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gabru got their new logo design by running a design contest:
*need YOUR Logo for a Flirting/Dating site!
Check out gabru's Logo design contest…
The Brief
About us
We are launching a dating site (a platform to meet similar compatible people).
Logo types to explore
The Brief
Design style
The Brief
Other notes
• in terms of design, and what we expect from designers is purely creative 'out-of-the-box' thinking • we are looking for a fun, modern, trendy and playful logo for a flirting/dating website. the phrase luvshuv (pronounced love shove) is thrown around loosely, and it is a completely light hearted part of a relationship. "luvshuv" would be the very very first stage, when things are not as serious as romeo-juliet love stories or wedding bells.... it's often sought as the fun, cute and spontaneous moment of a relationship....
US$699 Gold package
Every design category has flexible pricing for all budgets. Logo design starts at €269.
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Full copyright with production-ready files for digital and/or print.
It all began with a design brief.
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design entries
You'll get loads of concepts from experienced designers around the globe.
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gabru collaborated with designers to refine their ideas
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When design entries come in, you can rate them so designers know what you're looking for in your logo design.
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99designs has great collaboration tools so you can pinpoint and capture your ideas
And then… they selected a winner!
Client review
Mogeek is the absolute best designer that I have ever worked with. I am a very difficult and demanding client and expect only the very best. He exceeded my expectations in every way. By the time we were done, I felt guilty not paying him more. If you have the good fortune of being accepted as a client by this designer, you should run, not walk, as fast as you can toward his work!
Along the way, they met lots of talented designers…
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Cited by
|Since 2015
- Yongguang ZhangMicrosoft ResearchVerified email at microsoft.com
- Xuanzhe LiuPeking UniversityVerified email at pku.edu.cn
- Qian ZhangTencent Professor of Engineering, Chair Prof. of Dept. of CSE, HKUST, HKVerified email at cse.ust.hk
- Yun MaPostDoc, Peking UniversityVerified email at pku.edu.cn
- Lin ZhongProfessor of Computer Science, Yale UniversityVerified email at yale.edu
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- Feng ZhaoMicrosoft ResearchVerified email at alum.mit.edu
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- Lintao ZhangMicrosoft Research AsiaVerified email at microsoft.com
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Vadiral works best if it is used within 48 hours after the first symptoms of shingles or genital herpes (e.g., pain, burning, or blisters) begin to appear. For recurrent outbreaks of genital herpes, Vadiral works best if it is used within 24 hours after the symptoms begin to appear. If you are taking Vadiral for the treatment of chickenpox, it is best to start taking Vadiral as soon as possible after the first sign of the chickenpox rash appears, usually within one day. Vadiral may be taken with meals or on an empty stomach. If you are using the oral suspension, use a specially marked measuring spoon or other device to measure each dose accurately. The average household teaspoon may not hold the right amount of liquid. Drink extra fluids so you will pass more urine while you are using this medicine. This will keep your kidneys working well and help prevent kidney problems. To help clear up your infection, keep taking Vadiral for the full time of treatment, even if your symptoms begin to clear up after a few days. Do not miss any doses. However, do not use this medicine more often or for a longer time than your doctor ordered.
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Zyloprim is used for treating gout caused by excessive levels of uric acid in the blood (hyperuricemia). Hyperuricemia occurs when the body produces more uric acid than it can eliminate. The uric acid forms crystals in joints (gouty arthritis) and tissues, causing inflammation and pain. Elevated blood uric acid levels also can cause kidney disease and stones. Zyloprim prevents the production of uric acid by blocking the activity of the enzyme that converts purines to uric acid. Zyloprim prevents the production of uric acid by blocking the activity of the enzyme that converts purines to uric acid.
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All Campaigns subcategories:
Education keywords:
Higher Education
Highlight keywords |Print this article
Search site for keywords: UCU - Education - Universities - Higher Education
University and College Union recall congress
We need democratic, rank-and-file leadership to win national UCU disputes
Socialist Party members in UCU
For the first time in its history, the University and College Union (UCU) is holding a recall congress, on 18 October, due to the shutdown of our democratic annual congress in May.
This was a direct result of a staff walkout to prevent congress hearing two branch motions which were critical of UCU general secretary Sally Hunt.
Unfortunately it has just been announced that Sally Hunt has been diagnosed with multiple sclerosis, and that her doctor has advised her to take a period of leave. Socialist Party members in UCU wish her well at this difficult time, and hope her leave has a positive effect on her health.
However, we must also make clear that it is the democratic right of UCU members to hold our elected representatives to account. Understandably, members were enraged by the general secretary's behaviour during the pensions strike in the pre-1992 universities.
We wrote at the time that the 'consultation' of branches "was a stitch-up by Sally Hunt and the full-time officials." We stand by that assessment.
The shutdown of congress only exacerbated that. The general secretary could have prevented it by appealing to staff not to exercise their right to walk out, and instead defending her record to delegates.
The branch of general union Unite which organises UCU staff has confirmed there will be no further walkouts at our recall congress. As we go to press, because of Sally Hunt's absence, it is not clear whether recall congress will hear the critical motions.
In the meantime, congress has huge achievements to celebrate. 17,000 new members have joined UCU. We have seen the beginnings of a fightback in further education. And, of course, we had the magnificent 14-day pensions strike, the first national strike in the shadow of the Tories' latest anti-democratic Trade Union Act.
But congress is also preparing for huge national struggles. In higher education, we are balloting for industrial action to reverse falling pay and force action on casualisation, workload and the gender pay gap. In further education we are also balloting for industrial action on pay.
Both of these ballots close on 19 October, the day after recall congress. These are massive disputes for our union, and for the whole education sector, that we must win.
The best way to do that is to put our members in democratic control of our disputes at this recall congress.
This year, the union elected a 'national dispute committee' to provide rank-and-file oversight of the ongoing pensions dispute. That committee should be expanded to include representatives of post-1992 universities and lead the national pay and equality dispute.
A similar body should be constituted in further education to lead the pay struggle there.
Unfortunately, it has been suggested that while the general secretary is on medical leave, her duties will again be performed by unelected senior union officials.
Unlike many other unions, UCU has no elected deputy or assistant general secretary who constitutionally could fill in. Going forward, this situation shows the need for a rule change to introduce election of full-time officials, in particular a deputy general secretary.
However, in this emergency situation, why shouldn't congress elect an acting general secretary from among the delegates, to provide democratic and accountable leadership while Sally Hunt is absent?
Our best weapon is our members and the fantastic willingness to fight back they have shown. Through united struggle, we can defend our pay and conditions, and the future of post-16 education.
In further and higher education, we face horrific casualisation, victimisation of union reps, redundancies, falling pay, sexist employment practices, attacks on international staff and students, and swingeing cuts and privatisation. These are all a result of the policies of successive Tory and Blairite governments.
Empowering our members by building a fighting, democratic, rank-and-file-controlled UCU is key to winning victories in the struggles ahead.
Donate to the Socialist Party
Coronavirus crisis - Finance appeal
The coronavirus crisis has laid bare the class character of society in numerous ways. It is making clear to many that it is the working class that keeps society running, not the CEOs of major corporations.
The results of austerity have been graphically demonstrated as public services strain to cope with the crisis.
The government has now ripped up its 'austerity' mantra and turned to policies that not long ago were denounced as socialist. But after the corona crisis, it will try to make the working class pay for it, by trying to claw back what has been given.
- The Socialist Party's material is more vital than ever, so we can continue to report from workers who are fighting for better health and safety measures, against layoffs, for adequate staffing levels, etc.
- Our 'fighting coronavirus workers' charter', outlines a programme to combat the virus and protect workers' living conditions.
- When the health crisis subsides, we must be ready for the stormy events ahead and the need to arm workers' movements with a socialist programme - one which puts the health and needs of humanity before the profits of a few.
Inevitably, during the crisis we have not been able to sell the Socialist and raise funds in the ways we normally would.
We therefore urgently appeal to all our viewers to donate to our special coronavirus appeal.
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Phone our national office on 020 8988 8777
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Loxof is used to treat infections of the sinuses, skin, lungs, ears, airways, bones, and joints caused by susceptible bacteria. Loxof is frequently used to treat urinary infections, including those resistant to other antibiotics, as well as prostatitis (infection of the prostate). Loxof is effective in treating infectious diarrhea caused by E. coli, Campylobacter jejuni, and Shigella bacteria. Loxof can be used to treat various obstetric infections, including mastitis (infection of the breast). Inhalational anthrax exposure also is treated with Loxof. Loxof is used for preventing and treating plague caused by Yersinia pestis.
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text: Okay, bug #1, gcc3.4 crashing, is due to a bug in natMethod (I think it was), which is trying to call an interface. I think this could be worked around by not calling interface methods via jni/reflection in gcc.3.4, for example by calling my own HashMap next/isNext() methods. As understand it, it is impossible to call virtual methods via jni/reflection in 3.3.3, possible in gcc 3.4, but it fails to detect interfaces properly. So this crash is actually a feature, not a bug. :) Now on with the real problem, the increasing jni/reflection overhead. Jost


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"When I started out I was just a peddler moving across the blind face of a distant land. Moving, always moving. Always gone... and in the end I'd always offer weapons. And they'd always take them. Of course I was gone before they realized what they'd purchased."
Quote details Movie (Needful Things)
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- From the movie: War Dogs
- From the movie: The Ghost and the Darkness
"My life was shaped because someone invented gunpowder, and that's what took me around the world. But the memory that I wanted, that was the family that I lost."
- From the movie: The Constant Gardener
"Big pharmaceuticals are right up there with the arms dealers."
- From the movie: The Departed
- From the movie: The Fan
"- Gil Renard: He made this business.
- Garrity: Your father made beautiful knives. San Francisco made this business."


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April 22, 2020
Disputes and Chargebacks During COVID-19
Opportunities for Travel and Entertainment Merchants
The COVID-19 crisis has disrupted life as we know it, and the devastation is felt all around. Businesses have had an especially difficult time adapting to the current climate, and one of the industries hit hardest is Travel and Entertainment (T&E), with an unprecedented rise in disputes and chargebacks.
Because air travel, tourism, and events have been restricted or cancelled across the globe as governments enforce lockdowns to reduce contagion, T&E businesses have experienced a major surge in refund requests from their customers.
Difficulty managing this exponentially increased volume of requests has subsequently led to more disputes and chargebacks. Furthermore, as T&E sales drop but fraud remains the same, the balance of good and bad transactions is disrupted, causing a skewed level of increased fraud rates.
3 Trends Challenging Merchants Right NowSeveral common themes seem to be causing challenges for merchants, as well as impacting other stakeholders involved: the customers, the issuers, and even the card schemes. I will identify these themes and offer solutions merchants are adopting to help mitigate these problems.
1. Clogged call centers create frustrated customers and increased disputesT&E merchants are experiencing an influx in call center traffic as customers reach out to cancel their reservations. This surge in traffic has proven even more challenging because many businesses are operating at reduced capacity in their call centers as a result of shelter in place mandates. As businesses transition staff from an office environment to a remote workspace, many face technical and infrastructure difficulties. To accommodate this transition, call lines must be rerouted to personal phone lines, portable equipment needs to be purchased, and VPN access needs to be enabled, among other operations. With these circumstances accounted for, it is no wonder that customers are experiencing unprecedented wait times, sometimes unable to get through at all, and merchants are experiencing higher abandonment rates.
As you would suspect, if customers cannot reach the merchant with which they are requesting a refund or cancellation, they contact their card issuers and begin a dispute.
To avoid this, there are measures merchants can take to offer increased accessibility and responsiveness to encourage customer resolution directly with their company rather than the issuer.
Increase digital channels to give customers more ways to contact you
Add additional channels to your website such as email, chat bots, or self-service cancellation forms that give customers alternative options to reach you if they cannot get through to the call center. This allows you to automate processes to answer more customer inquiries and work more efficiently.
Identify clear and transparent procedures and policies
Provide clear instructions on your website or through email communications regarding how and why customers should contact you. If you have implemented digital channels, refer them there first.
Offer high visibility around your COVID-19 response and refund/cancellation policy so customers understand how their requests will be processed. Many businesses have extended refund time to 10-14 days, so it is important to make sure the customer is aware of this. The more information customers have about refund policies and processes, the more likely they will proceed with the merchant and not escalate their dispute to the issuer.
Improve your customer service strategy including a reconfigured workflow
Develop a strategic approach using data and analytics to address customer needs. Reprioritize customer support to respond to critical needs first, with non-critical requests deflected to a digital channel. Prepare back office staff with timely information as it develops so they can effectively assist customers during this unique time.
Guadalupe Arredondo, Director of Risk Management at getaroom.com, says her organization has temporarily migrated some of their sales staff to the Customer Service department to be able to assist more customers. As sales have declined and customer service inquires have increased, this was the best use of staff resources for her organization.
2. Customers bypassing merchants and engaging issuers leads to increased chargebacksOftentimes, the customer realizes it is quicker and easier to sidestep the merchant and a file a dispute with their bank. In fact, it is usually as simple as hitting a button in their online banking app to initiate the dispute.
Some issuers ask the customer if they have tried contacting the merchant before proceeding with the dispute. If the customer has not contacted the merchant first, the issuer may initiate a three-way conversation to try and resolve it. However, if they cannot get ahold of the merchant or if the customer says they have reached out to the merchant with no resolution, issuers are required by Regulation Z to service the customer and begin the dispute process. And some issuers may not engage the merchant at all, processing the dispute as soon as the customer files it.
The problem here is that the greater the dispute rate, the greater the likelihood of increased chargeback rates. One merchant in the ticketing industry reports a 300% increase in non-fraud chargebacks as a result of COVID-19. And unfortunately, the higher a merchant's chargeback rates, the more risk they have of exceeding their threshold limits with the card brands, especially as sales go down. If this happens, merchants can be charged additional fees, put on a monitoring program, or even have their account shut down completely. So, what can you do to weather the storm?
Adapt your dispute process to meet response deadlines
As the merchant's dispute volume increases, so does the risk of exceeding response deadlines. Verify a streamlined approach to manage the surplus in disputes for an efficient resolution process.
Guadalupe Arredondo from getaroom.com has shifted the priority of her Risk department to focus on disputes and chargebacks, and most of her department is now working on processing them. Furthermore, the Fraud and Chargebacks teams are fully cross-trained in each other's responsibilities to improve efficiencies. This strategy can help merchants meet their Service Level Agreements.
Stay updated on temporary changes card brands like Visa and Mastercard have made to their programs to support businesses over the next several months
Visa's Temporary Changes
Merchant Programs: The Visa Dispute Monitoring Program and Visa Fraud Monitoring Program will both be suspended for merchants in the Travel & Entertainment (T&E) MCCs through the July compliance cycle. Risk will not be sending program identifications to acquirers for T&E merchants during this time period.
Acquirer Programs: The Visa Acquirer Monitoring Program will also be suspended for disputes arising from T&E merchants through the July compliance cycle.
Issuer Programs: The Visa Issuer Monitoring Program fee liabilities will be waived through the July compliance cycle. During this time period identifications will be treated as Early Warnings.
Please note: the Global Brand Protection Program will not be impacted by these policy changes. Merchants and acquirers tied to illegal or brand damaging activity will not be granted any concessions.
Mastercard's Temporary Changes
Excessive Fraud Merchant Program: Effective April 1, 2020, program assessments will be suspended for 6 months.
Excessive Chargeback Merchant Program: Effective April 1, 2020 and for the next 4 months, Mastercard will suspend Excessive Chargeback Merchant identifications for airlines, cruise lines, passenger railways, and travel agents merchant category codes, since most merchants in these categories have been directly impacted by travel restrictions globally.
3. Uncertainty of COVID-19 tenure has decreased sales and increased bankruptcy riskSales are at an all-time low right now for T&E merchants. Booking Holdings noted in a recent financial filing that room night reservations are down 85% compared to a year ago, according to Skift.
To make matters worse, with the uncertainty surrounding COVID-19, customers are cancelling bookings far into the future, even into 2021. Some of the bookings these customers are requesting refunds for are not covered by COVID-19 cancellation policies, making resolution to these cancellations and dispute requests challenging.
How Travel & Entertainment Businesses are Adapting
The World Travel & Tourism Council reported that the travel and tourism industry is losing 1 million jobs a day because of the COVID-19 pandemic. Unfortunately, bankruptcy may be on the horizon for many small businesses in this sector. So what are T&E businesses doing to stay afloat during this time of unprecedented sales declines?
Alternatives to cash as refund options
Instead of refunding cash, many companies are encouraging consumers to accept credit, vouchers, or coupons. Some businesses are offering credits greater than the cash value to incentivize customers to accept the credit. Visa and Mastercard support these options, so long as the customer has agreed to the alternative in lieu of a cash refund.
Retention through customer appreciation
Communicate to customers why their business is important to you and what you are doing to provide the best experience despite the current climate. A little appreciation and transparency go a long way.
I recently received an email from my local coffee and bagel shop that stood out above the other emails. It went like this: "You know better than anyone, we don't message much. It's just not our thing. In fact, it was 5 years ago when we last sent our last email. But this is an extraordinary time -- so here is our ask of you... please buy bagels. Or if you can't come in, please purchase a gift card online. Thank you!"
While the coffee industry is much different than T&E, this brand's transparent communication and humbling request resonated deeply and compelled me to support their business. This leads into the next point.
Offer gift cards if you can
If your business operates in ticketing or events and can offer gift cards as an alternative option, ask your customers to support you. If organic sales are especially hard for your company right now, take the revenue from gift cards for customer redemption later.
Create a strategic sales/marketing plan for when market recovers
Unfortunately, the uncertainty around market recovery remains. However, when that time comes, you will need a strong sales and marketing strategy that is authentic and creative to rebound as fast as possible. Start working on that now.
About the MRCWe are a global membership organization connecting eCommerce fraud and payments professionals through educational programs, online forums, career development, conferences, and networking events. Sign up for complimentary webinars or our weekly industry newsletter to stay relevant on the latest industry topics and news.


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- 3Bed
- 2Baths
- 1,624Sqft
- 130Acres
- 1988Built
- Cape CodStyle
Barrack Mountain Beauty
BARACK MOUNTAIN BEAUTY. This wonderful cape is just part of larger, phenomenal property. If you have vision, this parcel has it all. Quoting the surveyor, "this property is a gem!" A mountaintop building site has the potential for some of the best views in northwest Connecticut. See 30+ miles to the south and southwest. The western and northwestern view potential is as far as the Catskills in NY state! This 130-acre gem also has 4 more possible building sites, not including the two sites with buildings already on them. The existing house has spectacular views to the southwest. There's an existing equipment shed and a heated workshop with electricity as well. Wood roads have been cleared, so exploring this wonderful land is relatively easy. Much of it borders protected CT state forest. And other building sites are possible! There are no easements on the land. The home is solid, well built, and peaceful. One of the owners is a forester, and her stewardship of the land is obvious. You can live on the property while your dreams materialize, so don't let this opportunity pass you by. Selective logging could yield valuable timber that can help offset clearing costs, according to a local land clearing company. See the forest through the trees…


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The moment we have been waiting for is finally upon us! The first and arguably most important 2019 PGA Tour Major event, The Masters, gets underway this Thursday night and as we have done all year, we will be providing you with a comprehensive preview and betting tips for the tournament.
As always, The Masters will be played from Augusta National Golf Club in Augusta, Georgia with Australian TV coverage getting underway at around 5am AEDT on Friday morning. You can also see every second of The Masters with a Golf.TV subscription for just $10 per month.
We take a look at The Masters in full and give our 2019 betting tips below.
The best golfers in the world will be competing for the coveted green jacket this weekend at The Masters in Augusta, Georgia. Defending champion Patrick Reed will be looking to become the first player to win back to back Masters Titles since Tiger Woods achieved the feat back in 2001 and 2002.
Is there a more famous golf course in the world? Probably not. As always, Augusta National Golf Club in Georgia will host The Masters. The 7,475 yard, Par 72 dates back to 1930 and throughout its history, all 18 holes have been etched in folklore in one way or another. It's definitely not the longest course in tour but it is certainly one of the most challenging, most notably for the greens that are collection of extremely tough breaks, slippery slopes and some monstrous mounds.
A former tree nursery, the course was designed by Bobby Jones and Alistair McKenzie back in the 1930s and has undergone a number of changes throughout the year, most of them to make the course longer for increasing length off the tee over the years. A major change that golfers will have to navigate this season is the fifth hole, which now plays as an uphill 495 yard Par-4, a full 40 yeards longer than it was last year.
The course is lined with the famous magnolia trees and the if players miss the fairways, they will encounter incredibly thick rough or the famous pine needles which have become a staple in famous Masters shots throughout the years.
The Field
The expected field currently stands at 87 players with the latest entrant, Corey Connors, earning entry into the field with his win at the Valero Texas Open on the weekend. As you would expect, the field is absolute stacked full of star talent, with all of the top 50 players in the world set to participate along with a range of previous winners and other qualified players.
All eyes will, of course, be on Tiger Woods, who will be attempting to win The Masters for the fifth time and first since his win back in 2005. Tiger will be looking to solidify his comeback with another PGA Tour victory, which would bring him within just one of record holder Sam Snead, who has 82 victories.
Alongside Tiger will be previous winners of The Masters in Angel Cabrera, Fred Couples, Sergio Garcia, Zach Johnson, Phil Mickelson, Patrick Reed, Vijay Singh, Adam Scott, Jordan Spieth and Bubba Watson. Augusta is a very specialised course and generally players who are out of form can still put in dominant performances at Augusta. Angel Cabrera, for example, has finished in the top 10 of The Masters on six occasions, the most recent of which a 2nd place finish in 2013 when he was 43 years of age.
Apart from the former winners, the field will be made up of the biggest golf stars on the planet in the likes of Dustin Johnson, Rory McIlroy, Justin Rose, Jon Rahm, Rickie Fowler, Justin Thomas, Francesco Molinari, Brooks Koepka, Paul Casey, Tommy Fleetwood, Hideki Matsuyama, Bryson DeChambeau, Jason Day and Xander Schufelle.
In such a star studded field, it's hard to pinpoint value. However, a few players do really stick out to us heading into the opening round on Thursday. It's incredibly tough to look past Northern Irishman Rory McIlroy ($7.50) at the moment. He might be a ridiculously priced favourite but his form justifies the price. He has played eight official PGA Tour events in the 2019 season and has finished in the top 10 in seven of them. He picked up his first win of the season at THE PLAYERS Championship a few weeks ago, capping off a dominant run of tournaments that saw him finish T4, T5, T4, 2 and T6 in his previous five tournaments dating back to the Sentry Tournament of Champions in January.
Back at the beginning of the calendar year, it was hard to budge American Jordan Spieth ($21) off the top line of betting for The Masters in 2019. However, after a slow start to the season he has dropped in the betting markets. Has played in 10 PGA Tour events so far this season and while he is yet to record a top 10 finish, he has only missed the cut on three occasions. The reason why we like Spieth at this price, however, is his pedigree at Augusta National Golf Club. In five trips to The Masters dating back to 2014, Spieth's Augusta resume reads as follows, T2 (2014) 1st (2015) T2 (2016) T11 (2017) and T3 (2018). Spieth was arguably the best putter in the world over that period and knows how to tame the tricky Augusta greens.
Another player that has fantastic and at times underrated pedigree at Augusta is the current No.1 ranked player in the FedEx Cup Standings, Matt Kuchar ($51). Kuchar has competed in every Masters tournament since 2010 and in that time boasts four top 10 finishes and has never failed to make the cut. Along with a proven record at Augusta, Kuchar is arguably the most in form player in the world at the moment behind McIlroy. The American boasts five top ten finishes from 11 PGA Tour events played this year and is just one of two players (Xander Schauffele) to record two wins on the season so far with titles at the Mayakobo Classic and the Sony Open. Finished 2nd at the WGC Matchplay two weeks ago followed by a strong T7 performance at Valero on the weekend.
Aussie Jason Day ($34) is great value this weekend as well. The World No.14 ranked player has had some back issues that hindered most of his March, however, after taking a week off over the Valero Texas Open, he should be fit and ready to go. Already boasts four top 10 finishes from nine PGA Tour events in 2019 including a fantastic T8 at THE PLAYERS Championship just last month. We love Day this week because he has been one of the best putters in all of golf this season, ranking fourth in shots gained on the green. Also has a great record at Augusta with three top 10 finishes through seven tournaments and has never failed to make the top 30.
Want a real roughie? Take a look at Argentine Angel Cabrera ($1001). His son might be a 28 year old pro golfer already, but Angel Sr. has one of the all-time records at Augusta, boasting six top ten finishes and a shock 2nd place finish in 2013 when he was 43 years old. Finished T22 and T24 in 2016-17 respectively and while he has failed to make the cut in the last two tournaments, it's hard to write off the former Masters champion any time he tees it up at Augusta.
Esport action across the globe continues this Monday, the 6th of July and with it, we are back with another round of best bets for the night. Today we focus heavily in on the CS:GO Nine to Five tournament, which boasts some big matchups. read more
The new week of horse racing kicks off with country meetings at Wagga and Warracknabeal on Monday. Luke Krahe has highlighted his best bets of the day in his preview here! read more
There's just four meetings remaining in the Hong Kong racing season, with today's 11-race card at Sha Tin sure to play a big part in the race for the Jockeys' Championship. Find our best bets for the day here! read more
We round out the weekend of racing with a focus on the meetings at Pakenham Synthetic, Grafton and Mudgee on Sunday! Luke Krahe has higlighted his best bets for each track in his preview here. read more
Julian Vallance from Sportsbet takes us through some of the key factors which he uses with pricing upcoming horse races such as performance ratings. Check out his video from Sportsbet here. read more
Over-Round is an important concept for both punters and sportsbooks. It's how Australian sportsbooks make money! All punters should understand over-round, how to spot it, and how to find better value on the Betfair Exchange. read more
Ever wondered why you can get such great odds at Betfair in comparison to other online bookmakers? We break down why that is the case and why Betfair isn't just for professional punters here read more
Lay betting is when you're betting against an event to occur. You're betting that a horse won't win a race, a team won't win a match or your player will lose to their opponent. Find out more about lay betting at Betfair right here. read more
Round 6 of the AFL season gets underway on Thursday night with a blockbuster between the Cats and the Lions from the SCG! As usual, we have all of the odds for the weekend's action courtesy of our friends at Sportsbet. read more
With Victoria recently suffering another surge in COVID-19 cases, the AFL has had to restructure the next few rounds of the season. They have officially released the fixture for both Rounds 6 & 7, which can be viewed in full right here read more
A full round of nine matches are in the books for Round 4 of what has been a crazy 2020 AFL season. Here's our break down of each match and our Round 4 Brownlow vote predictions, as well as a couple of Brownlow betting tips. read more
The Saints beat the Tigers in the upset of the round and after a shuffle of the schedule due to COVID-19 restrictions, they will be back in action in the opening game of Round 5 on Thursday night against the Blues! See the odds for all of the games in Round 5 HERE read more
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text: Hoecake food Article Share SHARE Facebook Twitter Hoecake food Learn about this topic in these articles:cornbread In cornbreadThe simplest are hoecakes, a mixture of cornmeal, water, and salt, so named because they were originally baked on the flat of a hoe over a wood fire. Johnnycakes and corn pone are somewhat thicker cakes that may have added ingredients such as fat or wheat flour. Spoonbread,… Read More


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Good Morning Peeps,
Hope you have all had a good week, despite maybe having to get the wellies and winter woollies out again. It has been really wet, windy and cold here again I can't believe we are almost at the middle of June.
We have a new challenge for you today on My Time to Craft where for the next two weeks the challenge is:
(use watercolour paints, pencils etc)
I used a set of Derwent Inktense pencils that I have had for years and never really used, felt quite out of my comfort zone, but it didn't turn out too bad.
Image - Sheena Douglas
Papers - Stash
Have a good day


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Click Here for Ice Skating Lesson Information
Visit our Ice Contract page to sign up for ice time!
We are currently contracting ice 2 weeks at a time.
Registration for July 6th-19th ice is open to club members starting July 2nd and to non-members the night of July 3rd.
Registration closes on July 5th at 2pm.
Please review our COVID-19 policies on our Ice Contract page prior to coming to the rink.
Home club members: $12/hour
Associate members: $14/hour
Non-members: $18/hour
Join Southern Wisconsin FSC to save on ice costs!
It's that time of year to renew your club membership. Annual memberships begin on July 1st!
Do you want to find out more about what Southern Wisconsin FSC has to offer its members?
Check out the benefits and requirements on our Club Membership page.


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All of the energy on Earth comes from the Sun. The surface temperature of the Sun is approximately 10^4 K. What would be the effect on our world if the Sun's surface temperature were 10^3 K?
So we have to wake up to fight global warming if not we are going to face irreversible calamity.
The intensity of emissions from a radiating body goes as the fourth power of the absolute temperature. So if the surface of the sun were one tenth its current value, the energy radiated would be 10,000 times less. To be warm enough to support life, the earth would need to orbit very close to the sun; the sun would fill most of the daytime sky. The huge gravitational tidal force would have long since arrested the earth's spin, and the earth would be locked in orbit with one side permanently facing the sun. The other side would be frozen in… Read more »
This means that Irradiance or should we say, Intensity coming from the sun is reduced by 10 Kelvins
This in turn provides lower temperature on Earth.and what would happen if the temp. is lowered? this would be the effects.


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Go Plaxico Burress and get back in the game
Plax is back. Or at least he is on his way. For those unfamiliar with the story of the Virginia Beach native here's a recap. (FYI: Our own Service Tech Shalon Haith went to school with Burress and used to drive him around and let Plax borrow his track shoes.)
Firstly, if you're are unfamiliar watch some football. Burress is a former Super Bowl champion NFL wide receiver. He was actually one of the top players at his position. At 6′ 5″ 230 lbs he was difficult for any defensive back to cover. Thus ends the Mel Kiper portion of the post.
Within a year of his victory in the Super Bowl, Burress accidentally shot himself at a New York City nightclub. Shooting yourself while it is dumb is not illegal. Also, being at a nightclub is not a illegal. But criminal possession of a weapon and reckless endangerment are illegal … off to jail for Plax.
At the height of his career, he was sentenced to two years in prison. Not an ideal situation for someone that relies on the body to make their living. Everyone is subject to what time does to the body and doing time does not help. While in the Heartbreak Hotel, he's been staying in shape, catching balls from his inmates and doing what he can to get back to his former glory.
Sometimes we have to go Plaxico Burress and get back in the game ourselves. Hopefully you haven't shot yourself literally but we've all shot ourselves in the foot at one time or another. The point is to not let it take you down for good. Maybe you've let a dream or idea go to the wayside because circumstances have not been favorable. It's time to catch some balls from your inmates.
What does that look like? It's simply doing whatever is in front of you. One step at time on your bullet riddled foot. Burress obviously could not show up at the Giants practices to get ready for the next NFL season. He could ask his cellmate to throw him some quick hitches, though. What is in your hands right now that can help you get back in the game? It may be a small step, but it must be taken to revive your dream.
Burress is basically the same age as I am. Upon hearing about his desire to get back in the game I was somewhat cynical. Hey, I'm NFL old. The more I thought about it the more I realized that he should go for the glory. Don't let people like me tear down your dream. Not everyone will have the same passion about your dreams as you. That is to be expected because they are yours. Own it and don't let the naysayers or haters, in today's hip vernacular, pull you down. Guard who you share your dreams with. Make sure they are individuals that are for your success.Others have gone before you so take advantage of that. I'm sure Burress has found some inspiration by seeing fellow Hampton Roads native Michael Vick return to the NFL after prison to find success. You are not the only person that has missed the mark on fulfilling their dream. Don't let that stop you from dreaming and more importantly doing. See the success of others and let it inspire you to create your own. Becoming bitter and resentful of other people's dreams coming true will only hinder you from realizing yours.
Your dream is as unique as you are. While we can be inspired by the lives of others, there is no need to copy them verbatim. Mimicking someone else will only bring frustration because you cannot do them as well as they can. In turn they could never do you nearly as well as you. Being successful at who you are will bring you satisfaction.
A wise man in the Bible said, "Where there is no vision, the people perish." It will kill you not to dream big dreams and have a great vision for your career, your family and your life. It may not be a physical death (at least not immediately) but it can mean a walking dead life. Don't be a zombie. I heard zombies don't dream. I think mostly because they're too busy not sleeping and eating brains.
Just like Plax, we've all made mistakes we wished we had not, but let's face it, we're humans. Mistakes are a given. Getting back into the game is not a given, but it is a necessity.


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CIS Equips Local Bio Community with Successful Strategies for Federal and State Compliance and Reporting
June 22, 2013
CIS announced Pennsylvania Bio will host its breakfast symposium, "Preparing for the Sunshine Act - How to Weather the Storm of Federal and State Regulations," featuring industry experts from CIS and Cangene BioPharma.
Philadelphia, PA-NJ (1888PressRelease)
June 22, 2013
- Compliance Implementation Services (CIS), a leading life sciences consulting firm, today announced Pennsylvania Bio will host its breakfast symposium, "Preparing for the Sunshine Act - How to Weather the Storm of Federal and State Regulations," featuring industry experts from CIS and Cangene BioPharma. The event will address the key considerations and operational challenges of the Sunshine Act's impact on the life sciences industry.
"Complying with complicated Sunshine Act requirements and the state level compliance and reporting regulations demand a massive amount of effort and resources. This symposium is designed for attendees to gain insights and best practices from compliance experts and colleagues who are in the process of implementing a transparency program. We intentionally planned the symposium in the weeks leading up to the August 1 deadline to maximize the value to clients," said Judy Fox, Director, Transparency Compliance at CIS.
"Ensuring compliance with the Sunshine Act is a topic that is critical to our industry right now. During the breakfast symposium I'll speak about my experience implementing and adapting systems at Cangene. Attendees will have a unique opportunity to hear an insider perspective in a peer-to-peer networking environment," said Stephanie Kupski, Manager, Commercial Compliance at Cangene BioPharma.
Program topics include:
Key Data Requirements and Operational Challenges - Identify gaps and remediate concerns for successful implementation
Ensure Compliance, Minimize Impact - Align your compliance program to the state mandates and ensure the reporting requirements are met with consideration to the exposure on your program
The Road to Compliance: A Manufacturer's Perspective - A manufacturer's perspective on compliance requirements including a timeline on when to engage experts and resources
Panelist Roundtable and Audience Q&A - Discuss the challenges and lessons learned in complying with regulations
The symposium will be held on June 27, 2013 from 8:00-11:30am at BioClinica (800 Adams Avenue, Third Floor, Audubon, PA 19403). The cost is $20 for Pennsylvania Bio, BioNJ, and Delaware Bio members; $30 for non-members. Registration is now open.
About Compliance Implementation Services (CIS)
Compliance Implementation Services (CIS) is a consulting firm focused on helping life sciences clients proactively manage complex compliance requirements. We offer a broad portfolio of services and solutions that expand deep into the clinical, manufacturing and commercial disciplines and that align with our clients' strategic priorities and business operations. CIS continually provides leadership, global regulatory knowledge, industry experience and a problem-solving culture that responds to today's compliance and commercial challenges.
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Of Small Business, Big Bucks, and PPP in South Carolina
07/07/2020 in: Culture
By Scott Morgan
South Carolina small businesses received $1.87 billion through the federal Paycheck Protection Program, or PPP, and were able to revive 280,000 jobs by accessing the loans, according to newly released data from the U.S. Small Business Association . The SBA's public database identifies businesses that received $150,000 or less in PPP loans. The money went to 55,554 businesses in the state. Corporations, along with LLC/LLP businesses and Sub S corporations (corporations with fewer than 100 shareholders that are taxes as partnerships), make up most of the businesses that got a payment – just...


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Region: Thompson/Okanagan
Regional District: Okanagan-Similkameen
Princeton is a dynamic, growing community in southern British Columbia. The Town sits at the gateway to BC's Southern Interior, just 300 kilometres from downtown Vancouver. The primary economic drivers are: - Forestry - Ranching - Tourism - Mining - Amenity migration (people selecting a place to live based on life style, not economic reasons) The town has a vibrant retail and services sector... Read More
Princeton is a dynamic, growing community in southern British Columbia. The Town sits at the gateway to BC's Southern Interior, just 300 kilometres from downtown Vancouver. The primary economic drivers are: - Forestry - Ranching - Tourism - Mining - Amenity migration (people selecting a place to live based on life style, not economic reasons) The town has a vibrant retail and services sector that reflects the needs of residents and the business community. Available commercial space in the Town's core is limited but there are usually properties available for purchase or lease. Princeton continues to benefit from a robust real estate market. New residential developments are underway in order to meet the needs of a growing community. The Princeton Business Park Phase II is now complete. 22 fully serviced light industrial lots located just minutes away from downtown. For details on the newest phase of the Princeton Business Park, click here. Princeton retains the "can-do" ethic of the men and women who settled this area starting 150 years ago; the settlers, prospectors, miners and ranchers. Our business community, Mayor and Council and Economic Development Office are ready to assist you to become part of our safe, forward moving Town.
View facts and figures about Princeton, BC to help inform your investment research. Click the title to expand and display the statistics.
NOTE: Driving distances are measured using the road/ferry network starting with a key point in a community (e.g main office address).
c/o 1685 Pandosy St, Kelowna, BC
Amazing opportunity to own a 40-year running, well-established lighting business in British Columbia! Voted "Best Retail Store in its Industry" for over TEN consecutive years.Real Estate Features:Includes exceedingly valuable commercial propertyLocated in high-traffic, downtown areaLarge, glamorous ...
1900 Camrose St, Penticton, BC, V2A
4 bay doors. Located on the corner of Cherry Avenue and Camrose Street in Penticton. High traffic area, lots of yard space. Office and storage area....
259 Backstreet Blvd, Penticton, BC, V2A 0G4
New commercial strata unit in central downtown location, one block off Main Street. Bright open space with street front parking and surface parking across the street. C5- Urban Centre Commercial zoning offers a variety of retail and office uses. Triple net operating expenses estimated at $5.00/sf....
View the list of First Nations with asserted traditional territory in this area.
Learn more about Building Relationships with B.C. First Nations.
The Thompson-Okanagan development region is the third-most populous in the province after the Mainland-Southwest and Vancouver Island-Coast develop...
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Harmful bacteria exist on commonly touched surfaces including railings, handles and doorknobs. Some people may not realize that copper has unique a...
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British Columbia has a diverse climate, landscape and product mix that supports over 3,000 local food and beverage producers. An exciting opportuni...
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In the heart of British Columbia lie vibrant communities stimulated by abundant natural resources and recreational opportunities.
The Cariboo Deve...
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British Columbia has a vibrant Trade and Investment environment. Learn about recent industry success stories
throughout the province and across our many industry sectors.
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