text:
Exclusive Specialty Coins, officially Licensed by Formula One World Championship Limited.
Rosland Capital, Exclusive Distributor appointed by Licensee Stunt & Co. Ltd., is proud to offer this gold and silver collection celebrating the most prestigious and glamorous motor racing event in the world, the FIA Formula One World Championship.
The Formula 1 Coin Collection includes a limited edition series commemorating five of the most well-known F1 races.
The star of the collection is a one-off F1 5kg pure .9999 gold 5kg coin made especially for the Abu Dhabi Grand Prix at the Yas Marina Circuit. Presented in an acrylic case in a carbon fibre box, this beautiful coin is the only one of its kind in the world. A true 'one-off'.
Not too far behind is a very limited edition F1 1kg gold coin. These few 1kg .9999 gold coins are presented in an acrylic case placed inside a carbon-fibre box, providing an attractive & very rare example of F1 collective history. The coin set is even delivered with a pair of gloves to enable handling of the coin! Only 15 of these 1kg coins have been made, making them extremely rare indeed.
The individual circuit coins are are 999.9 pure gold, 1/4 Troy oz., 2016 issue, legal tender and minted as proofs by Swiss-based PAMP SA, one of the world's finest producers or precious metal coins. The F1 Collection also features all Formula 1 circuit names on 2.5 oz. gold and silver coins in limited editions.The 2.5 oz gold coins are 999.9 fine gold; the silver 2.5 coins are 999.0 fine silver.
New! Rosland introduces the exclusive Ayrton Senna Collection
The Ayrton Senna collection was introduced at the 2017 Formula 1 Monaco Grand Prix. It was designed in collaboration with the Instituto Ayrton Senna to celebrate the landmark first win at the most renowned F1 circuit by its most famous son thirty years ago.
Six 30oz gold coins along with a further 180 2.5oz gold and 300 2.5 silver coins all bearing the iconic image of the Brazilian driver have been produced. The limited number of coins mark them out as timeless collectors' items for any true F1 and Ayrton Senna fan. Each individually crafted coin is minted by Swiss-based PAMP S.A., one of the world's finest coin producers. A share of the proceeds go directly to the Instituto Ayrton Senna.
Watch an interview with Rosland Capital CEO Marin Aleksov and Bianca Senna:


text:
Aug 14, 2017 9:00 AM
Are you a smoker? Volunteers are needed for a research study at Huntsman Cancer Institute.
Who can participate?
- Must be interested in quitting smoking
- Must be able to speak, read, and write in English
- Must be 19+ years old
- Must have a working phone number
For more information please contact On-Track at 801-213-6190 or email@example.com.
Participants will be compensated for their time and nicotine patches will be provided at no cost.

subset: commoncrawl


text:
Spice Manufacturer Installs X-Ray Inspection Equipment To Detect Foreign Contaminants
Almi GmbH & Co whose headquarters and production site is in Oftering near Linz in Austria is one of the leading global manufacturers of high-quality spice blends and additives for sausage, ham, meat, and fish products.
Almi uses high-quality raw materials and attaches special importance to comprehensive inspection; they continuously monitor current developments in the raw material market and in production processes. There is complete production traceability and all products undergo final inspection. Numerous certificates (ISO 9001:2008, ISO 22000:2005, HACCP, IFS version 6, HALAL CONTROL e.K., organic certificate, kosher certificate, Austria certification mark, and others) confirm that Almi has a comprehensive quality management system. They already use, for contaminant detection, inductive metal separators, magnets, and camera systems.
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text:
Professional Heating ContractorsAre you looking for reliable HAVC contractors? If so, look no further than JC Heating & Air Conditioning, Inc. Since 1975, we have been providing quality heating and cooling services in the Santa Cruz area. We offer a comprehensive line-up of services for you and your family.
Our services include air duct replacement, furnace replacement, heating services and more. We serve counties such as Santa Cruz, Monterery and Santa Clara. We offer our services to the residents of Felton, Boulder Creek, Ben Lomond, Davenport, Soquel, Capitola, Seacliff, Aptos, Rio Del Mar, La Selva Beach, Watsonville, Pajaro, Aromas and the surrounding area.
JC Heating & Air Conditioning, Inc. is the one-stop solution for all your heaing needs. Our staff manages all aspects of the job to ensure it gets completed on time and to your satisfaction. Call us at (831) 431-8242 for more information.
Why Choose Us?
- 43 Years in Business
- Well-Trained Staff
- Prompt Service
- Competitive Rates
- California State Contractors License (405290)
We Offer:
- Heating Installations
- Furnace Replacement
- HVAC Installations
- and More
To Learn More About Services,
Call Us at (831) 431-8242.
Call Us at (831) 431-8242.
JC Heating & Air Conditioning, Inc.
1900 Commercial Way, Suite E, Santa Cruz, CA 95065
Business Hours
Mon - Fri: 7:00am - 4:00pm
Sat - Sun: Closed
Sat - Sun: Closed
Appointments Available


text:
Featured Products
MSRP:Was:Now: $48.99
Classic Nosh BasketMSRP:Was:Now: $89.99
Lox of Love BasketMSRP:Was:Now: $274.99
Classic Hamentashen DuoMSRP:Was:Now: $37.99
Challah Connection began in 2002 as a challah delivery service in Fairfield County, Ct. Every Friday, for Shabbat, customers received a fresh baked challah in their mailbox, along with their morning newspaper. With a business plan to expand the service nationwide and make use of the emerging internet, the business quickly switched to a new path, as many young businesses do, because of a key event. For Challah Connection, the key event was a feature in the New York Times, where the company was highlighted for this unique and heymish (Yiddish for heartwarming) service. We were happily swamped with orders but not for challah deliveries as we expected, but rather: gift baskets. "No problem!" said the very happy owner, Jane Moritz, "of course we can do gift baskets."


text:
HOWTO Home
Current HOWTO: Remote-Serial-Console-HOWTO
v2.6 2003-03-31
An RS-232 serial console allows
Linux to be controlled from
a terminal or modem attached to an asynchronous serial port. The
monitor, mouse and keyboard are no longer required for system
administration. Serial consoles are useful where Linux systems are deployed at remote
sites or are deployed in high-density racks.
This HOWTO describes how to configure
Linux to attach a serial
Glen Turner would like to thank his family for allowing him to
work on this project for the surprisingly large number of evenings
which it took to write this HOWTO. Thank you
Karen, Kayla and Ella.
The Linux Tutorial completely respects the rights of authors and artists to decide for themselves if and how their works can be used, independent of any existing licenses. This means if you are the author of any document presented on this site and do no wish it to be displayed as it is on this site or do not wish it to be displayed at all, please contact us and we will do our very best to accommodate you. If we are unable to accommodate you, we will, at your request, remove your document as quickly as possible.
If you are the author of any document presented on this site and would like a share of the advertising revenue, please contact us using the standard
Feedback Form.


text:
The Weeknd has added three shows to his 2013 UK tour.
The singer-songwriter will headline a further three nights at London's Electric Ballroom on March 25, 26 and 27 after experiencing overwhelming demand.
The new dates are in addition to his first date at the venue on March 24, along with his sets in Manchester (March 20), Glasgow (March 21) and Birmingham (March 22).
Tickets for the shows go on sale from 9am on December 7 and are priced at £18.50 for regional dates and £22.50 for the London show.
The Weeknd is embarking on the tour in support of his record label debut collection Trilogy, which featured his three mixtapes.
Watch the music video for The Weeknd's 'Wicked Games' below:


text:
This is demo store. No orders will be fulfilled.
Apple Repairs at Nottingham Head Office
Our stores
Our service centres
AddressKRCS Head Office
Queens Court, Lenton Lane
- Telephone: 0115 985 1797
- Email: firstname.lastname@example.com
|Mac Service
|iPhone Service
|Same Day iPhone Screen Replacement**
|iPad Service
|iPod Service
|Apple Watch Service
|Apple TV Service
|Beats Service
**Same day screen replacement is available on iPhone 6s models or newer, when stock of the required screen is available.
Nottingham Head Office Service Centre
The KRCS Head Office Service Centre is located on the Lenton Lane industrial estate. We can offer repairs for all iPhone, Mac, iPad, Apple Watch or iPod models whether in or out of warranty. Devices older than 5-7 years may not have full parts availability.
To book an appointment with a technician, please go to this page, select the device you are having issues with and follow the on-screen prompts.
My repair - What happens next?
At your appointment, our Apple qualified technician will diagnose your product and provide with a cost of repair if not covered by warranty, or we will simply proceed with the repair if it is covered by warranty. Full diagnosis can typically be completed during your appointment for iPhone and similar devices, but a full diagnosis for Mac may require that your device is booked in and left with us overnight.
The time it will take to complete your repair varies by product and fault:
iPhone screen replacement 0 - 1 days - for most models. KRCS hold stock of genuine Apple screen for most models of iPhone (from iPhone 6s or newer), along with the Apple tools to install and calibrate to factory standards. If a stock screen is not available at the time of your appointment we would typically receive stock from Apple the next working day to complete the screen replacement.
iPhone other faults (not damaged screen) 0 - 1 days - KRCS Head Office Service Centre hold a stock of replacement iPhones to provide same day replacement for many models if required, alternatively non-stock models are normally available the following working day to your appointment in store.
iPad 1 - 2 days - Replacement iPad units are not held in stock but are normally available the following working day to your appointment in store.
Mac 0 - 3 days - Many software issues with Mac can be resolved during your appointment, and hardware components if required are not held in stock but are normally available the following working day to your appointment in store.
Apple Watch 5 - 7 days - Apple Watch is sent to a central Apple facility for assessment, and subsequent repair / replacement if possible.
KRCS are an Apple Authorised Service Provider (AASP). AASPs are part of a network of Apple-authorised businesses that provide comprehensive support and repair services for Mac products. AASPs employ Apple-certified technicians, who complete regular Apple training and assessments, so you can be confident you're getting help from qualified, experienced professionals.
Opening Times
- Monday 9.00am - 5.00pm
- Tuesday 9.00am - 5.00pm
- Wednesday 9.00am - 5.00pm
- Thursday 9.00am - 5.00pm
- Friday 9.00am - 5.00pm
- Saturday Closed
- Sunday Closed


text:
Hymn – The strife is o'er the battle done – Lyrics
1. The strife is o'er, the battle done;
Now is the Victor's triumph won;
Now be the song of praise begun.
Alleluia! Alleluia! Alleluia!
2. Death's mightiest powers have done their worst,
And Jesus hath His foes dispersed;
Let shouts of praise and joy outburst.
Alleluia! Alleluia! Alleluia!
3. On the third morn He rose again
Glorious in majesty to reign;
Oh, let us swell the joyful strain!
Alleluia! Alleluia! Alleluia!
4. Lord, by the stripes which wounded Thee.
From death's dread sting Thy servants free
That we may live and sing to Thee.
Alleluia! Alleluia! Alleluia!
Available from MobileHymns.org
The music used in this recording belongs in the Public Domain, but the Performance rights ℗ belong to Richard M S Irwin. You may click the Download Button to obtain the MP3 recording for use in Worship (including online services) or for personal use only. The track may also be found on various online music systems, which can be used for downloads if they are listed in the section below. For other uses of the recording, please Contact Us.
DonationIf you use our hymns, please consider a donation to help keep this service free.
Click Here to Download
- Tune: Victory
- Meter: 888 with Alleluia
- Style: Victorian Hymn
- Composer: Giovanni Pierluigi da Palestrina (c.1525 – 1594)
- Adpated by arranger: William Henry Monk (1823 – 1889)
- Translator: Francis Pott (1832 – 1909)
- Music and Lyrics Public Domain.
- Performance Copyright ℗ 2016 Richard M S Irwin. Certain rights reserved.


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App Price Drop – December 15th, 2008
There are some nice price drops this time round, including all of ngmoco titles to celebrate the Dec 18th release of Rolando. As a result, Topple is now FREE and Dropship can be had for a buck!!! Polarbit has also dropped prices for their popular Wave Blazer and Raging Thunder games. IUGO's fun Shaky Summit is also on sale at $0.99. Be sure to check out the post for the entire list!
Dropship$1.99 —> $0.99
Welcome back Commander – Pilot your Dropship, power-up your weapons and penetrate enemy caverns destroying turrets, tanks & Interceptors as you fight to Evac your stranded allies and retrieve "the podâ€. Effect your daring escape with your cargo in tow dodging enemy fire, homing missiles with your vector thrust powered super ship.
Topple$0.99 —> Free
How high can you go? Topple, the most addictive stacking game ever is exclusively available on iPhone & iPod Touch!
Dr. Awesome$1.99 —> $0.99
A deadly strain of virus is attacking the population and friends from your contact list have been infected ! Show your awesome skills and perform microsurgery using precise accelerometer controls.
Raging Thunder$3.99 —> $1.99
Raging Thunder is a gut-churning, tyre burning racer giving you control over the most extreme muscle cars in the world! Race against time, CPU controlled opponents or up to three other speed addicts in this fast paced and exhilarating coin-op style racing game featuring the most breathtaking 3D graphics on the iPhone yet.
Armageddon Squadron$5.99 —> $1.99
Polarbit present Armageddon Squadron, an arcade flight simulator giving you control of some of the best known aircraft of the WWII era in a variety of mission types and environments.
Wave Blazer$4.99 —> $1.99
Wave Blazer features three single player game modes and a fully stocked online multiplayer versus-mode allowing you to face off against players from all over the world. No matter how fun outrunning the AI might be, nothing beats letting human opposition suck your wake as you leave them behind in a cloud of vapour and humiliation
ChocChocPop$1.99 —> $0.99
Merry Christmas! ChocChocPop has received very good feedbacks from our customers since its release. We reduced the price again for the Christmas season just to make sure everyone can afford and enjoy this nicely crafted game that we've put in lots of efforts to develop. Get it now for only $0.99!
ChocChocPop is the sweetest Match-3 game on App Store ever! With the chocolate theme and the fun gadgets, it offers you a completely new experience in Match-3 genre!
My Word Coach$9.99 —> $4.99
My Word Coach offers a fun and challenging way to improve verbal skills through a series of engaging activities and exercises.The game was created in collaboration with Thomas Cobb, Professor in Applied Linguistics at the University of Quebec. Enjoyable and fun activities include word recognition, spelling challenges and vocabulary definition, including 16,800 words from the Cambridge Advanced Learner's Dictionary
Sky Thunder$9.99 —> $4.99
Christmas Sale! 40% off!
Sky Thunder is a classic shooting game which brings you back exciting arcade shooting games. You are the captain controlling a powerful aircraft to challenge enemy's headquarters, with a large variety of obstacles ahead. Control the aircraft by touching or tilting to avoid hitting by enemy's bullets, while at the same time collecting bonus package to increase life and power.
Shaky Summit$4.99 —> $0.99
Rolling boulders, slippery ice patches, cave floods and volcanic fire storms hail down on you as you climb the 3D race to the Shaky Summit.
With ten challenging climbs, fortuitous path hurdles and a multi-player mode, IUGO has created a title loaded with hours of game play fun.
Imangi Word Squares$1.99 —> $0.99
Special Holiday Sale! $0.99 until the end of the month!
A word square is a grid of letters where each row and column forms a valid word. In Imangi Word Squares, you start with a scrambled word square, and it's your job to unscramble the letters. Simply drag and drop the letters to the correct place. We give you a few hints to get started, and you can always use the hint button if you get stuck.
Imangi$1.99 —> $0.99
Special Holiday Sale! $1.99 until the end of the month!
Described as a cross between Scrabble and Rubik's Cube, Imangi challenges your vocabulary while exercising your spatial reasoning skills. Simply slide rows and columns to create the highest-scoring arrangement of words possible.


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In a recent article, I described how anonymous modules avoid an entanglement problem, and sketched an approach to achieving this. Unfortunately, the approach I sketch seems verbose, and would tend towards high search costs. While those disadvantages can be mitigated by discipline and idiom, dependency on discipline and idiom stinks of design failure.
I would prefer that the path-of-least resistance avoid verbosity. And, while those expensive constraint-solving searches should be available (because they're a very nice feature for adaptability, specialization, and meta-programming), I believe that extra verbosity should be required to 'opt-in' rather than 'opt-out'.
By 'avoid verbosity' I mean:
- import statements should be short one-liners; complex assertions or requirements should be separate.
- module headers should be a short one-liner, even if there are a lot of parameters.
- export should be implicit in the common case
I've been thinking about how to achieve this, and it occurs to me that limited use of names would be appropriate – i.e. to achieve these short one-liners, it would be convenient to simply provide a unique name. The trick will be to borrow the benefits of associated with names while avoiding problematic entanglements with the namespace.
Named Interfaces and Anonymous Implementations
What I propose is to partition modules into two distinct sets: interfaces and implementations. Implementations are anonymous. Interfaces are uniquely identified by reference or name.
There are constraints on the relationships between these sets:
- Interfaces do not depend on implementations.
- Dependencies between interfaces are linear and acyclic, e.g. based on a single-inheritance relationship (extends, weakens, adjusts).
- Implementations each declare one interface they implement.
- Dependency between implementations is indirect via 'import' of an interface. However, there are no limits on the number of imports. A linker must find an implementation for each imported interface.
This helps disentangle modules to some degree. To reuse an implementation-module M initially from project Q in project R, a developer would need to do the following:
- copy module M to the new project.
- copy the interface M implements to the new project.
- copy the interfaces M imports to the new project.
- copy the interface inheritance chains to the new project.
- rename interfaces from project R whose names conflict with those already in project Q.
- write implementation modules for any new interfaces M imports.
Fortunately, the first five steps would be finite, predictable, and simple. Each interface has a finite chain of dependencies. Renaming modules can be painful, but tends to be a one-time pain and should be easy to automate by such mechanisms as a refactoring browser or simple import-rule between independently maintained DVCS repositories.
The sixth step is, of course, to provide for M's dependencies. If projects R and Q are already close, this might require only adding a few implementation modules as 'glue' between interfaces (saying how to take one set of interfaces and emit another). If not, developers of Q could grab a bit more of R's implementation and repeat the process until closer to a common set of dependencies.
The advantage of these constraints is that each step is simple, predictable, and and under relatively easy control. Developers can decide just how much of one project to bring into another.
Parameterized Modules
Parameters offer developers more control and awareness of dependencies and relationships between modules. With implementation and interface divided, and with the new goals to reduce verbosity, parameterization needs a slight change in vision.
- To avoid redundant declaration of parameters in each interface module, be able to 'inherit' a useful set of parameters.
- To avoid redundant declaration of parameters in each implementation module, parameters must be a property of the interface being implemented.
- To avoid redundant specification of parameters at 'import', interfaces must provide default values for parameters.
- To avoid redundant specification of common non-default parameters, developers should be able to create new interfaces that override the defaults, yet use the existing implementation.
- To avoid redundant plumbing of parameters at 'import', developers shouldn't need to name each parameter to propagate them.
These requirements direct me towards design based on records and keyword:
- An interface may declare named parameters, and optionally some default values.
- At each 'import', developers provide a record of keyword parameters, along with the interface name.
- Within an implementation module, parameters are accessible as a record. This makes it easy to delegate parameters, or provide the same parameters to multiple imports.
- Interface inheritance can override default parameters. If default parameters are the only property affected.
- Within an interface module, parameters are accessible by name – e.g. when describing assertions or invariants. It is easy to constrain that one parameter is greater than another, for example. Since the same parameters are available to the implementations, it is possible for modules to 'adapt' the implementation to the parametric requirements.
Interfaces don't do much with parameters – no transforming them, for example. Most complexity is left to the implementation modules.
Encapsulation, Implementation Hiding, and Exports
An interface can declare exports. Outside of these declared exports, nothing defined in the implementation module is visible. Thus, there is no need to declare exports per implementation module. The exports list is also inherited, which avoids redundancy between interfaces.
It should be easy for an implementation module to 'delegate' exports to another module, i.e. importing the names then forwarding most of them as-is. This goal is a simple idiom for indirect 'implementation inheritance' by use of import.
Interface Inheritance
I've several times mentioned the possibility of interface inheritance. My goals with this are to:
- avoid verbosity from copy-and-paste programming of interfaces.
- allow the structure of interfaces to help direct a search for valid implementations.
- keep it simple and sufficient, and preferably familiar
A possible simple, sufficient model is to allow three forms of inheritance: extends/narrows/adjusts. Assuming interface Q inherits from interface P:
- extends – Q is 'a kind of' P, but can have more functions. When the linker is searching for an implementation of interface P, it might decide to use an implementation of Q.
- weakens – Q is 'an abstraction of' P; that is, P is 'a kind of' Q. This allows developers to relax constraints and lose exports or parameters. When the linker is searching for an implementation of Q, it can use a P.
- adjusts – Q is 'similar to' P. The operations from extension and weakening are both allowed. The linker won't relate Q and P by interface name, though it will often be feasible for developers to create 'implementation glue' modules that can import P and export Q or vice versa.
I think most OO developers would also be familiar with these concepts.
The critical bit, I think, is that each constraint (assertion, invariant, etc.) will need to be named if we are to allow relaxation of them.
Module Versioning
Modules can easily be versioned, often with extends/weakens inheritance or a little implementation glue from a previous version. I think it feasible that interfaces could even be immutable after construction – i.e. named with their version or secure hash – or perhaps accessible in those terms.
Constraint-Based Linkers
There are several similarities to the prior system:
- Implementation modules are anonymous, ambiguous, subject to search.
- A search can fail due to failing an import or not finding a solution that meets invariants.
- Searches will be a function of parameters.
- The amount of search tends to grow with the number of modules.
- There is no way for an individual module to prevent use of search.
- Search based on preference heuristics is feasible (though not described in this article).
- Easy support for multiple versions of a module.
And there are also many advantages:
- Much less verbose. No need to increase verbosity to reduce ambiguity.
- Interface names will provide a decent record of human intent. It is unlikely that a search system will substitute one implementation module for another in a 'bad way', based on similar structure.
- Creating a new interface name is an easy way to control searches.
- Weakly 'opt-in' – developers can easily avoid importing interfaces known for heavy search.
- Effective indexing – interface names provide a common attribute for the majority of indexing requirements, which is much less ad-hoc.
I'm not sure whether this is the right balance of search and specification in any absolute sense, but I'm inclined to favor this two-tiered interface and implementation approach over the purely anonymous variation.
User-Defined Syntax
In an earlier article on user-defined syntax, I noted that use of parametric modules or search makes 'import' of a language module an impossibility (assuming a requirement to statically parse the modules).
The module system described here has an interesting property whereby every module either inherits or implements exactly one interface module. This opens the possibility of defining the syntax in the interface.
I have not explored this possibility very thoroughly, but my first inclination is rejection: the language of implementation is not, properly, a concern of the interface being implemented.
At the moment, I continue to favor that each module header is actually two lines: one to specify the language module, one to specify the semantic structure of the module (e.g. interface vs. implement).
Wiki Integration?
When I gave up on names a while back, I cried a tear because one my vision of a wiki-based IDE was dead in the water. Granted, I've had much time to re-envision that concept, and have some nifty ideas for distributed development that don't rely much on names.
The clean mix of named interfaces and anonymous implementations, however, will serve very nicely and can bring back a lot of wiki-like features. Each interface could provide an automated set of backlinks to the implementations and related interfaces. Each implementation would provide links to interfaces.
Here's a sketch, ignoring user-defined syntax.
Start = Interface | Implement
InterfaceName = Name('.'Name)*
Name = [A-Za-z][a-zA-Z0-9_]*
Interface = 'interface' InterfaceName IFRest
IFRest = 'weakens' InterfaceName (WeakensDecl*)
| 'extends' InterfaceName (ExtendsDecl*)
| 'adjusts' InterfaceName (WeakensDecl | ExtendsDecl)*
ExtendsDecl = '\n' (ProvideDecl | RequireDecl | DefaultDecl | SpecifyDecl)
WeakensDecl = '\n' (ExcludeDecl)
RequireDecl = 'require' Name
DefaultDecl = 'default' Name VExpr
ProvideDecl = 'provide' Name
SpecifyDecl = 'specify' Name SpecRule
ExcludeDecl = 'exclude' Name
Implement = 'implement' InterfaceName Args? (ImplementDecl*) Export?
Args = '(' Name ')' -- optional, to capture args as record
ImplementDecl = '\n' (Define | Import)
Import = 'import' InterfaceName VExpr? 'from' VExpr ('as' Name)?
Define = 'define' Name VExpr
Export = 'export' VExpr
Notes on the grammar:
- As the grammar is defined, interface inheritance is not optional. I'm assuming an empty root interface 'Void' will be provided for bootstrap. (i.e.
interface Foo extends Void)
- There is no enforced relationship between interface names and interface inheritance. Interface names are not namespaces. The dotted structure is only meaningful to developers.
- Uniqueness of interface names, and acyclic inheritance, would be externally enforced (by compilers, IDEs, databases, etc.). Within each registry, interface names should be unique.
- `require` specifies a parameter, and `provide` specifies an export. These are simply names.
- Parameters, and possibly exports too, can be set with a `default` value. A value expression is allowed, and an interesting possibility is to specify defaults as an expression from other parameters or exports. In Awelon, values are acyclic and I'd probably require redefining any inherited defaults that would introduce a cycle based on the new definition.
- An implementation module is required even if the interface defaults everything. It could be very trivial, though: the simplest implementation module is simply `implement InterfaceName`
- Specifications cover assertions, types, heuristic preferences, and similar. Specifications are named mostly so they can be weakened (excluded).
- Within an implementation module, I'm assuming name pollution is controlled by the
'as' Nameoption. Developers will probably receive a warning in case of name shadowing.
- The
'from' VExprin imports is for matchmakers or search-spaces. I described these in the earlier article. I still need to consider how matchmakers or search spaces will interact with the interface names. Different search spaces might act as 'true' namespaces, unlike interface names.
- The
Argsis to capture parameters in a named record. Otherwise the names will be provided as part of the initial environment – which isn't very convenient when forwarding those parameters to another import.
- The
Exportoption is to specify exports via record. Otherwise, the names would be taken from the final environment. Export offers a lot of precise control.


text:
GANGEHI ISLAND, Maldives
By Holiday Goddess Editors
Categories Maldives
We talk about the Maldives as if it's one place but more accurately it's a collection of about 1190 islands and sandbanks. Some of these islands can be walked from one side to the other in about half an hour – assuming you can be bothered putting down your cocktail and getting off your beach lounger. One such idyllic spot is Gangehi Island, which is home to a small luxury resort of 45 rooms.
About 25 minutes by seaplane from the capital of Malé. Gangehi offers seclusion and peace amongst lush vegetation. Protected by its barrier reef, the island is a pearl of white sand surrounded by crystal-clear, warm sea water with incredible marine life of all shapes and sizes, including turtles, manta rays, sharks and dolphins… just don a snorkel mask and go exploring.
Holiday Goddess Postcard by Tamara Pitelen. Would you like to contribute to Holiday Goddess Postcards? Follow Holiday Goddess on Twitter to find out more. We're hiring!
About Holiday Goddess Editors
Holiday Goddess. Travel for Less.
Read more on Maldives


text:
Intersection of two spaces, 2014(1995/1996)
Marco Sosa
Digital Video Projection
3 minutes and 31 seconds
exhibited at Abu Dhabi campus as part of International Symposium of Electronic Art (ISEA), 2014
'Intersection of two spaces' (2014) composed from digitized 8mm film shot in the same period on a Fujica Single 8 camera, creates an analogical discussion between both sites' projects, static objects and moving entities, ephemeral and physical, travelling around, over, under and through them.
The analog footage is captured as a projection rather than a digitized version of the footage. This methodology is used, in order to record the moving images as ephemeral 'objects', this includes the imperfection of the medium, light, the wall it is projected and the sound of the projector.
exhibited at MOJO Gallery
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text:
Leaving Pets Home Alone
It may possibly appear like a rodent, but the brief-tailed opossum is truly a marsupial like sugar gliders, koalas, and wallabies. As opposed to sugar gliders, which have much more involved care, opossums are solitary and need to be housed alone. Their housing requirements are really related to that of a nice, spacious gerbil enclosure (with levels), with exercising wheels, hamster water bottles, and typical rodent bedding that meet their physical needs. They need to have an omnivorous diet plan that is higher in animal protein. This can be a mix of ready diets for hedgehogs, ferrets, and dogs with the addition of insects, vegetables, and fruits.
I have a medium haired black kitty that was located when she was only four weeks old. Her name is Sally. Following the character in Nighmare Before Christmas. I also have a tux cat named Jack so it fits very effectively! I don't forget reading on a distinct forum about a person who had a green spotted puffer in with a bunch of mollies. They lived alright together for a while, but at some point the green spotted puffer devoured a couple of and they had to be moved to separate tanks. Perches – 1/4 to four inch diameter – ought to be created of metal, wood, rope, acrylic, stainless-steel chain, coconut, high-impact plastic and bird-safe rubber. Good lens. I had by no means regarded as getting a groundhog as a pet and now I definitely will not get a single.
I am fully enjoying getting a pet duck (my fiancée as well) in addition to all the poop. We will be obtaining a diaper harness quickly from the geese mother. I was a bit worried at initial due to the fact I haave study a couple of articles that it is very best to have 2 birds but however read far more about individuals getting just one. I also owned a cuople of cockiteils at differents times in the previous and they also are really social birds so I had an idea of what is required. I'm proud to see that Quack-Quack adujusted very well that I can inform. I wants to be in a position to see me if my fiancée is not here but other than that and some quite chirping at instances he is quite very. He sleeps in his own bed all evening but for the duration of the day he insists on sleeping on mom and loves my neck.
PITP is a registered charity with DGR (deductible gift recipient) status that runs cost-free month-to-month pet health clinics in Darlinghurst and Parramatta and free quarterly de-sexing clinics. PITP is run fully by volunteer veterinarians and veterinary nurses, and strives to supply emotional and educational support to owners and practical assist to their pets in a social and friendly environment. By reducing the economic burden of pet ownership, and by advertising access to human social solutions by operating in partnership with established providers such as Rough Edges Darlinghurst, PITP aims to make a distinction to each animals and folks in Sydney experiencing homelessness.


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text: A Vogel Stinging Nettle - Urtica Drops - Fresh Herb Tincture - 50ml Customer Rating 5 2 reviews FREE Liposomal Vitamin C Sample £9.45 Was £10.50 saving you 10% 94 reward points UK Delivery £1.95 - Free when you spend £15 In stock -This product will ship today if ordered within the next 8 hours and 30 minutes. Multi-buy discounts Buy 3+ Buy 5+ 3% off5% off 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 45 50 60 70 80 90 100 110 120 130 140 150 Add to basket 100% Secure Shopping Vegan Vegetarian G C W S D Product code: 4114 Description Contents Ingredients Usage Notes Reviews Questions Description Urtica, or as it is more commonly known, Stinging Nettle, has a well-known reputation for its sting when the skin touches the hairs and bristles on the leaves and stems. The name Urtica comes from the Latin verb urere, meaning `to burn'. Interestingly when the fine hairs on the Urtica plant come into contact with a painful area of the body they can actually cause a decrease in the original pain! Alfred Vogel was one who advocated this treatment to a number of his patients. Today A. Vogel is kinder and the leaves and roots of Urtica plants are carefully harvested and manufactured twice yearly into a tincture. Contents A Vogel - Stinging Nettle - Urtica Drops - Fresh Herb Tincture - 50ml Ingredients Tincture of organically grown fresh Urtica dioica (Stinging Nettle) aerial parts, extracted in alcohol (50%V/V). Usage Adults: 20 drops twice daily in a little water. Children (2-12 years): Not recommended for children This product is not recommended for children under 2 years of age. Notes Do not exceed stated recommended daily dose. Keep out of reach of children. Store in a cool, dry place. Contraindications: Seek medical advice if pregnant. Reviews Below are reviews of A Vogel Stinging Nettle - Urtica Drops - 50ml by bodykind customers. If you have tried this product we'd love to hear what you think so please leave a review. Leave a review Score Comments Name Email Submit review Score 5 Date 29/06/2019 Posted by Mrs M Comment Purchased after reading that this helped with eczema and nasal congestion. Teenage Son came back from a school residential trip with eczema behind his knees - used this for a few days and the change was amazing! It started clearing a lot quicker than with just steroid cream and his usual cream. Definitely always keep this indoors. Also helps to clear his nasal congestion, which is suffers with a fair amount. Score 5 Date 09/04/2017 Posted by B. TImms Comment I had two periods of stiffness in my right hand's index, middle & ring fingers. Nothing I tried helped. After three weeks of Urtica drops, there was a definite improvement & after five weeks my fingers moved freely. I take only 20 drops in the am now & after five months all my fingers move normally. I hope this helps others. Questions & Answers Below are questions that bodykind customers have asked us about this product. If you want to know more about this product please don't hesitate to ask us a question. Ask us a question Question Email Confirm Email Submit question


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Outlays(redirected from Cash Outflows)
Payments made in cash or cash equivalents. Common examples of outlays include employee salaries and coupon payments on bonds. Revenue outlays are those made currently or those that will be made within a year, while capital outlays are those made for periods longer than one year. Outlays are recorded as liabilities on a balance sheet and are also called expenditures.


text: Dinesh Karthik apologises to BCCI after appearing at 2019 CPL Loop Sports Created : 8 September 2019 Sport Dinesh Karthik has apologised to the BCCI for an unsanctioned appearance at the CPL 2019. Dinesh Karthik has issued an unconditional apology to the Indian Cricket Board after he was seen in the Trinbago Knight Riders dressing room at the opening match of the 2019 Caribbean Premier League. Players under contract with the BCCI are not allowed to participate or be present at any other sporting events without prior permission from the board. The BCCI issued a notice to Karthik on Friday, giving him a week to respond, with a three-person Committee of Administration set to adjudicate on his response to the notice. Karthik wrote to the BCCI apologising for "not seeking permission from BCCI prior to embarking on his visit". The 34-year-old batsman also asked the board to excuse his oversight. Karthik explained that his appearance in Trinidad was at the invitation of Trinbago Knight Riders' head coach, Brendon McCullum, who is also the head coach of the Kolkata Knight Riders. "He (McCullum) felt that it'll be useful for me as a captain of KKR, to come for some discussions with him in regard to KKR," Karthik explained. He added, "During the first TKR game on September 4, he had invited me to watch the game from (the) dressing room, which I did and also wore (a) TKR jersey. I wish to tender my unconditional apology for not seeking permission from BCCI prior to embarking on his visit." Karthik also told the BCCI that he "will not be seated in the TKR dressing room for the remaining matches" during his stay in Trinidad. Karthik last played for India at the 2019 World Cup, and has been appointed captain of Tamil Nadu for the Vijay Hazare Trophy, which begins on September 24. Get the latest local and international news straight to your mobile phone for free:


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Web Site Search
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> Kniphofia uvaria 'Malibu Yellow'
Kniphofia uvaria 'Malibu Yellow' - Malibu Yellow Poker Plant
Habit and Cultural Information
Category: Perennial
Family: Asphodelaceae (~Liliaceae)
Origin: South Africa (Africa)
Evergreen: Yes
Flower Color: Yellow
Bloomtime: Spring/Summer
Height: 3-4 feet
Width: 3-4 feet
Exposure: Full Sun
Summer Dry: Yes
Deer Tolerant: Yes
(H2O Info)
: Low Water Needs
Winter Hardiness: <15� F
Kniphofia uvaria 'Malibu Yellow' (Malibu Yellow Poker Plant) - A medium sized evergreen perennial growing to about 3 feet tall and 4 feet wide with stout spikes topped with a dense conical cluster of yellow flowers spring through summer with flowers opening from the bottom up. Plant in full sun with occasional to little irrigation along the coast - flowers better when watered more regularly. Hardy to below 15 degrees F (0� F if well mulched). This selection was made in 1991 from plants growing in the seaside Malibu garden where the "grassman" John Greenlee had a nursery growing grounds in the late 1990s. We were growing another smaller yellow Kniphofia selection which we now call Kniphofia 'Dwarf Yellow' and named this larger plant 'Malibu Yellow' and have been selling it as such since 1992. The name Kniphofia honors Johann Hieronymus Kniphof (1704 -1763), a German physician and botanist. The pronunciation of this genus is often argued about and while most continue to use the easiest to pronounce versions such as ny-FOE-fee-ah or nee-FOF-ee-a, others argue correctly that the name should follow the pronunciation of the name it commemorates. But even for this there are differences of opinion owing to different German regional dialects - one such pronunciation often noted as correct is nip-HOFF-ee-uh while another that is particularly hard to pronounce is k-nip-HOF-ia. Keeping it simple we still use ny-FOE-fee-ah. The specific epithet derives from an old Linnaean name for the plant (Aloe uvaria), from the Latin word 'uva' meaning "grape" in reference to the resemblance to the clusters of the fruits hanging on the stems. The information on this page is based on our research conducted in our nursery library, from online sources, as well as from observations made of this plant as it grows in our nursery containers, in the nursery's garden and in other gardens where we have observed it. We will also incorporate comments received from others and welcome getting feedback of any kind from those who have additional information, particularly if this information is contrary to what we have written or includes additional cultural tips that would aid others in growing Kniphofia uvaria Malibu Yellow.


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Leaked funding documents reveal an effort by George Soros and his foundations to manipulate election laws and process rules ahead of the federal election far more expansively than has been previously reported.
The billionaire and convicted felon moved hundreds of millions of dollars into often-secret efforts to change election laws, fuel litigation to attack election integrity measures, push public narratives about voter fraud, and to integrate the political ground game of the left with efforts to scare racial minority groups about voting rights threats.
These Soros-funded efforts moved through dozens of 501(c)(3) and (c)(4) charities and involved the active compliance with civil rights groups, government officials, and purportedly non-partisan groups like the League of Women Voters.
The leaked documents also reveal deliberate and successful efforts to manipulate media coverage of election issues in mainstream media outlets like the The New York Times.
Conservatives and Republicans have no opposing effort or source of funds that represents even a small fraction in opposition to level of the Soros-led manipulation contained in the leaked documents.
The Reopen America Back to School Special is now live! Earn double Patriot Points on our hottest items!


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Batelco embarks on EDGE roll-out
Batelco has recruited Ericsson to upgrade its mobile network to EDGE.
Batelco has embarked on an upgrade of its mobile network to EDGE but has played down the possibility that it will launch UMTS in the near future.
The Bahraini telco has handed a US$20 million project to Ericsson to supply the EDGE solution, alongside improvements to its MMS, OSS and network management systems.
It also plans to expand its mobile network to provide capacity for 550,000 users.
The EDGE implementation will allow Batelco to speed up its existing mobile services, rather than forming a pre-cursor to UMTS roll-out, the operator says.
"We're keeping a watching brief on 3G," says Ian Dench, Batelco's GM, marketing.
"We'll look at new technology when the applications are well advanced, the demand is there and the handsets are widely available," he adds.
While sluggish handset supply has also proved a barrier to EDGE uptake, it is expected to improve by the time the project is completed later this year.
"The handset situation is starting to improve," says Sam Saba, Ericsson's Middle East VP. "More volumes will come in during H2," he adds.
Batelco is preparing to expand its mobile data services this year, alongside the EDGE upgrade.
The operator will shortly announce a supplier for GPRS-enabled SIM cards for laptops, Dench says.
It also extended GPRS and MMS services recently to its prepaid subscriber base.
In addition, Batelco's deployment of wireless hotspots is gathering pace.
"We currently have hotspots at Manama airport, Costa Coffee outlets and several hotels and roll-out will continue this year," says Dench.
"We're looking to allow roaming and to [enable] our internet customers to put hotspot usage on their accounts," he adds.


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When you need furnace repair in Northfield, you need a furnace repair company that's ready when you need them. Rapid response to emergencies is just one of the many ways we at Controlling Systems, Inc. serve the people of Northfield and its surrounding areas. You and your loved ones don't have to suffer in a freezing property while waiting for a contractor to open on Monday morning. At Controlling Systems, Inc. we offer all our clients 24-hour furnace repair technicians, ready to come to your property and conduct repairs whether you've got a gas or electric furnace.
Emergency Heating and Furnace Repair in Northfield
Plenty of issues can be prevented with regular furnace maintenance, but problems will still arise outside your control. You can't predict the moment your furnace will break down, and it usually happens at the most inopportune times. This is why you need a dependable furnace emergency repair company on your side, no matter what. And at Controlling Systems, Inc. we specialize in fast and friendly heating and furnace repair in Northfield.
Never Delay Electric or Gas Furnace Repair in Northfield
Emergency furnace repair issues aren't limited to just worrisome noises or lack of heat. There are many other things that our emergency electric and gas furnace repair technicians are prepared to address. There might be electrical issues causing your furnace to malfunction, or your heating system might be leaking or blowing cold air. Many furnace issues need to be fixed right away, which is why we are committed to providing 24-hour heating and furnace repair services to homes and businesses.
Fast Furnace Repair Services in Northfield
When temperatures drop in the Northfield area, you will be counting on your furnace to keep you warm through that it all. However, sometimes the unexpected happens, and you find yourself in need of emergency furnace repair services that you can count on. At Controlling Systems, Inc. we can fix those strange noises haunting your ducts and perform furnace repair to keeping your home or business cozy. Our gas and electric furnace repair technicians in Northfield are ready for any problem they come across, and they're backed by years of hands on experience in heating and furnace repair.
Call Controlling Systems, Inc. in Northfield Today!
Founded in 1976, we are a leading choice in the Northfield area for HVAC repair. We strive to help our customers to reduce their energy costs and usage while increasing the level of comfort in their home or business. Whether you are looking for furnace and AC repair, or installation services, you can trust your system in the hands of our capable technicians.


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Regenerative Medicine Today welcomes Faina Linkov, PhD. Dr. Linkov is an Associate Professor, University of Pittsburgh School of Medicine, Department of Obstetrics, Gynecology & Reproductive Sciences, Magee-Womens Research Institute. Dr. Linkov discusses her research in gynecologic malignancies.
For more information about Dr. Linkov, click here.
Host John Murphy.
For more information about the McGowan Institute for Regenerative Medicine, visit:
McGowan Institute Research Site
McGowan Institute Patient Site
McGowan Institute on Facebook
McGowan Institute on Twitter


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Lessons From The GFC - Beware The Next 'Soft Landing' Calls
Lessons From The GFC - Beware The Next 'Soft Landing' Calls
Lessons From The GFC - Beware The Next 'Soft Landing' Calls

Authored by Constantin Gurdgiev via Manning Financial,

Recent months have seen a steady and growing flow of institutional investors', and market analysts', and researchers' warnings about the medium-term sustainability of the financial assets prices. Both, the IMF and the Bank for International Settlements (BIS) have documented evidence on the buildup of systemic imbalances across the financial markets, from bonds to stocks to structured financial instruments. And the Claudio Borio-led research team at the BIS have shown time and again that systemic financial crises are increasing both in frequency and severity.

By all measures, the financial markets are over-pricing forward expectations and underpricing risk. Various estimates suggest that globally some $20 trillion worth of government and private debt traded in the markets is currently priced at a gross underestimate of risks implied by the path of the monetary policies and borrowers' debt carry capacity. The stock markets are showing signs of excessive concentration and share prices are on fire: even as past buybacks and current accounting standards continue to inflate earnings, S&P 500 median priceto-revenue ratio is hitting all time highs of c. 250 percent, compared to the dot.com bubble peak of 170 percent and pre-GFC bubble high of 180 percent. U.S. stock market valuation is currently running at just over 135 percent of GDP — the second highest reading in history after 152 percent mark hit at the peak of dot.com bubble and well above 110 percent peak before the GFC collapse.

All signs to-date are that the longer the bull market continues to run, the sharper the upcoming crisis will be. Which brings us to the point of what lessons from the last decade of crises, crashes and recovery should the investors rely upon in preparing for the next crisis.

MARKETS ARE ABOUT RISK - MARKET CRISES ARE ABOUT VUCA

The first lesson is about the difference between normal risk and the VUCA (volatile, uncertain, complex and ambiguous) environment.

While investment is a risky business on a good day, in crises, traditional risks are amplified by rapidly evolving price and trading cost volatility, broad markets uncertainty, systems and networks complexity, and loss ambiguity. Behaviourally, this means that investors' reaction to crashes and longer term crises is unpredictable and investment portfolios values during these periods cannot be assessed with any degree of accuracy. Events that no one could predict in advance, such as large scale sell-offs, massive widening in bid-ask spreads (cost of trading), reversals of historically reliable correlations between asset classes, and failures of traditional hedging and safe haven assets to absorb risks can become the order of the days, weeks, months, even years. In other words, markets crises cannot be weathered without a prior preparation and constant vigilance.

Passive investment is not an option, and active management comes at a ballooning cost.

One important corollary of this is that during markets crashes, quality of professional advice available to the investors often deteriorates. Recent academic studies have shown that during the Global Financial Crisis (GFC) and the Great Recession, analysts' forecasts had extremely low predictive power, leaving retail investors with advice that was poorer in quality and leading to costlier trading and investment mistakes. Ratings agencies and banks are virtually useless and highly conflicted when it comes to predicting the crises and supporting investors during the systemic markets corrections.

Investor response to this reality should involve doing your homework early, in advance of the crash, and securing a good trusted adviser that you work with in normal times as a sounding board for your trading and investment ideas during the crisis.

CASH IS A KING - IN ANY CRASH

Financial risk is a function of three things: the price at which you enter the investment, the timing of exiting the allocation and the round-trip cost of trading. This means that for those with staying power (unlevered and longer-term investors), crises are the time when asset prices undershoot their fundamental values, effectively de-risking asset returns. In other words, crises are the time to buy. Counter-intuitively, the time when market-measured risks are at their highest is the time when investment risk is at its lowest.

However, the uncertainty factor— covering the future direction of the markets post-crisis — increases the risk of entry and exits (cost of trading) and the risk of short-term negative returns. An investor buying into a falling market simply does not know how long and how far the market can fall from the point of their purchase. Which means that to benefit from the sharp market corrections, investors should rely on cash when buying at the market lows. This, in turn, means that investors should consider booking profits before the crisis, when liquidity is still available and the trading costs are lower.

The problem is that, as the GFC has taught us well, traditional financial markets risk models are utterly useless in predicting major market crises timing, duration and depth. Sensing build ups of financial imbalances, understanding inherent risks in assets that are being bid up in the run up to the crisis, and tracking the herds of investors sloshing liquidity from one fad to the next requires subjective, human analysis based on data. So timing crises is more in the domain of arts and less in the domain of hard mathematics.

Having cash in hand when the crisis hits is also about fighting personal greed. Too often, as was the case with many investors pre-2008, a run up to the bear markets involves mis-allocation of cash to higher yield instruments. Much of cash management involves chasing higher returns by trading liquidity for marginal returns (few basis points paid out by the banks on termed deposits). Greed, as a motivator for action, looms larger when market valuations are at their highest. However, to have ready funds to invest in distressed assets requires holding assets that are not subject to liquidity squeezes and do not lose value when markets tank. Which means you have to fight your own behavioural biases and stay away from chasing small gains in the money markets in order to have cash in hand.

VALUATIONS ARE WIDOW MAKERS

Investors tend to see the latest traded price of a security as its market value. This is false for a number of reasons.

One is the low transparency of today's market prices: with over-proliferation of over-the-counter venues for trading in financial instruments, quoted market price is just one signal of value.

Another is the decreasing informational content of executed trades during sharp market downshifts, when unquoted liquidity risk matters more than quoted prices.

The third is the dynamics of prices going into the market peak period, when investors' exuberance pushes prices away from fundamentals-justified values. Last, but not least, quoted prices ignore trading costs that tend to blow up at the time of markets corrections on the sell side of transactions and at the times of markets inflation on the buy side.

Skepticism about informational signals contained in ticker prices is warranted at the times of markets exuberance. Contrarian view is in order when markets hit the breaks.

RISK MANAGEMENT AT THE TIME OF TURBULENCE

Investment allocation is one half of the portfolio management exercise. Risk mitigation is the other.

The first principle of risk management is the stop-loss rule. Behavioural psychology generates biases that skew our decision-making toward erroneous choices, and overcoming these requires serious effort on behalf of an investor. One key set of biases involves the endowment effect and the status quo bias. Jointly, these imply that faced with rapidly escalating VUCA environment, investors prefer staying the previous course to a course of quickly realising early losses. The greater the losses sustained in the downward market to-date, the stronger is the propensity to do nothing. In the end, investors over-hold their long positions and end up magnifying market-induced losses. Thus, the conservative view of one's portfolio is the best position for entering a financial crisis: when you feel that the markets have turned or are about to turn for a sustained downward correction, sell to book either profits or to minimise losses. Being conservative and risk-conscious helps to maintain a longer-term focus on your investment objectives.

The second principle applies to the times of market panics. In terms of hedging, keep in mind that risk hedges and safe havens are only good when entered prior to the crisis onset. Once the crisis is in full swing, you will not be able to either roll over or increase your hedges.

The third principle that should not be overlooked is that only commitment to a flexible, measured and diversification-focused investment approach can provide a long-term offset to the deeper uncertainty that sweeps the markets at the times of panic selling. Portfolio rebuilding opportunities presented by sell-offs are generally dispersed across a range of sectors and instruments, asset classes and geographies. Staying with pre-crisis allocation strategies can be a costly proposition, subject to severe familiarity bias and base rate neglect errors. The former refers to the fact that investors miss new opportunities because we fool ourselves into believing that we 'know well' specific sectors or assets, irrespective of the underlying realities of the market. The latter means that we often assign pre-crisis probabilities of success to assets we are familiar with, irrespective of the changes that the crisis might bring around.

The same applies to managing cost of rebuilding your portfolio during the crisis. Volumes of evidence show that in all markets, when prices fall, volumes of assets available for sale rise, and numbers of buyers shrink. This results in lower cost of trades for the buyers. The converse happens when markets turn to the upside, when cost of buying rises relative to selling. Hence, buying into the falling market can be more advantageous than waiting for the market to bottom out. Of course, this also means that having bought into the falling market you will need to be ready to endure a period during which your portfolio value will continue to decline alongside the market. The key to surviving through this is: avoid leverage and do not gamble away that cash which may be needed to cover your normal expenses and legal liabilities.

LEVERAGE RISK

Which brings us to another lesson that must be learned from the last decade: stay away from leverage and beware of all hidden forms leverage can take. For institutional investors, this means closely matching duration of their portfolio assets to maturity profile of their borrowings. And this holds for normal times. In markets nearing correction, duration of portfolio holdings can be a tricky matter. This means that institutional investors should constantly monitor their debt exposures and stress test their assets against both liquidity risks and potential liabilities-related risks. For retail investors, the rule is avoid leverage at all costs. When a broker or a banker comes knocking with offers of margin accounts and loans for investment purposes — do not open the door.
Beyond direct debt, you should pay attention to assets you're invested in. Many instruments sold today to a range of clients are built on leverage. While purchasing these does not expose you to direct debt, your returns are still subject to leverage risk held by the fund you are buying into. At times of extreme markets uncertainty, leveraged assets lose their liquidity and their value collapses much faster than for their unlevered counterparts.

Leverage is both, the fuel of the crisis and often the cause of it. Excessively lax lending standards create vulnerabilities in the financial system by raising debt loads across the economy and by lending to customers without any resilience to even minor risks. This holds for corporates and households alike. But the same lax standards also push asset valuations beyond their fundamentally-justified values, creating asset price bubbles.

The faster the lending bubble inflates and the longer this inflation continues, the greater will be the eventual collapse. Leverage risk excesses, in this case, will invariably result in the breakdown in historically-established correlations between assets returns, as witnessed in 2008-2009.

Final point worth stressing when it comes to leverage risk is that investor-own degree of leverage is, in part, a function of their disposable income and their non-investment liabilities. In this context, a smart investor will never face a market crisis with significant exposures to future expected tax liabilities. Getting your house in order before the crisis, and being prepared to cover these liabilities without the need to rely on selling assets into a falling market (incurring losses and higher costs of such trading) can be extremely important.

BEWARE OF INNOVATION, DISRUPTION AND TECH

As a fintech investor and adviser, I enjoy the excitement of working with innovative companies. As an investment markets analyst and researcher, I see financial innovation as a major risk.

The GFC, and indeed the entire history of crises before then, taught us that financial innovation can be extremely dangerous for the investors. New technologies and products in finance are the unknown unknowns when it comes to their performance in the downturns. They also submit to no established or testable hedging. Being long innovative products and technologies means you can neither control their downsides, nor can you account for their impact on your portfolio.

Beyond this, many innovative products are focused primarily on securing higher leverage, hidden behind fancy labels and structuring formulas. Mortgages Backed Securities and other ABS Products c. 2007-2008 are the case in point. So going into a crisis, investors should not hold any serious exposure to the financial innovation or financial services sector more broadly, with exception, perhaps of financial utilities: insurance companies with established, non-financial lines of business.

GOVERNMENTS AND REGULATORS: PREPARE FOR THE NEXT 'SOFT LANDING' CALL

The above points bring us to the financial markets regulators' and Government's role in the crises. While all of these entities claim to hold investor interests at heart, none of their claims are worth a single penny when it comes to the financial crises. The Italian banks rescue this year shows that all the new resolution mechanisms designed to deal with the future banking crises are nothing more than paper tigers.

The governments will respond to the next crisis in exactly the same way they responded to the previous one: pumping more cash into the markets and re-inflating debt assets first, followed by equities. This means that timing-wise, public assets are more likely to show earlier recovery than private assets.

An investor can and should be ready to capture this upside, even though the uncertainty about the extent and timing of supports is now higher due to a long period of aggressive monetary expansion that we are still going through.

In the meantime, neither the regulators, nor the governments will be of any use in helping investors avoid the upcoming GFC 2.0. With them, rating agencies, and a host of industry lobbying and advisory bodies will also stay silent on the building risks threatening the system. So when regulators and governments start talking about the next 'soft landing' — run for the hills, go to cash, and sit back for the next opportunity to buy into the falling prices.

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Did a workaround for my Labview problems, so I could continue to do some testing.
The graphs above are the same one as below, but this time I traced it with and without the drop out detect working. We see the same 5 cells drop out.
The drop out detect is looking for the rate of change signature of a drop out in the data.
Some close ups show that the dual running average difference is a good indicator of the rate of change, and works well for detecting too rapid drop off, topping detection on the charge side should work more reliably that the sample timer system.


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SAN FRANCISCO, Jan. 1 — Popular Web sites like YouTube and MySpace have hired the equivalent of school hallway monitors to police what visitors to their sites can see and do by cracking down on piracy and depictions of nudity and violence.
So where do the young thrill-seekers go?
Increasingly, to new Web sites like Stickam.com, which is building a business by going where others fear to tread: into the realm of unfiltered live broadcasts from Web cameras.
The site combines elements of more popular sites, but with a twist. In addition to designing their own pages and uploading video clips, its users broadcast live video of themselves and conduct face-to-face video chats with other users, often from their bedrooms and all without monitoring by any of Stickam's 35 employees.
Other social networks have decided against allowing conversations over live video because of the potential for abuse and opposition from child-safety advocates. "The only thing you get from the combination of Web cams and young people are problems," said Parry Aftab, executive director of the child protection organization WiredSafety.org. "Web cams are a magnet for sexual predators."
The larger Internet companies have come under increasing pressure to make their sites safer for children and friendlier to copyright holders, so start-ups like Stickam are pursuing their own slices of the market, often at the price of taste, ethics and perhaps even child safety.
"Letting people do whatever they want is one way for these sites to differentiate themselves," said Josh Bernoff, a Forrester Research analyst. "It is the race to the bottom."
Video-sharing sites in particular are filling niches abandoned by YouTube, which is now owned by Google and had more than 25 million visitors last month. Since its inception in 2005, YouTube has banned nudity and taken down copyrighted material when rights holders file specific complaints.
Last March, under additional pressure from copyright holders, YouTube placed a 10-minute limit on clips.
Smaller start-ups who are not able, or willing, to be as diligent are seeing their audiences explode as users seek the more freewheeling environment that typified YouTube's early days. Users post 9,000 new videos a day to Dailymotion, which had more than 1.3 million visitors in November, up more than 100 percent since May, according to the tracking firm ComScore Media Metrix.
A recent search on Dailymotion, which is based in Paris, found hours of copyrighted material: entire episodes of NBC's "Heroes" and CBS's "Without a Trace," recordings of Beatles concerts and plenty of nudity. The firm places no length restrictions on uploaded video.
Benjamin Bejbaum, the chief executive of Dailymotion, said the firm's 30 employees move quickly to take down video when users or rights-holders flag it as inappropriate or illegal. Mr. Bejbaum's company is seeking the kinds of revenue-sharing deals with copyright holders that Google has struck, he said.
Dailymotion currently shows ads to its users in France, which make up 40 percent of visitors to the service, and is studying an entry into the United States.
Another new video-sharing site, LiveLeak, based in London, has positioned itself as a source for reality-based fare like footage of Iraq battle scenes and grisly accidents. Last week, popular clips on the site included one of an agitated man in Muslim dress on a fast-moving treadmill and video of an American A-10 Thunderbolt aircraft bombing Taliban forces in Afghanistan.
Hayden Hewitt, a co-owner of LiveLeak, said that people who have been barred from YouTube for uploading explicit footage of the Iraq war have migrated to his site. LiveLeak "won't ban anyone for showing the truth," Mr. Hewitt said. The site also features ample sexual content that would never make it onto YouTube or MySpace.
To support itself, LiveLeak runs ads from the syndicated ad network Adbrite. Mr. Hewitt said the company was not trying to get rich or dethrone YouTube, but to create a place on the Web for unvarnished reality.
Few of these new video sites, though, worry child-safety advocates as much as Stickam, which mostly attracts young people comfortable with the idea of a continuous self-produced reality TV show starring themselves. Stickam, based in Los Angeles, says it has 260,000 registered users — 50,000 of them say their age is 14 to 17 — and is adding 2,000 to 3,000 each day.
Advanced Video Communications, a Los Angeles company that builds video conferencing systems for companies, founded Stickam (pronounced stick-cam) late last year to demonstrate its technology. Its first product was a program that let users bring a live Web cam feed directly onto their MySpace pages and other social networks and bulletin boards.
In October, MySpace blocked the Stickam service. MySpace's chief security officer, Hemanshu Nigam, said the firm "has not implemented video chat features, given the safety implications for our users."
By then, Stickam was testing its own social networking service to compete directly with MySpace. The new site prohibits anyone under 14 from joining, and its terms of service forbid "obscene, profane and indecent" behavior. But since the company does not verify a user's age, and because users' broadcasts are live, even the firm's chief executive, Hideki Kishioka, concedes those rules are unenforceable. The company is "relying on users to monitor each other," he said.
Even enthusiastic Stickam users say the site often feels lawless. "People are very vulgar and like to 'get their jollies' from harassing people, mainly girls, to take off their clothes," said Chelsey, a 17-year-old user from Saskatchewan in Canada, who signed up after her 13-year-old sister violated the site's age rules and joined the service.
"I'm pretty sure none of their parents know or even think about the things that they are doing on this site," said Chelsey, who said in an e-mail message that she did not feel comfortable using her last name in an interview.
Other companies that offer Web cam chats say that the technology seems to attract abuse. "There are just some people who, if you give them a Web cam, are going to take off their clothes," said Jason Katz, founder of PalTalk, an eight-year-old service that lets users converse over Web cams on various topics. Unlike Stickam, PalTalk asks for a credit card and charges a monthly fee, which it says prevents minors from signing up.
At least one major media company has embraced Stickam. Last month, Warner Brothers Records opened a page on the service for two of its artists, Jamie Kennedy and Stu Stone, and trained a Web cam on them as they recorded a music video. More than 9,500 users watched the event and chatted with the performers during breaks in filming.
Robin Bechtel, Warner's vice president for new media, said she thinks Stickam "could be the next MySpace" and that people would migrate to even controversial video sites if they have features that MySpace and YouTube did not. "People are going to go where the content is," Ms. Bechtel said. "If Stickam has celebrities and is entertaining, they will go there."
Mr. Kihioka of Stickam said that in some respects, his site was actually safer than other social networks. Live video feeds let users "know who they are talking to," he said. "Unlike MySpace, it is hard to disguise yourself." But he added that his company had the same concerns about child safety as MySpace and was working on an automated system that would monitor live video feeds for indecency.
Child-safety experts are not convinced. They say that sites like Stickam are the motivation for them to work closely with sites like MySpace and YouTube to create safeguards.
"If we discourage the use of the more corporately responsible social networking sites, kids will go underground to more edgier ones," said Donna Rice Hughes, president of the Internet safety organization Enough Is Enough in Virginia. "Then we'll have more of a problem."


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Here are some of the looks I love! All are from the Met's Costume Institute Gala, "Model as Muse: Embodying Fashion."
First up, Blake Lively in Versace! Love this color on her! Really brings out her eyes and I like how she kept her hair simple.
Eva Mendes in Calvin Klein – simple, but pretty. Good job!
Ashley Olsen designed her own gown…it may be a little much for her, but compared to her sister, she looks amazing. It is also the best I've seen on her in awhile.
Jessica Biel, stepping it up! It could just be because she is actually smiling for once, but she does look good!
Heidi Klum always looks amazing! If someone else were to wear this much material, it would probably look ridiculous. I wish everyone could look this great while pregnant with their fourth child.
All Images: Just Jared and PopSugar


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Fair skinned people are better than dark skinned, right you are?
The Consumer Protection Bill 2015 was introduced in Parliament on Tuesday.
"I refused to shake hands with a star because he endorses a cream that indicates you are a better person if you are fair skinned and he has no qualms about doing it. How can I respect him?"
I made this remark in 2015 when asked if I would like to meet this celebrity. Not that the celebrity cared but I was trying to make a point.
I love the idea that Parliament has suggested penalising celebrities for endorsing deceit in ad campaigns and promoting products that don't do what they should. That toothpaste isn't going to make you gleam nor is the detergent going to be whiter than white on your clothes. But that sort of lie one can live with.
It's when celebs show a complete lack of conscience and are prepared to project prejudice for filthy lucre that such a Bill comes in handy.
The worst offenders are the skin fair cream ads and those who propel them. The stars who sell the idea that you will get the job, get the girl, get the boy, get promoted, get a raise if you become a few shades fairer are impervious to the grievous hurt and mental agony they cause to hundreds of thousands of darker skinned people. It is pretty much saying you are condemned to failure and rotted self esteem if you are dark. So either you suffer in the nether regions of self loathing or you start applying this cream or lotion and see how your life changes.
The five mantras of melanin:
Don't go in the sun, you'll get dark and no one will marry you.
She is accomplished but she is a little on the dark side.
Ha ha he married a kali kalooti…poor sap.
Mindset; blackmail, black money, blackguard, black deed, black skin, same difference.
You are so lucky you are fair, even if I am more qualified you will beat me.
The Consumer Protection Bill 2015 introduced in Parliament on Tuesday which integrates this proposal to monitor celebrity selling proposes penalties, jail and fines that rise to five years and Rs 50 lakhs. More inclined towards food adulteration and dangerous substances like chewing tobacco and those obnoxious and dangerous betel concoctions it illustrates its intent by also looking into the use of famous faces to market schemes that go bottom up but only after the perpetrators have collected their loot.
This deliberate campaign to bruise sensibilities and hurt people by measure of complexion has been going on for years and now manifests itself across the board.
There we are on a set of an Indian film and there are Soviet rump state facsimiles all around, as if they had been Xeroxed on a machine, identical to the point of blandness and expressionless to the point of vapidity. But they are Caucasian and that is enough for the party scene. I have been to several parties in India but have never seen assembly lined white women hanging about in such large numbers.
Not so long ago in the murky history of the IPL some coloured girls were disinvited from jumping up and down on the boundary stage because the spectators (who ostensibly had come to watch cricket) felt cheated. After all, if we wish to see a woman leap about the place let her at least be white as is in great evidence every evening these days. How it enhances our match viewing is beyond my capacity to understand.
But where this packaging reaches its giddiest limit is in advertising Indian products to Indian buyers through the prejudicial prism of ethnic whitewashing. You would think all babies are white in India. You would also be led to believe that electronics and top of the line transportation were somewhat given an extra octane if there was a blonde and blue eye babe flung into the mix.
The question to ask is basic; are we ashamed of ourselves and is our vat of self-esteem running low? The shrillness of the righteous indignation we would display in our response belies our rather sad mental state. Hiding behind the tattered skirts of that refuge of reaching out to the world or 'being global' is so much claptrap. You are not being global, you are conceding space to Caesar period without Caesar even having asked for it.
Why do we beat up African students? Because, colourwise, we feel superior to them. Victims of severe stereotyping we believe they are more dangerous. Take a hundred Indians and ask them who they would prefer to cross on a dark and stormy night in a lonely car park a white person or a black person and the answer will be a no brainer.
So it goes on, socially accepted by you and I. The cloned Indian editions of world famous magazines fill their pages with white facsimiles. Commercial films have party scenes where the guests are largely white. Indian writers, by and large, spin books out of the semi-rural quaintness of Indian traditions to intrigue a western audience.
Damn it all, white even rhymes with right. The indoctrination is complete.
Hey handsome, wanna be fair…and square.
Find latest and upcoming tech gadgets online on Tech2 Gadgets. Get technology news, gadgets reviews & ratings. Popular gadgets including laptop, tablet and mobile specifications, features, prices, comparison.
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Collectorz.com News comic
Comic Connect
New: Comic values powered by GoCollect!
July 11th, 2019
Yes, it is finally happening! After being a daily feature request for many years, our comic database tools are finally going to deliver comic values, thanks to our new collaboration with the popular GoCollect.com comic book price guide.
And the cloud-based Comic Connect software is the first to get this cool new feature!
New in today's Comic Connect update:
- Get comic values from Core, powered by GoCollect.com
Find out which are the most valuable comics in your collection. Just set a Grade for your comics, then Update Values from GoCollect based on that grade.
Finally, view Value Stats in the updated Statistics screens.
- Lots of new editable fields:
Many new value related fields are now available. Grade, Slabbed vs Raw, Grading Company, Grader Notes, Signed By, Is Key Comic (yes/no) and Key Reason.
Other new fields: Back Cover, Plot, Nr of Pages, Genres, Country and Language.
Read more
Desktop software
Mobile apps
Web apps
64-bit adding android barcode barcode scanner barcode scanning card view CLZ Barry clz cloud comic collector connect core custom images dpi duplicates editing edit multiple find cover fix folders https images improvements ipad key mac os x manage pick lists movie collector multiple collections newsletter performance quick filter quick search search search-as-you-type security shelves skins sorting ssl stability statistics sync sync images syncing template templates trial values windows


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2 x NERF Dog Small Treat Feeder - Blue
Keep your best mate busy for hours with the Treat Feeder. Its easy bounce, lightweight design allows you to keep your pooch entertained for longer. Its ridged grooves makes for easy pick-up and retrieving too! Perfect to turn any bad pup into a good boy
- NERF Dog
- Treat Feeder
- Dog size: Small
- Colour: Blue
- Built-in ridged grooves for easy pick-up and retrieve
- DogTrax technology aids durability and grip
- Double sided treat entry
- Materials: Rubber
- Dimensions (approx cm): 8
Introducing NERF DOG, a full range of NERF-inspired & licensed canine retrieving toys. NERF DOG toys include optimized design and function by introducing special materials for improved durability and performance. Features such as poly-cotton infill, natural rubber and triple nylon stitching ensure that your pet is getting a safe, high-quality toy that will provide hours of fun! Make your pet a Nerf Dog!


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The Equiery applauds Senator David Brinkley for standing up for our constitutional right to due process of law by requesting a hearing for DLS Control No. 14-217 Submission of COMAR 08.03.03.01 as "Emergency Regulation."
The Equiery likewise applauds the Maryland Horse Council for alerting the Joint Committee on Administrative, Executive & Legislative Review (AELR) and for alerting Senator Brinkley (as well as other members of the committee) to this potential circumvention of due process. It is too easy in today's society to become complacent about the government and about the regulatory process. Too easy to shrug one's shoulders and say, "Well, that's just the way they do things." To paraphrase Edmund Burke, who looked with jaundiced eye upon bureaucracy, tyranny will prevail when good people stand by and do nothing.
In mid-June of this year, the Maryland Department of Natural Resources, Wildlife & Heritage Services (DNR WHS) released the 2014-2015 Guide to Hunting and Trapping in Maryland with regulations included that had not yet been approved by the Joint Committee on Administrative, Executive & Legislative Review (AELR), as is required by law.
DNR WHS eventually did submit these regulations to the AELR, but not until July 29, more than a full month after releasing the guide, and more than two months after the passage of Maryland's law enabling, but not mandating, expanded hunting in Maryland's four western counties.
There was plenty of time for the regulation request to be submitted via the regular process. DNR has already argued that there was not enough time to submit the request via the regular process, because of the new law signed by Governor O'Malley in May increasing the opportunities for expanded hunting in Western Maryland on private and public land. However, DNR submitted many other requests for updated regulations based on laws signed by the governor in May via the standard process prior to submitting this particularly controversial regulation as an emergency–and doing so more or less in secret.
Suffice it to say that, by submitting the request as an emergency, it is clear that bureaucrats at DNR were hoping the maneuver would stay off the radar of the general public, bypassing the public's legal right to comment.
But adding a few days of hunting in no way, either legally or ethically, constitutes a regulatory "emergency," which is intended to cope with public health crises and other true public emergencies. It is clear that bureaucrats at DNR were using the emergency process as a cynical way to bypass public comment.
Consequently, no one had an opportunity to comment. Bow hunters were denied their right to comment (and bow hunters are conspicuously excluded from the regulation's expansion of Sunday hunting, although they were included in the new law). Perhaps bow hunters would like an opportunity to comment on the proposed regs. Other users of public land were excluded from commenting, including–but not limited to–hikers, bird watchers, and equestrians. (For the record,The Equiery is supportive of game hunting, including the hunting of deer with firearms, and is supportive of certain expanded opportunities for deer hunting with firearms. The Equiery also believes in the shared use of public lands; however, we believe that not all uses are simultaneously compatible, so in certain situations, "shared use" means allocating different days – or different periods within certain days – for different pursuits.)
There are more arcane details that support the necessity of the request by Senator Brinkley for a hearing, details that could possibly be used to distract interested parties from the core issue. However, we trust that Senator Brinkley will not allow these red herrings to distract him from ensuring that the O'Malley administration follows due process as required by law.


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Quick! What comes to mind when we say "social media"? Facebook and Twitter, right? Those are the go-to sites for most agents looking to promote their real estate businesses via social media. But promoting a real estate business and marketing listings require two different sets of parameters, which is why many agents use online photo and video sharing sites as well.
The two most popular of these platforms are Pinterest and Instagram. With Facebook's purchase of the latter almost two years in the rearview mirror, let's take a look at where Instagram is today and whether it's worth your consideration as a means to promote both yourself and your listings.
Diversify Your Social Media
Although using just one social media platform does not make an effective online campaign, more than two may be too distracting, according to some social media experts. Agents have a finite amount of time every day, and for those who lack assistance, the job of posting to the sites can become overwhelming.
The careful choice of a second platform, then, becomes imperative. Agents want – and clients expect them – to promote their listings online. While Facebook is great for getting the word out about open houses and interesting listing tidbits, an over-reliance on pushing your listings there will do nothing but reduce your number of friends.
It only makes sense, then, that agents seeking to branch out from the standard social media platforms in their quest to compete for market share typically consider adding an online photo and video sharing site to the mix. The most popular of these sites is YouTube, followed closely by Instagram and Pinterest.
The Allure of Instagram
Within two months of its birth in 2010, Instagram had grown to 1 million users, and in less than one year that number grew to 10 million. In April of 2012 Facebook acquired Instagram for $1 billion in cash and stock.
With a reach today of 150 million active monthly users, at first blush, Instagram looks mighty attractive. Add in the fact that Instagram surpassed Twitter last year in mobile users and you'll find it being touted by real estate advisors all over the Internet.
What's not to like? Agents can upload photos and videos and connect their Instagram accounts to Facebook and other social networking platforms. One feature, in particular, has many agents scrambling to get an Instagram page: Instagram Direct. This allows the agent to send photos to a predetermined group of users, such as buyers, rather than making available to all.
Overall, so far, Instagram appears custom-made for real estate agents.
Is It Worth Your Time?
Before adding anything to a marketing plan, agents need to dig deeper than learning the quantity of visits a site receives. After all, it's the quality that counts. When one sticks that shovel into the ground next to Instagram, here's what is dug up: "We find that Instagram is largely made up of urban, youthful (18 to 34) demographics," says Business Insider's Cooper Smith.
Instagram's actual demographics look like this, according to Pew Internet's 2013 research:
- The majority of Instagram users are between the ages of 18 and 29. In fact, twice as many users fall into that age group as the next largest group, 30 to 49 year olds (18 percent).
- The majority of Instagram users make less than $49,999 a year. Most make less than $30,000.
- Most users are city dwellers.
These statistics are great news if you're selling Michael Jordan sneakers or iTunes. But you're selling houses, and your typical buyer, according to NAR's 2013 Profile of Home Buyers and Sellers, is 49 years old and makes $83,300. Your first-time homebuyer pool has a median household income of $64,400.
Clearly, Instagram users are not a real estate agent's target audience.
The Alternative
If you're looking for a photo-sharing platform, Pinterest hits a more desirable real estate audience than Instagram.
- Pinterest has a larger overall share of Internet users than Instagram – 21 percent versus 18 percent.
- Most Pinterest users are 30 to 49 years old.
- Pinterest's highest user pool comes from those earning in excess of $75,000 a year – the same income as the average Facebook user, and closest to the average income of a real estate consumer.
- More Pinterest users live in the suburbs than the inner city, making it more likely that they own a home, thus providing a larger pool of possible sellers.
From the demographics alone, it appears that Pinterest is the logical choice for an agent seeking a photo and video sharing platform to add to the social media mix. If you've never used the site, NAR has a list of helpful articles on how to get started and how to use Pinterest effectively.
Social media site demographics change over time. Remember, Facebook used to be a mecca for teenagers. Keep an eye on Instagram because it, too, may change enough to be worthy of inclusion in your marketing plan. Until then, it appears to be a waste of time and energy for real estate agents.


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And now for a bit of whimsy in the wake of today's depressing Case-Shiller update. I was reviewing the latest housing data at Calculated Risk and had a mental flashback to August 2009, when I originally posted this hilarious SNL skit, Don't buy stuff you cannot afford.
I speculated at the time that the skit iself was the true cause of the housing collapse. Why? A bit of research on the tv.com website turned up the date of the original skit airing: February 4th 2006. With this in mind, let's have a look at Calculated Risk's latest S&P Case-Shiller Index chart, to which I've highlighted the SNL date.
So now we understand what REALLY caused the collapse of the housing market. Everyone watched this SNL episode stopped buying houses they couldn't afford.
Note: My friend Paul Hanly in Australia alerted me that the video above may not play outside the US. Here's an alternate link to the SNL skit that works Down Under. Paul Thanks! and Happy Australia Day!


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Shanghai wants to rival New York and London in the next decade. "Shanghai is benchmarking itself aggressively toward New York in terms of being a financial capital".
It is unlikely to be in that league a decade from now, but it sure means that HK and S'pore face a formidable rival.
Do not be surprised if S'pore becomes the hub for SE Asia while HK becomes a hub for Southern China, rather remain second tier global players. This is not to say that this is a bad thing. Think of places like Zurich and Sydney.
Some gd news for S'pore. FT reports,"Aureos Capital, the private equity group specialising in emerging markets, has said the UK's high cost base and rising taxes were a factor in its decision to move several senior executives from London to Singapore.
'The move by Aureos, which is opening a new Asian head office in Singapore, is an early indication that the UK's increasing tax, regulation and cost burdens may be pushing private equity groups to move operations overseas."