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Popcorn Park
On halcyon afternoons back in the Age of Pop, around 1966 or so, college students and other idlers—mostly male, as was and is the tendency—liked to use the latest stack of Marvel Comics as text for a free-floating commentary. The vantage point hardly mattered: aesthetics, Jungian psychology, the dynamics of American social life, the sexual implications of superhero costuming. Marvel's creations were grist for any kind of rumination, high or low. They provided a shorthand for categorizing personalities and situations (an analogy for almost anything could be found somewhere within the rapidly expanding Marvel Universe), and, most satisfying of all, could be taken as frivolously or as seriously as you wanted. In those days it was not unusual to hear Stan Lee (then still the writer of almost all the company's dozen or so titles) praised as a protean intelligence of near-Shakespearean dimensions, while the distinctive styles of Marvel's artists—Jack Kirby, Steve Ditko, Jim Steranko, and many others—fueled hours of discussion about the nature of the line and the employment of space.
Here, many felt, was the real Pop Art, not the appropriation of mass culture by the likes of Lichtenstein and Warhol but a sophisticated reinvention of that culture by longtime veterans of its lowliest reaches. The simplistic charms of old-style superhero comics, with their infantile motivations and threadbare fantasy worlds, had been revamped by Stan Lee and his colleagues into an elaborate playing-out of the genre's possibilities. Their superheros were self-conscious, plagued by doubts, subject to irrational obsessions, and the increasingly complex narratives in which they interacted were a knowing encyclopedia of all the elements of adventure serial and soap opera. Their main characters—the Fantastic Four, the Incredible Hulk, Dr. Strange (Master of the Mystic Arts), Iron Man, Thor, Sub-Mariner, and, most popular of all, Spider-Man—each had his own emotional shadings and fetishistic peculiarities. Best of all, the proceedings were bathed in a humor which, if not deathlessly witty, gave the proceedings a reliably jaunty cadence: "Though there be many writers, none but Stan Lee could have penned this tale! Though there be many artists, none but Steve Ditko could have drawn this tale! Though there be many letterers, none but Artie Simek was available when we needed him!"
Marvel Comics were overtly formulistic, drawing attention to their visual and narrative devices, and interlarding even the most portentous scenes with wisecracks from the sidelines. The reader was constantly reminded that the story was being invented from one frame to the next, and the result was a sense of complicity between reader and artist. At least at the outset, before they too evolved into a gigantic corporate enterprise, Marvel Comics were perceived as an antidote to the squareness and predictability of mass entertainment. At once good-natured and anti-heroic, they preserved the spirit of seat-of-the-pants inspiration associated with pulp magazines and B-movies; they had something of the free-flowing comic invention of the early days of Mad magazine, coupled with a serious absorption in the evolving mythology of their characters. If…
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Cairn Terrier
The Inky Paw
Cairn Terrier Post Card
SFAPC07 $1.00 each
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Ever since we started making plans for the new kids room, I knew that I wanted to find extra special furniture for their space. I'm talking the kind of furniture for design loving parents that the kids love too, something contemporary with Scandinavian influences. I have to say, my initial search for bunk beds left me feeling rather cold – everything I found seemed a little too traditional, safe. Maybe even a little boring. And then I found Nubie. Can I get a "hell yeah!"?
Nubie was launched eight years ago by a parent with similar experiences to mine who felt frustrated by the lack of unique, stylish and well designed kids furniture. Having sourced the best in children's products around the world, Nubie is now a one-stop online destination for wow factor kids room design. There's not much you can't find here, including bedding, wallpaper, toys and wall hooks alongside beds and desks, all of which is beautifully considered and produced to a high standard.
Some of my absolute favourites come from brands such as Oliver Furniture based outside of Copenhagen, Oeuf NYC, Ferm Living, Nobodinoz from Barcelona and Cerise Sur La Gateau for a spot of quirk. I love the simple pale wood furniture, the organic, tactile shapes and pops of brightly coloured textiles. Just the way I'd like their room to be when we finish in a couple of weeks (keep your eyes peeled!)
And in case you're feeling jealous that the kids get all the fun, Nubie also has a range for grown-ups too. Although that may be for another post…
1. Play kitchen, Sebra | 2. Rabbit cushion, Ferm Living | Lina Dotty cushion in Peacock, La Cerise Sur La Gateau | 3. Babou black shelves, Rose In April | 4. Paloma wool rug, Olli Ella | 5. Oak Ping Pong chair, Oliver Furniture | 6. Mint storage bench, Flexa | 7. Jute rug with blue sticks, Ferm Living | 8. Brooklyn child to teen desk, Oeuf NYC
7 Comments on Nubie | Contemporary Kids Room Style
So many beautiful things. The raised bed is adorable! Have a lovely weekend. x
Oh I love this stuff! What a fab find!
These are stunning!
I'm currently redecorating my little girl's room as she moves into a bigger space and it's been so difficult to find anything fun!
Our struggle is that anything with shelves or ledges and she WILL climb it 🙁
If only there was a climb-proof range somewhere ha
Never mind the kids. I want that Paloma rug for me! x
Beautiful items. I curated from Nobodinoz for Smallable recently along with that same Fern living rug. Great minds think alike right? 🙂 a lovely curate x
Gorgeous, all of it! I want their room as my own! x
That Oliver Furniture loft bed reminds me of a bunk bed I 'designed' when I was a kid and sent to Hamleys asking them to make it for me.. haha! Its great to see so many sleek contemporary nursery designs around nowadays 🙂


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Off the Record: Linden Shades Collector's Edition
Off the Record: Linden Shades Collector's Edition Game Description
A mysterious figure in red… Something's driven everyone away from Linden Shades. No one's been back since that time of terror when the kids drew startling images of blood-red ghosts, and the police were no help. Your editor's sure there's a story hidden in the Shades. Can you get the truth, off the record? This is a special Collector's Edition release full of exclusive extras you won't find in the standard version. As a bonus, Collector's Edition purchases count toward three stamps on your Monthly Game Club Punch Card! The Collector's Edition includes:
Game belongs to genres: Puzzle Games, Hidden Object Games, Platformer
Full version features:
- Soundtracks, wallpapers, screensavers, and concept art
- The bonus game to uncover more secrets
- The integrated Strategy Guide
Off the Record: Linden Shades Collector's Edition Screenshots:
System requirements:
OS: Windows XP/Windows Vista/Windows 7/Windows 8
CPU: 1.4 GHz
DirectX: 8.0


text: But why do we say so much about envy if we do not also suggest how to get rid of it? It is indeed hard for people not to envy someone who has what they want to acquire. Concerning any material good that is acquired, the more it is divided among many owners, the less of it does any single person have. And that is why the mind of the one who wants it suffers so much from spite: one person who has what that one wants has either bought up the whole supply or has made it scarcer. The one, therefore, who wishes to be rid of the plague of spite for good must fall in love with that inheritance that is not used up by the number of coheirs. It is one for all and all for each one. The more abundant it is, the greater the multitude of those who receive it. (Moralia 5.XLVI.86)


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Fans & Celebs Support Lea Michele After Cory Monteith's Death
Fans and celebrities like Demi Lovato are praying for Lea, the supportive girlfriend of Cory, after his death was reported on July 13. Multiple trending topics on Twitter show support for the devastated actress — read more below.
Lea Michele is "absolutely hysterical and completely inconsolable" over the death of her Glee co-star and boyfriend Cory Monteith, 31, a source tells HollywoodLife.com EXCLUSIVELY. After the news broke, "PrayforLea" was a trending topic on Twitter — see how fans are supporting Cory's friends and family below.
Lea Michele & Cory Monteith — Actress Devastated Over His Death
The source tells HollywoodLife.com that Lea is "devastated" over hearing the news that Cory had died on July 13.
Cory was found dead in his Fairmont Pacific Rim hotel room in Vancouver after he missed check-out.
Fans Trend For Cory & Lea
Trending on Twitter on July 14 were "RIP," "RIPCoryMonteith" and "Lea." Fans also started using "PrayForLea" and "StayStrongLea" to show their support.
Kim Kardashian tweeted, "Just heard about the death of Cory Monteith. So sad. Prayers 4 his family. Praying 4 Lea too! Words cant describe what they must be feeling."
Demi Lovato wrote: "
#RIPCoryMonteith… So unbelievably tragic. Please #prayforLea.."
And Ricky Martin tweeted, "I just heard the news.This is so sad. My heart goes out to his family & friends, specially Lea Michelle.Rest in peace Cory #RipCoryMonteith."
Cory Monteith Had Previous Issues With Substance Abuse
Cory entered treatment for substance abuse in late March and Lea supported him publicly. On March 31, she told People:
I love and support Cory and will stand by him through this. I am grateful and proud he made this decision.
On the same day, his rep issued a statement, saying:
Cory Monteith has voluntarily admitted himself into a treatment facility for substance addiction. He graciously asks for your respect and privacy as he takes the necessary steps towards recovery.
Cory's Death Is Confirmed
After his death on July 13, his rep issued another statement:
"We are so saddened to confirm that the reports on the death of Cory Monteith are accurate. We are in shock and mourning this tragic loss."
Our thoughts and prayers are with everyone affected by this tragedy.
WATCH: Lea Michele Inconsolable After Cory Monteith's Death
— Dory Larrabee


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Service forms the cornerstone of our company. Our commitment to service is absolute. At BIS, we view our role as an extension of the companies we represent.
We provide detailed quarterly updates so you are never surprised. Always up-to-date and in touch, we keep you informed and work to ensure the programs in place are well communicated, understood and align with what you perceive to have bought from the carrier.
Retirement programs are reviewed annually in conjunction with employee communication targets to ensure organizations meets their CAP compliance requirements.
To ensure we have analyzed all important risk areas, we do a thorough annual Due Diligence Review assessment on both group insurance and retirement programs. We make sure your group insurance risks are addressed and mitigated.
Want a program that works for you? BIS can make it happen.
As a BIS partner, you can always rest assured that there is help at hand when you come to us for information and solutions. We make it our business to understand the changing world of benefits and simplify it, in addition to ensuring that our clients are in the know at all times. Because of our in-depth knowledge of benefits, we are better able to address our clients' needs and wants by providing better solutions. Let BIS make a difference for you.
"...They helped us hit the ground running. BIS has excellent contacts with our Canadian providers and is a reliable partner when complicated issues arise. They are an invaluable go-between at those times to help us come to solution."
Linda C.,
Automotive Industry
231 Main Street West, Main Floor
Hamilton, ON
Phone: (905) 777-9990
Email: email@example.com


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High Tech for Low Back Pain
It's remarkable what 90 seconds of low-back exercise once a month will do I thought as I muscled the golf bag to my shoulder. I had carried it 18 holes for the first time in 20 years. My back was back.
According to medical estimates, 80% of people suffer low-back pain at some time in their lives and 80% of back problems are muscular in nature. I was a statistic at 30 – two operations from years of running, weight training and sports.
To complicate matters, both attempts at recovery drew me near additional surgery. The search for an alternative was on.
As a physical educator and fitness enthusiast, I understood the value of exercise and recognized the limitations of what was medically prescribed. On the recommendation of an orthopedic friend, I quit running and began using the Nautilus® Low Back and Abdomen machines, both developed by Arthur Jones.
I used both machines for four years, but was not prepared for Jones' announcement. "My low-back machine doesn't work, and abdominal strength has nothing to do with low-back pain." His explanation made sense, so I removed both Nautilus machines from my workout. Nothing lost.
I devoured every article I could find about his new device, the MedX Lumbar Extension machine. The premise was clear: To meaningfully access the muscles of the lumbar spine, the pelvis must not be allowed to rotate during torso extension. Research was clearer. Initial studies at the University of Florida (Gainesville) produced excellent results with an infrequent exercise protocol. Regardless of diagnosis, 80% of patients responded with a reduction in pain perception; and 33% percent became pain-free in 12 weeks.
I purchased the device and performed two minutes of exercise each week for 20 weeks, increasing my strength and mobility dramatically. Ninety seconds of exercise once a month has kept me pain-free for nearly 30 years.
Not everyone is as fortunate. Despite a large statistical base, the medical community cannot predict a patient's outcome – which does little to dampen their confidence. Dr. Vert Mooney, professor in the Department of Orthopedics at the University of California in San Diego states, "The MedX strength program is a must before making further decisions about back surgery."
Despite the success of the MedX Lumbar Extension machine, many physicians remain unaware of – or continue to ignore – the need for pelvic stabilization in back strengthening.
The machine is as close to a non-invasive cure for chronic back pain as there is.
Author: Gary Bannister


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Guidelines recently introduced regarding third party vendor risk management and vetting have created a situation difficult for many community banks to manage. Insurance and financial services policies and programs, for most community banks, have been in place for many years- with little vendor update or program review.
Having an independent third party review non-deposit insurance and financial services programs provides several key benefits:
Key non-deposit areas available for review:
A detailed management report is provided for senior management, board of directors as well as regulator information in a written as well as a focus group setting.
Contact Aza Bittinger at 614.846.2238 to learn how CBAO can help you with partner sourcing.


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The Corporate Human Rights Benchmark will start to bring accountability to companies around Human Rights
Yesterday I had the pleasure of being present at the learn of the Corporate Human Rights Benchmark (CHRB) - quite a historic event for many reasons.
In 2008, John Ruggie proposed the UN Guiding Principles on Business and Human Rights around the three pillars of: protect, respect and remedy. And since their endorsement in 2011 there's been increasing focus and pressure on companies to improve their work around Human Rights. Yesterday marked a significant step as investors, NGOs and other stakeholders can now see which companies perform best within the Extractives, Apparel and Agricultural sector around Human Rights. There's also detailed information on where they need to improve or where there's "blind spots".
Mark Wilson, CEO of Aviva, lead the opening keynote speech and described the CHRB as the beginning of something that will bring accountability to companies around the Human Rights.
Tables and benchmarks bring an air of competitiveness and there was a sense that over the coming years companies will work to be a top performer in their industry - and thus improve their work around Corporate Human Rights.
Yesterday was the first iteration of the Benchmark and, whilst only approx 50% of the companies engaged in providing data and information to the Benchmark, a few companies should be lauded for scoring above 50% for their efforts around Human Rights:
Extractives: BHP Billiton, Rio Tinto
Apparel: Marks and Spencer, Adidas
Agriculture: Unilever, Nestle (and Marks and Spencer)
We will be publishing more detailed analysis around CHRB's launch later this week. Please do keep a look out on www.ethicalcorp.com for more detailed analysis and commentary.
At Ethical Corporation we're looking to take a focused approach in helping businesses understand and tackle Corporate Human Rights issues. At our Responsible Business Summit Europe we have two sessions that will look to tackle key challenges:
KEYNOTE: Human Rights Keynote: The [UK] Modern Slavery Act reordered priorities for many. How are leading corporations responding?
The legislation framed the challenge, but being compliant isn't enough. How to recognise and force remedy to human rights challenges in your direct sphere of influence...and beyond.
Speakers include:
Mark Goldring, CEO, Oxfam
Richard Pennycook, CEO, The Cooperative
John Morrison, Chief Executive, Institute for Human Rights and Business
Sarah Carpenter, Business and Human Rights Analyst, Assent Compliance
2-HOUR WORKSHOP: Human rights – meeting new legislation after UK Modern Slavery Act
How to identify supply chain risk beyond the 1st tier. How business can go beyond compliance to make a real impact
Paul Gerrard, Group Policy Director, The Cooperative
Bennett Freeman, Chair of the advisory board, Global Witness
Sarah Carpenter, Business and Human Rights Analyst, Assent Compliance
For more information about the event visit here
In July we will be publishing a 20-page report in our digital magazine that focuses on Human Rights.
This management report will review the evolving legal framework and whether industry-wide collaborative efforts such as in the electronics industry are sufficient to meet the challenge. One chapter will focus on the growing efforts by Chinese companies to tackle labour abuse in markets such as Myanmar, where the entry of western companies has forced a change of tack. Finally, there will be a focus on how free and prior informed consent is rising up the agenda for companies. For more information about what's coming up in our magazine in 2017 visit here
If you would like to learn more about our work or would like to be involved in our events or feature report please do get in touch


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A derivative of the periwinkle plant, Vinpocetine is a powerful brain booster.*
Its most powerful effect is circulation in the brain, enhancing both your blood flow and oxygen utilization. By preventing the loss of a chemical messenger, GMP, which in its degraded form causes constriction of the blood vessels, Vinpocetine maintains a free flow in your cerebral arteries.
Vinpocetine also enhances the electrical conductivity of your brain's neural network, and protects cells from damage caused by an excessive release of intracellular calcium.*
Size: 60 capsules (10mg)
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By joining, you also ensure that you receive FREE shipping and handling for as long as you take Vinpocetine! If you're not satisfied you can get a prompt refund of every dollar you paid. That way, you risk nothing.
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* These statements have not been evaluated by the Food and Drug Administration.
This product is not intended to diagnose, treat, cure or prevent any disease.
Disclaimer: The information and recommendations provided on this website have not been evaluated by the Food and Drug Administration and are for educational purposes only. The products offered on this site are not intended to diagnose, treat, cure or prevent any disease. You should always ask your doctor before using any products.
Al Sears, M.D., is a practicing physician with extensive experience in the fields of complementary and natural healthcare. The recommendation and materials on this site represent his opinion based on his years of practicing medicine. Any recommendations are not intended to replace the advice of your physician. You are encouraged to seek advice from a competent medical professional regarding the applicability of any recommendations with regard to your symptoms or condition. It is important that you do not reduce, change or discontinue any medication or treatment without consulting your physician first.


text: To launch its Feed the Hope campaign this year, Catelli recently commissioned a new study to uncover Canadians' thoughts and perceptions of those who use food banks. The research, which aims to shed light on the face of hunger in Canada, found that one-in-five Canadians have used a food bank in their life. "Many Canadians think they know the kind of person who uses a food bank," says Claire Labrom, Brand Manager, Catelli® pasta. "The harsh reality, however, is that hunger doesn't discriminate and affects people you'd least expect –…Read More


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"In this way he will make atonement for the Most Holy Place because of the uncleanness and rebellion of the Israelites, whatever their sins have been. He is to do the same for the tent of meeting, which is among them in the midst of their uncleanness." — Leviticus 16:16
The Torahportion for this week is a double reading, Acharei Mot-Kedoshim,from Leviticus 16:1—20:27. Acharei Mot means death, and Kedoshim means holy. The Haftorah is from Amos 9:7–15.
One of the most tried and true methods of Satan — or in Hebrew, the yetzer hara, the evil inclination — is to first tempt a person to sin, and then once he or she sins, to thrust that person into depression. The yetzer hara gets us to sin and then makes us feel so bad about our sin that we think that we can never repair the damage that we have done. The ultimate goal of the yetzer hara is to distance us from God – or at least to make us believe that God has cast us off. However, as our Torah portion reveals, God is always by our side, even when we sin.
In Leviticus 16 we read, "In this way he will make atonement for the Most Holy . . . He is to do the same for the tent of meeting, which is among them in the midst of their uncleanness." This verse teaches us that God's glory rested in the midst of the people even when they were in a state of uncleanness, tainted by their sins. No matter what kind of mess the people would get themselves into, God would still be among them, waiting for them to reach out and repent.
The only way to fathom this unwavering commitment and love is to compare it to the relationship between a mother and her baby. Even when the baby is a complete mess, she never abandons him. He may stink, he may be dirty, and he may be screaming unpleasantly, but the mother will hold her child lovingly and clean him up. This is how God relates to us. We can be completely soiled, and yet God will "Cleanse me with hyssop, and I will be clean; wash me, and I will be whiter than snow" (Psalm 51:7).
So many people fall into the spiritual pitfall of thinking that God is mad at them and that the relationship is permanently damaged. In these cases, we distance ourselves from God and not the other way around. While God may hold us accountable, and even punish us at times, God always loves us and is always close to us. In fact, God especially loves those that He holds accountable. As we read in Proverbs 3:12, " . . . the LORD disciplines those he loves, as a father the son he delights in."
I want to encourage us all that when we fall, not to fall for the trick of the yetzer hara. Don't think even for a moment that God has abandoned you because of your sin. God is with us, loving us, and ready to cleanse us; it's up to us to turn to Him. He's there waiting.
Join the celebration and get the entire Keys to I.S.R.A.E.L. curriculum for free — for you, your small group, or even your church.


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The first beer that Mayor Michael Hancock tried today at Denver Beer Co was a Sunnyside Hefeweizen. But it won't be his last.
Hancock got a crash course on the brewing process and beer ingredients when he dropped by the brewery today to help create a pumpkin beer that will be tapped on October 5 for Denver Beer Fest, an annual nine-day celebration that has taken place for the past three years around the Great American Beer Festival.
See also - Oktoberfest, fall brews and pumpkins highlight this week's beer calendar - Denver Beer Co plans a major expansion and a second tasting room - Tom Menino, Colorado beer-hating Boston mayor, puts the "uck" in shmuck
While he was there, Hancock rode a custom-rigged stationary bike that the brewery uses to mill grain, broke open hops cones and dropped them into the kettle, shoveled spent grain into buckets and sampled some beers.
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"Take that, Boston," he said as he took his first sip, referring to Boston mayor Sam Menino's assertion earlier this year that Boston beer was better than Denver's.
Denver Beer Co owners Patrick Crawford and Charlie Berger teamed up with Visit Denver and the Colorado Brewers Guild to pitch the idea of having the mayor help brew beer, Crawford says.
The beer itself will be made using pumpkins provided by Denver Urban Gardens and will be named with help from Visit Denver's Facebook friends. The Mayor will announce the official name for the brew when he kicks off the Fest on October 5.


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Using video in your marketing strategy can help promote your business in powerful ways. Videos can connect with potential and existing customers, convey your core values and share educational content with viewers. Think about it: as you scroll through someone's website, aren't you more likely to click on a video than scroll through a world of text? Plus, let's face it, we humans are drawn to moving images, especially those that share a story!
Interested in Video for Your Business? Let us Know.
There are many benefits of using video. By using video in your marketing strategy, you'll instantly have access to free traffic sources like YouTube, Vimeo and Daily Motion. Talk about cost effective: these sites are FREE and simple to use. They're easy to post and link to, plus it's equally simple for your viewers to share video content. In fact, Facebook found that video content is shared 1200% more than links and text posts combined.
Additionally, a message delivered via video is just plain "stickier." Your viewers are much more likely to absorb, remember and respond to a video message. Having a snappy website, blog and social media presence is priority #1, yes. But the trick is continuing to stay top of mind, and that's where video can make a huge difference. (Often this is the difference between getting noticed vs. getting picked over.)
Using video in your marketing strategy can also reveal personality. Don't forget the "human condition" piece of all of this: as humans, we like to connect with our brands. We want to understand the why behind a brand in order to feel like a brand is worth our business. Creating video allows you to show who your brand is, and put a face, voice and story behind a company name.
Last, but certainly not least, search engines love video. Video appears in 70% of the top 100 search listings, thus creating huge SEO advantages. In other words, Google rewards video creators with free traffic, and those visitors can turn into customers. Also, videos increase the amount of time that viewers spend browsing your page.
A few simple ideas could include: showing off a product, creating a simple educational how-to video, bringing customer testimonials to life, showing the "faces behind the brand" by introducing your staff, or even showing a "day in the life" of your business.
And you don't have to be a slick video producer to create videos. Shooting, editing and sharing video is now easier than ever. Software like Windows Movie Maker or iMovie are great online resources to get you started.
Next, share your video to social media platforms like Facebook, Twitter or Instagram. Make sure you add interesting titles and descriptions. This will draw viewers in and make your videos more "shareable."
Finally, when it comes to adding video to your marketing strategy…don't overthink it. Just try out a few ideas and see what feels right for your brand. Then watch as viewers absorb, connect with, and share your videos. This simple step can cast a much wider marketing net for sharing your brand message.
© 2020 ALINE, A Marketing Company. All Rights Reserved. | Privacy Policy


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I watched a video today of this girl in China who believed her new adoptive parents were coming to take her home. She had TB and it ends up that she can't go home with them. The video is the future adoptive mother taping the goodbye. All screams of "put the camera down" aside… I want to talk about this moment in the little girls life and what it feels like to go through that.
I think its the core of my adoptee-ness. I have been there so many times. At her age sheis probably so scared to hold onto someone, to love them, to open up to them and
in the video it seems like she has established some amount of trust in the man, her future adoptive father.
Then it happens, 3/4 of the way into the video she "gets" it. They're leaving and she's not going with them. The screams, the pleads for them to not leave without her. The cries, pulling for them to stay, pushing those trying to keep her away….oh how I have been there.
The rage will follow, hatred, detachment and finally…the life saving umbness that will stay with her forever. By the time she's my age she'll be able to turn it on and off if she's aware of it like I am. Use it as a body guard, shield,warrior of self. Detach, numb, forget, protect and move on. Survival mechanisms are beautiful things.
This isn't posted to judge the Scruggs family; it really isn't about the Scruggses at all. It's about reactions to abandonment, real or perceived. Recall, also, the system in Russia and Khazak adoption -- one visit, parents leave, six weeks later another visit to finalize the adoption. And all of our children have abandonment in their history; being aware of the possible effects is a good idea.


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Opens on Tuesday
Jamba Juice (3305 West Central Ave, Unit A2-35)
$ • Juice Bars • Juice and Smoothies • Healthy
View delivery time and booking fee.
Location and hours
3305 West Central Ave, Unit A2-35, Toledo, OH 43606
|Monday - Friday
3305 West Central Ave, Unit A2-35, Toledo, OH 43606 • More info
Power Smoothies
- Acai Super-Antioxidant™Soymilk, Acai Blend, Strawberries, Blueberries, Raspberry Sherbet, Daily Vitamin + Zinc Boost. cals: 340 • 440 • 540 Whirl'd Famous! (Contains: Milk, Soy)$7.75
- PB & Banana ProteinReduced Fat Milk, Bananas, Peanut Butter, Whey Protein, Honey. cals: 540 • 630 • 810 Whirl'd Famous! (Contains: Milk, Peanut, Soy)$7.75
- Protein Berry Workout SoySoymilk, Strawberries, Bananas, Soy Protein. cals: 300 • 390 • 420 Plant-Based (contains: Soy)$7.75
- Protein Berry Workout WheySoymilk, Strawberries, Bananas, Whey Protein. cals: 300 • 390 • 440 (Contains: Soy, Milk)$7.75
- PB Chocolate Love™Chocolate Moo'd Dairy Base, Reduced Fat Milk, Bananas, Peanut Butter. cals: 400 • 580 • 760 (Contains: Milk, Peanut)$7.75
- Orange C-Booster™Orange Juice, Orange Sherbet, Peaches, Bananas, Daily Vitamin + Zinc Boost. cals: 240 • 330 • 410 (Contains: Milk, Soy)$7.75
Classic Smoothies
- Mango-A-Go-Go®Passion Fruit Mango Juice Blend, Mangos, Pineapple Sherbet. cals: 300 • 400 • 510 Whirl'd Famous! (Contains: Milk)$7.00
- Caribbean Passion®Passion Fruit Mango Juice Blend, Orange Sherbet, Strawberries, Peaches. cals: 260 • 340 • 420 (Contains: Milk)$7.00
- Razzmatazz®Mixed Berry Juice Blend, Orange Sherbet , Strawberries, Bananas. cals: 270 • 360 • 460 (Contains: Milk)$7.00
- Strawberry Surf Rider™Lemonade, Lime Sherbet , Strawberries, Peaches. cals: 250 • 340 • 420 (Contains: Milk)$7.00
- Aloha Pineapple®Pineapple Juice, Pineapple Sherbet, Strawberries, Bananas, Nonfat Greek Yogurt. cals: 310 • 400 • 510 (Contains: Milk)$7.00
- Strawberries Wild®Apple Strawberry Juice Blend, Fat Free Vanilla Frozen Yogurt, Strawberries, Bananas. cals: 240 • 340 • 430 Whirl'd Famous! (Contains: Milk)$7.00
- White GummiPeach Juice Blend, Pineapple Sherbet, Soymilk, Lime Sherbet, Orange Sherbet, Mangos, Raspberry Sherbet. cals: 320 • 450 • 590 (Contains: Milk, Soy)$7.00
- Orange Dream Machine®Orange Juice, Orange Sherbet, Soymilk, Fat Free Vanilla Frozen Yogurt. cals: 310 • 440 • 550 (Contains: Milk, Soy)$7.00
- Peanut Butter Moo'd®Fat Free Vanilla Frozen Yogurt, Chocolate Moo'd Dairy Base, Soymilk, Bananas, Peanut Butter. cals: 430 • 720 • 910 (Contains: Milk, Peanut, Soy)$7.00
- Matcha Green Tea Blast®Soymilk, Fat Free Vanilla Frozen Yogurt, Matcha Green Tea. cals: 270 • 410 • 500 (Contains: Milk, Soy)$7.00
Plant-Based Smoothies
- Smooth Talkin' MangoOatmilk, Mangos, Pineapples, Organic Agave. cals: 250 • 370 • 440 Plant-Based and New!$7.25
- Mega Mango™Orange Juice, Pineapple Juice, Mangos, Strawberries. cals: 210 • 310 • 350 Plant-Based$7.25
- Apple 'N Greens™Apple Strawberry Juice Blend, Kale, Mangos, Bananas, Peaches. cals: 250 • 320 • 400 Plant-Based and Whirl'd Famous!$7.25
- Strawberry Whirl™Apple Strawberry Juice Blend, Strawberries, Bananas. cals: 210 • 300 • 350 Plant-Based$7.25
- Greens 'N GingerLemonade, Peaches, Kale, Mangos, Ginger. cals: 230 • 290 • 380 Plant-Based$7.25
- Pomegranate Paradise™Pomegranate Juice Blend, Mangos, Strawberries, Peaches. cals: 220 • 320 • 380 Plant-Based and Whirl'd Famous!$7.25
- Peach Perfection™Peach Juice Blend, Mangos, Peaches, Apple Strawberry Juice Blend, Strawberries. cals: 210 • 310 • 360 Plant-Based$7.25
- Amazing GreensPeach Juice Blend, Lemonade, Peaches, Kale, Bananas, Pumpkin Seeds. calories: 360 • 430 • 510 Plant-Based$7.25
- Vanilla Blue SkyUnsweetened Almondmilk, Vanilla Coconutmilk, Bananas, Pineapples, Blue Spirulina Boost cals: 210 • 280 • 360 Plant-Based (Contains: Almond, Coconut)$7.25
Blissful Bowls
- Acai Primo™Strawberries, Acai Blend, Blueberries, Soymilk, Bananas Toppings: Bananas, Strawberries, Organic Granola, Blueberries, Honey, Shredded Coconut. (Toppings may vary by location) cals: 510 Whirl'd Famous! (Contains: Coconut, Soy)$9.25
- Island PitayaPineapple Juice, Pitayas, Mangos, Pineapples, Bananas, Chia Seeds Toppings: Bananas, Strawberries, Organic Granola, Blueberries, Honey, Shredded Coconut. cals: 480 Whirl'd Famous! (Contains: Coconut)$9.25
- Nutty Almond ButterUnsweetened Almondmilk, Bananas, Peaches, Almond Butter Toppings: Bananas, Organic Granola, Strawberries, Blueberries, Almond Butter, Sliced Almonds. cals: 430 Plant-Based (Contains: Almond)$9.25
- Peachy Green GoodnessPeach Juice Blend, Mangos, Peaches, Kale, Pumpkin Seeds Toppings: Bananas, Organic Granola, Strawberries, Chia Seeds. cals: 510 Plant-Based$9.25
- Vanilla Blue SkyBananas, Pineapples, Unsweetened Almondmilk, Vanilla Coconutmilk, Blue Spirulina Powder Toppings: Organic Granola, Strawberries, Blueberries, Coconut Chips, Dried Goji Berries, Sliced Almonds cals: 330 Plant-Based (Contains: Almond, Coconut)$9.25
- PB WOW CacaoFat Free Frozen Yogurt, Bananas, Unsweetened Almondmilk, Peanut Butter, Organic Cacao Powder Toppings: Bananas, Organic Granola, Strawberries, Peanut Butter, Coconut Chips, Sliced Almonds cals: 690 NEW! (Contains: Almonds, Coconut, Peanut, Milk)$9.25
- OatmealOrganic Steel-Cut Oats, Soymilk Concentrate Choose 2 Toppings: Bananas, Blueberries, Strawberries, Shredded Coconut, Brown Sugar Crumbles, Honey, Organic Granola, Chia Seeds, Sliced Almonds Plant-Based cals: 170 (Contains: Soy)$3.75
- Chunky Strawberry™Strawberries, Soymilk, Bananas, Nonfat Greek Yogurt, Organic Granola, Peanut Butter Toppings: Bananas, Organic Granola, Strawberries cals: 580 (Contains: Milk, Peanut, Soy)$9.25
- PB Banana ToastBananas, Seeded Multigrain Bread, Blueberries, Honey, Peanut Butter, Chia Seeds. cals: 360 New! (Contains: Peanut, Soy, Wheat)$4.25
- Bacon, Roasted Tomato, Spinach + Feta SandwichVegetable Egg White Patty, Bistro Bun, Roasted Tomatoes, Neufchatel Cheese, Spinach, Feta Cheese, Nitrate Free Bacon. cals: 250 (Contains Egg, Milk, Soy, Wheat)$4.50
- Roasted Tomato, Spinach & Feta SandwichVegetable Egg White Patty, Bistro Bun, Roasted Tomatoes, Neufchatel Cheese, Spinach, Feta Cheese. cals: 240 (Contains Egg, Milk, Soy, Wheat)$4.50
- Turkey Sausage, Roasted Red Pepper + Gouda SandwichVegetable Egg White Patty, Bistro Bun, Spicy Turkey Sausage, Gouda Cheese, Roasted Pepper Spread. cals: 290 (Contains Egg, Milk, Soy, Wheat)$4.50
- Spinach 'N Cheese Breakfast WrapWhole Wheat Tortilla, Scrambled Egg Whites, Spinach, Mozzarella Cheese, Asiago Cheese Spread, Caramelized Onions. cals: 240 (Contains Egg, Milk, Wheat)$4.00
- Turkey Sausage 'N Cheese Breakfast WrapTortilla, Scrambled Egg Whites, Turkey Sausage crumbless, Cheddar Cheese, American Cheese Flavored Spread. cals: 320 (Contains Egg, Milk, Wheat)$4.00
- Apple Cinnamon PretzelEnriched Wheat Flour, Dehydrated Apples, Applesauce, Sugar, Glycerin, Canola Oil, Invert Sugar, 2% or less of Salt, Yeast, Cinnamon, Natural Apple Flavor, Sodium Hydroxide. cals: 390 (Contains: Wheat)$2.50
- Sourdough Parmesan PretzelEnriched Wheat Flour, Canola Oil, Glycerin, Sourdough Base, Invert Sugar, Natural Flavor, Salt, Sugar, Yeast, Parmesan Cheese. cals; 420 (Contains: Milk, Wheat)$2.50
- Cheddar Tomato TwistEnriched Wheat Flour, White Cheddar Cheese, Tomato Paste, Tomato Sauce, Glycerin, Sugar, 2% or less of Canola Oil, Vital Wheat Gluten, Yeast, Salt, Asiago Cheese, Malted Barley Flour, Dextrose, Distilled Vinegar, Herbs. cals: 250 (Contains Milk, Wheat)$2.50
- Sweet Belgian WaffleWheat Flour, Sugar, Margarine, Water, Butter, Egg, Invert Sugar, Yeast, Soy Flour, Salt, Natural Vanilla Flavor with other Natural Flavors, Soy Lecithin. cals: 310 (Contains Coconut, Egg, Milk, Soy, Wheat)$2.50
- Four Cheese FlatbreadFlatbread, Pizza Sauce, Mozzarella Cheese, Provolone Cheese, Parmesan and Romano Cheese. cals: 350 (Contains Milk, Wheat)$4.00
- Sweet 'n Spicy Chicken FlatbreadFlatbread, Char Grilled Seasoned Chicken Strips, Neufchatel Cheese, Mozzarella Cheese, Roasted Red Bell Peppers, Fire Roasted Poblano Chilies, Cheddar Cheese, Jamaican Jerk Seasoning. cals: 330 (Contains Milk, Soy, Wheat)$4.00


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Our pay per call answering service starts from a low price of 70 cents per minute. When you use pay as you go service instead of complying with fixed monthly plans, you save a great deal of money on your telephone answering service. You are not charged the same price during idle hours as you are during the surge hours, which makes Helplama the smartest option to outsource your phone support.
Category Expert Virtual Receptionist Services
We train our voice support executives rigorously for your store using previous customer interaction data, product line and store policies. This ensures that the phone support agents acquire required skills and knowledge before they start handling your customers. We ascertain that you get the highest call answering support quality by subjecting the agents to mock call sessions. Afterwards, you can call the people who made the cut yourself to test their prowess, selecting nothing but the best personnel.
Want Domain Experts to take your calls?
Domain Expertise. Prompt Responses. Flexible Service. Local Agents.
Prompt Business Phone Answering Support
Our team sticks firmly to the conviction that your customers' time is the most valuable. We don't let your customers hear the phone ringing for long. Each customer is provided with swift and satiating answering support. We resolve every phone support complaint and query conveniently. We monitor all calls to track the individual performances of the agents as well as for quality assurance purposes.
Flexible Call Answering Service
We don't impose strict pricing plans for our services. Our answering services are tailor-made to fit every business need. If you're looking for outsourcing all your calls or just the overflow, we'll work out a nominal plan which works only for you. Our services are lifesavers during busy periods or when your in-house voice support team is indisposed. We can be instrumental to fill the gaping holes in your customer support outsourcing due to varying time zones and geographical locations.
Other Customer Support Services by Helplama:
Live Chat Support
Hire local Live Chat Agents with category expertise in your business domain to engage your customers and appease their queries and concerns.
Email Support
Outsource Email Support to domain experts with relevant experience and appropriate specifications suitable for your business.
Outsource Telephone Answering Services to Local Experts
Our support executives aren't just specific to business verticals, but also to the geographical location and language requirements. We prioritize finding local experts so that they know the customers well and interact with them in a better way. For instance, if you're a US-based business, we provide US voice support agents with appropriate language skills, accent and tone. Moreover, they are well-versed in local issues affecting the local businesses and share similar cultural values as your customers.
What our awesome clients say about us:
Alex Back
Operations Manager, Apt2b
"Our chat efforts in general now have a hand in at least 30% of all conversions and Helplama is responsible for 30-40 hours of additional chat coverage each week. Helplama's chatters are definitely superior to what we're paying them. They're intelligent, able to handle a lot of information and use proper grammar. The collaborative nature of our relationship with Helplama has directly contributed to the success of our chat initiatives at large. The impact is very high and the cost is very reasonable."
Sam Dean
CEO, PlugYourHoles
"Helplama has been great. It's wonderful to have someone available to customers when we're not in the office. Customers have instant answers, which means that they don't have to go looking to my competitors."
Customer Service Manager, Vitaly Design
"Helplama's setup process was Effortless! The agents were able to use provided responses to reply to any customer inquiries. They were great at handing off the inquiry if it was outside of their script. Agents were friendly and warm, they did not sound robotic or unwilling to help."


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Repair chips, colouring and cracks in your teeth with natural looking porcelain veneers
Porcelain veneers are extremely thin layers of dental material that are bonded to the front of your teeth (usually the visible front teeth). They are used to add a more cosmetically pleasing colour to your visible teeth, as well as being harder to stain while doing minimal damage to the teeth.
They're also a perfect option if you have a damaged, chipped, or cracked tooth that requires basic repair as they can be shaped and cut to size, covering up any damage.
Although a tooth needs to be prepared, a veneer addition removes very little of the enamel of a tooth thanks to the width of the veneers being extremely thin.
Are veneer treatments painful?
No. Although we always prefer to anaesthetise the area we'll be working on, the veneer treatment is rarely uncomfortable as we don't remove a huge amount of enamel from the tooth before we start work. The veneer is essentially sitting in as a replacement for the top surface of the tooth, and so can be extremely thin.
Is it easy to maintain veneers?
Yes. Veneers work in much the same way as regular teeth when it comes to maintenance. Make sure to brush and floss as you would normally, using non-abrasive fluoride toothpaste. Veneers can also be stained like regular teeth too, so it's best to cut down on foods and drinks that yellow your teeth.
What People Are Saying
I would recommend the Portobello Dental Clinic because I felt the price was reasonable, the service was excellent, all the staff were incredibly friendly and helpful and the end result looked great.
I am so glad I found the Portobello Dental Clinic and have no hesitation in recommending them to my family and friends. Everyone at the Portobello clinic is professional and friendly and the follow up phone call after treatment, to inquire how I was feeling was much appreciated.
I recently got implants at Portobello. I am very satisfied with the results and I have confidence that if any problems do arise, that they will be dealt with. I have been going to Portobello for about nine years.
Veneers can restore your bright white smile. Find out more by contacting our team of dentists in Dublin. Call 01 454 2022


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First of all, there are still site local addresses, and those can be used easily for local stuff. Remember on IPv6 you usually have multiple addresses.
This also means that your internal servers simply can be configured to not listen on their global IPv6, but only on the site local one... which is actually even the default for many systems.
Changing ISPs is a hassle, but not to hard. You simply re-assign your global IPv6 addresses, leaving the local ones as they were. That's essentially automatic, and your home router will do that for you... automatically.
You can assign the local IPv6 addresses statically if you want, BTW. There is little harm in that. Otherwise they will be defined by your MAC address, which rarely changes.


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ReneSola Ltd, a leading solar project developer and operator, today announced that it connected over 90 MW of rooftop projects in China in the second half of 2017. It intends to hold over 70 MW of these projects and provided EPC services for the remainder.
The Company continues to pursue opportunities in small-scale projects in diversified regions and believes its strategy meets the development trend of solar energy. As of December 31, 2017, the Company had approximately 212 MW of operating projects globally, of which 187.2 MW are in China, 15.4 MW in Romania and 9.3 MW in the United Kingdom.
Xianshou Li, Chairman and Chief Executive Officer of ReneSola, commented: "Our rooftop project business in China continues to gain traction, and we remain optimistic about the opportunities ahead of us. We continue to believe that our strong and capable team, extensive financing relationships and track record of success in project development will enable us to profitably grow our business in 2018 and beyond."
Source: ReneSola Ltd.
Date: Jan 2, 2018


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I came of age in the 1960's. I was brought up Jewish, in a synagogue whose Rabbi was an enthusiastic supporter of the civil rights movement, travelled to the South on several occasions in solidarity with Rev. Martin Luther King, and asked probing questions about segregation and racism in our home community, Dayton, Ohio. While this dismayed some members of the congregation, it was fine with my mother, and we used to go to "interfaith retreats" where we would spend the weekend mixing it up with people–mostly Christian, many African-American–who were similarly interested in a cross-cultural experience. I joined a local civil rights group, the Dayton Alliance for Racial Equality, and did door-to-door canvassing for them in Dayton's African-American ghetto, as we freely called it. This was not a neighborhood of towering, run-down tenements. Homes were mostly single-family, mostly small, and often a little threadbare. In those days–the early to mid sixties–somebody was usually home during the day. There was no air conditioning, so I often found myself knocking on a screen door as I looked through it into the family's living room. I had been brought up comfortably middle-class, but through this exposure I began to understand poverty.
The people I worked with, or, rather, for, were in their 20's and 30's, and pretty much all African-American. DARE was a small group, with a half-dozen to a dozen regular members, which, I learned in the course of writing this, did not excuse us from FBI surveillance. We all had a tremendous admiration for Rev. Martin Luther King, whom we humorously but reverentially referred to as "Maximum Leader." I lost touch with DARE when I graduated from high school and went off to college, and I've often wondered if they followed Rev. King's lead through his final year, marked by his famous speech at Riverside Church in New York, where he took his crusade for civil rights to a whole new dimension, saying:
….the words of the late John F. Kennedy come back to haunt us. Five years ago he said, "Those who make peaceful revolution impossible will make violent revolution inevitable." [applause] Increasingly, by choice or by accident, this is the role our nation has taken, the role of those who make peaceful revolution impossible by refusing to give up the privileges and the pleasures that come from the immense profits of overseas investments. I am convinced that if we are to get on to the right side of the world revolution, we as a nation must undergo a radical revolution of values. We must rapidly begin [applause], we must rapidly begin the shift from a thing-oriented society to a person-oriented society. When machines and computers, profit motives and property rights, are considered more important than people, the giant triplets of racism, extreme materialism, and militarism are incapable of being conquered.
A true revolution of values will soon cause us to question the fairness and justice of many of our past and present policies. On the one hand we are called to play the Good Samaritan on life's roadside, but that will be only an initial act. One day we must come to see that the whole Jericho Road must be transformed so that men and women will not be constantly beaten and robbed as they make their journey on life's highway. True compassion is more than flinging a coin to a beggar. It comes to see than an edifice which produces beggars needs restructuring.
A true revolution of values will soon look uneasily on the glaring contrast of poverty and wealth. With righteous indignation, it will look across the seas and see individual capitalists of the West investing huge sums of money in Asia, Africa, and South America, only to take the profits out with no concern for the social betterment of the countries, and say, "This is not just." It will look at our alliance with the landed gentry of South America and say, "This is not just." The Western arrogance of feeling that it has everything to teach others and nothing to learn from them is not just.
A true revolution of values will lay hand on the world order and say of war, "This way of settling differences is not just." This business of burning human beings with napalm, of filling our nation's homes with orphans and widows, of injecting poisonous drugs of hate into the veins of peoples normally humane, of sending men home from dark and bloody battlefields physically handicapped and psychologically deranged, cannot be reconciled with wisdom, justice, and love. A nation that continues year after year to spend more money on military defense than on programs of social uplift is approaching spiritual death. [sustained applause]….
A genuine revolution of values means in the final analysis that our loyalties must become ecumenical rather than sectional. Every nation must now develop an overriding loyalty to mankind as a whole in order to preserve the best in their individual societies…..
We are now faced with the fact, my friends, that tomorrow is today. We are confronted with the fierce urgency of now. In this unfolding conundrum of life and history, there is such a thing as being too late. Procrastination is still the thief of time. Life often leaves us standing bare, naked, and dejected with a lost opportunity. The tide in the affairs of men does not remain at flood—it ebbs. We may cry out desperately for time to pause in her passage, but time is adamant to every plea and rushes on. Over the bleached bones and jumbled residues of numerous civilizations are written the pathetic words, "Too late." There is an invisible book of life that faithfully records our vigilance or our neglect. Omar Khayyam is right: "The moving finger writes, and having writ moves on."
We still have a choice today: nonviolent coexistence or violent coannihilation….. If we will but make the right choice, we will be able to speed up the day, all over America and all over the world, when justice will roll down like waters, and righteousness like a mighty stream.
Rev. King called for "a revolution of values." A turbulent year later, he was shot dead by one of those so-called "lone gunmen" who have so conveniently removed a great many other "troublemakers" from our society, from John and Bobby Kennedy to Malcolm X and John Lennon.
And then the turmoil and urgency of the 60's turned into the complacency of the 70's, which turned into the corporate counter-revolution that has been our dominant Zeitgeist since 80's. In that process, what has happened to King's struggle to for a "revolution of values" that would open the doors of opportunity equally to all, regardless of skin color or socioeconomic status? While the "revolution in values" bubbles along in the hearts of a significant number of Americans, the corporatists who run this country have "opened the doors of opportunity" to anyone willing to side with them, and so we have a reactionary, misogynistic African-American Supreme Court Judge who seemingly doesn't give a rat's ass for keeping the doors of opportunity open, let alone whether "the edifice that produces beggars needs restructuring." Under President Cheney, we had two African-American Secretaries of State who had no problem spreading lies, deceit, and "burning human beings with napalm, of filling our nation's homes with orphans and widows, … injecting poisonous drugs of hate into the veins of peoples normally humane, (and) sending men home from dark and bloody battlefields physically handicapped and psychologically deranged." Thank you, Clarence Thomas, Condoleeza Rice, and Colin Powell. Heckuva job, y'all, heckuva job!
And our current triumph-of-the-civil-rights-movement-African-American President? Mr. Obama seems only too happy to do the bidding of those whom Rev. King called out as the "individual capitalists of the West (who invest) huge sums of money in Asia, Africa, and South America, only to take the profits out with no concern for the social betterment of the countries." For all his rhetorical posturing he makes it clear that he supports our current order, in which, to once again use Dr. King's prophetic words
machines and computers, profit motives and property rights, are considered more important than people.
Somehow, the system on which King declared loving war, so to speak, absorbed the energy of the Black Liberation movement without changing its selfish, materialist focus. Will the "Black Lives Matter" movement grow beyond police brutality into a wider critique of our society? The "fierce urgency of now" is, today, even more fierce and urgent, as is the choice between "nonviolent coexistence or violent coannihilation." If we continue on the course we are on, our culture's detritus will soon be joining the "bleached bones and jumbled residues of numerous civilizations (on which) are written the pathetic words, 'Too late'."
Around the time Rev. King started taking things to a whole new level on the racial justice front, Women's Liberation joined the fray, vowing to re-align society away from masculine and towards more feminine values, noting the basic role that patriarchal thinking plays in constructing our planet-destructive society. A world with prevalent feminine values would be more communicative, more co-operative, more peaceful, and more egalitarian, the feminists claimed. In the words of bell hooks,
Patriarchy is the single most life-threatening social disease assaulting the male body and spirit in our nation…..I often use the phrase "imperialist white-supremacist capitalist patriarchy" to describe the interlocking political systems that are the foundation of our nation's politics…..Clearly we cannot dismantle a system as long as we engage in collective denial about its impact on our lives.
Another milestone event that took place in those years was the "Stonewall Riot" and the birth of gay liberation, a rebellion against the shame and secrecy that had shrouded same-sex intimacy through the whole history of our culture. Stonewall led to the birth of the "Radical Fairies," a brotherhood of gay men deeply committed to creating a culture in which they were accepted. They were sure it would take a kind of "revolution of values" and a radically changed society in order for that to happen. Tragically, many of these 70's radicals fell victim to AIDS, and what remains of the Radical Faerie movement has been marginalized, contained in a few small islands of free thought scattered around the country. They are delightful places to visit, but they do not seem to be on the brink of becoming commonplace.
And how has the patriarchy/corporatocracy dealt with this threat? Again, it has mostly absorbed it. Our Supreme Court, which I and many others have often excoriated as a reactionary crew of rich, heterosexual white men (and a couple of somewhat more liberal women) could find no Constitutional reason for the state to interest itself in the sexual plumbing of marriage license applicants. The daughter of our reactionary, warmongering former de-facto President, Dick Cheney, has felt empowered to come out as gay, while she continues to wholeheartedly support her father's work. Many more so-called "Log Cabin Republicans" perform the remarkable contortions needed to be gay and support the anti-gay-rights Republican agenda, and our military has decided that it doesn't matter if you're gay, as long as you're willing to kill for your country. At the other end of upholding patriarchy, there are now gay CEOs. It no longer matters so much what kind of line gets your bottom working, as long as you can make the bottom line work.
This acceptance is hardly universal. Many people, especially white men, feel severely threatened by what continues to be a challenge to their values, if not yet a full revolution, and African-Americans, women, and gays continue to be singled out for horrific violence. As I can't point out too often, violence towards a demonized "other" is one of the hallmarks of patriarchy.
And now, another issue with paradigm-changing aspirations has come to the fore. Marijuana is legal for all adults in four states, and for various medical conditions in 19 more. The momentum for its broad acceptance in society appears to be growing, despite the fulminations of Republican Presidential candidates and the fact that the federal government still lists it as a "schedule 1 drug,"
…with no currently accepted medical use and a high potential for abuse. Schedule I drugs are the most dangerous drugs of all the drug schedules with potentially severe psychological or physical dependence. Some examples of Schedule I drugs are:
heroin, lysergic acid diethylamide (LSD), marijuana (cannabis), 3,4-methylenedioxymethamphetamine (ecstasy), methaqualone, and peyote (i.e., mescdaline)
Psylocibin, the active ingredient in "magic mushrooms" is also "schedule 1,' as is DMT, the active ingredient in the South American preparation known as "Ayahuasca." I am sure that the shamans of South and Central America and the desert regions of Mexico disagree with this characterization of the plants that have played a central role in their spiritual practices for thousands of years, but that's a subject for another time.
Marijuana, too, has a very long cultural history, dating back to the earliest human societies. It is a very adaptive plant, and will grow well almost anywhere, from subarctic regions to the Equator, in jungles and desert oases. It is not strongly attractive to grazing animals or insects, and rarely troubled by plant diseases. When I first became aware of how easy it is to grow marijuana, back in the late 60's, it seemed like a wonderful gift from the universe. What a transformed world it will be, my friends and I fantasized, when we are free to use–and grow–this marvellous plant. Surely the legalization of marijuana will bring revolutionary, paradigm-shifting change.
Now, I don't want to belittle the astounding progress that has been made towards universally legalizing marijuana, but that progress has come with a great price–literally. It is no longer a simple peasant crop. Marijuana growing has become one of the most thigh-tech, energy intensive kinds of farming there is, often grown indoors under lights. Large, outlaw, outdoor growing sites have also gained notoriety for the variety of noxious agricultural chemicals employed to fertilize the plants and suppress, um, weed growth around the weed. Where marijuana is legal, many states have set high financial requirements for potential commercial growers to meet. As NORML put it,
In Massachusetts, for example, those seeking a license to commercially cultivate marijuana were required to put $500,000 in escrow before their application would even be reviewed. And in Florida, where a medical marijuana bill was approved permitting only low-THC, high CBD marijuana, applicants for one of only five licenses for a cultivation center were required to post a $5 million performance bond and pay a $100,000 non-refundable application fee, and demonstrate they have been in the nursery business in Florida for a minimum of 30 years.


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Easy-to-use, no-mix, no-mess Bonide Mosquito Beater WSP provides a highly selective larvicide, Bacillus thuringiensis subsp. israelensis (or Bti), that kills developing mosquitoes in areas of standing water. Bti is fatal to mosquito larvae when they ingest it (thus preventing them from growing into biting adults), but will not harm fish, amphibians or other aquatic organisms. Simply drop the pouches in those areas where you know or suspect that mosquitoes are breeding. The pouches will dissolve in minutes and release the Bti-coated granules into the water; as the granules dissolve they will spread the Bti across the water. Bonide Mosquito Beater WSP can be used in a wide range of sites and is effective even in stagnant, polluted or algae-covered water. Your treatment should last 7-14 days in areas where conditions are ripe for mosquito breeding. In areas where there are healthy numbers of mosquito larvae present, your mosquito control may last much longer.
This Product Controls These Pests or Diseases: Kills developing Mosquitoes.
These water soluble pouches are made to be placed directly on the surface of the water to be treated. Within a few minutes, the pouches will dissolve and release the granules coated with Bti. These granules will, in turn, slowly release the larvicide as they dissolve.
Can be applied to any water site except:
Repeat application every 7-14 days as needed.
Application Rate:
Please see label for more complete application rates.
Environment: All types of containerized standing water sites, irrigation or drainage ditches, tidal water, pastures, woodland and snow melt pools, salt marshes, water gardens, roof gutters, unused swimming pools or spas, bird baths, tree holes, flower pots, old tires and any other location where water can collect and remain for extended periods of time to form a breeding ground for mosquitoes.
Storage: Store and transport in an upright position. Store only in original container, in a dry place inaccessible to children and pets.
Cannot Be Shipped To: DC,WA
Warning & Toxicities: Do not apply to treated, finished drinking water reservoirs or drinking water receptacles when the water is intended for human consumption. Harmful if inhaled or absorbed through the skin. Avoid contact with skin or clothing. Avoid breathing spray mist. Wash thoroughly with soap and water after handling. Remove contaminated clothing and wash before reuse.
Active Ingredients/Guaranteed Analysis:
Bacillus thuringiensis sub. israelensis .....1.7% Other Inert Ingredients ..................... 98.3%
Product Label (PDF)
Sales and Customer Service:
or (520) 825-9785
Retail Store & Corporate Office
10831 N. Mavinee Drive, Suite 185
Oro Valley, AZ 85737-9531
©2020 ARBICO Organics. All Rights Reserved.


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Mushroom, Sage and Onion Custard Tart Recipe
Seasonal mushrooms go best in this custard tart recipe.
As soon as it gets warm enough to sit outside, we all want to dine al fresco. In The Summer Table (Sterling Epicure, 2015), Lisa Lemke has grouped delicious recipes into eleven convenient menus for a variety of occasions. Whether you want to host a fabulous vegetarian lunch or serve simple and delicious hors d'ouvres, your summer appetite will thank you for preparing these dishes. This Mushroom, Sage and Onion Custard Tart Recipe is from the section, "A Grand Summer Brunch Buffet."
Mushroom, Sage and Onion Custard Tart Recipe
This flavorful tart is perfect for baking the day before you serve it. All you need to do is warm it up when it's time for brunch. If you can find them, use seasonal mushrooms.
Tart Dough
• 5 tablespoons cold butter
• 3/4 cup all-purpose flour
• Scant 1/2 cup whole wheat flour
• 5 tablespoons small-curd cottage cheese
• 1/2 teaspoon salt
• 1/2 tablespoon cold water
• 3 large yellow onions
• 2 tablespoons butter
• 1-1/2 tablespoons granulated sugar
• 1/4 cup good-quality balsamic vinegar
• Salt and pepper
• 2 ounces mixed wild mushrooms
• 15–20 sage leaves
• 3 large eggs
• 1/3 cup whole milk
• 1/3 cup heavy cream
• 1/4 cup finely grated Parmesan
1. Cut the butter for the pie dough into cubes. In a food processor, quickly pulse the flours and butter together until small clumps form (if mixing by hand in a bowl, use a fork). Add the cottage cheese and salt and pulse until combined. Finally, add the water and pulse until the dough comes together. Turn the dough out and knead until smooth. Wrap in plastic and let rest in the fridge for 20 minutes.
2. Place the dough on a lightly floured work surface, knead it a bit, and roll out into a disk about 1/8-inch thick. If needed, add more flour to the surface so that the dough doesn't stick. Line a 9-inch springform or pie pan with the dough. Be certain to press the dough into the corners of the pan. Cut away any extra pie dough that may be hanging over the sides. Cover the shell with plastic wrap and let it rest in the fridge for about 30 minutes.
3. Preheat the oven to 400 degrees F. Take the pie shell out of the fridge and remove the plastic wrap. Prick the bottom with a fork, cover the top edges with aluminum foil, and prebake the shell in the middle of the oven for about 15 minutes or until the bottom is baked through and begins to brown. Take the pie shell out of the oven and remove the aluminum foil.
4. Thinly slice the onion for the filling. Heat a frying pan with the butter and fry the onions until soft without letting them brown. Add the sugar and vinegar and let the liquid boil down. Season with salt and pepper. Chop the mushrooms and sage and stir them together with the eggs, milk, and cream in a bowl. Season with salt and black pepper. Pour the egg custard into the pie shell, distribute the cooked onions over the custard, and top with Parmesan cheese.
5. Bake the tart in the middle of the oven until the filling has set, about 20 minutes.
More from The Summer Table:
• Grilled Artichokes Recipe with Gremolata
• Vegetable Summer Salad Recipe with Cauliflower Crumbles
This excerpt has been reprinted with permission from The Summer Table, by Lisa Lemke and published by Sterling Epicure, 2015.


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"Saturday Night Live" hit the right notes in its cold open Saturday with a moving and simple tribute to Paris, one day after the terror attacks there that killed 129 people.
"Paris is the city of light," cast member Cecily Strong said onstage. "And here in New York, we know that light will never go out. Our love and support is with everyone there tonight, we stand with you."
Strong repeated the message in French before delivering the familiar line "Live from New York, it's Saturday night." The opening was simple, moving and absolutely appropriate.
Also Read: 7 Takeaways From Democratic Debate: Terrorism, Wall Street Ties and 'Carnival Barker' Trump
Also Read: 7 Takeaways From Democratic Debate: Terrorism, Wall Street Ties and 'Carnival Barker' Trump
It was also a tough act to follow for host Elizabeth Banks. When "SNL" returned to the air following 9/11, creator Lorne Michaels was joined onstage by Rudy Giuliani and a host of first responders. That tribute was powerful, but also had a joke as the kicker. (Michaels: "Can we be funny." Giuliani: "Why start now?") The gag, small as it was, signaled that, hey, this is a comedy show, so get ready to watch some comedy. Strong's didn't do that. That's not a knock against the folks at the show who put it together on less than 24 hours notice. Just a reality.
So host
Banks was game and charming as she launched into "What a Feeling" from "Flashdance," shouting orders at longtime "SNL" director Don Roy King from stage the whole time, but the bit felt like an idea settled on for lack of a better one.
The show thankfully picked up steam thereafter, veering often into welcome weirdness following the parade of horrors that was the previous week's Donald Trump-hosted episode.
Also Read: Clinton, Sanders, O'Malley Avoid Blaming 'Radical Islam' for Paris Attacks
Also Read: Clinton, Sanders, O'Malley Avoid Blaming 'Radical Islam' for Paris Attacks
Banks shined in sketches such as "Black Jeopardy" and another in which she played a privileged New York woman brunching with her girlfriends who lets slip that, for inexplicable reasons, that she is living with a low-income family in government housing.
In another, digital short "Uber for Jen," she takes an Uber ride that descends into mayhem as she and driver Mike O'Brien go to White Castle, apply for a home loan, kill a pedestrian, and finally deliver Bennett's character's wife's baby in the back of the car.
"Weekend Update" anchors Colin Jost and Michael Che fared less well as Jost opened the segment with an extended bit mocking Trump.
"Trump says that if he became president, we'll all be saying 'Merry Christmas' again," Jost said. "I don't now about that, but we'll all be saying 'Jesus Christ' a lot." The bit felt like the show attempting to absolve itself for jumping into bed with Trump and his racist politics the week prior. The highlight of the segment was Kate McKinnon's appearance as recurring character Olya Povlatsky, a Russian villager, who described a three-piece bikini to Jost: "Is sexiest bikini in all of Russia. Is shirt, pants and big heavy coat."
Musical guest Disclosure was fine enough, joined for one number by Lorde and for another by Sam Smith. The show was light on politics this week, a situation no-doubt influenced by the attacks Friday and by the lack of time to prepare a take on Saturday's Democratic presidential debate. But Jay Pharoah killed in one of the night's best sketches, "The Adventures of Young Ben Carson," a parody of Carson's bizarre recent accounts of a youth he claims was marked by violent outbursts.
At the show's end, Banks wrapped things up with a call back to the cold open. "God bless Paris," she said.


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20 asparagus spears, trim the woody ends off
1/3-1/2 c chopped walnuts
3 Tbls olive oil
2 Tbls lemon juice
2 tsp whole grain mustard
1 Tbls oil
3 oz spinach leaves
1/3 c feta cheese
Boil the potatoes for about 15 minutes. While potatoes are boiling, toast the walnuts in large sauce pan for 3-5 minutes. Drain on paper towels. Mix olive oil, lemon juice, mustard, salt & pepper in small bowl, and set aside. With slotted spoon scoop all potatoes out, and add asparagus spears to boiling water for 5 minutes. Drain.
In large sauce pan that was used for walnuts, add 1 Tbls oil and heat. Add potatoes and asparagus until slightly browned – 10-15 minutes. Put in mixing bowl and add dressing. mix thoroughly.
On large plate place your spinach leaves, place potato mixture on top, sprinkle feta cheese and walnuts on top. Serve.


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"It's necessary to "waste" a certain amount of energy in order to allow new ideas to emerge from the random spinning off of doodles, scribbles, worthless foolishness, playful notions, silliness, aimless meandering, wandering down dead-end streets, a few of which may turn out not to be dead-ends. As I say, this is necessary activity... It's not healthy to always be devoted to a specific direction, a certain idea... The mind becomes rigid, stifled... Sooner or later it's necessary to break out, to goof off... This isn't to say that during these relaxed periods you should allow yourself to be passively robbed of your energy [by others] such as TV, books, etc... Part of the time, at least, must be devoted to randomly wandering about in a creative way which may possibly lead to new discoveries within yourself!
It's difficult to explain... forget it..."
-- R. Crumb, July 29th '75


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International Olympic Committee (IOC) members were set for emergency talks Tuesday to decide Russia's status for the Rio Olympics after an investigation found rampant state-run doping at the 2014 Sochi Winter Games and other events.
The World Anti-Doping Agency (WADA) called for all Russian competitors and officials to be banned from next month's Games and other events after the report unveiled what IOC president Thomas Bach called "a shocking and unprecedented attack on the integrity of sports and on the Olympic Games."
A probe by Canadian law professor Richard McLaren for WADA found Russia's secret service helped "the state-dictated failsafe system" carried out by the Moscow sports ministry and sprawling into 30 sports over five years.
"The scale of what was happening requires Russia be banned from the Olympics and Paralympics," said British IOC athletes commission member Adam Pengilly.
When asked if no ban imposed could mark the beginning of the end of the IOC, former skeleton competitor Pengilly replied, "it certainly has that potential."
WADA's executive committee said the IOC and the International Paralympics Committee should "decline entries, for Rio 2016, of all athletes submitted by the Russian Olympic Committee (ROC) and the Russian Paralympic Committee."
It also called for Russian officials implicated in the scandal to be sacked and for "Russian government officials to be denied access to international competitions, including Rio 2016."
McLaren said the coverup started in 2010 after Russia's "abysmal" results at the Vancouver Winter Olympics and continued until 2015 after the Sochi Games. It included the 2013 World Athletics Championships in Moscow and 2013 World University Games in Kazan.
President Vladimir Putin made the Sochi Games a showcase event and spent more than $50 billion staging the Games.
Russia, which strongly denies any state involvement in doping, is already banned from international athletics by world governing body IAAF because of doping exposed last year.
There will be mounting pressure for that to be extended, even though Bach and some international federations have called for a way for Russian athletes proved to be clean to compete in Rio.
"The IOC will not hesitate to take the toughest sanctions available against any individual or organization implicated," Bach said in a statement announcing the IOC conference on Tuesday to consider provisional sanctions.
McLaren's bombshell report said the sports ministry under Vitaly Mutko organized the subterfuge under which tainted urine samples were replaced and kept away from international observers.
"The Moscow laboratory operated for the protection of doped Russian athletes within a state-dictated failsafe system," McLaren said.
"The Sochi laboratory operated a unique sample-swapping methodology to enable doped Russian athletes to compete at the Winter Olympic Games," he added.
According to the report, "the Ministry of Sport directed, controlled and oversaw the manipulation of athletes' analytical results or sample swapping."
It pointed to "the active participation" and assistance of the FSB federal security service, athletes training groups and the Moscow and Sochi laboratories.
With the Rio Games due to start August 5, US Olympic Committee chief executive Scott Blackmun said the IOC, WADA and world governing bodies must "impose sanctions that are appropriate in relation to the magnitude of these offenses and give clean athletes some measure of comfort they will be competing on a level playing field in Rio."
WADA president Craig Reedie said Russia must sack government officials implicated in the wide-ranging doping scheme.
"At a minimum, Russian (Anti-Doping Agency) RUSADA's return to compliance cannot be considered until all persons from the Russian Ministry of Sport and other government departments and agencies that are implicated by the report, including RUSADA, are dismissed from their roles," Reedie said.
The Kremlin said officials named in the report would be suspended, but also denounced the "dangerous" interference of politics in sport. It did not say which officials would be affected.
However, Mutko and his deputy Yury Nagornykh were among those named in the report.
US Anti-Doping Agency chief executive Travis Tygart said the report had revealed "a mind-blowing level of corruption" in Russian sport and all the way up to Putin's government.
WADA mandated McLaren to investigate allegations made by former Moscow anti-doping laboratory director Grigory Rodchenkov in May -- he is now in hiding in the United States and wanted by Russian authorities.
Rodchenkov said the doping program was "working like a Swiss watch" at Sochi and helped at least 15 Russian medalists avoid doping detection.
McLaren called Rodchenkov "a credible and truthful person," despite admitting to concocting doping cocktails for Russian athletes.
"I realize there are other aspects of his life that are not appropriate," McLaren said. "I didn't need to get into that."
McLaren also insisted that he was "supremely confident" in the findings of the inquiry, even though "we've had a very intense 57 days."
McLaren said his report was handed over to WADA on Saturday and had not been leaked in advance.
A prior US-Canadian letter pushing for a total ban on Russian competitors at Rio was based on "rampant speculation" about the findings, he said.
Montreal, Canada | AFP |


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VILNIUS, Lithuania - The Ukrainian foreign minister says Russia "will be doing everything to break up Ukraine, somehow to divide Ukraine further."
Pavlo Klimkin says Moscow doesn't want "to have a free and democratic Ukraine as such" and his country needs "military, political and economic support to fight Russia's attempt to 'suffocate' southern Ukraine by blocking access to the Azov Sea."
Klimkin spoke Friday to the Baltic News Agency during a visit to Lithuania.
In November, a Russian coast guard vessel fired on and seized three Ukrainian naval ships as they were transiting from Odesa on the Black Sea to Mariupol.
Russia annexed Crimea in 2014 in a move that Ukraine and most of the world views as illegal.


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- A contract can be terminated for a number of reasons, including a repudiatory breach, a trigger of a contractual termination clause or actionable misrepresentation. Discharge by agreement, for breach or by frustration all have varying consequences.
- Remedies for contract termination can include rescission, damages and specific performance. Contact a specialist Contract Lawyer to understand what remedies are available to you and what is fair and reasonable in all the circumstances.
- Before terminating a contract, it is important to consider whether there are other options to continue the contract at common law, or pursuant to a term of the contract.
Causes of Contract Termination
Performance of the Contract
The most common way a contract is terminated is the fulfilment of all contractual obligations by both parties. When the parties to the contract completely fulfil their obligations to one another, whether by payment of money or by doing something as agreed in the contract, the contract comes to an end. Case law has upheld examples of where partial work completion is considered contract completion.
In the situation where a contract cannot be completed because of unanticipated circumstances, frustration can release the parties from their obligations. To prove frustration, neither party can be the cause of the frustration and the event must not have been foreseeable by either party. For example, seizure of property by a foreign government would be considered an unanticipated circumstance.
Mutual Agreement
Discharging by agreement allows both parties to terminate the contract without completion of the obligations. Known as mutual discharge, this occurs when parties agree that each party should be released before either has undertaken actions to perform the agreed obligations. It is also possible for one party to release another party, even if the other party has not satisfied their contract.
In the scenario where one party breaches the contract, the other party may choose not to enforce the contract and to release the breaching party on a conditional basis. This discharge by accord or satisfaction is essentially the fulfilment of a new promise.
Operation of Law
There are scenarios where the operation of the law may discharge the parties from the contract. For example, where one party dies and is no longer able to perform the contract, this will terminate the contract.
A breach of condition, a refusal to perform (renunciation) or a sufficiently serious breach of an intermediate term can give rise to contract termination. This will depend on the nature of each breach – you should contact a Contracts Lawyer to determine your rights and obligations.
Key Considerations
- An informal contract can be converted to a formal contract to make it more enforceable. By formalising this arrangement, this can discharge any previous informal arrangement, and enforce the crystalised terms in the formal agreement.
- If any part of a formal contract is incorrect, rectification should be sought quickly. Failure to act could be seen as an affirmation of the contract.
- A mistake does not necessarily affect the validity of the contract. A court will view whether it is still possible to perform the contract, notwithstanding the mistake.
How to Terminate a Contract
There are two types of breaches which may trigger a contract termination.
Actual Breach
An actual breach occurs when an obligation under an essential term of the contract is not met. An essential term is usually specified in a contract. If breached, the non-breaching party will be able to claim damages, as well as terminate the contract.
Anticipatory Breach
An anticipatory breach occurs when one party indicates through their conduct that they will not be able and willing to perform their current and/or future obligations under the contract.
Termination is not automatic – an innocent party may either elect to accept the breach or discharge the contract or affirm the contract and enforce the contract to be performed.
Frequently Asked Questions about Terminating Contracts
Q: What is novation?
A: Novation occurs when an original contract is replaced with a new contract. This new contract might apply to the original contracting parties or might apply to different parties altogether.
Q: Can you discharge a contract before a breach occurs?
A: Discharging a contract because of a breach can occur following (i) an actual breach or (ii) an anticipated breach. If a contract is discharged because of an actual breach, or a breach that may occur in the future, this means that either party has expressly or impliedly communicated its intention not to perform their obligations under the contract.
Q: What is rescission?
A: Rescission refers to the retrospective avoidance of a voidable contract.
Q: What are the consequences for a breach of a non-essential term?
A: Breaches of non-essential terms, if sufficiently serious, may also give rise to a right to terminate a contract at common law.
How can LegalVision help me?
LegalVision assists businesses and individuals with tailored online legal advice for a fixed-fee, including contracts advice, review and drafting. Call LegalVision today on 1300 544 755.


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Financing Post the Great Recession
Will U.S. small businesses be the main beneficiaries of increased competition in the lending space?
The crisis is long over but we are not out of the woods yet. Most indices are up although consumer confidence and spending have yet to reach pre-crisis levels. In fact, as of 2014, based on 100 financial crises going back to the 1890s, it took an average of eight years for real income per person to return to pre-crisis level. By comparison, just seven of the 12 countries where systemic crises began in 2007-08 managed to get back to at least their starting point.
Banks worldwide are not in the best of shapes either and that has implications for lending. As of May 2017, the S&P 500 banks index is down 30% from its peak in May 2007. By comparison, the STOXX Europe 600 index of bank share prices is down two-thirds from its peak in May 2007.
Still, small business lending in the United States is up on all levels, including SBA lending, conventional lending and alternative lending.
Overall, in the United States, 5,400 community banks provide 43% of small business loans. These are relatively small operations as over 5,000 have less than $1 billion in assets and more than 1,500 less than $100 million.
On the face of it, community banks appear in good shape. Between March 2016 and March 2017, their loan books grew by 7.7%, more than twice the rate at other, mainly much bigger, lenders. However, net income rose by 10.4%, against 12.7% for the whole industry. Returns on equity, at 9.2%, were a little below the average.
And there are other market forces at work and there are certain trends that may to a shift to an increasingly changing landscape for U.S. small business lending. Since many community banks are very small, they are increasingly consolidating. Mergers and the aftermath of the financial crisis resulted in a drop of over 30% in the number of U.S. community banks between 2006 and 2016. Just between 2008 and 2012, more than 400 U.S. community banks failed and only four have opened since.
Going forward, they are facing additional challenges. For starters, finding talent will be increasingly difficult for banks as some graduation trends show. Between 2006 and 2016, finance as a graduate subject dropped from 31% to 15% at MIT's Sloan School and from 55% to 37% at Columbia. By comparison, technology increased from 12% to 33% at Stanford while doubling at other schools. Further, retaining talent will also be harder. A small community bank in the middle of nowhere is not as attractive as a big player in New York.
In addition, fulfilling their regulatory obligations is increasingly costly. Between 2011 - the year after the Dodd-Frank act regulations - and 2015, the number of people working directly on "controls" at the U.S. largest bank JPMorgan increased from 24,000 to 43,000. While a biggie like JPMorgan is able to absorb such costs, many small community banks will struggle more. The Trump administration has promised to cut through the red tape and reduce regulatory requirements. However, that may take years.
More importantly, regulations and mergers aside, community banks have to find ways to handle competition from a completely different set of players. Enter digitalisation and so-called fintech start-ups. As of 2017, about 20% of U.S. small businesses look to online lenders when seeking a loan. Regular lenders are trying to counter this with increased digitalisation and streamlining to reduce the costs of the lending process. Still, they will have to watch their backs as more and more fintechs enter the market. For instance, in 2016, peer-to-peer lending in the United States reached $19 billion on the country's biggest platform. In addition, between 2012 and 2016, U.S. Fintech investment grew from an estimated $2.5 billion to $6 billion, with a peak of just under $8 billion in 2014.
While the U.S. lending market may experience a few disruptions, there is little reason to believe that lending overall will be negatively impacted in the long run. Rather, increased competition and alternative sources of lending capital could actually be advantageous for borrowers.


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2 Posts
Discussion Starter • #1 •
Okay, so Friday we took our 2003 Odyssey in to a dealership for the recalled passenger airbag. They replace it, and I'm sent home with the "service advisor" saying the vehicle looks good and the fluids are great along with their 6 page essay of the things they did for it. 6 hours later the battery light comes on, 2 hours after that the brake lamp comes on, next day I'm driving home from the store and I start losing power. Park, leave the car running but then can't get it into gear again. Make the decision to restart the car and it's dead. Completely drained, power locks, Windows, doors, nothing works. I call the dealership because obviously something must have happened since it was working fine the day before we brought it in. Had had the oil changed less than a month ago and the engine checked out and the battery replaced. It showed zero signs of an issue before the airbag thing. We get it towed to the dealership on Saturday before they close, today after calling them 4 times to get an response they tell me the alternator is dead and it'll be 800+ tax to repair. They insist that there is no correlation between the work they did and the alternator going bad. I'm skeptical since it seems like it would have to be quite the coincidence for them not to be related. Wondering if anyone else has had issues? Or if it's possible for the dealership to have caused the alternator to go bad. Thanks in advance!


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It is so hard not to take another spoonful of you, lemon curd.
Delicious yummy lemon curd.
I am so glad you are there sitting nicely in a jar in my fridge, somehow knowing that I would come for you.
Oh, lemons!
What would I do without you?
I would be like a fish without water or my sister without her TV.
I will zest you and slice you,
squeeze you and dice you,
make sure you are nice you.
Lemon tart,
lemon slice,
lemon cookies,
lemon ice,
lemon lemon,
lemon lime.
I love you.
I love you.
I love you my lemontine.
So what's new with me besides declaring my love for lemons with a seriously sucky "poem"?
I have been MIA for the longest time and to be honest, I think i gained like a million and one pounds from eating too much and moving too little. I promise I will post up pictures from my birthday party that was in July, it will have to do without the video because Manda Tay has not sent me the vid. Also pictures from my BFF, L's party and maybe some pictures of something baked. I baked for the first time today since I made mint brownies for JT when he just came back and my mom ate like almost all of it (even though I ate alot myself). Hopefully I get to bake more so that I can stuff my friends crazy with happiness when I go back to school. hehe.


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Licensed under CC Attribution-NonCommercial-NoDerivative 3.0 Philippine license.
I. Introduction
> Past proposals for an Anti-CyberCrime Law
II. Offenses under RA 10175
> Child pornography under RA 9775, viz Section 4(c)(2) of RA 10175
> Section 33 (a) of RA 8792, viz Section 4(a)(1) to (5) of RA 10175
> New offenses under RA 10175
> Other offenses under Section 5, RA 10175
> Applicability to other penal laws, when crime committed using ICT, under Section 6, RA 10175
III. Contentious issue: Libel viz Freedom of Expression
> Libel under Chapter 1, Title XIII of the Revised Penal Code (Act 3815 [RPC], 8 December 1930)
> Libel under Section 4(c)(4), RA 10175
> Freedom of Expression viz libel
> Doctrine of privileged communication
> ICCPR and General Comment No. 34
IV. Contentious issue: Privacy
> Right to privacy
> Section 12 to 17, RA 10175
> Privacy in relation to Section 12, RA 10175
> International Cooperation
V. Jurisdiction
VI. Admissibility of Evidence
VII. Takedowns
VIII. Conclusion
There has been a lot of discussions observed days subsequent to the promulgation of Republic Act 10175, or the Cybercrime Prevention Act of 2012, on 12 September 2012. There are some who assail the law to be unconstitutional as it acts as a prior restraint to freedom of speech, or that it provides undue expanded interference of private activities in the Internet by the Philippine Government, among others. Let me form my opinion herein, without providing legal advice, regarding the present law in its final form.
Past proposals for an Anti-CyberCrime Law
The Anti-Cybercrime law was not a recent proposal. Prior versions have been introduced in previous Congresses but which have been archived when the previous Congresses adjourned, including the 14th Congress. It appears that prior versions were being pushed to meet (1) the urgency to penalize child pornography; (2) rectify the perceived weakness of provision(s) on computer-related crimes in Republic Act 8792, or the Electronic Commerce Act (2000); (3) the necessity of expanding the coverage of the applicability of electronic documents, or ITC-enable acts, to criminal/penal laws, especially those in the Revised Penal Code, where documents, or in which a computer may be used in the commission thereof, are involved; (4) the necessity to provide an efficient legal procedure/allowance in the acquisition of evidence by government agencies when crimes are being committed, or have been committed, through electronic means; and (5) arrangement towards international cooperation, as acts may be transnational.


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Massage Therapist since 2010 • Ashtanga and Vinyasa Yoga Teacher since 2014 • Intensive yoga practitioner since 2010 • Extensive practice of Chinese martial arts (practiced Wing Chun kung fu from 1998 to 2012) • Native Croatian from Split, living in Zagreb
Experience Details:
➢ Worked as independent therapist of Thai yoga and medical massage for four years
➢ Over a year of experience cooperating in massage centres in Zagreb (5th Element Energy Centar, Zen Centar).
➢ Attended various workshops about Thai Yoga massage, Yumeiho massage, Ashtanga yoga, Pranayama and Meditation, including Ashtanga workshop with David Swenson in 2014 (Belgrade Serbia)
➢ Went to India in 2014 to study Ashtanga Yoga with Kamal Singh and Iyengar Yoga with Suryans Thakur in Rishikesh
➢ Graduated advanced level of Thai Yoga massage
➢ Certified Yoga instructor (Yoga Alliance TT 200)
➢ Certified in medical massage
➢ Attended intensive yumeiho workshop
➢ Teaching Thai Yoga workshops at Yoga Velika Gorica (Velika Gorica, Croatia)
➢ Series of Ashtanga workshops at Zen Centar (Zagreb, Croatia) and Malo Drvo (Varaždin, Croatia)
About me:
I began practicing Thai Yoga massage in 2010 after finishing a beginner's course followed by an advanced level course of this healing art. My encounter with Thai Yoga was not by chance; it was a logical progression of over a decade of sustained interest in traditional martial arts and its various aspects, including human anatomy and the attitude of non-violence. An impulse for gaining a deeper understanding of the body and its biomechanics, as well as an interest in the healing power of human touch was what inspired me to study traditional Thai Yoga massage. A deep commitment to this unique healing art led me to explore other disciplines as means of complementing and expanding my knowledge: I studied Yumeiho Massage Therapy, which I find to be very compatible with Thai Yoga massage, allowing me to implement its techniques in my standard treatments, and I explored Western approach to massage by finishing a course in medical and deep tissue massage. Thai Massage also led me to yoga, which I recognized both as a complementary discipline to this massage therapy and a way to keep my body healthy, which is in my opinion a prerequisite for healing others. In early 2015 I completed a Multi-Style Yoga (Ashtanga Vinyasa, Vinyasa Flow, Power Yoga) Teacher Training. It is also worth noting that yogis make up over half of my client base. My primary style is Ashtanga yoga.
Massage & me:
Doing massage is an incredible journey through mystery of anatomy of both the physical and energy body. It allows me to work with some incredible people but also to learn a great deal about myself. For me it is a practical meditation exercise and a fantastic tool to develop sense of empathy and compassion. For a yogi on a path of sadhana, healing other bodies is just a natural orientation. I truly believe that most limbs of Ashtanga yoga can be perfected through massage bodywork.