text:
Korea turns to 'old workhorse' rocket to repeat past success
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[February 09, 2016]
By Jack Kim and David Brunnstrom
SEOUL/WASHINGTON (Reuters) - North Korea's
weekend rocket launch repeated earlier success rather than breaking new
ground, using a nearly identical design from a 2012 launch, experts
said, adding the reclusive country probably remained years from building
a long-range nuclear missile.
The rocket was based on engines taken from its massive stockpile
of mid-range missiles based on Soviet-era technology and electrical
parts too rudimentary to be targeted by a global missile control
regime, the experts said.
South Korea and the United States say Sunday's launch was a
long-range missile test that violated U.N. Security Council
resolutions barring the North from using ballistic missile
technology. It followed North Korea's Jan. 6 test of a nuclear
device, also in breach of Security Council resolutions.
The three-stage launch vehicle, named Kwangmyongsong, separated its
boosters successfully and put an object, which the North says is an
earth observation satellite, into orbit, South Korea said on
A signal from the satellite had yet to be detected, Seoul said. No
signal was detected from the object North Korea launched into space
in 2012.
"I suspect the aim of the launch was to repeat the success, which
itself provides considerable engineering knowledge," said Michael
Elleman, a missile expert at the International Institute for
Strategic Studies.
South Korea's navy recovered parts of the first-stage booster but
failed to retrieve a significant section as it did in 2012 because
the stage self-destructed after lift-off, the South's military said.
South Korea said the launch resembled the one in 2012: The shape of
the rockets was similar, as were the locations where the first and
second stages splashed into the sea.
The 200-kg (441-lb) object launched on Sunday was about double the
size of that launched in 2012, a difference South Korean officials
said was not significant.
The U.N. Security Council has imposed sanctions against the North
for its nuclear tests and long-range rocket launches dating to 2006,
banning arms trade and money flow that can fund its arms program.
But the North has managed to circumvent those measures in pursuing a
rocket program, widely suspected to be aimed at building an
intercontinental ballistic missile (ICBM) that could threaten the
United States, and its fourth nuclear test last month.
"Sanctions raise the cost and impact reliability, but a determined
country can access the needed items if it is a priority
acquisition," Elleman said.
After the 2012 launch, South Korea retrieved a number of parts
associated with the first-stage booster, including one of the
steering engines, a nearly intact section of the fuel tank that
contained propellant, wiring and pressure sensors.
[to top of second column]
Some of those components were imported, "ranging from cannibalized
Soviet Scud parts to equipment produced in the United States, Europe
and Asia," said Jeffrey Lewis, a nuclear expert at the Middlebury
Institute of International Studies.
"Most of the items are available commercially, off-the-shelf and are
not controlled. The underlying components are less important than
North Korea's ability to integrate them in a functioning rocket
program," he said.
If the Kwangmyongsong was powered by the same system as the Unha-3
launched in 2012, it used a cluster of Rodong missile engines with
thrust of about 27 tonnes each encased in an aluminium-magnesium
alloy body, welded unevenly by hand.
North Korea is believed to have more than 200 medium-range Rodong
missiles with a range of 1,300 km (807 miles), developed from Scud
missiles with Soviet technology.
South Korea's defense ministry said the rocket had a potential range
of 12,000 km (7,457 miles), Yonhap reported, similar to that of the
2012 rocket, and putting the U.S. mainland in reach.
While sanctions have not stopped the North's rocket development,
they likely limit what it can make or secure in large quantities of
material, equipment and fuel that are needed to quickly make
advances, experts said.
Some experts believe the North is a decade or more from using what
it learns from its space launch vehicles to building an ICBM capable
of threatening the U.S. west coast.
The North has also demonstrated no evidence of significant work in
building and testing a nuclear warhead rugged and stable enough to
withstand the stress of re-entry to atmosphere and detonate as
intended when it reaches its target.
Most experts believe it has also yet to show, after four nuclear
tests over 10 years, all with relatively small yields, that it has
successfully weaponized a nuclear device, let alone miniaturized one
to fit on a missile.
German aerospace engineer Markus Schiller said that if the North
were to have made real progress, there was no reason not to
demonstrate an advanced rocket, rather than turning again to what
was probably "their old workhorse".
"I assume that they are doing the best they can with the Unha,
showing a very slow but continuous progress toward a small satellite
launch capability," he said. "Turning this program into a real
weapon that is deployed in numbers and could hit cities at the push
of a button will take decades at that pace."
(Editing by Tony Munroe and Nick Macfie)
[© 2016 Thomson Reuters. All rights
Copyright 2016 Reuters. All rights reserved. This material may not be published,
broadcast, rewritten or redistributed.
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text:
Every year at this time, I read all the statistics regarding death on the highways due to drinking. I always say, "It's a terrible thing" or "Why do people do it," etc. and forget about it until next year.
It was the same this year until last Saturday evening. A friend and co-worker, her husband and sister suffered a brutal death in a head-on collision on the streets of Glendale as they were returning home from Christmas shopping. Her children were badly injured (Metro, Dec. 24).
According to reports, the driver of the other car was drunk and driving in excess of 75 m.p.h. on surface streets. He was not hospitalized.
It is time to stop this senseless slaughter. We need drunk driving laws with teeth in them that will not only punish offenders when convicted but take them off the streets. We also need a court system that will convict these public menaces, not release them due to some quirk in the law.

subset: commoncrawl


text:
Founder's Story
When Derek Goh's father passed away a few years ago at age 94, and being the youngest son in a family of six sisters and a brother, Derek had learnt about his parents' hardships in raising them. None of their stories will be passed on to future generations unless we have a way of preserving them.
A Google search for an online memorial website to remember his late father left Derek disappointed as he could not find one that was decent enough to portray one word to honour the deceased (loved one); RESPECT. Derek saw two advertisements, one was promoting weight loss, and the other was an advertisement for teeth whitening. These advertisements that appeared on the website deeply saddened Derek as it showed serious disrespect for the deceased.
Derek's motivations to start HeavenAddress were as follows:
- Simply to have a RESPECTFUL online space to remember our loved ones
- With an IT background and coming from a big humble family, Derek thought it would be great to preserve memories of our loved ones – for the benefit of future generations. It is the norm for celebrities to have biographies but ordinary people have many hero or heroine stories too. "Everyone is someone else's hero".
- He noticed the memorial park (cemetery) was divided into sections based on community faiths such as Catholic, Buddhist, Muslim, Jewish etc. Derek's family is comprised of various faiths, and it seems when their time comes, they might be buried in different places. Derek thought perhaps they might be separated physically, but virtually, they can be all together in the same place.


text:
Tuesday, 7 July 2015
Home Decor-Fabric
Week two (fabric design) of the Lilla Rogers and Margo Tantau course flew by in a whirl, loved every minute and came up with the designs below!
4 comments:
I love your colors as well as your collage, beautiful work :-)ReplyDelete
Lovely colour combos :-)ReplyDelete
Beautiful designs. I love all the details like the crochet trim. xxReplyDelete
I am very much pleased with the contents you have mentioned. I wanted to thank you for this great article. I enjoyed every little bit part of it and I will be waiting for the new updates.ReplyDelete
ikat fabric
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text:
We have a vast array of facilities from free internet to cycling, walking and more! We even accommodate pets (up to three per unit!). See the rest of the list here!
Site Safety & Security
For security, the site barrier is locked at 10pm and unlocked at 7am. There is parking available outside and pedestrian access during these hours. The barrier will only be unlocked in case of emergency. We do not have an early/late arrivals area.
Speed Limit
We have a strict 5mph speed limit on site which applies to all vehicles, including bicycles.
On-Site Amenities
Reception is always open between 9am and 11am and between 4pm and 6pm and often at other times during the day. All new arrivals between 1pm and 8pm in high season but before 7pm in low season please.
Open during Reception hours. We sell Calor and Camping Gaz, maps, toilet chemicals, rock pegs and camping sundries. Milk, bread, eggs, bacon, cakes, drinks, canned and dry groceries, ice cream, sweets and other locally sourced produce. Newspapers to order. We are also licensed to sell beers, wines and spirits for consumption off the premises.
Laundry Area.
Commercial quality laundry equipment is available for a charge. Detergent is available from reception. There are hand washing sinks and outdoor drying lines. A National Park regulation does not allow washing lines around the park or units.
For your convenience, tourist and local information can be found in the laundry and accessed 24 hours a day, however we will be pleased to help with any information you require in Reception if needed.
Dogs and Pets
All dogs and pets are welcome. Our dog walk is heralded as one of the best. A 1km part sloping walk offers walking with superb views of Dartmoor. Dog bins are provided and a seat half way round is a place to spend a short time admiring the surrounding views. All we ask is that all pets be kept on a short lead and under control on every part of the site including the dog walk at all times.
Wireless internet is available on site, for which a small daily charge is made.
On-Site Services
There are a number of fresh water points and grey water drains throughout the site. There is also a dedicated Motor-Home service bay with fresh water, grey and black waste drains. Portable Elsan disposal is at the rear of the facilities building.
Electric hook-ups provide 16 amps peak output. Please help us to respect the environment by careful use of electricity.
Toilet Block
Cleaning closing time is 11am to 12.30pm. The Parent and Child room (toilet and hand washing only) is open during these hours. Keys to both our disabled and parent and child rooms are available to those who need them for the duration of their stay on payment of a refundable £5 deposit. Our centrally heated facilities offer showers and private wash cubicles, together with ample toilets, all maintained to the highest levels of cleanliness.
Rubbish and Recycling
Disposal points can be found throughout the site. We currently re-cycle clean glass, cans, paper and cardboard.
Soft ball games are permitted away from all units on site. We do not allow frisbees, kites and other projectile activities on site. There is a recreation ground close to the site which is open to the public.
Walking is virtually endless from the site. We will be pleased to advise and suggest walks. Try letterboxing on Dartmoor (a form of orienteering). Good walking clothing and footwear is advisable when walking on Dartmoor, but please keep clear of MOD areas we can advise about MOD firing areas and timings.
The famous, mainly level, Granite Way Cycle Path starts near the site. Ask for a leaflet and advice. The local terrain is otherwise hilly and should be taken into consideration before setting out.
City Bus 11
Normally runs every two hours from the War Memorial (100 yds) south to Plymouth via Tavistock and north to Barnstaple via Okehampton.
Lydford Caravan & Camping Park Access Statement
Site Address
Lydford Caravan & Camping Park Lydford Nr. Okehampton Devon EX20 4BE
Site Telephone Number and Website Address
- Telephone number 01822 820497
- Website lydfordsite.co.uk
Brief Site Description
- Lydford Caravan and Camping Park is in a very quiet location close to Lydford village and enjoying excellent views of Dartmoor.
Booking Information
- Bookings can be made by calling the site direct, 01822 820497 or by completing the "on line booking" form at lydfordsite.co.uk or emailing for a booking form from firstname.lastname@example.com
- Hearing or Speech impaired customers may care to make bookings via a Type Talk Operator.
Arrival information
- The Site is mainly open with hedgerows and trees dividing main areas.
- Roads of granite chippings service all parts of the site and a 5mph speed restriction is in place.
- The approach to the site must be by following the described route. SatNav should not be used after leaving the A30 due to some narrow lanes.
- Between 7.00am and 11.00pm the site is accessed via a security gate. Provision is made for pedestrian and wheelchair access at all times.
- Between 11.00pm and 7.00am vehicle movement is prohibited on site, the main gate is locked and will only be opened in the event of an emergency.
- Overnight car parking is provided in the visitors parking area.
- New arrivals should time their arrival between the hours of 1pm and 8pm during May to September inclusive and up to 7pm during the rest of the season.
Reception area information
- Access to Reception is on one level at the site entrance. There is an 80mm step to a 760mm wide door. There is space within for wheelchair users. If Reception is closed "staff on duty" door bells are provided or signs detailing staff whereabouts will be posted in the window.
Pitch Information
- The site offers a mixture of hard standing and grass pitches. All hardstanding pitches have electric hook up. Grass pitches for caravans and tents have electric hook up.There is a quiet tent only area at the rear of the site with no electric.
- As a fire precaution, units must be 6 metres away from adjacent units.
- All customers are shown to a pitch and the site facilities explained, with attention paid to special requirements.
- Where necessary assistance with pitching will be offered.
Facility Information (toilets, showers, dishwashing and laundry, including access walkways).
- All facilities are in one building close to the site entrance but easily accessed from all areas of the site. All doors are accessed by gentle ramps with handrails.
- A heated dedicated 2400mm x 2400mm Disabled facility/wet room is accessed via an 800mm door. Equipment includes a variable temperature and adjustable height push button shower with grab handles and ample room for a wheelchair, a high level toilet pan with grab rails; wash hand basin with soap dispenser, hand drying towels, and sanitary disposal.
- The heated Gents facility includes 4 push button shower cubicles, 2 private wash cubicles, 4 toilets, 3 urinals, and 5 further wash hand basins with soap dispenser and electric hand dryer, shaver points and lights.
- The heated Ladies facility includes 4 push button shower cubicles, 5 private wash cubicles, 7 toilets with sanitary disposal and 3 further wash hand basins with soap dispenser and electric hand dryer. Mirrors and lights.
- A Parent and Child room is available with toilet and sanitary disposal, shower, vanity unit, baby bath, soap dispenser and paper hand towels.
- The laundry room contains a coin operated washing machine and tumble dryer, airers, washing lines, and two "butler" type hand washing sinks. There is also a small desk for Wi-Fi access with a coin operated power point.
- The covered dishwashing area contains 4 sinks with draining boards. Under the same covered area is the site tourist information.
- Opposite the facilities block is a motor home service area with fresh water, and drive over grey and black water drains. A further covered elsan toilet disposal point can be accessed by a path to the rear of the building.
Miscellaneous camping and touring facilities information.
- There are 5 further fresh water points, 2 grey water drains, with rubbish bins and recycling containers throughout the site.
- Electric wheelchair and leisure batteries can be charged on site. There is a charge of £2.50 for this service.
- Site Reception has a small shop selling milk, bread, newspapers to order, essential groceries, ice cream and sweets, Calor and Camping Gaz.
- The site does not have a restaurant, bar, or clubhouse, but is well served with quality pubs and restaurants locally, many within walking distance.
- There is no children's playground; however the village recreation ground is nearby.
- Guests are encouraged to make use of the full range of Recycle Bins available near Reception.
- The site is justifiably proud of its David Bellamy Gold Conservation Award and has a number of bird/animal nesting points in various locations which guests are asked to respect.
Local information.
- The nearest bus stop is 150metres from site offering a regular and efficient service to Okehampton, Tavistock & beyond. Taxis come from a distance and are expensive.
- Telephone numbers for doctors, hospitals and vets etc can be found in the information area. Most telephone networks work well on site and television, satellite and free-view reception is generally good.
Other comments of relevance. We have tried to be as accurate as possible and include as much detail as we can. We are happy to answer any questions you might have if this statement does not contain the information you require.
Click the link below to view the Lydford Caravan & Camping Park Access Statement.


text: Mortgage Bonds Approaching Tipping Point and Today's Other Top StoriesAuthor: Adam GreenLast Updated: May 25, 2020 To get the Best of the Bond Market delivered to your email daily click here.There are big changes afoot in the mortgage bond market, all of them centered around the Fed's buying of Mortgage-backed debt as part of its quantitative easing program.View Best Mortgage Rates HereBut now the Fed is scaling back QE with Bloomberg reporting that Fed buying of these securities is poised to fall below growth in the $5.5 trillion government-backed market as soon as May.This creates a new challenge for the housing market, with the pullback of the Fed threatening to inflate borrowing costs."We're within a few months of needing private demand to offset supply," said Brad Scott, Bank of America Corp.'s New York-based head trader for a type of government-backed mortgage bond known as pass-through securities. "The hawkish statement from the Fed occurred at a precarious time for the asset class from a medium-term supply and demand perspective."Even if not an immediate threat, the market is facing an end to longer-term demand fueled by the government, according to Robert Bayston, managing director at Bank of New York Mellon Corp.'s Standish unit. The Fed purchases followed a decade where prices were supported by Fannie Mae and Freddie Mac, which now are being forced to shrink their balance sheets, he said."The next several weeks probably won't be a turning point but we are concerned over the next year or so," said Bayston, who helps oversee about $160 billion of fixed-income assets. "Spreads are going to need to widen enough to attract capital that's now being dedicated to other assets." Todays Other Top StoriesMunicipal BondsPhilly.com: – NJ housing agency defies Moody's 'junk' rating. – Moody's Investors Service has cut bond ratings on $53 million of New Jersey Housing and Mortgage Finance Agency bonds by one notch, to Ba1 — junk-bond status, off-limits for some insurance companies and other fastidious investors.Bloomberg: – Scores of Puerto Rico trades sub-$100,000 voided by dealers. – Scores of trades in bonds Puerto Rico issued this month have been canceled by dealers, including some that were under the $100,000 minimum transaction level stipulated in deal documents, data compiled by Bloomberg show.Bloomberg: – Puerto Rico to Detroit buoyed by insurance comeback. – Buyers of debt issued by bankrupt Detroit or junk-rated Puerto Rico are finding it pays to have bond insurance. The backing is even more valuable after upgrades of units of Assured Guaranty Ltd. and MBIA Inc.CharlesSCHWAB: – Municipal bond insurance: What to consider before investing. – Two recent upgrades to the ratings of large municipal bond insurers highlight how much the landscape for insured municipal bonds has changed since the financial crisis of 2008. Since then, the number of municipal bond insurers has declined and their credit ratings have fallen. The share of the newly issued munis covered by bond insurance has also shrunk dramatically. That's caused many municipal market participants to question the value of insurance.Morningstar: – Municipal outlook: An appetite for risk amid low supply. – At a price, investors are still willing to take on municipal credit risk–even from some of the highest-profile and most fiscally distressed issuers.Cate Long: – The risks of municipal default and bond insurance. – Events in the last seven years show anecdotal evidence for and against municipal bond insurance. The bankruptcies of Jefferson County and Detroit and the workout of Harrisburg, Pennsylvania demonstrate the value of a bond insurer that makes full interest and principal payments for defaulted bonds. Investors undoubtedly benefit from this continuity of payments.Governing: – Bonds and the BFF problem. – A new rule tries to keep muni market players from getting too friendly. If you sell bonds, your real friends are those who work only for you. If you buy bonds, get ready to share friends-only information with the rest of the market. These changes are designed to focus accountability on buyers and sellers, and to keep friends, both well intentioned and otherwise, at arm's length.Businessweek: – Munis poised for best first quarter Since '09 on issuance dearth. – The $3.7 trillion municipal market is off to its strongest start in five years as demand for tax-exempt debt rises and issuance falls to the least since 2011. Treasury BondsIncome Investing: – U.S. bonds extend gains; durable goods data raises questions. – Treasury prices climbed as economic data release today raised questions about the pace of economic growth.WSJ: – U.S. Treasury prices gain on durable goods report. – U.S. Treasury bond prices rose broadly Wednesday as a mixed durable goods report eased worries that the Federal Reserve may raise interest rates sooner than many investors expect. Corporate BondsMorningstar: – Credit market outlook: Bonds priced for the benign. – Corporate credit spreads are fairly valued–albeit at the tight end of the range that we view as fairly valued. High YieldMarket Realist: – High-yield bonds and stocks' performance over the past 3 years. – High-yield fixed income ETFs like JNK and HYG have provided total returns in excess of 25% over the past three years. While high-yield bond ETFs like HYG and JNK have performed well in the past three years, why has the short interest ratio for these ETFs suddenly risen to record highs? Emerging MarketsiShares Blog: – Are emerging market bonds worth the risk? – As the deteriorating situation in Ukraine rattles global markets, Matt Tucker examines the fixed income side of the story, taking a closer look at the conflict's impact on the overall bond market.Citywire: – Time for beta gains is over, says PIMCO's $85bn star. – PIMCO GIS Global Bond manager Scott Mather is eyeing opportunities in selective emerging market debt despite remaining in defensive mode overall. Investment StrategyLearnBonds: – Why everyone must own these 12 dividend paying stocks. – According to the classic advice given by financial planners, your retirement plan was supposed to be a "three-legged stool," consisting of a company pension , Social Security and personal savings. It's looking pretty clear to me you can't count on anything better than a pogo stick, because two of the those three legs are gone or going. So how can you make up the difference.ETF.com: – Rick Ferri: 3 Big questions to ask an advisor. – Investment advisers are everywhere. There are thousands of them. Finding one that's right for you is a challenge. How do you find an adviser that fits your needs? I've read articles that provide 20 questions, 10 questions, etc. Here are my "3 Big Questions" to narrow the adviser universe down to a manageable list of potential candidates.Zacks.com: – Profit from a flattening yield curve with this ETF. – The short end of the yield curve is rising faster than the long end. This trend is likely to continue in the coming months, suggesting investors might want to avoid riding the yield curve or take an inverse position. This could be easily done through the only option in the broad bond ETF space Bond FundsWSJ: – Long-term mutual fund inflows $3.43 billion in latest week, ICI says. – Long-term mutual funds reported estimated inflows of $3.43 billion in the latest week as investors added more money to bond and hybrid funds than they pulled from U.S. equities, according to the Investment Company Institute.MarketWatch: – Legg Mason BW Alternative Credit Fund ranks first in Morningstar nontraditional bond funds category. – The Legg Mason BW Alternative Credit Fund has received number one absolute rankings within Morningstar's nontraditional bond funds category for the one- and three-year periods ended February 28, 2014.Click here to learn more about best forex brokers.Surprisingly the adjustment mostly happened with bond yields falling.— Ed Bradford (@Fullcarry) March 27, 2014 Everyone was right treasuries hit 3.5% this year! Sadly, most picked the wrong treasury to be at 3.5%— Peter Tchir (@TFMkts) March 27, 2014 Strong balance sheets at #hospitals may be delaying need to issue debt, says @WellsFargo #muniland— Kate Smith (@laKateKate) March 27, 2014


text:
This is the second testing site for first responders in the state.
Gillette Stadium Will Open Coronavirus Testing Site For First Responders
Sponsored By
Program: WBZ News WeekendsCategories: News, General, Local News, WBZTV
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text:
In two years, Vicent Gelot has travelled on roads throughout the world in a Renault 4L in order to meet eastern Christians in Beirut (Lebanon). His "East Book" (Livre d'Orient) is a collection of clandestine testaments that are now being displayed in the Arab World Institute.
His goal was to arrive for Pope Benedict XVI's visit in September 2012 in his car decorated by an artist friend, but the adventure dragged on for more than two years. Thirty-seven-thousand miles and 23 countries are compiled in his book, which has been presented in Paris.
Source: Le Monde


text:
Video Call
Send a message to set-up a video call for a free quote
Mr Adrian Wilson
"Welcome to our Checkatrade page and thank you for taking the time to look into our details. Adrian K Wilson Roofing Specialist are fully qualified with over 28 years' experience, providing you with a personal service for all aspects of domestic and commercial roofing which includes,
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· Any Much More…
We pride ourselves in offering a prompt, efficient service and are always conscious of our customers needs. We are also pleased to offer free estimates, offer a no call out fee policy & fully guarantee all of our work.
We also welcome storm damage, insurance work, and offer full estimate and a survey service, along with expert advice if that's all you need.
Please feel free to contact us to discuss your individual needs and requirements, we are always happy to help.
All our work is guaranteed.
Many Thanks
Adrian Wilson."
Glasgow, Paisley, Irvine, Kilmarnock, Ayr, North South East Ayrshire
© Checkatrade.com all rights reserved


text:
Nigeria's Lagos State Government and the Lekki Concession Company have jointly announced a deferment of the commencement of tolling at the second toll gate on the Eti Osa –Lekki- Epe Expressway.
The announcement was made today, 48 hours to the beginning of another toll regime on the yet-to- be completed expressway.
In a joint statement signed by the Special Adviser/Director General of the Public Private Partnership Office, Mr Ayo Gbeleyi and Acting Managing Director of Lekki Concession Company, both parties said the decision was in deference to appeals made to the Governor by well meaning Lagosians and the public at large and also in the spirit of the season.
The statement added that both parties will in the days ahead continue their constructive engagement towards addressing the impact of the situation within the purview of their respective contractual obligations.
It also wished motorists on the Eti-Osa -Lekki Epe Expressway a Merry Christmas and a Happy New in advance while they continue to observe all safety regulations and continue to drive safely and giving due consideration to other road users.
The concession company had announced that tolling at the second Toll Plaza would commence by midnight of 16 December 2012.
Present at the briefing which preceded the issuance of the statement were other representatives of LCC including Mr Opuiyo Oforiokuma and the Attorney General and Commissioner for Justice, Mr Ade Ipaiye.


text:
Continuing in the secret tradition perpetuated when the originator of "Oysters Rockefeller" took his recipe to the grave, many Virginia chefs today serve up this signature dish with an air of mystery.
Generally consisting of a puree of green vegetables, mixed in a savory cream sauce, encrusted with breadcrumbs and baked over each half-shell oyster, this dish is as varied as they come as each chef adds their creative flair.
Spinach? Maybe. Cheese? Possibly. Absinthe? Bacon? Capers? Chives? Breadcrumbs? Your guess is as good as ours!
Make your resolve to hit the road and sample the many variations of "Oysters Rockefeller" that can be found at restaurants all across the Virginia Oyster Trail.
And, don't be surprised should you ask for the recipe only to be answered with a signature Cheshire-chef smile!
Ingredients for 6 Virginia Oysters:
First, place the oysters under the broiler or really hot oven for about 1 minute until they barely open up. Remove, and set aside. Be careful not to spill the liquid out of the shell. You don't want to dry them out.
Crisp 6 pieces of whatever thinly sliced cured meat you will be using. Set aside.
Then, in a small saute pan over medium heat, add 1 tablespoon of butter. Once the butter is hot, add 1 teaspoon of minced shallot and cook for about 30 seconds until just before it begins to brown. Then add 1 teaspoon of minced garlic. Continue to cook for about seconds more. Then add 3/4 cup of chopped arugula and cook about 30 seconds. Add 3/4 oz of Absinthe Pernod. Cook about 15 seconds more. Place mixture into a bowl.
Shave some slices of the cheese with a paring knife or vegetable peeler. Set aside.
Next, pop the tops off the cooled oysters and using an oyster knife or paring knife, sever the abductor muscle that anchors the oyster to the bottom of the shell. Remove any bits of shell that may have fallen in with the oyster.
Now for the assembly. On each oyster, place a piece of the crispy cured meat, add about 2 teaspoons of the arugula mixture, and top with the cheese. Return the oysters to the broiler until cheese is browned. Let cool slightly and serve.
Visit the Virginia Oyster Trail Calendar of Events regularly for listings of upcoming activities and events.
Virginia Oyster Trail
P.O. Box 166 Greenville VA 24440
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What you need to know about mumps
Outbreaks are not common in the United States (U.S.). The number of cases varies from year to year. In 2012, 229 cases of mumps were reported, and in 2016, there were 5,748 cases, according to the Centers for Disease Control and Prevention (CDC).
From January 1 to March 25, 2017, 1,965 cases were reported in 42 states.
Since the mumps vaccine was introduced, the number of cases has fallen by 99 percent. Those at highest risk of infection are young children who have not been vaccinated.
Mumps can happen in any season.
After having mumps once, the person is normally immune, and they will not get it again.
Mumps can cause swelling in the salivary glands.
Symptoms of mumps generally begin to develop 16 to 18 days after initial infection, but this can range from 12 to 25 days. This is known as the incubation period.
Symptoms include:
- painful and swollen glands in the cheeks, neck or under the jaw
- fever
- headache
- muscle aches
- tiredness
- loss of appetite
- pain when swallowing
- dry mouth
The symptoms usually start to disappear after 7 to 10 days, according to the U.S. Centers for Disease Control and Prevention (CDC).
Most people experience symptoms, but 15 to 20 percent of people show no clinical evidence of infection. It is possible to have mumps without knowing.
In up to 50 percent of people, symptoms are not specific to mumps and the condition resembles a respiratory infection.
The mumps virus is most likely to spread where people are crowded together, for example, in schools and nurseries.
It spreads through airborne droplets, through direct contact with saliva or respiratory secretions. It can be passed on through touching an item that someone has coughed on.
The chance of getting mumps increases as a person spends more time and has more contact with a patient.
A person who is diagnosed with mumps should stay home from work or school and avoid close contact with others until at least 5 days after the swelling starts.
To diagnose mumps, a physician will look at the symptoms, and they may order a laboratory test, especially if symptoms are unclear.
There is no cure, but the patient should rest and drink plenty of fluids, especially water.
To reduce the symptoms of pain and fever, an over-the-counter anti-inflammatory may be recommended such as ibuprofen.
Home remedies for mumps include:
- a warm or cold compress to ease pain and tenderness
- consuming foods that do not need chewing such as soups, mashed vegetables, or oatmeal
- avoiding sour foods such as citrus fruits, as these can stimulate saliva production
If the patient experiences a fever of 103 degrees Fahrenheit or 39 degrees Celsius or above, confusion or disorientation, pain in the abdomen or testicles, or difficulty eating or drinking, medical help should be sought.
Some people may experience complications with mumps.
These include:
- orchitis, or inflammation of the testicles
- encephalitis, or inflammation of the brain
- meningitis, or inflammation of the tissue that covers the brain and spinal cord
- oophoritis, or inflammation of the ovaries
- mastitis, or inflammation of breast tissue
- loss of hearing
Very rarely, it can be fatal.
There is a small possibility that if mumps occurs during pregnancy, it could affect the fetus. However, research has not confirmed this.
The MMR vaccine protects against mumps.
The measles, mumps, and rubella (MMR) vaccine can help prevent the disease.
Before the mumps vaccine was introduced, there were at least 186,000 cases each year, but the vaccine has reduced the number of cases dramatically.
The vaccine does not prevent all cases of mumps. Two doses of MMR are 88 percent effective, and one dose is 78 percent effective. Outbreaks can occur in areas where many people are vaccinated, but vaccination helps limit the size and duration of an outbreak.
Mumps is still common in many parts of the world, so people should be vaccinated against the virus before traveling.
The CDC recommends two doses of MMR, separated by at least 28 days for that all children aged 12 months and over, and adults and teenagers who are not already immune.
Anyone who was born after 1957 and who has never had mumps and has never been vaccinated is at risk for mumps.


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- master of maya: reincarno: dark side of the love - vol. 2
(2011, cdr-on-demand, russia, amazon)
Russian duo Master Of Maya recorded Frank Zappa's 'Zomby Woof' and released it on their "Reincarno : Dark Side Of The Love Vol.2" album.
Zomby Woof. In Russian.
All seven tracks on this disc are covers: Zappa, Genesis, ELP, King Crimson and Led Zeppelin.


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UNM Information Technologies hosts the Cyberinfrastructure for IT Professionals session as part of the New Mexico Technology In Education Conference (NMTIE) at Hotel Albuquerque on Wednesday, Nov. 19 from 10 a.m. - 2 p.m.
This session has been developed for networking professionals to better understand the needs of campus researchers and how to meet those needs. The schedule includes a discussion on research needs, a talk by the Energy Sciences Network on Science DMZ's and a roundtable on research network strategies for New Mexico.
Registration for this session is available as an option when you signup for NMTIE conference, which will be held Nov. 19-21. Lunch is included as part of the Cyberinfrastructure for IT Professionals session. For more information regarding the UNM IT session, email Kim Waseta, firstname.lastname@example.com.
NMTIE is dedicated to the furtherance of the use of technology, communications and information resources in New Mexico education to improve the instruction, research and administration within New Mexico educational institution
Additional conference information is available at NMTIE.


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More FUNtastic Reasons To Travel To Guam
29 Oct 2016 2 Comments
There are too many good reasons why we love to travel. Others travel to get a breather from their stressful 40-hour work weeks, spend quality time with the family and loved ones, discover new and exciting places with friends. Some people travel only to shop, dine and live up to their YOLO principle. Truth be told, there's an endless list of reason why people leave the comfort of their homes and find time to be on the road.
And if I may add, here's a couple of great reasons to travel, most particularly to Guam. Sports and Shopping! How do sports and shopping come together? Isn't that a bit odd? Quite frankly, the answer is a massive No.
Reason No.1: 2016 Guam Thanksgiving Day Dragonboat Festival
In the past years, much less has been heard about dragonboat racing in the Philippines. However, recently, dragonboat racing is significantly making its way as one of the top sports in the country. More and more sports enthusiasts have gotten their hands on it from even as young as nine years old up to individuals in their 50s, apparently transcending social demographics.
On the flipside, dragonboat in Guam is pretty much in its early phase. Whilst Philippines has fully established its own national dragonboat team, Guam has yet to fully introduce the sport amongst Chamorro sports enthusiasts.
With the prevalence of dragonboat racing in the international arena, Guam is opening its crystal-clear beaches to international paddlers and club crews as Guam ACES (Athletes, Communities, Educators, and Students) in partnership with Guam Visitors Bureau hosts the first 2016 Guam Thanksgiving Day Dragonboat Festival on November 19-20, 2016, at the Matapang Beach Park, Tumon, Guam.
The 2016 Guam Thanksgiving Day Dragonboat Festival is designed to enhance relationships through friendly competition among the local and international club crews. The event will allow the exchange of cultural experiences among the dragonboat clubs from the Philippines, Hongkong and Taiwain, and putting Guam as one of the dragonboat racing venues in the world.
Representing Guam ACES, Mr. Terrence Baclig is very enthusiastic about this offering since it will be a milestone for the dragonboat community in Guam. Also, it will give the Chamorros the opportunity to race not just with the local club crews but with the international club crews as well.
And for the international paddlers, "aside from dragonboat racing, they can relax and enjoy shopping," added Mr. Baclig.
Reason No. 2: Sports Tourism and More!
As Guam is barely 3 hours away by plane from the Philippines, Ms. Carmel Carpio, Market Account Director of Guam Visitors Bureau – Philippines is inviting Filipinos to come over to Guam, join the Thanksgiving Dragonboat Festival and "experience what Guam has to offer."
The bureau has been aggressively pushing its sports tourism campaign. As part of the campaign, they recently invited the basketball teams from the University of the East and National University for a friendly competition with Guam National Team.
Ms. Carpio is excited to share that young Filipino athletes can expect more invites from Guam Visitors Bureau for more friendly games held in their world-class sports facilities, and for them to experience other cultures as well.
Aside from its world-class sports facilities, there's so much more to discover and experience in Guam.
For the runners and running enthusiasts, there are two more good reasons to visit Guam. First, there's the annual signature race – the Ko'ko Road Race happening around October, and the second, the Guam International Marathon being held in April. The best part about the Guam International Marathon is that, it is a Boston Marathon qualifying race.
One exceptional fact about Guam is that you can practically dip in its beaches, without being asked to leave the beachfront as they are not being owned by hotels and resorts built along the coasts. How's that for a change?
Dragonboat festival, sports activities, beaches. What else is there in Guam? Hold on to your passport, apply for a US visa, get a plane ticket and fly to Guam for a…
Reason No. 3: TAX-FREE Shopping!
Guam is one of the five US territories, and the closest to the Philippines. A small island with a population of about 170,000. It is said that you can actually circumvent the entire island in just half a day!
A small island it may be, but it has so much to offer most specially to the shopaholics. There's an abundance of outlet stores and high end boutiques in the island. And take note, signature brands are way cheaper because the products are tax-free. Yes, you're reading it right. All items on sale are absolutely TAX-FREE. That means you can shop 'til you drop. Or perhaps, once you shop, you can't stop!
Tax-free shopping sounds great, isn't it? Is it easy to get a US visa to travel to Guam? You may reach out to Guam Visitors Bureau (https://www.facebook.com/visitguamph) to seek assistance on getting a US visa . For some, the visa granted may only be for "travel to Guam" instead of a full US visa. As long as you get that visa, it's time to pack your bags and plan a vacation.
Aside from tax-free shopping, explore the pristine beaches of Guam. Be sure to have your camera ready and take those Instgram-worthy photos and bring home lovely memories of the paradise that is Guam.
Whether you're a backpacker, a solo traveller or vacationing in Guam with friends or families, getting an accommodation is now made easier with www.alltherooms.com, a one-stop accommodation search engine in the planet. You can now find right on the pocket vacation rentals, hotels and a list of places to stay in the island. It also provides a comprehensive tourist information guide for your convenience.
Visiting Guam can be a quick turn around. A weekend will do, in fact, which means you don't need to be on an extended vacation, unless you have other itineraries in the island aside from shopping. 🙂 Like they say, leave for Guam with a backpack, and you go home with a luggage.


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The Best NJ Movers
Allied moved our furniture this past Saturday. You may recall it rained the entire day Saturday so it didn't make for the best situation so we had concerns. Once the crew arrived, we were certain we were in good hands. They took care to protect our floors, furniture, etc.. My husband and I were extremely impressed with the 4 gentlemen from Allied and would like to pass our feedback on to Allied Management. The crew was Charles Bradley, Nic Ringo, D. Poole, and J. Patterson. These men were extremely professional, they worked well together as a team, very courteous, respectful, highly efficient and hard-working. We were more than satisfied with their service. These gentlemen were great representatives of Allied! Based on my experience, I would definitely recommend Allied.


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Red Star Line Museum – Antwerp
We took a little overnighter to Antwerp recently and decided to explore the Port area of the city (Eilandje). It's an area we haven't really spent much time in so with the sunny shining our first port of call (pun intended!) was the Red Star Line Museum. This Musuem is dedicated to telling the story of emigrants from all over Europe who journeyed on the Red Star Line ships across…View Post


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This special episode was released as an OVA in conjunction with "JUMP FESTA・ANIME TOUR '05(ジャンプフェスタ・アニメツアー'05, produced by Sunrise. The TV anime started airing in year 2006 4 April, initially on Tuesdays 7pm on TV Tokyo, before being moved to Thursdays from episode 25 onwards.
- Sakata Gintoki
- Shimura Shinpachi
- Kagura
- Sadaharu
- Shimura Tae
- Otose
- Catherine
- Katsura Kotarou
- Kondou Isao
- Hijikata Toushirou
- Okita Sougo
- Yamazaki Sagaru
- The beginning of this episode is a repeat of part of Episode 3, when Shimura Shinpachi first met Sakata Gintoki.
- The seller of the mecha that Katsura commissioned mentioned that the designer is 大河原 邦男 Okawara Kunio -
- 大河原 邦男 Okawara Kunio is the mecha designer for MOBILE SUIT GUNDAM, acknowledged as the forefather of "mechanical designers", as opposed to character designers.
- He really is the designer for Katsura's mecha unit, his name is listed in the ending credits in this episode.
- Possible inspirations for the distinct 2-horned headgear on the mecha unit may have come from samurai armour helmet as well as GUNDAM's characters from the Principality of Zeon.
- For details, refer to Wikipedia Link.
- The 3 names listed as programme sponsors are:
- 集英社 Shueisha, the publisher of Weekly Shounen JUMP
- Mamushi Industry マムシ工業, this is a make-believe name. Mamushi is a type poisonous snake commonly known as the Japanese pit viper. The logo shown is that of a twisting snake.
- 大江戸テレビショップ Great Edo TV shop, another make-believe name, most likely referring to TV Tokyo. Edo is the old name for Tokyo.
- ED is using Terakado Tsuu's song 'Your mother is a XX!' 「お前の母ちゃん××だ!」 omae no kaa-chan XX da!
- This Ova is based on Lesson 17:The Shinsengumi outfit in manga version the shinsengumi wearing their Japanese Clothes and anime version the shinsengumi wearing their uniform.
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Olivia Walker Discovers Her Purpose
Discovering your purpose can be one of those light bulb moments in life. Aligning your values with your work is one way of ensuring satisfaction, motivation and happiness. Our Cadet Olivia Walker recently participated in the Slow School of Business' 'Talk On... Read More →


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Welcome to the blog tour for Becoming Dragon by Eve Langlais! One randomly chosen winner via rafflecopter will win a $50 Amazon/BN.com gift card. Three randomly chosen winners via rafflecopter will win a print a copy of Becoming Dragon (international giveaway). Follow the tour by clicking on the banner image above and comment; the more you comment, the better your chances of winning.
Becoming Dragon
by Eve Langlais
Genre: Contemporary Romance
Series: Dragon Point #1
Published: January 3rd 2017
Purchase Links: Author Website
Can he embrace the beast within?
I'm a monster. That's what Brandon thinks when he flees the medical institute that changed him. Living a normal life isn't in the cards for him because, while he can hide his scaly skin, his wings are hard to miss. So he runs and lives in the shadows where monsters belong. What he didn't expect to find were others just like him, and they call themselves dragons. Or so Aimi with the violet eyes tells him when she pins him to the ground.
Seriously, though, dragons?
He doesn't want to believe, but the evidence is mounting. Not helping his resolve is the fact that the woman with the silver hair doesn't fear the monster and wants to claim him.
However, before he can think of his own happiness, he has to rescue his little sister. Uncle Theo kidnapped her, and Brandon will do anything to get her back, even if he must embrace the monster within to become the dragon.
(This was a pre-written interview provided by the author)
What are your favorite TV shows?
Big Brother (guilty pleasure), House Hunters International (Because who doesn't dream?) and Son of Zorn. (Just OMG funny.)
What is your favorite meal?
Steak and Caesar salad.
If you were to write a series of novels, what would it be about?
Um…I've written a few and they range all over the place from a humorous Hell series, alien abductions, cyborgs and then there are my many varied paranormal worlds containing shapeshifters , dragons or vamps. If you like your romance with a little something extra, then chances are I might have what you need lol.
Is there a writer you idolize? If so who?
There are many authors I admire. One is my dear friend Darynda Jones who writes with amazing humor. The team of Ilona Andrews are autobuys for me as well because they have taken their world building to such a fantastic level. And an old favorite of mine is Stephen King, who has a way of taking really ordinary people and making you see them.
How did you come up for the title of this book?
Becoming Dragon truly fit the hero, Brandon. He is a gator shifter, experimented on by his uncle and given wings. He believes he's a monster. Until he meets Aimi who claims he's a dragon.
"I am dangerous to be around, though, so you should probably leave and forget you saw me."
Again, she uttered that enchanting laughter. The chime of bells in the wind, the sound tickled across his exposed skin, warming him despite the cool evening air.
"Forget you? Never. Now that I've found you, you're mine."
Mine. How nice that sounded. But it also reminded him of his time at Bittech. "I belong to no one."
"You say that now…but you'll change your mind." She smiled and winked.


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Property Details
606 1550 FERN STREET, Beacon At Seylynn Village, Lynnmour, North Vancouver, BC, V7J 0A9, Canada
Enjoy Bright & Sunny Views from this Gorgeous South-facing home. Solid Concrete and Reinforced Steel Construction. The Lge Bedroom features a closet w/ space for a dresser & wardrobe, Den is the perfect "work from home" office. Seylynn Village boasts First Class finishings including S/S appliances, quartz countertops, floor to ceiling triple ply windows, wide plank laminate floors and natural gas outlets on all balconies. Spacious floor plan is a natural fit for entertaining, independently controlled air conditioning & heating system for maximum comfort as well as an unprecedented 13,000 sq ft amenities centre add to the luxury of North Vancouver's landmark community. Open Houses: Sat & Sun, Jan 20th & 21st, 1:30-3:30 PM. Max 2 dogs or 2 cats allowed, Rentals minimum 30 days please:)
Air Cond./Central, Bike Room, Club House, Elevator, Exercise Centre, In Suite Laundry
Listing Provided By
Sutton Group-West Coast Realty
Copyright and Disclaimer
The data relating to real estate on this web site comes in part from the MLS Reciprocity program of the Real Estate Board of Greater Vancouver. Real estate listings held by participating real estate firms are marked with the MLSR logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by the Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of the Real Estate Board of Greater Vancouver. Copyright 2019 by the Real Estate Board of Greater Vancouver, Fraser Valley Real Estate Board, Chilliwack and District Real Estate Board, BC Northern Real Estate Board, and Kootenay Real Estate Board. All Rights Reserved.
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- #301 - 1508 W Broadway Ave
- Vancouver, BC


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An annuity is an insurance contract. Many people think of an annuity as an investment, but when you purchase an annuity, you are buying an insurance policy. You are ensuring an outcome.
You put money into the insurance contract or policy, and the insurance company provides you a guarantee as to when and how you will get that money back, or what interest rate your money will earn.
There are about as many types of annuities as there are breeds of dogs, and each type works differently.
Because there are so many types of annuity products, this leads to a lot of confusion about what an annuity is and how it works. You may have also heard strong arguments for and against annuities, but the truth is that it all depends on what type of annuity you are talking about and what you are using it for.
Let's look at the five main types of annuities you are likely to come across — immediate annuities, fixed annuities, indexed annuities, variable annuities, and deferred annuities — and see how each type of annuity works.
With an immediate annuity, you give the insurance company a lump sum of money, and they pay you a guaranteed amount of monthly income. They pay the income out either over a set time period, such as ten years (this is called a term-certain annuity), or they guarantee to pay you as long as you live.
Think of an immediate annuity that pays out over your entire life like a jar of cookies. You give the insurance company your money (a full jar of cookies), and they hand you back a cookie each year.
If the jar becomes empty, they promise to keep handing you cookies anyway, for as many years as you live. In return, you agree that once you hand them the jar, you can't reach in and take a cookie anytime. If one year you want three cookies, you'll have to get them from somewhere else — not from that jar.
This unending supply of cookies means a life payout annuity is a good hedge against living a long time. No matter how long you live, and no matter how much of your other money you spend early in retirement, you'll still get a cookie each year. For older single retirees, an immediate annuity can help make sure they don't outlive their money.
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What Is a Fixed Annuity?
A fixed annuity is a contract with the insurance company in which they provide you a guaranteed interest rate on your investment. A fixed annuity works a lot like a Certificate of Deposit (CD) issued by a bank. Instead of the bank guaranteeing your interest rate, the insurance company is providing the guarantee.
With a fixed annuity, the interest accumulates tax-deferred. You pay tax when you take a withdrawal. The interest that is withdrawn before age 59-1/2 is subject to a 10 percent early-withdrawal penalty tax, as well as ordinary income taxes.
The interest rate is usually guaranteed for a fixed amount of time, such as five years or 10 years. After that time period is over, the insurance company will tell you what your new interest rate will be. At that point, you can continue the annuity, exchange it for a different type of annuity, or (like a CD) cash it in and decide to invest the funds elsewhere. (If you cash it in, you will owe taxes on the accumulated tax-deferred interest.)
Most fixed annuities have surrender charges, so if you cash in the annuity early, be prepared to pay a hefty fee. A fixed annuity can be a smart choice if you want a low-risk investment, might be in a lower tax rate later when you withdraw the funds, and are willing to leave your funds in the contract for the required amount of time.
What Is an Indexed Annuity?
An indexed annuity is a type of fixed annuity that is often called a fixed indexed annuity (FIA) or an equity-indexed annuity. With this type of annuity, the insurance company offers a minimum guaranteed return along with the potential for additional returns by using a formula that ties the increases in your account to a stock market index.
Indexed annuities have complex features such as participation rates and cap rates that spell out the formulas for how your returns are calculated. Compare such features side by side when looking at this type of product. Consider this product as a CD alternative, not as an equity alternative. If someone proposes it to you as an equity alternative, think twice.
Some indexed annuities also have features that guarantee the amount you can withdraw later in retirement. This type of product is called a deferred indexed annuity, and it can be a good choice for someone about 10 years away from retirement, as it guarantees the income they'll have in the future.
What Is a Variable Annuity?
A variable annuity is a contract with an insurance company in which you get to choose how the funds inside the contract are invested. The insurance company provides a list of funds (called sub-accounts) to choose from. It is called a variable annuity because the returns you earn will vary depending on the underlying investments you choose. Contrast this with the fixed annuity, where the insurance company is contractually providing you with a guaranteed interest rate.
Investments inside a variable annuity grow tax-deferred, so, just as within an IRA account, you can exchange between investments without paying capital gains taxes.
For the variable annuity to qualify as an insurance contract, guarantees must be provided.
The most common type of guarantee is a death benefit guarantee which guarantees that upon your death the greater of the current contract value or the full amount of your contributions (minus any withdrawals) will be paid out to your beneficiary. For example, if you invest $100,000, and the investments went down in value to $90,000, and you passed away at that time, the contract would pay $100,000 to your named beneficiary. If the investments had gone up in value and were worth $110,000, the contract would pay out $110,000.
Today's variable annuities come with additional death benefit guarantees and living benefit riders that make them one of the most complex consumer financial products I have ever seen. For investing purposes, index funds are often a better choice than a variable annuity. For the purpose of a guaranteed outcome, other types of annuities are better. That doesn't leave many situations where a variable annuity is a smart choice. Due to tax-deferral, a variable annuity might be an appropriate choice for a young high-income earner who is already maxing out 401(k) plans and IRA contributions and is looking for an additional place to put money where it can grow tax-deferred for 20 – 30 years.
What Is a Deferred Annuity?
With a deferred annuity, you deposit money today, and an income stream is guaranteed to start at a defined time in the future, usually at least ten years from the time you initially purchase the annuity. This type of annuity can help reduce the risk that a big downturn in the stock market would thwart your planned retirement date.
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Many fixed, indexed, and variable annuities offer a deferral feature where you have the option to buy a guaranteed amount of future income. These features go by names like guaranteed withdrawal benefit, living benefit, guaranteed income riders, etc.
A deferred annuity may also be called "longevity insurance" and there is a special type of deferred annuity, called a Qualified Longevity Annuity Contract (QLAC) that you can purchase with your 401(k) or IRA money. With a QLAC, the income usually starts at age 85, so you buy this type of annuity to ensure that you will have a minimum level of income in your older age.
As you can see, all annuities are not alike. Any type of annuity can be a good choice if you know why you are buying it and how you will use it — and any annuity can be a bad choice if you don't understand how it works.
Source – TheBalance


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Welcome to the best website dedicated to 94% game.
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94% Something children memorize
- Alphabet – 33%
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- Song – 13%
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- Baby on the rug picture
- Something people keep in their car
- You buy it at least once a week
- Two turtles on a log picture
- A food that comes in a pack of 4 or more
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These were the answers to "Something children memorize". If you are searching for the answers of another statement or image, just visit the homepage 94% answers.
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The answers are taken from a survey. You have to guess 94% of the answers people gave to this survey.
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Dallas Rockvam at Macba
Dallas Rockvam at Macba
Michael Sommer, the sw fs heel flipping, nollie flip krooking Norwegian technician has been added to the Almost flow team on an unspecified level. Meaning,...
http://www.youtube.com/watch?v=lDGY3vfZ66k Patrik Wallner's documentary chronicling the journey 11 skateboarders made from Moscow to Hong Kong titled 10,000 Kilometers is available to purchase now over at...
http://www.youtube.com/watch?v=QYPbTDBvrOQ Serious rad shit from back in the day.
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Thursday, May 03, 2018
Time for UNRWA to go
It is past time for two things to happen: the disbanding of UNRWA and its mandate, and the assumption of its duties by the UNHCR.
Palestinian Arabs have occupied everyone's attention in recent weeks as a result of the rioting and disturbances on the Israeli/Gaza border. Yet few wonder why the refugees, on whose explicit behalf these days of rage have been launched, are there at all. Most refugee problems are dealt with in a matter of months or at most years, yet few pause to consider why a Palestinian Arab refugee problem still exists after 70 years.
The reason is actually simple: from the outset, the Arab world has resisted their resettlement. As a result of this concerted opposition, the international community has fallen in line and long ago discarded the goal of their resettlement.
The United Nations Relief and Works Agency (UNRWA), the relief agency charged with overseeing the Palestinian Arab refugees of the 1948-9 Arab/Israeli war, is a perfect reflection of this fact. While other refugee relief organizations seek to resettle the refugees in their charge quickly, UNRWA does not: it seeks to maintain and sustain them in their current predicament – in large, sprawling refugee camps, many of which have essentially become towns and cities, in the West Bank (Judea/Samaria), Gaza and neighboring Arab countries.
UNRWA exists in its current form only because it operates under a mandate that uniquely defines as "refugees" not only Palestinian Arabs who fled the fighting and chaos during the 1948-9 war – which would be in accord with the standard definition of "refugee" as applied in all other cases – but also successive generations of their descendants.
Thus, Palestinian Arab refugees and their millions of descendants under UNRWA care live in limbo, prohibited from living and working in the economy of the wider society in which they are located. UNRWA-run camps are thus entering their eighth decade of existence, housing sometimes the third- or even fourth-generation descendants of the refugees they were originally built to serve temporarily.
UNRWA also serves to perpetuate the conflict that created the refugees by permitting their radicalization and irredentism. To receive an education in UNRWA camp is to be raised to accept the fabricated Palestinian Arab narrative of original Israeli aggression and deliberate dispossession of Palestinian Arabs. A seething determination to return to and eliminate Israel has been the social consequence.
Indeed, the abortive 2000, 2000-1 and 2008 American-endorsed peace offers that encompassed the creation of a Palestinian state within almost the entirety of the West Bank and Gaza were most likely rejected by the Palestinian Authority (PA) for the simple reason that PA leadership could not sign off on any peace plan that encompassed Israel's continued existence and survive.
All this stands in stark contrast to the United Nations High Commissioner for Refugees (UNHCR), the international body that deals with all refugee problems other than the Palestinian Arab one. UNHRC observes a universal definition of refugee status, one that applies solely to those who actually fled their country during hostilities, civil war, natural disaster or other disturbances. UNHCR works to resettle refugees quickly and to dismantle the temporary refugee camps housing them. Nor does it count as refugees subsequent generations of descendants of refugees.
This has immense practical ramifications: in literally all other cases other than the Palestinian Arab one, the number of refugees shrinks over time, chiefly through successful resettlement. In contrast, in the Palestinian Arab case, their numbers continue to expand ceaselessly.
Thus, instead of the Palestinian Arab refugees officially numbering 30,000 – the approximate number of original refugees still alive today – their number, according to UNRWA, is some 5.3 million.
Accordingly, if all major refugee problems of the past century have been solved through resettlement rather than repatriation, then it needs to be understood that UNRWA is a central component of the problem rather than of the solution regarding Palestinian Arab refugees.
It is past time for two things to happen: the disbanding of UNRWA and its mandate, and the assumption of its duties by the UNHCR.
Such a huge administrative adjustment can occur only if becomes the policy of the United States that it should occur. No other country has either the clout or will to propose this outcome and to persuade and, if necessary, pressure friends and foes into supporting it. No other country has the ability to firmly place this proposal on the international agenda. And no peace agreement worthy of the name can be achieved one day without the disbanding of the UNRWA system of maintaining and entrenching a hostile, unsettled and irredentist population as a permanent impediment to peace.
Short of this occurring, the current situation, with the "refugees" continually growing in number and determined on Israel's elimination, no Israeli/Palestinian Arab peace can be expected at any time.
Liberal political correctness is intimidatory, like the Crips, or Soviet Cheka. It's gang-land style
But liberals themselves can be as abusive as they like, of course. They demand extreme politesness from others while they themselves pour out hate-speech towards anyone they disagree with
The election of Donald Trump as president showed the facade of virtue-signaling political correctness – the left-wing's counterfeit morality – is cracking and, quite frankly, easily upended. It's destructive gangs, like the Crips or Soviet Cheka, no longer hold sway over people like Donald Trump and Kanye West.
Defeating them requires one to, in the words of former First Lady Nancy Reagan, "Just Say No."
While Republicans met at their 2016 national convention in Cleveland, Ohio, Mark Hannah, a supposed expert on global media freedom and public culture at New York University, wrote in Time magazine:
"The opposite of political correctness is not unvarnished truth-telling. It is a political expression that is careless toward the beliefs and attitudes different than one's own. In its more extreme fashion, it is incivility, indecency or vulgarity. These are the true alternatives to political correctness. These are the traits that Trump tacitly touts when he criticizes political correctness. And these are the essential attributes of Trump's candidacy."
So, it's more than a little ironic that the defeated Democratic presidential candidate of 2016, Hillary Clinton, felt no compunction in calling Trump voters misogynistic, racist and just plain deplorable.
New York Times columnist Charles M. Blow, a good man of the left, attacked the triumphant Trump, and indirectly his supporters, saying: "The Trump Doctrine is White Supremacy. Yes, he is also diplomatically inept, overwhelmed by avarice, thoroughly corrupt and a pathological liar, but it is to white supremacy and to hostility for everyone not white that he always returns."
And when Republicans were moving a tax reform bill through Congress last December, Democratic House Minority Leader Nancy Pelosi described it as a debate over "life and death" and its passage the equivalent of "Armageddon."
A bludgeon of the left
Contrary to the claims by Professor Hannah, political correctness is the exclusive tool by which the LEFT promotes "incivility, indecency, "vulgarity," and is, "careless toward the beliefs and attitudes different than one's own."
"I think the big problem this country has is being politically correct," said Trump during the campaign. "I've been challenged by so many people, and I don't frankly have time for total political correctness. And to be honest with you, this country doesn't have time either."
Paralysis in the face of the left is PC's true function.
President Trump's "dragon energy," to quote Kanye West, freed him from the tyranny of the left's "party truth" of political morals. This explains what is at the heart of Trump Derangement Syndrome.
Political correctness is butchering Australian comedy
The PC brigade is killing comedy for Australian audiences.
Aussie comedian Vince Sorrenti says "comedy is part of the solution" and "not the problem". "There's a place for political correctness. I think it serves a purpose," he tells Ben Fordham.
"But I do think the pendulum has swung a little bit too far. "People will get offended about anything."
Vince says comedians shouldn't edit their humour to suit everyone. "If you go through your life just trying to avoid offending anyone, you're pretty much going to say nothing for the rest of your life.
"You need to chill out… and think someone's just trying to make you laugh.
"Sweeping it all under the carpet, to me, just highlights the problem."
The Negative Impact of the #MeToo Movement
Our nation is about to be transformed, thanks to the #MeToo movement. I am not speaking about a cessation of sexual predation in the workplace. If that were the only consequence of #MeToo, the movement would clearly be a force for good. Unfortunately, its effects are going to be more sweeping and destructive. #MeToo is going to unleash a new torrent of gender and race quotas throughout the economy and culture, on the theory that all disparities in employment and institutional representation are due to harassment and bias. The resulting distortions of decision-making will be largely invisible; we will usually not know of the superior candidates for a job who were passed over in the drive for gender parity. But the net consequence will be a loss of American competitiveness and scientific achievement.
Pressures for so-called diversity, defined reductively by gonads and melanin, are of course nothing new. Since the 1990s, every mainstream institution has lived in terror of three lethal words: "all white male," an epithet capable of producing paroxysms of self-abasement. Silicon Valley start-ups and science labs quake before the charge of being all or mostly male; their varied ethnic demographics earn them no protection from the diversity racket. The New York Times recently criticized the board of fashion giant H&M for being "entirely white." We can therefore infer that there are females on the H&M board, or else the Times would have let loose with the bigger gun: "all white male." When both categories of alleged privilege—white and male—overlap, an activist is in the diversity sweet spot, his power over an institution at its zenith.
But however pervasive the diversity imperative was before, the #MeToo movement is going to make the previous three decades look like a golden age of meritocracy. No mainstream institution will hire, promote, or compensate without an exquisite calculation of gender and race ratios. Males in general, and white males in particular, will have to clear a very high bar in order to justify further deferring that halcyon moment of gender equity.
Hollywood and the media are already showing the #MeToo effect. At this year's Oscar awards lunch, the president of the Academy of Motion Picture Arts and Sciences, John Bailey, prefaced his remarks by noting that he was a "75-year-old white man." Bailey was trying to get out ahead of the curve, since if he hadn't pointed out this shameful status, feminist crusaders in the press and the industry would have done so for him. Witness actress Natalie Portman's sneer in presenting the best director prize at the 2018 Golden Globe awards: "And here are the all-male nominees." Such shallow bean counting is now going to become the automatic response to any perceived lack of "diversity" in entertainment.
Naturally, Bailey announced reparations for the Academy's predominantly white male profile: henceforth it would "balance gender, race, ethnicity, and religion" in all its activities and would double its female and minority members by 2020. Needless to say, this was not enough. Outside the lunch, the National Hispanic Media Coalition protested the lack of proportional ethnic representation in Oscar nominations and acting roles.
CBS is considering only females to fill the anchor slot at Face the Nation, to catch up with The Today Show, which now has two female anchors. The Recording Academy, which oversees the Grammys, has promised to overcome the "unconscious biases that impede female advancement" in the music industry, after bean-counting complaints from The Wall Street Journal's pop music critic and female music executives.
The prospect of left-wing entertainment moguls having to sacrifice their box office judgment to identity politics is an unalloyed pleasure, and of little consequence to society at large. But quota-izing will hardly be limited to Hollywood.
Major publishing houses are analyzing their author lists by gender and race and making publishing decisions accordingly. What books get reviewed and who reviews them will increasingly be determined according to gender and race. There are likely no major newspapers that are not tallying reporter and op-ed bylines, as well as the topics they cover, by gender and race. In 2005, professional feminist Susan Estrich preposterously accused Michael Kinsley, then running the Los Angeles Times editorial pages, of excluding female writers. Naturally, Estrich ignored the fact that males are disproportionately interested in public affairs, as demonstrated by lopsided sex ratios among op-ed submissions and letters to the editor. Eighty-seven percent of contributors to Wikipedia are male. There are no allegedly sexist gatekeepers at Wikipedia screening out females; contributions are anonymous and open to all. But males are more oriented towards highly fact-based realms.
Now, however, sterile bean-counting exercises such as Estrich's have gone in-house. In response to the #MeToo movement, The New York Times created a "gender editor" who presides over a "gender initiative" to infuse questions of gender throughout all the Times' coverage. A recent front-page product of this #MeToo initiative covered the earth-shattering problem facing NFL cheerleaders: to wit, they have a dress code and are forbidden from fraternizing with the players. Despite these allegedly patriarchal conditions, females are still lining up to be hired, to the puzzlement of the Times.
Publisher Meredith Corp. has come in for the usual criticism after buying the floundering Time, Inc. late last year. "They're basically all middle-aged white males from the Midwest," grumbled a Time staffer, who, you would think, would be in no position to complain. Dow Jones, the publisher of The Wall Street Journal, is offering leadership training exclusively to females to try to meet its short-term goal of 40 percent female executives.
Corporate boardrooms, executive suites, and management structures are going to be scoured for gender and race imbalances. Diversity trainers are already sensing a windfall from #MeToo. Gender, diversity, and inclusion were the dominant themes at this January's World Economic Forum in Davos, Switzerland. The conference was chaired exclusively by women. Windows were emblazoned with slogans like "Diversity is good for business" and "Gender equality is a social and economic issue." CEOs shared their techniques for achieving gender equity. It's actually quite simple: pay managers based on their record of hiring and promoting females and minorities, as Hilton CEO Christopher Nassetta explained. Never mind the fact that by introducing irrelevant criteria such as race and gender into an evaluation process, you will inevitably end up with less qualified employees.
U.S. banks and financial institutions are facing pressure from shareholder groups to release data on the number and compensation of females and minorities in their upper ranks. Immediate punishment befalls anyone in business who has the courage to criticize this war on merit. The chief creative officer of the advertising firm M&C Saatchi wrote last year that he was "bored of diversity being prioritized over talent." Saatchi atoned for this heresy with a frenzy of female hirings and promotions.
Amazingly, John Williams—a white man—squeaked into the presidency of the Federal Reserve Bank of New York this April, to the outrage of the diversocrats. Don't be surprised if he is the last to do so. "The New York Fed has never been led by a woman or a person of color, and that needs to change," announced New York Senator Kirsten Gillibrand. Williams' "progress," as The New York Times called it, in "diversifying" senior leadership when he was president of the San Francisco Fed undoubtedly made his unfortunate race and sex more palatable to the search committee.
#MeToo enforcers are even going after classical music. New Yorker music critic Alex Ross triggered outrage against the Chicago Symphony Orchestra and the Philadelphia Orchestra in February when he tweeted that they had programmed no female composers in their 2018-2019 seasons. Never mind that the CSO was even then performing Jennifer Higdon's Low Brass Concerto—a piece commissioned by the Chicago, Philadelphia, and Baltimore orchestras—at Carnegie Hall. It is ludicrous to suggest that these institutions are discriminating against female composers, but Ross and his followers demand affirmative programming quotas.
More HERE
Political correctness is most pervasive in universities and colleges but I rarely report the incidents concerned here as I have a separate blog for educational matters.
American "liberals" often deny being Leftists and say that they are very different from the Communist rulers of other countries. The only real difference, however, is how much power they have. In America, their power is limited by democracy. To see what they WOULD be like with more power, look at where they ARE already very powerful: in America's educational system -- particularly in the universities and colleges. They show there the same respect for free-speech and political diversity that Stalin did: None. So look to the colleges to see what the whole country would be like if "liberals" had their way. It would be a dictatorship.
For more postings from me, see TONGUE-TIED, GREENIE WATCH, EDUCATION WATCH INTERNATIONAL, AUSTRALIAN POLITICS and DISSECTING LEFTISM. My Home Pages are here or here or here. Email me (John Ray) here. Email me (John Ray) here.
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I've been trying to put away/get rid of a few things in the basement every day this January. (It's a job Lloyd could accomplish in one hour, but I'm enjoying the aimlessness of the challenge.) Anyway, today I moved the opened case of plastic water bottles to a shelf, instead of where it has been for months – in the direct path to the washer and dryer.
I don't even know why they are here. I think Lloyd had to buy them for some Republican function and they didn't all get used. So, they have sat in my basement, and I don't know what to do. I am mad at their very existence. Water is accessible everywhere. Use a glass, people! For me it's on par with buying bagged air. (Sidebar: I absolutely adore those reusable metal water bottles, and drool over all the cute designs, but have successfully avoided buying even one. I never drink plain water unless I'm taking a pill. Flavored beverages for me, please, and keep 'em coming.)
Back to the bottles – so, they will live on the shelf forever, and only be used in an 'emergency', which will never come. Even if we somehow lose our piped-in water, I will probably still hoard the stuff, thinking that we should save it for our seventh day without water, when we'll really need it.
Stupid bottles. *grumble grumble*
Bright side – I did not trip on the way to wash clothes tonight!


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For The Ladies……
November 16, 2012 Leave a comment
Ladies,here are a few figures from the Fortune list of top 10 best paid women business executives in India.Agreed pay packages are very different from incomes.Also incomes do not automatically translate to wealth…….but pay packages are public information and a great place to start a bit of goal setting…..
1#Kavery Kalanithi-Executive Director of Sun TV Network and wife of Kalanithi Maran. Pay package Rs 57 crore (pa)
2#Urvi A Piramal-Chairman, Peninsula Land.Pay package: Rs 7.3 crore (pa)
3#Preetha Reddy-Managing Director, Apollo Hospital Enterprises.Pay package: Rs 6.9 crore (pa)
4# Vinita Singhania- Managing Director,JK Laksmi Cement Rs 5.9 crore(pa)
5#Vinita Bali– Managing Director, Britannia Industries.Pay package: Rs 5.7 crore (pa)
6#Renu Sud Karnad– Managing Director, HDFC. Pay package: Rs 5.1 crore (pa)
7#Suneeta Reddy– Joint MD, Apollo Hospitals,Pay package: Rs 5 crore (pa)
8#Chanda Kochhar- MD and CEO, ICICI Bank.Rs 4.24 crore (pa)
9#Arathi Krishna- Joint MD Sundram Fasteners.Pay package:Rs 4 crore (pa)
10#Rupa Gurunath- Whole Time Director, India Cements Rs 3.9 crore(pa).


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London, United Kingdom: A British judge's findings that the Russian state was "probably" involved in the poisoning of ex-spy Alexander Litvinenko is "extremely disturbing", the office of Prime Minister David Cameron said Thursday.
"The conclusion that the murder was authorised at the highest levels of the Russian state is extremely disturbing," said Cameron's spokeswoman.
"It is not the way for any state, let alone a permanent member of the UN Security Council, to behave," she said.
"Regrettably, these findings confirm what we and previous governments already believed."
Cameron's spokeswoman said the leader would "weigh carefully" any response with the "broader need to work with Russia on certain issues".
"He recognises the importance of engaging and co-operating with Russia where this is in the national interest and limiting our engagement with Russians... where that is in our interest."
Litvinenko, a prominent Kremlin critic, died three weeks after drinking tea laced with radioactive polonium at an upmarket London hotel in 2006.
Two Russians, Andrei Lugovoi and Dmitri Kovtun, were identified by British police as prime suspects but attempts to extradite the pair have failed.
Updated Date: Jan 21, 2016 18:44:34 IST


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BPS DIY Drum Smoker Kit
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