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Pick-Up: Maidenhead, Berkshire SL6, UK – Drop Off: Gatwick Airport (LGW), Horley RH6, UK
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Little first stickers
Little first stickers diggers and cranes
Create a playground, mine a quarry and demolish a building in this entertaining activity book for young children. There are over 200 reusable stickers of diggers, cranes, trucks and workers to add to the building sites, and a fold-out back cover to store stickers when not in use.
Age: 3+
Price: £5.99
16 pages + 8 pages stickers
240 x 170mm
Illustrator: Joaquin Camp
Hannah Watson has wonderful memories of staying above her grandma's bookshop as a child, sneaking down after closing time to look through the children's books.
This love of books translated into studying English and French literature at Durham University and The Sorbonne in Paris.
She joined Usborne Publishing after graduating in 2015, and cherishes the thought that some of her books can now be found by curious children on bookshop shelves.

subset: commoncrawl


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r101 (Special)
August 4, 2019
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A muffler to keep all your beverages warm. This prize was awarded for beating a Daily Dare score on the release date in Y21.
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IN RE: Kelly L. MAKOWKA, Appellant.
This appeal requires us to interpret a state statute—the Pennsylvania Uniform Planned Community Act (UPCA), 68 Pa. Cons.Stat. §§ 5101–414—in the bankruptcy context. Appellant Kelly Makowka seeks in Chapter 13 proceedings to avoid a portion of claims made by her homeowners association, Pocono Mountain Lake Estates Community Association (the Association). The Bankruptcy Court, in an order affirmed by the District Court, held that the Association had a valid statutory lien on Makowka's residence pursuant to the UPCA, which the Association had enforced by obtaining judgments in debt against Makowka in state court. For the reasons that follow, we will vacate the District Court's judgment and remand for further proceedings.
Makowka owns a home in Pocono Mountain Lake Estates in Pike County, Pennsylvania, a planned community as defined under the UPCA. In 2005, she fell behind on her homeowners association dues, which began to accrue late charges. In April 2008, the Association sued Makowka in the Pike County Magisterial District Court to collect a portion of the unpaid dues and obtained a default judgment of $2,436 .70. As additional dues went unpaid, the Association sued Makowka again in April 2010 and obtained another default judgment, this time worth $3,599.08. Both judgments were transferred to the Court of Common Pleas of Pike County, which issued a writ of execution and attachment. Pursuant to that writ, a sheriff's sale of Makowka's property was scheduled for September 14, 2011.
Two days before the sheriff's sale, Makowka filed a Chapter 13 petition in the United States Bankruptcy Court for the Middle District of Pennsylvania. In her proposed bankruptcy plan,1 Makowka moved to avoid the Association's claims under 11 U.S.C. § 522(f), which releases a debtor from obligations imposed by judicial liens (i.e., money judgments) as well as non-possessory, non-purchase money security interests. Although Makowka acknowledged that Section 5315 of the UPCA granted the Association a self-executing statutory lien on her residence in the amount of the unpaid dues, she claimed that a portion of that lien had been extinguished by law because the Association had failed to foreclose on the lien within the statutory period of three years. Therefore, to the extent the Association's claims represented fees due before September 12, 2008, i.e., three years before the date of her bankruptcy petition, Makowka contended that the Association had obtained dischargeable money judgments.
The Bankruptcy Court denied Makowka's motion, ruling that the Association had preserved its statutory lien. In an oral opinion, the Bankruptcy Court noted that it was "bound by Pennsylvania [a]ppellate decisions construing" the UPCA. These included the Pennsylvania Superior Court's decision in Forest Highlands Community Association v. Hammer, 903 A.2d 1236 (Pa.Super.Ct.2006), which the Bankruptcy Court read to enable "an association ․ [to] perfect or enforce the lien for the unpaid assessments in a variety of manners, ․ [including] an action in debt." App. at 56 (discussing Hammer, 903 A.2d at 1240). The Bankruptcy Court also opined that a foreclosure action would be "odd" in the UPCA context, as the Association did not hold a mortgage upon which it could foreclose. It thus "reject[ed] the debtor's argument that the mortgage foreclosure action would be the exclusive remedy." Id. As a result, the Bankruptcy Court allowed the Association's unavoidable claim of $7,835.82, which represented the value of the money judgments, accrued unpaid debts, and interest at the time of the order. Makowka moved for reconsideration. When that motion was denied, she timely appealed to the United States District Court for the Middle District of Pennsylvania.
The District Court affirmed. Turning first to the text of Section 5315, the District Court agreed that it supported Makowka's position that foreclosure was the exclusive method to enforce the statutory lien. After noting that the Pennsylvania Supreme Court had not yet addressed the question on appeal, the Court considered the relevant state intermediate court decisions—the Pennsylvania Commonwealth Court's decision in London Towne Homeowners Association v. Karr, 866 A.2d 447 (Pa.Commw.Ct.2004), and the Pennsylvania Superior Court's decision in Hammer—for guidance as to how the Pennsylvania Supreme Court would rule.
The District Court adopted a narrow interpretation of Karr, reading the opinion to hold "that while an association may pursue an action in debt or contract against a tenant under 5315(f) to recover sums under a lien, '[t]he first step to enforcing an assessment lien is the filing of a foreclosure complaint.' " App. at 6 (quoting Karr, 866 A.2d at 453) (emphasis in original). It then found that Hammer "expand[ed] upon the rationale of Karr " and "clearly held that by filing an action in debt or contract, an association was enforcing its lien under the UPCA." App. at 7 (discussing Hammer, 903 A.2d at 1241). The District Court criticized the Superior Court's decision, opining:
The Hammer court, in holding that the action in debt to collect unpaid assessments ․ satisfied the [enforcement] requirement in Section 5315(e) ․ ignored the well-established and fundamental distinction between proceedings in rem and those brought in personam. It is difficult for this Court to understand how an action brought under Section 5315(f) "to recover sums for which subsection (a) creates a lien" can be considered a "proceeding[ ] to enforce the lien" for those unpaid assessments.
App. at 8. Despite its disapproval, the District Court thought it bound by Hammer because the decision "presents the latest and most definitive ruling by the intermediate courts of Pennsylvania with respect to the interpretation of Section 5315." Id. "[B]ecause the issue before this Court is unquestionably a matter of Pennsylvania law, it will give Hammer the binding effect that it must." Id. (emphasis added). For that reason alone, the District Court predicted that "[b]ecause the Pennsylvania Superior Court was clear in its holding and there appears to be no authority contrary to Hammer," the Pennsylvania Supreme Court would not overturn Hammer. App. at 8 n. 5.
Following the District Court's order, Makowka filed this timely appeal.
The Bankruptcy Court had jurisdiction pursuant to 28 U.S.C. § 1334, and the District Court reviewed the Bankruptcy Court's order under 28 U.S.C. § 158(a)(1). We have jurisdiction over this appeal pursuant to 28 U.S.C. §§ 158(d) and 1291.
Because the District Court sat as an appellate court reviewing the Bankruptcy Court's order, we exercise plenary review over its decision. In re Continental Airlines, 125 F.3d 120, 128 (3d Cir.1997). Like the District Court, we review the Bankruptcy Court's legal determinations—such as the matter of statutory interpretation before us—de novo. See In re Heritage Highgate, Inc., 679 F.3d 132, 139 (3d Cir.2012).
Under the UPCA, an "association has a lien on a unit for any assessment levied against that unit or fines imposed against its unit owner from the time the assessment or fine becomes due. The association's lien may be foreclosed in a like manner as a mortgage on real estate." 68 Pa. Cons.Stat. § 5315(a). The lien does not exist in perpetuity, however, because the statute provides that "[a] lien for unpaid assessments is extinguished unless proceedings to enforce the lien are instituted within three years after the assessments become payable." Id. § 5315(e). Even if the lien is extinguished, "[n]othing in [Section 5315] shall be construed to prohibit actions or suits to recover sums for which subsection (a) creates a lien or to prohibit an association from taking a deed in lieu of foreclosure." Id. § 5315(f).
The question sub judice is whether the Association enforced its statutory lien against Makowka when it sued her in debt. The parties agree that Makowka's unpaid dues gave rise to a self-executing lien, and that the lien would have been extinguished by law absent any action by the Association within three years. But they disagree as to what actions qualify as "proceedings to enforce the lien" under subsection (e) of the statute. Makowka contends that there is only one way to enforce the lien: by filing a foreclosure complaint. If she is correct, she is subject only to the portion of the Association's lien for unpaid dues that has not been extinguished—namely, for the fees that came due after September 12, 2008, three years before her Chapter 13 petition was filed. The Association, in contrast, argues that the UPCA permits multiple methods of enforcement under subsection (e). If that is so, its state court actions tolled the extinguishment period, and it holds a statutory lien for the total sum of the unpaid dues, plus late fees and interest.
We begin by noting that although the issue on appeal is a matter of state law, it has practical import in bankruptcy. As the Association correctly notes, an action to enforce the statutory lien through foreclosure generally has the same effect as a judgment in debt or contract, insofar as both enable an association to collect unpaid dues from a delinquent homeowner. In bankruptcy, however, the debtor may modify her obligations for certain categories of claims. In this context, the often inconsequential distinction between enforcement and alternate remedies under Section 5315 determines whether an association may retain an unavoidable lien on its resident's property or has a mere unsecured claim against her—the difference, as the parties here recognize, between potential payment and nonpayment. Given the significance of this state-law question in bankruptcy, we find it appropriate to resolve it here.
As the District Court noted, the Pennsylvania Supreme Court has not yet spoken to the issue presented in this case; therefore, "we must attempt to predict how that tribunal would rule." U.S. Underwriters Ins. Co. v. Liberty Mut. Ins. Co., 80 F.3d 90, 93 (3d Cir.1996). In doing so, we give due deference to the decisions of intermediate state courts. See id. (quoting Winterberg v. Transp. Ins. Co., 72 F.3d 318, 322 (3d Cir.1995)). State appellate decisions, however, are not controlling: "while we may not ignore the decision of an intermediate appellate court, we are free to reach a contrary result if, by analyzing other persuasive data, we predict that the State Supreme Court would hold otherwise." Gruber v. Owens–Illinois Inc., 899 F.2d 1366, 1369 (3d Cir.1990) (alterations, internal quotation marks, and citation omitted). Such persuasive data may include, inter alia, "what the Pennsylvania Supreme Court has said in related areas" and "the 'decisional law' of the Pennsylvania intermediate courts." Id. at 1369–70.
Our precedent, therefore, is clear that a federal court interpreting state law may discount state appellate decisions it finds flawed, if it predicts the state supreme court would reach a contrary result. Here, the District Court properly considered the relevant decisions from intermediate courts of equal authority: the Commonwealth Court's opinion in Karr and the Superior Court's opinion in Hammer. But it improperly concluded that Hammer had "binding effect" merely because the case "presents the latest and most definitive ruling by the intermediate courts" on the interpretation of Section 5315. See App. at 8. Because it was not, in fact, bound by a decision of the intermediate appellate court, the District Court gave Hammer too much weight, particularly in light of its own cogent critique of the Superior Court's analysis.
Consistent with the District Court's concerns, we decline to adopt Hammer because it is internally inconsistent, it conflicts with the text and structure of Section 5315, and it contravenes a fundamental precept of Pennsylvania law. We adhere instead to the more persuasive analysis presented by the Commonwealth Court in Karr. Accordingly, we predict that the Pennsylvania Supreme Court would hold that an action in debt does not constitute a proper method to enforce a statutory lien under the UPCA, and that Makowka may avoid the Association's claims in bankruptcy.
In Karr, a homeowners association sought to collect unpaid dues from a resident by recording a second lien against his property, and the resident moved to strike this second lien. 866 A.2d at 448–50. The Commonwealth Court, following a close reading of Section 5315, held that the association's second lien was invalid. In her opinion for the Court, Judge Leavitt explained the distinction between "proceedings to enforce"—namely, a foreclosure action—and other remedies to collect. Id. at 452. She wrote that "[e]nforcement of an association lien is directly addressed in the Act" by subsection (a): "The association's lien may be foreclosed in a like manner as a mortgage on real estate." Id. at 451–52 (emphasis in original removed). This, however, did not preclude other remedies: "an association may also pursue payment of unpaid assessments by employing remedies less drastic than foreclosure. It is free, for example, to bring an action in debt or in contract to collect an assessment. Subsection (f) provides for such remedies․" Id. at 452 (emphasis added).
Having distinguished methods to enforce the lien, which are described in subsection (a), and alternative remedies, which are preserved in subsection (f), the Karr court held that the association's second lien "did not advance [its] enforcement of its [statutory] lien by foreclosure in 'like manner as a mortgage on real estate.' " Id. (quoting 68 Pa. Cons.Stat. § 5315(a)). Rather, it found that an association seeking to enforce its lien had to "strictly follow[ ]" the procedural requirements of Pennsylvania Rules of Civil Procedure 1141–50, which govern mortgage foreclosure actions. Id. Where the rules require a claimant to include information specific to a mortgage, the Karr court instructed, the association could substitute the UPCA's analogues: for example, the association could point to the deed giving rise to the UPCA lien (termed the "UPCA declaration") in lieu of the mortgage.2 Id. Thus, "[t]he first step to enforcing an assessment lien is the filing of a foreclosure complaint." Id. at 453 (quoting Pa. Cons.Stat. § 5315(a)).
The Superior Court's decision in Hammer purported to adhere to Karr's reasoning, but expanded without explanation an association's available methods of enforcement to include actions in debt and contract. There, the homeowners association attempted to execute a sheriff's sale on its resident's property to collect unpaid dues; the association argued that its perfected lien pursuant to the UPCA obviated the need to file a complaint. Hammer, 903 A .2d at 1237, 1239. In response, the resident moved to set aside the association's writ of execution because she had not received notice of the lien. Id. at 1237. The Hammer court found for the resident after phrasing the dispositive question thusly: "whether instigating a sheriff's sale perfects an already perfected assessment lien and substantially complies with the requirements of [the] UPCA to allow enforcement of [the association's] assessment lien." Id. at 1239 (internal quotation marks omitted).
The Superior Court answered in the negative. The association's failure to file suit, it held, violated the resident's due process rights: "institut[ing] suit by mortgage foreclosure or fil[ing] an action in debt or contract ․ provide [s] [the resident] with 'notice' of the debt ․ and/or a means to deny liability." Id. at 1241. The court also found support in Section 5315, borrowing heavily from the Commonwealth Court's analysis in Karr. At first, its reasoning mirrored the prior decision:
Enforcement of an association lien is directly addressed by [the] UPCA, which states, as herein relevant: "The association's lien may be foreclosed in a like manner as a mortgage on real estate ." ․ [A]n association is not precluded from pursuing other avenues to obtain payment of assessments less drastic than foreclosure. For example, an association can avail itself of an action in debt or in contract to collect an assessment. Subsection (f) of the UPCA provides support for such alternative remedies ․
Id. at 1239–40 (citations omitted) (emphasis in original). Accordingly, Hammer concluded that the association's judicial sale did not constitute enforcement of its assessment lien "by foreclosure in 'like manner as a mortgage on real estate.' " Id. at 1240. Like Karr, Hammer initially distinguished the enforcement mechanism provided in subsection (a)—foreclosure—from the "other avenues to obtain payment of assessments" in subsection (f). See id.
Thereafter, Hammer took, in our view, a wrong turn by conflating the association's ability to enforce with its remedies to collect:
[E]xpanding upon the rationale of Karr, we hold that [the association] seeking a judicial sale as the vehicle to secure payment of its assessment lien did not equate with the approved enforcement mechanism to collect an assessment lien by an association's action in mortgage foreclosure, action in debt or contract.
Id. (emphasis added). The Superior Court then buttressed this conclusion with an improper insertion into Karr's holding: "[t]he first step to enforcing an assessment is the filing of a foreclosure complaint[, action in debt or contract]." Id. in 1241 (alteration in original); but cf. Karr, 866 A.2d at 453 ("The first step to enforcing an assessment lien is the filing of a foreclosure complaint.").
In predicting whether the Pennsylvania Supreme Court would adopt Karr or the later decision in Hammer, we turn first to the language and structure of Section 5315. Under Pennsylvania law, statutory liens such as that provided by Section 5315 are construed strictly because they are an "extraordinary remedy" "which is more expeditious and advantageous ․ when compared to a breach of contract judgment." Phila. Constr. Servcs., LLC v. Domb, 903 A.2d 1262, 1267, 1268 (Pa.Super.Ct.2006); see also Murray v. Zemon, 167 A.2d 253, 255 (Pa.1960) (mechanics' liens are available only on such terms as the legislature sees fit to provide). Thus, "[t]he character, operation and extent of the lien must be ascertained from the terms of the statute which creates and defines it, and the lien will extend ․ only where there has been at least a substantial compliance with all the statutory requirements." United States v. Beaver Run Coal Co., 99 F.2d 610, 612 (3d Cir.1938).
The Commonwealth Court's analysis in Karr comports with the text and structure of the statute at issue. Section 5315 draws a clear distinction between subsection (e)'s "proceedings to enforce" the statutory lien on the one hand and the pursuit of "[o]ther remedies" in subsection (f) on the other hand. Subsections (a) and (e) define the creation and expiration of the statutory lien as follows: "the association has a lien ․ [when] the assessment or fine becomes due"; this "lien may be foreclosed in a like manner as a mortgage on real estate"; and the "lien ․ is extinguished unless proceedings to enforce the lien are instituted within three years." 68 Pa. Cons.Stat. § 5315(a), (e) (emphasis added). As the Commonwealth Court noted in Karr, the statute explicitly provides for enforcement by "foreclos[ure] in a like manner as a mortgage on real estate"; thus, one may enforce the statutory lien by filing an action in foreclosure. See 866 A.2d at 452 (quoting 68 Pa. Cons.Stat. § 5315(a)).
In contrast to subsections (a) and (e), subsection (f) is concerned not with the lien itself but with the "sums for which subsection (a) creates a lien." 68 Pa. Cons.Stat. § 5315(f) (emphasis added). This shift in word choice demonstrates that actions in debt or contract provide an alternative recourse from the lien created by the provision, and do not constitute "proceedings to enforce the lien." In the words of the statute, they are the "[o]ther remedies" available at common law explicitly "preserved" by the statute. Id. As the Karr court reasoned, an association need not take drastic action to collect on its association dues, as remedies exist "in lieu of foreclosure": for example, the "actions or suits to recover sums" and "taking a deed" described in subsection (f). 866 A.2d at 452 (quoting 68 Pa. Cons.Stat. § 5315(f)). But these methods of collection create only an in personam judgment against the debtor, and have no bearing on the in rem lien on the resident's property.3
In response, the Association notes that subsection (a) provides that the lien "may ․ foreclose[ ] in a like manner as a mortgage on real estate," arguing that this permissive language gives it multiple methods of enforcement. But this case does not require us to determine whether foreclosure is the exclusive means to enforce the lien, as Makowka contends. Rather, we must decide only whether actions in debt are a valid way to enforce the statutory lien—and the language of Section 5315(f), which explicitly defines actions in debt as an alternative to the lien created by the statute, suggests not.
Nor are we persuaded that other provisions of the UPCA militate in favor of a broader reading of "proceedings to enforce." The Association contends that the term should be liberally construed to give effect to Section 5114 of the UPCA, which states: "[t]he remedies provided by [the UPCA] shall be liberally administered to the end that the aggrieved party is put in as good a position as if the other party had fully performed." 68 Pa. Cons.Stat. § 5114(a). But Section 5114 is inapplicable to the enforcement of the statutory lien, speaking only as it does to an association's remedies for payment. Indeed, a restrictive interpretation of Section 5315(a), which creates the lien and defines its enforcement, has no effect on the availability of other methods of recovery, which have been explicitly preserved by subsection (f). Of course, we acknowledge that our reading of "proceedings to enforce" effectively precludes the Association from payment in this case. But a claimant's inability to collect in the special context of bankruptcy, which sometimes involves the impairment of creditors' rights, does not permit us to adopt a tortured interpretation of the provision giving rise to those rights.
We therefore hold that Section 5315, as explained by the Commonwealth Court's careful analysis in Karr, supports Makowka's argument that the Association's actions in debt did not enforce its statutory lien.
The Association urges that we follow the Superior Court's later decision in Hammer and find that actions in debt enforce the statutory lien. See 903 A.2d at 1240. We predict, however, that the Pennsylvania Supreme Court would not follow that approach.
As an initial matter, it is difficult to give credence to Hammer's conclusion in light of the decision's sparse reasoning and internal inconsistency on the issue of enforcement. As discussed in section B, supra, Hammer purported to adopt the Commonwealth Court's reasoning in Karr, and like that case, initially distinguished the "enforcement" of the lien from other avenues to collect. See id. It then departed, relying on an improper insertion into Karr's holding and thus tacking on new categories of potential enforcement methods. See id. (quoting Karr to state "[t]he first step to enforcing an assessment lien is the filing of a foreclosure complaint[, action in debt or contract]") (alterations in original). The decision also elided the distinction between enforcement methods and remedies to collect, noting that actions in debt constituted "approved enforcement mechanism[s] to collect an assessment lien." Id. These analytical tacks were made without explanation, and, as we explained in section C, supra, run contrary to the language and structure of Section 5315.
Furthermore, as the District Court correctly noted, Hammer "ignore[s] the well-established and fundamental distinction between proceedings in rem and those brought in personam." App. at 8; see also Bank of Pa. v. G/N Enter., 463 A.2d 4, 6–7 (Pa.Super .Ct.1983) (explaining the difference between in rem and in personam proceedings: a judgment in rem "creates a lien on the mortgaged premises ․ no matter who may be the owner at the time the judgment is entered"; a judgment in personam "does not bind strangers to the bond"). The Pennsylvania Supreme Court has held firm to this distinction. See, e.g., Mancine v. Concord–Liberty Sav. & Loan Ass'n, 445 A.2d 744, 748 (Pa.1982); In re Craig's Estate, 109 A.2d 190, 195 (Pa.1954). Moreover, recent opinions of the Superior Court itself have adhered to this traditional precept. See, e.g., U.S. Bank N.A. v. Mallory, 982 A.2d 986, 992 n. 3 (Pa.Super.Ct.2009); Levitt v. Patrick, 976 A.2d 581, 591 (Pa.Super.Ct.2009). Contrary to these numerous authorities, Hammer conflated an association's right to proceed in rem to enforce the statutory lien with its option to file in personam suits to collect judgments against the resident.
For these reasons, we find it appropriate to discount Hammer's problematic statement about valid enforcement mechanisms.
For the foregoing reasons, we predict that the Pennsylvania Supreme Court would follow Karr, not Hammer. Therefore, the District Court erred when it deemed itself bound by the latter decision. In our view, the Association did not enforce its statutory lien on Makowka's residence when it pursued actions in debt; therefore, any portion of the lien representing assessments due before September 12, 2008, has been extinguished. Accordingly, we will vacate the judgment of the District Court and remand the case for further proceedings consistent with this opinion.
1. Makowka proposed two bankruptcy plans that were rejected by the Bankruptcy Court before submitting her Second Amended Plan, which is the subject of this appeal. While this appeal was pending, Makowka proposed two amended plans. The Fourth Amended Plan is awaiting approval by the Bankruptcy Court and presumes that Makowka's appeal to this Court is successful. The Bankruptcy Court has stayed proceedings pending the outcome of this appeal.
2. For this reason, irrespective of the validity of the Bankruptcy Court's observation that foreclosure would be an "odd procedural mechanism," we find it consistent with the language of the UPCA. See App. at 56.
3. Because Section 5315 provides for enforcement by foreclosure, it is unsurprising that the preservation of alternative remedies in Section 5315 has a close analogue in the mortgage foreclosure context. As the District Court succinctly noted:[I]t appears to this Court that subsection (f) permits an action on the debt underlying the lien in the same way that a mortgagee may choose to proceed upon a promissory note given by a mortgagor to obtain a judgment in personam rather than initiate in rem mortgage foreclosure proceedings.App. at 8.
HARDIMAN, Circuit Judge.


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11 Ways To Maintain Your Mental Health As A New Mom
On the morning I brought my son home from the hospital, I sat holding my baby and crying uncontrollably. I had never experienced something like this before. I literally had no idea why I was crying or how to make it stop, which brought on a few periods of laughing while crying. It was my first brush with all the emotions that parenthood brings. Big changes like this can jostle your sense of balance and make you feel things you don't even have a name for. Making sure you know ways to maintain your mental health as a new mom will keep you from feeling like you're going off the deep end.
Since that moment I brought my first baby home, there have been countless other moments of intense feelings. Many times I feel like I'm losing my mind (which usually follows losing my cool) and wonder where that carefree, fun loving, smiling woman I used to be has gone. It makes me feel better to know it's not just me. Loads of other moms have good days, bad days, and really bad days where they question their sanity. Accepting that this is part of the experience is the first step to keeping your spirits up. But as a mom, you must invest in yourself and find things that feed your mental wellbeing.
Don't let the hards days bring you down too much. Give yourself some love with these 11 ways to maintain your mental health as a new mom.
1. Give It Time
The first few weeks of motherhood can be a rocky road, but don't beat yourself up over the emotional rollercoaster you're experiencing. As the website for Mental Health American pointed out, mood swings are normal during the first few weeks of pregnancy. Often referred to this period as the baby blues, these feelings should start to fade away after two to three weeks after delivery. Give it time. If the feelings don't go away, or become more intense, you should talk to your doctor about a postpartum depression screening.
2. Think Positive
The messages you send yourself can be powerful — in both good and bad ways. According to Psychology Today, "how you think about yourself can have a powerful effect on how you feel." Give yourself reminders of how awesome you are and what you are doing right as a mother.
3. Get Some Shut Eye
I know it's hard to get quality sleep when you have a newborn to attend to, but not getting enough sleep can hurt your mental health. Lack of sleep can exacerbate mental health, as the website for Harvard Medical School reported. So grabbing as much shut eye as possible will give you an advantage at feeling your best each day.
4. Be Spontaneous
The routine of a newborn can get pretty boring, so why not switch things up to lift your spirits. As The University of Michigan's Health Services site suggested breaking up the monotony of schedules boosts mental health. Little things here and there can add excitement to your days and make you smile.
5. Chat It Up
It's easy to feel isolated when you're home with a baby all day, so make sure to stay engaged with the people in your life. Mental health can be influenced by communicating with others, according to Psych Central. Talking about your day, your feelings, or your favorite TV show with a partner or friend can have a positive effect on you, emotionally.
6. Find Other New Moms
It's always comforting to know other people identify with your experience. Having a group of people who support you is a great way to feel connected to others, as Everyday Health pointed out. Find some other new mamas either by asking around or through online meet up groups. Having your tribe will help take the edge off the rough days.
7. Laugh
Going to burst into tears if you have to change one more diaper today? Time to tickle your funny bone. According to Psychology Today, laughter is good medicine for mental health. So watch your favorite funny movie or invite your most hilarious friend over for coffee and let the belly laughs begin.
8. Be Grateful
Staying mindful of all that you have to be grateful for can make a big difference in how you face problems. A study published in the Journal of Personality and Social Psychology found that those who practiced gratitude journaling experienced more positive moods than participants who did not keep track of their gratitude.
9. Meditate
Keep you zen in balance (or just give your brain a small rest) with a little meditation. Your overall wellbeing can be improved through meditation, as Forbes magazine reported. The benefits of being still and quieting the mind are experienced by your entire body.
10. Don't Feel Guilty
One of the hardest lessons for me to learn as a new mom was to leet go of guilt. There is no reason to punish yourself or feel bad if you want to watch trash TV while the baby naps instead of do the dishes. Once I cut myself some slack, I started feeling better.
11. Make Time For Yourself
Having some "me time" is not just a daydream, it's a necessity to surviving parenthood. Take it from health psychologist Kathleen Kendall-Tackett, Ph.D., who told Parenting magazine, "moms should have at least 15 to 20 minutes of "me" time a day to decompress, especially between afternoon and evening."


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That Thursday, drills identified what was soon to become known as the world's largest source of oil. What followed was the rapid transformation of an economy that had been largely reliant on subsistence agriculture, limited longdistance trade, and tourism – essentially providing shelter and supplies to pilgrims headed to Makkah (Mecca) and Madinah (Medina).
The desert still defines most people's impressions of this country, but the desert outpost that was pre-oil Saudi Arabia is no longer.
Saudi Arabia is now the 11th richest country in the world based on purchasing power parity; the capital, Riyadh, is a thriving high-rise business center, and there are more than 15 million smartphone users in the Kingdom.
There is now a clear understanding, however, that what has served Saudi Arabia well in the past will not be enough to secure it a sustainable future. At the highest levels of government, there is both the pressing need and the volition to move away from reliance on oil, and to do it quickly. Low oil prices in recent years have put significant pressure on the national budget, which are being addressed through the 2016 National Transformation Plan announced in June.
The plan, backed by Deputy Crown Prince Mohammed bin Salman, involves a cut to state-sector salaries and reduced holidays and bonuses. Energy and utility subsidies have been dropped, and there is the likelihood that some state assets will be sold. The aim is to have half of Saudis working in the private sector by 2020 – a huge shift given that Saudis occupy only 15 percent of privatesector jobs now. It also means a shift in mentality for a population that has for generations come to expect a safe and well-paid government job.
The transformation plan is part of the Saudi government's 'Vision 2030', a longer-term blueprint for change. This emphasizes technology and innovation in the private sector, and prescribes a more balanced economy for a healthier population and more vibrant society.
Start-ups are being encouraged, with financial institutions urged to allocate up to 20 percent of overall funding to small and medium enterprises, helping SMEs grow their contribution to GDP from the current 20 percent to 35. Other signs of shifting priorities include the rollout of new rail lines to reduce reliance on diesel trucks for transporting goods around the country, most recently a link between the King Khalid International Airport and the northern borders.
Women's participation in the workforce is benchmarked to rise from 22 to 30 percent, and there are ambitious targets for public education, household spending on culture and entertainment, and public health.
Faced with a widespread obesity problem and high rates of smoking, the Saudi government aims to get four in 10 people exercising at least weekly (it's currently 13 percent) and to increase average life expectancy from 74 years to 80.
Technology is at the heart of many of the proposed adjustments, with Riyadh seeking to make the Top Five of the United Nations E-Government Survey Index by 2030; it is currently 36th. Growth in e-learning and e-commerce are key parts of the vision.
This transformation will not be without its challenges, particularly for the lower middle classes most affected by government belt-tightening. But there are significant opportunities for entrepreneurs and established businesses to ride these waves of change and help Saudi people adjust to a new normal.
The ride-sharing service Uber, for instance, is proving instrumental in giving women, who are not allowed to drive in Saudi Arabia, the means to get to work. The Saudi government has invested $3.5 billion in the company, a further signal of its intention to back nonoil, tech-based business.
As the focus of economic activity shifts, there will be expanding opportunity for brands in the healthcare, food, education, technology, business services and infrastructure sectors.
There is hope for growth in the arts and entertainment sectors, and the Kingdom is seeking to expand its tourism industry, luring new visitors and encouraging pilgrims to extend their stay.
Coinciding with the economic realignment are several other major forces that brand builders in Saudi Arabia must consider. There are an estimated 140,000 Saudis studying overseas, who will come back with fresh ideas about the future they want and how they can be part of it. The workforce is forecast to double in size by 2030 as many in this young population reach working age, and digital communication is transforming the way people shop, make friends, share ideas – indeed, the way they live.
Saudi people are seeking out the brands that help them embrace modernity, progress and technology, but without making any compromises on their heritage and religion.
BrandZ™ research into what sets the strongest brands apart from the competition shows that awareness is a key ingredient in consumer choice. But it is a brand's ability to make a meaningful connection with a consumer that matters most. Brands must get noticed, but then they must have something of value to say.
Successful brands in Saudi Arabia are telling stories that resonate with contemporary Saudis, and that help them navigate the tensions they face between tradition and modernity. Consumers are sophisticated and selective. They expect an increasingly complex relationship with the brands they make part of their lives Advertising has immense power to help consumers identify the products,
services and brands that can enrich their lives. But to advertise successfully in Saudi Arabia means achieving a delicate balance between reflecting deeply held and rigorously enforced cultural values, and at the same time being sufficiently bold and creative to make a lasting impression.
Some of the local names featuring in the inaugural BrandZ™ Top 20 Most Valuable Saudi Brands 2017 are not just a domestic success but are also pioneers in the region. In the coming years, it is likely that more home-grown brands will start to realise bigger aspirations.
The opportunity is there for local and international brands that can align themselves with the new vision that the Saudi government has for its country's future.
BrandZ Saudi Arabia Top 20 2017
Top 20 Report
Top 20 Infographic
Methodology and valuation by Kantar Millward Brown
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When a patient tells you "I am having pretty bad headaches, pain in my jaw, even pain in my neck and back" or maybe they have "clicking" or "popping" in the jaw we know this has to deal with TMD (TMJ). Some patients are confused by this and some patients understand the symptoms and need to aid their TMD as soon as possible, but have you noticed what has stopped or prolonged their aiding procedure is how invasive and expensive surgery can be and most patients are tired of having to take extra Advil or pills to aid the symptoms. Maybe physical therapy s working and sometimes it only works for a couple moments and then the pain comes back with revenge at times!
However, have you ever considered Traditional Chinese Medicine? Specifically Acupuncture. We have, and the results have been amazing! I would love to share some case studies with you so you can consider this method, recommend it, or just look into it a little more.
The materials and methods used to evaluate and record the case studies was a K-7 computer-aided occlusal evaluation system. Electrodes were attached on the temporalis anterior and masseter muscles bilaterally after the areas were cleaned with alcohol swabs. We recorded the electrical activity for about 15 seconds. The next step was providing Acupuncture treatment with three distal points (SJ 3, GB 34, LI 4) for 10-30 minutes. Here were two case studies I would love to share:
A 59-year-old female patient complained of severe migraine attacks on the left temple area 5-6 times a month for over 30 years. Many medical doctors gave her treatment, but her migraine attacks continued without relief. The initial examination showed over 100% overbite on the front teeth and bilateral TMJ clicking. The TMJ clicking was observed to occur more on the left side than the right side and the right side back molars no contact during her normal chewing and swallowing.
EMG Scans 9 and 10 were recorded before the acupuncture treatment according to the procedure discussed in method section. Acupuncture was given on the right side only with SJ 3, GB 34, LI 4. Scan 11 was taken ten minutes after the acupuncture needles were inserted.
The average electrical activity of the left temporalis anterior in resting was 1.6uV and the right temporalis was 0.8uV in Scan 9. The first line of graph shows electrical activity of the left temporalis anterior (LTA). The next line is right temporalis anterior (RTA) and the 3rd and 4th is for the left and right masseter muscles (LMM, RMM). Only the temporalis anterior muscles will be discussed in this study.
These values increased to 18.1uV and 2.9uV respectively when the patient lightly bit down on the back molars in scan 10.
The average electrical activity of the left temporalis anterior muscle decreased to 3.1uV and the right temporalis anterior muscle decreased to 2.4uV after acupuncture treatment was given on the right side.
The decreased electrical activity of the left temporalis muscle from 18.1uV to 3.1uV strongly suggests effectiveness of the acupuncture treatment on the contralateral side. The slight decrease in electrical activity on the right temporalis muscle from 2.9uV to 2.4uV may be explained by a synergistic action of muscle activity that resulted from muscle relaxation on the left side. This objective data confirmed the patient's subjective reports of relief from headache that she communicated while receiving acupuncture treatment.
Summary of CASE STUDY ONE
Scan 9 showed EMG activity of 1.6uV on the left side and 0.8uV on the right side. Scan 10 clearly shows an increase in EMG activity when the patient occluded his teeth, but greater increase on the left side (18.1uV). Scan 11 showed that EMG activity decreased to 31uV (-82.9%) on the left side and to 2.4uV (-17.3%) on the right side when acupuncture treatment was applied only on the right side.
A 56-year-old female patient reported severe bruxism and a right earache that had persisted for over 10 years. Though physicians informed the patient that she had normal right ear function, her earache continued with no relief. The dental examination revealed clicking of the TMJ significantly more on the right side. In addition to the clicking, the patient's teeth were flat and worn down and she could only occlude one side of her back molars at one time.
Scan 9 shows stable temporalis muscles on both sides. Scan 10 was recorded with a light occlusion, the first half with the left side molars and the second half with the right side molars. The right temporalis was higher than the left side whether the patient occluded the right or left molars, which explained the patient's persistent right earache.
Acupuncture treatment was given bilaterally for 20 minutes. The first half of Scan 11 recorded left side occlusion and second half of the scan recorded right side occlusion.
A significant decrease in EMG activity in both temporalis anterior muscles was observed after application of acupuncture treatment. The acupuncture treatment was applied to both sides simultaneously in order to observe the bilateral response.
This case is unique because the patient was only able to occlude one side of her back teeth at a time. At rest without occlusion, Scan 9 showed an EMG activity reading of 1.0uV on the left side and 1.4uV on the right side. Scan 10 shows general increases in EMG activity regardless of whether the patient occluded her right or left side teeth. EMG activity on the left side increased to 1.4uV when occluding the left back teeth and 1.5uV when she occluded the right side back teeth. EMG activity on the right side increased to 3.9uV when occluding the left side back teeth and 3.4uV when occluding the right back teeth. The higher the EMG activity readings on the right side, regardless of occlusion side, explain the patient's subjective complaints of a persistent right earache.
Scan 11 shows decreases in EMG activity on both sides regardless of whether the patient occluded her right or left side teeth. EMG activity on the left side decreased to 1.1uV when occluding the back left teeth and 0.8uV when occluding the back right teeth. EMG activity on the right side decreased to 1.4uV when occluding the left back teeth and 2.0 when occluding the right back teeth. On average, this represents a 34.4%decrease in EMG activity on the left side and 53.4% decrease on the right side post-bilateral acupuncture treatment.
These case studies lets us know, through the EMG activity readings, that acupuncture treatment strongly affirm the effectiveness of the acupuncture treatment. It also shows that the symptoms of earache, migraines, neck & shoulder pain, and TMJ can be treated with acupuncture treatment.
This study was done by a Rancho Cucamonga Dentist, Dr.Andrea Choi, who currently practices dentistry and acupuncture in her private practice in Rancho Cucamonga.
Creating comfort for your smile.


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Henry Tan
I started this text and this idea as a result of I consider everyone deserves a chance to start out their very own business, to serve others, and in doing so to create a better life for themselves. Within the eyes of a potential acquirer, Yahoo offered some form of equity worth, measured not by growing flows of operating money, but from the metrics that expertise companies with digital-promoting enterprise crave: subscribers, views, and clicks from a predictable core. To seek out the sensible and value-efficient enterprise resolution for a similar method with business finance negotiations, it's helpful to first know who and what to avoid. Knowledge of finance isn't only required by Monetary Managers or working professionals, however is a required and most elementary studying for any particular person. There is another argument that private-equity companies thrive when fairness markets soar, the better for them to consider promoting refurbished corporations back to the general public market.
These corporations, which are often younger and highly innovative, tend to fail in raising adequate finance because of the conservative, asset-based lending strategy adopted by the smaller banks/regional branches. Financial establishments (including banks and some insurance coverage companies) scramble to accumulate traders' assets (starting from individuals to establishments and mutual funds) and cost fees for holding and investing them, based on standards. Irrespective of how many part time minimum wage jobs they work, it is by no means enough to regain their earlier financial standing. For superior positions, employers often require a master's diploma in business administration (MBA) or a grasp's degree in finance.
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And to take action, financial experts are available in practice, who're the potential business individuals having MBA in finance or equal educational qualification they usually flip to be the connection between customer and firm stakeholders. The PMO is led by Islamic Finance Advisory and Assurance Companies (IFAAS), a global consultancy firm specialised in Islamic finance, in collaboration with Simmons & Simmons, an international law agency. This calculator is supplied with the understanding that not one of the member companies of Principal are rendering authorized, accounting, or tax recommendation.


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For the second year in a row, Hello Productions is excited to announce it will be planning the Soldiers & Sailors Memorial Hall & Museum's Annual Gala and 100th Anniversary Wrap Up Event in October 2011.
This past October marked the 100th anniversary of Soldiers & Sailors Memorial Hall & Museum. The Cannon Ball Centennial Celebration, which was organized by Pittsburgh event planning company Hello Productions, kicked off the anniversary event. After a successful year of festivities celebrating a century of honoring veterans and the museum's vision for the future, Soldiers & Sailors Memorial Hall & Museum has contracted Hello Productions to plan its gala for the conclusion of the anniversary year.
This year's event will be held on Friday, October 14, 2011, and will feature performances from local theater groups and dance groups, brought together for a "Military Follies" production. Groups are still being accepted and interested parties are asked to contact Ashley at Hello Productions at 412-298-7333. Planning will continue throughout the year and more information will become available in the upcoming months.
For more information on Soldiers & Sailors Memorial Hall & Museum, please contact Marjorie Henderson at 412-621-4253 ext. 207. For more information pertaining directly to this release or Hello Productions, please contact Ashley Moss at 412-298-7333.


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Replacement Tub – Salt Lake City, UT
Replacement Tub
This Replacement Tub was installed in a bath showroom to display the depth and style of our EasyCare Bathtubs. This is a 60x32 tub with a soaking depth of 17″ and is our most popular model of Replacement Tub. The wall surround around the tub is our 4x4 simulated tile pattern with a Miami shampoo shelf for the soap holder.
Project Details
Client Bath Showroom
Date 9.27.2014
Products Bathtub System, Replacement Bathtub
Location Salt Lake City, UT 84118
See More at Bath Crest Home Solutions in Salt Lake City, UT
See Our Brochure
Request a FREE copy of the Bath Creations' Bathroom Remodeling brochure


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Thinking about the future of lighting is what LumenCache is there for, and that's not at the lamp level, but at the building level. Let's hit a few ideas.
- LED lights have a life of 100,000 hours, but the drivers burn out more like 25,000 hours. (I'm reciting from a presentation where I didn't take notes, so I could have it wrong, but I believe I have the jist of it right.) So, we're talking about a quarter of the life of the bulb thrown away.
- So, we get better drivers, kicking out DC power, which does not have to be high wattage, and we put 'em in a central location.
- Lower wattage means lower costs for lighting (and LEDs are getting brigher for less all the time) and lower heat. It also means that putting a battery with the system means you can keep the lights on and the system going through small power interruptions.
- The wiring doesn't have to be the high-wattage wiring we use to push standard electrical power. It can even be kicked over CAT5. It isn't Power Over Ethernettm but it is power over ethernet cable. CAT5 has four pairs, and the standard only uses the outer pairs, so they're putting power over the center while keeping bits on the outside. (It has been a decade since I last crimped an ethernet cable, so I might have some of those details mixed up, please see your cabling professional.) So, you can use some of your runs to go to your WiFi access points.
- Control is also at the center, but definable to the switches (and they can be standard switches) and also (presumably) via computer controls, web applications and smartphone apps. Or at least in the future.
- And, it isn't just on/off. You can fade lights, too.
I don't expect that sort of wiring setup any time soon, but I hope it is clear that I love this idea.


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• A local, slice-of-life story from a Monitor correspondent.
CANTABRIA, SPAIN – Geologists are undecided whether El Soplao cave should be nicknamed the Sixteenth Chapel or the Cathedral. Either way, it is undeniably one of nature's best works, stashed deep in the earth's belly for hundreds of millions of years and now at the forefront of a subterranean economic revival of Cantabria, in northernmost Spain, on the Bay of Biscay.
Eleven miles of underground cavities, rooms, and hallways hold the world's biggest known treasure of eccentric formations – an infinite array of pure white and transparent limestone structures that seem to defy gravity.
More commonly, stalactites and stalagmites take shape from dripping mineralized water (containing calcium carbonate) that over centuries form columns. Eccentric formations here grow sideways, slanted, or in every tridimensional way they please.
They twirl into springs, needles, nodules, bubbles, even transparent serpentlike sheets that hover from the roof. Scientists are unsure how some of these structures formed, though magnetism from the iron-ore walls is thought to have had something to do with it.
The cave remained undisturbed even after zinc miners discovered it by chance in the middle of the 1800s, using its concert-hall-sized hollows to stash rock. After closing for business in 1979, the cave was reopened to the public in 2005 as part of the local government's efforts to use its subterranean wealth to attract more tourism.
Ten rooms in the cavern have been declared UNESCO World Heritage Sites, nine of them in the past year, for their assortment of prehistoric cave drawings. Cave tourism has increased 15 percent in the past six months, reaching almost its maximum sustainability levels.
El Soplao's candidacy as a World Heritage Site in its entirety is also being prepared, by reason of its natural beauty, not its early inhabitants. The government, which at first questioned the tourist-drawing potential of El Soplao, is now planning a huge theme park – underground.
And though explorers found an unprecedented, 75-foot-long pocket of blue amber – amber containing the preserved remains of previously unknown insects from 110 million years ago – they don't expect a reprise of "Jurassic Park" anytime soon.


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What it is
Pukka Love Tea offers a blend of organic rose, chamomile & lavender flower tea to warm your heart. This Ayurvedic blend can be drunk day or night to balance your mind and support overall health. Rose and lavender warm the heart. Elderflower and chamomile relax and soothe. Marigold petals are beautifully balancing.
- Delightfully warming and soothing, it will help you feel cherished and well nourished
- Naturally sweet, delicately aromatic blend based on Ayurveda, the ancient art of living wisely
- Individual sachets protect the high essential oil content so the organic herbs bring you the fullest flavour
- Naturally caffeine-free, 100% organic formula with the highest grade of sustainably cultivated, organic herbs
- Drink anytime for a wonderfully relaxing and enjoyable moment
How to Use
Infuse the tea bag for at least 5 minutes in freshly boiled water and enjoy!
UK Standard: £3.95
FREE for orders over £25
Fully tracked with SMS/email updates. Usually 2 - 4 working days to any UK address including Channel Islands and Isle of Man. Allow up to 7 working days for delivery.
UK Next Day: £6.95
Fully tracked with 2 hour ETA and SMS/email updates. Delivery the following working day for orders placed before 1pm any working day. UK Islands, Highlands and remote areas may require 2 working days.
Europe: £3.95
FREE for orders over £25
Fully tracked for orders over £100. Usually 4-9 working days. Allow up to 14 working days for delivery.
International: £3.95
FREE for orders over £25
Standard delivery only. Usually 7-14 working days. Allow up to 21 working days for delivery. Customs duties and local sales taxes are the sole responsibility of the customer.
Every effort is made to provide you with accurate ingredients however, the product manufacturer may change ingredients without our knowledge. Always read the ingredient label on the actual package before using this product. If you have severe sensitivities or allergies, always contact the manufacturer directly to confirm the latest ingredients. We cannot be held responsible for the accuracy of ingredient or nutritional information we provide nor liable for any adverse reactions caused by the products we sell. We are constantly in the process of updating ingredient information. If you have any queries relating to any ingredients, please Contact Us and we'll be happy to help.
Rose and lavender warm the heart • Elderflower and chamomile relax and soothe • Marigold petals are beautifully balancing - See more at: http://www.pukkaherbs.com/love.html#sthash.veN5DwK2.dpuf
Pukka Love Tea:
- Formula: 100% organic. Vegetarian & vegan. Free from caffeine, dairy, wheat, sugar, corn, yeast and soya.
- Certifications: Certified organic by the UK Soil Association and USDA. Kosher.
- Origin: Made in UK.
- Packaging: 20 individual sachets in recyclable cardboard box. Packaging sourced only from sustainable forests.
- Shelf Life: Use by best before date shown on product.
- Animal Rights: Not tested on animals. Cruelty free.
About Pukka: Pukka products are formulated according to Ayurvedic principles, designed to strengthen skin defences and promote maximum health and wellbeing. As well as each product being Fair Trade approved and certified organic by the UK Soil Association, Pukka products are also completely free from parabens, petrochemicals and are vegetarian friendly.
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Puerto Rico
quite the collection ya got here. you are a top-notch rider, hope to see ya on the road some day! (come to richmond, va!!!)
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Dr Maree Petersen
Researcher biography
Dr Maree Petersen is a lead investigator on a number of research projects concerned with housing and older people. A program of research over the past six years has comprised three projects concerned with understanding older people's homelessness in Australia, addressing the housing and support needs of older women experiencing homelessness, and advocating for the intersection of housing, homelessness and aged care policy. A new ARC Discovery grant will add to this program of research with a large qualitative study examining the life course circumstances that result in insecure housing tenancy in old age. The project aims to identify the critical points at which intervention will prevent the emergence of housing disadvantage.
Maree has a longstanding interest in older people's access to community aged care. She was a CI on an ARC project concerned with rural older Australian's wellbeing seeking to understand the experience of growing old in rural and remote areas, and access to health and aged care services. A project concerned with how older renters manage their health in private rental housing, in particular accessing home maintenance and modifications, extends her concern with the wellbeing of poor older people.
How older people manage the financial and contractual obligations in retirement village life brings attention to the difficulties people with limited resources experience in managing their residency.
A social work background brings a focus on disadvantaged older people to her research, in particular the connections between health and wellbeing of poor older people, housing, and the community they live.
Dr Petersen teaches in social work, and supervises students in social gerontology; and housing, homelessness research. She is Program Lead for the Masters of Social Work Studies program.


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Dental Treatments & ProceduresLearn about our treatments that help you put your best smile forward!
We strive to make you smile with a wide variety of dental procedures.
To learn more about specific dental treatments, click on a procedure from the menu above.
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Bedrooms: 2
Capacity: 3
Direction: Living room and 2nd. bedroom face balcony
Size (ft²): 807
Balcony (ft²): 75
2 bedrooms´apartment in a new building,(three years old) located between the train stops of Belgrano and Nuñez.(Tigre railway) (Approximately 7 blocks from each stop), 200 meters from Libertador Ave. and 6 blocks from Cabildo Ave.
2 bedrooms, 2 bathrooms, bright, new, spotless.
Full kitchen, wooden floor, beautiful balcony accessed from both bedrooms and from the living-room.
Ground telephone line.
Season swimming pool and barbecue.Meeting saloon and solarium.
Master bedroom with en suite bathroom, with dressing.There is bathtube in main bathroom. The second bathroom has a shower.
You reach the balcony both from the living room and from the 2nd. bedroom. All rooms are bright and onto the street.
Modern kitchen,with fridge with freezer, gas stove with oven, microwave, blender, toaster, washing machine, dryer.
Water heater in the apartment. Air conditioning (C/H)in each room.
MonthlyUS$ 1530
WeeklyUS$ 650
Included: All included: Internet Wi-Fi, electricity, weekly maid with linen and towells changed
Accepted method of payment: Cash.
Min. Period of rental: 1 week
Very quiet location between Núñez and Belgrano.
Highly recommended. Close to train stops, and 6 blocks from Cabildo Ave.
Bright, quiet, sunny
Season swimming pool. Only used in summer. Grill for making asados.
SUM. Multipurpose Room
The dryer heat sends heat at hanging clothes. It is not the traditional type
General Info:
Bathrooms: 2
Near to: Museums, Churches, Discos, Parks, Cinemas, Restaurants, Stores, Banks, Wash Stores, Bus Stop, Coffee Stores, University.
Not Available


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Why to Visit Santiago de Chile
By: Lauren Hutton
There is so much natural beauty to see in Chile; the arid deserts of the north, coastline, lakes and glaciers in the south. It can be overwhelming to fit this into say, a 5 day trip. Or perhaps you don't have the funds to travel Chile from top to bottom? You may think that Santiago is a pretty dull city compared to all the rest the country has to offer; a limbo, a middle-ground that you must traverse in order to arrive at the real Chile?
I wouldn't blame you. How could uninformed travellers know about all the hidden gems of Santiago that make it a venturesome city to spend time in?
Here is a list of 5 hidden gems in Santiago that can turn your 5-day stop-off from a second-rate transit, to the outdoor adventure that Chile really is:
Cerro San Cristobal
The famed Cerro San Cristobal. You can climb it (medium difficulty as there are some steep slopes), you can mountain-bike it (still not quite sure how they manage that), or you can do the lazy option and take the cable-car up (I like to refer to this as the brave option.) Provided that vertigo may have hindered my full appreciation of the beautiful santiaguino views; green valleys, and shiny skyscrapers, whilst dangling 2,890 ft above in the air.
Even though this addition to the list is quite obvious, it wouldn't be right to leave San Cristobal out of this countdown. There is so much to do and see here; visit the statue of the Blessed Virgin Mary, the Chilean National Zoo, the Japanese Garden, and more!
Cerro San Cristobal is one of the main cerros, and attractions of Santiago. It boasts two public swimming pools Antilén and Tupahue that open during the Chilean summer months, and there you can spend the day playing cards and dominos with friends, having a picnic, all the whilst being surrounded by the cityscape below.
Mirador de San Carlos de Apoquindo
As mentioned in a previous article 5 reasons besides wine travel Chile 4 reasons not to
(see https://vamospanish.com/5-reasons-besides-wine-travel-chile-4-reasons-not) , Santiaguinos love their sunsets. And for a compelling reason; with all the natural beauty their city has to offer.
Miradores, or "viewpoints" are places where you can see the entire valley and landscape. These are the perfect places to go watch the sunset or the city nightlights with friends, or perhaps a romantic outing with the [email protected]. There you can choose to contemplate the view, your existence, or perhaps just exchange some saliva with your date.
Oh, I ought to mention that Mirador San Carlos de Apoquindo is locked up in the evenings, so you'll have to bring out your inner rebel and squeeze through some delinquently warped bars to get through. Nevertheless, once you are through, you can recline on a bench and breathe in that fresh Santiaguino air that smells heavily of marijuana.
Cajón del Maipo
Cajón del Maipo is a canyon within the metropolitan region of Santiago that's got the entire package. Forget about that 10 hour bus trip to Pucón and saunter yourself to Cajón del Maipo.
Hills, hiking and horse-riding. Rivers such as Volcán, el Colorado, el Yeso where you can windsurf and river raft. And thermal water baths where you can relax those sore muscles after all that extreme sporting – "¡si, por favor!".
The Canyon is breathtakingly beautiful, and equipped with cabins so that you can spend a couple days making the most of what the area offers. You will completely forget you are technically still within the metropolitan region of Santiago!
Parque Bicentenario
This one is a no-brainer. Where is the best park in Santiago? Bicentenario! Of course! Why? Ok let's start by describing it as a green oasis in the middle of a big and bustling city. The park is a huge 30 hectares, it literally stretches through Santiago like a ribbon and even connects with Cerro San Cristobal.
El Parque Bicentenario offers a quiet and relaxing place to get away from the fumes of the city. I enjoyed brining a picnic with friends and playing cards under the shade of a tree, or doodling in a notebook by my lonesome whilst listening to music. So relaxing.
For the sport-seekers, there are bicycle paths. For the nature and animal lovers, there are ponds with swans and flamingos. The air is clean! Who needs to leave the capital anyway?
Santuario de la Naturaleza el Arrayan
I'm not saying that I've left the best for last, but neither am I saying that I haven't.
Have you found yourself in Santiago during those scorching months of December, January, or February? It can be tough. No pool? Santiago's already got you covered! (see reason 1). But are you looking for something more natural than a chlorine-drenched pool? And do you want to actually able to SWIM in the water rather than being assaulted by it? I'm not naming any names but VIÑA DEL MAR. So, if you are looking for something more in tune with nature, but not too much of a trek out of the city. Look no further than Santuario de la Naturaleza el Arrayan.
Santuario de la Naturaleza el Arrayan is an excellent escape from the craziness of the city. It's a charming set-out with picnic areas, quinchos for barbeques and a trekking path that follows the Mapocho river which extends deeper and deeper into the mountains, an entire 10 kilometers before ending at a waterfall. As you make your way up the trekk you'll come across natural pools such as "Baños del Cal" where you'll be able to do more than flounder about, and actually submerge yourself in the revitalizing chilly, freshwater.
Not to mention there's an abandoned castle to discover, and horseback riding trips can be arranged as well. If that doesn't sound like a blissful day out in Santiago, I think you should reevaluate your life.
So this is my pinnacle list of reasons not to leave the Chilean capital of Santiago during your short stay. Feel free to leave comments below if you enjoyed the read or think I've missed anything out!
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Our Youth Faith Formation at St. Joseph's will help your children grow as Disciples of Christ, a process in which you – their parents – have the primary role. St. Joseph's will do this by providing catechesis for all children on Sundays between September and April. We will give special emphasis to sacramental preparation.
Registration: If you still need to register your child, please call the church office, Thank you.


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Even though it took Alex Reyfman, the former head of credit derivatives research for Bear Stearns, four price cuts before he finally sold his Upper West Side co-op, he ended up getting only $540,000 less than his first asking price.
Another former Bear Stearns executive won't be as lucky.
According to a Corcoran listing, Jeff Urwin, who had been co-head of investment banking at Bear Stearns (and a member of the firm's management committee), has cut the price of his townhouse from $32,750,000 to $26 million. The 21-foot-wide mansion, that listing says, has a 35-foot-long music room; a garden and two terraces; "indulgent" and "top-of-the-line" kitchen appliances; a master bedroom suite "with his-and-her baths and dressing areas" (with custom cabinetry); and a basement that's "a haven for exercise and relaxation."
Nevertheless, the listing has apparently had a bumpy ride. According to StreetEasy, it was listed in mid-February, taken off the market that month, put back on in March, taken off again in May, but re-listed that same month.
Mr. Urwin, who was hired by JPMorgan after Bear's fall (and given the title Head of Investment Banking Coverage in the Americas), did not return a message left at his office. Last week, a source from his new firm complained on the blog Dealbreaker about "all of these bullshit systems and internal bureaucracy" Mr. Urwin has set up there.
Other Bear veterans are having real estate troubles, too. Mark Goldstein, a leveraged finance banker who became the co-head of Bear's European investment banking in 2007, is still asking $12 million for his 1000 Park Avenue sprawl, even though it's been on the market since the autumn. Earlier this year, Bear Stearns' ex-COO Alvin Einbender, who bestowed the nickname Ace on his old college roommate Alan Greenberg, cut his $30 million, barrel-vaulted, four-bedroom, 6,600-square-foot apartment in the Police Building to $26 million. "Just, you know," he said then, "you live in a world that's not static. And you re-evaluate your position, frequently, as I always have."


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The nominee of the National Front in France, Marine LePen, has announced that the only solution to the Syrian crisis is Dr. Bashar Al-Assad. Needless to say, she will be a welcome change from the rabid mass murderer and internationally despised weasel, Francois Hollande. Let us hope for her success and the return of France, finally, to its senses.
2 separate, but simultaneous suicide attacks took the life of Maj. Gen. Sharaf Hassan Da'bool, a personal friend of the Syrian president and a Military Security specialist in the Homs branch of that service. It happened this morning when 6 Nusra/Alqaeda terrorists managed to penetrate security cordons around 2 internal security bureaus, to wit, the Directorate for State Security and the Directorate for Military Security in the western quarters of Mahatta and Al-Ghoutaa in Homs City. The 6 terrorists wore explosive belts filled with C-4 or Semtex. The explosives were given to them by Saudi Arabia via Turkey. The targets were 2 well-manned checkpoints at the entrances to the security services' buildings where another 32 soldiers were killed and about 24 wounded.
After the explosions, the remaining 4 terrorists who were committed to dying, got their wish and were sent to their separate chambers in Hell. A half-hour long gunfight ensued as the SAA took to the offensive, surrounding the terrorist hyenas, and forcing them to explode their belts killing themselves and, sadly, a number of our infantrymen.
Today, all day, the SAAF has been pummeling the only quarter of Homs City which still has rodents in it. All day, the area of Al-Wa'ir has been bombarded. It is totally abandoned now with only rodents inside. The president has ordered the quarter razed to the ground with all its vermin inside.
At the Al-Manshiyya Quarter, the Nusra/Alqaeda terrorist enterprise has had little luck. This morning, in what appears to be a coordinated attack with the suicide bombings in Homs City, 200 terrorists made another attempt to regain lost ground in this quarter but were stopped cold by alert SAA soldiers who had received intelligence about the assault earlier from local and patriotic citizens. The attack came from 3 directions: Al-Masri Roundabout, west of Al-Zumaytiyya Hill and west of the Old Customs Building in the south of the city. One pickup with 23mm cannon was destroyed along with 2 armored cars and 2 suicide trucks. SAA artillery also reportedly destroyed a Nusra/Alqaeda command-control center as the army responded to the attack with ferocity.
Yesterday, the SAA destroyed 3 suicide trucks belonging to Nusra/Alqaeda at Al-Manshiyya. The trucks were put in place for the attack that occurred today. The army knew about this attack since yesterday, at least.
Busra Al-Shaam: 2 trucks loaded with weapons and ammunition were destroyed by SAA rangers.
At the Red Hills (Al-Tulool Al-Humr) in the northern sector of the Golan Heights east of Hadhar Village, SAA artillery rained death down on Zionist-allied Nusra/Alqaeda and killed their leader, Iyaad Kamaal (nicknamed: "Moro"). He led a terrorist gang called "Hermon Group". Weapons and ammo were also destroyed.
The SAAF continued its campaign of annihilation against ISIS here at the following areas: Al-Tharda Mountain, Panorama, The Cemeteries, Sariyyat Junayd.
Al-Bukamaal: Something bizarre has taken place here concerning a leader of the "Hisba" unit of ISIS. He was killed under strange circumstances yesterday leaving his followers apparently shocked and confused. I hope to have more about this later.
Al-Mayaadeen City: 4 rodents were assassinated by SAA operatives as they slept.
Tallat Shu'ayb: This is a strategic hill overlooking the Cemeteries which was liberated last Wednesday by the SAA.
ALEPPO: Here are the 15 towns liberated by the SAA in Eastern Aleppo:
Rasm al-Hirmil
Tabaarat Maadhi
Rasm Al-Khabbaaz
Rasm Al-Sheeh
Umm Khirza
Abu Jabbaar
Qasr Al-Burayj
Khirbat Al-Mansoora
Mustareehat Meeri
Khirbat Kibaar
Saleem Mountain (strategic)
To do this, the SAA destroyed 8 suicide trucks and killed over 130 foreign rodents of ISIS. 500 square kilometers were liberated. Today, the SAA's engineers were out dismantling IEDs and mines.
Samer Hussein sends this news report about a rodent who killed 20 Syrian soldiers execution style going on trial in Austria:
Sharmine sends this one about U.S. use of depleted uranium on innocent civilians in both Iraq and Syria:
More hilarious propaganda cited by Waf Halabi. This one's a howler:
Brandon outs McCain again for his support of terrorism. Another great article for students of the MSM:
And here's more from Waf about McCain who ought to be hanged:


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Chicken Coop Chatter©
Keep your mouth shut unless you have something to crow about.
Feather your nest well; as the hen, be patient, devoted and teach your brood the skills they need for their future safety, self-reliance and well-being.
The Rooster may crow, but the hen rules the roost.
Some hens and roosters can be bullies. Remember, a bully pretends to be tough, but they are showing their weakness and will eventually be plucked by others.
A rooster is a fierce protector and will sacrifice his life for his flock. Protect your family and be willing to lay down your life for them.
When you cross the road, others may question your motives, but with strong belief in yourself and your goals, you can follow a new path no matter the criticism.
No matter how pretty you are on the outside, you can be tough on the inside.
Never count your chickens until they hatch. Disappointments are bound to happen.
Never put all your eggs in one basket. Whether that's time, money, energy or emotion.
Eventually, even the most independent will come home to roost.
Respect the pecking order, or you will be at the bottom, no matter where you started.
Make sure if you're going to cackle that it is in praise and with pride, not with gossip to bring others down.
Take time to molt. Like chickens, we all need to rest and rejuvenate.
If you try to take flight, your wings will get clipped. Fleeing from your fears, from responsibility or from reality will always bring you down.
The farther you free-range, the higher the risks.
A rooster leads his flock to the best morsels, while he stands guard and patiently waits for them to get their fill before he will step forward for what may be left over. Be willing to make those sacrifices for your own *flock*. Selfishness, breeds selfishness.
Be good to your flock or you will get plucked.
A rooster is the leader of his flock. You're either a leader or a follower, but be sure if you're following that it isn't down the wrong path or with blind trust.
When there is no rooster, the lead hen will assume the role. If you are a single parent you can still lead responsibly; guide. protect, discipline and nurture.
Do not tread on another's territory without permission or you will ruffle feathers.
Don't run around like a chicken with it's head cut off, it will get you nowhere. Set goals and follow through even if it's one step at a time, you will get to where you need to be.
Spend time with your family, even if they seem a little cracked or scrambled.
One bad egg does not have to spoil the whole carton.
A hen shows pride in her accomplishments by cackling, every time she lays an egg, yet others in the flock will generally ignore her. This is pride of accomplishment, not to be mistaken for bragging. Be proud of your accomplishments, even if no one else appears to be.
Stretch your wings. We all have abilities that we may not think we have, but you will never know if you do not extend yourself and give them a try.
A chick develops over time, then works hard to break out of it's shell. It then rests, fluffs up and is ready for its new life in a new environment. Be like a chick. Take time to develop strength and perseverance so you are able to break out of your own shell to face the new experiences around you.
Build a nest egg for your future. There are no guarantees in life, but if you squander, and do not plan for the future, life will be difficult when there are emergencies or you are unable to work.
Whoever, and wherever you are, Be a good Egg.
Chicken Coop Chatter© All Rights Reserved 2011-2017


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This months challenge over at JBS is to mix up the old with the new. It's my first layout for JBS, so I was excited to take part.
I combined the "homegrown" paper from the Homespun Paper pack with the new Be Our Guest - Mini Papers. The little house worked perfectly for my apple orchard theme. And those chalkboard alpha stickers have been a fave of mine for a long time. I mixed them with the new red shadow alpha to highlight the word "apple" in my title.
Hope you're able to be creative this weekend!
Saturday, September 17, 2011
Posted by meganklauer at 5:24 AM
1 comment:
- Lisa Dickinson said...
love seeing your style + jbs stuff! :) fabulous!
- September 20, 2011 at 5:57 AM
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