text:
Danny Dorling In 1988 housing rent controls abolished. In 2016 inequalities & poverty get bigger & bigger.
Taxpayers Against Poverty – Affordable Housing Campaign BLOG 9. Rent regulation, common in Europe and many states of the USA is now urgently needed across the UK.
The fight for affordable housing is a battle that we can win again
Danny Dorling uses the 84 years of my life as a peg on which to hang a recent history of housing and inequality in Britain. When I was born in 1932 many people lived in slums and the UK was incredibly unequal. When I was 5 the best off 1% of the population took 17% of all national income. When I was 25 the best off only took 9% of all national income. The great transformation had taken place in the 20s and 30s because rents were regulated from 1915; that was won by rent strikes in Glasgow. When I was 25 the Conservative Prime Minister Harold Macmillan built many council houses. Throughout the 1960s and 1970s people were better-housed year after year. When I was 45 the best off took only 6% of national income. By the time I was 65 that had doubled to 12%; now I am 84 it has risen to around 14%.
The catastrophe of rising inequality and poverty can be traced to the abolition of rent controls, the deregulation of lending and the flood of national and international speculation into a UK housing market in short supply[1]. That was done by the 1979 government. The 1997 government let it rip. The 2015 government financed an increase in the value of property to win votes until the change of Prime Minister in 2016 when the U-turns began. Rent regulation, common in Europe and many states of the USA is now urgently needed across the UK.
There is now a severe housing crisis in the UK. Taxpayers Against Poverty has called for an immediate rent freeze for a year in all sectors private, registered social landlords and councils, while rent regulations are brought in.
Please consider funding tap with a monthly contribution
Today's housing crisis: sown by Thatcher, harvested by May
Danny Dorling
Margaret Thatcher's government sowed the seeds of today's housing crisis when it abandoned rent regulation in the private sector. Those seeds were watered by the administrations of John Major, Tony Blair, Gordon Brown, David Cameron and Nick Clegg who failed to realise the extent of the growing disaster that they were all nurturing. The results are the bitter harvest that it falls on Theresa May's government to reap: rising homelessness, fear, destitution and dismay. The housing crisis will not end until homes are again seen as places to grow people, not profit.
Paul Nicolson, the retired vicar who created Taxpayers Against Poverty is 84 years old[2], born on 10th May 1932.For most of his life Paul saw the battle for better housing being won again and again. He was a child in an era when most people rented privately, when most housing was overcrowded, when many people lived in slums and the UK was incredibly economically unequal.
In 1937, when Paul was five years old, the best-off 1% of the population, which then included many landlords, took 17% of all national income. Of every six shillings received by anyone earning in the UK, one went to this tiny parasitic group of people, and most of what was left went to those who were almost as well off as them. The vast majority of people in Britain were poor and their greatest expense was the rent.
In 1957, when Paul was 25 years old, the best-off 1% only took 9% of all national income. A great transformation had taken place and it had begun before Paul was even born. Rents had been regulated since 1915 and so the takings of landlords fell throughout the 1920s and 1930s. Slums were cleared to the ground and new social housing, and housing with mortgages was built.
In 1957 the Conservative Prime Minster, Harold Macmillan would tell people that they had 'never had it so good'. His administration did build many council houses; but people had never had it so good because they had never been more economically equal, and that was won by rent strikes in Glasgow ushering in that rent regulation in 1915 and then by campaigners winning concession after concession from Conservative and Liberal politicians, then another war, and then a brief but extremely effective Labour government (1945-1950).
More and more better quality housing was built as the population grew in number. Most of the rest was much greatly renovated. Social security was improved and tenants rights further strengthened. Throughout the 1960s and 1970s people were better-housed year after year, overcrowding declined rapidly and housing quality grew. Because rents were so affordable and the rich were controlled, by 1977 (when Paul was 45 years old) the best-off took less than 6% of all income in Britain; three times less than when he was born. The lowest they have ever taken.
Paul could have expected the situation to become better still. It did in most of the rest of Western Europe in the years that followed, where people are usually better and more affordably housed today than they have ever been before. But it did not get better in Britain. In 1979 a new kind of Conservative government was elected and it tore up the previous protections. Rent regulations were abolished, along with the building of social housing, and a rise in inequality was encouraged. Mrs Thatcher called it "letting tall poppies bloom". The result was a catastrophe of national and international speculation by the better off, and especially by the very richest 1% who gained the most as most others began to lose out. Housing prices and rent soared.
In 1997 (when Paul was 65 years old) the take of the 1% had doubled to 12% of all national income each year. This occurred in just twenty years. When he turned 75, 10 years later in 2007, that take had risen to over 15%. Levels of inequality had returned to what they were when Paul was a teenage boy. Today their take remains very high, around 14% or a seventh of all income, although increases in tax avoidance makes the precise proportion harder to estimate now. OECD estimates suggest that income inequality is now highest of all the countries it compares in Europe.[3]
Thatcherism had taken such a hold of the thinking of those at the top that even the election of a Labour government in 1997 did not halt the rise in economic inequality or the deterioration of housing affordability for most people. Those that ran that Labour government no longer understood why rent regulation was needed and why the rich getting ever richer and buying up more and more homes created misery for the majority. The number of people renting privately doubled between 2001 and 2011.
New Labour believed that the rich should be rewarded and the poor should be bullied. Sanctioning of the benefits of the poor first rose abruptly under the 1997-2010 government. It was not a real Labour government and although it quietly spent a great deal on renewing some social housing that had been neglected, it did not help make housing more affordable. When it was kicked out of office in 2010 it was because it failed to secure enough support from those it had championed in the past.
The 2010 coalition government's greatest "achievement" was to sanction over one million benefit recipients in 2013. More money was taken from the poorest people in Britain that year through benefit sanctions than all the fines imposed by magistrates and sheriffs courts.[4] A new poor law had been introduced. But still the Labour party did not offer the electorate a change in direction large enough to be worth voting for.
The Conservatives won a very narrow working majority in 2015 and quickly set about trying to dismantle the remnants of the welfare state, including affordable housing. They were lead by David and George, people who had been teenagers when Margaret Thatcher became prime minister and who worshiped her as a hero. And they lasted only just over a year in office before Prime minster David Cameron had to resign and his chancellor George Osborne was sacked.
A great deal has been written about why Cameron lost the Brexit vote on the 23rd June 2016. Just as in the United States in the November 2016 presidential election, it was people from across the income spectrum who voted against business as usual. A majority of leave voters in the UK were middle class and, on average, Trump supporters in the USA were better off than those who did not vote for him.
The UK and the USA are the two affluent countries with the worst housing systems in the rich world, in which health is currently deteriorating the most, often largely as a result of housing problems. In both the UK and USA poorer housing and declining health have been linked more closely than any other factor to the political turmoil we are now in. It was the places where the old are suffering more that have voted most for change because they can remember a better past.[5] But neither vote is for a better option.
The change in the political mood is remarkable. People have not voted for better options because they were not presented with that choice, but they have voted against carrying on as before and they are now far less predictable in what they might now do. This has shaken politicians who are suddenly enacting U-turn after U-turn, especially when it comes to housing policy in the UK.
In October 2016 the Conservative government announced that its main flagship 'help to buy' policy would end abruptly on the 31st of December. Taxpayer's money would no longer be used to boost peoples' mortgages to help housing prices stay high and to allow people to borrow money that lenders would not otherwise lend to. It was a policy devised to ensure that homes remained expensive. For another four years lower 'help to buy' 20% loans on newly built property will remain but they too are now set to be phased out by 2020.[6]
When Paul was 84 the Conservative threatened to introduce "pay to stay" where social housing tenants would be forced to pay "market rents" if the combined income of everyone living in their household rose above £30,000 a year. Some 60,000 households would have been evicted from their homes after April 2017 if it had been introduced. Following months of opposition and protest, on November 21st 2016 the policy was suddenly officially abandoned.[7]
Three weeks earlier the Conservatives had delayed extending the right to buy to housing associations – another of their previous flagship policies. Ministers gave "Brexit" as the reason, but what they feared for was their own popularity.[8] The public mood was turning against them, and one by one they were unravelling their housing polices. It was housing that government turned to first to try to reduce the anger.
Before he gave his autumn statement on November 23rd the new chancellor, Philip Hammond, let it be known that letting agency fees would be banned in England and Wales. Those fees had been successfully banned years earlier in Scotland. When that happened the Conservatives said the idea would not work and that it would harm "the market". Now they suddenly embraced the idea. Shares in companies that made money charging such fees fell by 6% to 8% on that day because the fees had been being taken largely as profit by the share holders of the letting agencies.[9] The fees were bogus.
There are thousands of nasty pieces of law left to fight over. The so-called national living wage will rise to only £7.50 an hour from April 2017, but that is still 4% higher than now. Had corporation tax, not been reduced to 17% that minimum legal wage could have been increased further and faster or benefit cuts could have been reversed.[10] The tide has only just started to turn on housing polices. Families with disabled children are still having their benefits capped at new lower rates so that they will be evicted from what were previously secure tenancies and have to find cheaper insecure private accommodation wherever they can. That is happening now.
Councils will still have at their discretion the right to charge higher rents to some tenants; they just no longer have to do that. Insecure tenancy agreements will still be issued in social housing just like private renting, even as government continues to have to be told, again and again, that the beliefs of its ministers and MPs over housing are fundamentally wrong. At least now we know that they do eventually listen. Changes circumstances force in better polices when those are argued for again and again and when the population at large begins to no longer believe their leaders.
Paul was born between the wars. He was born at a time of rapid social progress although few people at the time realised this. The progressives fought and agitated for a better world and better countries because they recognized that conditions were so unfair and that change was possible. 84 years on and again with street homelessness rising, evictions rising, millions forced into poverty because of the high rent or high housing prices it is widely accepted that conditions are unfair but it is not yet widely accepted that great change is possible. That does not matter. It can be achieved as it was before: battle-by-battle.
Rent regulation, common in Europe and many states of the USA is now urgently needed across the UK. Paul Nicolson has called for a rent freeze in the private sector. We need this while regulation is being introduced, otherwise private landlords will try to push rents up even higher as they begin to realize that regulation is becoming a plausible political option again. It is in the private rented sector that the most urgent actions is required.
More social housing is needed, much more than will be provided with that the paltry new funding announced in recent days allows for; but at least we are at a new a beginning. Capital gains tax need to be introduced on privately owned homes to end speculation and it should be set at a much higher levels on second and subsequent homes. Government is going to need greater tax revenue soon. It was right wing governments that raised taxes the most when Paul was young, and in the two decades before he was born – because they had to.
We need to aim towards being a country in which people are as well housed as is now common on most of the European mainland. This is not asking for Utopia, it is asking for what already exists elsewhere. This is only possible if income inequalities are reduced. They do not simply fall by themselves and the UK is currently the most economically unequal country in Europe. The best off 10% take 28% of all income, a higher share than in any other European country; and the best-off 1% take half of that 28%!
One day we might have a fair land value tax. Good quality housing for all, including well adapted housing for the millions of us in old age, housing costing less than a third of our daily incomes. Housing we are happy with and that we can see our children starting families in. If all this sounds fanciful it is not more fanciful than imagining, in 1934, that within three decades a prime minster could declare that people in Britain had never had it so good; and then see his party voted out of office a year after he resigned in 1963, for something even better.
Private rent regulations were introduced in Britain under the 1915 rent and mortgage restrictions act, which was subsequently and repeatedly strengthened every year as income inequalities also fell from then right through to 1977 when Britain began the most economically equal it has ever been and the take of the 1% was lowest. However the rent act of 1977 was the last act of parliament that limited landlords' ability to increase rents as they wishes. The Conservative government that came to office in 1979 abolished rent controls in the 1988 Housing Act.[11] Every year after that housing became less and less affordable and income and wealth inequalities in Britain rose.
Do not underestimate how quickly things can change. The most important change of all is in what we believe to be right. In late November 2016 a young Labour MP spelt it out ""Why should people in this country work the longest hours in Europe and be paid some of the lowest wages? Why should people not be able to have access to an affordable safe home? Why do we have to wait in long queues in our National Health Service which is increasingly being sold off?". Clive Lewis explained that politics was not about "left or right" but about "right or wrong".[12] Change is in the air.
Taxpayers Against Poverty recommends a standard of affordability for governments to aim at were a home is affordable when the income remaining after rent, income and council tax have been paid is enough to buy a healthy diet, the fuel to cook it and keep warm, clothes, transport, other necessities, with enough left over for cultural and social participation. This is the standard that was first called for by Seebohm Rowntree in 1901 and which was opposed then by people who did not wish to see inequality fall.[13] There are always people who argue against progress. They failed then, they will fail again, and one day soon we will be able to set our sights higher.
[1] http://taxpayersagainstpoverty.org.uk/files/Z2K_Memorandum_to_the_PM_on_unaffordable_housing.pdf
[2] https://www.theguardian.com/global/2016/jun/08/vicar-dibley-paul-nicolson-council-tax-refusing-benefit-cuts-jail-prison
[3] http://researchbriefings.parliament.uk/ResearchBriefing/Summary/CBP-7484
[4] http://www.dannydorling.org/books/allthatissolid/
[5] http://www.economist.com/blogs/graphicdetail/2016/11/daily-chart-13
[6] http://www.yorkshirepost.co.uk/lifestyle/homes/help-to-buy-alive-well-and-staying-until-2020-1-8203452
[7] http://www.mirror.co.uk/news/uk-news/tories-just-quietly-ditched-one-9305426
[8] https://www.theguardian.com/society/2016/nov/22/death-pay-to-stay-government-housing-act-crumbling
[9] https://www.ft.com/content/ee2803a6-b0d8-11e6-a37c-f4a01f1b0fa1
[10] http://www.bbc.co.uk/news/live/business-38028907
[11] https://en.wikipedia.org/wiki/Rent_regulation_in_England_and_Wales
[12] http://labourlist.org/2016/11/lewis-not-about-left-or-right-but-right-or-wrong/
[13] https://en.wikipedia.org/wiki/Poverty,_A_Study_of_Town_Life


text:
STORY FROM: MDL Mass Tort & Class Action Monitor
Florida Woman's Lawsuit Ties Liver Tumors to Long-Term Oral Contraceptive Use
May 30, 2017
FT. LAUDERDALE, Fla. — A Florida woman who claims she developed liver tumors after prolonged use of the Seasonale and Seasonique has sued the manufacturer of the oral contraceptives, claiming the company failed to warn of a significant risk of tumors associated with the drugs.
Michelle Smith alleges in a lawsuit filed May 26 in U.S. District Court for the Southern District of Florida that defendant Teva Pharmaceuticals was aware of a nearly 25-fold increased risk of hepatic adenomas among long-term users of Seasonale and Seasonique. The contraceptives are designed to reduce the number of monthly menstrual periods from twelve ...
Associated Law Firms
Schlesinger Law Offices
Associated Documents

subset: commoncrawl


text:
The term comes from a verse in
Just to break the fast - gently - we played Neil Young's "After the Goldrush" which was probably just right in terms of tone and vibes with our audience, not to shell-shock them with anything too radical - then for Jerry Isru Chag we played Jerry Garcia and David Grisman from Squaw Valley, the PERRO Sessions and finally the Jerry Garcia Band at the Warner Theater 3/18/78 ... which is still playing as this is being written.
We'll hear Rebbe Nachman's "Tikkun HaKlali" at 9am Jerusalem Time this morning and then a couple of hours of Lorelai's "Morning Dew for the Morning Jew" Show - an eclectic mix of music today populated by tunes from Michelle Shocked, Tom Paxton, The Tzimmies, The Turtles, John Prine, Tina Turner, The Pretenders, The Kinks, The Beatles, Louis Armstrong, Sublime, Suzanne Vega, Gypsy Kings, Jefferson Airplane, Steely Dan, Fleetwood Mac, Stan Getz and more.
At 12:15pm we'll hear all of Jerry Garcia's first solo album "Garcia" and that should take us to about 1pm - when we'll be treated to the music of Israeli Super-Group TAMMUZ (they were "The Israeli Beatles" and still enormously popular here in Israel) until 2pm when Steve will take over the stream.
We've got Torah from Rav Avraham Sutton at 3pm as we begin Rav Sutton's "Through the Jewish Holiday" Cycle with teachings about ELUL - yes, it's the first day of Rosh Chodesh (the new month) Elul, 5770 (as we Jews reckon time) and "The King is in the Field" - HaShem has come down off His throne and walks amongst us, close to us and beckons us to come close to Him during this special time of Elul, the month preceeding the High Holy Days - and we'll take you even HIGHER on Radio Free Nachlaot - stay tuned!
Jerry Fans - don't despair! We promise to keep it coming. In case you're concerned with having any post-Jerry anxiety, know our NEW AND IMPROVED REGULAR BROADCAST SCHEDULE (stay tuned for the colorful grid!) features "DEAD (OR DEAD-RELATED) ALIVE" Jerry and Jerry-related music every Tuesday and Wednesday night from 11pm - 1am. Plus we're also playing "A Dose of Dead" Thursdays and Fridays from 5 - 7am Jerusalem Time.
That's not of course to the exclusion of any random Jerry-ness we may feel like putting into our regular schedule, of course! It's our radio station, we can do what we want to!
Chodesh Tov! Happy Jerry Isru Chag!


text:
Hi guys!!
We had so much fun doing this shoot with our new pal, Jordan! Just to update you on some new things in the Megan & Liz world– we've been back writing new music for the past two weeks now and everything feels right again. This is a new era of Megan & Liz and we can't wait to share it with you all. Love you all, always. xo – M&L


text:
I was recently cited in an article on minnpost.com which discussed epigenetics and cited some of my comments from the Religion, Society, and the Science of Life Conference at Oxford University back in July.
In her recent article, Sharon Schmickle notes how a Minneapolis life insurance company GWG Life, is collecting and analysing saliva samples for epigenetic markers in order to identify how an individual might beat his or her chronological age and either live longer or indeed die younger than predicted.
What is epigenetics? Traditional studies teach the basics of DNA, where every cell in our bodies contains our master code; the genes we have inherited to develop, grow and function for life unless a mutation occurs. However, it now appears that lifestyle and environment can influence our genes more than was previously thought, with groups of chemicals found in our environment, able to attach themselves to our DNA and effectively switch the genes on or off.
Many theologians and philosophers believe that biology has become too mechanistic, leaving little room for alternative interpretations of nature and its intricate systems – even, little room for mystery.
For me none of this is new; I think there has been a shift and biology is now more open to a holistic perspective than it was a few decades ago. I'm wary, of the deterministic view that human character and behaviour are shaped by genes alone; this is a view that distorts the reality of the living world. A more holistic view considers the complex relationship between parts and wholes.
"The idea that we have almost got nature sorted out excites some people more than the idea that nature is a mystery that we will never quite understand," Watts said. "If you get excited by the idea that we've almost got nature sorted out, then you're going to want to exaggerate the extent to which we have got it sorted out."
Epigenetics is a prime example of a more complex perspective on the science of life. At its heart is the recognition that in real life DNA interacts with other factors that can effectively switch genes on and off. At least at this point of the research, epigenetics kindles a new awareness of the many secrets of life that are yet to be discovered.
In research terms University of Minnesota scientists are studying such epigenetic markers as they play into obesity, smoking, cancer, heart disease and other conditions. These studies may help our understanding into how behaviour s— such as smoking — and environmental factors — such as air pollution or even stress — can change the ability of our DNA to function effectively. In turn, the research could also lead to new treatments and medicines designed specifically to target epigenetic markers.
I deal with these matters more fully in my journal Holistic biology: what it is and why it matters.
– Fraser Watts
Read the full article by Sharon Schmickle here:
Other articles citing the Religion, Society, and the Science of Life Conference at Oxford University conference can be found online at:
Mark Vernon
Tom Heneghan
Samuel Lieven
Jules Evans


text:
Medical Director
Dr. Greg Victor Tampus is the founder and medical director for Maryland Healthcare PC. He is a native of Cebu City, Philippines. He received his Bachelor of Science degree in Medical Technology and Doctor of Medicine degree from Cebu Doctors' University.
Dr. Tampus is currently the medical director at Autumn Care of Madison and Grace Health And Rehab Center and has been working in long term care for many years and holds both the Maryland and Virginia licensure.


text:
Article content
LANSING, Mich. — About 100 people crowded into Michigan Gov. Rick Snyder's office lobby to demand that the state continue to provide bottled water to Flint residents.
MLive.com reports the protesters gathered Tuesday for about 40 minutes until they said they were denied a meeting. They chanted "Flint is under class war" and "no Nestle water for Flint."
tap here to see other videos from our team.
Protesters: Bottled water should still be provided in Flint Back to video
Snyder ended Flint water distribution last month, saying the city's water quality had significantly improved since a lead crisis. The governor's office had no comment about the protest Tuesday afternoon.
Nestle Waters North America, which recently drew public opposition for its permit to increase water withdrawal in western Michigan, sends bottled water to Flint.
The protesters have convened in Lansing as part of "The People's Lobby Day," organized by the statewide advocacy coalition Michigan United.


text:
Brotherly love in playscale: finding diversity in fashion dolls and action figures from the 1960s to now: Barbie, Fashion Royalty, Momoko, Susie, GI Joe, Power Team, Mixis.
Wednesday, July 4, 2012
Happy Independence Day!
Say hello to Kelly who is celebrating the 4th the way many Philadelphians do: she's gone to the [New Jersey]Shore. Isn't Kelly's sand castle a work of art? She also has a rubbery doll, 2 plastic balls, and a little red bucket among her playthings for this set (Beach Time Kelly, #27084 20526, HO216 HO824). And a bottle of water that she keeps chilled in a small cooler - much needed water for a hot day like today.
Happy Independence Day to all celebrating it!
Subscribe to: Posts (Atom)


text:
Few articles are known prior to 1860. It's unclear whether this is because Matthew wrote more following the 'vindication' of his ideas in Darwin's On the Origin of Species, or whether he preferred to write anonymously prior to 1860, or whether he preferred to write in journals that are not currently available in open access digitized libraries (for example, the Mark Lane Express, which is specifically mentioned in the biography by Calman (1912) as one of Matthew's preferred journals). I suspect there are more articles by Matthew waiting to be found.
For a brief description of each article, see the Table of Contents.
For sub-pages on this topic, use the menu tree on the left-hand side of this webpage.


text:
Windsor Arch Top Button Back Natural Cream Fabric Dining Chair
The Elegant Windsor Dining chair is a high quality traditionally inspired classic arch top dining chair, upholstered in a contemporary Natural Cream Herringbone linen fabric. A perfect addition to any classic or contemporary interior.
The chair is fully assembled at manufacturing stages, and the solid hardwood frames are traditionally joined with mortise and tenon joints for an extremely strong design.
For full description and sizes please see below
Product Description
The Elegant Windsor Dining chair is a high quality traditionally inspired classic arch top dining chair, upholstered in a contemporary Natural Cream Herringbone linen fabric. A perfect addition to any classic or contemporary interior.
The chair is fully assembled at manufacturing stages, and the solid hardwood frames are traditionally joined with mortise and tenon joints for an extremely strong design.
The strong and attractive shaped legs are solid oak throughout, and finished in a medium oak protective lacquer.
The Windsor dining chair also benefits from the following features;
- Sprung and nylon belted seating area for long life and complete support
- Thick and durable contemporary Herringbone linen upholstery
- Ready Assembled at manufacturing stage
- Chesterfield Button Back Design
- Solid oak legs
- Generous sizes
- Invisible nylon foot caps to protect flooring
Overall a very attractive classic dining chair, designed for its durability and eye catching style.
Height – 101 cm
Width – 62 cm
Depth -43 cm
Seat Height – 47 cm
Weight per chair – 15 kg
If you would like to see a piece of fabric used on our seating to help guide you with colours, All you need to do is email us requesting a sample to email@example.com
Please include you name and address – and let us know which Fabric Samples you would like, and we'll get them out to you in the post 1st class.
If you have any questions in the meantime please don't hesitate to contact one of our friendly team directly on 0800 599 9795
There are no reviews yet.
Be the first to review "Windsor Arch Top Button Back Natural Cream Fabric Dining Chair"
CORONAVIRUS, (COVD-19), CURRENT UPDATE:Our Operations are running as normal. All Orders placed either by telephone or through our website will be processed as normal, we are not experiencing any delays – and our office is open Monday to Friday. All shipping and returns are also operating as normal. If you need any help or to place the order please contact one of team who will be happy to help. Thank you, and stay safe.
DELIVERYAt Capital We are confident that you will love your new Furniture so much, we always offer all of our deliveries free of Charge with a no fuss returns policy, and also a full money back Guarantee if you find any of the furniture not up to standard.
____All deliveries are pre-booked at a convenient time by telephone prior to dispatch. When the goods are ready to be shipped, we will contact you to let you know that your order is ready and to book in your delivery on a convenient date. All Free Deliveries are pre-booked Monday to Friday. Saturday deliveries can be arranged on some items for a small additional charge. All of the up to date delivery times for each piece of furniture are clearly displayed on the product page below the price. Stock Deliveries are normally completed within 2-3 working days.
Channel islands, Scottish Highlands or Northern IrelandFor any deliveries to the Channel islands, Scottish Highlands or Northern Ireland, additional charges Will apply, please call for prices and availability as not all items can be shipped to these areas.
RETURNS & EXCHANGESAt Capital quality is paramount and we need you to be happy, so In the unlikely event you are not fully satisfied with the quality of your new furniture, Returns & Exchanges are also completely free of charge. If any items arrive faulty or damaged Just let us know within 7 days of your delivery and make sure the items are unused, have not been assembled in any way, and back in the original packaging for a free exchange or full refund. Just give one of our team a quick call on 0800 599 9795 and we will give you all the help you need to get it sorted out quickly.


text:
Another Signal That the iPhone Is Getting LTE
There are plenty of good reasons to think Apple's next generation iPhone will support 4G LTE wireless, the new iPad being top among them. Here's one more: Senior executives at Korea's SK Telecom and KT tell The Korea Times that they are currently negotiating with Apple over LTE service for its next iPhone. Since their 4G networks rely on different LTE frequencies from those used in the United States, the carriers are understandably concerned that Apple might not offer Korean consumers LTE as an option for the new iPhone, just as it did for the new iPad.


text:
Have you ever rented a car to get around a city you're visiting, or borrows a friend's, only to find that you've paid a bunch of money for the convenience of travelling four or five miles back and forth a couple times? Even Zipcar can feel a little wasteful at times, especially if you're the only one it's carrying.
The video shows and only discusses the iPhone mount, but Android mounts are available, too.
Well, Scoot Scooters wants to make electric scooter rentals a thing, and they're doing it in a way that can only be described as pretty effing awesome. Here's how it works.
Scoot Scooters are located throughout a city (right now, only San Francisco), sort of like Zipcars. You show up at a Scoot lot, and again like Zipcar, you can use an app on your phone to reserve a ride. But the similarities end there.
Scoots are fitted with a round docking plate for Android and iOS devices that place your phone into. When your phone recognizes it's connected to the scooter, the Scoot app pops up and starts feeding you telemetry from the scooter. You can see the battery charge remaining, speed, your location on a map, and the time length you've rented the scooter (hourly rentals are one option, so this is useful). Once you're done, you can just tap "end ride" when you've returned the scooter to its lot, and you're rental is terminated.
And in California, you can legally rent a low displacement, low-speed scooter for up to 48 hours continuously without needing an M1 or M2 2-wheeled certification on your driver's license. Which makes sense, obviously. "You've never ridden a motorcycle before? Oh, you're going to use it for less than 48 hours. That's OK. Go ahead."
The scooters max out around 25-30MPH, depending on how much you weigh, and are good for a solid 25 miles of city scooting.
Right now, the service, as I said, is limited to San Francisco. You also have to be a monthly member of Scoot - there are no one-time rentals available. This is mostly because Scoot wants SF residents only as customers right now, and is putting a priority on getting local businesses on board with the service before they make a wider launch. Monthly members get included liability insurance, promises that the scooters will be maintained, and they'll even teach you how to ride a scooter if you never have before.
The Android app itself doesn't appear to be available yet, but it's likely on the way - Scoot only launched recently.


text:
Tour Starts Today – Big Thanks To All
This week is very special to the band because today marks the start of the new "Atomic 47" tour to celebrate 25 Years Of Aussie Rock'n'Roll Mayhem.
Kicking off tonight in Darwin, the tour will run around the country over a few months with fans getting to soak it all up while they have a fair few "responsible" drinks to join in the festive vibe.
Click Here To See Some Of The Items From The Band's "Box Of History"
"It's been a f#%&in' truck load of fun and me and Paully and the blokes wanna' thank everyone who has come to the shows, cranked up the albums and helped us on the road since we got underway all those years ago. Cheers!" – Dave Gleeson
Click Here To Find Venues & Tickets For "Atomic 47"


text:
Yoga is an ancient system of exercise and philosophy developed in India over 2000 years ago.
B.K.S, Iyengar developed a form of yogic excercises (asanas) that concentrates on the alignment of the body. Equipment such as foam blocks, cork bricks, blankets and belts are used to support students to attain correct alignment in the postures.
Yoga means to join together, to unite. Yoga works on every aspect of our body, encouraging awareness of both body and breath, we then begin to feel more connected, more whole. It is this active awareness that distinguishes yoga from other forms of exercise.
Iyengar yoga is appropriate for all ages and body types.
Rozz Cutler has been practicing and teaching Iyengar yoga for over 20 years, and is a junior intermediate level 1 teacher.


text:
|Hardcopy (shipping and handling)
|Standard + Redline PDF Bundle
Historical Version(s) - view previous versions of standard
Work Item(s) - proposed revisions of this standard
More D13.52 Standards Related Products Standard References
Significance and Use
5.1 Evaluation of raw material components is a vital and ongoing part of any manufacturing operation, especially when each item can contribute to the technical performance of the final product.
5.2 This test method measures the behavior of mattress edge binding and sewing thread during and after exposure to an open flame ignition source.
5.3 Flame resistance of the components used to close the perimeter of a mattress is an important factor in limiting the potential of a bedding fire by preventing the chance for seam failure.
5.4 Data which show a correlation of behavior for both the sewing thread and edge binding tape, when tested as a subassembly according to this test method, and also when tested using a full scale composite mattress burn test, such as CFR 1633, can provide the manufacturer with important information. These data can be valuable when selecting components to be used in the manufacture of its products which are designed to use mattress edge binding and sewing thread.
5.5 The level of performance required for these components is (1) that they do not support the afterflame, and (2) that these components demonstrate post flame exposure characteristics which contribute to retaining the structural integrity of the subassembly.
5.6 In case of a dispute arising from differences in reported results when using this test method for acceptance testing of commercial shipments, the purchaser and the supplier should conduct comparative tests to determine if there is a statistical bias between their laboratories. Competent statistical assistance is recommended for the investigation of bias. As a minimum, the two parties should take a group of test specimens which are as homogeneous as possible and which are from a lot of material of the type in question. The test specimens should then be sent to each laboratory for testing. The average results from the two laboratories should be compared using Student's t-test and an acceptable probability level chosen by the two parties before testing is begun. If a bias is found, either its cause must be found and corrected or the purchaser and the supplier must agree to interpret future test results with consideration to the known bias.
1. Scope
1.1 This test method measures the flammability characteristics of mattress edge bindings and sewing threads during and after exposure to an open flame ignition source.
1.1.1 This test method is used to evaluate these components either independently or in combination for use in mattresses designed with a fire barrier fabric.
126.96.36.199 The test method is used to evaluate mattress edge binding and sewing thread when the design requires the use of these components.
1.1.2 This test method can be used as a screening test method to determine how sewing thread and mattress edge binding component combinations will perform.
1.2 This standard is used to measure and describe the response of materials, products, or assemblies to heat and flame under controlled conditions, but does not by itself incorporate all factors required for fire hazard or fire risk assessment of the materials, products, or assemblies under actual fire conditions.
1.3 Fire testing of products and materials is inherently hazardous, and adequate safeguards for personnel and property shall be employed in conducting these tests.
1.4 The values stated in either SI units or inch-pound units are to be regarded separately as standard. The values stated in each system may not be exact equivalents; therefore, each system shall be used independently of the other. Combining values from the two systems may result in non-conformance with the standard.
1.5 This standard does not purport to address all of the safety concerns, if any, associated with its use. It is the responsibility of the user of this standard to establish appropriate safety, health, and environmental practices and determine the applicability of regulatory limitations prior to use.
1.6 This international standard was developed in accordance with internationally recognized principles on standardization established in the Decision on Principles for the Development of International Standards, Guides and Recommendations issued by the World Trade Organization Technical Barriers to Trade (TBT) Committee.
2. Referenced Documents (purchase separately) The documents listed below are referenced within the subject standard but are not provided as part of the standard.
NFPA StandardsNFPA 701 Standard Methods of Fire Tests for Flame Propagation of Textiles and Films (1999 Edition)
ISO StandardISO 17493 Test Method for Convective Heat Resistance Using a Hot Air Circulating Oven
Federal StandardsCode of Federal Regulations, 16 CFR 1633 Code of Federal Regulations—Title 16— Standard for the Flammability of Childrens Sleepwear; Sizes 0 through 6X, Revision of January 1, 2001
ASTM Standards
D123 Terminology Relating to Textiles
D204 Test Methods for Sewing Threads
D1683 Test Method for Failure in Sewn Seams of Woven Fabrics
D7138 Test Method to Determine Melting Temperature of Synthetic Fibers
D7140 Test Method to Measure Heat Transfer Through Textile Thermal Barrier Materials
Military Standards, Commercial Item Description (CID)A-A 55220 Thread, Para-Aramid, Intermediate Modulus
ICS Code
ICS Number Code 97.140 (Furniture)
UNSPSC Code
UNSPSC Code 56101508(Mattresses or sleep sets)
|Link Here
|Link to Active (This link will always route to the current Active version of the standard.)
Citation Format
ASTM D7016 / D7016M-18, Standard Test Method to Evaluate Edge Binding Components Used in Mattresses After Exposure to An Open Flame, ASTM International, West Conshohocken, PA, 2018, www.astm.orgBack to Top


text: In this episode, Jessie will be sharing valuable information regarding the 7 great benefits of keeping your insurance inside your corporation. So this video is targeted towards business owners or those who are planning on setting up their own business soon. For those who have businesses or a corporation in Ontario, the active business income is going to be taxed


text:
Impact and Knowledge Exchange (IKE) Grants
This scheme supports Faculty of Arts and Social Sciences academic staff to enhance existing and develop mew impact and knowledge exchange activity that builds on current and emerging research.
The scheme specifically looks to:
- Support current and new research-related impact activities
- Support existing and new knowledge exchange with non-academic audiences
- Develop networks and collaborations between FASS researchers and non-academic stakeholders
- Support academic staff in their work with the private and public sectors and the wider community.
The grants are generally for 12 month periods and calls for the applications occur in late Summer and late Autumn. Examples of successful grants can be found in the FASS HEIF 5 Report 2015.
For further information contact Frank Dawes.


text:
Ecommerce development
The world is quickly transforming into an online marketplace. People are busy, so they prefer shopping online than visiting off-line markets and stores. Research shows that users are more comfortable buying most of the things they need online. So, in this environment e-commerce is thriving and online stores are the ultimate solution through which businesses and people can sell their products to wide range of customers and can buy products with onе click.
Since the competition is also growing, to get success it is important to be fully prepared when entering the race. In order to achieve this you can rely on the help of experienced developers who know how to make innovative and intuitive ecommerce portals with great features.
To be successful in ecommerce you need to make customers feel comfortable and to offer them a great shopping experience.
Comming Soon…


text:
Agates Australia
Agates in Barwidgi, Australia
Agates from Agate Creek North Queensland are known world wide amongst agate collectors as the most colourful agates, with the most spectacular patterns.
Agate Creek is only accessible by 4-wheel drive, far away from any form of civilization and is situated about 500 km south west of Cairns, North Queensland.
Agate Creek agates have become more and more difficult to find and the ones we are selling were hand dug, by us, in the 1960's. They have since been meticulously cut & polished and are now available for you to purchase.
Hours: 24 hours online
We are located at P.O. Box 169, Tinaroo, Queensland 4872 Australia.


text: Not all sites in the Superfund Enterprise Management System (SEMS) need to be cleaned up. Once a site is listed in SEMS, EPA conducts a site investigation and assessment of the contamination. If these studies show that the site is safe, the site is deleted from SEMS and no further cleanup action is taken. These sites are called "archived" sites. Sites that pose a significant threat to human health and the environment are listed on the National Priorities List (NPL) and cleaned up by potentially responsible parties (PRPs), EPA, the state or tribe. Sites that contain hazardous waste below levels that capture EPA's attention are referred to the states for cleanup.


text:
Mobile phone growth shows no signs of slowing
WAP and SMS services will drive continued explosive growth in mobile phone uptake, but service providers must choose their content partners carefully, says Info2Cell.
GSM service providers wanting to cash-in on explosive growth in demand for mobile phones need to search carefully for the right partners to provide content for evolving WAP services, warns Bashar Dahabra, CEO of WEB Info2Cell, a Middle East pioneer in WAP and SMS services.
"It's important to understand the dynamics of WAP services, and that means experience in a number of markets is vital. Without that experience, operators are in danger of being sold service offerings that people simply won't use. With realistic, dependable and reliable content offerings, the mobile information services market in the Middle East is set for an amazing future," he said.
Up to 35 million people could be using mobile phones in the Middle East by 2004, according to a recent report from EMC. Coupled with technical advances in WAP, SMS and GPRS, this could mean mobile devices could become a more common means of accessing the Internet than PCs.
Valuable services to mobile devices will be critical to maintain current growth rates, argues Dahabra. "With competitive operators driving key market growth and a rising tide of WAP and SMS driven information services, regional GSM markets are already growing faster than the Middle East Internet," he predicts.
Dahabra is convinced that competition in the mobile service provider market is a catalyst to innovation and better customer choice. He points to markets like Egypt and Jordan where competition is leading to explosive growth.
The Egyptian market has seen growth from 80,000 GSM handsets to over 850,000 driven over the past two years, while the Jordanian market of operator FastLink has grown in the past year from 120,000 to over 200,000 users even before the recent launch of the new GSM operator MobileCom.
"In both of these markets, we have seen enormous growth driven by highly competitive multi-operator environments," said Dahabra.
"In Saudi Arabia, network expansion is driving enormous growth to a potential of over 2 million users in the coming months. Dubai-based handset distributors are currently having something of a bonanza, with mobile handsets being shipped around the region by the ton. We work closely with the region's operators, and every operator we are talking to is working to manage huge growth."


text:
Ford wants to take you on a virtual 'first date'.
The blue oval brand is starting to explore the way in which virtual reality can be used to enhance the retail experience.
Ford's global digital experience chief, Jeffrey Nowak, envisages potential buyers experiences their day-to-day use of a vehicle from their lounge rooms at a time most suited to them.
"It really is a blank canvas. It is easy to imagine that someone who wants to buy an SUV could experience taking that car for a test drive over desert dunes without leaving the comfort of their home," said Nowak.
While Ford's global trend and futuring manager, Sheryl Connelly, likens the test drive process to a first date in that it is an emotional experience and would help potential customers make the purchasing decision in a more convenient and comfortable environment.
Ford is drawing on its experience with VR – it currently uses the technology in its design phase with virtual engineering centres in seven countries including Australia – to help streamline the purchasing process for potential buyers.
At Ford's Asia Pacific Product Development Centre in Melbourne the technology is used to help its designers and engineers see the craftsmanship and finished look of a vehicle without the need for a physical prototype. VR also helps to develop aerodynamics and safety systems and streamlines the development process making the timeline to production all that much shorter.
Nowak expects VR to have a similar impact on purchasing, where buyers can customise details down to the smallest details.
"We envisage that one day a customer could identify the model they are interested in – from the colour, to the exact finish of their interior – and the time and place they would like to simulate.
"There really is no limit to the depth of detail. The possibilities are endless." said Nowak.


text:
"Send a cleaning crew in to remove the dead." His voice was devoid of emotion, though he regretted the loss of so many. "I want the chamber repaired and sanctified before nightfall." He looked around the room, pleased to see his orders being followed. "I will be in my office," he said. "I need to call Robert."
Neville noticed the worried looks of his men as he walked past. They all knew what they were on earth for, and if a sensor room was destroyed it meant something big had happened. He brought them here because they were intelligent and dedicated to the cause. They would figure out what was happening on their own if he let them, so he decided to tell them before the rumor mill got out of control and clouded their purpose. Robert had to be told first. Events were progressing faster than expected. Neville hoped that the centuries of preparation had paid off.
Related articles
- Thanks to Week 334 SOBs (successful-blog.com)


text:
Who is your least favorite NHL player...on your favorite team?
As professional (and mainly hockey) fans we live and die with our teams, more often than not. However, the general managers of our teams usually pick up a player who makes us seethe with anger. This question is relative to the aforementioned scenario: on your favorite NHL team, who is your least favorite player? Better yet, who is your least favorite currently and all time?
For me:
Pittsburgh Penguins
Current- Ty Conklin (the way this guy plays, he makes Marc-Andre Fleury look like Martin Brodeur!)
All Time- Petr Nedved (this jerk had the gall to hold out for a contract after having the two best seasons of his career, being the benefactor of the talents of a certain Hall Of Fame center/captain/team owner...)
32 Answers
- Anonymous1 decade agoFavourite answer
I don't really "Dont Like"
I guess I don't like Fedoruk because he broke his jaw from booger")
- Anonymous4 years ago
My favorite team is the Ottawa Senators. My least favorite changes back and forth between Montreal and Toronto, depending on the rivalry. Right now it's Montreal. Some of the classless habs fans at the Bell Center really get under my skin. The ole chant in the 1st period. Cheering when opposing players are injured badly. Booing Price mercilessly. They're a classless, classless bunch. Not all habs fans, just a certain segment who attend the games.
- 1 decade ago
Coulda told you Conklin was going to make you crazy...I felt that pain when he was with the Sabres last year. Anyway, my least favorite Sabre is a tie between Peters and Afinogenov. Peters brings no actual hockey talent to the table, and he can't even fight his way out of a wet paper bag. He's a waste of money, IMO. Afinogenov just drives me up a wall; he has spectacular games and spectacular failures of games, and sometimes they're in the same period! I never liked him for as long as he's played in Rochester then later Buffalo. He's got speed and skill, but I seriously think he's stupid with the way he botches things up so royally sometimes.Source(s): LET'S GO BUFFALO!
- ?Lv 61 decade ago
I wish the Sabres would have let the Oilers take em! Nobody deserves that much cash. Plus he sure doesn't play up to his ridiculous contract. It just seems like he doesn't hustle and be aggressive sometimes out on the ice. And the sad thing about it is my Lafontaine Jersey is too small, I'm not going to HSBC caught in a Briere or Satan jersey, so I am forced to wear my dad's #26 jersey the game. I feel as though its a waste of $150 if I dont wear it, cause nobody else will. Hopefully I will get a Gaustad or a Timmy Ho jersey for Christmas so I dont have the money hog's name on my back.
- What do you think of the answers? You can sign in to give your opinion on the answer.
- cdn24fanLv 61 decade ago
Currently Bryan Smolinski, he has been a joke since we picked him up, Supposed to be a defensive guy who would chip in offensively. Has not produced at all takes bad penalties, not as good as a rookie,Chipchura on the PK.
All time, `Sergi Samsonov- 2 yrs 7 million and the guy was a total bust. Contributed nothing and became a cancer on the team affecting play of other Russians - notably Kovalev.
Thank you LITY- he is all yours now.
- 1 decade ago
Well I am also a big Pittsburgh Penguins fan, where I am from. I don't like Adam Hall much. I think Tyler Kennedy should of made the team before Adam Hall. I don't think Hall is that good, and the Penguins have better players that should be on the Roster before Hall.
- Anonymous1 decade ago
you make a great point. I'm a Pens fan from the begining of my life and there have been some doozies for them. But I would say nedved is the biggest one. Although Sydor and Sykora are looking a little like a stupid move at times.
- trombass08Lv 61 decade ago
Favorite team: Detroit Red Wings
Least Favorite now: If I had to choose one, it would be Hasek.
Least Favorite all-time: Bertuzzi, since he came here and did absolutely nothing. I don't care if the players we gave up end up being duds, that was a waste of time.
Dishonorable mention: Bob Essensa. I still can't believe we traded Cheveldae away for that piece of ****.
- EricaLv 61 decade ago
Current - Yeah, Ty Conklin is probably my least favorite too.
All-Time - Hmm... Probably Nedved.
Sandwich Shane Endicott between "current" and "all-time" because while he doesn't play for the Pens anymore (THANK GOD!) we're STILL paying him (this is the last season of that though). Seriously, the best thing this guy probably did when he was here was set Colby Armstrong up for a few jokes.
- Anonymous1 decade ago
As an Oilers fan, it pains me to see Raffi Torres step on the ice night after night for us. Come on, not only is he a prick and a gutless hockey player- but he dies his eyebrows!! I live in Edmonton and I've seen him out at the bars, man, what a jackass. But all time it has to be Claude Lemieux. I'll never forget the day he turtled....pathetic.
- Wings Fan!Lv 61 decade ago
This ones kind of tough seeing as I like them all for the most part.....But if I had to pick, I'd say Hasek, It's a love hate relationship.
All time:
Sean Avery, he only played like 75 games through 2 years, I don't think I need to explain myself with this one though.


text:
Sea N' Things
Hi guys, is there anyone here who lives near the Moomba factory. I have a 2011 being built and would like to get some pics taken. Is there someone at the factory that will take pics for you and send them by chance, if so who is the contact? If not, is there someone willing to take a spin over and do a favour for a fellow Moomba owner :)


text:
Witness fuel cell applications and hydrogen solutions first-hand at the HANNOVER MESSE 2011! Find (high-resolution) pictures and press texts about the highlights on-site in Hanover. If you are a journalist, contact us for more detailed information about exhibitors, their press releases and press conferences during the HANNOVER MESSE 2011, April 4-8.
Highlights 2010


text:
Join the Conversation About Reporting on Race
When: 12:30pm ET 4/12/17
Where: Livestream or in-person in Washington, D.C.
Local radio and TV broadcasters are part of the communities they serve. During times of unrest, they capture and reflect the voices and feelings of those around them. As first informers, trusted reporters, investigators and public servants, local reporters put themselves on the front lines to report up-to-the-minute information. Join an important conversation as broadcasters unveil a new toolkit to assist newsrooms in reporting on race.
View the livestream to hear from those who have been on the front lines.
- Learn how news directors decide to cover crisis situations.
- Listen to reporters talk about their experiences reporting breaking news.
- Understand how social media has changed crisis reporting.
- Hear about guidelines and recommendations developed by the broadcast industry to assist the corporate offices, news directors, reporters and videographers covering racially sensitive stories.
Click here to view the agenda and list of panelists.
Join the conversation at #AwarenessInReporting.


text:
LIC AAO Recruitment 2017 Notification for the Post | Assistant Administrative Officer(AAO) of Total Vacancies 650 | Last Date: Yet to Announce
Life Insurance Corporation of India LIC is going to invite application for the post of Assistant Administrative Officer(AAO). They going to announce 650 vacancies for the post of Assistant Administrative Officer. Candidates willing to apply for this job are check this page regularly. Submit online application form @ www.licindia.in. This Page explains LIC AAO Recruitment 2017 posts in brief.
About LIC
Life Insurance Corporation of India (LIC) is a public sector Insurance corporation under the control of Government of India. LIC was established in the year 1956 on 1st September. Headquarter is located in Mumbai, capital of Maharashtra. LIC providing services like Life Insurance, Health Insurance, Investment Management and Mutual Fund. There are more than 1 lakh employees are working in the organization.
Notification Details of LIC Asst Administrative Officer Vacancy 2017
Organization Name: Life Insurance Corporation of India (LIC)
Employment Category: Central Govt. Jobs
Total No. of Vacancies: 650
Job Location: Across India
Name of the Post: Assistant Administrative Officer
Pay Scale: Rs. 17,240/- with other admissible allowances and benefits as per norms.
Eligibility Criteria for LIC AAO Recruitment 2017
Educational Qualification
- Graduation/Post Graduation in relevant discipline from a recognized institute.
Age Limit
- Age should be minimum 21 yrs and maximum 30 yrs.
- Check official notification for age relaxation.
Selection Process
- Written Exam
- Interview
Application Fee for LIC AAO Vacancies 2017
|General/OBC candidates
|Rs. 600/-
|SC/ST/PWD candidates
|Rs. 100/-
Mode of Payment
- Online Payment – Credit Card, Debit Card and Net Banking.
Mode of Application
- Online Mode
How to Apply for LIC AAO Recruitment 2017 via Careers Online :
- Go to official website licindia.in-> Career Page.
- Find the advertisement and read the notification of LIC Recruitment 2017 carefully.
- Check whether you are eligible. Eligible candidates apply online.
- Fill all mandatory details correctly and upload scanned photo and signature.
- Pay application fee online through payment gateway desk.
- Submit the application.
- Take a printout of online application.
Important Dates of LIC Recruitment 2017
|Opening Date of Online application
|Will be updated Soon
|Closing date of online application
|Will be updated soon


text:
Conspirator in Giordano child-sex case disappears; arrest ordered
HARTFORD -- A federal judge has ordered the arrest of a woman convicted in the child-sex case of former Waterbury Mayor Philip Giordano for allegedly violating the conditions of her release.
Authorities say the woman has disappeared after testing positive for cocaine and committing other violations of her supervised release, and her family is worried about her. U.S. District Judge Stefan Underhill in Bridgeport signed an arrest warrant Tuesday.
She was sentenced in 2003 to 10 years in prison followed by three years of supervised released for conspiring to entice her preteen daughter and niece into performing sex acts with Giordano.
She was released from prison in May 2010. The Associated Press is not naming her to protect the identities of the victims.
Giordano is serving a 37-year prison sentence.


text:
July 16, 2019
ThreatMetrix Named a Strong Performer in Risk-Based Authentication by Independent Research Firm
Posted February 23, 2012
The Report Serves as an Evaluation of the Leading Vendors in the Cybersecurity Industry
San Jose, CA – February 23, 2012 – ThreatMetrix™, the fastest-growing provider of integrated cybercrime prevention solutions, announced today that it has been positioned as a "strong performer" in "The Forrester Wave™: Risk-Based Authentication, Q1 2012" (February 2012) report. Forrester Research, Inc.'s 16-criteria evaluation of risk-based authentication vendors identifies the six leading vendors in this category. The report details how each vendor measures up to help security and risk professionals select the right solution for their authentication requirements.
"The FFIEC specifically calls out the need to provide complex device identification and we are pleased that we were recognized by Forrester as a strong provider of this technology," said Bert Rankin, vice president of marketing, ThreatMetrix. "Our device identification solution, TrustDefender™ ID, has been implemented by more than 600 customers around the world. To further enhance our ability to reduce risk associated with online transactions, ThreatMetrix procured a range of malware detection and remediation solutions with the acquisition of TrustDefender in January 2012."
Following the acquisition, ThreatMetrix expanded its cybersecurity offering by integrating complex device identification and malware detection into a multi-layered platform. This allows ThreatMetrix to treat fraud prevention and malware protection as a single problem, delivering intelligence-sharing capabilities and real-time responses to potential threats. Not only can ThreatMetrix screen transactions to detect fraudulent activity, but the ThreatMetrix™ Cybercrime Defender Platform can detect computers of legitimate customers that have been compromised with malware that could result in stolen identities or session hijacking.
"With the addition of integrated server-side and endpoint-based device analytics through our TrustDefender™ Cloud and TrustDefender™ Client solutions, ThreatMetrix is the only company that provides both cloud- and client-based device identification and malware protection for FFIEC compliance," added Rankin.
To download, visit: "The Forrester Wave™: Risk-Based Authentication, Q1 2012."
About ThreatMetrix
ThreatMetrix®, The Digital Identity Company®, is the market-leading cloud solution for authenticating digital personas and transactions on the Internet. Verifying more than 20 billion annual transactions supporting 30,000 websites and 4,000 customers globally through the ThreatMetrix Digital Identity Network®, ThreatMetrix secures businesses and end users against account takeover, payment fraud and fraudulent account registrations resulting from malware and data breaches. Key benefits include an improved customer experience, reduced friction, revenue gain and lower fraud and operational costs. The ThreatMetrix solution is deployed across a variety of industries, including financial services, e-commerce, payments and lending, media, government and insurance.
For more information, visit www.threatmetrix.com or call 1-408-200-5755. Join the cybersecurity conversation by visiting the ThreatMetrix blog, Twitter, LinkedIn and Facebook pages.
Media Contact:
Jaci Robbins
Tel: 408-200-5718
Email: firstname.lastname@example.com


text:
Written by Ken Gaebler
Published: 2/15/2011
Massachusetts small businesses will see insurance rates stay relatively low, as providers have agreed to keep increases below 10 percent.
Small business startup news has not been the most positive since the recession set in approximately three years ago, what with decreasing consumer demand, stricter lending regulations and skyrocketing insurance rates.
However, in the past year, all three have shown improvement - even troublesome health insurers have demonstrated a willingness to help out small businesses.
According to a recent article in the Boston Globe, Massachusetts' biggest health insurers are limiting proposed base rate hikes to under 10 percent for the year starting April 1, after averaging 12 to 25 percent increases for the years prior.
"We recognize that the community expectations around affordable health costs are real, and we want to be a constructive, positive participant in getting the costs down," Jay McQuaide, vice president at Blue Cross Blue Shield of Massachusetts, the state's largest health insurer, told the paper.
However, the paper reported that Governor Deval Patrick's administration is still not satisfied with these rates, and is continuing to work to reduce the cost of healthcare.
Have Friends Who Might Like This Article?
Share this on Twitter
Let them know on LinkedIn
Ready to Learn More? We Think You Might Like These Articles:
About Our Small Business News
Our small business journalists publish news articles for entrepreneurs every day. Our small business news articles review trends in small business, analyze the impact of new government policies, monitor key economic indicators that impact small business, and cover many other topics of interest to small business owners.
Additional Resources for Entrepreneurs
Help for Native American EntrepreneursResources for Gay EntrepreneursBusinesses for SaleOnline Entrepreneur ToolsEconomicsLists of Small Business IncubatorsLists of Angel Investors


text:
"Have I calculated how much money I will need to live on in retirement?"
"Will my pension be sufficient no matter how long I live?"
"Have I arranged my investments to receive the most tax efficient income I require?"
From our experience, it is increasingly the case that the pension fund values clients now own are their second largest asset after their home or indeed their most significant.
Managing your own pension in retirement has become an area of expertise in its own right. This has resulted from significant development in pension legislation which has focused on this area of wealth management.
Hutt Professional Financial Planning brings together 50 years of advising clients in the area of pension retirement planning. We have the knowledge, experience and wisdom to help with every client's unique circumstances.
Whatever your stage of life, it is important that your retirement planning is on track to ensure you meet your needs, now and in the future.
Contact us today for a free non-obligatory consultation.


text:
The range of problems facing the United States abroad is daunting: a volatile Middle East, an unpredictable, mischievous Russia, a truly menacing North Korea. To say nothing of destabilizing global challenges like the mass migration of desperate refugees, and climate change. President Trump's "America First" approach, which calls for disengagement from old alliances and responsibilities, is a dodge, not an answer. What's needed is a robust foreign policy led by a reinvigorated State Department that right now is suffering from presidential neglect, poor leadership and an absence of professional firepower in pivotal positions.
Two people who understand the urgency of helping the department recover from the damages inflicted by Mr. Trump are Senators Lindsey Graham, Republican of South Carolina, and Patrick Leahy, Democrat of Vermont. Leading members of the Senate Appropriations Committee, they have sought to rally their colleagues around a bipartisan spending bill for 2018 that would strengthen the department and replenish important foreign aid programs.
Last week, the two won unanimous committee approval for a $51 billion bill for the State Department and foreign aid, about $11 billion more than the administration requested. While the total is less than what Congress allocated for 2017, and less than necessary given the international challenges, it's nowhere near the 30 percent cut that Mr. Trump; his budget chief, Mick Mulvaney; and his secretary of state, Rex Tillerson, had absurdly insisted was imperative.
As interesting as the bipartisan vote was the Republican-led committee's report, which pulled no punches in blistering Mr. Trump and his aides for proposing a budget in May that amounted to an "apparent doctrine of retreat" from the world. "The lessons learned since September 11, 2001, include the reality that defense alone does not provide for American strength and resolve abroad," the report said. "Battlefield technology and firepower cannot replace diplomacy and development."
That argument strikes at the heart of Mr. Trump's approach, which favors warlike rhetoric and a reliance on the Pentagon as the primary levers of American power, while negotiation and diplomacy are given short shrift. At more than $600 billion annually, the military budget accounts for almost 19 percent of the federal budget, and Mr. Trump would add billions more for additional Navy ships and nuclear weapons. The State Department and its foreign aid programs account for 1 percent of the overall budget.
Sixteen years of war against terrorists in Afghanistan, Iraq and elsewhere have given the military what it and many others see as a priority claim on federal dollars, leaving the State Department in a subsidiary role. Mr. Trump reinforced that trend with his proposed budget cuts, which would eliminate more than 2,500 diplomatic and development jobs and make major reductions in diplomatic security (36 percent in budget cuts), H.I.V./AIDS programs (17 percent), international disaster assistance and food aid (a whopping 77 percent) and migration and refugee assistance (18 percent). When the "unjustified" budget cuts were announced, the committee report said, they caused so much concern in foreign capitals that China and Russia were able to "hijack our national security narrative" as a commanding and confident power capable of leading the world.
The committee bill would rescind many of these reductions and go beyond the numbers by imposing unprecedented restrictions to protect certain programs and operations from administrative meddling. The number of Foreign Service officer positions, for example, would not be permitted to go below 14,000; and the State Department's Bureau of Population, Refugees and Migration could not be eliminated.
There are two reasons for these rules. Senators were angered that Mr. Mulvaney arbitrarily took a meat ax to the State Department budget without understanding its programs or the consequences of reductions and without adequate consultation with Congress. There is also grave bipartisan concern about whether Mr. Tillerson, a former Exxon Mobil chief executive with no government experience, is over his head and, indeed, whether the reorganization he has promised will end up further weakening the department. The secretary is widely seen as lacking influence with Mr. Trump; often eclipsed on the world stage by the ambassador to the United Nations, Nikki Haley; accessible only to a small coterie of aides; and detached from an increasingly demoralized diplomatic corps. Many senior people have already left their jobs in an institution that many once saw as the government's crown jewel.
Like all institutions, the department can benefit from improvements. But there is no sign that Mr. Trump and his team understand its core mission and its importance in a turbulent world. With their bill, Mr. Graham, Mr. Leahy and their fellow committee members have ringingly reaffirmed that mission. The rest of Congress should ensure that a strong version of it becomes law.


text:
Since 2008, the Elmer and Ona Hansen Memorial Fund Scholarship has awarded multiple $2,000 scholarships each year in honour of Elmer and Ona Hansen.
Thanks to the generosity, leadership, and passion of those incredible 4-H enthusiasts, the 4-H Foundation will now be able to award its largest scholarship yet.
Starting in 2018, the 4-H Foundation of Alberta will award ten (10) Elmer and Ona Hansen Memorial Fund Scholarships, worth a total of $80,000! The scholarships will be awarded as follows:
- First place will receive a $20,000 scholarship;
- Second place will receive a $15,000 scholarship;
- Third place will receive a $10,000 scholarship; and
- Fourth to tenth place will receive seven (7) scholarships at $5,000 each.
We are thrilled, honoured, and proud to continue the Hansen/ Ness Legacy in such a meaningful way!
For more information please contact:
Bianca von Nagy
Director, Philanthropy and Planned Giving
4-H Foundation of Alberta
Phone: 587-583-3152
Email: email@example.com


text:
|Congo Tetra
|Aquarium Care
|Up to 3inches or 7.5cm
|Fish Hardiness
|Relatively easy to keep
|Water Temperature
|72 - 82ºF or 22 - 28ºC
|Water pH
|6.0-8.0 pH
|Water Hardness
|4 - 19 dH
|Peaceful or Aggressive
|Peaceful shoaling fish
|Number of same species in tank
|Six or more
|Community Fish
|Males are larger and more colorful with more prominent and pointed dorsal, anal and caudal fins
|Middle to bottom
|Flake food, brine shrimp and blood worms
|Not very easy to breed
|Breeding temperature
|78 - 82°F or 26 - 28°C
|Other names
|No other names
|Scientific name
|Phenacogrammus interruptus
|5 years
Ideal Congo Tetra Conditions
- This tetra is mainly silver in color with fairly large scales. Their body can show reflections of yellow, blue and green as they move in the water. The fins are transparent with the caudal fin having a white edge.
- They are peaceful and shy shoaling fish that needs to be kept in schools of six or more. More is always better with this type of shoaling fish, if you have enough space for them. Although they are shy and easily frightened they will become less shy with time.
Community Species
- They are suitable for a community aquarium setup and can be kept with most Tetras and other peaceful species like Danios and Platies. Because they have flowing fins, some fish species like the Tiger Barb will tend to nip at their fins, so you need to choose their tank mates carefully.
- They will mostly swim in the middle to lower regions of the Fish Tank.
- You can feed them mainly flake food and supplement their diet with other food like blood worms and brine shrimp. They will do very well when they regularly get live foods.
- Breeding them is not very easy but it is doable. For the best chance of success separate a breeding pair in a well planted tank and feed them live foods for a couple of days. The water should be soft and by increasing the lighting they should then spawn. Remove both parents after spawning. The fry will hatch in four to six days. They do not grow very quick.
- They can live up to five years old.


text:
"Widows" is the story of four women with nothing in common except a debt left behind by their dead husbands' criminal activities. Set in contemporary Chicago, amid a time of turmoil, tensions build when Veronica (Viola Davis), Alice (Elizabeth Debicki), Linda (Michelle Rodriguez) and Belle (Cynthia Erivo) take their fate into their own hands and conspire to forge a future on their own terms.
Release Date: 2018-11-16
- Country: UK, USA
- Language: English | Spanish | Polish
- Budget: $42,000,000
To Watch in High Quality 1080P You Must Register For Free.
You must be logged in to continue streaming . The desired time is approximately 1 Minute..
Continue to Watch in 1080p


text:
Montgomery Row is a family owned property and is home to many of the Hudson Valley's favorite stores and restaurants!
For the finer things and more, it's Montgomery Row.
Spaces Currently Available: See map for current rentals. AVAIL FOR LEASE 900 – 2000+ SF Retail & Office Units (not all are posted on map). Please call 845.876.0543 for more information on space available.


text:
You know, even 2 months ago I thought (although no, I was confident !!!!) that I was already exactly, well, 100%, you can't be surprised at anything. That in my 30 years I already know and saw so much, but on my birthday, my friends really really very, very surprised !!)) they gave me this wonderful, beautiful, beautiful and fashionable device;))) I didn't guess that such in principle exist and my work can be facilitated like this5 ₴ 5) 4)) ₴ I want to note that in the first 2 weeks my productivity was not very high (such as without a device), but after a month it increased to 2 times !!! And now, when 2.5 months have passed since the day I started using the device, I manage to serve not 3 people for a working day, but at least 7, sometimes even 10 !!!! Appropriately, my income also increased significantly)))
Now there will be a tip not about filter, but about the store !!! YOU JUST SUPER CLASSIC! CONSULTANTS SUCH PAPERS !!! neatlyy they packed everything to me, they answered questions, they asked about delivery and convenient method of payment)) I thought - well, who will communicate with me for a long time, it's just a filter for 12 bucks, but no !!! HERE IS GLAD TO EVERY CLIENT, EVEN SO PUNKY, AS I: DDD regarding the filter, then yeeees, it's very coooool! with it device works better and I'm calmer) PLEASE CONTACT IT ONLY IN THIS SHOP IF YOU WANT TO CARE FOR YOU AS A GUY AT DATE :)))


text:
1949 Jeepster Overland, Beautiful
- Price: Ask a price!
- Condition: Used
- Item location: Fairfield, Connecticut, United States
- Make: Willys
- Model: jeepster overland
- Type: Convertible
- Trim: convertible
- Year: 1949
- Mileage: 59,577
- Color: Yellow
- Engine size: go devil 4 cyl
- Number of cylinders: 4
- Fuel: Gasoline
- Transmission: Manual
- Interior color: Black
- Options: Convertible
- Vehicle Title: Clear
Willys jeepster overland 1949 DescriptionIf you are looking for a really fun and cool summer car to ride around in or leave at your summer home this is it. This is a 1949 Jeep Willys Jeepster Overland UNMOLESTED. The odometer reads 59577 and it is believed to be actual but can not prove. The car has no rust, is mechanically perfect, $4000 + of recent repairs as it had been sitting in storage for many years. All original! This car was produced from 1948-1950 it is a two wheel drive two door convertible with plenty of room for adults in the back seat. The engine is a straight 4 "Go Devil" engine and the car has a three speed manual transmission. This car actually has several extras offered in the day such as a radio, wind deflector and believe it a drivers sun visor was an extra option too! I priced this to sell, should I put a little money and time into it it can be a show car and would go in the upper 30s or 40s. This car is a driver now and in awesome original condition.
PLEASE NO SCAMMERS, LOW BALLERS OR TIRE KICKERS I reserve the right to end this auction early as I am also selling the car locally


text:
EXTreme Ten60Power TPA (Terminal Position Assurance) for use with the 172510 series and 172512 crimp receptacle housings. This TPA retainer ensures that the contacts are firmly inserted into the receptacle housing and prevents contact back-out due to vibration
EXTreme Ten60Power Terminal Position Assurance (TPA) Retainer, for Assembly with 12 Signal / 4 Power Circuits
EXTreme Ten60Power hybrid power and signal connectors designed for use in board to board, wire to board and panel to board applications. These hybrid power connectors feature high current contact blades with a robust design and a 7.5 mm power pitch. These contacts provide 50 A of current per blade (260 A per linear pitch) with fast response times. Resistance to arcing in hot pluggable applications prevents electrical interruptions. These EXTreme Ten60Power hybrid power and signal connectors have an easy to configure modular design offering design flexibility for a wide range of power and signal requirements
|Accessory Type
|Terminal Position Assurance Retainer
|For Use With
|EXTreme Ten60Power High-Current Connector
|Number of Ways
|Series Number
|EXTreme Ten60Power


text:
I've decided to start fresh with blogging, starting by creating a brand new Blog. If you're interested in following my new blog I've listed the links below :)
Wednesday, 18 February 2015
Thursday, 18 December 2014
|(Temporary Image)
This week I reached 500 followers! As a thank you, I'm giving away one of my favourite products, a MAC Fluidline Eyeliner in the shade 'blacktrack'. To enter, see the rafflecopter widget below.
Good Luck!
a Rafflecopter giveaway
Terms and Conditions
The giveaway is open internationally this time! :)
Under 18's most ask for permission from a parent/guardian as I shall need your postal address.
The winner will be chosen at random using Rafflecopter.
Entries will be checked - if the winner has not done an entry they said they would, all their entries will be disqualified and a new winner shall be selected.
If the winner does not respond within 48 hours, a new winner shall be selected.
I will contact the winner by email/twitter.
I will contact the winner by email/twitter.
Posted by Unknown 17 comments
Sunday, 14 December 2014
My Favourite iPhone Cases
I've put together a few of my favourite cases, most can be found on either Ebay or Amazon, if not, I've listed where below. There are so many to choose from, so narrowing it down was really tricky!
Meowwy Christmas- ASOS
Pink Stripes- Victoria Secret
Black And White Hearts/Zebra- Marc jacobs
Pink And White Spots- Cath Kidston
Fairy Lights- Etsy (mylittlepixels)
Pink Hearts- Emma Bridgewater
Navy Stripes And Heart- GlamandPaper
Do you have a favourite?
Posted by Unknown 5 comments
Subscribe to: Posts (Atom)


text:
Looking to get involved? Check out all our great options, including student groups, Hillel internships, and much more. Student leaders come from all walks of life, have lots of different skill sets, are doers and thinkers and everything in between. We have opportunities for people who love to volunteer, paid internships and fellowship, and opportunities to co-create with Hillel staff on big ideas. Check out below to see what option is right for you. Not sure? Reach out to Jenna Citron, firstname.lastname@example.com or message her on Facebook "Jenna Qchillel".
Click here to fill out our Student Information Form.


text:
Reception children follow the Early Years Foundation Stage Practice Guidance in Mathematics.
Numbers: children learn to count reliably with numbers from 1 to 20 and beyond if appropriate. They learn what the symbol of each number represents and place them in order. They work on the concept of one more or one less than a given number. Using quantities and objects, they add and subtract two single-digit numbers and count on or back to find the answer. They solve problems, including doubling, halving and sharing.
Shape, space and measures: children use everyday language to talk about size, weight, capacity, position, distance, time and money to compare quantities and objects and to solve problems. They recognise, create and describe patterns. They explore characteristics of everyday objects and shapes and use mathematical language to describe them.
In the Summer term we start to follow the Key Stage 1 National Curriculum doing whole class differentiated lessons.
- Click here for more information on EYFS mathematics.
Year 1 & 2:
Throughout the whole curriculum opportunities exist to extend and promote mathematics. Teachers seek to take advantage of all opportunities to ensure planning of mathematics is cross-curricular whenever possible. Concepts are taught using a carousel of activities that cater for a variety of learning styles. ICT is also widely used to reinforce mathematical learning.
The approach to the teaching of mathematics within the school is based on three key principles:
a mathematics lesson every day
a clear focus on direct, instructional teaching and interactive oral work with the whole class and group
an emphasis on mental calculation and problem solving
In year 1 each class teacher is responsible for the mathematics in their class. From year 2 mathematics is streamed and the children are grouped into three ability classes.
- Click here for the Maths curriculum and calculation booklets.


text:
A love letter.
Super Punch-Out!!
Before there was Shadow of the Colossus, there was Super Punch-Out!!.
Toejam & Earl
I was raised in a family with some serious brand-loyalty standards. That TV still functions after 10 years? Then it's Sony or nothing for life. Buying a vehicle that isn't a Toyota? Preposterous. That kid is still playing the NES, and it still works? Nintendo or bust. So, no Sega Genesis for me. Not a... Continue Reading →
Donkey Kong Country 2: Diddy's Kong Quest
Yeah, yeah, I know, the blog title is deceiving. Lay off. For this one, I decided to fire up DKC2, which I have beaten before. I've run through the original DKC several times since the 90's, but I had yet to revisit this one. I'm sure the last time I had played was back in 1995,... Continue Reading →
Dude, how good is DuckTales? Unlike a lot of the other whiny entries on this blog, I beat this one many times as a kid. A remade, high-definition version of this game will be released in a few days, and the fact that enough people have as much love and as many warm memories to warrant... Continue Reading →


text:
I've been crafting up a storm! My Project Life pages for April and May are done, I'm working on June pictures, I've been trying my hand at making "softies" and we have beautiful weather down under in Sunny SA - so, I've tried out LOTS of new recipes.
But let's not wast time on things that I'll show later - here is my Vintage Layout:
For some time now, I've been planning to do some "beachy", vintage pictures for the walls of the Beach House. Most of the pictures are in a bad state from being stored in acid containing albums or even worse - boxes stuck away somewhere. Also, they have been taken many, many moons ago with instant cameras.
I just don't like small pictures on BIG, white, seaside walls!! SO, when I saw Papercrafting Magazine Monday challenge #107, the vintage "feel" reminded me of this picture of my husband and his cousin on the beach.
I decided to make my picture "bigger" with a Layout - how simple is that! With the exception of the picture and the background paper, everything came from my scraps. I didn't want the title to stand out. Therefor, I went for white on white lettering:
I love how it turned out and can't wait to have it framed and up on the wall. In the meantime I'm off to rescue another vintage picture. Come back to play and all will be revealed right here on Play as U Go.
Thanks for looking at my blog today. Have a GREAT week and remember to try your hand at something new - Today!


text:
You are here:
The EU LIFE Programme provides funding opportunities for the support of Environment, Nature Conservation and Climate Action projects throughout the EU. Applications are encouraged from public and private organisations seeking co-funding for projects.
LIFE has a budget of €3.4 billion for 2014 - 2020. Following competitive selection, awards are made that are typically in the range of one to five million euro for projects with a duration of 3 to 5 years. The maximum EU co-financing rates for projects are 55% or 75%, depending on the project topic. Every year a call for LIFE project proposals is launched around April with closing dates in September. Submitting a LIFE application is a challenging process and early planning is recommended.


text:
Treat Yourself Like Royalty with This Beef Stew From BonChonAugust 4, 2018
- PepperWords
Long before unli-bbq and fried chicken dominated the Korean food scene in Manila, galbi-jjim, more popularly known as Korean beef stew, was one of the more coveted imports of choice. The hearty stew, usually eaten in important harvest festivals in the region, was an easy gateway drug into the cuisine. It's as simple as the meaty broths native to our own culture, but with particularly Korean sensibilities that set it apart. Premium beef cuts stewed in the simple soup would fall apart, and the clear broth had subtle sweetness that Filipinos could easily become obsessed with.
Because of just how luxurious it can be, the meat-centric dish is often just out of reach. Recently however, BonChon has launched its own version that's pretty hearty, it could be fit for royalty, or at the very least, how royal you feel after getting your paycheck. While the item is pretty premium, it's still affordable enough not to make a dent in your well-earned salary, but rich enough in flavor and texture to make it worth the splurge.
Beef stew isn't the first thing that comes to mind when you think about the famed chicken restaurant, but BonChon has dreamed up a worthy version. The chunks are sizeable, and are fork-tender, and rest in a broth that's slightly sweet but taste of carrot and onion too. It is so delicious, you won't think twice about making this the first thing you splurge on after payday.