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A severe car accident doesn't just leave you with broken bones or a busted car; it can disrupt every aspect of your personal and professional life. From being sidelined as you recover to undergoing long-term rehabilitation, your job, your family and your personal life all suffer from the after-effects of an accident.
At The Law Offices Of Connie L. Williford in Macon, Georgia, we have helped numerous individuals and families take back control of their lives after a motor vehicle accident. We handle cases involving car crashes, truck wrecks, motorcycle accidents and more. We also help bicyclists and pedestrians who have been hit by negligent drivers. Many of the cases we handle involve severe injuries such as back injuries, head injuries and broken bones. We also represent families that have lost loved ones in fatal auto accidents. Although plenty of firms claim that they can put money in your pocket right away, they can't deliver the responsive and dedicated service our attorneys provide. Advantages to working with our lawyers after an accident include:
- Attentive services: We will come to you. If you are recovering in a hospital and wish to speak to our attorneys, we will be there by your side and can take on the insurance companies on your behalf.
- Protection of your interests: An accident can feel like a nightmare, and you want to wake up. The insurance company will likely offer you a quick settlement, but chances are that you'll require more as countless ailments stemming from your accident may not arise until much later. With our attorneys representing you, the insurance company will re-evaluate the amount it is willing to offer.
- Confidence: Advertising lawyers often tell you that they can get you a check in as quick as three days; what they don't tell you is that often, that check is greatly undervalued. Attorney Williford knows that for her clients, it's about quality and not quantity. She understands how to fight for the compensation you need to cover your expenses and get you back on your feet.
- Ethical treatment: After an accident, we know that you simply want to recover and move on. That is why we are serious attorneys who work with serious clients. By offering realistic assessments and pursuing achievable goals, we help clients resolve their matters promptly and effectively.
Take Immediate Action after a Car, Truck or Motorcycle Crash
It's important to act quickly after an accident to ensure that you are well-protected. Insurance companies often waste no time in trying to get you to accept a settlement that precludes you from seeking future compensation once the pittance they've allotted runs out.
Sometimes it is important to gather photographs, evidence and witness statements quickly. Don't delay. Call us now.
Our firm's primary objective is to see that you recover comfortably. That means that we will not settle a case while you are still struggling to recover. In most instances, by showing restraint, we can achieve a more generous settlement offer. In other situations, we can file a lawsuit pursuing compensation for your expenses as well as any pain and suffering you may have incurred, or a wrongful death suit if a loved one suffered or perished because of another's negligent act.
Talk with our experienced attorneys and learn how we can help you get back on your feet. Call 478-743-4069 or send us an email by completing our online contact form. We offer free initial consultations for clients in personal injury cases.


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These dog toy models can fulfill your collection inclination or your child's imaginative play.
- 12pcs attractive dog models for children
- Come in delicate dog shape with various vivid poses and colors
- Props for children to learn about animals and have fun
- Size: Approx. 4-5cm / 1.57 -2 inch
- Material: Hard rubber, environmental plastics PVC
Package Includes:
- 12 x dog models
Note: Since the size above is measured by hand, the size of the actual item you received could be slightly different from the size above. Meanwhile, please be reminded that due to lighting effects, monitor's brightness / contrast settings etc, there could be some slight differences in the color tone of the pictures and the actual item.

subset: commoncrawl


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It is another exciting moment for us!
Our Comic Book Project Red has been featured in today's local chinese newspaper!
Click on the image for larger view!
We like to take this oppotunity to say our thanks to reporter Mr Wang Yi Ming for making this happens!
Thank you very much!
PS: Yes I edited my face. If you want to see it, GO BUY THE NEWSPAPER! :P


text: House of Lords Reception - 7 November 2014 In 'reportsandgalleries2014' 2014 ALMP ReceptionAccess Alumni in LondonBirmingham 2020Birmingham Heroes Lecture: Road to War - 1914 RevisitedClass of 1964 and Golden Anniversary Reunion Lunch - 13 September 2014EPS Reunion 2014Festive Drinks at the University Carol Service - 8 December 2014Hong Kong Reception with the Vice-Chancellor - 9 September 2014House of Lords Reception - 7 November 2014Kuala Lumpur Reception - 9 November 2014Mining and Minerals Engineering ReunionNew Delhi Reception with the Chancellor and Vice-Chancellor – 14 November 2014Singapore Reception - 6 November 2014 Back to 'Events and Reunions' On Friday 7 November, over 300 alumni, friends and supporters of the University came together for the 11th annual House of Lords reception and to welcome Lord Bilimoria of Chelsea, CBE, DL (2014 DUniv Honorary Degree), who was installed as the University's seventh Chancellor in July. Alumni in attendance graduated between 1949 and 2014, and travelled from across Europe, Asia and North America to enjoy this popular event. Guests were warmly welcomed by their host, Lord Hannay of Chiswick, Lord Bilimoria, and the Vice-Chancellor, Professor Sir David Eastwood. Professor Sir David joined alumni in celebrating the University's successes of the past year, including being named University of the Year 2013-14 by the Times and The Sunday Times Good University Guide. He announced that, due to the incredible generosity of the University's alumni and supporters, the Circles of Influence campaign is set to exceed the £160 million target, which will have a life-changing impact in the UK and internationally, as well as helping to transform and redevelop our beautiful campus. Professor Sir David also highlighted several other highlights from the past year, including: Birmingham was ranked 64th in the QS World University Rankings 2014/15 and is fourth in the UK for employability, as our great students go on to become highly employable graduates; Due to the extraordinary quality of applications in 2014, the University was able to offer 450 additional undergraduate places; Birmingham was chosen as the location for the headquarters of the new National College for High Speed Rail, central to which was the involvement of the University's Centre for Railway Research and Education; The University has launched a new graduate diploma programme at Zhejiang University in Hangzhou, which will help train the next generation of railway engineers and address the current skills shortage in China; We are continuing to expand upon our global outreach through our MOOCs (Massive Open Online Courses). Professor Sir David then introduced Lord Bilimoria, who spoke of his honour at joining the distinguished ranks of Birmingham Chancellors, including Joseph Chamberlain and Anthony Eden. He also spoke of his family connection to the University: Lord Bilimoria's mother, grandfather and uncle are all Birmingham alumni. Lord Bilimoria then led everyone in a toast to the University. This incredibly popular reception was an enjoyable evening of conversation with old classmates and new friends. Wine and canapés were served throughout the evening as alumni enjoyed the stunning views of the Thames, the London Eye, and other landmarks from the terrace. Alumni were especially keen to meet with two of our current students, George (Political Science) and Olivia (Medicine), and ask them about life on today's thriving campus. Thank you to everyone who attended and made the evening such an enjoyable and memorable occasion. We are proud of your continuing support, which is critical to the ongoing success of the University. Each year more than 700 alumni volunteer for the University, from mentoring current students, to offering career advice from attending recruitment fairs to offering internships. Should you wish to support us further by giving your time, please visit our Volunteering page. Next year's reception will take place on Friday 6 November 2015. Details of the event will be emailed to all alumni and online booking will be available in August. To ensure you receive your invitation, please visit www.your.bham.ac.uk to update your details. House of Lords Reception - 7 November 2014RSS FeedAtom Feed 50 House of Lords 2014 UploadedNov 12, 2014 51 House of Lords 2014 UploadedNov 12, 2014 52 House of Lords 2014 UploadedNov 12, 2014 53 House of Lords 2014 UploadedNov 12, 2014 54 House of Lords 2014 UploadedNov 12, 2014 55 House of Lords 2014 UploadedNov 12, 2014 56 House of Lords 2014 UploadedNov 12, 2014 57 House of Lords 2014 UploadedNov 12, 2014 58 House of Lords 2014 UploadedNov 12, 2014 59 House of Lords 2014 UploadedNov 12, 2014 60 House of Lords 2014 UploadedNov 12, 2014 61 House of Lords 2014 UploadedNov 12, 2014 Displaying 1 to 12 of 71 Previous 1 2 3 4 5 … Next


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Write a review
16th March 2016
Cheeky Charges
They tried to charge me for an error they made with the registration. V does sound like B but VICTOR / BICTOR? I refused to pay as it was not my mistake!
Bromley Insurance Services Limited have 100 years+ insurance experience across many insurance sectors including travel and medical insurance, as well as personal insurances such as car insurance.


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Studt's is looking for seasonal employees!
Looking for a good Dark Acres Haunted Corn Maze
is open tonight for Halloween.
Sunday, October 27th
- Pumpkin Demolition Derby
- Pumpkin Carving
- Pumpkin Smashing
- Prizes
- Costume Contest
Returning in 2020
The Original Studt's Pumpkin Patch and Corn Maze is the Biggest and Best in the Grand Valley guaranteed! Studt's is excited to once again offer fun for the whole family!
*Not all activities are available during the week.
**Age, height and weight limit for children on pony rides.
We only accept cash or debit and credit cards. No personal checks!
*Note: some rides are not available on the weekdays. Pricing does not apply to groups, groups must contact us for a price quote. Pumpkins are sold separately. Prices are subject to change without notice.
General Admission
$10.00Per Person
$10.00Add to cart
$10.00Add to cart
Pony Rides
$3.00Per Person
With Purchase of General Admission
$3.00Add to cart
Walk-In Covered Petting Zoo
All new enclosed shelter where kids can come and pet animals.
Giant 60' Bird Aviary
Featuring birds of all types. Come immerse yourself in bird watching galore.
Improved Concessions
Even better snacks and cooked treats in our improved concession stand.
Giant Slide
Fast and fun giant slide at the top of our hay stack mountain.
Multiple Corn Mazes
Spookly the Square Pumpkin, the Scaredy Cat Trail, the Fairytale Trail
Horse Drawn Hay Rides
Hop aboard our horse drawn carriage and enjoy a tour of the farm.
Interactive Corn Cannons
They shake and explode. Fun and excitement for the older kids!
Zip high across the Studt's Pumpkin Patch on our new zip-line.
Bazooka Shoot
High pressure blasters that are super fun and safe for bigger kids and adults!
Pedal Cars
Fun fast excitement for all ages!


text: Passport to Paradise: February 28, 2017. The exhibit featured over 50 artworks from fabulous painters, printmakers, and photographers with a unique vision of their travels around the world. It was held at the Cynwyd Club at 332 Trevor Lane, Bala Cynwyd, PA in the ballroom on Tuesday, February 28th from 6pm to 9pm. Complimentary light bites, and a tour of the world through the eyes of the artists. Thanks to Antonietta Kies for her mesmerizing painting,"Edge of," which appears in the image. We had a fabulous turnout and grand time celebrating the creations of these artists, who submitted their work from Philadelphia, New York, and California. A exhibition catalog is available upon request.


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Giveaway – Stephan Alexandr
Back in January we covered the work of Stephan Alexandr and his awesome painted animal skulls. Ranging from Shark Jaws to Bull Skulls, they would make a great addition to any Man Cave, adding a rustic touch of masculinity or livening up (excuse the pun) an otherwise bland wall.
Stephan Alexandr's work has a focusing on fine art, lifestyle objects and product design. His first collection released under the title "Mount Your Maker," was an immediate success internationally. It aimed to morphed the line between pop-art and everyday decor.
His pieces are showcased in homes and spaces in twelve countries. He has been featured in publications such as Esquire, Coolhunting, Complex Magazine, Thrillist, Inthralld and more.
To celebrate the impending launch of his new web store, Off With Their Heads, Stephan is having a huge clearance and has knocked 50% off everything that is currently on the site. It seems to be selling out pretty rapidly, so forget about running it passed the wife and just add stuff to your basket now.
Better yet, we've partnered with Stephan to offer two pieces from the new collection to readers of ManCaved. Winners will each receive one of the below taxidermy alligator heads.
Enter below to be in with a chance of winning.


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My Ferrari
Went to the NVTC Fall Fusion Fest last night at Ferari of Greater Washington. A thoroughly enjoyable networking event, though sometimes conversation wandered a bit. Hmm, Ferrari, Lambroghini or Maserati. Tough choices.
Business is good this week. Very zapped today, but need to rev it up as I have many afternoon appointments, including a board meeting to wrap up my sixth month of business. Making payroll is tough this month, but there's enough contracts/biz to make November look good, and the pipe looks great.
Definitely need to focus on bringing these deals to fruition. And that means a heavy of weekend of work. Life as an entrepreneur. We are growing :)


text: Seems that Rachel Dolezal was far from the first who passed for black. America's foremost Geologist and first director of the new US Geological Survey Clarence King in 1879. Right is Ada Copeland King, the former slave he married under the assumed name and identity of James Todd, a light-skinned black man. Only on his deathbed did King confess to his family that he was really Clarence King, a white man, not a light-skinned Pullman Porter.


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Do not be afraid of Christ!
"Dear young people, do not be afraid of Christ! He takes nothing away and gives you everything. When we give ourselves to Him we receive a hundred-fold in return. Yes, open wide the doors to Christ and you will find true life." -- Pope Benedict XVI
Great things to read if you're discerning
Free Vocational Download of the Month Club
Speak Lord, Your Servant is Listening: free monthly vocational download available from Lighthouse Media to all young men and women (ages 13-35) who subscribe.


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Dearborn, Michigan, April 20, 2010 – Versacom Incorporated, a leading provider of innovative marketing and communications services for more than 35 years, recently upgraded their product offerings by adding new large format printing equipment to their Dearborn, Michigan facility.
The high-tech, large format equipment produces extremely professional quality posters, signs, banners and point of purchase materials in up to 6 colors with superb photo-quality resolution. The printer can handle up to 60 inch formats for both indoor and outdoor applications.
"We are excited to offer this new service to our clients," said Andrew Shoushanian, Officer and Operations Manager for Versacom. "It represents a tremendous new asset for our customers. We now can provide them with quick turnaround times on large format print materials with true 1200 x 600 dpi resolution. Equally important is that the service is provided at rates which represent extremely high value for our clients," added Shoushanian.
The roll and sheet fed equipment accepts a wide variety of paper formats including vinyl and canvas and other popular paper stocks. The printer uses two ink systems for indoor and outdoor ultraviolet (UV) light and it can accurately reproduce both CMYK- and RGB-defined colors.
The new print offerings have been well received by Versacom's clients. "To those of you who haven't had the opportunity to work with us, we'd love to have you as a client, so we can demonstrate our expanded capabilities and show you first hand why our satisfied customer base continues to grow," concluded Shoushanian.


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|Triangle B
Tennessee Walking Horses
Millarville, AB Canada
Our mares are only bred every other year. We have experimented with variations of this, but we've found that we prefer to have well broke mares to deal with and we like to see them keep their figures as long as possible!
All of our foals have been born outside but close to the house so far. We handle
our foals from day one and halter breaking is started before day two is over. Our
mares are all easy to handle with their foals at foot as they know and trust us.


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'Mean' is not a girl thing
Kate Hammer
Marnina Gonick is project leader on two projects funded through the Canada Foundation for Innovation's Leaders Opportunity Fund (now named the John R. Evans Leaders Fund). She will be attending the 2015 Congress of the Humanities and Social Sciences to present "The Blank Page: Literacy, Girlhood, and Neoliberalism" as part of a session called "Neoliberalism and the Production of Childhood" at the Women's and Gender Studies et Recherches Féministes (WGSRF) conference tomorrow, Sunday, May 31. This article originally appeared on Innovation.ca in July 2013.
Bullying in schools is more troubling than ever for a generation hooked on social media, as the dynamics of the classroom reach students at home through their Twitter feeds and Facebook pages. Along with these new concerns comes more awareness of a concept that behavioural psychologists call relational aggression, commonly known as the "mean girls" phenomenon.
Popular culture has helped solidify the notion that girls are uniquely capable of a less physical kind of aggression characterized by back-stabbing, manipulation and social exclusion.
Marnina Gonick, Canada Research Chair in Gender at Mount Saint Vincent University in Halifax, is challenging that idea. Through interviews with former bullies, she is debunking the idea that relational aggression is a uniquely female phenomenon. In other words, there are mean boys too.
"I don't subscribe to the idea that relational aggression is only female," says Gonick. "It pathologizes girls and normalizes male aggression as the right kind of aggression."
She is concerned, though, that the education system has embraced the idea of relational aggression too readily. She is taking a critical look at how teacher and parent resources intended to combat bullying have taken up the idea over the past two decades.
"We've found," says Gonick, "that many of the teacher resource materials that include exercises and activities for classroom use often promote a conventional femininity, with characteristics such as passivity, niceness and sweetness." As ministries of education and school boards draft bullying-prevention policies, Gonick's research will be instrumental in ensuring that schools aren't stereotyping their students or their needs.
Visit Innovation.ca for more stories about humanities and social science research supported by the Canada Foundation for Innovation (CFI). By funding state-of-the-art research infrastructure in all disciplines and across the full spectrum of research from discovery to applied, the CFI gives researchers the tools they need to think big and innovate.


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The curriculum is moving fast into new ground for me now; I'm so excited for the upcoming weeks!!
Here's some of my work so far:
This is a WIP matte painting - once extended and finished, it will be used as a skybox.
Staring at clouds is a hobby of mine, so this was a lot of fun! The lesson on skies and lighting was given by Jason Connell and he seriously knows his shit! I learnt so much from that one lesson, it was a real insight.
This was an exercise in efficient UV use - I modelled this (based on a concept by Darren Bartley) and wrangled the UVs to fit a tiling trim texture (which I think was by Patrick Hammond)
Same exercise as above (modelling and UVing to fit a texture) - this time using a modular texture from Guild Wars. These exercises were really useful in improving the way I can squeeze the most out of a texture.
Texturing exercise - model (and some awesome feedback) was provided by John Germann.
Some tiling textures (diffuse, normal, specular). Shown tiled twice.


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Herbs and other plants have a centuries-long history of symbolizing love and devotion. In ancient Athens, people wove mint and marigolds into bridal garlands and wreaths, and in classical Rome, brides carried wheat for fertility and rosemary to ensure the groom's fertility. In medieval times, European brides carried pungent herbs such as garlic and chives to keep spirits from disrupting their happiness. The pinnacle of romantic use of herbs may have come during Victorian times, when roses, lavender, pansies, and marjoram were carefully combined with one another and with other herbs to create formulas for romantic success and contentment.
Here are eight modern herbs you can use to communicate your love and romantic intentions.
01 of 08
Strangely, basil was originally associated with hatred for the Greeks and later the Romans. For the Greeks, it was said that basil "exists only to drive men insane." Later, though, basil became a symbol of love in Italy, and it has retained that symbolic meaning ever since. In the folklore of Moldavia, a young man who accepts basil from a young woman is destined to fall in love with her.
Basil, with its spicy scent, is a very easy herb to grow and is available in many different varieties.
02 of 08
Early Christians often brought these flowers to adorn statues of the Virgin Mary, which may be the origin of its use in love charms. In India, calendula is one of the most sacred of all flowers, symbolizing thankfulness, excellence, and serenity.
According to the modern language of herbs, calendula means "joy." What a lovely thing to say to your beloved. You can add calendula to your teas, but even more romantic, add it to your romantic bath by candlelight. For young valentines, a sweet calendula-flavored soap is a gentle and loving gesture.
Also known as pot marigold, calendula is useful in the garden to repel pests. Herbal healers have found it useful to refresh and soothe the eyes.
03 of 08
Thyme has a long history during which it has symbolized many things. The word "thyme" is derived from the Greek word thymus meaning "courage." The Greeks used the symbol of thyme to represent elegant style, and by the Middle Ages, it was a common symbol of chivalry.
According to the modern language of herbs, thyme brings with it the meaning of affection, which is perfect for either young love or deep friendship. What better way to express your devotion to someone than to include a sprig of thyme in a bouquet.
Another easy herb to grow, thyme is also an excellent companion herb for tomatoes and is one of the best herbs for shady locations.
04 of 08
The heady scent of patchouli is not surprisingly included in a list of romance herbs. According to the modern language of herbs, patchouli means "passion." To use patchouli to its fullest extent, tuck some dried patchouli into small sleep pillows or sachet. The rich, lusty scent can entice your love to feel romantic.
Native to southeast Asia, patchouli has a long history as an essential oil and folk remedy for skin ailments. In aromatherapy, it is regarded as a substance that both relaxes and stimulates.Continue to 5 of 8 below.
05 of 08
Yarrow is one of the oldest of all medicinal plants. Medieval Europeans used yarrow to summon demons or to exorcize them, and the herb soon became associated with the powers of protection.
In the modern language of herbs, yarrow means "everlasting love." Yarrow has a naturally spicy flavor, so use a light hand, and include it in your teas or baths. In the garden, yarrow serves the paradoxical function of repelling deer while attracting beneficial insects.
06 of 08
The history of lavender goes back at least 2,500 years. It is native to the Mediterranean region and has been used in cooking and as an herbal cure since biblical times.
In the modern language of love, Lavender means "devotion and undying love." It is no surprise that lavender has always been considered a herb of love since its delicious and romantic scent is adored by almost everyone. An increasingly popular modern tradition is to use dried lavender petals as wedding confetti. Lavender is an easy herb to grow, lending an herb garden both visual beauty and delightful scent.
Use lavender in a romantic bath by candlelight or make a sachet and place it in the dryer with your bed sheets to infuse them with a wonderful scent.
07 of 08
Although we think of oregano primarily as a cooking herb, the ancient Greeks believed that it was the herb of Aphrodite, goddess of love, who is said to have created it as the herb of joy for her garden. During Elizabethan times, oregano was used to create good luck and good health, and in magical spells to foster happiness and health.
Oregano, with its luscious green leaves, grows with such fertile energy that it is no surprise that it is included in a list of modern love herbs. Oregano signifies joy and happiness. Include this spicy scented herb in any tea mix or recipe as a way to bestow joy and happiness upon your beloved.
08 of 08
The first historical mention of fennel dates back to the Roman author Pliny, who believed that snakes rubbed against the plant to improve their eyesight after shedding their skin. Fennel seed was eaten by Roman gladiators to give them courage for battle, and fennel also makes an appearance in Shakespearean drama—it was one of Ophelia's flowers in the play "Hamlet." Through history, fennel has been used for a variety of healing purposes, including as an elixir to suppress appetite and lose weight.
With its soft, feathery, delicate growth habit, fennel seems perfect for a list of modern love herbs. In the language of herbs, this sweet, heady-scented herb means "flattery." Include its tall, shimmery fronds, in a bouquet of herbs and flowers to present to your loved one. Add fennel to your Valentine's Day meal, sprinkle it on your salad, or dessert dishes.
In herbal healing, fennel makes an excellent skin cream and can be used to soothe and refresh the eyes.


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With state-of-the-art South Bend event venues, one of the most prestigious universities in the country and a welcoming community, it's no surprise that South Bend, Indiana, sees more than 650 major events each year. Located just a day's drive from a third of the nation's population and on the scenic St. Joseph River, the city is an easily accessible destination for planners looking to shake up the norm.
Thanks to the South Bend Airport, the state's second-busiest airport, three Amtrak routes and a spot on Interstate 80/90, South Bend is easily accessible.
Located on an 11-acre riverfront park, the Century City Convention Center is chief among meeting venues in South Bend, with over 75,000 square feet of event space. The center also has two theaters, accommodating up to 750 and 200 people respectively, as well as 18 suites. Century City is connected to the luxurious 291-room DoubleTree by Hilton, which offers additional space in its 5,200-square-foot atrium and 9 meeting rooms.
The DoubleTree has just a few of the more than 4,000 rooms in South Bend. Across the city, hotel venues in South Bend include the Hampton Inn & Suites and Hilton Garden Inn, which pair accommodations with top-notch event facilities. The brand-new Hyatt Place South Bend/Mishawaka has 121 rooms, complimentary Wi-Fi and meeting space for up to 80 guests. In addition to its convenient location in the heart of South Bend, the Magnuson Grand Hotel has a 3,700-square-foot ballroom, three boardrooms and two hospitality suites. Its on-site restaurant also has 600 square feet of private dining space.
No trip to South Bend would be complete without visiting the world-famous University of Notre Dame. Luckily for groups, the campus itself is home to a number of meeting facilities. The Notre Dame Conference Center, also known as McKenna Hall, has nearly 28,000 square feet of meeting space, or room for up to 400 people. Facilities include eight conference rooms, two boardrooms and an auditorium. South Bend meetings can also take advantage of the Morris Inn at Notre Dame, a full-service, on-campus hotel that has 92 rooms and several elegant banquet rooms.
Events in South Bend don't need to be all work and no play. The city is home to numerous unique, exciting venues for after-hours receptions, dinners and other social functions. Home to local Indiana art and contemporary art from across the region, the South Bend Museum of Art is an elegant event venue with a great location – directly inside the convention center. Groups can dine among 70 classic cars at the Studebaker National Museum. Riverside Terrace, Knollwood Country Club and the College Football Hall of Fame also make for excellent event venues in South Bend.
All average costs based on U.S. Government Per Diem rates as published by the U.S. General Services Administration.
South Bend Regional Airport (SBN)
Approximate taxi fare: $15 USD
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Qualifying for a No Appraisal Home Loan?
A no appraisal home loan is available with Conventional financing underwritten by either Fannie Mae or Freddie Mac.
- No Appraisal Home Loan Eligibility
- Fannie Mae Property Inspection Waiver (PIW)
- Freddie Mac Automated Collateral Evaluation (ACE)
- Rehab Loan and Home Improvement
- How to Improve Your Chances
- Working with an Expert
No Appraisal Home Loan Eligibility
With home values continuing to rise at a respectable rate, 2019 may be the year that lending gets a little easier for homebuyers with at least 20% down, and homeowners with at least 20% equity.
The problem is, not enough loan officers understand the guidelines or have the experience to know how to put you into the best position for being eligible for a no appraisal home loan.
Find the Right Lender. Find the Right Loan. Get Help Now!
Fannie Mae and Freddie Mac, Conventional underwriting guideline writers, have been leading the charge to use vast amounts of previously collected data to determine whether or not a physical home inspection is required to approve this loan application.
In regular english, that means no appraisal. Fannie and Freddie both have huge databases of home valuations. In many cases, they may already have data on your property in their database if you've purchased or refinanced recently.
Depending on your equity, and what you are using the financing for, either to purchase a new home, or to refinance your existing home, you may be eligible for a no appraisal home loan.
All we receive as lenders are the basic guidelines, which tend to be minimum requirements. Running the application through Fannie Mae DU or Freddie Mac LPA is the only way to know for sure.
Find the Right Lender. Find the Right Loan. Get Help Now!
Desktop Underwriter (DU) and Loan Programs Advisor (LPA) automated underwriting engines will analyze all of the data and return findings that may or may not include a waiver for the appraisal.
You must at least meet the very minimum guidelines, then meet all other risk assessment tests as well, and you might just win that lottery!
Property Inspection Waiver (PIW)
When you are using Fannie Mae's Desktop Underwriter, and you meet all of the requirements for a no appraisal home loan, you will receive a Property Inspection Waiver, or PIW, with your DU findings.
When you receive an appraisal waiver, Fannie Mae accepts the value estimate submitted by the lender as the market value for the subject property on the value, condition, and marketability of the property.
Find the Right Lender. Find the Right Loan. Get Help Now!
Eligible Transactions | Minimum Requirements
- Single family, one unit properties, including condominiums
- Limited cash-out refinance transactions / rate and term refinance
- Principal residences and second homes up to 90% LTV/CLTV
- Investment properties up to 75% LTV/CLTV
- Cash-out refinance transactions:
- Principal residences up to 70% LTV/CLTV
- Second homes and investment properties up to 60% LTV/CLTV
- Purchase transactions:
- Principal residences and second homes up to 80% LTV/CLTV
- Loans that receive an Approve/Eligible recommendation
- Properties in high-needs rural locations, as identified by FHFA
- Principal residences up to 97% LTV/105% CLTV (for borrowers at or below AMI)
- Contingent on mandatory property inspection
Ineligible Transactions – No Waiver Available
- Construction and construction-to-permanent loans
- Two to four unit homes
- When the value of the subject property provided to DU is $1,000,000 or greater
- HomeStyle® mortgage products (Renovation and Energy)
- Texas 50(a)(6) loans
- Leasehold properties, community land trust homes, or other properties with resale restrictions
- Cooperative units and manufactured homes
- DU loans that receive an ineligible recommendation
- Loans for which the mortgage insurance provider requires an appraisal
- Loans for which rental income from the subject property is used to qualify
- When the lender has any reason to believe an appraisal is warranted
It's important to note that the majority of transactions will not receive a property inspection waiver, which means they require an appraisal by a qualified residential appraiser to establish the market value.
Find the Right Lender. Find the Right Loan. Get Help Now!
Automated Collateral Evaluation (ACE)
Freddie Mac's ACE differs slightly from PIW in several ways. Freddie Mac Conventional does not allow a no appraisal home loan if you are refinancing to take cash out of your home. Fannie Mae will allow this.
Fannie will also allow up to 90% on a rate and term refinance, Freddie only allows up to 80% loan to value.
As a California mortgage broker myself, we will often see situations where we will get a Freddie Mac approval, and not a Fannie Mae approval. While Freddie Mac's ACE program is more restrictive than Fannie Mae, it's available when Fannie is not.
Eligible Transactions | Minimum Requirements
- Loan Product Advisor Accept risk class
- 1-unit primary residence or second home
- Condominium units*
- No cash-out refi transactions with LTV/TLTV less than or equal to 80%
- Purchase transactions with LTV/TLTV less than or equal to 80%
*Condominium unit loans that are eligible for ACE must still comply with Freddie Mac's condominium project review and eligibility requirements.
Find the Right Lender. Find the Right Loan. Get Help Now!
Ineligible Transactions – No Waiver Available
- An appraisal has been obtained and submitted to the UCDP®
- Loan Product Advisor Caution risk class
- Cash-out refinances
- Investment properties
- 2- to 4-unit properties
- Manufactured home or leasehold estate
- Properties with resale restrictions
- Construction Conversion and Renovation Mortgages
- Non-arm's length transactions
- Purchases of REO properties (as identified in the sales contract)
- Texas Equity Section 50(a)(6) mortgages
- Mortgages with an estimate of value or purchase price greater than $1 million
- Freddie Mac Relief Refinance MortgagesSM – Same Servicer or Open Access
You should always ask your loan officer to run both Fannie Mae DU and Freddie Mac LPA. The property inspection waiver is only one minor difference between the two sets of guidelines.
Find the Right Lender. Find the Right Loan. Get Help Now!
Freddie Mac has surprised me many times when I thought for sure that a loan met Fannie Mae underwriting guidelines.
Rehab Loan and Home Improvement
One of the great advantages of receiving a no appraisal home loan go beyond saving the money you would have spent on an appraisal.
If you're in the middle of a home improvement project, and you do not qualify for a no appraisal home loan, you would most likely not qualify for a traditional Conventional or FHA mortgage.
You would be forced to use a rehab loan like a FHA 203k or Fannie Mae HomeStyle Renovation loan if there are is any incomplete construction on your project.
If you receive a waiver, and qualify for a no appraisal home loan, you're in the clear.
The great advantage of this opportunity is that we can run the automated underwriting approval up front, and know immediately upon receiving the results whether or not you qualify for a no appraisal home loan.
To not even try this approach would be limiting your options to potentially more expensive rates and fees.
This leads right into our next topic, which is working with a loan officer experienced enough to set up the file to maximize your opportunity
How to Improve Your Chances
A big part of receiving a property inspection waiver seems to be that address needs to appear on the application as it is documented in the USPS address lookup database.
An inexperienced or lazy loan officer may not take the time to make sure that your application is submitted as documented by USPS.
The important details that could save you hundreds of dollars on an appraisal include:
- St. vs Street – Spelling of address type
- W. vs West – Spelling of directions
- Apt vs # – Spelling of unit location
- Zip + 4 – Last 4 of Zip required
It's really as simple as either the loan officer running the address through the USPS database, or many online applications will automatically update the address to meet Fannie and Freddie data matching requirements.
Either way, if you are reading this article, chances are you're in a situation where you believe you need a no appraisal home loan, or heck, you might just want one! Why not?
My last observation as an experienced loan officer is that working with a professional is best way to ensure that you are receiving all of the options available to you, and that you are not simply not receiving benefits because of a lack of experience or laziness on your loan officer's part.
Working with Professionals
I can not emphasize enough the importance of hiring a professional, experienced Realtor and loan officer when selling or buying your first home.
When you call a lender from a TV or radio commercial, or click an ad you saw on the internet that has a catchy headline, you are playing competence roulette.
I personally have been in the business for almost 20 years now, and started this website 10 years ago to educate and empower consumers.
We have had over a million consumers visit this website and I have answered many thousands of questions from folks all over the Country.
If you are trying to buy or refinance your home in California, I can help. You may ask questions about your options below, or shoot me an email directly to firstname.lastname@example.com.
If you are outside of California, I can introduce you to a loan officer from our Expert Network that I personally know and trust.


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Earn points toward FREE PIZZA with Piece of the Pie Rewards
More About Your Roy Domino's
Pizza in 84067: Tasty & Fresh From the Oven!
When you've got a hankering for a cheese-loaded slice of mouthwatering pizza, we know you're craving the best pizza in 84067. You want a delicious pizza with a robust tomato sauce, expertly sliced pepperoni, heaping piles of melted mozzarella and a crust that's both crunchy and chewy—all at the same time. You want a slice of the perfect pizza. You want Domino's.
At Domino's in 84067, we make it fast and easy to get the fresh pizza you're craving. Order your pizza over the phone or online, or visit a Domino's near you to place a carryout order.
Start by choosing from one of our handmade crusts, including a fluffy hand-tossed crust loaded with buttery flavor, a gluten-free crust, a crunchy thin crust, or a pan pizza crust that's loaded with two layers of melted cheese! Then, choose your sauce and your favorite pizza toppings. Whether you're a freak for sausage and mushrooms or love sweet pineapple and tangy feta cheese, your local Domino's has it all.
With more than 34 million different ways to handcraft a Domino's pizza, you can be sure we've got a slice for whatever your tastebuds are craving. Customize your pizza from crust to sauce or choose from one of our most-loved specialty pizzas, like the ever popular Buffalo Chicken, Pacific Veggie, or Ultimate Pepperoni and have it delivered hot and fresh to your doorstep, fast!
When Hunger Calls, Order 84067 Pizza Delivery
At your 84067 Domino's, we take pizza delivery pretty seriously. We guarantee that your pizza will arrive at your doorstep hot and fresh, straight from our oven. Can't wait for your pie to arrive? Use our patented Pizza TrackerⓇ system and follow your pizza order as it's prepped, baked, and headed out the door for delivery... and try not to drool on your phone or computer in the meantime.
Want More? Get Wings, Sandwiches & Pizza Takeout in 84067
We may be fast when it comes to delivering pizzas, but we're super fast when it comes to pizza takeout in 84067. Order from our pizza menu or try something new! Give your tastebuds exactly what they're looking for with one of our handcrafted sandwiches, oven-baked pastas, bread bites, salads, and even sweet, dangerously delicious desserts like Cinna StixⓇ, chocolate cake, and cookie brownies.
With more than 12,000 stores in 80 plus countries, we know quality and customer service. It's our mission to be the best pizza delivery company not only in Roy, but in the world, and everything we do reflects this commitment. You'll witness it in the way our delivery drivers take care of your order and you'll taste it in every bite of pizza you eat. Call your local Domino's restaurant in 84067, order online, or use our free mobile phone app for fast and delicious pizza delivery and carryout today! We aren't any old 84067 pizza restaurant. We're your go-to pizza place in 84067!


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"And this is the confidence which we have before Him, that, if we ask anything according to His will, He hears us. And if we know that He hears us in whatever we ask, we know that we have the requests which we have asked from Him." - 1 John 5:14-15 (NAS)
"... Casting all your anxiety upon Him, because He cares for you." - 1 Peter 5:7 (NAS)
"... For he who comes to God must believe that He is, and that He is a rewarder of those who seek Him." - Hebrews 11:6a (NAS)
To Our Prayer Partners,
We are now in the season when our nation comes together for a day to storm heaven for America. We are asking each of you to pray and contact your elected officials on Thursday, May 6th.
A United States Federal Judge has ruled our National Day of Prayer is unconstitutional. There is a Bipartisan group working to overturn this ruling and we thank the Lord for each of these men and women that are taking a strong stand for prayer.
Our elected officials in DC are considering a new Supreme Court Justice. Please lift this critical appointment up in prayer. Pray for a born again believer and one that takes a strong stand against the abortion issues.
Continue to pray about the health care reform and what is best for our nation and each citizen living in America. Agree with me that the devil cannot rob or steal another thing from the American people. Bind the devil and cast him out and release Godly Holy Spirit favor and blessing on America and each elected official and each citizen in Jesus name.
Pro-family activism is changing policy and influencing decisions from school boards all the way to the US Congress. CLICK HERE and join us today!
Welcome to our website!
You have come to the home of one of the largest conservative grassroots political organizations in America.
Christian Coalition of America offers people of faith the vehicle to be actively involved in impacting the issues they care about - from the county courthouse to the halls of Congress.... (READ MORE)
© 2020 - Copyright - All Rights Reserved - Christian Coalition of America - Roberta Combs, President - PO Box 37030 Washington, DC 20013 - 202-479-6900


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Burger Restaurant 2 is here and now it goes global. Now it makes it more interesting because it has new 3 restaurants, meals and clients.
This game works the same like the Burger Restaurant. Serve the customers and make sure serve fast and do not waste food or else it will be deducted in your income. Make sure to hit your daily target assign in each level to move to another level.
Make your clients happy.


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The AppAssessor #6: FrontRunner In-Depth Review
– Lightning Ready (Pending AppExchange Update)
– Editions: Group and Up– Does not count towards object and tab limit
– Great solution for sales scorecards
– Native in Salesforce
– In-built data visualisation
– Provides a toolkit for lead/opportunity Q&As
– Useful to understand parent/child relationships for setup
– If considering Pardot, evaluate the Score/Grading solution
– User Training and Business Analysis work recommended
FrontRunner is a native Salesforce app developed by Kraytix with the focus on improving the quality of leads. Using an inbuilt scorecard system, with well-known industry specific templates, sales representatives can easily spot which deals are most likely to close.
The app comes with the scorecard templates already built, BANT, MAN, and SCOTSMAN, already configured, with a set of predefined criteria and outcomes for each template. Customised scoring can also be implemented for your business, either as a completely new series of questions or as an extension to those out-of-the box.
Kraytix has been listed in the AppExchange for two years, helping businesses to give more value to the sales process. FrontRunner is key to bridging the gap between marketing and sales teams, while making sure the focus is on revenue that has the highest likelihood of winning.
The core of this application is the scorecard that gets appending on to either a lead or an opportunity via a related list and can be updated weekly.
Using categories and associated criteria so that throughout the entire journey of the deal, representatives can know straight away what the key factors for success are and put points against these to see how they impact a deal.
The assignment of the criteria outcome will be calculated by the system and illustrated in a matrix view with Red, Amber, and Green highlighting. Straight away, you can see what impact this will have on the deal with the options you have available.
By clicking the "Trend" tab, you're able to see over time how much the overall RAG score changes and it is automatically displayed in a bar graph format, directly in the scorecard view.
You're able to adjust this filtering by selecting the different weeks by specific history, so you have that immediate visualisation on how that lead or opportunity is being progressed. If you need further analytical information, you're able to report on this using standard reporting features in Salesforce.
The third tab "detail" allows you to see a summary of the different metric scores, associated records, and view more information (as per the detail view of a standard Salesforce Page Layout).
This view is useful for returning a range of metrics up front, as the scorecard evolves over time.
It also gives the option to create a new Scorecard snapshot, which is a recording of that scorecard and it's results against the defined categories at a specific time stamp.
Applying scorecards to any new business prospects has been in the sales industry with many business articles discussing the most effective frameworks. Adding this concept to Salesforce and capturing this as data allows for improved efficiency, quality, analytics, and alignment in the sales/marketing space.
Having categories, criteria, and outcomes laid out in this format allows for a more scripted sales process. This means that sales representatives are consistent in asking the same questions and can ensure that there's nothing critical missed. This is also particularly useful during a call for prioritising key questions, just in case the call is cut short.
You can also build off the solution like any standard object, potentially introducing approval processes or validation rules around scorecard data. This could be powerful for team leaders to ensure that a certain target score is hit before a deal is finalised for any high-profile customers.
An alternative to some of this apps components would be to use Salesforce Pardot's scoring/grading suite. If you do have Pardot, or are considering it, make sure to evaluate which option is best suited for your business. Pardot is a tool with a focus on ownership from the marketing team. FrontRunner, on the other hand is something that is native to Salesforce, and designed with a collaborative ownership between sales and marketing in mind.
Installation of the app itself is very easy and what makes it even easier is that the "Setup" tab gives you the option to import sample data straight away, allowing you to have the app working in minutes.
You should avoid using this feature in a production environment, but if you're looking to see how the different records relate to each other, especially in a fresh Salesforce instance, then this is a perfect way to understand how the setup functions.
Doing so will also give you the templates for BANT, MAN, and SCOTSMAN which are great resources and exemplars if you which to create templates of your own.
The back-end for setting up scorecards does require a few clicks given the hierarchy of the custom objects and the many to many relationship structure in Salesforce. The team are working to improve how intuitive this is, but at the present, an understanding of how parents and children in Salesforce are modelled is all you need for the administrative configuration, as it is a bit long winded. There's also great user documentation to assist in this.
There is a great installation guide that walks through all the necessary steps for configuring the application, and nothing out of the blue for an admin to run through (it's simply a matter of adjusting existing page layouts, adding users to the right permission set, assigning the licenses, and validating).
It'd recommend that there's proper user training that goes into using the scorecard solution and that there's upfront analysis done in making sure the best template (or templates) are accessible for your organisation.
The costs for the app as per the AppExchange listing is 25 USD per user per month, with discounts for non-profits available.
There is also the option for a free 30-day trial which can be installed directly into a sandbox.
With the overall cost, you would need to consider how many users you'd want to give access to the FrontRunner tools and it could be that only team leaders or those that deal with large customers in your sales team have access to these features.
If your business does have a use case for any scoring features when it comes to leads and opportunities, the trial option is a great gateway to purchasing licenses. This could also be a great alternative to seeking an implementation partner to develop a custom solution price-wise.
FrontRunner adds consistency and quality to new business, coupling well with any Sales Cloud license.
For more information on the team have a 30-day trial which is incredibly easy to configure and can be installed directly from the team's AppExchange listing.
If you need more information on scorecards or how FrontRunner implements this in Salesforce, you can also check out the team's website or documentation specific to scorecards.
Interested in having your app reviewed by the App Assessor?
Send an email to [email protected] for further information and pricing!


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I am so sorry that I haven't actually made a written post like this in a while. It's the same excuse- homework, revision, procrastination… But to be honest, I sort of lost it yesterday.
Finally part of the full stress of GCSE has hit me and my mock exams are in two weeks, starting with my spanish orals. How lucky am I? Yesterday I blew off work completely, after my calculator starting acting up, and went all out relaxing… until reality came rushing back after my shockwave flash crashed 2nd time in a row while I was playing poptropica. And before you say anything, I am not too old to play poptropica! Just as I'm not too old to watch Spongebob Squarepants (though I haven't watched it these last few months…). And besides, poptropica has these new sound effects and a new island called Virus Hunter or something so I was basically revising biology.
I was worried when it crashed for the second because I was pretty annoyed, and I knew how pissed off I could get if I lose repeatedly in poptropica, so I decided to close it down, get some books and start my revision again. But, of course, I distracted myself with something I like to call 'manga surfing' which doesn't involve using a manga as a surf board (I just kidding you; you knew that already 😉 ), but actually involves looking up manga and I found this one about cooking and-
Let's stay on the topic.
So anyways, I was manga surfing and watching TV so it took me even longer to work than it normally does and I was hardly paying attention to my work and just felt like slacking off again.
But then the TV spoke to me.
I was watching Popgirl because there was nothing good on and 'Life With Derek' came on. In the episode it looked like some super important exam was coming up and Casey (or however you spell her name) was doing full on non-stop revision and Derek was procrastinating. (Sounds familiar…) Then Derek had a vision or a premonition of what his life would be like if he did badly on the exams.I didn't actually get it, but I could tell it was bad.
So then I panicked a little and when I panic, I procrastinate and I continued to read manga whilst pretending to do a maths paper.
That night, I stayed up till about 1 or 2 am reading 'Crescendo', the second book of 'Hush Hush' to avoid sleeping, waking up and going to school, and when I finally put the book, I started obsessing over a question in the maths paper. It was probably easy and I already put an answer, but I couldn't stop thinking about it. This morning I woke up (late) and not long after 20 minutes or so, I burst into tears. Thinking of exams, revision, homework and time management- it was all too much!
My mum heard me crying and talked to me and she helped me make some changes to manage my time better and keep focused on my work. One of those changes was to go to the library after school which I didn't do because I hadn't told anyone and I didn't bring my normal revision stuff. My dad made my mood worse though, and when he heard about what I was crying about, he blamed it all on me saying that I have time for manga "and other rubbish" but not for my studies and I went to school feeling as I normally did on Monday mornings- angry… pathetic…
But then after crying a bit more and getting advice from people at school, I ended up coming home with a half grin on my face (not full. I'd never grin in public on my own) whilst thinking about my brother and his kicking. He opens door now, by the way, so I have to be always on guard. But, long story short, I cool with my dad now, I've de-cluttered my room and, in the process, part of my brain so I think I'm ready to start serious revision! But maybe I'll also clean my locker- that's a whole other story…
*Sigh…* Sometimes I wish I'll stay a kid forever or at least be whisked away to some fictional land, where they don't have GCSEs, on a magical adventure filled with hard-core action with swords and everything and a beautiful romance with a happily ever after.
I need to get my head out of the clouds.
As for my challenge, I think I've earned a good 7 points already. 5 for getting off my lazy bottom to buy a present for Cloud's birthday (In case you're wondering, I got her a necklace). It was the first time I'd ever gone out to a shopping center by myself on weekday and boy was it nerve-wrecking! I splashed on some subtle make to camouflage myself- I had to 'blend in', and quickly went around the shops in search of a gift. Let me tell you, going shopping on your own isn't fun, especially when you get cornered by random people from Green Peace or guys trying to sell their album and make their name in the world. I was forced to talk to that guy for a good few minutes before I could escape.
The other two points were for greeting people in my church choir (which I recently joined) even though I felt like punching myself instead. They're nice people who don't laugh at me when I drop all my little sheet on the floor every week, but it's just hard not to be nervous, especially when you're me…
That's going to be my main challenge of the week- greeting people. I'll make a little counter thingy to take note of my points. That's 7 so far! Not much, but a good start!
I'll finish this post here, but maybe next time I'll talk about my friend Phoenix because I find her really interesting. Or maybe I talk about something completely different. Well, you'll just have to find out next time.
Again, sorry for the late post. Don't be surprised if I don't write a post again till the weekend, but I'll try to post something before then. If I don't… then I'll give you a muffin. Is chocolate okay? 😉 Till next time.
~EpicCupcake signing out.


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1 bunch fresh spinach, cleaned and chopped small
2 cups cooked chickpeas
2 cloves garlic (to taste), crushed
2 tablespoons sweet paprika
1 tablespoon ground cumin
1 tablespoon vinegar (optional)
2 tablespoons olive oil
Place chopped fresh spinach in a heated pot, and cover until spinach collapses and is about half-cooked.
Mix paprika and cumin together.
Heat oil in a large skillet. When hot, toss in spices and REMOVE FROM HEAT. When the spices are fragrant (it takes just seconds), toss in the spinach and mix well. Add chickpeas and check for salt. Heat through.
Some people like to drizzle vinegar on this, I like it plain.
Paprika comes in two kinds: spicy and sweet. Don't do what I did and grab the wrong jar!


text: Wharfedale Pro EzGo Portable PA The Wharfedale Pro EZGO is an innovative portable PA solution that is ideal for announcement, presentation and entertainment applications. EZGO is simple to use and requires no specialist or technical knowledge to stage a professional performance. Its class leading usability is matched to genuine professional audio quality. Rapid setup and near non-existent take-down times ensure that EZGO will always keep your presentation stress free and professional. Audiences of up .


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Here's some advice for Mitt Romney: Tack to the political center. Actually, no: Fire up your conservative base. Talk more about your agenda. Or maybe talk more about yourself. Loosen up! But avoid gaffes at all costs. Own your Mormonism. On second thought, conceal your Mormonism. Shake the Etch A Sketch on immigration. But stay consistent and don't flip-flop. You can only win by picking Marco Rubio as your Veep--unless Rubio's too green. And try dressing more casually. But whatever you do, don't focus-group your wardrobe.
Every pundit, politico and GOP player has an opinion about what Mitt needs to do to win. But while it's a fun game for outsiders to play (the tips above reflect the real advice of various columnists and operatives), it drives the people who actually run campaigns crazy. One Romney adviser calls them the Uncle Leos, after a memorably intrusive relative who wouldn't leave Jerry Seinfeld alone. "Kibitzing," says Jim Jordan, who managed part of John Kerry's 2004 campaign, "may be the hardest thing for any campaign manager to handle."
That can be a test of both sanity and discipline. "It's a massive cacophony of noise coming at you, from the network news to the newspapers, radio, cable, all the commentators, the high-end donors, to the friends and family of the candidate," says Steve Schmidt, who managed John McCain's 2008 run. "It's important to have the focus to manage the information flow to sort out what's important and what's not."
Mostly, say the pros, outside advice just isn't worth much. When a columnist writes an open memo or a millionaire donor whispers in the candidate's ear at a $32,000-a-head dinner, the advice isn't informed by thorough polling or knowledge of the candidate's long-term strategic plan. Often the kibitzer is covering ground that's been well trodden during internal strategy sessions (or on cable TV, for that matter) and rejected for good reason. "It's just an odd profession," Jordan says, "in that anyone who's successful in any field--or anyone with a blog--thinks they can run a presidential campaign [better] than the guys who actually have decades of experience in politics."
Of course, the pros also often get it wrong. That's why a few keep their ears open. "There's some nuggets out there," Scott Reed, manager of Bob Dole's 1996 campaign, insists. Asked whether he can recall acting on a specific suggestion from a pundit, donor or other distant but well-meaning ally, however, Reed draws a blank. "Normally, the things you hear on TV are 'The campaign needs to be bold.' And it's like, Well, define bold for me and tell me how to implement that," he says.
It's important that a campaign demonstrate a listening ear, Reed says. And it's true that in politics, you sometimes have to treat people you intend to ignore as if they're clairvoyants. But that comes at a cost: wasting time talking with donors and other chatty VIPs, for instance, or watching TV talking heads--whom campaign insiders seem to resent and obsess over in equal measure. (Nor can campaigns resist hostile criticism. At one point in the HBO movie Game Change, Schmidt admonishes McCain to "stop watching Olbermann.")


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Combine Glycolic Peels and Photofacials for Optimal Results
If you are looking to diminish early signs of aging and refresh your appearance, Dr. David Passaretti offers a series of treatments combining glycolic peels and photofacials at his Darien, CT, practice. This combination can provide significant cosmetic effects with no downtime. Because peels and photofacials will address different layers of your skin, the two procedures can eliminate various types of blemishes and provide more dramatic results. Your combined treatment regimen can leave you with softer, more even, and younger-looking skin. Contact our office to find out if these combined treatments are a good option for you.
What Is a Glycolic Peel?
A glycolic peel is a light chemical peel that can reduce fine lines and other blemishes by stimulating your body to shed old, damaged skin cells. We apply glycolic acid, derived from sugar cane, to the treatment area. The solution is safe and will only cause the top layer of damaged skin to slough off over several days. The skin below can appear younger, smoother, and more supple. Glycolic peels involve minor discomfort and no downtime.
What Is a Photofacial?
During an IPL™ (intense pulsed light) Photofacial, we will direct high-energy lasers at the treatment area. The light penetrates to the lower layers of your skin. As it does, the energy can shrink blood vessels and increase collagen production for lasting results. A photofacial can address deeper blemishes than a glycolic peel, and is particularly useful in addressing sun damage, uneven pigmentation, and blotchy skin. Because this treatment does not remove any tissue, it involves less discomfort and no downtime, unlike other laser skin treatments. Most patients experience only minor redness after their treatment.
Alternating peels with photofacials is a common and highly effective option. Because they target different levels of tissue, the two treatments can address multiple concerns at once.
Combining Treatments for Stunning Results
We generally alternate these procedures over a total of six treatments with three glycolic peels and three photofacials. Alternating peels with photofacials is a common and highly effective option. Because they target different levels of tissue, the two treatments can address multiple concerns at once.
The procedures are typically performed with one treatment every two weeks. Depending on how your skin reacts to treatment, the timeline may be altered. The most common side effects are mild redness and swelling, but these should subside quickly. Dr. Passaretti will provide tips on how to best care for your skin, and speed healing between procedures. He can also provide lotions and creams to help with any discomfort. Throughout all of your treatment, and after, your skin will be more sensitive to the sun. You will need to wear moisturizer and broad-spectrum sunscreen, and avoid large amounts of direct sunlight.
Contact Us
If you are looking to significantly refine the appearance of your skin with non-invasive, conservative treatments, a combination of glycolic peels and photofacials may be right for you. Reach out to our office today to schedule a consultation and learn more about candidacy, the treatment timeline, and aftercare.


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Do you remember being a kid and being afraid of something?
When I was little, I remember jumping onto my bed, not gently climbing…violently jumping with a 4 foot start because I was afraid something was going to grab me by my ankles. For some, including me, it's something as simple as being afraid of the dark. My two oldest kids are 9 and 7 and every night we still leave a lamp on for them. Every night we tuck the kids into bed saying prayers, hugs, kisses and even ensuring that Elijah's tucked in with his flashlight and nun chucks (because you never know when you'll need them.) Yet, sometimes that fear of the unknown sneaks in.
Maybe it's just because Halloween is lurking right around the corner but today, I got a reminder of what that kind of fear is like.
I cleaned my fridge.
And let me tell you…I was frightened. (I was so glad there is a light in there, or else I would have had to borrow Elijah's flashlight and nun chucks) There was a whole lot of "unknown" going on in there. There were things in my fridge that as I pulled them out…very, very slowly I thought, "When in the world did I make this?" That's bad. I know, I'm pretty apprehensive to even admit to what the fridge looked like, but I've got to be straight forward here.
I am so busy during the day with so many "other" things to do around the house, that I'll be the first to admit that cleaning the fridge is the absolute last thing on my mind. It's crazy because I am in the fridge ALL day long…well, not sitting in it, but getting stuff out and putting leftovers in. I just didn't realize how many leftovers I had put in! It was bad.
For the last two weeks Ray and I have been saying, "Where are all of our Tupperware with LIDS?", searching all over only to find a lid with not matching partner…I found them. They were being held hostage in my refrigerator, along with Emaleigh's long lost sandwich box. I'm pretty positive that when I opened up one of the many containers I actually heard it plea for its life. Tupperware after Tupperware of half eaten food, outdated cottage cheese, a bag of drippy lettuce and frosting (that I know grew an eyeball).
Ray thought I was crazy when he would ask me what we're having for dinner, and I would have no clue…running out of ideas. He thought we had a fridge full of options…little did he know, these "options" were forming their own armies in our fridge. And, if I hadn't cleaned it out today they just might have retaliated tomorrow. With this being said, I courageously cleaned out our entire fridge. No bad mayonnaise or sour milk was left behind. I cleaned it all, and boy did it feel good! Now that the fridge is clean, one thing is clear; it's time to go grocery shopping. Hopefully the next time it needs cleaned; there won't be anything in there going "bump in the night".


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The CSC's evaluation and monitoring (E&M) programme aims to:
- Monitor the experiences, satisfaction, and performance of Commonwealth Scholars and Fellows
- Identify and measure the outcomes and impact of Commonwealth Scholarships and Fellowships on individuals, institutions, and communities and societies
- Contribute to the CSC's learning processes and inform strategic and operational decision-making
- Strengthen accountability and communicate outcomes to award holders, funders, and other stakeholders
The E&M programme is coordinated by a team at the CSC Secretariat and overseen by the CSC's Evaluation and Monitoring Committee.
The CSC uses a variety of methods to gather evidence relating to the outcomes and impact of its eight scholarship schemes. In particular, we aim to track individual trajectories to determine personal award outcomes, as well as exploring the cumulative impact of awards on wider socioeconomic development.
Each year we send out surveys to incoming Commonwealth Scholars and Fellows and alumni to gather information about their pre- and post-scholarship/fellowship careers. From alumni, we collect details on the knowledge and skills that they gained during their award, and their ability to apply these skills in the workplace after returning home. We also ask for details of their activities, and the impact they are having in key development sectors.
We are also interested in the experiences and views of other stakeholders and partners; we survey hosts, employers, and overseas nominating agencies. We also undertake ad hoc survey exercises.
Findings from these surveys are reported to the CSC's E&M Committee and the wider Commission, and are also published for wider dissemination.
Interviews and focus group discussions
Understanding the experiences of our Scholars and Fellows while they are in the UK and after they return home is an important part of our work, and we collect detailed qualitative data through individual interviews and focus group discussions. These activities enable us to gain an in-depth understanding of the successes of our alumni and the challenges that they face in their careers, as well as providing a wealth of rich information about wider outcomes and impact.
As with surveys, the E&M team has also initiated interviews and focus groups with hosts and supervisors, in order to better understand their experiences of the programme and to document its benefits to UK universities and host organisations.
Developing new tools and methods
Over the past ten years, the E&M programme has developed and refined its methods, building on an initial (essential) tracing and survey exercise. We have experimented with counterfactual approaches, aligned data collection tools across programmes to allow for future comparative review, and developed a new longitudinal survey methodology. Upcoming priorities include building on existing qualitative work, and developing new and improved means of publishing and disseminating our findings.
Scholarship evaluation: collaborating with others
The CSC is continually striving to improve its approach to scholarship evaluation. As well as attending relevant workshops, seminars, and other events within the evaluation and higher education sectors, the E&M team works closely with external colleagues in the UK and overseas to share experiences and knowledge wherever possible. In addition to our own publications, we work with the Association of Commonwealth Universities to curate the 'Measuring Success?' blog series, featuring contributions from colleagues throughout the sector discussing their experiences of analysing the outcomes of scholarships and of evidence-informed policymaking.
For more information
Contact the E&M team at email@example.com


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Colombia: International seminar seeks ways to better protect health services
28-07-2014 News Release 13/133
Bogota/Geneva (ICRC) – An international seminar on "Humanitarian consequences of the lack of respect and protection for health services," organized by Colombia's Ministry of Health and Social Protection with support from the International Committee of the Red Cross (ICRC), the Colombian Red Cross and the Norwegian Red Cross, will take place in Bogota, Colombia, from 29 to 31 July. International organizations and public health authorities and National Red Cross Societies from 12 Latin American countries will attend.
Participants will include Alejandro Gaviria, Colombia's health and social protection minister, Fernando José Cárdenas Guerrero, president of the Colombian Red Cross, and Jordi Raich, head of the ICRC delegation in Colombia.
"Health services must be allowed to carry out their activities unhindered, as many lives depend on them," declared Mr Guerrero. "The ICRC and the Colombian Red Cross are working together with the Colombian government to find ways to better protect health services in Colombia. During the 2013 farmers' strike for example, five convoys carrying medical supplies were organized in response to the humanitarian emergency."
In many countries, health personnel work under unsafe conditions, which adversely affect the medical attention they can provide for the sick and the wounded. "This seminar," said Bruce Eshaya-Chauvin, an ICRC medical adviser based in Geneva, Switzerland, "will facilitate the exchange of good practices to mitigate the effects of security problems faced by health services."
For further information, please contact:
Patricia Rey, ICRC Bogota, tel: +57 311 491 07 89
Lina Paola Díaz, Colombian Red Cross, tel: +57 312 351 96 11
Alexis Heeb, ICRC Geneva, tel: +41 79 218 76 10


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Learn key Blacksmithing techniques whilst forging your own piece of art to take home.
Book in for a Basic Blacksmithing day course for beginners, focusing on learning key basic techniques which are the foundation to all blacksmiths forge work.
After a short introduction with our resident blacksmith you will explore the history of smithing from Gold to steel; modern Iron & Steel, including their types and uses and receive your itinerary for the day. You will then go through all health, safety and fire management procedures before going on to begin your first blacksmithing project of the day. You will be guided to safely use the hand tools and incorporate design elements into all four of your projects throughout the day. At the end of your course you can expect to take away a few pieces of your own handcrafted work, during the day you will be creating the following pieces; 'S Hook' 'Nails' 'Scroll Hook' 'Bottle Opener' and finally for those wishing to continue smithing, 'Flat Bit Tongs'.
Who is the day suitable for?
Our Basic Blacksmithing Day course is aimed as a one on one session although we are able to take group bookings (maximum of 3 students) which will allow you to get the most out of your time at the forge. Blacksmithing is a very physical activity in an old traditional forge which may not be suitable for everyone. Please contact us before booking if you have any injuries or disabilities.
When are the courses run?
We offer both weekday and weekend courses, dates for which can be arranged with us by telephoning our reception. Dates can be booked at the time of purchase or arranged at a later date if purchasing a gift voucher. Courses run from 10am through until 5:30pm, you will have a break for lunch provided by us in our Tearoom.
What to wear?
You should wear overalls or old clothes that you wouldn't mind getting dirty or damaged, clothes must be natural fibres (cotton or denim) absolutely no man-made fibers – things like shell suits can melt and cause unbelievable burns. Trousers must be full length and the same goes for sleeves. You must wear a stout pair of shoes (absolutely no open toes) non steel toe caps worn at your own risk. You will be provided with safety equipment for the day, being an apron, safety glasses and gloves.
If you will be redeeming a CraftCourses gift voucher on this course, the voucher code must be provided at the point of booking.
Our Basic Blacksmithing Day Course costs £120 which includes lunch and tea or coffee.
Why not extend your course and have a short break in our self catering accommodation.We have accommodation on site which sleeps from 2 to 10 and is only a 20 minute walk from the spectacular Three Cliffs Bay.
Full Day
Available dates:
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Here's one of the most used formulas you should keep on hand…
How to find how many CFM your air compressor delivers.
Follow these steps to find how many
CFM Your Air Compressor delivers
1. STOP the compressor unit
2. CLOSE the outlet valve on the tank/air receiver
3. DRAIN the condensate from air receiver until there is 0 PSIG -then close the drain valve
4. NOTE THE TIME– minute & second. Then START THE UNIT.
When unit stops/unloads – then NOTE THE TIME again – minute & seconds. Convert minutes into seconds and then total number of seconds it takes between START and STOP/UNLOAD.
5. NOTE the GUAGE PSIG reading
6. NOTE the Air Receiver/Tank GALLON SIZE
TANK GALLONS x .538* x PSIG divided by SECONDS
You have an 80 gallon tank, your total seconds timed were 189 and you noted 175 PSIG.
80 multiplied by .536 = 42.88
42.88 multiplied by 175 (example PSIG) = 7504.00
7504.00 divided by 189 (total seconds)= 39.71 CFM delivered
You now know that your air compressor is delivering 39.71 CFM
Your Response to this evaluation should be to compare this number with what your air compressor manufacturer says your CFM should be and evaluate how efficiently your compressor is running.
Tommy McGuire
McGuire Air Compressors, Inc.
"Real People with Real Compressor Experience"


text: Embed Files (like mp3) in a Rich Embed Segui Xelostar 22 ottobre 2019 12:02 Some bots that do stuff with music might want to send a preview. In my case, it's a bot for a rythm game. I'd like to be able to embed a smaller version of the music player in a Rich Embed of the bot. Right now I have to separately send a message where I upload the whole file which results in a relatively very large audio player. Especially if the clips are only a few seconds, we don't need to see a progress bar of the music. 22


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I will give you the treasures of darkness,
riches stored in secret places,
so that you may know that I am the LORD,
the God of Israel, who summons you by name.
Isaiah 45:3
Darkness. A time where nightmares happen. When things can be hidden. A time when attacks and other crimes take place because no one can see.
A time when tiredness and loneliness can come crashing together and make the world seem like a terrible place until the promise of a new start and another day comes with the morning. A time when the pressures and failures of a day come together and feel like they are insurmountable. A time when I often feel low.
But sometimes good things can come from darkness. Someone once told me that a light shines brighter when it is in a darker place, and it is so true. I still picture the block of flats in the early twilight she pointed to as she said this. Sometimes we need the bad times, the low times to show to us what the good times can be.
And sometimes God can work through our bad times to bring us into a better place. Even when it might feel like He is a million miles away, or that we have pushed Him away through what we have done, He is still there. After all, the God who made the universe isn't going to change along with our feelings, is He?
It doesn't always feel like we have riches in hidden places. I know it often feels that I have no riches, no value, no nothing whether openly or hidden. But that is a lie isn't it? Each one of us has treasures and riches inside because we are children of the living God, and made in His image. Sometimes we just have to dig a little harder to find them, that's all. But there is a promise in there, that times will get better, and through that we might know the God who has called us each by name.


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What is Cajeput Oil?
Cajeput oil is a volatile oil derived from leaves of Melaleuca leucadendra, it belongs to Myrtaceae. Cajeput tree is originated from Australia, Malaysia and Indonesia. Tree has lamellated bark and long flexible irregular branches and leaves are ash in colour and sessile flower.
How to Extracts it?
Cajeput oil is extracted from hot day dried leaves and twigs through steam distillation with phosphorous pentaoxide, which are macerated in water and distilled after fermenting to obtain cajeput Essential oil.
Cajeput oil is constitute mainly cineol compound and other various compounds such as caryophyllene, α-pinene, β-pinene, limonene, α- terpinene, α terpineol, benzaldehyde γ terpinene, terpinolene, terpineol, cymene, linalool and myrcene.
Blending: Cajeput oil well blinds with other essential oil and spice oil as well such as tea tree oil, eucalyptus, clove oils, clary sage, marjoram, oak moss, bergamot, thyme, geranium, rosemary oil, lavender oil, ylang ylang, pine oil and cedar oil.
Universal Properties-
Cajeput oil is pale yellow in colour & warming in texture. It is pungent and camphoraceous or hyacinth like odor. It has strong & fresh, slightly sweet and fruity aroma.
Cajeput oil is well known for its medicinal applications.
- It is used as ingredient in inhalant oil for colds and sinus infection.
- It is anti neuralgic as it reduces feeling of pain and uplifts the spirits as it cleanses air as it stimulates Eccrine glands which promote perspiration helps to remove toxins from body.
- It helps to clear eczema and also beneficial for skin.
- It is used to relieve stiff, aching joints caused by rheumatisms.
- It is used as ailment on cuts and wounds from rusty iron to prevent tetanus due to antiseptic property.
- It is effective against insect killing and driving away insects, so used in vaporizer.
- It is decongestant and expectorant as it provides relief in congestion of nose, throat and other respiratory problems such as coughs, bronchitis, pharyngitis and laryngitis.
- It is analgesic in nature so used as ingredient in liniments for sore muscles it provide relief from pain in joints, headache, muscles and also pain from fever.
- It is used in anti septic creams and toner as it smoothes and brightens skin, also enhance tone of skin.
- It is also effective against fever as it stimulate sweat, which cools down the body.
- It has carminative property so it provides relief in gas trouble by expelling gas.
- It improves blood circulation and anti-inflammatory, as it reduce inflammation.
- It is effective against ace and cure pimple as well.
- It is used to flavoring in food and beverages.
- It provides relieve in gum pain and help in toothache.
Safety and Precaution:
- Do not use undiluted oil, may cause irritation.
- Avoid use while pregnant or breast feeding.
- Keep cajeput oil from reach of children as it may cause breathing problem.
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Friends to rate and reviews our this official articles, actually our essential oil factory manufacture several amazing essential oils, in brief we can share like that Rosemary oil, Tea tree oil, Eucalyptus oil, palmarosa oil, lime oil, dill seed oil, cedar wood essential oil, lavender essential oil, etc. So whenever you plan want to dedicate to shop only brand name in Southern zone, Eastern zone, Middle east, Far east or Africa zone. We reputed manufacturer always wishes for your young health and happy life with Essential oils. For more Please visits: http://www.aosproduct.com/ thanks


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Puerto Rican Prawns with Lobster-Yucca Mofongo and Sofrito Broth2013-06-25
- Course: Main Dish
- Add to favorites
- Yield : 4 servings
- Prep Time : 20m
- Cook Time : 30m
- Ready In : 50m
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- 1/2 gallon vegetable oil, plus more for the mold
- 2 tablespoons Achiote (annatto) Oil, plus 4 tablespoons, recipe follows
- Two 2-pound Caribbean lobster tails
- 2 yucca, peeled, boiled, and cubed
- 4 teaspoons minced garlic
- Salt and pepper
- 4 tablespoons olive oil
- 12 prawns, peeled, cleaned, and deveined
- 4 cups Sofrito Broth, recipe follows
- 2 cups Spanish olive oil
- 1 cup annatto seeds
- 4 tablespoons Achiote Oil, recipe above
- 1/2 cup diced yellow bell pepper
- 1/2 cup diced aji dulce pepper (substitute a bell pepper)
- 1/2 cup diced onion
- 4 tablespoons minced garlic
- 2 tomatoes. peeled, seeded, and diced
- 1/2 cup minced recao (substitute cilantro)
- 5 cups shrimp stock or clam juice
- 1 cup tomato puree
- 1/2 cup sliced pimento stuffed olives
- 1/2 cup minced fresh cilantro
Step 1
Heat vegetable oil to 375 degrees F in a heavy-duty 4-quart stockpot.
Step 2
Heat 2 tablespoons Achiote Oil in a skillet and saute the lobster meat until just warm. Remove from pan and place on a clean plate. Cover the lobster with plastic wrap and keep warm while preparing the yucca.
Step 3
Place the yucca in the hot vegetable oil and deep fry until golden brown, about 3 to 4 minutes. When the yucca is ready, place in a bowl and add the remainder of the Achiote Oil and the garlic. Season with salt and pepper and toss to distribute all ingredients evenly. Mash the yucca until there is an even red color throughout the mixture. Add the warm lobster to the yucca and fold together. Using your hands, fill a greased 1 cup mold (pilon) with the mofongo and pack firmly to form a mold. Remove the mofongo from the mold by turning the mold upside down and tapping gently. Repeat this procedure with remaining yucca mixture. You should have 4 pilon shaped mofongos. Place on a plate, wrap in plastic, and keep warm while preparing the prawns.
Step 4
For the prawns, heat olive oil in a large saute pan. Season the prawns with salt and pepper and cook 30 seconds per side. Add 4 cups of the Sofrito Broth to the prawns and simmer until prawns are cooked through, about 5 to 7 minutes. To serve, place 1 mofongo in the middle of 4 pasta bowls and arrange 3 prawns around each of the mofongo. Ladle broth over mofongo and serve immediately.
Step 5
Heat the olive oil in a 2-quart saucepot. Add the annatto seeds and remove from heat. Let steep at room temperature for 4 hours. Strain oil into a glass container. Keeps for up to 1 month.
Step 6
Heat the achiote oil in a saucepan. Add the bell pepper, aji dulce, onion, garlic, tomatoes, and recao and saute for 4 minutes, stirring constantly. Add the shrimp stock, tomato puree, and olives and simmer gently for 20 minutes until all flavors are combined to an aromatic broth. Remove from heat, stir in cilantro, and serve.


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Olde Caulfeild Homes For SaleView all MLS listings for single-family homes, houses, detached homes, properties and real estate for sale in the Olde Caufeild area of West Vancouver. You can browse through other areas or dwellings by clicking the menu above. Call me today at 604-644-0065 to view any of these listings.
- 3 Beds
- 4 Baths
- House/Single Family
- 3,690 sq.ft.
[MLS®#: R2479648]Semi-waterfront 'Beach House' residence in the heart of historical Olde Caulfield. Cu...Read More
Listing Provided By: Royal LePage Sussex - Jason Soprovich
- 4 Beds
- 3 full, 1 half Baths
- House/Single Family
- 4,848 sq.ft.
[MLS®#: R2185286]HISTORICAL SEMI-WATERFRONT GREYSTONES ESTATE – Built by Vancouver's 11th Mayor, Fred...Read More
Listing Provided By: Royal Pacific Lions Gate Realty Ltd.
- 2 Beds
- 3 Baths
- House/Single Family
- 2,832 sq.ft.
[MLS®#: R2424083]INCREDIBLE OPPORTUNITY. ! First time ever offered for sale! Huge Historic Olde Caulfeild E...Read More
Listing Provided By: Sotheby's International Realty Canada
- 5 Beds
- 6 full, 1 half Baths
- House/Single Family
- 6,916 sq.ft.
[MLS®#: R2461690]World Class a spectacular Semi- WATERFRONT House. This stunning home with beautiful breat...Read More
Listing Provided By: RE/MAX Masters Realty
The data relating to real estate on this web site comes in part from the MLS Reciprocity program of the Real Estate Board of Greater Vancouver. Real estate listings held by participating real estate firms are marked with the MLSR logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by the Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of the Real Estate Board of Greater Vancouver. Copyright 2020 by the Real Estate Board of Greater Vancouver, Fraser Valley Real Estate Board, Chilliwack and District Real Estate Board, BC Northern Real Estate Board, and Kootenay Real Estate Board. All Rights Reserved.


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|556 Plays
Type the name and press Enter to view the result.
Use the Foxy's Love Calculator and find out the true love of Foxy, an animatronics in FNAF games, as well as realize the person that he hates for free! By typing a name and pressing Enter, you can know who it is. If you get the high point, you will receive the positive probability. It also means that Foxy has a successful relationship with that characters and vice versa. Let's play the selected Fnaf Games and create an impressive list right now! Have much fun!


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Building Information Modelling
The Role of Building Information Modeling in Design-Build Projects
As the power and reach of information technology has expanded over the last several decades, the building industry has grown with it by finding new ways to incorporate digital modeling and databases into building projects. The latest of these developments is Building Information Modeling, which offers designers and contractors the chance to integrate the many separate aspects of a building project into one cohesive digital model.
What is BIM?
Building Information Modeling (BIM) is the creation of a digital representation of a building project that encompasses all phases of the project from design to completion. In addition to the plans for the physical elements of a building, details like deadlines, cost projections, and sub-contractor responsibilities can also be included. One of the biggest advantages of using BIM is that all the objects in the model are parametrically linked, making it easy to coordinate revisions throughout the entire project.
How does BIM work in the design-build project delivery system?
Because building information models are specifically designed to capture and organize information from the many different parties involved in a construction project, it's proven to be an important tool for design-builders. The models provide a way for architects, structural engineers, mechanical systems experts, contractors, and building owners to combine their area-specific knowledge and help move the project seamlessly between phases.
Pre-design/design. Design-builders can benefit from BIM even from the very earliest stages of a project. Because the use of BIM allows the design-builder to more accurately and efficiently estimate costs for a project, these models can decrease the cost of producing bids and increase the strength of proposals. Building information models also streamline the design phase once projects are won by making it easy to integrate input from all team members.
Construction. Building information models are more than just architectural drawings or engineering plans. They can also be used to integrate information on time and cost such as fabrication and installation deadlines, contractor responsibilities, RFIs, and the cost of materials. Having all of this information in a central location improves efficiency during the construction process by removing redundancies, minimizing waste, and improving the process of clash detection.
Operations. Once a building project is complete, the building information model can be passed to the owner/operator, who can use the model to streamline operations and maintenance. Instead of relying on physical examinations to handle problems, the owner/operator will have a complete picture of the building's mechanical, electrical, and plumbing systems that will help detect and resolve operational issues efficiently.
The design-build project delivery model allows BIM to be used to it greatest advantage. In traditional design-bid-build projects, many of the benefits of the building information model are lost when the project changes hands, but with design-builders, BIM can be used to improve project efficiency from conception and construction to operations and demolition.
If you're interested in our design-build LEED or BIM projects, please contact us at 604-439-3344.
You may also check our Project Gallery for more information on our current projects.


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This weekend marked Tel Aviv's annual T-Market event, a fashion event that celebrates local young talents in design. Although the central idea behind this event started as a T-shirt market, it has expanded beyond and now features clothes, accessories, shoes, bags and even art, as well as cool live music and cheap booze.
The whole layout of the event had a very market place feel, which we loved. It made the atmosphere cool and laid back and allowed the designers to get really creative with their displays. Not to mention that the designs on display were sold at (almost) market prices. The sales were insane and we just couldn't resist. The accessible prices and fun young atmosphere made this a kind of fashion event for the masses.
Here are some of our favorite designs:
Shani Jacobi's interesting geometric jewelry incorporates leather, gold and Swarovski crystals for a look that is sure to make a statement.
Rony picked out Jacobi's minimalistic gold rings.
T-Market sold amazing clutches in just about every color, size and texture.
Rony picked out an oversized wicker clutch.
Punchaos is a jewelry and accessories label with girly and retro designs. It is clear that designers Jessica and Yuval love to experiment with material and color and the results are beautiful.
We love seeing how designer Odelia gets better and better each time we see her designs. Her beautiful nature-inspired display caught our attention and we loved the designer's new rings collection.
You may remember Odelia's chic clutches from last year's event. Rony scored Odelia's delicate and beautiful gold heart bracelet.
Sackpack had a very chic adult version of that sack pack we used to have as kids, in various materials, textures and colors.
One of the coolest displays by far were by Dima Gorbachev, who had his super cool T-Shirts taped to the walls.
Natalie Motlis, the designer behind jewelry label Lilla My, is one that never fails to make us feel a serious sugar rush because her designs are so sweet and creative.
You may remember the label from this post and this post. From the adorable creatures adorning her jewelry (bulldogs, kitties, fish, rocking horses and many more) to the unique pieces they are made of, to the gorgeous display, Lilla My is always a treat!
Rony wore a houndstooth print crop top with high waisted long shorts, peep toe bow pumps, blue and orange clutch, colorful necklace from Madrid and hair tie.
Stay fabulous lovely readers!


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Arkansas Catholic Schools Threaten LGBT Students with Expulsion
LITTLE ROCK, Ark. - New rules issued by the Diocese of Little Rock appear to require lesbian, gay, bisexual and transgender students in Catholic schools in Arkansas to hide their sexual identity or face expulsion.
The diocese issued an addendum last week to the handbook for 6,700 students in the state's Catholic schools, warning that anyone who "openly expresses their sexual identity" will face disciplinary action.
Rita Sklar, executive director of the ACLU of Arkansas, said the edict is mean-spirited, whether or not it is legal.
"If they do anything to stigmatize this very vulnerable group of kids, I think it's very irresponsible and potentially dangerous," she said, "because we've seen what happens to LGBT kids when they feel unwanted and unloved. Sometimes they take their own life."
The rule, which also prohibits bullying based on sexual orientation, does not allow students to advocate, celebrate or express same-sex attraction. It also requires students to act and dress according to their biological sex. Diocese officials said the rules were issued to reflect "natural law" and the teachings of the Catholic Church.
Susan Hartman, executive director of the Northwest Arkansas Center for Equality, an LGBT resource center, said it appears school officials are trying to frighten and intimidate gay or transgender students into either conforming or being ostracized if they reveal their status.
"That, to me, just sounds like all students are going to suffer from this extreme environment of fear-mongering and this 'witch hunt' environment they seem to be creating through this policy," she said.
While it's unclear whether the rules violate students' civil rights, Sklar said, she doubts they will keep school officials from having to deal with LGBT issues.
"The bottom line, as far as we're concerned, is that, whether or not they have the right to do it, it seems, well, bizarre to say the least - and unhelpful to anyone," she said. "You know, try to put that genie back in the bottle. Kids are going to talk."
The handbook addendum is online at lrchs.org.