text:
If you have ever thought about buying a mini blender, then you should find this article really helpful. Mini personal blenders have been designed for people in a hurry and on the go. Typically these are advertised as "Just Blend & GO!" One such product is a new one from Breville that is getting some great reviews. Thse are also referred to as mini choppers.
Why Buy a Mini Blender/Chopper?
You can of course buy a blender or even a food processor. The problem with those is that they are normally stored away and out of sight. If you are doing a big task in the kitchen, then most people don't mind getting them out and setting them up.
However if you just need to do a smaller task then it can just be a lot of hassle. That is where owning a mini blender can come in very handy. So if you have a small kitchen with limited worktop space these are really useful.
Likewise if you want to make something like baby food these are equally handy. The Magic Bullet or the Nutribullet Pro 900 is probably one of the most popular personal mini blenders that is currently available.
These are particularly popular with those who love making smoothies and milk shakes. So they quickly want to make one of these, they do not want to have to pull out a food processor.
No 1 Blender – Nutribullet – The Original Magic Bullet
This is of course the best selling food processors but is also now classed as a really good quality mini blender. This one is made by the well known Nutribullet brand.
If you want to make quick and healthy meals around your kitchen, then by owning one of these that becomes highly possible.
These type of blenders allow you to chop, dice, grate, grind, blend and juice.
When you can do some or all of the above then you can make soups, smoothies, juices, snacks, desserts, dips and sauces.
Rather then use a full blown food processor, something like this takes up very little room in your kitchen, is fast to set up, easy to use, easy to clean and gets the job done.
Prices vary on this product from around £30-35. Buyers rate this blender highly at around 4.3 out of 5 stars.
Click Here to Read Reviews over at Amazon
No 2 Blender – Breville Blend-Active Pro Blender
Powered by a 300 watt motor this one not only blends very quickly but has enough power to be able to crush ice. This sort of mini blender is ideal for people who want to take a quick healthy drink to school, to the gym or even when on a day trip.
It comes with a sleeve which helps keep the drink you have prepared cooler for longer. The blending bottle is also very good and is of course BPA-free, which is always a good thing. It has been designed so that it will fit most car cup and bike cup holders.
You can use this to quickly make smoothies and shakes without all the fuss. One buyer said this:
I really like my Breville blend-active. It suits me perfectly. The base is very compact, the bottles good quality and the blade system perfect
It nicely summarises this product which costs around £35. Buyers rate this one as a 4.5 out of 5 stars product.
For latest prices and any available discounts on the Breville Active Pro Blender – Please Click Here
No 3 Blender – VonShef Personal Sports Blender
As the name would suggest, this one is ideal for making smoothies, which are used by sports people and those who like to go to the gym or generally keep fit.
This mini blender costs around £15, depending on where you buy it and gets an average rating of 4.6 out of 5 stars which is a very good rating
The secret behind this product is that it allows you to quickly make drinks for work, to take to school or to take with you to the gym.
It is also very stylish as you can see and has a nice compact design. It comes with a 2 year warranty, and include are 2 BPA-Free lockable bottles, for those of us on the go.
It is also quick to clean and can be put in the dishwasher.
UPDATE : Please note as of January 2017 this one is currently not available at Amazon UK
Click Here To Read More Reviews over at Amazon
No 4 Blender – Breville VBL062 Personal Blender
This one is the best seller on Amazon. Priced at a very competitive £20 this is probably the main reason for the vast amount of sales. As far as mini blenders go, this one has out sold all of the other by quite a distance.
You get the blender along with the bottle. It is BPA free and the bottle holds 600 ml and has a lockable lid.
It has an amazing average rating of 4.6 out of 5 stars. Given that it has had close to 5,000 actual buyer reviews, you can see that this one consistently delivers, time and again.
So if you like your smoothies and don't want to break the budget on an expensive blender or juicer, then this one should be a very good choice for you. Most people will know the Nutribullet, but many buyers state that this one does just as good a job.
There are certainly more than enough highly contented buyers for this Breville model.#
Click Here to Read Reviews at Amazon UK
No 5 Mini Blender – Andrew James Green Sports Smoothie Maker
This mini blender from the highly popular Andrew James brand, is a very popular choice. The best news is though, that this blender costs under £10. That makes it an affordable choice for many buyers. It is also a good purchase for anyone who wants to try out making smoothies.
This can also be used to make protein shakes and other drinks of your own choice. This blender comes with two BPA free sport's bottles, so plenty of value for your tenner.
The instruction manual is easy to understand, and it contains a few good smoothie recipes, that will help you get started. Buyers rate this product as 4.4 out of 5 stars, which is a steady and consistent rating.
It measures 11 x 36.5 x 11 cm and weighs just a little under 1.9 Kg. The motor has 250 watts of power. People who buy this product use it mainly to make drinks to take to the gym, or to work. For peace of mind this blender also has a 2-year warranty.
Click Here to Read Other Reviews at Amazon UK
Mini Blender Buying Guide
The Motor Strength
As a general principle the bigger the motor the better the mini blender. That is simply because it is more powerful and can get through things like ice cubes or frozen fruits. They can also get through harder vegetables and that makes them handy for making soups. These mini blenders will all run off the normal UK electric supply.
Easy to Use
As you know many devices are very useful but can be a bit of a nightmare to set up and use. For a blender you want this to be as simple to use as possible. So when you think about that you want an on/off button, a few settings and an end result. Most mini blenders have simple to use controls on the base.
Juicer or Blender
Personally I think juicers get a lot of hype, and let's face it they are not cheap. A simple blender does a very good job and generally they are less expensive.
Instruction Manuals
You may already know that when you buy products, they will come with a user manual. For the most part these are useful enough to gets started. After that they are normally tossed away. With blenders, the better companies do include smoothie recipes. You should hold on to these, as they can be useful, when you run out of ideas.
Guarantees and Warranties
All good products and mini blenders should offer at the very least a 12 month guarantee. The better brands will offer 2 years, so that is always worth a look. I would highly recommend registering your purchase online as well. When you do that some brands may even extend the warranty. It is worthwhile looking into. Remember we normally never look at these things, until something goes wrong.


text:
Vol. 19 Nbr. 3, January - January 2015
- Seeking the patent truth: patents can provide justice and funding for inventors.
- "Foreign policy and domestic policy are but one system": Mises on international organizations and the World Trade Organization.
- What caused airline deregulation: economists or economics?
- A proposal of monetary reform for Argentina: flexible dollarization and free banking.
- The unconstrained vision of Nassim Taleb.
- The case for cautious conservatism.
- A Feathered River across the Sky: The Passenger Pigeon's Flight to Extinction.
- Unstoppable: The Emerging Left-Right Alliance to Dismantle the Corporate State.
- Mass Flourishing: How Grassroots Innovation Created Jobs, Challenge, and Change.
- Literature and Liberty: Essays in Libertarian Literary Criticism.
- Bootleggers and Baptists: How Economic Forces and Moral Persuasion Interact to Shape Regulatory Politics.
- The Conscience of the Constitution: The Declaration of Independence and the Right to Liberty.
- The New Scarlet Letter? Negotiating the U.S. Labor Market with a Criminal Record.
- Why Government Fails so Often--and How It Can Do Better.
- Tolstoy's manifesto on the state, Christian anarchy, and pacifism.

subset: commoncrawl


text:
E: firstname.lastname@example.com
I've been attending ECC since I was 6 years old and accepted Christ as my Lord and Savior when I was 12. I've served in different ministries over the years including deacon, Sunday School teacher, youth group leader and elder. I currently serve as a small group leader, greeter, and deliver communion to shut-ins.
I've been married to Joyce for 34 wonderful years and have 2 children, Josh and Jaclyn. Josh is married to Kim and have my grandson, Hunter. They are also expecting another child in January, yeah God! Jaclyn will be a senior at the University of Southern Indiana majoring in elementary education.
I am co-owner of First American Trust. We are a financial services company that specializes in life insurance, investments, retirement and estate planning. I also assist Josh with his business, Ennis Tree and Lawn.


text:
Heathrow to Rugby: Time & Fare Saver! Pre-Book Today! God Bless
Pick-Up: Heathrow Airport (LHR), London TW6, UK – Drop Off: Rugby, Warwickshire, UK
Please ensure you book the correct vehicle for your Heathrow airport to Rugby, Warwickshire, United Kingdom Journey. Vehicle capacity is indicated below:
Hand Luggage
Heathrow to Rugby: IMPORTANT INFORMATION – PLEASE READ!
Click here for >> Rugby to Heathrow
Fixed Fare Quote's! Our personnel Highly recommended Advanced Booking as soon as possible; To stop Disappointment.
Heathrow Gatwick Cars suggest to Pre-Book Immediately!
Please understand that all mini cabs journey booking's is required to be arranged by the tean organization or on-site. to ensure voyager chauffeur and taxi insurance cover is in force; and it is by the Transport for London private hire rules. the Rugby cab driver must not pre-book or get the job done direct aided by the traveller's. when he/she have not advise the Company to be able to record the reservation. To generate the reservation pre-arrange airport Heathrow to Rugby Taxi service on-line! or simply take the time to talk to our office personnel over the telephone concerning supports.
As soon as your booking have been received, with-in 12 hours you shall be sent a confirmation e-mail. (6 hours for critical booking's).
This confirmation will describe your Rugby, Warwickshire journey in full. and will also comprise the entire fixed price, the purchase reference No. and payment received with thanks. and the way's to discover your airport taxi Heathrow PCO driver. Bare in mind, the above quote's are Fixed fare for each Vehicle, Not for each Passenger on the journey. "No Heathrow to Rugby Taxi Meter" – "No Hidden Price's". no matter what route and also time obtained from Heathrow airport to Rugby, Warwickshire, U.K location.


text:
Laszlo Kovacs and Vilmos Zsigmond were two of the best and most influential cinematographers working in Hollywood in the Sixties and Seventies; between them, they worked with the likes of Robert Altman, Martin Scorsese, Steven Spielberg, Brian DePalma, John Boorman, Peter Bogdanovich, Hal Ashby, Peter Fonda, Dennis Hopper, and Paul Mazursky, helping shape the look of some of the most vital films of the decade and showing new ways to balance beauty and realism on screen. Surprisingly, these two master...more
All No Subtitles Necessary: Laszlo & Vilmos cast + crew photos
Movies.com, the ultimate source for everything movies, is your destination for new movie trailers, reviews, photos, times, tickets + more! Stay in the know with the latest movie news and cast interviews at Movies.com.
Copyright © 2020 FANDANGO MOVIES.


text:
Promote Music
Are you an upcoming artist, looking for a way to gain popularity? Here is an opportunity for you! You can promote your music/ videos on our website caltrends.com.ng at a much reduced rate. We'll help you reach millions of people from Nigeria and other parts of the world through our website and social media pages!
For enquiries on music promo, send us an email on firstname.lastname@example.com or sms, whatsapp on 08120719754


text:
About Mobility Scooters in Townsville
The amazing scooter concept
At Big Mike's Mobility Scooters North Queensland, we aim to give our customers a real complete customer package, from the very first time they walk in the door right through to the sales, servicing and repairs. Customers can come for a chat about their new Big Mike's mobility scooters. We have a great range of new and second-hand scooters.
Have a test drive or even try before you buy
Why are we Queensland's best scooter provider?
Our Big Mike's mobility scooters have advanced scooter technology with a clear display showing your speed, distance traveled and battery level. The enclosed tiller provides a more comfortable and safer grip than traditional scooters.
Which mobility scooter is right for you?
Let's organise a free trial
Big Mike's Mobility Scooters is one of Australia's fastest growing mobility scooter companies because we bring real customer service to you and give the lowest prices with the highest quality.
Our free, no obligation, in-home demonstrations in and around the Townsville region. Or if you are living anywhere in the North Queensland region give us a call and see what we can do for you. We can always drop by and show you some of our most popular models for sale. So, what happens at a demonstration? Firstly, we talk about your requirements to understand more about where you want to travel, how far you wish to go and what are the conditions of where you are going. This ensures we can match the right scooter for you.
For example, if you live in a hilly suburb, we'll recommend a larger model. Secondly, we'll give you a training session on how to travel forwards, stop, turn and reverse. This will give you the knowledge and confidence in becoming a proficient driver. Thirdly, we'll travel around your local area on your Big Mike's scooter. This could be within the village or perhaps down to the local shops. At Big Mike's Mobility Scooters North Queensland, we are confident that our scooters and chairs are of the highest quality and lowest price, with an outstanding level of customer service. If you've been living with limited movability, contact us now and we'll come to you for a free home demonstration.
What People Are Saying about
Mobility Scooters North Queensland
The Big Mike's scooter is everything I could have hoped for, and even more. Solid, comfortable, takes hills well, and then there is the high gear when required. And people in shopping centres are instant friends.
Unsure of the right scooter for you?
Call us on 07 4427 5622


text:
As the winter dragged on and each date became more and more depressing, I started to lose faith with the whole OKCupid experience. I know that people say that you have to "kiss a lot of frogs before you find your prince", (well, princess in my case) but this was just nuts. Date after date of no connection, nothing in common. It's then I realized a sad truth.
For all my dates, I was their frog.
I kept trying. I stayed true to my mission statement and said yes to everyone. I didn't shy away from any date. But I was getting a little jaded, a little more cynical. Then I met a women who would change my mind completely. Well, for a little while anyway.
Renata was a single mom from MA. She was funny, quirky, very librarian girl looking with the chunky glasses, funky hairdo and a devilish smile. We talked for hours on messenger about all things geeky. I found myself really enjoying our chats. She suggested a date. At first, we were going to meet for dinner but the lack of a babysitter meant a change of plans to having wine at her place and watching a movie. Whoa, this woman knew me too well. Wine and a movie, cuddled up with a gorgeous woman? Hell yeah!
That night, there was freezing rain. The roads were a disaster and making it to her house was a bit of a challenge. But I finally made it and she greeted me at the door with an enthusiastic hug. We went into this sort of converted mud room which had been decked out like a man cave: huge tv, sound system and couches.
We sat on the couch and I quickly realized this wasn't a date. She just saw me as a buddy. My first clue was when we sat on the couch and she sat as far away as was physically possible without careening off the end. Yeah, I was used to this feeling. No chemistry in person. Sighing, I accepted my fate, popped open the wine and she put on some awful movie about a Roman legion in England. It was terrible and we mocked it like we were on Mystery Science Theater 3000. It was fun, we laughed.
Then she did something really bizarre. Out of the blue, she played the "Oh, I'm so tired" card. Really? I've been on the recieving end of this tactic before when someone wanted out of a date. "Oh, I'm so tired. I just hit the wall. Can barely keep my eyes open" etc, etc. I thought it had already been well established that this wasn't a date and we were just hanging, but aparently, even my mere presence was unwanted. I decided to cut my losses and go home. Having been rejected so many times, I wasn't surprised just a little confused. Why bother with the whole "I'm so tired" nonsense? I thanked her for having me over and as I went to leave, she gave me another big hug.
"Honey, please be careful on the roads, it's so icy."
Honey? Now I was more confused. Did I miss something? Did this night go better than I had interpreted it to be? Maybe she really was tired. Testing the waters, I suggested that we get together again.
"Sure, how about this Sunday? I'm free all day and the folks can take the kid for the day!"
Wow, ok, I really had misread everything! We hugged again and I gave her a smooch on the cheek. She pulled back and gave me a stern look.
"No, no kissing on the first date." She smiled. I really had gotten everything wrong.
"Now, make sure you text me when you get home so I know you made it. Bye sweetie!"
Sweetie?? And the whole icy ride home, she would text me with messages like "Be safe sweetie" and "can't wait to see you again, honey". I was in shock. How could I misread a situation so badly? Maybe because after all the bad dates, maybe I couldn't tell that we had connected. Maybe I missed it entirely and allowed my cynicism to cloud my judgement.
I finally pulled into my driveway. Like a good boy, I did what I was told and messaged her I had made it safely back to North Hampton.
"Good night, sweetheart." was her reply.
I came into my bedroom and clicked on my computer as I always do before going to bed, checking Facebook or perhaps going through some blogs before finally falling asleep. I noticed I had new mail. I clicked on my yahoo and there was a letter from Renata. Excited, I clicked on it. It was only later that I noticed the headline read "Sorry".
Thank you for a nice evening last night. It was great to finally meet you. I have to tell you, I didn't feel the same connection that I think you did. I'm so sorry. You are an amazing man: sweet, adorable, smart, funny, and creative. I wish you the best of luck in your search, but I don't think Sunday is a good idea.
Again, I'm so sorry,
So am I the only one who said "What the fuck?" when you read that? It was like a rejection letter for some job I didn't know I was applying for. I had already accepted that we had no connection. I had come to terms with the lack of chemistry. And Sunday? Sunday was her idea to begin with. What the hell was going on in her head? She initiated the whole second date idea. I let this stew for a day and then wrote back a concise, albeit a little bitchy, retort.
"Wow, I have been thinking about this all day and I have to say I'm really disapointed. I thought at the very least, I had made a new friend. So what if there was no attraction, you can never have enough friends. Would love to have kept that friendship alive here. But friend's don't send out dismissive emails to each other. I would have expected a phone call, so we could at least salvage the friendship. I really enjoyed chatting with you and enjoyed your sense of humor. Even though it wasn't a "date" last night, I was looking forward to getting to know a new friend. I'm deeply saddened that you didn't take the opportunity to call and talk to me. I find dismissive little emails very childish. Adults talk to each other. Friends discuss things with each other. I'm truly sorry that you had no intention of even being a friend. I'm sorry I wasted your time this past week or so."
Yeah, maybe I was a little over the top in my response. I let 4 months of bad dates, disapointments and dashed hopes catch up to me. I wanted to really lash out but I think I showed a certain amount of restraint by not just calling her a c*** and leaving it at that. I almost wish I hadn't opened that email when I got home. For a few hours, I could have believed that maybe this whole dating thing was worth it. It was going to work out.
I would have been fine believing that, even for a little while.


text:
This music video is dedicated to all the brave people who set sail to break the siege of Gaza, and to the nine martyrs of the Mavi Marmara, who were brutally murdered by the Israeli navy. Hopefully this song helps to inspire more and more flotillas! Free Palestine, Free Gaza !
Words, music, performance and production: Doc Jazz
All rights reserved.
Freedom Flotilla – Doc Jazz
In the memory of those who fell
Their story we'll always tell
Heroes and martyrs for the cause of peace
In the memory of those who died
Nine names are glorified
We will continue until Gaza's release
For the mothers and children living desperately
In the largest concentration camp in history
We're sailing on the Freedom Flotilla
For the sake of justice we'll be facing the killers
We're armed with nothing but the will to bring peace
To break the siege and seal a victory
We will sail on
Sail on, Sail on
Freedom Flotilla
There will be no compromise
On the crimes that we despise
Years of siege can't break the people's will
They can sink our vessels
But we'll go on and wrestle
Against the forces who are trained to kill
For the fathers and brothers living steadfastly
In the largest concentration camp in history
We're sailing on the Freedom Flotilla
This is our fleet, our non-violent guerilla
We stand for the right of everyone to be free
And an end to crimes against humanity
We will sail on
Sail on, Sail on
Freedom Flotilla
To Gaza


text:
The kitchen is often described as the heart of the house, and as such, it is certainly probably the most in style reworking tasks. Modern design traits typically point to all white as the kitchen color palette of alternative. All of the inspiration you must make the kitchen everybody's favourite room. The wood grills of the kitchen cupboards have been taken from an previous photo of a Nineteen Twenties yacht.
With so many kitchen ideas and photos to have a look at you is perhaps a bit overwhelmed in terms of choosing your individual kitchen design. On this Cape Cod cottage , the small kitchen's custom-made cabinetry is painted in Tanner's Brown , and the partitions are in Cream , both by Farrow & Ball.
For tight areas, a galley format is a superb kitchen remodeling choice. In an open-plan kitchen, you will also want a separate dining and/or residing space, positioned as distant from the work zone as potential so as to not disturb anyone consuming or stress-free in these areas.
This modern-meets-maritime New York City kitchen designed by Anik Pearson uses a singular mixture of wood, concrete, and metal to create its glossy and concrete, but nautical look. If you happen to're on a decent budget consider revamping kitchen cupboards or investing in some new kitchen worktops to refresh the style and add years of service to the busiest room in the home.
This previous workbench houses drygoods, office provides, and even assorted wrapping papers. The various patterns used add depth to the area. Fabric impresario John Robshaw's Connecticut country home is quaint and colourful. Homify specializes in serving to house renovators and residential builders alike, design and build the kitchen of their desires.


text:
Central confinement chamber of C-2U, a plasma confinement experiment comprising 10,000 engineering control tags and 1,000 physics diagnostics channels at Tri Alpha Energy's investigation facility in California, US. The algorithm will reduce the time it requires to perform out best achievable options to kind plasma from a month to just a couple of hours. The numerous sorts of assistive technologies that's available are superb sources for Particular Wants Children! We all want to have a extremely great personal computer and the newest technologies in laptop hardware is of fantastic help for us in this respect. Get them to be creative with what a laptop can do, and not just use it as a device. สมัคร Gclub บาคาร่า ออนไลน์คาสิโน
Most very good laptop method utility computer software automatically defrags your hard drive, cleans up junk files, repair disk errors, turn-off un-necessary background programs which are slowing down your computer, fixing registry difficulties, and some a lot more advance programs like Advance Program Care Pro even scan and removes viruses, malware, and spyware to preserve your computer protected.
Usually, when frozen, the pc will not permit you to do anything for a few seconds and then it will resume. Whether or not you are creating a pc that has an AMD or Intel processor and which variety of architecture or format it has such AMD Phenom II or Intel i7.
Having as well small power going to the computer will result in some of the hardware to not function appropriately or function at all. I also provide a totally free technology teacher e-mail course It is five components and walks you even though how I do my preparing and gather information.
A college with major technology programs will speedily grow to be a globe renowned university with the sources to purchase top humanities departments. I am a player a (in each personal computer and arcade) all I can say is… most companies like to use Nvidia for gaming as it has a fantastic computer software that runs with the graphics card.


text:
The platform bedroom sets which made of wood have many benefits. They go well with any decor and provide clarity to the ethnic home. The ones consists of a metal gives a over contemporary look. Metal frames come in several truly unique and fashionable designs. You will also find the traditional style. The platform bed sets storage is specially made for the small flat in order to save a lot of space. There are a lot of built in storage space in this set and they also come in many designs. If you are planning to buy a platform bedroom sets, then you have to visit many traditional showroom that you get to check out different designs and styles they offer. If you do not have time, you can surf the Internet. There are many online vendors that sell these groups at a reduced price. Check them and get the best deal. That's all tips to buy Platform Bedroom Sets.
The biggest benefit of Platform Bedroom Sets is that there is ample under bed storage space available. They come in a variety of colors, designs and materials. You can make your choice from traditional and contemporary styles. The set comes with a bed along with other furniture such as nightstands, fashion, closets and cabinets. There are various options available when it comes to choosing online platform set. You can choose from different types of bed frames which are available. They include the wood bed frame, a casing bed frame, storage bed frames, and a low profile bed frame.
About | Contact | Copyright | Privacy Policy | Term of Service |
All graphics and other visual elements as well as any sign reproduced on the display products reproduced on the Website belong to their respective owners and users and is provided AS IS for your personal information only. Copyright © 2004–2020 Cotterar.


text:
I need to practice drawing guys, but girls are so much easier/nicer to draw.
Still adjusting to DIT (my new college), but on the positive side it seems to be doing wonders for my art block. These are all from my new ridiculously small sketchbook. If it weren't for many hours of boredom in college, I probably wouldn't be drawing nearly as much. It'll be a different story once I get some assignments I'm sure.


text:
James Corden stirred up some controversy when he was photographed playfully kissing former White House press secretary Sean Spicer, who made a surprise appearance at the Emmys on Sunday.
Corden took time during his monologue on Monday night's episode of his late night talk show to admit he is "disappointed" in the photo and blamed the alcohol.
"The big winners last night were Donald Glover, Hulu and former White House press secretary Sean Spicer. Spicer won best actor in a comedy for his role in Donald Trump's administration," Corden says.
"According to some reports at the afterparty, Spicer was the post popular guy in the room." Corden continued. "And I just want to say, I think people are forgetting that this man lied to the American people, and should not be embraced. These Hollywood phonies kissing up to Sean Spicer are disgusting. I mean, who did this? Who are we talking about here?"
A photo of Corden kissing Spicer appears on the screen to which Corden responds, ""I know you think that is a picture of me kissing Sean Spicer. But in the spirit of Sean Spicer — no, it isn't."
Corden took some responsibility for the photo and chalked it up to a drunken mistake.
"Anyone ever have that feeling when you get a little drunk and then wake up the next morning and think, 'Oh God, who did I kiss last night?' It's a bit like that," Corden says. "To be fair, everyone was kissing ass last night at the Emmys. I just happened to kiss the biggest one there."
But Corden admits he understands why people were uncomfortable.
"Understandably, some people have been disappointed by this photo. In truth, I'm disappointed by it as well. I am, I've have been reading a lot of harsh comments on Twitter today, and I hear you loud and clear, truly, I do," Corden says.
Watch below.


text:
Smarter cities start with smarter, more connected citizens. And several recent IoT developments are providing plenty of opportunities for citizens and consumers to get connected with the world around them.
Wearables such as fitness trackers are allowing users to access public transportation systems by simply displaying their wrists to pay for their rides. In the fashion world, a line of connected handbags are helping both consumers and designers stay on top of the latest trends. The February Intelligence of Things (IoT) Tracker™ shines a spotlight on how these advancements are not just offering a more seamless purchasing experience for consumers, but are also offering companies and developers better insights into user behaviors and helping both consumers and devices become more intelligent along the way.
News from the IoT ecosystem
With greater connectivity comes greater opportunity for companies and consumers to learn from one another.
Take fashion designer Rebecca Minkoff, who recently launched a connected handbag that aims not only to help users carry their stuff and look fabulous, but also to help the company stay on top of the latest fads by continuing to connect with consumers after a purchase is made. Meanwhile, IoT connectivity is also expanding into household appliances, as NCR and Freshub debuted a smart kitchen solution that allows users to order groceries from a preferred retailer using hand gestures and voice commands. The two companies believe the move is necessary as consumers are increasingly expecting greater connectivity from their products.
But the push to increase connectivity between users and networks is also creating security challenges. Recognizing that more connections mean more opportunities for devices and networks to get compromised by hackers, several companies are investing heavily in boosting security for the IoT ecosystem. To tackle these challenges, several major tech and telecom companies – including AT&T, Nokia and IBM – have partnered to form the IoT Cybersecurity Alliance to research and develop solutions to emerging IoT threats. Another partnership between Verizon and Qualcomm Technologies is focused on helping companies develop IoT solutions that can be used in automation, wearables and smart cities.
Speaking of smart cities, several major metropolitan areas around the world — from New York to Dubai to Singapore — are ramping up efforts to offer IoT connectivity to their residents. In London, a partnership with Mastercard has integrated contactless payment solutions into the city's public transportation system. For the February edition of the IoT Tracker™, PYMNTS spoke with Ian Slater, senior vice president of enterprise partnerships for Mastercard, about how integrating IoT solutions is helping citizens and city leaders transform their communities into smart cities.
. . . . . . . . . . . . . . . .
To download the February edition of the PYMNTS.com Intelligence of Things Tracker™, click the button below…
About The Tracker
The PYMNTS.com Intelligence of Things Tracker™ showcases companies that are leading the way in all aspects of the Intelligence of Things. Every month, the Tracker looks at what these companies are doing across the ecosystem and in several categories, including Personal, Home, Retail, Transportation, Wearable, Mobile, Infrastructure, Data and more.
New PYMNTS Report: Preventing Financial Crimes Playbook – July 2020
Call it the great tug-of-war. Fraudsters are teaming up to form elaborate rings that work in sync to launch account takeovers. Chris Tremont, EVP at Radius Bank, tells PYMNTS that financial institutions (FIs) can beat such highly organized fraudsters at their own game. In the July 2020 Preventing Financial Crimes Playbook, Tremont lays out how.


text: Might be useful in the future – here's Radio 4's In Business that looks at Health (called 'Now Wash Your Hands Please' broadcast on 29th July 2010). The first piece in the programme is about getting Africans to wash their hands. About 1 million people die every year as a result of not washing their hands and this is a great example of an NGO working with the corporate sector (Unilever) in a Public Private Partnership. It's about highlighting the health issue and how Unilever has created new sizes of soap and used its marketing expertise to get the product and message out there.


text:
Specializing in family, birth, and baby milestone sessions.
Thank you for visiting the website! I simply strive to provide a fun, easy going experience for each person that I have the pleasure of working with. Amour Photography by Paisley Lemons is based in the North Georgia, Chattanooga area but serves all surrounding areas! Visit the Amour Photography studio in Fort Oglethorpe or book a session in our beautiful scenic surroundings. Amour Photography specializes in all things baby including maternity, birth and newborn. Of course I don't stop there! I have ample experience in all types of photography from boudoir to weddings and everything between.
Free Consultations
Professional Retouching
Print Release With Digital Purchase
Studio Option
Outdoor/Natural Light Photography
Event Photography
Customizable Grow With Me Packages
Package Payment Plans


text:
Coronavirus (COVID-19): Relief options and Additional ResourcesCLICK HERE
You are here
Archived Conferences
To request a copy of the archived documents listed below, please contact the Office of Advocacy via email at email@example.com.
The conferences below highlight the Office of Advocacy's mission to protect, strengthen and effectively represent the nation's small businesses within the federal government's legislative and rule-making processes.
- The May issue of The Small Business Advocate - spotlights the conference, "Building a Better Small Business Climate: State Regulatory Flexibility Best Practices," which took place on March 28 in Kansas City, Missouri.
- Entrepreneurship: The Foundation for Economic Renewal in the Gulf Coast Region - The proceedings from the 2006 New Orleans conference include; presentation summaries, powerpoint presentations, and conference participants.
- The RFA (Regulatory Flexibility Act) Symposium Conference Proceedings - Part 1, Part II - Proceedings from the September 2005 conference include, regulatory research, e-rulemaking, judicial review, and reducing existing regulatory burdens.
- Global Perspectives on Entrepreneurship Policy Agenda – Summary, Part 1, Part II, Part III - Proceedings from the June conference include, summaries of presentations, powerpoint presentations, and biographies of speakers.
- Putting It Together: The Role of Entrepreneurship in Economic Development – Summary, Part 1, Part II, and Part III - The conference proceedings includes summaries of presentations, biographies of speakers, powerpoint presentations, and a list of participants from the conference.
- Entrepreneurship in the 21st Century (Videos) - A One-Day Conference Sponsored by Office of Advocacy and The Ewing Marion Kauffman Foundation that explored economic issues likely to affect small business. The links includes proceedings, videos, biographies of speakers, and powerpoint presentations from the conference. Part I, (Part II), (Part III).
- National Entrepreneurial Conference & Expo - 2003 Small Business Advocacy Winners from various demographic backgrounds, and geographic areas.
- Advocacy at 25 - Looking Back, Looking Ahead- A celebration and symposium on Advocacy's 25-year history and future
- Tax Policy and Small Business: New Firm Formation, Growth, and Survival - An Advocacy sponsored conference held July 2001 that covered the impact of taxes on hiring, investment, debt finance, equity finance, firm growth, and health insurance.
- The Changing Banking Structure and Its Impact on Small Business - Conference held June 2000. Program Papers and Comments.
- The Invisible Part of the Iceberg: Research Issues in Industrial Organization and Small Business - Conference held January 2000.
- Vision 2000 - Conferences of several hundred state and local small business policymakers celebrating their successful programs and examining models of excellence--ideas that are working for small business across the country.
- The 1995 White House Conference on Small Business - held in June 1995, developed an action agenda for small business--60 public policy recommendations that will further shape small business'role as the nation's job creators, innovators, and risk takers. This slate of 60 issue recommendations is designed to help small businesses grow and prosper into the 21st century. The Office of Advocacy has four publications available concerning the White House Conference.


text:
The Weapons & Field Training Battalion conducts entry level marksmanship training, annual requalification training in rifle and pistol, field training, and facilitates the culminating event of recruit training, the Crucible.
In phase two of recruit training, recruits receive formal instruction and hone the skills necessary to maintain and accurately fire the M16-A4 on four live-fire rifle ranges. Each range is supervised by approximately 40 Marines who have completed a demanding course of marksmanship instruction to provide the highest caliber of weapons training in the world.
In phases two and three of recruit training, Marines from Field Training Company teach recruits the fundamentals of living in the field and surviving and winning on the modern battlefield, including chemical, biological, radiological, and nuclear defense. These duty experts have honed their skills through a unique blend of classroom instruction and hands on experience leading Marines in the operating forces.


text:
What we believe in
Everyone at Optimal Online believes that a digital experience needs to be seamless, functional and innovative. That's why we develop creative and efficient solutions to meet our clients' digital and online needs. We specialize in development, digital design, online marketing and database management.
What we do
We deliver digital and web services to clients to reach marketing objectives. We are also always identifying trends and building in-house products that we can leverage in the market place.
Our Culture
Our policy os to hire NICE people. The work space is where we spend a lot of our time. We need to make sure that the time spent at work is not only fun but there is an element of always learning new things everyday. We are all open for new ideas and be better ways on how we can improve our working environment. Optimal has only been around for 15 months so there is also the chance to help influence our structure.
Why Work For Us
We are a fast growing start up. There is a huge opportunity to grow with the company. At Optimal Online you are not just a number. All employees reeve a 10% bonus of all work that they bring into the company. So the more the business earns, the more the employees do.
Our Engineering Processes
Currently each projects is handled in isolation. With growth we will need detailed processes. This is where your experience will come into play.
Our Hiring Process
Our process is very simple. Once we have viewed your CV and believe you have the experience for the position, we would invite you to an interview either at our office in Durbanville or via a SKYPE call - depending on where you live. Once you and the business have a better understanding of the job description and can imaging working with one another, we would send you a task, depending on the position available. We would then call your references and should those be positive - we would send you an offer letter.


text:
Trauma/drama and dysfunction does not discriminate. There are no particular demographics. This is not a "boy" thing or a "girl" thing. Its not a thing where there is fault or blame although until a generation learns to change the way they view and engage with life we will pass this way of surviving/experiencing life to our children. It is by ending the desire to "blame" that perhaps we will end the perpetuating of the pain. Men blame women. Women blame men. Children blame parents. Parents blame children. When we all stop blaming and start doing our own work to heal our own pain is perhaps when we will have healed enough to have healed the world.
In others words...
Be the change.
When we stop blaming and start making others responsible for the things they do and say, establishing healthy boundaries and begin communicating how their actions affected us instead of shaming and blaming them for how awful our life is today...
That, my friends....
Was a hard change to make.
I wanted revenge.
I wanted to make them suffer the way they made me suffer.
The only thing with that?
Is that made me like them.
I know.
It sucks.
Its hard.
It hurts.
The first step to tapping that power is letting go of believing we are still powerless.
Letting go of the blame?
Meant I'd have no one to blame.
Get it?
To say it another way....
When I let go of the idea that something was "wrong" with me....
I had to look at "ok then - well why am I so f*****d up?"
Of course!
Its my parents/husband/wife/kids/job/boss/therapist/the mailman, the milkman....I got fired, I was mugged, I was....
When there was no one to blame for why I was in such pain...
I had to go through the pain.
I could no longer avoid it.
When I had no one else to blame...
I had to also become responsible.
No - not responsible for what others have done that hurt me.
Responsible to learn how to deal with that hurt in a new way.
Learning how to let go of the childlike way of blame and hoping someone would rescue me, pay attention to me, understand me....
It became a truth that set me free...
Learning how to be responsible for myself to go through the pain instead of hanging onto it.
(Deep breath here...)
I had to learn how to let go of the past...
that I could enjoy my today
and create my tomorrow.
And the miracle?
Was that in learning to heal myself and "be the change" I wanted to see in the world?
I began to see things change in the world around me.
Hard work; I get that and I'm feelin' it.
I'm right there with ya.
You can do this.
Be-come the creator of your own "best life".
It is never too late.
Here are some other posts from the archives that talk a bit more about the how behind finding my healing and making it ok to let go of the past in order to begin creating my future.
Fighting Forgiveness - the how behind finding the path to forgiveness and my new understanding that forgiveness was about me - not them.
No Longer a Victim and Much More than a Survivor - an excerpt: This is the place where I give responsibility to those who let me down...and take responsibility for becoming the creator of my own "best" life.
Peace on Earth, Goodwill Toward Men an excerpt: And this was the place where I began to understand that as we begin to become the change we want to see in the world - that the world will begin to change.
It Wasn't Me. An excerpt: I was able to understand the difference between understanding that my past life experiences were the reason my life was f***ed up and...using my past as a reason why it is still f***ed up.
"story"? Or "Story"? An excerpt: It was in shifting my Story to be about me, my anger at being violated, my power and my choice taken from me, to feel both the anger and the grief, to tell why this was important to me that I was able to move myself into, through and out of the healing process and give meaning to the backstory by telling MY story.
Leave your comments below ...
thanks for reading; please consider sharing:)
Go here to pre register for our first "empowerment bootcamp" this fall...then send me an email and tell me what it is that you are struggling with? What do you want to learn more about? You can email me at email@example.com
Seek Knowledge, find Wisdom, live your Truth!


text:
I recently heard a lecture by Dr. Esselstyn on reversing heart disease. One of the food recommendation he made was to avoid sugar. I don't use table sugar or brown sugar anymore. I try to use whole fruit for sweeteners. But I am interested in having more info about this sugar link. Can you point me to books and/or articles that address this? I would appreciate it so much.
Discussion Forum
Forum for DrCarney.com Discussions, Questions, & Answers
- Sgilmor
- Support Questions
- June 14, 2018
- Subscribe via email
There are no comments made yet.
- Page :
- 1
There are no replies made for this post yet.
Be one of the first to reply to this post!
Be one of the first to reply to this post!


text:
GREETINGS from Planet Lunardon – Massimo Lunardon Glass Work
Greetings earthlings! My name is Cosmic Cat- a very friendly creature from Planet Lunardon. On planet Lunardon, every home must have a cute animal companion, such as this Cosmic Cat. Made from borosilicate glass by acclaimed artist Massimo Lunardon, this bright-eyed cat is up for adoption and looking for a new home on Earth. His metallic, triangular head and tear-drop body are full of one thing; love.
Massimo Lunardon is an artist with a unique, free-spirited- alien flair for glass blowing! Born in Marostica, Viceriza, Massimo grew his talent into fame. He has humble roots grounded in studying and years of apprenticeship in glass furnaces. In 1988 he opened his own workshop and from there he gained notice working with various firms such as Artemide, Tag Heurer and Mount Blanc. Those partnerships furthered Massimo to start his own unique line of glasswork. His art continues to gain fame and has been exhibited internationally in museums, galleries, and institutions like Sotheby's London. All of his one of a kind creations are produced in San Giorgio de Perlena, Italy.
Artist, Massimo Lunardon at work in his San Giorgio de Perlena, Italy studio.
Massimo Lunardon started his company in 1996 as a creative place for collaboration and growth between artists of all kind. Since then he has hosted workshops, classes, artistic campaigns and has shown in some of the top galleries and exhibitions in the world.
Aliens, Massimo Lunardon.
You can find is work at high end retail stores such as Bergdorf Goodman, Neiman Marcus!
Oil and Vinegar Dispensers Wine Decanter Glass Wear
Cosmic Cat is still up for adoption and currently resides at our Las Olas Gallery in Fort Lauderdale, FL! We do hope you consider taking home Cosmic Cat, who is sure to put a purrfect smile on all who meet him! To inquire about Cosmic Cat click HERE!


text:
Hazel Nuts Chocolate is the electronic/pop mind-child of Japan's Yuppa (ゆっぱちゃん), formed in 2000 and later renamed to HNC in 2009 to solidify her solo-artist progression. She handles composition, lyrics, vocals, programming, concept design, and artwork. 'Cute' is the second (and final) full-length released by her earlier band (three members) in 2005, with accompanying programming help from Hayashibe Tomonori (from Plus-Tech Squeeze Box).
A carefree pop record that really has a lot of dynamic twists underlying its cheery vocals. Basically a great album where you don't have to overthink to enjoy, but are rewarded equally for doing so.


text:
God is faithful! Read that statement one more time and really let it sink in….God IS faithful!
Do you believe that? By definition, that means He is true to His Word and will keep all of His promises; He is reliable, trustworthy, and 100% dependable…even if we are not. Before you begin your morning, take some time to read Psalm 105:5-8 and think about what it's saying. As verse 8 says, God remembers His covenant forever, even when His people forget. That one statement is going to play a big part in today's Scripture, as we look and see just how far God is willing to go to redeem His children. Take some time to pray, focus, and get your heart right before God…then keep reading.
"Remember the wonders He has done, His miracles, and the judgments He pronounced…He is the Lord our God; His judgments are in all the earth. He remembers His covenant forever, the word he commanded, for a thousand generations, the covenant He made with Abraham, the oath He swore to Isaac." (Psalm 105:5-8)
I'm extremely excited about today's study, because we get to do the thing I love best…go back to the Torah! The Torah, or the Book of the Law, consists of the first five books of the Old Testament, given to Moses by God. It tells the great story of the call of God's people, their deliverance, God's redemption, and the covenant He made for generations to come. Let's read our main passage of Scripture for today from Hosea 2:8-9.
"She has not acknowledged that I was the one who gave her the grain, the new wine and oil, who lavished on her the silver and gold-which they used for Baal. Therefore I will take away my grain when it ripens, and my new wine when it is ready. I will take back my wool and my linen…no one will take her out of my hands." (Hosea 2:8-9)
The interesting thing about the book of Hosea, is that the characters in it are symbolic of God's relationship to Israel. In this passage, God is essentially saying that Israel had failed to acknowledge His blessings. Look back at the last part of verse 9. What is God's response? What does that say about the God that we serve?
Now the people living in the Northern Kingdom during Hosea's time were very prosperous. On the plus side, they had strong kings, a lot of money, luxuries, and plenty of livestock; the down side was that they were self-sufficient, proud, and had forgotten God. They attributed all of their wealth to other "gods" and began worshiping them. Now we all understand that worshiping other gods is bad, but the fact that they said the other gods gave them their grain, wine, and oil is even worse! Why?…Let's read a passage from the book of Deuteronomy and see:
"Know therefore that the LORD your God is God; he is the faithful God, keeping his covenant of love to a thousand generations of those who love him and keep his commandments… If you pay attention to these laws and are careful to follow them, then the LORD your God will keep his covenant of love with you, as he swore to your ancestors. He will love you and bless you and increase your numbers. He will bless the fruit of your womb, the crops of your land—your grain, new wine and olive oil—the calves of your herds and the lambs of your flocks in the land he swore to your ancestors to give you." (Deuteronomy 7:9; 12-13)
*Gasp* and wow! God told the people hundreds of years before that if they followed Him, He would bless them and give them grain, new wine, and oil. Years later, when they had the grain, wine, and oil, they attributed it to their own self-sufficiency, hard work, and prayer towards other "gods." They even took their gold and silver and made idols from it-something else God told them specifically NOT to do. What a terrible thing to do, right?…but think about it, don't we do the same thing? Have you ever received a gift, talent, or blessing from God, only to turn around and thank yourself for being so awesome? I know I have. Have you ever used your gifts, talents, time, or money to do things that idolize other "gods?" I think we tend to believe that our "gods" aren't that bad, since they're not made of wood, gold, silver, or stone. Truth be told, the ones made of money, fashion, popularity, pride, and other people are possibly worse.
Take a few moments to examine your life. Do you have other "gods" that you need to get rid of? What has God blessed you with that you need to thank Him for?
In Hosea 2:10, God makes the statement that, "no one will take [My people] out of my hands." God's desire for your life is that you commit to Him only. The other "gods" have no power…they are simply idols made by human hands. He loves you so much and desires to have all of you- your time, gifts, talents, abilities, etc. Think about that this week, and remember to thank God for the many ways that He has blessed you


text:
October: 2nd Annual Eau Queer Film Festival
This fall, the Eau Queer Film Festival (EQFF) returns to the University of Wisconsin - Eau Claire campus for its second year. Running from October 13th-16th in Davies Theatre, this lesbian, gay, bisexual, transgendered, and queer film festival will offer audiences a wide cinematic range from feature length comedies and dramas to documentaries and shorts.
The purpose of EQFF is to embrace difference, promote equality, and educate through the powerful medium of film. The film festival originated last fall as an extension of the new immersion course, LGBTQA Studies: San Francisco Travel Seminar. The course, which was taught through the Women's Studies Program by professors Ellen Mahaffy (Communication and Journalism) and Pamela Forman (Sociology), incorporated a trip to San Francisco to experience its annual gay pride celebration, make documentary films, and attend Frameline, the longest running LGBT International Film Festival.
The EQFF features films that students screened at Frameline's LGBT Film Festival. In October we will showcase award winning films, including Three, Weekend, Gun Hill Road, Gen Silent, and Wish Me Away. The opening night film, Three, is a unique a feature length drama out of Berlin. Three explores a complex love triangle between a straight married couple and their lover, a man, with whom they are both having an affair. Weekend considers the possibilities when two opposites attract each other; they engage in conversation that reminds us of one of life's greatest aspects: love. When the weekend comes to a close will this pair be able to truly trust one another? Weekend is a film that will surprise you through its honest look at life's curve balls. Gun Hill Road is an exploration of a male-to-female transitioning teen, who is struggling to handle the demands of his religious, unaccepting father and the social norms of gender and sexuality. The riveting scenes of transgendered experience are some of those most vivid and poignant in all of Eau Queer. Closing night features Wish Me Away, a moving and eye-opening documentary about Chely Wright, a famous country musician from a small southern town and conservative Christian family. In 2010, Wright came out publicly as a lesbian despite facing scrutiny from a heterosexist and even homophobic industry.
The three student documentaries will screen on Saturday, October 15 at 4 p.m. Our Town (Kim Acheson, Katy Cobb, Lindsay Miklya, and Brooke Verwiel) contrasts the different realities of being queer in Eau Claire and in San Francisco; this film ends with a call to action of how to make Eau Claire a more welcoming LGBTQ community. With Open Arms (Kelly Brill, Bryton Fredrick, Katie Johnson, and Tatjana Trommershauser), examines three churches that are affirming of LGBTQ identities in San Francisco, and includes poignant reflection from its producers about the impact of religion on their lives. In Hear Me Now (Liz Albert, Katie Chaplin, Megan Chilman, and Brianna Mueller) we learn captivating stories from members of San Francisco's deaf queer community, who are reconciling what it means to face double oppression.
Join us for the Eau Queer Film Festival in Davies Theater on the UWEC campus from October 13-16th. All films are free and open to the public. To see the schedule and learn more about the upcoming films at EQFF please visit eauqueer.com or check us out on Facebook. The LGBTQA Studies course is supported by a Domestic Intercultural Immersion Grant. This second Eau Queer Film Festival is made possible by funding from a Blugold Differential Tuition Grant and support from the University Activities Commission (UAC).


text:
Why women in Argentina are speaking up about their abortions
Regular protests addressing violence against women in Argentina have led to a national debate about women's rights in the country—particularly abortion.
Jul 26, 2018
Author & Photographer: Bridget Gleeson
One morning in December 2008, Daniela Luna woke up in an unfamiliar hotel room in Miami. Naked and disoriented, she was surrounded on either side by men she hardly knew—men who, like her, worked in the art world.
"I couldn't understand what happened to me. I felt like I'd been run over by a train," said Luna, a curator and artist, now 40. In a phone interview from Miami, she recalled how she tried to get a morning-after pill the following day, but it was only available with a prescription. On Christmas Day, after she had returned to Buenos Aires, she found out she was pregnant.
Continued: http://roadsandkingdoms.com/2018/argentina-women-protests/


text:
YOU – Reading This – YOU Are NOT Useless or Hopeless
My dissertation study went into fast forward yesterday, December 3, which is good news for me (into recruitment and data collection stages)… but I didn't get a chance to publish my blog post. I have been pondering the upcoming Christmas season and how it is often very stressful and even depressing for some people. So I wanted to re-publish an older post with an important message:
YOU, reading this post today: YOU are NOT useless – you are NOT a hopeless case — you ARE loved and you matter. Regardless of what you have done or not done, what your past is like, or where you are today in your life, you should know how special and precious your life is. {{Hugs!!}}
Here is your inspiration for this day…
"God chooses what the world
throws away as useless.
There are no hopeless cases,
no useless people in God's eyes.
Each of us is His special creation.
We are not accidents;
and if we will give Him the opportunity,
He will restore everything
that has been damaged
and help us be someone
even we can delighted to be.
Ego thrives on competition
and striving to be first,
but what is the point of competition?
What does it get you?
Not contentment. Not joy.
It can't get you the one thing that matters–
eternal salvation and peace with God.
To get that, you have to forsake ego
and embrace spirit;
and often the ones who have
the easiest time doing this
are not the powerful,
but the meek.
Instead of competition,
spirit thrives on cooperation and love;
because the only true goal
is to know God,
and then to help others,
through love, to do the same."
–Joyce Meyer in "New Day New You"
My reflections:
I think it is vital for each and every one of us to know how precious we are in the sight of God.
He wouldn't have provided a way of salvation through the birth, life, suffering, death, and resurrection of His Son Jesus if we were NOT precious to Him.
So what are YOUR thoughts?
Do you believe you are precious in God's eyes?
Will you celebrate YOU and do something enjoyable for yourself today?


text:
On 5 October 2015, the Central Bank published:
- a feedback statement on its consultation paper CP 84;
- an updated AIFMD Q&A; and
- a new Q&A on the Investor Money Regulations.
The purpose of this briefing is to summarise the main details of each of these publications.
In July 2014 the Central Bank published its consultation paper CP 84 relating to the adoption of ESMA's revised Guidelines on ETFs and other UCITS issues. The consultation focused on the ability in the revised ESMA Guidelines for all UCITS to derogate from the 20% diversification requirement for collateral, where the collateral consists of securities issued or guaranteed by an EU member state ("Member State") or one or more of its local authorities, a non-EU country or a public international body to which one or more Member States belong (each, a "State Issuer").
The Central Bank raised concerns in its consultation about whether all UCITS should be able to derogate from the collateral diversification requirement where collateral consisted of securities issued or guaranteed by a State Issuer. In its consultation paper the Central Bank stated that there were strong grounds for limiting the derogation set out in the ESMA Guidelines to UCITS money market funds only. In the context of the issue of the new UCITS Rulebook (which is to take effect on 1 November 2015), the Central Bank has now reached a conclusion on this issue which is addressed in its feedback statement on CP 84. The Central Bank is to implement ESMA's Guidelines in a modified manner to address its concerns.
The conditions for collateral received by a UCITS are now contained in Schedule 3 to the new UCITS Rulebook. The Central Bank will require that the threshold applied by a UCITS in its credit assessment of collateral issuers is the standard which applies to investments by a UCITS money market fund. Where collateral issued or guaranteed by a single State Issuer results in exposure of the UCITS to that State Issuer of more than 20% of NAV the securities must be from at least six different issues and the securities from any single issue must not account for more than 30% of NAV. Where a UCITS intends to be fully collateralised in securities issued or guaranteed by a State Issuer this must be disclosed in the UCITS prospectus.
Where collateral results in exposure to any State Issuer of more than 20% of NAV, the identity of the State Issuer must be included in the prospectus. The Central Bank refers to the need for additional resources to be employed by a UCITS in order for the UCITS to carry out a more detailed credit assessment of the quality of the collateral.
The Central Bank considers that its concerns about how a UCITS would manage deteriorating credit quality in stressed market conditions can be addressed by imposing rules on how collateral is determined to be of "high quality". To this end, a UCITS must ensure that:
- where the issuer is subject to a credit rating by an agency registered or supervised by ESMA, that rating is taken into account by the UCITS in the credit assessment process; and
- where an issuer is downgraded below the two highest short-term credit ratings by such a credit rating agency, this must result in a new credit assessment being conducted by the UCITS without delay.
The new guidance also sets out the Central Bank's expectations about the action a UCITS should take where it is holding collateral of deteriorating quality and refers to the need for a plan to be put in place to remedy the exposure to such collateral. Where a specific credit quality threshold is breached a new credit assessment must be conducted.
The Central Bank has issued an updated version of the AIFMD Q&A. This updated version clarifies that, following on from the Central Bank's feedback statement to CP 86, only newly authorised AIFMs are subject to the authorisation process which requires the rationale for the board composition to be documented in the programme of activities. However, the Central Bank is of the view that it is "good practice" for the director performing the organisational effectiveness role for each authorised AIFM (new or existing) to document the rationale for the board composition and to include this in the programme of activities when it is next updated.
The Central Bank has issued an Investor Money Regulations Q&A for the first time. This Q&A is to be read in conjunction with the Investor Money Regulations and the Central Bank's Guidance on Investor Money Regulations for funds service providers. The Q&A deals with general queries likely to arise in relation to the implementation of the Investor Money Regulations on 1 April 2016.
The first set of questions and answers are general in nature and include guidance such as:
- it is the responsibility of the Client Assets Specialist Team in the Securities and Markets Supervision Division of the Central Bank to supervise fund service provider arrangements to comply with the Investor Money Regulations;
- fund service providers holding investor money in limited or exceptional circumstances must still comply with the Investor Money Regulations; and
- the Investor Money Regulations apply to fund service providers that provide services to non-EU AIFs as well as UCITS and AIFs.
The second set of questions deal with issues around the segregation of collection accounts. It confirms, for example, that retrocessions and rebates to which an investor is beneficially entitled must be treated as investor money.
The other questions and answers relate to risk management queries and audit requirements. The Head of Investor Money Oversight must be a position held within the fund service provider and it is the responsibility of the fund service provider to assess the independence of the proposed Head of Investor Money Oversight and ensure that the person is free from conflicts of interest in that role. The Q&A confirms that the Central Bank does not intend to issue a template investor money management plan and that this should be prepared by the fund service provider and tailored to the fund service provider's business. The Q&A also confirms that a separate report must be submitted to the Central Bank by an auditor in relation to the need to provide the Investor Money Examination and it is a matter for each auditor to satisfy itself that it has carried out the assurance work necessary to provide the report.
This article contains a general summary of developments and is not a complete or definitive statement of the law. Specific legal advice should be obtained where appropriate.


text:
How Important Is Pet Grooming For Your Pets (2)
I assume that you've got an actual ardour for pets and you want to take that zeal additional and you're simply exploring some alternatives to open a pet retailer on-line. In the USA and Canada, pet shops often supply each hygienic care (similar to pet cleansing) and esthetic providers (reminiscent of cat and dog grooming ). Grooming is the process by which a dog or cats's physical look is enhanced and stored in line with breed standards for competitive breed showing, for other kinds of competitors, like inventive grooming or pet tuning contests, or simply to their homeowners style.
You can begin a enterprise entirely from your personal resources, making the treats your self, with a customized-designed package deal, and spreading word locally by way of free samples, and appearances at pet-related events similar to canine and cat reveals, or pet expos.
You can discover some pet suppliers who even take care of PayPal which means that you don't have to mess with lack of a bank card because paying by PayPal works simply as successfully and provides you the power to purchase on-line and have your items shipped on to your home.
When you open your on-line pet retailer, you'll immediately get a free package that features your individual pet provide retailer that has an up and working inventory hosting many several types of popular pet products, free and instantaneous set up and activation, free consultation in advertising and marketing, studies on cash circulation/funds and guides on advertising and marketing and business start up.
To prevent further work, get meals and water bowls which can be the correct size for your pet and won't tip over when he is digging round, since a spilled water dish will make everything within the cage wet, and that may result in a smelly cage.


text:
Dr. Laura Feinstein
Senior Researcher
Dr. Laura Feinstein joined the Pacific Institute in 2016 as a senior researcher. She conducts research on aquatic ecosystems; the impacts of climate change on water resources; the water-energy nexus; and environmental health and justice.
Prior to joining the Pacific Institute, she was a research scientist and project manager with the California Council on Science and Technology. She also served as a Science and Technology Policy Fellow with the California Senate Committee on Environmental Quality and was a California SeaGrant Delta Science Fellow. Laura holds a B.A. in Anthropology from the University of California, Berkeley and a Ph.D. in Ecology from the University of California, Davis.


text:
He is known as the "godfather" of contemporary theatrical sound design. He is one of the most knowledgeable guys in the business and mentor to several generations of sound designers: Abe Jacob* returns in the leading role of creative consultant for the 2010 Broadway Sound Master Classes, to be held May 21-23 at NYU's Tisch School of the Arts in New York City.
Joining Jacob this year is a stellar list of sound designers, engineers, and industry experts: First up is Brian Ronan, with an in-depth look at his sound design for the new Green Day musical, American Idiot, which all BSMC attendees will have seen on Friday evening, May 21; Jonathan Deans (A British Idiot) will examine some of his most recent projects from Viva Elvis! for Cirque du Soleil in Las Vegas to La Cage Aux Folles; and system optimization specialist Bob McCarthy addresses Complex Simplification: Management strategies for the design and tuning of complex multi-channel sound systems.
Day two of the BSMC kicks off with Tom Clark and other members of Acme Sound Partners in "You Say Tomahto… Transferring the Sound Design of a Broadway Musical to London's West End," and John Taylor of d&b audiotechnik providing A Fresh Look at Some Sound System Fundamentals." The faculty also includes Robert Kaplowitz, sound designer for the hit Broadway musical, FELA!
Full details on the 2010 BSMC Schedule
Registration is now open for the 2010 Live Design Master Classes, including the Broadway Sound Master Classes (BSMC) May 21-23, the Broadway Projection Master Classes (BPMC) May 24, and the Broadway Lighting Master Classes (BLMC) May 25-27. Register by April 15 and save on prices at professional, union/association, and student levels.
*Abe Jacob
Abe Jacob, creative consultant for the BSMC, is also known as the "Godfather of Theater Sound Design." Jacob started his career mixing sound for such 1960s rock stars as Jimi Hendrix; the Mamas and the Papas; and Peter, Paul, and Mary; and designed the sound system for the Monterey Pop Festival. His credits range from Jesus Christ Superstar, A Chorus Line, and Pippin to Chicago, Cats, and Evita. As the audio go-to guy for these and other seminal Broadway shows, he virtually created the sound designer position. He continues to actively design, remaining the in-house sound guru at New York City Ballet and Opera. In the past 15 years, Jacob helped secure a charter for sound designers within IATSE (Local 922). In 1993, he helped the Local achieve its first collective bargaining agreement with the League of American Theaters and Producers. In 1999, he helped merge sound designers with Local One.


text:
These two buildings were both 6 stories in height and contained extensive structural steel framing, concrete decks and walls, and cmu walls both on the interior and exterior portions of the building. These maximum security housing units were both approximately 156,000 square feet in total for each of the pods. Pod A included the addition of 384 inmate beds, 125 medical beds, a medical ward on the 5th and 6th floors, 10 isolation cells, a secured bus sally port, new loading dock & food cart storage area for the all the entire Theo Lacy Facility, and a restructuring of the inmate release sally port. Pod B included the addition of 576 beds and a second sally port. Both of the pods were octagon in shape and provided 6 separate dayrooms per floor, with an indoor recreation area, visiting booths, and support offices on the remaining sides. The deputies were also located on each floor in a control room which was centrally located in the middle of the floor providing clear and unobstructed views of each dayroom. Each of the pods also had a central plant attached to each building.
Heider Engineering provided geotechnical engineering, full-time soils testing and inspection services during the mass grading of the site and driving of precast concrete piles, asphaltic paving inspection, concrete and rebar placement, masonry inspection, welding inspection, fireproofing inspection, and laboratory testing.
Orange County Sheriff's Department
501 The City Drive South
Orange, CA. 92868
Randy Vannoy
Start Date
1999 & 2003
Completion Date
2001 & 2005
Construction Cost
$59 Million


text:
David Dodgson: Digitally speaking
Instead, we assess students on the four skills at various points during the term. There are usually two speaking assessments – one in the style of a mini presentation, and the other as a pair or small group dialogue.
These have the benefits of allowing the teacher to see and hear the students put their language to use in a relevant context. However, there are disadvantages to conducting the assessments in this way as well. One is time – sixteen students doing presentations of 3-4 minutes can take up an entire lesson. Some students, even in the pair/group task, also get nervous about 'performing' in front of their peers, which has a negative effect on the assessed outcome.
Some teachers respond to this by setting the class self-study tasks while they listen to individual students/groups outside the class. This takes the pressure off for some students but the time issue is still there.
Over the last year, I have been experimenting with a different way of administering the speaking assessments – by using iPads. The tasks remain the same, and I still introduce the topic and highlight the necessary target language in the same way as before but I use a voice recording app to make the process of listening to each student easier and more in-depth.
I usually introduce the iPads during the practice stage. By this point the learners have been familiarised with the topic and the task requirements. They have listened to and analysed a model answer and have perhaps made notes for their own response. I then give them the iPads (showing the how to use the app if necessary) and give them 15 minutes to record themselves, listen back, and make any adjustments they feel are necessary.
This has the great benefit of encouraging self-assessment as the learners analyse their own output and think about how they could say something differently or more accurately. It is also a pressure-free way to practice. There is no teacher looming over their shoulder for starters! They also practice properly. I have witnessed students many times silently staring at their notes practicing 'in their head'. The iPads allow even the shier students to rehearse in full.
Depending on the class and the task, I may then have the class do the speaking assessment 'live' in front of the class (they are sometimes keen to hear each other's presentations for example), or I may use the iPads for the assessed version as well.
In this case, I again give the students a time limit to make their recording. When they are ready, they return the iPad to me and I listen to it after class.
The main advantage of doing the speaking assessments this way is that I can analyse my students' language in depth. I have the option to listen multiple times and make carefully considered decisions about the assessment score (in contrast to the on the spot decisions required when listening live). I can also extract specific examples of learner language to use in the follow-up lesson, whether those be frequent errors for a correction activity and feedback or excellent examples of language use to highlight.
The recordings also allow me to add to my knowledge of each individual learner, especially for pronunciation. By analysing the recordings, I find I am able to pinpoint specific areas for improvement with how my students speak, rather than give a general rating for intelligibility as usually happens when assessing them on the spot. This gives me a strong focus for future pronunciation work in class.
As ever, there are some drawbacks to using iPads for speaking assessment, which need to be considered before implementing such an idea. First of all, there is the question of digital literacy. Using a voice recording app sounds simple but I have encountered students who had never handled an iPad before and needed time and assistance to get used to it. Introducing iPads for non-assessed activities and using them for practice both help address this issue as the students can get used to the devices before using them for the assessment.
Secondly, there are practical considerations. If I have sixteen students doing this in class at the same time, the recordings will not be clear. It is therefore important to check that there are enough quiet spaces available for students to use when recording. I was lucky last term in that I had morning classes and there were generally a few classrooms free at that time and the corridors were generally empty. However, at peak times, there would have been less free space and more noise around the centre.
This also raises the question of supervision. I trust my students not to cheat but there could be an issue of individuals reading directly from notes. If doing assessment in this way with young learners, we would also have to take measures to ensure they were not left unsupervised for child protection and safety reasons.
Finally, we have to consider time. Although using iPads to record students speaking allows for a more efficient use of time in class, it also means the teacher needs to devote more time to reviewing the assessments out of class. When assessing students 'live,' the rubrics and scores can be completed on the spot. Reviewing the recordings can take more than an hour of the teacher's time.
However, I think we should view this as time well spent. This means the assessment is not just about producing a score but is also about providing our learners with constructive and targeted feedback.
For the students, it also makes the assessment more process focused. They are encouraged to record themselves, listen, self-assess, make changes, and repeat the cycle. This encourages them to engage in reflection on their own language output and develop a degree of autonomy. It removes the pressure of having one chance to 'get it right' by offering them a chance to improve and submit their best work. It makes the assessment a learning process and that should always be our main goal whatever we do in class.
About David
David Dodgson, originally from the UK, works for the British Council in Bahrain as an ICT coordinator. He has also worked in Turkey and Gabon, gaining experience with young learners, adults, exam preparation and EAL classes. He runs two blogs, davedodgson.com, which is about his teaching and learning experiences, and eltsandbox, which focuses on using digital games as authentic materials for language learning.


text:
We decided to stay another night in Seward and moved to the Seward Hotel, another wonderful old-fashioned place that we liked very much, near the waterfront. We booked a nine hour wildlife and glacier cruise in the Kenai Fjords for the next day.
This is my one whale picture, of a whale tail (above). Pathetic, I know. But the things do not hold still.
Peter and me. The long and winding road, and what our travels are all about.
Peter says goodbye to his familiar, a musk ox in the lobby of the Seward Hotel.
Then we drove back to Anchorage, for a fine seafood dinner and to buy halibut to take home. Which we did.


text:
This RIG is a forum for members interested in health services and health policy research. We offer networking opportunities, peer support, and inspiration to others interested in this area of work and research. We welcome all interested parties t – researchers, clinicians, academicians, and students – to our RIG. Find out more in the Research Interest Groups (RIGs) section of the SNRS website.
The goal of the Health Systems/Health Policy RIG is to promote, encourage and supplement development of health services research that focuses on nursing practice, workforce, improvements in care quality and delivery in and across systems, as well as health policy. Future objectives for this RIG (as discussed at the last RIG meeting) include offering webinars and promoting individual and symposium submissions for health systems and health policy topics.
Co-Chair: Michael Cary, PhD, RN
My name is Michael Cary and I am an Assistant Professor at the Duke University School of Nursing. My research program focuses on improving health outcomes of older adults who use post-acute care services (e.g., Inpatient Rehabilitation, Skilled Nursing Facilities) due an injury and/or worsening illness with an emphasis on identification of risk management, quality measurement, and care coordination. My currently funded work focuses on system outcomes including hospital readmission and successful community discharge following inpatient rehabilitation. Specifically, through a granted funded by the Duke Clinical and Translational Sciences Award, I study multiple comorbid conditions (MCCs) among hip fracture patients treated in Inpatient Rehabilitation Facilities to (1) identify subgroups of hip fracture patients with MCCs associated with higher risk for readmission so that targeted interventions can be developed, (2) support the development of evidence-based clinical guidelines specific to hip fracture patients with MCCs, and (3) shape performance-based payment to Inpatient Rehabilitation Facilities based on risk-adjusted measures. Learn more here: http://nursing.duke.edu/news/cary-selected-research-project-improve-health-outcomes-hip-fracture-patients
Contact information:
Michael Cary, PhD, RN
Assistant Professor in the School of Nursing
Duke University School of Nursing
(919) 613-6031
Co-Chair: Jessica Peterson
Contact information
Jessica Peterson, PhD, RN
Senior Nurse Researcher
Center for EBP & Nursing Research
Ochsner Health System
1514 Jefferson Highway
New Orleans, LA 70121
(504) 703-2208


text:
At Belmar Orthodontics, we are excited to be able to offer adults and teenagers an alternative to traditional metal braces with hidden lingual braces! Adults and teenagers alike will sometimes avoid needed orthodontic treatment because they find traditional metal braces to be unattractive, distracting, or they feel they make them look childish. With Lingual Braces, you can achieve the same results as traditional braces with a hidden treatment apparatus on the tongue-side of your teeth. Lingual braces can achieve the same results as traditional orthodontics in a manner that is inconspicuous and undetectable. By discreetly attaching the braces to the back of the teeth, Dr. Hardy can help you achieve healthy, straight, beautiful-looking teeth. With lingual braces, you don't have to choose between having the orthodontic treatment you need or putting it off due to aesthetic concerns.
Advantages of Lingual Braces
Our patients love Lingual Braces because they are invisible when they smile allowing them to share their beautiful smiles with confidence during treatment. While Invisalign offers similar cosmetic benefits, Lingual Braces are always on and always working toward giving you the results you need and want. Unlike Invisalign, you don't have clear aligners that you have to remove and clean every time you eat. And, you don't have to worry that you will misplace or lose them.
If you are an athlete, a musician who plays a wind instrument, or a patient who is not a candidate for Invisalign®, but wish to have a more discreet orthodontic treatment option, Lingual Braces are for you.
Am I a Candidate for Lingual Braces?
After an initial consultation and evaluation at Belmar Orthodontics, Dr. Hardy can determine if lingual braces are the best method for straightening your teeth.
Once Dr. Hardy has determined that you are an ideal candidate for lingual braces, he will take impressions of your teeth that are then sent to a lab for custom-made brackets and wires. The braces will then be bonded behind your teeth for effective but discreet treatment. Periodic office visits give Dr. Hardy an opportunity to monitor your progress and make any necessary adjustments to optimize your final results.
Choosing an Lingual Braces Provider
Not all orthodontists offer lingual braces because training and technical expertise are needed to be able to provide you with the effective results you want. The dentists at Belmar Orthodontics have the expertise, training and experience needed to offer you this technologically-advanced treatment option. We want all our patients to be comfortable with their orthodontic treatment and not shy away from necessary improvements with their smile or mouth health because they think traditional metal braces are their only option.
Call to Make an Lingual Braces Consultation
Don't delay orthodontic treatment because you are worried about how braces will impact your current smile. Lingual Braces give you a discreet option you can trust. Call our Lakewood office today at 303.225.9016 to make an appointment.