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My currently scheduled events are listed below. Please check back from time to time for changes and modifications.
Also, please contact me if you're interested in scheduling an event in your area, in studying Naad Yoga via the Internet, or in joining my mailing list to be informed of future offerings.
KRI Level 1 Immersion – Espanola
KRI Kundalini Yoga Teacher Training – Iceland
Level 1: Foundations — Reykjavik, Iceland
I'm Lead for this course starting in September 2015 through June 2016. I will go in November/early December and then again in the Spring.
Phone: 896 2396 Email: firstname.lastname@example.com
Women's Camp – Northern California
Some Past Events….
KRI Kundalini Yoga Teacher Training – Clearwater, Florida – Jan 30 – Feb 1, 2015
February 1st I will be leading a live Sadhana.
China and Taiwan – April 2015
Workshops and Courses in Shanghai, Guangzhou, and Taiwan.
3HO Summer Solstice and Women's Camp – June 2015
Level One Teacher Training — Crestone and Denver Colorado – Level 1 Guest Teacher
This is a particularly wonderful, deep, and joyous Level 1 Teacher Training course held at Crestone and Denver, Colorado. If you're interested in a teacher training with a retreat aspect to it, this is definitely the one to consider. Two full weeks in beautiful Crestone, Colorado and a couple of long weekends in Denver.
I'll be teaching January 2nd, 3rd and 4th for this program
More Info : Kundalini Yoga of Crestone
Workshop: Bij Mantras for Health, Vitality and Peace – Denver, CO
Saturday, January 3, 2015 9:30-12:30 $35
Dev Suroop and the D-Town Jios Concert – Denver, CO
Highland Event Center2945 Julian Street, Denver CO 80211Date: Saturday, January 3, 2014Time: 7-8:30 pmDoors Open at 6:30Suggested Love Donation: $15______________________________
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Healing with Mantra Retreat Weekend – Ecuador – November 15-16, 2014
At Sacha Ji in the Ecuadoran Andes.
The course will be taught in English with Spanish translations.
This two day course will strengthen your ability to use mantra for healing, self awareness, and to deepen your connection to the sacred in all of life. There will be a special emphasis in this course on the healing power and effects of sound and mantra, as well as the key building blocks of Kundalini Yoga mantras.
This will be the first of the "Empowered Sound" series of classes that will offer students a wholistic and immersed experience of Naad Yoga and Kundalini Yoga with an emphasis on empowering their experience of chanting as a spiritual practice for healing, self discovery and awareness, and service.
Yogi Bhajan Memorial Celebration – October 3-6, 2014 – Espanola, NM
October 3, 4, 5, 6. I'm involved in organizing the music and will be performing at some point. More event info here.
KRI Kundalini Yoga Teacher Training – Yoga Village – Clearwater, Florida
Level 1: Foundations — A Yoga Village, Clearwater, Florida — September 2014 through May 2015
I'm the lead for this course. I will be teaching October 11 and 12 – Breath. Then I will be teaching in December (not sure of dates) and then later in the program – March, April or May. I need to nail that down.
Email: firstname.lastname@example.com or Phone: 727-415-6733
Empower Your Sound : The 10 Facets of a Great Chant – Chicago, IL — September 15, 2014 6:30pm-8:30pm
Sat Nam Yoga Chicago – http://www.satnamyogachicago.
Join Dev Suroop Kaur, the creator of Empowered Sound, a recording artist, and a master teacher of Naad Yoga (mantra) and Kundalini Yoga (movement, meditation and pranayam), in this special class where you will learn the core, foundational elements in using mantra for healing and deeper self awareness. Learning the 10 Facets of a Great Chant will allow your own unique and true voice to come forward and empower you to chant more comfortably and confidently. Come and chant and feel the sacredness of your own sound.
The Healing Power of Sound – August 1-3, 2014 — Santa Fe, New Mexico
In Collaboration with GRD Center for Medicine and Humanology, I will be presenting a course as part of the new 1000 hour Kundalini Yoga Therapy Training.
This course will be held in Santa Fe, NM. More Info
KRI Level 1 Immersion – August 2014 — Espanola, New Mexico
I will be teaching portions of the mantra content for the KRI Level One Teacher Training Immersion Course again this year. I am honored to continue to be a part of this powerful program. More Info
Healing Through the Sound Current – A Kundalini Yoga & Meditation Class on the Naad
Cleveland, Ohio – June 18th, 2014
7:14 to 8:45 pm
The Studio, downtown Cleveland – the Flats, East Bank
1395 West 10th St., Suite 120
Minister's Gathering – Summer Solstice
I will be playing music at the Sikh Dharma Ministry meeting on
Sunday, June 22 from 3:45 to 5:15.
The theme for this meeting is: Connect and Manifest. Connecting to the Siri Guru Granth Sahib and your own inner guidance so the Guru can manifest the future of the Dharma through the leadership and seva of the Sikh Dharma Ministry.
Healing with Mantra – Summer Solstice
Monday, June 23 – 2:00pm-3:30pm in the Air Tent
Discover how chanting mantra contributes to health and health recovery.
Learn about the main healing effects of mantra and how these combine to
create greater health and vitality. Apply simple mantras and experience great healing benefits.
Master Class Weekend of Mind & Meditation
- Basic Characteristics of the Mind
- The Three Minds
- The Cycle of the Intellect
- Benefits of Meditation
- Preparing for Meditaiton
- Keeping Steady During Meditation
- Types of Meditation
9:00am – 6:00pm – February 15, 2014
Healing with Mantra – PranaShanti Yoga Center, Ottawa, Canada
7:00 – 8:30pm – February 15, 2014
Ongoing : KRI Kundalini Yoga Teacher Training – Crestone & Denver, Colorado
This is a particularly wonderful, deep, and joyous Level 1 Teacher Training course held at Crestone and Denver, Colorado. If you're interested in a teacher training with a retreat aspect to it, this is definitely the one to consider. Two full weeks in beautiful Crestone, Colorado and a couple of long weekends in Denver.
Teaching Team: Sue Karta Purkh Kaur Beck-Retuta; Dan Retuta; Matamandir Singh; and Dev Suroop Kaur
Level 1: Foundations
Aug. 18-25 Crestone
Oct. 11-13 Denver
Jan. 3-5 Denver
March 9-15 Crestone
Kundalini Yoga of Crestone – Information on KY Teacher Training
Ongoing: KRI Kundalini Yoga Teacher Training – Clearwater, Florida
Level 1: Foundations — A Yoga Village, Clearwater, Florida
September 2013 to May 2014
Email: email@example.com or Phone: 727-415-6733
Ongoing: KRI Kundalini Yoga Teacher Training – Iceland
Level 1: Foundations — Reykjavik, Iceland
September 2013 to June 2014
Andartak Yoga Centre, Skipholti 29A Third Floor, Reykjavik
Phone: 896 2396 Email: firstname.lastname@example.com
Ongoing: KRI Kundalini Yoga Teacher Training – Espanola, New Mexico
Level 1: Foundations — Espanola, New Mexico
September 2013 to May 2014
Phone: 505-747-1119 Email: email@example.com
Facebook Site with all the information
Authentic Relationships
KRI Kundalini Yoga Teacher Training Level 2
April 2014 | Hacienda de Guru Ram Das, Espanola, New Mexico, USA
For more information: Contact firstname.lastname@example.com or call 505-747-1119.
Naad Yoga Workshop & Morning Sadhana
February 15 and 16, 2013 | PranaShanti Yoga Centre – Ottawa, Canada
Summer Solstice Sadhana
Guru Ram Das Puri, New Mexico – June 20-29, 2013
Let your Chanting Voice Blossom! Sunday, June 23 3:45 – 5:15 Air Tent
Vibrating, relaxing, projecting, listening–these are some of the components of chanting that, when explored and developed, allow you to truly enjoy your voice and allow you to chant and meditate more deeply. Over many years of training yogis, chanters, and teachers, Dev Suroop Kaur has developed and refined 'The Ten Facets of a Good Chant'. Join us as we creatively and joyously explore these elements and allow your own unique and true voice to come forward. Guaranteed to provide you with a deeper experience of your voice and allow you to chant more comfortably and confidently.
Sound and Mantra Retreat in Ecuador
Raising your soul through sound and mantra in the Andes
At Sachaji in the Ecuadoran Andes – July 20 and 21, 2013
July 20 and 21 – SOUND AND MANTRA WORKSHOP : Raising your soul through sound and mantra in the Andes with Dev Suroop Kaur.
Join Dev Suroop Kaur as she shares her signature approach to Naad Yoga, the science of sound and communication. She comes to Sachaji eager to share her expertise with you.
Through a potent combination of Kundalini Yoga kriyas, deep yogic chanting, and expert instruction, Dev Suroop Kaur will guide you into a deep and satisfying experience of your true self. She brings a practical and light-hearted approach to teaching the pure technology of Kundalini Yoga and Naad Yoga. This approach allows the ancient wisdom of these teachings to make sense in a new and real way. You will not just benefit while practicing "on the mat." It is through the practical application of this knowledge in your every day life that these teachings will transform and help you.
During this course you will:
- Practice invigorating Kundalini Yoga Kriyas
- Chant deeply and often
- Explore the yogic anatomy of sound and discover how chanting works
- Learn about the important role of the 5th chakra in creating your reality
- Experience your true voice through learning and practicing the 10 Facets of a Good Chant
- Gather excellent tools for good living to take home with you
- Have fun!
Dev Suroop Kaur's expertise was developed over many years of deep personal study with Kundalini Yoga Master Yogi Bhajan. She refined her knowledge by chanting and playing music as a spiritual practice. Most importantly, she consistently applies these teachings to her daily life. She understands, through practical experience, how the subtlety and nuance of sound and conscious communication creates success in all aspects of life.
Contact Information: email@example.com


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I absolutely adore this little squrrel! I had to post another pic to also show off his adorableness.
see how he fits right in your hand? he's just perfect, from his sweet face to the awesome texture on his tail.
and I think this side shot shows off the teeny tiny acorn on the bow on his side.
I love the detail, thank you so much Pupper!

subset: commoncrawl


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C&K install SCS system for communal properties for Langside & Camphill residents
Langside and Camphill is a 25-block development not far from Hampden Park in Glasgow. The blocks were originally fitted with a single-feed, integrated reception system to give residents the option of Sky TV.
However, when Sky+ was introduced, the residents couldn't take full advantage of the features Sky+ offered. This is because a singlefeed system wouldn't let them watch one show and record another, or enjoy Sky products such as Sky Multiscreen. Residents approached their property manager, Speirs Gumley, to share their concerns.
Joe O'Hara from Speirs Gumley tells us: " This was frustrating for them and there was a concern that some might put up their own mini dishes in order to get Sky, which would have affected the appearance of the properties."
Installing a new dual-feed communal TV system from scratch is expensive and could cause disruptions. The challenge was to find an alternative that would deliver all the benefits of dual-feed technology and satisfy those residents who wanted Sky+.
The breakthrough came after Speirs Gumley met with Campbell & Kennedy, one of Sky's specialist installers who suggested the new Single Cable Solution. It was a simple and affordable way to switch the blocks' single-feed system to dual-feed. It's a device which sits alongside the existing TV system and gives all residents the ability to enjoy the complete Sky experience.
" It's the ideal solution because it gives residents exactly what they want with virtually no disruption or hassle. Also it came with a subsidy from Sky, so it was an extremely cost-effective option. "
Joe O'Hara, Speirs Gumley
A Single Cable Solution can be installed on a floor in an hour or two and Sky subscribers can then upgrade immediately. An engineer will call at a convenient time, and the conversion work usually takes around 15 minutes, with no drilling, cables or external wiring.
One of the first residents to upgrade to Sky+ was Maggie Crawford:
" Previously I could only watch one Sky channel at a time. Now I can watch one while recording another, or even record two while watching an earlier recording."
She was also pleased with how quick and easy it was to upgrade.
" The engineer did something at the back of my Sky box and after about 10 or 15 minutes it was all finished."


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10:29 PM EST: When asked about his character and what makes him as a "man" uniquely" qualified to lead the country. Ryan talks policy. Biden talks about his dedication to the middle class.
10:20 PM EST: Both VP Biden and Ryan are Catholic and both agree that life begins at conception as it pertains to abortion. Biden states that it his personal belief and that he will never impose his beliefs on a woman's choice. Ryan evades the question and attempts to distance himself away from Romney's solidly — and intrusively — pro-life stance while stating mistruths about Obama's policy on reproductive rights. Yet he says without saying that Roe vs. Wade should be overturned.
10:15 PM EST: After dancing around the conflicts in Syria and insinuating that the Obama Administration has failed in the region. Upon further questioning, Ryan admits that a Romney/Ryan ticket actually agrees with President Obama.
10:05 PM EST: Both Ryan and VP Biden agree on a withdrawal date from Afghanistan in 2014. Period, no conditions. Ryan says that we shouldn't tell our enemies when we're leaving so they can wait us out. Biden calls his statement "bizarre."
9:42 PM EST: The conversation gets heated talking about tax reform and defense budget. The fact-checkers will have a field day on this one. Partisan talking points all around.
9:37 PM EST: Biden laughs at Ryan and compares him to Sarah Palin when he veers into "death panel" discussion.
9:31 PM EST: VP Biden calls out "his friend" Ryan for writing letters asking for stimulus twice in Wisconsin because it would create jobs. Tells him to be more "candid" with the American people.
9:30 PM EST: Ryan on 47% statement: I'm sure the VP knows what it is for things to not come out quite right. Biden: But I always say what I mean.
9:25 PM EST: VP Biden pulls no punches on Romney/Ryan tax plan. Says that it's time that conservatives stop holding the middle class "hostage." Calls out Romney on the 47% statement and claims that his parents on social security pay more taxes than Romney.
9:23 PM EST: VP Biden said that Romney "changes his mind so much" he doesn't know where he stands on Iran.
9:17 PM EST: VP Joe Biden refuses to back down. When talking about Iran, reminds Ryan of his experience and rebuts all accusations that Iran is closer to getting nuclear weapons. Biden makes it clear that Ryan's "loose talk" is untrue.
9:10 PM EST: Ryan claims that President Obama "apologizes" for American values. Libya was a clear terrorist attack and Obama failed by not having more troops on the ground.
9:05 PM EST: VP Joe Biden refuses to let Paul Ryan lie on President Obama's foreign policy. Calls his statements "malarky" and says that Romney and Ryan "bet against America."
With hope, you joined NewsOne last week as we live blogged the Presidential Debate, and Thursday night, we will be doing the same, giving you a play-by-play analysis of Vice President Joe Biden's and Republican vice presidential nominee Paul Ryan's chief arguments.
RELATED: NewsOne Live Blogs Presidential Debate
See you at 9 p.m. EST sharp!
Sound off!


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ROCKFORD — Football players and fans may notice increased police or security personnel at or around Friday's games in response to the gunfire that occurred last week outside Auburn High School's Wyeth Stadium.
There will be more officers than usual at this Friday's games "to ensure the safety of students, staff and all persons in and surrounding the stadiums," said School Resource Officer Sgt. Tim Speltz of the Rockford Police Department.
Rockford Public Schools would not specifically say if or how its security plan would change in light of the shooting but did offer the following statement:
"Rockford Public Schools administrators continue to work with Rockford police to ensure the safety and security of attendees both inside and outside our stadiums and extracurricular events," said Fred Diehl, director of security services for RPS. "The events last week have prompted productive conversations and evaluations regarding our safety and security measures."
Large crowds are expected to cheer on area teams for the second week of the high school football season. Jefferson High School will play Belvidere North at Auburn and Auburn will play East High School at Guilford High School.
No one was struck by gunfire near Auburn last week, but the shots that rang out in the middle of the game caused fear and panic to spread throughout the stadium.
According to witness accounts, many inside the stadium could not tell where the gunfire was coming from or whether it was aimed at them. Football players and cheerleaders dropped to the ground for cover while spectators did the same or ran to safety. A cheerleader was taken by ambulance to a local hospital for a shoulder injury. The game was called off with 10 minutes remaining.
Rockford's game was one of several across the country last Friday affected by violence — actual and threatened. A 19-year-old man was shot and killed after a game in Florida. Another teen was killed in a shooting just outside a California high school football game. Some school districts have responded by adding metal detectors and searching bags at games, while others have opted for earlier start times or Saturday games.
Rockford police officers met with school officials and staff this week to discuss the shooting, the impact it had on students and families and how to best proceed with the remainder of the season.
"We had a debriefing," Speltz said. "All of the parties were there. We went over what went well and what didn't go well."
The police department has a pool of nine school liaison officers that it can tap to help provide security on game nights, Speltz said. Staffing levels vary depending on anticipated crowd sizes. The same officers help schools at events such as homecoming, prom and graduation.
Speltz also was reluctant to go into detail about the plans for his team on Friday.
"We will assess the situation and the need on a weekly basis," he said.
Speltz commended the police officers, security personnel, coaches and school staff for their handling of the shooting Friday and the chaos that followed.
"They did the best job they could under very difficult circumstances," he said. "The event happened outside the stadium. It was not related to the football game. ... We're going to be there to provide the very best, safe environment that we can."
Corina Curry: 815-987-1371; firstname.lastname@example.com; @corinacurry


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After a series of demonstrations across Canada (including this one in West Edmonton Mall), the Idle No More movement is gearing up for rallies across Canada on Friday. If you're looking to get caught up, here's a few articles that go a long way to explaining the grievances and the history behind the movement.
Our own Elise Stolte had this piece on protests and blockades taking place around Edmonton:
tap here to see other videos from our team.
Catch up on the Idle No More movement Back to video
Bill C-45 delisted many rivers from protection under federal legislation and protesters say it made significant changes to the Indian Act without consultation or support from First Nations leaders. "It's time to do something, hear our voices," organizer Kyle Peacock said Monday. "The drinking water is affected by this Bill C-45. Everyone will be affected, not just First Nations." The rallies are also in support of a hunger strike launched last week by Northern Ontario Chief Theresa Spence.
This Globe article is a good explainer, with a national focus:
"What we're seeing in these rallies and events is that it's not just first nations," Mr. Atleo said, "that Canadians are joining first nations across the country and saying essentially what the tagline says – that we will remain idle no more." … They point to the legislation that directly affects their communities, which native leaders, including Mr. Atleo, say was written without their input. They point to development of natural resources on their traditional lands that offers little sharing of wealth but promises lasting environmental consequences. They point to a federal government that they say has been long on gestures but short on a willingness to listen and negotiate.
And this piece by Wab Kinew traces the origins of the movement:
Sylvia McAdam and three others were mad about Bill C-45, the omnibus budget bill. Their biggest frustration was that nobody seemed to be talking about it. Two provisions in particular upset them: the reduction in the amount of federally protected waterways and a fast tracked process to surrender reserve lands. In McAdam's view, if Aboriginal people did not speak out it would mean they "comply with [their] silence." So she and her friends decided to speak out. They would be "Idle No More." They held an information session under the same name. Co-organizer Tanya Kappo fired off a tweet with the hashtag "#IdleNoMore." #IdleNoMore struck a nerve. Though bill C-45 has become law, many of Aboriginal people have voiced their opposition to it. Many of the other tensions in the indigenous community has started to bubble up to the surface and "Idle No More" now encompasses a broad conversation calling for recognition of treaty rights, revitalization of indigenous cultures and an end to legislation imposed without meaningful consultation. To me this conversation is more than just an "Indian Thing." It is one that Canadians of all backgrounds should pay attention to, if not participate in. The ideals that are underlying this action are ones to which we all aspire, even if we may disagree on how exactly to pursue them.
CBC has a long interview with Attawapiskat Chief Theresa Spence, who is on a hunger strike, which you can view here. On Twitter, follow @APTN and two ordinary, decent reporters Jorge Barrera and Kenneth Jackson for updates.
The demonstration continues with a march in Edmonton on Friday. And maybe some more impromptu bridge decorations:


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Do you remember D.E.A.R? At my elementary school that meant "Drop Everything And Read," something we typically did for 10 or 15 minutes every day. Best part of my day, really. As my TBR and Library piles are battling for supremacy and trying to sneak in around the review copies who have staked out places on my calendar, I'm thinking back to the simpler days of D.E.A.R., when I believed I had time to get to any book I wanted. And that, of course, got me fantasizing about a world where I really could just Drop Everything And Read for more than just 15 minutes a day.
The thing about Audiobook Week, it wreaks havoc on your audiobook wishlist. The good news for me is that in the next few days I'm going to have two infants, and I'm thinking that my ipod will be easier to balance while feeding them than my Nook – let alone than something in print.
Here are some of the audiobooks that most intrigued me as I perused Audiobook Week posts last week, in roughly the order I discovered them:
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Daughter of Smoke and Bone by Laini Taylor, narrated by Khristine Hvam
Mentioned by: Oddophile, Alaskan Bookie, A Patchwork of Books, Reading Thru the Night
Bonus: This will be a free download from SYNC from August 2-8.
The Reapers are the Angels by Alden Bell, narrated by Tai Sammons
Mentioned by: Bay State RA
Cinder by Marissa Meyer, narrated by Rebecca Soler
Mentioned by: Unabridged Andra
Beauty Queens by Libba Bray, narrated by Libba Bray
Mentioned by: My Little Pocketbooks
I Hunt Killers by Barry Lyga, narrated by Charlie Thurston
Mentioned by: Books and Wine
Plus, a whole mess of books mentioned by Literate Housewife. I wanted to listen to everything she mentioned that I hadn't already heard, because our tastes tend to be quite similar:
Everything That Rises Must Converge by Flannery O'Connor, narrated by Bronson Pinchot, Karen White, Mark Bramhall, and Lorna Raver
American Dervish by Ayad Akhtar, narrated by Ayad Akhtar
Skeletons at the Feast by Chris Bohjalian, narrated by Mark Bramhall
I encourage you to review your audiobooks on Fridays and include the link here. If you have reviewed an audiobook earlier in the week, please feel free to link that review as well. Thanks to Pam for creating the button.Copyright protected by Digiprove © 2012


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Monthly Archives: February 2013
Inspired by Ina
On Wednesday night, my Mom and I went downtown to see Ina Garten at the theater for a Q & A session with the local chef. The chef was from my favorite restaurant, The Left Bank. We had third row seats and were soooo excited! Mom and I love Barefoot Contessa, so we couldn't believe how close our seats were that night. I was really sick that night and ended up going to the doctors the next day for my sinus infection. I'm feeling SO much better now after being on antibiotics for a few days 🙂
After the show, it was extremely crowded but I made my way to the book signing line and my Mom tried to frantically snap a few pictures. She seemed very kind and we were so happy to be there.
Tonight, dinner was sort of inspired from Ina's new book, "Fool Proof" with her beet salad. Tonight was the first time I've roasted beets and it went well! My salad was on arugula with goat cheese, pistachios and a vinaigrette. Probably my absolute favorite salad ever.
They can be messy, but I didn't stain my hands too much. 400 degrees for the oven and I scrubbed the beets and cut off the ends. I put them in foil and roasted them for just under an hour. When you take them out, open up the foil and let them rest for a bit because they are HOT. Then, cut off the outside skin and cut them up! YUM!
After the beets were out of the oven, I roasted red peppers, onions, mushrooms and shrimp. I marinated the shrimp in garlic and lemon juice and then tossed them in olive oil, salt/pepper and a little parmesan cheese and put them in the oven for 10 minutes. The veggies took about 25 minutes and I kept the oven on 400. I put all this on a mixture of quinoa and black lentils. I was feeling super healthy and happy to have leftovers for lunch.
I also ran 6 miles on the treadmill this morning and thought I was going to die. I had music on, but no TV and I can't run that long on the TM without tv! I need to get my laptop set up down there or something.


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NEW YORK, Jan 17 (Reuters) - Foreign central banks' overall holdings of U.S. marketable securities at the Federal Reserve rose in the latest week, data from the U.S. central bank showed on Thursday.
The Fed said its holdings of U.S. securities kept for overseas central banks rose $8.9 billion in the week ended Jan 16, to stand at $3.3 trillion.
The breakdown of custody holdings showed overseas central banks' holdings of Treasury debt rose by $12.12 billion to stand at $2.92 trillion.
Foreign institutions' holdings of securities issued or guaranteed by the biggest U.S. mortgage financing agencies, including Fannie Mae and Freddie Mac, fell by $3.21 billion to stand at $307 billion.
The Fed said its holdings of so-called "other" securities held in custody and reported at face value fell by $30 million to stand at $35.8 billion. These securities include non-marketable U.S. Treasury securities, supranationals, corporate bonds, asset-backed securities and commercial paper.
Overseas central banks, particularly those in Asia, have been huge buyers of U.S. debt in recent years and own more than a quarter of marketable Treasuries. China and Japan are the biggest foreign holders of Treasuries.
The full Fed report can be found on:
**Please note that in the week ended Nov. 15, 2012 the Fed changed how it calculates the data covering securities held in custody for foreign official and international accounts.
Custody holdings of U.S. Treasuries held by the central bank does not include those securities pledged by the Fed as "collateral in reverse repurchase agreements conducted with foreign official and international accounts," the Fed advised.
It added that the data now incorporates "inflation compensation on Treasury Inflation-Protected Securities (TIPS), which captures the inflation adjustment to original face value of TIPS over time."
The calculation for agency debt holdings was revised to reflect current face value rather than original face value as previously reported, the Fed said.


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Today is a very special day in Australia. For those that don't know, its ANZAC day. "ANZAC" stands for "Australian and New Zealand Army Corps", and its a day on which we remember the sacrifices made by fallen soldiers so that we can live the lives we do today. In particular we remember the ultimate sacrifices made by those brave soldiers who landed at what is now known as "Anzac Cove" in Gallipoli, Turkey, on this day in 1915. So although every ANZAC day is a day to remember, this one is additionally special as we commemorate 100 years since that momentous and tragic landing.
This morning I went down to the waterfront in my local area where volunteers had set up poppies (our symbol of rememberance) to remember each soldier who so bravely gave their lives. I am not an overly emotional type of person, but it was difficult to hold back tears, and it took me by surprise at the depth of emotion it is possible to feel 100 years after such an event. There was so much respect between the people there, and I am proud to be Australian and honoured to be in the debt of those men. Here are some photos of the poppies erected by Gosford waterfront for today:
Can you believe the poppies on these bushes are all hand knittted or crocheted??
So hauntingly beautiful! Many names were on the individual flower stems.
The poppy at the top of this post is actually from our Build-A-Bouquet simply created kit. Aren't they beautiful? I thought it was appropriate for this post! I was to run classes on these this week, but due to the storm that came through earlier in the week I have been forced to cancel all my classes and events over this period. My home (and that of many others) is still without power after 5 days...... but I hope to be back creating, teaching and using our lovely products very soon! I am supposed to be heading to Convention at the Gold Coast next Wednesday so hoping the power comes on before then so I can get away in time!
If you follow me on my Facebook Business Page I will advice when everything is back to "normal" there :-)


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MPL Digital Library
Milwaukee Road Archives
Jump to: More Information
The collection includes indexes to the small selection of employee records that are part of the archives of the Chicago, Milwaukee, St. Paul & Pacific Railway, which designated MPL as their official archives in 1981. Other material housed in the Milwaukee Road Archives includes corporate records, photographs, and drawings.
Back to all Digital Collections
More Information
The Milwaukee Road Archives digital collection represents the start of the process of making available online indexes and finding aids from the Archives available to the public. In the initial stage, the digital collection includes indexes to the small selection of employee records that are part of the Archives.
Milwaukee Public Library was designated as the official archives of the Chicago, Milwaukee, St. Paul & Pacific Railroad in 1981, when documents were first received from the Railroad. Additional material was received in 1985, after the CMStP&P was incorporated into the Soo Line Railroad. The collection includes corporate records, photographs, drawings and a small selection of employee records.
The Milwaukee Road Archives is not available for browsing. Beginning in 2010, the Archives will begin making available online indexes and finding aids which will help researchers, historians, hobbyists and family genealogists.
Access to the Milwaukee Road Archives materials described in this online collection may be arranged by contacting the Frank P. Zeidler Humanities Room at (414) 286-3061.


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The Motorola MotoROKR s9 HD offers a lot of what a bluetooth headset should. It's a fully functioning Bluetooth headset for a phone, but also has full controls as a Bluetooth headset for music as well. You can make or take calls, repeat or skip tracks and control volume from the headset. It has full controls in an easy-to-find place, just above the earpieces. The biggest part of the unit fits behind your head, comfortably, to distribute the weight of the headset (at a mere 1.14 ounces, you may forget you're wearing anything!). With the Bluetooth receiver at the back, they suggest your device (phone, MP3 player, etc.) not be in a front pocket, even with an approximate 33 foot distance from the device.
The silicone earbuds are comfortable enough to wear for long periods of time, such as long-winded conversations or long workouts/walks. There are optional iPod Bluetooth adapters so even iPods can work with the device. iPhones and other devices with Bluetooth built in will pair with the headset with no additional hardware required. It's water- and sweat-resistant and frees you up to work out or listen or talk without getting tangled up in wires from a conventional headset. For the price, around fifty bucks, it's a solid-sounding headset and about as cheap as a conventional one-eared Bluetooth headset, but it's stereo and plays music as well.
The headset comes with a USB charger. It will run approximately 6 hours of music listening or 7 hours of talk on a single charge.
For more information or to order the MotoROKR s9 headset, visit Amazon.com.


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But seek you first the kingdom of God, and his righteousness; and all these things shall be added to you.
A man once planted two rose trees, one on either side of his house. The trees were equally strong and healthy, but after a time the one grew and prospered, the other withered and died. Then the man discovered that the living rose tree was on the sunny side of the house. Brethren, we must have the sunshine of faith and hope on our lives, or we cannot live. I have read of a little child who was often observed playing by itself, and laughing and singing with delight. They asked the child what it was playing with, and the little one answered, "I am playing with sunbeams."
It would be better for some of us who are too apt to look on the dark side to imitate that happy child. If we allow ourselves to be always haunted by the shadow of fancied misfortune, we shall lose faith in prayer, since the black shadow will have eclipsed the face of God.
(Wilmot Buxton.)


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On a flight from
Miami to I had an aisle seat; the window seat
was taken by a fridge freezer. At least it
was were clean, quiet, did not need the arm rests and had not drunk so much as
to need trips to the lavatory. Nassau
Even better was that a number of other seats were similarly occupied by high priced electrical goods which together with their owners meant the usual scramble for the exit at the end of the flight did not take place.
The reason for all this was that it paid the owners to fly the goods passenger from
Miami, bought tax free, to avoid the local sales taxes in . Nassau
in The Bahamas is a tax haven but this did not mean zero taxes. It meant very little taxation on income or
accrued wealth but it did mean hefty sales taxes. Nassau
This policy not only hit the tourists but all the middling and lower income people who had neither high pay nor wealth. Yards from many houses of the rich were the shanties and lean-to's of the poor.
Down the decades I have seen many and various ways and means of avoiding tax or the administrative burden of accounting. In the 1940's there was extensive barter, a good deal of pilfering and many ways and means of trying to beat the system.
One of the more serious side effects in the 1950's was not only creative accounting in business but providing facilities, expenses and services to employees in lieu of pay. So a lot of money went into unproductive spending instead of renewal, development or modernising production methods or rewarding employees.
This went on into the 1970's one way or another. In the 1960's and later I was certainly arranging my mortgages to minimise tax and car expenses and other "perks" became a significant part of real income. The distortions across the economy became worse and worse.
Now one of my family in the
is about to cross the State line to reduce the tax liabilities. He is not alone, unseen and unnoticed a lot
of others seem to be doing the same one way or another as State taxes bear down
harder as the revenues shrink because of the property crisis and its effects on
property tax. USA
So avoiding and evading taxes is not new, it has been going on since time immemorial. It is possible that one of the many causes of the collapse of the
Roman Empire may have been
the shrinkage in its tax base arising from the increasing levels of poverty
created by wars and Imperial demands and the concentration of the ownership of
Now it has all become worse with the almost industrialisation of tax avoidance and evasion. Given that now finance is almost a primary economic function instead of tertiary because it operates on the economics of extraction together with such tax arrangements it may have gone beyond the point of no return.
There is little hope for the 160 taxmen of
as they try to bring virtue to . Very likely they would do better to help sort
out the developing mess in Greece . Across the world sovereign states are finding
that taxes are harder to get from those with the most incomes and wealth. Germany
One of the interesting quirks in all this is the situation now in the
. The State of USA for some time has operated a tax
policy favourable to the wealthy and corporations but other States are getting
into the act. Delaware
One is
Wyoming and the capital, Cheyenne,
has become a secrecy jurisdiction allegedly worse than that of . There was once a TV series called "Cheyenne" in
the 1950's and 1960's set in the Wild West days not long after the Civil War
when these territories operated by survival of the fittest expressed in the law
of the gun. Somalia
It was every man for himself. For a hundred or so years now
has had the rule of law and what passes for civilisation these days. But it is all going, the Wyoming , the Sheriff and the "goodies" have
gone into derivatives trading and the "baddies" into Mergers and
Acquisition. Marshall
The earlier peoples, the Mescalero's on the other hand have become personal financial advisers whilst the
are running pension funds. Cheyenne
So make sure your Colt 45 is oiled and your
rifle clean in the barrel. Winchester


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Sonic Unleashed Full Version Download Game Information: Sonic Unleashed is a single-player platformer action-adventure video game released on November 18, 2008 for PS2, Wii, Xbox 360, and PS3. The game was developed by Sonic Team and published by Sega. Sonic Unleashed free game is the successor of Sonic The Hedgehog. Gameplay / Walkthrough: Both 2D and 3D visuals are here, ... Read More »
Home » Tag Archives: Download Sonic Unleashed


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The Prince Pro Tour Original 750 squash racket has a 73in2 (471cm2) head and ensures more stability, power and spin thanks to the head heavy balance. It comes strung with the all-round performance Lightning 17 string and features the Power Ring technology providing consistent response, greater power and a durable frame. The O3 Speedport guarantees sharper, cleaner shots, whereas the O3 technology delivers enhanced control on off-centre hits.
Would you like to add a review for this item?
Great racket. I love Prince and this is probably the best all rounder I've come across so far. Very powerful with an incredibly solid feel and minimal vibration. Highly recommended
Wonderful racket, great balance and power. It is exactly what I was looking for myself.
for submitting product review about
Prince Pro Tour Original 750 Squash Racket.
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return the item to us as new and in its original packaging.


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Thanks for making 2012 such a great year at IC! We are looking forward to lots of good things happening in 2013.
Things to look forward to:
January 1, 2013–Mass at 9:30am
January 12, 2013–Nite at the Races-Join the Parish Club for a fun evening in the Parish Hall from 6:00pm-12:00am. More details to follow.


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I saw an article in the news paper the other day that a large, federal study was recently released reporting that the link of estrogen therapy for menopausal women and breast cancer is even more certain. This is not exactly a news flash.
What surprised me is that they are still popular. Many women don't want to suffer with the symptoms that they may experience when they withdraw from the hormones.
Good news, gals! Naturopathic medicine has many tools that can help you. From elimination of hidden (IgG) food allergies, to fiber and herbs and homeopathics. No one should have to be miserable just to avoid cancer (although, honestly, it hardly seems like a trade-off!)
That is why I am here. To alleviate suffering and promote wellness. Naturally. I rarely have to resort to using bio-identical hormones for menopausal women. They aren't well studied. But the theory is that they are exact replicas of what your body was making when you were younger, so they have less probability of metabolizing into the more dangerous metabolite of estrogen, and therefore less chance of causing cancer.
There are even supplements that can help the metabolic process lean more towards the beneficial metabolite of estrogen.
Get rid of your prescription hormones AND feel great.
Call for a free 15 minute consult today! 707-780-6033.


text: Fast Facts One person is dead, 10 others injured, two in critical condition All victims are from the Muslim community Sole suspect arrested on suspicion of murder London police deploy extra resources around the city Mayor of London labels incident 'a horrible terrorist attack' At least one person has died and 10 others have been injured after a vehicle ran over pedestrians close to two mosques in a north London neighbourhood, UK police have said. The 48-year-old driver of the van, who was identified as Darren Osborne, was detained by bystanders and later arrested by police after the incident in Finsbury Park. The UK's Counter Terrorism Command is investigating the attack, which occurred just after midnight on Monday. Witnesses said the van veered off the road into worshippers leaving Ramadan prayers on Seven Sisters Road, running over several people before coming to a halt. READ MORE: Muslims 'targeted' in attack near Finsbury Park mosque "Police were called just after 0020hrs [23:20 GMT] ... to reports of a vehicle in collision with pedestrians," they said in a statement, calling the incident "major". Neil Basu, the Metropolitan Police's deputy assistant commissioner, said the attack unfolded while a man was already receiving first aid near the mosque. "Sadly that man has died," Basu said. "It is too early to state if his death was a result of this attack." Eight of the injured were taken to hospitals and the rest were treated at the scene, police said, adding that the driver of the van had also been taken to hospital. Two of the victims were severely injured, police said. At the time of the attack, several hundred worshippers were on the streets in the area after attending prayers as part of the Muslim holy month of Ramadan. Theresa May, UK prime minister, described the attack as a "sickening" attempt to destroy liberties that unite Britain, such as freedom of worship. Speaking on the steps of Downing Street, May said the attack was a "reminder that terrorism, extremism, and hatred take many forms", and vowed to tackle all types of "extremism", "including Islamophobia". "This was an attack on Muslims near their place of worship and like all terrorism, in whatever form, it shares the same fundamental goal. It seeks to drive us apart and to break the precious bonds of solidarity and citizenship that we share in this country. We will not let this happen," May said. I'm totally shocked at the incident at Finsbury Park tonight. pic.twitter.com/1ffKijNs73 — Jeremy Corbyn (@jeremycorbyn) June 19, 2017 Jeremy Corbyn, the leader of the opposition Labour Party, also commented on the incident on Twitter. London Mayor Sadiq Khan said the incident was an "attack on common values". "Like the terrible attacks in Manchester, Westminster and London Bridge it is also an assault on all our shared values of tolerance, freedom and respect," he said in a statement, referring to attacks in previous months. The UK has seen a bombing of a concert in Manchester in May, a stabbing spree earlier this month in the London Bridge area and a March attack in which a man drove a car into crowds on Westminster Bridge. ⚡ "#FinsburyPark attack: All the latest updates"https://t.co/9O9ksN3FVF — Al Jazeera English (@AJEnglish) June 19, 2017 "Due to the nature of this incident, extra policing resources have been deployed in order to reassure communities, especially those observing Ramadan," police said. The Muslim Council of Britain (MCB) said it had been "informed" that a van had run over worshippers as they left a mosque in Finsbury Park and called for extra security at mosques. Harun Khan, secretary-general of the MCB, said that he was "shocked and outraged to hear" that a van had "intentionally run over worshippers". BREAKING: We have been informed that a van has run over worshippers as they left #FinsburyPark Mosque. Our prayers are with the victims. https://t.co/FSE5m3bFpo — MCB (@MuslimCouncil) June 19, 2017 "During the night, ordinary British citizens were set upon while they were going about their lives, completing their night worship. It appears from witness accounts that the perpetrator was motivated by Islamophobia," he said. Al Jazeera's Ben Rayner, reporting from Finsbury Park, said a police line had blocked off the typically busy Seven Sisters Road as about 100 people gathered nearby. "There are two mosques in this Finsbury Park area - the Finsbury Park Mosque and another mosque just around the corner on Seven Sisters Road - and it appears that a number of people, worshippers, coming out of the mosque were badly injured," Rayner said. "We don't know exactly the motivation yet," he added, noting that Finsbury Park is "well known as an area with a large Muslim population". Men pray after a vehicle struck pedestrians near a mosque in the Finsbury Park area of north London [Neil Hall/Reuters] Mohammed Kozbar, chairman of the Finsbury Park Mosque, said this was "a serious incident, maybe a terrorist incident, which affects a lot of people" in this part of London. "We are in the last 10 days of [the Muslim holy fasting month of] Ramadan and a lot of people come to the mosque to pray the late prayer," he told Al Jazeera. "These people who have been attacked were the people who just left the mosque … but we don't know whether they are all from the Muslim community - I assume that there are other casualties and victims who maybe are not even Muslim." Local resident Hillary Briffa told Al Jazeera that "the mood on the street is very agitated". "I reached the white van that had been pulled over and there was a man that had just been arrested and a lot of men had gathered around and shouting 'why would you do this?'" Emergency services arrived at the scene near Finsbury Park station [Ritvik Carvalho/Reuters] SOURCE: Al Jazeera and news agencies Europe United Kingdom Islamophobia


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My IT
My world exists very much of IT in generel (IT being Information Technology). I like to work with IT, I like to play with IT, I like to use IT. Everywhere you see me, I probably have some IT-gadget with me. USB-key, notebook, mobile phone with GPRS-data connectionto check my news, or perhaps my work phone with my synchronized calendar, contacts and e-mails. I use this part of my site, to keep track of my various ownings of computers and the many gadgets. This way I can...Read More »


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This kit contains eight different crystals embedded in a plaster block and a specialist digging tool.
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With a relationship spanning three decades, it's no surprise that Accenture is the world's largest integrator of IBM Technology.
Accenture Interactive, an IBM Platinum Business Partner, was recently recognized as the GSI Partner of the Year.
Together, Accenture and IBM are leading the way in helping clients extract more value from their data, delivering personalized experiences that enrich each and every customer touchpoint.
We support the full breadth of IBM's digital offerings
across marketing, commerce and supply chain.
Our Strategy, Assessment and Roadmap services enable our clients' leadership teams to create tailored, end-to-end digital roadmaps that shape the direction of their commerce business.
Services to manage the overall IBM journey, modernize/migrate applications, new builds and roll-outs, PMO & governance, operating model transition, training & enablement
Managed services designed to provide a consistent and highly reliable customer experience—including hosting, 24/7/365 support & maintenance, site optimization, DevOps / continuous development and automated testing
We know that not all customer experience transformations are created the same. We work with you to help identify the right path forward.
Optimize your existing platform for improved business and application performance.
Plan and execute your transition to V9 with our proprietary upgrade workshops and proven templates.
Utilize our proven cloud migration framework and discovery methods to architect, develop, and deploy the right cloud solution.
Leverage our extended commerce capabilities to stay ahead of market developments through innovative programs and continuous improvement.
Accenture Interactive recognized as IBM Watson customer engagement global systems integrator partner of 2018


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Do you wish to register your interest in participating in a clinical trial?
We are looking for people with a range of eye conditions such as macular degeneration, glaucoma and diabetic eye disease, as well as people with healthy eyes.
To register your interest in current and future clinical trials at CERA, please fill out a short questionnaire for our Clinical Trials Registry. Your details will be stored securely and we will contact you if we have a trial for which you may be suitable.
Please note, all volunteers will receive an email confirmation of their registration. You will not be contacted again until there is a trial recruiting for which you may be suitable.
Lead researcher: Dr Lyndell Lim
CERA Clinical Trials Research began in April 2013. We conduct clinical trials in the areas of diabetic eye disease, age-related macular degeneration (AMD), glaucoma, uveitis and other retinal diseases.
Clinical Trials Research is currently involved in over 20 clinical trials, which includes studies designed and performed by CERA, studies in which CERA is a collaborator in multi-centred trials and pharmaceutical industry sponsored studies. We currently have over 150 patients involved in clinical trials within the unit.
Research also encompasses the Retinal Vascular Imaging Centre which conducts retinal image screening and grading.


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If ever you are tired of going to the prison, there are ways where you can communicate with someone you love or a friend inside. Just sign up for an account at Offender Connect where you can connect with them via phone or Offender connect inmate email. All you need is to pay the charges the system will bill you. It is less hassle on your part and you can contact them anytime you want.
The way to see new services or updates from Offender Connect
- For those who are customers of Tennessee Department of Corrections, together with your PIN debit card, now you can generate a transfer at OffenderConnect.com. If you wish to utilize the phone account deposit, subscribe first your account.
- For individuals that already have an account on the web, you need to often visit the "Terms of Use" and the "Your Privacy Rights" located at the top of the home page or in the Reference links provided. Be sure you verify any special packages that will provide you with discounts on drug prescriptions up to 75% off.
Features of Employing Offender Connect Account
- You could add a fund or money in the Offender Connect Inmate Calling Account to carry on the phone services available at this system.
- All the phone calls and emails in this system are assisted and monitored by the admins for protection purposes.
- The My Phone Account permits the offender to call using a pre-paid account. This account is placed to have calls only on specific phone numbers.
- When you want to get the inmate a commissary account, use the Offender Trust Fund. The family or a friend can provide cash on this kind of
Global Tel Link is the developer of this system and you can visit their website for info.


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Before pressing Spin button select your bet size and the amount of coins per line. You will be offered five reels and nine pay lines, which will help you earn 10 000 jackpot, if it is your lucky day. Auto play button will let you play automatically.
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If you're a fan of 70s disco music Ladies Nite slot was made for you! You will enjoy your favorite hits while trying to win maybe not very large, but frequent payouts.


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"Returning to 1984 purchasing power levels, 1998 employment levels and 1999 salary levels will not help Greece's economy in 2013," said Vassilis Korkidis, chairman of the National Confederation of Hellenic Commerce (Esee).
The association, representing a sector which employs nearly 18pc of the Greek workforce, presented an annual study forecasting a further drop in sales and job cuts in an economy where the unemployment rate currently exceeds 25pc.
More than 40pc of limited liability companies and 70.6pc of general and limited partnerships expect a fall in sales, and one in three businesses in both categories expects to shed workers next year, the report showed.
"If this situation continues, the trader sector... will be threatened with annihilation," Mr Korkidis said.
"The recipe of successive (fiscal overhauls) appears to have failed," he said.
Greece's parliament earlier this month approved a new round of austerity worth €18.5bn that includes additional salary and pension cuts and other reforms to be implemented by 2016.
The measures have been prescribed by the European Union and the International Monetary Fund which have been propping up the near-bankrupt Greek economy with billions of euros in loans since 2010.
After a third year of austerity, eight in ten businesses report a fall in sales and seven in ten have lost access to bank funding, Korkidis said.
"Europe needs a three-pillar approach: regain confidence, implement needed structural reforms, provide growth-enhancing measures," said Gunilla Almgren, president of the European association of craft, small and medium-sized enterprises (UEAPME).
Development Minister Costis Hatzidakis said the government had pledged to pay businesses outstanding state debts of three billion euros by the end of the year.
The state owes private suppliers more than €8bn in total.
Source: AFP


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About me
Hi, i'm Jordi Nadal, but just call me neteof ok? :)
i'm a developer with background on web, mobile application, desktop application, and scada application for industrial environment development who loves programming.
This site is dedicated to my android games. Please download them and have fun!
I'll apreciate your comments!
Recent Posts
Recent Comments
Monthly Archives: November 2012
Second game released: Rise of the blocks
I'm pleased to announce my second game released on the android platform: Rise of the blocks. The game is a clone of the acclaimed puzzel game Tettris attack from Nintendo that appeared on the SuperNintendo system. You can find it … Continue reading
Triple Triad Trials released on Android!
I'm pleased to announce my first game released for the android platform: Triple Triad Trials after several months of hard work. The game is a clone of the final fantasy VIII mini-game called Triple Triads from Square Enix. You can … Continue reading


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I got a text this morning shortly after waking up from none other than Kali informing me that the one thing I'd been waiting since October for is finally here. Pottermore is finally, finally, open to the public! Instantly upon reading this text message a great sense of wonder, happiness, and excitement filled me. I was literally bouncing up and down on the bed/couch in my living room while letting out this very excited and high pitched squeals. If my roommates had been home they probably would have cringed. XD
Immediately I opened up my internet browser and pulled up the long awaited potter more site and that's when I saw it. The absolutely wonderful "Sign Up" button. With a growing anticipation and excitement I clicked the button, filled out the information, and then sent it all in. Minutes later I received the validation email and was able to validate my account. It was then that I found out some very saddening news, I couldn't explore the wonderful world of Pottermore until I'd received an email telling me I could. Since then (about an hour ago) I've been eagerly awaiting the email's arrival.
Kali told me that they were trying to process and get everyone into Pottermore as quickly as possible, but I doubt I'm the only one excited to get into Pottermore, so the backlog will probably be horrendous. I can only hope that they hurry.
Many magical dreams to you!
Rachel ❤
P.S. (written at midnight!)
It took 9.5 hours for the email to arrive, and only about 4 to work my through the first book (which is the only one currently available). It was tremendous amounts of fun and I love being a part of Pottermore. Spells were tricky at first to cast and get the hang of, but I love making potions. XD
Also, I'M A GRYFFINDOR!! When I went to take the test for which the sorting hat, I was so nervous and excited my heart was beating so fast and for a good five minutes I couldn't actually calm down enough to take the test. How pathetic is that? I loved every minute and am more than proud to be in the noble House of Gryffindor. I was thinking it would be either Hufflepuff or Gryffindor for me and would have been able to live happily with either one, though I am really glad I got gryffindor. It also means that in my group of friends here at university there is a member of each house amongst us. Slytherin even has two.
The only thing I wonder about Pottermore is if there is a way to make more galleons than just the ones you pick up while wandering around the game? If anyone knows, I would appreciate the sharing of this wonderful and all important knowledge.


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AGC 99th Annual Convention
Exactal is delighted to be exhibiting at the 99th Annual AGC Convention, to be held in New Orleans from the 26th – 28th of February at the Hyatt Regency New Orleans.
Celebrating 100 years of Construction, the 99th Annual AGC Convention will be held in conjunction with the 2018 AGC Equipment, Technology & Construction Solutions Expo. Bringing together more than 100 local and international exhibitors, the AGC Convention is a must attend event for those who want to capitalise on latest technological advancements.
Featuring 12 hours of exhibition, 5 hours of special events, multiple educational break-out sessions and unlimited networking opportunities, the AGC Annual Convention is a great place to learn about what's happening in the industry and how it could affect you.
As CostX® is being used more and more by contractors around the US, this expo was the perfect choice for us. If you're a US contractor, find out more at the link below.


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Welcome Dave1001
Dave1001, in New Members Forum
Recommended Posts
Must Read SKF Articles
By sdlTBfanUK · PostedHave you tested the parameters of the water? There isn't much we can help with without those basic figures? Usually tap water works with neocaridina shrimp but your water may be too hard! If there were DOA then the others may also be sick or weakened so some may die soon after they are put in to the tank. When you get a shrimp deivery you should drip acclimate them over as many hours as possible. Were they delayed in transit do you think which caused the doa? Simon
By jayc · Posted$17.70 from somewhere in Doncaster. https://www.ebay.com.au/itm/Premium-Digital-PH-Meter-TDS-Tester-Aquarium-Pool-SPA-Water-Quality-Monitor/183545057092?_trkparms=ispr%3D1&hash=item2abc234f44:g:jCQAAOSwmUBb84nm&amdata=enc%3AAQAFAAACYBaobrjLl8XobRIiIML1V4Imu%2Fn%2BzU5L90Z278x5ickkQx4eKMLcQ60WhxX7q%2FYuceAZ9JJgYX96VopkOnpOvxtk5Xz4XpY4%2FCjMA%2FuznauEkarUDiXqUelzOVkqtgJiZfjGlFiJa%2FXDwfVDmx9XERDAZiCzxufDGAW%2FSSs%2BaCJJGCOJbvirdptFP%2F2A27xllGJqy1VtFqa6EezJF35T2meFPAxYu9bidEGbNR4ExkoPjrrQk%2BDFIjrNB9GyAVpFST%2F38vbUF8%2BCNFL4PGWS0L2htaiENPiOEaKv9%2FAMJz8TsORyeXtG%2F6O%2FlUNMO7gD69cyPZ%2FPJ2XCPeHg9X2adQXx5dlnIMvJylTWmaXDLwik%2B3ZC0glP%2FVxbIMGO5bXHVHNWzkXQ8sRA%2B5fT95NLzi7AC3Iov4b%2BJIoHTIcOYQvwurMoMUhxZPAGs8Zmn4MlIufnuecS0gMjlNR%2FNzvtf2Bw46ZikHOM%2Bk8SpKmLio9%2BmBtqQeSyfB9scdVm4RTmP%2FA8WcsnhSwnJtXdLeMMhhYxwrIIaS1fjXzQ7oTEQdJLWS18v%2F1Pc7oi1n45BBX0inCimAV8393nNxjgMoUzsj8Ms4trllWRuZ%2Bs%2BwlqxacIGOoSXEczjdtn6vFewA04GEzPUMmI26V%2FzCCoZngFyiZMyJQj152hBwkSmoPQW%2Ft2425mSzEJAp3ozmBzpBhjaB0Mhx6haa1Qja5dG8mCbYFOnVXKyrGL204PvIWCSdN6kZrrf8otHUzUOIKHw%2FrUfNFzd1FidZjub57NyRtc%2BIvIxer%2BQhFNNNWXSKtB%2BC5T|cksum%3A183545057092d2e3c02090fb4bf2906955691eb13696|ampid%3APL_CLK|clp%3A2045573&frcectupt=true
By wtusa1783 · PostedThe tank is cycled. It's been set up for a month now and I've been dosing some bacter ae every day to create biofilm. I tested for ammonia and nitrites and they were 0 before adding the shrimp. Nitrates were 10. I only had snails in the tank before the shrimp so that's why there isn't a bunch of gunk. I thought Neocaridina shrimp needed harder water? I had 5 D.O.A. so maybe it still is having affects from that.
By WaldoDude · Postedhttps://www.ebay.com.au/itm/383203322241 Here you go @Crabby didn't realise there was a timer but you have 44 minutes! I decided to go with it cause it was the cheapest I found and figured I could use it for my new 15 gallon! Thank you for the tips but yes I am going to try removing the stones and see how my tap water goes first, whilst I wait for my ro unit and get used to using it for my 15 gallon.
By FN2R · Postedthx for your reply... JAYC, yes.. I want to seek your comment what should I do to start my fancy tiger project...but I am a bit confuse.. so what should I do after I got F1 from crs x oebt? should I just keep breeding f1 x f1 = f2 ... so on.. or do I need to breed back to crs or crs parents to get more solid white and red to get f2?


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Al-Khazali Camp in Wadi Rum is located inside the protected area, surrounded by the red rocks of Wadi Rum Desert.
Accommodations available in Al-Khazali Camp:
* Private Single Tent
* Private Double and Twin Tent
* Private Triple Tent
Tents reflect real Bedouin life-style. They are decorated with local textiles and include bedding and a small table.
Shared bathrooms and showers are available.
Meals are served in a communal tent while stargazing in the open-air.
Guests can enjoy a selection of local specialities prepared in a traditional barbecue grill.
* trekking
* rock-climbing
* guided camel riding
* excursions in 4x4
=>> Click here for more information and booking <<=
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By 2030, Planet Earth will have to produce 50% more food than we currently produce in order to feed the projected world population at that time.
That level of food production, which will have to come on less land and with less people farming, is sobering, if not daunting. The assessment didn't come from anyone in the farming or food business; it came from Ralf Sudoff, head of the United Nations World Food Program.
Speaking at Bayer CropScience's annual press conference, Frederich Berschauer, outgoing CEO of the company, said technology -- how we adopt it and use it in agriculture, is a critical factor in our ability to meet the future global demand for food.
"In the future, hunger will not only be a question of equitable distribution (as it is today), it will increasingly be the case that there isn't enough food to distribute," Friedrich Berschauer says.
To read the entire article, link here.


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With "Live Free or Die Hard" production already underway (in … Baltimore), we're now getting a few confirmations on new cast members. As reported earlier, Justin Long is in the cast as McClane's sidekick, and Maggie Q will play a mega-hot computer hacker.
From The Hollywood Reporter: "Justin Long and Maggie Q are coming aboard "Live Free or Die Hard," 20th Century Fox's fourth installment of the "Die Hard" series. Len Wiseman is directing. Bruce Willis is reprising his role as John McClane. The story centers on an attack on the U.S.' computer infrastructure that begins to shut the country down. The mysterious figure behind the scheme has figured out every digital angle but never counts on an old-fashioned "analog" McClane. Long will play a smart, younger guy who assists McClane. Q will play a world-class hacker at odds with McClane. Production begins this month."


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South African songstress to be featured on local in-cinema soundtrack of Disney's latest animated feature
Disney Africa is proud to announce that South African singer-songwriter and performing artist Lira, has recorded her own version of How Far I'll Go, from Disney's upcoming animation comedy adventure film Moana.
Lira's recording will feature on the South African version of the film as the first end-credit song when Moana hits cinemas from Friday 2 December nationwide. In addition, fans will be able to purchase the single from the South Africa iTunes Store from 9 December. For the track, Lira recorded a special music video and behind the scenes exploration that delves into how the track came to life.
"How Far I'll Go beautifully encapsulates the elements of Moana that resonate with me, to break away from conformity, to be bold, go out and discover what makes you uniquely you," says Lira. "It's a real honour to be involved! Also, the fact that Disney is able to incorporate and feature African voices in projects such as this, is truly exciting."
How Far I'll Go is written by Tony®-, Emmy®- and Grammy®-winning lyricist/composer Lin-Manuel Miranda, who counts among his credits Broadway's Pulitzer Prize-winning and multiple Tony-winning "Hamilton" and the Tony-winning "In the Heights" who, when commenting on the track says "This is Moana's chance to say for herself how she feels and where she belongs."
"We are delighted that Lira has lent her world-class talent and distinctively beautiful voice to How Far I'll Go", says Christine Service, Senior Vice President and Country Manager of The Walt Disney Company Africa. "Bringing her voice to the cinematic release of Moana adds a wonderful local dimension to this universal story of finding one's true self. We are thrilled to be able to collaborate with Lira to bring this unique recording to South African families."
Moana, Walt Disney Animation Studios' 56th Animated Feature, is a sweeping, CG-animated feature film about an adventurous teenager who is inspired to leave the safety and security of her island on a daring journey to save her people. Inexplicably drawn to the ocean, Moana (voice of Auliʻi Cravalho) convinces the mighty demigod Maui (voice of Dwayne Johnson) to join her mission, and he reluctantly helps her become a wayfinder like her ancestors who sailed before her. Together, they voyage across the open ocean on an action-packed adventure, encountering enormous monsters and impossible odds, and along the way, Moana fulfills her quest and discovers the one thing she's always sought: her own identity.
Fans can check out the Music Video and Behind the Scenes on Disney's Facebook Page (www.facebook.com/DisneyinAfrica) and catch Lira's performance of How Far I'll Go as the credits roll in Disney's Moana, which hits South African cinemas nationwide from 2 December 2016. The single will be available to purchase on the South Africa iTunes Store from 9 December. #LiraMoana


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The soft crackle of vinyl is a sound beloved of many, not least shown by the dramatic rise in sales of the medium in the last year. It might not be the resuscitation of the industry, but it's a surefire indication that the physical product is a viable market, at least for now. The thing is, while I agree with that, I've always bought CDs myself. That might simply be down to simply when I was born, or that I'm lazy, or that, until very recently, vinyl hasn't been in any way useful towards making digital copies of the music I buy. Whatever the reason, that pleasantly warm sound of obsoletion has never truly touched me in the way that it has so many others.
Which is why I was so surprised at how much it colours my love of a song I just discovered I had downloaded without realising this week: 'Willow Pattern' by Momus and John Henriksson. There's a lot to love as it is. Henriksson's light touch in arranging vintage samples under Momus' sung-spoken lyrics of a doomed romance (with a particularly incredible line in the form of "They'll put me to the sword / You will also die") makes for compelling listening. This is shadowy, beautiful work, placed just the right side of creepy, but close enough to the centre of that scale to seem like it could tip quite easily.
But, like I said, it's that crackle that completes the picture. Not quite instrumental, but certainly musical, the noise subsumes every other sound – an audio snowfall, at once hinderance and delight. It artificially dates the track, lending weight to Momus' folk tale lyrical style, making the samples seem more genuinely utilised and does all of this so naturally that it's only in the final seconds of the track, when it suddenly disappears, that you notice it was having an effect at all. It's quite, quite wonderful.
Frankly, if a crackle is all I need to get this excited about a track, I'll have to furnish myself with some records sharpish.
Momus and John Henriksson – Willow Pattern


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A universal mount that fits standard 22-35mm handlebars and aero-shaped handlebars. An easy on/off rubber strap mount allows quickly switching Recon lights from bike to bike.
Spezifikations-, Preis- und Farbänderungen vorbehalten.
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By clicking on 'I agree', you agree to the use of cookies as described in our Privacy and Cookie Statement.


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A 12-part guide to the UK in 212 words each.
What do people visiting the UK for the Olympics need to know about the nation's quirks, habits and rules?
The British obsession with talking about the weather is much discussed, but there are a host of other oddities and complexities that visitors might do well to acquaint themselves with.
Read more here: http://www.bbc.co.uk/news/magazine-18983558


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Next month I'm giving a keynote address at the 2nd Joint UAE Symposium on Social Robotics, entitled: "Human Responsibility, Robot Mind: Conceptual Design Constraints for Social Robots"
Abstract: Advances in social robot design will be achieved hand-in-hand with increased clarity in our concepts of responsibility, folk psychology, and (machine) consciousness. 1) Since robots will not, in the near future, be responsible agents, avoiding some moral hazards (e.g., that of abdication of responsibility) will require designs that assist in tracing complex lines of responsibility backwards from outcomes, through the robot, and back to the appropriate humans and/or social institutions. 2) An intuitive understanding by human users of the (possibly quite alien) perceptual and cognitive predicament of robots will be essential to improving cooperation with them, as well as assisting diagnosis, robot training, and the design process itself. Synthetic phenomenology is the attempt to combine robot designs with assistive technologies such as virtual reality to make the experience-like states of cognitive robots understandable to users. 3) Making robot minds more like our own would be facilitated by finding designs that make robots susceptible to the same (mis-)conceptions concerning perception, experience and consciousness that humans have. Making a conscious-like robot will thus involve making robots that find it natural to believe that their inner states are private and non-material. In all three cases, improving robot-human interaction will be as much about an increased understanding of human responsibility, folk psychology and consciousness as it will be about technological breakthroughs in robot hardware and architecture.


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If you invest in equities, you should keep an eye on the bond market. If you invest in real estate, you should keep an eye on the bond market. If you invest in bonds (or bond ETFs), you should definitely keep an eye on the bond market.
The bond market is a great predictor of future economic activity and future levels of inflation, both of which directly affect the price of everything from stocks and real estate to household items. In this article, we'll discuss short-term vs. long-term interest rates, the yield curve, and how to use the study of yields to your advantage in making a broad range of investment decisions.
Interest Rates and Bond Yields
Interest rates and bond yields are highly correlated, and sometimes the terms are used interchangeably. An interest rate might be thought of as the rate at which money can be borrowed in the form of a loan and, while most bonds have an interest rate that determines their coupon payments, the true cost of borrowing or investing in bonds is determined by their current yields.
A bond's yield is simply the discount rate that can be used to make the present value of all of a bond's cash flows equal to its price. A bond's price is the sum of the present value of each cash flow that will ever be received from the investment.
The return from a bond is commonly measured as yield to maturity (YTM). YTM is the total annualized return received by the investor, assuming that he or she holds the bond until it matures and reinvests coupon payments. YTM thus provides a standard annualized measure of return for a particular bond.
Short-Term vs. Long-Term
Bonds come with varying maturity periods, which can range from as little as one month to up to 30 years. So, when speaking of interest rates (or yields), it is important to understand that there are short-term interest rates, long-term interest rates and any number of points in between. While all interest rates are correlated, they don't always move in step.
For example, short-term interest rates might decrease, while long-term interest rates might increase, or vice versa. Understanding the current relationships between long-term and short-term interest rates (and all points in between) will help you make educated investment decisions.
Short-Term Interest Rates
Short-term interest rates worldwide are administered by nations' central banks. In the United States, the Federal Reserve Board's Open Market Committee (FOMC) sets the federal funds rate, the benchmark for other short-term interest rates. The FOMC raises and lowers the fed funds rate as it sees fit to promote or curtail borrowing activity by businesses and consumers.
Borrowing activity has a direct effect on economic activity. If the FOMC finds that economic activity is slowing, it might lower the fed funds rate to increase borrowing and stimulate the economy. However, the FOMC must also be concerned with inflation. If the FOMC holds short-term interest rates too low for too long, it risks igniting inflation by injecting too much money into an economy that is chasing after fewer goods.
The FOMC's dual mandate is to promote economic growth through low-interest rates while containing inflation; balancing both goals is a difficult task.
Long-Term Interest Rates
While short-term interest rates are administered by central banks, long-term interest rates are determined by market forces. Long-term interest rates are largely a function of the effect the bond market believes current short-term interest rates will have on future levels of inflation. If the bond market believes that the FOMC has set the fed funds rate too low, expectations of future inflation increase, which causes long-term interest rates to increase in order to compensate for the loss of purchasing power associated with the future cash flow of a bond or the principal and interest payments on a loan.
On the other hand, if the market believes that the FOMC has set the fed funds rate too high, the opposite happens – long-term interest rates decrease because the market believes future levels of inflation will decrease.
Reading the Yield Curve
The term "yield curve" generally refers to the yields of U.S.Treasury bills, notes, and bonds in sequential order, from shortest maturity to longest maturity. The yield curve describes the shapes of the term structures of interest rates and their respective times to maturity in years. It is frequently displayed graphically, with the time to maturity located on the x-axis and the yield to maturity located on the y-axis of the graph.
For example, treasury.gov provided the following yield curve for U.S. Treasury securities Dec. 11. 2015:
Yield Curve for U.S. Treasury Securities
The above yield curve shows that yields are lower for shorter maturity bonds and increase steadily as bonds become more mature.
With the understanding that the shorter the maturity, the more closely we can expect yields to reflect (and move in lock-step with) the fed funds rate, we can look to points farther out on the yield curve for a market consensus of future economic activity and interest rates. Below an example of the yield curve from January 2008.
U.S. Treasuries
|Maturity Date
|Discount/Yield Change
|Maturity Date
|Current Price/Yield
|Price/Yield Change
|101-011/2 / 2.70
|102-04+ /3.15
|0-143/4 / 0.100
|103-08 / 3.85
|0-111/2/ -0.044
|110-20 / 4.35
|0-051/2 / -0.010
Figure 1: Yield Curve January 2008
Source: Bloomberg.com
The slope of the yield curve tells us how the bond market expects short-term interest rates (as a reflection of economic activity and future levels of inflation) to move in the future. This yield curve is "inverted on the short-end" and suggests that short-term interest rates will move lower over the next two years, reflecting an expected slowdown in the U.S. economy.
Using the above yield curve as an example, it should not be interpreted to say that the market believes that two years from now the short-term interest rates will be 2.7% (the two-year yield as shown above). There are other market tools and contracts that more clearly show a "predicted" future rate of a benchmark like the fed funds rate. The yield curve is best used to make general interest rate forecasts, rather than exact predictions.
Types of Yield Curves
There are several different formations of yield curves: normal (with a "steep" variation), inverted and flat. All are shown in the graph below.
Normal Yield Curve
As we can see by following the orange line, a normal yield curve starts with low yields for lower maturity bonds and then increases for bonds with higher maturity. A normal yield curve slopes upwards; however, once bonds reach the highest maturities, the yield flattens and remains consistent.
As the term "normal" suggests, this is the most common type of yield curve. Longer maturity bonds usually have a higher yield to maturity than the shorter-term bonds. For example, assume a two-year bond offers a yield of 1%, a five-year bond offers a yield of 1.8%, a 10-year bond offers a yield of 2.5%, a 15-year bond offers a yield of 3.0% and a 20-year bond offers a yield of 3.5%. When these points are connected on a graph, they exhibit a shape of a normal yield curve.
Such a yield curve implies a stable economic condition and prevails for the longest duration in a normal economic cycle.
Steep Yield Curve
As we can see by following the blue line, a steep yield curve is shaped like a normal yield curve, except with two major differences. First, the higher maturity yields don't flatten out at the right but continue to rise. Second, the yields are usually higher compared to the normal curve across all maturities.
Such a curve implies a growing economy moving towards a positive upturn. Such conditions are accompanied by higher inflation, which often results in higher interest rates. Hence, lenders tend to demand high yields which get reflected by the steep yield curve. The longer-duration bonds tend to become risky, so the expected yields are higher.
Flat Yield Curve
A flat yield curve, also called a humped yield curve, is represented by almost similar yields across all maturities. A few intermediate maturities may have slightly higher yields, which cause humps to appear on the flat curve. These humps are usually for the mid-term maturities: six months to two years.
As the word "flat" suggests, this yield curve is a shape in which the short- and long-term yields to maturity are similar to each other. For example, assume a two-year bond offers a yield of 6%, a five-year bond offers a yield of 6.1%, a 10-year bond offers a yield of 6% and a 20-year bond offers a yield of 6.05%. The plot would exhibit a flat yield curve formation.
Such a flat/humped yield curve implies an uncertain economic situation. It includes conditions like the one after a high economic growth period leading to high inflation and fears of a slowdown, or during uncertain times when the central bank is expected to increase interest rates. Due to high uncertainty, the investors become indifferent to maturity periods of the bonds and demand similar yields across all maturities.
Inverted Yield Curve
The shape of the inverted yield curve, shown on the yellow line, is opposite to that of a normal yield curve—sloping downward. An inverted yield curve is one in which short-term interest rates exceed long-term rates; short maturities have higher yields, and vice versa.
For example, assume a two-year bond offers a yield of 5%, a five-year bond offers a yield of 4.5%, a 10-year bond offers a yield of 4% and a 15-year bond offers a yield of 3.5%. These yields would exhibit an inverted yield curve shape.
An inverted yield curve is rare but is strongly suggestive of a severe economic slowdown. Historically, the impact of an inverted yield curve has been to warn of a pending economic recession.
Historical Yield Curve Accuracy
Yield curves change shape as the economic situation evolves, based on developments in macroeconomic factors like interest rates, inflation, industrial output, GDP figures and balance of trade. While the yield curve shouldn't be used to predict exact interest rate numbers and yields, closely tracking its changes allows investors to rightly anticipate, and benefit from, short- to mid-term changes in the economy. Normal curves exist for long durations, while an inverted yield curve is rare and may not show up for decades. Yield curves that change to flat and steep shapes are more frequent and have reliably preceded the expected economic cycles.
For example, the October 2007 yield curve flattened out, and it was followed by a global recession. In late 2008, the curve became steep, which indicated the upcoming growth phase of the economy following the Fed's easing of the money supply.
Using the Yield Curve to Invest
Interpreting the slope of the yield curve is a very useful tool in making top-down investment decisions. for a variety of assets.
For example, if you invest in equities, and the yield curve says to expect an economic slowdown over the next couple of years, you might consider moving your allocation of equities toward companies that perform relatively well in slow economic times, such as consumer staples. On the other hand, if the yield curve says that interest rates are expected to increase over the next couple of years, an allocation toward cyclical companies such as luxury-goods makers or entertainment companies makes sense.
If you invest in real estate, you can also use the slope of the yield curve. For example, while a slowdown in economic activity might have negative effects on current real estate prices, a dramatic steepening of the yield curve (indicating an expectation of future inflation) might be interpreted to mean future prices will increase.
Or say you're into fixed-income securities. When the yield curve is expected to become steep—signaling high-growth periods and high inflation – savvy investors tend to short the long-term bonds (because they don't want to be locked into a return whose value will erode with rising prices) and buy the short-term securities. If the yield curve is expected to become flat, it raises fears of high inflation with the economy slipping into recession; with inflation worries and recession fears subduing each other, investors tend to take short positions in short-term securities and ETFs and go long on long-term securities.
You could even use the slope of the yield curve to help you decide if it's time to purchase that new car. If economic activity slows, new car sales are likely to slow and manufacturers might increase their rebates or other sales incentives.
The Bottom Line
Bond market studies shouldn't be left to just the fixed-income investors. Because yield curves have historically offered good indications for economic changes, reflecting the bond market's consensus opinion of future economic activity, levels of inflation and interest rates, they can help investors make a wide range of financial decisions. It's very difficult to outperform the market, so prudent investors should look to employ valuable tools like the yield curve whenever possible in their decision-making processes. Remember, timing is everything.


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► Major Destinations:
Tolls on the Grand Parkway are calculated based on the number of axles for your vehicle. When counting axles, make certain to count the axles with wheels on the ground, including any axles on trailers you may be towing.
The Grand Parkway has 5 axle designations.
When calculating a toll, the following options will be available in the calculator's drop-down menu:
Count each axle with wheels on the ground.
More detailed vehicle class information may be found on the Toll Payments page.


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Welcome, Guest!
With plenty of space for oversized credentials, this badge holder is perfect for carrying VIP passes, festival tickets, convention attendee badges and other oversized credentials.
Made of our economy vinyl, this badge holder features three slots for convenience and flexibility. Use the middle slot for easy attachment with a lanyard/badge reel or use the two outside slots with an open-ended event lanyard for a twist-free solution.
For those looking for an affordable credential solution, we also offer printable inserts for our large event holders (SKU 3934-0300).
Phone: 800-233-0298
Phone: 800-387-7031


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Posts in the 'Barrie' Category
Non-legal custody agreement
Posted in Barrie, Children, Location, Ontario by Questions on November 9, 2015
My husband and I are separating and it isn't a nice situation. He is refusing to mediate… we have no formal, legal binding custody agreement, just an email from each other saying this is the dates that we agree to watch the kids. We still live in the same residence but since I asked for […]
Could my 10-years old son's wishes be granted by a court?
Posted in Barrie, Children, Location, Ontario by Questions on October 29, 2015
My child is only 10 yrs old but understand our situation. He does not want to see nor talk to his father. Childrens's lawyer is already involved because his father wants access. We've been seperated for more than a year and only have communication with him twice. His father left without saying goodbye before Father's […]
Financial statement question
Posted in Barrie, Location, Ontario, Property by Questions on October 20, 2015
Hello. I have a two part question regarding filing out of my financial statement and splitting of a pension. A year ago my spouse (of 26 years) said she wanted a divorce and moved out. Both of our kids are adults, over 18. A few months after my spouse moved out I met an awesome […]
What amount is used for the mortgage payout?
Posted in Barrie, Location, Ontario, Property by Questions on March 2, 2015
I have lived in the Matrimonial home since separating from my ex in May 2012. I have paid all PIT on the mortgage since that time. I know my ex is entitled to the increased equity in the home but what amount is used for the Mortgage payout amount? Date of separation payout or does […]
Married for two months to a non-Canadian
Posted in Barrie, Divorce, Location, Ontario by Questions on March 2, 2015
I have been married for two months to a non-Canadian. He was here on a visitors visa. How do we apply for a divorce? Does he have to be in Canada? We have no assets or children, and have never lived together. Do the regular divorce rules apply or is there some sort of short […]
Who is probable to get custody?
Posted in Barrie, Children, Location, Ontario by Questions on January 29, 2015
my partner is the primary care giver but i being the mother have a much better bond with my 4 year old and she wishes to be with me.who is probable to get the custody.i want my child to be with me.please help.
Challenging a signed seperation agreement
Posted in Barrie, Location, Ontario, Separation by Questions on December 22, 2014
My Ex common law spouse and I have been officially separated for a year and have signed documents claiming no financial/spousal support for either of us. I make quite a bit for money. As of recently I think he is financially strapped. He received $80,000 and many expensive items We had purchased together. As of […]
I'm worried that my ex will be violent with my kids during their visit
Posted in Barrie, Children, Location, Ontario by Questions on November 28, 2014
If I, the mother of two children with sole custody, am very worried about my children going with their father because of his violent behavior and the court is making me give him a chance because he may be rehabilitated, but I know for sure he hasn't rehabilitated, what do I do? He hasn't just […]
What grounds can my ex use to appeal our agreement?
Posted in Barrie, Divorce, Location, Ontario by Questions on November 4, 2014
My ex and I have came up with a settlement in court. A divorce order was issued by a judge. Given that I am the one that is paying for his debts can he appeal this order in any way? I understand that it takes 31 days for the divorce to go through, What if […]
My husband walked out, can he force me to sell the house?
Posted in Barrie, Location, Ontario, Property by Questions on October 28, 2014
My husband left our home unexpectedly and then informed me later he was leaving us. Does his just walking away from our home relinquish his right to claim half the house? Can he force me to sell the house uprooting me and our children?


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Wait—what is a "thin place" you ask? These places that we find, often when we aren't expecting it, where something inside us senses this glory, this deep feeling of rightness, and for a fleeting moment, everything makes sense. Or maybe it's that we make peace with the mystery.
Month: May 2016
The Importance of Ending Well
I think we have a tendency, in our fast paced culture, to avoid endings. We rush into the next thing headlong, not leaving margin to process what just happened. Or we see an ending coming up and we start to withdraw, subtly and efficiently self protecting to avoid the pain of goodbye. We put such emphasis on beginning well, making good first impressions. We labor to invest in things in the midst of things even, but how often do we focus on intentionally ending well?
Don't Spend Too Much Time Getting Ready to Get Ready
I have become a creative inspiration glutton of late. I have been gorging myself on inspirational podcasts, filling my free time with books* on creativity and how to live holistically, and watching films of people chasing their dreams. I started this book The Artist's Way almost 4 months ago. Each of these twelve weeks has … Continue reading Don't Spend Too Much Time Getting Ready to Get Ready


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KM Bond Cleaning is a well established end of lease bond cleaning company with a wealth of
experience in servicing the needs of tenants, property owners, and real estate agents,
throughout (insert name of city) and its surrounding suburbs. We strive at all times to provide exceptional and affordable cleaning services utilising our dedicated team of professional
cleaners and contractors.
Whenever you're moving out of your property it can be quite a hassle getting your bond money back from the property managers – which is where we come in. Landlords can be really fussy people, and according to the law, you are obliged to leave the property in the same condition as when you received it. We make sure that the inspection runs like clockwork without any problems and that you get all of your money back.
After all the preparation of moving, often the last thing you want to do is to go back and clean your old place. Hiring KM Bond Cleaning gives you the time to unpack your boxes and settle into your new property, without the worry of bringing your old one back up to scratch.
Our team of experienced cleaners and contracts are totally committed to their job – leaving no stone unturned. They don't cut corners – they clean them! With an eye for every last detail, they'll make sure you have a stress free time during your inspection. We guarantee our cleans 100% and make sure that all of our clients are satisfied and that they get the best value for money.
Why not try the professionals and give KM Bond Cleaning a call.