text:
freedom2u: Looking for long term relationship
My Details
- I am: 67 yr-old man seeking woman, 18-55
- Located in: Louisville, Kentucky, USA
- Last online: Jul 2018
- Height: 5' 11" (180 cm)
- Body Type: Average
- Hair Color: Black
- Eye Color: Black
- Ethnicity: Asian
- Education: Masters Degree
- Religion: Christian/Protestant
- Occupation: Retired
- Income: ---
- Smokes: Never
- Drinks: Rarely
- Marital Status: Separated
- Has kids: Yes, they don't live with me
- Wants kids: Probably Not
- Sign: Capricorn
More About Me
I am 65 years old 5' 11" 185 lbs
I am a Chinese American who served in the US military. I am retired now..
I sell health and beauty products.
I used to have diabetes and now I am completely prescription free.
I want to let you know upfront to see if the age is an issue for you.
I valued my family and education. The proofs are my kids all have great achievers.
I have three kids and they are all finished college. My son is a medical doctor (M.D.) Doctor of medicine that is a Ph.D. degree in medicine.
I used to teach college physics, calculus, and electronics.
My wife left me(moved out 5.5 years ago to live with her girlfriend after 33 years of marriage.
Out of the 33 years of our marriage, I only have ONE woman and still have ONLY ONE woman.
That is a nutshell of me.
Everything is in God's hands.
More about my Match
I am looking for someone for long term relationship. It can be business or other interests, such as hobbies, religions or simply communication. My relationship is depending on what you want, penpal, religion, traveling, camping or just chating. The most important thing is what ever makes you happy.
Searching for an ideal person is like looking a needle in a haystacks. But you must take time to do so.
Beware of liars and fakes on the internet.
Just remember this, "TRUST NO ONE EXCEPT JESUS CHRIST."
Beware of False Jesus in this world. Want to know more, pls contact me and I'll be glad to respond to you.
If you can only write the following English to me and that is OK.
Example: I here wat u sad, n I no that Im wright. If you can understand this feel free to contact me.
Knowing who you believe and trust is very important. Many people think all roads lead to Rome. This is not true. My advice to you is "Trust no one, except Jesus." For more detailed info, pls ask me
Retired. But I do sell health and beauty products. I have also invented a cleaning product. If you are interested making money and build your own biz, pls feel free to contact me.
To Report Abuse: If this profile or the behavior of the member is inappropriate, click here to Report Abuse »


text:
A rainbow-tinged sanitation makeover
How transgender and women's groups are managing septage treatment plants in Odisha
Religare Enterprises on Thursday said its consolidated net loss widened to Rs 146.99 crore in the first quarter of 2019-20 fiscal.
The company had posted a net loss of Rs 134.12 crore in the year-ago period, according to a regulatory filing.
Total revenue declined to Rs 539.23 crore during April-June quarter of 2019-20 from Rs 598.80 crore a year ago.
Expenses also remained lower at Rs 682.84 crore as against Rs 731.72 crore in the corresponding period last year.
How transgender and women's groups are managing septage treatment plants in Odisha
Gujarat farmers now have a digital aid to boost production of the cash crop
The Raging Bull's limited edition Sián open top is a summer blockbuster hybrid built around its V12 engine
New all-electric SUV coupe to be launched in 2021; this will be the 7th EV from the German luxury brand
Times are tough, and conmen keep coming up with new tricks. Be on your guard
Investors should be cautious as long as the Nifty 50 tests a key resistance at 10,830
The downturn in new vehicle sales provides a good entry point, but keep a close watch
It is a good investment option if you can hold on to your units till maturity
The lockdowns were meant to hasten the return to the old normal, but almost six months after the novel ...
A Chennai-based venture helps executives pick up leadership skills on the trot
As many experience a swell of creative flow during the lockdown, some others feel a numbing exhaustion
Military tactics aside, India's response to the Galwan face-off with China could lead to economic and ...
Work from home, workout from home and study from home are fuelling a boom in audio products
There's good news for independent musicians, and local labels. Digital music distribution service provider ...
Pandemic-proof products are proliferating, mostly riding on fear marketing
Marketers and brands should know when it won't do to talk but listen to customers
The Centre's moves to step up loan delivery to MSMEs and relax repayment terms may not be enough. Reverse ...
Pune district has over 1.3 lakh registered MSMEs and 650-700 large-scale units. Together, they employ 17 lakh ...
Done in by the coronavirus-induced lockdown, restaurants, travel agencies and small businesses have shut shop, ...
"There is no protection, across the world, for money against market investments; misinformation or violation ...

subset: commoncrawl


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Our company insists all along the quality policy of "product good quality is base of enterprise survival; buyer fulfillment will be the staring point and ending of an company; persistent improvement is eternal pursuit of staff" and also the consistent purpose of "reputation very first, shopper first" for
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It's more of a joke than a ski edit. They had hit markers from COD onscreen when he would hit rails and a sniper rifle was edited in shooting the skiers. I remember crazy flashing colors and wild dubstep. It was really bizarre yet entertaining and I need to find it. It was a top rated video for a day about a month ago.
Similar to this..


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Tour This Spacious DIY Tiny House with Transforming Furniture
Tour this DIY tiny house build that's spacious and bright with modular space-saving furniture, a massive kitchen, mini bathtub and a unique parquet floor with a chevron pattern.
This tiny house is currently for sale! Check out the Kijiji listing here to learn more:
The wind-resistant roof shingles that Matthieu mentions in the video are called Onduvilla and the company website is here:
The tiny home is insulated with Roxul because it's fire-resistant, and they also made sure to have fire extinguishers on both levels, as well as loft windows that are large enough to climb out of.
Matthieu and Amélie took a woodworking course before building this tiny home themselves and we're very impressed with the result. We hope you enjoy touring this micro home with us and thanks for watching!
Mat & Danielle
Blog: www.exploringalternatives.ca
Facebook: /exploringalternativesblog
Instagram: @exploringalternatives
We want our channel and our comments section to be an inclusive space where everyone feels welcome to watch and to contribute. For this reason, comments that are inappropriate or hateful will be reported and/or deleted.
Please discuss and debate with respect, and report inappropriate or hateful comments directly to YouTube.
Thank you to our subtitle and closed captions contributors!
If you would like to contribute subtitles or closed captions to an Exploring Alternatives video, please click here to see which ones need your help:
If you have any questions about adding subtitles and closed captions, please email us at firstname.lastname@example.com
We occasionally include paid sponsor messages/integrations in our videos to help fund the channel. We do our best to work with companies and organizations that offer products or services that are in line with our values, and that we think would be interesting and useful to you, our viewers.
We will always disclose if we're promoting products that were given to us for free, or if we're including a sponsored message in a video.
For business or sponsorship inquiries, please email us at email@example.com
Music & Song Credits:
All music in this video was composed, performed, and recorded by Mat of Exploring Alternatives.
Editing Credits:
Mat and Danielle of Exploring Alternatives
Filming Credits:
Mat of Exploring Alternatives
Photos & drone shots provided by Matthieu & Amélie from Tinid
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|php.net | support | documentation | report a bug | advanced search | search howto | statistics | random bug | login
View Add Comment Developer Edit
[2013-11-08 14:43 UTC] skunk at legalise dot it
Description: ------------ hi, i'm running php-fpm with mysql master-master backends (one worker and one backup). as suggested by the documentation (http://php.net/manual/en/mysqlnd-ms.supportedclusters.php) i've disabled r/w splitting and enabled multi master support. it's also suggested to use random once load balancing strategy and since i want one worker and one backup backend, i wrote this configuration file: { "spin": { "master": { "master1": { "host": "192.168.10.212", "port": 3306 }, "master2": { "host": "192.168.10.213", "port": 3306 } }, "slave": { }, "filters": { "random": { "sticky": "1", "weights": { "master1": 65535, "master2": 1 } } }, "failover": { "strategy": "loop_before_master", "remember_failed": true } } } unfortunately it's not working as expected since the weights values are ignored if sticky is present (query are distributed 50/50 on both backends), indeed it works as expected when sticky is removed... i know that with two servers where just one is serving queries at time the sticky parameter doesn't make much sense, but in the future, when the load on the mysql backends rises, i'm planning to scale by adding new master nodes in circular replication, so by that time the sticky parameter will became more relevant... Expected result: ---------------- weight balanced distribution even on random once Actual result: -------------- with random once queries get distributed 50/50 on all backends regardless their weight
Pull Requests
AllCommentsChangesGit/SVN commits
[2014-02-27 15:24 UTC] email@example.com
Hmm, this might be a simple parse/setup error. Config parsing seems buggy, I'm having a look...
[2014-02-28 10:37 UTC] firstname.lastname@example.com
Automatic comment from SVN on behalf of uw Revision: http://svn.php.net/viewvc/?view=revision&revision=332901 Log: Bug #66064
[2014-02-28 11:15 UTC] firstname.lastname@example.com
-Status: Open +Status: Closed -Assigned To: +Assigned To: uw
[2014-02-28 11:15 UTC] firstname.lastname@example.com
The fix for this bug has been committed. Snapshots of the sources are packaged every three hours; this change will be in the next snapshot. You can grab the snapshot at http://snaps.php.net/. For Windows: http://windows.php.net/snapshots/ Thank you for the report, and for helping us make PHP better. Quite sure its fixed, it was a tiny config parsing bug.
Copyright © 2001-2020 The PHP Group
All rights reserved.
|Last updated: Sat Jul 04 19:01:16 2020 UTC


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16 Trying To Get A Car
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I have reached 40 photographs in the Objects Periphery series today and will now end the series as I am going for an operation this week, and it will be … Continue reading Objects Periphery completed
Month: July 2016
Objects Periphery 40
Objects Periphery 39
Airfix figures (bought for a photograph I never got round to making)
Objects Periphery 38
Objects Periphery 37
Old photo frame
Objects Periphery 36
Three glass tumblers
Objects Periphery 35
Five pounds
Objects Periphery 34
Almost empty tissue box
My friend's sons
My friend Emma gave birth to a little boy a week ago, here he is with his three older brothers. I'm not really a baby/family photographer, but it was an enjoyable change … Continue reading My friend's sons
It's been raining nearly all day, often a fine drizzle, it's been that sort of summer. The wall in my garden has clumps of grass and weeds growing through the … Continue reading Drips


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2nd Southeast European Ichthyological Conference (SEEIC)
Dear colleagues and friends, given the COVID-19 pandemic, its ongoing devastating results in many countries around the globe, and the foreseen continuation of restricted travel and quarantine in many countries, we are in favor of deciding to postpone the SEEIC 2020 conference for a more favorable period.
We are very aware about concerns for personal safety You may have during participation in the conference. While some European countries have already started to open their borders, and enable traveling of their citizens among them, with current epidemiological situation and trends, we are not sure how safe and secure You would feel during the SEEIC 2020 conference. Although the situation might be safer then it is now, we certainly wouldn't want to take a risk with your safety.
We will continue to closely monitor the situation, not only in Croatia but also in other countries as well, and work on contingency plans if needed.
Official information and latest updates on COVID-19 situation in Croatia can be found at https://www.koronavirus.hr/en
A decision on the exact dates is deferred to consider the evolving situation, local arrangements and the international meeting agenda.
Please be sure to regularly check the website for updates.
SEEIC 2020 provides an ideal opportunity for researchers from the Southeast Europe or those who are interested in the region's marine and freshwater ichthyofauna to meet and share their research findings, ideas and proposals. Scientists, students, managers, decision-makers and other ichthyology and fisheries professionals are invited to participate in this conference.
After more than the successful the 1st Southeast European Ichthyological Conference (SEEIC 2017) in Sarajevo hosted by the Faculty of Science (PMF UNSA) and Institute for Genetic Engineering and Biotechnology (INGEB), under the auspices of the University of Sarajevo, we are now announcing the 2nd Southeast European Ichthyological Conference
The scientific program will include sessions and symposia on History of ichthyology, Taxonomy and Phylogeny, Biology and Ecology, Biodiversity and Conservation, Molecular biology and Fisheries and Aquaculture. Participants are encouraged to make oral and/or poster presentations. Ichthyologists wishing to organize a symposium on a specific topic are encouraged to contact the organizers. The peer-reviewed full-text papers from the conference will be published in the journals Acta Adriatica (marine ecosystems) and the Croatian Journal of Fisheries (freshwater ecosystems).


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|Previous close
|54.87 x 3200
|54.94 x 1200
|Day's range
|54.74 - 55.40
|52-week range
|48.84 - 62.22
|Avg. volume
|Market cap
|Beta (5Y monthly)
|PE ratio (TTM)
|Earnings date
|24 Jul 2020
|Forward dividend & yield
|2.46 (4.49%)
|Ex-dividend date
|09 Jul 2020
|1y target est
(Bloomberg) -- Here's a list of companies that are planning to halt spending on social media. Some have joined a boycott of Facebook Inc. after critics accused the social network of inadequately policing hateful and misleading content on its platform:Harley Davidson Inc. -- The motorcycle maker said in an email it was pausing Facebook ads in July "to stand in support of efforts to stop the spread of hateful content."Pernod Ricard SA -- The French distiller of Jameson whiskey and Absolut Vodka, which spends more than 1.5 billion euros ($1.69 billion) on advertising annually, is boycotting Facebook and some other U.S. sites through July 31 and working with partners on an app to help victims of online abuse.Daimler AG -- The Mercedes-Benz maker is pausing its paid advertising on Facebook platforms in July, while adding that it expects to the relationship to resume because it's confident the social-media company will take "necessary steps."Molson Coors Beverage Co. -- The brewer is choosing to pause advertising on Facebook, Instagram and Twitter while it reviews its own standards and ways to protect the brands and guard against hate speech, Chief Marketing Officer Michelle St. Jacques said in an internal email.Constellation Brands -- The maker of Corona beer and Kim Crawford wines is pausing Facebook ads for the month of July.Dunkin' Brands Group -- The donut chain is temporarily pausing its paid media on Facebook and Instagram, a spokesperson says, adding that it's in discussions with Facebook about efforts to stop hate speech and thwart "the spread of "racist rhetoric and false information."Lego A/S -- Stopping all advertising on social media for at least 30 days to review its standards and will "invest in other channels" during that time.The Body Shop -- The beauty chain says it's halting paid activity on all Facebook channels and asking the social-media company to enhance and enforce its content-moderation policies.Starbucks Corp. -- Pausing advertising on all social media platforms. Will post on social media without paid promotion.Microsoft Corp. -- Paused global advertising spending on Facebook and Instagram because of concerns about ads appearing next to inappropriate content, according to a person familiar with the matter.Unilever Plc -- Halting advertising on Facebook, Instagram and Twitter in the U.S. through Dec. 31.Volkswagen AG -- The ad stop on Facebook affects the direct ad accounts of the German manufacturer's brands, including Porsche, Audi and Lamborghini. VW, its ad agencies and the Anti Defamation League will enter talks with Facebook over how to deal with hate speech, discrimination and false information, according to an emailed statement.Mars -- Starting in July, a pause on paid advertising globally across social-media platforms, including Facebook, Instagram, Twitter and Snapchat.Target Corp. -- Pausing ads on Facebook in July.Coca-Cola Co. -- Pausing advertising on all social media platforms.Clorox Co. -- Will stop advertising spending with Facebook through December.Conagra Brands Inc. -- Will stop advertising in U.S. on Facebook and Instagram through the rest of the year.Ford Motor Co. -- Halting U.S. social media for 30 days, won't purchase social media ads for Bronco unveiling.Honda Motor Co. -- "For the month of July, Honda will withhold its advertising on Facebook and Instagram, choosing to stand with people united against hate and racism." Acura, a Honda brand, said in a tweet that it was "choosing to stand with people united against hate and racism."Hershey Co. -- Will halt spending on Facebook in July and cut its spend on the platform by a third for the remainder of the year, according to Business Insider.Diageo Plc -- Pausing paid advertising globally on major social media platforms beginning in July.PepsiCo Inc. -- Pulling ads on Facebook from July through August.Verizon Communications Inc. -- "We're pausing our advertising until Facebook can create an acceptable solution that makes us comfortable and is consistent with we've done with YouTube and other partners," said John Nitti, chief media officer for Verizon.SAP SE -- "We will suspend all paid advertisements across Facebook and Instagram until the company signals a significant, action-driven commitment to combatting the spread of hate speech and racism on its platforms."Levi Strauss & Co. -- Pausing all paid Facebook and Instagram advertising globally and across all brands through July.Diamond Foundry Inc. -- Pulling all of advertising from Facebook, including Instagram, for the month of July.Patagonia Inc. -- Will pull all ads on Facebook and Instagram, effective immediately, through at least the end of July, pending meaningful action from Facebook.Viber Media Inc. -- The messaging service, owned by Japanese conglomerate Rakuten, plans to cut ties with the social network entirely, according to the Guardian.VF Corp. -- The North Face will pause ads on Facebook for the month of July. Vans, another VF brand, will also pull ad dollars from Facebook and Instagram next month, and said it will use the money to support Black communities through empowerment and education programs.REI -- "For 82 years, we have put people over profits. We're pulling all Facebook/Instagram advertising for the month of July."Upwork Inc. -- No Facebook advertising in July.Eileen Fisher Inc. -- Pulling ads from Facebook through July.Adidas AG -- Will stop ads on Facebook and Instagram internationally through July, according to Adweek.Puma SE -- Will stop all advertisements on Facebook and Instagram throughout July.Madewell Inc. -- Will pause ads on Facebook and Instagram through July.Pfizer Inc. -- Removing all advertising from Facebook and Instagram in July, calls on Facebook to heed the concerns of the StopHateForProfit boycott campaign "and take action."Chipotle Mexican Grill Inc. -- To pause Facebook advertising beginning July 1, according to an email.Chobani -- The Greek-yogurt company paused all paid social-media advertising.Peet's Coffee -- Paused advertising on Facebook.Sony Interactive Entertainment Inc. -- "In support of the StopHateForProfit campaign, we have globally suspended our Facebook and Instagram activity, including advertising and non-paid content, until the end of July."(Updates with Sony Interactive Entertainment)For more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
While Verizon (VZ) boycotts advertising campaigns in the social media platform of Facebook, Nokia (NOK) secures 5G deal with Taiwan Mobile.
Marketing veteran and entrepreneur Gary Vaynerchuk weighs in on the controversy swirling around Facebook.
Imagine co-founder and former long-time Unilever CEO Paul Polman speaks out on Facebook's recent actions.
Holding a stock over a very long period of time allows us to look past the day-to-day volatility of the market and allow a company to grow into what it can be years or decades from now. With that time horizon in mind, Disney (NYSE: DIS), Apple (NASDAQ: AAPL), Verizon (NYSE: VZ), Visa (NYSE: V), and Axon (NASDAQ: AAXN) are my buy-and-hold-forever stocks. Cable has been disrupted by streaming, and new entrants like Netflix (NASDAQ: NFLX) and Amazon (NASDAQ: AMZN) are now among the strongest players in the industry.
In the latest trading session, Verizon Communications (VZ) closed at $55.13, marking a +0.8% move from the previous day.
Verizon (VZ) will power Cooler Screens' digital media and advertising platform through LTE connectivity, IoT condition-based monitoring, integrated service desk and field services support.
(Bloomberg Opinion) -- Mark Zuckerberg has a problem, and he can fix it.Public furor over Facebook Inc.'s content policies has led some of its biggest advertisers to take action, with brands from Starbucks Corp. to Unilever, Coca-Cola Co. and Verizon Communications Inc. all vowing to pull ads from the social media giant's namesake Facebook platform as well as Instagram for at least the month of July. The move was initially spurred by a campaign led by a coalition of civil rights groups — including the Anti-Defamation League and NAACP — to force Facebook to do more to curb hate speech and language promoting violence. As the effort has gained traction, the numbers joining the boycott are increasing on a daily basis. On Monday afternoon alone, Best Buy Co. said it would pause its ad spending on Facebook, while Axios reported that Microsoft Corp. had suspended its advertising as well.Facebook has come in for criticism about its practices before and got past it largely by riding out the negative publicity while offering some incremental fixes. For example, Facebook already survived the Cambridge Analytica data-privacy scandal a couple years ago without serious long-term ramifications. And so, Zuckerberg may be tempted to hunker down this time as well.On a purely short-term financial basis, it would make sense. According to Pathmatics data, the top 50 advertisers on Facebook accounted for just 4% of the company's sales last year. The vast majority of the rest comes from millions of small- and medium-sized businesses that are less affected by any public shaming from activists, and arguably more reliant on the exposure they get from buying ads on Facebook and Instagram. But a decision based purely on dollars and cents would be short-sighted in this instance, and bad for business.More and more, it's becoming clear that the recent wave of protests over racial injustice isn't a short-lived phenomenon, but one that appears to reflect a sea-change in perception and beliefs, and — like the MeToo movement before it — demands a change in behavior. The backlash that started at the grassroots level and moved on to corporate action is likely to move next to the political and regulatory sphere. Wouldn't it be better for Facebook, already in the public glare, to bend and make its own meaningful policy changes instead of being forced to accept more punitive prescriptions and further potential damage to its reputation and business?Facebook is already facing increased regulatory scrutiny in the U.S. Politicians from both sides of the aisle have made proposals to reform Section 230 of the Communications Decency Act, which shields internet companies from legal liability over user-generated content. For now, Republicans and the Department of Justice are focused on issues of conservative speech censorship, while Democrats have asked for the faster removal of misinformation and false claims inside political ads.The disparate points of emphasis likely means nothing will happen in Congress before the November election. However, if one party controls both houses of Congress and the White House next year, the probability of regulation will rise considerably.In the near term, the risk for Facebook may be greater from Europe than the U.S. The region's authorities have identified antitrust as the more effective way to tackle Silicon Valley's shortcomings than regulation, whose limits have been exposed by the General Data Protection Regulation that kicked in two years ago. GDPR has done little either to change the business practices of Google or Facebook, or to reduce their market power. And discussions about data or content are always questions of regulation, rather than antitrust.But antitrust is far more of an existential threat to Facebook than is regulation. That's not simply because it could, in the most extreme circumstances, result in a breakup of the company. It's because antitrust by definition seeks to tackle its business practices.Just last week, Germany's highest civil court ruled that Facebook must stop logging browsing activity outside of its platforms without users' explicit permission, and that such permission couldn't be a condition of using its other services. Crucially, though, the decision was based not on data protection but antitrust laws. It said Facebook was abusing its market power to force users to accept the terms because it is the dominant social network. And the ruling fundamentally attacked the company's business model, which is built on using such data to target ads effectively. An effort by Britain's Competition and Markets Authority is even less ambiguous: It's carrying out a study into online platforms and digital advertising.While the U.K. is no longer a member of the European Union, the bloc's regulators are following the findings of the study closely. After years of tackling Google, Facebook is now high on the European agenda. The two firms' dominance of digital advertising is fueled by their low incremental costs. Tackle their business models, and you might resolve the harmful content problem, runs the argument. The EU plans new rules by the end of the year on content regulation and platform liability, while Margrethe Vestager, the EU's antitrust and tech chief, is seeking new powers to break companies up. And the European Commission has more power than U.S. regulators: It can impose decisions unilaterally, which companies can then challenge in court. In the U.S., regulators generally need court approval first before any ruling is imposed.So, Zuckerberg needs to acknowledge the growing uproar is symptomatic of new and lasting societal, political and regulatory crosscurrents. While he has long been adamant it is not Facebook's job to be the "arbiter of truth," there is no better climate, in the face of pressure from advertisers, politicians and civil rights groups alike, to alter that stance — he can change tack without losing as much face.Serious changes are needed — from being more effective in taking down hate speech quickly to clamping down on false claims and disinformation from all users. Such moves would help the company get ahead of future actions from regulators. That would be wise as government regulation will likely be far more punitive – whether it be from the European Union or a potentially new American administration.Simply, Facebook's traditional hands-off approach isn't good enough anymore. It's time for Zuckerberg to show some real leadership.This column does not necessarily reflect the opinion of the editorial board or Bloomberg LP and its owners.Tae Kim is a Bloomberg Opinion columnist covering technology. He previously covered technology for Barron's, following an earlier career as an equity analyst.Alex Webb is a Bloomberg Opinion columnist covering Europe's technology, media and communications industries. He previously covered Apple and other technology companies for Bloomberg News in San Francisco.For more articles like this, please visit us at bloomberg.com/opinionSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
Older Americans rely more heavily on news and current events to make financial decisions than the younger generation, according to a new Yahoo Finance-Harris poll.
HP CEO Enrique Lores chats with Yahoo Finance about diversity and the future of the PC and printer maker.
Marc Benioff doubled down on his years-long criticism of the social network, which is being battered by a new controversy.
Mark Zuckerberg announced measures to tackle hate speech and voter suppression.
(Bloomberg) -- Facebook Inc. and Twitter Inc. shares tumbled Friday after Unilever, one of the world's largest advertisers, said it will halt all U.S. advertising on both platforms, fueling concerns that other major consumer brands may follow suit.Unilever, which owns names like Hellmann's mayonnaise and Axe shower gel and has an annual advertising budget of almost $8 billion, said it won't advertise on Facebook, Twitter and Facebook-owned Instagram for the rest of the year because of the hate speech and polarized politics that users often post."Continuing to advertise on these platforms at this time would not add value to people and society," Unilever said in an emailed statement. "We will be monitoring ongoing and will revisit our current position if necessary."Facebook shares extended a decline after the news. The stock had dropped 4.6% earlier Friday, then fell 8.3% to $216.08 at the close. Twitter shares dropped 7.4% to $29.05.Facebook Chief Executive Officer Mark Zuckerberg responded Friday to the growing criticism about misinformation on the site, announcing the company would label all voting-related posts with a link encouraging users to look at its new voter information hub, and expanded its definition of prohibited hate speech for in advertising.Unilever's decision follows similar moves by a growing list of high-profile consumer companies, including outdoor gear company Patagonia and Verizon Communications Inc., which claim that technology platforms -- particularly Facebook -- profit off user posts that promote hate and spread misinformation.A consortium of civil rights and other advocacy groups, including Color of Change and the Anti-Defamation League, have called on advertisers to stop spending on Facebook-owned platforms for the month of July to protest the company's policies. Honda Motor Co.'s U.S. unit said Friday that it would join the boycott and halt advertising on Facebook and Instagram in July. Unilever's commitment extends that pledge through 2020, and adds rival social network Twitter to the mix, which has also struggled to deal with offensive posts but has recently taken a more active stance than Facebook in some cases related to U.S. President Donald Trump.More brands joined the fray as the day wore on. Coca-Cola Co. said it will pause paid advertising on all social media for at least 30 days. Hershey Co. intends to halt Facebook spending in July, according to Business Insider.So far, the boycott organizers say that more than 100 companies are participating."We invest billions of dollars each year to keep our community safe and continuously work with outside experts to review and update our policies," a Facebook spokeswoman said in a statement, adding that the company has banned 250 White supremacist organizations from its platforms. "We know we have more work to do, and we'll continue to work with civil rights groups, GARM, and other experts to develop even more tools, technology and policies to continue this fight."Facebook has had a rocky relationship with civil rights groups for years, which have fought to diversify Facebook's board of directors, accused the company of enabling voter suppression tactics, and took issue with Facebook's decision to name the Daily Caller, a right-wing news outlet with ties to white nationalism, as one of its formal fact-checking partners in 2019.Frustrations were renewed after Zuckerberg said that a series of posts from Trump about race-related protests were not a violation of the company's rules. In one last month, Trump said that "when the looting starts, the shooting starts," a post that was flagged on Twitter as a violation but not on Facebook. A number of unhappy Facebook employees staged a walkout to protest the decision.As the boycott has grown over the past week, Facebook has been reaching out to advertisers to share details about the company's existing policies, and its efforts to automate the flagging and removal of hate speech on its service. It's also been highlighting its work to increase voter registration, and on Friday Zuckerberg said the company would now prohibit ads that target certain races or ethnic groups as dangerous. In an email to marketers this week, the company said that it bases its policies on principles, not business interests.Twitter, which has not been the target of the formal ad boycott but has faced similar criticisms as Facebook over the years, says that Unilever reached out to alert the company of its decision before making the announcement publicly."Our mission is to serve the public conversation and ensure Twitter is a place where people can make human connections, seek and receive authentic and credible information, and express themselves freely and safely," said Sarah Personette, Twitter's vice president of global client solutions, in a statement. "We are respectful of our partners' decisions and will continue to work and communicate closely with them during this time."(Updates with Coca-Cola and Hershey in eighth paragraph.)For more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
(Bloomberg) -- Facebook Inc. will begin labeling all posts that include information about voting with a link encouraging users to get facts from the company's new voting hub, and expanded its prohibition on hate speech in advertising.The new policy on voting announced Friday by Chief Executive Officer Mark Zuckerberg means Facebook will label future posts from U.S President Donald Trump, and everyone else, about mail-in ballots or other voting-related issues, regardless of whether they contain misleading information. Facebook will funnel users to a voting information hub meant to provide facts from state authorities. Users will also be able to register to vote using this hub. Facebook has set a goal of helping register 4 million new voters before the 2020 U.S. election in November."There are no exceptions for politicians in any of the policies I'm announcing here today," Zuckerberg said.The social network has been criticized in recent weeks for allowing false or misleading voting information, including posts from Trump about mail-in ballots that Twitter Inc. flagged as inaccurate. Zuckerberg has said repeatedly that he doesn't want to remove posts from elected officials, but would rather let users to make up their minds about the content.A number of civil rights groups, including the NAACP and the Anti-Defamation League, are among those unhappy with Facebook's history of allowing posts they say encourage voter suppression. Those groups have organized a Facebook advertising boycott for the month of July, and a number of well-known consumer brands are participating, including outdoor gear company Patagonia, Verizon Communications Inc. and Unilever.Facebook will now prohibit ads that paint anyone from a certain race, ethnicity, gender identity or sexual orientation as dangerous. The company will expand those policies to better protect immigrants, refugees and asylum seekers from ads that say these groups of people are inferior.The company will also label posts that it keeps up even though they violate policies, if they come from a newsworthy source, such as the president. "We'll allow people to share this content to condemn it, just like we do with other problematic content, because this is an important part of how we discuss what's acceptable in our society -- but we'll add a prompt to tell people that the content they're sharing may violate our policies," Zuckerberg said.(Updates with hate speech policy in the sixth paragraph.)For more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
Advertiser momentum against Facebook's content and monetization policies continues to grow. Last night, Verizon (which owns TechCrunch) said it will be pausing advertising on Facebook and Instagram "until Facebook can create an acceptable solution that makes us comfortable and is consistent with what we've done with YouTube and other partners." Then today, it was joined by consumer goods giant Unilever, which said it will halt all U.S. advertising on Facebook, Instagram (owned by Facebook) and even Twitter, at least until the end of the year.
The Zacks Analyst Blog Highlights: Verizon, Lockheed, American Express, Boeing and Micron
(Bloomberg Opinion) -- It's good that big brands like Verizon Communications Inc. and Unilever NV are pulling ads from Facebook Inc.As my colleague Sarah Halzack has written, the way to make the adtech giant change its approach to tackling hate speech and misinformation is to target how it makes money. (A similar effort worked at Google's YouTube unit.) But Mark Zuckerberg and co. will still make $77 billion this year from advertisers. If brands really believe in this crusade, they should get off Facebook entirely.On Thursday, Verizon became one of the biggest brands to announce it will pull ads from Facebook in July, joining the likes of Patagonia Inc. and Recreational Equipment Inc. in a month-long campaign called Stop Hate For Profit. The movement is being led by groups such as the Anti-Defamation League and Color of Change, and is channeling momentum of the Black Lives Matter movement to realize real change. On Friday, Ben & Jerry's, Hellman's and Dove parent Unilever announced it would halt ads on Facebook and Twitter Inc. in the U.S. for the rest of 2020.It's a commendable effort to force Facebook to remodel its practices, but there's a business incentive too: An ad appearing alongside a conspiracy theory is not a good look, particularly if a slice of the revenue goes to the maker of the video. A group of brands with a combined advertising budget of $97 billion is already pushing for better controls. More of them should follow Verizon's lead, not least the handful of other telecoms operators in the U.S.Arguably, the main reason Verizon even needs to advertise on Facebook is because its rivals AT&T Inc. and T-Mobile U.S. Inc. are both doing so too. Since competitive intensity has been significantly reduced by pandemic lockdowns, now seems a particularly good time for mobile operators to cut marketing spend.If firms are serious about upping the pressure on Zuckerberg, however, they should abandon their presence on the social network completely by deleting their Facebook pages. That might seem like a brand cutting off its nose to spite its face, but as long as it has a Facebook page, then the advertising boycott looks like an empty threat.That's because the ad spend will ultimately return after the boycott. There's little point in maintaining a corporate Facebook presence without paying to promote content, due to the limitations of what's known as organic reach, or how many users see a post without a company or individual paying to get it in front of them. Without paid promotion, just 1% of a page's followers are likely to see a given post, according to digital agency Jellyfish. It wasn't always this way. In the early days, Facebook lured brands by showing how many customers they could reach by setting up a page. Then the Menlo Park, California-based firm changed its algorithm so that very few people would see a company's posts if it didn't pay for promotion. It was the classic Silicon Valley bait-and-switch. UniCredit SpA, Italy's biggest bank, bit the bullet and ditched its Facebook presence a year ago. It had already stopped paying for Facebook ads, which meant that very few of the 546,000 followers of its UniCredit Italia page actually saw its content — perhaps just 5,500. Its resolve is so far holding: It hasn't returned to the social network yet.Being on Facebook can also present more of a risk than an opportunity, especially for an incumbent brand like a bank or telecoms giant. UniCredit's followers probably represented a significant cross-section of its consumer banking customers, which therefore served as a handy list of people for challenger banks like N26 or Revolut to target with ads and try to steal away. Plus, if a company has a Facebook page, it still has to regularly post new content and interact with customers — both of which cost money. If it doesn't, the page will likely fill up with customer complaints, which would show up at the top of online search results. The business reasons for big-spending incumbents to leave Facebook might be almost as good as the ethical ones.Zuckerberg needs financial incentives to be more proactive about managing content effectively, partially because his lodestar has long been user engagement. And more polarizing content drives more user engagement. The Wall Street Journal reported in May that a report commissioned by Facebook in 2018 found the platform often did aggravate polarization and tribal behavior, yet the firm decided not to tackle the issue.Regulating content directly often means impinging on thorny free speech issues. It's a troublesome affair. Far better to find market-based, commercial incentives that mean the issue must be taken seriously. Will enough brands use these to make a meaningful difference? Probably not, but they have the opportunity to give Facebook the firmer poke it needs.This column does not necessarily reflect the opinion of the editorial board or Bloomberg LP and its owners.Alex Webb is a Bloomberg Opinion columnist covering Europe's technology, media and communications industries. He previously covered Apple and other technology companies for Bloomberg News in San Francisco.For more articles like this, please visit us at bloomberg.com/opinionSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
Verizon's (VZ) voice of dissent is likely to encourage other blue-chip firms to follow its footsteps and exert pressure on Facebook to fall in line.
Verizon is the biggest yet to join the advertising boycott, which has gained the backing of dozens of U.S. companies, and its announcement was a blow to Facebook's efforts to contain the growing revolt. "We're pausing our advertising until Facebook can create an acceptable solution that makes us comfortable," a Verizon representative said. The Anti-Defamation League said in a letter to advertisers on Thursday it had found a Verizon ad on Facebook appearing next to a video containing anti-Semitic rhetoric from conspiracy group QAnon.
(Bloomberg) -- Verizon Communications Inc. said it is pausing the placement of ads on Facebook Inc. and Instagram until the social networks can get better control over posts that spread disinformation."We have strict content policies in place and have zero tolerance when they are breached, we take action," Verizon Chief Media Officer John Nitti said in a statement. "We're pausing our advertising until Facebook can create an acceptable solution that makes us comfortable and is consistent with what we've done with YouTube and other partners."Verizon is one of the largest advertisers to pull its ads from Facebook as part of an effort by civil rights organizations to pressure the social-media company to take action on hate speech and misleading content. Groups including the Anti-Defamation League and Color of Change started the campaign, called Stop Hate For Profit, to encourage advertisers to boycott Facebook ads in July. Verizon's move follows participation by Recreational Equipment Inc., Patagonia Inc., Upwork Inc., Ben & Jerry's and other brands."We applaud Verizon for joining this growing fight against hate and bigotry by pausing their advertising on Facebook's platforms, until they put people and safety over profit," Jonathan Greenblatt, chief executive officer of ADL, said in a statement. "This is how real change is made."Facebook has been telling advertisers that it bases its policies on principles, not business interests, according to its communications with marketers. The Menlo Park, California-based company has been reaching out to advertisers to discuss its recent initiatives on registering voters and distributing verified election information.But it's not just advertisers that are upset. U.S. lawmakers have also put pressure on Facebook, Twitter Inc. and Google to combat disinformation, including during a House Intelligence Committee hearing last week."We respect any brand's decision, and remain focused on the important work of removing hate speech and providing critical voting information," Carolyn Everson, vice president of Facebook's global business group, said in a statement. "Our conversations with marketers and civil rights organizations are about how, together, we can be a force for good."Verizon's move was reported earlier by Ad Age.(Updates with ADL and Facebook comments starting in fourth paragraph.)For more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
Top Analyst Reports for Verizon, Lockheed & American Express
While Verizon (VZ) expands virtual networking capabilities, CenturyLink (CTL) extends partnership to better serve customers.
(Bloomberg Opinion) -- As Japan's SoftBank Group Corp. unloads about 200 million shares of T-Mobile US Inc., more investors get a chance to own a top-performing stock that had been hogged by insiders. SoftBank's fire sale isn't a knock on T-Mobile, but rather a reluctant move by billionaire Masayoshi Son to shore up his own troubled conglomerate. Indeed, his loss will be someone else's gain. Son took control of Sprint Corp. in 2013 and then spent years pursuing a merger between the beleaguered wireless carrier and its stronger rival, T-Mobile. He finally got his way thanks to the Trump administration's lax regulators at the Justice Department and Federal Communications Commission. Their focus on America's standing in the so-called race to 5G, the next generation of wireless connectivity, overshadowed the antitrust concerns. Sprint officially became part of T-Mobile in April, handing SoftBank ownership of about 25% of the combined company; another 44% is owned by Deutsche Telekom AG. Until this week, that left only a small public float for a stock that's long been the envy of its industry — and will likely continue to be.After the implosion of office-space rental company WeWork Cos. and the Covid-19 pandemic, SoftBank suffered record losses from its investments and is in need of cash. In turn, the company is undertaking a series of complex transactions to exit most of its T-Mobile stake, generating about $20 billion in proceeds. The deal involves a public equity offering, a rights offering to existing shareholders, a private trust vehicle and a call option for Deutsche Telekom to increase its ownership of T-Mobile down the road when its own balance sheet is in better shape. The transactions are structured so that even though more T-Mobile shares will be available to the public, the total number of shares outstanding won't change. T-Mobile also gets $300 million for playing banker. T-Mobile's stock price closed at an all-time high of $107.16 on Tuesday. After the market closed, the shares SoftBank is selling priced at $103 apiece, according to a CNBC report.T-Mobile's subscriber base, revenue and stock price are all expected to continue growing for the foreseeable future at a faster clip than that of its two larger rivals, Verizon Communications Inc. and AT&T Inc. Its consumer appeal comes from offering cheaper data plans on a network that has improved tremendously over the years, as well as a friendlier customer-service experience. Led by a larger-than-life CEO whose magenta wardrobe made him a walking T-Mobile billboard, the company was able to distinguish itself over time as a fun brand in an otherwise drab industry. That CEO, John Legere, left after sealing the Sprint deal and was replaced by Mike Sievert. The SoftBank share sale is also a farewell performance for Braxton Carter, T-Mobile's pink cowboy hat-wearing chief financial officer, who retires next week. The Sprint merger fundamentally changed the industry by eliminating a low-cost rival that T-Mobile competed with most. T-Mobile's own porting ratios, a measure of how many customers one carrier steals from another, showed that it was consistently taking a bigger bite out of Sprint's subscriber base than either Verizon or AT&T's. Now that the deal is done, T-Mobile would seem to have two options: 1) Given that there's so much extra capacity on its network to handle more subscribers, it could cut prices even more. That would supercharge its own growth while putting pressure on AT&T and Verizon. 2) Instead, T-Mobile could keep prices flat or even raise them to improve profit margins more immediately, leaving competition more stagnant. The latter option is the less innovative, less consumer-friendly route that was feared by opponents of the Sprint takeover. (T-Mobile's 13-hour outage on its network last week also doesn't help to quell the fear that the industry is insufficiently regulated.) Here's how different T-Mobile's profitability might look if it were to adopt AT&T's pricing:In either case, it may be a win-win for investors. T-Mobile executives predict that it will save more than $40 billion in costs due to the Sprint deal, much of which will come from job cuts and shutting stores in overlapping locations (another reason the transaction was criticized). Wireless carriers also rely on costly ad campaigns to promote their networks. The combined T-Mobile-Sprint will now be able to save about $700 million a year just from lower advertising expenses, according to a report earlier this month by Jonathan Chaplin, an analyst for New Street Research.Chaplin expects T-Mobile to pursue the less aggressive avenue of growth, but even then he sees its stock price doubling over the next three to five years. Analysts are generally less optimistic about AT&T and Verizon, as one undergoes a difficult transformation into a communications and entertainment colossus, while the other remains almost singularly focused on 5G with a less-than-ideal set of wireless spectrum. After buying Sprint, T-Mobile's future looks to be either grow fast or grow faster. Still, this week's news shows that for a merger pumped up on American 5G zeal and patriotism, the biggest beneficiary just might be a Japanese billionaire short on cash.(Adds pricing information in the fourth paragraph.)This column does not necessarily reflect the opinion of the editorial board or Bloomberg LP and its owners.Tara Lachapelle is a Bloomberg Opinion columnist covering the business of entertainment and telecommunications, as well as broader deals. She previously wrote an M&A column for Bloomberg News.For more articles like this, please visit us at bloomberg.com/opinionSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.
Amazon launched a $2 billion venture capital fund Tuesday to invest in technologies and services aimed at reducing greenhouse gas emissions. Speaking to Yahoo Finance, Amazon's Head of Worldwide Sustainability Kara Hurst said the move was yet another step to use the e-commerce giant's 'scale for good' as it sets aggressive targets to become carbon neutral by 2040.
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Ghana and CSKA Sofia winger, Edwin Gyasi, has delivered a powerful message as he joins the Black Lives Matter international campaign.
Protests have been held globally after unarmed black man George Floyd died while being restrained by a white Minneapolis police officer on May 25.
Mr Floyd died after a white policeman knelt on his neck for nearly nine minutes.
The four officers involved have since been charged over the death, which sparked days of protest in the US and Black Lives Matter demonstrations across the world.
This week, Atletico Madrid midfielder, Thomas Partey joined the campaign.
In an Instagram post, Gyasi, who plays his football in Bulgaria wrote: "I am a Black man… I build… I don't tear down other Black men!… I have felt the pain of being torn down and I have decided I will be deliberate about building others! If I didn't tag you, please don't be offended. I tried to pick people I thought would do this challenge!! All too often, we men find it easier to criticize each other instead of building each other up. With all the negativity going around let's do something positive!! Upload one picture of yourself… only you. Then tag as many brothers to do the same. Let's build each other up, instead of tearing ourselves down."✊🏿
This week, sports stars including Serena Williams, Paul Pogba and Lewis Hamilton have raised their voices over police brutality against black people in America.
- Background
Black Lives Matter (BLM) is an international human rights movement, originating from within the African-American community, which campaigns against violence and systemic racism towards black people.
BLM regularly holds protests and speaks out against police brutality and police killings of black people, and broader issues such as racial profiling, and racial inequality in the United States' criminal justice system.


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Auditions school year 2020-2021
Due to the current situation and the measures taken by the Dutch government, all previously planned auditions are cancelled.
The final audition for pupils younger than 12 years old, will take place for students who have already been selected only.
From September 2020 you can apply for the school year 2021-2022
Selection and audition
The dance profession has very specific requirements for the physical and intellectual capacities of the dancer. As a professional academy, we are aware of these requirements. We therefore cannot accept all children who wish to become a ballet dancer. When it is not sufficiently clear that a child will be able to meet the strict requirements of the field, he or she will not be admitted to the program. This may sometimes seem harsh but it would not be fair to the child, the parents or the teachers, to start at the academy on the wrong terms.
To find out whether a child is sufficiently suitable to be admitted to the National Ballet Academy, he or she will have to pass an audition.
We offer two different auditions; those for children currently in group six or seven of primary school (the Dutch system) and those for older children who have started their professional education elsewhere and who wish to continue their education at the National Ballet Academy. For the second group, please continue reading under the heading; "Students aged 12 - 16. Children who are currently in group 4 or 5 of primary school are eligible for the Pre-NBA course.
Children in group 6 or 7 of primary school can audition for the preliminary course. The first class of the preliminary course of the National Ballet Academy runs parallel to group 7 of Dutch primary school.
The audition is composed of a first audition round, a second selection, an audition course and the final audition. Parents can register their child for an audition through the online registration form.
Auditions for children in group 6 or 7 will take place on the following dates;
Students 12-16 years of age
Students who have started their professional education elsewhere and who wish to enrol in our preliminary course can apply through the online application form.
For this group, auditions are by invitation only. In the application form you are asked to send pictures and a video. Based on your application the direction decides whether you will be invited to audition.
All information regarding the photos and video you'll find on the form itself. Upon invitation, we ask the student to take classes with us for several days. After the audition period, the student will hear if enrolment is possible.
All previously planned audition periods are cancelled.
For questions regarding auditions and registration please contact the secretariat of the NBA: 020 527 7843 or firstname.lastname@example.com.


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Year 6 enjoyed rounders and running races this week on the school field in the sunshine. Huge thank you to Alan for marking out the pitches and lanes at our request! We look forward to using them lots more before the end of term.
Year 6 RoundersJuly 1st, 2020 | Posted by in News - (0 Comments)
River Dipping!July 1st, 2020 | Posted by in News - (0 Comments)
Another river dip this week for children in KS1. Searching for mini beasts in the river is the perfect way to cool down on sunny days at St Joseph's ☀
Outdoor virtual tour with Mr ScottJune 18th, 2020 | Posted by in Headteacher Blog | News - (0 Comments)
Virtual tour!
If you would like a quick look around our wonderful school please click on the below video link where Mr Scott will show you around!
We are set in Launceston, Cornwall and have access to fantastic outdoor spaces.
You can book an appointment to speak with a member of the team by visiting https://www.stjosephscornwall.co.uk/admissions/appointment-booking/
Happy Monday!June 1st, 2020 | Posted by in News - (0 Comments)
A very happy Monday here at St Joseph's School with lots of smiley faces back in school. We have been delighted to welcome back children in Reception, Year 1 and Year 6 along with children of key workers.
Top TipsMay 21st, 2020 | Posted by in News - (0 Comments)
Our Top Tips for Parents with children starting school this September
- Visit the school together: this may not be possibly right now but you can ensure that your child has had chance to meet the Reception Class teacher by arranging online face to face time. Our Reception Class teacher Mrs Hampton has also been sending out weekly story telling videos to help start the transition for Reception Class.
- Try and teach your child to recognise their own name. Some children may even be able to write their name independently before starting school but being able to recognise their own name will help your child make a great start in the classroom.
- Mornings can be especially stressful for both of you. Establishing a good morning routine and make sure your child has breakfast and has everything they need for their day ahead. Give yourself and your child enough time to get ready in the morning especially if they are beginning to dress themselves.
- Teach them how to use the toilet and to clean themselves afterwards independently. Explain the importance of hand washing and teach them how to do it properly!
- When children start school the day can be very long and tiring for them – allow them time to relax when they get home, whether that's playing with toys, watching TV, reading books or getting some fresh air. A good evening routine is important, allow time for a calm routine with bedtime stories and remember a well-rested child will benefit the next day. Children need between 10 and 13 hours of sleep a night, making a healthy sleep habit is essential for learning and growing.
- Talk to your child about what they are most looking forward to at school, it could be; play time, music, swimming. Discuss the range of activities your child will be involved with. We like to provide an example timetable for you to share with your child prior to starting school.
- Ask your child what kind of snack he/she would like to take to school. Discuss this together, plan together and make healthy choices!
- Talk with your child in a positive and cheerful way about starting school, read books about starting school, and remember they will have lots of fun with new friends. During those first few days keep yourself busy and try not to worry!
And remember, every child is different and each child starts school with different skills and experiences. All children develop at different stages, talk to the Reception Class teacher if you have any concerns or worries. Our teachers will be taking great care of your little ones and ensuring they have the best possible start to their school journey.


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If you've already used up your free credit reports for this year, you can order your credit reports directly from the credit bureaus for a fee. The bureaus all offer a three-in-one credit report that lists all three of your credit reports side-by-side. The three-in-one credit report costs more than a single credit report, but less than the combined price of purchasing your three individual credit reports.
When considering the fees, it's important to weigh what you're getting in return. According to the Federal Trade Commission (FTC), credit repair firms can't legally do anything for you that you can't do for yourself. You just have to be willing to spend the time reviewing your credit reports for negative or inaccurate information, reaching out to the credit bureaus to dispute that information, and following up on those disputes to make sure they're being investigated.
Brittney Mayer is a credit strategist and contributing editor for BadCredit.org, where she uses her extensive research background to write comprehensive consumer guides aimed at helping readers make educated financial decisions on the path to building better credit. Leveraging her vast knowledge of the financial industry, Brittney's work can be found on a variety of websites, including the National Foundation for Credit Counseling, US News & World Report, NBC News,TheSimpleDollar.com, CreditRepair.com, Lexington Law, CardRates.com, and CreditCards.com, among others.
Debt Relief is more important now than ever before. Across the country, millions of people are finding it more and more difficult to meet their financial obligations. As mortgage interest rates rise, Adjustable Rate Mortgage (ARM) payments skyrocket. Credit card late fees continue to climb higher. Lenders keep offering credit to people who are in desperate need of help, but this only prolongs the problem, and often ends up simply increasing the total debt owed by a person.
Even though it lacks some online information regarding its credit repair service options and does not provide services to a few states, CreditRepair.com's innovative technology and ability to remove negative items in a timely manner, combined with consumer repair reviews, allows members to receive faster, good credit results as well as evaluate their credit 24/7 with a peace of mind.
Our one-of-a-kind credit repair business program is considered the simplest and most powerfully effective way to help you manage your startup or established credit repair business. TurboDispute delivers the best credit repair business platform with tools such as automated dispute letters, client and affiliate portal, client invoicing system, activity feed, team management and fully customizable platform that you can adjust to your specific needs.
eCreditAttorney's pricing is simple: $29 per month. For that fee, your credit repair service should include addressing late payments, collections, bankruptcies, tax liens, repossessions, judgments, foreclosures, charge-offs, garnishment, even identity theft/fraud. You're expected to provide a current copy of your most recent, updated credit report; it's not included with the fees that you pay. Side note: the link provided by eCreditAttorney for their "preferred credit score provider" took us to an invalid page - not very encouraging.
Opening several credit accounts in a short amount of time can appear risky to lenders and negatively impact your credit score. Before you take out a loan or open a new credit card account, consider the effects it could have on your credit scores. Know too, that when you're buying a car or looking around for the best mortgage rates, your inquiries may be grouped and counted as only one inquiry for the purpose of adding information to your credit report. In many commonly-used scoring models, recent inquiries have greater effect than older inquiries, and they only appear on your credit report or a maximum of 25 months.


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The 'Elliot Wave Theory', named after Ralph Elliot, is one of the oldest forex strategies. He analyzed the stock price data for around 70 years and found out that human psychology (emotions, fear and greed) drove the market and that it moved iteratively. This is to say that the market switches between optimistic and pessimistic modes. In this strategy, the motive phase unfurls in 5 steps.
Scalping in forex is a common term used to describe the process of taking small profits on a frequent basis. This is achieved by opening and closing multiple positions throughout the day. This can be done manually or via an algorithm which uses predefined guidelines as to when/where to enter and exit positions. The most liquid forex pairs are preferred as spreads are generally tighter, making the short-term nature of the strategy fitting.
This strategy leverages early market moves of certain highly liquid currency pairs. The GBPUSD and EURUSD currency pairs are some of the best currencies to trade using this particular strategy. After the 7am GMT candlestick closes, traders place two positions or two opposite pending orders. When one of them gets activated by price movements, the other position is automatically cancelled.
When trading forex, you always speculate on whether the price of the base currency will rise or fall against the counter currency. So in AUD/USD if you think AUD will rise against USD, you go long (buy) the currency pair. Alternatively, if you think AUD will fall against USD (or that USD will rise against AUD), you go short (sell) the currency pair.
While many forex traders prefer intraday trading, because market volatility provides more opportunities for profits in narrower time-frames, forex weekly trading strategies can provide more flexibility and stability. A weekly candlestick provides extensive market information. It contains five daily candlesticks, and changes which reflect the actual market trends. Weekly forex trading strategies are based on lower position sizes and avoiding excessive risks.
The MA lines will be a support zone during uptrends, and there will be resistance zones during downtrends. It is inside and around this zone that the best positions for the trend trading strategy can be found. Learn to trade step-by-step with our brand new educational course, Forex 101, featuring key insights from professional industry experts. Click the banner below to register for FREE!
This material does not contain and should not be construed as containing investment advice, investment recommendations, an offer of or solicitation for any transactions in financial instruments. Please note that such trading analysis is not a reliable indicator for any current or future performance, as circumstances may change over time. Before making any investment decisions, you should seek advice from independent financial advisors to ensure you understand the risks.
All data are displayed in chronological order, divided by day. Released data are marked with a tick () under the "time left" column. A light grey horizontal line shows you where we stand at the moment and below that line go all upcoming data. Time left before next release is indicated so you quickly grasp when this is coming. When a new data is released, the calendar page is automatically refreshed so you do not miss it. If you want, you can enable a sound notification for all releases.
FOREX.com is a registered FCM and RFED with the CFTC and member of the National Futures Association (NFA # 0339826). Forex trading involves significant risk of loss and is not suitable for all investors. Full Disclosure. Spot Gold and Silver contracts are not subject to regulation under the U.S. Commodity Exchange Act. *Increasing leverage increases risk.
Within price action, there is range, trend, day, scalping, swing and position trading. These strategies adhere to different forms of trading requirements which will be outlined in detail below. The examples show varying techniques to trade these strategies to show just how diverse trading can be, along with a variety of bespoke options for traders to choose from.
Highest profits are realized only when the best forex trading strategies are employed by the forex traders. There are many time tested forex strategies that can be used by serious traders. Whereas some of them are based on the effect of the current political and economic scenarios of a country, some others rely on charts and numbers that are based on past performances of the forex market. All the strategies that are explained briefly in this article have different levels of complexity. It is also important to note that whatever may be the strategy that the forex trader wants to apply, the best effects occur only when the trader has sufficient knowledge and experience in the field. This article aims to familiarize the readers with a few well-known forex trading strategies.
Sometimes a market breaks out of a range, moving below the support or above the resistance to start a trend. How does this happen? When support breaks down and a market moves to new lows, buyers begin to hold off. This is because buyers are constantly noticing cheaper prices being established and want to wait for a bottom to be reached. At the same time, there will be traders who are selling in panic or simply being forced out of their positions.
Investing in CMC Markets derivative products carries significant risks and is not suitable for all investors. You could lose more than your deposits. You do not own, or have any interest in, the underlying assets. We recommend that you seek independent advice and ensure you fully understand the risks involved before trading. Spreads may widen dependent on liquidity and market volatility.
This method is all about analyzing important news happenings on different fronts in a nation and understanding the implications that they will have on the currency market. The trader will then place the trades accordingly. The market moves in an unpredictable manner when there are sudden political or economic happenings in any nation. As the forex market operates round the clock, news flows in from all parts of the world. Trading on the basis of economic news and data suits all kinds of traders wherever they are and whichever currency they choose to trade.
Since forex is traded on margin, you only have to deposit a percentage of the full amount you wish to trade. Our margins start from 0.20%, which could be referred to as 500:1 leverage, as the value of the full position would be 500 times the value of the deposit required to open the trade. When trading on margin it's important to remember that your profits or losses are based on the full value of the position, not just the percentage you deposited, so you can lose more than your initial deposit.
If the indicator can establish a time when there's an improved chance that a trend has begun, you are tilting the odds in your favour. The indication that a trend might be forming is called a breakout. A breakout is when the price moves beyond the highest high or the lowest low for a specified number of days. For example, a 20-day breakout to the upside is when the price goes above the highest high of the last 20 days.
Trading foreign exchange on margin carries a high level of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to trade foreign exchange you should carefully consider your investment objectives, level of experience and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with foreign exchange trading and seek advice from an independent financial advisor if you have any doubts.


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