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UniCredit to Raise 13 bln Euros in Italy's Biggest Share Issue
By Stephen Jewkes, Gianluca Semeraro and Pamela Barbaglia
MILAN/LONDON, Dec 13 – Italy's largest bank, UniCredit, plans to raise 13 billion euros ($13.8 billion) in the country's biggest-ever share issue to shore up its balance sheet and shield itself from a broader banking crisis.
The plans announced on Tuesday, which also include 14,000 job cuts, come at a turbulent time for Italian banks and the economy – with Monte dei Paschi di Siena at risk of failure, a new government just installed in Rome and early elections expected next year.
UniCredit, the only Italian bank deemed important to the stability of the global financial system, has lost about half its market value this year, hit by profitability concerns, bad loans and a weaker balance sheet than major European rivals.
Chief Executive Jean Pierre Mustier said the bank planned to launch the share issue in the first quarter of 2017 and use the money to help mop up 17.7 billion euros worth of bad debts from its balance sheet, enabling it to boost its profits and also dividend payouts by 2019.
Drafted in five months ago, the former Societe Generale executive has sought to streamline the bank, selling assets like fund manager Pioneer and Polish unit Bank Pekao.
"We've taken some bold actions because self-help is always the best thing to do," the 55-year-old told analysts in a call.
Joseph Oughourlian, CEO at UniCredit shareholder Amber Capital, said he was a firm believer in Mustier and his plan and would participate in the rights issue.
"Sorting out UniCredit is huge service and a plus for the Italian banking sector. We now have the two largest banks in Italy well-capitalised, and we'll run after the rights issue," he said. Italy's other major bank is Intesa Sanpaolo.
The issue would take the bank's core capital ratio to above 12.5 percent in 2019, from about 10.8 percent now, though UniCredit envisages deep job cuts. It plans to shed 14,000 jobs, or about 11 percent of its staff as of end-2015.
Including announced asset sales, the bank will have a third less staff by 2019, compared with the end of last year, as a result of its turnaround plan.
Mustier pledged to cut his fixed salary by 40 percent to 1.2 million euros with no annual bonus this year or during the plan to 2019.
While UniCredit expects net profit to increase to 4.7 billion euros in 2019 from 1.5 billion last year, it projects revenue will rise just 0.6 percent annually, with growth mainly coming from fees and commissions.
Shares in the bank jumped 8 percent on news of its plans, with traders saying its targets seemed realistic. The turnaround, though, would involve 12.2 billion euros in one-off losses in the fourth quarter, including loan writedowns and restructuring costs.
"This is a big 20-billion-euro capital package if we include the recent disposals," said Zenit fund manager Stefano Fabiani.
Mustier said no more asset sales were on the cards and that UniCredit itself was not in talks for a possible merger. His appointment this year had revived rumours about a possible merger between UniCredit and Societe Generale.
The success of UniCredit's plan rests on investors believing it will be a long-term solution. The bank has already raised 14.5 billion euros since the global financial crisis struck in 2008.
Mustier told reporters that the problems of Monte dei Paschi would not upset UniCredit's plans.
"I am highly confident Monte Paschi will be resolved by year-end and so it will have no impact on our capital increase."
Italy is ready to bail out Monte dei Paschi, the country's third-largest bank, if it fails to get the 5 billion euros it needs to stay in business from private investors, a Treasury source said. The European Central Bank has given it by the end of this month to raise the money.
For UniCredit, investment banks have signed a pre-underwriting agreement to help it market the issue, including Morgan Stanley, UBS, BofA Merrill Lynch, JP Morgan and Mediobanca.
UniCredit's bad loans would be sold to two vehicles, one managed by Fortress Investment Group and the other by PIMCO. UniCredit would retain minority stakes in each.


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would add this description of a case observed at "Harmon's Bottom," in Bedford County, Pennsylvania, twenty years ago. Two sugar-maples had been united by the natural grafting of the branch of one of them upon the trunk of the other, about six feet away, and at ten feet above the ground. The tree-trunks were both intact, with their roots, but the trunk of the second tree was strikingly smaller below the graft than above it, and one might consider this due to retardation of the circulation below, as well as increased flow of sap above. In your correspondent's illustration, the trunk below, being severed from its roots, became an appendage to the rest of the circulating system. It has been speculated that there is circulation downward in plants, the roots discharging to as well as eliminating from the soil, and that this action unfits a soil as much for repetition of crops as does exhaustion of nourishing constituents. The preference for change in kinds of trees that spring up after forest-clearing—a natural rotation of crops—has been very generally remarked.
|F. Z. Schellenberg.
|Irwin, Pennsylvania, September 3, 1887.
Editor Popular Science Monthly:
Sir: A friendly, well-meaning, and timely correction is never amiss. When the error to be rectified is such as is likely to arouse feelings of regretful remonstrance in a community, the correction is the more pardonable; when it is likely to color the opinion of a nation, the correction becomes imperative.
The correction which the writer, one of a "community" supposed above, would most humbly beg leave to make, is to an error that the writer of a most able and interesting article in the July issue of "The Popular Science Monthly," entitled "The North American Lakes," has doubtless unwittingly been guilty of. I do not presume to say that he was led to the commission of the error by any ignorance of his subject, but rather by a want of a sufficient knowledge of the local nomenclature of Louisiana.
To quote the author's words—"Lake Borgne and Lake Pontchartrain have been captured from the Gulf by the delta of the Mississippi, while numerous small lakes, called bayous," etc. We will say nothing of the derivation of the word, which, of itself, can not be construed to mean a lake, for, alas! local usages frequently defy all attempts at classification, and are by no means fair criteria for the true meaning and application of a terra; but, as a Louisianian, we will say that the term "bayou," in the article cited, has been used under some misapprehension.
If the author will procure for himself an authentic map of Louisiana, he will find the lower part of the State to be covered with almost a network of small water-courses, although they scarcely deserve the name, varying in size from the smallest "creek" to channels just navigable by small vessels, all exceedingly sinuous and very river-like. These are what, in Louisiana, are called "bayous." Whatever may be the geological origin and nature of these bodies, the fact still remains that the term "bayou," in Louisiana, is applied to nothing at all resembling a "lake." Respectfully yours,
|C. M. Williams.
|Carrollton. Louisiana, September 5, 1887.
NO journal has upheld more steadily than "The Popular Science Monthly" the principle that, as fast as they are established, the truths of science shall be applied to useful purposes, and, through popular education, be made as widely available as possible for the general guidance of life. And yet we can not look with favor upon what many persons doubtless regard as a very signal and happy example of the utilization of scientific conclusions—we mean the authoritative and dogmatic teaching as to the effects of alcohol, now provided for by the school laws of many States. It is only right, therefore, that we should assign our reasons for holding that this is not a case of the legitimate application of scientific truths to practical life.
In the first place, it is an abuse of power on the part of the majority. In the "temperance" controversy as a distinct social issue we have no wish to interfere; but we can not ignore the fact that there is such a controversy, nor can we consent to believe, with the advocates of prohibitory legislation, that their opponents are neces-

subset: commoncrawl


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Lunatics Protest Obama's Roseburg Visit
Hello there, folks. Let's get this one out of the way, shall we?
So Barack Obama, being the President and all, came to visit Roseburg in the wake (us journalists love to use the word "wake") of the recent shooting tragedy. Seems pretty legit to me… he's the President… these were citizens that died… the onslaught of these mass shootings has worked its way into our culture and affects us deeply as a united people, no matter our political leanings. Well, maybe not.
You see, a bunch of koo-koo bananas gun fanatics decided this was a great opportunity to show up, strapped with their favorite bad guy killers, and actually protested the President's visit because he was coming to push his commie pinko hippy uh… other words… anti-gun agenda, and, of course… of course take all of their guns away. Of course, because what the hell, it's crazy town, everybody. Drop your drawers and do the worm (actually I can't recommend that, it will result in injury). The Romans elected a horse to the senate, and we've got this all wrapped up in a Donald Trump taquito.
To make things even more ridiculous, a lot of these people referred to Obama's 150,000th call for gun control reform as "politicizing" the Roseburg deaths. Of course there have been plenty of people using these situations for political ends, but not only does that fail to preclude the politician at hand from still giving a sh*t, it just… but, just, wow people. Wow.
Thanks, Obama protesters, for turning a day of mourning into another circus.
And to those that would dare to make the argument, "Well, if he was politicizing it, then those protesters were defending the honor of the fallen loved ones…" No. No they weren't. By their own idiotic words, that's not why they were out there.
Are Signatures Worth More Than Sense?
Very recently Portland Public Schools made the decision to ban school choirs from going to perform at a Christmas festival at the east side Catholic holy zone known as The Grotto. According to statements made by the Freedom from Religion Foundation, who are all but threatening to sue on constitutional grounds if children are still sent, the major problem at hand is that the church is charging $9 per person to access the festival while kids are being used to provide "free labor."
However, as of last weekend there were nearly 2,400 signatures to a petition started to overturn the school district's decision. After reading the petition, I've come to the conclusion that it sidesteps the entire issue. The petition summary highlights the desire to keep it going as tradition, also pointing out that the religious nature of the grounds have nothing to do with the performances. While the first half is admirable, the second is false by technicality given the nature of the event and the songs being sung. But let's just leave that right there, as a technicality. Honestly, I'm just not interested in that debate because it's easily concluded by sane people and seems like it would just serve mostly as a distraction.
Now do you remember a moment ago when I said they sidestepped the issue? That's right, zero mention of the labor concerns appears in the petition. How effective! I mean, what we're really looking at here is a school system that didn't feel comfortable engaging with an event that, good intentions aside (and honestly, I'm sure they were), exploits child labor for profit. It stands to reason that a rectification of that particular circumstance is in everyone's best interests… school, church, parents, kids, etc. I bet that if you're reading this right now, you can jot down no less than three to five sensible solutions on your nearest napkin before you next have to get up and take a leak. If you're on the toilet now, kudos for reading the paper on the john. Wipe your a*s with this page for extra points.
But anyway, we all know how this ends. Time to sit back, crack open a beer (don't actually crack it open, it'll break the glass), plug your ears, and go "NUR NUR NUR NUR NUR NUR NUR" really loud until it's all over.
Pot Statistics Say: Huh?
Get it, because they're high?
Anyway… first five days of legal pot… over $11 million, with $3.5 million of that in just the first day. We didn't outperform Colorado, but I guess that depends on your definition of performance. By my calculations, of which I willingly admit I have done none, that's a hell of a lot of people baked on their couches watching Reservoir Dogs with their minds blown.
At least I hope that's the case. I bet some poor bastard put in a Michael Bay flick.
By Johnny Beaver


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Mound House Upcoming Outdoor Nature & Education Events: August 7 to 14
What Is the Electoral College? : A closer look at how we Americans elect our president.
Margaritaville Lawsuit Dropped! FMB's Town Council's "Tough Love" Policy Produces Results
New, Earlier, Census Deadline Could Cost Florida Billions In Federal Funding And Third New Congressional Seat
Pick of the Week: Summerlin Cafe
Biden's Lies for Black (and White-Privilege Guilt) Votes
Christof's on McGregor... Italian with a Twist
The Right Side: Do We Have A Cure For Civid 19? - I Do Believe…That Dr. Richard Bartlett of Houston Texas, Does Have a Cure For Covid-19!
Senate Republicans release proposed new $1 trillion coronavirus relief package
Trump Still Connecting With Every Day Americans
There's A Reason You Turn Down The Stero When Concentrating
What Is "Exempt Property," and How Does It Affect My Florida Estate Planning?


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>I have a very early start this morning as I'm doing my Christmas shopping at Meadowhall. I'm on the bus and train too as (a) I don't want to drive a strange car in this weather if I don't have to, (b) traffic may be a nightmare, and (c) parking will be nigh on impossible. I can jump on a bus at the top of my road and that will take me to the next village where I can jump on a train, then the train takes you right on in to Meadowhall. I may be standing all the way home, but that's preferable to unnecessary stress on the roads.
It's going to be hell, I can tell. And I'll be way too hot in my outdoor coat (I don't normally bother with a coat when I drive as it's all indoors). But hopefully the Sally Army or the Grimey Colliery Band will be there playing carols, hopefully the shops won't be sold out of everything on my list, hopefully I'll be able to grab a nice hot chocolate and a mince pie, and hopefully all that walking will do me good. I'd take my pedometer if it didn't keep falling off.
There are lists coming with me (waves at Carol) – I have a list of the bus times, a list of the train times, a list of the shops I want to visit, a list of the gifts I hope to get. I only have 6 to buy for, plus something for the cats if I see anything, and something for me if I can afford it. I'm strangely quite excited. I can't remember the last time I went on a shopping adventure.
Later I have to collect my car, so I'll go home first, drop my packages off, then do battle with that crazy hire car. When I get my own car back I'll probably do my grocery shopping on the way home, or wait until 10pm tonight when it should be quieter.
I walked up to the village yesterday and got Jehovah's Witnessed on the way. Honestly, I have no problem with other faiths and religions, live and let live is one of my mottoes, but give me the same courtesy back, yeah? I suppose it happening in the street is better than it happening on the doorstep but, really, if I'm interested, I'll let you know. The footpaths were quite good, not slippy at all, and it felt quite mild too.
No skimmed milk, though. Not from the mini-market, not from the petrol station, not from the corner shop. I pick up full fat milk and they say: "Surely the semi-skimmed would be better?" So I say: "This is for my cats," and I pick up the semi-skimmed for me anyway. Then they try to sell me cat milk, which is about 4 times dearer than ordinary milk. My cats are fine with cow's milk, thank you very much, so long as it's full fat.
My treat was a fresh cream strawberry tart, which I had with a turkey sandwich for my midday meal. But they had no mince pies. Three days before Christmas and they have No Mince Pies? Amazing.
Today's picture comes from Applebys Holidays. Imagine that, they do a coach tour to Murderhell.


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That was fast. Just two weeks after my latest appeal to the industry to provide small business owners with more security options, a new product launched today aims to do just that. And it's packaged as a turn-key, fee-based service that could be sold by banks at a $10+ per month profit (MSRP is $25/mo).
That all sounds too good to be true. When I was first contacted by Greenway Solutions last week, I was more than a bit skeptical. But after speaking with CEO Jerry Tylman and Managing Consultant Jon Meyer, I was convinced they had something that as a business owner, I'd definitely buy.
The product, EFTGuard, is a joint venture between Greenway Solutions and Royal Group Services. They say it's a "win-win-win" for banks:
- Helps banks meet "UCC requirement for commercially reasonable security and their FFIEC requirement for customer education and awareness"
- Provides peace of mind to bank clients
- Protects both the bank and each client up to $500,000 in unauthorized online transfers
- Helps differentiate checking and deposit offerings
How it works
EFTGuard provides protection against fraudulent online-account withdrawals of $100,000 per account (with no deductible), with a maximum of $500,000 per customer. And because it's not true "insurance" (it just behaves like it), there is no underwriting hassle and the product can be purchased in just a few minutes via online form (demo here). There is, however, the usual list of coverage exclusions; for example, it doesn't cover insider theft.
The catch? To qualify, business customers must download and install anti-malware software from Trusteer, Iron Key, or Webroot. And every computer accessing the business account must be running these protective software programs. For the time being, that appears to leave out any mobile access.
Initially, banks looking to offer EFTGuard will need to work with one of these three malware-protection vendors in order to qualify their clients for the fraud protection. Other than that, EFTGuard is turn-key and comes with marketing support, a co-branded signup page, and full claims management.
The $500,000 coverage is backed by Chartis Specialty Insurance Company.
Bottom line
Your business customers are rightly concerned about fraud. Offering them an option to protect themselves is a great way to differentiate your deposit offerings while preventing you from getting bogged down in messy litigation with your customers.
I still have questions about how often the list of exclusions will invalidate claims when actual fraud occurs. But the company assures me that the protections are very real.
Assuming EFTGuard delivers on its protection promise AND creates a small profit center, what's not to like? I, for one, will be the first business owner in line to buy it.
EFTGuard homepage (24 April 2012)
1. I believe insurance is one of the best growth areas in retail banking, especially in niche lines that can be explained and delivered online (see our December Online Banking Report for more about banks delivering insurance online).


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Administrative Intern (Administrative Intern 3)
- Description
Keeping Washington Clean and Evergreen
The Water Resources (WR) program is currently looking to fill an Administrative Intern 3 position. This position will be located in our Northwest Regional Office (NWRO) in Bellevue, WA.
This administrative intern 3 position will be an introduction to the Department of Ecology and the Water Resources Program. The incumbent will assist the Water Resources Program administrative assistant and section manager on a range of administrative, research, and document management tasks that are of critical importance to the Section. In addition to administrative duties, the incumbent will have some opportunities for field work and to learn about water resources permitting and decision-making.
We are looking for applicants who are detail oriented, good communicators, and are interested in water resources management.
To learn more about The Department of Ecology, please visit our website at www.ecy.wa.gov and check us out on Twitter, Facebook, Instagram or our blog.
Local efforts… Diverse people… Statewide impacts
- Duties
The mission of the Water Resources program (WR) is to manage water resources to meet the current and future needs of the natural environment and Washington's communities.
This position will assist on a range of administrative, research and document management tasks that are critically important to the Water Resources Program. This will include:
Incumbent will receive training in the agency process of archiving, records retention, and entering information in the Central Records Indexing and Inventory System (CRIIS) database to perform the following:
- Archive files following the records retention schedule, enter information into the CRIIS database.
- Accurately enter site name and address, type of record, any other permit number associated with the record so that the record can be found in the database at a later date.
- Ensure proper retention schedule is used.
- Place files in box to be sent to state records center or archives.
- Label box for pickup by campus mail.
Records Management
Incumbent will receive training in the Water Rights Tracking System as well as scanning, tracking, records retention, coding, well log filing, and SharePoint file management. Specifically, the incumbent will:
- Scan and enter water rights into the Water Rights Tracking System using a Fujitsu scanner and Capitva software.
- Identify accurately and separate with barcoded dividers as part of scanning preparation.
- Clean out files, keeping track of records that are being destroyed per the retention schedule.
- Scan water system plans onto the Water Resource Y drive.
- Code and file well logs.
- Learn and implement SharePoint and electronic file management to assist the section with operations.
Incumbent will receive training on the administrative processes of faxing, scanning, printing, logging water rights, and making document labels. Specifically, the incumbent will:
This position is scheduled to be full time, however we are open to a part time work schedule with at least 24 hours per week. This position is set to last for up to 6 months.
- Provide clerical support to the Water Resources Administrative Assistant, including faxing, scanning, printing, and making labels.
- Maintain the well logs and water right files.
- Maintain administrative files for the Section by establishing procedures, creating files and organizing documents.
- Maintain public information handouts and other informational material.
- Qualifications
Required Qualifications:
A Bachelor degree from an accredited college or university and at least one quarter or one semester of graduate work.
Equivalent experience will substitute for the graduate coursework.
Desired Qualifications:
- Proficiency in Microsoft Office Suite, including, but not limited to Outlook, Word, and Excel.
- Experience using SharePoint.
- Ability to navigate the intranet/internet to find information.
- Keyboarding at a net speed of at least 40 words per minute accurately.
Special Requirements / Conditions of Employment
Must obtain and maintain a valid Driver's License.
- Supplemental Information
Application Instructions:
In order to be considered, applicants MUST include the three following documents as attachments to their application:
- A one-page cover letter describing why you are interested in this position.
- A resume describing your relevant education and/or experience.
Please complete the applicant profile when applying for this position. Or, you may paste the text of your resume within the profile's resume text field.
Please read the supplemental questions carefully and answer completely. Incomplete responses, including "please see resume" may disqualify you from further consideration.
Department of Ecology employees, please make sure to answer the agency-wide questions regarding permanent status as a classified employee within the Washington General Service or Washington Management Service. Do not forget to select Department of Ecology as a response to question 2, and type your personnel ID number for question 3. If you are not sure of your status or do not know your personnel ID number, please contact Human Resources at (360) 407-6186.
If you are reading this announcement in print format, please visit www.careers.wa.gov to access the online recruitment system. Click on "Look for Jobs" and select Dept. of Ecology under the "Department" search list. Click "Apply Search."
Other Information:
If you need assistance applying for this job, please call Human Resources at (360) 407-6186 or e-mail email@example.com. Please do not call this number or send an email to this address to follow-up the status of your application. You can view the latest status of your application on your profile's main page.
If you have specific questions about the position, please email Ria Berns at: email@example.com. Please do not contact Ria to inquire about the status of your application.
The act of submitting application materials electronically is considered affirmation that the information is complete and truthful. The state may verify this information and any untruthful or misleading answers are cause for rejection of your application or dismissal if employed.
This position is included in the Washington Federation of State Employees (WFSE) union bargaining unit for the Department of Ecology. All employees covered by the collective bargaining agreement (CBA) with the WFSE will, as a condition of employment, either become members of the WFSE and pay membership dues or, as non-members, pay a representation fee as described in the CBA, no later than the 30th day following the effective date of this CBA or the beginning of their employment.
The Washington State Department of Ecology is an equal opportunity employer. We strive to create a working environment that includes and respects cultural, racial, ethnic, sexual orientation and gender identity diversity. Women, racial and ethnic minorities, persons of disability, persons over 40 years of age, veterans or people with military status, and people of all sexual orientations and gender identities are encouraged to apply. Persons needing accommodation in the application/testing process or this job announcement in an alternative format may call (360) 407-6186. Applicants who are deaf or hard of hearing may call the Washington Relay Service by dialing 7-1-1 or 1-800-833-6388.
- Agency
- State of Washington
- Address
View Job Posting for Agency Information
View Job Posting for Location, Washington, 98504.
- Phone
- View Posting for Agency Contact
- Website
- http://www.careers.wa.gov


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well tomos have NO points! it's all electronicaly controlled.well exept for older models of the a3 engine. it might be the carb. turn the bike on and run your hands down the pipe. (be VERY VERY careful not to touch the pipe it is extremly hot!!! i would know i've burnt my leg twice and my hands once) if you feel air coming out there is a hole. then if there is none put your hands by the cylinder where the pipe meets the head. if exaust comes out there then it is leaking. also another way to check for leaks is stuff a rag in the end of the pipe and it should leak out the big circle thing in the back. if it leaks out the cylinder too then there is a leak up there. tighten your bolts. if it lkeaks anywhere alse weld it.
hope this helps
ps if it is not the pipe it is the piston getting too small in the cylinder or the cylinder widening. this is very very bad. u will need a new cylinder or piston or both.


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Thank you so much for your amazing flowers on my big day. I know I was pretty vague with what I wanted and you seriously could not have made more beautiful bouquets for the girls and I. I absolutely loved them and they were exactly what (I never knew) I wanted! … You are seriously talented and obviously have a real ability to be able to understand what will work well - even when you don't have much to work with!!
Thank you so much for the flowers and bouquet!! Everything looked amazing and I was so happy with it all!!
Our day was so perfect and we cannot thank you enough for our amazing flowers!
Charlie and all the staff at Red Fragrance Floral Design always produce the best arrangements from my vague 'it's for a first time mum, I don't want anything gender specific, but happy and mature', or 'a colleagues mother died, so it needs to be appropriate but not depressing'.
They always, always give me exactly what I need when I'm not even sure what I want.
Charlie is a flower genius and I can't recommend her highly enough. You really shouldn't be going anywhere else!
Hi Charlie,
The quality of the flowers, their fragrance, and your creativity and fabulous service were above and beyond my expectations...
I had dreamed of having such amazing flowers for the ceremony, tables and bouquets, but seriously, until I found you I didn't think I would have had that!
The garland you made for the ceremony and the courtyard pews made it stunningly beautiful .
All of our guests could not stop raving about the beautiful flowers... Your colour coordination and ideas absolutely brought every element of my wedding together.
Thank you again darling Charlie!
Warmest regards,
Dear Charlie,
Just a quick note to say thank you very much for all the beautiful flowers for our wedding.
We absolutely loved them and they were perfect for the day and every location. It has been an absolute pleasure working with you and making our ideas come a reality. It all exceeded our expectations.
Thank you for making our day so special.
All the best,
I love dropping by on the way home from work to grab a sweet present for my fiancée. Not only is the arrangement always beautiful, the real point of difference is the personal service and positive energy when you step through the door. Just what you need after a long week at work. It's a demonstration that even nowadays, being nice to those around you is a great business model.
I just wanted to say thank you.
Thank you not only for the flowers you did for my wedding day, but for making the day… I've never, ever been speechless before but in that moment I was. Unbelievable. Your attention to detail and eye for style blew us all away. I had so many guests coming up asking all about the florals and how perfect they were for the venue. They really matched the style of the day.
I'm not a flower person - you would've known that when we met and discussed options, but my goodness - I certainly am now. Who knew there were so many beautiful roses in the world! You took the ideas from my brain and created them…
We had the most incredible day, thank you for playing such a HUGE role in it.
I'm still shaking my head in disbelief at how BEAUTIFUL the flowers were. Amazing.
This is to say THANK YOU for the wonderful flowers which you put together for our wedding – the posy and the flowers on the table were perfect, and got a lot of compliments. And the colours were just right.
Thank you also for making it so easy to order the flowers. It was a great help, when there were so many details to deal with before the wedding.
All the best
Always flawless flowers. Thank you for being amazing at what you do!
Hi Charlie,
They were the most beautiful flowers and they tied in perfectly to the dresses and the boys suits.... I couldn't have asked for more. You obviously have an art for floral arrangements because they were just divine. I'm still too attached the throw them away.
Thanks again Charlie. Truly could not have asked for more!!
Dear Charlie,
Thank you so much for the magnificent flowers, they were sensational!
The dining room at the squadron looked wonderful and the chapel glorious. The girls all loved their bouquets and especially the little ones who looked like angels in their garlands...
Thank you very much we were all very happy ...
Kind regards
Hi Charlie,
Thank you for the incredible flowers that you did for my wedding on the 8th of December last year. They were incredible and were even more beautiful than I could have imagined. You really did perfect that "rustic" look that I was going for. I loved them. The flowers you put on the wires for my hair also worked beautifully… You don't just create flower arrangements, you create works of art. Thank you thank you thank you!
Thank you so very much for the beautiful flowers for the ceremony and reception - they were all absolutely stunning - Just like I wanted and much more. Really loved your asymmetrical floral archway and the centrepieces. Thank you for making our special day so much more beautiful.
Kind regards,


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Apple Goes Smaller but More Powerful With iPhone SE
Apple Goes Smaller but More Powerful With iPhone SE
Apple launched a smaller iPhone (the SE), unveiled another edition of the iPad, previewed iOS 9.3 and offered an update on Apple TV.
Cook Gets Right to the Point
CEO Tim Cook started by addressing the current hotly contested issue of how much control government should have when it comes to encrypted data on personal electronic devices. "We built the iPhone for you, our customers, and we know it is a deeply personal device," he said. "With that, comes a significant responsibility. We need to decide, as a nation, how much power the government should have over our data and our privacy. We owe it to our customers, and we owe it to our country. This is an issue that impacts all of us, and we will not shrink from this responsibility."
iPhone SE—That's Right, Just 'SE'
The 4-inch iPhone SE isn't a new version of the iPhone 5 or 6, it's just the iPhone SE. It features a 12-megapixel camera, has an improved battery, works hands-free by calling out "Hey, Siri," and features a 64-bit A9 processor and M9 motion coprocessor. Oh, and it's now available in four colors, including rose gold.
As Powerful as iPhone 6S, Only Smaller
With its 64-bit A9 processor and M9 motion coprocessor, the iPhone SE provides as powerful a CPU performance as an iPhone 6S and twice as powerful as an iPhone 5, Apple claims.
Big Camera Improvements
As shown by the data points on this slide, Apple has bumped the camera performance way up on the iPhone SE. "It's the most powerful 4-inch phone ever," product manager Jeff Williams said. Pricing starts at $399 for the 16GB model, with the 64GB tagged at $499.
4K Video
The iPhone SE also has the ability to shoot and capture 4K video, a first for Apple. iPhone SE pre-orders begin March 24, with availability starting March 31.
WiFi Calling
The iPhone SE also features a 802.11ac WiFi radio and the ability to make phone calls using WiFi only. Its networking has been clocked at up to 433M bps—three times faster than the iPhone 5s.
9.7-inch iPad Pro Gets a Makeover
Some of the highlights, in case you cannot read them on this slide, are as follows: 64-bit A9 chip, wide-color Retina display, four-speaker audio, 4K video, 12 megapixel iSight camera, Retina flash and iOS 9.3.
iPad Pro Pricing
The new iPad Pro starts at $599 for the 9.7-inch, 32GB model for WiFi only, and ranges up to $1,099 for the 12.9-inch, 256GB iPad Pro.
New Apple TV Apps
Cook noted that there are now more than 5,000 apps for Apple TV in the AppStore, including dictation, Siri, iCloud Photo Library, and Folders for images and video.
Apple Watches
Cook noted that the Apple Watch, launched two years ago, is now the "No. 1-selling smartwatch in the world," without giving sales numbers. He observed that "about one-third of Apple Watch users change their bands regularly," so the company showed some colorful new choices for those folks. Apple has lowered the entry-level price for the watches to $299.
Liam, the Robot That Takes iPhones Apart
Apple Senior Vice President Lisa Jackson showed a video that highlights an Apple-designed and -made robot, called Liam, that is used to take apart recycled iPhones to reuse some of the components. It unscrews screws, pulls out silver and gold parts, discards unusable components and generally helps the environment by doing all this.
Ready for Liftoff?
Cook said the next Apple event will be held in a futuristic new auditorium on its new campus in Cupertino—located on the same lot Hewlett-Packard used for more than two generations.


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Thank you Tattooed_tea! This smells so good! I was expecting a stronger flavor for this tea but it's actually quite delicate. The fruit flavor is pretty light and let's the rooibos shine through. It's a nice combination and both are pretty equal. No dominate flavors going on here. I really liked this! Thanks again!
Boiling 5 min, 0 sec


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Last night, the Senate failed to pass a temporary spending bill that would keep the Federal government running. Here's the immediate aftermath of that action:
The sun still came up.
No one has immediately keeled over & died as a result.
The lights are still on.
The Earth has not fallen into the sun.
In other words, dispite the dire predictions of Schumer, Pelosi, & other members of the WAH!* Party, the world and universe have not come to an end.
Dispite the lack of funding for "non-essential services," I fully expect that the impact upon the average American to be minimal under the Trump Administration. This would stand in full contrast of the previous Obummer Administration, whose goal was to make it as painful as possible for the citizens so as to blame the Republicans for the inconvenience.
So what's the issue? Here's a good synopsis:
""Hostage-taking" is the term that was used in 2013 when Ted Cruz and a few other Republicans blocked government funding to try to force repeal of ObamaCare. You can't deny people essential government services just because you didn't get your way on some other policy! Now here we are, five years later, and Democrats are prepared to deny those same services because they haven't gotten their way on a DREAM amnesty with essentially no strings attached." Allapundit @ Townhall.com
So this all comes down to what to do with the children of illegal immigrants who are here illegally, who are not citizens, and who are facing deportation in accordance to the laws of this country.
A question for the WAH! Party – Is this issue something that you want to hang your futures on?
The WAH! Party is in bad shape. They are heavily in debt as a result of the Obummer and Hildebeast campaigns. The apparent acrimony in the election of their co-chairs is still evident in their lack of fundraising. The treatment of Bernie is still rubbing a good portion of the Party members the wrong way. And the message that the co-chairs are sending out is appeals only to the leaches that depend upon the WAH! Party for sustenance – flyover country is not impressed. Last is that after the defeat of the Hildebeast, no one in the party is really positioned to make a run for the Presidency – they all have baggage that would send them to the bottom of the Marianas Trench.
Their solution is to push for the amnesty and full citizenship of the Dreamers. These children and young adults have come from countries where the government rules over the citizens, and the educational systems in this country has leaned toward Socialism for years. Should the Dreamers be granted citizenship with the resulting chain migration continue unabated, the WAH! Party would have a voter base of roughly 900,000+ to build upon. This is their long-term goal – a power play to get a their majority back and lock up the elections for decades to come.
This is the issue that the WAH! Party wants to shut the government down for – getting consessions for people who are essentailly criminals, putting their party ahead of the citizens of this country. Considering who they backed for the last election, perhaps I shouldn't be surprised.
If anyone is paying attention, the WAH! Party does not have the American People rights and priveledges as part of their focus. It's keeping themselves in power, and damned be the consequences to the United States.
Breitbart has this to say about the DREAM Act:
…working and middle-class Americans would be put in further competition for U.S. jobs against up to 3.5 million newly legalized foreign nationals. A recent report found that 1 in 5 illegal aliens given amnesty under the DREAM Act would end up on food stamps and nearly 1 in 7 would end up on Medicaid, further straining the social safety net for America's poor.
And in the same article, here's a partial quote (which I've seen from other sources) from Senator Dick Durban (D-IL):
"I'm focused on one thing — not that meeting — but on making sure that those who are being protected by DACA and eligible for the DREAM Act have a future in America. I am focused on that full time."
Enough said.
* WAH! Party – Whiners and Hypocrites Party, formerly known as the Democratic Party.


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By Arrowhead
Fri Aug 09, 2019 7:43 am
Fri Aug 09, 2019 7:43 am
- Fri Aug 09, 2019 7:43 am #583490
Further evidence overnight of Labour badly losing it's way in Cambridge. To surrender this seat having secured a 12,000+ majority in 2017, and with one of Labour's most pro-European MP's (Daniel Zeichner) already in place, would be quite an achievement.
"Patience is bitter, but its fruit is sweet" - Jean-Jacques Rousseau


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Summary: This U.S. Drought Monitor week saw minor modifications as the conterminous U.S. experienced relatively tranquil weather conditions. Some modest amounts of precipitation fell over the central Gulf Coast states, California and the Pacific Northwest while some lesser amounts were observed over portions of the Southeast and Mid-Atlantic states.
Overall, temperatures across much of the conterminous U.S. were well below normal except for portions of the Southeast, Mid-Atlantic, Northern Great Plains and the Upper Great Lakes region where temperatures were above average.
The northern Great Basin, Intermountain West and central Rocky Mountains experienced well-below-normal temperatures during the last week, and numerous records were broken.
In Alaska, temperatures were well above normal during the last week, while the Hawaiian Islands experienced generally cooler-than-normal conditions.
Looking Ahead: For the remainder of the week, the conterminous U.S. will shift toward a more active weather pattern. The NWS HPC 5-Day Quantitative Precipitation Forecast (QPF) calls for heavy precipitation to fall over eastern Texas as well as portions of the Lower Mississippi and Ohio Valleys.
The Pacific Northwest will remain in an active pattern this week as will the Northern Rockies.
Temperatures are forecasted to be above average east of the Rockies while most of the West will continue to remain well below normal.
The 6–10 day outlooks call for a high probability of below-normal precipitation west of the Rockies and an elevated probability of above-normal precipitation in the eastern half of the conterminous U.S.
In Alaska, the 6–10 day forecasts call for an elevated probability of above-normal precipitation and temperatures.


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The PPI Database's 2014 full year update for these sectors has just been released, and it confirms the trends we began tracking for the first six months. Total investment in infrastructure commitments for projects with private participation in the energy, transport, and water and sanitation sectors increased six percent to $107.5 billion in 2014 from levels in the previous year. The total for 2014 is 91 percent of the five-year average for the period 2009-13, which is the fourth-highest level of investment commitment recorded – exceeded only by levels seen from 2010 through 2012.
This increase over 2013 was driven largely by activity in Brazil. Without Brazil, total investment commitments would have fallen by 18 percent, from $77.2 billion in 2013 to $63.4 billion in 2014. Although this is lower than H1 2014 (57%), Brazil's large stake is a continuation of a recent trend.
The Latin America and the Caribbean (LAC) region saw $69 billion of investment commitments, or nearly 70 percent of the total for 2014. Three of the top five countries by investment commitments in 2014 were from LAC. The top five, in order, were Brazil, Turkey, Peru, Colombia, and India.
The Middle East and North Africa (MNA) region, while having much smaller commitments of $3.3 billion, also saw increases over the previous year. All other regions saw reductions in investment commitments. Sub-Saharan Africa saw a particularly steep fall – from $9.3 billion in 2013 to $2.6 billion in 2014 – because of a drop in energy sector activity. However, it's important not to read too much into this because 2014's figure was closer to levels seen prior to 2012. The emergence of activities in countries such as Ghana, Kenya and Senegal is particularly encouraging.
The PPI database update for 2014 also focuses attention on growth and activity by sector. The largest number of new projects was in energy, followed by transport, and finally water and sanitation. Although the energy sector had the most new projects, the sector with the greatest investment was transport, which received $55.3 billion, or 51 percent of total global investment. The energy sector accounted for $48.2 billion, or 45 percent, and the water and sanitation sector had $4.1billion, which was four percent of total investment committed. Greater activity resulted from several large-scale projects in Brazil, Colombia, Peru and Turkey.
Another trend threading through the PPI Database update is the move throughout the last decade toward fewer but larger projects. At 239, the number of projects was the lowest seen since 2004, but at the same time 2014 also marks the highest average project size ever.
As we noted back in March, while there are some positive takeaways from 2014 activity, given rising investment gaps there should be a redoubling of efforts to build policy frameworks and enhance project preparation. Together, these efforts will strengthen the role the private sector can play in meeting infrastructure needs.
We are gearing up to connect with PPP colleagues next week during the PPP Days event, hosted by the European Bank for Reconstruction and Development (EBRD) in London. Together with our colleagues in EBRD, Asian Development Bank (ADB), Inter-American Development Bank (IDB), Islamic Development Bank (IsDB), United Nations Economic Commission for Europe (UNECE), and European Investment Bank (EIB), we are looking forward to our collaboration around PPP activities and in depth discussions around our collective efforts to answer infrastructure needs – globally, regionally and locally.
Curious about PPPs? It's not too late to sign up for our PPP massive open online course, and join the more than 20,000 participants who are learning about PPPs. We will also have a live Google Hangout from London next week.
Next week will also bring a few more launches, including the PPP Lab, a new web platform for everything PPP, and our revamped Handshake, the World Bank Group's PPP journal.
Stay tuned for other developments and ongoing PPP news through our Twitter channel at @WBG_PPP.
For more information: http://ppi.financeandprivatesector.org
Information in the newest Private Participation in Infrastructure Database update covers the period from 1990 to 2014 and reviews more than 6,000 projects across 139 low- and middle-income countries, providing information on private infrastructure investment in emerging markets.
Join the Conversation
Brazil GNP in 2014 was U$1,73 Trillion, growth of 0,1%!
U$ 44.2 billion its a impressive number.
Clive's chosen title for the post bring us to an undeniable conclusion: The PPP market in Brazil is more active than it has ever been and it keeps generating new deals, even in the fast deteriorating economic and financial conditions the country find itself in.
Such an apparent inconsistency can only be explained by the role played by the country's National Development Bank (BNDES) as the major provider of long term financing. The Bank provided almost all of the long term loans for this increase activity demonstrated by the PPI Data base. These are the 10 biggest projects that reached financial close in 2014 according to the PPI data base in Brazil.
All of them have either already secured BNDES financing or have almost done so, which typically include 70% of the capital value of projects. Since it subsidizes its interest rates using money from taxpayers, there is no effective private competition.
Although the government is incentivising the use of the capital markets thorough project bonds, the Bank will continue to play an indispensible role for the next round of PPPs announced by president Roussef in a huge political ceremony early this week (https://www.youtube.com/watch?v=PEsAHjl2530). The PPP program considers the following investments that, hopefully, will soon enough be reflected in the PPI database.
All the projects are meant to reach financial close by 2019. Thus, if the announced initiatives effectively turn into implemented projects, despite of the economic conditions of the country, Brazil will continue to rank high in the PPI data-base for the next few years.
Is it possible to outline the specifics in the Energy Sector? Lots of colleagues bunch the "energy" into Oil, Gas and Electricity.
I am interested in the PPI values in Electric Power (thermal, hydro and renewables), specifically in west Africa/Nigeria.
Kindly guide me on this.
I´m public consulting from Northeast of Brasil and we intend to partner public private using the urban solid waste to fuel and energy.
We have talk with some companies around the world and it´s possible , you know ; but the municipals don´t have money enough to implant that system (Pirolysis).
Please give me a good answer for that demand....
I´ve three cities at Bahia , including Salvador(capital) that have agreed to make this partnership.
I'm a government consultant for some municipalities in Bahia Brazil and we want to partner with ppp to treat urban solid waste and transform it into fuel for power generation
We have three cities, including Salvador, that have agreed to make this partnership.
Please help us to get a better life quality..
It seems to me that PPPS focus in many cases on "Transportation"as a way to develop all other fundamental features of economy such as energy, water ,sanitation ,among other aspects, as in the case of Ukraine , and even in Brazil , actually investment in transportation is crucial to all other aspects of
development , that can help to attract private sectors to perform positive activities by PPPS led by the World Bank and all other financial institutions.
Yours Very Respectfully,
Dr. Mohamed Taher abdelrazik Hamada, Ph.D
Retired Professor at Strayer University , USA
I am senior American citizen living temporarily in Egypt because my family lives in America, they are my wife, my two daughters , my son in law , my two little granddaughters . I am willing to be hired by the World Bank , if it is possible , to be able to support myself , support my daughter who is a teenager and to support my two little granddaughters , all of them are in the USA. I already applied to one of the jobs at the World Bank , in the World Bank headquarters in Washington DC. This job is , job number 171270, it's title is Policy Compliance and Grievance Redress, i explained in my application all my qualification and all my experiences , i hope it will fit with the requirements of this job. Please fell free to assign me in any available job at the headquarters of the World Bank in Washington DC, i used to live in Washington DC, to work and study at Howard University , i lived in Washington DC for almost thirty years.


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Welcome to Trafalgar's Australian website. Would you like to visit Trafalgar's US website instead?
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Explore the spectacular cities of the east coast of USA, taking in Philadelphia, New York City and more.
Autumn Colours9 days 1 country 8 cities
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East Coast USA and Canada
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Tales of the Old South
This At Leisure trip delves into the culture of the Deep South, taking in cities like Savannah and Charleston.
Route 66
Explore historic Route 66, taking in Chicago, the Old West in Oklahoma or kick up your heels in Albuquerque.
Route 66 with Albuquerque International Balloon Fiesta
Explore historic Route 66, taking in Chicago, the Old West in Oklahoma or kick up your heels in Albuquerque.
Historic Highlights8 days 1 country 9 cities
Immerse yourself in American history on this Regional Explorer trip from Washington D.C. to Philadelphia.
Pilgrims and Patriots
Discover pioneer and revolutionary tragedies and triumphs, from the battlefields of Gettysburg to the symbols of American independence.
Heart of the South with the Great Smoky Mountains8 days 1 country 5 cities
It's all bourbon and bluegrass on this jaunt from the capital of the South to the heart of the Kentucky Derby.
Spirit of the South17 days 1 country 9 cities
Trace Tennessee's jazz and juke joints and the bourbon and bluegrass plains of Kentucky horse-racing country.
Adventures of the Lone Star State End Dallas
Discover the Texan hospitality while travelling through this state that is steeped in Old West history.


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New title
Love Letters
Love Letters is a picture book for grown-ups. A bittersweet tale of the ups and downs of relationships and family life. It tells a story in which 'love is an endlessly complicated yet beautiful four-letter word.'
Other releases
A Perfect Mother
A bracing, hypnotic story of mid-life crisis about the complexities of love, relationship and legacy. During a visit to Trieste in Northern Italy to research his long lost great-grandfather, Jacob meets Charlotte and Jane, and the three are forced to confront their individual and shared histories. Their sense of themselves is challenged and they […]
Bed 12
Bed 12 is a poignant and darkly comic account of what it's like to fight for someone's life. It's for anyone who wonders about their own mortality, who has experienced the serious illness of a friend or relative, or who cares about the NHS. Long-listed for the 2019 People's Book Prize. Make it a winner and […]
The Wilful Thing
'I am no bird; and no net ensnares me; I am a free human being with an independent will.' Charlotte Brontë The Wilful Thing is inspired by the life of Charlotte Brontë who obeyed her inner call to write despite the restrictive expectations placed upon her during her lifetime. Gill Smith makes innovative use […]
The Wisdom of Love in The Song of Songs
Reynolds offers a fresh interpretation of this sensual and mysterious poem in the Old Testament, long considered the most important book of the Hebrew Scriptures but nowadays relatively unknown.


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This is SAFE & SECURE! We take great care and incorporate security policies to ensure the very safest and easy method of payment via the web using a traditional shop/checkout system. (See HERE for our list of Memberships). The benefit to you is that your membership is automatically updated within minutes!
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We do NOT automatically renew memberships except if these are setup via PayPal. We give you plenty of advance email warning. This avoids any possible misunderstanding and excessive admin costs.
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10 Distractions For Singles
Feeling fried or less fabulous. Does being single have you down? No worries, nearly half the population is single, so, this means you aren't alone. Two words: distract yourself. Research shows that letting your mind wander increases creativity, reduces stress, and can even reduce pain. With that in mind, here are 10 fun distractions which will help you enjoy being single:
- Listening to positive and soothing music. Make up a new top ten iTunes playlist.
- Get out of the house. Go to the coffee shop to read the newspaper or go to the mall and people watch. Do not stay home all day and watch T.V.
- Go to the dog park. Even if you don't have a dog it's a great way to get out and possibly meet new people. Dogs love to play and this is good for your inner child.
- Take pictures and make new photo albums on Facebook. Make sure to tag all your friends that are in them.
- Cut out positive pictures from magazines and positive quotes. Place them on your refrigerator or somewhere, where you will see them.
- Call a friend you haven't seen in a while. I'm sure they'd love to hear from you.
- Take an art class. Let out your creative side, invite a friend to go with you.
- Play Words With Friends on your iPad or iPhone. Make sure to invite your friends to play and be open to playing with new people.
- Take a bubble bath and read a good magazine.
- Go to the gym. Exercise is a great way to sweat your worries away. This will also help clear your mind.
Don't repeat to yourself over and over how much you hate being single. This is a time to try things you wouldn't be able to, if you were in a relationship. You can also go away for the weekend or take a vacation. Be open to trying new things and meeting new people. Avoid negative people and the drama queens, this will only bring you down. Just as negative energy can rub off, so, can positive energy. For more help on how to beat the single blues, please call me at (650) 892-0357 for a consultation.


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Lights will guide you home, and ignite your bones.... And I will try to fix you.
- Coldplay
2010. What to say? Wow, I've done a lot of "fixing me" this year. I remember back in the springtime, I was emailing with my sister... we're both big Coldplay fans, and she mentioned "Fix You." Not in a trans context, but in a "this is a great song" context. I hadn't listened to it in a while, so I went and watched the YouTube video. When it got to the part where the guitars kick in and Chris Martin starts running, the emotions overcame me and I watched the video over and over and over, tears streaming down my face, as the song lyrics go. I still can't watch that video without getting emotional, which is how I like it.
On BT, my triathlon website, my NYE blog ended with this: "I think that 2010 will also be a good year, and I think it might end up being one of the most important years of my life." Pretty accurate, no? There are times when I look back at what I've accomplished over the past 365 days, and it's hard to believe. It's hard to believe that I've actually done this after so many years of wishing that I could, or would. This morning, I mostly feel proud. There are lots of things I'm proud of this morning, so pardon me while I gratuitously pat myself on the back for a moment. :)
I'm proud...
- that I've stood up for myself in the way that I have.
- that I'm a great parent.
- that, when dealing with others, I've managed to balance respectfulness of others' feelings with assertiveness of my own.
- of my family and friends, for being the loving and accepting people that they are.
- that I am gaining respect in the community through this blog, and my position as an administrator on PE.
- that I've kept virtually all of my old friends, and made many new ones.
- that I'm now in a position to help others who might be where I was a year or more ago.
- that I've given myself a fighting chance at happiness.
To be certain, there is still lots of "fixing" ahead in 2011. I need to take care of myself better from a physical standpoint. There are surgeries ahead. My voice is abominable. I'd like to start doing some volunteering and/or find ways to help other transsexual people. There are some steps I need to take at work to further my career. And of course the mental transition will continue long after the last hair has been zapped from my face.
But today is a day to take it all in, look back with wonder on all that 2010 has brought, and look forward to the future. Happy New Year, Blogistan!! :)


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The Master Wand is the strongest of the wands, requiring 60 Magic to wield. It can be obtained by either exchanging pizazz points at the Mage Training Arena or buying one from another player. Purchasing the master wand from the mage training arena requires 240 Telekinetic, 240 Alchemist, 2400 Enchantment, and 240 Graveyard points and a teacher wand equipped or in your inventory.
Along with the rest of the wands, the Master Wand has been experiencing a huge increase in price due to the loot changes made in PvP worlds. This was the same update that removed the Abyssal whip (along with many other items) from the PvP world loot table. Before that update, the Master Wand was a little under 400k.
As of July 24, 2014, the master wand is able to autocast Ancient Magicks.
Official meeting point for the product committal is:
World 1 West Varrock Bank
is backordered. We will ship it separately in 10 to 15 days.


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Liverpool renew betting partnership
Liverpool Football Club and the online sports betting and gaming provider 188BET, today announced a two year extension to their partnership, which will see the relationship run until the end of the 2015/16 football season, a total of seven seasons.
"Liverpool FC is one of the world's most famous and historic football clubs and we are thrilled to be announcing our renewal off the back of one of their most successful seasons in recent times. We look forward to building on our excellent relationship with the Club and its betting fans" said Nigel Singer, Managing Director of 188BET.
As part of the renewed partnership 188BET will continue to use LFC platforms to offer fans in Brazil and Asia, home to the Club's biggest fan bases, exclusive promotions and great gaming prices on every LFC fixture.
Since 2012, the Reds have been evolving their global betting partnership strategy, which allows betting partners to deliver a geo-targeted betting experience, enhancing the offering to betting fans regionally. This new approach has been a success for the Club, which can be seen in the extended commitment from 188BET.
Billy Hogan, Chief Commercial Officer at Liverpool FC commented: "We are delighted to be renewing our partnership with 188BET for a third term. We've had great success over the last five years, continually adding value to our working relationship. 188BET will service fans in two of football's biggest markets, Brazil and Asia where we have a combined total of over 340 million followers".


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G-Tech Announces 2TB Across Entire 3.5″ Line
Rich media producers rejoice! G-Technology by Hitachi, a brand know for their well–packaged, high performance storage products, announced this week that their entire 3.5″ product line will incorporate Hitachi's 2TB, 7,200 RPM drives.
With capacities from 2 to 32 TB and a 32 MB cache, G-Tech is now the only external storage provider in the world with a complete line of 2 TB, 7,200 RPM storage solutions specifically designed for Mac OS and audio and video pros. Direct–attached eSATA, FireWire 400/800 and mini SAS choices are available, as is 4G FC (Fibre Channel) for production environments that require simultaneous multi–user access.
Back in April of this year, G-Tech's parent company, Fabrik, Inc., was acquired by Hitachi GST, Hitachi Global Storage Technologies, which explains the inclusion of mechanisms from Hitachi Data Systems.
Fabrik's businesses formed the core of a new Branded Business division whose brands include G-Technology™, offering external storage solutions for Mac OS users that dominate the content creation and professional audio/video markets; and SimpleTech™, providing external storage and backup solutions aimed at the Windows community. The new 2 TB models are said to be "available now" but have not yet appeared on their site.
Posted on November 5th, 2009 by OMas
Filed under: General IT
One Response to "G-Tech Announces 2TB Across Entire 3.5″ Line"
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Awards are given for outstanding projects with real social value
Horizon Impact Award 2020 is currently accepting applications
- February 18, 2020 17:30
- Aseniya Dimitrova
Have you implemented a project under the European Programme Horizon 2020? Do you feel like your initiative has made a difference? If yes, then you stand strong chances of winning a valuable recognition. Apply now to win the Horizon Impact Award 2020.
EU-funded projects that matter
Initiated by the European Commission, the award wants to celebrate exceptional projects that have used their results to provide value for society. It wants to demonstrate far-reaching socio-economic benefits of investment in research and innovation provided by the European Union. Furthermore, the award wants to create role models and inspire other beneficiaries of research and innovation funding to maximise the impact of their research.
Last year's winners have come up with a new drug for a rare disease, helped prevent child abuse, improved the security of web browsing and protected coastal areas against the effects of climate change.
Mariya Gabriel, Commissioner for Innovation, Research, Culture, Education and Youth, said about the award that
"With this award, we want to highlight how EU-funded research can benefit citizens and society. We will put the spotlight on projects that have impact on the economy, environment or policymaking. I look forward to seeing many excellent examples of how EU-funded research makes a difference to our daily lives."
How to apply?
This year's edition of Horizon Impact Award is accepting applications between 13 February and 2 April 2020. Applicants can be all legal entities, individuals or teams having implemented projects that have received funding by FP7 and/or Horizon 2020 programmes which must be completed by the time of application.
Further details on the application process can be found on the website of the European Comission.
The applications will go through an eligibility check by internal European Commission experts and will be pre-selected. The final selection will be made by high-level experts.
There are five financial awards of €10,000 each. In addition, the winners will get high visibility in the form of public interest and increased media coverage and will be promoted by the European Commission at other events.
TheMayor.EU stands against fake news and disinformation. If you encounter such texts and materials online, contact us at email@example.com


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Hi All !
Today I had task about compare table data exported from MS CRM 2011. After investigate I faced with awfully nice tool for MS Exel it name XLTools.net Columns Match for Excel 2013.
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Non-member price: $28.87
Publisher's Summary
To boost waning interest in interstellar travel, a mission is sent into deep space to learn the truth about "moonriders," the strange lights supposedly being seen in nearby systems. But Academy pilot Valentina Kouros and the team of the starship Salvator will soon discover that their odyssey is no mere public-relations ploy, for the moonriders are not a harmless phenomenon. They are very, very dangerous-in a way that no one could possibly have imagined.
BONUS AUDIO: Includes an exclusive introduction written and read by author Jack McDevitt
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What listeners say about Odyssey
Reviews - Please select the tabs below to change the source of reviews.
- Mark
- 05-12-2009
Could have been so much better.
This book reminded me of trying to start my lawnmower in the spring. It would putter and almost start but never quite got there. This book was the same thing. This story could have been so much better if they had cut out the filler and focused more on the aliens. Save your credit. I love this authors other books but this one falls flat on its face.
2 people found this helpful
- Right Quark
- 02-02-2015
Really Slow Start
I generally like Jack McDevitt's books, but this one spent a great deal of time on politics, especially at the beginning. I'm used to more scifi in science fiction books. The second half of the book was much better. It was more like his other books.
The narrator was very good.
- Jared
- 11-12-2009
Mostly Filler
A great deal of filler material mostly dealing with politics and public relations, rather than anything involving space. The actual mission doesn't take place until 5 hours into the story in chapter 18. Anything relevant prior to chapter 18 could have been put in a single chapter. I ordinarily love McDevitt's work, but his last few books have been lacking.
- Stephen
- 14-11-2009
A Good Book
I found this book to be quite easy to listen too and although it isn't overly clear as to what the story is truely about i found it to be engaging and enjoyable. The characters were easy to identify with and I feel the author had a good idea of how people would truely react in the given situations. I'm not 100% sure about the narrator, thats not to say she was bad, it's just it was a tad difficult to accept the male characters from her. Still, all in all I would say this was a worthwhile listen and I would heartedly recommend it.
2 people found this helpful
- Rich
- 26-02-2017
Ok, but too long.
The first half of the book was long-winded, with not a lot happening. When the story finally got going, I had trouble being absorbed by it. Overall, a weak offering, but it did have some redeeming features towards the end.
- Amazon Customer
- 22-05-2014
Annoying chapter headings
What would have made Odyssey better?
Loose the chapter headings
Would you ever listen to anything by Jack McDevitt again?
Would you listen to another book narrated by Jack McDevitt and Khristine Hvam ?
Bought this for Ms Hvam who has a pleasant reading style. However book had annoying foible.
You didn't love this book--but did it have any redeeming qualities?
It sent me to sleep.


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Adobe: Flash Support for Android 4.0 Coming by Year's End
Adobe isn't planning to do much more work on its Flash browser plug-in for mobile devices, but it said Monday it will rectify the fact that its player app doesn't work with Ice Cream Sandwich, the latest version of Android.
In a statement to AllThingsD, the company said that an update — the last major refresh planned for the Flash plug-in — is on its way, and should be out this year.
"Yes, Adobe will release one more version of the Flash Player for mobile browsing, which will provide support for Android 4.0, and one more release of the Flash Linux Porting Kit — both expected to be released before the end of this year," Adobe said. "After that time, Adobe will continue to provide critical bug fixes and security updates."
In the meantime, though, that means the Galaxy Nexus can't run Flash content.
"As we previously communicated in a blog post, devices and software updates from our partners which introduce new technologies are being developed on varied schedules that are different from our own, which means that the Adobe runtimes may not always be optimized or supported on devices until a subsequent release," Adobe senior director Greg DeMichillie said in a statement. "We will provide a minor update to the runtimes to support the Galaxy Nexus in December."
Adobe had said it planned to release one more update for the Flash Player earlier this month, when it announced that it was halting development on the project in favor of working with HTML5 and helping mobile developers create native apps using Adobe AIR.


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Well I was reading a post at the top of PWL titled:
How powerful and popular is the God Long Army compared to the fake news gay mafia bitter loser run sites?
and was thinking of Howard Stern because I remember back when so many people hated him but his rating were through the roof. Even people that hated him said they still listened to his show because they wanted to see what he was going to say or do next. Well I think Donny Long and the PWL army are sort of the same. In the post above you can clearly see that PWL gets way more traffic than any of the bitter failure copy competitors.
311 Views


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Main Content
About the Talk
August 14, 2009 12:00 PM
Nashville, TNNashville, TN
^Regular Expressions is one of those tools that every developer should have in their toolbox. You can do your job without regular expressions, but knowing when and how to use them will make you a much more efficient and marketable developer. You'll learn how regular expressions can be used for validating user input, parsing text, and refactoring code. We'll also cover various tools that can be used to help you write and share expressions.$


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To discuss a specific project
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Decks review in Vancouver
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There's been much anticipation and build up yet again for the takeover this year, and the start is slightly delayed in the Pier Theatre due to VT difficulties creating more suspense…
And we're off – Powdered Cows start with Lobster, Martin fresh from being interviewed by Beth Graham who's producing an Oxjam Bournemouth Takeover Rockumentary. There's been promise of a spectacle from Martin, he starts solo with his electronics for a couple of songs, before a lion and a crocodile join him for Lion Lion, with invite for the audience to take some percussion and create the song together
There's delays in 60 Million Postcards too, so I catch up with one of the Oxjam queens, Livvy, who's taking a moment outside.
I head back to the Pier where the Boolays are hitting their last two songs, both of them debuts for the band. Soprano sax, twin dueling acoustic guitars and twin female vocals with male accompaniment means I'm in a brief delight.
Jack Grace is solo acoustic today, and sounds absolutely crystal clear on the vocals, while the guitar gently plays along to itself for much of the material thanks to his loop pedal. The fantastic ambience of the awesome pier theatre really works well for Jack's voice.
I reach 60 Million Postcards in time to hear Chris Woodford have a large shout up by compere Si Genaro. As ever, Chris plays a blinder. Jack Vallier is next up, and chooses to do a set of acoustic covers, starting with Wonderwall, which doesn't go down as well as Krista's version did last night. One bit of really good news – Tony Warren is back on the local music scene having had three years away in London; we have a bit of a natter and a catch up.
Citizen Perez (Steve Perry) is up next in 60 Million Postcards, and everyone that's told me about Citizen Perez has been right – what Steve does here is totally different to the other material he's produced in the other acts he's in. He's doing new material (some involving kazoo) as well as acoustic versions of songs from other acts (like Disco's Out (Murder's In) ). Something that works well for him is the novelty kazoo taped to the microphone, such that he can still play guitar whilst using the kazoo. Makes for an interesting combination.
Back to The Pier, and one of my favourites, the happiest band in Bournemouth, Not Made In China are on stage. Their music is in major keys, with some great contrary bass work, big positive rhythms, and the killer vocals which somewhat tell of life in these times. People are clapping along, the only thing missing for me are the dancing idiots like me, but then this is a seated venue after all… Lee (Escape From 98) is with me, between us we cook up a new genre, African Indie, to place Not Made In China.
Annie Winter is doing her set at 60 Million Postcards; she's recruited a full band behind her, Tim on string bass, Ben on cajon and Joe (Potter) on guitar and vocal. She's singing winsome songs with a laid back feeling, perfect for a dreamy afternoon; with my rushing back and forth I'm feeling I'm not partaking in that vibe. My loss, and yet I wouldn't have it any other at this moment in time 🙂
Tim Somerfield is given another of the Si Genaro treatments, and kicks off with last years Oxjam CD contribution There There. Tim's voice soars over the guitar chord work, as if a bird released to float around the venue, major chords giving a positive lift to the songs. As I leave to reach the pier Tim starts Supervillain Alter Ego, which is on this years Oxjam album.
I've missed Mischa and catch Martin & Timo filling the gap so the Chicken Soup Choir can set up. They interview conductor Julie, who together with pianist Esther inherited a choir and set up Chicken Soup, because its good for the soul as she puts it. When the choir are revealed as the curtain lifts, I'm amazed at the size of it. They're singing various pop rock songs, starting with what I think is Elbow, then Ash and Radiohead (I really don't know my modern non-local music anymore). All the various instrumental components are sung, with oohs and ahhs and the like to make up the accompaniments.
Susbus (Southern Ukelele Store Boscombe Ukelele Social) fill the stage as did the choir. Lisa McQuillan and Jonty Johnson share most of the singing honours, though many others are pulled out of the esemble to solo and sing. I must admit much of my attention is on Nacho Jase, who's playing bass ukelele and hiding at the back, yet seems to be filling the stage with his presence. Paul Tucker is our narrator, and there's a spare appearance by Martin Roberts on kazoo.
Mutant Vinyl have something special prepared for us tonight – I was with them last night as they were preparing the act for tonight. Ed starts trying to get his sax and vocals working to his satisfaction with the sound guys and the effects processing. Its not working for him so he invites his friend, birthday boy Tim Smart to join the stage. Luke also steps in, as Ed moves to the drums and Tim announces …. County Hospital…. This means that the charismatic Ed switches to the enigmatic Ed and starts playing the tricked out beats he's so good at, while Tim, Marc and Luke rock out some wonderful experimental stuff – then promptly leave the stage after the one song. Artistic Impression or what? [It later transpires that this early exit wasn't in the plan, its just that Ed couldn't get the over-FX sound he wanted, so rather than give a bad show in his eyes, took the brave decision to chop his act, even though this causes angst and consternation for some – particularly the poor organisers of the venue].
Head Of A Cuban Trojan (HOACT) have nearly played their awesome set out as I walk in, there are just three songs left, and they are amazing. Heavy bass, over egged guitar, a bit of a grunge thing going on. Then they start megaphoning the lyrics just to add to the musical contusion. Love it
El Bosco are a subset of Disco's Out (Murder's In) in appearance, totally different sound. Great melodies on Steve's guitar, Ttubbs has some great beats going on, and Ed is pumping out the bass like a live one. Proper pop rock stuff, and everything starting to be turned up to the max on the PA. Its a little bit grungy like HOACT, yet not similar as there's different things going on in the music and the vocals. Again I'm liking it, and am a bit torn to move to another venue.
On The Rocks next (as I turn up at The Pier for Momo:Tempo to hear Tim say he's finished), where Get The Tape have just started. Big screamo shouty rock, upon which regular readers will know my views. Even so, Get The Tape are different from the rest, their drummer is able to play some really fast timely stuff, while the lead guitar is producing great tunage, rather than the mushy chords I normally associate with the style. Another band I want to hear more from in the future, despite my general reservations on the genre.
Know One are playing what's been dubbed as their last ever set on the Pier Theatre stage. Starting with some long-lost Two Tone material as an intro and sort of soundcheck, they soon move into the moshing stuff they're known and loved for. Massive bass work, big horns (Callum still running around with that sax) and the others making good with the drums and the chord work. They are really on fire, and they even play their request song that they never normally play, Invisible Reality. I leave before the end, though, for…
60 Million Postcards again, this time for Yellowgroove who are in the middle of their 5 hour remix of Spread Your Love (Like A Fever), by all accounts they've done everything needed to satiate this noisy and active crowd. They get such a great groove on as they start Manimal, while still managing to take the rip out of their mate Nick. A brief crowd incursion causes a bit of havoc with Simon's electrics, before they go into their next single Fading Out (available on the Oxjam CD), which is where I move out to On The Rocks.
Escape From 98 have just started, and immediately start the heckling going. I have no paper to throw at them in return (their gig the night before in Salisbury culminated in a paper ball fight), so just bellow instead. We need to start a thing going – they have a new song Chorus where they encourage the crowd to shout the title – just shout "NO!", kids. And they'll love you forever and stuff :). A great set and a good end to this venue.
60 Million Postcards now have the Mother Ukers down, we're still rammed in here as they play Love Cats then Cars before murdering Bowie (in a nice way), by turning Space Oddity into a chirpy number, while still retaining the modal nature of the song.
The evening ends in fine form with a little auction trying to sell off some particular one-design T-shirts, all to raise more funds for this worthy cause, before we continue partying the night away. I give up the party and take the option to leave for home, since I have diving in the morning. A great, if wearing, day, thanks to the full on efforts of the team, Katy, Liz, Lauren, Livvy, Jo, Geoff and Andy, and all the others that I'm not aware of. Please can we do it again, next year?!?


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William Rhodes-Moorhouse was an aviation pioneer and a First World War hero. In his short military career, he became the first airman ever to be awarded a Victoria Cross.
William Rhodes-Moorhouse's parents came from New Zealand, but the family lived in Northamptonshire for twenty years. William was baptised in Lamport Church and the family lived at Lamport Hall and later at Spratton Grange. When he grew up he loved motorcycles and cars – especially sports cars like the Austro Daimler and the Hispano Suiza. Newspapers often recorded his daredevil activities on the road.
William was an aviation pioneer in the early 20th century. With his business partner James Radley, he built and raced a flying machine. William caused a sensation in 1911 when he landed his Radley-Moorhouse monoplane on the Racecourse in Northampton. Most people had never seen a flying machine before and journalists described the thrill of seeing a man in a machine flying like a bird. In 1912, William became the first person to fly across the English Channel with two passengers.
William was a friend of the well-known Mobbs brothers from Northampton. He played billiards at the Northampton and County Club with rugby player and war hero Edgar Mobbs.
William joined the Royal Flying Corps as soon as the First World War started in August 1914. He was posted to Merville in northern France in March 1915 and flew BE2 biplanes on scouting missions over the German lines. On 26th April 1915, he was ordered to fly to Courtrai in Belgium to bomb the railway line that brought up enemy troops and supplies of chlorine gas. BE2 biplanes were intended to carry cameras, not bombs, so a special bomb carriage had to be added to his plane. Three Royal Flying Corps planes flew off that afternoon to destroy the railway line, but William was the only pilot who succeeded. However, he was badly wounded by enemy fire. For the thirty minute return flight, he bled profusely as he flew low over the trenches with a badly damaged aircraft. Almost unconscious, he somehow landed safely and insisted on reporting to his commanding officer before being treated. He died of his wounds the next day. The ground staff counted ninety-five holes in his machine.
William was posthumously promoted to Lieutenant and awarded the Victoria Cross. He was the first airman ever to be awarded the medal.
The First World War
Spratton Local History Society
Text © Enid Jarvis, Chair of Spratton Local History Society
William Rhodes-Moorhouse at the Racecourse © Northamptonshire Archives Service
William Rhodes-Moorhouse © Spratton Local History Society
Memorial stone © Spratton Local History Society
Northamptonshire Central Library © StJaBe, licenced under a Creative Commons licence
Northampton Museum & Art Gallery © Northamptonshire County Council
If you have any comments or corrections, please get in touch:
If your question is research-related, please contact the Northamptonshire Archives.


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The Geography Blog focusing on all things geography: human, physical, technical, space, news, and geopolitics. Also known as Geographic Travels with Catholicgauze! Written by a former National Geographic employee who also proudly served in Iraq and Afghanistan.
Friday, December 05, 2008
Attackers used Geography tools; technology to disguise geographic orgins
The author writes that the attackers set sail from Karachi, Pakistan to Mumbai, India using GPS navigation tools and detailed maps, as they were not experienced sailors. They also used high-resolution satellite maps to understand the city's layout and buildings before they arrived there.
Something else that I find interesting is that the organization claiming responsibility produced the email (their announcement) used a Urdu voice-recognition software to '"anonymatize" regional spelling and accents so police would be unable to identify their ethnic or geographic origins.'
While these terrorists used common technology tools that are easily available, India's police still use World War II-era rifles and Indian security forces lag technologically behind.
This continues the trend of geographic technology being used for the wrong reasons.
2 comments:
- Unknown said...
Nice post, but you can't forget that most of this technology (GPS, High res imagery) was originally developed for and is continually being improved for use by the military. It's a strange thing to say they're being used in the wrong way when that's the exact purpose they were first made to be used for. You can't just flag them as being the wrong use when you don't support the party using them, which i don't in this case. US Army using GPS to mis/guide their missiles vs. another group using GPS to find a location of someone they're fighting a jihad against
Simon opined: "It's a strange thing to say they're being used in the wrong way when that's the exact purpose they were first made to be used for."
Actually not. Their purpose was and is to defend the U.S. and its allies not kill innocent civilians like these jihadist did. So not strange at all.