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PDIC Regulatory Issuance No. 2017-01: Revised Rules and Regulations on Regular Assessment of Banks
PDIC Regulatory Issuance No. 2015-01: Computerized Records of Bank Deposits
TO : Member Banks
SUBJECT : Computerized Records of Bank Deposits
Pursuant to Section 9(d)(1) of Republic Act No. 3591, as amended (the "PDIC Charter"), the Board of Directors of PDIC, by virtue of Resolution No. 2014-12-293 dated January 8, 2015, approved the promulgation of the following Rules and Regulations Governing Computerized Records of Bank Deposits.
Section 1. Policy Consideration
To facilitate the efficient determination by PDIC of its exposure in insured deposits, and to enable prompt and accurate reimbursement of deposit insurance claims when necessary, member banks shall maintain computerized records of depositor/deposit information in accordance with these regulations.
Section 2. Definition of Terms. For the purpose of this regulation:
Depositor information refers to the following:
Depositor code
Depositor type (individual, corporate, joint, held-in-trust for, or by)
Depositor full name
Depositor's middle name & birthdate (for individual depositors)
Depositor's complete address
Information on whether depositor is a borrower, co-maker, and/or guarantor of existing loan/s with the bank
Deposit information refers to the following:
Deposit account number
Branch where deposit account was opened
Deposit type (Savings, Time, Demand, others)
Deposit sub-type (i.e. product name or code)
Deposit currency code
Available balance
Interest rate on deposit
Issuance and maturity dates (for term deposits)
Withholding tax and other bank charges
Information on whether account is restricted (i.e. frozen or with pending legal case)
Facility refers to an application that is integrated with the bank's computerized deposit database system to enable the electronic generation of a report in prescribed form.
Deposit Account View (DAV) refers to an electronically generated report that provides consolidated depositor/deposit information, for each and every deposit account.
Section 3. Requirements for Member Banks
3.1 Each member bank shall have:
a) a computerized database system where updated and accurate depositor/deposit information and deposit transactions for each and every deposit account are maintained and safely stored for five (5) years from date of transaction;
b) a facility that can readily generate DAV with the depositor/deposit information in the form specified by PDIC (see Annex A and Annex A.1); and
c) a backup and recovery arrangement for the depositor/deposit information and deposit transactions in accordance with the disaster recovery and business continuity plan guidelines and requirements of the Bangko Sentral ng Pilipinas.
3.2 Each member bank shall submit the following to PDIC:
Particular Deadline of Submission
a) Plan of Implementation (see Annex B)for the requirements in Section 3.1 Within 30 days from date of effectivity of this RI
b) Report on Features of Systems Used for Computerized Database (see Annex C) , prepared by the bank's IT Head or his designated officer, and duly attested to by the bank's Compliance Officer within 30 days from date of effectivity of this RI and from date of effectivity of any update or change thereafter
Section 4. Penalties
Violation of this regulatory issuance shall subject the member bank and/or any of its responsible directors, officers, employees or agents to administrative fines in accordance with Section 21 (g) of the PDIC Charter as implemented by PDIC RI 2012-01 entitled "Revised Rules on Administrative Offenses, Fines, and Procedure in Administrative Investigations" and any subsequent amendments thereto, without prejudice to any civil or criminal liability of the concerned directors, officers, employees or agents of the bank.
Section 5. Repealing Clause
Section 1.b of Regulatory Issuance 2006-01 on Record Keeping of Bank Deposits and other PDIC issuances which are inconsistent herewith are hereby repealed or amended accordingly.
Section 6. Effectivity Date
This RI shall take effect fifteen (15) days after publication in any newspaper of general circulation.
(Sgd.) CRISTINA Q. ORBETA
To download the attachments, please click on the following links:
pdf RI 2015-01 Annex A
pdf RI 2015-01 Annex A.1
pdf RI 2015-01 Annex b
pdf RI 2015-01 Annex c
Deposits up in Q3 2011
Another good showing for the rural banking industry as the Philippine Deposit Insurance Corporation (PDIC) reports a significant increase in the total level of deposits. As of third quarter in 2011, total deposits in RBs increased by 4.1% from P119.5 billion to P124.4 billion.
Based on the general breakdown for all banks (commercial, thrift, rural, etc), almost half of deposits are in the form of savings deposits, which grew 10.1% year-on-year.
For a detailed report, kindly check out the following PDIC webpage: http://www.pdic.gov.ph/index.php?nid1=8&nid2=1&nid=100023, or download the three-page file from RBAP's Slideshare account.
Thank you.
Revised Rules on offenses, fines, and procedure in Administrative Investigations
To all Rural Bankers, please be advised of the approved promulgation on the revised PDIC Rules on Administrative Offenses, fines and procedure in Administrative Investigations. This regulatory issuance is pursuant to Section 21 of RA No. 3591, as amended (the "PDIC Charter"), the Board of Directors of PDIC, by virtue of Resolution No. 2011-12-259 dated December 9, 2011.
For more details, please click the attached link: http://www.pdic.gov.ph/index.php?nid1=7&nid2=1&rid=203
Thank you.


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Sweepstakes For S.O.A.R.
Hosted By Pet Supplies Plus
Support our sponsors who support animal rescue
Drawing: Friday, November 15th
Must be 18 years old & older and a Florida resident to enter.
Maximum of 20 raffle tickets per person per household
Sweepstakes for SOAR Official Rules & Regulations
Suggested Donation is $5.00 for a Ticket
Product Description
Sweepstakes For S.O.A.R. Prizes
Grand Prize
A 1 ½ minute shopping spree through Pets Supplies Plus-Clearwater Includes Obedience training from Pet Peeves & A "Pet" pamper day at Pet Supplies Plus Clearwater, Includes a blueberry facial and a groom for your dog
Runner Up Prizes
1.) A 3 hour Zip Line Excursion for 4 people from Empower Adventures-Tampa valued at almost $300.
2.) A 3 day/2 night stay al The Barrymore Hotel in Tampa with 2 tickets to a Broadway show at The Straz
3.) A stunning .12 carat total weight round brilliant pave Diamond Sea turtle pendant set in 14K yellow & white gold with a Imm 14K yellow gold raso link chain 18″ in length. Donated by The Gold & Diamond Source Valued at Almost $800.
4.) 4 tickets to the legendary "ISLEY BROTHERS" in concert Thursday December 19th at The Mahaffey Theater
5.) 2 tickets to one of our Stanley Cup winning Hockey Team, The Tampa Bay Lightning games, along with an official team hockey stick signed by team captain Steve Stamkos
6.) An overnight stay at The Beautiful Sirata Beach Resort on St. Pete Beach along with a complimentary bottle Of champagne
7.) A Helicopter ride for 2 people over St. Pete Beaches
8.) Guy Harvey Prize Package
The Lucky winner of this prize will receive not one, but 2 prints signed by Celebrity Artist and environmentalist Guy Harvey, along with his & hers Guy Harvey hats also autographed by Guy Harvey.
9.) A 55″ Class 4K Ultra HD (2160P) LED T.V.
10.) Electric Pressure Washer, Power washer-with 2000 Ps1,1.GGPM, Nozzle Adapter, Longer Cables and Hoses and Detergent Tank,for Cleaning Cars, Houses Driveways, Patios,and More
11.) A pizza party for "20 people" at Gianni's N.Y. Pizza in St. Petersburg includes pitchers of beer & sodas

subset: commoncrawl


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People for Education is an independent, non-partisan, charitable organization working to support and advance public education through research, policy, and public engagement.
Our Vision
A strong, equitable, and prosperous Canada where universal public education fulfills its role as a cornerstone of our society.
Our Mission
To strengthen a universal public education system that graduates all young people with the skills and competencies they need to contribute to a fair and prosperous society, and to live happy, healthy, economically secure, civically engaged lives.
Strategic Priorities
Lead a conversation, both in Ontario and nationally, about the purpose, value, and future of public education.
Build links among key constituencies both inside and outside the education sector in Ontario to enhance a shared understanding of the goals of public education.
Provide evidence and use research to advance public education's promise, and to ensure that all young people have an equitable chance for long-term success.
Privacy Statement:
People for Education respects your privacy. The personal information you provide will only be used to process your gift, to keep you informed about our work, and to ask you for support from time to time by email or regular mail. If you have any questions about privacy or would prefer not to be contacted by one or more of the methods noted, please call or email us at email@example.com. A full copy of our Privacy Policy is available at https://peopleforeducation.ca/privacy-policy/


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Apprenticeships future still unclear
24 Nov 2015
British businesses have called on the government to clarify its impending plans regarding the future of apprenticeship schemes.
Earlier this year, the government revealed plans to create three million new apprenticeships over the next five years, including nine freely available degree apprenticeships in the laboratory science and nuclear engineering sectors.
However, Ann Watson, chief executive officer of skills body Semta, has said most companies are still in the dark about what is actually happening.
Business needs time to put these plans into action, and so clarity cannot come quick enough
Semta CEO Ann Watson
Most of the 145,000 companies that Semta represents are still "clueless" about what changes are being made and when they will be implemented, Watson said.
"Business needs time to put these plans into action, and so clarity cannot come quick enough," said Watson.
Semta has recently supported employers in the research and publication of detailed plans as to how to create sustainable models for apprenticeships.
For instance, The 'Apprenticeships for Future – Governance Model Report for AME Sector' acted as a key conduit for business to comment on the proposed apprenticeship levy.
Last month, skills minister Nick Boles told the All Party Parliamentary Group on Apprenticeships that an apprenticeship levy on 'larger businesses' would allow them to fund apprenticeships further down the supply chain.
Since Semta raised its concerns, business secretary Sajid Javid has said the future of apprenticeships would be made clear during Chancellor George Osborne's autumn spending review tomorrow.


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Debunking plastic packaging myths
19 December 2018
Georges Gravanis, President of Label and Graphic Materials Group, and Pascale Wautelet, Vice President of Global Research and Development, Label and Graphic Materials Group, Avery Dennison
An interview with Georges Gravanis, President, and Pascale Wautelet, Vice President of Global R&D at Avery Dennison, Label and Graphic Materials.
Avery Dennison is a proven and recognised leader in sustainable change. In 2018, it was featured in Barron's inaugural list of the 100 Most Sustainable Companies, recognising the work done to improve the company's environmental footprint to put it at the forefront of sustainability. We've made great strides across the board to improve every facet of our environmental impact. But more than just our own direct impact, Avery Dennison recognises that – as a materials science company with a multi-billion-dollar packaging solutions business – it can have a huge influence on how both brands and consumers impact the environment through their use of packaging, and plastics in particular.
Avery Dennison has taken steps to curb the amount of material it sends to landfill – half of our sites are now 100 per cent zero-to-landfill, and as a company we are 91 per cent zero-to-landfill. Our production processes are becoming cleaner and more environmentally-friendly; we are committed to reducing our absolute greenhouse gas emissions by 3 per cent year-on-year.
We're also committed to developing products that change the way people recycle. Our award-winning CleanFlake portfolio is based on an innovative adhesive technology that ensures clean separation of label and packaging. When recycled, the label separates from packaging and clean PET flakes sink to the bottom of the recycling bath for reclamation. This ensures a healthy ecosystem for recyclable materials.
Meanwhile, our work in RFID allows for improved inventory management, helping to reduce food waste by allowing producers to pinpoint where in the supply chain food might be spoiled. Taking proactive action to track your goods is an effective way of cutting down wastage.
Leading this change is our president, Georges Gravanis, and our head of R&D, Pascale Wautelet. As well as having decades of business experience, both are qualified polymer chemists and have a wealth of experience in plastics and sustainability, leading Avery Dennison's innovation to improve its environmental footprint.
Make your PET bottle recycling easier with the Avery Dennison Clean Flake Portfolio.


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Based on the designs I've been looking at from previous games, here's my template design for the Hanami Inventory menu:
The window design has been greatly inspired by the simple blue menu windows in Final Fantasy Tactics Advance. I've emphasised titles by giving them a strong background rather than using bold text. At the moment, the type face is an image which I have drawn. I'm currently using DejaVu Sans in all my development work and for the text in my HUD, but I might change this later. The typography here has been custom made to fit best into the space, so I feel that it's the best option.
The Petal progress diagram is very rough and unfinished. This is for a feature that I haven't implemented yet, where collecting five petals in each level will result in the collection of one full flower. This information is displayed entirely visually, like the Triforce diagram in The Legend of Zelda or the Orb collection diagram in Final Fantasy. I've taken a lot of layout ideas from the original Final Fantasy menu system. The only interactive parts of the menu are on the left hand side, while the right hand side contains information about items and the character. However, instead of linking to pages of lists of items, I've used a more visual approach similar to the one used in Harvest Moon More Friends of Mineral Town. The player can scroll through each collected item in the three available slots and see information about each on the right hand side, where there is a designated blank space for written information.
The health diagram in the right-hand column is similar to the health bar in the HUD, so that player can see which stats it correlates to. This is currently fully interactive, so when the player eats a sushi item one coin is restored to its slot.
In Game Maker, information on each item in the inventory is stored in a 2D array. This stores information about the name, description and start amount of each item (in that order!)
I have a script called itemAdd which is called every time a piece of sushi is acquired. This tells the engine to draw the correct sprite into the menu when the "S" key is pressed on the menu, ie
if global.inventory[0,2] > 0
//here, [0,2] refers to that specific information in the array
Another draw code tells the engine to draw the strings of text for name and description in its designated place on the screen. This is a general code where the figure indexing each individual item is replaced by "s", meaning this one code will cover all instances where "s" is a figure.
The left and right keys are programmed to direct a "highlight" sprite above each slot in the inventory in order to select an item. This is simply achieved by programming an X and Y coordinate for each time the button is pressed. When an item is selected using the "X" button, this code controls the processes of restoring 1 point of health and removing the item from the menu.
To make sure the player cannot restore more than 5 points of health, I've programmed all figures above 5 to equal 5.
Lastly, I have a code which pauses the game by disabling all other objects and drawing a static background based on the objects on screen when the inventory was opened. This is based on a process I used for a pause menu in my last project, where I create a state called pauseon which is true when the menu is open and false when the menu is closed and the game is running.
You can see the new system work in my latest Devlog Video here!


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Lebanon has once again stepped back from the brink. Just before 3:00 p.m. on Friday, October 19, a car packed with the equivalent of 50 kilograms of TNT exploded in Sassine Square, Achrafieh, in the heart of Beirut's affluent Christian district. It destroyed cars, shattered shop windows, caused significant damage to surrounding buildings, killed three people, and wounded over a hundred.
In the hours after, it emerged that one of those killed was Major General Wissam al-Hassan, head of the Information Unit of the Lebanese Internal Security Forces. In addition to his prominent role in the Lebanese intelligence apparatus, al-Hassan was close to Lebanon's anti-Assad March 14 coalition and had strong ties with the family of assassinated former prime minister Rafik Hariri.
The blast, the likes of which Lebanon has not seen for over four years, and the tumult of the following days, left many fearful that Lebanon had turned the fateful corner toward internal conflict and inexorable involvement in the Syrian crisis. However, al-Hassan was swiftly replaced, the unrest that erupted over the weekend died down, and the government that appeared on the verge of collapse has regained its footing.
The Significance of the Assassination
The assassination of Wissam al-Hassan is not directly related to the Syrian uprising. It is, rather, the latest in a string of assassinations that stretch back eight years, beginning in 2004 with the attempted assassination of former minister Marwan Hamadeh and the 2005 assassination of former prime minister Rafik Hariri. These assassinations are part of the long-term struggle between supporters and opponents of the Syrian regime. Al-Hassan was well aware of the threat surrounding him. On Friday, the perpetrators seized their opportunity to dispatch a target that had been in their sights for a number of years.
This latest assassination is significant on several levels. It indicates that the Syrian regime is apparently still powerful in Lebanon and capable of successfully targeting high-profile and well-protected individuals. Furthermore, it weakens the Lebanese security services when the need for them is greatest.
Since the beginning of the Syrian uprising, the Internal Security Forces and the Lebanese Army have together managed to provide reasonable levels of national security. Moreover, the unit that al-Hassan headed had been particularly effective in the last few months, arresting former information minister Michel Samaha—one of President Assad's closest Lebanese associates—who was caught red-handed attempting to smuggle explosives from Syria into Lebanon. The unit was also instrumental in the investigation into the assassination of Rafik Hariri as well as cases exposing Israeli spy networks in Lebanon.
While the loss of al-Hassan is a blow to the Lebanese security network, his unit is well equipped with technology and training from external allies—particularly Western governments. Major General Ashraf Rifi, the head of the Internal Security Forces, moved swiftly to appoint a replacement for al-Hassan, Colonel Imad Othman. While this may be an interim appointment, it means the investigations for which al-Hassan was responsible will not be derailed by his passing.
The assassination of al-Hassan has also inflamed public opinion, particularly among the Sunnis of the March 14 bloc. With Sunni-Shia tensions already running high in Lebanon, Friday's attack once again brought them to the boiling point. The explosion in Achrafieh was immediately followed by a great outpouring of grief and anger, with a large rally held in conjunction with al-Hassan's funeral on Sunday. Protesters and mourners condemned the bombing and called on the government of Prime Minister Najib Mikati to step down.
March 14 Coalition Misses Opportunity
The March 14 opposition initially stood to gain politically from this assassination, which placed Mikati's Hezbollah-dominated government in a very difficult position. Indeed, Prime Minister Mikati discussed his resignation with Lebanese President Michel Suleiman immediately after the blast but agreed—at the president's behest—to remain in his post for the sake of national unity and to avoid creating a political vacuum. But the March 14 coalition mismanaged its opportunity and finds itself once again in a weakened condition.
The statement the March 14 coalition issued at the Sunday rally focused almost exclusively on the responsibility of the prime minister for al-Hassan's assassination and called on him to resign immediately. At the time, it was quite clear that Mikati was as distressed by the killing as anyone else. The statement smacked of political opportunism and fell flat.
Events on Sunday deteriorated into violence when participants broke off from the rally in Martyrs' Square and attempted to storm the Grand Serail—Lebanon's government palace—clashing with internal security forces there. The attack on the Serail was called for by one of the rally's younger leaders but subsequently denounced by March 14's senior politicians. The coalition prefers to market itself as one of the country's more peaceful and law-abiding factions. Nevertheless, the violence undermined March 14's credibility, alarming political leaders both inside and outside the country.
Members of the international community and friends of March 14 were quick to speak out against the violent turn, urging calm while continuing to denounce Friday's bombing. The swift response from foreign capitals indicates that key regional and international players remain committed to preserving Lebanon's stability while the Syrian conflict takes center stage.
Several prominent Lebanese politicians also came out in support of the government, cautioning against the political vacuum that would result from its fall. In particular, Druze leader Walid Jumblatt, whose party holds the balance of votes in parliament, said that blame for the attack fell squarely on the Syrian regime and should not be exploited for domestic political gain. And, notwithstanding his initial offer to President Suleiman, in the wake of Sunday's rally, Prime Minister Mikati made clear that he resented the politicization of Friday's tragedy and had no intention of resigning.
Over the weekend, there was considerable unrest throughout the country, continuing into Monday in some areas. By Tuesday calm had returned to most places. Political leaders of all stripes—including those of March 14—have called for a halt to violence and street protests and the return of peace and stability. Life in the capital and most parts of the country have returned to normal, with the expectation that despite the dramatic events of the past few days, the political system will absorb yet another shock and return, once more, to the precarious calm that has generally prevailed in recent years.
Broader Implications
Al-Hassan's assassination is part of a long-simmering conflict between the Syrian regime and its foes that has been going on for many years. The conflict is between two broad axes: one side includes Syria, Iran, and Hezbollah, and the other is aligned with Saudi Arabia and the West. The pro-Assad axis indeed scored a blow with Friday's assassination. But direct retribution is unlikely. The battle for and against the Assad regime's survival is being fought in Syria, not Lebanon.


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Hantuchova Will Pass Sharapova with Linz TitlePosted on October 28, 2007
Daniela Hantuchova has a chance to be one of the elite eight competing in the singles event at the prestigious season ending Sony Ericsson Championships in Madrid, Spain, held November 6-11.
Only the top eight singles players and top four doubles teams of the year can compete at this $3-million event. Hantuchova will have to win the Generali Ladies Linz singles title to have enough points to claim the last singles spot, pushing Maria Sharapova to the alternate spot at No.9 in the singles Race to the Sony Ericsson Championships. If Hantuchova loses in Sunday's singles final, Sharapova will take the last singles spot and Hantuchova will be the alternate at No.9.
Sunday's championship match-up between Patty Schnyder and Daniela Hantuchova will be their 17th meeting but their first-ever in a final. In fact, they have never met past the quarterfinals at an event since their first meeting at 2001 Filderstadt. Moreover, this match will break their head-to-head tie, which is currently 8-8. Seven of their 16 previous meetings have gone to three sets.
Schnyder is seeking her first Sony Ericsson WTA Tour singles title since 2005 Cincinnati, where she defeated Akiko Morigami 64 60 in the final. She is playing in only her second singles final of 2007 after finishing runner-up to Maria Sharapova at the Tier I event in San Diego earlier this summer.
Hantuchova is playing in her fourth singles final of the season, entering Sunday's final with a 1-2 finals record in 2007. She captured her second career Sony Ericsson WTA Tour singles final at the Tier I event in Indian Wells, the site of her career-first title in 2002. This year, she beat Svetlana Kuznetsova in the final. Hantuchova was runner-up twice this year in singles finals. She lost in three sets both times, falling to Lindsay Davenport at Bali and Ana Ivanovic at Luxembourg.
Both of the doubles teams competing in Sunday's final have qualified for the prestigious season-ending Sony Ericsson Championships.
Top-seeded doubles team Cara Black and Liezel Huber are looking for their eighth Sony Ericsson WTA Tour doubles title in their 11th final of the year, while No.2-seeded team Katarina Srebotnik and Ai Suigyama will aim for their second doubles title in their fourth Tour final of 2007.
Patty Schnyder: Projected to remain at No.17 unless she captures the singles title, in which case she would move to No.16.
Daniela Hantuchova: With her semifinal win and Marion Bartoli's loss to Schnyder, Hantuchova is expected to move up one spot to No.9, bumping Bartoli down to No.10. Hantuchova is unable to move any higher even if she wins the title on Sunday. (WTA)


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"I wrote a check after one meeting, when it was so early they didn't even have a name yet, let alone a bank account, so I had to leave the check blank."
These are the words early oPower investor Ali Partovi sent VentureBeat in an email yesterday, ahead of oPower's IPO on the New York Stock Exchange today.
The company is trading under the "OPWR" ticker and is offering 6.1 million shares initially priced at $19 each. The IPO is a $116 million deal.
oPower makes software that uses data and a little social trickery to help its customers conserve electricity. In short, it shows customers how their energy consumption compares to their neighbors'. Its revenue comes "from utilities by selling primarily multi-year subscriptions to our software," as we previously reported.
"As of December 31, 2013, oPower has collected energy data from 52 million households and businesses and serves 93 utility customers in 8 countries, including 28 of the 50 largest utilities in the U.S.," according to a company spokesperson.
But oPower's story is one of a venture capital ecosystem that generated trust between smart people and one really good investment that is part intuition and part luck.
"The second largest VC shareholder is a little-known firm called MHS Capital, who got a huge stake in the company as its seed investor at a time when nobody else saw the potential," Partovi shared with us. (Disclosure: Mark Sugarman, who runs MHS Capital, is also an investor in VentureBeat.)
oPower chief executive Daniel Yates was previously a limited partner in MHS Capital, and before that, both Partovi and MHS managing partner Mark Sugarman had invested in Yates' first company, Edusoft. They built up a high opinion of Yates from early on, according to Partovi.
"Hence both our willingness to make bold bets where others were not," he added.
And the bet seemed to have paid off. When oPower raised $50 million in 2010, the company claimed it didn't even need the cash as it was already profitable and just wanted to use it to accelerate its growth.
Moreover, the company's stock price has been above $22 all day so far.
However, the company's S-1 filing lists a "history of losses and [anticipated] continued losses and negative operating cash flow for the foreseeable future" as well as "sales cycles and implementation times can be lengthy and unpredictable."
These are certainly some red flags and bring up the question of what exactly happened since the sunny and cash-filled days of 2010.
The Arlington, Va.-based oPower was founded in 2007 by Daniel Yates and Alex Laskey and previously raised a total of $65.5 million in venture capital from investors that include Accel Partners, New Enterprise Associates, and Kleiner Perkins Caulfield & Byers.


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Thu, Mar 24, 2016
44 - Are You Being Watched???? [b]
1 Peter 1:12 by Robert Dean
Imagine this! You're on a stage in a drama and a crowded audience is watching you intently. Listen to this lesson to learn that when you believe in the Lord Jesus Christ as your Savior you become part of the greatest drama of the ages with angels as the audience watching us. If this seems far-fetched hear passages in the Bible that explain the reasons for angelic observation. Learn that angels rejoice when believers who have been disobeying God confess their sins. Find out that angels watched Christ when He was on earth. Understand that Satan has his demons watching unbelievers to blind them and watching believers to attack them. The key is to walk with God using His Word and trusting in God's protection.
Series:1 Peter (2015)
Duration:1 hr 6 mins 32 secs


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All of the Concord & 9th November release is now available to purchase, so go pick out all of your favorites! Better yet, check out the entire November 2017 release bundle! You get a discount for purchasing it all, and a free stamp set!
Today I am featuring the brand new Hi There Bear stamp & die set. I fell in love with this stamp set when I saw it. When I was pregnant with Layton, we had many, many ultrasounds checking on him. Layton rolled around like a little bear, evading the ultrasound technician as much as he possibly could. When he got big enough that I could feel him move, he kept me up most of the night rolling all over the place, and kicking me like crazy. Thus, he was nicknamed little bear, because if you have ever seen bear cubs you know that they roll all around with their brothers & sisters A LOT. Bears have always been my favorite animal, but I love them even more now.
Today I've created cards showcasing 3 different ways to use this adorable stamp set! Check them out!
My first card uses the Hi There Bear Stamp & Die bundle. I kept it in light, pastel colors - and the little bear is grey!! How cute is he?!!
I stamped the background to white cardstock, then cut it out & rounded each corner. After that I brushed it with a glue pad & covered it in prisma glitter. SO pretty!
I then stamped the bear & cotton candy to white cardstock as well. I cut them out with the matching dies, and also added glitter to the top of the cotton candy. Then I layered them together to the card front. I stamped the sentiment from the new Bits & Pieces stamp set (which will be featured later this month) to a banner, and popped it on the front with foam adhesive.
To finish, I tucked my signature jewels here & there to the card front.
On my next card I heat embossed the bear & balloon to a block of white Strathmore Bristol paper, and then watercolored with Zig Clean Color pens. Once dry, I colored the balloon with a clear Wink of Stella glitter pen to give it a little bit of shimmer!
To create the watercolor feel of the sentiment, I brushed the stamp with a Zig Clean Color pen in geranium red, and stamped it directly to the paper block. I LOVE how it turned out! Please note - this will stain your stamps considerably, and you will really want to clean it off well.
My final card uses that gold & kraft color palette that I've been loving lately! I also used the previously released Ornamental stamp set, and Blooms fill-in dies to create the Christmas sentiment! Seriously....golden bears are adorable!!
The cute little mistletoe he is holding doesn't have a matching die, but fussy cutting it was super easy!
I wrapped the sentiment tag around the top of the card with some older gold twine that I had in my stash, and topped it with a really pretty pearl accent! I did the same thing on my card during my crafty comeback party, and I loved it so much that I recreated it with the adorable Hi There Bear!
That is what I have for you today! Be sure to head on over to today's Concord & 9th Feature Friday blog post to see what the other amazing guest designers created using Hi There Bear! It is such a treat, and I LOVE seeing how designers use stamp sets so differently!


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SAO PAULO, Oct 8 (Reuters) - Banco Santander Brasil SA is likely to see its loan book grow 10% per year through 2022, Chief Executive Officer Sergio Rial said on Tuesday.
Rial told analysts in an event at the bank's headquarters in Sao Paulo that consumer lending will drive Santander's loan book growth. (Reporting by Carolina Mandl; Editing by Sandra Maler)


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Archive for October, 2008
Congress threatened with Martial Law if they voted NO on bailout
Fear-mongering doesn't get any more obvious than this. Congressman Brad Sherman (D-CA, Sherman Oaks, Northridge) despite intense pressure, stood up in the House and told the world that members of Congress had been threatened by the White House with Martial Law if they voted NO on the bailout bill. Martial Law. It seems my reference to "virtual guns" in my last blog post was incorrect — correction: they were real guns.
"The only way they can pass this bill is by creating and sustaining a panic atmosphere."
Read Rep. Sherman's breakdown of the bailout bill.
Thank Rep. Sherman here.Read Full Post | Make a Comment ( None so far )
The Apocalypse of Ego and Return of the King — AKA the "Financial Doom of Colossal Proportions!" and What To Do About It
This time of bailout frenzy and bank failures has indeed been a time of constant terror whip-up. My friend writes:
Hi Suzanne, what do you think of what's going on? I am anxious and full of fear, and can't watch the news anymore. Where can I go to get other points of view? There must be something positive to concentrate on while everyone seems to be in panic?
Indeed, this time of terror production is a precious moment to stare one's ego plainly in the face. This is the gift in the darkness.
The fanning of fear, of doom, these are the weapons of ego, and ego is the dark side. Ego is the shadow. Ego is the part of us we have let run this world.
Egoic consciousness is breaking apart before our eyes as the Berlin Wall fell before our eyes 20 years ago — in astonishing swiftness. The egoic consciousness that dreamt up these financial structures that we've been enduring in the first place, let alone actually foisted them on the world is taking its last frantic breaths.
Ego has held most tightly to money and will not let its death grip go without a fight. This is the reason for the injection of fear coursing through the nation.
But before we go any further, some of you may be curious, what do I mean by "ego"? The way I think about it, ego is the aspect of you — of each of us — that works to put you above or below another person or group. It is the judging, condemning, or boastful, superior voice within. As Eckhart Tolle describes it, ego is the complete attachment to form. I understand "form" as the external, the physical (the house you live in or the car you drive) or the conceptual (the beliefs you hold about yourself and the world) that are interpreted positively or negatively by the mind. When one is attached to form, there is no separation between one's identity and the external form or belief — you are your car, you are your beliefs.
Money, more than any other form, has been completely dominated by ego energy for countless generations. The end of this road is what is being revealed now: an unregulated, unrestrained frenzy of greed, of avarice, of recklessness, of irresponsibility, of lack of compassion, of blindness and deafness — of madness.
"Enough!" The call of Barack Obama touches the exact stand so many are intuitively reaching.
This "enough" is the voice of our knowing self. This is the voice of the observer of ego, the part of us who cannot stomach what we see. The part of us who cannot live with ourselves this way anymore.
With that "enough," we have begun to give voice to the consciousness that is grounded in compassion and fairness and community and higher vision. We have called an end to the madness of ego and we have put our foot down: Enough!
Ego is not used to being denied.
Ego, after all, has been running amok for generations. "Who are you," it booms menacingly, "to say no to me?!" (I hear Darth Vader's or James Earle Jones' voice here.) "Don't you know what will happen to you and your children? You and they will be swept off the face of the earth if you don't give me what I want! Give me what I want and we will rule the universe as we were meant to!"
Enough! No!
"Then cower in fear as I unleash all the energy of destruction on the planet! Ignore me and it will be Financial Doom of Colossal Proportions!!!"
Standing Up to Abuse
The egoic consciousness is relentlessly abusive. No matter what the circumstances, what choice is made, what achievements, what breakthroughs, what path is taken, the energy of ego will never let up. It is constantly dissatisfied, constantly berating. Even $700 billion, $750 billion, $800 billion would not be enough. There is no amount that would be enough.
The thing to understand about ego is that it is programmed as a lack creator. By its nature, it is never satisfied. It is like trying to fill a black hole. The task is impossible.
But ego has no self awareness of this dysfunction, so it rains down fire and brimstone in desperate attempts to meet its current objectives.
We finally, collectively, stood up and said no to the abuse meted out by this abusive egoic financial system.
In essence, we — by our phone calls and rallies and protests — climbed on top of this virtual financial Berlin Wall — the division between the kleptocratic haves and the struggling have nots, between fraud and honesty, between cloaked dealings and transparency.
We climbed on top of this wall, triumphant — for a moment.
Today, however, Congress felt the pressure of the virtual guns trained on them and down from the wall-top they scurried.
They fell for the age-old trick of ego. To make us cower, ego will bring up all the things we fear most. It will try to make us feel like the failures for not agreeing to its demands. You could easily hear the egoic refrain from those pushing this bailout: they blamed those who questioned the giveaway saying any delay would threaten financial collapse — of colossal proportions!!!
Fear around money is a long-conditioned thoughtform: "If I lose all my money, what do I have to show for my efforts in life? How will I survive? If all this is taken away, what am I? If all that I've done has come to nothing, why go on? All the dreams and hopes, are they to end? Am I really worthless now?"
For some, these fears are far more visceral than the fear of death itself. Fear of dying can be very abstract — fear of losing all your money is very real.
Return of the King
There's a scene that comes to mind from Lord of the Rings: Return of the King that is an apt metaphor. In the scene, Aragorn has to venture into the dark mountain from which no man has returned — the Path of the Dead — and face the Dead Army. This is our time. Everything we fear most, all the past conditioning that causes us to back away from what we need to do, is threatening us. We need to face the fears, face the buried skeletons — the Dead Army — and find our "king" within that is master over what we fear, master of our ego, and move forward.
(scene begins at 1:46 into clip)
Our inner king, our awareness, our consciousness, is master over this onslaught of ego.
We are in the mountain. We need to dispatch our egoic consciousness.
How do we do that? The good news is it's already happening. We would not have succeeded in stopping the first unlimited, unquestioned, unexamined bailout attempt if we hadn't already collectively said "enough."
First, know that we have all the power we need to change what needs to be changed, especially the abusive financial system in which we exist.
The world as it exists is not the world we deserve. Standing up for what we deserve is important, but to do this successfully, we will need to heal and undo generations of programming.
What we all deserve is freedom from abuse, of any kind, freedom from tyranny. The current money / debt system has become tyrannical, dictating virtually every aspect of our lives.
It is currently run by the collective energy of ego. As we become free of our own egos, as we loosen the desperate hold ego has on money in our own lives, the efforts of individuals will combine to move the nation forward. Soon, transparent, honest and fair financial structures will become apparent.
Each small step moves the nation to shed its egoic cloak and we will then be able to rise to our promise.
So take one step now to let go of your own fears.
Fear is almost always future oriented and is what the ego uses to put on the brakes. Ego cannot survive long in the present moment. Ask yourself, "In this moment, right now, what is the problem? Am I safe right now?" Often, the answer is "Yes, I'm safe at the moment, but what happens if…" Stop. Stay in the present moment, in that experience of being safe, and let that feeling expand. Don't follow the "but…"
Instead, just observe any other thoughts that come up as you might watch a stream pass by. They are just thoughts. Let them pass in front of you as easily as the stream, without resistance or judgment.
Certainly there are times when real crises occur. But fear is not a required emotion for responding to crises. Even in those times, one can be operating out of an energy that is simply observant and responsive, without fear, as Aragorn strode into the mountain.
Imagine what this financial crisis discussion would have been like without the fear and desperation. Would we have climbed off the wall and given up on reforms to help Main Street so quickly?
We are far from finished, however, with this restructuring. There will be more opportunities to bring down the wall.
More steps to help ease fears to come in my next blog: Defeating Saber-Toothed Financial TigersRead Full Post | Make a Comment ( 1 so far )


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The German Shepherd was a breed of domesticated dog native to Earth. They were used as guard dogs by the United States military during the 20th and 21st centuries.
After being accidentally sent back in time from 2372 to July 1947, Constable Odo disguised himself as a German Shepherd while Quark, Rom and Nog were taken prisoner by the US Army Air Corps and held in the Roswell Army Air Field. In the form of the dog, he was able to eavesdrop on conversations and sneak around the base with impunity. He determined that Quark's Treasure was being stored in Hangar 18 of the facility. (DS9 episode: "Little Green Men")
In 1974, German Shepherds were used as guard dogs at Brandenburg Gate in East Berlin. (TOS novel: The Rise and Fall of Khan Noonien Singh, Volume 1)
In 1986, a German Shepherd was used as a guard dog aboard the USS Enterprise. (TOS movie: Star Trek IV: The Voyage Home)
In 2371, an illusory German Shepherd attempted to keep the crew of the USS Voyager from exploring what appeared to a barn aboard the Caretaker's array. (VOY episode: "Caretaker")
External linksEdit
- German Shepherd article at Memory Alpha, the wiki for canon Star Trek.
- German Shepherd article at Wikipedia, the free encyclopedia.


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Lubbock Christian University Novel Coronavirus COVID-19 update.Learn More
Let us help you! Feel free to email us with any questions about our programs, or call us to set up a time to meet with any of our distinguished faculty. We even have a campus map to help you find us in the Administration Building! Thinking about applying to LCU? Click the Admissions button to be directed to a page where we will put you in touch with your very own admissions counselor!


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Do we need yet another H.264 - based codec? Sony thinks that we do, and explains why
Sony's XAVC codec is designed to reduce 4K video to manageable proportions. Announced at the same time as Sony's new F5 and F55 cameras, it forms part of an ecosystem that allows camera operators and post production specialists to choose the best workflow for the task in hand - from low-bitrate and highly compressed (but still distinctly 4K), all the way to raw, uncompressed.
Reactions to this new format have been mixed, with some expressing surprise that yet another H.264-based format is needed, while others have praised Sony for creating such a versatile environment for high-end creativity.
The facts
But in order to arrive at a valid opinion, it's essential to understand the facts. And here, at last, is Sony's own detailed explanation of this new codec. It's a rather technical read, but it does show very clearly where 4K, the F5 and F55, and XAVC sit in the video production landscape.


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Dental Arts of Atlantis utilizes innovative technology in implant dentistry. We have 3-D technology to aid in the safety of implant placement.
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You can now benefit from popular FDA approved procedures to improve the appearance of your skin with Botox ®, Dysport ®, Dermal Fillers, and Micro-needling during your routine dental visits.
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Sleep Apnea is a serious condition. If it goes untreated, it can lead to life threatening consequences. Oral appliances may be the answer.
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Nitrous Oxide or "Laughing Gas" can help those with dental anxiety. Combination with a single dose sedative can help make your next dental experience a less stressful one.
Dental Arts Of Atlantis
Dental Arts of Atlantis is dedicated to providing the most innovative technology to provide all phases of dentistry. Our doctors are constantly training with the industry's top leaders in cosmetic and implant dentistry. Our doctors have thousands of hours of continuing education combined to grow to provide the best care for you and your family.
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Look at yourself in the mirror and smile. What do you see? The dedicated Atlantis, FL dental professionals at Dental Arts of Atlantis know firsthand the lifestyle benefits of a sensational smile. A gorgeous smile can dramatically change your life, instilling a new sense of self-esteem and improving the way others perceive you. A healthy smile can serve you well for a lifetime and reduce your potential for overall health problems. We believe every smile is uniquely beautiful, and we have the training and technology to create your beautiful, healthy, exceptional smile.
In 2011 Dr. Lam moved to New Haven, Connecticut to complete a general practice residency at Yale New Haven Hospital. Her time at Yale allowed her to become proficient in treating those with complex medical conditions and special needs while working closely with medical teams. Aside from hospital dentistry and oral medicine, Dr. Lam enhanced her clinical skills in all aspects of general dentistry including, but not limited to, implant dentistry, cosmetic dentistry, and complex prosthodontic restorations. Working with award winning specialists from different fields of dentistry provided her with confidence to provide a wide range of services to her patients and improving their quality of life.
Since the completion of her residency, Dr. Lam had the opportunity to serve the shoreline community of Connecticut where she provided comprehensive care for patients of all ages. After a few years, she decided to move closer to family in Florida where she joined Dental Arts of Atlantis. Dr. Lam has continually enhanced her knowledge by completing hundreds of hours of continuing education per year. She is regularly taking advanced courses to expand her skills to provide the best care and options to her patients.
When Dr. Lam is not practicing dentistry, she enjoys traveling, photography, and remaining physically active by surfing, running, and cycling. On her days off, you will find her out and about with her toy poodle Mr. Mochi.
"As a child, I had a terrible experience which turned me into a nightmare patient. It took only one doctor that treated me like a family to make my dental phobia disappear. Since then, I knew I wanted to be a dentist. I knew I wanted to be that "one" to change someone's life by providing with the best care they deserve painlessly and safely."
Professional Affiliations:
-American Dental Association
– Florida Dental Association
– Academy of General Dentistry
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She received her Associate in Science degree in dental hygiene locally at Palm Beach State College and hopes to complete her Bachelor of Health Science degree from Nova Southeastern University. She has also continued her education with advanced training courses in local anesthesia.
The thing Ariana enjoys most about being a dental hygienist is the relationships she builds with her patients. There is nothing more rewarding than to see a patient who was at first very anxious about dental treatment grow more and more comfortable and overcome their fears. It is also very satisfying to see the progress patients can make when they make a commitment to their dental health. Her philosophy is to provide the best possible treatment for each individual while being gentle and thorough.
When she is away from the dental office Ariana enjoys gardening, writing, and spending time with her husband and family. If you haven't met Ariana yet, you should!
Originally a native from Cuba, but she has spent most of her life in the West Palm Beach area. She has 8 years of experience as a dental hygienist. She earned her degree at Palm Beach State College in 2009, where she received her Associates in Art and Science. She is also currently enrolled at Florida Atlantic University where she is planning to complete her bachelor's degree in science. She is very passionate about her profession. Her priority is to always provide the best comprehensive and exceptional patient care and education. Her dedication, positive attitude and caring personality make her a wonderful team player. She is also a mother of two young children, in her free time she loves to spend quality time with her family, as well as volunteering for the public health clinics to help the less fortunate. We love to have Jaidy in our team and we can't wait for you to meet her.
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With our personalized care, tailored to our patients, we are changing lives for patients of all ages in Palm Beach County from Jupiter, to Wellington, across to Palm Beach and down to Boca Raton. Our doctors commitment to patients is backed by thousands of hours of continuing education, including courses on dental implants as alternatives to dentures and single tooth replacement, Invisalign, cosmetic dentistry, full mouth rehabilitations, and facial cosmetics with injectables. With a team of highly skilled professionals, we can whiten teeth, replace unsightly fillings, fill spaces and change tooth shape, or apply many other procedures to dramatically improve your smile. Remember, your smile is the prettiest thing you wear.
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This was one of the most enjoyable dental visits I have ever had. Very professional staff from the front desk to the dentist. My questions and concerns were answered. I was given all of the time that I needed. Everything was explained thoroughly. Suggestions for improved dental care were made without any pressure.
I am pleased how everything worked out for me, to get this replacement partial, it is beautiful and I am pleased beyond words, and I have to also include that I am 100% pleased and liking Dr Lam more and more, as her and I work together to get me the best options I can have for satisfactory results.
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From the moment you walk through the door you feel at ease. The atmosphere is very inviting and tranquil.. I love the waterfall !! And did I mention pristine clean. Everyone is so welcoming and eager to please. It's great to know you're in good hands. Dr. Lam is extremely knowledgeable and takes the time to describe my overall oral health with extensive detail and her work is perfection. She is also very patient with the children and they love her. I would highly recommend them if your looking for superb dental care and a family away from home.
I have been going here for almost 25 years. I have always been so pleased with every visit. It is the only place that I trust. Dr. Cotsonas is an awesome dentist as well as her staff. When our children were little they went to Dr, Bob Rotella – another great dentist. I highly recommend Dental Arts of Atlantis
I have been going to Dr. Cotsonas all my life. Her and the staff are always pleasant, professional, and gets the job done. I recently had a teeth cleaning by Jaidy, whom is fairly new. She was fantastic. I would recommend going to Dental Arts of Atlantis to anyone looking for a great Dentist, most importantly, a great smile.
The staff at Dental Arts of Atlantis has been very successful and devoted in giving me the very best of care and helpful advice needed for my care at home after my appointment.
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*Protect your body. Drink plenty of water so you don't get dehydrated and be sure to apply sunscreen. Remember, black women need sunscreen too!
Related Content: 7 Ways to Chill Out This Summer
Hi Stacie, Good reminders. It's starting to heat up out here. I need to get out for walks earlier, before it heats up. Or after it cools down. Hope you had a great Memorial Weekend. Ours was low key, finals this week for the kiddo.ReplyDelete
My kinda summer tips...stay healthy, active, and beautiful...love it and you look great! xo Shelly http://itsmichellemybelle.com/ReplyDelete
Great reminders; love this! Thanks for sharing.
I was just talking about sunscreen this morning. I need to put it on myself and the kids daily. That is one thing I seem to forget.ReplyDelete
SLEEP! I need to sleep more. I can not be my best self on the sleep I've been getting!ReplyDelete
Great tips! I love this time of the year and am looking forward to getting out of the house more. My skin changes this time of the year so I have to stay on top of it to keep it in check.ReplyDelete
Keeping hydrated and wearing my sunscreen are things I live by even when it's not summer. I'm happy you stated brown women need sunscreen too because there are ppl who don't believe that.ReplyDelete
It is super tough to have a makeup routine when it is super warm out! Luckily, I have a nice sun kissed tan. Therefore, I am good with just some makeup and blush to refresh my look.ReplyDelete
I slather in sunscreen before going outside. I have bug spray, sun hat, etc when doing outdoors events. I stay prepared.
Jay | RelaxedThairapy.com
Great tips. I love the warm weather. Sunscreen and a moisturizer w/ SPF is always needed. I've been searching for light, filling meals on pinterest lately.ReplyDelete
My favorite parts of summer include sand between my toes, a good book and a good drink in that order! Thanks for sharing, I have to remember the sunscreen.ReplyDelete
Thanks for the self care reminder! As moms, it's so easy to put yourself last.ReplyDelete
Sleep and pretty feet. That's my summer self care plan. Maybe exercise more if I can get out there really early!ReplyDelete
I plan on relaxing in my lawn chair while the kids play. That plus lots of fruit bowls and water.ReplyDelete


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KITTERY — With the Aug. 27 date for a Maine gubernatorial debate in Kittery looming, the event "has unfortunately been met with a lot of resistence," said the president of the Greater York Region Chamber of Commerce, the debate sponsors.
KITTERY — With the Aug. 27 date for a Maine gubernatorial debate in Kittery looming, the event "has unfortunately been met with a lot of resistence," said the president of the Greater York Region Chamber of Commerce, the debate sponsors.
Gov. Paul LePage has yet to reply to the invitation, although his campaign was asked to respond by Aug. 6. Congressman Mike Michaud said he'll attend if LePage does — which has been his long-standing position. Independent Eliot Cutler has agreed to attend.
"We are hoping the candidates recognize the importance of talking with the voters of York County and agree to participate," said chamber president Holly Roberts Tuesday. "I don't understand why they (Lepage and Michaud) don't feel they have an obligation to voters to explain why they're the best candidate."
Michaud campaign manager Matt McTighe said Michaud does have another obligation on Aug. 27, but would be "happy to work with the chamber to schedule something if the governor ever responds to them."
Michaud sees the debate as between him and LePage, McTighe said, "so it doesn't make sense to hold a debate unless the governor's there."
The two major party candidates are neck and neck in polling, with Cutler in a distant third place.
Crystal Canney, spokesperson for Cutler, asked why Michaud would put such strings on his appearance.
"It's more important to have an imformed public rather than worrying about the strategy of it all," she said. "I think the candidates should just show up."
LePage spokesperson Alex Willette only said that the chamber debate "is under consideration. We haven't said yes, and we haven't said no." He said Tuesday he did not know when the governor's campaign would respond.
The debate has been put forth as the first in the state, and important to voters in the southern York County region who Roberts said are often overlooked by gubernatorial candidates.
The debate has also brought into focus the role of Steve Workman, the chair of the board of directors at the Kittery Community Center, which is hosting the event. Workman supports Eliot Cutler.
Workman contacted the chamber after the KCC board approved of the debate, and sought their sponsorship.
"We agreed to do it because we had been contacted by other chamber members. We said we could move forward as long as it is a chamber event," said Roberts. "We couldn't, shouldn't and wouldn't endorse any candidate."
She described Workman's involvement since the chamber announced the debate several weeks ago as minimal.
Workman Tuesday said he was up front with the chamber about his endorsement of Cutler, but said his overarching motivation was to bring all three candidates to southern York County.
"They have a responsibility to get in front of voters so they can compare and contrast their positions," he said. "If a person's preference for a candidate blocks a call for debate, then there is a fundamental flaw in democracy."
Roberts thanked the Michaud and Cutler campaign for responding by the deadline, "and I am looking forward to hearing from Gov. LePage."
She said if the debate has to be on a different night to assure attendance of all three, the chamber is willing to consider that.


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The Faber-Castell assortment for Technical Drawing - high-quality drawing instruments that are precise and easy to use. Drawing boards, stencils, rulers and squares are made of tough materials and especially well finished.
They are perfectly complemented by high-quality drawing pens, compasses, clutch pencils and other mechanical pencils and accessories like China ink, erasers and sharpeners.


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By Josie Hodson
In a small clearing near the Cantor Arts Center sits a winding stone sculpture. The spine-like structure, called "Stone River," was crafted by British sculptor Andy Goldsworthy in 2001 and is made out of stacked broken sandstone from the 1906 and 1989 earthquakes.
This sculpture is just one of many that make up the University's distinguished and vibrant outdoor art collection. There are nearly 150 different pieces in the collection, which spans over 100 years and includes modern, contemporary, abstract and figurative works. Some of the earliest works, like Antonio Frilli's "Faith and Menander," were on campus at the same time as Leland and Jane Stanford.
Connie Wolf '81, the museum director at Cantor, spoke to the importance of having outdoor art on campus.
"I think that art needs to permeate our lives in as many ways as it can…we need to make sure that art is extended as far as possible on campus and meets people where they are," Wolf said.
To that end, Cantor has sought to disperse the many pieces across diverse areas of campus – from the Stanford Equestrian Center parking lot to the Stanford Arboretum.
One of the most notable outdoor art attractions is Cantor's impressive collection of Auguste Rodin's bronze sculptures, located to the right of the museum in the Rodin Sculpture Garden and at Memorial Court.
While some pieces make it to campus as generous gifts from donors, others are purchased or commissioned with funds raised by Cantor. Wolf noted that every piece is carefully chosen by the Outdoor Art Panel, which is comprised of faculty, staff, volunteers and students.
Their tastes are selective – in the past the museum has refused donated art because it did not meet museum standards.
"We are looking for a certain level of excellence and works that we think that will be meaningful to students and that are important works of art," Wolf said. "A work that is important to students is one that is something that you can enjoy, something that makes you think, something that creates a kind of oasis to experience, something…that challenges you a little bit."
The most recent additions to the collection include "Miwok" by Mark Di Suvero, located at the Stanford Medical School on the Dean's Lawn, "The Three Graces" by Charles Ginnever at the Oval, "Bedford Sentinels" by Beverly Pepper next to the Landau Economics Building, and Goldsworthy's "Stone River."
While the collection will continue to receive new additions, there is no plan to let go of any of the older pieces.
"We're never getting rid of any of them," Wolf said. "These are works that are in our collection, and you just don't get rid of any of them. You take care of them."
A staff made up of paid student technicians maintains the pieces. The technicians are trained by a professional conservator to effectively wash, wax and remove any potential graffiti from the sculptures, according to Susan Roberts-Manganelli, manager of collections, exhibitions and conservation at the Cantor. All of the works are cleaned on a 60- or 90-day rotation.
While pieces are sometimes moved – Mark di Suvero's "The Sieve of Eratosthenes" was recently relocated to a vacant grassy patch outside of Stern Hall due to construction at its primary location – the curators emphasized that the museum tries to avoid it whenever possible.
Moving a large outdoor piece can be complicated and expensive, totaling anywhere from $25,000 to $150,000. Identifying the spot for relocation requires a team of architects and curators to take into account everything from irrigation and surrounding vegetation, as sap from overhanging trees can be harmful to the works.
While the outdoor pieces may vary greatly in form, they all share the defining quality of interactivity. At the di Suvero sculpture outside of Stern, on any given day, students congregate under, around, and even on top of the red structure (although Wolf was quick to note that sitting on the sculpture is not allowed.) Elementary schools often make visits to the Rodin sculpture garden, running around and eating lunch at the feet of the late 19th century bronze figures.
"All of the sculptures on campus are available to view at all hours, seven days a week." Wolf said. "We want people to experience it whenever they want to. Art on campus is for everybody."
Contact Josie Hodson at jhodson 'at' Stanford 'dot' edu.


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ArtLine S01E02 | Zayna Ayyad | Lebanese Painter
- ArtLine, Season 1 | ArtLine
- artist, canvas, painting
- December 20, 2017
Zayna Ayyad is a Digital Media Specialist & Artist based in Lebanon. She is a communication Arts/ Journalism graduate, her interests are Social Media, Data Journalism, broadcasting and writing about social issues, trends, photography and arts.
You can check out her work on her official Facebook page @ZaFeel https://www.facebook.com/zafeelz/
ArtLine is a series of web video interviews introducing people from the art scene in Lebanon.
These interviews are brought to you by Fine Line Production in Beirut.
Cinematography by: Hasan Salame
Directed & Edited by: Yousif A. Salame
Creative Director: Ilat Knazyeh
Production Manager: Said Halawi


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- Trinity Washington University
- University of the District of Columbia
- Institute of World Politics
- University of the Potomac
Local Security Companies in Washington DC
If you are looking for local installations of home security systems in Washington DC, following are some that warrant consideration.
Urban Alarm
Urban Alarm features a variety of security solutions for businesses and residences in the Washington DC area. They even offer mobile patrols and vacation watch.
Innovative Security Systems
ISS has been installing and servicing systems In the greater DC area for over 10 years. They offer video surveillance and access control. They even boast of 24 hour tech support.
Advanced Security Systems
DC area customer benefit from over 30 years experience. In addition to home security systems, they install home automation, home theaters, CCTV, central vacuums, and fire alarms.
Best National Security Companies in DC
The best home security systems available in Washington DC are:
Frontpoint Security-Best Customer Service
Protect America– Lowest Up Front Costs
Vivint Security – Best Home Automation
Link Interactive – Best Tech Support and Security Take-Over
ADT Security– Best Professional Installation
Frontpoint – Best Customer Service
HSA Rating
- A+ BBB Rating
- 30 Day Risk Free Trial
- 100% Wireless System
- Landline Unavailable
Protect America – Lowest Up Front Pricing
HSA Rating
- FREE Equipment
- Lifetime Warranty
- Best Price Guarantee
- Limited Home Automation
Vivint - Best Home Automation
HSA Rating
- Flexpay Financing
- Top of the Line Equipment
- Award Winning App
- Aggressive Sales Approach
Link Interactive – Best Tech Support
HSA Rating
- A+ BBB Rating
- Equoment Selection
- Extensive Experience
- Self Install Only
ADT Monitored – Best Professional Installation
HSA Rating
- A+ BBB Rating
- Name Recognition
- Professional Installation
- More Expensive
Washington DC Home Security is more than just Burglar Alarms…
What do you want your system to do?
Security Companies in Washington DC
…help you manage your DC home or apartment from anywhere!
While it may sound like something out of a futuristic movie, home automation is available from most Washinton DC home security companies. With smart home technology, you won't have to wonder if the garage door is open, the coffee pot was left turned on, or if you forgot to turn down the thermostat.
Wouldn't it be great to have a warm, well-lit house welcome you after a hard day at the office? With a smart home technology, your home can be managed with the touch of a button on your cell phone.
Smart home features include remote control of appliances, lights, thermostats, locks and security systems. Not only can you control your home from your computer or mobile device, but it can even be used as a virtual assistant with custom text or email alerts that let you know when the kids get home or if they get into a medicine cabinet.
Protecting your family and possessions while you're away couldn't be easier.
Washington DC Home Security
Cameras Keep You Informed
Because of security camera systems, it is possible to stay late on the job or perhaps enjoy an outing alongside close friends without having to worry about the security of your property. There are a number of kinds of cameras, each with their individual purpose. some examples are interior, exterior, night time vision, as well as motion-activated surveillance cameras.
The benefit of motion-activated cameras results in zero wasted video footage as well as eliminating wasted time looking through it. Create text message and email announcements to be delivered to your mobile phone which you can subsequently check out live or recorded security footage of your Washington DC residence.
Make use of your surveillance cameras when you find yourself out and about to find out whenever bundles arrive or monitor your household pets. Better yet, when you find yourself home, you can observe exactly who just rang the doorbell and keep an eye on the kids while you're catching up on work or cooking up an evening meal. It couldn't be less difficult to discover security alternatives that will satisfy the unique requirements for yourself as well as your family.
Home Security in Washington DC
Costs less than you might think.
With so many security companies in DC, what you ultimately pay will be determined by a variety of variables. Installation cost, equipment and monthly monitoring charges are the three main factors that determine how much you'll pay for your home security system.
Do It Yourself security systems will likely result in hundreds of dollars in savings on installation and equipment costs- with much less fuss than you think
They normally come set up and pre-programmed, so basically all that is left is to position the sensors and call in to activate the system.
A basic security system usually costs around $2-500. But, if you get the monthly monitoring services, in most situation a basic home security system will be provided at little or no up front cost . As far as monitoring is concerned, you should plan to pay anywhere from $15 per month to $75/mo or more. This can vary considerably, depending on the company and the features you require.
To evaluate the best security systems for YOUR situation…
Compare, Click or Call below.
Home Security Comparison Chart
- Equipment Package
- Get More Info
- Equipment Manufacturer
- Installation/Activation Fee
- Best Price Guarrantee
- Term of Contract
- Monthly Monitoring Rates
- Locked in Rate
- Cellular
- Broadband
- Landline
- 2 Way Intercom
- Crash and Smash
- Geo-Location Services
- GPS Vehicle Tracking
- Mobile Phone App
- Notification Alerts
- Home Automation
- Live Video Monitoring
- Equipment Warranty
- Return Policy


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Download software, learn about hardware recommendations, get computer advice and more
recommended versions
Key Features
- Private Browsing that erases history and cookies, and protects you from third-party tracking.
- Sync across multiple smartphones, tablets, and computers to access bookmarks and saved passwords.
- Share your browser to collaborate securely with Firefox Hello.
- Learn more.


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We all know that the rice cooker is meant for cooking rice. Some brave souls have cooked food other than rice in a rice cooker — from tofu to bread to fish — but those things I haven't tried myself.
What I have tried is cooking rice in the rice cooker with liquid other than water. For instance, I've cooked rice with coconut milk (see the recipes for sticky rice cake and rice and beans in coconut milk). I've also cooked rice with broth (see nasi ayam panggang or roast chicken rice, a la Mexican rice and arroz amarillo). I do love cooking rice in broth. Even when the main course in a meal is something simple, the meal itself is anything but simple when the rice is bursting with flavors and colors.
This mushroom and parsley rice dish "happened" because I made pho with broth prepared the authentic Vietnamese way. As it turned out, I had way too much broth than what we could use for a meal. So, I used some of the broth to cook this mushroom and parsley rice.
The procedure is very simple. Cook the rice as you normally would but using broth in place of water. Do the measuring for the rice and water ratio the same way. When the rice and broth and in the rice cooker, add sliced mushrooms and chopped parsley.
Turn on the rice cooker and let it do its work.
Midway through the cooking, lightly stir the rice so that the mushrooms and parsley get distributed evenly rather than remain on top.
Continue cooking the rice until done. And that's it!
We paired the mushroom and parsley with pan-fried pork ribs. Delicious!


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My daughter is officially a teacher kid now. Today at school, another child knocked into her and she got a "boo boo". Of course, the teacher can't say who actually did it, so the teacher started out with "A child in the class," blah blah blah. I couldn't even really hear her because my LO starts jumping up and down, pointing at the other child and saying his name.
But that's not even the best part…
Two minutes later, after we had picked up all of her stuff to take home, the other kid's parent walks in. LO walks right up to the dad and says "So and so gave me a booboo!" Oops!
And with that, we left.


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Non-proximity Interaction Take a look. Some day people will be interacting with one another in the virtual space. Today you see cartoons. Tomorrow the cartoons will be replaced with exact clones of you and your friends.
The Reviews Are In!
Read these reactions from actual participants of our immersive VR movie, "Alamo Adventure." This may give you some idea of the power of our new medium. These people volunteered to be taken back in time, and their reactions are in their own words. (Those who weren't speechless, that is.)
De Niro on Immersion (VR Movies)
Here's where I came in! A pre-immersive experience called "Vancouver 1948" created a sensation at the NY 2014 Tribeca Film festival just as a kid from California gaff-taped together the beginnings of a new medium. VR movies were my vague concept then. Two years later, it is a reality. Here's what recent convert Robert… Read more…
The Case For VR Theaters, Pt. 2
Since our company's inception in March of 2014, we have steadfastly maintained that there will most certainly be a need for simultaneous shared experience VR. Obviously, there will be a huge demand for single person private viewing. We get that. Education But there will nonetheless be the inevitable need for group screenings. Take the example… Read more…
Now Showing
QUESTION: What do you get when you lock a team of virtual reality gurus, CGI experts, training film producers, animators, filmmakers and Hollywood creative directors in one room for nine months? ANSWER: You get the world's first "Immersion" (VR movie). Complete with liberal doses of action and empathic immersion. And it is an absolutely riveting, unforgettable… Read more…
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- Next Page »


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- This event has passed.
Muir Woods after Hours
July 19, 2016 @ 7:15 am - 9:15 pm
Explore the evening magic of Muir Woods, learning about the secret nightlife of an old-growth redwood forest. This special walk begins one hour before sunset and will conclude with the dark of night! We'll listen for owls, look for bats and use our senses to guide us through the trails. This is an easy, 2 mile walk on paved trail. Dress for the weather and bring a flashlight. Children under 10 not advised. Reservations required.


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Join the Ideate Tech Experts for eLearning – live online classes that provide your entire organization with easy access to premium education.
7.15::Revit 201:
Revit Phasing A-Z
7.19::Revit 201:
Revit for Interior Designers
7.26::Revit 201:
Working with Wall Types
7.27::Revit 201:
Leveraging Design Options
7.28::Ideate Software:
Audit Your Revit Projects with Ideate Explorer
8.4::Ideate Software:
Streamline Revit MEP Workflows with Ideate BIMLink
8.11::Ideate Software:
Display Non-BIM Data with Ideate Sticky
8.25::Ideate Software:
Simplify Revit Model Management with Ideate BIMLink
Each class is designed to give you specific, improved results in a particular topic. You can interact with the instructor right from your own office, while eliminating travel time. Because the class schedule rotates, you can easily select your topics of interest and choose the day which best meets your schedule.
Click here for class descriptions, times and registration link. Questions? Contact firstname.lastname@example.com.
Get It. Know It. Use It.


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Our school prayer, written by the children of Shrewton School.
Dear Lord,
Bless our school with kindness
and fill the rooms with love and happiness.
Please help us to love everyone as we love our friends
and help us to serve others and show respect.
When we are sad, or scared, or lonely,
help us to see light in the darkness as this is what you bring.
Help us remember that it is not the bricks that make a school –
It is us.
A prayer for the earthquake victims
Dear Lord
Help the people that were in the tsunami, those who have lost their homes, family and precious memories.
Help those who are in torturous conditions who have no family left, and those who have lost loved pets.
Help those who are struggling to get help.
by Gabby and Orla


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Get updates on new specials and coupon codes in your email.
There is nothing more satisfying than a beautiful outdoor experience in your own backyard. Elite Patio was founded by builders who believe that everyone should have access to the products and materials that make outdoor entertainment the best it can be.
Customer Support
About ELITE


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Procurement at Fysikum and SU
All procurements at SU must be performed according to The Public Procurement Act which is the law that is regulating public procurements. There are essential two things to consider when you start to plan your purchase which in turn will determine the procurement process.
- Is the purchase covered by any framework agreements?
- Is the expected value of the product or service below or above 586 907 SEK?
Framework agreements
Before you start any purchasing process always check if there exist any framework agreements covering the specific product or service you plan to purchase. For SU employers local framework agreements must primarily be considered. Contract territories, potential suppliers and instructions for using local framework agreements at SU can be found in the Contract Catalog Notice that the Contract Catalog can only be accessed from a SU computer.
If the product or service can't be found in the SU Contract Catalog next step is to check if the purchase is covered by any of the National Procurement Services agreements. Contract territories, potential suppliers, and instructions for ordering can be found at Avropa.se. There is no upper limit when purchasing is done from the framework agreements. In order to make use of discounts and other benefits connected to an agreement it is important to follow the instructions for ordering from supplier covered by a framework agreement. A selection of framework agreements (contract areas) that can be of interest for Fysikum employees can be found here.
Direct procurement
If the product or service can't be purchased through any of the framework agreements it is mainly the expected price of the product or service that will determine how the procurement must be performed. For products and services where the expected value is below 586 907 SEK direct procurement can be used. Notice that the upper limit for direct procurement is the collected value for the same type of products for the whole university over one calendar year. Only if that total value is below 586 907 SEK direct procurement is allowed.
Also for direct procurement the estimated value will affect the procedure somewhat. For products where the expected value is below 10 000 SEK simply proceed with a direct procurement and order over the phone or via the web after a quick survey of price and quality. If the value is in the span 10 000 – 586 907 SEK the process is more formalized and it is recommended to use the forms provided by the Purchasing section at SU. In addition to "MALL 1 and 2 use Mall 3 for service, MALL 4 for products and MALL 5 for products including installation for the direct procurement process. At least three potential suppliers must be invited for tendering. Remember to include the general terms and conditions (MALL 6 for service and MALL 7 for products) in your invitation to tender. A more detailed description (only in Swedish) of the direct procurement process is given here.
Decision by the Director of Administration
All procurements where the expected value exceeds 100 000 SEK requires a decision by the Director of Administration. For direct procurements the decision is prepared by filling in the form Request for direct procurement (Begäran om direktupphandling). The decision requires a reference number (Diarie-number) which can be received from Åsa Storm at the Fysikum administration. When filling in the form it is important to make sure that the estimated value that you specify in the form is high enough. If the received offers exceed the specified value, the decision by the Director of Administration can't be used. Don't forget to fill in the project number (or similar) of the project that will finance the purchase. Finally send the completed form to your local procurement coordinator who will forward it to the Purchasing Section at SU. Director of Administration decisions are taken on Thursdays every week (except during holidays) and the form must be sent in at least one week in advance in order to be handled at the next Director of Administration meeting.
Simplified procurement and Open procurement
All procurements where the expected value is above 586 907 SEK have to be performed in collaboration with the Purchasing Section at SU. Contact your local procurement coordinator Patrik Löfgren to get help to initiate this process.
Also for procurements above the direct procurement limit the estimated value will decide which procedure that shall be used. If the estimated value falls in the range 586 907-1 233 941 SEK Simplified procurement can be used. Depending on what shall be purchased and the complexity of procurement process it is a process that takes between 3-6 months (excluding delivery time of the product). For products or services that is expected to cost more than 1 233 941 SEK a process called Open procurement must be used. In this case the complete procurement process takes 3-9 months depending on the complexity of product or service that will be purchased.
Minimize environmental impact
Fysikum is working on implementing actions on all procurement levels to minimize negative impact on environment. For all purchasing you are therefore encouraged to include environmental requirements, such as
- The tenderer shall have a chemicals management system
- Any mandatory CE marking of offered equipment must be fulfilled.
- Electric and electronic equipment must comply with the RoHs-directive regarding Mercury, Lead, hexavalent Chromium and the flame retardants polybrominated diphenyl ethers (PDBE) and polybrominated biphenyls (PBBs).
- The documentation must contain instructions on how to minimize the environmental impact during installation, use, service and recycling/disposal, including instructions on how to minimize consumption of energy, water, consumable materials/parts and emissions in those cases when it is applicable.
- Material in the instrument should not be added any of the SVHC substances on the Candidate List according to REACH or the SIN list, see http://www.kemi.se respectively http://sinlist.chemsec.org/.
- Social responsible production. The supplier must have procedures in place to ensure that basic working conditions are respected in the supply chain.
For more information how to include these or other conditions in a procurement related to the environment and social conditions please contact Patrik Löfgren.
For all purchasing and procurement you should strive to minimize negative impact on the environment by, for example, choosing products with low energy consumption, stand-by options and with an expected long lifetime. Also choose products that can be recycled and offer spare parts for replacement if they break.
Last updated:
February 13, 2019
Source: Patrik Löfgren


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LAST UPDATED: May 1st, 2015
The summer of falling bowfishing records continues. This time its back in Illinois, where a near 60 pound non-native fish is one of nearly 12,000 fish now used for fertilizer.
Last weekend (July 16-17) at the Bowfishing Association of Illinois' second-annual Director's Shoot, bowfisherman Robb Kemper shattered the previous state record bighead Asian carp with a 59 lb. 4 oz. brute. The previous record was a 43 lb. 5.6 oz. fish taken on the Des Plaines River in 2010.
Iowan, Robb Kemper, holds up the NEW Illinois state bowfishing Asian carp record.
During the tournament, which promotes the enjoyment of bowfishing and the removal of Asian carp, nearly 48,000 pounds of invasive fish were removed from the Illinois River. The winning team took an incredible 2,932 Asian and common carp.
The Hunting Network staff wishes to congratulate bowfisherman, Robb Kemper, on his huge fish. Although Robb was fishing for an Iowa based team, he's okay in our book. Congrats Robb!


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New test for cystic fibrosis may lead to more treatments
(Medical Xpress)—Treatments for cystic fibrosis may be easier to develop with the use of a new test created by Stanford researchers.
The test – taken by sampling sweat – shows that smaller amounts of a particular protein are necessary to stop cystic fibrosis symptoms than previously thought, according to Jeffrey Wine, a professor of psychology and biology who is the director of Stanford's Cystic Fibrosis Research Laboratory.
"I was amazed it worked out as well as it did," Wine said. Wine and colleagues in the Stanford School of Medicine described the test in October in the journal PLoS ONE. Since then, they have used the test to measure protein levels in patients taking a cystic fibrosis drug. That research has now also been published in PLoS ONE.
Cystic fibrosis is a recessive genetic disorder that disables a key protein – known as the cystic fibrosis transmembrane conductance regulator, or CFTR – that is responsible for transferring fluid and minerals in and out of cells.
The effect on the 30,000 Americans diagnosed with the condition is debilitating: they suffer from chronic lung infections, male sterility and a host of other symptoms. In the past, carriers struggled to survive past infancy.
Wine knows the cost of the disease firsthand: his 32-year-old daughter, Nina, has cystic fibrosis. She's been lucky so far and is healthy enough to run marathons and pursue a master's degree in global health, Wine said. But she relies on a cocktail of drugs to maintain her health.
Doctors usually treat cystic fibrosis by tackling symptoms as they appear. Very few drugs target the underlying problem: a patient's CFTR is broken, damaged or missing.
CFTR defects vary greatly: the entire protein might be missing, or it could have just a few flaws. Current tests, which measure the amount of chloride in sweat, can't precisely identify how much functioning CFTR is present.
The new test determines the ratio between two types of sweat in each individual by using dyes to form bubbles on the skin. That ratio accounts for differences in sweat volume – between a conditioned athlete and a sedentary person, for example – and reveals an individual's CFTR levels.
Wine's work showed that even healthy people have varying levels of CFTR and that only a small amount of CFTR is needed to remain disease-free. "The biggest surprise for me was how small the response was. I don't think anybody expected that," Wine said.
Therefore, drug developers have a lower target: they only need to restore 10 percent of CFTR functionality to relieve symptoms. Also, patients can be treated with drugs that supplement their personal CFTR levels to relieve symptoms. That is particularly important because people with the same genetic flaw can have different amounts of CFTR, Wine said.
The researchers, who include lead author Jessica Char, a research assistant in Wine's group, examined the CFTR levels in eight subjects with cystic fibrosis. Six of the patients were taking ivacaftor, a drug currently available to treat some types of cystic fibrosis. Ivacaftor boosted CFTR levels as expected, but it also increased CFTR levels in a type of cystic fibrosis it is not currently designed to treat, Wine said.
Next, Wine said, he plans to examine differences in CFTR in healthy individuals. He hopes eventually to determine the precise amount of CFTR needed to alleviate symptoms.
"(My daughter) would really love to have a drug," Wine said.
Explore further
Char JE, Wolfe MH, Cho H-j, Park I-H, Jeong JH, et al. (2014) "A Little CFTR Goes a Long Way: CFTR-Dependent Sweat Secretion from G551D and R117H-5T Cystic Fibrosis Subjects Taking Ivacaftor." PLoS ONE 9(2): e88564. DOI: 10.1371/journal.pone.0088564


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Edited excerpt from Clay Christensen's Milkshake Marketing by Carmen Nobel:
"We realized that the causal mechanism behind a purchase is, 'Oh, I've got a job to be done.' And it turns out that it's really effective in allowing a company to build products that people want to buy."
A fast-food restaurant chain wanted to improve its milkshake sales. One of Christensen's researchers tried to deduce the "job" that customers were "hiring" a milkshake to do. He spent a full day in one of the chain's restaurants, carefully documenting who was buying milkshakes, when they bought them, and whether they drank them on the premises.
He discovered that 40 percent of the milkshakes were purchased first thing in the morning, by commuters who ordered them to go. They faced a long, boring commute and needed something to keep that extra hand busy and to make the commute more interesting. They weren't yet hungry, but knew that they'd be hungry by 10 a.m.; they wanted to consume something now that would stave off hunger until noon. And they faced constraints: They were in a hurry, they were wearing work clothes, and they had (at most) one free hand.
The milkshake was hired in lieu of a bagel or doughnut because it was relatively tidy and appetite-quenching, and because trying to suck a thick liquid through a thin straw gave customers something to do with their boring commute. Understanding the job to be done, the company could then respond by creating a morning milkshake that was even thicker (to last through a long commute) and more interesting (with chunks of fruit) than its predecessor. The chain could also respond to a separate job that customers needed milkshakes to do: serve as a special treat for young children—without making the parents wait a half hour as the children tried to work the milkshake through a straw. In that case, a different, thinner milkshake was in order.
(1) Focusing on a Job To Be Done removes the need to specify who your target customer is, because your target customer is anyone who needs to get this job done. If you discover that there are different jobs to be done, for example Clay Christensen's example of a milkshake to provide breakfast on a commute and a milkshake to provide a treat for a child, you'll likely find you have different types of customers.
(2) Cf. The best products satisfy a frequent user need with minimum friction.
(3) Cf. Andy Johns on how to build a winning product.


text: There's a new print in my shops! This illustration is called Waiting and is loosely based on people I've drawn in my sketchbooks while out and about. Strange to be drawing coats and scarves in this hot weather! It makes me look forward to autumn, but only a little bit. The print is now available in my Etsy and Dawanda shops.


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We offer comprehensive physical, occupational and speech therapy services through our Sports & Spine Centers. It is our goal to obtain superior outcomes by working closely with patients and their providers to treat and prevent injuries.
Why Choose Us
- Close to home
- Collaboration with providers across many specialties
- Doctorate level therapy staff
- Variety of options for treatment to best fit your needs
- Your goals are our goals
We specialize in the treatment of neurologic and musculotskeletal disorders, including pre- and post-operative care programs. Examples include:
- Balance and gait disorders
- Multiple Sclerosis
- Orthopedic injuries
- Parkinson's Disease
- Stroke
Call one of our Sports & Spine Centers
- Agnesian Health Plaza A or Fond du Lac Family YMCA: (920) 923-7940
- Fond du Lac Regional Clinic - Mayville: (920) 387-7560
- Ripon Medical Center: (920) 745-3630
- St. Agnes Hospital: (920) 926-5370
- Waupun Memorial Hospital: (920) 324-6544