text: Generally, coatings grow in tandem with the economy, so growth will continue to focus on the developing world. The major change that has taken place in the coatings industry during the last 40 years has been the adoption of new coating technologies: waterborne (thermosetting emulsion, colloidal dispersion, water-soluble) coatings, high-solids coatings, two-component systems, powder coatings and radiation-curable coatings. Actually, coatings provide two primary functions -decoration and protection. Indeed, about 45% of the coatings produced worldwide are used to decorate, protect new construction and maintain existing structures, including residential homes, apartments, public buildings, plants and factories ("architectural" or "decorative" coatings). Another 40% of the coatings are used to decorate and/or protect industrial products ("product finishes"). Most of the remaining coatings ("special purpose") are used for miscellaneous applications such as traffic paints, vehicle refinishing, high-performance coatings for industrial plants and equipment, and protection of marine structures and vessels (usually applied outdoors in ambient conditions). The coatings industry in the United States, Western Europe and Japan is mature and generally correlates with the economy, especially housing, construction and transportation. Overall demand from 2016 to 2021 will increase at average annual rates of 3% in the United States and 2% in Western Europe. However, in Japan, consumption of coatings will experience relatively slow growth as a result of the lack of growth in major markets such as automotive OEM, machinery and appliances. According to IHS, coatings are growing at a much faster rate in emerging countries: the best prospects for growth are in China (6-7% average annual growth in the near future), India (6.6%), Iran (4-5%), Poland (4%) and Saudi Arabia (3-4%) noting that total global growth should be about 4% per year. Most of the major multinational coatings producers have production in China which should gain even more presence in the developing world as living standards increase and consumption of coatings rises. Furthermore, demand in Asia continues to rise faster than elsewhere in the world as the region accounts for 50-55% of global consumption. Through the next five years, air pollution regulations will continue to be a driving force behind the adoption of new technologies. Despite the overall relatively slow growth in demand anticipated for coatings, waterborne and high-solids coatings, powders, UV curables, and two-component systems appear to have good growth prospects. In general, environmental regulations are becoming more stringent region-wise to limit emissions of volatile organic compounds (VOCs) and hazardous air pollutants (HAPs) in the industrialized world and in developing countries like China. Undeniably, one new area of interest is nanotechnology, with tens of thousands of patents issued just for the coatings industry; very small ceramic or metallic particles can be added to paint formulations to modify specific properties (e.g. scratch, corrosion, and UV resistance) in highly specialized applications. All in all, some of the futuristic applications are nanotubes for electrically conductive coatings and to increase the speed of reaction of thermosetting resins; organosilane dendrimer coatings; buckyball coatings for machine parts; and metals for conductive coatings in inks. Recent research efforts have been focused primarily on functionalizing the particle surface of the nanoparticles to make them more compatible with the coating resin systems, so that easy dispersion, low viscosity and covalent bonding between the particles and resins are achieved.


text:
- Rig Rundowns
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Ask Amp Man
Goosing a Supro Thunderbolt S6420
September 20, 2011
A Supro S6420 with volume issues.Read More
Souping up a Sound X-305-R
August 16, 2011
I recently had an unusual combo come across my bench, and I felt it would make a great topic for a column.Read More
Tweaking A Carvin Nomad Combo
July 19, 2011
"When I dime the amp to get some nice power-tube overdrive, the sound gets a little spiky instead of turning big and round."Read More
Pignose G40V Amp Mods
June 14, 2011
If you wish to use a line out simply to send a signal to the power section of another larger head or power amp, then a very basic line out will do the job.Read More
Dusting Off a Pignose G40V
May 17, 2011
Dear Amp Man, Please write a column about the Pignose G40V. I have not used mine in five years, so I'm curious what's necessary to get it up and running.Read More
Rockin' A Bassman 50
April 19, 2011
Can you apply our original Bassman mods to a ''70s Bassman 50?Read More
Ask Amp Man: Bringing A Gibson Duo-Medalist Back to Life, Pt. 2
March 15, 2011
Last month we began renovating and modding a late-'60s Gibson Duo-Medalist combo belonging to Tommy Kirst. (You'll find the first installment of this series, along with the amp's schematic andRead More
Ask Amp Man: Bringing A Gibson Duo-Medalist Back to Life, Pt. 1
February 15, 2011
Raising the cool factor and tone of a lackluster Duo-MedalistRead More
First-Time Amp Restoration, Pt. 2
January 17, 2011
Continuing the overhaul of a mid- to late-1950s Supro comboRead More
First-Time Amp Restoration, Part 1
December 21, 2010
A vintage Supro in need of a tune-upRead More
Souping Up a Bassman 10
November 16, 2010
Some easy tricks to make a sweet Fender Bassman superRead More
Battling a Bassman Reissue
October 20, 2010
Troubleshooting a crackling ampRead More
More Twin-Taming Techniques
September 21, 2010
Digging deeper into impedance issues and capacitor leakageRead More
Curing Comboanemia
September 2, 2010
I recently bought a 1982 Marshall 4210, the 1x12 combo version of the 2205 head. Both channels sound a bit too harsh or tinny, regardless of settingsRead More
Jonny Lang's Dual-Channel Deluxe Reverbs
August 17, 2010
How does Jonny Lang combine two Deluxe Reverbs without getting out-of-phase, thin soundRead More
Demystifying the Master Volume
July 20, 2010
What are the sonic differences between master-volume and non-master-volume ampsRead More
Turning Your Amp On
June 16, 2010
Is it okay to just turn an amp on after years of letting it sit?Read More
Does Speaker Impedance Affect Tone?
May 18, 2010
When using different ohm cabs with a head, does the impedance make a tonal difference?Read More
Making a Super Reverb Super
April 15, 2010
A '66 Fender Super Reverb. Photo courtesy of guitarphotographer.com. Hey, Jeff. I love your column! I look forward to reading it every month. I have a '67 blackface SuperRead More
Load Boxes and Pulling Twin Power Tubes
March 11, 2010
Looking for a simple, inexpensive load box? Make your own.Read More

subset: commoncrawl


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Posted by la Clarina | Filed under Things
25 Tuesday Dec 2018
Posted by la Clarina | Filed under Things
23 Saturday Dec 2017
Posted Thingsin
What can I say? I love how old-fashioned and naïve it is… Around Christmas I wax sentimental this way.
22 Thursday Dec 2016
Posted Booksin
Oh, I've been neglecting Scribblings something bad, lately…
The fact is, December is December, and I always find myself trotting around, doing errands, hunting for presents, queuing at the post office, crafting insanely complicated Christmas decorations…
And how is this differend from anyone else's December, you'll ask? Oh, it isn't at all, I suppose – except that I never quite understand just where all the hours go, and my poor little blog suffers for it… Well, I expect things to go back to some kind of normalcy after Christmas. Or at least, I hope.
Meanwhile, did you know this website, devoted entirely to Dickens' A Christmas Carol?
It is a real treasure trove: there is the story itself, of course, and essays about it, and articles about Dickens and his works, and Dickens's own essays on Christmas, and galleries of vintage illustrations, and artwork, and information about many adaptations for the screen and radio, and links…
As I said, a treasure trove if you are a fan of the book.
I am. And while cynical enough to raise an eyebrow at Scrooge's fright-induced U turn, and to see the element of emotional blackmail, I find – every December – that I don't mind too much being emotionally blackmailed when it comes to Christmas…
25 Friday Dec 2015
Christmas, Christmas carols, Christmas tree, Clare College Cambridge, Gustav Holst, Personent Hodie
And music… ♫
24 Thursday Dec 2015
Posted Poetryin
Nothing very cheerful, to tell the truth – but then, I believe it is one of the thresholds to adulthood when Christmas Eve becomes a day of memories, absences and that kind of homesicknes that isn't quite (or isn't necessarily) for a place…
So we close the Kipling Year with this "Christmas in India", so full of longing and homesickness, heavy with the memories of the English Christmas, the snow, the holly and the ivy… The worst time of the year, when one's half a world away from home, is it?
Dim dawn behind the tamerisks — the sky is saffron-yellow —
As the women in the village grind the corn,
And the parrots seek the riverside, each calling to his fellow
That the Day, the staring Easter Day, is born.
O the white dust on the highway! O the stenches in the byway!
O the clammy fog that hovers over earth!
And at Home they're making merry 'neath the white and scarlet berry —
What part have India's exiles in their mirth?
Full day begind the tamarisks — the sky is blue and staring —
As the cattle crawl afield beneath the yoke,
And they bear One o'er the field-path, who is past all hope or caring,
To the ghat below the curling wreaths of smoke.
Call on Rama, going slowly, as ye bear a brother lowly —
Call on Rama — he may hear, perhaps, your voice!
With our hymn-books and our psalters we appeal to other altars,
And to-day we bid "good Christian men rejoice!"
High noon behind the tamarisks — the sun is hot above us —
As at Home the Christmas Day is breaking wan.
They will drink our healths at dinner — those who tell us how they love us,
And forget us till another year be gone!
Oh the toil that knows no breaking! Oh the Heimweh, ceaseless, aching!
Oh the black dividing Sea and alien Plain!
Youth was cheap — wherefore we sold it.
Gold was good — we hoped to hold it,
And to-day we know the fulness of our gain!
Grey dusk behind the tamarisks — the parrots fly together —
As the sun is sinking slowly over Home;
And his last ray seems to mock us shackled in a lifelong tether.
That drags us back howe'er so far we roam.
Hard her service, poor her payment — she in ancient, tattered raiment —
India, she the grim Stepmother of our kind.
If a year of life be lent her, if her temple's shrine we enter,
The door is shut — we may not look behind.
Black night behind the tamarisks — the owls begin their chorus —
As the conches from the temple scream and bray.
With the fruitless years behind us and the hopeless years before us,
Let us honor, O my brother, Christmas Day!
Call a truce, then, to our labours — let us feast with friends and neighbours,
And be merry as the custom of our caste;
For, if "faint and forced the laughter," and if sadness follow after,
We are richer by one mocking Christmas past.
We have something like this in Italy too: Guido Gozzano, a young poet with weak lungs, spent a year traveling the East, in hope that a warmer climate would help him. It didn't, in the long term – but this is why he spent Christmas 1912 in a solitary bungalow in Ceylon. A keen naturalist, poor Guido does his best to concentrate on the luxuriant beauty of his borrowed garden and the small kindnesses of his native servants, and not to think too much of home… until he hears the bells from the chapel across the valley, ringing for Christmas morning. And then the dam he so carefully built for himself breaks – because bells ring much the same at every latitude – and oh, how he would change all the queenly orchids in Ceylon for a glimpse of the snow and holly at home!
I'm sure he and Kipling would have had much to say to each other.
And, wherever you are – whether you are where you want to be or not – have a sweet Christmas Eve.
27 Saturday Dec 2014
Posted Historyin
I cannot help thinking Cromwell and Co. must have been a singularly cheerless lot… The fact that they had it in for Christmas does little to dispel the impression.
Here is an interesting article on the subject, written by BBC History Extra's Mark Stoyle.
And at the end, you will find links to more Christmas-related articles.
24 Tuesday Dec 2013
Posted by la Clarina | Filed under Uncategorized
14 Saturday Dec 2013
Posted Scribblingin
Would you believe it is December again?
Yes well, by now it is the middle of December again, but the fact remains.
And I love December – I really do, but all the same I must admit that writing-wise it is a downright dreadful time. You know how it is. Work crowds, because it seems They cannot live unless you give them one more translation, one more piece of editing, one more whatsit before Christmas. And then there are Christmas preparations – which we take very seriously – and shopping trips to town, and Christmas concerts, and Dickens and Tchaikowskij, and then guests begin to arrive…
And yes, it is partly my fault for embarking every year on ludicrously intricate decorating projects, stubbornly baking my own lebkucken cookies and Christmas pudding, trimming two large trees… but the thing is, writing time is in short supply.
And if the shortage weren't enough, Christmassy ideas keep hitting me smack in the eye: it's not as if I hadn't plenty of projects going and deadlines looming, and yet, what do you think I do when I can snatch an hour? Work on my new play? Tweak my almost-completed three-act thing? Make up lines for my opera libretto?
But no – not on my life: there is this little new play set around Christmas Eve, and then, late at night, while I cut and pasted cardboard ornaments for the tree, a notion for a short story blossomed out of an old play, and how can one disregard a new notion for a short story?
And last night, while dining out with friends, a casual piece of conversation sparked off something like a very wintery ghost story – and I just had to sit up very, very late jotting down at least a shadow of an outline…
Which is why I'm hard put not to laugh whenever someone wonders where I find ideas to write, and why I have learned, over the years, to give up December writing-wise, and roll with the cinnamon-scented current. December is December, after all, and another January will be here all too soon.


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JANUARY 1, 1984. This is Salim's date of birth. Well, it isn't his actual date of birth. The "new year's" date was given by the United Nations High Commission for Refugees (UNHCR) because there's no real record of his birth. If you asked around, you'd find that a good number of Rohingya refugees were 'born' on 1st January. Salim tells me he was born in August. Maybe.
And it was 1988, not 1984, that he was born. He was registered to look older because "lebih tua (older)" could mean faster settlement in a host country - like his brother in Australia and his sister in Canada.
18 years. Salim came to Malaysia aged 9. He and his elder siblings had run here with the help of smugglers (an ironic sentence that). They had fled their homeland due to persecution and racial tensions. His parents who had remained behind were murdered.
Salim speaks fantastic Bahasa Malaysia (better than some of our Parliamentarians). He is a keen learner, picking up on words he hears in conversations - and yes, naturally inquisitive because he never went to school. After 18 years here, he is not entitled to hold a driving licence or work technically. Let's not even talk about permanent residency or citizenship. He's now 27 years old.
Parliament roof fixer. Salim was once part of the labour crew hired (illegally?) to fix our Parliament's iconic Minangkabau-inspired roof. He felt very proud. There was an aura about Parliament, he said. There's an irony in this, somewhere. Since his teenage years, he has done odd jobs - as a welder and labourer in property building projects. Along the way, an accident caused injury to his eye, no one wanted to hire him for even odd jobs so he became a scrap-metal collector.
Understanding policeman. Salim tries not to be too concerned when riding his motorcycle, knowing that if a policeman stops him, it'll mean trouble. Despite having an UNHCR card, he isn't allowed to own a motorbike or work. But what choice does he have? He was once brought to the "balai (police station)" and, fluently chatting in BM with the officer on duty, was released with a stern warning. He explained that he was in a Catch 22 situation. How does one live if one is unable to work? Or have not transport to work?
Married to his sister-in-law. Officially, he's married with a kid. In reality, the child is his nephew. It's his widowed sister-in-law's child. Her husband was Salim's brother who was also, like their parents, killed in the ethnic clashes in Myanmar. The child was born in a local hospital. Salim paid RM700 of the RM1400 medical bill. The remainder was covered by the UNHCR. He was lucky, he says. This year, there will not be any more financial assistance. He has taken on the role of protector to his family and relatives that arrive here. After all, he has been here a long time.
Europe, Australia, Canada, the United States of America. Dream destinations. Salim prays that he will be fortunate enough to find a home abroad, and leave Malaysia. Why? Better opportunities. I did ask: "What if it only appears better whichever country?" He says it's worth the risk, and he feels confident. His brother, who Salim describes as more educated, is happy in Australia and is going to marry a local girl soon. He has lost touch with the sister in Canada. Many of his friends, who were once in Malaysia but are now overseas, with whom he sees on Facebook or chats with via whatsapp, vouch for it. They have jobs, medical insurance, and some can even vote in local elections.
One day, the UNHCR will send him to one of his dream destinations. One heavenly day.
English. Salim is learning to speak English. He believes that the reason he hasn't already been sent to another country is because of his inability to communicate in English. He also says he almost got that ticket to go abroad but, alas, got into that accident. That's when his sister left - a good eight years ago. Then there was also this fire at the UNHCR which destroyed records - and he had to re-register.
"Never mind, what to do", he says and laughs. He's learning English fast. YouTube is especially helpful, though he often tunes in to Adel songs in Hindi.
Malaysia. I love this country, but sometimes I wish we can do more, especially for displaced people like Salim. After reading about the mass graves of Rohingyas and Bangladeshis found in southern Thailand recently, it's hard to imagine what someone like Salim has gone through. He likes it that Malaysians are generally hospitable, that the Muslims here are nice and moderate, and that previous bosses, be they Chinese, Indian or Malay, are kind - but there's more to life. For now, it's about survival. An ordinary life, not an odd one. And later hopefully, belonging.
> The views expressed are entirely the writer's own.
Danial Rahman
Danial Rahman has education close to his heart. He tweets at @danial_ari and welcomes feedback at firstname.lastname@example.com.
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Posts Tagged 'girl'
New age Hippy
Posted in Inspiration, tagged girl, Hippie, hippy, Mary-kate olsen, MaryKate Olsen, Olsen, photo, style on January 1, 2010| Leave a Comment »
Fashion Photography
Posted in Inspiration, tagged balloons, dress, fashion, fashion photography, Gabrielle Koster, girl, heart balloons, photography, snow on December 31, 2009| 2 Comments »
Yesterday I had a fashion shoot in the snow. I updated some of the pictures on my Fashion Photography page.
Who's that girl…?
Posted in Looklet/Polyvore, tagged Dagmar, girl, Inspiration, Looklet/Polyvore, Mami, Mulberry, outfit, Tiger of Sweden on December 25, 2009| Leave a Comment »
Gypsy girls in designer shoes
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Polish hosiery brand Adrian has just launched a series of new men's tights designs.
Here are a selection of images from Adrian's expanded men's collection.
Monday, 23 January 2017
New men's tights from Polish brand Adrian
4 comments:
- Anonymous23 January 2017 at 21:25
good newsReplyDelete
- Anonymous24 January 2017 at 07:35
They all look fantastic, a great range of masculine looking tights, hosiery and keeping your man card - what could be better.ReplyDelete
Some active advertising is now required.
If Uktights start to stock these then put me down for a few pairs.
- Anonymous8 February 2017 at 03:38
Love the polka dot ones and the star ones above fantastic looking did a search to see about getting a pair of each but come up with nothing. Thought they might no be available yet to the public.ReplyDelete
You can buy them now in europe from http://sklep.adrian-rajstopy.pl/sklep/men.php or in africa from Adrian South Africa on http://adriansa.co.za/mens-collectionReplyDelete
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Yesterday afternoon, after all my chores were done, I finally had time to sit down and take a break and read through some magazines. It was a beautiful day so I was relaxing on my patio looking through the May issue of Country Living. I saw a recipe for homemade pesto. It called for 3 cups of basil. I looked over at my basil plant(above) and figured I had enough to make it. There is something so satisfying about growing things and turning them into wonderful dishes to serve my family. I would have loved to put this on pasta but I'm doing the low-carb thing right now so I can lose some weight. Instead I pounded out some chicken breasts and spread the pesto on them, and then put some goat cheese on top of that and rolled them up and baked them. Wow, unbelievably good. My daughter loved it too. After I was almost finished eating I realized I could have mixed a little pesto with some cream to drizzle on top. Oh well, next time.
Here's the pesto recipe just in case you don't have the magazine. If you have it, it's on page 150.
Pulse 3 cups of basil leaves with 1/2 cup olive oil, 1/4 cup pine nuts, 2 small cloves garlic and 1/2 cup Parmesan cheese in food processor until finely chopped. Sprinkle in 1/2 teaspoon sea salt, 1/4 teaspoon fresh ground pepper, and process until smooth. Store in refrigerator for one week or frozen for three months.


text: Heating When the weather starts getting cooler, it's always nice to get cozy in your comfortable home. Whether you are searching for a new furnace or need support maintaining or servicing your current furnace, Honke Heating & AC in Gresham can help you with all your heating issues. Our expert technicians will gladly answer your questions about furnace repair, service, installation, maintenance and replacement! Furnace Repair We know how problematic it is when your furnace shuts down, which is why our team is ready to quickly help you resolve the issue and get your heating system running again. Learn More Furnace Installation Our experts can help make sure your new furnace is going to meet your heating needs and is appropriately installed. Learn More Furnace Replacement If you are in the market for a new furnace, we can help you assess all your options and find the perfect solution for your home. Learn More Furnace Maintenance From ongoing maintenance to repairing furnace challenges, our professionals will make sure you have the most comfortable home in Gresham. Learn More


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Il s'agissait d'un amas de 17 lentilles , agglutinées entre elles par du mucus. Ops. We believe you do not want this happen to you, don't you? Une seconde analyse a conduit à la découverte de 10 autres lentilles dissimulées dans l'œil, soit 27 au total. Lire la suite »
Biglia joins AC Milan revolution
AC Milan confirmed the signing of Lucas Biglia , the midfielder arriving from Lazio to join the club's revolution under its new owners, Yonghong Li's Rossoneri Sport Investment Lux group. Leonardo Bonucci has also been heralded as one of the signing so the summer, with Juventus reportedly letting him go for as little as €35million. Portuguese publication @Record_Portugal report that AC Milan have offered to take Renato Sanches on loan with a €47m option to buy. Lire la suite »
France Calls For Lifting Of Sanctions On Qatar Citizens
During Tillerson's recent trip, the United States did not offer any extraordinary initiatives or plans that would guarantee the settlement of the crisis. "If Tillerson can convincingly frame his mission as delivering a deal for the United States that is all about defeating terrorism... then he may have some chance", said Partrick, who focuses on Gulf politics. Lire la suite »
Holding "presidential elections" in occupied Azerbaijani territories
Holding illegitimate "presidential elections" by the illegal "parliament" is nothing but self-deception, he added. It is yet another political provocation of Armenia. Azerbaijan and Armenia for over two decades have been locked in the Nagorno-Karabakh conflict, which emerged over Armenian territorial claims. As a result of the ensuing war, in 1992 Armenian armed forces occupied 20 percent of Azerbaijan , including the Nagorno-Karabakh region and seven surrounding districts. Lire la suite »
Murray, Hingis Win Wimbledon Mixed Doubles
The duo only chose to strike up a partnership in the days leading up to The Championships, but breezed through the draw without dropping a single set, overcoming defending champions Heather Watson and Henri Kontinen 6-4 6-4 in the final on Centre Court. Lire la suite »
Naz Baloch joins PPP, parts ways with PTI
Baloch said that her father had worked alongside the likes of PPP founder Zulfiqar Ali Bhutto and that she was "returning home". "When Imran Khan comes to Karachi for his five or six-hour-long visits, he is kept away from the party workers". Lire la suite »
Stress, Poverty Raise Alzheimer's Rates in This Group
A series of neuropsychological tests examined several areas, including four memory scores [immediate memory, verbal learning and memory, visual learning and memory, and story recall]. Those who had more such problems scored worse on cognitive tests, scientists told the Alzheimer's Association International Conference in London yesterday. Lire la suite »
Artificial Sweeteners In Diet Fizzy Drinks May Be Making You Gain Weight
It also says that obesity is complex, with many causes and requiring "personalized, multifactorial and multidisciplinary approaches using a variety of tools". "Low- and no-calorie sweeteners are among some of the most exhaustively researched ingredients in the world and have been approved as safe for consumption by government regulatory agencies worldwide, including the FDA [Food and Drug Administration]", says William M. Lire la suite »
Surgeon finds 27 missing contact lenses in woman's eye
The lenses, which resembled a "blueish mass" in the 67-year-old patient's eye, were causing the woman discomfort that she simply attributed to dry eye and old age. The patient claimed that she didn't notice and was unaware that the lenses were missing. Clinicians that were involved couldn't believe that the women had so many lenses lost in her eyes. Lire la suite »
Des risques au pèlerinage de la Mecque — Choléra
L'Organisation mondiale de la santé a entre autres cité la dengue, la fièvre jaune, le virus Zika, la méningite et le choléra . Toutefois, certains spécialistes de l'OMS s'avèrent confiants quant au niveau de préparation de l'Arabie Saoudite , qui n'a pas connu d'épidémie depuis plusieurs années, grâce, notamment, à des dispositifs de surveillance et de dépistage mis en place par les pouvoirs publics. Lire la suite »
30% de la population mondiale privée d'eau potable à domicile, selon l'OMS
Selon Tedros Adhanom Ghebreyesus qui est le directeur général de l'OMS, l'accès à l'eau salubre, à l'hygiène à domicile ainsi qu'à l'assainissement n'est pas un privilège réservé aux riches qui vivent dans un milieu urbain. Parmi ces personnes, 263 millions vivent à plus de 30 minutes du premier point d'eau et 159 millions continuent à boire de l'eau de surface non traitée puisée dans des cours d'eau ou dans des lacs. Lire la suite »
Manchester City close to deal for Benjamin Mendy
It would cost a record breaking amount of money, but City are hardly short of that, meaning the move could well go ahead. Walker was an integral figure for a Spurs team that finished above City in each of the previous two Premier League seasons but after eight trophy-less years in North London honours are on his mind. Lire la suite »
Tesco Corporation (NASDAQ:TESO) Receives An Update From Brokers
The company is expected to announce its next earnings report on Tuesday, August 8th. On average, equities research analysts predict that Tesco Corporation will post ($0.92) EPS for the current year. Cowen & Co maintained it with "Hold" rating and $500 target in Friday, July 7 report. A number of institutional investors have recently made changes to their positions in the company. Lire la suite »
Queen Biopic 'Bohemian Rhapsody' 'Is Finally Happening,' Band Confirms
In addition, the band described Singer as "a ideal choice to recreate the fabulous Queen years which brought us such unforgettable moments as Live Aid, which we can reveal will be faithfully recreated for a key sequence the film". "After months of speculation, QOL can also confirm that the film is now "as-close-as-that" to start of shooting", the band said. The movie will begin pre-production next week in the United Kingdom, and shooting will begin in London in September. Lire la suite »
Mason Appleton inks deal with Winnipeg Jets
In 142 National Hockey League games over the past three seasons, all in Winnipeg, the 6-foot-1, 206-pounder has 16 goals, 15 assists and a plus-18 rating. Now, he'll look to continue getting better - potentially hitting his first 10-plus goal season - on a reasonable bridge contract set to expire in 2019. Lire la suite »
Teenager killed at Falls of Bruar named by police
Police officers were joined by the fire service, ambulance crews, a helimed and the local mountain rescue team. A Police Scotland spokeswoman said: "A search was due to resume at around lunchtime on Thursday". Mr Ahmed's body was recovered after an extensive search of the Falls of Bruar, a beauty spot near Pitlochry. The man's seven friends formed a chain to try to reach him in the water. Lire la suite »
Turkey marks anniversary of failed coup against Erdogan rule
Turkish President Recep Tayyip Erdogan says he wants hundreds of people who are on trial for plotting last year's failed coup to appear in court wearing the same type of outfit - similar to those that were worn by detainees at Guantanamo. Tens of thousands have been marching to the iconic July 15 Martyrs' Bridge where citizens, heeding a call by Erdogan to resist the coup, clashed with Turkish soldiers attempting the overthrow. Lire la suite »
Hornbeck Offshore Services (NYSE:HOS) Earning Somewhat Critical Media Coverage, Report Shows
These ratios are important while doing valuation of the company or the shares of the company. The value of the total investment in Hornbeck Offshore Services went from $7,000 to $142,000 a change of $135,000 quarter over quarter. The rating was downgraded by Iberia Capital Partners on Friday, October 30 to "Sector Perform". The stock has "Sector Perform" rating by RBC Capital Markets on Friday, October 23. Lire la suite »
Hinchcliffe rallies for sixth on starting grid — Honda Indy notebook
Hinchcliffe admitted his team made a tire tactical error during Saturday's first round of qualifying that put them behind the pack and in danger of starting no better than 14th. Unfortunately, the last lap cost Newgarden, who will start the race in seventh. "Someone does something different in one turn and we all check it out and try to reproduce it". Lire la suite »
The Danaher Corporation (DHR) Shares Sold by NN Investment Partners Holdings NV
Security Asset Management now owns 41,026 shares of the conglomerate's stock valued at $3,193,000 after buying an additional 1,794 shares in the last quarter. The rating was maintained by KeyBanc Capital Markets on Wednesday, August 17 with "Overweight". The stock has "Neutral" rating by Sterne Agee CRT on Monday, April 25. Lire la suite »
Chinese Customs reports imports drop from North Korea
But the Trump administration's patience grew even thinner last week after Pyongyang conducted its first successful test of an intercontinental ballistic missile believed to be capable of striking the U.S. North Korean restaurants in China have also closed in increasing numbers, the report states. Huang said coal imports dropped by three-quarters in the first half, and all those shipments had been made before February 18. Lire la suite »
The Croft Leominster Inc. Reduces Stake in Synchrony Financial (NYSE:SYF)
Closing price generally refers to the last price at which a stock trades during a regular trading session. In terms of relative volume, these shares are trading at 2.46x their normal volume. The shares were bought at an average price of $27.80 per share, for a total transaction of $500,400.00. Analysts await Oclaro, Inc. Synchrony Financial Credit Services holds an EPS of 2.62 that demonstrates an EPS growth this year at 2.20%. Lire la suite »
CMS proposes paying for more telehealth services in new rule
In addition to the physician fee schedule, CMS also published the Hospital Outpatient Prospective Payment and Ambulatory Surgical Center Payment Systems and Quality Reporting Programs on Thursday . The rule will be published July 21 in the Federal Register, with comments on the proposal due September 11. The OPPS and ASC payment system are updated each year to include changes to payment policies, payment rates, and quality provisions for those Medicare patients who receive care at hospital ... Lire la suite »
'The Incredibles 2' Takes Place Immediately After The First Film
Next, Lasseter returned to the stage to discuss the return of the long-awaited " Incredibles 2 ". What do you think about this news about The Incredibles 2? With The Incredibles 2 hitting theaters in less than a year, information is starting to be released. Lire la suite »
Indian medical student killed in Chittagong
Jashimuddin said: "It appears that Ateef and one of his roommates, Winson, were drunk when they brawled". Niraj's wife, who is also studying at the same university, was at the flat during the party but she did not attend it, the police official said. Lire la suite »


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10 Things People in San Francisco Are Hella Passionate About
People in San Francisco are known to have a lot of opinions about a lot of things. We know off the top of our head the best place to get dim sum, which hike has the prettiest view, and who makes the best artisanal ice cream. But if you want to get someone from San Francisco really worked up, just bring up one of these 10 topics -- all of which we are beyond obsessed with for pretty much no good reason at all.
To be fair, almost everyone on the face of this earth loves brunch, but people in San Francisco, like, really really like it. Maybe it's because we're always waking up hungover (it can't be helped, our fair city has great bars in every neighborhood), or because brunch dishes look really pretty on Instagram. Maybe it's because brunch is the one meal where it's totally acceptable to start drinking at 10am. Regardless, the thing that makes brunch so special to San Franciscans is that we happen to have some of the best brunch spots imaginable, like Zazie, Foreign Cinema, Outerlands, Ella's, Brenda's French Soul Food, Mama's, Nopa... the list seriously never stops. And therefore we never stop talking about brunch.
Waiting in line
Of course there's a wait at your favorite brunch spot. San Franciscans don't just tolerate the idea of waiting an inordinate amount of time for something you could potentially get elsewhere without the wait -- we relish it. An hour and a half before you can even sit down just to eat eggs... Two hours for seafood from Swan Oyster Depot... Two hours in the rain for day-old bagels... A week outside the Apple store just to get an iPhone you could order online? BRING IT. No, it doesn't make sense. Yes, we'll continue to do it with pride. After all, someone has to make sure the "SF Loves Waiting in Lines" Tumblr continues to have content.
San Francisco has dozens of rolling hills, but nonetheless, one of our favorite ways to get around the city is by bike. The SFMTA estimates that 128,000 bicycle trips are made each day in the city and that 16 percent of SF residents ride their bikes two or more days a week. And San Franciscans don't just love riding their bikes, they love to talk about how superior they are because they don't own a freedom mobile (otherwise known as "a car"). This despite the fact that bike wheels get caught in MUNI tracks all of the time, there's always a chance of getting doored, and an estimated $4.5 million in bikes is stolen every year. Maybe it's not waiting in lines and bikes we love so much; maybe we really just love suffering.
There are a few requirements for anyone who wants to call San Francisco home. You must appreciate the fog; you must never ever call it "San Fran"; you must carry a light jacket or sweater with you at all times. Perhaps most important, you must think that the burrito is one of the best food inventions of all time. Not only that, you must strongly believe that the enormous San Francisco burrito with its meat, cheese, salsa, guacamole, rice, beans, and sour cream is far superior to any other burrito out there (especially the ones made in San Diego because no: French fries do not make a burrito taste better). You're also required to have a favorite burrito spot, which you champion above all else and wax poetic about often.
Fancy coffee
Sightglass, Ritual, Four Barrel, Blue Bottle... San Franciscans cannot function without their third- and fourth-wave coffee. And we're not just caffeine-crazed -- just see what happens when you suggest a meeting at Starbucks instead of CoffeeShop or Philz. Yeah, SF is full of coffee snobs who will happily take an hour of your time explaining the difference between single origin and blends and, if you let them, why the AeroPress is better than the French press. Of course, they'd prefer to have that discussion while sipping an $8 cold brew.
Warm weather
When the temperature rises above 75 degrees in San Francisco, the heat is literally all anyone in San Francisco is able to talk about. At first, the entire town is excited to bare their pasty white legs for the world to see while drinking at an outdoor bar or grilling out on a friend's rooftop deck. However, if the heat wave lasts more than two days, the conversation will quickly change to figuring out which bars have air conditioning, arguing that it's way too hot to hang out in Dolores Park, and telling anyone who will listen how desperately we need Karl the Fog to come home.
Burning Man
Every year at the end of summer, a large part of the San Francisco population makes it way to a prehistoric lake bed in Nevada where they spend a week partying, looking at art, and convincing themselves that they've created a community that's totally self-reliant even though they spent tons of money and time buying food and equipment so that they won't die in the desert. So why is Burning Man on this list? That because every San Franciscan loves to tell people how they feel about Burning Man. Whether they use terms like "playa family" and talk about real life as the "default world," or they celebrate the Burner exodus from San Francisco and joke about building a wall while everyone's gone so they can't get back in, you won't find a person in SF who doesn't have a strong opinion one way or the other.
There are an estimated 120,000 dogs in San Francisco and around 107,000 kids. Yup, SF has more dogs than kids and we're damn proud of it. But we don't just love our canine companions; we love to bring our furry friends to work, bars, stores, parks, and, well, pretty much everywhere we go. They're like the babies people who live in SF will never be able to afford to have.
No one knows why this Italian digestif became the lifeblood of San Francisco, but the fact is: whichever side of the bar you're on, there's a good chance a shot of Fernet will make its way into your belly at some point over the course of the night. In fact, SF is responsible for consuming 35% of all of the bottles of Fernet imported to the US. Sure, the first taste is a little shocking and you probably won't get what the fuss is about. But with time, Fernet stops tasting like a black licorice-flavored medicine and starts tasting exactly like home.
Hating Los Angeles
Even though we might disagree on which taqueria makes the best burrito, which coffee tastes the best, or if Burning Man is a worthwhile use of vacation days, there is one thing that unites all (native) San Franciscans: a strong dislike of Los Angeles. Day after day of sunny weather, traffic jams at all hours, and ugly, generic sprawl... We can't get enough of bragging about how superior our charming little liberal City by the Bay is. That is, until we realize we can't afford to live here anymore and start looking at places in Los Feliz.
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text: Ghana News Ghana Camp Meeting 2019May 1, 2019 The national camp meeting in Ghana took place in April over Easter weekend. The theme of the meeting was Jesus Christ is Coming Soon. The brethren reported that the Holy Spirit took control of…Read More Ghana Trip—January 2019January 24, 2019 (Jan 14-24, 2019) The Lord ordained a follow-up visit to Ghana. I had the opportunity to fellowship with Bro. Albert and the late Bro. Andrew's wife in Asankare before traveling on to……Read More Ghana Mission Trip (November 20-30, 2018)November 20, 2018 The Lord laid a burden on my heart to visit the congregations and ministers in Ghana. My primary burden was to encourage the ministers and check on the status of the land and spiritual condition…Read More Ghana Cashew Farming ProjectAugust 13, 2018 Cashew Farm Land Purchased: Following the visit to Ghana in January of this year, the Lord so wonderfully provided the funds to purchase ten acres of land upon which to grow cashews. After the…Read More Ghana Cashew Farming ProjectFebruary 10, 2018 Venture to Support the Gospel Work in Ghana: The ministers in Akumadan come from small, poor congregations which are not able to support them in their gospel efforts. The ministers desire to take…Read More Ghana Mission Trip 2018February 10, 2018 Arrival in Ghana: On January 15, 2018, l flew from Springfield to Accra, Ghana by way of Amsterdam. The flight from Atlanta to Amsterdam was one of the shortest flights on that route due to…Read More Ghana & Kenya TripJanuary 13, 2018 Lord willing, I will be leaving on Monday, January 15, 2018 for a mission trip to Ghana and Kenya. It has been three years since I visited Ghana. Since that time, Bro. Andrews, a solid man of God,…Read More Ghana Chapel Project 2017December 13, 2017 The chief of Tadieso, Ghana, has banned churches from assembling in the public schools. This left the congregation with nowhere to meet, as they have never had a chapel, but have meet for…Read More Ghana Field Report July 2017July 17, 2017 The following report was submitted by Bro. Naths-Igbanibo. Soon after the Ghana 2017 camp meeting, a ministers' meeting was initiated by Bro. Maxwell Nkasah, the host Pastor, to discuss the various…Read More Ghana Projects July 2017July 17, 2017 The hand dug well at the mission house in Ghana has been going dry. During the recent camp meeting, the children had to go elsewhere to fetch water to meet all the needs of the camp. A deep water…Read More Ghana Camp Meeting 2017July 17, 2017 Bro. Naths-Igbanibo, his wife, and Bro. Chinedu traveled to Ghana from Nigeria to spiritually support the Ghana camp meeting this year in April. The ministers met for four days of Bible study before…Read More Project Christmas Blessing Distribution 2016January 15, 2017 Thank you for sharing the joy! Over 1200 children were blessed this Christmas because of you. May you be richly rewarded. Pakistan Project Christmas Blessing in Pakistan was a blessing to many poor…Read More 1234


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|VIP Opening party at the Montreal Casino Photos © Lena Ghio, 2017
This day was put aside for the extraordinary lineup of Master Classes that were offered for this year's MIGS. I recorded an interview with the founder of Arkane Studios, Raphaël Colantonio who created some powerful games: Dishonored, Prey, and his first game Arx Fatalis. I will print this interview in the coming weeks. Then there was the fabulous VIP Opening Party at the Montreal Casino where we were treated to exquisite food and cocktails while being surrounded by games and music! We were off to a great start!
|OPENING KEYNOTE Fireside Chat: StudioMDHR and the Cuphead Craze by Chad
Moldenhauer, Jared Moldenhauer and Maja Moldenhauer - StudioMDHR,
Moderated by Jason Della Rocca
Photos © Lena Ghio, 2017
It was the day of our first major snow storm so I beat the morning traffic to attend the Opening Keynote that I find exciting and inspiring. Jason Della Rocca moderated an inspiring conversation with Chad Moldenhauer, Jared Moldenhauer and Maja Moldenhauer three Toronto siblings who have worked for years on developing a game, Cuphead. The game that took them years to create took off and they have now sold a million plus copies of it! They were all smiles but they recounted the hard work and the lucky breaks that made their vision a reality. The game looks innocent enough with the design inspired by Disney animated features of the 30s but it is fierce and difficult to play.
I then recorded my second interview that will also be published here soon. I met Julien Charlebois from FRAMESTORE who spoke of his journey into the world of virtual reality and the exciting projects he has recently worked on. I visited the kiosks that are innovative and fun where all manners of experts, services and products are available.
|Cool Kiosks! Photos © Lena Ghio, 2017
I then investigated the many kiosks to see what they had to offer. Here are my discoveries:
The country of Chile had a large kiosk where they showcased their many services including digital IT services. They offer a large spectrum of services at competitive rates. Amazon was also on site to assist the development of games in Lumberyard, a free site where you can build both a game and a fan base. I spoke with Dean Thériault from COGECO PEER 1. This company offers multilevel services including internet security, web hosting, connectivity and more. i3D.net offers high performance hosting solutions for gamers. In the same vein but with an accent on building up communities, VANILLA helps you "Buff your player engagement strategy." VICON was present to introduce their improved Motion Capture technology. Simply mind boggling!
Many companies are on site to recruit people from many discipline be it artistic or technological. BEENOX is such a company that will accommodate people in the beginning of their professional career or for an internship. This kiosk was the most charming to me. They offered us giant cookies and were just a delightful team! Planète EMPLOIS is a site where jobs in the gaming and or special effects industries are posted regularly. An enterprise that is very useful for any community: INSERTECH. Here you can find an affordable recycled computer or take a course in how to use technology better. The service is multigenerational offering service for youth who need work or for elders who need to adapt to new technology.
My favorite product discovery was the EMPEROR workstation (below). For gamers this is a dream come true. Everything you need to create a game or play it is included in this space saving device that you can customize for your personal needs! FABULOUS! As for my favorite discovery art web site, ARTSTATION blew me away! You MUST visit this site for the majestic talents hosted there. Plus if you are an artist this could be a place for you to evolve, find work and create community.
|The EMPEROR workstation / view 1510 model / Photos © Lena Ghio, 2017
I recorded 2 new interviews that will be published soon on this blog. One with Academy Award winner Johannes Saam of FRAMESTORE and indy game producer Frédéric Bohm of Triple Scale Games. Between my interviews, I attended 3 conferences: The future of AI speech with Rene Hidalgo of Ubisoft Entertainment: I've got to see a man about a unicorn: the myth of open world narrative with Jesse Scobie and Russell Lees of Ubisoft: Unlocking storytelling potential through nuanced design with Gabriela Aveiro-Ojeda, and independent game creator.
What a great time we had at the Palais des Congrès! But that was not all! There was the cherry on the sunday with a fun party: « GamePlay Space was proud to present 'The Officially Unofficial Afterparty' »
Stay tuned for the publication of interviews with Raphaël Colantonio, Julien Charlebois , Johannes Saam and Frédéric Bohm.
|'The Officially Unofficial Afterparty' @ GamePlay Space


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Let me start this story by telling you this was the most challenging floor that I have come across so far. It all started with a request to visit a property in Oxford where they had discovered an original Victorian tiled floor under a parquet floor in the hall.
When I arrived the customer had taken up a small area in the corner and had already tried to remove the black bitumen that the parquet floor was stuck down with, he had made some progress but realized it would be a massive project without the right tools. After I had showed him how much cleaner I could take his patch he booked me to restore the floor, the customer said he would remove the parquet floor himself.
Removing Bitumen from Victorian Tiles
When I arrived the parquet had been taken up to reveal a completely bitumen covered tiled floor that was very sticky. My first task was to put protection around the doors and skirting before moving on to removing the bitumen which was done by covering the half the floor in a mixture of Tile Doctor Remove and Go combined with Nano Tech UltraClean which was left to soak in for about an hour.
After this I scrubbed the solution into the floor using a black scrubbing pad on my Rocky floor scrubbing machine, this loosened the bitumen from the floor which was then washed off with water and removed using a numatic wet vacuum. The same process was repeated on the other half of the floor and then the whole process was repeated again on both parts of the floor until it was clear of bitumen. This was arduous work and took a whole day to complete.
Cleaning Victorian Tiles
When I returned the next day I gave the floor a deep clean using a medium dilution of Tile Doctor Pro Clean, like the Remove and Go this was spread over the floor leaving it to dwell for 10 minutes before being scrubbed in using the scrubbing machine fitted with a black pad; again the floor was rinsed clean with water which was removed using the wet vacuum.
After this I applied Tile Doctor Grout Clean Up which is an acidic product that is great at removing grout smears and mineral deposits from tiles, being an acid you can only leave it on the tile for a short while so I worked in 1m square sections at a time on my knees spraying and scrubbing with a deck brush and then rinsing.
When I had finished this process the whole floor was thoroughly rinsed with clean water to ensure there were no cleaning products left on the floor. I then left the floor to dry promising to return a few days later when it had dried.
Sealing Victorian Quarry Tiles
I returned as agreed a few days later to seal the floor with five coats of Tile Doctor Seal and Go which is a great for Victorian tiles as it leaves a nice shine to the floor which is exactly how the customer wanted it. This process does take time however as you have to let the first coat dry before moving onto the next.
From start to finish the transformation of the floor was amazing and the customer was very impressed with the results. Although the area was not large this was a very testing floor as bitumen stays sticky and was very difficult to remove even with the correct machines and products.
Source: Victorian Tile Restoration Service in Oxford


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Italian women are world renowned for their sense of fashion, their eyes for style and their ability to walk in high heels. What's even more impressive, is they have teeny, tiny little closets.
What??? How is that possible? The first time I was in Italy I was given the privilege of seeing my cousin's closet in Rome. It was built into the wall, sleek, and impossibly tiny. Living in La Citta Eterna means that there are centuries of Roman architecture and art, masses of humanity, and Not A Lot Of Space. I suppose it's a trade off….
The secret is in selection. Instead of having ten pairs of black trousers, she had one. Tailored, lined, perfect. It probably cost a fortune, but just up front. When I consider how many not quite right pairs of black trousers I have purchased, I've probably spent more than she had. Imagine only having a tiny closet of clothes that fit, match one another, and make you feel beautiful.


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BabyfriendlyAmerica.com is the most authoritative source of information about baby friendly restaurants, classes, services, and stores in the Washington DC, maryland, Virginia, Houston, Boston, Palm Beach, Seattle, and Philadelphia metropolitan areas.
After nearly 15 years of living in Washington DC, my wife and I had established our go-to spots for everything, especially when it came to dining out. We soon realized after the birth of our son that our personal hot spots were no longer so hot. Take our once-favorite place to meet friends for brunch; it has no changing table. We soon realized that we were choosing places to eat and things to do based on how baby friendly they were, and began compiling a list of the places that best suited our changing needs as a young family. And there you have it; the birth of BabyFriendlyAmerica.
Our mission is to enable parents and caregivers the opportunity to enjoy going out and having fun with their little ones, without the stress and frustration. In doing so, we also seek to promote local business that have baby friendly environments.
I hope you enjoy this website and find the information it contains as useful as I do.
Best Regards,
Josh Singer


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The Founder Red Wine from Buena Vista Winery celebrates and honors Buena Vista's founder, Count Agoston Haraszthy, and the pioneering role he played in creating the California wine world. The Founder, true to the Count's legacy, is a bold wine with a gold medallion predominantly featuring the Haraszthy family crest adorning the bottle.
"The Count of Buena Vista," Agoston Haraszthy was a vivacious pioneer whose love affair with grape-growing started in his homeland of Hungary. Born into the landed nobility in that country, Haraszthy grew up amidst famed vineyards and orchards that had been in his family for centuries. Surrounded by tales of intrigue and political exile, The Count emigrated from Europe in 1840 in pursuit of opportunity and freedom in the burgeoning American West. Following the 49ers in search of gold in the hills of Northern California, Haraszthy sought "purple gold" - the perfect 'terroir' for exceptional wine. He ultimately settled in Sonoma, birthplace of California and capital of the short-lived California Republic, where he founded Buena Vista Winery in 1857.


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Friday January 22, 2010 | Rainy Day FundsJanuary 21, 2010 at 10:07 am | Posted in Coming Up | Leave a comment
States all over America have experienced historic budget shortfalls during the current recession. Some of those states tapped into rainy day funds but those reserves of financial resources are not without controversy. There is a healthy debate regarding the pros and cons of rainy day funds in state budgets. We'll look at how rainy day funds work, where the money comes from and how it's used.
Dr. Benjamin Russo – Professor of Economics, UNC Charlotte
Elaine Mejia – Project Director, NC Budget and Tax Center
Joseph Coletti – Fiscal and Health Care Policy Analyst, John Locke Foundation
Click here to add and read comments
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Entries and comments feeds.


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The work of Make-A-Wish Metro New York and Western New York is accomplished by a staff of 50 and about 1,500 dedicated volunteers.
Here you'll find the staff at our Metro New York office with their contact information
Here you'll find the staff at our Buffalo and Rochester offices with their contact information.
We are grateful to the extraordinary individuals who comprise our five volunteer leadership groups. Their generous commitments of time, talents and resources help us bring love and laughter back into the lives of the wish children and families we are privileged to serve.
Become a Monthly Donor
Sign up to be a Make-A-Wish monthly donor. It's convenient, flexible and very much appreciated! Click to learn more.
Stay in Touch! Sign up to receive emails from Make-A-Wish


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Dualskis & BiSkis
Dynamique Bi Ski
The Dynamique is unlike any other bi ski in the industry! Only one frame size is needed to fit riders from 5'0" to 6'3"
HOC GlideHands On Concepts
Hands on Concepts 2 announces the release of the next generation bi-ski, the HOC2 Glide. The industry's first production Bi-Ski with a self loading system and suspension
Unique Bi-SkiEnabling Technologies
With the Bi-Unique, you can ski as independently as your experience and abilities allow. It was designed with input from skiers and sports programs to bridge the gap between sit-skis and mono-skis.
Scarver DualskiTessier
The Scarver is the top level sitski from TESSIER. In Dualski it's the perfect rig for freeskiing and powder skiing !
Tempo DualskiTessier
The Tempo offers the best of Tessier ski technology at a lower price. A perfect blend between performance and easiness!


text: Patent FAQYour hard work and ingenuity has paid off, and you've created an exciting new invention. Now you need to protect it from copycats and thieves. You need a patent. The patent process can be complicated, but don't be discouraged. It's an investment to protect your hard work and patent agents can help you navigate the road. Here are some of the basics about protecting your creation: What is a patent? A patent is legal protection for something you've invented. It gives you the right to prevent others from selling, making or using your creation for a limited period of time. In return for that protection, an inventor fully discloses the details of the invention to the government. Those details become available to the public, but nobody else can copy your product for 20 years. What can I patent? In Canada, you can patent any new, useful and inventive art, process, machine, manufactured item or composition of matter, or any new and useful improvement to those. Does your creation meet the criteria for "new, useful, and inventive"? New: Is it the first of its kind? Check with the Canadian Intellectual Property Office. Its online database covers more than 90 years of patent information. Useful: Does it work? Inventive: Does it show ingenuity? This is a contentious area. The legal term for this is "non-obviousness" and disputes over just what is "obvious" have gone as far as the Supreme Court of Canada. Some general guidelines for "obviousness" are provided by the CIPO: Simply changing the size of an existing invention. Just using an existing invention for a new but similar purpose. Combining existing inventions without producing a new mode of operation. Your combination toaster/coffee-maker might make breakfast more efficient, but it's not really a new creation. According to the CIPO, 90 per cent of patents are improvements on existing inventions. If you have an improvement on an existing product someone else holds the patent for, you need that person's permission to patent your improvement. You can't patent an idea, only the concrete expression of one. For example, scientific theories can't be patented, but a new scientific device can. When should I apply? Canada uses a "first-to-file" system, so it's a race to the patent office. It's not enough to invent something first, you have to file the application first as well. Once you file, you have 15 months to complete the application. However, your invention should be well-developed at the time of submission. It doesn't have to be perfected when you file, but you can't make significant additions or changes to an existing application. If you do make big changes, you have to re-file your application. Could re-filing my application lose my "first-to-file" status? Not if you do it promptly enough. If you re-file within 12 months of your first date, you can request priority, which means you can keep your original application date and your spot at the front of the line. How long does my patent last? Your patent is active for 20 years from the date of your application but you must pay maintenance fees to keep it active. Canada's Patent Office won't send you any reminders, so don't forget about the fees or else your patent may lapse. How much does it cost? There are multiple costs involved in gaining patent protection, including filing fees, examination fees, grant-of-patent fees and yearly maintenance fees. Does my patent apply worldwide? No, but it's possible to gain protection in most countries without filing separate applications in each. Under the Patent Cooperation Treaty, you can file a single application that, if accepted, can grant patent protection in the 148 participating countries. Read more: Requirements for filing a patent in Canada Canada's Patents database


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The world view through which you experience your world - Self discovery using expressive art
by Jaya Narayan on Saturday, January 4, 2014
- Section
- Workshops
- Session type
- Workshop
- Technical level
- Beginner
Program Take aways
- Get in touch with a significant aspects of personal world view
- Reflect on how my world view is limiting my life & relationship choices
- Explore what it would take for me to lead a more integrated life that expands my potential
The emphasis would be on making the unconscious and invisible -> conscious and visible
The reason each one of us is different and unique is because of the "meanings" we hold about ourselves and the world around us. This is often the lens through we see and engage with the world (referred to as our world view). A large part of it gets codified in the first 18 -20 years of our life. This becomes a part of our unconscious and needs a safe space to be uncovered, reflected, reviewed for it to be re-scripted.
Our world view is reflected in
1. The choices in life, career and work
2. Our relationships
3. The behaviors we demonstrate in life & work
4. The perceptions others hold about us
5. Emotional Intelligence
6. The language that our body communicates
Expressive art uses theater (inner & outer), art, storytelling, music, movement, writing and poetry to support personal growth and healing. This combined with process work leverages the power of groups and makes a powerful combination
My approach to self discovery process is free flowing and unstructed. The emphasis is on using a relevant trigger from expressive art to make visible a part of our world view. The idea then is to express it fully and explore the personal meanings and associations that can be changed to help untap ones potential.
Group size not exceeding 12-15 people, who are really interested in knowing themselves. A session typically involves movement, art, story or free flow writing based activities.
Speaker bio
Jaya is an alumnus of the prestigious Tata Institute of Social Science (1996). Her corporate experience has spanned across IT, Manufacturing, FMCG, Startups, NGO and Educational sectors. In the past 5 years as a Freelancer, Jaya has specialized in Behavioural Coaching and personal growth labs. She has logged more than 300 hours of individual coaching and has conducted several personal growth programs in the past 10 years. She is an institutional member and is on the Governing Council of Aastha Foundation. She has been a keen practioner of process skills since 2008. She is trained in using methodologies like Process Work (T groups), Appreciative enquiry, Experiential learning, & Psychodrama. I integrate Expressive Art (Symbols & Metaphors, Art, Theatre, Music, Dance and Movement) with process work based methodologies for coaching and facilitation.
She has completed a post graduate diploma in expressive art based therapy from WCC, Chennai.


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Balloon Bouquet - Baby Girl
$ 6.50
Choose one of our assortments of Baby Girl Balloon Bouquets, 1 balloon bouquet, 2 balloon bouquet or a 3 balloon bouquet! Please note this is a representation of our balloon bouquets, balloon designs will vary. A balloon weight will be added to each balloon bouquet.
Please Note:
Deliveries to patients are Monday thru Friday between 9 a.m. to 5 p.m. Orders placed after hours on a weekday will be filled the next business day and orders placed on a weekend will be delivered the following Monday.


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Italian Collection: Small Fabric Dolls for Girls
The Italian Collection
In a mood to get some unique and fancy fabric baby doll choices? Well, head over to the Stork Babies' website. The website has one of the largest collection and listing of beautiful dolls.
Be it a purchase for small dolls for girls or something to remind you of your childhood, the dolls offered by the website are unique and come with their own preferences. With many different aspects, no two dolls are the same. Get your choice of baby dolls for kids only from Stork Babies.
The high quality materials used for the making of these dolls have made these dolls one of the safest choices for baby dolls for little girls. If you are looking for fabric dolls for sale for your child, choose any one of the dolls here or help your little one create a collection of her own.
Pamper your daughter with the wide collection of small fabric dolls offered at Stork Babies.
|1 - Madolina: "I believe in myself. You can achieve anything you want to. Just try really hard!!"
|2 - Donata: "I believe in my dreams. If you can dream it, you can achieve it!"
|3 - Adelasia: "I am grateful for all the smiles I have received in my life. Be happy!"
|4 - Trisola: "I am smart and can accomplish anything I want to! So can you!"
|5 - Paxe: "I am thankful for spending time with my family. They love me and I love them. Love your family every day!"
|6 - Flordelise: "I am thankful for the sun that warms me up! Be kind and thankful every day."
|7 - Cove: "I am thankful for the rain that feeds the trees and plants! Make sure to always take care of nature."
|8 - Penina: "I love all the friends I have! Always be a good friend because friends are like little treasures you find throughout your life."


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Oculus Rift in Akihabara
I'm sure you have heard about the Oculus Rift and how amazing it seems to be. But well, just in case you haven't, just tell you that Oculus Rift is the name of a virtual reality glasses developed by Oculus VR, company that was recently bought by Facebook. The device is not yet for sale (only the Developer Kit is available) but it's final version is expected to be launched at 2015. So for regular customers to have the chance to try the glasses it's not so easy, that's why I would like to share with you a place in Tokyo where you can try them for free.
The shop is called G-Tune and it's in Akihabara, less than 5 minutes walking from the station, direction to Ueno. Once there you'll be able to try the glasses with 3 videos and one aviation game (pretty cool). As for the videos, there is one about ski, another one about a roller coaster built just below the Tokyo SkyTree (that's probably the best video to really understand what Oculus Rift can offer), and finally a kind of voyeur video where a girl puts her foot over our face… my favorite.
G-Tune Garage
Tokyo, Japan
website: http://www.g-tune.jp


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The DCG Press Kit includes style guidelines, brand assets, company background, and team bios with high resolution images for use in digital and print media.
The Dave Cantin Group (DCG) is a nationwide, full-service automotive mergers and acquisitions (M&A) firm headquartered in New York. Formed by Dave Cantin in 2017, the firm is on track to becoming the world's largest automotive dealership M&A firm.
Today the company has dealership listings worth more than $3 billion with regional offices in California, Florida, Illinois, New York and Texas.
Services for Clients
DCG currently offers a broad range of professional services, including the management of:
- Simple buy/sell acquisitions
- Multi-dealership acquisitions
- Private equity transactions
- Employee buy-ins
- Minority investor programs
- Succession planning
Dave Cantin
Dave Cantin, DCG's founder and CEO, started his career as a new-car salesman out of high school. By age 21 he had become the general manager of the New Jersey dealership group where he worked. He went on to become a partner and help build one of the nation's largest dealership groups. After selling his interest in the group, he joined an automotive M&A firm, where he put together the second-largest automotive dealership acquisition in U.S. history.
The DCG Team
In addition to Cantin, the DCG management team includes:
- Dave Cantin – Founder & CEO
- Brian Brown – Chief Operating Officer
- Stephen Jones – Director of Acquisitions
- Stephanie Licata – Director of Operations
- Michelle Amodio – Communications Manager
- Diane Solaja – Operations Coordinator
- William "Woody" Woodward – Managing Director Northeast
- Mark Dwyer – Managing Director Northeast
- Drew Picon – Managing Director Northeast
- Dan Simonson – Managing Director Southeast
- Chad Goodson – Managing Director Southeast
- Tony Karabon – Managing Director Midsouth
- Scott Worthing – Managing Director West
- George Pero – Managing Director West
- Alex Covino – District Manager West
- Joe Beaver – District Manager West
Each executive has from 10 up to more than 30 years of auto industry experience coupled with in-depth M&A expertise. The DCG team collectively has participated in or directly closed dealership acquisitions worth more than $10.5 billion. Cantin personally has closed transactions valued at more than $2 billion.
The DCG Difference
DCG believes in establishing a strong relationship with its clients to ensure a successful, seamless business process from beginning to end. A thorough understanding of the dealership, its principals and their goals are critically important.
For DCG, the process is hands-on, thorough and candid. The firm carefully analyzes a dealership's value, keeping dealership ownership informed throughout the entire buy-and-sell process. DCG's extensive experience working with investor groups, private equity firms, investment funds, dealers, industry experts and OEM management helps ensure success.
DCG Gives Back
The group's successful partnership approach to the buy-and-sell process is coupled with a firm commitment to community service and charitable giving. Dave Cantin personally has helped raise more than $150 million in the fight against pediatric cancer. DCG also is committed to donating a percentage of its revenue to the cause. A cancer survivor himself, Cantin has dedicated a significant amount of personal time and effort to finding a cure for childhood cancer and has served as a board member for a number of cancer-related charitable organizations, including Hope & Heroes at Columbia University Medical Center, Project Ladybug, and Hyundai Hope on Wheels.
Download the complete DCG Company Background PDF
The DCG team has the depth of critical experience, expertise, relationships, resources, and track record of delivering success for automotive dealers, whether for a succession plan, simple acquisition, or complex multi-dealership sale.
Enter your email to receive DCG Press Releases, Event News and musch more.


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Every year around August/September, the attention I give my blog begins to wane. You can thank the NFL. More so than that...you can thank the Tennessee Titans. I've been a pretty big fan (some would say 'obsessed') since the team made the move to Tennessee back in the late 90s. I even helped to start a fan podcast known as the Two Tone Crew. We just finished up our 60th episode as the official podcast of TitansReport.com. We're available on iTunes and pretty much anywhere else you can download a podcast.
Throughout the season, we record a weekly show featuring a game recap, game preview, upset picks, and our play of the week. Recently, we've started to include a "chalk talk" segment, which offers a little more in-depth look at the upcoming game. I handle the planning, recording, and editing for the show, which doesn't leave much time for blogging.
The team is actually doing quite well this season, which makes the podcast even more fun. They're off to a 3-1 start thanks to a surprisingly tough defense and a young quarterback who's been growing every week (sadly, he was injured in our most recent game).
Yes, this blog is still dedicated to gaming; however, I thought I would give an update on the lack of posts lately. If you're interested in the Titans or football or even podcast, check our show out! We appreciate the iTunes reviews and any feedback you may have.


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As our unit is coming to an end, we have uploaded our final designs and code for our group website to the dakar server. Since the last Website Development post, the general design and house style of our website have been modified. The images below show our final updated designs for our "Home" and "Register" page. Our "About" page generally has the same appearance as before with very few changes.
A different background colour for our live feed posts has been chosen to make the various offers stand out more. A drop shadow has also been added to the text boxes to give more depth to the design of the page, as well as make it look more professional and visually appealing. Features such as the navigation bar and drop down menus have also been improved. These elements are more responsive and they make website navigation easier and more user-friendly.
In the end, we decided not to use a to use a fancy, detailed logo on our website, as the most important objective of the unit is to maximise functionality and responsiveness. Each team member's copy of the website and the source code required to make it has been uploaded and is almost ready to be marked.


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Terms and Conditions
Payment must be made in full for a voucher to be sent out.
Our one, two and three hour classes are not suitable for children under the age of 12/Yr7.
Our classes are designed with adults in mind.
The blend of the chocolate is darker than the blend (33% milk blended with 70% dark) we would normally use in a children's party class.
If the child attending a one, two or three hour class is age 12-14 they would need a fully paying adult (over 18) to pay and attend with them.
Children aged 10-12 are welcome if they are part of a group booking of ten plus people. (You are welcome to discuss your blend choice to be milkier when you book a group). If the group is made up of children only, an adult (non paying) must stay in attendance throughout the class.
A deposit can be paid and the balance on the day (no voucher will be issued). Full payment on booking entitles you to vouchers for your group. In the event of not being able to attend a class another person can be sent in your place or you can book another date as long as at least 4 days notice is given. Vouchers are valid for six months. (refunds can be given within 7 days of purchase). In the event of a voucher expiring, either pay £25 to extend its life forever or book a paying friend to come with you. Cancellations made without booking a new date lose deposits. Cancellations with less than seven days notice will incurr the balance to be paid also, unless a new date is arranged.
Your cancellation rights
From the point of payment you have a seven day period to be entitled to a refund. After seven days you are not entitled to a refund (but can either move your booking to a different date if you have booked a workshop) or send someone else in your place .
Our cancellation rights
No shows - there are no refunds for failing to cancel or not attending a booked class. In the event of a balance being owed we will seek to claim reasonable funds from you , taking legal action if necessary.In the event that we need to cancel a class or are unexpectedly closed you are entitled to a full refund or book another class of your own choice within 6 months. In the event of not attending on the day due to unexpected weather or illness you may be charged for costs incurred, you will be notified if this is necessary when you call to explain your non attendance. Otherwise a new class muct be booked within 4 weeks or send someone else in your place.
Please do not arrive early for your class, we do not have any waiting room. The gates will be opened one minute before your class is due to start, no earlier. Please respect that in between classes we are catching up on admin and preparing for your class, this time is extremly valuable.
If you like to be early Congars Cafe, The Congresbury Arms or Cadbury Garden Centre are close by with loos and delicious coffee.
On arrival, parking is free and we just ask that you do not park anywhere near our neighbours, Merrilands gate. Thank you in advance. It is a residentail road so there is plenty of parking within easy walking distance.


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Cameos abound in this new jam from Armand Van Helden and A-Trak's disco house project, Duck Sauce.
Via analoggiant, and pedestrian, thanks Craig for the link.
Look + Listen: Duck Sauce: Barbra Streisand
Posted by switch-smith at 8:13 PM . Tuesday, September 28, 2010
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A friend of mine asked me a question the other day that pointed out a common area of confusion with the DiffServ model for IP QoS. He was reading some documentation that recommended setting the DSCP value for voice-signaling packets to 26 instead of 24. He was trying to convert those numbers to Assured Forwarding (AF) values, and came up with 31 and 30, respectively. His question was "Why does the documentation appear to be making the QoS treatment of these packets WORSE?"
The answer is, it's not. 30 is not a valid AF value. With the Assured Forwarding classes, there are three drop precedence values: 1, 2, and 3. Since zero is not a valid drop precedence, 30 is not a valid AF.
The DSCP value of 26 is 001000 in binary. The per-hop-behavior (PHB) value for this is actually not an Assured Forwarding PHB at all, it's a Class Selector value, CS3. The class selector values equate directly to the old IP precedence values, from the days before DiffServ. So DSCP 26 = CS3 = IP precedence 3 = 001000.
Clear as mud? Try the Wikipedia article.
Friday, March 14, 2008
2 comments:
- Berni Gardiner said...
actually DSCP 24 = 011000 = CS3 where DSCP 26 = 011100 = AF31
Originally call signaling was marked on cisco ip phones with dscp 26 until it was determined that that marking left call signaling open to being marked down to a higher drop probability as an AF marking. So, to fall in line with the defacto industry standard, Cisco now marks signaling as CS3, which does not have the same mark down capabilities.
Hope this helps with some of the confusion,
Berni Gardiner
- October 8, 2008 at 11:11 AM
- Berni Gardiner said...
one small correction DSCP 26 = 011010 = AF31
- October 8, 2008 at 11:12 AM
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Friday, February 8, 2013
a pillow covered
I braved a blizzard to go outside and take a photo of this week's finish. That's because it has already been put to use and is living in it's new home, the minivan. :)
Lately, my youngest son has been falling asleep in the car. He looks so uncomfortable all slouched over, so obviously he needed a snuggly pillow.
I had a 27" square {so I thought} pillow form I bought for something else hanging around, so I bought some flannel from Joanns to cover it with. My son helped sew it all together! I love that he wants to learn to quilt & sew! :)
It turned out fantastic, except the pillow form is more like 24" square so the cover is saggy baggy, but my son insists he likes it that way, so I'm not fixing it.
It's a Friday & I have a finish, so I'll be linking up to these fine parties:
Finish it up Friday
TGIFF @ Kit Lang Art
Whoop Whoop Friday
Link a Finish Friday
Creative Friday
{I am soooooo ready for the weekend!}
5 comments:
- April said...
How sweet! and I love the fabric!
- February 8, 2013 at 9:29 PM
- Lyndsey said...
Keep encouraging your son with sewing and quilting, it can prove so useful later in life and is a great hobby. The pillow is fun and I love the fabric.
- February 9, 2013 at 9:56 AM
- Lynette said...
Fun bicycles - and what a swell son to be perfectly happy with its bagginess. :D
- February 10, 2013 at 8:51 AM
- Sarah Craig said...
It's a pretty pillow - love those bicycles! Whoop whoop!
- February 10, 2013 at 9:55 PM
- Penny said...
What a great idea!
- February 11, 2013 at 9:07 AM
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Lucky Lil' Piglet
Designed by Dusti Rose Hendricks
Sheep Of Delight Crochet
Happy New Year, everybody! I'm praying for a year of blessing and bounty in 2015. How about you? Some of my favorite memories of last year are the trips I took with my cousin to all the local zoos in our area. With all the amazing animals we saw, I have to admit that some of our favorites were the baby pigs. (What can I say, we're farm kids). I decided I'd design one for my first pattern of the New Year. Enjoy, and let me know what you think.
Gauge- Not important
Finished Measurements- 3 ¾ " tall x 5 ½ " long
Worsted Weight Yarn Colors-
.5 oz Peaches & Creme Pastel Pink 01421 Cotton Yarn
Less than .05 oz Peaches & Creme Black 01040 Cotton Yarn
F/5 (3.75 MM) crochet hook
Yarn or tapestry needle
Polyester Fiberfill
Special stitches-
Back Loop Only: Insert the hook through the back loop of the stitch only (the loop closest to the inside of the round). Then complete the stitch as usual.
Rnd…Round Sc…..Single Crochet
Ch….Chain St(s)..Stitch(es)
Inc….Increase Dec…Decrease
Rep…Repeat Sl St..Slip Stitch
Use Pastel Pink yarn. Make 2.
Rnd 1: Sc 6 in magic ring OR Ch 2, Sc 6 in 2nd ch from hook
Rnd 2: (Hdc, Dc) in the first st. (Dc, Hdc) in the second st. Inc 4 to complete the rnd. (12 sts)
Finish off with a slip stitch.
Use Pastel Pink yarn. Make 4.
Rnd 1: Sc 5 in magic ring OR Ch 2, Sc 5 in 2nd ch from hook
Rnd 2: Inc 5 (10 sts)
Rnd 3: BLO Sc 10 (10 sts)
Rnd 4: [Dec, Sc 3] rep 2 times to complete the round. (8 sts)
Rnds 5-6: Sc 8 (8 sts)
Rnd 7: [Inc, Sc] rep 4 times around. (12 sts)
Finish off with a slip stitch, leaving the top of the leg open to attach to the body.
Use Pastel Pink yarn.
Row 1: Ch 21.
Row 2: Starting in the 2nd ch from your hook, sl st in the first 15 ch-sts. Twist the completed stitches into a loop to form the curl in the pig's tail. Sl st through the two layers of the twisted curl and the next unworked ch-st to fix the curl in the tail. Then sl st in the rest of the unworked ch-sts to finish. (If you find it easier, you can also just sl st in every ch-st and then sew the tail into a curled position).
Finish off with a slip stitch.
Use Pastel Pink yarn. Starting at the nose:
Rnd 1: Sc 6 in magic ring OR Ch 2, Sc 6 in 2nd ch from hook
Rnd 2: Inc 6 times around (12 sts)
Rnd 3: [Inc in the first 3 sts, Sc in the next 3] rep 2 times to finish the round. (18 sts)
Rnd 4: Working in the BLO, Dec 3. Working in both loops, Inc 3. BLO Dec 3, Sc 3. (15 sts)
Rnd 5: In both loops, Sc 3. BLO Dec 3. Working in both loops, Sc 3, Inc 3. (15 sts)
Rnd 6: Sc 3, Inc 3, Sc 9. (18 sts)
Rnd 7: [Inc, Sc 2] rep 6 times around (24 sts)
Rnd 8: [Inc, Sc 3] rep 6 times (30 sts)
Rnds 9-11: Sc 30 (30 sts)
Rnd 12: [Inc, Sc 4] rep 6 times (36 sts)
Rnd 13: [Dec, Sc 5] rep 6 times (30 sts)
Rnd 14: [Dec, Sc 3] rep 5 times, Sc 5 (25 sts)
Rnd 15: Sc 5, [Dec, Sc] rep 5 times Sc 5 (20 sts)
Rnd 16: Inc 5, Dec 5, Inc 5 (25 sts)
Rnd 17: Sc 10, Inc 5, Sc 10 (30 sts)
Stuff the head before continuing.
Rnds 18-20: Sc 30 (30 sts)
Rnd 21: [Inc, Sc 4] rep 6 times around (36 sts)
Rnd 22: [Dec, Sc 4] rep 6 times (30 sts)
Rnd 23: [Dec, Sc 3] rep 6 times (24 sts)
Rnd 24: [Dec, Sc 2] rep 6 times (18 sts)
Stuff firmly.
Rnd 25: [Dec, Sc] rep 6 times (12 sts)
Rnd 26: Dec 6 times.
Finish off with a slip stitch and weave in ends.
Remember when assembling your piglet that the part of the neck that is most severely narrowed is the back of the neck/ top of the pig. Also, the top of the snout is the last portion you decreased BLO in Rnd 5. Thread a needle with black yarn and knot it. Draw the knot into the body of the pig and draw it out where you want the first eye. Make a small stitch; draw the yarn through the head and back out at the desired position of the second eye. Make another small stitch and draw through the head and back out the first eye position to slightly narrow the face. Make French knot eyes in both positions and then stitch on the piglet's mouth.
Using Pastel Pink yarn, position and sew the ears toward the rear of the head, the tail to the back of the piglet, and the legs underneath, taking special care with the positioning of the legs so that the weight of its head doesn't make it pitch forward on its nose. Then you're finished! Have fun with your Lucky Lil' Piglet and enjoy your new year!


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TL; DR: Developed in 2009 as a web-based platform granting easier access to financial and economic data sets, YCharts has been helping businesses and professionals make better investment decisions and turn larger profits ever since. The application houses information on more than 50,000 stocks, ETFs, and mutual funds; employs more than 4,000 financial metrics; and covers the financial histories of companies going back to 1984. With tools that simplify complex economic information and an ever-improving UI built for optimal user experiences, YCharts is helping drive revenue and boost ROI for thousands of organizations and individuals around the world.
B.T. Ware was a cattleman and one of the first to settle the wilds of Amarillo in the late 19th century. More than just a rugged cowboy, B.T. had a vision for the town, and he knew finance would play a big role in its future. So, in 1909, he purchased Amarillo National Bank (ANB) and it has been in the Ware family ever since.
Today, the institution is still going strong and is now the largest family-owned bank in the US with $2.3 billion in assets under its purview. Over its century-long history, ANB has had to evolve with changing market demands and technology to remain competitive. And, never has this been more necessary than in the modern digital-centric landscape.
ANB's current VP and Investment Officer DJ Hunt found himself managing reports, running ETF models, and building client communications with clunky, outdated tools, such as Zephyr and Excel, which was leading to huge time sucks and errors in data sets. He knew there had to be a more reliable approach to ensure better operational efficiency for the bank and improved yields for clients. That's when DJ found YCharts.
"We did our due diligence and decided to replace Zephyr," DJ said. "After thorough research, we found YCharts to be more user friendly on the front end, and, as far as the output, YCharts was easier for our customers to understand."
After onboarding the YCharts financial terminal, ANB saw immediate results. The bank's team was easily able to create graphical visuals for clients, update the tool's Excel Add-in with a single click, and customize the platform's dashboard in accordance with specific user need.
"Processes that used to take us a whole day now take only a few minutes. It saves me so much time and allows me to be in front of my clients rather than at my desk messing with data," DJ said. "Having back this time allows us to focus more attention on growing our AUM than on managing the administrative elements of our business."
Since 2009, YCharts has been helping businesses and institutions, like ANB, streamline their operations and make more informed financial decisions. The YCharts web-based platform is available for use on any device and is backed by thousands of data sources that are analyzed according to over 60 different metrics.
"In aggregate, our data is approaching 500 GB," said Ara Anjargolian, CTO and Co-Founder of YCharts. "It is updated every hour of every day from 10,000+ distinct sources."
A Mission to Become The Financial Terminal of the Web
YCharts was founded in 2009 after the housing crisis of the mid-2000s and its subsequent effects on the US economy. This recession proved just how painful and unpredictable markets can be, especially those that deal with investments such as mortgages, loans, and stocks.
For people who still wished to invest in this post-recession environment, the utmost care had to be taken to maximize returns and minimize risk. Prediction tools, like YCharts, would become increasingly valuable, as most investors sought to make only the safest decisions.
YCharts hit the scene at the perfect time when the market wasn't crowded with competitors.
"In 2009, when we first contemplated building YCharts, the only financial tools available on the web were consumer-oriented offerings like Yahoo! Finance and Google Finance," Ara said. "Both had not been updated in years."
Despite the size and scope of Google and Yahoo!, YCharts was able to breathe new life into the investment research landscape with a fresh and innovative web-based approach.
Because YCharts was entirely web-based, users were able to easily access information regardless of location, device, or ability to download software.
"We saw an opportunity to build a web-based platform that offered professional-class tools that were delightful to use and easy to access," Ara said. "In that first year, we experienced many hiccups from data issues to dealing with the complexities of building financial tools on the web."
In the following years, YCharts would have to perfect its portfolio to include the numerous tools and data sources it now encompasses.
Delivering a Swiss Army Knife for Investment Management
YCharts uses a variety of tools to deliver highly valuable information in a consumer-oriented manner. Users can access a pool of data using the YCharts dashboard, which tracks and sends alerts for changes in specific stocks, ETFs, mutual funds, and various economic indicators.
Users can perform deep-dive research on specific securities, using filters and scoring tools to bring massive amounts of data down to a manageable load. YCharts allows users to gain insights with dynamic spreadsheets that synchronize with continuously updated data.
Aside from standard use cases, YCharts is used in less predictable ways, some of which are outside the financial market.
"YCharts is like a Swiss Army Knife in that we provide a lot of really valuable tools in a portable, very user-friendly form," Ara said. "While we set out for our tools to be used for specific intended purposes, we are always amazed at the unintended use cases our customers point out to us."
Management consulting firms use YCharts to create compelling visuals for sales cases, while corporate strategy groups track company performance in relation to that of competitors. In addition, research analysts and media companies use YCharts to add a more visualized and easy-to-understand approach to data analysis and sharing.
A Platform Perfected to Increase ROI for Thousands of Customers
The YCharts portfolio of tools is vast and growing, and demands constant upkeep to ensure the accuracy of data. As a result, YCharts has had to expand its data sources over time to provide the most insightful and relevant statistics.
"When YCharts was first launched, we were the new kid on the block and could leverage modern technology to gain an edge over incumbents," Ara said. "We are seeing new entrants come in with even newer technology to gain their own edge. Thus, pushing our core technology forward has been essential."
The YCharts dashboard has evolved to include a centralized and highly customized view of various markets — bringing the data users want to see to the forefront. Data and news involving stocks, mutual funds, ETFs, CEFs, economic indicators, and indices are all available with a few simple clicks.
In addition, YCharts offers charts, equity screeners, spreadsheets, and comp tables. Investors can view this wealth of information from anywhere in the world on any device that connects to the web.
"The biggest trend we've seen is no surprise — the expectation that all our tools should work well on mobile devices, something we are actively working on," Ara said.
Up Next: A New UI to Create a First-Class Mobile Experience
Because investments inherently involve a degree of risk, the most advisable business decisions take into account shifting market trends and significant economic indicators. As a result, YCharts must continuously innovate to provide its clients with the most accurate and recent insight into financial prediction factors.
"We have more than 2,500 customers. Our priority is to ensure that the platform evolves appropriately to meet their needs. When we do this right, they continue to see a high ROI from our product," Ara said. "According to research, wealth advisors who use our software grow assets under management nearly 75% faster than their peers."
On the technical front, YCharts plans to release a more user-friendly dashboard design to make data mining even easier.
"Coming next year will be the first soup-to-nuts UI/UX redesign since YCharts launched," Ara said. "It will give us the opportunity to provide a first-class mobile experience and vastly improve the usability of the platform, which is already known for being easy to use."
In addition to the UI revamp, YCharts plans to integrate a number of unique datasets obtained or developed over the course of the last two years.
"We will be offering our users some data-driven insights they would not be able to obtain from platforms five times the cost of YCharts," Ara said.
YCharts emerged at a time when investors feared the future — but uncertainty is always present in the market. The smartest investments are those informed by accurate data and experience — or heuristics. And YCharts helps provide investors with the peace of mind that they're making the most informed financial decisions.


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Active duty military and their dependents stationed in North Carolina qualify for in-state tuition. This generous tuition policy was established by the NC General Assembly for military personnel and their dependents, including military-specific initiatives designed especially for military personnel by the universities and community colleges. This link is to the N. C. General Statutes GS 116-143.3.
Active-duty members of the armed services are charged in-state tuition while abiding in North Carolina because of their active military duty in the state. This applies to reservists too. "Abiding" means living here, even without intent to make it one's permanent home. If subsequently reassigned outside North Carolina, the members continue to qualify for in-state tuition as long as they remain continuously enrolled in the program they were in prior to reassignment.
A dependent relative who shares the abode of a member of the armed services who is in North Carolina on active duty also qualifies for in-state tuition.
A legal resident will not lose residency status due to service in the military at locations outside the state.
See also Military Residency and Tuition


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VerifyPhone.com is your one-stop site for area code lookup, phone number lookup, and free phone number reviews. Following is phone number listings & most recent reviews for 419-206 area code for verified numbers 419-206-8000 - 419-206-8999. Zipcodes covered include 43681, 43660, 43617, 43615 covered within Toledo. More area codes, including those outside of Ohio, United States of America, are on the VerifyPhone.com homepage.
Phone numbers 419-206-8xxx fall in 419-206 area code. This area code covers part of Toledo, covering most of 43681, 43660, 43617, 43615 zipcodes. 419-206 area code was started on Oct 27, 2005. Toledo follows US/Eastern timezone with Daylight Savings as part of Lucas county in Ohio state. It has a population of 441,815 and covers a Land Area of 340.855 sq miles. 419-206 area code locator service has determined Geo-Coordinates for this location as Latitude: 41.66 & Longitude: -83.56. Also, the network service provider for area code 419-206 is Cellco Partnership dba Verizon Wireless - OH, 15330 S Keeler St, Olathe, KS, US - 66062-2713.
|City Name
|Distance (miles)
|Service Provider
|Napoleon, OH
|6.22 mi
|Qwest Communications Company LLC
|Southfield, MI
|6.94 mi
|Qwest Communications Company LLC
|Perrysburg, OH
|8.64 mi
|Ameritech Ohio
|Oregon, OH
|20.81 mi
|Ameritech Ohio
|Port Clinton, OH
|21.71 mi
|Ohio Telecom Inc - OH
|Verified Listings
|Reversed Names
|Lookup Trend
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|Verified Listings
|Reversed Names
|Lookup Trend
VerifyPhone.com is your one-stop site for area code lookup, phone number lookup, and free phone number reviews. Our reports include,