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MINISTER of Works and Supply Honourable Felix Mutati says civil servants who want to have fun and enjoy the rich tourism sites of Livingstone and other places should stop using public resources and use their own.
And Earlier, Controller of the Government Transport Control Unit (GTCU) Ernest Kunda warned that the exercise that started in Lusaka and now in Livingstone is an on-going practice that will cover the entire country.
He said time has come for the cleansing of the civil service from abuse of public resources which include Government vehicles adding control has to take place now.
"What we are seeing here, 29 vehicles have been impounded in Livingstone, some people are coming here to indulge in tourism. We are not against people having fun and indulging in tourism, if you are going to have that do it with your own resources. Don't come and have fun here using people's resource," he said.
Mr. Mutati said government is not stopping anyone from visiting the Victoria Falls but "leave the Government vehicle parked and for the use it was meant" adding that those that are going to have fun at Government expense are going to be dealt squarely.
He said when people complain that Government is not working it is all because of a small clique of people that is bent on tarnishing the reputation Government by misusing public resources and warned that their days are now shortened.
The regulation is not only about Government motor vehicles but other resources adding that the auditor general's report year in and out raises concerns on issues of misuse, misapplication and over expenditure of public resources which should come to an end, said Mr Mutati.
He said already on the cards is the introduction of the call-centre where the public will be able to engage with the Government Transport Control Unit and report any form of abuse of the vehicles.
In addition to this, the minister said his Ministry is designing a programme that will kick start the sensitisation exercise for both the general public and the civil servants on how best to minimise wastage of public resources. The exercise will be rolled out to all parts of the country.
"So we are in Livingstone as part of this critical journey to ensure that people's money is not wasted," he said.
Mr. Mutati said his Ministry has taken 2018 as a year of turning around and give oxygen to the fortunes so that they get new lease of life which he said is achievable as the staff are geared to demonstrate how it will be best done.
He said the Transformation Agenda which is anchored on the five pillars is the initial step towards changing the people's mind-set so that they buy into the journey for revival.
"For the Ministry, for 2018, we have said principally we are going to have fun. We are going to enjoy ourselves and deliver for the people of Zambia," he said.
The ministry , he said , is going to concentrate on the five priorities which are the Transport policy, which includes control of the usage of motor vehicles and it has been finished only waiting for final approval and will be implemented.
Secondly the minister said his ministry wants to transform and restructure Government Printers and give it more oxygen so that it will be able to do the works it used to do in the past.
Thirdly, Mr Mutati said in a statement signed by the ministry's public relations officer Ndubi Mvula that there is a number of wasting and idle assets situated on prime areas of Lusaka and elsewhere which will be developed into productive resources.
" The fourth issue is to support the valuation of Government and other properties so that the council countrywide so that they have the capacity to collect rates. Once capacitated, the councils will be able to enhance their service delivery, " he said.
And for ESCO, Mr Mutati said there is a transformation programme already underway looking at the life of the firm beyond 2019 after the completion of the Kazungula Bridge.
"What is important is that you have to chew what you can bite and that is the philosophy," he said.
Earlier, Controller of the Government Transport Control Unit (GTCU) Ernest Kunda warned that the exercise that started in Lusaka and now in Livingstone is an on-going practice that will cover the entire country.
He said his team will not relent nor get tired of controlling the use of Government vehicles because a lot of taxpayers' was being wasted at the expense of service delivery.
Mr Kunda said that not only will the exercise be conduct during the day but will also be done after 18 hours countrywide because the regulations are very clear and expects people to "simply comply. There is nothing wrong with one getting authorisation".
He said people whose intensions are bent on abuse are the ones that have a habit of disregarding the law but cautioned that they will face the wrath of the law which is very active and alive.
"Like the Honourable Minister MUTATI once pointed out that we do not to rejoice in impounding and charging penalties because that is not the best way of collecting revenue. All we want to see is compliance with the rules, simple," he said.
The Livingstone operations which started at about 07:00 hours was conducted at the Mosi-oa-Tunya Road junction with Airport Road, Nakatindi-Sesheke Road and Mosi-oa-Tunya-Victoria Falls Road resulting into 29 government vehicles impounded and charged.
The majority were from outside Livingstone being used by Government employees who have been attending the Zambia Institute of Chartered Accountants (ZICA) annual general meeting at Avani Hotel.
And many taxi drivers expressed happiness when they saw the Government Control team swung into action saying as they drive passed the check points "mwachita bwino (you have done well) to impound these vehicles. There is too much abuse of government vehicles here in Livingstone. Also visit the bars and night clubs, you will find them", as they were heard saying.


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Senior White House officials tell TIME there will be a "major shake-up in the economic team" after the election. Lindsey is the most likely to go. He contributed to the criticism that he has made too many on-the-record gaffes by speculating last week in the Wall Street Journal that a war with Iraq might cost from $100 billion to $200 billion on the very day the President was preaching fiscal discipline. White House officials insist Lindsey is not being forced out but that he may conclude on his own that he should go. "No one has been asked to leave yet," says one top aide. Hubbard is well regarded but may also leave to resume his academic career and rejoin his family in New York.
Though Republican advisers to the White House have pushed for a voice with credibility on Wall Street, no new names have surfaced to fill any vacancies. Secretary O'Neill has survived his numerous verbal blunders and is likely to stay, but in the background. Aides say Commerce Secretary Don Evans will step up to become the public voice of the economic team, but that's a prediction they have been making for months, and it has yet to happen. "The President really wants it," says a top official, "but it's not that easy to do." The White House tried to give Evans a big platform at its economic conference in August, but it didn't work, in part because Evans' office is not a natural place from which to drive economic policy. What would give him sway among elites, Wall Street and the media is the one thing Evans will not leverage: his friendship with the President. On the phone with Bush as many as three times a day, the longtime pal from the Midland, Texas, years has enormous influence. "He's just not forceful about taking this role," says a senior White House aide. Recently he helped convince Bush that the political timing was not right to embrace stimulative tax cuts for investors.
Whoever joins the new economic team may very well be pushing next year for a complete overhaul of the tax code. Bush has not fully settled on the idea, but it makes political sense. It would show the Administration taking a big swipe at fixing the economy and would allow Bush to defend any new tax cuts by arguing that the reductions are just one part of making the system fairer.

subset: commoncrawl


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When you think of fly fishing in saltwater in Gulf Shores, Alabama, you probably think you need to be on a low profile, inshore style fishing boat. You also might think about fishing flats and oyster beds in Mobile Bay or Wolf Bay. The neat thing is, you can go saltwater fly fishing in Gulf Shores on an offshore, deep sea fishing charter boat like a Hatteras and catch nice fish.
There is nothing better than bringing your fly rod and reel and charter our fishing boat. Alabama has some phenomenal saltwater fly fishing charters available that most people do not even think about. The culture around Gulf Shores is mostly centered on deep sea fishing with traditional fishing tackle like Penn and Daiwa reels with stiff rods that are about 6 feet in length. Most people associate fly fishing or fly fishermen as being conservation oriented or a different breed of fishermen. Fly fishing fits right into the path we are heading. Fly fishing is part of the future of deep sea fishing.
Not all fish you catch while deep sea fishing are on the bottom of the gulf. There are a lot of saltwater reef fish species like Red Snapper and Mangrove Snapper that are easily caught with a fly fishing rod on or near the surface with ease. We have to use chum or use what we call chumming fishing to get the fish to the top and you can sight fish for them or let your sinking fly drop below the surface and get a strike that way. You may also choose to go and fish for seasonal fish like the Bull Redfish that show up just off the gulf shores during the winter charter seasons from November through February each year.
These bull reds school up and can be caught on the surface while sight fishing or we may have to troll until we find the pod of Redfish. Redfish weigh between 15 and 40 pounds each.
Another seasonal fish that migrates through the Gulf Shores salt water is the spring Cobia run. The Cobia is also called Ling or Lemon fish. They weight between 20 and 90 pounds each. They swim just under the surface heading to the west. The best time to fish for them is during the month of April each year. We ride along the beach with our angler in the tuna tower looking for these majestic fish. When we see one, we stop the boat and you will have a chance to cast your fly jig to them to see if they will eat it. The bite is usually soft and the fish dives down and you count to 10 and set the hook.
You are welcome to bring your Sage 6000 series fly reels with an 8, 10 or 12 weight line. You are also encouraged to bring and try your new TCX, 9 foot, four piece rods to see if you can bend it over on such a large game fish.
As with all sight fishing, you need to be patient. Sight fishing in the Gulf of Mexico off of Gulf Shores is a challenge. It is also rewarding.
Be sure to contact us directly by filling out our online reservations page after you have chosen the best fly fishing charter for you on our rates and pricing page. After you have submitted your request online, you may call us direct at 251.975.8111 and give us a credit card number to secure your trip. Remember, we do not require a deposit. You may pay the day of your fishing charter.
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2020 | View Our Privacy Policy | This site last updated on 8/5/2020


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The cashew tree is a tropical evergreen tree that produces the cashew seed and the cashew apple. It can grow as high as 14 m, but the dwarf cashew, growing up to 6 meters, has proved more profitable, with earlier maturity and higher yields.
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Blockchain is digital ledger system in which transactions made in bitcoin or another cryptocurrency are digitally recorded chronologically and publicly whenever a cryptocurrency is bought or sold.
Existing on multiple computers at the same time, Blockchain constantly grows as new sets of recordings, or 'blocks', are added to it. Each block contains a timestamp and a link to the previous block, thereby forming a 'Chain'.
As distributed database aka Blockchain is not managed by any particular body instead everyone in the network gets a copy of the whole database. Old blocks are preserved forever and new blocks are added to the ledger irreversibly, making it impossible to manipulate by faking documents, transactions and other information.


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Well ♥ may bit a little much, but I do like RSS feeds.
RSS feeds have always been on my radar, but I've never really looked at how to use them. Now that I've learnt a bit more about them, I'm kicking myself for not using them previously!
I follow a fair amount of blogs (both work related and non work related) and RSS feeds are the perfect way of keeping up to date with all of them in one place. Originally I just added feeds to a tab on my iGoogle, but it became harder to keep track of as I added more feeds. So I started to add feeds to Google Reader instead. For me, Google Reader took a bit of getting used to, but it's quickly becoming a firm favourite. It's easy to add and organise your feeds, and the format doesn't distract you from reading the entries. I like that entry updates appear next to the blog titles making it easy to know which blog has updated, and that you can 'star' entries that you want to return to at a later time.
Now that I've started using them, I can see how they would be useful to library readers for updates on library news and stock. I'm going to start looking for more RSS feeds to add to my iGoogle!


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Oxford - Mississippi's Walk for Diabetes2016
EVENT DATE: Nov 06, 2016
Whether you are a big brother or sister, Jedi, Mom, Dad, Batman or friend, YOU make a difference in people's lives every day.
This year, the Mississippi's Walk for Diabetes theme is Be Someone's Hero! #Besomeoneshero2016
YOU can be a hero to an elderly lady who cannot afford her medications or to a newly diagnosed child who can go to diabetes camp through your generosity.
Come in costume or in your secret identity. Well behaved K-9 sidekicks welcome.
Have Fun and Help the Diabetes Foundation of Mississippi help your fellow Mississippians!
Design a team T-shirt for the Costume Contest. For more information and FUNdraising ideas https://www.msdiabetes.org/mississippis-walks-diabetes


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Next up on the mix series we got a special Tape mix from everyone's favorite Dennis…Mr DJ Kaos. Berlin-Disco-Machine DJ Kaos has been producing twisted dance tunes of all kinds for a number of years & now running the fantastic Jolly Jams record label alongside Dj appearances all over the world, hes' a pretty busy man.
This mix is done proper using 2 Turntables, vinyl, mixer, reel to reel and recorded on 2x 30 min tape-decks. Expect nothing short of amazing, with a range from soulful disco to heavy Chicago house…it gets deep and emotional.
Kaos is the stuff of life!
1 week only…Ask for specific tracks on Soundcloud
Some K Trax on route very soon, also London people come check him playing with Tiago on Saturday May 28th @ Dalston Superstore, for the ReviveHER vs Naive Melody party.
The Backwoods 'Breakthrough' (Dj Kaos "The Krautz" mix)
Warp Box !!! Yadnus 'Heart of Hearts' (DJ Kaos HoH Extend)
Fernando 'The 87' (DJ Kaos "Soul Caravan" remix)
Bryan Ferry 'Shameless' (DJ Kaos "No Filler" remix)
Runaway 'Extra City Jazz' (DJ Kaos remix)(Alex & TK's Split Secs dub)
Tame Impala 'Tame Impala' (Dj Kaos "Psyche Stomp" remix)
Wolfram Amadeus 'Error (404)' (Dj Kaos "808 Space jam" remix)
Munk 'Violent Love' (Dj Kaos "Secret Vocal" remix)


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There where 53 Post Towns (rest stops) on the Old Tokaido route between Edo (modern Tokyo) and Kyoto. Adding the starting point of Nihonbashi (in Edo) and the end point of Kyoto makes 55. The modern Tokaido train line follows the Old Tokaido closely, although there are some helpful additions including Atami, a starting point for Hakone Hachiri Tour , and Shin-Osaka.
Check below blog posts for more information on specific Tokaido Post Towns:
#10 Hakone


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On the 29th April 2017 I had the pleasure to perform Close-Up Magic at the wedding of Nicola and James at the Marriott Hotel in Leeds. I was initially booked by Nicola has a surprise for James as he is often looking up on YouTube how to perform magic.
I was instructed to blend into the crowd and pretend to be one of the guests which was a first for me, but it was great fun! When the wine service began I approached the groom at the top table and told him that I was the magician for their wedding. His face was a picture and I knew from the off that this was going to be a great wedding!
After making cards switch places in mouths and making house keys appear I moved on to the next table. All of the guests gave me positive feedback and I loved every minute of it!
Thank You
I want to thank the team at the Marriott Hotel for making me feel welcome at your venue and working along side me to make sure the day ran as smoothly as possible!
Another thank you goes to Natasha Cadman who took some amazing photos and worked with me throughout the wedding breakfast to create some truly amazing photographs. Natasha was a real pleasure to work with, you can check out her fantastic work here.
And lastly I just want to thank Nicola and James on a personal level for letting me be a part of your special day and judging by your amazing feedback I worked the room and everyone loved the magic!
"Jamie was amazing. Booked him as a surprise for my husband and our guests at our wedding at Marriott Hotel, Leeds. We were running a little late but Jamie was really nice and hung about ensuring he didn't blow his cover. Him magic was fab, my husband loves magic and was especially amazed. Our guests loved him and were really intrigued. I would highly recommend Jamie to anyone wishing to book a magician. After seeing Jamie's tricks I really do believe in magic!"
– Nicola


text: Get Membership Youth Jr. Life Membership SKU Y00003 $105.00 In stock Quantity: 1 Add to Bag Product Details (up to 20 years old) *when paying for youth please include name, email, and contact info of youth in memo section of shopping cart. Youth w/o The CRISIS Magazine $10 annually – Available to ages 20 and under Youth w/The CRISIS Magazine $15 annually – Available to ages 20 Junior Life $100 – $25 or more annually 4 years. Available to ages 14 to 20. Bronze Life $400 – $50 or more annually for 8 years – Available to ages 14 to 20 Save this product for later Favorite Shopping Bag Membership Has Power! Join The NAACP Today.


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Earlier this afternoon, when I was doing research for a possible work trip to Naples, Italy, I came across this exhibition at the Museo Archeologico Nazionale di Napoli:
The exhibition is about the mythology of heroes from Antiquity to Star Wars. (Brilliant, if you ask me…. the kid who thought that Alexander the Great was sort of an ancient Luke Skywalker–see an old post on the subject HERE.) Unfortunately, the exhibition will be over by the time I make it to Naples in November, should the trip be possible (like said, exploring possibilities). The show closes on September 16.
Still, I was in stitches looking through the various photos of ancient art featuring Star Wars characters (some are more successful than others). Imagine, they used the same work of art I featured in my 'Alexander Skywalker' post… and added R2-D2 and BB8 to it. The MANN even had the guts to use some of the erotic art from Pompeii!! (Talk about voyeuristic droids! These are not the droids you are looking for…)
My favourite are the two below. The geeks amongst you will enjoy the fact that you can download all these fun images from the exhibition website.


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Folks from Apple (including Don Norman), Elon Musk and a lot of great design, business and engineering minds — all mention system thinking being key to creating great products.Being capable to go beyond a feature, product, one year timeline, single geography, domain, niche, skillset is what it takes to design something truly epic. Seeing the connections, seeing the… Continue reading On system thinking
Category: Tools
Creating more, better apps
I bet Apple and any other app market owner struggles to figure out how to get people to create more apps. Better apps too. Now, inventing Swift to code an app up easier is a good step. Better yet in my opinion would be building an easy way for designers to collaborate with developers and entrepreneurs to build stuff together.… Continue reading Creating more, better apps
Paper prototyping
I would argue that paper prototyping for interface design has a very limited use. Modern digital tools for prototyping, if used right, can get you to the desired result faster and welcome frequent iteration. Changing something on a hand-drawn paper prototype (especially the 'interactive' kind) would mean redrawing the whole thing more or less. And… Continue reading Paper prototyping


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99,95 € 49,95 €
Color: dk blue red
- Elegantly chic with a playful touch
- Printed pussy bow blouse in luxurious crêpe
- Printed with colourful hearts, lightning bolts and hidden OUI lettering
- Half button placket
- 3/4-length sleeves
- Extended back
- Made in Europe
- Relaxed blouse
- Length 74 cm at size EUR 36
- Model is 178cm tall and is wearing an UK size 10
Outer material
- 100% viscose
Product Number 0066599-0563
- qHand wash
- tDo not bleach
- cIron at max.temperature 110°
- EP dry cleaning normal process
- oDo not tumble dry
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Germany & EU*: €0.00
*For international shipments to the United Kingdom, you will receive free shipment for orders from £200. For orders below £200, we charge a shipping fee of £12.50.
Delivery period
In general, you will receive your order within 3-5 business days.
You may return the goods without giving reasons within 2 weeks by returning the goods.View returns details


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Factors Influencing Abstinence, Anticipation, and Delay of Sex Among Adolescent Boys in High-Sexually Transmitted Infection Prevalence Communities. Abstinence is a core pregnancy and sexually transmitted infection (STI) prevention strategy. We explore the attitudinal, behavioral, and family contexts relating to abstinence and the decision to delay sex among adolescent boys. Adolescent boys ages 14-17 years were recruited from community sites using a venue-based sampling method. All eligible boys at venues were invited to participate in an electronic survey. Question items included sexual behaviors, attitudes related to sex, relationships, masculine values, and family contextual items.
Terri Cummings
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GlobalResearch at UCSF presents the broad scope of health research that is being conducted by UCSF researchers worldwide
October 2014


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The Master Plan
Marsden Park's stunning setting forms the basis of a significant residential development which utilises an innovative approach to urban design to create a community set in a quality environment.
When completed Marsden Park will encompass around 800 residential properties; recreational facilities; and a village with cafe, preschool and shops that may potentially include boutique workshops for the likes of artists, craftspeople and gourmet food producers.
Recreationally, residents will have kilometres of walkways and cycleways to enjoy, plus parks, playgrounds and a scattering of cropping trees. Streams, ponds and native bush have been preserved and enhanced to attract wildlife, and will contribute to residents' quality of life by providing peaceful places to explore and a tangible connection to the environment.


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Search the Community
Showing results for tags 'neck'.
Found 8 results
neck Hairbase Issue (is it just me..?)
Shamonne posted a topic in Your AvatarThere is a visible black outline of my neck bone whenever I wear a tattoo layer hairbase. How do I get rid of it? Thank you.
Tattoo Hairbase Layers - LeLutka
Kia Kiyori posted a topic in Your AvatarVery difficult to show in a photo because both the further away and the closer the camera, the more the lines vanish (so fickle!), but are most visible without looking through the lens: What isn't showing in the image are the two bold black stripes down the front of the neck (not just on the sides, which appear to be very small and faint in the image - trust me, they're not). I did take one creator's very kind suggestion to go into the HUD settings and hit Repair Transparency and Repair Materials, but they remain. I also tried rerouting, thinking that applying them to one of the other available tattoo layers would make them vanish; they remain as visible as ever. Not sure what's causing it or how to fix the problem. There's some great tattoo layer hairbases, but I can't use them. I can, however, use normal tintable hairbases without a problem, so not all is lost. This is only something that happens with tattoo layer bases and something that's bugging the living heck out of me. Anyone else noticing/experiencing same problem or is it - as usual - just me the technical gremlins enjoy driving insane? Just in case it's suggested - I've already done three re-deliveries, so I don't think it's that. It's got to be something I'm doing wrong but I can't - for the pixel life of me - figure out what.
Hi everyone! I'm posting today about my mesh body I am making. It's fitmesh, it's bento, and sadly the neck is giving me issues. When I look at the weights on the Avastar mesh and copy those weights to my custom body - even when I use the exact correct neck-piece of geometry from the Avastar - there is a gap between my custom body's neck and my CATWA Bento female head. Here's a picture of how the weights look for Avastar's neck: And, here's the weights for my custom body's neck: And here's the neck inworld when my avatar turns it's head to the side: Any help on this issue would be appreciated.
Mesh head/body visible transition on the neckHello! Help please customize the mesh avatar! Head of Catwa Catya, body of Mitreya Lara. Skin Glam Affair Rina. The problem is that I can not connect the head with the body without a visible transition on the neck. how to do it? if it's the settings, then what should they be? Thanks for any help! Сan it be matter of specularity? if you set the same values, the transition disappears?
Neck problem
MewCandy Philly posted a topic in Your AvatarHelloo, so i've just bought a female Bento head for my male avatar(becouse i liked the way it was made and i wanted to try it with my mudskin's skin wich is for male) and i have a male slink mesh body, the only problem was that the bento head had onlycould be worn with a female shape and it had an how can i say...small neck for my slink mesh body and idk what to do becouse...Can anybody tell me what to do, becouse i don't want to buy a female mesh body or anything...
my neck move too much !!
imamyaimi posted a topic in Your AvatarI have a problem with my necklace, it's moving too much when my neck move (move like a S, it's classic avatar ) how can i fix it? or can i attach to another part? i try to attach to another part but it's not work
Bento: Long-necked avatars
Talarus Luan posted a topic in MeshI've been doing some research for an avatar project and had a question: Project Bento's skeleton added a LOT of bones for making non-human avatars, but there still seems to be a deficiency in it for avatars with long, articulating necks, like dinosaurs and Dragons, being that there is only the single neck bone. What can you all tell me about the parameters of the limitation (or am I wrong about that)? Are there any "proper" (ie, supported) workarounds for it? I am not too crazy about deform anims, especially since I have read that LL fixed the uploads to disallow them as part of the Bento update. Thank you in advance for any info and suggestions!


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Your diet may slow your digestion and bowel movements from time to time. However, if you go for more than three days without a bowel movement, you're experiencing constipation. If you struggle to pass stools and suffer from abdominal cramping, contact gastroenterologist and wellness expert, Dr. Gina Sam. She offers customized treatments to improve your digestive flow and reduce constipation from her practice in New York. Call or schedule an appointment online for help today.
"Normal" bowel movements vary greatly from person to person with some people passing stool several times a day and other much less frequently. Constipation is a condition where you have fewer than three bowel movements in a week. When you do have a bowel movement, you strain to pass stool, which is often hard and dry.
Constipation is typically acute, which means it comes on suddenly and doesn't last long.
Constipation symptoms include:
A variety of factors can contribute to constipation including your diet, lifestyle, medical conditions, and certain medications. If food stays in your colon for too long, your body absorbs too much water. This makes your stool hard, dry, and difficult for your rectal muscles to push out.
Some of the factors that contribute to constipation include:
Dietary factors
Lifestyle factors
Medical factors
You should contact Dr. Sam if you develop sudden and severe constipation when you can't have a bowel movement or pass gas, or experience severe cramping or pain in your belly. Other signs you need medical attention include:
As a leading gastroenterologist, Dr. Sam offers comprehensive diagnosis and customized treatments for constipation. Depending on the cause of your condition, she provides lifestyle modifications and treatments to ease your symptoms and improve your digestive function.
Some lifestyle modifications include:
Dr. Sam can also prescribe medications like laxatives to help food move through your digestive tract.
If your constipation is caused by an obstruction, rectal prolapse, or other functional problem, Dr. Sam offers procedures to remove blockages and restore full functionality.
Call or book an appointment online for effective treatments for constipation today.


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Craig Columbus, CIO, Russell McVeagh
Alin Ungureanu, CIO and GM Projects, Oceania Group
Andrew Binnie, global IT manager, Cunningham Lindsey
Arian de Wit, general manager, information systems and technology, National Institute of Water and Atmospheric Research
Andries van der Westhuizen, group IT transformation manager, Stevenson Group
Campbell Such, GM IT, Bidvest
Chris Robb, head of technology for retail and business banking, ANZ
David Osborne, technical operations manager, Air New Zealand
Dhaya Sivakumar, CIO, Paymark
Geoff Tribble, CTO, Auckland Transport
Leeann McCallum, Group IT infrastructure and operations manager, Beca
Ryan Sharp, corporate solutions manager/Internal Branding and Corporate Solutions, Air New Zealand
Vaughan Robertson, group manager - technology services, Beca
Phil Goodwin, general manager, marketing, Dimension Data
Moderator: Divina Paredes, editor, CIO New Zealand
More photos from the CIO roundtable on 'Navigating the new workplace'
Evolution in the workplace
Vaughan Robertson: There's a great fragmentation of communication channels. Now you've got everything from phone to Lync to video conference to voice conference to cell phone to smartphone to desktop communications; email, to internal social, and to external social. It's a dilemma for everybody in the organisation, not just IT, to work out how to use these channels effectively, because the multitude of ways to get the same message across is difficult to manage. We're a facilitator of this, and I've found that my relationship with our internal communications staff has grown substantially over the years as they've recognised the critical importance of IT systems to facilitate their role.
Alin Ungureanu: We are in the aged care environment, so we look after the elderly in New Zealand; we have independent villages, rest homes, and hospitals. Over the last two-and-a-half or so years, we've transformed the way we operate and how we interact and communicate. We now use video conferencing for our clinical quality teams and operations teams. They can do videoconferencing from iPads whenever they are traveling. When they are in the facility, they do the high-grade quality video conferencing.
The first applications for the iPad will be to replace paper-based forms (audit forms) with electronic audit forms that generate tasks list and email notifications. This will allow better visibility into any non-compliant issue and allow us to monitor remedial actions.
We deployed iPhones to all of our managers at all of the facilities and to maintenance staff. And now we are in the process of developing applications for these iPhones that will allow us to centralise information to ensure that we deliver the quality of standard and care we promised our residents. But the most important aspect of the last two years has been the automation of core workflow processes.
The most important aspect of the last two years has been the automation of core workflow processes.
Arian de Wit:The biggest thing for us over the last couple of years is having scientific staff across 15 sites bring together the best skills for every project. Last year, we put in Microsoft Lync and people now do desktop video and screen sharing; co-authoring stuff in real time, rather than getting together for a meeting in front of a white board and trying to get a document on a projector. Distributed teams work much better with these collaboration tools than ever before, and it just speeds up the project lifecycle.
Ryan Sharp:We're investing into mobility and associated tool sets, and we'll keep investing as long as we continue to see opportunities to get productivity gains in the workforce. Security is a big aspect to take into account for the new solutions, and in terms of access to corporate content and applications, staff will find a way unless you provide one. We are defining process and governing policies to minimise the raft of possible support scenarios.
Andrew Binnie: In the last two or three years, we have seen this exponential maturity in technology which enables us, from a network point of view and a hardware point of view, to actually do things which we could only dream of before. We're in the insurance industry and were out and about when cyclones hit, visiting folks who had a wet carpet and floods half a meter up the wall. It was a paper-based industry 10 to 20 years ago. In the last three or four years, the technology has finally matured enough for us to look at using tablets and those sorts of tools.In the last two or three years, we have seen this exponential maturity in technology which enables us, from a network point of view and a hardware point of view, to actually do things which we could only dream of before. |Andrew Binnie, Cunningham Lindsey
I've been in Christchurch looking at what we've been doing as our response to last week's storm. We find that all of a sudden, the tools are actually able to give us what we want. And for the first time in my life, instead of saying, 'OK business, tell us your process and we'll find the IT systems and we'll develop them to meet the process', IT is challenging the process – because IT can make you think now in a totally different way.
The old corner offices are not there anymore...people are talking and working in collaborative teams.
Dhaya Sivakumar: I look at it in at a slightly different angle: It makes working around the globe so much easier now. It enabled us to do stuff in New Zealand, which we probably couldn't have done without flying people all over the place 10 to 15 years ago.
At Paymark, our new office is very much open plan, flexi-working. No one has a desk phone, everyone uses Lync. It still doesn't get rid of the problems that you're talking about in terms of which tools to use and how to use them, but the old corner offices are not there anymore, because people are just sitting anywhere and people are talking and working in collaborative teams. And that team might be technology, product, sales – all together. It has given us a lot of freedom, and I don't think we would want to operate in the old world anymore.
The new collaboration tools
Phil Goodwin: We moved into a new office in Auckland last year and merged three offices. We stood back and said, 'What are the key things that we need to be able to support a new way of working?' And one of them was to make it highly collaborative. So we put all the tool sets in place and made it really fit for mobile workers.
One of the things we discovered is that the new collaboration channels don't substitute the old ones; they complement the existing channels, rather than replace them. Users will adopt the new modes of collaboration at different rates, and it is important to segment users into profiles that reflect their working style. These profiles help clarify their collaboration needs. The key IT challenge is to ensure that all models are integrated.
Andries van der Westhuizen:We implemented Lync in thebeginning of last year and I was fairly adamant we will not replace desk phones with desk phones; we will give them headsets. There was a lot of resistance in the beginning, but now the majority of people love their headsets because it makes them 'hands free' while doing the calls, and the clarity of the call is a lot better.
We have got a few desk phones where it is practical; at our quarry for the use of the dispatcher, for example. The dispatcher has got a desk phone as a backup in case there is a problem. We have desk phones where people need to share a phone. A headset is something a little bit more personal and you don't want to share your headset with everybody.
With Lync, there is better collaboration because people can share information through the applications. Desktop support is also a lot better and it is a lot easier to set up a conference call.
Chris Robb: There continues to be a whole range of tools out there. If I look at a couple of the trends for enablement, I would say mobility and video are going to be real leaders in getting a much richer collaborative and communication experience.
If you want to attract and retain a generation that has been brought up with modern collaboration tools, you need to recognise they are used to constant change.
But you have to recognise some of the behaviours of your staff and that there are different generations of people: Some who have had paper memos and want to pick up the phone and talk, others who have grown up with social media, Twitter and Facebook. If you want to attract and retain a generation that has been brought up with modern collaboration tools, you need to recognise they are used to constant change, with new and improved ways of communicating and collaborating – and that will continue. You are looking at a younger generation growing up with a different way of learning at school, much more self-service; you know, 'Google it.'
Vaughan Robertson:There's a term that's used in game development: 'Discoverability'. You don't do a half day training course for Minecraft. That's not how the Internet generation, the digital natives, learn. They try out stuff on the application itself, ask their mate online, or search up a YouTube video.
What we should be doing is providing the collaboration tools to allow these groups of peers to be able to train each other... to ask each other what the problems are and to provide discoverability for each of the individual scenarios being undertaken.
Geoff Tribble:That's exactly what we've done. We've got this huge archive now of internal e-learning for all the staff. So if I want to go and look up how the engineers do something, I can go through their e-learning tool to see what they actually do.
Campbell Such:We are looking at virtual training. We hope to develop an environment where we encourage people to do this. For instance, have an expert in one branch, who knows about the best way to organise a warehouse for a particular type of stock, produce the video, and then make it discoverable for everyone.
The shift to 'as-a-service'
Phil Goodwin:The industry is still in the midst of a major change. In the past, organisations like ours sold you something, we integrated it and then supported it for you. Now everybody wants to buy 'as-a-service', and I think we're all going to go there.
We have responded to client demand to deliver communications and collaboration 'as-a-service'. This has a range of advantages such as offsetting costs and removing the burden of clients maintaining the platform themselves.
But during the next few years it will be painful for all of us, because that transformation is far from complete. One of the current challenges is that when consumers buy services, they will commit to one day, and commit to one device. The reality is that the organisations that serve the market have to buy in the old-fashioned way. They still have to buy from manufacturers, and they still have to commit to buying those assets on your behalf. So there is an obvious clash here in terms of demand side being different from our ability to supply.
Having that informed but neutral third party is important when brokering decisions about technology investments.
We encourage organisations that we work with to use this strategy when considering outsourcing: Identify applications that are 'generic' and those that are differentiators or core to the business – the 'genetic' applications. The quick wins will come from outsourcing the 'generic', enabling more focus to be placed on the 'genetic'.
Vaughan Robertson: We've probably discovered two things in a three-year timeframe. First is that if you think you should go to software-as-a-service for cost purposes, you'd better be counting your chickens very carefully. The second is that very often we're looking at software-as-a-service is because of the speed of change. Software life cycles are shortening and we don't want to be trapped into the unchangeable functionality of a standalone or on-premise application. We are not going to be able to go back to the board and say, 'I want to buy that again' in three or five years. They're not going to entertain the argument.
Leeann McCallum: You need to make sure you have a backup of your data before it goes into the cloud. One of the key points of geo-location is that whilst there is a copy in two places, this may not be considered as a suitable backup due to the active nature of the cloud. For example, if you get data corruption or a virus, that will just be replicated and then you have two copies of the corrupted data.
You need to make sure you have a backup of your data before it goes into the cloud.
Dhaya Sivakumar: A number of years ago, I did a SaaS deal with a vendor and we were a bit concerned about performance. So we specifically did a deal where we named the hardware components that belonged to us as a company and they ran it for us within their environment. They managed the equipment, but we paid for it and we owned the asset. So if anything ever went wrong with them, we could go back and pull it out ourselves.
If you've got X amount of bodies or resources in your team or budget, you don't really want to pay for them to look after an Exchange server necessarily or desktops. You want them doing new things for the new capability, getting your products out to market.
So if you can find a way to do that and still keep your unique IP and keep your secret sauce, that [cloud service] is of value.
Embracing 'shadow IT'
Craig Columbus: We spend a lot of time on end-user education. For example, someone will ask, 'Why can't I take all of these client data files and dump them out on Dropbox for people to look at?' We have all that firewalled off. I see who tries to do it and we go and have a conversation with them. And they say, 'But it's quick and easy. I can't send 84 gigabytes through email so how am I going to do it?'So then we begin the education process of what security means for our business, how do we get there, the solutions that we provide.
That becomes quite a big conversation, because ultimately at the end of the day, we deal with matters that can be quite sensitive and quite confidential. So security has to be a forefront for us. It's an education process that we face every day to make sure they understand that just because something is quick and easy, it does not necessarily mean it meets the expectations of our business or our clients.
Andries van der Westhuizen: From my experience, people sign up for a cloud solution because they can access that through the Internet and you cannot block everything. You need to be an educator and let people understand IT governance because if you are very strict, you become the department of 'no'.
You need to be an educator and let people understand IT governance because if you are very strict, you become the department of 'no'.
On the rare occasion, people might go to the cloud without our prior knowledge. But as soon as we become aware of it, rather than block them, we assess if there are any issues, highlight these and work with them to resolve it.
Then we start to bring the cloud service under our sphere. One way of doing so is to incorporate the cloud service data into business intelligence. We take the information, present the report to them and also potentially work on its integration with the other systems.
Phil Goodwin: Business unit expectations are being fuelled by consumerisation of IT. They know what their peers are doing and know what they can do at home. But often they have no sense of the reality of making this happen in the workplace. IT is coming from the other direction, and are obliged to give reasons for not doing it. Somewhere in between someone has to be the voice of reason, explaining what is achievable, and help the two parties reach consensus.
We have gone through this process with one organisation, where we assisted them as a third party. We interviewed the business users, and the CIO and IT team were at the other side of the table. We got them to agree where they were, their current state, and where they wanted to get to, their target state. Once they agreed, getting a budget, developing a plan and building a roadmap became easier. Having that informed but neutral third party, who knows the challenges and what other organisations are doing, and able to listen to both sides, is important when brokering decisions about technology investments. Photos by Tony Nyberg
Join the CIO New Zealand group on LinkedIn. The group is open to CIOs, IT Directors, COOs, CTOs and senior IT managers.


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What a surprsise! Bookmakers already published their odds for CSKA Moscow – Baskonia, the 1st match of these wonderful Euroleague playoffs. As usual, we visit OddsPortal.com for our odds comparison.
money line odds
CSKA Moscow @ 1.12
Baskonia @ 6.25
handicap bets
CSKA Moscow (-10.5) @ 1.87
Baskonia (+10.5) @ 1.87
As we wrote in our Road to Istanbul Preview, CSKA are clear favorites in this serie, and, surely, the Russians are clear favorites for Game 1. Anyway, I am set to place any bet lower than @ 1.25. I made this mistake in the past, but I will not do it in the future.
Country: Russia
Town: Moscow
Colors: red & blue
Arena: Megasport Arena
Leagues: Euroleague & VTB United League
Coach: Dimitrios Itoudis
Official website / Wikipedia page


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Capitol Danger is a collaborative story in four parts by authors Suzanne Ferrell, Jeanne Adams, Nancy Northcott and J.D. Tyler. It's the night of the Inaugural Balls in Washington, DC and the setting is at one of the swankiest hotels in town. Everyone is there undercover and no one knows who they can trust. Which missions will be compromised? Whose paths will cross?
This joint effort begins with Unmasked (an Edgars Family Novella) by Suzanne Ferrell as we discover that the hotel is under siege and the attackers are still unknown. Luke Edgars and Abigail Whitson have one job and when the unexpected happens, will they be able to save themselves and their mission? Luke and Abigail must work as a team and when secrets surface will it distract them or keep them on point? Suzanne has written four books with sexy and edgy Edgars men.
Once again, she delivers us a great story with Luke and Abigail. Can they make it through the gunfire with their love intact? Maybe a little gunfire is what they need to put their relationship into perspective and finally commit to each other. The perfect beginning to this on-the-edge-of-your-seat story.
Looking for more from those sexy Edgars men? Check out Suzanne's series Edgars Family Novels, there are plenty to choose from.
Death Under Glass (Deadly Charms novella) by Jeanne Adams continues the inaugural evening by introducing us to Edward Millner and Retta Geminous who are there to celebrate Retta's glasswork that is decorating the room for the gala. Everything is sparkling and shimmering in red, white and blue until the room is attacked. When bullets fly and her work is shattered it will take everything to ensure that Edward and Retta make it out alive. Edward's past as a Special Force medic will surprise many, can he shake what happened in his past to survive the night in one piece?
Pay attention readers. Just when you think you have it all figured out the story shakes things up and turns on the heat. Take note of the little touches in this novella, Jeanne is a master with those fine details and plot twists.
Looking for more action? Jeanne's #FaithfulDefenders series starts with Dead Run and it's fantastic. Check out my reviews here: everyone-needs-a-faithful-defender-that-will-protect-and-serve.
Wait, there's more…check out this teaser for Dead Reckoning here:https://booksilovealatte.wordpress.com/2015/07/03/icymi-heres-a-teaser-for-dead-reckoning-by-jeanne-adams/
The Deadly Charms series is forthcoming. So, check out her previous books that are just as fabulous!
Danger's Edge (An Arachnid Files Novella) by Nancy Northcott is a tale of agent versus agent. Everyone is suspect and secrets are piling up as fast as the bodies are in this siege. The tension between Greg Reed and Kelsey Mitchell is fantastic and the banter is superb. All I can say is there is a moment that I went from on the edge of my seat to laughing out loud. What will happen when Kelsey must reveal her identity to save herself? Will Greg give in to his feelings or just add her to one more body on the casualty list? After his last mission he was injured and recovering, will he be able to respond when lives are on the line?
I have read Nancy's Mage series and she's just as amazing at straight suspense. From sexy mage's to edgy FBI agent's Nancy writes stellar suspense books with edgy FBI agents in this world to sexy mage's from beyond. While each of her books can be read as a stand alone I enjoyed reading them in order.
Check out my reviews here for Sentinel:
Warrior: https://booksilovealatte.wordpress.com/2014/12/03/a-mage-an-artist-and-a-whole-lot-of-chemistry-make-this-one-fantastic-sexy-paranormal-romance-novella-to-start-the-series/
Lethal Target (An Armed and Deadly Novella) by J.D. Tyler ends our adventurous evening with Dalton McCoy and Jolie Montfort at the hotel. Jolie is a reporter looking for a scoop and will stop at nothing to uncover the truth. An Inaugural Ball is the perfect place to get a hot story from politicians and constituents while they are having a great time and drinking it up.
Dalton McCoy wants nothing more than to be back in Texas with his target apprehended and behind bars. When his mission is compromised, will he have the strength to finish it out? Can he trust Jolie to keep his identity a secret?
Who will finally be the one to catch the maniac leader of the terrorist group that everyone has been hunting for, throughout this multilayered and complex, but gripping set of connected stories?
This anthology is brilliant, well written and seamless as we journey from one story to the next. Each author brings her own voice and unique style to this collection and the collaboration is absolutely genius. Every detail is figured out from beginning to end and there are no holes or loose ends. From the hotel layout to the plot that weaves into and out of each story, it all works and leaves you satisfied with one seriously crazy Ball and a bunk of hunky agents!
If you have never read J.D. Tyler, or any of these three suspenseful Romance Bandit's books I suggest you download this book now and then dive into each of these author's backlists. There are so many great books to choose from, from each of these authors and they are all must read delights!
Coffee With:
Discover more about a few of these fabulous Authors in my Coffee With post.
Suzanne Ferrell: https://booksilovealatte.wordpress.com/2014/11/20/coffee-with-suzanne-ferrell/
Jeanne Adams: https://booksilovealatte.wordpress.com/2014/09/01/coffee-with-jeanne-adams/
Nancy Northcott: https://booksilovealatte.wordpress.com/2014/12/04/coffee-with-nancy-northcott/
J.D. Tyler: Stay tuned…. 🙂
or their Bio below (Website link is in red or below bio)
Author Info:
National Bestselling Author J.D. Tyler is best known for her dark, sexy paranormal series Alpha Pack, and the popular Firefighters of Station Five and Sugarland Blue series under her pseudonym Jo Davis. PRIMAL LAW, the first book in her Alpha Pack series, is the winner of the National Reader's Choice Award in Paranormal. She's also been a multiple finalist in the Colorado Romance Writers Award of Excellence, a finalist for the Bookseller's Best Award, has captured the HOLT Medallion Award of Merit, and has been a two-time nominee for the Australian Romance Readers Award in romantic suspense.
J.D.'s books regularly appear on the Barnes and Noble, Neilson Bookscan, BooksOnBoard, and Amazon bestseller lists, among others, and she was named by BooksOnBoard as their #1 Bestselling Romance Author.
When she isn't writing, J.D.'s idea of a good time certainly isn't cleaning house (sniff), bungee jumping (not in this lifetime, or the next), or camping (her idea of "roughing it" is a slow bellboy). She enjoys reading, being pampered like the diva she is, and spending time with her awesome family. J.D. lives in Texas with her two kids, a spoiled Boston terrier, and two cats.
Although Jeanne Adams likes calling North Carolina home, she lives in DC, where The Tentacle Affaire is set, and often jogs on the C&O towpath with her dogs. Her favorite holiday is Halloween. She starts planning the annual yard decor on November 1. Alas, in this case however, the "Adams Family" – one husband, two sons and three dogs – is all bark and no bite.
On another spooky note, Jeanne used to work in the funeral and cemetery business, and knows a thing or two about getting rid of the body….bwhahahah! (She even teaches classes about it to other writers!)
Jeanne has written suspense novels for Kensington/Zebra Publishing since 2007. THE TENTACLE AFFAIRE, her first urban fantasy/romance, was released in Nov, 2014, along with two new Romantic Suspense Novellas, DEADLY DELIVERY and BEHIND ENEMY LINES. A short story, featured in TINY TREATS #2, St. Patrick's Day, heralds a new series which will start next year.
She loves hearing from readers, so find her at https://www.JeanneAdams.com or on twitter @JeanneAdams or on Facebook at https://www.Facebook.com/JeanneAdamsAuthor
Nancy Northcott's childhood ambition was to grow up and become Wonder Woman. Around fourth grade, she realized it was too late to acquire Amazon genes, but she still loved comic books, science fiction, fantasy and YA romance. A sucker for fast action and wrenching emotion, Nancy combines the romance and high stakes she loves in the books she writes.
Her debut novel, Renegade, received a starred review from Library Journal. The reviewer called it "genre writing at its best." Nancy is a three-time RWA Golden Heart finalist and has won the Maggie, the Molly, the Emerald City Opener, and Put Your Heart in a Book.
Married since 1987, Nancy and her husband have one son, a bossy dog, and a house full of books.
Suzanne Ferrell discovered romance novels in her aunt's hidden stash one summer as a teenager. From that moment on she knew two things: she loved romance stories and someday she'd be writing her own. Her love for romances has only grown over the years. It took her a number of years and a secondary career as a nurse to finally start writing her own stories.
Currently there are two main series she's actively writing in: The Westen Series, a contemporary small town series based in a fictional Ohio town where "things aren't always what they seem", and features Close To Home, Close To The Edge and Close To The Fire. The second series is the Romantic Suspense books KIDNAPPED, HUNTED, SEIZED and VANISHED, featuring the Edgars family as they fight for justice, even if it means stepping slightly outside the rulebook.
KIDNAPPED and HUNTED were both Golden Heart finalist, and SEIZED, book #3 in the Edgars Family Novels, was a finalist in the novella category of the OKRWA's National Reader's Choice Awards contest.
Suzanne's sexy stories, whether they be her on the edge of your seat romantic suspense or the small town romantic suspense stories they'll keep you thinking about her characters long after their Happy Ever After is achieved.
You can Find Suz at:
Website: https://suzanneferrell.com/
Facebook: https://www.facebook.com/suzanneferrell.author
Twitter: https://twitter.com/SuzFerrell
Pinterest: https://www.pinterest.com/suzferrell/
Blog: https://romancebandits.com/


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Family child care providers are no strangers to licensing issues and it can be daunting for those starting out in business. The array of licensing and registrations required can be quite confusing. Let's review and clear up any misconceptions about social service licensing, local business licenses, fictitious business names and IRS tax id numbers.
Note: The information below applies to providers residing in the State of California, though procedures are probably similar in most other states. The last section on IRS Business ID Numbers applies to all US residents.
Social Service Licensing
Before opening the door to care for children, most family child care providers must first register with the California Department of Social Services. This is your primary and most important license.
In California, it is my understanding that you do not need a license if you care for the children of only one family or if you care for children who are related to you. This means that you could potentially care for the children of one family, plus any number of related children, without a license.
Note that your taxable income will be higher if you are required to have a license but don't get one. This is because unlicensed providers are not allowed to treat a percentage of their home expenses as a business expense for tax purposes.
City Business Licenses
Most California cities and towns require business owners to obtain a business license. You will generally have to pay an annual fee or an annual tax or both. Many localities calculate their business tax based on "gross receipts," which means as a percentage of total business income (from parents, etc) before subtracting any expenses. In addition, home businesses must often obtain a special home occupation permit and pay associated fees.
New providers--contact your city or county (if you live in an unincorporated area) and find out if you are required to have a business license. If you've been in business for a while and never inquired about a business license, do it now. Many California cities are getting residents' income tax information from the Franchise Tax Board and cross-checking to find unlicensed businesses. An on-going business found in this manner is likely to be billed for several years back taxes and fees.
Some cities have special rules for family child case businesses. My hometown of Fremont does not require owners of small day care businesses (six kids or less) to get a business license, but they do require it for large day cares.
Fictitious Business Names
Many day care providers simply operate their business, and open a business bank account, under their own name. Some use a made up name, such as "Anna's Loving Care." This is called a "fictitious business name" and it must be registered with the county. Registration allows you to open a bank account and accept check payments under your business name.
Contact your County Clerk/Recorder's Office to file a Fictitious Business Name Statement (these links are for Alameda County). If you search online, you will find a number of businesses who will take care of this paperwork for a fee. The process is actually quite simple. You needn't pay for help unless you want to.
First search county records to be sure that no one else is using the name you have chosen. Next submit your county forms (several copies) with the filing fee. You should receive back three copies with the official stamp of the county clerk. One is for your permanent records. Another is for your bank and will be needed if you wish to open a bank account using your business name. A third is for a newspaper of general circulation in your area.
Your Fictitious Business Name Statement must be published within 30 days. I recommend that you sit back and wait for the solicitations that will come in the mail from newspapers in your county who publish legal notices. (They will get your address from the county clerk.) Choose the cheapest deal. You needn't publish in the biggest paper in town.
The newspaper should handle everything for you. They publish your notice four times and then send the affidavit of publication to the county clerk. When all is said and done, you will receive a Proof of Publication back from the county with their official stamp.
Fictitious business names generally last for a certain period (five years in Alameda County) and must be renewed before the period is up.
IRS Business ID Numbers
You do not need to register with or obtain any kind of business license from the Internal Revenue Service. Some folks find this surprising.
Most family child care providers are sole proprietors, meaning you own and run the business and have not set up any kind of separate entity, such as a corporation**. Sole proprietors are not required to get a tax id number from the IRS, because you file your tax return under your social security number. If you have employees, however, you have to get an Employer Identification Number (EIN).
I recommend that all child care providers go to the IRS website and apply for an EIN, even if you don't have employees. Give your EIN to vendors (meaning folks who pay you, like the food program) and especially to parents. Parents will need a tax id number to claim the Dependent Care Credit on their tax return. It is best to get an EIN and protect the privacy of your social security number.
For further information and assistance in obtaining an Employer Identification Number, please read my "Get an EIN" Tax Tips Post.
**Note: I caution any provider thinking of setting up a corporation, partnership, or LLC not to rush into such a decision. Research the issue thoroughly and be sure to consult with an attorney and your tax advisor. Make sure you are clear about the benefits and limitations of functioning as your chosen business entity, as well as the ongoing duties and costs. Read my "To Incorporate or Not" Tax Tips Post. Functioning as a sole proprietorship is usually the most straightforward, easiest, and cheapest way to structure a family child care business.
Last updated on 5 December 2012
Posted on 2008-11-11 01:08:12


text: This is a place for authors who want to take a step towards owning their own data and using it to their advantage through Google Adwords. Target advertising is an important part of author and book marketing. So why not get a better understanding of the most dominant search engine marketing vehicle out there?


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Elite Flex - Hartnell Sneakers by Skechers®
Additional Information
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- Imported
About Skechers®
Skechers® is one of the leaders in lifestyle and performance footwear. KingSize is proud to partner with a brand that values comfort and innovative design. Now the big & tall guy can find shoes in the extended sizes and widths he needs and in the styles he loves.


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Original sin is not so-named in the biblical Creation story, which describes the event mythically. Obviously it's not only about eating a piece of fruit. Rather, Genesis presents the universal experience of free choice exercised without wisdom. For God's creatures, the wise choice is made in the direction of God's will, ordered toward life and happiness. Only the foolish choose in deliberate opposition to God, a direction leading invariably to sorrow and death.
Although original sin seems to refer exclusively to "the first sin ever committed," more profoundly it identifies the origin of sin as well. From what aspect of human nature does sin arise? Pride is often fingered as "the mother of all sins." It's the Frank Sinatra Complex: "I did it my way!" Another good description of the source of sin is disobedience, because "obedience" is rooted in the Latin word for "listening." Tune out God, the source of truth, and don't be surprised when you're lost in a forest of lies. As the saying goes, I'd turn back if I were you.
Lust gets tapped as the root of sin because our sexuality is such a basic, instinctual part of us that, to many ages of thinkers, that alone made it suspect. A better theological word for this idea is concupiscence, because desire tugs at us in more ways than only the sexual. Shorthand for concupiscence is "the sin of more." No matter what we have—money, possessions, success, pleasure, leisure—it's never enough. It's that feeling we get after having a fantastic slice of pie that makes us reach for another—even though we're already full. We just want to hit that sweet spot again.
That probably led the Christian writer C. S. Lewis to say, OK, maybe it really is about that piece of fruit, in his wonderful sci-fi novel Perelandra. Humanity gets a second shot at a new and sinless planet. Then an earthling tastes an amazing fruit, is completely delighted and satisfied—and immediately wants another. What part of "perfect experience" didn't he understand?
Saint Augustine of Hippo is often cited as the inventor of the doctrine of original sin in the 4th century. The idea certainly had predecessors, but Augustine gave us the first thorough examination of conscience in his Confessions. He also gave us the prayer that helps us to appreciate why human nature is so greedy for more: "God, you have made us for yourself, and our hearts are restless until they find their rest in you."
• Genesis 2:16-17; 3:1-24; Wisdom 2:24; Romans 5:12; 1 Corinthians 15:21-28
Online resources
• Saint Augustine on the Fall, from the City of God.
• "Sex, Sin, and Salvation: What Augustine Really Said," lecture by David G. Hunter, Ph.D.
• Original Sin: Origins, Developments, Contemporary Meanings by Tatha Wiley (Paulist Press, 2002)
• Evolution and Eden: Balancing Original Sin and Contemporary Science by Jerry D. Korsmeyer (Paulist Press, 1998)
Ask Alice a question.
Ask her now!
More questions...and responses
What's so important about the Council of Trent?
What are the "Precepts of the Church"?
Do Catholics take the biblical creation story literally?
Why can't a woman be ordained?
Is Purgatory still "on the books"?
Why is it important to participate regularly in the Mass?
Why can people go to Mass on Saturday evening instead of Sunday?
Did King David compose the psalms?
Who were Jesus' "brothers and sisters"?
Is there really a Catholic Index of Forbidden Books?
What are the corporal and spiritual works of mercy?
Is a long or short discernment process better for someone interested in becoming a priest, nun, or brother?
What's the difference between celibacy and chastity?
Is it "Catholic" to be vegetarian? Do Catholics care about animal suffering?
What does the Bible say about Judgment Day?
Why do Christians believe Jesus is God incarnate?
What's that picture of Jesus with rays flowing from him?
Who chose the "Seven Deadly Sins"?
"What should I believe about hell?"
Is the Mass a "holy sacrifice" or a "celebration"—or both?
Pulpit, lectern, ambo: What's the difference?
What is "discernment of spirits"?
Is environmentalism "Catholic" or a political football?
Why do Catholics believe in the Immaculate Conception?
Do Catholics believe in ghosts?
What is the Liturgy of the Hours?
How does God "answer" prayers?
What does "salvation history" mean?
Why do Catholics believe in the Assumption of Mary?
Why do priests wear vestments?
What is Catholic decision-making?
How does the Catholic Church view other religions?
What's the difference between chapels, churches, cathedrals, and basilicas?
Where do the Stations of the Cross come from?
What's the relationship between the Old Testament and the New Testament?
When and where is it appropriate to bow inside Catholic churches?
Can I come back to the church?
Why does the priest talk after the readings at Mass?
What's the difference between catechesis and evangelization?
Didn't Saint Paul write all the letters attributed to him?
Are we supposed to believe in angels and demons in the 21st century?
Who are the saints and why do we pray to them?
Who are the "Doctors of the Church"?
How were the books of the Bible chosen?
What's the difference between saying "set" prayers and prayers in my own words?
What do Catholics have to believe?
Who were the prophets? Does God still call people to prophecy?
Why do Catholics bless themselves, genuflect, and so on?
Did Jesus establish a church? How did we get from following "the Way" of Jesus to this big institution?
What do we mean by the church's "magisterium"?
Is there salvation outside the Catholic Church?
What do people in religious life do for fun?
Why is celibacy important to religious life?
Vocation: For all of life, or only "religious life"?
Is my vocation from God or just my imagination?
What does the Bible say about discipleship?
How do I know whether be an order priest or a diocesan priest?
What do Catholics believe about scripture and tradition?
"Sin" is such a negative word. Can't we just talk about "failure"?


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What is Grey Hat SEO? Simply, the promotion of content through unclear or debatable techniques or tactics.
Grey Hat SEO involves methods that neither belong to White Hat nor Black Hat SEO category since the relevant terms of service haven't taken a well-defined position on the technique being used.
Read on for our QUICK READ overview…
What is Grey Hat SEO? Identification of Grey Hat SEO.
Grey Hat SEO, or Grey Hat Marketing, can be challenging to understand. However, some notable examples can help introduce the subject clearly and easily:
Link Purchasing
Even though it could be controversial for business entities to purchase links leading to their websites, many brands across the globe have found ways of beating the odds and engaging in Grey Hat SEO by going ahead to purchase sponsored articles found on third-party websites that ultimately include some contextual backlink that leads people back to their brands.
In most cases, search engines find this exercise hard to detect and subsequently restrict.
Product Reviews
This is another typical Grey Hat SEO that a lot of brands in many places across the globe employ to promote their brands.
Even though search engines have tried their level to clamp this exercise down, paradoxically, this is an area that a lot of customers always look at especially if they are on the verge of purchasing a new product.
A lot of brands will always have a section of product reviews on their websites that act as the cornerstone of their businesses. Again, just like the purchasing of links, product reviews are another Grey Hat SEO tactic employed by a lot of companies/brands.
Paying for Listings
A significant number of organisations across the globe are willing to make advance payments for premium business listings. For instance, insurance companies are known for paying huge premiums so as to be featured on some well-known aggregator comparison sites, since – without getting the exposure – they end up losing on business to the competition.
The service industry is well-known for having greatly benefited from this type of Grey Hat SEO marketing.
Affiliate Marketing
Surprisingly, a good number of such businesses often have no idea concerning the number of websites out there marketing their products so as to earn an affiliate commission regarding the sales they make. Affiliate marketing websites exist in their hundreds, with a lot of them earning decent commission from what they do.
What is Grey Hat SEO? Other Grey Hat SEO Techniques
The above are not the only Grey Hat SEO tactics or techniques out there. There are more than ten such main tactics that business entities willing to drive sales and increase traffic to their websites have always used.
Other known techniques include cloaking, duplicate content, and article spinning just to mention but a few. A lot of companies willing to increase traffic to their sites are resorting to these and many other tactics and, on closer examination, a lot of them have benefited from this type of marketing.
What is Grey Hat SEO? Does Grey Hat SEO Matter?
It's important to be aware that issues around Grey Hat SEO are, at least to some extent, debatable.
However, on a closer examination, the number of advantages surpasses the disadvantages or challenges associated with Grey Hat SEO.
A common advantage associated with Grey Hat SEO is that the punishment is not as harsh as it could be imagined.
In an ethical community, Grey Hat SEO is arguably neither bad nor good but can be seen as a collection of tactics and strategies that take advantage of search engine loophole policies to build traffic.
What is Grey Hat SEO? Should Business and Brands be Implementing Grey Hat SEO Tactics and Strategies?
It is imperative for every marketer to first sit down and evaluate the risks versus the rewards that they may receive or get before engaging in Grey Hat SEO.
The only way of being absolutely certain of a good reputation and avoid penalty from search engines, in the event that this, happens is to move away from Grey Hat Marketing and engage in traditional means of internet marketing that are few of risks.
Summary: The Future of Grey Hat SEO
It is evident that companies are competing for traffic and conversion rates. Grey Hat SEO comes into play as one of more preferred choices for a number of companies in response to this environment.
There will always be loopholes in the guidelines found across several search engines and, for this reason, Grey Hat SEO will not relent anytime soon.
Our FREE ProfileTree knowledge archive… Keyword Research: Ranking Words for SEO Nerds | SEO Hosting | SEO Checker | SEO Strategy | SEO Report | YouTube SEO Tips and Tricks | Top free SEO Tools | Get to know SEO | SEO Checklist | Small Business SEO | Free SEO Audit
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If the characteristics of our age can be synthesizes in one notion, perhaps the concept of contradiction would be, for me, the most adequate. During the 20th century, many artists attempted to create a plastic structure equivalent to some basic ideas. Piet Mondrian, for instance, saw our universe as a harmonic, static, and well-balanced conglomerate in equilibrium. Antoine Pevsner had a vision of a continuous movement, dynamic as a process of growth. A very interesting book, 'The Authentic Person Dealing with Dilemma', by Sidney J. Harris, reveals hidden aspects of man's self image and of his attitude towards the world. Visualizing common tensions felt by every human being perhaps should be the goal of modern-form creation. This presupposes a clear identification with general ideas and not with personal whims. The rhythms and the proportion within a piece of sculpture, therefore, must be a faithful copy of our feeling towards the world.
The monumentally of a sculpture is not only a question of height, it is a matter of the inner organization of the form and of the sensations the artist reflects in the sculpture. A man who lacks the feeling of the real relationship between his person and the universe, will be unable to make a monumental sculpture, because the vision of this relationship is distorted. We often see huge sculptures which are not monumental because the vision of totality is distorted and the result of this is an expression of megalomania, since the artist sees himself, sometimes, as the centre of the world.
A good proportion and a well-balanced composition are not enough to give a sense of monumentality. Greek sculpture has outstanding proportions. Some reliefs by Phydias are great. Perfect! But there is no feeling of monumentally. In fact, the Greeks felt themselves as the centre of the universe, the Egyptians did not. The proportions must transmit a certain kind of feeling of the relationship between man and cosmos in order to give us the sensation of monumentally. A projection towards the world might be the attitude which enables this characteristic, and our age imposes such an attitude.
Martín Blaszko
from a discussion at the 'Sculpture around the World' conference, New Orleans, 1976


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|Turquoise blouse
|Grey shirt
|Kingfisher blue skirt
|Black trousers
|Silver grey, fine knit V-neck Trutex jumper
|Black, fine knit V-neck Trutex jumper
|School tie (clip-on) 1
|School tie (clip-on) 1
|Black shoes only 2
|Black shoes only 2
|Black blazer with school crest
|Black blazer with school crest
|Grey socks/black tights in winter
|Black scarf (optional)
|Black scarf (optional)
1 Only clip-on tues wil be allowed for students in years 8 to 12.
2 Pupils and parents are reminded that only black school shoes are acceptable.
Students must not wear trainers, Converse, Vans or similar type of casual shoe as these are not permitted.
New PE Uniform for September 2018
Available from Begley's Sports in Dungannon.


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Former EVP of Canon India Dr. Alok Bharadwaj launches CreoVate transformations, consulting
New Delhi [India], July 3 (ANI-NewsVoir): Former Canon India EVP-COO and later head of Canon Asia Strategy centre in Singapore that overlooks 23 countries, Dr. Alok Bharadwaj, who has over 30 years of experience in leading business operations, transformational practices, strategy architectures, organisational excellence and building future capabilities on Monday announced the launch of his personal venture CreoVate (a portmanteau of create and innovate).
This development comes with his departure from Japanese major Canon after 16 years of stay.
From transforming architectures to improving performance that drive results, CreoVate offers a specialist array of services to help organisations target, lead, build and execute successful change in their first mile of transformation. The consultancy will offer solutions in the domains of customer strategy, go-to-market architecture, people capabilities, India entry management and a comprehensive retainership services.
CreoVate will also address super specialty aspects of CMBT (change management and business transformation) as it is currently building India and International partnership tie- ups to cover holistic interventions.
"In current business landscape, change management and business transformation (CMBT) is at the top of leadership agenda. As external triggers are in full swing in industry 4.0 eras, continual market led transformations are the new normal. I am excited to launch CreoVate, focused on guiding, coaching, and mentoring business organisations which are at the cusp of transformational journey," said Bharadwaj.
"Transformation is a switch that must be always on. CreoVate will be the helping gloves to businesses which are planning a new entry or a renewal, a major turnaround, responding to disruptions, rapidly scaling up, seeking to build competitiveness or catapulting people's capabilities. Organisations must navigate through constantly changing dynamics in conducting their business in challenging market environment to win," he added.
As per Bharadwaj, at the heart of any thriving transformation and winning organisation lie three elements - strategic direction, organisation operating model and capabilities. CreoVate will redefine consulting in non-BIG 6 spaces, by building holistic view to avoid 'magic steroids' syndrome for silo interventions. He calls it 'Ayurvedic therapy'. The complete focus will be on results driven CMBT.
"You don't climb Everest without a Sherpa" he further added while responding to a query on need for consultants implementing CMBT journey at the launch of company logo and website www.creovate.in.
CreoVate's logo, a clock, symbolises moments of the time dimension. Emphasising on the need to focus on this fourth dimension, Bharadwaj said "A three-dimensional object begins to form a pattern, a story, a track and evolves into a character when seen over time called the fourth dimension. Organisations have life and their shift has to be seen against this dimension. This gap from 'As-Is' to 'To-Be' is what the 'fourth dimension' depicts."
Conferred with an honorary doctorate, Bharadwaj is an accomplished global strategic leader in both B2B and B2C domains. He has also worked with leading organisations such as Usha, Motorola and Tata Group. He has led and facilitated several transformational interventions in emerging markets of India, South and South East Asia, and brings cutting- edge experience from real world business challenges to the Indian context. Recipient of many awards and accolades, he is an alumnus of IMD Lausanne, Switzerland and FMS Delhi. (ANI-NewsVoir)
This story has not been edited. It has been published as provided by ANI
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Radio Stations in Jammu, Srinagar and Leh renamed
Jammu and Kashmir to witness 'Acche Din'? | Seedha Sawal
Expert advice on how to survive poor air quality in Delhi-NCR


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ADEN, Yemen, A leading al-Qaeda militant was killed, during an anti-terror military operation by Yemen's armed forces, in the southern province of Lahj on Wednesday, a security official said.
Newly-recruited troops, backed by the United Arab Emirates (UAE), raided the house of Ahmed Abdul-Nabi, a leading member of the Yemen-based al-Qaeda branch, in a surprise operation, the local security source said.
Abdul-Nabi, wanted by Yemeni authorities over several terror attacks, was immediately killed, after a short gunfight in the raid, the source said.
Two sons of the slain al-Qaeda leader were captured by the troops and moved to neighbouring Aden province, for more investigation, he added.
A government official confirmed that, an intelligence-borne operation in Lahj, ended in the killing of Abdul-Nabi, after he refused to surrender himself to the armed forces.
Yemeni government forces and the UAE armed forces operating in Aden, have launched a new anti-terror military offensive, "to root out al-Qaeda militants from their stronghold in the southern province of Abyan."
The Yemen-based al-Qaeda branch, seen by the United States as the global terror network's most dangerous branch, has exploited years of deadly conflict between Yemen's government and Houthi rebels, to expand its presence, especially in Shabwa and Abyan provinces.
Source: NAM NEWS NETWORK


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Glass art for your home or your table, to gift or to keep as a personal treasure.
After 2 weeks your items will automatically renewed for another 60 days and $0.23 per item will be added to your billing ledger.
While you were away our TOU was updated,
read the terms of use here.
*No action is required on your part.


text: I always felt overwhelmed, during my trips to India, by the number of people who were begging in the streets. There were children and old people, some who had a disability and others who were missing limbs. Mothers with tiny infants in their arms, young men with legs grotesquely swollen with elephantiasis, children without legs pushing themselves through the dust by their arms, beggars with missing fingers and noses due to leprosy. There were people who grabbed at you and shouted and followed you down the street for ten minutes, and others who sat patiently by the roadside and folded their hands in thanks when you gave them a coin. Continue reading "Loving-kindness for others" »


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Just about every overlander planning a trip has the use of a smartphone, a tablet or a multimedia device like an iPod Touch. The usefulness of the device does often depend on an internet connection and with data plans available in every country, it is worth taking a phone along that is unlocked and open to any GSM network.
Having a useful app on the phone makes it even more worthwhile... here are a few that I use and have found useful - Road Trip, TapaTalk, Offline Maps and the generic GPS app:
Thursday, May 24, 2012
Thursday, May 10, 2012
The 1st 'Live' internet Overland blog... In Search of Lovedu*
|Kevin Muggleton
1995 was also the year Ann Jones and Kevin Muggleton left the UK in search of the South African tribe 'Lovedu'. The unique aspect was the live blogging Ann Jones did as she traveled overland in a Land Rover Series III. This was the first website I had found whilst attempting to navigate around a very limited internet. In correspondence with Ann Jones, she described how she used to type up her blog and find a post office to send the updates back to the USA. Her webmaster would then upload the monthly report of her trip. She wrote a book detailing her trip (details below).
Wednesday, May 9, 2012
To Rove or Not to Rove
Land Rover vs Toyota: Which overland vehicle do you choose... Hennie Kotze writes an interesting poem on the topic... enjoy:
To Rove, or not to Rove!
There was a man from the darkest Continent,
who wished to explore it from end to end!
Before long he put deeds to his thought
and went to town where he diligently sought
for a means to rove the yonder land!
And thus the marketplace he carefully scoured,
mindful of the pitfall that he could be devoured
by a horse trader of such dubious disposition
that even his most vigilant premonition
would serve him to no end!
Posted by Unknown Updated Wednesday, May 09, 2012 No comments:
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Dynalab seminar will be held. Seminar is classfied as three parts which Ph.D. candidates participate in.
Any one who is interested in seminar can attend. So, If you have any interests, please join us.
Date : 2:00 ~ , November 29, 2013
Place : Faculty Meeting Room (#308), Engineering Building
Speaker :
· Seungtaek Oh & NakHyun Chun : Comparison of between RM and CWE which are simulated by Buffeting analysis and Flutter analysis
· Hoyeop Lee : Analysis of Wind Turbine Generator
· Jungkyun Kim : HSB Analysis
Dynalab News >


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Boroughs and communities
We are committed to contributing to a safer, healthier and thriving London. That is why we work closely with London's 32 boroughs and the City of London and community groups to integrate transport planning and operations across the Capital.
In this section, borough officers, councillors, community groups and anyone who has an interest in borough affairs can find information and toolkits on a range of subjects. Examples include available funding streams, strategies to tackle environmental and safety issues (you told us these are important to you), operational performance and sub-regional activity.
We also have details of how to get in touch for different issues.


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Legal Road Map®: copyright, trademark and business law info for online entrepreneurs
The Legal Road Map® podcast teaches entrepreneurs about the legal issues you might face as you grow a profitable and sustainable business, why they're important, and how others in their shoes have handled them. Host Autumn Witt Boyd, a lawyer for online and ecommerce businesses, features case studies of successful business owners and gives you the answers to your copyright, trademark, and business legal questions. What should you protect with a copyright or trademark? Do you need an LLC or should you stay a sole proprietor? What should you do if a copycat steals your photos or content? What's the right way to respond to a cease and desist letter? When is using someone else's content fair use under the law? How should you hire employees or independent contractors? What contracts should you have? What are website privacy policies or terms and conditions? Whether you're just starting out and haven't done any legal work on your business, or are going through a growth spurt and want to make sure you're covered, the Legal Roadmap® podcast is a great tool to make sure you haven't missed any key legal protections for your business. Subscribe today and get your business legally legit. Transcripts, show notes, and more info at www.awbfirm.com/podcast.


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2 Car Metal Garage
Alan's Factory Outlet 2 Car Metal Garages are custom built in the size, style and color that you want. The 2 car metal garages can be made with garage doors ranging from a 6x6, 8x8, 9x8, 10x8, 10x10 and a 12x12 garage door. The garage doors on the metal 2 car garage are now available with a garage door opener for ease of use including a remote to open and close it.
2 Car Metal Garages are delivered and installed for free in 27 states in the USA: AL, AR, DE, DC, FL, GA, IL, IN, IA, KS, KY, LA, MD, MS, MO, NE, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA and WV.
2 car metal carports are also available if you want the sizes and ends open. The steel carports are delivered to the twenty seven states the same as the steel garages. The steel buildings are available in may other sizes and styles to suite you.
Amish built wood and vinyl 2 car garages are delivered as fully assembled portable garages. The wood and vinyl garages are delivered in Virginia and West Virginia. They are made with or without a floor compared to the metal buildings and carports that are built on site and only come with no floor.
Metal 2 Car Garage Options
- 12 GA thicker steel tubing with 20 year rust through warranty
- 13 different colors
- Barn roof, a-frame roof and vertical a-frame roof which aids in snow sliding off
- Taller legs up to 12' leg height
- Single entry door and windows
Thanks for reading this blog on the 2 car metal garages at Alan's Factory Outlet. Please feel free to share this article with family and friends who may be looking for a metal garage or metal carport or add a comment or question of your own.


text: You are passionate about sports and would like to buy a sport photography in connection with this passion? ArtPhotoLimited has selected for you the biggest French and international sports photographers, who alone have access to the biggest sporting events, be it the Olympic Games or the world championships of the different disciplines. Browse our selection and find the sport photography that will satisfy you.