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Propaganda and the ethics of persuasion pdf
The Forbidden Keys to Persuasion and Dark Trades Breakdown
The plausibility of an argument made by the proponent or respondent in a dialogue may depend on her credibility. The way to do this, Walton holds, is to think of a participant in a dialogue as what is now called an agent in multi-agent systems in computer science. In any dialogue an agent will begin with a particular credibility rating which can be adjusted in the light of evidence about his character e.
Propaganda and the Ethics of Persuasion – Second Edition
The CPD Blog is intended to stimulate dialog among scholars and practitioners from around the world in the public diplomacy sphere. The opinions represented here are the authors' own and do not necessarily reflect CPD's views. For blogger guidelines, click here. The greatest lure of propaganda, for those using it to achieve total victory in the so-called war on terror, is that on surface it may appear to pose no intellectual problems about what it is and what it does. Drop leaflets on enemy territory; place pro-U.
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Broadview's ebooks run on the industry-standard Adobe Digital Editions platform. Learn more about ebooks here. This book develops a sophisticated account of propaganda and its intriguing history. The core of the book examines the ethical implications of various forms of persuasion, not only hate propaganda but also insidious elements of more generally acceptable communication such as advertising, public relations, and government information, setting these in the context of freedom of expression. This new edition is updated throughout, and includes additional revelations about a key atrocity story of World War I. Its substance, exceptional clarity and unsettling relevance show a master teacher at work. Christians, University of Illinois.
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Propaganda and the Ethics of Persuasion - Second Edition - Broadview Press
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The epistemic rationale of the paradigm was its ability to explain the phenomenon of modern mass persuasion.


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The median home value in Ladera Ranch, CA is $807,500.
This is
higher than
the county median home value of $720,000.
The national median home value is $231,815.
The average price of homes sold in Ladera Ranch, CA is $807,500.
Approximately 71% of Ladera Ranch homes are owned,
compared to 26% rented, while
4% are vacant.
Ladera Ranch real estate listings include condos, townhomes, and single family homes for sale.
Commercial properties are also available.
If you like to see a property, contact Ladera Ranch real estate agent to arrange a tour today!
Learn more about Ladera Ranch.
Catering to an array of lifestyles, this luxurious single-level condominium in Ladera Ranch is remarkably upgraded and ready for move-in. Nestled behind the guarded entrance gates of Covenant Hills in the Castellina collection, the three-bedroom, two-bath residence lives like a detached home, complete with a spacious backyard that includes a loggia, built-in BBQ island, fire pit, fountain and citrus trees. Distinctive architecture complements the exterior, and the interior, which is comfortably sized at approximately 2,149 square feet, is richly detailed with high ceilings, custom paint, wood and tile flooring, crown molding and plantation shutters. An open-concept design erases boundaries between a living room with traditional fireplace and built-in entertainment center, a dining area, and a chef-worthy kitchen with built-in stainless-steel refrigerator, a built-in wine cooler, six-burner cooktop, quartzite countertops, an island, and white cabinets with glass uppers. One secondary bedroom is currently used as an office with custom built-ins. Refresh and unwind in a peaceful master suite that opens to the backyard through dual sets of French doors and features a walk-in closet, custom millwork, a soaking tub and separate shower. A new hot water circulating pump serves the home, and an attached 2-car garage offers built-in storage. Homeowners at Castellina enjoy access to Covenant Hills' upscale amenities, including a clubhouse, tennis courts, a pool, spa and parks.
There's never been a better time to live and work from home! This very sought after Front Street home offers just that with a BEAUTIFUL separate front office space, reception area and bathroom for private or commercial usage. With the opportunity for immediate rental income with option to commercially lease front office, the possibilities are endless! With a total of 3,379 square feet, 4 bedrooms, 2 full and 2 half baths, covered columned front porch, fenced and private outdoor patio, 2 entrances and 2 car garage, this is a DREAM HOME with all the modern amenities. The open and inviting floor plan and pristine features include new waterproof vinyl wood-like flooring, stone fireplace, recessed lighting, custom built-ins, crown molding, updated appliances, ultra durable composite countertop kitchen island and custom tiling. Newly re-carpeted stairs lead to the upper floor and the ultra luxurious and spacious master suite and ensuite dual sink master bathroom with spa tub and shower, 3 spacious additional bedrooms, shared bathroom and laundry room. Enjoy the convenience of living in the heart of Ladera Ranch with the proximity to pools, volleyball court, water park, clubhouse, BBQ areas, hiking and biking trails all while being tucked into a quaint yet sophisticated neighborhood.
A one of a kind lot, limited & substantial, w/ ultimate privacy & seclusion awaits! Settled on an extra spacious homesite, this Farmhouse-inspired residence unites luxury & privacy at Tamarind in Ladera Ranch. Fresh plantings, mature landscaping & stone hardscaping create outstanding curb appeal, where an old-fashioned wrap around porch is an ideal place for relaxing & socializing w/ friends & neighbors. Out back, a pool & spa w/ waterfall are complemented by a large covered patio, built-in BBQ & a covered entertainment pavilion w/ fireplace. Impressive attention to detail continues inside, where 4 bedrooms & 3.5 baths, including one suite bedroom on the main level, are featured in approximately 3,604 square feet. Two bedrooms open to a Juliet balcony, & the master suite offers multiple decks, walk-in closet, & separate vanities. Built-in shelving enhances the formal living room & the formal dining room opens to a private courtyard, while the family room is warmed by a fireplace. Opening directly to the family room, an upgraded gourmet kitchen boasts new quartz countertops & tile backsplash, an island w/ bar seating, top-tier stainless steel appliances, a casual dining nook, elegant cabinetry w/ glass uppers, & a butler's pantry. For added versatility, a bonus room with built-ins is located on the second floor. Custom upgrades include crown molding, wainscoting, designer paint, stone tile on the first level, wood flooring upstairs, and custom window shades.
Light, bright and move in ready, this charming former builders model is perfectly located in the Tuscan inspired neighborhood of Sansovino in Ladera Ranch. Freshly painted ,this 1 bedroom plus loft has custom built-ins and extras throughout, including PEX piping installed in 2018.The kitchen features warm maple cabinets, white tile countertops a tumbled travertine backsplash and under cabinet lighting.The dining area opens to a pretty balcony, ideal for that morning coffee and a good book. Enjoy the living room with the built in gas fireplace and filled with natural sunlight. Note the added qualities of two tone hardwood flooring downstairs ,crown moulding and wainscoting everywhere.The upstairs area features white carpeting, the master bedroom and bath with walk-in closet and a spacious loft area with custom built ins , perfect for a home office or even a nursery.The laundry closet holds a full size stackable washer & dryer.Parking for two cars; private garage below and assigned parking space just steps away. This is an end unit with no-one above or below you.HOA amenities include high speed internet, pools, water park , skate park, club houses, tennis courts, award winning schools with public library, dog park, walking and hiking trails. Shops, restaurants and other conveniences within walking distance. Come and experience an exceptional lifestyle.
Located in the exclusive gated community of Covenant Hills, come see this beautiful executive home that offers great upgrades and additions that are sure to please the new buyer. Be sure to watch the Property Video here. Just to start, a $40,000 solar system as well as installing LED Lights throughout the entire house offers one the opportunity to reduce your electricity bill by thousands annually. For added improvements, see attached supplement for a list of the improvements made to the home. The home offers a 3 car tandem garage with epoxy coating, 5 en-suite bedrooms plus private casita and 5-1/2 baths with a great selection of interior finishes throughout the home. For entertaining, the large impressive kitchen sits next to the open family room and offers a reimagined kitchen island with seating and new new Quartzite counters, high-quality stainless-steel appliances including built-in refrigerator and 6 burner gas stove. Look forward to enjoying the endless amount of space along with the home located on a quiet cul-de-sac street. In addition you will enjoy the award- winning schools, the Covenant Hills Clubhouse with pool, spa & tennis as well as plenty of parks, clubhouses, water park, skate park, sports park, trails & numerous community events throughout the year. Come see in person to appreciate this gorgeous home!
Virtual tour @ https://kuula.co/post/7FZXq/collection/7lZj9 AN ABSOLUTE MUST SEE! Charming 3 bedroom, 2.5 bath home in the Trails Neighborhood of Ladera Ranch. An exceptional use of space in this floor plan with above average size backyard and side yard for this tract! A highly desirable craftsman-style home that is well-appointed for a family, young professional, couple or anyone looking for a home that is clean, tasteful and functional. Take advantage of this beautifully manicured neighborhood that is laid back, quiet but also very neighborly, engaging, and kid oriented in addition to all the other impressive amenities Ladera Ranch has to offer. This home's stylings are current and upgraded throughout but also ready for the next person to make this house their own HOME!
Incredible location! This highly upgraded 3 Bedroom + HUGE bonus room, 2,134 sq. ft. home is situated on a premiere lot located RIGHT ON THE GREENBELT and directly faces Terramor's Central Paseo. The gorgeous kitchen was remodeled with top-of-the-line Carrara marble countertops & stainless steel appliances, white subway tile backsplash and a walk-in pantry. Features include gorgeous hand scraped hardwood floors, 6" baseboards, crown molding, designer built-in's and French Doors leading to a tranquil patio, gorgeous gray designer paint, recessed lighting, a tankless water heater, epoxy garage floors and lots of garage storage plus the outside the home was just painted. Upstairs are all 3 spacious bedrooms including the master suite with a large walk-in closet. The bathroom has dual vanity sinks & a separated shower & soaking tub. The full size laundry room is also on the 2nd floor, washer/dryer included. Upstairs from the bedrooms is the HUGE bonus room which you can use as a 4th bedroom, playroom, game room, exercise room, you name it you have the space for it! Right outside the front door enjoy the best of Ladera Ranch's amenities. Just a quick walk & you can be at Oso Grande Elementary School, the water park, skate park, 3 different pools including Covenant Hills Clubhouse, garden, tennis, basketball courts, several playgrounds, plus miles of walking, biking & hiking trails plus free high speed internet through COX. The home has an attached 2 car garage with direct access.
Feast your eyes on a one-of-a-kind custom Tuscan villa plucked right out of the Italian countryside and into the exclusive, guard-gated community of Covenant Hills. This Oatman Architects/David-Michael Designs estate boasts an intricate stone entryway adorned with mature olive trees, offering a breathtaking presence from its advantageous corner lot. The nearly 6000 SF floor plan features custom hand-distressed walnut floors and travertine throughout, old-stone engineered casings adorning the various entryways, and custom designed wooden ceiling beams. The office/wet bar in addition to the great room feature custom-stained alder wood wainscoting and built-in shelving, a further testament to the quality materials this home boasts. The exquisite dining room with a built-in wine cellar leads through an expansive butler's pantry into the kitchen, which features high quality granite countertops and multiple high end Subzero-Wolf appliances as well as two ovens, two dishwashers, and a warming drawer. Exiting through multiple french doors, a stunning in-ground pool and spa awaits, featuring multiple waterfalls and an adjacent fire pit. Wrought-iron railings lead you upstairs where you'll pass a large laundry and four large bedrooms each with their own en-suite bathroom. The end of the hallway boasts the impressive master bedroom and bath complete with hillside views, custom alder wood built-ins, built in mini-fridge, walk-in closet, and one of three fire places. Welcome home.
From the top of the coveted Covenant Hills community sits a nearly 17,500 square foot lot with beautiful views stretching to the Saddleback Mountains. This custom estate combines the best of privacy, large-scale living, matchless amenities, and lavish outdoor spaces to create the ultimate luxurious setting. This home has been largely updated recently and features European white oak floors, French doors, high ceilings, spiral staircase, and much more. The interior includes a great room with beamed ceilings, formal dining room, grand gourmet kitchen fit with an oversized island, butler's pantry and updated stainless steel appliances, formal living room, 6 bathrooms, 4 spacious bedrooms including an extravagant master suite with spa like bath, spacious dual closets, retreat and two balconies with incredible views. A 5th bedroom is in a detached casita, perfect for guests. The outdoor area is one of the largest lots in all Ladera Ranch and offers the perfect venue for any occasion. Multiple patio areas, a beautiful pool, spa, covered outdoor kitchen, and Panoramic views of the hills and mountains. This premier property offers a truly idyllic lifestyle in Ladera Ranch's gated community.
Video Tour https://bit.ly/30uD8iH 3D Virtual Tour: https://bit.ly/3ihsaDl
Order the moving truck, because once you view this Ladera Ranch beauty you are going to want to call it home! As you enter you will gaze upon gorgeous flooring that covers an open floor plan with large windows that bathe the interior in natural light. The kitchen and family room flow seamlessly together for ease of daily living. The kitchen features beautiful tile counters, stainless steel appliances, decorative tile backsplash, crisp, white maple shaker cabinets and an eat-at breakfast counter. The formal dining room flows into the living room creating the perfect space to entertain. Don't miss the gas fireplace with decorative tile surround and wood mantel. Upstairs features all of the bedrooms and a laundry room. The spacious master bedroom provides room for rest, relaxation and a work station. Enter the en suite where you will find a double vanity with dual sinks, a garden tub, step-in shower and a walk-in closet. Drink in the idyllic Southern California weather on the patio where you can create the perfect outdoor living or dining area. One block from Lovely and Schools. Miles of hiking and biking trails, shopping and dining venues are blocks away. Quick freeway access will make commuting a breeze. To see it is to love it!
Prepare to be swept away by this stunning villa with breathtaking views of the surrounding hills and gorgeous sunsets. This professionally designed high-end home sits in the private guard-gated community of Covenant Hills in Ladera Ranch with a prime location at the end of a secluded hilltop cul-de-sac that enjoys coastal breezes.Meticulously updated with designer finishes throughout, this beautiful home boasts an incredible floor plan that is a rare find! The property includes 4 bedrooms, 3.5 baths & an open loft spread across over 3200 sq ft of living space.The home is enhanced with wide plank European oak flooring & dramatic white lacquered woodwork. Rustic accent walls of old world-style brick perfectly balance the design elements throughout. The updated great room kitchen includes a new Sub Zero, Wolf range & convection/steam oven, an ASKO dishwasher, farmhouse sink & polished quartz countertops with a huge island. The main floor master suite includes striking built-ins, a cozy window seat, spacious walk-in closet along with elegant woodwork, sparkling quartz countertops & a freestanding tub in the adjoining bath. Multiple sets of double French doors provide access to the newly finished backyard & intimate courtyard which includes quality hardscape, a gas firepit, drip irrigation, outdoor speakers & heaters. This very special residence boasts many more recent improvements found only in the finest homes. You won't want to miss the opportunity to own this exquisite home!
Welcome to this stunning, highly sought after detached Gables residence located within the prestigious community of Ladera Ranch. This beautifully remodeled 3 bedroom/2.5 bath home shows true pride of ownership. Entertaining rooms are interconnected around a fabulous remodeled chef's kitchen which features GE Cafe stainless steel appliances, grey kitchen cabinets, subway tile backsplash, custom hood, farmhouse sink and Quartz countertops. Living room is nicely outfitted with a cozy upgraded fireplace that looks onto the dining room. Additional upgrades include tile flooring, crown molding, fully re-piped, new exterior paint, and 240 volt charger for an electric vehicle. HOA amenities includes high speed internet, 24 hour security, clubhouses, community gardens, parks, sports courts, aquatic park/splash pads, and miles of trails. Within minutes to The Shops at Mission Viejo, family friendly dining/entertainment along with award winning schools. PLEASE SEE 360 VIRTUAL TOUR AND HIGHLIGHT VIDEO IN SUPPLEMENTS.
OWNER FINANCING!!! OWNER FINANCING!!! OWNER FINANCING!!! Located in the heart of Ladera Ranch, this 3,500 square foot home offers amazing, highly upgraded construction with 4 Bedrooms and 3 1/2 Bathrooms. This home includes a street side commercial studio/office space, it's perfect for your home based business. Spacious rooms and a master bedroom suite with ample closet space. A large granite island with SS appliances makes it perfect for entertaining or just relaxing with the family. New tankless water heater. Stunning décor includes granite, hardwood floors and tile. Courtyard includes built-in BBQ island and fireplace with stacked stone. Oversized 3 car garage with a vehicle lift to allow for 4th vehicle parking. This unique mixed use commercial/residential designation allows you to live and work from home with signage for you business facing the street. This is a great way to set up a retail front for your business while getting a fantastic home in the process. Gracing 4,000 acres of South Orange County's scenic and inviting hills, Ladera Ranch is one of the nation's most celebrated master planned communities. Since 1999, this lifestyle has become renowned, offering people a sense of connection to the land, to the spirit of community, and to one another. 1/4 percent enhancement fee. Standard Sale. Owner financing.
Set amidst stylish homes on a greenbelt with rare privacy and panoramic tree-lined views, this striking three-bedroom residence with a bonus room reveals pride of ownership surpassing every home in this price range. The inviting entry welcomes guests into a dynamic interior ready for modern life. Chic light-filled allure and lush scenic vistas define this beautifully appointed home. Amenities include wide-plank wood flooring, ambient recessed lighting, plantation shutters, elegant window coverings, contemporary open concept living and fabulous chef's space with quartz counters, swanky backsplash, center island, stainless appliances, and customized modern white cabinetry. Dine inside or go alfresco. A separate staircase leads to a private den/office/ or one-room schoolhouse that allows versatility and comfortable space for everyone. The main staircase leads to three bedrooms peacefully set away from the living areas, two of which enjoy a family bath, while the luxurious master suite offers a spa-like experience and large walk-in closet. A convenient second-floor laundry room completes this floor. A spacious porte-cochere drive provides additional guest parking and an area for loading and unloading. This vibrant community offers the best of everything with tennis courts, pools and spas, trails, water parks, walking trails, clubhouses, playgrounds, open green space, and award-winning schools. Hurry…this model-like home is a rare opportunity.
New homes at Reverie at Esencia in RMV. Model Home! Bifold doors lead to covered loggia patio with gourmet grilling area with vented hood, refrigerator and sink. The home has been upgraded throughout with designer paint, upgraded tile in all bathrooms, upgraded decorative kitchen backsplash, recessed lights throughout home. Upgraded wood style flooring and upgraded carpet. Home is 4 bedroom with one bedroom on main living area. Home also includes washer, dryer and refrigerator
Highly upgraded home in the prestigious 55+ neighborhood of Cortesa in Rancho Mission Viejo. From the front door, the stunning herringbone laid wood look tile floor hints at the level of upgrades beyond. Luxurious gray glazed cabinetry throughout with soft close drawers and cabinet hinges, calcutta style quartz island, hidden counter outlets, marble linear stone tile backsplash, stainless steel basin sink, chef's quality stainless steel appliances and oversized walk-in pantry. This Plan 2 masterfully designed floorplan flows from the entry to the den/office, guest suite with private interior bath, and separate powder bath into the spacious living area and kitchen and private master suite with tranquil views to the backyard. The Master Suite is an owners dream with custom built-in closet organizers and secondary door in the closet leading into the spacious laundry room, zero threshold shower with beautiful marble look tile, gray glazed cabinetry with built-in vanity. Custom built-in entertainment center in family room with down lighting and room for 85" tv, Hunter Douglas woven shades, plantation shutters and ceiling fans in every room. Incredibly private lot fronting pocket park and only one immediate neighbor with backyard with outdoor room, mature succulents and huge turf lawn. Oversized garage with overhead racks and epoxy floors. Amazing RMV resort amenities plus exclusive 55+ amenities. https://my.matterport.com/show/?m=JymybPTFtLH&mls=1
This Luxury Custom Modern Farmhouse Estate is located in the exclusive guard-gated community of Covenant Hills. Thoroughly updated in 2016 with french oak wood flooring, custom chef's kitchen with WOLF appliances and a breakfast nook with built in seating. All the bathrooms were updated with custom tile and cabinets. The home also has an outdoor covered entertainment area with ceiling fans, 2 fireplaces, BBQ, Spa and is wired for tv. Double washer and dryers with a bonus nook next to the laundry room, perfect for an office or home storage. Home is situated on a quiet street with private backyard, beautifully landscaped with lots of trees for shade. Covenant Hills amenities include a clubhouse, tennis courts, parks, trails, water and skate parks- this is a must see home!
Nestled into the exclusive guard-gated community of Covenant Hills with over 5300sqft of stunning living space on a private lot - this sophisticated home is a MUST-SEE! Rich travertine welcomes you from the front door and past an office, livingroom, and side courtyard featuring a custom water feature, and into the great room. The gourmet kitchen features granite countertops, center island perfect for entertaining, walk-in pantry, Viking appliances, and a butler's pantry that leads into a formal diningroom. Completing the first floor is a bedroom with ensuite bathroom and large storage room with laundry, and built-in SubZero refrigerator and freezer. Real hardwood floors take you up the sweeping staircase to the Master Suite, media room, and 3 more bedrooms with ensuite bathrooms. The Master Suite features a sitting area, inviting patio, and bathroom with soaking tub, walk-in shower, and 2 enormous walk-in closets. Crown molding, plentiful recessed lighting and custom built-ins throughout the home, along with thoughtful exterior water & fire features leave little to be desired! Step into this serene backyard to really experience true California living! The salt water, pebble tech pool has a cascading waterfall, separate jacuzzi, and thoughtful lighting to enjoy in the evening while sitting at the fireplace or separate fire pit. The covered outdoor kitchen is perfect for entertaining with a new gas grill and wine frig, and counter space for 8+ people.
Welcome to your family's new dream home! Charming Surrey Farm Home in one of the BEST locations in the neighborhood! Situated up against a tree lined slope, this home offers beautiful views from each room. No neighbor in front, behind or on one side. Largest floor plan in the tract with 3 bedrooms and a spacious loft. Large kitchen with granite counters, new dishwasher, wood flooring downstairs. Lots of upgrades and Brand new carpet upstairs. French doors lead to your own quiet and serene outdoor large patio area, great for entertaining. Master Bedroom featuring balcony with view of the hills, dual closets. Master Bath has dual vanities, with separate tub and shower. This home includes a full driveway which is a bonus in Ladera Ranch.
Enjoy the modern good life in a secluded corner of OC! Out of this entire complex, there are only 4 units along the hillside as an end unit, this is one of them! This home shares only one common wall- PRIVACY! LED lighting, custom paint, custom shades, high-quality carpet, are just a few of the finishing touches throughout the home. Find ceiling racks, a monkey bar system, and the epoxy floor in the garage. On the mid-level, find 22' ceilings, a spectacular kitchen w/quartz counters, subway tile back-splash, stainless steel appliances, balcony off kitchen perfect for grilling, deck off living room, laminate floors, and an evolve room that can be an office or den. The top-level master suite includes designer wallpaper, ceiling fan, custom back-splash in the bath and a large walk-in closet! The Resort style community is spectacular with pools, gym, clubhouse, cocktail bar, Fitness Center w/Movement Studio, gym & locker room, cash bar that opens on weekends during summer, covered BBQ space, Ping pong & Bocce ball, resort-style pool with a separate wading pool for the kids. Hiking trail open on selected days/hours. Private permitted parking for residents with a guest call-in system. The Lyons Villas have a lower tax base than Esencia (community on other side of hill). If you're looking for the good life, this is your chance!
Walk to Founders Park, Avendale Clubhouse and Ladera School's in minutes. Enjoy 3 full bedroom's, 2.5 baths, a versatile office suite, 2 car attached garage, laundry room and nearly 2000 sqft of living space here at 85 Sklar. The functional floorplan features a large kitchen w/ granite finishes, formal Dining and Living Rooms ( could be a nice playroom for the kids,) and an open Family room. Lots of windows for natural light and a roomy yard finished with flagstone hardscape grace this amazing home. Hurry on this one!
Amazing opportunity for Ladera Ranch living! This property is not only charming and spacious but also boasts being a part of South Orange County's most picturesque communities. As you walk through the white picket fence you will notice a sizeable and beautifully landscaped front patio leading directly into the home. Upgrades include brand new interior & exterior paint, upgraded carpet upstairs, bath lighting fixtures, custom built-ins upstairs, a Simpli-Safe security system and Sunny Boy Solar Panels. This lot also includes a side yard perfect for barbequing or turning into your own outdoor space. Within the community you will find multiple clubhouses, gardens, parks, pools, spas, tennis courts, trails, and even a water park! Welcome home!
This Stunning 4 Bedroom, 3 Bathroom, 2639 sqft Home Located in Sendero Village in the Community of Rancho Mission Viejo Will Absolutely Amaze You! Centrally Located Between Two Parks & Walking Distance to the Community Pool, Clubhouse and Gym. True Luxury Resort Living. The Patio in the Lush Landscaped Front Yard is Great for a Sip Morning Coffee or an Evening with a Glass of Wine. A Spacious Entertainer's Kitchen is Appointed with a 10-foot Island & Seating for 5, Stainless Steel Appliances, Built-in Refrigerator, Double Ovens, Stylish Pendant Lighting & Granite Counters. The Large Great Room is the Perfect Place to Enjoy a Quiet Evening in Front of the Fireplace or Host a Gathering with Friends or Family. Bedroom 4, Located Just off the Great Room, is the Perfect Spot for a Home Office, Gym, or Play Room. The Backyard Features Views of the Hills, Covered Patio & Built-In Barbeque. The Intimate Courtyard is a Great Place to Read a Book or Enjoy Some Quiet Time. Two Bedrooms Featuring Custom Built in Closet Organizers with Drawers are Joined by a Jack and Jill Bathroom. The Exquisite Master Bedroom Features a Beautiful Shiplap Wall and Coffered Ceiling, Balcony, Privacy, Peace and Serenity. The Master Bedroom Features a Beautiful Ensuite Bathroom with Large Soaking Tub & Second Large Walk in Closet. The Garage is Upgraded with Epoxy Floors, Built-in Cabinets and Overhead Storage Racks. This is Truly an Opportunity Not to be Missed!
Welcome to 11 Capricorn in the Stunning Community of Tether Moon in Ladera Ranch, California. This Gorgeous Home sits on one of the best streets in Ladera Ranch! This is such a Wonderful Property, complete with 4 Large Bedrooms and 3 Baths. Located just down the street from both Ladera Ranch Elementary and Ladera Ranch Middle School. Extensive Floorplan that's inclusive of a Large Formal Living Room and Formal Dining Room. The Family Room features a Large Fireplace w/ Hearth and opens to the Gourmet Kitchen & Sunny Breakfast Nook. You'll find the Kitchen is complimented with an Oversized Island that accommodates seating for 4. There are high ceilings and numerous windows throughout the living space that offer an abundance of light and a true sense of serenity. The large backyard is perfect for entertaining with a Lovely Covered Patio Area, Built-in BBQ & Mini Fridge, Gorgeous Landscaping, and Ample Side Yards. Additional upgrades include Beautiful Wood and Tile Flooring, Stainless Appliances and Tall Baseboards. Upstairs you will find a Large Laundry Room with Storage Cabinets, Folding Counter and Deep Sink. Additionally there are 3 Secondary Bedrooms and a Lovely Private Maser Bedroom Suite. The Master Bathroom is extremely inviting and has a Relaxing Step-in Tub, Oversized Walk-In Shower and Separate Toilet. In the Master Closet there are plenty of Built-in Shelves and lots of Storage. The Garage also has Ample Space and an Abundance of Overhead Storage.
Nestled among the rolling hillsides of Rancho Mission Viejo awaits this thoughtfully designed, newly constructed 3 bedroom residence. Not only will you find yourself waking up to panoramic mountain views but find yourself within close proximity to all the major amenities offered by this master planned community. The residence is considerably situated in the best location of this neighborhood in a cul-de-sac with open green space and additional parking for your guests. Having been meticulously maintained since completed in 2017, this residence comes highly upgraded allowing for that turnkey, low maintenance lifestyle. A two story foyer welcomes you inside as you enter the main living area. The downstairs features an open concept floor plan with vinyl flooring throughout, white shaker cabinets, quartz countertops with marble backsplash, extended counter and cabinets in the dinning area (a builder option), butlers pantry and stainless steel appliances. The upstairs hosts all three bedrooms including the large laundry room with utility sink. The master suite, located at the back of the house, features mountain views, his and hers closets, and a master ensuite bathroom with dual vanities, walk in shower and separate soaking tub. Completing the home is the attached two car garage with tankless water heater and a soft-water filtration system. Walk to pools, parks, the hilltop with fire pit, bocce ball, gym, arcade, sports park, dog park, and the Esencia elementary and middle school.


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Prime 1 Studio is excited to present the Superman Black Version Statue!
This is the Black Suit Version of Superman, without his iconic Red and Blue costume. There are three alternate heads to choose from to display: Long hair, Long Hair with beard and Short hair with beard.
This 1:3 Scale Superman Black Version statue measures almost 42 inches tall with a rotation mechanism on the pillar of the base which can be displayed in any direction.
Don't miss out to add the Superman Black Suit Version Statue to your DC collection!
- Statue Size approximately 42 inches tall [H:105.8cm W:72cm D:38.6cm]
- One (1) designed theme base
- Three (3) Alternate Portraits (Long hair, Long hair with beard, Short hair with beard)
- Base Pillar rotation mechanism*
*360 Degree rotation for display


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Mumbai, March 29: Amid coronavirus lockdown, fake messages have started going viral on social media. In the latest such case, a fake audio clip attributing to Mumbai Police Commissioner Param Bir Singh is doing rounds on social media and messenger app WhatsApp. However, the Mumbai police on Sunday issued a statement asking people not to believe the message. Coronavirus Death Toll in India Rises to 29 as 45-Year-Old Man, Who Tested Positive For COVID-19, Dies in Buldhana; Eighth Casualty in Maharashtra.
Also Read | Defence Minister Rajnath Singh Reviews Arrangements to Ensure Supply of Essential commodities During COVID-19 Lockdown : Coronavirus Outbreak Live News Updates on March 29, 2020
In the audio message, the man is asking people to stay at home during the lockdown by saying that he had received information from China, Italy and the World Health Organisation (WHO) about coronavirus. The man claimed that from March 27 onwards, there would be a drastic rise in the number of coronavirus cases. He said that people should learn from Italy's mistake and should not go out. The audio clip is being shared widely on WhatsApp as they believed that the voice in the audio clip was that of the Mumbai Police Commissioner.
Mumbai police on Sunday clarified that the message was fake. The police said that the voice in the audio clip was not of Param Bir Singh. Mumbai police tweeted, "It has come to our notice that yet another audio message is being circulated, claiming to be from @CPMumbaiPolice It's similar to the one shared yesterday. However, just like the previous one, this too is not from CP Mr Param Bir Singh. Request you to not share it any further." Fact Check: Essential Shops in Mumbai to Follow Timings Amid COVID-19 Curfew? Police Commissioner Calls WhatsApp Message Fake.
Also Read | Suspected COVID-19 Patient From Faridabad Dies at Hospital in Gurugram; Samples Sent For Confirmation, Results Awaited
Tweet by Mumbai Police:
It has come to our notice that yet another audio message is being circulated, claiming to be from @CPMumbaiPolice
It's similar to the one shared yesterday. However, just like the previous one, this too is not from CP Mr Param Bir Singh. Request you to not share it any further. pic.twitter.com/Gyy6ee0b1e
— Mumbai Police (@MumbaiPolice) March 29, 2020
Recently, a fake audio clip claiming that Nagpur has tested 59 positive coronavirus cases also went viral. However, the Press Information Bureau (PIB) clarified that the audio clip, which was being circulated on social media, was fake.
In India, the coronavirus cases reached 979 on Sunday. Twenty-eight people also lost their lives. The maximum number of cases were reported in Maharashtra. Seven people also lost their lives in the state. Out of the total, 87 patients also recovered from the deadly virus.


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Girl Scouts of the USA is working to equip the next generation of women with the tools they need to become strong leaders, through new civic engagement badges designed to help girls make a difference in their community.
Author: Katie Fleischer
Rest in Power: Nadine Taub, Unsung Architect of Sexual Harassment Law
On June 16, pioneering feminist attorney Nadine Taub passed away at the age of 77. Taub played a pivotal—though largely unrecognized— role in the development of sexual harassment law in the United States.
New Study Spells Disaster for Working Moms
A new study found that mothers in heterosexual relationships have been forced to scale back their working hours four to five times more than fathers have—by about two hours per week.
What's at Stake for LGBTQ Americans in 2020
There is still much work to be done to ensure that LGBTQ Americans can live safe, happy lives and receive equal protection in all areas of life. As the 2020 election draws nearer, now is the time to pay attention to the precarious position that our rights are in. Here's what's at stake for the LGBTQ community in 2020.
Feminists React to "Devastating" Ruling Prioritizing Employers' Religious Beliefs Over Women's Rights
In a 7-2 decision issued on Wednesday, the Supreme Court upheld Trump administration rules allowing employers to opt out of providing birth control if they have religious objections. Feminists are reeling from the devastating ruling that prioritizes employers' religious beliefs over women's rights to bodily autonomy and full control over their reproductive lives.
Queer Family, Love and Community in "Queen of the Capital"
"Queen of the Capital," a new documentary from director Josh Davidsburg, reveals a colorful queer community in the heart of the nation's capital. The documentary follows drag queen Muffy Blake Stephyns on her quest to be crowned Empress of the Imperial Court of Washington, D.C.
Pride Was a Riot: Eight Defining Moments in Pride Month History
From Stonewall to the Supreme Court, Pride month has long been a time for celebration, activism, and progress in the LGBTQ community. Here are eight monumental events in LGBTQ history that took place during Pride month and brought us to where we are now.
Six LGBTQ Activists Who Prove We Can All Make a Difference
As Pride Month begins amidst nationwide Black Lives Matter protests, it's easy to feel as if nothing we do will result in systemic change. But these LGBTQ activists prove that local activism can create lasting change.
We Heart: DC Mayor Bowser Has BLM Painted in Front of White House
Friday morning, D.C.'s Mayor Muriel Bowser had "Black Lives Matter" painted on 16th Street—which leads directly to the White House.
Equal Pay for Moms During COVID-19
June 4, 2020 is Moms' Equal Pay Day, marking the amount of additional days that moms have to work to earn the same amount of money as the average U.S. dad earned last year.


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The only differences in design we can spot is the addition of a shortcut key crammed in under the screen to launch iTunes, and the case is pearly white instead of black. The Bad Only stores 50 songs using iTunes. Instead of iTunes , the phone came bundled with RealPlayer , supporting a larger variety of formats. But Motorola could have made a really huge impact with its first-time association with arguably the highest profile consumer brand of the last couple of years. March Learn how and when to remove this template message. The biggest letdown is the firmware-based restriction on the number of songs users are able to transfer from iTunes to the ROKR: Other E1 features include a VGA camera, tri-band connectivity, video player, stereo speakers, lights that flash in time with ringtones and support for microSD TransFlash memory — a MB card came bundled with our review handset but this might vary with different operators.
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Motorola includes personalisation options including wallpaper, a range of polyphonic ringtones, screensavers and themes.
The phone is part of Motorola's line of phones running Linux, this one using a modified 2. There's a set of stereo loudspeakers on the sides which are admittedly better than most others we've heard, and they're fine for giving a friend a blast of your latest fave track, or perhaps more to motprola point, for showing off your latest ringtone.
The mobile world might finally get exciting again in Considering its lengthy gestation and the amount of speculation that has been circulating about it, it is surprising that Motorola hasn't made sure its first iTunes phone reflects its recent mobile design excellence. Battery life is rated by the manufacturer at minutes for talk and hours for standby.
There's a VGA quality stills and video camera just as most phones now appear to be moving into megapixel territorya WAP browser, a single Java game 2D trench-fighting moles called Crazy, since you askcalendar, caller ID, email, MMS, address book, alarms and Bluetooth incidentally, this won't work in stereo, and you can't use it to transfer tunes, it's just for Bluetooth phone headsets.
The EMg was released in January The Z6originally known as the Rizr Z6, was released on July 7, The motorolw letdown is the firmware-based restriction on the number of songs users are able to transfer from iTunes to the ROKR: Our Verdict In the end, it doesn't quite live up to the considerable motoroka, but future iTunes phones could be worth waiting for. ee1
In a very un-Jobsian fokr, he decided the easiest way to undercut potential rivals was to team with another company to get an Apple-sanctioned phone into the marketplace first. Presumably this feature is designed to stop the ROKR phone competing on yet another level with standard iPods.
Today in Apple history: Steve Jobs unveils Rokr E1, the first iTunes phone | Cult of Mac
It will sync with Microsoft Outlook, but not with Web or Mac based calendars. But lest we forget, the ROKR isn't just a music player. From Wikipedia, the free encyclopedia.
Google's larger Pixel XL whips up an ace Android experience. Additionally, the phone features a 3. Other E1 features include a VGA camera, tri-band connectivity, video player, stereo speakers, lights that flash in time with ringtones and support for microSD TransFlash memory — a MB card came bundled with our review handset but this might vary with different operators.
At first glance, it's easy to see where the indifference comes from – make no mistake, the ROKR may be marketed as a music phone, motorols it's very much a phone that includes Apple's iTunes software, rather than an iTunes device with dokr capabilities.
Transferring tracks is slow, especially if you're accustomed to the relative speed of the iPod.
Motorola Rokr
The Rokr E1 is a re-badged Motorola E candybar motoropa phone it was originally called the E with Apple-licensed technology to play back iTunes Music Store purchased music. Rokr E1 iTunes phone can only store max. We generally got between four to five days of average use out of the phone, but this was using the music function rarely. Jotorola if you're keen on short 'n' snappy pop, or a fan of hip-hop albums, frequently padded out with 'skits' lasting a minute or less, you're going to fill up your quota all too quickly.
Supports microSD TransFlash memory cards: The Bad Only stores 50 songs using iTunes. It's an okay phone, and not a bad music player. March Learn how and when to remove this template message. The 'quicker' bit however is somewhat relative. The Z6 supports the following video formats: How to cancel iOS app subscriptions. After all the virtual drum-rolling beforehand, with internet speculation and mock-ups of what it might look like, the eventual unveiling of the 'iTunes phone' turned out to be less of a sensation than some had expected.
Cellular was the first carrier to release the Rokr Z6m on October 14, alongside their Napster-to-Go service's launch. The Bottom Motorrola An older model handset that Motorola has tried to resuscitate by building in e for iTunes — but in our eyes, there is no real rookr for this incarnation.
This section does not cite any sources. The E6 was released in China on November 14,and subsequently worldwide on December 4,


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The reason that Rolex allows so few people into the Bienne location is because they have created a truly unique manufacturing system, for which they have built machines that create unique components exclusive to Rolex. Even as we endure the actual shock kick off with the Audemars Piguet Regal Maple Concept Laptimer Eileen Schumacher, in-house Historian Erina Friedman described the particular famous importance from the era by simply retracing the brand's first deadbeat just a few seconds in the most recent report: Every single second number. Breitling Super Avenger Replica Watches Very same will unquestionably go for theUlyChoc, nonetheless used only inside the FreakLab for the moment, nevertheless that is applied afterwards, in common wrist watches. Even so, it can be mostly sincethe birth associated with Rr as an official companion that this addition features obtained a more critical position.
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In North Carolina, the governor vetoed efforts by lawmakers to reopen skating rinks, bowling alleys and amusement parks. In Alaska, new office clusters are rising, social distancing is on the decline and call tracers are overwhelmed. And in Kansas, state and native leaders are squabbling over whether or not masks are required.
"Early on, individuals who examined optimistic normally had a brief listing of shut contacts," Dr. Joe McLaughlin, Alaska's state epidemiologist, stated in an announcement. "Now, as persons are mixing extra with others, it's not unusual for somebody who assessments optimistic to have had dozens of shut contacts, typically too many to call and name."
The struggles in these three states, all of which set single-day case data on Friday, exemplify the challenges officers throughout the nation face as instances surge. In contrast to the primary spike in March and April, when most locations had been on lockdown, case numbers at the moment are exploding after many People have returned to their routines and grown annoyed with restrictions.
In Kansas, the place greater than 780 instances had been introduced on Friday, residents have heard blended messages from their leaders. This week, Gov. Laura Kelly, a Democrat, ordered residents to put on masks in public. Commissioners in Sedgwick County, which incorporates Wichita, then voted to make Ms. Kelly's masks mandate a advice, not a requirement. However on Friday, the Wichita Metropolis Council convened in a particular assembly and authorized a masks mandate, efficient instantly, with the opportunity of fines for many who refuse.
"We've a shot of avoiding one other shut down, of guaranteeing our children have faculty & defending of us," Mayor Brandon Whipple of Wichita said on Twitter after the town's masks rule was authorized.
Related whiplash was seen in North Carolina, the place the Republican-controlled Legislature handed payments that will have curtailed enterprise restrictions enacted by Gov. Roy Cooper, a Democrat. However Mr. Cooper stepped in and vetoed the measures, that means curler skating rinks and bowling alleys, together with another companies, should stay closed.


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A global anti-health initiative that is playing into the global agenda of one man.
From: Bermuda Source
What if the pandemic is not really the pandemic?
From: Bermuda Source
Let's dispense with the myth and be honest about what the real issue is here. There is no "Homosexual (or Gay) Lifestyle"
From Bermuda Source:
The following opinion piece was submitted merely as an observation and subsequent query of church practice regarding its position against LGBTQ. It is not intended to be a defense of any social agenda, organization or group
From Bermuda Source:
At the least, we should know by now that you cannot trust the mainstream media to tell you the truth about anything.
Bermuda Source aims to become Bermuda's first choice for compelling and engaging content on a variety of topics. We encourage and promote interaction and in-depth discussion, as well as sharing different views and opinions about living life in Bermuda.


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The Shabbat Centered Learning Model
Congregations understand Shabbat as a core Jewish living and learning experience. These models do more than simply change the time of school to Shabbat. Rather these models place Shabbat at the center of the learning experience.
Learners come together within the context of Shabbat to worship, study, and connect to one another. Shabbat centered models often involve the entire family, parents and children in a particular grade, an intergenerational cross-section of the congregation or varying combinations of these three communities. These models often focus on building relationships between young families and the larger congregational community.
Some models provide separate worship experiences for learners while others invite learners to join in congregation-wide worship. Learners typically share meals together as well as they celebrate Shabbat on Friday evening, Shabbat morning, or Shabbat afternoon. Shabbat learning can happen either in the synagogue or in another setting like homes. The centrality of Shabbat often informs the content of the learning with a focus on Torah, prayer and ritual.
Shabbat Centered Learning Models (click on each for full description):
Shabbat Family Study, Temple Beth Sholom; Roslyn, NY
Shabbat School Experience, Reconstructionist Synagogue of the North Shore (RSNS); Plandome, NY
Gesher, Peninsula Temple Beth El (PTBE); San Mateo, CA
Beit Midrash, Congregation Beth Am Israel; Penn Valley, PA
Shabbat 2.0, Reform Temple of Forest Hills; Forest Hills, NY


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This article was written by Lemberg Law staff, and reviewed by Sergei Lemberg, the managing attorney of Lemberg Law.
Who is DCM Services?
Deceased Case Management Services, LLC or DCM Services is a third-party collection agency that focuses exclusively on collecting delinquent accounts from the estates of deceased debtors. DCM has received complaints from consumers alleging violations of the Fair Debt Collections Practices Act (FDCPA) such as failing to verify debts and harassment. If you have been contacted by DCM Services, make sure you know your rights before responding.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Is DCM Services a scam?
They're legit. According to the Better Business Bureau (BBB), DCM Services is a legitimate collection agency founded in 2006 and services the Minneapolis-St. Paul metropolitan region. The BBB lists DCM as a collection agency, an insurance company, and an attorney and legal firm. DCM uses Balogh Becker, Ltd. as an alternate business name and maintains an alternate website at www.baloghbecker.com. Buzzfile estimates DCM's annual revenue at $22 million.
Who does DCM Services collect for?
DCM Services works to recover probate debt from providers of healthcare, financial services, credit unions, and government agencies. According to its website, DCM is the "only collection agency in the U.S. focused exclusively on deceased person's accounts," and they cite a "singular focus and precise attention as core to their success".
DCM Services offers three levels of service: a self-service desktop application known as Probate Finder on Demand; Probate One-Source, a "full-service solution" for debt recovery of probated accounts; and Signature Service, similar to Probate One-Source, but focusing on both probated and non-probated estates. DCM works to recover probate debt from providers of healthcare, financial services, credit unions, and government agencies.
They also cite three reasons for focusing on the estates of deceased individuals:
The ability to eliminate "unnecessary contact with survivors of the deceased account holder";
The ability to honor "the intentions of the decedent who, while alive, set aside funds…to pay creditors…without bother to survivors"; and
because "claims against probated estates…can liquidate at rates substantially higher than non-probated estates and can represent a significant share of recoveries."
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We've helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against DCM Services?
The BBB has closed 15 complaints against DCM Services in the past three years, with 4 closed in the past twelve months. Of these complaints, 6 were closed to the satisfaction of the complainant. Most of the complaints were about advertising or sales issues, but also included complaints about billing and collection and customer service. Since September 2015, the Consumer Financial Protection Bureau (CFPB) has logged 7 complaints against DCM for attempts to collect debts not owed and improper sharing of information. Justia lists at least 4 cases of civil litigation naming DCM Services as a defendant.
Contact Information
DCM Services, LLC
7601 Penn Ave S A600
Minneapolis, MN 55423-3645
Telephone: (612) 243-8620
Website: https://www.dcmservices.com/
Can DCM Services Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely DCM Services would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We've helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Get Free BBB A+ Attorney. Call 475-277-1600 NOW
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against DCM Services?
Absolutely. You can sue a debt collector. Here is a Sample Case Filed in Federal Court:
Many complaints against DCM Services result from inappropriate or illegal communication tactics and sharing, disclosure, or access of information. In May 2017, a complainant whose father had passed away, leaving some consumer credit card debt and only a small estate, had contacted the credit card companies to arrange settlement terms. In the meantime, the complainant started receiving weekly calls from DCM demanding account information. In January 2016, a complainant indicated she had received a letter from DCM regarding the estate of her deceased husband; however, her husband was still alive and had received and read the letter before passing it on to his wife. Also in January 2016, a complainant whose mother had passed away a year and a half earlier without leaving any unpaid bills received calls from a woman at DCM "who sounded inebriated asking for information concerning [her] deceased mother's estate." In November 2015, a complainant received a letter requesting information about the estate of her deceased daughter, who was still alive. In September 2015, a complainant whose mother had passed away two weeks earlier received a letter from DCM Services even though the judge had not yet approved the probate paperwork, his mother's death had not yet been published, and creditors had been directed to contact the court directly.
DCM Services Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue DCM for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
- 844-678-6300
Want to Stop DCM Services Debt Collection Harassment Now?
You may have a case, if…
- You are receiving multiple calls per week from third party collection agencies.
- You are receiving early morning or late night calls from debt collectors
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your family, friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
What Our Clients are Saying
"I was almost going nuts receiving calls every afternoon from a person using profane language to push me to pay debts I don't owe. Someone I trust referred me to Lemberg Law, and I don't regret having contacted them. The attorneys were very kind and always available when I needed them."
"Thank you for standing with me Lemberg Law. I was so afraid I could lose my job because of a caller who called my job number 4 hours straight back to back. He not only harassed and threatened me but also abused workmates who received the call when I wasn't around. Since I solicited for your services, I've had a peace of mind, and I'm happy because of the few dollars I got as a settlement."
Can You Help Me Delete DCM Services from My Credit Report?
Chances are good that we can help. Call us today and we'll explain.
Share your story
Have you had a bad experience with this agency's debt collectors? Sound off and share your experience with other visitors in the comment box below.
Do i need to pay the balance or make payments for my deceased debts. He has no assets
My wife recently passed away in April 2019. I notified the credit card companies by letter with a copy of the death certificate with whom she had accounts that she had passed. I actually spoke to American Express who informed me that since I was not a co-signer to her account that I was no responsible for the debt. I was not a co-signer to any of her credit cards. In September, I received a letter from a debt collector, DCM Services, in Minneapolis, Minnesota asking for the name of the person designated with the authority to pay her outstanding bills. I wrote back saying that my wife died without a will; that there is no estate in her name; and that there is no one designated with the authority to pay any of her outstanding bills. This week I received three phone calls from Ascension Point, a debt collector in Coon Rapides, Minnesota, asking to speak to the person responsible for her debts. I sent the same letter that I sent DCM Services, adding that I consider 3 phone calls in one week, two on the same day, as harassment in accordance with the Fair Debt Collection Practices Act (FDCPA), and that if the calls continue that I will report the harassment to the proper Federal authority and secure legal counsel if needed. What do you advise? Thank you.
My mother is deceased and left her estate she owes back rent. In rhe beggining I was offered an equity check but I would like to keep the estate as I am her only child. Management wants me out and says I have no rights to stay in the coop is this true?
Mary B
My husband deceased April 18th 2018. I received a letter from DCM Services stating there is a balance owed on my husband medical bills. I know that not to be true due to the fact we never received any bills with an outstanding balance. My husband had very good medical insurance with Medicare & a 2ndary with United Healthcare. Also, my husband does not have an estate. DCM will not be getting one red cent from me. I will be contacting Emory Healthcare to inquire about this accusation, which is false. I think this is the lowest an organization can go to prey on deceased family members. It is hard enough trying to adjust to the new normal.
My sister passed away last year. She left no will and had insufficient assets for an estate. She did have some bills, but I am not liable for them. She was on disability, and her income was very limited. I had her mail forwarded to a local address (not mine; I'm not that dumb), and got two letters from DCM asking for info about the executor of her estate. The estate she didn't have. Is there a way to find out who engaged DCM Services to try and collect? I'm not worried about being pressured myself; I have access to excellent legal advice. But I'd sure like to know who thought she had the money to pay outstanding bills.
I got a letter about husband being deceased, he is not. Where do these people get info of person being deceased no death certificate ever filed because he is not deceased.
I received a letter concerning my mother's estate. Just wondering if this is a legit company. Only debt that I know of was a Lowe's bill. When I called to report her death they told me that I was not responsible for this. The only thing that she had left was personal items and a old ATV and a 1982 old pickup.
I am a Verizon account holder who had a subaccount for an ex-boyfriend. Verizon won't remove the subaccount from my regular account. The ex-boyfriend died last year. DCM Services say the account for ex does not have either my name or SS # attached to it. Yet Verizon won't remove the written off account from my regular account.
The father of my ex called DCM and told them that there was no estate for him to be executor of, and that he and his wife handled bills that came in and so forth but he was not named an executor. DCM will not release the debt from Verizon in order to clear my account. Verizon is being a nightmare as well. HELP!
My mother passed away in a nursing home under hospice care on August 1, 2018. She had Medicare, Tenncare, and Aetna medigap insurance. She was living with my husband and me and left no estate, other than a small funeral insurance policy. She had two credit cards with balances, Wells Fargo and American Express, both of which I mailed letters to as soon as I had her death certificate in hand so I could send them copies of said certificate. I also told them she had no estate. American Express offered to give me a credit account with them and they would transfer the balance of her card to the new account. They said if I didn't reply they would close the account in thirty days. The balanced on that card is about $2,300.00. I did not take them up on the credit offer. I have heard nothing from Wells Fargo. The balance on Wells Fargo is about $5,400.00. I received only a couple of small medical bills, addressed to my mother only, and at least one of the bills stated I was not responsible for her medical bills. I never claimed responsibility for her debts before or after her death.
Today I received a letter from DCM Services, the same address as is mention on your website, requesting me "to identify and locate the person who has the authority to pay any outstanding bills out of Vivian Merrill's estate." They did not state who they were representing. I have not contacted them. I do not know if I legally have to contact them or not. We cannot afford to get an attorney, so I went online with my questions and that is how I discovered your website. My husband is disabled and our credit cards are maxed out as I could not work away from home due to both my husband's conditions and my mother's (she had mild dementia and also went through cancer therapy during the thirteen years she lived with us, She was 91 when she passed), Now I am close to 70 myself and have two disabling eye diseases that would make it very difficult for me to go to a job, let alone work at one. I would happily pay off my mother's credit cards if I could. I don't know if I am liable for these debts and would appreciate any input you have.
Thank you in advance for your assistance.
My father passed away on 2 August. He lived in an Assisted Living Facilty in Florida. He had no estate. He and I owned a condo that is being rented. I pay the mortgage. He had no credit card, no income (except his Social Security), and no other assets. Today (28 August) while I am on business travel in Pennsylvania, my wife received a call from an woman who identified herself as Anna Brown who wanted to know who was responsible for my father's estate. She would not tell my wife what she was calling about. She left her number 877-326-5674. She avoided answering my wife's question about what company she was with. After several requests, she said she was with DCM Services. She wants me to call her as soon as possible.
My husband died Jan.2, 2018 of Cancer after 47 years of marriage. All the credit cards he had were used for business, reimbursed through an expense account. I think this was one of them through Chase. It says Chase in this letter they sent me. I have no credit card debt. All other credit cards cancelled the cards and thatbwas that. DCM wants 429$ through the estate. When I called Chase, they referred me to DCM. I asked what DCM was and they said DCM would call me . They did, asked a bunch of queuestions and then told me they were debt collectors. They said they would call me again but instead I got this letter today. I am so confused. I am 68 years old and trying to deal with 3 years of stress of caregiving for my husband. My husband took a Prime Equity loan to pay bills I knew nothing about I assume to protect me from knowing how difficult things are. I now pay 500$ a month on that.
I don't know what to do. I don't want to pay this money.
Received a letter about outstanding debt for prescription medications for my mother's estate. She was covered by Part D, private supplemental insurance and Hospice so she did not pay for her medications. In addition, all medication was dispensed through her ALF and not Weston Pharmacy that claims we owe them $719.
Received a letter about an outstanding debt. Three months after the estate had been handled and closed!!! There is NO debt!!!! I personally paid any and all debts owed…if there was an actual debt then I would have seen a bill in the last three months and would have paid it. My father left very clear instructions and has NEVER owed a debt collector in his life! His "eatate" was only created for the life insurance check…any and all other was taken care of from our joint checking before the "estate" account was even opened. Once all checks cleared the account was closed and dispersed. There is NO debt!!!
However, if there was, what took them 3 months to find it, why is it addresses to the "estate", and why had I never received anything else regarding the so-called debt?!?


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Ice Protection Systems Market 2020 Future Trends, Dynamic Growth & Forecast To 2028 | Honeywell International Inc., JBT Corporation, The Curtis-Wright Corporation, The DOW Chemical Company, Clariant AG, Cav Ice Protection, Inc., B/E Aerospace, Inc.
A recent report published by QMI on ice protection systems market is a detailed assessment
Global Hardtop Convertible Roof System Market 2020 Business Outlook with COVID-19 Scenario by Key Players – Webasto, Hoerbiger, Asiin Seiki
An up-to-date intelligence study by Global Hardtop Convertible Roof System Market 2020 by Manufacturers, Regions,
Global Step Stools Market Size, Analytical Overview, Growth Factors, Demand, Trends and Forecast To 2026
The global Step Stools market growth dynamics is shaped by various regional trends and global
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To the home page
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Disc 1 of Kanon: The Complete Series that I bought at Amazon.com has numerous scratches on it. The scratches are along the edge of the disc, and it looks very dirty. It also had a lot of dust on it. So, I blew away the dust with a blower. The following is the report I sent to Amazon.com.
Reason for return: Defective/Does not work properly
Comments: Disc 1 has numerous scratches along the outer edge. It also looks extremely dirty because of the scratches.
Click to enlarge the photos.


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Instrument Technician
- 📅
- Jun 18, 2019 Post Date
- 📅
- 1910002286 Requisition #
Education and/or Experience, Knowledge, Skills & Abilities:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements for this position are listed below:
- High School diploma or experience in Electronic Technology or equivalent instrument experience.
- Must maintain valid driver's license for the state of residence.
- Must be able to climb tanks and be able to work out of doors in extreme weather and perform heavy physical labor including lifting of up to 50 pounds in a safe manner.
- Must be able to obtain a Federal Government issued TWIC card.
- Excellent verbal & written communications skills and be capable of effectively interfacing with all levels of management, field personnel, and professionals.
- Must be able to use sound judgment, be a self-starter and well organized.
- Proficiency utilizing MS Applications.
Working Conditions:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
- Lifting up to 50 lbs. occasionally
- Driving, walking, and standing frequently
- Exposure to adverse weather, cramped conditions and some heavy lifting
- Visits to industrial/manufacturing settings, which may include exposure to various materials and chemicals, as well as extreme temperature conditions and loud machinery, and require appropriate personal protective equipment
- Occasional overnight travel may be required
Equal Opportunity Employer/Minority/Female/Disabled/Veteran
DISCLAIMER: The above statements, which are subject to change, are intended to describe the general nature and level of work being performed by personnel assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel in the assigned position.


text: I'm sure the blackend problem is a firewall rule error and I've asked them to look into it. As for allowing in all traffic from port 20 (at the client's firewall) to make active FTP work, that's generally a really bad idea. The correct solution is to use a stateful firewall with an FTP ALG that will dynamically open holes for the reverse connection. Paul-Andrew Joseph Miseiko writes: > You are probably correct about wget using active by default however fetch > will use the environment variable "FTP_PASSIVE_MODE" to determine if it > should use passive or active. > > I have intentionally disabled active ftp for years and noticed just last > week that blackened for some odd reason goes against the trend and does not > support passive mode. Maybe they want to be the opposite of > ftp.microsoft.com which supports passive mode but not active mode. :) > > To enable active FTP on your firewall all you need to do is allow incoming > packets from port 20 (default circumstancesddddddddddddr(was trying to get a > breadcrumb from between two keys there)). People probably know now why > people disable active FTP support. ;) > -- Jonathan R. Lusky lusky at blown.net http://www.blown.net/ ------------------------------- -------------------------------------- 68 Camaro Convt - 350 / TH350 \_/ 2000 Mustang GT Convt - 4.6SOHC / T45


text:
£17,495 | Nissan 370 Z 3.7 V6 GT 3dr* DEPOSIT TAKEN *
Key factsPrint summary
THIS CAR HAS BEEN FULLY MAINTAINED REGARDLESS OF COST, COMES WITH A HUGE SPEC WHICH CONSISTS OF SAT NAV, BLUETOOTH, CRUISE CONTROL, BOSE SOUND SYSTEM, REVERSE CAMERA, 19" ALLOY WHEELS, ELECTRIC SEATS, HEATED SEATS, ADAPTIVE XENON HEADLIGHTS, KEYLESS ENTRY START & GO, PUSH BUTTON START, SUPPLIED WITH 2 REMOTE KEY FOBS, FINISHED IN ARGUABLY THE BEST COLOUR CANDY WHITE, JUST 1 CAREFUL LADY OWNER FROM NEW, HPI CLEAR, WE ARE BASED IN SUTTON COLDFIELD (BASSETTS POLE), VIEWING STRICTLY BY APPOINTMENT ONLY, ALL MAJOR CREDIT/DEBIT CARDS ACCEPTED, PART EXCHANGE WELCOME AT TRADE VALUE, DEPOSITS TAKEN OVER THE PHONE, SECURE ANY OF OUR VEHICLES WITH A SMALL DEPOSIT OF £500, NATIONWIDE DELIVERY AVAILABLE , White, 12 MONTHS AA BREAK DOWN AND DRIVE AWAY INSURANCE AVAILABLE ON SELECTED MODELS, £17,495
This car comes with
19in Alloy Wheels - RAYS Forged, 9.3GB Hard Drive - Music Storage, Airbag - Front Passenger, Airbags - Curtain, Airbags - Side, Alarm - Thatcham, Auto Rain Sensing Wipers, Automatic Headlights, BOSE Audio System, Black Roof Trim, Bluetooth-with Microphone and Switch on Steering Wheel, Climate Control Air Conditioning, Cruise Control with Speed Limiter, DVD Player, Daytime Running Lights, Display Screen - Front Touch Screen, EBD - Electronic Brakeforce Distribution, Electric Folding and Heated Door Mirrors, Exhaust Pipe - Dual with Stainless Steel Finishers, Front Spoiler, Headlights - Bi-Xenon, Headlights - Washers, Intelligent Key, Leather Steering Wheel, Limited Slip Differential, Nissan Connect Premium, Push Start-Stop Button, Radio - CD Player, Rear Lights - LED, Rear View Camera, Safety Kit, Seats - 4-Way Power Adjust Drivers and Assist, Seats - 4-Way Power Adjust Front Passenger, Seats - Drivers Lumbar Support, Seats - Heated Front, Subwoofer, Synchro Rev Control, TPMS - Tyre Pressure Monitoring System, Traction Control, UV Reducing Green Glass, VDC - Vehicle Dynamic Control with Deactivation Switch, Voice Activation, iPod Connectivity
- 202007030835896
- 2016
- 16
- £17,495
- 1750
- 46,000
- Cars
- rOiiMDHd9Dc=
Technical specifications
Vehicle summary
|Body style
|Engine size
|3696 cc
|Fuel type
|Number of doors
|Number of seats
|Gearbox type
|Manual 6Spd
|CO2 emissions
|248 g/km
|Insurance group
|Standard manufacturer's warranty (miles)
|60000 miles
|Standard manufacturer's warranty (years)
|3 years
|Standard paintwork guarantee
|3 years
Performance & economy
|Fuel consumption (urban)
|18.34 mpg
|Fuel consumption (extra urban)
|36.22 mpg
|Fuel consumption (combined)
|26.65 mpg
|0 - 60 mph
|No details available
|Top speed
|155 mph
|Engine power
|324 bhp
|Engine torque
|268 lbs/ft
|1315 mm
|Height inclusive of roof rails
|No details available
|4265 mm
|2550 mm
|1845 mm
|Width including mirrors
|No details available
|Fuel tank capacity
|72 litres
|Minimum kerb weight
|1496 kg
|Interior features
|Exterior features
|12V Socket x2
|19in Alloy Wheels - RAYS Forged
|9.3GB Hard Drive - Music Storage
|Electric Folding and Heated Door Mirrors
|AUX-In Socket
|Exhaust Pipe - Dual with Stainless Steel Finishers
|Aluminium Paint Finish on Dials - Switch Gear and Door Finishes
|Front Electric Windows
|Aluminium Pedals and Footrest
|Front Spoiler
|Auto Rain Sensing Wipers
|UV Reducing Green Glass
|Automatic Headlights
|BOSE Audio System
|Black Roof Trim
|Bluetooth-with Microphone and Switch on Steering Wheel
|Boot Light
|Cargo Net Hooks x6
|Climate Control Air Conditioning
|DVD Player
|Daytime Running Lights
|Display Screen - Front Touch Screen
|Door Pocket Bins
|Driver Seat Height Adjustment
|Drivers Footrest
|Dual Visors Vanity Mirrors
|Electric Speed-Sensitive Power Steering
|Front Armrest
|Front Cupholders x2
|Front Seat Back Pockets
|Glass Mounted Antenna
|Glovebox with Lock and Dampened Opening
|Head Restraints - Active Front
|Headlights - Automatic Levelling
|Headlights - Bi-Xenon
|Headlights - Washers
|High Mounted Rear Brake Light
|Leather Steering Wheel
|Limited Slip Differential
|Map Lights x2
|Nissan Connect Premium
|Passenger Grip Handle
|Push Start-Stop Button
|Radio - CD Player
|Rear Lights - LED
|Seats - 4-Way Power Adjust Drivers and Assist
|Seats - 4-Way Power Adjust Front Passenger
|Seats - Drivers Lumbar Support
|Seats - Heated Front
|Speakers x8
|Steering Wheel Mounted Audio Controls
|Synchro Rev Control
|Tilt Adjustable Steering Wheel
|Tonneau Cover
|Voice Activation
|iPod Connectivity
|ABS - Anti Lock Brakes
|Airbag - Driver
|Airbag - Front Passenger
|Airbags - Curtain
|Airbags - Side
|Alarm - Thatcham
|Brake Assist
|Cruise Control with Speed Limiter
|Door Ajar Warning Light
|Drive Computer
|EBD - Electronic Brakeforce Distribution
|Engine Immobiliser
|First Aid Kit
|Gear Shift Indicator
|High Visibility Jackets
|Intelligent Key
|Rear View Camera
|Safety Kit
|Seat Belt Reminder - Front
|TPMS - Tyre Pressure Monitoring System
|Traction Control
|USS - Uphill Start Support
|VDC - Vehicle Dynamic Control with Deactivation Switch
|Warning Triangle
Please note
This includes MPG figures which are calculated under European Standards, in test conditions, and will vary under normal driving conditions. The information displayed above describes the typical specification of the most recent model of this vehicle. It is not the exact specification for the actual vehicle being offered for sale which may vary. Specifications for older models may also vary. Please contact us prior to purchase to confirm the exact specification of this vehicle.
Sutton Car Sales Ltd
Based on 90 customer reviews
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text:
How Much You Need To Expect You'll Pay For A Good kimberly driscoll piscopo
Your sons or daughters have had to adapt from the age of coronavirus by Mastering the best way to social length and remotely celebrating activities like birthdays and graduations. Now, they'll have to regulate to one thing new: how to go back to university. Across the nation, schools are reopening this drop. Very like gyms, offices and dining places, faculties will have to reimagine how They appear and performance to best defend learners, teachers along with other team from spreading or contracting coronavirus.
Phone: +1 212-355-0887
Brian D. Perskin & AssociatesAddress:600 3rd Ave, New York, NY 10016, United States
Phone: +1 212-355-0887
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My years of experience have made it easy to spot the signs of grant writers who are ready to submit, as well as grant writers who are better off waiting. Anxious grant writers frequently contact me for proposal content reviews, and the situation presented to me most often is the following scenario.
My tenure depends on this grant, and my team has been working nonstop for the last three days to get the proposal written. We're pretty sure we did a good job because we have a great idea, but we want to make sure the agency understands what we want. Could you take a look and tell us what we need to do to win the grant? By the way, the grant is due tomorrow.
After this happened to me a few times, I began my interventions. I started to ask people in this situation a simple question: "Can you please give me an example of how you have succeeded under these circumstances in the past?" Inevitably, there is a pause and I wonder if they are still on the other end of the line. Finally, the answer: no. The chance for winning this grant is not difficult to calculate. In determining a submitter's likelihood of successfully wining grant funding, I look for the following signs:
Reason for submission
Your reason for submission should be confidence that you will be competitive due to your well-prepared proposal. This is true when you and your team have been working on your proposal for several weeks, leading to a very good chance of being funded.
The timing of your proposal should be based on how well you understand what needs to be done, and how much your idea is needed at this juncture. You and your organization need to stay updated on funding trends, and adjust your strategies and approaches accordingly.
Making the Match
Your project and the program to which you are applying must align. Ensure that the donor's mission and the program's description both fit with the goals of your organization.
Donor's list of requirements
Grant writers often believe they should emphasize their great idea because they are confident their proposal will be reviewed by peers in the same field. Donors charge reviewers not just with determining the excellence and innovation of the idea, but also so much more. Attention must be given to each of the review criteria for the proposal to succeed.
Contact with the Donor
Contacting the donor in advance yields a number of benefits. For example, you can determine the degree of interest in your project, improve your proposal's targeting, and enhance receptivity to your application. These can all increase your chance for success.
Existing Relationships
If you are applying to a foundation, maximize existing personal relationships between your organization's staff or board members and the foundation's staff or trustees. Such relationships can pave the way for informal contacts that may support your request. For a federal grant, you can capitalize on funded requests from the same agency, your organization's standing, and your reputation. Federal agencies are especially interested in good stewardship and success of previous grants.
Determining Expectations
Your job consists of presenting your thoughts and ideas in a clear, concise, and logical way, so the donor will have a thorough understanding of what you want and will do. This ensures that both the grantor and the grantee are absolutely clear about the expectations they have of each other. When expectations are managed, the result is a win-win situation where everyone is satisfied.
Compelling, Clear Case
Making a compelling and clear case for receiving the funds rests on three important pillars. Foremost, seek first to understand, then to be understood. Second, establish rapport with the donor. Third, wear the hats of the requester and evaluator.
When I ask grant writers about their readiness to submit a proposal, their answers reveal their true chances. These eight indicators demonstrate a clear distinction between those who are ready to submit their proposals, and those who need to further prepare and wait for the next competition.
Mathilda Harris
Latest posts by Mathilda Harris (see all)
- Critical Questions to Clarify Your Research - November 18, 2019
- Foundations & Corporations: The Art of Procuring International Funding - July 22, 2019
- Increase Your Funding via International Partnerships - June 24, 2019