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Opened in 1856, the Massie School may have been the city's first public school, but many of Savannah's aspiring students would have to wait eleven more years for the founding of the Beach Institute: Savannah's first school specifically for black children. Today, the school has moved into a more modern facility, and the old house has evolved into a cultural center and gallery.
Before moving to Savannah, we didn't know much about the city. And although we weren't expecting to find a Victorian-era scenario, with Southern belles strolling the streets and coquettishly dropping their handkerchiefs to attract the attention of menfolk, we also weren't prepared to find the streets dominated by pink-haired girls and hipsters with ironic mustaches. In other words: we had no idea about the existence of SCAD.
In Savannah, every time you step out of the house, you're going to see something strange and beautiful. In the right frame of mind, the entire city becomes an art gallery… and whether your preferred form of art is architecture, graffiti, fashion or performance art, you're bound to see something you like.
Our unofficial guide during our day trip to Bluffton, South Carolina was Nancy, who owns and operates a store of miscellany named Eggs N Tricities. This shop is packed to the gills with weird, random stuff, and even if you're not in the market for curios, it's great fun to poke around.
The biggest mistake you can make in Savannah is forgetting to bring your camera with you when you leave the house. Unique photo opportunities spring up like clockwork in this city! Jürgen brought his everywhere — to the supermarket, on walks with our dog, and even to the bar. You never know when this city is going to surprise you with a great snapshot.


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'Girls Aloud' fans, get the tissues out…the 5 piece that were created on 'Popstars' back in the day have split up following a successful 10 years together.
The group's official Twitter page broke the news just after their last date of the 'Ten' tour: "Dear Alouders, we just want to say from the bottom of our hearts Thank you! This tour has been an amazing experience and the perfect chance to say thank you for being on this journey with us through a decade. It has far exceeded any of our dreams and we hope we are forever your inspiration and reminder that dreams really do glitter!! Your love and support will stay with us forever but we have now come to the end of our incredible time together. Love you lots."
Cheryl Cole wrote: "To the people that haven't been able to make it, for what ever reason, we feel your support regardless and have done for 10 years.. To the people that have been to almost as many shows as we have lol let's make this a celebration of the past 10 years. Thank you!"
Nadine Coyle also added: "I love you
@GirlsAloud fans so so so so so much! You have given me everything! Thank you, thank you, thank you! All the hairflips, twisted ankles, early mornings, late nights, sore throats, tears & facing height fears are all to try and give you the show you deserve. I have seen you many of you at the tour work as hard as us! That is why I cried last night on stage & probably tonight again. Not sad, happy tears. I cannot thank you enough. I love seeing all your faces. Ok more tears. I love you all forever."

subset: commoncrawl


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Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allow eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards – Insurances Policy Information booklet and the ANZ Credit Cards Insurance Features booklet which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
For most credit card users, the word 'platinum' is immediately associated with earning reward points at a fairly high rate, the possibility of free flights and airport lounge passes and a range of insurance policies, all packaged into a card with a consequently high annual fee. But ANZ has decided to be different with its ANZ Platinum Credit Card, and as a result may have captured a part of the market looking for a card with premium benefits but not interested in reward or frequent flyer points.
So there are no rewards points of any kind with this card, and no free flights or lounge passes, but it does come with a zero-interest balance transfer offer, all the standard complimentary insurance policies, some peripheral benefits, and a very moderate annual fee for a platinum card.
Balance transfer offer – 0% p.a. for 18 months
ANZ have recognised that most applicants for a platinum card will not be newcomers to the world of credit cards. That is, they will have an existing card on which there may be a substantial balance owing. So what could be easier – and more welcoming – than the proposition of postponing repayment of that balance for 18 months?
Bring your balance across from your existing card, make only 2% minimum monthly repayments, and pay no interest for an extended period. During those 18 months you can let the cash destined for repayments work hard in your mortgage offset account instead (reducing your mortgage interest bill) or in a term deposit (earning income).
Sadly, it's not all good news. You will have to pay an upfront fee equivalent to 2% of the balance transferred. That's roughly the same as paying 1.5% p.a. on the balance for 18 months, rather than being totally interest free.
There's a hefty 20.24% p.a. revert rate too, if you haven't cleared the balance after 18 months. This rate also applies to any cash advances taken, and the 20.24% p.a. purchase interest rate is also seriously unattractive.
Annual fee waiver
The regular annual fee is $87 p.a., but this is automatically waived in the first year, and also in any subsequent year in which you spend $20,000 using the card. That's an average of $1,666 per month, possibly not achievable for anyone who has only low income. But if you direct all your purchases through the card, and sign up members of your family as supplementary cardholders, paying an annual card fee could be a thing of the past.
Complimentary international travel insurance cover ticks all the boxes
ANZ have left nothing out of the suite of insurance policies built into this card, and the international travel insurance is particularly comprehensive. It's a multi-trip annual policy for cardholders and their families, covering emergency medical expenses, evacuation, repatriation, unavoidable trip cancellation costs, travel delay, luggage cover (loss, damage, theft and delay), death benefits and personal liability. It also saves you even more by providing overseas rental vehicle excess cover of up to $5,000 (with a $350 deduction, however, if you are involved in a collision) and up to $750 to cover the cost of dropping off the vehicle if another claimable event prevents you from returning it yourself.
ANZ state that this policy could save you up to $800 per year, and ANZ's Allianz Master Policy certainly appears to offer more protection than some of the less expensive policies you could buy yourself. Also worthy of note is the very low eligibility threshold, activating cover when you purchase just $250 worth of pre-paid trip expenses using your card.
Other complimentary insurance policies
This card's insurance cover doesn't stop with overseas travel. Here's what you'll get in addition:
Useful extras
Platinum cards always have a few peripheral trimmings which are difficult to put a value on unless you can actually find a use for them. The selection available with this particular platinum card includes complimentary membership of Visa Entertainment (access to pre-sales concert tickets, movies, special offers and competitions) and a personal concierge service (restaurant recommendations and bookings, taxi bookings, theatre tickets &c).
Convenience and security
As well as payWave for tap and go purchases under $100, you can also use Apple Pay or Google Pay™. Leave your card at home and pay with your mobile device instead.
ANZ cards are protected by ANZ Falcon's constant monitoring for potential fraud, and by the ANZ Fraud Money Back guarantee. But if that's not enough security for you, you can also opt for ANZ Credit Card Insurance. Payment of a premium of 60 cents for every $100 of each month's closing balance will see your repayments taken care of in the event of your death, permanent serious illness or disability, or involuntary unemployment.
Not everyone is interested in rewards points
The ANZ Platinum Credit Card is clearly designed for someone who has absolutely no interest in collecting rewards or frequent flyer points, deeming them either too expensive or simply not worth the effort. This same person is, however, likely to be a regular interstate and overseas traveller who can appreciate the travel insurance and other privileges that come with a platinum card, especially one which has the potential to be totally free of any annual fee.
I like this credit card because it has a low interest rate. It allowed me to do a balance transfer, and they are a customer-focused company. If I was ever experiencing trouble with my card, I was able to contact them and sort it out quickly. It doesn't have a rewards program though.
Upon receiving the ANZ Platinum Credit Card I got $250 to spend on any purchase. I also got free travel insurance. For the first year there are no payments for having the card.
I am very pleased with the perks. The fees are quite low and it is interest free for the first 55 days.
Be careful to look into how points are transferred. For example, a 75,000 bonus ANZ points offer only equates to 37,500 Virgin points. Other cards may have a higher value to their points, which can sometimes be easily overlooked.
It's pretty good. I received an automatic upgrade from bank service. It is amazing and the card looks really good as it is a shining silver colour.
The fees, I guess, were waived for me, but overall I believe the fees are pretty low for this card, in comparison to other banks and what is offered with the card.
I use my credit card for every purchase. I get rewards in the form of an everyday shopping voucher card, and I do not like carrying large amounts of cash so I find that this one card meets all my needs.
I have used ANZ for quite a few years now and I have always been very satisfied with the service and security that my bank give me with my card.
This Visa card provides the access I require whenever I need it and wherever I am, and also gives a great variety of rewards that i have used for gifts to family members.
It's convenient and makes life in a cashless society very real, with payWave at most retail outlets and online sales both local and overseas.
There is currently a really great offer from ANZ. Upon successfully applying for their ANZ credit card, $200 credit will be added to the card within two months. However, proof of income must be provided. That's fine, except I'm a self-funded individual. I don't have an employer, so could not produce a payslip as proof of income. I could however, provide my last year's tax return assessment and proof of rental return from my investment house.
Unfortunately, after long conversations with the customer service representatives, the Australian Tax Office assessment was not sufficient and I still needed to provide a copy of each page of my tax return that was submitted to the ATO. I advised ANZ that this was all electronically submitted and the ATO will only provide a printed copy of my return upon application to the ATO and this would take approximately 50 days. The ATO assessment shows my total income. Is that not proof of income? Now I need to wait 50 days for my tax print-out, and the ANZ offer will probably be over! Thanks ANZ.
I have been with the ANZ for over 30 years. They have always had great customer service and also great products.
I was upgraded to premium rewards for both my AmEx and Visa cards, without higher fees or other charges. Their rewards system and payments are one of the best around
I got this card mainly for the travel insurance feature. Activate it and spend $100 towards your holiday using the card, and you're all set up for free comprehensive travel insurance — really helpful and very easy to set up.
ANZ Platinum offers excellent rewards especially if you use the American Express card.
Great card, highly recommended.
ANZ Platinum is not that good as the interest rates are too high. Also they don't offer any rewards on purchases. The only good thing is the insurance with the credit card, but it comes at a price, so it has some more charges altogether added to your card.
There are more annual fees as well.
|Interest rate
|Revert rate
|Balance transfers
|0% p.a.
|18 months
|95% of credit limit
|20.24% p.a.
You can't balance transfer to the ANZ Platinum Credit Card at the promotional balance transfer rate from:
|Interest rate
|Revert rate
|Balance transfers
|0% p.a.
|18 months
|95% of credit limit
|20.24% p.a.
|Cash advances
|20.24% p.a.
|20.24% p.a.


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The world was introduced to Harry Potter in 1997. A special boy with a special power who went to a special school of witchcraft and wizardry. Along with his friends, he must defeat the one who killed his parents when he was a baby. The phenomenon began to spread. Not to mention the films chronicling his seven-year journey as he tries to get rid of the evil Lord Voldemort. Now, J.K. Rowling has written her first screenplay taken place 70 years before our beloved hero goes to Hogwarts. Fantastic Beasts and Where to Find Them brings back the magic while adding something fresh to the table.
Newt Scamander (Eddie Redmayne) is a magizoologist who has finished his global quest to research the many creatures in the magical world. He arrives in New York City with a suitcase filled with magnificent creatures. Since this is 1926, the city is having a conflict between the witches, wizards and the No-Maj population (the American idiom for "muggle"). Percival Graves (Colin Farrell), the head of The Magical Congress for the United States of America (MACUSA), is doing everything he can for the community.
Thinking this might be a quick stop, Newt gets into some risky situations including getting his suitcase misplaced and accidently letting some creatures loose. He joins forces with No-Maj and aspiring baker Jacob Kowalski (Dan Fogler), witch Tina Goldstein (Katherine Wasterston) and her mind-reading sister Queenie (Alison Sudol) to save these creatures before leaving for Arizona.
As a huge Harry Potter fan, I am pleased how Rowling brought the wizarding world to the United States. The ninth entry might have not been good if it relied too much on hinting factors to the other films, or just adapting the textbook written by Rowling (in disguise of Newt). The part of Rowling's genius as a writer is she makes Fantastic Beasts and Where to Find Them in a world of its own. It's okay to not see any of the Harry Potter films to get an idea on what's going on.
Director David Yates feels right at home expanding the Harry Potter universe with James Newton Howard accompanying another fantastic score (with hints of John Williams' theme sprinkled here and there). Shifting the magic with the history, the dark with the humorous. After being nominated for two Oscars (winning one for The Theory of Everything), Eddie Redmayne was born to be in the Harry Potter universe. In fact, he auditioned to play Tom Riddle in Chamber of Secrets before earning the part of Newt Scamander. Better late than never, I suppose.
Anyhow—Redmayne is certainly having a ball here as Scamander. He is compassionate about his studies. He never gets in the way with his past troubles. He has that professor charm. When he shows Jacob—Fogler, in a hysterical performance—the magical creatures for the first time before his very eyes, he is ecstatic. You know they are in for one wild ride.
Despite the first act being a little clunky, the introduction of the wizard culture to America is quite a treasure! Let's see where the sequels will go from here.


text:
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