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With careful planning, it is possible to live off the interest from your investments. The more money that you can invest upfront, the more interest you will be able to collect as income. If you can't live entirely off of your interest earnings, you may be able to collect enough from small scale investments to cover some living expenses.
Method 1 of 3:
Making an Investment Strategy
1Create an investment plan. Taking your salary and expenses into account, make a plan for earning and investing money. Look at your monthly income and necessary expenditures, such as rent and utility bills, to see how much money you can spare for investments. Decide how much money you will invest each month, and how much you will keep for travel, entertainment, and other indulgences.[1] X Research source
2Consult with a financial advisor. Setting up your investments so that you can live off interest requires careful planning, which will be made easier with the help of an expert. Visit with a financial advisor who can provide advice about your savings and investment choices. You can find a financial advisor through your bank, insurance company, or an independent financial consulting company.[2] X Research source
3Make investments that will pay off at different times of the year. To ensure that you can live off interest year-round, build a portfolio with a mix of trusts, funds, and other income-paying investments. Choose investments that pay dividends at different points of the year so that your earnings will be spread out. This will not guarantee even payments throughout the year, but it will ensure that you have income to live off of.[3] X Research source
4Sell off bad investments. It is not prudent to hold onto investments that bring you big losses in the hope that they will improve. Sell bad investments to strengthen your overall portfolio. Avoid holding on to investments for reasons of loyalty or sentimentality (e.g. your company's stock, or stock you once thought had great promise.)[4] X Research sourceAdvertisement
Method 2 of 3:
Getting an Annuity
1Purchase an immediate annuity to get income right away. An annuity is essentially an insurance contract that guarantees that you will have money throughout your retirement. For a lump sum you can get an immediate annuity, which will generate payments right away. The payments received will depend on the lump sum you invest, current inflation rates, and your age.[5] X Research source
- Ask an agent form your insurance company to outline your annuity options to invest your savings wisely.
- These payments can be received monthly, quarterly, or annually.
- You can choose to get payments up until a certain age, or until death.
- For older people, the annual payout of an immediate annuity can be as high as 10%.[6] X Research source
2Get a deferred annuity if you are still years away from retirement. if you do not need to earn an income from interest right away, opt for a deferred annuity. This will give you time to invest tax deferred money from each paycheck while you are working, which will grow tax free for you to collect, in regular payments, starting at a later date. See what deferred annuity options your insurance company offers to start building your financial security as early as possible.[7] X Research source
- Contributions to your deferred annuity do not have to happen at regular intervals or in equal amounts. There is no yearly contribution limit so you can invest large sums whenever you want to have them build interest, tax free.
3Choose a variable income annuity to diversify your investment. With a variable annuity, the money you invest will be split between different bonds, stocks, according to your risk level and preferences. There is a minimum income generated, which depends on variables like your age and the nature of the investments you've chosen. Ask your insurance provider about setting up a variable income annuity if you want your investment to be split into several subgroups with multiple opportunities for growth.[8] X Research sourceAdvertisement
Method 3 of 3:
Earning Interest to Cover Certain Expenses
1Sign up for a high yield online savings account to earn 1% interest. Online savings accounts can offer interest rates of 1% or more since they don't have to maintain branch locations. Transfer money from your regular savings account into one of these high yield accounts, or save money gradually with each paycheck. Depending on how much you save, your interest money could cover certain living expenses like groceries or utilities.[9] X Research source
2Get a credit card that offers cash-back on your purchases. Cash-back credit cards can offer up to a 5% return on your total purchases in cash or gift cards of equivalent value. Using these cards to pay for everyday expenses is a good way to yield money without any extra effort or risk. Speak to a representative at your bank or credit card company to find a card that will yield you the biggest cash benefits.[10] X Research source
- Be sure to read the fine print on your credit card agreement before signing up for a new card.
- Some cards may have a limit for yearly cash-back earnings.
- Certain cards only offer cash-back for specific categories of purchases, such as restaurants or gas stations.
3Buy U.S. treasury bonds to earn interest bi-annually. Investing with the government treasury is entirely safe and the interest that you yield will be exempt from state and municipal taxes. Interest is paid every 6 months at a fixed rate. Purchase treasury bonds directly through the U.S. Treasury website at https://www.treasurydirect.gov/indiv/products/prod_tbonds_glance.htm.
- Treasury bonds have maturities of 30 years, but they can be sold before then.
- Interest earned on treasury bonds is still subject to federal taxation.
Community Q&A
QuestionWho should I go to for help? I do not know the first thing about any of this; however, I know I have an account. I do need to get a handle on this.Tom De BackerTop AnswererIf you are wealthy enough to live off the interest accrued on your capital, but you don't know the first thing about money management, be very careful who you ask for advice, and always get a second opinion. There are many unscrupulous people who would only be too willing to give you bad advice, leaving you with nothing and they having pocketed your money. Talk to an accountant, then talk to a different accountant. Do not make any rash decision, no matter how profitable it may sound. Read books on economics and financial management. Proceed with care.
QuestionWhen is a good time to start? Additionally can do one any of these as young as 17?Tom De BackerTop AnswererIf at 17 you are wealthy enough to live off interest, then all you really need to do is check if the money is actually yours right now or if it is being held for you in a trust by your legal guardian. You may have to wait until you're 18 to be the (sole) holder of your account(s). Depending on the terms and conditions, a higher age might apply as well.
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- ↑ https://www.financialsamurai.com/how-to-build-passive-income-for-financial-independence/
- ↑ https://www.canada.ca/en/financial-consumer-agency/services/savings-investments/choose-financial-advisor.html
- ↑ http://www.telegraph.co.uk/investing/funds/make-investments-pay-monthly-salary/
- ↑ https://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/2012/06/05/avoiding-common-investing-mistakes-
- ↑ https://www.forbes.com/sites/feeonlyplanner/2015/07/15/annuities-the-good-the-bad-and-the-ugly/#6c2089c47990
- ↑ https://www.marketwatch.com/story/low-interest-rates-make-immediate-annuities-attractive-2015-11-04
- ↑ https://www.forbes.com/sites/feeonlyplanner/2015/07/15/annuities-the-good-the-bad-and-the-ugly/#6c2089c47990
- ↑ https://www.forbes.com/sites/feeonlyplanner/2015/07/15/annuities-the-good-the-bad-and-the-ugly/#6c2089c47990
- ↑ https://www.nerdwallet.com/blog/banking/best-high-yield-online-savings-accounts/
About This Article
If you want to live off of interest, you will need to create an investment strategy in which you determine how much money you can afford to invest each month. Make an appointment with a financial adviser who can provide you with advice about your savings and investment choices. Choose investments that pay dividends at different points of the year so that your earnings will be spread out. If you need payments right away, you can use a lump sum to purchase an immediate annuity. If you want to learn more, like how to sell off bad investments, keep reading the article!
Reader Success Stories
"I've been tossing around the idea of investing money. This article has fantastic advice for starting that journey. Figuring out how much I have to invest reach month makes perfectly good sense. Then, take the leap. Thanks!"..." more


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Here's what happened last week, and what to watch for next week:
The Past
- This past week was all about Jon and Kate Plus Eight plus a vagina. The TLC reality show's ratings dropped and then TLC dropped Jon from its title, promoting Jon to threaten camera crews with arrest, which led TLC to shut down production. We also learned how much money Jon and Kate make, and how much The Hills' cast makes, although three of them are leaving after this season ends. But who cares about that when we can have a national debate about an anonymous SYTYCD auditoner's private parts.
The Forward
- Friday, Oct. 2
DietTribe [Lifetime, 9 p.m.] returns for a second season tonight, and offers a good alternative to the now-overloaded and bloated Biggest Loser. At the same time, Animal Planet's docudrama Jockeys ends [9 p.m.], and I won't miss it; unlike Whale Wars, it relies too much on the editing to create drama, and even fakes it sometimes, like when it showed jockey Alex Solis watching the Santa Anita Derby after his horse The Pamplemousse was removed for medical reasons, even though he was racing another horse in the race that he was watching on TV. That reality didn't fit the narrative, so the producers lied to us.
- Saturday, Oct. 3
If you've ever had hopes of training your pet to do something like bring you a beverage from the fridge, watch the debut of Superfetch [Animal Planet, 8 p.m.], because that's what Zak George does on the new series: trains pets to do amazing tricks. As Halloween approaches, it's time to start scaring ourselves shitless, and celebrities help us do that by telling their own Celebrity Ghost Stories [BIO, 10 p.m.]. The first episode is super-creepy, with now-dead actor David Carradine talking about being haunted by the ghost of his new wife's ex, and BIO says "the haunting takes place in his bedroom closet" (Carradine later died in a closet in Thailand from autoerotic asphyxiation).
- Sunday, Oct. 4
The Amazing Race [CBS, whatever the fuck time 60 Minutes ends] will hopefully keep up the momentum from its second hour last week and not duplicate its weak first hour. A new food competition starts with The Next Iron Chef 2 [Food Network, 9 p.m.], and hopefully it'll borrow more from The Next Food Network Star than its first, kinda boring season did.
- Monday, Oct. 5
Tonight's the TV debut of controversial documentary Outrage [HBO, 9 p.m.], which outs closeted gay politicians who support anti-gay legislation.
- Tuesday, Oct. 6
If you're watching NCIS instead of Shark Tank [ABC, 8 p.m.], give the reality series a shot: it's great TV, and better than its competing reality series The Biggest Loser and Hell's Kitchen, although it was stupid of ABC to counter-schedule it like that. Also, as a bonus, there's no Mark Harmon. An hour later, watch the sixth-season debut of the show that spawned it, Dragon's Den [BBC America, 9 p.m.], or the return of the always fun Mike Rowe with his Dirty Jobs [Discovery, 9 p.m.]. Another ghost-focused reality show debuts tonight: Ghost Lab [Discovery, 10 p.m.], which follows Texas brothers and their ghost-hunting company Everyday Paranormal.
- Wednesday, Oct. 7
Design Squad returns for a third season [PBS, check local listings], following college students who use their engineering skills to design cool things "from remote-controlled flying football targets for Hasbro to dry land dog sleds for the Jamaica Dog Sled Team," PBS says. If you've ever been in an Anthropologie store, you might be interested in Man Shops Globe [Sundance Channel, 10 p.m.], a new series that follows the man who shops for the stuff sold in those stores. Also Wednesday night, Top Chef Las Vegas returns [Bravo, 10 p.m.] returns after taking a week off for no reason except that Andy Cohen must have wanted us to go to Bravotv.com to figure out why the hell Bravo was depriving us of its best competition series.

subset: commoncrawl


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Halloween Decoration
Do you want to make your own decorations for Halloween? You can print this drawing on paper, color it as you like, cut it out and hang it wherever you want. This ornament is an disc in which they appear many pumpkins, black cat, and two children dressed as vampires. You can use your usual paintings, such as markers or crayons, but you can also try it with brush and watercolor.Any of these Halloween pictures you can serve to decorate the house! An exclusive decoration made by you, and without spending any money.Times Painted:
This coloring page has been painted 9829 times online. Ranking 0 of The Best Coloring Pages.Rating
We like to know what the painters think of each coloring page. This coloring page has a rating of other users of 6.
In this drawing of an ornament for Halloween we see some typical objects of the All Hallows eve. The most popular symbol in this festival is the pumpkin. When the pumpkins are carved and candle are introduced, are also called Jack-o-lantern. In the center you can see a black cat, which are closely related to witches. In fact, Halloween night is also known as Halloween. And on both sides can see some kids dressed as vampires, with a mask on his face and a bag of candy and treats. This is the traditional practice of "trick or treat", which is to go trick or treating from house to house. If you do several of these colored drawings and hang them at home you can decorate the rooms in a very simple and fun. In addition, you\'ll also enjoy painting and cutting the figures, and you can do with your friends or your family.
Let's paint Halloween Decoration coloring page Do you like Halloween coloring pages? This is a picture of Halloween Decoration to color or paint online from your browser without having to download or install anything, is absolutely secure. From here you can paint free Halloween Decoration coloring page on Halloween. All children like crafts and activities at home, such as Halloween Decoration coloring page is in English and is related to Halloween. Our drawing of Halloween Decoration is one of the best drawings and pictures to paint of Halloween that you are getting and you can share it with your friends and contacts on social networks. You can print the black and white drawing of Halloween Decoration invite you to try and then color it with colored markers or wax paper, learn about it and share it in the comments, show it to your friends. It is a fun and educational activity for children, which helps them develop motor skills and coordination while having fun.


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We don't get snow often in Pitt Meadows, but when we do, it can be inconvenient and hazardous. Working together, both the City and residents can help keep our community clear of snow and ice so everyone can get around safely.
The City's Operations department maintains approximately 114km of asphalt roadways, and snow is cleared from these roadways based on a priority system. The City plows snow or treats ice with salt or sand on main routes only, around the clock, until they are consistently clear. After main routes are clear, residential and side streets are cleared only during normal working hours. Depending on conditions and requirements to keep main routes open, it may be several days before side streets and residential roads are cleared.
All levels of service are contingent on available resources including, but not limited to, availability of equipment, manpower, supplies, and budget.
Publications & Resources
Download our printable ad on snow clearing in Pitt Meadows and let us answer some of your questions regarding snow and ice removal in Pitt Meadows.
Snow Angels (Good Neighbour Program)
The Snow Angel program encourages us all to be good neighbours and help those who may need assistance such as those who are elderly or have mobility and/or other health issues during the winter season. Being a 'Snow Angel' means supporting your neighbours who need help with snow and ice removal.
City bylaws require all residential and business occupants to clear the public sidewalks on their property as soon as possible after a snowfall, and no later than 10:00 am. Snow Angels recognizes that some residents have difficulties meeting this requirement. In the event of heavy snowfall, we ask you to please keep your neighbours in mind and consider offering to assist them.
Frequently Asked Questions
Sidewalks and pathways bordering your home or business property must be cleared by 10am.
As per the City of Pitt Meadows' Boulevard Maintenance Bylaw 2377, "it is the responsibility of all owners or occupiers of real property to remove snow, ice or rubbish from sidewalks, stairs, ramps and foot paths bordering their property." We require all residential and business occupants to clear the public sidewalks on their property as soon as possible after a snowfall, and no later than 10:00 am.
Failure to comply with this bylaw may result in a $100.00 fine.
Minimize vehicles on public and residential roadways. This prevents your car from being snowed in by the snowplow and allows the City to keep more roadway clear.
Snow pushed across your driveway by the snowplow is inconvenient, but it is the only way the snowplow can clear the roadway. To reduce this problem, shovel the snow to the left side of your driveway, so when the snow plow passes your home, the snow will be pushed away from your driveway rather than across it.
Be a Snow Angel. Please help your neighbours who have mobility difficulties, such as seniors and persons with disabilities, as shovelling snow can be a difficult and dangerous task. Check in with them frequently, as they may be unable to get out of their home due to the snow and may need help getting groceries, medications, or other necessities
The City clears roads on a priority basis:
Priority 1 includes main routes only, such as Harris Road, Hammond Road, and Old Dewdney Trunk Road north of Lougheed Highway, and areas bordered by deep ditches. Crews work on clearing only these routes, around the clock in two shifts, until they are consistently clear down to blacktop.
Priority 2 includes emergency roadways and school roads. These areas do not receive attention until the main routes are consistently clear, and only during regular working hours.
Priority 3 includes collector roads. These areas do not receive attention until the first two priority areas are cleared.
Priority 4 includes residential streets. Due to the demands on our crews of the other areas, it may be several days before residential streets are plowed. During this time, the snow may freeze, in which case it cannot be plowed and can only be treated with salt. If the ice is thick, the salt will not break it down and the only treatment option is sand for traction until the weather warms enough for the ice to melt.
If at any time there is new snowfall, crews must revert back to Priority 1 until those areas are clear and work their way back down the priority schedule.
Snowplows only move snow off the roadway, not remove it, so there will be snow buildup along the side of the road, on sidewalks and across driveways. It is frustrating trying to keep sidewalks clear and for parking, but unfortunately it is the only way to clear the roadways for people to travel safely.
Snow that freezes cannot be plowed. If crews are busy clearing main routes, and depending on temperatures, snow on side and residential streets may melt slightly and then freeze again before crews get to these areas. The resulting ice can then only be treated with salt or sand for traction until the ice melts.
If garbage pickup is missed due to the snowy conditions and the truck not able to access your bins, contact Waste Management at 604.520.7800.
Each resident in Pitt Meadows is responsible for clearing sidewalks and pathways bordering their property by 10am after a snowfall, per the City's Boulevard Maintenance Bylaw 2377. Not clearing sidewalks is subject to warnings and potentially fines.
The City clears sidewalks on municipal and park properties in a priority basis, beginning with municipal properties, then park sidewalks, then pathways within parks. Similar to the road clearing priorities, crews do not move to other sidewalks until the priority areas are clear.
Sidewalks on municipal properties are cleared by our Parks department, in the following priority:
|Priority 1
|Municipal properties
|Priority 2
|Sidewalks and paths bordering park property (Staff do not move to level 2 unless level 1 is under control)
|Priority 3
|Sidewalks, parking lots on park properties. (Level 3 is not addressed unless level 1 and 2 are under control)
Sidewalks bordering school property are the responsibility of the School District No. 42.
Sidewalks on business and multi-family property are the responsibility of the business owner or strata.
The City operates within guidelines set out in our Snow and Ice Response Manual. The City operates with crews of up to 12 staff, although during 24-hour Priority 1 clearing, there are two shifts.
Snow must be cleared right as it falls or immediately after for most efficient clearing. As we live in a damp climate, snow can be heavy and wet and when temperatures drop after a snowfall it can freeze. The resulting ice cannot be plowed. It is then treated with salt to break down, or if it is too thick and salt is ineffective, sand may be applied for traction until the temperature rises enough for the ice to melt.
Salt is in high demand during winter months and although we maintain a supply of salt, the City does not be offer free salt to residents. The City rations salt for roads and some sidewalks and as needed, will mix salt with sand to conserve supply.
Snow Removal Maps by Route:
Transit is an excellent alternative to driving! Know before you go.
Trying to manouever about the city and getting to where you need to go can be a challenging task during the winter months. Translink's Winter Conditions tips and alerts can make planning your commute seamless. Check their website frequently for notice of service disruptions and/or delays.
We understand some residents have challenges keeping their property cleared of snow and ice. Please consider asking a family member, friend, or neighbour to help. Some citizens have organized volunteer groups to help with specific neighbourhood areas.
We ask that all residents check on their neighbours who are elderly or mobility challenged. This may mean helping them clear their sidewalks or knocking on their door to ensure they are ok.
If sidewalks are not cleared right away before the snow freezes, they will become icy and very dangerous. This makes it difficult for pedestrians, other community members in wheelchairs, or who have children in strollers, or who are elderly or pregnant and not steady on their feet.
Salt can break down the ice, but during winter months, salt is in high demand and can be hard to find in stores. As an alternative, kitty litter or sand may be used to give traction and make the ice less slippery. Kitty litter should not be clay-based, as this will be messy once the snow melts. Sand should be playground grade.
Our Bylaw department follows up on complaints and issuing warnings where necessary.
Fines are pending for property owners who have been warned and do not make the effort to either clear sidewalks or offer traction to pedestrians who use the sidewalk.
Snow clearing doesn't get rid of the snow, it just pushes or moves it from the driving lanes of the road so people can drive safely and get around. Unfortunately this creates parking issues, especially with a large amount of snow. There's not much that can be done about snow on the side of the roads, because there is no way to remove the snow until it melts.
Here are some tips to about dealing with snow buildup on your sidewalk or roadway:
- Park in your driveway or parking lot rather than on the street (whenever possible) to make way for snow plow equipment. If cars are parked on the roadway, the plow may have to skip your street.
- When shovelling snow, pile it onto your lawn instead of on the road or sidewalk. Be sure not to pile snow around fire hydrants; blocking hydrants can cause serious delays when they are critically needed.
- Place garbage containers in cleared areas - not on snow piles. If you have a missed pickup due to the truck not being able to get into your street or you cannot place your bins at the curb, contact Waste Management about a follow-up collection at 604.520.7800
- Clear snow and ice away from catch basins to allow water from melting snow and ice to flow freely into storm sewers. City crews work to clear catch basins when possible, but if residents can assist with this we can get to a cleared and safe status much faster.


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|Happy Hour Patio Collection
Awhile back I wrote that I was working on a new product line which would make its debut at CIMTA 2013 in Las Vegas this past month.
Well, I was, and it did. And now it's arrived in my Etsy Shop. A contemporary, decidedly whimsical line of detailed, coordinated, small print fabrics perfect for decorating a 1/12th scale dollhouse. I'm adding listings daily and have many more designs and coordinates coming soon!
Making pillows is a snap with my new pillow kits, which, as far as I know, have never
been done in this way in miniature before. No more hunting small print fabric for an image that is perfectly centered without partial images hovering around the edges. I've designed fabric panels with material -- including seam allowances -- for three coordinated
pillows printed right onto the fabric. Matching/coordinating fabric for drapes, bedspreads,
upholstery and even floor coverings make decorating fun and easy.
I made this display for the show to showcase the fabric and was very pleased with how it turned out. What little girl wouldn't love a bedroom set like this?!?
Celeste of TheLittleQuiltShoppe made up the bed pillows for both of the above displays for me. She did a fantastic job and does such beautiful work. She welcomes custom orders, so if you love the fabric but hate to sew, send her a convo and see how easy it is to create one-of-a-kind coordinated soft furnishings for your dollhouse!
Coming soon ~ Nursery Crib Comforter Kits and Coordinates like this one:
So much to do, so little time, so I better get back at it. Until next time, I hope my mini friends are all happily creating their dreams in miniature... :)


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March 20, 2017
About the webinar: Join co-sponsors the National Academy of Social Insurance, Nemours, and the National Academy for State Health Policy for an in-depth discussion of the ways in which state Medicaid policy currently supports and may evolve to more actively foster a Culture of Health. Panelists will discuss both Medicaid's direct role as a funder of health care and its broader role in helping support services and programs aimed at promoting prevention and population health. New research exploring the use of existing Medicaid authority to support state-level approaches that link clinic to community prevention to address chronic disease will be shared. Resources will include a roadmap with over 40 examples from states doing innovative work, planning tools for states, a white paper describing the accelerators and barriers to state innovations, and the final report from a study panel of experts on Medicaid and the social determinants of health.
Confirmed Speakers Include:
This event is co-sponsored by:


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Round seal for single cables and pipes entering via foundations.
The Roxtec RS UG™ is a two-part seal for installation around single cables or pipes entering via foundations. It works as a long-lasting barrier against flooding, gas, humidity and rodents. The transit can be installed also in wet conditions and environments with running water. It withstands extreme cable bending and has a +5mm tolerance towards the aperture as well as an indicator showing when a compressed seal is achieved. The seal can be installed into sleeves, conduits and core drilled holes.
- Watertight
- Rodent resistant
- Quick and easy to install
- Easy to maintain and inspect


text: Natset is a reliable business partner with all the knowledge and capability for developing industry specific solutions. Our global network of partners enable us to serve suppliers and customers in their respective markets. Our aim is to develop long standing business partnerships instead of shor-term gains. In other words, Natset positions itself as a business solutions partner instead of a supplier.


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This dope 5th installment by Da Real Souf is their first ever "Jackin For Beats" mixtape. Smashin' up new tracks like "Some Type Of Way" by Rich Homie Quan to ol' skool South favorites like "Break Em Off Somethin" by Master P. A MUST HAVE!!
- 160
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- Favorite
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Arrange an assessment
Before you can receive funding for home care services, you'll need to be assessed.
Note: If you're self-funding your services, you can skip this step.
Contact My Aged Care on 1800 200 422. They'll ask you a series of questions to determine your care needs.
- If you have entry-level care needs, you'll meet face to face with your local Regional Assessment Service (RAS). They'll determine what services you require. This funding is known as a Commonwealth Home Support Programme (CHSP)
- If you have more complex care needs, you'll meet with your local Aged Care Assessment Team (ACAT). They'll determine what Home Care Package level is right for you.
Some handy resources:
A handy step-by-step guide for you to keep
Frequently asked questions at this step
Talk to our team
Once you have your letter of approval, call us on 1300 223 968.
Based on the outcome of your assessment, we'll let you know what services you can access, how soon they can start, and what it all adds up to.
Frequently asked questions at this step
Plan your support
One of our Coordinators will visit you at home and help you develop your support plan.
During this visit, you can select your services and sort out your schedule.
But before you dot the i's and cross the t's, we want to make sure you're happy. We'll find out what's important to you, so you can keep on doing what you love.
Frequently asked questions at this step
Start your services
Once you've given us the go ahead, it's time to get started!
We want to make sure your arrangement works for you, so don't worry – we'll review your tailor-made package as and when your needs change.
If you need home care services after a hospital stay or while your carer takes a break, the process is a little different. Give us a call on 1300 223 968 and we'll talk you through it.


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Browse: Home / Mumbai terrorist attack
Mumbai terrorist attack
Naomi Campbell to Walk Catwalk at Lakme Fashion Week for Mumbai Victims
March 18, 2009
Naomi Campbell is more famous for her temper tantrums than her goodwill efforts. However, in recent years, the famed fashion model has used her celebrity and connections on the fashion industry to promote her charity work. In 2004 Campbell founded Fashion for Relief, which she has used as a platform to raise money for the [...]
Posted in Fashion Week | Tagged Citizens for Justice and Peace, Fashion For Relief, Gujarat genocide, Lakme Fashion Week, Louis Vuitton, Matthew Williamson, Mumbai terrorist attack, Naomi Campbell, Oscar de la Renta, Vikram Chatwal, Yves Saint Laurent | Leave a response


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This post has absolutely nothing to do with DIY. To tell you the truth, I'm a little stuck on what I should be writing about next as far as house projects go (and I'm also lacking in the photography department) so I'm going out on a limb here and writing about something completely different! Hey, it's my blog and I'll write what I want to, right? FYI- I'm open to all suggestions- anything you want to see/read about in my house?
So anyway- aside from DIY and my full time job, I do have some other hobbies. I like to knit, try really hard to sew (but am not very good, much to my mother/sister -in-law's disappointment), I love to read and I do agility with 2 of my doggies. One thing I just recently discovered I really enjoy doing is running. I actually have been running on and off for quite awhile now, more steadily since 2009. I've even run 3 races- a 5K in 2009, a half-marathon (!!) in 2010 and a 15K in 2011. But just recently I discovered that I really like it. My big "aha" moment? I fell. Ha! I totally tripped on a sidewalk half way through a 5mi run (probably because I wasn't paying attention) and bit it big time- I was bleeding from my knee and elbow. And you know what I did? I got up and kept running. That was when I realized I was a runner!
I also have been running pain free since July of this year. What changed? My shoes!
|Vibram Five Fingers- Bikila LS**
So I thought (and still think) that these look bizarre. BUT- a friend of mine started running in them after having a bad case of shin splints, and REI was having a sale/I had a dividend- so I caved. And I am SO glad I did. Before switching to these, I had constant, sometimes severe, knee pain. I wore a knee brace on every run and had pain going up/down stairs. Now- absolutely no pain. Buh bye knee brace!! I've never been happier- and running has never felt better!!
These shoes definitely take some breaking in time- don't expect to put them on and go out for a 5 mile run the first day. They make you run differently, and work your calf muscles like crazy- break them in SLOWLY. I ran 1 lap around a track the first time I ran in them, and the next day my calves were KILLING me. Seriously. Take it slow- otherwise you can get injured.
Here's some good links about barefoot running, for those interested/curious about running barefoot:
Harvard University: Running barefoot
Barefoot Running: FAQ
Wired Science FiveFingers running review
That's all I've got for now- don't expect this blog to turn into a running blog, but I might throw in a random post now and again!
What sort of hobbies do you have? Any other runners out there?
**Disclosure: I was not paid or compensated in any way by this company for this post.


text: At Rivera Chiropractic Group we recognize that your choice of physician is driven both by the doctor's competency and personality. We offer the most knowledgeable and personable Doctors who along with our staff truly care about each patient and are passionate about their specialty. Several of our Doctors have been in practice more than 25 years. We are excited you found us and look forward to getting to know you!


text: Its been long since the Sardegna Rally Race has finished, unfortunately i didn't manage to update you friends anymore due to the fact i have been living around with no fixed home lately and trying to organize my next races. Now things have settled a little and the Sardegna Rally Race went perfectly, i had a great mechanic which is Mauro Sant and i managed to win the Junior class and now i am 2° in the World Championship with 5 points to catch on the first, its goig to be very difficult with only 1 race to the end but i will try! Here some shots of Sardegna:


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For quite some time, I've been reading a number of reports, white pages, books, blogs and whatnot about the future state of work. I've come to the conclusion it's pretty much a crap shoot however you look at it. And so, like many others, I'd figure I'd give my insight into the future career development trends.
It used to be that there would always be jobs that could be considered 'safe' and 'stable'. No more. With the constant and exponential advance of technology now becoming so prevalent, what were once considered safe careers are going to require – at the very last, some major revamping on some folks part, while other careers are going to – within the next 10 or 20 years – simply disappear. So how can you tell where things are going to go? What's a good job to have now that'll be there later on? Kind of a silly question when you think about it, especially when you consider that on average, a person can expect to hold anywhere from 3 to 5 CAREERS, let alone more than a dozen jobs – at a minimum – given today's economy.
Want to know what jobs are really going to be hot? Where you should look to catch the next wave? Look no further and read here!
Let's look into the crystal ball to see the future (we're talking about 10 to 20 years; any more and it gets tricky).
And please, try not to laugh too hard, get shocked or disgusted: this is merely a 'suggested listing. Take it or leave it as you please.
Professional Assassin
It's a rough and tumble world: hiring somebody who can make 'incidents' look like accidents will truly be irreplaceable. This kind of work can be applicable to both the private and public world. Fort example, as elections become more demanding and costly, removing pesky political candidates seeking 'meaningful' change can be irritating if not upsetting to your electoral base; make it look like a heart attack or a car accident.
Similarly, working for that promotion can be so much easier when your competition suddenly chokes on their morning muffin or has that sudden heart attack at their local coffee place. When you think about it, if you could 'eliminate' your competition at the cost of a year's salary knowing that you'll be able to get it all back – and more – within two years (and depending on your career track, maybe even move up higher in the food chain) maybe the ROI (Return On Investment) is something to consider. Just remember to ask yourself if you can live with yourself afterwards and deal with the morality later on.
Unlikely to happen? Well, think again. Statistically speaking the U.S. national homicide solution rate is around 50%. In others words, on average, 1 out of 2 homicides goes unsolved. The figure varies from start to state, so before you think that folks are going to get caught – well, yes, there's always a good chance as not everyone can go out and commit a 'successful' murder: but surprisingly, the odds do favor folks more than many realize: http://anepigone.blogspot.com/2013/01/rates-of-unsolved-murder-by-state.html
And please spare me your shock: assassins over the course of the centuries have often been employed and extensively used. In some time periods, it was often de'rigor (witness the Italian Renaissance of the 1400's) as assassins were not so much used just for killing, but also for defense against possible options of entry, methods of poisons or other dangers. Sometimes the best defense is hiring those who know the inside tricks: who better to know a professional than another professional?
Law Enforcement / Criminal Intelligence
With the sudden expansion of assassinations, who else better to solve murders than a detective?
But criminal intelligence will be much, much more than just detectives solving crimes. With the rising influence of the Internet and crimes being committed long distance and across boundaries, having an innate sense of patterns coupled with a strong knowledge of the law and technology / database processes will be fundamental in this growing job field. Having good shoes can always help, but more and more it will more a matter of professionals able to research, review and seek out information online and from a wide variety of sources (in addition to good old fashion direct contact) – and often all done at the convenience of a computer terminal.
The good news what with folks turning more and more to computer usage and the growth of the Internet, law enforcement agencies are better able to share information and with some good old fashion sleuthing and persistence, you could be one of the good guys who gets the bad guys.
Research Analyst
Along the same lines, Research Analysts will become very useful for journalists, attorneys, people seeking electoral office or other gig level professionals. Knowing the dirt on your opponents, seeking market opportunities and potential patents and licenses to exploit will be invaluable in the coming 21st century. Likewise, publications seeking to do a story will need background and having somebody on hand to do just that – whether it's the office intern trying to make a name for themselves.
Social Media Expert
You are only as good as your reputation and word – and given the prevalence of the Internet, how you appear on Google, Yahoo, Bing, etc. ultimately impacts your business and your professional standing. Having the expert(s) on hand to help guide you through the jungle of SEO (Search Engine Optimization) will become important as there are a number of routines, services / website worth focusing on (and others that are on the way out) as well as 'tricks' you need to know to have a positive impact. The good news is that SEO's are becoming more common, and with that, more career opportunities are starting to open up.
Writers – Creative
Nothing can readily replace good, creative writing (but then again, there's also television, so it evens out). Fact is, the most despised, abused and neglected part of many marketing, film or other work involving a mediocrum of creative work is that of writing. Still, if you can live at shit wages and live the life of a professional dealing with routine neglect and abuse, there's a future in here – somewhere, I'm sure but don't ask me; I still haven't found it.
Artists – varied
Ditto for graphic artists, although now it helps to have a good computer / graphic design background if you're going to have any sort of 'serious' career (although I'm not sure a lot of artists are going to be happy over this. I sometimes wonder what would Picasso do with an Apple,…?).
Alternate Energy Professionals
Whether you're a salesman selling solar panels or a journalists writing about new energy trends, having a good knowledge of alternative energy systems will be a crucial skill in the coming decades. Knowing the cost effectiveness of various energy processes, how they actually work and where each energy system would be most effective and applicable will be a vital role throughout the world, regardless if you're looking into credential or commercial applications. many lesser developed nations are turning to alternative energy solutions owing to the greater return on investment that alternative energies offer and the ease in which they could be installed. In some instances, military forces worldwide are looking into this function as operations become more far-flung and with rising logistical challenges, having a self-sufficient force in the field can offer a serious tactical advantages.
As the population grows and ages, the need for professional care takers will be needed, whether at the home (for the few select ones) or for larger medical institutions. This will become even more acute as universal health are grows and service demands rise. In addition, rising violence in some locations may offer greater need for emergency staff capable of assistance that could save lives, especially with those assassins and crazed morticians running about.
Speaking of morticians,…
Somebody has to bury the bodies; as the population grows so too does the demand for burials. Granted, it ain't your grandfather's mortuary service anymore and morticians are now being franchised ala McDonald's, but still the skills will come into ever greater demand in the coming decades. Thing is, however, it'll likely evolve into a 'cut throat' business so I'd be careful about hanging out with morticians after work.
Non-Profit Professionals
As governments become more and more stretched to the limits of spending, social gaps are growing and with that, having the skill set of non-profit management will become more prevalent and necessary.
Non-profits increasingly carry the load of many governmental agencies, as governmental agencies increasingly sub-contract out what normally would be covered by governments. Thus, having the ability to fund raise, effectively manage and maintain cost-effective non-profit service and keeping those costs down will be vital skills to have in the continuing century as public service weakens even as public needs continue to rise.
In today's world, security is becoming paramount and possessing the skills to kill (aside form being that of an assassin) will become ever more needed. Whether you'll wind up with a Blackwater (now known "Academi") subsidiary or working as a security guard for some corporate entity, having muscle on hand is always good for some folks as there are a lot of weird and dangerous people out there (perhaps including assassins or hungry morticians).
Jobs that are on the way out:
While it is good – if not important – to understand programming, owing to the number of programmers found throughout the world the cost/value ratio of programming is dropping. To be certain, it will always be vital to have on hand good / expert programmers, but increasingly, as with any over-flooded market, having too much of a skill set is bound to thin things out and thus, unless you're really good with solid experience, changes are you're going to find it hard to get by on just being a programmer alone.
Add to this how many HR departments really don't have a clue what it is they're looking for (Java script? Are you f**king serious?) along with now many programming jobs being simply 'off shored' for pennies to the dollars (witness the story of the gentleman who offshored his work to programmers while still collecting his salary and making a profit in the process – that is, until his HR found out and gave him a test for his programming skills, which he failed and was promptly fired).
Financial Analyst
For those of you who despise Wall Street and their minions of money, you can cheer; soon, many of these so-called financial whizzes will find themselves on the receiving end of pink slips. What's replacing them, however, may be even more scary: computers.
Wall Street is fast becoming a land of algorithms and high-speed / power processing. Much of what financial analysts do today on Wall Street can – and in many instances already are – being replaced. If you're a financial analyst reading this, better sharpen up your resume or learn about computers while you still can. So now we can look forward to getting endless emails about potential investment opportunities as you face your home foreclosure.
Increasingly, attorney's are a dime a dozen. Granted, nothing can replace a 'good attorney;' but as computers and advanced legal services go online with computer algorithms, you're really not going to need as many attorneys to conduct legal review and/or research. Utilization of the law requires much more than just key words or phrases; legal analysis is a tricky realm to navigate but increasingly, it's being mapped out and navigated (some have even suggested that in the coming 10 to 20 years, it may be a big as nearly 9 out of 10 lawyers today will no longer find work!). Word to the wise: IBM's Watkins (http://www.ibm.com/cognitive/outthink/).
In time, the cost of having access to an advanced legal service is going to be more cost-effective than maintaining legal experts on staff. Soon, even many in-house secretaries and paralegals may soon themselves facing new and uncertain futures owing to templates and online services replacing much of what is being done in-house, along with Siri-like secretarial assistants and document imaging / file management systems. Still, somebody has to make the coffee and clean the office dishes (wait a minute; that's why we have unpaid interns!).
Knowing the direction of trends and where things are going is something that the graduating class of 2025 (if not sooner) had better keep in mind as clearly things aren't what they used to be. Change doesn't have to be bad; just to be willing to see change and to adjust for it is, as Charles Darwin pointed out in his "Origins of Species", necessary for survival.
That and a twisted sense of humor.


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The stuff in there was a lot older than I expected. To quote myself, "This is like covered wagon days Dad!!"
Anyway, here is my favorite favorite! I was written to my great grandmother, Mamie, before she was married to my gg-pa in January 1909!!
I hope you enjoy it's beauty as much as I do. Wow my relatives left a legacy for me to find and I am so proud to have some of their treasures. Can't wait to share more of them with you!
Anyway, since Turkey Weekend, I have become obsessed with Vintage Postcards. That's why I am sitting here surfing and savoring at 45 til midnight when I promised myself to hit the hay at 10:15 PM. Ha!
I found a wonderful blog http://www.cpaphilblog.com/ which does a Postcard Friendship Friday. I just happened upon it today, Friday, so I decided to play.


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Robert L. "Bob" Thomas, 82, of Quincy, passed away at 10:00 am Sunday (April 29, 2018) in Blessing Hospital.
Bob was born June 3, 1935 in Brown County, IL near Cooperstown. He was the son of Jerome Jasper and Nora Marie Davis Thomas. He married Helen L. Reische Christy on December 10, 1976 in Quincy. She survives.
Bob was a 1953 graduate of Brown County High School. After graduating high school he served his country in the United States Army from 1955 until his discharge in 1957.
Bob was of the Presbyterian faith and attended Central Baptist Church when he was able. He was a member of Lambert Masonic Lodge No. 296 and an active member of the Quincy Consistory. He belonged to Ansar Temple in Springfield and the Quincy Shrine Club. He served as the Wagonmaster for the Ansar Shrine Belgian Hitch for 13 years. Bob was also a member of the NRA and the International Brotherhood of Electrical Workers (IBEW) Local 34. He was a wonderful family man who enjoyed boating and camping with his sons and step sons and their families.
Mr. Thomas was employed for 37 years as an electrician for Brown Electric Company until his retirement in 1996.
Survivors include his wife Helen; his sons Randy Thomas (Teresa) of Des Moines, IA and Gary Thomas (Lindsey) of St. Louis, MO; three grandchildren Jason Thomas and Hannah Thomas of Des Moines, IA and Rylee Grace Thomas of St. Louis, MO; three step sons Brad Christy of Jefferson City, MO, Mike Christy (Deb) of Troy, MO and Bruce Christy of Osage Beach, MO; five step grandchildren Brandy Hutzler (Lance) and Brooke Christy of Osage Beach, MO, Olivia Rhea (Daniel) of Troy, MO, Sam Christy and Sarah Christy of Troy, MO and a great grandchild Brantley Hutzler of Osage Beach, MO.
Mr. Thomas was preceded in death by his parents and a brother Jack Lozell Thomas.
Funeral services will be held Saturday morning at 10:00 a.m. in the Zehender Robinson Stormer Cookson Funeral Home with Pastor Steve Disseler officiating. Burial with military honors by the Quincy American Legion Post No. 37 and the Illinois National Guard Funeral Honors Detail will be in Greenmount Cemetery.
Visitation will be held Friday evening from 4:00 until 7:00 and Saturday morning until the time of services at the funeral home.
Memorials may be made to the Shriner's Childrens Hospital or to the Illinois Veterans Home Activity Fund.
To send flowers to the family or plant a tree in memory of Robert L. Thomas, please visit our floral store.


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If Brian Urlacher, Lance Briggs, Devin Hester and Brandon Marshall have another Pro Bowl-worthy season*, they will get another trip to Hawaii. Though rumors circulated that the Pro Bowl was on its way out and that it was moving to New Orleans, the league and the players association announced today the 2013 Pro Bowl will take place in Hawaii and air on NBC the weekend before the Super Bowl.
To the press release!
"The players have made it clear through the NFL Players Association that they would like the opportunity to continue to play the Pro Bowl in Hawaii," said NFL Executive Vice President of Football Operations Ray Anderson. "We will support the players on this initiative to improve the Pro Bowl. We have had many discussions with the players in recent years about the Pro Bowl and they recognize that the quality of the game has not been up to NFL standards. We look forward to working with the players toward the goal of improving the competitiveness of this season's game." "The players believe that the Pro Bowl is an important tradition," said NFLPA President Domonique Foxworth. "We worked hard with the league to make sure the best players in the NFL are honored for their achievements on the field."
Rumblings of change came after unsatisfied fans booed the game, unsatisfied players like Aaron Rodgers questioned his teammates' effort, and NFL commissioner Roger Goodell spoke of the end of the game that's supposed to showcase the NFL's best players.
Even though the location will not change, hopefully the NFL and NFLPA will still figure out a way to make the game more compelling. Though the NFL is by far the most popular sports league in the U.S., the Pro Bowl is the worst of of the all-star offerings. The NBA and NHL make a weekend out of the event, offering skills challenges, and celebrity events to make more than just the players on the all-star teams interested. MLB and the NBA hold futures stars events, too. The NBA's slam dunk contest has become an event in and of itself.
The NFL could do this, too. Who wouldn't want to see a foot race between speedy receivers like Hester and Calvin Johnson? An accuracy test of the league's best quarterbacks and a kick-off for the best kickers would make for great television.
If the league and the players' association could come together to agree on a place for the Pro Bowl, surely they could also work on a way to fix the game so that it's interesting to fans and players alike.
*Hopefully, no Bears will be in the 2013 Pro Bowl because they will be in the Super Bowl.


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STEM activities are a great way to keep students engaged and focused on learning activities even when they think they don't want to learn. When I participated in the Summer Countdown Blog Hop I bumped into this great post by One Room School House and I KNEW we had to try this one out.
Our current read aloud is Jack: The True Story of Jack and the Beanstalk, so it couldn't have come at a more perfect time!
Meet our version of Jack:
I provided students with a variety of items to choose from including: shopping bags, paper napkins, and gallon sized baggies. Each team was allowed to choose 2 items from the table and 1 piece of yarn.
Students worked in teams of three. I gave them 5 minutes to discuss and develop a plan. Then I let them "shop" for their supplies. To make it easier, and less chaotic, each team delegated one member to grab their supplies.
Once all of the teams had their supplies, I gave them 15 minutes to construct their parachutes.
Then came the fun part! We took our parachutes to the slide on the playground to launch them. I gave each team 3 drops to allow everyone to have a chance to test out their design. As each student dropped their parachute, we timed it to see how long it took for the parachute to hit the ground.
When we came back to the classroom, we put the data to work with a quick little math lesson on averages. So much fun and a great way to front-load some content for next year!
This Giveaway is over! Visit our Giveaways page for our current giveaway!
Speaking of fun, wouldn't it be fun to win a $25 Teachers Pay Teachers gift card to have a little spending spree?
I will be having weekly $25 TpT gift card giveaways thanks to some of my awesome blogging friends! You can enter to win this week's giveaway by completing the Rafflecoptor below:
Prize: $25 Teachers Pay Teachers Gift Card
Co-hosts: Kelly Malloy (An Apple for the Teacher), A Plus Kids, The Chocolate Teacher, Kamp Kindergarten, Lattes and Lunchrooms, and Little Smarticle Particles
Giveaway organized by: An Apple for the Teacher
Rules: Use the Rafflecopter form to enter daily. Giveaway ends 5/28/16 and is open worldwide. Winner will be notified via email.
Sorry you missed this giveaway, but you have another chance! Our current giveaway is here.
Sorry you missed this giveaway, but you have another chance! Our current giveaway is here.
Are you a TpT seller or teacher blogger who wants to participate in giveaways like these to grow your blog? Click here to find out how you can join a totally awesome group of bloggers!a Rafflecopter giveaway


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They are ringing in a new year of good cheer.
Let's get 2018 started! How about a party and a lot of organization tips? Believe it not, they go together. You can plan an event using expert organization tips and then organize a year of parties. We have some ideas on how to do this:
• Plan a stay-at-home New Year's Eve. Why worry about traffic and weather issues when the coziest place to be is home? You could enjoy your Christmas tree a little longer and appreciate the twinkling lights that took you an entire afternoon to put up. Invite your friends and family to join you. Maybe ask everyone to bring a dish. Add in some party hats and horns and voila: Happy New Year!
• Once the party is over and New Year's Day dawns, get organized for the new year. Sort through your Christmas decorations and decide what you should keep. Your taste may have changed or maybe some ornaments or lights are broken. Most pre-lit holiday décor wears out and needs to be replaced more often. Look everything over and decide what to toss and what to box up for another year. Then, consider renting a self-storage unit to keep all seasonal, non-food items. Now is the time to organize all of your other seasonal décor, too. This will save you time for organizing special events for family and friends.
• Now, relax and let the new year unfold! When each new season arrives, review your collection and purge appropriately. When you rent a self-storage unit, you are really increasing the space of your house. Why have items crammed in a closet when you can keep them organized and ready to use?
The new year is almost here! And we are ready with lots of room to store all of your holiday decorations and leftover presents. Rent a self-storage unit for all your post- holiday needs to ensure that everything has a place. You can even leave your RV here. You might want to have it available for some fun, early 2018 adventures.


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Hi Guys
Due to the heavy rain over the past few weeks I noticed a lot of water in the car, also, my electric sunroof has never worked.........for 4 yrs I think!
I've removed the glass and noticed that the metal strip across the front that holds the cables in is rotten beyond belief. Its that bad that it has disintegrated and the rust and sludge has blocked up the sunroof drains.
Does anyone have one of these pieces spare or can this be obtained from anywhere? I've Tried Citroen and they just looked at me strangely!
Many Thanks
All aspects of tuning,modification and repairs to the BX 16valve.
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Our Volunteers
Angela Inniss recently graduated with an MA in Translation and Interpreting studies from the University of Manchester and also holds BA in Languages with Tourism. She joined the Lisapo project in November 2013 as a volunteer. So far on the project, she has helped with phase 1 of the project by translating participants' interviews . Angela will continue to help with phase 2 of the project, which is to create a musically inspired production about the Congo in June, by submitting articles about the Congo to the blog, marketing and workshops. In her spare time she likes to learn about different languages and cultures, travel, translate, socialise, go to the spa, and watch trashy TV! "I thoroughly enjoyed the first phase of the project and am happy to continue into the second phase (Exciting!)"
Rebekah Murrell is a recent English Literature graduate from the University of Manchester, and she edits the blog for a South Manchester based arts community M20 Collective . An interest in Francophone cultures and previous experience in the field of African literature led her to join the Lisapo project in November 2013. She will be helping throughout all the stages of preparing the live heritage event for June. She will also writing for the Lisapo blog.
Sofia White has recently graduated with an MA in History from the University of Manchester, during which she began her foray into documentary film-making. Sofia got involved with Lisapo during phase 1 as an oral history project appealed to the historian in her. As part of phase 2 she is helping with the making of a documentary and photographing the workshops.
Adelaide Hiwe joined the project at the beginning of the second phase. She recently moved to Manchester and was looking for volunteer work when Leah and other member of CAN told me about the Lisapo project she was very excited about working on a project that promotes Africa. She is currently studying toward a Post-Graduate diploma in Information systems Management as in introductory course to a Master in ICT for development. She is passionate about social and economic development, education, communities' empowerment and obviously Africa. With other volunteers she will be helping in different areas of the project (administration, recruiting volunteers, promotion and marketing, etc) as well as writing for the blog.
Fazila Bhimji teaches in film, media, and communication studies. Her research interests include media representations of racialised populations in the US and the UK. Her published research illustrate the diverse ways in which South Asian Muslim women and Latina/os respond to such media representations and state policies and display their agency and citizenship in variegated ways.


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Melbourne Victory, Vasilevski part ways
Melbourne Victory today announced it has reached a mutual agreement to part ways with former Young Socceroo Daniel Vasilevski, who is keen to secure regular first-team football.
Melbourne Victory today announced it has reached a mutual agreement to part ways with former Young Socceroo Daniel Vasilevski, who is keen to secure regular first-team football.
Vasilevski, 27, joined Melbourne Victory from Victorian Premier League side Altona Magic in 2007 and played 12 matches in 2007/08 before signing a two-year contract extension ahead of the club's maiden AFC Champions League campaign.
Vasilevski managed only two more appearances for Melbourne Victory, both in Asia's premier club competition, with injuries derailing his 2008/09 preparations and restricting him to a handful of National Youth League games.
"Daniel has been great around the club but is keen to secure regular first-team football, which we understand and wish him all the best in his future endeavours," Melbourne Victory Football Operations Manager Gary Cole said.
"Daniel was recruited to the club in 2007 and had a great run at right back that led to him signing a new deal in 2008, yet his opportunities were limited over the past 12 months and he's now keen to explore his options."
Vasilevski, who has now returned to peak fitness, reflected on his stint with Melbourne Victory fondly.
"I really enjoyed my time at Melbourne Victory and it was a really positive experience," he said.
"The professionalism of the coaching staff, players and everyone at the club is outstanding, but as a player I want to secure a spot in the starting 11 and that desire has driven me to move on."
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What a backwards world!
We'd rise to our dreams
And plunge back down,
Away from the strange land,
To find ourselves back in our head
At the alarm clock's call
Waking down in the middle of the night
Is always quite awful;
Kicked out of Cloud Nine
Because our hosting bed was complaining.
Insomniacs must be very down-to-earth,
And deep-sleepers are likely heavy dreamers,
Eager to escape.


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A 2011 law passed by Texas' GOP-dominated Legislature that requires voters to show photo identification when they get to the polls is being scrutinized this week by a federal court, but there's no question about what Attorney General Eric Holder thinks about it, and why: He said in remarks to the NAACP on Tuesday that he opposes the state's ID requirement in part because it would be harmful to minority voters, the Washington Post reports. He pledged that the Justice Department "will not allow political pretexts to disenfranchise American citizens of their most precious right."
Under the law passed in Texas, Holder said that "many of those without IDs would have to travel great distances to get them — and some would struggle to pay for the documents they might need to obtain them." …
"I don't know what will happen as this case moves forward, but I can assure you that the Justice Department's efforts to uphold and enforce voting rights will remain aggressive," the attorney general said.
He said the arc of American history has always moved toward expanding the electorate and that "we will simply not allow this era to be the beginning of the reversal of that historic progress."
The attorney general spoke at the 103rd convention of the National Association for the Advancement of Colored People, which is launching a battle against new state voter ID laws. NAACP President Benjamin Todd Jealous has likened the fight against conservative-backed voter ID laws passed in several states to "Selma and Montgomery times," referring to historic Alabama civil rights confrontations of the mid-1960s.
Read more at the Washington Post.


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by Betty
"It's up to us to save the world for tomorrow. It's up to you and me." – Jane Goodall.
And so it is.
It requires only many people doing little things. And it can be easy and even fun.
- Take your own bags to the grocery store. Reuse the bags – bring them again.
- Recycle glass jars, soda pop cans, newspapers, magazines.
- Try fluorescent bulbs and save a bit on the electricity bill and on the electrical energy.
- Plant desert trees on the south and west sides of your house to keep it cooler in the summer and warmer in the winter.
- A bit more tricky for some of us, but install solar panels. Install a rain gathering system outside your house. Build a compost pile; your plants will thank you.
- Lower the temperature in your home by five degrees in the winter. Raise it five degrees in the summer.
- Unplug appliances not in use, including cell phone chargers, hair dryers, toasters.
- Tricky, but it helps, turn the water off as you brush your teeth or shave. Turn it on to rinse.
- Plant desert trees and plants for landscaping.
- Shop at thrift stores. It's cheap, it's fun, and you might find just what you want or need.
- Walk if it's less than a mile, if you can.
- Carpool when possible. It saves gas and you may make new friends.
- Take public transportation if it's available and works for you.
It's up to you and me. Time to think and act. Time to do our parts, you and me.
April, 2010


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One question I routinely get asked by friends and readers of this site is, "Can you teach me how to save money without losing track of what it's for? How do you account for your money when you are saving for an emergency or for a future need?"
The problem boils down to this issue: you have to keep track of what money is to be used for what purpose. When money is deposited into a savings account it gets mixed in with all the other money in the savings account. How do you keep the boys separated and make sure the money designated for the new dishwasher actually ends up going for the new dishwasher and not the car insurance or the baseball card fund?
Now in the old days you might find yourself reaching into the desk drawer, pulling out an envelope and stuffing cash in it. Then you would write on that envelope "Dishwasher Fund" and hide it away in your house somewhere. You'd do this for any and all items you'd be saving for – vacations, the health insurance bill, groceries, gas and anything else you might think of.
This describes the classic envelope system way of saving money for what's coming down the road. Doing it this way keeps monies in the envelope they belong and makes sure they get used for their intended purpose.
The envelope system is still a valid tool for managing cash payments for items. However, we've moved into the digital age where all banking can be done online, transactions can be downloaded to computer programs and apps have been developed to keep track of your spending on the go. Money is more likely to be direct deposited in the bank rather than kept at home in large sums awaiting use.


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This week I'm planning to take a page from other blogs I've seen and do open interviews with the main characters in my books.
Better yet, I'm going to allow my readers to participate in said interviews! How am I going to do that, you ask? Great question! It's easy. I'll give you a list of characters here with their scheduled day to appear. You ask questions and give me your links either on today's post or the post on the day of the interview. I will answer them during the interview and give you a mention and shout out for asking (with links to your stuff).
How frikkin' cool is that?
So, without further ado, here are the characters you will see appearing on my blog this week:
Tuesday: Genghis Khan from Yassa (grown up)
Wednesday: Kutula from Yassa
Thursday: Abigale from The Abigale Chronicles
Friday: Bronya from Mystic ~ Bronya
If there is anyone else you would like to see interviewed, leave me a message. I have enough characters to fill at least nine posts. Here is a list of other people in my books:
Yassa: Borte, Jelme, Bo'orchu, Jamuka
The Abigale Chronicles: Emmett, Kristy, Ada
Mystic series: Markaza, Lily, Shelia
If you want to hear from any of these characters, feel free to ask! I'm hoping we can have some fun with this!
Don't forget, Mystic ~ Bronya is available now at Amazon for just $3.99 (and there's a preview of Lily in the back).
Enter the contest on Goodreads to win a free copy of Mystic ~ Bronya!! The link is right up there on the sidebar.
Well, that's all for today, folks! Until next time, WRITE ON!
A blog dedicated to the education and support of Indie authors.
Also striving to providing great book recommendations and reviews for readers.
Links and Books by Jo Michaels
Monday, August 27, 2012
Meeting the Characters
2 comments:
Can't wait to read these posts!!! I love character interviews! By the way, I have a couple of books to buy today and Bronya is on my list =)ReplyDeleteReplies
Awesome!! I hope you enjoy it. I look forward to hearing what you think :) I decided to have some fun this week. Thanks for the comment, Heather!Delete
Play nice and have fun. If you're a jerk, I won't publish your comment. My blog. My rules. Thanks for taking the time to chat at me!
Comments have been temporarily disabled due to the astronomical amount of spam I've been dealing with. Sorry!
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In Sacred Scripture, "the Father who is in heaven comes lovingly to meet his children, and talks with them" (Dei Verbum). If we want to hear Him, and to enter into that conversation of love, all we have to do is read.
You can read the entire Bible in one year, month by month, by giving just a few minutes each day to God's word. You'll be surprised at how much you will learn, and how much of the Bible you will get through day by day. Here are the daily readings for the entire year:
This plan also includes daily readings from the Catechism.
You can also read the Gospels by subscribing to flocknote, who will email you a few Gospel verses each day, until by the end of the year you have read all four Gospels, almost without trying! The Bible they use is the Ignatius Bible, perhaps the best bible available right now, with a really helpful and accurate commentary. The Ignatius Bible is also available as an app on Google Play.


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lundi 17 février 2014
Someone had other plans.
Our daughter S. decided to make her appearance weeks ahead of schedule.
(We have decided not to post her full name, birth date, or photos online, at least for now. I will be happy however to email anyone the details)
Thank goodness my suitcase was more or less ready, i had made a copy of my file (one to keep at work, one for home), and we had more or less finished the apartment.
Went to bed the other night and all of a sudden felt and heard a pop!
No water (yet), not really painful, but a pregnancy symptom i had never felt before (which is saying something, since i had almost every one in the book from the drooling to the facial twitching). I told Alain that i felt something pop, but he thought it was nothing. I went online, and sure enough, a lot of women said they felt the same thing, and that the real gushing of water didn't start until later. Um, honey? Think we should go to the hospital just to check. At any rate, it will be a good 'practice run'- see how long it takes, where to turn, where to park.
It took us about 20 minutes to arrive. Checked in at the night desk, they hooked me up to the monitors. Indeed, it was my water that broke, and the contractions were becoming strong and more regular.
I'll spare you the rest of the details, but she arrived a little after six the next morning. A full head of brown hair, eye color- undecided. I say blue, Alain says brown. She weighs 2.56 kg, length 48 cm. Not too small for being a bit before term.
So far, she has been really good, only cries when hungry, and content to just be held. We are staying four days. I am really pleased with the hospital and personnel. Alain went to City Hall to declare her and has been busy fetching and buying last-minute stuff.
She had an ultrasound of her hips performed, since her grandma's Breton side has a history of hip problems. Looks good so far. Also, a minor infection, so she is being treated with antibiotics. She thus has a tiny catheter in her hand, but doesn't seem to mind.
All in all, a sweet, super-cute little French-American! (Or will be, once I go to the US Consulate).
Libellés : S. | 3 commentaires
samedi 15 février 2014
One more month... More or less. One more week of work.
I was actually supposed to stop February 4th (six weeks before D-Day) but now French law allows pregnant women to delay their pre-natal rest up to three weeks before, with the doctor's consent. Besides being a bit tired and not sleeping well, I am feeling okay. So i preferred to delay as long as possible, and thus have more time afterwards.
For anyone wondering, I will have 16 weeks, at about 60% pay. Not bad. Better than my job in the US- unpaid leave or vacation, which takes a long time to accumulate at 2 weeks per year!
Baby's room is more or less ready, and my suitcase is packed. We had our first birth preparation class at the hospital a week ago. It was two hours long, and went over labor, when to leave for the hospital, what happens when you arrive, etc. The next one is next Monday, again two hours, going over the actual delivery and the aftermath, and finally, the last session ten days later, how to take care of the baby.
I actually had been seeing an independent mid-wife because it was impossible to get through to the hospital to set the appointments. I was however a bit disappointed with her-individual appointments, difficult to ask questions, and focusing more on visualization (relaxation, imagining the baby in your arms) than the nitty gritty. The sessions were very brief, and she wasn't going to do the whole eight sessions. Alain wasn't allowed to participate either. I finally got fed up and managed to weasle my way in at the traditional classes. I'll go over my allotment of 8 reimbursed sessions, but it is worth it.
So that is that. Five more days of work, then just waiting...
Libellés : Baby | 4 commentaires
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Did you think a moment (or longer) of what you took away…friendships renewed and more time for exchange of ideas, for sure.
As those of us on canes were first to leave for the stage, someone said, "our Cane Chorus" and, with a ready quip, Carol Green said, "Arcane Chorus." If you notice how Rhode Islanders pronounce the word "Our" as "R", you'd understand her double entendre. Yes, we are older, but hope also better.
Can you teach an old dog..? At Craft class I learned at least 2 new things worth considering. Steve Tramack said he put out blank sheets of paper to be taken by members Write one item that they liked about what the director was doing; write one item that you thought would improve the rehearsal. No one was to sign her name. I thought it was a good idea so that everyone would give input, not just those who easily expressed their opinions or those in leadership positions. Everyone's opinion is important.
In Sandi Wright's class – Putting the Motion in Emotion – I enjoyed listening again to how hand gestures and facial compliments could add to the meaning of the lyrics; and watching the film of famous singers such as Bette Middler. At the Saturday night quartet performance, I enjoyed watching the Queen 'THING' performing expressively with her hand the crown on her wrist!
Harmony Heritage had so many members and friends working to make this Convention memorable. Kudos to our first time HH singer and Old-Time TV decorator Cheryl Copeland-Lewis and to the excellent first time Director for the whole Area 2 audience, Bob O'Connell. Could you tell enjoyed his job immensely? "What a Dream Can Do"!
We have been singing at Senior Citizens residences in May and June, and will be singing at the Pawsox games twice during the summer.
We were pleased to receive the Betty Costellow small chorus award for most improved singers, but if you have any suggestions to help us recruit new members, please let us know!
Dorothy Hannaford


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Funding rural heritage for Community groups through the SRDP -under review
Can community groups apply for this funding?
Yes, LEADER the main funding stream available for community groups is still under development and applicants are advised to check the website for the latest information.
Where community groups are interested in heritage in woodlands, there are no longer specialist funds to assist here but they may be able to access funding under the Forestry Grant Scheme such as Public access in Rural Woods
Owners and tenant groups in the Crofting Counties (eg Common Grazings Committees) can additionally apply for funding under the Crofting Counties Agricultural Grants Scheme (CCAGS – This scheme is primarily associated with agricultural improvements in crofting areas and not directly suitable for funding community heritage projects.)
Are payments automatic?
No, funding is discretionary and your application will be assessed by Case Officers before approval.
Can you get funding from different Scottish Government schemes?
Yes …..further details to be added when available
Can I get help to obtain more information and advice?
The Scottish Government has set up a new Scottish Rural Network to advise community groups and land managers how to progress applications.


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When a food truck is named Cowabunga, you know you're in for a real treat! Half of FP (Allen) was in attendance at the Old Greenwich Dishcrawl a few weeks ago and was treated to great burgers and fried oreos from Cowabunga. We caught up with Ben Boger, owner of not one, but TWO food trucks (Cowabunga and Ben's Ice Cream) to learn more about him.
FP: We love the concept of your Cowabunga Food Truck! How did the idea come about?
BB: The inspiration for Cowabunga came from my brief time staying in Florida two winters ago. The food truck scene there is really popular. At first, the truck was going to be a soft serve truck and evolved into a food truck.
FP: When you're not operating the food truck, what are some of your favorite meals to cook for yourself and/or for guests?
BB: I like to try making new things with my girlfriend for fun. We recently made a good Pad Thai and pasta with grilled chicken and veggies. I eat out more. I like to be waited on
FP: We love a good Pad Thai!
Speaking of eating out…name some of your favorite places in CT or other cities you've visited.
BB: I love Valencia on Main Street. Norwalk Pizza and Pasta makes the best pizza club. Its one of my all time favorites. I love trying food wherever I go. Joes Stone Crab in Miami is awesome!
FP: Like you, we LOVE trying new places to eat!
What are some of your guilty pleasures? We like to call them foodie pleasures, hence the name 🙂
BB: My mom and girlfriend tell me I need to eat more veggies. I love all food that's bad for you. Pizza, chicken cutlets, bacon, bread, and pasta are a major part of my diet.
FP: We're definitely guilty for including pizza, chicken cutlets and pasta in our diets for sure!
In three words, how would your friends and family describe you?
BB: They would probably say that I'm hardworking, passionate and goal oriented.
FP: If you weren't operating a food truck, what would you be doing? Any non-cooking hobbies?
BB: I currently operate my ice cream truck along with the food truck so I suppose I would be doing that still.
Otherwise, I would probably be working at ESPN or some media related company. I graduated from Southern Connecticut with a degree in media studies. I love all things media. The Internet and social media are fascinating to me. We are watching it evolve everyday. I love film, television, print, music, and sports.
FP: Thank you Ben for your time! We wish you continued success with both trucks!For more information on Ben's food trucks visit www.cowabungafoodtruck.com and www.bensicecreamtruck.com/ Make sure to follow @Cowabungafoodtk and @BensIcecrmTruck on Twitter to find out where in CT his truck will be!


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Dog Training Guides Are Not Created Equal Get the Best Online Dog Training Available! Look Inside: http://www.dog-training-guide.org It's not your fault! Yes you heard me right. It's not your fault that your dog may misbehaving. Most people have been told the wrong things about dog training and how to effectively train your dog.
http://www.facebook.com/treatpouch http://www.treatpouch.com Music: "Happiness" by Brian Perrett http://www.youtube.com/brianjp93 Looking to learn how to train your dog, using effective, safe, and fun methods, working with amazing dog trainers, from the comfort of your own home? You've come to the right place! Treatpouch.com is an online dog training school.
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Episode 2
Hidden cameras offer the chance to go into the heart of the dolphins' world, revealing the remarkable family life of the orca, and the dolphins that wear sponges on their noses.
Remote-controlled Spy Creatures reveal dolphins as never before. Meet the orca, king of the dolphins, and discover the intimacy of its remarkable family life. Find dolphins that wear sponges on their noses, and race with the fastest dolphin in the world - the Dall's porpoise.
Discover a real dolphin secret agent that carries a camera into the pod to uncover their mysteries of communication and interactions. Elsewhere, a young bottlenose begins a life on his own joined by Spy Puffer and Spy Baby - a cute camera dolphin that has bubble conversations with real dolphins! The youngster makes friends with a rare humpback dolphin, joins a gang and takes part in a bizarre initiation ceremony. He also becomes intoxicated on the secretions of strange fish and finally woos a female with gifts and charm.
Most of the behaviour is filmed for the first time. Other spectacles include superpods of common dolphins feeding among sharks and orcas using their cleverness to catch dolphins and seals. Spy Dolphin joins a pod as it strands itself to catch fish and it's curtains for one Spy Creature as he himself becomes a meal.
Never before has the extraordinary intelligence of dolphins been so intimately revealed.
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|A small baby hat. A lot of dedications.
I think it's time for a small, knitted baby hat.
I know there are one or two of these lurking about the internet but to my mind there aren't enough. So here's another one.
This is also a very special baby hat. Aside from the fact it's made of lovely, soft (and machine washable. Such an important consideration for all mothers) merino wool and has a bow on top, it's almost weighed down with dedications.
Can you dedicate a bit of knittery to people or events? I say, why on earth not. The world is littered with statues and blue plaques dedicated to marvellous and great individuals. And then there's The Mamas and The Papas' song of course.
Thus let there be dedicatory knittery.
In this instance, there are three dedications:
1. To the baby in question, by now a newish arrival in the world with personality, opinions and ready, always ready, for cuddles.
"But what of the fact," I hear you cry, "that 'tis AUGUST. High summer. What possible need could an infant have of woolly milinery at this time of year? You'll do the child damage with all that insulation"
To which I respond; "Jolly good thing it's an antipodean baby. It's bloomin' freezing in the Southern Hemisphere at the moment. Huzzah for insulation!".
2. To the baby's mother who is awesomeness and strength personified. The woolly-hatted bairn is blessed to have this particular mummy.
3. To mothers in general. We should launch a campaign to dedicate all the hand-made knittery in all the world to mothers. Most of the time we're too busy chasing after, caring for and loving our progeny, ensuring they'll turn out to be respectable and decent members of our society, to blow our own trumpets of fabulousness.
Said progeny are too busy being children - fair enough. It's an exciting world to discover - to regularly blow a trumpet for our fabulousness.
And the rest of the humanity is too busy doing rest-of-humanity stuff to dwell on how fantastic we are, never mind finding a trumpet of fabulousness much less blowing it for us.
Therefore this small, knitted baby hat is a start. The small, knitted baby hat of fabulousness for an antipodean baby, her wonderful mother and mothers everywhere.
It's better than a trumpet anyway. It's cute, quiet and machine washable.
(Image: Zoë F. Willis)


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Super GamesAction»Shooting»
Police Sniper Traning
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That's because the H2SX isnt' a real sport touring bike [IMHO].I have to agree with that. I do think feedback is important, and we certainly SHOULD let Kawasaki know what we are thinking and desire. But sales numbers will win every time. Of course, I would love to know how sales compare to the FJR- if the FJR is increasing at the expense of the Concours, then that indicates Kawasaki is dropping the ball by not keeping up. Releasing the H2SX is great from a power standpoint, and a lose in every single other category for this particular market segment- reliability, warranty, value, comfort, convenience, ride, storage, room, range, style, etc. Honestly, I would never turn away more power, but the C14 is a beast (especially when flashed) and I really don't need any more power.
First initially sales were around 4000 per year, today that has dropped to around 1000 per year. Kawi was happy with 4000, not so much at 1000.
You may be right but honestly, I do not think a 10,000 / year letter- writing campaign is worth much of anything in view of the sales numbers. What good does it do any manufacturer to be contacted and told what a great product they make, only to have them sit on the dealer's floors? Put simply: words are great but dollars convey a LOT more weight.What would be most interesting would be to see the sales of Yamaha FJR's by comparison. That would yield a very good picture of how much more market Kawasaki could take I think. Hey, I was planning on buying on in the next couple of years myself, assuming they did not mangle it into something too much different than it is now. So it is not my hope that they drop the line, merely my thought after reading your information. At some point, fatalistic is merely realistic.Brian
the Trophy is gone for a while in Europe, non Euro4 compliant... I have my doubts Kawasaki will make the ZX14 to comply with Euro 5/6, leading to the H2SX as its replacement.
<snip>Still at 1000 per year, they could get rid of a lot of parts inventory just by assembling them. As warrantys start expiring the need for new parts will diminish significantlyas those seeking repair will turn increasingly to the ebay/used parts market just to keep the repair prices inline with the decreasing value of their older bikes. No?<snip>
the Trophy is gone for a while in Europe, non Euro4 compliant... I have my doubts Kawasaki will make the ZX14 to comply with Euro 5/6, leading to the H2SX as its replacement. Same for Yamaha if it will make the old FJR Euro5/6 compliant unless they have something NEW in the pipeline. If not, only BMW RT and K16... one will have to pay the piper.
A significant advantage Kawasaki may have is if they keep the ZX and Concours models running together (meaning the Concours will have to get the larger, current ZX engine and so forth) then they can spread R&D, development and all or almost all certification costs across two models.
Seems to me the biggest threat to motorcycling aside from sales is these damn EuroCrap regulations.
Yeah, I was thinking the same thing. Euro-4 was easy for the ZX (and WOULD be for the Concours) but I am not sure that Euro-5 would be doable.... although, admittedly, I don't know much about Euro-5.
They're still makin' this sport tourer, for now anyway. Well, OK, ya gotta buy side cases and top case
...Hey, I think that is a ZRX in the background of the first pic! (My previous bike)
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