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About Us
Julie Forbes, N.D., seeks to identify and remove the underlying causes of illness, rather than merely eliminate or suppress symptoms. She treats each patient by taking into account individual physical, mental, emotional, genetic, environmental, social and other factors.
She attended the State University of New York at Oneonta where she studied Chemistry and Business Economics, and the University of New Hampshire where she obtained an MBA. She received her Doctor of Naturopathic Medicine from National College of Portland, Oregon and also attended the New England School of Homeopathy.
Dr. Forbes is a member of the Maine Association of Naturopathic Physicians and the American Association of Naturopathic Physicians. Dr. Forbes often teaches classes and workshops on Naturopathy and Homeopathy.
As a Naturopathic Physician, I perform physical examinations, laboratory testing, gynecological exams, nutritional and dietary assessments, metabolic analysis and as a referring physician order radiological studies through local hospitals. Homeopathy is my main treatment modality supported by Hydrotherapy, Clinical Nutrition, and Botanical Medicine. Counseling and Stress Management are important elements in the healing process since mental and emotional states can be important factors in healing illnesses.
Acute and chronic illnesses can be treated very successfully with homeopathy and other naturopathic modalities including asthma, allergies, strep throat, candida, cancer, hypertension, ear infections, depression, anxiety, heart disease and many other common ailments that limit peoples lives.
Special Information:
As a classical homeopath, I am particularly interested in the treatment of children and their parents as early in their lives as possible to effect the best possible advantage for balance and health. An avid swimmer and polio survivor, I am a proponent of water exercise therapeutically and aerobically. I am also a lucky mother of a beautiful adopted Chinese daughter.
Naturopathic Medicine:
Naturopathic Medicine blends centuries-old natural, non-toxic therapies with current advances in the study of health and human systems, covering all aspects of family health.
Naturopathic Medicine concentrates on whole-patient wellness – the medicine is tailored to the patient and emphasizes prevention and self-care.
Naturopathic Medicine recoginzes an inherent self-healing process in the person which is ordered and intelligent. Naturopathic physicians act to identify and remove obstacles to healing and recovery, and to facilitate and augment this inherent self-healing process.
Naturopathic Medicine is a scientifically based approach to supporting the body's own healing power with the use of safe, natural therapies such as:
- Therapeutic nutrition/diet
- Herbal/botanical medicines
- Homeopathic medicines
- Hydrotherapy
- Stress management and lifestyle modification
- Physical Medicine
Naturopathic Doctors:
(ND) is a primary care general practitioner trained as an expert in natural medicine. Naturopathic physicians perform physical exams, laboratory testing, gynecological exams, nutritional and dietary assessments, metabolic analysis, allergy testing, x-rays and other diagnostic tests.
They are the only primary care physicians clinically trained in the use of a wide variety of natural therapeutics. They combine and adapt these treatments to the needs of the individual based on a cogent philosophy that acknowledges the patient as a participant.
Dr. Forbes does not typically prescribe pharmaceutical drugs (like antibiotics), or perform invasive procedures, but will refer you to another health care provider if these are needed.
Like medical doctors, naturopaths must complete a four-year postgraduate program of education at an accredited naturopathic medical school. This includes training in the conventional diagnosis of disease – history and physical exam, blood work, lab tests, and diagnostic imaging (X-ray, scans, MRI). Additionally, training encompasses a wide variety of natural therapies. This results in a blending of scientific advancements in diagnosis with the safe and sound principles of naturopathic medicine. Naturopathic physicians are licensed by the State of Maine as primary care doctors, after passing a comprehensive proficiency examination.
Typical Visit:
Initial visits are usually one hour in length, with history of present symptoms and past complaints, family medical history, and appropriate physical exam. Tests may be ordered, and supplement suggestions made. Follow up visits are generally 15 to 45 minutes, as dictated by need.
Naturopaths are trained to listen very carefully, as each patient is unique, and requires individualized support based on their physical, mental, or emotional nature, and the stresses in their lives.
Everyone realizes that the way we care for the environment today determines how well it will thrive in the future. The same is true for people. Viewing the individual as a whole, recognizing symptoms and signs from the body, mind and spirit as signals for what is needed for balanced life and health I provide an individualized treatment plan tailored to the uniqueness of each person. As a Naturopathic Physician I attempt to find the underlying cause of a patient's condition and focus on diagnosis and treatment of these causes as opposed to focusing on symptomatic treatment. This approach emphasizes prevention and self-care with the physician acting to identify and remove obstacles to healing and recovery. I see my role as assisting with the inherent self-healing process.
Dr. Julianne Forbes, N.D.
- Phone207-647-9423
- Fax207-647-3669
- Address120 North Bridgton Rd
Bridgton 04009
Mailing Address:
P.O. Box 167
North Bridgton, ME 04057
Social Media:
Office Hours for each day are as follows and may be subject to change:
Tuesday – 8:45 – 4:30
Wednesday 8:45 – 4:30
Thursday – 9.00 – 4:30


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Model No.: MW22022D0732
Type: Rotating Wheel
Brake: Without Brake
Surface Treatment: Zinc Plated
plate size:60*60mm,
Surface Treatment: Zinc Plate
shaft tube size:Ø7,9x0,6 x 28,5mm,
load capacity:70kgLooking for ideal Twin Wheel Manufacturer & supplier ? We have a wide selection at great prices to help you get creative. All the Grey TPR are quality guaranteed. We are China Origin Factory of Twin Wheel. If you have any question, please feel free to contact us.
Product Categories : Twin Wheels Casters

subset: commoncrawl


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BBC Radio 4 – 22 October, 8pm
On the fiftieth anniversary of slum landlord Peter Rachman's death, Joshua Levine goes in search of the man behind the legend.
"Joshua Levine and Gemma Newby's outstanding profile… challenges conventional belief…" Paul Donovan, The Sunday Times
"Joshua Levine has done an extraordinary amount of legwork in tracking down friends, lovers, tenants and associates of the infamous slum landlord Peter Rachman. There are revelations in this portrait, which shows a man haunted by a brutal past." Susan Jeffrey, The Mail
History tells us that Peter Rachman was a slum landlord; the evil head of an empire based on vice, violence and extortion. His festering heartland was Notting Hill – long before the rich and famous made it their home.
But can we really trust history?
Looking beyond the tabloid headlines and the scandal of the Profumo affair, he asks whether Rachman deserves such a sordid reputation? With no films or tapes, and only three photographs left of the notorious 1950s landlord, rumour and hearsay is all that remains.
In an attempt to find the truth, Levine tracks down the key players who can shed light on Rachman's past; Mandy Rice Davis, famous for her role in the Profumo scandal, tells Josh about the generous, intelligent and vulnerable man she fell in love with as a 16 year old, fresh to London; controversial modern landlord Nicholas van Hoogstraten shares how landlords like he and Rachman made money out of the slums, and noted psychologist James Thompson analyses the behaviour of Rachman in light of his experiences as a Holocaust survivor.
With access to newly released Home Office documents, and old Rachman tenants, Joshua Levine pieces together the puzzle to ask who is the real Peter Rachman?
Produced by Gemma Newby


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On Langjökull, Iceland's second largest glacier
I am an author, artist, coach and teacher who has been exploring the wide open fields and crevices of creativity for several decades. I connect with people and interact with them through creativity. For many folks, making creative work seems daunting. They have an idea but don't know where to start. Or they begin but they question themselves partway through their creative process, and without any honest feedback or encouragement to keep them going, they abandon their work. It makes them feel self-conscious. It makes them question their motivations and what they have to offer. They don't know how to live the creative life or integrate it into the life they already have. I can help you with this difficulty and these questions.
Today I want to make contact with you through words, using their power to create connections with others. There are ways to do this other than with words—it can be done in other media, with color, shape, sound, movement, etc. But let's stick with words for the moment.
If you are still reading this, it's not because you can see me or smell me or am otherwise stunned by my personal charisma. It is because of the words here, the sense of conscious presence they create, and your interest in what they will say next.
Words are so powerful. Take simple words, place them in a particular order, choose from among the few thousands that you use as your daily vocabulary, and you express something—an idea, a feeling–in a way that only you can. Even though we all put our words mostly in the same order as everyone else, we still have the power to express ourselves in a one-of-a-kind way. What do we call that unique presentation of self through words?
I call it presence. Some people call it "voice," and yes, voice has something to do with presence. So does tone. But for me, presence means projecting a unique self through one's chosen medium and connecting with people through that projection. I believe that the uniqueness and openness go into the makeup of each person's authenticity.
The first time I became aware of the power of words to create presence and connect with readers is when I read a poem by Walt Whitman titled "A Noiseless Patient Spider":
A noiseless patient spider,
I mark'd where on a little promontory it stood isolated,
Mark'd how to explore the vacant vast surrounding,
It launch'd forth filament, filament, filament, out of itself,
Ever unreeling them, ever tirelessly speeding them.
And you O my soul where you stand,
Surrounded, detached, in measureless oceans of space,
Ceaselessly musing, venturing, throwing, seeking the spheres to connect them,
Till the bridge you will need be form'd, till the ductile anchor hold,
Till the gossamer thread you fling catch somewhere, O my soul.
Whitman is an American master of verbal presence because his poem sends chills down my spine every time I read it. I feel personally addressed by Whitman, and that sensation makes me feel connected to him, though he has been dead for 115 years. Now that's powerful!
Such power doesn't come just from being a competent or even talented wordsmith. Yes, it takes a wordsmith's skill, but more importantly, such skill is useless unless joined with openness and a courage to extend oneself. These are the building blocks of one's personal creative capacity.
Like Whitman's spider, each of us stands at the edge of our world, throwing out our filaments as if they will catch somewhere, without knowing beforehand that they will do so. Artists must seek that connection, knowing that even if we do catch and connect, it is without any assurance of acceptance.
And wow, doing that can be scary. But what is the alternative? The alternative is the status quo, leaving things as they are, doing nothing. That alternative is not acceptable to me—therefore I am making this website to connect with you, and to help you make the creative work you dream of and to connect with others through your creative interests and abilities.
Since you have read this far, the alternative is probably no longer acceptable to you, either.
If you want to set out on the path of being more creative and connecting with the world through the creative part of yourself, I can help you. How?
We can work one-on-one, where you have my full and undivided attention. We can work in a workshop, with a group of like-minded participants. We can work together in person or electronically. You can take a course and follow along lesson by lesson, or you can participate in discussions in an online community.
Some of these things are available now, such as individual consultations and workshops. Some of them I am currently building into this website, such as e-courses and connection to a creative community of companions traveling the same path as you. You can see what is currently available under "Offerings." Check back often as the page develops!
Right now you don't have to do much. Just reach out and grab this filament I am casting out into the "measureless oceans" of us all. Write to me and introduce yourself. Let me know what kind of creative work you like to do and what you want to work on through the contact form on this website, under "Say Hello." You can find my regular bio under "About Lisa."


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Cocktail Sauce
If you enjoy eating seafood, you've surely noticed that cocktail sauce is typically on the table. At some oyster bars, customers might get the ingredients to a basic cocktail sauce along with their meal and mix the sauce to their tastes. That's the idea with this recipe, which provides a little bit of extra oomph to succulent fish, shrimp, clams and oysters.
- 1 cup ketchup
- 2 tablespoons prepared horseradish
- 2 teaspoons Worcestershire sauce
- 1 1/2 tablespoons fresh lemon juice
- 1 teaspoon chili powder
- 1/4 teaspoon hot sauce (such as Tabasco)
- salt and pepper to taste
Whisk all ingredients together in a medium bowl until thoroughly mixed. Taste and adjust the seasonings as you like. Store covered in the refrigerator.


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GEAR UP is a new foundation that will continue Jon's commitment to give back to the Regina and Saskatchewan communities. A portion of all GEAR UP funds will continue to support the Bob Ryan Scholarship Fund . Another important initiative for Gear Up is supplying equipment to minor sports teams to improve the quality and safety equipment available to their players. Our initial partnership will be with Regina Minor Football and the Gear Up Mighty Mites. Gear Up will assist Regina Minor Football in purchasing all new equipment for this league and will make it possible for Regina Minor Football to open this league up to more players.Find Out More!
The Gear Up with Jon Ryan foundation is a Non-Profit foundation that is funded through events and Corporate partners. We would love to have you on our team! please click below for more details.Find Out More!
Check out the private VIP Seahawks Experience, Garage Makeover, Hockey Weekend, and more!
Sign up to our FREE Newsletter and get updates on upcoming events and promotions!


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*Update* According to a reader, "Supervisor Uilkema has been too ill to attend the hearings."
Last week there was a Sufism Reoriented sanctuary appeal to try to stop the 66,000 square foot sanctuary from being built in residential Saranap, located between Walnut Creek and Lafayette. According to the Contra Costa Times, the sanctuary has been approved. One point in the article stuck out to me:
Supervisor Gayle Uilkema listened to the meeting by phone Wednesday but did not vote. The sanctuary will be in her district.
Why on earth would the supervisor in whose district this will be built not even be present during this important vote? Is there some kind of conflict of interest? Or is it simply that she wasn't available at the time? I wonder what this will do to nearby property values, lower, higher or make no difference? Enter your vote in the poll below:


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Protects tenants who are living in homes subject to foreclosure.
On May 20, 2009, President Obama signed the Helping Families Save Their Homes Act of 2009, Public Law 111-22. Included in the public law is the Protecting Tenants at Foreclosure Act (PTFA), which provides protections for tenants, including tenants in housing subsidized by Section 8 of the United States Housing Act of 1937, who are living in homes subject to foreclosure.
NOTE: The PTFA expired on December 31, 2014.
Pub. L. No. 111-22, 123 Stat. 1632 (2009).


text: Book Fair Book Haul March 9, 2016April 24, 2016The Book Return3 Comments So I talked everyone in to going to my kid's school Scholastic book fair (we already went to one this year and I bought Eight Keys by Suzanne LaFleur and loved it). Everyone promised (including me) to only get one book. I figured it won't be too hard since I am not a big YA reader. Also, when ever I go where books are sold, I try to scan books and add them to my Goodreads list, instead of buying them right away. Well ,when we got there, there was so many wonderful books with wonderful covers and (gasp) they even had adult books. They even had some great classics, like Heidi, with wonderful covers. So I restrained myself and only bought four books for me. They are..The Haunting of Sunshine Girl by Paige Mckenzie. The Mailbox by Audrey Shafer Serafina and the Black Cloak by Robert Beatty and Three times Lucky by Sheila Turnage . Follow my blog with Bloglovin


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Born: November 28, 1961
Date of Birth: November 28, 1961
Raised in Woodbridge, Connecticut, Jonathan Mostow began his filmmaking career as a student at Harvard University, where he directed numerous shorts and documentaries. He also trained at the American Repertory Company and NYC's Lee Strasberg Institute. He directed music videos and industrial films before writing and directing his first film, the direct-to-video release Beverly Hills Bodysnatchers (1989). Mostow made his television writing/directorial debut in 1991 with the Showtime movie Flight of the Black Angel, for which he earned a CableACE nomination for Best International Movie or Special.
His first big budget Hollywood film was Breakdown (1997), starring Kurt Russell and Kathleen Quinlan. Mostow not only directed, but wrote the story and co-wrote the screenplay of the psychological thriller that featured Russell as a man whose wife vanishes in the desert after their car breaks down. The film opened at No. 1 at the box office, and Mostow went on to found the production company Mostow/Lieberman Productions with partner Hal Lieberman, based at Universal Studios. He returned to television to direct Tom Hanks in the finale of the Emmy Award-winning mini-series From The Earth to the Moon (1998). Mostow next wrote and directed the hit action thriller U-571 (2000), starring Matthew McConaughey and Harvey Keitel. The WWII submarine movie took over the No. 1 spot at the box office for two consecutive weeks.
Mostow was chosen to step in as director for the third instalment of the Terminator movies, Terminator 3: Rise of the Machines (2003), created by James Cameron and starring Arnold Schwarzenegger.
Filmography:Surrogates (2009)


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The first self-driving cars are expected to hit showrooms within five years. Their autonomous capabilities will be largely limited to highways, where there aren't things like pedestrians and cyclists to deal with, and you won't fully cede control. As long as the road is clear, the car's in charge. But when all that computing power senses trouble, like construction or rough weather, it will have you take the wheel.
The problem is, that switch will not—because it cannot—happen immediately.
The primary benefit of autonomous technology is to increase safety and decrease congestion. A secondary upside to letting the car do the driving is letting you can focus on crafting pithy tweets, texting, or do anything else you'd rather be doing. And while any rules the feds concoct likely will prohibit catching Zs behind the wheel, there's no arguing that someone won't try it.
Audi's testing has shown it takes an average of 3 to 7 seconds—and as long as 10—for a driver to snap to attention and take control, even when prompted by flashing lights and verbal warnings. This means engineers must ensure an autonomous Audi can handle any situation for at least that long. This is not insignificant, because a lot can happen in 10 seconds, especially when a vehicle is moving more than 100 feet per second.
Which brings us to dash cam videos. If you want to really understand the challenge facing engineers programming these cars, there's no better way to illustrate the myriad things that can, and do, happen on public roads. In the videos below—a tiny selection from a vast library of our favorite YouTube genre—people fall off bridges. Cows fall out of trucks. Tsunamis strike and buildings explode.
It's impressive when the drivers in the videos dodge the threat, and they deserve the benefit of the doubt when they don't. Self-driving cars will face a higher bar, since every failure to avoid danger will be a PR disaster and, quite possibly, a legal liability for the automaker. The technology does have advantages: They don't get drunk, angry, distracted, or sleepy. They ignore that idiot who just flipped you off, and resist the urge to show that guy over there who's boss. But most of all, computers have reaction times so fast they are as good as immediate. They replace human instincts—which behind the wheel are often the wrong response—by following distinct, predetermined rules.
One basic rule works for a wide variety of even some pretty bat guano crazy situations that involve blocked roads. Hitting the brakes and trying to avoid the object is often the right move. That works when you're dealing with cows falling out of trucks:
Or a guy jumping off a bridge onto a highway (and walking it off):
Or a sinkhole swallowing a truck:
The car's software doesn't need to know what a cow is to know it's an obstacle that should be avoided. But the true joy—and in our case, educational value—of dash cam videos is finding the truly bananas situations, the ones where it's hard to know what the right response is, let alone how a robot would handle itself. What happens when a tsunami hits?
Or a building collapses (after being hit by a car), sending debris flying into the road?
Or a plane nearly hits a highway as it crashes into a river, scaring but not actually endangering drivers?
Or you encounter a forest fire?
The point is, the world's highways are a crazy, unpredictable place where anything can happen. And they don't even have the pedestrians and cyclists and buses and taxis and delivery vans and countless other things that make autonomous driving in an urban setting so tricky. So how do you prepare for every situation imaginable?
You don't.
You might be able to use computer simulations to teach autonomous software how to handle the most insane circumstances you can imagine, says Jurg Schlinkheider, Audi's head of driver assistance systems, but that's not the best approach: It's an infinite amount of work, and there's no way to know if your simulations are even accurate. "If it comes to one instance, it's going to be a problem. And then you have to sort out what happened." In other words, you're not going to save the first automated car that gets hit by a flash flood or a mudslide.
That doesn't mean human drivers have the upper hand here. If one car finds itself in an unexpected and dangerous situation, it could send an alert to a server that would warn other cars in the area to keep away, potentially saving lives. More importantly, the technology can learn: The act of "sorting out what happened" means using data from the car to figure out how to handle, or at least recognize, that situation the next time it occurs. That knowledge doesn't stay with the individual car, the way what a human learns stays in their own brain. Anything an automaker learns from one of its cars on the road, it can relay to every other vehicle it makes (or maybe even to those made by its competitors). So the first time a tornado bears down on a self-driving car, you may not be able to do anything about it. But the second time it happens, you'll be better prepared.


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Delivery information
1. Prices and taxes:
All prices displayed are in euro and inclusive of VAT at the current rate. If the purchase is made by a customer living outside the EU, the goods will be sold including UK vat.
Local import taxes may be applied to deliveries outside of the UK, which will be your responsibility. The customs office may hold your goods if the local import taxes are not paid. It might be a good idea to contact your local customs office for current charges before you order, so you are not surprised by charges you were not expecting.
2. Countries we deliver to:
We ship to the following countries:
All EU Member States and Australia. If you wish to make an order from a country outside of these countries please contact sales directly at firstname.lastname@example.com and we will be happy to accommodate your request.
3. Shipping and delivery:
All orders are shipped via one of the following couriers: Royal Mail or DPD depending on the size, weight and destination of your package.
Our Standard Delivery within the UK and Ireland is next day delivery if your order is placed before 1.00pm the courier will deliver Monday to Friday between the hours on 9:00am and 5pm.
Please note that any orders placed over the bank holiday period will not be dispatched until the next working day.
Remember that the times indicated consider only working days (Monday-Friday) and delays may be incurred during public holidays.
Shipping Charges (Euro):
FREE Standard delivery on all UK and Ireland orders over €50
|UK and Ireland Standard next day delivery (Order Value under €50)
|€5 per sale
|Europe Standard within 5-7 working days (Order Value under €50)
|€5 per sale
|Overseas within 5-12 working days
|€5 per sale
All Sale purchases will incur a delivery charge as per above.
4. Insurance:
Goods will be insured during the time it is in transit up until it is delivered to you. We require a signature for any goods delivered, at which point responsibility for your purchased goods passes to you. If you have specified a recipient who is not you for delivery purposes then you accept that evidence of a signature by them (or at that delivery address) is evidence of delivery and fulfilment by us.
5. Has my order been shipped out yet?
As soon as your order has been shipped from our warehouse you will be sent an email to confirm that your order is on its way to you. The email will tell you which courier your package has been sent with and it will also include a tracking number that you can use to find out where it is.
6. International and European Orders:
Please also note; in the interests of credit card fraud detection and prevention, it is our company policy to undertake several checks to ensure the validity of any transaction before goods are dispatched to all our customers. As an added security measure for all overseas orders we do require verification by means of a bank statement before the order is dispatched. This can sent via Email or Fax.
7. Packaging:
Most of our items are dispatched in a postal bag.


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The Madison Women's Keirin ¾ shorts without pad are a versatile piece of kit that look and feel great. At just £34.99, they would make a welcome addition to your cycling wardrobe.
With the unpredictable British weather, ¾ length shorts are a really useful bit of kit for a cyclist. When full length tights are too warm, but it's still too cold for shorts, 3/4 length shorts help keep the knees toasty, and protect them from injury.
The Keirin shorts are available to buy with a chamois pad (£39.99) or without (£34.99). Be warned, the padded option has the chamois stitched in, it isn't a case of being provided with liner knicks.
As these shorts are in Madison's road collection, it's hard to wonder why they bothered with an unpadded option. Yes – you could layer the Keirin shorts over your favourite padded undershorts, but we worry that the combination of the short's taught fabric with additional layers could cause chafing!
On the other hand, it does mean they work really well both on and off the bike, easily taking you from the road to the gym and everywhere in between. I used mine for running as well as cycling, and found they performed well for both activities because of the close fitting fabric supporting my muscles.
The cut is very flattering with black and grey panels following the contours of the body and contrasting hot pink over-locked stitching. The lycra fabric itself is close fitting, supportive and comfortable, though not very lightweight, making it less ideal for hot summer days.
I'm a UK size 8, and although there is some stretch, the sample size 10 pair were snug around the waist, I'd suggest going up a size.
The Keirin ¾ shorts were high enough at the back to keep your kidneys warm and a little lower at the front. The waistband is comfortable and doesn't dig in and seams are flatlock stitched to prevent chafing.
The elasticated leg hem with silicon gripper did a great job keeping the tights firmly in place around the bottom of the leg.
A versatile pair of shorts, at a bargain price – suitable for cooler days. If you're looking to ride longer distances, we'd recommend you opt for the Keirin shorts with chamois, for an extra £5 it wouldn't break the bank.
– comfortable
– great looking
– versatile across sports
– not ideal for very hot weather
Sizes: UK size 8 – 16 (although we would say their size 10 is actually size 8)
Price: £39.99 with pad / £34.99 without pad
More information: Madison
UK Supplier: Evans
What Madison say about the Keirin 3/4 shorts without pad:
Designed with female performance in mind, this 3/4 short offers an extra little bit of warmth for the upper calf and thigh but retains superb comfort.
- The high quality Italian Lycra is supportive, durable and close fitting for added strength and comfort
- Flat-lock stitching eliminates irritation
- Built without a pad for use with undershorts, or doubles up as a great option for running or at the gym
- Elasticated leg hem with silicone gripper for secure and comfortable fit
- Reflective detailing
- Limited lifetime warranty


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May 28, 2018
Canadian Tulip Festival 2018
At first glance, you might wonder why a flower festival is a good fit for a money–themed museum. It's worth a little history lesson to tell you why.
May 16, 2018
Not Your Run-of-the-Mill School Visit
Our visitors were students from the Curatorial Studies Graduate Diploma Program at Ottawa's Carleton University.
May 8, 2018
Operation Fish
Operation Fish was the largest movement of physical wealth in history.
April 18, 2018
New Acquisitions
To distinguish the new production from that of 1936, a small impression was added to the reverse dies, creating a raised dot on coins struck from those tools.
March 27, 2018
Fakes, Forgeries and Phonies
During the break for the English school board, the Bank's Currency Department teamed up with the Royal Canadian Mounted Police (RCMP) to give visitors a chance to handle some modern counterfeit bank notes.
March 14, 2018
The Bank-NOTEable Woman is Here!
Even if you're not familiar with Viola Desmond's story, it will likely become clear that the theme of this note is human rights and social justice.
February 27, 2018
Unpacking the Collection 7
Canadian waters have also claimed their fair share of treasure ships.
February 5, 2018
Winterlude Weekends
So we decided to provide some winter-themed indoor activities for families out and about during Winterlude who'd like to either warm up or lessen their disappointment at not being able to skate.
January 30, 2018
Before the Erebus
Now you might wonder just how a museum specializing in economics and currency expects to interpret the history of a legendary arctic explorer—through money, of course.
January 17, 2018
While in Oxford…
The meat of the traditional museum experience is found in Block B. Here you will see vintage radio sets, encrypting teletype machines, more Enigma machines and a working reproduction of the "Bombe."


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Today I was in a meeting behind closed doors. We were discussing future financial and budget predictions when I became quite antsy. I shifted my weight and crossed my legs from one side to the other.
It was getting hot, I took off my suit jacket.
I heard voices but it echoed. My body was over powered by a euphoric sensation, a feeling I didn't want to stop and desperately tried to control.
I wanted it, I needed it, I loved it.
Beads of sweat are now on my forehead, my face was getting red, my toes started to tingle, my body shivered.
YES, YES, I wanted to scream!!!
I blacked out.
I said nothing.
I come to and open my eyes.
"Are you okay? You look flushed."
I very well couldn't tell three investors while discussing a 30 million dollar construction project I had a fucking orgasm.
"Where's the restroom,," I asked?
I walked fastly down the narrow hall as I listened to my heels clank and echo past the glass office doors.
Did my pussy forget I masturbated three times this morning? Four orgasms wasn't enough, my pussy yearned for more.
I enter the bathroom and close the stall behind me.
I slid my pantyhose down each leg, lifted my pencil skirt up (Didn't have to worry about panties because I don't own any) and started rubbing myself. I laid back, closed my eyes and envisioned the following:
I opened the door,
you grab my throat,
throw me against the table,
shove your cock in me,
yank my hair,
grind me,
fuck me,
make me bleed,
I plea,
you ignore,
I beg,
you call me a whore,
you shiver,
you cum,
deep inside of me,
pull out,
breathing heavily you ask,
What is your name?
Another powerful orgasm. I'm done for at least another few hours.


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How we watch sports is changing
Chris Russo spends a lot of his time analyzing how technology is changing the way we watch sports. As a managing director at Houlihan Lokey—a global investment bank that specializes in mergers, acquisitions, and strategic consulting—it's part of his job. Not only has he been the senior vice president of new media and publishing for the NFL, but he's also taught a course on digital transformation in the sports industry at New York University (NYU).
We spoke with Russo about the big shifts he is seeing in the digital sports industry, the role of big data in sports, and how the data that is collected will affect the way we watch sports in the future.
Skuid: First of all, define what "digital sports media" means.
Russo: Sure. Basically, if you look at history, the way fans experience sports started with going to live events. Then they moved to radio. Then they moved to broadcast television. Then they moved to cable television. Now, fans are really experiencing sports through all kinds of digital platforms, whether that be the internet and mobile devices, whether that be through stats, data, video. All kinds of ways for content to get to fans, through different kinds of media platforms, have emerged over the last 15 years.
Digital sports media is essentially content being distributed to fans through new kinds of platforms and new kinds of distribution vehicles. Essentially, that's created all kinds of new opportunities for fans to engage. But it's also created new business opportunities for existing companies and new companies in the space.
You've been in the digital sports industry for a while now. What are some of the big shifts that you've seen over the years in the industry, and what's the next big shift?
I started my career in television at NBC and then at New Line Cinema, which was part of Time Warner. I then went to the NFL and ran the digital media business at the NFL from 1999 to 2005. In those days, we were launching some of the first fantasy games on NFL.com, getting involved in providing more sports data and analytics to fans. And the digital experience was really a complement to watching games on TV. It was really a great way to drive fandom and drive television ratings.
I think what you're beginning to see is the primary game product start to be distributed through digital means beyond television. So, Amazon has acquired rights to stream NFL games. Twitter streamed NFL games last year. You see more and more product in the sports space being distributed digitally. And that's not just the ancillary programming—some of the primary live game product is now being streamed as a primary distribution vehicle. And I think that's one of the biggest changes, is that digital is now not just being complementary but it's also, in some ways, becoming the primary way that fans engage around sports.
I read about Disney creating its own ESPN streaming service by 2018.
Yeah. There's been a lot of news about that. Clearly sports are an important part of Disney, obviously, with ESPN, and they are working to have an even bigger presence in the streaming side of the business, because more and more fans are seeking content through digital platforms.
Do you think eventually, the only way to watch sports, other than live at a stadium, will be exclusively through streaming services?
I think that there are and there will be a number of different flavors. There are some services that you can buy digitally—if you want to buy every major league baseball game, or subscribe to every major league baseball game digitally, for example. There will be individual property subscriptions, whether you want to buy all the NHL games or you want to watch all the baseball games—there are individual properties that may have those services. There are, and there will be, bundled services where you can subscribe to a service, and maybe get some entertainment channels and some sports channels. Then, there may be some sports-only channels. I think there will be a wide range of opportunities for consumers to essentially subscribe to content, either on a sports league-specific basis, or more broadly across channels.
As you have stated in one of your online pieces, there seems to be this kind of gold rush of over-the-top video service, or OTT. Can you talk about the difference between OTT and traditional cable services when it comes to watching sports?
Sure. Traditional cable services involve you paying a subscription for, typically, a bundle of channels, some of which may be sports, some of which may be entertainment news. And so the consumer in the cable ecosystem was typically paying for a broad bundle of content. What's happening now is there are cord cutters and millennials and others that say, "I don't want to pay for all of these channels or have a big cable bill each month. I really want to pay for the things I'm most interested in." Whether that's Netflix, whether that's a sports service, whatever that may be. Given that there are more people interested in different choices, the sports ecosystem is working to essentially serve those fans, and that's why you see many different kinds of OTT sports services.
What are some of the challenges you see that might be coming our way when it comes to OTT?
I think there was a very clear business model in the cable world where everybody pays a monthly fee. Those fees went to the cable channels, and then the cable channels paid rights fees to the sports league. There was a very clear flow of money and a business model. With OTT, the business models are still evolving. Is this a direct-to-consumer model where the consumer pays directly? Is it properties like Amazon that are acquiring a bunch of different sports assets or rights and then selling an overall bundled fee? Is it Twitter acquiring certain sports rights and then monetizing through ads sales? The business model for OTT is still evolving. I believe, ultimately, there will be some very good business models, but there's a lot of discussion about what's the best model right now.
You've taught a course on digital transformation in Sports at NYU in the fall. Can you talk a little bit about that?
I've taught a number of classes in and around digital media at NYU. I've also taught a digital media and sports class at Northwestern University. I enjoy working with students and sharing insights on what's happening in the digital landscape. Typically, I focus on a number of different areas, OTT being one, and also E-sports, fantasy sports, youth and amateur sports, and sports data. And I essentially try to provide really up-to-date viewpoints and insights and guests around those topics. It's a very practical kind of approach to what's happening in the digital sports landscape.
Can you talk about the role of big data in professional sports? When it comes to the business of sports, who's collecting the data? What kind of data is being collected? What's the data being used for?
The use of data, as you suggest, is a fairly broad question or topic. On the one hand there's what I would call "player data," which are scores and statistics and player performance data. There are companies that are collecting that data, companies like SportsRadar and others that collect the data and then distribute it to media outlets, so that you can basically get your data on your favorite players, or your teams, or your fantasy stats. That concept has been around a long time—player statistics and data—but it's being enhanced now by new kinds of data that are being collected by putting extra cameras in stadiums or extra sensors on player uniforms. There's what they call Next Generation Statistics, which are this new kind of data that's being collected through new tech. Again, the purpose of that is to give fans more information. But also, some of that data is being used to help general managers and teams decide what players they want to draft, what players they want to start, and who's really performing well or not, based on some of these new analytics.
There's both the consumer side of the sports data, but there's also the team management side, which is having to do with player performance. It's an exciting time because there's a revolution in collecting new data. Again, the question becomes: what are the business models? What data means something and what data doesn't mean anything? There's a lot of investment and activity in that area.
I feel like some of the fundamental challenges that come with digital transformation within the enterprise are probably similar to some of the fundamental challenges that come with digital transformation in the sports industry. Can you talk a little bit about that?
I think that sports are simply being distributed and consumed through new platforms and through new devices, and that creates a lot of opportunity and potentially, new revenue streams. But it also inevitably means that some forms of distribution—maybe that means print, maybe that means traditional cable depending on whose view you believe, maybe some businesses—face challenges in a world where people are consuming more content digitally. There are always opportunities with transformation. But at the same time, there are legacy infrastructures, legacy businesses that need to, in a sense, find the way they play in the new digital world. And that means in some places you have to cannibalize your own business to stay ahead of the game.
You have to invest in the new technologies, and essentially let fans and consumers move to the new platforms, even though it may mean difficult situations for your legacy platforms. But if you want to continue to succeed, you have to continue to invest and you have to continue to innovate. I think like any industry, there are a lot of great benefits to consumers and fans that technology has created. At the same time, there's certainly disruption in the media space. Now there are challenges being brought to the cable television industry, and there will be innovation. Some parties will be able to be successful in the context of transformation, and other parties may have difficulties.


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There are some very smart people arguing that generalists are the future. When we have much more to do in less time, then it's better we put together teams of people who can all spin plates, bang a drum and throw knives at the same time, right? Perhaps there are some people who are so extraordinarily talented across so many disciplines that they genuinely can claim to be the ultimate one man band; a steel-alloyed, swiss army knife of creativity. For the rest of us, I would beg to differ.
In an era of collaboration – which we've written about at length and repeatedly – it may feel a little strange to hear a plea here for specialism, but hear me out.
When Ben asked Are You Ready To Form Voltron? here last year, he was celebrating T-shaped people. Yet all too often when we think T-shaped, we emphasise the bar in blue from his presentation below: the intelligent grasp of a range of different skills, married to a desire to collaborate:
Yet of equal importance is the central pillar of 'Awesome' , or the "I" in "T": the core skill we each bring to the table as individuals:
Saneel and I have been pondering this off and on over the past few months. Whilst Saneel's post"Are the junior talent in advertising packaging themselves wrong?" (and a great response here from William Burks Spencer) examined the issue from the perspective of people at the start of their careers, our perspective here is that the importance of having a core, identified skill is applicable to anyone. Working together collaboratively, productively and at pace depends upon this, if we're to avoid a) disappearing into Groupthink (when consensus rubs the edges off anything interesting), or b) wasting hours of our lives in meetings that never really end.
So, why is it worth asking yourself 'what am I really good at?' and what have we learned about re-focusing on the specialist skills of individuals within teams?
- Cast for the task. If people are asked to play a specific role and this is spelt out overtly at the start, they are much more likely to feel motivated to perform. This doesn't negate the need for literacy in other areas. It just means everyone knows why they're there and what they'll be held personally accountable for.
- Treat 'differences as an opportunity'. Flow is better when you work with people who share the same goal but who have different skills to achieve it. The process isn't just faster, it's a whole lot more enjoyable.
- Respect people's time. If different members have clearly differentiated roles and the task is defined, don't try and solve everything in a team meeting, do something radical instead: *leave people alone* to work.
- Keep re-evaluating. If the same group who solved problem A can't solve problem B, it's likely they've got the wrong skills for the new task. Forcing them to sit in a room with a problem they don't understand day after day is a sure-fire recipe for burn-out. Instead, treat everyone as a respected specialist (they may 'part of the team', sure, but does that mean they have the right skills for this particular task, right now?). We fear that switching in a new team member will disrupt flow, but often it's the thing that keeps things moving.
- Shut up and think. We spend the first 5-10 minutes of any idea generation session writing down our own first thoughts before we get into any kind of group discussion. Bizarrely, despite sounding so simple, it takes discipline to do but it's worked for us since we began Labs. Check out Edward Boches' blog for more on the whys and wherefores of this technique.
- Give people a road-map. I don't mean a schedule or a gant chart, although they're critical. I mean an answer to the question, 'how are we going to approach this task?'. For example, we've been using an approach that forces us to dispel the myth that there's only one answer to any brief. More on this to follow in a separate post.
- Make someone responsible for making this happen. We have a job spec at BBH for a role called "Team Director". Their job is primarily about team productivity: making sure the right people are engaged, at the right time. It takes the skill of a 3D chess player, huge charm and a deep understanding of the skills and personalities of people across several different disciplines.
If this all sounds blindingly obvious, you are, of course, correct (and please go-ahead and award yourself Zen-Titan of Team Productivity status). This is often about fine-tuning cross-functional teams that are likely to be high performing, but who need to take stock and re-evaluate how they're working from time to time. Either way, as always we'd love to hear anyone's thoughts on what we've missed here. Please drop us a line and let us know.


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- The American Society of Tropical Medicine and Hygiene
- Source: The American Journal of Tropical Medicine and Hygiene, Volume 67, Issue 3, 1 Sep 2002, p. 296 - 298
f Short report: molecular genetic characterization of an unusually severe case of hydatid disease in Alaska caused by the cervid strain of Echinococcus granulosus.
Distinct Echinococcus granulosus life cycle patterns have been described in North America: domestic and sylvatic. Gene sequences of the sylvatic E. granulosus indicate that it represents a separate variant. Case-based data have suggested that the course of sylvatic disease is less severe than that of domestic disease, which led to the recommendation to treat cystic echinococcosis patients in the Arctic by careful medical management rather than by aggressive surgery. We recently reported the first two documented E. granulosus human cases in Alaska, with accompanying severe sequelae. Here we describe the results of molecular genetic analysis of the cyst material of one of the subjects that supported identification of the parasite as the sylvatic (cervid) strain and not the domestic (common sheep strain), which was initially thought to be implicated in these unusually severe Alaskan cases.


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Whenever MichaMi releases something new, I immediately fix my beady little avatar eyes on it. I love the newly-released Anouk jumpsuit -- it has anal-retentive construction (which I completely appreciate) and a very chic line, perfect for any sort of avatar (including mine). MichaMi also makes a totally perfect bottom on her pants! [SLURL to MichaMi here.]
I'm wearing it with this beautiful (and skeletally painted) skin from Plastik. The skins from this shop really suit my av...which leads me to the ponder that I've come to peace with my no-mod shape. It's kind of like being born with a particular body type that you can't get rid of without expensive surgery... I've also got on some graceful horns from The Stringer Mausoleum. Why wear one when your inner demon can sport three, arching above your head?
(SLURLs here!)
***Hair: House of Munster Twizzy Black & White
***Gloves: SiniStyle Lilith Sleeves
***Necklace: Little Boy Blue Sanguis necklace in red
***Shoes: Nightshade Designs Datura's Night - colorless love
***Skin: Plastik Halloween skin skeleton - dark (bones)
***Horns: The Stringer Mausoleum Demon Parts - Volant Horns
***Outfit: MichaMi Anouk Jumpsuit - black and cream
***Poses by Flowey (see my posemaker sidebar)


text: There is increasing evidence that export diversification is linked to growth. However, possibly less than 10 African countries show signs of export diversification, with manufacturing making up at least 25% of total exports. Botswana and Zambia are both heavily reliant on primary commodity exports. In Zambia, the dominance of copper was such that only 6% of Gross Domestic Product (GDP) was manufacturing at independence in 1964 – 90% of export revenues were with copper. Zambia has had two main eras of economic policy since independence, with a central planning approach in the first period. In 1991 Zambia evolved to a market economy model. Policies and the role of government differed – from that of investor to facilitator – but the outcome was similar: mineral exports have remained high and dominate the portfolio of goods exported.


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Liam, helping revise the Clock Town Choir's libretto.
Some of it is different, definitely better, but much like those of you who might be singing the lyrics to the game's theme as you play, I will take a long while to excise the old ones from my mind as well. X_X


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Being best in the business won't make you rich.
Being the top-ranked website for your field just might. Good SEO and good business go hand in hand. You have great customer service, a smart business model and every reason to be pulling in profits – you should be getting the traffic, the prospects and the sales you want.
If you're not, there's a good chance you need us to raise your SEO rankings. SEO stands for search engine optimization. So when your website is optimized for the right keywords, your website's rankings for those keywords will be greatly improved.
How could you know that your website is SEO'd for the right keywords? Well, we could help you to find out. We provide website review service which tells what keywords your website is ranked for and is optimized for; who's your top 10 competitors online and more.
If you don't have a website and are thinking of having one, why not try our low cost self-building SEO friendly website? You will be able to build up a new website in a few steps. No website design or coding skills are necessary.
If you want a fully customized and highly professional website design, please fill out the form (at the bottom of this page) to specify your needs for a free quote.
In case you didn't know what SEO ranking would do to your business: We can help your site rank higher in search engines to help people find what you sell, increase your visitor traffic, and pull in better sales for your business. Just fill out the form below to specify your marketing budget so that we could provide a marketing proposal.
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Contact us today, and we'll get you on your way to better SEO, higher rankings, and improved traffic and sales in no time. If you need another type of convincing, check our portfolio. If not, please fill out the form below:


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Read in English.
- 6 Apples
- 4 Eggs
- 2 1/2 cups Plain Flour
- 2 tsp Baking Powder
- 1 1/2 cups Brown Sugar
- 1/2 tsp Baking Soda
- 1 cup butter
- 1 tbsp Cinnamon
- 1 tsp Salt
- 1 cup Icing sugar
1. In a bowl, mix together the flour, cinnamon, baking powder, salt and baking soda.
2. In a pan, melt the butter on low heat. In a separate bowl, whisk together the melted butter, brown sugar and eggs until smooth.
3. Start adding the dry ingredients to the wet ingredients gradually without over mixing. Finally, add in the apples. Grab a bundt cake tin, cover with cooking spray and gently fold in the mixture. Bake for about an hour at 180C.
Recipe brought to you by mykitchenstories.com.mt


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Forsyth Street serves as financial advisor to a wide range of entities including municipalities, public authorities, agencies, non-profits, local development corporations and others. We provide our clients with services including assistance with organizational development, strategic planning, product and program design, feasibility analysis, policy review, underwriting, capital sourcing, balance sheet management, structuring and assistance with the issuance of municipal debt.
Our staff has decades of experience structuring complex capital market transactions and managing the operational aspects of bond financings. This work has included selecting a financing team, working with bond counsel and underwriters, preparing rating agency strategies and presentations, and coordinating large working groups of legal, program, and finance professionals.
Sample Clients
United Nations Development Corporation
The United Nations Development Corporation is a New York State public benefit corporation created in 1968 to assist the United Nations community with its office space and other real estate needs. Since 2011, Forsyth Street has been a financial and real estate advisor to UNDC in connection with an anticipated bond financing for construction of a proposed new office building under consideration by the United Nations that would be leased by the UN and used to consolidate staff from other UN locations in New York City. Forsyth Street has assisted UNDC in various real estate matters relating to the transaction, including structuring of the transaction and participating in negotiations with the United Nations.
New York City Energy Efficiency Corporation
The New York City Energy Efficiency Corporation is an independent 501(c)3 non-profit corporation established by the City of New York in 2010 with the mission of financing clean energy projects, catalyzing an energy efficiency retrofit financing market, and implementing the City's climate action initiatives. As NYCEEC's financial advisor since the corporation's inception, Forsyth has provided a comprehensive set of services that includes assistance with program development, credit analysis, lending operations, and raising capital for specific projects, programs, and NYCEEC's balance sheet.
In the course of this engagement, Forsyth has helped to design and implement various initiatives including a municipal finance program with the local housing finance agency to retrofit regulated multifamily housing, an on-bill repayment structure for energy efficient improvements and natural gas conversions, and an energy service agreement-based structure for financing commercial office retrofits. In support of these initiatives and to build out NYCEEC's balance sheet, Forsyth Street has assisted the corporation's efforts to raise private, public, and philanthropic capital to complement initial funding received from the American Recovery and Reinvestment Act.
Joint Operating Entity (JOE NYC)
Forsyth Street is financial advisor to a group of New York City-based community-based housing industry leaders to develop a new paradigm of collaborative mechanisms to scale up the industry. The goal is to undertake concrete steps that will enhance the stewardship of the existing stock of community based housing, marshal additional resources to support new housing development, and better position CDCs to undertake complementary activities that serve the evolving needs of vulnerable New Yorkers and allow mixed-income communities to thrive. Forsyth Street has prepared a series of strategies to facilitate the ongoing stewardship of these assets including development of an asset aggregation strategy to operate at greater efficiency, to provide a new source of capital for new development, establishment of industry standards for community-based housing operators, and support for policy changes to enhance the capacity of the community-based housing industry to preserve and protect New York City's at-risk stock of affordable rental housing.
San Francisco Housing Accelerator Fund
Forsyth Street serves as financial advisor to The San Francisco Housing Accelerator Fund (SFHAF), a newly-established public-private-philanthropic partnership that provides powerful new tools for producing additional affordable housing in San Francisco. Forsyth Street worked for the City and County of San Francisco's Mayor's Office of Housing and Community Development (MOHCD) to create the new fund, which has a broad mandate to support housing and economic development initiatives important to the City. SFHAF's design incorporates elements from successful funds elsewhere into the context of an independent 501(c)(3) with a flexible balance sheet.
SFHAF is intended to alleviate two factors that are constraining affordable housing production: existing capital for affordable housing development is already fully committed, and available sites need a more nimble capital source to be successfully acquired for the City's affordable housing pipeline. By assembling new capital within the framework of an independent non-profit aligned with City policy, SFHAF expands the pool of City pipeline-coordinated resources available for affordable housing development. SFHAF also has the flexibility to intervene rapidly in order to facilitate the acquisition of strategic sites, as either a provider of financing or as the property purchaser or investor.
Connecticut Green Bank
Forsyth Street assisted the Connecticut Green Bank — the nation's first green bank — with expanding its efforts to increase the scale of its origination of clean energy investments, with an emphasis on low-to-moderate income communities. This engagement resulted in the launching of Inclusive Prosperity Capital, a not-for-profit investment fund increasing access to capital for low-to-moderate income communities and nontraditional credits like nonprofits, faith-based organizations, housing authorities, schools, and smaller businesses. As part of this assignment, Forsyth Street worked with the Green Bank to conduct a market scan of actors working in clean energy finance focused on LMI communities. Forsyth is conducting a feasibility study of the benefits of creating a new energy finance intermediary that is able to rapidly deploy financing for clean energy efforts in Connecticut and beyond.
Vital Healthcare Capital
Forsyth Street is financial advisor to Vital Healthcare Capital (V-CAP), a CDFI that provides flexible financing and development services to support quality healthcare and good healthcare jobs in low-income communities. Forsyth supported V-CAP in its effort to raise capital from institutional lenders to launch its operations. Launching in 2015, V-CAP seeks projects across the continuum of care, emphasizing integrated, person-centered, and cost effective models of care.
Hudson Square Connection
Forsyth Street is financial advisor to the Hudson Square Connection, a business improvement district in the Hudson Square area of Manhattan, in connection with the structuring and sale of approximately $10 million in bonds to fund infrastructure improvements backed by BID property assessments. To date, Forsyth Street has assisted Hudson Square Connection in procuring and selecting a financial team of underwriters and bond counsel; developing recommendations with respect to the size, structure, specific terms, and conditions of the debt issue; ensuring the bonds meet federal tax law requirements with respect to the issuance of tax exempt bonds, and creating a financing plan and schedule, including presentations to rating agencies.
In addition Forsyth Street works for, or is currently working for the following public sector clients and non-profit clients:


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US Equity High Frequency Trading: Strategies, Sizing and Market Structure
High-frequency equity trading is the lovechild of 12 years of SEC rulemaking and advances in trading technology. The combination of these two trends has been necessary and sufficient to unleash an array of new trading strategies. The continued success of these strategies has exchanges and ECNs, brokers and clearinghouses, market data providers and technology vendors launching new business models and offerings to support high-frequency traders or help others adapt to this new environment. Imagining an US equity market structure without high-frequency traders is like trying to remove the "c" from E=mc2.
But, not everyone has a full understanding of US equity market structure, and those that do not necessarily have consistently favorable views of it. In fact, recent events have triggered politicians, the media and even the general public to weigh in on this, using such industry jargon as high frequency trading (HFT), flash orders, naked access and dark pools in their everyday lexicon when taking a position on the fairness of securities trading today. However, while these terms reflect some of the newest changes in the marketplace, their direct association with each other should not be assumed without further clarification.
How much daily trading activity can be classified as high frequency? What comprises this classification? For everything that is not considered high frequency, what portion of activity is affected by it, in terms of related prices and liquidity? What kind of firms include high frequency trading as part of their strategy and how big of a role does it play in the profitability of the industry?
What is a 'fair market' and a 'level playing field'? Should we expect all participants to play on a level field or will professional traders naturally gain greater ability from their experience, intuitive knowledge and advanced technology tools? What is the relationship between these terms?
Once we peel back the layers of the process and examine the tradeoffs that everyone faces, from institutional investors and hedge funds, to retail brokers, individuals and their representatives, the world becomes a series of tradeoffs: market impact versus opportunity cost; price improvement versus information leakage; narrow spreads versus depth of book; good regulation versus unintended consequences.
The appropriate tradeoffs cannot be made unless we have a clear understanding of the participant's and their role in the market. High-frequency trading is not a homogenous group; it is not an investment style; it is not a unique phenomenon to equity markets or the US. High-frequency trading merely describes one characteristic of a wide array of market participants.
The industry and its regulators must stop looking at participants and start looking at specific mechanisms and practices.
The TABB Group study on US Equity High Frequency Trading is a 32 page report that explores the importance of high frequency trading in our market, defines terms associated with high frequency trading, and explains the relationships among the primary participants. It gives explanations and examples of high-frequency trading strategies, including virtual market making, rebate trading, liquidity detection, and various forms of arbitrage. The report details TABB Group's methodology for the proportion of equity volume and trades that involve high frequency strategies, as well as drivers for future changes to those numbers.
Included throughout the report are the results of a recent poll of 62 market participants on various components of current market structure such as flash trading, redefining front running, the tradeoff between order exposure and price improvement, and the need for an SEC inquiry into market structure, ability to get a good execution.
- Equities


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Still working through the many subdistrict creation announcements, another notable peculiarity showed up. In 1975 a total of 15 subdistricts were created in Lopburi province, and another 8 the following year, while normally especially in such a rather small province only one or two subdistricts got created in one year. Even more striking is the fact that these subdistricts 15 were created in the single district Chai Badan, which at that time covered the whole northeastern part of the province - Lam Sonthi and Tha Luang were split off in 1978 and 1989 respectively. In fact all of the subdistricts which were split off when creating Tha Luang were created in these two years. In 1974 Chai Badan just had 8 subdistricts, in 1976 the number has increased to nearly the threefold. And another 3 subdistricts just date back to 1970, another one to 1971. So taking these in account as well, the number of subdistrict multiplied to the sixfold within 6 years.
However I have no idea what was the reason behind this big increase of subdistrict numbers in those years, it cannot be the improved irrigation possibilities after the construction of the Pasak Jolasit Reservoir, as that was initiated in 1989.


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Dori Foot Mat Grey
Polyster Dori
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Company Secretarial And Tax Package (Active)
(This package is applicable for active companies only. For dormant/inactive company package, please click here.)
This package includes the following services:
- Yearly Secretary
- Compilation of Unaudited Financial Statement & Reports
- Tax Computation
- Preparation of Annual General Meeting / Annual Return Documents
- Filing of Annual Returns
- Submission of ECI, Form C-S
Kindly note that:
- The package fee of $550 is not inclusive of ACRA & IRAS late filing fees/penalties that your company may be liable for (if any).
- Any late filing fees/penalties (if applicable) will be payable separately.


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Filtering Media: Borosilicate Glass Fiber
Max. Particle Size: 0.01 Micron
Max. Oil Conc.: 0.01 mg.m3
Initial Pressure Drop: 0.08 bar
The filter elements made of borosilicate glass fibers are used where micron/sub micron filtration (For filtering the contaminants with particle size ranging from 1 micron to 0.01 micron). The fibers of borosilicate form a mesh like network and the voids in this mesh affect the trapping of the contaminants (mainly in the form of oil mist, aerosol or vapour) because of this, Borosilicate fibers are classified as DEPTH FILTERS. The borosilicate glass fibers are inert and are resistant to all strong alkaline bases & acids. The fibers are also heat resistant and will soften only at temperature of 600?C and above. The retention capacity of borosilicate is very high because of very high void volume (96%) and has a very high holding capacity with a very low pressure drop.


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By KABS KANU
Sierra Leoneans have started missing President Ernest Bai Koroma with tears. WE USED TO SAY IT THAT YOU NEVER MISS THE RIVER UNTIL THE WATERS RUN DRY.
During the reign of President Koroma, our country was so peaceful we have now been deemed one of the 5 most peaceful countries in the world. Everybody went about their business without fear and in peace. Nobody feared politically and tribally motivated attacks.
During his reign, it did not matter whether you were Mende, Temne, Fula, Lokko, Limba, susu , Kru or madingo. Everybody had a place under his mammoth umbrella of peaceful , inclusive and responsible governance. Everybody was safe under his rule. Wherever he went, whether Bo or Kenema, whether London or New York, a cross-section of Sierra Leoneans came around him and celebrated him.
He took development projects everywhere in the country. In fact, most of his infrastructural developments and provisions of socio-economic and political dividends were executed in the SLPP strongholds of the Southeast. Thank God, COCORIOKO was dutifully recording all these developments and pictures which we will soon start to republish. President Koroma changed the architectural and aesthetic face of our nation with beautiful structures and magnificent road networks. President Bio will only operate under President Koroma's shadow because Koroma has already set the groundwork, agenda and momentum for him. The NEW DIRECTION is a sad imitation of President Koroma's AGENDA FOR CHANGE and the AGENDA FOR PROSPERITY.
Journalists, civil society groups and political and social activists will confess that they had their finest ever moments during the reign of President Koroma.
Though Lady Luck was cruel to him in that the fall in value of our minerals on the international market, Ebola and the mudslide disaster came and undermined his hard work, business thrived and Sierra Leone had the second fastest growing economy in the world under his reign . Everybody knows that DE PA REALLY WOKE and he has left impressive legacies that it will be very difficult for another President in Sierra Leone to match.
While he enjoys his much-desired retirement, some rabid political underdogs and faceless ingrates want to tarnish his name, but they will only succeed to do that over our dead bodies.
President Koroma's unmatchable legacies will be drummed home by some of us until our ears vibrate with the sweet music of these reports.


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Primary campaigns are different from presidential campaigns, which require the winning candidates to quickly shift gears for a general election.
The candidate is not assured of pre-screened friendly audiences, who are disposed to forgive and forget if their favorite candidate stumbles badly.
Mitt Romney, with all his experience running for office, surely knows this. But last weekend, on his first venture in 2012 outside the friendly confines of Fox News, he did indeed stumble badly.
President Barack Obama had just announced his plan to allow younger illegal immigrants, brought to this country as youngsters and maintaining spotless records since, to obtain work permits and legal residency renewable every two years.
The Republicans hotly accused Obama of "playing politics." Excuse us while we lie down with a cold compress on our forehead at the febrile thought that, with just over four months to go to the election, a politician would play politics.
Appearing outside his protective media shell for the first time Sunday, on CBS's "Face the Nation," Romney refused five times to say whether he, as president, would revoke the executive order he had just finished denouncing.
He should have been prepared for the question; certainly his advisers must have seen it coming. But he left the impression that he honestly didn't have an answer; either that or he was afraid anything he said would offend one or another of his constituencies.
Romney attempted to deflect the questions by saying if Obama "felt seriously about this, he should have taken action when he had a Democrat House and Senate, but he didn't."
In fact, Obama in 2010 offered a version of the DREAM Act that would have led to citizenship, but Senate Republicans killed it. That's another pitfall Romney should have been warned about.
Romney has yet to offer his own immigration plan except for his detail-free promise to work with Congress on a long-term solution. The immigration debate has been at a rolling boil since at least 2005, so no real hurry there.
One of the GOP's most promising young stars may have been a collateral victim of Romney's waffling: Florida Sen. Marco Rubio, the party's best hope of rebuilding links to the Hispanic community and a favorite of the tea party and influential Republicans like former Florida Gov. Jeb Bush. Rubio was said to be ready with his own version of the DREAM Act.
But ABC News reports that team Romney has not asked Rubio for his personal financial records, a first step in the vetting process and "a strong indication that he is not on Romney's short list of potential running mates."
The Romney campaign is indeed shifting gears, just not smoothly.
This editorial was provided by Scripps Howard News Service.
Mitt stumbles on immigration
Primary campaigns are different from presidential campaigns, which require the winning candidates to quickly shift gears for a general election.


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We offer several options for you to enjoy your diving in the Galapagos:
The boat is a 12 meter custom built dive speed boat with twin 250hp engines. It took it's maiden voyage in May 2017, making it the fastest and most modern dive boat in the Galapagos area. The boat has a private pump toilet as well as comfortable cushioned seats and plenty of room to relax in the sun between dives.
Everyone knows diving has the potential to become a dangerous past time, but if you follow the rules and stay within your limits we believe diving is the best sport out there!
Academy Bay Diving and it's crew put your safety as out utmost concern, even higher than catching that glimpse of the Hammerhead sharks, which is why our company has a ZERO dive accident record.
In the unlikely and unfortunate event of a dive accident or passenger emergency, all of our crew members, Instructors, Dive masters, sailors and Captain have received dive first aid training & emergency oxygen administration training.
We also have the added benefit of having a qualified Emergency Nurse with Hyperbaric medicine training on staff.
Flying after diving is a question we get asked at least once everyday. The recommendations from DAN Divers Alert Network, is to wait a minimum of 18 hours after doing a 2 tank dive session before flying. See their recommendations on their website.
Therefore, diving the day before you leave Galapagos with Academy Bay Diving is definitely possible as we leave early in the morning and finish our dives normally by 11.30 at the latest.
The flights that leave Galapagos start at 10am giving you at least 23 hours rest time.
There are 2 Hyperbaric Chambers on the island of Santa Cruz in Galapagos. One is a private chamber than can be used by anyone with or without dive insurance (at a cost of course), and the other is a DAN run chamber which treats only dive injuries of those divers with DAN insurance (can be purchased over the internet before treatment in some cases).


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Koala Bear
|See the huge owl back there!
Faux Fur Coat: H&M
Top: H&M
Necklace H&M
Jeans: JCPenny
Boots: Steve Madden
Today was a pretty cold day for fall. I wore my new faux fur coat from H&M, to help keep me warm. My boyfriend pointed out that the color resembles a koala bear. I agree, but koalas are adorable so that makes me love it even more. The necklace that I'm wearing, is a great statement necklace because it's crazy beautiful. I love wearing big sparkly statement necklaces with casual clothing, to dress up a simple outfit. They just make simple outfits much more interesting. I went for a nice little walk in the woods and spotted this owl. I'm not sure if I have actually ever seen an owl in the wild, I can't remember. He was huge didn't seem to feel threatened when I was taking pictures of him.


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The state budget is benefiting from a lower-than-expected number of residents enrolling in Medicaid for whom the state would have been required to pay part of their benefits.
State Human Services Commissioner Jennifer Velez cited the lower number of enrollees as a major reason why the state is expecting to spend $87.6 million less than it budgeted for Medicaid in the current fiscal year.
New Jersey FamilyCare, the state Medicaid program, actually was relatively successful in enrolling residents overall from January through March, the first three months of the expansion in eligibility for the program.
The vast majority of new enrollees have their Medicaid benefits covered entirely by the federal government.
The 2010 Affordable Care Act provides that the federal government will pay for 100 percent of the costs for newly eligible residents, as well as most adults who were previously eligible for FamilyCare, through 2016.
But under ACA guidelines, the state must pay a portion of the costs for children participating in FamilyCare, as well as for parents or legal guardians who are eligible for WorkFirst NJ, a state program that provides cash assistance to the very poor.
That's because the federal government requires states to contribute to the largely federally funded Children's Health Insurance Program (CHIP), which funds FamilyCare for children, and to Medicaid for parents or legal guardians eligible for Temporary Aid for Needy Families (TANF), the federal program that funds WorkFirst NJ, which resulted from the 1996 federal welfare-reform law.
Medicaid officials and media reports across the country have referred to people who were not directly affected by the Medicaid eligibility expansion but who choose to enroll as a result of publicity surrounding the ACA as "coming out of the woodwork," and described their impact on budgets "the woodwork effect."
Of the roughly 250,000 adults who enrolled in Medicaid since January, the state was required to cover part of the cost of benefits for only 10,152 people.
"We budgeted for a certain number of people to come onto the Medicaid rolls and when that take-up for the woodwork didn't materialize," it contributed to the budget savings, Velez said in an interview after testifying before the Senate Budget Committee earlier this month.
The issue reflects the complex ways that the ACA affects Medicaid.
Adult FamilyCare recipients can be broken into three groups: the first group includes those eligible for WorkFirst NJ; the second group is comprised of those who aren't eligible for Workforce NJ but who were previously eligible for FamilyCare due to state law; and the third group encompasses those who are newly eligible for FamilyCare due to the ACA.
To be included in the first group, for a parent or legal guardian living in a two-person household, the household income must be less than $5,796. That income limit rises to $8,784 in a four-person household, according to the latest available guidelines.
The second group exists because, beginning in 2001, the state covered a wider range of parents and legal guardians when it expanded its CHIP program, NJ KidCare, to become NJ FamilyCare. While it originally covered these adults with household incomes up to 200 percent of the federal poverty line, Gov. Chris Christie's budget in 2010 reduced eligibility for this group to 133 percent of the poverty level.
That means the second group covers people with household incomes equal to between $5,796 and $20,628 for a two-person household and between $8,784 and $31,321 for a four-person household. The ACA provides 100 percent federal funding for adults in this group.
The third group is largely comprised of childless adults, who previously weren't eligible for NJ FamilyCare but were made eligible through the ACA's expansion of Medicaid, which Christie agreed to. It also covers some parents, since the ACA encompasses a slightly larger income range: households with incomes up to 138 percent of the federal poverty line, or $21,204 for a two-person household and $32,499 for four-person household.
Even if the state missed its "woodwork effect" projections, that doesn't mean that enrollment has been disappointing. Raymond J. Castro, senior policy analyst for the nonprofit New Jersey Policy Perspective, said there has been a significant increase in the number of parents with income above WorkFirst NJ eligibility levels who've enrolled in FamilyCare since January.
"I see this as rather positive," Castro said.
From January through March, FamilyCare added 87,657 adults and 16,355 children. This increase is lower than the 250,000 newly enrolled, because more than 140,000 left FamilyCare during that time period.
Castro said the state likely missed its projections because officials wanted to be conservative and avoid a negative effect on the budget.
"I think they did it to be on the safe side and I think if I were over there I would have done the same," said Castro, a former state Human Services official.
ACA opponents in other states cited the "woodwork effect" on state budgets as a problem with the federal healthcare law. But Castro said the number of TANF-eligible adults who weren't already in Medicaid was such a small number that they were unlikely to have a big impact.
"It was really sort of a political thing and a scare tactic rather than anything real," Castro said.
State officials also pointed out that the state has built a track record for successfully enrolling Medicaid patients.
"For five consecutive years, New Jersey has been awarded bonuses by the federal government for its enrollment strategies," state spokeswoman Nicole Brossoie wrote in an emailed response to questions. She noted that the most recent award was for $22 million in July 2013.
The lower enrollment was only one reason for the lower state spending budgeted for Medicaid this year. Another reason is an increase in the amount of rebates it receives from pharmaceutical companies for the medications that FamilyCare recipients receive. This number fluctuates annually.


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The Richest Man In Babylon
December 24, 2012 2 Comments
'The Richest Man In Babylon' is a book by George Samuel Clason,first published in 1926, which teaches simple lessons in financial wisdom through a collection of parables set in ancient Babylon.
The book is well deserving of its status as a personal finance classic and is an extremely easy read both for adults and children.The parables have the power to make an indelible impression on the mind and teach lessons for life.I feel the book should join all the childhood classics such as Cinderella,Sleeping Beauty,Snow White, Aesop's fables et al. After all it is so much easier and fun to learn financial wisdom from parables than through bitter experience.
Copies of the book can be bought online and in book stores easily and they make excellent gifts.It is also an excellent title for your personal library.Alsoyou can get free copies legally as it is off copyright.Here is the link to a free copy.
The following are my favourite excerpts from the book:
"…a man's wealth is not in the purse he carries. A fat purse quickly empties if there be no golden stream to refill it. Arkad has an income that constantly keeps his purse full, no matter how liberally he spends."
"Thou makest me to realize the reason why we have never found any measure of wealth. We never sought it. Thou hast labored patiently to build the staunchest chariots in Babylon. To that purpose was devoted your best endeavors. Therefore, at it thou didst succeed. I strove to become a skillful lyre player. And, at it I did succeed." Read more of this post


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Brighton and Hove Albion boss Chris Hughton was shocked by his side's poor performance against Huddersfield Town last night.
Town out-played the league leaders and came away with an impressive 3-1 victory against the south coast side tipped for automatic promotion to the Premier League.
Goals from Tommy Smith, Nahki Wells and Elias Kachunga sunk the seasiders in West Yorkshire, with Brighton centre-back Lewis Dunk sent off in the 67th minute for a second bookable offense.
And boss Hughton put the defeat down to a dismal display from his side, rather than an exceptional Town performance.
Hughton told The Argus: "They are a good side but there were not any surprises for me in the way they played. They are good off the front, have good pace and movement.
"What surprised me was how poor we were. There was an early sign when we put ourselves in a position where Bruno ends up getting a booking.
"By the time they got their first goal it wasn't a surprise. We were just way off the pace. It can happen. If you ask me the reason why I don't know. I can't say we deserved any more than we got."
Despite a disappointing defeat, the Albion boss had no qualms over his captain's red card - received after two yellow cards for tackles on Chelsea loanee Izzy Brown.
Hughton said: "He played the ball but he was already on a yellow and that gives the referee a decision to make. It's another one for Lewis that he has to learn from."
Brighton captain Bruno was equally disappointed with the Seagulls' performance, but acknowledged the Terriers' terrific display.
"They had more intensity, more quality with the ball. Especially in the first half, we were 45 minutes defending," said the Spaniard, who was booked within 30 seconds of kick off for a foul on Rajiv Van La Parra - who tormented his marker throughout the match.
"We couldn't keep the ball. It is so difficult to play away from home without quality on the ball. If you cannot pass the ball three or four times to kill their momentum, it is difficult to play."
He added: "It was tough for me but it wasn't just me, it was the whole team. We didn't play well."


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The group is about getting together and making friends. We spend time talking, exchanging ideas and working on our projects or starting new ones. We do all kinds of needlework: cross stitch, tapestry, crochet, knitting etc.
NEAREST METRO: Kropotkinskaya
COSTS: Materials starting from 200 rubles which need to be provided by participants.
TIME: Monday 13.00 – 16.00
Sahaja yoga meditation is a spontaneous and effortless technique by which a person is completely relaxed and free from all depression, anger, anxiety and aggression. It is practiced by people from all over the world irrespective of cast, creed, sex or religion. It was founded in 1970 by her holiness Shri Mataji NIRMALA Devi who was born in a Christian Family and was a doctor of medicine. By practicing Sahaja yoga meditation a person becomes completely calm and peaceful from within, his/her health also improves and there is a positive change in his/her personality.
NEAREST METRO: Pushkinskaya, Nastyasinski perulok 8/1
COSTS: classes are free of cost
TIME: during the summer on every Tuesday 11:00 to 12:30s, evening from 19:00 to 20:00.
Learn how to make traditional Russian dolls using simple techniques. Discover that dollmaking provides a fascinating insight into Russian social and cultural history from the female perspective. There is more to these dolls than you think! Our teacher Anna has a wealth of knowledge to share.
This simple craft is suitable for anyone with interest. We invite you to join our small group (maximum of 8 people) to make a souvenir that is truly Russian.
DAY Advanced: Every second Tuesday
Beginner: Every second week – Wednesday or Friday (to be decided)
TIME: 10.00 am – 1.00 pm
COST: 2000 rubles per class (all materials provided)
LOCATION: Central city location
Why should we get bored if we are staying in Moscow during the summer months of July and August? Some Interest Groups continue to run during summers too.
Check out Regular Interest Groups and Weekend and Evening Groups.
Before July and August, we will publish the list of Summer Interest Groups. If you are interested in joining any of these groups, or for more information on who to contact for the classes, please contact the Interest Group Team at email@example.com. You can also look at the full list of Regular Interest Groups and Weekend and Evening Groups.


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There's more to Orange County, California than beautiful beaches on the Pacific coastline. Further inland, you'll discover incredible mountains perfect for hiking, horseback riding, or mountain biking, and glistening lakes that reflect picturesque summer sunsets. Let Yellow Cab be your Rancho Santa Margarita taxi, we'll provide your getaway car as you escape into the open air of California.
Rancho Santa Margarita is close to several wildlife parks, lakes, golf courses, and campgrounds. Residents and visitors alike depend on Yellow Cab to take them to these vacation destinations as well as local dog parks, skate parks, restaurants, hotels, and bars. Our friendly and professional drivers know their way around Orange County, so whether you've come from near or far to visit the great outdoors of Rancho Santa Margarita. Yellow Cab Rancho Santa Margarita will always bring you back home safely. Our advanced GPS, dispatch, and communications technologies, along with 60 years of exceptional service, have helped us become one of the most trusted taxi services in the area.
Each Yellow Cab vehicle is well-kept and smoke-free for your comfort and convenience. Our vans seat up to 6 passengers and are wheelchair accessible to make traveling easy for all our patrons. We've also made our taxi reservation system a breeze with our easy online form. Visit us online or call Yellow Cab Co at 714-999-9999 any time of day or night to reserve your next taxi ride.
There are many choices in Rancho Santa Margarita when it comes to dining. Enjoy the lake-side patio view from Carmelita's Mexican restaurant or the delicate flavors of Thai food from one of several Asian restaurants in the area. Forget the fuss of parking and enjoy your dining experience to the fullest when you reserve a Yellow Cab taxi to bring you to and from all your outings in Rancho Santa Margarita.
Listed on the right side of this page are some of the top restaurants in Rancho Santa Margarita.
If camping in the woods doesn't suit your stay, there are several hotels nearby with cushy white linens and best of all, showers! Yellow Cab Co has a fleet of over 300 vans and sedans, so we are ready to go when you are. Reserve a Yellow Cab taxi for a night out or to bring you safely to the airport at the end of your trip. We are contracted with John Wayne and Ontario airports and serve all of greater Orange County's hotels and attractions. Call us at 714-999-9999 or visit us online to reserve your taxi today.
Listed on the right side of this page are some of the top hotels in and around Rancho Santa Margarita.
Enjoy the beauty that surrounds you on the Tijeras Creek Golf Course or plan a special event at the Dove Canyon Golf Club. With so much natural beauty, you don't have to go far to find peaceful and quiet serenity. After a day connecting with nature, Yellow Cab will gladly bring you back into the city for a bite to eat or some drinks with friends. Fill out our easy online form to reserve a taxi in advance, or call us any time of day or night, at 714-999-9999.
Listed on the right side of this page are some of the top attractions in and around Rancho Santa Margarita.
Residents and locals alike choose Yellow Cab to drive them home safely from a night out in Rancho Santa Margarita. Our online form makes reservations easy to make from your smart phone. Or you can use your smart phone to call Yellow Cab Co any time, day or night, at 714-999-9999. You won't regret that phone call in the morning!
Listed on the right side of this page are some of the top nightlife attractions in Rancho Santa Margarita.