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For years, Google held its Friday afternoon all-hands meeting at 4:30 p.m. Pacific time — a great late-afternoon slot for local employees, but hardly conducive to those based afar, from New York to London and from Tokyo to Sydney. Eventually, the disconnects and inevitable feelings of being left out led to some new rules. Local teams created their own timezone-friendly all-hands sessions to talk about their own issues. The HQ Friday meetings were taped for people in every office to watch the following week.
So many businesses operate from multiple locations that building and maintaining a wide-ranging workforce has become a big and complicated deal. It takes a lot of corporate expertise to keep the non-HQ people motivated in every way — from pay to benefits and local customs. Even the lingo signals a shift in company culture: "Remote" workers signifies an old-school, exclusive view. That's a reason why the phrase "distributed offices" has come into vogue.
Of course, working in one of those distributed offices can be a boon professionally. There's nothing like the perspective and expertise (not to mention friends) you gain when working away from home base. At most jobs I've had, I've always made it a point to visit non-HQ offices to connect with colleagues and observe the differences in culture and style.
Adjustments like this are imperative because the overall challenge is a constant. Wherever they work, people need to feel connected and valued. Companies perform best when everyone is motivated by a unified mission. A technical team that is located in, say, India or Canada can effectively provide round-the-clock product development. Customer support that is responsive 24/7 across timezones can make or break a company that prides itself on being "global" (not to mention customer-focused).
This organizational matrix is more complex because there are many degrees of "remote," including:
- Full-time employees who work in places other than headquarters (usually the flashiest, most important, most fun office).
- Contractors who work on long-term assignments as representatives through a third party — say, a staffing company providing recruiting, or HR functions, or a food service company preparing on-site meals. People get their paychecks and benefits from the third party, but they are part of the daily life of the business they're servicing, and so they too must feel connected.
- Employees or contractors who work in cheaper-than-US locations to support global business needs (customer service or an engineering team with a specific task or skill). The company's wellbeing depends on these people feeling engaged and, yes, connected to the mothership.
All of this points to the need to get the culture right for everyone. Often it's the "outside" people, however they're categorized, who can make an overall operation really work smoothly across timezones, markets, and the organization as a whole. Wherever they are, whatever the classification, people need to feel like they're part of the overall team and that their work matters.
I'm writing from Chile. We are considering offering the ability to work remotely as a way to improve the quality of life of our workers. What's the best way to incorporate remote workers in a small company (less than 100 people)?
Working from home (popular acronym: WFH) can be fraught with problems for all sides. It's a great benefit when people can determine for themselves when they really need to be in the office. For those who have no meetings scheduled, need quiet time to concentrate, have family needs, or deal with punishing commutes, WFH is a wonderful offering. And it's great that your company's motivation is to provide a benefit. In so many instances today, especially in leading tech or service businesses, there are fewer reasons than ever to sit at a desk M–F, 9–5.
Because your company's small, you have a chance of establishing a practice that people will understand culturally — and that can continue as you grow. The ideal situation is one where everyone understands that it's fine to work from home sometimes, with a bit of advance notice to a manager and teammates, without having to police it. If this works right, long-time employees informally let the newer ones know not to overdo it.
Before you roll out such a plan, you'll want to consider all the edge cases. There are always going to be people who will take, shall we say, extreme advantage. Here are few things worth considering:
- Can people work from home as much as they'd like? (If so, would some decide to they only need to show up rarely, if ever? How does that affect the rest of the team?)
- If there is a limit to how much time working remotely, how will you determine it: days per week or quarter, or maybe by function? (How might time away affect performance evaluations?)
- Does every type of worker get this benefit — business, support, product, sales — or would you limit it to certain categories? (Expect blowback from those you do exclude.)
- Do you want to track time in or out of the office — and if so, how will you do that? (If you need to keep count, it probably falls to the manager to do the tracking. How will that go over?)
As a small company, you have the advantage of extreme candor. You can present this idea as an experiment for, say, three or six months, and see how everyone does with it. Just be sure you have a firm plan for assessing and refining after this initial period, and follow through. Good luck!
I am a contractor for a US tech company, living and working remotely outside the US. It's a great job at a good wage and there's nothing equivalent where I live. I know many people who work remotely for companies that are not technically "doing business" outside the US, so they can't/won't hire international remote workers as employees. As a result, these people don't have many of the benefits regular employees get (equity, paid vacation, etc.). And despite their massive contributions to the company's success, they are largely invisible within the company culture. I realize it's a complicated subject without a clear simple answer, and I find that confusion around the best relationship to have with remote/international workers is pretty widespread in tech. Can you shed some light on what might be considered "best practices" and positive examples for both contractors and companies looking for the right answers in a confusing situation?
Please note, I'm not a labor expert. (This Findlaw article on distinctions between employees and independent contractors may be of interest.)
But my broad take: there are a few different scenarios featuring "remote" workers of the sort you describe. One is a team working somewhere outside the US — for example, a group of engineers in, say, Israel or Romania or Taiwan — that has actually developed a product. Chances are these people are employees, and a North American office becomes the way to organize and extend product development with marketing, distribution, and sales. I fervently hope these "remote" folks are employees (if not actually founders!), as they are performing a critical service.
Another common scenario is to outsource work to people who cost less outside the US (this often involves something like tech support or — god help us! — editorial reporting). Or because BigCorp wants to limit its payroll to essential functions, it brings on a third party for functions like background checks or facility management. Typically these workers do not enjoy the parent company's equity, but they do get salaries and benefits from the third party.
Neither of these has to skirt a company's moral obligations to its workers. There are legitimate reasons to have some kinds of work done by non-employees — having to do with both the bottom line, and what business the company is in. Where things get sketchy is when a company may be trying to avoid greater overhead by keeping a contractor workforce — doing exactly the same work, on premises — but classifying people slightly differently to avoid payroll ballooning. (This famous Microsoft case from 2000 is the reason a lot of tech companies today have very exacting definitions, and limitations, around their contractors and temp workers.)
Speaking as a longtime observer of organizations, it seems to me that companies need to be smart about assessing the roles necessary to the company's success, as opposed to the "nice to haves" that might be best served by a third party business or by contractors/temps. But regardless of any organizational chart, it's imperative that companies work hard to build connections and share the company culture across all kinds of workers.
Irritated by misguided company culture and hapless coworkers? Send your professional quandaries to firstname.lastname@example.com


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New Animated Video for Employee Education: 7 Tips for Health Care Spending
I'm happy to share the news that the latest video in the "Know Your Benefits" series is now available. Entitled "7 Tips for Health Care Spending", this animated video provides practical suggestions and insight to help employees gain more control over their health care costs. It highlights key areas such as emergency room care, reviewing […]Continue Reading →

subset: commoncrawl


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Twin Peak is part of the Nevada Residence; a collection of beautiful contemporary apartments tucked away from the hustle and bustle of Zermatt's main high street. The collection of apartments ranges from one-bedroom boltholes to a beautiful five-bedroom penthouse. If arriving by train, this property is perfectly positioned just a one-minute walk from the train station. Zermatt's cafes, restaurants and bars are just a stone`s throw away and for the keen skiers the property is equally close to the Gornergrat station which takes you straight to the top of the mountain.
Located on the first floor of the residence and sleeping up to six people in three bedrooms, Twin Peak is the perfect base to explore Zermatt. For larger groups, Twin Peak can be cleverly combined with the one-bedroom apartment, Charleston Peak to house up to eight guests in total.
Neutral-coloured walls and clean simple lines fill the bedrooms and living areas. There is plenty of space to relax and unwinder after spending the day on the slopes or walking to one of Zermatt's sun drenched mountain terraces.
This apartment has two twin/double bedrooms, one of which has a terrace. These two bedrooms share a large bathroom that has a wonderful corner bath tub, perfect for soaking weary muscles. There is also a guest toilet. A cleverly interlinked apartment, is home to a spacious double bedroom with an en-suite shower room which has it's own balcony, and cosy seating area. Adjcent to the bedroom is a small kitchenette with dining table that seats two.
The main living area has plenty of comfy seating to relax and unwind in the evening. There is a large dining table for all the family to gather and regail tales from the day, or sit at the table and feast on local fondue. Twin Peak is a welcomed urban retreat in one the Alps most historic ski destinations.
Twin Peak has access to a private ski locker, and there is also a laundry room which can be used throughout the week.
If you have any questions or queries regarding any of our chalets / apartment or if you would rather book your stay via telephone, please don't hesitate to contact us on +41 27 968 11 30 or email us at firstname.lastname@example.com.
© 1999 - 2020 Zermatt Holidays.


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Members Present * Brian Pepple (bpepple) * Jason Tibbitts (tibbs) * Jeremy Katz (jeremy) * Jesse Keating (f13) * Christian Iseli (c4chris) * Christopher Aillon (caillon) * Kevin Fenzi (nirik) * Dennis Gilmore (dgilmore) * Bill Nottingham (notting) * David Woodhouse (dwmw2) * Warren Togami (warren) * Josh Boyer (jwb) Members Absent * Tom Callaway (spot) == Summary == === FPC Policy Proposals === * FESCO had no objections to the following FPC proposals: * http://fedoraproject.org/wiki/PackagingDrafts/PHP * https://www.redhat.com/archives/fedora-packaging/2007-August/msg00084.html === EPEL === * FESCo approved a mandate for the continuation of EPEL, and will let the EPEL folks decide on governance. === New Features List for F8 === * FESCo went over the feature list (1) for F8, and discussed which features were being pushed to F9 since they will not be finished in time for F8. (1) http://fedoraproject.org/wiki/Releases/8/FeatureList === Buildroot - Add to exceptions list === * Discussed the add to exception list proposal(1) that Stepan Kasal worked on. f13 is going to do some comparisons between the current list, and what will be brought in by the proposal, and see if it's at all possible to do a Fedora install (including rpm-build), log in, and /not/ have some of these things installed. (1) http://fedoraproject.org/wiki/StepanKasal/Add_to_Exception_List === Secondary Arches === * Secondary arches work is progressing, and there is an alpha sparc builder now. http://sparc.koji.fedoraproject.org === Misc === * f13: "please think on http://fedoraproject.org/wiki/LubomirKundrak/SecurityUpdateProcessDraft" IRC log can be found at: http://bpepple.fedorapeople.org/FESCo-2007-08-30.html Thanks, /B -- Brian Pepple <bpepple fedoraproject org> http://fedoraproject.org/wiki/BrianPepple gpg --keyserver pgp.mit.edu --recv-keys 810CC15E BD5E 6F9E 8688 E668 8F5B CBDE 326A E936 810C C15E
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Pets give us so much and depend solely on us. Getting a professional grooming not only enhances a pet's beauty but offers numerous health benefits. Grooming appointments and consultations are available by calling 317-313-0459. Please also visit our Contact Us page for more details.
Each groom includes:
- Therapeutic bath/massage
- Ear cleaning
- Anal glands relieved
- Manicures/Pedicures
- Professional cut & style
Additional ala carte options include:


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In the case of the Tennyson volume, however, the grab-bag approach was fruitful: the editors threw in some Tennyson-related passages from the diaries and letters of those who knew him, which yielded the following account from Aubrey de Vere's diary:
Alfred Tennyson came in and smoked his pipe. He told us with pleasure of his dinner with Wordsworth—was pleased as well as amused by Wordsworth saying to him, "Come, brother bard, to dinner," and taking his arm; said that he was ashamed of paying Mr. Wordsworth compliments, but that he had at last, in the dark, said something about the pleasure he had had from Mr. Wordsworth's writings, and that the old poet had taken his hand, and replied with some expressions equally kind and complimentary.I enjoy the idea of Wordsworth--the conservative, older Wordsworth--calling Tennyson "brother bard." And isn't it easy to imagine Tennyson, briefly the picture of English reticence, quietly muttering some words of praise and gratitude?
All of which reminds me that I've got another bit of Tennysoniana (is that the word?) for you as well! This one is a bit of a joke from a letter Rupert Brooke sent to James Strachey on August 20, 1905:
You demanded a return catechism. Here it is. As yours 'embraced all the Important in Life'; so mine, I hope, embraces all the Unimportant in Life—a much more essential thing.The only one which I'd expect you, fair reader, to answer, is number 3. My answer? Hmm. I do have a soft spot for "numinous," though the need for it is rare. "Sere" is also good, though even less useful. Perhaps "inordinate" (see above) or "wanton" would do?
1. What are the two greatest tragedies in Life?
2. Shew the comic side of both.
3. What is the most beautiful adjective in English?
4. When did you give up reading Tennyson?
5. What is the World coming to?


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At NTT DATA we really value the opportunities that Apprentices can bring to us. With a huge hunger to learn and grow their careers, NTT DATA Apprentices are crucial to our long term success.
We invest heavily in Apprentices across the following areas:
- IT Systems & Networking
- Software & Web Development
- Project Management
- Business Administration
We don't invest in you to make the tea or do photocopying, we invest in you to help us deliver solutions to our blue chip clients. Working in "real" jobs and helping us deliver our customers' needs, NTT DATA Apprentices enable us to invest in the future and give us confidence that we have strong technical and client facing talent able to grow with us.
We recognise that not everyone wants to go to University and laden themselves with debt and we also recognise that you don't need a degree to be successful; our apprentice schemes enable you develop a career in a quicker time that you would obtain a degree.
As an NTT DATA Apprentice, you will be paid a market rate salary, work on real projects either on client site or in our offices and help deliver the solutions that our customers value us for. You will be able grow your career from a solid base with a wide range of experiences, making you a well-rounded and valuable member of the NTT DATA family.


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The Blue city of Chefchaouen
Located in the remarkable Rif mountains in the north of Morocco, Chefchaouen is known for its beautiful blue houses nestled against the rough brown and green of the mountain scenery.
The city cascades down the mountainside, each new level revealing more unique buildings, multicolored plants, and charming monuments. The old part of the city is deeply influenced by Andalucian and Islamic architecture, from the blue and white painted walls and red-tiled roofs, to iconic doorways and tiled passages winding through the city. in spite of its recent increasing popularity and tourist trade, Chefchaouen remains an ideal place to experience a fantastic and unique Morocco.
If you are looking for a special experience, take a day trip from Fez to Chefchaouen and wonder through the narrow streets lined with blue houses, you will feel like walking in the sky.
Chefchaouen is bounded by forests, the most fantastic valleys, pictures que peaks and gorges.
Upon arrival at the small city, learn about authentic local handicraft witch you cannot find in other cities, such as woven blankets, wool garments, and hats ornamented with glorious colored threads. Marvel at the great monuments like Plaza Uta Elhammam which is lined with restaurants and cafes. In the late afternoon you will finish your day trip to Chechaouen and go back to Fez.


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Welcome to today's 1:5:10:365 Tip for becoming a better steward for our home and planet environment.
1:5:10:257 EcoTip: According to the EPA – the minimum respiratory protection that should be worn when working around or disturbing mold is an N-95 disposable face piece respirator. After hurricane Katrina, CDC found that about one out of three recovery and aid workers were not able to identify what a proper filter type respirator was by looking at pictures. In addition according to a study published in the Journal Emerging Infectious Disease only 24% (129 of 538) wore the N95 respirator devices properly. The most common errors were not tightening the nose clip (71%), incorrectly placing the straps (52%), and wearing the respirator upside down (22%).
For extensive work around mold – EPA recommends more effective respiratory protection – which will be the topic of tomorrow's post.
N95 disposable face piece respirator is only effective if worn properly.
Additional Information:
Suggested Review: :256
This is the second in a series of EcoTips about protecting oneself when remodeling and working around buildings when participating in disaster recovery such as occurred with hurricane Katrina and is going on now with Ike. This information is timely since 2008 is the most active hurricane season since 2005 and many buildings are being damaged.
According to the CDC study:
Of 159 residents interviewed, 82 (51.6%) were male; the overall mean age was 51 years (range: 18–81 years). Nearly all (96.2%) residents responded affirmatively to the question, "Do you think mold can make people sick?" One hundred eight (67.9%) correctly identified particulate-filter respirators as appropriate respiratory protection for cleaning of mold. Sixty-seven (42.1%) had cleaned up mold; of these, 46 (68.7%) did not always use appropriate respirators.
Basic mold awareness training and training regarding cleaning small areas of mold is available on-line at http://www.restcon.com/training.restcon.com/MAT/index.php
On-line respirator training is available at http://www.restcon.com/training.restcon.com/WRPA/index.php
Would you like to receive an email alert for each new 1:5:10:365 EcoTip? Sign up for a Google Alert.


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Satisfy modern office demands with Innovative Design. Manage costs with affordable, professional-quality color.[1] Stay productive and reduce paper use with blazing-fast two-sided printing from a printer made for high-volume offices.
Ideal for small workgroups who need professional-quality, affordable color and versatile all-in-one capabilities, all in a space-saving design.
[1] Compared with the majority of color laser AiOs < $500 USD, August 2015; market share as reported by IDC as of Q2 2015. Cost-per-page (CPP) comparisons for laser supplies are based on published specifications of the manufacturers' highest-capacity cartridges and long-life consumables. CPP comparisons for high-capacity HP ink supplies are based on published specifications of the manufacturers' highest-capacity cartridges. CPP based on high-capacity ink cartridges' estimated street price and page yield. ISO yield based on continuous printing in default mode. For more information, see http://www.hp.com/go/learnaboutsupplies
[2] Wireless operations are compatible with 2.4 GHz operations only. App or software and HP ePrint account registration may also be required. Some features require purchase of an optional accessory. Learn more at http://www.hp.com/go/mobileprinting
[3] Mobile device needs to be connected directly to the Wi-Fi Direct® signal of a Wi-Fi Direct supported AiO or printer prior to printing. Depending on mobile device, an app or driver may also be required. For details, see http://www.hp.com/go/mobileprinting. Wi-Fi Direct is a registered trademark of Wi-Fi Alliance®.
[4] Requires a compatible NFC-printing-enabled mobile device. For a list of compatible NFC-printing-enabled mobile devices, see http://www.hp.com/go/nfcprinting
[5] Based on yields for HP 956/957/958/959XL ink cartridges compared with HP 952/953/954/955A ink cartridges. For more information, see http://www.hp.com/go/learnaboutsupplies
[6] Water, smear, fade, and highlighter resistance based on ISO 11798 and internal HP testing. For details, see http://www.hp.com/go/printpermanence
Excludes first set of ISO test pages. For details, see http://www.hp.com/go/printerclaims.
[9] Requires an Internet connection to the printer. Services may require registration. App availability varies by country, language, and agreements. For details, see http://www.hpconnected.com
[10] Color usage control capabilities vary from device to device.
[11] Requires an Internet connection to an HP ePrint-enabled printer. Printer requires ePrint account registration. App or software may be required. Wireless operations are compatible with 2.4 GHz operations only. Print times and connection speeds may vary. Wireless broadband use requires separately purchased service contract for mobile devices. Check with service provider for coverage and availability in your area. Learn more at hp.com/go/mobileprinting.
[12] Mobile device needs to be connected directly to the wireless network of a wireless direct-capable printer prior to printing. Depending on mobile device, an app or driver may also be required. Wireless performance is dependent on physical environment and distance from the access point in the printer.
[1] Dimensions vary as per configuration
[2] Weight varies as per configuration
[3] Power requirements are based on the country/region where the printer is sold. Do not convert operating voltages. This will damage the printer and void the product warranty.
[4] Wireless performance is dependent upon physical environment and distance from the access point. Wireless operations are compatible with 2.4 GHz routers only; excludes wireless direct. Wireless direct may require driver or apps be installed and connected on wireless-enabled mobile device or PC. Wireless functionality may vary by computer and mobile operating systems, see hpconnected.com. HP ePrint requires: account registration, HP ePrint-enabled printer, Internet connection, and a wireless-enabled mobile device or Internet-connected computer with email capability. Separately purchased data plans or usage fees may apply. Print times and connection speeds may vary. AirPrint supports OS X® Lion, OS X® Mountain Lion and the following devices running iOS 4.2 or later: iPad®, iPhone® (3GS or later), iPod touch® (3rd generation or later) and requires the printer be connected to the same network as your OS X or iOS device. AirPrint, the AirPrint Logo, iPad, iPhone, and iPod touch are trademarks of Apple® Inc. Windows is a trademark of the Microsoft group of companies. BlackBerry® names and logos are the property of Research In Motion Limited. Android is a trademark of Google Inc.
[5] Speed specifications have been updated to reflect current industry testing methods.
[6] Either after first page or after first set of ISO test pages. For details see http://www.hp.com/go/printerclaims
[7] HP recommends that the number of printed pages per month be within the stated range for optimum device performance, based on factors including supplies replacement


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Mr Nigel Swan
Skills & expertise
- Painter / Decorator
- Tiler - Tiling
Skills & expertise
- Painter / Decorator
- Tiler - Tiling
Company info
Swan Décor was founded in 1994 by myself Nigel Swan. After studying at building collage for six years after leaving school I obtained my City and Guilds qualifications in Painting and Decorating and advanced craft. Since then I have built my business up to cover special wall finishes to include Polished Plaster effects, Impasto effects and Digital Wallpaper Murals now available in one piece with no joins. I can accommodate virtually any wall size from thousands of images including your own photos. I have trained and been accredited in all these finishes. I also hold an CSCS card to allow me to work on site .
I also cover wall and floor tiling in all materials to include Ceramic, Porcelain, Mosaic and Natural Stone, Bathroom refurbishment and will take on a single room to a full house refurbishment. I have a team of trades that I work alongside all have been fully trained and hold the relevant qualifications. Any electrical or gas work carried out by them will be signed off with the relevant Part p and Gas Safe certification.
I always treat your home with respect and use the latest in protective floor coverings, turn up on time and strive to complete all work to the time that has been estimated. I have a large list of repeat customers that I have worked with for over 20 years and worked in hundreds of houses throughout Hertfordshire and London areas.
Contact details
- Domestic Work
- Commercial Work
- Free Estimates (excl. Insurance)
Works in
Hemel Hempstead, Watford, Kings Langley, Berkhamsted, St. Albans, Hertfordshire,
Vetting Status
Fully Vetted Trade
Accreditations and Memberships
City and Guilds
- City and Guilds Advanced Craft Certificate in Painting and Decorating


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Iron Age Warrior
Aim – Children will gain a deeper understanding about life in the Iron Age. This will include lifestyle, the importance of Celtic art, and the development of metal work.
How we achieve this – Venutius will explain that life in the Iron Age was very different. Until the Romans arrived in 43AD, there were no written records in Britain. The Celts were skilled artists, creating abstract designs that could be understood only by the select few.
The term Celt, originally Keltoi, means the hidden people. This is not to say the Celts were hidden, but rather their cultural identity was hidden. They had a verbal tradition. Storytelling was key to the Celtic world. A short poem for a Druid was two hours long and training for a Druid lasted 20 years. Druids were at the top of society, followed by warrior chieftains, then warriors, the professional class and the lower classes.
Artisan metal workers pioneered new techniques for making swords and jewellery. Women had equal rights to men, and some women became fierce warriors or powerful queens. Life changed dramatically with the arrival of the Roman Legions under the command of Emperor Claudius.
Activities can include:
• Interactive object handling session
• Celtic Warrior Face Painting
• Design Your Own Celtic Shield
• Question and answers will be taken throughout the session to consolidate information


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Know Everything About BHIM App, Launched by PM
There was a time when an illiterate was called 'angutha chhap'. Now, time has changed. Your thumb is your bank now. It has become your identity now.
Prime Minister Narendra Modi on Friday launched a UPI (United Payments Interface) based app called BHIM (Bharat Interface for Money).
The BHIM app is a straightforward UPI app, which would allow anyone to make simple digital payments directly from their bank account. UPI-based app allows anyone to pay or receive money through online banking, unlike a wallet where you have to first load the money before you can use it.
What is BHIM app?
With the BHIM app, anyone can send or request money through the app to make a digital payment. The app is linked to your bank account, so you don't have to load money in it unlike a wallet, and a merchant does not have to worry about transferring the money back to their bank account.
How can I get it on my phone?
Download the BHIM app by the National Payments Corporation of India (NPCI) on Google Play to start using the free Android app. The app will soon come to the iOS platform.
How do I use it?
After you download the BHIM app, you'll have to register your bank account through the app, and set a UPI PIN. Your mobile number is your payment address, and you can start transacting. Through the app, you can send or receive money to a phone number, check balance, or scan a QR code to make a payment without sharing a phone number.
Money can also be sent to non-UPI banks through IFSC, like you do with normal net banking.
Does it work on feature phones?
Apart from an app, the interface can be accessed using USSD (Unstructured Supplementary Service Data) from feature phones – you will need to dial *99# to access it. With this method, an Internet connection will not be required.
Which banks support this?
All the major banks are supported by the BHIM app – as long as the bank supports UPI, you will be able to access your money through the BHIM app. The list of supported banks is: Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, Union Bank of India, United Bank of India, Vijaya Bank.
Are there transaction limits?
There is a maximum of Rs. 10,000 per transaction permitted, and Rs. 20,000 within 24 hours.
Source: NDTV
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Lessons are learned best through pain
Sometimes we need to be hurt in order to grow, fail in order to know, lose in order to gai…


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In an historic vote, the House tells the DEA and Justice Department to butt out of medical marijuana states, limited CBD medical marijuana bills are signed into law in Iowa and South Carolina, Minnesota becomes the 22nd medical marijuana state, one bill to regulate medical marijuana in California is still alive, and more. Let's get to it:
Last Thursday, the US House voted to bar the DEA and Justice Department from interfering with medical marijuana in states where it is legal. The House voted 219-189 to approve an amendment to 2015 Commerce, Justice, and Science appropriations bill to cut off funds for the Justice Department and its agencies, including the DEA, to interfere in state-sanctioned medical marijuana programs. If the Senate doesn't come up with similar language, the provision will have to be fought for in conference committee.
Last Wednesday, the state Senate approved a medical marijuana regulation bill. The state Senate approved Senate Bill 1262, sponsored by Sen. Lou Correa (D-Anaheim). It is supported by cities and law enforcement, and would impose tighter controls on dispensaries, cultivation, and recommending.
Last Thursday, the state Assembly defeated a medical marijuana regulation bill. Assembly Bill 1894, sponsored by Assemblyman Tom Ammiano (D-San Francisco) was defeated in the Assembly in a vote that appeared to be as much about political animosities as about regulating medical marijuana. That means that if California is going to regulate medical marijuana this year, Senate Bill 1262 is the only remaining vehicle.
On Tuesday, the San Jose city council again deadlocked on its proposed dispensary and cultivation regulation ordinance. That means the ordinance remains alive. One of the issues dividing the council is whether dispensaries should be forced to grow their own marijuana in San Jose. Another is how restrictive to make zoning. Patients, activists, and dispensaries organized as Safer San Jose are waiting on the sidelines with a plan of their own if they don't like what the council ends up doing. They already have 38,000 signatures ready to turn in to put an initiative on the November ballot.
Also on Tuesday, Tulare County supervisors ordered staff to draft an ordinance banning marijuana cultivation anywhere in unincorporated parts of the county. The board had considered allowing patients and caregivers -- but not collectives and dispensaries -- to grow their own, but in the end, chose to go for the total ban.
Also on Tuesday, Lake County voters approved Measure N, which means the county's ordinance banning grows on parcels of less than one acre will go into effect in 30 day. The ordinance was passed last December. The measure passed with 53% of the vote in a low turnout election.
Last Friday, the state Senate approved medical marijuana for minors and people with epilepsy. The legislation is Senate Bill 2636. It has already passed the House and now goes to the desk of Gov. Pat Flynn (D).
Last Friday, Governor Terry Branstad (R) signed a limited CBD medical marijuana bill. The legislation is Senate File 2360, which will allow people suffering seizure disorders to use high-CBD cannabis oil with a neurologist's recommendation.
Last Wednesday, Governor Mark Dayton (DFL) signed a medical marijuana bill. The bill allows for eight distribution centers across the state to by supplied by two medical marijuana manufacturers. The bill does not allow for the smoking of medical marijuana; but it can be vaped or eaten. Some medical marijuana groups are calling the law "overly restrictive."
New York
On Tuesday, Governor Andrew Cuomo (D) signed a deal for CBD trials. He announced that his administration has signed a deal with GW Pharmaceuticals to do a trial of its high-CBD, no-THC seizure drug Epidiolex. But medical marijuana advocates said the plan is too limited and will take too long, and Cuomo should be backing the Compassionate Use Act, a full-blown medical marijuana bill, instead of trying to blunt efforts to pass it by enacting half-measures.
Also on Tuesday, two key legislators met to seek a compromise on medical marijuana. Sen. Diane Savino (D-Staten Island) and Assemblyman Richard Gottfried (D-Manhattan) met yesterday in an effort to find a compromise between their two bills that could lead to passage of a bill before the session ends in two weeks. The Assembly has already approved Gottfried's bill, but the Senate has yet to act on Savino's. Being able to actually smoke marijuana may be an item for discussion.
South Carolina
On Tuesday, Governor Nikki Haley (R) signed a limited CBD medical marijuana bill into law. The measure, Senate Bill 1035 will allow for the use of high-CBD cannabis oil to treat seizures in children with epilepsy. The new law calls for a clinical trial at the Medical University of South Carolina, as well as a committee to study the feasibility of growing new strains in the state.
[For extensive information about the medical marijuana debate, presented in a neutral format, visit MedicalMarijuana.ProCon.org.]


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Report Finds PA School Funding Inadequate, Unfair
PHILADELPHIA – Years of underfunding Pennsylvania's public schools has led to inequalities affecting low-income districts and communities of color, according to a new report.
The Education Law Center report, entitled "Money Matters in Education Justice," says the Keystone State ranks 46th in the nation for state share of revenue for public schools. And Pennsylvania is one of only 14 states with a regressive funding system, giving the fewest resources to the poorest schools with the highest needs.
According to Deborah Gordon Klehr, the Education Law Center executive director, that has led to glaring racial disparities in education funding.
"Schools with large populations of students of color receive less per-pupil funding overall than schools with a larger white-student population, and they're also shouldering higher local tax burdens," she said.
The report cites research showing that schools with the fewest white students receive almost $2,000 a year less per pupil.
Last year, the state adopted a fair-funding formula designed distribute state education dollars more equitably. But, as Klehr points out, that formula only applies to new state spending.
"Of the $5.9 billion that the state spends on basic education funding, only about 6 percent of that is sent through the formula," she added.
The Education Law Center says children in many communities are being shortchanged and that to address the inequities, the state needs to significantly increase school funding overall.
Klehr notes that the Pennsylvania Constitution guarantees all children will have access to a "thorough and efficient" system of public education.
"Despite this constitutional mandate, many children - especially children of color and children in low-income communities - are not given the necessary educational tools for success," she explained.
Data from the Pennsylvania Department Education and other studies estimate the Commonwealth needs to increase education spending by between $3 billion and $4.5 billion a year.


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Recommended Self Help Books & Resources on Anxiety & OCD
Light on Anxiety is constantly on the look out for high quality CBT & Mindfulness based books and apps to assist our clients and site visitors in moving past anxiety & OCD as rapidly as possible.
Generalized Anxiety Disorder Assessment Form
Generalized Anxiety Disorder is characterized by frequent, uncontrollable worries and physical manifestations of stress and anxiety such as bodily tension, difficulty sleeping and feeling restless.
Generalized Anxiety Disorder (GAD) can be effectively treated with CBT for anxiety.
Panic Attack and Disorder Symptom Check
Panic disorder is characterized by repeated attacks of fear that last for several minutes (panic attacks). Interestingly, one does not meet diagnostic criteria for Panic Disorder simply by experiencing frequent panic attacks. In addition, one must also experience frequent worry about possibility of having a future panic attack. Over 90 percent of the population will state they have had a panic attack at some point in their life yet only 3 percent meet criteria for Panic Disorder. The key different between these two groups is the second group's high anxiety sensitivity, or discomfort with the sensations of anxiety. Panic disorder is therefore known as "fear of fear". Click here to check your symptoms online.
Panic can be effectively treated with CBT and and interoceptive exposure for anxiety and panic attacks.
Obsessive Compulsive Disorder (OCD) Assessment Form
OCD is characterized by frequent, disturbing intrusive thoughts, feelings, ideas, or sensations (obsessions) and accompanying behaviors that one feels compelled to engage in (compulsions). Compulsions can be either external (washing hands) or internal (counting or praying). One engages in compulsions to get rid of obsessive thoughts, but this only provides temporary relief. Click here to assess your symptoms online.
OCD can be effectively treated with CBT and ERP for anxiety.
Harm OCD eBook : Tips & Resources to Help You Move Past Intrusive Thought OCD
This helpful eBook, developed by Debra Kissen, Ph.D, M.H.S.A.; Ashley Kendall, Ph.D; and Michelle Lozano, A.M.F.T., offers a clinical intervention program based on the principles of ERP for OCD. Sections 1-41 of the eBook are included below. Additional resources on Harm OCD.Harm OCD eBook 1-41


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I've shared the story before, but it's one of my most cherished geek memories, so I hope you don't mind if I share it again.
It's 1989. My friends and I make our usual weekly visit (often more than just once a week) to our friendly neighborhood game store—in the fantastic Game Depot—to see the latest and greatest. And hanging on the wall is a new poster unlike anything we'd seen before (the first edition cover above, top-left).
By the monstrously influence Larry Elmore, its art showed an elf trying to hack into a computer; a magic user wielding a shotgun; orks in suits with uzis; all against the backdrop of a megaplex. It was stunning, evocative and we all stopped, pointed, and said "what is that?!" (If memory serves, our group bought 5 of the core rulebook the day it released.)
I've been a fan ever since (including playing in a tabletop campaign right now), and consider it simply amazing that of the 6 books shown above, I've had at least a small hand in helping publish 4 of them.
And as I've mentioned previously, when I fall in love with a universe, to see it grow and expand and reach new heights of awesome in a variety of mediums…yeah, that's a whole other level of fantastic.
Harebrained Schemes' two previous Shadowrun Returns games have been ridiculously good, garnering a slew of rightly deserved critical acclaim and awards. And now they're back at it to take us into the darkest corners of the Sixth World once more.
The world-wide Shadowrun community stepped up in a fantastically brilliant way last time to help HBS deliver knock-our-socks-off action in Shadowrun Returns and Shadowrun: Dragonfall. They've just launched a new Kickstater for this, one of the all time great roleplaying game settings: Shadowurn: Hong Kong.
If you love the setting, loved the previous games, or are just finding out about it now but are intrigued, go check out the Kickstarter and support if you can!
Welcome to the shadows, chummers. It's gonna be one crazy a ride!
You can support Roleplayers Chronicle by shopping in our CafePress Store, purchasing a copy of our Magazine, or following us on Facebook and Twitter.


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Dust from the road stuck to the bottom of my shoes as I walked down the foggy path towards the kitchen. I could see my breath as it went out and then I sucked in the cool morning air though my nostrils. I sat down inside the dimly lit room next to fellow staff members, we let our first words join in singing adoration to our Lord and then audible prayers for the work of the coming day. "Oh God, you are my God, and I will ever praise you! … I will seek you in the morning and I will learn to walk in your ways."
When I read Psalm 63, I remember working as a lead counselor at Westminster Woods in Northern California and how it taught me discipline. I was up each morning before the sun rose to gather with others and pray. Every stopping point called for prayer and worship. Each lesson I taught and counselor I led depended on the Holy Spirit. We prayed before each meal. At each meeting. As we put our campers to bed each night in their cabins. We prayed. After evening program we gathered together and prayed. It became as natural as walking down the path.
While in college (at Whitworth University) I learned that I could add a discipline during the season of Lent, rather than take something away. One of those was writing in my journal each day. Remaining in a spirit of reflection for the month leading up to Easter reminded me of Christ's obedience to the Father. I woke up each day and set my mind on Jesus. It gave me focus.
As a mother of young children, it's nearly impossible for me to have the same type of mornings that I had when I served at Westminster Woods and finding time to journal is increasingly difficult. Over the last few weeks, I've been reminded that things that seem small, like taking five minutes to read Scripture or praying before each meal can help to realign my focus towards Jesus. The story of Jesus sitting in the home of Mary and Martha comes to mind. I have to be disciplined to walk away from dirty dishes and unfolded laundry, to focus my heart on Christ and sit at his feet.
Each morning, seek Christ. What discipline can you add to your life that will help you walk in His ways? Pray. Reflect. Write. Memorize Scripture. Be alone with God. Study. Read a devotional. Be quiet. Fast. Where is your focus this Lenten season?
– Hailey Rohde


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Learning is Just a Click Away
This learning brief introduces ANSA-EAP's online learning program, one of the modalities being developed and used by ANSA EAP to build partner's capacities on social accountability. It will explain how the modality is put into practice, what programs have been realized and what lessons were taken from the process.
What is an online learning program? Simply put, it is a program or strategy that makes use of web-based learning approaches and other information and communication technologies (ICTs) to teach social accountability (SAc). This can include the use of something as simple as e-mail to the more complex discussion forums, video video conferencing, online chats, blogging and
the sharing of electronic files.
ANSA-EAP envisions competent and empowered communities who are dedicated and passionate about promoting capable, effective, and accountable governments through social accountability. But because development issues are so multi-faceted, there is a need to bring together groups of people from different countries, countries, different educational backgrounds and different organizaƟ ons into one netw ork. Online learning broadens the reach of capacity building for social accountability. Cyberspace allows for a world with no differences and no boundaries, thus allow ing more learners per organization, more organizations per region and infinitely more opportunities for learning.


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Images-30% #onestepahead
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When I started my first permanent job as a journalist in 2004, I made the best financial decision of my life — I invested in two rental properties with my brother.
While many of our friends were living in chic condominiums, we were chasing tenants for rent and fixing leaky pipes.
We made mistakes that cost us time and money, but years later we're financially ahead.
Our first investment was a triplex in east Toronto. We took the lowest available five-year, fixed-rate mortgage. Considering the low interest-rate environment that followed, a variable rate would have saved us more than $20,000. But at the time, we were unwilling to take the risk.
With no time or money to renovate, we chose a house that was in move-in condition.
It closed at the beginning of the month, giving us enough time to advertise and have renters in place before the first mortgage payment was due. We moved into one unit and rented out the other two.
From the beginning we paid rent. After all, we were tenants in our investment.
Eighteen months later we took equity out of the investment and bought another property in the same area. We stuck to what we knew and we bought another turnkey triplex.
For the first three years we managed both properties, which was a lot of work. From taking calls in the middle of the night when the furnace broke to the death of a tenant, this was real work and we often thought of quitting.
We also made a lot of mistakes.
In the beginning, we didn't keep a good account of the money we spent on our investment.
Also, we missed opportunities to write off expenses; we saw our tenants as friends and were lax in collecting rent. And we often spent weekends removing snow and throwing out garbage that was piling up because we had failed to create a system for general maintenance.
And, as bad as it sounds, our biggest mistake was borrowing money to put down a responsible 20 per cent on our first property. At the time, 5 per cent would have been enough, and we could have written off the mortgage interest, saving thousands.
After a few years of managing on our own, we sought professional help. We had both moved into our own homes, so we hired a property manager to oversee the six units. His company charges 6 per cent of total rent revenue collected each month. He finds the tenants, does the credit checks and deals with the day-to-day calls.
We're not out-of-touch landlords. My brother and I meet once a month to go over our account, do the checks and balances and bring up any concerns.
We also have a line of credit against our investment. This is our business line and we pay all the bills from it. The interest on this loan is tax deductible and we pay it down with the money collected from rent.
It's also good to have one accountant looking at all the tax claims in your family. It gives them a holistic view of your financial situation and helps identify opportunities to save money. Ours is great. She's not cheap — last year I paid more than $800 in fees — but her advice has saved us thousands over the last few years.
When the time came to renew our first mortgage, I quickly learned banks offer better treatment to new customers and we could take advantage of this fact. Mortgages are banks' biggest business, and they're willing to offer huge incentives to make you a client. We moved our business from one major bank to another and collected thousands in cash-back incentives.
Both of us are in our 30s and we estimate the properties will be paid off by the time we're in our early 50s. Conservatively our real-estate agent says our houses are worth 45 per cent more than what we paid. We realize we've benefited from the housing price boom, but according to the Toronto Real Estate Board the long-term trends are still good. Even with the threat of a house price correction we're okay.
Real-estate investment is not for everyone. If you're a so-called couch-potato investor, don't become a landlord.
In the beginning it's a lot of work. But for us it was worth it and I feel good knowing our investments are growing.
Life only gets more expensive — I realize now the disposable income I had during my first job was the most I will probably ever have and investing it was the smartest move I made.
By Rubina Ahmed-Haq
For All your Real Estate needs or questions on Real Estate
Krishna Tantry, Broker
Right At Home Realty Inc
Cell: 416-258-9548/905-565-9200


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June 19, 2013 — The ongoing global growth in the human population will inevitably crowd out mammals and birds and has the potential to threaten hundreds of species with extinction within 40 years, new research shows.
Scientists at The Ohio State University have determined that the average growing nation should expect at least 3.3 percent more threatened species in the next decade and an increase of 10.8 percent species threatened with extinction by 2050.
The United States ranks sixth in the world in the number of new species expected to be threatened by 2050, the research showed.
Though previous research has suggested a strong relationship between human population density and the number of threatened mammal and bird species at a given point in time, this study is the first to link an expanding human population to fresh threats of extinction for these other species.
The lead researcher created a model based on 2000 data to forecast future threatened species connected to human population growth projections, and published the predictions in 2004. In this new study, that model's predictions were confirmed by 2010 actual figures. The scientists then used the same model, containing data on 114 countries, to extend their predictions to the middle of this century.


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Ten or more steps of my own
I have taken some bold steps (decisions) in my life from my childhood and that had come good, when I reflect on them. Some of them cannot be mentioned here.
I was a keen observer of nature and people around me and learned to be bold and fearless.
Most of my teachers except who taught me Sinhala and English were mediocre.
I often wondered how they ever became teachers especially science.
1. One bold step was not to believe teachers especially in science.
That was a very scientific decision by itself.
I had the knack and keen power of observation and problem solving ability. For example I believed anything can be grown on our be soil, be that it may, seeds or yam or runner provided I water them regularly. My father was not a farmer but he was a keen gardener (which he learned from a burger gentleman0. Except potatoes I could do that on my own but could not figure out why I could not grow potatoes (those days potatoes came from UK and I did not know that they put chemicals to inhibit sprouting and made sure seed potatoes were never given to us. I discovered this many many years later. This is how western countries help us).
2. I decided never to ask scientific questions (why potatoes could not grow) from my teachers (knowing very well they will give a wrong answer to shut my mouth).
3. I decided to do science and one day I decided not to go to the school I was attending abruptly (there were many other reasons and flashes of them I have expanded elsewhere) and that was a very bold decision. Finding a school teaching science was difficult but i eventually found one (there was another story behind this I would not enlarge upon).
4. I decided not to proceed with cadetting even though I was the leader in my old school (I was thrashed by the teacher / principal three times in the new school but I stood my ground). I took part in all other sports except cadettting (reason should be obvious and there is / was a worse form of ragging which included sexual for the young).
5. New school was no better in teaching science and I made the decision to do D.I.Y learning science (thank god there were two Foreign libraries stocked with old science books in Kandy then).
6. Due to harassing by teachers I decided to walk out of the science class and asked permission from the principal who thrashed me for not joining cadets. He eventually acceded (I still thank him for that help) to my demand (man with military training) knowing my will power.
Little he knew that others will join me later.
7. We decided to work towards a common (first exercise in group work) goal and entire university in the first attempt (both Bio and Maths). Eventually all of us did pass and none from the class who attended normal class.
They thought we (me especially) had gone bonkus.
8. Next decision was to get rid of all the science teachers in one go (Boomi Puthra was one of them) and get some decent ones. By this time I have forged some connections with science school inspector who was very helpful.
Proof of the pudding was that nobody from the normal class passed.
Some teachers feared me more than the principal and I was a good cohort for him.
9. We never went for tuition classes and we never got involved in giving tuition to others except my cousin brother who eventually became an engineer. He failed all his subjects in "O" Level and till he entered the university he was under my clutches.
10. Next decision was to get rid of the compulsory government service act that we had to serve (IMF would love this) for six years and never to join the government service except university (semi-autonomous institution and not a government per say).
The way things are happening and developing in the university now leaving that is also not a big decision for me.
Rest that followed is history.
I suppose nobody should try these methods now since all the systems including schools in this country are very poorly managed by over 100 of ministers and ministries.
There is no half way house for us now as the saying in English goes.


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Peace, peace. Season's greetings to you and your families. This is the last PTC Mix for the year of 2012. I wanted to bang out new jointz and rock the mix for at least two hours or I should say I did start my Serato mix. One of my Serato records is scratched, errrrrrr!…so I had to resort back to the basics of wax, yea that vinyl. Enjoy this 53 minute mix. The Gin & Juice kept my flow going along with the Egg rolls from Yee's. Happy Holidayz!!!! Merry X-mas!!!! Look out for Mix #72 with ALL new jointz in 2013. I'm out and feeling good on this dranky drank. Hahahaha!….Wassup A-FS!
Mix #71 (Vinyl Set) Features:
1) Large Professor
2) Jurassic 5
3) Black Moon
4) Cash Money Click
5) Nas
6) Mobb Deep
7) Jeru Da Damaja
8) Jazzy Jeff
9) Five Steez, Mellow Man Ace, Lil Dap & John Robinson Drops
10) Blaq Poet
11) C Rayz Walz feat., Vordul Mega
12)Kurtis Blow
Download Links:


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A couple of years ago, a hair colorist gave me her #1 secret for healthy, shiny hair: use sulfate-free shampoo. Why? Besides Sodium Laureth Sulfate (the stuff that makes your shampoo foamy) is a harsh detergent that can strip hair of essential moisture and irritate the scalp. So why do any of us use these harsh chemicals in the first place? As I found out, finding a good, natural product can be a lot more challenging than you might think. One of the first sulfate-free shampoos that I tried was made by Burt's Bees. I love their lip balm, but their shampoo and conditioner? Not so much. There was no lather, my hair felt flat and greasy after I used it– I couldn't find a natural shampoo that smelled as delicious as my Bumble & Bumble, so I gave up and went back to my normal hair products.
Fast forward to now: several cosmetics companies have launched sulfate-free hair care products, which means they're way easier to find and much more "consumer friendly" than they were just a few years back. Recently, I bought a bottle of Samy's e•sen•cia shampoo. It's organic and free of Sulfates, Parabens, and Phthalate, but it feels like normal shampoo! It foams and suds and lathers and leaves my scalp feeling squeaky clean, but has the benefits of being a natural, harsh-chemical-free product. And then there's L'Oreal's new line called EverPure, which smells rediculously good. Infused with rosemary and mint, it reminds me of the conditioner that my hair stylist uses when I get my hair done at the salon.
Of course, I'm also pretty stoked that products from both Samy and L'Oreal are about $7 a bottle. Since both product lines are relatively new, keep an eye out for special promotions and discounts. My e•sen•cía shampoo was free after mail-in rebate, and Rite Aid is currently advertising two bottles of L'Oreal EverPure for $8.
Filed under: Beauty, Hair, hair, L'Oreal, organic, Samy, sulfate-free


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You see, one of the benefits of Dolls was that he wouldn't be effected by something like this. They need to get themselves a new Dolls. Welcome to the Wynonna Earp season 3 episode 5 "Jolene" spoilerific reaction thread, where you can share your thoughts on the show as it plays out or after it's done.
If you have any reviews you want to share, post them done in the comments and I'll throw them up here.
Question of the Night:
What do you think evil Lauren's character is going to be?
Get Peacemaker ready, because these spoiler revenents are tough!!!


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Our super cosy unisex sheepskin slippers are made from genuine sheepskin for the ultimate in softness! The slip on style allows for ease of wear and provides a unisex design that can be enjoyed by both men and women! Why not treat yourself and your partner this winter?!
- Unisex style - designed for both men and women
- 100% Sheepskin
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- Soft, brushed exterior
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- Please note we recommend choosing a size up than normal due to the fluffy inside!
- Handcrafted
- Care instructions: Hand wash in warm soapy water, allow to air dry in a warm room
Please Note: Our warehouse only sends goods out Monday-Friday, so orders placed after 1pm on Friday afternoon and on Saturday and Sunday will be despatched Monday.
UK Royal Mail Standard Delivery (£4.99) (arrives 2-4 working days)
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All orders over £200 will be upgraded to Next Working Day Delivery. However orders must be placed before 1pm weekdays to be received next working day.
All our orders have a tracking number which will be emailed to you when the order is despatched.
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If, for whatever reason, you're not tripping over yourself to get down to the beach with your new purchase(s), we are more than happy to offer you a full refund on all goods returned to us in resalable condition within 14 days of purchase. Therefore, please try your sandals on a carpeted surface until you are sure that they are destined for your wardrobe.
Regrettably, we do not offer free returns. Consequently any delivery and postage charges are non-refundable unless your order is incorrect or faulty. Please get in touch if this is the case. For your peace of mind please make sure you ask for a stamped 'Certificate of Posting' to keep as a receipt, as we cannot take responsibility for items that for whatever reason fail to reach Aspiga HQ.
Please send back to:
Aspiga C/O Torque
Wortley Moor Road


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Thanks to everyone who has renewed their membership or become a new member of KFAI! If you haven't done so yet it's not too late — join now by calling 612.375.9030 or join online at www.kfai.org. Today'sAfrican Rhythms is online: http://ow.ly/KRiER — two hours of music and reasons to get involved with Brad, Salif, Charlie, Paul and Deborah. KFAI – 90.3 FM Minneapolis – 106.7 FM St. Paul
Archive for March, 2015
African Rhythms, KFAI 03/26/15: Membership Drive week 2March 26, 2015
African Rhythms, KFAI 03/19/15: Membership DriveMarch 19, 2015
Support independent radio and KFAI by becoming a member (or renewing your membership) today! Call 612.375.9030 or join online at www.kfai.org. The latest African Rhythms is online and you can listen to it now: http://ow.ly/KyS7Q — lots of great music plus testimonials from Brad, Jojo, Fanaka, Jumundeh, Deborah, General Moses and Charlie. KFAI – 90.3 FM Minneapolis – 106.7 FM St. Paul
African Rhythms, KFAI 03/12/15March 12, 2015
From the beautiful Palm Wine sounds of S.E. Rogie (Sierra Leone) to South African punk rock (National Wake) and much in between, African Rhythms has you covered! Listen now: http://ow.ly/KgH63 powered by KFAI – 90.3 FM Minneapolis – 106.7 FM St. Paul
African Rhythms, KFAI 03/05/15March 5, 2015
New music from Songhoy Blues, Mbongwana Star and Sauti Sol plus timeless classics by Rokia Traore, Vusi Mahlasela and Remmy Ongala — plus much more — on today's African Rhythms: http://ow.ly/JZC8m via KFAI – 90.3 FM Minneapolis – 106.7 FM St. Paul.


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Who has not heard of bag brand FREITAG? You know, those very recognisable water-repellent upcycle design bags made out of used truck tarps [a very durable and tough fabric used to keep cargo dry during transport], discarded bicycle inner tubes, and car seat belts in Switzerland. And yes they haven't been featured yet on upcycleDZINE. I think that's because I took those bags for granted being produced for 24 years. But they are the original ones and many brands have copied these bags and started making them with these distinctive graphic prints.
FREITAG, founded in 1993 by brothers Daniel and Markus Freitag, currently offers over seventy products ranging from all kinds of multifunctional bags to accessories. One product has always been at the top of their wish list and that's a spacious, rolling travel bag.
Deflate your travel bag for easy storage
Problem was that if you would use bigger pieces of truck tarps and a frame to construct such a big travel bag, it would become to heavy. And now they think they have found the answer. The bag is called ZIPPELIN and it's the world's first inflatable travel bag. Great thing about this design is that it's spacious when you need it and compact for easy storage.
The concept used for creating ZIPPELIN is unique and quite simple. Like a typical FREITAG bag it's constructed of discarded truck tarps and seatbelt straps. And here comes the clever part, they left the frame out and amazingly enough the pressurized air provides ample support without the weight. A standard bicycle inner tube is sewn into the bag together with an axel and a pocket that can be used to store the wheels. They used commercially available parts for the wheels, making them easy to replace.
The solution was inspired by their favourite method of transport. The inner tube can be inflated and changed quickly and easily via the zipped compartment. When you are ready to pack for your trip unroll ZIPPELIN and inflate it with your usual bike pump to 30 PSI/2 bar. The bag, if needed, can be carried over the shoulder. At check-in remove the wheels, put them in the special pocket and once you land re-attach the wheels without tools. To repair or replace the inner tube, just remove it from an easily accessible zipped-up compartment. One of the best features of this 85-liter bag is when it's rolled up, the ZIPPELIN will take up very little space.
"Each bag is a recycled individual product (R.I.P.), and our truck tarps are perfectly suited to create water-repellent, robust bags that –we are proud to say– could never be mistaken for anyone else's at baggage claim."
You may wonder if the air pressure will last long enough? Well after some extensive testing FREITAG assures you that the air pressure will easily last until the end of your usual holiday. Even for a longer periode as is the case with a regular bicycle. And for those of you wondering if you need to deflate ZIPPELIN when taking a plane? "No, you don't need to deflate the ZIPPELIN at any point of your journey. In modern commercial aircraft, the air pressure in the cargo hold is virtually the same as the pressure in the passenger cabin – approx. 75% of the air pressure at sea level. In other words, the difference in air pressure between the inflated bicycle inner tube and the air in the cargo hold at cruising altitude will increase by about 0.25 bar in camparison to sea level. Our internal tests and several flights have indicated that our design can withstand a much higher pressure than the additional 0.25 bar, so it is not a problem."
Photos & video © FREITAG
During my search for interesting upcycle design ideas I stumbled upon these bags on Kickstarter where they had a campaign to see if ZIPPELIN would be something people would like. No question about that because one day after the campaign was launched it had already exceeded its $120,000 funding goal.
Of course this bag isn't for everyone. If you want a hard shell suitcase or love to travel with less luggage, than this isn't for you. But for anyone else looking for a multifunctional, lightweight and a truly one-of-a-kind bag, ZIPPELIN might be a solution. And no two ZIPPELINs are the same, so it easily stands out anywhere.


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Because hundreds of thousands of business communicators worldwide engage in activities that affect the lives of millions of people, and because this power carries with it significant social responsibilities, the International Association of Business Communicators developed the Code of Ethics for Professional Communicators.
The Code is based on three different yet interrelated principles of professional communication that apply throughout the world.
These principles assume that just societies are governed by a profound respect for human rights and the rule of law; that ethics, the criteria for determining what is right and wrong, can be agreed upon by members of an organization; and, that understanding matters of taste requires sensitivity to cultural norms.
These principles are essential:
- Professional communication is legal.
- Professional communication is ethical.
- Professional communication is in good taste.
Recognising these principles, members of IABC will:
- engage in communication that is not only legal but also ethical and sensitive to cultural values and beliefs;
- engage in truthful, accurate and fair communication that facilitates respect and mutual understanding; and,
- adhere to the following articles of the IABC Code of Ethics for Professional Communicators.
Because conditions in the world are constantly changing, members of IABC will work to improve their individual competence and to increase the body of knowledge in the field with research and education.


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After weeks of intense speculation and animosity following the release of a provisional 2011 ILMC schedule (namely over the omission of Petit Le Mans), the ACO yesterday released an updated calendar for the 2011 running of the Intercontinental Cup.
Despite prior speculation suggesting otherwise, the updated calendar sees the approval of both Sebring and Petit Le Mans as part of the North American arm of the cup.
The move comes as a relief to many North American fans, after recent rumours suggested the famed Petit Le Mans event would be replaced by a South American round. The event, which is now displayed on the updated calendar, has been reinstated at it's usual date on the first weekend of October.
In addition to the already confirmed European events at Spa, Le Mans, and Silverstone, the second rendition of the cup will feature an Italian round (LMS Round 3) hosted at the Imola GP circuit and, despite the unfortunate omission of a Japanese round for a second time, China will continue to host the final and, so far only Asian Le Mans series event of the ILMC at a yet to be determined venue.
ILMC General Manager, Frédéric Henry-Biabaud issued the following statement in relation to the announcement:
"We're convinced that this calendar is going to enhance the values of endurance through a technological, responsible and sporting approach towards racing that will give endurance the place it deserves.
For its first full season, this programme meets the expectations of spectators, manufacturers, teams and partners with seven events on some of the most legendary motor racing circuits in strategic economic markets."
The second running of the cup will feature an altered race format for otherwise distance based events. With priority now placed on timing, ILMC races will now run for a minimum of six hours. As opposed to the combination of distance/timed (i.e. 1000km/six hours) used in the past.
The updated 2011 ILMC schedule can be seen in current form below:
- Sebring 12 Hours (Florida USA) March 19, 2011.
- Spa-Francorchamps 6 Hours (BEL) May 8, 2011.
- Le Mans 24 Hours (FRA), June 11/12, 2011.
- Imola 6 Hours (ITA) July 3, 2011.
- Silverstone 6 Hours (GBR) September 11, 2011.
- Petit Le Mans (Road Atlanta, Georgia, USA) October 1, 2011.
- TBA 6-Hours race (China) November 12, 2011.


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Art of Exotic Dancing: Ultimate Striptease
- (Colorized)
- Format: DVD
- Rated: NR
- Release Date: 8/19/2008
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If you dream of becoming a professional dancer, want to tone and shape your body, or just want to spice up your love life, the Ultimate Striptease 3 DVD set is the definitive way to achieve your goals. Created and hosted by Fawnia Mondey, Canada's award-winning exotic dancer, the Ultimate Striptease 3 DVD Set provides you with all of the step-by-step instruction you'll need to spice up your performance and enhance your love life! These DVDs will provide the exotic dancer with the ability to give everyone the dance they came for and provide all others with the secrets to treating your lover right and seduce them over and over again!


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Colon cleansers are gaining popularity these days for two reasons. First, people are becomingly increasingly aware of colon cancer which prompts them to take care of their digestive system. Second, the "body cleanse to lose weight" marketing strategy has given consumers a reason to visit the nearest drug store and ask about cleansing pills.
If your interest is piqued but you are not fully convinced of the significance of cleaning your colon, then think of your body as a house with an unknown roof leak. At first, the damage is unnoticeable and irrelevant. Eventually, a tiny leak can lead to the appearance of fungi and rotting of wood which will give your home a nasty smell.
In this article, you will know what colon cleansers are along with its benefits. Moreover, you will know what to look for when buying natural colon cleanse pills and what you will experience as you go through the cleansing process.
Try the BioCleanse 2700 colon cleanse system for free!
Colon Cleansers
Colon cleansers have been around for longer than you think. Back then, people took notice of their colon's health because they understood that the organ is responsible for nutrient absorption. If the colon is blocked, the body will not be able to properly absorb the nutrients it needs to function.
Waste, toxins, and bad bacteria are the primary suspects in blocking the colon and reducing its capabilities to take up nutrients. There are cases where people's colons have retained 12 pounds of bodily wastes full of bad bacteria and toxins. To get your organic machine working at the highest level, colon cleanse pills may be used.
Natural colon cleanse pills provide a gentle colon cleanse, helping you eliminate waste that may be clogging your system. Once the toxins are flushed out from your body, the colon will efficiently function again.
Benefits of Colon Cleansing
Natural cleanse pills are in demand because many people believe that it will help them lose weight. Some have even claimed that colon cleansing is the best detox for weight loss. However, there is a misconception on how the detox pill works.
Consumers think that the best colon cleanse pills in the market will burn and remove excess fat from their system, leading to weight loss. That is not true because weight loss is not the chief benefit of colon cleansing.
People ingesting pills for the best whole body cleanse will lose weight because of the elimination of excess pounds that have accumulated on their colon over the years. When the colon is working at a high level once more, users will feel revitalized, giving them the energy to exercise and eat healthy. In a nutshell, colon cleansers will jumpstart your system by flushing out toxins and bad bacteria so that you can have the energy to live a healthier lifestyle.
Information to Look for When Buying Colon Cleansers
After hearing about colon cleansing, people usually ask what is the best cleanse or what is the best cleansing product that will help them achieve their fitness goals. With the number of cleansers out there, asking questions is a step in the right direction.
When you pick up a cleanser and it claims to be the "best colon cleanse product in the market," you know very well that you cannot take the manufacturer's word as gospel. If the package is more focused on weight loss than keeping your colon healthy, then it is a clear sign to put the product back on the shelf. Keep in mind, weight loss is just a by-product of giving your colon a nice clean up.
While browsing through different cleansing products, look for these lines or something similar:
Extracts that help eliminate heavy metals and toxins
Aids the immune system to keep you from getting sick
Contains probiotics to keep the colon healthy
Boosts Energy
Helps in the digestion of food
Breaks down waste
Promotes natural bowel movement
Eliminates bloating
A legitimate colon cleanser will also provide you with advice on which foods to eat while cleansing and which foods to eat after cleansing. Moreover, look for products that have natural ingredients. Cleansers that are made up of artificial ingredients may cause further blockage to your colon.
To further aid you in the making a decision, you can search the internet for product testimonies. People who have had a positive experience with a certain cleanser will not hesitate to share their experience. More importantly, you will also read about users who have had an awful experience while using the product.
Professional guidance may be the deciding factor. Ask your doctor take a look at the product and examine the ingredients. With training and medical background, your physician is more than qualified to provide professional opinion on your chosen cleanser.
Colon Cleansing Experience
In the first few days, it is expected that a person will be visiting the bathroom frequently. This may be a cause of concern but do not worry because the frequency of bowel movement will eventually stabilize. When your body has adjusted, you will need to excuse yourself up to three times a day or every after meal.
While going through the process, be sure to drink lots of water to avoid dehydration. Moreover, water is important as it facilitates the cleansing process. Without sufficient water, the intestinal tract may not be able to properly synthesize food which could reduce your colon's ability to absorb nutrients.
Water is also important to keep you from getting constipated. Therefore, hydration is very important if you want to exploit the full benefits of colon cleansing.
The popularity of colon cleansers is partly due to an increased awareness of colon cancer and partly due to the craze that cleansers will help users reduce weight. However, weight loss is just the side-effect of the healing that comes with cleansing. Aside from flushing out toxins and bad bacteria, colon cleansers promote better nutrient absorption and boost energy levels.
There are many cleansing products available in the market so looking for packaging cues is important if you want to buy the product that is right for you. As you go through the cleansing process, expect frequent visits to the bathroom.
For a purifying and rigorous cleanse using only natural ingredients, try BioCleanse 2700. Feel free to follow the link for a free trial.


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My name is Lee Rotbart, my boyfriend's name is Daniel Strickland. We're far from Basil and Sybil Fawlty but we are currently attempting to purchase a guesthouse or B&B in South Cornwall. No, we're not retiring, merely trying to do something which gives us job satisfaction and a great quality of life.
Bored with waiting for an interesting job to come up which gets us out the rat race, we've taken it into our own hands. Living somewhere that resembles a picture postcard seems like a dream come true as I stare out the window at the Soho back alley my office overlooks. However, I suspect it won't all be fantasy and long walks along the beach, that somewhere along the way it might be bloomin' hard work.
This blog charts our journey, maybe you'll think we're nuts, maybe you'll envy us… maybe you'll come and stay.


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Blog: Life's Little Jems
Girl Behind the Blog: Jessica Marx
Occupation: Interior Designer, J. Marx Atelier
Where are you from and where do you currently reside? I was born in Montreal, Canada and moved to Los Angeles, CA when I was just a baby. I've been here ever since except for a brief study abroad in Lake Como, Italy during college. But I'm definitely an LA girl!
What can Everygirls expect to find when they visit your blog?
There are so many beautiful things that influence my designs; it can be hard to keep track of them all. A few years ago I decided to start Life's Little Jems to keep a journal of all those little gems I stumbled upon on a daily basis. I love sharing everything from cool design to pretty photography and fabulous fashion to tasty food… basically anything that moves me and gets my creativity going.
What are your 3 favorite blog posts that you have ever written?
For me blogging is more about the visual and less about the writing. The images have to feel like an explosion of inspiration. Personally, I love grouping unexpected things together and creating collections or pairings.
1. When my husband and I went on a recent trip to Europe I did some city collection round-ups for each city we visited. On Holiday: Rome has to be my all time favorite post.
2. Color pairings are super fun to create… this Watermelon Fun was perfect for summer.
3. I love this photo paring I did of some interior and food shots that I called, Interiors + Food = Love
What influences and inspires you in your blogging?
I am constantly inspired by little moments whether it be the pattern on the sole of a shoe that I spot while I'm out shopping, or a lovely color combination I see in nature. I try and take these visual snap shots and expand on them to create color collections or round ups. Sometimes I'm simply compelled to share the new product I've stumbled upon or a new well-designed space. I always try and stay true to what I love and what excites me.
What kind of camera do you use?
My husband just bought me a Canon Rebel T3i for Hanukkah, which I adore. It's super easy to use and the images always look amazing, but I have to admit I don't always like taking it with me. It's perfect as a beginner "fancy" camera, BUT I never leave home without my point and shoot Canon Powershot. It's a little easier to stuff in my purse and snap a photo of that perfect chair, pair of shoes, or gorgeous building detail. I have to say that my favorite camera however, is my Fujifilm Instax Mini. We bought this little gem for our trip to Europe last year and I love the instant gratification of a developed photo.
What advice do you have for Everygirls who are looking to start a lifestyle blog?
I really try and remain positive on my blog and share products and designs that I love and stand behind. I personally don't waste my time giving attention to things that aren't 100% me. I really believe that it's important to have a clear voice and design direction. A reader will keep coming back if they trust your taste. I also think that it's very important that everything looks aesthetically pleasing, no one wants to follow a messy blog with blurry images. A little time, patience, and a good eye can make a blog simple and chic.
Do you have a favorite place you've visited that you draw inspiration from?
Growing up in a world of fashion and design I was trained at a young age to draw inspiration from anything and everything. But I have to say Paris in general makes it easy to be inspired. Every inch of every space is so spectacular and well thought out it really helps to remind me that good design is in the details.


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I was trying to catch up on my reading this weekend and spent a lot of time on magazines that I have sitting around. I have converted most to the digital format, because they tend not to stalk me by phone if I have the digital version of the publication, and second, it's a lot easier to clean out my inbox than it is to carry a stack of magazines outside. It gets heavy after a while.
As I was reading, I noticed how doom and gloom the predictions of global warming are getting. Apparently we will have no land left in 10 years and we should all learn how to swim. Or how the Bush administration caved in to extremist environmentalist and froze solar power research because we might ruin the environment by stepping on the grass. Of course there are a million people out there with their own ideas as to how to fix the global warming issue and their idea is the only idea as far as they are concerned. But the more I look into this, the more I realize, those most invested in the global warming problem are the least among us to be listening to. Here's how I came to this conclusion.
Look around the world, you will notice something in common, countries that pay the most attention to the environment have two things in common, citizens are free and they are wealthy. Poor countries are more focused on basic needs, the environment is not on that list of needs. China is not a free nation, so it doesn't focus on the environment (yes they claim to care but really go and look, that is if your eyes don't burn from the pollution in the air).
A lot of the people invested in global warming want the government to control things, tell everyone what to do, but history has shown that the real way to help the environment is to help people become wealthy, then they have the money to be worried about the environment. Take the current situation, 10 years ago when gas was around $1 a gallon, many people were against off shore drilling and anwar. Now, the majority of people are for it. Why? Simple economics, when you have to spend $4 a gallon, that adds up fast and that leaves little for other things, so many Americans are focused on basic needs, not the environment because they do not feel wealthy anymore.
Capitalism is best for the environment, not socialism, not communism, but capitalism. Look at China, it is a communist nation, and the worlds largest polluter. Socialist countries are not much different, it is when people are free to make money and enjoy money that they can afford to be concerned about the environment. So things like wage depressions through outsourcing, H1-B visa abuse and illegal immigration are all actually bad for the environment. When wages are held down, people make less and are therefore, more concerned about basic needs than the environment.
When I say capitalism is the answer I don't mean the Bush style of the rich get richer, I mean everyone has to! It is nice that the rich can afford nice things but the vast majority needs to be able to. Then we have to replicate this to other nations as well. When people are wealthy, they can afford to be concerned and when incentives are in place to put in the effort to find new ways of doing business that are cleaner, then we have a winning formula. This idea that some how the government is going to get us to be green is just nonsense. People, not governments, change the world.


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For only the third time in the 45 years since the inception of the Iditarod race, there is too little snow in Anchorage to start the race. So lucky for me, this year they started in Fairbanks, and I got to see the action up close. You can visit my channel to see video footage of some of the mushers at the start and right before they get to the start. Here is real video of mushers at the start in 2017. One of my favorite bits was seeing the dogs as their excitement builds right before they hit the starting line. My most favorite moment can be seen below as 4 time winner and reigning champ Dallas Seavey spent his two minutes right before his starting bell by taking a moment with each of his dogs. He got back on his sled with just 5 seconds to spare. I didn't watch all the mushers in their final pre-moments, but this one was pretty great.
It was really fun to see how differently the mushers choose to arrange their sleds and prepare.
Lots of people come out to cheer on the mushers, not just here at the start but out on the rivers and at towns all along the route.
My first vantage point was at this picture above. I was right at their first downhill turn where they can start to pick up speed. Mushers need to be careful controlling their sleds so they don't tip or run into the crowds of people.
After watching the first mushers head out, I walked closer to the official start point, where mushers hug their loved ones before heading out on a long and dangerous adventure.
The dogs are so excited to get running
and we all LOve Alaska!
It's fun to see everyone come out and support the efforts of these mushers who love their dogs and carry on the spirit of the first great race, where lives were saved.