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Home > Compliance > RAST Action Programme for ICAAP
RAST Action Programme for ICAAP
If your firm is a BIPRU or an IFPRU firm, you will have to calculate your capital adequacy in accordance with the Pillar 2 requirements in addition to the standard Pillar 1 requirements. This takes the form of an Internal Capital Adequacy Assessment Process (ICAAP).
An ICAAP has four key steps as follows:
- A Risk Survey to identify the risks your business faces.
- A Risk Assessment to establish the likelihood of those risks materialising and their potential impact on your firm.
- Stress Testing to model how well your business as a whole would survive this impact.
- A Capital Calculation to work out the amount of additional risk capital your firm needs to hold.
The FCA requires the whole process to be fully documented in an ICAAP report which your firm must review annually or upon material change.
We have devised a Risk Assessment and Stress Testing (RAST) Action Programme to take you and your management team through these crucial steps to the creation of a comprehensive ICAAP report from £6,000 plus VAT. Our aim is to show you how to develop a robust process that senior management in your firm can use in the future and which will enable you to comply with these requirements.


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Previously released as DARE TO DREAM; heavily revised for new edition.
J.J. Marbury can't keep a relationship for more than a few weeks. It's not her, it's not him…it's Claire. J.J. never got over his first love, and when she comes home he's determined to make the best of this second chance.
When Claire Walker realizes how much she's given up in life and love, she decides to give up, period. Coming home to Dareville allows her the chance to start over, but first she has to face J.J. again. He thinks there's room for him in her future, leaving her to figure out if an old flame still burns bright.

subset: commoncrawl


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Our shelters provide a home-like environment where houseguests have a safe, structured and sober place to stay. They are provided with all the amenities of home – a comfortable place to sleep, nutritious meals and much more. Our shelters can house up to 35 men and women over 18 years of age who are currently homeless.
Houseguest's have a chance to catch their breath at the shelter. When homeless, it's hard to focus on anything other than "where will I sleep tonight?" Taking that question out of the equation for a period of time allows houseguests to focus on improving themselves, their current state (physical, financial) and their future plans. We provide individualized support through weekly case management sessions that help identify and utilize support services that focus on specific needs, such as mental health counseling or drug and alcohol rehabilitation services. We also work with houseguests to help them gain independence and stability by assisting them in locating employment, educational opportunities and permanent housing solutions.
During a houseguest's stay, they are expected to follow all house rules including:
- Participating in daily chores to enhance their performance of life skills
- Volunteering to emphasize the importance of assisting others
- Leaving the house weekdays from 9am to 4pm to explore employment
and housing opportunities
- Maintaining a nightly curfew
- Meeting with case managers twice a week for support and guidance
- Participating in weekly house meetings


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With Prime Minister Justin Trudeau set to unveil his inner circle Wednesday, experts predict there won't be much of a shakeup in cabinet posts in Atlantic region.
All of the region's ministers were re-elected in October, and Cape Breton University political science professor Tom Urbaniak said Monday that demoting and promoting people would not be in the government's best interests.
"There is a certain stability that comes with continuing with the people in place if they're doing a reasonably good job. So for example, I think Bernadette Jordan will stay in the cabinet. Ginette Petitpas Taylor, Lawrence MacAulay, they're likely to have a very good chance to stay," he said.
But with many predicting a larger cabinet, in part to deal with regional divisions, and in the absence of Liberal seats in Alberta or Saskatcewan, Urbaniak said he wouldn't be surprised to see an extra minister appointed from the region. Dominic LeBlanc's health challenges make that even more likely.
Previously, there had been two ministers from New Brunswick, Petitpas Taylor, who was health minister, and LeBlanc who was in the intergovernmental affairs portfolio, but LeBlanc stepped away from cabinet to focus on his fight with leukemia back in the spring.
A second Nova Scotian?
St. Francis Xavier University politics professor Jim Bickerton said he could see a scenario where there was a second minister out of Nova Scotia, the most populous of the four Atlantic provinces. Jordan was the only cabinet member, holding the relatively minor portfolio of rural economic development, a post just created in January following fellow Nova Scotian and former treasury board president Scott Brison's departure.
"I don't expect to change in terms of the representation from P.E.I. or Newfoundland. I think Seamus O'Regan is pretty solid there and I don't expect a second Newfoundlander, and they lost three seats in New Brunswick," he said.
"I wouldn't be surprised, maybe another Nova Scotian in the cabinet. I don't know who that might be, whether (he) wants to promote someone young who's shown potential like Sean Fraser."
The real challenge for Trudeau will be getting the balancing act right, says Don Desserud with the University of P.E.I.
"There are no specific rules about who can go in cabinet and who not go in cabinet. It's pretty wide open. But having said that, prime ministers often feel constrained by past practices. And what's interesting is that over time, there have been so many of those past practices that the constraints are now quite severe," Desserud said,
Things like gender and ethnic diversity and regional representation are all things Trudeau will have to consider.
That means Trudeau will also have to figure out how to make sure his cabinet choices don't worsen the growing sense of western alienation by ensuring there is representation from Alberta and Saskatchewan.
"If they don't find another way to appoint a minister from Saskatchewan and Alberta, then you'll see a scenario where senior special advisers are regularly attending cabinet meetings, and are given a public role, almost as if they were cabinet ministers," Urbaniak said, pointing to Anne McLellan, a Nova Scotia-born Alberta MP who served as deputy prime minister under Paul Martin who has been recently hired as an adviser by Trudeau.
As for concerns about the resurgence of the Bloc Quebecois and any alleged rise in Quebec separatism, Desserud suspects there will be less focus placed there.
"My suspicion is that he is more concerned with Western alienation," he said.


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Main Content
About the Talk
March 16, 2010 7:00 AM
500 East Cesar Chavez Street, Austin, TX 78701-4121500 East Cesar Chavez Street, Austin, TX 78701-4121
Effective dashboard design delivers on the promise of targeted, accessible, and actionable information for organizations looking to maximize their profits. Through good, bad, and very ugly examples, you will learn about practical design techniques and challenges that dashboard designers face today.
Links: Website


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The film is produced by Ace & Ace together with Thomas Fink. Horacio Llorens from Spain, Acro Paragliding World Champion, is the first in the World to fly with Starling murmurations as a paraglider.
A flock of starlings is called a murmuration.
Starling murmurations take place in the hours just after sunset. The birds gather in large flocks and form huge formations in the sky just before they decide to land and settle for the night. The movements of the formations have been likened to a kind of dance or ballet.
The experiment was performed in Denmark where Starling murmurations of up to one million birds are happening.
Horacio Llorens used a special engineered electrical engine from Paracell in Spain to get as close to the birds as possible. He believes the birds are disturbed as little as possible by using a less noisy electrical engine.


text: Problems with image links. I have added multiple images to a single text widget and would like to add a separate page link to each. However some of the images have ... Becky, 7 years ago Last reply: Becky, 7 years ago 1 1 me too 6 6 replies Question


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Google has been rolling out a series of updates to its Image Search platform on mobile devices, and the latest addition includes tools to make coordinating outfits and researching fashion a bit easier. Now with 'Style Ideas' Google will show you a series of images related to the product in use.
These new tools work in conjunction with the Similar Items changes rolled out earlier this week, which provide links to other consumer items when looking at an image of a product, sort of like Google Shopping. Similar Items relies on identifying the items in an image to provide you with close matches. For example, if you search for a pair of sunglasses and like the shoes the model is wearing, you can see what they might be — though it isn't always right.
The new Style Ideas tool compliments this. When you go to search for that jacket or bag you've been waiting to get, not only will you be shown other items similar to it, you'll also be able to see a bunch of examples of the item in use. Check out what that hat looks like with that belt you have, or you can see if that blue suit would make you look too much like a sailor with those black shoes. It might not be useful for everyone, but if you are into fashion or just happen to be looking for a new look, it's a pretty slick tool.
The recent trend towards commercialization in Google's image search continues apace, but this may at least fill a void for anyone who took a similar effort to research their future purchases manually. Either way I, for one, welcome our fashionable new robot overlords.
- Source:


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Third Challenge:
The June Really-Ready-For-That-Beach-Body Workout
Anyone care about how my fitness month went? Well… it went. I just didn't. I ended up doing a lot of strength exercises, but I really should not have cut out all the walking and stair climbing. I see it coming… I have to sign up for the gym again. If I don't pay, I don't do it. I haven't lost a pound (boo!!!), but I do feel more fit. That's at least something. We're doing this for health, not to lose that last pound, right? 😉 Continue reading


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Q. My Outlook Express outbox is "not responding" and I need help. I tried to send Hurricane Ike pictures attached to an e-mail to my insurance adjuster. I attached too many pictures for the computer to handle, apparently, and it "hung up" the outbox. The computer keeps trying to send the e-mail, and won't let me delete the e-mail or do anything.
A. Depending on how big the files are it could take a very long time for your computer to become "unstuck" when trying to send this message.
The first thing you need to do is get rid of the items waiting to be sent and the easiest way to do this is to close Outlook Express and then click Start, Search, For Files and Folders.
In the window that pops up click on All files and folders and put a check in Search hidden files and folders under "More Advanced Options"
Once you've done that search for outbox.dbx and delete it. This will delete any and all messages that are currently in the outbox of Outlook Express.
Restart Outlook Express and you should be good to go.
Before you try to send those pictures again, you should make sure they have been resized to something more manageable. Since you are using Outlook Express, I will assume you are using Windows XP. Check out the tutorial called Optimize a Picture for Email in Windows XP from About.com.
For those using Vista check out How To Email Optimized Pictures From Windows Vista.


text: These four ingredients work in synergy to ensure the replenishing of natural testosterone production, while leaning and shredding the core... The Desired Results. D Aspartic AcidFirst you start with a common base: D-Aspartic Acid (DAA).D-Aspartic Acid is a natural testosterone-boosting powerhouse that has been shown to significantly increase TESTOSTERONE levels while promoting strength, energy levels, and healthy sex drive. D-aspartic acid reacts within the brain to release the luteinizing hormone, or LH. LH then travels to the testicles where it enters the specialized cells, or Leydig cells, which have the function of creating testosterone. Tribulus TerrestrisThen add a Herculean testosterone enhancer!Tribulus Terrestris stimulates the body's production of the luteinizing hormone, which promotes the production of testosterone: the key male hormone responsible for helping to add lean body mass, increases in metabolism, strength, muscle size, density, and fat loss. This ingredient is also helpful in lessening symptoms of angina and enhancing athletic performance, all while supporting sexual health, and a general feeling of overall well -being. Athletes take Tribulus Terrestris to ensure natural levels of testosterone are at a normal level at all times – especially during times of heavy training. Bulbine NatalensisCombined with an aphrodisiac from South Eastern Africa - Bulbine is an herb from South Eastern Africa that has traditionally been used as an aphrodisiac and shown to not only increase testosterone, and reduce estrogen...but also capable of boosting libido and sexual performance! Users in a control group experienced NATURAL testosterone levels boosted by up to 347% - while reducing estrogen levels by 35%! In terms of libido, Bulbine Natalensis outperformed Viagra for both libido enhancing and pro-sexual effects. Androst 3,5-diene-7,17-dioneThen add the ultimate test booster with the shredding, hardening effects of Arimistane (Androst 3,5-diene-7,17-dione).Arimistane improves vascularity with its drying out and hardening effects. It's a potent compound that is very effective for boosting testosterone and decreasing estrogen levels at the same time. It elevates the users natural myotropic state that helps you: Build Lean Muscle Mass - Burn And Reduce Fat Storage Leading To More Muscle Mass - Better Recovery and Increased Libido!


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HASCO America, Inc.
270 Rutledge Road, Unit B
Fletcher, NC 28732 US
- Visit Company Website
- 877-427-2662
- Contact
A Message from HASCO America, Inc.
As Seen In Plastics Technology
Tooling: Modular Plates Add Dimensions and Variations
More than 1500 additional dimensions and variants of Hasco's K-Standard machined plates are now available in the company's online shop.
Tooling: Hose Provides Flexible Cooling
Hasco's TempFlex Z976/ and Z977/ metal-braided hose provides assembly, interchangeability, and adaptability to any groove pattern.
K 2019 Report: More Control, Faster Ordering for Molds, Hot Runners
Online monitoring of existing systems and configuration and ordering of new molds were featured at K 2019, as were numerous advances in valve-gate controls.
Tooling: Expanded Mold Base Range, New Hot Runner Brand
Hasco will feature and expanded range of mold bases at K 2019, as well as launch its own hot runner brand with new Single-Shot individual nozzle.
K 2019 Preview: Molds and More at the Messe
Here's news to look for in molds, mold components, hot runners and controls at the giant K fair in October.
Hasco Opens Hot Runner Technical Center in Austria
Hasco has headquartered its hot runner operations in Guntramsdorf since 2014; the new expansion features a SmartPower 120/350 injection molding machine from Wittmann Battenfeld.
Tooling: Flexible, Non-Twisting, Kink-Resistant Hosing
EPDM hose with textile reinforcement can be used to run water or steam.
Tooling: Compact Identification Stamps
Stamps are available for the standard international food, recycling and CE symbols
Hot Runners: Range of Ready-to-Install Single Needle Valves Extended
Ready-to-connect system—including nozzle; all the hot runner and connection components; the clamping, frame and nozzle retainer plate; and also the standard parts—can be directly assembled to the fixed mold plate.
Hot Runners: Control Features Adjustable Touch Screen
Hasco's H1280 series of controllers come in three sizes, including table top units, operating from 6 to 36 zones.
Tooling: New Mold Components at Fakuma Show
Automatic safety locks, mold status indicators, hose manifold blocks, online ejector configurators, and new flexible lifters.
Tooling: New Safety Couplings for Mold Cooling Lines
Hasco's new couplings have an automatic safety lock.
NPE2018 New Technology Focus: Mold Components, Supplies, Maintenance
Advances include new approaches to tool maintenance and monitoring.
NPE2018 Technology Focus: Hot Runners
Technology being tailored to specific needs.
Hot Runners & Tooling at NPE2018: Smarter & More Specialized
Hot-runner technology, like the companies utilizing it, is becoming highly specialized, building in focused functionality for the application to be molded. Like most of the equipment in the cell around it, it's also becoming smarter, sharing data and reacting to feedback from the press and more.
Hot-Runner System Has Screw-In Nozzle for Leak Protection
Hasco's H4016/ hot-runner system has a screw-in nozzle that ensures leak-free operation.
Tooling: New Standard Mold Components
Stack-mold actuators and mold monitors stood out from the crowd of new mold components at Fakuma 2017 from Hasco, Meusburger, Haidlmair, and Progressive Components.
News in Hot Runners & Tooling At Fakuma 2017 Show
Highlights included some unusual solutions to common problems, slim nozzles for close spacing, and controls with lots of zones, as well as a handful of new cost- and space-saving standard mold components
Tooling: New Hot-Runner & Mold Components Shown at Fakuma
New standard products for hot runners and mold bases.
Hot Runners & 3D-Printed Molds Headlined at K Show
Automotive was a key focus for hot-runner developments. 3D-printed plastic prototype tools were another highlight.
Smart Tool, Electric Tool
The old gray mold ain't what she used to be. Or won't be for long, if recent trends hold up.


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Complete the blanks with ENVY/JEALOUS/ENVIOUS/JEALOUS
To bear a grudged toward someone due to coveting what that person has or enjoys. In a milder sense, it means the longing for something someone else has without any ill will intended toward that person
To be apprehensive or vengeful out of fear of being replaced by someone else. It can also mean watchful, anxiously suspicious, zealous, or expecting complete devotion.
I always ____________ his possessions or situation.
I am ______________ that you like him over me.
______________ is a desire to possess what someone else has.
She was ___________ of her friend who vacationed in exotic places and posted her pictures on Facebook.
_________________ is the fear that what you possess will be taken from you.
Jane's harmless flirting with the valet was enough to throw her boyfriend into a fit of _____________ rage.
Key: Envy/Jealousy/envy/jealous/Envy/envious/Jealousy/jealous
Watch the movie segment and complete the blank with envy, jealousy, or their different word forms.
1. Princess Kitty was _____________ of her fiance. She didn't trust him.
2. Anna Karenina was asked to dance by Kitty's fiance. This made her even more ______________.
3. When Kitty decided to dance with her fiance again, ____________________ was evident in Anna Karenina's eyes.
4. Some people are not as rich as the hosts. This makes some of them ________________ their possessions.
5. Some women looked down on them, clearly disapproving their behavior. They were probably _____ of their love.
Key: jealous/jealous/jealousy/envy/envious
Discuss the questions.
1. How jealous are you? What makes you jealous?
2. How envious are you? What makes you envious?
3. How do you control your jealousy?
4. What is worst? Jealousy or envy?
5. If someone is not jealous of their lover, doe sit mean he/she does not love him;her enough?
6. Is jealousy a healthy feeling? What about envy?


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Current Jobs
Sales Assistant
Posted on 2018-12-05
By WAVA Radio
Arlington, VA
The Salem Media Group of Virginia is seeking a person who is organized, professional and enthusiastic for our Full-Time Receptionist position located in our Arlington, VA office
The Sales Assistant role is focused on supporting the work of the Local Sales Manager and the Local Sales Team. Tasks include assisting Media Strategists by creating sales one-sheets and research for proposals and prospecting. The Assistant will work very closely with the Sales Manager in managing house accounts, managing aspects of the Christian School Tuition/Discount Shopping Club, and assisting the Sales Manager with any number of tasks that serve the local team. At times the Sales Assistant will also do sales related tasks for the General Manager, including creating sale one-sheets for SMR and National Ministry clients. The Sales Assistant will assist in updating the radio station website with client related graphics or edits to existing content. They will act as a liaison between the radio stations and outside sales-related vendors, such as our 3rd party digital product providers. The Sales Assistant will have cover the main Receptionist duties for approximately 90 minutes every day, for lunch and other breaks, and will act as the main back-up for the Receptionist when they are out. The Sales Assistant may also sell and service their own client accounts, under the direction of the Local Sales Manager.
Desired Skills: Strong people skills and a team-player. Great communication ability. Good with administration and organization. Graphics and web skills preferred, such as Adobe Suite, Illustrator and PowerPoint. A love of research and numbers is needed. A desire to learn advertising sales is preferred.
We offer a great working environment. To Apply: Visit Salemmedia.com
Positions will remain open until filled. No relocation offered.
Salem Media of Virginia, Inc.(WAVA, 105.1FM / WAVA, 780AM & WRC, 1260AM) and Salem Satellite Media, LLC (Family Talk, SIRIUS-XM 131) are Equal Opportunity Employers. Women and minorities are encouraged to apply.
Job posted by an Equal Opportunity Employer


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- Home /
- Infrared Medical Lamp
Infrared heat penetrates into the tissues, muscles and bone, speeding oxygen flow and increasing blood circulation and helps the body to detoxify. Relaxes the muscles relieving pain and stiff joints. Helpful for rheumatic disorders, sprains, bruises and lumbago. The heat stimulates the lymph system, mobilising excess fats and fluids from the body.
- Features
- Provides relief for muscular ache and pain
- Emits infrared rays to provide relief for body aches, muscle pains and stiff joints
- Recommended treatment body areas: shoulder, lower back, arm, leg
- Recommended treatment distance: 30cm Infrared lamp: 300 watt
- Tilting lamp angle for precise therapy: 15 degrees + 30 degrees
- Countdown timer for personal treatment time with auto off
- Mains Powered
- Measures 19.8 x 18.6 x 29.5cm


text: BUSINESS Like an LP, two sides to this debate 5:00 AM PDT 6/26/2007 by Brooks Boliek , AP FACEBOOK TWITTER EMAIL ME Royalty rise irks webcasters, but musicians and families are grateful Antoinette Kadore wondered how she was going to do it. Hurricane Katrina had pushed more than 5 feet of water into her New Orleans bar and left her wondering how the business could survive.Ernie K-Doe's Mother-in-Law Lounge is named for Kadore's late husband, Ernie Kadore, a legendary N'awlins R&B singer who used K-Doe as his stage name and had his biggest hit in 1961 with "Mother-in-Law." K-Doe died in 2001, but the lounge continued as a living monument to him — until Katrina nearly put it under water.So it was like manna from heaven when Kadore received a phone call from nonprofit performance rights organization Sound-Exchange telling her that her late husband's estate was due a royalty payment for all the times his music had been streamed over the Internet."The money came at a time when it was desperately needed in a devastated area," she said. "I was overwhelmed. Not only did it help me get things back together, but it's good that Ernie's work is recognized."Royalties such as these mark the first time in U.S. history that musicians get paid for performances outside of a live venue. While it isn't much (for most artists, the average payment is $360), it means a lot to people like Kadore.Webcasters, though, don't share these happy feelings. In March, the Copyright Royalty Board increased the rate they must pay to artists and copyright holders, and some say that increase will put them out of business.From big radio groups to small mom-and-pop outfits, they have asked a federal court to suspend the July 15 "true up," when the rate increase is to go into effect, and a "day of silence" in protest is planned for today."Without fair payment to those who create great recordings, the breadth of those recordings will diminish," SoundExchange executive director John Simson said. "Artists and independent labels are small businesses too, and they face difficult times as people change the way they consume music."The audience for Internet radio has grown to more than 50 million people. Through 2006, SoundExchange has distributed nearly $30 million to artists, with about 60% of that coming from satellite radio royalty."I think all artists should get paid," said Kenneth Townsel, a bluegrass musician who founded the Sand Mountain Boys. "It ain't a freebie job. You don't work eight to 10 hours a day for free. That's your bread and butter."Townsel now runs a short-haul trucking business based in Albertville, Ala. "I had to give up (his music career)," he said over the sound of air wrenches and hammers. "But, oh God, I'd rather do that than anything else."The royalty doesn't just go to widows of dead bluesmen and obscure bluegrass pickers. Connie Lemos, an heir of Ritchie Valens, also was contacted.Being an heir to a pioneering rocker who died in an infamous plane crash gets one lots of come-ons. At first, she didn't believe it when SoundExchange's Bill Holland called her trying to give away money."We were surprised to hear that there was such a thing," she said. "Not ever hearing of Sound-Exchange, we checked it out with our lawyer, and he said it was safe. We submitted our forms and said let's see what happens."Holland, a professional musician and a former bureau chief at Billboard magazine, finds the artists or their representatives for SoundExchange. From his cluttered office in Hyattsville, Md., he plays private eye as he tries to track down musicians owed money."Sometimes I feel like Santa Claus," he said. "But it's better than Santa Claus because I'm for real, and this is money these people are owed. They've worked for this their entire lives."The royalty was mandated by Congress as part of the Digital Performance Right in Sound Recording Act, which became effective in 1996. Portions of the law were clarified two years later in the Digital Millennium Copyright Act that applied the royalty to webcasts and satellite radio. (Music delivered via cable was included in the original act.) SoundExchange was established as an unincorporated division of the RIAA to pay artists directly (it has since been spun off as an independent organization).The royalty is split 50-50 between artist and copyright owner, typically a label.On March 2, the CRB ruled that webcasters must pay each time a listener hears a song at a rate that began at 0.08 cents in 2006 and rises to 0.19 cents in 2010. The ruling also established a $500 minimum payment for each Web channel.Through 2005, Internet stations could pay royalties based on either the number of songs they played or the number of hours listeners tuned in, and small companies had the option of giving SoundExchange about 12% of their revenue. That changed with the CRB ruling. By some estimates, the change amounts to a 300% increase.Tim Westergren, founder of Pandora Media, a music software business that has become one of the most popular Internet radio stations, said webcasters aren't opposed to paying artists. But they feel the rate set by the CRB is too high for a company struggling to get started."If our business model is destroyed, then investors won't support it," Westergren said.In addition to the small, family operators on the Internet, such bigger players as Yahoo, Clear Channel and NPR also are pushing legislation that would roll back the rate to one that is lower than the one set in 1995.The Internet Radio Equality Act would annul the March 2 decision by the CRB, arbitrarily set the rate at 7.5% of revenue and change the rate-setting standard now used by the CRB to determine Internet radio royalties.Reps. Jay Inslee, D-Wash., and Donald Mazullo, R-Ill., introduced the act in the House, with Sens. Ron Wyden, D-Ore., and Sam Brownback, R-Kan., doing so in the Senate.Jonathan Potter, executive director of the trade group Digital Music Assn., called the bill "Internet radio's last best hope."Meanwhile, SoundExchange has offered some webcasters a deal: Those with revenue of less than $1.5 million a year can pay the same rate they paid under the 1995 rules."The net result of this proposal is that small webcasters would be guaranteed no increase in royalty payments for 13 years, from 1998-2010," SoundExchange general counsel Michael Huppe said.It also offered noncommercial webcasters, mostly college stations, a deal that would allow them to pay $500 a year for most services. Smaller institutions would get an even bigger break.The issue has garnered the attention of Congress. Rep. Nydia Velazquez, D-N.Y., chairwoman of the House Committee on Small Business, has scheduled a hearing for Thursday. FACEBOOK TWITTER EMAIL ME Brooks Boliek firstname.lastname@example.com @thr AP firstname.lastname@example.com @thr


text: The media tends to sensationalize multiple offers – especially when the sale price goes a hundred thousand over list. The truth is, very few properties experience a bidding war, except for one particular property type. That property type is a resale freehold (you own the land and structure, so it can be a semi, row or detached house) located within the 416 area code. With more and more people wanting to live downtown, there is already an existing built up demand. Finally, it must be listed at and sold for less than a million dollars! So why is this type of property in such high demand? Again we can thank all levels of Government for interfering with market forces. First the City of Toronto introduced a second land transfer tax, payable by the buyer. You would think it would slow buyers down. Just the opposite. It has abnormally reduced the number of properties for sale. Why? People who already own, have figured out that they can save these taxes if they stay put and renovate, rather than move to a bigger property. Next the Federal and Provincial HST on new house purchases – the rebates disappear at $450,000 make it far more attractive to buy resale. Finally CMHC no longer insures any properties over one million dollars. That means anyone buying over this amount must put down at least 20% and get a conventional mortgage. That is a lot of money to save. And to top it all off, mortgage interest rates charged by banks are now higher on conventional mortgages than on CMHC insured mortgages where you actually put less money down. Go figure. So when you add up all the factors at play, there is only one type of property that makes the most sense to people wanting to live downtown Toronto: resale freeholds under million. The end result is that these properties attract Multiple Offers.


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Harness the magic of the cards to rebuild Camelot!
The fate of Camelot is in your hands! The Druids of Avalon channel the forces of nature through their magic cards, using them to weave powerful spells of growth and healing. There are rules to their magic, however, and the cards must be placed in the correct order by a careful hand in order to function.
Although reclusive by nature, the druids have a long-standing alliance with King Arthur and his knights of Camelot, having pledged to come to their aid in times of need. Now is such a time! Camelot lies in ruins, sacked by goblins and Arthur needs your help to rebuild it.
Harness the power of the cards as you travel across Avalon through 300 meticulously crafted levels of engaging solitaire to collect the resources you need to restore the kingdom to glory. Simultaneously relaxing and challenging, Avalon Solitaire 2 features 24 power-ups, over 30 buildings to rebuild and reap benefits from, plus wild cards, jokers, hazards and more, making it a must-play for solitaire fans!
This game combines every game I love. Solitaire - earning money to build a town - fun story line. This game is really fun and there are a ton of levels. If you like card games, buy this :)
Wow! I loved the first Avalon game but this one takes first prize over all the solitaire games I have played!!
After waiting a long time for a fun, interesting and beautiful solitaire game.....here it is.
- 300 levels of addictive solitaire!
- Rebuild Camelot with over 30 buildings
- Harness the power of 24 unique power-ups!
- Retina quality graphics brings Camelot to life
- Two difficulty modes to suit your style of play


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Thu 18 Feb 2016
Posted by PJ under quote of the day, society, speech
No Comments
Random quote of the day:
"Speech is civilization itself. The word, even the most contradictory word, preserves contact—it is silence which isolates."
—Thomas Mann, The Magic Mountain
Disclaimer: The views expressed in this random quote of the day do not necessarily reflect the views of the poster, her immediate family, Siegfried and Roy, Leonard Maltin, or the Mormon Tabernacle Choir. They do, however, sometimes reflect the views of the Cottingley Fairies.


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The travel industry has been one of the most interesting industries to watch adapt to the technology revolution. The online disruptors have swooped in and drastically taken marketshare from the high street travel agents, which have dramatically fallen in number over the last decade.
One of these disruptors is Expedia, which was founded in the mid-90s and acquired a number of companies in the 2000s, notably Trivago in 2012, and is now a leading global player in the travel industry.
But Gary Morrison, SVP and head of retail at Expedia, says the eCommerce brand needs to keep evolving its offer to remain relevant to modern consumers.
"What's interesting about millennials is they have phenomenal spending power," explains Morrison. "And rather than spending their money on a car, or a house – those sort of things non-millennials do – they are really here to consume experiences."
Morrison says today's millennial shoppers – those born between 1980 and 2000 – want an authentic experience when they visit a new country. "They want to have breakfast where people in Buenos Aires go. And the authentic bit, which is slightly surprising, is the degree to which their choices are informed by their belief they will get some sort of social acclamation."
In order to gain the coveted Facebook and Instagram 'likes' millennials do a lot more research before they journey abroad. "It's almost living the experience before the experience actually happens," says Morrison. "Non-millennials would experience the joy of discovery, the not knowing what was going to happen and inspiration on the fly. And that's two very different behaviours."
He says social media and the economy has had a big impact on the way consumers now book holidays. "There's a sense that life is short, and while you have an opportunity, before you have a family, it's the extent you can cram in those life experiences," he explains. "The travel industry is very much related to the underlying economy, when it's strong people have more disposable income and you see more people taking long-haul trips."
But Morrison points out Expedia sees many different types of customers. "Whether it is people who are young and single, or in their 60s going for a long vacation for two months. But what's interesting about the millennial cohort is they have phenomenal spending power, and from that perspective the degree to which we can satisfy their needs using technology is very important to us, and the expectations of technology solutions are just going to continue to rise and rise."
Virtual reality
One area of technology Expedia is deploying to keep up with those expectations is virtual reality (VR) "Many years ago, it was what you read in a travel magazine, then the internet came along and it was what your peers had posted, then there were online versions of Lonely Planet and various other travel publications, but they all tend to be quite static," describes Morrison.
He believes there is a sweet spot between this static creative content and the user-generated holiday photos which are being posted online in their millions. "The next wave is how VR plays into that with its rich, 3D, immersive experience."
Morrison says Expedia won't be acquiring a hardware company to build the technology, because if you take innovations like Google Cardboard, all consumers need are their smartphones.
"The price points of being able to experience 3D is going to continue to come down and smartphone costs and screen sizes have gone up," he says. "But the issue is who is going to provide the authoritative content and I think we will have a role to play there."
Content and commerce
Expedia is thoroughly committed to online, with Morrison saying there are no plans for pop-up stores in the pipeline. But the eCommerce company is starting to make steps into generating travel content.
"What we see here is people – at least millennials – will make decisions based on what their peer networks think," he says. "And the reality is the world is a phenomenally large place, and the extent we can generate neutral, but very factual, rich content about the latest place you'd never even thought of, helps to make people even more informed."
In order to create this online content, Expedia is beginning to hire qualified travel writers and journalists to solve these knowledge gaps. But it is too early to know whether Expedia will launch an online magazine or just distribute articles through social media.
"As with everything else, it will be a test of our activity, we'll see how our customers engage with us and how much it gets shared," he says. "Ultimately, if the content we've put out there is accurate, fresh and relevant, and people are sharing it, over a period of time the consumers would see us as an authoritative source – that's the long-term objective, and we're taking baby steps towards it."
Test and learn
Agile methodologies and A/B testing is at the heart of Expedia, with the website's code changing every day thanks to its daily release drops from its 2,000 engineers, as well as analysis from 700 data scientists
Morrison says Expedia runs very small tests at high velocity to see how it can make the customer experience just a little bit better. "It's not just around the shopping and booking, but post-booking in terms of the feedback from customers and pain points," he says. "But in order to run that in velocity, you need a lot of traffic. So obviously the more people who come to the site, we have more traffic on which we can run tests."
Morrison says the more they test, the more incremental improvements can be made to satisfy customers and create repeat business.
Of course Expedia is not the only disruptor to the travel industry, indeed the business itself is under threat from the likes of newcomers likes Airbnb. Morrison says Airbnb traditionally fitted into the lodging market, but it has increasingly crept into travel through small boutique hotels.
"I think the line is a little bit blurred and the price points wouldn't be much different, while in the small boutique hotel you will get a very personalised experience and talk to the owner," notes Morrison.
He says Expedia wants to serve all travellers and with its recent acquisition of HomeAway, this is how the business intends to participate in this rental market. "So we'll be innovating like crazy on HomeAway," he adds, enthusiastically.
Tech innovations and data
Other recent investments have been into Expedia's data to ensure it understands how customers use various channels to research holidays. Using a technology, internally called Scratchpad, the travel e-tailer now understands how travellers move across smartphones, tablets, desktops and smartwatches, and they no longer have to start their journey when they change channel – by logging into the channel, customers are also given automatic price updates.
But Morrison wants to take this one step further and tie it up with its call centre systems. "The nirvana would be when an existing customer calls up using their mobile, by the time the call is answered, the itineraries are already there in front of the call centre employee. And then maybe within those itineraries maybe you'll be able to see what the issue might already be."
Expedia is also working on integrating flight check-in functionalities by talking to various carriers, as well as using mobile devices instead of keys in big hotel chains, while car hire and rail tickets will soon be built into the Expedia portfolio.
"But that's only one part of the experience, in-trip you will start to see us innovating on products and services we want to deliver to give travellers recommendations," he describes. "And we have a real-time reviews product, when you check into a hotel with a sad face or happy face, we give that information real-time to hoteliers, so by the time you get to your room, they have a notifications about what your first impressions are and can address them."
And with data roaming regulations – in the EU especially – putting pressure on mobile operators to reduce their charges, this type of in-situ experience with Expedia will only continue.
"I think it's a great thing for consumers, and the more it continues the better," he muses. "It's interesting when you look at the developing world, and they've almost gone from no internet to mobile internet, because of the costs of providing the fixed line infrastructure is prohibitively expensive, so I think a lot of governments providing basic internet is a good thing in terms of driving economy and reasonable mobile data charges."


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Farmers union TLU SA on Tuesday said it had reaffirmed its collaboration with the police on rural safety.
In a statement the farmers union said the SA Police Service National Commissioner General Khehla John Sitole and other top officers met with TLU SA on 2 May regarding mutual interests in terms of rural safety.
The meeting also looked into the implementation of the Rural Safety Strategy.
"The application of the strategy in terms of agricultural requirements and the concept of agriculture-friendly reservists served as the starting point for the discussions," says Major General Chris van Zyl, assistant general manager of TLU SA, tasked with safety.
"General Sitole recognised and praised TLU SA's role in rural safety since October 1993," said Van Zyl. "He wanted to confirm TLU SA's support in the ongoing battle against crime, specifically in local and agricultural communities."
The SA Police Service also stated its appreciation of TLU SA's participation in the drafting of the current revised Rural Safety Strategy as well as their continued support in the implementation of the strategy, said the farmers union's assistant general manager.
The strategy comprises a Farm Safety Plan designed for farms to ensure a collective rapid response between stakeholders to address all safety and security issues and incidents that affect the agricultural community.
"The discussions were held in a spirit of goodwill and constructive feedback," said Van Zyl. "Both groups were in agreement that mutual understanding and cooperation will be the guide for the future."


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Sony have just released the new PSN store right on time. The new store is a separate download of 26MB, so no having to do a system wide update.
It's a lot quicker than before, providing you have a quick enough internet connection. The old store was lacking hugely, with a clunky interface, took a while to load and there was way too much glossy elements everywhere.
This new UI makes it a lot easier to browse the store using your controller. Using menus which simply slide to the left and right you can use the left/right buttons to quickly fly through menus. Fonts are also a lot larger, they look very similar to the ones Microsoft uses in Windows 8.
The background of the store changes depending on the featured content which is very cool. It makes the whole experience look a lot more interesting instead of a blurry blue background from the previous store.
The new store is available right now. Just head over to the PSN store on your PS3 and you should be prompted to update.


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Digital Parenting Checklists
Digital Parenting Checklist
As you know more than anyone else, every child is different! With this in mind, we've pulled together some key action points to help your son or daughter enjoy their digital world and stay safer at various ages.
However we're like to point out that what really matters is your parenting. If you're doing a good enough job offline the chances are your children will be fine online – and technology shouldn't get in the way.
Your offline parenting skills might need adapting to work online as well but it doesn't have to be complicated – and you don't need to be an expert!


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It is currently 07 Aug 2020, 22:30
Dutch bantams / sebright BantamsEx-Battery Rescue Info, Other hens needing homes & Hens wanted
3 posts • Page 1 of 1
Dutch bantams / sebright Bantams
I am looking for two Dutch bantam or sebright bantam to buy at point of lay or younger but having difficulty finding anything near me and wondered if anyone can help. I am in Wooburn Green, Bucks which is near high Wycombe and Windsor, outside London. Any information would be appreciated.
My chicken blog: http://www.carolschickens.com/
Re: Dutch bantams / sebright Bantams
Hi, would you by any chance consider pekin bantams? I have some in lay and point of lay at the moment.
Re: Dutch bantams / sebright Bantams
I actually think pekin bantams are beautiful but I am trying to stick to bare legs and feet because of mud in winter. It's the feathered feet that caused me to cross them off my list. Thank you for the reply though and I will bare it in mind.
I am now widening my search to bantam wyndottes.
My chicken blog: http://www.carolschickens.com/
3 posts • Page 1 of 1
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$10.00 - On Sale
A protest album in the purest form, this EP chronicles the Syrian Revolution from its beginnings in 2011, to the current crisis. All proceeds from sales of this record go to help displaced Syrian children through Karam Foundation (karamfoundation.org). All tracks were produced, engineered and mixed by Bryce Goggin at Trout Recording in Brooklyn NY.


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Today, environmental awareness is not an option, but a necessity, and its presence needs to make itself known in all areas of everyday life. The duties and responsibilities of parents and educators should be intertwined with those of global citizens, so that the generation born after the year 2010 can live, work, and thrive on a sustainable planet.
According to the Center for Science Education, the measures we take today do not guarantee a friendlier environment, partly because it may take years for the changes to take effect and partly because not all countries contribute in the same way. With these two factors in mind, scientists still predict that in the near future, the global temperature will increase by 0.2° C, precipitations by 3-5%, snow and ice caps will continue to melt and sea levels will rise. So, does this mean that humanity is doomed for failure and that the next generation should resign to the idea of living on a sick, dying planet?
Not at all. While some actions need decades to show consistently positive results, others have an immediate impact and improve our lives for the better as soon as we make them a natural part of our lives. Recycling is perhaps the best example.
In as little as two decades, recycling rates have grown tremendously, so that today landfills are close to becoming history. Slowly but surely, countries all over the world are banning or considering banning plastic bags, raising landfill taxes and promoting legislative measures to reduce waste.
Nevertheless, these large-scale projects can only be sustainable if the new generation adopts an eco-conscious lifestyle. For our current generation, recycling came with a learning curve. People had to make a conscious decision not to throw all the trash the same place and that certain items must be collected separately. If we want environmental actions to succeed, we have to pass on the green philosophy to today's children, so that recycling becomes second nature.
The role of environmental education in the circular economy
Reduce, reuse, recycle are the three pillars of waste reduction and a major priority is to instill them from an early age.
In the United States, this is outlined in the Environmental Literacy Plan, whose purpose is to teach about how ecosystems and human systems are interdependent, particularly, how the consumption choices human beings make alter their ability to live sustainably. The plan involves the inclusion of environmental content in the curriculum, starting with grades Pre-Kindergarten all the way through 12th grade.
In Europe, there are thousands of higher education institutions offering Bachelor, Masters and Doctorate level environmental studies. Also, the Eco-Schools program has been implemented in almost every country in Europe and it was even expanded in Asia, Africa and Australia.
Apart from these initiatives to teach recycling in schools, there are a number of projects started either by authorities or local NGOs, who aim to familiarize children with environmental actions.
The first results can already be seen in the new generation of young eco-preneurs who are changing the world through their projects.
Teaching recycling at home
Although schools play a major part in teaching recycling, environmental education starts at home and parents should instill responsible practices before kids go to school. This can be done in a number of ways, from explaining kids the basics of selective recycling to teaching them various ways to reduce waste around the house. From used oil recycling to upcycling old toys, they should be helped to develop an eco-aware attitude from an early age. Exposing them to science videos for kids and engaging with them in fun recycling activities.
However, parents should also be careful how they present the necessity for recycling to their children. Because we have only just managed to understand the full extent of our actions and environmental movements are in their infancy stage, psychologists are talking about a new term, environmental grief, which describes the feeling of impending doom that some children or teens may experience when faced with the fact that they were born in an era of climate change and pollution. Psychologists recommend that both parents and teachers should encourage a proactive attitude, pointing out progress as well as challenges.
Minimalism and environmental influencers
Every generation has its influencers, but as an interesting shift takes the online world by storm, gen-Z children are less influenced by singers and pop-culture icons and more by digital personas. And, for all its faults, social media platforms like Twitter and Instagram have also given a voice to eco-responsible content creators, helping them raise awareness on environmental issues and speaking to the youth in a way that resonates.
Living sustainably is the new cool, and digital influencers are playing a major role in changing the perception. The infamous "haul" videos, that used to be very popular among young YouTube viewers, are now losing their appeal, as content creators are starting to give up binge shopping in favor of slow fashion.
2019 took off with the #byebuychallenge hashtag trending on Instagram, which invited users to buy less and make the most out of the clothes they already have. At the same time, more and more influencers with great appeal to the youth work with ethical fashion brands, which shows in market trends. As more and more fast fashion companies struggle, the focus falls on ethical ones, which are gaining mainstream popularity among the young generation.


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Dharamshala — Amid political tension between China and Mongolia following the Dalai Lama's visit to the Mongolian capital Ulaanbaatar and the cancellation of an important bilateral talk, China has allegedly also imposed additional fees on commodity deliveries between the two countries.
The new fees were apparently introduced Thursday and apply to shipments of copper and coal at several checkpoints in the Chinese territory of Inner Mongolia.
Authorities in charge of Gants Mod crossing in Inner Mongolia have imposed the new fees and according to its notice, a transit fee of 10 yuan will be charged on vehicles each time they pass through the border, and an additional charge of 8 yuan per tonne will be imposed on any goods that they are delivering.
Gants Mod crossing (China) and the Gashuun Sukhait crossing (Mongolia) are the major border crossings between the two countries used by some of Mongolia's major mines, including Erdenes Tavantolgoi, Tavan Tolgoi and Oyu Tolgoi mine.
According to mining analysts, around 900 trucks pass through Gashuun Sukhait every day and around 133,000 tons of copper concentrate is delivered into China every month via the crossing.
A Chinese provincial document states the new charges are "mainly for the repayment of principal and interest of bank loans taken out for port infrastructure construction as well as port facilities maintenance, management and other normal operating costs," however the true motive seems called in to question after Chinese complaints following the visit of the Dalai Lama and the cancellation of pending bilateral talks.
China's Foreign Ministry Spokesperson Geng Shuang did not confirm whether it is related to the Dalai Lama's visit, saying he was unaware of the situation.
The Mongolian government says the additional charges on coal would coast $12 million annually.
Though the monk who hosted the Tibetan leader clarified that the visit was purely religious and separate from politics, this play from China could be seen as a consequence for geo-political misstep of Mongolia for inviting the Dalai Lama.
The Tibetan spiritual leader visited the capital of Mongolia for a four-day visit from November 18th.


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Employee Wellness Newsletter for June 2017: Summer Nutrition and Safety
To help your company educate its employees about wellness-related topics, we are happy to share the June 2017 edition of our "Live Well, Work Well" newsletter.
This month's edition focuses on topics regarding nutrition and safety during the summer season.
The specific articles within the June 2017 edition of "Live Well, Work Well" include:
- Shop for Seasonal Produce This Summer
- Tick and Tick-borne Disease Season is Here
- National Fireworks Safety Month
- Recipe: Chicken and Veggie Salad
Download the Employee Wellness Newsletter
All clients of CBG Benefits can now log-in to the CBGconnect portal to download the June 2017 edition of "Live Well, Work Well".
Or, if you would like us to email you a copy of the newsletter, please send a note to firstname.lastname@example.com.
We encourage you to share this wellness newsletter with your employees via email and your intranet, as well as by printing and posting copies in your building.
If you have any questions or trouble logging into CBGconnect, please contact our team at 781-759-1222.


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Displaying 1 to 4 of 4Search Help
Michigan State University. W.K. Kellogg Biological Station.
Lesson plans are searchable using "invasive" as a keyword.
IPM Curriculum K-6 - Exploring School Integrated Pest Management: Activities and Resources for Teaching K-6
Michigan State University. Integrated Pest Management Program.
This curriculum provides background information, hands-on activities, worksheets and links to additional sites that teachers can utilize to engage students in formal and informal real-world settings. While some of the lessons build on previous learning, most of the lessons can stand-alone. IPM can be used as a theme in the classroom for an entire year, or as enrichment to regular classroom activities.
Louisiana Sea Grant.


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Mindlab is constantly striving to optimise its online services. To provide precisely the information that is searched for and demanded and to continually improve our website, we analyse visitor behaviour on our homepage. We use our own largely patented Netmind Core technology to conduct analyses.
With Netmind Core, IP addresses are anonymised for the analyses so that they can no longer be attributed to an individual person.
You can opt out of the analysis of your website visit at any time by clicking on this link. To block your tracking, Netmind needs to install a cookie on your computer. Cookies are small text files read by various types of software, which contain information which is processed. Please perform the corresponding browser settings to enable this if you choose to opt out of the analysis.
Mindlab uses Google Analytics, a web analytics service provided by Google Inc. ("Google"). The web analytics tool is used in addition to Netmind Core to show our prospects and customers that we can generate more accurate data quality with our product solution. Similarly, the use of the web analytics service provides an illustration of the benefits of Netmind Core over other competitors.
This website uses Google Analytics, a website analysis service by Google Inc., 1600 Amphitheatre Parkway Mountain View, CA 94043, USA. Google Analytics uses so-called "cookies", text files that are stored on your computer to analyse your use of the website. The information generated by the cookie about your use of this website is usually sent to and stored at a Google server in the U.S.A. You find more information concerning the treatment of user data by Google Analytics in Google's Privacy Policy: https://support.google.com/analytics/answer/6004245?hl=en
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We have entered into a contract with Google for contract data processing and implement the strict requirements of the German data protection authorities in full scope for the use of Google Analytics.
Demographics in Google Analytics
This website uses the demographics feature of Google Analytics. As a result, reports can be produced that contain statements on the age, gender and interests of the site visitors. This data comes from interest-based advertising from Google and third-party visitor data. This data cannot be assigned to a specific person. You can disable this feature at any time through the ad settings in your Google Account, or generally prohibit the collection of your data by Google Analytics as outlined in the section "Opposition to Data Collection".
The only personal data stored at Mindlab is data relating to website visitors who voluntarily signed up to receive our email newsletter or download documents due to their interest in our products and services. Our website forms are associated with Pardot, a software program for marketing automation developed by Salesforce.com EMEA Limited, village 9, floor 26 Salesforce Tower, 110 Bishopsgate, London, UK, EC2N 4AY ('Salesforce'). Your voluntary information, such as your name, address, email and location, are initially stored in Pardot. With the Salesforce CRM system, we then process your personal data for the purposes of establishing contact or sending documents. Once you provide us with your consent, we would also be happy to send you promotional emails in accordance with your interests.
Registration for our newsletter is based on a double opt-out procedure which requires individual reconfirmation by means of a confirmation email. Registration for our newsletter is based on a double opt-out procedure which requires individual reconfirmation by means of a confirmation email. You can cancel your registration for our free email newsletter at any time without question.
We also use Pardot as a marketing analysis service which enables us to maintain and expand our Web and marketing communication services (Email marketing, newsletters). Using reports, we can measure and evaluate our Web and marketing communication services and optimise our content. To protect our users and partners, we can also identify and defend against fraud and security risks. Salesforce processes your data on our behalf through the use of cookies.
The protection of your data is important to us. Salesforce does not store IP addresses, but uses the individual allocation characteristics 'unique visitor ID' and 'unique identifier'. We are not able to make any inferences concerning your person. You can check here how Salesforce processes your data when you visit websites.
If you do not want Salesforce to carry out a pseudonymised analysis of your website usage, you can opt out of this here at any time with future effect. If you click on the link, an opt-out cookie is stored on your device. If you revisit our website, this cookie will prevent your data from being recorded again.
You can also prevent the storage of cookies in the corresponding settings in your browser software.
Mindlab uses retargeting technology on its website www www.mindlab.de/en. We use retargeting technology to classify website visitors into user groups. Depending on the respective user group, we then provide website visitors on other websites or in apps with personalised advertising about our products and services.
We use the following products provided to us by service providers:
"Facebook Custom Audience" / "Facebook Pixel"
"Google AdWords User Lists" / "Google Dynamic Remarketing"
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Facebook Custom Audience and Facebook Pixel are products of Facebook Ireland Ltd., Hanover Reach, 5–7 Hanover Quay, Dublin 2, Ireland ('Facebook'). Our website uses a Facebook Pixel from Facebook, which establishes a direct connection to Facebook's servers. Facebook's servers receive information about your visit to our website. Facebook allocates this information to your individual Facebook user account, provided that you have a Facebook account and are signed in. If you visit other websites which also use Facebook Custom Audience/Facebook Pixel, this information is also linked with your user account. However, Mindlab is not able to see which other websites you visit. If you are not signed in to Facebook when you visit our website or if you are not a Facebook user, your website visit is not allocated to a Facebook user account.
For more information about the options at your disposal to protect your privacy at Facebook, consult the Facebook Data Policy at https://www.facebook.com/about/privacy/. /. In particular, you can manage the content and information that you have shared through your use of Facebook via the"activity log option" or you can download it using the "Download a copy of your facebook data"option provided by Facebook.
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Our data protection officer will answer your questions concerning data privacy
Manon Adam, Bitkom Servicegesellschaft mbH
Email: datenschutz [at] mindlab.de


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In honor of moving my blog to it's own fully self-hosted domain (hooray!) I'm posting another family recipe: my mother's tacos. Slightly spicy, well seasoned, they're fantastic. Also, please, PLEASE, do not use premade taco seasoning. It's way too salty, and making your own is incredibly easy. I recommend using Alton Brown's recipe.
First, start by browning a pound of ground beef, then pour off all of the excess grease.
Add some salsa, taco seasoning, and a can of spicy (or not, as you prefer) V-8.
Simmer for 15 minutes to let flavors absorb and some of the liquid boil off.
Put in tortilla shells with your choice of toppings. Today we went with shredded lettuce, guacamole, and pepperjack cheese. Add hot sauce if desired, and enjoy!
Mom's Tacos
1 lb. ground beef (or turkey, if you want a healthier option)
1 cup salsa
1 can spicy v-8
2 tbsp or (if you absolutely must) 1 package taco seasoning (I recommend this mix)
tortillas (about 10)
lettuce, cheese, guacamole, onions, or other taco toppings
1. Brown ground beef in a skillet over medium heat, breaking pieces up with a spoon, until all of the meat is cooked and no longer pink. Drain off excess fat.
2. Add the salsa, v-8, and taco seasoning. Mix thoroughly, and bring the mixture to a simmer over medium high heat. Once at a simmer, reduce heat to low and continue to simmer for 15 minutes, or until most of the liquid has evaporated.
3. Place in taco shells or tortillas with preferred toppings, and top with hot sauce.


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Vice President
Victoria Dietz's experience covers an array of activities in development, from annual fund work for small and mid-sized nonprofits to major gift and corporate development in large nonprofit settings. In her role as vice president for The Curtis Group, she is responsible for a variety of clients' planning studies, trainings and campaign management. Victoria specializes in helping her clients strategically grow overall fundraising capacity and has managed campaigns ranging in size from $2 million to $40 million.
Prior to joining The Curtis Group, Victoria oversaw corporate and foundation relations for Bon Secours Hampton Roads. There she supervised all grant writing activity while also managing a major gift portfolio of individuals, as well as local and national corporations for three hospital foundations. Victoria has completed specialized fundraising training through The Advisory Board, the Association for Healthcare Philanthropy, the Hampton Roads Gift Planning Council, AFP International and Virginia Fund Raising Institute. A sought-after speaker and presenter herself, Victoria has served on the faculty of Tidewater Community College's Academy for Nonprofit Excellence, Charlottesville's Center for Nonprofit Excellence, the Virginia Fund Raising Institute, and the Hampton Roads Community Foundation, and has also conducted national trainings for DonorSearch and the YMCA.
Victoria holds a B.A. from The College of William and Mary. She served on the boards of the Association of Fundraising Professionals-Hampton Roads chapter and the Hampton Roads Gift Planning Council, is the past chair for the Virginia Fund Raising Institute, and is currently a member of the Giving USA Editorial Review Board—which offers valuable input to Giving USA each year. Victoria is actively engaged in her community, serving on the Business Women's Giving Circle through the Community Foundation of Northern Virginia, and the Hampton Roads Community Foundation's Community Leadership Partners. She is also a past board member of the Junior League of Norfolk-Virginia Beach. In 2015 Victoria was selected by Inside Business as a top "40 Under 40" honoree, recognized for both her career and community accomplishments.


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Posts Tagged 'Eugene Thacker'
Radiolab, "In the Dust of this Planet," and Glenn Beck: Nihilism to Love
True to style, Radiolab recently produced an especially stellar episode on the obscure topic of nihilism (the view that life has no meaning or purpose). And apparently, they did such a good job with it that Glenn Beck picked it up and did an episode of his own on the matter. Beck thinks that Radiolab is endorsing nihilism (and also that they are a part of a progressive movement to seed the public mind, apparently). In thinking this, Beck entirely misses the real thrust of Radiolab's episode, which is a shame because he could likely benefit from a bit more "nihilism." Allow me to explain.
The Paradox of Serious Nihilistic Denial
My own work centers on the classical insight that the fulfillment of life comes only after a certain kind of death (e.g. Mt. 16:25, Mk. 10:42-45). This entire blog, is one long meditation on this single monumental truth. So when I heard this episode by Radiolab, I could hardly stay in my seat. "They're on to it!", I shouted to my somewhat startled wife as we were cruising down the interstate. "On to what?", she asked. "This is what I'm writing my dissertation on!"
Here I must clarify. I'm not writing my dissertation on nihilism. But then again, Radiolab's episode was not really on nihilism either. Their episode was on the draw of nihilism, and that ends up pointing to something much larger. They noticed a trend in popular culture to valorize nihilism. Specifically, they noticed how the cover of Eugene Thacker's philosophy text In the Dust of This Planet: Horror of Philosophy vol. 1 had made its way into popular culture (appearing on tee-shirts and even inspiring a character on the program True Detective). The question (because Radiolab is always about the question) was: why?
In seeking to answer this Simon Critchley suggested that nihilism is as old as human history itself. Jad went on to explain that you'll see it crop up whenever social structures begin to come undone, either by cultural decay, natural disasters, or war. He points to Ivan Turgenev's novel "Fathers and Sons" as the moment the term nihilism was coined. In that novel the son turns to the father and says "We base our conduct on what we recognize as useful. In these days, the most useful thing we can do is repudiate. And so we repudiate everything." The father says, "Everything?" "Everything… with indescribable composure." In our time, all we need to do is turn on the news and we are bombarded with what seems to be a nameless evil that continues to emerge from both without and from within our own culture. It makes sense, then, that this urge to repudiate should manifest yet again. But when asked if there was something more potent about it in our own time, Critchley said, without hesitation, "yes."
Recounting a class he taught with Eugene Thacker on mysticism, he tells of how in the fourth century AD, there was a movement in which people began to leave the great city of Alexandria for the desert. Influenced by a Neo-Platonic philosophy (and its suspicion of material reality) and a desire to encounter the pure love of Christ, these people fled the seat of all culture and learning of their day for the desolation of the Egyptian desert where they engaged in ascetic activities of self-renunciation and prayer. They wanted a love that was pure, and so they left what they deemed was evil in the world and sought to purge the evil within themselves in the solitude of the desert. What struck Critchley was that the students were deeply captivated by this image in a way that undergraduates are not typically prone to be captivated. Something in these strange mystics and their practices of solitude and bodily mortification in an attempt to free their capacity for love was hitting them in a very deep place.
Notice this: We are not talking about nihilism anymore. We are talking about forms of denial and about forms of criticism, but this is not nihilistic denial. Nihilistic denial must deny even the seriousness of its own denial, but these mystics denied and criticized the world and themselves out of a yearning for a goodness and truth the surpassed the world's (or their own) ability to fathom. They recognized that even the very best human goods are ambiguous. As Thomas Merton said, "The best, imposed as a norm, becomes evil." Thus, even the very best in human culture is open to criticism.
Negative Theology: Denial and the Transcendent Good
Again, this is not nihilism. This is what theology calls apophatic, or "negative" theology. Negative theology speaks of God, the ultimate good (Goodness itself), by way of negating the elements of creaturely goods that fail to rise to the level of the ultimate good. For example, we know that justice is good. But we do not know what perfect justice looks like. We only know what human justice looks like. Thus by way of the apophatic method we would seek to get closer to speaking of perfect justice by negating all the ways human justice fails to rise to the level of perfect justice. This way of thinking is thus critical of all human attempts to say positively what perfect justice is, but it is not nihilism. It is the denial that any human (ourselves included) have a positive and adequate concept for our longings for perfect truth, goodness, and fulfillment. There is a pull within us that we can hear calling our name, but though we have names for it (fulfillment, justice, salvation, etc), we do not know its essence (a classic source for this style of theology is Pseudo Dionysius the Areopagite who influenced almost all Western theology. Check out a marvelous passage of his here).
Rationalized Consciousness Sees the Apophtic as Nihilistic
Now, to the one who is convinced that they do have a positive and adequate concept for this deep goodness, apophatic criticism cannot be distinguished from nihilism. To their minds, their own concept is not open to criticism. They are convinced that they have the answer, thus any criticism is deemed not faithfulness to a transcendent good, but instead a merely corrosive attack. Beck seems rather obviously in this place. At the end of his episode he says "As this world devolves into chaos and depravity, people are searching for meaning. We have to provide them with truth on every platform possible."
For him the matter is straightforward. "We" (as opposed to "the progressives") have the truth and what is needed is simply to distribute it.
The Paradox Beyond the Alternatives
The desert mystics would see such truth, in spite of its divine claim, as being all too human. It is too bound up in the city and the world that they had abandoned. It represents the prison bars behind which eternal love lives, longing to be freed. This is why Christ was such a powerful figure for them. Not because, as Beck thinks, he came to impart an adequate concept of goodness, but because Christ, in a single move, exposed the evil of the world and a love beyond understanding by completely giving himself away. In this act, the ultimate nihilism and the ultimate meaning are one.
UPDATE: Since writing this I've been pressed on they way (in a previous draft) I affirmed Simon Critchley's suggestion that nihilism goes all the way back. "Nihilism is a modern problem," said my critic. I think that's probably right. The examples the Critchley sites as nihilism prior to the modern era are in fact being conflated with other forms of criticism, including the apophatic criticism that I discussed in this paper. Thanks for the push-back, unnamed interlocutor.


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I'm aware that if a server rejects a GET request, such as in the case of a 414 error for the URI being too long, I can force it to fulfill the GET request by having the server beaten, as the Talmud in Yevamos 106a states:
גט מעושה כשר ... הא כיצד טכופין אותו עד שיאמר רוצה אני
a forced GET is valid ... How so? We beat it until it says "I'm willing!"
However, I'm not aware of any such halacha regarding a POST or PUT request. What halachic recourse do I have when a server rejects a POST or PUT request?


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Preservation Magazine online, published by The National Trust for Historic Preservation, recently reported on the Adirondack Park Agency's vote to reclassify the land around two Adirondack Fire Towers as "historic".
The article (found here) includes one of our photos. Yay us!
Hurricane Mountain was one of the first hikes we did after moving here, and that photo is one of my favorites from last winter. I think it really captures how unique and interesting it can be to experience a fire tower on top of an Adirondack summit.
However, I am still not sure where I ultimately stand on this issue. I get very uneasy when we start talking about altering or making exceptions to the Land Master Plan. This is the plan that helps define and protect the Adirondack Forest Preserve, and I worry about the precedent that "spot zoning" can set.
If there is one thing that has been painfully obvious since I've become more familiar with Adirondack politics, it is that exceptions to rules quickly become entitlements. Absent air tight regulations, someone will always try to push the limit of what is and is not allowed on land within the Park.
Bending the rules in this way tends to have a cumulative affect whereby the exception is used as a benchmark for later decisions, instead of the original rule. One look no further than recent boathouse or upland development debates to see this in action.
That said, if ever a reasonable "case-by-case" exception were possible in the Park – without having larger implications – I think this could be it. Or I should say, I hope this is it.
Fire towers definitely are a fun, unique, and yes, historic part of the Park. It would be really nice if we could keep them were they are, without compromising the integrity of the Forest Preserve.
Of course, my opinion on this subject is admittedly tainted with emotion since discovering that I can see Hurricane Tower from our yard. There is no denying it, I would miss it if it were removed.


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On 11 January 1916 the Battersea Local Tribunal met to consider cases for the first time. Present at the meeting were the Mayor, W J Moore, who was chairing, W Hammond, H G White, W Watts and A Winfield, as well as military representative Captain Briggs and his deputy Lieutenant Jones.
37 men who had attested (meaning they had an obligation to come if called at a later date) were applying to be placed in a later group or were in a reserved occupation. Call up was done in groups, with the lowest numbered groups being called up first, so being placed in a later group gave more time to make arrangements at home if required. There were then 46 more claims which the Military Representative objected to for some reason.
Of those 46 claims, the Tribunal agreed to defer 9. One claim was withdrawn, that of Fred Fordy. He was a greengrocer's assistant at S J Smith, 158 Battersea Park Road – the application to the Tribunal was actually made by his employer. Fordy was 18 and had been working for Smith since he was 14, possibly earlier, as he is listed as a greengrocer's assistant on the 1911 census. He was killed in May 1917 and is recorded on the Arras memorial.
George S Parry of Broomwood Road was one of those deferred to a later group, possibly because of his occupation – which is listed as a Cadet with the Officers Training Corps. He was put into Group 10, which was mobilised on 29 Febuary 1916 – in his case, as part of the local 23rd County of London regiment. Sadly he was killed in September 1916, just a few months after mobilisation.
Of the four cases adjourned for a later decision, three claims were placed in later Groups the following week, and the fourth case a week after that. None of the claims were successful, and the Tribunal passed un-reported in the local newspapers (although later Tribunals are reported in detail, and we will come back to the Tribunal in future weeks). As is clear from this the majority of the appeals were "disallowed", a pattern which is maintained throughout all the Tribunals. There did not seem to be any difference between the 18 men whose employers had made the application and those who made it themselves – they were just as likely to be unsuccessful.
Several of the men came from outside Battersea, including one from Hammersmith, one from Hounslow and one from Croydon. All of them worked for Battersea employers, F J Maidment was a Railway Despatch Clerk for Aplin & Barrett Ltd (a dairy on Parkgate Road, then known as Park Road), but resident in Hammersmith. S J Finch was a butcher from Hounslow, who worked for F North on St Johns Hill and L J J Wright came from Albert Road, Croydon every day to work as a clerk for CGT Butler's insurance brokers on Northcote Road. All of them appear to have survived the war, as it has not been possible to match them to records on the Commonwealth War Graves Commission site. The Tribunal does not record their full names, and none of them are easy to trace on the 1911 census either.
Battersea Local [Military Service] Tribunal minutes, ref: MBB/2/25/2


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Paithan (Paiṭhaṇ) , formerly Pratiṣṭhāna, is a city and a municipal council in Aurangabad district, Maharashtra, India. It was the capital of the Satavahana dynasty, which ruled from the second century BCE to the second century CE. It is one of the few inland towns mentioned in the famous first-century Greek book, the Periplus of the Erythraean Sea.
Paithan is located 56 kilometres (35 mi) south of present-day Aurangabad on the Godavari River. Mungi Village, Paithan was the birthplace of Nimbarka, the founder of the Nimbarka Sampradaya tradition of Vaishnavism. Paithan was also the home of the great Marathi saint Eknath; people flock yearly to his shirne during the time of the Paithan yatra, also known as the Nath Shashti. The town is mostly famous today for its saris — the Paithani beautiful silk saris that sport intricately embroidered gold or silver borders. It is also a famous Digambar Jain atishay kshetra. A beautiful Black coloured Sand Idol of 20th Jain Tirthankar, Bhagwan Munisuvratnath is installed in temple here. It is believed that all wishes are fulfilled by praying here. Jnaneshwar Udyan is a famous garden developed on the lines of Brindavan Gardens, Mysore . The city is home to many noted personalities like Shankarrao Chavan, Yogiraj maharaj Gosavi, Balasaheb Patil.
Pratishthanapura was capital of First Satavahana king from where it grew into Empire covering almost half of present India.The Satavahana known as "Trisamudratoyapitvahana". Later, under the name Pishtapuram, it was taken by the Chalukya ruler Pulakesin II who commissioned the recording of the event in a poem as "reducing Pishtapuram to pishta (flour)".
Pratishthanapura or present day Paithan is said to be the capital of Mulaka desh. Aurangabad, Nashik, Jalna, Vashim are parts of Mulaka. Mulukanadu follows the usual conjoint formulation of similar communities: the word Naadu means country in all the south Indian languages; this is suffixed to the country whence the community hails, being in this case "Muluka". Thus, Muluka+Naadu=Mulukanadu, "people of the Muluka land." Muluka or Mulaka is identified and it is also known as Moolaka or Moolaka desha along with Ashmaka.
As per legends Pratishthana was built by King Ila. Ila, who was the king of Bahlika, strayed into Shiva's forest during his hunting trip and was cursed to become a woman by Shiva. By praying Shiva's consort Parvati, Il[1] a managed to stay as man and woman alternatively every month. He would not remember events of one stage in the other. When he was a woman, he married Budha (Mercury, one of the nine planets the 'Navagrahas') through whom he had a son (Pururavas). Budha helped Ila to attain his former self by pleasing Shiva through 'Ashwamedha Yagna' (Horse sacrifice). After leaving Budha, Ila left Bahlika and established the city Pratishthana from where he ruled for long. After him, Pururavas became the king of Pratishthana. (Source: Valmiki Ramayana, Uttara Khanda, Sarga 90).
In ancient times it was called Pratishthanpura and it has seen many ups and downs in its long and chequered history. Because of its long and continued existence it was the seat of a number of dynasties and dynastic rules. It was credited to be the capital of the ancient Janpadas like Asmaka. Thus Paithan gained the epithet as "Supratisthana " not only for its political importance as the capital city during the long rule of the Satavahanas and of great consequence till the Yadavas, but also for its affluence and of highly advanced civilization. Its importance has also been vouchsafed in the writings of the foreign travelers and geographers. As a great commercial centre, it was very well linked with the other important towns of ancient India and the western world. Its exports had earned great reputation in the western markets and had achieved international renown. Its quality textiles such as the Paithani had no parallel in the contemporary world. The Roman parliament was rather forced to put a ban on such types of luxurious imports to save the nation form extravagance. So its contributions in the field of trade and commerce are equally noteworthy and as important as in the fields of politics and religion.
Archaeologically, Paithan's importance need not be over-emphasised. The environs of Paithan have given evidence of pre-historic and proto-historic antiquities. Whereas, in the historical period archaeological data from the Satavahans to the Yadavas has been recorded. Even now a number of antiquities of different periods are abundantly available on the surface of the mounds at Paithan. Thus we come across an amazing variety of beads, terracotta. Bangles and coins of the Satavahana period. Some of the punch-marked coins predate the Satavahans and the foreign coins confirm its close contacts with the western world. Paithan, with its varied and variegated politico-economic and religio-social activities greatly contributed to the growth of a highly enriched cultural milieu and perhaps no other city in Maharashtra could possibly compare itself favorably with Paithan. Apart from the thriving of the three major religious sects such as Buddhism, Jainism and Vedic religion at Paithan ever since it became the capital city of the Satavahanas, all the religious movements during the medieval period have centered round this historic city.
Paithan the ancient city of Pratishthan, is beautifully situated on the left bank of the river Godavari. Since the second millennium B.C. The dawn of the Goda Valley Civilisation it has played a vital role in shaping the culture of the region and has been a sacred place for the Hindus, the Buddhists and the Jains.
From ancient times Paithan was important emporium of trade and commerce with links connecting it to marts in India and in Europe. It developed its own religion and educational institutions and in the field of art, drew the attention of the Muslim invaders, who overran the city and whose culture left its imprint upon the life and manners of the people of Paithan. During the seventeenth century, the Marathas, recognizing the value of Paithan as a centre of religious and economic importance, strove hard to keep it under control. They felt a special affinity towards this ancient city and many Maratha rulers made it a point to stop at Paithan while on their way to other places. In 1679, for instance, Chhartrapati Shivaji halted at Paithan while proceeding to Jalna . During his stay he issued acharter appointing Kawale – a leading priest of Paithan – as a royal priest. This arrangement made by Shivaji for a local priest to perform the family rituals is understandable in view of the fact that Paithan was regarded as moksha-tirtha – a pilgrimage centre from where the soul could be liberated forever from a shackled existence. Shivajis son and successors honored this charter for a long time. The Peshwas, the administrators of the Maratha rulers, also kept close connections with Paithan city. Peshwa Balaji Bajirao in 1761, married into the Wakhare family – moneylender of Paithan and his successors . Peshwas Madhavrao and Narayanrao, maintained the close association. Peshwa Madhavrao, judging from his letters, was particularly impressed by the textiles of Paithan.
Paithan is a Digambar Jain Atishay kshetra (Pilgrimage place of miracle). Paithan has a Chaturth Kalin (thousands of years old) sand idol of Bhagwan Munisuvrat Nath. The idol is of the time period when stone idols were not generally made, and one can estimate its antiquity. It is believed that Ram, Lakshman and Sita used to worship this idol.
Shri Santaji Jagnade (1624–1688) was one of fourteen cymbal players employed by Shri Tukaram Maharaja, a prominent Marathi Saint. Jagnade recorded several of Tukaram's Abhangs. He belonged to the Teli caste of oil producers[3] and is the only Saint from that caste. Jagnade was born and brought up in Sadumbare in the Maval tehsil in the Pune District.
He was a Varkari, a vaishnav devotee of Lord Vitthala, who is supreme Lord Krishna Himself appearing as the King of Dwaraka. The address of his temple in Paithan is santaji chawk teli dharmshala Paithan. The founders of this temple are Mr. Kedarnath Dadarao Sarje and Mr. Pralhadseth Sidlambe.
A major dam named the "Jayakwadi Dam" is located near Paithan, and is known for attracting a wide variety of resident and migratory birds. This is the world's first dam made from soil. It has 27 gates. On 9 August 2006, Paithan experienced its worst flood in known history when the dam floodgates were opened because of heavy rainfall in the region. Photography at this dam is banned and driving your vehicle up to the dam is not permitted.
Thus the religious saints and philosophers enthralled the masses through their works written in simple Marathi style and popularized the bhakti cult in the wake of Islamic expansion. Therefore, Paithan eminently deserves the appellation as "Santpura". Paithan continued to play a pre-eminent role even during the Muslim period when the Sufi saints dominated the realm of religious activities.
Paithan is located at .[2] It has an average elevation of 458 m (1,503 ft).
As of 2001 India census,[3] Paithan had a population of 34,556. Males constitute 51% of the population and females 49%. Paithan has an average literacy rate of 67%, higher than the national average of 59.5%: male literacy is 75%, and female literacy is 60%. In Paithan, 14% of the population is under 6 years of age.
Bidkin is a large village in Paithan Taluka having a population of 14941 according to 2001 census.
Delhi, India, Rajasthan, Pakistan, Maharashtra
Maharashtra, Mumbai, Aurangabad, Maharashtra, Nashik district, Nagpur
Maharashtra, Mumbai, Nagpur, India, Marathwada
Institute of Electrical and Electronics Engineers, Data warehouse, Genomes OnLine Database, Global-scale Observations of the Limb and Disk, GOLD (parser)
Mumbai, Marathi literature, Bal Gangadhar Tilak, Varkari, Marathi language
Delhi, Mecca, Khuldabad, Baghdad, Aurangzeb
Andhra Pradesh, Chera dynasty, India, Maharashtra, Puranas
Aurangabad, Maharashtra, Government of India, Telangana, Shendra MIDC, Aurangabad district, Maharashtra
Maharashtra, Marathwada, Marathi language, Aurangabad district, Maharashtra, Godavari River
Maharashtra, Telangana, Andhra Pradesh, India, Nashik


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USD/JPY Forecast November 4, 2015, Technical Analysis
The USD/JPY pair broke higher during the course of the session on Tuesday, as we start reaching towards the 121.50 level. If we can get above there, the market should continue to go much higher than, perhaps as high as the 125 level. If we pullback from here though, we think there is more than enough support below to keep this market going higher. In fact, we believe that the actual "floor" in this market is somewhere close to the 118.50 level. The one thing that we can count on in this particular pair is going to be volatility though.


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Wow: Judge Says 'Law' Doesn't Apply to Obama
We have an imperial leader everybody! The law doesn't apply to him.
From WesternJournalism.com.
A Circuit Court has decided that Florida election law applies to everyone but Barack Hussein Obama. In response to a suit brought by Florida resident and Democrat Party member Michael Voeltz challenging Obama's eligibility to the Florida ballot, Circuit Court Judge Terry Lewis ruled that Florida election law "…is not applicable to the nomination of a candidate for Office of President of the United States."
This means that the Florida Statute which says, "the… nomination of any person to office…may be contested in the circuit court…by any elector or any taxpayer…" is null and void when it comes to Mr. Obama's nomination to the presidency.
The judge ruled:
"…Political parties determine their [presidential] nominee at a national convention pursuant to rules that the parties draft and approve…"
which means that because the voters do not directly choose the candidates (the party does), they do not have the ability to question his eligibility. Ridiculous!
This story is just one of many. The evidence that the rule of law has ended in this nation is everywhere. If it were not for the internet, the American people would be wholly ignorant of these abuses. Still, when nothing is done as a result of ruling like this, it emboldens the next political operative to make ever more egregious abuses to the system. At this point, it would require something akin to the Civil War to rectify the damage that has been done to this nation. If only such leadership still existed in this nation…


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