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illustrated by roy dismas
click here for previous episode, here to begin at the beginning
angie. angie.
he could murmur the name to himself forever.
angelina. mother thought it a common name. so did grandmother and aunt caroline. but conrad was twenty-three years old and he thought it was beautiful.
he took another sip of his coffee and looked around the automat. he was amazed at how bright it was and how he could just sit there for hours without being asked to leave. the young woman at the change desk seemed the closest thing to a person in charge of the establishment, and she hardly ever glanced up from her magazine to even look at the patrons.
a week ago he might have stolen a few glances at the young woman reading her magazine. he might have described her as "not half bad looking " to the other fellows at the brokerage house.
that was before he met angie.
where was angie? in his daydreaming he had lost track of the time. he took his watch out of his vest pocket, and looked up at the clock on the wall. they agreed that it was ten minutes past nine.
"nice watch." there were two elderly, and slightly seedy and sinister looking gentlemen sitting across from each other at the next small table but one beside his. the shorter of the two had spoken.
"i don't think the young man wants to sell you his watch, bill." the taller one turned to conrad and he realized with a slight shock that he wasn't actually that old - only a few years older than himself.
"you never know," the shorter one answered.
"bill doesn't want to buy your watch," the tall man continued. he gave conrad a thin-lipped smile. "no need for any big decisions here. it is a nice watch, though."
he took a sip of his coffee. "nice suit, too. you look like you stepped out of a john held junior drawing." he put his coffee cup down, and conrad noticed that they both had handkerchiefs placed in the saucers underneath their cups.
"or one of those new arrow shirt ads," said the shorter man.
conrad smiled weakly. he wasn't much for small talk, except with the other fellows at the brokerage house, or that he had gone to yale with.
where was angie? and he still had to deliver the package from mother to aunt caroline. he glanced at the small neatly wrapped package on the table beside his cup and saucer.
"i'm bill leighton, " said the tall man, now staring intently at conrad, almost like a hypnotist. "of the covington kentucky leightons. and this is bill gray."
"of the waycross georgia grays," the shorter man added.
should he ask them if they had gone to yale? they had probably gone to vanderbilt, or the university of georgia. but suddenly bill gray's attention was arrested by something he saw in the large window he was facing. he silently mouthed something to his companion - conrad thought it might be "law." they both got up unhurriedly without looking at conrad and headed for the coat rack.
conrad turned around.
"angie!" conrad got up quickly from his seat, almost knocking his empty coffee cup over. he noticed that angie was wearing a cheaper looking coat than he had ever seen her in - and no hat! she looked angry about something. she glared at him, her dark eyes - her beautiful dark eyes - flashing.
conrad noticed the two men who had come in right behind her, flanking her. they were unmistakably detectives.
angie pointed at conrad. "that's him! " she cried. "that's the lousy rat who brought me here from argentina!"
"angie, what are you talking about? what is going on here?"
one of the detectives put his hand on conrad's left arm and smiled genially. "no need to get excited, manny." the other one came up on conrad's right, with a broader smile, but didn't touch him.
"manny? what's this manny? angie, tell them who i am!"
angie broke into sobs and put her face in her hands. a muscular little woman with a moon face - a policewoman? - came up from behind her and led her back out the door.
the two detectives looked almost twins - except that one wore a brown suit with a red and blue tie, and the other a blue suit with a green and yellow tie. even in his confusion conrad couldn't help noticing how the tight knots on the two ties, although askew, seemed to perfectly complement each other.
"come on manny," sad the first detective, his hand getting a firmer grip on conrad's arm. "let's make like a visit to the dentist - as painless as possible."
"this is ridiculous. who is this manny i am supposed to be?'
"senor manuel garcia ibanez," answered the second detective. "wanted by the police of eight countries for transporting females across every line in the western hemisphere ."
"and beyond," added the first detective. "we heard you are branching out to places like morocco."
"but that does not concern us here."
conrad took a deep breath and looked around. the two bills had vanished without a trace. the few other patrons were assiduously ignoring the scene, as were the servers at the steam table and the young woman at the change desk, who was more intent than ever on the pages of her magazine. it was as if they saw such things every day!
the second detective spread his hands. "come on, manny, it's not so bad. you probably won't even spend the night in the jug. we'll just get you on the first banana boat back to buenos aires. we've already done the paperwork at the consulate."
the first detective smiled again. "the game is up. your old pal frisco johnny ramirez is ready to turn state's on you. you do know frisco johnny ramirez, don't you?"
"no officer," - it occurred to conrad that he hadn't asked the two detectives for any identification - "i do not know frisco johnny ramirez or any one with a remotely similar nomenclature."
"i ask you, do i look like an argentinian white slaver? my name is conrad collinson, and my grandmother is on the board of directors of the symphony."
"ohhh. did you hear that, hogan? his grandmother is on the board of directors of the symphony."
"i guess there isn't anything more to be said, then."
conrad tried to laugh. " look, i - i realize you are just doing your job, but there has been a ridiculous misunderstanding." his eye fell on the little package on the table. "look here. i suppose you will think that any i d i have is forged, but i know who can vouch for me. my aunt caroline - miss caroline charlton - is a resident of the hotel st crispian right around the corner. i was just going to deliver this package to her."
the detective called hogan picked up the package. conrad noticed that the package looked a little odd - the paper didn't look quite the right quality.
"mind if we open it?"
"no. no, of course not."
hogan tore the paper off with one thrust of his thick thumb. instead of the blue box with great-grandmother harrison's brooch in it, a plain brown box was revealed. hogan carefully opened it - tightly fitted inside was a solid rectangular object wrapped in more paper.
"do we really have to look at this, manny?"
conrad stared blankly at the little box.
"go ahead," said the other detective. "but gently, gently."
hogan peeled the paper back slowly, revealing a flash of white.
"i think we get the idea. diversifying, eh, manny? first unfortunate women, now dope. what next?"
"yeah what next, you rat? guns? you going to supply machine guns to every fifth columnist in the five boroughs?"
"i don't think the law-abiding patrons of this fine establishment need their peace of mind disturbed by any more of this, do you, hogan?"
"not at all." hogan's grip on conrad was now solid iron. "not at all."
conrad sighed. "my lawyer is - "
"whoever he is, you can call him from the consulate. let's go."
outside the street seemed darker than usual, as if all light had fled from the universe. as conrad was handcuffed and shoved into the unmarked car, he still was not that nervous on his own behalf. he knew who he was. this would actually be a great story to tell the fellows - except for angie!
how was angie - sweet, beautiful angie - mixed up in all this?
angie! angie!
(click here to go to our next thrill-packed episode.)


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Floridians, you know we can't wait until we launch our new Refinery29 Miami edition next month. We're dying to dive into your world of warm-weather fashion and South Beach style. In fact, our attention is already turned down south thanks to a new pop-up shop opening a bit north of our new satellite city. Just last week, Del Toro Shoes and Rae Francis welcomed shoppers to the new, temporary Wanderers Palm Beach store.
For us, the boutique is an easy lesson in local style – the luxe, laid-back decor and waterfront, surfer vibe are all things we're loving about the eastern part of your state. For you (and any visitors), it's a great chance to stock up on hip leopard and zebra and ponyhair slippers, Del Toro collars, and also jewelry, art, and apparel by local designers. See? A month before we launch, and we're already feeding you awesome shopping recs. Just don't wait too long before hitting Wanderers – it's not going to stick around as long as R29 Miami.
Take a tour of new Wanderers digs. (We would show you around in person, but we're not arriving until December.)
Wanderers Palm Beach, 219 Royal Poinciana Way (between Bradley Place and North Country Road).
Photo: Courtesy of Del Toro Shoes

subset: commoncrawl


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04 May Doggy Day Out – Pakenham – Sunday 1st December 2019
Doggy Day Out, a free event is coming to Pakenham in Olympic Way (opposite Cardinia Life) from 10am until 3pm on Sunday the 1st December 2019.
Doggy Day Out will feature live music, over 30 market stalls, food trucks, activities for dogs and their owners, dog training demonstrations and more the whole family can enjoy.
The event aims to bring the local community together and celebrate all that is great about being a dog owner, as well as educating the community on responsible pet ownership and the wellbeing of our pets.
Where: Olympic Way, Pakenham, Victoria
When: Sunday 1st December 2019
Time: 10am – 3pm
What's On
Visit Doggy Day Out Pakenham and enjoy over 30+ market stalls with everything you need for your pups and pooches.
Enjoy live music from band Chasing Ray
Music you will love to hear, high energy performances and engaging crowd interaction has solidified Chasing Ray as one of Melbourne's best party bands. Playing the latest Top 40 songs plus all the classics from decades past, Chasing Ray will have you on the dance floor in no time.
Time: 10:00am – 3pm
Come along to Doggy Day Out in Pakenham and try your dog with some agility equipment. Practicing agility is a great way to create a strong bond between you and your best friend, plus it can be lots of fun for you and your pooch. Our agility zone is free to use and includes tunnels, jumps, weaving poles, doggy splash zones and ball pits.
Time: 10am – 3pm
Cost: FREE
Does your puppy have what it takes to win a competition? This Doggy Day Out we will be looking for the Best Trick and Best Dressed. Our competition will be judged by a panel of judges.
Time: 11:30am – 12pm
Cost: Gold coin to enter – all proceeds are donated to our charity partner. Please bring a gold coin on the day!
Watch as our experts showcase their dog training methods and results. Dog training is based on leadership, trust and consistency. When properly applied they will give you amazing results.
Does your dog have a spring in his step? This Doggy Day Out Australian Working Dog Rescue will be hosting an open dog jump competition. Prizes will be available for first, second and third and will be provided by Kong.
Time: 12:30pm – 1:15pm
Cost: Free
Kong will be on site providing free dog experience zone stuff full of their toys for your puppy to play with as long as their hearts desire… or until another dog wants to have a turn. A dog obedience demonstrator will showcasing and teach you how you can enrich your pet's life with a few key tips and tricks.
Time: 10am-3pm
Cost: FREE to join in.
Does your dog love bubbles? Come on down and join the Doggy Day Out Pakenham event and your dog can enjoy a bubble bursting mania of fun. Watch them pop, burst and create hours of fun for your pup.
Time: 10am – 3pm
Cost: Free
Watch as Australian Working Dog Rescue demonstrate how high their dogs can jump!
Time: 11am – 11:30am
Cost: Free
Join the Rhodesian Ridgeback Club of Victoria as they host lure chasing for your pups at Doggy Day Out Pakenham.
Time: 10am-3pm
Cost: FREE to join in.
Register for your free gift
Come along to Doggy Day Out Pakenham and receive a free gift, limited to the first 300 to arrive on the day, plus loads of other samples to check out at market stalls on the day.
Time: 10am
Cost: Free
Sponsors and Event Partners
Doggy Day Out Events are not possible without the participation of our sponsors. If you are interested in becoming a sponsor, please get in touch with us.


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Rodrigo Pessoa names Irish squad for opening Super League Nations Cup in Lummen
The new Irish Show Jumping team manager Rodrigo Pessoa has named his squad for the opening five-star European Division 1 Nations Cup of the season at Lummen in Belgium, which takes place on Friday April 28th.
The squad in alphabetical order is:
Michael Duffy (22) with Belcanto Z – owned by Alan Burnell
Richard Howley (24) with Chinook – owned by Mr & Mrs Aitkenhead
Paul Kennedy (23) with Cartown Danger Mouse (ISH) – owned by Jane Kennedy
Dermott Lennon (49) with Loughview Lou-Lou (ISH) – owned by Judith Sossick
Denis Lynch (40) with Echo De Laubry – owned by Royne Zetterman
Speaking after announcing his five squad members, Rodrigo Pessoa said:
"We are looking forward to starting our 2017 Super League campaign. We are using a mix of young and experienced riders in Lummen and are hoping for a good result."
Although Lummen is a European Division 1 Nations Cup, Ireland will not be competing for points at the Belgian venue. A new Nations Cup format for 2017 will see teams guaranteed invitations to six European Division 1 shows, with their four best results counting towards the league standings.
The six points-scoring Nations Cup shows selected for Ireland are: La Baule (May 11th-14th), Rome (May 24th-28th), Rotterdam (June 22nd-25th), Falsterbo (July 13th-16th), Hickstead (July 27th-30th), and Ireland's home Nations Cup at the RDS in Dublin on August 9th-13th, where teams will compete for the Aga Khan trophy.
Ireland finished as runners-up on the 2016 Nations Cup league table to maintain their position for the coming season as one of eight European Division 1 teams, along with Netherlands, Switzerland, Germany, Sweden, France, Italy and newly-promoted Spain.


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2013 thru 2019
All thanks to our loyal customers!
Providing quality car care in Snellville, GA for over 30 years. Snellville Auto Center is a family owned business delivering honest and professional automotive repair and maintenance services to the people of Snellville, Norcross, Stone Mountain, Lawrenceville, Lilburn, Lithonia, Loganville, and surrounding areas. We are also proud to be the first AAA Approved Autocare Center in Georgia ten years and counting. The quality ASE (Automotive Service Excellence) certified technicians at Snellville Auto Center employ today's latest automotive technology and are equipped to handle all major and minor repairs on foreign and domestic vehicles.
Because Snellville Auto Center is a certified Napa Auto Care Center, we are able to provide the benefits of an established national entity while maintaining the personal touch of a family owned business. We understand that your vehicle is a major investment, and that is why we care for each customer's vehicle as if it were our own.
Covers Parts and Labor on Qualifying Repairs and Services for 24 Months/24,000 Miles.
There's no greater peace of mind than knowing you have one less worry by having your vehicles serviced by the professionals at your local NAPA AutoCare Center. They stand behind their work with the NAPA AutoCare Peace of Mind Warranty.
Learn More
Our auto repair shop is conveniently located in Snellville, GA. Our quality ASE (Automotive Service Excellence) certified mechanics at Snellville Auto Center employ today's latest automotive technology and are equipped to handle all major and minor auto repair services on foreign and domestic vehicles. Below are some of the many auto repair services that we offer:
Brakes are pretty much the most important safety device on your car. If you've ever partially lost your brakes in the past, you'll agree that it's not something you want to experience again. Inspecting your brakes twice a year for wear and damage can protect you and your passengers. Additionally, it will also help save you money by catching any damage before it becomes too costly.


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Michigan Tech students specialize in science that will blow your mind, and they're sharing that experience with middle school students.
Eighth graders from Hancock Middle School got a feel for science through a number of hands on activities at an event presented by Michigan Tech's Mind Trekkers.
It's all part of Gear Up, the Gaining Early Awareness and Readiness for Undergraduates Program. Mind Trekkers meet with students every month to show how much fun science can be. Events like these help the Gear Up program students to start thinking ahead to college.


text: Bought Gtablet three months ago. About one month ago, power cord connection stopped being consistent. Sometimes, I would have to constantly press inward on the power cord connection on the tablet, while at other times, I would need to twist the connector at the connection until it lay at a point where contact was registered.More recently, I have been less and less likely to get a good connection. I will lay the tablet on a flat surface, twist the cord until it registers connection, wait for a minute (still registering), then leave for five minutes, only to come back and see the tablet no longer registering the power cord. Worse, I will plug in the power cord and the tablet's red light will appear, indicating connection, but the tablet's power screen indicates that there is NO charging going on.I don't know if it is a defective power cord or a tablet with a defective power plug; either way, I feel more like I was ripped off.


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Wrapped around the shores of McClintock Lake, Shawnee Township is one of Allen County's most prestigious communities. Located on the southern border of Lima, the region prides itself on its strong school system, the wealth of beautiful homes throughout the area, and opportunities for recreation at Shawnee Country Club and the 81-acre Heritage Park. Shawnee Township homes for sale are some of the most desirable and luxurious in Allen County, and often feature the finest building designs and finishes.
Start your search for Shawnee Township real estate listings, or discover more about Allen County amenities.
Want to explore every Shawnee Township home for sale? Register with Hartsock Realty for complete access to listings. It only takes a second to get started, and it's free!
Shawnee Township homes for sale embody luxury at every opportunity. Floor plans unfold over 3,000 square feet. Elegant houses with gabled roofs and wrap-around porches stand tall atop expansive yards landscaped with mature trees and carefully maintenanced lawns. Master bathrooms feature extra-large soaker tubs, trendy pebble-inset flooring, and his-and-her sinks. Kitchens are defined by custom cabinet work, top-of-the-line materials, and stainless steel appliances.
Each house in Shawnee Township is different from the next. While some have a network of lavish rooms, other feature open-concept designs. Some have fireplaces framed in rustic brickwork. Others feature solariums where residents can lounge in the sun throughout the day. Others still are accompanied by large workshops, storage sheds, and multi-car garages. For a homeowner with a passion for automotive work, carpentry, or many other hobbies, these spaces can be very appealing. Above all, these houses seem to be the place where families have every opportunity to play outdoors, pursue their passions, and delight in quality time.
Located on the southern frontier of Lima, Shawnee Township real estate is located close to the numerous amenities afforded to residents at the heart of Lima. The downtown corridor is only ten minutes away ensuring that resident's daily needs aren't more than a short drive from home.
Parents with children will find that both Shawnee Middle School and Shawnee High School are located at the center of the community. Both are highly reputed and feature fantastic sports facilities. Students who attend these institutions will have access to baseball, football, tennis, and soccer amenities. Children also have plenty of options when it comes to engaging with extracurricular activities and clubs. From drama clubs and school newspapers to jazz band and ecology, there are many options.
Shawnee also prides itself on a strong parks and recreation sector. The largest park in the area is Heritage Park. It spans 81-acres, and throughout the region, visitors will find fishing opportunities, an extensive network of biking and hiking trails, volleyball courts, and barbecuing stations.
Take your search for Shawnee Township real estate to the next level and contact Hartsock Realty. As experts on local homes, they can ensure that you find a house that fits your lifestyle, needs, and budget.


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Our brains cannot feel pain. They cannot, in fact, feel anything. It is pure objectivity for ourselves.
Though we can feel our body, it is usually in the context of pain only; when some invasion into the system occurs we can feel it. However, a large degree of that same objectivity expands to encompass our bodies. Sometimes, that objectivity can even include our mirror reflections.
However, show us a picture of any particular body part or a video of us moving and we experience extreme disassociation. We have all had the experience of hearing our own recorded voice and not recognizing it.
Sitting here typing, my tapping fingers are a part of me, but I do not experience them in the way I would experience another's tapping my arm.
This experience causes us to not know ourselves. We all ask "who am I" and "why am I here". These are questions that result from our inability to experience ourselves.
In searching for God, in searching for relationships, in joining gangs and cults, we are searching to answers these questions. We were created to not experience ourselves, which means we seek to gain context.
The thing about context is that it is about location AND meaning. Whenever we find false identity, we find it in these two things.
Our purpose and our place (in both space AND time) satisfy this.
With community, especially CHRISTIAN community, we gain context by the person sitting across from us. That person is not only an immediate answer to location and purpose (they are looking at us and our service to them gives us great purpose). They represent God in the Body, eternally confirming location and purpose; our divine purpose in the intended location He placed us.
We not only need the Body for ephemeral reasons. We need the community for psychological affirmation. We need the Body to affirm what we suspect God has for us. The community gives us context.


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Westchester's Premier Auto Show
Sunday, October 6, 2019
The Scarsdale Concours d'Elegance
Sunday, October 6, 2019
Suggested Admission $15
Under 12 Free
Let's Put On A Car Show!
With that clearly in their young minds, in 2003, two Scarsdale High School sophomores, Evan M. Cygler and Dennis O'Leary III, launched the Scarsdale Concours d'Elegance with the help of the Scarsdale Police Department and the enthusiastic approval of village officials.
The show will be held in the heart of beautiful Scarsdale Village, Corner of Chase Rd and Christie Place, Scarsdale, New York. Scarsdale is easily accessible from anywhere in the tri-state area.
Scarsdale Concours
Scarsdale Village 29 Chase Road Scarsdale, New York
Visit Us
Scarsdale Village
Corner of Chase Rd and Christie Place
Scarsdale, New York
Click for Directions
Email Us


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Ok, the fishing. Get there an hour late around 9am. I immediately get a few good strikes but can't connect. Then over the course of 5 hours, I go 0'fer 2 on real kings. I manage 4 or 5 jacks and a couple of pollock. Spoke with Shane of Driftwood charters and it was slow for them too. I am ready to call it a day at 2pm.
Tide changes at 3pm and Shane from Driftwood Charters says "NEVER leave as the tide is changing!". So I take a quick break and back on the water at 3pm. From 3:30 to 4:30pm, I had 6 or 7 solid takedowns and managed to go 3 for 3 of the ones I hooked. I had strikes on hoochies, but all three were caught on the SilverHorde Coho Killer spoon behind a dodger. I didn't use bait, but I would consider carrying some. As long as you stay away from the front of the hotel, the pollock have thinned out. I caught make 4 all day.
Average size was small. 12, 8, and 6 pounds. Still perseverance once again pays off.
Not sure how many more times I will hit it. Just can't stay away if there are fish to be caught. Usually by early December, the fish get fewer and farther between.
Oh…on Alaska Outdoor Directory, Jeff from Kodiak Combos posted a 61lbs feeder king they just caught. Can you imagine how big that would have been in May? I can't wait!!! Gotta plan!!!
Ok, so here is the video. It was raining on and off so sorry about the water spots.


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Special Reports for Sellers
Fill out this form to gain access to our special reports for real estate sellers!
Fill out this form to gain access to our special reports for real estate sellers!
The prospect of buying a home can be very exciting, but at the same time, it's an investment that will make anyone feel just a little nervous. It is important to minimize the stresses of buying a house and your real estate agent can help. It also helps if you know what to expect.
Here is a home buying process chart to help guide you through the process and prepare you for your journey to home ownership.
Get started researching property listings. This will give you an idea of what type of property you would like to buy. It will also give you an idea of what financial goals need to be set.
An online mortgage calculator will help figure out how much you can afford to spend on a house. Take into consideration monthly payments and down payment.
Sit down with a professional and determine just how much the bank is willing to lend you and then get pre-qualified and pre-approved for a home loan.
You should have a good idea of the criteria you demand in a house. Start attending open houses and your real estate agent will show you houses that meet your demands.
Once you find the house of your dreams, your real estate agent will help you decide what kind of offer to make to the seller. There might be some negotiations before the offer is accepted.
Once the deal is closed and you have signed a multitude of papers, the house is officially yours.
Grab the keys and enjoy the fact you are now a homeowner.


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Death by Excel
Unfortunately, these errors aren't just occurring in spreadsheets used to calculate the weekly footy tips, but can also be found in some of the largest and most prominent organisations on the planet. In 2010 two highly regarded US economists Carmen Reinhart and Kenneth Rogoff made a handful of spreadsheet errors that led to controversial findings that were widely published and relied upon by global policy makers when determining the best way to pull their economies out of the GFC. Some research suggests that up to 80% of spreadsheets contain a material error. There are a few simple steps that can help reduce the risk of errors and I spend the rest of this article touching on 3 of the most important ones.
1. Dynamic Cross Checks
When building, a financial model make sure you include cells that that tell you if you are making an error. The most well-known cross check is, does my net assets equal my total equity. As you build a spreadsheet you should be constantly thinking, how can I confirm that this calculation is working correctly? Can I tie these numbers back to a total? Does the growth rate tie back to my assumed rate? If you put in cross checks as you go, you will pick up errors as they occur, which will save you a lot of time down the track. Make sure you include a summary of all your checks for each worksheet and the entire workbook.
2. Smell Checks
Often errors in spreadsheets are missed because the builder is bogged down in the detail and forgets to take the time to look at the big picture. Make sure that when you have finished building a model that you take the time to step back and ask yourself "are the results/ outputs what I expected?" if they aren't then make sure you find out why. A helpful tool for doing this is to graph key outputs, visually it is much easier to tell if something is going wrong, for example, are my sales growing as I expected?
3. Detailed review by a fresh set of eyes.
As Reinhart and Rogoff can attest it doesn't take much to not sum an entire row, and once these simple errors creep in they can be hard to spot. Once the build is finished we recommend that a fresh set of eyes review your spreadsheet. I don't send a spreadsheet to a client without getting a colleague to perform a detailed review, and you should do the same. Your colleague will be able to challenge your logic and with a fresh set of eyes and will be able to pick up those errors that you have missed. When budgeting your time, always make sure you budget enough time to have a colleague review your work.
It is important that you get someone that knows excel and is aware of how to review your model. If you don't think there is someone in your company that can do it, we can help. We spend a lot of time looking at models and can quickly identify errors and common mistakes. The small investment in getting your spreadsheet reviewed can save you thousands if not more when material errors are identified.
DISCLAIMER: This article is intended to provide a general summary only and should not be relied on as a substitute for professional advice.
© 2017 WMS Solutions Pty Ltd


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The Al Purdy A-frame Association has a high school English teacher to thank for a lovely bit of synergy that occurred this week. Stewart Jones, a phenomenal painter now based at Studio House PEC in Prince Edward County, came to know and love the work of Al Purdy years ago during one very special high school English course. Over the years Stew has gone to the Al's poetry for titles, for imagery, for inspiration...and just because he loves it.
Stew has generously offered the A-frame Association the proceeds of the sale of one of his paintings - a painting which will feature the A-frame. A look at some of Stew's incredible work on the Studio House PEC website will give you a hint of what Stew might do with the iconic roof slope of Ameliasburgh's favourite poet's house. Check out 'Wellington Compostition #3' and you'll see what I mean. We expect this painting may find its way to a wall in Toronto, Vancouver, Picton...who's to know?
Stew's A-frame painting will be displayed at the Studio House PEC gallery, at #168 on Wellington's leafy Main Street, during spring and summer 2014, and widely online through all of our networks. No doubt there will be a gathering of the A-frame clan at some point during the summer at Studio House PEC, which is destined to become a popular pop-up event space in this most cultural of counties.
As of this post, we are still waiting for the A-frame to emerge from the winter's ice, snow, and downed tree branches. Some day soon, Stew will make his visit, and find his idea. Stay tuned for the reveal of Stew Jones's Al Purdy A-frame painting, sometime this spring.


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Like looking at pretty pixels? We always have something interesting to blog about, so why not have a read? Plus archives go alllll the way back, thanks to our trusty webmaster. Plenty of fun to keep you occupied for the week in the one category!
Weekly Weeaboo
Reviews of the latest manga chapters. Y'arr. Beware of spoilers ahead, matey.
Naruto #491
Sleet: I haven't been a big fan of Naruto ever since they introduced the five nation politics with all the -kage's. Its like Kishimoto is trying to add some kind of political tension to the series, when I feel it really doesn't need it. Anyway, this chapter seemed to cover quite alot of ground for a Naruto chapter (at least 3 plot points!). The frogs have always been one of those weird and quirky parts of Naruto, so its kind of nice to see that they're still weird and quirky. And Naruto having to deal with new found popularity should be interesting in the future. Though I don't know how you can eat ramen after having a frog jammed down your throat…
With Tsunade back in the Hokage role, it makes you wonder why we bothered even having that small Danzo arc. Its not like he did anything worth while. And again, all this politics stuff just bores me. It just another way of giving commentary we already know about characters while they aren't there. But I guess if you actually find the different -kage characters interesting, these scene would be as well, but I don't. Also, not a big fan of Killer Bee. They actually made his rhyme rhyme this time, but most of the time his jokes fall short of jumping to english. Best bit of the chapter though, Naruto counting the tentacles. Looking back, this chapter was great for fangirls. Gag reflexes and tenatacles… -_-'
Bleach #400
Sleet: Finally, Ichimaru's Bankai is out of the bag. And its so simple, I think its great. The series has been more over the top with its bankai's and resurrección's lately, that something as simple as the fastest zanpakuto makes Gin's bankai really unique. It doesn't rely on some simple hook like controlling whatever your bajillion eyes can see or your sword scattering into a bunch of petals or casting illusions on people. It lets Bleach get back to what it's best at: fighting. The best fights in Bleach have always been the simple ones, like Ichigo vs. Kenpachi, no real "tricks", just good old fashioned sword fighting. Anyway, with that bankai, Gin's now probably my favourite character in all of Bleach.
Then we get the little bit where Aizen says he has another form coming. Oh yay. ANOTHER FORM. -_-'
I wish there was still only a shikai and a bankai. Life was so much simpler back then.
Reminisce: Laser Tag Event
The day was bright and sunny ('cept for the fire), and everything went on without a hitch ('cept for Shuai coming late), and completely embarrassment free ('cept for 20 of us walking into sizzlers, realising we're broke/cheap and walking out).
The general gist of the day was we ran around shooting each other in a darken room with pop music blaring from the sound system. 4 teams and a google of skin pores working overtime to cool down the elated bodies of EGG, SUAnime and Anime@UTS members the Campbelltown Lasertag event proved once again that our club is capable of interaction with human beings in other societal brackets without it culminating in holocaust. After 3 hours, the results of the competition are debatable, but kudos to Robert for getting minus 705 points.
After venting out repressed anger in the shoot out, we proceeded to go eat (after a long arduous decision of where to go) at KFC/Maccas and Krispy kremes *yum*, all in all a great day. Thank you once again to everyone for unselfishly providing their bodies for us all to point flashy lasers at on the day!


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Filling the void
Hold up! Before you read on, please read this...
This post was published more than 17 years ago
I keep old posts on the site because I often enjoy reading old content on other people's sites. It can be interesting to see how views have changed over time: for example, how my strident teenage views have, to put it mildly, mellowed.
I'm not a believer in brushing the past under the carpet. I've written some offensive rubbish on here in the past: deleting it and pretending it never happened doesn't change that. I hope that stumbling across something that's 17 years old won't offend anyone anew, because I hope that people can understand that what I thought and felt and wrote about then is probably very different to what I think and feel and write about now. It's a relic of an (albeit recent) bygone era.
So, given the age of this post, please bear in mind:
- My views may well have changed in the last 17 years. I have written some very silly things over the years, many of which I find utterly cringeworthy today.
- This post might use words or language in ways which I would now consider highly inappropriate, offensive, embarrassing, or all three.
- Factual information might be outdated.
- Links might be broken, and embedded material might not appear properly.
Okay. Consider yourself duly warned. Read on...
I would have called this "Filling the Hole", but that would've been too obvious, especially for the first post of the month.
So…it's Sunday morning, and I'm not in bed. Depressing. Though not as depressing as having an exam on Tuesday afternoon and not understanding a single word of it . That's the fate of those foolish people who fail to revise maths until the last minute. I should know – I'm one of them (and not the only one).
This seemed like a good idea before I started, now I'm realising that I really have nothing interesting to say, and I'm beginning to wonder if I should bail out now?
I watched the West Wing September 11th special that I downloaded this morning. I was reasonably surprised that, in fact, it didn't even mention 9/11. Still, it was entertaining and interesting, even if it was blatant American edutainment on the subject of Islamic extremist terrorism. Cheery stuff. Aaron Sorkin does a great job writing the show, but there really are groan-worthy educational parts. Like, "Oh, I just realised, I don't understand the census"…"Here, let me explain it to you in patronising terms that even the lowest common denominator of American society will understand". Paraphrasing, of course.
I've also downloaded and watched Survivor Amazon, which was extremely entertaining, simply because the American contestants actually play the game instead of being nice to each other. Blatant backstabbing and gratuitous nudity from the two models on the show are regularly used to help win the game. The danger is real too, with several serious injuries – unlike our UK versions where we have to have fake danger so that no-one gets hurt. The Daily Mail would be up in arms even more than usual if someone was hurt on TV seemingly for entertainment's sake.
The Daily Mail is still the most entertaining paper out there, just because it takes itself so seriously. It's holding its own "Referendum" (read phone-in poll) on the issue of Europe and the new European Constitution. But wait – instead of asking the real question of whether or not people support it, they back away and ask if people think there should be a referendum instead – otherwise, the vote may have opposed their viewpoint and then they'd look silly. Because it's obviously logical to stage a referendum on whether or not the country wants a referendum.
Changing tack slightly – GTA III . However much I am told it is entertaining, I still fail to see it. I don't "get" where the entertainment part starts. Admittedly, I've only given it about five minutes of gameplay, but it seems to be driving round from place to place in a car, occasionally getting out of it and stealing someone else's, whilst simultaneously having a choice of thirty-seven thousand different radio stations that would be mildly amusing if they didn't actually sound like Homebase fm , the ultimate radio parody. Anyone who can stand the clearly automated service that claims to broadcast live whilst having really tedious links like "That's such a great song don't you think?" every three seconds should…well…buy a satellite dish and point it at INTELSAT 601, orbital location 27.5 degrees West, or 332.5 East, Transponder 64 on 11502 GHz audio 7.38 and listen to it for the full twelve hours a day. And if that annoying woman says "Hi, I'm Lynn Parsons" again…Why can't anybody realise that what she really means is "Hi, I'm Lynn Parsons, and I'm stuck in this dead end job on Homebase fm, but give me half a chance and I could be a decent presenter. Please, you, Mr Radio Exec in here buying a few screws (cos we all know you can't get them anywhere else) give me a job. I'm begging you!" They probably have no aircon either.
I'm beginning to think that bailing out four paragraphs ago would have been a good idea. Plus I'm growing inanely bored. So I'm going to stop now.
It's OK, you can open your eyes now, I've finished.
Originally posted on The LBSC
This 5th post was filed under: Homebase.


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"Look out, everybody, things are about to get awesome!"
This article is a stub. You can help Borderlands Wiki by expanding it.
Victory Rush is a legendary artifact in Borderlands 3 manufactured by Eridian.
Special Effects
Another one. – Killing a badass triggers Victory Rush that increases movement speed and damage when active.
Affected Variable
The Victory Rush artifact grants three of the following bonuses:
- Fight For Your Life time
- Area-of-effect-damage
- Elemental chance
- Elemental resistance
- Max health
- Weapon accuracy
Additional Effects
- Cauterizing
Sliding deals bonus incendiary damage, creating a magma puddle upon impact.
- Ice Spiker
Increased slam radius and slams fire 3 cryo projectiles that damage and pass through enemies.
- A Victory Rush will last for 60 seconds.
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Image-guided Therapy Systems Market Trends Shows a Rapid Growth by 2026
Technology has played a crucial role in improving treatment efficiency and reducing mortality rates. The advent of computational techniques coupled advancements in imaging procedures have helped in treatment of complex diseases, especially cancer. Some of the common image guided therapy systems available in the market today are Ultrasound, CT scan, and MRI. They are used in understanding complicated conditions inside the body, and are used in treating them too.
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The global image guided therapy systems market is segmented based on product, application, end-user, and geography. On the basis of product, the market is classified into computed tomography (CT) scanners, Ultrasound Systems, Magnetic Resonance Imaging (MRI), Endoscope, X-ray Fluoroscopy, Positron Emission Tomography (PET), and Single Photon Emission Computed Tomography (SPECT). According to application, the market is divided into cardiac surgery, neurosurgery, orthopedic surgery, urology, gastroenterology, oncology surgery, and others. Based on end-users, the market is divided into hospitals, ambulatory surgical centers (ASCs), clinics, and research & academic institutes.
Incidence of cancer is increasing at a rapid pace year after another, thus escalating demand for treatment measures. While image guided systems are used in detecting complex diseases, they are extensively used in their treatment. These aspects lay foundation for growth in the global image guided therapy systems market.
During treatment of cancer, oncologist and radiologists have to view the infected area. This is where image guided therapy systems come into play. With early detection and higher number of patients seeking treatment, the consumption of image guided therapy systems is expected to grow in the coming years.
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Further, innovation in technology is propelling demand in the image guided therapy systems market. In the earlier models of these equipment, treatment had repercussions like killing healthy cells, and damage to neighboring tissues. To ensure precision in the treatment process, players in the image guided therapy systems market are working on developing higher efficiency products. These aspects will instill demand in the global image guided therapy systems market.
Geographically, the global image guided therapy systems market is quite mature and has its presence worldwide. North America has been the leading region in the image guided therapy systems market. Developed healthcare sector and increasing medical tourism in the U.S. is driving growth in the market. Europe too holds enough hope for growth in the coming years as medical tourism will increase demand for image guided therapy systems. On the other hand, Asia Pacific is emerging as a prominent region in the global image guided therapy systems market. Private healthcare setups in India are establishing world class features, and this will propel demand for image guided therapy systems.
Innovation is driving competition in the global image guided therapy systems market. Some of the key players in the market include St. Jude Medicals, Toshiba Corporation, Siemens AG, Medtronic Plc, and GE Health Care Inc. Strategies like expanding operations in new geographies to widen global footprint are also instilling competition in the global image guided therapy systems market.
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Here's what you need to know about getting cash to go from small to bigger.
If you're a small business owner looking to take your business to the next level, you may not have the capital you need to expand. A small business expansion loan can provide you with the cash you need to open up a new location, hire staff or upgrade your equipment. But where do you start and how do you know if taking out a business expansion loan is a good idea? Here's a quick guide to help you take the next step.
What Is a Small Business Expansion Loan?
A small business expansion loan is designed specifically for established businesses. The capital from an expansion loan can make it possible for you to scale your business or keep pace with growth.
If you applied for a business loan when you first started your business, you might be hesitant to go through the process again. Getting a startup business loan can require a down payment of 20 to 30 percent, and lenders typically do a significant amount of vetting of your business plan. But if your business now has a track record of success, the process could be much easier.
"The requirements are not as difficult as it would be for a startup business loan," says John Fleming, Delaware district director for the U.S. Small Business Administration. "A lot of times you can get an expansion loan without coming up with any cash injection."
Before you start the process of finding a lender, however, it's essential that you have a plan for the cash and make sure borrowing is a good idea.
What to Use the Money for
There are plenty of ways you can use the funds from a small business expansion loan, so it's important to focus on what your business needs to grow. Here are just a few ways you might want to use your loan money:
Expand your team. Whether you're running the business solo or you have a small team, you might feel like you're stretching yourself too thin. Growing the team can not only help you keep up with demand, but it can also help you offload more menial tasks to new employees and give you and other decision-makers more time to focus on the big picture.
Finance new equipment. Sometimes, your team is big enough, and your location size is sufficient, but your equipment needs an upgrade. For example, a restaurant could meet customer demands better with a new oven, or a manufacturing business could increase production with higher-capacity machinery.
Launch a new product. If you started your business with just one or two products and found a good market for them, your business might benefit from adding a new one to the line. Expanding a product line can be expensive, though. You'll need to invest in research and development, pay for material and manufacturing costs, and so on. A business expansion loan can help you afford those costs without draining your retained earnings.
Expand to a new market. Say you've found success with your current product or service, but the current market you're in is saturated or you see a new market with less competition. An expansion loan can help you cover the costs associated with that jump to a new market.
Understand your motivation. Just because you can borrow money for your business doesn't mean you should.
"You need to recognize why you're expanding," says Fleming. "Are you expanding just for the sake of expansion? Some people do that, where they run before they walk."
It's important to be honest with yourself about why you want to grow your business. If you don't feel like you have a handle on things as they stand, expanding could cause you to lose control entirely.
Do the math. While a business expansion loan may be easier to get than a startup loan, you'll still need to provide lenders with a good reason to give you the money. This means that your expansion idea needs to be profitable. If you're looking to expand to a new location, for instance, start looking at potential options. Price it out, and consider all of the costs involved. Do the process for a few different locations in case your top option falls through. Then run the numbers for how much a new location would boost your bottom line to make sure the return on investment is worth it.
Make sure you can manage the growth. Even if your expansion idea is profitable, be clear about how you're going to manage your new product line, location or team. If you're the only business owner, you may need to bring in a partner or hire someone with management skills to avoid putting the full burden on yourself.
What You'll Need to Apply
Once you've done your due diligence, the next step is to get your plans and documents together to apply for a small business expansion loan.
Here's a quick summary of what you should have ready to go before you apply:
Tax returns: You'll typically need to submit your personal and business tax returns for the past three years. These provide the lender with an idea of whether your company has a good track record of profitability.
Business plan: Share some details about your business, how you plan to use the funds and how you'll make it profitable.
Collateral: Even with an established business, lenders may require collateral to protect themselves against default. Consider which tangible business assets you could use to secure the loan.
Business credit report: If you've established a good credit history for your business, it can improve your chances of getting approved. If your business credit is poor, though, or you haven't established a credit history, you may have a hard time securing a loan.
Legal documents: Lenders may require various legal documents for your business, such as your business license, articles of incorporation, third-party contracts, franchise agreements and commercial leases.
Where to Go for a Small Business Expansion Loan
There's no shortage of small business lenders, so it's important to know what your options are and the benefits and drawbacks of each.


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Administration/Application Fee
This is a charge levied by the lender to cover the costs of processing a mortgage application. If an application is not completed, the fee may not be refunded.
Annual Percentage Rate
(APR) the total cost of a loan, including all costs, interest charges and arrangement fees shown as a percentage rate and easily comparable with mortgage interest rates.
The person or party applying for a property to buy.
Appraised Value
The value of a property, as estimated by a surveyor.
The increase in the value of a property as a result of changes in market conditions.
Arrangement Fees
Charged to arrange a loan on certain products. Usually applied to loans where a special interest rate applies e.g. fixed or capped rates.
Any form of property owned by a person, including currency, stocks and enforceable claims against others.
The transfer of ownership of an insurance policy or lease.
The sale of a property to the highest bidder.
Basic Variable Mortgage Rate
Mortgage lender's standard rate of interest which may be increased or decreased periodically by the lender depending on prevailing economic conditions.
Bridging Loan
A temporary loan providing financial cover which allows a purchaser to complete on the purchase of a new property before selling the previous property.
Building Survey (formerly Full Structural Survey)
A full inspection of the property, conducted by a chartered surveyor, who then writes a detailed report including any property defects. Suitable for any house, particularly older properties and those which have been poorly maintained. Also for properties which have been extensively altered or extended, or any property you may wish to alter or extend.
Buildings Insurance
An insurance policy that pays the cost of repair or rebuilding in the event your property is damaged or destroyed. Most mortgage lenders will require buildings insurance to be taken out as a condition of their loan.
Buy to Let Mortgage
A type of mortgage specifically designed for people buying a property with the intention of letting it out.
The amount of the loan on which interest is calculated.
Capped Mortgage
Normally agreed for a fixed period of time, many lenders provide mortgages with an upper limit on the interest rate. Thus if the standard interest rate is lower than the upper limit you will be charged the lower rate, but if the standard variable rate is higher you will be charged at the agreed rate.
An early repayment charge may be applied.
The situation that occurs when a buyer is reliant upon completion of the sale of his existing property, in order to complete on the purchase of his new property.
The estate agent's fee for selling the property.
Common Areas
Areas of land or buildings, such as gardens, hallways, recreational facilities and parking areas, where more than one resident shares access.
Comparative Search
A search that looks at the actual sale values of similar properties in the same area as your property. This search is normally carried out by a surveyor and should give an indicative sale price for a property.
The point at which all transactions concerning the property's sale are concluded and legal transfer of ownership passes to the buyer.
Conditions of Sale
The details which determine the rights and duties of the buyer and seller. These may be national, statutory, or the Law Society's conditions.
Contents Insurance
Insurance to cover loss or damage to your possessions within the property.
A legal agreement between the seller and buyer of a property which binds both parties to complete the transaction.
Contract Race
When two parties have made an offer on the same house. The vendor will sell to the first party to exchange contracts, i.e.: it's a race!
Converted Flat
A flat or apartment that has been created by the subdivision of a larger property.
A qualified individual such as a solicitor or licensed conveyancer who deals with the legal aspects of buying or selling a property.
Traditional term for the legal work involved in the purchase and sale of a property.
Conveyancing Fee
The charge made by a solicitor or conveyancer for undertaking the legal process necessary for the transfer of ownership of a property.
Council of Mortgage Lenders (CML)
The Council of Mortgage Lenders devised the Mortgage Code to ensure lenders treat customers fairly.
Rules and regulations governing the property, contained in its title deeds or lease.
Credit Check
The procedure by which a check is made on the credit history of an applicant, usually conducted by one of the large dedicated credit rating agencies. The check will reveal history of credit card repayments, outstanding debts, arrears and County Court Judgments.
Credit History
A history of an individual's open and fully repaid debts. Checking a credit history helps a lender to assess the likelihood that a prospective borrower will maintain their mortgage repayments.
Legal title documents proving ownership. The deeds will be held by the mortgage lender.
Deeds Release or Discharge Fee
The fee charged by lenders at the end of a mortgage term to cover the administrative costs of transferring the property ownership documents to the borrower.
A situation in which prices are falling (the opposite situation to inflation).
A sum of money (usually at least 10%) paid by the buyer on exchange of contracts.
The decline or reduction in the value of a property caused by changes in market conditions (the opposite of appreciation).
Term used to describe a property that stands alone and is separated from all others.
A newly built residence or an older property which has been refurbished and modernised.
Any disrepair or damage to a rented property.
Fees paid by the buyer's solicitor on the buyer's behalf such as stamp duty, land registry and search fees.
Paying off a mortgage.
Discount Mortgage
Mortgages charged at a rate discounted from the published bank standard variable rate for a set period of time. The rates are variable and are subject to go up or down in line with any changes to the Bank of England base rate.
Down Valuation
When the lender restricts the amount you can borrow after the surveyor's valuation report indicates the property is not worth the sum sought.
Draft Contract
Preliminary, unconfirmed version of the contract.
Early Repayment Charge (ERC)
A charge made by the lender if the borrower terminates a mortgage in advance of the terms of the particular mortgage. Normally occurs when the borrower has benefited from reduced payments or cash back in the early period of a mortgage.
Endowment Mortgage
Interest-only repayments combined with monthly premiums into an endowment policy designed to pay off the loan at the end of the term.
Energy Performance Certificate (EPC)
An EPC measures the energy efficiency of a property using a scale of A-G. It is a legal requirement to have a valid EPC commissioned before a property can be marketed.
The difference between the value of a property and the amount of mortgage owed.
The initial sum you have to pay on an insurance claim.
Exchange of Contracts
The point at which signed contracts are physically exchanged, legally committing the buyer and seller to the purchase and sale of a property at the agreed price.
Failed Valuation Survey
When the lender turns down your mortgage application after the surveyor's valuation report indicates the property is not worth the sum sought.
Financial Conduct Authority (FCA)
An independent body that regulates the financial services industry in the UK.
Fixed Rate Mortgage
A mortgage in which the interest rate is set for an agreed period of time.
An early repayment charge may be applied.
Fixtures & Fittings
All non-structural items included in the purchase of a property.
Flexible Mortgage
An arrangement whereby you can increase or decrease your mortgage repayments.
Flying Freehold
A flying freehold exists when one part of a property extends over, or under, a neighbouring property.
Technical word for the ownership of the property, meaning that it belongs to the owner without limitation of time.
This is when a seller accepts a higher offer from a third party on a property that they have agreed to sell to someone else, but have not yet exchanged contracts.
When a buyer offers the seller a lower offer just before contracts are about to be exchanged.
Ground Rent
The annual charge levied by the freeholder to the leaseholder.
The lender may sometimes require a borrower to appoint a guarantor. This is someone who promises to pay the borrowers debt if the borrower defaults.
Higher Lending Charge
An up-front, one off fee paid to the lender to protect them against the borrower defaulting on the loan.
Usually, charged on mortgages over 75% of the house value.
Homebuyer's Survey and Valuation (House/Flat Buyer's Report)
This is a survey report, which is not as detailed as a structural survey, carried out by a chartered surveyor to assess the state of a property and its value.
Household Insurance
An insurance policy that protects against loss or damage to the property caused by fire, some natural causes and acts of vandalism. Also see Buildings insurance and Contents insurance.
Houses in Multiple Occupancy (HMO)
A building of three floors or more which is to be occupied by three or more people and where these people live as more than one household and share facilities such as bathrooms, toilets or cooking facilities.
Independent Financial Advisor.
Individual Savings Account (ISA) Mortgage
An interest only mortgage linked to an Individual Savings Account fund, which is designed to pay off the loan at the end of the period.
The general rise in prices over time.
Interest Charges (Mortgage)
The charges that banks make on a loan, calculated as a percentage of the amount borrowed.
Interest-Only Mortgage
There are 2 types of mortgage, interest-only or capital repayment. Interest-only mortgage payments stay the same throughout the mortgage term providing that the mortgage rate is fixed for the whole term, otherwise the payments will vary as with any other mortgage. Interest and a premium to an investment vehicle are paid monthly. At the end of the term, the proceeds from the investment vehicle are intended to repay the mortgage. The amount will depend on the performance of the investment vehicle. These mortgages are now only offered with very strict criteria and aren't available to everyone. With an interest-only mortgage you only pay the interest charged on your loan, so you're not actually reducing the loan itself. You'll need to have a feasible repayment strategy in place to repay your loan at the end of the term – for example investments and/or savings plans. Lenders will want to see proof of these.
A list which describes the condition of furnishings and contents of a leased property at the commencement of the tenancy in order that any dilapidation during the tenancy can be identified.
Joint Income
The total gross income of the two borrowers in a joint mortgage.
Joint Tenants
A form of ownership for two parties whereby if one of them dies, their share of the property will automatically transfer to the remaining party, giving them full ownership (regardless of the terms of the deceased owner's will.
Land Registration
The process of registering the legal title of an area of land with the Land Registry, typically handled by a solicitor.
Land Registry Fee
Paid to the Land Registry to register ownership of a property.
A legal document by which the freehold (or leasehold) owner of a property lets the premises or a part of it to another party for a specified length of time, after the expiry of which ownership may revert to the freeholder or superior leaseholder.
Denotes that the ownership of the property is by way of a lease.
Legal Charge
A mortgage on the property.
The party, typically a bank, building society or mortgage company, offering the loan.
Lender's Arrangement Fees
Charge passed on to the buyer by the lender for arranging a loan.
Lender's Legal Fees
The fees incurred by the lender when arranging a mortgage. These costs are passed on to the buyer.
Listed Building
One officially listed as being of special architectural or historic interest, which cannot be demolished or altered without (local) government consent.
Loan to Value (LTV)
The size of the mortgage as a percentage of the property's value.
Local Authority Search
Procedure whereby a buyer's solicitor makes an enquiry to the local council regarding any outstanding enforcement or future development issues which might affect the property or immediate area.
Maintenance Charge (or Service Charge)
The cost of repairing and maintaining external or internal communal parts of a building charged to the tenant or leaseholder.
A property arranged over more than one floor (ie: a portion of the house).
An amount of money advanced by a lender such as a bank or building society on the security of a property and repayable over a long period.
Mortgage Broker
Someone who advises buyers on the types of loans available and helps to process any subsequent application.
Mortgage Deed
A legal document relating to the mortgage lenders interest in the property and containing the terms of the mortgage.
Mortgage Payment Protection (MPP)
This is an insurance designed to pay your monthly mortgage for a limited period, usually a year if you are unable to work through illness, disability or redundancy.
Mortgage Rate
The standard variable interest rate quoted by all mortgage lenders which normally varies with the Bank of England base rate.
All discounted rates are based on this mortgage rate.
Mortgage Term
The length of time over which the mortgage is to be repaid.
Mortgage Type
This may be a fixed, variable, capped, discount, tracker or another type of mortgage.
The lender of a mortgage (ie: bank or building society).
Negative Equity
When the value of the property falls to less than the outstanding mortgage.
NHBC Scheme (National House Building Council)
A type of building guarantee available on some newly built homes under which defects occurring within a specified time after construction are remedied.
A sum of money that the buyer offers to pay for a property.
Offer of a Loan
A formal document approving the mortgage you have requested and detailing the terms and conditions that will apply.
Office Copy Entry
An official document from the Land Registry confirming ownership of and borrowings against a property.
Independent professional bodies who investigate complaints on behalf of customers against, for example, estate agents, solicitors and insurance companies.
Open Market Value
The price a property would achieve when there is a willing buyer and willing seller.
Payment Break/Holiday
An option on flexible mortgages that allows you to stop making mortgage payments for up to 6 months.
A specified charge that is levied by the lender under certain circumstances, usually for full or part repayment within a specific period linked to a discount, tracker, fixed or other product type.
Peppercorn Ground Rent
A nominal periodic rent usually paid annually.
Pied a Terre
A property kept for temporary secondary or occasional occupation.
Preliminary Enquiries
The initial enquiries about a property put forward to a seller which the seller must answer before the exchange of contracts.
The monthly amount payable for an insurance policy.
Premium Lease
Lump sum paid up front as rental for a property.
The sum of the loan on which interest is calculated.
Public Liability Insurance
Public liability insurance is designed to compensate an insured in respect of claims for legal liability from members of the public or companies who may suffer due to their negligence or that of their employees.
A person who is buying a property.
When a mortgage is fully repaid.
Refinancing a property by either switching a mortgage from one lender to another or by taking out a second mortgage to draw down any equity gained by a rise in value.
Repayment Mortgage
A mortgage repaid by way of monthly repayments of capital combined with interest. This means that each month you're paying off a small part of your mortgage.
When the mortgage lender takes possession of your property due to non-payment of the mortgage.
Holding back part of a mortgage loan until repairs or specified works to the property are satisfactorily completed.
A request or enquiry for information concerning the property held by a local authority or by the land registry.
A property which is joined to one other house.
Service Charge
See Maintenance Charge.
Share of Freehold
Where the freehold on which the property stands is owned by a limited company and the shareholders of that limited company are the owners of the property.
Sole Agent
When a seller chooses only one estate agent to sell their home.
Sole Occupancy
A property that is occupied (lived in) only by the mortgage applicant(s) and their direct family.
Legal expert handling all documentation for the sale or purchase of a property.
Stamp Duty
A tax paid by purchasers of properties. View the current rates.
Standard Variable Rate
Mortgage lender's standard rate of interest, which may be increased or decreased periodically by the lender depending on prevailing economic conditions.
Structural Survey
See Building Survey.
Studio Flat
A flat consisting of one main room or open-plan living area incorporating cooking and sleeping facilities and a separate bathroom/shower room.
Subject to Contract (STC)
Words to indicate that an agreement is not yet legally binding.
Professionally-qualified expert who carries out the survey.
A temporary possession of a property by a tenant.
Tenancy Agreement
A legal agreement designed to protect the rights of the tenant and landlord and setting out all the terms and conditions of the rental arrangements.
A person who has temporary possession of a property.
Tenants in Common
A form of ownership by two or more people in which if one of them dies, their share of the property forms part of their estate and does not automatically pass to the other(s).
Conditions on which a property is held (ie: length of lease).
Terraced House
A property which forms part of a connected row of houses.
Title Deeds
Documents showing the legal ownership of a property.
Title Insurance
An insurance policy which a buyer can take out to allow a sale to complete where there is a potential problem with the documentation in proving legal ownership of some part of the land they are buying.
Title Search
An investigation carried out by a conveyancer or solicitor into the history of ownership of a property. The search will check for liens, unpaid claims, restrictions or any other problems that may affect ownership.
Tracker Mortgage
A type of mortgage whereby any changes in the rate of interest charged follow exactly ('track') another, specified, interest rate or index. Typically a tracker mortgage will track the Bank of England base rate.
Transfer Deeds
The land registry document that transfers legal ownership from seller to buyer.
Under Offer
The status of a property for sale, when a seller has accepted an offer from a purchaser but prior to exchange of contracts.
A basic survey of a property to estimate its value for mortgage purposes. Mortgage lenders will insist on this before lending.
The price of a property under normal conditions, i.e. when the buyer is not forced to buy and the seller not forced to sell.
Variable Base Rate
The basic rate of interest charged on a mortgage. This may change in reaction to market conditions, so your monthly payments can go up or down.
The legal name for a person selling a property.
An empty area or space.
Income from a property calculated as a percentage of it's value.
There is currently no jargon that matches the letter . Please select another letter.


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Victor Monarrez is Mead Lumber Athlete of the Week
KSCB News - January 29, 2016 12:53 pm
Liberal senior wrestler Victor Monarrez is the Mead Lumber Athlete of the Week. Monarrez is 19-7 and 195 pounds for the Redskins. Liberal competes at the Rocky Welton Invitational at Garden City Friday and Saturday. Monarrez also played football for the Redskins.


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Baby, baby gifts, baby shower, baby shower gifts, baby shower ideas, blog, burp cloths, children, crafts, DIY, drool, gifts, mommy, ohdear, ohdearbaby, parenting, spit up, toys, tutorials
If you were to ask me what I cannot leave the house without, as a mother, it would definitely be burp cloths. So i searched the entire interweb just to bring you these easy to make burp cloth tutorials. Of course these tutorials are going to be very similar but you can always improv to make it work a little better for you. Prudent Baby has my personal favorite tutorial but you can choose from any of the below for inspiration.
The Tidy Nest
Ginger Snap Crafts
Petite Lemon
Just Another Hang Up
Just Another Hang Up


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Forming opinions and expressing them is something we do every day. In our time of 'fake-news', 'half-truths', and 'alternative facts' it is becoming essential for genuine conversation for each of us to be aware about how we and others form, hold, and express opinions.
We all have 'silent shapers' of our opinions – a deep down sense of 'how the world works'.
These views are grounded so deep that we usually are not even aware of why we hold them – unless we have undertaken a conscious effort at discovery such as in The Assumptive Dive.
This highly engaging programme draws on Thomas Sowell's powerful ideas in A Conflict of Visions to transform How You Think about the sources of opinions and beliefs about key matters in human affairs.
The explorations will take place over two months in 4 three-hour sessions at fortnightly intervals and will be delivered through a combination of facilitator presentations, group analyses and participant dialogues.
Who will benefit?
- People interested in improving How to Think about the sources of their beliefs and opinions;
- People who wish to build confidence to express opinions in discussions and strengthen their thinking;
- People navigating conflict of ideas and needing to create and manage meaningful dialogues;
- People engaged in trust-building and having to deal with toxic issues in organisational cultures.
The Assumptive Dive will help you:
- Expand self-awareness into how behaviour is grounded deep in your mind and how this affects relationships;
- Elevate your judgment capability by raising awareness about your and others' sources of opinions;
- Learn how to use and manage these sources for more effective decision-making and better relationship-building;
- Enhance your power of forming well-grounded opinions and build confidence for expressing them publicly;
- Better interpret and assess the meaning of opinions expressed by a wide range of people.
Professor Connell Fanning
Professor Connell Fanning is a business economist with a special interest in the development and application of ideas and the role and use of theories in business reasoning. He was Professor of Economics and Head of the School of Economics for 30 years at University College Cork (UCC). Connell has wide teaching experience at both undergraduate and postgraduate levels and in professional, executive and continuing education programmes.
He also has strong links with the business and external community. He has undertaken consultancy projects for businesses and public agencies, including the European Commission, has contributed to local and national Print, T.V. and Radio media on economic affairs, and has made presentations to a large range of public forums, conferences and seminars. He has published extensively on various themes, including John Maynard Keynes' macroeconomic and business theory, local entrepreneurship and entrepreneurial renewal, worker management and labour-directed firms, Porter's clusters theory, nurturing indigenous entrepreneurship and Penrose's theory of organic growth of the firm.
Connell holds Primary and Masters degrees in Economics from University College Cork, and Masters and Ph.D. degree in Economics from Cornell University.
Not currently on offer as an Open Programme.
Expressions of interest are always welcome.
The programme can be co-designed and delivered in-house for team development.
Talk to Us
Want to know if this programme is right for you or your organisation?
We'd love to hear from you.
Phone: 021 4658604 | 05 | 06
E-mail: email@example.com
You may be eligible for CPD or other recognition for professional standards upkeeping. Contact UCC's CPD Office for more information.


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Service-Learning allows students to meet the BTC requirement through an enhanced form of academic learning that also benefits the community.
Typically, only Honors service-learning courses fulfill the BTC requirement, given the special nature and rigorous service requirement of Honors service-learning courses. An Honors Service Learning course can also fulfill an Honors elective.
When students enroll in an Honors service-learning course, they will apply classroom knowledge to serve real community needs while fulfilling the Honors BTC requirement. Students can expect service-learning classes to have about 20 hours of engagement outside the classroom within a given semester. Service-learning courses are 3 credits, and the SCHC offers unique classes (some of which will also count towards major and minor credit as well as Graduation with Leadership Distinction).
Service-Learning Courses
When you enroll in an Honors service-learning course, you will apply your classroom knowledge to serve real community needs. We believe that every major and interest area presents an opportunity to serve, so each semester we offer service-learning courses led by faculty who have built careers harnessing their talents for good. Service-learning courses in the Honors College ask you to go beyond the books to shape the city—take a look at how some of our recent and ongoing courses have served our community.
Recent Courses
Taught by professor of psychology Dr. Bret Kloos, students spent time getting to know the homeless in Columbia and working with organizations that serve them. As their final product in the class, students crafted research and advocacy projects to tackle the problem of homelessness in the state.
Dr. W. Joe Jones, School of the Earth, Ocean, and Environment, worked with students to build a functional aquaponics system. The students installed the system at a local children's shelter, Palmetto Place, to be used as a learning tool for the residents.
Students in Carla Swygert's Spanish for Healthcare Professionals learn the language by engaging in-person with patients in a Spanish-speaking clinic. They translate patients' symptoms and work alongside medical professionals, gaining hands-on experience in the field.
Dr. Mary B. Waters' students delve into psychological, historical, anthropological, economic, and political contexts of women in society. Working with local agencies like women's shelters, after-school girls' groups, and other organizations helps make their classroom knowledge concrete.
Student Service Organizations
If a service-learning course doesn't quite fit into your academic schedule, there are still many opportunities to volunteer. Honors College student organizations have built long-standing relationships with community partners to positively impact Columbia.
While participation in student service organizations is a valuable college experience, service-learning is distinguished by a formal academic component. Service-learning will only receive Beyond the Classroom credit if taken as an Honors College service-learning class.
Members of Communities in Harmony are focused on making a positive musical experience
for the children they visit each week. This organization began as a South Carolina
Honors College outreach initiative striving to use music as a tool to enrich the lives
of the people they work with. In order to do this, members collaboratively plan every
session. They share songs, dances and musical games to take to the various afterschool
programs that they partner with each semester. The adaptive, cooperative and personal
skills developed have shaped the members into sensitive, perceptive volunteers. Each
session has a designated leader who guides the day's activities. Typically, these
leaders are the volunteers with the most experience, but the opportunity is open to
anyone who desires to develop those skills. The volunteers gather for planning retreats,
monthly meetings, and weekly volunteer sessions. Communities in Harmony won student
organization of the year in 2014 and has been awarded funds from the Hootie and the
Blowfish Grant for their initiatives.
Get in touch via Garnet Gate or email.
Waverly Afterschool Programs was started in 2003 by a motivated group of Honors College
students who learned of a local need for afterschool tutors during a Martin Luther
King Day of Service. Since then, Waverly has become a student organization and has
been awarded a lifetime grant of $10,000 by State Farm Insurance. Their mission is
to enhance the lives and opportunities of children in the Columbia community, to serve
as educational role models who provide a fun, safe and caring experience, to develop
the self-esteem and literacy skills of all children who participate, and to help children
realize that they can overcome life's challenges. Waverly members believe that all
children need a safe place to go after school each day with caring, responsible adults
and programs that encourage both learning and personal growth. Waverly Afterschool
Programs has four core functions: 1) To provide educational enrichment 2) To promote
continued educational excellence 3) To provide youth with positive role models, and
4) To develop student volunteers into leaders.
Get in touch via Garnet Gate or email.
Project VIDA is a student organization at the University of South Carolina that welcomes
students from a variety of backgrounds. Members of Project VIDA create presentations
about healthy living for elementary, middle, and high school populations in underprivileged
communities. It started through an Honors College initiative (Drop Everything And
Lead) and has been supported by the Bernard and Arline Ramsdale Endowment Fund. Since
its creation in fall 2010, Project Vida has been committed to educating youth in the
Columbia community about healthy living. Volunteers in Project Vida have learned to
seamlessly translate their academic passions into interactive and fun presentations
for the young people they work with. This organization has given students the opportunity
to use their classroom experiences to impact the lives of community members, while
receiving personal, professional, and civic growth. One Project Vida member stated,
"Even though we are the ones providing the information on health, I never fail to
learn new things with each presentation." The students in Project Vida have truly
become a part of the community that they serve. Project VIDA won the Outstanding Student
Organization Service Award in 2014.
Get in touch via Garnet Gate or email.
The Carolina Homelessness Outreach brings together students of the University of South
Carolina who have a common interest in serving the homeless around Columbia. Members
participate in excursions to various venues focused on helping the homeless, reflect
upon experiences, and advocate for the importance of seeing beyond stereotypes in
order to care for homeless people as fellow human beings. Volunteers with the organization
hope to make positive differences in the lives of homeless individuals, to grow in
fulfillment and understanding of themselves, to develop positive relationships with
other community outreach programs, and to increase awareness of homelessness and help
foster a positive community attitude. The organization was started by a student after
completing Dr. Bret Kloos' Honors College service learning class, Addressing Homelessness
in South Carolina.
Get in touch via Garnet Gate or email.
Find out more or get in contact.
Get in touch via Garnet Gate or email.
This semester, the Honors Service Team took teens from Palmetto Place Children's Shelter to the State Fair and helped stock the Gamecock Food Pantry with over 150 boxes of cereal and granola bars.
Get in touch via email.


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I have admired Rodin's statue of "The Thinker" for many years.
Yet the statue is not a man of action.
Too much thinking, too little action is a recipe for fecklessness. Yet too much action, too little thought are ingredients for a potential disaster.*
And this is where the Common Core standards enter the picture.
Exactly how much evidence did policymakers have to justify the crafting and adoption of national standards? Of that evidence supporting the policy, what part, if any, did research play in making policy? Since evidence never speaks for itself–it has to be interpreted–these are fair questions to ask of any policy but especially one with high-stakes consequences for how teachers teach to the standards, what children and youth study in classrooms lessons, and tests used to measure how much of the standards students have learned.
There have been two major justifications for Common Core standards: (1) raising academic standards across U.S. schools will grow the economy and make the nation globally competitive; (2) higher standards will improve students' academic achievement. After parsing these reasons for the Common Core standards, I then turn to the evidence used by policymakers and practitioners and where research studies fit (or do not fit) into the policymaking process.
1. What evidence is there that common standards will increase a nation's global competitiveness?
Answer: None. Zip. Nada.
2. What evidence is there that national standards will improve student achievement on domestic and international tests?
Answer: None. Zip. Nada.
So how can a public policy that has heavy consequences for students, teachers, and public schools have an appalling lack of evidence?
The answer is in what top decision-makers consider as evidence when they determine policy. Or the answer is in the simple fact that policies get made for many reasons, only one of which may be evidence, including research studies. I take up each of these explanations.
First, what do policymakers consider to be evidence? Generally, school boards, state and federal officials, and practitioners–teachers and principals–have a broader definition of evidence than do researchers who rely upon the results of randomized control studies, rigorously conducted case studies, and carefully constructed interventions in schools (see Tseng-Social-Policy-Report-2012-1).
In an ongoing study of school boards' decision-making, for example, Robert Asen and colleagues found that local policymakers drew from many sources for "evidence." They relied on first-hand experiences, systematically collected data on conditions, testimony of authoritative individuals and groups, specific examples that illustrated the policy issue being discussed, and, yes, they used empirical findings culled from researchers. What constitutes evidence to school board members was a broad array of experience-produced and research-produced knowledge, some carrying more weight than others in each policymaker's mind. Few decision-makers, however, say that research findings guided their actions (coburnhonigsteinfinal-1).
Second, what drives policymaker decisions? Many reasons propel policy and evidence is only one of those reasons. Consider that financial and political pressures push policy without any reference to "what the research says." When drug abuse or teenage pregnancies rise in a community, parents and politicians lobby school boards to initiate or revamp drug and sex education programs–regardless of what research studies say about the effectiveness of such programs. Or to cite another example, when a program becomes controversial such as "Man: A Course of Study" in the 1970s, studies of its effectiveness are disregarded as pressure groups got school boards to dump the program.
Or consider evaluating teachers on the basis of student test scores–one of the public reasons given for Chicago teachers striking this month. U.S. Secretary of Education Arne Duncan had, at best, contested research findings a few years ago when he required performance evaluations to be included in state proposals for Race To The Top funds. Or even now. Political considerations mattered, not the amount or quality of evidence.
In an economic recession when state revenues shrink, districts cut staff and programs without checking research studies to determine which programs or staff were effective.
So local, state, and federal policymakers have a broader view of what constitutes evidence–practitioners even more so–than researchers. Research studies play a minor role, if at all, in making most significant policy decisions.
Which, of course, brings me around full circle to Common Core standards which is a train carrying few research studies that has left the station on its way into the nation's classrooms. Believe me, that train is not carrying statues of Rodin's "The Thinker."
*Thanks to Joel Westheimer for sending me the "Thinker and Doer" cartoon


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So the LA Clippers hired Boston-based agency search firm Pile & Company to find the organization a new ad agency in the wake of the Donald Sterling scandal and a $2 billion bid for the
team from former Microsoft CEO Steve Ballmer. It's quite clear that the organization needs some help, but one LA industry source has a big problem with the Clippers looking outside LA for help. Our
source tells us: "As a big L.A. basketball fan, I find this whole thing fascinatingly moronic! From a business perspective, you have consultants in Los Angeles who know this market intimately and
would arguably be the best choices to find an agency for the Clips. But from a fan perspective, this is the ultimate carpetbagger move. I thought the Clippers would be less stupid now that Donald
Sterling is gone." Clearly, that's not the case.
In Cape Town, advertising Help Wanted ads are a bit different. When you first look at this ad for a copywriter with the headline, "Mid Weight Below the Line Copywriter," you might scratch your head a bit and wonder whether or not they're trying to tell fatties and rail-thin thigh-gappers not to apply and that they only want regular-sized people to work on crap like brochures, promotions and direct mail. Not exactly an attractive sounding gig. And then the body copy of the ad goes on to read, "Is your style smart and your thinking conceptual, have you got a smoking hot body..." and you're like WTF? I can't be fat, I can't be skinny and I have to be hot? Until you realize the rest of that sentences reads: "...of work and a real passion for writing?" Still, that's a lot of mental whiplash to work through just to find out if the job is of interest and whether or not you are qualified.
Remember Bob Parsons? The former CEO of GoDaddy who was seemingly obsessed with scantily clad, big-breasted women and killing elephants? Yeah, that Bob Parsons. Now Parsons is a major financial backer of the political group Better Leaders for Arizona. That group is now running commercials in support of former GoDaddy general counsel Christine Jones, who is running for governor. Guess who's producing the ads? Scottsdale-based Martz Parsons, which as the name indicates, is owned by Bob Parsons. Can one be any more in bed with oneself than this?


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Justia Nebraska Supreme Court Opinion SummariesArticles Posted in Gaming Law
State ex rel. Loontjer v. Gale
The Nebraska Constitution generally prohibits the Legislature from authorizing games of chance but contains an exception for live horseracing under certain conditions. At issue in this case was L.R. 41CA, a resolution to amend Neb. Const. art. III, 24 by permitting wagering on "replayed" horseraces in addition to wagering on live horseraces and specifying how the Legislature must appropriate the proceeds from a tax placed on wagering for live and replayed horseraces. The Secretary of State granted the writ of mandamus sought by the relator in this case, holding (1) the separate-vote provision of Neb. Const. art. XVI, 1 requires the Legislature to present constitutional amendments to voters in a manner that allows them to vote separately on distinct and independent subjects; and (2) L.R. 41CA violates the separate-vote provision, and therefore, article XVI, section 1 bars its placement on the November 2014 general election ballot. View "State ex rel. Loontjer v. Gale" on Justia Law
Posted in: Constitutional Law, Gaming Law
Am. Amusements Co. v. Neb. Dep't of Revenue
This appeal focused on the legality of a video gaming device known as Bankshot, which was developed and distributed by Appellees. Appellees filed this lawsuit after the State seized two Bankshot devices as alleged illegal gambling devices, seeking a declaration that they were not illegal. The state agencies and officers who were named as defendants filed a counterclaim seeking a declaration that Bankshot was a "game of chance" and therefore an unlawful gambling device. The district court (1) found that Bankshot was a game of chance when played in some modes but not when played by others; (2) ultimately concluded that Bankshot was a gambling device under Nebraska law; and (3) refused the State's request for injunctive relief, reasoning that there was no showing that Appellees knowingly used Bankshot to advance unlawful gaming activity. The Supreme Court affirmed, holding that the circuit court did not err in denying injunctive relief because (1) where the Bankshot game was reconfigured to comply with the terms of the district court order, injunctive relief completely banning the development and distribution of Bankshot in any form was not warranted; and (2) Bankshot, as currently configured, was not a game of chance. View "Am. Amusements Co. v. Neb. Dep't of Revenue" on Justia Law
Posted in: Commercial Law, Criminal Law, Gaming Law, Nebraska Supreme Court


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A chat with Debbie Lee of "The Next Food Network Star"
It seems like many viewers of "The Next Food Network Star" were up in arms about Debbie Lee because of several questionable tactics and comments she made during more than one episode. They were letting judge and network exec Bob Tuschman know how they felt in responding on his blog last week. Well, Debbie was eliminated this past Sunday, leaving Melissa D'Arabian and Jeffrey Saad to battle it out for the crown. Was Debbie singled out for previous missteps? Good question, but we think so, and we think she had it coming either way.
Anyway, we had the chance to ask Debbie about her experience on the show and on her future plans…..
Premium Hollywood: What do you think ultimately was the deciding factor in your being eliminated?
Debbie Lee: It's hard to say. I would love to get inside the judge's minds to figure out what they were thinking. I know it was a very hard decision, but I think ultimately with Melissa's being a mom, Jeffrey's consistency…it just was a tough decision.
PH: Do you plan to pursue your own cooking show regardless?
DL: Yes, I would love the opportunity. I would also love to do some books and have the opportunity to express my Korean-American background.
PH: Who do you think will win now, and why?
DL: That's a tough one. Melissa is a mom, has the all-American skills, Jeffrey is a fascinating chef with an interesting background, he's exciting to watch. Let's just say I'm glad I'm not a judge!
PH: What can you tell us about your new hot dog restaurant?
DL: The restaurant is going to be a hot dog concept that also integrates that comfort food with Southern spirit.
You can follow us on Twitter @moviebuffs and on Facebook as well.
Posted in: Reality TV, The Next Food Network Star, TV
Tags: Bob Tuschman, Debbie Lee, food interviews, Jeffrey Saad, Melissa D'Arabian, Next Food Network Star, The Next Food Network Star, The Next Food Network Star 2009, The Next Food Network Star Season 5


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- Thumb Sucking And Nail Biting In Children Lowers Risk Of Allergies
- Eating Unhealthy Foods Can Be Less Tasty When Eaten While Seeing Into Mirror
- MRI – Is It Really Necessary Or Not?
- Steps To Safeguard Yourself From Ebola Virus Transmission Through Organ Donations
- A New Line Of Defense Used By Cancer Cells Discovered
All posts tagged "natural cure for gingivitis"
How To Cure Gingivitis At Home? 5 Effective Tips
Gingivitis is basically a gum disease resulting in gum redness, tenderness and swelling. It is a very mild condition because of which there are many people who might even not be aware of the fact that they...
- Posted July 20, 2015


text: I am a sucker for time lapse videos. People are shooting some fantastic footage of landscapes, cityscapes, and everything in between. The video below is from a Vimeo group called "The Good Stuff," and showcases some gorgeous time lapse footage from around the world. Shot by Sean Stiegemeier during his travels to locations like Prague, Japan, Banff, Utah, Oregon, and California using a Canon 5d Mark II DSLR camera, the video is sure to wake up the traveler in even the staunchest homebody.