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We realise that we have been a bit more quiet lately, so we thought it was high time for a brief update on what is happening around 3EALITY. It has been over a month ago now since we released the game and we are so happy with how well it has been received. From the UK to Russia and from Thailand to Spain, we suddenly saw 3EALITY popping up on websites everywhere! Articles on Pocketgamer and TouchArcade, among others, gave us lots of valuable feedback and the past couple of weeks have seen a lot of hard work on our first major update for the game. We wanted to give you a quick overview of some of the gameplay improvements and new features that you can expect, so let's start!
A 'De Ja Vu' Bar – Revive Meta's alters!
We knew that this was something we wanted to introduce into the game soon after releasing it, and we are so happy to announce that it's finally coming! As Harry (very correctly) puts it in his review of 3EALITY, having to keep an eye on 3 different screens is "stressful fun", but the game might lose this element of excitement when you are down to one screen. We thought long and hard about how we could ensure that the game doesn't lose its stressful excitement and came up with a "De Ja Vu" bar. When Meta has collected enough energy to fill up the power bar below, she is able to revive her alters and bring them back into the game. No more getting high scores by just keeping one alive for as long as you can, so start working on those multitasking skills!
Save alters when you keep everyone on your screen alive!
As her alters are key in opposing against and distracting Intellegion, you will now be able to track how many of them you have been able to save across all the different realities. We wanted to create something that kept things a little more interesting for those who are able to keep everyone alive – those multitasking pros – so you can only see this when all 3 of the alters on your screen are still in the game. It's a bit difficult to explain, but don't worry, you'll be able to see soon enough!
Other gameplay improvements
Besides these two major new features, our previous update has already introduced some minor gameplay improvements that we think make the game a lot easier to play. A new warning system now flashes in bright pink when an enemy or obstacle is about to appear, while a power-up meter lets you track when a power-up (shock, shield, or anti-gravity) will run out.
Our new update for 3EALITY is NOW LIVE! We hope that the new features and gameplay improvements will make you enjoy the game even more, but if there is anything else that you would like to see or you think would improve the game, then be sure to let us know!
Until next time,
The Handprint Games team


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HOME: The WebSite you have arrived at is: www.usarplus.com
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GET our new CERTIFIED Service Animal cards. These cards will show any business owner that you have taken the necessary steps to have your animal certified. We also carry CERTIFIED Therapy Animal cards.
To obtain your "Certified - Verified" Service Animal ID cards, Click on the "REGISTER NOW" button, just above here,
and when you are filling out the forms, check the box next to "CERTIFIED".
Lets define the difference between "Registered" vs "Certified" certification.
To Verify if a Service Animal/Therapy Animal is REGISTERED on this site Click Here
Please refer to our "Security Policies" by Clicking here. This page will let
you read how private we consider your information. We do not retain your Credit Card information, and never
give your information to any organization - either internal or external. Please read our discussion
regarding our effort to keep your infomation completely private. We also carry the "Go-DADDY" Seal
of Security, as well as WebTrust@ website or the Truste@ website.
We stand behind our products, and if we make a mistake on your order we will reship replacements. However, it is important that you review your order carefully yourself to ensure that you didn't make any spelling or date mistakes as we cannot provide refunds for your ID cards once they are made and shipped.
We follow the Return and Reprint policies as stated by Amazon. We will reship your order, if you don't receive it, within the first 90 (ninety) days. After the 90 day period has expired, there will be a $25.00 reprint fee. All of our orders are shipped with USPS tracking, and that tracking number is emailed to you when your package is shipped. If you do not notify us within 90 days that you have not received your package, then the reprint fee may apply. We cannot be responsible for any package shipped over 1 year.
Refunds will only be honored in the first 72 hours (3 Business days/hours) of the order process date and time. After 72 hours, we will issue a "store credit" only. Due to our financial institution limitations, we are not allow to refund money after a three day period.
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Your IP address is: 184.108.40.206!!!

subset: commoncrawl


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6. The Most Important Thing Is Recognizing Risk
The received wisdom is that risk increases in the recessions and falls in booms. In contrast, it may be more helpful to think of risk as increasing during upswings, as financial imbalances build up, and materializing in recessions.
Recognizing risk often starts from understanding the risk as previously explained in Part I. When people are not afraid of risk they will have a tendency to accept that risk without adequately being compensated. When there is a lack of fear or skepticism, investors may purchase investments at high P/E multiples, EBITDA rates, cap rates or narrowing spreads, depending on the asset class.
When risk is viewed as gone it may be in itself a dangerous source of risk and a major contributor to bubbles we have experienced in the past. As Howard Marks views it and how I myself have come to view it, The degree of risk present in the market derives from the behavior of the participants, not from the securities, strategies, and institutions. Regardless of whats designed into market structures, risk will be low if investors behave prudently.
Relating to prudency Warren Buffett has a famous quote most will have heard previously: The less prudence with which others conduct their affairs, the greater the prudence with which we should conduct our own affairs.
Buffett is talking about the risk that participants are willing to undertake at given points in the investment cycle. A healthy and safe financial system should be built on skepticism, risk aversion, worry, distrust, agnostic views and awareness of participants' attitudes, as it would help reduce the risk participants may be willing to take.
As an influx of demand of increasingly risky assets commences, rates or returns are naturally driven down by price being bid up. Returns are finite and prices paid now may be borrowing from the future as the company grows into the multiples it was assigned by eager investors. When viewing a capital markets line with various asset classes from (perceived to be) less risky, to most risky participants may be pushed to higher returns or "reaching for yield" and thus higher risk.
Money Market Funds, five-to-ten year treasuries, corporates, large cap equities, high yield or junk bonds, small cap equities, real estate, buyouts and venture capital are based on interest rates or the risk free rate of return in which an investor can earn. As rates are suppressed investors move up the capital markets line to obtain the same expected rate of return with higher risk thus lowering risk premiums. It is not about predicting the future risks but being aware of what is going on in the present. The market is responsive to investor behavior, actions and attitudes. It is not a market in which we operate but a market in which operates because of us. The ultimate irony lies in the fact that the reward for taking incremental risk shrinks as more people move to take it, Marks says.
When lender reticence is on the rise, this may be the time in which the bargains are found. Credit cycles tend to follow economic cycles: reluctance to lend followed by gradual increases of lending followed by competitive lending and relaxed terms, and finally ending with tightening and reluctance to lend. When everyone believes something is risky, the reluctance usually ends up pushing prices to where there is almost no risk, as all positive outlook(s) have been beaten out of the price and there are relatively no or very few willing buyers.
As Buffett famously said, It's only when the tide goes out that you find out whos been swimming naked. Marks added, Pollyannas take note: The tide cannot come in forever.[/b]
[b]7. The Most Important Thing Is Controlling Risk
Loss and risk are two completely different things and as Marks puts it, losses generally only occur when risk collides with negative events, using the parable below for illustration purposes.
Germs cause illness, but germs themselves are not illness. We might say illness is what results when germs take hold. Homes in California may or may not have construction flaws that would make them vulnerable to collapse during earthquakes. We only find out when earthquakes occur, Marks says.
Skillful risk control is what separates superior long-lasting investors from the rest. Being protected from once-in-a-generation events may be the limit of how far one can see or adequately control risk due to all kinds of risk associated with investing. One of these is counter-party risk or the risk of not being paid what is rightfully yours due to liquidity constraints in bleak times.
Below are two charts depicting how an investor can add value above and beyond indexing through one of two ways. The first being by additional returns that is easily quantifiable, black or white, and the second being lowered risk, not easily quantifiable or even noticeable in positive times. It is only in negative times that absolute returns and limited risk taking goes noticed and congratulated. By removing yourself completely from risk, positive real rates of return cannot be achieved in the present environment of central bank easing. Normally 3% to 6% in Treasuries may suffice but I am sure no professional investor is in the business for 3% to 6%, or as Will Rogers said, Youve got to go out on a limb sometimes because that is where the fruit is.
Knowing what you dont know is a very important concept when dealing with risk: The more you are aware of what A) you dont know and B) you cant control, the more acceptable the risk levels will be when choosing investments.
(Chart 1 from The Most Important Thing by Howard Marks)
(Chart 2 from The Most Important Thing by Howard Marks)
8. The Most Important Thing Is Being Attentive to Cycles
Rule No. 1: Most things will prove to be cyclical.
Rule No. 2: Some of the greatest opportunities for gain and loss come when other people forget rule one.
A famous saying most people have probably heard is, Trees do not grow to the sky, or, things cannot go on forever. What comes up must go down, and many other similar metaphors, are used universally. One of the most dangerous things an investor can do is extrapolate trends into the future while not being attentive of business, investment or credit cycles. Believing good performance will continue and bad events won't end, it may be difficult to judge exactly where we are in a cycle.
Through experience and education one may be able to draw similarities between past and present behavior and attitudes, thus be attentive to the present. The worst loans are made at the best of times when the economy is in optimistic growth mode, or as Marks says, In Field of Dreams Kevin Costner was told, 'If you build it they will come.' In the Financial world, if you offer cheap money, they will borrow, build and buy often without discipline, and with very negative consequences.
Most forecasts and predictions are completely wrong, as proven throughout history by simply searching through old newspaper articles, viewing previous events before hand and viewing the articles after the event. An example of this may be the outlook in 1929, 1999 or 2006 to 2007 (personal favorites) with most participants naively carrying on like business as usual. It is understanding the process of the cycles and how they are created and how they are subdued that is important, not forecasting what will happen six months or one year from now.
[i]Cycles always prevail eventually. Howard Marks [/b]
[b]9. The Most Important Thing Is Awareness of the Pendulum
Investment markets follow a pendulum-like swing: between euphoria and depression, between celebrating positive developments and obsessing over negatives, and thus between overpriced and underpriced, Marks says.
Using the analogy of the pendulum with fear and greed at each end, hypothetically the average should be the middle or where the pendulum would spend the most time. This unfortunately is not the case, as most of the time the pendulum is moving away from each end (fear or greed) and towards the other opposite. As it resides at one extreme, energy is built up and then released like a spring towards the other extreme, moving quicker towards the other extreme then when it had approached. Those who understand this behavior of the pendulum may benefit enormously. As Marks' partner, Sheldon Stone, likes to say, The air goes out of the balloon much faster than it went it.
The things we dont know about the pendulum, much like a business cycle are: how far the pendulum will swing in its arc, what might cause the swing to stop and turn back, when the reversal will occur or how far it will swing in the opposite direction. [/b]
[b] 10. The Most Important Thing Is Combating Negative Influences
The desire for more, the fear of missing out, the tendency to compare against others, the influence of the crowd and the dream of the sure thing these factors are near universal. Thus they have a profound collective impact on most investors and most markets. The result is mistakes, and those mistakes are frequent, wide-spread, and reoccurring," Marks says.
Marks talks about six emotions that undermine the investment process: greed, fear, dismissal of logic, conformation to the view of the herd rather than resistance, ego and finally, envy.
47 Cognitive Biases Investors May Be Able To Exploit.
There are various cognitive biases that also influence and undermine the investment process that investors may be able to exploit, or at the very least, to be aware of the handicap they present. The emotions and biases may be studied, but there is no guarantee investors will thwart them. Oaktree uses the following arsenal of weapons when combating negative influences.
a) A strongly held sense of intrinsic value.
b) Insistence on acting as you should when prices diverge from value.
c) Enough conversance with past cycles gained at first from reading and talking to veteran investors, and later through experience to know that market excesses are ultimately punished, not rewarded.
d) A thorough understanding of the insidious effect of psychology on the investing process at market extremes.
e) A promise to remember that when things seem too good to be true, they usually are.
f) Willingness to look wrong while the market goes from mis-valued to more mis-valued.
g) Like-minded friends and colleagues from whom to gain support.
Hopefully the wisdom of Oaktree's Howard Marks will help you immensely, as it has me. His ideas of risk are tightly correlated with those of Nassim Taleb and his three books, "Fooled by Randomness," "Black Swan" and "AntiFragile." Keep on alert for both part III and part IIII of the series of articles and in the mean time, I recommend reading the memos below.
The 20 Most Important Things Proposed By Howard Marks (Part III Of IV).
Further Reading from Howard Marks:
1) Risk and Return Today
2) So Much Thats False and Nutty
3) You Cant Predict You Can Prepare
4) The Happy Medium
About the author:
"When you find yourself on the side of the majority, it is time to pause and reflect." - Mark Twain


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* Listed in alphabetical order
Fujitsu Technology Solutions GmbH
Tel: +998 (71) 140-41-07
Fax: +998 (71) 140-41-08
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Tashkent 100000
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|Fujitsu Technology Solutions offers a full range of infrastructure products, solutions and services, including:
Hardware products ranging from servers, PCs, notebooks to workstations, thin clients, tablet PCs and monitors.
Solutions for dynamic infrastructure environments.
Infrastructure as a Service, a future model for delivering infrastructures that are provided on demand by Shared Infrastructure Centers.
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Broad Street Mall in Reading.
Powered by Instoremedia UK and installed by Inurface Media in UK.
Many studies show that shoppers arrive at outlets open to suggestion, and you have a short window to engage them. Take a brief look at this study by Ogilvy Action here as an example.
With this in mind, an engaging interactive Wayfinding screen is one of the best ways to let an undecided shopper know both what you sell, and where you are located within a geographical area.
This is why Broad Street Mall in Reading opted to utilise Wayfinders powered by Instoremedia and installed by our partners, Inurface Media.
Please leave us a few details, and we will be in touch with you shortly!
Or just contact us:
+46 8 518 00 860


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We are glad to have new people visiting every time. We are happier however, if you are here to stay. Please feel free to look around. We always make everything here the best stuff so you'd have something creative to bring with you when you think of starting your own project. Every material used in the projects here could be found within your household. Remember, not all that is pretty is expensive.
So what are you still waiting for? Go through your stuff now to set aside the materials you'll need for your very own scrapbook? Be sure to raid also your garages for stuff to be recycled. If your garage doors are as sturdy as mine, weather-stripped, insulated, and maintained by the best Tucson garage door repair company then you'll have more chances of good stuff coming your way!
"It was a hobby before it became anything else."
This is my usual response when asked how this blog came to be. This is the truth. However, the reason why I wanted it to become public is to help mothers like me cope with the everyday stress of life – by being creative. In addition to this, you are also provided a way to preserve your memories to look back to in the future.
Your kids would even love it because it is not simply a good 'ol boring photo album. Depending on your creativity, you could start a whole new family tradition. Admit it, it still puts a smile on your face when you think about the first movie date. Bumping to that movie ticket you kept as a memento brings back all the first feelings you've had to your husband. It makes you feel the same love all over again.
Why not let it become constant by putting it in a scrapbook? That way, you'd be able to preserve it the more. You'd be able to show how much you treasure it by putting it up to be seen by others. Also, you could put your feelings into words by including a short note with some little hearts to it made up of colored pens, art papers, or even felt papers for more aesthetics. Interesting, right?
The main goal of this site is to give you ideas in doing exactly this – scrapbooking. We teach you different ways in how to make moments more memorable. We make it possible to transform bits and pieces of papers, threads, beads, buttons, and other everyday materials into part of your most treasured memories. We also create a place where you could maximize your creative juices.
In Scrappincricut.org we also have a community where you could exchange design ideas with others. Learn how to make origami from the best people.
Doesn't want to lag behind and want to be always updated of the latest happenings? That is easy. Just sign up to our newsletter today. Watch out also for our weekly contest. We have many prizes from our sponsors that are up for grabs.
Sign up today for a chance to get a wonderful scrapbooking starter pack!


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Dance Dance Revolution
From Conservapedia
Dance Dance Revolution, or DDR, (ESRB rating: E) is a series of popular video games originating in Japan, and popular around the world. It started out as an arcade game and is commonly played in bars and nightclubs.
The series encourages gamers to hit buttons with their feet, in time with the directions on the screen, and rewards them with "points" and encouraging messages, such as the word "PERFECT!" The game features many songs for the players to dance to, including popular current or classic songs and songs created just for the game.
DDR is considered a good form of aerobic exercise, and represents a positive trend towards healthier video games.


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We thought it would be useful today to look into the future archives of the Augusta Golf Club and see what they ultimately thought of the Tiger Woods ruling in 2013
To: Condaleeza Rice, Chairman of Augusta National Golf Club
Date: April 5, 2023
- Tiger Woods' Penalty and Non-Disqualification of 2013
- 10th Anniversary Celebrration of The Great Ruling
- When Augusta Changed the Rules of Golf and the Course of World History?
Dear 'Leeza, (I have to admit I'm still getting used to the informality around here)
As former Secretary of State and Chairman of this wonderful club, I can understand why you are so interested in Augusta National's contribution to world peace since that historic moment in 2013. As requested I have prepared this short memorandum to summarize the ruling made by the Rules Committee in 2013 regarding Tiger Woods.
Of course we all know how Tiger ultimately did. It seems insignificant now knowing the domino effect of reasonableness that cascaded across the Middle East, Africa, North Korea and the rest of the world. Doesn't it feel like there has always been world peace?
Anyway, it seems so obvious but sometimes we forget what started it all. I know your background is political science so please forgive me as I use a little of my legal background to describe the events of April 11 and 12, 2013.
If you recall, David Feherty on the Masters.com online review show tried to lighten the mood with the comments, "this is not Roe v Wade, this is just a golf tournament." Actually, the decision of Rules Committee of The Masters was like Roe v. Wade of golf in terms of legal precedence.
Is the Masters Rules Committee really like the Supreme Court? Look at it this way:
Legislators: USGA
Law (police): the players themselves
Order (Courts): players at first, then
State/Federal Appeals courts: rules officials
Higher State/Federal Appeals courts: Rules Committee at USGA, R&A and PGA Tour events
Supreme Court: Masters Rules Committee
Not only that, the Supreme Court justices have robes and our Rules Committee have our green jackets.
It is important to understand the importance of the Masters in the world of golf to understand the significance of the ruling. Now, let's get to the ruling.
Let's break this down step by step.
This was the rule:
26-1. Relief For Ball In Water Hazard
It is a question of fact whether a ball that has not been found after having been struck toward a water hazard is in the hazard. In the absence of knowledge or virtual certainty that a ball struck toward a water hazard, but not found, is in the hazard, the player must proceed under Rule 27-1.
If a ball is found in a water hazard or if it is known or virtually certain that a ball that has not been found is in the water hazard (whether the ball lies in water or not), the player may under penalty of one stroke:
a. Proceed under the stroke and distance provision of Rule 27-1 by playing a ball as nearly as possible at the spot from which the original ball was last played (see Rule 20-5); or …
The question is whether the drop was "as nearly as possible at the spot from which the original ball was last played."
Before we get to whether he broke this rule, it would be useful to look at this from a criminal law standpoint just for our analysis. First some background.
In general, to break a law (i.e. commit a crime), you have to be guilty of intent to commit the crime and then actually commit the physical act of the crime. In other words, you need the guilty mind, known as the mens reas, and the guilty act, known as the actus reas. You have to have both to be guilty or else there is no crime.
If you really want to test your mens rea and actus reas skills, I recommend you check out the humorous Ronald Opus example. Or to avoid attempted murder, you can always check out a good example of mens rea expertise by Rodney "Quills" Dinkins at the World Series of Dice against Leonard Washington [if you're in a hurry, you can skip to the 4-minute mark to see this example of using the concept of mens rea to one's advantage].
First, let's clarify that intent, or actus reas, can be distinguished from whether you actually intended to break a rule or not. In other words, now knowing the rule is not a defense. Just because you thought the speed limit was 65 and had no intention of speeding does not get you out of the ticket in the 30 MPH school zone. In such a case, you are guilty of the mens rea (you intended to drive 65 MPH) and the actus reas (you pushed the gas pedal and made the car for 65 MPH). Granted, this is just a basic description because the whole scope and nuance of actus reas and mens rea could fill a library. The general concept of intent to do something versus actus reas is important because we can all agree that Tiger was not trying to break the rules or cheat in any way.
The Rules Committee first decided there was no rules violation for Tiger's drop and then decided there was after hearing his description in an interview with the media in which he indicated he intentionally dropped it a couple of yards back.
The Rule Committee must have made an error at some point. The mistake was one of the following:
- They made a mistake when they initially decided the drop was within the rules for no penalty; or
- They erred when actually assessing the penalty because they took Tiger's intent into account. Tiger revealed Friday night that he felt dropping 2 yards back from his original spot was an advantage.
The Rules Committee should have ignored Tiger's intent. Consider the extreme: let's say Tiger in his mind is so accurate, that he intentionally dropped the ball 8 inches instead of 4 inches from the divot mark, and it ended up 9 inches away. I think we would all agree that 9 inches falls within "as nearly as possible" in that situation … even if Tiger felt the getting an extra 5 inches that he considered an advantage. It's silly of course, his intent doesn't matter in that case.
In other words, once the committee determined the drop was fair, they are essentially determining no rule was broken (i.e. no crime because there was no actus reas). It doesn't matter what Tiger says afterwards. In other words, you can't be charged with murder for shooting Bernie (I'm sure you remember the classic 80's movie that kids these days just don't appreciate) in the head if he is already dead. Or to put in another way, if Elin had disguised herself as a Perkins waitress and was picked up by Tiger for the night, he would not have been committing adultery … even if that was his intention.
If the Rules Committee got it right in the first place, then Tiger should never have entertained the idea of withdrawing as suggested by the pundits but Tiger should have been angry that he was assessed even a 2 stroke penalty. Again, his intention to drop 2 yards back is not relevant if the physical location of the ball was originally found to be within the rule.
Of course it is possible the committee was wrong in its original decision that he did not break a rule and eventually got it right by assessing the 2 stroke penalty (regardless of Tiger's comments afterwards).
This in fact seems more likely the case. We can come to this conclusion by the reaction of all the players and former players both that called for Tiger to withdraw and those insisting he play. The general consensus was that 2 yards back is outside the range of players who make a drop under this rule.
Look at it this way: if you were to ask the top 100 players in the world if two yards back is outside the scope of rule 26-1a (especially when you know the exact spot of your last shot because of the divot), it is a good bet 98-100 would say that is too far. This seemed obvious in Sir Nick Faldo's interesting comments that he used to be concerned about the ball going back into the divot mark when he made drops under rule 26-1a. That said, it does seem possible Tiger thought a couple of yards is fine under this rule as his quote suggested. It is possible all players don't think the same way. However, most players on television appear to think that the drop was too far away (even though none thought Tiger intended to cheat or break a rule in any way).
Let's proceed with this assumption that technically, the drop Tiger made was in violation of 26-1. Whether he intended to break a rule of golf or not is not the point.
'Leeza, if you recall, this is when it really got interesting.
Tiger broke rule 26-1, albeit unintentionally. Remember, this is distinct from the intention of actually committing the act of dropping the ball about 2 yards back from his original spot, or the actus reas.
The next issue faced was whether the Rule Committee should have waived the standard rule that would have disqualified Tiger. This is the rule:
33-7. Disqualification Penalty; Committee Discretion
A penalty of disqualification may in exceptional individual cases be waived, modified or imposed if the Committee considers such action warranted.
Any penalty less than disqualification must not be waived or modified.
If a Committee considers that a player is guilty of a serious breach of etiquette, it may impose a penalty of disqualification under this Rule.
Obviously, this is extremely broadly worded. On the wording alone, the Rules Committee clearly has the authority to waive the disqualification if it determined this was an "exceptional individual case." From strictly a rules standpoint, was it?
Probably not.
Players have been signing incorrect scorecards for many years and getting disqualified. If you recall, our club had this problem with Roberto di Vincenzo in 1968 and he was disqualified with the lowest score of the Masters that year! Historically, before April 12, 2013, rules committees had not waived the signing of incorrect scorecards at our club or any club for this type of situation.
It should be noted that Rule 33-7 does not stand by itself. Likely because it is so broad, the rules also come with "Decisions" which set out the parameters and examples for the particular rules. In the case of signing an incorrect scorecard, there is a specific set of Decisions under 33-7/4.5, which provides the following [this is long and I summarize it below if you need to move along]:
Competitor Unaware of Penalty Returns Wrong Score; Whether Waiving or Modifying Disqualification Penalty Justified
Q. A competitor returns his score card. It later transpires that the score for one hole is lower than actually taken due to his failure to include a penalty stroke(s) which he did not know he had incurred. The error is discovered before the competition has closed.
Would the Committee be justified, under Rule 33-7, in waiving or modifying the penalty of disqualification prescribed in Rule 6-6d?
A. Generally, the disqualification prescribed by Rule 6-6d must not be waived or modified.
However, if the Committee is satisfied that the competitor could not reasonably have known or discovered the facts resulting in his breach of the Rules, it would be justified under Rule 33-7 in waiving the disqualification penalty prescribed by Rule 6-6d. The penalty stroke(s) associated with the breach would, however, be applied to the hole where the breach occurred.
For example, in the following scenarios, the Committee would be justified in waiving the disqualification penalty:
A competitor makes a short chip from the greenside rough. At the time, he and his fellow-competitors have no reason to suspect that the competitor has double-hit his ball in breach of Rule 14-4. After the competitor has signed and returned his score card, a close-up, super-slow-motion video replay reveals that the competitor struck his ball twice during the course of the stroke. In these circumstances, it would be appropriate for the Committee to waive the disqualification penalty and apply the one-stroke penalty under Rule 14-4 to the competitor's score at the hole in question.
After a competitor has signed and returned his score card, it becomes known, through the use of a high-definition video replay, that the competitor unknowingly touched a few grains of sand with his club at the top of his backswing on a wall of the bunker. The touching of the sand was so light that, at the time, it was reasonable for the competitor to have been unaware that he had breached Rule 13-4. It would be appropriate for the Committee to waive the disqualification penalty and apply the two-stroke penalty to the competitor's score at the hole in question.
A competitor moves his ball on the putting green with his finger in the act of removing his ball-marker. The competitor sees the ball move slightly forward but is certain that it has returned to the original spot, and he plays the ball as it lies. After the competitor signs and returns his score card, video footage is brought to the attention of the Committee that reveals that the ball did not precisely return to its original spot. When questioned by the Committee, the competitor cites the fact that the position of the logo on the ball appeared to be in exactly the same position as it was when he replaced the ball and this was the reason for him believing that the ball returned to the original spot. As it was reasonable in these circumstances for the competitor to have no doubt that the ball had returned to the original spot, and because the competitor could not himself have reasonably discovered otherwise prior to signing and returning his score card, it would be appropriate for the Committee to waive the disqualification penalty. The two-stroke penalty under Rule 20-3a for playing from a wrong place would, however, be applied to the competitor's score at the hole in question.
A Committee would not be justified under Rule 33-7 in waiving or modifying the disqualification penalty prescribed in Rule 6-6d if the competitor's failure to include the penalty stroke(s) was a result of either ignorance of the Rules or of facts that the competitor could have reasonably discovered prior to signing and returning his score card.
For example, in the following scenarios, the Committee would not be justified in waiving or modifying the disqualification penalty:
As a competitor's ball is in motion, he moves several loose impediments in the area in which the ball will likely come to rest. Unaware that this action is a breach of Rule 23-1, the competitor fails to include the two-stroke penalty in his score for the hole. As the competitor was aware of the facts that resulted in his breaching the Rules, he should be disqualified under Rule 6-6d for failing to include the two-stroke penalty under Rule 23-1.
A competitor's ball lies in a water hazard. In making his backswing for the stroke, the competitor is aware that his club touched a branch in the hazard. Not realising at the time that the branch was detached, the competitor did not include the two-stroke penalty for a breach of Rule 13-4 in his score for the hole. As the competitor could have reasonably determined the status of the branch prior to signing and returning his score card, the competitor should be disqualified under Rule 6-6d for failing to include the two-stroke penalty under Rule 13-4. (Revised)
It is important that this was a relatively new rule only a couple years old at the time.
What is obvious from these examples is that this Rule is intended for situations where it was virtually impossible for the player to know he had broken the rule at the time. Consider:
- The only three examples in which is ruled acceptable to waive the penalty is when the HD video footage discovers something the player had not way of knowing at the time. This seems like a logical rule.
- The two examples in which it is not justifiable to waive the rule is when the player did now know the rule or did not take reasonable care to determine he had actually broken the rule.
In comparison to these examples provided by the USGA as part of Rule 33-7, it is obvious they did not intend for it to be used in situations like Tiger's drop when they drafted the rule.
The determination that the drop was not "as nearly as as possible at the spot" of his prior shot could have been determined right away. It is clear that ignorance is not a defense. Just like speeding tickers, it doesn't matter that you didn't know the rule or your odometer was broken.
The Masters Rules Committee went beyond precedent and the original intention of Rule 33-7 in not disqualifying Tiger.
That does mean the Rules Committee was wrong.
Many agreed that many of the Rules (especially those that disqualify a player) were too harsh and not even within the spirit of sportsmanship and the game. We can be proud the Masters used its grand stage to make this point and set a new precedent for the rules of golf.
As we know, this reasonableness went beyond Magnolia Lane and the our little club. In the subsequent years, the world took lessons from how the rules of golf could be reasonable. And that is why we have world peace today.
Hope this helped 'Leeza and I look forward to the 10th Anniversary celebrations of the Ruling. I also look forward to our first round together.
Douglas Han (New Member)
P.S. I'm still doing my best to figure out the original pimento cheese sandwich recipe.
Douglas Han


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Add another one to the list of F2P MMOs:
Massively have spotted a statement on Seeking Alpha by the CEO of Perfect World, owner of Cryptic studios, that Star Trek Online will go free to play before the end of the year. Champions Online, Cryptic's other MMO, went free to play in January, so it comes as no surprise that its sister game has followed suit. CEO Kelvin Lau said that he felt the free to play model had 'bigger potential' in both the US and Chinese markets.
Sadly the statement contained no information Star Trek will follow Champions in using Steam's new free to play system or continue with its own payment model.


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The "fashion" industry has many interesting parts to it. Of course designing is one part, but there is also the need to learn about fabrics, the market, how to display & sell to the customer. Overseas trends, climate, costs of materials, competition, efficient ways of cutting fabrics, accessories & their design, jewellery, leather, shoes, etc. – all are covered under "fashion".
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We have previously placed Fashion candidates in Sydney, Melbourne, Brisbane, Gold Coast, Perth & Adelaide
The Fashion internships are voluntary/unpaid as the main benefit is to you through a meaningful learning experience, NOT on photocopying and making coffee. However, many host companies offer a stipend such as weekly transport costs. The internship will assist you in taking a big step towards your future career.
Our Fashion internship start dates are flexible. We have students starting internships almost every Monday of the year (except in December and the first week of January).
Yes. We can arrange internships to meet your graduation requirements. These commonly involve an assignment topic or thesis subject.
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Well, the first Theme Round is now up for viewing!
This fortnight's theme is 'Armour' and we had 57 participants submit entries for your enjoyment. In the gallery you will see tanks, knights, mechs and more. It is a veritable clanking smorgasbord of glasis, turrets, visors and plates.
Please click on the 'Bonus Theme' link in the navigation bar above and enjoy all the efforts of the participants.
Also, remember to take time to vote for your favourite entries. You can vote for as many as you like. The top three in votes will get additional points added on to their total for the round.
As to myself, I've returned to the Italian Wars with a vignette of Francis I of France overseeing the investment of Pavia, October 1524.
Francis is seen here with his helmet under his arm, discussing the proposed dispositions of the French siege with one of his advisors, Montmorency, Marshal of France. The two men have recently arrived in front of the city and have placed a map of Pavia on a makeshift table made from a wagon wheel set on a tree stump. A pair of Francis' hunting dogs, Alaunts (a breed now sadly extinct), are at his side. His banner-bearer stands at the rear, holding the Royal Standard. Francis' attendants have brought out a stool with a refreshment of wine in pewter goblets.
Francis' figure is roughly based on a oil on wood painting from an unknown artist which was done within a few years of the battle. He is depicted wearing gold armour with a red surcoat emblazoned with a central cross.
I kept the red surcoat, but instead painted him in his tournament armour, which is detailed with representations of fleur de lis on the knees, elbows and helmet (which, of course, nobody can see due to the placement of the figures...). Francis' armour can be seen today at the musée de l'Armée, Les Invalides.
The figures of Francis and his knights are from the very talented Oliver James over at Steel Fist Miniatures. These were part of a Kickstarter and are now available on his website.
The two Alaunts were sculpted by Steve May as a small commission for Simon over at le Jay Emprins, who kindly provided me with a couple sets (Thanks Simon!).
|Alaunts at the kill of a wild boar from The Grimami Breviary 1490
The tree stump, wagon wheel, stool, wine bottle and goblets I printed off on my 3D printer (I LOVE that thing).
Francis' brave banner is from Pete's Flags.
As a historical proscript, the French siege of Pavia went on too long and a Imperialist relief force was dispatched to attempt to raise the siege. After a bold night march, the Spanish Imperial army smashed Francis' forces on 24th February 1525. As the ultimate disgrace, Francis himself was captured and sent to Spain as a prisoner to negotiate his own release.
Now, please go look at the gallery and enjoy the wonderful entries for our 'Armour' theme!


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so y'all have to go checkout the 2nd webisode over at scrapbooklifestyle.com! ameila, daren and the staff have done it again! they did a wonderful job with production and the webisode is so much fun to watch. and honestly, i didn't realize i sounded so southern until seeing and hearing myself. woooooo-weeeeee! i guess livin' in CA on and off for 12 years hasn't taken the country out of the girl afterall.
[candice mclean at scrapbooklifestyle.com]


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I have already confessed my love for using Instagram pictures in real life, and today I have another way to get those adorable pictures out of the deep, wide chasm of iPhone storage. (I might be feeling a little dramatic today…bear with me!)
DIY Instagram Party Invitations
These Free Printable Party Invitations are a unique way to invite your guests to any party! First, click below to download the Free Printable Party Invitations and print out the number of party invitations you need. I suggest printing on (my favorite) White Linen Coverstock or White Cardstock. Then just cut them out.
Click Here to Download the Free Printable Instagram Party Invitations
Print your Instagram pictures in 2″ x 2″ squares. I used Photoshop to add 6 photos in a single 4×6 print, but you could print them off using Social Print Studio.
Then I used washi tape to attach the Instagram photos to the top of the printable.
After you fill in the details about your party, they are ready to be sent! You can pick up envelopes at your local paper supply company (you're looking for 5.75″ x 8.75″ or size A9) or online like these colorful envelopes or these kraft envelopes.
If you make these DIY Instagram Party Invitations, show us! I would love to see your results, so post a picture to Our Handcrafted Life's Facebook page or tag us on Instagram @ourhandcraftedlife.
Want more Free Printables and creative ideas for families? Join our mailing list to receive emails with freebies, projects, and decor ideas to help you live a creative and joy-filled life. You can also follow us on Facebook, Instagram and Pinterest and see more printables on Etsy.
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Coastal Environments Case Studies
- Created by: Ed Vickers
- Created on: 10-05-15 12:09
Coastal Erosion - Trevose Head, Cornwall
North Cornish Coastline, has a headland called Trevose Head.
This headland has been eroded by the sea to form a number of smaller headlands and bays.
Cliff Collapse/Mass Movement - Algarve, Portugal,
On 21 August 2009, 5 holidaymakers were killed in Albufeira.
Causes of the Cliff collapse:
- The sandstone cliff was already severely weathered and cracked and had been weakened
- 4.2 Richter Scale eathquake hit the area a few days before the collpase, this may have weaknede the cliffs and made it more liekely to collapse
- At high tide, the sea actively erodes the foot of this cliff, leading to a wave cut notch etc. This continuous indercutting would increase the likelihood of a cliff collpase
- Recent very high tides might have added to the cliffs erosion prior to the collapse
- Rockfalls were common at these cliffs. Warning signs had been put up to warn people of the potential danger of cliff collpase, however the vitims seemed to ignore this.
Cliff Collapse/Mass Movement - Birling Gap Sussex,
The cliffs have retreated here steadily over the past few years. Several Cottages have already collpased onto the beach.
The Government has decided it is too expensive to build sea defences to protect them
Most buldings in danger are set to be demolished, such as a nearby hotel and cafe.
Physical causes:
- The Chalk Cliffs are broken and shattered in this area, which makes them very vulnerable to freeze thaw. This contributing to the rate of cliff retreat 75 cm a year.
- The lack of a wide beach at Birling Gap means that the sea reaches the cliff foot at high tide and continuously undercuts and weakens it
- With a long south-westerly fetch, powerful waves frequently pound this vulnerable costline.
The National trust is in favour of allowing the costal erosion to continue as the cost has naturally devloping habitats which sea defences would damage if built.
The also say that with rising global warming, the cost of sea defences would be too high.
Coastal Flooding - Towyn Wales, 1990
26 February 1990 sea defences in Towyn were breached and thousands of homes were flooded.
Main Causes were:
- A storm surge of 1.5 metres
- Gale force westerly winds
- Comined with a very high tide
- 4 square miles of seawater flooded impacting 2800 properties
- Areas of the town had to be evacuated
- People were forced to live in temporary accomadation, up to a year after the event
- The main railway line was severely damaged
Preventative measures introduced:
- Rock revetments were built on the cost as part of a £2 million flood defence scheme.
- £600,000 spent on restroing flood banks on either side of the River Clywd estuary
Coastal Flooding LEDC - Burma 2008
Cyclone Nargis happened in May 2008. Little warning was given. Winds of 200 km per hour and the low pressure created a storm surge, measuring 6.3 metres high.
Impacts of Cyclone Nargis:
- 140,000 killed
- 2-3 million left homeless
- Food prices went up due to supply problems
- Stagnant, filthy water created health Issues (e.g. Cholera, Malaria)
- Cost of damage was $10 Billion
- Businesses were closed and peolpe lost their jobs/incomes
- Crops were destroyed
Environmental: Ecosystems/crops affected by saltwater, rice fields flood with sewage.
Coastal Protection - Walton-on-the-Naze
The rapid rate of erosion along this stretch of cost is a result of the combination of two factors:
Cliffs are made up of clay overlain by sand and gravel, whic is extremely weak and prone to slumping and collpase.
High energy waves from the North Sea pund this coast during winter storms.
Protecting the Naze Coast: (CLIFFS ERODE AT 1.4 METRES A YEAR)
Soft Engineering:
- The cliffs have been regraded to make them shallower and less vulnerable to collpase
- Cliffs have been planted with vegetation to anchor the soil and reduce the risk of slumping
Hard Engineering:
- Sea wall built at the foot of the cliffs (elastocoast added, a strong porous material)
- Wooden groynes constructed to interupt LSD and help buld up the beach
- 1998 a granit rock revetment
- 2010, £1.2 million spent on addfitional defences
Managed Retreat - Abbotts Hall Farm
In the late 1990's the sea wall at Abbotts Hall Farm was breached.
The Essex Wildlife Trust decided that this land should be allowed to flood due to its low value agricultural land and with sea levels likely to rise in the future.
The creation of a new area of salt marsh seemed to be the best possible alternative.
Counter walls were created on either side of Abbotts Hall Farm to protect the neighboring farmland.
In 2002 the old sea wall was breached and the sea flooded the area.
In addtion to creating new bird habitats, the new salt marsh here also formed important fish nurseries for bass and many other types of fish.
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When voters passed Proposition 59 in 2004, they enshrined the right to open and accessible government meetings and records in the constitution. It was with this in mind that the Legislature and Gov. Jerry Brown wisely agreed last week to reinstate the Public Records Act requirements for local governments.
There's an even more fundamental constitutional right at risk right now in the Legislature — one that safeguards our right to open government, civil rights and other liberties. It is the fundamental right to a meaningful vote.
This threat comes in the form of Senate Bill 7 by Senate President Pro Tem Darrell Steinberg of Sacramento, which has passed the Senate and will be heard in the Assembly committee on local government this week. The bill retroactively denies 51 charter cities, including Palo Alto and Mountain View, all state funds that could be used for construction. Its aim is to force voters in those cities to revise their charters, or city councils to revise ordinances or resolutions, that require selection of the "lowest responsible" bidder on city-funded municipal building projects rather than adherence to the state's prevailing wage law, which could add costs.
The California Constitution gives voters the authority to adopt city charters to determine how city government is structured, elections are held, taxes are spent, employees are hired and contracts are approved, rather than be governed by the general laws of the state. There are 121 charter cities statewide, including San Jose.
The California Supreme Court has said this grant of local authority is premised on "the principle that the municipality itself knew better what it wanted and needed than the state at large, and to give that municipality the exclusive privilege and right to enact direct legislation which would carry out and satisfy its wants and needs."
Not even a year ago the court confirmed that voters in a charter city — not the Legislature — had the constitutional right to decide that contracts for the construction of two fire stations with city tax funds should be awarded under local ordinances that require selection of the lowest responsible bid, not the state prevailing wage law. By seeking to penalize the voters for exercising their constitutional authority, SB 7 infringes on what the U.S. Supreme Court has rightly declared the "fundamental right to vote."
Next year will mark the 50th anniversary of the U.S. Supreme Court's landmark voting rights decision in Reynolds v. Sims, in which Chief Justice Earl Warren declared the right to vote as "a fundamental matter in a free and democratic society … especially since it is preservative of other basic civil and political rights."
If the Legislature treats the valid actions of voters in charter cities with contempt and passes SB 7, it will be hard to explain why voters should ever support another ballot measure proposed by the Legislature. Why would voters trust the Legislature to respect their vote if it can be so cavalierly disregarded in SB 7?
No citizen's vote should be nullified because special interests in the state capitol decide they don't like it. Only the voters have the right to change constitutional criteria. Otherwise the vote will become a meaningless civic act, and confidence in state government will decline even more.
Addressing our state's challenges depends on the voters believing that the Legislature will honor its decisions. The Legislature did the right thing by changing course and protecting the right to open government, and it now has a chance to protect the fundamental right to vote by defeating SB 7. It is bad for democracy and bad for California.
Chris McKenzie is executive director of the League of California Cities, which since 1898 has informed, trained and advocated on behalf of city officials and their cities. He wrote this for this newspaper.


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In the vortex that is fashion month around the world, on the 21st of February, we found ourselves in Rene Caovilla's Milano showroom, graced with warm furnishings, soft and elegant upholstery, Caovilla debuted the Fall/Winter 2019 collection to admiring eyes from near and far. EVA Huang is no stranger to Rene Caovilla; one of Caovilla's dear friends in the Orient, being honored with the Best Actress award at the 15th Huading Awards in 2015, she has graced stages and red carpets in China and around the world clad in Glittered soles. When east meets west - For this Caovilla FW19 Trend Presentation, she slipped into a very special pair of CELEBRITA sandal for her grand visit to the Milano showroom. Edoardo greeted Eva with open arms and a big smile and escorted her to view all the stunning new creations of the Maison.
Movies and fashion have always had an intricate relationship - the two exchanged ideas about the influences of movies on fashion, especially for shoes. how we wear frequently wind up on the silver screen as a reflection of the times we live in, at the same time, the reverse trend is totally undeniable – Movies often introduce ideas, either directly or indirectly, that lead to major changes in fashion.
With an eye to the private archive of the Maison and unstoppable creativities, Rene Caovilla searched for inspirations in the glamour of the 60s and 70s and reinterpreted all ideas with the new 2019 Fall/Winter collection.
Twista is the décolleté celebrating the Maison's elegance and sensuality with minimalist design and barely-there fine straps. The contrast of gleaming micro-crystals and matte black suede is a true celebration of 'less is more'.
A one-of-a-kind combination of black and white strass gives new life to iconic Cleo; classic T-Strap d'Orsay décolleté Stelina-T and sneaker Xtra are part of the Stelina family, inspired by sparkling comets and moonlight. Star-shaped crystals with a perforated bodice showcase a romantic and modern look.
A subtle 40mm lacquered block heel encrusted with white faux-pearls and golden bejeweled embellishments are these pointy-toe booties and slingback styles - Lady Perla, a brand-new 9-5 range from the FW19 collection. René Caovilla takes inspiration from the refinement of royal crown jewels for sophisticated ladies looking for that special touch to shine bright in a crowd.
Haute Couture makes its grand return with Stephia, the classic go-to décolleté style pavèd with glitzy strass that speaks simplicity, while revealing a much bolder, sexier and extremely glamourous pizzazz, paying tribute to the unmistakable Venetian trait of the Maison's DNA since 1934.
Rene Caovilla's Fall/Winter 2019 collection will be available at www.caovilla.com and boutiques worldwide. Follow us on IG @ReneCaovilla
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Sleep Cycle needs at least two nights to adapt and calibrate to your movement patterns. Therefore, it is common for Sleep Cycle to wake you up at the end of your alarm-window for the first 3-4 nights when you start using Sleep Cycle.
You can also have a look at the sleep graphs to see if your phone is picking up your movements correctly.← The alarm always goes off at the end of the time! Why?


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Chateau du Ludaix Wedding •
We had been looking forward to Heather & Brians' day for weeks! Landing in Limoges airport, we picked up the rental car (oh hello stick shift on the right side of the road!) and drove for 2 hours, going deeper into the French countryside.
It's a sleepy, remote part of France and hidden away in the tiny local village is the picturesque Chateaux du Ludaix. Covered with multicoloured ivy and foliage, it was really beautiful, and a great setting for the wedding day!
Having their ceremony in the gardens with their friends and family, they said their vows in the shade and then celebrated with cocktails and a champage glass tower!
For the couple portrait session, we went during an amazing sunset, and it wasn't complete without doing some unknown trespassing onto a nearby farm! 🙈 #rebels
They partied into the night with a fantastic surprise fireworks display, as well as a bit of impromptu Irish dancing!
Congratulations Heather and Brian! Hope you enjoy the highlights of your day ❤
Photographer: Christina Sarah Photography
Venue: Chateau du Ludaix
HMUA: Rebecca Kempton
If you're getting married in France and are looking for a videographer, get in touch here!


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Most have probably given up hope that I'd ever write again. I know I had. It's been a busy, exhausting wintry February, and thank God it's over. March can only be better one can hope.
Where to begin...hmmm...
I think I'll start at today and work backward as far as the recall will take me. Sarah and I went out for a Dad/Daughter breakfast this morning. Denny's for a "Grand Slam" breakfast and really bad coffee. "A refill? Why yes thank you." Sarah's at that age where she was looking at the adult menu, but ended up ordering from the kids menu, the "alien pancakes" and apple juice. She's so big, yet so much still my baby girl. I love her with all my might.
Then, we went to Toby's first obedience class at the Humane Society. He was what you might call the disruptive dog. The Capstone dog, so to speak. The "No dog left behind dog." Eddie Haskell. Whining and biting his leash. Then 5 min. into class, he pee's the floor. He had moments of brilliance, coming for the instructor when she called, but for the most part he was just distracted by the other calmer dogs. We learned some good techniques, including hand cues, that we need to work on before the next class.
Later in the day I took Ben and a friend sledding and took Toby to the dog park. He was VERY good there and ran till he couldn't anymore. He'll get there eventually, he's still a puppy in so many ways.
Yesterday and Thursday was the WLIA (WI Land Information Association) conference. It was another successful, fun and informative conference. I am so blessed to be doing what I love in a field full of so many other good people.
Last Saturday was so nice out that I thought I'd go XC skiing. I had a blast, especially going down the big sled hill twice. Then, on the way back toward the parking lot I had a near-death. I was speeding down the final wind-y strech in a 1/2 tuck, enjoying the speed when a ski tip drifted out of the track. I didn't react quickly enough, and things started to get ugly in a hurry. I started to slowly, slowly slowly do the splits as I totally diverted from the main track. Then, as I approached the oncoming bushes, I bailed and fell down. Either that or I was felled, details are still sketchy.
Needless to say, after the crash, when I looked up and saw it was a thorn-bush, I thought, "Oh this can't be good." THere was much blood spitting (cut-lip) and ice/snow application to the scratches on my face. Donna said I looked like I had been attacked by a cat. It's healed up nicely now, all except my ego.
Well, we've got pizza and a movie planned, so I'll sign off for now.
Blogging off...until next time.


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EVOC is a required course for all members interested in being an ambulance driver. To become released as a driver, members must complete a documented 10 hours of pre-course driving and familiarization, participation and completion in the EVOC course, and then 10 hours of post-course driving, familiarization, and running calls.
All of this is done with a preceptor, who will monitor your driving and provide helpful feedback. Members interested in becoming drivers must be at least 18 years old, and have a clean driving record for the past 12 months (some exceptions).
Drivers are not required to be EMTs, though like all operational members they are highly encouraged to attain EMT-Basic, and higher, certification, or at the least First Responder.


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"There are no more children left to kill in Springwood and Freddy wants to expand his horizons
Only one adolescent has survived the wave of murders in the town of Springwood. These children have all died in their dreams, murdered by the claws of Freddy. John suspects Freddy is using him to spread to new horizons, where he could kill even more.
After almost losing his life in a nightmare, he loses his memory. He adventures in a neighbouring town and finds refuge in a reform house where he meets three other troubled adolescents. His tutors have trouble believing what he is saying and invite him to sleep.
Maggie, a social worker at the centre, starts dreaming. Her dreams describe a women being beaten and strangled by a sadistic man. To get to the bottom of the story, she will, with the help of John and the others, adventure to Springwood to resolve the mystery off the deaths of all the children throughout the years. This is all Freddy needed. John doesnt remember why he feared this town but knows that it is cursed.
The Nightmare on Elm Street series has gone from an intense seriousness to a comedy of horror. I liked the series up to date and would have enjoyed seeing it end this say. What is most saddening in Freddy's Dead: The Final Nightmare is the incessant humour that overwhelms the dramatic aspect of the murders. The characters in the series have been so attaching that, up to date, every loss was tragic. What makes the sixth part a bit impersonal is somewhat due to the characters. One of them is amnesic, another one deaf, one drugged and there is the rebel feminist. All other characters are adults.
The introduction credits are among the best I have ever seen. We see John Doe sitting in a plane, being ejected, crashing and being startled out of his dream. A few minutes later, he is tumbling down a steep hill. If there is something I love in this movie are the introduction and conclusion credits. The murders are exaggerated by still amusing. Once again, this is not what I wished for.
However, I must admit having like the deaths of Carlos, Spencer and John. Carlos, the one with the hearing difficulty, has a hearing aid installed. Then, Freddy rubs his steel nails on a blackboard until the victims head explodes. Spencer, the drugged one, hallucinates a Mario Bros style game and must defeat a digital version of Freddy. John, for his part, falls from sky and lands on a nailed piece of wood.
The strategies that the heroes use to annihilate Freddy is not that bad but could have been better thought out. After all, we have already seen a few heroes pull him out of the dream world to make him vulnerable and kill him. I dont see why this strategy wouldnt have worked here.
This movie was presented in 3D in theatres when it came out, a very interesting concept for a finale. In conclusion, the scenery is astonishing, the actors excellent but different from what we are used to see.


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SCADA Insurance Agency
On September 1, 2000, SCADA established the Dealer-owned SCADA Insurance Agency as a means to provide quality supplemental employee benefits at competitive group rates. Using our membership purchasing power, we have negotiated plans with major insurance carriers to provide insurance products that meet the various needs of our members and their employees.
Section 125 Plan Assistance
This provides necessary documents to:
- Establish and maintain your plan
- Explain the plan to your employees
- Review benefit choices with employees and assist them in enrolling
- Assist employees in completing election forms
- Provide your payroll office with correct enrollment information
- Assist with annual report filings
Voluntary Group Dental Plan
We offer various dental plan options through Guardian – the #1 dental carrier in the country. One of our plans is sure to meet your needs.
Voluntary Group Disability Insurance
For most people, even a temporary disability can cause financial hardship. Even if an employee has substantial savings, he or she may be concerned about losing income for a year or more, perhaps even permanently. Our disability plans help protect employees against these risks, conveniently and affordably, through payroll deduction.
Voluntary Life Insurance
When a family wage earner dies prematurely, the dependents no longer have that person's income. Life insurance can be used to provide funds necessary to continue to maintain a comfortable standard of living.
Voluntary Cancer Insurance
Cancer insurance provides benefits for expenses due to cancer treatments. Benefits are paid directly to the insured to be used as the insured sees fit.
Voluntary Critical Illness Insurance
Critical illness insurance provides a lump sum benefit when a person is diagnosed with kidney failure, stroke, heart attack, life-threatening cancer or is in need of a major organ transplant. Benefits are paid directly to the insured.
Voluntary Accident Plan
Our accident plan insurance provides benefits due to accidental injuries which are paid directly to the insured to use as the insured sees fit. The plan includes a 20% increase to child benefits if the child is hurt in an organized sport.
Voluntary Vision Plan
We offer several plans that help defray the cost of eye exams, glasses and contacts.
Group Health Insurance
The Group Health Insurance Plan currently offers plans with various deductibles and co-payments underwritten by BlueCross BlueShield SC. If you would like a quote or additional information, please contact Emily Colston at firstname.lastname@example.com. If you have any questions, please feel free to give us a call at 803-252-0205.
*If you currently have coverage with BCBS SC or BlueChoice and have over 50 full-time employees, we will not be able to obtain a quote for you. You will need to call them directly.
Surety Bonds
SCADA members are able to obtain their Motor Vehicle Dealer Surety Bond through the SCADA Insurance Agency. We have teamed with CNA/Western Surety, the #1 Surety Company in the country with over 100 years of Surety experience. Since we have decided to waive our commission, we are certain we can obtain their best possible rates. If you would like a quote, simply complete the application below and fax it back to us at 803-252-5965.
Many of you already know of the exceptional service offered by CNA/Western Surety. In fact, 186 of our members already have their bonds with CNA/Western. If you are one of those members and would like to make the SCADA Insurance Agency your agent of record, please find a link below for the Agent of Record form. Complete the form and fax it back to us on Dealership letterhead. At renewal, you will be eligible to receive the lower rate.
SCADA constantly looks for ways to better serve our Dealers and we feel our Surety Bond service is a definite benefit for our Dealers. Thank you for your continued support of SCADA and our programs.


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Zug, Switzerland – 22 January 2015 – Coca‑Cola HBC AG (Coca‑Cola HBC) today announces that it will release its results for the 2014 full year ended 31 December 2014 on Wednesday, 18 February 2015 at 8:00 am Swiss Time, 7:00 am London Time, 9:00 am Athens Time, 2:00 am New York Time.
The press release will be available as of that time on the company website: http://www.coca-colahellenic.com
Coca‑Cola HBC's management will host a conference call for investors and analysts, discussing the results on:
Date: Wednesday, 18 February 2015
Time: 10:30 am Swiss Time
9:30 am London Time
11:30 am Athens Time
4:30 am New York Time
Duration: apprx. 1 hour
Participants can log on to http://www.coca-colahellenic.com/investorrelations/Webcasts/ for a live audio webcast of the conference call. Please dial in approximately 10 minutes ahead of the scheduled start time to ensure your participation.
|Coca‑Cola HBC Group
|Basak Kotler
Investor Relations Director
|Tel: +41 41 726 0143
email: firstname.lastname@example.com
|Eri Tziveli
Investor Relations Manager
|Tel: +30 210 618 3133
email: firstname.lastname@example.com
|Dimitris Bakas
Investor Relations Manager
|Tel: +30 210 618 3124
email: email@example.com
|International media contact:
| StockWell Communications
Rob Morgan
Suzanne Bartch
Anushka Mathew
|Tel: +44 20 7240 2486
email: email@example.com
email: email@example.com
email: firstname.lastname@example.com
|Greek media contact:
| V+O Communications
Argyro Oikonomou
|Tel: +30 211 7501219
email: email@example.com
About Coca‑Cola HBC
Coca‑Cola HBC is the second-largest bottler of the brands of The Coca‑Cola Company in terms of volume with sales of more than 2 billion unit cases. It has a broad geographic footprint with operations in 28 countries serving a population of approximately 585 million people. Coca‑Cola HBC offers a diverse range of non-alcoholic ready to drink beverages in the sparkling, juice, water, sport, energy, tea and coffee categories. Coca‑Cola HBC is committed to promoting sustainable development in order to create value for its business and for society. This includes providing products that meet the beverage needs of consumers, fostering an open and inclusive work environment, conducting its business in ways that protect and preserve the environment and contribute to the socio-economic development of the local communities.
Coca‑Cola HBC has a premium listing on the London Stock Exchange (LSE: CCH) and its shares are listed on the Athens Exchange (ATHEX: EEE). Coca‑Cola HBC is included in the Dow Jones Sustainability and FTSE4Good Indexes. For more information, please visit http://www.coca-colahellenic.com/.


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Updating your account details is easy by following these simple steps:
First of all, you will need to log in to your account, then you will be able to change your email address, password, newsletter subscriptions or delivery address details.
If you would like to update your address book, complete the steps below;
- Under 'My Account' click on 'Addresses' - here you can perform a variety of changes:
- You can add an address (or multiple addresses) by clicking "Add new address".
- You can delete a saved address by clicking on the "X".
- You can click "Edit Address" if you need to update an existing address.
- Or, you can click "Set as primary" to save your first choice delivery address.
Make sure you hit the "Save" button to save your changes.
Please note that if you change the email address linked to your account you will receive an email from us to your previous email address, notifying you of this change. This is a security feature that we have in place to ensure that no one is able to change your personal details without your permission. If you are aware of this change, please disregard our email.
Your account details can be updated as often as you need.


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Chasing Netflix, Intel, AT&T, Verizon & others lose their collective mind
PROTECT IP Act Breaks The Internet
Filmmaker Kirby Ferguson (of Everything is a Remix fame) produced this video to visually demonstrate the potential dangers of the upcoming Protect IP Act
Article: PROTECT IP Act Breaks The Internet
Jack's Mannequin – Amy, I (People and Things Short Film)
Jack Mannequin's awesome video made entirely of paper
Typography Sketchbooks
Typography Sketchbooks
Steven Heller and Lita Talarico
'Typography Sketchbooks' — the new book by Steven Heller & Lita Talarico (Thames & Hudson), is page after page of stunning and inspiring sketchbook
Article : Typography Sketchbooks
Neuromarketing And The Oscar's
One thing you didn't hear from any of this years Oscar winners: "I'd like to thank my neuroscience partners who helped us enhance the film's script, characters, and scenes."
You could hear it at the next Oscar's though.
A sizable number of neuromarketing companies already brain test movie trailers for the major studios through fMRI, EEG, galvanic skin response, eye-tracking and other biometric approaches. For now, the test data helps the studios and distributors better market the movie.
More : http://bit.ly/edHoDm
Why Do Brand Extensions Succeed Or Fail?
Sometimes the brand extension is just another proof point for the brand promise, strengthening what the brand stands for. At other times, it makes the brand more relevant to new customer segments. Sometimes it can stretch the meaning of the brand beyond a particular product category, giving it a prolonged lifespan and greater flexibility for future growth.
How To Identify A Brand-Building Winner
Marketers are trained to believe insights are the foundations of brand strategy and powerful insights about the target customer yield strong brands. But what exactly constitutes an 'insight' and how do you recognize one when you see it? What makes one idea worthy of building a brand around and another simply 'nice to know'?
Article: http://goo.gl/lxYDI
HTML5 Validates with New Logo
"We intend for it to be an all-purpose banner for HTML5, CSS, SVG, WOFF, and other technologies that constitute an open web platform. The logo does not have a specific meaning; it is not meant to imply conformance or validity, for example. The logo represents "the Web platform" in a very general sense.
— W3C Blog Post"
Article: http://goo.gl/qHcC4
The Most Popular Letters In The World
The Most Popular Letters In The World, According To Google
If you had to reorder the alphabet according to the popularity of letters in Google, it would be called the alphaiot. Which, actually, has a quite nice ring to it. It will also look like this.


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Assignment 5
Read Rudolf Otto's The Idea of the Holy (E-Res), and The Death of Joseph Smith (E-Res).
1. According to Otto, what are the characteristics of the holy or sacred? Summarize his major points. Otto claims that the sacred cannot be comprehended by those who have had no experience of it. Do you agree or disagree? Why or why not?
3. According to the author of "The death of Joseph Smith", followers believed him to be a prophet sent by God, while detractors saw him as an arrogant impostor. What accounts for such divergent views? How and why did Smith's followers believe the sacred was manifest through him? Do the explanations of the sacred offered by Otto help in understanding Smith's appeal?
Write up the results of your analysis in a 1-2 page typed paper.


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Great for high-alpine pursuits and cold-weather adventures, the BlackRock Gear Foldback down mitts keep your hands toasty without restricting movement. Made from waterproof 20d nylon, they're filled with 950-fill-power Hungarian white goose down for exceptional warmth. The gloves' foldable design gives you access to your thumbs, four fingers, or your entire hand without having to remove them entirely. Stretch webbing around the wrists locks in heat and prevents wind and water from seeping in. Finally, the gloves compress down small for easier storage in a backpack or jacket pocket.
Note: At checkout, choose size S–L.
Manufacturing high-quality outdoor equipment since 2008, BlackRock Gear designs, sources, and builds all of its products in Seattle, Washington. From there, its durable gear has traveled everywhere from the length of the Grand Canyon to both the North and South Poles.
To get an accurate fit, first measure from your wrist to your fingertips. If the measurement is 6-inches and under, choose the small size. Measurements 6-to-8-inches will fit the medium size. If you measure 8-inches in length or more, choose the large size. BlackRock Gear recommends sizing up if you're between sizes. If you want to wear gloves underneath, consider ordering a size up to allow for extra room.
All orders will be shipped by Drop.
Estimated ship date is Apr 20, 2018 PT.
After this product run ends, payment will be collected and orders will be submitted to the vendor up front, making all orders final. Check the discussion for updates on your order.


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It looks like you're new here. If you want to get involved, click one of these buttons!
TG Barighm wrote: »I think he's saying he needed to be connected to the internet before he was allowed to install them.
The Doomhammer wrote:DRM-Free games on Gamersgate are games that don't require their own DRM, like steamworks or GFWL or Origin.
Paws wrote:You...need to be online...to download a game...and this surprises you? I'm confused.
Yeah, that's how all their games work (with the exception of games which universally require stuff like Origin or Steam, which their game page should denote). Once the game is installed it leaves you alone, it's great.


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We've all seen these 'boy racer' cars. 3-inch exhaust pipe. Shimmering wheels. Custom paint. Ear-shattering stereo system.
These are just some of the accessories you might find in a young man's car. Initial cost of car – $10,000. Cost of accessories – $15,000.
Now, this is where it starts getting interesting. It would be safe to expect a buyer to pay $25,000 for this babe magnet, or even $20,000, right? Wrong. This machine has just suffered a severe bout of overcapitalisation.
What is Overcapitalisation?
Well, it's when someone goes crazy with expenditure and not a faintest clue whether they will be able to recoup their money. Ever. It's okay (somewhat) when we are talking a few thousand dollars to enable a young man/woman to live out their dream.
The worrying thing is that people are doing this with their houses
Where at stake, is hundreds of thousands of dollars. But that's okay; if you've got an endless supply of the printed stuff! Well, do ya?
If you don't, then you need to be very careful not to overcapitalise when it comes to building a home. Like they say, horses for courses. It needs to be fit for purpose.
And you need a way out. That's it.
Have an exit strategy
What will you do if things turn to custard? You lose your job, become disabled, lose a partner. Do I really need to go on? When the proverbial hits the fan, you need to jump off the plane.
And your parachute will only work if you haven't overcapitalised. Otherwise, you are a dead duck (figuratively speaking of course).
But won't my house go up in value over time
Of course, it will. But, remember it can still go up in value without overcapitalising its true value. Go on, splash out your hard earned dosh if you must, but just be a tad smart about it.
Summarise, shall we?
- Make sure you know the resale value of your project before you start
- Don't spend your hard-earned income on frivolous accessories (unless you are absolutely sure of recovering this cost)
- Your parachute is sure to fail if you've overcapitalised
Review the eventual cost of any existing or upcoming projects. Don't live in denial, be honest with what the true resale potential is, at any given time. Review sales in the area.
Get a professional valuation if you need to. Don't be a boy racer and spend $15,000 on a $10,000 car… with absolutely no hope of recovery. Ever 🙁


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Strike: Mixed response in Punjab, poor in HaryanaBy IANS
Monday, July 5, 2010
CHANDIGARH - Punjab witnessed a mixed response to the nationwide strike called by opposition parties Monday against rising fuel prices. In Haryana, a Congress-ruled state, the response was poor.
Most of the educational institutes, banks, hospitals, shops and transport services in Haryana and in Chandigarh functioned normally.
There was, however, some impact of strike in Punjab as many shops in Bathinda, Amritsar, Patiala, Ludhiana, Phagwara and Jalandhar cities were closed.
The ruling Akali Dal in Punjab and the opposition Indian National Lok Dal (INLD) in Haryana had urged the people to join the shutdown.
At various places in Punjab, Akali Dal activists were seen forcing the people to shut their shops and business establishments. A train was also stopped by Akali Dal activists in Amritsar. After the symbolic protest, they allowed it to proceed.
Akali Dal spokesperson Daljeet Singh Cheema said: "There is a complete bandh in Punjab. The situation is peaceful and no untoward incident was reported here. We are only convincing people to follow this call and nobody is taking law into their hands."
Rail and road traffic remained normal in the region.
In Chandigarh, Bharatiya Janata Party activists were seen forcing shopkeepers to close their properties in Sector 17, the main commercial hub of this city, and in Sector 22. However, the overall situation was normal.
"I thought buses will not run. But everything is normal and there is no bandh like situation," Ashish Sharma, a teacher at a government school in Derabassi in Punjab, told IANS.
Manmohan Singh, general secretary of the Sector 19 market association in Chandigarh, said: "There is no impact of the bandh in this area. All shops are open."
The Chandigarh administration had appealed to people to boycott the shutdown.
Tags: Chandigarh


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This video will make you want to visit the Philippines right now
Ana Bulnes
Jun 29, 2017
Have you ever been to the Philippines? If you have, you won't be surprised by this beautiful video; if you haven't and the islands weren't even on your radar, we warn you: your next step after watching these images might be purchasing a flight to see the place for yourself.
This video, filmed and edited by MODERNE, was shot during a 2-week journey through the amazing islands, visiting Palawan, Boracay, Bohol, and Panglao. If you need more, check the author's Instagram.
What did you think of this story?


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John Burns has been an Orange County car accident and personal injury attorney since 1981. He has successfully represented hundreds of people injured in car accidents, train wrecks, airplane crashes, dog bites, by defective products and in other personal injury cases.
John has served as a temporary judge for the Orange County Superior Court. He is also a graduate of the Pepperdine Law School Civil Litigation mediator training program. In the year 2000, he was elected President of the Orange County Trial Lawyers Association.
In his spare time John spends time with his wife Donna. John and Donna have been married since 1974. For vacations John and Donna enjoy going to Hawaii where John enjoys body surfing and lying under his favorite palm tree.
Chris Fellows has a law degree from McGeorge School of Law and is taking the California Bar Exam shortly. His undergraduate education was at San Francisco State University and he has an undergraduate degree in International Relations.
Chris is our lead paralegal and is in charge of interviewing prospective clients, as well as answering questions or resolving problems for clients. He also handles drafting and responding to legal discovery on cases, drafting and filing motions with the court and assisting Mr. Burns at trial.
Chris is married and has two children named, Joshua age 11 and Sophie age 10. He and his wife Tanya live in Rancho Santa Margarita, California. Chris enjoys spending time with his family, biking and hiking in the mountains near Rancho Santa Margarita.
Heather Hazlett holds an American Bar Association accredited Paralegal Certificate from the University of California, Irvine. She also has a Bachelor of Arts Degree in Political Science from California State University, Fullerton, California.
Heather handles all of our office trust fund and other financial accounting and disbursement duties. She also assists in the filing of lawsuits for our office, as well as managing the sending, receiving and organizing of legal discovery documents.
Heather is married to Todd Hazlett and she and Todd live in San Juan Capistrano, California. She is a member of the Dana Point Outrigger Canoe Club racing organization and participates in races throughout Southern California. Heather is also a runner and competes in races for various charities.
Donna Burns is a retired TWA Flight Attendant who still loves to travel. She is our part time receptionist and file manager. She also assists with client notebooks and the filing of correspondence, court pleadings and case financial records.
Donna also writes a column for our law firm monthly newsletter, sharing information and photographs about our staff members, family and friends.
Todd Hazlett is settlement funds expediter and office courier. Todd works part time for our office while he is attending Saddleback Community College.
Todd is an Iraq war veteran and is active in the Explorer Boy Scouts in Orange County. He spends sixteen hours per month working with Explorer Scouts who wish to enter the service and trains them on basic military tasks such as military operations, leadership and discipline skills.
Todd's goal is to finish college, obtain his teaching credentials and enter a career as a special education teacher.


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Enjoy this dish year round by preparing either inside on a grill pan or outside on the grill. A simple spice rub blend highlights the grouper's naturally delicious flavor, but the browned butter-orange couscous is really the star of this easy dinner. Dress it up with a glass of your favorite Riesling.
Ruby red pomegranate seeds are a colorful and delicious addition to the couscous, but you can omit them if they are out of season. Using a stainless steel pan makes it easier to watch the browning process to prevent the butter from burning, but a dark-surface nonstick skillet can be used as well.
Though they're only in season between October and January, antioxidant-rich pomegranate seeds are a colorful and tasty addition to the couscous. Grouper is low in saturated fat and a good source of vitamins B6 and B12 and potassium—a perfect addition to a low-fat diet.
How to Make It
To prepare couscous, melt butter in a large stainless steel skillet over medium-high heat. Add almonds; sauté 2 minutes or until almonds are toasted and butter is lightly browned. Add couscous; cook 1 minute, stirring constantly. Remove from heat.
Bring broth to a boil in a medium saucepan over high heat. Gradually add broth to couscous mixture in pan; cover and let stand 5 minutes. Fluff with a fork. Stir in oranges, pomegranate seeds, parsley, and 1/4 teaspoon salt.
To prepare grouper, place 1/4 teaspoon salt, coriander, peppercorns, and red pepper in a spice or coffee grinder, and process until finely ground. Rub spice mixture evenly over fish.
Heat a grill pan over medium-high heat. Coat pan with cooking spray. Arrange fillets in pan; cook 4 minutes. Turn fillets over; cook 4 minutes or until fish flakes easily when tested with a fork or until desired degree of doneness. Serve with couscous.
Wine note: Oranges in the couscous and ground coriander on the fish are the biggest factors to consider. I suggest a riesling from Washington State. Like the dish, it is light yet bold; its subtle sweetness balances the intensity of the coriander. Try Chateau Ste. Michelle 2004 Johannisberg Riesling from Washington's Columbia Valley ($10). -Karen MacNeil


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I have been intrigued with this recipe for a while now. It's all over Pinterest. I guess it's the Paleo version of stir fried rice. Instead of using rice for the stir fry, you use grated cauliflower. And since I love fried rice, I decided to give it a try. It's great because it's all vegetables and you cut down on carbs. And goodness knows, I'm always looking for ways to cut calories!!
When I asked my husband how he liked the "stir fry"? He said it was good. He didn't even realize that it wasn't rice. I said it's cauliflower and he said he knew there was some cauliflower in it (because there were little bits of it) , but I told him there was no rice in it what so ever, he really couldn't believe it! And my sister really loved it! So I guess this is a keeper.
The trick to grating the cauliflower in the food processor is not to over crowd it, otherwise it takes a while to grate and then you have mushy cauliflower, which you do NOT want. Just do small batches at time. It really does resemble rice when it is grated properly.
Unfortunately, this the only photo I have...I forgot to take pictures along the way. Sorry.
Stir Fried Cauliflower
I head of cauliflower
2 tablespoons oil
3-4 green onions, diced
1 inch of ginger, finely chopped
2=3 cloves of garlic, minced
1 red pepper, sliced
1 small bunch of kale, thinly sliced
Soy or tamari sauce, to taste
2 teaspoons sesame oil
Coarsely chop the cauliflower into florets. In small batches, pulse the cauliflower in a food processor until it resembles rice. Set aside.
Heat a large pan or wok with oil over medium-high heat and add the green onions, ginger and garlic. Sauté until soft. Turn up heat. Add the red pepper and kale, stirring frequently for 1 minute. Add the cauliflower and soy sauce and continue stirring frequently until the cauliflower is hot and a little crispy. Drizzle with the sesame oil and serve.
m xo
Monday, 3 November 2014
Stir Fried Cauliflower Rice
Posted by Unknown at 16:17
Labels: Cauliflower , Garlic , Healthy , Kale , Stir Fry
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Tag Archives: Embezzlement
CHERRYVILLE, N.C. — Woody Burgess, the former chief of police for the Cherryville Police Department, was sentenced Tuesday after pleading guilty to one count of embezzlement. Burgess was sentenced to one year probation, six months house arrest with no electronic …Read More
CONNELLY SPRINGS, N.C. – A former North Carolina town clerk was convicted of embezzlement after using town funds for personal use. Jeanine Anette Barus, 61, was the town clerk in Connelly Springs for over seven years. During that time she paid …Read More
KINGS MOUNTAIN, N.C. — Police arrested a Kings Mountain woman accused of stealing more than $40,000 from the village she used to work for in New York on Sunday. They said Kristina Johnson was fired from her job as a clerk …Read More
GASTONIA, N.C. – An employee with Rue 21 is accused of stealing over $1,500 from the clothing store at 3680 E. Franklin Blvd., Gastonia. Carissa Gray Mathews, 19, was charged with embezzlement for incidents occurring from July 17 to July …Read More
GASTON COUNTY, N.C. – An employee at the Rent-A-Center on W. Garrison Blvd. is in jail for embezzlement. Gastonia police say Shatima Monique Sharpe, 24, didn't rent out a TV and Whirlpool washing machine to customers at the Rent-A-Center where …Read More
LINCOLNTON, N.C. – A woman who's accused of stealing prescription pills while employed at Carolinas Medical Center as a nurse has been arrested, according to authorities. Jessica Ann Brooks, 31, a former nurse with CMC Lincoln, was arrested on Wednesday and …Read More
CHERRYVILLE, N.C. – Cherryville's former police chief Woodrow "Woody" Paul Burgess, 60, of Cherryville has been charged with embezzling over $11,000. Burgess has agreed to plead guilty to the charge, according to the U.S. District Attorney's Office. Burgess embezzled $11,048 …Read More
GASTONIA, N.C. – A Gastonia woman is accused of embezzling more than $200,000 from a Gastonia machining and fabrication manufacturing company. Sara Ann Reeger, 25, was arrested Thursday for the embezzlement, according to arrest warrants. Reeger was an employee with …Read More
Thirty-nine year-old Juan Pablo Guarda has been arrested for reportedly embezzling almost $900,000 from a company he used to work for. Guarda was employed at Boggs Paving in Monroe and was arrested on November 29th. The Union County District Attorney's …Read More