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Readers Report: Big Demand For Big Rentals (For Big Money)June 13, 2007
While we can't confirm a reader's comment yesterday about recently renting 2786 Broadway, it does remind us that we've been remiss in publishing another contribution from Seb (a seriously plugged-in reader):
Big Demand For Big Rentals (For Big Money)
If you don't want to buy in Pacific or Presidio Heights, and you need more than 4,000 square feet or 5+ bedrooms, you can always rent. But beware, properties are now moving fast. Since the beginning of 2007 high-end rentals have on average moved within a couple of weeks. Recent rentals include:
A choice property near the Egyptian Consulate General's for a little over $10,000/month.
A grand Chateau near the Korean Consulate General's for around $15,000/month.
And a majestic view home near the Japanese Consulate General's for $32,000/month.
[Editor's Note: If that last one looks familiar, it should. And as far as we know, it's still available. We'll let you run your own rent versus buy calculations (but feel free to share).]
∙ Comment: 2786 Broadway: Reduced 12.8% (Again) [SocketSite]
∙ Million Dollar Views (For A Million Dollars Less) [SocketSite]
∙ To Rent Or To Buy, That Is The Question (That Only You Can Answer) [SocketSite]
Comments from Plugged-In Readers
Maybe its just me, but I can't see why people who have that kind of money to throw around don't just buy something.
Perhaps people with "that kind of money to throw around" ended up that way by making prudent financial decisions. Like carefully considered rent/buy comparisions, for example.
seriously, who is going to rent these places?
While I can imagine a small group of super rich who might want to summer in SF and rent the place for 2-3 months, this pool of people has to be ridiculously small.
Wouldn't those people be better off getting very nice suite at a hotel for a few months?
Not everyone feels worthless when they're renting something, as opposed to buying. If you're uber-rich, what is the advantage to buying? You probably have places to put your money with better guaranteed returns, or places with significant potential returns, instead of the small (annual) returns that you'll likely earn on a $10 million + house.
Could it be possible these rentals could have something to do with completing a 1031 exchange? The equity in these places built up over the years must be astronomical and with a little rental funny business, you could sell a year or two later and tell Uncle Sam to beat it, you're taking your proceeds and dumping it in the next property.
"Perhaps people with "that kind of money to throw around" ended up that way by making prudent financial decisions. Like carefully considered rent/buy comparisions, for example."
I wouldn't call dumping $32k per month into a rental a "prudent financial decision". Also, I wouldn't consider purchasing a Lamborghini, Ferrari, Bentley, etc a prudent financial decision either. I'd say a more likely scenario is that these people have so much money lying around, that it doesn't really matter if they blow a chunk of it on a rental.
"I wouldn't call dumping $32k per month into a rental a "prudent financial decision". Also, I wouldn't consider purchasing a Lamborghini, Ferrari, Bentley, etc a prudent financial decision either."
Actually, Road and Track magazine once did an article about Rolls-Royce ownership in England. The average new car buyer held the car for 27 years, and compared to financing or leasing a new Ford every 3-5 years, the Rolls owner actually came out ahead.
"The average new car buyer held the car for 27 years"
Most luxury car owners probably have that as their 2nd or 3rd car, only using it for weekend drives or hot dates and such. I'd imagine that most probably have another commuter car, although those are still probably nice ones, such as BMW's.
I'm just throwing this out there.. but my guess is that not a few of those renting such homes are likely in the process of remodeling their own multi-million dollar mansions. Since it takes two or three years to (re) build your dream house and you still want to live in luxury, why not rent a mansion in the interim?
My guess is the owner of the Broadway home wants to remodel at some point, but because the permitting process is filled with so much red tape, it makes sense to just rent out the home.
I don't know if this sheds any light onto the question at hand, but I have rented high end condos (2/2 for $7K+ / Month) to:
Baseball Players, relocating CEOs, consultants, families remodelling their homes, and people getting a divorce.
There are limits to ownership advantanges.
Caps on tax deductions. People who rent at this level perhaps already have one, two or three homes already. They dont want to worry about the roof or the taxes. Luxury homes have uber tax bills. It is often cheaper to rent then own luxury.
Maybe they do not want to sleep in someone else's bed or eat food that is prepared by someone else's chef. Staying at a hotel would be a step down in lifestyle.
Perhaps their is a need for extra room for beyond family: staff, security, nanny, etc.
If 32,000 a month has the same effect on their budget as 1,000 a month on median income renter, it becomes a no brainer.
When you rent, you walk away when you are done. If you will be in town for no more than three years, why buy with that timeline, if there are no tax advantages? Homes over 5 million can sit on the market for a while, why take the risk?
That is the beauty of a rental at any price, the ease of walking away when you are done, and no large investment in time and capital for the services you are using. The same truth for renters of a small tenderloin studio as a large mansion on the Gold Coast.
If you can afford it, why not?
Um, don't forget about those people who don't want to buy because they think prices will be lower next year. Given that the cost of renting is about half the cost of buying, if prices even only stay steady, you come out ahead. If they fall, you REALLY come out ahead.
As little as two years ago, rentals at the high end weren't as prevalent as they are today. If you feel you need to maintain that level of lifestyle, you can now rent it or buy it. It used to be that, even if prices were headed down, you had to buy to maintain a certain lifestyle – the SF rentals were almost all dumps inherited by cash poor sons and daughters that just milked the already out-of-date places their parents left them.
That is no longer true. Any new development has rentals in it from day one. I'm living in a completely beautiful place built in 1900s that I'm renting. Professional stove, professional fridge, restored period details, 12 foot ceilings, redone electrical, the works. I didn't have to take the risk that prices would fall in what was obviously the end of a bubble and I'm paying half what it would cost to buy. The question isn't why would I rent, it's why would I buy?
My understanding is that Bill Gross of Pimco is one of those people who sold his home to rent. I have a very high salary, but I wasn't in a position to buy until two years ago. I made a couple of bids on some $2-3+M homes (missed all but one by about $50K) and then backed away when I started seeing signs that the market would not rise, and would probably fall. Just because I can afford the loss if values drop doesn't mean I'm going to sign up for it, especially now that very good alternatives are available. I may have money, but I didn't get it by being an idiot. (Those who think google employees will save you might want to reread that last sentence.)
Just as important is the fact that with so many more of these high end rentals on the market, it tends to skew the averages a bit. "Average asking rents" will rise if there are more high-end rentals on the market this year than last year, even if rents aren't rising. What is happening is a combination of both: it isn't all from increased demand.
They rent these places to capture the rent control benefit. You're talking an increase of only $480 on $32,000/month. Now that's pretty sweet but the threat of an owner move-in eviction also needs to be considered.
[Editor's Note: Keep in mind that rent increases for single family homes rented after 1/1/06 are not limited by rent control (in most cases and as far as we know).]
Highrise, let's do the math.
$32K/month .vs. paying 6% interest + 1.12% property tax, let's call it an even 7%.
Keep in mind that you can only deduct $1M mortgages, so the tax benefit goes away.
Do you really think that house would sell for so little?
The 10K rental is equivalent to $2M, which will buy you a small condo in pac heights.
In America most of the wealthy got their money by being smart financially.
I don't disagree that you can get more for your money on a monthly basis for a rental. That's not my point.
The point is that with $32,000 per month to throw around, you can get a very nice place in the city (albeit not a $20 million mansion) and begin to earn equity. I can understand why someone wouldn't do this, in that they are filthy rich and want to live in the life of uber-luxury, not just luxury. However, if you were looking at it from a pure investment standpoint, especially if it were long term, purchasing a $3 million residence would make more sense than renting a $20 million mansion.
Highrise, I think that's the point. If someone is paying 32K in rent, they obviously have a significant amount more to invest in other things, which probably have a higher (or at least a higher potential) return than just "earning equity" – that's merely saving, unless you're in a huge up-market (which may still be the case for some properties). Someone who can throw 32K into a housing payment each month probably isn't interested in socking away money – they're probably more interested in growing investments.
Um, correct me if I'm wrong here, but it's my understanding that rent control does apply to single family homes and condominiums, it's just that the limitations on evictions are different – namely that you can easily owner move-in (OMI) occupy a SFR or condo. However, limits on the annual rent increases are the same and you still have to pay the $4,500 relocation assistance payment for an OMI, even for houses and condos.
[Editor's Note: We should have been more specific, and we could be wrong, but we're under the impression that it's the other way around (no limits on rent increases but standard eviction protection) for move-ins after 1/1/06 (i.e., now).]
As a datapoint, I rented a 4500 sq. ft, 7 bdrm house in SF for $25k / month. I'm senior management in a Fortune 500 firm, am often traveling, and otherwise couldn't be burdened with home ownership.
When I retire in a few years, that's a different story…
Miles, I think you have it backwards.
There is NO rent control on single family homes or condos that have been sold once. Period. After the lease is up, you can charge whatever the market will bear. Search "Costa-Hawkins" for more details. I believe that SF also limits rent controls to buildings having a certificate of occupancy before 1979. Buildings after that date are also not rent controlled. Costa Hawkins uses 1995 as it's date, but the local SF ordinance is more generous to property owners.
There are eviction controls on everything in SF, but because there are no rent controls, the eviction controls have little teeth.
Highrise, if you get more for your money for a rental, you shouldn't buy, period. A 10m mortgage at 7% is 65k, so 32k rent is 50% of that. Let's assume that ratio holds at all prices.
You say that someone should just buy for 32k/month rather than renting, to build equity. But why would they want to if they could rent an equivalent place for 16k/month and keep that extra 16k in cash. 16k in cash per month is a lot better than you're doing building equity, plus there's no downside risk.
Why not just buy for 16k you say? Because you could rent an equivalent place to that for 8k, and bank the rest… you see where I am going. If it's cheaper to rent, it's cheaper to rent, and that will be the better option up and down the price scale (providing the rent/buy ratios are roughly consistent).
You put it much more gracefully than myself 🙂
There is no such thing as "building up equity". It is another word for "saving". People who can afford 32K rent won't be interested in "saving". They will only be interested in "investing".
Regardless of the rent vs. mortgate discussion, how can it ever be a good investment to put 5 Million or 10 Million etc. into a real estate property which can be gone within a couple of minutes during the next big shake? Beats me. In fact, considering the "risk premium" investors usually demand, San Francisco should be the cheapest real estate in the country.
Cheaper than places in hurricane zones? Or tornado zones? How many properties are there in the city that survived the 1906 and 1989 quakes? Thousands? Tens of thousands? But surely, the NEXT quake will level everything, right? And all of those stupid people who bought land cheap in 1906 and became rich because of it will feel really dumb when their properties are wiped out…but they'll feel dumb in their graves. Let's all buy real estate in Detroit! No once-in-a-lifetime natural disasters to worry about there!
I don't think the threat of natural disasters is typically factored into the prices of real estate to a great extent, not here, not elsewhere.
Case in point, look at Miami. They've had major hurricanes before and they are actually the US city most likely to see future natural disasters (hurricanes). They're actually more likely to see hurricanes than New Orleans, but New Orleans may receive greater damage during these storms, given their below sea level location. With this in mind, you'd expect prices in Miami to be the lowest in the country, but that city has had the most new condo development in the country and tons of overspeculation.


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A mere three days after arrival, I feel like I have quickly fallen into step with life here.
After a luxurious first night out at Russell's, an open air restaurant/bar, eating and watching Wimbledon, the real work began on Monday.
With steady persistence we were finally able to secure all the official Mozambican rubber stamps that we needed to gain governmental blessing to begin our work in Maringanha on the water wells. Walking around town that first day I quickly learned that Pemba is a small beautiful place but fairly impoverished. The red dirt roads along the white sandy beaches are littered with dozens of children in various levels of school clothing with bright inquiring eyes. They curiously stare as I follow Kathleen and Shyam who comfortably navigate the streets and the locals in Portuguese and Macua as they point out everything from the local market, to the hospital, to the police station meeting all the friends they've made along the way.
It was unclear to me just how the majority of the people that I saw around town lived until my first trip to the village that afternoon. There the dirt and rock huts that line the sand roads are peppered with goats and chickens. They freely roam the grounds as children play with makeshift plastic bag and rubber band soccer balls.
Our presence as the band of Kunyas (white people – yes, I am now white), goes more or less undisturbed. The major exception is when we walk by a group of local women, who all ask to be my friend, in particular. To us it is unclear why, while Abdul our translator, seems to think my stature makes them think I could be a child, I remain unconvinced of their desire to adopt a Kunya child.Shyam and I took the evening to test the water samples we had on the Petrifilm to try and quantify E-Coli and Coliform levels – I must say incubating cardboard agar strips on your back while sleeping is just as little fun as the description would indicate.
Nonetheless, today dressed in traditional skirts we arrived in the village to get more water samples and interview as many people as we could find at the wells. Divided into groups we tackled the two wells that showed E-Coli and Coliform contamination to try and understand local water habits.
Using the women's attraction to both myself and Kathleen we were able to get some clear answers. Women come to collect water 2-5 times a day, 2-3 buckets at a time for the entire family and use it for everything from eating to cooking to washing. Carrying their buckets on their heads they make the trip, which in general for the 1300 or so population of Maringanha is no more than a five minute walk.
Few women make the connection between bouts of ill health and contaminated well water which will be an inherent challenge in promoting our product and the local population's uptake of the pasteurized water. At home in our "Real World-esque" house over dinner at the kitchen table, we continue to toss around ideas about how to implement an effective case-control study of the pasteurizers to evaluate health – randomly selecting a test group, giving them clean, new and different coloured water buckets and having a local person man the pasteurizer, which would be set up as close to the well as possible, seems like the most feasible idea to date.
Finishing the day with my first dip in the Indian Ocean, I am painfully aware that we have much work to do.
We will return to Maranganha tomorrow and find more women to talk with geared specifically towards diarrhea and health and hopefully start building the pasteurizer on Monday.
Spreading knowledge of the public health risks of dirty water, mixing water used for hygiene and consumption, and creating the appropriate infrastructure to remedy the problem is a lofty challenge but the summer is young still. Also, Drew has mutton chops - please email him and make him shave. Obrigada.
- Alisha (By Shyam, on July 7th, 2009).
- Alisha (By Shyam, on July 7th, 2009).
- Pode traduzir aqui!

subset: commoncrawl


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The Challenge:
Technology advances and emerging technologies have presented many new challenges for the investment professional. Those who don't adopt are at risk of falling behind and being at a competitive disadvantage. Massive amounts of financial data lead to greater opportunities for the advancement of analytics for those who know how to take advantage of them, both on the customer side and the financial analysis end.
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Our Solution:
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eSystems can also help to manage the increased amounts of data, or "big data", being required now to prove the avoidance of "conflicts of interest". Better management of data also leads to improved risk management for clients.
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- Legacy system integration and cross application integration
- Data conversion, integration and analysis


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Explosion Of Color, Anacortes Marina, Anacotes, WA
Lovely colors at sunrise to start the day at Anacortes Marina.
Red Sky In The Morning, Anacortes, WA
Caught a nice red sky about 15 minutes before sunrise on an October morning at Anacortes Marina, Anacortes, WA.
Fields of Gold, Skagit Valley, Mt. Vernon, WA
The daffodils in the Skagit Valley fields are so lovely in the early spring.
Golden Beauty, Skagit Valley, Mt. Vernon, WA
First daffodil blossoms in the spring in the Skagit Valley fields at sunset. Golden beauty.
Daffodils In The Trenches, Skagit Valley, Mt. Vernon, WA
Daffodils reaching to the sky to celebrate the beauty of the daffodils and the beginning of spring.
View from West Beach, Washington Park, Anacortes, WA.
Golden Sunset
Sunset view from Washington Park, Anacortes, WA.
Sunset Through the Trees
The late afternoon sun peeked through the trees on my walk through Washington Park in Anacortes on a clear January day.
Fidalgo Bay At Sunrise
Fidalgo Bay from Anacortes Marina with Mt. Baker and the Cascade Mountains in the distance. Water calm as glass…a most peaceful Sunday morning.
Sparkling Downtown Anacortes
Downtown Anacortes shines as the holiday lights begin to sparkle at sunset.
Foggy Morning At Anacortes Marina, Anacortes, WA
Reflections At Dawn, Anacortes Marina
AYC Sailboat Race, Fidalgo Bay, Anacortes, WA.
A Double Dose Of Sunrise, Anacortes, WA
An amazing sunrise at Anacortes Marina, Anacortes, WA, gave us a double dose of sunrise…red clouds in the sky and red reflections in the water!
A winter sunset at Kiwanis Waterfront Park overlooking Guemes Channel in Anacortes, WA, provides a nice background for Leo E. Osborne's sculpture "Windsong." The sculpture is dedicated to world peace, an appropriate sentiment as the 2015 holiday season begins.
Sunset at Guemes Channel
Deception Pass Bridge, Whidbey Island, WA, Looking West
Whidbey Island's Deception Pass Bridge, one of the scenic wonders of the Pacific Northwest, was built in 1935 and has a height of approximately 180 feet above the water (depending on the tides).
Deception Pass Bridge, Whidbey Island, WA, Looking East
The 180-foot Deception Pass Bridge, Whidbey Island, WA, built in 1935, is one of the scenic wonders of the Pacific Northwest. Along with a companion bridge, the Canoe Pass Bridge, it connects Whidbey Island to Fidalgo Island and points north.
September Sunset, Anacortes, WA
A dramatic sky and colorful sunset at Washington Park, Anacortes, WA. We see a lot of beautiful sunsets in Anacortes…and this is one of my favorites.
White Puffy Clouds
Early morning at Anacortes Marina, Anacortes, WA…white puffy clouds filled the sky at sunrise and made some neat reflections in the water.
Killer Sunset, Anacortes, WA
Red clouds in the sky, red reflections in the water…what a breathtaking sunset on this November night in Anacortes! At Anacortes Marina, Anacortes, WA.
Floating In Fire, Anacortes, WA
A November epic sunset at Anacortes Marina! Our boating neighbors headed out in their dinghy to get a better view of the sunset and capture some photos
Reflections - Cap Sante Marina, Anacortes


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Forgot your password?
fabpig, January 18, 2014 in Other Mind Boggling Stuff On Web
No solution, Jack isn't mentioned.
On another note, the page 23 in the bottom makes your subconscious think 23. Very clever.
Answer: 2
Answer: 2
Answer: 2
it's one I happened upon by chance in early 2013, and I tend to use it at every possible opportunity as it appears to be pansophic
i agree, tho sometimes the next day i find myself questioning that conviction.
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Parallel Scalability Isn't Child's Play, Part 3: The Problem with Fine-Grained Parallelism
In the last blog entry in this series, I introduced the model for parallel program scalability proposed by Neil Gunther, which I praised for being a realistic antidote to more optimistic, but better known, formulas. Gunther's model adds a new parameter to the more familiar Amdahl's law. The additional parameter k, representing coherence-related delays, enables Gunther's formula to model behavior where the performance of a parallel program can actually degrade at higher and higher levels of parallelization. Although I don't know that the coherence delay factor that Gunther's formula adds fully addresses the range and depth of the performance issues surrounding fine-grained parallelism, it is certainly one of the key factors Gunther's law expresses that earlier formulations do not.
Developers experienced in building parallel programs recognize that Gunther's formula echoes an inconvenient truth, namely, that the task of achieving performance gains using parallel programming techniques is often quite arduous. For example, in a recent blog entry entitled "When to Say No to Parallelism," Sanjiv Shah, a colleague at Intel, expressed similar sentiments. One very good piece of advice Sanjiv gives is that you should not even be thinking about parallelism until you have an efficient single-threaded version of your program debugged and running.
Let's continue, for a moment, in the same vein as "When to Say No to Parallelism." Let's look at the major sources of coherence-related delays in various kinds of parallel programs, how and why they occur, and what, if anything, can be done about them. Ultimately, I will try to tie this discussion into one about tools, especially some great new tools in Visual Studio Team System (see Hazim Shafi's blog for details) that help you understand contention in your multi-threaded apps. When you use these new tools to gather and analyze the thread contention data for your app, it helps when you understand some of the common patterns to look for.
The first aspect of the coherence delays Gunther is concerned with that we will look at are the bare minimum additional costs that a parallel program running multiple threads must pay, compared to running the same program single threaded. To simplify matters, we will look at the best possible prospect for parallel programming, an algorithm that is both embarrassingly parallel and easy to partition into roughly equal sized subprogram chunks. There are two basic costs to consider: one that is paid up front for initialization of the parallel runtime environment, and one that is paid incrementally each time one of the parallel tasks executes. It is also worth noting that these are unavoidable costs. I will lump both costs into an overhead category associated with Gunther's coherence delay factor k. The embarrassingly parallel programs we will consider here will incurr these minimum processor overhead penalties when they are transformed to execute in parallel.
Fine grained parallelism.
To frame this part of the discussion, let's also consider the characterization of workloads and their amenability to parallelization into either fine-grained or coarse-grained ones. This distinction implicitly recognizes the impact of coherency delay factors on scalability. With fine-grained parallelism, the overhead of setting up the parallel runtime & executing the tasks in parallel can easily exceed the benefits. By definition, the initialization overhead of spinning up multiple threads and dispatching them is not nearly so big an issue when the program lends itself to coarse-grained parallelism. Plus, when you are looking at a very long running process with many opportunities to exploit parallelism, it is important to understand you should only have to incur the setup cost once.
Coarse-grained parallelism occurs when each parallel worker thread is assigned to computing a relatively long running function:
Figure 5. Coarse-grained parallelism.
while fine-grained parallelism looks more like this:
Figure 6. Fine-grained parallelism.
The difference, of course, lies in how long, relatively speaking, the worker thread processing the unit of work executes.
The rationale for the fine-grained:coarse-grained distinction is its significance to performance. We identify those parallel algorithms that execute in the worker thread long enough to recover the costs of setting up and running the parallel environment as coarse-grained. The benefits of running such programs in parallel are much easier to realize. On the other hand, the one full proof way to identify fine-grained parallelism is to find embarrassingly parallel programs with very short execution time spans for each parallel task. When executing fine-grained parallel programs, there is a very high risk of slowing down the performance of the program, instead of improving it. (If this sounds like a bit of circular reasoning, it most surely is.)
Now let's drill into these costs. In the .NET Framework, setting up a parallel execution environment is usually associated with the ThreadPool object. (If you are not very familiar with how to set up and use a ThreadPool in .NET, you might want to read this bit of documentation first that shows some simple C# examples. If you really want to understand all the ins and outs of the .NET ThreadPool, you should considering picking up a copy of Joe Duffy's very thorough and authoritative book, Concurrent Programming in Windows.)
The thing about using the ThreadPool object in .NET is that you don't need to write a lot of code on your own to get it up and running. With very little coding effort, you can be running a parallel program. In the .NET Framework, there are newer programming constructs in the Task Parallel Library that are designed to make it easier for developers to express parallelism and exploit multi-core and many-core computers. But underneath the covers, many of the new TPL constructs are still using the CLR ThreadPool. So whatever overheads are associated with this older, less elegant approach still apply to any of the newer parallel programming constructs.
The ThreadPool in .NET
The basic pattern for using the ThreadPool is to call the QueueUserWorkItem() method on the ThreadPool class, passing a delegate that performs the actual processing of the request, along with a set of parameters that are wrapped into a singleton Object. The parameters delineate the unit of work that is being requested. Typically, you also pass to the delegate a ManualResetEvent, what is known as a synchronization primitive. This event is used by the delegate to signal the Main task that the worker thread is finished processing the Work Item request.
Structurally, you have to write:
- a class that wraps the Work Item parameter list,
- a C# delegate that runs in the worker thread to process the Work Item request,
- a dispatcher routine that queues work items for the thread pool delegate to process, and
- finally, an event handler to get control when the worker thread completes.
For example, to implement the Fork/Join pattern in .NET using the built-in ThreadPool Object, create (1) a wrapper for the parameter list:
public class WorkerThreadParms
private ManualResetEvent _thisevent;
public ManualResetEvent thisevent
get { return _thisevent;
public WorkerThreadParms(ManualResetEvent signalwhendone, …,)
_thisevent = signalwhendone;
(2) the ThrealPool delegate that unwraps the parameter list, performs some work, then signals the main thread when it is done:
public void ThreadPoolDelegate(Object parm)
WorkerThreadParms p = (WorkerThreadParms) parm;
ManualResetEvent signal = p.thisevent;
… //Do some work here …
signal.Set(); //Signal main task when done
(3) a (simple) dispatcher loop:
ManualResetEvent[] thisevent = new ManualResetEvent[tasks];
for (int j = 0; j < tasks; j++)
thisevent[j] = new ManualResetEvent(false);
WorkerThreadParms p = new WorkerThreadParms(thisevent[j],…);
WorkerThread worker = new WorkerThread();
ThreadPool.QueueUserWorkItem (worker.ThreadPoolDelegate,p);
followed by (4) a WaitForMultipleObjects in the Main thread:
You can see there isn't very much code for you to write to get up and running in parallel and start taking advantage of all those multi-core processor resources. You should take Sanjiv Khan's advice and write & debug the delegate code you intend to parallelize by testing it in a single threaded mode first. Once the single threaded program is debugged and optimized, you can easily restructure the program to run in parallel by encapsulating that processing in your worker thread delegate following this simple recipe.
Even though there isn't very much code for you to write, there are overhead considerations that you need to be aware of. Let's look at the simplest case where the program is embarrassingly parallel (as discussed in the previous blog entry). This allows us to ignore complications introduced by serialization and locking (which we will get to later). These overheads include
(1) work done in the Common Language Runtime (CLR) on your behalf to spin up the worker threads in the ThreadPool initially, and
(2) the additional cost when running the parallel program associated with queuing work items, dispatching them to a thread pool thread to process, and signaling the main dispatcher thread when done.
In the case of the initialization work, this is something that only needs to be done once. The other costs accrue each time you need to dispatch a worker thread. For parallelism to be an effective scaling strategy, it is necessary to amortize this overhead cost over the life of the parallel threads. The worker thread delegates need to execute long enough that there is a benefit to executing in parallel. And this is for a best case for parallelism where the underlying program is both embarrassingly parallel and easy to partition into roughly equivalent work requests.
A Parallel.For example.
Using the new Parallel.For construct in the Task Parallel Library, by the way, there is even less code you have to write. All you need to code the Parallel.For is write is the worker thread delegate, because the TPL library handles the remaining boilerplate tasks. However, the underlying overhead considerations are almost identical.
The challenge of speeding up programs that have fine-grained parallelism grows in tandem with making it easier for developers to write concurrent programs. Take a look at the following example of parallelization in C# using the new Parallel.For construct taken verbatim from a Microsoft white paper entitled "Taking Parallelism Mainstream." The white paper describes some of the new language facilities in the Task Parallel Library that make it easier for developers to write parallel programs. These new language facilities include Parallel For loops, Parallel LINQ, Parallel Invoke, Futures and Continuations, and messaging using asynchronous agents. To the extent that these parallel computing initiatives succeed, they will generate the need for better performance analysis tools to understand the performance of concurrent programs because not everyone who implements these new constructs is going to see impressive speed-up of his or her applications. Some developers will even see the retrograde performance predicted by Gunther's scalability formula.
Here's the C# program that illustrates one of the new parallel programming constructs:
IEnumerable<StockQuote> Query(IEnumerable<StockQuote> stocks) {
var results = new ConcurrentBag<StockQuote>();
Parallel.ForEach (stocks, stock => {
if (stock.MarketCap > 100000000000.0 &&
stock.ChangePct < 0.025 &&
stock.Volume > 1.05 * stock.VolumeMavg3M) {
return results;
The example uses a Parallel.ForEach enumeration loop, along with one of the new concurrent collection classes, the ConcurrentBag, to evaluate stock prices based on some set of selection criteria. The problem, the white paper author notes, is one that is considered "embarrassingly parallel" because it is easily decomposed into independent sub-problems that can be executed concurrently. The new C# Task Parallel Library language features provide an elegant way to express this parallelism. Underneath the Parallel.For expression is a run-time library that understands how to partition the body of the parallel For loop into multiple work items, and dispatches them to separate worker threads that are then scheduled to execute concurrently.
The .NET Task Parallel Library (TPL) provides the run-time machinery to turn this program into a parallel program. At run-time, it automatically parallelizes the lambda expression that the Parallel.For construct references. In this example, the Task Parallel Library takes the If Statement in the lambda expression and queues it up to run in parallel using the concurrent runtime library in .NET. The concurrent runtime library creates a thread pool and then delegates the processing of the lambda expression to these worker threads. The concurrent runtime attempts to allocate and schedule an optimal number of worker threads to this parallel task.
While TPL makes it easier to express parallelism in your programs and eliminates most of the grunt work in setting up the runtime environment associated with parallel threads, it cannot guarantee that running this program in parallel on a machine with four or eight processors will actually speed up its execution time. That is the essence of the challenge of fine-grained parallelism. There is overhead associated with queuing work items to the thread pool the parallel run-time manages. This is overhead that the serial version of the program does not encounter. Only when the amount of work done inside the lambda expression executes for a long enough time does the benefit of parallelizing the lambda expression exceeds this cost, which must be amortized over each concurrent execution of the inner body of the Parallel.For loop. Note that this particular set of overheads is unavoidable. When you are dealing with fine-grained parallelism, the overhead of setting up the parallel run-time environment alone often exceeds the potential benefit of executing in parallel, notwithstanding other possible sources of contention-related delays that could further slow down execution time.
So, it is important to realize that a code sample like the one I have taken here from the parallel programming white paper was chosen to illustrate the expressive power of the new language constructs. The example was intended to show the pattern that developers should adhere to -- I am certain it wasn't intended to illustrate something specific you would actual do. When you are taking advantage of these new parallel programming language extensions, you need to be aware of the fine-grained:coarse-grained distinction. This is emphatically not an example of a program that you will necessarily speed up by running it in parallel. It will take considerably more anlysis to figure out if parallelism is the right solution here. Speeding up a serial program by running portions of it in parallel isn't always easy – even when that program has sections that are "embarrassingly parallel."
What we'd like to be able to do is to estimate the actual performance improvement we can expect of this parallel program, compared to its original serial version. "Embarrassingly parallel" is another way of saying that, once parallelized, the serial portion of this program is expected to be quite small. However, this is also an example of fine-grained parallelism because the amount of code associated with the lambda expression that is passed to worker thread delegate to execute is also quite small. An experienced developer at this point should be asking whether the overhead of creating these working threads and dispatching them might, in fact, be greater than the benefit of executing this task in parallel. This relatively fixed overhead is especially important when the amount of work performed by each delegate is quite small – there is only a limited opportunity to amortize this overhead to initiate and manage the multithreaded operation across the execution time of each of the worker threads. It is extremely important to understand this in the case of fine-grained parallelism.
Next, we will turn to coarse-grained parallelism, where the odds are much better that you may be able to speed up program execution substantially using concurrent programming techniques. In the next blog entry, I will start to tackle more promising examples. The analysis of the performance costs associated with parallel programming tasks will become more complex. I will try to illustrate this analysis using a concrete programming example that will simulate coarse-grained parallelism. As we look at how this simple programming example scales on a multi-core machine, it will bring us face-to-face with the pitfalls even experienced developers can expect to encounter when they attempt to parallelize their existing serial applications.
We will also start to look into the analysis tools that we are available in the next version of the Visual Studio Profiler that greatly help with understanding the performance of your .NET parallel program. In the meantime, if you'd like to get a head start on these new tools in the Visual Studio Profiler , be sure to check out Hazim Shafi's blog for more details.


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Open Wi-Fi Terms of Service
Article 1. Application of the Terms of Service
These Terms of Service(the "Terms of Service") are set forth by Shizuoka Online Co., Ltd.("Shizuoka Online") with respect to its Open Wi-Fi Web Service(the "Service") for users of the Service("Users" or "you").
Article 2. Scope of and Amendments to the Terms of Service
- The Terms of Service apply to all relationships between Shizuoka Online and you with respect to the use of the Service, and Shizuoka Online and you will have the obligations to comply with the Terms of Service in good faith after you start using the Service in accordance with Article 3 below.
- Shizuoka Online reserves the right to amend the Terms of Service without your consent.
Article 3. Use of the Service
You must agree to all provisions of the Terms of Service before using the Service. The agreement for the use of the Service between Shizuoka Online and you will take effect when you start using the Service.
Article 4. Provision of the Service
- Shizuoka Online provides you with the Service to the extent specified in the Terms of Service. In addition to the Terms of Service, you must, before using the Service, agree to and abide by any individual terms of service or any other terms of service, if any, presented by any third party which provides products or technologies to Shizuoka Online or the Service("Other Terms of Service").
- Shizuoka Online reserves the right to amend the contents of the Service in whole or in part without your consent to the Service.
Article 5. Protection of Personal Information
- Shizuoka Online properly and in accordance with its privacy policy processes your personal information which may be obtained by Shizuoka Online in relation to the Service. The privacy policy of Shizuoka Online is available for viewing on its official website.
- The term "personal information" as used in this Article means any information relating to a living individual which can identify a specific individual by the name, date of birth, or other description contained in such information(including such information as will allow easy reference to other information and will thereby enable the identification of the specific individual).
Article 6. Usage Records of the Service
Shizuoka Online collects information on your location, browsing history, and preferences with respect to your use of the Service using your access log, device information, cookies, or caches. Shizuoka Online provides such information to third parties for the purpose of properly managing and administering the Service, improving service quality through market research or data analysis, or developing new functions, in which case, however, Shizuoka Online processes information it obtains as statistical data which cannot identify a specific User and will not provide such information as personal information defined in the preceding Article or in a condition or form that allows easy reference to personal information unless Shizuoka Online is required to disclose or provide such information by law or by any public agency or investigative agency.
Article 7. Prohibited Conduct
When using the Service, you must not engage in any conduct prohibited in applicable laws and regulations or any conduct that is classified as any of the conduct described in the following Sub-Paragraphs:
- Interruption of the provision of the Service or the use of the Service by other Users or causing disruptions to such provision or use;
- Infringement or threatened infringement of Shizuoka Online's or any third party's copyrights or other rights;
- Infringement or threatened infringement of Shizuoka Online's or any third party's property or privacy;
- Conduct that is or is likely to be detrimental to Shizuoka Online or any third party or causes or is likely to cause any loss or damage to Shizuoka Online or any third party;
- Defamation of Shizuoka Online or any third party;
- Unlawful collection or disclosure of information held by Shizuoka Online or any third party;
- Conduct that disturbs or is likely to disturb public order and morality or provision to others of information that disturbs or is likely to disturb public order and morality;
- A criminal offense or conduct that leads or is likely to lead to a criminal offense;
- Use or provision of computer viruses or other malicious programs through or in relation to the Service;
- Transmission of a large amount of emails to or solicitation of specific or unspecific members of the general public for the purpose of mail order sales, multiple-level marketing transactions, or business opportunity related sales transactions, or for any other purposes;
- Conduct that is or is likely to be in breach of the Act on Prohibition of Unauthorized Computer Access;
- Conduct that is deemed to be likely to contribute to economic benefits to a boryokudan crime syndicate as defined in Article 2, Sub-Paragraph 2 of the Act on Prevention of Unjust Acts by Organized Crime Group Members (Act No. 77 of 1991);
- Conduct that is intended to provide services to third parties with or without charge;
- Any other conduct that Shizuoka Online deems inappropriate.
Article 8. Disclaimer
- You must arrange for communication devices or software necessary to use the Service("Your Devices") on your own responsibility and at your own cost and expense. You are responsible for providing security measures to protect Your Devices and your important information at your discretion and Shizuoka Online will not be liable in any way whatsoever.
- Due to the nature of a public wireless LAN service, it is likely that other Users connecting to the same wireless LAN as you may gain access to your terminal or other devices and view information stored on them. You must be aware of and pay attention to the nature of a public wireless LAN service before using the Service. Shizuoka Online will not be liable in any way whatsoever for any failure of or unauthorized access to your terminal or other devices, information leakage, or virus intrusions as a result of your use of the Service.
- Shizuoka Online does not warrant that the Service is free from failures, errors, faults, or other defects and is provided without interruption. Shizuoka Online will not be liable for restoring or rectifying any failure of the Service of any kind whatsoever.
- Shizuoka Online will not be liable in any way whatsoever for any loss, damage, or trouble caused due to your use of the Service or your inability to use the Service.
- Shizuoka Online will not be liable in any way whatsoever for the use of the Service if:
- A connection to a public wireless LAN service cannot be properly established;
- Transmission speed is reduced due to radio wave or network conditions;
- Personal information or communication details are leaked as a result of the willful interception of radio waves by a third party with malicious intent;
- Any problem is caused due to the use of a public wireless LAN service.
- Shizuoka Online will not be liable in any way whatsoever for any loss, damage, or trouble caused to you regardless of however it may be caused if:
- You are unable to use the Service with Your Devices or in an environment arranged by you;
- Shizuoka Online changes the Service or discontinues the provision of the Service;
- Any failure is caused to your terminal, operating system, browser, software, or any other ancillary equipment or your data is lost or damaged due to the use of the Service;
- When using the Service, either you and other Users or you and third parties breach laws and regulations, disturb public order and morality, damage each other's reputation, insult each other, invade each other's privacy, or intimidate, defame, or harass each other.
- Shizuoka Online makes no warranties, whether express or implied, as to the accuracy, completeness, currentness, or quality of information presented on the Service. Shizuoka Online will not be liable in any way whatsoever for any loss, damage, or trouble caused to you in relation to information displayed on the Service or any changes or updates of such information.
Article 9. Changes, Suspension, or Discontinuation of the Service
Shizuoka Online may sometimes temporarily interrupt or suspend the Service without giving prior notice to you. Shizuoka Online will not be liable to you in any way whatsoever if it interrupts or suspends the Service.
Article 10. Ownership
All programs, software, services, procedures, trademarks, and trade names that constitute the Service or services provided by third parties or all aspects of technologies incidental to such services belong to Shizuoka Online or the providers of such services or technologies.
Article 11. Copyrights
- You may not, without obtaining the copyright holders' consent, use any information or files provided through the Service in any manner whatsoever beyond the extent permitted in the Copyright Act for you to reproduce the same for personal use.
- You may not, without obtaining the copyright holders' consent, cause any third party to use or to make available any information or files provided through the Service in any manner whatsoever.
- If any dispute arises as a result of your breach of any of the provisions of this Article, you will resolve the dispute at your own cost and expense and on your own responsibility and in any event you will indemnify and hold Shizuoka Online harmless against any loss or damage.
Article 12. Governing Law and Jurisdiction
The Terms of Service shall be governed by the laws of Japan. It is agreed that a summary court or district court that has the jurisdiction of the principal office of Shizuoka Online will have the exclusive jurisdiction over the first instance to resolve any legal dispute arising between Shizuoka Online and you in relation to the Service or the Terms of Service.


text:
City of Englewood, ColoradoHome Menu
Wood Burning
Englewood, like other cities in the Denver metro area, follows the State of Colorado's rules against burning wood on "no burn" days.
Upon declaration of a High Pollution Day, residents are permitted three (3) hours for the burn-down of existing fires in solid fuel-burning devices.
If you only have a wood-burning heater as your sole source of heat, you may apply to the Building and Safety Division for an exemption.
Details on Englewood's regulations are available on this downloadable file: Wood Burning (PDF file)
To report a code violation, submit a service request.


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Winter Survival Hair Care Tips For Curly Girls
So, you've made it through the holidays, and for those of us here in the South, we've avoided "Snowpocalypse 2016" thus far, but still, we find winter wreaking havoc on our hair and skin. It's tough to maintain moisture in our homes this time of year, and our skin and hair are suffering the consequences. If you're a curly girl trying to survive the winter months with your shiny, bouncy locks intact, try some of these hair care tips.
5 Hair Care Tips To Help Curly Girls Survive Winter
Shower Sparingly – We've mentioned in our previous blog post that long hot showers can rob you skin of moisture, and frequent washing can do the same for your curly hair. Of course frequency of hair washing is personal preference, but typically curly girls can go without washing longer than their straight-haired friends, and most everyone'shair can go longer between washes in the winter months. Your best hair care tip – choose a moisturizing shampoo that is free of sulfates, which can strip hair of its natural oils.
Add Shine By Moisturizing and Conditioning – Winter is a great time to use a deep conditionerto restore your hair's soft, healthy, shiny appearance. In addition to conditioners, you can use nourishing oils like Moroccan Argan oil, and olive oil to add luster and shine to your hair. Spritzing hair with a combination of water and nourishing oils between washes is a great idea to rejuvenate your curls.
Towel Matters – Yep, we all know that good old cotton-loop, terry-cloth towel, right? How many of you still rub your hair dry with one of those? I hope not many! These rough, cotton-loop towels are harsh on hair, causing breakage and hair loss. Go ahead and wrap your body in these towels, but use a gentle microfiber towel or cotton T-shirt to dry your hair instead. Ideally, you should gently blot and squeeze your hair instead of rubbing or wringing.
Ditch The Brush And Heat–Detangle your hair in the shower after you apply your conditioner and rinse after. This will help cut down on any tangles you might have after squeeze drying your hair. After drying, use a wide-tooth comb rather than a brush. Whenever possible, avoid heat drying and heat styling your hair. Finger dry or section and set your curls and allow them to dry naturally for the least amount of damage.
Keep Up With Your Nutrition -Eating a well-balanced diet with plenty of fruits, leafy greens, lean proteins and of course, good old H2O is really important all year long. Eating a well-balanced diet, rich in vitamins, minerals and antioxidants can help you maintain healthy hair. Incorporating Omega 3 Fatty Acids and antioxidants can benefit both your hair and skin, and both have benefits for your entire body! For some great nutrition tips on what to eat to help your hair, read our recent blog post, Feed Your Body And Feed Your Hair.
Try some of these hair care tips and see if they help you avoid the winter hair woes. Cutting back on washing, focusing on moisturizing and conditioning, ditching the heat, towel and the brush and maintaining a healthy diet will all help you rock your healthy curls all the way through winter!


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How I Succeeded is a regular series on Lifehacker where we ask business leaders for the secrets and tactics behind their success. Today: Angie Bell, Head of APAC Growth for Twilio.
Current gig: Head of APAC Growth
Location: Hong Kong / Sydney
Current mobile device: iPhone 7 Plus and Nexus 5
Current computer: MacBook Air (2015 model)
One word that best describes how you work: Customers-first
What apps/software/tools can't you live without?
Google Cloud suite, Salesforce Cloud, Zendesk, Worldtimebuddy, Zoom, 1 Password, Authy, Uber/Lyft/Grab/Gojek (depending on which country I am in)
What social network do you find the most useful?
Facebook and LinkedIn still hold the professional edge for me. My kids are on Snapchat and Instagram so apparently "there's no way" I am allowed on those apps!
What were the most important lessons you learned while growing your business?
Get comfortable with change.
Twilio is a cloud communications platform, which means that there are endless possibilities for what developers and businesses can build using our technology. Our customers are some of the most innovative, forward-thinking individuals and they are constantly figuring out new ways to use communications to better connect with their customers.
My job is to collaborate with these customers to understand what their unique business challenge is and how Twilio can help them stay on top of their game. Every customer I work with has a unique approach which means that I have to be prepared everyday to work on something I've never worked on before.
What has been the most surprising part of your business journey?
Sometimes the best planned out programs do not turn out the way you expect them to. It take persistence, patience and determination to continue forward when you hit those speedbumps. I constantly remind myself and my team to never lose sight of a customer-first mindset. Putting the customers first leads to success – regardless of where you work.
What everyday thing are you better at than anyone else?
Hmm, does making a cup of tea count? I also like to think I do a good job of keeping the team motivated and inspired.
What's your sleep routine like?
Depends on which timezone I am in but I typically get a minimum of 4 hours sleep on weeknights and 6 hours on weekends.
What advice would you offer to other businesses on how to succeed?
If you believe that your business is truly transforming lives and that there is a gap in the market to fill, take a leap of faith and get your product or service out there. I see a lot of entrepreneurs who hesitate because external advisors or potential investors have questioned their approach.
My advice is to do your homework, truly understand the value of your product or service, figure out who your customers are, and understand which markets you can win first. Once you combine that research and work with your own determination, everything else will fall into place.


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On May 11, 2001 a group of 12 restored Mitchell B-25's took off from Fresno airport on a circuitous route to commemorate Doolittle's raid on Japan of April 18, 1942. Among the planes was Lyon Air Museum's Guardian of Freedom. Complete with fighter escort the group flew over Central Valley, the Golden Gate Bridge, Alcatraz and over a replica of the USS Hornet anchored at Alameda in San Francisco Bay. [The original aircraft carrier Hornet was sunk in The Battle of Santa Cruz in the Solomon Islands October 26, 1942]. Then the formation continued its flight with low passes over Angel Island and down the coast of California to Monterey and back to the Fresno Air show with 20,000 people cheering them on. What a sight to behold.
Martin Aviation's Chief Inspector of Maintenance, Steve Hickey was on board Guardian of Freedom and recalls the weekend event. "The actual air show started and ended at Fresno Airport, but the Guardian of Freedom had a little longer flight, taking off from John Wayne Airport and stopping in Visalia for maintenance. There were 12 planes in groups of 4 flying in formation," he recalls. "Spacing was challenging for the pilots, since many years had passed since anyone of them had flown in formation." A C-46 carrying magazine photographers followed them on their demonstration flight, as well as a Lear Jet piloted by Clay Lacey.
Over the years the Doolittle Raiders became Air Force legends for their nearly impossible task. Four months after the Japanese attacked Pearl Harbor, Col. James H. Doolittle gathered 16 B-25's and trained the crew to take off the aircraft carrier, Hornet – a not so easy task as they had only 467 feet of runway and rough seas to contend with – and no one had ever flown a bomber off an aircraft carrier before. They were to bomb Japan and land in China. However instead of going a distance of 400 miles, the Hornet was spotted by a Japanese vessel at over 600 miles out, so in order to keep the attack a surprise, the planes had to leave a day early. Knowing there was a possibility of running out of fuel before reaching a safe landing in China, the 80 crewmembers decided they would go anyway. Targets were hit but all the planes crashed except one that landed in Russia. Out of the 80 crew members 69 survived.
Richard Cole, who turned 100 in June 2016, is the only Raider survivor.
Article Written by Lyon Air Museum Docent and author, Nancy Robison


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Branding and Artwork Guidelines
Acceptable file formats:
• Vector artwork is preferred (.CDR / .EPS /.AI / .PDF / .FH)
• PC format artwork only
• If artwork is not received in the correct format layouts may take up to 72 hours to redraw.
Tips to help you prepare your artwork:
- • All fonts must be converted to curves to avoid font substitutions.
• Include font and size if typesetting is requested.
• Artwork for multi-colour imprints should be sent as a colour separated file
• Unacceptable formats: Word files, .gif, .jpeg (under 600dpi), Power Point
• Please confirm artwork approval by signing on layout or emailing confirmation to proceed.
- 3 changes are allowed to the layout before charges are incurred.Artwork Fees:
• Artwork received in the correct format will not be charged for.
• Artwork not received in correct format will attract a design and redrawing fee of R200 ex VAT.
• This fee will accommodate 3 further changes to the layouts, thereafter, any additional changes will be
charged for at R100.00 per change.
• Branding cancelled after layouts have been generated will be charged for at R150.00 ex VAT/ Layout
• Branding cancelled or artwork changes after approval will be charged at R150.00 ex VAT / Setup
General Branding Terms and conditions:
• Branding will only commence once full payment for stock and branding has been received and artwork
has been approved
• Delivery dates are quoted from the day after artwork approval and receipt of payment – whichever is later
• Amendments made to proofs will result in delay to delivery date.. Changes to layouts can take up to 24
hours to generate.
BRANDING FAQ's
To help understand the branding process, we've compiled a list of the most frequently asked questions.
What is the minimum order quantity for branding?
There is no minimum order quantity but setup charges associated with each branding process still apply.
When the setup charge is amortised over smaller quantities, the cost per unit is higher ie. branding 50 units
versus 10 units always works out cheaper per unit.
Should you need a pre-production sample, we offer sample branding at reduced rates.
Why do you charge a 15% handling fee on unpaid orders that are cancelled or not collected?
Once an order is invoiced, a picking slip automatically prints in the warehouse and work starts on the order,
regardless of whether we have received payment or not. The order is pulled, checked, packed and shelved.
Stock is allocated to your order and thus unavailable for other clients to order. Once an order is cancelled, there is
a significant amount of work involved in returning these cancelled goods to their shelves in order to make them
available to other clients. Therefore we are only able to place orders with our suppliers once we have received a firm,
written order from our clients.
Why do you charge a 25% handling fee on orders that are returned and only 15% on orders that
are cancelled or not collected?
When an order is received by our customers, we no longer have control over the stock and therefore our suppliers
cannot confidently put the stock back for resale without carefully inspecting it first. This is a very time consuming
process and involves a lot of labour as the order needs to be unpacked, thoroughly checked and then put back into
stock. The return of goods, once received by our customers, is only permitted at our suppliers discretion.
For full information, please see our terms and conditions on our website.
How do the ETA's on new stock work and why does it change?
Clients are able to place back orders for incoming stock just as they place orders for stock we have on hand. An ETA
is an estimated time of arrival. When we order new stock from our suppliers we cannot guarantee a date that the
stock will be available for sale. Possible reasons for this include manufacturing, shipping and stock clearing customs
delays which could postpone the entire shipment. We also have an internal quality control team that has to check the
shipment once it arrives. If the stock does not meet Quality Standard it will not be released for sale.
Can we brand other suppliers' stock through you?
No, our suppliers only brand stock that they supply. The reason for this is because each supplier has checked that every item
they have in their range has been extensively tested in each branding department to determine the best branding method and size for the
item as well as the item's tolerance for heat. We offer our clients a one-stop-shop where they can purchase products
and get the best possible branding done for that item, all under one roof.
When stock is reported as missing/damaged, why do you ask for so many details such as tape
on the box, if branded or not and the weights stated on the box?
When stock goes missing or is damaged, we take it very seriously as we and our suppliers strive to provide a world-class service
offering. We ask for the tape colour and weights to ascertain where the error originated – from our suppliers,
the warehouse or branding. If the stock is misprinted we need pictures so that we can investigate if the order can be fixed or if we need to
replace the stock. This way we can give you an answer and start with the replacement process swiftly.
We need all of this information so that we can constantly improve our service and look for ways to avoid such
mishaps in the future. For full information, please see our terms and conditions on our website.
Why is the first day of a branding lead-time only the day after I approve even if I approve first thing in
the morning?
Every supplier has a production planner based in each branding department. The planner's responsibility is to schedule all
branding jobs for that particular department. They look at the queue of jobs and determine which order they need to
be run in for us to meet the given lead-times. As the day's schedule has to be created in advance, we need to give
the planner time to work out the schedule. When a job is approved, it is added to the production queue but because
the jobs for that particular day have already been planned and ordered, it cannot be included in the same day's
schedule as it will affect the jobs already in the production queue.
Why do you charge a full setup fee for repeat artwork?
Even though our suppliers may have the artwork on file, all of their machines need to be setup for individual orders.
The machine settings are different for each item and must be adjusted with each order. The greater part of the
setup fee is charged for the amount of time and the labour involved in setting up a machine. A setup takes
approximately 45-60 minutes in all branding departments, except for screen and pad printing where it can take
45-60 minutes for each colour being branded. In embroidery, because the artwork has already been digitised from
the first order, we do not charge a full set up fee. We only charge for the labour involved in setting up the machine.
Why do I have to approve a layout for a repeat job?
This may seem tedious but our layouts are not only for artwork purposes; they also ensure that the correct stock
codes and quantities are being branded. Any warnings also remain on the layout so that your client is aware of
potential problems which may arise by branding in the manner shown on the layout.
Why can bulk stock not be returned to the branches?
Our suppliers have arrangements with their couriers to deliver from their
Johannesburg head office to the branches but not vice versa. If theyaccept bulk stock at the branches and send it
back to head office, it falls outside of their service agreement and additional fees are incurred.
Which branding processes allow for personalisation?
We offer personalisation in:
• Embroidery
• Laser Engraving
• Digital processes (sublimation, heat press, domed and vinyl stickers, digital transfer)
The reason for this is every other department needs a screen, plate or die to be made. This means that we will have
to setup for each individual personalisation, which is not cost effective and very labour intensive.
How do personalisation charges work?
Normal branding prices plus an additional personalisation fee per item apply. The additional charge is necessary
because extra time needs to be taken when personalising items to ensure that all the items have the correct names
and that there are no duplicates. If you are doing personalisation in embroidery, each name needs to be digitised.
The fee covers the extra labour.
Why do you charge different setups when we are branding the same item with the same logo just in
different colours?
If a logo is the same colour but going on different colour items, then only one setup is charged.
When we change print colour we have to set up the machine again. For instance, when screen printing, once we print
the logo in the first colour, we have to take the screen off the machine, clean off all the ink and then set the machine
up again before we print the logo in another colour.
Why do we charge different setups when we are branding the same logo in the same branding
process but on different items?
There are a couple reasons for this. Each item has its own jig: a place holder for the item that is mounted onto the
machine. Every time we change the item, we have to change the jig and reset the machine so that the logo is printed
in the correct position.
Another reason is that not all the items have the same branding space so on some items we can brand a larger logo
than on others which means that the artwork will be different. For instance, if we are screen printing two items with
the same logo but the logo is a different size on each item, we need two different screens.
ARTWORK FAQ's
In order to speed up the branding process and help you understand our artwork requirements,
we've put together a list of FAQ's that will help guide you through the process.
What is Vector Artwork?
This is artwork that we can manipulate and separate into individual elements for branding. This artwork is also
the highest quality and is in the original design format. Vector artwork is created using vector illustration software
programmes such as Adobe Illustrator or Corel Draw. These programmes use points, lines and shapes to create
artwork that can be scaled infinitely without any loss of quality. Vector artwork is editable and the artwork can be
changed according to your specifications.
Which formats would be considered Vector?
There are a few formats that will be acceptable, namely:
• Adobe Illustrator (.ai)
• Corel Draw (.cdr)
• Freehand (.fh)
Please note: vector and non-vector artwork, or a combination of the two, can be stored in any of the above formats.
In order to check if artwork is vector, zoom into the image. If you see pixellated edges, it means
the artwork is non-vector (vector artwork will remain crisp and clear no matter how much you zoom into the image).
Alternatively, click on the artwork and if a blue block appears around it, it means that the
artwork is non-vector and the elements cannot be separated.
Why is it that other suppliers accept non-vector?
Our suppliers have a very high quality standard when it comes to branding. Artwork has a lot to do with the quality of
branding. If the quality of the artwork is not acceptable, we will not use it as it will compromise the quality of the
branding. Certain branding methods can use very high quality jpeg images for branding. These methods include
embroidery, digital processes and CMYK screen printing. However we cannot amend jpeg artwork at all, e.g. change
the colour of a logo.
We do not use quick traced artwork as quick traces often result in uneven lines and this compromises the print
quality. We would rather recommend a redraw of the logo.
What is quick traced artwork?
There is a tool in Corel Draw that allows you to automatically convert a non-vector logo into vector. This tool does not
always work well, the reason is because it simply traces the edges of the artwork and where colours start and end.
The result is a vector image but it will be broken and the edges will not be smooth. For this reason our suppliers do not
use quick traced artwork because it compromises the quality of the branding.
What does "convert to curves" or "convert to paths" mean?
When artwork contains wording in a certain font and the font is not converted to curves or paths, it remains in a text
format. This means that when the artwork is imported into a design programme, the programme reads it as text that
can be edited. If we do not have the font that the wording was created in, the design programme will automatically
convert it to a font that we do have, compromising the original artwork. Converting to curves or paths results in the
design programme reading the font as a drawing instead of text and, as such, the programme does not require the font.
Alternatively you can send us the font file to install. We cannot redraw the artwork if it is not converted to curves
because as soon as we put the artwork into a design programme to start redrawing, it will substitute the font with a
different font.
What is redrawing artwork?
If you send us non-vector artwork for a process that requires vector artwork, our redraw artists will have to re-create
the artwork in vector. In order for the artist to do this s/he needs to import the non-vector into Corel Draw and trace
the artwork.
Not all images can be redrawn, if there is any shading or gradients in the artwork it is impossible to achieve. We are
also unable to redraw photographs.
Why do you charge to redraw artwork?
This is a time consuming process, which requires a lot of attention so that there are no errors in the redrawn artwork.
Please remember that the lead time for redrawing artwork is 24 hours as the demand is quite high.
What types of artwork are required for the different branding processes?
Vector artwork is required for the below processes:
• Screen Printing (spot colours)
• Pad Printing
• Laser Engraving
• Debossing
Non-vector artwork can be used for the below (please note that it must be high quality):
• Screen Printing (CMYK process only)
• Embroidery
• Sublimation
• Stickers
• Dome Stickers
• Heat Press
• Digital Transfer Printing
• Direct to Product Printing
Please remember: vector artwork can be used for all of our branding processes. When using non-vector artwork and
a change to the artwork is requested, it cannot be actioned and vector artwork will need to be supplied.
Why can we use non-vector for embroidery and not for screen printing?
Screen printing: the print preparation requires that the artwork be separated into its individual colours.
Each element or set of elements that is a different colour gets printed on a different screen, e.g. a 2-colour logo
requires 2 different screens.
Embroidery: artwork is digitised as a whole and the colours are specified when digitising. As the logo does not have
to be separated into various elements, we do not have to have vector artwork unless changes need to be
made to the artwork.
Why is it that often layouts are done differently to the mock-up that was supplied?
If you send through a mock-up it is very useful as it gives the layout artist an idea of what you want.
When the layout artist is doing the layout, they have to take the branding guideline into consideration. If the mock-up
shows branding that is outside of the parameters indicated on the guideline, the layout artist will create a layout that is
as close to what your client requires, but falls within our guidelines.
What is a branding guideline and is it available to me?
Guidelines have been created for every item that we can brand. Once a new item is introduced there are samples
that are sent to production and each department tests the item to see what the branding capabilities and limitations
of the item are.
Once they are done we gather the info and create a branding guideline indicating which positions can be branded,
how many colours can be printed, the maximum branding size and which branding methods will work on the item.
Branding guidelines are sent to all clients when quoting, and are otherwise available upon request.
Our guidelines are created to ensure that we have shorter lead-times and a reduced number of rejects in production.
If you would like to brand in a position outside our guidelines you are welcome to provide the code of the item, a copy of the logo
and the information regarding the size of the logo and where they would like to brand.
We will then liaise with our suppliers to find out if it is possible.
What is CMYK printing in screen printing?
This is a method employed in Screen Printing to print a full-colour image that has shading and gradients. This is
perfect for printing photographs and detailed images.
This process uses 4 colours, namely: cyan, magenta, yellow and black. It works similarly to digital printing in that it
uses a combination of the 4 colours mentioned to print almost every available colour. Like a digital printer, white and
metallic cannot be created from these 4 colours and if there is white in the artwork, that must be printed first.
The screens for this process are made such a way that they allow a certain percentage of each ink colour to flow
through individual screens.
When branding via CMYK on a white item we charge for a 4-colour print, however if we are branding CMYK on a
coloured item we will need to charge for a 5-colour print because we need to print white as a base owing to CMYK
inks being semi-transparent.
We advise that you check with your Account Manager so that we can determine if a CMYK print will work.
When I request to brand in a CMYK colour why can't it be matched to a Pantone?
If you supply a CMYK colour breakdown, but requires that it match a Pantone colour this is not always possible
as there are a limited number of Pantone colours that exist, but innumerable CMYK colours. We try to match the
colours as closely as possible.
What programme does your layouts department use?
We have a variety of programmes in the layouts department:
• Adobe Illustrator
• Photoshop
• Corel Draw
The main programme that we use is Corel Draw.
How long does it take for a layout to be created?
The times will vary from layout to layout dependent on the complexity of the layout or the quality of the artwork that
has been provided.
Simple layouts with good quality artwork take a maximum of 10 minutes.
If the artwork has many elements and colours and you want us to brand in 1 colour it can take up to 20 minutes to
convert it to a 1-colour artwork.
If there is personalisation with a large number of names that are going on, e.g. clothing items, the layout can take up
to 2 hours to do.
Generally layouts follow a 2 hour lead-time because there are numerous layouts in the queuing system with varying
degrees of complexity. When a layout is required, the request gets added to the system at the end of the queue and
the layout artists work through each in turn.
Why is it that my logo does not always fit exactly into the size on the guideline?
When a layout is done we need to make sure that the logo is in proportion. If we are branding on a pen, for example,
and the guideline says that we can brand 60mm wide and 6mm high, we will need to fit the logo into the area shown
on the guideline.
Branding size is limited by the height of the logo.
What are the minimum height restrictions when branding text in the various branding departments?
In certain departments we can make the text smaller depending on the font and the texture of the item.
A basic guideline below:
Screen Printing 2mm high
Pad Printing 1mm high
Debossing/Foiling 4mm high
Embroidery 5mm high
Laser Engraving 1mm high
Sublimation 1mm high
Heat Press 1mm high
Stickers/Domed Stickers 1mm high
Digital Transfer Printing 1mm high
Direct to Product Printing 0.5mm high
In cases where the text is smaller than given in the above guidelines or the text may close up due to the font used or
the texture of the product it is being branded on, we advise leaving off the text.
Why do you have recommended and not recommended options when I have specified what I want?
When a layout is requested we have to ascertain what will work and take the branding guidelines and texture of
the item into consideration. We strive to achieve exactly what you want, but that is not always possible as
sometimes it will not work.
In cases where the branding requested will not work we provide you with 2 options:
The option that you have requested which will be noted as the "Not Recommended" there will be
warnings stating why this is not recommended.
An alternative, "Recommended" option which will not be exactly as you requested, but that takes all
factors, e.g. sizes, texture of item, branding process and your logo, into consideration and will work.
If you choose to go ahead with the "not recommended" option and are not happy with the outcome,
we are not liable to replace the order as the layout clearly stated why the branding should not be done and
an option that would have worked was supplied.
Why is the number of colours that can be branded limited?
If the item is lined, e.g. a cooler bag, it is difficult to screen print more than one colour. In screen printing we have to
apply a light glue spray to the board that the item is loaded on so as to prevent movement of the item during printing.
This ensures that the branding position is consistent and that, when branding more than one colour, the registration
of the logo is correct. In cases where an item has a lining, only the bottom layer of the lining adheres to the board
leaving the top layer loose; as a result we cannot ensure that all of the colours in the logo will register (line up)
correctly and consequently restrict the number of colours we brand on certain items.
The number of print colours may be also be restricted due to the type of material the item is made of. When we brand
a multi-colour logo the print must be dried after each individual colour is laid down. Some items cannot withstand
long periods of heat so we cannot dry each individual colour when branding and we have to restrict the number of
print colours.
With regards to branding what does "registration" mean?
This is a term that is used in printing that refers to
laying down all the colours of the artwork in the correct
places. If the registration is off the colours next to each
other will either overlap or be too far apart and spaces
will be evident.
Helpful branding tips
• Always check what warnings are on the layouts before you approve it as if it states information like
– texture of product will effect print/ small text may not be legible etc and the branding turns out to be as
per the layout with the warning we wont accept that job as a reject job.
Check the colours stated that we will brand and always try give us a Pantone colour, a colour branded may
be one shade out from what is mentioned as the colours are mixed.
If you have a marathon colour please supply this as there are a fraction of marathon colours compared to
Pantone colours so matching a thread colour to Pantone colour will never be exact and is often left up to
discretion of what we think will work best but you may have something else in mind.
Why can we not guarantee the exact positioning of embroidery/ print on a striped item?
Panels on garments are inconsistent and one item will not be exactly the same as the next. Because of this, if we
brand according to the stripe detail or the panel, the logos will not come out on the left chest branding position
resulting in incorrect positioning when the shirt is worn.
What is embroidery?
A design stitched onto material through the use of a high-speed, computer-controlled sewing machines. Artwork must first be "digitized," which is the specialized process of converting two-dimensional artwork into stitches or thread.
The digitizer must actually recreate the artwork using stitches. Then it programs the sewing machine to sew a specific type of design, in a specific colour, with a specific type of stitch. This is the process known as digitizing. Embroidery is most commonly used on logo patches, apparel and caps or hats.
Preparing of Artwork
Preparing the artwork in order for it to be used for embroidery:
Important things to know on the DON'T's of embroidery
Embroidery on bags
Alternative options
Personalised Naming
Please always be aware of embroidery on sleeves. The logo stays one size but if the shirts are different sizes, there may not be enough space to embroider the logo.
The Branding department can unpick the sleeves in order to fit the logo, but then the sleeve needs to be sent to alterations for sewing which may increase the cost and turn-around time.
3D Embroidery
NB – Take note
Please take note of the quantities of the embroidery
For example:
Backing is the white piece of material you will find on the back on an embroidery. Tearaway will be used on materials that are strong enough to hold the embroidery together. Backing will be used on soft stretchable material to stabilise embroidery. After 2 / 3 washes the backing will soften.


text:
THE stock market has been hitting five-year highs, reaching levels last seen in early 2008 before the financial crisis, but Scots remain wary of stocks and shares Isas.
The surge came on the back of rallies around the world, led by a particularly strong performance by the Dow Jones index.
The FTSE-100 has been climbing pretty steadily since the end of last year.
However, only 16% chose to invest in a stocks and shares Isa last year, compared with 51% who put their money into a cash Isa, according to a survey by Scottish Widows.
It also found that 87% of Scots would again shun the stock market over the next 12 months.
But a stocks and shares Isa can be a sensible choice if you are saving for the long-term, usually five years or more. You can invest up to £11,520 in a tax-efficient equity Isa in the coming tax year.
Or you can put up to £11,280 in stocks and shares before April 5 if you have not yet used up the current year's allowance.
Andy Parsons, head of investment research at The Share Centre, says: "It is vital investors take advantage of their Isa allowance and protect what they can from the taxman.
"While volatile markets may have left some wary of investing, it is worth bearing in mind that over the longer term, returns from equity backed investments have consistently outperformed cash.
"For those prepared to accept a higher degree of risk, the rewards of a stocks and shares Isa are potentially more fruitful."
There are hundreds of Isa funds to choose from but many investors, particularly novice investors, prefer to stay close to home and invest their Isa allowance in a UK fund, even though the economy is struggling and the UK has recently lost its AAA credit rating.
Adrian Lowcock, senior investment manager of Hargreaves Lansdown, a financial adviser, picks JO Hambro's UK Equity Income and Axa Framlington UK Opportunities.
Tony Gammon, director at Thesis Asset Management, also recommends a fund by JO Hambro, but chooses the UK Opportunities fund. Or, if your risk threshold is higher, the Schroder UK Alpha Plus. Bestinvest prefers Fidelity's Moneybuilder Dividend or Liontrust Special Situations.
Europe and America are popular markets, but more investors are venturing into the emerging markets of Asia and Latin America. Over the past decade, Latin American funds dominate the performance charts. Invesco Perpetual Latin America is in first place, turning an investment of £1000 into £10,135 over 10 years. It is followed by Threadneedle Latin America and Scottish Widows Latin America.
Bestinvest selects First State Global Emerging Market Leaders for investors who want some exposure to emerging markets.
Japan is also staging a comeback after years in the doldrums. In February, eight of the top 10 funds invested in Japan. Hargreaves Lansdown picks the GLG Japan Core Alpha fund for investors that want a slice of the Japanese action.
A global fund is an alternative. Thesis Asset Management favours Newton Global Higher Income. Or you could choose Invesco Perpetual Global Smaller Companies fund, which is recommended by The Share Centre as suitable for investors who are looking to diversify their portfolio.
It is important to remember stocks and shares Isas are risky and returns are not guaranteed.
Graeme Mitchell, managing director of Lowland Financial, a financial adviser, says: "The recent rises in the market will encourage more people to invest in a stocks and shares Isa, when you could argue that it would have been better to take the plunge last year when share prices were lower.
"You should therefore go in with your eyes open and be prepared for a bumpy ride – and to invest for the long term. I would also suggest that people drip-feed money into the markets rather than invest a lump sum and remember to diversify their portfolio across a wide range of assets."


text:
As of today, January 15, 2016 registration is open for the 2016 editions of the Badlands Photography Workshop with 3-Time Badlands Artist in Residence, Rikk Flohr.
This year, I am adding a new workshop to the series: September Night Skies at Badlands. In the traditional Spring Workshop the sun sets too late and rises too early for effective night sky photography. On the traditional Winter dates, the times are fine but the nights are so darned cold! I thought to my self, when can we have light jacket weather, great night skies and decent shooting hours? The answer was Dark of the Moon in September.
To mix things up a bit – especially for returning alumni, I've decided to add a printing component to the Badlands Spring workshop. December will remain my traditional Winter Wildlife workshop
2016 Dates
Spring: Badlands in Print – May 21-25, 2016
Fall: Badlands Night Sky – September 24-28, 2016
Winter: Winter Wildlife – December 3-7, 2016
There is a $50.00 early registration discount for each of the workshops in the series so don't delay. Last year, both workshops sold out well in advance of the workshop date.
Complete information can be found at Rikk's Badlands Website.
I look forward to seeing you all in the Badlands!
Rikk Flohr © 2016


text:
708 Broadway Avenue
Saskatoon Saskatchewan
(306) 242-6016
Monday to Saturday
9:00 am to 5:30 pm
Serving Saskatoon since 1929
Happy Valley's elevation produces a stunning tea with notes of muscatel, toast, wine and subtle peach. An exceptional Darjeeling.
Origin: India
Region: Darjeeling
Grade: TGFOP
Prepared in: Canada by Metropolitan Tea


text:
Josie P., Riverside, CA
January 24th, 2019
"Words dont do justice on how Amazing this place is and the AMAZING work they do. What I love the mo[...]
Ocular Prosthetics, Inc.
321 North Larchmont Blvd.
Suite 711
Los Angeles, CA 90004
Tel: 323.462.6004
Fax: 323.462.4939
Hours: 9:00 AM-5:00 PM
Monday through Friday


text:
see more
MISSISSAUGA, CANADA - SEPTEMBER 28: Mayor of Mississauga Hazel McCallion, oldest mayor of Canada, speaks during an interview at her room in Mississauga, Canada on September 28, 2014. 93-year-old Hazel McCallion, mayor of Mississauga since 1978, announced that she leaves politics and she will not be a candidate for the elections in next month. (Photo by Seyit Aydogan/Anadolu Agency/Getty Images)
Anadolu Agency
Anadolu Agency


text:
Core HR
Core HR is the powerful module of Wallet HR which helps the user to manage employees' data in an organised way. Core HR enables the user to replace the excel data where all the particulars of an employee can be entered in the system to ensure that those can be retrieved at any point of time at absolute ease.
Core HR captures the data pertaining to education qualification of an employee in detail. The data so captured in Wallet HR can be used for reporting purposes at any point of time.
Wallet HR allows the user to configure various reminders pertaining to any date event and other MIS on Core HR data can be generated at any time.
© 2020 Crystal HR & Security Solutions (P) Ltd. All rights reserved.


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***Over a million users choose PDF Export
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App Screenshots
App Store Description
***Over a million users choose PDF Export! Thank you for your support!***
PDF Export is a PDF converter app that will help you view, edit, convert and capture various PDF documents into one file. With this app you can also scan various PDF files, images and create your own PDF file.
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