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Beta Glucan Market size, Industry Analysis Report, Regional Outlook, Application Development Potential, Price Trends, Competitive Market Share & Forecast, 2020 - 2026
Report ID: GMI2187
Beta Glucan Market size has positive outlook in pharmaceutical for treating asthma, allergies, flu, colds and ear infection.
It is obtained from cereal grains like oat, barley, rye, wheat and shitake mushroom or dietary supplements as human body is unable to synthesize beta glucan naturally. Supporting regulatory guidelines regarding balance diet consumption accompanied with increasing consumer awareness regarding essential nutritional content in routine diet may drive beta glucan market size.
Favourable FDA regulation regarding approved health claims of dietary fibre in lowering heart disease risk. Beta Glucan reduces low density lipoprotein (LDP) or bad cholesterol and reduces coronary artery blockages. It finds wide application in packaged food such as breakfast cereal, RTE and nutrition bars as dietary fibre. Rise in income level and growing consumer health consciousness has increased healthy food consumption. It supresses appetite this property which is beneficial for people following weight loss program. It improves digestion and gut health due to prebiotic properties. Prevailing health conditions such as obesity and coronary disease has promoted need for weight loss and better diet habits thereby stimulating industry growth.
Beta glucan boost body immune system and given to patients undergoing chemotherapy and radiation treatments through intravenously (IV) or injection in muscles. It provides instant energy and help to maintain energy level in patients suffering from physical & emotional stress, chronic fatigue syndrome.
It is used in cakes, pastry, chocolates and muffins preparation owing to properties like acidity regulator, sugar additives, stabilisers, natural sweeteners. Global confectionery market was valued about USD 185 billion in 2016. Rise in gifting trend along with various players engaged in innovative product development may drive confectionary industry market size thereby acting as a major contributing factor towards beta glucan demand. Growing consumer awareness for natural additives in confectionary products may favour industry growth.
Beta glucan reduces fat content and maintains mouth fullness of ice cream. It attributes porosity and improves ice cream meltdown rate. It is also used in yogurt manufacturing and improves viscosity and consistency of yogurt by increasing water binding capacity. Global dairy ingredient industry is poised to surpass USD 85 billion by 2024. Shift in consumer preference towards dairy product as a complete nutrition source may drive industry growth.
Over active corticosteroid hormones inhibit collagen fibres growth and retards wound healing process. Doctor prescribe systematic beta glucan administration to boost fibroblast growth that accelerates scar tissue formation. It is prescribed to patient's undergone surgery and improve immunity system to fight infection.
It is utilised in skin ointments formulation to cure wounds, diabetic ulcers, eczema, bedsores and burns, owing to improved healing property. It provides nourishment, hydrates skin and reduces fine line and wrinkles and used in skin creams and lotions. Positive outlook towards cosmetic industry due to rising consumer demand towards personal care products may fuel product demand.
Beta glucan is used as an effective alternative for poultry antibiotics due to its organic nature. It improves feed efficiency, induce growth and decrease flock variability. It prevents diseases and improves digestion process thereby forming an important ingredient in poultry feed. Strict government regulations led by FDA and EU Commission regarding ban on antibiotic growth promoters along with growing awareness among animal feed manufacturers regarding beta glucan usage in animal nutrition may boost product demand
Global supplement market was valued over USD 125 billion 2016. Beta glucan promotes immunity and helps to fight infection. It mitigates cough & cold, pain, fatigue, headache and flu symptoms. Rising consumer spending on dietary supplement should may have positive influence on industry growth
North America, driven by the U.S beta glucan market may witness significant growth due to increasing adults' participation in gym and sports activities. Presence of major player engaged in developing natural growth promoters for poultry feed may propel regional growth.
Europe driven by UK, France, Italy and Germany beta glucan market may register significant gains owing to increase in consumer health awareness. Rise in aging population has led to high spending on pharmaceutical products thereby stimulating product demand. Increasing nutraceuticals and functional food consumption along with government initiatives encouraging beta glucan marketing due to increasing need for prevention from food related non-communicable disease may stimulate regional growth.
Asia Pacific, led by India, Japan, and China beta glucan market may grow significantly. Rise in convenience food demand owing to rise in working demographics along with aging population with prevailing cancer and diabetic diseases may propel regional growth.
FDA regulation promote beta glucan usage in food & beverages and pharmaceutical applications. However seasonal availability of cereals and excessive extraction cost may limit industry profitability thereby affecting beta glucan price trends.
Global beta glucan market share is consolidated. Key players include Tate & Lyle, Biotec Pharmacon, Biothera, Ceapro, Koninklijke, Altech, Lallemand, Lura Lean, Pharmacon, Gistex and DSM.
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Saturday, April 21, 2012
Star Trek or Star Wars
66 comments:
Hi Jemi. I'm not a huge sci-fi fan but I enjoy both these movies/tv shows.ReplyDelete
A good write but for me Star Wars and Srar Trek are not for me. My late husband loved them, I watched with him but not since he passed away.ReplyDelete
Have a great week-end.
I grew up on Star Trek and loved it. Then Star Wars came out and it absolutely blew me away, I was totally caught up in Star Wars mania. But you know what? When the dust cleared, I'm still a Star Trek kid at heart. I still love Star Wars, but it's Star Trek for me.ReplyDelete
What's really odd? As old and cheesy as the original Star Trek is, it seems less 'dated' in some ways than the first Star Wars movie. I think it has to do with the hair. Star Wars hair (at least on Luke and Han) is much more rooted in time than Star Trek hair.
Denise - the do both appeal to pretty wide audiences :)ReplyDelete
Yvonne - they do usually appeal more to men. Not in our house though! My hubby hates them both :)
Jeff - I never thought about the hair, but you're so right! In Star Trek, the hair cuts are much more timeless - for the men anyway. The women's hair, not so much :)
- AnonymousApril 21, 2012 at 7:38 AM
Have to admit I'm not a big follower of wither series. They're okay and I have a lot of fun spoofing them on my blog. I like them, but that's about it. Spaceballs is a classic!ReplyDelete
Stephen - Space Balls is a classic! :) There are a lot of non-fans out there ... including the rest of my family! Everyone has their own thing - which is what makes it so much fun!ReplyDelete
Give me both, but I grew up on ST and my children grew up on SW's.ReplyDelete
Yay for Sci Fi.
I like both of those series. SO ahead of it's time.ReplyDelete
Teresa - yay for sf for sure!! :) They're both so much fun :)ReplyDelete
Clarissa - they really were ahead of their times. Rodenberry & Lucas = genius :)
Star Wars!! But I do love me some Star Trek, too. Still--STAR WARS is first in my heart. I think it's that rogue Han. He steals the show for me.ReplyDelete
Start Trek came first for me. While the first three Star Wars will always be a part of my youth (the second three will hopefully be forgotten in time) Star Trek has been there my entire life, with five series and eleven movies. Star Trek conventions are everywhere, the show inspired almost every astronaut, and led to the best spoof ever - Galaxy Quest. Star Trek for me!ReplyDelete
If I had to pick one...I would go with Star Trek. It has more depth and breadth to me. Especially after the latest Star Trek movie....that totally ROCKED! :)ReplyDelete
Mary - Han really is enough all by himself to sway the vote!ReplyDelete
Alex - Galaxy Quest is such fun! I've also read a lot of Star Trek novels, but the SW ones never did it for me for some reason.
DL - I really liked the new ST movie too. I'm hoping they're well on the way to a whole new series of movies. they should be fun!
Not so much my genre, but I'd think that Trek has more to love since it has so many episodes and movies!ReplyDelete
It's Star Wars all the way for me. Well, the original trilogy. Those are some of the best movies of all time.ReplyDelete
Elizabeth - sf isn't for everyone. I'm the only one in my family who enjoys it!ReplyDelete
SL - I love the original trilogy - the newer ones not so much :)
Star Wars, hands down! My 4-year-old boy loves Star Wars so it's been fun watching the movies with him (I get to reminisce on my childhood while I watch with him. :D )ReplyDelete
Cherie - my son was little when the new movies came out so I know exactly what you mean! So much fun :)ReplyDelete
My husband is the Star Trek fan, and I'm the one who loves the Star Wars movies. I haven't revisited them in quite a while though.ReplyDelete
Roddenberry had a such a vision for the future and created such a complex world. I would pick Star Trek over Star Wars any day of the week.ReplyDelete
every sf fan, as you've seen in the comments above, will tell you - STAR TREK :) And I mean the shows, not the old movies and the classic one.ReplyDelete
STAR WARS was more for younger audience and kids :)
Star trek, definitely.ReplyDelete
i am not a space fan--but would have to pick star trek--unless "lost in space" was in the running--the only space show, i loved--great postReplyDelete
Pat - I watch them every time they're on - at least for a few minutes each :)ReplyDelete
Diane - Roddenberry was a true genius. I love his vision and hope we see it some day!
Dezzy - I love both, but if forced to choose, I would go with ST as well - the heart of the franchise is without parallel :)
Damyanti - thanks!
Lynn - I loved Lost in Space!!! Danger, Will Robinson! It was a great show :)
Okay, I'm cracking up. Guess what my "S" is - yep Star Wars. Hop over and you can geek out with me. I have a soft spot for Star Trek. I even have Star Trek checks (that's because the Star Wars checks were discontinued). I really love the new Star Trek movie by JJ Abrams, but my heart will always belong to Luke Skywalker.ReplyDelete
I did science fiction for S, listing my top ten favorites - and Star Wars and Star Trek tied. There is no way, like you, I could choose between them. I love how both have filled my world with fun, excitement, cool ideas, bravery, and sharing lots of quotes and laughs with friends (fellow nerds!)ReplyDelete
Leslie - I just came from there! Too funny - we even used the same clipart :)ReplyDelete
Margo - it's really hard to choose! They're both so awesome in such different ways. I just wish my hubby liked them even a little bit. :)
I have to go with Star Trek, but I remember when Star Wars came out. I must have gone to the theater to see it ten times at least.ReplyDelete
Susan - it was such a HUGE movie!! The scope of the movie blew my mind. Lucas really is a genius :)ReplyDelete
- AnonymousApril 21, 2012 at 3:00 PM
I prefer Star Trek, by default since I haven't seen Star Wars.ReplyDelete
Star Trek for me every time. I loved the characters in the original series.ReplyDelete
Medeia - the original series of SW movies are awesome! Great characters - fun plot and incredible visuals!ReplyDelete
Rosalind - I loved them too - and love them all over again in the new movie. I hope they make more! :)
Star Trek, hands down! Especially TNG!ReplyDelete
Although I will say I love the new Star Wars ride at Disneyland. Pretty cool special effects!
Stephanie - TNG was my favourite series too - it's the one I really got to know. :) We've never been to Disney - one of these days... :)ReplyDelete
Star Trek. I'm nowhere close to have seen all of it, but between watching season one of TOS and the original SW trilogy, ST appealed to me more.ReplyDelete
That's a hard choice to make. Loved watching Star Trek on TV, then went on to watch the movies, of course. And also loved Star Wars. I remember my husband and I standing in line for the opening show of the first Star Wars.ReplyDelete
Oh, you are so funny! I just ducked for cover when I commented on my friend Leslie's post that I've never been a Star Wars fan. WHAT??? I know, I know.ReplyDelete
I can't choose! Please don't make me choose!ReplyDelete
I was the opposite; I was a Star Wars fan for a few years before I ever saw any of the Star Treks. I really do love them both, though. Star Trek (particularly TNG) is more logical and even inspirational, but Star Wars is so epic and awesome!
I like the originals of both best of all. I couldn't pick which I prefered.ReplyDelete
I agree, both are tied. I love both the same too!ReplyDelete
And, I've finally read a book you've mentioned 8-D My cousin and brother and I read Ranger's Apprentice.
Golden Eagle - I think ST probably has a wider appeal. SW had a huge impact on us when it first came out because it was so different from anything we'd seen at the time!ReplyDelete
Helen - I dragged my then boyfriend (now hubby) to see it too. He wasn't as impressed as I was!
Julie - Leslie's great! I bet she didn't even throw anything at you :)
Shelley - great description for the 2. They really are both so awesome!! :)
Lynda - I definitely prefer the original SW, but I think TNG was my fave ST :)
Jack - yay! Loved Ranger's Apprentice - such a great adventure series :)
Star Wars for sure! I'm a big fan of the first three movies and have watched them all more than once with my kids. I never really got into Star Trek.ReplyDelete
Beth - I loved the original SW movies too! New ones, not so much :)ReplyDelete
- AnonymousApril 22, 2012 at 9:12 AM
I've seen movies from both and they are about equal to me.ReplyDelete
I'm gonna have to say Star Trek! I had a mini-crush on Captain Kirk.ReplyDelete
Susanne - It's fun to see who loves, who hates and who is indifferent! :)ReplyDelete
Talli - good choice! Although I always thought Spock was more ... fascinating :)
Hmm...this is a hard one because I love them both. But if I must choose I would have to say Star Trek.ReplyDelete
Can't choose either, really, but Star Wars DID change my life.ReplyDelete
Karen - If I was pressed and forced to choose, that'd be mine as well. :)ReplyDelete
Shelley - SW did that for a lot of people. It was so BIG in so many ways when it came out. Lucas is brilliant :)
I used to watch a lot of Star Trek as a kid. Dunno if I've ever seen Star Wars.ReplyDelete
JL - I got caught up in ST as a kid too - it opened up the world of fantasy and sf to me. :)ReplyDelete
- AnonymousApril 22, 2012 at 5:19 PM
Oh the memories of my friends who were obsessed with both!ReplyDelete
Me... Neither have grabbed my attention :)
I really liked Star Trek. Star Wars didn't do anything for me.ReplyDelete
Michelle - neither did much for my hubby either - definitely not his thing! :)ReplyDelete
Sharon - I love all the incarnations of ST - but the scope of SW really drew me in to. :)
Star Wars Episodes IV, V, VI!!! R2D2 is my favorite! He's so freaking cute and I wish I had an R2 unit. :)ReplyDelete
I remember watching The Next Generation with my dad, which was a cool show. I preferred Star Trek: Voyager, though! I thought it was too cool to finally see a woman be captain of the starship.
But the original Star Wars is definitely my favorite!!
Laura - Love R2!!! We should definitely get a unit :) I was thrilled when ST finally got a female caption - Janeway was great! :)ReplyDelete
Definitely Star Wars, and I have to admit, Han Solo has a lot to do with that. :)ReplyDelete
Susan - Han Solo is an awesome reason to be a fan! Such a great character :)ReplyDelete
I enjoyed both the movies. Thanks for this post!ReplyDelete
Nas - me too! Such incredible creativity!! And heart :)ReplyDelete
I love Star Trek. I'll watch it as long as the repeats run.ReplyDelete
Francene - me too! It's one of those timeless shows that I will watch forever :)ReplyDelete
My sons grew up on the original three Star Wars movies so I'll always have a soft spot there but for me, it's Star Trek-TNG - Jean Luc and the gang.ReplyDelete
Linda - Love TNG - great cast of characters in that one. :)ReplyDelete
Star Wars! (But not those awful prequels.)ReplyDelete
Theresa - agreed! The prequels were definitely not my thing!ReplyDelete

subset: commoncrawl


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Hi Mom,
I was talking to someone about you a couple of weeks ago near my place. I think I was saying the usual broken record stuff about how I'm not sure that I feel you. I don't know if the signs are you. I don't know if you are okay. (Yeah, I am still on that track. Sorry. It's hard though, you know).
But then I walk into Shoppers Drug Mart just after that talk, and as I am walking in, I must have sort of in the back of my head asked you or the universe if you are okay, and guess which song came on?
Layla, by Eric Clapton. So as far as I know, you did not know of Clapton or that song when you were here physically. It doesn't seem like your kind of music. Haha. But… it's the only song I am aware of that has the name Laila or Layla in it that could possible be played in a store like that. Though, it would have been awesome if Laila oh Laila the Hindi Bollywood song came on. That would have freaked me out, but in a really great way. Can you make things like that happen?
Anyway, I smiled. I mean, I really, really smiled, because I got another little taste of this feeling of happiness, hope, possible peace and relief that maybe that was from you. I don't know. I should know though, right? I mean, should I just believe without a doubt, and feel and hang onto that emotion until my mind and body believe without a doubt?
I've been reading a book about this- You Are the Placebo- by Dr. Joe Dispenza. It's about how when we align our emotions to a future event or occurrence that we want to have happen, our body thinks it is already happening, so it makes the shift as if it is in that future. That is the placebo without a placebo pill. We can create that in our own bodies, says this doctor. I believe that to such a deep extent medically. Though in your case, when you were in the hospital, I feel like you weren't given a chance to do this. How can that work when you are sedated and can't see, hear or talk? That just kills me inside. That thought.
But I need to stop focusing on that thought, and put myself in the emotion and thought that you are still with me. That you are giving me signs along the way. And hopefully, you are getting a little frustrated with me not fully believing, but in a funny way. I am trying to believe mom.
The lines in the Clapton song that seemed so fitting are:
"Layla, you got me on my knees Layla. I'm begging darling please, Laila. Darling won't you ease my wary mind."
It's the wary mind I'm trying to sort out. My own, that is.
I walked to the post office connected to Shoppers just as the song was ending. I was there making photocopies of some passages from another book I was reading at that time- Through My Eyes, by Gordon Smith. Here I was- with the proof in my hands- from the words of this Medium. Exactly what I wanted confirmation of, he gives in his book. That there is life after death, that we don't really die, and that souls speak to one another. That our loved ones are okay and they are speaking to us without words.
I ended up telling the lady working at the post office about the Clapton song and about you. And she was in tears. She ended up sharing with me that her mom passed away, and she too misses her very much. For all the times I went into that post office, I never knew any of this about this woman. Thank you for connecting us. Can you do that too? Connect me to people who can either help me or I can help them in some way? I always wonder about that.
I told the woman about the book I had with me, and I left her a copy of one of the first stories in it.
She told me that there is a woman who comes to the post office on and off who seems to be clairvoyant or is it clairsencient? Anyway, supposedly, she passed on some messages to the lady at the post office that were quite accurate. This clairvoyant woman also said that there are many spirits in the building where Shoppers is located, specifically in the post office and down at the other end of the complex where there is a big dollar shop. It used to be a movie theater. I remember that theater, actually.
But yeah, it didn't sound spooky or haunted or ridiculous what she said. It actually made me feel hopeful, and curious about which spirits around us and where. And I like the idea that those souls who have passed away can still be looking out for us. And that maybe they have particular favorite spots they like to hang out it. Haha.
It gives me a picture of their lightness, their playfulness, their carefree and happy nature. Their peace and their everlasting love and energy.
I want to feel that from you. That you are happy, free, at peace, and having the time of your… well, after-life. 🙂
Love you, Mom, forever and ever.


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If Champagne immediately puts you in turmoil, regional food provides you with even more happiness!
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Federal Iraqi forces have peacefully taken control of all border crossings ringing the Iraqi Kurdistan Regional Government (KRG) following an agreement with Kurdish authorities.
A reported agreement between Baghdad and Erbil facilitated the peaceful handover of the border posts to the federal Iraqi forces.
In a statement released on Friday, the office of Iraqi Prime Minister Haider al-Abadi said he had ordered a 24-hour suspension of military operations against Kurdish militants.
The halt in fighting "should allow a joint technical committee… to work on the deployment of federal Iraqi forces in all disputed areas, including Fish-Khabur, and the international borders," the statement read. "This should prevent bloodshed between the children of the same country."
The development came less than two weeks after Iraqi government troops began an operation to take back positions held by Kurdish Peshmerga forces since 2014, when they joined the fight against ISIS terrorists.
The military campaign was a response to a controversial referendum on the secession of the Kurdistan Region and a refusal by the Kurdish militants who had overrun territory in the course of the fight with ISIS to leave those areas.
The KRG held the plebiscite on September 25 in defiance of strong objection from Baghdad and Iraq's neighbors, particularly Iran and Turkey.
On October 16, the first day of the operation, the federal Iraqi forces managed to capture the Kurdish-held city of Kirkuk.
Under mounting pressure, the Kurdish leadership offered on Wednesday to freeze the results of the vote and engage in dialog with the central government.
Some Iraqi politicians and paramilitary forces have rejected the KRG statement, however, arguing that Iraqi Kurdistan must completely annul the referendum.
Iraq's central government has argued that the KRG independence poll, held on September 25 in the face of opposition from regional neighbors as well as Baghdad, is illegal based on the Iraqi constitution.


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A bowl of soymilk and some baozi, or steamed buns, is a typical Chinese breakfast. Who would have thought that this simple meal would become a leading character in a movie, and even win an Oscar?
On Feb 25, Disney-Pixar's short film Bao took home this year's Academy Award for Best Animated Short. In the movie, a small steamed bun springs to life and becomes the child of a lonely Chinese woman.
Domee Shi, Pixar's first female Chinese-Canadian director, was inspired by her own mother. When Shi grew up, she was always working outside the home. Shi spent little time with her mother, which made her reflect on their relationship.
"My mom would often hold me close and say, 'I wish I could put you back in my stomach so I knew exactly where you were at all times,'" Shi told US-based media Thrillist.
"我妈妈常常紧紧把我抱在怀里,说:'真希望能把你塞回肚子里去,这样就能知道你到底在哪里了,'"石之予在接受美国媒体Thrillist 采访时如此说道。
Bao explores the themes of empty nest syndrome, emotional attachment and the effects of being an overprotective parent in the movie, The Hollywood Reporter noted.
In the film, many details show the way the Chinese woman loves her "son". She prepares feasts, cleans up the house carefully and always buys "him" fresh pastries. These details are true to the strong and protective love of Chinese parents for their children.
But as Bao grows up, he wants to have his own life. He plays out late with his friend, refusing to come home at his curfew. He knows that there is a big world out there, but can't cut his mother's apron strings.
In Bao, the children of immigrants actually also love their parents, but because they have to fit in with the culture, they sometimes ignore their parents' pain.
So, how should children like this show their parents that they love them? In her acceptance speech, Shi had a message for all children: "out there who hide behind their sketchbooks, don't be afraid to tell your stories to the world".


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Saputara is one of nature's true delights. Even thought the Gujarat state has developed it as a planned hill resort, it has still not lost it's natural charm. The Sahyadri range frame the small town of Saputara, which has now captured the top spot for offbeat destinations around Mumbai.
An early morning trek to Gandhi Shikhar is a must-do, when you are in Saputara. You could also cover the lushly green area of Governer's hill on foot. At the top of the hill, you will be treated to the beautiful view of the Saputara lake. The Vansda National Park has a lot to offer to those interested in the flora and fauna of the place.
Excursions to the nearby wildlife sanctuary in the Mahal Bardipara forest and then a subsequent trip to the magnificent Gira Waterfalls have been recommended by many travelers. Don't forget to take a trip to the Artist Village, where not only can you buy tribal artifacts but even make some yourself!
To know about places you can explore when in Saptura, please take a look at our one day itinerary and three day itinerary to Saputra.


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Taeyang made his official comeback to the K-Pop scene last July 01, 2010 with the release of his full length album entitled Solar. The official MV of the carrier single entitled I Need a Girl has been out for fan's pleasure.
No doubt, Taeyang did it again. The whole concept of needing a girl and hating to be single fits him. I must say the beat of the song is a little light than his usual music and i love it. It so refreshing to hear Taeyang sing this song. The MV also shows a different side of him. He looks a little naughty and playful this time while still showing that great bod (which makes the video Hot!). Taeyang is definitely cute and hot in this video — rare combination. I won't be surprised if 'I Need a Girl' becomes a huge success, it has the support of GD and Sandara as his girl interest in the MV.
The first live performance was made thorugh MNET. He did not just sing one song but THREE! He had an Intro, Just a Feeling and I Need a Girl. Not everyone gets to comeback this big on MNET, I remeber Lee Hyori singing at least 2 songs when she came back but she is an MNET artist. Though I think YG and MNET sort of have a close relationship, good to see Taeyang doing a big comeback on stage this way.
Lucky dancer, I forgot her name but she is always with Taeyag. During the 나만 바라봐 (Look Only at Me) promotion, the girl gets the best dance routine with Taeyang. She gets a good spot also in the Wedding Dress dance choreography. This time she even gets to smack Taeyang. I am also loving the dance routine, well it's not much of a big surprise for a good production number from Taeyang and the YG dancers, it's almost always expected. Everytime he has a production number there is always a signature step this time I find the step sometime on 1:00 cool for Taeyang. I remember how he danced Wedding Dress with that step where the count seems to be double compared to the beat. I love that part and Taeyang executed it flawlessly.
I Need a Girl is definitely a feel good song. Something that will make you groove a little while listening to it. I like the whole idea of the production number for this carrier song, it's like an MV on its own. I will definitely have this album on my collection. Good job Taeyang!
The videos are not mine credits go to You Tube account who posted.


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There are few generations quite as interesting as us millennials. We're widely criticised and misunderstood, often considered as lazy and self entitled by older folk. But as a demographic, we've done a lot of good. We're entrepreneurs who are carving new paths in business and career thanks to the fact we're savvy with technology. We're the most ethnically and racially diverse generation, meaning we're more accepting of others- we've pushed forward movements such as gay marriage and gender equality. And as a generation, we're more educated and informed than others that have come before us. However, it's not all good news for Millennials and if we're looking at general trends, there are a few things we could be considered 'guilty' of. If you're looking to get ahead, here are some things you can do.
Buy your own home
Millennials are less likely to be homeowners compared with older generations, and there are a few reasons for this. First, we're the age group that grew up in the recession, which has meant many of us are jaded with our feelings around borrowing money. High house prices and a struggling economy (that's only just recovering now) meant that even those who did want to own homes, doing so was often out of reach. Millennials also tend to like living in and around big cities where there's plenty to do, where house prices are even higher. It's always worth getting on the property ladder, if you're able to save up for a deposit then it's best to do so. You could even buy something cheap and fix it up over a couple of years- get new windows and doors, rejig the layout and have a new bathroom and kitchen fitted over a period of time. This would allow you to add value and own a home that you wouldn't have been able to afford in a 'move in ready' state.
Learn to drive
Millennials drive much later than previous generations have. The high cost of living is one thing to blame here, high driving lesson prices along with zero hour contracts and money being tight can have people feeling like learning to drive isn't a priority. Again, coming back to the fact that Millennials tend to like cities, where public transport links are good but your can't really drive your own car easily, it's no wonder so many put it off. But learning to drive is a smart move, you never know when you might need it. What if you want to move away and transport links aren't great, or you get a fantastic job offer but it requires you to drive?
Get your finances in order
Millennials are known for spending on frivolous things– expensive coffee, meals out, artisan products and more. This is despite the fact that due to the economy, many are struggling financially. Get your budget in order, stick to a plan and be careful of overspending.


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I may regret this but I have to try it - I just have to! I know you understand - please say you do. :-)
I have had serious "Wool Envy" for months (OK, years) - so many friends working with wool and I can't. Why? Well, I'm allergic to lanolin - it's a natural ingredient in wool and does not wash out. Liken it to trying to wash the oil out of your hair - can't be done! Over the years I've had to be careful with make up, lotions, etc. In fact I don't wear lipstick because my lips swell like crazy (trust me, it's not pretty). LOL
Paulette, Kaaren, Karen & Lori are almost finished with a wool pincushion round robin. Paulette just finished an adorable Gingerbread Boy wool mat and I want one. LOL I've received some fabulous mats from Kaaren & Karen - serious wool envy from me. Huge Sigh!
I've decided to try a project and see how it truly affects my hands. After a quick phone call to my favorite local quilt store The Olde World Quilt Shoppe to check on wool kits my daughter, Kris and I made the trek. My daughter was so cute when I asked her if she wanted to take the ride with me to look for a wool project - she said, "Mom, you don't need another hobby" I explained that it was part of stitching and quilting and she left me alone. LOL Hey Kris :-P
So, here's my new project - it's been here a few days and I'm completely intimidated! I don't even know what to do first. LOL It's a well known fact that I carry my brain in my back pocket and usually sit on it but today I'm going to pull it out and put it to work. ;-)
Wish me luck as I embark on a new journey and that I don't hit a brick wall.


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|Find the best surf spots
Sunday March 30 2008 06:00:00 AM
Surf spot: Barber's Point - Coast Guard Jetty, United States of America
Surf Trip: Spring break at Nimitz Beach ( 26 March 2008 - 29 March 2008)
Session's Rate:
Wind direction: Onshore
Wind Strength: Light
Nb waves ridden: 10
Length of the surf session: 60 min
Surfboard ridden: 10'0
Fins: single
Weather and water temp: comfortable
Waves height: Less than 1m / 3ft
Waves Quality:
- Soft
- Fun
Waves Shape:
- Multipeaks
The last of the sunrise sessions at this solo location. Three days of surfing the break alone or at most with my oldest son, are rounded out with a speactacular sunrise on the water. The waves were small and there was a light cross wind chopping it up. However, the small waves gave way to some fun nose rides on the extra long 10'0" green wave riding machine. A great way to start any day and finnish the trip.
Created: Saturday March 29 2008 10:19:39 PM
Modified: Wednesday April 2 2008 03:13:17 AM
Hits: 2995
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Cancer and gaming may seem worlds apart but technology exponentially creates new worlds of opportunity (real, augmented, and virtual!) as it did with the story of Oncomfort.
Oncomfort was born out of the stress of watching family suffer through cancer and being unable to reduce their pain and anxiety. Diane Jooris, CEO of Oncomfort (Co-founder) helped her father and sister as much as possible, but she felt that her clinical hypnosis expertise combined with the rise of a new technology, virtual reality, could provide a solution.
Presently, the company is already composed of a dynamic group of international and multilingual individuals that are actively engaged in in several continents including Europe, North America, South America, and Asia. Oncomfort is based in Brussels, Belgium and is actively conducting research and development in many countries.
Many villages are represented from across the world at Oncomfort. In sum, eight languages (English, French, Spanish, Portuguese, Italian, German, Arabic and Dutch) are spoken by the team. In addition, over six countries are represented by the same either through birth, ethnicity or both (Belgium, United States, Italy, Lebanon, Ecuador, and U.K.). With this unique combination of perspectives, languages, and skill sets across domains and across geographies, all are collaborating together globally to bring better clinical care into healthcare through virtual reality.
Diane Jooris, MS, LCDC-I, J.D., is the mental health expert with a special focus on Clinical Hypnosis. She has a Masters degree in Clinical Psychology, Masters in International Relations, Masters in Law- J.D. Diane was a Mind-Body Intervention Specialist at MD Anderson Cancer Center (Houston, Texas), a registered yoga trainer, and a clinical hypnosis passionate. After 20+ years of corporate marketing and project management, Oncomfort is now her entrepreneurial project.
Gerald De Patoul has 20+ years of experience in mergers and acquisitions, corporate and project finance and business development at ENGIE and Price Waterhouse Cooper. His financing expertise is augmented by a business engineering degree from University of Louvain in Belgium and a Masters of Finance and Tax from University UFSIA, Antwerp, Belgium.
Mario's great passion is to introduce and upscale innovation and business transformation in the healthcare market. Mario has built up his broad scope on health care in various leadership positions in both small healthcare companies as international healthcare groups. His focus evolved from technology in anesthesia and acute care into trafsformation based on clinical data and digital health. In addition, he provided services to hospitals and startups in Belgium and abroad covering areas from virtual health to digital therapeutics.
Mario holds an engineering degree and is an MBA alumnus of the Vlerick Leuven Gent Management School.
Bart occupied several sales leader roles in the field of medical devices, clinical biology and healthcare in general for 20 years (Laméris, Johnson & Johnson, Medtronic, Medec, Fresenius). Has has initied, facilitated and executed innovation in Sales & Marketing, developing business in a multi-stakeholder environment. Bart has developed a wide network of national and international contacts and knowledge of the healthcare market in general.
Rein has 30+ years of experience in pharmaceutical and medical delegation as key account manager. He is very interested in the development and the potential of new technologies in healthcare. He joined Oncomfort as a hospital associate in Clinical Virtual Reality in the sectors of West and East Flanders.
Julien Tesse has built experience in digital marketing working as an eBusiness analyst and then consultant for the Belgian market leader, Semetis. Being keen on working with new technologies, he holds a Master's degree in Business engineering from the University of Louvain-la-Neuve (UCL). His creativity and team spirit led him to undergo a specific Master's program in entrepreneurship (CPME).
Gisele Waters, Ph.D. is an innovation psychologist driving growth in an exponential world. With over 25 years in leading human and technology education; she persuades innovative biotech firms to embrace the unknown. Her business development background also adds a commercial expertise of obtainable markets and growing serviceable markets. By creating the voice of the company, value propositions are edited to communicate strategic offers.
Robert Storey is the Managing Director of The MVR Company, Executive Chairman of Osteovantage, Inc. and Vixiar Medical, Medical Device Executive-in-Residence for Johns Hopkins University, and on the Strategic Advisory Board for Johns Hopkins Laboratory for computational sensing and robotics. He is also on the Oversight Committee for the Hopkins/Coulter Translational Partnership. Robert takes the Life Sciences Innovation lead at MD Anderson Cancer Center while being National Instructor for NSF & NIH I-Corps. As a former executive at Exxon Corporation, Clariant Corporation and Vapotherm, Inc he provides 30+ years of business acumen and strategy.
Professor M.E. Faymonville, M.D., Ph.D. is a world-renowned expert in clinical hypnosis, clinical psychology, anaesthetics, and cognitive psychology. She publishes, teaches, and conducts research at the Centre Hospitalier Universitaire de Liege. In 1992, Dr. Faymonville developed a new method of anesthesia: hypnosedation. Her team has performed more than 9,000 surgeries under Clinical Hypnosis. She is the author of more than 150 publications, a former President of the International Hypnosis Society, and the head of Pain and Palliative Care at University Hospital of Liege.
We are humbled by the recognition of an international medical community. As a start-up breaking ground with new multilingual technology applications that integrate psychological interventions into virtual reality, the international awards received in the past year are fully appreciated.
We want to thank our partner doctors and providers across the globe who believed in our vision and decided to become pioneers in the use or our products. These doctors and providers create a real shift in paradigm in medical care! Special thanks to:


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Washington (CNN) - Republican National Committee Chairman Reince Priebus told the Nevada Republican Party Thursday he supported some state activists' efforts to move its caucus date to Feb. 4th - a change that would end a bitter clash between Nevada and New Hampshire over nominating calendar dates.
In a letter to the chairwoman of the Nevada Republican Party, Amy Tarkanian, the RNC chairman said a February caucus would still give the state a prominent place in the nomination calendar, would avoid any sanctions imposed by the party for scheduling a contest too early and said the later date would be in the best interest of the party and the nation.
"In talking with you while in Las Vegas this week, I realize the groundswell of support from the many activists we spoke with for moving your caucuses to February 4th, and I will wholeheartedly support such a move," Priebus said in the letter.
CNN reported on Wednesday the Nevada Republican Party's central committee would consider the date change when it meets on Saturday and that Priebus, who met with key Nevada Republicans while in Nevada this week, had indicated his support privately for the move to February.
After Florida and South Carolina moved up their contests, Nevada announced it would schedule its caucus on Jan. 14th in order to have prominence. That move set off a firestorm. New Hampshire's Secretary of State William Gardner saying it complicated the scheduling of his state's primary because state law dictated there must be seven days between "similar" contests. He said he might be forced to schedule the New Hampshire primary in early or mid-December.
With Iowa's caucuses set for Jan. 3rd and South Carolina's primary scheduled for Jan. 17th there was no date for New Hampshire to go in order to hold its contest in early or mid January and meet that requirement and be the first in the nation primary which is its key priority.
Following Nevada's move several GOP candidates vowed to boycott campaigning in the state. Some activists started urging the state to re-consider its date.
"A February 4th caucus date will eliminate the uncertainty caused by Florida's actions and the posturing of New Hampshire's secretary of state, restore order to the primary calendar and benefit Nevada in multiple ways. There are several reasons I believe Nevada will be best served by holding its caucuses on February 4th," said Priebus.
While a February date would come later in the calendar, Priebus argued a caucus then could be even more prominent than holding it between Iowa and New Hampshire because it would have more influence. Also he said Nevada, allowed to be the first Western contest, will still have major impact.
"It seems unlikely that Nevada will get the attention it deserves if it is wedged in between the states that historically have been first," Priebus wrote.
If Nevada goes ahead with a January date, it would lose half of its delegates to the Republican Convention.
Tarkanian had a conference call with the 17 county chairmen on Thursday, according to the Las Vegas Review-Journal. Afterward, she issued a statement saying while no decision was made she is committed to keeping the party prominent in the selection process.
"My goals throughout the process have been consistent, remain the first state in the West, draw national attention to the hardships facing Nevadans due to President Obama's failed leadership, and to preserve Nevada's carve out status for the future. Tonight I once again laid out these goals for preserving Nevada's prominent status and now our committee will collectively vote this weekend to determine a final date. Ultimately, no matter when the caucus will be held, I will fight to make sure Nevada voters will continue to have an influential role in determining our Party's nominee and in making Barack Obama a one-term president," Tarkanian said in a statement.
Priebus seemed to indicate Nevada's influence as an early or what is known as a "carve-out" state could be better guaranteed in the future if the caucus is moved.
"Nevada's status as a carve-out state is more likely to be maintained in the future if you opt for February 4th," Priebus wrote. "I believe that the uncertainty of the calendar and related drama is tainting all of the carve-out states."
- Follow Kevin Bohn on Twitter: @KevinBohnCNN.
Also see:
Super PAC ad hits Romney on taxes
Nevada guv opens door to caucus date change
Romney gives Obama some credit for Gadhafi death
Santorum labels Cain 'pro-choice,' Cain rebuts
The wingnut/teabagger trainwreck implosion rolls on full speed ahead. Obama/Biden 2012!
Rience Priebus (remove the vowels)
How many chickens is that going to cost the RNC?
Reince Priebus, huh? That name doesn't sound very American to me. Sounds like something from one of those Commie countries in Eastern Europe.


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Jen and I have had a very refreshing week's holiday in Northumberland after Easter, doing some good walks and meeting up with friends.
We did two walks in the Cheviots, a range of hills that spans the Scottish border. Compared to the more familiar Lake District fells, the Cheviot hills are much more remote with fewer crowds; the higher levels are windswept and treeless, with rounded tops that somehow look bleaker. Our first walk was an enjoyable trek up Windy Gyl – which lived up to its name – from Upper Coquetdale. The second was to The Cheviot – at 810m one of the highest mountains outside of the Lakes. This has a large plateau at the top, so that there are no views of surrounding hills from the summit trig point.
We were also able to meet up with a number of friends. On the Wednesday we visited Jaybee and his wife Jane in South Hetton; Jaybee's mobility now limits his wildlife photography, but he's still managed to become a specialist on hoverflies. The next evening we went to dinner with Satomi Miwa at an excellent Turkish restaurant in Longbenton, who told us about her ministry amongst international students at Jesmond Parish Church.
On Saturday evening we arrived, late and smelly after a long walk up the Cheviot, at Ann and Arthur Pratt's house. They understood our plight immediately and gave us towels and showed us to the showers! They gave us an excellent meal, and told us about their lives as medics and also about their church in Prudhoe.
I managed to survive without going on a birdwatching trip, but there were still some great photographic opportunities! We spent a day at the National Trust's Wallington estate, which had a lovely river walk winding round one side of the site. There was a very showy dipper on the river, which performed lots of characteristic antics, like dipping at the knees and running underwater.
There were lots of red grouse when we walked to The Cheviot, with one in particular showing great patience in allowing me to bend down to get a better angle on a photograph before flying off.
One of the major highlights of the week was on the Sunday morning, when we dropped into Stockton Parish Church, where I'd done my placement from college in 2010-11. The church has grown dramatically in the years after I left, with the congregation roughly double the size, with many from refugee communities. We had a very good chat with Alan Farish, who was the vicar when I was there, and has since handed over the reins to his curate, Mark Miller (who had been at Cranmer in the year below me). I was also delighted to be able to catch up with those who'd been part of the ministry at the Community Church, such as Jon and Sarah Searle, Adam Walsh, Rob and Kath Bailey. Being part of this team was hugely formative for me – and, with hindsight, appears to have been for everyone else involved as well!


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April 19, 2012
Slow-mo mayhem at 2,500fps
I cannot wait to show this to our tiny sons–which probably puts me on a path to being this guy.
- ≪ Demo: Speed drawing with realistic pencils in Photoshop CS6
- Home
- Controlling a 4-story pipe organ via Kinect ≫
Explosions + high speed camera = AWESOME!
What amazed me was how clear the images were and the color clarity. I would love to know what kind of equipment they used (which I can probably learn on their website..)
And the fact that all of this craziness appears to take place in a house someone lives in makes it hysterical too!
Doesn't it say at the beginning of the video that it is a Phantom flex camera? http://phantomflex.com/phantom-flex.html
I hope people realize that the article on the "cool dad" was in a satirical magazine.
[Yeah–a whole lot don't. –J.]


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We have noticed an increase in thrombus in our Oncolgy patient's who have Power PICC's. Has anyone else noticed this in their practice?
Forum topic
3 posts / 0 new
Tue, 09/18/2007 - 15:49#1
Thrombus In Power PICC's
Tue, 09/18/2007 - 17:44#2
Do you mean extraluminal
Do you mean extraluminal thombus or intraluminal thrombus?
Wed, 09/19/2007 - 12:44#3
Our hospital has
Our hospital has noticed higher superficial thrombus rates from using the Bard Power PICC. What many of us didn't realize when we started using these "reverse tapered" catheters is that they taper TWO french sizes from tip to hub. This is not a slight taper this is huge. IF you are trimming your PICCs and placing them all the way to the hub, then you are putting a huge catheter in your patient's arm.


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I received the following information on buying real estate in Panama from Kent Davis. He asked that I consider posting it. I read the information and found that it contained value and I decided to publish it.
I did a Google search and learned that Kent is a Real Estate agent in Panama City. Since, I have made it a policy to avoid posting links to real estate agencies on Chiriquí Chatter, I felt that I should add a small disclaimer to this post. Since Kent is a Real Estate agent, my posting of this information, should not be taken as a personal endorsement. Further examination revealed that I have previously pointed to another article of Kent's, that I also attached a disclaimer to. At least I am being consistent.
Nonetheless, too many people come to Panama naive of the process and I think the warnings contained here may benefit and educate enough people to justify a post in Chiriquí Chatter.
How not to get screwed in Panama
By Kent Davis
So you have just spent two grueling weeks waging war in the streets of Panama, dealing with realtors that don't show up on time and home owners that answer the door in their pajamas. You are on the home stretch, and have finally decided on your "short list" of Panama properties: you're ready to buy.
This report is designed to be a bit of a primer for someone that has never purchased real estate in Panama. You will find that many of our laws, customs, and things to think about are quite similar to what you are used to at home, but there are also a number of distinctly Panamanian laws and nuances that you need to be prepared for.
Remember that the Panamanian Real Estate Market is still relatively unregulated, and many agents do not know the laws and protocol set forth by governing bodies such as ACOBIR and the Ministerio de Vivienda . This guide is an accumulation of my experience helping clients to buy and sell real estate here in Panama, and I am providing it to the community as a resource during a time of financial crisis so that any decisions made with regard to Panama real estate are sound ones.
The Offer
How do you know what a fair price is when there is no such thing as an MLS? Well, although Panama does not have a formal MLS, there are a number of classified advertising sources that have reasonably up-to-date pricing information. While it may be very time consuming, it is possible to run searches by neighborhood and criteria, but pay careful attention to fields such as "last updated ", because you may be looking at a terribly outdated listing that has no relevance whatsoever. You should be suspicious of project delivery dates (sometimes not even listed) as well as potentially deceiving pictures.
The other main challenge is that there is no true, comprehensive sales history that is maintained in Panama. All real estate transactions ARE recorded at the Registro Publico, and this information is public, but the challenge is that the registered price is not always the actual sales price. The majority of real estate transactions are completed using offshore corporations and nominee boards of directors, and oftentimes the corporation that owns the property may be sold for less than the value of the property for tax purposes, and a separate contract written for things like " the furniture " or even a personal loan ( both of which are legal ). Good for tax purposes, bad for a buyer that needs to know fair market value before jumping in. Not to mention that going to the public registry itself and trying to sift through information is like pulling teeth.
What does that mean for you as a potential buyer? It means that you will have to make sure that Your agent is doing his homework and is familiar enough with the market, with the seller's situation, and with what constitutes a fair offer. In short, he/she needs to be your best resource for gathering and interpreting all of the market data that is available. Be careful getting pricing advice from attorneys, family members, and others that may not be as up to date on current market conditions as someone who does this for a living. Some of the people mentioned above might still tell you things like " Casco Viejo is so dangerous ", or " Don't pay any more than $1000 per square meter in Punta Pacifica. " They may be a BIT out of touch, so you'll need to rely on your agent to provide comparables and sales history.
Because there is no formal protocol for submitting a buy/sell offer, most agents will work on a verbal offer and end the negotiation process once a price has been agreed upon. Don't fall victim to this rushed and often times incomplete process: make sure all offers are written and explicitly approved by the seller or the seller's agent.
An offer should always have the following:
- Price
- Payment terms
- Due diligence period
- Move in Date
Once both parties have agreed to the offer in writing, you will need to create a "promise to purchase" document stating the terms above. Make sure to have your attorney register this document (signed by both parties) with the public registry so that the seller cannot turn around and sell the property to someone else.
Oftentimes the seller will require some earnest money in order to take the property off of the market (10% is the standard amount). You can use an escrow account or your attorney's account to deposit said monies, which will not be transferred to the seller until the contract is signed. Note: Cancellation clauses should always work both ways. If the seller backs out of the agreement, you should get any deposit money back plus some sort of indemnity for tying up your money. It's not easy to collect, but is always worth putting in the contract.
Find yourself a good legal service in Panama, who you should be comfortable doing business with BEFORE MAKING AN OFFER. Although your agent will push you for some earnest money to keep the deal together, do not transfer any money until you have consulted with an attorney. Remember also that real estate deals can come and go quickly, and if the property is priced to sell and there are multiple agents showing the listing, then you need to be in a position to execute. If you are already comfortable with a good lawyer, you don't have to waste any precious time searching for an acceptable attorney while the seller entertains other offers.
If you are looking into purchasing property here in Panama, you are most likely to encounter the following situations:
- Individual owner selling an existing property owned under their own name
- Individual owner selling an existing property owned under corporation
- Individual owner selling a pre-construction property owned under their own name
- Individual owner selling a pre-construction property owned under a corporation
- Developer selling the rights to purchase a property in construction
Each of the above warrants its own list of "things to watch out for ", and I've run into a myriad of problems and situations that you as a potential property owner need to keep an eye out for. Let's break them down, shall we?
Individual owner selling an existing property owned under their own name
In this example, you as a buyer will be purchasing an existing property from a seller that owns said property under his/her own name. (For the purpose of simplicity, we are going to assume the "property" that is being purchased is either a condo or home, because land has it's own headaches and warrants a separate list of dos and don'ts. We'll save that for another report…).
In all instances in Panama, the seller is responsible for any taxes incurred in the sales transaction, which amounts to 10% capital gains taxes and a 2% transfer tax ( in the case of an individual selling property under their name ). It is also customary for the seller to incur the costs of forming the purchase contract. Oftentimes, the first step is taking the property off of the market through the form of a good faith deposit. A small " deposit agreement " needs to be drafted up stating that the specific terms of the contract will be determined within a certain timeline, and that the monies transferred shall be used to take the property off of the market. 99% of the time, this money is non-refundable unless the seller backs out.
There are a number of things your attorney will need to research to make sure that the property in question is in good standing. Due diligence and contract formation usually can take anywhere from 5 – 15 billable hours, and most attorneys in Panama charge anywhere from $50 – $150.00 per hour.
A few items that your attorney will be performing due diligence on:
Title Search- all real properties (i.e. houses or condominium units in a P.H. which stands for Propiedad Horizontal) have a registered and unique Finca number. This process will also verify that there are no liens, encumbrances, or law suits registered to the property through the department of Public Registry. Also take note that title insurance is very new to Panama and because of this, prices are high and options are limited.
Paz y Salvo documents- these are the documents that prove that the unit and building are in good standing in terms of utilities, building fees, etc.
Your attorney will also make sure that the seller is in fact the owner and is the only person that can sell the property, among a litany of other things that are too detailed to go into in this report.
Building Inspection- there are several firms that specialize in building inspection, most of whom charge by the square meter for the property that will be inspected. Rates typically vary from anywhere between $1.00 – $2.50 per square meter, depending on the location of the property in question ( in-town or out of town ) and the scope of the inspection. You can also work with your inspector in terms of requirements: if you want a full structural and foundation inspection (in the case of a home) or just a physical plumbing/electrical/structural inspection in the case of an apartment.
Once you've completed the due diligence and property inspection, you are almost home free! Upon signature, you are required to register the property under the new owner with the Registro Publico, which will cost anywhere from $500 – $5,000, depending on the value of the property. Once the property is transferred, monies are sent and it's official! You will need to notify the building of the change of ownership. .
Individual owner selling an existing property owned under the name of a corporation
Most of the same will hold true as in the example above in terms of due diligence on the property. The added due diligence will be regarding the corporation for sale. Your attorney will first need to verify that the seller is representing the corporation that holds the property for sale. In most cases, the seller either sits on the board of directors or is the sole shareholder of the corporation. After that, your attorney will verify with the government bodies that said corporation is in good standing and does not have any outstanding debts or claims against it.
If you are purchasing property for visa purposes, the Panamanian government does not recognize property owned under corporation as an acceptable means to qualify for the $300,000 economic self solvency visa. You MUST purchase the property under an individual's name and not the shares of a corporation that holds that property. One possible option in this case is by moving said property to a foundation, which can in most cases be used to qualify. Another option would be to move it out of the corporation and sell as an individual.
The contract to purchase will be a "Transfer of Shares "agreement, essentially transferring ownership of the shares of the company that owns the property from the existing shareholder to the buyer.
In a Transfer of Shares situation, the seller incurs only a transfer tax as opposed to a transfer AND capital gains tax. The transfer tax is a bit higher : 5% as opposed to 2% on the total value of the sale.
Individual owner selling a pre-construction property owned under their own name
This situation arises when you wish to purchase a property that has not been completed yet. Be very careful in these situations for a number of reasons.
First of all, the seller in this case is an individual that has signed a promise to purchase agreement with a developer and has probably put down some sort of deposit towards the final price of that property (which has also been stipulated in the contract). Here are a few issues you need to address with the agent representing the seller before you even consider purchasing this type of property:
Are there any restrictions on transferring, assigning, or otherwise passing on any of the rights to purchase to a 3rd party (in this case YOU, the buyer) stipulated by the terms of the contract that the seller signed with the developer?
Are there any penalties or additional costs that are associated with a transfer or reassignment of rights (some developers try to squeeze you for a second commission or Fee to authorize the transfer)?
The seller's agent MUST furnish a copy of the contract that was originally signed. Keep an eye out for cost of materials increase clauses and maintenance fund contributions, which are other costs that you as the new owner will have to incur at the time of the property being delivered. Remember, you as the new owner will be held responsible for all of the terms of the contract and CANNOT change anything once you take over the contract.
Price- A few words about how the price is derived on any pre construction "reassignment." Let's take an example: The seller purchased a condo unit through a developer and now a similar property is valued at $250,000. The seller is offering his unit for $140,000. Let's say that the seller purchased his unit for $100,000 and has put down 30%. Your payment to take over the contract will need to be profit + deposit, or in this case $40,000 (profit) + $30,000 (deposit). So your payment of $70,000 goes to purchase the rights to buy what was once a $100,000 that is now valued at $250,000. On paper, it looks like you're getting a pretty good deal!
Risk vs. Reward – Keep in mind that if this project goes belly up and the developer has to return your money, then you will only be receiving the deposited amount on the contract, so your risk is much higher purchasing in these types of situations. In other words, you wouldn't get your full $70,000 back if you purchased the unit above. You'd only get the amount that the original buyer put down which was 30% of his original purchase price, or $30,000. In theory, you are " saving " $110,000 off of market value in the example above, making it appear to be an exceptional deal.
Due Diligence is the same as if you were to be purchasing directly from the developer- investigate their past work, the stage of completion, % sold of the building, and all of the other things you would have been looking into. Also get verification that the seller is current with the developer in terms of payment timeline. The last thing you want is to take over a contract that is at risk for default because the seller is behind on their payments.
Individual owner selling a pre-construction property owned under the name of a corporation
This is very similar to the situation above, with the exception being that there is the contract is between a corporation ( S.A. or Sociedad Anonima ) and the developer.
If the original contract contains any prohibitory or punitive wording about transferring or reassigning rights, be very careful. Whenever you are thinking about taking over the contract on a pre construction project, it is imperative that you as the buyer demand a letter from the developer acknowledging the transfer of rights from the old owner to the new, even though the corporation ( the buyer ) remains the same.
Some smooth talking real estate agents will try to convince you that there is no risk associated with this type of reassignment, and that the developer doesn't have to approve the sale. " They don't need to know about this transaction ." "It is a private matter " they will tell you. "No one needs to know about this except the buyer and the seller ". Wrong!
So where is the risk? Standard protocol dictates that you dissolve the board of the original corporation and form your own board and appoint a new legal representative. The corporation name changes, but nothing else remains of the original entity. This CAN POTENTIALLY cause a red flag with the developer at closing time because the original legal rep signed the contract and they can cancel the contract if there is any clauses forbidding transfers. This will leave you out $70k, with no recourse with the seller who has already spent your money on a trip around the world.
It's an easy fix: just get the developer to draft a letter acknowledging the transfer of rights. The seller may have to pay a " kickback " to the developer in the form of additional $$$, but that needs to be reflected in your purchase price and is something that the seller's side must sort out in advance.
Developer selling the rights to purchase a property in construction
This case arises when you are ready to purchase a property that is still under construction directly from the developer.
There are a few things to watch out for when purchasing directly from the developer:
Get as much put into the contract as possible in terms of finishing quality of the building materials. Your agent is promising you granite counter top and marble floors? Put it in the contract! Two swimming pools and a roof top roller skating rink? Put it in the contract!
Be mindful of " materials cost increase clauses ", contained in almost every preconstruction contract. If the project is 80% completed, have the contract removed. If the project is just getting started, then make sure it is below the standard rate of inflation in Panama, which at the time of publication was right around 7%.
Make sure that the maintenance fees are clearly stated in the contract. Take this with a grain of salt as it will probably change after year ONE when the developer hands off the property to the home owners association.
Completion timelines are generally un-enforceable because as we all have seen, construction projects inevitably get delayed all around the world. Panama is no exception. One obvious thing to check out is the jobsite- hopefully it will be swarming with workers as opposed to a ghost town.
The process of buying real estate in Panama is a complicated one, primarily because this country is so new to the real estate industry. Where at home we are often comforted by decades of documentation and easily-accessible historical evidence with regards to property, Panama has no such thing. Therefore, doing your research and paying the utmost attention to detail can make or break a transaction (trust me, I've seen many go both ways). There will be a lot of movement in the Panama real estate market over the next few years, and more than ever the nuances of the purchasing process will be emphasized. Build a solid team, heed sensible advice, and keep an eye out for the red flags.


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I've got some news. I'm now a Visiting Teaching Fellow at Manchester Metropolitan University! I'm deeply fortunate. It's a great opportunity to meet other writers and engage with students passionate about writing. I'm completely new to something like this and I've got to learn.
A New Home
I was delighted to find out the old Cornerhouse is now run by Manchester Metropolitan. People call it 70 Oxford Street. That's where a lot of the writers meet. I guess it's a going to become a sort of new home for me. That is until the opening of Manchester's new Poetry Library in 2020.
The Poetry Library
The Poetry Library is a huge thing for the city. It links well with many things I'm interested in. Manchester's newish status us a UNESCO City of Literature bodes well for the Poetry Library and for literature as a whole. It's something speical to look forward to.
Manchester Mushaira
Earlier this year, I helped bring the first Mushaira (Urdu poetry recital) to the university. It was a stunning success and it's something the university is keen to develop. We're going to do another one in February 2019. Can't wait.
I write a little in Urdu, but I don't consider myself an Urdu poet. Incidentally, my grandfather was an Urdu poet. His father in turn wrote poetry…in Pashto. So, it's not an unusual in my family to skip languages between generations…but it's always nice to go back and rediscover one.
Young Shakespeares
I've been mulling how best to develop things now I am a Teaching Fellow. The role adds to Young Shakespeares, which I set up as a project last year and which was established formally this year. It's a departure from what I've been doing in recent years, but in reality it's a return to what I love most, which is story-telling, writing in all its various guises and connecting with people. Therefore, the Teaching Fellow post weaves many strands together into a visible whole. Something finally to write home about!


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Home > JOURNALS > NLJ > Vol. 7 > Iss. 2 (2007)
Nevada Law Journal
Volume 7, Issue 2 (2007) Symposium: Misjudging
Front Matter
Table of Contents
University of Nevada, Las Vegas -- William S. Boyd School of Law
Chris Guthrie
Nobody's Perfect
Stephan Landsman
Philip M. Pro
Misjudging: Implications for Dispute Resolution
Donna Shestowsky
Thoughts on Misjudging Misjudging
Stephen N. Subrin
On Misjudging and Its Implications for Criminal Defendants, Their Lawyers and the Criminal Justice System
Rodney J. Uphoff
Post-Realist Blues: Formalism, Instrumentalism, and the Hybrid Nature of Common Law Jurisprudence
Marin Roger Scordato
Kegs, Crude, and Commodities Law: On Why It Is Time to Reexamine the Suitability Doctrine
Andrew M. Pardieck
Making Sense Out of Nonsense: A Response to Adverse Possession by Governmental Entities
Andrew Dick
A Proposal to Clarify Rule 68 of the Nevada Rules of Civil Procedure Regarding Offers of Judgment
Craig Roecks
But I Thought This Was Sin City!: Nevada's Restrictions on Advertisements for Legal Brothel Services
Denise S. Balboni
DWI and Drugs: A Look at Per Se Laws for Marijuana
Charles R. Cordova, Jr.
Gasoline Prices and Antitrust Law: Fixing the Price-Fixing Dilemma of Sherman Act § 1 Analysis
Greg Hubbard
Yes, There Is a Duty to Accommodate Someone "Regarded As" Disabled Under the ADA
Marsha R. Peterson
Nevada Needs a Privacy Act: How Nevadans Are Particularly at Risk for Identity Theft
Amy S. Scarborough


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This year's Pinecar Derby will be hosted by the Carmichael Pathfinder Club on March 4, 2018
There are four categories to win medals and trophies in each class ( junior, teen, adult):
1) Craftsmanship: For level of difficulty in building the car.
"WOW" factor plays a large part in this award. A medal is awarded.
2) Looks Most Like: As in, "That looks so much like a banana, I think I could eat it!"
A medal is awarded.
3) Best in Class: The best in overall "WOW" factor for that class.
A Trophy is awarded.
4) Speed: A 1st place, 2nd place, and 3rd place Trophy in each class is awarded to the top three fastest Pinecars. Track-times are measured to the nearest one-hundredth of a second.


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Andrew has been a bit difficult lately. He's been screaming and crying and he doesn't want to be held but at the same time he grabs for us like he does want to be held. He is up multiple times and won't sleep. So, this afternoon to give Allison a little rest I took Andrew for a walk around the neighborhood. It was dusk and it was at that time of day when the light gets hard to see. This light also made looking at the stone statues at the end of the block very cool. They are lit up at night and I liked how the lights above the statue from today's Photo-A-Day looked. So I stopped and snapped the photo.
It is off to NYC tomorrow for Activision's Family Game Summit on Tuesday. The event is hosted by Soleil Moon Frye and can be seen online at http://www.activision.com/family. No one is sending us on this trip I just love games like Skylanders and Transformers and wanted to attend an event with the family, plus we are celebrating our 7th wedding anniversary and he've never taken the kids to New York. So, we're going to explore the city, take the train from Providence for the first time with the kids and stay at the Roger Smith Hotel (I booked it for the bacon they have at breakfast but then found out that Lily's is no longer serving breakfast, bummer). I want to go to Central Park, FAO Schwarz and World of Nintendo (I found that on a map by accident but since we are Nintendo fans that would be a great place to visit.)
So, if the little man can calm down and sleep the night we might be well rested to hit the city tomorrow.
Copyright (c) 2020 BenSpark Family Adventures


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It's hot. They're wearing less. You've got eyes. It's going to happen. But don't feel bad - noticing the fairer sex from afar is only a problem if you disobey these rules:
Remember you are merely appreciating the female form
Make the necessary age calculations
Keep your opinions to yourself
Maintain your distance
Watch out for boyfriends (husbands are fine)
Occasionally do something else
Try to impress – this is one-way traffic
Fall for the sunglasses myth – they can still see you
Do it when you're with your girlfriend – there'll be other chances
Walk past and turn around – you might just be noticed
Fall in love – you have to be ready to move on (quickly)
Do it in red-light districts (that's called kerbcrawling)
More advice in our Summer Survival Guide: Choose The Right Sunglasses
This article was originally posted August 2012


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The Hunt, Part 1
2:17 a.m. Possibly one of the most thoughtless stakeouts I have ever been on. We were sitting in the car, with the rain tapping against the roof like needles on my ears. It put my partner to sleep. But he was put to sleep by anything, and kept asleep by anything else. I looked over at him. His breathing was slow, but it was loud. Probably by the way his neck was turned.
I put my gaze back out on the street. The streetlight ahead of us gave off that orange glow, the rain becoming tainted by its light as it came down. A sidewalk beside it, and a fence beyond. I think there was an abandoned construction site next to us. I didn't really care to look over at it. My eyes had been fixated on the entrance to the little projects complex a little further down the street on the left. No one was coming in or out because of the rain tonight. Just as well since I didn't feel like having anyone else interfere with my operation.
Her scent still lingered in my nose. Another girl dead, neck cut open, cut like the other two. She smoked pot before she died, and she only used a speed stick for deoderant. No perfume or anything. But there was a smell on her, like the other two, that carried evil man about it like a rotten fragrance. When I smelled it on her, I had enough. I opted for the stakeout. No warrants or anything. I just did my own hunting to find out who this guy was. Homicide didn't care much for the case. It was just another death in the projects with gang-related carelessly tagged on it.


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Noticed by MenApril 29, 2010 at 8:23 am | Posted in Devotional thoughts | Leave a comment
Matthew 6:1-18. I don't really know why I preach. Even I can't sort out all the motives. I have a passion for God's Word; I want people to learn it, to know it and to apply it to their lives. I want them to know God through his Word. To this my life is dedicated. However, when someone says it was a great sermon or that I am a good preacher, my pride swells, because I love to hear those things. I get my strokes from such compliments. So which is the real reason I preach? I suppose both are true to some degree. The passage I read this morning reminds me that every sermon preached for human feedback gets rewarded with nothing more than human feedback. When my desire is to be noticed by men, then I have my reward in full. Four times this passage talks about doing righteous things "to be seen by men" and what the reward for such activity is. (1, 2, 5, 16) I realize that I am, at least in part, motivated by the attitude condemned here.
I take comfort in two things: First, I am saved by God's grace and not by my pure motives. Even the sin of selfish motivation is covered by the atonement of our Savior. So in spite of my desire to be noticed by men, I am still God's child. I can only pray my motives grow more and more into what Jesus would desire. Second, God's Word will not return to him empty. It does the work for which it was sent. So even when I preach a sermon to get noticed, and getting noticed is my only reward, God can still use the truth presented in the lives of others. Our amazing sovereign God has an incredible way of turning even our sin into something to be used for his glory. It's not about me; it's all about Him!
Bitter as GallApril 21, 2010 at 4:38 pm | Posted in Wisdom | Leave a comment
Proverbs 5 This discourse on wisdom, the first nine chapters of Proverbs, lists some thieves that can rob us of wisdom. They include things like acquiring debt (6:1-5); ignoring discipline (6:6-11); and using deception (6:12-15); causing dissention (6:19). However, there is one thief more dangerous than all the others. In fact, I am surprised that three of these nine chapters are dedicated to this one thing (5, 6, 7). This dangerous wisdom taker is sexual immorality. Of course, it is never presented that way in the media. Sex is presented as exciting, fun, mature, and healthy. In our culture, it is the fools who don't participate. However, God has a different measure of wisdom. Read these chapters to get his mind on this critical subject.
One of the protections against sexual sin is knowing the end results. In this fifth chapter, those results are spelled out clearly: bitter as gall; leading to death; at the end of your life you will groan, when your flesh and body are spent … the brink of utter ruin; the evil deeds of a wicked man ensnare him; the cords of sin hold him fast; he will die for lack of discipline, lead away by his own great folly. Read them again more slowly. I don't want to experience any of that. Keep in mind the end results and the chance of sexual indiscretion is lessened. I've seen too many men in my type of position ruined by one indiscretion. I don't want to be among their numbers.
On the positive side, this chapter also tells us what we can enjoy about sex, and enjoy to the maximum. Indeed, God created sex to be enjoyed in its proper context. Rejoice in the wife of your youth; let her breasts satisfy you at all times; be captivated by her love. I'm captivated by my wife, and I hope to always be.
The Lord Gives WisdomApril 20, 2010 at 1:10 pm | Posted in Wisdom | Leave a comment
Proverbs 2 "The LORD gives wisdom, from his mouth come knowledge and understanding." I often forget this; I live life as though wisdom could be attained by my own efforts. Certainly the text says, "if you seek her as silver and search for her as for hidden treasure," but it first says, "If you cry for discernment and lift your voice for understanding …." All my efforts are nothing if I don't cry out to God realizing true wisdom only comes from him. The promises for those who do that are amazing: He holds victory for them; he guards, protects and shields their way; he saves them from wicked men; he saves them from adulterous and seductive women. Those are the promises I want to live. The key is working hard to seek wisdom coupled with crying to God because only he gives it. God grant me that kind of wisdom.
The King's FriendApril 13, 2010 at 9:17 am | Posted in Devotional thoughts, Wisdom | Leave a comment
I Kings 4:1-7 "King Solomon ruled over all Israel, and these were his chief officials." This passage contains the list of Solomon's closest advisors – his cabinet. The titles include priests, secretaries, recorder, and commander of the army; also listed are the men in charge of district officers, forced labor, and the palace; and there are twelve district governors. These are not at all unusual, but the surprising thing to me about this list is one man titled the king's friend! "Zabud the son of Nathan, a priest, was the king's friend." (v5 NASB)
If a president or king today appoints his close friend to a cabinet position, most might call it nepotism or personal favor. But why shouldn't a man in a trusted position have a close friend nearby to counsel him. Maybe an old friend can keep a man's head out of the clouds, can bring him down to reality, when the power of the position temps him to pride. Rather than call it nepotism, maybe we should allow rulers to appoint one person to the position of "king's friend." For that matter, all of us need a friend to keep our heads out of the clouds.
I have in the past given the position of "friend" to some people; I have asked various men to be advisors or accountability partners. Unfortunately, I have been burned two times by men who bailed out of the church I was pastoring without any warning to me why they were thinking that way. Each was in the perfect position to counsel me on the matters with which they had problems, or to seek their own counsel, but those things never happened. However, I still need accountability partners. We are all in some positions of trust and need a "king's friend" to keep us accountable. I have recently been praying about who that might be. Who is your "king's friend?"
He Is Risen Indeed!April 5, 2010 at 3:40 pm | Posted in False teaching, Questions for Pastor Glenn | 1 Comment
One Easter a young man in our conregation sent me the following note:
Dear Pastor Glenn,
I read this article on MSN this morning. Does it have any merit? I know you studied the early church, so I was hoping to get your insight. There are so many articles and opinions just flying around about Christ these days, most I've found are unsubstantiated, but it's important for me to understand and try to decipher what's true and what is not.
Thanks __________
Dear ________
Thanks for your inquiry. I appreciate your desire to discern the truth in these matters. I will try to address the problems in this article as briefly as possible. It might be best to look at a few major issues rather than the details of every point the author makes.
The author begins by stating that "Christians in the first few centuries also had difficulty embracing the idea of a real, bodily resurrection." The first question you need to ask is what is his definition of a "Christian?" If a Christian is anyone who claims to follow someone from the early First Century named Jesus, then everything he says in this article is true. However, if a Christian is what the New Testament calls a disciple of Jesus, then there is much that isn't true. As an example, for some "Christians," according to the article, "Jesus' earthly body and his death were seen as illusory, the divine Christ merely appearing to have a normal body." But this is precisely what the New Testament claims is not a disciple of Jesus. Read 1 John 4:1-6. John wrote his letter against a Gnostic form of Christianity, saying it isn't Christian at all. Yet the article refers to these Gnostics as Christians (second page, second paragraph. By the way, his point in this paragraph that those who believed in a bodily resurrection of Jesus were more willing to face martyrdom rather than acquiesce to the Romans is totally valid. I just intend to show that he considers for his purposes that the Gnostics were valid Christians.) Paul addresses a similar disbelief in 1 Corinthians 15:12-34. Many of the NT letters were written to address misunderstandings of who Jesus really was or what he came to do.
As one other example, the author states correctly that Judaism in Jesus' day was divided over the question of resurrection. As he says, the Sadducees were famous for their denial of any form of resurrection. However, his inference that this division in Judaism carried over to the early Christians is mistaken. In fact, it was the very idea of Jesus' bodily resurrection that distinguished the genuine Christians. I would point out how often the early church referred to the resurrection in their messages, particularly to Jews. (In fact, every time they addressed the Jews they made reference to it – see Peter's words in Acts 2:22-32; 3:15; 4:9-10; 5:29-32; and notice Paul's trials in Acts 23:1-6; 25:17-21; 26:8) It's no wonder the Jewish authorities "were greatly disturbed because the apostles were teaching the people and proclaiming in Jesus the resurrection from the dead." (Acts 4:2)
Finally, I must point out that the real issue here, and, concerning all those theories about Christ, is one's authority. Or, stated more directly: Are the NT documents reliable? If they are, then there is no doubt about the bodily resurrection. Those documents, without question, affirm Jesus' death on the cross and his physically coming out of the tomb. However, this matter is beyond the scope of this letter, and if that is a concern, it must be dealt with at another time.
The article you referenced is introduced with these words "Easter Sunday represents the foundational claim of Christian faith." To that I say "Amen," and would add that without such a foundation, there is no Christian faith at all. As Paul has said, "If the dead are not raised, then Christ has not been raised either. And if Christ has not been raised, your faith is futile; you are still in your sins. Then those also who have fallen asleep in Christ are lost. If only for this life we have hope in Christ, we are to be pitied more than all men. But Christ has indeed been raised from the dead!" (1 Corinthians 15:16-20) He is risen indeed!
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by Bob Flood
Superb day and evening on Nonsuch at the Bermuda Petrel colonies. Jeremy Madeiros, the Conservation Officer, is a really nice bloke and was very helpful. Jeremy masterminded the translocation program to Nonsuch from tiny islands in nearby Castle Harbour, islands that are rapidly being destroyed by hurricanes. This plan probably has saved the species. We spent 4 hours checking out 9 burrows. Birds were in 7 burrows, including pairs in 3 of them. I am sure you will understand how spine-chillingly awesome it was to see, film, and handle this critically endangered Pterodroma. Then we did a night watch, with plenty of light we could see up to 5 at a time flying around us. We were sat near the colony and the birds often flew past at head height calling. Even more mind blowing.