, (and if so 'End Task' to fully close it).
Sorry , 0double posted by accident. Are other people having the same problem? The reason I asked about the pro version is someone wrote a long time ago to open options then monitoring then untick the enable browser monitoring. I don't have those options on the free version. Could someone please tell me if other people are experiencing this same issue? It worked yesterday.
Would it help if I bought ccleaner pro? Right now I am using the free version.
Ccleaner skipping edge chromiumPro version isn't going to clean it any better! Possibly they need to update CCleaner to clean it as per usual they will always be playing catch up especially when it comes to Chrome/Chromium-based browsers.
Chumz joined the community
Really slowed things down
Chumz posted a topic in CCleaner Browser Bug ReportingSince installing CCleaner Browser, really like it, except......slowed everything down markedly, on both computers installed on. Both are Windows 7 machines, one Pro, one Home. When starting up after cold start, I check Task Manager and find that in Processes, CCleaner64 appears, but not browser. When I open CCleanerBrowser, it opens CCleanerBrowser.exe multiple times (right now for instances, it shows 16 instances (in Processes), using a variety of memory sizes between 1,800 to 54 K + and everything between. Trust me, I didn't open Browser 16 times! In fact was careful to only open it once. The other computer, an older laptop, is virtually unusable if CCleanerBrowser is running at all. This computer, much newer is severly limited. In TaskManager under Applications it only shows up as running once. Thanks for the help.


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The world's largest software maker Microsoft Corp. will start selling the Zune portable music player and the Zune Marketplace in the United States on Tuesday, hoping to take a bite out of Apple's dominant iPod and iTunes powerhouse.
The rectangular "Zune" player is similar in appearance to the iPod with a round click wheel, but is slightly bulkier with a larger, 3-inch screen.
The 30-gigabyte Zune allows the device to locate other nearby Zunes and wirelessly exchange music and pictures with a few touches of the button.


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{Altered Love Tag}
This altered love tag was one of our first projects that I created for the "Smitten" course. The tag was altered using a Paper Whimsy image and various papers. A touch of German Glass glitter was also added. I love seeing what the ladies have created with this project! :)


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How to Play and Win in Claims Mitigation
Unique ID: a7f1c9bd-c695-4b8a-b053-409f7b629095
True or False: Once a claim is sent to an insurance carrier, you're done?
Need to Phone a Friend?Many employers believe once a claim is submitted to the insurance carrier, they dont need to do anything more. This is far from true. Staffing companies still need to be involved with the claim until the file closes, as other information or details may surface related to denying or disputing parts of the claim. A prime example is when a claim is settled by the insurance carrier and the insured questions why payment was issued. The insured might know something the insurance company doesnt. For instance, the claim can be fraudulent due to the person having another job, witnesses claiming it didnt happen or even information the injury occurred elsewhere. For this reason, you need to communicate with all parties involved over the course of the claim.
Heres Your Lifeline.Step 1: Understand how a claim is processed, as well as current claims procedures. Then, report the claim to the carrier as soon as possible. Statistics show a claim reported a week after the loss occurred can cause 18% higher costs than if it was reported within the first seven days. Three to four weeks later, the costs increase by 30% or higher. So be sure to report the claim right away.
Once the claim is reported, maintain contact with the employee (if not attorney represented) and keep a diary of all dialogue related to the injury and/or claim. This not only shows you care about the employee, but also the employee may note issues with the adjuster or share other information relevant to his condition. This information should be communicated immediately to the insurance adjuster.
Step 2: Ensure you have a formal written Modified Duty/Return to Work Program in place. Modified duty is one of the best ways to mitigate a claim, but can be difficult for staffing companies as many clients dont have a job that matches the restrictions. If a doctor sets restriction as a result of an injury and youre able to accommodate those restrictions, you do not owe any lost wages to that employee if they refuse to work. This is a great way to get problematic claims back on track. Also, it sends a message that if an employee gets hurt, theyre not automatically guaranteed time off.
Be sure if you have a Modified Duty Program in place, you notify either the occupational clinics or physicians which treat your employees, so it can be addressed at the time of treatment. Insurance carriers also are more likely to quote a staffing account which offers modified duty as well.
Step 3: Review all claims at least once a year with your agent and the carrier. The Experience Modification Factor is calculated through information reported by the carrier to the governing body (NCCI for most states) normally six months prior to the effective date. At least one review should be conducted seven months prior to your effective date to ensure your reserves are appropriate to get the best possible renewal.
That's My Final Answer.Understanding the claims process and keeping a vested interest in an injured employee and the claim are great ways to ensure your business is protected. Through timely reporting, Modified Duty programs and annual claims reviews, youll be well on your way to effective claims mitigation.
Jay Shelton


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NEW YORK (AP) New York City and Philadelphia officials wrote to the U.S. Justice Department Friday defying a directive intended to pressure the cities into cooperating more with federal immigration enforcement efforts.
The two cities were among four so-called "sanctuary cities" that were given an Oct. 27 deadline to show they"re not hampering enforcement of U.S. immigration law.
The Justice Department has threatened to cut off millions of dollars in federal grants to the cities, which also include Chicago and New Orleans, if they don"t meet certain criteria.
In New York, the Justice Department wants the city"s jails to notify federal immigration agents when someone in the United States illegally is about to be released from custody. Right now, local laws only allow city officials to share information about people who have been convicted of certain crimes.
In a letter to an assistant attorney general Friday, the head of the city"s Law Department, Zachary Carter, said he believed New York had met all legal conditions of the grant program and wasn"t required to do more than it was already doing.
He said the federal statute that Attorney General Jeff Sessions has cited to compel cooperation with immigration agents "cannot be read to override the city"s confidentiality policy and unconstitutionally interfere with the city"s right to exert control over its officers and employees."
Carter added that Congress did not intend the law-enforcement grant program to be linked to cooperation with immigration agents.
New York City is anticipating $4.3 million that"s been authorized under the Edward Byrne Memorial Justice Assistance Grant Program. Carter said the city is "deeply committed to preserving this funding."
Philadelphia sued Sessions in August over the conditions that had been added to the grant program, calling them unconstitutional and capricious.
Philadelphia is expecting to receive about $1.7 million under the program. City Solicitor Sozi Pedro Tulante said in his letter Friday that Philadelphia is requesting that the Justice Department not withhold the funds until the lawsuit is resolved.
The federal grant program was named after a slain New York City police officer. It pays for public safety equipment.
Sessions has said that cities that don"t help enforce immigration law are endangering public safety, especially when it comes to sharing information about immigrants who have been accused of crimes.


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On January 2nd, we lost a brilliant economist, Stephen Resnick, one of the founding members and a cornerstone of the heterodox Economics Department at the University of Massachusetts, Amherst. Steve, a devoted and fabulous teacher, touched the lives of hundreds of undergraduate and graduate students over his career. Steve, along with his colleague Richard Wolff, worked tirelessly for decades to transform Marxian Economics and influenced the researching and teaching of scores of students. He will be sorely missed. Here we reprint an early obituary, written by one of his former students from Umass.
-Gerald Epstein
Greg Saulmon, writing in The Republican:
Jan 3rd, 2013,
Stephen A. Resnick, a professor emeritus of economics at the University of Massachusetts who won the school's distinguished teaching award and is best known for his piercing critiques of capitalism, died Wednesday after a bout with leukemia. He was 74.
Resnick, of Newton Centre, taught at the university for nearly 4 decades, arriving at the Amherst campus in 1973 after beginning his teaching career at Yale University. He earned a B.S. in economics from the University of Pennsylvania in 1960 and a Ph.D. from the Massachusetts Institute of Technology in 1964. During his time as a graduate student he held Woodrow Wilson and Brookings Institute fellowships, according to his online University of Massachusetts biography.
"His classes were always oversubscribed," said friend and long-time collaborator Richard D. Wolff, of Manhattan. "There was a magic to the way he brought this stuff alive and made it exciting."
Wolff, who retired from UMass in 2008 and now teaches at the The New School in Manhattan, said he met Resnick as a graduate student at Yale. When Wolff took a teaching position at the City College of New York, Resnick — a believer in the school's controversial open admissions policy — followed.
UMass eventually recruited the pair, Wolff recalled, as the university sought to build a "cutting edge and innovative" economics department in the early 1970s. "Nothing would fit that better than to bring a bunch of different kinds of economists together in their department," Wolff said, adding that Resnick was an anchor of the new team of faculty members attempting to "create program that would make students aware of the entire range of economic theory."
"It made UMass the place for students who wanted to study both traditional and alternate theories," Wolff said.
In Thompson Hall, Wolff said, he and Resnick merged offices in order to free up space to create a student lounge in the economics department. "It was a place for students to talk to one another, and to meet with us," Wolff said, adding that the academic journal "Rethinking Marxism" "was born and developed at UMass, in that lounge." Resnick helped launch the publication, now published by Routledge, and remained on its editorial board until 1994.
In addition to teaching advanced courses in Marxian theory, Resnick's course load included introductory lectures such as the department's prerequisite class in macroeconomic theory.
But while Resnick's research and writing offered vigorous criticisms of what he saw as a fundamental instability underlying the American economic system — an instability that surfaced, in his view, in the form of a business cycle that periodically left large swaths of the workforce unemployed and businesses facing bankruptcy — Wolff said his former colleague brought a sense of balance to his teaching. It was an approach, Wolff said, that won the respect of students whose own beliefs spanned the spectrums of political and economic theory.
"Steve won every teaching prize that UMass has — and that was very unusual for an economics professor," Wolff said.
In addition to the teaching award won during the 1997-98 academic year, Resnick's accolades include an outstanding teacher award in the social and behavioral sciences, which he also won that same year.
Wolff said Resnick remained committed to teaching the concept of the business cycle even as that approach – which had been central to the curriculum of many economics departments in the wake of the Great Depression – fell out of favor. "Marxists have developed powerful insights into the causes and social costs of business cycles in capitalism," Wolff said, adding later: "Your ability to make sense of the current economic crisis would be enhanced by studying under Steve, whether you agree with Marxian thought or not."
With Wolff, Resnick co-authored a number of essays, articles and books, including "Knowledge and Class: A Marxian Critique of Political Economy" and "Contending Economic Theories: Neoclassical, Keynesian, and Marxian." Wolff said the latter text, published in August 2012 by the MIT Press, exemplifies Resnick's belief in a comparative approach to teaching the subject that exposed students to a wide range of economic thinking. "This is what he always did," Wolff said. "He brought a balanced approach, with an emphasis on Marxism."
In the fall of 2011 Resnick began a three-year term as the university's second Helen Sheridan Memorial Scholar, according to the school's website. He had planned to complete two research projects during that tenure, with one examining social security, private pensions, and medical insurance in the context of Marxian theory and the other involving an analysis of Marxian, neoclassical and Keynesian approaches to questions about international trade and capital flows.
He leaves a wife, Charlotte, and three children.
Triple Crisis Welcomes Your Comments. Please Share Your Thoughts Below.


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You can help us end child labor and transform the lives of the thousands of children trapped in carpet work by making a tax-deductible (USA only) donation today. Every dollar makes a difference.
Children's Stories
At the age of five, Manju was already working on the rug looms. While she has since been found and freed from illegal carpet work, some 250,000 children throughout South Asia still toil in obscurity. Through GoodWeave nearly 3,600 kids like Manju have been rescued, rehabilitated and educated, and thousands more deterred from entering the work force.More Stories »
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- I finished a WIP of three years and it is stunning
- I did one test knit for a fellow designer
- I discovered a new and interesting sock construction
- the pair of socks I had to reknit not just once, but twice eventually won prizes in two competitions
- I broke my own record of 88 little hats for The Big Knit by knitting and crocheting 105
- I picked up a shawl I left unfinished for nearly a year because the last pattern repeat was wrong and finished it within 10 minutes, which includes figuring out my place in the pattern
- just in time for the cold season, I knitted a hat and cowl from my own handspun yarn
- against my better judgement, I knitted toys ... and mostly liked it
Saturday, 3 January 2015
2014 Knitting Project Round-up
7 comments:
Very productive - well done! :)ReplyDelete
Thanks, Silva. Here's to another productive year!ReplyDelete
- Anonymous4 January 2015 at 14:10
A very productive year indeed, and it must feel so satisfying to finish a WIP a 3 years.ReplyDelete
What a productive year Nadia. I'm glad you mostly enjoyed knitting toys, I think I've only knitted one, which I loved, but it can be fiddly.ReplyDelete
What a great feeling it must have been to finally finish a 3 year old WIP. I'm starting to really enjoy knitting toys but I don't want to do too many because I can't bring myself to give them away :-/ hahaReplyDeleteReplies
It did feel good!Delete
Toy knitting is strange. I don't want to give the toys away either, but I really have no space for them either. It is quite a dilemma. I recently made two toys for friends' kids, just so I could knit them without cluttering up the flat even more.


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GAP Award Video
GAP Award
First Baptist-West Community Services Association receives FBI's high honor!
(CHARLOTTE, NC) – The First Baptist West-Church Community Services Association (CSA) is pleased to announce it has received the FBI Director's Community Leadership Award for its GAP (Gang Alternative Principles) Program. The award highlights GAP in its role against crime and violence prevention as well as education. The FBI annually awards the national community service recognition to one organization in each region.
"It's a crowning achievement and a true testament to the proven results philosophy we live by here at CSA. More than 300 young men have completed our curriculum that focuses on life skills and leadership development," said Dr. Ricky A. Woods, CSA board chairman.
GAP (Gang Alternative Principles) Program is the largest community-based gang prevention program serving Mecklenburg County. Young males in grades 7th-12th enrolled in the program receive job readiness training, financial literacy and anti-violence counseling. Most are referred to the program by the juvenile justice system and school counselors.
"With a continuing bullying problem and gang violence still prevalent in neighborhoods and schools, I believe this program is critical to Mecklenburg County's growth," said Dr. Woods. "First we gained the outstanding support of the community and now we are being noticed by those in Washington for actually making a difference."
The FBC-W Community Services Association is a community-based nonprofit that promotes excellence in academics, fine arts, health and social services to Charlotte area residents. It is based in the First Baptist-Church-West Family Life Center at 1801 Oaklawn Avenue, but serves residents from throughout Mecklenburg County.


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Making the most of drinktec09.09.2017
Your week in Munich is only partially about what's in the exhibition halls ...
Exhibitors: what's hot at drinktec09.09.2017
There are 1,500 stories to be told. Here are some of the most compelling...
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20:20 vision: take the over14.12.2015
Craft beer growth is unstoppable unless definition concerns trip it up...
BA targets consumer awareness
Launches seal highlighting craft's independence
David strikes back. In an effort to distinguish craft brewers from the increasing number of brewers owned by industrial-scale brewers, America's Brewers Association is introducing a seal to highlight for beer drinkers that these brewers as 'independent.'
The seal, pictured here, features prominently an upside down beer bottle intended to symbolise the spirit with which craft brewers have upended the beer market.
Brewers Association president and CEO Bob Pease commented, "As Big Beer acquires former craft brands beer drinkers have become increasingly confused about which brewers remain independent. Beer lovers are interested in transparency when it comes to brewery ownership.
"This seal is a simple way to provide that clarity – now they can know what's been brewed small and certified independent."
To be able to use the seal a brewer must satisfy the Brewers Association's three-pong definition of a craft brewer. In this context, what's important is that no more than 25% of the brewery is owned or controlled by an alcoholic beverage industry member who is not themselves a craft brewer.
In addition, the brewer must hold a valid licence issued by the US Alcohol and Tobacco Tax and Trade Bureau and sign a licensing agreement. It is available for use by both BA members and non-members.
While a competitive response to the recent surge in craft brewer acquisitions by 'Big Beer', it also recognises in isolation the importance that beer drinkers attach to a brewer being independent in their purchasing decisions.
A survey commissioned by the Brewers Association in June, 2016 of 1,018 American craft beer drinkers found that when asked what attributes were important or very import in choosing a beer, close to two-thirds, 63%, cited that it be produced by an independent brewer. (The top three answers were freshness (95%), aroma (78%) and ingredients (75%)).


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Get Decision Makers & Influencers to Say YES
Are your outreach efforts to potential clients or partners not leading into meetings?
Or are your conversations with potential clients or partners not turning into collaborations?
Writing emails and having conversations that convert is an art.
There are certain triggers every human being has, that inspire them to take action. Only if you hit these triggers will you get the response you are looking for.
Therefore, I decided to share my top 5 Email Templates That Make Decision Makers & Influencers Say YES, so you can make these connections in a truly authentic way.
I also include the 23 Mental Triggers That Make Busy People Say YES, so you can apply them in your own messages. Even if you only apply a few of these triggers in your emails and conversations, you can dramatically increase your success rate.
Click here to download the 23 Mental Triggers incl. 5 Email Templates
Building a network is only one side to great relationships. Maintaining your contacts is probably the biggest part of the game. Many people miss this step. They go to conferences, collect business cards and once they come home or to the office, the cards go into a register of some kind. Most of the cards […]Read More
In this post you will learn what kinds of people are the most effective groups to get in contact with. I'm sure there are several more but I believe that these five are the first ones you should be looking at. 1. Human Resources This is very obvious as these are the people that […]Read More


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Low Energy Consumption House by Christina Zerva Architects
This eco-friendly house located in Nikaia, Greece was designed as two cubic forms by Christina Zerva Architects. The larger of the two cubes features the main living area, kitchen, bathrooms, laundry and the master suite; the other cube contains the childrens wing connecting the two with a glass bridge. The skeleton construction is prefabricated organic blocks wrapped in steel for insulation, additionally recycled and reclaimed materials have been used. Photovoltaic panels are located on the roof and all the interior and exterior illumination is LED modules.
Visit archnewhome.com
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text: In the next couple of months, millions of students will be graduating and moving out of their parents home. If you're a soon-to-be empty nester considering downsizing or making a move, let's get together to discuss your options! So if you are getting ready to sell your home and downsize, give me a call today!


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Submitted by Israel's Financial Expert
China's Shark Loan Ponzi Finance- As Ponzi Schemes Collapse the Chinese Government Fears Civil Unrest
Local governmental officials that are demanded from the government
to produce double digit GDP growth numbers give real estate developers
permits to build housing projects in return for bribes. They also get
bribes in return for allowing the shark loan companies to operate under
their jurisdiction. Some of them are active partners in shark loan
businesses. For example, a party secretary of legal affairs, that
controls the public security bureau, which is a court and prosecutor
division of government in Yanking city, in She Kiang province tired to
run abroad using a passport in 2009 after he found out he can't repay
60million Yuan. Every scheme has a ring leader whose job is to collect
money from all the participants in the ponzi scheme. When some of these
ponzi schemes blow up, the party leaders always get bailed out first,
and some even ask local business owners to lend them money, and then
bail out their own personal fund. After that the ring leader turns
himself in and gets protection from the local government.
Most of the funds that are collected in this classic ponzi finance go to local land purchases and real estate development. Part of the funds are used in order to pay back the rolling loan. The short term interest rate in this black market is very high and ranges between 20%-150% annual rate. The sources of the ponzi funds are diverse, as ordinary citizens, banks with corrupted bank officials, and state enterprises play the game.
This month, another Shark Loan Ponzi Scheme Collapsed in Huang Qiao Town In Jiangshu Province
China daily economic news reported:
Huang Qiao Town which is located in Taixing County, Jiang Shu Province is known as "No 1 town in North Jiangshu" According to the article, a few months back, expensive cars were roaming over the streets. But now after the collapse of a giant ponzi scheme supported by 9 so called "Mark Organizations" (local name for shark loan ponzi schemes), many cloth shops, and barber shops (in China, many so called barber shops are in fact brothels) are closed, and the expensive cars are gone. Town residents are posting their shops and cars for sale to pay back shark loans.
The collapse of this ponzi scheme at the town level, is a sign that
even the bottom part of the hierarchy of the Chinese society was
exposed to these schemes. This exposes the pervasivness and seriousness
of the shark loan problem. more and more local participated in this get
rich quick frenzy since normal business profits wages simply are not
enough to make ends meat .
The collapse was triggered by the actions of one of the female ring leaders that turned herself in after she found out she can't afford to pay the high interest rate anymore.
Though all the " Mark Organizations' are run by independent ring leaders, their funds are connected . As a result, after the exposure of her failure, 9 ring leaders are now under police custody. The locals even have a song for this shark loan frenzy:
People die for money
While birds die for food
They cracked down on the loan sharks
And now tens of thousands are in panic.
According to reports, 80 percent of families in Huang Qiao were involved, and major ring leaders include government officials and their relatives, housewives, teachers, shop owners, home decorators, and barber shop owners (a nickname for brothel owners)
Some interesting anecdotes regarding this scheme:
1. As Local houses were all sold out, the ring leaders went to Shanghai, Nanjing, and Jiangyin to "flip flop" real estate(Buy and sell real estate in less than 1 months in order to make a quick profit)
2 One ring leaders has 19 residence estate all over china, with total value of 20 million
3 Expensive cars roaming the street
4 Gold purchases
5 local Gambling, drug, prostitute flourish.
6. The bidding procedure for "Mark Organization meeting":
"Mark Organization Meeting" is basically an auction. During the meeting, the participating bidders will compete by promising high interest rates. The final winner is the man who offers the highest interest rate. He then will use the collected funds to speculate in the real estate market, or lend the money to real estate developers, home buyers and basically anyone in need for a loan. One everything works out, the local get their money back with the promised interest…
This a link to an audio of a recoding made of such an auction.
You can read more (with the use of google translate) at this link of a local Huang Qiao Internet chat room that as a ponzi scheme topic. Please notice that news coverage is strictly controlled and censored, so not everything that is quoted in this article will appear in the forum.
You can read even more at this Huang Qiao Local forum. Many posts have been deleted, but even from what is left there is evidence of , local riots and gathering, demanding government help.
From this thread, that was written in Feb 2010, it is clear that some residents were worried for a while. It asks the government to crack down on the loan sharks, but apparently no action was taken. To understand how pervasive these shark loan schemes are in Huang Qiao, please read this local internet BBS forum poll, were 44 reported that they participated in the ponzi schemes by themselves. The pool mentioned that only those who directly participated in the " Mark Organization Meeting" by themselves shall say yes, if only relative and family member participate, they shall count as no.
Big Danger of Civil Unrest
The first sign was a murder in "Tai Xing" ( Huangqiao is a town of Tai Xing city, the murder's home town). Apperantly, the owner of the Kindergarden were massacre occoured participated in a ponzi scheme.
The locals in this province are outraged and they are trying to organize protests and riots against the government and the ring leaders of the ponzi schemes. Many posts in the forums are attempts by locals to organize demonstrations. Since the internet is heavily censored in China, many victims of the schemes are posting these letters on every street corner in the town. They demand that the government will take action, and that the ring leaders will be put in jail. They of course demand their money back as well…
The ring leaders are trying to calm things downs, by handing out letters to local residents and posting them on street corners.
Bellow you can see the letters that were written by the residents and the ring leaders.
The local government fears civil unrest, and has posted this warning on every street corner.
A translation of the letter:
To the residents of Huang Qiao
Currently, the collapse of the fund chain has become a hot topic of all over town. A small minority of people with the intention of trying to disturb social stability, are stirring up the water, and are using the governments name to start rumors in order achieve personal benefits. In order to clarify the truth, the town government issues this open letter:
1. Huang Qiao Shark Loan ( Mark Organization Meeting" ) is a private matter, it is illegal, and the interest is not protected by law
2. People who participate need to expect to lose money.
3. All Mark Organization Meetings will be closed and all the debts will be settled peacefully, by negotiation, in order to minimize the loss.
4. The police will get involved in certain Mark Organization meeting, when the ring leaders are reluctant to pay
5. The public security agency will harshly punish those who are trying to stir up social unrest, spread rumors, cause "muddy water", and make trouble for the government and social stability.
To get updates on China's Shark Loan Ponzi Finance please FOLLOW US.
For more articles on the subject please visit China Shark Loan.


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Golf course superintendents offer opinions on issues ranging from Jack vs. Tiger to course conditioning to home lawn care
According to a 2003 survey of superintendents conducted by the Golf Course Superintendents Association of America (GCSAA), 59 percent contend Jack Nicklaus faced tougher competition during his career while 41 percent believe Tiger Woods has the greater challenge. But that does not necessarily mean superintendents think Nicklaus would win a head-to-head match up with Woods conducted when both men were in their prime. In fact, in GCSAA's 2002 survey, 47 percent thought Woods would win such a competition, compared with 41 percent for Nicklaus, with another 12 percent unable to discern a winner.
The Future of Course Conditioning
While golf equipment manufacturers continue to research and produce leading-edge clubs, balls and shafts, those in the golf course management industry also search for better practices, programs and services to condition golf courses. One area of significant study is the playing surface. Researchers are constantly striving to develop improved turfgrass varieties that better withstand weather, traffic and disease and require less water and labor and fewer plant protectants.
Fifty percent of superintendents responding to the survey believe Roundup Ready creeping bentgrass will have the biggest impact on the profession in the next decade. Intended primarily for putting greens, this product is not currently on the market but could be introduced in the next year. It has been bred to withstand the application of Roundup, which would leave the turf unaffected but kill the weeds. The only other turfgrass to receive a significant response from superintendents was Paspalum, which 18 percent thought was the grass of the future. Found in the warmer climates of the United States' Southeast coastline and Hawaii, Paspalum is inviting for a variety of stress environments, including drought, acid soils, high and low temperature, high-bulk density soils and salinity (salt).
"Without a doubt, the golf course management innovations in recent years rival what we have seen on the consumer side with clubs, shafts and balls," said GCSAA president Jon D. Maddern, certified golf course superintendent. "Significant resources have been dedicated to developing resources that advance golf facility operations. Those changes have been across the board in new turfgrasses, irrigation, mower technologies and most importantly, best management practices."
In terms of capital expenditures for the 2003 calendar year, superintendents are largely focused on buying new equipment, as 45 percent said this is the area where most capital expenditures would occur. Upgrading irrigation systems was next at 15 percent, followed closely by the reconstruction of greens, tees and bunkers at 14 percent.
Perception vs. Reality
Perhaps one of the greatest misunderstandings in golf is the impossibility of providing year-round course conditions that rival what is found at major golf event venues. But how well is this understood by avid golfers? Superintendents contend not very well. Half of those queried said that fewer than 10 percent of avid golfers understand that courses hosting majors are brought to peak condition and those conditions are sustainable for no more than a few days. Almost three-quarters (74 percent), said fewer than 30 percent of avid golfers are aware of the fact.
Help for the Homeowner
As the calendar turns to fall, superintendents and homeowners alike turn their attention to their grass and renovation activities. So what do superintendents think are the most important actions to consider in lawn care? Using a scale of one (most important) to six (least important), proper watering was the top choice, with 66 percent listing it first or second. Other activities with a top-two ranking were proper grass selection (55 percent), maintaining proper mowing height (51 percent) and a proper fertilization program (41 percent).
Whether they realize it or not, homeowners face lawn care issues because of trees that block sunlight, reduce air flow and feature root structures that reduce the quality of their turf. Superintendents respond with tree management programs to offset such problems, but such programs are not easily implemented. Almost half (47 percent) of superintendents contend that it is almost impossible, very difficult or moderately difficult to convince golfers of the need to remove a tree(s) to improve course conditions.
Wired for Action
Superintendents find the Internet an important tool for their profession as 99 percent are wired for cyberspace access, including 77 percent that have the capability at both work and home. Almost all those surveyed say they use the Internet for e-mail communication (98 percent), to collect industry information (96 percent), to gather general information (95 percent) and for commercial product research (87 percent). As for the actual purchase decision, 34 percent use the Internet for that purpose. Click here for the complete set of results.


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Here is the list they posit:
1) Justification by faith alone; 2) baptismal regeneration; 3) the real and substantial presence of Christ's body and blood in Holy Communion; 4) the relative indifference of polity as defining the being of the church; 5) Scripture as the only binding norm of faith and practice.
The author admits that "the doctrines characteristic of the (Augsburg) Evangelical Reformation" are not exhaustively presented. I suggest, however, that the list as presented would not be accepted by the original signers of the Confessio Augustana. I think particularly of #4. My studies do not suggest that the question of polity was a reformational, but a post-reformational issue. As evidence, I note two things:
· the CA contains an entire article—and several other statements—that assume an episcopal polity
· both the German and Scandinavian Lutherans continued an "episcopal polity" (granted, in
What was not maintained, of course, was the insistence on ordination from Roman prelates; but even the primacy of Rome as a matter of honor was maintained in the confessional documents. Perhaps what the author(s) meant, then, was not indifference of polity as defining the esse of the church, but the necessity of episcopal ordination and Roman claims of supremacy.
Understanding that the author(s) admit that the list is not exhaustive, I was struck by the omission of the presumption to edit the liturgy. If anything is a hallmark doctrinal characteristic common to all strains of the reformation in the 16th century, then I would find it to be this notion. Furthermore, I would suggest that the presumption to edit the liturgy not only was it bedrock but also had both the most widespread and profoundest impact on subsequent Western Christianity—even into the current edition of the Missale Romanum.
HT: William Tighe


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